Premier Financial Bancorp (PFBI) 10-Q 9 Nov 17 2017 Q3 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	9 Months Ended
	Sep. 30, 2017	Nov. 01, 2017
Document and Entity Information [Abstract]
Entity Registrant Name	PREMIER FINANCIAL BANCORP INC
Entity Central Index Key	887,919
Current Fiscal Year End Date	--12-31
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Filer Category	Accelerated Filer
Entity Common Stock, Shares Outstanding		10,668,589
Document Fiscal Year Focus	2,017
Document Fiscal Period Focus	Q3
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Sep. 30, 2017

CONSOLIDATED BALANCE SHEETS (UN

CONSOLIDATED BALANCE SHEETS (UNAUDITED) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
ASSETS
Cash and due from banks	$ 41,831	$ 41,443
Interest bearing bank balances	21,681	55,720
Federal funds sold	11,632	7,555
Cash and cash equivalents	75,144	104,718
Time deposits with other banks	2,582	2,332
Securities available for sale	289,203	288,607
Loans	1,055,324	1,024,823
Allowance for loan losses	(12,359)	(10,836)
Net loans	1,042,965	1,013,987
Federal Home Loan Bank stock, at cost	3,185	3,200
Premises and equipment, net	23,504	24,224
Real estate and other property acquired through foreclosure	11,458	12,665
Interest receivable	4,060	3,862
Goodwill	35,371	35,371
Other intangible assets	3,581	4,349
Other assets	1,622	2,878
Total assets	1,492,675	1,496,193
Deposits
Non-interest bearing	327,965	319,618
Time deposits, $250,000 and over	64,919	66,378
Other interest bearing	876,500	893,390
Total deposits	1,269,384	1,279,386
Securities sold under agreements to repurchase	25,116	23,820
Other borrowed funds	6,000	8,859
Subordinated debt	5,368	5,343
Interest payable	358	364
Other liabilities	3,192	4,237
Total liabilities	1,309,418	1,322,009
Stockholders' equity
Common stock, no par value; 20,000,000 shares authorized; 10,668,589 shares issued and outstanding at September 30, 2017, and 10,640,735 shares issued and outstanding at December 31, 2016	110,353	109,911
Retained earnings	72,449	66,195
Accumulated other comprehensive income (loss)	455	(1,922)
Total stockholders' equity	183,257	174,184
Total liabilities and stockholders' equity	$ 1,492,675	$ 1,496,193

CONSOLIDATED BALANCE SHEETS (U3

CONSOLIDATED BALANCE SHEETS (UNAUDITED) (Parenthetical) - $ / shares	Sep. 30, 2017	Dec. 31, 2016
Stockholders' equity
Common stock, par value (in dollars per share)	$ 0	$ 0
Common stock, shares authorized (in shares)	20,000,000	20,000,000
Common stock, shares issued (in shares)	10,668,589	10,640,735
Common stock, shares outstanding (in shares)	10,668,589	10,640,735

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016
Interest income
Loans, including fees	$ 13,469	$ 13,375	$ 41,667	$ 39,084
Securities available for sale
Taxable	1,427	1,285	4,236	4,075
Tax-exempt	62	82	198	254
Federal funds sold and other	176	123	515	328
Total interest income	15,134	14,865	46,616	43,741
Interest expense
Deposits	954	965	2,854	2,917
Repurchase agreements and other	7	10	21	28
FHLB advances	0	10	0	32
Other borrowings	68	101	234	321
Subordinated debt	74	63	218	181
Total interest expense	1,103	1,149	3,327	3,479
Net interest income	14,031	13,716	43,289	40,262
Provision for loan losses	891	312	2,033	1,436
Net interest income after provision for loan losses	13,140	13,404	41,256	38,826
Non-interest income
Service charges on deposit accounts	1,136	1,031	3,201	2,975
Electronic banking income	811	791	2,424	2,355
Secondary market mortgage income	67	64	173	163
Other	163	176	530	571
Total non-interest income	2,177	2,062	6,328	6,064
Non-interest expenses
Salaries and employee benefits	4,760	4,817	14,703	15,025
Occupancy and equipment expenses	1,511	1,635	4,481	4,697
Outside data processing	1,344	1,300	4,019	3,935
Professional fees	196	167	721	500
Taxes, other than payroll, property and income	189	156	589	473
Write-downs, expenses, sales of other real estate owned, net	346	765	1,139	1,402
Amortization of intangibles	252	278	768	862
FDIC insurance	159	278	506	752
Other expenses	1,168	1,212	3,401	3,674
Total non-interest expenses	9,925	10,608	30,327	31,320
Income before income taxes	5,392	4,858	17,257	13,570
Provision for income taxes	1,925	1,694	6,207	4,803
Net income	$ 3,467	$ 3,164	$ 11,050	$ 8,767
Net income per share:
Basic (in dollars per share)	$ 0.33	$ 0.30	$ 1.04	$ 0.83
Diluted (in dollars per share)	$ 0.32	$ 0.30	$ 1.03	$ 0.83

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS) (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS) (UNAUDITED)
Net income	$ 3,467	$ 3,164	$ 11,050	$ 8,767
Other comprehensive income (loss):
Unrealized gains (losses) arising during the period	(68)	15	3,658	4,504
Reclassification of realized amount	0	0	0	(4)
Net change in unrealized gain on securities	(68)	15	3,658	4,500
Less tax impact	24	(5)	(1,281)	(1,576)
Other comprehensive income (loss)	(44)	10	2,377	2,924
Comprehensive income	$ 3,423	$ 3,174	$ 13,427	$ 11,691

CONSOLIDATED STATEMENT OF CHANG

CONSOLIDATED STATEMENT OF CHANGES IN STOCKHOLDERS' EQUITY (UNAUDITED) - 9 months ended Sep. 30, 2017 - USD ($) $ in Thousands	Common Stock [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income [Member]	Total
Balances at Dec. 31, 2016	$ 109,911	$ 66,195	$ (1,922)	$ 174,184
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	0	11,050	0	11,050
Other comprehensive income	0	0	2,377	2,377
Cash dividends paid ($0.45 per share)	0	(4,796)	0	(4,796)
Stock based compensation expense	194	0	0	194
Stock options exercised	248	0	0	248
Balances at Sep. 30, 2017	$ 110,353	$ 72,449	$ 455	$ 183,257

CONSOLIDATED STATEMENT OF CHAN7

CONSOLIDATED STATEMENT OF CHANGES IN STOCKHOLDERS' EQUITY (UNAUDITED) (Parenthetical)	9 Months Ended
	Sep. 30, 2017$ / shares
CONSOLIDATED STATEMENT OF CHANGES IN STOCKHOLDERS' EQUITY (UNAUDITED) [Abstract]
Cash dividends paid (in dollars per share)	$ 0.45

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016
Cash flows from operating activities
Net income	$ 11,050	$ 8,767
Adjustments to reconcile net income to net cash from operating activities
Depreciation	1,303	1,461
Provision for loan losses	2,033	1,436
Amortization (accretion), net	1,166	2,010
OREO writedowns, net	434	508
Stock compensation expense	194	160
Changes in:
Interest receivable	(198)	(259)
Other assets	(24)	(140)
Interest payable	(6)	(76)
Other liabilities	(1,045)	(2,071)
Net cash from operating activities	14,907	11,796
Cash flows from investing activities
Net change in time deposits with other banks	(250)	0
Purchases of securities available for sale	(49,210)	(22,512)
Proceeds from maturities and calls of securities available for sale	50,787	62,011
Redemption of FRB and FHLB stock	15	190
Net change in loans	(30,865)	(51,417)
Acquisition of subsidiary, net of cash received	0	16,385
Purchases of premises and equipment, net	(654)	(413)
Proceeds from sales of other real estate acquired through foreclosure	1,827	870
Net cash from (used in) investing activities	(28,350)	5,114
Cash flows from financing activities
Net change in deposits	(10,020)	8,246
Net change in agreements to repurchase securities	1,296	3,282
Repayment of other borrowed funds	(2,859)	(1,824)
Proceeds from stock option exercises	248	645
Repayment of FHLB advances, net	0	(772)
Common stock dividends paid	(4,796)	(4,338)
Net cash from (used in) financing activities	(16,131)	5,239
Net change in cash and cash equivalents	(29,574)	22,149
Cash and cash equivalents at beginning of period	104,718	72,539
Cash and cash equivalents at end of period	75,144	94,688
Supplemental disclosures of cash flow information:
Cash paid during period for interest	3,333	3,555
Cash paid during period for income taxes	6,395	5,122
Loans transferred to real estate acquired through foreclosure	983	631
Stock issued to acquire subsidiary	0	22,041
Premises transferred to other real estate owned	$ 71	$ 0

BASIS OF PRESENTATION

BASIS OF PRESENTATION	9 Months Ended
	Sep. 30, 2017
BASIS OF PRESENTATION [Abstract]
BASIS OF PRESENTATION	NOTE 1 - BASIS OF PRESENTATION The consolidated financial statements include the accounts of Premier Financial Bancorp, Inc. (the Company) and its wholly owned subsidiaries (the "Banks"): September 30, 2017 Year Total Net Income Subsidiary Location Acquired Assets Qtr YTD Citizens Deposit Bank & Trust Vanceburg, Kentucky 1991 $ 425,115 $ 1,209 $ 3,509 Premier Bank, Inc. Huntington, West Virginia 1998 1,060,991 2,734 9,007 Parent and Intercompany Eliminations 6,569 (476 ) (1,466 ) Consolidated Total $ 1,492,675 $ 3,467 $ 11,050 All significant intercompany transactions and balances have been eliminated. Recently Issued Accounting Pronouncements In May 2014, FASB issued Accounting Standards Update 2014-09, Revenue from Contracts with Customers (Topic 606) In January 2016, the FASB issued ASU No. 2016-01, Financial Instruments—Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities. In February 2016, the FASB issued ASU No. 2016-02, Leases (Topic 842). In March 2016, the FASB issued ASU No. 2016-09, Compensation—Stock Compensation: Improvements to Employee Share-Based Payment Accounting In June 2016, the FASB issued ASU No. 2016-13, Financial Instruments—Credit Losses: Measurement of Credit Losses on Financial Instruments

SECURITIES

SECURITIES	9 Months Ended
	Sep. 30, 2017
SECURITIES [Abstract]
SECURITIES	NOTE 2 –SECURITIES Amortized cost and fair value of investment securities, by category, at September 30, 2017 are summarized as follows: 2017 Amortized Cost Unrealized Gains Unrealized Losses Fair Value Available for sale Mortgage-backed securities U. S. sponsored agency MBS - residential $ 199,483 $ 1,028 $ (578 ) $ 199,933 U. S. sponsored agency CMO's - residential 56,330 553 (369 ) 56,514 Total mortgage-backed securities of government sponsored agencies 255,813 1,581 (947 ) 256,447 U. S. government sponsored agency securities 19,344 5 (74 ) 19,275 Obligations of states and political subdivisions 13,346 140 (5 ) 13,481 Total available for sale $ 288,503 $ 1,726 $ (1,026 ) $ 289,203 Amortized cost and fair value of investment securities, by category, at December 31, 2016 are summarized as follows: 2016 Amortized Cost Unrealized Gains Unrealized Losses Fair Value Available for sale Mortgage-backed securities U. S. sponsored agency MBS - residential $ 177,105 $ 245 $ (3,173 ) $ 174,177 U. S. sponsored agency CMO's - residential 73,163 761 (657 ) 73,267 Total mortgage-backed securities of government sponsored agencies 250,268 1,006 (3,830 ) 247,444 U. S. government sponsored agency securities 24,652 23 (174 ) 24,501 Obligations of states and political subdivisions 16,645 111 (94 ) 16,662 Total available for sale $ 291,565 $ 1,140 $ (4,098 ) $ 288,607 The amortized cost and fair value of securities at September 30, 2017 by contractual maturity are shown below. Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. Amortized Cost Fair Value Available for sale Due in one year or less $ 9,687 $ 9,701 Due after one year through five years 17,073 17,070 Due after five years through ten years 5,375 5,430 Due after ten years 555 555 Mortgage-backed securities of government sponsored agencies 255,813 256,447 Total available for sale $ 288,503 $ 289,203 Securities with unrealized losses at September 30, 2017 aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position are as follows: Less than 12 Months 12 Months or More Total Description of Securities Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss U.S government sponsored agency securities $ 17,242 $ (74 ) $ - $ - $ 17,242 $ (74 ) U.S government sponsored agency MBS – residential 56,820 (429 ) 5,234 (149 ) 62,054 (578 ) U.S government sponsored agency CMO's – residential 11,256 (129 ) 11,184 (240 ) 22,440 (369 ) Obligations of states and political subdivisions 619 (4 ) 775 (1 ) 1,394 (5 ) Total temporarily impaired $ 85,937 $ (636 ) $ 17,193 $ (390 ) $ 103,130 $ (1,026 ) Securities with unrealized losses at December 31, 2016 aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position are as follows: Less than 12 Months 12 Months or More Total Description of Securities Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss U.S government sponsored agency securities $ 17,207 $ (174 ) $ - $ - $ 17,207 $ (174 ) U.S government sponsored agency MBS – residential 157,022 (3,173 ) - - 157,022 (3,173 ) U.S government sponsored agency CMO's – residential 18,374 (373 ) 8,750 (284 ) 27,124 (657 ) Obligations of states and political subdivisions 7,961 (94 ) - - 7,961 (94 ) Total temporarily impaired $ 200,564 $ (3,814 ) $ 8,750 $ (284 ) $ 209,314 $ (4,098 ) The investment portfolio is predominately high credit quality interest-bearing bonds with defined maturity dates backed by the U.S. Government or Government sponsored entities. The unrealized losses at September 30, 2017 and December 31, 2016 are price changes resulting from changes in the interest rate environment and are considered to be temporary declines in the value of the securities. Management does not intend to sell and it is likely that management will not be required to sell the securities prior to their anticipated recovery. Their fair value is expected to recover as the bonds approach their maturity date and/or market conditions improve.

