Premier Financial Bancorp (PFBI) 10-Q11 May 152015 Q1 Quarterly reportFinancial data

Company Profile

Document_and_Entity_Informatio

Document and Entity Information	3 Months Ended
Document and Entity Information	Mar. 31, 2015	Apr. 29, 2015
Document and Entity Information [Abstract]
Entity Registrant Name	PREMIER FINANCIAL BANCORP INC
Entity Central Index Key	887919
Current Fiscal Year End Date	-19
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Filer Category	Accelerated Filer
Entity Common Stock, Shares Outstanding		8,152,889
Document Fiscal Year Focus	2015
Document Fiscal Period Focus	Q1
Document Type	10-Q
Amendment Flag	FALSE
Document Period End Date	31-Mar-15

CONSOLIDATED_BALANCE_SHEETS_UN

CONSOLIDATED BALANCE SHEETS (UNAUDITED) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
ASSETS
Cash and due from banks	$31,724	$35,147
Interest bearing bank balances	54,092	35,251
Federal funds sold	24,417	4,986
Cash and cash equivalents	110,233	75,384
Securities available for sale	225,137	229,750
Loans held for sale	633	226
Loans	872,114	879,711
Allowance for loan losses	-10,170	-10,347
Net loans	861,944	869,364
Federal Home Loan Bank stock, at cost	2,996	2,996
Premises and equipment, net	20,384	21,384
Real estate and other property acquired through foreclosure	12,279	12,208
Interest receivable	3,105	3,219
Goodwill	33,796	33,796
Other intangible assets	2,809	3,033
Other assets	790	1,464
Total assets	1,274,106	1,252,824
Deposits
Non-interest bearing	256,974	252,828
Time deposits, $250,000 and over	65,396	66,216
Other interest bearing	767,428	756,199
Total deposits	1,089,798	1,075,243
Securities sold under agreements to repurchase	18,099	15,580
Other borrowed funds	11,115	11,722
Interest payable	386	434
Other liabilities	5,830	4,063
Total liabilities	1,125,228	1,107,042
Stockholders' equity
Common stock, no par value; 20,000,000 shares authorized; 8,150,223 shares issued and outstanding at March 31, 2015, and 8,142,056 shares issued and outstanding at December 31, 2014	74,718	74,568
Retained earnings	71,803	69,719
Accumulated other comprehensive income	2,357	1,495
Total stockholders' equity	148,878	145,782
Total liabilities and stockholders' equity	$1,274,106	$1,252,824

CONSOLIDATED_BALANCE_SHEETS_UN1

CONSOLIDATED BALANCE SHEETS (UNAUDITED) (Parenthetical) (USD $)	Mar. 31, 2015	Dec. 31, 2014
Stockholders' equity
Common stock, par value (in dollars per share)	$0	$0
Common stock, shares authorized (in shares)	20,000,000	20,000,000
Common stock, shares issued (in shares)	8,150,223	8,142,056
Common stock, shares outstanding (in shares)	8,150,223	8,142,056

CONSOLIDATED_STATEMENTS_OF_INC

CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) (USD $)	3 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Interest income
Loans, including fees	$11,665	$11,663
Securities available for sale
Taxable	1,257	1,315
Tax-exempt	55	35
Federal funds sold and other	36	32
Total interest income	13,013	13,045
Interest expense
Deposits	916	887
Repurchase agreements and other	10	7
Other borrowings	123	144
Total interest expense	1,049	1,038
Net interest income	11,964	12,007
Provision (credit) for loan losses	69	-310
Net interest income after provision for loan losses	11,895	12,317
Non-interest income
Service charges on deposit accounts	878	739
Electronic banking income	644	495
Secondary market mortgage income	38	19
Other	145	128
Total non-interest income	1,705	1,381
Non-interest expenses
Salaries and employee benefits	4,341	3,984
Occupancy and equipment expenses	1,327	1,153
Outside data processing	1,096	869
Professional fees	129	536
Taxes, other than payroll, property and income	196	152
Write-downs, expenses, sales of other real estate owned, net	342	94
Amortization of intangibles	225	144
FDIC insurance	215	201
Other expenses	921	896
Total non-interest expenses	8,792	8,029
Income before income taxes	4,808	5,669
Provision for income taxes	1,666	1,999
Net income	3,142	3,670
Preferred stock dividends and accretion	0	-165
Net income available to common stockholders	$3,142	$3,505
Net income per share:
Basic (in dollars per share)	$0.39	$0.44
Diluted (in dollars per share)	$0.36	$0.41

CONSOLIDATED_STATEMENTS_OF_COM

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (UNAUDITED) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (UNAUDITED) [Abstract]
Net income	$3,142	$3,670
Other comprehensive income:
Unrealized gains arising during the period	1,306	2,718
Reclassification of realized amount	0	0
Net change in unrealized gain on securities	1,306	2,718
Less tax impact	-444	-924
Other comprehensive income	862	1,794
Comprehensive income	$4,004	$5,464

CONSOLIDATED_STATEMENTS_OF_CAS

CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Cash flows from operating activities
Net income	$3,142	$3,670
Adjustments to reconcile net income to net cash from operating activities
Depreciation	420	321
Provision (credit) for loan losses	69	-310
Amortization (accretion), net	58	78
OREO writedowns (gains on sales), net	177	-54
Stock compensation expense	139	42
Loans originated for sale	-1,679	-1,631
Secondary market loans sold	1,308	806
Secondary market income	-38	-19
Changes in:
Interest receivable	114	221
Other assets	544	510
Interest payable	-48	-49
Other liabilities	523	1,686
Net cash from operating activities	4,729	5,271
Cash flows from investing activities
Purchases of securities available for sale	-8,757	-12,268
Proceeds from maturities and calls of securities available for sale	15,350	8,818
Redemption of FHLB stock	0	200
Net change in loans	6,587	1,437
Purchases of premises and equipment, net	-180	-16
Improvements to OREO property	0	-242
Proceeds from sales of other real estate acquired through foreclosure	1,652	1,366
Net cash from investing activities	14,652	-705
Cash flows from financing activities
Net change in deposits	14,603	15,830
Net change in agreements to repurchase securities	2,519	-829
Repayment of other borrowed funds	-607	-600
Proceeds from stock option exercises	11	63
Common stock dividends paid	-1,058	-1,850
Preferred stock dividends paid	0	-150
Net cash from financing activities	15,468	12,464
Net change in cash and cash equivalents	34,849	17,030
Cash and cash equivalents at beginning of period	75,384	76,761
Cash and cash equivalents at end of period	110,233	93,791
Supplemental disclosures of cash flow information:
Cash paid during period for interest	1,097	1,088
Cash paid during period for income taxes	0	260
Loans transferred to real estate acquired through foreclosure	$1,140	$804

BASIS_OF_PRESENTATION

BASIS OF PRESENTATION

3 Months Ended

Mar. 31, 2015

BASIS OF PRESENTATION [Abstract]

BASIS OF PRESENTATION

NOTE 1 - BASIS OF PRESENTATION

The consolidated financial statements include the accounts of Premier Financial Bancorp, Inc. (the Company) and its wholly owned subsidiaries (the “Banks”):

31-Mar-15

Year

Total

Net Income

Subsidiary

Location

Acquired

Assets

Qtr

Citizens Deposit Bank & Trust

Vanceburg, Kentucky

1991

388,304

1,014

Premier Bank, Inc.

Huntington, West Virginia

1998

880,024

2,573

Parent and Intercompany Eliminations

5,778

(445

)

Consolidated Total

1,274,106

3,142

All significant intercompany transactions and balances have been eliminated.

Recently Issued Accounting Pronouncements

In January 2014, FASB issued Accounting Standards Update 2014-04, Receivables—Troubled Debt Restructurings by Creditors (Subtopic 310-40): Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure (a consensus of the FASB Emerging Issues Task Force). The ASU clarifies when an insubstance repossession or foreclosure occurs and a creditor is considered to have received physical possession of real estate property collateralizing a consumer mortgage loan. Specifically, the new ASU requires a creditor to reclassify a collateralized consumer mortgage loan to real estate property upon obtaining legal title to the real estate collateral, or the borrower voluntarily conveying all interest in the real estate property to the lender to satisfy the loan through a deed in lieu of foreclosure or similar legal agreement. Additional disclosures are required detailing the amount of foreclosed residential real estate property held by the creditor and the recorded investment in consumer mortgages collateralized by real estate property that are in the process of foreclosure. The new guidance is effective for annual periods, and interim reporting periods within those annual periods, beginning after December 15, 2014. The adoption of this guidance did not have a material impact on the Company’s consolidated financial statements, but will result in additional disclosures.

In May 2014, FASB issued Accounting Standards Update 2014-09, Revenue from Contracts with Customers (Topic 606). The ASU creates a new topic, Topic 606, to provide guidance on revenue recognition for entities that enter into contracts with customers to transfer goods or services or enter into contracts for the transfer of nonfinancial assets. The core principle of the guidance is that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. Additional disclosures are required to provide quantitative and qualitative information regarding the nature, amount, timing, and uncertainty of revenue and cash flows arising from contracts with customers. The new guidance is effective for annual reporting periods, and interim reporting periods within those annual periods, beginning after December 15, 2016. Early adoption is not permitted. Management is currently evaluating the impact of the adoption of this guidance on the Company’s financial statements.

SECURITIES

SECURITIES	3 Months Ended
SECURITIES	Mar. 31, 2015
SECURITIES [Abstract]
SECURITIES	NOTE 2 –SECURITIES

	Amortized cost and fair value of investment securities, by category, at March 31, 2015 are summarized as follows:

	2015	Amortized Cost		Unrealized Gains			Unrealized Losses			Fair Value
	Available for sale
	Mortgage-backed securities
	U. S. sponsored agency MBS - residential	$	58,377	$	1,165		$	(4	)	$	59,538
	U. S. sponsored agency CMO’s - residential		134,321		2,526			(499	)		136,348
	Total mortgage-backed securities of government sponsored agencies		192,698		3,691			(503	)		195,886
	U. S. government sponsored agency securities		18,494		106			-			18,600
	Obligations of states and political subdivisions		10,374		277			-			10,651
	Total available for sale	$	221,566	$	4,074		$	(503	)	$	225,137

	Amortized cost and fair value of investment securities, by category, at December 31, 2014 are summarized as follows:

	2014	Amortized Cost		Unrealized Gains			Unrealized Losses			Fair Value
	Available for sale
	Mortgage-backed securities
	U. S. sponsored agency MBS - residential	$	52,006	$	774		$	-		$	52,780
	U. S. sponsored agency CMO’s - residential		142,932		2,167			(911	)		144,188
	Total mortgage-backed securities of government sponsored agencies		194,938		2,941			(911	)		196,968
	U. S. government sponsored agency securities		22,553		30			(57	)		22,506
	Obligations of states and political subdivisions		10,015		261			-			10,276
	Total available for sale	$	227,486	$	3,232		$	(968	)	$	229,750

	The amortized cost and fair value of securities at March 31, 2015 by contractual maturity are shown below. Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.

		Amortized		Fair
		Cost		Value
	Available for sale
	Due in one year or less	$	3,795	$	3,822
	Due after one year through five years		20,574		20,816
	Due after five years through ten years		3,833		3,918
	Due after ten years		666		695
	Mortgage-backed securities of government sponsored agencies		192,698		195,886
	Total available for sale	$	221,566	$	225,137


	There were no sales of securities during the first three months of 2015 nor the first three months of 2014.

	Securities with unrealized losses at March 31, 2015 aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position are as follows:

		Less than 12 Months					12 Months or More						Total
	Description of Securities	Fair Value		Unrealized Loss			Fair Value			Unrealized Loss			Fair Value		Unrealized Loss

	U.S government sponsored agency MBS – residential	$	1,805	$	(4	)	$	-		$	-		$	1,805	$	(4	)
	U.S government sponsored agency CMO – residential		4,932		(27	)		21,092			(472	)		26,024		(499	)
	Total temporarily impaired	$	6,737	$	(31	)	$	21,092		$	(472	)	$	27,829	$	(503	)


	Securities with unrealized losses at December 31, 2014 aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position are as follows:

		Less than 12 Months					12 Months or More						Total
	Description of Securities	Fair Value		Unrealized Loss			Fair Value			Unrealized Loss			Fair Value		Unrealized Loss

	U.S government sponsored agency securities	$	9,971	$	(57	)	$	-		$	-		$	9,971	$	(57	)
	U.S government sponsored agency CMO’s – residential		5,194		(52	)		26,471			(859	)		31,665		(911	)
	Total temporarily impaired	$	15,165	$	(109	)	$	26,471		$	(859	)	$	41,636	$	(968	)

	The investment portfolio is predominately high credit quality interest-bearing bonds with defined maturity dates backed by the U.S. Government or Government sponsored entities. The unrealized losses at March 31, 2015 and December 31, 2014 are price changes resulting from changes in the interest rate environment and are considered to be temporary declines in the value of the securities. Management does not intend to sell and it is likely that management will not be required to sell the securities prior to their anticipated recovery. Their fair value is expected to recover as the bonds approach their maturity date and/or market conditions improve.

LOANS

LOANS	3 Months Ended
LOANS	Mar. 31, 2015
LOANS [Abstract]
LOANS	NOTE 3 - LOANS

	Major classifications of loans at March 31, 2015 and December 31, 2014 are summarized as follows:

			2015			2014
	Residential real estate		$	277,825		$	278,212
	Multifamily real estate			28,971			30,310
	Commercial real estate:
	Owner occupied			124,918			120,861
	Non owner occupied			224,566			230,750
	Commercial and industrial			81,113			85,943
	Consumer			31,182			32,745
	All other			103,539			100,890
			$	872,114		$	879,711

	Activity in the allowance for loan losses by portfolio segment for the three months ended March 31, 2015 was as follows:

	Loan Class		Balance			Provision (credit) for loan losses				Loans charged-off			Recoveries			Balance
	Loan Class		31-Dec-14			Provision (credit) for loan losses				Loans charged-off			Recoveries			31-Mar-15

	Residential real estate		$	2,093		$	154			$	74		$	23		$	2,196
	Multifamily real estate			304			(17	)			-			-			287
	Commercial real estate:
	Owner occupied			1,501			(11	)			2			1			1,489
	Non owner occupied			2,316			8				-			-			2,324
	Commercial and industrial			1,444			165				161			2			1,450
	Consumer			243			18				54			34			241
	All other			2,446			(248	)			59			44			2,183
	Total		$	10,347		$	69			$	350		$	104		$	10,170

	Activity in the allowance for loan losses by portfolio segment for the three months ended March 31, 2014 was as follows:

	Loan Class		Balance			Provision (credit) for loan losses				Loans charged-off			Recoveries			Balance
	Loan Class		31-Dec-13			Provision (credit) for loan losses				Loans charged-off			Recoveries			31-Mar-14

	Residential real estate		$	2,694		$	(427	)		$	19		$	2		$	2,250
	Multifamily real estate			417			(120	)			-			-			297
	Commercial real estate:
	Owner occupied			1,407			71				1			-			1,477
	Non owner occupied			2,037			648				300			-			2,385
	Commercial and industrial			2,184			(596	)			63			2			1,527
	Consumer			297			(70	)			26			19			220
	All other			1,991			184				37			50			2,188
	Total		$	11,027		$	(310	)		$	446		$	73		$	10,344

	Purchased Impaired Loans

	The Company holds purchased loans for which there was, at their acquisition date, evidence of deterioration of credit quality since their origination and it was probable, at acquisition, that all contractually required payments would not be collected. The carrying amount of those loans is as follows at March 31, 2015 and December 31, 2014.

			2015			2014
	Multifamily real estate		$	479		$	497
	Commercial real estate
	Owner occupied			131			131
	Non owner occupied			5,658			5,695
	Commercial and industrial			133			136
	All other			5,146			5,128
	Total carrying amount		$	11,547		$	11,587
	Contractual principal balance		$	21,215		$	21,250

	Carrying amount, net of allowance		$	10,599		$	10,639

	For those purchased loans disclosed above, the Company did not increase the allowance for loan losses for the three-months ended March 31, 2015, nor did it increase the allowance for loan losses for purchased impaired loans during the three-months ended March 31, 2014.

	For the majority of these loans, the Company cannot reasonably estimate the cash flows expected to be collected on the loans and therefore has continued to account for those loans using the cost recovery method of income recognition. As such, no portion of a purchase discount adjustment has been determined to meet the definition of an accretable yield adjustment on those loans accounted for using the cost recovery method. If, in the future, cash flows from the borrower(s) can be reasonably estimated, a portion of the purchase discount would be allocated to an accretable yield adjustment based upon the present value of the future estimated cash flows versus the current carrying value of the loan and the accretable yield portion would be recognized as interest income over the remaining life of the loan. Until such accretable yield can be calculated, under the cost recovery method of income recognition, all payments will be used to reduce the carrying value of the loan and no income will be recognized on the loan until the carrying value is reduced to zero. Any loan accounted for under the cost recovery method is also still included as a non-accrual loan in the amounts presented in the tables below.

During 2015 and 2014, the Company determined that the cash flows from borrowers on a limited number of purchased loans could be reasonably estimated. As such, a portion of the non-accretable difference was reclassified to accretable yield and is being recognized as interest income over the remaining life of the loan(s).

The accretable yield, or income expected to be collected, on the purchased loans above is as follows at March 31, 2015 and March 31, 2014.

		2015			2014
Balance at January 1		$	204		$	217
New loans purchased			-			-
Accretion of income			(5	)		(3	)
Reclassifications from non-accretable difference			-			-
Disposals			-			-
Balance at December 31		$	199		$	214

Past Due and Non-performing Loans

The following tables present the recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans as of March 31, 2015 and December 31 2014. The recorded investment in non-accrual loans is less than the principal owed on non-accrual loans due to discounts applied to the carrying value of the loan at time of their acquisition and interest payments made by the borrower which have been used to reduce the recorded investment in the loan rather than recognized as interest income.

