Glen Burnie Bancorp (GLBZ) 10-K 2 Apr 18 2017 FY Annual report Financial data

Document and Entity Information

Document and Entity Information - USD ($)	12 Months Ended
	Dec. 31, 2017	Mar. 23, 2018	Jun. 30, 2017
Document And Entity Information [Abstract]
Entity Registrant Name	GLEN BURNIE BANCORP
Entity Central Index Key	890,066
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Current Fiscal Year End Date	--12-31
Entity Filer Category	Smaller Reporting Company
Entity Well-Known Seasoned Issuer	No
Entity Common Stock Shares Outstanding		2,804,456
Entity Public Float			$ 23,553,580
Document Type	10-K
Document Period End Date	Dec. 31, 2017
Amendment Flag	false
Document Fiscal Year Focus	2,017
Document Fiscal Period Focus	FY

CONSOLIDATED BALANCE SHEETS

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2017	Dec. 31, 2016
ASSETS
Cash and due from banks	$ 2,610	$ 3,195
Interest-bearing deposits in other financial institutions	9,995	7,427
Cash and Cash Equivalents	12,605	10,622
Investment securities available for sale, at fair value	89,349	94,606
Restricted equity securities, at cost	1,232	1,230
Loans, net of deferred fees and costs	271,612	265,058
Less: Allowance for loan losses	(2,589)	(2,484)
Loans, net	269,023	262,574
Real estate acquired through foreclosure	114	114
Premises and equipment, net	3,371	3,638
Bank owned life insurance	8,713	9,328
Deferred tax assets, net	2,429	3,160
Accrued interest receivable	1,133	1,135
Accrued taxes receivable	465	674
Prepaid expenses	433	546
Other assets	583	814
Total Assets	389,450	388,441
LIABILITIES
Noninterest-bearing deposits	104,017	100,099
Interest-bearing deposits	230,221	233,147
Total Deposits	334,238	333,246
Short-term debt	20,000	10,000
Long-term borrowings		10,000
Defined pension liability	335	369
Accrued expenses and other liabilities	835	1,012
Total Liabilities	355,408	354,627
STOCKHOLDERS' EQUITY
Common stock, par value $1, authorized 15,000,000 shares, issued and outstanding 2,801,149 and 2,786,855 shares as of December 31, 2017 and December 31, 2016 , respectively.	2,801	2,787
Additional paid-in capital	10,267	10,130
Retained earnings	21,605	21,707
Accumulated other comprehensive loss	(631)	(810)
Total Stockholders' Equity	34,042	33,814
Total Liabilities and Stockholders' Equity	$ 389,450	$ 388,441

CONSOLIDATED BALANCE SHEETS (Pa

CONSOLIDATED BALANCE SHEETS (Parentheticals) - $ / shares	Dec. 31, 2017	Dec. 31, 2016
CONSOLIDATED BALANCE SHEETS
Common stock, par value (in dollars per share)	$ 1	$ 1
Common stock, shares authorized	15,000,000	15,000,000
Common stock, shares issued	2,801,149	2,786,855
Common stock, shares outstanding	2,801,149	2,786,855

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
INTEREST INCOME
Interest and fees on loans	$ 11,421	$ 11,190
Interest and dividends on securities	2,007	1,972
Interest on deposits with banks and federal funds sold	179	119
Total Interest Income	13,607	13,281
INTEREST EXPENSE
Interest on deposits	1,300	1,481
Interest on short-term borrowings	452
Interest on long-term borrowings	185	642
Total Interest Expense	1,937	2,123
Net Interest Income	11,670	11,158
Provision for loan losses	336	868
Net interest income after provision for loan losses	11,334	10,290
NONINTEREST INCOME
Service charges on deposit accounts	281	323
Other fees and commissions	802	641
Gain on securities sold	1	2
Income on life insurance	199	215
Other income	2	399
Total Noninterest Income	1,285	1,580
NONINTEREST EXPENSE
Salary and employee benefits	6,165	6,212
Occupancy and equipment expenses	1,180	1,063
Legal, accounting and other professional fees	895	757
Data processing and item processing services	574	706
FDIC insurance costs	251	288
Advertising and marketing related expenses	162	78
Loan collection costs	78	203
Telephone costs	276	192
Other expenses	1,214	1,353
Total Noninterest Expenses	10,795	10,852
Income before income taxes	1,824	1,018
Income tax expense (benefit)	913	(83)
NET INCOME	$ 911	$ 1,101
Basic and diluted net income per share of common stock (in dollars per share)	$ 0.33	$ 0.40

CONSOLIDATED STATEMENT OF COMPR

CONSOLIDATED STATEMENT OF COMPREHENSIVE INCOME (LOSS) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
CONSOLIDATED STATEMENT OF COMPREHENSIVE INCOME (LOSS)
Net income	$ 911	$ 1,101
Net unrealized gain (loss) on securities available for sale:
Net unrealized gain (loss) on securities during the period	419	(842)
Income tax (expense) benefit relating to item above	(170)	335
Reclassification adjustment for gain on sales of securities included in net income	(1)	(2)
Net effect on other comprehensive income (loss)	248	(509)
Net unrealized gain on interest rate swap:
Net unrealized gain on interest rate swap during the period	49
Income tax expense relating to item above	(14)
Net effect on other comprehensive income	35
Other comprehensive income (loss)	283	(509)
Comprehensive income	$ 1,194	$ 592

CONSOLIDATED STATEMENTS OF CHAN

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY - USD ($) $ in Thousands	Common Stock	Additional Paid-In Capital	Retained Earnings	Accumulated Other Comprehensive (Loss) Income	Total
Balances at Dec. 31, 2015	$ 2,773	$ 9,986	$ 21,718	$ (301)	$ 34,176
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income			1,101		1,101
Cash dividends, $.40 per share			(1,112)		(1,112)
Dividends reinvested under dividend reinvestment plan	14	144			158
Other comprehensive income				(509)	(509)
Balances at Dec. 31, 2016	2,787	10,130	21,707	(810)	33,814
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income			911		911
Cash dividends, $.40 per share			(1,117)		(1,117)
Dividends reinvested under dividend reinvestment plan	14	137			151
Reclassification of certain income (loss) tax effects from accumulated other comprehensive income			104	(104)
Other comprehensive income				283	283
Balances at Dec. 31, 2017	$ 2,801	$ 10,267	$ 21,605	$ (631)	$ 34,042

CONSOLIDATED STATEMENTS OF CHA7

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS? EQUITY (Parentheticals) - $ / shares	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
CONSOLIDATED STATEMENT OF CHANGES IN STOCKHOLDERS' EQUITY
Cash dividends, per share	$ 0.40	$ 0.40

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Cash flows from operating activities:
Net income	$ 911	$ 1,101
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation, amortization, and accretion of premises and equipment	925	1,191
Provision for loan losses	336	868
Deferred income taxes, net	24	(147)
Gain on disposals of assets, net	(1)	(4)
Provision on losses of other real estate owned		36
Decrease (increase) in cash surrender value of bank owned life insurance	614	(214)
Reclassification adjustment for stranded income tax effects in accumulated other comprehensive income	104
Net decrease (increase) in other assets	550	(413)
Net (increase) decrease in accrued expenses and other liabilities	(210)	167
Net cash provided by operating activities	3,253	2,585
Cash flows from investing activities:
Redemptions and maturities of investment securities available for sale	19,523	23,266
Purchases of investment securities available for sale	(13,826)	(20,733)
Net (redemption) purchase of Federal Home Loan Bank stock	(2)	3
Net increase in loans	(6,785)	(4,045)
Proceeds from sale of real estate acquired through foreclosure		166
Proceeds from redemption of life insurance policy		244
Purchases of premises and equipment	(205)	(328)
Net cash (used in) provided by investing activities	(1,295)	(1,427)
Cash flows from financing activities:
Net increase (decrease) in deposits	991	(1,952)
Cash dividends paid	(1,117)	(1,112)
Common stock dividends reinvested	151	157
Net cash provided by (used in) financing activities	25	(2,907)
Net increase (decrease) in cash and cash equivalents	1,983	(1,749)
Cash and cash equivalents at beginning of year	10,622	12,371
Cash and cash equivalents at end of year	12,605	10,622
Supplemental Disclosures of Cash Flow Information:
Interest paid on deposits and borrowings	1,870	2,129
Income taxes paid	152
Net decrease (increase) in unrealized depreciation on available for sale securities	$ 467	(837)
Noncash Investing Activities:
Transfer of loans to real estate acquired through foreclosure		$ 240

Summary of Significant Accounti

Summary of Significant Accounting Policies	12 Months Ended
	Dec. 31, 2017
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	Note 1. Summary of Significant Accounting Policies Nature of Business Glen Burnie Bancorp (the “Company”) is a bank holding company organized in 1990 under the laws of the State of Maryland. The Company owns all the outstanding shares of capital stock of The Bank of Glen Burnie (the “Bank”), a commercial bank organized in 1949 under the laws of the State of Maryland(the “State”). The Bank, a commercial bank organized in 1949 under the laws of the State of Maryland, provides financial services to individuals and corporate customers located in Anne Arundel County and surrounding areas of Central Maryland, and is subject to competition from other financial institutions. The Bank is also subject to the regulations of certain Federal and State agencies and undergoes periodic examinations by those regulatory authorities. The accounting and financial reporting policies of the Bank conform, in all material respects, to accounting principles generally accepted in the United States (“U.S. GAAP”) and to general practices within the banking industry. Basis of Presentation The consolidated financial statements include the accounts of Glen Burnie Bancorp, The Bank of Glen Burnie and GBB Properties, Inc., a company engaged in the acquisition and disposition of other real estate. All significant intercompany transactions are eliminated in consolidation and certain reclassifications are made when necessary in order to conform the previous year’s financial statements to the current year’s presentation. In preparing the consolidated financial statements, the Company is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the financial statements and revenues and expenses during the reporting periods and related disclosures. These estimates that require application of management's subjective or complex judgments often result in the need to make estimates about the effect of matters that are inherently uncertain and may change in future periods. Management has made significant estimates in several areas, including the valuation of certain loans held for investment (Note 4, Loans and Allowance ); allowance for credit losses (Note 4, Loans and Allowance ); valuation of investment securities (Note 3, Investment Securities ); the fair value of financial instruments (Note 16, Fair Value of Financial Instruments ); benefit plan obligations and expenses (Note 10, Pension and Profit Sharing Plans ); and the valuation of deferred tax assets (Note 9, Income Taxes ). Certain amounts in the financial statements from prior periods have been reclassified to conform to the current financial statement presentation. The Parent Only financial statements (see Note 19, Parent Company Financial Information ) of the Company account for the subsidiaries using the equity method of accounting. Investment Securities We classify investment securities as trading, held to maturity ("HTM"), or available for sale ("AFS") at the date of acquisition. Purchases and sales of securities are generally recorded on a trade-date basis. Investment securities that we might not hold until maturity are classified as AFS and are reported at fair value in the statement of financial condition. Fair value measurement is based upon quoted market prices in active markets, if available. If quoted prices in active markets are not available, fair value is measured using pricing models or other model-based valuation techniques such as the present value of future cash flows, which consider prepayment assumptions and other factors such as credit losses and market liquidity. Unrealized gains and losses are excluded from earnings and reported, net of tax, in other comprehensive income (“OCI”). Purchase premiums and discounts are recognized in interest income using the effective interest method over the life of the securities. Purchase premiums or discounts related to mortgage-backed securities are amortized or accreted using projected prepayment speeds. Gains and losses on the sale of securities are recorded on the trade date and are determined using the specific identification method. AFS investment securities in unrealized loss positions are evaluated for other-than-temporary impairment (“OTTI”) at least quarterly. For AFS securities, a decline in fair value is considered to be other-than-temporary if the Company does not expect to recover the entire amortized cost basis of the security. Debt securities are classified as HTM if the Company has both the intent and ability to hold those securities to maturity regardless of changes in market conditions, liquidity needs or changes in general economic conditions. These securities are carried at cost adjusted for amortization of purchase premiums and accretion of purchase discounts. Transfers of securities from available for sale to held to maturity are accounted for at fair value as of the date of the transfer. The difference between the fair value and the par value at the date of transfer is considered a premium or discount and is accounted for accordingly. Any unrealized gain or loss at the date of the transfer is reported in OCI, and is amortized over the remaining life of the security as an adjustment of yield in a manner consistent with the amortization of any premium or discount, and will offset or mitigate the effect on interest income of the amortization of the premium or discount for that held to maturity security. Impairment may result from credit deterioration of the issuer or collateral underlying the security. In performing an assessment of recoverability, all relevant information is considered, including the length of time and extent to which fair value has been less than the amortized cost basis, the cause of the price decline, credit performance of the issuer and underlying collateral, and recoveries or further declines in fair value subsequent to the balance sheet date. For debt securities, the Company measures and recognizes OTTI losses through earnings if (1) the Company has the intent to sell the security or (2) it is more likely than not that the Company will be required to sell the security before recovery of its amortized cost basis. In these circumstances, the impairment loss is equal to the full difference between the amortized cost basis and the fair value of the security. For securities that are considered other-than-temporarily-impaired that the Company has the intent and ability to hold in an unrealized loss position, the OTTI write-down is separated into an amount representing the credit loss, which is recognized in earnings, and the amount related to other factors, which is recognized as a component of OCI. For equity securities, the Company recognizes OTTI losses through earnings if the Company intends to sell the security. The Company also considers other relevant factors, including its intent and ability to retain the security for a period of time sufficient to allow for any anticipated recovery in market value, and whether evidence exists to support a realizable value equal to or greater than the carrying value. Any impairment loss on an equity security is equal to the full difference between the amortized cost basis and the fair value of the security. Federal Home Loan Bank Stock As a borrower from the Federal Home Loan Bank of Atlanta ("FHLB"), the Bank is required to purchase an amount of FHLB stock based on our outstanding borrowings with the FHLB. This stock is used as collateral to secure the borrowings from the FHLB and is accounted for as a cost-method investment. FHLB stock is an equity interest that does not necessarily have a readily determinable fair value for purposes of the ASC Topic 320, Accounting for Certain Investments in Debt and Equity Securities , because its ownership is restricted and lacks a market. FHLB stock can be sold back only at its par value of $100 per share and only to the FHLB or another member institution. Other Securities Maryland Financial Bank (“MFB”) stock is an equity interest that does not necessarily have a readily determinable fair value for purposes of the ASC Topic 320, Accounting for Certain Investments in Debt and Equity Securities , because its ownership is restricted and lacks a market. This stock is accounted for as a cost-method investment. Loans Held for Investment Loans held for investment are reported at the principal amount outstanding, net of cumulative charge-offs, interest applied to principal (for loans accounted for using the cost recovery method), unamortized net deferred loan origination fees and costs and unamortized premiums or discounts on purchased loans. Deferred fees and costs and premiums and discounts are amortized over the contractual terms of the underlying loans using the constant effective yield (the interest method) or straight-line method. Interest on loans is accrued and recognized as interest income at the contractual rate of interest. When a loan is designated as held for investment, the intent is to hold these loans for the foreseeable future or until maturity or pay-off. From time to time, the Company will originate loans to facilitate the sale of other real estate owned (OREO). Such loans are accounted for using the installment method and any gain on sale is deferred. The Bank financed no sales of OREO for 2017 or 2016. Nonaccrual Loans Loans are placed on nonaccrual status when the full and timely collection of principal and interest is doubtful, generally when the loan becomes 90 days or more past due for principal or interest payment or if part of the principal balance has been charged off. When a loan is placed on nonaccrual status all interest previously accrued but not collected is reversed against current period interest income. All payments received on nonaccrual loans are accounted for using the cost recovery method. Under the cost recovery method, all cash collected is applied to first reduce the principal balance. A loan may be returned to accrual status if all delinquent principal and interest payments are brought current and the collectability of the remaining principal and interest payments in accordance with the loan agreement is reasonably assured. Loans that are well-secured and in the process of collection are maintained on accrual status, even if they are 90 days or more past due. Impaired Loans A loan is considered impaired when it is probable that all contractual principal and interest payments due will not be collected in accordance with the terms of the loan agreement. Factors considered by management in determining whether a loan is impaired include payment status, collateral value and the probability of collecting scheduled principal and interest payments when due. The carrying value of impaired loans is based on the present value of the loan’s expected future cash flows or, alternatively, the observable market price of the loan or the fair value of the collateral. Troubled Debt Restructurings A loan is accounted for and reported as a troubled debt restructuring (“TDR”) when, for economic or legal reasons, we grant a concession to a borrower experiencing financial difficulty that we would not otherwise consider. Management strives to identify borrowers in financial difficulty early and works with them to modify to more affordable terms before their loan reaches nonaccrual status. These modified terms may include rate reductions, principal forgiveness, payment forbearance and other actions intended to minimize the economic loss and to avoid foreclosure or repossession of the collateral. A restructuring that results in only an insignificant delay in payment is not considered a concession. A delay may be considered insignificant if the payments subject to the delay are insignificant relative to the unpaid principal or collateral value and the contractual amount due, or the delay in timing of the restructured payment period is insignificant relative to the frequency of payments, the debt's original contractual maturity or original expected duration. TDRs are designated as impaired because interest and principal payments will not be received in accordance with the original contract terms. TDRs that are performing and on accrual status as of the date of the modification remain on accrual status. TDRs that are nonperforming as of the date of modification generally remain as nonaccrual until the prospect of future payments in accordance with the modified loan agreement is reasonably assured, generally demonstrated when the borrower maintains compliance with the restructured terms for a predetermined period, normally at least six months. TDRs with temporary below-market concessions remain designated as a TDR and impaired regardless of the accrual or performance status until the loan is paid off. However, if the TDR loan has been modified in a subsequent restructure with market terms and the borrower is not currently experiencing financial difficulty, then the loan may be de-designated as a TDR. Allowance for Loan Losses Credit quality within the loan portfolio is continuously monitored by management and is reflected within the allowance for loan losses. The allowance for loan losses is maintained at a level that, in management's judgment, is appropriate to cover losses inherent within the Company’s loan portfolio, including unfunded credit commitments, as of the balance sheet date. The allowance for loan losses, as reported in our consolidated statements of financial condition, is adjusted by a provision for loan losses, which is recognized in earnings, and reduced by the charge-off of loan amounts, net of recoveries. The allowance for loan losses is maintained at a level believed adequate by management to absorb probable losses inherent in the loan portfolio and is based on the size and current risk characteristics of the loan portfolio, an assessment of individual problem loans and actual loss experience, current economic events in specific industries and geographical areas, including unemployment levels, and other pertinent factors, including regulatory guidance and general economic conditions. Determination of the allowance is inherently subjective as it requires significant estimates, including the amounts and timing of expected future cash flows on impaired loans, estimated losses on pools of homogeneous loans based on historical loss experience, and consideration of current economic trends, all of which may be susceptible to significant change. Loan losses are charged off against the allowance, while recoveries of amounts previously charged off are credited to the allowance. A provision for loan losses is charged to operations based on management’s periodic evaluation of the factors previously mentioned, as well as other pertinent factors. Evaluations are conducted at least quarterly and more often if deemed necessary. Loan Loss Measurement Allowance levels are influenced by loan volumes, internal asset quality ratings, delinquency status, historic loss experience and other conditions influencing loss expectations, such as economic conditions. The methodology for evaluating the adequacy of the allowance for loan losses has two basic components: first, an asset-specific component involving the identification of impaired loans and the measurement of impairment for each individual loan identified; and second, a formula-based component for estimating probable loan principal losses for all other loans. Impaired Loans The specific credit allocations are based on regular analysis of all loans over a fixed-dollar amount where the internal credit rating is at or below a predetermined classification. When a loan is identified as impaired, impairment is measured based on net realizable value, and the recorded investment balance of the loan. For impaired loans, we recognize impairment if we determine that the net realizable value of the impaired loan is less than the recorded investment of the loan (net of previous charge-offs and deferred loan fees and costs), except when the sole remaining source of collection is the underlying collateral. In these cases impairment is measured as the difference between the recorded investment balance of the loan and the fair value of the collateral. The fair value of the collateral is adjusted for the estimated cost to sell if repayment or satisfaction of a loan is dependent on the sale (rather than only on the operation) of the collateral. Once the impairment amount is determined an asset-specific allowance is provided that is equal to the calculated impairment and included in the allowance for loan losses. If the calculated impairment is determined to be permanent or not recoverable, the impairment will be charged off. Factors considered by management in determining if impairment is permanent or not recoverable include whether management judges the loan to be uncollectible, repayment is deemed to be protracted beyond reasonable time frames or the loss becomes evident owing to the borrower’s lack of assets. Estimate of Probable Loan Losses In estimating the formula-based component of the allowance for loan losses, loans are segregated into loan classes based on product types and similar risk characteristics or areas of risk concentration. Loans of similar type and purpose, not meeting the criteria for an asset-specific allocation, are aggregated into loan classes, and a reserve factor is applied to each loan class based on the historical loss experience of that class and six qualitative factors. Qualitative factors are expressed in basis points and are adjusted downward or upward based on management’s judgment as to the potential loss impact of each qualitative factor to a particular loan class at the date of the analysis. To determine the amount of allowance for credit losses, the Bank uses the current year’s loss data and the previous three years of loss data for each homogenous portfolio on a non-weighted basis. The current year’s data is annualized to a twelve-month basis to determine a loss percentage. The average for each portfolio’s historical losses are then adjusted by six qualitative factors applied to each of the loan classes. The historical loss analysis is performed quarterly and loss factors are updated monthly based on actual experience. Reserve for Unfunded Commitments The Company maintains a separate allowance for losses on unfunded loan commitments, which is included in accrued expenses and other liabilities on the consolidated statements of financial condition. Management estimates the amount of probable losses by utilizing the same methodology and factors as used in determining the allowance for credit losses. The reserve, based on evaluations of the collectibiltiy of loans and prior loan loss experience, is an amount that management believes will be adequate to absorb possible losses on unfunded commitments (off-balance sheet financial instruments) that may become uncollectible in the future. Other Real Estate Owned Other real estate owned ("OREO") represents real estate acquired in partial or total satisfaction of debts previously contracted with the Company, generally through the foreclosure of loans. These properties are initially recorded at the net realizable value (fair value of collateral less estimated costs to sell). Upon transfer of a loan to OREO, an appraisal is obtained and any excess of the loan balance over the net realizable value is charged against the allowance for loan losses. Subsequent declines in net realizable value identified from the ongoing analysis of such properties as well as gains and losses realized from the sale of OREO are recognized in current period earnings within noninterest expense as foreclosed property expense. The net realizable value of these assets is reviewed and updated as circumstances warrant. There were no loans transferred to OREO for the year ended December 31, 2017. Loans transferred to OREO through foreclosure proceedings totaled $113,893 for the year ended December 31, 2016. Premises and Equipment Bank premises and equipment are stated at cost less accumulated depreciation and depreciated over the estimated useful life of the related asset or the term of the lease using the straight-line method. Expenditures for improvements that extend the life of an asset are capitalized and depreciated over the asset’s remaining useful life. Gains or losses realized on the disposition of premises and equipment are reflected in the consolidated statements of income. Expenditures for repairs and maintenance are charged to occupancy and equipment expense as incurred. Computer software is recorded at cost and amortized over three to five years. Management periodically evaluates the carrying value of long-lived assets and certain identifiable intangibles, including goodwill, furniture and equipment and leasehold improvements for impairment. Income Taxes Our income tax expense, and deferred tax assets and liabilities reflect management’s best assessment of estimated current and future taxes to be paid. Significant judgments and estimates are required in determining the consolidated income tax expense. Deferred income taxes arise from temporary differences between the tax basis of assets and liabilities and their reported amounts in the financial statements, which will result in taxable or deductible amounts in the future. Deferred tax assets and liabilities are reflected at currently enacted income tax rates applicable to the period in which the deferred tax assets or liabilities are expected to be realized or settled. As changes in tax laws or rates are enacted, deferred tax assets and liabilities are adjusted through the provision for income taxes and are reflected as discrete tax items in the Company’s tax provision. On December 22, 2017, H.R. 1, commonly known as the Tax Cuts and Jobs Act (the “Tax Reform Act”), was signed into law. The Tax Reform Act includes provisions that will affect the Company’s income tax expense, including reducing the federal tax rate from 35% to 21% effective January 1, 2018. As a result of the rate reduction, the Company was required to re-measure, through income tax expense in the period of enactment, its deferred tax assets and liabilities using the enacted rate at which the Company expects them to be recovered or settled. Pursuant to the Securities and Exchange Commission Staff Accounting Bulletin No. 118, Income Tax Accounting Implications of the Tax Cuts and Jobs Act (“SAB 118”), given the amount and complexity of the changes in tax law resulting from the Tax Reform Act, the Company has not finalized the accounting for the income tax effects of the Tax Reform Act. This includes the re-measurement of deferred taxes. The impact of the Tax Reform Act may differ from this estimate, during the one-year measurement period due to, among other things, further refinement of the Company’s calculations, changes in interpretations and assumptions the Company has made, guidance that may be issued and actions the Company may take as a result of the Tax Reform Act. As a result of the Tax Reform Act, the Company recorded a tax charge of approximately $0.6 million due to a re-measurement of deferred tax assets and liabilities. Income tax expense was $0.9 million for the full-year 2017 compared to a tax benefit of $0.1 million for the full-year 2016. Tax expense for 2017 included the aforementioned, estimated $0.6 million charge to adjust the value of deferred tax assets to reflect the lower corporate tax rate, resulting from the Tax Reform Act. The higher level of income tax expense in 2017 also reflected increased pretax income. The Company records net deferred tax assets to the extent it is believed that these assets will more likely than not be realized. In making this determination, the Company considers all available evidence, including future reversals of existing taxable temporary differences, projected future taxable income, tax planning strategies, and recent financial operations. A tax position that meets the more likely than not recognition threshold is initially and subsequently measured as the largest amount of tax benefit that has a greater than 50% likelihood of being realized upon settlement with a taxing authority. For a more detailed description of income taxes see Note 9, Income Taxes of the Notes to Consolidated Financial Statements. Interest Rate Swap Agreements For asset/liability management purposes, the Company periodically uses interest rate swap agreements to hedge various exposures or to modify interest rate characteristics of various balance sheet accounts. All interest rate swap agreements are recorded at fair value. The Company records cash flow hedges at the inception of the derivative contract based on the Company’s intentions and belief as to its likelihood of effectiveness as a hedge. Cash flow hedges represent a hedge of a forecasted transaction or the variability of cash flows to be received or paid related to a recognized asset or liability. For a cash flow hedge, the gain or loss on the derivative is reported in other comprehensive income and is reclassified into earnings in the same periods during which the hedged transaction affects earnings. The changes in the fair value of derivatives that are not highly effective in hedging the changes in fair value or expected cash flows of the hedged item are recognized immediately in current earnings. Changes in the fair value of derivatives that do not qualify for hedge accounting are reported currently in earnings, as noninterest income. Net cash settlements on derivatives that qualify for hedge accounting are recorded in interest income or interest expense, based on the item being hedged. Net cash settlements on derivatives that do not qualify for hedge accounting are reported in noninterest income. Cash flows on hedges are classified in the cash flow statement the same as the cash flows of the items being hedged. The Company formally documents the relationship between derivatives and hedged items, as well as the risk management objective and the strategy for undertaking hedge transactions at the inception of the hedging relationship. This documentation includes linking cash flow hedges to specific assets and liabilities on the balance sheet or to specific firm commitments or forecasted transactions. The Company also formally assesses, both at the hedge’s inception and on an ongoing basis, whether the derivative instruments that are used are highly effective in offsetting changes in fair values or cash flows of the hedged items. The Company discontinues hedge accounting when it determines that the derivative is no longer effective in offsetting changes in the fair value or cash flows of the hedged item, the derivative is settled or terminates, a hedged forecasted transaction is no longer probable, a hedged firm commitment is no longer firm, or treatment of the derivative as a hedge is no longer appropriate or intended. When hedge accounting is discontinued, subsequent changes in fair value of the derivative are recorded as noninterest income. When a cash flow hedge is discontinued but the hedged cash flows or forecasted transactions are still expected to occur, gains or losses that were accumulated in other comprehensive income are amortized into earnings over the same periods which the hedged transactions will affect earnings. Fair Value Measurement The term "fair value" is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. A fair value measurement assumes that the transaction to sell the asset or transfer the liability occurs in the principal market for the asset or liability or, in the absence of a principal market, the most advantageous market for the asset or liability. The Company’s approach is to maximize the use of observable inputs and minimize the use of unobservable inputs when developing fair value measurements. The degree of management judgment involved in estimating the fair value of a financial instrument or other asset is dependent upon the availability of quoted market prices or observable market value inputs for internal valuation models, used for estimating fair value. For financial instruments that are actively traded in the marketplace or whose values are based on readily available market data, little judgment is necessary when estimating the instrument’s fair value. When observable market prices and data are not readily available, significant management judgment often is necessary to estimate fair value. In those cases, different assumptions could result in significant changes in valuation. See Note 17, Fair Value Measurement. Cash and Cash Equivalents The Bank has included cash and due from banks, interest-bearing deposits in other financial institutions, and federal funds sold as cash and cash equivalents for the purpose of reporting cash flows. Accounting for Stock Options The Company follows ASC Topic 718, Share-Based Payments , for accounting and reporting for stock-based compensation plans. ASC Topic 718 defines a fair value at grant date based method of accounting for measuring compensation expense for stock-based plans to be recognized in the statement of income. Earnings Per Share Basic earnings per common share (“EPS”) is computed by dividing net income available to common shareholders by the weighted average common shares outstanding during the period. Diluted EPS is computed by dividing net income available to common shareholders by the weighted average common shares outstanding, plus the effect of common stock equivalents (for example, stock options computed using the treasury stock method). Advertising Expense Advertising costs, which we consider to be media and marketing materials, are expensed as incurred. We incurred $0.2 million and $0.1 million in advertising expense during the years ended December 31, 2017 and 2016, respectively. Bank Owned Life Insurance The Company has purchased bank owned life insurance policies on certain current and former employees as a means to generate tax-exempt income which is used to offset a portion of current and future employee benefit costs. Bank owned life insurance is recorded at the cash surrender value of the policies. Changes in the cash surrender value are included in noninterest income. Other Comprehensive Income (Loss) The Company records unrealized gains and losses on available for sale securities in accumulated other comprehensive income, net of taxes. Unrealized gains and losses on available for sale securities are reclassified into earnings as the gains or losses are realized upon sale of the securities. The credit component of unrealized losses on available for sale securities that are determined to be other-than-temporary impaired are reclassified into earnings at the time the determination is made. Recent Accounting Pronouncements and Developments In May 2014, the Financial Accounting Standards Board ('"FASB") issued Accounting Standards Update ("ASU") No. 2014-09, Revenue from Contracts with Customers (Topic 606) , which will supersede the revenue recognition requirements in ASC Topic 605, Revenue Recognition , and most industry-specific revenue recognition guidance throughout the ASC. The amendments in this update affect any entity that either enters into contracts with customers to transfer goods or services or enters into contracts for the transfer of non-financial assets unless those contracts, including leases and insurance contracts, are within the scope of other standards. The amendments establish a core principle requiring the recognition of revenue to depict the transfer of goods or services to customers in an amount reflecting the consideration to which the entity expects to be entitled in exchange for such goods or services. The amendments also require expanded disclosures concerning the nature, amount, timing and uncertainty of revenues and cash flows arising from contracts with customers. In August 2015, the FASB deferred the effective date by one year from the date in the original guidance. I n March 2016, the FASB issued ASU No. 2016-08 to clarify the implementation guidance on principal versus agent considerations. The guidance is effective for fiscal years and interim periods beginning after December 15, 2016. The Company’s adoption of this item did not have a material impact on its results of operations or financial condition. In January 2016, the FASB issued ASU No. 2016-01, Financial Instruments – Overall (Subtopic 825‑10): Recognition and Measurement of Financial Assets and Financial Liabilities . ASU No. 2016‑1, among other things, (i) requires equit

