Premier Financial Bancorp (PFBI) 10-Q 8 May 14 2014 Q1 Quarterly report Financial data

Document_and_Entity_Informatio

Document and Entity Information	3 Months Ended
	Mar. 31, 2014	Apr. 20, 2014
Document and Entity Information [Abstract]	'	'
Entity Registrant Name	'PREMIER FINANCIAL BANCORP INC	'
Entity Central Index Key	'0000887919	'
Current Fiscal Year End Date	'--12-31	'
Entity Well-known Seasoned Issuer	'No	'
Entity Voluntary Filers	'No	'
Entity Current Reporting Status	'Yes	'
Entity Filer Category	'Accelerated Filer	'
Entity Common Stock, Shares Outstanding	'	8,074,779
Document Fiscal Year Focus	'2014	'
Document Fiscal Period Focus	'Q1	'
Document Type	'10-Q	'
Amendment Flag	'false	'
Document Period End Date	31-Mar-14	'

CONSOLIDATED_BALANCE_SHEETS_UN

CONSOLIDATED BALANCE SHEETS (UNAUDITED) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
ASSETS	'	'
Cash and due from banks	$27,886	$27,378
Interest bearing bank balances	58,039	36,606
Federal funds sold	7,866	12,777
Cash and cash equivalents	93,791	76,761
Securities available for sale	224,011	218,066
Loans held for sale	921	77
Loans	738,441	740,770
Allowance for loan losses	-10,344	-11,027
Net loans	728,097	729,743
Federal Home Loan Bank stock, at cost	3,983	4,183
Premises and equipment, net	17,493	17,798
Real estate and other property acquired through foreclosure	13,258	13,524
Interest receivable	2,911	3,132
Goodwill	29,875	29,875
Other intangible assets	1,978	2,121
Deferred taxes	2,852	4,439
Other assets	612	460
Total assets	1,119,782	1,100,179
Deposits	'	'
Non-interest bearing	211,881	210,193
Time deposits, $100,000 and over	147,272	146,905
Other interest bearing	580,696	566,925
Total deposits	939,849	924,023
Securities sold under agreements to repurchase	10,490	11,319
Other borrowed funds	13,200	13,800
Interest payable	334	383
Other liabilities	5,400	3,714
Total liabilities	969,273	953,239
Stockholders' equity	'	'
Preferred stock, no par value; $12,000 liquidation preference, 5% cumulative, 1,000,000 shares authorized; 12,000 shares issued and outstanding	11,970	11,955
Common stock, no par value; 20,000,000 shares authorized; 8,047,046 shares issued and outstanding at March 31, 2014, and 8,038,345 shares issued and outstanding at December 31, 2013	73,694	73,589
Retained earnings	63,676	62,021
Accumulated other comprehensive income	1,169	-625
Total stockholders' equity	150,509	146,940
Total liabilities and stockholders' equity	$1,119,782	$1,100,179

CONSOLIDATED_BALANCE_SHEETS_UN1

CONSOLIDATED BALANCE SHEETS (UNAUDITED) (Parenthetical) (USD $)	3 Months Ended	12 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Stockholders' equity	'	'
Preferred stock, par value (in dollars per share)	$0	$0
Preferred stock, liquidation preference	$12,000	$12,000
Preferred stock, dividend rate (in hundredths)	5.00%	5.00%
Preferred stock, shares authorized (in shares)	1,000,000	1,000,000
Preferred stock, shares issued (in shares)	12,000	12,000
Preferred stock, shares outstanding (in shares)	12,000	12,000
Common stock, par value (in dollars per share)	$0	$0
Common stock, shares authorized (in shares)	20,000,000	20,000,000
Common stock, shares issued (in shares)	8,047,046	8,038,345
Common stock, shares outstanding (in shares)	8,047,046	8,038,345

CONSOLIDATED_STATEMENTS_OF_INC

CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) (USD $)	3 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Interest income	'	'
Loans, including fees	$11,663	$9,760
Securities available for sale	'	'
Taxable	1,315	1,582
Tax-exempt	35	43
Federal funds sold and other	32	30
Total interest income	13,045	11,415
Interest expense	'	'
Deposits	887	1,091
Repurchase agreements and other	7	12
Other borrowings	144	172
Total interest expense	1,038	1,275
Net interest income	12,007	10,140
Provision for loan losses	-310	570
Net interest income after provision for loan losses	12,317	9,570
Non-interest income	'	'
Service charges on deposit accounts	739	789
Electronic banking income	495	470
Secondary market mortgage income	19	94
Gain on disposition of securities	0	148
Other	128	144
Total non-interest income	1,381	1,645
Non-interest expenses	'	'
Salaries and employee benefits	3,984	3,592
Occupancy and equipment expenses	1,153	1,079
Outside data processing	869	820
Professional fees	536	156
Taxes, other than payroll, property and income	152	212
Write-downs, expenses, sales of other real estate owned, net	94	324
Amortization of intangibles	144	152
FDIC insurance	201	212
Loan collection expenses	67	137
Other expenses	829	703
Total non-interest expenses	8,029	7,387
Income before income taxes	5,669	3,828
Provision for income taxes	1,999	1,324
Net income	3,670	2,504
Preferred stock dividends and accretion	-165	-165
Net income available to common stockholders	$3,505	$2,339
Net income per share:	'	'
Basic (in dollars per share)	$0.44	$0.29
Diluted (in dollars per share)	$0.41	$0.28

CONSOLIDATED_STATEMENTS_OF_COM

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (UNAUDITED) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (UNAUDITED) [Abstract]	'	'
Net income	$3,670	$2,504
Other comprehensive income (loss):	'	'
Unrealized gains (losses) arising during the period	2,718	-579
Reclassification of realized amount	0	-148
Net change in unrealized gain (loss) on securities	2,718	-727
Less tax impact	-924	247
Other comprehensive income (loss)	1,794	-480
Comprehensive income	$5,464	$2,024

CONSOLIDATED_STATEMENTS_OF_CAS

CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Cash flows from operating activities	'	'
Net income	$3,670	$2,504
Adjustments to reconcile net income to net cash from operating activities	'	'
Depreciation	321	337
Provision for loan losses	-310	570
Amortization (accretion), net	78	359
OREO writedowns (gains on sales), net	-54	-64
Stock compensation expense	42	46
Loans originated for sale	-1,631	-4,991
Secondary market loans sold	806	4,795
Secondary market income	-19	-94
Gain on disposition of securities	0	-148
Changes in:	'	'
Interest receivable	221	245
Other assets	510	1,244
Interest payable	-49	-43
Other liabilities	1,686	216
Net cash from operating activities	5,271	4,976
Cash flows from investing activities	'	'
Purchases of securities available for sale	-12,268	-19,070
Proceeds from maturities and calls of securities available for sale	8,818	26,640
Redemption of FHLB stock	200	0
Net change in loans	1,437	3,777
Purchases of premises and equipment, net	-16	-191
Improvements to OREO property	-242	-219
Proceeds from sales of other real estate acquired through foreclosure	1,366	1,346
Net cash from investing activities	-705	12,283
Cash flows from financing activities	'	'
Net change in deposits	15,830	5,851
Net change in agreements to repurchase securities	-829	-15,563
Repayment of other borrowed funds	-600	-527
Proceeds from stock options exercised	63	0
Common stock dividends paid	-1,850	-876
Preferred stock dividends paid	-150	-150
Net cash from financing activities	12,464	-11,265
Net change in cash and cash equivalents	17,030	5,994
Cash and cash equivalents at beginning of period	76,761	70,245
Cash and cash equivalents at end of period	93,791	76,239
Supplemental disclosures of cash flow information:	'	'
Cash paid during period for interest	1,088	1,317
Cash paid during period for income taxes	260	503
Loans transferred to real estate acquired through foreclosure	$804	$792

BASIS_OF_PRESENTATION

BASIS OF PRESENTATION	3 Months Ended
	Mar. 31, 2014
BASIS OF PRESENTATION [Abstract]	'
BASIS OF PRESENTATION	'
	NOTE  1 - BASIS OF PRESENTATION
	The consolidated financial statements include the accounts of Premier Financial Bancorp, Inc. (the Company) and its wholly owned subsidiaries (the “Banks”):
						31-Mar-14
			Year	Total		Net Income
	Subsidiary	Location	Acquired	Assets		Qtr
	Citizens Deposit Bank & Trust	Vanceburg, Kentucky	1991	$	370,604	$	1,305
	Premier Bank, Inc.	Huntington, West Virginia	1998		741,950		2,894
	Parent and Intercompany Eliminations				7,228		(529	)
	Consolidated Total			$	1,119,782	$	3,670
	All significant intercompany transactions and balances have been eliminated.
	Recently Issued Accounting Pronouncements
	In January 2014, FASB issued Accounting Standards Update 2014-04, Receivables—Troubled Debt Restructurings by Creditors (Subtopic 310-40): Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure (a consensus of the FASB Emerging Issues Task Force). The ASU clarifies when an insubstance repossession or foreclosure occurs and a creditor is considered to have received physical possession of real estate property collateralizing a consumer mortgage loan. Specifically, the new ASU requires a creditor to reclassify a collateralized consumer mortgage loan to real estate property upon obtaining legal title to the real estate collateral, or the borrower voluntarily conveying all interest in the real estate property to the lender to satisfy the loan through a deed in lieu of foreclosure or similar legal agreement. Additional disclosures are required detailing the amount of foreclosed residential real estate property held by the creditor and the recorded investment in consumer mortgages collateralized by real estate property that are in the process of foreclosure. The new guidance is effective for annual periods, and interim reporting periods within those annual periods, beginning after December 15, 2014. The adoption of this guidance will not have a material impact on the Company’s consolidated financial statements, but will result in additional disclosures.

SECURITIES

SECURITIES	3 Months Ended
	Mar. 31, 2014
SECURITIES [Abstract]	'
SECURITIES	'
	NOTE  2 –SECURITIES
	Amortized cost and fair value of investment securities, by category, at March 31, 2014 are summarized as follows:
	2014	Amortized Cost		Unrealized Gains			Unrealized Losses			Fair Value
	Available for sale
	Mortgage-backed securities
	U. S. sponsored agency MBS - residential	$	38,680	$	513		$	(174	)	$	39,019
	U. S. sponsored agency CMO’s - residential		170,243		2,586			(1,371	)		171,458
	Total mortgage-backed securities of government sponsored agencies		208,923		3,099			(1,545	)		210,477
	U. S. government sponsored agency securities		7,051		33			(70	)		7,014
	Obligations of states and political subdivisions		6,266		254			-			6,520
	Total available for sale	$	222,240	$	3,386		$	(1,615	)	$	224,011
	Amortized cost and fair value of investment securities, by category, at December 31, 2013 are summarized as follows:
	2013	Amortized Cost		Unrealized Gains			Unrealized Losses			Fair Value
	Available for sale
	Mortgage-backed securities
	U. S. sponsored agency MBS - residential	$	27,681	$	463		$	(321	)	$	27,823
	U. S. sponsored agency CMO’s - residential		178,000		1,167			(2,445	)		176,722
	Total mortgage-backed securities of government sponsored agencies		205,681		1,630			(2,766	)		204,545
	U. S. government sponsored agency securities		7,058		30			(107	)		6,981
	Obligations of states and political subdivisions		6,275		265			-			6,540
	Total available for sale	$	219,014	$	1,925		$	(2,873	)	$	218,066
	The amortized cost and fair value of securities at March 31, 2014 by contractual maturity are shown below.  Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.
		Amortized		Fair
		Cost		Value
	Available for sale
	Due in one year or less	$	1,155	$	1,159
	Due after one year through five years		8,165		8,448
	Due after five years through ten years		3,997		3,927
	Mortgage-backed securities of government sponsored agencies		208,923		210,477
	Total available for sale	$	222,240	$	224,011
	A $148,000 gain was recognized from calls of securities during the first three months of 2013.  There were no sales of securities during the first three months of 2014 nor the first three months of 2013.
	Securities with unrealized losses at March 31, 2014 aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position are as follows:
		Less than 12 Months					12 Months or More						Total
	Description of Securities	Fair Value		Unrealized Loss			Fair Value			Unrealized Loss			Fair Value		Unrealized Loss
	U.S. government sponsored agency securities	$	3,927	$	(70	)	$	-		$	-		$	3,927	$	(70	)
	U.S government sponsored agency MBS – residential		23,901		(174	)		-			-			23,901		(174	)
	U.S government sponsored agency CMO – residential		43,845		(1,267	)		2,661			(104	)		46,506		(1,371	)
	Total temporarily impaired	$	71,673	$	(1,511	)	$	2,661		$	(104	)	$	74,334	$	(1,615	)
	Securities with unrealized losses at December 31, 2013 aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position are as follows:
		Less than 12 Months					12 Months or More						Total
	Description of Securities	Fair Value		Unrealized Loss			Fair Value			Unrealized Loss			Fair Value		Unrealized Loss
	U.S government sponsored agency securities	$	3,890	$	(107	)	$	-		$	-		$	3,890	$	(107	)
	U.S government sponsored agency MBS’s – residential		13,797		(321	)		-			-			13,797		(321	)
	U.S government sponsored agency CMO’s – residential		102,341		(2,445	)		-			-			102,341		(2,445	)
	Total temporarily impaired	$	120,028	$	(2,873	)	$	-		$	-		$	120,028	$	(2,873	)
	The investment portfolio is predominately high quality interest-bearing debt securities with defined maturity dates backed by the U.S. Government or Government sponsored entities.  The unrealized losses at March 31, 2014 and December 31, 2013 are price changes resulting from changes in the interest rate environment and are considered to be temporary declines in the value of the securities.  Their fair value is expected to recover as the bonds approach their maturity date and/or market conditions improve.