31-Mar-15		Principal Owed on Non-accrual Loans			Recorded Investment in Non-accrual Loans				Loans Past Due Over 90 Days, still accruing

Residential real estate		$	2,598		$	2,094			$	1,060
Multifamily real estate			1,801			1,018				173
Commercial real estate
Owner occupied			989			831				-
Non owner occupied			1,988			1,757				-
Commercial and industrial			1,761			663				563
Consumer			208			181				-
All other			12,633			5,199				-
Total		$	21,978		$	11,743			$	1,796


31-Dec-14		Principal Owed on Non-accrual Loans			Recorded Investment in Non-accrual Loans				Loans Past Due Over 90 Days, still accruing

Residential real estate		$	1,996		$	1,768			$	668
Multifamily real estate			1,803			1,033				564
Commercial real estate
Owner occupied			2,115			1,928				-
Non owner occupied			2,020			1,819				26
Commercial and industrial			2,012			806				8
Consumer			213			185				-
All other			12,608			5,173				-
Total		$	22,767		$	12,712			$	1,266


Nonaccrual loans and impaired loans are defined differently. Some loans may be included in both categories, and some may only be included in one category. Nonaccrual loans include both smaller balance homogeneous loans that are collectively evaluated for impairment and individually classified impaired loans.

The following table presents the aging of the recorded investment in past due loans as of March 31, 2015 by class of loans:

Loan Class		Total Loans			30-89 Days Past Due				Greater than 90 days past due			Total Past Due			Loans Not Past Due

Residential real estate		$	277,825		$	5,197			$	2,248		$	7,445		$	270,380
Multifamily real estate			28,971			1,126				712			1,838			27,133
Commercial real estate:
Owner occupied			124,918			2,217				453			2,670			122,248
Non owner occupied			224,566			1,827				1,757			3,584			220,982
Commercial and industrial			81,113			279				1,115			1,394			79,719
Consumer			31,182			414				76			490			30,692
All other			103,539			277				5,199			5,476			98,063
Total		$	872,114		$	11,337			$	11,560		$	22,897		$	849,217


The following table presents the aging of the recorded investment in past due loans as of December 31, 2014 by class of loans:

Loan Class		Total Loans			30-89 Days Past Due				Greater than 90 days past due			Total Past Due			Loans Not Past Due

Residential real estate		$	278,212		$	5,810			$	1,706		$	7,516		$	270,696
Multifamily real estate			30,310			177				1,100			1,277			29,033
Commercial real estate:
Owner occupied			120,861			250				1,530			1,780			119,081
Non owner occupied			230,750			2,173				1,670			3,843			226,907
Commercial and industrial			85,943			1,720				608			2,328			83,615
Consumer			32,745			497				71			568			32,177
All other			100,890			234				5,127			5,361			95,529
Total		$	879,711		$	10,861			$	11,812		$	22,673		$	857,038

The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of March 31, 2015:
		Allowance for Loan Losses													Loan Balances
Loan Class		Individually Evaluated for Impairment			Collectively Evaluated for Impairment				Acquired with Deteriorated Credit Quality			Total			Individually Evaluated for Impairment			Collectively Evaluated for Impairment		Acquired with Deteriorated Credit Quality		Total

Residential real estate		$	-		$	2,196			$	-		$	2,196		$	133		$	277,692	$	-	$	277,825
Multifamily real estate			-			287				-			287			2,082			26,410		479		28,971
Commercial real estate:
Owner occupied			69			1,420				-			1,489			901			123,886		131		124,918
Non-owner occupied			33			2,291				-			2,324			4,727			214,181		5,658		224,566
Commercial and industrial			359			1,043				48			1,450			975			80,005		133		81,113
Consumer			-			241				-			241			-			31,182		-		31,182
All other			-			1,283				900			2,183			1,008			97,385		5,146		103,539
Total		$	461		$	8,761			$	948		$	10,170		$	9,826		$	850,741	$	11,547	$	872,114

The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of December 31, 2014:
		Allowance for Loan Losses													Loan Balances
Loan Class		Individually Evaluated for Impairment			Collectively Evaluated for Impairment				Acquired with Deteriorated Credit Quality			Total			Individually Evaluated for Impairment			Collectively Evaluated for Impairment		Acquired with Deteriorated Credit Quality		Total

Residential real estate		$	-		$	2,093			$	-		$	2,093		$	137		$	278,075	$	-	$	278,212
Multifamily real estate			-			304				-			304			536			29,277		497		30,310
Commercial real estate:
Owner occupied			107			1,394				-			1,501			2,011			118,719		131		120,861
Non-owner occupied			54			2,262				-			2,316			4,874			220,181		5,695		230,750
Commercial and industrial			291			1,105				48			1,444			902			84,905		136		85,943
Consumer			-			243				-			243			-			32,745		-		32,745
All other			-			1,546				900			2,446			1,109			94,653		5,128		100,890
Total		$	452		$	8,947			$	948		$	10,347		$	9,569		$	858,555	$	11,587	$	879,711

In the tables below, total individually evaluated impaired loans include certain purchased loans that were acquired with deteriorated credit quality that are still individually evaluated for impairment.

The following table presents loans individually evaluated for impairment by class of loans as of March 31, 2015. The table includes $5,673,000 of loans acquired with deteriorated credit quality that the Company cannot reasonably estimate cash flows such that they are accounted for on the cost recovery method and are still individually evaluated for impairment.

		Unpaid Principal Balance			Recorded Investment				Allowance for Loan Losses Allocated
With no related allowance recorded:
Residential real estate		$	175		$	133			$	-
Multifamily real estate			3,343			2,561				-
Commercial real estate
Owner occupied			549			486				-
Non owner occupied			4,336			4,105				-
Commercial and industrial			1,325			548				-
All other			1,044			1,008				-
			10,772			8,841				-
With an allowance recorded:
Commercial real estate
Owner occupied			415			415				69
Non-owner occupied			622			622				33
Commercial and industrial			747			475				407
All other			12,543			5,146				900
			14,327			6,658				1,409
Total		$	25,099		$	15,499			$	1,409


The following table presents loans individually evaluated for impairment by class of loans as of December 31, 2014. The table includes $5,673,000 of loans acquired with deteriorated credit quality that the Company cannot reasonably estimate cash flows such that they are accounted for on the cost recovery method and are still individually evaluated for impairment.

		Unpaid Principal Balance			Recorded Investment				Allowance for Loan Losses Allocated
With no related allowance recorded:
Residential real estate		$	179		$	137			$	-
Multifamily real estate			1,803			1,033				-
Commercial real estate
Owner occupied			1,404			1,304				-
Non owner occupied			4,398			4,190				-
Commercial and industrial			1,030			270				-
All other			1,144			1,108				-
			9,958			8,042				-
With an allowance recorded:
Commercial real estate
Owner occupied		$	707		$	707			$	107
Non owner occupied			684			684				54
Commercial and industrial			929			680				339
All other			12,525			5,129				900
			14,845			7,200				1,400
Total		$	24,803		$	15,242			$	1,400


The following table presents the average balance of loans individually evaluated for impairment and interest income recognized on these loans for the three months ended March 31, 2015 and March 31, 2014. The table includes loans acquired with deteriorated credit quality that are still individually evaluated for impairment.

		Three months ended March 31, 2015										Three months ended March 31, 2014
Loan Class		Average Recorded Investment			Interest Income Recognized				Cash Basis Interest Recognized			Average Recorded Investment			Interest Income Recognized			Cash Basis Interest Recognized

Residential real estate		$	135		$	1			$	1		$	2,676		$	34		$	34
Multifamily real estate			1,796			-				-			2,708			708			708
Commercial real estate:
Owner occupied			1,457			9				8			2,262			16			11
Non-owner occupied			4,800			48				48			1,097			627			627
Commercial and industrial			987			4				4			2,967			335			335
All other			6,195			16				11			7,774			44			44
Total		$	15,370		$	78			$	72		$	19,484		$	1,765		$	1,759

Troubled Debt Restructurings

A loan is classified as a troubled debt restructuring ("TDR") when loan terms are modified due to a borrower's financial difficulties and a concession is granted to a borrower that would not have otherwise been considered. Most of the Company’s loan modifications involve a restructuring of loan terms prior to maturity to temporarily reduce the payment amount and/or to require only interest for a temporary period, usually up to six months. These modifications generally do not meet the definition of a TDR because the modifications are considered to be an insignificant delay in payment. The determination of an insignificant delay in payment is evaluated based on the facts and circumstances of the individual borrower(s).

The following table presents TDR’s as of March 31, 2015 and December 31, 2014:

31-Mar-15		TDR’s on Non-accrual			Other TDR’s				Total TDR’s

Residential real estate		$	13		$	187			$	200
Multifamily real estate			-			1,543				1,543
Commercial real estate
Non owner occupied			-			469				469
Commercial and industrial			-			427				427
All other			-			963				963
Total		$	13		$	3,589			$	3,602


31-Dec-14		TDR’s on Non-accrual			Other TDR’s				Total TDR’s

Residential real estate		$	13		$	191			$	204
Commercial real estate
Non owner occupied			-			474				474
Commercial and industrial			-			761				761
All other			-			1,063				1,063
Total		$	13		$	2,489			$	2,502


At March 31, 2015 and December 31, 2014 there were no specific reserves allocated to loans that had restructured terms.

The following table presents TDR’s that occurred during the three months ended March 31, 2015. There were no TDR’s that occurred during the three months ended March 31, 2014.

		Three months ended March 31, 2015
Loan Class		Number of Loans			Pre-Modification Outstanding Recorded Investment				Post-Modification Outstanding Recorded Investment

Multifamily Real Estate			1		$	1,543			$	1,543
Total			1		$	1,543			$	1,543

The modification of the multifamily residential real estate loan did not include a permanent reduction of the recorded investment in the loan and did not increase the allowance for loan losses during the period ended March 31, 2015. The modification included a lengthening of the amortization period and reduction in the stated interest rate, however the maturity date was reduced to the end of a fifteen month forbearance period with a balloon payment due at maturity.

During the three months ended March 31, 2015 and the three months ended March 31, 2014, there were no TDR’s for which there as a payment default within twelve months following the modification.

A loan is considered to be in payment default once it is 90 days contractually past due under the modified terms.

Credit Quality Indicators:

The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The Company analyzes non-homogeneous loans, such as commercial, commercial real estate, multifamily residential and commercial purpose loans secured residential real estate, on a monthly basis. For consumer loans, including consumer loans secured by residential real estate, the analysis involves monitoring the performing status of the loan. At the time such loans become past due by 30 days or more, the Company evaluates the loan to determine if a change in risk category is warranted. The Company uses the following definitions for risk ratings:

Special Mention. Loans classified as special mention have a potential weakness that deserves management's close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of the institution's credit position at some future date.

Substandard. Loans classified as substandard are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected.

Doubtful. Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable.

Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be pass rated loans.

As of March 31, 2015, and based on the most recent analysis performed, the risk category of loans by class of loans is as follows:

Loan Class		Pass			Special Mention				Substandard			Doubtful			Total Loans

Residential real estate		$	265,445		$	7,339			$	5,028		$	13		$	277,825
Multifamily real estate			24,316			2,094				2,561			-			28,971
Commercial real estate:
Owner occupied			116,104			6,327				2,487			-			124,918
Non-owner occupied			212,908			6,734				4,924			-			224,566
Commercial and industrial			78,958			844				1,259			52			81,113
Consumer			30,794			289				99			-			31,182
All other			95,605			1,177				6,757			-			103,539
Total		$	824,130		$	24,804			$	23,115		$	65		$	872,114

As of December 31, 2014, and based on the most recent analysis performed, the risk category of loans by class of loans is as follows:

Loan Class		Pass			Special Mention				Substandard			Doubtful			Total Loans

Residential real estate		$	265,285		$	8,292			$	4,622		$	13		$	278,212
Multifamily real estate			27,260			2,017				1,033			-			30,310
Commercial real estate:
Owner occupied			111,024			6,505				3,332			-			120,861
Non-owner occupied			218,971			6,652				5,127			-			230,750
Commercial and industrial			83,634			1,007				1,275			27			85,943
Consumer			32,364			267				114			-			32,745
All other			89,173			4,873				6,844			-			100,890
Total		$	827,711		$	29,613			$	22,347		$	40		$	879,711

STOCKHOLDERS_EQUITY_AND_REGULA

STOCKHOLDERS' EQUITY AND REGULATORY MATTERS	3 Months Ended
	Mar. 31, 2015
STOCKHOLDERS' EQUITY AND REGULATORY MATTERS [Abstract]
STOCKHOLDERS' EQUITY AND REGULATORY MATTERS	NOTE 4- STOCKHOLDERS’ EQUITY AND REGULATORY MATTERS

	The Company’s principal source of funds for dividend payments to shareholders is dividends received from the subsidiary Banks. Banking regulations limit the amount of dividends that may be paid without prior approval of regulatory agencies. Under these regulations, the amount of dividends that may be paid in any calendar year is limited to the current year’s net profits, as defined, combined with the retained net profits of the preceding two years, subject to the capital requirements and additional restrictions as discussed below. During 2015 the Banks could, without prior approval, declare dividends to Premier of approximately $5.5 million plus any 2015 net profits retained to the date of the dividend declaration.

	The Company and the subsidiary Banks are subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Banks must meet specific guidelines that involve quantitative measures of their assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices.

	These quantitative measures established by regulation to ensure capital adequacy require the Company and Banks to maintain minimum amounts and ratios (set forth in the following table) of Common Equity Tier 1 Capital, Tier 1 Capital and Total Capital (as defined in the regulations) to risk-weighted assets (as defined), and of Tier 1 Capital (as defined) to average assets (as defined). The Common Equity Tier 1 Capital measurement became effective with the March 31, 2015 reporting period. Management believes, as of March 31, 2015 the Company and the Banks meet all quantitative capital adequacy requirements to which they are subject.

	Shown below is a summary of regulatory capital ratios for the Company:
		Mar 31,			December 31,			Regulatory			To Be Considered
		2015			2014			Minimum			Well Capitalized (1)
								Requirements (1)
	Common Equity Tier 1 Capital (to Risk-Weighted Assets)		13.2	%		n/a			4.5	%		6.5	%
	Tier 1 Capital (to Risk-Weighted Assets) (1)		13.2	%		13.3	%		6	%		8	%
	Total Capital (to Risk-Weighted Assets)		14.4	%		14.6	%		8	%		10	%
	Tier 1 Capital (to Average Assets)		9.4	%		9.1	%		4	%		5	%
	(1) The regulatory requirements presented in the table are effective as of January 1, 2015. At December 31, 2014, the minimum Tier 1 capital to risk-weighted assets ratio was 4.0% and to be considered well capitalized the ratio was required to be at least 6.0%

	As of March 31, 2015, the most recent notification from each of the Banks’ primary Federal regulators categorized the subsidiary Banks as well capitalized under the regulatory framework for prompt corrective action. To be categorized as well capitalized, the Banks must maintain minimum Common Equity Tier 1 risk-based, Tier 1 risk-based, Total risk-based and Tier 1 leverage ratios as set forth in the preceding table. There are no conditions or events since that notification that management believes have changed the Banks’ categories.

PREFERRED_STOCK_AND_COMMON_STO

PREFERRED STOCK AND COMMON STOCK WARRANT	3 Months Ended
PREFERRED STOCK AND COMMON STOCK WARRANT	Mar. 31, 2015
PREFERRED STOCK AND COMMON STOCK WARRANT [Abstract]
PREFERRED STOCK AND COMMON STOCK WARRANT	NOTE 5 – PREFERRED STOCK AND COMMON STOCK WARRANT

	On October 2, 2009, as part of the Troubled Asset Relief Program (“TARP”) Capital Purchase Program, the Company entered into a Letter Agreement and Securities Purchase Agreement (collectively, the “Purchase Agreement”) with the United States Department of the Treasury (“U.S. Treasury”). Pursuant to the Purchase Agreement, the Company issued and sold to the U.S. Treasury 22,252 shares of Fixed Rate Cumulative Perpetual Preferred Stock, Series A, no par value, with a liquidation preference of one thousand dollars per share (the “Series A Preferred Stock”) and a ten-year warrant (the “Warrant”) to purchase 628,588 shares of the Company’s common stock, no par value, at an exercise price of $5.31 per share, for an aggregate purchase price of $22,252,000 in cash.

	Under standardized TARP Capital Purchase Program terms, cumulative dividends on the Series A Preferred Stock accrued on the liquidation preference at a rate of 5% per annum until November 14, 2014. As of November 14, 2014, all of the 22,252 shares of the Series A Preferred Stock has been repurchased or redeemed. The Series A Preferred Stock had no maturity date and ranked senior to the Company’s common stock with respect to the payment of dividends and distributions and amounts payable upon liquidation, dissolution and winding up of Premier.

	The U.S. Treasury has agreed not to exercise voting power with respect to any common stock issued to it upon exercise of the Warrant. The common stock will be issued from authorized but unissued common stock and thus will dilute the interests of existing Premier common shareholders. Under terms of the Warrant, the exercise price and the number of shares that can be purchased are adjusted based upon certain events including common stock dividends paid to shareholders that exceed the $0.11 per share regular quarterly dividend paid by Premier at the time the Warrant was issued. Due to dividends paid in 2015 and 2014 that were either special cash dividends or dividends that exceeded the $0.11 regular quarterly cash dividend per share defined in the terms of the Warrant, the Warrant has been adjusted as of March 31, 2015 to permit the purchase of 636,378 shares of the Company’s common stock at an exercise price of $5.25 per share. As of March 31, 2015, the Warrant has not yet been exercised. Since the Series A Preferred Stock was disposed of by the U.S. Treasury, Premier has the right to repurchase the Warrant at its appraised value. If Premier chooses not to repurchase the Warrant, the U.S. Treasury may liquidate the Warrant at its current market price.

	See Note 9 for additional information on the Premier’s purchase of the Warrant.

STOCK_COMPENSATION_EXPENSE

STOCK COMPENSATION EXPENSE	3 Months Ended
STOCK COMPENSATION EXPENSE	Mar. 31, 2015
STOCK COMPENSATION EXPENSE [Abstract]
STOCK COMPENSATION EXPENSE	NOTE 6 – STOCK COMPENSATION EXPENSE

	From time to time the Company grants stock options to its employees. The Company estimates the fair value of the options at the time they are granted to employees and expenses that fair value over the vesting period of the option grant.

