Hawthorn Bancshares (HWBK) 10-Q 10 Aug 23 2023 Q2 Quarterly report Financial data

Cover

Cover - shares	6 Months Ended
	Jun. 30, 2023	Aug. 10, 2023
Cover [Abstract]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Jun. 30, 2023
Document Transition Report	false
Entity File Number	0-23636
Entity Registrant Name	HAWTHORN BANCSHARES, INC.
Entity Incorporation, State or Country Code	MO
Entity Tax Identification Number	43-1626350
Entity Address, Address Line One	132 East High Street, Box 688
Entity Address, City or Town	Jefferson City
Entity Address, State or Province	MO
Entity Address, Postal Zip Code	65102
City Area Code	573
Local Phone Number	761-6100
Title of 12(b) Security	Common Stock, $1.00 par value
Trading Symbol	HWBK
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		7,039,323
Current Fiscal Year End Date	--12-31
Document Fiscal Period	Q2
Document Fiscal Year Focus	2023
Entity Central Index Key	0000893847
Amendment Flag	false

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands		Jun. 30, 2023	Dec. 31, 2022
ASSETS
Cash and due from banks		$ 23,167	$ 18,661
Federal funds sold		115	46
Other interest-bearing deposits		1,367	65,013
Cash and cash equivalents		24,649	83,720
Certificates of deposit in other banks		980	2,955
Available-for-sale debt securities, at fair value		251,616	250,747
Other investments		9,098	6,353
Total investment securities		260,714	257,100
Loans held for investment		1,563,206	1,521,252
Allowance for credit losses	[1]	(22,236)	(15,588)
Net loans		1,540,970	1,505,664
Loans held for sale, at lower of cost or fair value		2,130	591
Premises and equipment - net		32,575	32,856
Mortgage servicing rights, at fair value		2,902	2,899
Other real estate owned - net		6,429	8,795
Accrued interest receivable		7,670	7,953
Cash surrender value - life insurance		2,596	2,567
Other assets	[1]	19,094	18,440
Total assets		1,900,709	1,923,540
Deposits
Non-interest bearing demand		437,770	453,443
Savings, interest checking and money market		812,264	923,602
Time deposits $250,000 and over		112,915	94,859
Other time deposits		180,321	160,175
Total deposits		1,543,270	1,632,079
Federal funds purchased and securities sold under agreements to repurchase		5,503	5,187
Federal Home Loan Bank advances and other borrowings		164,275	98,000
Subordinated notes		49,486	49,486
Operating lease liabilities		1,374	1,533
Accrued interest payable		1,479	902
Liability for unfunded commitments	[1]	1,137	0
Other liabilities		7,712	8,942
Total liabilities		1,774,236	1,796,129
Stockholders’ equity:
Common stock, $1.00 par value, authorized 15,000,000 shares; issued 7,284,151 shares, respectively		7,284	7,284
Surplus		77,047	71,042
Retained earnings		83,722	91,789
Accumulated other comprehensive loss, net of tax		(30,590)	(31,714)
Treasury stock; 515,570 shares, at cost, respectively		(10,990)	(10,990)
Total stockholders’ equity		126,473	127,411
Total liabilities and stockholders’ equity		$ 1,900,709	$ 1,923,540
[1]amounts include the impacts of the January 1, 2023 adoption of ASU 2016-13. See Note 2 for details. See accompanying notes to the consolidated financial statements (unaudited)

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parentheticals) - $ / shares	Jun. 30, 2023	Dec. 31, 2022
Statement of Financial Position [Abstract]
Common stock, par value (in dollars per share)	$ 1	$ 1
Common stock, authorized (in shares)	15,000,000	15,000,000
Common stock, issued (in shares)	7,284,151	7,284,151
Treasury stock, common, shares (in shares)	515,570	515,570

Consolidated Statements of Inco

Consolidated Statements of Income (unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023		Jun. 30, 2022
INTEREST INCOME
Interest and fees on loans	$ 20,168	$ 14,588	$ 38,971		$ 28,503
Interest and fees on loans held for sale	33	26	60		46
Interest on investment securities:
Taxable	883	791	1,730		1,579
Nontaxable	632	624	1,258		1,202
Federal funds sold	1	4	1		5
Other interest-bearing deposits and certificates of deposit in other banks	102	43	640		102
Dividends on other investments	108	66	200		141
Total interest income	21,927	16,142	42,860		31,578
Interest on deposits:
Savings, interest checking and money market	3,642	578	7,495		893
Time deposit accounts $250,000 and over	1,525	130	2,676		243
Time deposits	810	194	1,358		471
Total interest expense on deposits	5,977	902	11,529		1,607
Interest on federal funds purchased and securities sold under agreements to repurchase	24	9	45		19
Interest on Federal Home Loan Bank advances	815	248	1,355		501
Interest on subordinated notes	909	422	1,781		745
Total interest expense on borrowings	1,748	679	3,181		1,265
Total interest expense	7,725	1,581	14,710		2,872
Net interest income	14,202	14,561	28,150		28,706
Provision for (release of) credit losses on loans and unfunded commitments	0	1,200	680	[1]	(1,300)	[1]
Net interest income after provision for (release of) credit losses on loans and unfunded commitments	14,202	13,361	27,470		30,006
NON-INTEREST INCOME
Gain on sale of mortgage loans, net	667	806	1,162		1,695
(Provision for) release of other real estate owned	(1,831)	28	(1,831)		28
Other	603	372	1,182		885
Total non-interest income	1,596	3,648	4,778		7,374
Investment securities gains (losses), net	7	(9)	15		(13)
NON-INTEREST EXPENSE
Salaries and employee benefits	6,850	6,616	13,854		13,502
Occupancy expense, net	801	765	1,595		1,550
Furniture and equipment expense	716	771	1,467		1,526
Processing, network, and bank card expense	1,320	1,142	2,477		2,284
Legal, examination, and professional fees	443	375	948		815
Advertising and promotion	353	304	709		597
Postage, printing, and supplies	179	226	373		416
Loan expense	239	157	624		303
Other	1,824	1,184	3,155		2,774
Total non-interest expense	12,725	11,540	25,202		23,767
Income before income taxes	3,080	5,460	7,061		13,600
Income tax expense	531	971	1,241		2,502
Net income	$ 2,549	$ 4,489	$ 5,820		$ 11,098
Basic earnings per share (in dollars per share)	$ 0.36	$ 0.64	$ 0.83		$ 1.57
Diluted earnings per share (in dollars per share)	$ 0.36	$ 0.64	$ 0.83		$ 1.57
Service charges and other fees
NON-INTEREST INCOME
Income from fees	$ 737	$ 835	$ 1,420		$ 1,628
Bank card income and fees
NON-INTEREST INCOME
Income from fees	1,055	1,063	2,015		2,024
Trust department income
NON-INTEREST INCOME
Income from fees	266	296	538		636
Real estate servicing fees, net
NON-INTEREST INCOME
Income from fees	$ 99	$ 248	$ 292		$ 478
[1]Prior to adoption of ASU No 2016-13 on January 1, 2023, credit losses were estimated using the incurred loss approach. See accompanying notes to the consolidated financial statements (unaudited) .

Consolidated Statements of Comp

Consolidated Statements of Comprehensive (Loss) Income (unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Statement of Comprehensive Income [Abstract]
Net income	$ 2,549	$ 4,489	$ 5,820	$ 11,098
Investment securities available-for-sale:
Change in unrealized (losses) gains on investment securities available-for-sale, net of tax	(3,136)	(11,426)	1,377	(31,008)
Defined benefit pension plans:
Amortization of net gains included in net periodic pension cost, net of tax	(141)	0	(253)	0
Total other comprehensive (loss) income	(3,277)	(11,426)	1,124	(31,008)
Total comprehensive (loss) income	$ (728)	$ (6,937)	$ 6,944	$ (19,910)

Consolidated Statements of Stoc

Consolidated Statements of Stockholders' Equity (unaudited) - USD ($) $ in Thousands	Total	Cumulative Effect, Period of Adoption, Adjustment	Cumulative Effect, Period of Adoption, Adjusted Balance	Common Stock	Common Stock Cumulative Effect, Period of Adoption, Adjusted Balance	Surplus	Surplus Cumulative Effect, Period of Adoption, Adjusted Balance	Retained Earnings	Retained Earnings Cumulative Effect, Period of Adoption, Adjustment	Retained Earnings Cumulative Effect, Period of Adoption, Adjusted Balance	Accumulated Other Comprehensive Income (Loss)	Accumulated Other Comprehensive Income (Loss) Cumulative Effect, Period of Adoption, Adjusted Balance	Treasury Stock	Treasury Stock Cumulative Effect, Period of Adoption, Adjusted Balance
Beginning balance at Dec. 31, 2021	$ 148,956			$ 7,024		$ 64,437		$ 82,300			$ 3,293		$ (8,098)
Increase (Decrease) in Stockholders' Equity
Net income	11,098							11,098
Other comprehensive income (loss)	(31,008)										(31,008)
Purchase of treasury stock	(2,892)												(2,892)
Stock dividend	0					6,865		(6,865)
Cash dividends declared, common stock	(2,096)							(2,096)
Ending balance at Jun. 30, 2022	124,058			7,024		71,302		84,437			(27,715)		(10,990)
Beginning balance at Mar. 31, 2022	134,387			7,024		64,437		87,919			(16,289)		(8,704)
Increase (Decrease) in Stockholders' Equity
Net income	4,489							4,489
Other comprehensive income (loss)	(11,426)										(11,426)
Purchase of treasury stock	(2,286)												(2,286)
Stock dividend	0					6,865		(6,865)
Cash dividends declared, common stock	(1,106)							(1,106)
Ending balance at Jun. 30, 2022	124,058			7,024		71,302		84,437			(27,715)		(10,990)
Beginning balance at Dec. 31, 2022	127,411	$ (5,581)	$ 121,830	7,284	$ 7,284	71,042	$ 71,042	91,789	$ (5,581)	$ 86,208	(31,714)	$ (31,714)	(10,990)	$ (10,990)
Increase (Decrease) in Stockholders' Equity
Net income	5,820							5,820
Other comprehensive income (loss)	1,124										1,124
Stock dividend	0					6,005		(6,005)
Cash dividends declared, common stock	(2,301)							(2,301)
Ending balance at Jun. 30, 2023	126,473			7,284		77,047		83,722			(30,590)		(10,990)
Beginning balance at Mar. 31, 2023	128,352			7,284		71,042		88,329			(27,313)		(10,990)
Increase (Decrease) in Stockholders' Equity
Net income	2,549							2,549
Other comprehensive income (loss)	(3,277)										(3,277)
Stock dividend	0					6,005		(6,005)
Cash dividends declared, common stock	(1,151)							(1,151)
Ending balance at Jun. 30, 2023	$ 126,473			$ 7,284		$ 77,047		$ 83,722			$ (30,590)		$ (10,990)

Consolidated Statements of St_2

Consolidated Statements of Stockholders' Equity (unaudited) (Parentheticals) - $ / shares	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022	Dec. 31, 2022
Statement of Stockholders' Equity [Abstract]
Accounting Standards Update [Extensible Enumeration]					Accounting Standards Update 2016-13 [Member]
Common stock, dividends declared (in dollars per share)	$ 0.17	$ 0.17	$ 0.34	$ 0.32

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (unaudited) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022
Cash flows from operating activities:
Net income	$ 5,820	$ 11,098
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for (release of) credit losses on loans and unfunded commitments	680	(1,300)
Depreciation expense	1,075	1,083
Net amortization of investment securities, premiums, and discounts	524	765
Change in fair value of mortgage servicing rights	27	(31)
Investment securities (gains) losses, net	(15)	13
Gain on sales and dispositions of premises and equipment	(154)	(141)
Gain on sales and dispositions of other real estate	(48)	(2)
Provision for (release of) other real estate owned	1,831	(28)
Decrease in accrued interest receivable	283	175
Increase in cash surrender value - life insurance	(29)	(29)
Decrease (increase) in other assets	282	(1,111)
Decrease in operating lease liabilities	(159)	(150)
Increase in accrued interest payable	577	77
Decrease in other liabilities	(1,333)	(4,358)
Origination of mortgage loans held for sale	(47,593)	(52,610)
Proceeds from the sale of mortgage loans held for sale	47,186	54,748
Gain on sale of mortgage loans, net	(1,162)	(1,695)
Net cash provided by operating activities	7,792	6,504
Cash flows from investing activities:
Proceeds from maturities of certificates of deposit in other banks	1,974	988
Net increase in loans	(41,822)	(125,843)
Purchase of available-for-sale debt securities	(8,505)	(17,174)
Proceeds from maturities of available-for-sale debt securities	8,241	18,478
Proceeds from calls of available-for-sale debt securities	615	2,280
Purchases of FHLB stock	(9,320)	(3,833)
Proceeds from sales of FHLB stock	6,590	4,119
Purchases of premises and equipment	(905)	(1,653)
Proceeds from sales of premises and equipment	161	298
Proceeds from sales of other real estate and repossessed assets	627	1,348
Net cash used in investing activities	(42,344)	(120,992)
Cash flows from financing activities:
Net decrease in demand deposits	(15,673)	18,696
Net decrease in interest-bearing transaction accounts	(111,338)	(22,304)
Net increase in time deposits	38,202	17,596
Net increase (decrease) in federal funds purchased and securities sold under agreements to repurchase	316	(16,894)
Repayment of FHLB advances and other borrowings	(163,800)	(95,477)
FHLB advances	230,075	86,059
Purchase of treasury stock	0	(2,892)
Cash dividends paid - common stock	(2,301)	(1,983)
Net cash used in financing activities	(24,519)	(17,199)
Net decrease in cash and cash equivalents	(59,071)	(131,687)
Cash and cash equivalents, beginning of period	83,720	159,909
Cash and cash equivalents, end of period	24,649	28,222
Cash paid during the period for:
Interest	14,133	2,795
Income taxes	820	3,261
Noncash investing and financing activities:
Other real estate and repossessed assets acquired in settlement of loans net of (charge-offs)	$ 44	$ (52)

Summary of Significant Accounti

Summary of Significant Accounting Policies	6 Months Ended
	Jun. 30, 2023
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	Summary of Significant Accounting Policies Hawthorn Bancshares, Inc. (the Company) through its subsidiary, Hawthorn Bank (the Bank), provides a broad range of banking services to individual and corporate customers located within the Missouri communities in and surrounding Jefferson City, Columbia, Clinton, Warsaw, Springfield, St. Louis, and the greater Kansas City metropolitan area. The Company is subject to competition from other financial and nonfinancial institutions that provide financial products. Additionally, the Company and its subsidiaries are subject to the regulations of certain regulatory agencies and undergo periodic examinations by those regulatory agencies. The accompanying unaudited consolidated financial statements of the Company have been prepared in conformity with United States (U.S.) generally accepted accounting principles (U.S. GAAP) for interim financial information and with the instructions to Form 10-Q, and Rule 10-01 of Regulation S-X. Accordingly, the unaudited consolidated financial statements do not include all of the information and disclosures required by U.S. GAAP for complete financial statements and should be read in conjunction with the consolidated financial statements and related notes included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2022. In the opinion of management, all adjustments (consisting of normal recurring adjustments) considered necessary for a fair presentation have been included. The preparation of the consolidated financial statements includes all adjustments that, in the opinion of management, are necessary in order to make those statements not misleading. Management is required to make estimates and assumptions, including the determination of the allowance for credit losses, real estate acquired in connection with foreclosure or in satisfaction of loans, and fair values of investment securities available-for-sale that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. The Company’s management has evaluated and did not identify any subsequent events or transactions requiring recognition or disclosure in the consolidated financial statements other than mentioned below. Stock Dividend. On July 1, 2023, the Company paid a special stock dividend of four percent (4%) to shareholders of record at the close of business on June 15, 2023. For all periods presented, share information, including basic and diluted earnings per share, has been adjusted retroactively to reflect this change. Recently Adopted Accounting Pronouncements Trouble Debt Restructurings. On January 1, 2023, the effective date of the guidance, the Company adopted Accounting Standards Update (ASU) 2022-02, “Financial Instruments - Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures”, on a prospective basis. ASU 2022-02 eliminated the accounting guidance for troubled debt restructurings (TDRs), while enhancing disclosure requirements for certain loan refinancings and restructurings by creditors when a borrower is experiencing financial difficulty. Specifically, rather than applying the recognition and measurement guidance for TDRs, an entity must apply the loan refinancing and restructuring guidance to determine whether a modification results in a new loan or a continuation of an existing loan. For entities that have already adopted ASU 2016-13, the amendments in ASU 2022-02 are effective for fiscal years beginning after December 15, 2022, including interim periods within those fiscal years. Effective January 1, 2023, the Company adopted the amendments within ASU 2022-02, using the prospective transition method. ASU 2022-02 did not have a material impact on the Company's consolidated financial statements. ASU 2016-13. On January 1, 2023, the Company adopted ASU 2016-13, “Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments,” which replaces the incurred loss methodology with an expected loss methodology commonly referred to as the current expected credit losses (CECL) methodology. The measurement of expected credit losses under the CECL methodology is applicable to financial assets measured at amortized cost, including loan receivables and held-to-maturity debt securities. It also applies to off-balance sheet credit exposures such as loan commitments, standby letters of credit, financial guarantees, and other similar instruments. In addition, this standard made changes to the accounting for available-for-sale debt securities, including the requirement for credit losses to be presented as an allowance rather than as a write-down on available-for-sale debt securities. The Company adopted this standard using the modified retrospective method for all financial assets measured at amortized cost, and off-balance-sheet credit exposures. Results for reporting periods beginning after January 1, 2023 are presented under the new standard while prior period amounts continue to be reported in accordance with previously applicable U.S. GAAP. The Company recorded an after-tax decrease to retained earnings of $5.6 million as of January 1, 2023 for the cumulative effect of adopting this standard. The following table illustrates the impact of adoption of ASU 2016-13: (in thousands) December 31, 2022 Impact of Adoption January 1, 2023 Assets: Allowance for credit losses on loans $ 15,588 $ 5,793 $ 21,381 Deferred tax asset 3,267 1,483 4,750 Liabilities: Liability for unfunded commitments — 1,272 1,272 Shareholders' Equity Retained Earnings 91,789 (5,581) 86,208