LOANS

LOANS	3 Months Ended
	Mar. 31, 2014
LOANS [Abstract]	'
LOANS	'
	NOTE  3 - LOANS
	Major classifications of loans at March 31, 2014 and December 31, 2013 are summarized as follows:
		2014			2013
	Residential real estate	$	216,595		$	216,081
	Multifamily real estate		31,691			38,456
	Commercial real estate:
	Owner occupied		94,498			90,539
	Non owner occupied		212,316			208,756
	Commercial and industrial		77,135			85,301
	Consumer		24,451			25,113
	All other		81,755			76,524
		$	738,441		$	740,770
	Activity in the allowance for loan losses by portfolio segment for the three months ended  March 31, 2014 was as follows:
	Loan Class	Balance			Provision for loan losses			Loans charged-off		Recoveries		Balance
		31-Dec-13										31-Mar-14
	Residential real estate	$	2,694		$	(427	)	$	19	$	2	$	2,250
	Multifamily real estate		417			(120	)		-		-		297
	Commercial real estate:
	Owner occupied		1,407			71			1		-		1,477
	Non owner occupied		2,037			648			300		-		2,385
	Commercial and industrial		2,184			(596	)		63		2		1,527
	Consumer		297			(70	)		26		19		220
	All other		1,991			184			37		50		2,188
	Total	$	11,027		$	(310	)	$	446	$	73	$	10,344
	Activity in the allowance for loan losses by portfolio segment for the three months ended March 31, 2013 was as follows:
	Loan Class	Balance			Provision for loan losses			Loans charged-off		Recoveries		Balance
		31-Dec-12										31-Mar-13
	Residential real estate	$	2,163		$	(28	)	$	71	$	2	$	2,066
	Multifamily real estate		331			16			-		-		347
	Commercial real estate:
	Owner occupied		1,117			(158	)		67		299		1,191
	Non owner occupied		1,888			79			-		-		1,967
	Commercial and industrial		3,046			1,010			10		50		4,096
	Consumer		244			(39	)		47		16		174
	All other		2,699			(310	)		56		168		2,501
	Total	$	11,488		$	570		$	251	$	535	$	12,342
	Purchased Impaired Loans
	The Company holds purchased loans for which there was, at their acquisition date, evidence of deterioration of credit quality since their origination and it was probable, at acquisition, that all contractually required payments would not be collected.  The carrying amount of those loans is as follows at March 31, 2014 and December 31, 2013.
		2014			2013
	Residential real estate	$	178		$	183
	Multifamily real estate		552			1,229
	Commercial real estate
	Owner occupied		248			250
	Non owner occupied		5,787			6,782
	Commercial and industrial		496			496
	All other		4,648			4,623
	Total carrying amount	$	11,909		$	13,563
	Carrying amount, net of allowance	$	11,277		$	12,931
	For those purchased loans disclosed above, the Company did not increase the allowance for loan losses for the three-months ended March 31, 2014, nor did it increase the allowance for loan losses for purchased impaired loans during the three-months ended March 31, 2013.
	For the majority of these loans, the Company cannot reasonably estimate the cash flows expected to be collected on the loans and therefore has continued to account for those loans using the cost recovery method of income recognition.  As such, no portion of a purchase discount adjustment has been determined to meet the definition of an accretable yield adjustment on those loans accounted for using the cost recovery method.  If, in the future, cash flows from the borrower(s) can be reasonably estimated, a portion of the purchase discount would be allocated to an accretable yield adjustment based upon the present value of the future estimated cash flows versus the current carrying value of the loan and the accretable yield portion would be recognized as interest income over the remaining life of the loan.  Until such accretable yield can be calculated, under the cost recovery method of income recognition, all payments will be used to reduce the carrying value of the loan and no income will be recognized on the loan until the carrying value is reduced to zero.  Any loan accounted for under the cost recovery method is also still included as a non-accrual loan in the amounts presented in the tables below.
	The Company has determined that the cash flows from borrowers on a limited number of purchased loans can be reasonably estimated.  As such, a portion of the non-accretable difference was reclassified to accretable yield and is being recognized as interest income over the remaining life of the loan(s).
	The accretable yield, or income expected to be collected, on the purchased loans above is as follows at March 31, 2014 and March 31, 2013.
		2014			2013
	Balance at January 1	$	217		$	635
	New loans purchased		-			-
	Accretion of income		(3	)		(9	)
	Reclassifications from non-accretable difference		-			-
	Disposals		-			-
	Balance at December 31	$	214		$	626
	Past Due and Non-performing Loans
	The following tables present the recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans as of March 31, 2014 and December 31 2013.  The recorded investment in non-accrual loans is less than the principal owed on non-accrual loans due to discounts applied to the carrying value of the loan at time of their acquisition and interest payments made by the borrower which have been used to reduce the recorded investment in the loan rather than recognized as interest income.
	31-Mar-14	Principal Owed on Non-accrual Loans			Recorded Investment in Non-accrual Loans			Loans Past Due Over 90 Days, still accruing
	Residential  real estate	$	2,119		$	1,786		$	1,307
Multifamily real estate		1,946			1,215			1,377
Commercial real estate
Owner occupied		1,558			1,329			1,495
Non owner occupied		293			220			1,994
Commercial and industrial		2,961			1,576			123
Consumer		139			120			16
All other		12,229			4,814			146
Total	$	21,245		$	11,060		$	6,458
31-Dec-13	Principal Owed on Non-accrual Loans			Recorded Investment in Non-accrual Loans			Loans Past Due Over 90 Days, still accruing
Residential  real estate	$	2,021		$	1,725		$	1,737
Multifamily real estate		3,282			1,889			1,369
Commercial real estate
Owner occupied		1,364			1,147			1,387
Non owner occupied		2,683			1,973			3,739
Commercial and industrial		6,838			4,961			84
Consumer		167			148			16
All other		12,212			4,798			146
Total	$	28,567		$	16,641		$	8,478
Nonaccrual loans and impaired loans are defined differently. Some loans may be included in both categories, and some may only be included in one category. Nonaccrual loans include both smaller balance homogeneous loans that are collectively evaluated for impairment and individually classified impaired loans.
The following table presents the aging of the recorded investment in past due loans as of March 31, 2014 by class of loans:
Loan Class	Total Loans			30-89 Days Past Due			Greater than 90 days past due		Total Past Due		Loans Not Past Due
Residential real estate	$	216,595		$	3,661		$	2,188	$	5,849	$	210,746
Multifamily real estate		31,691			-			2,040		2,040		29,651
Commercial real estate:
Owner occupied		94,498			928			2,111		3,039		91,459
Non owner occupied		212,316			4,122			1,994		6,116		206,200
Commercial and industrial		77,135			399			1,556		1,955		75,180
Consumer		24,451			345			56		401		24,050
All other		81,755			3,632			4,960		8,592		73,163
Total	$	738,441		$	13,087		$	14,905	$	27,992	$	710,449
The following table presents the aging of the recorded investment in past due loans as of December 31, 2013 by class of loans:
Loan Class	Total Loans			30-89 Days Past Due			Greater than 90 days past due		Total Past Due		Loans Not Past Due
Residential real estate	$	216,081		$	4,770		$	2,431	$	7,201	$	208,880
Multifamily real estate		38,456			367			2,688		3,055		35,401
Commercial real estate:
Owner occupied		90,539			516			2,073		2,589		87,950
Non owner occupied		208,756			278			5,478		5,756		203,000
Commercial and industrial		85,301			1,433			1,438		2,871		82,430
Consumer		25,113			421			82		503		24,610
All other		76,524			2,510			4,881		7,391		69,133
Total	$	740,770		$	10,295		$	19,071	$	29,366	$	711,404
The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of March 31, 2014:
	Allowance for Loan Losses										Loan Balances
Loan Class	Individually Evaluated for Impairment			Collectively Evaluated for Impairment			Acquired with Deteriorated Credit Quality		Total		Individually Evaluated for Impairment		Collectively Evaluated for Impairment		Acquired with Deteriorated Credit Quality		Total
Residential real estate	$	105		$	2,145		$	-	$	2,250	$	2,204	$	214,213	$	178	$	216,595
Multifamily real estate		-			297			-		297		1,813		29,326		552		31,691
Commercial real estate:
Owner occupied		201			1,276			-		1,477		1,909		92,341		248		94,498
Non-owner occupied		-			2,385			-		2,385		220		206,309		5,787		212,316
Commercial and industrial		370			1,025			132		1,527		897		75,742		496		77,135
Consumer		-			220			-		220		-		24,451		-		24,451
All other		94			1,594			500		2,188		2,998		74,109		4,648		81,755
Total	$	770		$	8,942		$	632	$	10,344	$	10,041	$	716,491	$	11,909	$	738,441
The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of December 31, 2013:
	Allowance for Loan Losses										Loan Balances
Loan Class	Individually Evaluated for Impairment			Collectively Evaluated for Impairment			Acquired with Deteriorated Credit Quality		Total		Individually Evaluated for Impairment		Collectively Evaluated for Impairment		Acquired with Deteriorated Credit Quality		Total
Residential real estate	$	138		$	2,556		$	-	$	2,694	$	2,787	$	213,111	$	183	$	216,081
Multifamily real estate		-			417			-		417		1,822		35,405		1,229		38,456
Commercial real estate:
Owner occupied		170			1,237			-		1,407		2,386		87,903		250		90,539
Non-owner occupied		362			1,675			-		2,037		1,024		200,950		6,782		208,756
Commercial and industrial		1,088			964			132		2,184		4,270		80,535		496		85,301
Consumer		-			297			-		297		-		25,113		-		25,113
All other		102			1,389			500		1,991		3,279		68,622		4,623		76,524
Total	$	1,860		$	8,535		$	632	$	11,027	$	15,568	$	711,639	$	13,563	$	740,770
In the tables below, total individually evaluated impaired loans include certain purchased loans that were acquired with deteriorated credit quality that are still individually evaluated for impairment.
The following table presents loans individually evaluated for impairment by class of loans as of March 31, 2014.  The table includes $5,875 of loans acquired with deteriorated credit quality that the Company cannot reasonably estimate cash flows such that they are accounted for on the cost recovery method and are still individually evaluated for impairment.
	Unpaid Principal Balance			Recorded Investment			Allowance for Loan Losses Allocated
With no related allowance recorded:
Residential real estate	$	1,409		$	1,192		$	-
Multifamily real estate		3,102			2,365			-
Commercial real estate
Owner occupied		1,459			1,276			-
Non owner occupied		285			220			-
Commercial and industrial		793			33			-
All other		2,914			2,896			-
		9,962			7,982			-
With an allowance recorded:
Residential real estate	$	1,201		$	1,190		$	105
Commercial real estate
Owner occupied		747			747			201
Commercial and industrial		1,670			1,247			502
All other		12,148			4,750			594
		15,766			7,934			1,402
Total	$	25,728		$	15,916		$	1,402
The following table presents loans individually evaluated for impairment by class of loans as of December 31, 2013.  The table includes $7,483 of loans acquired with deteriorated credit quality that the Company cannot reasonably estimate cash flows such that they are accounted for on the cost recovery method and are still individually evaluated for impairment.
	Unpaid Principal Balance			Recorded Investment			Allowance for Loan Losses Allocated
With no related allowance recorded:
Residential  real estate	$	1,513		$	1,314		$	-
Multifamily real estate		4,449			3,051			-
Commercial real estate
Owner occupied		2,601			1,986			-
Non owner occupied		1,861			1,184			-
Commercial and industrial		809			49			-
All other		3,185			3,167			-
		14,418			10,751			-
With an allowance recorded:
Residential  real estate	$	1,668		$	1,656		$	138
Commercial real estate
Owner occupied		515			515			170
Non owner occupied		810			790			362
Commercial and industrial		5,543			4,604			1,220
All other		12,132			4,735			602
		20,668			12,300			2,492
Total	$	35,086		$	23,051		$	2,492
The following table presents the average balance of loans individually evaluated for impairment and interest income recognized on these loans for the three months ended March 31, 2014 and March 31, 2013.   The table includes loans acquired with deteriorated credit quality that are still individually evaluated for impairment.
	Three months ended March 31, 2014								Three months ended March 31, 2013
Loan Class	Average Recorded Investment			Interest Income Recognized			Cash Basis Interest Recognized		Average Recorded Investment		Interest Income Recognized		Cash Basis Interest Recognized
Residential real estate	$	2,676		$	34		$	34	$	4,686	$	50	$	50
Multifamily real estate		2,708			708			708		4,513		30		30
Commercial real estate:
Owner occupied		2,262			16			11		2,696		38		29
Non-owner occupied		1,097			627			627		3,041		2		2
Commercial and industrial		2,967			335			335		11,144		4		4
All other		7,774			44			44		9,339		82		82
Total	$	19,484		$	1,765		$	1,759	$	35,419	$	206	$	197
Troubled Debt Restructurings
A loan is classified as a troubled debt restructuring ("TDR") when loan terms are modified due to a borrower's financial difficulties and a concession is granted to a borrower that would not have otherwise been considered. Most of the Company’s loan modifications involve a restructuring of loan terms prior to maturity to temporarily reduce the payment amount and/or to require only interest for a temporary period, usually up to six months.  These modifications generally do not meet the definition of a TDR because the modifications are considered to be an insignificant delay in payment.  The determination of an insignificant delay in payment is evaluated based on the facts and circumstances of the individual borrower(s).
The following table presents TDR’s as of March 31, 2014 and December 31, 2013:
31-Mar-14	TDR’s on Non-accrual			Other TDR’s			Total TDR’s
Residential  real estate	$	22		$	205		$	227
Commercial real estate
Non owner occupied		-			500			500
Commercial and industrial		-			814			814
Consumer		-			4			4
All other		-			2,017			2,017
Total	$	22		$	3,540		$	3,562
31-Dec-13	TDR’s on Non-accrual			Other TDR’s			Total TDR’s
Residential  real estate	$	23		$	296		$	319
Commercial real estate
Non owner occupied		-			506			506
Commercial and industrial		-			831			831
Consumer		-			5			5
All other		-			2,017			2,017
Total	$	23		$	3,655		$	3,678
At March 31, 2014 and December 31, 2013 there were no specific reserves allocated to loans that had restructured terms.
The following table presents TDR’s that occurred during the three months ended March 31, 2014 and March 31, 2013:
	Three months ended March 31, 2014								Three months ended March 31, 2013
Loan Class	Number of Loans			Pre-Modification Outstanding Recorded Investment			Post-Modification Outstanding Recorded Investment		Number of Loans		Pre-Modification Outstanding Recorded Investment		Post-Modification Outstanding Recorded Investment
All other		-			-			-		1	$	16	$	16
Total		-		$	-		$	-		1	$	16	$	16
The troubled debt restructurings described above did not increase the allowance for loan losses during the period ended March 31, 2014 and did not increase the allowance for loan losses during the period ended March 31, 2013.
During the three months ended March 31, 2014 and the three months ended March 31, 2013, there were no TDR’s for which there as a payment default within twelve months following the modification.
A loan is considered to be in payment default once it is 90 days contractually past due under the modified terms.
Credit Quality Indicators:
The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as:  current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors.  The Company analyzes non-homogeneous loans, such as commercial, commercial real estate, multifamily residential and commercial purpose loans secured residential real estate, on a monthly basis.  For consumer loans, including consumer loans secured by residential real estate, the analysis involves monitoring the performing status of the loan.  At the time such loans become past due by 30 days or more, the Company evaluates the loan to determine if a change in risk category is warranted. The Company uses the following definitions for risk ratings:
Special Mention.  Loans classified as special mention have a potential weakness that deserves management's close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of the institution's credit position at some future date.
Substandard.  Loans classified as substandard are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected.
Doubtful.  Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable.
Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be pass rated loans.
As of March 31, 2014 and based on the most recent analysis performed, the risk category of loans by class of loans is as follows:
Loan Class	Pass			Special Mention			Substandard		Doubtful		Total Loans
Residential real estate	$	203,960		$	5,925		$	6,688	$	22	$	216,595
Multifamily real estate		28,419			907			2,365		-		31,691
Commercial real estate:
Owner occupied		83,778			7,830			2,890		-		94,498
Non-owner occupied		202,220			8,002			2,094		-		212,316
Commercial and industrial		73,680			2,030			1,391		34		77,135
Consumer		24,127			197			127		-		24,451
All other		67,863			5,753			8,036		103		81,755
Total	$	684,047		$	30,644		$	23,591	$	159	$	738,441
As of December 31, 2013, and based on the most recent analysis performed, the risk category of loans by class of loans is as follows:
Loan Class	Pass			Special Mention			Substandard		Doubtful		Total Loans
Residential real estate	$	202,789		$	6,204		$	7,065	$	23	$	216,081
Multifamily real estate		34,487			918			3,051		-		38,456
Commercial real estate:
Owner occupied		79,694			7,431			3,348		66		90,539
Non-owner occupied		196,338			8,569			3,849		-		208,756
Commercial and industrial		78,205			2,269			4,753		74		85,301
Consumer		24,772			204			137		-		25,113
All other		62,180			5,947			8,285		112		76,524
Total	$	678,465		$	31,542		$	30,488	$	275	$	740,770

STOCKHOLDERS_EQUITY_AND_REGULA

STOCKHOLDERS' EQUITY AND REGULATORY MATTERS	3 Months Ended
	Mar. 31, 2014
STOCKHOLDERS' EQUITY AND REGULATORY MATTERS [Abstract]	'
STOCKHOLDERS' EQUITY AND REGULATORY MATTERS	'
	NOTE  4- STOCKHOLDERS’ EQUITY AND REGULATORY MATTERS
	The Company’s principal source of funds for dividend payments to shareholders is dividends received from the subsidiary Banks.  Banking regulations limit the amount of dividends that may be paid without prior approval of regulatory agencies.  Under these regulations, the amount of dividends that may be paid in any calendar year is limited to the current year’s net profits, as defined, combined with the retained net profits of the preceding two years, subject to the capital requirements and additional restrictions as discussed below.  During 2014 the Banks could, without prior approval, declare dividends to Premier of approximately $3.8 million plus any 2014 net profits retained to the date of the dividend declaration.
	The Company and the subsidiary Banks are subject to various regulatory capital requirements administered by the federal banking agencies.  Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Banks must meet specific guidelines that involve quantitative measures of their assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices.
	These quantitative measures established by regulation to ensure capital adequacy require the Company and Banks to maintain minimum amounts and ratios (set forth in the following table) of Total and Tier I capital (as defined in the regulations) to risk-weighted assets (as defined), and of Tier I capital (as defined) to average assets (as defined).  Management believes, as of March 31, 2014 the Company and the Banks meet all quantitative capital adequacy requirements to which they are subject.
	Shown below is a summary of regulatory capital ratios for the Company:
		Mar 31,			December 31,			Regulatory			To Be Considered
		2014			2013			Minimum			Well Capitalized
								Requirements
	Tier I Capital (to Risk-Weighted Assets)		17.1	%		16.9	%		4	%		6	%
	Total Capital (to Risk-Weighted Assets)		18.4	%		18.2	%		8	%		10	%
	Tier I Capital (to Average Assets)		11.3	%		11	%		4	%		5	%
	As of March 31, 2014, the most recent notification from each of the Banks’ primary Federal regulators categorized the subsidiary Banks as well capitalized under the regulatory framework for prompt corrective action.  To be categorized as well capitalized, the Banks must maintain minimum Total risk-based, Tier I risk-based and Tier I leverage ratios as set forth in the preceding table.  There are no conditions or events since that notification that management believes have changed the Banks’ categories.

PREFERRED_STOCK

PREFERRED STOCK	3 Months Ended
	Mar. 31, 2014
PREFERRED STOCK [Abstract]	'
PREFERRED STOCK	'
	NOTE  5 – PREFERRED STOCK
	On October 2, 2009, as part of the Troubled Asset Relief Program (“TARP”) Capital Purchase Program, the Company entered into a Letter Agreement and Securities Purchase Agreement (collectively, the “Purchase Agreement”) with the United States Department of the Treasury (“U.S. Treasury”).  Pursuant to the Purchase Agreement, the Company issued and sold to the U.S. Treasury 22,252 shares of Fixed Rate Cumulative Perpetual Preferred Stock, Series A, no par value, with a liquidation preference of one thousand dollars per share (the “Series A Preferred Stock”) and a ten-year warrant (the “Warrant”) to purchase 628,588 shares of the Company’s common stock, no par value, at an exercise price of $5.31 per share, for an aggregate purchase price of $22,252 in cash.
	Under standardized TARP Capital Purchase Program terms, cumulative dividends on the Series A Preferred Stock will accrue on the liquidation preference at a rate of 5% per annum until November 14, 2014, and at a rate of 9% per annum thereafter.  These dividends will be paid only if, as and when declared by Premier’s Board of Directors.  The Series A Preferred Stock has no maturity date and ranks senior to the Company’s common stock with respect to the payment of dividends and distributions and amounts payable upon liquidation, dissolution and winding up of Premier.  Subject to the approval of the Appropriate Federal Banking Agency (as defined in the Securities Purchase Agreement, which for Premier is the Board of Governors of the Federal Reserve System), the Series A Preferred Stock is redeemable at the option of Premier at 100% of its liquidation preference plus accrued and unpaid dividends, without penalty, delay or the need to raise additional replacement capital.
	Premier sought and obtained regulatory permission to participate in the U.S. Treasury’s auction to sell its investment in Premier’s Series A Preferred Stock.  In the auction, Premier successfully bid to repurchase 10,252 shares of the 22,252 outstanding shares and on August 10, 2012 the 10,252 shares repurchased at the auction closing price of $901.03.
	The Series A Preferred Stock is non-voting, but has class voting rights on (i) any authorization or issuance of shares ranking senior to the Series A Preferred Stock; (ii) any amendment to the rights of the Series A Preferred Stock; or (iii) any merger, consolidation, share exchange, reclassification or similar transaction which would adversely affect the rights of the Series A Preferred Stock.  In the event that the cumulative dividends described above are not paid in full for an aggregate of six dividend periods or more, whether or not consecutive, the authorized number of directors of Premier would automatically be increased by two and the holders of the Series A Preferred Stock would have the right to elect two directors.  The right to elect directors would end when dividends have been paid in full for four consecutive dividend periods. As previously disclosed, Premier has already deferred two dividend payments on the Series A Preferred Stock as a result of the Federal Reserve Board’s refusal to initially approve the November 15, 2010 and February 15, 2011 dividends under the Written Agreement dated July 29, 2010, among CB&T, a wholly owned subsidiary of Premier; the FRB, and the Virginia Bureau. These deferred dividends were paid along with the regularly scheduled May 15, 2011 Series A Preferred Stock quarterly dividend.
	The U.S. Treasury has agreed not to exercise voting power with respect to any common stock issued to it upon exercise of the Warrant.  The common stock will be issued from authorized but unissued common stock and thus will dilute the interests of existing Premier common shareholders.  As of March 31, 2014, the Warrant has not yet been exercised.  Since the Series A Preferred Stock was disposed of by the U.S. Treasury, Premier has the right to repurchase the Warrant at its appraised value.  If Premier chooses not to repurchase the Warrant, the U.S. Treasury may liquidate the Warrant at its current market price.