LOANS

LOANS	9 Months Ended
	Sep. 30, 2017
LOANS [Abstract]
LOANS	NOTE 3 - LOANS Major classifications of loans at September 30, 2017 and December 31, 2016 are summarized as follows: 2017 2016 Residential real estate $ 337,502 $ 342,294 Multifamily real estate 70,698 74,165 Commercial real estate: Owner occupied 134,773 129,370 Non owner occupied 237,655 220,836 Commercial and industrial 82,332 76,736 Consumer 29,675 30,916 All other 162,689 150,506 $ 1,055,324 $ 1,024,823 Activity in the allowance for loan losses by portfolio segment for the nine months ended September 30, 2017 was as follows: Loan Class Balance Dec 31, 2016 Provision (credit) for loan losses Loans charged-off Recoveries Balance Sept 30, 2017 Residential real estate $ 2,948 $ 363 $ (362 ) $ 52 $ 3,001 Multifamily real estate 785 475 - - 1,260 Commercial real estate: Owner occupied 1,543 (161 ) (7 ) 242 1,617 Non owner occupied 2,350 265 (8 ) - 2,607 Commercial and industrial 1,140 3 (138 ) 95 1,100 Consumer 347 148 (214 ) 86 367 All other 1,723 940 (373 ) 117 2,407 Total $ 10,836 $ 2,033 $ (1,102 ) $ 592 $ 12,359 Activity in the allowance for loan losses by portfolio segment for the nine months ending September 30, 2016 was as follows: Loan Class Balance Dec 31, 2015 Provision (credit) for loan losses Loans charged-off Recoveries Balance Sept 30, 2016 Residential real estate $ 2,501 $ 377 $ (107 ) $ 19 $ 2,790 Multifamily real estate 821 92 - - 913 Commercial real estate: Owner occupied 1,509 (140 ) - 2 1,371 Non owner occupied 2,070 645 - - 2,715 Commercial and industrial 1,033 83 (29 ) 42 1,129 Consumer 307 172 (232 ) 71 318 All other 1,406 207 (207 ) 221 1,627 Total $ 9,647 $ 1,436 $ (575 ) $ 355 $ 10,863 Activity in the allowance for loan losses by portfolio segment for the three months ended September 30, 2017 was as follows: Loan Class Balance June 30, 2017 Provision (credit) for loan losses Loans charged-off Recoveries Balance Sept 30, 2017 Residential real estate $ 2,973 $ 170 $ (163 ) $ 21 $ 3,001 Multifamily real estate 1,337 (77 ) - - 1,260 Commercial real estate: Owner occupied 1,618 5 (7 ) 1 1,617 Non owner occupied 2,334 276 (3 ) - 2,607 Commercial and industrial 1,093 (6 ) (4 ) 17 1,100 Consumer 373 10 (49 ) 33 367 All other 1,967 513 (110 ) 37 2,407 Total $ 11,695 $ 891 $ (336 ) $ 109 $ 12,359 Activity in the allowance for loan losses by portfolio segment for the three months ending September 30, 2016 was as follows: Loan Class Balance June 30, 2016 Provision (credit) for loan losses Loans charged-off Recoveries Balance Sept 30, 2016 Residential real estate $ 2,747 $ 91 $ (51 ) $ 3 $ 2,790 Multifamily real estate 822 91 - - 913 Commercial real estate: Owner occupied 1,442 (72 ) - 1 1,371 Non owner occupied 2,708 7 - - 2,715 Commercial and industrial 1,111 43 (29 ) 4 1,129 Consumer 306 139 (142 ) 15 318 All other 1,668 13 (81 ) 27 1,627 Total $ 10,804 $ 312 $ (303 ) $ 50 $ 10,863 Purchased Impaired Loans The Company holds purchased loans for which there was, at their acquisition date, evidence of deterioration of credit quality since their origination and it was probable, at acquisition, that all contractually required payments would not be collected. The carrying amount of those loans is as follows at September 30, 2017 and December 31, 2016. 2017 2016 Residential real estate $ 1,515 $ 1,619 Commercial real estate Owner occupied 1,564 2,013 Non owner occupied - 5,396 Commercial and industrial 214 232 All other 1,828 2,061 Total carrying amount $ 5,121 $ 11,321 Contractual principal balance $ 7,116 $ 14,784 Carrying amount, net of allowance $ 5,071 $ 11,311 For those purchased loans disclosed above, the Company increased the allowance for loan losses by $50,000 for the nine-months ended September 30, 2017, but did not increase the allowance for loan losses for purchased impaired loans during the nine-months ended September 30, 2016. For those purchased loans disclosed above, where the Company can reasonably estimate the cash flows expected to be collected on the loans, a portion of the purchase discount is allocated to an accretable yield adjustment based upon the present value of the future estimated cash flows versus the current carrying value of the loan and the accretable yield portion is being recognized as interest income over the remaining life of the loan. Where the Company cannot reasonably estimate the cash flows expected to be collected on the loans, it has continued to account for those loans using the cost recovery method of income recognition. As such, no portion of a purchase discount adjustment has been determined to meet the definition of an accretable yield adjustment on those loans accounted for using the cost recovery method. If, in the future, cash flows from the borrower(s) can be reasonably estimated, a portion of the purchase discount would be allocated to an accretable yield adjustment based upon the present value of the future estimated cash flows versus the current carrying value of the loan and the accretable yield portion would be recognized as interest income over the remaining life of the loan. Until such accretable yield can be calculated, under the cost recovery method of income recognition, all payments will be used to reduce the carrying value of the loan and no income will be recognized on the loan until the carrying value is reduced to zero. Any loan accounted for under the cost recovery method is also still included as a non-accrual loan in the amounts presented in the tables below. The accretable yield, or income expected to be collected, on the purchased loans above is as follows at September 30, 2017 and September 30, 2016. 2017 2016 Balance at January 1 $ 1,208 $ 185 New loans purchased - 1,151 Accretion of income (398 ) (64 ) Reclassification to non-accretable - - Disposals - - Balance at September 30 $ 810 $ 1,272 Past Due and Non-performing Loans The following tables present the recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans as of September 30, 2017 and December 31, 2016. The recorded investment in non-accrual loans is less than the principal owed on non-accrual loans due to discounts applied to the carrying value of the loan at time of their acquisition and interest payments made by the borrower which have been used to reduce the recorded investment in the loan rather than recognized as interest income. September 30, 2017 Principal Owed on Non-accrual Loans Recorded Investment in Non-accrual Loans Loans Past Due Over 90 Days, still accruing Residential real estate $ 3,248 $ 2,846 $ 585 Multifamily real estate 11,101 11,095 334 Commercial real estate Owner occupied 2,052 1,974 63 Non owner occupied 310 209 86 Commercial and industrial 2,062 1,054 648 Consumer 331 304 - All other 6,984 6,863 - Total $ 26,088 $ 24,345 $ 1,716 December 31, 2016 Principal Owed on Non-accrual Loans Recorded Investment in Non-accrual Loans Loans Past Due Over 90 Days, still accruing Residential real estate $ 3,467 $ 2,794 $ 606 Multifamily real estate 11,157 11,106 334 Commercial real estate Owner occupied 1,769 1,704 15 Non owner occupied 294 196 36 Commercial and industrial 2,537 1,209 1,008 Consumer 366 347 - All other 8,408 8,391 - Total $ 27,998 $ 25,747 $ 1,999 Nonaccrual loans and impaired loans are defined differently. Some loans may be included in both categories, and some may only be included in one category. Nonaccrual loans include both smaller balance homogeneous loans that are collectively evaluated for impairment and individually classified impaired loans. The following table presents the aging of the recorded investment in past due loans as of September 30, 2017 by class of loans: Loan Class Total Loans 30-89 Days Past Due Greater than 90 days past due Total Past Due Loans Not Past Due Residential real estate $ 337,502 $ 6,460 $ 1,717 $ 8,177 $ 329,325 Multifamily real estate 70,698 - 11,429 11,429 59,269 Commercial real estate: Owner occupied 134,773 172 1,979 2,151 132,622 Non owner occupied 237,655 374 227 601 237,054 Commercial and industrial 82,332 179 1,628 1,807 80,525 Consumer 29,675 365 121 486 29,189 All other 162,689 1,370 6,861 8,231 154,458 Total $ 1,055,324 $ 8,920 $ 23,962 $ 32,882 $ 1,022,442 The following table presents the aging of the recorded investment in past due loans as of December 31, 2016 by class of loans: Loan Class Total Loans 30-89 Days Past Due Greater than 90 days past due Total Past Due Loans Not Past Due Residential real estate $ 342,294 $ 6,113 $ 1,596 $ 7,709 $ 334,585 Multifamily real estate 74,165 - 11,440 11,440 62,725 Commercial real estate: Owner occupied 129,370 1,746 1,474 3,220 126,150 Non owner occupied 220,836 1,803 159 1,962 218,874 Commercial and industrial 76,736 330 2,120 2,450 74,286 Consumer 30,916 403 223 626 30,290 All other 150,506 577 8,187 8,764 141,742 Total $ 1,024,823 $ 10,972 $ 25,199 $ 36,171 $ 988,652 The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of September 30, 2017: Allowance for Loan Losses Loan Balances Loan Class Individually Evaluated for Impairment Collectively Evaluated for Impairment Acquired with Deteriorated Credit Quality Total Individually Evaluated for Impairment Collectively Evaluated for Impairment Acquired with Deteriorated Credit Quality Total Residential real estate $ - $ 3,001 $ - $ 3,001 $ 320 $ 335,667 $ 1,515 $ 337,502 Multifamily real estate 517 743 - 1,260 13,588 57,110 - 70,698 Commercial real estate: Owner occupied 301 1,316 - 1,617 3,725 129,484 1,564 134,773 Non-owner occupied 88 2,519 - 2,607 5,583 232,072 - 237,655 Commercial and industrial 105 945 50 1,100 1,129 80,989 214 82,332 Consumer 19 348 - 367 19 29,656 - 29,675 All other 518 1,889 - 2,407 7,177 153,684 1,828 162,689 Total $ 1,548 $ 10,761 $ 50 $ 12,359 $ 31,541 $ 1,018,662 $ 5,121 $ 1,055,324 The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of December 31, 2016: Allowance for Loan Losses Loan Balances Loan Class Individually Evaluated for Impairment Collectively Evaluated for Impairment Acquired with Deteriorated Credit Quality Total Individually Evaluated for Impairment Collectively Evaluated for Impairment Acquired with Deteriorated Credit Quality Total Residential real estate $ - $ 2,948 $ - $ 2,948 $ 379 $ 340,296 $ 1,619 $ 342,294 Multifamily real estate - 785 - 785 13,641 60,524 - 74,165 Commercial real estate: Owner occupied 244 1,299 - 1,543 2,801 124,556 2,013 129,370 Non-owner occupied - 2,350 - 2,350 2,373 213,067 5,396 220,836 Commercial and industrial 266 864 10 1,140 1,418 75,086 232 76,736 Consumer - 347 - 347 - 30,916 - 30,916 All other 86 1,637 - 1,723 12,976 135,469 2,061 150,506 Total $ 596 $ 10,230 $ 10 $ 10,836 $ 33,588 $ 979,914 $ 11,321 $ 1,024,823 In the tables below, total individually evaluated impaired loans include certain purchased loans that were acquired with deteriorated credit quality that are still individually evaluated for impairment. The following table presents loans individually evaluated for impairment by class of loans as of September 30, 2017. The table includes $199,000 of loans acquired with deteriorated credit quality that the Company cannot reasonably estimate cash flows such that they are accounted for on the cost recovery method and are still individually evaluated for impairment. Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated With no related allowance recorded: Residential real estate $ 360 $ 320 $ - Multifamily real estate 2,492 2,492 - Commercial real estate Owner occupied 2,916 2,855 - Non owner occupied 3,604 3,512 - Commercial and industrial 1,767 1,012 - All other 3,186 3,066 - 14,325 13,257 - With an allowance recorded: Multifamily real estate $ 11,102 $ 11,095 $ 517 Commercial real estate Owner occupied 888 870 301 Non owner occupied 2,072 2,072 88 Commercial and industrial 468 316 155 Consumer 19 19 19 All other 4,116 4,111 518 18,665 18,483 1,598 Total $ 32,990 $ 31,740 $ 1,598 The following table presents loans individually evaluated for impairment by class of loans as of December 31, 2016. The table includes $208,000 of loans acquired with deteriorated credit quality that the Company cannot reasonably estimate cash flows such that they are accounted for on the cost recovery method and are still individually evaluated for impairment. Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated With no related allowance recorded: Residential real estate $ 743 $ 379 $ - Multifamily real estate 13,692 13,641 - Commercial real estate Owner occupied 1,803 1,766 - Non owner occupied 2,465 2,373 - Commercial and industrial 2,429 1,338 - All other 9,868 9,853 - 31,000 29,350 - With an allowance recorded: Commercial real estate Owner occupied $ 1,055 $ 1,035 $ 244 Commercial and industrial 431 288 276 All other 3,124 3,123 86 4,610 4,446 606 Total $ 35,610 $ 33,796 $ 606 The following table presents the average balance of loans individually evaluated for impairment and interest income recognized on these loans for the nine months ended September 30, 2017 and September 30, 2016. The table includes loans acquired with deteriorated credit quality that are still individually evaluated for impairment. Nine months ended Sept 30, 2017 Nine months ended Sept 30, 2016 Loan Class Average Recorded Investment Interest Income Recognized Cash Basis Interest Recognized Average Recorded Investment Interest Income Recognized Cash Basis Interest Recognized Residential real estate $ 339 $ 1 $ 1 $ 612 $ 16 $ 14 Multifamily real estate 13,605 196 181 1,580 121 121 Commercial real estate: Owner occupied 3,340 49 49 1,144 3 3 Non-owner occupied 2,955 124 124 5,066 275 273 Commercial and industrial 1,474 114 114 1,155 26 26 Consumer 5 - - - - - All other 8,641 342 341 3,011 40 6 Total $ 30,359 $ 826 $ 810 $ 12,568 $ 481 $ 443 The following table presents the average balance of loans individually evaluated for impairment and interest income recognized on these loans for the three months ended September 30, 2017 and September 30, 2016 The table includes loans acquired with deteriorated credit quality that are still individually evaluated for impairment. Three months ended Sept 30, 2017 Three months ended Sept 30, 2016 Loan Class Average Recorded Investment Interest Income Recognized Cash Basis Interest Recognized Average Recorded Investment Interest Income Recognized Cash Basis Interest Recognized Residential real estate $ 323 $ - $ - $ 667 $ 5 $ 5 Multifamily real estate 13,590 66 60 2,594 63 63 Commercial real estate: Owner occupied 3,910 27 27 1,847 3 3 Non-owner occupied 3,749 63 63 4,240 175 175 Commercial and industrial 1,390 13 13 1,809 10 10 Consumer 9 - - - - - All other 7,183 53 53 5,243 33 - Total $ 30,154 $ 222 $ 216 $ 16,400 $ 289 $ 256 Troubled Debt Restructurings A loan is classified as a troubled debt restructuring ("TDR") when loan terms are modified due to a borrower's financial difficulties and a concession is granted to a borrower that would not have otherwise been considered. Most of the Company's loan modifications involve a restructuring of loan terms prior to maturity to temporarily reduce the payment amount and/or to require only interest for a temporary period, usually up to six months. These modifications generally do not meet the definition of a TDR because the modifications are considered to be an insignificant delay in payment. The determination of an insignificant delay in payment is evaluated based on the facts and circumstances of the individual borrower(s). The following table presents TDR's as of September 30, 2017 and December 31, 2016: September 30, 2017 TDR's on Non-accrual Other TDR's Total TDR's Residential real estate $ 317 $ 110 $ 427 Multifamily real estate - 2,159 2,159 Commercial real estate Owner occupied 602 1,766 2,368 Non owner occupied - 3,875 3,875 Commercial and industrial 57 508 565 Consumer - - - All other 4,783 297 5,080 Total $ 5,759 $ 8,715 $ 14,474 December 31, 2016 TDR's on Non-accrual Other TDR's Total TDR's Residential real estate $ 129 $ 464 $ 593 Multifamily real estate - 2,201 2,201 Commercial real estate Owner occupied - 856 856 Commercial and industrial 62 352 414 All other 751 4,395 5,146 Total $ 942 $ 8,268 $ 9,210 At September 30, 2017 $640,000 in specific reserves were allocated to loans that had restructured terms. At December 31, 2016 $43,000 in specific reserves were allocated to loans that had restructured terms. As of September 30, 2017 and December 31, 2016, there were no commitments to lend additional amounts to these borrowers. The following tables present TDR's that occurred during the nine months ended September 30, 2017 and September 30, 2016, and three months ended September 30, 2017 and September 30, 2016. Nine months ended Sept 30, 2017 Nine months ended Sept 30, 2016 Loan Class Number of Loans Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Number of Loans Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Residential real estate - $ - $ - 8 $ 483 $ 483 Commercial real estate Owner occupied 2 1,525 1,525 3 865 865 Non owner occupied 2 3,875 3,875 1 100 100 Commercial and industrial 1 191 191 1 20 20 All other - - - 1 4,106 4,106 Total 5 $ 5,591 $ 5,591 14 $ 5,574 $ 5,574 Three months ended Sept 30, 2017 Three months ended Sept 30, 2016 Loan Class Number of Loans Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Number of Loans Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Residential real estate - $ - $ - 6 $ 184 $ 184 Commercial real estate Owner occupied - - - 1 255 255 Non owner occupied 2 3,875 3,875 - - - All other - - - 1 4,106 4,106 Total 2 $ 3,875 $ 3,875 8 $ 4,545 $ 4,545 The modifications reported above for the three and nine months ended September 30, 2017 involve reducing the borrowers' required monthly payment by offering extended interest only periods that exceed the timeframes customarily offered by the Company and/or lengthening the amortization period for loan repayment, each in an effort to help the borrowers keep their loan current. The modifications did not include a permanent reduction of the recorded investment in the loans and did not decrease the stated interest rate on loans. The Company increased the allowance for loan losses related to these loans by $88,000 during the three and nine months ended September 30, 2017. The modifications reported above for the three and nine months ended September 30, 2016 involve reducing the borrowers' required monthly payment by offering extended interest only periods that exceed the timeframes customarily offered by the Company and/or lengthening the amortization period for loan repayment, each in an effort to help the borrowers keep their loan current. The modifications did not include a permanent reduction of the recorded investment in the loans and did not decrease the stated interest rate on loans. The Company increased the allowance for loan losses related to these loans by $35,000 during the three months ended September 30, 2016, and by $181,000 during the nine months ended September 30, 2016. During the three and nine months ended September 30, 2017 and the three and nine months ended September 30, 2016, there were no TDR's for which there was a payment default within twelve months following the modification. A loan is considered to be in payment default once it is 90 days contractually past due under the modified terms. Credit Quality Indicators: The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The Company analyzes non-homogeneous loans, such as commercial, commercial real estate, multifamily residential and commercial purpose loans secured by residential real estate, on a monthly basis. For consumer loans, including consumer loans secured by residential real estate, the analysis involves monitoring the performing status of the loan. At the time such loans become past due by 30 days or more, the Company evaluates the loan to determine if a change in risk category is warranted. The Company uses the following definitions for risk ratings: Special Mention. Loans classified as special mention have a potential weakness that deserves management's close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of the institution's credit position at some future date. Substandard. Loans classified as substandard are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected. Doubtful. Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable. Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be pass rated loans. As of September 30, 2017 and based on the most recent analysis performed, the risk category of loans by class of loans is as follows: Loan Class Pass Special Mention Substandard Doubtful Total Loans Residential real estate $ 324,121 $ 3,502 $ 9,878 $ 1 $ 337,502 Multifamily real estate 52,472 3,590 12,024 2,612 70,698 Commercial real estate: Owner occupied 122,983 4,305 7,485 - 134,773 Non-owner occupied 220,173 11,243 6,239 - 237,655 Commercial and industrial 71,850 7,400 3,082 - 82,332 Consumer 29,145 136 375 19 29,675 All other 148,216 5,479 8,994 - 162,689 Total $ 968,960 $ 35,655 $ 48,077 $ 2,632 $ 1,055,324 As of December 31, 2016, and based on the most recent analysis performed, the risk category of loans by class of loans is as follows: Loan Class Pass Special Mention Substandard Doubtful Total Loans Residential real estate $ 328,905 $ 4,880 $ 8,507 $ 2 $ 342,294 Multifamily real estate 59,375 78 14,712 - 74,165 Commercial real estate: Owner occupied 118,134 6,720 4,516 - 129,370 Non-owner occupied 213,641 4,391 2,804 - 220,836 Commercial and industrial 72,094 2,337 2,275 30 76,736 Consumer 30,369 242 305 - 30,916 All other 134,945 1,958 13,603 - 150,506 Total $ 957,463 $ 20,606 $ 46,722 $ 32 $ 1,024,823

STOCKHOLDERS' EQUITY AND REGULA

STOCKHOLDERS' EQUITY AND REGULATORY MATTERS	9 Months Ended
	Sep. 30, 2017
STOCKHOLDERS' EQUITY AND REGULATORY MATTERS [Abstract]
STOCKHOLDERS' EQUITY AND REGULATORY MATTERS	NOTE 4- STOCKHOLDERS' EQUITY AND REGULATORY MATTERS The Company's principal source of funds for dividend payments to shareholders is dividends received from the subsidiary Banks. Banking regulations limit the amount of dividends that may be paid without prior approval of regulatory agencies. Under these regulations, the amount of dividends that may be paid in any calendar year is limited to the current year's net profits, as defined, combined with the retained net profits of the preceding two years, subject to the capital requirements and additional restrictions as discussed below. During 2017 the Banks could, without prior approval, declare dividends to the Company of approximately $4.1 million plus any 2017 net profits retained to the date of the dividend declaration. The Company and the subsidiary Banks are subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company's financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Banks must meet specific guidelines that involve quantitative measures of their assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. These quantitative measures established by regulation to ensure capital adequacy require the Company and Banks to maintain minimum amounts and ratios (set forth in the following table). The final rules implementing the Basel Committee on Banking Supervision's capital guidelines for U.S. Banks (Basel III rules) became effective for the Company and Banks on January 1, 2015 with full compliance with all of the requirements being phased in over a multi-year schedule by January 1, 2019. The net unrealized gain or loss on available for sale securities is not included in computing regulatory capital. Management believes, as of September 30, 2017, that the Company and the Banks meet all quantitative capital adequacy requirements to which they are subject. Shown below is a summary of regulatory capital ratios for the Company: September 30, 2017 December 31, 2016 Regulatory Minimum Requirements To Be Considered Well Capitalized Common Equity Tier 1 Capital (to Risk-Weighted Assets) 13.8 % 13.4 % 4.5 % 6.5 % Tier 1 Capital (to Risk-Weighted Assets) 14.4 % 13.9 % 6.0 % 8.0 % Total Capital (to Risk-Weighted Assets) 15.5 % 15.0 % 8.0 % 10.0 % Tier 1 Capital (to Average Assets) 10.7 % 10.1 % 4.0 % 5.0 % Beginning on January 1, 2016 an additional capital conservation buffer has been added to the minimum regulatory capital ratios under the regulatory framework for prompt corrective action. The capital conservation buffer will be measured as a percentage of risk weighted assets and will be phased-in over a four year period from 2016 thru 2019, resulting in a required capital conservation buffer of 0.625% in 2016 and 1.25% in 2017. When fully implemented, the capital conservation buffer will be 2.50% of risk weighted assets over and above the regulatory minimum capital ratios for Common Equity Tier 1 Capital (CET1) to risk-weighted assets, Tier 1 Capital to risk-weighted assets, and Total Capital to risk-weighted assets. The consequences of not meeting the capital conservation buffer thresholds include restrictions on the payment of dividends, restrictions on the payment of discretionary bonuses, and restrictions on the repurchasing of common shares by the Company. The capital ratios of the Affiliate Banks and the Company already exceed the new minimum capital ratios plus the fully phased-in 2.50% capital buffer requiring a CET1 Capital to risk-weighted assets ratio of at least 7.00%, a Tier 1 Capital to risk-weighted assets ratio of at least 8.50% and a Total Capital to risk-weighted assets ratio of at least 10.50%. The Company's capital conservation buffer was 7.50% at September 30, 2017 and 6.95% at December 31, 2016, well in excess of the fully phased-in 2.50% required by December 31, 2019.

