Premier Financial Bancorp (PFBI) 10-Q 9 Aug 17 2017 Q2 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	6 Months Ended
	Jun. 30, 2017	Jul. 28, 2017
Document and Entity Information [Abstract]
Entity Registrant Name	PREMIER FINANCIAL BANCORP INC
Entity Central Index Key	887,919
Current Fiscal Year End Date	--12-31
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Filer Category	Accelerated Filer
Entity Common Stock, Shares Outstanding		10,658,799
Document Fiscal Year Focus	2,017
Document Fiscal Period Focus	Q2
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Jun. 30, 2017

CONSOLIDATED BALANCE SHEETS (UN

CONSOLIDATED BALANCE SHEETS (UNAUDITED) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
ASSETS
Cash and due from banks	$ 42,934	$ 41,443
Interest bearing bank balances	37,538	55,720
Federal funds sold	2,396	7,555
Cash and cash equivalents	82,868	104,718
Time deposits with other banks	2,582	2,332
Securities available for sale	301,224	288,607
Loans	1,037,954	1,024,823
Allowance for loan losses	(11,695)	(10,836)
Net loans	1,026,259	1,013,987
Federal Home Loan Bank stock, at cost	3,185	3,200
Premises and equipment, net	23,579	24,224
Real estate and other property acquired through foreclosure	11,525	12,665
Interest receivable	3,637	3,862
Goodwill	35,371	35,371
Other intangible assets	3,833	4,349
Other assets	1,279	2,878
Total assets	1,495,342	1,496,193
Deposits
Non-interest bearing	319,060	319,618
Time deposits, $250,000 and over	63,528	66,378
Other interest bearing	894,620	893,390
Total deposits	1,277,208	1,279,386
Securities sold under agreements to repurchase	20,478	23,820
Other borrowed funds	7,000	8,859
Subordinated debt	5,360	5,343
Interest payable	352	364
Other liabilities	3,646	4,237
Total liabilities	1,314,044	1,322,009
Stockholders' equity
Common stock, no par value; 20,000,000 shares authorized; 10,658,799 shares issued and outstanding at June 30, 2017, and 10,640,735 shares issued and outstanding at December 31, 2016	110,218	109,911
Retained earnings	70,581	66,195
Accumulated other comprehensive income (loss)	499	(1,922)
Total stockholders' equity	181,298	174,184
Total liabilities and stockholders' equity	$ 1,495,342	$ 1,496,193

CONSOLIDATED BALANCE SHEETS (U3

CONSOLIDATED BALANCE SHEETS (UNAUDITED) (Parenthetical) - $ / shares	Jun. 30, 2017	Dec. 31, 2016
Stockholders' equity
Common stock, par value (in dollars per share)	$ 0	$ 0
Common stock, shares authorized (in shares)	20,000,000	20,000,000
Common stock, shares issued (in shares)	10,658,799	10,640,735
Common stock, shares outstanding (in shares)	10,658,799	10,640,735

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016
Interest income
Loans, including fees	$ 14,663	$ 13,108	$ 28,198	$ 25,709
Securities available for sale
Taxable	1,464	1,362	2,809	2,790
Tax-exempt	64	88	136	172
Federal funds sold and other	182	108	339	205
Total interest income	16,373	14,666	31,482	28,876
Interest expense
Deposits	951	975	1,900	1,952
Repurchase agreements and other	7	11	14	18
FHLB advances	0	15	0	22
Other borrowings	79	107	166	220
Subordinated debt	74	67	144	118
Total interest expense	1,111	1,175	2,224	2,330
Net interest income	15,262	13,491	29,258	26,546
Provision for loan losses	776	812	1,142	1,124
Net interest income after provision for loan losses	14,486	12,679	28,116	25,422
Non-interest income
Service charges on deposit accounts	1,089	983	2,065	1,944
Electronic banking income	833	802	1,613	1,564
Secondary market mortgage income	39	59	106	99
Other	173	221	367	395
Total non-interest income	2,134	2,065	4,151	4,002
Non-interest expenses
Salaries and employee benefits	4,973	5,217	9,943	10,208
Occupancy and equipment expenses	1,449	1,550	2,970	3,062
Outside data processing	1,355	1,314	2,675	2,635
Professional fees	277	183	525	333
Taxes, other than payroll, property and income	211	159	400	317
Write-downs, expenses, sales of other real estate owned, net	553	398	793	637
Amortization of intangibles	251	317	516	584
FDIC insurance	154	214	347	474
Other expenses	1,181	1,285	2,233	2,462
Total non-interest expenses	10,404	10,637	20,402	20,712
Income before income taxes	6,216	4,107	11,865	8,712
Provision for income taxes	2,297	1,483	4,282	3,109
Net income	$ 3,919	$ 2,624	$ 7,583	$ 5,603
Net income per share:
Basic (in dollars per share)	$ 0.37	$ 0.25	$ 0.71	$ 0.54
Diluted (in dollars per share)	$ 0.36	$ 0.25	$ 0.71	$ 0.53

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS) (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS) (UNAUDITED)
Net income	$ 3,919	$ 2,624	$ 7,583	$ 5,603
Other comprehensive income:
Unrealized gains arising during the period	1,451	1,862	3,725	4,494
Reclassification of realized amount	0	0	0	(4)
Net change in unrealized gain on securities	1,451	1,862	3,725	4,490
Less tax impact	(508)	(665)	(1,304)	(1,576)
Other comprehensive income	943	1,197	2,421	2,914
Comprehensive income	$ 4,862	$ 3,821	$ 10,004	$ 8,517

CONSOLIDATED STATEMENT OF CHANG

CONSOLIDATED STATEMENT OF CHANGES IN STOCKHOLDERS' EQUITY (UNAUDITED) - 6 months ended Jun. 30, 2017 - USD ($) $ in Thousands	Common Stock [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income [Member]	Total
Balances at Dec. 31, 2016	$ 109,911	$ 66,195	$ (1,922)	$ 174,184
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	0	7,583	0	7,583
Other comprehensive income	0	0	2,421	2,421
Cash dividends paid ($0.30 per share)	0	(3,197)	0	(3,197)
Stock options exercised	138	0	0	138
Stock based compensation expense	169	0	0	169
Balances at Jun. 30, 2017	$ 110,218	$ 70,581	$ 499	$ 181,298

CONSOLIDATED STATEMENT OF CHAN7

CONSOLIDATED STATEMENT OF CHANGES IN STOCKHOLDERS' EQUITY (UNAUDITED) (Parenthetical)	6 Months Ended
	Jun. 30, 2017$ / shares
CONSOLIDATED STATEMENT OF CHANGES IN STOCKHOLDERS' EQUITY (UNAUDITED) [Abstract]
Cash dividends paid (in dollars per share)	$ 0.30

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016
Cash flows from operating activities
Net income	$ 7,583	$ 5,603
Adjustments to reconcile net income to net cash from operating activities
Depreciation	879	976
Provision for loan losses	1,142	1,124
Amortization (accretion), net	616	1,189
OREO write-downs (gains on sales), net	349	(15)
Stock compensation expense	169	142
Changes in:
Interest receivable	225	(50)
Other assets	294	158
Interest payable	(12)	(57)
Other liabilities	(591)	(2,798)
Net cash from operating activities	10,654	6,272
Cash flows from investing activities
Net change in time deposits with other banks	(250)	0
Purchases of securities available for sale	(43,190)	(12,010)
Proceeds from maturities and calls of securities available for sale	33,291	37,616
Redemption of FHLB stock	15	190
Net change in loans	(13,077)	(45,301)
Acquisition of subsidiary, net of cash received	0	16,385
Purchases of premises and equipment, net	(305)	(184)
Proceeds from sales of other real estate acquired through foreclosure	1,462	553
Net cash from (used in) investing activities	(22,054)	(2,751)
Cash flows from financing activities
Net change in deposits	(2,190)	1,776
Net change in agreements to repurchase securities	(3,342)	8,075
Repayment of other borrowed funds	(1,859)	(1,217)
Proceeds from stock option exercises	138	520
Advances from FHLB	0	5,000
Repayment of FHLB advances	0	(760)
Common stock dividends paid	(3,197)	(2,887)
Net cash from (used in) financing activities	(10,450)	10,507
Net change in cash and cash equivalents	(21,850)	14,028
Cash and cash equivalents at beginning of period	104,718	72,539
Cash and cash equivalents at end of period	82,868	86,567
Supplemental disclosures of cash flow information:
Cash paid during period for interest	2,236	2,387
Cash paid during period for income taxes	3,632	3,387
Loans transferred to real estate acquired through foreclosure	600	524
Stock issued to acquire subsidiary	0	22,041
Premises transferred to other real estate owned	$ 71	$ 0

BASIS OF PRESENTATION

BASIS OF PRESENTATION	6 Months Ended
	Jun. 30, 2017
BASIS OF PRESENTATION [Abstract]
BASIS OF PRESENTATION	NOTE 1 - BASIS OF PRESENTATION The consolidated financial statements include the accounts of Premier Financial Bancorp, Inc. (the Company) and its wholly owned subsidiaries (the “Banks”): June 30, 2017 Year Total Net Income Subsidiary Location Acquired Assets Qtr YTD Citizens Deposit Bank & Trust Vanceburg, Kentucky 1991 $ 419,236 $ 1,103 $ 2,300 Premier Bank, Inc. Huntington, West Virginia 1998 1,069,784 3,188 6,273 Parent and Intercompany Eliminations 6,322 (372 ) (990 ) Consolidated Total $ 1,495,342 $ 3,919 $ 7,583 All significant intercompany transactions and balances have been eliminated. Recently Issued Accounting Pronouncements In May 2014, FASB issued Accounting Standards Update 2014-09, Revenue from Contracts with Customers (Topic 606) In January 2016, the FASB issued ASU No. 2016-01, Financial Instruments—Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities. In February 2016, the FASB issued ASU No. 2016-02, Leases (Topic 842). In March 2016, the FASB issued ASU No. 2016-09, Compensation—Stock Compensation: Improvements to Employee Share-Based Payment Accounting In June 2016, the FASB issued ASU No. 2016-13, Financial Instruments—Credit Losses: Measurement of Credit Losses on Financial Instruments

SECURITIES

SECURITIES	6 Months Ended
	Jun. 30, 2017
SECURITIES [Abstract]
SECURITIES	NOTE 2 –SECURITIES Amortized cost and fair value of investment securities, by category, at June 30, 2017 are summarized as follows: 2017 Amortized Cost Unrealized Gains Unrealized Losses Fair Value Available for sale Mortgage-backed securities U. S. sponsored agency MBS - residential $ 203,134 $ 1,042 $ (652 ) $ 203,524 U. S. sponsored agency CMO’s - residential 61,844 649 (375 ) 62,118 Total mortgage-backed securities of government sponsored agencies 264,978 1,691 (1,027 ) 265,642 U. S. government sponsored agency securities 21,374 9 (68 ) 21,315 Obligations of states and political subdivisions 14,105 174 (12 ) 14,267 Total available for sale $ 300,457 $ 1,874 $ (1,107 ) $ 301,224 Amortized cost and fair value of investment securities, by category, at December 31, 2016 are summarized as follows: 2016 Amortized Cost Unrealized Gains Unrealized Losses Fair Value Available for sale Mortgage-backed securities U. S. sponsored agency MBS - residential $ 177,105 $ 245 $ (3,173 ) $ 174,177 U. S. sponsored agency CMO’s - residential 73,163 761 (657 ) 73,267 Total mortgage-backed securities of government sponsored agencies 250,268 1,006 (3,830 ) 247,444 U. S. government sponsored agency securities 24,652 23 (174 ) 24,501 Obligations of states and political subdivisions 16,645 111 (94 ) 16,662 Total available for sale $ 291,565 $ 1,140 $ (4,098 ) $ 288,607 The amortized cost and fair value of securities at June 30, 2017 by contractual maturity are shown below. Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. Amortized Cost Fair Value Available for sale Due in one year or less $ 10,606 $ 10,632 Due after one year through five years 18,929 18,929 Due after five years through ten years 5,386 5,463 Due after ten years 558 558 Mortgage-backed securities of government sponsored agencies 264,978 265,642 Total available for sale $ 300,457 $ 301,224 Securities with unrealized losses at June 30, 2017 aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position are as follows: Less than 12 Months 12 Months or More Total Description of Securities Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss U.S government sponsored agency securities $ 15,007 $ (68 ) $ - $ - $ 15,007 $ (68 ) U.S government sponsored agency MBS – residential 75,722 (652 ) - - 75,722 (652 ) U.S government sponsored agency CMO – residential 15,097 (183 ) 7,860 (192 ) 22,957 (375 ) Obligations of states and political subdivisions 2,028 (6 ) 599 (6 ) 2,627 (12 ) Total temporarily impaired $ 107,854 $ (909 ) $ 8,459 $ (198 ) $ 116,313 $ (1,107 ) Securities with unrealized losses at December 31, 2016 aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position are as follows: Less than 12 Months 12 Months or More Total Description of Securities Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss U.S government sponsored agency securities $ 17,207 $ (174 ) $ - $ - $ 17,207 $ (174 ) U.S government sponsored agency MBS – residential 157,022 (3,173 ) - - 157,022 (3,173 ) U.S government sponsored agency CMO’s – residential 18,374 (373 ) 8,750 (284 ) 27,124 (657 ) Obligations of states and political subdivisions 7,961 (94 ) - - 7,961 (94 ) Total temporarily impaired $ 200,564 $ (3,814 ) $ 8,750 $ (284 ) $ 209,314 $ (4,098 ) The investment portfolio is predominately high credit quality interest-bearing bonds with defined maturity dates backed by the U.S. Government or Government sponsored entities. The unrealized losses at June 30, 2017 and December 31, 2016 are price changes resulting from changes in the interest rate environment and are considered to be temporary declines in the value of the securities. Management does not intend to sell and it is likely that management will not be required to sell the securities prior to their anticipated recovery. Their fair value is expected to recover as the bonds approach their maturity date and/or market conditions improve.

