Online Resources 8-K Regulation FD Disclosure

Online Resources Corporation
Quarterly Operating Data¹
(Unaudited)

	4Q06			1Q07			2Q07			3Q07			4Q07			1Q08			2Q08			3Q08
BANKING SERVICES
Payment Services2
Revenue	$	19.3		$	19.7		$	20.2		$	20.2		$	20.2		$	19.7		$	18.2		$	18.3
Bill Payment Transactions		38.9			40.8			42.1			42.1			41.8			41.8			39.0			39.1
Other Revenue	$	4.4		$	4.8		$	5.1		$	4.4		$	5.6		$	4.5		$	5.0		$	5.7
eCOMMERCE SERVICES
Payment Services — User Paid
Revenue	$	1.1		$	1.4		$	1.4		$	3.8		$	5.6		$	7.3		$	6.8		$	6.6
Bill Payment Transactions		0.2			0.3			0.3			0.9			1.5			1.8			1.8			1.8
Payment Services — Biller Paid
Revenue	$	2.2		$	2.2		$	2.3		$	3.2		$	4.1		$	4.9		$	5.1		$	5.6
Bill Payment Transactions		5.5			6.4			7.4			8.3			9.0			10.2			10.4			11.2
Other Revenue3	$	2.4		$	2.8		$	3.0		$	2.6		$	2.6		$	2.8		$	2.1		$	1.9
OTHER KEY METRICS
Account Presentation Adoption Rate		26.5	%		26.4	%		27.7	%		30.7	%		32.8	%		34.3	%		39.8	%		40.5	%
Billpay Adoption Rate		6.0	%		6.3	%		6.7	%		6.8	%		8.7	%		9.0	%		9.4	%		10.0	%
Total Users		9.0			9.5			10.5			11.6			12.3			13.5			12.6			13.0

Notes:

1. In millions except adoption rates.

2. Includes the revenues and transactions for the following large, departed clients: Citizens Bank of Rhode Island (departed 4Q06), Branch Banking and Trust Company (departed 3Q07), Jack Henry (departed 4Q07) and Corporate Network eCom (departed 1Q08).

3. Includes revenues for the following large, departed clients: MBNA (departed 2Q07) and Certegy (departed 1Q08).

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2008 to 2009 Revenue and Ebitda Bridge
	Revenue			Margin			Ebitda
Midpoint of 2008 Guidance	$ 153.0			22%			$ 33.8
Lower Float Earnings	$	(3.1	)		100	%	$	(3.1	)
Residual Impact of Large Client Losses	$	(1.8	)		56	%	$	(1.0	)
Services Revenue Growth	$	16.5			62	%	$	10.3
Midpoint of 2009 Guidance	$	165.0			24	%	$	40.0
YoY Growth Rate		8	%					18	%

Sequential 4Q 2008 to 1Q 2009 Revenue and Ebitda Bridge
	Revenue			Margin			Ebitda
Midpoint of 4Q 2008 Guidance	$38.5			28%			$10.7
Lower Float Earnings	$	(0.3	)		100	%	$	(0.3	)
4Q Cancellation Fee	$	(0.2	)		100	%	$	(0.2	)
4Q Equity for Cash Compensation	$	—					$	(0.6	)
4Q Other Benefits Adjustments	$	—					$	(0.4	)
Increased 1Q 2009 Benefits Costs	$	—					$	(1.8	)
Q1 Specific Events	$	—					$	(0.8	)
Services Revenue Growth	$	1.2			67	%	$	0.8
Midpoint of 1Q 2009 Guidance	$	39.2			19	%	$	7.4
Sequential QoQ Growth Rate		2	%					-31	%

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