Premier Financial Bancorp (PFBI) 10-K 13 Mar 14 2013 FY Annual report Financial data

Document_and_Entity_Informatio

Document and Entity Information (USD $)	12 Months Ended
	Dec. 31, 2013	Mar. 01, 2014	Jun. 30, 2013
Document and Entity Information [Abstract]	'	'	'
Entity Registrant Name	'PREMIER FINANCIAL BANCORP INC	'	'
Entity Central Index Key	'0000887919	'	'
Current Fiscal Year End Date	'--12-31	'	'
Entity Well-known Seasoned Issuer	'No	'	'
Entity Voluntary Filers	'No	'	'
Entity Current Reporting Status	'Yes	'	'
Entity Filer Category	'Accelerated Filer	'	'
Entity Public Float	'	'	$81,518,596
Entity Common Stock, Shares Outstanding	'	8,046,846	'
Document Fiscal Year Focus	'2013	'	'
Document Fiscal Period Focus	'FY	'	'
Document Type	'10-K	'	'
Amendment Flag	'false	'	'
Document Period End Date	31-Dec-13	'	'

CONSOLIDATED_BALANCE_SHEETS

CONSOLIDATED BALANCE SHEETS (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
ASSETS	'	'
Cash and due from banks	$27,378	$32,473
Interest bearing bank balances	36,606	33,536
Federal funds sold	12,777	4,236
Cash and cash equivalents	76,761	70,245
Securities available for sale	218,066	283,975
Loans held for sale	77	200
Loans	740,770	704,625
Allowance for loan losses	-11,027	-11,488
Net loans	729,743	693,137
Federal Home Loan Bank stock, at cost	4,183	4,181
Premises and equipment, net	17,798	15,952
Other real estate owned	13,524	13,366
Interest receivable	3,132	3,403
Goodwill	29,875	29,875
Other intangible assets	2,121	2,721
Deferred taxes	4,439	2,624
Other assets	460	1,108
Total assets	1,100,179	1,120,787
Deposits	'	'
Non-interest bearing	210,193	198,084
Time deposits, $100,000 and over	146,905	146,198
Other interest bearing	566,925	586,301
Total deposits	924,023	930,583
Securities sold under agreements to repurchase	11,319	26,102
Other borrowed funds	13,800	16,049
Interest payable	383	489
Other liabilities	3,714	3,268
Total liabilities	953,239	976,491
Commitments and contingent liabilities	'	'
Stockholders' equity	'	'
Preferred stock, no par value, liquidation preference $12,000 5% cumulative; 1,000,000 shares authorized; 12,000 shares issued and outstanding	11,955	11,896
Common stock, no par value; 20,000,000 shares authorized; 8,038,345 shares issued and outstanding in 2013, and 7,962,693 shares issued and outstanding in 2012	73,589	72,849
Retained earnings	62,021	52,975
Accumulated other comprehensive income (loss)	-625	6,576
Total stockholders' equity	146,940	144,296
Total liabilities and stockholders' equity	$1,100,179	$1,120,787

CONSOLIDATED_BALANCE_SHEETS_Pa

CONSOLIDATED BALANCE SHEETS (Parenthetical) (USD $)	12 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Stockholders' equity	'	'
Preferred stock, par value (in dollars per share)	$0	$0
Preferred stock, liquidation preference	$12,000	$12,000
Preferred stock, dividend rate (in hundredths)	5.00%	5.00%
Preferred stock, shares authorized (in shares)	1,000,000	1,000,000
Preferred stock, shares issued (in shares)	12,000	12,000
Preferred stock, shares outstanding (in shares)	12,000	12,000
Common stock, par value (in dollars per share)	$0	$0
Common stock, shares authorized (in shares)	20,000,000	20,000,000
Common stock, shares issued (in shares)	8,038,345	7,962,693
Common stock, shares outstanding (in shares)	8,038,345	7,962,693

CONSOLIDATED_STATEMENTS_OF_INC

CONSOLIDATED STATEMENTS OF INCOME (USD $)	12 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Interest income	'	'	'
Loans, including fees	$42,186	$43,117	$44,363
Securities available for sale	'	'	'
Taxable	5,972	6,963	7,771
Tax-exempt	155	208	237
Federal funds sold and other	157	147	164
Total interest income	48,470	50,435	52,535
Interest expense	'	'	'
Deposits	4,088	5,553	7,127
Repurchase agreements and other	37	88	158
FHLB advances and other borrowings	650	795	1,042
Total interest expense	4,775	6,436	8,327
Net interest income	43,695	43,999	44,208
Provision for loan losses	-375	4,260	3,630
Net interest income after provision for loan losses	44,070	39,739	40,578
Non-interest income	'	'	'
Service charges on deposit accounts	3,357	3,543	3,825
Electronic banking income	2,018	2,017	1,843
Secondary market mortgage income	256	311	314
Gain on disposition of securities	1,413	545	18
Gain on sale of loan	0	2,463	0
Other	688	650	911
Total non-interest income	7,732	9,529	6,911
Non-interest expenses	'	'	'
Salaries and employee benefits	15,046	15,122	16,237
Occupancy and equipment expenses	4,338	4,553	4,900
Outside data processing	3,372	3,379	4,458
Professional fees	900	1,181	966
Taxes, other than payroll, property and income	686	667	663
Write-downs, expenses, losses on, sales of other real estate owned, net of gains	1,853	2,514	405
Loan collection expenses	413	1,182	1,172
FDIC insurance	835	809	1,223
Amortization of intangibles	600	672	792
Conversion expenses	25	25	1,720
Other expenses	3,101	3,168	3,985
Total non-interest expenses	31,169	33,272	36,521
Income before income taxes	20,633	15,996	10,968
Provision for income taxes	7,404	5,673	3,800
Net income	13,229	10,323	7,168
Discount on redemption of preferred stock	0	905	0
Preferred stock dividends and accretion	-659	-1,073	-1,221
Net income available to common stockholders	$12,570	$10,155	$5,947
Earnings per share:	'	'	'
Basic (in dollars per share)	$1.57	$1.28	$0.75
Diluted (in dollars per share)	$1.49	$1.24	$0.74

CONSOLIDATED_STATEMENTS_OF_COM

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME [Abstract]	'	'	'
Net income	$13,229	$10,323	$7,168
Other comprehensive income (loss):	'	'	'
Unrealized gains (losses) on securities arising during the period	-9,497	2,914	9,788
Reclassification of realized amount	-1,413	-545	-18
Net change in unrealized gain (loss) on securities	-10,910	2,369	9,770
Less tax impact	-3,709	806	3,322
Other comprehensive income (loss):	-7,201	1,563	6,448
Comprehensive income	$6,028	$11,886	$13,616

CONSOLIDATED_STATEMENTS_OF_CHA

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY (USD $)	Preferred Stock [Member]	Common Stock [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Total
In Thousands, unless otherwise specified
Balances at Dec. 31, 2010	$21,841	$71,465	$39,526	($1,435)	$131,397
Increase (Decrease) in Stockholders' Equity [Roll Forward]	'	'	'	'	'
Net income	0	0	7,168	0	7,168
Other comprehensive income (loss)	0	0	0	6,448	6,448
Dividends declared on preferred stock	0	0	-1,112	0	-1,112
Preferred stock accretion	108	0	-108	0	0
Stock based compensation expense	0	106	0	0	106
Balances at Dec. 31, 2011	21,949	71,571	45,474	5,013	144,007
Increase (Decrease) in Stockholders' Equity [Roll Forward]	'	'	'	'	'
Net income	0	0	10,323	0	10,323
Other comprehensive income (loss)	0	0	0	1,563	1,563
Cash dividends paid	0	0	-1,749	0	-1,749
Redemption of preferred stock	-10,142	905	0	0	-9,237
Dividends declared on preferred stock	0	0	-984	0	-984
Preferred stock accretion	89	0	-89	0	0
Stock options exercised	0	192	0	0	192
Stock based compensation expense	0	181	0	0	181
Balances at Dec. 31, 2012	11,896	72,849	52,975	6,576	144,296
Increase (Decrease) in Stockholders' Equity [Roll Forward]	'	'	'	'	'
Net income	0	0	13,229	0	13,229
Other comprehensive income (loss)	0	0	0	-7,201	-7,201
Cash dividends paid	0	0	-3,524	0	-3,524
Dividends declared on preferred stock	0	0	-600	0	-600
Preferred stock accretion	59	0	-59	0	0
Stock options exercised	0	571	0	0	571
Stock based compensation expense	0	169	0	0	169
Balances at Dec. 31, 2013	$11,955	$73,589	$62,021	($625)	$146,940

CONSOLIDATED_STATEMENTS_OF_CHA1

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY (Parenthetical) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY [Abstract]	'	'
Cash dividends paid (in dollars per share)	$0.44	$0.22

CONSOLIDATED_STATEMENTS_OF_CAS

CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Cash flows from operating activities	'	'	'
Net income	$13,229	$10,323	$7,168
Adjustments to reconcile net income to net cash from operating activities	'	'	'
Depreciation and impairment of real estate, net	1,342	1,445	1,468
Provision for loan losses	-375	4,260	3,630
Amortization (accretion), net	-463	-1,098	-1,351
Writedowns (gains) on other real estate owned, net	716	957	-394
Stock compensation expense	169	181	106
Loans originated for sale	-11,053	-14,472	-15,759
Secondary market loans sold	11,432	14,653	17,491
Secondary market mortgage income	-256	-311	-314
Gain on sale of loan	0	-2,463	0
Gain on the disposition of securities available for sale	-1,413	-545	-18
Changes in :	'	'	'
Interest receivable	271	94	245
Deferred income taxes	1,895	568	4,099
Other assets	649	3,439	-1,954
Interest payable	-106	-223	-187
Other liabilities	446	396	197
Net cash from operating activities	16,483	17,204	14,427
Cash flows from investing activities	'	'	'
Purchases of securities available for sale	-27,230	-73,771	-122,730
Proceeds from maturities and calls of securities available for sale	73,801	69,329	109,165
Proceeds from the sale of securities available for sale	8,650	0	0
Purchase of FHLB stock, net of redemptions	-2	1,035	-373
Redemption of FRB stock	0	0	2,253
Net change in loans	-35,838	-16,103	26,066
Purchases of premises and equipment, net	-3,188	-1,042	-1,086
Improvements to OREO property	-2,897	0	0
Proceeds from sales of other real estate owned	3,846	6,105	5,135
Net cash from investing activities	17,142	-14,447	18,430
Cash flows from financing activities	'	'	'
Net change in deposits	-6,524	5,604	-59,783
Net change in agreements to repurchase securities	-14,783	2,897	-6,432
Repayment of Federal Home Loan Bank advances	0	-10,042	-2,564
Repayment of other borrowed funds	-2,249	-2,081	-2,048
Redemption of preferred stock	0	-9,237	0
Proceeds from stock options exercised	571	192	0
Preferred stock dividends paid	-600	-984	-1,390
Common stock dividends paid	-3,524	-1,749	0
Net cash from financing activities	-27,109	-15,400	-72,217
Net change in cash and cash equivalents	6,516	-12,643	-39,360
Cash and cash equivalents at beginning of year	70,245	82,888	122,248
Cash and cash equivalents at end of year	76,761	70,245	82,888
Supplemental disclosures of cash flow information:	'	'	'
Cash paid during year for interest	4,881	6,659	8,514
Cash paid during the year for income taxes paid, net	5,410	2,549	2,459
Non-cash transactions	'	'	'
Loans transferred to real estate acquired through foreclosure	$1,823	$5,786	$8,134

SUMMARY_OF_SIGNIFICANT_ACCOUNT

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	12 Months Ended
	Dec. 31, 2013
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES [Abstract]	'
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	'
	NOTE  1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
	The consolidated financial statements include the accounts of Premier Financial Bancorp, Inc. (the Company) and its wholly-owned subsidiaries:
				Unaudited
				31-Dec-13
	Subsidiary	Location	Year	Total		Net
			Acquired	Assets		Income
	Citizens Deposit Bank & Trust	Vanceburg, Kentucky	1991	$	363,248	$	5,081
	Premier Bank, Inc.	Huntington, West Virginia	1998		729,695		9,930
	Parent and Intercompany Eliminations				7,236		(1,782	)
	Consolidated total			$	1,100,179	$	13,229
	All material intercompany transactions and balances have been eliminated.
	Nature of Operations:  The subsidiary banks (Banks) operate under state bank charters. The Banks provide traditional banking services to customers primarily located in the counties and adjoining counties in Kentucky, Ohio, West Virginia, Maryland, Washington DC and Virginia in which the Banks operate.  The state chartered banks are subject to regulation by their respective state banking regulators and the Federal Deposit Insurance Corporation (“FDIC”).  The Company is also subject to regulation by the Federal Reserve Board.
	Cash Flows:  For purposes of reporting cash flows, cash and cash equivalents include cash on hand, amounts due from banks, interest-earning balances with banks with an original maturity less than ninety days and federal funds sold.  Net cash flows are reported for loans, deposits, repurchase agreements, and short-term borrowing transactions.
	Estimates in the Financial Statements:  The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities, disclosure of contingent assets and liabilities at the date of the financial statements, and the reported amounts of revenues and expenses during the reporting period.  Actual results could differ from those estimates.  The allowance for loan losses, the identification and evaluation of impaired loans, the fair value of assets and liabilities acquired, impairment of goodwill, deferred tax assets and fair values of financial instruments are particularly subject to change.
	Securities:  The Company classifies its securities portfolio as either securities available for sale or securities held to maturity.  Securities held to maturity are carried at amortized cost.  The Company had no securities classified as held to maturity at December 31, 2013 or 2012.
	Securities available for sale might be sold before maturity and are carried at fair value.  Adjustments from amortized cost to fair value are recorded in other comprehensive income, net of related income tax. Other securities such as Federal Home Loan Bank stock and Federal Reserve Bank stock are carried at cost.
	Interest income includes amortization of purchase premium or discount computed using the level yield method.  Gains or losses on dispositions are recorded on the trade date and are based on the net proceeds and adjusted carrying amount of the securities sold using the specific identification method.  Securities are written down to fair value when a decline in fair value is not temporary.
	Management evaluates securities for other-than-temporary impairment (“OTTI”) at least on a quarterly basis, and more frequently when economic or market conditions warrant such an evaluation.  Declines in the fair value of securities below their cost that are other-than-temporary are reflected as realized losses.  In estimating other-than-temporary losses, management considers the length of time and extent that fair value has been less than cost and the financial condition and near term prospects of the issuer.  Management also assesses whether it intends to sell, or it is more likely than not that it will be required to sell, a security in an unrealized loss position before recovery of its amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the entire difference between amortized cost and fair value is recognized as impairment through earnings.  For debt securities that do not meet the aforementioned criteria, the amount of impairment is split into two components as follows: 1) OTTI related to credit loss, which must be recognized in the income statement and 2) OTTI related to other factors, which is recognized in other comprehensive income.  The credit loss is defined as the difference between the present value of the cash flows expected to be collected and the amortized cost basis. For equity securities, the entire amount of impairment is recognized through earnings.
	Loans Held for Sale:  Mortgage loans originated and intended for sale in the secondary market are carried at the lower of aggregate cost or market, as determined by outstanding commitments from investors.  Net unrealized losses, if any, are recorded as a valuation allowance and charged to earnings.  Loans are generally sold with servicing released.
	Loans:  Net loans are stated at the amount of recorded investment reduced by an allowance for loan losses.  The recorded investment in a loan is the unpaid principal reduced by any purchase discounts and unearned income.  The recorded investment excludes accrued interest receivable due to immateriality.  Interest income on loans is recognized on the unpaid principal balance on the accrual basis except for those loans in a non-accrual of income status.  The accrual of interest on impaired loans is discontinued when management believes, after consideration of economic and business conditions as well as collection efforts, that the borrowers’ financial condition is such that collection of interest is doubtful.  Loan origination fees, net of certain direct origination costs, are deferred and recognized in interest income using the level yield method without anticipating prepayments.
	Interest income on mortgage and commercial loans is discontinued at the time the loan is 90 days delinquent unless the loan is well-secured and in process of collection.  Consumer loans are typically charged off no later than 120 days past due.  Past due status is based on the contractual terms of the loan.  In all cases, loans are placed on nonaccrual or charged-off at an earlier date if collection of principal or interest is considered doubtful.  Non-accrual loans and loans past due 90 days still on accrual include both smaller balance homogeneous loans that are collectively evaluated for impairment and individually classified impaired loans.  A loan is moved to non-accrual status in accordance with the Company’s policy, typically after 90 days of non-payment.
	All interest accrued but not received for loans placed on non-accrual is reversed against interest income.  Interest received on such loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual.  Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured.
	Concentration of Credit Risk:  Most of the Company’s loans located in the Washington, DC metro area are commercial real estate loans.  Therefore, the Company’s exposure to credit risk is significantly affected by changes in the economy and commercial real estate collateral values in the Washington, DC metro area.
	Certain Purchased Loans:  Loans acquired via branch purchase or acquisition after December 31, 2008 are recorded at the amount paid, such that there is no carryover of the seller’s allowance for loan losses.  Some of these purchased loans have shown evidence of credit deterioration since origination.  After acquisition, losses are recognized by an increase in the allowance for loan losses.
	Such purchased loans are accounted for individually or may be aggregated into pools of loans based on common risk characteristics such as loan type.  The Company estimates the amount and timing of expected cash flows for each purchased loan or pool, and the expected cash flows in excess of amount paid is recorded as interest income over the remaining life of the loan or pool (accretable yield).  The excess of the loan’s or pool’s contractual principal and interest over expected cash flows is not recorded (nonaccretable difference).
	Over the life of the loan or pool, expected cash flows continue to be estimated.  If the present value of expected cash flows is less than the carrying amount, a loss is recorded as an increase in the allowance for loan losses.  If the present value of expected cash flows is greater than the carrying amount, it is recognized as part of future interest income.
	Allowance for Loan Losses:  The allowance for loan losses is a valuation allowance for probable incurred credit losses increased by a provision for loan losses charged to expense.  The allowance is an amount that management believes will be adequate to absorb probable incurred losses on existing loans based on evaluations of the collectability of the loans and prior loan loss experience.  The evaluations take into consideration such factors as changes in the nature and volume of the loan portfolio, overall portfolio quality, review of specific problem loans, and current economic conditions that may affect the borrowers’ ability to pay.  Allocations of the allowance may be made for specific loans, but the entire allowance is available for any loan that, in management’s judgment, should be charged-off.  Loans are charged against the allowance for loan losses when management believes that the collection of principal is unlikely.  Subsequent recoveries, if any, are credited to the allowance.
	A loan is impaired when full payment under the loan terms is not expected.  Impairment is evaluated in total for smaller-balance loans of similar nature such as residential mortgage, consumer, and credit card loans, and accordingly, they are not separately identified for impairment disclosures.  All other loans are evaluated for impairment on an individual basis. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due.  Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired.  Management determines the significance of payment delays and payment shortfalls on case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed.  If a loan is impaired, a portion of the allowance is allocated so that the loan is reported, net, at the present value of estimated future cash flows using the loan’s existing rate or at the fair value of collateral if repayment is expected solely from the collateral.  Loans with restructured terms offering a concession to enable a struggling borrower to repay (Troubled Debt Restructurings) are measured at the present value of estimated future cash flows using the loan’s effective rate at inception.  If a troubled debt restructuring is considered to be a collateral dependent loan, the loan is reported, net, at the fair value of the collateral.  For troubled debt restructurings that subsequently default, the Company determines the amount of reserve in accordance with the accounting policy for the allowance for loan losses.
	The general component of the allowance covers non-impaired loans and is based on historical loss experience adjusted for current factors.  The historical loss experience is determined by portfolio segment and is based on the actual loss history experienced by the Company over the most recent 36 months.  This actual loss experience is supplemented with other economic factors based on the risks present for each portfolio segment.  These economic factors include consideration of the following:  levels of and trends in delinquencies and impaired loans; levels of and trends in charge-offs and recoveries; trends in volume and terms of loans; effects of any changes in risk selection and underwriting standards; other changes in lending policies, procedures, and practices; experience, ability, and depth of lending management and other relevant staff; national and local economic trends and conditions; industry conditions; and effects of changes in credit concentrations.  The following portfolio segments have been identified as having differing risk characteristics:
	Loans secured by 1-4 family real estate:  Loans secured by 1-4 family residential real estate represent the lowest risk of loans for the Company.  They include fixed and floating rate loans as well as loans for commercial purposes or consumer purposes.  The Company generally does not hold subprime residential mortgages.  Borrowers with loans in this category, whether for commercial or consumer purposes, tend to make their payments timely as they do not want to risk foreclosure and loss of their primary residence.
	Loans secured by multifamily residential real estate:  Loans secured by multifamily residential real estate consist primarily of loans secured by apartment buildings and can be either fixed or floating rate loans.  Multi-family residential real estate loans generally present a higher level of risk than loans secured by 1-4 family residential real estate because the borrower’s repayment ability typically comes from rents from tenants.  Local economic and employment fluctuations impact rent rolls and potentially the borrower’s repayment ability.
	Loans secured by owner occupied non-farm non-residential real estate:  Loans secured by owner occupied non-farm non-residential real estate consist of loans secured by commercial real estate owned and operated by the borrower.  These loans generally consist of loans to borrowers who either own the commercial real estate where their business is located and have pledged the property as collateral or have borrowed funds from the Company to purchase the commercial real estate where their business is operated and located.  The key factor is that the business operated within the pledged collateral generates the cash flow for repayment.  These loans generally present a higher level of risk than loans secured by multifamily residential real estate because the cash flow for repayment generally comes from the success of the business.  If economic conditions deteriorate, the business venture may not be successful or as successful in order for the borrower to make their loan payments and fund personal living expenses at the same time.  Collateral values will also fluctuate with local economic conditions.
	Loans secured by non-farm non-residential real estate: Loans secured by non-farm non-residential real estate consist of loans secured by commercial real estate that is not owner occupied.  These loans generally consist of loans collateralized by property whereby rents received from commercial tenants of the borrower are the source of repayment.   These loans generally present a higher level of risk than loans secured by owner occupied commercial real estate because repayment risk is expanded to be dependent on the success of multiple businesses which are paying rent to the borrower.  If multiple businesses fail due to deteriorating economic conditions or poor business management skills, the borrower may not have enough rents to cover their monthly payment.  Repayment risk is also increased depending on the level of surplus available commercial lease space in the local market area.
	Commercial and industrial loans not secured by real estate:  These loans to businesses do not have real estate as the underlying collateral.  Instead of real estate, collateral could be business assets such as equipment or accounts receivable or the personal guarantee of one or more guarantors.  These loans generally present a higher level of risk than loans secured commercial real estate because in the event of default by the borrower, the business assets must be liquidated and/or guarantors pursued for deficit funds.  Business assets are worth more while they are in use to produce income for the business and worth significantly less if the business is no longer in operation.  For this reason, the Company discounts the value on these types of collateral prior to meeting the Company’s loan-to-value policy limits.
	Consumer loans:  Consumer loans are generally loans to borrowers for non-business purposes.  They can be either secured or unsecured.  Consumer loans are generally small in the individual amount of principal outstanding and are repaid from the borrower’s private funds earned from employment.  Consumer lending risk is very susceptible to local economic trends.  If there is a consumer loan default, any collateral that may be repossessed is generally not well maintained and has a diminished value.  For this reason, consumer loans tend to have higher overall interest rates to cover the higher cost repossession and charge-offs.  However, due to their smaller average balance per borrower, consumer loans are collectively evaluated for impairment in determining the appropriate allowance for loan losses.
	All other loan types:  All other loan types are aggregated together for credit risk evaluation due to the varying nature but small number of the remaining types of loans in the Company’s loan portfolio.  Loans in this segment include but are not limited to commercial and residential construction loans, loans secured by farmland, agricultural loans and loans to tax-exempt entities.
	Transfers of Financial Assets:  Transfers of financial assets are accounted for as sales, when control over the assets has been relinquished.  Control over transferred assets is deemed to be surrendered when the assets have been isolated from the Company, the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity.
	Premises and Equipment:  Land is carried at cost.  Premises and equipment are stated at cost less accumulated depreciation.  Depreciation is recorded principally by the straight-line method with useful lives ranging from 7 to 40 years for premises and from 3 to 15 years for equipment.
	Other Real Estate Owned:  Real estate acquired through foreclosure is carried at the lower of the recorded investment in the property or its fair value less estimated costs to sell.  Upon repossession, the value of the underlying loan is adjusted to the fair value of the real estate less estimated costs to sell by a charge to the allowance for loan losses, if necessary, establishing a new cost basis.  If the fair value of the property declines subsequent to foreclosure, a valuation allowance is charged to operating expenses. Parcels of real estate maybe leased to third parties to offset holding period costs. Operating expenses of such properties, net of related income, and gains and losses on their disposition are included in other expenses.
	Federal Home Loan Bank (“FHLB”) stock:  The Banks are members of the FHLB system.  Members are required to own a certain amount of stock based on the level of borrowings and other factors, and may invest in additional amounts.  FHLB stock is carried at cost, classified as a restricted security, and periodically evaluated for impairment based on ultimate recovery of par value.  Both cash and stock dividends are reported as income.
	Federal Reserve Bank (“FRB”) Stock:  Prior to its merger into Premier Bank, Inc., Consolidated Bank and Trust was a member of the Federal Reserve Bank of Richmond and owned FRB Stock.  FRB stock is carried at cost, classified as a restricted security, and periodically evaluated for impairment based on ultimate recovery of par value.  Both cash and stock dividends are reported as income.
	Goodwill and Other Intangible Assets:  Goodwill resulting from business combinations prior to January 1, 2009 represents the excess of the purchase price over the fair value of the net assets of businesses acquired.  Goodwill resulting from business combinations after January 1, 2009, is generally determined as the excess of the fair value of the consideration transferred, plus the fair value of any non-controlling interests in the acquired company, over the fair value of the net assets acquired and liabilities assumed as of the acquisition date.  Goodwill is not amortized but is assessed at least annually for impairment and any such impairment will be recognized in the period identified.  Impairment is evaluated using the aggregate of all banking operations.  Based upon the most recently completed goodwill impairment test, management concluded the recorded value of goodwill was not impaired as of October 31, 2013 based upon the estimated fair value of the Company’s single reporting unit.
	Other intangible assets consist of core deposit intangible assets arising from whole bank and branch acquisitions.  They are initially measured at fair value and then are amortized on an accelerated method over their estimated useful lives of approximately 8 years.
	Long-term Assets: Premises and equipment and other long-term assets are reviewed for impairment when events indicate that the carrying amount may not be recoverable from future undiscounted cash flows.  If impaired, the assets are recorded at fair value.
	Repurchase Agreements:  Substantially all repurchase agreement liabilities represent amounts advanced by various customers.  Securities are pledged to cover these liabilities, which are not covered by federal deposit insurance.
	Stock Based Compensation:  Compensation cost is recognized for stock options granted to employees based on the fair value of these awards at the date of grant. A Black-Scholes model is utilized to estimate the fair value of stock options.  Compensation cost is recognized on a straight-line basis over the required service period, generally defined as the vesting period.
	Income Taxes:  Income tax expense is the total of the current year income tax due or refundable and the change in deferred tax assets and liabilities.  Deferred tax assets and liabilities are the expected future tax amounts for the temporary differences between carrying amounts and tax bases of assets and liabilities, computed using enacted tax rates.  A valuation allowance, if needed, reduces deferred tax assets to the amount expected to be realized.
	A tax position is recognized as a benefit only if it is more likely than not that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination. For tax positions not meeting the "more likely than not" test, no tax benefit is recorded.
	The Company recognizes interest related to income tax matters as other interest expense and penalties related to income tax matters as other noninterest expense.
	Off Balance Sheet Financial Instruments:  Financial instruments include off-balance sheet credit instruments, such as commitments to make loans and commercial letters of credit, issued to meet customer financing needs.  The face amount for these items represents the exposure to loss, before considering customer collateral or ability to repay.  Such financial instruments are recorded when they are funded.
	Earnings Per Common Share:  Basic earnings per common share is net income (available to common shareholders) divided by the weighted average number of common shares outstanding during the period.  Diluted earnings per common share includes the dilutive effect of additional potential common shares issuable under stock options and stock warrants.  Earnings and dividends per share are restated for all stock splits and dividends through the date of issuance of the financial statements.
	Comprehensive Income:  Comprehensive income consists of net income and other comprehensive income (loss).  Other comprehensive income (loss) includes unrealized gains and losses on securities available for sale which is also recognized as a separate component of equity.
	Loss Contingencies:  Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is probable and an amount or range of loss can be reasonably estimated.  Management does not believe there now are such matters that will have a material effect on the financial statements.
	Fair Value of Financial Instruments:  Fair values of financial instruments are estimated using relevant market information and other assumptions, as more fully disclosed in a separate note.  Fair value estimates involve uncertainties and matters of significant judgment regarding interest rates, credit risk, prepayments, and other factors, especially in the absence of broad markets for particular items.  Changes in assumptions or in market conditions could significantly affect the estimates.
	Operating Segments:  All of the Company’s operations are considered by management to be aggregated into one reportable operating segment.  While the chief decision-makers monitor the revenue streams of the various products and services, the identifiable segments are not material.  Operations are managed and financial performance is evaluated on a Company-wide basis.
	Reclassifications:  Some items in the prior year financial statements were reclassified to conform to the current presentation.
	Adoption of New Accounting Standards:
	In February 2013, the Financial Accounting Standards Board (“FASB”) issued ASU 2013-02, “Comprehensive Income (Topic 220):  Reporting of Amounts Reclassified Out of Accumulated Other Comprehensive Income (AOCI).”  The amendment requires an entity to present the reclassification adjustments out of AOCI and into net income for each component reported. These amounts may be disclosed before-tax or after-tax, and must be disclosed in either the income statement or the notes to the financial statements. This update is intended to supplement changes made in 2012 to increase the prominence of items reported in other comprehensive income. The standard became effective for the Company on January 1, 2013.  The adoption of this guidance resulted in the disclosures in Note 20 below and did not have a material impact upon the Company’s financial statements.
	In July 2012, the Financial Accounting Standards Board (“FASB”) amended existing guidance relating to testing indefinite-lived intangible assets for impairment.  The amendment permits an assessment of qualitative factors to determine whether the existence of events and circumstances indicates that it is more likely than not that the indefinite-lived intangible asset is impaired.  If, after assessing the totality of events and circumstances, it is concluded that it is not more likely than not that the indefinite-lived intangible asset is impaired, then no further action is required.  However, after the same assessment, if it is concluded that it is more likely than not that the indefinite-lived intangible asset is impaired, then a quantitative impairment test should be performed whereby the fair value of the indefinite-lived intangible asset is compared to the carrying amount.  The amendments in this guidance are effective for annual and interim impairment tests performed for fiscal years beginning after September 15, 2012.  Early adoption is permitted.  The adoption of this guidance is not expected to have a material impact upon the Company’s financial statements.

REGULATORY_MATTERS

REGULATORY MATTERS	12 Months Ended
	Dec. 31, 2013
REGULATORY MATTERS [Abstract]	'
REGULATORY MATTERS	'
	NOTE  2 – REGULATORY MATTERS
	On July 29, 2010, Consolidated Bank and Trust Company (“CB&T”), then a wholly owned subsidiary of Premier, the Federal Reserve Bank of Richmond (“FRB”) and the State Corporation Commission Bureau of Financial Institutions (“Virginia Bureau”) entered into a written agreement (“Written Agreement”) requiring CB&T to perform certain actions primarily designed to improve the credit quality of the bank.  Premier, as parent of CB&T, was also named as party to the Written Agreement to ensure that the CB&T complied with the Written Agreement.  On    April 8, 2011, CB&T was merged into Premier Bank, Inc.  As such, the provisions of the Written Agreement that applied to CB&T were no longer in effect.
	In addition to ensuring CB&T complied with provisions of the Written Agreement, Premier was also required to obtain prior written approval of the FRB and the Director of the Division of Banking Supervision and Regulation of the Board of Governors of the Federal Reserve System for declaring or paying any dividends, and also required prior written approval of the FRB before incurring, increasing or guaranteeing any debt or purchasing or redeeming any shares of its stock.
	On July 24, 2012 the FRB announced that it had terminated the July 29, 2010 Written Agreement.

RESTRICTIONS_ON_CASH_AND_DUE_F

RESTRICTIONS ON CASH AND DUE FROM BANKS	12 Months Ended
	Dec. 31, 2013
RESTRICTIONS ON CASH AND DUE FROM BANKS [Abstract]	'
RESTRICTIONS ON CASH AND DUE FROM BANKS	'
	NOTE  3 - RESTRICTIONS ON CASH AND DUE FROM BANKS
	Included in cash and due from banks are certain interest bearing and non-interest bearing deposits that are held at the Federal Reserve or maintained in vault cash in accordance with average balance requirements specified by the Federal Reserve Board of Governors. The balance requirement at December 31, 2013 and 2012 was approximately $23,937 and $22,755.