Restrictions on Cash and Due fr

Restrictions on Cash and Due from Banks	12 Months Ended
	Dec. 31, 2017
Restricted Cash and Investments [Abstract]
Restrictions on Cash and Amounts Due from Banks	Note 2. Restrictions on Cash and Amounts Due from Banks The Bank is required to maintain cash balances on hand or with the Federal Reserve Bank based on average deposit liabilities. At December 31, 2017 and 2016, these reserve balances amounted to $4.3 million and $3.5 million, respectively.

Investment Securities

Investment Securities	12 Months Ended
	Dec. 31, 2017
Investments, Debt and Equity Securities [Abstract]
Investment Securities	Note 3. Investment Securities A summary of the amortized cost and market value of securities available for sale at December 31, 2017 and 2016 is as follows: At December 31, 2017 Gross Gross Amortized Unrealized Unrealized Fair (dollars in thousands) Cost Gains Losses Value Collaterized mortgage obligations $ 24,063 $ 20 $ (569) $ 23,514 Agency mortgage-backed securities 25,725 4 (500) 25,229 Municipal securities 35,453 339 (159) 35,633 U.S. Government agency securities 3,526 — (46) 3,480 U.S. Treasury securities 1,501 — (8) 1,493 Total securities available for sale $ 90,268 $ 363 $ (1,282) $ 89,349 At December 31, 2016 Gross Gross Amortized Unrealized Unrealized Fair (dollars in thousands) Cost Gains Losses Value Collaterized mortgage obligations $ 31,997 $ 11 $ (423) $ 31,585 Agency mortgage-backed securities 27,110 2 (429) 26,683 Municipal securities 34,333 92 (580) 33,845 U.S. Government agency securities 1,003 — (16) 987 U.S. Treasury securities 1,501 5 — 1,506 Total securities available for sale $ 95,944 $ 110 $ (1,448) $ 94,606 The following tables show the fair value and gross unrealized losses associated with the investment portfolio, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position as of December 31, 2017 and 2016: December 31, 2017 Less than 12 months 12 months or more Total Fair Unrealized Fair Unrealized Fair Unrealized (dollars in thousands) Value Loss Value Loss Value Loss Collaterized mortgage obligations $ 6,531 $ (63) $ 15,678 $ (507) $ 22,209 $ (570) Agency mortgage-backed securities 6,802 (80) 18,218 (420) 25,020 (500) Municipal securities 2,396 (11) 6,230 (148) 8,626 (159) U.S. Government agency securities 2,965 (37) 515 (9) 3,480 (46) U.S. Treasury securities 1,494 (7) — — 1,494 (7) $ 20,188 $ (198) $ 40,641 $ (1,084) $ 60,829 $ (1,282) At December 31, 2016 Less than 12 months 12 months or more Total Fair Unrealized Fair Unrealized Fair Unrealized (dollars in thousands) Value Loss Value Loss Value Loss Collaterized mortgage obligations $ 18,244 $ (174) $ 8,775 $ (248) $ 27,019 $ (422) Agency mortgage-backed securities 24,850 (401) 828 (28) 25,678 (429) Municipal securities 19,200 (580) — — 19,200 (580) U.S. Government agency securities — — 986 (17) 986 (17) $ 62,294 $ (1,155) $ 10,589 $ (293) $ 72,883 $ (1,448) At December 31, 2017 and 2016, the Company did not have any securities that had impairment charges. The Company's investment securities portfolio consists primarily of debt securities issued by the U.S. Treasury, U.S. Government agencies, U.S. Government-sponsored agencies, state governments and local municipalities. There were no private label mortgage-backed securities ("MBS") or collateralized mortgage obligations ("CMO") held in the investment securities portfolio as of December 31, 2017 and December 31, 2016. The fair value of investment securities is impacted by interest rates, credit spreads, market volatility and liquidity conditions. Net unrealized gains and losses in the available for sale portfolio are included in shareholders' equity as a component of accumulated other comprehensive income or loss, net of tax. An unrealized loss exists when the current fair value of an individual security is less than the amortized cost basis. The Company regularly evaluates investment securities that are in an unrealized loss position in order to determine if the decline in fair value is other than temporary. Factors considered in the evaluation include the current economic climate, the length of time and the extent to which the fair value has been below cost, the current interest rate environment and the rating of each security. An other-than-temporary impairment ("OTTI") loss must be recognized for a debt security in an unrealized loss position if the Company intends to sell the security or it is more likely than not that it will be required to sell the security prior to recovery of the amortized cost basis. The amount of OTTI loss recognized is equal to the difference between the fair value and the amortized cost basis of the security that is attributed to credit deterioration. Accounting standards require the evaluation of the expected cash flows to be received to determine if a credit loss has occurred. In the event of a credit loss, that amount must be recognized against income in the current period. The portion of the unrealized loss related to other factors, such as liquidity conditions in the market or the current interest rate environment, is recorded in accumulated other comprehensive income (loss) for investment securities classified as available for sale. The Company held five U.S. Government agency securities, fifty-one collateralized mortgage obligations, thirty-nine agency mortgage-backed securities and three U.S. Treasury securities that were in an unrealized loss position at December 31, 2017. Principal and interest payments of the underlying collateral for each of these securities are backed by U.S. Government sponsored agencies and carry minimal credit risk. Management found no evidence of OTTI on any of these securities and believes the unrealized losses are due to fluctuations in fair values resulting from changes in market interest rates and are considered temporary as of December 31, 2017. All municipal securities held in the investment portfolio are reviewed on at least a quarterly basis for impairment. Each bond carries an investment grade rating by either Moody's or Standard & Poor's. In addition the Company periodically conducts its own independent review on each issuer to ensure the financial stability of the municipal entity. The largest geographic concentration was in Pennsylvania, Texas and Maryland and consisted of either general obligation or revenue bonds backed by the taxing power of the issuing municipality. At December 31, 2017, the investment portfolio included sixteen municipal securities that were in an unrealized loss position. Management believes the unrealized losses were the result of movements in long-term interest rates and are not reflective of any credit deterioration. At December 31, 2017 and 2016, investment securities in the amount of approximately $0.8 million and $0, respectively, were pledged as collateral for interest rate swap contracts. Unrealized losses on securities in the investment portfolio amounted to $1.3 million with a total fair value of $60.8 million as of December 31, 2017 compared to unrealized losses of $1.4 million with a total fair value of $72.9 million as of December 31, 2016. The Company believes the unrealized losses presented in the tables above are temporary in nature and primarily related to market interest rates or limited trading activity in a particular type of security rather than the underlying credit quality of the issuers. The Company does not believe that these losses are other than temporary and does not currently intend to sell or believe it will be required to sell securities in an unrealized loss position prior to maturity or recovery of the amortized cost bases. The Company had no credit-related impairment losses on securities held at December 31, 2017 and 2016. The following table presents investment securities by stated maturity at December 31, 2017. Collateralized mortgage obligations and agency mortgage-backed securities have expected maturities that differ from contractual maturities because borrowers have the right to call or prepay obligations with or without prepayment penalties and, therefore, these securities are classified separately with no specific maturity date. At December 31, 2017 Amortized Fair (dollars in thousands) Cost Value Due within one year $ 899 $ 906 Due over one to five years 1,319 1,311 Due over five to ten years 4,742 4,765 Due over ten years 33,520 33,624 Collaterized mortgage obligations 24,063 23,514 Agency mortgage-backed securities 25,725 25,229 Total securities available for sale $ 90,268 $ 89,349 Proceeds from sales of available for sale securities prior to maturity totaled $956,255 and $5,265,658 for the years ended December 31, 2017 and 2016, respectively. The Bank realized gains of $1,406 and no losses on those sales for 2017. The Bank realized gains of $21,653 and losses of $19,237 on sales for 2016. Realized gains and losses were calculated based on the amortized cost of the securities at the date of trade. Income tax expense relating to net gains on sales of investment securities was calculated at a rate of 39.44% and totaled $555, and $953 for the years ended December 31, 2017 and 2016, respectively.

Loans and Allowance

Loans and Allowance	12 Months Ended
	Dec. 31, 2017
Accounts, Notes, Loans and Financing Receivable, Gross, Allowance, and Net [Abstract]
Loans and Allowance for Loan Losses	Note 4. Loans and Allowance for Loan Losses The following table sets forth the Company's gross loans by major categories as of December 31, 2017 and 2016: December 31, (dollars in thousands) 2017 2016 Consumer $ 16,112 $ 14,739 Residential real estate 81,926 93,468 Indirect 85,186 71,656 Commercial 11,257 12,351 Construction 3,536 4,397 Commercial real estate 73,595 68,447 Total loans receivable 271,612 265,058 Allowance for credit losses (2,589) (2,484) Net loans receivable $ 269,023 $ 262,574 The Company disaggregates its loan portfolio into groups of loans with similar risk characteristics for purposes of estimating the allowance for loan losses and monitoring and assessing credit quality. The Company's loan groups include consumer, residential real estate, indirect automobile, commercial, construction and commercial real estate. The Bank has an automotive indirect lending program where vehicle collateralized loans made by dealers to consumers are acquired by the Bank. The Bank’s indirect loan group included $85.2 million and $71.7 million of such loans at December 31, 2017 and 2016, respectively. The Bank makes loans to customers located primarily in Anne Arundel County and surrounding areas of Central Maryland. Although the loan portfolio is diversified, its performance will be influenced by the economy of the region. Included in loans are loans due from directors, executive officers and other related parties of $0.4 million at December 31, 2017, and $0.4 million at December 31, 2016. These loans are made on the same terms, including interest rates and collateral, as those prevailing at the time for comparable loans with unrelated borrowers. The Board of Directors approves loans to directors, executive officers and other related parties to confirm that collateral requirements, terms and rates are comparable to other borrowers and are in compliance with underwriting policies. The following presents the activity in amount due from directors and other related parties for the years ended December 31, 2017 and 2016. December 31, (dollars in thousands) 2017 2016 Balance at beginning of year $ 444 $ 787 Additions 227 607 Repayments (268) (950) Balance at end of year $ 403 $ 444 Allowance for Loan Losses To control and monitor credit risk, management has an internal credit process in place to determine whether credit standards are maintained along with in-house loan administration accompanied by oversight and review procedures. Oversight and review procedures include the monitoring of the portfolio credit quality, early identification of potential problem credits and the management of problem credits. As part of the oversight and review process, the Company maintains an allowance for loan losses to absorb estimated and probable losses inherent in the loan portfolio. For purposes of determining the allowance for loan losses, the Bank has segmented the loan portfolio into the following classifications: · Consumer · Residential Real Estate · Indirect · Commercial · Construction · Commercial Real Estate The analysis for determining the allowance is consistent with guidance set forth in GAAP and the Interagency Policy Statement on the Allowance for Loan and Lease Losses. Pursuant to Bank policy, the allowance is evaluated quarterly by management and is based upon management's review of the collectability of loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrowers' ability to repay, estimated value of any underlying collateral and prevailing economic conditions. Each of loan segment is reviewed and analyzed using the average historical charge-offs over a current four year period for their respective segments as well as the following qualitative factors: · Changes in asset quality including past due (30‑89 days) loans, nonaccrual loans, classified assets, watch list loans all in relation to total loans. Also policy exception in relationship to loan volume. · Changes in the rate and direction of the loan volume of the portfolio. · Concentration of credit including the percentage, changes, and relative to goals. · Changes in macro economic factors including the rates and direction of unemployment, median income and population. · Changes in internal factors including external loan review required reserve changes, internal review penetration, internal required reserve changes and weighted required reserve trends. · Changes in the charge offs and recoveries adjusted for rate and direction. The allowance consists of specific and general reserves. The specific reserves relate to loans classified as impaired, primarily including nonaccrual and troubled debt restructurings (“TDRs”). The reserve for these loans is established when the discounted cash flows, collateral value, or observable market price, whichever is appropriate, of the impaired loan is lower than the carrying value. For impaired loans, any measured impairment is charged off against the loan and allowance for those loans that are collateral dependent in the applicable reporting period. The general reserve covers loans that are not classified as impaired and primarily includes new loan originations. The general reserve requirement is based on historical loss experience and the qualitative factors noted above that have been determined to have an effect on the probability and magnitude of a loss. The following table presents the total allowance by loan segment: December 31, 2017 Residential Commercial (dollars in thousands) Consumer Real Estate Indirect Commercial Construction Real Estate Unallocated Total Balance, beginning of year $ 182 $ 1,042 $ 693 $ 284 $ 10 $ 259 $ 14 $ 2,484 Charge-offs (96) (3) (458) (9) — — — (566) Recoveries 8 27 286 — — 14 — 335 Provision for loan losses 120 (5) 253 (38) 2 18 (14) 336 Balance, end of year $ 214 $ 1,061 $ 774 $ 237 $ 12 $ 291 $ — $ 2,589 Individually evaluated for impairment: Balance in allowance $ 52 $ 513 $ — $ 217 $ — $ — $ — $ 782 Related loan balance 160 2,345 — 217 — 1,176 — 3,898 Collectively evaluated for impairment: Balance in allowance $ 162 $ 548 $ 774 $ 20 $ 12 $ 291 $ — $ 1,807 Related loan balance 15,952 79,580 85,186 11,040 3,536 72,420 — 267,714 December 31, 2016 Residential Commercial (dollars in thousands) Consumer Real Estate Indirect Commercial Construction Real Estate Unallocated Total Balance, beginning of year $ 227 $ 1,584 $ 577 $ 305 $ 19 $ 290 $ 148 $ 3,150 Charge-offs (18) (853) (677) — — (364) — (1,912) Recoveries 17 34 318 9 — — — 378 Provision for loan losses (44) 277 475 (30) (9) 333 (134) 868 Balance, end of year $ 182 $ 1,042 $ 693 $ 284 $ 10 $ 259 $ 14 $ 2,484 Individually evaluated for impairment: Balance in allowance $ 61 $ 240 $ — $ 229 $ — $ — $ — $ 530 Related loan balance 258 2,775 — 229 — 1,413 — 4,675 Collectively evaluated for impairment: Balance in allowance $ 121 $ 802 $ 693 $ 55 $ 10 $ 259 $ 14 $ 1,954 Related loan balance 14,481 90,693 71,656 12,122 4,397 67,034 — 260,383 As of December 31, 2017, there were no unallocated portions in the allowance for loan losses. The unallocated allowance as of December 31, 2016 was $14,170. The unallocated allowance for loan losses is available to absorb further losses that may not necessarily be accounted for in the current methodology. Management believes the allowance for loan losses is at an appropriate level to absorb inherent probable losses in the portfolio. The f ollowing table rolls forward the Company’s activity for nonaccrual loans during the years 2017 and 2016: Residential Commercial Consumer Real Estate Indirect Commercial Construction Real Estate Totals (dollars in thousands) December 31, 2015 623 2,508 349 — — 300 3,780 Transfers into nonaccrual 117 1,415 898 — — 840 3,270 Transfers to OREO — (126) — — — (114) (240) Loans paid down/payoffs (64) (191) (875) — — (15) (1,145) Loans returned to accrual status (256) (252) — — — — (508) Loans charged off (17) (846) (179) — — (364) (1,406) December 31, 2016 403 2,508 193 — — 647 3,751 Transfers into nonaccrual 10 329 686 56 402 — 1,483 Transfers to OREO — — — — — — — Loans paid down/payoffs (130) (429) (163) (1) (84) (140) (947) Loans returned to accrual status — (281) (171) — — — (452) Loans charged off (98) (3) (457) (7) — — (565) December 31, 2017 185 2,124 88 48 318 507 3,270 Credit Quality Information In addition to monitoring the performance status of the loan portfolio, the Company utilizes a risk rating scale (1-8) to evaluate loan asset quality for all loans. Loans that are rated 1-4 are classified as “pass” credits. For the pass rated loans, management believes there is a low risk of loss related to these loans and as necessary, credit may be strengthened through improved borrower performance and/or additional collateral. Loans rated a 5 (Special Mention) are pass credits, but are loans that have been identified that warrant additional attention and monitoring and represent “criticized” assets. Loans rated a 6 (Substandard) or higher are considered “criticized” loans and represent an increased level of credit risk. The use and application of these risk ratings by the Bank conform to the Bank's policy and regulatory definitions. The Bank’s internal risk ratings are as follows: 1 – 4 (Pass) - Pass credits are loans in grades “superior” through “acceptable”. These are at least considered to be credits with acceptable risks and would be granted in the normal course of lending operations. 5 (Special Mention) - Special mention credits have potential weaknesses that deserve management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the credits or in the Bank’s credit position at some future date. If weaknesses cannot be identified, classifying as special mention is not appropriate. Special mention credits are not adversely classified and do not expose the Bank to sufficient risk to warrant an adverse classification. No apparent loss of principal or interest is expected. 6 (Substandard) - Substandard credits are inadequately protected by the current worth and paying capacity of the obligor or by the collateral pledged. Financial statements normally reveal some or all of the following: poor trends, lack of earnings and cash flow, excessive debt, lack of liquidity, and the absence of creditor protection. Credits so classified must have a well-defined weakness, or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the Bank will sustain some loss if the deficiencies are not corrected. 7 (Doubtful) - A doubtful credit has all the weaknesses inherent in a substandard asset with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable. The possibility of loss is extremely high, but because of certain important and reasonably specific pending factors that may work to the advantage and strengthening of the asset, its classification as an estimated loss is deferred until its more exact status may be determined. Pending factors include proposed merger, acquisition, or liquidation procedures, capital injection, perfecting liens on additional collateral, and refinancing plans. Doubtful classification for an entire credit should be avoided when collection of a specific portion appears highly probable with the adequately secured portion graded Substandard. In the normal course of loan portfolio management, loan originators are responsible for continuous assessment of credit risk arising from the individual borrowers within their portfolio and assigning appropriate risk ratings. Credit Administration is responsible for ensuring the integrity and operation of the risk rating system and maintenance of the watch list. The Bank contracts with an independent 3 rd party loan review firm that reviews and validates the internal credit risk program on an annual basis. Results of these reviews are presented to the Audit Committee for approval and then to management for implementation. The loan review process compliments and reinforces the risk identification and assessment decisions made by the lenders and credit personnel as well as the Bank’s policies and procedures. The following table provides information with respect to the Company's risk ratings by loan portfolio segment: December 31, 2017 Residential Commercial (dollars in thousands) Consumer Real Estate Indirect Commercial Construction Real Estate Total Pass $ 16,008 $ 81,346 $ 83,803 $ 11,256 $ 3,536 $ 73,268 $ 269,217 Special mention 77 344 1,027 1 — 327 1,776 Substandard 3 236 315 — — — 554 Doubtful 24 — 41 — — — 65 Loss — — — — — — — $ 16,112 $ 81,926 $ 85,186 $ 11,257 $ 3,536 $ 73,595 $ 271,612 Nonaccrual 185 2,124 88 48 318 507 3,270 Troubled debt restructures 46 — — 217 — — 263 Number of TDRs accounts 1 — — 1 — — 2 Non-performing TDRs 46 — — — — — 46 Number of non-performing TDR accounts 1 — — — — — 1 December 31, 2016 Residential Commercial (dollars in thousands) Consumer Real Estate Indirect Commercial Construction Real Estate Total Pass $ 14,597 $ 93,045 $ 70,188 $ 12,255 $ 4,397 $ 64,646 $ 259,128 Special mention 29 423 1,087 95 — 3,801 5,436 Substandard 64 — 276 — — — 340 Doubtful 49 — 105 — — — 154 Loss — — — — — — — $ 14,739 $ 93,468 $ 71,656 $ 12,351 $ 4,397 $ 68,447 $ 265,058 Nonaccrual 403 2,508 193 — — 647 3,751 Troubled debt restructures 84 — — 229 — — 312 Number of TDRs accounts 2 — — 1 — — 3 Non-performing TDRs 84 — — — — — 84 Number of non-performing TDR accounts 2 — — — — — 2 Troubled Debt Restructurings The restructuring of a loan constitutes a TDR if the creditor, for economic or legal reasons related to the debtor’s financial difficulties, grants a concession to the debtor that it would not otherwise consider in the normal course of business. A concession may include an extension of repayment terms which would not normally be granted, a reduction of interest rate or the forgiveness of principal and/or accrued interest. If the debtor is experiencing financial difficulty and the creditor has granted a concession, the Company will make the necessary disclosures related to the TDR. In certain cases, a modification may be made in an effort to retain a customer who is not experiencing financial difficulty. This type of modification is not considered to be a TDR. Once a loan has been modified and is considered a TDR, it is reported as an impaired loan. All TDRs are evaluated individually for impairment on a quarterly basis as part of the allowance for credit losses calculation. A specific allowance for TDR loans is established when the discounted cash flows, collateral value or observable market price, whichever is appropriate, of the TDR is lower than the carrying value. If a loan deemed a TDR has performed for at least six months at the level prescribed by the modification, it is not considered to be non-performing; however, it will generally continue to be reported as impaired, but may be returned to accrual status. A TDR is deemed in default on its modified terms once a contractual payment is 30 or more days past due. There were no new loans modified as TDRs for the years ended December 31, 2017 and 2016. At December 31, 2017, the recorded investment in TDR’s reflected one loan in the amount of $216,500 which is performing under the terms of the modified agreement and one loan in the amount of $46,162 which is on nonaccrual. At December 31, 2016, the recorded investment in TDR’s reflected one loan in the amount of $228,500 which is performing under the terms of the modified agreement and two loans in the amount of $83,945 which are on nonaccrual. The Bank has no commitments to loan additional funds to the borrowers of restructured, impaired, or nonaccrual loans. The following table presents the loan portfolio segments summarized by aging categories of performing loans and nonaccrual loans as of December 31, 2017 and 2016: 90 Days or 30-89 Days More and December 31, 2017 Current Past Due Still Accruing Nonaccrual Total (dollars in thousands) Consumer $ 15,823 $ 80 $ 24 $ 185 $ 16,112 Residential Real Estate 79,205 597 — 2,124 81,926 Indirect 83,932 1,166 — 88 85,186 Commercial 11,203 — 6 48 11,257 Construction 3,188 — 30 318 3,536 Commercial Real Estate 73,088 — — 507 73,595 $ 266,439 $ 1,843 $ 60 $ 3,270 $ 271,612 90 Days or 30-89 Days More and December 31, 2016 Current Past Due Still Accruing Nonaccrual Total (dollars in thousands) Consumer $ 14,243 $ 93 $ — $ 403 $ 14,739 Residential Real Estate 89,201 1,759 — 2,508 93,468 Indirect 70,392 1,071 — 193 71,656 Commercial 12,349 — 2 — 12,351 Construction 4,279 84 34 — 4,397 Commercial Real Estate 67,800 — — 647 68,447 $ 258,264 $ 3,007 $ 36 $ 3,751 $ 265,058 Loans on which the accrual of interest has been discontinued totaled $3.3 million and $3.8 million at December 31, 2017 and 2016, respectively. Interest that would have been accrued under the terms of these loans totaled $0.2 million for the years ended December 31, 2017 and 2016. Loans past due 90 days or more and still accruing interest totaled $60,255, and $36,266 at December 31, 2017 and 2016, respectively. Management believes these particular loans are well secured and in the process of full collection of all amounts owed. Nonaccrual loans with specific reserves at December 31, 2017 are comprised of: Residential Real Estate – One loan to one borrower in the amount of $1,293,620 secured by a residential property with a specific reserve of $513,420 established for the loan. Consumer – Three loans to three borrowers in the amount of $160,004 with $52,040 of specific reserves established for the loans. Impaired Loans The following table presents information with respect to impaired loans. Management determined the specific reserve in the allowance based on the present value of expected future cash flows, discounted at the loan’s effective interest rate, except when the remaining source of repayment for the loan is the operation or liquidation of the collateral. In those cases, the current fair value of the collateral, less estimated selling costs is used to determine the specific allowance recorded. Unpaid Interest Average December 31, 2017 Recorded Principal Income Specific Recorded (dollars in thousands) Investment Balance Recognized Reserve Investment Impaired loans with specific reserves: Consumer $ 160 $ 160 $ 5 $ 52 $ 205 Residential Real Estate 1,294 1,322 — 513 1,312 Indirect — — — — — Commercial 217 217 — 217 223 Construction — — — — — Commercial Real Estate — — — — — Total impaired loans with specific reserves $ 1,671 $ 1,699 $ 5 $ 782 $ 1,740 Impaired loans with no specific reserve: Consumer $ 49 $ 49 $ — n/a $ — Residential Real Estate 992 1,760 11 n/a 1,572 Indirect 88 88 — n/a — Commercial 2 2 — n/a 2 Construction 318 318 — n/a 322 Commercial Real Estate 1,194 1,194 39 n/a 1,632 Total impaired loans with no specific reserve $ 2,643 $ 3,411 $ 50 — $ 3,528 Unpaid Interest Average December 31, 2016 Recorded Principal Income Specific Recorded (dollars in thousands) Investment Balance Recognized Reserve Investment Impaired loans with specific reserves: Consumer $ 176 $ 176 $ — $ 61 $ 217 Residential Real Estate 1,345 1,374 58 240 1,393 Indirect — — — — — Commercial 229 229 8 229 235 Construction — — — — — Commercial Real Estate — — — — — Total impaired loans with specific reserves $ 1,750 $ 1,779 $ 66 $ 530 $ 1,845 Impaired loans with no specific reserve: Consumer $ 226 $ 226 $ — n/a $ 122 Residential Real Estate 1,267 2,007 10 n/a 2,245 Indirect 193 193 — n/a — Commercial 2 2 — n/a 2 Construction — — — n/a — Commercial Real Estate 1,579 1,731 70 n/a 1,762 Total impaired loans with no specific reserve $ 3,267 $ 4,159 $ 80 — $ 4,131