STOCK COMPENSATION EXPENSE

STOCK COMPENSATION EXPENSE	9 Months Ended
	Sep. 30, 2017
STOCK COMPENSATION EXPENSE [Abstract]
STOCK COMPENSATION EXPENSE	NOTE 5 – STOCK COMPENSATION EXPENSE From time to time the Company grants stock options to its employees. The Company estimates the fair value of the options at the time they are granted to employees and expenses that fair value over the vesting period of the option grant. From time to time the Company also grants shares of stock to its employees. The Company uses the closing price of the stock on the date of grant to determine the amount of compensation expense to record as a result of the stock grant. On March 15, 2017, 55,500 incentive stock options were granted under the 2012 Long Term Incentive Plan at an exercise price of $19.01, the closing market price of Premier's common stock on the grant date. These options vest in three equal annual installments ending on March 15, 2020. On March 16, 2016, 55,990 incentive stock options were granted under the 2012 Long Term Incentive Plan at an exercise price of $13.55, the closing market price of Premier's common stock on the grant date. These options vest in three equal annual installments ending on March 16, 2019. On April 19, 2017, 6,000 shares of Premier's common stock were granted to President and CEO, Robert W. Walker as stock-based bonus compensation under the 2012 Long-term Incentive Plan. The fair value of the stock at the time of the grant was $20.70 per share based upon the closing price of Premier's stock on the date of grant and $124,000 of stock-based compensation was recorded as a result. On March 16, 2016, 7,700 shares of Premier's common stock were granted to President and CEO, Robert W. Walker as stock-based bonus compensation under the 2012 Long-term Incentive Plan. The fair value of the stock at the time of the grant was $13.55 per share based upon the closing price of Premier's stock on the date of grant and $104,000 of stock-based compensation was recorded as a result. Compensation expense of $194,000 was recorded for the first nine months of 2017 while $160,000 was recorded for the first nine months of 2016, including the compensation expense related to the stock grants to Mr. Walker. Stock-based compensation expense related to incentive stock option grants is recognized ratably over the requisite vesting period for all awards. Unrecognized stock-based compensation expense related to stock options totaled $92,000 at September 30, 2017. This unrecognized expense is expected to be recognized over the next 29 months based on the vesting periods of the options.

EARNINGS PER SHARE

EARNINGS PER SHARE	9 Months Ended
	Sep. 30, 2017
EARNINGS PER SHARE [Abstract]
EARNINGS PER SHARE	NOTE 6 – EARNINGS PER SHARE A reconciliation of the numerators and denominators of the earnings per common share and earnings per common share assuming dilution computations for the three and nine months ended September 30, 2017 and 2016 is presented below: Three Months Ended Sept 30, Nine Months Ended Sept 30, 2017 2016 2017 2016 Basic earnings per share Income available to common stockholders $ 3,467 $ 3,164 $ 11,050 $ 8,767 Weighted average common shares outstanding 10,661,157 10,626,185 10,653,594 10,508,809 Earnings per share $ 0.33 $ 0.30 $ 1.04 $ 0.83 Diluted earnings per share Income available to common stockholders $ 3,467 $ 3,164 $ 11,050 $ 8,767 Weighted average common shares outstanding 10,661,157 10,626,185 10,653,594 10,508,809 Add dilutive effects of potential additional common stock 77,794 60,742 80,418 60,372 Weighted average common and dilutive potential common shares outstanding 10,738,951 10,686,927 10,734,012 10,569,181 Earnings per share assuming dilution $ 0.32 $ 0.30 $ 1.03 $ 0.83 There were no stock options considered antidilutive for the three or nine months ended September 30, 2017 and 2016. On December 9, 2016, Premier paid a 10% stock dividend (1 share for every 10 shares owned on record date) to shareholders of record on December 2, 2016. Outstanding shares and per share amounts prior to the payment date have been restated to reflect the additional shares issued as a result of the stock dividend to aid in the comparison to current period results.

FAIR VALUE

FAIR VALUE	9 Months Ended
	Sep. 30, 2017
FAIR VALUE [Abstract]
FAIR VALUE	NOTE 7 – FAIR VALUE Fair value is the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. There are three levels of inputs that may be used to measure fair value: Level 1: Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date. Level 2: Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data. Level 3: Significant unobservable inputs that reflect a company's own assumptions about the assumptions that market participants would use in pricing an asset or liability. When possible, the Company looks to active and observable markets to price identical assets or liabilities. When identical assets and liabilities are not traded in active markets, the Company looks to observable market data for similar assets and liabilities. However, certain assets and liabilities are not traded in observable markets and the Company must use other valuation methods to develop a fair value. Carrying amount is the estimated fair value for cash and due from banks, Federal funds sold, accrued interest receivable and payable, demand deposits, short-term debt, and variable rate loans or deposits that reprice frequently and fully. Fair values of time deposits with other banks are based on current rates for similar time deposits using the remaining time to maturity. It is not practicable to determine the fair value of Federal Home Loan Bank stock due to the restrictions placed on its transferability. For fixed rate loans or deposits and for variable rate loans or deposits with infrequent repricing or repricing limits, fair value is based on discounted cash flows using current market rates applied to the estimated life and credit risk. Fair values for impaired loans are estimated using discounted cash flow analysis or underlying collateral values. Fair value of debt is based on current rates for similar financing. The fair value of commitments to extend credit and standby letters of credit is not material. The Company used the following methods and significant assumptions to estimate the fair value of each type of financial instrument measured on a recurring basis: Investment Securities: The fair values for investment securities are determined by quoted market prices, if available (Level 1). For securities where quoted prices are not available, fair values are calculated based on market prices of similar securities (Level 2). For securities where quoted prices or market prices of similar securities are not available, fair values are calculated using discounted cash flows or other market indicators (Level 3). The carrying amounts and estimated fair values of financial instruments at September 30, 2017 were as follows: Fair Value Measurements at September 30, 2017 Using Carrying Amount Level 1 Level 2 Level 3 Total Financial assets Cash and due from banks $ 63,512 $ 63,512 $ - $ - $ 63,512 Time deposits with other banks 2,582 - 2,589 - 2,589 Federal funds sold 11,632 11,632 - - 11,632 Securities available for sale 289,203 - 289,203 - 289,203 Loans, net 1,042,965 - - 1,029,145 1,029,145 Federal Home Loan Bank stock 3,185 n/a n/a n/a n/a Interest receivable 4,060 - 829 3,231 4,060 Financial liabilities Deposits $ (1,269,384 ) $ (925,328 ) $ (340,134 ) $ - $ (1,265,462 ) Securities sold under agreements to repurchase (25,116 ) - (25,116 ) - (25,116 ) Other borrowed funds (6,000 ) - (5,966 ) - (5,966 ) Subordinated Debt (5,368 ) - (5,381 ) - (5,381 ) Interest payable (358 ) (7 ) (351 ) - (358 ) The carrying amounts and estimated fair values of financial instruments at December 31, 2016 were as follows: Fair Value Measurements at December 31, 2016 Using Carrying Amount Level 1 Level 2 Level 3 Total Financial assets Cash and due from banks $ 97,163 $ 97,163 $ - $ - $ 97,163 Time deposits with other banks 2,332 - 2,352 - 2,352 Federal funds sold 7,555 7,555 - - 7,555 Securities available for sale 288,607 - 288,607 - 288,607 Loans, net 1,013,987 - - 1,004,388 1,004,388 Federal Home Loan Bank stock 3,200 n/a n/a n/a n/a Interest receivable 3,862 - 771 3,091 3,862 Financial liabilities Deposits $ (1,279,386 ) $ (920,745 ) $ (354,885 ) $ - $ (1,275,630 ) Securities sold under agreements to repurchase (23,820 ) - (23,820 ) - (23,820 ) Other borrowed funds (8,859 ) - (8,906 ) - (8,906 ) Subordinated debt (5,343 ) - (5,341 ) - (5,341 ) Interest payable (364 ) (7 ) (357 ) - (364 ) Assets and Liabilities Measured on a Recurring Basis Assets and liabilities measured at fair value on a recurring basis are summarized below: Fair Value Measurements at September 30, 2017 Using: Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Available for sale Mortgage-backed securities U. S. agency MBS - residential $ 199,933 $ - $ 199,933 $ - U. S. agency CMO's - residential 56,514 - 56,514 - Total mortgage-backed securities of government sponsored agencies 256,447 - 256,447 - U. S. government sponsored agency securities 19,275 - 19,275 - Obligations of states and political subdivisions 13,481 - 13,481 - Total available for sale $ 289,203 $ - $ 289,203 $ - Fair Value Measurements at December 31, 2016 Using: Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Available for sale Mortgage-backed securities U. S. agency MBS - residential $ 174,177 $ - $ 174,177 $ - U. S. agency CMO's - residential 73,267 - 73,267 - Total mortgage-backed securities of government sponsored agencies 247,444 - 247,444 - U. S. government sponsored agency securities 24,501 - 24,501 - Obligations of states and political subdivisions 16,662 - 16,662 - Total securities available for sale $ 288,607 $ - $ 288,607 $ - There were no transfers between Level 1 and Level 2 during 2017 or 2016. Assets and Liabilities Measured on a Non-Recurring Basis The Company used the following methods and significant assumptions to estimate the fair value of each type of financial instrument measured on a non-recurring basis: Impaired Loans: The fair value of impaired loans with specific allocations of the allowance for loan losses is generally based on recent collateral appraisals. Real estate appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are typically significant and unique to each property and result in a Level 3 classification of the inputs for determining fair value. Non-real estate collateral may be valued using an appraisal, net book value per the borrower's financial statements, or aging reports. Management periodically evaluates the appraised collateral values and will discount the collateral's appraised value to account for a number of factors including but not limited to the cost of liquidating the collateral, the age of the appraisal, observable deterioration since the appraisal, management's expertise and knowledge of the client and client's business, or other factors unique to the collateral. To the extent an adjusted collateral value is lower than the carrying value of an impaired loan, a specific allocation of the allowance for loan losses is assigned to the loan. Other real estate owned (OREO): The fair value of OREO is based on appraisals less cost to sell at the date of foreclosure. Management may obtain additional updated appraisals depending on the length of time since foreclosure. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are typically significant and result in a Level 3 classification of the inputs for determining fair value. Management periodically evaluates the appraised values and will discount a property's appraised value to account for a number of factors including but not limited to the cost of liquidating the collateral, the age of the appraisal, observable deterioration since the appraisal, or other factors unique to the property. To the extent an adjusted appraised value is lower than the carrying value of an OREO property, a direct charge to earnings is recorded as an OREO write-down. Assets and liabilities measured at fair value on a non-recurring basis at September 30, 2017 are summarized below: Fair Value Measurements at September 30, 2017 Using Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: Impaired loans: Multifamily real estate $ 10,578 $ - $ - $ 10,578 Commercial real estate: Owner occupied 569 - - 569 Non-owner occupied 1,984 - - 1,984 Commercial and industrial 161 - - 161 All other 3,593 - - 3,593 Total impaired loans $ 16,885 $ - $ - $ 16,885 Other real estate owned: Residential real estate $ 370 $ - $ - $ 370 Commercial real estate: Owner occupied 175 - - 175 Non-owner occupied 1,853 - - 1,853 All other 2,855 - - 2,855 Total OREO $ 5,253 $ - $ - $ 5,253 Impaired loans, which are measured for impairment using the fair value of the collateral for collateral dependent loans, had a carrying amount of $18,483,000 at September 30, 2017 with a valuation allowance of $1,598,000 and a carrying amount of $4,446,000 at December 31, 2016 with a valuation allowance of $606,000. The change resulted in a provision for loan losses of $1,165,000 for the nine months ended September 30, 2017, compared to an $215,000 provision for loan losses for the nine months ended September 30, 2016 and a $423,000 provision for loan losses for the three months ended September 30, 2017, compared to a $24,000 provision for loan losses for the three months ended September 30, 2016. The detail of impaired loans by loan class is contained in Note 3 above. Other real estate owned measured at fair value less costs to sell, had a net carrying amount of $5,253,000 which is made up of the outstanding balance of $8,642,000 net of a valuation allowance of $3,389,000 at September 30, 2017. There were $474,000 of additional write downs during the nine months ended September 30, 2017, compared to $478,000 of additional write downs during the nine months ended September 30, 2016. For the three months ended September 30, 2017 there were $111,000 of additional write downs compared to $478,000 of additional write downs during the three months ended September 30, 2016. At December 31, 2016, other real estate owned had a net carrying amount of $6,624,000, made up of the outstanding balance of $9,900,000, net of a valuation allowance of $3,276,000. The significant unobservable inputs related to assets and liabilities measured at fair value on a non-recurring basis at September 30, 2017 are summarized below: September 30, 2017 Valuation Techniques Unobservable Inputs Range (Weighted Avg) Impaired loans: Multifamily real estate: $ 10,578 sales comparison adjustment for differences between the comparable sales 4.0%-4.0% (4.0%) Commercial real estate: Owner occupied 569 sales comparison adjustment for estimated realizable value 23.1%-23.1% (23.1%) Non-owner occupied 1,984 income approach adjustment for differences in net operating income expectations 67.4%-67.4% (67.4%) Commercial and industrial 161 sales comparison adjustment for estimated realizable value 8.0%-56.5% (52.8%) All other 3,593 sales comparison adjustment for percentage of completion of construction 8.0%-23.0% (22.7%) Total impaired loans $ 16,885 Other real estate owned: Residential real estate $ 370 sales comparison adjustment for differences between the comparable sales 0.0%-50.2% (16.4%) Commercial real estate: Owner occupied 175 sales comparison adjustment for estimated realizable value 21.8%-21.8% (21.8%) Non-owner occupied 1,853 sales comparison adjustment for estimated realizable value 31.8%-58.9% (34.7%) All other 2,855 sales comparison adjustment for estimated realizable value 15.1%-69.0% (18.8%) Total OREO $ 5,253 Assets and liabilities measured at fair value on a non-recurring basis at December 31, 2016 are summarized below: Fair Value Measurements at December 31, 2016 Using Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: Impaired loans: Commercial real estate: Owner occupied $ 793 $ - $ - $ 793 Commercial and Industrial 12 - - 12 All Other 3,036 - - 3,036 Total impaired loans $ 3,841 $ - $ - $ 3,841 Other real estate owned: Residential real estate: $ 613 $ - $ - $ 613 Commercial real estate: Owner occupied 175 - - 175 Non-owner occupied 2,153 - - 2,153 All other 3,683 - - 3,683 Total OREO $ 6,624 $ - $ - $ 6,624 The significant unobservable inputs related to assets and liabilities measured at fair value on a non-recurring basis at December 31, 2016 are summarized below: December 31, 2016 Valuation Techniques Unobservable Inputs Range (Weighted Avg) Impaired loans: Commercial Real Estate Owner Occupied $ 793 sales comparison adjustment for limited salability of specialized property 9.3%-76.4% (19.3%) Commercial and Industrial 12 sales comparison adjustment for differences between the comparable sales 8.0%-8.0% (8.0%) All Other 3,036 sales comparison adjustment for differences between the comparable sales 5.7%-9.0% (8.0%) Total impaired loans $ 3,841 Other real estate owned: Residential Real Estate $ 613 sales comparison adjustment for differences between the comparable sales 0.7%-86.8% (25.2%) Commercial Real Estate Owner Occupied 175 sales comparison adjustment for differences between the comparable sales 21.8%-21.8% (21.8%) Non-owner Occupied 2,153 sales comparison adjustment for differences between the comparable sales 17.2%-27.6% (25.7%) All Other 3,683 sales comparison adjustment for estimated realizable value 15.1%-45.4% (21.8%) Total OREO $ 6,624

BASIS OF PRESENTATION (Policies

BASIS OF PRESENTATION (Policies)	9 Months Ended
	Sep. 30, 2017
BASIS OF PRESENTATION [Abstract]
Recently Issued Accounting Pronouncements	Recently Issued Accounting Pronouncements In May 2014, FASB issued Accounting Standards Update 2014-09, Revenue from Contracts with Customers (Topic 606) In January 2016, the FASB issued ASU No. 2016-01, Financial Instruments—Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities. In February 2016, the FASB issued ASU No. 2016-02, Leases (Topic 842). In March 2016, the FASB issued ASU No. 2016-09, Compensation—Stock Compensation: Improvements to Employee Share-Based Payment Accounting In June 2016, the FASB issued ASU No. 2016-13, Financial Instruments—Credit Losses: Measurement of Credit Losses on Financial Instruments

BASIS OF PRESENTATION (Tables)