SECURITIES

SECURITIES	12 Months Ended
	Dec. 31, 2013
SECURITIES [Abstract]	'
SECURITIES	'
	NOTE  4 –SECURITIES
	Amortized cost and fair value of securities available for sale and the related gross unrealized gains and losses recognized in accumulated other comprehensive income (loss) were as follows:
	2013	Amortized Cost		Unrealized Gains			Unrealized Losses			Fair Value
	Available for sale
	Mortgage-backed securities
	U. S. sponsored agency MBS - residential	$	27,681	$	463		$	(321	)	$	27,823
	U. S. sponsored agency CMO’s - residential		178,000		1,167			(2,445	)		176,722
	Total mortgage-backed securities of government sponsored agencies		205,681		1,630			(2,766	)		204,545
	U. S. government sponsored agency securities		7,058		30			(107	)		6,981
	Obligations of states and political subdivisions		6,275		265			-			6,540
	Total available for sale	$	219,014	$	1,925		$	(2,873	)	$	218,066
	2012	Amortized Cost		Unrealized Gains			Unrealized Losses			Fair Value
	Available for sale
	Mortgage-backed securities
	U. S. sponsored agency MBS - residential	$	35,172	$	1,928		$	-		$	37,100
	U. S. sponsored agency CMO’s - residential		206,466		6,392			(11	)		212,847
	Total mortgage-backed securities of government sponsored agencies		241,638		8,320			(11	)		249,947
	U. S. government sponsored agency securities		22,062		182			-			22,244
	Obligations of states and political subdivisions		7,419		441			-			7,860
	Other securities		2,892		1,105			(73	)		3,924
	Total available for sale	$	274,011	$	10,048		$	(84	)	$	283,975
	The amortized cost and fair value of securities at December 31, 2013 by contractual maturity are shown below.  Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.
		Amortized		Fair
		Cost		Value
	Available for sale
	Due in one year or less	$	1,017	$	1,027
	Due after one year through five years		8,319		8,604
	Due after five years through ten years		3,997		3,890
	Mortgage-backed securities of government sponsored agencies		205,681		204,545
	Total available for sale	$	219,014	$	218,066
	In 2013, a gain of $1,413 was recognized upon the sale (including calls) of securities.  A $545 gain was recognized from calls of securities in 2012 while an $18 gain was recognized from calls in 2011.  There were no sales of securities in 2012 or 2011.
	Securities with an approximate carrying value of $168,150 and $173,015 at December 31, 2013 and 2012 were pledged to secure public deposits, trust funds, securities sold under agreements to repurchase and for other purposes as required or permitted by law.
	Securities with unrealized losses at year-end 2013 aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position are as follows:
		Less than 12 Months					12 Months or More						Total
	Description of Securities	Fair Value		Unrealized Loss			Fair Value			Unrealized Loss			Fair Value		Unrealized Loss
	U.S government sponsored agency securities	$	3,890	$	(107	)	$	-		$	-		$	3,890	$	(107	)
	U.S government sponsored agency MBS’s – residential		13,797		(321	)		-			-			13,797		(321	)
	U.S government sponsored agency CMO’s – residential		102,341		(2,445	)		-			-			102,341		(2,445	)
	Total temporarily impaired	$	120,028	$	(2,873	)	$	-		$	-		$	120,028	$	(2,873	)
	Securities with unrealized losses at year-end 2012 aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position are as follows:
		Less than 12 Months					12 Months or More						Total
	Description of Securities	Fair Value		Unrealized Loss			Fair Value			Unrealized Loss			Fair Value		Unrealized Loss
	U.S government sponsored agency CMO’s – residential	$	2,077	$	(11	)	$	-		$	-		$	2,077	$	(11	)
	Other securities		-		-			4			(73	)		4		(73	)
	Total temporarily impaired	$	2,077	$	(11	)	$	4		$	(73	)	$	2,081	$	(84	)
	The investment portfolio is predominately high quality interest-bearing bonds with defined maturity dates backed by the U.S. Government or Government sponsored entities.  The unrealized losses at December 31, 2013 and December 31, 2012 are price changes resulting from changes in the interest rate environment and are considered to be temporary declines in the value of the securities. Their fair value is expected to recover as the bonds approach their maturity date and/or market conditions improve.

LOANS

LOANS	12 Months Ended
	Dec. 31, 2013
LOANS [Abstract]	'
LOANS	'
	NOTE  5 - LOANS
	Major classifications of loans at year-end are summarized as follows:
		2013			2012
	Residential real estate	$	216,081		$	214,743
	Multifamily real estate		38,456			28,673
	Commercial real estate:
	Owner occupied		90,539			91,902
	Non owner occupied		208,756			178,849
	Commercial and industrial		85,301			84,430
	Consumer		25,113			28,128
	All other		76,524			77,900
		$	740,770		$	704,625
	Certain directors and executive officers of the Banks and companies in which they have beneficial ownership, were loan customers of the Banks during 2013 and 2012.  Such related party loans are governed by federal banking regulations which require such loans to be made in the ordinary course of business.
	An analysis of the 2013 activity with respect to all director and executive officer loans is as follows:
	Balance, December 31, 2012	$	16,639
	Additions, including loans now meeting disclosure requirements		1,530
	Amounts collected and loans no longer meeting disclosure requirements		(6,973	)
	Balance, December 31, 2013	$	11,196
	Activity in the Allowance for Loan Losses
	Activity in the allowance for loan losses by portfolio segment for the year ending December 31, 2013 was as follows:
	Loan Class	Balance			Provision for loan losses			Loans charged-off			Recoveries			Balance
		31-Dec-12												Dec 31, 2013
	Residential real estate	$	2,163		$	803		$	(292	)	$	20		$	2,694
	Multifamily real estate		331			86			-			-			417
	Commercial real estate:
	Owner occupied		1,117			123			(132	)		299			1,407
	Non owner occupied		1,888			163			(14	)		-			2,037
	Commercial and industrial		3,046			(918	)		(32	)		88			2,184
	Consumer		244			168			(188	)		73			297
	All other		2,699			(800	)		(251	)		343			1,991
	Total	$	11,488		$	(375	)	$	(909	)	$	823		$	11,027
	Activity in the allowance for loan losses by portfolio segment for the year ending December 31, 2012 was as follows:
	Loan Class	Balance			Provision for loan losses			Loans charged-off			Recoveries			Balance
		31-Dec-11												31-Dec-12
	Residential real estate	$	2,134		$	709		$	(728	)	$	48		$	2,163
	Multifamily real estate		284			47			-			-			331
	Commercial real estate:
	Owner occupied		918			(68	)		(15	)		282			1,117
	Non owner occupied		2,381			(198	)		(318	)		23			1,888
	Commercial and industrial		1,880			2,419			(1,259	)		6			3,046
	Consumer		298			72			(227	)		101			244
	All other		1,900			1,279			(606	)		126			2,699
	Total	$	9,795		$	4,260		$	(3,153	)	$	586		$	11,488
	Activity in the allowance for loan losses by portfolio segment for the year ending December 31, 2011 was as follows:
	Loan Class	Balance			Provision for loan losses			Loans charged-off			Recoveries			Balance
		31-Dec-10												31-Dec-11
	Residential real estate	$	2,666		$	(241	)	$	(347	)	$	56		$	2,134
	Multifamily real estate		252			11			-			21			284
	Commercial real estate:
	Owner occupied		1,141			(52	)		(171	)		-			918
	Non owner occupied		1,644			1,081			(382	)		38			2,381
	Commercial and industrial		2,421			(555	)		(23	)		37			1,880
	Consumer		366			(4	)		(152	)		88			298
	All other		1,375			3,390			(2,951	)		86			1,900
	Total	$	9,865		$	3,630		$	(4,026	)	$	326		$	9,795
	Purchased Loans
	The Company holds purchased loans for which there was, at their acquisition date, evidence of deterioration of credit quality since their origination and it was probable, at acquisition, that all contractually required payments would not be collected.  The carrying amount of those loans is as follows at December 31, 2013 and December 31, 2012.
		2013			2012
	Residential Real Estate	$	183		$	202
	Multifamily Real Estate		1,229			3,173
	Commercial Real Estate
	Owner Occupied		250			271
	Non owner Occupied		6,782			5,896
Commercial and industrial		496			511
All other		4,623			4,496
Total carrying amount	$	13,563		$	14,549
Carrying amount, net of allowance	$	12,931		$	14,049
For those purchased loans disclosed above, the Company increased the allowance for loan losses by $132 for the year ended December 31, 2013 and increased the allowance for loan losses by $500 for the year ended December 31, 2012.
For the majority of these loans, the Company cannot reasonably estimate the cash flows expected to be collected on the loans and therefore has continued to account for those loans using the cost recovery method of income recognition.  As such, no portion of a purchase discount adjustment has been determined to meet the definition of an accretable yield adjustment on those loans accounted for using the cost recovery method.  If, in the future, cash flows from the borrower(s) can be reasonably estimated, a portion of the purchase discount would be allocated to an accretable yield adjustment based upon the present value of the future estimated cash flows versus the current carrying value of the loan and the accretable yield portion would be recognized as interest income over the remaining life of the loan.  Until such accretable yield can be calculated, under the cost recovery method of income recognition, all payments will be used to reduce the carrying value of the loan and no income will be recognized on the loan until the carrying value is reduced to zero.  Any loan accounted for under the cost recovery method is also still included as a non-accrual loan in the amounts presented in the tables below.
During 2013 and 2012, the Company determined that the cash flows from borrowers on a limited number of purchased loans could be reasonably estimated.  As such, a portion of the non-accretable difference was reclassified to accretable yield and is being recognized as interest income over the remaining life of the loan(s).
The accretable yield, or income expected to be collected, on the purchased loans above is as follows at December 31 2013 and December 31, 2012.  There was no accretable yield on the purchased loans above prior to January 1, 2012.
	2013			2012
Balance at January 1	$	635		$	-
New loans purchased		-			-
Accretion of income		(26	)		(6	)
Income recognized upon full repayment		(415	)		-
Reclassifications from non-accretable difference		23			641
Disposals		-			-
Balance at December 31	$	217		$	635
During 2013, the Company refinanced a purchased loan detailed above upon its scheduled maturity.  At the borrower’s request and in accordance with Premier’s credit underwriting standards, the borrower increased the principal balance outstanding on the note.  The amount of accretable yield was unaffected by the refinancing.
During 2012, the Company purchased $9,969 of contractually required payments on a loan classified as “all other” for which it was probable at acquisition that all contractually required payments would not be collected.  The fair value on the loan was estimated to be $2,772 at the time of acquisition.  The Company cannot reasonably estimate the cash flows expected to be collected on the loan as the loan is in the process of collection and the proceeds for repayment are expected to come from collateral sales, the timing of which cannot be reasonably estimated.  As such, no portion of a purchase discount adjustment has been determined to meet the definition of an accretable yield adjustment.
Past Due and Non-performing Loans
The following tables present the recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans as of December 31, 2013 and December 31 2012.  The recorded investment in non-accrual loans is less than the principal owed on non-accrual loans due to discounts applied to the carrying value of the loan at time of their acquisition and interest payments made by the borrower which have been used to reduce the recorded investment in the loan rather than recognized as interest income.
31-Dec-13	Principal Owed on Non-accrual Loans			Recorded Investment in Non-accrual Loans			Loans Past Due Over 90 Days, still accruing
Residential  real estate	$	2,021		$	1,725		$	1,737
Multifamily real estate		3,282			1,889			1,369
Commercial real estate
Owner occupied		1,364			1,147			1,387
Non owner occupied		2,683			1,973			3,739
Commercial and industrial		6,838			4,961			84
Consumer		167			148			16
All other		12,212			4,798			146
Total	$	28,567		$	16,641		$	8,478
31-Dec-12	Principal Owed on Non-accrual Loans			Recorded Investment in Non-accrual Loans			Loans Past Due Over 90 Days, still accruing
Residential  real estate	$	3,145		$	2,813		$	208
Multifamily real estate		5,501			4,390			227
Commercial real estate
Owner occupied		1,153			976			783
Non owner occupied		3,207			2,174			74
Commercial and industrial		11,407			9,897			555
Consumer		278			267			-
All other		5,468			5,289			2,043
Total	$	30,159		$	25,806		$	3,890
Nonaccrual loans and impaired loans are defined differently. Some loans may be included in both categories, and some may only be included in one category. Nonaccrual loans include both smaller balance homogeneous loans that are collectively evaluated for impairment and individually classified impaired loans.
The following table presents the aging of the recorded investment in past due loans as of December 31, 2013 by class of loans:
Loan Class	Total Loans			30-89 Days Past Due			Greater than 90 days past due			Total Past Due			Loans Not Past Due
Residential real estate	$	216,081		$	4,770		$	2,431		$	7,201		$	208,880
Multifamily real estate		38,456			367			2,688			3,055			35,401
Commercial real estate:
Owner occupied		90,539			516			2,073			2,589			87,950
Non owner occupied		208,756			278			5,478			5,756			203,000
Commercial and industrial		85,301			1,433			1,438			2,871			82,430
Consumer		25,113			421			82			503			24,610
All other		76,524			2,510			4,881			7,391			69,133
Total	$	740,770		$	10,295		$	19,071		$	29,366		$	711,404
The following table presents the aging of the recorded investment in past due loans as of December 31, 2012 by class of loans:
Loan Class	Total Loans			30-89 Days Past Due			Greater than 90 days past due			Total Past Due			Loans Not Past Due
Residential real estate	$	214,743		$	9,356		$	2,040		$	11,396		$	203,347
Multifamily real estate		28,673			695			3,893			4,588			24,085
Commercial real estate:
Owner occupied		91,902			6,212			1,129			7,341			84,561
Non owner occupied		178,849			5,267			2,248			7,515			171,334
Commercial and industrial		84,430			2,306			2,485			4,791			79,639
Consumer		28,128			602			176			778			27,350
All other		77,900			468			7,332			7,800			70,100
Total	$	704,625		$	24,906		$	19,303		$	44,209		$	660,416
The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of December 31, 2013:
	Allowance for Loan Losses												Loan Balances
Loan Class	Individually Evaluated for Impairment			Collectively Evaluated for Impairment			Acquired with Deteriorated Credit Quality			Total			Individually Evaluated for Impairment		Collectively Evaluated for Impairment		Acquired with Deteriorated Credit Quality		Total
Residential real estate	$	138		$	2,556		$	-		$	2,694		$	2,787	$	213,111	$	183	$	216,081
Multifamily real estate		-			417			-			417			1,822		35,405		1,229		38,456
Commercial real estate:
Owner occupied		170			1,237			-			1,407			2,386		87,903		250		90,539
Non-owner occupied		362			1,675			-			2,037			1,024		200,950		6,782		208,756
Commercial and industrial		1,088			964			132			2,184			4,270		80,535		496		85,301
Consumer		-			297			-			297			-		25,113		-		25,113
All other		102			1,389			500			1,991			3,279		68,622		4,623		76,524
Total	$	1,860		$	8,535		$	632		$	11,027		$	15,568	$	711,639	$	13,563	$	740,770
The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of December 31, 2012:
	Allowance for Loan Losses												Loan Balances
Loan Class	Individually Evaluated for Impairment			Collectively Evaluated for Impairment			Acquired with Deteriorated Credit Quality			Total			Individually Evaluated for Impairment		Collectively Evaluated for Impairment		Acquired with Deteriorated Credit Quality		Total
Residential real estate	$	358		$	1,805		$	-		$	2,163		$	4,609	$	209,932	$	202	$	214,743
Multifamily real estate		-			331			-			331			1,670		23,830		3,173		28,673
Commercial real estate:
Owner occupied		74			1,043			-			1,117			2,511		89,120		271		91,902
Non-owner occupied		362			1,526			-			1,888			2,627		170,326		5,896		178,849
Commercial and industrial		2,173			873			-			3,046			10,799		73,120		511		84,430
Consumer		-			244			-			244			-		28,128		-		28,128
All other		375			1,824			500			2,699			4,271		69,133		4,496		77,900
Total	$	3,342		$	7,646		$	500		$	11,488		$	26,487	$	663,589	$	14,549	$	704,625
In the tables below, total individually evaluated impaired loans include certain purchased loans that were acquired with deteriorated credit quality that are still individually evaluated for impairment.
The following table presents loans individually evaluated for impairment by class of loans as of December 31, 2013.  The table includes $7,483 of loans acquired with deteriorated credit quality that are still individually evaluated for impairment.
	Unpaid Principal Balance			Recorded Investment			Allowance for Loan Losses Allocated
With no related allowance recorded:
Residential  real estate	$	1,513		$	1,314		$	-
Multifamily real estate		4,449			3,051			-
Commercial real estate
Owner occupied		2,601			1,986			-
Non owner occupied		1,861			1,184			-
Commercial and industrial		809			49			-
All other		3,185			3,167			-
		14,418			10,751			-
With an allowance recorded:
Residential  real estate	$	1,668		$	1,656		$	138
Commercial real estate
Owner occupied		515			515			170
Non owner occupied		810			790			362
Commercial and industrial		5,543			4,604			1,220
All other		12,132			4,735			602
		20,668			12,300			2,492
Total	$	35,086		$	23,051		$	2,492
The following table presents loans individually evaluated for impairment by class of loans as of December 31, 2012.  The table includes $9,421 of loans acquired with deteriorated credit quality that are still individually evaluated for impairment.
	Unpaid Principal Balance			Recorded Investment			Allowance for Loan Losses Allocated
With no related allowance recorded:
Residential  real estate	$	1,886		$	1,714		$	-
Multifamily real estate		6,332			4,533			-
Commercial real estate
Owner occupied		2,876			2,196			-
Non owner occupied		3,912			2,916			-
Commercial and industrial		2,031			837			-
All other		3,426			3,427			-
		20,463			15,623			-
With an allowance recorded:
Residential  real estate	$	3,118		$	3,097		$	358
Commercial real estate
Owner occupied		586			586			74
Non owner occupied		809			789			362
Commercial and industrial		10,771			10,473			2,173
All other		5,517			5,340			875
		20,801			20,285			3,842
Total	$	41,264		$	35,908		$	3,842
The following table presents by loan class, the average balance of loans individually evaluated for impairment and interest income recognized on these loans for the three years ended December 31, 2013.  The table includes loans acquired with deteriorated credit quality that are still individually evaluated for impairment.
	Year ended Dec 31, 2013					Year ended Dec 31, 2012				Year ended Dec 31, 2011
Loan Class	Average Recorded Investment		Interest Income Recognized	Cash Basis Interest Recognized		Average Recorded Investment	Interest Income Recognized		Cash Basis Interest Recognized	Average Recorded Investment		Interest Income Recognized	Cash Basis Interest Recognized
Residential real estate	$    4,069		$        180	$      171		$    8,887	$        518		$        516	$    2,227		$        84	$        81
Multifamily real estate	3,810		847	845		6,143	1,408		1,406	8,428		150	151
Commercial real estate:
Owner occupied	2,602		168	141		7,195	1,025		1,028	12,653		1,083	1,082
Non-owner occupied	2,509		9	9		9,785	73		79	11,417		113	84
Commercial and industrial	8,425		47	47		10,052	427		417	7,196		217	211
Consumer	-		-	-		29	2		2	43		5	5
All other	8,796		273	273		7,599	1,019		968	11,755		184	188
Total	$30,211		$      1,524	$    1,486		$49,690	$     4,472		$    4,416	$53,719		$     1,836	$    1,802
Troubled Debt Restructurings
A loan is classified as a troubled debt restructuring ("TDR") when loan terms are modified due to a borrower's financial difficulties and a concession is granted to a borrower that would not have otherwise been considered. Most of the Company’s loan modifications involve a restructuring of loan terms prior to maturity to temporarily reduce the payment amount and/or to require only interest for a temporary period, usually up to six months.  These modifications generally do not meet the definition of a TDR because the modifications are considered to be an insignificant delay in payment.
The following table presents TDR’s as of December 31, 2013 and December 31, 2012:
31-Dec-13	TDR’s on Non-accrual			Other TDR’s			Total TDR’s
Residential  real estate	$	23		$	296		$	319
Commercial real estate
Non owner occupied		-			506			506
Commercial and industrial		-			831			831
Consumer		-			5			5
All other		-			2,017			2,017
Total	$	23		$	3,655		$	3,678
31-Dec-12	TDR’s on Non-accrual			Other TDR’s			Total TDR’s
Residential  real estate	$	1,020		$	240		$	1,260
Commercial real estate
Owner occupied		-			4,224			4,224
Non owner occupied		-			4,920			4,920
Commercial and industrial		2			2,525			2,527
All other		-			2,197			2,197
Total	$	1,022		$	14,106		$	15,128
At December 31, 2013 there were no specific reserves allocated to loans that had restructured terms.  At December 31, 2012, $220 in specific reserves was allocated to loans that had restructured terms.
The following table presents TDR’s that occurred during the years ended December 31, 2013 and December 31, 2012.
	Year ended December 31, 2013									Year ended December 31, 2012
Loan Class	Number of Loans			Pre-Modification Outstanding Recorded Investment			Post-Modification Outstanding Recorded Investment			Number of Loans			Pre-Modification Outstanding Recorded Investment		Post-Modification Outstanding Recorded Investment
Commercial real estate
Non-owner occupied		-		$	-		$	-			1		$	519	$	519
Commercial and industrial		-			-			-			1			1,809		1,809
All other		1			16			16			1			190		190
Total		1		$	16		$	16			3		$	2,518	$	2,518
The troubled debt restructurings described above did not increase the allowance for loan losses during the year ended December 31, 2013 and increased the allowance for loan losses by $168 during the year ended December 31, 2012.
During the years ended December 31, 2013, 2012 and 2011, there were no TDR’s for which there was a payment default within twelve months following the modification.
A loan is considered to be in payment default once it is 90 days contractually past due under the modified terms.
Credit Quality Indicators:
The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as:  current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors.  The Company analyzes non-homogeneous loans, such as commercial, commercial real estate, multifamily residential and commercial purpose loans secured residential real estate, on a monthly basis.  For consumer loans, including consumer loans secured by residential real estate, the analysis involves monitoring the performing status of the loan.  At the time such loans become past due by 30 days or more, the Company evaluates the loan to determine if a change in risk category is warranted. The Company uses the following definitions for risk ratings:
Special Mention.  Loans classified as special mention have a potential weakness that deserves management's close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of the institution's credit position at some future date.
Substandard.  Loans classified as substandard are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected.
Doubtful.  Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable.
Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be pass rated loans.
As of December 31, 2013, and based on the most recent analysis performed, the risk category of loans by class of loans is as follows:
Loan Class	Pass			Special Mention			Substandard			Doubtful			Total Loans
Residential real estate	$	202,789		$	6,204		$	7,065		$	23		$	216,081
Multifamily real estate		34,487			918			3,051			-			38,456
Commercial real estate:
Owner occupied		79,694			7,431			3,348			66			90,539
Non-owner occupied		196,338			8,569			3,849			-			208,756
Commercial and industrial		78,205			2,269			4,753			74			85,301
Consumer		24,772			204			137			-			25,113
All other		62,180			5,947			8,285			112			76,524
Total	$	678,465		$	31,542		$	30,488		$	275		$	740,770
As of December 31, 2012, and based on the most recent analysis performed, the risk category of loans by class of loans is as follows:
Loan Class	Pass			Special Mention			Substandard			Doubtful			Total Loans
Residential real estate	$	195,210		$	10,115		$	9,327		$	91		$	214,743
Multifamily real estate		19,747			1,912			7,014			-			28,673
Commercial real estate:
Owner occupied		74,529			8,994			8,379			-			91,902
Non-owner occupied		163,337			7,685			7,827			-			178,849
Commercial and industrial		70,180			2,739			11,508			3			84,430
Consumer		27,931			123			74			-			28,128
All other		64,009			814			12,386			691			77,900
Total	$	614,943		$	32,382		$	56,515		$	785		$	704,625

PREMISES_AND_EQUIPMENT

PREMISES AND EQUIPMENT	12 Months Ended
	Dec. 31, 2013
PREMISES AND EQUIPMENT [Abstract]	'
PREMISES AND EQUIPMENT	'
	NOTE 6 – PREMISES AND EQUIPMENT
	Year-end premises and equipment were as follows:
		2013			2012
	Land and improvements	$	3,614		$	3,614
	Buildings and leasehold improvements		13,695			13,454
	Furniture and equipment		7,646			8,974
	Assets purchased not yet placed in service		2,292			-
			27,247			26,042
	Less: accumulated depreciation		(9,449	)		(10,090	)
		$	17,798		$	15,952
	Operating Leases: The Company leases certain branch and other properties as well as some equipment under operating leases.  Some leases provide for periodic rate adjustments based on cost-of-living index changes. Rent expense, net of rental income, was $990, 985, and $1,162 for 2013, 2012, and 2011.  Rent commitments, before considering renewal options that generally are present, were as follows:
	2014	$	904
	2015		793
	2016		764
	2017		738
	2018 and thereafter		278
		$	3,477

GOODWILL_AND_OTHER_INTANGIBLE_

GOODWILL AND OTHER INTANGIBLE ASSETS	12 Months Ended
	Dec. 31, 2013
GOODWILL AND OTHER INTANGIBLE ASSETS [Abstract]	'
GOODWILL AND OTHER INTANGIBLE ASSETS	'
	NOTE  7 – GOODWILL AND OTHER INTANGIBLE ASSETS
	The change in the balance for goodwill during the year is as follows:
		2013		2012			2011
	Beginning of year	$	29,875	$	29,875		$	29,875
	Acquired goodwill and other adjustments		-		-			-
	Impairment		-		-			-
	End of year	$	29,875	$	29,875		$	29,875
	Acquired intangible assets at December 31, 2013 and 2012 were as follows.
		2013					2012
		Gross Carrying		Accumulated Amortization			Gross Carrying		Accumulated Amortization
		Amount					Amount
	Core deposit intangible	$	5,355	$	(3,234	)	$	5,355	$	(2,634	)
	Aggregate intangible amortization expense was $600 for 2013, $672 for 2012, and $792 for 2011.
	Estimated amortization expense for each of the next five years:
	2014		575
	2015		575
	2016		457
	2017		353
	2018 and thereafter		161
		$	2,121

DEPOSITS

DEPOSITS	12 Months Ended
	Dec. 31, 2013
DEPOSITS [Abstract]	'
DEPOSITS	'
	NOTE  8 – DEPOSITS
	At December 31, 2013 the scheduled maturities of time deposits are as follows:
	2014	$	221,964
	2015		62,099
	2016		24,513
	2017		14,047
	2018 and thereafter		8,736
		$	331,359
	Certain directors and executive officers of the Banks and companies in which they have beneficial ownership were deposit customers of the Banks during 2013 and 2012.  The balance of such deposits at December 31, 2013 and 2012 were approximately $9,604 and $10,689.

SECURITIES_SOLD_UNDER_AGREEMEN

SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE	12 Months Ended
	Dec. 31, 2013
SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE [Abstract]	'
SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE	'
	NOTE 9 – SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE
	Securities sold under agreements to repurchase generally mature within one to ninety days from the transaction date.  Information concerning securities sold under agreements to repurchase is summarized as follows:
		2013			2012
	Year-end balance	$	11,319		$	26,102
	Average balance during the year	$	13,486		$	20,944
	Average interest rate during the year		0.25	%		0.42	%
	Maximum month-end balance during the year	$	22,988		$	26,102
	Weighted average interest rate at year-end		0.25	%		0.23	%

FEDERAL_HOME_LOAN_BANK_ADVANCE

FEDERAL HOME LOAN BANK ADVANCES	12 Months Ended
	Dec. 31, 2013
FEDERAL HOME LOAN BANK ADVANCES [Abstract]	'
FEDERAL HOME LOAN BANK ADVANCES	'
	NOTE 10 – FEDERAL HOME LOAN BANK ADVANCES
	The Banks own stock of the Federal Home Loan Bank of Cincinnati, Ohio (FHLB-Cin), and Federal Home Loan Bank of Pittsburgh, Pennsylvania (FHLB-Pitt). This stock allows the Banks to borrow advances from the FHLB.
	During 2012, the Banks paid-off all FHLB advances as they matured and there were no borrowings outstanding at December 31, 2013 or at December 31, 2012.

NOTES_PAYABLE_AND_OTHER_BORROW

NOTES PAYABLE AND OTHER BORROWED FUNDS	12 Months Ended
	Dec. 31, 2013
NOTES PAYABLE AND OTHER BORROWED FUNDS [Abstract]	'
NOTES PAYABLE AND OTHER BORROWED FUNDS	'
	NOTE 11 – NOTES PAYABLE AND OTHER BORROWED FUNDS
	On April 30, 2008, the Company executed and delivered to First Guaranty Bank of Hammond, Louisiana a Promissory Note and Business Loan Agreement dated April 30, 2008 for the principal amount of $11,550, bearing interest floating daily at the “Wall Street Journal” prime rate (the “Index”) minus 1.00% and requiring 59 monthly principal payments of $50 and one final payment of $8.6 million due at maturity on April 30, 2013.  On April 25, 2013, the Company executed and delivered to First Guaranty Bank, a Change in Terms Agreement whereby the maturity date was extended to April 30, 2020, the required monthly principal payment was increased to $86 and the interest charged was modified to float daily at the Index plus 0.75%, initially 4.00%, with an interest rate floor of 4.00% per annum and an interest rate ceiling of 10.00% per annum.  At the time of the Change in Terms Agreement, the principal balance on the note was approximately $7,222.  The note continues to be secured by a pledge of 25% of Premier’s interest in Premier Bank (a wholly owned subsidiary) under Commercial Pledge Agreement modified on May 3, 2011.  The initial proceeds of this note were used to fund the $9,000 of cash needed to purchase Traders Bankshares, Inc. and to refinance the remaining $2,550 balance of Premier’s outstanding note with First Guaranty Bank dated January 31, 2006. At the time of origination, Premier’s chairman owned approximately 27.6% of the voting stock of First Guaranty Bank and was the chairman of its board of directors.  Premier’s board of directors reviewed the loan terms and authorized the Company to enter into the loan transaction.  The outstanding principal balance on the borrowing at December 31, 2013 and 2012 was $6,400 and $7,449.
	In conjunction with the Change in Terms Agreement with First Guaranty Bank, the Company executed and delivered another Change in Terms Agreement modifying its Promissory Note and Business Loan Agreement dated June 30, 2011 that established a Line of Credit with the bank bearing interest floating daily at the “Wall Street Journal” prime rate (currently 3.25%), with a floor of 4.50%.  Under the terms of the Promissory Note, the Company may request and receive advances from First Guaranty Bank from time to time.  Accrued interest on any amounts outstanding is payable monthly, and any amounts outstanding are payable on demand or at maturity.  The Promissory Note is also secured by the pledge of 25% of Premier’s interest in Premier Bank (a wholly owned subsidiary) under a Commercial Pledge Agreement modified on June 30, 2012.  The Change in Terms Agreement increased the principal amount available to $3,000 and extended the right to request and receive monies on the Line of Credit from June 30, 2013 to June 30, 2016.  The interest rate on the Line of Credit will remain floating daily at the “Wall Street Journal” prime rate (currently 3.25%), with a floor of 4.50% through the modified June 30, 2016 maturity date.  At December 31, 2013 and 2012, the Company had no outstanding debt on this line of credit from First Guaranty Bank.
	On September 8, 2010, the Company executed and delivered to The Bankers’ Bank of Kentucky, Inc. of Frankfort, Kentucky (“Bankers’ Bank”) a Term Note and Business Loan Agreement dated September 8, 2010 in the principal amount of $11,300, bearing interest floating daily at the “JP Morgan Chase” prime rate with a minimum rate of 4.50% (initially 4.50%) and requiring 120 monthly principal payments of $94 plus interest.  The note is secured by a pledge of Premier’s 100% interest in Citizens Deposit Bank and Trust, Inc. (a wholly owned subsidiary) under a Stock Pledge and Security Agreement dated September 8, 2010.  The proceeds of this note were used to pay off the remaining $2,904 balance on Premier’s $6,500 Term Note with the Bankers’ Bank, pay off the $2,400 balance on Premier’s $4,300 Line of Credit with the Bankers’ Bank and provide a $6,000 capital injection into Citizens Deposit Bank and Trust (“Citizens”), Premier’s wholly owned subsidiary, to facilitate Citizens’ purchase of four branches from Integra Bank National Association.  The outstanding principal balance on the borrowing at December 31, 2013 and 2012 was $7,400 and $8,600.
	On September 7, 2013, the Company executed and delivered to Bankers’ Bank a Line of Credit Renewal Agreement dated September 7, 2013 extending the right to request and receive monies from Bankers’ Bank on Premier’s existing line of credit until September 7, 2014.  The line of credit renewal maintained the principal amount of $5,000, bearing interest floating daily at the “JP Morgan Chase” prime rate (currently 3.25%), with a floor of 4.50%.  Under the terms of the original Promissory Note, Premier may request and receive advances from Bankers’ Bank from time to time, but the aggregate outstanding principal balance under the Promissory Note at any time shall not exceed $5,000.  Accrued interest on amounts outstanding is payable quarterly, and any amounts outstanding are payable on demand or on September 7, 2014.  The Promissory Note is secured by a pledge of Premier’s 100% interest in Citizens under a Stock Pledge and Security Agreement dated September 7, 2012.  At December 31, 2013 and 2012, Premier had no outstanding balance on this line of credit with Bankers’ Bank
	Scheduled principal payments due on the bank borrowings subsequent to December 31, 2013 are as follows:
	2014	$	2,162
	2015		2,162
	2016		2,162
	2017		2,162
	2018		2,162
	Thereafter		2,990
		$	13,800

INCOME_TAXES

INCOME TAXES	12 Months Ended
	Dec. 31, 2013
INCOME TAXES [Abstract]	'
INCOME TAXES	'
	NOTE 12 – INCOME TAXES
	The components of the provision (benefit) for income taxes are as follows:
		2013			2012			2011
	Current	$	5,509		$	5,105		$	376
	Deferred		1,895			568			4,099
	Change in valuation allowance		-			-			(675	)
	Provision for income taxes	$	7,404		$	5,673		$	3,800
	The Company’s deferred tax assets and liabilities at December 31 are shown below.
		2013			2012
	Deferred tax assets
	Allowance for loan losses	$	4,016		$	4,181
	Purchase accounting adjustments		2,611			3,745
	Net operating loss carryforward		1,048			1,569
	Write-downs of other real estate owned		893			748
	Taxable income on non-accrual loans		2,053			1,955
	Security writedown		-			250
	Capital loss carryforward		196			-
	Accrued expenses		172			131
	Unrealized loss on investment securities		322			-
	Other		19			11
	Total deferred tax assets		11,330			12,590
	Deferred tax liabilities
	Amortization of intangibles	$	(4,615	)	$	(4,405	)
	Depreciation		(1,101	)		(1,027	)
	Federal Home Loan Bank dividends		(377	)		(377	)
	Deferred loan fees		(567	)		(548	)
	Unrealized gain on investment securities		-			(3,388	)
	Other		(71	)		(61	)
	Total deferred tax liabilities		(6,731	)		(9,806	)
	Valuation allowance on deferred tax assets		(160	)		(160	)
	Net deferred taxes	$	4,439		$	2,624
	At December 31, 2013 the Company had federal net operating loss carryforwards of $1,845 and various state net operating loss carryforwards of $5,569 which begin to expire in 2022.  The deductibility of these net operating losses is limited under IRC Sec. 382.
	A valuation allowance for deferred tax assets is recorded when it is more likely than not that some portion or all of the deferred tax assets will not be realized. The ultimate realization of the deferred tax assets depends on the ability of the Company to generate sufficient taxable income of the appropriate character in the future and in the appropriate taxing jurisdictions. The Company considers the scheduled reversal of deferred tax liabilities, projected future taxable income, and tax planning strategies in making this assessment.
	Due to statutory law changes and a change in expectations of future taxable income, the Company reversed a valuation allowance against a portion of its District of Columbia net operating loss carryforward in 2011.
	At both December 31, 2013 and 2012, the Company maintains a valuation allowance of $160 against the portion of its District of Columbia net operating loss carryforward that is not expected to be utilized before expiration due to separate company limitations.  All other deferred tax assets are more likely than not to be utilized; therefore no additional valuation allowance is needed.
	An analysis of the differences between the effective tax rates and the statutory U.S. federal income tax rate is as follows:
		2013						2012					2011
	U.S. federal income tax rate	$	7,015			34	%	$	5,439		34	%	$	3,729		34	%
	Changes from the statutory rate
	Impact of graduated federal tax rate		72			0.4			26		0.2			-		-
	State income taxes, net		439			2.1			376		2.4			1,220		11.1
	Tax-exempt interest income		(149	)		(0.7	)		(173	)	(1.1	)		(194	)	(1.8	)
	Non-deductible interest expense related to carrying tax-exempt		9			0			12		0.1			8		0.1
	interest earning assets
	Non-deductible stock compensation expense		57			0.3			62		0.4			36		0.3
	Tax credits, net		(49	)		(0.2	)		(49	)	(0.3	)		(49	)	(0.4	)
	Change in valuation allowance, net		-			-			-		-			(675	)	(6.1	)
	Other		10			0			(20	)	(0.2	)		(275	)	(2.5	)
		$	7,404			35.9	%	$	5,673		35.5	%	$	3,800		34.7	%
	Unrecognized Tax Benefits: The Company does not have any beginning or ending unrecognized tax benefits. The Company does not expect the total amount of unrecognized tax benefits to significantly increase in the next twelve months.  There were no interest and penalties recorded in the income statement or accrued for the years ended December 31, 2013, 2012 and 2011 related to unrecognized tax benefits.
	The Company and its subsidiaries file a consolidated U.S. Corporation income tax return and a combined return in the state of West Virginia and the District of Columbia. The Company also files a corporate income tax return in the state of Kentucky and Maryland.  The Company is no longer subject to examination by taxing authorities for years before 2010.