Premises and Equipment

Premises and Equipment	12 Months Ended
	Dec. 31, 2017
Property, Plant and Equipment [Abstract]
Premises and Equipment	Note 5. Premises and Equipment A summary of premises and equipment is as follows: Useful December 31, lives 2017 2016 (dollars in thousands) Land $ 685 $ 685 Buildings 5-50 years 6,445 6,372 Equipment and fixtures 5-30 years 5,763 5,758 Construction in progress — 7 12,893 12,822 Accumulated depreciation (9,522) (9,184) $ 3,371 $ 3,638 Depreciation expense totaled $0.4 million for the years ended December 31, 2017 and 2016. Amortization of software totaled $0.1 million for the years ended December 31, 2017 and 2016. The Bank leases its Severna Park and Linthicum branches . Minimum lease obligations under the Severna Park branch are $33,000 per year through September 2019. Minimum lease obligations under the Linthicum branch are $120,952 per year through December 2024, adjusted annually on a pre-determined basis. The Bank is also required to pay all maintenance costs under all these leasing arrangements. Rent expense totaled $161,007 and $160,029 for the years ended December 31, 2017 and 2016, respectively.

Federal Home Loan Bank and Shor

Federal Home Loan Bank and Short-term Borrowings	12 Months Ended
	Dec. 31, 2017
Federal Home Loan Bank And Short Term Borrowings [Abstract]
Federal Home Loan Bank and Short-term Borrowings	Note 6. Federal Home Loan Bank and Short-term Borrowings The Bank owned 12,023 shares of common stock of the FHLB at December 31, 2017. The Bank is required to maintain an investment of 0.09% of total assets with a dollar cap of $15 million, adjusted annually, plus 4.25% of total advances, adjusted for advances and repayments. The credit available under this facility is determined at 25% of the Bank’s total assets, or approximately $97.5 million at December 31, 2017. Short-term advances totaled $20,000,000 under this credit arrangement at December 31, 2017. This credit facility is secured by a floating lien on the Bank’s residential mortgage loan portfolio. Average short-term borrowings under this facility approximated $1,468,767 and $137 for 2017 and 2016, respectively. The Federal Home Loan Bank of Atlanta, convertible and adjustable advances total include the following: A $5,000,000 convertible advance issued in 2008, which has a final maturity of July 23, 2018, but is callable quarterly starting July 23, 2009. This advance has a 2.73% interest rate, with interest payable quarterly. The proceeds of the convertible advance were used to fund loans. A $5,000,000 convertible advance issued in 2008, which has a final maturity of August 22, 2018, but is callable quarterly starting August 22, 2011. This advance has a 3.34% interest rate, with interest payable quarterly. The proceeds of the convertible advance were used to fund loans. A $10,000,000, adjustable rate issued in 2017, which has a final maturity of November 1, 2018. This advance had a 1.38% interest rate at December 31, 2017, with interest payable quarterly. The proceeds of the adjustable advance were used to fund loans. The Bank also had available unsecured federal funds lines of credit from two financial institutions for $5.0 million and $6.0 million at December 31, 2017. No balances were outstanding on these lines of credit on December 31, 2017. Derivatives During the fourth quarter of 2017, the Company entered into interest rate swaps to manage interest rate risk. These derivative contract involves the receipt of floating rate interest from a counterparty in exchange for the Company making fixed-rate payments over the life of the agreement, without the exchange of the underlying notional value. These instruments are designated as a cash flow hedges as the receipt of floating rate interest from the counterparty is used to manage interest rate risk associated with forecasted issuances of short-term FHLB advances. The change in the fair value of this hedging instrument is recorded in accumulated other comprehensive income and is subsequently reclassified into earnings in the period that the hedged transaction affects earnings. For derivative financial instruments accounted for as hedging instruments, we formally designate and document, at inception, the financial instrument as a hedge of a specific underlying exposure, the risk management objective, and the manner in which the effectiveness of the hedge will be assessed. We formally assess both at inception and at each reporting period thereafter, whether the derivative financial instruments used in hedging transactions are effective in offsetting changes in cash flows of the related underlying exposures. Any ineffective portion of the changes in cash flow of the instruments is recognized immediately into earnings. ASC 815-10, Derivatives and Hedging (“ASC 815”) requires companies to recognize all derivative instruments as assets or liabilities at fair value in the consolidated balance sheets. In accordance with ASC 815, we designated our interest rate swaps as cash flow hedges of certain active and forecasted variable rate FHLB advances. Changes in the fair value of the hedging instrument, except any ineffective portion, were recorded in accumulated other comprehensive income (loss) until earnings were impacted by the hedged instrument. No components of our hedging instruments were excluded from the assessment of hedge effectiveness in hedging exposure to variability in cash flows. Classification of the gain or loss in the consolidated statements of income upon release from accumulated other comprehensive income (loss) is the same as that of the underlying exposure. We discontinue the use of hedge accounting prospectively when (1) the derivative instrument is no longer effective in offsetting changes in fair value or cash flows of the underlying hedged item; (2) the derivative instrument expires, is sold, terminated, or exercised; or (3) designating the derivative instrument as a hedge is no longer appropriate. When we discontinue hedge accounting because it is no longer probable that an anticipated transaction will occur in the originally expected period, or within an additional two-month period thereafter, changes to fair value that were recorded in accumulated other comprehensive income (loss) are recognized immediately in earnings. As of December 31, 2017, the Company had three outstanding interest rate swaps designated as a cash flow hedges with an aggregate notional value of $20.0 million. The agreements have five year terms and stipulate that the counterparty will pay the Company interest at three-month LIBOR and the Company will pay fixed rates of interest at 2.105%, 2.235% and 2.246% on the $10.0 million, $5.0 million and $5.0 million notional amounts, respectively. These interest rate swaps of $10.0 million, $5.0 million and $5.0 million mature on October 2022, July 2023, and August 2023, respectively, and hedge three-month FHLB advances that will be renewed every three months at the LIBOR interest rate at that time. The two $5.0 million contracts are forward starting swap that become effective in July 2018 and August 2018. After-tax unrealized gains of $21,000, $7,000 and 7,000 were recognized in accumulated other comprehensive income for the year ended December 31, 2017 and there was no ineffective portion of these hedges. No interest rate swaps designated as cash flow hedges were outstanding during 2016. The Company pays or receives the net interest amount quarterly and includes this amount as part of FHLB advances interest expense on the consolidated income statements. The cash flow hedges were determined to be fully effective during all periods presented. As such, no ineffectiveness has been included in net income. The following table reflects information about swaps designated as cash flow hedges as of December 31, 2017 and 2016: At December 31, 2017 2016 Unrealized Unrealized Notional Pay Receive Assets/ Gain (Loss) Assets/ Gain (Loss) (dollars in thousands) Amount Rate Rate Term Liabilities AOCI Liabilities AOCI Interest rate swap $ 10,000 2.105 % 3M LIBOR 11/2017 - 10/2022 $ 30 $ 21 $ — $ — Forward-starting interest rate 5,000 2.235 % 3M LIBOR 7/2018 - 7/2023 10 7 — — Forward-starting interest rate 5,000 2.246 % 3M LIBOR 8/2018 - 8/2023 9 7 — — Total $ 20,000 $ 49 $ 35 $ — $ — The following table reflects the total interest expense recorded on these swap transactions in the consolidated statements of income during the years ended December 31, 2017 and 2016: Years Ended December 31, (dollars in thousands) Bank Position 2017 2016 Interest rate swap on FHLB advance Pay fixed/receive variable $ 12 $ — Forward-starting interest rate Pay fixed/receive variable — — Forward-starting interest rate Pay fixed/receive variable — — Total $ 12 $ — The Bank is required to pledge securities as collateral for all swaps with dealer counterparties. The fair value of cash or investment securities pledged as collateral by the Bank totaled $750,000 and $0 at December 31, 2017 and December 31, 2016, respectively.

Long-term Borrowings

Long-term Borrowings	12 Months Ended
	Dec. 31, 2017
Debt Disclosure [Abstract]
Long-term Borrowings	Note 7. Long-term Borrowings Long-term borrowings are as follows: December 31, 2017 2016 (dollars in thousands) Federal Home Loan Bank of Atlanta, convertible advances $ — $ 10,000 $ — $ 10,000

Deposits

Deposits	12 Months Ended
	Dec. 31, 2017
Deposits [Abstract]
Deposits	Note 8. Deposits The following table summarizes the major classifications of deposit balances as of the dates indicated: December 31, 2017 2016 (dollars in thousands) Noninterest-bearing deposits $ $ Interest-bearing deposits: Interest-bearing checking 28,774 29,413 Money Market 19,855 18,356 Savings 85,890 80,006 Time deposits, $100,000 or more 43,452 46,879 Time deposits below $100,000 52,250 58,493 Total interest- bearing deposits 230,221 233,147 Total Deposits $ 334,238 $ 333,246 Interest expense on deposits for the years ended December 31, 2017 and 2016 is as follows: 2017 2016 (dollars in thousands) Interest-bearing checking $ 9 $ 9 Money Market 10 9 Savings 50 45 Time deposits, $100,000 or more 416 456 Time deposits below $100,000 815 962 Total Interest Expense $ 1,300 $ 1,481 The Bank recognized $0.3 million of fee income from deposits for the years ended December 31, 2017 and 2016. At December 31, 2017, the scheduled maturities of time deposits are approximately as follows: (dollars in thousands) Amount Maturing in: 2018 $ 38,482 2019 30,146 2020 14,372 2021 8,647 2022 3,429 2023 and thereafter 626 Total Time Deposits $ 95,702 Deposit balances of executive officers and directors and their affiliated interests totaled approximately $1.9 million and $1.6 million at December 31, 2017 and 2016, respectively. The Bank had no brokered deposits at December 31, 2017 and 2016.

Income Taxes

Income Taxes	12 Months Ended
	Dec. 31, 2017
Income Tax Disclosure [Abstract]
Income Taxes	Note 9. Income Taxes The Tax Reform Act was enacted on December 22, 2017. The Tax Reform Act reduces the US federal corporate tax rate from 34% to 21%. At December 31, 2017, we have not completed our accounting for the tax effects of enactment of the Tax Reform Act. As described below, we have made a reasonable estimate of the effects on our existing deferred tax balances as of December 31, 2017. We re-measured all of our deferred tax assets (“DTA”) and liabilities (“DTL”) based on the rates at which they are expected to reverse in the future. We recognized an income tax expense of $0.6 million for the year ended December 31, 2017 related to adjusting our net deferred tax asset balance to reflect the new corporate tax rate. In addition, DTAs/DTLs related to AFS securities unrealized losses that were revalued as of December 31, 2017 noted above created a “stranded tax effects” in Accumulated Other Comprehensive Income (“AOCI”) due enactment of the Tax Act. The issue arose due to the nature of GAAP recognition of tax rate change effects on the AFS DTA/DTL revaluation as an adjustment to income tax provision. In February 2018, FASB issued ASU 2018-02 - Income Statement - Reporting Comprehensive Income (Topic 220). As disclosed in Note 1, the Company early adopted the provisions of the ASU 2018-02 and recorded a reclassification adjustment of $104,000 from AOCI to retained earnings for stranded tax effects related to AFS securities resulting from the newly enacted corporate tax rate. The amount of the reclassification was the difference between the 34 percent historical corporate tax rate and the newly enacted 21 percent corporate tax rate. See Statement of Changes in Stockholders Equity for additional details and reclassification impact due to impact of the ASU 2018-02. The components of income tax expense (benefit) are as follows for the years ended December 31, 2017 and 2016: 2017 2016 (dollars in thousands) Current income tax expense: Federal $ 328 $ 38 State 143 26 Total current tax expense 471 64 Deferred income tax expense (benefit) : Federal (1) 443 (185) State (1) 38 Total deferred tax expense (benefit) 442 (147) Total Income tax expense (benefit) $ 913 $ (83) (1) Provisional revaluation of federal deferred tax assets and liabilities. A reconciliation of income tax expense computed at the statutory rate of 34% to the actual income tax expense for the years ended December 31, 2017 and 2016 is as follows: 2017 2016 (dollars in thousands) Income tax expense at federal statutory rate $ 620 $ 346 Increase (decrease) resulting from: Tax-exempt income (341) (309) Bank owned life insureance (68) (148) State income taxes, net of Federal income tax benefit 93 42 Federal rate change (1) 592 — Other 17 (14) Total income tax expense (benefit) $ 913 $ (83) (1) Provisional revaluation of federal deferred tax assets and liabilities. Deferred tax assets and liabilities resulting from the tax effects of temporary differences between the carrying amount of assets and liabilities for financial reporting purposes and the amounts used for income tax purposes at December 31, 2017 and 2016 are as follows: 2017 2016 (dollars in thousands) Deferred income tax benefits: Accrued deferred compensation $ 92 $ 146 Allowance for credit losses 7 95 Nonaccrual interest 375 445 Alternative minimum tax credits 1,191 967 Net operating loss carryforward credits 297 665 Accumulated depreciation (15) 54 Other real estate owned 3 18 Reserve for unfunded commitments 7 10 Other temporary differences 20 22 Accumulated securities premium accretion 213 211 Net unrealized depreciation on investment securities available for sale 239 527 Net deferred income tax benefits $ 2,429 $ 3,160 Management has determined that no valuation allowance is required as it believes it is more likely than not that all of the deferred tax assets will be fully realizable in the future. At December 31, 2017 and 2016, management believes there are no uncertain tax positions under ASC Topic 740 Income Taxes (formerly FIN 48, Accounting for Uncertainty in Income Taxes). Income tax expense was $0.91 million and ($0.08) million at December 2017 and 2016, respectively. Included in the 2017 was a one-time $0.60 million income tax expense due to the Tax Reform Act which required us to revalue our deferred tax assets and liabilities at the new statutory tax rate upon enactment.

Pension and Profit Sharing Plan

Pension and Profit Sharing Plans	12 Months Ended
	Dec. 31, 2017
Compensation and Retirement Disclosure [Abstract]
Pension and Profit Sharing Plans	Note 10. Pension and Profit Sharing Plans The Bank has a defined contribution retirement plan qualifying under Section 401(k) of the Internal Revenue Code that is funded through a profit sharing agreement and voluntary employee contributions. Annual contributions, included in employee benefit expense, totaled $286,955 and $210,604 for the years ended December 31, 2017 and 2016, respectively. The plan provides for discretionary employer matching contributions to be determined annually by the Board of Directors. The plan covers substantially all employees. The Bank’s contributions to the plan, included in employee benefit expense, totaled $38,211 and $21,261 for the years ended December 31, 2017 and 2016, respectively. The Bank had a money purchase pension plan, which provided for annual employer contributions based on employee compensation, and covered substantially all employees. The Bank made additional contributions under this plan for the benefit of certain employees, whose retirement funds were negatively affected by the termination of this pension plan. These additional contributions, also included in employee benefit expense, totaled $1,014 and $1,014 for the years ended December 31, 2017 and 2016, respectively.

Other Benefit Plans

Other Benefit Plans	12 Months Ended
	Dec. 31, 2017
Investments, All Other Investments [Abstract]
Other Benefit Plans	Note 11. Other Benefit Plans The Bank has life insurance contracts on several officers and is the sole owner and beneficiary of the policies. Cash value totaled $8.7 and $9.3 at December 31, 2017 and 2016, respectively. Income on their insurance investment totaled $0.2 for years ended 2017 and 2016. The Bank has an unfunded grantor trust, as part of a change in control severance plan, covering substantially all employees. Participants in the plan are entitled to cash severance benefits upon termination of employment, for any reason other than just cause, should a “change in control” of the Company occur.

Other Noninterest Expenses

Other Noninterest Expenses	12 Months Ended
	Dec. 31, 2017
Other Noninterest Expenses.
Other Noninterest Expenses	Note 12. Other Noninterest Expenses Other noninterest expenses include the following: Year Ended December 31, 2017 2016 (dollars in thousands) Foreclosed property expenses $ 9 $ 55 Loan related expenses 133 89 Other ATM expenses 102 165 Education expenses 18 13 Directors fees and expenses 144 159 Executive and audit committee expenses 69 65 Postage and delivery 100 108 Stationery, printing and supplies 60 69 Office supplies expenses 93 140 Credit report fees 55 31 Contributions and donations 21 21 Dues and subscription fees 63 59 Examination and assessment fees 46 46 Federal Reserve and correspondent bank services 49 51 Liability insurance 68 66 Other 184 216 Total Other Noninterest Expense $ 1,214 $ 1,353

Commitments and Contingencies

Commitments and Contingencies	12 Months Ended
	Dec. 31, 2017
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingencies	Note 13. Commitments and Contingencies Financial instruments: The Bank is a party to financial instruments in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit and standby letters of credit, which involve, to varying degrees, elements of credit and interest rate risk in excess of the amounts recognized in the consolidated financial statements. Outstanding loan commitments, unused lines of credit and letters of credit are as follows: December 31, 2017 2016 Loan commitments: Other mortgage loans $ 3,077 $ 3,066 Unused lines of credit: Home-equity lines $ 7,997 $ 2,991 Commercial lines 9,364 18,474 Unsecured consumer lines 1,748 634 $ 19,109 $ 22,099 Letters of credit: $ 71 $ 48 Loan commitments and lines of credit are agreements to lend to customers as long as there is no violation of any conditions of the contracts. Loan commitments generally have interest rates fixed at current market amounts, fixed expiration dates, and may require payment of a fee. Lines of credit generally have variable interest rates. Many of the loan commitments and lines of credit are expected to expire without being drawn upon; accordingly, the total commitment amounts do not necessarily represent future cash requirements. The Bank evaluates each customer’s creditworthiness on a case-by-case basis. The amount of collateral or other security obtained, if deemed necessary by the Bank upon extension of credit, is based on management’s credit evaluation. Collateral held varies but may include deposits held in financial institutions, U.S. Treasury securities, other marketable securities, accounts receivable, inventory, property and equipment, personal residences, income-producing commercial properties, and land under development. Personal guarantees are also obtained to provide added security for certain commitments. Letters of credit are conditional commitments issued by the Bank to guarantee the performance of a customer to a third party. Those guarantees are primarily issued to guarantee the installation of real property improvements and similar transactions. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loan facilities to customers. The Bank holds collateral and obtains personal guarantees supporting those commitments for which collateral or other securities is deemed necessary. The Bank’s exposure to credit loss in the event of nonperformance by the customer is the contractual amount of the commitment. Loan commitments, lines of credit, and letters of credit are made on the same terms, including collateral, as outstanding loans. As of December 31, 2017, the Bank has accrued $24,334 as a reserve for losses on unfunded commitments related to these financial instruments with off balance sheet risk, which is included in other liabilities.