LOANS

LOANS	6 Months Ended
	Jun. 30, 2017
LOANS [Abstract]
LOANS	NOTE 3 - LOANS Major classifications of loans at June 30, 2017 and December 31, 2016 are summarized as follows: 2017 2016 Residential real estate $ 340,288 $ 342,294 Multifamily real estate 78,352 74,165 Commercial real estate: Owner occupied 133,846 129,370 Non owner occupied 227,700 220,836 Commercial and industrial 77,900 76,736 Consumer 29,747 30,916 All other 150,121 150,506 $ 1,037,954 $ 1,024,823 Activity in the allowance for loan losses by portfolio segment for the six months ended June 30, 2017 was as follows: Loan Class Balance Dec 31, 2016 Provision (credit) for loan losses Loans charged-off Recoveries Balance June 30, 2017 Residential real estate $ 2,948 $ 193 $ (199 ) $ 31 $ 2,973 Multifamily real estate 785 552 - - 1,337 Commercial real estate: Owner occupied 1,543 (166 ) - 241 1,618 Non owner occupied 2,350 (12 ) (4 ) - 2,334 Commercial and industrial 1,140 9 (134 ) 78 1,093 Consumer 347 138 (165 ) 53 373 All other 1,723 428 (264 ) 80 1,967 Total $ 10,836 $ 1,142 $ (766 ) $ 483 $ 11,695 Activity in the allowance for loan losses by portfolio segment for the six months ended June 30, 2016 was as follows: Loan Class Balance Dec 31, 2015 Provision (credit) for loan losses Loans charged-off Recoveries Balance June 30, 2016 Residential real estate $ 2,501 $ 286 $ (56 ) $ 16 $ 2,747 Multifamily real estate 821 1 - - 822 Commercial real estate: Owner occupied 1,509 (68 ) - 1 1,442 Non owner occupied 2,070 638 - - 2,708 Commercial and industrial 1,033 40 - 38 1,111 Consumer 307 33 (90 ) 56 306 All other 1,406 194 (126 ) 194 1,668 Total $ 9,647 $ 1,124 $ (272 ) $ 305 $ 10,804 Activity in the allowance for loan losses by portfolio segment for the three months ended June 30, 2017 was as follows: Loan Class Balance March 31, 2017 Provision (credit) for loan losses Loans charged-off Recoveries Balance June 30, 2017 Residential real estate $ 2,977 $ 64 $ (94 ) $ 26 $ 2,973 Multifamily real estate 770 567 - - 1,337 Commercial real estate: Owner occupied 1,576 (198 ) - 240 1,618 Non owner occupied 2,422 (88 ) - - 2,334 Commercial and industrial 1,129 43 (134 ) 55 1,093 Consumer 370 22 (48 ) 29 373 All other 1,650 366 (81 ) 32 1,967 Total $ 10,894 $ 776 $ (357 ) $ 382 $ 11,695 Activity in the allowance for loan losses by portfolio segment for the three months ended June 30, 2016 was as follows: Loan Class Balance March 31, 2016 Provision (credit) for loan losses Loans charged-off Recoveries Balance June 30, 2016 Residential real estate $ 2,539 $ 208 $ (7 ) $ 7 $ 2,747 Multifamily real estate 745 77 - - 822 Commercial real estate: Owner occupied 1,531 (89 ) - - 1,442 Non owner occupied 2,337 371 - - 2,708 Commercial and industrial 933 176 - 2 1,111 Consumer 288 44 (46 ) 20 306 All other 1,542 25 (66 ) 167 1,668 Total $ 9,915 $ 812 $ (119 ) $ 196 $ 10,804 Purchased Impaired Loans The Company holds purchased loans for which there was, at their acquisition date, evidence of deterioration of credit quality since their origination and it was probable, at acquisition, that all contractually required payments would not be collected. The carrying amount of those loans is as follows at June 30, 2017 and December 31, 2016. 2017 2016 Residential real estate $ 1,537 $ 1,619 Commercial real estate Owner occupied 1,645 2,013 Non owner occupied - 5,396 Commercial and industrial 216 232 All other 1,860 2,061 Total carrying amount $ 5,258 $ 11,321 Contractual principal balance $ 7,234 $ 14,784 Carrying amount, net of allowance $ 5,208 $ 11,311 For those purchased loans disclosed above, the Company increased the allowance for loan losses by $50,000 for the six-months ended June 30, 2017, but did not increase the allowance for loan losses for purchased impaired loans during the six-months ended June 30, 2016. For those purchased loans disclosed above, where the Company can reasonably estimate the cash flows expected to be collected on the loans, a portion of the purchase discount is allocated to an accretable yield adjustment based upon the present value of the future estimated cash flows versus the current carrying value of the loan and the accretable yield portion is being recognized as interest income over the remaining life of the loan. Where the Company cannot reasonably estimate the cash flows expected to be collected on the loans, it has continued to account for those loans using the cost recovery method of income recognition. As such, no portion of a purchase discount adjustment has been determined to meet the definition of an accretable yield adjustment on those loans accounted for using the cost recovery method. If, in the future, cash flows from the borrower(s) can be reasonably estimated, a portion of the purchase discount would be allocated to an accretable yield adjustment based upon the present value of the future estimated cash flows versus the current carrying value of the loan and the accretable yield portion would be recognized as interest income over the remaining life of the loan. Until such accretable yield can be calculated, under the cost recovery method of income recognition, all payments will be used to reduce the carrying value of the loan and no income will be recognized on the loan until the carrying value is reduced to zero. Any loan accounted for under the cost recovery method is also still included as a non-accrual loan in the amounts presented in the tables below. The accretable yield, or income expected to be collected, on the purchased loans above is as follows at June 30, 2017 and June 30, 2016. 2017 2016 Balance at January 1 $ 1,208 $ 185 New loans purchased - 1,115 Accretion of income (403 ) (52 ) Reclassification to non-accretable - - Disposals - - Balance at June 30 $ 805 $ 1,248 Past Due and Non-performing Loans The following tables present the recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans as of June 30, 2017 and December 31, 2016. The recorded investment in non-accrual loans is less than the principal owed on non-accrual loans due to discounts applied to the carrying value of the loan at time of their acquisition and interest payments made by the borrower which have been used to reduce the recorded investment in the loan rather than recognized as interest income. June 30, 2017 Principal Owed on Non-accrual Loans Recorded Investment in Non-accrual Loans Loans Past Due Over 90 Days, still accruing Residential real estate $ 3,767 $ 3,190 $ 693 Multifamily real estate 11,102 11,095 332 Commercial real estate Owner occupied 2,156 2,078 - Non owner occupied 311 212 - Commercial and industrial 1,833 830 1,134 Consumer 276 252 - All other 2,913 2,791 - Total $ 22,358 $ 20,448 $ 2,159 December 31, 2016 Principal Owed on Non-accrual Loans Recorded Investment in Non-accrual Loans Loans Past Due Over 90 Days, still accruing Residential real estate $ 3,467 $ 2,794 $ 606 Multifamily real estate 11,157 11,106 334 Commercial real estate Owner occupied 1,769 1,704 15 Non owner occupied 294 196 36 Commercial and industrial 2,537 1,209 1,008 Consumer 366 347 - All other 8,408 8,391 - Total $ 27,998 $ 25,747 $ 1,999 Nonaccrual loans and impaired loans are defined differently. Some loans may be included in both categories, and some may only be included in one category. Nonaccrual loans include both smaller balance homogeneous loans that are collectively evaluated for impairment and individually classified impaired loans. The following table presents the aging of the recorded investment in past due loans as of June 30, 2017 by class of loans: Loan Class Total Loans 30-89 Days Past Due Greater than 90 days past due Total Past Due Loans Not Past Due Residential real estate $ 340,288 $ 4,920 $ 2,061 $ 6,981 $ 333,307 Multifamily real estate 78,352 108 11,427 11,535 66,817 Commercial real estate: Owner occupied 133,846 364 2,015 2,379 131,467 Non owner occupied 227,700 154 124 278 227,422 Commercial and industrial 77,900 50 1,900 1,950 75,950 Consumer 29,747 295 93 388 29,359 All other 150,121 875 2,789 3,664 146,457 Total $ 1,037,954 $ 6,766 $ 20,409 $ 27,175 $ 1,010,779 The following table presents the aging of the recorded investment in past due loans as of December 31, 2016 by class of loans: Loan Class Total Loans 30-89 Days Past Due Greater than 90 days past due Total Past Due Loans Not Past Due Residential real estate $ 342,294 $ 6,113 $ 1,596 $ 7,709 $ 334,585 Multifamily real estate 74,165 - 11,440 11,440 62,725 Commercial real estate: Owner occupied 129,370 1,746 1,474 3,220 126,150 Non owner occupied 220,836 1,803 159 1,962 218,874 Commercial and industrial 76,736 330 2,120 2,450 74,286 Consumer 30,916 403 223 626 30,290 All other 150,506 577 8,187 8,764 141,742 Total $ 1,024,823 $ 10,972 $ 25,199 $ 36,171 $ 988,652 The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of June 30, 2017: Allowance for Loan Losses Loan Balances Loan Class Individually Evaluated for Impairment Collectively Evaluated for Impairment Acquired with Deteriorated Credit Quality Total Individually Evaluated for Impairment Collectively Evaluated for Impairment Acquired with Deteriorated Credit Quality Total Residential real estate $ - $ 2,973 $ - $ 2,973 $ 326 $ 338,425 $ 1,537 $ 340,288 Multifamily real estate 517 820 - 1,337 13,593 64,759 - 78,352 Commercial real estate: Owner occupied 324 1,294 - 1,618 4,095 128,106 1,645 133,846 Non-owner occupied - 2,334 - 2,334 1,914 225,786 - 227,700 Commercial and industrial 107 936 50 1,093 1,253 76,431 216 77,900 Consumer - 373 - 373 - 29,747 - 29,747 All other 205 1,762 - 1,967 7,189 141,072 1,860 150,121 Total $ 1,153 $ 10,492 $ 50 $ 11,695 $ 28,370 $ 1,004,326 $ 5,258 $ 1,037,954 The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of December 31, 2016: Allowance for Loan Losses Loan Balances Loan Class Individually Evaluated for Impairment Collectively Evaluated for Impairment Acquired with Deteriorated Credit Quality Total Individually Evaluated for Impairment Collectively Evaluated for Impairment Acquired with Deteriorated Credit Quality Total Residential real estate $ - $ 2,948 $ - $ 2,948 $ 379 $ 340,296 $ 1,619 $ 342,294 Multifamily real estate - 785 - 785 13,641 60,524 - 74,165 Commercial real estate: Owner occupied 244 1,299 - 1,543 2,801 124,556 2,013 129,370 Non-owner occupied - 2,350 - 2,350 2,373 213,067 5,396 220,836 Commercial and industrial 266 864 10 1,140 1,418 75,086 232 76,736 Consumer - 347 - 347 - 30,916 - 30,916 All other 86 1,637 - 1,723 12,976 135,469 2,061 150,506 Total $ 596 $ 10,230 $ 10 $ 10,836 $ 33,588 $ 979,914 $ 11,321 $ 1,024,823 In the tables below, total individually evaluated impaired loans include certain purchased loans that were acquired with deteriorated credit quality that are still individually evaluated for impairment. The following table presents loans individually evaluated for impairment by class of loans as of June 30, 2017. The table includes $199,000 of loans acquired with deteriorated credit quality that the Company cannot reasonably estimate cash flows such that they are accounted for on the cost recovery method and are still individually evaluated for impairment. Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated With no related allowance recorded: Residential real estate $ 367 $ 326 $ - Multifamily real estate 2,498 2,498 - Commercial real estate Owner occupied 3,129 3,079 - Non owner occupied 2,006 1,914 - Commercial and industrial 2,076 1,134 - All other 3,191 3,071 - 13,267 12,022 - With an allowance recorded: Multifamily real estate $ 11,102 $ 11,095 $ 517 Commercial real estate Owner occupied 1,04411,102 1,0161,016 324 323 Commercial and industrial 469 318 157 All other 4,123 4,118 205 16,738 16,547 1,203 Total $ 30,005 $ 28,569 $ 1,203 The following table presents loans individually evaluated for impairment by class of loans as of December 31, 2016. The table includes $208,000 of loans acquired with deteriorated credit quality that the Company cannot reasonably estimate cash flows such that they are accounted for on the cost recovery method and are still individually evaluated for impairment. Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated With no related allowance recorded: Residential real estate $ 743 $ 379 $ - Multifamily real estate 13,692 13,641 - Commercial real estate Owner occupied 1,803 1,766 - Non owner occupied 2,465 2,373 - Commercial and industrial 2,429 1,338 - All other 9,868 9,853 - 31,000 29,350 - With an allowance recorded: Commercial real estate Owner occupied $ 1,055 $ 1,035 $ 244 Commercial and industrial 431 288 276 All other 3,124 3,123 86 4,610 4,446 606 Total $ 35,610 $ 33,796 $ 606 The following table presents the average balance of loans individually evaluated for impairment and interest income recognized on these loans for the six months ended June 30, 2017 and June 30, 2016. The table includes loans acquired with deteriorated credit quality that are still individually evaluated for impairment. Six months ended June 30, 2017 Six months ended June 30, 2016 Loan Class Average Recorded Investment Interest Income Recognized Cash Basis Interest Recognized Average Recorded Investment Interest Income Recognized Cash Basis Interest Recognized Residential real estate $ 345 $ 1 $ 1 $ 638 $ 11 $ 9 Multifamily real estate 13,611 130 121 1,241 58 58 Commercial real estate: Owner occupied 3,211 22 22 678 - - Non-owner occupied 2,079 61 61 5,706 100 97 Commercial and industrial 1,523 101 101 969 16 16 All other 9,129 289 286 802 7 6 Total $ 29,898 $ 604 $ 592 $ 10,034 $ 192 $ 186 The following table presents the average balance of loans individually evaluated for impairment and interest income recognized on these loans for the three months ended June 30, 2017 and June 30, 2016. The table includes loans acquired with deteriorated credit quality that are still individually evaluated for impairment. Three months ended June 30, 2017 Three months ended June 30, 2016 Loan Class Average Recorded Investment Interest Income Recognized Cash Basis Interest Recognized Average Recorded Investment Interest Income Recognized Cash Basis Interest Recognized Residential real estate $ 328 $ - $ - $ 669 $ 5 $ 5 Multifamily real estate 13,596 65 59 1,824 45 45 Commercial real estate: Owner occupied 3,417 16 16 795 - - Non-owner occupied 1,932 29 29 5,308 51 51 Commercial and industrial 1,471 27 27 1,141 13 12 All other 7,205 57 55 850 7 6 Total $ 27,949 $ 194 $ 186 $ 10,587 $ 121 $ 119 Troubled Debt Restructurings A loan is classified as a troubled debt restructuring ("TDR") when loan terms are modified due to a borrower's financial difficulties and a concession is granted to a borrower that would not have otherwise been considered. Most of the Company’s loan modifications involve a restructuring of loan terms prior to maturity to temporarily reduce the payment amount and/or to require only interest for a temporary period, usually up to six months. These modifications generally do not meet the definition of a TDR because the modifications are considered to be an insignificant delay in payment. The determination of an insignificant delay in payment is evaluated based on the facts and circumstances of the individual borrower(s). The following table presents TDR’s as of June 30, 2017 and December 31, 2016: June 30, 2017 TDR’s on Non-accrual Other TDR’s Total TDR’s Residential real estate $ 324 $ 133 $ 457 Multifamily real estate - 2,166 2,166 Commercial real estate Owner occupied 601 1,771 2,372 Commercial and industrial 59 520 579 All other 751 4,340 5,091 Total $ 1,735 $ 8,930 $ 10,665 December 31, 2016 TDR’s on Non-accrual Other TDR’s Total TDR’s Residential real estate $ 129 $ 464 $ 593 Multifamily real estate - 2,201 2,201 Commercial real estate Owner occupied - 856 856 Commercial and industrial 62 352 414 All other 751 4,395 5,146 Total $ 942 $ 8,268 $ 9,210 At June 30, 2017, $40,000 in specific reserves was allocated to loans that had restructured terms. At December 31, 2016, $43,000 in specific reserves was allocated to loans that had restructured terms. As of June 30, 2017 and December 31, 2016, there were no commitments to lend additional amounts to these borrowers. The following table presents TDR’s that occurred during the three and six months ended June 30, 2017. Three months ended June 30, 2017 Six months ended June 30, 2017 Loan Class Number of Loans Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Number of Loans Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Commercial real estate Owner occupied 2 $ 1,525 $ 1,525 2 $ 1,525 $ 1,525 Commercial & industrial 1 191 191 1 191 191 Total 3 $ 1,716 $ 1,716 3 $ 1,716 $ 1,716 The modifications reported above for the six months ended June 30, 2017 involve one borrowing relationship that did not include any permanent reduction of the recorded investment in the loans nor change in the interest rate on the loans. The Company has modified the terms of the loans granting interest only payments during a period of loan rehabilitation. These periods have exceeded normal interest only periods customarily offered by the Company. During the three and six month ended June 30, 2017, the Company did not increase the allowance for loan losses related to these loans. The following table presents TDR’s that occurred during the three and six months ended June 30, 2016. Three months ended June 30, 2016 Six months ended June 30, 2016 Loan Class Number of Loans Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Number of Loans Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Residential real estate - $ - $ - 2 $ 299 $ 299 Commercial real estate Owner occupied - - - 2 610 610 Non-owner occupied - - - 1 100 100 Commercial & industrial - - - 1 20 20 Total - $ - $ - 6 $ 1,029 $ 1,029 The modifications reported above for the six months ended June 30, 2016 involve one borrowing relationship that did not include any permanent reduction of the recorded investment in the loans nor change in the interest rate on the loans. The Company has modified the terms of the loans by extending payment terms and requiring interest only payments during a period of loan rehabilitation. These periods have exceeded normal extension and interest only periods customarily offered by the Company. During the six month ended June 30, 2016, the Company increased the allowance for loan losses by $145,000 related to these loans. During the three and six months ended June 30, 2017 and the three and six months ended June 30, 2016, there were no TDR’s for which there was a payment default within twelve months following the modification. A loan is considered to be in payment default once it is 90 days contractually past due under the modified terms. Credit Quality Indicators: The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The Company analyzes non-homogeneous loans, such as commercial, commercial real estate, multifamily residential and commercial purpose loans secured by residential real estate, on a monthly basis. For consumer loans, including consumer loans secured by residential real estate, the analysis involves monitoring the performing status of the loan. At the time such loans become past due by 30 days or more, the Company evaluates the loan to determine if a change in risk category is warranted. The Company uses the following definitions for risk ratings: Special Mention. Loans classified as special mention have a potential weakness that deserves management's close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of the institution's credit position at some future date. Substandard. Loans classified as substandard are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected. Doubtful. Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable. Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be pass rated loans. As of June 30, 2017 and based on the most recent analysis performed, the risk category of loans by class of loans is as follows: Loan Class Pass Special Mention Substandard Doubtful Total Loans Residential real estate $ 327,595 $ 3,114 $ 9,578 $ 1 $ 340,288 Multifamily real estate 63,630 75 12,035 2,612 78,352 Commercial real estate: Owner occupied 121,638 6,826 5,382 - 133,846 Non-owner occupied 219,011 6,408 2,281 - 227,700 Commercial and industrial 72,032 3,779 2,089 - 77,900 Consumer 29,343 155 249 - 29,747 All other 140,829 1,728 7,564 - 150,121 Total $ 974,078 $ 22,085 $ 39,178 $ 2,613 $ 1,037,954 As of December 31, 2016, and based on the most recent analysis performed, the risk category of loans by class of loans is as follows: Loan Class Pass Special Mention Substandard Doubtful Total Loans Residential real estate $ 328,905 $ 4,880 $ 8,507 $ 2 $ 342,294 Multifamily real estate 59,375 78 14,712 - 74,165 Commercial real estate: Owner occupied 118,134 6,720 4,516 - 129,370 Non-owner occupied 213,641 4,391 2,804 - 220,836 Commercial and industrial 72,094 2,337 2,275 30 76,736 Consumer 30,369 242 305 - 30,916 All other 134,945 1,958 13,603 - 150,506 Total $ 957,463 $ 20,606 $ 46,722 $ 32 $ 1,024,823

