Exhibit 99.2
| 4Q08 CONFERENCE CALL January 26, 2009 Ralph B. Mandell Larry D. Richman Dennis L. Klaeser |
| Forward Looking Statements In this presentation we may make certain forward-looking statements. The Company's ability to predict results or the actual effect of future plans or strategies is inherently uncertain. For more information about these risks and uncertainties, we refer you to our public reports on file with the SEC. |
| Larry D. Richman Chief Executive Officer Ralph B. Mandell Chairman Presenters Dennis L. Klaeser Chief Financial Officer |
| Chairman's Update |
| PrivateBancorp Growth Total number of MDs and AMDs Total number of Employees 1989 - 1999 2000-2004 2005-2006 2007-2008 Organized PrivateBancorp, Inc. as Delaware Corp. in 1989 1991: De novo downtown Chicago office 1994: De novo Wilmette office 1997: De novo Oak Brook office 1999: $17M IPO 2000: De novo St. Charles office; De novo St. Louis office; Acquired Lake Forest and Winnetka offices 2001: De novo Geneva office; $20M Trust Preferred Offering 2002: Acquired controlling interest in Lodestar Investment Counsel, LLC 2003: 2nd Common Stock Offering of $57M 2004: Acquired Corley Financial and established The PrivateBank Mortgage Company Acquired The PrivateBank- Michigan, June 20, 2005; De novo The PrivateBank - Wisconsin; De novo Gold Coast office, Chicago December 2005: $40M Trust Preferred Offering June 2005: $50M Trust Preferred Offering 2006: Announced Kansas City office; Acquired The PrivateBank - - Georgia, December 13, 2006 Announced Strategic Growth Plan and hiring of Larry Richman and approximately 100 commercial bankers from LaSalle Bank November 2007: $200M PIPE offering 2008: Opened Business Development offices in Minneapolis, Cleveland, Des Moines, Denver May 2008: $143.75M Trust Preferred Offering June 2008: Raised $166.1M in new capital through issuance of common stock and sale of preferred stock |
| CEO's Update |
| Risk Management Overview Enhanced Infrastructure Building the necessary infrastructure to support and monitor projected growth Consistent Risk Practices Restructured risk management function to centralize processes and support the projected loan portfolio growth Centralized the risk function with subsidiary bank credit officers reporting to the Chief Risk Officer Common Policies Implementing common lending policies and procedures to strengthen credit review and underwriting standards |
| CFO's Update |
| 4Q08 Quarterly Highlights Reported net loss of $62.2M or EPS of $(1.96) for the quarter due to higher loan loss provision expenses as a result of $108.8M in charge-offs of loans primarily in the residential development sector as well as continued implementation of Strategic Growth Plan Revenue grew 9% over 3Q08 Client deposits grew 20% during 4Q08 Loans grew 8% and Total Deposits grew 7% during 4Q08 Total assets grew to approximately $10.0B |
| Asset Quality |
| Revenue and Operating Expenses |
| Client Deposit and Loan Growth Total Loans (end of period) Loans increased by 92% LTM and 8% during 4Q08 Client Deposits (end of period) Client Deposits increased by 87% LTM and 20% during 4Q08 |
| Deposit Breakout Deposit Breakout As of 12/31/08 Deposit Breakout As of 12/31/07 *Includes $1.8M of Client CDARS and $94K of Non-client CDARS at 12/31/07. |
| Loan Mix Loan Breakout As of 12/31/08 Loan Breakout As of 12/31/07 Total Commercial loans = Owner-occupied CRE + Commercial |
| Net Interest Margin |
| 4Q08 Capital Ratios |
| FOCUS • EXECUTION • CONTINUITY • CONFIDENTIALITY • LIFETIME RELATIONSHIPSSM |