EMPLOYEE_BENEFIT_PLANS

EMPLOYEE BENEFIT PLANS	12 Months Ended
	Dec. 31, 2013
EMPLOYEE BENEFIT PLANS [Abstract]	'
EMPLOYEE BENEFIT PLANS	'
	NOTE 13 – EMPLOYEE BENEFIT PLANS
	The Company has qualified profit sharing plans that cover substantially all employees. Contributions to the plans consist of a Company match and additional amounts at the discretion of the Company’s Board of Directors.  Total contributions to the plans were $354, $379, and $385 in 2013, 2012, and 2011.

STOCK_COMPENSATION_EXPENSE

STOCK COMPENSATION EXPENSE	12 Months Ended
	Dec. 31, 2013
STOCK COMPENSATION EXPENSE [Abstract]	'
STOCK COMPENSATION EXPENSE	'
	NOTE 14 – STOCK COMPENSATION EXPENSE
	From time to time the Company grants stock options to its employees.  The Company estimates the fair value of the options at the time they are granted to employees and expenses that fair value over the vesting period of the option grant.  In 2002, the Company registered 500,000 shares of its common stock to be reserved for stock based incentive programs over the next 10 years (“the 2002 Plan”).  In 2012, the Company registered another 500,000 shares of its common stock to be reserve for stock based incentive programs over the subsequent 10 years (“the 2012 Long-term Incentive Plan”).
	On March 20, 2013, 52,900 incentive stock options were granted out of the 2012 Long-term Incentive Plan at an exercise price of $11.39, the closing market price of Premier on the grant date.  These options vest in three equal annual installments ending on March 20, 2016.  On March 21, 2012, 105,700 incentive stock options were granted out of the 2002 Plan at an exercise price of $7.47, the closing market price of Premier on the grant date.  These options vest in three equal annual installments ending on March 21, 2015.  On March 16, 2011, 102,000 incentive stock options were granted out of the 2002 Plan at an exercise price of $6.95, the closing market price of Premier on the grant date.  These options vest in three equal annual installments ending on March 16, 2014.
	The fair value of the Company's employee stock options granted is estimated at the date of grant using the Black-Scholes option-pricing model. This model requires the input of highly subjective assumptions, changes to which can materially affect the fair value estimate. Additionally, there may be other factors that would otherwise have a significant effect on the value of employee stock options granted but are not considered by the model. The assumptions used in the Black-Scholes option-pricing model are as follows
		2013			2012			2011
	Risk-free interest rate		1.96	%		2.31	%		3.58	%
	Expected option life (yrs)		10			10			10
	Expected stock price volatility		35.24	%		34.93	%		30.01	%
	Dividend yield		3.86	%		2.68	%		4.03	%
	Weighted average fair value of options granted during the year	$	2.85		$	2.34		$	1.63
	The risk-free interest rate for the expected term of the option is based on the U.S. Treasury yield in effect at the time of the grant.  The expected option life was estimated since there has been little option exercise history.  The expected stock price volatility is based on historical volatilities of the Company’s common stock.  The dividend yield was estimated by annualizing the current quarterly dividend on the Company’s common stock at the time of the option grant or by using historical dividends and dividend yields during the time the Company was restricted from paying dividends by its primary regulator.
	Compensation expense of $169, $181, and $106 was recorded for the years ended December 31, 2013, 2012, and 2011, respectively.  Stock-based compensation expense is recognized ratably over the requisite service period for all awards. Unrecognized stock-based compensation expense related to stock options totaled $108 at December 31, 2013. This unrecognized expense is expected to be recognized over the next 26 months based on the vesting periods of the options.
	During the year ending December 31, 2013, 78,584 options were exercised while 25,550 options were exercised during the year ending December 31, 2012.  There were no options exercised during the year ending December 31, 2011.
	A summary of the Company’s stock option activity is as follows:
		----------2013----------						----------2012----------						----------2011----------
		Options			Weighted			Options			Weighted			Options			Weighted
					Average						Average						Average
					Exercise						Exercise						Exercise
					Price						Price						Price
	Outstanding at beginning of year		392,366		$	9.24			350,949		$	9.69			255,649		$	10.77
	Grants		52,900			11.39			105,700			7.47			102,000			6.95
	Exercises		(78,584	)		7.77			(25,550	)		7.52			-			-
	Forfeitures or expired		(12,401	)		7.9			(38,733	)		9.61			(6,700	)		9.1
	Outstanding at year-end		354,281		$	9.84			392,366		$	9.24			350,949		$	9.69
	Exercisable at year-end		212,731		$	10.55			220,646		$	10.68			206,727		$	11.36
	Weighted average remaining life		6.1						6.6						6.4
	Options outstanding at year-end are expected to fully vest.
	Additional information regarding stock options outstanding and exercisable at December 31, 2013 is provided in the following table:
			- - - - - - - - Outstanding - - - - - - - -									- - - - - - - - Currently Exercisable - - - - - - - -
	Range of Exercise Prices		Number			Weighted Average Exercise Price			Aggregate Intrinsic Value			Number			Weighted Average Remaining Contractual Life			Weighted Average Exercise Price		Aggregate Intrinsic Value
	$6.50 to $10.00			197,248		$	7.4		$	1,331			106,798			6.5		$	7.48	$	712
	$10.01 to $12.50			72,933			11.46			196			21,833			1.1			11.62		55
	$12.51 to $15.00			60,600			13.46			44			60,600			3.7			13.46		44
	$15.01 to $17.50			23,500			16			-			23,500			2.1			16		-
	Outstanding at Dec 31, 2013			354,281			9.84		$	1,571			212,731			4.7			10.55	$	811

RELATED_PARTY_TRANSACTIONS

RELATED PARTY TRANSACTIONS	12 Months Ended
	Dec. 31, 2013
RELATED PARTY TRANSACTIONS [Abstract]	'
RELATED PARTY TRANSACTIONS	'
	NOTE 15 – RELATED PARTY TRANSACTIONS
	During 2013, 2012 and 2011, the Company paid approximately $339, $385, and $562 for printing, supplies, statement rendering, furniture, and equipment to a company affiliated by common ownership.  The Company also paid another affiliate approximately $835, $797, and $863 in 2013, 2012 and 2011 to permit the Company’s employees to participate in that entity’s employee medical benefit plan.
	During 2013, 2012 and 2011, the Company paid approximately $52, $52, and $52 to lease its headquarters facility at 2883 Fifth Avenue, Huntington, West Virginia from River City Properties, LLC, an entity 12.5% owned by the Company’s Chairman of the Board.

EARNINGS_PER_SHARE

EARNINGS PER SHARE	12 Months Ended
	Dec. 31, 2013
EARNINGS PER SHARE [Abstract]	'
EARNINGS PER SHARE	'
	NOTE 16 – EARNINGS PER SHARE
	A reconciliation of the numerators and denominators of the earnings per common share and earnings per common share assuming dilution computations for 2013, 2012 and 2011 is presented below:
		2013		2012		2011
	Basic earnings per share
	Income available to common stockholders	$	12,570	$	10,155	$	5,947
	Weighted average common shares outstanding		7,997,047		7,940,892		7,937,143
	Earnings per share	$	1.57	$	1.28	$	0.75
	Diluted earnings per share
	Income available to common stockholders	$	12,570	$	10,155	$	5,947
	Weighted average common shares outstanding		7,997,047		7,940,892		7,937,143
	Add dilutive effects of potential additional common stock		448,202		240,611		97,936
	Weighted average common and dilutive potential common shares outstanding		8,445,249		8,181,503		8,035,079
	Earnings per share assuming dilution	$	1.49	$	1.24	$	0.74
	Stock options for 84,100, 183,699, and 312,449, shares of common stock were not considered in computing diluted earnings per share for 2013, 2012, and 2011 because they were antidilutive.

FAIR_VALUE

FAIR VALUE	12 Months Ended
	Dec. 31, 2013
FAIR VALUE [Abstract]	'
FAIR VALUE	'
	NOTE  17 – FAIR VALUE
	Fair value is the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. There are three levels of inputs that may be used to measure fair values:
	Level 1: Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date.
	Level 2: Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data.
	Level 3: Significant unobservable inputs that reflect a company’s own assumptions about the assumptions that market participants would use in pricing an asset or liability.
	When possible, the Company looks to active and observable markets to price identical assets or liabilities. When identical assets and liabilities are not traded in active markets, the Company looks to observable market data for similar assets and liabilities. However, certain assets and liabilities are not traded in observable markets and the Company must use other valuation methods to develop a fair value.
	Carrying amount is the estimated fair value for cash and due from banks, Federal funds sold, accrued interest receivable and payable, demand deposits, short-term debt, and variable rate loans or deposits that reprice frequently and fully.  It was not practicable to determine the fair value of Federal Home Loan Bank stock due to the restrictions placed on its transferability.  For fixed rate loans or deposits and for variable rate loans or deposits with infrequent repricing or repricing limits, fair value is based on discounted cash flows using current market rates applied to the estimated life and credit risk.  Fair values for impaired loans are estimated using discounted cash flow analysis or underlying collateral values.  Fair value of debt is based on current rates for similar financing. The fair value of commitments to extend credit and standby letters of credit is not material.
	The carrying amounts and estimated fair values of financial instruments at December 31, 2013 were as follows:
						Fair Value Measurements at December 31, 2013 Using
		Carrying				Level 1				Level 2			Level 3		Total
		Amount
	Financial assets
	Cash and due from banks	$	63,984			$	63,984			$	-		$	-	$	63,984
	Federal funds sold		12,777				12,777				-			-		12,777
	Securities available for sale		218,066				-				217,926			140		218,066
	Loans held for sale		77				-				-			77		77
	Loans, net		729,743				-				-			725,588		725,588
	Federal Home Loan Bank stock		4,183				n/a				n/a			n/a		n/a
	Interest receivable		3,132				-				593			2,539		3,132
	Financial liabilities
	Deposits	$	(924,023	)		$	(592,664	)		$	(332,475	)	$	-	$	(925,139	)
	Securities sold under agreements to repurchase		(11,319	)			-				(11,319	)		-		(11,319	)
	Other borrowed funds		(13,800	)			-				(13,811	)		-		(13,811	)
	Interest payable		(383	)			(5	)			(378	)		-		(383	)
	The carrying amounts and estimated fair values of financial instruments at December 31, 2012 were as follows:
						Fair Value Measurements at December 31, 2012 Using
		Carrying				Level 1				Level 2			Level 3		Total
		Amount
	Financial assets
	Cash and due from banks	$	66,009			$	66,009			$	-		$	-	$	66,009
	Federal funds sold		4,236				4,236				-			-		4,236
	Securities available for sale		283,975				-				283,835			140		283,975
	Loans held for sale		200				-				-			200		200
	Loans, net		693,137				-				-			691,519		691,519
	Federal Home Loan Bank stock		4,181				n/a				n/a			n/a		n/a
	Interest receivable		3,403				-				827			2,576		3,403
	Financial liabilities
	Deposits	$	(930,583	)		$	(577,274	)		$	(356,730	)	$	-	$	(934,004	)
	Securities sold under agreements to repurchase		(26,102	)			-				(26,102	)		-		(26,102	)
	Other borrowed funds		(16,049	)			-				(16,022	)		-		(16,022	)
	Interest payable		(489	)			(6	)			(483	)		-		(489	)
	Assets and Liabilities Measured on a Recurring Basis
	The Company used the following methods and significant assumptions to estimate the fair value of each type of financial instrument measured on a recurring basis:
	Investment Securities:  The fair values for investment securities are determined by quoted market prices, if available (Level 1). For securities where quoted prices are not available, fair values are calculated based on market prices of similar securities (Level 2). For securities where quoted prices or market prices of similar securities are not available, fair values are calculated using discounted cash flows or other market indicators (Level 3).
	Assets and liabilities measured at fair value on a recurring basis at December 31, 2013 are summarized below:
						Fair Value Measurements at
						December 31, 2013 Using:
		Carrying Value				Quoted Prices in Active Markets for Identical Assets				Significant Other Observable Inputs			Significant Unobservable Inputs
						(Level 1)				(Level 2)			(Level 3)
	Securities available for sale
	Mortgage-backed securities
	U. S. agency MBS - residential	$	27,823			$	-			$	27,823		$	-
	U. S. agency CMO’s		176,722				-				176,722			-
	Total mortgage-backed securities of government sponsored agencies		204,545				-				204,545			-
	U. S. government sponsored agency securities		6,981				-				6,981			-
	Obligations of states and political subdivisions		6,540				-				6,400			140
	Total securities available for sale	$	218,066			$	-			$	217,926		$	140
	Assets and liabilities measured at fair value on a recurring basis at December 31, 2012 are summarized below:
						Fair Value Measurements at
						December 31, 2012 Using:
		Carrying Value				Quoted Prices in Active Markets for Identical Assets				Significant Other Observable Inputs			Significant Unobservable Inputs
						(Level 1)				(Level 2)			(Level 3)
	Securities available for sale
Mortgage-backed securities
U. S. agency MBS - residential	$	37,100			$	-			$	37,100		$	-
U. S. agency CMO’s - residential		212,847				-				212,847			-
Total mortgage-backed securities of government sponsored agencies		249,947				-				249,947			-
U. S. government sponsored agency securities		22,244				-				22,244			-
Obligations of states and political subdivisions		7,860				-				7,720			140
Other securities		3,924				-				3,924			-
Total securities available for sale	$	283,975			$	-			$	283,835		$	140
The table below presents a reconciliation of all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the years ended December 31, 2013 and 2012:
	Securities Available-for-sale
	Year Ended				Year Ended
	Dec. 31, 2013				Dec. 31, 2012
Balance of recurring Level 3 assets at beginning of period	$	140			$	140
Total gains or losses (realized/unrealized):
Included in earnings – realized		-				-
Included in earnings – unrealized		-				-
Included in other comprehensive income		-				-
Purchases, sales, issuances and settlements, net		-				-
Transfers in and/or out of Level 3		-				-
Balance of recurring Level 3 assets at year-end	$	140			$	140
Assets and Liabilities Measured on a Non-Recurring Basis
The Company used the following methods and significant assumptions to estimate the fair value of each type of financial instrument measured on a non-recurring basis:
Impaired Loans:  The fair value of impaired loans with specific allocations of the allowance for loan losses is generally based on recent collateral appraisals. Real estate appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are typically significant and unique to each property and result in a Level 3 classification of the inputs for determining fair value.  Non-real estate collateral may be valued using an appraisal, net book value per the borrower’s financial statements, or aging reports. Management periodically evaluates the appraised collateral values and will discount the collateral’s appraised value to account for a number of factors including but not limited to the cost of liquidating the collateral, the age of the appraisal, observable deterioration since the appraisal, management’s expertise and knowledge of the client and client’s business, or other factors unique to the collateral.  To the extent an adjusted collateral value is lower than the carrying value of an impaired loan, a specific allocation of the allowance for loan losses is assigned to the loan.
Other real estate owned (OREO):  The fair value of OREO is based on appraisals less cost to sell at the date of foreclosure.  These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are typically significant and result in a Level 3 classification of the inputs for determining fair value.  Management periodically evaluates the appraised values and will discount a property’s appraised value to account for a number of factors including but not limited to the cost of liquidating the collateral, the age of the appraisal, observable deterioration since the appraisal, or other factors unique to the property. To the extent an adjusted appraised value is lower than the carrying value of an OREO property, a direct charge to earnings is recorded as an OREO writedown.
Assets and liabilities measured at fair value on a non-recurring basis at December 31, 2013 are summarized below:
					Fair Value Measurements at December 31, 2013 Using
	31-Dec-13				Quoted Prices in Active Markets for Identical Assets				Significant Other Observable Inputs (Level 2)			Significant Unobservable Inputs
					(Level 1)							(Level 3)
Assets:
Impaired loans:
Residential Real Estate	$	1,518			$	-			$	-		$	1,518
Commercial Real Estate
Owner Occupied		346				-				-			346
Non-owner Occupied		428				-				-			428
Commercial and Industrial		3,384				-				-			3,384
All Other		4,133				-				-			4,133
Total impaired loans		9,809			$	-			$	-		$	9,809
Other real estate owned:
Commercial Real Estate
Non-owner Occupied		290				-				-			290
All Other		8,496				-				-			8,496
Total OREO	$	8,786			$	-			$	-		$	8,786
Impaired loans, which are measured for impairment using the fair value of the collateral for collateral dependent loans, had a carrying amount of $12,301 at December 31, 2013 with a valuation allowance of $2,492 and a carrying amount of $20,285 at December 31, 2012 with a valuation allowance of $3,842, resulting in a negative provision for loan losses of $1,350 for the year ended December 31, 2013, compared to a $795 provision for loan losses for the year ended December 31, 2012.
Other real estate owned measured at fair value less costs to sell, had a net carrying amount of $8,786, which is made up of the outstanding balance of $11,163, net of a valuation allowance of $2,377 at December 31, 2013, resulting in write downs of $782 during the year ended December 31, 2013.  At December 31, 2012, other real estate owned had a net carrying amount of $7,968, made up of the outstanding balance of $9,945 net of a $1,977 valuation allowance, resulting in write downs of $1,410 during the year ended December 31, 2012.
The significant unobservable inputs related to assets and liabilities measured at fair value on a non-recurring basis at December 31, 2013 are summarized below:
	December 31, 2013			Valuation Techniques	Unobservable Inputs		Range (Weighted Avg)
Impaired loans:
Residential Real Estate	$	1,518		sales comparison	adjustment for differences between the comparable sales			0.8%-63.5%(11.9%)
Commercial Real Estate
Owner Occupied		346		sales comparison	adjustment for limited salability of specialized property			62.5%-70.0%(64.0%)
Non-owner Occupied		428		sales comparison	adjustment for limited salability of specialized property			50.6%-50.6%(50.6%)
Commercial and Industrial		3,384		sales comparison	adjustment for limited salability of specialized property			25.0%-65.5%(57.8%)
All Other		4,133		sales comparison	adjustment for percentage of completion of construction			57.6%-99.3%(57.7%)
Total impaired loans		9,809
Other real estate owned:
Commercial Real Estate
Non-owner Occupied		290		sales comparison	adjustment for differences between the comparable sales			42.7%-42.7%(42.7%)
All Other		8,496		sales comparison	adjustment for estimated realizable value			9.5%-24.6%(12.5%)
Total OREO	$	8,786
Assets and liabilities measured at fair value on a non-recurring basis at December 31, 2012 are summarized below:
					Fair Value Measurements at December 31, 2012 Using
	31-Dec-12				Quoted Prices in Active Markets for Identical Assets				Significant Other Observable Inputs (Level 2)			Significant Unobservable Inputs
					(Level 1)							(Level 3)
Assets:
Impaired loans:
Residential Real Estate	$	2,739			$	-			$	-		$	2,739
Commercial Real Estate
Owner Occupied		512				-				-			512
Non-owner Occupied		427				-				-			427
Commercial and Industrial		8,300				-				-			8,300
All Other		4,465				-				-			4,465
Total impaired loans		16,443			$	-			$	-		$	16,443
Other real estate owned:
Residential Real Estate	$	255			$	-			$	-		$	255
Commercial Real Estate
Owner Occupied		250				-				-			250
Non-owner Occupied		1,031				-				-			1,031
All Other		6,432				-				-			6,432
Total OREO	$	7,968			$	-			$	-		$	7,968
The significant unobservable inputs related to assets and liabilities measured at fair value on a non-recurring basis at December 31, 2012 are summarized below:
	December 31, 2012			Valuation Techniques	Unobservable Inputs		Range (Weighted Avg)
Impaired loans:
Residential Real Estate	$	2,739		sales comparison	adjustment for differences between the comparable sales			0.8%-76.8%(10.5%)
Commercial Real Estate
Owner Occupied		512		sales comparison	adjustment for limited salability of specialized property			40.0%-70.0%(44.1%)
Non-owner Occupied		427		sales comparison	adjustment for limited salability of specialized property			59.0%-59.0%(59.0%)
Commercial and Industrial		8,300		sales comparison	adjustment for limited salability of specialized property			0.0%-70.0%(44.3%)
All Other		4,465		sales comparison	adjustment for percentage of completion of construction			64.0%-91.4%(64.8%)
Total impaired loans		16,443
Other real estate owned:
Residential Real Estate	$	255		sales comparison	adjustment for differences between the comparable sales			0.0%-62.3%(44.1%)
Commercial Real Estate
Owner Occupied		250		sales comparison	adjustment for estimated realizable value			0.0%-17.9%(7.2%)
Non-owner Occupied		1,031		sales comparison	adjustment for differences between the comparable sales			82.7%-82.7%(82.7%)
All Other		6,432		sales comparison	adjustment for estimated realizable value			4.7%-16.6%(12.7%)
Total OREO	$	7,968

FINANCIAL_INSTRUMENTS_WITH_OFF

FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK	12 Months Ended
	Dec. 31, 2013
FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK [Abstract]	'
FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK	'
	NOTE 18 - FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK
	The Banks are parties to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of their customers.  These financial instruments include standby letters of credit and commitments to extend credit in the form of unused lines of credit. The Banks use the same credit policies in making commitments and conditional obligations as they do for on-balance sheet instruments.  In addition, the Banks offer a service whereby deposit customers, for a fee, are permitted to overdraw their accounts up to a certain deminimus amount, also known as “courtesy overdraft protection”.  The aggregate unused portion of “overdraft protection” was $11,723 and $11,719 at December 31, 2013 and 2012.
	At December 31, 2013 and 2012, the Banks had the following financial instruments whose approximate contract amounts represent credit risk:
		2013		2012
	Standby letters of credit	$	6,084	$	5,518
	Commitments to extend credit
	Fixed	$	12,040	$	7,830
	Variable		52,576		43,256
	Standby letters of credit represent conditional commitments issued by the Banks to guarantee the performance of a third party.  The credit risk involved in issuing these letters of credit is essentially the same as the risk involved in extending loans to customers.  Collateral held varies but primarily includes real estate and certificates of deposit.  Some letters of credit are unsecured.
	Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Outstanding commitments are at current market rates.  Fixed rate loan commitments have interest rates ranging from 2.25% to 21.00%. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. The Banks evaluate each customer’s creditworthiness on a case-by-case basis. Since some of the commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. Collateral held varies but may include accounts receivable, inventory, property and equipment, and income producing properties.

LEGAL_PROCEEDINGS

LEGAL PROCEEDINGS	12 Months Ended
	Dec. 31, 2013
LEGAL PROCEEDINGS [Abstract]	'
LEGAL PROCEEDINGS	'
	NOTE 19 - LEGAL PROCEEDINGS
	Legal proceedings involving the Company and its subsidiaries periodically arise in the ordinary course of business, including claims by debtors and their related interests against the Company’s subsidiaries following initial collection proceedings. These legal proceedings sometimes can involve claims for substantial damages.  At December 31, 2013 management is unaware of any legal proceedings for which the expected outcome would have a material adverse effect upon the consolidated financial statements of the Company.

ACCUMULATED_OTHER_COMPREHENSIV

ACCUMULATED OTHER COMPREHENSIVE INCOME	12 Months Ended
	Dec. 31, 2013
ACCUMULATED OTHER COMPREHENSIVE INCOME [Abstract]	'
ACCUMULATED OTHER COMPREHENSIVE INCOME	'
	NOTE 20 – ACCUMULATED OTHER COMPREHENSIVE INCOME
	The following table details the changes in the single component of accumulated other comprehensive income for the year ended December 31, 2013:
	Accumulated Other Comprehensive Income	Unrealized Gain/(Loss) on Securities Available for Sale
	Balance, December 31, 2012	$	6,576
	Reclassification adjustments to net income:
	Realized gain on disposition of securities		(1,413	)
	Provision for income taxes		481
	Unrealized losses arising during the period, net of tax		(6,269	)
	Balance, December 31, 2013	$	(625	)
	For the year ended December 31, 2013, the reclassified realized gain on disposition of securities is reported on the income statement under the caption “Gain on disposition of securities” and the reclassified provision for income taxes is reported on the income statement under the caption “Provision for income taxes”.

STOCKHOLDERS_EQUITY

STOCKHOLDERS' EQUITY	12 Months Ended
	Dec. 31, 2013
STOCKHOLDERS' EQUITY [Abstract]	'
STOCKHOLDERS' EQUITY	'
	NOTE 21 - STOCKHOLDERS’ EQUITY
	The Company’s principal source of funds for dividend payments to shareholders is dividends received from the subsidiary Banks.  Banking regulations limit the amount of dividends that may be paid without prior approval of regulatory agencies.  Under these regulations, the amount of dividends that may be paid in any calendar year is limited to the current year’s net profits, as defined, combined with the retained net profits of the preceding two years, subject to the capital requirements and additional restrictions as discussed below.  During 2014 the Banks could, without prior approval, declare dividends to Premier of approximately $3.8 million plus any 2014 net profits retained to the date of the dividend declaration.
	The Company and the subsidiary Banks are subject to various regulatory capital requirements administered by the federal banking agencies.  Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Banks must meet specific guidelines that involve quantitative measures of their assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices.
	These quantitative measures established by regulation to ensure capital adequacy require the Company and Banks to maintain minimum amounts and ratios (set forth in the following table) of Total and Tier I capital (as defined in the regulations) to risk-weighted assets (as defined), and of Tier I capital (as defined) to average assets (as defined).  Management believes, as of   December 31, 2013 the Company and the Banks meet all quantitative capital adequacy requirements to which they are subject.
	As of December 31, 2013, the most recent notification from each of the Banks’ primary Federal regulators categorized the subsidiary Banks as well capitalized under the regulatory framework for prompt corrective action.  To be categorized as well capitalized, the Banks must maintain minimum Total risk-based, Tier I risk-based and Tier I leverage ratios as set forth in the following table.  There are no conditions or events since that notification that management believes have changed the Banks’ categories.
	The dividend rights of holders of Premier’s common shares are also qualified and subject to the dividend rights of holders of Premier’s Series A Preferred Shares.  Due to restrictions placed on it by the Federal Reserve Board of Governors in conjunction with the July 29, 2010 Written Agreement between CB&T and the FRB, Premier deferred its November 15, 2010 and February 15, 2011 quarterly dividends on its Series A Preferred Shares.  On May 13, 2011, Premier was given permission by the FRB and the Board of Governors to pay the deferred November 15, 2010 and February 15, 2011 quarterly dividends on its Series A Preferred Shares in conjunction with the regularly scheduled May 15, 2011 dividend payment.  All subsequent quarterly dividends on Premier’s Series A Preferred Shares have been paid as scheduled.  On July 24, 2012 the FRB announced that it had terminated the July 29, 2010 Written Agreement.
	The Company’s and the subsidiary Banks’ capital amounts and ratios as of December 31, 2013 and December 31, 2012 are presented in the table below.
												To Be Well Capitalized
							For Capital					Under Prompt Corrective
		Actual					Adequacy Purposes					Action Provisions
	2013	Amount		Ratio			Amount		Ratio			Amount		Ratio
	Total Capital (to Risk-Weighted Assets):
	Consolidated (1)	$	128,756		18.2	%	$	56,685		8	%	$	70,857		10	%
	Premier Bank, Inc.		95,508		19.2			39,738		8			49,672		10
	Citizens Deposit Bank		37,158		17.7			16,819		8			21,023		10
	Tier I Capital (to Risk-Weighted Assets):
	Consolidated (1)	$	119,872		16.9	%	$	28,343		4	%	$	42,514		6	%
	Premier Bank, Inc.		89,274		18			19,869		4			29,803		6
	Citizens Deposit Bank		34,591		16.5			8,409		4			12,614		6
	Tier I Capital (to Average Assets):
	Consolidated (1)	$	119,872		11	%	$	43,495		4	%	$	54,369		5	%
	Premier Bank, Inc.		89,274		12.4			28,892		4			36,115		5
	Citizens Deposit Bank		34,591		9.5			14,538		4			18,172		5
	2012
	Total Capital (to Risk-Weighted Assets):
	Consolidated (1)	$	118,262		17.4	%	$	54,399		8	%	$	67,999		10	%
	Premier Bank, Inc.		90,977		19.3			37,659		8			47,073		10
	Citizens Deposit Bank		35,794		17.2			16,610		8			20,762		10
	Tier I Capital (to Risk-Weighted Assets):
	Consolidated (1)	$	109,725		16.1	%	$	27,199		4	%	$	40,799		6	%
	Premier Bank, Inc.		85,060		18.1			18,829		4			28,244		6
	Citizens Deposit Bank		33,194		16			8,305		4			12,457		6
	Tier I Capital (to Average Assets):
	Consolidated (1)	$	109,725		10	%	$	43,697		4	%	$	54,621		5	%
	Premier Bank, Inc.		85,060		11.8			28,940		4			36,175		5
	Citizens Deposit Bank		33,194		9			14,700		4			18,375		5
	(1) Consolidated company is not subject to Prompt Corrective Action Provisions

PARENT_COMPANY_FINANCIAL_STATE

PARENT COMPANY FINANCIAL STATEMENTS	12 Months Ended
	Dec. 31, 2013
PARENT COMPANY FINANCIAL STATEMENTS [Abstract]	'
PARENT COMPANY FINANCIAL STATEMENTS	'
	NOTE 22 - PARENT COMPANY FINANCIAL STATEMENTS
	Condensed Balance Sheets
	31-Dec
		2013			2012
	ASSETS
	Cash	$	8,761		$	6,130
	Investment in subsidiaries		151,019			152,885
	Premises and equipment		207			191
	Other assets		1,519			1,957
	Total assets	$	161,506		$	161,163
	LIABILITIES AND STOCKHOLDERS’ EQUITY
	Other liabilities	$	766		$	818
	Other borrowed funds		13,800			16,049
	Total liabilities		14,566			16,867
	Stockholders’ equity
	Preferred stock		11,955			11,896
	Common stock		73,589			72,849
	Retained earnings		62,021			52,975
	Accumulated other comprehensive income (loss)		(625	)		6,576
	Total stockholders’ equity		146,940			144,296
	Total liabilities and stockholders’ equity	$	161,506		$	161,163
	Condensed Statement of Operations
	Years Ended December 31
		2013			2012			2011
	Income
	Dividends from subsidiaries	$	9,675		$	13,915		$	6,165
	Interest and dividend income		12			22			23
	Other income		1,327			1,201			1,132
	Total income		11,014			15,138			7,320
	Expenses
	Interest expense		650			754			852
	Salaries and employee benefits		2,387			2,318			1,952
	Professional fees		51			337			113
	Other expenses		1,020			1,053			1,079
	Total expenses		4,108			4,462			3,996
	Income before income taxes and equity in undistributed income of subsidiaries		6,906			10,676			3,324
	Income tax (benefit)		(987	)		(1,144	)		(1,034	)
	Income before equity in undistributed income of subsidiaries		7,893			11,820			4,358
	Equity in undistributed income (excess distributions) of subsidiaries		5,336			(1,497	)		2,810
	Net income	$	13,229		$	10,323		$	7,168
	Condensed Statement of Cash Flows
	Years Ended December 31
		2013			2012			2011
	Cash flows from operating activities
	Net income	$	13,229		$	10,323		$	7,168
	Adjustments to reconcile net income to
	net cash from operating activities
	Depreciation		64			57			70
	Stock compensation expense		169			181			106
	Gain from sales of assets		(11	)		-			-
	Dividends in excess of net income of subsidiaries		-			1,497			-
	Equity in undistributed earnings of subsidiaries		(5,336	)		-			(2,810	)
	Change in other assets		438			24			652
	Change in other liabilities		(51	)		220			(44	)
	Net cash from operating activities		8,502			12,302			5,142
	Cash flows from investing activities
	Cash from merger of subsidiaries		-			-			391
	Purchases of fixed assets, net of proceeds from asset sales		(69	)		(108	)		(81	)
	Net cash from investing activities		(69	)		(108	)		310
	Cash flows from financing activities
	Cash dividends on preferred stock		(600	)		(984	)		(1,390	)
	Cash dividends paid to shareholders		(3,524	)		(1,749	)		-
	Repurchase of preferred stock		-			(9,237	)		-
Proceeds from stock option exercises		571			192			-
Payments on other borrowed funds		(2,249	)		(2,081	)		(2,047	)
Net cash from financing activities		(5,802	)		(13,859	)		(3,437	)
Net change in cash and cash equivalents		2,631			(1,665	)		2,015
Cash and cash equivalents at beginning of year		6,130			7,795			5,780
Cash and cash equivalents at end of year	$	8,761		$	6,130		$	7,795

QUARTERLY_FINANCIAL_DATA_UNAUD

QUARTERLY FINANCIAL DATA (UNAUDITED)	12 Months Ended
	Dec. 31, 2013
QUARTERLY FINANCIAL DATA (UNAUDITED) [Abstract]	'
QUARTERLY FINANCIAL DATA (UNAUDITED)	'
	NOTE 23 - QUARTERLY FINANCIAL DATA (UNAUDITED)
								Earnings Per Share
		Interest		Net Interest		Net
		Income		Income		Income		Basic		Diluted
	2013
	First Quarter	$	11,415	$	10,140	$	2,504	$	0.29	$	0.28
	Second Quarter		12,317		11,093		3,109		0.37		0.35
	Third Quarter		13,192		12,027		3,926		0.47		0.44
	Fourth Quarter		11,546		10,435		3,690		0.44		0.41
	2012
	First Quarter	$	14,216	$	12,418	$	2,830	$	0.32	$	0.31
	Second Quarter		11,956		10,308		2,092		0.23		0.22
	Third Quarter		12,580		11,017		2,411		0.38		0.37
	Fourth Quarter		11,683		10,256		2,990		0.36		0.34
	In 2013, interest income varied per quarter due to a random pattern of borrowers repaying commercial loans in full.  Some of the loans paid off in full were either discounted at the time of their acquisition or were on the cost recovery method.  These loans, when paid in full, resulted in an increase in interest income as the purchase discount or any historical non-accrual interest paid was recognized immediately in income, particularly illustrated by the increase in interest income in the second and third quarters of 2013.  Also contributing to an increase in interest income was an increase in loans outstanding although the overall yield on the loan portfolio decreased during the year.  The fluctuations in interest income resulted in similar fluctuations in net interest income and net income in 2013.  During 2013, net interest income was impacted positively by interest expense savings from continually lower market interest rates related to time deposits and transaction-based deposits.  Net income was also higher due to a negative provision for loan losses in the fourth quarter of 2013 resulting from the full payoff of an impaired loan during the quarter.  Non-interest expenses were generally lower in 2013 due to lower collection costs and OREO costs incurred when compared to 2012.
	Similar to 2013, interest income varied per quarter in 2012 due to a random pattern of borrowers repaying commercial loans in full.  Due to weak loan demand, the proceeds from these loan payoffs were usually reinvested at significantly lower yields.  However, some of the loans paid off in full were either discounted at the time of their acquisition or were on the cost recovery method.  These loans, when paid in full, also resulted in an increase in interest income as the purchase discount or any historical non-accrual interest paid was recognized immediately in income. The fluctuations in interest income resulted in similar fluctuations in net interest income and net income in 2012.  During 2012, net interest income was also impacted positively by interest expense savings from continually lower market interest rates related to time deposits and transaction-based deposits.  Quarterly net income was generally higher in 2012 largely as a result of expenses incurred in 2011 to convert Premier’s core operating systems and ATM network to a single provider as well as expense savings on data processing costs in 2012 under the new provider.  The increased net income in the fourth quarter of 2012 resulted from the gain on the sale of note to a third party.