STOCKHOLDERS' EQUITY AND REGULA

STOCKHOLDERS' EQUITY AND REGULATORY MATTERS	6 Months Ended
	Jun. 30, 2017
STOCKHOLDERS' EQUITY AND REGULATORY MATTERS [Abstract]
STOCKHOLDERS' EQUITY AND REGULATORY MATTERS	NOTE 4- STOCKHOLDERS’ EQUITY AND REGULATORY MATTERS The Company’s principal source of funds for dividend payments to shareholders is dividends received from the subsidiary Banks. Banking regulations limit the amount of dividends that may be paid without prior approval of regulatory agencies. Under these regulations, the amount of dividends that may be paid in any calendar year is limited to the current year’s net profits, as defined, combined with the retained net profits of the preceding two years, subject to the capital requirements and additional restrictions as discussed below. During 2017 the Banks could, without prior approval, declare dividends to the Company of approximately $4.1 million plus any 2017 net profits retained to the date of the dividend declaration. The Company and the subsidiary Banks are subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Banks must meet specific guidelines that involve quantitative measures of their assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. These quantitative measures established by regulation to ensure capital adequacy require the Company and Banks to maintain minimum amounts and ratios (set forth in the following tables). The final rules implementing the Basel Committee on Banking Supervision’s capital guidelines for U.S. Banks (Basel III rules) became effective for the Company and Banks on January 1, 2015 with full compliance with all of the requirements being phased in over a multi-year schedule by January 1, 2019. The net unrealized gain or loss on available for sale securities is not included in computing regulatory capital. Management believes, as of June 30, 2017, that the Company and the Banks meet all quantitative capital adequacy requirements to which they are subject. Shown below is a summary of regulatory capital ratios for the Company: June 30, 2017 December 31, 2016 Regulatory Minimum Requirements To Be Considered Well Capitalized Common Equity Tier 1 Capital (to Risk-Weighted Assets) 13.9 % 13.4 % 4.5 % 6.5 % Tier 1 Capital (to Risk-Weighted Assets) 14.4 % 13.9 % 6.0 % 8.0 % Total Capital (to Risk-Weighted Assets) 15.5 % 15.0 % 8.0 % 10.0 % Tier 1 Capital (to Average Assets) 10.4 % 10.1 % 4.0 % 5.0 % Beginning on January 1, 2016 an additional capital conservation buffer has been added to the minimum regulatory capital ratios under the regulatory framework for prompt corrective action. The capital conservation buffer will be measured as a percentage of risk weighted assets and will be phased-in over a four year period from 2016 thru 2019, resulting in a required capital conservation buffer of 0.625% in 2016 and 1.25% in 2017. When fully implemented, the capital conservation buffer will be 2.50% of risk weighted assets over and above the regulatory minimum capital ratios for Common Equity Tier 1 Capital (CET1) to risk weighted assets, Tier 1 Capital to risk weighted assets, and Total Capital to risk weighted assets. The consequences of not meeting the capital conservation buffer thresholds include restrictions on the payment of dividends, restrictions on the payment of discretionary bonuses, and restrictions on the repurchasing of common shares by the Company. The capital ratios of the Affiliate Banks and the Company already exceed the new minimum capital ratios plus the fully phased-in 2.50% capital buffer requiring a CET1 Capital to risk weighted assets ratio of at least 7.00%, a Tier 1 Capital to risk weighted assets ratio of at least 8.50% and a Total Capital to risk weighted assets ratio of at least 10.50%. The Company’s capital conservation buffer was 7.53% at June 30, 2017

STOCK COMPENSATION EXPENSE

STOCK COMPENSATION EXPENSE	6 Months Ended
	Jun. 30, 2017
STOCK COMPENSATION EXPENSE [Abstract]
STOCK COMPENSATION EXPENSE	NOTE 5 – STOCK COMPENSATION EXPENSE From time to time the Company grants stock options to its employees. The Company estimates the fair value of the options at the time they are granted to employees and expenses that fair value over the vesting period of the option grant. On March 15, 2017, 55,500 incentive stock options were granted under the 2012 Long Term Incentive Plan at an exercise price of $19.01, the closing market price of Premier’s common stock on the grant date. These options vest in three equal annual installments ending on March 15, 2020. On March 16, 2016, 55,990 incentive stock options were granted under the 2012 Long Term Incentive Plan at an exercise price of $13.55, the closing market price of Premier’s common stock on the grant date. These options vest in three equal annual installments ending on March 16, 2019. On April 19, 2017, 6,000 shares of Premier’s common stock were granted to President and CEO, Robert W. Walker as stock-based bonus compensation under the 2012 Long-term Incentive Plan. The fair value of the stock at the time of the grant was $20.70 per share based upon the closing price of Premier’s stock on the date of grant and $124,000 of stock-based compensation was recorded as a result. On March 16, 2016, 7,700 shares of Premier’s common stock were granted to President and CEO, Robert W. Walker as stock-based bonus compensation under the 2012 Long-term Incentive Plan. The fair value of the stock at the time of the grant was $13.55 per share based upon the closing price of Premier’s stock on the date of grant and $104,000 of stock-based compensation was recorded as a result. Compensation expense of $169,000 was recorded for the first six months of 2017 while $142,000 was recorded for the first six months of 2016, including the compensation expense related to the stock grants to Mr. Walker. Stock-based compensation expense related to incentive stock option grants is recognized ratably over the requisite vesting period for all awards. Unrecognized stock-based compensation expense related to stock options totaled $124,000 at June 30, 2017. This unrecognized expense is expected to be recognized over the next 32 months based on the vesting periods of the options.

EARNINGS PER SHARE

EARNINGS PER SHARE	6 Months Ended
	Jun. 30, 2017
EARNINGS PER SHARE [Abstract]
EARNINGS PER SHARE	NOTE 6 – EARNINGS PER SHARE A reconciliation of the numerators and denominators of the earnings per common share and earnings per common share assuming dilution computations for the three and six months ended June 30, 2017 and 2016 is presented below: Three Months Ended June 30, Six Months Ended June 30, 2017 2016 2017 2016 Basic earnings per share Income available to common stockholders $ 3,919 3,918 $ 2,624 $ 7,583 $ 5,603 Weighted average common shares outstanding 10,656,350 10,587,223 10,649,750 10,449,476 Earnings per share $ 0.37 $ 0.25 $ 0.71 $ 0.54 Diluted earnings per share Income available to common stockholders $ 3,919 3,918 $ 2,624 $ 7,583 $ 5,603 Weighted average common shares outstanding 10,656,350 10,587,223 10,649,750 10,449,476 Add dilutive effects of potential additional common stock 88,984 59,127 83,140 59,605 Weighted average common and dilutive potential common shares outstanding 10,745,334 10,646,350 10,732,890 10,509,081 Earnings per share assuming dilution $ 0.36 $ 0.25 $ 0.71 $ 0.53 Stock options for 22,000 shares of common stock were not considered in computing diluted earnings per share for the six months ended June 30, 2016 because they were antidilutive. There were no stock options considered antidilutive for the six months ended June 30, 2017. There were no stock options considered antidilutive for the three months ended June 30, 2017 and 2016. On December 9, 2016, Premier paid a 10% stock dividend (1 share for every 10 shares owned on record date) to shareholders of record on December 2, 2016. Outstanding shares and per share amounts prior to the payment date have been restated to reflect the additional shares issued as a result of the stock dividend to aid in the comparison to current period results.

FAIR VALUE

FAIR VALUE	6 Months Ended
	Jun. 30, 2017
FAIR VALUE [Abstract]
FAIR VALUE	NOTE 7 – FAIR VALUE Fair value is the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. There are three levels of inputs that may be used to measure fair value: Level 1: Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date. Level 2: Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data. Level 3: Significant unobservable inputs that reflect a company’s own assumptions about the assumptions that market participants would use in pricing an asset or liability. When possible, the Company looks to active and observable markets to price identical assets or liabilities. When identical assets and liabilities are not traded in active markets, the Company looks to observable market data for similar assets and liabilities. However, certain assets and liabilities are not traded in observable markets and the Company must use other valuation methods to develop a fair value. Carrying amount is the estimated fair value for cash and due from banks, Federal funds sold, accrued interest receivable and payable, demand deposits, short-term debt, and variable rate loans or deposits that reprice frequently and fully. Fair values of time deposits with other banks are based on current rates for similar time deposits using the remaining time to maturity. It was not practicable to determine the fair value of Federal Home Loan Bank stock due to the restrictions placed on its transferability. For fixed rate loans or deposits and for variable rate loans or deposits with infrequent repricing or repricing limits, fair value is based on discounted cash flows using current market rates applied to the estimated life and credit risk. Fair values for impaired loans are estimated using discounted cash flow analysis or underlying collateral values. Fair value of debt is based on current rates for similar financing. The fair value of commitments to extend credit and standby letters of credit is not material. The Company used the following methods and significant assumptions to estimate the fair value of each type of financial instrument measured on a recurring basis: Investment Securities: The fair values for investment securities are determined by quoted market prices, if available (Level 1). For securities where quoted prices are not available, fair values are calculated based on market prices of similar securities (Level 2). For securities where quoted prices or market prices of similar securities are not available, fair values are calculated using discounted cash flows or other market indicators (Level 3). The carrying amounts and estimated fair values of financial instruments at June 30, 2017 were as follows: Fair Value Measurements at June 30, 2017 Using Carrying Amount Level 1 Level 2 Level 3 Total Financial assets Cash and due from banks $ 80,472 $ 80,472 $ - $ - $ 80,472 Federal funds sold 2,396 2,396 - - 2,396 Time deposits with other banks 2,582 - 2,592 - 2,592 Securities available for sale 301,224 - 301,224 - 301,224 Loans, net 1,026,259 - - 1,012,953 1,012,953 Federal Home Loan Bank stock 3,185 n/a n/a n/a n/a Interest receivable 3,637 - 762 2,875 3,637 Financial liabilities Deposits $ (1,277,208 ) $ (931,962 ) $ (341,484 ) $ - $ (1,273,446 ) Securities sold under agreements to repurchase (20,478 ) - (20,478 ) - (20,478 ) Other borrowed funds (7,000 ) - (6,957 ) - (6,957 ) Subordinated Debt (5,360 ) - (5,387 ) - (5,387 ) Interest payable (352 ) (8 ) (344 ) - (352 ) The carrying amounts and estimated fair values of financial instruments at December 31, 2016 were as follows: Fair Value Measurements at December 31, 2016 Using Carrying Amount Level 1 Level 2 Level 3 Total Financial assets Cash and due from banks $ 97,163 $ 97,163 $ - $ - $ 97,163 Federal funds sold 7,555 7,555 - - 7,555 Time deposits with other banks 2,332 - 2,352 - 2,352 Securities available for sale 288,607 - 288,607 - 288,607 Loans, net 1,013,987 - - 1,004,388 1,004,388 Federal Home Loan Bank stock 3,200 n/a n/a n/a n/a Interest receivable 3,862 - 771 3,091 3,862 Financial liabilities Deposits $ (1,279,386 ) $ (920,745 ) $ (354,885 ) $ - $ (1,275,630 ) Securities sold under agreements to repurchase (23,820 ) - (23,820 ) - (23,820 ) Other borrowed funds (8,859 ) - (8,906 ) - (8,906 ) Subordinated debt (5,343 ) - (5,341 ) - (5,341 ) Interest payable (364 ) (7 ) (357 ) - (364 ) Assets and Liabilities Measured on a Recurring Basis Assets and liabilities measured at fair value on a recurring basis are summarized below: Fair Value Measurements at June 30, 2017 Using: Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Available for sale Mortgage-backed securities U. S. agency MBS - residential $ 203,524 $ - $ 203,524 $ - U. S. agency CMO’s - residential 62,118 - 62,118 - Total mortgage-backed securities of government sponsored agencies 265,642 - 265,642 - U. S. government sponsored agency securities 21,315 - 21,315 - Obligations of states and political subdivisions 14,267 - 14,267 - Total securities available for sale $ 301,224 $ - $ 301,224 $ - Fair Value Measurements at December 31, 2016 Using: Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Available for sale Mortgage-backed securities U. S. agency MBS - residential $ 174,177 $ - $ 174,177 $ - U. S. agency CMO’s 73,267 - 73,267 - Total mortgage-backed securities of government sponsored agencies 247,444 - 247,444 - U. S. government sponsored agency securities 24,501 - 24,501 - Obligations of states and political subdivisions 16,662 - 16,662 - Total securities available for sale $ 288,607 $ - $ 288,607 $ - There were no transfers between Level 1 and Level 2 during 2017 or 2016. Assets and Liabilities Measured on a Non-Recurring Basis The Company used the following methods and significant assumptions to estimate the fair value of each type of financial instrument measured on a non-recurring basis: Impaired Loans: The fair value of impaired loans with specific allocations of the allowance for loan losses is generally based on recent collateral appraisals. Real estate appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are typically significant and unique to each property and result in a Level 3 classification of the inputs for determining fair value. Non-real estate collateral may be valued using an appraisal, net book value per the borrower’s financial statements, or aging reports. Management periodically evaluates the appraised collateral values and will discount the collateral’s appraised value to account for a number of factors including but not limited to the cost of liquidating the collateral, the age of the appraisal, observable deterioration since the appraisal, management’s expertise and knowledge of the client and client’s business, or other factors unique to the collateral. To the extent an adjusted collateral value is lower than the carrying value of an impaired loan, a specific allocation of the allowance for loan losses is assigned to the loan. Other real estate owned (OREO): The fair value of OREO is based on appraisals less cost to sell at the date of foreclosure. Management may obtain additional updated appraisals depending on the length of time since foreclosure. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are typically significant and result in a Level 3 classification of the inputs for determining fair value. Management periodically evaluates the appraised values and will discount a property’s appraised value to account for a number of factors including but not limited to the cost of liquidating the collateral, the age of the appraisal, observable deterioration since the appraisal, or other factors unique to the property. To the extent an adjusted appraised value is lower than the carrying value of an OREO property, a direct charge to earnings is recorded as an OREO write-down. Assets and liabilities measured at fair value on a non-recurring basis at June 30, 2017 are summarized below: Fair Value Measurements at June 30, 2017 Using Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: Impaired loans: Multifamily real estate $ 10,578 $ - $ - $ 10,578 Commercial real estate: Owner occupied 692 - - 692 Commercial and industrial 161 - - 161 All other 3,913 - - 3,913 Total impaired loans $ 15,344 $ - $ - $ 15,344 Other real estate owned: Residential real estate $ 509 $ - $ - $ 509 Commercial real estate: Owner occupied 175 - - 175 Non-owner occupied 1,953 - - 1,953 All other 2,855 - - 2,855 Total OREO $ 5,492 $ - $ - $ 5,492 Impaired loans, which are measured for impairment using the fair value of the collateral for collateral dependent loans, had a carrying amount of $16,547,000 at June 30, 2017 with a valuation allowance of $1,203,000 and a carrying amount of $4,446,000 at December 31, 2016 with a valuation allowance of $606,000. The change resulted in a provision for loan losses of $763,000 for the six months ended June 30, 2017, compared to an $191,000 provision for loan losses for the six months ended June 30, 2016 and a $678,000 provision for loan losses for the three months ended June 30, 2017, compared to a $139,000 provision for loan losses for the three months ended June 30, 2016. The detail of impaired loans by loan class is contained in Note 3 above. Other real estate owned measured at fair value less costs to sell, had a net carrying amount of $5,492,000 which is made up of the outstanding balance of $8,803,000 net of a valuation allowance of $3,311,000 at June 30, 2017. There were $363,000 of write downs during the six months ended June 30, 2017 compared to no additional write downs during the six months ended June 30, 2016. For the three months ended June 30, 2017 there were $324,000 of additional write downs compared to no additional write downs during the three months ended June 30, 2016. At December 31, 2016, other real estate owned had a net carrying amount of $6,624,000, made up of the outstanding balance of $9,900,000, net of a valuation allowance of $3,276,000. The significant unobservable inputs related to assets and liabilities measured at fair value on a non-recurring basis at June 30, 2017 are summarized below: June 30, 2017 Valuation Techniques Unobservable Inputs Range (Weighted Avg) Impaired loans: Multifamily real estate $ 10,578 sales comparison adjustment for differences between the comparable sales 4.0%-4.0% (4.0 %) Commercial real estate: Owner occupied 692 sales comparison adjustment for limited salability of specialized property 23.1%-76.4% (29.5 %) Commercial and industrial 161 sales comparison adjustment for differences between the comparable sales 8.0%-56.5% (52.8 %) All other 3,913 sales comparison adjustment for differences between the comparable sales 8.0%-14.9% (14.7 %) Total impaired loans $ 15,344 Other real estate owned: Residential real estate $ 509 sales comparison adjustment for differences between the comparable sales 0.1%-50.2% (14.7 %) Commercial real estate: Owner occupied 175 sales comparison adjustment for differences between the comparable sales 21.8%-21.8% (21.8 %) Non-owner occupied 1,953 sales comparison adjustment for differences between the comparable sales 27.6%-58.9% (30.8 %) All other 2,855 sales comparison adjustment for estimated realizable value 15.1%-69.0% (18.8 %) Total OREO $ 5,492 Fair Value Measurements at December 31, 2016 Using Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: Impaired loans: Commercial real estate: Owner occupied $ 793 $ - $ - $ 793 Commercial and Industrial 12 - - 12 All Other 3,036 - - 3,036 Total impaired loans $ 3,841 $ - $ - $ 3,841 Other real estate owned: Residential real estate: $ 613 $ - $ - $ 613 Commercial real estate: Owner occupied 175 - - 175 Non-owner occupied 2,153 - - 2,153 All other 3,683 - - 3,683 Total OREO $ 6,624 $ - $ - $ 6,624 The significant unobservable inputs related to assets and liabilities measured at fair value on a non-recurring basis at December 31, 2016 are summarized below: December 31, 2016 Valuation Techniques Unobservable Inputs Range (Weighted Avg) Impaired loans: Commercial real estate: Owner occupied $ 793 sales comparison adjustment for limited salability of specialized property 9.3%-76.4% (19.3 %) Commercial and Industrial 12 sales comparison adjustment for limited salability of specialized property 8.0%-8.0% (8.0 %) All Other 3,036 sales comparison adjustment for differences between the comparable sales 5.7%-9.0% (8.0 %) Total impaired loans $ 3,841 Other real estate owned: Residential real estate $ 613 sales comparison adjustment for differences between the comparable sales 0.7%-86.8% (25.2 %) Commercial real estate: Owner occupied 175 sales comparison adjustment for differences between the comparable sales 21.8%-21.8% (21.8 %) Non-owner occupied 2,153 sales comparison adjustment for differences between the comparable sales 17.2%-27.6% (25.7 %) All Other 3,683 sales comparison adjustment for estimated realizable value 15.1%-45.4% (21.8 %) Total OREO $ 6,624