STOCK_COMPENSATION_EXPENSE

STOCK COMPENSATION EXPENSE	3 Months Ended
	Mar. 31, 2014
STOCK COMPENSATION EXPENSE [Abstract]	'
STOCK COMPENSATION EXPENSE	'
	NOTE  6 – STOCK COMPENSATION EXPENSE
	From time to time the Company grants stock options to its employees.  The Company estimates the fair value of the options at the time they are granted to employees and expenses that fair value over the vesting period of the option grant.
	On March 19, 2014, 46,300 incentive stock options were granted out of the 2012 Long Term Incentive Plan at an exercise price of $14.43, the closing market price of Premier’s common stock on the grant date.  These options vest in three equal annual installments ending on March 19, 2017.  On March 20, 2013, 52,900 incentive stock options were granted out of the 2012 Long Term Incentive Plan at an exercise price of $11.39, the closing market price of Premier’s common stock on the grant date.  These options vest in three equal annual installments ending on March 20, 2016.
	The fair value of the Company's employee stock options granted is estimated at the date of grant using the Black-Scholes option-pricing model. This model requires the input of highly subjective assumptions, changes to which can materially affect the fair value estimate. Additionally, there may be other factors that would otherwise have a significant effect on the value of employee stock options granted but are not considered by the model. The assumptions used in the Black-Scholes option-pricing model are as follows
		2014				2013
	Risk-free interest rate		2.78	%			1.96	%
	Expected option life (yrs)		10				10
	Expected stock price volatility		31.19	%			35.24	%
	Dividend yield		3.33	%			3.86	%
	Weighted average fair value of options granted during the year	$	3.74			$	2.85
	The risk-free interest rate for the expected term of the option is based on the U.S. Treasury yield in effect at the time of the grant.  The expected option life was estimated since there has been little option exercise history.  The expected stock price volatility is based on historical volatilities of the Company’s common stock.  The dividend yield was estimated using historical dividends and dividend yields since at the time of the option grant the Company is restricted from paying dividends by its primary regulator.
	Compensation expense of $42,000 was recorded for the first three months of 2014 while $46,000 was recorded for the first three months of 2013.  Stock-based compensation expense is recognized ratably over the requisite vesting period for all awards. Unrecognized stock-based compensation expense related to stock options totaled $240,000 at March 31, 2014. This unrecognized expense is expected to be recognized over the next 35 months based on the vesting periods of the options.
	A summary of the Company’s stock option activity and related information is presented below for the three months ended March 31:
		- - - - - - 2014 - - - - - -							- - - - - - 2013 - - - - - -
		Options				Weighted			Options			Weighted
						Average						Average
						Exercise						Exercise
						Price						Price
	Outstanding at beginning of year		354,281			$	9.84			392,366		$	9.24
	Grants		46,300				14.43			52,900			11.39
	Exercises		(8,701	)			7.24			-			-
	Forfeitures or expired		(2,001	)			9.3			-			-
	Outstanding at March 31,		389,879			$	10.45			445,266		$	9.5
	Exercisable at March 31,		278,228							296,017
	Weighted average remaining life of options outstanding		6.4							6.8
	Weighted average fair value of options granted during the year	$	3.74						$	2.85
	Options outstanding at period-end are expected to fully vest.
	Additional information regarding stock options outstanding and exercisable at March 31, 2014, is provided in the following table:
		- - - - - - - - Outstanding - - - - - - - -									- - - - - - - - Currently Exercisable - - - - - - - -
	Range of Exercise Prices	Number			Weighted Average Exercise Price			Aggregate Intrinsic Value			Number			Weighted Average Remaining Contractual Life	Weighted Average Exercise Price		Aggregate Intrinsic Value
	$6.50 to $10.00		186,546		$	7.39		$	1,297			155,355		6.8	$	7.37	$	1,082
	$10.01 to $12.50		72,933			11.46			210			38,873		4.4		11.52		110
	$12.51 to $15.00		106,900			13.88			54			60,600		3.4		13.46		54
	$15.01 to $17.50		23,500			16			-			23,500		1.9		16		-
	Outstanding - Mar 31, 2014		389,879			10.45		$	1,561			278,328		5.3		10	$	1,246

EARNINGS_PER_SHARE

EARNINGS PER SHARE	3 Months Ended
	Mar. 31, 2014
EARNINGS PER SHARE [Abstract]	'
EARNINGS PER SHARE	'
	NOTE  7 – EARNINGS PER SHARE
	A reconciliation of the numerators and denominators of the earnings per common share and earnings per common share assuming dilution computations for the three months ended   March 31, 2014 and 2013 is presented below:
		Three Months Ended
		March 31,
		2014		2013
	Basic earnings per share
	Income available to common stockholders	$	3,505	$	2,339
	Weighted average common shares outstanding		8,043,213		7,962,693
	Earnings per share	$	0.44	$	0.29
	Diluted earnings per share
	Income available to common stockholders	$	3,505	$	2,339
	Weighted average common shares outstanding		8,043,213		7,962,693
	Add dilutive effects of potential additional common stock		506,963		432,207
	Weighted average common and dilutive potential common shares outstanding		8,550,156		8,394,900
	Earnings per share assuming dilution	$	0.41	$	0.28
	Stock options for 69,800 and 111,933 shares of common stock were not considered in computing diluted earnings per share for the three months ended March 31, 2014 and 2013 because they were antidilutive.

FAIR_VALUE

FAIR VALUE	3 Months Ended
	Mar. 31, 2014
FAIR VALUE [Abstract]	'
FAIR VALUE	'
	NOTE  8 – FAIR VALUE
	Fair value is the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. There are three levels of inputs that may be used to measure fair value:
	Level 1: Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date.
	Level 2: Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data.
	Level 3: Significant unobservable inputs that reflect a company’s own assumptions about the assumptions that market participants would use in pricing an asset or liability.
	When possible, the Company looks to active and observable markets to price identical assets or liabilities. When identical assets and liabilities are not traded in active markets, the Company looks to observable market data for similar assets and liabilities. However, certain assets and liabilities are not traded in observable markets and the Company must use other valuation methods to develop a fair value.
	Carrying amount is the estimated fair value for cash and due from banks, Federal funds sold, accrued interest receivable and payable, demand deposits, short-term debt, and variable rate loans or deposits that reprice frequently and fully.  It was not practicable to determine the fair value of Federal Home Loan Bank stock due to the restrictions placed on its transferability.  For fixed rate loans or deposits and for variable rate loans or deposits with infrequent repricing or repricing limits, fair value is based on discounted cash flows using current market rates applied to the estimated life and credit risk.  Fair values for impaired loans are estimated using discounted cash flow analysis or underlying collateral values.  Fair value of debt is based on current rates for similar financing. The fair value of commitments to extend credit and standby letters of credit is not material.
	The Company used the following methods and significant assumptions to estimate the fair value of each type of financial instrument measured on a recurring basis:
	Investment Securities:  The fair values for investment securities are determined by quoted market prices, if available (Level 1). For securities where quoted prices are not available, fair values are calculated based on market prices of similar securities (Level 2). For securities where quoted prices or market prices of similar securities are not available, fair values are calculated using discounted cash flows or other market indicators (Level 3).
	The carrying amounts and estimated fair values of financial instruments at March 31, 2014 were as follows:
						Fair Value Measurements at March 31, 2014 Using
		Carrying				Level 1				Level 2				Level 3		Total
		Amount
	Financial assets
	Cash and due from banks	$	85,925			$	85,925			$	-			$	-	$	85,925
	Federal funds sold		7,866				7,866				-				-		7,866
	Securities available for sale		224,011				-				223,871				140		224,011
	Loans held for sale		921				-				-				921		921
	Loans, net		728,097				-				-				723,333		723,333
	Federal Home Loan Bank stock		3,983				n/a				n/a				n/a		n/a
	Interest receivable		2,911				-				610				2,301		2,911
	Financial liabilities
	Deposits	$	(939,849	)		$	(613,457	)		$	(327,247	)		$	-	$	(940,704	)
	Securities sold under agreements		(10,490	)			-				(10,490	)			-		(10,490	)
	to repurchase
	Other borrowed funds		(13,200	)			-				(13,211	)			-		(13,211	)
	Interest payable		(334	)			(6	)			(328	)			-		(334	)
	The carrying amounts and estimated fair values of financial instruments at December 31, 2013 were as follows:
						Fair Value Measurements at December 31, 2013 Using
		Carrying				Level 1				Level 2				Level 3		Total
		Amount
	Financial assets
	Cash and due from banks	$	63,984			$	63,984			$	-			$	-	$	63,984
	Federal funds sold		12,777				12,777				-				-		12,777
	Securities available for sale		218,066				-				217,926				140		218,066
	Loans held for sale		77				-				-				77		77
	Loans, net		729,743				-				-				725,588		725,588
	Federal Home Loan Bank stock		4,183				n/a				n/a				n/a		n/a
	Interest receivable		3,132				-				593				2,539		3,132
	Financial liabilities
	Deposits	$	(924,023	)		$	(592,664	)		$	(332,475	)		$	-	$	(925,139	)
	Securities sold under agreements		(11,319	)			-				(11,319	)			-		(11,319	)
	to repurchase
	Other borrowed funds		(13,800	)			-				(13,811	)			-		(13,811	)
	Interest payable		(383	)			(5	)			(378	)			-		(383	)
	Assets and Liabilities Measured on a Recurring Basis
	Assets and liabilities measured at fair value on a recurring basis are summarized below:
					Fair Value Measurements at
					March 31, 2014 Using:
		Carrying Value			Quoted Prices in Active Markets for Identical Assets				Significant Other Observable Inputs				Significant Unobservable Inputs
					(Level 1)				(Level 2)				(Level 3)
	Available for sale
	Mortgage-backed securities
	U. S. agency MBS - residential	$	39,019		$	-			$	39,019			$	-
	U. S. agency CMO’s - residential		171,458			-				171,458				-
	Total mortgage-backed securities of government sponsored agencies		210,477			-				210,477				-
	U. S. government sponsored agency securities		7,014			-				7,014				-
	Obligations of states and political subdivisions		6,520			-				6,380				140
	Total available for sale	$	224,011		$	-			$	223,871			$	140
					Fair Value Measurements at
					December 31, 2013 Using:
		Carrying Value			Quoted Prices in Active Markets for Identical Assets				Significant Other Observable Inputs				Significant Unobservable Inputs
					(Level 1)				(Level 2)				(Level 3)
Available for sale
Mortgage-backed securities
U. S. agency MBS - residential	$	27,823		$	-			$	27,823			$	-
U. S. agency CMO’s		176,722			-				176,722				-
Total mortgage-backed securities of government sponsored agencies		204,545			-				204,545				-
U. S. government sponsored agency securities		6,981			-				6,981				-
Obligations of states and political subdivisions		6,540			-				6,400				140
Total securities available for sale	$	218,066		$	-			$	217,926			$	140
Mortgage-backed securities
There were no transfers between Level 1 and Level 2 during 2014 or 2013.
Assets and Liabilities Measured on a Non-Recurring Basis
The Company used the following methods and significant assumptions to estimate the fair value of each type of financial instrument measured on a non-recurring basis:
Impaired Loans:  The fair value of impaired loans with specific allocations of the allowance for loan losses is generally based on recent real estate appraisals. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are typically significant and unique to each property and result in a Level 3 classification of the inputs for determining fair value.  Management periodically evaluates the appraised values and will discount a property’s appraised value to account for a number of factors including but not limited to the cost of liquidating the collateral, the age of the appraisal, observable deterioration since the appraisal, or other factors unique to the property.  To the extent an adjusted appraised value is lower than the carrying value of an impaired loan, a specific allocation of the allowance for loan losses is assigned to the loan.
Other real estate owned (OREO):  The fair value of OREO is based on appraisals less cost to sell at the date of foreclosure.  These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are typically significant and result in a Level 3 classification of the inputs for determining fair value.  Management periodically evaluates the appraised values and will discount a property’s appraised value to account for a number of factors including but not limited to the cost of liquidating the collateral, the age of the appraisal, observable deterioration since the appraisal, or other factors unique to the property. To the extent an adjusted appraised value is lower than the carrying value of an OREO property, a direct charge to earnings is recorded as an OREO writedown.
Assets and liabilities measured at fair value on a non-recurring basis at March 31, 2014 are summarized below:
					Fair Value Measurements at March 31, 2014 Using
	Carrying Value				Quoted Prices in Active Markets for Identical Assets				Significant Other Observable Inputs (Level 2)				Significant Unobservable Inputs
					(Level 1)								(Level 3)
Assets:
Impaired loans:
Residential Real Estate	$	1,085			$	-			$	-			$	1,085
Commercial Real Estate
Owner Occupied		546				-				-				546
Commercial and Industrial		745				-				-				745
All Other		4,156				-				-				4,156
Total impaired loans		6,532			$	-			$	-			$	6,532
Other real estate owned:
Commercial Real Estate
Non-owner Occupied	$	290				-				-			$	290
All Other		8,728				-				-				8,728
Total OREO	$	9,018			$	-			$	-			$	9,018
Impaired loans, which are measured for impairment using the fair value of the collateral for collateral dependent loans, had a carrying amount of $7,934,000 at March 31, 2014 with a valuation allowance of $1,402,000 and a carrying amount of $12,301,000 at December 31, 2013 with a valuation allowance of $2,492,000, resulting in a negative provision for loan losses of $1,437,000 for the three months ended March 31, 2014, compared to a $845,000 provision for loan losses for the three months ended March 31, 2013.  The detail of impaired loans by loan class is contained in Note 3 above.
Other real estate owned measured at fair value less costs to sell, had a net carrying amount of $9,018,000 which is made up of the outstanding balance of $11,395,000 net of a valuation allowance of $2,377,000 at March 31, 2014. There were no additional write downs during the three months ended March 31, 2014, or during the three months ended March 31, 2013.  At December 31, 2013, other real estate owned had a net carrying amount of $8,786,000, made up of the outstanding balance of $11,163,000, net of a valuation allowance of $2,377,000.
The significant unobservable inputs related to assets and liabilities measured at fair value on a non-recurring basis at March 31, 2014 are summarized below:
	31-Mar-14			Valuation Techniques		Unobservable Inputs		Range (Weighted Avg)
Impaired loans:
Residential Real Estate	$	1,085		sales comparison		adjustment for differences between the comparable sales		0.8%-63.5%(12.8%)
Commercial Real Estate
Owner Occupied		546		sales comparison		adjustment for limited salability of specialized property		21.8%-70.0%(48.5%)
Commercial and Industrial		745		sales comparison		adjustment for limited salability of specialized property		25.0%-41.2%(28.0%)
All Other		4,156		sales comparison		adjustment for percentage of completion of construction		57.4%-93.4%(57.5%)
Total impaired loans		6,532
Other real estate owned:
Commercial Real Estate
Non-owner Occupied		290		sales comparison		adjustment for differences between the comparable sales		42.7%-42.7%(42.7%)
All Other		8,728		sales comparison		adjustment for estimated realizable value		9.5%-24.6%(12.4%)
Total OREO	$	9,018
Assets and liabilities measured at fair value on a non-recurring basis at December 31, 2013 are summarized below:
					Fair Value Measurements at December 31, 2013 Using
	Carrying Value				Quoted Prices in Active Markets for Identical Assets				Significant Other Observable Inputs (Level 2)				Significant Unobservable Inputs
					(Level 1)								(Level 3)
Assets:
Impaired loans:
Residential Real Estate	$	1,518			$	-			$	-			$	1,518
Commercial Real Estate
Owner Occupied		346				-				-				346
Non-owner Occupied		428				-				-				428
Commercial and Industrial		3,384				-				-				3,384
All Other		4,133				-				-				4,133
Total impaired loans		9,809			$	-			$	-			$	9,809
Other real estate owned:
Commercial Real Estate
Non-owner Occupied		290				-				-				290
All Other		8,496				-				-				8,496
Total OREO	$	8,786			$	-			$	-			$	8,786
The significant unobservable inputs related to assets and liabilities measured at fair value on a non-recurring basis at December 31, 2013 are summarized below:
	31-Dec-13			Valuation Techniques		Unobservable Inputs		Range (Weighted Avg)
Impaired loans:
Residential Real Estate	$	1,518		sales comparison		adjustment for differences between the comparable sales		0.8%-63.5%(11.9%)
Commercial Real Estate
Owner Occupied		346		sales comparison		adjustment for limited salability of specialized property		62.5%-70.0%(64.0%)
Non-owner Occupied		428		sales comparison		adjustment for limited salability of specialized property		50.6%-50.6%(50.6%)
Commercial and Industrial		3,384		sales comparison		adjustment for limited salability of specialized property		25.0%-65.5%(57.8%)
All Other		4,133		sales comparison		adjustment for percentage of completion of construction		57.6%-99.3%(57.7%)
Total impaired loans		9,809
Other real estate owned:
Commercial Real Estate
Non-owner Occupied		290		sales comparison		adjustment for differences between the comparable sales		42.7%-42.7%(42.7%)
All Other		8,496		sales comparison		adjustment for estimated realizable value		9.5%-24.6%(12.5%)
Total OREO	$	8,786

ACCUMULATED_OTHER_COMPREHENSIV

ACCUMULATED OTHER COMPREHENSIVE INCOME	3 Months Ended
	Mar. 31, 2014
ACCUMULATED OTHER COMPREHENSIVE INCOME [Abstract]	'
ACCUMULATED OTHER COMPREHENSIVE INCOME	'
	NOTE  9 – ACCUMULATED OTHER COMPREHENSIVE INCOME
	The following table details the changes in the single component of accumulated other comprehensive income for the three months ended March 31, 2014:
	Accumulated Other Comprehensive Income	Unrealized Gain on Securities Available for Sale
	Balance, December 31, 2013	$	(625	)
	Reclassification adjustments to net income:
	Realized gain on disposition of securities		-
	Provision for income taxes		-
	Unrealized gains arising during the period, net of tax		1,794
	Balance, March 31, 2014	$	1,169
	The following table details the changes in the single component of accumulated other comprehensive income for the three months ended March 31, 2013:
	Accumulated Other Comprehensive Income	Unrealized Gain on Securities Available for Sale
	Balance, December 31, 2012	$	6,576
	Reclassification adjustments to net income:
	Realized gain on disposition of securities		(148	)
	Provision for income taxes		50
	Unrealized losses arising during the period, net of tax		(382	)
	Balance, March 31, 2013	$	6,096
	For the three months ended March 31, 2013, the reclassified realized gain on disposition of securities is reported on the income statement under the caption “Gain on disposition of securities” and the reclassified provision for income taxes is reported on the income statement under the caption “Provision for income taxes”.