PREFERRED_STOCK

PREFERRED STOCK	12 Months Ended
	Dec. 31, 2013
PREFERRED STOCK [Abstract]	'
PREFERRED STOCK	'
	NOTE 24 – PREFERRED STOCK
	On October 2, 2009, as part of the Troubled Asset Relief Program (“TARP”) Capital Purchase Program, the Company entered into a Letter Agreement and Securities Purchase Agreement (collectively, the “Purchase Agreement”) with the United States Department of the Treasury (“U.S. Treasury”).  Pursuant to the Purchase Agreement, the Company issued and sold to the U.S. Treasury 22,252 shares of Fixed Rate Cumulative Perpetual Preferred Stock, Series A, no par value, with a liquidation preference of one thousand dollars per share (the “Series A Preferred Stock”) and a ten-year warrant (the “Warrant”) to purchase 628,588 shares of the Company’s common stock, no par value, at an exercise price of $5.31 per share, for an aggregate purchase price of $22,252 in cash.
	Under standardized TARP Capital Purchase Program terms, cumulative dividends on the Series A Preferred Stock will accrue on the liquidation preference at a rate of 5% per annum until November 14, 2014, and at a rate of 9% per annum thereafter.  These dividends will be paid only if, as and when declared by Premier’s Board of Directors.  The Series A Preferred Stock has no maturity date and ranks senior to the Company’s common stock with respect to the payment of dividends and distributions and amounts payable upon liquidation, dissolution and winding up of Premier.  Subject to the approval of the Appropriate Federal Banking Agency (as defined in the Securities Purchase Agreement, which for Premier is the Board of Governors of the Federal Reserve System), the Series A Preferred Stock is redeemable at the option of Premier at 100% of its liquidation preference plus accrued and unpaid dividends, without penalty, delay or the need to raise additional replacement capital.
	On July 9, 2012, the U.S. Treasury announced its intent to sell its investment in Premier’s Series A Preferred Stock along with similar investments the U.S. Treasury had made in 11 other financial institutions, principally to qualified institutional buyers.  Using a modified Dutch auction methodology that establishes a market price by allowing investors to submit bids at specified increments during the period of July 23, 2012 through July 26, 2012, the U.S. Treasury auctioned all of Premier’s 22,252 Series A Preferred Stock.  Premier sought and obtained regulatory permission to participate in the auction.  Premier successfully bid to repurchase 10,252 shares of the 22,252 outstanding shares.  At the auction’s closing price of $901.03 per share, Premier was able to preserve approximately $1.0 million of capital versus redeeming the Series A Preferred Stock at the liquidation preference of $1,000 per share.  As of December 31, 2013, the remaining 12,000 shares are held by private investors.
	The Series A Preferred Stock is non-voting, but has class voting rights on (i) any authorization or issuance of shares ranking senior to the Series A Preferred Stock; (ii) any amendment to the rights of the Series A Preferred Stock; or (iii) any merger, consolidation, share exchange, reclassification or similar transaction which would adversely affect the rights of the Series A Preferred Stock.  In the event that the cumulative dividends described above are not paid in full for an aggregate of six dividend periods or more, whether or not consecutive, the authorized number of directors of Premier would automatically be increased by two and the holders of the Series A Preferred Stock would have the right to elect two directors.  The right to elect directors would end when dividends have been paid in full for four consecutive dividend periods.  As previously disclosed, Premier has already deferred two dividend payments on the Series A Preferred Stock as a result of the Federal Reserve Board of Governors’ refusal to initially approve the November 15, 2010 and February 15, 2011 dividends under the Written Agreement dated July 29, 2010, among CB&T, a wholly owned subsidiary of Premier; the FRB, and the Virginia Bureau. These deferred dividends were paid along with the regularly scheduled May 15, 2011 Series A Preferred Stock quarterly dividend.  All subsequent quarterly dividends on Premier’s Series A Preferred Shares have been paid as scheduled.  On July 24, 2012 the FRB announced that it had terminated the July 29, 2010 Written Agreement.
	The U.S. Treasury has agreed not to exercise voting power with respect to any common stock issued to it upon exercise of the Warrant.  The common stock will be issued from authorized but unissued common stock and thus will dilute the interests of existing Premier common shareholders.  As of December 31, 2013, the Warrant has not yet been exercised.  Since the Series A Preferred Stock was disposed of by the U.S. Treasury, Premier has the right to repurchase the Warrant at its appraised value.  If Premier chooses not to repurchase the Warrant, the U.S. Treasury may liquidate the Warrant at its current market price.
	Pursuant to the terms of the Purchase Agreement, the ability of the Company to declare or pay dividends or distributions on shares of its common stock will be subject to restrictions.
	The Purchase Agreement also subjected the Company to certain of the executive compensation limitations included in the Emergency Economic Stabilization Act of 2008 (the “EESA”). In this connection, as a condition to the closing of the transaction, the Company’s Senior Executive Officers (as defined in the Purchase Agreement) (the “Senior Executive Officers”), (i) voluntarily waived any claim against the U.S. Treasury or the Company for any changes to such officer’s compensation or benefits that are required to comply with the regulation issued by the U.S. Treasury under the TARP Capital Purchase Program and acknowledged that the regulation may require modification of the compensation, bonus, incentive and other benefit plans, arrangements and policies and agreements as they relate to the period the U.S. Treasury owns the Preferred Stock of the Company; and (ii) entered into a letter with the Company amending the Benefit Plans with respect to such Senior Executive Officers as may be necessary, during the period that the Treasury owns the Preferred Stock of the Company, as necessary to comply with Section 111(b) of the EESA.  These limitations terminated upon completion of the U.S. Treasury’s auction of the Series A Preferred Stock on August 10, 2012.

PENDING_ACQUISITION

PENDING ACQUISITION	12 Months Ended
	Dec. 31, 2013
Pending Acquisitions [Abstract]	'
PENDING ACQUISITION	'
	NOTE 25 – PENDING ACQUISITION
	On November 19, 2013, Premier and Gassaway Bancshares, Inc. (“Bancshares”), a $165 million single bank holding company headquartered in Gassaway, West Virginia jointly announced that they had entered into a definitive agreement whereby Premier Bank, Premier’s wholly owned subsidiary, will acquire the Bank of Gassaway, the wholly owned subsidiary of Bancshares, in a cash purchase valued at approximately $20.3 million.  Under terms of the definitive agreement, Premier Bank will pay $20.3 million in cash for the Bank of Gassaway and will merge Bank of Gassaway’s five branch locations into Premier’s operating system in the second quarter of 2014.  The transaction, which is subject to satisfaction of various contractual conditions and requires approval by bank regulatory agencies and the shareholders of Bancshares, is anticipated to close in the second quarter of 2014.

SUMMARY_OF_SIGNIFICANT_ACCOUNT1

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)	12 Months Ended
	Dec. 31, 2013
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES [Abstract]	'
Nature of Operations	'
	Nature of Operations:  The subsidiary banks (Banks) operate under state bank charters. The Banks provide traditional banking services to customers primarily located in the counties and adjoining counties in Kentucky, Ohio, West Virginia, Maryland, Washington DC and Virginia in which the Banks operate.  The state chartered banks are subject to regulation by their respective state banking regulators and the Federal Deposit Insurance Corporation (“FDIC”).  The Company is also subject to regulation by the Federal Reserve Board.
Cash Flows	'
	Cash Flows:  For purposes of reporting cash flows, cash and cash equivalents include cash on hand, amounts due from banks, interest-earning balances with banks with an original maturity less than ninety days and federal funds sold.  Net cash flows are reported for loans, deposits, repurchase agreements, and short-term borrowing transactions.
Estimates in the Financial Statements	'
	Estimates in the Financial Statements:  The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities, disclosure of contingent assets and liabilities at the date of the financial statements, and the reported amounts of revenues and expenses during the reporting period.  Actual results could differ from those estimates.  The allowance for loan losses, the identification and evaluation of impaired loans, the fair value of assets and liabilities acquired, impairment of goodwill, deferred tax assets and fair values of financial instruments are particularly subject to change.
Securities	'
	Securities:  The Company classifies its securities portfolio as either securities available for sale or securities held to maturity.  Securities held to maturity are carried at amortized cost.  The Company had no securities classified as held to maturity at December 31, 2013 or 2012.
	Securities available for sale might be sold before maturity and are carried at fair value.  Adjustments from amortized cost to fair value are recorded in other comprehensive income, net of related income tax. Other securities such as Federal Home Loan Bank stock and Federal Reserve Bank stock are carried at cost.
	Interest income includes amortization of purchase premium or discount computed using the level yield method.  Gains or losses on dispositions are recorded on the trade date and are based on the net proceeds and adjusted carrying amount of the securities sold using the specific identification method.  Securities are written down to fair value when a decline in fair value is not temporary.
	Management evaluates securities for other-than-temporary impairment (“OTTI”) at least on a quarterly basis, and more frequently when economic or market conditions warrant such an evaluation.  Declines in the fair value of securities below their cost that are other-than-temporary are reflected as realized losses.  In estimating other-than-temporary losses, management considers the length of time and extent that fair value has been less than cost and the financial condition and near term prospects of the issuer.  Management also assesses whether it intends to sell, or it is more likely than not that it will be required to sell, a security in an unrealized loss position before recovery of its amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the entire difference between amortized cost and fair value is recognized as impairment through earnings.  For debt securities that do not meet the aforementioned criteria, the amount of impairment is split into two components as follows: 1) OTTI related to credit loss, which must be recognized in the income statement and 2) OTTI related to other factors, which is recognized in other comprehensive income.  The credit loss is defined as the difference between the present value of the cash flows expected to be collected and the amortized cost basis. For equity securities, the entire amount of impairment is recognized through earnings.
Loans Held for Sale	'
	Loans Held for Sale:  Mortgage loans originated and intended for sale in the secondary market are carried at the lower of aggregate cost or market, as determined by outstanding commitments from investors.  Net unrealized losses, if any, are recorded as a valuation allowance and charged to earnings.  Loans are generally sold with servicing released.
Loans	'
	Loans:  Net loans are stated at the amount of recorded investment reduced by an allowance for loan losses.  The recorded investment in a loan is the unpaid principal reduced by any purchase discounts and unearned income.  The recorded investment excludes accrued interest receivable due to immateriality.  Interest income on loans is recognized on the unpaid principal balance on the accrual basis except for those loans in a non-accrual of income status.  The accrual of interest on impaired loans is discontinued when management believes, after consideration of economic and business conditions as well as collection efforts, that the borrowers’ financial condition is such that collection of interest is doubtful.  Loan origination fees, net of certain direct origination costs, are deferred and recognized in interest income using the level yield method without anticipating prepayments.
	Interest income on mortgage and commercial loans is discontinued at the time the loan is 90 days delinquent unless the loan is well-secured and in process of collection.  Consumer loans are typically charged off no later than 120 days past due.  Past due status is based on the contractual terms of the loan.  In all cases, loans are placed on nonaccrual or charged-off at an earlier date if collection of principal or interest is considered doubtful.  Non-accrual loans and loans past due 90 days still on accrual include both smaller balance homogeneous loans that are collectively evaluated for impairment and individually classified impaired loans.  A loan is moved to non-accrual status in accordance with the Company’s policy, typically after 90 days of non-payment.
	All interest accrued but not received for loans placed on non-accrual is reversed against interest income.  Interest received on such loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual.  Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured.
Concentration of Credit Risk	'
	Concentration of Credit Risk:  Most of the Company’s loans located in the Washington, DC metro area are commercial real estate loans.  Therefore, the Company’s exposure to credit risk is significantly affected by changes in the economy and commercial real estate collateral values in the Washington, DC metro area.
Certain Purchased Loans	'
	Certain Purchased Loans:  Loans acquired via branch purchase or acquisition after December 31, 2008 are recorded at the amount paid, such that there is no carryover of the seller’s allowance for loan losses.  Some of these purchased loans have shown evidence of credit deterioration since origination.  After acquisition, losses are recognized by an increase in the allowance for loan losses.
	Such purchased loans are accounted for individually or may be aggregated into pools of loans based on common risk characteristics such as loan type.  The Company estimates the amount and timing of expected cash flows for each purchased loan or pool, and the expected cash flows in excess of amount paid is recorded as interest income over the remaining life of the loan or pool (accretable yield).  The excess of the loan’s or pool’s contractual principal and interest over expected cash flows is not recorded (nonaccretable difference).
	Over the life of the loan or pool, expected cash flows continue to be estimated.  If the present value of expected cash flows is less than the carrying amount, a loss is recorded as an increase in the allowance for loan losses.  If the present value of expected cash flows is greater than the carrying amount, it is recognized as part of future interest income.
Allowance for Loan Losses	'
	Allowance for Loan Losses:  The allowance for loan losses is a valuation allowance for probable incurred credit losses increased by a provision for loan losses charged to expense.  The allowance is an amount that management believes will be adequate to absorb probable incurred losses on existing loans based on evaluations of the collectability of the loans and prior loan loss experience.  The evaluations take into consideration such factors as changes in the nature and volume of the loan portfolio, overall portfolio quality, review of specific problem loans, and current economic conditions that may affect the borrowers’ ability to pay.  Allocations of the allowance may be made for specific loans, but the entire allowance is available for any loan that, in management’s judgment, should be charged-off.  Loans are charged against the allowance for loan losses when management believes that the collection of principal is unlikely.  Subsequent recoveries, if any, are credited to the allowance.
	A loan is impaired when full payment under the loan terms is not expected.  Impairment is evaluated in total for smaller-balance loans of similar nature such as residential mortgage, consumer, and credit card loans, and accordingly, they are not separately identified for impairment disclosures.  All other loans are evaluated for impairment on an individual basis. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due.  Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired.  Management determines the significance of payment delays and payment shortfalls on case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed.  If a loan is impaired, a portion of the allowance is allocated so that the loan is reported, net, at the present value of estimated future cash flows using the loan’s existing rate or at the fair value of collateral if repayment is expected solely from the collateral.  Loans with restructured terms offering a concession to enable a struggling borrower to repay (Troubled Debt Restructurings) are measured at the present value of estimated future cash flows using the loan’s effective rate at inception.  If a troubled debt restructuring is considered to be a collateral dependent loan, the loan is reported, net, at the fair value of the collateral.  For troubled debt restructurings that subsequently default, the Company determines the amount of reserve in accordance with the accounting policy for the allowance for loan losses.
	The general component of the allowance covers non-impaired loans and is based on historical loss experience adjusted for current factors.  The historical loss experience is determined by portfolio segment and is based on the actual loss history experienced by the Company over the most recent 36 months.  This actual loss experience is supplemented with other economic factors based on the risks present for each portfolio segment.  These economic factors include consideration of the following:  levels of and trends in delinquencies and impaired loans; levels of and trends in charge-offs and recoveries; trends in volume and terms of loans; effects of any changes in risk selection and underwriting standards; other changes in lending policies, procedures, and practices; experience, ability, and depth of lending management and other relevant staff; national and local economic trends and conditions; industry conditions; and effects of changes in credit concentrations.  The following portfolio segments have been identified as having differing risk characteristics:
	Loans secured by 1-4 family real estate:  Loans secured by 1-4 family residential real estate represent the lowest risk of loans for the Company.  They include fixed and floating rate loans as well as loans for commercial purposes or consumer purposes.  The Company generally does not hold subprime residential mortgages.  Borrowers with loans in this category, whether for commercial or consumer purposes, tend to make their payments timely as they do not want to risk foreclosure and loss of their primary residence.
	Loans secured by multifamily residential real estate:  Loans secured by multifamily residential real estate consist primarily of loans secured by apartment buildings and can be either fixed or floating rate loans.  Multi-family residential real estate loans generally present a higher level of risk than loans secured by 1-4 family residential real estate because the borrower’s repayment ability typically comes from rents from tenants.  Local economic and employment fluctuations impact rent rolls and potentially the borrower’s repayment ability.
	Loans secured by owner occupied non-farm non-residential real estate:  Loans secured by owner occupied non-farm non-residential real estate consist of loans secured by commercial real estate owned and operated by the borrower.  These loans generally consist of loans to borrowers who either own the commercial real estate where their business is located and have pledged the property as collateral or have borrowed funds from the Company to purchase the commercial real estate where their business is operated and located.  The key factor is that the business operated within the pledged collateral generates the cash flow for repayment.  These loans generally present a higher level of risk than loans secured by multifamily residential real estate because the cash flow for repayment generally comes from the success of the business.  If economic conditions deteriorate, the business venture may not be successful or as successful in order for the borrower to make their loan payments and fund personal living expenses at the same time.  Collateral values will also fluctuate with local economic conditions.
	Loans secured by non-farm non-residential real estate: Loans secured by non-farm non-residential real estate consist of loans secured by commercial real estate that is not owner occupied.  These loans generally consist of loans collateralized by property whereby rents received from commercial tenants of the borrower are the source of repayment.   These loans generally present a higher level of risk than loans secured by owner occupied commercial real estate because repayment risk is expanded to be dependent on the success of multiple businesses which are paying rent to the borrower.  If multiple businesses fail due to deteriorating economic conditions or poor business management skills, the borrower may not have enough rents to cover their monthly payment.  Repayment risk is also increased depending on the level of surplus available commercial lease space in the local market area.
	Commercial and industrial loans not secured by real estate:  These loans to businesses do not have real estate as the underlying collateral.  Instead of real estate, collateral could be business assets such as equipment or accounts receivable or the personal guarantee of one or more guarantors.  These loans generally present a higher level of risk than loans secured commercial real estate because in the event of default by the borrower, the business assets must be liquidated and/or guarantors pursued for deficit funds.  Business assets are worth more while they are in use to produce income for the business and worth significantly less if the business is no longer in operation.  For this reason, the Company discounts the value on these types of collateral prior to meeting the Company’s loan-to-value policy limits.
	Consumer loans:  Consumer loans are generally loans to borrowers for non-business purposes.  They can be either secured or unsecured.  Consumer loans are generally small in the individual amount of principal outstanding and are repaid from the borrower’s private funds earned from employment.  Consumer lending risk is very susceptible to local economic trends.  If there is a consumer loan default, any collateral that may be repossessed is generally not well maintained and has a diminished value.  For this reason, consumer loans tend to have higher overall interest rates to cover the higher cost repossession and charge-offs.  However, due to their smaller average balance per borrower, consumer loans are collectively evaluated for impairment in determining the appropriate allowance for loan losses.
	All other loan types:  All other loan types are aggregated together for credit risk evaluation due to the varying nature but small number of the remaining types of loans in the Company’s loan portfolio.  Loans in this segment include but are not limited to commercial and residential construction loans, loans secured by farmland, agricultural loans and loans to tax-exempt entities.
Transfers of Financial Assets	'
	Transfers of Financial Assets:  Transfers of financial assets are accounted for as sales, when control over the assets has been relinquished.  Control over transferred assets is deemed to be surrendered when the assets have been isolated from the Company, the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity.
Premises and Equipment	'
	Premises and Equipment:  Land is carried at cost.  Premises and equipment are stated at cost less accumulated depreciation.  Depreciation is recorded principally by the straight-line method with useful lives ranging from 7 to 40 years for premises and from 3 to 15 years for equipment.
Other Real Estate Owned	'
	Other Real Estate Owned:  Real estate acquired through foreclosure is carried at the lower of the recorded investment in the property or its fair value less estimated costs to sell.  Upon repossession, the value of the underlying loan is adjusted to the fair value of the real estate less estimated costs to sell by a charge to the allowance for loan losses, if necessary, establishing a new cost basis.  If the fair value of the property declines subsequent to foreclosure, a valuation allowance is charged to operating expenses. Parcels of real estate maybe leased to third parties to offset holding period costs. Operating expenses of such properties, net of related income, and gains and losses on their disposition are included in other expenses.
Federal Home Loan Bank ("FHLB") stock	'
	Federal Home Loan Bank (“FHLB”) stock:  The Banks are members of the FHLB system.  Members are required to own a certain amount of stock based on the level of borrowings and other factors, and may invest in additional amounts.  FHLB stock is carried at cost, classified as a restricted security, and periodically evaluated for impairment based on ultimate recovery of par value.  Both cash and stock dividends are reported as income.
Federal Reserve Bank ("FRB") Stock	'
	Federal Reserve Bank (“FRB”) Stock:  Prior to its merger into Premier Bank, Inc., Consolidated Bank and Trust was a member of the Federal Reserve Bank of Richmond and owned FRB Stock.  FRB stock is carried at cost, classified as a restricted security, and periodically evaluated for impairment based on ultimate recovery of par value.  Both cash and stock dividends are reported as income.
Goodwill and Other Intangible Assets	'
	Goodwill and Other Intangible Assets:  Goodwill resulting from business combinations prior to January 1, 2009 represents the excess of the purchase price over the fair value of the net assets of businesses acquired.  Goodwill resulting from business combinations after January 1, 2009, is generally determined as the excess of the fair value of the consideration transferred, plus the fair value of any non-controlling interests in the acquired company, over the fair value of the net assets acquired and liabilities assumed as of the acquisition date.  Goodwill is not amortized but is assessed at least annually for impairment and any such impairment will be recognized in the period identified.  Impairment is evaluated using the aggregate of all banking operations.  Based upon the most recently completed goodwill impairment test, management concluded the recorded value of goodwill was not impaired as of October 31, 2013 based upon the estimated fair value of the Company’s single reporting unit.
	Other intangible assets consist of core deposit intangible assets arising from whole bank and branch acquisitions.  They are initially measured at fair value and then are amortized on an accelerated method over their estimated useful lives of approximately 8 years.
Long-term Assets	'
	Long-term Assets: Premises and equipment and other long-term assets are reviewed for impairment when events indicate that the carrying amount may not be recoverable from future undiscounted cash flows.  If impaired, the assets are recorded at fair value.
Repurchase Agreements	'
	Repurchase Agreements:  Substantially all repurchase agreement liabilities represent amounts advanced by various customers.  Securities are pledged to cover these liabilities, which are not covered by federal deposit insurance.
Stock Based Compensation	'
	Stock Based Compensation:  Compensation cost is recognized for stock options granted to employees based on the fair value of these awards at the date of grant. A Black-Scholes model is utilized to estimate the fair value of stock options.  Compensation cost is recognized on a straight-line basis over the required service period, generally defined as the vesting period.
Income Taxes	'
	Income Taxes:  Income tax expense is the total of the current year income tax due or refundable and the change in deferred tax assets and liabilities.  Deferred tax assets and liabilities are the expected future tax amounts for the temporary differences between carrying amounts and tax bases of assets and liabilities, computed using enacted tax rates.  A valuation allowance, if needed, reduces deferred tax assets to the amount expected to be realized.
	A tax position is recognized as a benefit only if it is more likely than not that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination. For tax positions not meeting the "more likely than not" test, no tax benefit is recorded.
	The Company recognizes interest related to income tax matters as other interest expense and penalties related to income tax matters as other noninterest expense.
Off Balance Sheet Financial Instruments	'
	Off Balance Sheet Financial Instruments:  Financial instruments include off-balance sheet credit instruments, such as commitments to make loans and commercial letters of credit, issued to meet customer financing needs.  The face amount for these items represents the exposure to loss, before considering customer collateral or ability to repay.  Such financial instruments are recorded when they are funded.
Earnings Per Common Share	'
	Earnings Per Common Share:  Basic earnings per common share is net income (available to common shareholders) divided by the weighted average number of common shares outstanding during the period.  Diluted earnings per common share includes the dilutive effect of additional potential common shares issuable under stock options and stock warrants.  Earnings and dividends per share are restated for all stock splits and dividends through the date of issuance of the financial statements.
Comprehensive Income	'
	Comprehensive Income:  Comprehensive income consists of net income and other comprehensive income (loss).  Other comprehensive income (loss) includes unrealized gains and losses on securities available for sale which is also recognized as a separate component of equity.
Loss Contingencies	'
	Loss Contingencies:  Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is probable and an amount or range of loss can be reasonably estimated.  Management does not believe there now are such matters that will have a material effect on the financial statements.
Fair Value of Financial Instruments	'
	Fair Value of Financial Instruments:  Fair values of financial instruments are estimated using relevant market information and other assumptions, as more fully disclosed in a separate note.  Fair value estimates involve uncertainties and matters of significant judgment regarding interest rates, credit risk, prepayments, and other factors, especially in the absence of broad markets for particular items.  Changes in assumptions or in market conditions could significantly affect the estimates.
Operating Segments	'
	Operating Segments:  All of the Company’s operations are considered by management to be aggregated into one reportable operating segment.  While the chief decision-makers monitor the revenue streams of the various products and services, the identifiable segments are not material.  Operations are managed and financial performance is evaluated on a Company-wide basis.
Reclassifications	'
	Reclassifications:  Some items in the prior year financial statements were reclassified to conform to the current presentation.
Adoption of New Accounting Standards	'
	Adoption of New Accounting Standards:
	In February 2013, the Financial Accounting Standards Board (“FASB”) issued ASU 2013-02, “Comprehensive Income (Topic 220):  Reporting of Amounts Reclassified Out of Accumulated Other Comprehensive Income (AOCI).”  The amendment requires an entity to present the reclassification adjustments out of AOCI and into net income for each component reported. These amounts may be disclosed before-tax or after-tax, and must be disclosed in either the income statement or the notes to the financial statements. This update is intended to supplement changes made in 2012 to increase the prominence of items reported in other comprehensive income. The standard became effective for the Company on January 1, 2013.  The adoption of this guidance resulted in the disclosures in Note 20 below and did not have a material impact upon the Company’s financial statements.
	In July 2012, the Financial Accounting Standards Board (“FASB”) amended existing guidance relating to testing indefinite-lived intangible assets for impairment.  The amendment permits an assessment of qualitative factors to determine whether the existence of events and circumstances indicates that it is more likely than not that the indefinite-lived intangible asset is impaired.  If, after assessing the totality of events and circumstances, it is concluded that it is not more likely than not that the indefinite-lived intangible asset is impaired, then no further action is required.  However, after the same assessment, if it is concluded that it is more likely than not that the indefinite-lived intangible asset is impaired, then a quantitative impairment test should be performed whereby the fair value of the indefinite-lived intangible asset is compared to the carrying amount.  The amendments in this guidance are effective for annual and interim impairment tests performed for fiscal years beginning after September 15, 2012.  Early adoption is permitted.  The adoption of this guidance is not expected to have a material impact upon the Company’s financial statements.