Loans and Allowance for Credit

Loans and Allowance for Credit Losses	6 Months Ended
	Jun. 30, 2023
Receivables [Abstract]
Loans and Allowance for Credit Losses	Loans and Allowance for Credit Losses Loans Major classifications within the Company’s held for investment loan portfolio at June 30, 2023 and December 31, 2022 were as follows: (in thousands) June 30, 2023 December 31, 2022 Commercial, financial, and agricultural $ 233,029 $ 244,549 Real estate construction − residential 51,884 32,095 Real estate construction − commercial 127,761 137,235 Real estate mortgage − residential 383,439 361,025 Real estate mortgage − commercial 744,771 722,729 Installment and other consumer 22,322 23,619 Total loans held for investment $ 1,563,206 $ 1,521,252 The Bank grants real estate, commercial, installment, and other consumer loans to customers located within the Missouri communities surrounding Jefferson City, Columbia, Clinton, Warsaw, Springfield, St. Louis, and the greater Kansas City metropolitan area. As such, the Bank is susceptible to changes in the economic environment in these communities. The Bank does not have a concentration of credit in any one economic sector. Installment and other consumer loans consist primarily of the financing of automotive vehicles. Accrued interest on loans totaled $6.0 million and $6.4 million at June 30, 2023 and December 31, 2022, respectively, and is included in the accrued interest receivable on the Company's consolidated balance sheets. The total amount of accrued interest is excluded from the amortized cost basis of loans presented above. Further, the Company has elected not to measure an allowance for credit losses for accrued interest receivable. At June 30, 2023, loans of $651.6 million were pledged to the Federal Home Loan Bank (FHLB) as collateral for borrowings and letters of credit. Allowance for Credit Losses The allowance for credit losses is measured using an average historical loss model which incorporates relevant information about past events, including historical credit loss experience on loans with similar risk characteristics, current conditions, and reasonable and supportable forecasts that affect the collectability of the remaining cash flows over the contractual term of the loans. The allowance for credit losses is measured on a collective (pool) basis. Loans are aggregated into pools based on similar risk characteristics including borrower type, collateral type and expected credit loss patterns. Loans that do not share similar risk characteristics, primarily large loans on non-accrual status, are evaluated on an individual basis. The allowance for credit losses is a valuation account that is deducted from loans amortized cost basis to present the net amount expected to be collected on the instrument. Expected recoveries are included in the allowance and do not exceed the aggregate of amounts previously charged-off and expected to be charged-off. Loans are charged off against the allowance for credit losses when management believes the balance has become uncollectible. For loans evaluated for credit losses on a collective basis, average historical loss rates are calculated for each pool using relevant peer historical net charge-offs (combined charge-offs and recoveries by observable historical reporting period) and the Company's outstanding loan balances during a lookback period. The Company chose to use relevant peer loan loss data due to statistical relevance concerns, low observation counts, historical data limitations, and the inability to secure through the cycle loan-level data. Lookback periods can be different based on the individual pool and represent management’s credit expectations for the pool of loans over the remaining contractual life. The calculated average net charge-off rate is then adjusted for current conditions and reasonable and supportable forecasts. These adjustments increase or decrease the average historical loss rate to reflect expectations of future losses given a single path economic forecast of a single macroeconomic variable, which is the civilian unemployment rate. The adjustments are based on results from various regression models projecting the impact of the selected macroeconomic variable to loss rates. The forecast is used for a reasonable and supportable period before reverting back to historical averages using a straight-line method. The forecast adjusted loss rate is applied to the loans over the remaining contractual lives, adjusted for expected prepayments. The contractual term excludes expected extensions, renewals and modifications. Credit cards and certain similar consumer lines of credit do not have stated maturities and therefore, for these loan classes, remaining contractual lives are determined by estimating future cash flows expected to be received from customers until payments have been fully allocated to outstanding balances. Agriculture loans also use the remaining life methodology for estimating life of loan losses. Additionally, the allowance for credit losses considers other qualitative factors not included in historical loss rates or macroeconomic forecast such as changes in portfolio composition, underwriting practices, or significant unique events or conditions. Allowance for Credit Losses on Off-Balance-Sheet Credit Exposures The Company maintains a separate allowance for credit losses for off-balance-sheet credit exposures, including unfunded loan commitments, unless the associated obligation is unconditionally cancellable by the Company. This allowance is included in other liabilities on the consolidated balance sheets with associated expense recognized as a component of the provision for credit losses on the consolidated statements of income. The liability for unfunded lending commitments utilizes the same model as the allowance for credit losses on loans, however, the liability for unfunded lending commitments incorporates an assumption for the portion of unfunded commitments that are expected to be funded. Sensitivity in the Allowance for Credit Loss Model The allowance for credit losses is an estimate that requires significant judgment including projections of the macroeconomic environment. The forecasted macroeconomic environment continuously changes which can cause fluctuations in estimated expected losses. The following tables illustrate the changes in the allowance for credit losses by portfolio segment: Three Months Ended June 30, 2023 (in thousands) Commercial, Financial, & Agricultural Real Estate Construction - Residential Real Estate Construction - Commercial Real Estate Mortgage - Residential Real Estate Mortgage - Commercial Installment and Other Consumer Un- allocated Total Balance at beginning of period $ 1,921 $ 631 $ 4,464 $ 5,262 $ 9,487 $ 222 $ (8) $ 21,979 Additions: Provision for (release of ) credit losses (1) (227) 117 (1,042) 201 828 35 253 165 Deductions: Loans charged off 14 — — — 20 69 — 103 Less recoveries on loans (164) — — (2) — (29) — (195) Net loan charge-offs (recoveries) (150) — — (2) 20 40 — (92) Balance at end of period $ 1,844 $ 748 $ 3,422 $ 5,465 $ 10,295 $ 217 $ 245 $ 22,236 Liability for Unfunded Commitments Balance at beginning of period $ 124 $ 389 $ 562 $ 110 $ 142 $ 1 $ (26) $ 1,302 Provision for credit losses on unfunded commitments (12) (34) (148) (2) (16) — 47 (165) Balance at end of period $ 112 $ 355 $ 414 $ 108 $ 126 $ 1 $ 21 $ 1,137 Allowance for credit losses on loans and liability for unfunded commitments $ 1,956 $ 1,103 $ 3,836 $ 5,573 $ 10,421 $ 218 $ 266 $ 23,373 Three Months Ended June 30, 2022 (in thousands) Commercial, Financial, & Agricultural Real Estate Construction - Residential Real Estate Construction - Commercial Real Estate Mortgage - Residential Real Estate Mortgage - Commercial Installment and Other Consumer Un- allocated Total Balance at beginning of period $ 2,830 $ 60 $ 664 $ 2,578 $ 7,692 $ 273 $ 182 $ 14,279 Additions: Provision for (release of ) loan losses (1) 184 6 98 149 821 73 (131) 1,200 Deductions: Loans charged off 25 — — — 104 59 188 Less recoveries on loans (16) — — (20) (1) (25) (62) Net loan charge-offs (recoveries) 9 — — (20) 103 34 — 126 Balance at end of period $ 3,005 $ 66 $ 762 $ 2,747 $ 8,410 $ 312 $ 51 $ 15,353 Six Months Ended June 30, 2023 (in thousands) Commercial, Financial, & Agricultural Real Estate Construction - Residential Real Estate Construction - Commercial Real Estate Mortgage - Residential Real Estate Mortgage - Commercial Installment and Other Consumer Un- allocated Total Balance at beginning of period $ 2,735 $ 157 $ 875 $ 3,329 $ 8,000 $ 326 $ 166 $ 15,588 Adoption of ASU 2016-13 (649) 291 2,894 1,890 1,613 (80) (166) 5,793 Balance at January 1, 2023 2,086 448 3,769 5,219 9,613 246 — 21,381 Additions: Provision for (release of ) credit losses (1) (373) 300 (347) 242 706 42 245 815 Deductions: Loans charged off 43 — — — 25 128 — 196 Less recoveries on loans (174) — — (4) (1) (57) — (236) Net loan charge-offs (recoveries) (131) — — (4) 24 71 — (40) Balance at end of period $ 1,844 $ 748 $ 3,422 $ 5,465 $ 10,295 $ 217 $ 245 $ 22,236 Liability for Unfunded Commitments Balance at beginning of period $ — $ — $ — $ — $ — $ — $ — $ — Adoption of ASU 2016-13 104 341 569 107 150 1 — 1,272 Balance at January 1, 2023 104 341 569 107 150 1 — 1,272 Provision for credit losses on unfunded commitments 8 14 (155) 1 (24) — 21 (135) Balance at end of period $ 112 $ 355 $ 414 $ 108 $ 126 $ 1 $ 21 $ 1,137 Allowance for credit losses on loans and liability for unfunded commitments $ 1,956 $ 1,103 $ 3,836 $ 5,573 $ 10,421 $ 218 $ 266 $ 23,373 Six Months Ended June 30, 2022 (in thousands) Commercial, Financial, & Agricultural Real Estate Construction - Residential Real Estate Construction - Commercial Real Estate Mortgage - Residential Real Estate Mortgage - Commercial Installment and Other Consumer Un- allocated Total Balance at beginning of period $ 2,717 $ 137 $ 588 $ 2,482 $ 10,662 $ 256 $ 61 $ 16,903 Additions: Provision for (release of ) loan losses (1) 312 (71) 174 242 (2,077) 130 (10) (1,300) Deductions: Loans charged off 60 — — — 178 116 — 354 Less recoveries on loans (36) — — (23) (3) (42) — (104) Net loan charge-offs (recoveries) 24 — — (23) 175 74 — 250 Balance at end of period $ 3,005 $ 66 $ 762 $ 2,747 $ 8,410 $ 312 $ 51 $ 15,353 (1) Beginning January 1, 2023, calculation is based on CECL methodology. Prior to January 1, 2023, calculation was based on probable incurred loss methodology. On January 1, 2023, the Company's adoption of the CECL methodology resulted in an increase to the allowance for credit losses of $5.8 million and a liability for unfunded commitments totaling $1.3 million. Collateral-Dependent loans Collateral-dependent loans are loans for which the repayment is expected to be provided substantially through the operation or sale of the collateral and the borrower is experiencing financial difficulty. Under the CECL methodology, for collateral-dependent loans, the Company has adopted the practical expedient to measure the allowance on the fair value of collateral. The allowance is calculated on an individual loan basis based on the shortfall between the fair value of the loan’s collateral, which is adjusted for liquidation costs/discounts, and the loan’s amortized cost. If the fair value of the collateral exceeds the loan’s amortized cost, no allowance is necessary. The Company’s policy is to obtain appraisals on any significant pieces of collateral. Higher discounts are applied in determining fair value for real estate collateral in industries that are undergoing significant stress, or for properties that are specialized use or have limited marketability. There have been no significant changes to the types of collateral securing the Company's collateral dependent loans since December 31, 2022. The amortized cost of collateral-dependent loans by class as of June 30, 2023 was as follows: Collateral Type (in thousands) Real Estate Other Allowance Allocated June 30, 2023 Commercial, financial, and agricultural $ — $ 50 $ — Real estate mortgage − residential 145 — 25 Real estate mortgage − commercial 2,660 — — Total $ 2,805 $ 50 $ 25 Impaired Loans The following impaired loans disclosures were superseded by ASU 2016-13. The following table illustrates the allowance for loan losses and recorded investment by portfolio segment based on the impairment method: (in thousands) Commercial, Financial, and Agricultural Real Estate Construction - Residential Real Estate Construction - Commercial Real Estate Mortgage - Residential Real Estate Mortgage - Commercial Installment and Other Consumer Un- allocated Total December 31, 2022 Allowance for loan losses: Individually evaluated for impairment $ 36 $ — $ 11 $ 148 $ 62 $ 1 $ — $ 258 Collectively evaluated for impairment 2,699 157 864 3,181 7,938 325 166 15,330 Total $ 2,735 $ 157 $ 875 $ 3,329 $ 8,000 $ 326 $ 166 $ 15,588 Loans outstanding: Individually evaluated for impairment $ 295 $ — $ 87 $ 1,863 $ 18,110 $ 6 $ — $ 20,361 Collectively evaluated for impairment 244,254 32,095 137,148 359,162 704,619 23,613 — 1,500,891 Total $ 244,549 $ 32,095 $ 137,235 $ 361,025 $ 722,729 $ 23,619 $ — $ 1,521,252 Loans evaluated under Accounting Standards Codification (ASC) 310-10-35 include loans which are individually evaluated for impairment. All other loans are collectively evaluated for impairment under ASC 450-20. Impaired loans individually evaluated for impairment totaled $20.4 million at December 31, 2022, and were comprised of loans on non-accrual status and loans classified as TDRs. The net carrying value of impaired loans is based on the fair values of collateral obtained through independent appraisals, internal evaluations, or by discounting the total expected future cash flows. At December 31, 2022, $17.7 million of impaired loans were evaluated based on the fair value less estimated selling costs of the loans' collateral. The categories of impaired loans at December 31, 2022 were as follows: (in thousands) December 31, 2022 Non-accrual loans $ 18,700 Performing TDRs 1,661 Total impaired loans $ 20,361 The following table presents loans individually evaluated for impairment at December 31, 2022, segregated between loans for which an allowance was provided and loans for which no allowance was provided. (in thousands) Recorded Investment Unpaid Principal Balance Specific Reserves Average Recorded Investment December 31, 2022 With no related allowance recorded: Real estate mortgage − residential $ — $ — $ — $ 1 Real estate mortgage − commercial 17,664 18,975 — 16,230 Total $ 17,664 $ 18,975 $ — $ 16,231 With an allowance recorded: Commercial, financial and agricultural $ 295 $ 330 $ 36 $ 319 Real estate construction − commercial 87 127 11 93 Real estate mortgage − residential 1,863 2,080 148 2,189 Real estate mortgage − commercial 446 535 62 428 Installment and other consumer 6 6 1 90 Total $ 2,697 $ 3,078 $ 258 3,119 Total impaired loans $ 20,361 $ 22,053 $ 258 $ 19,350 Credit Quality The Company categorizes loans into risk categories based upon an internal rating system reflecting management’s risk assessment. • Pass - loans which are well protected by the current net worth and paying capacity of the obligor (or guarantors, if any) or by the fair value, less cost to acquire and sell in a timely manner, of any underlying collateral. • Watch - loans which have one or more weaknesses identified that may result in the borrower being unable to meet repayment terms or when the Company’s credit position could deteriorate at some future date. • Substandard - loans that are inadequately protected by the current sound worth and paying capacity of the obligor or by the collateral pledged, if any. Loans so classified may have a well-defined weakness or weaknesses that jeopardize the repayment of the debt. Such loans are characterized by the distinct possibility that the Company may sustain some loss if the deficiencies are not corrected. • Non-accrual - loans that are delinquent for 90 days or more and the ultimate collectability of interest or principal is no longer probable. (The majority of the Company's non-accrual loans have a substandard risk grade) • Doubtful - loans which have all the weaknesses inherent in loans classified as Substandard with the added characteristic that the weaknesses make collection or liquidation in full highly questionable and improbable on the basis of currently known facts, conditions, and values. In the following tables, consumer loans are generally assigned a risk grade similar to the classifications described above; however, upon reaching 90 days and 120 days past due, they are generally downgraded to non-accrual status, in accordance with the Federal Financial Institutions Examination Counsel's Retail Credit Classification Policy. The following table presents the recorded investment by risk categories at June 30, 2023: Term Loans Amortized Cost Basis by Origination Year and Risk Grades (in thousands) 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Loans Amortized Cost Basis Total June 30, 2023 Commercial, Financial, & Agricultural Pass $ 31,555 $ 48,777 $ 36,532 $ 33,316 $ 5,385 $ 6,699 $ 56,184 $ 631 $ 219,079 Watch — 2,673 78 633 118 339 3,736 — 7,577 Substandard 389 3,925 58 20 — — 1,819 — 6,211 Non-accrual loans — 1 — — 16 95 50 — 162 Total $ 31,944 $ 55,376 $ 36,668 $ 33,969 $ 5,519 $ 7,133 $ 61,789 $ 631 $ 233,029 Real Estate Construction - Residential Pass $ 26,216 $ 24,753 $ 642 $ 179 $ — $ — $ — $ — $ 51,790 Watch — — — — — — — — — Substandard — — — — — — — — — Non-accrual loans 94 — — — — — — — 94 Total $ 26,310 $ 24,753 $ 642 $ 179 $ — $ — $ — $ — $ 51,884 Real Estate Construction - Commercial Pass $ 33,466 $ 55,813 $ 30,976 $ 1,214 $ 67 $ 869 $ 1,970 $ — $ 124,375 Watch 1,924 333 241 — — 14 103 — 2,615 Substandard 693 — — — — — — — 693 Non-accrual loans — — — — — 78 — — 78 Total $ 36,083 $ 56,146 $ 31,217 $ 1,214 $ 67 $ 961 $ 2,073 $ — $ 127,761 Real Estate Mortgage - Residential Pass $ 45,564 $ 136,199 $ 66,590 $ 50,586 $ 7,449 $ 27,804 $ 43,561 $ 257 $ 378,010 Watch 181 210 420 1,001 131 2,157 — — 4,100 Substandard 17 — — 136 — 452 — — 605 Non-accrual loans — 53 — 236 — 283 152 — 724 Total $ 45,762 $ 136,462 $ 67,010 $ 51,959 $ 7,580 $ 30,696 $ 43,713 $ 257 $ 383,439 Real Estate Mortgage - Commercial Pass $ 72,209 $ 222,715 $ 201,350 $ 92,218 $ 28,514 $ 46,381 $ 15,262 $ 498 $ 679,147 Watch 11,584 12,315 12,459 5,838 397 1,385 70 — 44,048 Substandard 2,348 223 15,571 — 132 298 100 124 18,796 Non-accrual loans 1,774 120 627 223 — 36 — — 2,780 Total $ 87,915 $ 235,373 $ 230,007 $ 98,279 $ 29,043 $ 48,100 $ 15,432 $ 622 $ 744,771 Installment and other Consumer Pass $ 5,176 $ 8,056 $ 3,882 $ 1,844 $ 1,414 $ 49 $ 1,896 $ — $ 22,317 Watch — — — 3 — — — — 3 Substandard — — — — — — — — — Non-accrual loans — — 2 — — — — — 2 Total $ 5,176 $ 8,056 $ 3,884 $ 1,847 $ 1,414 $ 49 $ 1,896 $ — $ 22,322 Total Portfolio Pass $ 214,186 $ 496,313 $ 339,972 $ 179,357 $ 42,829 $ 81,802 $ 118,873 $ 1,386 $ 1,474,718 Watch 13,689 15,531 13,198 7,475 646 3,895 3,909 — 58,343 Substandard 3,447 4,148 15,629 156 132 750 1,919 124 26,305 Non-accrual loans 1,868 174 629 459 16 492 202 — 3,840 Total $ 233,190 $ 516,166 $ 369,428 $ 187,447 $ 43,623 $ 86,939 $ 124,903 $ 1,510 $ 1,563,206 The following table presents the recorded investment by risk categories at December 31, 2022: Term Loans Amortized Cost Basis by Origination Year and Risk Grades (in thousands) 2022 2021 2020 2019 2018 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Loans Amortized Cost Basis Total December 31, 2022 Commercial, Financial, & Agricultural Pass $ 73,654 $ 40,681 $ 37,994 $ 6,479 $ 4,050 $ 2,718 $ 63,869 $ 504 $ 229,949 Watch 1,228 296 756 150 48 251 3,155 1,527 7,411 Substandard 5,014 58 24 — 152 — 1,820 — 7,068 Non-accrual loans — — — 26 95 — — — 121 Total $ 79,896 $ 41,035 $ 38,774 $ 6,655 $ 4,345 $ 2,969 $ 68,844 $ 2,031 $ 244,549 Real Estate Construction - Residential Pass $ 29,289 $ 1,248 $ 769 $ 449 $ — $ — $ 340 $ — $ 32,095 Watch — — — — — — — — — Substandard — — — — — — — — — Non-accrual loans — — — — — — — — — Total $ 29,289 $ 1,248 $ 769 $ 449 $ — $ — $ 340 $ — $ 32,095 Real Estate Construction - Commercial Pass $ 60,318 $ 67,977 $ 2,249 $ 78 $ 676 $ 656 $ 1,831 $ — $ 133,785 Watch 2,239 321 — — — 14 103 — 2,677 Substandard 686 — — — — — — — 686 Non-accrual loans — — — — — 87 — — 87 Total $ 63,243 $ 68,298 $ 2,249 $ 78 $ 676 $ 757 $ 1,934 $ — $ 137,235 Real Estate Mortgage - Residential Pass $ 147,130 $ 68,380 $ 53,322 $ 8,013 $ 4,981 $ 25,590 $ 45,182 $ 523 $ 353,121 Watch 1,226 429 1,511 145 215 2,015 — — 5,541 Substandard — 136 820 — 10 712 — — 1,678 Non-accrual loans 59 — 144 — — 386 96 — 685 Total $ 148,415 $ 68,945 $ 55,797 $ 8,158 $ 5,206 $ 28,703 $ 45,278 $ 523 $ 361,025 Real Estate Mortgage - Commercial Pass $ 248,529 $ 203,033 $ 99,989 $ 31,341 $ 21,354 $ 38,317 $ 10,868 $ 121 $ 653,552 Watch 14,049 14,029 16,863 842 897 811 149 401 48,041 Substandard 260 2,673 — 48 — 306 — 48 3,335 Non-accrual loans 4,621 13,180 — — — — — — 17,801 Total $ 267,459 $ 232,915 $ 116,852 $ 32,231 $ 22,251 $ 39,434 $ 11,017 $ 570 $ 722,729 Installment and other Consumer Pass $ 11,170 $ 5,183 $ 2,891 $ 2,016 $ 459 $ 88 $ 1,806 $ — $ 23,613 Watch — — — — — — — — — Substandard — — — — — — — — — Non-accrual loans 2 3 — 1 — — — — 6 Total $ 11,172 $ 5,186 $ 2,891 $ 2,017 $ 459 $ 88 $ 1,806 $ — $ 23,619 Total Portfolio Pass $ 570,090 $ 386,502 $ 197,214 $ 48,376 $ 31,520 $ 67,369 $ 123,896 $ 1,148 $ 1,426,115 Watch 18,742 15,075 19,130 1,137 1,160 3,091 3,407 1,928 63,670 Substandard 5,960 2,867 844 48 162 1,018 1,820 48 12,767 Non-accrual loans 4,682 13,183 144 27 95 473 96 — 18,700 Total $ 599,474 $ 417,627 $ 217,332 $ 49,588 $ 32,937 $ 71,951 $ 129,219 $ 3,124 $ 1,521,252 Delinquent and Non-Accrual Loans The delinquency status of loans is determined based on the contractual terms of the notes. Loans are generally classified as delinquent once payments become 30 days or more past due. The Company’s policy is to discontinue the accrual of interest income on any loan when, in the opinion of management, the ultimate collectability of interest or principal is no longer probable. In general, loans are placed on non-accrual status when they become 90 days or more past due. However, management considers many factors before placing a loan on non-accrual status, including the delinquency status of the loan, the overall financial condition of the borrower, the progress of management’s collection efforts and the value of the underlying collateral. Subsequent interest payments received on non-accrual loans are applied to principal if any doubt exists as to the collectability of such principal; otherwise, such receipts are recorded as interest income on a cash basis. Non-accrual loans are returned to accrual status when, in the opinion of management, the financial condition of the borrower indicates that the timely collectability of interest and principal is probable and the borrower demonstrates the ability to pay under the terms of the note through a sustained period of repayment performance, which is generally six months. The following tables present the recorded investment in non-accrual loans and loans past due over 90 days still on accrual by class of loans as of June 30, 2023 and December 31, 2022: (in thousands) Non-accrual with no Allowance Non-accrual with Allowance Total Non-accrual (1) 90 Days Past Due And Still Accruing Total Non-performing Loans June 30, 2023 Commercial, Financial, and Agricultural $ 49 $ 113 $ 162 $ — $ 162 Real estate construction − residential — 94 94 — 94 Real estate construction − commercial — 78 78 — 78 Real estate mortgage − residential 96 628 724 — 724 Real estate mortgage − commercial 2,660 120 2,780 — 2,780 Installment and Other Consumer — 2 2 7 9 Total $ 2,805 $ 1,035 $ 3,840 $ 7 $ 3,847 December 31, 2022 Commercial, Financial, and Agricultural $ — $ 121 $ 121 $ — $ 121 Real estate construction − commercial — 87 87 — 87 Real estate mortgage − residential — 685 685 — 685 Real estate mortgage − commercial 17,664 137 17,801 — 17,801 Installment and Other Consumer — 6 6 1 7 Total $ 17,664 $ 1,036 $ 18,700 $ 1 $ 18,701 (1) Includes $0.3 million of restructured loans as of both June 30, 2023 and December 31, 2022. No material amount of interest income was recognized on non-accrual loans during the three and six months ended June 30, 2023. The following table provides aging information for the Company’s past due and non-accrual loans at June 30, 2023 and December 31, 2022. (in thousands) Current or Less Than 30 Days Past Due 30 - 89 Days Past Due 90 Days Past Due And Still Accruing Non-Accrual Total June 30, 2023 Commercial, Financial, and Agricultural $ 232,864 $ 3 $ — $ 162 $ 233,029 Real estate construction − residential 51,790 — — 94 51,884 Real estate construction − commercial 127,683 — — 78 127,761 Real estate mortgage − residential 381,782 933 — 724 383,439 Real estate mortgage − commercial 741,402 589 — 2,780 744,771 Installment and Other Consumer 22,173 140 7 2 22,322 Total $ 1,557,694 $ 1,665 $ 7 $ 3,840 $ 1,563,206 December 31, 2022 Commercial, Financial, and Agricultural $ 244,392 $ 36 $ — $ 121 $ 244,549 Real estate construction − residential 32,095 — — — 32,095 Real estate construction − commercial 137,148 — — 87 137,235 Real estate mortgage − residential 359,672 668 — 685 361,025 Real estate mortgage − commercial 704,925 3 — 17,801 722,729 Installment and Other Consumer 23,506 106 1 6 23,619 Total $ 1,501,738 $ 813 $ 1 $ 18,700 $ 1,521,252 Loan Modifications for Borrowers Experiencing Financial Difficulty Subsequent to the Adoption of ASU 2022-02 In the normal course of business, the Company may execute loan modifications with borrowers. These modifications are analyzed to determine whether the modification is considered concessionary, long-term and made to a borrower experiencing financial difficulty. The Company’s modifications generally include interest rate adjustments, principal reductions, and amortization and maturity date extensions. If a loan modification is determined to be made to a borrower experiencing financial difficulty, the loan is considered collateral-dependent and evaluated as part of the allowance for credit losses as described above in the Allowance for Credit Losses section of this note. For the three and six months ended June 30, 2023, the Company did not modify any loans made to borrowers experiencing financial difficulty. The Company monitors loan payments on an on-going basis to determine if a loan is considered to have a payment default. Determination of payment default involves analyzing the economic conditions that exist for each customer and their ability to generate positive cash flows during the loan term. The following table presents information regarding modifications to borrowers experiencing financial difficulty as of June 30, 2023: June 30, 2023 (Dollars in thousands) Number of contracts Recorded Investment % to Total Loans Commercial, financial and agricultural 2 $ 167 0.01% Real estate mortgage − residential 9 1,266 0.08% Real estate mortgage − commercial 3 325 0.02% Total 14 $ 1,758 0.11 % Troubled Debt Restructurings (TDRs) Prior to Adoption of ASU 2022-02 Prior to the adoption of ASU 2022-02, the Company accounted for a modification to the contractual terms of a loan that resulted in granting a concession to a borrower experiencing financial difficulties as a TDR. See “Note 1 Summary of Significant Accounting Policies” in the Company's Annual Report on Form 10-K for the year ended December 31, 2022 for more information on our TDR policy, and “Note 1, Summary of Significant Accounting Policies” in this report for more information on the adoption of ASU 2022-02. At June 30, 2022, loans classified as TDRs totaled $2.1 million, of which $0.5 million were classified as non-performing TDRs and $1.6 million were classified as performing TDRs. Both performing and non-performing TDRs are considered impaired loans. When an individual loan is determined to be a TDR, the amount of impairment is based upon the present value of expected future cash flows discounted at the loan’s effective interest rate or the fair value of the underlying collateral less applicable selling costs. Accordingly, specific reserves of $167,000 related to TDRs were allocated to the allowance for loan losses at June 30, 2022. For the three and six months ended June 30, 2022, the Company had one new loan meeting the TDR criteria. For the three and six months ended June 30, 2022, the Company had no TDRs for which there was a payment default within the 12 months following the restructure date. Loans Held for Sale

Other Real Estate and Other Ass

Other Real Estate and Other Assets Acquired in Settlement of Loans	6 Months Ended
	Jun. 30, 2023
Other Real Estate [Abstract]
Other Real Estate and Other Assets Acquired in Settlement of Loans	Other Real Estate and Other Assets Acquired in Settlement of Loans June 30, December 31, (in thousands) 2023 2022 Real estate construction - commercial $ 10,094 $ 10,094 Real estate mortgage - residential 79 179 Real estate mortgage - commercial 707 1,186 Repossessed assets 44 — Total $ 10,924 $ 11,459 Less valuation allowance for other real estate owned (4,495) (2,664) Total other real estate owned and repossessed assets $ 6,429 $ 8,795 Changes in the net carrying amount of other real estate owned and repossessed assets were as follows for the periods indicated: Three Months Ended June 30, Six Months Ended June 30, (in thousands) 2023 2022 2023 2022 Balance at beginning of period $ 10,911 $ 12,669 $ 11,459 $ 13,436 Additions net of (charge-offs) 44 — 44 (52) Proceeds from sales (70) (625) (627) (1,348) Charge-offs against the valuation allowance for other real estate owned, net — (219) — (219) Net gain on sales 39 (6) 48 2 Total other real estate owned and repossessed assets 10,924 11,819 $ 10,924 $ 11,819 Less valuation allowance for other real estate owned (4,495) (2,664) (4,495) (2,664) Balance at end of period $ 6,429 $ 9,155 $ 6,429 $ 9,155 At June 30, 2023 and December 31, 2022, there were no consumer mortgage loans secured by residential real estate properties in the process of foreclosure. Activity in the valuation allowance for other real estate owned was as follows for the periods indicated: Three Months Ended June 30, Six Months Ended June 30, (in thousands) 2023 2022 2023 2022 Balance at beginning of period $ 2,664 $ 2,911 $ 2,664 $ 2,911 Provision for other real estate owned 1,831 (28) 1,831 (28) Charge-offs — (219) — (219) Balance at end of period $ 4,495 $ 2,664 $ 4,495 $ 2,664