Stockholders' Equity

Stockholders' Equity	12 Months Ended
	Dec. 31, 2017
Stockholders' Equity Note [Abstract]
Stockholders' Equity	Note 14. Stockholders’ Equity Restrictions on Dividends The Company’s ability to pay dividends to its stockholders may be affected by both general corporate law considerations and policies of the Federal Reserve applicable to bank holding companies. Banking regulations limit the amount of dividends that may be paid without prior approval of the Bank’s regulatory agencies. Regulatory approval is required to pay dividends that exceed the Bank’s net profits for the current year plus its retained net profits for the preceding two years. Retained earnings from which dividends may not be paid without prior approval totaled approximately $21.2 million and $20.3 million December 31, 2017 and 2016, respectively, based on the earnings restrictions and minimum capital ratio requirements noted below. The payment of dividends by any financial institution or its holding company is affected by the requirement to maintain adequate capital pursuant to applicable capital adequacy guidelines and regulations, and a financial institution generally is prohibited from paying any dividends if, following payment thereof, the institution would be undercapitalized. Notwithstanding the availability of funds for dividends, however, the Federal Reserve may prohibit the payment of any dividends by the subsidiary banks if the Federal Reserve determines such payment would constitute an unsafe or unsound practice. Employee Stock Purchase Benefit Plans The Company has a stock-based compensation plan, which is described below. There were no options issued or activity under this plan since August 2007. Employees who have completed one year of service are eligible to participate in the employee stock purchase plan. The number of shares of common stock granted under options will bear a uniform relationship to compensation. The plan allows employees to buy stock under options granted at 85% of the fair market value of the stock on the date of grant. Options are vested when granted and will expire no later than 27 months from the grant date or upon termination of employment. At December 31, 2017, shares of common stock reserved for issuance under the plan totaled 48,011. The Board of Directors may suspend or discontinue the plan at its discretion. Dividend Reinvestment and Stock Purchase Plan The Company’s dividend reinvestment and stock purchase plan allows all participating stockholders the opportunity to receive additional shares of common stock in lieu of cash dividends at 95% of the fair market value on the dividend payment date. During 2017 and 2016, shares of common stock purchased under the plan totaled 14,294 and 13,494, respectively. At December 31, 2017, shares of common stock reserved for issuance under the plan totaled 157,351. The Board of Directors may suspend or discontinue the plan at its discretion. Stockholder Purchase Plan The Company’s stockholder purchase plan allows participating stockholders the option to purchase newly issued shares of common stock. The Board of Directors shall determine the number of shares that may be purchased pursuant to options. Options granted will expire no later than three months from the grant date. Each option will entitle the stockholder to purchase one share of common stock, and will be granted in proportion to stockholder share holdings. At the discretion of the Board of Directors, stockholders may be given the opportunity to purchase unsubscribed shares. There was no activity under this plan since June 23, 2000. At December 31, 2017, shares of common stock reserved for issuance under the plan totaled 313,919. The Board of Directors may suspend or discontinue the plan at its discretion. Under all three plans, options granted, exercised, and expired, shares issued and reserved, and grant prices have been restated for the effects of any stock dividends or stock splits. Regulatory Capital Requirements The Bank’s primary regulator is the Federal Deposit Insurance Corporation (“FDIC”) and is subject to regulation, supervision and regular examination by the Maryland Commissioner of Financial Regulation (the “Commissioner”) and the FDIC. The Company is subject to regulation, examination and supervision by the Federal Reserve Board under the Bank Holding Company Act of 1956, as amended (the “BHCA”), and the regulations of the Federal Reserve Board. On January 1, 2015, the Bank became subject to the new Basel III Capital Rules with full compliance with all of the final rule's requirements phased in over a multi-year schedule, to be fully phased-in by January 1, 2019. However, the new Basel III Capital Rules do not apply to the Company since it is a small bank holding company with less than $1.0 billion in total consolidated assets. In July 2013, the final rules were published establishing a new comprehensive capital framework for U.S. banking organizations. The rules implement the Basel Committee’s December 2010 framework known as “Basel III” for strengthening international capital standards as well as certain provisions of the Dodd-Frank Act. The Basel III Capital Rules substantially revise the risk-based capital requirements applicable to bank holding companies and depository institutions compared to the previous U.S. risk-based capital rules. The Basel III Capital Rules define the components of capital and address other issues affecting the numerator in banking institutions’ regulatory capital ratios. The Basel III Capital Rules also address risk weights and other issues affecting the denominator in banking institutions’ regulatory capital ratios and replace the existing risk-weighting approach with a more risk-sensitive approach. The Basel III Capital Rules also implement the requirements of Section 939A of the Dodd-Frank Act to remove references to credit ratings from the federal banking agencies’ rules. Failure to meet minimum capital requirements can initiate certain mandatory, and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company’s financial statements. The Bank must meet specific capital guidelines that involve quantitative measures of its assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting principles. The Bank’s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. The rules include a new common equity Tier 1 capital to risk-weighted assets minimum ratio of 4.5%, raise the minimum ratio of Tier 1 capital to risk-weighted assets from 4.0% to 6.0%, require a minimum ratio of Total Capital to risk-weighted assets of 8.0%, and require a minimum Tier 1 leverage ratio of 4.0%. A new capital conservation buffer is also established above the regulatory minimum capital requirements. This capital conservation buffer began its phase-in period beginning January 1, 2016 at 0.625% of risk-weighted assets and will increase each subsequent year by an additional 0.625% until reaching its final level of 2.5% on January 1, 2019. The capital conservation buffer is designed to absorb losses during periods of economic stress and, as detailed above, effectively increases the minimum required risk-weighted capital ratios. Strict eligibility criteria for regulatory capital instruments were also implemented under the final rules. The final rules also revise the definition and calculation of Tier 1 capital, Total Capital, and risk-weighted assets. The Common Equity Tier 1, Tier 1 and Total Capital ratios are calculated by dividing the respective capital amounts by risk-weighted assets. Risk-weighted assets are calculated based on regulatory requirements and include total assets, with certain exclusions, allocated by risk weight category, and certain off-balance-sheet items, among other things. The leverage ratio is calculated by dividing Tier 1 capital by adjusted quarterly average total assets, which exclude goodwill and other intangible assets, among other things. As of December 31, 2017 and 2016, the Bank was well-capitalized under the regulatory framework for prompt corrective action under the new Basel III Capital Rules. Management believes, as of December 31, 2017 and 2016, that the Bank met all capital adequacy requirements to which they were subject. The following table presents actual and required capital ratios as of December 31, 2017 and 2016 for the Bank under the Basel III Capital Rules. The minimum required capital amounts presented include the minimum required capital levels as of December 31, 2017 and December 31, 2016 based on the phase-in provisions of the Basel III Capital Rules. Capital levels required to be considered well capitalized are based upon prompt corrective action regulations, as amended to reflect the changes under the Basel III Capital Rules. The Company and Bank are subject to regulatory capital requirements administered by federal banking agencies. Management has determined that the Company’s risk-based capital ratio’s are not materiality different than the Bank’s and are not reflected in the table below. To Be Well Capitalized To Be Considered Under Prompt Corrective Actual Adequately Capitalized Action Provisions Amount Ratio Amount Ratio Amount Ratio As of December 31, 2017 Common Equity Tier 1 Capital $ 32,946 12.83 % $ 11,553 4.50 % $ 16,687 6.50 % Total Risk-Based Capital $ 35,543 13.84 % $ 20,538 8.00 % $ 25,673 10.00 % Tier 1 Risk-Based Capital $ 32,946 12.83 % $ 15,404 6.00 % $ 20,538 8.00 % Tier 1 Leverage $ 32,928 8.43 % $ 15,617 4.00 % $ 19,521 5.00 % To Be Well Capitalized To Be Considered Under Prompt Corrective Actual Adequately Capitalized Action Provisions Amount Ratio Amount Ratio Amount Ratio As of December 31, 2016 Common Equity Tier 1 Capital $ 33,962 13.63 % $ 11,213 4.50 % $ 16,197 6.50 % Total Risk-Based Capital $ 36,471 14.64 % $ 19,935 8.00 % $ 24,918 10.00 % Tier 1 Risk-Based Capital $ 33,962 13.63 % $ 14,951 6.00 % $ 19,935 8.00 % Tier 1 Leverage $ 33,962 8.68 % $ 15,659 4.00 % $ 19,574 5.00 %

Earnings Per Common Share

Earnings Per Common Share	12 Months Ended
	Dec. 31, 2017
EARNINGS PER SHARE
EARNINGS PER SHARE	Note 15. Earnings Per Common Share The calculation of net income per common share for the years ended December 31, 2017 and 2016 are as follows: Year Ended December 31, 2017 2016 Basic earnings per share: Net income $ 911,052 $ 1,100,720 Weighted average common shares outstanding 2,794,381 2,780,477 Basic net income per share $ 0.33 $ 0.40 Diluted earnings per share calculations were not required for 2017 and 2016 as there were no options outstanding at December 31, 2017 and 2016.

Fair Values of Financial Instru

Fair Values of Financial Instruments	12 Months Ended
	Dec. 31, 2017
Investments, All Other Investments [Abstract]
Fair Values of Financial Instruments	Note 16. Fair Values of Financial Instruments ASC Topic 825, Disclosure about Fair Value of Financial Instruments , requires the disclosure of the estimated fair values of financial instruments. Quoted market prices, where available, are shown as estimates of fair values. Because no quoted market prices are available for a significant part of the Company’s financial instruments, the fair values of such instruments have been derived based on the amount and timing of future cash flows and estimated discount rates. Present value techniques used in estimating the fair value of the Company’s financial instruments are significantly affected by the assumptions used. Fair values derived from using present value techniques are not substantiated by comparisons to independent markets, and in many cases, could not be realized in immediate settlement of the instruments. ASC Topic 825 excludes certain financial instruments and all nonfinancial instruments from its disclosure requirements. Accordingly, the aggregate fair value amounts presented do not represent the underlying value of the Company. The following table presents the estimated fair value and the related carrying values of the Company’s financial instruments as December 31, 2017 and 2016. Items that are not financial instruments are not included. December 31, 2017 December 31, 2016 (dollars in thousands) Carrying Fair Carrying Fair Amount Value Amount Value Financial assets: Cash and due from banks $ 2,610 $ 2,610 $ 3,195 $ 3,195 Interest-bearing deposits in other financial institutions 9,846 9,846 4,230 4,230 Federal funds sold 149 149 3,197 3,197 Investment securities available for sale 89,349 89,349 94,606 94,606 Investments in restricted stock 1,232 1,232 1,230 1,230 Ground rents 153 153 164 164 Loans, less allowance for credit losses 269,023 275,819 262,574 260,223 Accrued interest receivable 1,133 1,133 1,135 1,135 Cash value of life insurance 8,713 8,713 9,328 9,328 Financial liabilities: Deposits 334,238 324,512 333,246 315,418 Long-term borrowings — — 10,000 10,257 Short-term borrowings 20,000 20,739 10,000 10,188 Accrued interest payable 101 101 34 34 Unrecognized financial instruments: Commitments to extend credit 19,109 19,109 25,165 25,165 Standby letters of credit 71 71 48 48 The following table presents the carrying amount, fair value, and placement in the fair value hierarchy of the Company’s financial instruments. (dollars in thousands) Carrying Fair December 31, 2017 Amount Value Level 1 Level 2 Level 3 Financial instruments - Assets Cash and cash equivalents $ 12,605 $ 12,605 $ 12,605 — $ — Loans receivable, net 269,023 275,819 — — 275,819 Cash value of life insurance 8,713 8,713 — 8,713 — Financial instruments - Liabilities Deposits 334,238 324,512 227,585 96,927 — Long-term debt — — — — — Short-term debt 20,000 20,739 — 20,739 — For purposes of the disclosures of estimated fair value, the following assumptions were used. Loans. The estimated fair value for loans is determined by discounting future cash flows using current rates at which similar loans would be made to borrowers with similar credit ratings and for the same remaining maturities. Investment securities . Fair values for investment securities are based on quoted market prices, where applicable. When quoted market prices are not available, fair values are based on quoted market prices of comparable instruments. Deposits . The estimated fair value of deposits with no stated maturity, such as noninterest-bearing demand deposits, savings, NOW accounts and money market accounts, is equal to the amount payable on demand at the reporting date (that is, their carrying amounts). The fair value of certificates of deposit is based on the rates currently offered for deposits of similar maturities. The fair value estimates do not include the benefit that results from the low-cost funding provided by the deposit liabilities compared to the cost of borrowing funds in the market. Borrowings . The estimated fair value approximates carrying value for short-term borrowings. The fair value of long-term fixed rate borrowings is estimated by discounting future cash flows using current interest rates currently offered for similar financial instruments over the same maturities. Other assets and liabilities . The estimated fair values for cash and due from banks, interest-bearing deposits in other financial institutions, Federal funds sold, accrued interest receivable and payable, and short-term borrowings are considered to approximate cost because of their short-term nature. Other assets and liabilities of the Bank that are not defined as financial instruments are not included in the above disclosures, such as property and equipment. In addition, non-financial instruments typically not recognized in the financial statements nevertheless may have value but are not included in the above disclosures. These include, among other items, the estimated earnings power of core deposit accounts, the trained work force, customer goodwill, and similar items.

Fair Value Measurements

Fair Value Measurements	12 Months Ended
	Dec. 31, 2017
FAIR VALUE.
Fair Value Measurements	Note 17. Fair Value Measurements The Company follows ASC Topic 820, Fair Value Measurements which provides a framework for measuring and disclosing fair value under generally accepted accounting principles. ASC Topic 820 requires disclosures about the fair value of assets and liabilities recognized in the balance sheet in periods subsequent to initial recognition, whether the measurements are made on a recurring basis or on a nonrecurring basis. ASC Topic 820 defines fair value as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. ASC Topic 820 also establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The standard describes three levels of inputs that may be used to measure fair value. The Fair Value Hierarchy Level 1 – Valuation is based on quoted prices in active markets for identical assets or liabilities that the reporting entity has the ability to access at the measurement date. Level 1 assets and liabilities generally include debt and equity securities that are traded in an active exchange market. Valuations are obtained from readily available pricing sources for market transactions involving identical assets and liabilities. Level 2 – Valuation is based on inputs other than quoted prices included in Level 1 that are observable for the asset or liability, either directly or indirectly. The valuation may be based on quoted prices for similar assets and liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the asset or liability. Level 3 – Valuation is based on unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities. Level 3 assets and liabilities include financial instruments whose value is determined using pricing models, discounted cash flow methodologies, or similar techniques, as well as instruments for which determination of fair value requires significant management judgment or estimation. In determining the appropriate levels, the Company performs a detailed analysis of assets and liabilities that are subject to ASC Topic 820. The Bank’s securities available for sale and interest rate swaps are the only assets or liabilities subject to fair value measurements on a recurring basis. The Bank may also be required, from time to time, to measure certain other financial and non-financial assets and liabilities at fair value on a non-recurring basis in accordance with GAAP. Fair value measurements on a recurring and non-recurring basis at December 31, 2017 and 2016 are as follows: Fair (dollars in thousands) Level 1 Level 2 Level 3 Value December 31, 2017 Recurring: Securities available for sale U.S. Treasury $ — $ 1,493 $ — $ 1,493 State and Municipal — 35,633 — 35,633 Mortgaged-backed — 52,223 — 52,223 Interest rate swap — 49 — 49 Non-recurring: Maryland Financial Bank stock — — 30 30 Impaired loans — — 3,532 3,532 OREO — 114 — 114 $ — $ 89,511 $ 3,562 $ 93,074 December 31, 2016 Recurring: Securities available for sale U.S. Treasury $ — $ 1,506 $ — $ 1,506 State and Municipal — 33,845 — 33,845 Mortgaged-backed — 59,255 — 59,255 Non-recurring: Maryland Financial Bank stock — — 30 30 Impaired loans — — 4,487 4,487 OREO — 114 — 114 $ — $ 94,720 $ 4,517 $ 99,237 Securities available for sale and interest rate swaps are based on quoted market prices, where available. If quoted market prices are not available, fair values are based on quoted market prices of comparable instruments. Measured on a Non-Recurring Basis: Financial Assets and Liabilities The Bank is predominantly a cash flow lender with real estate serving as collateral on a majority of loans. Loans which are deemed to be impaired and foreclosed real estate assets are primarily valued on a nonrecurring basis at the fair values of the underlying real estate collateral. The Bank determines such fair values from independent appraisals. Based on these appraisals, management has applied a specific valuation allowance allocation of $0.8 million to the impaired loans, which management considers to be level 3 inputs. Fair Value Measurements We obtain fair values for our impaired loans through a variety of data points and mostly rely on appraisals from independent appraisers. These appraisals do not include an inside inspection of the property as our loan documents do not require the borrower to allow access to the property. Therefore the most significant unobservable inputs is the details of the amenities included within the property and the condition of the property. Further, we cannot always accurately assess the amount of time it takes to gain ownership of our collateral through the foreclosure process and the damage, as well as potential looting, of the property further decreasing our value. We typically get independent appraisals of properties within three months from the time we determine there may be a collateral shortfall from an impaired loan. The appraisals are typically updated every 12 months from the independent appraiser and more frequently if we feel material changes in value may have occurred for this specific property. During interim periods, typically at the end of each calendar quarter, we review other data points such as a comparable from other like properties or changes in tax assessment values. Non-Financial Assets and Non-Financial Liabilities Application of ASC Topic 820 to non-financial assets and non-financial liabilities became effective January 1, 2009. The Corporation has no non-financial assets or non-financial liabilities measured at fair value on a recurring basis. Certain non-financial assets and non-financial liabilities typically measured at fair value on a non-recurring basis include foreclosed assets (upon initial recognition or subsequent impairment), non-financial assets and non-financial liabilities measured at fair value in the second step of a goodwill impairment test, and intangible assets and other non-financial long-lived assets measured at fair value for impairment assessment. Foreclosed real estate, which are considered to be non-financial assets, have been valued using a market approach. The values were determined using market prices of similar current real estate assets in the same geographical area, which the Bank considers to be level 2 inputs.

Parent Company Financial Inform

Parent Company Financial Information	12 Months Ended
	Dec. 31, 2017
Condensed Financial Information Of Parent Company Only Disclosure [Abstract]
Parent Company Financial Information	Note 18. Parent Company Financial Information The Balance Sheets, Statements of Income, and Statements of Cash Flows for Glen Burnie Bancorp (Parent Only) are presented below: ___________________________________________Balance Sheets________________________________________ December 31, 2017 2016 (dollars in thousands) Assets Cash $ 233 $ 169 Investment in The Bank of Glen Burnie 33,785 33,527 Investment in GBB Properties, Inc. 21 104 Due from subsidiaries 1 3 Other assets 4 11 Total assets $ 34,044 $ 33,814 Liabilities and Stockholders’ Equity Other liabilities $ 1 $ — Dividends payable — — Total liabilities 1 — Stockholders’ equity: Common stock 2,801 2,787 Surplus 10,267 10,130 Retained earnings 21,606 21,707 Accumulated other comprehensive income (loss), net of benefits (631) (810) Total stockholders’ equity 34,043 33,814 Total liabilities and stockholders’ equity $ 34,044 $ 33,814 __________________________________________Statements of Income___________________________________ Year Ended December 31, 2017 2016 (dollars in thousands) Dividends and distributions from subsidiaries $ 1,089 $ 1,005 Other expenses (115) (93) Income before income tax benefit and equity in undistributed net income of subsidiaries 974 912 Income tax benefit 45 36 Change in undistributed equity of subsidiaries (108) 153 Net income $ 911 $ 1,101 ___________________________________Statements of Cash Flows_______________________________________ Year Ended December 31, 2017 2016 (dollars in thousands) Cash flows from operating activities: Net income $ 911 $ 1,101 Adjustments to reconcile net income to net cash provided by operating activities: Decrease (increase) in other assets 7 (3) Increase (decrease) in other liabilities 1 (10) Decrease in due from subsidiaries 2 3 Change in undistributed equity of subsidiaries 110 (152) Net cash provided by operating activities 1,031 939 Cash flows from financing activities: Proceeds from dividend reinvestment plan 151 157 Dividends paid (1,117) (1,111) Net cash used in financing activities (966) (954) (Decrease) increase in cash 64 (15) Cash, beginning of year 169 184 Cash, end of year $ 233 $ 169

Quarterly Results of Operations

Quarterly Results of Operations (Unaudited)	12 Months Ended
	Dec. 31, 2017
Quarterly Financial Information Disclosure [Abstract]
Quarterly Results of Operations (Unaudited)	Note 19. Quarterly Results of Operations (Unaudited) The following is a summary of consolidated unaudited quarterly results of operations: __________________________________________2017__________________________________ (dollars in thousands, Three months ended except per share amounts) December 31, September 30, June 30, March 31, Interest income $ 3,466 $ 3,434 $ 3,383 $ 3,324 Interest expense 460 499 487 491 Net interest income 3,006 2,935 2,896 2,833 Provision for credit losses 93 78 (30) 195 Net securities gains — — 1 — Income before income taxes 565 512 401 346 Net income (152) 411 338 316 Net income per share (basic and diluted) $ (0.05) $ 0.15 $ 0.12 $ 0.11 ___________________________________________2016______________________________ (dollars in thousands, Three months ended except per share amounts) December 31, September 30, June 30, March 31, Interest income $ 3,343 $ 3,318 $ 3,269 $ 3,351 Interest expense 509 526 536 552 Net interest income 2,834 2,792 2,733 2,799 Provision for credit losses 635 116 — 117 Net securities gains 1 — — 1 Income before income taxes 289 60 352 317 Net income 395 115 308 283 Net income per share (basic and diluted) $ 0.15 $ 0.04 $ 0.11 $ 0.10