SUBSEQUENT_EVENT

SUBSEQUENT EVENT	3 Months Ended
	Mar. 31, 2014
SUBSEQUENT EVENT [Abstract]	'
SUBSEQUENT EVENT	'
	NOTE  10 – SUBSEQUENT EVENT
	Effective with the close of business on April 4, 2014, Premier completed its purchase of the Bank of Gassaway (“Gassaway”), a $178 million bank headquartered in Gassaway, West Virginia.  Under terms of an amended and restated agreement of merger dated January 3, 2014, Premier Bank, Inc., a wholly owned subsidiary of Premier, paid $20.25 million in cash for the Bank of Gassaway and merged Gassaway’s five branch locations into its operating systems.  As of March 31, 2014, Gassaway had total assets of $178 million, total loans of $96 million and total deposits of $160 million.  Management has not yet completed all of the analyses needed to estimate the fair value of the assets and liabilities acquired, both tangible and intangible.

BASIS_OF_PRESENTATION_Tables

BASIS OF PRESENTATION (Tables)	3 Months Ended
	Mar. 31, 2014
BASIS OF PRESENTATION [Abstract]	'
Accounts of the Company and its Wholly Owned Subsidiaries	'
	The consolidated financial statements include the accounts of Premier Financial Bancorp, Inc. (the Company) and its wholly owned subsidiaries (the “Banks”):
						31-Mar-14
			Year	Total		Net Income
	Subsidiary	Location	Acquired	Assets		Qtr
	Citizens Deposit Bank & Trust	Vanceburg, Kentucky	1991	$	370,604	$	1,305
	Premier Bank, Inc.	Huntington, West Virginia	1998		741,950		2,894
	Parent and Intercompany Eliminations				7,228		(529	)
	Consolidated Total			$	1,119,782	$	3,670

SECURITIES_Tables

SECURITIES (Tables)	3 Months Ended
	Mar. 31, 2014
SECURITIES [Abstract]	'
Amortized Cost and Fair Value of Investment Securities, by Category	'
	Amortized cost and fair value of investment securities, by category, at March 31, 2014 are summarized as follows:
	2014	Amortized Cost		Unrealized Gains			Unrealized Losses			Fair Value
	Available for sale
	Mortgage-backed securities
	U. S. sponsored agency MBS - residential	$	38,680	$	513		$	(174	)	$	39,019
	U. S. sponsored agency CMO’s - residential		170,243		2,586			(1,371	)		171,458
	Total mortgage-backed securities of government sponsored agencies		208,923		3,099			(1,545	)		210,477
	U. S. government sponsored agency securities		7,051		33			(70	)		7,014
	Obligations of states and political subdivisions		6,266		254			-			6,520
	Total available for sale	$	222,240	$	3,386		$	(1,615	)	$	224,011
	Amortized cost and fair value of investment securities, by category, at December 31, 2013 are summarized as follows:
	2013	Amortized Cost		Unrealized Gains			Unrealized Losses			Fair Value
	Available for sale
	Mortgage-backed securities
	U. S. sponsored agency MBS - residential	$	27,681	$	463		$	(321	)	$	27,823
	U. S. sponsored agency CMO’s - residential		178,000		1,167			(2,445	)		176,722
	Total mortgage-backed securities of government sponsored agencies		205,681		1,630			(2,766	)		204,545
	U. S. government sponsored agency securities		7,058		30			(107	)		6,981
	Obligations of states and political subdivisions		6,275		265			-			6,540
	Total available for sale	$	219,014	$	1,925		$	(2,873	)	$	218,066
Amortized Cost and Fair Value of Securities by Contractual Maturity	'
	The amortized cost and fair value of securities at March 31, 2014 by contractual maturity are shown below.  Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.
		Amortized		Fair
		Cost		Value
	Available for sale
	Due in one year or less	$	1,155	$	1,159
	Due after one year through five years		8,165		8,448
	Due after five years through ten years		3,997		3,927
	Mortgage-backed securities of government sponsored agencies		208,923		210,477
	Total available for sale	$	222,240	$	224,011
Securities in Continuous Unrealized Loss Position	'
	Securities with unrealized losses at March 31, 2014 aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position are as follows:
		Less than 12 Months					12 Months or More						Total
	Description of Securities	Fair Value		Unrealized Loss			Fair Value			Unrealized Loss			Fair Value		Unrealized Loss
	U.S. government sponsored agency securities	$	3,927	$	(70	)	$	-		$	-		$	3,927	$	(70	)
	U.S government sponsored agency MBS – residential		23,901		(174	)		-			-			23,901		(174	)
	U.S government sponsored agency CMO – residential		43,845		(1,267	)		2,661			(104	)		46,506		(1,371	)
	Total temporarily impaired	$	71,673	$	(1,511	)	$	2,661		$	(104	)	$	74,334	$	(1,615	)
	Securities with unrealized losses at December 31, 2013 aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position are as follows:
		Less than 12 Months					12 Months or More						Total
	Description of Securities	Fair Value		Unrealized Loss			Fair Value			Unrealized Loss			Fair Value		Unrealized Loss
	U.S government sponsored agency securities	$	3,890	$	(107	)	$	-		$	-		$	3,890	$	(107	)
	U.S government sponsored agency MBS’s – residential		13,797		(321	)		-			-			13,797		(321	)
	U.S government sponsored agency CMO’s – residential		102,341		(2,445	)		-			-			102,341		(2,445	)
	Total temporarily impaired	$	120,028	$	(2,873	)	$	-		$	-		$	120,028	$	(2,873	)

LOANS_Tables

LOANS (Tables)	3 Months Ended
	Mar. 31, 2014
LOANS [Abstract]	'
Major Classifications of Loans	'
	Major classifications of loans at March 31, 2014 and December 31, 2013 are summarized as follows:
		2014			2013
	Residential real estate	$	216,595		$	216,081
	Multifamily real estate		31,691			38,456
	Commercial real estate:
	Owner occupied		94,498			90,539
	Non owner occupied		212,316			208,756
	Commercial and industrial		77,135			85,301
	Consumer		24,451			25,113
	All other		81,755			76,524
		$	738,441		$	740,770
Activity in the Allowance for Loan Losses by Portfolio Segment	'
	Activity in the allowance for loan losses by portfolio segment for the three months ended  March 31, 2014 was as follows:
	Loan Class	Balance			Provision for loan losses			Loans charged-off		Recoveries		Balance
		31-Dec-13										31-Mar-14
	Residential real estate	$	2,694		$	(427	)	$	19	$	2	$	2,250
	Multifamily real estate		417			(120	)		-		-		297
	Commercial real estate:
	Owner occupied		1,407			71			1		-		1,477
	Non owner occupied		2,037			648			300		-		2,385
	Commercial and industrial		2,184			(596	)		63		2		1,527
	Consumer		297			(70	)		26		19		220
	All other		1,991			184			37		50		2,188
	Total	$	11,027		$	(310	)	$	446	$	73	$	10,344
	Activity in the allowance for loan losses by portfolio segment for the three months ended March 31, 2013 was as follows:
	Loan Class	Balance			Provision for loan losses			Loans charged-off		Recoveries		Balance
		31-Dec-12										31-Mar-13
	Residential real estate	$	2,163		$	(28	)	$	71	$	2	$	2,066
	Multifamily real estate		331			16			-		-		347
	Commercial real estate:
	Owner occupied		1,117			(158	)		67		299		1,191
	Non owner occupied		1,888			79			-		-		1,967
	Commercial and industrial		3,046			1,010			10		50		4,096
	Consumer		244			(39	)		47		16		174
	All other		2,699			(310	)		56		168		2,501
	Total	$	11,488		$	570		$	251	$	535	$	12,342
Purchased Loans	'
	The Company holds purchased loans for which there was, at their acquisition date, evidence of deterioration of credit quality since their origination and it was probable, at acquisition, that all contractually required payments would not be collected.  The carrying amount of those loans is as follows at March 31, 2014 and December 31, 2013.
		2014			2013
	Residential real estate	$	178		$	183
	Multifamily real estate		552			1,229
	Commercial real estate
	Owner occupied		248			250
	Non owner occupied		5,787			6,782
	Commercial and industrial		496			496
	All other		4,648			4,623
	Total carrying amount	$	11,909		$	13,563
	Carrying amount, net of allowance	$	11,277		$	12,931
Purchase Loans Accretable Yield, or Income Expected to be Collected	'
	The accretable yield, or income expected to be collected, on the purchased loans above is as follows at March 31, 2014 and March 31, 2013.
		2014			2013
	Balance at January 1	$	217		$	635
	New loans purchased		-			-
	Accretion of income		(3	)		(9	)
	Reclassifications from non-accretable difference		-			-
	Disposals		-			-
	Balance at December 31	$	214		$	626
Past Due and Non-performing Loans	'
	The following tables present the recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans as of March 31, 2014 and December 31 2013.  The recorded investment in non-accrual loans is less than the principal owed on non-accrual loans due to discounts applied to the carrying value of the loan at time of their acquisition and interest payments made by the borrower which have been used to reduce the recorded investment in the loan rather than recognized as interest income.
	31-Mar-14	Principal Owed on Non-accrual Loans			Recorded Investment in Non-accrual Loans			Loans Past Due Over 90 Days, still accruing
	Residential  real estate	$	2,119		$	1,786		$	1,307
	Multifamily real estate		1,946			1,215			1,377
	Commercial real estate
	Owner occupied		1,558			1,329			1,495
	Non owner occupied		293			220			1,994
	Commercial and industrial		2,961			1,576			123
	Consumer		139			120			16
	All other		12,229			4,814			146
	Total	$	21,245		$	11,060		$	6,458
	31-Dec-13	Principal Owed on Non-accrual Loans			Recorded Investment in Non-accrual Loans			Loans Past Due Over 90 Days, still accruing
	Residential  real estate	$	2,021		$	1,725		$	1,737
	Multifamily real estate		3,282			1,889			1,369
	Commercial real estate
	Owner occupied		1,364			1,147			1,387
	Non owner occupied		2,683			1,973			3,739
	Commercial and industrial		6,838			4,961			84
	Consumer		167			148			16
	All other		12,212			4,798			146
	Total	$	28,567		$	16,641		$	8,478
Aging of Recorded Investment in Past Due Loans by Loan Class	'
	The following table presents the aging of the recorded investment in past due loans as of March 31, 2014 by class of loans:
	Loan Class	Total Loans			30-89 Days Past Due			Greater than 90 days past due		Total Past Due		Loans Not Past Due
	Residential real estate	$	216,595		$	3,661		$	2,188	$	5,849	$	210,746
	Multifamily real estate		31,691			-			2,040		2,040		29,651
	Commercial real estate:
	Owner occupied		94,498			928			2,111		3,039		91,459
	Non owner occupied		212,316			4,122			1,994		6,116		206,200
	Commercial and industrial		77,135			399			1,556		1,955		75,180
	Consumer		24,451			345			56		401		24,050
	All other		81,755			3,632			4,960		8,592		73,163
	Total	$	738,441		$	13,087		$	14,905	$	27,992	$	710,449
	The following table presents the aging of the recorded investment in past due loans as of December 31, 2013 by class of loans:
	Loan Class	Total Loans			30-89 Days Past Due			Greater than 90 days past due		Total Past Due		Loans Not Past Due
	Residential real estate	$	216,081		$	4,770		$	2,431	$	7,201	$	208,880
	Multifamily real estate		38,456			367			2,688		3,055		35,401
	Commercial real estate:
	Owner occupied		90,539			516			2,073		2,589		87,950
	Non owner occupied		208,756			278			5,478		5,756		203,000
	Commercial and industrial		85,301			1,433			1,438		2,871		82,430
	Consumer		25,113			421			82		503		24,610
	All other		76,524			2,510			4,881		7,391		69,133
	Total	$	740,770		$	10,295		$	19,071	$	29,366	$	711,404
Allowance for Loan Losses and Recorded Investment in Loans by Portfolio Segment Based on Impairment Method	'
	The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of March 31, 2014:
		Allowance for Loan Losses										Loan Balances
	Loan Class	Individually Evaluated for Impairment			Collectively Evaluated for Impairment			Acquired with Deteriorated Credit Quality		Total		Individually Evaluated for Impairment		Collectively Evaluated for Impairment		Acquired with Deteriorated Credit Quality		Total
	Residential real estate	$	105		$	2,145		$	-	$	2,250	$	2,204	$	214,213	$	178	$	216,595
	Multifamily real estate		-			297			-		297		1,813		29,326		552		31,691
	Commercial real estate:
	Owner occupied		201			1,276			-		1,477		1,909		92,341		248		94,498
	Non-owner occupied		-			2,385			-		2,385		220		206,309		5,787		212,316
	Commercial and industrial		370			1,025			132		1,527		897		75,742		496		77,135
	Consumer		-			220			-		220		-		24,451		-		24,451
	All other		94			1,594			500		2,188		2,998		74,109		4,648		81,755
	Total	$	770		$	8,942		$	632	$	10,344	$	10,041	$	716,491	$	11,909	$	738,441
	The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of December 31, 2013:
		Allowance for Loan Losses										Loan Balances
	Loan Class	Individually Evaluated for Impairment			Collectively Evaluated for Impairment			Acquired with Deteriorated Credit Quality		Total		Individually Evaluated for Impairment		Collectively Evaluated for Impairment		Acquired with Deteriorated Credit Quality		Total
	Residential real estate	$	138		$	2,556		$	-	$	2,694	$	2,787	$	213,111	$	183	$	216,081
	Multifamily real estate		-			417			-		417		1,822		35,405		1,229		38,456
	Commercial real estate:
	Owner occupied		170			1,237			-		1,407		2,386		87,903		250		90,539
	Non-owner occupied		362			1,675			-		2,037		1,024		200,950		6,782		208,756
	Commercial and industrial		1,088			964			132		2,184		4,270		80,535		496		85,301
	Consumer		-			297			-		297		-		25,113		-		25,113
	All other		102			1,389			500		1,991		3,279		68,622		4,623		76,524
	Total	$	1,860		$	8,535		$	632	$	11,027	$	15,568	$	711,639	$	13,563	$	740,770
Loans Individually Evaluated for Impairment by Class of Loans	'
	The following table presents loans individually evaluated for impairment by class of loans as of March 31, 2014.  The table includes $5,875 of loans acquired with deteriorated credit quality that the Company cannot reasonably estimate cash flows such that they are accounted for on the cost recovery method and are still individually evaluated for impairment.
		Unpaid Principal Balance			Recorded Investment			Allowance for Loan Losses Allocated
	With no related allowance recorded:
	Residential real estate	$	1,409		$	1,192		$	-
	Multifamily real estate		3,102			2,365			-
	Commercial real estate
	Owner occupied		1,459			1,276			-
	Non owner occupied		285			220			-
	Commercial and industrial		793			33			-
	All other		2,914			2,896			-
			9,962			7,982			-
	With an allowance recorded:
	Residential real estate	$	1,201		$	1,190		$	105
	Commercial real estate
	Owner occupied		747			747			201
	Commercial and industrial		1,670			1,247			502
	All other		12,148			4,750			594
			15,766			7,934			1,402
	Total	$	25,728		$	15,916		$	1,402
	The following table presents loans individually evaluated for impairment by class of loans as of December 31, 2013.  The table includes $7,483 of loans acquired with deteriorated credit quality that the Company cannot reasonably estimate cash flows such that they are accounted for on the cost recovery method and are still individually evaluated for impairment.
		Unpaid Principal Balance			Recorded Investment			Allowance for Loan Losses Allocated
	With no related allowance recorded:
	Residential  real estate	$	1,513		$	1,314		$	-
	Multifamily real estate		4,449			3,051			-
	Commercial real estate
	Owner occupied		2,601			1,986			-
	Non owner occupied		1,861			1,184			-
	Commercial and industrial		809			49			-
	All other		3,185			3,167			-
			14,418			10,751			-
	With an allowance recorded:
	Residential  real estate	$	1,668		$	1,656		$	138
	Commercial real estate
	Owner occupied		515			515			170
	Non owner occupied		810			790			362
	Commercial and industrial		5,543			4,604			1,220
	All other		12,132			4,735			602
			20,668			12,300			2,492
	Total	$	35,086		$	23,051		$	2,492
The Average Balance of Loans Individually Evaluated for Impairment and Interest Income Recognized	'
	The following table presents the average balance of loans individually evaluated for impairment and interest income recognized on these loans for the three months ended March 31, 2014 and March 31, 2013.   The table includes loans acquired with deteriorated credit quality that are still individually evaluated for impairment.
		Three months ended March 31, 2014								Three months ended March 31, 2013
	Loan Class	Average Recorded Investment			Interest Income Recognized			Cash Basis Interest Recognized		Average Recorded Investment		Interest Income Recognized		Cash Basis Interest Recognized
	Residential real estate	$	2,676		$	34		$	34	$	4,686	$	50	$	50
	Multifamily real estate		2,708			708			708		4,513		30		30
	Commercial real estate:
	Owner occupied		2,262			16			11		2,696		38		29
	Non-owner occupied		1,097			627			627		3,041		2		2
	Commercial and industrial		2,967			335			335		11,144		4		4
	All other		7,774			44			44		9,339		82		82
	Total	$	19,484		$	1,765		$	1,759	$	35,419	$	206	$	197
Troubled Debt Restructurings	'
	The following table presents TDR’s as of March 31, 2014 and December 31, 2013:
	31-Mar-14	TDR’s on Non-accrual			Other TDR’s			Total TDR’s
	Residential  real estate	$	22		$	205		$	227
	Commercial real estate
	Non owner occupied		-			500			500
	Commercial and industrial		-			814			814
	Consumer		-			4			4
	All other		-			2,017			2,017
	Total	$	22		$	3,540		$	3,562
	31-Dec-13	TDR’s on Non-accrual			Other TDR’s			Total TDR’s
	Residential  real estate	$	23		$	296		$	319
	Commercial real estate
	Non owner occupied		-			506			506
	Commercial and industrial		-			831			831
	Consumer		-			5			5
	All other		-			2,017			2,017
	Total	$	23		$	3,655		$	3,678
Troubled Debt Restructuring During the Period	'
	The following table presents TDR’s that occurred during the three months ended March 31, 2014 and March 31, 2013:
		Three months ended March 31, 2014								Three months ended March 31, 2013
	Loan Class	Number of Loans			Pre-Modification Outstanding Recorded Investment			Post-Modification Outstanding Recorded Investment		Number of Loans		Pre-Modification Outstanding Recorded Investment		Post-Modification Outstanding Recorded Investment
	All other		-			-			-		1	$	16	$	16
	Total		-		$	-		$	-		1	$	16	$	16
Risk Category of Loans by Class of Loans	'
	As of March 31, 2014 and based on the most recent analysis performed, the risk category of loans by class of loans is as follows:
	Loan Class	Pass			Special Mention			Substandard		Doubtful		Total Loans
	Residential real estate	$	203,960		$	5,925		$	6,688	$	22	$	216,595
	Multifamily real estate		28,419			907			2,365		-		31,691
	Commercial real estate:
	Owner occupied		83,778			7,830			2,890		-		94,498
	Non-owner occupied		202,220			8,002			2,094		-		212,316
	Commercial and industrial		73,680			2,030			1,391		34		77,135
	Consumer		24,127			197			127		-		24,451
	All other		67,863			5,753			8,036		103		81,755
	Total	$	684,047		$	30,644		$	23,591	$	159	$	738,441
	As of December 31, 2013, and based on the most recent analysis performed, the risk category of loans by class of loans is as follows:
	Loan Class	Pass			Special Mention			Substandard		Doubtful		Total Loans
	Residential real estate	$	202,789		$	6,204		$	7,065	$	23	$	216,081
	Multifamily real estate		34,487			918			3,051		-		38,456
	Commercial real estate:
	Owner occupied		79,694			7,431			3,348		66		90,539
	Non-owner occupied		196,338			8,569			3,849		-		208,756
	Commercial and industrial		78,205			2,269			4,753		74		85,301
	Consumer		24,772			204			137		-		25,113
	All other		62,180			5,947			8,285		112		76,524
	Total	$	678,465		$	31,542		$	30,488	$	275	$	740,770