BASIS OF PRESENTATION (Tables)	9 Months Ended
	Sep. 30, 2017
BASIS OF PRESENTATION [Abstract]
Accounts of the Company and its Wholly Owned Subsidiaries	The consolidated financial statements include the accounts of Premier Financial Bancorp, Inc. (the Company) and its wholly owned subsidiaries (the "Banks"): September 30, 2017 Year Total Net Income Subsidiary Location Acquired Assets Qtr YTD Citizens Deposit Bank & Trust Vanceburg, Kentucky 1991 $ 425,115 $ 1,209 $ 3,509 Premier Bank, Inc. Huntington, West Virginia 1998 1,060,991 2,734 9,007 Parent and Intercompany Eliminations 6,569 (476 ) (1,466 ) Consolidated Total $ 1,492,675 $ 3,467 $ 11,050

SECURITIES (Tables)

SECURITIES (Tables)	9 Months Ended
	Sep. 30, 2017
SECURITIES [Abstract]
Amortized Cost and Fair Value of Investment Securities, by Category	Amortized cost and fair value of investment securities, by category, at September 30, 2017 are summarized as follows: 2017 Amortized Cost Unrealized Gains Unrealized Losses Fair Value Available for sale Mortgage-backed securities U. S. sponsored agency MBS - residential $ 199,483 $ 1,028 $ (578 ) $ 199,933 U. S. sponsored agency CMO's - residential 56,330 553 (369 ) 56,514 Total mortgage-backed securities of government sponsored agencies 255,813 1,581 (947 ) 256,447 U. S. government sponsored agency securities 19,344 5 (74 ) 19,275 Obligations of states and political subdivisions 13,346 140 (5 ) 13,481 Total available for sale $ 288,503 $ 1,726 $ (1,026 ) $ 289,203 Amortized cost and fair value of investment securities, by category, at December 31, 2016 are summarized as follows: 2016 Amortized Cost Unrealized Gains Unrealized Losses Fair Value Available for sale Mortgage-backed securities U. S. sponsored agency MBS - residential $ 177,105 $ 245 $ (3,173 ) $ 174,177 U. S. sponsored agency CMO's - residential 73,163 761 (657 ) 73,267 Total mortgage-backed securities of government sponsored agencies 250,268 1,006 (3,830 ) 247,444 U. S. government sponsored agency securities 24,652 23 (174 ) 24,501 Obligations of states and political subdivisions 16,645 111 (94 ) 16,662 Total available for sale $ 291,565 $ 1,140 $ (4,098 ) $ 288,607
Amortized Cost and Fair Value of Securities by Contractual Maturity	The amortized cost and fair value of securities at September 30, 2017 by contractual maturity are shown below. Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. Amortized Cost Fair Value Available for sale Due in one year or less $ 9,687 $ 9,701 Due after one year through five years 17,073 17,070 Due after five years through ten years 5,375 5,430 Due after ten years 555 555 Mortgage-backed securities of government sponsored agencies 255,813 256,447 Total available for sale $ 288,503 $ 289,203
Securities with Unrealized Losses in Continuous Unrealized Loss Position	Securities with unrealized losses at September 30, 2017 aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position are as follows: Less than 12 Months 12 Months or More Total Description of Securities Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss U.S government sponsored agency securities $ 17,242 $ (74 ) $ - $ - $ 17,242 $ (74 ) U.S government sponsored agency MBS – residential 56,820 (429 ) 5,234 (149 ) 62,054 (578 ) U.S government sponsored agency CMO's – residential 11,256 (129 ) 11,184 (240 ) 22,440 (369 ) Obligations of states and political subdivisions 619 (4 ) 775 (1 ) 1,394 (5 ) Total temporarily impaired $ 85,937 $ (636 ) $ 17,193 $ (390 ) $ 103,130 $ (1,026 ) Securities with unrealized losses at December 31, 2016 aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position are as follows: Less than 12 Months 12 Months or More Total Description of Securities Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss U.S government sponsored agency securities $ 17,207 $ (174 ) $ - $ - $ 17,207 $ (174 ) U.S government sponsored agency MBS – residential 157,022 (3,173 ) - - 157,022 (3,173 ) U.S government sponsored agency CMO's – residential 18,374 (373 ) 8,750 (284 ) 27,124 (657 ) Obligations of states and political subdivisions 7,961 (94 ) - - 7,961 (94 ) Total temporarily impaired $ 200,564 $ (3,814 ) $ 8,750 $ (284 ) $ 209,314 $ (4,098 )

LOANS (Tables)

LOANS (Tables)	9 Months Ended
	Sep. 30, 2017
LOANS [Abstract]
Major Classifications of Loans	Major classifications of loans at September 30, 2017 and December 31, 2016 are summarized as follows: 2017 2016 Residential real estate $ 337,502 $ 342,294 Multifamily real estate 70,698 74,165 Commercial real estate: Owner occupied 134,773 129,370 Non owner occupied 237,655 220,836 Commercial and industrial 82,332 76,736 Consumer 29,675 30,916 All other 162,689 150,506 $ 1,055,324 $ 1,024,823
Activity in the Allowance for Loan Losses by Portfolio Segment	Activity in the allowance for loan losses by portfolio segment for the nine months ended September 30, 2017 was as follows: Loan Class Balance Dec 31, 2016 Provision (credit) for loan losses Loans charged-off Recoveries Balance Sept 30, 2017 Residential real estate $ 2,948 $ 363 $ (362 ) $ 52 $ 3,001 Multifamily real estate 785 475 - - 1,260 Commercial real estate: Owner occupied 1,543 (161 ) (7 ) 242 1,617 Non owner occupied 2,350 265 (8 ) - 2,607 Commercial and industrial 1,140 3 (138 ) 95 1,100 Consumer 347 148 (214 ) 86 367 All other 1,723 940 (373 ) 117 2,407 Total $ 10,836 $ 2,033 $ (1,102 ) $ 592 $ 12,359 Activity in the allowance for loan losses by portfolio segment for the nine months ending September 30, 2016 was as follows: Loan Class Balance Dec 31, 2015 Provision (credit) for loan losses Loans charged-off Recoveries Balance Sept 30, 2016 Residential real estate $ 2,501 $ 377 $ (107 ) $ 19 $ 2,790 Multifamily real estate 821 92 - - 913 Commercial real estate: Owner occupied 1,509 (140 ) - 2 1,371 Non owner occupied 2,070 645 - - 2,715 Commercial and industrial 1,033 83 (29 ) 42 1,129 Consumer 307 172 (232 ) 71 318 All other 1,406 207 (207 ) 221 1,627 Total $ 9,647 $ 1,436 $ (575 ) $ 355 $ 10,863 Activity in the allowance for loan losses by portfolio segment for the three months ended September 30, 2017 was as follows: Loan Class Balance June 30, 2017 Provision (credit) for loan losses Loans charged-off Recoveries Balance Sept 30, 2017 Residential real estate $ 2,973 $ 170 $ (163 ) $ 21 $ 3,001 Multifamily real estate 1,337 (77 ) - - 1,260 Commercial real estate: Owner occupied 1,618 5 (7 ) 1 1,617 Non owner occupied 2,334 276 (3 ) - 2,607 Commercial and industrial 1,093 (6 ) (4 ) 17 1,100 Consumer 373 10 (49 ) 33 367 All other 1,967 513 (110 ) 37 2,407 Total $ 11,695 $ 891 $ (336 ) $ 109 $ 12,359 Activity in the allowance for loan losses by portfolio segment for the three months ending September 30, 2016 was as follows: Loan Class Balance June 30, 2016 Provision (credit) for loan losses Loans charged-off Recoveries Balance Sept 30, 2016 Residential real estate $ 2,747 $ 91 $ (51 ) $ 3 $ 2,790 Multifamily real estate 822 91 - - 913 Commercial real estate: Owner occupied 1,442 (72 ) - 1 1,371 Non owner occupied 2,708 7 - - 2,715 Commercial and industrial 1,111 43 (29 ) 4 1,129 Consumer 306 139 (142 ) 15 318 All other 1,668 13 (81 ) 27 1,627 Total $ 10,804 $ 312 $ (303 ) $ 50 $ 10,863
Purchased Loans	The carrying amount of those loans is as follows at September 30, 2017 and December 31, 2016. 2017 2016 Residential real estate $ 1,515 $ 1,619 Commercial real estate Owner occupied 1,564 2,013 Non owner occupied - 5,396 Commercial and industrial 214 232 All other 1,828 2,061 Total carrying amount $ 5,121 $ 11,321 Contractual principal balance $ 7,116 $ 14,784 Carrying amount, net of allowance $ 5,071 $ 11,311
Purchase Loans Accretable Yield, or Income Expected to be Collected	The accretable yield, or income expected to be collected, on the purchased loans above is as follows at September 30, 2017 and September 30, 2016. 2017 2016 Balance at January 1 $ 1,208 $ 185 New loans purchased - 1,151 Accretion of income (398 ) (64 ) Reclassification to non-accretable - - Disposals - - Balance at September 30 $ 810 $ 1,272
Past Due and Non-performing Loans	The following tables present the recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans as of September 30, 2017 and December 31, 2016. The recorded investment in non-accrual loans is less than the principal owed on non-accrual loans due to discounts applied to the carrying value of the loan at time of their acquisition and interest payments made by the borrower which have been used to reduce the recorded investment in the loan rather than recognized as interest income. September 30, 2017 Principal Owed on Non-accrual Loans Recorded Investment in Non-accrual Loans Loans Past Due Over 90 Days, still accruing Residential real estate $ 3,248 $ 2,846 $ 585 Multifamily real estate 11,101 11,095 334 Commercial real estate Owner occupied 2,052 1,974 63 Non owner occupied 310 209 86 Commercial and industrial 2,062 1,054 648 Consumer 331 304 - All other 6,984 6,863 - Total $ 26,088 $ 24,345 $ 1,716 December 31, 2016 Principal Owed on Non-accrual Loans Recorded Investment in Non-accrual Loans Loans Past Due Over 90 Days, still accruing Residential real estate $ 3,467 $ 2,794 $ 606 Multifamily real estate 11,157 11,106 334 Commercial real estate Owner occupied 1,769 1,704 15 Non owner occupied 294 196 36 Commercial and industrial 2,537 1,209 1,008 Consumer 366 347 - All other 8,408 8,391 - Total $ 27,998 $ 25,747 $ 1,999
Aging of Recorded Investment in Past Due Loans by Loan Class	The following table presents the aging of the recorded investment in past due loans as of September 30, 2017 by class of loans: Loan Class Total Loans 30-89 Days Past Due Greater than 90 days past due Total Past Due Loans Not Past Due Residential real estate $ 337,502 $ 6,460 $ 1,717 $ 8,177 $ 329,325 Multifamily real estate 70,698 - 11,429 11,429 59,269 Commercial real estate: Owner occupied 134,773 172 1,979 2,151 132,622 Non owner occupied 237,655 374 227 601 237,054 Commercial and industrial 82,332 179 1,628 1,807 80,525 Consumer 29,675 365 121 486 29,189 All other 162,689 1,370 6,861 8,231 154,458 Total $ 1,055,324 $ 8,920 $ 23,962 $ 32,882 $ 1,022,442 The following table presents the aging of the recorded investment in past due loans as of December 31, 2016 by class of loans: Loan Class Total Loans 30-89 Days Past Due Greater than 90 days past due Total Past Due Loans Not Past Due Residential real estate $ 342,294 $ 6,113 $ 1,596 $ 7,709 $ 334,585 Multifamily real estate 74,165 - 11,440 11,440 62,725 Commercial real estate: Owner occupied 129,370 1,746 1,474 3,220 126,150 Non owner occupied 220,836 1,803 159 1,962 218,874 Commercial and industrial 76,736 330 2,120 2,450 74,286 Consumer 30,916 403 223 626 30,290 All other 150,506 577 8,187 8,764 141,742 Total $ 1,024,823 $ 10,972 $ 25,199 $ 36,171 $ 988,652
Allowance for Loan Losses and Recorded Investment in Loans by Portfolio Segment Based on Impairment Method	The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of September 30, 2017: Allowance for Loan Losses Loan Balances Loan Class Individually Evaluated for Impairment Collectively Evaluated for Impairment Acquired with Deteriorated Credit Quality Total Individually Evaluated for Impairment Collectively Evaluated for Impairment Acquired with Deteriorated Credit Quality Total Residential real estate $ - $ 3,001 $ - $ 3,001 $ 320 $ 335,667 $ 1,515 $ 337,502 Multifamily real estate 517 743 - 1,260 13,588 57,110 - 70,698 Commercial real estate: Owner occupied 301 1,316 - 1,617 3,725 129,484 1,564 134,773 Non-owner occupied 88 2,519 - 2,607 5,583 232,072 - 237,655 Commercial and industrial 105 945 50 1,100 1,129 80,989 214 82,332 Consumer 19 348 - 367 19 29,656 - 29,675 All other 518 1,889 - 2,407 7,177 153,684 1,828 162,689 Total $ 1,548 $ 10,761 $ 50 $ 12,359 $ 31,541 $ 1,018,662 $ 5,121 $ 1,055,324 The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of December 31, 2016: Allowance for Loan Losses Loan Balances Loan Class Individually Evaluated for Impairment Collectively Evaluated for Impairment Acquired with Deteriorated Credit Quality Total Individually Evaluated for Impairment Collectively Evaluated for Impairment Acquired with Deteriorated Credit Quality Total Residential real estate $ - $ 2,948 $ - $ 2,948 $ 379 $ 340,296 $ 1,619 $ 342,294 Multifamily real estate - 785 - 785 13,641 60,524 - 74,165 Commercial real estate: Owner occupied 244 1,299 - 1,543 2,801 124,556 2,013 129,370 Non-owner occupied - 2,350 - 2,350 2,373 213,067 5,396 220,836 Commercial and industrial 266 864 10 1,140 1,418 75,086 232 76,736 Consumer - 347 - 347 - 30,916 - 30,916 All other 86 1,637 - 1,723 12,976 135,469 2,061 150,506 Total $ 596 $ 10,230 $ 10 $ 10,836 $ 33,588 $ 979,914 $ 11,321 $ 1,024,823
Loans Individually Evaluated for Impairment by Class of Loans	The following table presents loans individually evaluated for impairment by class of loans as of September 30, 2017. The table includes $199,000 of loans acquired with deteriorated credit quality that the Company cannot reasonably estimate cash flows such that they are accounted for on the cost recovery method and are still individually evaluated for impairment. Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated With no related allowance recorded: Residential real estate $ 360 $ 320 $ - Multifamily real estate 2,492 2,492 - Commercial real estate Owner occupied 2,916 2,855 - Non owner occupied 3,604 3,512 - Commercial and industrial 1,767 1,012 - All other 3,186 3,066 - 14,325 13,257 - With an allowance recorded: Multifamily real estate $ 11,102 $ 11,095 $ 517 Commercial real estate Owner occupied 888 870 301 Non owner occupied 2,072 2,072 88 Commercial and industrial 468 316 155 Consumer 19 19 19 All other 4,116 4,111 518 18,665 18,483 1,598 Total $ 32,990 $ 31,740 $ 1,598 The following table presents loans individually evaluated for impairment by class of loans as of December 31, 2016. The table includes $208,000 of loans acquired with deteriorated credit quality that the Company cannot reasonably estimate cash flows such that they are accounted for on the cost recovery method and are still individually evaluated for impairment. Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated With no related allowance recorded: Residential real estate $ 743 $ 379 $ - Multifamily real estate 13,692 13,641 - Commercial real estate Owner occupied 1,803 1,766 - Non owner occupied 2,465 2,373 - Commercial and industrial 2,429 1,338 - All other 9,868 9,853 - 31,000 29,350 - With an allowance recorded: Commercial real estate Owner occupied $ 1,055 $ 1,035 $ 244 Commercial and industrial 431 288 276 All other 3,124 3,123 86 4,610 4,446 606 Total $ 35,610 $ 33,796 $ 606
Average Balance of Loans Individually Evaluated for Impairment and Interest Income Recognized	The following table presents the average balance of loans individually evaluated for impairment and interest income recognized on these loans for the nine months ended September 30, 2017 and September 30, 2016. The table includes loans acquired with deteriorated credit quality that are still individually evaluated for impairment. Nine months ended Sept 30, 2017 Nine months ended Sept 30, 2016 Loan Class Average Recorded Investment Interest Income Recognized Cash Basis Interest Recognized Average Recorded Investment Interest Income Recognized Cash Basis Interest Recognized Residential real estate $ 339 $ 1 $ 1 $ 612 $ 16 $ 14 Multifamily real estate 13,605 196 181 1,580 121 121 Commercial real estate: Owner occupied 3,340 49 49 1,144 3 3 Non-owner occupied 2,955 124 124 5,066 275 273 Commercial and industrial 1,474 114 114 1,155 26 26 Consumer 5 - - - - - All other 8,641 342 341 3,011 40 6 Total $ 30,359 $ 826 $ 810 $ 12,568 $ 481 $ 443 The following table presents the average balance of loans individually evaluated for impairment and interest income recognized on these loans for the three months ended September 30, 2017 and September 30, 2016 The table includes loans acquired with deteriorated credit quality that are still individually evaluated for impairment. Three months ended Sept 30, 2017 Three months ended Sept 30, 2016 Loan Class Average Recorded Investment Interest Income Recognized Cash Basis Interest Recognized Average Recorded Investment Interest Income Recognized Cash Basis Interest Recognized Residential real estate $ 323 $ - $ - $ 667 $ 5 $ 5 Multifamily real estate 13,590 66 60 2,594 63 63 Commercial real estate: Owner occupied 3,910 27 27 1,847 3 3 Non-owner occupied 3,749 63 63 4,240 175 175 Commercial and industrial 1,390 13 13 1,809 10 10 Consumer 9 - - - - - All other 7,183 53 53 5,243 33 - Total $ 30,154 $ 222 $ 216 $ 16,400 $ 289 $ 256
Troubled Debt Restructurings	The following table presents TDR's as of September 30, 2017 and December 31, 2016: September 30, 2017 TDR's on Non-accrual Other TDR's Total TDR's Residential real estate $ 317 $ 110 $ 427 Multifamily real estate - 2,159 2,159 Commercial real estate Owner occupied 602 1,766 2,368 Non owner occupied - 3,875 3,875 Commercial and industrial 57 508 565 Consumer - - - All other 4,783 297 5,080 Total $ 5,759 $ 8,715 $ 14,474 December 31, 2016 TDR's on Non-accrual Other TDR's Total TDR's Residential real estate $ 129 $ 464 $ 593 Multifamily real estate - 2,201 2,201 Commercial real estate Owner occupied - 856 856 Commercial and industrial 62 352 414 All other 751 4,395 5,146 Total $ 942 $ 8,268 $ 9,210
Troubled Debt Restructuring During the Period	The following tables present TDR's that occurred during the nine months ended September 30, 2017 and September 30, 2016, and three months ended September 30, 2017 and September 30, 2016. Nine months ended Sept 30, 2017 Nine months ended Sept 30, 2016 Loan Class Number of Loans Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Number of Loans Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Residential real estate - $ - $ - 8 $ 483 $ 483 Commercial real estate Owner occupied 2 1,525 1,525 3 865 865 Non owner occupied 2 3,875 3,875 1 100 100 Commercial and industrial 1 191 191 1 20 20 All other - - - 1 4,106 4,106 Total 5 $ 5,591 $ 5,591 14 $ 5,574 $ 5,574 Three months ended Sept 30, 2017 Three months ended Sept 30, 2016 Loan Class Number of Loans Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Number of Loans Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Residential real estate - $ - $ - 6 $ 184 $ 184 Commercial real estate Owner occupied - - - 1 255 255 Non owner occupied 2 3,875 3,875 - - - All other - - - 1 4,106 4,106 Total 2 $ 3,875 $ 3,875 8 $ 4,545 $ 4,545
Risk Category of Loans by Class of Loans	As of September 30, 2017 and based on the most recent analysis performed, the risk category of loans by class of loans is as follows: Loan Class Pass Special Mention Substandard Doubtful Total Loans Residential real estate $ 324,121 $ 3,502 $ 9,878 $ 1 $ 337,502 Multifamily real estate 52,472 3,590 12,024 2,612 70,698 Commercial real estate: Owner occupied 122,983 4,305 7,485 - 134,773 Non-owner occupied 220,173 11,243 6,239 - 237,655 Commercial and industrial 71,850 7,400 3,082 - 82,332 Consumer 29,145 136 375 19 29,675 All other 148,216 5,479 8,994 - 162,689 Total $ 968,960 $ 35,655 $ 48,077 $ 2,632 $ 1,055,324 As of December 31, 2016, and based on the most recent analysis performed, the risk category of loans by class of loans is as follows: Loan Class Pass Special Mention Substandard Doubtful Total Loans Residential real estate $ 328,905 $ 4,880 $ 8,507 $ 2 $ 342,294 Multifamily real estate 59,375 78 14,712 - 74,165 Commercial real estate: Owner occupied 118,134 6,720 4,516 - 129,370 Non-owner occupied 213,641 4,391 2,804 - 220,836 Commercial and industrial 72,094 2,337 2,275 30 76,736 Consumer 30,369 242 305 - 30,916 All other 134,945 1,958 13,603 - 150,506 Total $ 957,463 $ 20,606 $ 46,722 $ 32 $ 1,024,823