	On March 18, 2015, 47,650 incentive stock options were granted out of the 2012 Long Term Incentive Plan at an exercise price of $14.72, the closing market price of Premier’s common stock on the grant date. These options vest in three equal annual installments ending on March 18, 2018. On March 19, 2014, 46,300 incentive stock options were granted out of the 2012 Long Term Incentive Plan at an exercise price of $14.43, the closing market price of Premier’s common stock on the grant date. These options vest in three equal annual installments ending on March 19, 2017.

	The fair value of the Company's employee stock options granted is estimated at the date of grant using the Black-Scholes option-pricing model. This model requires the input of highly subjective assumptions, changes to which can materially affect the fair value estimate. Additionally, there may be other factors that would otherwise have a significant effect on the value of employee stock options granted but are not considered by the model. The assumptions used in the Black-Scholes option-pricing model are as follows

		2015			2014
	Risk-free interest rate		1.41	%		2.78	%
	Expected option life (yrs)		5			10
	Expected stock price volatility		17.2	%		31.19	%
	Dividend yield		3.53	%		3.33	%
	Weighted average fair value of	$	1.37		$	3.74
	options granted during the year	$	1.37		$	3.74


	The risk-free interest rate for the expected term of the option is based on the U.S. Treasury yield in effect at the time of the grant. The expected option life for the 2015 grant was based upon the weighted-average life of options exercised from January 1, 2012 through December 31, 2014. The expected option life for the 2014 grant was estimated since there had been little option exercise history at the time of the grant. The expected stock price volatility is based on historical volatilities of the Company’s common stock. The dividend yield was estimated by annualizing the current quarterly dividend on the Company’s common stock at the time of the option grant.

	On March 18, 2015, 7,000 shares of Premier’s common stock were granted to President and CEO, Robert W. Walker as stock-based bonus compensation under the 2012 Long-term Incentive Plan. The fair value of the stock at the time of the grant was $14.72 per share based upon the closing price of Premier’s stock on the date of grant and $103,000 of stock-based compensation was recorded as a result.

	Compensation expense of $139,000 was recorded for the first three months of 2015 while $42,000 was recorded for the first three months of 2014. Stock-based compensation expense is recognized ratably over the requisite vesting period for all awards. Unrecognized stock-based compensation expense related to stock options totaled $134,000 at March 31, 2015. This unrecognized expense is expected to be recognized over the next 35 months based on the vesting periods of the options.

	A summary of the Company’s stock option activity and related information is presented below for the three months ended March 31:

		- - - - - - 2015 - - - - - -						- - - - - - 2014 - - - - - -
		Options			Weighted Average			Options
					Exercise						Weighted Average
					Price						Exercise
											Price
	Outstanding at beginning of year		273,942		$	11.06			354,281		$	9.84
	Grants		47,650			14.72			46,300			14.43
	Exercises		(1,167	)		9.15			(8,701	)		7.24
	Forfeitures or expired		(3,833	)		12.24			(2,001	)		9.3
	Outstanding at March 31,		316,592		$	11.61			389,879		$	10.45

	Exercisable at March 31,		224,958						278,228
	Weighted average remaining life of options outstanding		6.4						6.4
	Weighted average fair value of options granted during the year	$	1.37					$	3.74

	Options outstanding at period-end are expected to fully vest.

	Additional information regarding stock options outstanding and exercisable at March 31, 2015, is provided in the following table:

			- - - - - - - - Outstanding - - - - - - - -								- - - - - - - - Currently Exercisable - - - - - - - -
	Range of Exercise Prices		Number		Weighted Average Exercise Price			Aggregate Intrinsic Value			Number		Weighted Average Remaining Contractual Life		Weighted Average Exercise Price		Aggregate Intrinsic Value

	$6.50 to $10.00			113,482	$	7.56		$	871			113,482		6.2	$	7.56	$	871
	$10.01 to $12.50			40,500		11.39			156			26,374		8		11.39		101
	$12.51 to $15.00			139,110		14.22			139			61,602		4		13.75		91
	$15.01 to $17.50			23,500		16			-			23,500		0.9		16		-
	Outstanding - Mar 31, 2015			316,592		11.61		$	1,166			224,958		5.2		10.58	$	1,063

EARNINGS_PER_SHARE

EARNINGS PER SHARE	3 Months Ended
EARNINGS PER SHARE	Mar. 31, 2015
EARNINGS PER SHARE [Abstract]
EARNINGS PER SHARE	NOTE 7 – EARNINGS PER SHARE

	A reconciliation of the numerators and denominators of the earnings per common share and earnings per common share assuming dilution computations for the three months ended March 31, 2015 and 2014 is presented below:

		Three Months Ended
		March 31,
		2015		2014
	Basic earnings per share
	Income available to common stockholders	$	3,142	$	3,505
	Weighted average common shares outstanding		8,143,326		8,043,213
	Earnings per share	$	0.39	$	0.44

	Diluted earnings per share
	Income available to common stockholders	$	3,142	$	3,505
	Weighted average common shares outstanding		8,143,326		8,043,213
	Add dilutive effects of potential additional common stock		488,900		506,943
	Weighted average common and dilutive potential common shares outstanding		8,632,226		8,550,156
	Earnings per share assuming dilution	$	0.36	$	0.41

	Stock options for 23,500 and 69,800 shares of common stock were not considered in computing diluted earnings per share for the three months ended March 31, 2015 and 2014 because they were antidilutive.

FAIR_VALUE

FAIR VALUE	3 Months Ended
FAIR VALUE	Mar. 31, 2015
FAIR VALUE [Abstract]
FAIR VALUE	NOTE 8 – FAIR VALUE

	Fair value is the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. There are three levels of inputs that may be used to measure fair value:

	Level 1: Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date.

	Level 2: Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data.

	Level 3: Significant unobservable inputs that reflect a company’s own assumptions about the assumptions that market participants would use in pricing an asset or liability.

	When possible, the Company looks to active and observable markets to price identical assets or liabilities. When identical assets and liabilities are not traded in active markets, the Company looks to observable market data for similar assets and liabilities. However, certain assets and liabilities are not traded in observable markets and the Company must use other valuation methods to develop a fair value.

	Carrying amount is the estimated fair value for cash and due from banks, Federal funds sold, accrued interest receivable and payable, demand deposits, short-term debt, and variable rate loans or deposits that reprice frequently and fully. It was not practicable to determine the fair value of Federal Home Loan Bank stock due to the restrictions placed on its transferability. For fixed rate loans or deposits and for variable rate loans or deposits with infrequent repricing or repricing limits, fair value is based on discounted cash flows using current market rates applied to the estimated life and credit risk. Fair values for impaired loans are estimated using discounted cash flow analysis or underlying collateral values. Fair value of debt is based on current rates for similar financing. The fair value of commitments to extend credit and standby letters of credit is not material.

	The Company used the following methods and significant assumptions to estimate the fair value of each type of financial instrument measured on a recurring basis:

	Investment Securities: The fair values for investment securities are determined by quoted market prices, if available (Level 1). For securities where quoted prices are not available, fair values are calculated based on market prices of similar securities (Level 2). For securities where quoted prices or market prices of similar securities are not available, fair values are calculated using discounted cash flows or other market indicators (Level 3).

	The carrying amounts and estimated fair values of financial instruments at March 31, 2015 were as follows:

							Fair Value Measurements at March 31, 2015 Using
			Carrying				Level 1				Level 2				Level 3		Total
			Amount				Level 1				Level 2				Level 3		Total
	Financial assets
	Cash and due from banks		$	85,816			$	85,816			$	-			$	-	$	85,816
	Federal funds sold			24,417				24,417				-				-		24,417
	Securities available for sale			225,137				-				225,137				-		225,137
	Loans held for sale			633				-				-				633		633
	Loans, net			861,944				-				-				865,188		865,188
	Federal Home Loan Bank stock			2,996				n/a				n/a				n/a		n/a
	Interest receivable			3,105				-				621				2,484		3,105

	Financial liabilities
	Deposits		$	(1,089,798	)		$	(731,723	)		$	(357,997	)		$	-	$	(1,089,720	)
	Securities sold under agreements to repurchase			(18,099	)			-				(18,099	)			-		(18,099	)
	Other borrowed funds			(11,115	)			-				(11,127	)			-		(11,127	)
	Interest payable			(386	)			(6	)			(380	)			-		(386	)


	The carrying amounts and estimated fair values of financial instruments at December 31, 2014 were as follows:

							Fair Value Measurements at December 31, 2014 Using
			Carrying				Level 1				Level 2				Level 3		Total
			Amount				Level 1				Level 2				Level 3		Total
	Financial assets
	Cash and due from banks		$	70,398			$	70,398			$	-			$	-	$	70,398
	Federal funds sold			4,986				4,986				-				-		4,986
	Securities available for sale			229,750				-				229,610				140		229,750
	Loans held for sale			226				-				-				226		226
	Loans, net			869,364				-				-				870,273		870,273
	Federal Home Loan Bank stock			2,996				n/a				n/a				n/a		n/a
	Interest receivable			3,219				-				625				2,594		3,219

	Financial liabilities
	Deposits		$	(1,075,243	)		$	(711,118	)		$	(363,481	)		$	-	$	(1,074,599	)
	Securities sold under agreements to repurchase			(15,580	)			-				(15,580	)			-		(15,580	)
	Other borrowed funds			(11,722	)			-				(11,760	)			-		(11,760	)
	Interest payable			(434	)			(6	)			(428	)			-		(434	)


	Assets and Liabilities Measured on a Recurring Basis

	Assets and liabilities measured at fair value on a recurring basis are summarized below:

						Fair Value Measurements at March 31, 2015 Using:
		Carrying Value				Quoted Prices in Active Markets for Identical Assets				Significant Other Observable Inputs				Significant Unobservable Inputs
		Carrying Value				(Level 1)				(Level 2)				(Level 3)
Available for sale
Mortgage-backed securities
U. S. agency MBS - residential		$	59,538			$	-			$	59,538			$	-
U. S. agency CMO’s - residential			136,348				-				136,348				-
Total mortgage-backed securities of government sponsored agencies			195,886				-				195,886				-
U. S. government sponsored agency securities			18,600				-				18,600				-
Obligations of states and political subdivisions			10,651				-				10,651				-
Total available for sale		$	225,137			$	-			$	225,137			$	-


						Fair Value Measurements at December 31, 2014 Using:
		Carrying Value				Quoted Prices in Active Markets for Identical Assets				Significant Other Observable Inputs				Significant Unobservable Inputs
		Carrying Value				(Level 1)				(Level 2)				(Level 3)
Available for sale
Mortgage-backed securities
U. S. agency MBS - residential		$	52,780			$	-			$	52,780			$	-
U. S. agency CMO’s			144,188				-				144,188				-
Total mortgage-backed securities of government sponsored agencies			196,968				-				196,968				-
U. S. government sponsored agency securities			22,506				-				22,506				-
Obligations of states and political subdivisions			10,276				-				10,136				140
Total securities available for sale		$	229,750			$	-			$	229,610			$	140
Mortgage-backed securities

There were no transfers between Level 1 and Level 2 during 2015 or 2014.

The table below presents a reconciliation of all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the quarter ended March 31, 2015:

		Securities Available-for-sale
		Quarter Ended
		March 31, 2015
Balance of recurring Level 3 assets at beginning of period		$	140
Total gains or losses (realized/unrealized):
Included in earnings – realized			-
Included in earnings – unrealized			-
Included in other comprehensive income			-
Purchases, sales, issuances and settlements, net			(140	)
Transfers in and/or out of Level 3			-
Balance of recurring Level 3 assets at period-end		$	-


Assets and Liabilities Measured on a Non-Recurring Basis

The Company used the following methods and significant assumptions to estimate the fair value of each type of financial instrument measured on a non-recurring basis:

Impaired Loans: The fair value of impaired loans with specific allocations of the allowance for loan losses is generally based on recent real estate appraisals. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are typically significant and unique to each property and result in a Level 3 classification of the inputs for determining fair value. Management periodically evaluates the appraised values and will discount a property’s appraised value to account for a number of factors including but not limited to the cost of liquidating the collateral, the age of the appraisal, observable deterioration since the appraisal, or other factors unique to the property. To the extent an adjusted appraised value is lower than the carrying value of an impaired loan, a specific allocation of the allowance for loan losses is assigned to the loan.

Other real estate owned (OREO): The fair value of OREO is based on appraisals less cost to sell at the date of foreclosure. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are typically significant and result in a Level 3 classification of the inputs for determining fair value. Management periodically evaluates the appraised values and will discount a property’s appraised value to account for a number of factors including but not limited to the cost of liquidating the collateral, the age of the appraisal, observable deterioration since the appraisal, or other factors unique to the property. To the extent an adjusted appraised value is lower than the carrying value of an OREO property, a direct charge to earnings is recorded as an OREO writedown.

Assets and liabilities measured at fair value on a non-recurring basis at March 31, 2015 are summarized below:

						Fair Value Measurements at March 31, 2015 Using
		Carrying Value				Quoted Prices in Active Markets for Identical Assets				Significant Other Observable Inputs (Level 2)				Significant Unobservable Inputs
		Carrying Value				(Level 1)				Significant Other Observable Inputs (Level 2)				(Level 3)
Assets:
Impaired loans:
Commercial real estate
Owner occupied		$	346				-				-			$	346
Non-owner occupied			589				-				-				589
Commercial and industrial			68				-				-				68
All other			4,246				-				-				4,246
Total impaired loans		$	5,249			$	-			$	-			$	5,249

Other real estate owned:
Commercial real estate
Non-owner occupied		$	2,003				-				-			$	2,003
All other			7,711				-				-				7,711
Total OREO		$	9,714			$	-			$	-			$	9,714

Impaired loans, which are measured for impairment using the fair value of the collateral for collateral dependent loans, had a carrying amount of $6,658,000 at March 31, 2015 with a valuation allowance of $1,409,000 and a carrying amount of $7,200,000 at December 31, 2014 with a valuation allowance of $1,400,000 resulting in a provision for loan losses of $9,000 for the three months ended March 31, 2015, compared to a $1,437,000 negative provision for loan losses for the three months ended March 31, 2014. The detail of impaired loans by loan class is contained in Note 3 above.

Other real estate owned measured at fair value less costs to sell, had a net carrying amount of $9,714,000 which is made up of the outstanding balance of $11,759,000 net of a valuation allowance of $2,145,000 at March 31, 2015. There were $50,000 of write downs during the three months ended March 31, 2015, and no additional write downs during the three months ended March 31, 2014. At December 31, 2014, other real estate owned had a net carrying amount of $10,206,000, made up of the outstanding balance of $12,343,000, net of a valuation allowance of $2,137,000.

The significant unobservable inputs related to assets and liabilities measured at fair value on a non-recurring basis at March 31, 2015 are summarized below:

		March 31, 2015			Valuation Techniques		Unobservable Inputs		Range (Weighted Avg)
Impaired loans:
Commercial real estate
Owner occupied			346		sales comparison		adjustment for limited salability of specialized property		65.5%-72.4%(52.4%)
Non-owner occupied			589		sales comparison		adjustment for limited salability of specialized property		41.1%-41.1%(41.1%)
Commercial and industrial			68		sales comparison		adjustment for limited salability of specialized property		8.0%-8.0%(8.0%)
All other			4,246		sales comparison		adjustment for percentage of completion of construction		57.2%-57.2%(57.2%)
Total impaired loans			5,249

Other real estate owned:
Commercial real estate
Non-owner occupied			2,003		sales comparison		adjustment for differences between the comparable sales		17.2%-17.2%(17.2%)
All other			7,711		sales comparison		adjustment for estimated realizable value		24.6%-67.4%(25.0%)
Total OREO		$	9,714

Assets and liabilities measured at fair value on a non-recurring basis at December 31, 2014 are summarized below:

						Fair Value Measurements at December 31, 2014 Using
		Carrying Value				Quoted Prices in Active Markets for Identical Assets				Significant Other Observable Inputs (Level 2)				Significant Unobservable Inputs
		Carrying Value				(Level 1)				Significant Other Observable Inputs (Level 2)				(Level 3)
Assets:
Impaired loans:
Commercial real estate
Owner occupied			600				-				-				600
Non-owner occupied			630				-				-				630
Commercial and industrial			341				-				-				341
All other			4,229				-				-				4,229
Total impaired loans			5,800			$	-			$	-			$	5,800

Other real estate owned:
Commercial real estate
Non-owner occupied			2,003				-				-				2,003
All other			8,203				-				-				8,203
Total OREO		$	10,206			$	-			$	-			$	10,206

The significant unobservable inputs related to assets and liabilities measured at fair value on a non-recurring basis at December 31, 2014 are summarized below:

		December 31, 2014			Valuation Techniques		Unobservable Inputs		Range (Weighted Avg)
Impaired loans:
Commercial real estate
Owner occupied			600		sales comparison		adjustment for limited salability of specialized property		44.8%-72.4%(58.9%)
Non-owner occupied			630		sales comparison		adjustment for differences between the comparable sales		16.9%-54.6%(16.9%)
Commercial and industrial			341		sales comparison		adjustment for limited salability of specialized property		26.2%-41.2%(27.0%)
All other			4,229		sales comparison		adjustment for percentage of completion of construction		57.3%-57.3%(57.3%)
Total impaired loans			5,800

Other real estate owned:
Commercial real estate
Non-owner occupied			2,003		sales comparison		adjustment for differences between the comparable sales		17.8%-17.8%(17.8%)
All other			8,203		sales comparison		adjustment for estimated realizable value		24.6%-50.3%(45.0%)
Total OREO		$	10,206

SUBSEQUENT_EVENT

SUBSEQUENT EVENT	3 Months Ended
	Mar. 31, 2015
SUBSEQUENT EVENT [Abstract]
SUBSEQUENT EVENT	NOTE 9 – SUBSEQUENT EVENT

	On May 6, 2015, Premier purchased the Warrant from the U.S. Treasury for $5,675,000. Premier borrowed $4,000,000 on its line of credit with the Bankers Bank of Kentucky and used $1,675,000 of its cash and cash equivalents to complete the purchase. The purchase reduces shareholders’ equity and regulatory capital by the $5,675,000 purchase price but will reduce the dilutive effect of potential additional common shares by approximately 415,000 shares.