Investment Securities

Investment Securities	6 Months Ended
	Jun. 30, 2023
Investments, Debt and Equity Securities [Abstract]
Investment Securities	Investment Securities The amortized cost and fair value of debt securities classified as available-for-sale at June 30, 2023 and December 31, 2022 were as follows: Gross Unrealized (in thousands) Total Amortized Cost Gains Losses Fair Value June 30, 2023 U.S. Treasury $ 5,160 $ — $ (48) $ 5,112 U.S. government and federal agency obligations 515 — (32) 483 U.S. government-sponsored enterprises 27,499 — (2,427) 25,072 Obligations of states and political subdivisions 134,321 10 (24,011) 110,320 Mortgage-backed securities 115,469 4 (16,401) 99,072 Other debt securities (a) 11,825 — (1,393) 10,432 Bank issued trust preferred securities (a) 1,486 — (361) 1,125 Total available-for-sale securities $ 296,275 $ 14 $ (44,673) $ 251,616 December 31, 2022 U.S. Treasury $ 2,198 $ — $ (46) $ 2,152 U.S. government and federal agency obligations 591 — (32) 559 U.S. government-sponsored enterprises 26,499 — (2,722) 23,777 Obligations of states and political subdivisions 134,994 — (25,554) 109,440 Mortgage-backed securities 119,556 7 (16,864) 102,699 Other debt securities (a) 11,825 — (882) 10,943 Bank issued trust preferred securities (a) 1,486 — (309) 1,177 Total available-for-sale securities $ 297,149 $ 7 $ (46,409) $ 250,747 (a) Certain hybrid instruments possessing characteristics typically associated with debt obligations. The Company’s investment securities are classified as available for sale. Agency bonds and notes, loan certificates guaranteed by the Small Business Administration, residential and commercial agency mortgage-backed securities, and agency collateralized mortgage obligations include securities issued by the Government National Mortgage Association, a U.S. government agency, and the Federal National Mortgage Association, the Federal Home Loan Mortgage Corporation, and the FHLB, which are U.S. government-sponsored enterprises. Debt securities with carrying values aggregating approximately $120.5 million and $111.6 million at June 30, 2023 and December 31, 2022, respectively, were pledged to secure public funds, securities sold under agreements to repurchase, and for other purposes as required or permitted by law. The amortized cost and fair value of debt securities classified as available-for-sale at June 30, 2023, by contractual maturity are shown below. Accrued interest on investments totaled $1.6 million and $1.5 million at June 30, 2023 and December 31, 2022, respectively, and is included in the accrued interest receivable on the Company's consolidated balance sheets. The total amount of accrued interest is excluded from the amortized cost basis of investments presented below. Further, the Company has elected not to measure an allowance for credit losses for accrued interest receivable. Expected maturities may differ from contractual maturities because borrowers have the right to call or prepay obligations with or without prepayment penalties. (in thousands) Amortized Cost Fair Value Due in one year or less $ 10,576 $ 10,456 Due after one year through five years 20,105 18,952 Due after five years through ten years 33,465 29,321 Due after ten years 116,660 93,815 Total $ 180,806 $ 152,544 Mortgage-backed securities 115,469 99,072 Total available-for-sale securities $ 296,275 $ 251,616 Other Investment Securities Other investment securities include equity securities with readily determinable fair values and other investment securities that do not have readily determinable fair values. Investments in FHLB stock, and Midwest Independent BankersBank (MIB) stock, that do not have readily determinable fair values, are required for membership in those organizations. (in thousands) June 30, 2023 December 31, 2022 Other securities: FHLB stock $ 8,886 $ 6,156 MIB stock 151 151 Equity securities with readily determinable fair values 61 46 Total other investment securities $ 9,098 $ 6,353 Gross unrealized losses on debt securities and the fair value of the related securities, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at June 30, 2023 and December 31, 2022 were as follows: Less than 12 months 12 months or more (in thousands) Fair Value Unrealized Losses Fair Value Unrealized Losses Total Fair Value Total Unrealized Losses June 30, 2023 U.S. Treasury $ 2,725 $ (15) $ 1,394 $ (33) $ 4,119 $ (48) U.S. government and federal agency obligations — — 483 (32) 483 (32) U.S. government-sponsored enterprises 988 (12) 24,084 (2,415) 25,072 (2,427) Obligations of states and political subdivisions 3,200 (45) 105,814 (23,966) 109,014 (24,011) Mortgage-backed securities 6,418 (114) 90,803 (16,287) 97,221 (16,401) Other debt securities 6,594 (406) 3,838 (987) 10,432 (1,393) Bank issued trust preferred securities — — 1,125 (361) 1,125 (361) Total $ 19,925 $ (592) $ 227,541 $ (44,081) $ 247,466 $ (44,673) (in thousands) December 31, 2022 U.S. Treasury $ 1,908 $ (41) $ 244 $ (5) $ 2,152 $ (46) U.S. government and federal agency obligations 559 (32) — — 559 (32) U.S. government-sponsored enterprises 7,066 (933) 16,711 (1,789) 23,777 (2,722) Obligations of states and political subdivisions 79,396 (15,421) 29,370 (10,133) 108,766 (25,554) Mortgage-backed securities 33,334 (3,124) 68,911 (13,740) 102,245 (16,864) Other debt securities 7,557 (443) 3,386 (439) 10,943 (882) Bank issued trust preferred securities — — 1,177 (309) 1,177 (309) Total $ 129,820 $ (19,994) $ 119,799 $ (26,415) $ 249,619 $ (46,409) The total available-for-sale portfolio consisted of approximately 442 securities at June 30, 2023. The portfolio included 435 securities having an aggregate fair value of $247.5 million that were in a loss position at June 30, 2023. Securities identified as temporarily impaired which had been in a loss position for 12 months or longer totaled $227.5 million at fair value at June 30, 2023. The $44.7 million aggregate unrealized loss included in accumulated other comprehensive loss at June 30, 2023 was caused by interest rate fluctuations. The total available-for-sale portfolio consisted of approximately 439 securities at December 31, 2022. The portfolio included 436 securities having an aggregate fair value of $249.6 million that were in a loss position at December 31, 2022. Securities identified as temporarily impaired which had been in a loss position for 12 months or longer totaled $119.8 million at fair value at December 31, 2022. The $46.4 million aggregate unrealized loss included in accumulated other comprehensive loss at December 31, 2022 was caused by interest rate fluctuations. Because the decline in fair value is attributable to changes in interest rates and not credit quality, these investments were not considered other-than-temporarily impaired at June 30, 2023 and December 31, 2022, respectively. In the absence of changes in credit quality of these investments, the fair value is expected to recover on all debt securities as they approach their maturity date or re-pricing date, or if market yields for such investments decline. In addition, the Company does not have the intent to sell these investments over the period of recovery, and it is not more likely than not that the Company will be required to sell such investment securities. The following table presents the gross realized gains and losses from sales and calls of available-for-sale securities, as well as gains and losses on equity securities from fair value adjustments which have been recognized in earnings: Three Months Ended June 30, Six Months Ended June 30, (in thousands) 2023 2022 2023 2022 Gross realized gains $ — $ — $ — $ — Gross realized losses — — — — Other-than-temporary impairment recognized — — — — Other investment securities: Fair value adjustments, net 7 (9) 15 (13) Investment securities gains (losses), net $ 7 $ (9) $ 15 $ (13)

Intangible Assets

Intangible Assets	6 Months Ended
	Jun. 30, 2023
Goodwill and Intangible Assets Disclosure [Abstract]
Intangible Assets	Intangible Assets Mortgage Servicing Rights At June 30, 2023, the Company was servicing approximately $231.1 million of loans sold to the secondary market compared to $240.5 million at December 31, 2022, and $252.3 million at June 30, 2022. Mortgage loan servicing fees, reported in real estate servicing fees, net, earned on loans sold were $0.2 million and $0.3 million for the three and six months ended June 30, 2023, respectively, compared to $0.2 million and $0.4 million for the three and six months ended June 30, 2022, respectively. The table below presents changes in mortgage servicing rights (MSRs) for the periods indicated. Three Months Ended June 30, Six Months Ended June 30, (in thousands) 2023 2022 2023 2022 Balance at beginning of period $ 2,934 $ 2,639 $ 2,899 $ 2,659 Originated mortgage servicing rights 24 12 30 40 Changes in fair value: Due to changes in model inputs and assumptions (1) 7 160 101 190 Other changes in fair value (2) (63) (81) (128) (159) Total changes in fair value (56) 79 (27) 31 Balance at end of period $ 2,902 $ 2,730 $ 2,902 $ 2,730 (1) The change in fair value resulting from changes in valuation inputs or assumptions, reported in real estate servicing fees, net, used in the valuation model reflects the change in discount rates and prepayment speed assumptions primarily due to changes in interest rates. (2) Other changes in fair value, reported in real estate servicing fees, net, reflect changes due to customer payments and passage of time. The following key data and assumptions were used in estimating the fair value of the Company’s MSRs as of June 30, 2023 and 2022, respectively: Six Months Ended June 30, 2023 2022 Weighted average constant prepayment rate 6.74 % 7.48 % Weighted average note rate 3.47 % 3.38 % Weighted average discount rate 11.00 % 9.25 % Weighted average expected life (in years) 7.12 6.97

Deposits

Deposits	6 Months Ended
	Jun. 30, 2023
Deposits [Abstract]
Deposits	Deposits The table below represents the aggregate amount of time deposits with balances that met or exceeded the Federal Deposit Insurance Corporation (FDIC) insurance limit of $250,000 and brokered deposits for the periods indicated. (aggregate amounts in thousands) June 30, 2023 December 31, 2022 Time deposits with balances > $250,000 $ 112,915 $ 94,859 Brokered deposits $ 29,175 $ 40,135

Federal Funds Purchased and Sec

Federal Funds Purchased and Securities Sold under Agreements to Repurchase	6 Months Ended
	Jun. 30, 2023
Federal Funds Purchased and Securities Sold under Agreements to Repurchase [Abstract]
Federal Funds Purchased and Securities Sold under Agreements to Repurchase	Federal Funds Purchased and Securities Sold under Agreements to Repurchase (in thousands) June 30, 2023 December 31, 2022 Federal funds purchased $ — $ — Repurchase agreements 5,503 5,187 Total $ 5,503 $ 5,187 The Company offers a sweep account program whereby amounts in excess of an established limit are “swept” from the customer’s demand deposit account on a daily basis into retail repurchase agreements pursuant to individual repurchase agreements between the Company and its customers . Repurchase agreements are agreements to sell securities subject to an obligation to repurchase the same or similar securities. They are accounted for as collateralized financing transactions, not as sales and purchases of the securities portfolio. The securities collateral pledged for the repurchase agreements with customers is maintained by a designated third-party custodian . The collateral amounts pledged to repurchase agreements by remaining maturity in the table below are limited to the outstanding balances of the related asset or liability; thus amounts of excess collateral are not shown. Repurchase Agreements Remaining Contractual Maturity of the Agreements (in thousands) Overnight and continuous Less than 90 days Greater than 90 days Total June 30, 2023 U.S. government-sponsored enterprises $ 5,503 $ — $ — $ 5,503 Total $ 5,503 $ — $ — $ 5,503 December 31, 2022 U.S. government-sponsored enterprises $ 5,187 $ — $ — $ 5,187 Total $ 5,187 $ — $ — $ 5,187

Leases

Leases	6 Months Ended
	Jun. 30, 2023
Leases [Abstract]
Leases	Leases The Company's leases primarily consist of office space and bank branches with remaining lease terms of generally 1 to 10 years. As of June 30, 2023, operating right of use (ROU) assets and liabilities were $1.3 million and $1.4 million, respectively. As of June 30, 2023, the weighted-average remaining lease term on these operating leases was approximately 5.4 years and the weighted-average discount rate used to measure the lease liabilities was approximately 4.0%. Operating leases in which the Company is the lessee are recorded as operating lease ROU assets and operating lease liabilities. Currently, the Company does not have any finance leases. The ROU assets are included in premises and equipment, net Operating lease ROU assets represent the Company's right to use an underlying asset during the lease term and operating lease liabilities represent the Company's obligation to make lease payments arising from the lease. ROU assets and operating lease liabilities are recognized at lease commencement based on the present value of the remaining lease payments using a discount rate that represents the Company's incremental borrowing rate at the lease commencement date. Operating lease cost, which is comprised of amortization of the ROU asset and the implicit interest accreted on the operating lease liability, is recognized on a straight-line basis over the lease term, and is recorded in net occupancy expense in the consolidated statements of income. The operating lease cost was $93,000 and $186,000 for the three and six months ended June 30, 2023, respectively, compared to $93,000 and $187,000 for the three and six months ended June 30, 2022, respectively. At adoption of ASU 2016-02 on January 1, 2019, lease and non-lease components of new lease agreements are accounted for separately. Lease components include fixed payments, such as rent, real estate taxes and insurance costs and non-lease components include common-area maintenance costs. Leases with an initial term of 12 months or less are not recorded on the balance sheet; the Company recognizes lease expense for these leases on a straight-line basis over the lease term. Operating lease expense for these leases was $34,000 and $62,000 for the three and six months ended June 30, 2023, respectively, compared to $20,000 and $44,000 for the three and six months ended June 30, 2022, respectively. The table below summarizes the maturity of remaining operating lease liabilities: Lease payments due in: Operating Lease (in thousands) 2023 (excluding 6 months ended June 30, 2023) $ 181 2024 258 2025 257 2026 259 2027 262 Thereafter 308 Total lease payments $ 1,525 Less imputed interest (151) Total lease liabilities, as reported $ 1,374

Income Taxes

Income Taxes	6 Months Ended
	Jun. 30, 2023
Income Tax Disclosure [Abstract]
Income Taxes	Income Taxes Income taxes as a percentage of earnings before income taxes as reported in the consolidated financial statements were 17.2% and 17.6% for the three and six months ended June 30, 2023, respectively, compared to 17.8% and 18.4% for the three and six months ended June 30, 2022, respectively. The effective tax rate for each of the three and six months ended June 30, 2023 and 2022, respectively, is lower than the U.S. federal statutory rate of 21% primarily due to tax-free revenues. Included in the effective tax rate is a $13,000 and $26,000 benefit associated with a historic tax credit investment for the three and six months ended June 30, 2023, respectively. The investment is expected to generate a $0.3 million tax benefit over the life of the project and is being recognized under the deferral method of accounting. The ultimate realization of deferred tax assets is dependent upon the generation of future taxable income of the appropriate character during the periods in which those temporary differences become deductible. Management considers the scheduled reversal of deferred tax liabilities, projected future taxable income, and tax planning initiatives in making this assessment. In management's opinion, the Company will more likely than not realize the benefits of its deferred tax assets and, therefore, has not established a valuation allowance against its deferred tax assets as of June 30, 2023. Management arrived at this conclusion based upon the level of historical taxable income and projections for future taxable income of the appropriate character over the periods in which the deferred tax assets are deductible. The Company follows ASC Topic 740, Income Taxes, which addresses the accounting for uncertain tax positions .

Stockholders_ Equity and Accumu

Stockholders’ Equity and Accumulated Other Comprehensive (Loss) Income	6 Months Ended
	Jun. 30, 2023
Stockholders' Equity Note [Abstract]
Stockholders’ Equity and Accumulated Other Comprehensive (Loss) Income	Stockholders’ Equity and Accumulated Other Comprehensive (Loss) Income Equity-Based Compensation Plan The following table summarizes the status of the Company's restricted share units (RSUs) for the six months ended June 30, 2023: RSUs (in thousands, except per share amounts) Quantity Weighted-Average Grant Date Fair Value Per share Non-vested at January 1, 2023 — $ — Granted 12,277 18.33 Vested — — Forfeited — — Non-vested at June 30, 2023 12,277 $ 18.33 Accumulated Other Comprehensive (Loss) Income The following table summarizes the change in the components of the Company’s accumulated other comprehensive (loss) income for the six months ended June 30, 2023 and 2022: Six Months Ended June 30, 2023 (in thousands) Unrealized Gains (Losses) on Securities (1) Unrecognized Net Pension and Postretirement Costs (2) Accumulated Other Comprehensive Income (Loss) Balance at beginning of period $ (36,657) $ 4,943 $ (31,714) Other comprehensive income (loss), before reclassifications 1,743 (320) 1,423 Amounts reclassified from accumulated other comprehensive income (loss) — — — Current period other comprehensive income (loss), before tax 1,743 (320) 1,423 Income tax (expense) benefit (366) 67 (299) Current period other comprehensive income (loss), net of tax 1,377 (253) 1,124 Balance at end of period $ (35,280) $ 4,690 $ (30,590) Six Months Ended June 30, 2022 (in thousands) Unrealized Gains (Losses) on Securities (1) Unrecognized Net Pension and Postretirement Costs (2) Accumulated Other Comprehensive Income (Loss) Balance at beginning of period $ 362 $ 2,931 $ 3,293 Other comprehensive loss, before reclassifications (39,251) — (39,251) Amounts reclassified from accumulated other comprehensive loss — — — Current period other comprehensive loss, before tax (39,251) — (39,251) Income tax benefit 8,243 — 8,243 Current period other comprehensive loss, net of tax (31,008) — (31,008) Balance at end of period $ (30,646) $ 2,931 $ (27,715) (1) The pre-tax amounts reclassified from accumulated other comprehensive (loss) income are included in investment securities gains (losses), net in the consolidated statements of income. (2) The pre-tax amounts reclassified from accumulated other comprehensive (loss) income are included in the computation of net periodic pension cost.

Employee Benefit Plans

Employee Benefit Plans	6 Months Ended
	Jun. 30, 2023
Retirement Benefits [Abstract]
Employee Benefit Plans	Employee Benefit Plans Employee Benefits Employee benefits charged to operating expenses are summarized in the table below for the periods indicated. Three Months Ended June 30, Six Months Ended June 30, (in thousands) 2023 2022 2023 2022 Payroll taxes $ 387 $ 344 $ 854 $ 786 Medical plans 427 467 895 941 401(k) match and profit sharing 221 426 511 796 Periodic pension cost 247 367 531 804 Other 8 4 19 12 Total employee benefits $ 1,290 $ 1,608 $ 2,810 $ 3,339 The Company's profit-sharing plan includes a matching 401(k) portion, in which the Company matches the first 3% of eligible employee contributions. The Company made annual contributions for the discretionary portion in an amount up to 6% of income before income taxes and before contributions to the profit-sharing and pension plans for all participants, limited to the maximum amount deductible for federal income tax purposes, for each of the periods shown. In addition, employees were able to make additional tax-deferred contributions. Other Plans On November 7, 2018, the Board of Directors of the Company adopted a supplemental executive retirement plan (SERP), effective as of January 1, 2018. The SERP provides select employees who satisfy certain eligibility requirements with certain benefits upon retirement, termination of employment or death. The accrued liability relating to the SERP was $1.7 million as of June 30, 2023, and the expense for the three and six months ended June 30, 2023 was $9,600 and $19,300, respectively, compared to $93,000 and $186,000 for the three and six months ended June 30, 2022, respectively, and is recognized over the required service period. Pension The Company provides a noncontributory defined benefit pension plan for all full-time and eligible employees. Beginning January 1, 2018 and for all retrospective periods presented, the Company adopted the guidance under ASU 2017-07, Improving the Presentation of Net Periodic Pension Cost and Net Periodic Postretirement Benefit Cost . Under the guidance, only the service cost component of the net periodic benefit cost is reported in the same income statement line item as salaries and benefits, and the remaining components are reported as other non-interest expense. An employer is required to recognize the funded status of a defined benefit postretirement plan as an asset or liability in its balance sheet and to recognize changes in that funded status in the year in which the changes occur through comprehensive income. Under the Company’s funding policy for the defined benefit pension plan, contributions are made to a trust as necessary to provide for current service and for any unfunded accrued actuarial liabilities over a reasonable period. To the extent that these requirements are fully covered by assets in the trust, a contribution might not be made in a particular year. Effective July 1, 2017, the Company amended the pension plan to effectuate a “soft freeze” such that no individual hired (or rehired in the case of a former employee) by the Company after September 30, 2017, whether or not such individual is or was a vested member in the plan, will be eligible to be an active member and be entitled to accrue any benefits under the plan. Components of Net Pension Cost and Other Amounts Recognized in Accumulated Other Comprehensive (Loss) Income The following items are components of net pension cost for the periods indicated: Three Months Ended June 30, Six Months Ended June 30, (in thousands) 2023 2022 2023 2022 Service cost - benefits earned during the year $ 218 $ 338 $ 473 $ 745 Interest costs on projected benefit obligations (a) 349 291 714 587 Expected return on plan assets (a) (544) (583) (1,089) (1,141) Expected administrative expenses 29 29 57 59 Amortization of unrecognized net loss (a) (178) — (320) — Net periodic pension cost $ (126) $ 75 $ (165) $ 250 (a) The components of net periodic pension cost other than the service cost and expected administrative expenses are included in other non-interest expense. Net periodic pension benefit costs include interest costs based on an assumed discount rate, the expected return on plan assets based on actuarially derived market-related values, and the amortization of net actuarial losses. Net periodic postretirement benefit costs include service costs, interest costs based on an assumed discount rate, and the amortization of prior service credits and net actuarial gains. Differences between expected and actual results in each year are included in the net actuarial gain or loss amount, which is recognized in other comprehensive (loss) income. The net actuarial gain or loss in excess of a 10% corridor is amortized in net periodic benefit cost over the average remaining service period of active participants in the pension plan. The prior service credit is amortized over the average remaining service period to full eligibility for participating employees expected to receive benefits. Currently, there is no prior service cost or net transition (asset)/obligation to be amortized.

Earnings per Share

Earnings per Share	6 Months Ended
	Jun. 30, 2023
Earnings Per Share [Abstract]
Earnings per Share	Earnings per Share Stock Dividend On July 1, 2023, the Company paid a special stock dividend of 4.0% to common shareholders of record at the close of business on June 15, 2023. For all periods presented, share information, including basic and diluted earnings per share, has been adjusted retroactively to reflect this change. Basic earnings per share is computed by dividing income available to shareholders by the weighted average number of shares outstanding during the period. Diluted earnings per share gives effect to all dilutive potential shares that were outstanding during the period. Presented below is a summary of the components used to calculate basic and diluted earnings per common share, which have been restated for all stock dividends: Three Months Ended June 30, Six Months Ended June 30, (dollars in thousands, except per share data) 2023 2022 2023 2022 Basic and Diluted Earnings Per Share: Net income available to shareholders $ 2,549 $ 4,489 $ 5,820 $ 11,098 Basic weighted-average shares outstanding 7,039,323 7,039,323 7,039,323 7,087,178 Effect of dilutive equity-based awards 520 — — — Diluted weighted-average shares outstanding 7,039,843 7,039,323 7,039,323 7,087,178 Basic earnings per share $ 0.36 $ 0.64 $ 0.83 $ 1.57 Diluted earnings per share $ 0.36 $ 0.64 $ 0.83 $ 1.57 The dilutive effect of restricted share units is reflected in diluted earnings per share unless the impact is anti-dilutive, by application of the treasury stock method. Repurchase Program Pursuant to the Company's 2019 Repurchase Plan, management is given discretion to determine the number and pricing of the shares to be purchased, as well as the timing of any such purchases. The Company did not repurchase any shares during the current quarter. As of June 30, 2023, $2.1 million remained available for share repurchases pursuant to the plan.

Fair Value Measurements

Fair Value Measurements	6 Months Ended
	Jun. 30, 2023
Fair Value Disclosures [Abstract]
Fair Value Measurements	Fair Value Measurements Fair value represents the amount expected to be received to sell an asset or paid to transfer a liability in its principal or most advantageous market in an orderly transaction between market participants at the measurement date. Depending on the nature of the asset or liability, the Company uses various valuation methodologies and assumptions to estimate fair value. The measurement of fair value under U.S. GAAP uses a hierarchy intended to maximize the use of observable inputs and minimize the use of unobservable inputs. This hierarchy uses three levels of inputs to measure the fair value of assets and liabilities as follows. The fair value hierarchy is as follows: Level 1 – Inputs are unadjusted quoted prices for identical assets or liabilities in active markets. A quoted price in an active market provides the most reliable evidence of fair value and is used to measure fair value whenever available. A contractually binding sales price also provides reliable evidence of fair value. Level 2 – Inputs other than quoted prices included in Level 1 that are observable for the asset or liability, either directly or indirectly. These might include quoted prices for similar assets and liabilities in active markets, such as interest rates and yield curves that are observable at commonly quoted intervals. Level 3 – Inputs are unobservable inputs for the asset or liability and significant to the fair value. These may be internally developed using the Company’s best information and assumptions that a market participant would consider. In accordance with fair value accounting guidance, the Company measures, records, and reports various types of assets and liabilities at fair value on either a recurring or non-recurring basis in the consolidated financial statements. Nonfinancial assets measured at fair value on a non-recurring basis would include foreclosed real estate, long-lived assets, and core deposit intangible assets, which are reviewed when circumstances or other events indicate that impairment may have occurred. Valuation Methods for Assets and Liabilities Measured at Fair Value on a Recurring Basis Following is a description of the Company’s valuation methodologies used for assets and liabilities recorded at fair value on a recurring basis: Available-for-Sale Securities The fair value measurements of the Company’s investment securities are determined by a third party pricing service which considers observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information and the bond’s terms and conditions, among other things. The fair value measurements are subject to management's independent verification to another pricing source for reasonableness each quarter. Other Investment Securities Other investment securities include equity securities with readily determinable fair values and other investment securities that do not have readily determinable fair values. Investments in FHLB stock, and MIB bankers bank stock, that do not have readily determinable fair values, are required for membership in those organizations. Equity securities that are not actively traded are classified in Level 2. Equity securities with readily determinable fair values are recorded at fair value, with changes in fair value reflected in earnings. Equity securities that do not have readily determinable fair values are carried at cost and are periodically assessed for impairment. The Company uses Level 1 inputs to value equity securities that are traded in active markets. Loans Held for Sale The fair value of the committed in forward sale agreements loans is the price at which they could be sold in the principal market at the measurement date, therefore the Company classifies as Level 2. Derivative Assets and Liabilities Derivative assets and liabilities include interest rate lock commitments (IRLCs) and forward sale commitments. The fair values of IRLCs and forward sale commitments are determined using readily observable market data such as interest rates, prices, volatility factors, and customer credit-related adjustments. For IRLCs, the fair value is subject to the anticipated loan funding probability (pull-through rate), which is considered an unobservable factor. Factors that affect pull-through rates include origination channel, current mortgage interest rates in the market versus the interest rate incorporated in the IRLC, the purpose of the mortgage, stage of completion of the underlying application and underwriting process, and the time remaining until the IRLC expires. The Company classifies IRLCs as Level 3 due to the unobservable input of pull-through rates. Mortgage Servicing Rights (MSRs) The fair value of MSRs is based on the discounted value of estimated future cash flows utilizing contractual cash flows, servicing rate, constant prepayment rate, servicing cost, and discount rate factors. Accordingly, the fair value is estimated based on a valuation model that calculates the present value of estimated future net servicing income. The model incorporates assumptions that market participants use in estimating future net servicing income, including estimates of prepayment speeds, market discount rates, cost to service, float earnings rates, and other ancillary income, including late fees. The valuation models estimate the present value of estimated future net servicing income. The Company classifies its MSRs as Level 3. Fair Value Measurements (in thousands) Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) June 30, 2023 Assets: U.S. Treasury $ 5,112 $ 5,112 $ — $ — U.S. government and federal agency obligations 483 — 483 — U.S. government-sponsored enterprises 25,072 — 25,072 — Obligations of states and political subdivisions 110,320 — 110,320 — Mortgage-backed securities 99,072 — 99,072 — Other debt securities 10,432 — 10,432 — Bank-issued trust preferred securities 1,125 — 1,125 — Equity securities 61 61 — — Interest rate lock commitments 58 — — 58 Forward sale commitments 25 — 25 — Loans held for sale 2,130 — 2,130 — Mortgage servicing rights 2,902 — — 2,902 Total $ 256,792 $ 5,173 $ 248,659 $ 2,960 Liabilities: Interest rate lock commitments $ 43 $ — $ — $ 43 Forward sale commitments 1 — 1 — Total $ 44 $ — $ 1 $ 43 December 31, 2022 Assets: U.S. Treasury $ 2,152 $ 2,152 $ — $ — U.S. government and federal agency obligations 559 — 559 — U.S. government-sponsored enterprises 23,777 — 23,777 — Obligations of states and political subdivisions 109,440 — 109,440 — Mortgage-backed securities 102,699 — 102,699 — Other debt securities 10,943 — 10,943 — Bank-issued trust preferred securities 1,177 — 1,177 — Equity securities 46 46 — — Interest rate lock commitments 20 — — 20 Forward sale commitments 3 — 3 — Loans held for sale 591 — 591 — Mortgage servicing rights 2,899 — — 2,899 Total $ 254,306 $ 2,198 $ 249,189 $ 2,919 Liabilities: Interest rate lock commitments $ 18 $ — $ — $ 18 Forward sale commitments 3 — 3 — Total $ 21 $ — $ 3 $ 18 The changes in Level 3 assets and liabilities measured at fair value on a recurring basis are summarized as follows: Fair Value Measurements Using Significant Unobservable Inputs (Level 3) Mortgage Servicing Rights Interest Rate Lock Commitments Six Months Ended June 30, (in thousands) 2023 2022 2023 2022 Balance at beginning of period $ 2,899 $ 2,659 $ 2 $ 286 Total gains or (losses) (realized/unrealized): Included in earnings (27) 31 (18) (32) Included in other comprehensive income — — — — Purchases — — — — Sales — — (110) (303) Issues 30 40 141 144 Settlements — — — — Balance at end of period $ 2,902 $ 2,730 $ 15 $ 95 Valuation Methods for Assets and Liabilities Measured at Fair Value on a Non-Recurring Basis Following is a description of the Company’s valuation methodologies used for assets and liabilities recorded at fair value on a non-recurring basis: Collateral Dependent Impaired Loans While the overall loan portfolio is not carried at fair value, the Company periodically records non-recurring adjustments to the carrying value of loans based on fair value measurements for partial charge-offs of the uncollectible portions of those loans. Non-recurring adjustments also include certain impairment amounts for collateral dependent loans when establishing the allowance for credit losses. Such amounts are generally based on the fair value of the underlying collateral supporting the loan. In determining the value of real estate collateral, the Company relies on external and internal appraisals of property values depending on the size and complexity of the real estate collateral. The Company maintains staff trained to perform in-house evaluations and also to review third-party appraisal reports for reasonableness. In the case of non-real estate collateral, reliance is placed on a variety of sources, including external estimates of value and judgments based on the experience and expertise of internal specialists. Values of all loan collateral are regularly reviewed by a senior loan committee. Because many of these inputs are not observable, the measurements are classified as Level 3. As of June 30, 2023, the Company identified $2.9 million in collateral-dependent loans that required $25,000 specific allowance for credit losses. Related to these loans, there were $36,000 and $41,000 in charge-offs recorded during the three and six months ended June 30, 2023, respectively. As of June 30, 2022, the Company identified $16.0 million in collateral-dependent impaired loans that required no specific allowances for losses aggregating. Related to these loans, there were $2,000 and $25,000 in charge-offs recorded during the three and six months ended June 30, 2022, respectively. Other Real Estate and Foreclosed Assets Other real estate owned (OREO) and foreclosed assets consisted of loan collateral repossessed through foreclosure. This collateral is comprised of commercial and residential real estate and other non-real estate property, including autos, manufactured homes, and construction equipment. Subsequent to foreclosure, these assets are initially carried at fair value of the collateral less estimated selling costs. Fair value, when recorded, is generally based upon appraisals by approved, independent state-certified appraisers. Like impaired loans, appraisals on OREO may be discounted based on the Company’s historical knowledge, changes in market conditions from the time of appraisal or other information available. During the holding period, valuations are updated periodically, and the assets may be written down to reflect a new cost basis. Because many of these inputs are not observable, the measurements are classified as Level 3. Fair Value Measurements Using (in thousands) Total Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Three Months Ended June 30, Total Gains (Losses)* Six Months Ended June 30, Total Gains (Losses)* June 30, 2023 Assets: Collateral dependent impaired loans: Commercial, financial, & agricultural $ 50 — — $ 50 $ — $ — Real estate mortgage - residential 120 — — 120 — — Real estate mortgage - commercial 2,660 — — 2,660 (20) (25) Installment and other consumer — — — — (16) (16) Total $ 2,830 $ — $ — $ 2,830 $ (36) $ (41) Other real estate and repossessed assets $ 6,429 $ — $ — $ 6,429 $ (1,792) $ (1,783) June 30, 2022 Assets: Collateral dependent impaired loans: Real estate mortgage - commercial $ 15,992 $ — $ — $ 15,992 $ (2) $ (25) Total $ 15,992 $ — $ — $ 15,992 $ (2) $ (25) Other real estate and repossessed assets $ 9,155 $ — $ — $ 9,155 $ 23 $ (22) * Total losses reported for other real estate and foreclosed assets includes charge-offs, valuation write downs, and net losses taken during the periods reported.