STOCKHOLDERS_EQUITY_AND_REGULA1

STOCKHOLDERS' EQUITY AND REGULATORY MATTERS (Tables)	3 Months Ended
	Mar. 31, 2014
STOCKHOLDERS' EQUITY AND REGULATORY MATTERS [Abstract]	'
Summary of Regulatory Capital Ratios	'
	Shown below is a summary of regulatory capital ratios for the Company:
		Mar 31,			December 31,			Regulatory			To Be Considered
		2014			2013			Minimum			Well Capitalized
								Requirements
	Tier I Capital (to Risk-Weighted Assets)		17.1	%		16.9	%		4	%		6	%
	Total Capital (to Risk-Weighted Assets)		18.4	%		18.2	%		8	%		10	%
	Tier I Capital (to Average Assets)		11.3	%		11	%		4	%		5	%

STOCK_COMPENSATION_EXPENSE_Tab

STOCK COMPENSATION EXPENSE (Tables)	3 Months Ended
	Mar. 31, 2014
STOCK COMPENSATION EXPENSE [Abstract]	'
Assumption Used in the Black-Scholes Option-pricing Model	'
	The fair value of the Company's employee stock options granted is estimated at the date of grant using the Black-Scholes option-pricing model. This model requires the input of highly subjective assumptions, changes to which can materially affect the fair value estimate. Additionally, there may be other factors that would otherwise have a significant effect on the value of employee stock options granted but are not considered by the model. The assumptions used in the Black-Scholes option-pricing model are as follows
		2014				2013
	Risk-free interest rate		2.78	%			1.96	%
	Expected option life (yrs)		10				10
	Expected stock price volatility		31.19	%			35.24	%
	Dividend yield		3.33	%			3.86	%
	Weighted average fair value of options granted during the year	$	3.74			$	2.85
Summary of Stock Option Activity	'
	A summary of the Company’s stock option activity and related information is presented below for the three months ended March 31:
		- - - - - - 2014 - - - - - -							- - - - - - 2013 - - - - - -
		Options				Weighted			Options			Weighted
						Average						Average
						Exercise						Exercise
						Price						Price
	Outstanding at beginning of year		354,281			$	9.84			392,366		$	9.24
	Grants		46,300				14.43			52,900			11.39
	Exercises		(8,701	)			7.24			-			-
	Forfeitures or expired		(2,001	)			9.3			-			-
	Outstanding at March 31,		389,879			$	10.45			445,266		$	9.5
	Exercisable at March 31,		278,228							296,017
	Weighted average remaining life of options outstanding		6.4							6.8
	Weighted average fair value of options granted during the year	$	3.74						$	2.85
Stock Option Activity by Range of Exercise Prices	'
	Additional information regarding stock options outstanding and exercisable at March 31, 2014, is provided in the following table:
		- - - - - - - - Outstanding - - - - - - - -									- - - - - - - - Currently Exercisable - - - - - - - -
	Range of Exercise Prices	Number			Weighted Average Exercise Price			Aggregate Intrinsic Value			Number			Weighted Average Remaining Contractual Life	Weighted Average Exercise Price		Aggregate Intrinsic Value
	$6.50 to $10.00		186,546		$	7.39		$	1,297			155,355		6.8	$	7.37	$	1,082
	$10.01 to $12.50		72,933			11.46			210			38,873		4.4		11.52		110
	$12.51 to $15.00		106,900			13.88			54			60,600		3.4		13.46		54
	$15.01 to $17.50		23,500			16			-			23,500		1.9		16		-
	Outstanding - Mar 31, 2014		389,879			10.45		$	1,561			278,328		5.3		10	$	1,246

EARNINGS_PER_SHARE_Tables

EARNINGS PER SHARE (Tables)	3 Months Ended
	Mar. 31, 2014
EARNINGS PER SHARE [Abstract]	'
Reconciliation of Numerators and Denominators of the Earnings Per Share	'
	A reconciliation of the numerators and denominators of the earnings per common share and earnings per common share assuming dilution computations for the three months ended   March 31, 2014 and 2013 is presented below:
		Three Months Ended
		March 31,
		2014		2013
	Basic earnings per share
	Income available to common stockholders	$	3,505	$	2,339
	Weighted average common shares outstanding		8,043,213		7,962,693
	Earnings per share	$	0.44	$	0.29
	Diluted earnings per share
	Income available to common stockholders	$	3,505	$	2,339
	Weighted average common shares outstanding		8,043,213		7,962,693
	Add dilutive effects of potential additional common stock		506,963		432,207
	Weighted average common and dilutive potential common shares outstanding		8,550,156		8,394,900
	Earnings per share assuming dilution	$	0.41	$	0.28

FAIR_VALUE_Tables

FAIR VALUE (Tables)	3 Months Ended
	Mar. 31, 2014
FAIR VALUE [Abstract]	'
Carrying Amounts and Estimated Fair Values of Financial Instruments	'
	The carrying amounts and estimated fair values of financial instruments at March 31, 2014 were as follows:
						Fair Value Measurements at March 31, 2014 Using
		Carrying				Level 1				Level 2				Level 3		Total
		Amount
	Financial assets
	Cash and due from banks	$	85,925			$	85,925			$	-			$	-	$	85,925
	Federal funds sold		7,866				7,866				-				-		7,866
	Securities available for sale		224,011				-				223,871				140		224,011
	Loans held for sale		921				-				-				921		921
	Loans, net		728,097				-				-				723,333		723,333
	Federal Home Loan Bank stock		3,983				n/a				n/a				n/a		n/a
	Interest receivable		2,911				-				610				2,301		2,911
	Financial liabilities
	Deposits	$	(939,849	)		$	(613,457	)		$	(327,247	)		$	-	$	(940,704	)
	Securities sold under agreements		(10,490	)			-				(10,490	)			-		(10,490	)
	to repurchase
	Other borrowed funds		(13,200	)			-				(13,211	)			-		(13,211	)
	Interest payable		(334	)			(6	)			(328	)			-		(334	)
	The carrying amounts and estimated fair values of financial instruments at December 31, 2013 were as follows:
						Fair Value Measurements at December 31, 2013 Using
		Carrying				Level 1				Level 2				Level 3		Total
		Amount
	Financial assets
	Cash and due from banks	$	63,984			$	63,984			$	-			$	-	$	63,984
	Federal funds sold		12,777				12,777				-				-		12,777
	Securities available for sale		218,066				-				217,926				140		218,066
	Loans held for sale		77				-				-				77		77
	Loans, net		729,743				-				-				725,588		725,588
	Federal Home Loan Bank stock		4,183				n/a				n/a				n/a		n/a
	Interest receivable		3,132				-				593				2,539		3,132
	Financial liabilities
	Deposits	$	(924,023	)		$	(592,664	)		$	(332,475	)		$	-	$	(925,139	)
	Securities sold under agreements		(11,319	)			-				(11,319	)			-		(11,319	)
	to repurchase
	Other borrowed funds		(13,800	)			-				(13,811	)			-		(13,811	)
	Interest payable		(383	)			(5	)			(378	)			-		(383	)
Assets and Liabilities Measured at Fair Value on a Recurring Basis	'
	Assets and liabilities measured at fair value on a recurring basis are summarized below:
					Fair Value Measurements at
					March 31, 2014 Using:
		Carrying Value			Quoted Prices in Active Markets for Identical Assets				Significant Other Observable Inputs				Significant Unobservable Inputs
					(Level 1)				(Level 2)				(Level 3)
	Available for sale
	Mortgage-backed securities
	U. S. agency MBS - residential	$	39,019		$	-			$	39,019			$	-
	U. S. agency CMO’s - residential		171,458			-				171,458				-
	Total mortgage-backed securities of government sponsored agencies		210,477			-				210,477				-
	U. S. government sponsored agency securities		7,014			-				7,014				-
	Obligations of states and political subdivisions		6,520			-				6,380				140
	Total available for sale	$	224,011		$	-			$	223,871			$	140
					Fair Value Measurements at
					December 31, 2013 Using:
		Carrying Value			Quoted Prices in Active Markets for Identical Assets				Significant Other Observable Inputs				Significant Unobservable Inputs
					(Level 1)				(Level 2)				(Level 3)
	Available for sale
	Mortgage-backed securities
	U. S. agency MBS - residential	$	27,823		$	-			$	27,823			$	-
	U. S. agency CMO’s		176,722			-				176,722				-
	Total mortgage-backed securities of government sponsored agencies		204,545			-				204,545				-
	U. S. government sponsored agency securities		6,981			-				6,981				-
	Obligations of states and political subdivisions		6,540			-				6,400				140
	Total securities available for sale	$	218,066		$	-			$	217,926			$	140
	Mortgage-backed securities
Assets and Liabilities Measured at Fair Value on a Non-recurring Basis	'
	Assets and liabilities measured at fair value on a non-recurring basis at March 31, 2014 are summarized below:
						Fair Value Measurements at March 31, 2014 Using
		Carrying Value				Quoted Prices in Active Markets for Identical Assets				Significant Other Observable Inputs (Level 2)				Significant Unobservable Inputs
						(Level 1)								(Level 3)
	Assets:
	Impaired loans:
	Residential Real Estate	$	1,085			$	-			$	-			$	1,085
	Commercial Real Estate
	Owner Occupied		546				-				-				546
	Commercial and Industrial		745				-				-				745
	All Other		4,156				-				-				4,156
	Total impaired loans		6,532			$	-			$	-			$	6,532
	Other real estate owned:
	Commercial Real Estate
	Non-owner Occupied	$	290				-				-			$	290
	All Other		8,728				-				-				8,728
	Total OREO	$	9,018			$	-			$	-			$	9,018
	Assets and liabilities measured at fair value on a non-recurring basis at December 31, 2013 are summarized below:
						Fair Value Measurements at December 31, 2013 Using
		Carrying Value				Quoted Prices in Active Markets for Identical Assets				Significant Other Observable Inputs (Level 2)				Significant Unobservable Inputs
						(Level 1)								(Level 3)
	Assets:
	Impaired loans:
	Residential Real Estate	$	1,518			$	-			$	-			$	1,518
	Commercial Real Estate
	Owner Occupied		346				-				-				346
	Non-owner Occupied		428				-				-				428
	Commercial and Industrial		3,384				-				-				3,384
	All Other		4,133				-				-				4,133
	Total impaired loans		9,809			$	-			$	-			$	9,809
	Other real estate owned:
	Commercial Real Estate
	Non-owner Occupied		290				-				-				290
	All Other		8,496				-				-				8,496
	Total OREO	$	8,786			$	-			$	-			$	8,786
Fair Value Inputs, Assets, Quantitative Information	'
	The significant unobservable inputs related to assets and liabilities measured at fair value on a non-recurring basis at March 31, 2014 are summarized below:
		31-Mar-14			Valuation Techniques		Unobservable Inputs		Range (Weighted Avg)
	Impaired loans:
	Residential Real Estate	$	1,085		sales comparison		adjustment for differences between the comparable sales		0.8%-63.5%(12.8%)
	Commercial Real Estate
	Owner Occupied		546		sales comparison		adjustment for limited salability of specialized property		21.8%-70.0%(48.5%)
	Commercial and Industrial		745		sales comparison		adjustment for limited salability of specialized property		25.0%-41.2%(28.0%)
	All Other		4,156		sales comparison		adjustment for percentage of completion of construction		57.4%-93.4%(57.5%)
	Total impaired loans		6,532
	Other real estate owned:
	Commercial Real Estate
	Non-owner Occupied		290		sales comparison		adjustment for differences between the comparable sales		42.7%-42.7%(42.7%)
	All Other		8,728		sales comparison		adjustment for estimated realizable value		9.5%-24.6%(12.4%)
	Total OREO	$	9,018
	The significant unobservable inputs related to assets and liabilities measured at fair value on a non-recurring basis at December 31, 2013 are summarized below:
		31-Dec-13			Valuation Techniques		Unobservable Inputs		Range (Weighted Avg)
	Impaired loans:
	Residential Real Estate	$	1,518		sales comparison		adjustment for differences between the comparable sales		0.8%-63.5%(11.9%)
	Commercial Real Estate
	Owner Occupied		346		sales comparison		adjustment for limited salability of specialized property		62.5%-70.0%(64.0%)
	Non-owner Occupied		428		sales comparison		adjustment for limited salability of specialized property		50.6%-50.6%(50.6%)
	Commercial and Industrial		3,384		sales comparison		adjustment for limited salability of specialized property		25.0%-65.5%(57.8%)
	All Other		4,133		sales comparison		adjustment for percentage of completion of construction		57.6%-99.3%(57.7%)
	Total impaired loans		9,809
	Other real estate owned:
	Commercial Real Estate
	Non-owner Occupied		290		sales comparison		adjustment for differences between the comparable sales		42.7%-42.7%(42.7%)
	All Other		8,496		sales comparison		adjustment for estimated realizable value		9.5%-24.6%(12.5%)
	Total OREO	$	8,786

ACCUMULATED_OTHER_COMPREHENSIV1

ACCUMULATED OTHER COMPREHENSIVE INCOME (Tables)	3 Months Ended
	Mar. 31, 2014
ACCUMULATED OTHER COMPREHENSIVE INCOME [Abstract]	'
Schedule of Accumulated Other Comprehensive Income (Loss)	'
	The following table details the changes in the single component of accumulated other comprehensive income for the three months ended March 31, 2014:
	Accumulated Other Comprehensive Income	Unrealized Gain on Securities Available for Sale
	Balance, December 31, 2013	$	(625	)
	Reclassification adjustments to net income:
	Realized gain on disposition of securities		-
	Provision for income taxes		-
	Unrealized gains arising during the period, net of tax		1,794
	Balance, March 31, 2014	$	1,169
	The following table details the changes in the single component of accumulated other comprehensive income for the three months ended March 31, 2013:
	Accumulated Other Comprehensive Income	Unrealized Gain on Securities Available for Sale
	Balance, December 31, 2012	$	6,576
	Reclassification adjustments to net income:
	Realized gain on disposition of securities		(148	)
	Provision for income taxes		50
	Unrealized losses arising during the period, net of tax		(382	)
	Balance, March 31, 2013	$	6,096

BASIS_OF_PRESENTATION_Details

BASIS OF PRESENTATION (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
Consolidation, Wholly Owned Subsidiaries [Line Items]	'	'	'
Total Assets	$1,119,782	'	$1,100,179
Net Income	3,670	2,504	'
Citizens Deposit Bank & Trust [Member] | Vanceburg, Kentucky [Member]	'	'	'
Consolidation, Wholly Owned Subsidiaries [Line Items]	'	'	'
Year Acquired	'1991	'	'
Total Assets	370,604	'	'
Net Income	1,305	'	'
Premier Bank, Inc. [Member] | Huntington, West Virginia [Member]	'	'	'
Consolidation, Wholly Owned Subsidiaries [Line Items]	'	'	'
Year Acquired	'1998	'	'
Total Assets	741,950	'	'
Net Income	2,894	'	'
Parent and Intercompany Eliminations [Member]	'	'	'
Consolidation, Wholly Owned Subsidiaries [Line Items]	'	'	'
Total Assets	7,228	'	'
Net Income	($529)	'	'