BASIS OF PRESENTATION (Policies

BASIS OF PRESENTATION (Policies)	6 Months Ended
	Jun. 30, 2017
BASIS OF PRESENTATION [Abstract]
Recently Issued Accounting Pronouncements	Recently Issued Accounting Pronouncements In May 2014, FASB issued Accounting Standards Update 2014-09, Revenue from Contracts with Customers (Topic 606) In January 2016, the FASB issued ASU No. 2016-01, Financial Instruments—Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities. In February 2016, the FASB issued ASU No. 2016-02, Leases (Topic 842). In March 2016, the FASB issued ASU No. 2016-09, Compensation—Stock Compensation: Improvements to Employee Share-Based Payment Accounting In June 2016, the FASB issued ASU No. 2016-13, Financial Instruments—Credit Losses: Measurement of Credit Losses on Financial Instruments

BASIS OF PRESENTATION (Tables)

BASIS OF PRESENTATION (Tables)	6 Months Ended
	Jun. 30, 2017
BASIS OF PRESENTATION [Abstract]
Accounts of the Company and its Wholly Owned Subsidiaries	The consolidated financial statements include the accounts of Premier Financial Bancorp, Inc. (the Company) and its wholly owned subsidiaries (the “Banks”): June 30, 2017 Year Total Net Income Subsidiary Location Acquired Assets Qtr YTD Citizens Deposit Bank & Trust Vanceburg, Kentucky 1991 $ 419,236 $ 1,103 $ 2,300 Premier Bank, Inc. Huntington, West Virginia 1998 1,069,784 3,188 6,273 Parent and Intercompany Eliminations 6,322 (372 ) (990 ) Consolidated Total $ 1,495,342 $ 3,919 $ 7,583

SECURITIES (Tables)

SECURITIES (Tables)	6 Months Ended
	Jun. 30, 2017
SECURITIES [Abstract]
Amortized Cost and Fair Value of Investment Securities, by Category	Amortized cost and fair value of investment securities, by category, at June 30, 2017 are summarized as follows: 2017 Amortized Cost Unrealized Gains Unrealized Losses Fair Value Available for sale Mortgage-backed securities U. S. sponsored agency MBS - residential $ 203,134 $ 1,042 $ (652 ) $ 203,524 U. S. sponsored agency CMO’s - residential 61,844 649 (375 ) 62,118 Total mortgage-backed securities of government sponsored agencies 264,978 1,691 (1,027 ) 265,642 U. S. government sponsored agency securities 21,374 9 (68 ) 21,315 Obligations of states and political subdivisions 14,105 174 (12 ) 14,267 Total available for sale $ 300,457 $ 1,874 $ (1,107 ) $ 301,224 Amortized cost and fair value of investment securities, by category, at December 31, 2016 are summarized as follows: 2016 Amortized Cost Unrealized Gains Unrealized Losses Fair Value Available for sale Mortgage-backed securities U. S. sponsored agency MBS - residential $ 177,105 $ 245 $ (3,173 ) $ 174,177 U. S. sponsored agency CMO’s - residential 73,163 761 (657 ) 73,267 Total mortgage-backed securities of government sponsored agencies 250,268 1,006 (3,830 ) 247,444 U. S. government sponsored agency securities 24,652 23 (174 ) 24,501 Obligations of states and political subdivisions 16,645 111 (94 ) 16,662 Total available for sale $ 291,565 $ 1,140 $ (4,098 ) $ 288,607
Amortized Cost and Fair Value of Securities by Contractual Maturity	The amortized cost and fair value of securities at June 30, 2017 by contractual maturity are shown below. Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. Amortized Cost Fair Value Available for sale Due in one year or less $ 10,606 $ 10,632 Due after one year through five years 18,929 18,929 Due after five years through ten years 5,386 5,463 Due after ten years 558 558 Mortgage-backed securities of government sponsored agencies 264,978 265,642 Total available for sale $ 300,457 $ 301,224
Securities with Unrealized Losses in Continuous Unrealized Loss Position	Securities with unrealized losses at June 30, 2017 aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position are as follows: Less than 12 Months 12 Months or More Total Description of Securities Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss U.S government sponsored agency securities $ 15,007 $ (68 ) $ - $ - $ 15,007 $ (68 ) U.S government sponsored agency MBS – residential 75,722 (652 ) - - 75,722 (652 ) U.S government sponsored agency CMO – residential 15,097 (183 ) 7,860 (192 ) 22,957 (375 ) Obligations of states and political subdivisions 2,028 (6 ) 599 (6 ) 2,627 (12 ) Total temporarily impaired $ 107,854 $ (909 ) $ 8,459 $ (198 ) $ 116,313 $ (1,107 ) Securities with unrealized losses at December 31, 2016 aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position are as follows: Less than 12 Months 12 Months or More Total Description of Securities Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss U.S government sponsored agency securities $ 17,207 $ (174 ) $ - $ - $ 17,207 $ (174 ) U.S government sponsored agency MBS – residential 157,022 (3,173 ) - - 157,022 (3,173 ) U.S government sponsored agency CMO’s – residential 18,374 (373 ) 8,750 (284 ) 27,124 (657 ) Obligations of states and political subdivisions 7,961 (94 ) - - 7,961 (94 ) Total temporarily impaired $ 200,564 $ (3,814 ) $ 8,750 $ (284 ) $ 209,314 $ (4,098 )

LOANS (Tables)

LOANS (Tables)	6 Months Ended
	Jun. 30, 2017
LOANS [Abstract]
Major Classifications of Loans	Major classifications of loans at June 30, 2017 and December 31, 2016 are summarized as follows: 2017 2016 Residential real estate $ 340,288 $ 342,294 Multifamily real estate 78,352 74,165 Commercial real estate: Owner occupied 133,846 129,370 Non owner occupied 227,700 220,836 Commercial and industrial 77,900 76,736 Consumer 29,747 30,916 All other 150,121 150,506 $ 1,037,954 $ 1,024,823
Activity in the Allowance for Loan Losses by Portfolio Segment	Activity in the allowance for loan losses by portfolio segment for the six months ended June 30, 2017 was as follows: Loan Class Balance Dec 31, 2016 Provision (credit) for loan losses Loans charged-off Recoveries Balance June 30, 2017 Residential real estate $ 2,948 $ 193 $ (199 ) $ 31 $ 2,973 Multifamily real estate 785 552 - - 1,337 Commercial real estate: Owner occupied 1,543 (166 ) - 241 1,618 Non owner occupied 2,350 (12 ) (4 ) - 2,334 Commercial and industrial 1,140 9 (134 ) 78 1,093 Consumer 347 138 (165 ) 53 373 All other 1,723 428 (264 ) 80 1,967 Total $ 10,836 $ 1,142 $ (766 ) $ 483 $ 11,695 Activity in the allowance for loan losses by portfolio segment for the six months ended June 30, 2016 was as follows: Loan Class Balance Dec 31, 2015 Provision (credit) for loan losses Loans charged-off Recoveries Balance June 30, 2016 Residential real estate $ 2,501 $ 286 $ (56 ) $ 16 $ 2,747 Multifamily real estate 821 1 - - 822 Commercial real estate: Owner occupied 1,509 (68 ) - 1 1,442 Non owner occupied 2,070 638 - - 2,708 Commercial and industrial 1,033 40 - 38 1,111 Consumer 307 33 (90 ) 56 306 All other 1,406 194 (126 ) 194 1,668 Total $ 9,647 $ 1,124 $ (272 ) $ 305 $ 10,804 Activity in the allowance for loan losses by portfolio segment for the three months ended June 30, 2017 was as follows: Loan Class Balance March 31, 2017 Provision (credit) for loan losses Loans charged-off Recoveries Balance June 30, 2017 Residential real estate $ 2,977 $ 64 $ (94 ) $ 26 $ 2,973 Multifamily real estate 770 567 - - 1,337 Commercial real estate: Owner occupied 1,576 (198 ) - 240 1,618 Non owner occupied 2,422 (88 ) - - 2,334 Commercial and industrial 1,129 43 (134 ) 55 1,093 Consumer 370 22 (48 ) 29 373 All other 1,650 366 (81 ) 32 1,967 Total $ 10,894 $ 776 $ (357 ) $ 382 $ 11,695 Activity in the allowance for loan losses by portfolio segment for the three months ended June 30, 2016 was as follows: Loan Class Balance March 31, 2016 Provision (credit) for loan losses Loans charged-off Recoveries Balance June 30, 2016 Residential real estate $ 2,539 $ 208 $ (7 ) $ 7 $ 2,747 Multifamily real estate 745 77 - - 822 Commercial real estate: Owner occupied 1,531 (89 ) - - 1,442 Non owner occupied 2,337 371 - - 2,708 Commercial and industrial 933 176 - 2 1,111 Consumer 288 44 (46 ) 20 306 All other 1,542 25 (66 ) 167 1,668 Total $ 9,915 $ 812 $ (119 ) $ 196 $ 10,804
Purchased Loans	The carrying amount of those loans is as follows at June 30, 2017 and December 31, 2016. 2017 2016 Residential real estate $ 1,537 $ 1,619 Commercial real estate Owner occupied 1,645 2,013 Non owner occupied - 5,396 Commercial and industrial 216 232 All other 1,860 2,061 Total carrying amount $ 5,258 $ 11,321 Contractual principal balance $ 7,234 $ 14,784 Carrying amount, net of allowance $ 5,208 $ 11,311
Purchase Loans Accretable Yield, or Income Expected to be Collected	The accretable yield, or income expected to be collected, on the purchased loans above is as follows at June 30, 2017 and June 30, 2016. 2017 2016 Balance at January 1 $ 1,208 $ 185 New loans purchased - 1,115 Accretion of income (403 ) (52 ) Reclassification to non-accretable - - Disposals - - Balance at June 30 $ 805 $ 1,248
Past Due and Non-performing Loans	The following tables present the recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans as of June 30, 2017 and December 31, 2016. The recorded investment in non-accrual loans is less than the principal owed on non-accrual loans due to discounts applied to the carrying value of the loan at time of their acquisition and interest payments made by the borrower which have been used to reduce the recorded investment in the loan rather than recognized as interest income. June 30, 2017 Principal Owed on Non-accrual Loans Recorded Investment in Non-accrual Loans Loans Past Due Over 90 Days, still accruing Residential real estate $ 3,767 $ 3,190 $ 693 Multifamily real estate 11,102 11,095 332 Commercial real estate Owner occupied 2,156 2,078 - Non owner occupied 311 212 - Commercial and industrial 1,833 830 1,134 Consumer 276 252 - All other 2,913 2,791 - Total $ 22,358 $ 20,448 $ 2,159 December 31, 2016 Principal Owed on Non-accrual Loans Recorded Investment in Non-accrual Loans Loans Past Due Over 90 Days, still accruing Residential real estate $ 3,467 $ 2,794 $ 606 Multifamily real estate 11,157 11,106 334 Commercial real estate Owner occupied 1,769 1,704 15 Non owner occupied 294 196 36 Commercial and industrial 2,537 1,209 1,008 Consumer 366 347 - All other 8,408 8,391 - Total $ 27,998 $ 25,747 $ 1,999
Aging of Recorded Investment in Past Due Loans by Loan Class	The following table presents the aging of the recorded investment in past due loans as of June 30, 2017 by class of loans: Loan Class Total Loans 30-89 Days Past Due Greater than 90 days past due Total Past Due Loans Not Past Due Residential real estate $ 340,288 $ 4,920 $ 2,061 $ 6,981 $ 333,307 Multifamily real estate 78,352 108 11,427 11,535 66,817 Commercial real estate: Owner occupied 133,846 364 2,015 2,379 131,467 Non owner occupied 227,700 154 124 278 227,422 Commercial and industrial 77,900 50 1,900 1,950 75,950 Consumer 29,747 295 93 388 29,359 All other 150,121 875 2,789 3,664 146,457 Total $ 1,037,954 $ 6,766 $ 20,409 $ 27,175 $ 1,010,779 The following table presents the aging of the recorded investment in past due loans as of December 31, 2016 by class of loans: Loan Class Total Loans 30-89 Days Past Due Greater than 90 days past due Total Past Due Loans Not Past Due Residential real estate $ 342,294 $ 6,113 $ 1,596 $ 7,709 $ 334,585 Multifamily real estate 74,165 - 11,440 11,440 62,725 Commercial real estate: Owner occupied 129,370 1,746 1,474 3,220 126,150 Non owner occupied 220,836 1,803 159 1,962 218,874 Commercial and industrial 76,736 330 2,120 2,450 74,286 Consumer 30,916 403 223 626 30,290 All other 150,506 577 8,187 8,764 141,742 Total $ 1,024,823 $ 10,972 $ 25,199 $ 36,171 $ 988,652
Allowance for Loan Losses and Recorded Investment in Loans by Portfolio Segment Based on Impairment Method	The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of June 30, 2017: Allowance for Loan Losses Loan Balances Loan Class Individually Evaluated for Impairment Collectively Evaluated for Impairment Acquired with Deteriorated Credit Quality Total Individually Evaluated for Impairment Collectively Evaluated for Impairment Acquired with Deteriorated Credit Quality Total Residential real estate $ - $ 2,973 $ - $ 2,973 $ 326 $ 338,425 $ 1,537 $ 340,288 Multifamily real estate 517 820 - 1,337 13,593 64,759 - 78,352 Commercial real estate: Owner occupied 324 1,294 - 1,618 4,095 128,106 1,645 133,846 Non-owner occupied - 2,334 - 2,334 1,914 225,786 - 227,700 Commercial and industrial 107 936 50 1,093 1,253 76,431 216 77,900 Consumer - 373 - 373 - 29,747 - 29,747 All other 205 1,762 - 1,967 7,189 141,072 1,860 150,121 Total $ 1,153 $ 10,492 $ 50 $ 11,695 $ 28,370 $ 1,004,326 $ 5,258 $ 1,037,954 The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of December 31, 2016: Allowance for Loan Losses Loan Balances Loan Class Individually Evaluated for Impairment Collectively Evaluated for Impairment Acquired with Deteriorated Credit Quality Total Individually Evaluated for Impairment Collectively Evaluated for Impairment Acquired with Deteriorated Credit Quality Total Residential real estate $ - $ 2,948 $ - $ 2,948 $ 379 $ 340,296 $ 1,619 $ 342,294 Multifamily real estate - 785 - 785 13,641 60,524 - 74,165 Commercial real estate: Owner occupied 244 1,299 - 1,543 2,801 124,556 2,013 129,370 Non-owner occupied - 2,350 - 2,350 2,373 213,067 5,396 220,836 Commercial and industrial 266 864 10 1,140 1,418 75,086 232 76,736 Consumer - 347 - 347 - 30,916 - 30,916 All other 86 1,637 - 1,723 12,976 135,469 2,061 150,506 Total $ 596 $ 10,230 $ 10 $ 10,836 $ 33,588 $ 979,914 $ 11,321 $ 1,024,823
Loans Individually Evaluated for Impairment by Class of Loans	The following table presents loans individually evaluated for impairment by class of loans as of June 30, 2017. The table includes $199,000 of loans acquired with deteriorated credit quality that the Company cannot reasonably estimate cash flows such that they are accounted for on the cost recovery method and are still individually evaluated for impairment. Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated With no related allowance recorded: Residential real estate $ 367 $ 326 $ - Multifamily real estate 2,498 2,498 - Commercial real estate Owner occupied 3,129 3,079 - Non owner occupied 2,006 1,914 - Commercial and industrial 2,076 1,134 - All other 3,191 3,071 - 13,267 12,022 - With an allowance recorded: Multifamily real estate $ 11,102 $ 11,095 $ 517 Commercial real estate Owner occupied 1,04411,102 1,0161,016 324 323 Commercial and industrial 469 318 157 All other 4,123 4,118 205 16,738 16,547 1,203 Total $ 30,005 $ 28,569 $ 1,203 The following table presents loans individually evaluated for impairment by class of loans as of December 31, 2016. The table includes $208,000 of loans acquired with deteriorated credit quality that the Company cannot reasonably estimate cash flows such that they are accounted for on the cost recovery method and are still individually evaluated for impairment. Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated With no related allowance recorded: Residential real estate $ 743 $ 379 $ - Multifamily real estate 13,692 13,641 - Commercial real estate Owner occupied 1,803 1,766 - Non owner occupied 2,465 2,373 - Commercial and industrial 2,429 1,338 - All other 9,868 9,853 - 31,000 29,350 - With an allowance recorded: Commercial real estate Owner occupied $ 1,055 $ 1,035 $ 244 Commercial and industrial 431 288 276 All other 3,124 3,123 86 4,610 4,446 606 Total $ 35,610 $ 33,796 $ 606
Average Balance of Loans Individually Evaluated for Impairment and Interest Income Recognized	The following table presents the average balance of loans individually evaluated for impairment and interest income recognized on these loans for the six months ended June 30, 2017 and June 30, 2016. The table includes loans acquired with deteriorated credit quality that are still individually evaluated for impairment. Six months ended June 30, 2017 Six months ended June 30, 2016 Loan Class Average Recorded Investment Interest Income Recognized Cash Basis Interest Recognized Average Recorded Investment Interest Income Recognized Cash Basis Interest Recognized Residential real estate $ 345 $ 1 $ 1 $ 638 $ 11 $ 9 Multifamily real estate 13,611 130 121 1,241 58 58 Commercial real estate: Owner occupied 3,211 22 22 678 - - Non-owner occupied 2,079 61 61 5,706 100 97 Commercial and industrial 1,523 101 101 969 16 16 All other 9,129 289 286 802 7 6 Total $ 29,898 $ 604 $ 592 $ 10,034 $ 192 $ 186 The following table presents the average balance of loans individually evaluated for impairment and interest income recognized on these loans for the three months ended June 30, 2017 and June 30, 2016. The table includes loans acquired with deteriorated credit quality that are still individually evaluated for impairment. Three months ended June 30, 2017 Three months ended June 30, 2016 Loan Class Average Recorded Investment Interest Income Recognized Cash Basis Interest Recognized Average Recorded Investment Interest Income Recognized Cash Basis Interest Recognized Residential real estate $ 328 $ - $ - $ 669 $ 5 $ 5 Multifamily real estate 13,596 65 59 1,824 45 45 Commercial real estate: Owner occupied 3,417 16 16 795 - - Non-owner occupied 1,932 29 29 5,308 51 51 Commercial and industrial 1,471 27 27 1,141 13 12 All other 7,205 57 55 850 7 6 Total $ 27,949 $ 194 $ 186 $ 10,587 $ 121 $ 119
Troubled Debt Restructurings	The following table presents TDR’s as of June 30, 2017 and December 31, 2016: June 30, 2017 TDR’s on Non-accrual Other TDR’s Total TDR’s Residential real estate $ 324 $ 133 $ 457 Multifamily real estate - 2,166 2,166 Commercial real estate Owner occupied 601 1,771 2,372 Commercial and industrial 59 520 579 All other 751 4,340 5,091 Total $ 1,735 $ 8,930 $ 10,665 December 31, 2016 TDR’s on Non-accrual Other TDR’s Total TDR’s Residential real estate $ 129 $ 464 $ 593 Multifamily real estate - 2,201 2,201 Commercial real estate Owner occupied - 856 856 Commercial and industrial 62 352 414 All other 751 4,395 5,146 Total $ 942 $ 8,268 $ 9,210
Troubled Debt Restructuring During the Period	The following table presents TDR’s that occurred during the three and six months ended June 30, 2017. Three months ended June 30, 2017 Six months ended June 30, 2017 Loan Class Number of Loans Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Number of Loans Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Commercial real estate Owner occupied 2 $ 1,525 $ 1,525 2 $ 1,525 $ 1,525 Commercial & industrial 1 191 191 1 191 191 Total 3 $ 1,716 $ 1,716 3 $ 1,716 $ 1,716 The following table presents TDR’s that occurred during the three and six months ended June 30, 2016. Three months ended June 30, 2016 Six months ended June 30, 2016 Loan Class Number of Loans Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Number of Loans Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Residential real estate - $ - $ - 2 $ 299 $ 299 Commercial real estate Owner occupied - - - 2 610 610 Non-owner occupied - - - 1 100 100 Commercial & industrial - - - 1 20 20 Total - $ - $ - 6 $ 1,029 $ 1,029
Risk Category of Loans by Class of Loans	As of June 30, 2017 and based on the most recent analysis performed, the risk category of loans by class of loans is as follows: Loan Class Pass Special Mention Substandard Doubtful Total Loans Residential real estate $ 327,595 $ 3,114 $ 9,578 $ 1 $ 340,288 Multifamily real estate 63,630 75 12,035 2,612 78,352 Commercial real estate: Owner occupied 121,638 6,826 5,382 - 133,846 Non-owner occupied 219,011 6,408 2,281 - 227,700 Commercial and industrial 72,032 3,779 2,089 - 77,900 Consumer 29,343 155 249 - 29,747 All other 140,829 1,728 7,564 - 150,121 Total $ 974,078 $ 22,085 $ 39,178 $ 2,613 $ 1,037,954 As of December 31, 2016, and based on the most recent analysis performed, the risk category of loans by class of loans is as follows: Loan Class Pass Special Mention Substandard Doubtful Total Loans Residential real estate $ 328,905 $ 4,880 $ 8,507 $ 2 $ 342,294 Multifamily real estate 59,375 78 14,712 - 74,165 Commercial real estate: Owner occupied 118,134 6,720 4,516 - 129,370 Non-owner occupied 213,641 4,391 2,804 - 220,836 Commercial and industrial 72,094 2,337 2,275 30 76,736 Consumer 30,369 242 305 - 30,916 All other 134,945 1,958 13,603 - 150,506 Total $ 957,463 $ 20,606 $ 46,722 $ 32 $ 1,024,823