Fair Value of Financial Instrum

Fair Value of Financial Instruments	6 Months Ended
	Jun. 30, 2023
Fair Value Disclosures [Abstract]
Fair Value of Financial Instruments	Fair Value of Financial Instruments The following methods and assumptions were used to estimate the fair value of each class of financial instruments for which it is practicable to estimate such value: Loans Fair values are estimated for portfolios with similar financial characteristics. Loans are segregated by type, such as commercial, real estate, and consumer. Each loan category is further segmented into fixed and variable interest rate categories. The fair value of loans, or exit price, is estimated by using the future value of discounted cash flows using comparable market rates for similar types of loan products and adjusted for market factors. The discount rates used are estimated using comparable market rates for similar types of loan products adjusted to be commensurate with the credit risk, overhead costs, and optionality of such instruments. Federal Funds Sold, Cash, and Due from Banks The carrying amounts of short-term federal funds sold, interest-earning deposits with banks, and cash and due from banks approximate fair value. Federal funds sold classified as short-term generally mature in 90 days or less. Certificates of Deposit in Other Banks Certificates of deposit are other investments made by the Company with other financial institutions that are carried at cost which is equal to fair value. Cash Surrender Value - Life Insurance The fair value of Bank-owned life insurance approximates the carrying amount. Upon liquidation of these investments, the Company would receive the cash surrender value which equals the carrying amount. Accrued Interest Receivable and Payable For accrued interest receivable and payable, the carrying amount is a reasonable estimate of fair value because of the short maturity for these financial instruments. Deposits The fair value of deposits with no stated maturity, such as non-interest-bearing demand, NOW accounts, savings, and money market, is equal to the amount payable on demand. The fair value of time deposits is based on the discounted value of contractual cash flows. The discount rate is estimated using the rates currently offered for deposits of similar remaining maturities. Federal funds Purchased and Securities Sold Under Agreements to Repurchase For Federal funds purchased and securities sold under agreements to repurchase, the carrying amount is a reasonable estimate of fair value, as such instruments reprice in a short time period. Subordinated Notes and Other Borrowings The fair value of subordinated notes and other borrowings is based on the discounted value of contractual cash-flows. The discount rate is estimated using the rates currently offered for other borrowed money of similar remaining maturities. A summary of the carrying amounts and fair values of the Company’s financial instruments at June 30, 2023 and December 31, 2022 is as follows: June 30, 2023 Fair Value Measurements June 30, 2023 Quoted Prices in Active Markets for Identical Assets Other Observable Inputs Net Significant Unobservable Inputs (in thousands) Carrying amount Fair value (Level 1) (Level 2) (Level 3) Assets: Cash and due from banks $ 23,167 $ 23,167 $ 23,167 $ — $ — Federal funds sold and overnight interest-bearing deposits 1,482 1,482 1,482 — — Certificates of deposit in other banks 980 980 980 — — Available-for-sale securities 251,616 251,616 5,112 246,504 — Other investment securities 9,098 9,098 61 9,037 — Loans, net 1,540,970 1,415,720 — — 1,415,720 Loans held for sale 2,130 2,130 — 2,130 — Cash surrender value - life insurance 2,596 2,596 — 2,596 — Interest rate lock commitments 58 58 — — 58 Forward sale commitments 25 25 — 25 — Accrued interest receivable 7,670 7,670 7,670 — — Total $ 1,839,792 $ 1,714,542 $ 38,472 $ 260,292 $ 1,415,778 Liabilities: Deposits: Non-interest bearing demand $ 437,770 $ 437,770 $ 437,770 $ — $ — Savings, interest checking and money market 812,264 812,264 812,264 — — Time deposits 293,236 288,613 — — 288,613 Federal funds purchased and securities sold under agreements to repurchase 5,503 5,503 5,503 — — Federal Home Loan Bank advances and other borrowings 164,275 164,285 — 164,285 — Subordinated notes 49,486 37,455 — 37,455 — Interest rate lock commitments 43 43 — — 43 Forward sale commitments 1 1 1 Accrued interest payable 1,479 1,479 1,479 — — Total $ 1,764,057 $ 1,747,413 $ 1,257,016 $ 201,741 $ 288,656 December 31, 2022 Fair Value Measurements December 31, 2022 Quoted Prices in Active Markets for Identical Assets Other Observable Inputs Net Significant Unobservable Inputs (in thousands) Carrying amount Fair value (Level 1) (Level 2) (Level 3) Assets: Cash and due from banks $ 18,661 $ 18,661 $ 18,661 $ — $ — Federal funds sold and overnight interest-bearing deposits 65,059 65,059 65,059 — — Certificates of deposit in other banks 2,955 2,955 2,955 — — Available-for-sale securities 250,747 250,747 2,152 248,595 — Other investment securities 6,353 6,353 46 6,307 — Loans, net 1,505,664 1,389,018 — — 1,389,018 Loans held for sale 591 591 — 591 — Cash surrender value - life insurance 2,567 2,567 — 2,567 — Interest rate lock commitments 20 20 — — 20 Forward sale commitments 3 3 — 3 — Accrued interest receivable 7,953 7,953 7,953 — — Total $ 1,860,573 $ 1,743,927 $ 96,826 $ 258,063 $ 1,389,038 Liabilities: Deposits: Non-interest bearing demand $ 453,443 $ 453,443 $ 453,443 $ — $ — Savings, interest checking and money market 923,602 923,602 923,602 — — Time deposits 255,034 250,433 — — 250,433 Federal funds purchased and securities sold under agreements to repurchase 5,187 5,187 5,187 — — Federal Home Loan Bank advances and other borrowings 98,000 98,000 — 98,000 — Subordinated notes 49,486 39,197 — 39,197 — Interest rate lock commitments 18 18 — — 18 Forward sale commitments 3 3 — 3 — Accrued interest payable 902 902 902 — — Total $ 1,785,675 $ 1,770,785 $ 1,383,134 $ 137,200 $ 250,451 Off-Balance Sheet Financial Instruments The fair value of commitments to extend credit and standby letters of credit is estimated using the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements, the likelihood of the counterparties drawing on such financial instruments, and the present creditworthiness of such counterparties. The Company believes such commitments have been made on terms that are competitive in the markets in which it operates. Limitations The fair value estimates provided are made at a point in time based on market information and information about the financial instruments. Because no market exists for a portion of the Company’s financial instruments, fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics of various financial instruments, and other factors. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and, therefore, cannot be determined with precision. Changes in assumptions could significantly affect the fair value estimates.

Commitments and Contingencies

Commitments and Contingencies	6 Months Ended
	Jun. 30, 2023
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingencies	Commitments and Contingencies The Company issues financial instruments with off-balance-sheet risk in the normal course of business of meeting the financing needs of its customers. These financial instruments include commitments to extend credit and standby letters of credit. These instruments may involve, to varying degrees, elements of credit and interest rate risk in excess of the amounts recognized in the consolidated balance sheets. The Company’s extent of involvement and maximum potential exposure to credit loss in the event of non-performance by the other party to the financial instrument for commitments to extend credit and standby letters of credit is represented by the contractual amount of these instruments. The Company uses the same credit policies in making commitments and conditional obligations as it does for financial instruments included on its consolidated balance sheets. On January 1, 2023, the Company's adoption of the CECL methodology resulted in an increase to the allowance for credit losses of $5.8 million and a liability for unfunded commitments totaling $1.3 million. The allowance for credit losses associated with unfunded commitments and letters of credit is recorded within other liabilities on the consolidated balance sheets. At June 30, 2023, the allowance for credit losses for unfunded commitments was $1.1 million. The contractual amount of off-balance-sheet financial instruments were as follows as of the dates indicated: (in thousands) June 30, 2023 December 31, 2022 Commitments to extend credit $ 356,097 $ 388,264 Interest rate lock commitments 21,169 6,331 Forward sale commitments 2,114 576 Standby letters of credit 22,018 49,740 Total $ 401,398 $ 444,911 Commitments Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since certain of the commitments and letters of credit are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. The Company evaluates each customer’s creditworthiness on a case-by-case basis. The amount of collateral obtained, if deemed necessary by the Company upon extension of credit, is based on management’s credit evaluation of the customer. Collateral held varies, but may include accounts receivable, inventory, furniture and equipment, and real estate. The Company has two types of commitments related to mortgage loans held for sale: interest rate lock commitments and forward loan sale commitments. Interest rate lock commitments are commitments to extend credit to a customer that has an interest rate lock and are considered derivative instruments. Standby letters of credit are conditional commitments issued by the Company to guarantee the performance of a customer to a third-party. These standby letters of credit are primarily issued to support contractual obligations of the Company’s customers. The approximate remaining term of standby letters of credit ranged from one month to five years at June 30, 2023. Pending Litigation The Company and its subsidiaries are defendants in various legal actions incidental to the Company’s past and current business activities. Based on the Company’s analysis, and considering the inherent uncertainties associated with litigation, management does not believe that it is reasonably possible that these legal actions will materially adversely affect the Company’s consolidated financial condition or results of operations in the near term. The Company records a loss accrual for all legal matters for which it deems a loss is probable and can be reasonably estimated. Some legal matters, which are at early stages in the legal process, have not yet progressed to the point where a loss is deemed probable or an amount can be estimated.

Summary of Significant Accoun_2

Summary of Significant Accounting Policies (Policies)	6 Months Ended
	Jun. 30, 2023
Accounting Policies [Abstract]
Stock Dividend	Stock Dividend. On July 1, 2023, the Company paid a special stock dividend of four percent (4%) to shareholders of record at the close of business on June 15, 2023. For all periods presented, share information, including basic and diluted earnings per share, has been adjusted retroactively to reflect this change.
Recently Adopted Accounting Pronouncements	Recently Adopted Accounting Pronouncements Trouble Debt Restructurings. On January 1, 2023, the effective date of the guidance, the Company adopted Accounting Standards Update (ASU) 2022-02, “Financial Instruments - Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures”, on a prospective basis. ASU 2022-02 eliminated the accounting guidance for troubled debt restructurings (TDRs), while enhancing disclosure requirements for certain loan refinancings and restructurings by creditors when a borrower is experiencing financial difficulty. Specifically, rather than applying the recognition and measurement guidance for TDRs, an entity must apply the loan refinancing and restructuring guidance to determine whether a modification results in a new loan or a continuation of an existing loan. For entities that have already adopted ASU 2016-13, the amendments in ASU 2022-02 are effective for fiscal years beginning after December 15, 2022, including interim periods within those fiscal years. Effective January 1, 2023, the Company adopted the amendments within ASU 2022-02, using the prospective transition method. ASU 2022-02 did not have a material impact on the Company's consolidated financial statements.

Summary of Significant Accoun_3

Summary of Significant Accounting Policies (Tables)	6 Months Ended
	Jun. 30, 2023
Accounting Policies [Abstract]
Schedule of Illustrates the Impact of Adoption	The following table illustrates the impact of adoption of ASU 2016-13: (in thousands) December 31, 2022 Impact of Adoption January 1, 2023 Assets: Allowance for credit losses on loans $ 15,588 $ 5,793 $ 21,381 Deferred tax asset 3,267 1,483 4,750 Liabilities: Liability for unfunded commitments — 1,272 1,272 Shareholders' Equity Retained Earnings 91,789 (5,581) 86,208

Loans and Allowance for Credi_2

Loans and Allowance for Credit Losses (Tables)	6 Months Ended
	Jun. 30, 2023
Receivables [Abstract]
Schedule of Loans, by Major Class Within the Company's Loan Portfolio	Major classifications within the Company’s held for investment loan portfolio at June 30, 2023 and December 31, 2022 were as follows: (in thousands) June 30, 2023 December 31, 2022 Commercial, financial, and agricultural $ 233,029 $ 244,549 Real estate construction − residential 51,884 32,095 Real estate construction − commercial 127,761 137,235 Real estate mortgage − residential 383,439 361,025 Real estate mortgage − commercial 744,771 722,729 Installment and other consumer 22,322 23,619 Total loans held for investment $ 1,563,206 $ 1,521,252
Schedule of the Allowance for Loan Losses	Three Months Ended June 30, 2023 (in thousands) Commercial, Financial, & Agricultural Real Estate Construction - Residential Real Estate Construction - Commercial Real Estate Mortgage - Residential Real Estate Mortgage - Commercial Installment and Other Consumer Un- allocated Total Balance at beginning of period $ 1,921 $ 631 $ 4,464 $ 5,262 $ 9,487 $ 222 $ (8) $ 21,979 Additions: Provision for (release of ) credit losses (1) (227) 117 (1,042) 201 828 35 253 165 Deductions: Loans charged off 14 — — — 20 69 — 103 Less recoveries on loans (164) — — (2) — (29) — (195) Net loan charge-offs (recoveries) (150) — — (2) 20 40 — (92) Balance at end of period $ 1,844 $ 748 $ 3,422 $ 5,465 $ 10,295 $ 217 $ 245 $ 22,236 Liability for Unfunded Commitments Balance at beginning of period $ 124 $ 389 $ 562 $ 110 $ 142 $ 1 $ (26) $ 1,302 Provision for credit losses on unfunded commitments (12) (34) (148) (2) (16) — 47 (165) Balance at end of period $ 112 $ 355 $ 414 $ 108 $ 126 $ 1 $ 21 $ 1,137 Allowance for credit losses on loans and liability for unfunded commitments $ 1,956 $ 1,103 $ 3,836 $ 5,573 $ 10,421 $ 218 $ 266 $ 23,373 Three Months Ended June 30, 2022 (in thousands) Commercial, Financial, & Agricultural Real Estate Construction - Residential Real Estate Construction - Commercial Real Estate Mortgage - Residential Real Estate Mortgage - Commercial Installment and Other Consumer Un- allocated Total Balance at beginning of period $ 2,830 $ 60 $ 664 $ 2,578 $ 7,692 $ 273 $ 182 $ 14,279 Additions: Provision for (release of ) loan losses (1) 184 6 98 149 821 73 (131) 1,200 Deductions: Loans charged off 25 — — — 104 59 188 Less recoveries on loans (16) — — (20) (1) (25) (62) Net loan charge-offs (recoveries) 9 — — (20) 103 34 — 126 Balance at end of period $ 3,005 $ 66 $ 762 $ 2,747 $ 8,410 $ 312 $ 51 $ 15,353 Six Months Ended June 30, 2023 (in thousands) Commercial, Financial, & Agricultural Real Estate Construction - Residential Real Estate Construction - Commercial Real Estate Mortgage - Residential Real Estate Mortgage - Commercial Installment and Other Consumer Un- allocated Total Balance at beginning of period $ 2,735 $ 157 $ 875 $ 3,329 $ 8,000 $ 326 $ 166 $ 15,588 Adoption of ASU 2016-13 (649) 291 2,894 1,890 1,613 (80) (166) 5,793 Balance at January 1, 2023 2,086 448 3,769 5,219 9,613 246 — 21,381 Additions: Provision for (release of ) credit losses (1) (373) 300 (347) 242 706 42 245 815 Deductions: Loans charged off 43 — — — 25 128 — 196 Less recoveries on loans (174) — — (4) (1) (57) — (236) Net loan charge-offs (recoveries) (131) — — (4) 24 71 — (40) Balance at end of period $ 1,844 $ 748 $ 3,422 $ 5,465 $ 10,295 $ 217 $ 245 $ 22,236 Liability for Unfunded Commitments Balance at beginning of period $ — $ — $ — $ — $ — $ — $ — $ — Adoption of ASU 2016-13 104 341 569 107 150 1 — 1,272 Balance at January 1, 2023 104 341 569 107 150 1 — 1,272 Provision for credit losses on unfunded commitments 8 14 (155) 1 (24) — 21 (135) Balance at end of period $ 112 $ 355 $ 414 $ 108 $ 126 $ 1 $ 21 $ 1,137 Allowance for credit losses on loans and liability for unfunded commitments $ 1,956 $ 1,103 $ 3,836 $ 5,573 $ 10,421 $ 218 $ 266 $ 23,373 Six Months Ended June 30, 2022 (in thousands) Commercial, Financial, & Agricultural Real Estate Construction - Residential Real Estate Construction - Commercial Real Estate Mortgage - Residential Real Estate Mortgage - Commercial Installment and Other Consumer Un- allocated Total Balance at beginning of period $ 2,717 $ 137 $ 588 $ 2,482 $ 10,662 $ 256 $ 61 $ 16,903 Additions: Provision for (release of ) loan losses (1) 312 (71) 174 242 (2,077) 130 (10) (1,300) Deductions: Loans charged off 60 — — — 178 116 — 354 Less recoveries on loans (36) — — (23) (3) (42) — (104) Net loan charge-offs (recoveries) 24 — — (23) 175 74 — 250 Balance at end of period $ 3,005 $ 66 $ 762 $ 2,747 $ 8,410 $ 312 $ 51 $ 15,353
Schedule of Risk Categories by Class	The amortized cost of collateral-dependent loans by class as of June 30, 2023 was as follows: Collateral Type (in thousands) Real Estate Other Allowance Allocated June 30, 2023 Commercial, financial, and agricultural $ — $ 50 $ — Real estate mortgage − residential 145 — 25 Real estate mortgage − commercial 2,660 — — Total $ 2,805 $ 50 $ 25 The following table presents the recorded investment by risk categories at June 30, 2023: Term Loans Amortized Cost Basis by Origination Year and Risk Grades (in thousands) 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Loans Amortized Cost Basis Total June 30, 2023 Commercial, Financial, & Agricultural Pass $ 31,555 $ 48,777 $ 36,532 $ 33,316 $ 5,385 $ 6,699 $ 56,184 $ 631 $ 219,079 Watch — 2,673 78 633 118 339 3,736 — 7,577 Substandard 389 3,925 58 20 — — 1,819 — 6,211 Non-accrual loans — 1 — — 16 95 50 — 162 Total $ 31,944 $ 55,376 $ 36,668 $ 33,969 $ 5,519 $ 7,133 $ 61,789 $ 631 $ 233,029 Real Estate Construction - Residential Pass $ 26,216 $ 24,753 $ 642 $ 179 $ — $ — $ — $ — $ 51,790 Watch — — — — — — — — — Substandard — — — — — — — — — Non-accrual loans 94 — — — — — — — 94 Total $ 26,310 $ 24,753 $ 642 $ 179 $ — $ — $ — $ — $ 51,884 Real Estate Construction - Commercial Pass $ 33,466 $ 55,813 $ 30,976 $ 1,214 $ 67 $ 869 $ 1,970 $ — $ 124,375 Watch 1,924 333 241 — — 14 103 — 2,615 Substandard 693 — — — — — — — 693 Non-accrual loans — — — — — 78 — — 78 Total $ 36,083 $ 56,146 $ 31,217 $ 1,214 $ 67 $ 961 $ 2,073 $ — $ 127,761 Real Estate Mortgage - Residential Pass $ 45,564 $ 136,199 $ 66,590 $ 50,586 $ 7,449 $ 27,804 $ 43,561 $ 257 $ 378,010 Watch 181 210 420 1,001 131 2,157 — — 4,100 Substandard 17 — — 136 — 452 — — 605 Non-accrual loans — 53 — 236 — 283 152 — 724 Total $ 45,762 $ 136,462 $ 67,010 $ 51,959 $ 7,580 $ 30,696 $ 43,713 $ 257 $ 383,439 Real Estate Mortgage - Commercial Pass $ 72,209 $ 222,715 $ 201,350 $ 92,218 $ 28,514 $ 46,381 $ 15,262 $ 498 $ 679,147 Watch 11,584 12,315 12,459 5,838 397 1,385 70 — 44,048 Substandard 2,348 223 15,571 — 132 298 100 124 18,796 Non-accrual loans 1,774 120 627 223 — 36 — — 2,780 Total $ 87,915 $ 235,373 $ 230,007 $ 98,279 $ 29,043 $ 48,100 $ 15,432 $ 622 $ 744,771 Installment and other Consumer Pass $ 5,176 $ 8,056 $ 3,882 $ 1,844 $ 1,414 $ 49 $ 1,896 $ — $ 22,317 Watch — — — 3 — — — — 3 Substandard — — — — — — — — — Non-accrual loans — — 2 — — — — — 2 Total $ 5,176 $ 8,056 $ 3,884 $ 1,847 $ 1,414 $ 49 $ 1,896 $ — $ 22,322 Total Portfolio Pass $ 214,186 $ 496,313 $ 339,972 $ 179,357 $ 42,829 $ 81,802 $ 118,873 $ 1,386 $ 1,474,718 Watch 13,689 15,531 13,198 7,475 646 3,895 3,909 — 58,343 Substandard 3,447 4,148 15,629 156 132 750 1,919 124 26,305 Non-accrual loans 1,868 174 629 459 16 492 202 — 3,840 Total $ 233,190 $ 516,166 $ 369,428 $ 187,447 $ 43,623 $ 86,939 $ 124,903 $ 1,510 $ 1,563,206 The following table presents the recorded investment by risk categories at December 31, 2022: Term Loans Amortized Cost Basis by Origination Year and Risk Grades (in thousands) 2022 2021 2020 2019 2018 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Loans Amortized Cost Basis Total December 31, 2022 Commercial, Financial, & Agricultural Pass $ 73,654 $ 40,681 $ 37,994 $ 6,479 $ 4,050 $ 2,718 $ 63,869 $ 504 $ 229,949 Watch 1,228 296 756 150 48 251 3,155 1,527 7,411 Substandard 5,014 58 24 — 152 — 1,820 — 7,068 Non-accrual loans — — — 26 95 — — — 121 Total $ 79,896 $ 41,035 $ 38,774 $ 6,655 $ 4,345 $ 2,969 $ 68,844 $ 2,031 $ 244,549 Real Estate Construction - Residential Pass $ 29,289 $ 1,248 $ 769 $ 449 $ — $ — $ 340 $ — $ 32,095 Watch — — — — — — — — — Substandard — — — — — — — — — Non-accrual loans — — — — — — — — — Total $ 29,289 $ 1,248 $ 769 $ 449 $ — $ — $ 340 $ — $ 32,095 Real Estate Construction - Commercial Pass $ 60,318 $ 67,977 $ 2,249 $ 78 $ 676 $ 656 $ 1,831 $ — $ 133,785 Watch 2,239 321 — — — 14 103 — 2,677 Substandard 686 — — — — — — — 686 Non-accrual loans — — — — — 87 — — 87 Total $ 63,243 $ 68,298 $ 2,249 $ 78 $ 676 $ 757 $ 1,934 $ — $ 137,235 Real Estate Mortgage - Residential Pass $ 147,130 $ 68,380 $ 53,322 $ 8,013 $ 4,981 $ 25,590 $ 45,182 $ 523 $ 353,121 Watch 1,226 429 1,511 145 215 2,015 — — 5,541 Substandard — 136 820 — 10 712 — — 1,678 Non-accrual loans 59 — 144 — — 386 96 — 685 Total $ 148,415 $ 68,945 $ 55,797 $ 8,158 $ 5,206 $ 28,703 $ 45,278 $ 523 $ 361,025 Real Estate Mortgage - Commercial Pass $ 248,529 $ 203,033 $ 99,989 $ 31,341 $ 21,354 $ 38,317 $ 10,868 $ 121 $ 653,552 Watch 14,049 14,029 16,863 842 897 811 149 401 48,041 Substandard 260 2,673 — 48 — 306 — 48 3,335 Non-accrual loans 4,621 13,180 — — — — — — 17,801 Total $ 267,459 $ 232,915 $ 116,852 $ 32,231 $ 22,251 $ 39,434 $ 11,017 $ 570 $ 722,729 Installment and other Consumer Pass $ 11,170 $ 5,183 $ 2,891 $ 2,016 $ 459 $ 88 $ 1,806 $ — $ 23,613 Watch — — — — — — — — — Substandard — — — — — — — — — Non-accrual loans 2 3 — 1 — — — — 6 Total $ 11,172 $ 5,186 $ 2,891 $ 2,017 $ 459 $ 88 $ 1,806 $ — $ 23,619 Total Portfolio Pass $ 570,090 $ 386,502 $ 197,214 $ 48,376 $ 31,520 $ 67,369 $ 123,896 $ 1,148 $ 1,426,115 Watch 18,742 15,075 19,130 1,137 1,160 3,091 3,407 1,928 63,670 Substandard 5,960 2,867 844 48 162 1,018 1,820 48 12,767 Non-accrual loans 4,682 13,183 144 27 95 473 96 — 18,700 Total $ 599,474 $ 417,627 $ 217,332 $ 49,588 $ 32,937 $ 71,951 $ 129,219 $ 3,124 $ 1,521,252
Schedule of Allowance for Loan Losses and Recorded Investment by Portfolio Segment	The following table illustrates the allowance for loan losses and recorded investment by portfolio segment based on the impairment method: (in thousands) Commercial, Financial, and Agricultural Real Estate Construction - Residential Real Estate Construction - Commercial Real Estate Mortgage - Residential Real Estate Mortgage - Commercial Installment and Other Consumer Un- allocated Total December 31, 2022 Allowance for loan losses: Individually evaluated for impairment $ 36 $ — $ 11 $ 148 $ 62 $ 1 $ — $ 258 Collectively evaluated for impairment 2,699 157 864 3,181 7,938 325 166 15,330 Total $ 2,735 $ 157 $ 875 $ 3,329 $ 8,000 $ 326 $ 166 $ 15,588 Loans outstanding: Individually evaluated for impairment $ 295 $ — $ 87 $ 1,863 $ 18,110 $ 6 $ — $ 20,361 Collectively evaluated for impairment 244,254 32,095 137,148 359,162 704,619 23,613 — 1,500,891 Total $ 244,549 $ 32,095 $ 137,235 $ 361,025 $ 722,729 $ 23,619 $ — $ 1,521,252
Schedule of Impaired Loans	The categories of impaired loans at December 31, 2022 were as follows: (in thousands) December 31, 2022 Non-accrual loans $ 18,700 Performing TDRs 1,661 Total impaired loans $ 20,361 The following table presents loans individually evaluated for impairment at December 31, 2022, segregated between loans for which an allowance was provided and loans for which no allowance was provided. (in thousands) Recorded Investment Unpaid Principal Balance Specific Reserves Average Recorded Investment December 31, 2022 With no related allowance recorded: Real estate mortgage − residential $ — $ — $ — $ 1 Real estate mortgage − commercial 17,664 18,975 — 16,230 Total $ 17,664 $ 18,975 $ — $ 16,231 With an allowance recorded: Commercial, financial and agricultural $ 295 $ 330 $ 36 $ 319 Real estate construction − commercial 87 127 11 93 Real estate mortgage − residential 1,863 2,080 148 2,189 Real estate mortgage − commercial 446 535 62 428 Installment and other consumer 6 6 1 90 Total $ 2,697 $ 3,078 $ 258 3,119 Total impaired loans $ 20,361 $ 22,053 $ 258 $ 19,350
Schedule of Financing Receivable, Nonaccrual	The following tables present the recorded investment in non-accrual loans and loans past due over 90 days still on accrual by class of loans as of June 30, 2023 and December 31, 2022: (in thousands) Non-accrual with no Allowance Non-accrual with Allowance Total Non-accrual (1) 90 Days Past Due And Still Accruing Total Non-performing Loans June 30, 2023 Commercial, Financial, and Agricultural $ 49 $ 113 $ 162 $ — $ 162 Real estate construction − residential — 94 94 — 94 Real estate construction − commercial — 78 78 — 78 Real estate mortgage − residential 96 628 724 — 724 Real estate mortgage − commercial 2,660 120 2,780 — 2,780 Installment and Other Consumer — 2 2 7 9 Total $ 2,805 $ 1,035 $ 3,840 $ 7 $ 3,847 December 31, 2022 Commercial, Financial, and Agricultural $ — $ 121 $ 121 $ — $ 121 Real estate construction − commercial — 87 87 — 87 Real estate mortgage − residential — 685 685 — 685 Real estate mortgage − commercial 17,664 137 17,801 — 17,801 Installment and Other Consumer — 6 6 1 7 Total $ 17,664 $ 1,036 $ 18,700 $ 1 $ 18,701 (1) Includes $0.3 million of restructured loans as of both June 30, 2023 and December 31, 2022.
Schedule of Aging Information for the Company's Past Due and Non-Accrual Loans	The following table provides aging information for the Company’s past due and non-accrual loans at June 30, 2023 and December 31, 2022. (in thousands) Current or Less Than 30 Days Past Due 30 - 89 Days Past Due 90 Days Past Due And Still Accruing Non-Accrual Total June 30, 2023 Commercial, Financial, and Agricultural $ 232,864 $ 3 $ — $ 162 $ 233,029 Real estate construction − residential 51,790 — — 94 51,884 Real estate construction − commercial 127,683 — — 78 127,761 Real estate mortgage − residential 381,782 933 — 724 383,439 Real estate mortgage − commercial 741,402 589 — 2,780 744,771 Installment and Other Consumer 22,173 140 7 2 22,322 Total $ 1,557,694 $ 1,665 $ 7 $ 3,840 $ 1,563,206 December 31, 2022 Commercial, Financial, and Agricultural $ 244,392 $ 36 $ — $ 121 $ 244,549 Real estate construction − residential 32,095 — — — 32,095 Real estate construction − commercial 137,148 — — 87 137,235 Real estate mortgage − residential 359,672 668 — 685 361,025 Real estate mortgage − commercial 704,925 3 — 17,801 722,729 Installment and Other Consumer 23,506 106 1 6 23,619 Total $ 1,501,738 $ 813 $ 1 $ 18,700 $ 1,521,252
Schedule of Summary of Loans that were Modified as TDRs	The following table presents information regarding modifications to borrowers experiencing financial difficulty as of June 30, 2023: June 30, 2023 (Dollars in thousands) Number of contracts Recorded Investment % to Total Loans Commercial, financial and agricultural 2 $ 167 0.01% Real estate mortgage − residential 9 1,266 0.08% Real estate mortgage − commercial 3 325 0.02% Total 14 $ 1,758 0.11 %