STOCKHOLDERS' EQUITY AND REGU20

STOCKHOLDERS' EQUITY AND REGULATORY MATTERS (Tables)	9 Months Ended
	Sep. 30, 2017
STOCKHOLDERS' EQUITY AND REGULATORY MATTERS [Abstract]
Summary of Regulatory Capital Ratios	Shown below is a summary of regulatory capital ratios for the Company: September 30, 2017 December 31, 2016 Regulatory Minimum Requirements To Be Considered Well Capitalized Common Equity Tier 1 Capital (to Risk-Weighted Assets) 13.8 % 13.4 % 4.5 % 6.5 % Tier 1 Capital (to Risk-Weighted Assets) 14.4 % 13.9 % 6.0 % 8.0 % Total Capital (to Risk-Weighted Assets) 15.5 % 15.0 % 8.0 % 10.0 % Tier 1 Capital (to Average Assets) 10.7 % 10.1 % 4.0 % 5.0 %

EARNINGS PER SHARE (Tables)

EARNINGS PER SHARE (Tables)	9 Months Ended
	Sep. 30, 2017
EARNINGS PER SHARE [Abstract]
Reconciliation of Numerators and Denominators of the Earnings Per Share	A reconciliation of the numerators and denominators of the earnings per common share and earnings per common share assuming dilution computations for the three and nine months ended September 30, 2017 and 2016 is presented below: Three Months Ended Sept 30, Nine Months Ended Sept 30, 2017 2016 2017 2016 Basic earnings per share Income available to common stockholders $ 3,467 $ 3,164 $ 11,050 $ 8,767 Weighted average common shares outstanding 10,661,157 10,626,185 10,653,594 10,508,809 Earnings per share $ 0.33 $ 0.30 $ 1.04 $ 0.83 Diluted earnings per share Income available to common stockholders $ 3,467 $ 3,164 $ 11,050 $ 8,767 Weighted average common shares outstanding 10,661,157 10,626,185 10,653,594 10,508,809 Add dilutive effects of potential additional common stock 77,794 60,742 80,418 60,372 Weighted average common and dilutive potential common shares outstanding 10,738,951 10,686,927 10,734,012 10,569,181 Earnings per share assuming dilution $ 0.32 $ 0.30 $ 1.03 $ 0.83

FAIR VALUE (Tables)

FAIR VALUE (Tables)	9 Months Ended
	Sep. 30, 2017
FAIR VALUE [Abstract]
Carrying Amounts and Estimated Fair Values of Financial Instruments	The carrying amounts and estimated fair values of financial instruments at September 30, 2017 were as follows: Fair Value Measurements at September 30, 2017 Using Carrying Amount Level 1 Level 2 Level 3 Total Financial assets Cash and due from banks $ 63,512 $ 63,512 $ - $ - $ 63,512 Time deposits with other banks 2,582 - 2,589 - 2,589 Federal funds sold 11,632 11,632 - - 11,632 Securities available for sale 289,203 - 289,203 - 289,203 Loans, net 1,042,965 - - 1,029,145 1,029,145 Federal Home Loan Bank stock 3,185 n/a n/a n/a n/a Interest receivable 4,060 - 829 3,231 4,060 Financial liabilities Deposits $ (1,269,384 ) $ (925,328 ) $ (340,134 ) $ - $ (1,265,462 ) Securities sold under agreements to repurchase (25,116 ) - (25,116 ) - (25,116 ) Other borrowed funds (6,000 ) - (5,966 ) - (5,966 ) Subordinated Debt (5,368 ) - (5,381 ) - (5,381 ) Interest payable (358 ) (7 ) (351 ) - (358 ) The carrying amounts and estimated fair values of financial instruments at December 31, 2016 were as follows: Fair Value Measurements at December 31, 2016 Using Carrying Amount Level 1 Level 2 Level 3 Total Financial assets Cash and due from banks $ 97,163 $ 97,163 $ - $ - $ 97,163 Time deposits with other banks 2,332 - 2,352 - 2,352 Federal funds sold 7,555 7,555 - - 7,555 Securities available for sale 288,607 - 288,607 - 288,607 Loans, net 1,013,987 - - 1,004,388 1,004,388 Federal Home Loan Bank stock 3,200 n/a n/a n/a n/a Interest receivable 3,862 - 771 3,091 3,862 Financial liabilities Deposits $ (1,279,386 ) $ (920,745 ) $ (354,885 ) $ - $ (1,275,630 ) Securities sold under agreements to repurchase (23,820 ) - (23,820 ) - (23,820 ) Other borrowed funds (8,859 ) - (8,906 ) - (8,906 ) Subordinated debt (5,343 ) - (5,341 ) - (5,341 ) Interest payable (364 ) (7 ) (357 ) - (364 )
Assets and Liabilities Measured at Fair Value on a Recurring Basis	Assets and liabilities measured at fair value on a recurring basis are summarized below: Fair Value Measurements at September 30, 2017 Using: Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Available for sale Mortgage-backed securities U. S. agency MBS - residential $ 199,933 $ - $ 199,933 $ - U. S. agency CMO's - residential 56,514 - 56,514 - Total mortgage-backed securities of government sponsored agencies 256,447 - 256,447 - U. S. government sponsored agency securities 19,275 - 19,275 - Obligations of states and political subdivisions 13,481 - 13,481 - Total available for sale $ 289,203 $ - $ 289,203 $ - Fair Value Measurements at December 31, 2016 Using: Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Available for sale Mortgage-backed securities U. S. agency MBS - residential $ 174,177 $ - $ 174,177 $ - U. S. agency CMO's - residential 73,267 - 73,267 - Total mortgage-backed securities of government sponsored agencies 247,444 - 247,444 - U. S. government sponsored agency securities 24,501 - 24,501 - Obligations of states and political subdivisions 16,662 - 16,662 - Total securities available for sale $ 288,607 $ - $ 288,607 $ -
Assets and Liabilities Measured at Fair Value on a Non-recurring Basis	Assets and liabilities measured at fair value on a non-recurring basis at September 30, 2017 are summarized below: Fair Value Measurements at September 30, 2017 Using Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: Impaired loans: Multifamily real estate $ 10,578 $ - $ - $ 10,578 Commercial real estate: Owner occupied 569 - - 569 Non-owner occupied 1,984 - - 1,984 Commercial and industrial 161 - - 161 All other 3,593 - - 3,593 Total impaired loans $ 16,885 $ - $ - $ 16,885 Other real estate owned: Residential real estate $ 370 $ - $ - $ 370 Commercial real estate: Owner occupied 175 - - 175 Non-owner occupied 1,853 - - 1,853 All other 2,855 - - 2,855 Total OREO $ 5,253 $ - $ - $ 5,253 Assets and liabilities measured at fair value on a non-recurring basis at December 31, 2016 are summarized below: Fair Value Measurements at December 31, 2016 Using Carrying Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: Impaired loans: Commercial real estate: Owner occupied $ 793 $ - $ - $ 793 Commercial and Industrial 12 - - 12 All Other 3,036 - - 3,036 Total impaired loans $ 3,841 $ - $ - $ 3,841 Other real estate owned: Residential real estate: $ 613 $ - $ - $ 613 Commercial real estate: Owner occupied 175 - - 175 Non-owner occupied 2,153 - - 2,153 All other 3,683 - - 3,683 Total OREO $ 6,624 $ - $ - $ 6,624
Fair Value Inputs, Assets, Quantitative Information	The significant unobservable inputs related to assets and liabilities measured at fair value on a non-recurring basis at September 30, 2017 are summarized below: September 30, 2017 Valuation Techniques Unobservable Inputs Range (Weighted Avg) Impaired loans: Multifamily real estate: $ 10,578 sales comparison adjustment for differences between the comparable sales 4.0%-4.0% (4.0%) Commercial real estate: Owner occupied 569 sales comparison adjustment for estimated realizable value 23.1%-23.1% (23.1%) Non-owner occupied 1,984 income approach adjustment for differences in net operating income expectations 67.4%-67.4% (67.4%) Commercial and industrial 161 sales comparison adjustment for estimated realizable value 8.0%-56.5% (52.8%) All other 3,593 sales comparison adjustment for percentage of completion of construction 8.0%-23.0% (22.7%) Total impaired loans $ 16,885 Other real estate owned: Residential real estate $ 370 sales comparison adjustment for differences between the comparable sales 0.0%-50.2% (16.4%) Commercial real estate: Owner occupied 175 sales comparison adjustment for estimated realizable value 21.8%-21.8% (21.8%) Non-owner occupied 1,853 sales comparison adjustment for estimated realizable value 31.8%-58.9% (34.7%) All other 2,855 sales comparison adjustment for estimated realizable value 15.1%-69.0% (18.8%) Total OREO $ 5,253 The significant unobservable inputs related to assets and liabilities measured at fair value on a non-recurring basis at December 31, 2016 are summarized below: December 31, 2016 Valuation Techniques Unobservable Inputs Range (Weighted Avg) Impaired loans: Commercial Real Estate Owner Occupied $ 793 sales comparison adjustment for limited salability of specialized property 9.3%-76.4% (19.3%) Commercial and Industrial 12 sales comparison adjustment for differences between the comparable sales 8.0%-8.0% (8.0%) All Other 3,036 sales comparison adjustment for differences between the comparable sales 5.7%-9.0% (8.0%) Total impaired loans $ 3,841 Other real estate owned: Residential Real Estate $ 613 sales comparison adjustment for differences between the comparable sales 0.7%-86.8% (25.2%) Commercial Real Estate Owner Occupied 175 sales comparison adjustment for differences between the comparable sales 21.8%-21.8% (21.8%) Non-owner Occupied 2,153 sales comparison adjustment for differences between the comparable sales 17.2%-27.6% (25.7%) All Other 3,683 sales comparison adjustment for estimated realizable value 15.1%-45.4% (21.8%) Total OREO $ 6,624

BASIS OF PRESENTATION (Details)

BASIS OF PRESENTATION (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016	Dec. 31, 2016
Consolidation, Less than Wholly Owned Subsidiary, Parent Ownership Interest, Effects of Changes, Net [Line Items]
Total Assets	$ 1,492,675		$ 1,492,675		$ 1,496,193
Net Income	3,467	$ 3,164	$ 11,050	$ 8,767
Citizens Deposit Bank & Trust [Member] | Vanceburg, Kentucky [Member]
Consolidation, Less than Wholly Owned Subsidiary, Parent Ownership Interest, Effects of Changes, Net [Line Items]
Year Acquired			1,991
Total Assets	425,115		$ 425,115
Net Income	1,209		$ 3,509
Premier Bank, Inc. [Member] | Huntington, West Virginia [Member]
Consolidation, Less than Wholly Owned Subsidiary, Parent Ownership Interest, Effects of Changes, Net [Line Items]
Year Acquired			1,998
Total Assets	1,060,991		$ 1,060,991
Net Income	2,734		9,007
Parent and Intercompany Eliminations [Member]
Consolidation, Less than Wholly Owned Subsidiary, Parent Ownership Interest, Effects of Changes, Net [Line Items]
Total Assets	6,569		6,569
Net Income	(476)		(1,466)
Accounting Standards Update 2016-02 [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Future lease obligations excluding optional renewal periods	$ 5,045		$ 5,045

SECURITIES (Details)

SECURITIES (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Available-for-sale Investment securities [Abstract]
Amortized Cost	$ 288,503	$ 291,565
Unrealized Gains	1,726	1,140
Unrealized Losses	(1,026)	(4,098)
Available for sale, Fair Value	289,203	288,607
U.S. Government Sponsored Agency MBS - Residential [Member]
Available-for-sale Investment securities [Abstract]
Amortized Cost	199,483	177,105
Unrealized Gains	1,028	245
Unrealized Losses	(578)	(3,173)
Available for sale, Fair Value	199,933	174,177
U.S. Government Sponsored Agency CMO's - Residential [Member]
Available-for-sale Investment securities [Abstract]
Amortized Cost	56,330	73,163
Unrealized Gains	553	761
Unrealized Losses	(369)	(657)
Available for sale, Fair Value	56,514	73,267
Total Mortgage-Backed Securities of Government Sponsored Agencies [Member]
Available-for-sale Investment securities [Abstract]
Amortized Cost	255,813	250,268
Unrealized Gains	1,581	1,006
Unrealized Losses	(947)	(3,830)
Available for sale, Fair Value	256,447	247,444
U.S. Government Sponsored Agency Securities [Member]
Available-for-sale Investment securities [Abstract]
Amortized Cost	19,344	24,652
Unrealized Gains	5	23
Unrealized Losses	(74)	(174)
Available for sale, Fair Value	19,275	24,501
Obligations of States and Political Subdivisions [Member]
Available-for-sale Investment securities [Abstract]
Amortized Cost	13,346	16,645
Unrealized Gains	140	111
Unrealized Losses	(5)	(94)
Available for sale, Fair Value	$ 13,481	$ 16,662

SECURITIES, By Contractual Matu

SECURITIES, By Contractual Maturity (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Amortized cost of available-for-sale securities by contractual maturity [Abstract]
Due in one year or less	$ 9,687
Due after one year through five years	17,073
Due after five years through ten years	5,375
Due after ten years	555
Mortgage-backed securities of government sponsored agencies	255,813
Available for sale, Amortized Cost	288,503
Fair value of available-for-sale securities by contractual maturity [Abstract]
Due in one year or less	9,701
Due after one year through five years	17,070
Due after five years through ten years	5,430
Due after ten years	555
Mortgage backed securities of government sponsored agencies	256,447
Available for sale, Fair Value	$ 289,203	$ 288,607

SECURITIES, Securities with Unr

SECURITIES, Securities with Unrealized Losses in Continuous Unrealized Loss Position (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Continuous unrealized loss position, fair value [Abstract]
Less than 12 months	$ 85,937	$ 200,564
12 months or more	17,193	8,750
Total	103,130	209,314
Continuous unrealized loss position, unrealized loss [Abstract]
Less than 12 months	(636)	(3,814)
12 months or more	(390)	(284)
Total	(1,026)	(4,098)
U.S. Government Sponsored Agency Securities [Member]
Continuous unrealized loss position, fair value [Abstract]
Less than 12 months	17,242	17,207
12 months or more	0	0
Total	17,242	17,207
Continuous unrealized loss position, unrealized loss [Abstract]
Less than 12 months	(74)	(174)
12 months or more	0	0
Total	(74)	(174)
U.S. Government Sponsored Agency MBS - Residential [Member]
Continuous unrealized loss position, fair value [Abstract]
Less than 12 months	56,820	157,022
12 months or more	5,234	0
Total	62,054	157,022
Continuous unrealized loss position, unrealized loss [Abstract]
Less than 12 months	(429)	(3,173)
12 months or more	(149)	0
Total	(578)	(3,173)
U.S. Government Sponsored Agency CMO's - Residential [Member]
Continuous unrealized loss position, fair value [Abstract]
Less than 12 months	11,256	18,374
12 months or more	11,184	8,750
Total	22,440	27,124
Continuous unrealized loss position, unrealized loss [Abstract]
Less than 12 months	(129)	(373)
12 months or more	(240)	(284)
Total	(369)	(657)
Obligations of States and Political Subdivisions [Member]
Continuous unrealized loss position, fair value [Abstract]
Less than 12 months	619	7,961
12 months or more	775	0
Total	1,394	7,961
Continuous unrealized loss position, unrealized loss [Abstract]
Less than 12 months	(4)	(94)
12 months or more	(1)	0
Total	$ (5)	$ (94)