STOCKHOLDERS' EQUITY AND REGU20

STOCKHOLDERS' EQUITY AND REGULATORY MATTERS (Tables)	6 Months Ended
	Jun. 30, 2017
STOCKHOLDERS' EQUITY AND REGULATORY MATTERS [Abstract]
Summary of Regulatory Capital Ratios	Shown below is a summary of regulatory capital ratios for the Company: June 30, 2017 December 31, 2016 Regulatory Minimum Requirements To Be Considered Well Capitalized Common Equity Tier 1 Capital (to Risk-Weighted Assets) 13.9 % 13.4 % 4.5 % 6.5 % Tier 1 Capital (to Risk-Weighted Assets) 14.4 % 13.9 % 6.0 % 8.0 % Total Capital (to Risk-Weighted Assets) 15.5 % 15.0 % 8.0 % 10.0 % Tier 1 Capital (to Average Assets) 10.4 % 10.1 % 4.0 % 5.0 %

EARNINGS PER SHARE (Tables)

EARNINGS PER SHARE (Tables)	6 Months Ended
	Jun. 30, 2017
EARNINGS PER SHARE [Abstract]
Reconciliation of Numerators and Denominators of the Earnings Per Share	A reconciliation of the numerators and denominators of the earnings per common share and earnings per common share assuming dilution computations for the three and six months ended June 30, 2017 and 2016 is presented below: Three Months Ended June 30, Six Months Ended June 30, 2017 2016 2017 2016 Basic earnings per share Income available to common stockholders $ 3,919 3,918 $ 2,624 $ 7,583 $ 5,603 Weighted average common shares outstanding 10,656,350 10,587,223 10,649,750 10,449,476 Earnings per share $ 0.37 $ 0.25 $ 0.71 $ 0.54 Diluted earnings per share Income available to common stockholders $ 3,919 3,918 $ 2,624 $ 7,583 $ 5,603 Weighted average common shares outstanding 10,656,350 10,587,223 10,649,750 10,449,476 Add dilutive effects of potential additional common stock 88,984 59,127 83,140 59,605 Weighted average common and dilutive potential common shares outstanding 10,745,334 10,646,350 10,732,890 10,509,081 Earnings per share assuming dilution $ 0.36 $ 0.25 $ 0.71 $ 0.53

FAIR VALUE (Tables)

FAIR VALUE (Tables)	6 Months Ended
	Jun. 30, 2017
FAIR VALUE [Abstract]
Carrying Amounts and Estimated Fair Values of Financial Instruments	The carrying amounts and estimated fair values of financial instruments at June 30, 2017 were as follows: Fair Value Measurements at June 30, 2017 Using Carrying Amount Level 1 Level 2 Level 3 Total Financial assets Cash and due from banks $ 80,472 $ 80,472 $ - $ - $ 80,472 Federal funds sold 2,396 2,396 - - 2,396 Time deposits with other banks 2,582 - 2,592 - 2,592 Securities available for sale 301,224 - 301,224 - 301,224 Loans, net 1,026,259 - - 1,012,953 1,012,953 Federal Home Loan Bank stock 3,185 n/a n/a n/a n/a Interest receivable 3,637 - 762 2,875 3,637 Financial liabilities Deposits $ (1,277,208 ) $ (931,962 ) $ (341,484 ) $ - $ (1,273,446 ) Securities sold under agreements to repurchase (20,478 ) - (20,478 ) - (20,478 ) Other borrowed funds (7,000 ) - (6,957 ) - (6,957 ) Subordinated Debt (5,360 ) - (5,387 ) - (5,387 ) Interest payable (352 ) (8 ) (344 ) - (352 ) The carrying amounts and estimated fair values of financial instruments at December 31, 2016 were as follows: Fair Value Measurements at December 31, 2016 Using Carrying Amount Level 1 Level 2 Level 3 Total Financial assets Cash and due from banks $ 97,163 $ 97,163 $ - $ - $ 97,163 Federal funds sold 7,555 7,555 - - 7,555 Time deposits with other banks 2,332 - 2,352 - 2,352 Securities available for sale 288,607 - 288,607 - 288,607 Loans, net 1,013,987 - - 1,004,388 1,004,388 Federal Home Loan Bank stock 3,200 n/a n/a n/a n/a Interest receivable 3,862 - 771 3,091 3,862 Financial liabilities Deposits $ (1,279,386 ) $ (920,745 ) $ (354,885 ) $ - $ (1,275,630 ) Securities sold under agreements to repurchase (23,820 ) - (23,820 ) - (23,820 ) Other borrowed funds (8,859 ) - (8,906 ) - (8,906 ) Subordinated debt (5,343 ) - (5,341 ) - (5,341 ) Interest payable (364 ) (7 ) (357 ) - (364 )
Assets and Liabilities Measured at Fair Value on a Recurring Basis	Assets and liabilities measured at fair value on a recurring basis are summarized below: Fair Value Measurements at June 30, 2017 Using: Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Available for sale Mortgage-backed securities U. S. agency MBS - residential $ 203,524 $ - $ 203,524 $ - U. S. agency CMO’s - residential 62,118 - 62,118 - Total mortgage-backed securities of government sponsored agencies 265,642 - 265,642 - U. S. government sponsored agency securities 21,315 - 21,315 - Obligations of states and political subdivisions 14,267 - 14,267 - Total securities available for sale $ 301,224 $ - $ 301,224 $ - Fair Value Measurements at December 31, 2016 Using: Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Available for sale Mortgage-backed securities U. S. agency MBS - residential $ 174,177 $ - $ 174,177 $ - U. S. agency CMO’s 73,267 - 73,267 - Total mortgage-backed securities of government sponsored agencies 247,444 - 247,444 - U. S. government sponsored agency securities 24,501 - 24,501 - Obligations of states and political subdivisions 16,662 - 16,662 - Total securities available for sale $ 288,607 $ - $ 288,607 $ -
Assets and Liabilities Measured at Fair Value on a Non-recurring Basis	Assets and liabilities measured at fair value on a non-recurring basis at June 30, 2017 are summarized below: Fair Value Measurements at June 30, 2017 Using Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: Impaired loans: Multifamily real estate $ 10,578 $ - $ - $ 10,578 Commercial real estate: Owner occupied 692 - - 692 Commercial and industrial 161 - - 161 All other 3,913 - - 3,913 Total impaired loans $ 15,344 $ - $ - $ 15,344 Other real estate owned: Residential real estate $ 509 $ - $ - $ 509 Commercial real estate: Owner occupied 175 - - 175 Non-owner occupied 1,953 - - 1,953 All other 2,855 - - 2,855 Total OREO $ 5,492 $ - $ - $ 5,492 Fair Value Measurements at December 31, 2016 Using Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: Impaired loans: Commercial real estate: Owner occupied $ 793 $ - $ - $ 793 Commercial and Industrial 12 - - 12 All Other 3,036 - - 3,036 Total impaired loans $ 3,841 $ - $ - $ 3,841 Other real estate owned: Residential real estate: $ 613 $ - $ - $ 613 Commercial real estate: Owner occupied 175 - - 175 Non-owner occupied 2,153 - - 2,153 All other 3,683 - - 3,683 Total OREO $ 6,624 $ - $ - $ 6,624
Fair Value Inputs, Assets, Quantitative Information	The significant unobservable inputs related to assets and liabilities measured at fair value on a non-recurring basis at June 30, 2017 are summarized below: June 30, 2017 Valuation Techniques Unobservable Inputs Range (Weighted Avg) Impaired loans: Multifamily real estate $ 10,578 sales comparison adjustment for differences between the comparable sales 4.0%-4.0% (4.0 %) Commercial real estate: Owner occupied 692 sales comparison adjustment for limited salability of specialized property 23.1%-76.4% (29.5 %) Commercial and industrial 161 sales comparison adjustment for differences between the comparable sales 8.0%-56.5% (52.8 %) All other 3,913 sales comparison adjustment for differences between the comparable sales 8.0%-14.9% (14.7 %) Total impaired loans $ 15,344 Other real estate owned: Residential real estate $ 509 sales comparison adjustment for differences between the comparable sales 0.1%-50.2% (14.7 %) Commercial real estate: Owner occupied 175 sales comparison adjustment for differences between the comparable sales 21.8%-21.8% (21.8 %) Non-owner occupied 1,953 sales comparison adjustment for differences between the comparable sales 27.6%-58.9% (30.8 %) All other 2,855 sales comparison adjustment for estimated realizable value 15.1%-69.0% (18.8 %) Total OREO $ 5,492 The significant unobservable inputs related to assets and liabilities measured at fair value on a non-recurring basis at December 31, 2016 are summarized below: December 31, 2016 Valuation Techniques Unobservable Inputs Range (Weighted Avg) Impaired loans: Commercial real estate: Owner occupied $ 793 sales comparison adjustment for limited salability of specialized property 9.3%-76.4% (19.3 %) Commercial and Industrial 12 sales comparison adjustment for limited salability of specialized property 8.0%-8.0% (8.0 %) All Other 3,036 sales comparison adjustment for differences between the comparable sales 5.7%-9.0% (8.0 %) Total impaired loans $ 3,841 Other real estate owned: Residential real estate $ 613 sales comparison adjustment for differences between the comparable sales 0.7%-86.8% (25.2 %) Commercial real estate: Owner occupied 175 sales comparison adjustment for differences between the comparable sales 21.8%-21.8% (21.8 %) Non-owner occupied 2,153 sales comparison adjustment for differences between the comparable sales 17.2%-27.6% (25.7 %) All Other 3,683 sales comparison adjustment for estimated realizable value 15.1%-45.4% (21.8 %) Total OREO $ 6,624

BASIS OF PRESENTATION (Details)

BASIS OF PRESENTATION (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016	Dec. 31, 2016
Consolidation, Less than Wholly Owned Subsidiary, Parent Ownership Interest, Effects of Changes, Net [Line Items]
Total Assets	$ 1,495,342		$ 1,495,342		$ 1,496,193
Net Income	3,919	$ 2,624	$ 7,583	$ 5,603
Citizens Deposit Bank & Trust [Member] | Vanceburg, Kentucky [Member]
Consolidation, Less than Wholly Owned Subsidiary, Parent Ownership Interest, Effects of Changes, Net [Line Items]
Year Acquired			1,991
Total Assets	419,236		$ 419,236
Net Income	1,103		$ 2,300
Premier Bank, Inc. [Member] | Huntington, West Virginia [Member]
Consolidation, Less than Wholly Owned Subsidiary, Parent Ownership Interest, Effects of Changes, Net [Line Items]
Year Acquired			1,998
Total Assets	1,069,784		$ 1,069,784
Net Income	3,188		6,273
Parent and Intercompany Eliminations [Member]
Consolidation, Less than Wholly Owned Subsidiary, Parent Ownership Interest, Effects of Changes, Net [Line Items]
Total Assets	6,322		6,322
Net Income	$ (372)		$ (990)

SECURITIES (Details)

SECURITIES (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Available-for-sale Investment securities [Abstract]
Amortized Cost	$ 300,457	$ 291,565
Unrealized Gains	1,874	1,140
Unrealized Losses	(1,107)	(4,098)
Available for sale, Fair Value	301,224	288,607
U.S. Government Sponsored Agency MBS - Residential [Member]
Available-for-sale Investment securities [Abstract]
Amortized Cost	203,134	177,105
Unrealized Gains	1,042	245
Unrealized Losses	(652)	(3,173)
Available for sale, Fair Value	203,524	174,177
U.S. Government Sponsored Agency CMO's - Residential [Member]
Available-for-sale Investment securities [Abstract]
Amortized Cost	61,844	73,163
Unrealized Gains	649	761
Unrealized Losses	(375)	(657)
Available for sale, Fair Value	62,118	73,267
Total Mortgage-Backed Securities of Government Sponsored Agencies [Member]
Available-for-sale Investment securities [Abstract]
Amortized Cost	264,978	250,268
Unrealized Gains	1,691	1,006
Unrealized Losses	(1,027)	(3,830)
Available for sale, Fair Value	265,642	247,444
U.S. Government Sponsored Agency Securities [Member]
Available-for-sale Investment securities [Abstract]
Amortized Cost	21,374	24,652
Unrealized Gains	9	23
Unrealized Losses	(68)	(174)
Available for sale, Fair Value	21,315	24,501
Obligations of States and Political Subdivisions [Member]
Available-for-sale Investment securities [Abstract]
Amortized Cost	14,105	16,645
Unrealized Gains	174	111
Unrealized Losses	(12)	(94)
Available for sale, Fair Value	$ 14,267	$ 16,662

SECURITIES, By Contractual Matu

SECURITIES, By Contractual Maturity (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Amortized cost of available-for-sale securities by contractual maturity [Abstract]
Due in one year or less	$ 10,606
Due after one year through five years	18,929
Due after five years through ten years	5,386
Due after ten years	558
Mortgage-backed securities of government sponsored agencies	264,978
Available for sale, Amortized Cost	300,457
Fair value of available-for-sale securities by contractual maturity [Abstract]
Due in one year or less	10,632
Due after one year through five years	18,929
Due after five years through ten years	5,463
Due after ten years	558
Mortgage backed securities of government sponsored agencies	265,642
Available for sale, Fair Value	$ 301,224	$ 288,607

SECURITIES, Securities with Unr

SECURITIES, Securities with Unrealized Losses in Continuous Unrealized Loss Position (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Continuous unrealized loss position, fair value [Abstract]
Less than 12 months	$ 107,854	$ 200,564
12 months or more	8,459	8,750
Total	116,313	209,314
Continuous unrealized loss position, unrealized loss [Abstract]
Less than 12 months	(909)	(3,814)
12 months or more	(198)	(284)
Total	(1,107)	(4,098)
U.S. Government Sponsored Agency Securities [Member]
Continuous unrealized loss position, fair value [Abstract]
Less than 12 months	15,007	17,207
12 months or more	0	0
Total	15,007	17,207
Continuous unrealized loss position, unrealized loss [Abstract]
Less than 12 months	(68)	(174)
12 months or more	0	0
Total	(68)	(174)
U.S. Government Sponsored Agency MBS - Residential [Member]
Continuous unrealized loss position, fair value [Abstract]
Less than 12 months	75,722	157,022
12 months or more	0	0
Total	75,722	157,022
Continuous unrealized loss position, unrealized loss [Abstract]
Less than 12 months	(652)	(3,173)
12 months or more	0	0
Total	(652)	(3,173)
U.S. Government Sponsored Agency CMO's - Residential [Member]
Continuous unrealized loss position, fair value [Abstract]
Less than 12 months	15,097	18,374
12 months or more	7,860	8,750
Total	22,957	27,124
Continuous unrealized loss position, unrealized loss [Abstract]
Less than 12 months	(183)	(373)
12 months or more	(192)	(284)
Total	(375)	(657)
Obligations of States and Political Subdivisions [Member]
Continuous unrealized loss position, fair value [Abstract]
Less than 12 months	2,028	7,961
12 months or more	599	0
Total	2,627	7,961
Continuous unrealized loss position, unrealized loss [Abstract]
Less than 12 months	(6)	(94)
12 months or more	(6)	0
Total	$ (12)	$ (94)