Other Real Estate and Other A_2

Other Real Estate and Other Assets Acquired in Settlement of Loans (Tables)	6 Months Ended
	Jun. 30, 2023
Other Real Estate [Abstract]
Schedule of Real Estate and Other Assets Acquired in Settlement of Loans	June 30, December 31, (in thousands) 2023 2022 Real estate construction - commercial $ 10,094 $ 10,094 Real estate mortgage - residential 79 179 Real estate mortgage - commercial 707 1,186 Repossessed assets 44 — Total $ 10,924 $ 11,459 Less valuation allowance for other real estate owned (4,495) (2,664) Total other real estate owned and repossessed assets $ 6,429 $ 8,795
Schedule of Changes in the Net Carrying Amount of Other Real Estate Owned	Changes in the net carrying amount of other real estate owned and repossessed assets were as follows for the periods indicated: Three Months Ended June 30, Six Months Ended June 30, (in thousands) 2023 2022 2023 2022 Balance at beginning of period $ 10,911 $ 12,669 $ 11,459 $ 13,436 Additions net of (charge-offs) 44 — 44 (52) Proceeds from sales (70) (625) (627) (1,348) Charge-offs against the valuation allowance for other real estate owned, net — (219) — (219) Net gain on sales 39 (6) 48 2 Total other real estate owned and repossessed assets 10,924 11,819 $ 10,924 $ 11,819 Less valuation allowance for other real estate owned (4,495) (2,664) (4,495) (2,664) Balance at end of period $ 6,429 $ 9,155 $ 6,429 $ 9,155
Schedule of Activity in Valuation Allowance for Other Real Estate Owned	Activity in the valuation allowance for other real estate owned was as follows for the periods indicated: Three Months Ended June 30, Six Months Ended June 30, (in thousands) 2023 2022 2023 2022 Balance at beginning of period $ 2,664 $ 2,911 $ 2,664 $ 2,911 Provision for other real estate owned 1,831 (28) 1,831 (28) Charge-offs — (219) — (219) Balance at end of period $ 4,495 $ 2,664 $ 4,495 $ 2,664

Investment Securities (Tables)

Investment Securities (Tables)	6 Months Ended
	Jun. 30, 2023
Investments, Debt and Equity Securities [Abstract]
Schedule of Amortized Cost and Fair Value of Debt Securities Available-for-Sale	The amortized cost and fair value of debt securities classified as available-for-sale at June 30, 2023 and December 31, 2022 were as follows: Gross Unrealized (in thousands) Total Amortized Cost Gains Losses Fair Value June 30, 2023 U.S. Treasury $ 5,160 $ — $ (48) $ 5,112 U.S. government and federal agency obligations 515 — (32) 483 U.S. government-sponsored enterprises 27,499 — (2,427) 25,072 Obligations of states and political subdivisions 134,321 10 (24,011) 110,320 Mortgage-backed securities 115,469 4 (16,401) 99,072 Other debt securities (a) 11,825 — (1,393) 10,432 Bank issued trust preferred securities (a) 1,486 — (361) 1,125 Total available-for-sale securities $ 296,275 $ 14 $ (44,673) $ 251,616 December 31, 2022 U.S. Treasury $ 2,198 $ — $ (46) $ 2,152 U.S. government and federal agency obligations 591 — (32) 559 U.S. government-sponsored enterprises 26,499 — (2,722) 23,777 Obligations of states and political subdivisions 134,994 — (25,554) 109,440 Mortgage-backed securities 119,556 7 (16,864) 102,699 Other debt securities (a) 11,825 — (882) 10,943 Bank issued trust preferred securities (a) 1,486 — (309) 1,177 Total available-for-sale securities $ 297,149 $ 7 $ (46,409) $ 250,747
Schedule of Amortized Cost and Fair Value of Debt Securities Classified as Available-for-Sale by Contractual Maturity	Expected maturities may differ from contractual maturities because borrowers have the right to call or prepay obligations with or without prepayment penalties. (in thousands) Amortized Cost Fair Value Due in one year or less $ 10,576 $ 10,456 Due after one year through five years 20,105 18,952 Due after five years through ten years 33,465 29,321 Due after ten years 116,660 93,815 Total $ 180,806 $ 152,544 Mortgage-backed securities 115,469 99,072 Total available-for-sale securities $ 296,275 $ 251,616
Schedule of Other Securities	Investments in FHLB stock, and Midwest Independent BankersBank (MIB) stock, that do not have readily determinable fair values, are required for membership in those organizations. (in thousands) June 30, 2023 December 31, 2022 Other securities: FHLB stock $ 8,886 $ 6,156 MIB stock 151 151 Equity securities with readily determinable fair values 61 46 Total other investment securities $ 9,098 $ 6,353
Schedule of Gross Unrealized Losses on Debt Securities and Fair Value of Related Securities Aggregated by Investment Category and Length of Time that Individual Securities have been in a Continuous Unrealized Loss Position	Gross unrealized losses on debt securities and the fair value of the related securities, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at June 30, 2023 and December 31, 2022 were as follows: Less than 12 months 12 months or more (in thousands) Fair Value Unrealized Losses Fair Value Unrealized Losses Total Fair Value Total Unrealized Losses June 30, 2023 U.S. Treasury $ 2,725 $ (15) $ 1,394 $ (33) $ 4,119 $ (48) U.S. government and federal agency obligations — — 483 (32) 483 (32) U.S. government-sponsored enterprises 988 (12) 24,084 (2,415) 25,072 (2,427) Obligations of states and political subdivisions 3,200 (45) 105,814 (23,966) 109,014 (24,011) Mortgage-backed securities 6,418 (114) 90,803 (16,287) 97,221 (16,401) Other debt securities 6,594 (406) 3,838 (987) 10,432 (1,393) Bank issued trust preferred securities — — 1,125 (361) 1,125 (361) Total $ 19,925 $ (592) $ 227,541 $ (44,081) $ 247,466 $ (44,673) (in thousands) December 31, 2022 U.S. Treasury $ 1,908 $ (41) $ 244 $ (5) $ 2,152 $ (46) U.S. government and federal agency obligations 559 (32) — — 559 (32) U.S. government-sponsored enterprises 7,066 (933) 16,711 (1,789) 23,777 (2,722) Obligations of states and political subdivisions 79,396 (15,421) 29,370 (10,133) 108,766 (25,554) Mortgage-backed securities 33,334 (3,124) 68,911 (13,740) 102,245 (16,864) Other debt securities 7,557 (443) 3,386 (439) 10,943 (882) Bank issued trust preferred securities — — 1,177 (309) 1,177 (309) Total $ 129,820 $ (19,994) $ 119,799 $ (26,415) $ 249,619 $ (46,409)
Schedule of Components of Investment Securities Gains and Losses	The following table presents the gross realized gains and losses from sales and calls of available-for-sale securities, as well as gains and losses on equity securities from fair value adjustments which have been recognized in earnings: Three Months Ended June 30, Six Months Ended June 30, (in thousands) 2023 2022 2023 2022 Gross realized gains $ — $ — $ — $ — Gross realized losses — — — — Other-than-temporary impairment recognized — — — — Other investment securities: Fair value adjustments, net 7 (9) 15 (13) Investment securities gains (losses), net $ 7 $ (9) $ 15 $ (13)

Intangible Assets (Tables)

Intangible Assets (Tables)	6 Months Ended
	Jun. 30, 2023
Goodwill and Intangible Assets Disclosure [Abstract]
Schedule of Changes in Mortgage Servicing Rights (MSRs)	The table below presents changes in mortgage servicing rights (MSRs) for the periods indicated. Three Months Ended June 30, Six Months Ended June 30, (in thousands) 2023 2022 2023 2022 Balance at beginning of period $ 2,934 $ 2,639 $ 2,899 $ 2,659 Originated mortgage servicing rights 24 12 30 40 Changes in fair value: Due to changes in model inputs and assumptions (1) 7 160 101 190 Other changes in fair value (2) (63) (81) (128) (159) Total changes in fair value (56) 79 (27) 31 Balance at end of period $ 2,902 $ 2,730 $ 2,902 $ 2,730 (1) The change in fair value resulting from changes in valuation inputs or assumptions, reported in real estate servicing fees, net, used in the valuation model reflects the change in discount rates and prepayment speed assumptions primarily due to changes in interest rates. (2) Other changes in fair value, reported in real estate servicing fees, net, reflect changes due to customer payments and passage of time.
Schedule of Key Data and Assumptions Used in Estimating the Fair Value of the Company's MSRs	The following key data and assumptions were used in estimating the fair value of the Company’s MSRs as of June 30, 2023 and 2022, respectively: Six Months Ended June 30, 2023 2022 Weighted average constant prepayment rate 6.74 % 7.48 % Weighted average note rate 3.47 % 3.38 % Weighted average discount rate 11.00 % 9.25 % Weighted average expected life (in years) 7.12 6.97

Deposits (Tables)

Deposits (Tables)	6 Months Ended
	Jun. 30, 2023
Deposits [Abstract]
Schedule of Deposit Liabilities, Type	The table below represents the aggregate amount of time deposits with balances that met or exceeded the Federal Deposit Insurance Corporation (FDIC) insurance limit of $250,000 and brokered deposits for the periods indicated. (aggregate amounts in thousands) June 30, 2023 December 31, 2022 Time deposits with balances > $250,000 $ 112,915 $ 94,859 Brokered deposits $ 29,175 $ 40,135

Federal Funds Purchased and S_2

Federal Funds Purchased and Securities Sold under Agreements to Repurchase (Tables)	6 Months Ended
	Jun. 30, 2023
Federal Funds Purchased and Securities Sold under Agreements to Repurchase [Abstract]
Schedule of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase	(in thousands) June 30, 2023 December 31, 2022 Federal funds purchased $ — $ — Repurchase agreements 5,503 5,187 Total $ 5,503 $ 5,187
Schedule of Repurchase Agreements by Remaining Maturity of the Agreements	The collateral amounts pledged to repurchase agreements by remaining maturity in the table below are limited to the outstanding balances of the related asset or liability; thus amounts of excess collateral are not shown. Repurchase Agreements Remaining Contractual Maturity of the Agreements (in thousands) Overnight and continuous Less than 90 days Greater than 90 days Total June 30, 2023 U.S. government-sponsored enterprises $ 5,503 $ — $ — $ 5,503 Total $ 5,503 $ — $ — $ 5,503 December 31, 2022 U.S. government-sponsored enterprises $ 5,187 $ — $ — $ 5,187 Total $ 5,187 $ — $ — $ 5,187

Leases (Tables)

Leases (Tables)	6 Months Ended
	Jun. 30, 2023
Leases [Abstract]
Schedule of Maturity of Remaining Operating Leases Liabilities	The table below summarizes the maturity of remaining operating lease liabilities: Lease payments due in: Operating Lease (in thousands) 2023 (excluding 6 months ended June 30, 2023) $ 181 2024 258 2025 257 2026 259 2027 262 Thereafter 308 Total lease payments $ 1,525 Less imputed interest (151) Total lease liabilities, as reported $ 1,374

Stockholders_ Equity and Accu_2

Stockholders’ Equity and Accumulated Other Comprehensive (Loss) Income (Tables)	6 Months Ended
	Jun. 30, 2023
Stockholders' Equity Note [Abstract]
Schedule of Status of the Company's Restricted Share Units (RSUs)	The following table summarizes the status of the Company's restricted share units (RSUs) for the six months ended June 30, 2023: RSUs (in thousands, except per share amounts) Quantity Weighted-Average Grant Date Fair Value Per share Non-vested at January 1, 2023 — $ — Granted 12,277 18.33 Vested — — Forfeited — — Non-vested at June 30, 2023 12,277 $ 18.33
Schedule of the Change in the Components of the Accumulated Other Comprehensive Loss	The following table summarizes the change in the components of the Company’s accumulated other comprehensive (loss) income for the six months ended June 30, 2023 and 2022: Six Months Ended June 30, 2023 (in thousands) Unrealized Gains (Losses) on Securities (1) Unrecognized Net Pension and Postretirement Costs (2) Accumulated Other Comprehensive Income (Loss) Balance at beginning of period $ (36,657) $ 4,943 $ (31,714) Other comprehensive income (loss), before reclassifications 1,743 (320) 1,423 Amounts reclassified from accumulated other comprehensive income (loss) — — — Current period other comprehensive income (loss), before tax 1,743 (320) 1,423 Income tax (expense) benefit (366) 67 (299) Current period other comprehensive income (loss), net of tax 1,377 (253) 1,124 Balance at end of period $ (35,280) $ 4,690 $ (30,590) Six Months Ended June 30, 2022 (in thousands) Unrealized Gains (Losses) on Securities (1) Unrecognized Net Pension and Postretirement Costs (2) Accumulated Other Comprehensive Income (Loss) Balance at beginning of period $ 362 $ 2,931 $ 3,293 Other comprehensive loss, before reclassifications (39,251) — (39,251) Amounts reclassified from accumulated other comprehensive loss — — — Current period other comprehensive loss, before tax (39,251) — (39,251) Income tax benefit 8,243 — 8,243 Current period other comprehensive loss, net of tax (31,008) — (31,008) Balance at end of period $ (30,646) $ 2,931 $ (27,715) (1) The pre-tax amounts reclassified from accumulated other comprehensive (loss) income are included in investment securities gains (losses), net in the consolidated statements of income. (2) The pre-tax amounts reclassified from accumulated other comprehensive (loss) income are included in the computation of net periodic pension cost.

Employee Benefit Plans (Tables)

Employee Benefit Plans (Tables)	6 Months Ended
	Jun. 30, 2023
Retirement Benefits [Abstract]
Schedule of Employee Benefits Charged to Operating Expenses	Employee benefits charged to operating expenses are summarized in the table below for the periods indicated. Three Months Ended June 30, Six Months Ended June 30, (in thousands) 2023 2022 2023 2022 Payroll taxes $ 387 $ 344 $ 854 $ 786 Medical plans 427 467 895 941 401(k) match and profit sharing 221 426 511 796 Periodic pension cost 247 367 531 804 Other 8 4 19 12 Total employee benefits $ 1,290 $ 1,608 $ 2,810 $ 3,339
Schedule of Components of Net Pension Cost	The following items are components of net pension cost for the periods indicated: Three Months Ended June 30, Six Months Ended June 30, (in thousands) 2023 2022 2023 2022 Service cost - benefits earned during the year $ 218 $ 338 $ 473 $ 745 Interest costs on projected benefit obligations (a) 349 291 714 587 Expected return on plan assets (a) (544) (583) (1,089) (1,141) Expected administrative expenses 29 29 57 59 Amortization of unrecognized net loss (a) (178) — (320) — Net periodic pension cost $ (126) $ 75 $ (165) $ 250

Earnings per Share (Tables)

Earnings per Share (Tables)	6 Months Ended
	Jun. 30, 2023
Earnings Per Share [Abstract]
Schedule of Calculations of Basic and Diluted Earnings Per Common Share	Presented below is a summary of the components used to calculate basic and diluted earnings per common share, which have been restated for all stock dividends: Three Months Ended June 30, Six Months Ended June 30, (dollars in thousands, except per share data) 2023 2022 2023 2022 Basic and Diluted Earnings Per Share: Net income available to shareholders $ 2,549 $ 4,489 $ 5,820 $ 11,098 Basic weighted-average shares outstanding 7,039,323 7,039,323 7,039,323 7,087,178 Effect of dilutive equity-based awards 520 — — — Diluted weighted-average shares outstanding 7,039,843 7,039,323 7,039,323 7,087,178 Basic earnings per share $ 0.36 $ 0.64 $ 0.83 $ 1.57 Diluted earnings per share $ 0.36 $ 0.64 $ 0.83 $ 1.57

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	6 Months Ended
	Jun. 30, 2023
Fair Value Disclosures [Abstract]
Schedule of Assets and Liabilities Recorded at Fair Value on a Recurring Basis	Fair Value Measurements (in thousands) Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) June 30, 2023 Assets: U.S. Treasury $ 5,112 $ 5,112 $ — $ — U.S. government and federal agency obligations 483 — 483 — U.S. government-sponsored enterprises 25,072 — 25,072 — Obligations of states and political subdivisions 110,320 — 110,320 — Mortgage-backed securities 99,072 — 99,072 — Other debt securities 10,432 — 10,432 — Bank-issued trust preferred securities 1,125 — 1,125 — Equity securities 61 61 — — Interest rate lock commitments 58 — — 58 Forward sale commitments 25 — 25 — Loans held for sale 2,130 — 2,130 — Mortgage servicing rights 2,902 — — 2,902 Total $ 256,792 $ 5,173 $ 248,659 $ 2,960 Liabilities: Interest rate lock commitments $ 43 $ — $ — $ 43 Forward sale commitments 1 — 1 — Total $ 44 $ — $ 1 $ 43 December 31, 2022 Assets: U.S. Treasury $ 2,152 $ 2,152 $ — $ — U.S. government and federal agency obligations 559 — 559 — U.S. government-sponsored enterprises 23,777 — 23,777 — Obligations of states and political subdivisions 109,440 — 109,440 — Mortgage-backed securities 102,699 — 102,699 — Other debt securities 10,943 — 10,943 — Bank-issued trust preferred securities 1,177 — 1,177 — Equity securities 46 46 — — Interest rate lock commitments 20 — — 20 Forward sale commitments 3 — 3 — Loans held for sale 591 — 591 — Mortgage servicing rights 2,899 — — 2,899 Total $ 254,306 $ 2,198 $ 249,189 $ 2,919 Liabilities: Interest rate lock commitments $ 18 $ — $ — $ 18 Forward sale commitments 3 — 3 — Total $ 21 $ — $ 3 $ 18
Schedule of Changes in Level 3 Assets and Liabilities Measured at Fair Value on a Recurring Basis	The changes in Level 3 assets and liabilities measured at fair value on a recurring basis are summarized as follows: Fair Value Measurements Using Significant Unobservable Inputs (Level 3) Mortgage Servicing Rights Interest Rate Lock Commitments Six Months Ended June 30, (in thousands) 2023 2022 2023 2022 Balance at beginning of period $ 2,899 $ 2,659 $ 2 $ 286 Total gains or (losses) (realized/unrealized): Included in earnings (27) 31 (18) (32) Included in other comprehensive income — — — — Purchases — — — — Sales — — (110) (303) Issues 30 40 141 144 Settlements — — — — Balance at end of period $ 2,902 $ 2,730 $ 15 $ 95
Schedule of Valuation Methods for Instruments Measured at Fair Value on a Nonrecurring Basis	Fair Value Measurements Using (in thousands) Total Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Three Months Ended June 30, Total Gains (Losses)* Six Months Ended June 30, Total Gains (Losses)* June 30, 2023 Assets: Collateral dependent impaired loans: Commercial, financial, & agricultural $ 50 — — $ 50 $ — $ — Real estate mortgage - residential 120 — — 120 — — Real estate mortgage - commercial 2,660 — — 2,660 (20) (25) Installment and other consumer — — — — (16) (16) Total $ 2,830 $ — $ — $ 2,830 $ (36) $ (41) Other real estate and repossessed assets $ 6,429 $ — $ — $ 6,429 $ (1,792) $ (1,783) June 30, 2022 Assets: Collateral dependent impaired loans: Real estate mortgage - commercial $ 15,992 $ — $ — $ 15,992 $ (2) $ (25) Total $ 15,992 $ — $ — $ 15,992 $ (2) $ (25) Other real estate and repossessed assets $ 9,155 $ — $ — $ 9,155 $ 23 $ (22) * Total losses reported for other real estate and foreclosed assets includes charge-offs, valuation write downs, and net losses taken during the periods reported.