LOANS, Major Classifications of

LOANS, Major Classifications of Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Loans and Leases Receivable Disclosure [Line Items]
Loans	$ 1,055,324	$ 1,024,823
Residential Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Loans	337,502	342,294
Multifamily Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Loans	70,698	74,165
Commercial Real Estate [Member] | Owner Occupied [Member]
Loans and Leases Receivable Disclosure [Line Items]
Loans	134,773	129,370
Commercial Real Estate [Member] | Non-Owner Occupied [Member]
Loans and Leases Receivable Disclosure [Line Items]
Loans	237,655	220,836
Commercial and Industrial [Member]
Loans and Leases Receivable Disclosure [Line Items]
Loans	82,332	76,736
Consumer [Member]
Loans and Leases Receivable Disclosure [Line Items]
Loans	29,675	30,916
All Other [Member]
Loans and Leases Receivable Disclosure [Line Items]
Loans	$ 162,689	$ 150,506

LOANS, Activity in Allowance Fo

LOANS, Activity in Allowance For Loan Losses by Portfolio Segment (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016
Activity in the allowance for loan losses by portfolio segment [Roll Forward]
Balance, beginning of period	$ 11,695	$ 10,804	$ 10,836	$ 9,647
Provision (credit) for loan losses	891	312	2,033	1,436
Loans charged-off	(336)	(303)	(1,102)	(575)
Recoveries	109	50	592	355
Balance, end of period	12,359	10,863	12,359	10,863
Residential Real Estate [Member]
Activity in the allowance for loan losses by portfolio segment [Roll Forward]
Balance, beginning of period	2,973	2,747	2,948	2,501
Provision (credit) for loan losses	170	91	363	377
Loans charged-off	(163)	(51)	(362)	(107)
Recoveries	21	3	52	19
Balance, end of period	3,001	2,790	3,001	2,790
Multifamily Real Estate [Member]
Activity in the allowance for loan losses by portfolio segment [Roll Forward]
Balance, beginning of period	1,337	822	785	821
Provision (credit) for loan losses	(77)	91	475	92
Loans charged-off	0	0	0	0
Recoveries	0	0	0	0
Balance, end of period	1,260	913	1,260	913
Commercial Real Estate [Member] | Owner Occupied [Member]
Activity in the allowance for loan losses by portfolio segment [Roll Forward]
Balance, beginning of period	1,618	1,442	1,543	1,509
Provision (credit) for loan losses	5	(72)	(161)	(140)
Loans charged-off	(7)	0	(7)	0
Recoveries	1	1	242	2
Balance, end of period	1,617	1,371	1,617	1,371
Commercial Real Estate [Member] | Non-Owner Occupied [Member]
Activity in the allowance for loan losses by portfolio segment [Roll Forward]
Balance, beginning of period	2,334	2,708	2,350	2,070
Provision (credit) for loan losses	276	7	265	645
Loans charged-off	(3)	0	(8)	0
Recoveries	0	0	0	0
Balance, end of period	2,607	2,715	2,607	2,715
Commercial and Industrial [Member]
Activity in the allowance for loan losses by portfolio segment [Roll Forward]
Balance, beginning of period	1,093	1,111	1,140	1,033
Provision (credit) for loan losses	(6)	43	3	83
Loans charged-off	(4)	(29)	(138)	(29)
Recoveries	17	4	95	42
Balance, end of period	1,100	1,129	1,100	1,129
Consumer [Member]
Activity in the allowance for loan losses by portfolio segment [Roll Forward]
Balance, beginning of period	373	306	347	307
Provision (credit) for loan losses	10	139	148	172
Loans charged-off	(49)	(142)	(214)	(232)
Recoveries	33	15	86	71
Balance, end of period	367	318	367	318
All Other [Member]
Activity in the allowance for loan losses by portfolio segment [Roll Forward]
Balance, beginning of period	1,967	1,668	1,723	1,406
Provision (credit) for loan losses	513	13	940	207
Loans charged-off	(110)	(81)	(373)	(207)
Recoveries	37	27	117	221
Balance, end of period	$ 2,407	$ 1,627	$ 2,407	$ 1,627

LOANS, Purchased Impaired Loans

LOANS, Purchased Impaired Loans (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Dec. 31, 2016
Purchased loans [Abstract]
Total carrying amount	$ 5,121		$ 11,321
Contractual principal balance	7,116		14,784
Carrying amount, net of allowance	5,071		11,311
Increase in loan allowance related to acquisitions	50	$ 0
Accretable Yield [Roll Forward]
Beginning Balance	1,208	185
New loans purchased	0	1,151
Accretion of income	(398)	(64)
Reclassification to non-accretable	0	0
Disposals	0	0
Ending Balance	810	$ 1,272
Residential Real Estate [Member]
Purchased loans [Abstract]
Total carrying amount	1,515		1,619
Commercial Real Estate [Member] | Owner Occupied [Member]
Purchased loans [Abstract]
Total carrying amount	1,564		2,013
Commercial Real Estate [Member] | Non-Owner Occupied [Member]
Purchased loans [Abstract]
Total carrying amount	0		5,396
Commercial and Industrial [Member]
Purchased loans [Abstract]
Total carrying amount	214		232
All Other [Member]
Purchased loans [Abstract]
Total carrying amount	$ 1,828		$ 2,061

LOANS, Past Due and Non-perform

LOANS, Past Due and Non-performing Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Past due and non-performing loans [Abstract]
Principal owed on non-accrual loans	$ 26,088	$ 27,998
Recorded investment in non-accrual loans	24,345	25,747
Loans past due over 90 days, still accruing	1,716	1,999
Residential Real Estate [Member]
Past due and non-performing loans [Abstract]
Principal owed on non-accrual loans	3,248	3,467
Recorded investment in non-accrual loans	2,846	2,794
Loans past due over 90 days, still accruing	585	606
Multifamily Real Estate [Member]
Past due and non-performing loans [Abstract]
Principal owed on non-accrual loans	11,101	11,157
Recorded investment in non-accrual loans	11,095	11,106
Loans past due over 90 days, still accruing	334	334
Commercial Real Estate [Member] | Owner Occupied [Member]
Past due and non-performing loans [Abstract]
Principal owed on non-accrual loans	2,052	1,769
Recorded investment in non-accrual loans	1,974	1,704
Loans past due over 90 days, still accruing	63	15
Commercial Real Estate [Member] | Non-Owner Occupied [Member]
Past due and non-performing loans [Abstract]
Principal owed on non-accrual loans	310	294
Recorded investment in non-accrual loans	209	196
Loans past due over 90 days, still accruing	86	36
Commercial and Industrial [Member]
Past due and non-performing loans [Abstract]
Principal owed on non-accrual loans	2,062	2,537
Recorded investment in non-accrual loans	1,054	1,209
Loans past due over 90 days, still accruing	648	1,008
Consumer [Member]
Past due and non-performing loans [Abstract]
Principal owed on non-accrual loans	331	366
Recorded investment in non-accrual loans	304	347
Loans past due over 90 days, still accruing	0	0
All Other [Member]
Past due and non-performing loans [Abstract]
Principal owed on non-accrual loans	6,984	8,408
Recorded investment in non-accrual loans	6,863	8,391
Loans past due over 90 days, still accruing	$ 0	$ 0

LOANS, Past Due Aging Analysis

LOANS, Past Due Aging Analysis (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Aging of recorded investment in past due loans [Abstract]
Total loans	$ 1,055,324	$ 1,024,823
Total past due	32,882	36,171
Loans not past due	1,022,442	988,652
30-89 Days Past Due [Member]
Aging of recorded investment in past due loans [Abstract]
Total past due	8,920	10,972
Greater Than 90 Days Past Due [Member]
Aging of recorded investment in past due loans [Abstract]
Total past due	23,962	25,199
Residential Real Estate [Member]
Aging of recorded investment in past due loans [Abstract]
Total loans	337,502	342,294
Total past due	8,177	7,709
Loans not past due	329,325	334,585
Residential Real Estate [Member] | 30-89 Days Past Due [Member]
Aging of recorded investment in past due loans [Abstract]
Total past due	6,460	6,113
Residential Real Estate [Member] | Greater Than 90 Days Past Due [Member]
Aging of recorded investment in past due loans [Abstract]
Total past due	1,717	1,596
Multifamily Real Estate [Member]
Aging of recorded investment in past due loans [Abstract]
Total loans	70,698	74,165
Total past due	11,429	11,440
Loans not past due	59,269	62,725
Multifamily Real Estate [Member] | 30-89 Days Past Due [Member]
Aging of recorded investment in past due loans [Abstract]
Total past due	0	0
Multifamily Real Estate [Member] | Greater Than 90 Days Past Due [Member]
Aging of recorded investment in past due loans [Abstract]
Total past due	11,429	11,440
Commercial Real Estate [Member] | Owner Occupied [Member]
Aging of recorded investment in past due loans [Abstract]
Total loans	134,773	129,370
Total past due	2,151	3,220
Loans not past due	132,622	126,150
Commercial Real Estate [Member] | Owner Occupied [Member] | 30-89 Days Past Due [Member]
Aging of recorded investment in past due loans [Abstract]
Total past due	172	1,746
Commercial Real Estate [Member] | Owner Occupied [Member] | Greater Than 90 Days Past Due [Member]
Aging of recorded investment in past due loans [Abstract]
Total past due	1,979	1,474
Commercial Real Estate [Member] | Non-Owner Occupied [Member]
Aging of recorded investment in past due loans [Abstract]
Total loans	237,655	220,836
Total past due	601	1,962
Loans not past due	237,054	218,874
Commercial Real Estate [Member] | Non-Owner Occupied [Member] | 30-89 Days Past Due [Member]
Aging of recorded investment in past due loans [Abstract]
Total past due	374	1,803
Commercial Real Estate [Member] | Non-Owner Occupied [Member] | Greater Than 90 Days Past Due [Member]
Aging of recorded investment in past due loans [Abstract]
Total past due	227	159
Commercial and Industrial [Member]
Aging of recorded investment in past due loans [Abstract]
Total loans	82,332	76,736
Total past due	1,807	2,450
Loans not past due	80,525	74,286
Commercial and Industrial [Member] | 30-89 Days Past Due [Member]
Aging of recorded investment in past due loans [Abstract]
Total past due	179	330
Commercial and Industrial [Member] | Greater Than 90 Days Past Due [Member]
Aging of recorded investment in past due loans [Abstract]
Total past due	1,628	2,120
Consumer [Member]
Aging of recorded investment in past due loans [Abstract]
Total loans	29,675	30,916
Total past due	486	626
Loans not past due	29,189	30,290
Consumer [Member] | 30-89 Days Past Due [Member]
Aging of recorded investment in past due loans [Abstract]
Total past due	365	403
Consumer [Member] | Greater Than 90 Days Past Due [Member]
Aging of recorded investment in past due loans [Abstract]
Total past due	121	223
All Other [Member]
Aging of recorded investment in past due loans [Abstract]
Total loans	162,689	150,506
Total past due	8,231	8,764
Loans not past due	154,458	141,742
All Other [Member] | 30-89 Days Past Due [Member]
Aging of recorded investment in past due loans [Abstract]
Total past due	1,370	577
All Other [Member] | Greater Than 90 Days Past Due [Member]
Aging of recorded investment in past due loans [Abstract]
Total past due	$ 6,861	$ 8,187

LOANS, Allowance for Loan Losse

LOANS, Allowance for Loan Losses and Recorded Investment in Loans by Portfolio Segment Based on Impairment Method (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Jun. 30, 2017	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Dec. 31, 2015
Allowance for Loan Losses [Abstract]
Individually evaluated for impairment, allowance for loan losses	$ 1,548		$ 596
Collectively evaluated for impairment, allowance for loan losses	10,761		10,230
Total allowance for loan losses	12,359	$ 11,695	10,836	$ 10,863	$ 10,804	$ 9,647
Loans Balances [Abstract]
Individually evaluated for impairment, loan balances	31,541		33,588
Collectively evaluated for impairment, loan balances	1,018,662		979,914
Total loans	1,055,324		1,024,823
Acquired with Deteriorated Credit Quality [Member]
Allowance for Loan Losses [Abstract]
Total allowance for loan losses	50		10
Loans Balances [Abstract]
Individually evaluated for impairment, loan balances	199		208
Total loans	5,121		11,321
Residential Real Estate [Member]
Allowance for Loan Losses [Abstract]
Individually evaluated for impairment, allowance for loan losses	0		0
Collectively evaluated for impairment, allowance for loan losses	3,001		2,948
Total allowance for loan losses	3,001	2,973	2,948	2,790	2,747	2,501
Loans Balances [Abstract]
Individually evaluated for impairment, loan balances	320		379
Collectively evaluated for impairment, loan balances	335,667		340,296
Total loans	337,502		342,294
Residential Real Estate [Member] | Acquired with Deteriorated Credit Quality [Member]
Allowance for Loan Losses [Abstract]
Total allowance for loan losses	0		0
Loans Balances [Abstract]
Total loans	1,515		1,619
Multifamily Real Estate [Member]
Allowance for Loan Losses [Abstract]
Individually evaluated for impairment, allowance for loan losses	517		0
Collectively evaluated for impairment, allowance for loan losses	743		785
Total allowance for loan losses	1,260	1,337	785	913	822	821
Loans Balances [Abstract]
Individually evaluated for impairment, loan balances	13,588		13,641
Collectively evaluated for impairment, loan balances	57,110		60,524
Total loans	70,698		74,165
Multifamily Real Estate [Member] | Acquired with Deteriorated Credit Quality [Member]
Allowance for Loan Losses [Abstract]
Total allowance for loan losses	0		0
Loans Balances [Abstract]
Total loans	0		0
Commercial Real Estate [Member] | Owner Occupied [Member]
Allowance for Loan Losses [Abstract]
Individually evaluated for impairment, allowance for loan losses	301		244
Collectively evaluated for impairment, allowance for loan losses	1,316		1,299
Total allowance for loan losses	1,617	1,618	1,543	1,371	1,442	1,509
Loans Balances [Abstract]
Individually evaluated for impairment, loan balances	3,725		2,801
Collectively evaluated for impairment, loan balances	129,484		124,556
Total loans	134,773		129,370
Commercial Real Estate [Member] | Owner Occupied [Member] | Acquired with Deteriorated Credit Quality [Member]
Allowance for Loan Losses [Abstract]
Total allowance for loan losses	0		0
Loans Balances [Abstract]
Total loans	1,564		2,013
Commercial Real Estate [Member] | Non-Owner Occupied [Member]
Allowance for Loan Losses [Abstract]
Individually evaluated for impairment, allowance for loan losses	88		0
Collectively evaluated for impairment, allowance for loan losses	2,519		2,350
Total allowance for loan losses	2,607	2,334	2,350	2,715	2,708	2,070
Loans Balances [Abstract]
Individually evaluated for impairment, loan balances	5,583		2,373
Collectively evaluated for impairment, loan balances	232,072		213,067
Total loans	237,655		220,836
Commercial Real Estate [Member] | Non-Owner Occupied [Member] | Acquired with Deteriorated Credit Quality [Member]
Allowance for Loan Losses [Abstract]
Total allowance for loan losses	0		0
Loans Balances [Abstract]
Total loans	0		5,396
Commercial and Industrial [Member]
Allowance for Loan Losses [Abstract]
Individually evaluated for impairment, allowance for loan losses	105		266
Collectively evaluated for impairment, allowance for loan losses	945		864
Total allowance for loan losses	1,100	1,093	1,140	1,129	1,111	1,033
Loans Balances [Abstract]
Individually evaluated for impairment, loan balances	1,129		1,418
Collectively evaluated for impairment, loan balances	80,989		75,086
Total loans	82,332		76,736
Commercial and Industrial [Member] | Acquired with Deteriorated Credit Quality [Member]
Allowance for Loan Losses [Abstract]
Total allowance for loan losses	50		10
Loans Balances [Abstract]
Total loans	214		232
Consumer [Member]
Allowance for Loan Losses [Abstract]
Individually evaluated for impairment, allowance for loan losses	19		0
Collectively evaluated for impairment, allowance for loan losses	348		347
Total allowance for loan losses	367	373	347	318	306	307
Loans Balances [Abstract]
Individually evaluated for impairment, loan balances	19		0
Collectively evaluated for impairment, loan balances	29,656		30,916
Total loans	29,675		30,916
Consumer [Member] | Acquired with Deteriorated Credit Quality [Member]
Allowance for Loan Losses [Abstract]
Total allowance for loan losses	0		0
Loans Balances [Abstract]
Total loans	0		0
All Other [Member]
Allowance for Loan Losses [Abstract]
Individually evaluated for impairment, allowance for loan losses	518		86
Collectively evaluated for impairment, allowance for loan losses	1,889		1,637
Total allowance for loan losses	2,407	$ 1,967	1,723	$ 1,627	$ 1,668	$ 1,406
Loans Balances [Abstract]
Individually evaluated for impairment, loan balances	7,177		12,976
Collectively evaluated for impairment, loan balances	153,684		135,469
Total loans	162,689		150,506
All Other [Member] | Acquired with Deteriorated Credit Quality [Member]
Allowance for Loan Losses [Abstract]
Total allowance for loan losses	0		0
Loans Balances [Abstract]
Total loans	$ 1,828		$ 2,061