SUMMARY_OF_SIGNIFICANT_ACCOUNT2

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Tables)	12 Months Ended
	Dec. 31, 2013
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES [Abstract]	'
Accounts of the Company and its Wholly Owned Subsidiaries	'
	The consolidated financial statements include the accounts of Premier Financial Bancorp, Inc. (the Company) and its wholly-owned subsidiaries:
				Unaudited
				31-Dec-13
	Subsidiary	Location	Year	Total		Net
			Acquired	Assets		Income
	Citizens Deposit Bank & Trust	Vanceburg, Kentucky	1991	$	363,248	$	5,081
	Premier Bank, Inc.	Huntington, West Virginia	1998		729,695		9,930
	Parent and Intercompany Eliminations				7,236		(1,782	)
	Consolidated total			$	1,100,179	$	13,229

SECURITIES_Tables

SECURITIES (Tables)	12 Months Ended
	Dec. 31, 2013
SECURITIES [Abstract]	'
Amortized Cost and Fair Value of Investment Securities, by Category	'
	Amortized cost and fair value of securities available for sale and the related gross unrealized gains and losses recognized in accumulated other comprehensive income (loss) were as follows:
	2013	Amortized Cost		Unrealized Gains			Unrealized Losses			Fair Value
	Available for sale
	Mortgage-backed securities
	U. S. sponsored agency MBS - residential	$	27,681	$	463		$	(321	)	$	27,823
	U. S. sponsored agency CMO’s - residential		178,000		1,167			(2,445	)		176,722
	Total mortgage-backed securities of government sponsored agencies		205,681		1,630			(2,766	)		204,545
	U. S. government sponsored agency securities		7,058		30			(107	)		6,981
	Obligations of states and political subdivisions		6,275		265			-			6,540
	Total available for sale	$	219,014	$	1,925		$	(2,873	)	$	218,066
	2012	Amortized Cost		Unrealized Gains			Unrealized Losses			Fair Value
	Available for sale
	Mortgage-backed securities
	U. S. sponsored agency MBS - residential	$	35,172	$	1,928		$	-		$	37,100
	U. S. sponsored agency CMO’s - residential		206,466		6,392			(11	)		212,847
	Total mortgage-backed securities of government sponsored agencies		241,638		8,320			(11	)		249,947
	U. S. government sponsored agency securities		22,062		182			-			22,244
	Obligations of states and political subdivisions		7,419		441			-			7,860
	Other securities		2,892		1,105			(73	)		3,924
	Total available for sale	$	274,011	$	10,048		$	(84	)	$	283,975
Amortized Cost and Fair Value of Securities by Contractual Maturity	'
	The amortized cost and fair value of securities at December 31, 2013 by contractual maturity are shown below.  Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.
		Amortized		Fair
		Cost		Value
	Available for sale
	Due in one year or less	$	1,017	$	1,027
	Due after one year through five years		8,319		8,604
	Due after five years through ten years		3,997		3,890
	Mortgage-backed securities of government sponsored agencies		205,681		204,545
	Total available for sale	$	219,014	$	218,066
Securities in Continuous Unrealized Loss Position	'
	Securities with unrealized losses at year-end 2013 aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position are as follows:
		Less than 12 Months					12 Months or More						Total
	Description of Securities	Fair Value		Unrealized Loss			Fair Value			Unrealized Loss			Fair Value		Unrealized Loss
	U.S government sponsored agency securities	$	3,890	$	(107	)	$	-		$	-		$	3,890	$	(107	)
	U.S government sponsored agency MBS’s – residential		13,797		(321	)		-			-			13,797		(321	)
	U.S government sponsored agency CMO’s – residential		102,341		(2,445	)		-			-			102,341		(2,445	)
	Total temporarily impaired	$	120,028	$	(2,873	)	$	-		$	-		$	120,028	$	(2,873	)
	Securities with unrealized losses at year-end 2012 aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position are as follows:
		Less than 12 Months					12 Months or More						Total
	Description of Securities	Fair Value		Unrealized Loss			Fair Value			Unrealized Loss			Fair Value		Unrealized Loss
	U.S government sponsored agency CMO’s – residential	$	2,077	$	(11	)	$	-		$	-		$	2,077	$	(11	)
	Other securities		-		-			4			(73	)		4		(73	)
	Total temporarily impaired	$	2,077	$	(11	)	$	4		$	(73	)	$	2,081	$	(84	)

LOANS_Tables

LOANS (Tables)	12 Months Ended
	Dec. 31, 2013
LOANS [Abstract]	'
Major Classifications of Loans	'
	Major classifications of loans at year-end are summarized as follows:
		2013			2012
	Residential real estate	$	216,081		$	214,743
	Multifamily real estate		38,456			28,673
	Commercial real estate:
	Owner occupied		90,539			91,902
	Non owner occupied		208,756			178,849
	Commercial and industrial		85,301			84,430
	Consumer		25,113			28,128
	All other		76,524			77,900
		$	740,770		$	704,625
Analysis of Activity with Respect to all Director and Executive Officer Loans	'
	An analysis of the 2013 activity with respect to all director and executive officer loans is as follows:
	Balance, December 31, 2012	$	16,639
	Additions, including loans now meeting disclosure requirements		1,530
	Amounts collected and loans no longer meeting disclosure requirements		(6,973	)
	Balance, December 31, 2013	$	11,196
Activity in the Allowance for Loan Losses by Portfolio Segment	'
	Activity in the allowance for loan losses by portfolio segment for the year ending December 31, 2013 was as follows:
	Loan Class	Balance			Provision for loan losses			Loans charged-off			Recoveries			Balance
		31-Dec-12												Dec 31, 2013
	Residential real estate	$	2,163		$	803		$	(292	)	$	20		$	2,694
	Multifamily real estate		331			86			-			-			417
	Commercial real estate:
	Owner occupied		1,117			123			(132	)		299			1,407
	Non owner occupied		1,888			163			(14	)		-			2,037
	Commercial and industrial		3,046			(918	)		(32	)		88			2,184
	Consumer		244			168			(188	)		73			297
	All other		2,699			(800	)		(251	)		343			1,991
	Total	$	11,488		$	(375	)	$	(909	)	$	823		$	11,027
	Activity in the allowance for loan losses by portfolio segment for the year ending December 31, 2012 was as follows:
	Loan Class	Balance			Provision for loan losses			Loans charged-off			Recoveries			Balance
		31-Dec-11												31-Dec-12
	Residential real estate	$	2,134		$	709		$	(728	)	$	48		$	2,163
	Multifamily real estate		284			47			-			-			331
	Commercial real estate:
	Owner occupied		918			(68	)		(15	)		282			1,117
	Non owner occupied		2,381			(198	)		(318	)		23			1,888
	Commercial and industrial		1,880			2,419			(1,259	)		6			3,046
	Consumer		298			72			(227	)		101			244
	All other		1,900			1,279			(606	)		126			2,699
	Total	$	9,795		$	4,260		$	(3,153	)	$	586		$	11,488
	Activity in the allowance for loan losses by portfolio segment for the year ending December 31, 2011 was as follows:
	Loan Class	Balance			Provision for loan losses			Loans charged-off			Recoveries			Balance
		31-Dec-10												31-Dec-11
	Residential real estate	$	2,666		$	(241	)	$	(347	)	$	56		$	2,134
	Multifamily real estate		252			11			-			21			284
	Commercial real estate:
	Owner occupied		1,141			(52	)		(171	)		-			918
	Non owner occupied		1,644			1,081			(382	)		38			2,381
	Commercial and industrial		2,421			(555	)		(23	)		37			1,880
	Consumer		366			(4	)		(152	)		88			298
	All other		1,375			3,390			(2,951	)		86			1,900
	Total	$	9,865		$	3,630		$	(4,026	)	$	326		$	9,795
Purchased Loans	'
	The following tables present the recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans as of December 31, 2013 and December 31 2012.  The recorded investment in non-accrual loans is less than the principal owed on non-accrual loans due to discounts applied to the carrying value of the loan at time of their acquisition and interest payments made by the borrower which have been used to reduce the recorded investment in the loan rather than recognized as interest income.
	31-Dec-13	Principal Owed on Non-accrual Loans			Recorded Investment in Non-accrual Loans			Loans Past Due Over 90 Days, still accruing
	Residential  real estate	$	2,021		$	1,725		$	1,737
	Multifamily real estate		3,282			1,889			1,369
	Commercial real estate
	Owner occupied		1,364			1,147			1,387
	Non owner occupied		2,683			1,973			3,739
	Commercial and industrial		6,838			4,961			84
	Consumer		167			148			16
	All other		12,212			4,798			146
	Total	$	28,567		$	16,641		$	8,478
	31-Dec-12	Principal Owed on Non-accrual Loans			Recorded Investment in Non-accrual Loans			Loans Past Due Over 90 Days, still accruing
	Residential  real estate	$	3,145		$	2,813		$	208
	Multifamily real estate		5,501			4,390			227
	Commercial real estate
	Owner occupied		1,153			976			783
	Non owner occupied		3,207			2,174			74
	Commercial and industrial		11,407			9,897			555
	Consumer		278			267			-
	All other		5,468			5,289			2,043
	Total	$	30,159		$	25,806		$	3,890
Purchase Loans Accretable Yield, or Income Expected to be Collected	'
	The accretable yield, or income expected to be collected, on the purchased loans above is as follows at December 31 2013 and December 31, 2012.  There was no accretable yield on the purchased loans above prior to January 1, 2012.
		2013			2012
	Balance at January 1	$	635		$	-
	New loans purchased		-			-
	Accretion of income		(26	)		(6	)
	Income recognized upon full repayment		(415	)		-
	Reclassifications from non-accretable difference		23			641
	Disposals		-			-
	Balance at December 31	$	217		$	635
Past Due and Non-performing Loans	'
	The following tables present the recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans as of December 31, 2013 and December 31 2012.  The recorded investment in non-accrual loans is less than the principal owed on non-accrual loans due to discounts applied to the carrying value of the loan at time of their acquisition and interest payments made by the borrower which have been used to reduce the recorded investment in the loan rather than recognized as interest income.
	31-Dec-13	Principal Owed on Non-accrual Loans			Recorded Investment in Non-accrual Loans			Loans Past Due Over 90 Days, still accruing
	Residential  real estate	$	2,021		$	1,725		$	1,737
	Multifamily real estate		3,282			1,889			1,369
	Commercial real estate
	Owner occupied		1,364			1,147			1,387
	Non owner occupied		2,683			1,973			3,739
	Commercial and industrial		6,838			4,961			84
	Consumer		167			148			16
	All other		12,212			4,798			146
	Total	$	28,567		$	16,641		$	8,478
	31-Dec-12	Principal Owed on Non-accrual Loans			Recorded Investment in Non-accrual Loans			Loans Past Due Over 90 Days, still accruing
	Residential  real estate	$	3,145		$	2,813		$	208
	Multifamily real estate		5,501			4,390			227
	Commercial real estate
	Owner occupied		1,153			976			783
	Non owner occupied		3,207			2,174			74
	Commercial and industrial		11,407			9,897			555
	Consumer		278			267			-
	All other		5,468			5,289			2,043
	Total	$	30,159		$	25,806		$	3,890
Aging of Recorded Investment in Past Due Loans by Loan Class	'
	The following table presents the aging of the recorded investment in past due loans as of December 31, 2013 by class of loans:
	Loan Class	Total Loans			30-89 Days Past Due			Greater than 90 days past due			Total Past Due			Loans Not Past Due
	Residential real estate	$	216,081		$	4,770		$	2,431		$	7,201		$	208,880
	Multifamily real estate		38,456			367			2,688			3,055			35,401
	Commercial real estate:
	Owner occupied		90,539			516			2,073			2,589			87,950
	Non owner occupied		208,756			278			5,478			5,756			203,000
	Commercial and industrial		85,301			1,433			1,438			2,871			82,430
	Consumer		25,113			421			82			503			24,610
	All other		76,524			2,510			4,881			7,391			69,133
	Total	$	740,770		$	10,295		$	19,071		$	29,366		$	711,404
	The following table presents the aging of the recorded investment in past due loans as of December 31, 2012 by class of loans:
	Loan Class	Total Loans			30-89 Days Past Due			Greater than 90 days past due			Total Past Due			Loans Not Past Due
	Residential real estate	$	214,743		$	9,356		$	2,040		$	11,396		$	203,347
	Multifamily real estate		28,673			695			3,893			4,588			24,085
	Commercial real estate:
	Owner occupied		91,902			6,212			1,129			7,341			84,561
	Non owner occupied		178,849			5,267			2,248			7,515			171,334
	Commercial and industrial		84,430			2,306			2,485			4,791			79,639
	Consumer		28,128			602			176			778			27,350
	All other		77,900			468			7,332			7,800			70,100
	Total	$	704,625		$	24,906		$	19,303		$	44,209		$	660,416
Allowance for Loan Losses and Recorded Investment in Loans by Portfolio Segment Based on Impairment Method	'
	The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of December 31, 2013:
		Allowance for Loan Losses												Loan Balances
	Loan Class	Individually Evaluated for Impairment			Collectively Evaluated for Impairment			Acquired with Deteriorated Credit Quality			Total			Individually Evaluated for Impairment		Collectively Evaluated for Impairment		Acquired with Deteriorated Credit Quality		Total
	Residential real estate	$	138		$	2,556		$	-		$	2,694		$	2,787	$	213,111	$	183	$	216,081
	Multifamily real estate		-			417			-			417			1,822		35,405		1,229		38,456
	Commercial real estate:
	Owner occupied		170			1,237			-			1,407			2,386		87,903		250		90,539
	Non-owner occupied		362			1,675			-			2,037			1,024		200,950		6,782		208,756
	Commercial and industrial		1,088			964			132			2,184			4,270		80,535		496		85,301
	Consumer		-			297			-			297			-		25,113		-		25,113
	All other		102			1,389			500			1,991			3,279		68,622		4,623		76,524
	Total	$	1,860		$	8,535		$	632		$	11,027		$	15,568	$	711,639	$	13,563	$	740,770
	The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of December 31, 2012:
		Allowance for Loan Losses												Loan Balances
	Loan Class	Individually Evaluated for Impairment			Collectively Evaluated for Impairment			Acquired with Deteriorated Credit Quality			Total			Individually Evaluated for Impairment		Collectively Evaluated for Impairment		Acquired with Deteriorated Credit Quality		Total
	Residential real estate	$	358		$	1,805		$	-		$	2,163		$	4,609	$	209,932	$	202	$	214,743
	Multifamily real estate		-			331			-			331			1,670		23,830		3,173		28,673
	Commercial real estate:
	Owner occupied		74			1,043			-			1,117			2,511		89,120		271		91,902
	Non-owner occupied		362			1,526			-			1,888			2,627		170,326		5,896		178,849
	Commercial and industrial		2,173			873			-			3,046			10,799		73,120		511		84,430
	Consumer		-			244			-			244			-		28,128		-		28,128
	All other		375			1,824			500			2,699			4,271		69,133		4,496		77,900
	Total	$	3,342		$	7,646		$	500		$	11,488		$	26,487	$	663,589	$	14,549	$	704,625
Loans Individually Evaluated for Impairment by Class of Loans	'
	The following table presents loans individually evaluated for impairment by class of loans as of December 31, 2013.  The table includes $7,483 of loans acquired with deteriorated credit quality that are still individually evaluated for impairment.
		Unpaid Principal Balance			Recorded Investment			Allowance for Loan Losses Allocated
	With no related allowance recorded:
	Residential  real estate	$	1,513		$	1,314		$	-
	Multifamily real estate		4,449			3,051			-
	Commercial real estate
	Owner occupied		2,601			1,986			-
	Non owner occupied		1,861			1,184			-
	Commercial and industrial		809			49			-
	All other		3,185			3,167			-
			14,418			10,751			-
	With an allowance recorded:
	Residential  real estate	$	1,668		$	1,656		$	138
	Commercial real estate
	Owner occupied		515			515			170
	Non owner occupied		810			790			362
	Commercial and industrial		5,543			4,604			1,220
	All other		12,132			4,735			602
			20,668			12,300			2,492
	Total	$	35,086		$	23,051		$	2,492
	The following table presents loans individually evaluated for impairment by class of loans as of December 31, 2012.  The table includes $9,421 of loans acquired with deteriorated credit quality that are still individually evaluated for impairment.
		Unpaid Principal Balance			Recorded Investment			Allowance for Loan Losses Allocated
	With no related allowance recorded:
	Residential  real estate	$	1,886		$	1,714		$	-
	Multifamily real estate		6,332			4,533			-
	Commercial real estate
	Owner occupied		2,876			2,196			-
	Non owner occupied		3,912			2,916			-
	Commercial and industrial		2,031			837			-
	All other		3,426			3,427			-
			20,463			15,623			-
	With an allowance recorded:
	Residential  real estate	$	3,118		$	3,097		$	358
	Commercial real estate
	Owner occupied		586			586			74
	Non owner occupied		809			789			362
	Commercial and industrial		10,771			10,473			2,173
	All other		5,517			5,340			875
			20,801			20,285			3,842
	Total	$	41,264		$	35,908		$	3,842
Average Balance of Loans Individually Evaluated for Impairment and Interest Income Recognized	'
	The following table presents by loan class, the average balance of loans individually evaluated for impairment and interest income recognized on these loans for the three years ended December 31, 2013.  The table includes loans acquired with deteriorated credit quality that are still individually evaluated for impairment.
		Year ended Dec 31, 2013					Year ended Dec 31, 2012				Year ended Dec 31, 2011
	Loan Class	Average Recorded Investment		Interest Income Recognized	Cash Basis Interest Recognized		Average Recorded Investment	Interest Income Recognized		Cash Basis Interest Recognized	Average Recorded Investment		Interest Income Recognized	Cash Basis Interest Recognized
	Residential real estate	$    4,069		$        180	$      171		$    8,887	$        518		$        516	$    2,227		$        84	$        81
	Multifamily real estate	3,810		847	845		6,143	1,408		1,406	8,428		150	151
	Commercial real estate:
	Owner occupied	2,602		168	141		7,195	1,025		1,028	12,653		1,083	1,082
	Non-owner occupied	2,509		9	9		9,785	73		79	11,417		113	84
	Commercial and industrial	8,425		47	47		10,052	427		417	7,196		217	211
	Consumer	-		-	-		29	2		2	43		5	5
	All other	8,796		273	273		7,599	1,019		968	11,755		184	188
	Total	$30,211		$      1,524	$    1,486		$49,690	$     4,472		$    4,416	$53,719		$     1,836	$    1,802
Troubled Debt Restructurings	'
	The following table presents TDR’s as of December 31, 2013 and December 31, 2012:
	31-Dec-13	TDR’s on Non-accrual			Other TDR’s			Total TDR’s
	Residential  real estate	$	23		$	296		$	319
	Commercial real estate
	Non owner occupied		-			506			506
	Commercial and industrial		-			831			831
	Consumer		-			5			5
	All other		-			2,017			2,017
	Total	$	23		$	3,655		$	3,678
	31-Dec-12	TDR’s on Non-accrual			Other TDR’s			Total TDR’s
	Residential  real estate	$	1,020		$	240		$	1,260
	Commercial real estate
	Owner occupied		-			4,224			4,224
	Non owner occupied		-			4,920			4,920
	Commercial and industrial		2			2,525			2,527
	All other		-			2,197			2,197
	Total	$	1,022		$	14,106		$	15,128
Troubled Debt Restructuring During the Period	'
	The following table presents TDR’s that occurred during the years ended December 31, 2013 and December 31, 2012.
		Year ended December 31, 2013									Year ended December 31, 2012
	Loan Class	Number of Loans			Pre-Modification Outstanding Recorded Investment			Post-Modification Outstanding Recorded Investment			Number of Loans			Pre-Modification Outstanding Recorded Investment		Post-Modification Outstanding Recorded Investment
	Commercial real estate
	Non-owner occupied		-		$	-		$	-			1		$	519	$	519
	Commercial and industrial		-			-			-			1			1,809		1,809
	All other		1			16			16			1			190		190
	Total		1		$	16		$	16			3		$	2,518	$	2,518
Risk Category of Loans by Class of Loans	'
	As of December 31, 2013, and based on the most recent analysis performed, the risk category of loans by class of loans is as follows:
	Loan Class	Pass			Special Mention			Substandard			Doubtful			Total Loans
	Residential real estate	$	202,789		$	6,204		$	7,065		$	23		$	216,081
	Multifamily real estate		34,487			918			3,051			-			38,456
	Commercial real estate:
	Owner occupied		79,694			7,431			3,348			66			90,539
	Non-owner occupied		196,338			8,569			3,849			-			208,756
	Commercial and industrial		78,205			2,269			4,753			74			85,301
	Consumer		24,772			204			137			-			25,113
	All other		62,180			5,947			8,285			112			76,524
	Total	$	678,465		$	31,542		$	30,488		$	275		$	740,770
	As of December 31, 2012, and based on the most recent analysis performed, the risk category of loans by class of loans is as follows:
	Loan Class	Pass			Special Mention			Substandard			Doubtful			Total Loans
	Residential real estate	$	195,210		$	10,115		$	9,327		$	91		$	214,743
	Multifamily real estate		19,747			1,912			7,014			-			28,673
	Commercial real estate:
	Owner occupied		74,529			8,994			8,379			-			91,902
	Non-owner occupied		163,337			7,685			7,827			-			178,849
	Commercial and industrial		70,180			2,739			11,508			3			84,430
	Consumer		27,931			123			74			-			28,128
	All other		64,009			814			12,386			691			77,900
	Total	$	614,943		$	32,382		$	56,515		$	785		$	704,625

PREMISES_AND_EQUIPMENT_Tables

PREMISES AND EQUIPMENT (Tables)	12 Months Ended
	Dec. 31, 2013
PREMISES AND EQUIPMENT [Abstract]	'
Year-end Premises and Equipment	'
	Year-end premises and equipment were as follows:
		2013			2012
	Land and improvements	$	3,614		$	3,614
	Buildings and leasehold improvements		13,695			13,454
	Furniture and equipment		7,646			8,974
	Assets purchased not yet placed in service		2,292			-
			27,247			26,042
	Less: accumulated depreciation		(9,449	)		(10,090	)
		$	17,798		$	15,952
Operating Leases	'
	The Company leases certain branch and other properties as well as some equipment under operating leases.  Some leases provide for periodic rate adjustments based on cost-of-living index changes. Rent expense, net of rental income, was $990, 985, and $1,162 for 2013, 2012, and 2011.  Rent commitments, before considering renewal options that generally are present, were as follows:
	2014	$	904
	2015		793
	2016		764
	2017		738
	2018 and thereafter		278
		$	3,477

GOODWILL_AND_OTHER_INTANGIBLE_1

GOODWILL AND OTHER INTANGIBLE ASSETS (Tables)	12 Months Ended
	Dec. 31, 2013
GOODWILL AND OTHER INTANGIBLE ASSETS [Abstract]	'
Change in Balance for Goodwill	'
	The change in the balance for goodwill during the year is as follows:
		2013		2012			2011
	Beginning of year	$	29,875	$	29,875		$	29,875
	Acquired goodwill and other adjustments		-		-			-
	Impairment		-		-			-
	End of year	$	29,875	$	29,875		$	29,875
Acquired Intangible Assets	'
	Acquired intangible assets at December 31, 2013 and 2012 were as follows.
		2013					2012
		Gross Carrying		Accumulated Amortization			Gross Carrying		Accumulated Amortization
		Amount					Amount
	Core deposit intangible	$	5,355	$	(3,234	)	$	5,355	$	(2,634	)
Estimated Amortization Expense	'
	Estimated amortization expense for each of the next five years:
	2014		575
	2015		575
	2016		457
	2017		353
	2018 and thereafter		161
		$	2,121

DEPOSITS_Tables

DEPOSITS (Tables)	12 Months Ended
	Dec. 31, 2013
DEPOSITS [Abstract]	'
Maturities of Time Deposits	'
	At December 31, 2013 the scheduled maturities of time deposits are as follows:
	2014	$	221,964
	2015		62,099
	2016		24,513
	2017		14,047
	2018 and thereafter		8,736
		$	331,359

SECURITIES_SOLD_UNDER_AGREEMEN1

SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE (Tables)	12 Months Ended
	Dec. 31, 2013
SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE [Abstract]	'
Securities Sold under Agreements to Repurchase	'
	Securities sold under agreements to repurchase generally mature within one to ninety days from the transaction date.  Information concerning securities sold under agreements to repurchase is summarized as follows:
		2013			2012
	Year-end balance	$	11,319		$	26,102
	Average balance during the year	$	13,486		$	20,944
	Average interest rate during the year		0.25	%		0.42	%
	Maximum month-end balance during the year	$	22,988		$	26,102
	Weighted average interest rate at year-end		0.25	%		0.23	%

NOTES_PAYABLE_AND_OTHER_BORROW1

NOTES PAYABLE AND OTHER BORROWED FUNDS (Tables)	12 Months Ended
	Dec. 31, 2013
NOTES PAYABLE AND OTHER BORROWED FUNDS [Abstract]	'
Scheduled Principal Payments Due	'
	Scheduled principal payments due on the bank borrowings subsequent to December 31, 2013 are as follows:
	2014	$	2,162
	2015		2,162
	2016		2,162
	2017		2,162
	2018		2,162
	Thereafter		2,990
		$	13,800

INCOME_TAXES_Tables

INCOME TAXES (Tables)	12 Months Ended
	Dec. 31, 2013
INCOME TAXES [Abstract]	'
Components of the Provision (Benefits) for Income Taxes	'
	The components of the provision (benefit) for income taxes are as follows:
		2013			2012			2011
	Current	$	5,509		$	5,105		$	376
	Deferred		1,895			568			4,099
	Change in valuation allowance		-			-			(675	)
	Provision for income taxes	$	7,404		$	5,673		$	3,800
Deferred Tax Assets and Liabilities	'
	The Company’s deferred tax assets and liabilities at December 31 are shown below.
		2013			2012
	Deferred tax assets
	Allowance for loan losses	$	4,016		$	4,181
	Purchase accounting adjustments		2,611			3,745
	Net operating loss carryforward		1,048			1,569
	Write-downs of other real estate owned		893			748
	Taxable income on non-accrual loans		2,053			1,955
	Security writedown		-			250
	Capital loss carryforward		196			-
	Accrued expenses		172			131
	Unrealized loss on investment securities		322			-
	Other		19			11
	Total deferred tax assets		11,330			12,590
	Deferred tax liabilities
	Amortization of intangibles	$	(4,615	)	$	(4,405	)
	Depreciation		(1,101	)		(1,027	)
	Federal Home Loan Bank dividends		(377	)		(377	)
	Deferred loan fees		(567	)		(548	)
	Unrealized gain on investment securities		-			(3,388	)
	Other		(71	)		(61	)
	Total deferred tax liabilities		(6,731	)		(9,806	)
	Valuation allowance on deferred tax assets		(160	)		(160	)
	Net deferred taxes	$	4,439		$	2,624
Analysis of Differences Between the Effective Tax Rates and the Statutory U.S. Federal Income Tax Rate	'
	An analysis of the differences between the effective tax rates and the statutory U.S. federal income tax rate is as follows:
		2013						2012					2011
	U.S. federal income tax rate	$	7,015			34	%	$	5,439		34	%	$	3,729		34	%
	Changes from the statutory rate
	Impact of graduated federal tax rate		72			0.4			26		0.2			-		-
	State income taxes, net		439			2.1			376		2.4			1,220		11.1
	Tax-exempt interest income		(149	)		(0.7	)		(173	)	(1.1	)		(194	)	(1.8	)
	Non-deductible interest expense related to carrying tax-exempt		9			0			12		0.1			8		0.1
	interest earning assets
	Non-deductible stock compensation expense		57			0.3			62		0.4			36		0.3
	Tax credits, net		(49	)		(0.2	)		(49	)	(0.3	)		(49	)	(0.4	)
	Change in valuation allowance, net		-			-			-		-			(675	)	(6.1	)
	Other		10			0			(20	)	(0.2	)		(275	)	(2.5	)
		$	7,404			35.9	%	$	5,673		35.5	%	$	3,800		34.7	%

STOCK_COMPENSATION_EXPENSE_Tab

STOCK COMPENSATION EXPENSE (Tables)	12 Months Ended
	Dec. 31, 2013
STOCK COMPENSATION EXPENSE [Abstract]	'
Assumption Used in the Black-Scholes Option-pricing Model	'
	The fair value of the Company's employee stock options granted is estimated at the date of grant using the Black-Scholes option-pricing model. This model requires the input of highly subjective assumptions, changes to which can materially affect the fair value estimate. Additionally, there may be other factors that would otherwise have a significant effect on the value of employee stock options granted but are not considered by the model. The assumptions used in the Black-Scholes option-pricing model are as follows
		2013			2012			2011
	Risk-free interest rate		1.96	%		2.31	%		3.58	%
	Expected option life (yrs)		10			10			10
	Expected stock price volatility		35.24	%		34.93	%		30.01	%
	Dividend yield		3.86	%		2.68	%		4.03	%
	Weighted average fair value of options granted during the year	$	2.85		$	2.34		$	1.63
Summary of Stock Option Activity	'
	A summary of the Company’s stock option activity is as follows:
		----------2013----------						----------2012----------						----------2011----------
		Options			Weighted			Options			Weighted			Options			Weighted
					Average						Average						Average
					Exercise						Exercise						Exercise
					Price						Price						Price
	Outstanding at beginning of year		392,366		$	9.24			350,949		$	9.69			255,649		$	10.77
	Grants		52,900			11.39			105,700			7.47			102,000			6.95
	Exercises		(78,584	)		7.77			(25,550	)		7.52			-			-
	Forfeitures or expired		(12,401	)		7.9			(38,733	)		9.61			(6,700	)		9.1
	Outstanding at year-end		354,281		$	9.84			392,366		$	9.24			350,949		$	9.69
	Exercisable at year-end		212,731		$	10.55			220,646		$	10.68			206,727		$	11.36
	Weighted average remaining life		6.1						6.6						6.4
Stock Option Activity by Range of Exercise Prices	'
	Additional information regarding stock options outstanding and exercisable at December 31, 2013 is provided in the following table:
			- - - - - - - - Outstanding - - - - - - - -									- - - - - - - - Currently Exercisable - - - - - - - -
	Range of Exercise Prices		Number			Weighted Average Exercise Price			Aggregate Intrinsic Value			Number			Weighted Average Remaining Contractual Life			Weighted Average Exercise Price		Aggregate Intrinsic Value
	$6.50 to $10.00			197,248		$	7.4		$	1,331			106,798			6.5		$	7.48	$	712
	$10.01 to $12.50			72,933			11.46			196			21,833			1.1			11.62		55
	$12.51 to $15.00			60,600			13.46			44			60,600			3.7			13.46		44
	$15.01 to $17.50			23,500			16			-			23,500			2.1			16		-
	Outstanding at Dec 31, 2013			354,281			9.84		$	1,571			212,731			4.7			10.55	$	811

EARNINGS_PER_SHARE_Tables

EARNINGS PER SHARE (Tables)	12 Months Ended
	Dec. 31, 2013
EARNINGS PER SHARE [Abstract]	'
Reconciliation of Numerators and Denominators of the Earnings Per Share	'
	A reconciliation of the numerators and denominators of the earnings per common share and earnings per common share assuming dilution computations for 2013, 2012 and 2011 is presented below:
		2013		2012		2011
	Basic earnings per share
	Income available to common stockholders	$	12,570	$	10,155	$	5,947
	Weighted average common shares outstanding		7,997,047		7,940,892		7,937,143
	Earnings per share	$	1.57	$	1.28	$	0.75
	Diluted earnings per share
	Income available to common stockholders	$	12,570	$	10,155	$	5,947
	Weighted average common shares outstanding		7,997,047		7,940,892		7,937,143
	Add dilutive effects of potential additional common stock		448,202		240,611		97,936
	Weighted average common and dilutive potential common shares outstanding		8,445,249		8,181,503		8,035,079
	Earnings per share assuming dilution	$	1.49	$	1.24	$	0.74