	Shown below is a summary of the pro forma March 31, 2015 regulatory capital ratios for the Company assuming the purchase of Warrant.
		Pro Forma			Regulatory			To Be Considered
		Mar 31,			Minimum			Well Capitalized
		2015			Requirements
	Common Equity Tier 1 Capital (to Risk-Weighted Assets)		12.6	%		4.5	%		6.5	%
	Tier 1 Capital (to Risk-Weighted Assets)		12.6	%		6	%		8	%
	Total Capital (to Risk-Weighted Assets)		13.8	%		8	%		10	%
	Tier 1 Capital (to Average Assets)		9	%		4	%		5	%

BASIS_OF_PRESENTATION_Tables

BASIS OF PRESENTATION (Tables)	3 Months Ended
BASIS OF PRESENTATION (Tables)	Mar. 31, 2015
BASIS OF PRESENTATION [Abstract]
Accounts of the Company and its Wholly Owned Subsidiaries	The consolidated financial statements include the accounts of Premier Financial Bancorp, Inc. (the Company) and its wholly owned subsidiaries (the “Banks”):

						31-Mar-15
			Year	Total		Net Income
	Subsidiary	Location	Acquired	Assets		Qtr
	Citizens Deposit Bank & Trust	Vanceburg, Kentucky	1991	$	388,304	$	1,014
	Premier Bank, Inc.	Huntington, West Virginia	1998		880,024		2,573
	Parent and Intercompany Eliminations				5,778		(445	)
	Consolidated Total			$	1,274,106	$	3,142

SECURITIES_Tables

SECURITIES (Tables)	3 Months Ended
SECURITIES (Tables)	Mar. 31, 2015
SECURITIES [Abstract]
Amortized Cost and Fair Value of Investment Securities, by Category	Amortized cost and fair value of investment securities, by category, at March 31, 2015 are summarized as follows:

	2015	Amortized Cost		Unrealized Gains			Unrealized Losses			Fair Value
	Available for sale
	Mortgage-backed securities
	U. S. sponsored agency MBS - residential	$	58,377	$	1,165		$	(4	)	$	59,538
	U. S. sponsored agency CMO’s - residential		134,321		2,526			(499	)		136,348
	Total mortgage-backed securities of government sponsored agencies		192,698		3,691			(503	)		195,886
	U. S. government sponsored agency securities		18,494		106			-			18,600
	Obligations of states and political subdivisions		10,374		277			-			10,651
	Total available for sale	$	221,566	$	4,074		$	(503	)	$	225,137

	Amortized cost and fair value of investment securities, by category, at December 31, 2014 are summarized as follows:

	2014	Amortized Cost		Unrealized Gains			Unrealized Losses			Fair Value
	Available for sale
	Mortgage-backed securities
	U. S. sponsored agency MBS - residential	$	52,006	$	774		$	-		$	52,780
	U. S. sponsored agency CMO’s - residential		142,932		2,167			(911	)		144,188
	Total mortgage-backed securities of government sponsored agencies		194,938		2,941			(911	)		196,968
	U. S. government sponsored agency securities		22,553		30			(57	)		22,506
	Obligations of states and political subdivisions		10,015		261			-			10,276
	Total available for sale	$	227,486	$	3,232		$	(968	)	$	229,750
Amortized Cost and Fair Value of Securities by Contractual Maturity	The amortized cost and fair value of securities at March 31, 2015 by contractual maturity are shown below. Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.

		Amortized		Fair
		Cost		Value
	Available for sale
	Due in one year or less	$	3,795	$	3,822
	Due after one year through five years		20,574		20,816
	Due after five years through ten years		3,833		3,918
	Due after ten years		666		695
	Mortgage-backed securities of government sponsored agencies		192,698		195,886
	Total available for sale	$	221,566	$	225,137

Securities in Continuous Unrealized Loss Position	Securities with unrealized losses at March 31, 2015 aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position are as follows:

		Less than 12 Months					12 Months or More						Total
	Description of Securities	Fair Value		Unrealized Loss			Fair Value			Unrealized Loss			Fair Value		Unrealized Loss

	U.S government sponsored agency MBS – residential	$	1,805	$	(4	)	$	-		$	-		$	1,805	$	(4	)
	U.S government sponsored agency CMO – residential		4,932		(27	)		21,092			(472	)		26,024		(499	)
	Total temporarily impaired	$	6,737	$	(31	)	$	21,092		$	(472	)	$	27,829	$	(503	)


	Securities with unrealized losses at December 31, 2014 aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position are as follows:

		Less than 12 Months					12 Months or More						Total
	Description of Securities	Fair Value		Unrealized Loss			Fair Value			Unrealized Loss			Fair Value		Unrealized Loss

	U.S government sponsored agency securities	$	9,971	$	(57	)	$	-		$	-		$	9,971	$	(57	)
	U.S government sponsored agency CMO’s – residential		5,194		(52	)		26,471			(859	)		31,665		(911	)
	Total temporarily impaired	$	15,165	$	(109	)	$	26,471		$	(859	)	$	41,636	$	(968	)

LOANS_Tables

LOANS (Tables)	3 Months Ended
LOANS (Tables)	Mar. 31, 2015
LOANS [Abstract]
Major Classifications of Loans	Major classifications of loans at March 31, 2015 and December 31, 2014 are summarized as follows:

		2015			2014
	Residential real estate	$	277,825		$	278,212
	Multifamily real estate		28,971			30,310
	Commercial real estate:
	Owner occupied		124,918			120,861
	Non owner occupied		224,566			230,750
	Commercial and industrial		81,113			85,943
	Consumer		31,182			32,745
	All other		103,539			100,890
		$	872,114		$	879,711
Activity in the Allowance for Loan Losses by Portfolio Segment	Activity in the allowance for loan losses by portfolio segment for the three months ended March 31, 2015 was as follows:

	Loan Class	Balance			Provision (credit) for loan losses			Loans charged-off		Recoveries		Balance
	Loan Class	31-Dec-14			Provision (credit) for loan losses			Loans charged-off		Recoveries		31-Mar-15

	Residential real estate	$	2,093		$	154		$	74	$	23	$	2,196
	Multifamily real estate		304			(17	)		-		-		287
	Commercial real estate:
	Owner occupied		1,501			(11	)		2		1		1,489
	Non owner occupied		2,316			8			-		-		2,324
	Commercial and industrial		1,444			165			161		2		1,450
	Consumer		243			18			54		34		241
	All other		2,446			(248	)		59		44		2,183
	Total	$	10,347		$	69		$	350	$	104	$	10,170

	Activity in the allowance for loan losses by portfolio segment for the three months ended March 31, 2014 was as follows:

	Loan Class	Balance			Provision (credit) for loan losses			Loans charged-off		Recoveries		Balance
	Loan Class	31-Dec-13			Provision (credit) for loan losses			Loans charged-off		Recoveries		31-Mar-14

	Residential real estate	$	2,694		$	(427	)	$	19	$	2	$	2,250
	Multifamily real estate		417			(120	)		-		-		297
	Commercial real estate:
	Owner occupied		1,407			71			1		-		1,477
	Non owner occupied		2,037			648			300		-		2,385
	Commercial and industrial		2,184			(596	)		63		2		1,527
	Consumer		297			(70	)		26		19		220
	All other		1,991			184			37		50		2,188
	Total	$	11,027		$	(310	)	$	446	$	73	$	10,344
Purchased Loans	The carrying amount of those loans is as follows at March 31, 2015 and December 31, 2014.

		2015			2014
	Multifamily real estate	$	479		$	497
	Commercial real estate
	Owner occupied		131			131
	Non owner occupied		5,658			5,695
	Commercial and industrial		133			136
	All other		5,146			5,128
	Total carrying amount	$	11,547		$	11,587
	Contractual principal balance	$	21,215		$	21,250

	Carrying amount, net of allowance	$	10,599		$	10,639
Purchase Loans Accretable Yield, or Income Expected to be Collected	The accretable yield, or income expected to be collected, on the purchased loans above is as follows at March 31, 2015 and March 31, 2014.

		2015			2014
	Balance at January 1	$	204		$	217
	New loans purchased		-			-
	Accretion of income		(5	)		(3	)
	Reclassifications from non-accretable difference		-			-
	Disposals		-			-
	Balance at December 31	$	199		$	214
Past Due and Non-performing Loans	The following tables present the recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans as of March 31, 2015 and December 31 2014. The recorded investment in non-accrual loans is less than the principal owed on non-accrual loans due to discounts applied to the carrying value of the loan at time of their acquisition and interest payments made by the borrower which have been used to reduce the recorded investment in the loan rather than recognized as interest income.

	31-Mar-15	Principal Owed on Non-accrual Loans			Recorded Investment in Non-accrual Loans			Loans Past Due Over 90 Days, still accruing

	Residential real estate	$	2,598		$	2,094		$	1,060
	Multifamily real estate		1,801			1,018			173
	Commercial real estate
	Owner occupied		989			831			-
	Non owner occupied		1,988			1,757			-
	Commercial and industrial		1,761			663			563
	Consumer		208			181			-
	All other		12,633			5,199			-
	Total	$	21,978		$	11,743		$	1,796


	31-Dec-14	Principal Owed on Non-accrual Loans			Recorded Investment in Non-accrual Loans			Loans Past Due Over 90 Days, still accruing

	Residential real estate	$	1,996		$	1,768		$	668
	Multifamily real estate		1,803			1,033			564
	Commercial real estate
	Owner occupied		2,115			1,928			-
	Non owner occupied		2,020			1,819			26
	Commercial and industrial		2,012			806			8
	Consumer		213			185			-
	All other		12,608			5,173			-
	Total	$	22,767		$	12,712		$	1,266

Aging of Recorded Investment in Past Due Loans by Loan Class	The following table presents the aging of the recorded investment in past due loans as of March 31, 2015 by class of loans:

	Loan Class	Total Loans			30-89 Days Past Due			Greater than 90 days past due		Total Past Due		Loans Not Past Due

	Residential real estate	$	277,825		$	5,197		$	2,248	$	7,445	$	270,380
	Multifamily real estate		28,971			1,126			712		1,838		27,133
	Commercial real estate:
	Owner occupied		124,918			2,217			453		2,670		122,248
	Non owner occupied		224,566			1,827			1,757		3,584		220,982
	Commercial and industrial		81,113			279			1,115		1,394		79,719
	Consumer		31,182			414			76		490		30,692
	All other		103,539			277			5,199		5,476		98,063
	Total	$	872,114		$	11,337		$	11,560	$	22,897	$	849,217


	The following table presents the aging of the recorded investment in past due loans as of December 31, 2014 by class of loans:

	Loan Class	Total Loans			30-89 Days Past Due			Greater than 90 days past due		Total Past Due		Loans Not Past Due

	Residential real estate	$	278,212		$	5,810		$	1,706	$	7,516	$	270,696
	Multifamily real estate		30,310			177			1,100		1,277		29,033
	Commercial real estate:
	Owner occupied		120,861			250			1,530		1,780		119,081
	Non owner occupied		230,750			2,173			1,670		3,843		226,907
	Commercial and industrial		85,943			1,720			608		2,328		83,615
	Consumer		32,745			497			71		568		32,177
	All other		100,890			234			5,127		5,361		95,529
	Total	$	879,711		$	10,861		$	11,812	$	22,673	$	857,038
Allowance for Loan Losses and Recorded Investment in Loans by Portfolio Segment Based on Impairment Method	The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of March 31, 2015:
		Allowance for Loan Losses										Loan Balances
	Loan Class	Individually Evaluated for Impairment			Collectively Evaluated for Impairment			Acquired with Deteriorated Credit Quality		Total		Individually Evaluated for Impairment		Collectively Evaluated for Impairment		Acquired with Deteriorated Credit Quality		Total

	Residential real estate	$	-		$	2,196		$	-	$	2,196	$	133	$	277,692	$	-	$	277,825
	Multifamily real estate		-			287			-		287		2,082		26,410		479		28,971
	Commercial real estate:
	Owner occupied		69			1,420			-		1,489		901		123,886		131		124,918
	Non-owner occupied		33			2,291			-		2,324		4,727		214,181		5,658		224,566
	Commercial and industrial		359			1,043			48		1,450		975		80,005		133		81,113
	Consumer		-			241			-		241		-		31,182		-		31,182
	All other		-			1,283			900		2,183		1,008		97,385		5,146		103,539
	Total	$	461		$	8,761		$	948	$	10,170	$	9,826	$	850,741	$	11,547	$	872,114

	The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of December 31, 2014:
		Allowance for Loan Losses										Loan Balances
	Loan Class	Individually Evaluated for Impairment			Collectively Evaluated for Impairment			Acquired with Deteriorated Credit Quality		Total		Individually Evaluated for Impairment		Collectively Evaluated for Impairment		Acquired with Deteriorated Credit Quality		Total

	Residential real estate	$	-		$	2,093		$	-	$	2,093	$	137	$	278,075	$	-	$	278,212
	Multifamily real estate		-			304			-		304		536		29,277		497		30,310
	Commercial real estate:
	Owner occupied		107			1,394			-		1,501		2,011		118,719		131		120,861
	Non-owner occupied		54			2,262			-		2,316		4,874		220,181		5,695		230,750
	Commercial and industrial		291			1,105			48		1,444		902		84,905		136		85,943
	Consumer		-			243			-		243		-		32,745		-		32,745
	All other		-			1,546			900		2,446		1,109		94,653		5,128		100,890
	Total	$	452		$	8,947		$	948	$	10,347	$	9,569	$	858,555	$	11,587	$	879,711
Loans Individually Evaluated for Impairment by Class of Loans	The following table presents loans individually evaluated for impairment by class of loans as of March 31, 2015. The table includes $5,673,000 of loans acquired with deteriorated credit quality that the Company cannot reasonably estimate cash flows such that they are accounted for on the cost recovery method and are still individually evaluated for impairment.

		Unpaid Principal Balance			Recorded Investment			Allowance for Loan Losses Allocated
	With no related allowance recorded:
	Residential real estate	$	175		$	133		$	-
	Multifamily real estate		3,343			2,561			-
	Commercial real estate
	Owner occupied		549			486			-
	Non owner occupied		4,336			4,105			-
	Commercial and industrial		1,325			548			-
	All other		1,044			1,008			-
			10,772			8,841			-
	With an allowance recorded:
	Commercial real estate
	Owner occupied		415			415			69
	Non-owner occupied		622			622			33
	Commercial and industrial		747			475			407
	All other		12,543			5,146			900
			14,327			6,658			1,409
	Total	$	25,099		$	15,499		$	1,409


	The following table presents loans individually evaluated for impairment by class of loans as of December 31, 2014. The table includes $5,673,000 of loans acquired with deteriorated credit quality that the Company cannot reasonably estimate cash flows such that they are accounted for on the cost recovery method and are still individually evaluated for impairment.

		Unpaid Principal Balance			Recorded Investment			Allowance for Loan Losses Allocated
	With no related allowance recorded:
	Residential real estate	$	179		$	137		$	-
	Multifamily real estate		1,803			1,033			-
	Commercial real estate
	Owner occupied		1,404			1,304			-
	Non owner occupied		4,398			4,190			-
	Commercial and industrial		1,030			270			-
	All other		1,144			1,108			-
			9,958			8,042			-
	With an allowance recorded:
	Commercial real estate
	Owner occupied	$	707		$	707		$	107
	Non owner occupied		684			684			54
	Commercial and industrial		929			680			339
	All other		12,525			5,129			900
			14,845			7,200			1,400
	Total	$	24,803		$	15,242		$	1,400

The Average Balance of Loans Individually Evaluated for Impairment and Interest Income Recognized	The following table presents the average balance of loans individually evaluated for impairment and interest income recognized on these loans for the three months ended March 31, 2015 and March 31, 2014. The table includes loans acquired with deteriorated credit quality that are still individually evaluated for impairment.

		Three months ended March 31, 2015								Three months ended March 31, 2014
	Loan Class	Average Recorded Investment			Interest Income Recognized			Cash Basis Interest Recognized		Average Recorded Investment		Interest Income Recognized		Cash Basis Interest Recognized

	Residential real estate	$	135		$	1		$	1	$	2,676	$	34	$	34
	Multifamily real estate		1,796			-			-		2,708		708		708
	Commercial real estate:
	Owner occupied		1,457			9			8		2,262		16		11
	Non-owner occupied		4,800			48			48		1,097		627		627
	Commercial and industrial		987			4			4		2,967		335		335
	All other		6,195			16			11		7,774		44		44
	Total	$	15,370		$	78		$	72	$	19,484	$	1,765	$	1,759
Troubled Debt Restructurings	The following table presents TDR’s as of March 31, 2015 and December 31, 2014:

	31-Mar-15	TDR’s on Non-accrual			Other TDR’s			Total TDR’s

	Residential real estate	$	13		$	187		$	200
	Multifamily real estate		-			1,543			1,543
	Commercial real estate
	Non owner occupied		-			469			469
	Commercial and industrial		-			427			427
	All other		-			963			963
	Total	$	13		$	3,589		$	3,602


	31-Dec-14	TDR’s on Non-accrual			Other TDR’s			Total TDR’s

	Residential real estate	$	13		$	191		$	204
	Commercial real estate
	Non owner occupied		-			474			474
	Commercial and industrial		-			761			761
	All other		-			1,063			1,063
	Total	$	13		$	2,489		$	2,502

Troubled Debt Restructuring During the Period	The following table presents TDR’s that occurred during the three months ended March 31, 2015. There were no TDR’s that occurred during the three months ended March 31, 2014.