Fair Value of Financial Instr_2

Fair Value of Financial Instruments (Tables)	6 Months Ended
	Jun. 30, 2023
Fair Value Disclosures [Abstract]
Schedule of Carrying Amounts and Fair Values of Financial Instruments	A summary of the carrying amounts and fair values of the Company’s financial instruments at June 30, 2023 and December 31, 2022 is as follows: June 30, 2023 Fair Value Measurements June 30, 2023 Quoted Prices in Active Markets for Identical Assets Other Observable Inputs Net Significant Unobservable Inputs (in thousands) Carrying amount Fair value (Level 1) (Level 2) (Level 3) Assets: Cash and due from banks $ 23,167 $ 23,167 $ 23,167 $ — $ — Federal funds sold and overnight interest-bearing deposits 1,482 1,482 1,482 — — Certificates of deposit in other banks 980 980 980 — — Available-for-sale securities 251,616 251,616 5,112 246,504 — Other investment securities 9,098 9,098 61 9,037 — Loans, net 1,540,970 1,415,720 — — 1,415,720 Loans held for sale 2,130 2,130 — 2,130 — Cash surrender value - life insurance 2,596 2,596 — 2,596 — Interest rate lock commitments 58 58 — — 58 Forward sale commitments 25 25 — 25 — Accrued interest receivable 7,670 7,670 7,670 — — Total $ 1,839,792 $ 1,714,542 $ 38,472 $ 260,292 $ 1,415,778 Liabilities: Deposits: Non-interest bearing demand $ 437,770 $ 437,770 $ 437,770 $ — $ — Savings, interest checking and money market 812,264 812,264 812,264 — — Time deposits 293,236 288,613 — — 288,613 Federal funds purchased and securities sold under agreements to repurchase 5,503 5,503 5,503 — — Federal Home Loan Bank advances and other borrowings 164,275 164,285 — 164,285 — Subordinated notes 49,486 37,455 — 37,455 — Interest rate lock commitments 43 43 — — 43 Forward sale commitments 1 1 1 Accrued interest payable 1,479 1,479 1,479 — — Total $ 1,764,057 $ 1,747,413 $ 1,257,016 $ 201,741 $ 288,656 December 31, 2022 Fair Value Measurements December 31, 2022 Quoted Prices in Active Markets for Identical Assets Other Observable Inputs Net Significant Unobservable Inputs (in thousands) Carrying amount Fair value (Level 1) (Level 2) (Level 3) Assets: Cash and due from banks $ 18,661 $ 18,661 $ 18,661 $ — $ — Federal funds sold and overnight interest-bearing deposits 65,059 65,059 65,059 — — Certificates of deposit in other banks 2,955 2,955 2,955 — — Available-for-sale securities 250,747 250,747 2,152 248,595 — Other investment securities 6,353 6,353 46 6,307 — Loans, net 1,505,664 1,389,018 — — 1,389,018 Loans held for sale 591 591 — 591 — Cash surrender value - life insurance 2,567 2,567 — 2,567 — Interest rate lock commitments 20 20 — — 20 Forward sale commitments 3 3 — 3 — Accrued interest receivable 7,953 7,953 7,953 — — Total $ 1,860,573 $ 1,743,927 $ 96,826 $ 258,063 $ 1,389,038 Liabilities: Deposits: Non-interest bearing demand $ 453,443 $ 453,443 $ 453,443 $ — $ — Savings, interest checking and money market 923,602 923,602 923,602 — — Time deposits 255,034 250,433 — — 250,433 Federal funds purchased and securities sold under agreements to repurchase 5,187 5,187 5,187 — — Federal Home Loan Bank advances and other borrowings 98,000 98,000 — 98,000 — Subordinated notes 49,486 39,197 — 39,197 — Interest rate lock commitments 18 18 — — 18 Forward sale commitments 3 3 — 3 — Accrued interest payable 902 902 902 — — Total $ 1,785,675 $ 1,770,785 $ 1,383,134 $ 137,200 $ 250,451

Commitments and Contingencies (

Commitments and Contingencies (Tables)	6 Months Ended
	Jun. 30, 2023
Commitments and Contingencies Disclosure [Abstract]
Schedule of Contractual Amount of Off-balance-sheet Financial Instruments	The contractual amount of off-balance-sheet financial instruments were as follows as of the dates indicated: (in thousands) June 30, 2023 December 31, 2022 Commitments to extend credit $ 356,097 $ 388,264 Interest rate lock commitments 21,169 6,331 Forward sale commitments 2,114 576 Standby letters of credit 22,018 49,740 Total $ 401,398 $ 444,911

Summary of Significant Accoun_4

Summary of Significant Accounting Policies (Details) - USD ($) $ in Thousands	Jul. 01, 2023	Jun. 30, 2023	Jan. 01, 2023	Dec. 31, 2022
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Retained earnings		$ 83,722	$ 5,600	$ 91,789
Subsequent Event
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Special stock dividend, rate percent (in percent)	4%

Summary of Significant Accoun_5

Summary of Significant Accounting Policies -Impact of Adoption (Details) - USD ($) $ in Thousands	Jun. 30, 2023		Mar. 31, 2023	Jan. 01, 2023	Dec. 31, 2022		Jun. 30, 2022	Mar. 31, 2022	Dec. 31, 2021
ASSETS
Allowance for credit losses on loans	$ 22,236	[1]	$ 21,979		$ 15,588	[1]	$ 15,353	$ 14,279	$ 16,903
Deferred tax asset					3,267
Liabilities:
Liability for unfunded commitments					0
Shareholders' Equity
Retained earnings	$ 83,722			$ 5,600	91,789
Cumulative Effect, Period of Adoption, Adjustment
ASSETS
Allowance for credit losses on loans				5,793	5,793
Deferred tax asset				1,483
Liabilities:
Liability for unfunded commitments				1,272
Shareholders' Equity
Retained earnings				(5,581)
Cumulative Effect, Period of Adoption, Adjusted Balance
ASSETS
Allowance for credit losses on loans				21,381	$ 21,381
Deferred tax asset				4,750
Liabilities:
Liability for unfunded commitments				1,272
Shareholders' Equity
Retained earnings				$ 86,208
[1]amounts include the impacts of the January 1, 2023 adoption of ASU 2016-13. See Note 2 for details. See accompanying notes to the consolidated financial statements (unaudited)

Loans and Allowance for Credi_3

Loans and Allowance for Credit Losses - Summary of Loans by Major Class (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Loans and Allowance for Loan Losses
Loans held for investment	$ 1,563,206	$ 1,521,252
Commercial, financial, & agricultural
Loans and Allowance for Loan Losses
Loans held for investment	233,029	244,549
Real estate construction − residential
Loans and Allowance for Loan Losses
Loans held for investment	51,884	32,095
Real estate construction − commercial
Loans and Allowance for Loan Losses
Loans held for investment	127,761	137,235
Real estate mortgage − residential
Loans and Allowance for Loan Losses
Loans held for investment	383,439	361,025
Real estate mortgage − commercial
Loans and Allowance for Loan Losses
Loans held for investment	744,771	722,729
Installment and other consumer
Loans and Allowance for Loan Losses
Loans held for investment	$ 22,322	$ 23,619

Loans and Allowance for Credi_4

Loans and Allowance for Credit Losses - Loans Pledged (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Financing Receivable, Allowance for Credit Loss [Line Items]
Accrued interest on loans	$ 6,000	$ 6,400
Net loans	1,540,970	$ 1,505,664
Asset Pledged as Collateral without Right | Federal Home Loan Bank Advances
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans	$ 651,600

Loans and Allowance for Credi_5

Loans and Allowance for Credit Losses - Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended			6 Months Ended
	Jun. 30, 2023		Jun. 30, 2022	Jun. 30, 2023		Jun. 30, 2022
Allowance for Loan and Lease Losses [Roll Forward]
Balance at beginning of period	$ 21,979		$ 14,279	$ 15,588	[1]	$ 16,903
Additions:
Provision for (release of ) credit losses	165		1,200	815		(1,300)
Deductions:
Loans charged off	103		188	196		354
Less recoveries on loans	(195)		(62)	(236)		(104)
Net loan charge-offs (recoveries)	(92)		126	(40)		250
Balance at end of period	22,236	[1]	15,353	22,236	[1]	15,353
Liability for Unfunded Commitments
Beginning balance				0
Cumulative Effect, Period of Adoption, Adjustment
Allowance for Loan and Lease Losses [Roll Forward]
Balance at beginning of period				5,793
Cumulative Effect, Period of Adoption, Adjusted Balance
Allowance for Loan and Lease Losses [Roll Forward]
Balance at beginning of period				21,381
Unfunded Loan Commitment
Deductions:
Balance at end of period	1,100			1,100
Liability for Unfunded Commitments
Beginning balance	1,302			0
Provision for credit losses on unfunded commitments	(165)			(135)
Ending balance	1,137			1,137
Allowance for credit losses on loans and liability for unfunded commitments	23,373			23,373
Unfunded Loan Commitment | Cumulative Effect, Period of Adoption, Adjustment
Liability for Unfunded Commitments
Beginning balance				1,272
Unfunded Loan Commitment | Cumulative Effect, Period of Adoption, Adjusted Balance
Liability for Unfunded Commitments
Beginning balance				1,272
Commercial, Financial, and Agricultural
Allowance for Loan and Lease Losses [Roll Forward]
Balance at beginning of period	1,921		2,830	2,735		2,717
Additions:
Provision for (release of ) credit losses	(227)		184	(373)		312
Deductions:
Loans charged off	14		25	43		60
Less recoveries on loans	(164)		(16)	(174)		(36)
Net loan charge-offs (recoveries)	(150)		9	(131)		24
Balance at end of period	1,844		3,005	1,844		3,005
Commercial, Financial, and Agricultural | Cumulative Effect, Period of Adoption, Adjustment
Allowance for Loan and Lease Losses [Roll Forward]
Balance at beginning of period				(649)
Commercial, Financial, and Agricultural | Cumulative Effect, Period of Adoption, Adjusted Balance
Allowance for Loan and Lease Losses [Roll Forward]
Balance at beginning of period				2,086
Commercial, Financial, and Agricultural | Unfunded Loan Commitment
Liability for Unfunded Commitments
Beginning balance	124			0
Provision for credit losses on unfunded commitments	(12)			8
Ending balance	112			112
Allowance for credit losses on loans and liability for unfunded commitments	1,956			1,956
Commercial, Financial, and Agricultural | Unfunded Loan Commitment | Cumulative Effect, Period of Adoption, Adjustment
Liability for Unfunded Commitments
Beginning balance				104
Commercial, Financial, and Agricultural | Unfunded Loan Commitment | Cumulative Effect, Period of Adoption, Adjusted Balance
Liability for Unfunded Commitments
Beginning balance				104
Real Estate Construction - Residential
Allowance for Loan and Lease Losses [Roll Forward]
Balance at beginning of period	631		60	157		137
Additions:
Provision for (release of ) credit losses	117		6	300		(71)
Deductions:
Loans charged off	0		0	0		0
Less recoveries on loans	0		0	0		0
Net loan charge-offs (recoveries)	0		0	0		0
Balance at end of period	748		66	748		66
Real Estate Construction - Residential | Cumulative Effect, Period of Adoption, Adjustment
Allowance for Loan and Lease Losses [Roll Forward]
Balance at beginning of period				291
Real Estate Construction - Residential | Cumulative Effect, Period of Adoption, Adjusted Balance
Allowance for Loan and Lease Losses [Roll Forward]
Balance at beginning of period				448
Real Estate Construction - Residential | Unfunded Loan Commitment
Liability for Unfunded Commitments
Beginning balance	389			0
Provision for credit losses on unfunded commitments	(34)			14
Ending balance	355			355
Allowance for credit losses on loans and liability for unfunded commitments	1,103			1,103
Real Estate Construction - Residential | Unfunded Loan Commitment | Cumulative Effect, Period of Adoption, Adjustment
Liability for Unfunded Commitments
Beginning balance				341
Real Estate Construction - Residential | Unfunded Loan Commitment | Cumulative Effect, Period of Adoption, Adjusted Balance
Liability for Unfunded Commitments
Beginning balance				341
Real Estate Construction - Commercial
Allowance for Loan and Lease Losses [Roll Forward]
Balance at beginning of period	4,464		664	875		588
Additions:
Provision for (release of ) credit losses	(1,042)		98	(347)		174
Deductions:
Loans charged off	0		0	0		0
Less recoveries on loans	0		0	0		0
Net loan charge-offs (recoveries)	0		0	0		0
Balance at end of period	3,422		762	3,422		762
Real Estate Construction - Commercial | Cumulative Effect, Period of Adoption, Adjustment
Allowance for Loan and Lease Losses [Roll Forward]
Balance at beginning of period				2,894
Real Estate Construction - Commercial | Cumulative Effect, Period of Adoption, Adjusted Balance
Allowance for Loan and Lease Losses [Roll Forward]
Balance at beginning of period				3,769
Real Estate Construction - Commercial | Unfunded Loan Commitment
Liability for Unfunded Commitments
Beginning balance	562			0
Provision for credit losses on unfunded commitments	(148)			(155)
Ending balance	414			414
Allowance for credit losses on loans and liability for unfunded commitments	3,836			3,836
Real Estate Construction - Commercial | Unfunded Loan Commitment | Cumulative Effect, Period of Adoption, Adjustment
Liability for Unfunded Commitments
Beginning balance				569
Real Estate Construction - Commercial | Unfunded Loan Commitment | Cumulative Effect, Period of Adoption, Adjusted Balance
Liability for Unfunded Commitments
Beginning balance				569
Real Estate Mortgage - Residential
Allowance for Loan and Lease Losses [Roll Forward]
Balance at beginning of period	5,262		2,578	3,329		2,482
Additions:
Provision for (release of ) credit losses	201		149	242		242
Deductions:
Loans charged off	0		0	0		0
Less recoveries on loans	(2)		(20)	(4)		(23)
Net loan charge-offs (recoveries)	(2)		(20)	(4)		(23)
Balance at end of period	5,465		2,747	5,465		2,747
Real Estate Mortgage - Residential | Cumulative Effect, Period of Adoption, Adjustment
Allowance for Loan and Lease Losses [Roll Forward]
Balance at beginning of period				1,890
Real Estate Mortgage - Residential | Cumulative Effect, Period of Adoption, Adjusted Balance
Allowance for Loan and Lease Losses [Roll Forward]
Balance at beginning of period				5,219
Real Estate Mortgage - Residential | Unfunded Loan Commitment
Liability for Unfunded Commitments
Beginning balance	110			0
Provision for credit losses on unfunded commitments	(2)			1
Ending balance	108			108
Allowance for credit losses on loans and liability for unfunded commitments	5,573			5,573
Real Estate Mortgage - Residential | Unfunded Loan Commitment | Cumulative Effect, Period of Adoption, Adjustment
Liability for Unfunded Commitments
Beginning balance				107
Real Estate Mortgage - Residential | Unfunded Loan Commitment | Cumulative Effect, Period of Adoption, Adjusted Balance
Liability for Unfunded Commitments
Beginning balance				107
Real Estate Mortgage - Commercial
Allowance for Loan and Lease Losses [Roll Forward]
Balance at beginning of period	9,487		7,692	8,000		10,662
Additions:
Provision for (release of ) credit losses	828		821	706		(2,077)
Deductions:
Loans charged off	20		104	25		178
Less recoveries on loans	0		(1)	(1)		(3)
Net loan charge-offs (recoveries)	20		103	24		175
Balance at end of period	10,295		8,410	10,295		8,410
Real Estate Mortgage - Commercial | Cumulative Effect, Period of Adoption, Adjustment
Allowance for Loan and Lease Losses [Roll Forward]
Balance at beginning of period				1,613
Real Estate Mortgage - Commercial | Cumulative Effect, Period of Adoption, Adjusted Balance
Allowance for Loan and Lease Losses [Roll Forward]
Balance at beginning of period				9,613
Real Estate Mortgage - Commercial | Unfunded Loan Commitment
Liability for Unfunded Commitments
Beginning balance	142			0
Provision for credit losses on unfunded commitments	(16)			(24)
Ending balance	126			126
Allowance for credit losses on loans and liability for unfunded commitments	10,421			10,421
Real Estate Mortgage - Commercial | Unfunded Loan Commitment | Cumulative Effect, Period of Adoption, Adjustment
Liability for Unfunded Commitments
Beginning balance				150
Real Estate Mortgage - Commercial | Unfunded Loan Commitment | Cumulative Effect, Period of Adoption, Adjusted Balance
Liability for Unfunded Commitments
Beginning balance				150
Installment and Other Consumer
Allowance for Loan and Lease Losses [Roll Forward]
Balance at beginning of period	222		273	326		256
Additions:
Provision for (release of ) credit losses	35		73	42		130
Deductions:
Loans charged off	69		59	128		116
Less recoveries on loans	(29)		(25)	(57)		(42)
Net loan charge-offs (recoveries)	40		34	71		74
Balance at end of period	217		312	217		312
Installment and Other Consumer | Cumulative Effect, Period of Adoption, Adjustment
Allowance for Loan and Lease Losses [Roll Forward]
Balance at beginning of period				(80)
Installment and Other Consumer | Cumulative Effect, Period of Adoption, Adjusted Balance
Allowance for Loan and Lease Losses [Roll Forward]
Balance at beginning of period				246
Installment and Other Consumer | Unfunded Loan Commitment
Liability for Unfunded Commitments
Beginning balance	1			0
Provision for credit losses on unfunded commitments	0			0
Ending balance	1			1
Allowance for credit losses on loans and liability for unfunded commitments	218			218
Installment and Other Consumer | Unfunded Loan Commitment | Cumulative Effect, Period of Adoption, Adjustment
Liability for Unfunded Commitments
Beginning balance				1
Installment and Other Consumer | Unfunded Loan Commitment | Cumulative Effect, Period of Adoption, Adjusted Balance
Liability for Unfunded Commitments
Beginning balance				1
Un- allocated
Allowance for Loan and Lease Losses [Roll Forward]
Balance at beginning of period	(8)		182	166		61
Additions:
Provision for (release of ) credit losses	253		(131)	245		(10)
Deductions:
Loans charged off	0			0		0
Less recoveries on loans	0			0		0
Net loan charge-offs (recoveries)	0		0	0		0
Balance at end of period	245		$ 51	245		$ 51
Un- allocated | Cumulative Effect, Period of Adoption, Adjustment
Allowance for Loan and Lease Losses [Roll Forward]
Balance at beginning of period				(166)
Un- allocated | Cumulative Effect, Period of Adoption, Adjusted Balance
Allowance for Loan and Lease Losses [Roll Forward]
Balance at beginning of period				0
Un- allocated | Unfunded Loan Commitment
Liability for Unfunded Commitments
Beginning balance	(26)			0
Provision for credit losses on unfunded commitments	47			21
Ending balance	21			21
Allowance for credit losses on loans and liability for unfunded commitments	$ 266			266
Un- allocated | Unfunded Loan Commitment | Cumulative Effect, Period of Adoption, Adjustment
Liability for Unfunded Commitments
Beginning balance				0
Un- allocated | Unfunded Loan Commitment | Cumulative Effect, Period of Adoption, Adjusted Balance
Liability for Unfunded Commitments
Beginning balance				$ 0
[1]amounts include the impacts of the January 1, 2023 adoption of ASU 2016-13. See Note 2 for details. See accompanying notes to the consolidated financial statements (unaudited)

Loans and Allowance for Credi_6

Loans and Allowance for Credit Losses - CECL (Details) - USD ($) $ in Thousands	Jan. 01, 2023	Jun. 30, 2023		Mar. 31, 2023	Dec. 31, 2022		Jun. 30, 2022	Mar. 31, 2022	Dec. 31, 2021
Financing Receivable, Allowance for Credit Loss [Line Items]
Liability for unfunded commitments		$ 22,236	[1]	$ 21,979	$ 15,588	[1]	$ 15,353	$ 14,279	$ 16,903
Unfunded Loan Commitment
Financing Receivable, Allowance for Credit Loss [Line Items]
Liability for unfunded commitments		$ 1,100
Cumulative Effect, Period of Adoption, Adjustment
Financing Receivable, Allowance for Credit Loss [Line Items]
Provision for (release of) credit losses on loans and unfunded commitments	$ 5,800
Liability for unfunded commitments	5,793				$ 5,793
Cumulative Effect, Period of Adoption, Adjustment | Unfunded Loan Commitment
Financing Receivable, Allowance for Credit Loss [Line Items]
Liability for unfunded commitments	$ 1,300
[1]amounts include the impacts of the January 1, 2023 adoption of ASU 2016-13. See Note 2 for details. See accompanying notes to the consolidated financial statements (unaudited)

Loans and Allowance for Credi_7

Loans and Allowance for Credit Losses - Collateral Loan (Details) - USD ($) $ in Thousands	Jun. 30, 2023		Mar. 31, 2023	Dec. 31, 2022		Jun. 30, 2022	Mar. 31, 2022	Dec. 31, 2021
Financing Receivable, Allowance for Credit Loss [Line Items]
Individually evaluated for impairment				$ 20,361
Allowance Allocated	$ 22,236	[1]	$ 21,979	15,588	[1]	$ 15,353	$ 14,279	$ 16,903
Commercial, Financial, and Agricultural
Financing Receivable, Allowance for Credit Loss [Line Items]
Individually evaluated for impairment				295
Allowance Allocated	1,844		1,921	2,735		3,005	2,830	2,717
Real estate mortgage − residential
Financing Receivable, Allowance for Credit Loss [Line Items]
Individually evaluated for impairment				1,863
Allowance Allocated	5,465		5,262	3,329		2,747	2,578	2,482
Real estate mortgage − commercial
Financing Receivable, Allowance for Credit Loss [Line Items]
Individually evaluated for impairment				18,110
Allowance Allocated	10,295		$ 9,487	$ 8,000		$ 8,410	$ 7,692	$ 10,662
Real Estate
Financing Receivable, Allowance for Credit Loss [Line Items]
Individually evaluated for impairment	2,805
Real Estate | Commercial, Financial, and Agricultural
Financing Receivable, Allowance for Credit Loss [Line Items]
Individually evaluated for impairment	0
Real Estate | Real estate mortgage − residential
Financing Receivable, Allowance for Credit Loss [Line Items]
Individually evaluated for impairment	145
Real Estate | Real estate mortgage − commercial
Financing Receivable, Allowance for Credit Loss [Line Items]
Individually evaluated for impairment	2,660
Other
Financing Receivable, Allowance for Credit Loss [Line Items]
Individually evaluated for impairment	50
Other | Commercial, Financial, and Agricultural
Financing Receivable, Allowance for Credit Loss [Line Items]
Individually evaluated for impairment	50
Other | Real estate mortgage − residential
Financing Receivable, Allowance for Credit Loss [Line Items]
Individually evaluated for impairment	0
Other | Real estate mortgage − commercial
Financing Receivable, Allowance for Credit Loss [Line Items]
Individually evaluated for impairment	0
Allowance Allocated
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance Allocated	25
Allowance Allocated | Commercial, Financial, and Agricultural
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance Allocated	0
Allowance Allocated | Real estate mortgage − residential
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance Allocated	25
Allowance Allocated | Real estate mortgage − commercial
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance Allocated	$ 0
[1]amounts include the impacts of the January 1, 2023 adoption of ASU 2016-13. See Note 2 for details. See accompanying notes to the consolidated financial statements (unaudited)