SECURITIES_Details

SECURITIES (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Available-for-sale Investment securities [Abstract]	'	'
Amortized Cost	$222,240	$219,014
Unrealized Gains	3,386	1,925
Unrealized Losses	-1,615	-2,873
Available for sale, Fair Value	224,011	218,066
U. S. sponsored agency MBS - residential [Member]	'	'
Available-for-sale Investment securities [Abstract]	'	'
Amortized Cost	38,680	27,681
Unrealized Gains	513	463
Unrealized Losses	-174	-321
Available for sale, Fair Value	39,019	27,823
U. S. sponsored agency CMO's - residential [Member]	'	'
Available-for-sale Investment securities [Abstract]	'	'
Amortized Cost	170,243	178,000
Unrealized Gains	2,586	1,167
Unrealized Losses	-1,371	-2,445
Available for sale, Fair Value	171,458	176,722
Total mortgage-backed securities of government sponsored agencies [Member]	'	'
Available-for-sale Investment securities [Abstract]	'	'
Amortized Cost	208,923	205,681
Unrealized Gains	3,099	1,630
Unrealized Losses	-1,545	-2,766
Available for sale, Fair Value	210,477	204,545
U. S. government sponsored agency securities [Member]	'	'
Available-for-sale Investment securities [Abstract]	'	'
Amortized Cost	7,051	7,058
Unrealized Gains	33	30
Unrealized Losses	-70	-107
Available for sale, Fair Value	7,014	6,981
Obligations of states and political subdivisions [Member]	'	'
Available-for-sale Investment securities [Abstract]	'	'
Amortized Cost	6,266	6,275
Unrealized Gains	254	265
Unrealized Losses	0	0
Available for sale, Fair Value	$6,520	$6,540

SECURITIES_By_Contractual_Matu

SECURITIES, By Contractual Maturity (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
Amortized cost of available-for-sale securities by contractual maturity [Abstract]	'	'	'
Due in one year or less	$1,155	'	'
Due after one year through five years	8,165	'	'
Due after five years through ten years	3,997	'	'
Mortgage-backed securities of government sponsored agencies	208,923	'	'
Available for sale, Amortized Cost	222,240	'	'
Fair value of available-for-sale securities by contractual maturity [Abstract]	'	'	'
Due in one year or less	1,159	'	'
Due after one year through five years	8,448	'	'
Due after five years through ten years	3,927	'	'
Mortgage backed securities of government sponsored agencies	210,477	'	'
Available for sale, Fair Value	224,011	'	218,066
Gain on disposition of securities	0	148	'
Proceeds from the sale of securities	$0	$0	'

SECURITIES_With_Unrealized_Los

SECURITIES, With Unrealized Losses (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Continuous Unrealized Loss Position, Fair Value [Abstract]	'	'
Less than 12 Months, Fair Value	$71,673	$120,028
12 Months or More, Fair Value	2,661	0
Total Fair Value	74,334	120,028
Less than 12 Months, Unrealized Loss	-1,511	-2,873
12 Months or More, Unrealized Loss	-104	0
Total Unrealized Loss	-1,615	-2,873
U. S. government sponsored agency securities [Member]	'	'
Continuous Unrealized Loss Position, Fair Value [Abstract]	'	'
Less than 12 Months, Fair Value	3,927	3,890
12 Months or More, Fair Value	0	0
Total Fair Value	3,927	3,890
Less than 12 Months, Unrealized Loss	-70	-107
12 Months or More, Unrealized Loss	0	0
Total Unrealized Loss	-70	-107
U. S. sponsored agency MBS - residential [Member]	'	'
Continuous Unrealized Loss Position, Fair Value [Abstract]	'	'
Less than 12 Months, Fair Value	23,901	13,797
12 Months or More, Fair Value	0	0
Total Fair Value	23,901	13,797
Less than 12 Months, Unrealized Loss	-174	-321
12 Months or More, Unrealized Loss	0	0
Total Unrealized Loss	-174	-321
U. S. sponsored agency CMO's - residential [Member]	'	'
Continuous Unrealized Loss Position, Fair Value [Abstract]	'	'
Less than 12 Months, Fair Value	43,845	102,341
12 Months or More, Fair Value	2,661	0
Total Fair Value	46,506	102,341
Less than 12 Months, Unrealized Loss	-1,267	-2,445
12 Months or More, Unrealized Loss	-104	0
Total Unrealized Loss	($1,371)	($2,445)

LOANS_Major_Classifications_of

LOANS, Major Classifications of Loans (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans	$738,441	$740,770
Residential Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans	216,595	216,081
Multifamily Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans	31,691	38,456
Owner Occupied Commercial Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans	94,498	90,539
Non Owner Occupied Commercial Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans	212,316	208,756
Commercial and Industrial [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans	77,135	85,301
Consumer [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans	24,451	25,113
All Other [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans	$81,755	$76,524

LOANS_Activity_in_The_Allowanc

LOANS, Activity in The Allowance For Loan Losses by Portfolio Segment (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Activity in the allowance for loan losses by portfolio segment [Roll Forward]	'	'
Balance, beginning of period	$11,027	$11,488
Provision for loan losses	-310	570
Loans charged-off	446	251
Recoveries	73	535
Balance, end of period	10,344	12,342
Residential Real Estate [Member]	'	'
Activity in the allowance for loan losses by portfolio segment [Roll Forward]	'	'
Balance, beginning of period	2,694	2,163
Provision for loan losses	-427	-28
Loans charged-off	19	71
Recoveries	2	2
Balance, end of period	2,250	2,066
Multifamily Real Estate [Member]	'	'
Activity in the allowance for loan losses by portfolio segment [Roll Forward]	'	'
Balance, beginning of period	417	331
Provision for loan losses	-120	16
Loans charged-off	0	0
Recoveries	0	0
Balance, end of period	297	347
Owner Occupied Commercial Real Estate [Member]	'	'
Activity in the allowance for loan losses by portfolio segment [Roll Forward]	'	'
Balance, beginning of period	1,407	1,117
Provision for loan losses	71	-158
Loans charged-off	1	67
Recoveries	0	299
Balance, end of period	1,477	1,191
Non Owner Occupied Commercial Real Estate [Member]	'	'
Activity in the allowance for loan losses by portfolio segment [Roll Forward]	'	'
Balance, beginning of period	2,037	1,888
Provision for loan losses	648	79
Loans charged-off	300	0
Recoveries	0	0
Balance, end of period	2,385	1,967
Commercial and Industrial [Member]	'	'
Activity in the allowance for loan losses by portfolio segment [Roll Forward]	'	'
Balance, beginning of period	2,184	3,046
Provision for loan losses	-596	1,010
Loans charged-off	63	10
Recoveries	2	50
Balance, end of period	1,527	4,096
Consumer [Member]	'	'
Activity in the allowance for loan losses by portfolio segment [Roll Forward]	'	'
Balance, beginning of period	297	244
Provision for loan losses	-70	-39
Loans charged-off	26	47
Recoveries	19	16
Balance, end of period	220	174
All Other [Member]	'	'
Activity in the allowance for loan losses by portfolio segment [Roll Forward]	'	'
Balance, beginning of period	1,991	2,699
Provision for loan losses	184	-310
Loans charged-off	37	56
Recoveries	50	168
Balance, end of period	$2,188	$2,501

LOANS_Purchased_Loans_Details

LOANS, Purchased Loans (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
Purchased loans [Abstract]	'	'	'
Loans And Leases Receivable Purchased With Deteriorated Credit Quality	$11,909	'	$13,563
Loans And Leases Receivable Purchased with Deteriorated Credit Quality Net Of Allowance	11,277	'	12,931
Accretable Yield [Roll Forward]	'	'	'
Beginning Balance	217	635	'
New loans purchased	0	0	'
Accretion of income	-3	-9	'
Reclassifications from non-accretable difference	0	0	'
Disposals	0	0	'
Ending Balance	214	626	'
Residential Real Estate [Member]	'	'	'
Purchased loans [Abstract]	'	'	'
Loans And Leases Receivable Purchased With Deteriorated Credit Quality	178	'	183
Multifamily Real Estate [Member]	'	'	'
Purchased loans [Abstract]	'	'	'
Loans And Leases Receivable Purchased With Deteriorated Credit Quality	552	'	1,229
Owner Occupied Commercial Real Estate [Member]	'	'	'
Purchased loans [Abstract]	'	'	'
Loans And Leases Receivable Purchased With Deteriorated Credit Quality	248	'	250
Non Owner Occupied Commercial Real Estate [Member]	'	'	'
Purchased loans [Abstract]	'	'	'
Loans And Leases Receivable Purchased With Deteriorated Credit Quality	5,787	'	6,782
Commercial and Industrial [Member]	'	'	'
Purchased loans [Abstract]	'	'	'
Loans And Leases Receivable Purchased With Deteriorated Credit Quality	496	'	496
All Other [Member]	'	'	'
Purchased loans [Abstract]	'	'	'
Loans And Leases Receivable Purchased With Deteriorated Credit Quality	$4,648	'	$4,623

LOANS_Past_Due_And_Nonperformi

LOANS, Past Due And Non-performing Loans (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Past due and non-performing loans [Abstract]	'	'
Principal Owed on Non-accrual Loans	$21,245	$28,567
Recorded Investment in Non-accrual Loans	11,060	16,641
Loans Past Due Over 90 Days, still accruing	6,458	8,478
Residential Real Estate [Member]	'	'
Past due and non-performing loans [Abstract]	'	'
Principal Owed on Non-accrual Loans	2,119	2,021
Recorded Investment in Non-accrual Loans	1,786	1,725
Loans Past Due Over 90 Days, still accruing	1,307	1,737
Multifamily Real Estate [Member]	'	'
Past due and non-performing loans [Abstract]	'	'
Principal Owed on Non-accrual Loans	1,946	3,282
Recorded Investment in Non-accrual Loans	1,215	1,889
Loans Past Due Over 90 Days, still accruing	1,377	1,369
Owner Occupied Commercial Real Estate [Member]	'	'
Past due and non-performing loans [Abstract]	'	'
Principal Owed on Non-accrual Loans	1,558	1,364
Recorded Investment in Non-accrual Loans	1,329	1,147
Loans Past Due Over 90 Days, still accruing	1,495	1,387
Non Owner Occupied Commercial Real Estate [Member]	'	'
Past due and non-performing loans [Abstract]	'	'
Principal Owed on Non-accrual Loans	293	2,683
Recorded Investment in Non-accrual Loans	220	1,973
Loans Past Due Over 90 Days, still accruing	1,994	3,739
Commercial and Industrial [Member]	'	'
Past due and non-performing loans [Abstract]	'	'
Principal Owed on Non-accrual Loans	2,961	6,838
Recorded Investment in Non-accrual Loans	1,576	4,961
Loans Past Due Over 90 Days, still accruing	123	84
Consumer [Member]	'	'
Past due and non-performing loans [Abstract]	'	'
Principal Owed on Non-accrual Loans	139	167
Recorded Investment in Non-accrual Loans	120	148
Loans Past Due Over 90 Days, still accruing	16	16
All Other [Member]	'	'
Past due and non-performing loans [Abstract]	'	'
Principal Owed on Non-accrual Loans	12,229	12,212
Recorded Investment in Non-accrual Loans	4,814	4,798
Loans Past Due Over 90 Days, still accruing	$146	$146

LOANS_Past_Due_Aging_Analysis_

LOANS, Past Due Aging Analysis (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Aging of recorded investment in past due loans [Abstract]	'	'
Total Loans	$738,441	$740,770
30-89 Days Past Due	13,087	10,295
Greater than 90 days past due	14,905	19,071
Total Past Due	27,992	29,366
Loans Not Past Due	710,449	711,404
Residential Real Estate [Member]	'	'
Aging of recorded investment in past due loans [Abstract]	'	'
Total Loans	216,595	216,081
30-89 Days Past Due	3,661	4,770
Greater than 90 days past due	2,188	2,431
Total Past Due	5,849	7,201
Loans Not Past Due	210,746	208,880
Multifamily Real Estate [Member]	'	'
Aging of recorded investment in past due loans [Abstract]	'	'
Total Loans	31,691	38,456
30-89 Days Past Due	0	367
Greater than 90 days past due	2,040	2,688
Total Past Due	2,040	3,055
Loans Not Past Due	29,651	35,401
Owner Occupied Commercial Real Estate [Member]	'	'
Aging of recorded investment in past due loans [Abstract]	'	'
Total Loans	94,498	90,539
30-89 Days Past Due	928	516
Greater than 90 days past due	2,111	2,073
Total Past Due	3,039	2,589
Loans Not Past Due	91,459	87,950
Non Owner Occupied Commercial Real Estate [Member]	'	'
Aging of recorded investment in past due loans [Abstract]	'	'
Total Loans	212,316	208,756
30-89 Days Past Due	4,122	278
Greater than 90 days past due	1,994	5,478
Total Past Due	6,116	5,756
Loans Not Past Due	206,200	203,000
Commercial and Industrial [Member]	'	'
Aging of recorded investment in past due loans [Abstract]	'	'
Total Loans	77,135	85,301
30-89 Days Past Due	399	1,433
Greater than 90 days past due	1,556	1,438
Total Past Due	1,955	2,871
Loans Not Past Due	75,180	82,430
Consumer [Member]	'	'
Aging of recorded investment in past due loans [Abstract]	'	'
Total Loans	24,451	25,113
30-89 Days Past Due	345	421
Greater than 90 days past due	56	82
Total Past Due	401	503
Loans Not Past Due	24,050	24,610
All Other [Member]	'	'
Aging of recorded investment in past due loans [Abstract]	'	'
Total Loans	81,755	76,524
30-89 Days Past Due	3,632	2,510
Greater than 90 days past due	4,960	4,881
Total Past Due	8,592	7,391
Loans Not Past Due	$73,163	$69,133

LOANS_Allowance_for_Loan_Losse

LOANS, Allowance for Loan Losses and Recorded Investment in Loans by Portfolio Segment Based on Impairment Method (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Allowance for Loan Losses [Abstract]	'	'	'	'
Individually evaluated for impairment, allowance for loan losses	$770	$1,860	'	'
Collectively evaluated for impairment, allowance for loan losses	8,942	8,535	'	'
Acquired with deteriorated credit quality, allowance for loan losses	632	632	'	'
Total allowance for loan losses	10,344	11,027	12,342	11,488
Loans Balances [Abstract]	'	'	'	'
Individually evaluated for impairment, loan balances	10,041	15,568	'	'
Collectively evaluated for impairment, loan balances	716,491	711,639	'	'
Acquired with deteriorated credit quality, loan balances	11,909	13,563	'	'
Total Loans	738,441	740,770	'	'
Residential Real Estate [Member]	'	'	'	'
Allowance for Loan Losses [Abstract]	'	'	'	'
Individually evaluated for impairment, allowance for loan losses	105	138	'	'
Collectively evaluated for impairment, allowance for loan losses	2,145	2,556	'	'
Acquired with deteriorated credit quality, allowance for loan losses	0	0	'	'
Total allowance for loan losses	2,250	2,694	2,066	2,163
Loans Balances [Abstract]	'	'	'	'
Individually evaluated for impairment, loan balances	2,204	2,787	'	'
Collectively evaluated for impairment, loan balances	214,213	213,111	'	'
Acquired with deteriorated credit quality, loan balances	178	183	'	'
Total Loans	216,595	216,081	'	'
Multifamily Real Estate [Member]	'	'	'	'
Allowance for Loan Losses [Abstract]	'	'	'	'
Individually evaluated for impairment, allowance for loan losses	0	0	'	'
Collectively evaluated for impairment, allowance for loan losses	297	417	'	'
Acquired with deteriorated credit quality, allowance for loan losses	0	0	'	'
Total allowance for loan losses	297	417	347	331
Loans Balances [Abstract]	'	'	'	'
Individually evaluated for impairment, loan balances	1,813	1,822	'	'
Collectively evaluated for impairment, loan balances	29,326	35,405	'	'
Acquired with deteriorated credit quality, loan balances	552	1,229	'	'
Total Loans	31,691	38,456	'	'
Owner Occupied Commercial Real Estate [Member]	'	'	'	'
Allowance for Loan Losses [Abstract]	'	'	'	'
Individually evaluated for impairment, allowance for loan losses	201	170	'	'
Collectively evaluated for impairment, allowance for loan losses	1,276	1,237	'	'
Acquired with deteriorated credit quality, allowance for loan losses	0	0	'	'
Total allowance for loan losses	1,477	1,407	1,191	1,117
Loans Balances [Abstract]	'	'	'	'
Individually evaluated for impairment, loan balances	1,909	2,386	'	'
Collectively evaluated for impairment, loan balances	92,341	87,903	'	'
Acquired with deteriorated credit quality, loan balances	248	250	'	'
Total Loans	94,498	90,539	'	'
Non Owner Occupied Commercial Real Estate [Member]	'	'	'	'
Allowance for Loan Losses [Abstract]	'	'	'	'
Individually evaluated for impairment, allowance for loan losses	0	362	'	'
Collectively evaluated for impairment, allowance for loan losses	2,385	1,675	'	'
Acquired with deteriorated credit quality, allowance for loan losses	0	0	'	'
Total allowance for loan losses	2,385	2,037	1,967	1,888
Loans Balances [Abstract]	'	'	'	'
Individually evaluated for impairment, loan balances	220	1,024	'	'
Collectively evaluated for impairment, loan balances	206,309	200,950	'	'
Acquired with deteriorated credit quality, loan balances	5,787	6,782	'	'
Total Loans	212,316	208,756	'	'
Commercial and Industrial [Member]	'	'	'	'
Allowance for Loan Losses [Abstract]	'	'	'	'
Individually evaluated for impairment, allowance for loan losses	370	1,088	'	'
Collectively evaluated for impairment, allowance for loan losses	1,025	964	'	'
Acquired with deteriorated credit quality, allowance for loan losses	132	132	'	'
Total allowance for loan losses	1,527	2,184	4,096	3,046
Loans Balances [Abstract]	'	'	'	'
Individually evaluated for impairment, loan balances	897	4,270	'	'
Collectively evaluated for impairment, loan balances	75,742	80,535	'	'
Acquired with deteriorated credit quality, loan balances	496	496	'	'
Total Loans	77,135	85,301	'	'
Consumer [Member]	'	'	'	'
Allowance for Loan Losses [Abstract]	'	'	'	'
Individually evaluated for impairment, allowance for loan losses	0	0	'	'
Collectively evaluated for impairment, allowance for loan losses	220	297	'	'
Acquired with deteriorated credit quality, allowance for loan losses	0	0	'	'
Total allowance for loan losses	220	297	174	244
Loans Balances [Abstract]	'	'	'	'
Individually evaluated for impairment, loan balances	0	0	'	'
Collectively evaluated for impairment, loan balances	24,451	25,113	'	'
Acquired with deteriorated credit quality, loan balances	0	0	'	'
Total Loans	24,451	25,113	'	'
All Other [Member]	'	'	'	'
Allowance for Loan Losses [Abstract]	'	'	'	'
Individually evaluated for impairment, allowance for loan losses	94	102	'	'
Collectively evaluated for impairment, allowance for loan losses	1,594	1,389	'	'
Acquired with deteriorated credit quality, allowance for loan losses	500	500	'	'
Total allowance for loan losses	2,188	1,991	2,501	2,699
Loans Balances [Abstract]	'	'	'	'
Individually evaluated for impairment, loan balances	2,998	3,279	'	'
Collectively evaluated for impairment, loan balances	74,109	68,622	'	'
Acquired with deteriorated credit quality, loan balances	4,648	4,623	'	'
Total Loans	$81,755	$76,524	'	'