		Three months ended March 31, 2015
	Loan Class	Number of Loans			Pre-Modification Outstanding Recorded Investment			Post-Modification Outstanding Recorded Investment

	Multifamily Real Estate		1		$	1,543		$	1,543
	Total		1		$	1,543		$	1,543
Risk Category of Loans by Class of Loans	As of March 31, 2015, and based on the most recent analysis performed, the risk category of loans by class of loans is as follows:

	Loan Class	Pass			Special Mention			Substandard		Doubtful		Total Loans

	Residential real estate	$	265,445		$	7,339		$	5,028	$	13	$	277,825
	Multifamily real estate		24,316			2,094			2,561		-		28,971
	Commercial real estate:
	Owner occupied		116,104			6,327			2,487		-		124,918
	Non-owner occupied		212,908			6,734			4,924		-		224,566
	Commercial and industrial		78,958			844			1,259		52		81,113
	Consumer		30,794			289			99		-		31,182
	All other		95,605			1,177			6,757		-		103,539
	Total	$	824,130		$	24,804		$	23,115	$	65	$	872,114

	As of December 31, 2014, and based on the most recent analysis performed, the risk category of loans by class of loans is as follows:

	Loan Class	Pass			Special Mention			Substandard		Doubtful		Total Loans

	Residential real estate	$	265,285		$	8,292		$	4,622	$	13	$	278,212
	Multifamily real estate		27,260			2,017			1,033		-		30,310
	Commercial real estate:
	Owner occupied		111,024			6,505			3,332		-		120,861
	Non-owner occupied		218,971			6,652			5,127		-		230,750
	Commercial and industrial		83,634			1,007			1,275		27		85,943
	Consumer		32,364			267			114		-		32,745
	All other		89,173			4,873			6,844		-		100,890
	Total	$	827,711		$	29,613		$	22,347	$	40	$	879,711

STOCKHOLDERS_EQUITY_AND_REGULA1

STOCKHOLDERS' EQUITY AND REGULATORY MATTERS (Tables)	3 Months Ended
STOCKHOLDERS' EQUITY AND REGULATORY MATTERS (Tables)	Mar. 31, 2015
STOCKHOLDERS' EQUITY AND REGULATORY MATTERS [Abstract]
Summary of Regulatory Capital Ratios	Shown below is a summary of regulatory capital ratios for the Company:
		Mar 31,			December 31,			Regulatory			To Be Considered
		2015			2014			Minimum			Well Capitalized (1)
								Requirements (1)
	Common Equity Tier 1 Capital (to Risk-Weighted Assets)		13.2	%		n/a			4.5	%		6.5	%
	Tier 1 Capital (to Risk-Weighted Assets) (1)		13.2	%		13.3	%		6	%		8	%
	Total Capital (to Risk-Weighted Assets)		14.4	%		14.6	%		8	%		10	%
	Tier 1 Capital (to Average Assets)		9.4	%		9.1	%		4	%		5	%
	(1) The regulatory requirements presented in the table are effective as of January 1, 2015. At December 31, 2014, the minimum Tier 1 capital to risk-weighted assets ratio was 4.0% and to be considered well capitalized the ratio was required to be at least 6.0%

STOCK_COMPENSATION_EXPENSE_Tab

STOCK COMPENSATION EXPENSE (Tables)	3 Months Ended
STOCK COMPENSATION EXPENSE (Tables)	Mar. 31, 2015
STOCK COMPENSATION EXPENSE [Abstract]
Assumption Used in the Black-Scholes Option-pricing Model	The assumptions used in the Black-Scholes option-pricing model are as follows

		2015			2014
	Risk-free interest rate		1.41	%		2.78	%
	Expected option life (yrs)		5			10
	Expected stock price volatility		17.2	%		31.19	%
	Dividend yield		3.53	%		3.33	%
	Weighted average fair value of	$	1.37		$	3.74
	options granted during the year	$	1.37		$	3.74
Summary of Stock Option Activity	A summary of the Company’s stock option activity and related information is presented below for the three months ended March 31:

		- - - - - - 2015 - - - - - -						- - - - - - 2014 - - - - - -
		Options			Weighted Average			Options
					Exercise						Weighted Average
					Price						Exercise
											Price
	Outstanding at beginning of year		273,942		$	11.06			354,281		$	9.84
	Grants		47,650			14.72			46,300			14.43
	Exercises		(1,167	)		9.15			(8,701	)		7.24
	Forfeitures or expired		(3,833	)		12.24			(2,001	)		9.3
	Outstanding at March 31,		316,592		$	11.61			389,879		$	10.45

	Exercisable at March 31,		224,958						278,228
	Weighted average remaining life of options outstanding		6.4						6.4
	Weighted average fair value of options granted during the year	$	1.37					$	3.74
Stock Option Activity by Range of Exercise Prices	Additional information regarding stock options outstanding and exercisable at March 31, 2015, is provided in the following table:

			- - - - - - - - Outstanding - - - - - - - -								- - - - - - - - Currently Exercisable - - - - - - - -
	Range of Exercise Prices		Number		Weighted Average Exercise Price			Aggregate Intrinsic Value			Number		Weighted Average Remaining Contractual Life		Weighted Average Exercise Price		Aggregate Intrinsic Value

	$6.50 to $10.00			113,482	$	7.56		$	871			113,482		6.2	$	7.56	$	871
	$10.01 to $12.50			40,500		11.39			156			26,374		8		11.39		101
	$12.51 to $15.00			139,110		14.22			139			61,602		4		13.75		91
	$15.01 to $17.50			23,500		16			-			23,500		0.9		16		-
	Outstanding - Mar 31, 2015			316,592		11.61		$	1,166			224,958		5.2		10.58	$	1,063

EARNINGS_PER_SHARE_Tables

EARNINGS PER SHARE (Tables)	3 Months Ended
EARNINGS PER SHARE (Tables)	Mar. 31, 2015
EARNINGS PER SHARE [Abstract]
Reconciliation of Numerators and Denominators of the Earnings Per Share	A reconciliation of the numerators and denominators of the earnings per common share and earnings per common share assuming dilution computations for the three months ended March 31, 2015 and 2014 is presented below:

		Three Months Ended
		March 31,
		2015		2014
	Basic earnings per share
	Income available to common stockholders	$	3,142	$	3,505
	Weighted average common shares outstanding		8,143,326		8,043,213
	Earnings per share	$	0.39	$	0.44

	Diluted earnings per share
	Income available to common stockholders	$	3,142	$	3,505
	Weighted average common shares outstanding		8,143,326		8,043,213
	Add dilutive effects of potential additional common stock		488,900		506,943
	Weighted average common and dilutive potential common shares outstanding		8,632,226		8,550,156
	Earnings per share assuming dilution	$	0.36	$	0.41

FAIR_VALUE_Tables

FAIR VALUE (Tables)	3 Months Ended
FAIR VALUE (Tables)	Mar. 31, 2015
FAIR VALUE [Abstract]
Carrying Amounts and Estimated Fair Values of Financial Instruments	The carrying amounts and estimated fair values of financial instruments at March 31, 2015 were as follows:

						Fair Value Measurements at March 31, 2015 Using
		Carrying				Level 1				Level 2			Level 3		Total
		Amount				Level 1				Level 2			Level 3		Total
	Financial assets
	Cash and due from banks	$	85,816			$	85,816			$	-		$	-	$	85,816
	Federal funds sold		24,417				24,417				-			-		24,417
	Securities available for sale		225,137				-				225,137			-		225,137
	Loans held for sale		633				-				-			633		633
	Loans, net		861,944				-				-			865,188		865,188
	Federal Home Loan Bank stock		2,996				n/a				n/a			n/a		n/a
	Interest receivable		3,105				-				621			2,484		3,105

	Financial liabilities
	Deposits	$	(1,089,798	)		$	(731,723	)		$	(357,997	)	$	-	$	(1,089,720	)
	Securities sold under agreements to repurchase		(18,099	)			-				(18,099	)		-		(18,099	)
	Other borrowed funds		(11,115	)			-				(11,127	)		-		(11,127	)
	Interest payable		(386	)			(6	)			(380	)		-		(386	)


	The carrying amounts and estimated fair values of financial instruments at December 31, 2014 were as follows:

						Fair Value Measurements at December 31, 2014 Using
		Carrying				Level 1				Level 2			Level 3		Total
		Amount				Level 1				Level 2			Level 3		Total
	Financial assets
	Cash and due from banks	$	70,398			$	70,398			$	-		$	-	$	70,398
	Federal funds sold		4,986				4,986				-			-		4,986
	Securities available for sale		229,750				-				229,610			140		229,750
	Loans held for sale		226				-				-			226		226
	Loans, net		869,364				-				-			870,273		870,273
	Federal Home Loan Bank stock		2,996				n/a				n/a			n/a		n/a
	Interest receivable		3,219				-				625			2,594		3,219

	Financial liabilities
	Deposits	$	(1,075,243	)		$	(711,118	)		$	(363,481	)	$	-	$	(1,074,599	)
	Securities sold under agreements to repurchase		(15,580	)			-				(15,580	)		-		(15,580	)
	Other borrowed funds		(11,722	)			-				(11,760	)		-		(11,760	)
	Interest payable		(434	)			(6	)			(428	)		-		(434	)

Assets and Liabilities Measured at Fair Value on a Recurring Basis	Assets and liabilities measured at fair value on a recurring basis are summarized below:

						Fair Value Measurements at March 31, 2015 Using:
		Carrying Value				Quoted Prices in Active Markets for Identical Assets				Significant Other Observable Inputs			Significant Unobservable Inputs
		Carrying Value				(Level 1)				(Level 2)			(Level 3)
	Available for sale
	Mortgage-backed securities
	U. S. agency MBS - residential	$	59,538			$	-			$	59,538		$	-
	U. S. agency CMO’s - residential		136,348				-				136,348			-
	Total mortgage-backed securities of government sponsored agencies		195,886				-				195,886			-
	U. S. government sponsored agency securities		18,600				-				18,600			-
	Obligations of states and political subdivisions		10,651				-				10,651			-
	Total available for sale	$	225,137			$	-			$	225,137		$	-


						Fair Value Measurements at December 31, 2014 Using:
		Carrying Value				Quoted Prices in Active Markets for Identical Assets				Significant Other Observable Inputs			Significant Unobservable Inputs
		Carrying Value				(Level 1)				(Level 2)			(Level 3)
	Available for sale
	Mortgage-backed securities
	U. S. agency MBS - residential	$	52,780			$	-			$	52,780		$	-
	U. S. agency CMO’s		144,188				-				144,188			-
	Total mortgage-backed securities of government sponsored agencies		196,968				-				196,968			-
	U. S. government sponsored agency securities		22,506				-				22,506			-
	Obligations of states and political subdivisions		10,276				-				10,136			140
	Total securities available for sale	$	229,750			$	-			$	229,610		$	140
	Mortgage-backed securities
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation	The table below presents a reconciliation of all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the quarter ended March 31, 2015:

		Securities Available-for-sale
		Quarter Ended
		March 31, 2015
	Balance of recurring Level 3 assets at beginning of period	$	140
	Total gains or losses (realized/unrealized):
	Included in earnings – realized		-
	Included in earnings – unrealized		-
	Included in other comprehensive income		-
	Purchases, sales, issuances and settlements, net		(140	)
	Transfers in and/or out of Level 3		-
	Balance of recurring Level 3 assets at period-end	$	-
Assets and Liabilities Measured at Fair Value on a Non-recurring Basis	Assets and liabilities measured at fair value on a non-recurring basis at March 31, 2015 are summarized below:

						Fair Value Measurements at March 31, 2015 Using
		Carrying Value				Quoted Prices in Active Markets for Identical Assets				Significant Other Observable Inputs (Level 2)			Significant Unobservable Inputs
		Carrying Value				(Level 1)				Significant Other Observable Inputs (Level 2)			(Level 3)
	Assets:
	Impaired loans:
	Commercial real estate
	Owner occupied	$	346				-				-		$	346
	Non-owner occupied		589				-				-			589
	Commercial and industrial		68				-				-			68
	All other		4,246				-				-			4,246
	Total impaired loans	$	5,249			$	-			$	-		$	5,249

	Other real estate owned:
	Commercial real estate
	Non-owner occupied	$	2,003				-				-		$	2,003
	All other		7,711				-				-			7,711
	Total OREO	$	9,714			$	-			$	-		$	9,714

	Assets and liabilities measured at fair value on a non-recurring basis at December 31, 2014 are summarized below:

						Fair Value Measurements at December 31, 2014 Using
		Carrying Value				Quoted Prices in Active Markets for Identical Assets				Significant Other Observable Inputs (Level 2)			Significant Unobservable Inputs
		Carrying Value				(Level 1)				Significant Other Observable Inputs (Level 2)			(Level 3)
	Assets:
	Impaired loans:
	Commercial real estate
	Owner occupied		600				-				-			600
	Non-owner occupied		630				-				-			630
	Commercial and industrial		341				-				-			341
	All other		4,229				-				-			4,229
	Total impaired loans		5,800			$	-			$	-		$	5,800

	Other real estate owned:
	Commercial real estate
	Non-owner occupied		2,003				-				-			2,003
	All other		8,203				-				-			8,203
	Total OREO	$	10,206			$	-			$	-		$	10,206
Fair Value Inputs, Assets, Quantitative Information	The significant unobservable inputs related to assets and liabilities measured at fair value on a non-recurring basis at March 31, 2015 are summarized below:

		March 31, 2015			Valuation Techniques		Unobservable Inputs		Range (Weighted Avg)
	Impaired loans:
	Commercial real estate
	Owner occupied		346		sales comparison		adjustment for limited salability of specialized property		65.5%-72.4%(52.4%)
	Non-owner occupied		589		sales comparison		adjustment for limited salability of specialized property		41.1%-41.1%(41.1%)
	Commercial and industrial		68		sales comparison		adjustment for limited salability of specialized property		8.0%-8.0%(8.0%)
	All other		4,246		sales comparison		adjustment for percentage of completion of construction		57.2%-57.2%(57.2%)
	Total impaired loans		5,249

	Other real estate owned:
	Commercial real estate
	Non-owner occupied		2,003		sales comparison		adjustment for differences between the comparable sales		17.2%-17.2%(17.2%)
	All other		7,711		sales comparison		adjustment for estimated realizable value		24.6%-67.4%(25.0%)
	Total OREO	$	9,714

	The significant unobservable inputs related to assets and liabilities measured at fair value on a non-recurring basis at December 31, 2014 are summarized below:

		December 31, 2014			Valuation Techniques		Unobservable Inputs		Range (Weighted Avg)
	Impaired loans:
	Commercial real estate
	Owner occupied		600		sales comparison		adjustment for limited salability of specialized property		44.8%-72.4%(58.9%)
	Non-owner occupied		630		sales comparison		adjustment for differences between the comparable sales		16.9%-54.6%(16.9%)
	Commercial and industrial		341		sales comparison		adjustment for limited salability of specialized property		26.2%-41.2%(27.0%)
	All other		4,229		sales comparison		adjustment for percentage of completion of construction		57.3%-57.3%(57.3%)
	Total impaired loans		5,800

	Other real estate owned:
	Commercial real estate
	Non-owner occupied		2,003		sales comparison		adjustment for differences between the comparable sales		17.8%-17.8%(17.8%)
	All other		8,203		sales comparison		adjustment for estimated realizable value		24.6%-50.3%(45.0%)
	Total OREO	$	10,206

SUBSEQUENT_EVENT_Tables

SUBSEQUENT EVENT (Tables)	3 Months Ended
SUBSEQUENT EVENT (Tables)	Mar. 31, 2015
SUBSEQUENT EVENT [Abstract]
Summary of Pro Forma Regulatory Capital Ratios for the Company Assuming the Purchase of Warrant	Shown below is a summary of the pro forma March 31, 2015 regulatory capital ratios for the Company assuming the purchase of Warrant.
		Pro Forma			Regulatory			To Be Considered
		Mar 31,			Minimum			Well Capitalized
		2015			Requirements
	Common Equity Tier 1 Capital (to Risk-Weighted Assets)		12.6	%		4.5	%		6.5	%
	Tier 1 Capital (to Risk-Weighted Assets)		12.6	%		6	%		8	%
	Total Capital (to Risk-Weighted Assets)		13.8	%		8	%		10	%
	Tier 1 Capital (to Average Assets)		9	%		4	%		5	%

BASIS_OF_PRESENTATION_Details

BASIS OF PRESENTATION (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014
Consolidation, Wholly Owned Subsidiaries [Line Items]
Total Assets	$1,274,106		$1,252,824
Net Income	3,142	3,670
Citizens Deposit Bank & Trust [Member] \| Vanceburg, Kentucky [Member]
Consolidation, Wholly Owned Subsidiaries [Line Items]
Year Acquired	1991
Total Assets	388,304
Net Income	1,014
Premier Bank, Inc. [Member] \| Huntington, West Virginia [Member]
Consolidation, Wholly Owned Subsidiaries [Line Items]
Year Acquired	1998
Total Assets	880,024
Net Income	2,573
Parent and Intercompany Eliminations [Member]
Consolidation, Wholly Owned Subsidiaries [Line Items]
Total Assets	5,778
Net Income	($445)

SECURITIES_Details

SECURITIES (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Available-for-sale Investment securities [Abstract]
Amortized Cost	$221,566	$227,486
Unrealized Gains	4,074	3,232
Unrealized Losses	-503	-968
Available for sale, Fair Value	225,137	229,750
U. S. Sponsored Agency MBS - residential [Member]
Available-for-sale Investment securities [Abstract]
Amortized Cost	58,377	52,006
Unrealized Gains	1,165	774
Unrealized Losses	-4	0
Available for sale, Fair Value	59,538	52,780
U. S. sponsored agency CMO's - residential [Member]
Available-for-sale Investment securities [Abstract]
Amortized Cost	134,321	142,932
Unrealized Gains	2,526	2,167
Unrealized Losses	-499	-911
Available for sale, Fair Value	136,348	144,188
Total mortgage-backed securities of government sponsored agencies [Member]
Available-for-sale Investment securities [Abstract]
Amortized Cost	192,698	194,938
Unrealized Gains	3,691	2,941
Unrealized Losses	-503	-911
Available for sale, Fair Value	195,886	196,968
U. S. Government Sponsored Agency Securities [Member]
Available-for-sale Investment securities [Abstract]
Amortized Cost	18,494	22,553
Unrealized Gains	106	30
Unrealized Losses	0	-57
Available for sale, Fair Value	18,600	22,506
Obligations of states and political subdivisions [Member]
Available-for-sale Investment securities [Abstract]
Amortized Cost	10,374	10,015
Unrealized Gains	277	261
Unrealized Losses	0	0
Available for sale, Fair Value	$10,651	$10,276