FAIR_VALUE_Tables

FAIR VALUE (Tables)	12 Months Ended
	Dec. 31, 2013
FAIR VALUE [Abstract]	'
Carrying Amounts and Estimated Fair Values of Financial Instruments	'
	The carrying amounts and estimated fair values of financial instruments at December 31, 2013 were as follows:
						Fair Value Measurements at December 31, 2013 Using
		Carrying				Level 1				Level 2			Level 3		Total
		Amount
	Financial assets
	Cash and due from banks	$	63,984			$	63,984			$	-		$	-	$	63,984
	Federal funds sold		12,777				12,777				-			-		12,777
	Securities available for sale		218,066				-				217,926			140		218,066
	Loans held for sale		77				-				-			77		77
	Loans, net		729,743				-				-			725,588		725,588
	Federal Home Loan Bank stock		4,183				n/a				n/a			n/a		n/a
	Interest receivable		3,132				-				593			2,539		3,132
	Financial liabilities
	Deposits	$	(924,023	)		$	(592,664	)		$	(332,475	)	$	-	$	(925,139	)
	Securities sold under agreements to repurchase		(11,319	)			-				(11,319	)		-		(11,319	)
	Other borrowed funds		(13,800	)			-				(13,811	)		-		(13,811	)
	Interest payable		(383	)			(5	)			(378	)		-		(383	)
	The carrying amounts and estimated fair values of financial instruments at December 31, 2012 were as follows:
						Fair Value Measurements at December 31, 2012 Using
		Carrying				Level 1				Level 2			Level 3		Total
		Amount
	Financial assets
	Cash and due from banks	$	66,009			$	66,009			$	-		$	-	$	66,009
	Federal funds sold		4,236				4,236				-			-		4,236
	Securities available for sale		283,975				-				283,835			140		283,975
	Loans held for sale		200				-				-			200		200
	Loans, net		693,137				-				-			691,519		691,519
	Federal Home Loan Bank stock		4,181				n/a				n/a			n/a		n/a
	Interest receivable		3,403				-				827			2,576		3,403
	Financial liabilities
	Deposits	$	(930,583	)		$	(577,274	)		$	(356,730	)	$	-	$	(934,004	)
	Securities sold under agreements to repurchase		(26,102	)			-				(26,102	)		-		(26,102	)
	Other borrowed funds		(16,049	)			-				(16,022	)		-		(16,022	)
	Interest payable		(489	)			(6	)			(483	)		-		(489	)
Assets and Liabilities Measured at Fair Value on a Recurring Basis	'
	Assets and liabilities measured at fair value on a recurring basis at December 31, 2013 are summarized below:
						Fair Value Measurements at
						December 31, 2013 Using:
		Carrying Value				Quoted Prices in Active Markets for Identical Assets				Significant Other Observable Inputs			Significant Unobservable Inputs
						(Level 1)				(Level 2)			(Level 3)
	Securities available for sale
	Mortgage-backed securities
	U. S. agency MBS - residential	$	27,823			$	-			$	27,823		$	-
	U. S. agency CMO’s		176,722				-				176,722			-
	Total mortgage-backed securities of government sponsored agencies		204,545				-				204,545			-
	U. S. government sponsored agency securities		6,981				-				6,981			-
	Obligations of states and political subdivisions		6,540				-				6,400			140
	Total securities available for sale	$	218,066			$	-			$	217,926		$	140
	Assets and liabilities measured at fair value on a recurring basis at December 31, 2012 are summarized below:
						Fair Value Measurements at
						December 31, 2012 Using:
		Carrying Value				Quoted Prices in Active Markets for Identical Assets				Significant Other Observable Inputs			Significant Unobservable Inputs
						(Level 1)				(Level 2)			(Level 3)
	Securities available for sale
	Mortgage-backed securities
	U. S. agency MBS - residential	$	37,100			$	-			$	37,100		$	-
	U. S. agency CMO’s - residential		212,847				-				212,847			-
	Total mortgage-backed securities of government sponsored agencies		249,947				-				249,947			-
	U. S. government sponsored agency securities		22,244				-				22,244			-
	Obligations of states and political subdivisions		7,860				-				7,720			140
	Other securities		3,924				-				3,924			-
	Total securities available for sale	$	283,975			$	-			$	283,835		$	140
Reconciliation of All Assets Measured at Fair Value on a Recurring Basis Using Significant Unobservable Inputs	'
	The table below presents a reconciliation of all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the years ended December 31, 2013 and 2012:
		Securities Available-for-sale
		Year Ended				Year Ended
		Dec. 31, 2013				Dec. 31, 2012
	Balance of recurring Level 3 assets at beginning of period	$	140			$	140
	Total gains or losses (realized/unrealized):
	Included in earnings – realized		-				-
	Included in earnings – unrealized		-				-
	Included in other comprehensive income		-				-
	Purchases, sales, issuances and settlements, net		-				-
	Transfers in and/or out of Level 3		-				-
	Balance of recurring Level 3 assets at year-end	$	140			$	140
Assets and Liabilities Measured at Fair Value on a Non-recurring Basis	'
	Assets and liabilities measured at fair value on a non-recurring basis at December 31, 2013 are summarized below:
						Fair Value Measurements at December 31, 2013 Using
		31-Dec-13				Quoted Prices in Active Markets for Identical Assets				Significant Other Observable Inputs (Level 2)			Significant Unobservable Inputs
						(Level 1)							(Level 3)
	Assets:
	Impaired loans:
	Residential Real Estate	$	1,518			$	-			$	-		$	1,518
	Commercial Real Estate
	Owner Occupied		346				-				-			346
	Non-owner Occupied		428				-				-			428
	Commercial and Industrial		3,384				-				-			3,384
	All Other		4,133				-				-			4,133
	Total impaired loans		9,809			$	-			$	-		$	9,809
	Other real estate owned:
	Commercial Real Estate
	Non-owner Occupied		290				-				-			290
	All Other		8,496				-				-			8,496
	Total OREO	$	8,786			$	-			$	-		$	8,786
	Assets and liabilities measured at fair value on a non-recurring basis at December 31, 2012 are summarized below:
						Fair Value Measurements at December 31, 2012 Using
		31-Dec-12				Quoted Prices in Active Markets for Identical Assets				Significant Other Observable Inputs (Level 2)			Significant Unobservable Inputs
						(Level 1)							(Level 3)
	Assets:
	Impaired loans:
	Residential Real Estate	$	2,739			$	-			$	-		$	2,739
	Commercial Real Estate
	Owner Occupied		512				-				-			512
	Non-owner Occupied		427				-				-			427
	Commercial and Industrial		8,300				-				-			8,300
	All Other		4,465				-				-			4,465
	Total impaired loans		16,443			$	-			$	-		$	16,443
	Other real estate owned:
	Residential Real Estate	$	255			$	-			$	-		$	255
	Commercial Real Estate
	Owner Occupied		250				-				-			250
	Non-owner Occupied		1,031				-				-			1,031
	All Other		6,432				-				-			6,432
	Total OREO	$	7,968			$	-			$	-		$	7,968
Fair Value Inputs, Assets, Quantitative Information	'
	The significant unobservable inputs related to assets and liabilities measured at fair value on a non-recurring basis at December 31, 2013 are summarized below:
		December 31, 2013			Valuation Techniques	Unobservable Inputs		Range (Weighted Avg)
	Impaired loans:
	Residential Real Estate	$	1,518		sales comparison	adjustment for differences between the comparable sales			0.8%-63.5%(11.9%)
	Commercial Real Estate
	Owner Occupied		346		sales comparison	adjustment for limited salability of specialized property			62.5%-70.0%(64.0%)
	Non-owner Occupied		428		sales comparison	adjustment for limited salability of specialized property			50.6%-50.6%(50.6%)
	Commercial and Industrial		3,384		sales comparison	adjustment for limited salability of specialized property			25.0%-65.5%(57.8%)
	All Other		4,133		sales comparison	adjustment for percentage of completion of construction			57.6%-99.3%(57.7%)
	Total impaired loans		9,809
	Other real estate owned:
	Commercial Real Estate
	Non-owner Occupied		290		sales comparison	adjustment for differences between the comparable sales			42.7%-42.7%(42.7%)
	All Other		8,496		sales comparison	adjustment for estimated realizable value			9.5%-24.6%(12.5%)
	Total OREO	$	8,786
	The significant unobservable inputs related to assets and liabilities measured at fair value on a non-recurring basis at December 31, 2012 are summarized below:
		December 31, 2012			Valuation Techniques	Unobservable Inputs		Range (Weighted Avg)
	Impaired loans:
	Residential Real Estate	$	2,739		sales comparison	adjustment for differences between the comparable sales			0.8%-76.8%(10.5%)
	Commercial Real Estate
	Owner Occupied		512		sales comparison	adjustment for limited salability of specialized property			40.0%-70.0%(44.1%)
	Non-owner Occupied		427		sales comparison	adjustment for limited salability of specialized property			59.0%-59.0%(59.0%)
	Commercial and Industrial		8,300		sales comparison	adjustment for limited salability of specialized property			0.0%-70.0%(44.3%)
	All Other		4,465		sales comparison	adjustment for percentage of completion of construction			64.0%-91.4%(64.8%)
	Total impaired loans		16,443
	Other real estate owned:
	Residential Real Estate	$	255		sales comparison	adjustment for differences between the comparable sales			0.0%-62.3%(44.1%)
	Commercial Real Estate
	Owner Occupied		250		sales comparison	adjustment for estimated realizable value			0.0%-17.9%(7.2%)
	Non-owner Occupied		1,031		sales comparison	adjustment for differences between the comparable sales			82.7%-82.7%(82.7%)
	All Other		6,432		sales comparison	adjustment for estimated realizable value			4.7%-16.6%(12.7%)
	Total OREO	$	7,968

FINANCIAL_INSTRUMENTS_WITH_OFF1

FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK (Tables)	12 Months Ended
	Dec. 31, 2013
FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK [Abstract]	'
Contract Amounts Represent Credit Risk	'
	At December 31, 2013 and 2012, the Banks had the following financial instruments whose approximate contract amounts represent credit risk:
		2013		2012
	Standby letters of credit	$	6,084	$	5,518
	Commitments to extend credit
	Fixed	$	12,040	$	7,830
	Variable		52,576		43,256

ACCUMULATED_OTHER_COMPREHENSIV1

ACCUMULATED OTHER COMPREHENSIVE INCOME (Tables)	12 Months Ended
	Dec. 31, 2013
ACCUMULATED OTHER COMPREHENSIVE INCOME [Abstract]	'
Schedule of Accumulated Other Comprehensive Income (Loss)	'
	The following table details the changes in the single component of accumulated other comprehensive income for the year ended December 31, 2013:
	Accumulated Other Comprehensive Income	Unrealized Gain/(Loss) on Securities Available for Sale
	Balance, December 31, 2012	$	6,576
	Reclassification adjustments to net income:
	Realized gain on disposition of securities		(1,413	)
	Provision for income taxes		481
	Unrealized losses arising during the period, net of tax		(6,269	)
	Balance, December 31, 2013	$	(625	)

STOCKHOLDERS_EQUITY_Tables

STOCKHOLDERS' EQUITY (Tables)	12 Months Ended
	Dec. 31, 2013
STOCKHOLDERS' EQUITY [Abstract]	'
Company and Subsidiary Banks' Capital amounts and ratios	'
	The Company’s and the subsidiary Banks’ capital amounts and ratios as of December 31, 2013 and December 31, 2012 are presented in the table below.
												To Be Well Capitalized
							For Capital					Under Prompt Corrective
		Actual					Adequacy Purposes					Action Provisions
	2013	Amount		Ratio			Amount		Ratio			Amount		Ratio
	Total Capital (to Risk-Weighted Assets):
	Consolidated (1)	$	128,756		18.2	%	$	56,685		8	%	$	70,857		10	%
	Premier Bank, Inc.		95,508		19.2			39,738		8			49,672		10
	Citizens Deposit Bank		37,158		17.7			16,819		8			21,023		10
	Tier I Capital (to Risk-Weighted Assets):
	Consolidated (1)	$	119,872		16.9	%	$	28,343		4	%	$	42,514		6	%
	Premier Bank, Inc.		89,274		18			19,869		4			29,803		6
	Citizens Deposit Bank		34,591		16.5			8,409		4			12,614		6
	Tier I Capital (to Average Assets):
	Consolidated (1)	$	119,872		11	%	$	43,495		4	%	$	54,369		5	%
	Premier Bank, Inc.		89,274		12.4			28,892		4			36,115		5
	Citizens Deposit Bank		34,591		9.5			14,538		4			18,172		5
	2012
	Total Capital (to Risk-Weighted Assets):
	Consolidated (1)	$	118,262		17.4	%	$	54,399		8	%	$	67,999		10	%
	Premier Bank, Inc.		90,977		19.3			37,659		8			47,073		10
	Citizens Deposit Bank		35,794		17.2			16,610		8			20,762		10
	Tier I Capital (to Risk-Weighted Assets):
	Consolidated (1)	$	109,725		16.1	%	$	27,199		4	%	$	40,799		6	%
	Premier Bank, Inc.		85,060		18.1			18,829		4			28,244		6
	Citizens Deposit Bank		33,194		16			8,305		4			12,457		6
	Tier I Capital (to Average Assets):
	Consolidated (1)	$	109,725		10	%	$	43,697		4	%	$	54,621		5	%
	Premier Bank, Inc.		85,060		11.8			28,940		4			36,175		5
	Citizens Deposit Bank		33,194		9			14,700		4			18,375		5
	(1) Consolidated company is not subject to Prompt Corrective Action Provisions

PARENT_COMPANY_FINANCIAL_STATE1

PARENT COMPANY FINANCIAL STATEMENTS (Tables)	12 Months Ended
	Dec. 31, 2013
PARENT COMPANY FINANCIAL STATEMENTS [Abstract]	'
Parent Company Financial Statements	'
	Condensed Balance Sheets
	31-Dec
		2013			2012
	ASSETS
	Cash	$	8,761		$	6,130
	Investment in subsidiaries		151,019			152,885
	Premises and equipment		207			191
	Other assets		1,519			1,957
	Total assets	$	161,506		$	161,163
	LIABILITIES AND STOCKHOLDERS’ EQUITY
	Other liabilities	$	766		$	818
	Other borrowed funds		13,800			16,049
	Total liabilities		14,566			16,867
	Stockholders’ equity
	Preferred stock		11,955			11,896
	Common stock		73,589			72,849
	Retained earnings		62,021			52,975
	Accumulated other comprehensive income (loss)		(625	)		6,576
	Total stockholders’ equity		146,940			144,296
	Total liabilities and stockholders’ equity	$	161,506		$	161,163
	Condensed Statement of Operations
	Years Ended December 31
		2013			2012			2011
	Income
	Dividends from subsidiaries	$	9,675		$	13,915		$	6,165
	Interest and dividend income		12			22			23
	Other income		1,327			1,201			1,132
	Total income		11,014			15,138			7,320
	Expenses
	Interest expense		650			754			852
	Salaries and employee benefits		2,387			2,318			1,952
	Professional fees		51			337			113
	Other expenses		1,020			1,053			1,079
	Total expenses		4,108			4,462			3,996
	Income before income taxes and equity in undistributed income of subsidiaries		6,906			10,676			3,324
	Income tax (benefit)		(987	)		(1,144	)		(1,034	)
	Income before equity in undistributed income of subsidiaries		7,893			11,820			4,358
	Equity in undistributed income (excess distributions) of subsidiaries		5,336			(1,497	)		2,810
	Net income	$	13,229		$	10,323		$	7,168
	Condensed Statement of Cash Flows
	Years Ended December 31
		2013			2012			2011
	Cash flows from operating activities
	Net income	$	13,229		$	10,323		$	7,168
	Adjustments to reconcile net income to
	net cash from operating activities
	Depreciation		64			57			70
	Stock compensation expense		169			181			106
	Gain from sales of assets		(11	)		-			-
	Dividends in excess of net income of subsidiaries		-			1,497			-
	Equity in undistributed earnings of subsidiaries		(5,336	)		-			(2,810	)
	Change in other assets		438			24			652
	Change in other liabilities		(51	)		220			(44	)
	Net cash from operating activities		8,502			12,302			5,142
	Cash flows from investing activities
	Cash from merger of subsidiaries		-			-			391
	Purchases of fixed assets, net of proceeds from asset sales		(69	)		(108	)		(81	)
	Net cash from investing activities		(69	)		(108	)		310
	Cash flows from financing activities
	Cash dividends on preferred stock		(600	)		(984	)		(1,390	)
	Cash dividends paid to shareholders		(3,524	)		(1,749	)		-
	Repurchase of preferred stock		-			(9,237	)		-
	Proceeds from stock option exercises		571			192			-
Payments on other borrowed funds		(2,249	)		(2,081	)		(2,047	)
Net cash from financing activities		(5,802	)		(13,859	)		(3,437	)
Net change in cash and cash equivalents		2,631			(1,665	)		2,015
Cash and cash equivalents at beginning of year		6,130			7,795			5,780
Cash and cash equivalents at end of year	$	8,761		$	6,130		$	7,795

QUARTERLY_FINANCIAL_DATA_UNAUD1

QUARTERLY FINANCIAL DATA (UNAUDITED) (Tables)	12 Months Ended
	Dec. 31, 2013
QUARTERLY FINANCIAL DATA (UNAUDITED) [Abstract]	'
Quarterly Financial Data (Unaudited)	'
								Earnings Per Share
		Interest		Net Interest		Net
		Income		Income		Income		Basic		Diluted
	2013
	First Quarter	$	11,415	$	10,140	$	2,504	$	0.29	$	0.28
	Second Quarter		12,317		11,093		3,109		0.37		0.35
	Third Quarter		13,192		12,027		3,926		0.47		0.44
	Fourth Quarter		11,546		10,435		3,690		0.44		0.41
	2012
	First Quarter	$	14,216	$	12,418	$	2,830	$	0.32	$	0.31
	Second Quarter		11,956		10,308		2,092		0.23		0.22
	Third Quarter		12,580		11,017		2,411		0.38		0.37
	Fourth Quarter		11,683		10,256		2,990		0.36		0.34

SUMMARY_OF_SIGNIFICANT_ACCOUNT3

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details) (USD $)	3 Months Ended								12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2012	Sep. 30, 2012	Jun. 30, 2012	Mar. 31, 2012	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
									Segment
Cash Flows [Abstract]	'	'	'	'	'	'	'	'	'	'	'
Maximum period with in which federal funds sold	'	'	'	'	'	'	'	'	'90 days	'	'
Allowance for Loan Losses [Abstract]	'	'	'	'	'	'	'	'	'	'	'
Period of loss history	'	'	'	'	'	'	'	'	'36 months	'	'
Consolidation, Wholly Owned Subsidiaries [Line Items]	'	'	'	'	'	'	'	'	'	'	'
Total Assets	$1,100,179	'	'	'	$1,120,787	'	'	'	$1,100,179	$1,120,787	'
Net Income	3,690	3,926	3,109	2,504	2,990	2,411	2,092	2,830	13,229	10,323	7,168
Goodwill and Other Intangible Assets [Abstract]	'	'	'	'	'	'	'	'	'	'	'
Estimated useful life of acquired intangible assets	'	'	'	'	'	'	'	'	'8 years	'	'
Operating Segments [Abstract]	'	'	'	'	'	'	'	'	'	'	'
Number of reportable segments	'	'	'	'	'	'	'	'	1	'	'
Premises [Member] | Minimum [Member]	'	'	'	'	'	'	'	'	'	'	'
Property, Plant and Equipment [Line Items]	'	'	'	'	'	'	'	'	'	'	'
Useful Life	'	'	'	'	'	'	'	'	'7 years	'	'
Premises [Member] | Maximum [Member]	'	'	'	'	'	'	'	'	'	'	'
Property, Plant and Equipment [Line Items]	'	'	'	'	'	'	'	'	'	'	'
Useful Life	'	'	'	'	'	'	'	'	'40 years	'	'
Equipment [Member] | Minimum [Member]	'	'	'	'	'	'	'	'	'	'	'
Property, Plant and Equipment [Line Items]	'	'	'	'	'	'	'	'	'	'	'
Useful Life	'	'	'	'	'	'	'	'	'3 years	'	'
Equipment [Member] | Maximum [Member]	'	'	'	'	'	'	'	'	'	'	'
Property, Plant and Equipment [Line Items]	'	'	'	'	'	'	'	'	'	'	'
Useful Life	'	'	'	'	'	'	'	'	'15 years	'	'
Citizens Deposit Bank & Trust [Member] | Vanceburg, Kentucky [Member]	'	'	'	'	'	'	'	'	'	'	'
Consolidation, Wholly Owned Subsidiaries [Line Items]	'	'	'	'	'	'	'	'	'	'	'
Year Acquired	'	'	'	'	'	'	'	'	'1991	'	'
Total Assets	363,248	'	'	'	'	'	'	'	363,248	'	'
Net Income	'	'	'	'	'	'	'	'	5,081	'	'
Premier Bank, Inc. [Member] | Huntington, West Virginia [Member]	'	'	'	'	'	'	'	'	'	'	'
Consolidation, Wholly Owned Subsidiaries [Line Items]	'	'	'	'	'	'	'	'	'	'	'
Year Acquired	'	'	'	'	'	'	'	'	'1998	'	'
Total Assets	729,695	'	'	'	'	'	'	'	729,695	'	'
Net Income	'	'	'	'	'	'	'	'	9,930	'	'
Parent and Intercompany Eliminations [Member]	'	'	'	'	'	'	'	'	'	'	'
Consolidation, Wholly Owned Subsidiaries [Line Items]	'	'	'	'	'	'	'	'	'	'	'
Total Assets	7,236	'	'	'	'	'	'	'	7,236	'	'
Net Income	'	'	'	'	'	'	'	'	($1,782)	'	'

RESTRICTIONS_ON_CASH_AND_DUE_F1

RESTRICTIONS ON CASH AND DUE FROM BANKS (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
RESTRICTIONS ON CASH AND DUE FROM BANKS [Abstract]	'	'
Balance requirements by Federal Reserve Board of Governors	$23,937	$22,755

SECURITIES_Details

SECURITIES (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Available-for-sale Investment securities [Abstract]	'	'
Amortized Cost	$219,014	$274,011
Unrealized Gains	1,925	10,048
Unrealized Losses	-2,873	-84
Available for sale, Fair Value	218,066	283,975
U. S. sponsored agency MBS - residential [Member]	'	'
Available-for-sale Investment securities [Abstract]	'	'
Amortized Cost	27,681	35,172
Unrealized Gains	463	1,928
Unrealized Losses	-321	0
Available for sale, Fair Value	27,823	37,100
U. S. sponsored agency CMO's - residential [Member]	'	'
Available-for-sale Investment securities [Abstract]	'	'
Amortized Cost	178,000	206,466
Unrealized Gains	1,167	6,392
Unrealized Losses	-2,445	-11
Available for sale, Fair Value	176,722	212,847
Total mortgage-backed securities of government sponsored agencies [Member]	'	'
Available-for-sale Investment securities [Abstract]	'	'
Amortized Cost	205,681	241,638
Unrealized Gains	1,630	8,320
Unrealized Losses	-2,766	-11
Available for sale, Fair Value	204,545	249,947
U. S. government sponsored agency securities [Member]	'	'
Available-for-sale Investment securities [Abstract]	'	'
Amortized Cost	7,058	22,062
Unrealized Gains	30	182
Unrealized Losses	-107	0
Available for sale, Fair Value	6,981	22,244
Obligations of states and political subdivisions [Member]	'	'
Available-for-sale Investment securities [Abstract]	'	'
Amortized Cost	6,275	7,419
Unrealized Gains	265	441
Unrealized Losses	0	0
Available for sale, Fair Value	6,540	7,860
Other securities [Member]	'	'
Available-for-sale Investment securities [Abstract]	'	'
Amortized Cost	'	2,892
Unrealized Gains	'	1,105
Unrealized Losses	'	-73
Available for sale, Fair Value	'	$3,924

SECURITIES_By_Contractual_Matu

SECURITIES, By Contractual Maturity (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Amortized cost of available for sale securities by contractual maturity [Abstract]	'	'	'
Due in one year or less	$1,017	'	'
Due after one year through five years	8,319	'	'
Due after five years through ten years	3,997	'	'
Mortgage-backed securities of government sponsored agencies	205,681	'	'
Available for sale, Amortized Cost	219,014	'	'
Fair value of available for sale securities by contractual maturity [Abstract]	'	'	'
Due in one year or less	1,027	'	'
Due after one year through five years	8,604	'	'
Due after five years through ten years	3,890	'	'
Mortgage backed securities of government sponsored agencies	204,545	'	'
Available for sale, Fair Value	218,066	283,975	'
Gain on disposition of securities	1,413	545	18
Proceeds from the sale of securities	8,650	0	0
Securities with an approximate carrying value pledged as collateral	$168,150	$173,015	'

SECURITIES_With_Unrealized_Los

SECURITIES, With Unrealized Losses (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Continuous Unrealized Loss Position, Fair Value [Abstract]	'	'
Less than 12 Months, Fair Value	$120,028	$2,077
12 Months or More, Fair Value	0	4
Total Fair Value	120,028	2,081
Less than 12 Months, Unrealized Loss	-2,873	-11
12 Months or More, Unrealized Loss	0	-73
Total Unrealized Loss	-2,873	-84
U. S. government sponsored agency securities [Member]	'	'
Continuous Unrealized Loss Position, Fair Value [Abstract]	'	'
Less than 12 Months, Fair Value	3,890	'
12 Months or More, Fair Value	0	'
Total Fair Value	3,890	'
Less than 12 Months, Unrealized Loss	-107	'
12 Months or More, Unrealized Loss	0	'
Total Unrealized Loss	-107	'
U. S. government sponsored agency MBS - residential [Member]	'	'
Continuous Unrealized Loss Position, Fair Value [Abstract]	'	'
Less than 12 Months, Fair Value	13,797	'
12 Months or More, Fair Value	0	'
Total Fair Value	13,797	'
Less than 12 Months, Unrealized Loss	-321	'
12 Months or More, Unrealized Loss	0	'
Total Unrealized Loss	-321	'
U.S government sponsored agency CMO - residential [Member]	'	'
Continuous Unrealized Loss Position, Fair Value [Abstract]	'	'
Less than 12 Months, Fair Value	102,341	2,077
12 Months or More, Fair Value	0	0
Total Fair Value	102,341	2,077
Less than 12 Months, Unrealized Loss	-2,445	-11
12 Months or More, Unrealized Loss	0	0
Total Unrealized Loss	-2,445	-11
Other securities [Member]	'	'
Continuous Unrealized Loss Position, Fair Value [Abstract]	'	'
Less than 12 Months, Fair Value	'	0
12 Months or More, Fair Value	'	4
Total Fair Value	'	4
Less than 12 Months, Unrealized Loss	'	0
12 Months or More, Unrealized Loss	'	-73
Total Unrealized Loss	'	($73)

LOANS_Major_Classifications_of

LOANS, Major Classifications of Loans (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans	$740,770	$704,625
Residential Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans	216,081	214,743
Multifamily Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans	38,456	28,673
Owner Occupied Commercial Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans	90,539	91,902
Non Owner Occupied Commercial Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans	208,756	178,849
Commercial And Industrial [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans	85,301	84,430
Consumer [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans	25,113	28,128
All Other [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans	$76,524	$77,900

LOANS_Related_Party_Loans_Deta

LOANS, Related Party Loans (Details) (Directors and Executive Officers [Member], USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013
Directors and Executive Officers [Member]	'
Activity with respect to all director and executive officer loans [Roll Forward]	'
Balance, beginning of period	$16,639
Additions, including loans now meeting disclosure requirements	1,530
Amounts collected and loans no longer meeting disclosure requirements	-6,973
Balance, end of period	$11,196

LOANS_Activity_in_The_Allowanc

LOANS, Activity in The Allowance For Loan Losses by Portfolio Segment (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Activity in the allowance for loan losses by portfolio segment [Roll Forward]	'	'	'
Balance, beginning of period	$11,488	$9,795	$9,865
Provision for loan losses	-375	4,260	3,630
Loans charged-off	-909	-3,153	-4,026
Recoveries	823	586	326
Balance, end of period	11,027	11,488	9,795
Residential Real Estate [Member]	'	'	'
Activity in the allowance for loan losses by portfolio segment [Roll Forward]	'	'	'
Balance, beginning of period	2,163	2,134	2,666
Provision for loan losses	803	709	-241
Loans charged-off	-292	-728	-347
Recoveries	20	48	56
Balance, end of period	2,694	2,163	2,134
Multifamily Real Estate [Member]	'	'	'
Activity in the allowance for loan losses by portfolio segment [Roll Forward]	'	'	'
Balance, beginning of period	331	284	252
Provision for loan losses	86	47	11
Loans charged-off	0	0	0
Recoveries	0	0	21
Balance, end of period	417	331	284
Owner Occupied Commercial Real Estate [Member]	'	'	'
Activity in the allowance for loan losses by portfolio segment [Roll Forward]	'	'	'
Balance, beginning of period	1,117	918	1,141
Provision for loan losses	123	-68	-52
Loans charged-off	-132	-15	-171
Recoveries	299	282	0
Balance, end of period	1,407	1,117	918
Non Owner Occupied Commercial Real Estate [Member]	'	'	'
Activity in the allowance for loan losses by portfolio segment [Roll Forward]	'	'	'
Balance, beginning of period	1,888	2,381	1,644
Provision for loan losses	163	-198	1,081
Loans charged-off	-14	-318	-382
Recoveries	0	23	38
Balance, end of period	2,037	1,888	2,381
Commercial And Industrial [Member]	'	'	'
Activity in the allowance for loan losses by portfolio segment [Roll Forward]	'	'	'
Balance, beginning of period	3,046	1,880	2,421
Provision for loan losses	-918	2,419	-555
Loans charged-off	-32	-1,259	-23
Recoveries	88	6	37
Balance, end of period	2,184	3,046	1,880
Consumer [Member]	'	'	'
Activity in the allowance for loan losses by portfolio segment [Roll Forward]	'	'	'
Balance, beginning of period	244	298	366
Provision for loan losses	168	72	-4
Loans charged-off	-188	-227	-152
Recoveries	73	101	88
Balance, end of period	297	244	298
All Other [Member]	'	'	'
Activity in the allowance for loan losses by portfolio segment [Roll Forward]	'	'	'
Balance, beginning of period	2,699	1,900	1,375
Provision for loan losses	-800	1,279	3,390
Loans charged-off	-251	-606	-2,951
Recoveries	343	126	86
Balance, end of period	$1,991	$2,699	$1,900

LOANS_Purchased_Loans_Details

LOANS, Purchased Loans (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Purchased loans [Abstract]	'	'
Loans And Leases Receivable Purchased With Deteriorated Credit Quality	$13,563	$14,549
Loans And Leases Receivable Purchased with Deteriorated Credit Quality Net Of Allowance	12,931	14,049
Increase (Decrease) in loan allowance related to acquisitions	132	500
Residential Real Estate [Member]	'	'
Purchased loans [Abstract]	'	'
Loans And Leases Receivable Purchased With Deteriorated Credit Quality	183	202
Multifamily Real Estate [Member]	'	'
Purchased loans [Abstract]	'	'
Loans And Leases Receivable Purchased With Deteriorated Credit Quality	1,229	3,173
Owner Occupied Commercial Real Estate [Member]	'	'
Purchased loans [Abstract]	'	'
Loans And Leases Receivable Purchased With Deteriorated Credit Quality	250	271
Non Owner Occupied Commercial Real Estate [Member]	'	'
Purchased loans [Abstract]	'	'
Loans And Leases Receivable Purchased With Deteriorated Credit Quality	6,782	5,896
Commercial And Industrial [Member]	'	'
Purchased loans [Abstract]	'	'
Loans And Leases Receivable Purchased With Deteriorated Credit Quality	496	511
All Other [Member]	'	'
Purchased loans [Abstract]	'	'
Loans And Leases Receivable Purchased With Deteriorated Credit Quality	4,623	4,496
Newly acquired loans [Abstract]	'	'
Purchased loan	'	9,969
Loans Acquired, Fair Value	'	2,772
Purchased loans [Member]	'	'
Accretable Yield [Roll Forward]	'	'
Beginning Balance	635	0
New loans purchased	0	0
Accretion of income	-26	-6
Income recognized upon full repayment	-415	0
Reclassifications from non-accretable difference	23	641
Disposals	0	0
Ending Balance	$217	$635

LOANS_Past_Due_And_Nonperformi

LOANS, Past Due And Non-performing Loans (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Past due and non performing loans [Abstract]	'	'
Principal Owed on Non-accrual Loans	$28,567	$30,159
Recorded Investment in Non-accrual Loans	16,641	25,806
Loans Past Due Over 90 Days, still accruing	8,478	3,890
Residential Real Estate [Member]	'	'
Past due and non performing loans [Abstract]	'	'
Principal Owed on Non-accrual Loans	2,021	3,145
Recorded Investment in Non-accrual Loans	1,725	2,813
Loans Past Due Over 90 Days, still accruing	1,737	208
Multifamily Real Estate [Member]	'	'
Past due and non performing loans [Abstract]	'	'
Principal Owed on Non-accrual Loans	3,282	5,501
Recorded Investment in Non-accrual Loans	1,889	4,390
Loans Past Due Over 90 Days, still accruing	1,369	227
Owner Occupied Commercial Real Estate [Member]	'	'
Past due and non performing loans [Abstract]	'	'
Principal Owed on Non-accrual Loans	1,364	1,153
Recorded Investment in Non-accrual Loans	1,147	976
Loans Past Due Over 90 Days, still accruing	1,387	783
Non Owner Occupied Commercial Real Estate [Member]	'	'
Past due and non performing loans [Abstract]	'	'
Principal Owed on Non-accrual Loans	2,683	3,207
Recorded Investment in Non-accrual Loans	1,973	2,174
Loans Past Due Over 90 Days, still accruing	3,739	74
Commercial And Industrial [Member]	'	'
Past due and non performing loans [Abstract]	'	'
Principal Owed on Non-accrual Loans	6,838	11,407
Recorded Investment in Non-accrual Loans	4,961	9,897
Loans Past Due Over 90 Days, still accruing	84	555
Consumer [Member]	'	'
Past due and non performing loans [Abstract]	'	'
Principal Owed on Non-accrual Loans	167	278
Recorded Investment in Non-accrual Loans	148	267
Loans Past Due Over 90 Days, still accruing	16	0
All Other [Member]	'	'
Past due and non performing loans [Abstract]	'	'
Principal Owed on Non-accrual Loans	12,212	5,468
Recorded Investment in Non-accrual Loans	4,798	5,289
Loans Past Due Over 90 Days, still accruing	$146	$2,043

LOANS_Past_Due_Aging_Analysis_

LOANS, Past Due Aging Analysis (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Aging of recorded investment in past due loans [Abstract]	'	'
Total Loans	$740,770	$704,625
30-89 Days Past Due	10,295	24,906
Greater than 90 days past due	19,071	19,303
Total Past Due	29,366	44,209
Loans Not Past Due	711,404	660,416
Residential Real Estate [Member]	'	'
Aging of recorded investment in past due loans [Abstract]	'	'
Total Loans	216,081	214,743
30-89 Days Past Due	4,770	9,356
Greater than 90 days past due	2,431	2,040
Total Past Due	7,201	11,396
Loans Not Past Due	208,880	203,347
Multifamily Real Estate [Member]	'	'
Aging of recorded investment in past due loans [Abstract]	'	'
Total Loans	38,456	28,673
30-89 Days Past Due	367	695
Greater than 90 days past due	2,688	3,893
Total Past Due	3,055	4,588
Loans Not Past Due	35,401	24,085
Owner Occupied Commercial Real Estate [Member]	'	'
Aging of recorded investment in past due loans [Abstract]	'	'
Total Loans	90,539	91,902
30-89 Days Past Due	516	6,212
Greater than 90 days past due	2,073	1,129
Total Past Due	2,589	7,341
Loans Not Past Due	87,950	84,561
Non Owner Occupied Commercial Real Estate [Member]	'	'
Aging of recorded investment in past due loans [Abstract]	'	'
Total Loans	208,756	178,849
30-89 Days Past Due	278	5,267
Greater than 90 days past due	5,478	2,248
Total Past Due	5,756	7,515
Loans Not Past Due	203,000	171,334
Commercial And Industrial [Member]	'	'
Aging of recorded investment in past due loans [Abstract]	'	'
Total Loans	85,301	84,430
30-89 Days Past Due	1,433	2,306
Greater than 90 days past due	1,438	2,485
Total Past Due	2,871	4,791
Loans Not Past Due	82,430	79,639
Consumer [Member]	'	'
Aging of recorded investment in past due loans [Abstract]	'	'
Total Loans	25,113	28,128
30-89 Days Past Due	421	602
Greater than 90 days past due	82	176
Total Past Due	503	778
Loans Not Past Due	24,610	27,350
All Other [Member]	'	'
Aging of recorded investment in past due loans [Abstract]	'	'
Total Loans	76,524	77,900
30-89 Days Past Due	2,510	468
Greater than 90 days past due	4,881	7,332
Total Past Due	7,391	7,800
Loans Not Past Due	$69,133	$70,100