Summary of Significant Accoun28

Summary of Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2017
Accounting Policies [Abstract]
Basis of presentation	Basis of Presentation The consolidated financial statements include the accounts of Glen Burnie Bancorp, The Bank of Glen Burnie and GBB Properties, Inc., a company engaged in the acquisition and disposition of other real estate. All significant intercompany transactions are eliminated in consolidation and certain reclassifications are made when necessary in order to conform the previous year’s financial statements to the current year’s presentation. In preparing the consolidated financial statements, the Company is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the financial statements and revenues and expenses during the reporting periods and related disclosures. These estimates that require application of management's subjective or complex judgments often result in the need to make estimates about the effect of matters that are inherently uncertain and may change in future periods. Management has made significant estimates in several areas, including the valuation of certain loans held for investment (Note 4, Loans and Allowance ); allowance for credit losses (Note 4, Loans and Allowance ); valuation of investment securities (Note 3, Investment Securities ); the fair value of financial instruments (Note 16, Fair Value of Financial Instruments ); benefit plan obligations and expenses (Note 10, Pension and Profit Sharing Plans ); and the valuation of deferred tax assets (Note 9, Income Taxes ). Certain amounts in the financial statements from prior periods have been reclassified to conform to the current financial statement presentation. The Parent Only financial statements (see Note 19, Parent Company Financial Information ) of the Company account for the subsidiaries using the equity method of accounting.
Investment Securities	Investment Securities We classify investment securities as trading, held to maturity ("HTM"), or available for sale ("AFS") at the date of acquisition. Purchases and sales of securities are generally recorded on a trade-date basis. Investment securities that we might not hold until maturity are classified as AFS and are reported at fair value in the statement of financial condition. Fair value measurement is based upon quoted market prices in active markets, if available. If quoted prices in active markets are not available, fair value is measured using pricing models or other model-based valuation techniques such as the present value of future cash flows, which consider prepayment assumptions and other factors such as credit losses and market liquidity. Unrealized gains and losses are excluded from earnings and reported, net of tax, in other comprehensive income (“OCI”). Purchase premiums and discounts are recognized in interest income using the effective interest method over the life of the securities. Purchase premiums or discounts related to mortgage-backed securities are amortized or accreted using projected prepayment speeds. Gains and losses on the sale of securities are recorded on the trade date and are determined using the specific identification method. AFS investment securities in unrealized loss positions are evaluated for other-than-temporary impairment (“OTTI”) at least quarterly. For AFS securities, a decline in fair value is considered to be other-than-temporary if the Company does not expect to recover the entire amortized cost basis of the security. Debt securities are classified as HTM if the Company has both the intent and ability to hold those securities to maturity regardless of changes in market conditions, liquidity needs or changes in general economic conditions. These securities are carried at cost adjusted for amortization of purchase premiums and accretion of purchase discounts. Transfers of securities from available for sale to held to maturity are accounted for at fair value as of the date of the transfer. The difference between the fair value and the par value at the date of transfer is considered a premium or discount and is accounted for accordingly. Any unrealized gain or loss at the date of the transfer is reported in OCI, and is amortized over the remaining life of the security as an adjustment of yield in a manner consistent with the amortization of any premium or discount, and will offset or mitigate the effect on interest income of the amortization of the premium or discount for that held to maturity security. Impairment may result from credit deterioration of the issuer or collateral underlying the security. In performing an assessment of recoverability, all relevant information is considered, including the length of time and extent to which fair value has been less than the amortized cost basis, the cause of the price decline, credit performance of the issuer and underlying collateral, and recoveries or further declines in fair value subsequent to the balance sheet date. For debt securities, the Company measures and recognizes OTTI losses through earnings if (1) the Company has the intent to sell the security or (2) it is more likely than not that the Company will be required to sell the security before recovery of its amortized cost basis. In these circumstances, the impairment loss is equal to the full difference between the amortized cost basis and the fair value of the security. For securities that are considered other-than-temporarily-impaired that the Company has the intent and ability to hold in an unrealized loss position, the OTTI write-down is separated into an amount representing the credit loss, which is recognized in earnings, and the amount related to other factors, which is recognized as a component of OCI. For equity securities, the Company recognizes OTTI losses through earnings if the Company intends to sell the security. The Company also considers other relevant factors, including its intent and ability to retain the security for a period of time sufficient to allow for any anticipated recovery in market value, and whether evidence exists to support a realizable value equal to or greater than the carrying value. Any impairment loss on an equity security is equal to the full difference between the amortized cost basis and the fair value of the security.
Federal Home Loan Bank Stock	Federal Home Loan Bank Stock As a borrower from the Federal Home Loan Bank of Atlanta ("FHLB"), the Bank is required to purchase an amount of FHLB stock based on our outstanding borrowings with the FHLB. This stock is used as collateral to secure the borrowings from the FHLB and is accounted for as a cost-method investment. FHLB stock is an equity interest that does not necessarily have a readily determinable fair value for purposes of the ASC Topic 320, Accounting for Certain Investments in Debt and Equity Securities , because its ownership is restricted and lacks a market. FHLB stock can be sold back only at its par value of $100 per share and only to the FHLB or another member institution.
Other Securities	Other Securities Maryland Financial Bank (“MFB”) stock is an equity interest that does not necessarily have a readily determinable fair value for purposes of the ASC Topic 320, Accounting for Certain Investments in Debt and Equity Securities , because its ownership is restricted and lacks a market. This stock is accounted for as a cost-method investment.
Loans Held for Investment	Loans Held for Investment Loans held for investment are reported at the principal amount outstanding, net of cumulative charge-offs, interest applied to principal (for loans accounted for using the cost recovery method), unamortized net deferred loan origination fees and costs and unamortized premiums or discounts on purchased loans. Deferred fees and costs and premiums and discounts are amortized over the contractual terms of the underlying loans using the constant effective yield (the interest method) or straight-line method. Interest on loans is accrued and recognized as interest income at the contractual rate of interest. When a loan is designated as held for investment, the intent is to hold these loans for the foreseeable future or until maturity or pay-off. From time to time, the Company will originate loans to facilitate the sale of other real estate owned (OREO). Such loans are accounted for using the installment method and any gain on sale is deferred. The Bank financed no sales of OREO for 2017 or 2016. Nonaccrual Loans Loans are placed on nonaccrual status when the full and timely collection of principal and interest is doubtful, generally when the loan becomes 90 days or more past due for principal or interest payment or if part of the principal balance has been charged off. When a loan is placed on nonaccrual status all interest previously accrued but not collected is reversed against current period interest income. All payments received on nonaccrual loans are accounted for using the cost recovery method. Under the cost recovery method, all cash collected is applied to first reduce the principal balance. A loan may be returned to accrual status if all delinquent principal and interest payments are brought current and the collectability of the remaining principal and interest payments in accordance with the loan agreement is reasonably assured. Loans that are well-secured and in the process of collection are maintained on accrual status, even if they are 90 days or more past due. Impaired Loans A loan is considered impaired when it is probable that all contractual principal and interest payments due will not be collected in accordance with the terms of the loan agreement. Factors considered by management in determining whether a loan is impaired include payment status, collateral value and the probability of collecting scheduled principal and interest payments when due. The carrying value of impaired loans is based on the present value of the loan’s expected future cash flows or, alternatively, the observable market price of the loan or the fair value of the collateral. Troubled Debt Restructurings A loan is accounted for and reported as a troubled debt restructuring (“TDR”) when, for economic or legal reasons, we grant a concession to a borrower experiencing financial difficulty that we would not otherwise consider. Management strives to identify borrowers in financial difficulty early and works with them to modify to more affordable terms before their loan reaches nonaccrual status. These modified terms may include rate reductions, principal forgiveness, payment forbearance and other actions intended to minimize the economic loss and to avoid foreclosure or repossession of the collateral. A restructuring that results in only an insignificant delay in payment is not considered a concession. A delay may be considered insignificant if the payments subject to the delay are insignificant relative to the unpaid principal or collateral value and the contractual amount due, or the delay in timing of the restructured payment period is insignificant relative to the frequency of payments, the debt's original contractual maturity or original expected duration. TDRs are designated as impaired because interest and principal payments will not be received in accordance with the original contract terms. TDRs that are performing and on accrual status as of the date of the modification remain on accrual status. TDRs that are nonperforming as of the date of modification generally remain as nonaccrual until the prospect of future payments in accordance with the modified loan agreement is reasonably assured, generally demonstrated when the borrower maintains compliance with the restructured terms for a predetermined period, normally at least six months. TDRs with temporary below-market concessions remain designated as a TDR and impaired regardless of the accrual or performance status until the loan is paid off. However, if the TDR loan has been modified in a subsequent restructure with market terms and the borrower is not currently experiencing financial difficulty, then the loan may be de-designated as a TDR.
Allowance for Loan Losses	Allowance for Loan Losses Credit quality within the loan portfolio is continuously monitored by management and is reflected within the allowance for loan losses. The allowance for loan losses is maintained at a level that, in management's judgment, is appropriate to cover losses inherent within the Company’s loan portfolio, including unfunded credit commitments, as of the balance sheet date. The allowance for loan losses, as reported in our consolidated statements of financial condition, is adjusted by a provision for loan losses, which is recognized in earnings, and reduced by the charge-off of loan amounts, net of recoveries. The allowance for loan losses is maintained at a level believed adequate by management to absorb probable losses inherent in the loan portfolio and is based on the size and current risk characteristics of the loan portfolio, an assessment of individual problem loans and actual loss experience, current economic events in specific industries and geographical areas, including unemployment levels, and other pertinent factors, including regulatory guidance and general economic conditions. Determination of the allowance is inherently subjective as it requires significant estimates, including the amounts and timing of expected future cash flows on impaired loans, estimated losses on pools of homogeneous loans based on historical loss experience, and consideration of current economic trends, all of which may be susceptible to significant change. Loan losses are charged off against the allowance, while recoveries of amounts previously charged off are credited to the allowance. A provision for loan losses is charged to operations based on management’s periodic evaluation of the factors previously mentioned, as well as other pertinent factors. Evaluations are conducted at least quarterly and more often if deemed necessary. Loan Loss Measurement Allowance levels are influenced by loan volumes, internal asset quality ratings, delinquency status, historic loss experience and other conditions influencing loss expectations, such as economic conditions. The methodology for evaluating the adequacy of the allowance for loan losses has two basic components: first, an asset-specific component involving the identification of impaired loans and the measurement of impairment for each individual loan identified; and second, a formula-based component for estimating probable loan principal losses for all other loans. Impaired Loans The specific credit allocations are based on regular analysis of all loans over a fixed-dollar amount where the internal credit rating is at or below a predetermined classification. When a loan is identified as impaired, impairment is measured based on net realizable value, and the recorded investment balance of the loan. For impaired loans, we recognize impairment if we determine that the net realizable value of the impaired loan is less than the recorded investment of the loan (net of previous charge-offs and deferred loan fees and costs), except when the sole remaining source of collection is the underlying collateral. In these cases impairment is measured as the difference between the recorded investment balance of the loan and the fair value of the collateral. The fair value of the collateral is adjusted for the estimated cost to sell if repayment or satisfaction of a loan is dependent on the sale (rather than only on the operation) of the collateral. Once the impairment amount is determined an asset-specific allowance is provided that is equal to the calculated impairment and included in the allowance for loan losses. If the calculated impairment is determined to be permanent or not recoverable, the impairment will be charged off. Factors considered by management in determining if impairment is permanent or not recoverable include whether management judges the loan to be uncollectible, repayment is deemed to be protracted beyond reasonable time frames or the loss becomes evident owing to the borrower’s lack of assets. Estimate of Probable Loan Losses In estimating the formula-based component of the allowance for loan losses, loans are segregated into loan classes based on product types and similar risk characteristics or areas of risk concentration. Loans of similar type and purpose, not meeting the criteria for an asset-specific allocation, are aggregated into loan classes, and a reserve factor is applied to each loan class based on the historical loss experience of that class and six qualitative factors. Qualitative factors are expressed in basis points and are adjusted downward or upward based on management’s judgment as to the potential loss impact of each qualitative factor to a particular loan class at the date of the analysis. To determine the amount of allowance for credit losses, the Bank uses the current year’s loss data and the previous three years of loss data for each homogenous portfolio on a non-weighted basis. The current year’s data is annualized to a twelve-month basis to determine a loss percentage. The average for each portfolio’s historical losses are then adjusted by six qualitative factors applied to each of the loan classes. The historical loss analysis is performed quarterly and loss factors are updated monthly based on actual experience. Reserve for Unfunded Commitments The Company maintains a separate allowance for losses on unfunded loan commitments, which is included in accrued expenses and other liabilities on the consolidated statements of financial condition. Management estimates the amount of probable losses by utilizing the same methodology and factors as used in determining the allowance for credit losses. The reserve, based on evaluations of the collectibiltiy of loans and prior loan loss experience, is an amount that management believes will be adequate to absorb possible losses on unfunded commitments (off-balance sheet financial instruments) that may become uncollectible in the future.
Other Real Estate Owned ("OREO")	Other Real Estate Owned Other real estate owned ("OREO") represents real estate acquired in partial or total satisfaction of debts previously contracted with the Company, generally through the foreclosure of loans. These properties are initially recorded at the net realizable value (fair value of collateral less estimated costs to sell). Upon transfer of a loan to OREO, an appraisal is obtained and any excess of the loan balance over the net realizable value is charged against the allowance for loan losses. Subsequent declines in net realizable value identified from the ongoing analysis of such properties as well as gains and losses realized from the sale of OREO are recognized in current period earnings within noninterest expense as foreclosed property expense. The net realizable value of these assets is reviewed and updated as circumstances warrant. There were no loans transferred to OREO for the year ended December 31, 2017. Loans transferred to OREO through foreclosure proceedings totaled $113,893 for the year ended December 31, 2016.
Premises and Equipment	Premises and Equipment Bank premises and equipment are stated at cost less accumulated depreciation and depreciated over the estimated useful life of the related asset or the term of the lease using the straight-line method. Expenditures for improvements that extend the life of an asset are capitalized and depreciated over the asset’s remaining useful life. Gains or losses realized on the disposition of premises and equipment are reflected in the consolidated statements of income. Expenditures for repairs and maintenance are charged to occupancy and equipment expense as incurred. Computer software is recorded at cost and amortized over three to five years. Management periodically evaluates the carrying value of long-lived assets and certain identifiable intangibles, including goodwill, furniture and equipment and leasehold improvements for impairment.
Income Taxes	Income Taxes Our income tax expense, and deferred tax assets and liabilities reflect management’s best assessment of estimated current and future taxes to be paid. Significant judgments and estimates are required in determining the consolidated income tax expense. Deferred income taxes arise from temporary differences between the tax basis of assets and liabilities and their reported amounts in the financial statements, which will result in taxable or deductible amounts in the future. Deferred tax assets and liabilities are reflected at currently enacted income tax rates applicable to the period in which the deferred tax assets or liabilities are expected to be realized or settled. As changes in tax laws or rates are enacted, deferred tax assets and liabilities are adjusted through the provision for income taxes and are reflected as discrete tax items in the Company’s tax provision. On December 22, 2017, H.R. 1, commonly known as the Tax Cuts and Jobs Act (the “Tax Reform Act”), was signed into law. The Tax Reform Act includes provisions that will affect the Company’s income tax expense, including reducing the federal tax rate from 35% to 21% effective January 1, 2018. As a result of the rate reduction, the Company was required to re-measure, through income tax expense in the period of enactment, its deferred tax assets and liabilities using the enacted rate at which the Company expects them to be recovered or settled. Pursuant to the Securities and Exchange Commission Staff Accounting Bulletin No. 118, Income Tax Accounting Implications of the Tax Cuts and Jobs Act (“SAB 118”), given the amount and complexity of the changes in tax law resulting from the Tax Reform Act, the Company has not finalized the accounting for the income tax effects of the Tax Reform Act. This includes the re-measurement of deferred taxes. The impact of the Tax Reform Act may differ from this estimate, during the one-year measurement period due to, among other things, further refinement of the Company’s calculations, changes in interpretations and assumptions the Company has made, guidance that may be issued and actions the Company may take as a result of the Tax Reform Act. As a result of the Tax Reform Act, the Company recorded a tax charge of approximately $0.6 million due to a re-measurement of deferred tax assets and liabilities. Income tax expense was $0.9 million for the full-year 2017 compared to a tax benefit of $0.1 million for the full-year 2016. Tax expense for 2017 included the aforementioned, estimated $0.6 million charge to adjust the value of deferred tax assets to reflect the lower corporate tax rate, resulting from the Tax Reform Act. The higher level of income tax expense in 2017 also reflected increased pretax income. The Company records net deferred tax assets to the extent it is believed that these assets will more likely than not be realized. In making this determination, the Company considers all available evidence, including future reversals of existing taxable temporary differences, projected future taxable income, tax planning strategies, and recent financial operations. A tax position that meets the more likely than not recognition threshold is initially and subsequently measured as the largest amount of tax benefit that has a greater than 50% likelihood of being realized upon settlement with a taxing authority. For a more detailed description of income taxes see Note 9, Income Taxes of the Notes to Consolidated Financial Statements.
Interest Rate Swap Agreements	Interest Rate Swap Agreements For asset/liability management purposes, the Company periodically uses interest rate swap agreements to hedge various exposures or to modify interest rate characteristics of various balance sheet accounts. All interest rate swap agreements are recorded at fair value. The Company records cash flow hedges at the inception of the derivative contract based on the Company’s intentions and belief as to its likelihood of effectiveness as a hedge. Cash flow hedges represent a hedge of a forecasted transaction or the variability of cash flows to be received or paid related to a recognized asset or liability. For a cash flow hedge, the gain or loss on the derivative is reported in other comprehensive income and is reclassified into earnings in the same periods during which the hedged transaction affects earnings. The changes in the fair value of derivatives that are not highly effective in hedging the changes in fair value or expected cash flows of the hedged item are recognized immediately in current earnings. Changes in the fair value of derivatives that do not qualify for hedge accounting are reported currently in earnings, as noninterest income. Net cash settlements on derivatives that qualify for hedge accounting are recorded in interest income or interest expense, based on the item being hedged. Net cash settlements on derivatives that do not qualify for hedge accounting are reported in noninterest income. Cash flows on hedges are classified in the cash flow statement the same as the cash flows of the items being hedged. The Company formally documents the relationship between derivatives and hedged items, as well as the risk management objective and the strategy for undertaking hedge transactions at the inception of the hedging relationship. This documentation includes linking cash flow hedges to specific assets and liabilities on the balance sheet or to specific firm commitments or forecasted transactions. The Company also formally assesses, both at the hedge’s inception and on an ongoing basis, whether the derivative instruments that are used are highly effective in offsetting changes in fair values or cash flows of the hedged items. The Company discontinues hedge accounting when it determines that the derivative is no longer effective in offsetting changes in the fair value or cash flows of the hedged item, the derivative is settled or terminates, a hedged forecasted transaction is no longer probable, a hedged firm commitment is no longer firm, or treatment of the derivative as a hedge is no longer appropriate or intended. When hedge accounting is discontinued, subsequent changes in fair value of the derivative are recorded as noninterest income. When a cash flow hedge is discontinued but the hedged cash flows or forecasted transactions are still expected to occur, gains or losses that were accumulated in other comprehensive income are amortized into earnings over the same periods which the hedged transactions will affect earnings.
Fair Value Measurement	Fair Value Measurement The term "fair value" is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. A fair value measurement assumes that the transaction to sell the asset or transfer the liability occurs in the principal market for the asset or liability or, in the absence of a principal market, the most advantageous market for the asset or liability. The Company’s approach is to maximize the use of observable inputs and minimize the use of unobservable inputs when developing fair value measurements. The degree of management judgment involved in estimating the fair value of a financial instrument or other asset is dependent upon the availability of quoted market prices or observable market value inputs for internal valuation models, used for estimating fair value. For financial instruments that are actively traded in the marketplace or whose values are based on readily available market data, little judgment is necessary when estimating the instrument’s fair value. When observable market prices and data are not readily available, significant management judgment often is necessary to estimate fair value. In those cases, different assumptions could result in significant changes in valuation. See Note 17, Fair Value Measurement.
Cash and Cash Equivalents	Cash and Cash Equivalents The Bank has included cash and due from banks, interest-bearing deposits in other financial institutions, and federal funds sold as cash and cash equivalents for the purpose of reporting cash flows.
Accounting for Stock Options	Accounting for Stock Options The Company follows ASC Topic 718, Share-Based Payments , for accounting and reporting for stock-based compensation plans. ASC Topic 718 defines a fair value at grant date based method of accounting for measuring compensation expense for stock-based plans to be recognized in the statement of income.
Earnings per share	Earnings Per Share Basic earnings per common share (“EPS”) is computed by dividing net income available to common shareholders by the weighted average common shares outstanding during the period. Diluted EPS is computed by dividing net income available to common shareholders by the weighted average common shares outstanding, plus the effect of common stock equivalents (for example, stock options computed using the treasury stock method).
Advertising Expense	Advertising Expense Advertising costs, which we consider to be media and marketing materials, are expensed as incurred. We incurred $0.2 million and $0.1 million in advertising expense during the years ended December 31, 2017 and 2016, respectively.
Bank Owned Life Insurance	Bank Owned Life Insurance The Company has purchased bank owned life insurance policies on certain current and former employees as a means to generate tax-exempt income which is used to offset a portion of current and future employee benefit costs. Bank owned life insurance is recorded at the cash surrender value of the policies. Changes in the cash surrender value are included in noninterest income.
Other Comprehensive Income (Loss)	Other Comprehensive Income (Loss) The Company records unrealized gains and losses on available for sale securities in accumulated other comprehensive income, net of taxes. Unrealized gains and losses on available for sale securities are reclassified into earnings as the gains or losses are realized upon sale of the securities. The credit component of unrealized losses on available for sale securities that are determined to be other-than-temporary impaired are reclassified into earnings at the time the determination is made.
Recent Accounting Pronouncements and Developments	Recent Accounting Pronouncements and Developments In May 2014, the Financial Accounting Standards Board ('"FASB") issued Accounting Standards Update ("ASU") No. 2014-09, Revenue from Contracts with Customers (Topic 606) , which will supersede the revenue recognition requirements in ASC Topic 605, Revenue Recognition , and most industry-specific revenue recognition guidance throughout the ASC. The amendments in this update affect any entity that either enters into contracts with customers to transfer goods or services or enters into contracts for the transfer of non-financial assets unless those contracts, including leases and insurance contracts, are within the scope of other standards. The amendments establish a core principle requiring the recognition of revenue to depict the transfer of goods or services to customers in an amount reflecting the consideration to which the entity expects to be entitled in exchange for such goods or services. The amendments also require expanded disclosures concerning the nature, amount, timing and uncertainty of revenues and cash flows arising from contracts with customers. In August 2015, the FASB deferred the effective date by one year from the date in the original guidance. I n March 2016, the FASB issued ASU No. 2016-08 to clarify the implementation guidance on principal versus agent considerations. The guidance is effective for fiscal years and interim periods beginning after December 15, 2016. The Company’s adoption of this item did not have a material impact on its results of operations or financial condition. In January 2016, the FASB issued ASU No. 2016-01, Financial Instruments – Overall (Subtopic 825‑10): Recognition and Measurement of Financial Assets and Financial Liabilities . ASU No. 2016‑1, among other things, (i) requires equity investments, with certain exceptions, to be measured at fair value with changes in fair value recognized in net income, (ii) simplifies the impairment assessment of equity investments without readily determinable fair values by requiring a qualitative assessment to identify impairment, (iii) eliminates the requirement for public business entities to disclose the methods and significant assumptions used to estimate the fair value that is required to be disclosed for financial instruments measured at amortized cost on the balance sheet, (iv) requires public business entities to use the exit price notion when measuring the fair value of financial instruments for disclosure purposes, (v) requires an entity to present separately in other comprehensive income the portion of the total change in the fair value of a liability resulting from a change in the instrument-specific credit risk when the entity has elected to measure the liability at fair value in accordance with the fair value option for financial instruments, (vi) requires separate presentation of financial assets and financial liabilities by measurement category and form of financial asset on the balance sheet or the accompanying notes to the financial statements and (viii) clarifies that an entity should evaluate the need for a valuation allowance on a deferred tax asset related to available-for-sale. The guidance is effective for fiscal years and interim periods beginning after December 15, 2017. The Company’s adoption of this item did not have a material impact on its results of operations or financial condition. In February 2016, the FASB issued ASU No. 2016-02, Leases (Topic 842) . From the lessee’s perspective, the new standard establishes a right-of-use (“ROU”) model that requires a lessee to record a ROU asset and a lease liability on the balance sheet for all leases with terms longer than 12 months. Leases will be classified as either finance or operating, with classification affecting the pattern of expense recognition in the income statement for lessees. From the lessor’s perspective, the new standard requires a lessor to classify leases as either sales-type, finance or operating. A lease will be treated as a sale if it transfers all of the risks and rewards, as well as control of the underlying asset, to the lessee. If risks and rewards are conveyed without the transfer of control, the lease is treated as a financing lease. If the lessor does not convey risks and rewards or control, an operating lease results. The new standard is effective for fiscal years beginning after December 15, 2018, including interim periods within those fiscal years. A modified retrospective transition approach is required for lessees for capital and operating leases existing at, or entered into after, the beginning of the earliest comparative period presented in the financial statements, with certain practical expedients available. A modified retrospective transition approach is required for lessors for sales-type, direct financing, and operating leases existing at, or entered into after, the beginning of the earliest comparative period presented in the financial statements, with certain practical expedients available. While we are currently evaluating the impact of the new standard, we expect an increase to the consolidated balance sheets for ROU assets and associated lease liabilities, as well as resulting depreciation expense of the ROU assets and interest expense of the lease liabilities in the our consolidated statements of income, for our agreements previously accounted for as operating leases. In March 2016, the FASB issued ASU No. 2016-05, Derivatives and Hedging (Topic 815): Effect of Derivative Contract Novations on Existing Hedge Accounting Relationships . ASU No. 2016‑05 clarifies that a change in the counterparty to a derivative instrument that has been designated as the hedging instrument under ASC Topic 815 does not, in and of itself, require dedesignation of that hedging relationship provided that all other hedge accounting criteria continue to be met. ASU No. 2016‑05 was effective for us on January 1, 2017 and did not have a material impact on our results of operations or financial condition. In March 2016, the FASB issued ASU No. 2016-09, Compensation — Stock Compensation (Topic 718): Improvements to Employee Share-Based Payment Accounting . Under ASU No. 2016‑09 all excess tax benefits and tax deficiencies related to share-based payment awards should be recognized as income tax expense or benefit in the income statement during the period in which they occur. Previously, such amounts were recorded in the pool of excess tax benefits included in additional paid-in capital, if such pool was available. Because excess tax benefits are no longer recognized in additional paid-in capital, the assumed proceeds from applying the treasury stock method when computing earnings per share should exclude the amount of excess tax benefits that would have previously been recognized in additional paid-in capital. Additionally, excess tax benefits should be classified along with other income tax cash flows as an operating activity rather than a financing activity, as was previously the case. ASU No. 2016‑09 also provides that an entity can make an entity-wide accounting policy election to either estimate the number of awards that are expected to vest (current GAAP) or account for forfeitures when they occur. ASU No. 2016‑09 changes the threshold to qualify for equity classification (rather than as a liability) to permit withholding up to the maximum statutory tax rates (rather than the minimum as was previously the case) in the applicable jurisdictions. ASU No. 2016‑09 was effective on January 1, 2017 and did not have a material impact on our results of operations or financial condition. In June 2016, FASB issued ASU No. 2016-13, Financial Instruments — Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments . The ASU improves financial reporting by requiring timelier recording of credit losses on loans and other financial instruments held by the Company. The ASU requires the Company to measure all expected credit losses for financial assets held at the reporting date based on historical experience, current conditions, and reasonable and supportable forecasts. Many of the loss estimation techniques applied today will still be permitted, although the inputs to those techniques will change to reflect the full amount of expected credit losses. The Company will continue to use judgment to determine which loss estimation method is appropriate for their circumstances. The ASU requires enhanced disclosures to help investors and other financial statement users better understand significant estimates and judgments used in estimating credit losses, as well as the credit quality and underwriting standards of an organization's portfolio. These disclosures include qualitative and quantitative requirements that provide additional information about the amounts recorded in the financial statements. Additionally, the ASU amends the accounting for credit losses on available-for-sale debt securities and purchased financial assets with credit deterioration. The ASU will take effect for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2019. Early application will be permitted for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2018. The Company is in the process of determining the effect of the ASU on its consolidated balance sheets and consolidated statements of operations. In August 2016, FASB issued ASU No. 2016-15, Statement of Cash Flows (Topic 230): Classification of Certain Cash Receipts and Cash Payments . The amendments in this ASU were issued to reduce diversity in how certain cash receipts and payments are presented and classified in the statement of cash flows in eight specific areas. Debt prepayment costs should be classified as an outflow for financing activities. Settlement of zero-coupon debt instruments divides the interest portion as an outflow for operating activities and the principal portion as an outflow for financing activities. Contingent consideration payments made after a business combination should be classified as outflows for financing and operating activities. Proceeds from the settlement of bank-owned life insurance policies should be classified as inflows from investing activities. Other specific areas are identified in the ASU as to the appropriate classification of the cash inflows or outflows. The amendments in this ASU are effective for fiscal years beginning after December 15, 2017, including interim periods within those fiscal years. Early adoption is permitted and must be applied using a retrospective transition method to each period presented. Management is currently evaluating the impact of this ASU but does not expect this ASU to have a material impact on the Company’s consolidated financial statements. In November 2016, FASB issued ASU No. 2016-18, Statement of Cash Flows (Topic 230) - Restricted Cash: a Consensus of the FASB Emerging Issues Task Force. This ASU requires a company’s cash flow statement to explain the changes during a reporting period of the totals for cash, cash equivalents, restricted cash, and restricted cash equivalents. Additionally, amounts for restricted cash and restricted cash equivalents are to be included with cash and cash equivalents if the cash flow statement includes a reconciliation of the total cash balances for a reporting period. This ASU is effective for public business entities for annual periods, including interim periods within those annual periods, beginning after December 15, 2017, with early application permitted. Management does not anticipate that this guidance will have a material impact on the Company's consolidated financial statements. In January 2017, the FASB issued ASU No. 2017-01, Business Combinations (Topic 805): Clarifying the Definition of a Business . ASU No. 2017‑01 clarifies the definition and provides a more robust framework to use in determining when a set of assets and activities constitutes a business. ASU No. 2017‑01 is intended to provide guidance when evaluating whether transactions should be accounted for as acquisitions (or disposals) of assets or businesses. ASU No. 2017‑01 was effective for us on January 1, 2018 and did not have a significant impact on our consolidated financial statements. In March 2017, the FASB issued ASU No. 2017-08, Receivables - Nonrefundable Fees and other Costs (Subtopic 320-20): Premium Amortization on Purchased Callable Debt Securities . This standard shortens the amortization period for the premium to the earliest call date to more closely align interest income recorded on bonds held at a premium or a discount with the economics of the underlying instrument. Adoption of ASU 2017-08 is required for fiscal years and interim periods within those fiscal years, beginning after December, 15, 2018, early adoption is permitted. The Company is currently evaluating the provisions of this guidance to determine the potential impact the new standard will have on the Company's consolidated financial statements. In August 2017, the FASB issued ASU No. 2017-12, Derivatives and Hedging (Topic 815): Targeted Improvements to Accounting for Hedging Activities . This standard better aligns an entity's risk management activities and financial reporting for hedging relationships through changes to both the designation and measurement guidance for qualifying hedging relationships and the presentation of hedge results. To meet that objective, the amendments expand and refine hedge accounting for both nonfinancial and financial risk components and align the recognition and presentation of the effects of the hedge instruments and the hedged item in the financial statements. Adoption for this ASU is required for fiscal years and interim periods beginning after December 15, 2018 and early adoption is permitted. The Company is currently evaluating the provisions of this guidance to determine the potential impact the new standard will have on the Company's consolidated financial statements. In February 2018, the FASB issued ASU No. 2018-02, Income Statement - Reporting Comprehensive Income (Topic 220): Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income . The amendments in this ASU allow a reclassification from accumulated other comprehensive income to retained earnings for stranded tax effects resulting from the Tax Cuts and Jobs Act. The ASU does not have any impact on the underlying ASC 740 guidance that requires the effect of a change in tax law be included in income from continuing operations. The amendments in this ASU are effective for all entities for fiscal years beginning after December 15, 2018, and interim periods within those fiscal years. Early adoption is permitted and should be applied either in the period of adoption or retrospectively to each period (or periods) in which the effect of the change in the U.S. federal corporate income tax rate in the Tax Cuts and Jobs Act is recognized. The Company adopted the guidance in the ASU in its December 31, 2017 consolidated financial statements resulting in a reclassification of $0.1 million of stranded tax effects related to net unrealized losses on investment securities. The impact was not material.