SECURITIES_By_Contractual_Matu

SECURITIES, By Contractual Maturity (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014
Amortized cost of available-for-sale securities by contractual maturity [Abstract]
Due in one year or less	$3,795
Due after one year through five years	20,574
Due after five years through ten years	3,833
Due after ten years	666
Mortgage-backed securities of government sponsored agencies	192,698
Available for sale, Amortized Cost	221,566
Fair value of available-for-sale securities by contractual maturity [Abstract]
Due in one year or less	3,822
Due after one year through five years	20,816
Due after five years through ten years	3,918
Due after ten years	695
Mortgage backed securities of government sponsored agencies	195,886
Available for sale, Fair Value	225,137		229,750
Proceeds from the sale of securities	$0	$0

SECURITIES_With_Unrealized_Los

SECURITIES, With Unrealized Losses (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Continuous Unrealized Loss Position, Fair Value [Abstract]
Less than 12 Months, Fair Value	$6,737	$15,165
12 Months or More, Fair Value	21,092	26,471
Total Fair Value	27,829	41,636
Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than 12 Months, Unrealized Loss	-31	-109
12 Months or More, Unrealized Loss	-472	-859
Total Unrealized Loss	-503	-968
U. S. Government Sponsored Agency Securities [Member]
Continuous Unrealized Loss Position, Fair Value [Abstract]
Less than 12 Months, Fair Value		9,971
12 Months or More, Fair Value		0
Total Fair Value		9,971
Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than 12 Months, Unrealized Loss		-57
12 Months or More, Unrealized Loss		0
Total Unrealized Loss		-57
U. S. Sponsored Agency MBS - residential [Member]
Continuous Unrealized Loss Position, Fair Value [Abstract]
Less than 12 Months, Fair Value	1,805
12 Months or More, Fair Value	0
Total Fair Value	1,805
Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than 12 Months, Unrealized Loss	-4
12 Months or More, Unrealized Loss	0
Total Unrealized Loss	-4
U. S. Government Sponsored Agency CMO's - residential [Member]
Continuous Unrealized Loss Position, Fair Value [Abstract]
Less than 12 Months, Fair Value	4,932	5,194
12 Months or More, Fair Value	21,092	26,471
Total Fair Value	26,024	31,665
Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than 12 Months, Unrealized Loss	-27	-52
12 Months or More, Unrealized Loss	-472	-859
Total Unrealized Loss	($499)	($911)

LOANS_Major_Classifications_of

LOANS, Major Classifications of Loans (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$872,114	$879,711
Residential Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	277,825	278,212
Multifamily Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	28,971	30,310
Owner Occupied Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	124,918	120,861
Non Owner Occupied Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	224,566	230,750
Commercial and Industrial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	81,113	85,943
Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	31,182	32,745
All Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$103,539	$100,890

LOANS_Activity_in_The_Allowanc

LOANS, Activity in The Allowance For Loan Losses by Portfolio Segment (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Activity in the allowance for loan losses by portfolio segment [Roll Forward]
Balance, beginning of period	$10,347	$11,027
Provision (credit) for loan losses	69	-310
Loans charged-off	350	446
Recoveries	104	73
Balance, end of period	10,170	10,344
Residential Real Estate [Member]
Activity in the allowance for loan losses by portfolio segment [Roll Forward]
Balance, beginning of period	2,093	2,694
Provision (credit) for loan losses	154	-427
Loans charged-off	74	19
Recoveries	23	2
Balance, end of period	2,196	2,250
Multifamily Real Estate [Member]
Activity in the allowance for loan losses by portfolio segment [Roll Forward]
Balance, beginning of period	304	417
Provision (credit) for loan losses	-17	-120
Loans charged-off	0	0
Recoveries	0	0
Balance, end of period	287	297
Owner Occupied Commercial Real Estate [Member]
Activity in the allowance for loan losses by portfolio segment [Roll Forward]
Balance, beginning of period	1,501	1,407
Provision (credit) for loan losses	-11	71
Loans charged-off	2	1
Recoveries	1	0
Balance, end of period	1,489	1,477
Non Owner Occupied Commercial Real Estate [Member]
Activity in the allowance for loan losses by portfolio segment [Roll Forward]
Balance, beginning of period	2,316	2,037
Provision (credit) for loan losses	8	648
Loans charged-off	0	300
Recoveries	0	0
Balance, end of period	2,324	2,385
Commercial and Industrial [Member]
Activity in the allowance for loan losses by portfolio segment [Roll Forward]
Balance, beginning of period	1,444	2,184
Provision (credit) for loan losses	165	-596
Loans charged-off	161	63
Recoveries	2	2
Balance, end of period	1,450	1,527
Consumer [Member]
Activity in the allowance for loan losses by portfolio segment [Roll Forward]
Balance, beginning of period	243	297
Provision (credit) for loan losses	18	-70
Loans charged-off	54	26
Recoveries	34	19
Balance, end of period	241	220
All Other [Member]
Activity in the allowance for loan losses by portfolio segment [Roll Forward]
Balance, beginning of period	2,446	1,991
Provision (credit) for loan losses	-248	184
Loans charged-off	59	37
Recoveries	44	50
Balance, end of period	$2,183	$2,188

LOANS_Purchased_Loans_Details

LOANS, Purchased Loans (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014
Purchased loans [Abstract]
Loans And Leases Receivable Purchased With Deteriorated Credit Quality	$11,547		$11,587
Contractual principal balance	21,215		21,250
Carrying amount, net of allowance	10,599		10,639
Increase in allowance for loan losses related to purchased loans	0	0
Accretable Yield [Roll Forward]
Beginning Balance	204	217
New loans purchased	0	0
Accretion of income	-5	-3
Reclassifications from non-accretable difference	0	0
Disposals	0	0
Ending Balance	199	214
Multifamily Real Estate [Member]
Purchased loans [Abstract]
Loans And Leases Receivable Purchased With Deteriorated Credit Quality	479		497
Owner Occupied Commercial Real Estate [Member]
Purchased loans [Abstract]
Loans And Leases Receivable Purchased With Deteriorated Credit Quality	131		131
Non Owner Occupied Commercial Real Estate [Member]
Purchased loans [Abstract]
Loans And Leases Receivable Purchased With Deteriorated Credit Quality	5,658		5,695
Commercial and Industrial [Member]
Purchased loans [Abstract]
Loans And Leases Receivable Purchased With Deteriorated Credit Quality	133		136
All Other [Member]
Purchased loans [Abstract]
Loans And Leases Receivable Purchased With Deteriorated Credit Quality	$5,146		$5,128

LOANS_Past_Due_And_Nonperformi

LOANS, Past Due And Non-performing Loans (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Past due and non-performing loans [Abstract]
Principal Owed on Non-accrual Loans	$21,978	$22,767
Recorded Investment in Non-accrual Loans	11,743	12,712
Loans Past Due Over 90 Days, still accruing	1,796	1,266
Residential Real Estate [Member]
Past due and non-performing loans [Abstract]
Principal Owed on Non-accrual Loans	2,598	1,996
Recorded Investment in Non-accrual Loans	2,094	1,768
Loans Past Due Over 90 Days, still accruing	1,060	668
Multifamily Real Estate [Member]
Past due and non-performing loans [Abstract]
Principal Owed on Non-accrual Loans	1,801	1,803
Recorded Investment in Non-accrual Loans	1,018	1,033
Loans Past Due Over 90 Days, still accruing	173	564
Owner Occupied Commercial Real Estate [Member]
Past due and non-performing loans [Abstract]
Principal Owed on Non-accrual Loans	989	2,115
Recorded Investment in Non-accrual Loans	831	1,928
Loans Past Due Over 90 Days, still accruing	0	0
Non Owner Occupied Commercial Real Estate [Member]
Past due and non-performing loans [Abstract]
Principal Owed on Non-accrual Loans	1,988	2,020
Recorded Investment in Non-accrual Loans	1,757	1,819
Loans Past Due Over 90 Days, still accruing	0	26
Commercial and Industrial [Member]
Past due and non-performing loans [Abstract]
Principal Owed on Non-accrual Loans	1,761	2,012
Recorded Investment in Non-accrual Loans	663	806
Loans Past Due Over 90 Days, still accruing	563	8
Consumer [Member]
Past due and non-performing loans [Abstract]
Principal Owed on Non-accrual Loans	208	213
Recorded Investment in Non-accrual Loans	181	185
Loans Past Due Over 90 Days, still accruing	0	0
All Other [Member]
Past due and non-performing loans [Abstract]
Principal Owed on Non-accrual Loans	12,633	12,608
Recorded Investment in Non-accrual Loans	5,199	5,173
Loans Past Due Over 90 Days, still accruing	$0	$0

LOANS_Past_Due_Aging_Analysis_

LOANS, Past Due Aging Analysis (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Aging of recorded investment in past due loans [Abstract]
Total Loans	$872,114	$879,711
30-89 Days Past Due	11,337	10,861
Greater than 90 days past due	11,560	11,812
Total Past Due	22,897	22,673
Loans Not Past Due	849,217	857,038
Residential Real Estate [Member]
Aging of recorded investment in past due loans [Abstract]
Total Loans	277,825	278,212
30-89 Days Past Due	5,197	5,810
Greater than 90 days past due	2,248	1,706
Total Past Due	7,445	7,516
Loans Not Past Due	270,380	270,696
Multifamily Real Estate [Member]
Aging of recorded investment in past due loans [Abstract]
Total Loans	28,971	30,310
30-89 Days Past Due	1,126	177
Greater than 90 days past due	712	1,100
Total Past Due	1,838	1,277
Loans Not Past Due	27,133	29,033
Owner Occupied Commercial Real Estate [Member]
Aging of recorded investment in past due loans [Abstract]
Total Loans	124,918	120,861
30-89 Days Past Due	2,217	250
Greater than 90 days past due	453	1,530
Total Past Due	2,670	1,780
Loans Not Past Due	122,248	119,081
Non Owner Occupied Commercial Real Estate [Member]
Aging of recorded investment in past due loans [Abstract]
Total Loans	224,566	230,750
30-89 Days Past Due	1,827	2,173
Greater than 90 days past due	1,757	1,670
Total Past Due	3,584	3,843
Loans Not Past Due	220,982	226,907
Commercial and Industrial [Member]
Aging of recorded investment in past due loans [Abstract]
Total Loans	81,113	85,943
30-89 Days Past Due	279	1,720
Greater than 90 days past due	1,115	608
Total Past Due	1,394	2,328
Loans Not Past Due	79,719	83,615
Consumer [Member]
Aging of recorded investment in past due loans [Abstract]
Total Loans	31,182	32,745
30-89 Days Past Due	414	497
Greater than 90 days past due	76	71
Total Past Due	490	568
Loans Not Past Due	30,692	32,177
All Other [Member]
Aging of recorded investment in past due loans [Abstract]
Total Loans	103,539	100,890
30-89 Days Past Due	277	234
Greater than 90 days past due	5,199	5,127
Total Past Due	5,476	5,361
Loans Not Past Due	$98,063	$95,529

LOANS_Allowance_for_Loan_Losse

LOANS, Allowance for Loan Losses and Recorded Investment in Loans by Portfolio Segment Based on Impairment Method (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014	Mar. 31, 2014	Dec. 31, 2013
Allowance for Loan Losses [Abstract]
Individually evaluated for impairment, allowance for loan losses	$461	$452
Collectively evaluated for impairment, allowance for loan losses	8,761	8,947
Acquired with deteriorated credit quality, allowance for loan losses	948	948
Total allowance for loan losses	10,170	10,347	10,344	11,027
Loans Balances [Abstract]
Individually evaluated for impairment, loan balances	9,826	9,569
Collectively evaluated for impairment, loan balances	850,741	858,555
Acquired with deteriorated credit quality, loan balances	11,547	11,587
Total Loans	872,114	879,711
Residential Real Estate [Member]
Allowance for Loan Losses [Abstract]
Individually evaluated for impairment, allowance for loan losses	0	0
Collectively evaluated for impairment, allowance for loan losses	2,196	2,093
Acquired with deteriorated credit quality, allowance for loan losses	0	0
Total allowance for loan losses	2,196	2,093	2,250	2,694
Loans Balances [Abstract]
Individually evaluated for impairment, loan balances	133	137
Collectively evaluated for impairment, loan balances	277,692	278,075
Acquired with deteriorated credit quality, loan balances	0	0
Total Loans	277,825	278,212
Multifamily Real Estate [Member]
Allowance for Loan Losses [Abstract]
Individually evaluated for impairment, allowance for loan losses	0	0
Collectively evaluated for impairment, allowance for loan losses	287	304
Acquired with deteriorated credit quality, allowance for loan losses	0	0
Total allowance for loan losses	287	304	297	417
Loans Balances [Abstract]
Individually evaluated for impairment, loan balances	2,082	536
Collectively evaluated for impairment, loan balances	26,410	29,277
Acquired with deteriorated credit quality, loan balances	479	497
Total Loans	28,971	30,310
Owner Occupied Commercial Real Estate [Member]
Allowance for Loan Losses [Abstract]
Individually evaluated for impairment, allowance for loan losses	69	107
Collectively evaluated for impairment, allowance for loan losses	1,420	1,394
Acquired with deteriorated credit quality, allowance for loan losses	0	0
Total allowance for loan losses	1,489	1,501	1,477	1,407
Loans Balances [Abstract]
Individually evaluated for impairment, loan balances	901	2,011
Collectively evaluated for impairment, loan balances	123,886	118,719
Acquired with deteriorated credit quality, loan balances	131	131
Total Loans	124,918	120,861
Non Owner Occupied Commercial Real Estate [Member]
Allowance for Loan Losses [Abstract]
Individually evaluated for impairment, allowance for loan losses	33	54
Collectively evaluated for impairment, allowance for loan losses	2,291	2,262
Acquired with deteriorated credit quality, allowance for loan losses	0	0
Total allowance for loan losses	2,324	2,316	2,385	2,037
Loans Balances [Abstract]
Individually evaluated for impairment, loan balances	4,727	4,874
Collectively evaluated for impairment, loan balances	214,181	220,181
Acquired with deteriorated credit quality, loan balances	5,658	5,695
Total Loans	224,566	230,750
Commercial and Industrial [Member]
Allowance for Loan Losses [Abstract]
Individually evaluated for impairment, allowance for loan losses	359	291
Collectively evaluated for impairment, allowance for loan losses	1,043	1,105
Acquired with deteriorated credit quality, allowance for loan losses	48	48
Total allowance for loan losses	1,450	1,444	1,527	2,184
Loans Balances [Abstract]
Individually evaluated for impairment, loan balances	975	902
Collectively evaluated for impairment, loan balances	80,005	84,905
Acquired with deteriorated credit quality, loan balances	133	136
Total Loans	81,113	85,943
Consumer [Member]
Allowance for Loan Losses [Abstract]
Individually evaluated for impairment, allowance for loan losses	0	0
Collectively evaluated for impairment, allowance for loan losses	241	243
Acquired with deteriorated credit quality, allowance for loan losses	0	0
Total allowance for loan losses	241	243	220	297
Loans Balances [Abstract]
Individually evaluated for impairment, loan balances	0	0
Collectively evaluated for impairment, loan balances	31,182	32,745
Acquired with deteriorated credit quality, loan balances	0	0
Total Loans	31,182	32,745
All Other [Member]
Allowance for Loan Losses [Abstract]
Individually evaluated for impairment, allowance for loan losses	0	0
Collectively evaluated for impairment, allowance for loan losses	1,283	1,546
Acquired with deteriorated credit quality, allowance for loan losses	900	900
Total allowance for loan losses	2,183	2,446	2,188	1,991
Loans Balances [Abstract]
Individually evaluated for impairment, loan balances	1,008	1,109
Collectively evaluated for impairment, loan balances	97,385	94,653
Acquired with deteriorated credit quality, loan balances	5,146	5,128
Total Loans	$103,539	$100,890

LOANS_Individually_Evaluated_F

LOANS, Individually Evaluated For Impairment (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
LOANS [Abstract]
Purchased financing receivable individually evaluated for impairment	$5,673	$5,673
Loans individually evaluated for impairment [Abstract]
Unpaid Principal Balance	25,099	24,803
Recorded Investment	15,499	15,242
Allowance for Loan Losses Allocated	1,409	1,400
With no related allowance recorded: [Member]
Loans individually evaluated for impairment [Abstract]
Unpaid Principal Balance	10,772	9,958
Recorded Investment	8,841	8,042
Allowance for Loan Losses Allocated	0	0
With an allowance recorded: [Member]
Loans individually evaluated for impairment [Abstract]
Unpaid Principal Balance	14,327	14,845
Recorded Investment	6,658	7,200
Allowance for Loan Losses Allocated	1,409	1,400
Residential Real Estate [Member] \| With no related allowance recorded: [Member]
Loans individually evaluated for impairment [Abstract]
Unpaid Principal Balance	175	179
Recorded Investment	133	137
Allowance for Loan Losses Allocated	0	0
Multifamily real estate [Member] \| With no related allowance recorded: [Member]
Loans individually evaluated for impairment [Abstract]
Unpaid Principal Balance	3,343	1,803
Recorded Investment	2,561	1,033
Allowance for Loan Losses Allocated	0	0
Owner Occupied Commercial Real Estate [Member] \| With no related allowance recorded: [Member]
Loans individually evaluated for impairment [Abstract]
Unpaid Principal Balance	549	1,404
Recorded Investment	486	1,304
Allowance for Loan Losses Allocated	0	0
Owner Occupied Commercial Real Estate [Member] \| With an allowance recorded: [Member]
Loans individually evaluated for impairment [Abstract]
Unpaid Principal Balance	415	707
Recorded Investment	415	707
Allowance for Loan Losses Allocated	69	107
Non Owner Occupied Commercial Real Estate [Member] \| With no related allowance recorded: [Member]
Loans individually evaluated for impairment [Abstract]
Unpaid Principal Balance	4,336	4,398
Recorded Investment	4,105	4,190
Allowance for Loan Losses Allocated	0	0
Non Owner Occupied Commercial Real Estate [Member] \| With an allowance recorded: [Member]
Loans individually evaluated for impairment [Abstract]
Unpaid Principal Balance	622	684
Recorded Investment	622	684
Allowance for Loan Losses Allocated	33	54
Commercial and Industrial [Member] \| With no related allowance recorded: [Member]
Loans individually evaluated for impairment [Abstract]
Unpaid Principal Balance	1,325	1,030
Recorded Investment	548	270
Allowance for Loan Losses Allocated	0	0
Commercial and Industrial [Member] \| With an allowance recorded: [Member]
Loans individually evaluated for impairment [Abstract]
Unpaid Principal Balance	747	929
Recorded Investment	475	680
Allowance for Loan Losses Allocated	407	339
All Other [Member] \| With no related allowance recorded: [Member]
Loans individually evaluated for impairment [Abstract]
Unpaid Principal Balance	1,044	1,144
Recorded Investment	1,008	1,108
Allowance for Loan Losses Allocated	0	0
All Other [Member] \| With an allowance recorded: [Member]
Loans individually evaluated for impairment [Abstract]
Unpaid Principal Balance	12,543	12,525
Recorded Investment	5,146	5,129
Allowance for Loan Losses Allocated	$900	$900