LOANS_Allowance_for_Loan_Losse

LOANS, Allowance for Loan Losses and Recorded Investment in Loans by Portfolio Segment Based on Impairment Method (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010
In Thousands, unless otherwise specified
Allowance for Loan Losses [Abstract]	'	'	'	'
Individually evaluated for impairment, allowance for loan losses	$1,860	$3,342	'	'
Collectively evaluated for impairment, allowance for loan losses	8,535	7,646	'	'
Acquired with deteriorated credit quality, allowance for loan losses	632	500	'	'
Total allowance for loan losses	11,027	11,488	9,795	9,865
Loans Balances [Abstract]	'	'	'	'
Individually evaluated for impairment, loan balances	15,568	26,487	'	'
Collectively evaluated for impairment, loan balances	711,639	663,589	'	'
Acquired with deteriorated credit quality, loan balances	13,563	14,549	'	'
Total Loans	740,770	704,625	'	'
Residential Real Estate [Member]	'	'	'	'
Allowance for Loan Losses [Abstract]	'	'	'	'
Individually evaluated for impairment, allowance for loan losses	138	358	'	'
Collectively evaluated for impairment, allowance for loan losses	2,556	1,805	'	'
Acquired with deteriorated credit quality, allowance for loan losses	0	0	'	'
Total allowance for loan losses	2,694	2,163	2,134	2,666
Loans Balances [Abstract]	'	'	'	'
Individually evaluated for impairment, loan balances	2,787	4,609	'	'
Collectively evaluated for impairment, loan balances	213,111	209,932	'	'
Acquired with deteriorated credit quality, loan balances	183	202	'	'
Total Loans	216,081	214,743	'	'
Multifamily Real Estate [Member]	'	'	'	'
Allowance for Loan Losses [Abstract]	'	'	'	'
Individually evaluated for impairment, allowance for loan losses	0	0	'	'
Collectively evaluated for impairment, allowance for loan losses	417	331	'	'
Acquired with deteriorated credit quality, allowance for loan losses	0	0	'	'
Total allowance for loan losses	417	331	284	252
Loans Balances [Abstract]	'	'	'	'
Individually evaluated for impairment, loan balances	1,822	1,670	'	'
Collectively evaluated for impairment, loan balances	35,405	23,830	'	'
Acquired with deteriorated credit quality, loan balances	1,229	3,173	'	'
Total Loans	38,456	28,673	'	'
Owner Occupied Commercial Real Estate [Member]	'	'	'	'
Allowance for Loan Losses [Abstract]	'	'	'	'
Individually evaluated for impairment, allowance for loan losses	170	74	'	'
Collectively evaluated for impairment, allowance for loan losses	1,237	1,043	'	'
Acquired with deteriorated credit quality, allowance for loan losses	0	0	'	'
Total allowance for loan losses	1,407	1,117	918	1,141
Loans Balances [Abstract]	'	'	'	'
Individually evaluated for impairment, loan balances	2,386	2,511	'	'
Collectively evaluated for impairment, loan balances	87,903	89,120	'	'
Acquired with deteriorated credit quality, loan balances	250	271	'	'
Total Loans	90,539	91,902	'	'
Non Owner Occupied Commercial Real Estate [Member]	'	'	'	'
Allowance for Loan Losses [Abstract]	'	'	'	'
Individually evaluated for impairment, allowance for loan losses	362	362	'	'
Collectively evaluated for impairment, allowance for loan losses	1,675	1,526	'	'
Acquired with deteriorated credit quality, allowance for loan losses	0	0	'	'
Total allowance for loan losses	2,037	1,888	2,381	1,644
Loans Balances [Abstract]	'	'	'	'
Individually evaluated for impairment, loan balances	1,024	2,627	'	'
Collectively evaluated for impairment, loan balances	200,950	170,326	'	'
Acquired with deteriorated credit quality, loan balances	6,782	5,896	'	'
Total Loans	208,756	178,849	'	'
Commercial And Industrial [Member]	'	'	'	'
Allowance for Loan Losses [Abstract]	'	'	'	'
Individually evaluated for impairment, allowance for loan losses	1,088	2,173	'	'
Collectively evaluated for impairment, allowance for loan losses	964	873	'	'
Acquired with deteriorated credit quality, allowance for loan losses	132	0	'	'
Total allowance for loan losses	2,184	3,046	1,880	2,421
Loans Balances [Abstract]	'	'	'	'
Individually evaluated for impairment, loan balances	4,270	10,799	'	'
Collectively evaluated for impairment, loan balances	80,535	73,120	'	'
Acquired with deteriorated credit quality, loan balances	496	511	'	'
Total Loans	85,301	84,430	'	'
Consumer [Member]	'	'	'	'
Allowance for Loan Losses [Abstract]	'	'	'	'
Individually evaluated for impairment, allowance for loan losses	0	0	'	'
Collectively evaluated for impairment, allowance for loan losses	297	244	'	'
Acquired with deteriorated credit quality, allowance for loan losses	0	0	'	'
Total allowance for loan losses	297	244	298	366
Loans Balances [Abstract]	'	'	'	'
Individually evaluated for impairment, loan balances	0	0	'	'
Collectively evaluated for impairment, loan balances	25,113	28,128	'	'
Acquired with deteriorated credit quality, loan balances	0	0	'	'
Total Loans	25,113	28,128	'	'
All Other [Member]	'	'	'	'
Allowance for Loan Losses [Abstract]	'	'	'	'
Individually evaluated for impairment, allowance for loan losses	102	375	'	'
Collectively evaluated for impairment, allowance for loan losses	1,389	1,824	'	'
Acquired with deteriorated credit quality, allowance for loan losses	500	500	'	'
Total allowance for loan losses	1,991	2,699	1,900	1,375
Loans Balances [Abstract]	'	'	'	'
Individually evaluated for impairment, loan balances	3,279	4,271	'	'
Collectively evaluated for impairment, loan balances	68,622	69,133	'	'
Acquired with deteriorated credit quality, loan balances	4,623	4,496	'	'
Total Loans	$76,524	$77,900	'	'

LOANS_Individually_Evaluated_F

LOANS, Individually Evaluated For Impairment (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
LOANS [Abstract]	'	'
Purchased financing receivable individually evaluated for impairment	$7,483	$9,421
Loans individually evaluated for impairment [Abstract]	'	'
Unpaid Principal Balance	35,086	41,264
Recorded Investment	23,051	35,908
Allowance for Loan Losses Allocated	2,492	3,842
With no related allowance recorded: [Member]	'	'
Loans individually evaluated for impairment [Abstract]	'	'
Unpaid Principal Balance	14,418	20,463
Recorded Investment	10,751	15,623
Allowance for Loan Losses Allocated	0	0
With an allowance recorded: [Member]	'	'
Loans individually evaluated for impairment [Abstract]	'	'
Unpaid Principal Balance	20,668	20,801
Recorded Investment	12,300	20,285
Allowance for Loan Losses Allocated	2,492	3,842
Residential Real Estate [Member] | With no related allowance recorded: [Member]	'	'
Loans individually evaluated for impairment [Abstract]	'	'
Unpaid Principal Balance	1,513	1,886
Recorded Investment	1,314	1,714
Allowance for Loan Losses Allocated	0	0
Residential Real Estate [Member] | With an allowance recorded: [Member]	'	'
Loans individually evaluated for impairment [Abstract]	'	'
Unpaid Principal Balance	1,668	3,118
Recorded Investment	1,656	3,097
Allowance for Loan Losses Allocated	138	358
Multifamily real estate [Member] | With no related allowance recorded: [Member]	'	'
Loans individually evaluated for impairment [Abstract]	'	'
Unpaid Principal Balance	4,449	6,332
Recorded Investment	3,051	4,533
Allowance for Loan Losses Allocated	0	0
Owner Occupied Commercial Real Estate [Member] | With no related allowance recorded: [Member]	'	'
Loans individually evaluated for impairment [Abstract]	'	'
Unpaid Principal Balance	2,601	2,876
Recorded Investment	1,986	2,196
Allowance for Loan Losses Allocated	0	0
Owner Occupied Commercial Real Estate [Member] | With an allowance recorded: [Member]	'	'
Loans individually evaluated for impairment [Abstract]	'	'
Unpaid Principal Balance	515	586
Recorded Investment	515	586
Allowance for Loan Losses Allocated	170	74
Non Owner Occupied Commercial Real Estate [Member] | With no related allowance recorded: [Member]	'	'
Loans individually evaluated for impairment [Abstract]	'	'
Unpaid Principal Balance	1,861	3,912
Recorded Investment	1,184	2,916
Allowance for Loan Losses Allocated	0	0
Non Owner Occupied Commercial Real Estate [Member] | With an allowance recorded: [Member]	'	'
Loans individually evaluated for impairment [Abstract]	'	'
Unpaid Principal Balance	810	809
Recorded Investment	790	789
Allowance for Loan Losses Allocated	362	362
Commercial And Industrial [Member] | With no related allowance recorded: [Member]	'	'
Loans individually evaluated for impairment [Abstract]	'	'
Unpaid Principal Balance	809	2,031
Recorded Investment	49	837
Allowance for Loan Losses Allocated	0	0
Commercial And Industrial [Member] | With an allowance recorded: [Member]	'	'
Loans individually evaluated for impairment [Abstract]	'	'
Unpaid Principal Balance	5,543	10,771
Recorded Investment	4,604	10,473
Allowance for Loan Losses Allocated	1,220	2,173
All Other [Member] | With no related allowance recorded: [Member]	'	'
Loans individually evaluated for impairment [Abstract]	'	'
Unpaid Principal Balance	3,185	3,426
Recorded Investment	3,167	3,427
Allowance for Loan Losses Allocated	0	0
All Other [Member] | With an allowance recorded: [Member]	'	'
Loans individually evaluated for impairment [Abstract]	'	'
Unpaid Principal Balance	12,132	5,517
Recorded Investment	4,735	5,340
Allowance for Loan Losses Allocated	$602	$875

LOANS_Average_Balance_of_Loans

LOANS, Average Balance of Loans Individually Evaluated For Impairment (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Financing receivable average balance individually evaluated for impairment [Line Items]	'	'	'
Average Recorded Investment	$30,211	$49,690	$53,719
Interest Income Recognized	1,524	4,472	1,836
Cash Basis Interest Recognized	1,486	4,416	1,802
Residential Real Estate [Member]	'	'	'
Financing receivable average balance individually evaluated for impairment [Line Items]	'	'	'
Average Recorded Investment	4,069	8,887	2,227
Interest Income Recognized	180	518	84
Cash Basis Interest Recognized	171	516	81
Multifamily Real Estate [Member]	'	'	'
Financing receivable average balance individually evaluated for impairment [Line Items]	'	'	'
Average Recorded Investment	3,810	6,143	8,428
Interest Income Recognized	847	1,408	150
Cash Basis Interest Recognized	845	1,406	151
Owner Occupied Commercial Real Estate [Member]	'	'	'
Financing receivable average balance individually evaluated for impairment [Line Items]	'	'	'
Average Recorded Investment	2,602	7,195	12,653
Interest Income Recognized	168	1,025	1,083
Cash Basis Interest Recognized	141	1,028	1,082
Non Owner Occupied Commercial Real Estate [Member]	'	'	'
Financing receivable average balance individually evaluated for impairment [Line Items]	'	'	'
Average Recorded Investment	2,509	9,785	11,417
Interest Income Recognized	9	73	113
Cash Basis Interest Recognized	9	79	84
Commercial And Industrial [Member]	'	'	'
Financing receivable average balance individually evaluated for impairment [Line Items]	'	'	'
Average Recorded Investment	8,425	10,052	7,196
Interest Income Recognized	47	427	217
Cash Basis Interest Recognized	47	417	211
Consumer [Member]	'	'	'
Financing receivable average balance individually evaluated for impairment [Line Items]	'	'	'
Average Recorded Investment	0	29	43
Interest Income Recognized	0	2	5
Cash Basis Interest Recognized	0	2	5
All Other [Member]	'	'	'
Financing receivable average balance individually evaluated for impairment [Line Items]	'	'	'
Average Recorded Investment	8,796	7,599	11,755
Interest Income Recognized	273	1,019	184
Cash Basis Interest Recognized	$273	$968	$188

LOANS_Troubled_Debt_Restructur

LOANS, Troubled Debt Restructurings (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Financing Receivable, Modifications [Line Items]	'	'
TDR's on Non-accrual	$23	$1,022
Other TDR's	3,655	14,106
Total TDR's	3,678	15,128
Specific reserves allocated to loans that have restructured terms	0	220
Residential Real Estate [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
TDR's on Non-accrual	23	1,020
Other TDR's	296	240
Total TDR's	319	1,260
Owner Occupied Commercial Real Estate [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
TDR's on Non-accrual	'	0
Other TDR's	'	4,224
Total TDR's	'	4,224
Non Owner Occupied Commercial Real Estate [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
TDR's on Non-accrual	0	0
Other TDR's	506	4,920
Total TDR's	506	4,920
Commercial And Industrial [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
TDR's on Non-accrual	0	2
Other TDR's	831	2,525
Total TDR's	831	2,527
Consumer [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
TDR's on Non-accrual	0	'
Other TDR's	5	'
Total TDR's	5	'
All Other [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
TDR's on Non-accrual	0	0
Other TDR's	2,017	2,197
Total TDR's	$2,017	$2,197

LOANS_TDR_Modified_During_Peri

LOANS, TDR Modified During Period (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
	Loan	Loan
Troubled Debt Restructuring Activity [Line Items]	'	'	'
Number of Loans	1	3	'
Pre-Modification Outstanding Recorded Investment	$16	$2,518	'
Post-Modification Outstanding Recorded Investment	16	2,518	'
Increase (decrease) in allowance for loan losses due to troubled debt restructuring	0	168	'
Defaults within 12 months after modification	0	0	0
Non Owner Occupied Commercial Real Estate [Member]	'	'	'
Troubled Debt Restructuring Activity [Line Items]	'	'	'
Number of Loans	0	1	'
Pre-Modification Outstanding Recorded Investment	0	519	'
Post-Modification Outstanding Recorded Investment	0	519	'
Commercial And Industrial [Member]	'	'	'
Troubled Debt Restructuring Activity [Line Items]	'	'	'
Number of Loans	0	1	'
Pre-Modification Outstanding Recorded Investment	0	1,809	'
Post-Modification Outstanding Recorded Investment	0	1,809	'
All Other [Member]	'	'	'
Troubled Debt Restructuring Activity [Line Items]	'	'	'
Number of Loans	1	1	'
Pre-Modification Outstanding Recorded Investment	16	190	'
Post-Modification Outstanding Recorded Investment	$16	$190	'

LOANS_Risk_Category_of_Loans_b

LOANS, Risk Category of Loans by Class of Loans, Credit Quality Indicators (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	$740,770	$704,625
Residential Real Estate [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	216,081	214,743
Multifamily Real Estate [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	38,456	28,673
Owner Occupied Commercial Real Estate [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	90,539	91,902
Non Owner Occupied Commercial Real Estate [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	208,756	178,849
Commercial And Industrial [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	85,301	84,430
Consumer [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	25,113	28,128
All Other [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	76,524	77,900
Pass [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	678,465	614,943
Pass [Member] | Residential Real Estate [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	202,789	195,210
Pass [Member] | Multifamily Real Estate [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	34,487	19,747
Pass [Member] | Owner Occupied Commercial Real Estate [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	79,694	74,529
Pass [Member] | Non Owner Occupied Commercial Real Estate [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	196,338	163,337
Pass [Member] | Commercial And Industrial [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	78,205	70,180
Pass [Member] | Consumer [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	24,772	27,931
Pass [Member] | All Other [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	62,180	64,009
Special Mention [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	31,542	32,382
Special Mention [Member] | Residential Real Estate [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	6,204	10,115
Special Mention [Member] | Multifamily Real Estate [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	918	1,912
Special Mention [Member] | Owner Occupied Commercial Real Estate [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	7,431	8,994
Special Mention [Member] | Non Owner Occupied Commercial Real Estate [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	8,569	7,685
Special Mention [Member] | Commercial And Industrial [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	2,269	2,739
Special Mention [Member] | Consumer [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	204	123
Special Mention [Member] | All Other [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	5,947	814
Substandard [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	30,488	56,515
Substandard [Member] | Residential Real Estate [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	7,065	9,327
Substandard [Member] | Multifamily Real Estate [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	3,051	7,014
Substandard [Member] | Owner Occupied Commercial Real Estate [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	3,348	8,379
Substandard [Member] | Non Owner Occupied Commercial Real Estate [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	3,849	7,827
Substandard [Member] | Commercial And Industrial [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	4,753	11,508
Substandard [Member] | Consumer [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	137	74
Substandard [Member] | All Other [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	8,285	12,386
Doubtful [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	275	785
Doubtful [Member] | Residential Real Estate [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	23	91
Doubtful [Member] | Multifamily Real Estate [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	0	0
Doubtful [Member] | Owner Occupied Commercial Real Estate [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	66	0
Doubtful [Member] | Non Owner Occupied Commercial Real Estate [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	0	0
Doubtful [Member] | Commercial And Industrial [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	74	3
Doubtful [Member] | Consumer [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	0	0
Doubtful [Member] | All Other [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	$112	$691

PREMISES_AND_EQUIPMENT_Details

PREMISES AND EQUIPMENT (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Property, Plant and Equipment [Line Items]	'	'	'
Premises and equipment, gross	$27,247	$26,042	'
Less: accumulated depreciated	-9,449	-10,090	'
Premises and equipment, net	17,798	15,952	'
Rent expense, net of rental income	990	985	1,162
Operating Leases [Abstract]	'	'	'
2014	904	'	'
2015	793	'	'
2016	764	'	'
2017	738	'	'
2018 and thereafter	278	'	'
Total operating lease commitments	3,477	'	'
Land and Improvements [Member]	'	'	'
Property, Plant and Equipment [Line Items]	'	'	'
Premises and equipment, gross	3,614	3,614	'
Building and Leasehold Improvements [Member]	'	'	'
Property, Plant and Equipment [Line Items]	'	'	'
Premises and equipment, gross	13,695	13,454	'
Furniture and Equipment [Member]	'	'	'
Property, Plant and Equipment [Line Items]	'	'	'
Premises and equipment, gross	7,646	8,974	'
Assets Purchased Not Yet Placed In Service [Member]	'	'	'
Property, Plant and Equipment [Line Items]	'	'	'
Premises and equipment, gross	$2,292	$0	'

GOODWILL_AND_OTHER_INTANGIBLE_2

GOODWILL AND OTHER INTANGIBLE ASSETS (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Goodwill [Roll Forward]	'	'	'
Beginning of year	$29,875	$29,875	$29,875
Acquired goodwill and other adjustments	0	0	0
Impairment	0	0	0
End of year	29,875	29,875	29,875
Gross Carrying Amount [Abstract]	'	'	'
Core deposits intangible	5,355	5,355	'
Accumulated Amortization [Abstract]	'	'	'
Core deposits intangible	-3,234	-2,634	'
Aggregate intangible amortization expense	600	672	792
Estimated amortization expense [Abstract]	'	'	'
2014	575	'	'
2015	575	'	'
2016	457	'	'
2017	353	'	'
2018 and thereafter	161	'	'
Total	$2,121	'	'

DEPOSITS_Details

DEPOSITS (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Time deposits maturity schedule [Abstract]	'	'
2014	$221,964	'
2015	62,099	'
2016	24,513	'
2017	14,047	'
2018 and thereafter	8,736	'
Total	331,359	'
Related party deposits	$9,604	$10,689

SECURITIES_SOLD_UNDER_AGREEMEN2

SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE [Abstract]	'	'
Year-end balance	$11,319	$26,102
Average balance during the year	13,486	20,944
Average interest rate during the year (in hundredths)	0.25%	0.42%
Maximum month-end balance during the year	$22,988	$26,102
Weighted average interest rate at year-end (in hundredths)	0.25%	0.23%

FEDERAL_HOME_LOAN_BANK_ADVANCE1

FEDERAL HOME LOAN BANK ADVANCES (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
FEDERAL HOME LOAN BANK ADVANCES [Abstract]	'	'
Federal Home Loan Bank advances	$0	$0

NOTES_PAYABLE_AND_OTHER_BORROW2

NOTES PAYABLE AND OTHER BORROWED FUNDS (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012	Apr. 25, 2013	Dec. 31, 2013	Dec. 31, 2013	Dec. 31, 2012
			First Guaranty Bank of Hammond, Louisiana [Member]	First Guaranty Bank of Hammond, Louisiana [Member]	Bankers' Bank of Kentucky, Inc. of Frankfort Kentucky [Member]	Bankers' Bank of Kentucky, Inc. of Frankfort Kentucky [Member]
			Term Borrowing [Member]	Term Borrowing [Member]	Term Borrowing [Member]	Term Borrowing [Member]
					Branch
Debt Instrument [Line Items]	'	'	'	'	'	'
Initial borrowing date	'	'	'	30-Apr-08	8-Sep-10	'
Initial borrowing amount	'	'	$7,222,000	$11,550,000	$11,300,000	'
Variable rate basis, description	'	'	'	'Wall Street Journal prime rate	'JP Morgan Chase prime rate	'
Basis spread on variable rate (in hundredths)	'	'	0.75%	-1.00%	'	'
Frequency of periodic payment	'	'	'	'59 monthly principal payments	'120 monthly principal payments	'
Periodic payment	'	'	86,000	50,000	94,000	'
Final payment	'	'	'	8,600,000	'	'
Maturity date	'	'	30-Apr-20	'	'	'
Initial variable interest rate (in hundredths)	'	'	4.00%	'	4.50%	'
Interest rate floor (in hundredths)	'	'	4.00%	'	4.50%	'
Fixed interest rate (in hundredths)	'	'	10.00%	'	'	'
Collateral on borrowed funds - term loan	'	'	'	'25% of Premier's interest in Premier Bank	'100% interest in Citizens Deposit Bank and Trust, Inc	'
Collateral pledge of subsidiary (in hundredths)	'	'	'	25.00%	100.00%	'
Proceeds used to purchase Traders Bankshares, Inc.	'	'	'	9,000,000	'	'
Proceeds used to pay off other borrowings	'	'	'	2,550,000	2,904,000	'
Original loan amount of loan repaid from proceeds of new term loan with The Banker's Bank of Kentucky	'	'	'	'	6,500,000	'
Percentage of equity owned in lending bank by related party (in hundredths)	'	'	'	27.60%	'	'
Long-term debt, principal balance	'	7,449,000	'	6,400,000	7,400,000	8,600,000
Proceeds used to pay of other lines of credit	'	'	'	'	2,400,000	'
Capital injection into Citizens Deposit Bank and Trust	'	'	'	'	6,000,000	'
Number of branches purchased	'	'	'	'	4	'
Scheduled principal payments due on bank borrowings [Abstract]	'	'	'	'	'	'
2014	2,162,000	'	'	'	'	'
2015	2,162,000	'	'	'	'	'
2016	2,162,000	'	'	'	'	'
2017	2,162,000	'	'	'	'	'
2018	2,162,000	'	'	'	'	'
Thereafter	2,990,000	'	'	'	'	'
Total long-term debt	$13,800,000	'	'	'	'	'

NOTES_PAYABLE_AND_OTHER_BORROW3

NOTES PAYABLE AND OTHER BORROWED FUNDS, Line of Credit Facility (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2011	Dec. 31, 2013	Dec. 31, 2011	Dec. 31, 2013	Sep. 08, 2010
	First Guaranty Bank of Hammond, Louisiana [Member]	First Guaranty Bank of Hammond, Louisiana [Member]	First Guaranty Bank of Hammond, Louisiana [Member]	First Guaranty Bank of Hammond, Louisiana [Member]	Bankers' Bank of Kentucky, Inc. of Frankfort Kentucky [Member]	Bankers' Bank of Kentucky, Inc. of Frankfort Kentucky [Member]
	Line of Credit [Member]	Line of Credit [Member]	Line of Credit Extension [Member]	Line of Credit Extension [Member]	Line of Credit [Member]	Line of Credit [Member]
Line of Credit Facility [Line Items]	'	'	'	'	'	'
Initial borrowing date	'	'	'	30-Jun-11	7-Sep-13	'
Interest rate description	'	'Wall Street Journal prime rate	'	'	'JP Morgan Chase prime rate	'
Initial variable interest rate (in hundredths)	'	3.25%	'	'	3.25%	'
Interest rate floor (in hundredths)	'	4.50%	'	'	4.50%	'
Maximum borrowing capacity	'	'	'	$3,000,000	$5,000,000	$4,300,000
Expiration date	'	'	30-Jun-16	'	7-Sep-14	'
Principal balance outstanding	'	'	$0	'	$0	'
Collateral for borrowed funds - line of credit	'25% of Premier's interest in Premier Bank	'	'	'	'100% interest in Citizens Deposit Bank and Trust, Inc.	'

INCOME_TAXES_Details

INCOME TAXES (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Components of the provision (benefit) for income taxes [Abstract]	'	'	'
Current	$5,509	$5,105	$376
Deferred	1,895	568	4,099
Change in valuation allowance	0	0	-675
Provision for income taxes	7,404	5,673	3,800
Deferred tax assets [Abstract]	'	'	'
Allowance for loan losses	4,016	4,181	'
Purchase accounting adjustments	2,611	3,745	'
Net operating loss carryforward	1,048	1,569	'
Write-downs of other real estate owned	893	748	'
Taxable income on non-accrual loans	2,053	1,955	'
Security writedown	0	250	'
Capital loss carryforward	196	0	'
Accrued expenses	172	131	'
Unrealized loss on investment securities	322	0	'
Other	19	11	'
Total deferred tax assets	11,330	12,590	'
Deferred tax liabilities [Abstract]	'	'	'
Amortization of intangibles	-4,615	-4,405	'
Depreciation	-1,101	-1,027	'
Federal Home Loan Bank dividends	-377	-377	'
Deferred loan fees	-567	-548	'
Unrealized gain on investment securities	0	-3,388	'
Other	-71	-61	'
Total deferred tax liabilities	-6,731	-9,806	'
Valuation allowance on deferred tax assets	-160	-160	'
Net deferred taxes	4,439	2,624	'
Analysis of the Differences Between the Effective Tax Rates and the Statutory U.S. Federal Income Tax Rate [Abstract]	'	'	'
U.S. federal income tax rate	7,015	5,439	3,729
Changes from the statutory rate [Abstract]	'	'	'
Impact of graduated federal tax rate	72	26	0
State income taxes, net	439	376	1,220
Tax-exempt interest income	-149	-173	-194
Non-deductible interest expense related to carrying tax-exempt interest earning assets	9	12	8
Non-deductible stock compensation expense	57	62	36
Tax credits, net	-49	-49	-49
Change in valuation allowance, net	0	0	-675
Other	10	-20	-275
Provision for income taxes	7,404	5,673	3,800
Analysis of the Differences Between the Effective Tax Rate and the U.S. Federal Income Tax Rate [Abstract]	'	'	'
U.S. federal income tax rate (in hundredths)	34.00%	34.00%	34.00%
Changes from the statutory rate [Abstract]	'	'	'
Impact of graduated federal tax rate (in hundredths)	0.40%	0.20%	0.00%
State income taxes, net (in hundredths)	2.10%	2.40%	11.10%
Tax-exempt interest income (in hundredths)	-0.70%	-1.10%	-1.80%
Non-deductible interest expense related to carrying tax-exempt interest earning assets (in hundredths)	0.00%	0.10%	0.10%
Non-deductible stock compensation expense (in hundredths)	0.30%	0.40%	0.30%
Tax credits, net (in hundredths)	-0.20%	-0.30%	-0.40%
Change in valuation allowance, net (in hundredths)	0.00%	0.00%	-6.10%
Other (in hundredths)	0.00%	-0.20%	-2.50%
Provision for income taxes (in hundredths)	35.90%	35.50%	34.70%
Unrecognized Tax Benefits, Income Tax Penalties and Interest Expense [Abstract]	'	'	'
Income tax penalties expense	0	0	0
Interest on income taxes expense	0	0	0
Unrecognized Tax Benefits, Income Tax Penalties and Interest Accrued [Abstract]	'	'	'
Income tax penalties accrued	0	0	0
Interest on income taxes accrued	0	0	0
Federal [Member]	'	'	'
Operating Loss Carryforwards [Line Items]	'	'	'
Operating loss carryforwards	1,845	'	'
Expiration dates	31-Dec-22	'	'
Various States [Member]	'	'	'
Operating Loss Carryforwards [Line Items]	'	'	'
Operating loss carryforwards	5,569	'	'
Expiration dates	31-Dec-22	'	'
District of Columbia	'	'	'
Operating Loss Carryforwards [Line Items]	'	'	'
Valuation allowance for net operating loss carryforwards not expected to utilize	$160	'	'

EMPLOYEE_BENEFIT_PLANS_Details

EMPLOYEE BENEFIT PLANS (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
EMPLOYEE BENEFIT PLANS [Abstract]	'	'	'
Total contributions to the plans	$354	$379	$385

STOCK_COMPENSATION_EXPENSE_Det

STOCK COMPENSATION EXPENSE (Details) (USD $)	12 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
STOCK COMPENSATION EXPENSE [Abstract]	'	'	'
Number of shares authorized (in shares)	'	500,000	'
Reserved period for shares	'	'10 years	'
Award vesting period, description	'three equal annual installments	'three equal annual installments	'three equal annual installments
Stock option vesting periods	'3 years	'3 years	'3 years
Compensation expense	$169	$181	$106
Unrecognized stock-based compensation expense	$108	'	'
Unrecognized stock-based compensation, period of recognition	'26 months	'	'

STOCK_COMPENSATION_EXPENSE_Ass

STOCK COMPENSATION EXPENSE, Assumptions (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Assumptions used in the Black-Scholes option-pricing model [Abstract]	'	'	'
Risk-free interest rate (in hundredths)	1.96%	2.31%	3.58%
Expected option life (yrs)	'10 years	'10 years	'10 years
Expected stock price volatility (in hundredths)	35.24%	34.93%	30.01%
Dividend yield (in hundredths)	3.86%	2.68%	4.03%
Weighted average fair value of options granted during the year (in dollars per share)	$2.85	$2.34	$1.63

STOCK_COMPENSATION_EXPENSE_Sto

STOCK COMPENSATION EXPENSE, Stock Options Activity (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Options [Roll Forward]	'	'	'
Outstanding at beginning of year (in shares)	392,366	350,949	255,649
Grants (in shares)	52,900	105,700	102,000
Exercises (in shares)	-78,584	-25,550	0
Forfeitures or expired (in shares)	-12,401	-38,733	-6,700
Outstanding at end of period (in shares)	354,281	392,366	350,949
Exercisable at end of period (in shares)	212,731	220,646	206,727
Weighted Average Exercise Price [Abstract]	'	'	'
Outstanding at beginning of year (in dollars per share)	$9.24	$9.69	$10.77
Grants (in dollars per share)	$11.39	$7.47	$6.95
Exercises (in dollars per share)	$7.77	$7.52	$0
Forfeitures or expired (in dollars per share)	$7.90	$9.61	$9.10
Outstanding at end of period (in dollars per share)	$9.84	$9.24	$9.69
Exercisable (in dollars per share)	$10.55	$10.68	$11.36
Weighted average remaining life of options outstanding	'6 years 1 month 6 days	'6 years 7 months 6 days	'6 years 4 months 24 days

STOCK_COMPENSATION_EXPENSE_Aut

STOCK COMPENSATION EXPENSE, Authorized Stock Options By Exercise Price Range (Details) (USD $)	12 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2013
Share-based Compensation, Shares Granted under Stock Option Plans, Exercise Price Range [Line Items]	'
Outstanding, Number (in shares)	354,281
Outstanding, Weighted Average Exercise Price (in dollars per share)	$9.84
Outstanding, Aggregate Intrinsic Value	$1,571
Currently Exercisable, Number (in shares)	212,731
Currently Exercisable, Weighted Average Remaining Contractual Life	'4 years 8 months 12 days
Currently Exercisable, Weighted Average Exercise Price (in dollars per share)	$10.55
Currently Exercisable, Aggregate Intrinsic Value	811
$6.50 to $10.00 [Member]	'
Share-based Compensation, Shares Granted under Stock Option Plans, Exercise Price Range [Line Items]	'
Range of Exercise Prices, lower range limit (in dollars per share)	$6.50
Range of Exercise Prices, upper range limit (in dollars per share)	$10
Outstanding, Number (in shares)	197,248
Outstanding, Weighted Average Exercise Price (in dollars per share)	$7.40
Outstanding, Aggregate Intrinsic Value	1,331
Currently Exercisable, Number (in shares)	106,798
Currently Exercisable, Weighted Average Remaining Contractual Life	'6 years 6 months
Currently Exercisable, Weighted Average Exercise Price (in dollars per share)	$7.48
Currently Exercisable, Aggregate Intrinsic Value	712
$10.01 to $12.50 [Member]	'
Share-based Compensation, Shares Granted under Stock Option Plans, Exercise Price Range [Line Items]	'
Range of Exercise Prices, lower range limit (in dollars per share)	$10.01
Range of Exercise Prices, upper range limit (in dollars per share)	$12.50
Outstanding, Number (in shares)	72,933
Outstanding, Weighted Average Exercise Price (in dollars per share)	$11.46
Outstanding, Aggregate Intrinsic Value	196
Currently Exercisable, Number (in shares)	21,833
Currently Exercisable, Weighted Average Remaining Contractual Life	'1 year 1 month 6 days
Currently Exercisable, Weighted Average Exercise Price (in dollars per share)	$11.62
Currently Exercisable, Aggregate Intrinsic Value	55
$12.51 to $15.00 [Member]	'
Share-based Compensation, Shares Granted under Stock Option Plans, Exercise Price Range [Line Items]	'
Range of Exercise Prices, lower range limit (in dollars per share)	$12.51
Range of Exercise Prices, upper range limit (in dollars per share)	$15
Outstanding, Number (in shares)	60,600
Outstanding, Weighted Average Exercise Price (in dollars per share)	$13.46
Outstanding, Aggregate Intrinsic Value	44
Currently Exercisable, Number (in shares)	60,600
Currently Exercisable, Weighted Average Remaining Contractual Life	'3 years 8 months 12 days
Currently Exercisable, Weighted Average Exercise Price (in dollars per share)	$13.46
Currently Exercisable, Aggregate Intrinsic Value	44
$15.01 to $17.50 [Member]	'
Share-based Compensation, Shares Granted under Stock Option Plans, Exercise Price Range [Line Items]	'
Range of Exercise Prices, lower range limit (in dollars per share)	$15.01
Range of Exercise Prices, upper range limit (in dollars per share)	$17.50
Outstanding, Number (in shares)	23,500
Outstanding, Weighted Average Exercise Price (in dollars per share)	$16
Outstanding, Aggregate Intrinsic Value	0
Currently Exercisable, Number (in shares)	23,500
Currently Exercisable, Weighted Average Remaining Contractual Life	'2 years 1 month 6 days
Currently Exercisable, Weighted Average Exercise Price (in dollars per share)	$16
Currently Exercisable, Aggregate Intrinsic Value	$0