Investment Securities (Tables)

Investment Securities (Tables)	12 Months Ended
	Dec. 31, 2017
Investments, Debt and Equity Securities [Abstract]
Schedule of summary of investment securities	At December 31, 2017 Gross Gross Amortized Unrealized Unrealized Fair (dollars in thousands) Cost Gains Losses Value Collaterized mortgage obligations $ 24,063 $ 20 $ (569) $ 23,514 Agency mortgage-backed securities 25,725 4 (500) 25,229 Municipal securities 35,453 339 (159) 35,633 U.S. Government agency securities 3,526 — (46) 3,480 U.S. Treasury securities 1,501 — (8) 1,493 Total securities available for sale $ 90,268 $ 363 $ (1,282) $ 89,349 At December 31, 2016 Gross Gross Amortized Unrealized Unrealized Fair (dollars in thousands) Cost Gains Losses Value Collaterized mortgage obligations $ 31,997 $ 11 $ (423) $ 31,585 Agency mortgage-backed securities 27,110 2 (429) 26,683 Municipal securities 34,333 92 (580) 33,845 U.S. Government agency securities 1,003 — (16) 987 U.S. Treasury securities 1,501 5 — 1,506 Total securities available for sale $ 95,944 $ 110 $ (1,448) $ 94,606
Schedule of gross unrealized losses and fair value, aggregated by investment category and length of time in continuous unrealized loss position	December 31, 2017 Less than 12 months 12 months or more Total Fair Unrealized Fair Unrealized Fair Unrealized (dollars in thousands) Value Loss Value Loss Value Loss Collaterized mortgage obligations $ 6,531 $ (63) $ 15,678 $ (507) $ 22,209 $ (570) Agency mortgage-backed securities 6,802 (80) 18,218 (420) 25,020 (500) Municipal securities 2,396 (11) 6,230 (148) 8,626 (159) U.S. Government agency securities 2,965 (37) 515 (9) 3,480 (46) U.S. Treasury securities 1,494 (7) — — 1,494 (7) $ 20,188 $ (198) $ 40,641 $ (1,084) $ 60,829 $ (1,282) At December 31, 2016 Less than 12 months 12 months or more Total Fair Unrealized Fair Unrealized Fair Unrealized (dollars in thousands) Value Loss Value Loss Value Loss Collaterized mortgage obligations $ 18,244 $ (174) $ 8,775 $ (248) $ 27,019 $ (422) Agency mortgage-backed securities 24,850 (401) 828 (28) 25,678 (429) Municipal securities 19,200 (580) — — 19,200 (580) U.S. Government agency securities — — 986 (17) 986 (17) $ 62,294 $ (1,155) $ 10,589 $ (293) $ 72,883 $ (1,448)
Schedule of contractual maturities of investment securities	At December 31, 2017 Amortized Fair (dollars in thousands) Cost Value Due within one year $ 899 $ 906 Due over one to five years 1,319 1,311 Due over five to ten years 4,742 4,765 Due over ten years 33,520 33,624 Collaterized mortgage obligations 24,063 23,514 Agency mortgage-backed securities 25,725 25,229 Total securities available for sale $ 90,268 $ 89,349

Loans and Allowance (Tables)

Loans and Allowance (Tables)	12 Months Ended
	Dec. 31, 2017
Receivables [Abstract]
Schedule of major categories of loans	December 31, (dollars in thousands) 2017 2016 Consumer $ 16,112 $ 14,739 Residential real estate 81,926 93,468 Indirect 85,186 71,656 Commercial 11,257 12,351 Construction 3,536 4,397 Commercial real estate 73,595 68,447 Total loans receivable 271,612 265,058 Allowance for credit losses (2,589) (2,484) Net loans receivable $ 269,023 $ 262,574
Schedule of amount due from directors and other related parties	December 31, (dollars in thousands) 2017 2016 Balance at beginning of year $ 444 $ 787 Additions 227 607 Repayments (268) (950) Balance at end of year $ 403 $ 444
Schedule of allowance for loan loss and the unearned income on loans	December 31, 2017 Residential Commercial (dollars in thousands) Consumer Real Estate Indirect Commercial Construction Real Estate Unallocated Total Balance, beginning of year $ 182 $ 1,042 $ 693 $ 284 $ 10 $ 259 $ 14 $ 2,484 Charge-offs (96) (3) (458) (9) — — — (566) Recoveries 8 27 286 — — 14 — 335 Provision for loan losses 120 (5) 253 (38) 2 18 (14) 336 Balance, end of year $ 214 $ 1,061 $ 774 $ 237 $ 12 $ 291 $ — $ 2,589 Individually evaluated for impairment: Balance in allowance $ 52 $ 513 $ — $ 217 $ — $ — $ — $ 782 Related loan balance 160 2,345 — 217 — 1,176 — 3,898 Collectively evaluated for impairment: Balance in allowance $ 162 $ 548 $ 774 $ 20 $ 12 $ 291 $ — $ 1,807 Related loan balance 15,952 79,580 85,186 11,040 3,536 72,420 — 267,714 December 31, 2016 Residential Commercial (dollars in thousands) Consumer Real Estate Indirect Commercial Construction Real Estate Unallocated Total Balance, beginning of year $ 227 $ 1,584 $ 577 $ 305 $ 19 $ 290 $ 148 $ 3,150 Charge-offs (18) (853) (677) — — (364) — (1,912) Recoveries 17 34 318 9 — — — 378 Provision for loan losses (44) 277 475 (30) (9) 333 (134) 868 Balance, end of year $ 182 $ 1,042 $ 693 $ 284 $ 10 $ 259 $ 14 $ 2,484 Individually evaluated for impairment: Balance in allowance $ 61 $ 240 $ — $ 229 $ — $ — $ — $ 530 Related loan balance 258 2,775 — 229 — 1,413 — 4,675 Collectively evaluated for impairment: Balance in allowance $ 121 $ 802 $ 693 $ 55 $ 10 $ 259 $ 14 $ 1,954 Related loan balance 14,481 90,693 71,656 12,122 4,397 67,034 — 260,383
Schedule of non accrual loans	The f ollowing table rolls forward the Company’s activity for nonaccrual loans during the years 2017 and 2016: Residential Commercial Consumer Real Estate Indirect Commercial Construction Real Estate Totals (dollars in thousands) December 31, 2015 623 2,508 349 — — 300 3,780 Transfers into nonaccrual 117 1,415 898 — — 840 3,270 Transfers to OREO — (126) — — — (114) (240) Loans paid down/payoffs (64) (191) (875) — — (15) (1,145) Loans returned to accrual status (256) (252) — — — — (508) Loans charged off (17) (846) (179) — — (364) (1,406) December 31, 2016 403 2,508 193 — — 647 3,751 Transfers into nonaccrual 10 329 686 56 402 — 1,483 Transfers to OREO — — — — — — — Loans paid down/payoffs (130) (429) (163) (1) (84) (140) (947) Loans returned to accrual status — (281) (171) — — — (452) Loans charged off (98) (3) (457) (7) — — (565) December 31, 2017 185 2,124 88 48 318 507 3,270
Schedule of risk ratings of loans by categories of loans	December 31, 2017 Residential Commercial (dollars in thousands) Consumer Real Estate Indirect Commercial Construction Real Estate Total Pass $ 16,008 $ 81,346 $ 83,803 $ 11,256 $ 3,536 $ 73,268 $ 269,217 Special mention 77 344 1,027 1 — 327 1,776 Substandard 3 236 315 — — — 554 Doubtful 24 — 41 — — — 65 Loss — — — — — — — $ 16,112 $ 81,926 $ 85,186 $ 11,257 $ 3,536 $ 73,595 $ 271,612 Nonaccrual 185 2,124 88 48 318 507 3,270 Troubled debt restructures 46 — — 217 — — 263 Number of TDRs accounts 1 — — 1 — — 2 Non-performing TDRs 46 — — — — — 46 Number of non-performing TDR accounts 1 — — — — — 1 December 31, 2016 Residential Commercial (dollars in thousands) Consumer Real Estate Indirect Commercial Construction Real Estate Total Pass $ 14,597 $ 93,045 $ 70,188 $ 12,255 $ 4,397 $ 64,646 $ 259,128 Special mention 29 423 1,087 95 — 3,801 5,436 Substandard 64 — 276 — — — 340 Doubtful 49 — 105 — — — 154 Loss — — — — — — — $ 14,739 $ 93,468 $ 71,656 $ 12,351 $ 4,397 $ 68,447 $ 265,058 Nonaccrual 403 2,508 193 — — 647 3,751 Troubled debt restructures 84 — — 229 — — 312 Number of TDRs accounts 2 — — 1 — — 3 Non-performing TDRs 84 — — — — — 84 Number of non-performing TDR accounts 2 — — — — — 2
Schedule of current, past due, and nonaccrual loans by categories of loans	90 Days or 30-89 Days More and December 31, 2017 Current Past Due Still Accruing Nonaccrual Total (dollars in thousands) Consumer $ 15,823 $ 80 $ 24 $ 185 $ 16,112 Residential Real Estate 79,205 597 — 2,124 81,926 Indirect 83,932 1,166 — 88 85,186 Commercial 11,203 — 6 48 11,257 Construction 3,188 — 30 318 3,536 Commercial Real Estate 73,088 — — 507 73,595 $ 266,439 $ 1,843 $ 60 $ 3,270 $ 271,612 90 Days or 30-89 Days More and December 31, 2016 Current Past Due Still Accruing Nonaccrual Total (dollars in thousands) Consumer $ 14,243 $ 93 $ — $ 403 $ 14,739 Residential Real Estate 89,201 1,759 — 2,508 93,468 Indirect 70,392 1,071 — 193 71,656 Commercial 12,349 — 2 — 12,351 Construction 4,279 84 34 — 4,397 Commercial Real Estate 67,800 — — 647 68,447 $ 258,264 $ 3,007 $ 36 $ 3,751 $ 265,058
Schedule of impaired financing receivables	Unpaid Interest Average December 31, 2017 Recorded Principal Income Specific Recorded (dollars in thousands) Investment Balance Recognized Reserve Investment Impaired loans with specific reserves: Consumer $ 160 $ 160 $ 5 $ 52 $ 205 Residential Real Estate 1,294 1,322 — 513 1,312 Indirect — — — — — Commercial 217 217 — 217 223 Construction — — — — — Commercial Real Estate — — — — — Total impaired loans with specific reserves $ 1,671 $ 1,699 $ 5 $ 782 $ 1,740 Impaired loans with no specific reserve: Consumer $ 49 $ 49 $ — n/a $ — Residential Real Estate 992 1,760 11 n/a 1,572 Indirect 88 88 — n/a — Commercial 2 2 — n/a 2 Construction 318 318 — n/a 322 Commercial Real Estate 1,194 1,194 39 n/a 1,632 Total impaired loans with no specific reserve $ 2,643 $ 3,411 $ 50 — $ 3,528 Unpaid Interest Average December 31, 2016 Recorded Principal Income Specific Recorded (dollars in thousands) Investment Balance Recognized Reserve Investment Impaired loans with specific reserves: Consumer $ 176 $ 176 $ — $ 61 $ 217 Residential Real Estate 1,345 1,374 58 240 1,393 Indirect — — — — — Commercial 229 229 8 229 235 Construction — — — — — Commercial Real Estate — — — — — Total impaired loans with specific reserves $ 1,750 $ 1,779 $ 66 $ 530 $ 1,845 Impaired loans with no specific reserve: Consumer $ 226 $ 226 $ — n/a $ 122 Residential Real Estate 1,267 2,007 10 n/a 2,245 Indirect 193 193 — n/a — Commercial 2 2 — n/a 2 Construction — — — n/a — Commercial Real Estate 1,579 1,731 70 n/a 1,762 Total impaired loans with no specific reserve $ 3,267 $ 4,159 $ 80 — $ 4,131

Premises and Equipment (Tables)

Premises and Equipment (Tables)	12 Months Ended
	Dec. 31, 2017
Property, Plant and Equipment [Abstract]
Schedule of summary of premises and equipment	Useful December 31, lives 2017 2016 (dollars in thousands) Land $ 685 $ 685 Buildings 5-50 years 6,445 6,372 Equipment and fixtures 5-30 years 5,763 5,758 Construction in progress — 7 12,893 12,822 Accumulated depreciation (9,522) (9,184) $ 3,371 $ 3,638

Federal Home Loan Bank and Sh32

Federal Home Loan Bank and Short-term Borrowings (Tables)	12 Months Ended
	Dec. 31, 2017
Federal Home Loan Bank And Short Term Borrowings [Abstract]
Schedule of swaps designated as cash flow hedges	At December 31, 2017 2016 Unrealized Unrealized Notional Pay Receive Assets/ Gain (Loss) Assets/ Gain (Loss) (dollars in thousands) Amount Rate Rate Term Liabilities AOCI Liabilities AOCI Interest rate swap $ 10,000 2.105 % 3M LIBOR 11/2017 - 10/2022 $ 30 $ 21 $ — $ — Forward-starting interest rate 5,000 2.235 % 3M LIBOR 7/2018 - 7/2023 10 7 — — Forward-starting interest rate 5,000 2.246 % 3M LIBOR 8/2018 - 8/2023 9 7 — — Total $ 20,000 $ 49 $ 35 $ — $ —
Schedule of total interest expense recorded on swap transactions	Years Ended December 31, (dollars in thousands) Bank Position 2017 2016 Interest rate swap on FHLB advance Pay fixed/receive variable $ 12 $ — Forward-starting interest rate Pay fixed/receive variable — — Forward-starting interest rate Pay fixed/receive variable — — Total $ 12 $ —

Long-term Borrowings (Tables)

Long-term Borrowings (Tables)	12 Months Ended
	Dec. 31, 2017
Debt Disclosure [Abstract]
Schedule of long-term borrowings	December 31, 2017 2016 (dollars in thousands) Federal Home Loan Bank of Atlanta, convertible advances $ — $ 10,000 $ — $ 10,000

Deposits (Tables)

Deposits (Tables)	12 Months Ended
	Dec. 31, 2017
Deposits [Abstract]
Schedule of major classifications of interest-bearing deposits	December 31, 2017 2016 (dollars in thousands) Noninterest-bearing deposits $ $ Interest-bearing deposits: Interest-bearing checking 28,774 29,413 Money Market 19,855 18,356 Savings 85,890 80,006 Time deposits, $100,000 or more 43,452 46,879 Time deposits below $100,000 52,250 58,493 Total interest- bearing deposits 230,221 233,147 Total Deposits $ 334,238 $ 333,246
Schedule of interest expense on deposit	2017 2016 (dollars in thousands) Interest-bearing checking $ 9 $ 9 Money Market 10 9 Savings 50 45 Time deposits, $100,000 or more 416 456 Time deposits below $100,000 815 962 Total Interest Expense $ 1,300 $ 1,481
Schedule of scheduled maturities of time deposits	(dollars in thousands) Amount Maturing in: 2018 $ 38,482 2019 30,146 2020 14,372 2021 8,647 2022 3,429 2023 and thereafter 626 Total Time Deposits $ 95,702

Income Taxes (Tables)

Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2017
Income Tax Disclosure [Abstract]
Schedule of components of income tax expense	2017 2016 (dollars in thousands) Current income tax expense: Federal $ 328 $ 38 State 143 26 Total current tax expense 471 64 Deferred income tax expense (benefit) : Federal (1) 443 (185) State (1) 38 Total deferred tax expense (benefit) 442 (147) Total Income tax expense (benefit) $ 913 $ (83)
Schedule of reconciliation of income tax expense	2017 2016 (dollars in thousands) Income tax expense at federal statutory rate $ 620 $ 346 Increase (decrease) resulting from: Tax-exempt income (341) (309) Bank owned life insureance (68) (148) State income taxes, net of Federal income tax benefit 93 42 Federal rate change (1) 592 — Other 17 (14) Total income tax expense (benefit) $ 913 $ (83)
Schedule of components of the net deferred income tax benefits	2017 2016 (dollars in thousands) Deferred income tax benefits: Accrued deferred compensation $ 92 $ 146 Allowance for credit losses 7 95 Nonaccrual interest 375 445 Alternative minimum tax credits 1,191 967 Net operating loss carryforward credits 297 665 Accumulated depreciation (15) 54 Other real estate owned 3 18 Reserve for unfunded commitments 7 10 Other temporary differences 20 22 Accumulated securities premium accretion 213 211 Net unrealized depreciation on investment securities available for sale 239 527 Net deferred income tax benefits $ 2,429 $ 3,160

Other Noninterest Expenses (Tab

Other Noninterest Expenses (Tables)	12 Months Ended
	Dec. 31, 2017
Other Noninterest Expenses.
Schedule Of Other Operating Cost and Expense, By Component [Table Text Block]	Year Ended December 31, 2017 2016 (dollars in thousands) Foreclosed property expenses $ 9 $ 55 Loan related expenses 133 89 Other ATM expenses 102 165 Education expenses 18 13 Directors fees and expenses 144 159 Executive and audit committee expenses 69 65 Postage and delivery 100 108 Stationery, printing and supplies 60 69 Office supplies expenses 93 140 Credit report fees 55 31 Contributions and donations 21 21 Dues and subscription fees 63 59 Examination and assessment fees 46 46 Federal Reserve and correspondent bank services 49 51 Liability insurance 68 66 Other 184 216 Total Other Noninterest Expense $ 1,214 $ 1,353

Commitments and Contingencies (

Commitments and Contingencies (Tables)	12 Months Ended
	Dec. 31, 2017
Commitments and Contingencies Disclosure [Abstract]
Schedule of outstanding loan commitments, unused lines of credit and letters of credit	December 31, 2017 2016 Loan commitments: Other mortgage loans $ 3,077 $ 3,066 Unused lines of credit: Home-equity lines $ 7,997 $ 2,991 Commercial lines 9,364 18,474 Unsecured consumer lines 1,748 634 $ 19,109 $ 22,099 Letters of credit: $ 71 $ 48

Stockholders' Equity (Tables)

Stockholders' Equity (Tables)	12 Months Ended
	Dec. 31, 2017
Stockholders' Equity Note [Abstract]
Schedule of comparison of capital with minimum requirements	To Be Well Capitalized To Be Considered Under Prompt Corrective Actual Adequately Capitalized Action Provisions Amount Ratio Amount Ratio Amount Ratio As of December 31, 2017 Common Equity Tier 1 Capital $ 32,946 12.83 % $ 11,553 4.50 % $ 16,687 6.50 % Total Risk-Based Capital $ 35,543 13.84 % $ 20,538 8.00 % $ 25,673 10.00 % Tier 1 Risk-Based Capital $ 32,946 12.83 % $ 15,404 6.00 % $ 20,538 8.00 % Tier 1 Leverage $ 32,928 8.43 % $ 15,617 4.00 % $ 19,521 5.00 % To Be Well Capitalized To Be Considered Under Prompt Corrective Actual Adequately Capitalized Action Provisions Amount Ratio Amount Ratio Amount Ratio As of December 31, 2016 Common Equity Tier 1 Capital $ 33,962 13.63 % $ 11,213 4.50 % $ 16,197 6.50 % Total Risk-Based Capital $ 36,471 14.64 % $ 19,935 8.00 % $ 24,918 10.00 % Tier 1 Risk-Based Capital $ 33,962 13.63 % $ 14,951 6.00 % $ 19,935 8.00 % Tier 1 Leverage $ 33,962 8.68 % $ 15,659 4.00 % $ 19,574 5.00 %

Earnings Per Common Share (Tabl

Earnings Per Common Share (Tables)	12 Months Ended
	Dec. 31, 2017
EARNINGS PER SHARE
Schedule of earnings per common share	Year Ended December 31, 2017 2016 Basic earnings per share: Net income $ 911,052 $ 1,100,720 Weighted average common shares outstanding 2,794,381 2,780,477 Basic net income per share $ 0.33 $ 0.40

Fair Values of Financial Inst40

Fair Values of Financial Instruments (Tables)	12 Months Ended
	Dec. 31, 2017
Fair Values Of Financial Instruments [Abstract]
Schedule of estimated fair values of financial instruments	December 31, 2017 December 31, 2016 (dollars in thousands) Carrying Fair Carrying Fair Amount Value Amount Value Financial assets: Cash and due from banks $ 2,610 $ 2,610 $ 3,195 $ 3,195 Interest-bearing deposits in other financial institutions 9,846 9,846 4,230 4,230 Federal funds sold 149 149 3,197 3,197 Investment securities available for sale 89,349 89,349 94,606 94,606 Investments in restricted stock 1,232 1,232 1,230 1,230 Ground rents 153 153 164 164 Loans, less allowance for credit losses 269,023 275,819 262,574 260,223 Accrued interest receivable 1,133 1,133 1,135 1,135 Cash value of life insurance 8,713 8,713 9,328 9,328 Financial liabilities: Deposits 334,238 324,512 333,246 315,418 Long-term borrowings — — 10,000 10,257 Short-term borrowings 20,000 20,739 10,000 10,188 Accrued interest payable 101 101 34 34 Unrecognized financial instruments: Commitments to extend credit 19,109 19,109 25,165 25,165 Standby letters of credit 71 71 48 48
Schedule of fair value hierarchy of financial instruments	(dollars in thousands) Carrying Fair December 31, 2017 Amount Value Level 1 Level 2 Level 3 Financial instruments - Assets Cash and cash equivalents $ 12,605 $ 12,605 $ 12,605 — $ — Loans receivable, net 269,023 275,819 — — 275,819 Cash value of life insurance 8,713 8,713 — 8,713 — Financial instruments - Liabilities Deposits 334,238 324,512 227,585 96,927 — Long-term debt — — — — — Short-term debt 20,000 20,739 — 20,739 —

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	12 Months Ended
	Dec. 31, 2017
FAIR VALUE.
Schedule of fair value measurements on a recurring and non-recurring basis	Fair (dollars in thousands) Level 1 Level 2 Level 3 Value December 31, 2017 Recurring: Securities available for sale U.S. Treasury $ — $ 1,493 $ — $ 1,493 State and Municipal — 35,633 — 35,633 Mortgaged-backed — 52,223 — 52,223 Interest rate swap — 49 — 49 Non-recurring: Maryland Financial Bank stock — — 30 30 Impaired loans — — 3,532 3,532 OREO — 114 — 114 $ — $ 89,511 $ 3,562 $ 93,074 December 31, 2016 Recurring: Securities available for sale U.S. Treasury $ — $ 1,506 $ — $ 1,506 State and Municipal — 33,845 — 33,845 Mortgaged-backed — 59,255 — 59,255 Non-recurring: Maryland Financial Bank stock — — 30 30 Impaired loans — — 4,487 4,487 OREO — 114 — 114 $ — $ 94,720 $ 4,517 $ 99,237

Parent Company Financial Info42

Parent Company Financial Information (Tables)	12 Months Ended
	Dec. 31, 2017
BASIS OF PRESENTATION
Schedule of balance sheets statement	___________________________________________Balance Sheets________________________________________ December 31, 2017 2016 (dollars in thousands) Assets Cash $ 233 $ 169 Investment in The Bank of Glen Burnie 33,785 33,527 Investment in GBB Properties, Inc. 21 104 Due from subsidiaries 1 3 Other assets 4 11 Total assets $ 34,044 $ 33,814 Liabilities and Stockholders’ Equity Other liabilities $ 1 $ — Dividends payable — — Total liabilities 1 — Stockholders’ equity: Common stock 2,801 2,787 Surplus 10,267 10,130 Retained earnings 21,606 21,707 Accumulated other comprehensive income (loss), net of benefits (631) (810) Total stockholders’ equity 34,043 33,814 Total liabilities and stockholders’ equity $ 34,044 $ 33,814
Schedule of income statement	__________________________________________Statements of Income___________________________________ Year Ended December 31, 2017 2016 (dollars in thousands) Dividends and distributions from subsidiaries $ 1,089 $ 1,005 Other expenses (115) (93) Income before income tax benefit and equity in undistributed net income of subsidiaries 974 912 Income tax benefit 45 36 Change in undistributed equity of subsidiaries (108) 153 Net income $ 911 $ 1,101
Schedule of cash flow statement	___________________________________Statements of Cash Flows_______________________________________ Year Ended December 31, 2017 2016 (dollars in thousands) Cash flows from operating activities: Net income $ 911 $ 1,101 Adjustments to reconcile net income to net cash provided by operating activities: Decrease (increase) in other assets 7 (3) Increase (decrease) in other liabilities 1 (10) Decrease in due from subsidiaries 2 3 Change in undistributed equity of subsidiaries 110 (152) Net cash provided by operating activities 1,031 939 Cash flows from financing activities: Proceeds from dividend reinvestment plan 151 157 Dividends paid (1,117) (1,111) Net cash used in financing activities (966) (954) (Decrease) increase in cash 64 (15) Cash, beginning of year 169 184 Cash, end of year $ 233 $ 169

Quarterly Results of Operatio43

Quarterly Results of Operations (Tables)	12 Months Ended
	Dec. 31, 2017
Quarterly Financial Information Disclosure [Abstract]
Schedule of summary of consolidated unaudited quarterly results of operations	(dollars in thousands, Three months ended except per share amounts) December 31, September 30, June 30, March 31, Interest income $ 3,466 $ 3,434 $ 3,383 $ 3,324 Interest expense 460 499 487 491 Net interest income 3,006 2,935 2,896 2,833 Provision for credit losses 93 78 (30) 195 Net securities gains — — 1 — Income before income taxes 565 512 401 346 Net income (152) 411 338 316 Net income per share (basic and diluted) $ (0.05) $ 0.15 $ 0.12 $ 0.11 ___________________________________________2016______________________________ (dollars in thousands, Three months ended except per share amounts) December 31, September 30, June 30, March 31, Interest income $ 3,343 $ 3,318 $ 3,269 $ 3,351 Interest expense 509 526 536 552 Net interest income 2,834 2,792 2,733 2,799 Provision for credit losses 635 116 — 117 Net securities gains 1 — — 1 Income before income taxes 289 60 352 317 Net income 395 115 308 283 Net income per share (basic and diluted) $ 0.15 $ 0.04 $ 0.11 $ 0.10