LOANS_Average_Balance_of_Loans

LOANS, Average Balance of Loans Individually Evaluated For Impairment (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Financing receivable average balance individually evaluated for impairment [Line Items]
Average Recorded Investment	$15,370	$19,484
Interest Income Recognized	78	1,765
Cash Basis Interest Recognized	72	1,759
Residential Real Estate [Member]
Financing receivable average balance individually evaluated for impairment [Line Items]
Average Recorded Investment	135	2,676
Interest Income Recognized	1	34
Cash Basis Interest Recognized	1	34
Multifamily Real Estate [Member]
Financing receivable average balance individually evaluated for impairment [Line Items]
Average Recorded Investment	1,796	2,708
Interest Income Recognized	0	708
Cash Basis Interest Recognized	0	708
Owner Occupied Commercial Real Estate [Member]
Financing receivable average balance individually evaluated for impairment [Line Items]
Average Recorded Investment	1,457	2,262
Interest Income Recognized	9	16
Cash Basis Interest Recognized	8	11
Non Owner Occupied Commercial Real Estate [Member]
Financing receivable average balance individually evaluated for impairment [Line Items]
Average Recorded Investment	4,800	1,097
Interest Income Recognized	48	627
Cash Basis Interest Recognized	48	627
Commercial and Industrial [Member]
Financing receivable average balance individually evaluated for impairment [Line Items]
Average Recorded Investment	987	2,967
Interest Income Recognized	4	335
Cash Basis Interest Recognized	4	335
All Other [Member]
Financing receivable average balance individually evaluated for impairment [Line Items]
Average Recorded Investment	6,195	7,774
Interest Income Recognized	16	44
Cash Basis Interest Recognized	$11	$44

LOANS_Troubled_Debt_Restructur

LOANS, Troubled Debt Restructurings (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Financing Receivable, Modifications [Line Items]
TDR's on Non-accrual	$13	$13
Other TDR's	3,589	2,489
Total TDR's	3,602	2,502
Residential Real Estate [Member]
Financing Receivable, Modifications [Line Items]
TDR's on Non-accrual	13	13
Other TDR's	187	191
Total TDR's	200	204
Non Owner Occupied Commercial Real Estate [Member]
Financing Receivable, Modifications [Line Items]
TDR's on Non-accrual	0	0
Other TDR's	469	474
Total TDR's	469	474
Commercial and Industrial [Member]
Financing Receivable, Modifications [Line Items]
TDR's on Non-accrual	0	0
Other TDR's	427	761
Total TDR's	427	761
All Other [Member]
Financing Receivable, Modifications [Line Items]
TDR's on Non-accrual	0	0
Other TDR's	963	1,063
Total TDR's	963	1,063
Multifamily real estate [Member]
Financing Receivable, Modifications [Line Items]
TDR's on Non-accrual	0
Other TDR's	1,543
Total TDR's	$1,543

LOANS_TDR_Modified_During_Peri

LOANS, TDR Modified During Period (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
	Loan	Mar. 31, 2014
Troubled Debt Restructuring Activity [Line Items]
Number of Loans	1
Pre-Modification Outstanding Recorded Investment	$1,543
Post-Modification Outstanding Recorded Investment	1,543
Increase in allowance for loan losses due to troubled debt restructuring	0	0
Defaults within 12 months after modification	0	0
Multifamily real estate [Member]
Troubled Debt Restructuring Activity [Line Items]
Number of Loans	1
Pre-Modification Outstanding Recorded Investment	1,543
Post-Modification Outstanding Recorded Investment	$1,543

LOANS_Risk_Category_of_Loans_b

LOANS, Risk Category of Loans by Class of Loans, Credit Quality Indicators (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Accounts, notes, loans and financing receivable [Line Items]
Loans	$872,114	$879,711
Residential Real Estate [Member]
Accounts, notes, loans and financing receivable [Line Items]
Loans	277,825	278,212
Multifamily Real Estate [Member]
Accounts, notes, loans and financing receivable [Line Items]
Loans	28,971	30,310
Owner Occupied Commercial Real Estate [Member]
Accounts, notes, loans and financing receivable [Line Items]
Loans	124,918	120,861
Non Owner Occupied Commercial Real Estate [Member]
Accounts, notes, loans and financing receivable [Line Items]
Loans	224,566	230,750
Commercial and Industrial [Member]
Accounts, notes, loans and financing receivable [Line Items]
Loans	81,113	85,943
Consumer [Member]
Accounts, notes, loans and financing receivable [Line Items]
Loans	31,182	32,745
All Other [Member]
Accounts, notes, loans and financing receivable [Line Items]
Loans	103,539	100,890
Pass [Member]
Accounts, notes, loans and financing receivable [Line Items]
Loans	824,130	827,711
Pass [Member] \| Residential Real Estate [Member]
Accounts, notes, loans and financing receivable [Line Items]
Loans	265,445	265,285
Pass [Member] \| Multifamily Real Estate [Member]
Accounts, notes, loans and financing receivable [Line Items]
Loans	24,316	27,260
Pass [Member] \| Owner Occupied Commercial Real Estate [Member]
Accounts, notes, loans and financing receivable [Line Items]
Loans	116,104	111,024
Pass [Member] \| Non Owner Occupied Commercial Real Estate [Member]
Accounts, notes, loans and financing receivable [Line Items]
Loans	212,908	218,971
Pass [Member] \| Commercial and Industrial [Member]
Accounts, notes, loans and financing receivable [Line Items]
Loans	78,958	83,634
Pass [Member] \| Consumer [Member]
Accounts, notes, loans and financing receivable [Line Items]
Loans	30,794	32,364
Pass [Member] \| All Other [Member]
Accounts, notes, loans and financing receivable [Line Items]
Loans	95,605	89,173
Special Mention [Member]
Accounts, notes, loans and financing receivable [Line Items]
Loans	24,804	29,613
Special Mention [Member] \| Residential Real Estate [Member]
Accounts, notes, loans and financing receivable [Line Items]
Loans	7,339	8,292
Special Mention [Member] \| Multifamily Real Estate [Member]
Accounts, notes, loans and financing receivable [Line Items]
Loans	2,094	2,017
Special Mention [Member] \| Owner Occupied Commercial Real Estate [Member]
Accounts, notes, loans and financing receivable [Line Items]
Loans	6,327	6,505
Special Mention [Member] \| Non Owner Occupied Commercial Real Estate [Member]
Accounts, notes, loans and financing receivable [Line Items]
Loans	6,734	6,652
Special Mention [Member] \| Commercial and Industrial [Member]
Accounts, notes, loans and financing receivable [Line Items]
Loans	844	1,007
Special Mention [Member] \| Consumer [Member]
Accounts, notes, loans and financing receivable [Line Items]
Loans	289	267
Special Mention [Member] \| All Other [Member]
Accounts, notes, loans and financing receivable [Line Items]
Loans	1,177	4,873
Substandard [Member]
Accounts, notes, loans and financing receivable [Line Items]
Loans	23,115	22,347
Substandard [Member] \| Residential Real Estate [Member]
Accounts, notes, loans and financing receivable [Line Items]
Loans	5,028	4,622
Substandard [Member] \| Multifamily Real Estate [Member]
Accounts, notes, loans and financing receivable [Line Items]
Loans	2,561	1,033
Substandard [Member] \| Owner Occupied Commercial Real Estate [Member]
Accounts, notes, loans and financing receivable [Line Items]
Loans	2,487	3,332
Substandard [Member] \| Non Owner Occupied Commercial Real Estate [Member]
Accounts, notes, loans and financing receivable [Line Items]
Loans	4,924	5,127
Substandard [Member] \| Commercial and Industrial [Member]
Accounts, notes, loans and financing receivable [Line Items]
Loans	1,259	1,275
Substandard [Member] \| Consumer [Member]
Accounts, notes, loans and financing receivable [Line Items]
Loans	99	114
Substandard [Member] \| All Other [Member]
Accounts, notes, loans and financing receivable [Line Items]
Loans	6,757	6,844
Doubtful [Member]
Accounts, notes, loans and financing receivable [Line Items]
Loans	65	40
Doubtful [Member] \| Residential Real Estate [Member]
Accounts, notes, loans and financing receivable [Line Items]
Loans	13	13
Doubtful [Member] \| Multifamily Real Estate [Member]
Accounts, notes, loans and financing receivable [Line Items]
Loans	0	0
Doubtful [Member] \| Owner Occupied Commercial Real Estate [Member]
Accounts, notes, loans and financing receivable [Line Items]
Loans	0	0
Doubtful [Member] \| Non Owner Occupied Commercial Real Estate [Member]
Accounts, notes, loans and financing receivable [Line Items]
Loans	0	0
Doubtful [Member] \| Commercial and Industrial [Member]
Accounts, notes, loans and financing receivable [Line Items]
Loans	52	27
Doubtful [Member] \| Consumer [Member]
Accounts, notes, loans and financing receivable [Line Items]
Loans	0	0
Doubtful [Member] \| All Other [Member]
Accounts, notes, loans and financing receivable [Line Items]
Loans	$0	$0

STOCKHOLDERS_EQUITY_AND_REGULA2

STOCKHOLDERS' EQUITY AND REGULATORY MATTERS (Details) (USD $)	3 Months Ended
In Millions, unless otherwise specified	Mar. 31, 2015		Dec. 31, 2014
STOCKHOLDERS' EQUITY AND REGULATORY MATTERS [Abstract]
Number of previous years retained profit taken for dividend calculation	2 years
Funds available for dividends without prior approval	$5.50
Common Equity Tier I Capital (to Risk-Weighted Assets) (in hundredths)	13.20%
Common Equity Tier I Capital (to Risk-Weighted Assets), Regulatory Minimum Requirements (in hundredths)	4.50%
Common Equity Tier I Capital (to Risk-Weighted Assets), To Be Considered Well Capitalized (in hundredths)	6.50%
Tier I Capital (to Risk-Weighted Assets) (in hundredths)	13.20%		13.30%
Tier I Capital (to Risk-Weighted Assets), Regulatory Minimum Requirements (in hundredths)	6.00%	[1]
Tier I Capital (to Risk-Weighted Assets), To Be Considered Well Capitalized (in hundredths)	8.00%	[1]
Total Capital (to Risk-Weighted Assets) (in hundredths)	14.40%		14.60%
Total Capital (to Risk-Weighted Assets), Regulatory Minimum Requirements (in hundredths)	8.00%
Total Capital (to Risk-Weighted Assets), To Be Considered Well Capitalized (in hundredths)	10.00%
Tier I Capital (to Average Assets) (in hundredths)	9.40%		9.10%
Tier I Capital (to Average Assets), Regulatory Minimum Requirements (in hundredths)	4.00%
Tier I Capital (to Average Assets), To Be Considered Well Capitalized (in hundredths)	5.00%

[1]	The regulatory requirements presented in the table are effective as of January 1, 2015. At December 31, 2014, the minimum Tier 1 capital to risk-weighted assets ratio was 4.0% and to be considered well capitalized the ratio was required to be at least 6.0%.

PREFERRED_STOCK_AND_COMMON_STO1

PREFERRED STOCK AND COMMON STOCK WARRANT (Details) (USD $)	0 Months Ended
In Thousands, except Share data, unless otherwise specified	Nov. 14, 2014	Oct. 02, 2009	Mar. 31, 2015	Dec. 31, 2014
Class of Stock [Line Items]
Par value of common stock called by warrants (in dollars per share)			$0	$0
Series A Preferred Stock [Member]
Class of Stock [Line Items]
Preferred stock issued (in shares)		22,252
Preferred stock, par value (in dollars per share)		$0
Liquidation preference (in dollars per share)		$1,000
Value of preferred stock issued		$22,252
Preferred stock repurchased (in shares)	22,252
Series A Preferred Stock [Member] \| Before November 14, 2014 [Member]
Class of Stock [Line Items]
Accrued dividend rate (in hundredths)	5.00%
Warrants [Member]
Class of Stock [Line Items]
Term of warrant		10 years
Numbers of common stock to be purchased with warrants (in shares)		628,588	636,378
Par value of common stock called by warrants (in dollars per share)		$0
Exercise price of warrants (in dollars per share)		$5.31	$5.25
Threshold of quarterly common stock cash dividends paid (in dollars per share)		$0.11

STOCK_COMPENSATION_EXPENSE_Det

STOCK COMPENSATION EXPENSE (Details) (USD $)	3 Months Ended		0 Months Ended
STOCK COMPENSATION EXPENSE (Details) (USD $)	Mar. 31, 2015	Mar. 31, 2014	Mar. 18, 2015
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award vesting period, description	three equal annual installments	three equal annual installments
Stock option vesting periods	3 years	3 years
Grants (in shares)	47,650	46,300
Grants (in dollars per share)	$14.72	$14.43
Compensation expense	$139,000	$42,000
Unrecognized stock-based compensation expense	134,000
Unrecognized stock-based compensation, period of recognition	35 months
2012 Long Term Incentive Plan [Member] \| Robert W. Walker [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Grants (in shares)			7,000
Fair value of stock options granted (in dollars per share)			$14.72
Compensation expense			$103,000

STOCK_COMPENSATION_EXPENSE_Ass

STOCK COMPENSATION EXPENSE, Assumptions (Details) (USD $)	3 Months Ended
STOCK COMPENSATION EXPENSE, Assumptions (Details) (USD $)	Mar. 31, 2015	Mar. 31, 2014
Assumptions used in the black-scholes option-pricing model [Abstract]
Risk-free interest rate (in hundredths)	1.41%	2.78%
Expected option life (yrs)	5 years	10 years
Expected stock price volatility (in hundredths)	17.20%	31.19%
Dividend yield (in hundredths)	3.53%	3.33%
Weighted average fair value of options granted during the year (in dollars per share)	$1.37	$3.74

STOCK_COMPENSATION_EXPENSE_Sto

STOCK COMPENSATION EXPENSE, Stock Options Activity (Details) (USD $)	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
Stock options activity [Roll Forward]
Outstanding at beginning of year (in shares)	273,942	354,281
Grants (in shares)	47,650	46,300
Exercises (in shares)	-1,167	-8,701
Forfeitures or expired (in shares)	-3,833	-2,001
Outstanding at end of period (in shares)	316,592	389,879
Exercisable at end of period (in shares)	224,958	278,228
Weighted Average Exercise Price [Abstract]
Outstanding at beginning of year (in dollars per share)	$11.06	$9.84
Grants (in dollars per share)	$14.72	$14.43
Exercises (in dollars per share)	$9.15	$7.24
Forfeitures or expired (in dollars per share)	$12.24	$9.30
Outstanding at end of period (in dollars per share)	$11.61	$10.45
Weighted average remaining life of options outstanding	6 years 4 months 24 days	6 years 4 months 24 days
Weighted average fair value of options granted during the year (in dollars per share)	$1.37	$3.74

STOCK_COMPENSATION_EXPENSE_Aut

STOCK COMPENSATION EXPENSE, Authorized Stock Options By Exercise Price Range (Details) (USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2015
Share-based Compensation, Shares Granted under Stock Option Plans, Exercise Price Range [Line Items]
Outstanding, Number(in shares)	316,592
Outstanding, Weighted Average Exercise Price (in dollars per share)	$11.61
Outstanding, Aggregate Intrinsic Value	$1,166
Currently Exercisable, Number (in shares)	224,958
Currently Exercisable, Weighted Average Remaining Contractual Life	5 years 2 months 12 days
Currently Exercisable, Weighted Average Exercise Price (in dollars per share)	$10.58
Currently Exercisable, Aggregate Intrinsic Value	1,063
$6.50 to $10.00 [Member]
Share-based Compensation, Shares Granted under Stock Option Plans, Exercise Price Range [Line Items]
Range of Exercise Prices, lower range limit (in dollars per share)	$6.50
Range of Exercise Prices, upper range limit (in dollars per share)	$10
Outstanding, Number(in shares)	113,482
Outstanding, Weighted Average Exercise Price (in dollars per share)	$7.56
Outstanding, Aggregate Intrinsic Value	871
Currently Exercisable, Number (in shares)	113,482
Currently Exercisable, Weighted Average Remaining Contractual Life	6 years 2 months 12 days
Currently Exercisable, Weighted Average Exercise Price (in dollars per share)	$7.56
Currently Exercisable, Aggregate Intrinsic Value	871
$10.01 to $12.50 [Member]
Share-based Compensation, Shares Granted under Stock Option Plans, Exercise Price Range [Line Items]
Range of Exercise Prices, lower range limit (in dollars per share)	$10.01
Range of Exercise Prices, upper range limit (in dollars per share)	$12.50
Outstanding, Number(in shares)	40,500
Outstanding, Weighted Average Exercise Price (in dollars per share)	$11.39
Outstanding, Aggregate Intrinsic Value	156
Currently Exercisable, Number (in shares)	26,374
Currently Exercisable, Weighted Average Remaining Contractual Life	8 years
Currently Exercisable, Weighted Average Exercise Price (in dollars per share)	$11.39
Currently Exercisable, Aggregate Intrinsic Value	101
$12.51 to $15.00 [Member]
Share-based Compensation, Shares Granted under Stock Option Plans, Exercise Price Range [Line Items]
Range of Exercise Prices, lower range limit (in dollars per share)	$12.51
Range of Exercise Prices, upper range limit (in dollars per share)	$15
Outstanding, Number(in shares)	139,110
Outstanding, Weighted Average Exercise Price (in dollars per share)	$14.22
Outstanding, Aggregate Intrinsic Value	139
Currently Exercisable, Number (in shares)	61,602
Currently Exercisable, Weighted Average Remaining Contractual Life	4 years
Currently Exercisable, Weighted Average Exercise Price (in dollars per share)	$13.75
Currently Exercisable, Aggregate Intrinsic Value	91
$15.01 to $17.50 [Member]
Share-based Compensation, Shares Granted under Stock Option Plans, Exercise Price Range [Line Items]
Range of Exercise Prices, lower range limit (in dollars per share)	$15.01
Range of Exercise Prices, upper range limit (in dollars per share)	$17.50
Outstanding, Number(in shares)	23,500
Outstanding, Weighted Average Exercise Price (in dollars per share)	$16
Outstanding, Aggregate Intrinsic Value	0
Currently Exercisable, Number (in shares)	23,500
Currently Exercisable, Weighted Average Remaining Contractual Life	0 years 10 months 24 days
Currently Exercisable, Weighted Average Exercise Price (in dollars per share)	$16
Currently Exercisable, Aggregate Intrinsic Value	$0