LOANS, Major Classifications of

LOANS, Major Classifications of Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Loans and Leases Receivable Disclosure [Line Items]
Loans	$ 1,037,954	$ 1,024,823
Residential Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Loans	340,288	342,294
Multifamily Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Loans	78,352	74,165
Commercial Real Estate [Member] | Owner Occupied [Member]
Loans and Leases Receivable Disclosure [Line Items]
Loans	133,846	129,370
Commercial Real Estate [Member] | Non-Owner Occupied [Member]
Loans and Leases Receivable Disclosure [Line Items]
Loans	227,700	220,836
Commercial and Industrial [Member]
Loans and Leases Receivable Disclosure [Line Items]
Loans	77,900	76,736
Consumer [Member]
Loans and Leases Receivable Disclosure [Line Items]
Loans	29,747	30,916
All Other [Member]
Loans and Leases Receivable Disclosure [Line Items]
Loans	$ 150,121	$ 150,506

LOANS, Activity in Allowance Fo

LOANS, Activity in Allowance For Loan Losses by Portfolio Segment (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016
Activity in the allowance for loan losses by portfolio segment [Roll Forward]
Balance, beginning of period	$ 10,894	$ 9,915	$ 10,836	$ 9,647
Provision (credit) for loan losses	776	812	1,142	1,124
Loans charged-off	(357)	(119)	(766)	(272)
Recoveries	382	196	483	305
Balance, end of period	11,695	10,804	11,695	10,804
Residential Real Estate [Member]
Activity in the allowance for loan losses by portfolio segment [Roll Forward]
Balance, beginning of period	2,977	2,539	2,948	2,501
Provision (credit) for loan losses	64	208	193	286
Loans charged-off	(94)	(7)	(199)	(56)
Recoveries	26	7	31	16
Balance, end of period	2,973	2,747	2,973	2,747
Multifamily Real Estate [Member]
Activity in the allowance for loan losses by portfolio segment [Roll Forward]
Balance, beginning of period	770	745	785	821
Provision (credit) for loan losses	567	77	552	1
Loans charged-off	0	0	0	0
Recoveries	0	0	0	0
Balance, end of period	1,337	822	1,337	822
Commercial Real Estate [Member] | Owner Occupied [Member]
Activity in the allowance for loan losses by portfolio segment [Roll Forward]
Balance, beginning of period	1,576	1,531	1,543	1,509
Provision (credit) for loan losses	(198)	(89)	(166)	(68)
Loans charged-off	0	0	0	0
Recoveries	240	0	241	1
Balance, end of period	1,618	1,442	1,618	1,442
Commercial Real Estate [Member] | Non-Owner Occupied [Member]
Activity in the allowance for loan losses by portfolio segment [Roll Forward]
Balance, beginning of period	2,422	2,337	2,350	2,070
Provision (credit) for loan losses	(88)	371	(12)	638
Loans charged-off	0	0	(4)	0
Recoveries	0	0	0	0
Balance, end of period	2,334	2,708	2,334	2,708
Commercial and Industrial [Member]
Activity in the allowance for loan losses by portfolio segment [Roll Forward]
Balance, beginning of period	1,129	933	1,140	1,033
Provision (credit) for loan losses	43	176	9	40
Loans charged-off	(134)	0	(134)	0
Recoveries	55	2	78	38
Balance, end of period	1,093	1,111	1,093	1,111
Consumer [Member]
Activity in the allowance for loan losses by portfolio segment [Roll Forward]
Balance, beginning of period	370	288	347	307
Provision (credit) for loan losses	22	44	138	33
Loans charged-off	(48)	(46)	(165)	(90)
Recoveries	29	20	53	56
Balance, end of period	373	306	373	306
All Other [Member]
Activity in the allowance for loan losses by portfolio segment [Roll Forward]
Balance, beginning of period	1,650	1,542	1,723	1,406
Provision (credit) for loan losses	366	25	428	194
Loans charged-off	(81)	(66)	(264)	(126)
Recoveries	32	167	80	194
Balance, end of period	$ 1,967	$ 1,668	$ 1,967	$ 1,668

LOANS, Purchased Impaired Loans

LOANS, Purchased Impaired Loans (Details) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Dec. 31, 2016
Purchased loans [Abstract]
Total carrying amount	$ 5,258		$ 11,321
Contractual principal balance	7,234		14,784
Carrying amount, net of allowance	5,208		11,311
Increase in loan allowance related to acquisitions	50	$ 0
Accretable Yield [Roll Forward]
Beginning Balance	1,208	185
New loans purchased	0	1,115
Accretion of income	(403)	(52)
Reclassification to non-accretable	0	0
Disposals	0	0
Ending Balance	805	$ 1,248
Residential Real Estate [Member]
Purchased loans [Abstract]
Total carrying amount	1,537		1,619
Commercial Real Estate [Member] | Owner Occupied [Member]
Purchased loans [Abstract]
Total carrying amount	1,645		2,013
Commercial Real Estate [Member] | Non-Owner Occupied [Member]
Purchased loans [Abstract]
Total carrying amount	0		5,396
Commercial and Industrial [Member]
Purchased loans [Abstract]
Total carrying amount	216		232
All Other [Member]
Purchased loans [Abstract]
Total carrying amount	$ 1,860		$ 2,061

LOANS, Past Due and Non-perform

LOANS, Past Due and Non-performing Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Past due and non-performing loans [Abstract]
Principal owed on non-accrual loans	$ 22,358	$ 27,998
Recorded investment in non-accrual loans	20,448	25,747
Loans past due over 90 days, still accruing	2,159	1,999
Residential Real Estate [Member]
Past due and non-performing loans [Abstract]
Principal owed on non-accrual loans	3,767	3,467
Recorded investment in non-accrual loans	3,190	2,794
Loans past due over 90 days, still accruing	693	606
Multifamily Real Estate [Member]
Past due and non-performing loans [Abstract]
Principal owed on non-accrual loans	11,102	11,157
Recorded investment in non-accrual loans	11,095	11,106
Loans past due over 90 days, still accruing	332	334
Commercial Real Estate [Member] | Owner Occupied [Member]
Past due and non-performing loans [Abstract]
Principal owed on non-accrual loans	2,156	1,769
Recorded investment in non-accrual loans	2,078	1,704
Loans past due over 90 days, still accruing	0	15
Commercial Real Estate [Member] | Non-Owner Occupied [Member]
Past due and non-performing loans [Abstract]
Principal owed on non-accrual loans	311	294
Recorded investment in non-accrual loans	212	196
Loans past due over 90 days, still accruing	0	36
Commercial and Industrial [Member]
Past due and non-performing loans [Abstract]
Principal owed on non-accrual loans	1,833	2,537
Recorded investment in non-accrual loans	830	1,209
Loans past due over 90 days, still accruing	1,134	1,008
Consumer [Member]
Past due and non-performing loans [Abstract]
Principal owed on non-accrual loans	276	366
Recorded investment in non-accrual loans	252	347
Loans past due over 90 days, still accruing	0	0
All Other [Member]
Past due and non-performing loans [Abstract]
Principal owed on non-accrual loans	2,913	8,408
Recorded investment in non-accrual loans	2,791	8,391
Loans past due over 90 days, still accruing	$ 0	$ 0

LOANS, Past Due Aging Analysis

LOANS, Past Due Aging Analysis (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Aging of recorded investment in past due loans [Abstract]
Total loans	$ 1,037,954	$ 1,024,823
Total past due	27,175	36,171
Loans not past due	1,010,779	988,652
30-89 Days Past Due [Member]
Aging of recorded investment in past due loans [Abstract]
Total past due	6,766	10,972
Greater Than 90 Days Past Due [Member]
Aging of recorded investment in past due loans [Abstract]
Total past due	20,409	25,199
Residential Real Estate [Member]
Aging of recorded investment in past due loans [Abstract]
Total loans	340,288	342,294
Total past due	6,981	7,709
Loans not past due	333,307	334,585
Residential Real Estate [Member] | 30-89 Days Past Due [Member]
Aging of recorded investment in past due loans [Abstract]
Total past due	4,920	6,113
Residential Real Estate [Member] | Greater Than 90 Days Past Due [Member]
Aging of recorded investment in past due loans [Abstract]
Total past due	2,061	1,596
Multifamily Real Estate [Member]
Aging of recorded investment in past due loans [Abstract]
Total loans	78,352	74,165
Total past due	11,535	11,440
Loans not past due	66,817	62,725
Multifamily Real Estate [Member] | 30-89 Days Past Due [Member]
Aging of recorded investment in past due loans [Abstract]
Total past due	108	0
Multifamily Real Estate [Member] | Greater Than 90 Days Past Due [Member]
Aging of recorded investment in past due loans [Abstract]
Total past due	11,427	11,440
Commercial Real Estate [Member] | Owner Occupied [Member]
Aging of recorded investment in past due loans [Abstract]
Total loans	133,846	129,370
Total past due	2,379	3,220
Loans not past due	131,467	126,150
Commercial Real Estate [Member] | Owner Occupied [Member] | 30-89 Days Past Due [Member]
Aging of recorded investment in past due loans [Abstract]
Total past due	364	1,746
Commercial Real Estate [Member] | Owner Occupied [Member] | Greater Than 90 Days Past Due [Member]
Aging of recorded investment in past due loans [Abstract]
Total past due	2,015	1,474
Commercial Real Estate [Member] | Non-Owner Occupied [Member]
Aging of recorded investment in past due loans [Abstract]
Total loans	227,700	220,836
Total past due	278	1,962
Loans not past due	227,422	218,874
Commercial Real Estate [Member] | Non-Owner Occupied [Member] | 30-89 Days Past Due [Member]
Aging of recorded investment in past due loans [Abstract]
Total past due	154	1,803
Commercial Real Estate [Member] | Non-Owner Occupied [Member] | Greater Than 90 Days Past Due [Member]
Aging of recorded investment in past due loans [Abstract]
Total past due	124	159
Commercial and Industrial [Member]
Aging of recorded investment in past due loans [Abstract]
Total loans	77,900	76,736
Total past due	1,950	2,450
Loans not past due	75,950	74,286
Commercial and Industrial [Member] | 30-89 Days Past Due [Member]
Aging of recorded investment in past due loans [Abstract]
Total past due	50	330
Commercial and Industrial [Member] | Greater Than 90 Days Past Due [Member]
Aging of recorded investment in past due loans [Abstract]
Total past due	1,900	2,120
Consumer [Member]
Aging of recorded investment in past due loans [Abstract]
Total loans	29,747	30,916
Total past due	388	626
Loans not past due	29,359	30,290
Consumer [Member] | 30-89 Days Past Due [Member]
Aging of recorded investment in past due loans [Abstract]
Total past due	295	403
Consumer [Member] | Greater Than 90 Days Past Due [Member]
Aging of recorded investment in past due loans [Abstract]
Total past due	93	223
All Other [Member]
Aging of recorded investment in past due loans [Abstract]
Total loans	150,121	150,506
Total past due	3,664	8,764
Loans not past due	146,457	141,742
All Other [Member] | 30-89 Days Past Due [Member]
Aging of recorded investment in past due loans [Abstract]
Total past due	875	577
All Other [Member] | Greater Than 90 Days Past Due [Member]
Aging of recorded investment in past due loans [Abstract]
Total past due	$ 2,789	$ 8,187

LOANS, Allowance for Loan Losse

LOANS, Allowance for Loan Losses and Recorded Investment in Loans by Portfolio Segment Based on Impairment Method (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Mar. 31, 2017	Dec. 31, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015
Allowance for Loan Losses [Abstract]
Individually evaluated for impairment, allowance for loan losses	$ 1,153		$ 596
Collectively evaluated for impairment, allowance for loan losses	10,492		10,230
Total allowance for loan losses	11,695	$ 10,894	10,836	$ 10,804	$ 9,915	$ 9,647
Loans Balances [Abstract]
Individually evaluated for impairment, loan balances	28,370		33,588
Collectively evaluated for impairment, loan balances	1,004,326		979,914
Total loans	1,037,954		1,024,823
Acquired with Deteriorated Credit Quality [Member]
Allowance for Loan Losses [Abstract]
Total allowance for loan losses	50		10
Loans Balances [Abstract]
Individually evaluated for impairment, loan balances	199		208
Total loans	5,258		11,321
Residential Real Estate [Member]
Allowance for Loan Losses [Abstract]
Individually evaluated for impairment, allowance for loan losses	0		0
Collectively evaluated for impairment, allowance for loan losses	2,973		2,948
Total allowance for loan losses	2,973	2,977	2,948	2,747	2,539	2,501
Loans Balances [Abstract]
Individually evaluated for impairment, loan balances	326		379
Collectively evaluated for impairment, loan balances	338,425		340,296
Total loans	340,288		342,294
Residential Real Estate [Member] | Acquired with Deteriorated Credit Quality [Member]
Allowance for Loan Losses [Abstract]
Total allowance for loan losses	0		0
Loans Balances [Abstract]
Total loans	1,537		1,619
Multifamily Real Estate [Member]
Allowance for Loan Losses [Abstract]
Individually evaluated for impairment, allowance for loan losses	517		0
Collectively evaluated for impairment, allowance for loan losses	820		785
Total allowance for loan losses	1,337	770	785	822	745	821
Loans Balances [Abstract]
Individually evaluated for impairment, loan balances	13,593		13,641
Collectively evaluated for impairment, loan balances	64,759		60,524
Total loans	78,352		74,165
Multifamily Real Estate [Member] | Acquired with Deteriorated Credit Quality [Member]
Allowance for Loan Losses [Abstract]
Total allowance for loan losses	0		0
Loans Balances [Abstract]
Total loans	0		0
Commercial Real Estate [Member] | Owner Occupied [Member]
Allowance for Loan Losses [Abstract]
Individually evaluated for impairment, allowance for loan losses	324		244
Collectively evaluated for impairment, allowance for loan losses	1,294		1,299
Total allowance for loan losses	1,618	1,576	1,543	1,442	1,531	1,509
Loans Balances [Abstract]
Individually evaluated for impairment, loan balances	4,095		2,801
Collectively evaluated for impairment, loan balances	128,106		124,556
Total loans	133,846		129,370
Commercial Real Estate [Member] | Owner Occupied [Member] | Acquired with Deteriorated Credit Quality [Member]
Allowance for Loan Losses [Abstract]
Total allowance for loan losses	0		0
Loans Balances [Abstract]
Total loans	1,645		2,013
Commercial Real Estate [Member] | Non-Owner Occupied [Member]
Allowance for Loan Losses [Abstract]
Individually evaluated for impairment, allowance for loan losses	0		0
Collectively evaluated for impairment, allowance for loan losses	2,334		2,350
Total allowance for loan losses	2,334	2,422	2,350	2,708	2,337	2,070
Loans Balances [Abstract]
Individually evaluated for impairment, loan balances	1,914		2,373
Collectively evaluated for impairment, loan balances	225,786		213,067
Total loans	227,700		220,836
Commercial Real Estate [Member] | Non-Owner Occupied [Member] | Acquired with Deteriorated Credit Quality [Member]
Allowance for Loan Losses [Abstract]
Total allowance for loan losses	0		0
Loans Balances [Abstract]
Total loans	0		5,396
Commercial and Industrial [Member]
Allowance for Loan Losses [Abstract]
Individually evaluated for impairment, allowance for loan losses	107		266
Collectively evaluated for impairment, allowance for loan losses	936		864
Total allowance for loan losses	1,093	1,129	1,140	1,111	933	1,033
Loans Balances [Abstract]
Individually evaluated for impairment, loan balances	1,253		1,418
Collectively evaluated for impairment, loan balances	76,431		75,086
Total loans	77,900		76,736
Commercial and Industrial [Member] | Acquired with Deteriorated Credit Quality [Member]
Allowance for Loan Losses [Abstract]
Total allowance for loan losses	50		10
Loans Balances [Abstract]
Total loans	216		232
Consumer [Member]
Allowance for Loan Losses [Abstract]
Individually evaluated for impairment, allowance for loan losses	0		0
Collectively evaluated for impairment, allowance for loan losses	373		347
Total allowance for loan losses	373	370	347	306	288	307
Loans Balances [Abstract]
Individually evaluated for impairment, loan balances	0		0
Collectively evaluated for impairment, loan balances	29,747		30,916
Total loans	29,747		30,916
Consumer [Member] | Acquired with Deteriorated Credit Quality [Member]
Allowance for Loan Losses [Abstract]
Total allowance for loan losses	0		0
Loans Balances [Abstract]
Total loans	0		0
All Other [Member]
Allowance for Loan Losses [Abstract]
Individually evaluated for impairment, allowance for loan losses	205		86
Collectively evaluated for impairment, allowance for loan losses	1,762		1,637
Total allowance for loan losses	1,967	$ 1,650	1,723	$ 1,668	$ 1,542	$ 1,406
Loans Balances [Abstract]
Individually evaluated for impairment, loan balances	7,189		12,976
Collectively evaluated for impairment, loan balances	141,072		135,469
Total loans	150,121		150,506
All Other [Member] | Acquired with Deteriorated Credit Quality [Member]
Allowance for Loan Losses [Abstract]
Total allowance for loan losses	0		0
Loans Balances [Abstract]
Total loans	$ 1,860		$ 2,061