Loans and Allowance for Credi_8

Loans and Allowance for Credit Losses - Impairment Methodology (Details) - USD ($) $ in Thousands	Jun. 30, 2023		Mar. 31, 2023	Dec. 31, 2022		Jun. 30, 2022	Mar. 31, 2022	Dec. 31, 2021
Allowance for loan losses:
Individually evaluated for impairment				$ 258
Collectively evaluated for impairment				15,330
Total	$ 22,236	[1]	$ 21,979	15,588	[1]	$ 15,353	$ 14,279	$ 16,903
Loans outstanding:
Individually evaluated for impairment				20,361
Collectively evaluated for impairment				1,500,891
Total	1,563,206			1,521,252
Commercial, Financial, and Agricultural
Allowance for loan losses:
Individually evaluated for impairment				36
Collectively evaluated for impairment				2,699
Total	1,844		1,921	2,735		3,005	2,830	2,717
Loans outstanding:
Individually evaluated for impairment				295
Collectively evaluated for impairment				244,254
Total	233,029			244,549
Real Estate Construction - Residential
Allowance for loan losses:
Individually evaluated for impairment				0
Collectively evaluated for impairment				157
Total	748		631	157		66	60	137
Loans outstanding:
Individually evaluated for impairment				0
Collectively evaluated for impairment				32,095
Total	51,884			32,095
Real Estate Construction - Commercial
Allowance for loan losses:
Individually evaluated for impairment				11
Collectively evaluated for impairment				864
Total	3,422		4,464	875		762	664	588
Loans outstanding:
Individually evaluated for impairment				87
Collectively evaluated for impairment				137,148
Total	127,761			137,235
Real Estate Mortgage - Residential
Allowance for loan losses:
Individually evaluated for impairment				148
Collectively evaluated for impairment				3,181
Total	5,465		5,262	3,329		2,747	2,578	2,482
Loans outstanding:
Individually evaluated for impairment				1,863
Collectively evaluated for impairment				359,162
Total	383,439			361,025
Real Estate Mortgage - Commercial
Allowance for loan losses:
Individually evaluated for impairment				62
Collectively evaluated for impairment				7,938
Total	10,295		9,487	8,000		8,410	7,692	10,662
Loans outstanding:
Individually evaluated for impairment				18,110
Collectively evaluated for impairment				704,619
Total	744,771			722,729
Installment and Other Consumer
Allowance for loan losses:
Individually evaluated for impairment				1
Collectively evaluated for impairment				325
Total	217		222	326		312	273	256
Loans outstanding:
Individually evaluated for impairment				6
Collectively evaluated for impairment				23,613
Total	22,322			23,619
Un- allocated
Allowance for loan losses:
Individually evaluated for impairment				0
Collectively evaluated for impairment				166
Total	$ 245		$ (8)	166		$ 51	$ 182	$ 61
Loans outstanding:
Individually evaluated for impairment				0
Collectively evaluated for impairment				0
Total				$ 0
[1]amounts include the impacts of the January 1, 2023 adoption of ASU 2016-13. See Note 2 for details. See accompanying notes to the consolidated financial statements (unaudited)

Loans and Allowance for Credi_9

Loans and Allowance for Credit Losses - Impaired Loans (Details) $ in Thousands	Dec. 31, 2022 USD ($)
Receivables [Abstract]
Individually evaluated for impairment	$ 20,361
Impaired loans were evaluated based on the fair value of the loan's collateral	$ 17,700

Loans and Allowance for Cred_10

Loans and Allowance for Credit Losses - Categories of Impaired Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Categories of impaired loans
Non-accrual loans	$ 3,840	$ 18,700
Performing TDRs		1,661
Total impaired loans		$ 20,361

Loans and Allowance for Cred_11

Loans and Allowance for Credit Losses - Average Recorded Investment and Interest Income (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2022 USD ($)
Impaired loans
Recorded Investment, With no related allowance recorded	$ 17,664
Unpaid Principal Balance, With no related allowance recorded	18,975
Average Recorded Investment With no related allowance recorded	16,231
Recorded Investment, With an allowance recorded	2,697
Unpaid Principal Balance, With an allowance recorded	3,078
Specific allowance recorded	258
Average Recorded Investment With an allowance recorded	3,119
Total impaired loans	20,361
Total impaired loans, Unpaid Principal Balance	22,053
Total average recorded investment	19,350
Real estate mortgage − residential
Impaired loans
Recorded Investment, With no related allowance recorded	0
Unpaid Principal Balance, With no related allowance recorded	0
Average Recorded Investment With no related allowance recorded	1
Recorded Investment, With an allowance recorded	1,863
Unpaid Principal Balance, With an allowance recorded	2,080
Specific allowance recorded	148
Average Recorded Investment With an allowance recorded	2,189
Real estate mortgage − commercial
Impaired loans
Recorded Investment, With no related allowance recorded	17,664
Unpaid Principal Balance, With no related allowance recorded	18,975
Average Recorded Investment With no related allowance recorded	16,230
Recorded Investment, With an allowance recorded	446
Unpaid Principal Balance, With an allowance recorded	535
Specific allowance recorded	62
Average Recorded Investment With an allowance recorded	428
Commercial, financial, & agricultural
Impaired loans
Recorded Investment, With an allowance recorded	295
Unpaid Principal Balance, With an allowance recorded	330
Specific allowance recorded	36
Average Recorded Investment With an allowance recorded	319
Real estate construction − commercial
Impaired loans
Recorded Investment, With an allowance recorded	87
Unpaid Principal Balance, With an allowance recorded	127
Specific allowance recorded	11
Average Recorded Investment With an allowance recorded	93
Installment and Other Consumer
Impaired loans
Recorded Investment, With an allowance recorded	6
Unpaid Principal Balance, With an allowance recorded	6
Specific allowance recorded	1
Average Recorded Investment With an allowance recorded	$ 90

Loans and Allowance for Cred_12

Loans and Allowance for Credit Losses - Credit Quality (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	$ 233,190	$ 599,474
Year two	516,166	417,627
Year three	369,428	217,332
Year four	187,447	49,588
Year five	43,623	32,937
Prior	86,939	71,951
Revolving Loans Amortized Cost Basis	124,903	129,219
Revolving Loans Converted to Term Loans Amortized Cost Basis	1,510	3,124
Total	1,563,206	1,521,252
Pass
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	214,186	570,090
Year two	496,313	386,502
Year three	339,972	197,214
Year four	179,357	48,376
Year five	42,829	31,520
Prior	81,802	67,369
Revolving Loans Amortized Cost Basis	118,873	123,896
Revolving Loans Converted to Term Loans Amortized Cost Basis	1,386	1,148
Total	1,474,718	1,426,115
Watch
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	13,689	18,742
Year two	15,531	15,075
Year three	13,198	19,130
Year four	7,475	1,137
Year five	646	1,160
Prior	3,895	3,091
Revolving Loans Amortized Cost Basis	3,909	3,407
Revolving Loans Converted to Term Loans Amortized Cost Basis	0	1,928
Total	58,343	63,670
Substandard
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	3,447	5,960
Year two	4,148	2,867
Year three	15,629	844
Year four	156	48
Year five	132	162
Prior	750	1,018
Revolving Loans Amortized Cost Basis	1,919	1,820
Revolving Loans Converted to Term Loans Amortized Cost Basis	124	48
Total	26,305	12,767
Non-accrual loans
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	1,868	4,682
Year two	174	13,183
Year three	629	144
Year four	459	27
Year five	16	95
Prior	492	473
Revolving Loans Amortized Cost Basis	202	96
Revolving Loans Converted to Term Loans Amortized Cost Basis	0	0
Total	3,840	18,700
Commercial, Financial, and Agricultural
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	31,944	79,896
Year two	55,376	41,035
Year three	36,668	38,774
Year four	33,969	6,655
Year five	5,519	4,345
Prior	7,133	2,969
Revolving Loans Amortized Cost Basis	61,789	68,844
Revolving Loans Converted to Term Loans Amortized Cost Basis	631	2,031
Total	233,029	244,549
Commercial, Financial, and Agricultural | Pass
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	31,555	73,654
Year two	48,777	40,681
Year three	36,532	37,994
Year four	33,316	6,479
Year five	5,385	4,050
Prior	6,699	2,718
Revolving Loans Amortized Cost Basis	56,184	63,869
Revolving Loans Converted to Term Loans Amortized Cost Basis	631	504
Total	219,079	229,949
Commercial, Financial, and Agricultural | Watch
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	0	1,228
Year two	2,673	296
Year three	78	756
Year four	633	150
Year five	118	48
Prior	339	251
Revolving Loans Amortized Cost Basis	3,736	3,155
Revolving Loans Converted to Term Loans Amortized Cost Basis	0	1,527
Total	7,577	7,411
Commercial, Financial, and Agricultural | Substandard
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	389	5,014
Year two	3,925	58
Year three	58	24
Year four	20	0
Year five	0	152
Prior	0	0
Revolving Loans Amortized Cost Basis	1,819	1,820
Revolving Loans Converted to Term Loans Amortized Cost Basis	0	0
Total	6,211	7,068
Commercial, Financial, and Agricultural | Non-accrual loans
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	0	0
Year two	1	0
Year three	0	0
Year four	0	26
Year five	16	95
Prior	95	0
Revolving Loans Amortized Cost Basis	50	0
Revolving Loans Converted to Term Loans Amortized Cost Basis	0	0
Total	162	121
Real Estate Construction - Residential
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	26,310	29,289
Year two	24,753	1,248
Year three	642	769
Year four	179	449
Year five	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	340
Revolving Loans Converted to Term Loans Amortized Cost Basis	0	0
Total	51,884	32,095
Real Estate Construction - Residential | Pass
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	26,216	29,289
Year two	24,753	1,248
Year three	642	769
Year four	179	449
Year five	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	340
Revolving Loans Converted to Term Loans Amortized Cost Basis	0	0
Total	51,790	32,095
Real Estate Construction - Residential | Watch
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	0	0
Year two	0	0
Year three	0	0
Year four	0	0
Year five	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term Loans Amortized Cost Basis	0	0
Total	0	0
Real Estate Construction - Residential | Substandard
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	0	0
Year two	0	0
Year three	0	0
Year four	0	0
Year five	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term Loans Amortized Cost Basis	0	0
Total	0	0
Real Estate Construction - Residential | Non-accrual loans
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	94	0
Year two	0	0
Year three	0	0
Year four	0	0
Year five	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term Loans Amortized Cost Basis	0	0
Total	94	0
Real Estate Construction - Commercial
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	36,083	63,243
Year two	56,146	68,298
Year three	31,217	2,249
Year four	1,214	78
Year five	67	676
Prior	961	757
Revolving Loans Amortized Cost Basis	2,073	1,934
Revolving Loans Converted to Term Loans Amortized Cost Basis	0	0
Total	127,761	137,235
Real Estate Construction - Commercial | Pass
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	33,466	60,318
Year two	55,813	67,977
Year three	30,976	2,249
Year four	1,214	78
Year five	67	676
Prior	869	656
Revolving Loans Amortized Cost Basis	1,970	1,831
Revolving Loans Converted to Term Loans Amortized Cost Basis	0	0
Total	124,375	133,785
Real Estate Construction - Commercial | Watch
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	1,924	2,239
Year two	333	321
Year three	241	0
Year four	0	0
Year five	0	0
Prior	14	14
Revolving Loans Amortized Cost Basis	103	103
Revolving Loans Converted to Term Loans Amortized Cost Basis	0	0
Total	2,615	2,677
Real Estate Construction - Commercial | Substandard
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	693	686
Year two	0	0
Year three	0	0
Year four	0	0
Year five	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term Loans Amortized Cost Basis	0	0
Total	693	686
Real Estate Construction - Commercial | Non-accrual loans
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	0	0
Year two	0	0
Year three	0	0
Year four	0	0
Year five	0	0
Prior	78	87
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term Loans Amortized Cost Basis	0	0
Total	78	87
Real Estate Mortgage - Residential
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	45,762	148,415
Year two	136,462	68,945
Year three	67,010	55,797
Year four	51,959	8,158
Year five	7,580	5,206
Prior	30,696	28,703
Revolving Loans Amortized Cost Basis	43,713	45,278
Revolving Loans Converted to Term Loans Amortized Cost Basis	257	523
Total	383,439	361,025
Real Estate Mortgage - Residential | Pass
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	45,564	147,130
Year two	136,199	68,380
Year three	66,590	53,322
Year four	50,586	8,013
Year five	7,449	4,981
Prior	27,804	25,590
Revolving Loans Amortized Cost Basis	43,561	45,182
Revolving Loans Converted to Term Loans Amortized Cost Basis	257	523
Total	378,010	353,121
Real Estate Mortgage - Residential | Watch
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	181	1,226
Year two	210	429
Year three	420	1,511
Year four	1,001	145
Year five	131	215
Prior	2,157	2,015
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term Loans Amortized Cost Basis	0	0
Total	4,100	5,541
Real Estate Mortgage - Residential | Substandard
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	17	0
Year two	0	136
Year three	0	820
Year four	136	0
Year five	0	10
Prior	452	712
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term Loans Amortized Cost Basis	0	0
Total	605	1,678
Real Estate Mortgage - Residential | Non-accrual loans
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	0	59
Year two	53	0
Year three	0	144
Year four	236	0
Year five	0	0
Prior	283	386
Revolving Loans Amortized Cost Basis	152	96
Revolving Loans Converted to Term Loans Amortized Cost Basis	0	0
Total	724	685
Real Estate Mortgage - Commercial
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	87,915	267,459
Year two	235,373	232,915
Year three	230,007	116,852
Year four	98,279	32,231
Year five	29,043	22,251
Prior	48,100	39,434
Revolving Loans Amortized Cost Basis	15,432	11,017
Revolving Loans Converted to Term Loans Amortized Cost Basis	622	570
Total	744,771	722,729
Real Estate Mortgage - Commercial | Pass
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	72,209	248,529
Year two	222,715	203,033
Year three	201,350	99,989
Year four	92,218	31,341
Year five	28,514	21,354
Prior	46,381	38,317
Revolving Loans Amortized Cost Basis	15,262	10,868
Revolving Loans Converted to Term Loans Amortized Cost Basis	498	121
Total	679,147	653,552
Real Estate Mortgage - Commercial | Watch
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	11,584	14,049
Year two	12,315	14,029
Year three	12,459	16,863
Year four	5,838	842
Year five	397	897
Prior	1,385	811
Revolving Loans Amortized Cost Basis	70	149
Revolving Loans Converted to Term Loans Amortized Cost Basis	0	401
Total	44,048	48,041
Real Estate Mortgage - Commercial | Substandard
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	2,348	260
Year two	223	2,673
Year three	15,571	0
Year four	0	48
Year five	132	0
Prior	298	306
Revolving Loans Amortized Cost Basis	100	0
Revolving Loans Converted to Term Loans Amortized Cost Basis	124	48
Total	18,796	3,335
Real Estate Mortgage - Commercial | Non-accrual loans
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	1,774	4,621
Year two	120	13,180
Year three	627	0
Year four	223	0
Year five	0	0
Prior	36	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term Loans Amortized Cost Basis	0	0
Total	2,780	17,801
Installment and Other Consumer
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	5,176	11,172
Year two	8,056	5,186
Year three	3,884	2,891
Year four	1,847	2,017
Year five	1,414	459
Prior	49	88
Revolving Loans Amortized Cost Basis	1,896	1,806
Revolving Loans Converted to Term Loans Amortized Cost Basis	0	0
Total	22,322	23,619
Installment and Other Consumer | Pass
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	5,176	11,170
Year two	8,056	5,183
Year three	3,882	2,891
Year four	1,844	2,016
Year five	1,414	459
Prior	49	88
Revolving Loans Amortized Cost Basis	1,896	1,806
Revolving Loans Converted to Term Loans Amortized Cost Basis	0	0
Total	22,317	23,613
Installment and Other Consumer | Watch
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	0	0
Year two	0	0
Year three	0	0
Year four	3	0
Year five	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term Loans Amortized Cost Basis	0	0
Total	3	0
Installment and Other Consumer | Substandard
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	0	0
Year two	0	0
Year three	0	0
Year four	0	0
Year five	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term Loans Amortized Cost Basis	0	0
Total	0	0
Installment and Other Consumer | Non-accrual loans
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	0	2
Year two	0	3
Year three	2	0
Year four	0	1
Year five	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Revolving Loans Converted to Term Loans Amortized Cost Basis	0	0
Total	$ 2	$ 6

Loans and Allowance for Cred_13

Loans and Allowance for Credit Losses - Non-accrual Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Financing Receivable, Allowance for Credit Loss [Line Items]
Non-accrual loans	$ 3,840	$ 18,700
90 Days Past Due And Still Accruing	7	1
Total Non-performing Loans		1,661
Loan Restructuring Modification
Financing Receivable, Allowance for Credit Loss [Line Items]
Non-accrual loans	300
Commercial, Financial, and Agricultural
Financing Receivable, Allowance for Credit Loss [Line Items]
Non-accrual loans	162	121
90 Days Past Due And Still Accruing	0	0
Real estate construction − residential
Financing Receivable, Allowance for Credit Loss [Line Items]
Non-accrual loans	94	0
90 Days Past Due And Still Accruing	0	0
Real estate construction − commercial
Financing Receivable, Allowance for Credit Loss [Line Items]
Non-accrual loans	78	87
90 Days Past Due And Still Accruing	0	0
Real estate mortgage − residential
Financing Receivable, Allowance for Credit Loss [Line Items]
Non-accrual loans	724	685
90 Days Past Due And Still Accruing	0	0
Real estate mortgage − commercial
Financing Receivable, Allowance for Credit Loss [Line Items]
Non-accrual loans	2,780	17,801
90 Days Past Due And Still Accruing	0	0
Installment and Other Consumer
Financing Receivable, Allowance for Credit Loss [Line Items]
Non-accrual loans	2	6
90 Days Past Due And Still Accruing	7	1
Non-performing TDRs - 90 days past due
Financing Receivable, Allowance for Credit Loss [Line Items]
Non-accrual with no Allowance	2,805	17,664
Non-accrual with Allowance	1,035	1,036
Non-accrual loans	3,840	18,700
90 Days Past Due And Still Accruing	7	1
Total Non-performing Loans	3,847	18,701
Non-performing TDRs - 90 days past due | Commercial, Financial, and Agricultural
Financing Receivable, Allowance for Credit Loss [Line Items]
Non-accrual with no Allowance	49	0
Non-accrual with Allowance	113	121
Non-accrual loans	162	121
90 Days Past Due And Still Accruing	0	0
Total Non-performing Loans	162	121
Non-performing TDRs - 90 days past due | Real estate construction − residential
Financing Receivable, Allowance for Credit Loss [Line Items]
Non-accrual with no Allowance	0
Non-accrual with Allowance	94
Non-accrual loans	94
90 Days Past Due And Still Accruing	0
Total Non-performing Loans	94
Non-performing TDRs - 90 days past due | Real estate construction − commercial
Financing Receivable, Allowance for Credit Loss [Line Items]
Non-accrual with no Allowance	0	0
Non-accrual with Allowance	78	87
Non-accrual loans	78	87
90 Days Past Due And Still Accruing	0	0
Total Non-performing Loans	78	87
Non-performing TDRs - 90 days past due | Real estate mortgage − residential
Financing Receivable, Allowance for Credit Loss [Line Items]
Non-accrual with no Allowance	96	0
Non-accrual with Allowance	628	685
Non-accrual loans	724	685
90 Days Past Due And Still Accruing	0	0
Total Non-performing Loans	724	685
Non-performing TDRs - 90 days past due | Real estate mortgage − commercial
Financing Receivable, Allowance for Credit Loss [Line Items]
Non-accrual with no Allowance	2,660	17,664
Non-accrual with Allowance	120	137
Non-accrual loans	2,780	17,801
90 Days Past Due And Still Accruing	0	0
Total Non-performing Loans	2,780	17,801
Non-performing TDRs - 90 days past due | Installment and Other Consumer
Financing Receivable, Allowance for Credit Loss [Line Items]
Non-accrual with no Allowance	0	0
Non-accrual with Allowance	2	6
Non-accrual loans	2	6
90 Days Past Due And Still Accruing	7	1
Total Non-performing Loans	$ 9	$ 7

Loans and Allowance for Cred_14

Loans and Allowance for Credit Losses - Past Due and Non-accrual Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Aging information for the Company's past due and non-accrual loans
Loans held for investment	$ 1,563,206	$ 1,521,252
90 Days Past Due And Still Accruing	7	1
Non-Accrual	3,840	18,700
Current or Less Than 30 Days Past Due
Aging information for the Company's past due and non-accrual loans
Loans held for investment	1,557,694	1,501,738
30 - 89 Days Past Due
Aging information for the Company's past due and non-accrual loans
Loans held for investment	1,665	813
Commercial, Financial, and Agricultural
Aging information for the Company's past due and non-accrual loans
Loans held for investment	233,029	244,549
90 Days Past Due And Still Accruing	0	0
Non-Accrual	162	121
Commercial, Financial, and Agricultural | Current or Less Than 30 Days Past Due
Aging information for the Company's past due and non-accrual loans
Loans held for investment	232,864	244,392
Commercial, Financial, and Agricultural | 30 - 89 Days Past Due
Aging information for the Company's past due and non-accrual loans
Loans held for investment	3	36
Real estate construction − residential
Aging information for the Company's past due and non-accrual loans
Loans held for investment	51,884	32,095
90 Days Past Due And Still Accruing	0	0
Non-Accrual	94	0
Real estate construction − residential | Current or Less Than 30 Days Past Due
Aging information for the Company's past due and non-accrual loans
Loans held for investment	51,790	32,095
Real estate construction − residential | 30 - 89 Days Past Due
Aging information for the Company's past due and non-accrual loans
Loans held for investment	0	0
Real estate construction − commercial
Aging information for the Company's past due and non-accrual loans
Loans held for investment	127,761	137,235
90 Days Past Due And Still Accruing	0	0
Non-Accrual	78	87
Real estate construction − commercial | Current or Less Than 30 Days Past Due
Aging information for the Company's past due and non-accrual loans
Loans held for investment	127,683	137,148
Real estate construction − commercial | 30 - 89 Days Past Due
Aging information for the Company's past due and non-accrual loans
Loans held for investment	0	0
Real estate mortgage − residential
Aging information for the Company's past due and non-accrual loans
Loans held for investment	383,439	361,025
90 Days Past Due And Still Accruing	0	0
Non-Accrual	724	685
Real estate mortgage − residential | Current or Less Than 30 Days Past Due
Aging information for the Company's past due and non-accrual loans
Loans held for investment	381,782	359,672
Real estate mortgage − residential | 30 - 89 Days Past Due
Aging information for the Company's past due and non-accrual loans
Loans held for investment	933	668
Real estate mortgage − commercial
Aging information for the Company's past due and non-accrual loans
Loans held for investment	744,771	722,729
90 Days Past Due And Still Accruing	0	0
Non-Accrual	2,780	17,801
Real estate mortgage − commercial | Current or Less Than 30 Days Past Due
Aging information for the Company's past due and non-accrual loans
Loans held for investment	741,402	704,925
Real estate mortgage − commercial | 30 - 89 Days Past Due
Aging information for the Company's past due and non-accrual loans
Loans held for investment	589	3
Installment and Other Consumer
Aging information for the Company's past due and non-accrual loans
Loans held for investment	22,322	23,619
90 Days Past Due And Still Accruing	7	1
Non-Accrual	2	6
Installment and Other Consumer | Current or Less Than 30 Days Past Due
Aging information for the Company's past due and non-accrual loans
Loans held for investment	22,173	23,506
Installment and Other Consumer | 30 - 89 Days Past Due
Aging information for the Company's past due and non-accrual loans
Loans held for investment	$ 140	$ 106

Loans and Allowance for Cred_15

Loans and Allowance for Credit Losses - Modification (Details) $ in Thousands	6 Months Ended
	Jun. 30, 2023 USD ($) contract
Financing Receivable, Allowance for Credit Loss [Line Items]
Number of contracts | contract	14
Recorded Investment | $	$ 1,758
% to Total Loans	0.0011
Commercial, Financial, and Agricultural
Financing Receivable, Allowance for Credit Loss [Line Items]
Number of contracts | contract	2
Recorded Investment | $	$ 167
% to Total Loans	0.0001
Real estate mortgage − residential
Financing Receivable, Allowance for Credit Loss [Line Items]
Number of contracts | contract	9
Recorded Investment | $	$ 1,266
% to Total Loans	0.0008
Real estate mortgage − commercial
Financing Receivable, Allowance for Credit Loss [Line Items]
Number of contracts | contract	3
Recorded Investment | $	$ 325
% to Total Loans	0.0002

Loans and Allowance for Cred_16

Loans and Allowance for Credit Losses - TDRs and Loan Modifications (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022	Jun. 30, 2022
Financing Receivable, Allowance for Credit Loss [Line Items]
Restructured loans			$ 2,100
Amount of specific reserves related to TDRs which were allocated to the allowance for loan losses			167
Loans held for sale	$ 2,130	$ 591
Non-performing TDRs - 90 days past due
Financing Receivable, Allowance for Credit Loss [Line Items]
Restructured loans			500
Performing Financial Instruments
Financing Receivable, Allowance for Credit Loss [Line Items]
Restructured loans			$ 1,600

Other Real Estate and Other A_3

Other Real Estate and Other Assets Acquired in Settlement of Loans - Summary (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Mar. 31, 2023	Dec. 31, 2022	Jun. 30, 2022	Mar. 31, 2022	Dec. 31, 2021
Summary of real estate and other assets acquired in settlement of loans
Repossessed assets	$ 44		$ 0
Total	10,924	$ 10,911	11,459	$ 11,819	$ 12,669	$ 13,436
Less valuation allowance for other real estate owned	(4,495)	$ (2,664)	(2,664)	(2,664)	$ (2,911)	$ (2,911)
Total other real estate owned and repossessed assets	6,429		8,795	$ 9,155
Real estate construction − commercial
Summary of real estate and other assets acquired in settlement of loans
Real estate acquired through foreclosure	10,094		10,094
Real estate mortgage − residential
Summary of real estate and other assets acquired in settlement of loans
Real estate acquired through foreclosure	79		179
Real estate mortgage − commercial
Summary of real estate and other assets acquired in settlement of loans
Real estate acquired through foreclosure	$ 707		$ 1,186

Other Real Estate and Other A_4

Other Real Estate and Other Assets Acquired in Settlement of Loans - Changes in Net Carrying Amount (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022	Mar. 31, 2023	Dec. 31, 2022	Mar. 31, 2022	Dec. 31, 2021
Schedule of real estate acquired in settlement of loans
Balance at beginning of period	$ 10,911	$ 12,669	$ 11,459	$ 13,436
Additions net of (charge-offs)	44	0	44	(52)
Proceeds from sales	(70)	(625)	(627)	(1,348)
Charge-offs against the valuation allowance for other real estate owned, net	0	(219)	0	(219)
Net gain on sales	39	(6)	48	2
Balance at ending of period	10,924	11,819	10,924	11,819
Less valuation allowance for other real estate owned	(4,495)	(2,664)	(4,495)	(2,664)	$ (2,664)	$ (2,664)	$ (2,911)	$ (2,911)
Total other real estate owned and repossessed assets	$ 6,429	$ 9,155	$ 6,429	$ 9,155		$ 8,795