LOANS, Individually Evaluated F

LOANS, Individually Evaluated For Impairment (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Financing Receivable, Impaired [Line Items]
Purchased financing receivable individually evaluated for impairment	$ 31,541	$ 33,588
Loans individually evaluated for impairment [Abstract]
Unpaid principal balance with no related allowance recorded	14,325	31,000
Unpaid principal balance with an allowance recorded	18,665	4,610
Unpaid principal balance, total	32,990	35,610
Recorded investment with no related allowance recorded	13,257	29,350
Recorded investment with an allowance recorded	18,483	4,446
Recorded investment, total	31,740	33,796
Allowance for loan losses allocated	1,598	606
Acquired with Deteriorated Credit Quality [Member]
Financing Receivable, Impaired [Line Items]
Purchased financing receivable individually evaluated for impairment	199	208
Residential Real Estate [Member]
Financing Receivable, Impaired [Line Items]
Purchased financing receivable individually evaluated for impairment	320	379
Loans individually evaluated for impairment [Abstract]
Unpaid principal balance with no related allowance recorded	360	743
Recorded investment with no related allowance recorded	320	379
Multifamily Real Estate [Member]
Financing Receivable, Impaired [Line Items]
Purchased financing receivable individually evaluated for impairment	13,588	13,641
Loans individually evaluated for impairment [Abstract]
Unpaid principal balance with no related allowance recorded	2,492	13,692
Unpaid principal balance with an allowance recorded	11,102
Recorded investment with no related allowance recorded	2,492	13,641
Recorded investment with an allowance recorded	11,095
Allowance for loan losses allocated	517
Commercial Real Estate [Member] | Owner Occupied [Member]
Financing Receivable, Impaired [Line Items]
Purchased financing receivable individually evaluated for impairment	3,725	2,801
Loans individually evaluated for impairment [Abstract]
Unpaid principal balance with no related allowance recorded	2,916	1,803
Unpaid principal balance with an allowance recorded	888	1,055
Recorded investment with no related allowance recorded	2,855	1,766
Recorded investment with an allowance recorded	870	1,035
Allowance for loan losses allocated	301	244
Commercial Real Estate [Member] | Non-Owner Occupied [Member]
Financing Receivable, Impaired [Line Items]
Purchased financing receivable individually evaluated for impairment	5,583	2,373
Loans individually evaluated for impairment [Abstract]
Unpaid principal balance with no related allowance recorded	3,604	2,465
Unpaid principal balance with an allowance recorded	2,072
Recorded investment with no related allowance recorded	3,512	2,373
Recorded investment with an allowance recorded	2,072
Allowance for loan losses allocated	88
Commercial and Industrial [Member]
Financing Receivable, Impaired [Line Items]
Purchased financing receivable individually evaluated for impairment	1,129	1,418
Loans individually evaluated for impairment [Abstract]
Unpaid principal balance with no related allowance recorded	1,767	2,429
Unpaid principal balance with an allowance recorded	468	431
Recorded investment with no related allowance recorded	1,012	1,338
Recorded investment with an allowance recorded	316	288
Allowance for loan losses allocated	155	276
Consumer [Member]
Financing Receivable, Impaired [Line Items]
Purchased financing receivable individually evaluated for impairment	19	0
Loans individually evaluated for impairment [Abstract]
Unpaid principal balance with an allowance recorded	19
Recorded investment with an allowance recorded	19
Allowance for loan losses allocated	19
All Other [Member]
Financing Receivable, Impaired [Line Items]
Purchased financing receivable individually evaluated for impairment	7,177	12,976
Loans individually evaluated for impairment [Abstract]
Unpaid principal balance with no related allowance recorded	3,186	9,868
Unpaid principal balance with an allowance recorded	4,116	3,124
Recorded investment with no related allowance recorded	3,066	9,853
Recorded investment with an allowance recorded	4,111	3,123
Allowance for loan losses allocated	$ 518	$ 86

LOANS, Average Balance of Loans

LOANS, Average Balance of Loans Individually Evaluated For Impairment (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016
Financing Receivable, Impaired [Line Items]
Average recorded investment	$ 30,154	$ 16,400	$ 30,359	$ 12,568
Interest income recognized	222	289	826	481
Cash basis interest recognized	216	256	810	443
Residential Real Estate [Member]
Financing Receivable, Impaired [Line Items]
Average recorded investment	323	667	339	612
Interest income recognized	0	5	1	16
Cash basis interest recognized	0	5	1	14
Multifamily Real Estate [Member]
Financing Receivable, Impaired [Line Items]
Average recorded investment	13,590	2,594	13,605	1,580
Interest income recognized	66	63	196	121
Cash basis interest recognized	60	63	181	121
Commercial Real Estate [Member] | Owner Occupied [Member]
Financing Receivable, Impaired [Line Items]
Average recorded investment	3,910	1,847	3,340	1,144
Interest income recognized	27	3	49	3
Cash basis interest recognized	27	3	49	3
Commercial Real Estate [Member] | Non-Owner Occupied [Member]
Financing Receivable, Impaired [Line Items]
Average recorded investment	3,749	4,240	2,955	5,066
Interest income recognized	63	175	124	275
Cash basis interest recognized	63	175	124	273
Commercial and Industrial [Member]
Financing Receivable, Impaired [Line Items]
Average recorded investment	1,390	1,809	1,474	1,155
Interest income recognized	13	10	114	26
Cash basis interest recognized	13	10	114	26
Consumer [Member]
Financing Receivable, Impaired [Line Items]
Average recorded investment	9	0	5	0
Interest income recognized	0	0	0	0
Cash basis interest recognized	0	0	0	0
All Other [Member]
Financing Receivable, Impaired [Line Items]
Average recorded investment	7,183	5,243	8,641	3,011
Interest income recognized	53	33	342	40
Cash basis interest recognized	$ 53	$ 0	$ 341	$ 6

LOANS, Troubled Debt Restructur

LOANS, Troubled Debt Restructurings (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Financing Receivable, Modifications [Line Items]
TDR's on Non-accrual	$ 5,759	$ 942
Other TDR's	8,715	8,268
Total TDR's	14,474	9,210
Specific reserves allocated to loans that have restructured terms	640	43
Commitments to lend additional amounts to borrowers	0	0
Residential Real Estate [Member]
Financing Receivable, Modifications [Line Items]
TDR's on Non-accrual	317	129
Other TDR's	110	464
Total TDR's	427	593
Multifamily Real Estate [Member]
Financing Receivable, Modifications [Line Items]
TDR's on Non-accrual	0	0
Other TDR's	2,159	2,201
Total TDR's	2,159	2,201
Commercial Real Estate [Member] | Owner Occupied [Member]
Financing Receivable, Modifications [Line Items]
TDR's on Non-accrual	602	0
Other TDR's	1,766	856
Total TDR's	2,368	856
Commercial Real Estate [Member] | Non-Owner Occupied [Member]
Financing Receivable, Modifications [Line Items]
TDR's on Non-accrual	0
Other TDR's	3,875
Total TDR's	3,875
Commercial and Industrial [Member]
Financing Receivable, Modifications [Line Items]
TDR's on Non-accrual	57	62
Other TDR's	508	352
Total TDR's	565	414
Consumer [Member]
Financing Receivable, Modifications [Line Items]
TDR's on Non-accrual	0
Other TDR's	0
Total TDR's	0
All Other [Member]
Financing Receivable, Modifications [Line Items]
TDR's on Non-accrual	4,783	751
Other TDR's	297	4,395
Total TDR's	$ 5,080	$ 5,146

LOANS, TDR Modified During Peri

LOANS, TDR Modified During Period (Details) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017USD ($)Loan	Sep. 30, 2016USD ($)Loan	Sep. 30, 2017USD ($)Loan	Sep. 30, 2016USD ($)Loan
Financing Receivable, Modifications [Line Items]
Number of loans | Loan	2	8	5	14
Pre-modification outstanding recorded investment	$ 3,875	$ 4,545	$ 5,591	$ 5,574
Post-modification outstanding recorded investment	3,875	4,545	5,591	5,574
Increase in allowance for loan losses	88	35	88	181
TDR's with payment defaults within 12 months after modification	$ 0	$ 0	$ 0	$ 0
Residential Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Number of loans | Loan	0	6	0	8
Pre-modification outstanding recorded investment	$ 0	$ 184	$ 0	$ 483
Post-modification outstanding recorded investment	$ 0	$ 184	$ 0	$ 483
Commercial Real Estate [Member] | Owner Occupied [Member]
Financing Receivable, Modifications [Line Items]
Number of loans | Loan	0	1	2	3
Pre-modification outstanding recorded investment	$ 0	$ 255	$ 1,525	$ 865
Post-modification outstanding recorded investment	$ 0	$ 255	$ 1,525	$ 865
Commercial Real Estate [Member] | Non-Owner Occupied [Member]
Financing Receivable, Modifications [Line Items]
Number of loans | Loan	2	0	2	1
Pre-modification outstanding recorded investment	$ 3,875	$ 0	$ 3,875	$ 100
Post-modification outstanding recorded investment	$ 3,875	$ 0	$ 3,875	$ 100
Commercial and Industrial [Member]
Financing Receivable, Modifications [Line Items]
Number of loans | Loan			1	1
Pre-modification outstanding recorded investment			$ 191	$ 20
Post-modification outstanding recorded investment			$ 191	$ 20
All Other [Member]
Financing Receivable, Modifications [Line Items]
Number of loans | Loan	0	1	0	1
Pre-modification outstanding recorded investment	$ 0	$ 4,106	$ 0	$ 4,106
Post-modification outstanding recorded investment	$ 0	$ 4,106	$ 0	$ 4,106

LOANS, Risk Category of Loans b

LOANS, Risk Category of Loans by Class of Loans, Credit Quality Indicators (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Financing Receivable, Recorded Investment [Line Items]
Loans	$ 1,055,324	$ 1,024,823
Residential Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	337,502	342,294
Multifamily Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	70,698	74,165
Commercial Real Estate [Member] | Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	134,773	129,370
Commercial Real Estate [Member] | Non-Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	237,655	220,836
Commercial and Industrial [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	82,332	76,736
Consumer [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	29,675	30,916
All Other [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	162,689	150,506
Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	968,960	957,463
Pass [Member] | Residential Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	324,121	328,905
Pass [Member] | Multifamily Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	52,472	59,375
Pass [Member] | Commercial Real Estate [Member] | Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	122,983	118,134
Pass [Member] | Commercial Real Estate [Member] | Non-Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	220,173	213,641
Pass [Member] | Commercial and Industrial [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	71,850	72,094
Pass [Member] | Consumer [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	29,145	30,369
Pass [Member] | All Other [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	148,216	134,945
Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	35,655	20,606
Special Mention [Member] | Residential Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	3,502	4,880
Special Mention [Member] | Multifamily Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	3,590	78
Special Mention [Member] | Commercial Real Estate [Member] | Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	4,305	6,720
Special Mention [Member] | Commercial Real Estate [Member] | Non-Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	11,243	4,391
Special Mention [Member] | Commercial and Industrial [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	7,400	2,337
Special Mention [Member] | Consumer [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	136	242
Special Mention [Member] | All Other [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	5,479	1,958
Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	48,077	46,722
Substandard [Member] | Residential Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	9,878	8,507
Substandard [Member] | Multifamily Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	12,024	14,712
Substandard [Member] | Commercial Real Estate [Member] | Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	7,485	4,516
Substandard [Member] | Commercial Real Estate [Member] | Non-Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	6,239	2,804
Substandard [Member] | Commercial and Industrial [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	3,082	2,275
Substandard [Member] | Consumer [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	375	305
Substandard [Member] | All Other [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	8,994	13,603
Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	2,632	32
Doubtful [Member] | Residential Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	1	2
Doubtful [Member] | Multifamily Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	2,612	0
Doubtful [Member] | Commercial Real Estate [Member] | Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	0	0
Doubtful [Member] | Commercial Real Estate [Member] | Non-Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	0	0
Doubtful [Member] | Commercial and Industrial [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	0	30
Doubtful [Member] | Consumer [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	19	0
Doubtful [Member] | All Other [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	$ 0	$ 0

STOCKHOLDERS' EQUITY AND REGU38

STOCKHOLDERS' EQUITY AND REGULATORY MATTERS (Details) - USD ($) $ in Millions	9 Months Ended
	Sep. 30, 2017	Dec. 31, 2016
STOCKHOLDERS' EQUITY AND REGULATORY MATTERS [Abstract]
Number of previous years retained profit taken for dividend calculation	2 years
Funds available for dividends without prior approval	$ 4.1
Common Equity Tier 1 Capital (to Risk-Weighted Assets)	13.80%	13.40%
Common Equity Tier 1 Capital (to Risk-Weighted Assets), Regulatory Minimum Requirements	4.50%
Common Equity Tier 1 Capital (to Risk-Weighted Assets), To Be Considered Well Capitalized	6.50%
Tier I Capital (to Risk-Weighted Assets)	14.40%	13.90%
Tier I Capital (to Risk-Weighted Assets), Regulatory Minimum Requirements	6.00%
Tier I Capital (to Risk-Weighted Assets), To Be Considered Well Capitalized	8.00%
Total Capital (to Risk-Weighted Assets)	15.50%	15.00%
Total Capital (to Risk-Weighted Assets), Regulatory Minimum Requirements	8.00%
Total Capital (to Risk-Weighted Assets), To Be Considered Well Capitalized	10.00%
Tier I Capital (to Average Assets)	10.70%	10.10%
Tier I Capital (to Average Assets), Regulatory Minimum Requirements	4.00%
Tier I Capital (to Average Assets), To Be Considered Well Capitalized	5.00%
Capital conservation buffer	7.50%	6.95%

STOCK COMPENSATION EXPENSE (Det

STOCK COMPENSATION EXPENSE (Details) - USD ($) $ / shares in Units, $ in Thousands	Apr. 19, 2017	Mar. 15, 2017	Mar. 16, 2016	Sep. 30, 2017	Sep. 30, 2016
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Compensation expense				$ 194	$ 160
2012 Long Term Incentive Plan [Member] | Stock Options [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Grants (in shares)		55,500	55,990
Grants (in dollar per share)		$ 19.01	$ 13.55
Unrecognized stock-based compensation expense				$ 92
Unrecognized stock-based compensation, period of recognition				29 months
2012 Long Term Incentive Plan [Member] | Stock Options [Member] | Robert W. Walker [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Grants (in shares)	6,000		7,700
Fair value of stock options granted (in dollars per share)	$ 20.70		$ 13.55
Compensation expense	$ 124		$ 104
2012 Long Term Incentive Plan [Member] | Granted on March 15, 2017 [Member] | Stock Options [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock option vesting periods				3 years
2012 Long Term Incentive Plan [Member] | Granted on March 16, 2016 [Member] | Stock Options [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock option vesting periods				3 years

EARNINGS PER SHARE (Details)

EARNINGS PER SHARE (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016	Dec. 09, 2016
Basic earnings per share [Abstract]
Income available to common stockholders	$ 3,467	$ 3,164	$ 11,050	$ 8,767
Weighted average common shares outstanding (in shares)	10,661,157	10,626,185	10,653,594	10,508,809
Earnings per share (in dollars per share)	$ 0.33	$ 0.30	$ 1.04	$ 0.83
Diluted earnings per share [Abstract]
Income available to common stockholders	$ 3,467	$ 3,164	$ 11,050	$ 8,767
Weighted average common shares outstanding (in shares)	10,661,157	10,626,185	10,653,594	10,508,809
Add dilutive effects of potential additional common stock (in shares)	77,794	60,742	80,418	60,372
Weighted average common and dilutive potential common shares outstanding (in shares)	10,738,951	10,686,927	10,734,012	10,569,181
Earnings per share assuming dilution (in dollars per share)	$ 0.32	$ 0.30	$ 1.03	$ 0.83
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Percentage of stock dividend					10.00%
Stock Options [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Securities not considered in computing diluted earnings per share (in shares)	0	0	0	0

FAIR VALUE, Carrying Amount and

FAIR VALUE, Carrying Amount and Estimated Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Financial assets [Abstract]
Securities available for sale	$ 289,203	$ 288,607
Carrying Amount [Member]
Financial assets [Abstract]
Cash and due from banks	63,512	97,163
Time deposits with other banks	2,582	2,332
Federal funds sold	11,632	7,555
Securities available for sale	289,203	288,607
Loans, net	1,042,965	1,013,987
Federal Home Loan Bank stock	3,185	3,200
Interest receivable	4,060	3,862
Financial liabilities [Abstract]
Deposits	(1,269,384)	(1,279,386)
Securities sold under agreements to repurchase	(25,116)	(23,820)
Other borrowed funds	(6,000)	(8,859)
Subordinated Debt	(5,368)	(5,343)
Interest payable	(358)	(364)
Fair Value [Member]
Financial assets [Abstract]
Cash and due from banks	63,512	97,163
Time deposits with other banks	2,589	2,352
Federal funds sold	11,632	7,555
Securities available for sale	289,203	288,607
Loans, net	1,029,145	1,004,388
Interest receivable	4,060	3,862
Financial liabilities [Abstract]
Deposits	(1,265,462)	(1,275,630)
Securities sold under agreements to repurchase	(25,116)	(23,820)
Other borrowed funds	(5,966)	(8,906)
Subordinated Debt	(5,381)	(5,341)
Interest payable	(358)	(364)
Fair Value [Member] | Level 1 [Member]
Financial assets [Abstract]
Cash and due from banks	63,512	97,163
Time deposits with other banks	0	0
Federal funds sold	11,632	7,555
Securities available for sale	0	0
Loans, net	0	0
Interest receivable	0	0
Financial liabilities [Abstract]
Deposits	(925,328)	(920,745)
Securities sold under agreements to repurchase	0	0
Other borrowed funds	0	0
Subordinated Debt	0	0
Interest payable	(7)	(7)
Fair Value [Member] | Level 2 [Member]
Financial assets [Abstract]
Cash and due from banks	0	0
Time deposits with other banks	2,589	2,352
Federal funds sold	0	0
Securities available for sale	289,203	288,607
Loans, net	0	0
Interest receivable	829	771
Financial liabilities [Abstract]
Deposits	(340,134)	(354,885)
Securities sold under agreements to repurchase	(25,116)	(23,820)
Other borrowed funds	(5,966)	(8,906)
Subordinated Debt	(5,381)	(5,341)
Interest payable	(351)	(357)
Fair Value [Member] | Level 3 [Member]
Financial assets [Abstract]
Cash and due from banks	0	0
Time deposits with other banks	0	0
Federal funds sold	0	0
Securities available for sale	0	0
Loans, net	1,029,145	1,004,388
Interest receivable	3,231	3,091
Financial liabilities [Abstract]
Deposits	0	0
Securities sold under agreements to repurchase	0	0
Other borrowed funds	0	0
Subordinated Debt	0	0
Interest payable	$ 0	$ 0