LOANS_Individually_Evaluated_F

LOANS, Individually Evaluated For Impairment (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
LOANS [Abstract]	'	'
Purchased financing receivable individually evaluated for impairment	$5,875	$7,483
Loans individually evaluated for impairment [Abstract]	'	'
Unpaid Principal Balance	25,728	35,086
Recorded Investment	15,916	23,051
Allowance for Loan Losses Allocated	1,402	2,492
With no related allowance recorded: [Member]	'	'
Loans individually evaluated for impairment [Abstract]	'	'
Unpaid Principal Balance	9,962	14,418
Recorded Investment	7,982	10,751
Allowance for Loan Losses Allocated	0	0
With an allowance recorded: [Member]	'	'
Loans individually evaluated for impairment [Abstract]	'	'
Unpaid Principal Balance	15,766	20,668
Recorded Investment	7,934	12,300
Allowance for Loan Losses Allocated	1,402	2,492
Residential Real Estate [Member] | With no related allowance recorded: [Member]	'	'
Loans individually evaluated for impairment [Abstract]	'	'
Unpaid Principal Balance	1,409	1,513
Recorded Investment	1,192	1,314
Allowance for Loan Losses Allocated	0	0
Residential Real Estate [Member] | With an allowance recorded: [Member]	'	'
Loans individually evaluated for impairment [Abstract]	'	'
Unpaid Principal Balance	1,201	1,668
Recorded Investment	1,190	1,656
Allowance for Loan Losses Allocated	105	138
Multifamily real estate [Member] | With no related allowance recorded: [Member]	'	'
Loans individually evaluated for impairment [Abstract]	'	'
Unpaid Principal Balance	3,102	4,449
Recorded Investment	2,365	3,051
Allowance for Loan Losses Allocated	0	0
Owner Occupied Commercial Real Estate [Member] | With no related allowance recorded: [Member]	'	'
Loans individually evaluated for impairment [Abstract]	'	'
Unpaid Principal Balance	1,459	2,601
Recorded Investment	1,276	1,986
Allowance for Loan Losses Allocated	0	0
Owner Occupied Commercial Real Estate [Member] | With an allowance recorded: [Member]	'	'
Loans individually evaluated for impairment [Abstract]	'	'
Unpaid Principal Balance	747	515
Recorded Investment	747	515
Allowance for Loan Losses Allocated	201	170
Non Owner Occupied Commercial Real Estate [Member] | With no related allowance recorded: [Member]	'	'
Loans individually evaluated for impairment [Abstract]	'	'
Unpaid Principal Balance	285	1,861
Recorded Investment	220	1,184
Allowance for Loan Losses Allocated	0	0
Non Owner Occupied Commercial Real Estate [Member] | With an allowance recorded: [Member]	'	'
Loans individually evaluated for impairment [Abstract]	'	'
Unpaid Principal Balance	'	810
Recorded Investment	'	790
Allowance for Loan Losses Allocated	'	362
Commercial and Industrial [Member] | With no related allowance recorded: [Member]	'	'
Loans individually evaluated for impairment [Abstract]	'	'
Unpaid Principal Balance	793	809
Recorded Investment	33	49
Allowance for Loan Losses Allocated	0	0
Commercial and Industrial [Member] | With an allowance recorded: [Member]	'	'
Loans individually evaluated for impairment [Abstract]	'	'
Unpaid Principal Balance	1,670	5,543
Recorded Investment	1,247	4,604
Allowance for Loan Losses Allocated	502	1,220
All Other [Member] | With no related allowance recorded: [Member]	'	'
Loans individually evaluated for impairment [Abstract]	'	'
Unpaid Principal Balance	2,914	3,185
Recorded Investment	2,896	3,167
Allowance for Loan Losses Allocated	0	0
All Other [Member] | With an allowance recorded: [Member]	'	'
Loans individually evaluated for impairment [Abstract]	'	'
Unpaid Principal Balance	12,148	12,132
Recorded Investment	4,750	4,735
Allowance for Loan Losses Allocated	$594	$602

LOANS_Average_Balance_of_Loans

LOANS, Average Balance of Loans Individually Evaluated For Impairment (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Financing receivable average balance individually evaluated for impairment [Line Items]	'	'
Average Recorded Investment	$19,484	$35,419
Interest Income Recognized	1,765	206
Cash Basis Interest Recognized	1,759	197
Residential Real Estate [Member]	'	'
Financing receivable average balance individually evaluated for impairment [Line Items]	'	'
Average Recorded Investment	2,676	4,686
Interest Income Recognized	34	50
Cash Basis Interest Recognized	34	50
Multifamily Real Estate [Member]	'	'
Financing receivable average balance individually evaluated for impairment [Line Items]	'	'
Average Recorded Investment	2,708	4,513
Interest Income Recognized	708	30
Cash Basis Interest Recognized	708	30
Owner Occupied Commercial Real Estate [Member]	'	'
Financing receivable average balance individually evaluated for impairment [Line Items]	'	'
Average Recorded Investment	2,262	2,696
Interest Income Recognized	16	38
Cash Basis Interest Recognized	11	29
Non Owner Occupied Commercial Real Estate [Member]	'	'
Financing receivable average balance individually evaluated for impairment [Line Items]	'	'
Average Recorded Investment	1,097	3,041
Interest Income Recognized	627	2
Cash Basis Interest Recognized	627	2
Commercial and Industrial [Member]	'	'
Financing receivable average balance individually evaluated for impairment [Line Items]	'	'
Average Recorded Investment	2,967	11,144
Interest Income Recognized	335	4
Cash Basis Interest Recognized	335	4
All Other [Member]	'	'
Financing receivable average balance individually evaluated for impairment [Line Items]	'	'
Average Recorded Investment	7,774	9,339
Interest Income Recognized	44	82
Cash Basis Interest Recognized	$44	$82

LOANS_Troubled_Debt_Restructur

LOANS, Troubled Debt Restructurings (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financing Receivable, Modifications [Line Items]	'	'
TDR's on Non-accrual	$22	$23
Other TDR's	3,540	3,655
Total TDR's	3,562	3,678
Specific reserves allocated to loans that have restructured terms	0	0
Residential Real Estate [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
TDR's on Non-accrual	22	23
Other TDR's	205	296
Total TDR's	227	319
Non Owner Occupied Commercial Real Estate [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
TDR's on Non-accrual	0	0
Other TDR's	500	506
Total TDR's	500	506
Commercial And Industrial [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
TDR's on Non-accrual	0	0
Other TDR's	814	831
Total TDR's	814	831
Consumer [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
TDR's on Non-accrual	0	0
Other TDR's	4	5
Total TDR's	4	5
All Other [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
TDR's on Non-accrual	0	0
Other TDR's	2,017	2,017
Total TDR's	$2,017	$2,017

LOANS_TDR_Modified_During_Peri

LOANS, TDR Modified During Period (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
	Loan	Loan
Troubled Debt Restructuring Activity [Line Items]	'	'
Number of Loans	0	1
Pre-Modification Outstanding Recorded Investment	$0	$16
Post-Modification Outstanding Recorded Investment	0	16
Increase in allowance for loan losses due to troubled debt restructuring	0	0
Defaults within 12 months after modification	0	0
All Other [Member]	'	'
Troubled Debt Restructuring Activity [Line Items]	'	'
Number of Loans	0	1
Pre-Modification Outstanding Recorded Investment	0	16
Post-Modification Outstanding Recorded Investment	$0	$16

LOANS_Risk_Category_of_Loans_b

LOANS, Risk Category of Loans by Class of Loans, Credit Quality Indicators (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	$738,441	$740,770
Residential Real Estate [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	216,595	216,081
Multifamily Real Estate [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	31,691	38,456
Owner Occupied Commercial Real Estate [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	94,498	90,539
Non Owner Occupied Commercial Real Estate [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	212,316	208,756
Commercial and Industrial [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	77,135	85,301
Consumer [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	24,451	25,113
All Other [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	81,755	76,524
Pass [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	684,047	678,465
Pass [Member] | Residential Real Estate [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	203,960	202,789
Pass [Member] | Multifamily Real Estate [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	28,419	34,487
Pass [Member] | Owner Occupied Commercial Real Estate [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	83,778	79,694
Pass [Member] | Non Owner Occupied Commercial Real Estate [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	202,220	196,338
Pass [Member] | Commercial and Industrial [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	73,680	78,205
Pass [Member] | Consumer [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	24,127	24,772
Pass [Member] | All Other [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	67,863	62,180
Special Mention [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	30,644	31,542
Special Mention [Member] | Residential Real Estate [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	5,925	6,204
Special Mention [Member] | Multifamily Real Estate [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	907	918
Special Mention [Member] | Owner Occupied Commercial Real Estate [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	7,830	7,431
Special Mention [Member] | Non Owner Occupied Commercial Real Estate [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	8,002	8,569
Special Mention [Member] | Commercial and Industrial [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	2,030	2,269
Special Mention [Member] | Consumer [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	197	204
Special Mention [Member] | All Other [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	5,753	5,947
Substandard [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	23,591	30,488
Substandard [Member] | Residential Real Estate [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	6,688	7,065
Substandard [Member] | Multifamily Real Estate [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	2,365	3,051
Substandard [Member] | Owner Occupied Commercial Real Estate [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	2,890	3,348
Substandard [Member] | Non Owner Occupied Commercial Real Estate [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	2,094	3,849
Substandard [Member] | Commercial and Industrial [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	1,391	4,753
Substandard [Member] | Consumer [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	127	137
Substandard [Member] | All Other [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	8,036	8,285
Doubtful [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	159	275
Doubtful [Member] | Residential Real Estate [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	22	23
Doubtful [Member] | Multifamily Real Estate [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	0	0
Doubtful [Member] | Owner Occupied Commercial Real Estate [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	0	66
Doubtful [Member] | Non Owner Occupied Commercial Real Estate [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	0	0
Doubtful [Member] | Commercial and Industrial [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	34	74
Doubtful [Member] | Consumer [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	0	0
Doubtful [Member] | All Other [Member]	'	'
Accounts, notes, loans and financing receivable [Line Items]	'	'
Loans	$103	$112

STOCKHOLDERS_EQUITY_AND_REGULA2

STOCKHOLDERS' EQUITY AND REGULATORY MATTERS (Details) (USD $)	3 Months Ended
In Millions, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
STOCKHOLDERS' EQUITY AND REGULATORY MATTERS [Abstract]	'	'
Number of previous years retained profit taken for dividend calculation	'2 years	'
Funds available for dividends without prior approval	$3.80	'
Tier I Capital (to Risk-Weighted Assets) (in hundredths)	17.10%	16.90%
Tier I Capital (to Risk-Weighted Assets), Regulatory Minimum Requirements (in hundredths)	4.00%	'
Tier I Capital (to Risk-Weighted Assets), To Be Considered Well Capitalized (in hundredths)	6.00%	'
Total Capital (to Risk-Weighted Assets) (in hundredths)	18.40%	18.20%
Total Capital (to Risk-Weighted Assets), Regulatory Minimum Requirements (in hundredths)	8.00%	'
Total Capital (to Risk-Weighted Assets), To Be Considered Well Capitalized (in hundredths)	10.00%	'
Tier I Capital (to Average Assets) (in hundredths)	11.30%	11.00%
Tier I Capital (to Average Assets), Regulatory Minimum Requirements (in hundredths)	4.00%	'
Tier I Capital (to Average Assets), To Be Considered Well Capitalized (in hundredths)	5.00%	'

PREFERRED_STOCK_Details

PREFERRED STOCK (Details) (USD $)	3 Months Ended	12 Months Ended	0 Months Ended	3 Months Ended			0 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013	Oct. 02, 2009	Mar. 31, 2014	Mar. 31, 2014	Mar. 31, 2014	Oct. 02, 2009	Aug. 10, 2012	Mar. 31, 2014
			Series A Preferred Stock [Member]	Series A Preferred Stock [Member]	Series A Preferred Stock [Member]	Series A Preferred Stock [Member]	Warrants [Member]	Fixed Rate Cumulative Perpetual Preferred Stock [Member]	Fixed Rate Cumulative Perpetual Preferred Stock [Member]
					Before November 14, 2014 [Member]	After November 14, 2014 [Member]			Director
									Period
Class of Stock [Line Items]	'	'	'	'	'	'	'	'	'
Preferred stock issued (in shares)	12,000	12,000	22,252	'	'	'	'	'	'
Preferred stock, par value (in dollars per share)	'	'	$0	'	'	'	'	'	'
Liquidation preference (in dollars per share)	'	'	$1,000	'	'	'	'	'	'
Term of warrant	'	'	'	'	'	'	'10 years	'	'
Numbers of common stock to be purchased with warrants (in shares)	'	'	'	'	'	'	628,588	'	'
Par value of common stock called by warrants (in dollars per share)	$0	$0	'	'	'	'	$0	'	'
Exercise price of warrants (in dollars per share)	'	'	'	'	'	'	$5.31	'	'
Value of preferred stock issued	'	'	$22,252	'	'	'	'	'	'
Accrued dividend rate (in hundredths)	5.00%	5.00%	'	'	5.00%	9.00%	'	'	'
Percentage of stock redeemable at the option of issuer (in hundredths)	'	'	'	100.00%	'	'	'	'	'
Preferred stock auctioned by US Treasury (in shares)	'	'	'	'	'	'	'	22,252	'
Preferred stock repurchased (in shares)	'	'	'	'	'	'	'	10,252	'
Auction purchase price per share (in dollars per share)	'	'	'	'	'	'	'	$901.03	'
Numbers of dividend periods allowed to be missed before additional directors are added	'	'	'	'	'	'	'	'	6
Numbers of directors to potentially be added to the Board	'	'	'	'	'	'	'	'	2
Number of dividend periods paid to end the preferred stockholders rights to additional board members	'	'	'	'	'	'	'	'	4
Number of dividend periods deferred to date	'	'	'	'	'	'	'	'	2

STOCK_COMPENSATION_EXPENSE_Det

STOCK COMPENSATION EXPENSE (Details) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
STOCK COMPENSATION EXPENSE [Abstract]	'	'
Award vesting period, description	'three equal annual installments	'three equal annual installments
Stock option vesting periods	'3 years	'3 years
Grants (in shares)	46,300	52,900
Grants (in dollars per share)	$14.43	$11.39
Compensation expense	$42,000	$46,000
Unrecognized stock-based compensation expense	$240,000	'
Unrecognized stock-based compensation, period of recognition	'35 months	'

STOCK_COMPENSATION_EXPENSE_Ass

STOCK COMPENSATION EXPENSE, Assumptions (Details) (USD $)	Mar. 31, 2014	Mar. 31, 2013
Assumptions used in the black-scholes option-pricing model [Abstract]	'	'
Risk-free interest rate (in hundredths)	2.78%	1.96%
Expected option life (yrs)	'10 years	'10 years
Expected stock price volatility (in hundredths)	31.19%	35.24%
Dividend yield (in hundredths)	3.33%	3.86%
Weighted average fair value of options granted during the year (in dollars per share)	$3.74	$2.85

STOCK_COMPENSATION_EXPENSE_Sto

STOCK COMPENSATION EXPENSE, Stock Options Activity (Details) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Stock options activity [Roll Forward]	'	'
Outstanding at beginning of year (in shares)	354,281	392,366
Grants (in shares)	46,300	52,900
Exercises (in shares)	-8,701	0
Forfeitures or expired (in shares)	-2,001	0
Outstanding at end of period (in shares)	389,879	445,266
Exercisable at end of period (in shares)	278,228	296,017
Weighted Average Exercise Price [Abstract]	'	'
Outstanding at beginning of year (in dollars per share)	$9.84	$9.24
Grants (in dollars per share)	$14.43	$11.39
Exercises (in dollars per share)	$7.24	$0
Forfeitures or expired (in dollars per share)	$9.30	$0
Outstanding at end of period (in dollars per share)	$10.45	$9.50
Weighted average remaining life of options outstanding	'6 years 4 months 24 days	'6 years 9 months 18 days
Weighted average fair value of options granted during the year (in dollars per share)	$3.74	$2.85