LOANS, Individually Evaluated F

LOANS, Individually Evaluated For Impairment (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Financing Receivable, Impaired [Line Items]
Purchased financing receivable individually evaluated for impairment	$ 28,370	$ 33,588
Loans individually evaluated for impairment [Abstract]
Unpaid principal balance with no related allowance recorded	13,267	31,000
Unpaid principal balance with an allowance recorded	16,738	4,610
Unpaid principal balance, total	30,005	35,610
Recorded investment with no related allowance recorded	12,022	29,350
Recorded investment with an allowance recorded	16,547	4,446
Recorded investment, total	28,569	33,796
Allowance for loan losses allocated	1,203	606
Acquired with Deteriorated Credit Quality [Member]
Financing Receivable, Impaired [Line Items]
Purchased financing receivable individually evaluated for impairment	199	208
Residential Real Estate [Member]
Financing Receivable, Impaired [Line Items]
Purchased financing receivable individually evaluated for impairment	326	379
Loans individually evaluated for impairment [Abstract]
Unpaid principal balance with no related allowance recorded	367	743
Recorded investment with no related allowance recorded	326	379
Multifamily Real Estate [Member]
Financing Receivable, Impaired [Line Items]
Purchased financing receivable individually evaluated for impairment	13,593	13,641
Loans individually evaluated for impairment [Abstract]
Unpaid principal balance with no related allowance recorded	2,498	13,692
Unpaid principal balance with an allowance recorded	11,102
Recorded investment with no related allowance recorded	2,498	13,641
Recorded investment with an allowance recorded	11,095
Allowance for loan losses allocated	517
Commercial Real Estate [Member] | Owner Occupied [Member]
Financing Receivable, Impaired [Line Items]
Purchased financing receivable individually evaluated for impairment	4,095	2,801
Loans individually evaluated for impairment [Abstract]
Unpaid principal balance with no related allowance recorded	3,129	1,803
Unpaid principal balance with an allowance recorded	1,044	1,055
Recorded investment with no related allowance recorded	3,079	1,766
Recorded investment with an allowance recorded	1,016	1,035
Allowance for loan losses allocated	324	244
Commercial Real Estate [Member] | Non-Owner Occupied [Member]
Financing Receivable, Impaired [Line Items]
Purchased financing receivable individually evaluated for impairment	1,914	2,373
Loans individually evaluated for impairment [Abstract]
Unpaid principal balance with no related allowance recorded	2,006	2,465
Recorded investment with no related allowance recorded	1,914	2,373
Commercial and Industrial [Member]
Financing Receivable, Impaired [Line Items]
Purchased financing receivable individually evaluated for impairment	1,253	1,418
Loans individually evaluated for impairment [Abstract]
Unpaid principal balance with no related allowance recorded	2,076	2,429
Unpaid principal balance with an allowance recorded	469	431
Recorded investment with no related allowance recorded	1,134	1,338
Recorded investment with an allowance recorded	318	288
Allowance for loan losses allocated	157	276
All Other [Member]
Financing Receivable, Impaired [Line Items]
Purchased financing receivable individually evaluated for impairment	7,189	12,976
Loans individually evaluated for impairment [Abstract]
Unpaid principal balance with no related allowance recorded	3,191	9,868
Unpaid principal balance with an allowance recorded	4,123	3,124
Recorded investment with no related allowance recorded	3,071	9,853
Recorded investment with an allowance recorded	4,118	3,123
Allowance for loan losses allocated	$ 205	$ 86

LOANS, Average Balance of Loans

LOANS, Average Balance of Loans Individually Evaluated For Impairment (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016
Financing Receivable, Impaired [Line Items]
Average recorded investment	$ 27,949	$ 10,587	$ 29,898	$ 10,034
Interest income recognized	194	121	604	192
Cash basis interest recognized	186	119	592	186
Residential Real Estate [Member]
Financing Receivable, Impaired [Line Items]
Average recorded investment	328	669	345	638
Interest income recognized	0	5	1	11
Cash basis interest recognized	0	5	1	9
Multifamily Real Estate [Member]
Financing Receivable, Impaired [Line Items]
Average recorded investment	13,596	1,824	13,611	1,241
Interest income recognized	65	45	130	58
Cash basis interest recognized	59	45	121	58
Commercial Real Estate [Member] | Owner Occupied [Member]
Financing Receivable, Impaired [Line Items]
Average recorded investment	3,417	795	3,211	678
Interest income recognized	16	0	22	0
Cash basis interest recognized	16	0	22	0
Commercial Real Estate [Member] | Non-Owner Occupied [Member]
Financing Receivable, Impaired [Line Items]
Average recorded investment	1,932	5,308	2,079	5,706
Interest income recognized	29	51	61	100
Cash basis interest recognized	29	51	61	97
Commercial and Industrial [Member]
Financing Receivable, Impaired [Line Items]
Average recorded investment	1,471	1,141	1,523	969
Interest income recognized	27	13	101	16
Cash basis interest recognized	27	12	101	16
All Other [Member]
Financing Receivable, Impaired [Line Items]
Average recorded investment	7,205	850	9,129	802
Interest income recognized	57	7	289	7
Cash basis interest recognized	$ 55	$ 6	$ 286	$ 6

LOANS, Troubled Debt Restructur

LOANS, Troubled Debt Restructurings (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Financing Receivable, Modifications [Line Items]
TDR's on Non-accrual	$ 1,735	$ 942
Other TDR's	8,930	8,268
Total TDR's	10,665	9,210
Specific reserves allocated to loans that have restructured terms	40	43
Commitments to lend additional amounts to borrowers	0	0
Residential Real Estate [Member]
Financing Receivable, Modifications [Line Items]
TDR's on Non-accrual	324	129
Other TDR's	133	464
Total TDR's	457	593
Multifamily Real Estate [Member]
Financing Receivable, Modifications [Line Items]
TDR's on Non-accrual	0	0
Other TDR's	2,166	2,201
Total TDR's	2,166	2,201
Commercial Real Estate [Member] | Owner Occupied [Member]
Financing Receivable, Modifications [Line Items]
TDR's on Non-accrual	601	0
Other TDR's	1,771	856
Total TDR's	2,372	856
Commercial and Industrial [Member]
Financing Receivable, Modifications [Line Items]
TDR's on Non-accrual	59	62
Other TDR's	520	352
Total TDR's	579	414
All Other [Member]
Financing Receivable, Modifications [Line Items]
TDR's on Non-accrual	751	751
Other TDR's	4,340	4,395
Total TDR's	$ 5,091	$ 5,146

LOANS, TDR Modified During Peri

LOANS, TDR Modified During Period (Details) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2017USD ($)Loan	Jun. 30, 2016USD ($)Loan	Jun. 30, 2017USD ($)Loan	Jun. 30, 2016USD ($)Loan
Financing Receivable, Modifications [Line Items]
Number of loans | Loan	3	0	3	6
Pre-modification outstanding recorded investment	$ 1,716	$ 0	$ 1,716	$ 1,029
Post-modification outstanding recorded investment	1,716	0	1,716	1,029
Increase in allowance for loan losses				145
TDR's with payment defaults within 12 months after modification	$ 0	$ 0	$ 0	$ 0
No Permanent Reduction in Recorded Investment or Change in Interest Rate on Loans [Member]
Financing Receivable, Modifications [Line Items]
Number of loans | Loan			1	1
Residential Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Number of loans | Loan		0		2
Pre-modification outstanding recorded investment		$ 0		$ 299
Post-modification outstanding recorded investment		$ 0		$ 299
Commercial Real Estate [Member] | Owner Occupied [Member]
Financing Receivable, Modifications [Line Items]
Number of loans | Loan	2	0	2	2
Pre-modification outstanding recorded investment	$ 1,525	$ 0	$ 1,525	$ 610
Post-modification outstanding recorded investment	$ 1,525	$ 0	$ 1,525	$ 610
Commercial Real Estate [Member] | Non-Owner Occupied [Member]
Financing Receivable, Modifications [Line Items]
Number of loans | Loan		0		1
Pre-modification outstanding recorded investment		$ 0		$ 100
Post-modification outstanding recorded investment		$ 0		$ 100
Commercial and Industrial [Member]
Financing Receivable, Modifications [Line Items]
Number of loans | Loan	1	0	1	1
Pre-modification outstanding recorded investment	$ 191	$ 0	$ 191	$ 20
Post-modification outstanding recorded investment	$ 191	$ 0	$ 191	$ 20

LOANS, Risk Category of Loans b

LOANS, Risk Category of Loans by Class of Loans, Credit Quality Indicators (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Financing Receivable, Recorded Investment [Line Items]
Loans	$ 1,037,954	$ 1,024,823
Residential Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	340,288	342,294
Multifamily Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	78,352	74,165
Commercial Real Estate [Member] | Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	133,846	129,370
Commercial Real Estate [Member] | Non-Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	227,700	220,836
Commercial and Industrial [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	77,900	76,736
Consumer [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	29,747	30,916
All Other [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	150,121	150,506
Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	974,078	957,463
Pass [Member] | Residential Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	327,595	328,905
Pass [Member] | Multifamily Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	63,630	59,375
Pass [Member] | Commercial Real Estate [Member] | Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	121,638	118,134
Pass [Member] | Commercial Real Estate [Member] | Non-Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	219,011	213,641
Pass [Member] | Commercial and Industrial [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	72,032	72,094
Pass [Member] | Consumer [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	29,343	30,369
Pass [Member] | All Other [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	140,829	134,945
Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	22,085	20,606
Special Mention [Member] | Residential Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	3,114	4,880
Special Mention [Member] | Multifamily Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	75	78
Special Mention [Member] | Commercial Real Estate [Member] | Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	6,826	6,720
Special Mention [Member] | Commercial Real Estate [Member] | Non-Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	6,408	4,391
Special Mention [Member] | Commercial and Industrial [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	3,779	2,337
Special Mention [Member] | Consumer [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	155	242
Special Mention [Member] | All Other [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	1,728	1,958
Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	39,178	46,722
Substandard [Member] | Residential Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	9,578	8,507
Substandard [Member] | Multifamily Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	12,035	14,712
Substandard [Member] | Commercial Real Estate [Member] | Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	5,382	4,516
Substandard [Member] | Commercial Real Estate [Member] | Non-Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	2,281	2,804
Substandard [Member] | Commercial and Industrial [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	2,089	2,275
Substandard [Member] | Consumer [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	249	305
Substandard [Member] | All Other [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	7,564	13,603
Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	2,613	32
Doubtful [Member] | Residential Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	1	2
Doubtful [Member] | Multifamily Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	2,612	0
Doubtful [Member] | Commercial Real Estate [Member] | Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	0	0
Doubtful [Member] | Commercial Real Estate [Member] | Non-Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	0	0
Doubtful [Member] | Commercial and Industrial [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	0	30
Doubtful [Member] | Consumer [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	0	0
Doubtful [Member] | All Other [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	$ 0	$ 0

STOCKHOLDERS' EQUITY AND REGU38

STOCKHOLDERS' EQUITY AND REGULATORY MATTERS (Details) - USD ($) $ in Millions	6 Months Ended
	Jun. 30, 2017	Dec. 31, 2016
STOCKHOLDERS' EQUITY AND REGULATORY MATTERS [Abstract]
Number of previous years retained profit taken for dividend calculation	2 years
Funds available for dividends without prior approval	$ 4.1
Capital conservation buffer	7.53%	6.95%
Common Equity Tier 1 Capital (to Risk-Weighted Assets)	13.90%	13.40%
Common Equity Tier 1 Capital (to Risk-Weighted Assets), Regulatory Minimum Requirements	4.50%
Common Equity Tier 1 Capital (to Risk-Weighted Assets), To Be Considered Well Capitalized	6.50%
Tier I Capital (to Risk-Weighted Assets)	14.40%	13.90%
Tier I Capital (to Risk-Weighted Assets), Regulatory Minimum Requirements	6.00%
Tier I Capital (to Risk-Weighted Assets), To Be Considered Well Capitalized	8.00%
Total Capital (to Risk-Weighted Assets)	15.50%	15.00%
Total Capital (to Risk-Weighted Assets), Regulatory Minimum Requirements	8.00%
Total Capital (to Risk-Weighted Assets), To Be Considered Well Capitalized	10.00%
Tier I Capital (to Average Assets)	10.40%	10.10%
Tier I Capital (to Average Assets), Regulatory Minimum Requirements	4.00%
Tier I Capital (to Average Assets), To Be Considered Well Capitalized	5.00%

STOCK COMPENSATION EXPENSE (Det

STOCK COMPENSATION EXPENSE (Details) - USD ($) $ / shares in Units, $ in Thousands	Apr. 19, 2017	Mar. 15, 2017	Mar. 16, 2016	Jun. 30, 2017	Jun. 30, 2016
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Compensation expense				$ 169	$ 142
2012 Long Term Incentive Plan [Member] | Stock Options [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Grants (in shares)		55,500	55,990
Grants (in dollar per share)		$ 19.01	$ 13.55
Unrecognized stock-based compensation expense				$ 124
Unrecognized stock-based compensation, period of recognition				32 months
2012 Long Term Incentive Plan [Member] | Stock Options [Member] | Robert W. Walker [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Grants (in shares)	6,000		7,700
Fair value of stock options granted (in dollars per share)	$ 20.70		$ 13.55
Compensation expense	$ 124		$ 104
2012 Long Term Incentive Plan [Member] | Granted on March 15, 2017 [Member] | Stock Options [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock option vesting periods				3 years
2012 Long Term Incentive Plan [Member] | Granted on March 16, 2016 [Member] | Stock Options [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock option vesting periods				3 years

EARNINGS PER SHARE (Details)

EARNINGS PER SHARE (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016	Dec. 09, 2016
Basic earnings per share [Abstract]
Income available to common stockholders	$ 3,919	$ 2,624	$ 7,583	$ 5,603
Weighted average common shares outstanding (in shares)	10,656,350	10,587,223	10,649,750	10,449,476
Earnings per share (in dollars per share)	$ 0.37	$ 0.25	$ 0.71	$ 0.54
Diluted earnings per share [Abstract]
Income available to common stockholders	$ 3,919	$ 2,624	$ 7,583	$ 5,603
Weighted average common shares outstanding (in shares)	10,656,350	10,587,223	10,649,750	10,449,476
Add dilutive effects of potential additional common stock (in shares)	88,984	59,127	83,140	59,605
Weighted average common and dilutive potential common shares outstanding (in shares)	10,745,334	10,646,350	10,732,890	10,509,081
Earnings per share assuming dilution (in dollars per share)	$ 0.36	$ 0.25	$ 0.71	$ 0.53
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Percentage of stock dividend					10.00%
Stock Options [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Securities not considered in computing diluted earnings per share (in shares)	0	0	0	22,000

FAIR VALUE, Carrying Amount and

FAIR VALUE, Carrying Amount and Estimated Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Financial assets [Abstract]
Securities available for sale	$ 301,224	$ 288,607
Carrying Amount [Member]
Financial assets [Abstract]
Cash and due from banks	80,472	97,163
Federal funds sold	2,396	7,555
Time deposits with other banks	2,582	2,332
Securities available for sale	301,224	288,607
Loans, net	1,026,259	1,013,987
Federal Home Loan Bank stock	3,185	3,200
Interest receivable	3,637	3,862
Financial liabilities [Abstract]
Deposits	(1,277,208)	(1,279,386)
Securities sold under agreements to repurchase	(20,478)	(23,820)
Other borrowed funds	(7,000)	(8,859)
Subordinated Debt	(5,360)	(5,343)
Interest payable	(352)	(364)
Fair Value [Member]
Financial assets [Abstract]
Cash and due from banks	80,472	97,163
Federal funds sold	2,396	7,555
Time deposits with other banks	2,592	2,352
Securities available for sale	301,224	288,607
Loans, net	1,012,953	1,004,388
Interest receivable	3,637	3,862
Financial liabilities [Abstract]
Deposits	(1,273,446)	(1,275,630)
Securities sold under agreements to repurchase	(20,478)	(23,820)
Other borrowed funds	(6,957)	(8,906)
Subordinated Debt	(5,387)	(5,341)
Interest payable	(352)	(364)
Fair Value [Member] | Level 1 [Member]
Financial assets [Abstract]
Cash and due from banks	80,472	97,163
Federal funds sold	2,396	7,555
Time deposits with other banks	0	0
Securities available for sale	0	0
Loans, net	0	0
Interest receivable	0	0
Financial liabilities [Abstract]
Deposits	(931,962)	(920,745)
Securities sold under agreements to repurchase	0	0
Other borrowed funds	0	0
Subordinated Debt	0	0
Interest payable	(8)	(7)
Fair Value [Member] | Level 2 [Member]
Financial assets [Abstract]
Cash and due from banks	0	0
Federal funds sold	0	0
Time deposits with other banks	2,592	2,352
Securities available for sale	301,224	288,607
Loans, net	0	0
Interest receivable	762	771
Financial liabilities [Abstract]
Deposits	(341,484)	(354,885)
Securities sold under agreements to repurchase	(20,478)	(23,820)
Other borrowed funds	(6,957)	(8,906)
Subordinated Debt	(5,387)	(5,341)
Interest payable	(344)	(357)
Fair Value [Member] | Level 3 [Member]
Financial assets [Abstract]
Cash and due from banks	0	0
Federal funds sold	0	0
Time deposits with other banks	0	0
Securities available for sale	0	0
Loans, net	1,012,953	1,004,388
Interest receivable	2,875	3,091
Financial liabilities [Abstract]
Deposits	0	0
Securities sold under agreements to repurchase	0	0
Other borrowed funds	0	0
Subordinated Debt	0	0
Interest payable	$ 0	$ 0