Summary of Significant Accoun44

Summary of Significant Accounting Policies (Details) - USD ($) $ / shares in Units, $ in Thousands	Jan. 01, 2018	Dec. 31, 2017	Dec. 31, 2016
Accounting Policies [Line Items]
FHLB stock sold back at par value		$ 100
Loans transfer to OREO		$ 0
Real estate acquired through foreclosure		114	$ 114
Sale of OREO		$ 0	0
Federal Tax Rate	21.00%	34.00%
Tax charge		$ 592
Income tax expense		913	(83)
Advertising and marketing related expenses		$ 162	$ 78
Forecast
Accounting Policies [Line Items]
Federal Tax Rate	21.00%
Maximum
Accounting Policies [Line Items]
Federal Tax Rate		35.00%
Computer Software, Intangible Asset [Member] | Minimum
Accounting Policies [Line Items]
Intangible assets amortization period		3 years
Computer Software, Intangible Asset [Member] | Maximum
Accounting Policies [Line Items]
Intangible assets amortization period		5 years

Restrictions on Cash and Due 45

Restrictions on Cash and Due From Banks (Details) - USD ($) $ in Millions	Dec. 31, 2017	Dec. 31, 2016
Cash and Cash Equivalents [Abstract]
Deposit liabilities reserves average	$ 4.3	$ 3.5

Investment Securities (Details)

Investment Securities (Details) - USD ($) $ in Thousands	Dec. 31, 2017	Dec. 31, 2016
Investment Securities
Amortized Cost	$ 90,268	$ 95,944
Gross Unrealized Gains	363	110
Gross Unrealized Losses	(1,282)	(1,448)
Securities available for sale	89,349	94,606
Collaterized mortgage obligations
Investment Securities
Mortgage-backed, due in monthly installments	24,063	31,997
Gross Unrealized Gains	20	11
Gross Unrealized Losses	(569)	(423)
Mortgage-backed, due in monthly installments	23,514	31,585
Agency mortgage-backed securities
Investment Securities
Mortgage-backed, due in monthly installments	25,725	27,110
Gross Unrealized Gains	4	2
Gross Unrealized Losses	(500)	(429)
Mortgage-backed, due in monthly installments	25,229	26,683
Municipal securities
Investment Securities
Amortized Cost	35,453	34,333
Gross Unrealized Gains	339	92
Gross Unrealized Losses	(159)	(580)
Securities available for sale	35,633	33,845
U.S. Government agency securities
Investment Securities
Amortized Cost	3,526	1,003
Gross Unrealized Losses	(46)	(16)
Securities available for sale	3,480	987
U.S. Treasury securities
Investment Securities
Amortized Cost	1,501	1,501
Gross Unrealized Gains		5
Gross Unrealized Losses	(8)
Securities available for sale	$ 1,493	$ 1,506

Investment Securities - Gross U

Investment Securities - Gross Unrealized Losses and Fair Value Aggregated by Investment Category and Length of Time in Continuous Unrealized Loss Position (Details) - USD ($) $ in Thousands	Dec. 31, 2017	Dec. 31, 2016
Investment Securities
Less than 12 months Fair Value	$ 20,188	$ 62,294
Less than 12 months Unrealized Loss	(198)	(1,155)
12 months or more Fair Value	40,641	10,589
12 months or more Unrealized Loss	(1,084)	(293)
Total Fair Value	60,829	72,883
Total Unrealized Loss	(1,282)	(1,448)
Collaterized mortgage obligations
Investment Securities
Less than 12 months Fair Value	6,531	18,244
Less than 12 months Unrealized Loss	(63)	(174)
12 months or more Fair Value	15,678	8,775
12 months or more Unrealized Loss	(507)	(248)
Total Fair Value	22,209	27,019
Total Unrealized Loss	(570)	(422)
Agency mortgage-backed securities
Investment Securities
Less than 12 months Fair Value	6,802	24,850
Less than 12 months Unrealized Loss	(80)	(401)
12 months or more Fair Value	18,218	828
12 months or more Unrealized Loss	(420)	(28)
Total Fair Value	25,020	25,678
Total Unrealized Loss	(500)	(429)
Municipal securities
Investment Securities
Less than 12 months Fair Value	2,396	19,200
Less than 12 months Unrealized Loss	(11)	(580)
12 months or more Fair Value	6,230
12 months or more Unrealized Loss	(148)
Total Fair Value	8,626	19,200
Total Unrealized Loss	(159)	(580)
U.S. Government agency securities
Investment Securities
Less than 12 months Fair Value	2,965
Less than 12 months Unrealized Loss	(37)
12 months or more Fair Value	515	986
12 months or more Unrealized Loss	(9)	(17)
Total Fair Value	3,480	986
Total Unrealized Loss	(46)	$ (17)
U.S. Treasury securities
Investment Securities
Less than 12 months Fair Value	1,494
Less than 12 months Unrealized Loss	(7)
Total Fair Value	1,494
Total Unrealized Loss	$ (7)

Investment Securities - Contrac

Investment Securities - Contractual Maturities of Investment Securities (Details) - USD ($) $ in Thousands	Dec. 31, 2017	Dec. 31, 2016
Available for Sale Amortized Cost
Due within one year	$ 899
Due over one to five years	1,319
Due over five to ten years	4,742
Due over ten years	33,520
Amortized Cost	90,268	$ 95,944
Available for Sale Fair Value
Due within one year	906
Due over one to five years	1,311
Due over five to ten years	4,765
Due over ten years	33,624
Available-for-sale Securities, Fair Value	89,349	94,606
Collaterized mortgage obligations
Available for Sale Amortized Cost
Mortgage-backed, due in monthly installments	24,063	31,997
Available for Sale Fair Value
Mortgage-backed, due in monthly installments	23,514	31,585
Agency mortgage-backed securities
Available for Sale Amortized Cost
Mortgage-backed, due in monthly installments	25,725	27,110
Available for Sale Fair Value
Mortgage-backed, due in monthly installments	$ 25,229	$ 26,683

Investment Securities (Detail49

Investment Securities (Details)	12 Months Ended
	Dec. 31, 2017USD ($)security	Dec. 31, 2016USD ($)
Schedule of Available-for-sale Securities
Impairment charges to securities	$ 0	$ 0
Credit related impairment loss on securities	0	0
Proceeds from sales of available for sale securities	956,255	5,265,658
Total Unrealized Loss	1,282,000	1,448,000
Total Fair Value	60,829,000	72,883,000
Realized gain on sale	1,406	21,653
Realized loss on sale	0	19,237
Income tax expense relating to net gains on sales of investment securities	$ 555	$ 953
Percentage of income tax expense relating to net gains on sale of investment securities	39.44%	39.44%
Interest rate swap
Schedule of Available-for-sale Securities
Investment securities pledged as collateral	$ 800,000	$ 0
U.S. Government agency securities
Schedule of Available-for-sale Securities
Number of securities continuous unrealized loss position more than twelve months | security	5
Total Unrealized Loss	$ 46,000	17,000
Total Fair Value	3,480,000	986,000
Collaterized mortgage obligations
Schedule of Available-for-sale Securities
Debt securities	$ 0	0
Number of securities continuous unrealized loss position more than twelve months | security	51
Total Unrealized Loss	$ 570,000	422,000
Total Fair Value	$ 22,209,000	27,019,000
Agency mortgage-backed securities
Schedule of Available-for-sale Securities
Number of securities continuous unrealized loss position more than twelve months | security	39
Total Unrealized Loss	$ 500,000	429,000
Total Fair Value	$ 25,020,000	25,678,000
U.S. Treasury securities
Schedule of Available-for-sale Securities
Number of securities continuous unrealized loss position more than twelve months | security	3
Total Unrealized Loss	$ 7,000
Total Fair Value	$ 1,494,000
Municipal securities
Schedule of Available-for-sale Securities
Number of securities continuous unrealized loss position more than twelve months | security	16
Total Unrealized Loss	$ 159,000	580,000
Total Fair Value	8,626,000	19,200,000
Private Label Mortgage-Backed securities
Schedule of Available-for-sale Securities
Debt securities	$ 0	$ 0

Loans and Allowance - Major Cat

Loans and Allowance - Major Categories of Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2017	Dec. 31, 2016
Schedule of Available-for-sale Securities [Line Items]
Loans, net of deferred fees and costs	$ 271,612	$ 265,058
Less: Allowance for loan losses	(2,589)	(2,484)
Loans and leases receivable, total	269,023	262,574
Consumer
Schedule of Available-for-sale Securities [Line Items]
Loans, net of deferred fees and costs	16,112	14,739
Residential real estate
Schedule of Available-for-sale Securities [Line Items]
Loans, net of deferred fees and costs	81,926	93,468
Indirect
Schedule of Available-for-sale Securities [Line Items]
Loans, net of deferred fees and costs	85,186	71,656
Commercial
Schedule of Available-for-sale Securities [Line Items]
Loans, net of deferred fees and costs	11,257	12,351
Construction
Schedule of Available-for-sale Securities [Line Items]
Loans, net of deferred fees and costs	3,536	4,397
Commercial Real Estate
Schedule of Available-for-sale Securities [Line Items]
Loans, net of deferred fees and costs	$ 73,595	$ 68,447

Loans and Allowance - Related P

Loans and Allowance - Related Parties (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Loans and Leases Receivable, Related Parties [Roll Forward]
Balance at beginning of year	$ 444	$ 787
Additions	227	607
Repayments	(268)	(950)
Balance at end of year	$ 403	$ 444

Loans and Allowance - Total All

Loans and Allowance - Total Allowance by Loan Segment (Details) - USD ($) $ in Thousands	3 Months Ended							12 Months Ended
	Dec. 31, 2017	Sep. 30, 2017	Jun. 30, 2017	Mar. 31, 2017	Dec. 31, 2016	Sep. 30, 2016	Mar. 31, 2016	Dec. 31, 2017	Dec. 31, 2016
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Balance, beginning of year				$ 2,484			$ 3,150	$ 2,484	$ 3,150
Charged off								(566)	(1,912)
Recoveries								335	378
Provision for credit losses	$ 93	$ 78	$ (30)	195	$ 635	$ 116	117	336	868
Balance, end of year	2,589				2,484			2,589	2,484
Individually evaluated for impairment:
Individually evaluated for impairment, Balance in allowance	782				530			782	530
Individually evaluated for impairment, Related loan balance	3,898				4,675			3,898	4,675
Collectively evaluated for impairment:
Collectively evaluated for impairment, Balance in allowance	1,807				1,954			1,807	1,954
Collectively evaluated for impairment, Related loan balance	267,714				260,383			267,714	260,383
Consumer
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Balance, beginning of year				182			227	182	227
Charged off								(96)	(18)
Recoveries								8	17
Provision for credit losses								120	(44)
Balance, end of year	214				182			214	182
Individually evaluated for impairment:
Individually evaluated for impairment, Balance in allowance	52				61			52	61
Individually evaluated for impairment, Related loan balance	160				258			160	258
Collectively evaluated for impairment:
Collectively evaluated for impairment, Balance in allowance	162				121			162	121
Collectively evaluated for impairment, Related loan balance	15,952				14,481			15,952	14,481
Residential Real estate
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Balance, beginning of year				1,042			1,584	1,042	1,584
Charged off								(3)	(853)
Recoveries								27	34
Provision for credit losses								(5)	277
Balance, end of year	1,061				1,042			1,061	1,042
Individually evaluated for impairment:
Individually evaluated for impairment, Balance in allowance	513				240			513	240
Individually evaluated for impairment, Related loan balance	2,345				2,775			2,345	2,775
Collectively evaluated for impairment:
Collectively evaluated for impairment, Balance in allowance	548				802			548	802
Collectively evaluated for impairment, Related loan balance	79,580				90,693			79,580	90,693
Indirect
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Balance, beginning of year				693			577	693	577
Charged off								(458)	(677)
Recoveries								286	318
Provision for credit losses								253	475
Balance, end of year	774				693			774	693
Collectively evaluated for impairment:
Collectively evaluated for impairment, Balance in allowance	774				693			774	693
Collectively evaluated for impairment, Related loan balance	85,186				71,656			85,186	71,656
Commercial
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Balance, beginning of year				284			305	284	305
Charged off								(9)
Recoveries									9
Provision for credit losses								(38)	(30)
Balance, end of year	237				284			237	284
Individually evaluated for impairment:
Individually evaluated for impairment, Balance in allowance	217				229			217	229
Individually evaluated for impairment, Related loan balance	217				229			217	229
Collectively evaluated for impairment:
Collectively evaluated for impairment, Balance in allowance	20				55			20	55
Collectively evaluated for impairment, Related loan balance	11,040				12,122			11,040	12,122
Construction
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Balance, beginning of year				10			19	10	19
Provision for credit losses								2	(9)
Balance, end of year	12				10			12	10
Collectively evaluated for impairment:
Collectively evaluated for impairment, Balance in allowance	12				10			12	10
Collectively evaluated for impairment, Related loan balance	3,536				4,397			3,536	4,397
Commercial Real Estate
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Balance, beginning of year				259			290	259	290
Charged off									(364)
Recoveries								14
Provision for credit losses								18	333
Balance, end of year	291				259			291	259
Individually evaluated for impairment:
Individually evaluated for impairment, Related loan balance	1,176				1,413			1,176	1,413
Collectively evaluated for impairment:
Collectively evaluated for impairment, Balance in allowance	291				259			291	259
Collectively evaluated for impairment, Related loan balance	$ 72,420				67,034			72,420	67,034
Unallocated
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Balance, beginning of year				$ 14			$ 148	14	148
Provision for credit losses								$ (14)	(134)
Balance, end of year					14				14
Collectively evaluated for impairment:
Collectively evaluated for impairment, Balance in allowance					$ 14				$ 14

Loans and Allowance - Non-accru

Loans and Allowance - Non-accrual loans (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Financing Receivable Nonaccrual Status [Roll Forward]
Balance	$ 3,751	$ 3,780
Transfer into non-accrual	1,483	3,270
Transfer to REO		(240)
Loans paid down/payoffs	(947)	(1,145)
Loans brought to accrual status	(452)	(508)
Charged off	(565)	(1,406)
Balance	3,270	3,751
Consumer
Financing Receivable Nonaccrual Status [Roll Forward]
Balance	403	623
Transfer into non-accrual	10	117
Loans paid down/payoffs	(130)	(64)
Loans brought to accrual status		(256)
Charged off	(98)	(17)
Balance	185	403
Residential Real estate
Financing Receivable Nonaccrual Status [Roll Forward]
Balance	2,508	2,508
Transfer into non-accrual	329	1,415
Transfer to REO		(126)
Loans paid down/payoffs	(429)	(191)
Loans brought to accrual status	(281)	(252)
Charged off	(3)	(846)
Balance	2,124	2,508
Indirect
Financing Receivable Nonaccrual Status [Roll Forward]
Balance	193	349
Transfer into non-accrual	686	898
Loans paid down/payoffs	(163)	(875)
Loans brought to accrual status	(171)
Charged off	(457)	(179)
Balance	88	193
Commercial
Financing Receivable Nonaccrual Status [Roll Forward]
Transfer into non-accrual	56
Loans paid down/payoffs	(1)
Charged off	(7)
Balance	48
Construction
Financing Receivable Nonaccrual Status [Roll Forward]
Transfer into non-accrual	402
Loans paid down/payoffs	(84)
Balance	318
Commercial Real Estate
Financing Receivable Nonaccrual Status [Roll Forward]
Balance	647	300
Transfer into non-accrual		840
Transfer to REO		(114)
Loans paid down/payoffs	(140)	(15)
Charged off		(364)
Balance	$ 507	$ 647

Loans and Allowance - Risk Rati

Loans and Allowance - Risk Ratings of Loans by Categories of Loans (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2017USD ($)contract	Dec. 31, 2016USD ($)contract	Dec. 31, 2015USD ($)
Financing Receivable, Recorded Investment [Line Items]
Total	$ 271,612	$ 265,058
Non-accrual	3,270	3,751	$ 3,780
Troubled debt restructures	$ 263	$ 312
Number of TDRs accounts | contract	2	3
Non-performing TDRs
Financing Receivable, Recorded Investment [Line Items]
Troubled debt restructures	$ 46	$ 84
Number of TDRs accounts | contract	1	2
Pass
Financing Receivable, Recorded Investment [Line Items]
Total	$ 269,217	$ 259,128
Special mention
Financing Receivable, Recorded Investment [Line Items]
Total	1,776	5,436
Substandard
Financing Receivable, Recorded Investment [Line Items]
Total	554	340
Doubtful
Financing Receivable, Recorded Investment [Line Items]
Total	65	154
Consumer
Financing Receivable, Recorded Investment [Line Items]
Total	16,112	14,739
Non-accrual	185	403	623
Troubled debt restructures	$ 46	$ 84
Number of TDRs accounts | contract	1	2
Consumer | Non-performing TDRs
Financing Receivable, Recorded Investment [Line Items]
Troubled debt restructures	$ 46	$ 84
Number of TDRs accounts | contract	1	2
Consumer | Pass
Financing Receivable, Recorded Investment [Line Items]
Total	$ 16,008	$ 14,597
Consumer | Special mention
Financing Receivable, Recorded Investment [Line Items]
Total	77	29
Consumer | Substandard
Financing Receivable, Recorded Investment [Line Items]
Total	3	64
Consumer | Doubtful
Financing Receivable, Recorded Investment [Line Items]
Total	24	49
Residential Real estate
Financing Receivable, Recorded Investment [Line Items]
Total	81,926	93,468
Non-accrual	2,124	2,508	2,508
Residential Real estate | Pass
Financing Receivable, Recorded Investment [Line Items]
Total	81,346	93,045
Residential Real estate | Special mention
Financing Receivable, Recorded Investment [Line Items]
Total	344	423
Residential Real estate | Substandard
Financing Receivable, Recorded Investment [Line Items]
Total	236
Indirect
Financing Receivable, Recorded Investment [Line Items]
Total	85,186	71,656
Non-accrual	88	193	349
Indirect | Pass
Financing Receivable, Recorded Investment [Line Items]
Total	83,803	70,188
Indirect | Special mention
Financing Receivable, Recorded Investment [Line Items]
Total	1,027	1,087
Indirect | Substandard
Financing Receivable, Recorded Investment [Line Items]
Total	315	276
Indirect | Doubtful
Financing Receivable, Recorded Investment [Line Items]
Total	41	105
Commercial
Financing Receivable, Recorded Investment [Line Items]
Total	11,257	12,351
Non-accrual	48
Troubled debt restructures	$ 217	$ 229
Number of TDRs accounts | contract	1	1
Commercial | Pass
Financing Receivable, Recorded Investment [Line Items]
Total	$ 11,256	$ 12,255
Commercial | Special mention
Financing Receivable, Recorded Investment [Line Items]
Total	1	95
Construction
Financing Receivable, Recorded Investment [Line Items]
Total	3,536	4,397
Non-accrual	318
Construction | Pass
Financing Receivable, Recorded Investment [Line Items]
Total	3,536	4,397
Commercial Real Estate
Financing Receivable, Recorded Investment [Line Items]
Total	73,595	68,447
Non-accrual	507	647	$ 300
Commercial Real Estate | Pass
Financing Receivable, Recorded Investment [Line Items]
Total	73,268	64,646
Commercial Real Estate | Special mention
Financing Receivable, Recorded Investment [Line Items]
Total	$ 327	$ 3,801

Loans and Allowance - Past Due

Loans and Allowance - Past Due Financing Receivables (Details) - USD ($) $ in Thousands	Dec. 31, 2017	Dec. 31, 2016	Dec. 31, 2015
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	$ 266,439	$ 258,264
Non-accrual	3,270	3,751	$ 3,780
Total	271,612	265,058
30-89 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	1,843	3,007
Financing Receivables, Equal to Greater than 90 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	60	36
Consumer
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	15,823	14,243
Non-accrual	185	403	623
Total	16,112	14,739
Consumer | 30-89 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	80	93
Consumer | Financing Receivables, Equal to Greater than 90 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	24
Residential Real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	79,205	89,201
Non-accrual	2,124	2,508	2,508
Total	81,926	93,468
Residential Real estate | 30-89 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	597	1,759
Indirect
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	83,932	70,392
Non-accrual	88	193	349
Total	85,186	71,656
Indirect | 30-89 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	1,166	1,071
Commercial
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	11,203	12,349
Non-accrual	48
Total	11,257	12,351
Commercial | Financing Receivables, Equal to Greater than 90 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	6	2
Construction
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	3,188	4,279
Non-accrual	318
Total	3,536	4,397
Construction | 30-89 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due		84
Construction | Financing Receivables, Equal to Greater than 90 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due	30	34
Commercial Real Estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	73,088	67,800
Non-accrual	507	647	$ 300
Total	$ 73,595	$ 68,447

Loans and Allowance - Impaired

Loans and Allowance - Impaired Financing Receivables (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Financing Receivable, Impaired [Line Items]
Recorded Investment with specific reserves	$ 1,671	$ 1,750
Unpaid Principal Balance with specific reserves	1,699	1,779
Interest Income Recognized with specific reserves	5	66
Specific Reserve with specific reserves	782	530
Recorded Investment	1,740	1,845
Recorded Investment with no specific reserve	2,643	3,267
Unpaid Principal Balance with no specific reserve	3,411	4,159
Interest Income Recognized with no specific reserve	50	80
Average Recorded Investment with no specific reserve	3,528	4,131
Consumer
Financing Receivable, Impaired [Line Items]
Recorded Investment with specific reserves	160	176
Unpaid Principal Balance with specific reserves	160	176
Interest Income Recognized with specific reserves	5
Specific Reserve with specific reserves	52	61
Recorded Investment	205	217
Recorded Investment with no specific reserve	88	193
Unpaid Principal Balance with no specific reserve	88	193
Residential real estate
Financing Receivable, Impaired [Line Items]
Recorded Investment with specific reserves	1,294	1,345
Unpaid Principal Balance with specific reserves	1,322	1,374
Interest Income Recognized with specific reserves		58
Specific Reserve with specific reserves	513	240
Recorded Investment	1,312	1,393
Recorded Investment with no specific reserve	49	226
Unpaid Principal Balance with no specific reserve	49	226
Average Recorded Investment with no specific reserve		122
Commercial
Financing Receivable, Impaired [Line Items]
Recorded Investment with specific reserves	217	229
Unpaid Principal Balance with specific reserves	217	229
Interest Income Recognized with specific reserves		8
Specific Reserve with specific reserves	217	229
Recorded Investment	223	235
Recorded Investment with no specific reserve	992	1,267
Unpaid Principal Balance with no specific reserve	1,760	2,007
Interest Income Recognized with no specific reserve	11	10
Average Recorded Investment with no specific reserve	1,572	2,245
Commercial
Financing Receivable, Impaired [Line Items]
Recorded Investment with no specific reserve	1,194	1,579
Unpaid Principal Balance with no specific reserve	1,194	1,731
Interest Income Recognized with no specific reserve	39	70
Average Recorded Investment with no specific reserve	1,632	1,762
Home Equity Portfolio Segment
Financing Receivable, Impaired [Line Items]
Recorded Investment with no specific reserve	318
Unpaid Principal Balance with no specific reserve	318
Average Recorded Investment with no specific reserve	322
Installment
Financing Receivable, Impaired [Line Items]
Recorded Investment with no specific reserve	2	2
Unpaid Principal Balance with no specific reserve	2	2
Average Recorded Investment with no specific reserve	$ 2	$ 2

Loans And Allowance (Details)

Loans And Allowance (Details)	12 Months Ended
	Dec. 31, 2017USD ($)contractborrowerloan	Dec. 31, 2016USD ($)contractloan	Dec. 31, 2015USD ($)
Schedule of Available-for-sale Securities [Line Items]
Amount of loans on which the accrual of interest has been discontinued, totaled	$ 3,300,000	$ 3,800,000
Related party loans	403,000	444,000	$ 787,000
Amount of interest that would have been accrued from non performing financial receivable, totaled	200,000		$ 200,000
Amount of loans past due 90 days or more and still accruing interest, totaled	60,255	36,266
Loans, net of deferred fees and costs	271,612,000	265,058,000
Amount of recorded investment in new troubled debt restructurings, totaled	$ 263,000	$ 312,000
Number of new loans modified as TDRs | loan	0	0
Number of TDRs accounts | contract	2	3
Non-performing TDRs
Schedule of Available-for-sale Securities [Line Items]
Loans, net of deferred fees and costs	$ 46,162,000	$ 83,945,000
Amount of recorded investment in new troubled debt restructurings, totaled	216,500,000	228,500,000
Residential Real estate
Schedule of Available-for-sale Securities [Line Items]
Amount of residential real estate loan and receivable, outstanding	1,293,620
Amount of residential real estate loan and receivable, specific reserves	$ 513,420
Number of loan residential real estate | contract	1
Number of residential real estate loans borrowers | borrower	1
Loans, net of deferred fees and costs	$ 81,926,000	93,468,000
Consumer
Schedule of Available-for-sale Securities [Line Items]
Amount of consumer and indirect loans, outstanding	160,004
Amount of consumer and indirect loans, specific reserves	$ 52,040
Number of loan consumer and indirect loans | contract	3
Number of borrowers | borrower	3
Loans, net of deferred fees and costs	$ 16,112,000	14,739,000
Amount of recorded investment in new troubled debt restructurings, totaled	$ 46,000	$ 84,000
Number of TDRs accounts | contract	1	2
Installment | Collateralized Auto Loans
Schedule of Available-for-sale Securities [Line Items]
Loans, net of deferred fees and costs	$ 85,200,000	$ 71,700,000
Performing
Schedule of Available-for-sale Securities [Line Items]
Number of TDRs accounts | contract	1	2

Premises and Equipment - Summar

Premises and Equipment - Summary of Premises and Equipment (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Property, Plant and Equipment [Line Items]
Land	$ 685	$ 685
Buildings	6,445	6,372
Equipment and fixtures	5,763	5,758
Construction in progress		7
Property plant and equipment gross	12,893	12,822
Accumulated depreciation	(9,522)	(9,184)
Property plant and equipment net	$ 3,371	$ 3,638
Building [Member] | Minimum
Property, Plant and Equipment [Line Items]
Useful lives	5 years
Building [Member] | Maximum
Property, Plant and Equipment [Line Items]
Useful lives	50 years
Equipment [Member] | Minimum
Property, Plant and Equipment [Line Items]
Useful lives	5 years
Equipment [Member] | Maximum
Property, Plant and Equipment [Line Items]
Useful lives	30 years