STOCK_COMPENSATION_EXPENSE_Aut

STOCK COMPENSATION EXPENSE, Authorized Stock Options By Exercise Price Range (Details) (USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2014
Share-based Compensation, Shares Granted under Stock Option Plans, Exercise Price Range [Line Items]	'
Outstanding, Number(in shares)	389,879
Outstanding, Weighted Average Exercise Price (in dollars per share)	$10.45
Outstanding, Aggregate Intrinsic Value	$1,561
Currently Exercisable, Number (in shares)	278,328
Currently Exercisable, Weighted Average Remaining Contractual Life	'5 years 3 months 18 days
Currently Exercisable, Weighted Average Exercise Price (in dollars per share)	$10
Currently Exercisable, Aggregate Intrinsic Value	1,246
$6.50 to $10.00 [Member]	'
Share-based Compensation, Shares Granted under Stock Option Plans, Exercise Price Range [Line Items]	'
Range of Exercise Prices, lower range limit (in dollars per share)	$6.50
Range of Exercise Prices, upper range limit (in dollars per share)	$10
Outstanding, Number(in shares)	186,546
Outstanding, Weighted Average Exercise Price (in dollars per share)	$7.39
Outstanding, Aggregate Intrinsic Value	1,297
Currently Exercisable, Number (in shares)	155,355
Currently Exercisable, Weighted Average Remaining Contractual Life	'6 years 9 months 18 days
Currently Exercisable, Weighted Average Exercise Price (in dollars per share)	$7.37
Currently Exercisable, Aggregate Intrinsic Value	1,082
$10.01 to $12.50 [Member]	'
Share-based Compensation, Shares Granted under Stock Option Plans, Exercise Price Range [Line Items]	'
Range of Exercise Prices, lower range limit (in dollars per share)	$10.01
Range of Exercise Prices, upper range limit (in dollars per share)	$12.50
Outstanding, Number(in shares)	72,933
Outstanding, Weighted Average Exercise Price (in dollars per share)	$11.46
Outstanding, Aggregate Intrinsic Value	210
Currently Exercisable, Number (in shares)	38,873
Currently Exercisable, Weighted Average Remaining Contractual Life	'4 years 4 months 24 days
Currently Exercisable, Weighted Average Exercise Price (in dollars per share)	$11.52
Currently Exercisable, Aggregate Intrinsic Value	110
$12.51 to $15.00 [Member]	'
Share-based Compensation, Shares Granted under Stock Option Plans, Exercise Price Range [Line Items]	'
Range of Exercise Prices, lower range limit (in dollars per share)	$12.51
Range of Exercise Prices, upper range limit (in dollars per share)	$15
Outstanding, Number(in shares)	106,900
Outstanding, Weighted Average Exercise Price (in dollars per share)	$13.88
Outstanding, Aggregate Intrinsic Value	54
Currently Exercisable, Number (in shares)	60,600
Currently Exercisable, Weighted Average Remaining Contractual Life	'3 years 4 months 24 days
Currently Exercisable, Weighted Average Exercise Price (in dollars per share)	$13.46
Currently Exercisable, Aggregate Intrinsic Value	54
$15.01 to $17.50 [Member]	'
Share-based Compensation, Shares Granted under Stock Option Plans, Exercise Price Range [Line Items]	'
Range of Exercise Prices, lower range limit (in dollars per share)	$15.01
Range of Exercise Prices, upper range limit (in dollars per share)	$17.50
Outstanding, Number(in shares)	23,500
Outstanding, Weighted Average Exercise Price (in dollars per share)	$16
Outstanding, Aggregate Intrinsic Value	0
Currently Exercisable, Number (in shares)	23,500
Currently Exercisable, Weighted Average Remaining Contractual Life	'1 year 10 months 24 days
Currently Exercisable, Weighted Average Exercise Price (in dollars per share)	$16
Currently Exercisable, Aggregate Intrinsic Value	$0

EARNINGS_PER_SHARE_Details

EARNINGS PER SHARE (Details) (USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Basic earnings per share [Abstract]	'	'
Income available to common stockholders	$3,505	$2,339
Weighted average common shares outstanding (in shares)	8,043,213	7,962,693
Earnings per share (in dollars per share)	$0.44	$0.29
Diluted earnings per share [Abstract]	'	'
Income available to common stockholders	$3,505	$2,339
Weighted average common shares outstanding (in shares)	8,043,213	7,962,693
Add dilutive effects of potential additional common stock (in shares)	506,963	432,207
Weighted average common and dilutive potential common shares outstanding (in shares)	8,550,156	8,394,900
Earnings per share assuming dilution (in dollars per share)	$0.41	$0.28
Stock Options [Member]	'	'
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]	'	'
Securities not considered in computing diluted earnings per share (in shares)	69,800	111,933

FAIR_VALUE_Carrying_Amount_and

FAIR VALUE, Carrying Amount and Estimated Fair Value of Financial Instruments (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financial assets [Abstract]	'	'
Securities available for sale	$224,011	$218,066
Level 1 [Member]	'	'
Financial assets [Abstract]	'	'
Cash and due from banks	85,925	63,984
Federal funds sold	7,866	12,777
Securities available for sale	0	0
Loans held for sale	0	0
Loans, net	0	0
Interest receivable	0	0
Financial liabilities [Abstract]	'	'
Deposits	-613,457	-592,664
Securities sold under agreements to repurchase	0	0
Other borrowed funds	0	0
Interest payable	-6	-5
Level 2 [Member]	'	'
Financial assets [Abstract]	'	'
Cash and due from banks	0	0
Federal funds sold	0	0
Securities available for sale	223,871	217,926
Loans held for sale	0	0
Loans, net	0	0
Interest receivable	610	593
Financial liabilities [Abstract]	'	'
Deposits	-327,247	-332,475
Securities sold under agreements to repurchase	-10,490	-11,319
Other borrowed funds	-13,211	-13,811
Interest payable	-328	-378
Level 3 [Member]	'	'
Financial assets [Abstract]	'	'
Cash and due from banks	0	0
Federal funds sold	0	0
Securities available for sale	140	140
Loans held for sale	921	77
Loans, net	723,333	725,588
Interest receivable	2,301	2,539
Financial liabilities [Abstract]	'	'
Deposits	0	0
Securities sold under agreements to repurchase	0	0
Other borrowed funds	0	0
Interest payable	0	0
Carrying Amount [Member]	'	'
Financial assets [Abstract]	'	'
Cash and due from banks	85,925	63,984
Federal funds sold	7,866	12,777
Securities available for sale	224,011	218,066
Loans held for sale	921	77
Loans, net	728,097	729,743
Federal Home Loan Bank stock	3,983	4,183
Interest receivable	2,911	3,132
Financial liabilities [Abstract]	'	'
Deposits	-939,849	-924,023
Securities sold under agreements to repurchase	-10,490	-11,319
Other borrowed funds	-13,200	-13,800
Interest payable	-334	-383
Fair Value [Member]	'	'
Financial assets [Abstract]	'	'
Cash and due from banks	85,925	63,984
Federal funds sold	7,866	12,777
Securities available for sale	224,011	218,066
Loans held for sale	921	77
Loans, net	723,333	725,588
Interest receivable	2,911	3,132
Financial liabilities [Abstract]	'	'
Deposits	-940,704	-925,139
Securities sold under agreements to repurchase	-10,490	-11,319
Other borrowed funds	-13,211	-13,811
Interest payable	($334)	($383)

FAIR_VALUE_Assets_and_Liabilit

FAIR VALUE, Assets and Liabilities Measured at Fair Value on Recurring Basis (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Securities available for sale	'	'
Available for sale, Fair Value	$224,011	$218,066
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]	'	'
Securities available for sale	'	'
Available for sale, Fair Value	0	0
Significant Other Observable Inputs (Level 2) [Member]	'	'
Securities available for sale	'	'
Available for sale, Fair Value	223,871	217,926
Significant Unobservable Inputs (Level 3) [Member]	'	'
Securities available for sale	'	'
Available for sale, Fair Value	140	140
Carrying Value [Member]	'	'
Securities available for sale	'	'
Available for sale, Fair Value	224,011	218,066
Fair Value [Member]	'	'
Securities available for sale	'	'
Available for sale, Fair Value	224,011	218,066
Recurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]	'	'
Securities available for sale	'	'
U. S. agency MBS - residential	0	0
U. S. agency CMO's - residential	0	0
Total mortgage-backed securities of government sponsored agencies	0	0
U. S. government sponsored agency securities	0	0
Obligations of states and political subdivisions	0	0
Available for sale, Fair Value	0	0
Recurring [Member] | Significant Other Observable Inputs (Level 2) [Member]	'	'
Securities available for sale	'	'
U. S. agency MBS - residential	39,019	27,823
U. S. agency CMO's - residential	171,458	176,722
Total mortgage-backed securities of government sponsored agencies	210,477	204,545
U. S. government sponsored agency securities	7,014	6,981
Obligations of states and political subdivisions	6,380	6,400
Available for sale, Fair Value	223,871	217,926
Recurring [Member] | Significant Unobservable Inputs (Level 3) [Member]	'	'
Securities available for sale	'	'
U. S. agency MBS - residential	0	0
U. S. agency CMO's - residential	0	0
Total mortgage-backed securities of government sponsored agencies	0	0
U. S. government sponsored agency securities	0	0
Obligations of states and political subdivisions	140	140
Available for sale, Fair Value	140	140
Recurring [Member] | Carrying Value [Member]	'	'
Securities available for sale	'	'
U. S. agency MBS - residential	39,019	27,823
U. S. agency CMO's - residential	171,458	176,722
Total mortgage-backed securities of government sponsored agencies	210,477	204,545
U. S. government sponsored agency securities	7,014	6,981
Obligations of states and political subdivisions	6,520	6,540
Available for sale, Fair Value	$224,011	$218,066

FAIR_VALUE_Assets_and_Liabilit1

FAIR VALUE, Assets and Liabilities Measured at Fair Value on Nonrecurring Basis (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
Impaired Loans Additional Disclosure [Abstract]	'	'	'
Recorded investment in impaired loans carried at fair value	$7,934	'	$12,301
Valuation allowance for impaired loans	1,402	'	2,492
Impaired collateral dependent loans, provision for loan losses	-1,437	845	'
Other Real Estate Owned Additional Disclosure [Abstract]	'	'	'
Recorded investment in other real estate owned carried at fair value - gross	11,395	'	11,163
Valuation allowance for other real estate owned	2,377	'	2,377
Write downs	0	0	'
Nonrecurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]	'	'	'
Impaired loans: [Abstract]	'	'	'
Residential Real Estate	0	'	0
Owner Occupied Commercial Real Estate	0	'	0
Non-owner Occupied Commercial Real Estate	'	'	0
Commercial and Industrial	0	'	0
All Other	0	'	0
Total impaired loans	0	'	0
Other real estate owned: [Abstract]	'	'	'
Non-owner Occupied Commercial Real Estate	0	'	0
All Other	0	'	0
Total OREO	0	'	0
Nonrecurring [Member] | Significant Other Observable Inputs (Level 2) [Member]	'	'	'
Impaired loans: [Abstract]	'	'	'
Residential Real Estate	0	'	0
Owner Occupied Commercial Real Estate	0	'	0
Non-owner Occupied Commercial Real Estate	'	'	0
Commercial and Industrial	0	'	0
All Other	0	'	0
Total impaired loans	0	'	0
Other real estate owned: [Abstract]	'	'	'
Non-owner Occupied Commercial Real Estate	0	'	0
All Other	0	'	0
Total OREO	0	'	0
Nonrecurring [Member] | Significant Unobservable Inputs (Level 3) [Member]	'	'	'
Impaired loans: [Abstract]	'	'	'
Residential Real Estate	1,085	'	1,518
Owner Occupied Commercial Real Estate	546	'	346
Non-owner Occupied Commercial Real Estate	'	'	428
Commercial and Industrial	745	'	3,384
All Other	4,156	'	4,133
Total impaired loans	6,532	'	9,809
Other real estate owned: [Abstract]	'	'	'
Non-owner Occupied Commercial Real Estate	290	'	290
All Other	8,728	'	8,496
Total OREO	9,018	'	8,786
Nonrecurring [Member] | Carrying Amount [Member]	'	'	'
Impaired loans: [Abstract]	'	'	'
Residential Real Estate	1,085	'	1,518
Owner Occupied Commercial Real Estate	546	'	346
Non-owner Occupied Commercial Real Estate	'	'	428
Commercial and Industrial	745	'	3,384
All Other	4,156	'	4,133
Total impaired loans	6,532	'	9,809
Other real estate owned: [Abstract]	'	'	'
Non-owner Occupied Commercial Real Estate	290	'	290
All Other	8,728	'	8,496
Total OREO	$9,018	'	$8,786

FAIR_VALUE_Asset_Quantitative_

FAIR VALUE, Asset Quantitative Information (Details) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Impaired Loans [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Asset fair value	6,532	9,809
Impaired Loans [Member] | Residential Real Estate [Member] | Sales Comparison [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Asset fair value	1,085	1,518
Impaired Loans [Member] | Residential Real Estate [Member] | Sales Comparison [Member] | Minimum [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Comparability of sales (in hundredths)	0.80%	0.80%
Impaired Loans [Member] | Residential Real Estate [Member] | Sales Comparison [Member] | Maximum [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Comparability of sales (in hundredths)	63.50%	63.50%
Impaired Loans [Member] | Residential Real Estate [Member] | Sales Comparison [Member] | Weighted Average [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Comparability of sales (in hundredths)	12.80%	11.90%
Impaired Loans [Member] | Owner Occupied Commercial Real Estate [Member] | Sales Comparison [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Asset fair value	546	346
Impaired Loans [Member] | Owner Occupied Commercial Real Estate [Member] | Sales Comparison [Member] | Minimum [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Comparability of sales (in hundredths)	21.80%	62.50%
Impaired Loans [Member] | Owner Occupied Commercial Real Estate [Member] | Sales Comparison [Member] | Maximum [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Comparability of sales (in hundredths)	70.00%	70.00%
Impaired Loans [Member] | Owner Occupied Commercial Real Estate [Member] | Sales Comparison [Member] | Weighted Average [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Comparability of sales (in hundredths)	48.50%	64.00%
Impaired Loans [Member] | Non Owner Occupied Commercial Real Estate [Member] | Sales Comparison [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Asset fair value	'	428
Impaired Loans [Member] | Non Owner Occupied Commercial Real Estate [Member] | Sales Comparison [Member] | Minimum [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Comparability of sales (in hundredths)	'	50.60%
Impaired Loans [Member] | Non Owner Occupied Commercial Real Estate [Member] | Sales Comparison [Member] | Maximum [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Comparability of sales (in hundredths)	'	50.60%
Impaired Loans [Member] | Non Owner Occupied Commercial Real Estate [Member] | Sales Comparison [Member] | Weighted Average [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Comparability of sales (in hundredths)	'	50.60%
Impaired Loans [Member] | Commercial and Industrial [Member] | Sales Comparison [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Asset fair value	745	3,384
Impaired Loans [Member] | Commercial and Industrial [Member] | Sales Comparison [Member] | Minimum [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Comparability of sales (in hundredths)	25.00%	25.00%
Impaired Loans [Member] | Commercial and Industrial [Member] | Sales Comparison [Member] | Maximum [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Comparability of sales (in hundredths)	41.20%	65.50%
Impaired Loans [Member] | Commercial and Industrial [Member] | Sales Comparison [Member] | Weighted Average [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Comparability of sales (in hundredths)	28.00%	57.80%
Impaired Loans [Member] | All Other [Member] | Sales Comparison [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Asset fair value	4,156	4,133
Impaired Loans [Member] | All Other [Member] | Sales Comparison [Member] | Minimum [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Comparability of sales (in hundredths)	57.40%	57.60%
Impaired Loans [Member] | All Other [Member] | Sales Comparison [Member] | Maximum [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Comparability of sales (in hundredths)	93.40%	99.30%
Impaired Loans [Member] | All Other [Member] | Sales Comparison [Member] | Weighted Average [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Comparability of sales (in hundredths)	57.50%	57.70%
Other Real Estate Owned [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Asset fair value	9,018	8,786
Other Real Estate Owned [Member] | Non Owner Occupied Commercial Real Estate [Member] | Sales Comparison [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Asset fair value	290	290
Other Real Estate Owned [Member] | Non Owner Occupied Commercial Real Estate [Member] | Sales Comparison [Member] | Minimum [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Comparability of sales (in hundredths)	42.70%	42.70%
Other Real Estate Owned [Member] | Non Owner Occupied Commercial Real Estate [Member] | Sales Comparison [Member] | Maximum [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Comparability of sales (in hundredths)	42.70%	42.70%
Other Real Estate Owned [Member] | Non Owner Occupied Commercial Real Estate [Member] | Sales Comparison [Member] | Weighted Average [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Comparability of sales (in hundredths)	42.70%	42.70%
Other Real Estate Owned [Member] | All Other [Member] | Sales Comparison [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Asset fair value	8,728	8,496
Other Real Estate Owned [Member] | All Other [Member] | Sales Comparison [Member] | Minimum [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Comparability of sales (in hundredths)	9.50%	9.50%
Other Real Estate Owned [Member] | All Other [Member] | Sales Comparison [Member] | Maximum [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Comparability of sales (in hundredths)	24.60%	24.60%
Other Real Estate Owned [Member] | All Other [Member] | Sales Comparison [Member] | Weighted Average [Member]	'	'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'	'
Comparability of sales (in hundredths)	12.40%	12.50%

ACCUMULATED_OTHER_COMPREHENSIV2

ACCUMULATED OTHER COMPREHENSIVE INCOME (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2014	Mar. 31, 2013
In Thousands, unless otherwise specified			Unrealized Gain on Securities Available for Sale [Member]	Unrealized Gain on Securities Available for Sale [Member]
Accumulated other comprehensive income loss net of tax [Roll Forward]	'	'	'	'
Balance at beginning of period	$1,169	($625)	($625)	$6,576
Reclassification adjustment to net income [Abstract]	'	'	'	'
Realized gain on disposition of securities	'	'	0	-148
Provision for income taxes	'	'	0	50
Unrealized gain (losses) arising during the period, net of tax	'	'	1,794	-382
Balance at end of period	$1,169	($625)	$1,169	$6,096

SUBSEQUENT_EVENT_Details

SUBSEQUENT EVENT (Details) (Subsequent Event [Member], Gassaway [Member], USD $)	0 Months Ended
In Millions, unless otherwise specified	Apr. 04, 2014	Mar. 31, 2014
	Branch
Subsequent Event [Member] | Gassaway [Member]	'	'
Subsequent Event [Line Items]	'	'
Cash paid for purchase consideration	$20.25	'
Number of branch locations merged in operating system	5	'
Total assets acquired	'	178
Total loans acquired	'	96
Total deposits acquired	'	$160