FAIR VALUE, Assets and Liabilit

FAIR VALUE, Assets and Liabilities Measured at Fair Value on Recurring Basis (Details) - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
Available for sale [Abstract]
Securities available for sale	$ 289,203	$ 288,607
Carrying Value [Member]
Available for sale [Abstract]
Securities available for sale	289,203	288,607
Fair Value [Member]
Available for sale [Abstract]
Securities available for sale	289,203	288,607
Fair Value [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Available for sale [Abstract]
Securities available for sale	0	0
Fair Value [Member] | Significant Other Observable Inputs (Level 2) [Member]
Available for sale [Abstract]
Securities available for sale	289,203	288,607
Fair Value [Member] | Significant Unobservable Inputs (Level 3) [Member]
Available for sale [Abstract]
Securities available for sale	0	0
U.S. Agency MBS - Residential [Member]
Available for sale [Abstract]
Securities available for sale	199,933	174,177
U.S. Agency CMO's - Residential [Member]
Available for sale [Abstract]
Securities available for sale	56,514	73,267
Total Mortgage-Backed Securities of Government Sponsored Agencies [Member]
Available for sale [Abstract]
Securities available for sale	256,447	247,444
U.S. Government Sponsored Agency Securities [Member]
Available for sale [Abstract]
Securities available for sale	19,275	24,501
Obligations of States and Political Subdivisions [Member]
Available for sale [Abstract]
Securities available for sale	13,481	16,662
Recurring [Member] | Carrying Value [Member]
Available for sale [Abstract]
Securities available for sale	289,203	288,607
Recurring [Member] | Fair Value [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Available for sale [Abstract]
Securities available for sale	0	0
Recurring [Member] | Fair Value [Member] | Significant Other Observable Inputs (Level 2) [Member]
Available for sale [Abstract]
Securities available for sale	289,203	288,607
Recurring [Member] | Fair Value [Member] | Significant Unobservable Inputs (Level 3) [Member]
Available for sale [Abstract]
Securities available for sale	0	0
Recurring [Member] | U.S. Agency MBS - Residential [Member] | Carrying Value [Member]
Available for sale [Abstract]
Securities available for sale	199,933	174,177
Recurring [Member] | U.S. Agency MBS - Residential [Member] | Fair Value [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Available for sale [Abstract]
Securities available for sale	0	0
Recurring [Member] | U.S. Agency MBS - Residential [Member] | Fair Value [Member] | Significant Other Observable Inputs (Level 2) [Member]
Available for sale [Abstract]
Securities available for sale	199,933	174,177
Recurring [Member] | U.S. Agency MBS - Residential [Member] | Fair Value [Member] | Significant Unobservable Inputs (Level 3) [Member]
Available for sale [Abstract]
Securities available for sale	0	0
Recurring [Member] | U.S. Agency CMO's - Residential [Member] | Carrying Value [Member]
Available for sale [Abstract]
Securities available for sale	56,514	73,267
Recurring [Member] | U.S. Agency CMO's - Residential [Member] | Fair Value [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Available for sale [Abstract]
Securities available for sale	0	0
Recurring [Member] | U.S. Agency CMO's - Residential [Member] | Fair Value [Member] | Significant Other Observable Inputs (Level 2) [Member]
Available for sale [Abstract]
Securities available for sale	56,514	73,267
Recurring [Member] | U.S. Agency CMO's - Residential [Member] | Fair Value [Member] | Significant Unobservable Inputs (Level 3) [Member]
Available for sale [Abstract]
Securities available for sale	0	0
Recurring [Member] | Total Mortgage-Backed Securities of Government Sponsored Agencies [Member] | Carrying Value [Member]
Available for sale [Abstract]
Securities available for sale	256,447	247,444
Recurring [Member] | Total Mortgage-Backed Securities of Government Sponsored Agencies [Member] | Fair Value [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Available for sale [Abstract]
Securities available for sale	0	0
Recurring [Member] | Total Mortgage-Backed Securities of Government Sponsored Agencies [Member] | Fair Value [Member] | Significant Other Observable Inputs (Level 2) [Member]
Available for sale [Abstract]
Securities available for sale	256,447	247,444
Recurring [Member] | Total Mortgage-Backed Securities of Government Sponsored Agencies [Member] | Fair Value [Member] | Significant Unobservable Inputs (Level 3) [Member]
Available for sale [Abstract]
Securities available for sale	0	0
Recurring [Member] | U.S. Government Sponsored Agency Securities [Member] | Carrying Value [Member]
Available for sale [Abstract]
Securities available for sale	19,275	24,501
Recurring [Member] | U.S. Government Sponsored Agency Securities [Member] | Fair Value [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Available for sale [Abstract]
Securities available for sale	0	0
Recurring [Member] | U.S. Government Sponsored Agency Securities [Member] | Fair Value [Member] | Significant Other Observable Inputs (Level 2) [Member]
Available for sale [Abstract]
Securities available for sale	19,275	24,501
Recurring [Member] | U.S. Government Sponsored Agency Securities [Member] | Fair Value [Member] | Significant Unobservable Inputs (Level 3) [Member]
Available for sale [Abstract]
Securities available for sale	0	0
Recurring [Member] | Obligations of States and Political Subdivisions [Member] | Carrying Value [Member]
Available for sale [Abstract]
Securities available for sale	13,481	16,662
Recurring [Member] | Obligations of States and Political Subdivisions [Member] | Fair Value [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Available for sale [Abstract]
Securities available for sale	0	0
Recurring [Member] | Obligations of States and Political Subdivisions [Member] | Fair Value [Member] | Significant Other Observable Inputs (Level 2) [Member]
Available for sale [Abstract]
Securities available for sale	13,481	16,662
Recurring [Member] | Obligations of States and Political Subdivisions [Member] | Fair Value [Member] | Significant Unobservable Inputs (Level 3) [Member]
Available for sale [Abstract]
Securities available for sale	$ 0	$ 0

FAIR VALUE, Assets and Liabil43

FAIR VALUE, Assets and Liabilities Measured at Fair Value on Nonrecurring Basis (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016	Dec. 31, 2016
Impaired Loans Additional Disclosure [Abstract]
Recorded investment in impaired loans carried at fair value	$ 18,483		$ 18,483		$ 4,446
Valuation allowance for impaired loans	1,598		1,598		606
Impaired collateral dependent loans, provision for loan losses	423	$ 24	1,165	$ 215
Other Real Estate Owned Additional Disclosure [Abstract]
Recorded investment in other real estate owned carried at fair value - gross	8,642		8,642		9,900
Valuation allowance for other real estate owned	3,389		3,389		3,276
Write downs	111	$ 478	474	$ 478
Multifamily Real Estate [Member]
Impaired Loans Additional Disclosure [Abstract]
Valuation allowance for impaired loans	517		517
Commercial Real Estate [Member] | Owner Occupied [Member]
Impaired Loans Additional Disclosure [Abstract]
Valuation allowance for impaired loans	301		301		244
Commercial Real Estate [Member] | Non-Owner Occupied [Member]
Impaired Loans Additional Disclosure [Abstract]
Valuation allowance for impaired loans	88		88
Commercial and Industrial [Member]
Impaired Loans Additional Disclosure [Abstract]
Valuation allowance for impaired loans	155		155		276
All Other [Member]
Impaired Loans Additional Disclosure [Abstract]
Valuation allowance for impaired loans	518		518		86
Nonrecurring [Member] | Carrying Amount [Member]
Assets [Abstract]
Total impaired loans	16,885		16,885		3,841
Total OREO	5,253		5,253		6,624
Nonrecurring [Member] | Fair Value [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Assets [Abstract]
Total impaired loans	0		0		0
Total OREO	0		0		0
Nonrecurring [Member] | Fair Value [Member] | Significant Other Observable Inputs (Level 2) [Member]
Assets [Abstract]
Total impaired loans	0		0		0
Total OREO	0		0		0
Nonrecurring [Member] | Fair Value [Member] | Significant Unobservable Inputs (Level 3) [Member]
Assets [Abstract]
Total impaired loans	16,885		16,885		3,841
Total OREO	5,253		5,253		6,624
Nonrecurring [Member] | Residential Real Estate [Member] | Carrying Amount [Member]
Assets [Abstract]
Total OREO	370		370		613
Nonrecurring [Member] | Residential Real Estate [Member] | Fair Value [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Assets [Abstract]
Total OREO	0		0		0
Nonrecurring [Member] | Residential Real Estate [Member] | Fair Value [Member] | Significant Other Observable Inputs (Level 2) [Member]
Assets [Abstract]
Total OREO	0		0		0
Nonrecurring [Member] | Residential Real Estate [Member] | Fair Value [Member] | Significant Unobservable Inputs (Level 3) [Member]
Assets [Abstract]
Total OREO	370		370		613
Nonrecurring [Member] | Multifamily Real Estate [Member] | Carrying Amount [Member]
Assets [Abstract]
Total impaired loans	10,578		10,578
Nonrecurring [Member] | Multifamily Real Estate [Member] | Fair Value [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Assets [Abstract]
Total impaired loans	0		0
Nonrecurring [Member] | Multifamily Real Estate [Member] | Fair Value [Member] | Significant Other Observable Inputs (Level 2) [Member]
Assets [Abstract]
Total impaired loans	0		0
Nonrecurring [Member] | Multifamily Real Estate [Member] | Fair Value [Member] | Significant Unobservable Inputs (Level 3) [Member]
Assets [Abstract]
Total impaired loans	10,578		10,578
Nonrecurring [Member] | Commercial Real Estate [Member] | Owner Occupied [Member] | Carrying Amount [Member]
Assets [Abstract]
Total impaired loans	569		569		793
Total OREO	175		175		175
Nonrecurring [Member] | Commercial Real Estate [Member] | Owner Occupied [Member] | Fair Value [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Assets [Abstract]
Total impaired loans	0		0		0
Total OREO	0		0		0
Nonrecurring [Member] | Commercial Real Estate [Member] | Owner Occupied [Member] | Fair Value [Member] | Significant Other Observable Inputs (Level 2) [Member]
Assets [Abstract]
Total impaired loans	0		0		0
Total OREO	0		0		0
Nonrecurring [Member] | Commercial Real Estate [Member] | Owner Occupied [Member] | Fair Value [Member] | Significant Unobservable Inputs (Level 3) [Member]
Assets [Abstract]
Total impaired loans	569		569		793
Total OREO	175		175		175
Nonrecurring [Member] | Commercial Real Estate [Member] | Non-Owner Occupied [Member] | Carrying Amount [Member]
Assets [Abstract]
Total impaired loans	1,984		1,984
Total OREO	1,853		1,853		2,153
Nonrecurring [Member] | Commercial Real Estate [Member] | Non-Owner Occupied [Member] | Fair Value [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Assets [Abstract]
Total impaired loans	0		0
Total OREO	0		0		0
Nonrecurring [Member] | Commercial Real Estate [Member] | Non-Owner Occupied [Member] | Fair Value [Member] | Significant Other Observable Inputs (Level 2) [Member]
Assets [Abstract]
Total impaired loans	0		0
Total OREO	0		0		0
Nonrecurring [Member] | Commercial Real Estate [Member] | Non-Owner Occupied [Member] | Fair Value [Member] | Significant Unobservable Inputs (Level 3) [Member]
Assets [Abstract]
Total impaired loans	1,984		1,984
Total OREO	1,853		1,853		2,153
Nonrecurring [Member] | Commercial and Industrial [Member] | Carrying Amount [Member]
Assets [Abstract]
Total impaired loans	161		161		12
Nonrecurring [Member] | Commercial and Industrial [Member] | Fair Value [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Assets [Abstract]
Total impaired loans	0		0		0
Nonrecurring [Member] | Commercial and Industrial [Member] | Fair Value [Member] | Significant Other Observable Inputs (Level 2) [Member]
Assets [Abstract]
Total impaired loans	0		0		0
Nonrecurring [Member] | Commercial and Industrial [Member] | Fair Value [Member] | Significant Unobservable Inputs (Level 3) [Member]
Assets [Abstract]
Total impaired loans	161		161		12
Nonrecurring [Member] | All Other [Member] | Carrying Amount [Member]
Assets [Abstract]
Total impaired loans	3,593		3,593		3,036
Total OREO	2,855		2,855		3,683
Nonrecurring [Member] | All Other [Member] | Fair Value [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Assets [Abstract]
Total impaired loans	0		0		0
Total OREO	0		0		0
Nonrecurring [Member] | All Other [Member] | Fair Value [Member] | Significant Other Observable Inputs (Level 2) [Member]
Assets [Abstract]
Total impaired loans	0		0		0
Total OREO	0		0		0
Nonrecurring [Member] | All Other [Member] | Fair Value [Member] | Significant Unobservable Inputs (Level 3) [Member]
Assets [Abstract]
Total impaired loans	3,593		3,593		3,036
Total OREO	$ 2,855		$ 2,855		$ 3,683

FAIR VALUE, Asset Quantitative

FAIR VALUE, Asset Quantitative Information (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2017	Dec. 31, 2016
Impaired Loans [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	$ 16,885	$ 3,841
Impaired Loans [Member] | Multifamily Real Estate [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	$ 10,578
Impaired Loans [Member] | Multifamily Real Estate [Member] | Sales Comparison [Member] | Minimum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment for differences between the comparable sales	4.00%
Impaired Loans [Member] | Multifamily Real Estate [Member] | Sales Comparison [Member] | Maximum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment for differences between the comparable sales	4.00%
Impaired Loans [Member] | Multifamily Real Estate [Member] | Sales Comparison [Member] | Weighted Average [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment for differences between the comparable sales	4.00%
Impaired Loans [Member] | Commercial Real Estate [Member] | Owner Occupied [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	$ 569	$ 793
Impaired Loans [Member] | Commercial Real Estate [Member] | Owner Occupied [Member] | Sales Comparison [Member] | Minimum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment for limited salability of specialized property		9.30%
Adjustment for estimated realizable value	23.10%
Impaired Loans [Member] | Commercial Real Estate [Member] | Owner Occupied [Member] | Sales Comparison [Member] | Maximum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment for limited salability of specialized property		76.40%
Adjustment for estimated realizable value	23.10%
Impaired Loans [Member] | Commercial Real Estate [Member] | Owner Occupied [Member] | Sales Comparison [Member] | Weighted Average [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment for limited salability of specialized property		19.30%
Adjustment for estimated realizable value	23.10%
Impaired Loans [Member] | Commercial Real Estate [Member] | Non-Owner Occupied [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	$ 1,984
Impaired Loans [Member] | Commercial Real Estate [Member] | Non-Owner Occupied [Member] | Income Approach [Member] | Minimum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment for differences in net operating income expectations	67.40%
Impaired Loans [Member] | Commercial Real Estate [Member] | Non-Owner Occupied [Member] | Income Approach [Member] | Maximum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment for differences in net operating income expectations	67.40%
Impaired Loans [Member] | Commercial Real Estate [Member] | Non-Owner Occupied [Member] | Income Approach [Member] | Weighted Average [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment for differences in net operating income expectations	67.40%
Impaired Loans [Member] | Commercial and Industrial [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	$ 161	$ 12
Impaired Loans [Member] | Commercial and Industrial [Member] | Sales Comparison [Member] | Minimum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment for differences between the comparable sales		8.00%
Adjustment for estimated realizable value	8.00%
Impaired Loans [Member] | Commercial and Industrial [Member] | Sales Comparison [Member] | Maximum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment for differences between the comparable sales		8.00%
Adjustment for estimated realizable value	56.50%
Impaired Loans [Member] | Commercial and Industrial [Member] | Sales Comparison [Member] | Weighted Average [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment for differences between the comparable sales		8.00%
Adjustment for estimated realizable value	52.80%
Impaired Loans [Member] | All Other [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	$ 3,593	$ 3,036
Impaired Loans [Member] | All Other [Member] | Sales Comparison [Member] | Minimum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment for differences between the comparable sales		5.70%
Adjustment for percentage of completion of construction	8.00%
Impaired Loans [Member] | All Other [Member] | Sales Comparison [Member] | Maximum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment for differences between the comparable sales		9.00%
Adjustment for percentage of completion of construction	23.00%
Impaired Loans [Member] | All Other [Member] | Sales Comparison [Member] | Weighted Average [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment for differences between the comparable sales		8.00%
Adjustment for percentage of completion of construction	22.70%
Other Real Estate Owned [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	$ 5,253	$ 6,624
Other Real Estate Owned [Member] | Residential Real Estate [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	$ 370	$ 613
Other Real Estate Owned [Member] | Residential Real Estate [Member] | Sales Comparison [Member] | Minimum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment for differences between the comparable sales	0.00%	0.70%
Other Real Estate Owned [Member] | Residential Real Estate [Member] | Sales Comparison [Member] | Maximum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment for differences between the comparable sales	50.20%	86.80%
Other Real Estate Owned [Member] | Residential Real Estate [Member] | Sales Comparison [Member] | Weighted Average [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment for differences between the comparable sales	16.40%	25.20%
Other Real Estate Owned [Member] | Commercial Real Estate [Member] | Owner Occupied [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	$ 175	$ 175
Other Real Estate Owned [Member] | Commercial Real Estate [Member] | Owner Occupied [Member] | Sales Comparison [Member] | Minimum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment for differences between the comparable sales		21.80%
Adjustment for estimated realizable value	21.80%
Other Real Estate Owned [Member] | Commercial Real Estate [Member] | Owner Occupied [Member] | Sales Comparison [Member] | Maximum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment for differences between the comparable sales		21.80%
Adjustment for estimated realizable value	21.80%
Other Real Estate Owned [Member] | Commercial Real Estate [Member] | Owner Occupied [Member] | Sales Comparison [Member] | Weighted Average [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment for differences between the comparable sales		21.80%
Adjustment for estimated realizable value	21.80%
Other Real Estate Owned [Member] | Commercial Real Estate [Member] | Non-Owner Occupied [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	$ 1,853	$ 2,153
Other Real Estate Owned [Member] | Commercial Real Estate [Member] | Non-Owner Occupied [Member] | Sales Comparison [Member] | Minimum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment for differences between the comparable sales		17.20%
Adjustment for estimated realizable value	31.80%
Other Real Estate Owned [Member] | Commercial Real Estate [Member] | Non-Owner Occupied [Member] | Sales Comparison [Member] | Maximum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment for differences between the comparable sales		27.60%
Adjustment for estimated realizable value	58.90%
Other Real Estate Owned [Member] | Commercial Real Estate [Member] | Non-Owner Occupied [Member] | Sales Comparison [Member] | Weighted Average [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment for differences between the comparable sales		25.70%
Adjustment for estimated realizable value	34.70%
Other Real Estate Owned [Member] | All Other [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	$ 2,855	$ 3,683
Other Real Estate Owned [Member] | All Other [Member] | Sales Comparison [Member] | Minimum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment for estimated realizable value	15.10%	15.10%
Other Real Estate Owned [Member] | All Other [Member] | Sales Comparison [Member] | Maximum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment for estimated realizable value	69.00%	45.40%
Other Real Estate Owned [Member] | All Other [Member] | Sales Comparison [Member] | Weighted Average [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Adjustment for estimated realizable value	18.80%	21.80%