FAIR VALUE, Assets and Liabilit

FAIR VALUE, Assets and Liabilities Measured at Fair Value on Recurring Basis (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Available for sale [Abstract]
Securities available for sale	$ 301,224	$ 288,607
Carrying Value [Member]
Available for sale [Abstract]
Securities available for sale	301,224	288,607
Fair Value [Member]
Available for sale [Abstract]
Securities available for sale	301,224	288,607
Fair Value [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Available for sale [Abstract]
Securities available for sale	0	0
Fair Value [Member] | Significant Other Observable Inputs (Level 2) [Member]
Available for sale [Abstract]
Securities available for sale	301,224	288,607
Fair Value [Member] | Significant Unobservable Inputs (Level 3) [Member]
Available for sale [Abstract]
Securities available for sale	0	0
U.S. Agency MBS - Residential [Member]
Available for sale [Abstract]
Securities available for sale	203,524	174,177
U.S. Agency CMO's - Residential [Member]
Available for sale [Abstract]
Securities available for sale	62,118	73,267
Total Mortgage-Backed Securities of Government Sponsored Agencies [Member]
Available for sale [Abstract]
Securities available for sale	265,642	247,444
U.S. Government Sponsored Agency Securities [Member]
Available for sale [Abstract]
Securities available for sale	21,315	24,501
Obligations of States and Political Subdivisions [Member]
Available for sale [Abstract]
Securities available for sale	14,267	16,662
Recurring [Member] | Carrying Value [Member]
Available for sale [Abstract]
Securities available for sale	301,224	288,607
Recurring [Member] | Fair Value [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Available for sale [Abstract]
Securities available for sale	0	0
Recurring [Member] | Fair Value [Member] | Significant Other Observable Inputs (Level 2) [Member]
Available for sale [Abstract]
Securities available for sale	301,224	288,607
Recurring [Member] | Fair Value [Member] | Significant Unobservable Inputs (Level 3) [Member]
Available for sale [Abstract]
Securities available for sale	0	0
Recurring [Member] | U.S. Agency MBS - Residential [Member] | Carrying Value [Member]
Available for sale [Abstract]
Securities available for sale	203,524	174,177
Recurring [Member] | U.S. Agency MBS - Residential [Member] | Fair Value [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Available for sale [Abstract]
Securities available for sale	0	0
Recurring [Member] | U.S. Agency MBS - Residential [Member] | Fair Value [Member] | Significant Other Observable Inputs (Level 2) [Member]
Available for sale [Abstract]
Securities available for sale	203,524	174,177
Recurring [Member] | U.S. Agency MBS - Residential [Member] | Fair Value [Member] | Significant Unobservable Inputs (Level 3) [Member]
Available for sale [Abstract]
Securities available for sale	0	0
Recurring [Member] | U.S. Agency CMO's - Residential [Member] | Carrying Value [Member]
Available for sale [Abstract]
Securities available for sale	62,118	73,267
Recurring [Member] | U.S. Agency CMO's - Residential [Member] | Fair Value [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Available for sale [Abstract]
Securities available for sale	0	0
Recurring [Member] | U.S. Agency CMO's - Residential [Member] | Fair Value [Member] | Significant Other Observable Inputs (Level 2) [Member]
Available for sale [Abstract]
Securities available for sale	62,118	73,267
Recurring [Member] | U.S. Agency CMO's - Residential [Member] | Fair Value [Member] | Significant Unobservable Inputs (Level 3) [Member]
Available for sale [Abstract]
Securities available for sale	0	0
Recurring [Member] | Total Mortgage-Backed Securities of Government Sponsored Agencies [Member] | Carrying Value [Member]
Available for sale [Abstract]
Securities available for sale	265,642	247,444
Recurring [Member] | Total Mortgage-Backed Securities of Government Sponsored Agencies [Member] | Fair Value [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Available for sale [Abstract]
Securities available for sale	0	0
Recurring [Member] | Total Mortgage-Backed Securities of Government Sponsored Agencies [Member] | Fair Value [Member] | Significant Other Observable Inputs (Level 2) [Member]
Available for sale [Abstract]
Securities available for sale	265,642	247,444
Recurring [Member] | Total Mortgage-Backed Securities of Government Sponsored Agencies [Member] | Fair Value [Member] | Significant Unobservable Inputs (Level 3) [Member]
Available for sale [Abstract]
Securities available for sale	0	0
Recurring [Member] | U.S. Government Sponsored Agency Securities [Member] | Carrying Value [Member]
Available for sale [Abstract]
Securities available for sale	21,315	24,501
Recurring [Member] | U.S. Government Sponsored Agency Securities [Member] | Fair Value [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Available for sale [Abstract]
Securities available for sale	0	0
Recurring [Member] | U.S. Government Sponsored Agency Securities [Member] | Fair Value [Member] | Significant Other Observable Inputs (Level 2) [Member]
Available for sale [Abstract]
Securities available for sale	21,315	24,501
Recurring [Member] | U.S. Government Sponsored Agency Securities [Member] | Fair Value [Member] | Significant Unobservable Inputs (Level 3) [Member]
Available for sale [Abstract]
Securities available for sale	0	0
Recurring [Member] | Obligations of States and Political Subdivisions [Member] | Carrying Value [Member]
Available for sale [Abstract]
Securities available for sale	14,267	16,662
Recurring [Member] | Obligations of States and Political Subdivisions [Member] | Fair Value [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Available for sale [Abstract]
Securities available for sale	0	0
Recurring [Member] | Obligations of States and Political Subdivisions [Member] | Fair Value [Member] | Significant Other Observable Inputs (Level 2) [Member]
Available for sale [Abstract]
Securities available for sale	14,267	16,662
Recurring [Member] | Obligations of States and Political Subdivisions [Member] | Fair Value [Member] | Significant Unobservable Inputs (Level 3) [Member]
Available for sale [Abstract]
Securities available for sale	$ 0	$ 0

FAIR VALUE, Assets and Liabil43

FAIR VALUE, Assets and Liabilities Measured at Fair Value on Nonrecurring Basis (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016	Dec. 31, 2016
Impaired Loans Additional Disclosure [Abstract]
Recorded investment in impaired loans carried at fair value	$ 16,547		$ 16,547		$ 4,446
Valuation allowance for impaired loans	1,203		1,203		606
Impaired collateral dependent loans, provision for loan losses	678	$ 139	763	$ 191
Other Real Estate Owned Additional Disclosure [Abstract]
Recorded investment in other real estate owned carried at fair value - gross	8,803		8,803		9,900
Valuation allowance for other real estate owned	3,311		3,311		3,276
Write downs	324	$ 0	363	$ 0
Multifamily Real Estate [Member]
Impaired Loans Additional Disclosure [Abstract]
Valuation allowance for impaired loans	517		517
Commercial Real Estate [Member] | Owner Occupied [Member]
Impaired Loans Additional Disclosure [Abstract]
Valuation allowance for impaired loans	324		324		244
Commercial and Industrial [Member]
Impaired Loans Additional Disclosure [Abstract]
Valuation allowance for impaired loans	157		157		276
All Other [Member]
Impaired Loans Additional Disclosure [Abstract]
Valuation allowance for impaired loans	205		205		86
Nonrecurring [Member] | Carrying Amount [Member]
Assets [Abstract]
Total impaired loans	15,344		15,344		3,841
Total OREO	5,492		5,492		6,624
Nonrecurring [Member] | Fair Value [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Assets [Abstract]
Total impaired loans	0		0		0
Total OREO	0		0		0
Nonrecurring [Member] | Fair Value [Member] | Significant Other Observable Inputs (Level 2) [Member]
Assets [Abstract]
Total impaired loans	0		0		0
Total OREO	0		0		0
Nonrecurring [Member] | Fair Value [Member] | Significant Unobservable Inputs (Level 3) [Member]
Assets [Abstract]
Total impaired loans	15,344		15,344		3,841
Total OREO	5,492		5,492		6,624
Nonrecurring [Member] | Residential Real Estate [Member] | Carrying Amount [Member]
Assets [Abstract]
Total OREO	509		509		613
Nonrecurring [Member] | Residential Real Estate [Member] | Fair Value [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Assets [Abstract]
Total OREO	0		0		0
Nonrecurring [Member] | Residential Real Estate [Member] | Fair Value [Member] | Significant Other Observable Inputs (Level 2) [Member]
Assets [Abstract]
Total OREO	0		0		0
Nonrecurring [Member] | Residential Real Estate [Member] | Fair Value [Member] | Significant Unobservable Inputs (Level 3) [Member]
Assets [Abstract]
Total OREO	509		509		613
Nonrecurring [Member] | Multifamily Real Estate [Member] | Carrying Amount [Member]
Assets [Abstract]
Total impaired loans	10,578		10,578
Nonrecurring [Member] | Multifamily Real Estate [Member] | Fair Value [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Assets [Abstract]
Total impaired loans	0		0
Nonrecurring [Member] | Multifamily Real Estate [Member] | Fair Value [Member] | Significant Other Observable Inputs (Level 2) [Member]
Assets [Abstract]
Total impaired loans	0		0
Nonrecurring [Member] | Multifamily Real Estate [Member] | Fair Value [Member] | Significant Unobservable Inputs (Level 3) [Member]
Assets [Abstract]
Total impaired loans	10,578		10,578
Nonrecurring [Member] | Commercial Real Estate [Member] | Owner Occupied [Member] | Carrying Amount [Member]
Assets [Abstract]
Total impaired loans	692		692		793
Total OREO	175		175		175
Nonrecurring [Member] | Commercial Real Estate [Member] | Owner Occupied [Member] | Fair Value [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Assets [Abstract]
Total impaired loans	0		0		0
Total OREO	0		0		0
Nonrecurring [Member] | Commercial Real Estate [Member] | Owner Occupied [Member] | Fair Value [Member] | Significant Other Observable Inputs (Level 2) [Member]
Assets [Abstract]
Total impaired loans	0		0		0
Total OREO	0		0		0
Nonrecurring [Member] | Commercial Real Estate [Member] | Owner Occupied [Member] | Fair Value [Member] | Significant Unobservable Inputs (Level 3) [Member]
Assets [Abstract]
Total impaired loans	692		692		793
Total OREO	175		175		175
Nonrecurring [Member] | Commercial Real Estate [Member] | Non-Owner Occupied [Member] | Carrying Amount [Member]
Assets [Abstract]
Total OREO	1,953		1,953		2,153
Nonrecurring [Member] | Commercial Real Estate [Member] | Non-Owner Occupied [Member] | Fair Value [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Assets [Abstract]
Total OREO	0		0		0
Nonrecurring [Member] | Commercial Real Estate [Member] | Non-Owner Occupied [Member] | Fair Value [Member] | Significant Other Observable Inputs (Level 2) [Member]
Assets [Abstract]
Total OREO	0		0		0
Nonrecurring [Member] | Commercial Real Estate [Member] | Non-Owner Occupied [Member] | Fair Value [Member] | Significant Unobservable Inputs (Level 3) [Member]
Assets [Abstract]
Total OREO	1,953		1,953		2,153
Nonrecurring [Member] | Commercial and Industrial [Member] | Carrying Amount [Member]
Assets [Abstract]
Total impaired loans	161		161		12
Nonrecurring [Member] | Commercial and Industrial [Member] | Fair Value [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Assets [Abstract]
Total impaired loans	0		0		0
Nonrecurring [Member] | Commercial and Industrial [Member] | Fair Value [Member] | Significant Other Observable Inputs (Level 2) [Member]
Assets [Abstract]
Total impaired loans	0		0		0
Nonrecurring [Member] | Commercial and Industrial [Member] | Fair Value [Member] | Significant Unobservable Inputs (Level 3) [Member]
Assets [Abstract]
Total impaired loans	161		161		12
Nonrecurring [Member] | All Other [Member] | Carrying Amount [Member]
Assets [Abstract]
Total impaired loans	3,913		3,913		3,036
Total OREO	2,855		2,855		3,683
Nonrecurring [Member] | All Other [Member] | Fair Value [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Assets [Abstract]
Total impaired loans	0		0		0
Total OREO	0		0		0
Nonrecurring [Member] | All Other [Member] | Fair Value [Member] | Significant Other Observable Inputs (Level 2) [Member]
Assets [Abstract]
Total impaired loans	0		0		0
Total OREO	0		0		0
Nonrecurring [Member] | All Other [Member] | Fair Value [Member] | Significant Unobservable Inputs (Level 3) [Member]
Assets [Abstract]
Total impaired loans	3,913		3,913		3,036
Total OREO	$ 2,855		$ 2,855		$ 3,683

FAIR VALUE, Asset Quantitative

FAIR VALUE, Asset Quantitative Information (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2017	Dec. 31, 2016
Impaired Loans [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	$ 15,344	$ 3,841
Impaired Loans [Member] | Multifamily Real Estate [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	$ 10,578
Impaired Loans [Member] | Multifamily Real Estate [Member] | Sales Comparison [Member] | Minimum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment for differences between the comparable sales	4.00%
Impaired Loans [Member] | Multifamily Real Estate [Member] | Sales Comparison [Member] | Maximum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment for differences between the comparable sales	4.00%
Impaired Loans [Member] | Multifamily Real Estate [Member] | Sales Comparison [Member] | Weighted Average [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment for differences between the comparable sales	4.00%
Impaired Loans [Member] | Commercial Real Estate [Member] | Owner Occupied [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	$ 692	$ 793
Impaired Loans [Member] | Commercial Real Estate [Member] | Owner Occupied [Member] | Sales Comparison [Member] | Minimum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment for limited salability of specialized property	23.10%	9.30%
Impaired Loans [Member] | Commercial Real Estate [Member] | Owner Occupied [Member] | Sales Comparison [Member] | Maximum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment for limited salability of specialized property	76.40%	76.40%
Impaired Loans [Member] | Commercial Real Estate [Member] | Owner Occupied [Member] | Sales Comparison [Member] | Weighted Average [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment for limited salability of specialized property	29.50%	19.30%
Impaired Loans [Member] | Commercial and Industrial [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	$ 161	$ 12
Impaired Loans [Member] | Commercial and Industrial [Member] | Sales Comparison [Member] | Minimum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment for limited salability of specialized property		8.00%
Adjustment for differences between the comparable sales	8.00%
Impaired Loans [Member] | Commercial and Industrial [Member] | Sales Comparison [Member] | Maximum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment for limited salability of specialized property		8.00%
Adjustment for differences between the comparable sales	56.50%
Impaired Loans [Member] | Commercial and Industrial [Member] | Sales Comparison [Member] | Weighted Average [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment for limited salability of specialized property		8.00%
Adjustment for differences between the comparable sales	52.80%
Impaired Loans [Member] | All Other [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	$ 3,913	$ 3,036
Impaired Loans [Member] | All Other [Member] | Sales Comparison [Member] | Minimum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment for differences between the comparable sales	8.00%	5.70%
Impaired Loans [Member] | All Other [Member] | Sales Comparison [Member] | Maximum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment for differences between the comparable sales	14.90%	9.00%
Impaired Loans [Member] | All Other [Member] | Sales Comparison [Member] | Weighted Average [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment for differences between the comparable sales	14.70%	8.00%
Other Real Estate Owned [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	$ 5,492	$ 6,624
Other Real Estate Owned [Member] | Residential Real Estate [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	$ 509	$ 613
Other Real Estate Owned [Member] | Residential Real Estate [Member] | Sales Comparison [Member] | Minimum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment for differences between the comparable sales	0.10%	0.70%
Other Real Estate Owned [Member] | Residential Real Estate [Member] | Sales Comparison [Member] | Maximum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment for differences between the comparable sales	50.20%	86.80%
Other Real Estate Owned [Member] | Residential Real Estate [Member] | Sales Comparison [Member] | Weighted Average [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment for differences between the comparable sales	14.70%	25.20%
Other Real Estate Owned [Member] | Commercial Real Estate [Member] | Owner Occupied [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	$ 175	$ 175
Other Real Estate Owned [Member] | Commercial Real Estate [Member] | Owner Occupied [Member] | Sales Comparison [Member] | Minimum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment for differences between the comparable sales	21.80%	21.80%
Other Real Estate Owned [Member] | Commercial Real Estate [Member] | Owner Occupied [Member] | Sales Comparison [Member] | Maximum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment for differences between the comparable sales	21.80%	21.80%
Other Real Estate Owned [Member] | Commercial Real Estate [Member] | Owner Occupied [Member] | Sales Comparison [Member] | Weighted Average [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment for differences between the comparable sales	21.80%	21.80%
Other Real Estate Owned [Member] | Commercial Real Estate [Member] | Non-Owner Occupied [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	$ 1,953	$ 2,153
Other Real Estate Owned [Member] | Commercial Real Estate [Member] | Non-Owner Occupied [Member] | Sales Comparison [Member] | Minimum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment for differences between the comparable sales	27.60%	17.20%
Other Real Estate Owned [Member] | Commercial Real Estate [Member] | Non-Owner Occupied [Member] | Sales Comparison [Member] | Maximum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment for differences between the comparable sales	58.90%	27.60%
Other Real Estate Owned [Member] | Commercial Real Estate [Member] | Non-Owner Occupied [Member] | Sales Comparison [Member] | Weighted Average [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment for differences between the comparable sales	30.80%	25.70%
Other Real Estate Owned [Member] | All Other [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	$ 2,855	$ 3,683
Other Real Estate Owned [Member] | All Other [Member] | Sales Comparison [Member] | Minimum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment for estimated realizable value	15.10%	15.10%
Other Real Estate Owned [Member] | All Other [Member] | Sales Comparison [Member] | Maximum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment for estimated realizable value	69.00%	45.40%
Other Real Estate Owned [Member] | All Other [Member] | Sales Comparison [Member] | Weighted Average [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment for estimated realizable value	18.80%	21.80%