RELATED_PARTY_TRANSACTIONS_Det

RELATED PARTY TRANSACTIONS (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Common Ownership [Member]	'	'	'
Related Party Transaction [Line Items]	'	'	'
Expenses paid by the company to related parties	$339	$385	$562
Affiliate [Member]	'	'	'
Related Party Transaction [Line Items]	'	'	'
Expenses paid by the company to related parties	835	797	863
Entity With Partial Ownership by the Chairman of the Board [Member]	'	'	'
Related Party Transaction [Line Items]	'	'	'
Rent expense	$52	$52	$52
Ownership percentage (in hundredths)	12.50%	'	'

EARNINGS_PER_SHARE_Details

EARNINGS PER SHARE (Details) (USD $)	3 Months Ended								12 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2012	Sep. 30, 2012	Jun. 30, 2012	Mar. 31, 2012	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Basic earnings per share [Abstract]	'	'	'	'	'	'	'	'	'	'	'
Income available to common stockholders	'	'	'	'	'	'	'	'	$12,570	$10,155	$5,947
Weighted average common shares outstanding (in shares)	'	'	'	'	'	'	'	'	7,997,047	7,940,892	7,937,143
Earnings per share (in dollars per share)	$0.44	$0.47	$0.37	$0.29	$0.36	$0.38	$0.23	$0.32	$1.57	$1.28	$0.75
Diluted earnings per share [Abstract]	'	'	'	'	'	'	'	'	'	'	'
Income available to common stockholders	'	'	'	'	'	'	'	'	$12,570	$10,155	$5,947
Weighted average common shares outstanding (in shares)	'	'	'	'	'	'	'	'	7,997,047	7,940,892	7,937,143
Add dilutive effects of potential additional common stock (in shares)	'	'	'	'	'	'	'	'	448,202	240,611	97,936
Weighted average common and dilutive potential Common shares outstanding (in shares)	'	'	'	'	'	'	'	'	8,445,249	8,181,503	8,035,079
Earnings per share assuming dilution (in dollars per share)	$0.41	$0.44	$0.35	$0.28	$0.34	$0.37	$0.22	$0.31	$1.49	$1.24	$0.74
Stock Options [Member]	'	'	'	'	'	'	'	'	'	'	'
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]	'	'	'	'	'	'	'	'	'	'	'
Securities not considered in computing diluted earnings per share (in shares)	'	'	'	'	'	'	'	'	84,100	183,699	312,449

FAIR_VALUE_Carrying_Amount_and

FAIR VALUE, Carrying Amount and Estimated Fair Value of Financial Instruments (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Financial assets [Abstract]	'	'
Securities available for sale	$218,066	$283,975
Carrying Amount [Member]	'	'
Financial assets [Abstract]	'	'
Cash and due from banks	63,984	66,009
Federal funds sold	12,777	4,236
Securities available for sale	218,066	283,975
Loans held for sale	77	200
Loans, net	729,743	693,137
Federal Home Loan Bank stock	4,183	4,181
Interest receivable	3,132	3,403
Financial liabilities [Abstract]	'	'
Deposits	-924,023	-930,583
Securities sold under agreements to repurchase	-11,319	-26,102
Other borrowed funds	-13,800	-16,049
Interest payable	-383	-489
Fair Value [Member]	'	'
Financial assets [Abstract]	'	'
Cash and due from banks	63,984	66,009
Federal funds sold	12,777	4,236
Securities available for sale	218,066	283,975
Loans held for sale	77	200
Loans, net	725,588	691,519
Interest receivable	3,132	3,403
Financial liabilities [Abstract]	'	'
Deposits	-925,139	-934,004
Securities sold under agreements to repurchase	-11,319	-26,102
Other borrowed funds	-13,811	-16,022
Interest payable	-383	-489
Fair Value [Member] | Level 1 [Member]	'	'
Financial assets [Abstract]	'	'
Cash and due from banks	63,984	66,009
Federal funds sold	12,777	4,236
Securities available for sale	0	0
Loans held for sale	0	0
Loans, net	0	0
Interest receivable	0	0
Financial liabilities [Abstract]	'	'
Deposits	-592,664	-577,274
Securities sold under agreements to repurchase	0	0
Other borrowed funds	0	0
Interest payable	-5	-6
Fair Value [Member] | Level 2 [Member]	'	'
Financial assets [Abstract]	'	'
Cash and due from banks	0	0
Federal funds sold	0	0
Securities available for sale	217,926	283,835
Loans held for sale	0	0
Loans, net	0	0
Interest receivable	593	827
Financial liabilities [Abstract]	'	'
Deposits	-332,475	-356,730
Securities sold under agreements to repurchase	-11,319	-26,102
Other borrowed funds	-13,811	-16,022
Interest payable	-378	-483
Fair Value [Member] | Level 3 [Member]	'	'
Financial assets [Abstract]	'	'
Cash and due from banks	0	0
Federal funds sold	0	0
Securities available for sale	140	140
Loans held for sale	77	200
Loans, net	725,588	691,519
Interest receivable	2,539	2,576
Financial liabilities [Abstract]	'	'
Deposits	0	0
Securities sold under agreements to repurchase	0	0
Other borrowed funds	0	0
Interest payable	$0	$0

FAIR_VALUE_Assets_and_Liabilit

FAIR VALUE, Assets and Liabilities Measured at Fair Value on Recurring Basis (Details) (Recurring [Member], USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Carrying Value [Member]	'	'
Securities available for sale [Abstract]	'	'
U. S. agency MBS - residential	$27,823	$37,100
U. S. agency CMO's - residential	176,722	212,847
Total mortgage-backed securities of government sponsored agencies	204,545	249,947
U. S. government sponsored agency securities	6,981	22,244
Obligations of states and political subdivisions	6,540	7,860
Other securities	'	3,924
Total available for sale	218,066	283,975
Fair Value [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]	'	'
Securities available for sale [Abstract]	'	'
U. S. agency MBS - residential	0	0
U. S. agency CMO's - residential	0	0
Total mortgage-backed securities of government sponsored agencies	0	0
U. S. government sponsored agency securities	0	0
Obligations of states and political subdivisions	0	0
Other securities	'	0
Total available for sale	0	0
Fair Value [Member] | Significant Other Observable Inputs (Level 2) [Member]	'	'
Securities available for sale [Abstract]	'	'
U. S. agency MBS - residential	27,823	37,100
U. S. agency CMO's - residential	176,722	212,847
Total mortgage-backed securities of government sponsored agencies	204,545	249,947
U. S. government sponsored agency securities	6,981	22,244
Obligations of states and political subdivisions	6,400	7,720
Other securities	'	3,924
Total available for sale	217,926	283,835
Fair Value [Member] | Significant Unobservable Inputs (Level 3) [Member]	'	'
Securities available for sale [Abstract]	'	'
U. S. agency MBS - residential	0	0
U. S. agency CMO's - residential	0	0
Total mortgage-backed securities of government sponsored agencies	0	0
U. S. government sponsored agency securities	0	0
Obligations of states and political subdivisions	140	140
Other securities	'	0
Total available for sale	$140	$140

FAIR_VALUE_Unobservable_Input_

FAIR VALUE, Unobservable Input Reconciliation (Details) (Securities Available-for-sale [Member], USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Securities Available-for-sale [Member]	'	'
Reconciliation of all assets measured at fair value on a recurring basis using significant unobservable inputs [Roll Forward]	'	'
Balance of recurring Level 3 assets at beginning of period	$140	$140
Total Gains or Losses (Realized/Unrealized) [Abstract]	'	'
Included in earnings - realized	0	0
Included in earnings, unrealized	0	0
Included in other comprehensive income	0	0
Purchases, sales, issues and settlements, net	0	0
Transfers in and / or out of Level 3	0	0
Balance of recurring Level 3 assets at year-end	$140	$140

FAIR_VALUE_Assets_and_Liabilit1

FAIR VALUE, Assets and Liabilities Measured at Fair Value on Nonrecurring Basis (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Impaired Loans Additional Disclosure [Abstract]	'	'
Recorded investment in impaired loans carried at fair value	$12,301	$20,285
Valuation allowance for impaired loans	2,492	3,842
Impaired collateral dependent loans, provision for loan losses	-1,350	795
Other Real Estate Owned Additional Disclosure [Abstract]	'	'
Recorded investment in other real estate owned carried at fair value - gross	11,163	9,945
Valuation allowance for other real estate owned	2,377	1,977
Write downs	782	1,410
Nonrecurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]	'	'
Impaired loans [Abstract]	'	'
Residential Real Estate	0	0
Owner Occupied Commercial Real Estate	0	0
Non-owner Occupied Commercial Real Estate	0	0
Commercial and Industrial	0	0
All Other	0	0
Total impaired loans	0	0
Other real estate owned [Abstract]	'	'
Residential Real Estate	'	0
Owner occupied commercial real estate	'	0
Non-owner occupied commercial real estate	0	0
All Other	0	0
Total OREO	0	0
Nonrecurring [Member] | Significant Other Observable Inputs (Level 2) [Member]	'	'
Impaired loans [Abstract]	'	'
Residential Real Estate	0	0
Owner Occupied Commercial Real Estate	0	0
Non-owner Occupied Commercial Real Estate	0	0
Commercial and Industrial	0	0
All Other	0	0
Total impaired loans	0	0
Other real estate owned [Abstract]	'	'
Residential Real Estate	'	0
Owner occupied commercial real estate	'	0
Non-owner occupied commercial real estate	0	0
All Other	0	0
Total OREO	0	0
Nonrecurring [Member] | Significant Unobservable Inputs (Level 3) [Member]	'	'
Impaired loans [Abstract]	'	'
Residential Real Estate	1,518	2,739
Owner Occupied Commercial Real Estate	346	512
Non-owner Occupied Commercial Real Estate	428	427
Commercial and Industrial	3,384	8,300
All Other	4,133	4,465
Total impaired loans	9,809	16,443
Other real estate owned [Abstract]	'	'
Residential Real Estate	'	255
Owner occupied commercial real estate	'	250
Non-owner occupied commercial real estate	290	1,031
All Other	8,496	6,432
Total OREO	8,786	7,968
Nonrecurring [Member] | Carrying Amount [Member]	'	'
Impaired loans [Abstract]	'	'
Residential Real Estate	1,518	2,739
Owner Occupied Commercial Real Estate	346	512
Non-owner Occupied Commercial Real Estate	428	427
Commercial and Industrial	3,384	8,300
All Other	4,133	4,465
Total impaired loans	9,809	16,443
Other real estate owned [Abstract]	'	'
Residential Real Estate	'	255
Owner occupied commercial real estate	'	250
Non-owner occupied commercial real estate	290	1,031
All Other	8,496	6,432
Total OREO	$8,786	$7,968

FAIR_VALUE_Asset_Quantitative_

FAIR VALUE, Asset Quantitative Information (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Impaired Loans [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Asset fair value	9,809	16,443
Impaired Loans [Member] | Residential Real Estate [Member] | Sales Comparison [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Asset fair value	1,518	2,739
Impaired Loans [Member] | Residential Real Estate [Member] | Sales Comparison [Member] | Minimum [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Comparability of sales (in hundredths)	0.80%	0.80%
Impaired Loans [Member] | Residential Real Estate [Member] | Sales Comparison [Member] | Maximum [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Comparability of sales (in hundredths)	63.50%	76.80%
Impaired Loans [Member] | Residential Real Estate [Member] | Sales Comparison [Member] | Weighted Average [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Comparability of sales (in hundredths)	11.90%	10.50%
Impaired Loans [Member] | Owner Occupied Commercial Real Estate [Member] | Sales Comparison [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Asset fair value	346	512
Impaired Loans [Member] | Owner Occupied Commercial Real Estate [Member] | Sales Comparison [Member] | Minimum [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Comparability of sales (in hundredths)	62.50%	40.00%
Impaired Loans [Member] | Owner Occupied Commercial Real Estate [Member] | Sales Comparison [Member] | Maximum [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Comparability of sales (in hundredths)	70.00%	70.00%
Impaired Loans [Member] | Owner Occupied Commercial Real Estate [Member] | Sales Comparison [Member] | Weighted Average [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Comparability of sales (in hundredths)	64.00%	44.10%
Impaired Loans [Member] | Non Owner Occupied Commercial Real Estate [Member] | Sales Comparison [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Asset fair value	428	427
Impaired Loans [Member] | Non Owner Occupied Commercial Real Estate [Member] | Sales Comparison [Member] | Minimum [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Comparability of sales (in hundredths)	50.60%	59.00%
Impaired Loans [Member] | Non Owner Occupied Commercial Real Estate [Member] | Sales Comparison [Member] | Maximum [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Comparability of sales (in hundredths)	50.60%	59.00%
Impaired Loans [Member] | Non Owner Occupied Commercial Real Estate [Member] | Sales Comparison [Member] | Weighted Average [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Comparability of sales (in hundredths)	50.60%	59.00%
Impaired Loans [Member] | Commercial And Industrial [Member] | Sales Comparison [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Asset fair value	3,384	8,300
Impaired Loans [Member] | Commercial And Industrial [Member] | Sales Comparison [Member] | Minimum [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Comparability of sales (in hundredths)	25.00%	0.00%
Impaired Loans [Member] | Commercial And Industrial [Member] | Sales Comparison [Member] | Maximum [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Comparability of sales (in hundredths)	65.50%	70.00%
Impaired Loans [Member] | Commercial And Industrial [Member] | Sales Comparison [Member] | Weighted Average [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Comparability of sales (in hundredths)	57.80%	44.30%
Impaired Loans [Member] | All Other [Member] | Sales Comparison [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Asset fair value	4,133	4,465
Impaired Loans [Member] | All Other [Member] | Sales Comparison [Member] | Minimum [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Comparability of sales (in hundredths)	57.60%	64.00%
Impaired Loans [Member] | All Other [Member] | Sales Comparison [Member] | Maximum [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Comparability of sales (in hundredths)	99.30%	91.40%
Impaired Loans [Member] | All Other [Member] | Sales Comparison [Member] | Weighted Average [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Comparability of sales (in hundredths)	57.70%	64.80%
Other Real Estate Owned [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Asset fair value	8,786	7,968
Other Real Estate Owned [Member] | Residential Real Estate [Member] | Sales Comparison [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Asset fair value	'	255
Other Real Estate Owned [Member] | Residential Real Estate [Member] | Sales Comparison [Member] | Minimum [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Comparability of sales (in hundredths)	'	0.00%
Other Real Estate Owned [Member] | Residential Real Estate [Member] | Sales Comparison [Member] | Maximum [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Comparability of sales (in hundredths)	'	62.30%
Other Real Estate Owned [Member] | Residential Real Estate [Member] | Sales Comparison [Member] | Weighted Average [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Comparability of sales (in hundredths)	'	44.10%
Other Real Estate Owned [Member] | Owner Occupied Commercial Real Estate [Member] | Sales Comparison [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Asset fair value	'	250
Other Real Estate Owned [Member] | Owner Occupied Commercial Real Estate [Member] | Sales Comparison [Member] | Minimum [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Comparability of sales (in hundredths)	'	0.00%
Other Real Estate Owned [Member] | Owner Occupied Commercial Real Estate [Member] | Sales Comparison [Member] | Maximum [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Comparability of sales (in hundredths)	'	17.90%
Other Real Estate Owned [Member] | Owner Occupied Commercial Real Estate [Member] | Sales Comparison [Member] | Weighted Average [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Comparability of sales (in hundredths)	'	7.20%
Other Real Estate Owned [Member] | Non Owner Occupied Commercial Real Estate [Member] | Sales Comparison [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Asset fair value	290	1,031
Other Real Estate Owned [Member] | Non Owner Occupied Commercial Real Estate [Member] | Sales Comparison [Member] | Minimum [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Comparability of sales (in hundredths)	42.70%	82.70%
Other Real Estate Owned [Member] | Non Owner Occupied Commercial Real Estate [Member] | Sales Comparison [Member] | Maximum [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Comparability of sales (in hundredths)	42.70%	82.70%
Other Real Estate Owned [Member] | Non Owner Occupied Commercial Real Estate [Member] | Sales Comparison [Member] | Weighted Average [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Comparability of sales (in hundredths)	42.70%	82.70%
Other Real Estate Owned [Member] | All Other [Member] | Sales Comparison [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Asset fair value	8,496	6,432
Other Real Estate Owned [Member] | All Other [Member] | Sales Comparison [Member] | Minimum [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Comparability of sales (in hundredths)	9.50%	4.70%
Other Real Estate Owned [Member] | All Other [Member] | Sales Comparison [Member] | Maximum [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Comparability of sales (in hundredths)	24.60%	16.60%
Other Real Estate Owned [Member] | All Other [Member] | Sales Comparison [Member] | Weighted Average [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Comparability of sales (in hundredths)	12.50%	12.70%

FINANCIAL_INSTRUMENTS_WITH_OFF2

FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Off-balance Sheet Risks, Disclosure Information [Line Items]	'	'
Fixed rate loan commitments, interest rate range, minimum (in hundredths)	2.25%	'
Fixed rate loan commitments, interest rate range, maximum (in hundredths)	21.00%	'
Overdraft Protection [Member]	'	'
Off-balance Sheet Risks, Disclosure Information [Line Items]	'	'
Unused portion of overdraft protection	$11,723	$11,719
Standby Letter of Credit [Member]	'	'
Off-balance Sheet Risks, Disclosure Information [Line Items]	'	'
Off balance sheet risk, contract amount	6,084	5,518
Commitments to Extend Credit - Fixed [Member]	'	'
Off-balance Sheet Risks, Disclosure Information [Line Items]	'	'
Off balance sheet risk, contract amount	12,040	7,830
Commitments to Extend Credit - Variable [Member]	'	'
Off-balance Sheet Risks, Disclosure Information [Line Items]	'	'
Off balance sheet risk, contract amount	$52,576	$43,256

ACCUMULATED_OTHER_COMPREHENSIV2

ACCUMULATED OTHER COMPREHENSIVE INCOME (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2013
In Thousands, unless otherwise specified			Unrealized Gain on Securities Available for Sale [Member]
Accumulated other comprehensive income loss net of tax [Roll Forward]	'	'	'
Balance at beginning of period	($625)	$6,576	$6,576
Reclassification adjustment to net income [Abstract]	'	'	'
Realized gain on disposition of securities	'	'	-1,413
Provision for income taxes	'	'	481
Unrealized losses arising during the period, net of tax	'	'	-6,269
Balance at end of period	($625)	$6,576	($625)

STOCKHOLDERS_EQUITY_Details

STOCKHOLDERS' EQUITY (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2013		Dec. 31, 2012		Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2013	Dec. 31, 2012
		Consolidated [Member]		Consolidated [Member]		Premier Bank, Inc. [Member]	Premier Bank, Inc. [Member]	Citizens Deposit Bank [Member]	Citizens Deposit Bank [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]	'	'		'		'	'	'	'
Number of previous years retained profit taken for dividend calculation	'2 years	'		'		'	'	'	'
Funds available for dividends without prior approval	$3,800,000	'		'		'	'	'	'
Total Capital (to Risk-Weighted Assets) [Abstract]	'	'		'		'	'	'	'
Actual Amount	'	128,756,000	[1]	118,262,000	[1]	95,508,000	90,977,000	37,158,000	35,794,000
Actual Ratio (in hundredths)	'	18.20%	[1]	17.40%	[1]	19.20%	19.30%	17.70%	17.20%
For Capital Adequacy Purposes, Amount	'	56,685,000	[1]	54,399,000	[1]	39,738,000	37,659,000	16,819,000	16,610,000
For Capital Adequacy Purposes, Ratio (in hundredths)	'	8.00%	[1]	8.00%	[1]	8.00%	8.00%	8.00%	8.00%
To Be Well Capitalized Under Prompt Corrective Actions Provisions, Amount	'	70,857,000	[1]	67,999,000	[1]	49,672,000	47,073,000	21,023,000	20,762,000
To Be Well Capitalized Under Prompt Corrective Actions Provisions, Ratio (in hundredths)	'	10.00%	[1]	10.00%	[1]	10.00%	10.00%	10.00%	10.00%
Tier I Capital (to Risk-Weighted Assets) [Abstract]	'	'		'		'	'	'	'
Actual Amount	'	119,872,000	[1]	109,725,000	[1]	89,274,000	85,060,000	34,591,000	33,194,000
Actual Ratio (in hundredths)	'	16.90%	[1]	16.10%	[1]	18.00%	18.10%	16.50%	16.00%
For Capital Adequacy Purposes, Amount	'	28,343,000	[1]	27,199,000	[1]	19,869,000	18,829,000	8,409,000	8,305,000
For Capital Adequacy Purposes, Ratio (in hundredths)	'	4.00%	[1]	4.00%	[1]	4.00%	4.00%	4.00%	4.00%
To Be Well Capitalized Under Prompt Corrective Actions Provisions, Amount	'	42,514,000	[1]	40,799,000	[1]	29,803,000	28,244,000	12,614,000	12,457,000
To Be Well Capitalized Under Prompt Corrective Actions Provisions, Ratio (in hundredths)	'	6.00%	[1]	6.00%	[1]	6.00%	6.00%	6.00%	6.00%
Tier I Capital (to Average Assets) [Abstract]	'	'		'		'	'	'	'
Actual Amount	'	119,872,000	[1]	109,725,000	[1]	89,274,000	85,060,000	34,591,000	33,194,000
Actual Ratio (in hundredths)	'	11.00%	[1]	10.00%	[1]	12.40%	11.80%	9.50%	9.00%
For Capital Adequacy Purposes, Amount	'	43,495,000	[1]	43,697,000	[1]	28,892,000	28,940,000	14,538,000	14,700,000
For Capital Adequacy Purposes, Ratio (in hundredths)	'	4.00%	[1]	4.00%	[1]	4.00%	4.00%	4.00%	4.00%
To Be Well Capitalized Under Prompt Corrective Actions Provisions, Amount	'	$54,369,000	[1]	$54,621,000	[1]	$36,115,000	$36,175,000	$18,172,000	$18,375,000
To Be Well Capitalized Under Prompt Corrective Actions Provisions, Ratio (in hundredths)	'	5.00%	[1]	5.00%	[1]	5.00%	5.00%	5.00%	5.00%
[1]	Consolidated company is not subject to Prompt Corrective Action Provisions

PARENT_COMPANY_FINANCIAL_STATE2

PARENT COMPANY FINANCIAL STATEMENTS, Condensed Balance Sheets (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010
In Thousands, unless otherwise specified
ASSETS [Abstract]	'	'	'	'
Cash	$27,378	$32,473	'	'
Premises and equipment	17,798	15,952	'	'
Other assets	460	1,108	'	'
Total assets	1,100,179	1,120,787	'	'
LIABILITIES AND STOCKHOLDERS' EQUITY [Abstract]	'	'	'	'
Other liabilities	3,714	3,268	'	'
Other borrowed funds	13,800	16,049	'	'
Total liabilities	953,239	976,491	'	'
Stockholders' equity [Abstract]	'	'	'	'
Preferred stock	11,955	11,896	'	'
Common stock	73,589	72,849	'	'
Retained earnings	62,021	52,975	'	'
Accumulated other comprehensive income	-625	6,576	'	'
Total stockholders' equity	146,940	144,296	144,007	131,397
Total liabilities and stockholders' equity	1,100,179	1,120,787	'	'
Parent Company [Member]	'	'	'	'
ASSETS [Abstract]	'	'	'	'
Cash	8,761	6,130	'	'
Investment in subsidiaries	151,019	152,885	'	'
Premises and equipment	207	191	'	'
Other assets	1,519	1,957	'	'
Total assets	161,506	161,163	'	'
LIABILITIES AND STOCKHOLDERS' EQUITY [Abstract]	'	'	'	'
Other liabilities	766	818	'	'
Other borrowed funds	13,800	16,049	'	'
Total liabilities	14,566	16,867	'	'
Stockholders' equity [Abstract]	'	'	'	'
Preferred stock	11,955	11,896	'	'
Common stock	73,589	72,849	'	'
Retained earnings	62,021	52,975	'	'
Accumulated other comprehensive income	-625	6,576	'	'
Total stockholders' equity	146,940	144,296	'	'
Total liabilities and stockholders' equity	$161,506	$161,163	'	'

PARENT_COMPANY_FINANCIAL_STATE3

PARENT COMPANY FINANCIAL STATEMENTS, Condensed Statement of Operations (Details) (USD $)	3 Months Ended								12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2012	Sep. 30, 2012	Jun. 30, 2012	Mar. 31, 2012	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Income [Abstract]	'	'	'	'	'	'	'	'	'	'	'
Interest and dividend income	$11,546	$13,192	$12,317	$11,415	$11,683	$12,580	$11,956	$14,216	$48,470	$50,435	$52,535
Expenses [Abstract]	'	'	'	'	'	'	'	'	'	'	'
Interest expense	'	'	'	'	'	'	'	'	4,775	6,436	8,327
Salaries and employee benefits	'	'	'	'	'	'	'	'	15,046	15,122	16,237
Professional fees	'	'	'	'	'	'	'	'	900	1,181	966
Other expenses	'	'	'	'	'	'	'	'	3,101	3,168	3,985
Income before income taxes	'	'	'	'	'	'	'	'	20,633	15,996	10,968
Income tax (benefit)	'	'	'	'	'	'	'	'	7,404	5,673	3,800
Net income	3,690	3,926	3,109	2,504	2,990	2,411	2,092	2,830	13,229	10,323	7,168
Parent Company [Member]	'	'	'	'	'	'	'	'	'	'	'
Income [Abstract]	'	'	'	'	'	'	'	'	'	'	'
Dividends from subsidiaries	'	'	'	'	'	'	'	'	9,675	13,915	6,165
Interest and dividend income	'	'	'	'	'	'	'	'	12	22	23
Other income	'	'	'	'	'	'	'	'	1,327	1,201	1,132
Total income	'	'	'	'	'	'	'	'	11,014	15,138	7,320
Expenses [Abstract]	'	'	'	'	'	'	'	'	'	'	'
Interest expense	'	'	'	'	'	'	'	'	650	754	852
Salaries and employee benefits	'	'	'	'	'	'	'	'	2,387	2,318	1,952
Professional fees	'	'	'	'	'	'	'	'	51	337	113
Other expenses	'	'	'	'	'	'	'	'	1,020	1,053	1,079
Total expenses	'	'	'	'	'	'	'	'	4,108	4,462	3,996
Income before income taxes	'	'	'	'	'	'	'	'	6,906	10,676	3,324
Income tax (benefit)	'	'	'	'	'	'	'	'	-987	-1,144	-1,034
Income before equity in undistributed income of subsidiaries	'	'	'	'	'	'	'	'	7,893	11,820	4,358
Equity in undistributed income (excess distributions) of subsidiaries	'	'	'	'	'	'	'	'	5,336	-1,497	2,810
Net income	'	'	'	'	'	'	'	'	$13,229	$10,323	$7,168

PARENT_COMPANY_FINANCIAL_STATE4

PARENT COMPANY FINANCIAL STATEMENTS, Condensed Statement of Cash Flows (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Cash flows from operating activities [Abstract]	'	'	'
Net Income	$13,229	$10,323	$7,168
Adjustments to reconcile net income to net cash from operating activities [Abstract]	'	'	'
Depreciation	1,342	1,445	1,468
Stock compensation expense	169	181	106
Change in other assets	649	3,439	-1,954
Change in other liabilities	446	396	197
Net cash from operating activities	16,483	17,204	14,427
Cash flows from investing activities [Abstract]	'	'	'
Net cash from investing activities	17,142	-14,447	18,430
Cash flows from financing activities [Abstract]	'	'	'
Cash dividends on preferred stock	-600	-984	-1,390
Cash dividends paid to shareholders	-3,524	-1,749	0
Repurchase of preferred stock	0	-9,237	0
Proceeds from stock option exercises	571	192	0
Payments on other borrowed funds	-2,249	-2,081	-2,048
Net cash from financing activities	-27,109	-15,400	-72,217
Net change in cash and cash equivalents	6,516	-12,643	-39,360
Cash and cash equivalents at beginning of year	70,245	82,888	122,248
Cash and cash equivalents at end of year	76,761	70,245	82,888
Parent Company [Member]	'	'	'
Cash flows from operating activities [Abstract]	'	'	'
Net Income	13,229	10,323	7,168
Adjustments to reconcile net income to net cash from operating activities [Abstract]	'	'	'
Depreciation	64	57	70
Stock compensation expense	169	181	106
Gain from sales of assets	-11	0	0
Dividends in excess of net income of subsidiaries	0	1,497	0
Equity in undistributed earnings of subsidiaries	-5,336	0	-2,810
Change in other assets	438	24	652
Change in other liabilities	-51	220	-44
Net cash from operating activities	8,502	12,302	5,142
Cash flows from investing activities [Abstract]	'	'	'
Cash from merger of subsidiaries	0	0	391
Purchases of fixed assets, net of proceeds from asset sales	-69	-108	-81
Net cash from investing activities	-69	-108	310
Cash flows from financing activities [Abstract]	'	'	'
Cash dividends on preferred stock	-600	-984	-1,390
Cash dividends paid to shareholders	-3,524	-1,749	0
Repurchase of preferred stock	0	-9,237	0
Proceeds from stock option exercises	571	192	0
Payments on other borrowed funds	-2,249	-2,081	-2,047
Net cash from financing activities	-5,802	-13,859	-3,437
Net change in cash and cash equivalents	2,631	-1,665	2,015
Cash and cash equivalents at beginning of year	6,130	7,795	5,780
Cash and cash equivalents at end of year	$8,761	$6,130	$7,795

QUARTERLY_FINANCIAL_DATA_UNAUD2

QUARTERLY FINANCIAL DATA (UNAUDITED) (Details) (USD $)	3 Months Ended								12 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2012	Sep. 30, 2012	Jun. 30, 2012	Mar. 31, 2012	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Selected Quarterly Financial Information [Abstract]	'	'	'	'	'	'	'	'	'	'	'
Interest Income	$11,546	$13,192	$12,317	$11,415	$11,683	$12,580	$11,956	$14,216	$48,470	$50,435	$52,535
Net Interest Income	10,435	12,027	11,093	10,140	10,256	11,017	10,308	12,418	43,695	43,999	44,208
Net Income	$3,690	$3,926	$3,109	$2,504	$2,990	$2,411	$2,092	$2,830	$13,229	$10,323	$7,168
Earnings Per Share, Basic (in dollars per share)	$0.44	$0.47	$0.37	$0.29	$0.36	$0.38	$0.23	$0.32	$1.57	$1.28	$0.75
Earnings Per Share, Diluted (in dollars per share)	$0.41	$0.44	$0.35	$0.28	$0.34	$0.37	$0.22	$0.31	$1.49	$1.24	$0.74

PREFERRED_STOCK_Details

PREFERRED STOCK (Details) (USD $)	12 Months Ended		0 Months Ended	12 Months Ended		0 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Oct. 02, 2009	Dec. 31, 2013	Dec. 31, 2013	Oct. 02, 2009	Jul. 26, 2012	Dec. 31, 2013
			Series A Preferred Stock [Member]	Series A Preferred Stock [Member]	Series A Preferred Stock [Member]	Warrants [Member]	Fixed Rate Cumulative Perpetual Preferred Stock [Member]	Fixed Rate Cumulative Perpetual Preferred Stock [Member]
				Before November 14, 2014 [Member]	After November 14, 2014 [Member]			Director
								Period
Class of Stock [Line Items]	'	'	'	'	'	'	'	'
Preferred stock issued (in shares)	12,000	12,000	22,252	'	'	'	'	'
Preferred stock, par value (in dollars per share)	'	'	$0	'	'	'	'	'
Liquidation preference (in dollars per share)	'	'	$1,000	'	'	'	'	'
Term of warrant	'	'	'	'	'	'10 years	'	'
Numbers of common stock to be purchased with warrants (in shares)	'	'	'	'	'	628,588	'	'
Par value of common stock called by warrants (in dollars per share)	$0	$0	'	'	'	$0	'	'
Exercise price of warrants (in dollars per share)	'	'	'	'	'	$5.31	'	'
Value of preferred stock issued	'	'	$22,252,000	'	'	'	'	'
Accrued dividend rate (in hundredths)	5.00%	5.00%	'	5.00%	9.00%	'	'	'
Percentage of stock redeemable at the option of issuer (in hundredths)	100.00%	100.00%	'	'	'	'	'	'
Preferred stock auctioned by US Treasury (in shares)	'	'	'	'	'	'	22,252	'
Preferred stock repurchased (in shares)	'	'	'	'	'	'	10,252	'
Auction purchase price per share (in dollars per share)	'	'	'	'	'	'	$901.03	'
Capital preserved versus redeeming preferred stock	'	'	'	'	'	'	$1,000,000	'
Preferred stock shares outstanding held by private investors (in shares)	12,000	12,000	'	'	'	'	12,000	'
Numbers of dividend periods allowed to be missed before additional directors are added	'	'	'	'	'	'	'	6
Numbers of directors to potentially be added to the Board	'	'	'	'	'	'	'	2
Number of dividend periods paid to end the preferred stockholders rights to additional board members	'	'	'	'	'	'	'	4
Number of dividend periods deferred to date	'	'	'	'	'	'	'	2

PENDING_ACQUISITION_Details

PENDING ACQUISITION (Details) (Gassaway Bancshares [Member], USD $)	12 Months Ended
In Millions, unless otherwise specified	Dec. 31, 2013
	Branch
Gassaway Bancshares [Member]	'
Acquisition activity [Line Items]	'
Single bank holding company	$165
Pending acquisition, purchase price agreement	20.3
Pending acquisition, cash payment agreement	$20.30
Number of branch locations	5