EARNINGS_PER_SHARE_Details

EARNINGS PER SHARE (Details) (USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Basic earnings per share [Abstract]
Income available to common stockholders	$3,142	$3,505
Weighted average common shares outstanding (in shares)	8,143,326	8,043,213
Earnings per share (in dollars per share)	$0.39	$0.44
Diluted earnings per share [Abstract]
Income available to common stockholders	$3,142	$3,505
Weighted average common shares outstanding (in shares)	8,143,326	8,043,213
Add dilutive effects of potential additional common stock (in shares)	488,900	506,943
Weighted average common and dilutive potential common shares outstanding (in shares)	8,632,226	8,550,156
Earnings per share assuming dilution (in dollars per share)	$0.36	$0.41
Stock Options [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Securities not considered in computing diluted earnings per share (in shares)	23,500	69,800

FAIR_VALUE_Carrying_Amount_and

FAIR VALUE, Carrying Amount and Estimated Fair Value of Financial Instruments (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Financial assets [Abstract]
Securities available for sale	$225,137	$229,750
Level 1 [Member]
Financial assets [Abstract]
Cash and due from banks	85,816	70,398
Federal funds sold	24,417	4,986
Securities available for sale	0	0
Loans held for sale	0	0
Loans, net	0	0
Interest receivable	0	0
Financial liabilities [Abstract]
Deposits	-731,723	-711,118
Securities sold under agreements to repurchase	0	0
Other borrowed funds	0	0
Interest payable	-6	-6
Level 2 [Member]
Financial assets [Abstract]
Cash and due from banks	0	0
Federal funds sold	0	0
Securities available for sale	225,137	229,610
Loans held for sale	0	0
Loans, net	0	0
Interest receivable	621	625
Financial liabilities [Abstract]
Deposits	-357,997	-363,481
Securities sold under agreements to repurchase	-18,099	-15,580
Other borrowed funds	-11,127	-11,760
Interest payable	-380	-428
Level 3 [Member]
Financial assets [Abstract]
Cash and due from banks	0	0
Federal funds sold	0	0
Securities available for sale	0	140
Loans held for sale	633	226
Loans, net	865,188	870,273
Interest receivable	2,484	2,594
Financial liabilities [Abstract]
Deposits	0	0
Securities sold under agreements to repurchase	0	0
Other borrowed funds	0	0
Interest payable	0	0
Carrying Amount [Member]
Financial assets [Abstract]
Cash and due from banks	85,816	70,398
Federal funds sold	24,417	4,986
Securities available for sale	225,137	229,750
Loans held for sale	633	226
Loans, net	861,944	869,364
Federal Home Loan Bank stock	2,996	2,996
Interest receivable	3,105	3,219
Financial liabilities [Abstract]
Deposits	-1,089,798	-1,075,243
Securities sold under agreements to repurchase	-18,099	-15,580
Other borrowed funds	-11,115	-11,722
Interest payable	-386	-434
Fair Value [Member]
Financial assets [Abstract]
Cash and due from banks	85,816	70,398
Federal funds sold	24,417	4,986
Securities available for sale	225,137	229,750
Loans held for sale	633	226
Loans, net	865,188	870,273
Interest receivable	3,105	3,219
Financial liabilities [Abstract]
Deposits	-1,089,720	-1,074,599
Securities sold under agreements to repurchase	-18,099	-15,580
Other borrowed funds	-11,127	-11,760
Interest payable	($386)	($434)

FAIR_VALUE_Assets_and_Liabilit

FAIR VALUE, Assets and Liabilities Measured at Fair Value on Recurring Basis (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Securities available for sale
Available for sale, Fair Value	$225,137	$229,750
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Securities available for sale
Available for sale, Fair Value	0	0
Significant Other Observable Inputs (Level 2) [Member]
Securities available for sale
Available for sale, Fair Value	225,137	229,610
Significant Unobservable Inputs (Level 3) [Member]
Securities available for sale
Available for sale, Fair Value	0	140
Carrying Value [Member]
Securities available for sale
Available for sale, Fair Value	225,137	229,750
Recurring [Member] \| Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Securities available for sale
U. S. agency MBS - residential	0	0
U. S. agency CMO's - residential	0	0
Total mortgage-backed securities of government sponsored agencies	0	0
U. S. government sponsored agency securities	0	0
Obligations of states and political subdivisions	0	0
Available for sale, Fair Value	0	0
Recurring [Member] \| Significant Other Observable Inputs (Level 2) [Member]
Securities available for sale
U. S. agency MBS - residential	59,538	52,780
U. S. agency CMO's - residential	136,348	144,188
Total mortgage-backed securities of government sponsored agencies	195,886	196,968
U. S. government sponsored agency securities	18,600	22,506
Obligations of states and political subdivisions	10,651	10,136
Available for sale, Fair Value	225,137	229,610
Recurring [Member] \| Significant Unobservable Inputs (Level 3) [Member]
Securities available for sale
U. S. agency MBS - residential	0	0
U. S. agency CMO's - residential	0	0
Total mortgage-backed securities of government sponsored agencies	0	0
U. S. government sponsored agency securities	0	0
Obligations of states and political subdivisions	0	140
Available for sale, Fair Value	0	140
Recurring [Member] \| Carrying Value [Member]
Securities available for sale
U. S. agency MBS - residential	59,538	52,780
U. S. agency CMO's - residential	136,348	144,188
Total mortgage-backed securities of government sponsored agencies	195,886	196,968
U. S. government sponsored agency securities	18,600	22,506
Obligations of states and political subdivisions	10,651	10,276
Available for sale, Fair Value	$225,137	$229,750

FAIR_VALUE_Unobservable_Input_

FAIR VALUE, Unobservable Input Reconciliation (Details) (Securities Available-for-sale [Member], USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015
Securities Available-for-sale [Member]
Reconciliation of all assets measured at fair value on a recurring basis using significant unobservable inputs [Roll Forward]
Balance of recurring Level 3 assets at beginning of period	$140
Total Gains or Losses (Realized/Unrealized) [Abstract]
Included in earnings - realized	0
Included in earnings, unrealized	0
Included in other comprehensive income	0
Purchases, sales, issues and settlements, net	-140
Transfers in and / or out of Level 3	0
Balance of recurring Level 3 assets at period-end	$0

FAIR_VALUE_Assets_and_Liabilit1

FAIR VALUE, Assets and Liabilities Measured at Fair Value on Nonrecurring Basis (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014
Impaired Loans Additional Disclosure [Abstract]
Recorded investment in impaired loans carried at fair value	$6,658		$7,200
Valuation allowance for impaired loans	1,409		1,400
Impaired collateral dependent loans, provision for loan losses	9	-1,437
Other Real Estate Owned Additional Disclosure [Abstract]
Recorded investment in other real estate owned carried at fair value - gross	11,759		12,343
Valuation allowance for other real estate owned	2,145		2,137
Write downs	50	0
Nonrecurring [Member] \| Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Impaired loans: [Abstract]
Owner occupied commercial real estate	0		0
Non-owner occupied commercial real estate	0		0
Commercial and industrial	0		0
All other	0		0
Total impaired loans	0		0
Other real estate owned: [Abstract]
Non-owner occupied commercial real estate	0		0
All other	0		0
Total OREO	0		0
Nonrecurring [Member] \| Significant Other Observable Inputs (Level 2) [Member]
Impaired loans: [Abstract]
Owner occupied commercial real estate	0		0
Non-owner occupied commercial real estate	0		0
Commercial and industrial	0		0
All other	0		0
Total impaired loans	0		0
Other real estate owned: [Abstract]
Non-owner occupied commercial real estate	0		0
All other	0		0
Total OREO	0		0
Nonrecurring [Member] \| Significant Unobservable Inputs (Level 3) [Member]
Impaired loans: [Abstract]
Owner occupied commercial real estate	346		600
Non-owner occupied commercial real estate	589		630
Commercial and industrial	68		341
All other	4,246		4,229
Total impaired loans	5,249		5,800
Other real estate owned: [Abstract]
Non-owner occupied commercial real estate	2,003		2,003
All other	7,711		8,203
Total OREO	9,714		10,206
Nonrecurring [Member] \| Carrying Amount [Member]
Impaired loans: [Abstract]
Owner occupied commercial real estate	346		600
Non-owner occupied commercial real estate	589		630
Commercial and industrial	68		341
All other	4,246		4,229
Total impaired loans	5,249		5,800
Other real estate owned: [Abstract]
Non-owner occupied commercial real estate	2,003		2,003
All other	7,711		8,203
Total OREO	$9,714		$10,206

FAIR_VALUE_Asset_Quantitative_

FAIR VALUE, Asset Quantitative Information (Details) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Impaired Loans [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Asset fair value	5,249	5,800
Impaired Loans [Member] \| Owner Occupied Commercial Real Estate [Member] \| Sales Comparison [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Asset fair value	346	600
Impaired Loans [Member] \| Owner Occupied Commercial Real Estate [Member] \| Sales Comparison [Member] \| Minimum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Comparability of sales (in hundredths)	65.50%	44.80%
Impaired Loans [Member] \| Owner Occupied Commercial Real Estate [Member] \| Sales Comparison [Member] \| Maximum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Comparability of sales (in hundredths)	72.40%	72.40%
Impaired Loans [Member] \| Owner Occupied Commercial Real Estate [Member] \| Sales Comparison [Member] \| Weighted Average [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Comparability of sales (in hundredths)	52.40%	58.90%
Impaired Loans [Member] \| Non Owner Occupied Commercial Real Estate [Member] \| Sales Comparison [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Asset fair value	589	630
Impaired Loans [Member] \| Non Owner Occupied Commercial Real Estate [Member] \| Sales Comparison [Member] \| Minimum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Comparability of sales (in hundredths)	41.10%	16.90%
Impaired Loans [Member] \| Non Owner Occupied Commercial Real Estate [Member] \| Sales Comparison [Member] \| Maximum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Comparability of sales (in hundredths)	41.10%	54.60%
Impaired Loans [Member] \| Non Owner Occupied Commercial Real Estate [Member] \| Sales Comparison [Member] \| Weighted Average [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Comparability of sales (in hundredths)	41.10%	16.90%
Impaired Loans [Member] \| Commercial and Industrial [Member] \| Sales Comparison [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Asset fair value	68	341
Impaired Loans [Member] \| Commercial and Industrial [Member] \| Sales Comparison [Member] \| Minimum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Comparability of sales (in hundredths)	8.00%	26.20%
Impaired Loans [Member] \| Commercial and Industrial [Member] \| Sales Comparison [Member] \| Maximum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Comparability of sales (in hundredths)	8.00%	41.20%
Impaired Loans [Member] \| Commercial and Industrial [Member] \| Sales Comparison [Member] \| Weighted Average [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Comparability of sales (in hundredths)	8.00%	27.00%
Impaired Loans [Member] \| All Other [Member] \| Sales Comparison [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Asset fair value	4,246	4,229
Impaired Loans [Member] \| All Other [Member] \| Sales Comparison [Member] \| Minimum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Comparability of sales (in hundredths)	57.20%	57.30%
Impaired Loans [Member] \| All Other [Member] \| Sales Comparison [Member] \| Maximum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Comparability of sales (in hundredths)	57.20%	57.30%
Impaired Loans [Member] \| All Other [Member] \| Sales Comparison [Member] \| Weighted Average [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Comparability of sales (in hundredths)	57.20%	57.30%
Other Real Estate Owned [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Asset fair value	9,714	10,206
Other Real Estate Owned [Member] \| Non Owner Occupied Commercial Real Estate [Member] \| Sales Comparison [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Asset fair value	2,003	2,003
Other Real Estate Owned [Member] \| Non Owner Occupied Commercial Real Estate [Member] \| Sales Comparison [Member] \| Minimum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Comparability of sales (in hundredths)	17.20%	17.80%
Other Real Estate Owned [Member] \| Non Owner Occupied Commercial Real Estate [Member] \| Sales Comparison [Member] \| Maximum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Comparability of sales (in hundredths)	17.20%	17.80%
Other Real Estate Owned [Member] \| Non Owner Occupied Commercial Real Estate [Member] \| Sales Comparison [Member] \| Weighted Average [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Comparability of sales (in hundredths)	17.20%	17.80%
Other Real Estate Owned [Member] \| All Other [Member] \| Sales Comparison [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Asset fair value	7,711	8,203
Other Real Estate Owned [Member] \| All Other [Member] \| Sales Comparison [Member] \| Minimum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Comparability of sales (in hundredths)	24.60%	24.60%
Other Real Estate Owned [Member] \| All Other [Member] \| Sales Comparison [Member] \| Maximum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Comparability of sales (in hundredths)	67.40%	50.30%
Other Real Estate Owned [Member] \| All Other [Member] \| Sales Comparison [Member] \| Weighted Average [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Comparability of sales (in hundredths)	25.00%	45.00%

SUBSEQUENT_EVENT_Details

SUBSEQUENT EVENT (Details) (USD $)	0 Months Ended
SUBSEQUENT EVENT (Details) (USD $)	6-May-15	Mar. 31, 2015		Dec. 31, 2014
Subsequent Event [Line Items]
Common Equity Tier I Capital (to Risk-Weighted Assets) (in hundredths)		13.20%
Common Equity Tier I Capital (to Risk-Weighted Assets), Regulatory Minimum Requirements (in hundredths)		4.50%
Common Equity Tier I Capital (to Risk-Weighted Assets), To Be Considered Well Capitalized (in hundredths)		6.50%
Tier I Capital (to Risk-Weighted Assets) (in hundredths)		13.20%		13.30%
Tier I Capital (to Risk-Weighted Assets), Regulatory Minimum Requirements (in hundredths)		6.00%	[1]
Tier I Capital (to Risk-Weighted Assets), To Be Considered Well Capitalized (in hundredths)		8.00%	[1]
Total Capital (to Risk-Weighted Assets) (in hundredths)		14.40%		14.60%
Total Capital (to Risk-Weighted Assets), Regulatory Minimum Requirements (in hundredths)		8.00%
Total Capital (to Risk-Weighted Assets), To Be Considered Well Capitalized (in hundredths)		10.00%
Tier I Capital (to Average Assets) (in hundredths)		9.40%		9.10%
Tier I Capital (to Average Assets), Regulatory Minimum Requirements (in hundredths)		4.00%
Tier I Capital (to Average Assets), To Be Considered Well Capitalized (in hundredths)		5.00%
Subsequent Event [Member]
Subsequent Event [Line Items]
Reduction in shareholders' equity and regulatory capital	$5,675,000
Reduction in dilutive effect of potential additional common shares (in shares)	415,000
Subsequent Event [Member] \| Pro Forma [Member]
Subsequent Event [Line Items]
Common Equity Tier I Capital (to Risk-Weighted Assets) (in hundredths)		12.60%
Common Equity Tier I Capital (to Risk-Weighted Assets), Regulatory Minimum Requirements (in hundredths)		4.50%
Common Equity Tier I Capital (to Risk-Weighted Assets), To Be Considered Well Capitalized (in hundredths)		6.50%
Tier I Capital (to Risk-Weighted Assets) (in hundredths)		12.60%
Tier I Capital (to Risk-Weighted Assets), Regulatory Minimum Requirements (in hundredths)		6.00%
Tier I Capital (to Risk-Weighted Assets), To Be Considered Well Capitalized (in hundredths)		8.00%
Total Capital (to Risk-Weighted Assets) (in hundredths)		13.80%
Total Capital (to Risk-Weighted Assets), Regulatory Minimum Requirements (in hundredths)		8.00%
Total Capital (to Risk-Weighted Assets), To Be Considered Well Capitalized (in hundredths)		10.00%
Tier I Capital (to Average Assets) (in hundredths)		9.00%
Tier I Capital (to Average Assets), Regulatory Minimum Requirements (in hundredths)		4.00%
Tier I Capital (to Average Assets), To Be Considered Well Capitalized (in hundredths)		5.00%
Subsequent Event [Member] \| U.S. Treasury [Member]
Subsequent Event [Line Items]
Payments for purchase of warrants	5,675,000
Subsequent Event [Member] \| U.S. Treasury [Member] \| Bank of Kentucky [Member]
Subsequent Event [Line Items]
Purchase of warrant, line of credit	4,000,000
Subsequent Event [Member] \| U.S. Treasury [Member] \| Cash and Cash Equivalents [Member]
Subsequent Event [Line Items]
Payments for purchase of warrants	$1,675,000

[1]	The regulatory requirements presented in the table are effective as of January 1, 2015. At December 31, 2014, the minimum Tier 1 capital to risk-weighted assets ratio was 4.0% and to be considered well capitalized the ratio was required to be at least 6.0%.