Premises and Equipment (Details

Premises and Equipment (Details) - USD ($)	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Property, Plant and Equipment [Line Items]
Depreciation expense	$ 400,000	$ 400,000
Amortization of software and intangible assets	100,000	100,000
Rent expense	161,007	$ 160,029
Severna Park [Member]
Property, Plant and Equipment [Line Items]
Minimum lease obligations through September 2017	33,000
Linthicum Branch [Member]
Property, Plant and Equipment [Line Items]
Minimum lease obligations through September 2024	$ 120,952

Federal Home Loan Bank and Sh60

Federal Home Loan Bank and Short-term Borrowings (Detail)	12 Months Ended
	Dec. 31, 2017USD ($)itemshares	Dec. 31, 2016USD ($)
Short-term Debt [Line Items]
Federal home loan bank shares owned | shares	12,023
Percentage of investment to be maintained on total assets	0.09%
Amount of dollar cap on total assets	$ 15,000,000
Additional percentage of investment to be maintained on total advances	4.25%
Percentage of credit available on total assets	25.00%
Amount of credit available on total assets	$ 97,500,000
Short term advances	20,000,000
Average short-term borrowings	$ 1,468,767	$ 137
Number of financial institution lending credit facility | item	2
Line of credit outstanding	$ 0
Convertible advances maturing on November, 1, 2018 | Federal Home Loan Bank of Atlanta [Member]
Short-term Debt [Line Items]
Convertible debt	$ 10,000,000
Debt instrument, maturity date	Nov. 1, 2018
Debt instrument, interest rate, stated percentage	1.38%
Convertible advances maturing on July 23, 2018 | Federal Home Loan Bank of Atlanta [Member]
Short-term Debt [Line Items]
Convertible debt	$ 5,000,000
Debt instrument, maturity date	Jul. 23, 2018
Debt instrument, interest rate, stated percentage	2.73%
Convertible advances maturing on August 22, 2018 | Federal Home Loan Bank of Atlanta [Member]
Short-term Debt [Line Items]
Convertible debt	$ 5,000,000
Debt instrument, maturity date	Aug. 22, 2018
Debt instrument, interest rate, stated percentage	3.34%
Financial Bank One [Member]
Short-term Debt [Line Items]
Line of credit, amount available for borrowing	$ 5,000,000
Financial Bank Two [Member]
Short-term Debt [Line Items]
Line of credit, amount available for borrowing	$ 6,000,000

Federal Home Loan Bank and Sh61

Federal Home Loan Bank and Short-term Borrowings (Details)	12 Months Ended
	Dec. 31, 2017USD ($)item	Dec. 31, 2016USD ($)
Derivative [Line Items]
Number of interest rate swap designated as cash flow | item	3
Notional Value	$ 20,000,000
Term	5 years
Number of derivative become effect in july and august 2018 | item	2
Gain (Loss) on interest rate cash flow hedge ineffectiveness	$ 0
Assets/ Liabilities	49,000
Unrealized Gain (Loss) AOCI	35,000
Interest expense recorded on these swap transactions	12,000
Fair value of cash or investment securities pledged as collateral	750,000	$ 0
Interest Rate Swap On FHLB Advance [Member]
Derivative [Line Items]
Notional Value	$ 10,000,000
Pay Rate	2.105%
Receive Rate	3M LIBOR
Assets/ Liabilities	$ 30,000
Unrealized Gain (Loss) AOCI	21,000
Interest expense recorded on these swap transactions	12,000
Forward-starting interest rate swap on FHLB advance maturing on July 2023
Derivative [Line Items]
Notional Value	$ 5,000,000
Pay Rate	2.235%
Receive Rate	3M LIBOR
Assets/ Liabilities	$ 10,000
Unrealized Gain (Loss) AOCI	7,000
Forward-starting interest rate swap on FHLB advance maturing on August 2023
Derivative [Line Items]
Notional Value	$ 5,000,000
Pay Rate	2.246%
Receive Rate	3M LIBOR
Assets/ Liabilities	$ 9,000
Unrealized Gain (Loss) AOCI	$ 7,000

Long-term Borrowings - Summary

Long-term Borrowings - Summary of long-term borrowings (Details) $ in Thousands	Dec. 31, 2016USD ($)
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Federal Home Loan Bank of Atlanta, convertible advances	$ 10,000
Federal Home Loan Bank of Atlanta [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Federal Home Loan Bank of Atlanta, convertible advances	$ 10,000

Deposits - Summary of major cla

Deposits - Summary of major classifications of Interest-bearing deposits (Details) - USD ($) $ in Thousands	Dec. 31, 2017	Dec. 31, 2016
Deposits [Abstract]
Noninterest-bearing deposits	$ 104,017	$ 100,099
Interest-bearing checking	28,774	29,413
Money Market	19,855	18,356
Savings	85,890	80,006
Time deposits, $100,000 or more	43,452	46,879
Time deposits below $100,000	52,250	58,493
Total interest- bearing deposits	230,221	233,147
Total Deposits	$ 334,238	$ 333,246

Deposits - Summary of interest

Deposits - Summary of interest expense on deposits (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Deposits [Abstract]
Interest-bearing checking	$ 9	$ 9
Money Market	10	9
Savings	50	45
Time deposits, $100,000 or more	416	456
Time deposits below $100,000	815	962
Total Interest Expense	$ 1,300	$ 1,481

Deposits - Summary of maturitie

Deposits - Summary of maturities of time deposits (Details) $ in Thousands	Dec. 31, 2017USD ($)
Deposits [Abstract]
2,018	$ 38,482
2,019	30,146
2,020	14,372
2,021	8,647
2,022	3,429
2023 and thereafter	626
Total Time Deposits	$ 95,702

Deposits (Detail)

Deposits (Detail) - USD ($)	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Deposits [Abstract]
Fee income from deposits	$ 300,000	$ 300,000
Deposit balances of executive officers and directors and their affiliated interests	1,900,000	1,600,000
Brokered deposits	$ 0	$ 0

Income Taxes - Summary of compo

Income Taxes - Summary of components of income tax expense (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Current income tax expense:
Federal	$ 328	$ 38
State	143	26
Total current tax expense	471	64
Deferred income (benefits) taxes:
Federal	443	(185)
State	(1)	38
Total deferred tax expense (benefit)	442	(147)
Income tax expense (benefit)	$ 913	$ (83)

Income Taxes - Reconciliation o

Income Taxes - Reconciliation of income tax expense computed at satutory rate (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Income Tax Disclosure [Abstract]
Income tax expense at federal statutory rate	$ 620	$ 346
Increase (decrease) resulting from:
Tax-exempt income	(341)	(309)
Bank owned life insurance	(68)	(148)
State income taxes, net of Federal income tax benefit	93	42
Federal rate change	592
Other	17	(14)
Income tax expense (benefit)	$ 913	$ (83)

Income Taxes - Components of ne

Income Taxes - Components of net deferred income tax benefits (Details) - USD ($) $ in Thousands	Dec. 31, 2017	Dec. 31, 2016
Deferred income tax benefits:
Accrued deferred compensation	$ 92	$ 146
Allowance for credit losses	7	95
Nonaccrual interest	375	445
Alternative minimum tax credits	1,191	967
Net operating loss carryforward credits	297	665
Accumulated depreciation	(15)
Accumulated depreciation		54
Other real estate owned	3	18
Reserve for unfunded commitments	7	10
Other temporary differences	20	22
Accumulated securities premium accretion	213	211
Net unrealized depreciation on investment securities available for sale	239	527
Deferred income tax liabilities:
Deferred Tax Assets, Net, Total	$ 2,429	$ 3,160

Income Taxes (Detail)

Income Taxes (Detail) - USD ($) $ in Thousands	Jan. 01, 2018	Dec. 31, 2017	Dec. 31, 2016
Income Tax Disclosure [Abstract]
Corporate tax rate	21.00%	34.00%
Income Tax Expense (Benefit)		$ 913	$ (83)
Reclassification adjustment for stranded income tax effects in accumulated other comprehensive income		104
Tax charge		$ 592

Pension and Profit Sharing Pl71

Pension and Profit Sharing Plans (Detail) - USD ($)	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Compensation and Retirement Disclosure [Abstract]
Annual contributions, included in employee benefit expense	$ 286,955	$ 210,604
Amount of discretionary employer matching contributions to plan	38,211	21,261
Amount of additional contributions under this plan for benefit of certain employees	$ 1,014	$ 1,014

Other Benefit Plans (Detail)

Other Benefit Plans (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Investments, All Other Investments [Abstract]
Cash value of life insurance contract	$ 8,700	$ 9,300
Income on their insurance investment total	$ 199	$ 215

Other Noninterest Expenses (Det

Other Noninterest Expenses (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Other Noninterest Expenses.
Foreclosed property expenses	$ 9	$ 55
Loan related expenses	133	89
Other ATM expense	102	165
Education expense	18	13
Directors fees and expenses	144	159
Executive and audit committee expenses	69	65
Postage and delivery	100	108
Stationery, printing and supplies	60	69
Office supplies expenses	93	140
Credit report fees	55	31
Contribution and donations	21	21
Dues and subscriptions fees	63	59
Examination and assessment fees	46	46
Federal Reserve and correspondent bank services	49	51
Liability insurance	68	66
Other	184	216
Total Noninterest Expenses	$ 1,214	$ 1,353

Commitments and Contingencies -

Commitments and Contingencies - Summary of outstanding loan commitments, unused lines of credit and letters of credit (Details) - USD ($)	Dec. 31, 2017	Dec. 31, 2016
Loan Origination Commitments
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Fair value disclosure, off-balance sheet risks, face amount, liability	$ 3,077,000	$ 3,066,000
Unused lines of Credit
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Fair value disclosure, off-balance sheet risks, face amount, liability	19,109	22,099
Line Of Credit Home Equity
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Fair value disclosure, off-balance sheet risks, face amount, liability	7,997,000	2,991,000
Line Of Credit Commercial
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Fair value disclosure, off-balance sheet risks, face amount, liability	9,364,000	18,474,000
Line Of Credit Consumer Unsecured
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Fair value disclosure, off-balance sheet risks, face amount, liability	1,748,000	634,000
Letter Of Credit
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Fair value disclosure, off-balance sheet risks, face amount, liability	$ 71,000	$ 48,000

Commitments and Contingencies75

Commitments and Contingencies (Detail)	Dec. 31, 2017USD ($)
Commitments and Contingencies Disclosure [Abstract]
Provision for financial receivable unfunded credit losses	$ 24,334

Stockholders' Equity - Summary

Stockholders' Equity - Summary of capital comparison with minimum requirements (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016	Jan. 01, 2016
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Annual increase in capital (to risk weighted assets) for capital adequacy purposes ratio	0.625%
Common Equity Tier I Capital (to Risk Weighted Assets) Actual Amount	$ 32,946	$ 33,962
Common Equity Tier I Capital (to Risk Weighted Assets) Actual Ratio	12.83%	13.63%
Common Equity Tier I Capital (to Risk Weighted Assets) For Capital Adequacy Purposes Actual Amount	$ 11,553	$ 11,213
Common Equity Tier I Capital (to Risk Weighted Assets) For Capital Adequacy Purposes Actual Ratio	4.50%	4.50%
Common Equity Tier I Capital (to Risk Weighted Assets) To Be Well Capitalized Under Prompt Corrective Action Provisions Actual Amount	$ 16,687	$ 16,197
Common Equity Tier I Capital (to Risk Weighted Assets) To Be Well Capitalized Under Prompt Corrective Action Provisions Actual Ratio	6.50%	6.50%
Total Capital (to Risk Weighted Assets) Actual Amount	$ 35,543	$ 36,471
Total Capital (to Risk Weighted Assets) Actual Ratio	13.84%	14.64%
Total Capital (to Risk Weighted Assets) For Capital Adequacy Purposes Amount	$ 20,538	$ 19,935
Total Capital (to Risk Weighted Assets) For Capital Adequacy Purposes Ratio	8.00%	8.00%	0.625%
Total Capital (to Risk Weighted Assets) To Be Well Capitalized Under Prompt Corrective Action Provisions Amount	$ 25,673	$ 24,918
Total Capital (to Risk Weighted Assets) To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio	10.00%	10.00%
Tier I Capital (to Risk Weighted Assets) Actual Amount	$ 32,946	$ 33,962
Tier I Capital (to Risk Weighted Assets) Actual Ratio	12.83%	13.63%
Tier I Capital (to Risk Weighted Assets) For Capital Adequacy Purposes Amount	$ 15,404	$ 14,951
Tier I Capital (to Risk Weighted Assets) For Capital Adequacy Purposes Ratio	6.00%	6.00%
Tier I Capital (to Risk Weighted Assets) To Be Well Capitalized Under Prompt Corrective Action Provisions Amount	$ 20,538	$ 19,935
Tier I Capital (to Risk Weighted Assets) To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio	8.00%	8.00%
Tier I Capital (to Average Assets) Actual Amount	$ 32,928	$ 33,962
Tier I Capital (to Average Assets) Actual Ratio	8.43%	8.68%
Tier I Capital (to Average Assets) For Capital Adequacy Purposes Amount	$ 15,617	$ 15,659
Tier I Capital (to Average Assets) For Capital Adequacy Purposes Ratio	4.00%	4.00%
Tier I Capital (to Average Assets) To Be Well Capitalized Under Prompt Corrective Action Provisions Amount	$ 19,521	$ 19,574
Tier I Capital (to Average Assets) To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio	5.00%	5.00%
Minimum
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Total Capital (to Risk Weighted Assets) Actual Ratio	8.00%
Tier I Capital (to Risk Weighted Assets) Actual Ratio	4.00%
Tier I Capital (to Average Assets) Actual Ratio	4.00%
Maximum
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Total Capital (to Risk Weighted Assets) For Capital Adequacy Purposes Ratio	2.50%
Tier I Capital (to Risk Weighted Assets) Actual Ratio	6.00%

Stockholders' Equity (Detail)

Stockholders' Equity (Detail) - USD ($) $ in Millions	Jun. 23, 2000	Aug. 31, 2007	Dec. 31, 2017	Dec. 31, 2016
Stockholders Equity [Line Items]
Retained earnings from which dividends may not be paid without prior approval, total			$ 21.2	$ 20.3
Employee Stock Purchase
Stockholders Equity [Line Items]
Number of options issued or activity		0
Employee eligibility period			1 year
Employees to buy stock under options granted			85.00%
Options are vested when granted and will expire no later than			27 months
Common stock, capital shares reserved for future issuance			48,011
Dividend Reinvestment And Stock Purchase Plan [Member]
Stockholders Equity [Line Items]
Employees to buy stock under options granted			95.00%
Shares of common stock purchased			14,294	13,494
Common stock, capital shares reserved for future issuance			157,351
Stockholder Purchase Plan [Member]
Stockholders Equity [Line Items]
Number of options issued or activity	0
Options are vested when granted and will expire no later than			3 months
Common stock, capital shares reserved for future issuance			313,919

Earnings Per Common Share (Deta

Earnings Per Common Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2017	Sep. 30, 2017	Jun. 30, 2017	Mar. 31, 2017	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2017	Dec. 31, 2016
Basic and diluted:
Net income	$ (152)	$ 411	$ 338	$ 316	$ 395	$ 115	$ 308	$ 283	$ 911	$ 1,101
Weighted average common shares outstanding (in shares)									2,794,381	2,780,477
Basic net income per share (in dollars per share)									$ 0.33	$ 0.40
Options outstanding	0				0				0	0

Fair Values of Financial Inst79

Fair Values of Financial Instruments (Details) - USD ($) $ in Thousands	Dec. 31, 2017	Dec. 31, 2016
Financial assets - Carrying Amount
Cash and due from banks	$ 2,610	$ 3,195
Interest-bearing deposits in other financial institutions	9,846	4,230
Federal funds sold	149	3,197
Investment securities	89,349	94,606
Investments in restricted stock	1,232	1,230
Ground rents	153	164
Loans, less allowance for credit losses	269,023	262,574
Accrued interest receivable	1,133	1,135
Cash value of life insurance	8,713	9,328
Financial liabilities - Carrying Amount
Deposits	334,238	333,246
Long-term borrowings		10,000
Short-term borrowings	20,000	10,000
Accrued interest payable	101	34
Unrecognized financial instruments:
Commitments to extend credit	19,109	25,165
Standby letters of credit	71	48
Financial assets - Fair Value
Cash and due from banks	2,610	3,195
Interest-bearing deposits in other financial institutions	9,846	4,230
Federal funds sold	149	3,197
Investment securities	89,349	94,606
Investments in restricted stock	1,232	1,230
Ground rents	153	164
Loans, less allowance for credit losses	275,819	260,223
Accrued interest receivable	1,133	1,135
Cash value of life insurance	8,713	9,328
Financial liabilities - Fair Value
Deposits	324,512	315,418
Long-term borrowings		10,257
Short-term borrowings	20,739	10,188
Accrued interest payable	101	34
Unrecognized financial instruments:
Commitments to extend credit	19,109	25,165
Standby letters of credit	$ 71	$ 48

Fair Values of Financial Inst80

Fair Values of Financial Instruments (Details) - USD ($) $ in Thousands	Dec. 31, 2017	Dec. 31, 2016
Financial assets - Carrying Amount
Cash and cash equivalents	$ 12,605	$ 10,622
Loans receivable, net	269,023	262,574
Cash value of life insurance	8,713	9,328
Financial liabilities - Carrying Amount
Deposits	334,238	333,246
Long-term debt		10,000
Short-term debt	20,000	10,000
Assets, Fair Value Disclosure [Abstract]
Cash and cash equivalents	12,605
Loans receivable, net	275,819	260,223
Cash value of life insurance	8,713	9,328
Financial Liabilities Fair Value Disclosure [Abstract]
Deposits	324,512	315,418
Long-term debt		10,257
Short-term debt	20,739	$ 10,188
Fair Value | Level 1
Assets, Fair Value Disclosure [Abstract]
Cash and cash equivalents	12,605
Financial Liabilities Fair Value Disclosure [Abstract]
Deposits	227,585
Fair Value | Level 2
Assets, Fair Value Disclosure [Abstract]
Cash value of life insurance	8,713
Financial Liabilities Fair Value Disclosure [Abstract]
Deposits	96,927
Short-term debt	20,739
Fair Value | Level 3
Assets, Fair Value Disclosure [Abstract]
Loans receivable, net	$ 275,819

Fair Value Measurements - Summa

Fair Value Measurements - Summary of fair value measurements on recurring and non-recurring Basis (Details) - USD ($) $ in Thousands	Dec. 31, 2017	Dec. 31, 2016
Recurring:
Investment securities available for sale, at fair value	$ 89,349	$ 94,606
Non-recurring:
OREO	114	114
Assets, fair value disclosure	93,074	99,237
Level 2
Non-recurring:
Assets, fair value disclosure	89,511	94,720
Level 3
Non-recurring:
Assets, fair value disclosure	3,562	4,517
U.S. Treasury securities
Recurring:
Investment securities available for sale, at fair value	1,493	1,506
Municipal securities
Recurring:
Investment securities available for sale, at fair value	35,633	33,845
Recurring | U.S. Treasury securities
Recurring:
Investment securities available for sale, at fair value	1,493	1,506
Recurring | U.S. Treasury securities | Level 2
Recurring:
Investment securities available for sale, at fair value	1,493	1,506
Recurring | Municipal securities
Recurring:
Investment securities available for sale, at fair value	35,633	33,845
Recurring | Municipal securities | Level 2
Recurring:
Investment securities available for sale, at fair value	35,633	33,845
Recurring | Agency mortgage-backed securities
Recurring:
Investment securities available for sale, at fair value	52,223	59,255
Recurring | Agency mortgage-backed securities | Level 2
Recurring:
Investment securities available for sale, at fair value	52,223	59,255
Recurring | Interest rate swap
Recurring:
Investment securities available for sale, at fair value	49
Recurring | Interest rate swap | Level 2
Recurring:
Investment securities available for sale, at fair value	49
Nonrecurring
Non-recurring:
Maryland Financial Bank stock	30	30
Impaired loans	3,532	4,487
OREO	114	114
Nonrecurring | Level 2
Non-recurring:
OREO	114	114
Nonrecurring | Level 3
Non-recurring:
Maryland Financial Bank stock	30	30
Impaired loans	$ 3,532	$ 4,487

Fair Value Measurements (Detail

Fair Value Measurements (Detail) $ in Millions	Dec. 31, 2017USD ($)
FAIR VALUE.
Specific Reserve	$ 0.8

Parent Company Financial Info83

Parent Company Financial Information - Condensed Balance Sheet (Details) - USD ($) $ in Thousands	Dec. 31, 2017	Dec. 31, 2016	Dec. 31, 2015
ASSETS
Cash	$ 12,605	$ 10,622	$ 12,371
Other assets	583	814
Total Assets	389,450	388,441
Liabilities and Stockholders' Equity
Total Liabilities	355,408	354,627
STOCKHOLDERS' EQUITY
Common stock	2,801	2,787
Additional paid-in capital	10,267	10,130
Retained earnings	21,605	21,707
Accumulated other comprehensive income (loss), net of benefits	(631)	(810)
Total Stockholders' Equity	34,042	33,814	34,176
Total Liabilities and Stockholders' Equity	389,450	388,441
Glen Burnie Bancorp
ASSETS
Cash	233	169	$ 184
Investment	33,785	33,527
Due from subsidiaries	1	3
Other assets	4	11
Total Assets	34,044	33,814
Liabilities and Stockholders' Equity
Other liabilities	1
Total Liabilities	1
STOCKHOLDERS' EQUITY
Common stock	2,801	2,787
Additional paid-in capital	10,267	10,130
Retained earnings	21,606	21,707
Accumulated other comprehensive income (loss), net of benefits	(631)	(810)
Total Stockholders' Equity	34,043	33,814
Total Liabilities and Stockholders' Equity	34,044	33,814
Glen Burnie Bancorp | Gbb Properties Inc
ASSETS
Investment	$ 21	$ 104

Parent Company Financial Info84

Parent Company Financial Information - Condensed Income Statement (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2017	Sep. 30, 2017	Jun. 30, 2017	Mar. 31, 2017	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2017	Dec. 31, 2016
Condensed Income Statements, Captions [Line Items]
Other expenses									$ (10,795)	$ (10,852)
Income before income tax benefit and equity in undistributed net income of subsidiaries	$ 565	$ 512	$ 401	$ 346	$ 289	$ 60	$ 352	$ 317	1,824	1,018
Income tax benefit									(913)	83
NET INCOME	$ (152)	$ 411	$ 338	$ 316	$ 395	$ 115	$ 308	$ 283	911	1,101
Glen Burnie Bancorp
Condensed Income Statements, Captions [Line Items]
Dividends and distributions from subsidiaries									1,089	1,005
Other expenses									(115)	(93)
Income before income tax benefit and equity in undistributed net income of subsidiaries									974	912
Income tax benefit									45	36
Change in undistributed equity of subsidiaries									(108)	153
NET INCOME									$ 911	$ 1,101

Parent Company Financial Info85

Parent Company Financial Information - Condensed Cash Flow Statement (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2017	Sep. 30, 2017	Jun. 30, 2017	Mar. 31, 2017	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2017	Dec. 31, 2016
Cash flows from operating activities:
Net income	$ (152)	$ 411	$ 338	$ 316	$ 395	$ 115	$ 308	$ 283	$ 911	$ 1,101
Adjustments to reconcile net income to net cash provided by operating activities:
Decrease (increase) in other assets									550	(413)
Net cash provided by operating activities									3,253	2,585
Cash flows from financing activities:
Dividends paid									(1,117)	(1,112)
Net cash used in financing activities									25	(2,907)
(Decrease) increase in cash									1,983	(1,749)
Cash and cash equivalents at beginning of year				10,622				12,371	10,622	12,371
Cash and cash equivalents at end of year	12,605				10,622				12,605	10,622
Glen Burnie Bancorp
Cash flows from operating activities:
Net income									911	1,101
Adjustments to reconcile net income to net cash provided by operating activities:
Decrease (increase) in other assets									7	(3)
Increase (decrease) in other liabilities									1	(10)
Decrease (increase) in due from subsidiaries									2	3
Change in undistributed equity of subsidiaries									110	(152)
Net cash provided by operating activities									1,031	939
Cash flows from financing activities:
Proceeds from dividend reinvestment plan									151	157
Dividends paid									(1,117)	(1,111)
Net cash used in financing activities									(966)	(954)
(Decrease) increase in cash									64	(15)
Cash and cash equivalents at beginning of year				$ 169				$ 184	169	184
Cash and cash equivalents at end of year	$ 233				$ 169				$ 233	$ 169

Quarterly Results of Operatio86

Quarterly Results of Operations (Unaudited) (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2017	Sep. 30, 2017	Jun. 30, 2017	Mar. 31, 2017	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2017	Dec. 31, 2016
Quarterly Financial Information Disclosure [Abstract]
Interest income	$ 3,466	$ 3,434	$ 3,383	$ 3,324	$ 3,343	$ 3,318	$ 3,269	$ 3,351	$ 13,607	$ 13,281
Interest expense	460	499	487	491	509	526	536	552	1,937	2,123
Net interest income	3,006	2,935	2,896	2,833	2,834	2,792	2,733	2,799	11,670	11,158
Provision for credit losses	93	78	(30)	195	635	116		117	336	868
Net securities gains			1		1			1	1	2
Income before income taxes	565	512	401	346	289	60	352	317	1,824	1,018
Net income	$ (152)	$ 411	$ 338	$ 316	$ 395	$ 115	$ 308	$ 283	$ 911	$ 1,101
Net income per share (basic and diluted) (in dollars per share)	$ (0.05)	$ 0.15	$ 0.12	$ 0.11	$ 0.15	$ 0.04	$ 0.11	$ 0.10	$ 0.33	$ 0.40