Other Real Estate and Other A_5

Other Real Estate and Other Assets Acquired in Settlement of Loans - Foreclosure (Details) - USD ($) $ in Millions	Jun. 30, 2023	Dec. 31, 2022
Other Real Estate [Abstract]
Consumer mortgage loans in process of foreclosure	$ 0	$ 0

Other Real Estate and Other A_6

Other Real Estate and Other Assets Acquired in Settlement of Loans - Valuation Allowance (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Summary of activity in valuation allowance for other real estate owned in settlement of loans
Balance, beginning of period	$ 2,664	$ 2,911	$ 2,664	$ 2,911
Provision for other real estate owned	1,831	(28)	1,831	(28)
Charge-offs	0	(219)	0	(219)
Balance, end of period	$ 4,495	$ 2,664	$ 4,495	$ 2,664

Investment Securities - Amortiz

Investment Securities - Amortized Costs, Gains and Losses, Fair Value (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Amortized cost, gross urealized gains and losses, and fair value of debt securities classified as available-for-sale
Total Amortized Cost	$ 296,275	$ 297,149
Gross unrealized gains	14	7
Gross unrealized losses	(44,673)	(46,409)
Available for sale debt securities fair value	251,616	250,747
U.S. Treasury
Amortized cost, gross urealized gains and losses, and fair value of debt securities classified as available-for-sale
Total Amortized Cost	5,160	2,198
Gross unrealized gains	0	0
Gross unrealized losses	(48)	(46)
Available for sale debt securities fair value	5,112	2,152
U.S. government and federal agency obligations
Amortized cost, gross urealized gains and losses, and fair value of debt securities classified as available-for-sale
Total Amortized Cost	515	591
Gross unrealized gains	0	0
Gross unrealized losses	(32)	(32)
Available for sale debt securities fair value	483	559
U.S. government-sponsored enterprises
Amortized cost, gross urealized gains and losses, and fair value of debt securities classified as available-for-sale
Total Amortized Cost	27,499	26,499
Gross unrealized gains	0	0
Gross unrealized losses	(2,427)	(2,722)
Available for sale debt securities fair value	25,072	23,777
Obligations of states and political subdivisions
Amortized cost, gross urealized gains and losses, and fair value of debt securities classified as available-for-sale
Total Amortized Cost	134,321	134,994
Gross unrealized gains	10	0
Gross unrealized losses	(24,011)	(25,554)
Available for sale debt securities fair value	110,320	109,440
Mortgage-backed securities
Amortized cost, gross urealized gains and losses, and fair value of debt securities classified as available-for-sale
Total Amortized Cost	115,469	119,556
Gross unrealized gains	4	7
Gross unrealized losses	(16,401)	(16,864)
Available for sale debt securities fair value	99,072	102,699
Other debt securities
Amortized cost, gross urealized gains and losses, and fair value of debt securities classified as available-for-sale
Total Amortized Cost	11,825	11,825
Gross unrealized gains	0	0
Gross unrealized losses	(1,393)	(882)
Available for sale debt securities fair value	10,432	10,943
Bank issued trust preferred securities
Amortized cost, gross urealized gains and losses, and fair value of debt securities classified as available-for-sale
Total Amortized Cost	1,486	1,486
Gross unrealized gains	0	0
Gross unrealized losses	(361)	(309)
Available for sale debt securities fair value	$ 1,125	$ 1,177

Investment Securities - Securit

Investment Securities - Securities Pledged (Details) - USD ($) $ in Millions	Jun. 30, 2023	Dec. 31, 2022
Investments, Debt and Equity Securities [Abstract]
Debt securities with carrying values, pledged	$ 120.5	$ 111.6
Accrued interest on investments	$ 1.6	$ 1.5

Investment Securities - Amort_2

Investment Securities - Amortized Cost and Fair Value by Contractual Maturity (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Amortized Cost
Due in one year or less	$ 10,576
Due after one year through five years	20,105
Due after five years through ten years	33,465
Due after ten years	116,660
Total	180,806
Mortgage-backed securities	115,469
Total available-for-sale securities	296,275	$ 297,149
Fair Value
Due in one year or less	10,456
Due after one year through five years	18,952
Due after five years through ten years	29,321
Due after ten years	93,815
Total	152,544
Mortgage-backed securities	99,072
Available-for-sale debt securities, at fair value	$ 251,616	$ 250,747

Investment Securities - Other S

Investment Securities - Other Securities (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Other securities:
FHLB stock	$ 8,886	$ 6,156
MIB stock	151	151
Equity securities with readily determinable fair values	61	46
Total other investment securities	$ 9,098	$ 6,353

Investment Securities - Unreali

Investment Securities - Unrealized Losses (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Fair Value
Less than 12 months	$ 19,925	$ 129,820
12 months or more	227,541	119,799
Total Fair Value	247,466	249,619
Unrealized Losses
Less than 12 months	(592)	(19,994)
12 months or more	(44,081)	(26,415)
Total Unrealized Losses	(44,673)	(46,409)
U.S. Treasury
Fair Value
Less than 12 months	2,725	1,908
12 months or more	1,394	244
Total Fair Value	4,119	2,152
Unrealized Losses
Less than 12 months	(15)	(41)
12 months or more	(33)	(5)
Total Unrealized Losses	(48)	(46)
U.S. government and federal agency obligations
Fair Value
Less than 12 months	0	559
12 months or more	483	0
Total Fair Value	483	559
Unrealized Losses
Less than 12 months	0	(32)
12 months or more	(32)	0
Total Unrealized Losses	(32)	(32)
U.S. government-sponsored enterprises
Fair Value
Less than 12 months	988	7,066
12 months or more	24,084	16,711
Total Fair Value	25,072	23,777
Unrealized Losses
Less than 12 months	(12)	(933)
12 months or more	(2,415)	(1,789)
Total Unrealized Losses	(2,427)	(2,722)
Obligations of states and political subdivisions
Fair Value
Less than 12 months	3,200	79,396
12 months or more	105,814	29,370
Total Fair Value	109,014	108,766
Unrealized Losses
Less than 12 months	(45)	(15,421)
12 months or more	(23,966)	(10,133)
Total Unrealized Losses	(24,011)	(25,554)
Mortgage-backed securities
Fair Value
Less than 12 months	6,418	33,334
12 months or more	90,803	68,911
Total Fair Value	97,221	102,245
Unrealized Losses
Less than 12 months	(114)	(3,124)
12 months or more	(16,287)	(13,740)
Total Unrealized Losses	(16,401)	(16,864)
Other debt securities
Fair Value
Less than 12 months	6,594	7,557
12 months or more	3,838	3,386
Total Fair Value	10,432	10,943
Unrealized Losses
Less than 12 months	(406)	(443)
12 months or more	(987)	(439)
Total Unrealized Losses	(1,393)	(882)
Bank issued trust preferred securities
Fair Value
Less than 12 months	0	0
12 months or more	1,125	1,177
Total Fair Value	1,125	1,177
Unrealized Losses
Less than 12 months	0	0
12 months or more	(361)	(309)
Total Unrealized Losses	$ (361)	$ (309)

Investment Securities - Other (

Investment Securities - Other (Details) $ in Thousands	Jun. 30, 2023 USD ($) security	Dec. 31, 2022 USD ($) security
Investments, Debt and Equity Securities [Abstract]
Number of securities consisted in portfolio | security	442	439
Number of securities in loss position | security	435	436
Aggregate fair value of securities in loss position	$ 247,466	$ 249,619
Loss position for 12 months or longer	227,541	119,799
Aggregate unrealized loss	$ 44,673	$ 46,409

Investment Securities - Compone

Investment Securities - Components of Investment Securities Gains and Losses (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Debt Securities, Available-for-Sale, Realized Gain (Loss) [Abstract]
Gross realized gains	$ 0	$ 0	$ 0	$ 0
Gross realized losses	0	0	0	0
Other-than-temporary impairment recognized	0	0	0	0
Other investment securities:
Fair value adjustments, net	7	(9)	15	(13)
Investment securities gains (losses), net	$ 7	$ (9)	$ 15	$ (13)

Intangible Assets - Mortgage Se

Intangible Assets - Mortgage Servicing Rights (Details) - Mortgage Servicing Rights - USD ($) $ in Millions	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022	Dec. 31, 2022
Mortgage Servicing Rights
Mortgage loans serviced for others	$ 231.1	$ 252.3	$ 231.1	$ 252.3	$ 240.5
Mortgage loan servicing fees reported as non-interest income	$ 0.2	$ 0.2	$ 0.3	$ 0.4

Intangible Assets - Changes in

Intangible Assets - Changes in Mortgage Servicing Rights (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Changes in mortgage servicing rights
Balance at beginning of period			$ 2,899
Changes in fair value:
Balance at end of period	$ 2,902		2,902
Mortgage Servicing Rights
Changes in mortgage servicing rights
Balance at beginning of period	2,934	$ 2,639	2,899	$ 2,659
Originated mortgage servicing rights	24	12	30	40
Changes in fair value:
Due to changes in model inputs and assumptions	7	160	101	190
Other changes in fair value	(63)	(81)	(128)	(159)
Total changes in fair value	(56)	79	(27)	31
Balance at end of period	$ 2,902	$ 2,730	$ 2,902	$ 2,730

Intangible Assets - FV Assumpti

Intangible Assets - FV Assumptions (Details) - Mortgage Servicing Rights	6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022
Assumptions used in estimating the fair value of mortgage service rights
Weighted average constant prepayment rate	6.74%	7.48%
Weighted average note rate	3.47%	3.38%
Weighted average discount rate	11%	9.25%
Weighted average expected life (in years)	7 years 1 month 13 days	6 years 11 months 19 days

Deposits (Details)

Deposits (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Deposits [Abstract]
Time deposits with balances > $250,000	$ 112,915	$ 94,859
Brokered deposits	$ 29,175	$ 40,135

Federal Funds Purchased and S_3

Federal Funds Purchased and Securities Sold under Agreements to Repurchase - Federal Funds and Repurchase Agreements (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Short-term Debt [Line Items]
Total	$ 5,503	$ 5,187
Federal funds purchased
Short-term Debt [Line Items]
Total	0	0
Repurchase agreements
Short-term Debt [Line Items]
Total	$ 5,503	$ 5,187

Federal Funds Purchased and S_4

Federal Funds Purchased and Securities Sold under Agreements to Repurchase - Repurchase Agreements - Maturity (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Total	$ 5,503	$ 5,187
U.S. government-sponsored enterprises
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Total	5,503	5,187
Overnight and continuous
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Total	5,503	5,187
Overnight and continuous | U.S. government-sponsored enterprises
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Total	5,503	5,187
Less than 90 days
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Total	0	0
Less than 90 days | U.S. government-sponsored enterprises
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Total	0	0
Greater than 90 days
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Total	0	0
Greater than 90 days | U.S. government-sponsored enterprises
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Total	$ 0	$ 0

Leases - Narrative (Details)

Leases - Narrative (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022	Dec. 31, 2022
Lessee, Lease, Description [Line Items]
Operating right-of-use assets	$ 1,300		$ 1,300
Operating lease liabilities	$ 1,374		$ 1,374		$ 1,533
Weighted-average remaining lease term (in years)	5 years 4 months 24 days		5 years 4 months 24 days
Weighted-average discount rate (as a percent)	4%		4%
Operating Lease, Right-of-Use Asset, Statement of Financial Position [Extensible Enumeration]	Premises and equipment - net		Premises and equipment - net
Operating lease cost	$ 93	$ 93	$ 186	$ 187
Operating lease expense	$ 34	$ 20	$ 62	$ 44
Minimum
Lessee, Lease, Description [Line Items]
Remaining lease terms (in years)	1 year		1 year
Maximum
Lessee, Lease, Description [Line Items]
Remaining lease terms (in years)	10 years		10 years

Leases - Maturities of remainin

Leases - Maturities of remaining operating lease liabilities (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Lessee, Operating Lease, Liability, Payment, Due [Abstract]
2023 (excluding 6 months ended June 30, 2023)	$ 181
2024	258
2025	257
2026	259
2027	262
Thereafter	308
Total lease payments	1,525
Less imputed interest	(151)
Total lease liabilities, as reported	$ 1,374	$ 1,533

Income Taxes (Details)

Income Taxes (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Income Tax Disclosure [Abstract]
Provision for income tax expense (as a percent)	17.20%	17.80%	17.60%	18.40%
Benefit from investment tax credit	$ 13		$ 26
Tax benefit to be generated over the life of the project			$ 300

Stockholders_ Equity and Accu_3

Stockholders’ Equity and Accumulated Other Comprehensive (Loss) Income - Status of the Company's Restricted Share Units (RSUs) (Details) - Restricted Stock Units	6 Months Ended
	Jun. 30, 2023 $ / shares shares
Quantity
Non-vested at January 1, 2023 (in shares) | shares	0
Granted (in shares) | shares	12,277
Vested (in shares) | shares	0
Forfeited (in shares) | shares	0
Non-vested at June 30, 2023 (in shares) | shares	12,277
Weighted-Average Grant Date Fair Value Per share
Non-vested at January 1, 2023 (in dollars per share) | $ / shares	$ 0
Granted (in dollars per share) | $ / shares	18.33
Vested (in dollars per share) | $ / shares	0
Forfeited (in dollars per share) | $ / shares	0
Non-vested at June 30, 2023 (in dollars per share) | $ / shares	$ 18.33

Stockholders_ Equity and Accu_4

Stockholders’ Equity and Accumulated Other Comprehensive (Loss) Income - Change in the Components of the Accumulated Other Comprehensive Loss (Details) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022
Accumulated Other Comprehensive Income (Loss)
Beginning balance	$ 127,411	$ 148,956
Other comprehensive income (loss), before reclassifications	1,423	(39,251)
Amounts reclassified from accumulated other comprehensive income (loss)	0	0
Current period other comprehensive income (loss), before tax	1,423	(39,251)
Income tax (expense) benefit	(299)	8,243
Current period other comprehensive income (loss), net of tax	1,124	(31,008)
Ending balance	126,473	124,058
Unrealized Gains (Losses) on Securities
Accumulated Other Comprehensive Income (Loss)
Beginning balance	(36,657)	362
Other comprehensive income (loss), before reclassifications	1,743	(39,251)
Amounts reclassified from accumulated other comprehensive income (loss)	0	0
Current period other comprehensive income (loss), before tax	1,743	(39,251)
Income tax (expense) benefit	(366)	8,243
Current period other comprehensive income (loss), net of tax	1,377	(31,008)
Ending balance	(35,280)	(30,646)
Unrecognized Net Pension and Postretirement Costs
Accumulated Other Comprehensive Income (Loss)
Beginning balance	4,943	2,931
Other comprehensive income (loss), before reclassifications	(320)	0
Amounts reclassified from accumulated other comprehensive income (loss)	0	0
Current period other comprehensive income (loss), before tax	(320)	0
Income tax (expense) benefit	67	0
Current period other comprehensive income (loss), net of tax	(253)	0
Ending balance	4,690	2,931
Accumulated Other Comprehensive Income (Loss)
Accumulated Other Comprehensive Income (Loss)
Beginning balance	(31,714)	3,293
Ending balance	$ (30,590)	$ (27,715)

Employee Benefit Plans - Expens

Employee Benefit Plans - Expense (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Summary of employee benefits charged to operating expenses
Payroll taxes	$ 387	$ 344	$ 854	$ 786
Medical plans	427	467	895	941
401(k) match and profit sharing	221	426	511	796
Periodic pension cost	247	367	531	804
Other	8	4	19	12
Total employee benefits	$ 1,290	$ 1,608	$ 2,810	$ 3,339

Employee Benefit Plans - Narrat

Employee Benefit Plans - Narrative (Details) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Defined Benefit Plan Disclosure [Line Items]
401(k) plan, percentage of employer match			3%
401(k) plan, maximum percentage contribution by employer (up to)			6%
SERP
Defined Benefit Plan Disclosure [Line Items]
SERP, accrued liability	$ 1,700,000		$ 1,700,000
SERP, accrued expense	$ 9,600	$ 93,000	$ 19,300	$ 186,000

Employee Benefit Plans - Net Pe

Employee Benefit Plans - Net Pension Cost (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Components of net pension cost
Service cost - benefits earned during the year	$ 218	$ 338	$ 473	$ 745
Interest costs on projected benefit obligations	349	291	714	587
Expected return on plan assets	(544)	(583)	(1,089)	(1,141)
Expected administrative expenses	29	29	57	59
Amortization of unrecognized net loss	(178)	0	(320)	0
Net periodic pension cost	$ (126)	$ 75	$ (165)	$ 250

Earnings per Share - Stock Divi

Earnings per Share - Stock Dividend (Details)	Jul. 01, 2023
Subsequent Event
Earnings Per Share, Basic, by Common Class, Including Two Class Method [Line Items]
Special stock dividend, rate percent (in percent)	4%

Earnings per Share - Components

Earnings per Share - Components (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Basic and Diluted Earnings Per Share:
Net income available to shareholders, Basic	$ 2,549	$ 4,489	$ 5,820	$ 11,098
Net income available to shareholders, Diluted	$ 2,549	$ 4,489	$ 5,820	$ 11,098
Basic weighted-average shares outstanding (in shares)	7,039,323	7,039,323	7,039,323	7,087,178
Effect of dilutive equity-based awards	520	0	0	0
Diluted weighted-average shares outstanding (in shares)	7,039,843	7,039,323	7,039,323	7,087,178
Basic earnings per share (in dollars per share)	$ 0.36	$ 0.64	$ 0.83	$ 1.57
Diluted earnings per share (in dollars per share)	$ 0.36	$ 0.64	$ 0.83	$ 1.57

Earnings per Share - Repurchase

Earnings per Share - Repurchase Program (Details) $ in Millions	Jun. 30, 2023 USD ($)
Earnings Per Share [Abstract]
Remaining available for repurchase of shares	$ 2.1

Fair Value Measurements - Mortg

Fair Value Measurements - Mortgage Servicing Rights - Summary (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Assets:
Available for sale debt securities fair value	$ 251,616	$ 250,747
Loans held for sale	2,130	591
Mortgage servicing rights	2,902	2,899
U.S. Treasury
Assets:
Available for sale debt securities fair value	5,112	2,152
U.S. government and federal agency obligations
Assets:
Available for sale debt securities fair value	483	559
U.S. government-sponsored enterprises
Assets:
Available for sale debt securities fair value	25,072	23,777
Obligations of states and political subdivisions
Assets:
Available for sale debt securities fair value	110,320	109,440
Mortgage-backed securities
Assets:
Available for sale debt securities fair value	99,072	102,699
Other debt securities
Assets:
Available for sale debt securities fair value	10,432	10,943
Bank-issued trust preferred securities
Assets:
Available for sale debt securities fair value	1,125	1,177
Quoted Prices in Active Markets for Identical Assets (Level 1)
Assets:
Available for sale debt securities fair value	5,112	2,152
Loans held for sale	0	0
Total	38,472	96,826
Liabilities:
Total	1,257,016	1,383,134
Other Observable Inputs (Level 2)
Assets:
Available for sale debt securities fair value	246,504	248,595
Loans held for sale	2,130	591
Total	260,292	258,063
Liabilities:
Total	201,741	137,200
Significant Unobservable Inputs (Level 3)
Assets:
Available for sale debt securities fair value	0	0
Loans held for sale	0	0
Total	1,415,778	1,389,038
Liabilities:
Total	288,656	250,451
Recurring
Assets:
Loans held for sale	2,130	591
Mortgage servicing rights	2,902	2,899
Total	256,792	254,306
Liabilities:
Total	44	21
Recurring | U.S. Treasury
Assets:
Available for sale debt securities fair value	5,112	2,152
Recurring | U.S. government and federal agency obligations
Assets:
Available for sale debt securities fair value	483	559
Recurring | U.S. government-sponsored enterprises
Assets:
Available for sale debt securities fair value	25,072	23,777
Recurring | Obligations of states and political subdivisions
Assets:
Available for sale debt securities fair value	110,320	109,440
Recurring | Mortgage-backed securities
Assets:
Available for sale debt securities fair value	99,072	102,699
Recurring | Other debt securities
Assets:
Available for sale debt securities fair value	10,432	10,943
Recurring | Bank-issued trust preferred securities
Assets:
Available for sale debt securities fair value	1,125	1,177
Recurring | Equity securities
Assets:
Available for sale debt securities fair value	61	46
Recurring | Interest rate lock commitments
Assets:
Commitments	58	20
Liabilities:
Commitments	43	18
Recurring | Forward sale commitments
Assets:
Commitments	25	3
Liabilities:
Commitments	1	3
Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1)
Assets:
Loans held for sale	0	0
Mortgage servicing rights	0	0
Total	5,173	2,198
Liabilities:
Total	0	0
Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | U.S. Treasury
Assets:
Available for sale debt securities fair value	5,112	2,152
Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | U.S. government and federal agency obligations
Assets:
Available for sale debt securities fair value	0	0
Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | U.S. government-sponsored enterprises
Assets:
Available for sale debt securities fair value	0	0
Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Obligations of states and political subdivisions
Assets:
Available for sale debt securities fair value	0	0
Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Mortgage-backed securities
Assets:
Available for sale debt securities fair value	0	0
Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Other debt securities
Assets:
Available for sale debt securities fair value	0	0
Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Bank-issued trust preferred securities
Assets:
Available for sale debt securities fair value	0	0
Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Equity securities
Assets:
Available for sale debt securities fair value	61	46
Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Interest rate lock commitments
Assets:
Commitments	0	0
Liabilities:
Commitments	0	0
Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Forward sale commitments
Assets:
Commitments	0	0
Liabilities:
Commitments	0	0
Recurring | Other Observable Inputs (Level 2)
Assets:
Loans held for sale	2,130	591
Mortgage servicing rights	0	0
Total	248,659	249,189
Liabilities:
Total	1	3
Recurring | Other Observable Inputs (Level 2) | U.S. Treasury
Assets:
Available for sale debt securities fair value	0	0
Recurring | Other Observable Inputs (Level 2) | U.S. government and federal agency obligations
Assets:
Available for sale debt securities fair value	483	559
Recurring | Other Observable Inputs (Level 2) | U.S. government-sponsored enterprises
Assets:
Available for sale debt securities fair value	25,072	23,777
Recurring | Other Observable Inputs (Level 2) | Obligations of states and political subdivisions
Assets:
Available for sale debt securities fair value	110,320	109,440
Recurring | Other Observable Inputs (Level 2) | Mortgage-backed securities
Assets:
Available for sale debt securities fair value	99,072	102,699
Recurring | Other Observable Inputs (Level 2) | Other debt securities
Assets:
Available for sale debt securities fair value	10,432	10,943
Recurring | Other Observable Inputs (Level 2) | Bank-issued trust preferred securities
Assets:
Available for sale debt securities fair value	1,125	1,177
Recurring | Other Observable Inputs (Level 2) | Equity securities
Assets:
Available for sale debt securities fair value	0	0
Recurring | Other Observable Inputs (Level 2) | Interest rate lock commitments
Assets:
Commitments	0	0
Liabilities:
Commitments	0	0
Recurring | Other Observable Inputs (Level 2) | Forward sale commitments
Assets:
Commitments	25	3
Liabilities:
Commitments	1	3
Recurring | Significant Unobservable Inputs (Level 3)
Assets:
Loans held for sale	0	0
Mortgage servicing rights	2,902	2,899
Total	2,960	2,919
Liabilities:
Total	43	18
Recurring | Significant Unobservable Inputs (Level 3) | U.S. Treasury
Assets:
Available for sale debt securities fair value	0	0
Recurring | Significant Unobservable Inputs (Level 3) | U.S. government and federal agency obligations
Assets:
Available for sale debt securities fair value	0	0
Recurring | Significant Unobservable Inputs (Level 3) | U.S. government-sponsored enterprises
Assets:
Available for sale debt securities fair value	0	0
Recurring | Significant Unobservable Inputs (Level 3) | Obligations of states and political subdivisions
Assets:
Available for sale debt securities fair value	0	0
Recurring | Significant Unobservable Inputs (Level 3) | Mortgage-backed securities
Assets:
Available for sale debt securities fair value	0	0
Recurring | Significant Unobservable Inputs (Level 3) | Other debt securities
Assets:
Available for sale debt securities fair value	0	0
Recurring | Significant Unobservable Inputs (Level 3) | Bank-issued trust preferred securities
Assets:
Available for sale debt securities fair value	0	0
Recurring | Significant Unobservable Inputs (Level 3) | Equity securities
Assets:
Available for sale debt securities fair value	0	0
Recurring | Significant Unobservable Inputs (Level 3) | Interest rate lock commitments
Assets:
Commitments	58	20
Liabilities:
Commitments	43	18
Recurring | Significant Unobservable Inputs (Level 3) | Forward sale commitments
Assets:
Commitments	0	0
Liabilities:
Commitments	$ 0	$ 0

Fair Value Measurements - Mor_2

Fair Value Measurements - Mortgage Servicing Rights - Level 3 (Details) - Recurring - Significant Unobservable Inputs (Level 3) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022
Mortgage Servicing Rights
Fair value of assets
Balance at beginning of period	$ 2,899	$ 2,659
Total gains or (losses) (realized/unrealized):
Included in earnings	(27)	31
Included in other comprehensive income	0	0
Purchases	0	0
Sales	0	0
Issues	30	40
Settlements	0	0
Balance at end of period	2,902	2,730
Interest Rate Lock Commitments
Fair value of liabilities
Balance at beginning of period	2	286
Total gains or (losses) (realized/unrealized):
Included in earnings	(18)	(32)
Included in other comprehensive income	0	0
Purchases	0	0
Sales	(110)	(303)
Issues	141	144
Settlements	0	0
Balance at end of period	$ 15	$ 95

Fair Value Measurements - Mor_3

Fair Value Measurements - Mortgage Servicing Rights - Other (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022	Dec. 31, 2022
Fair Value Measurements
Impaired loans with a specific allowance					$ 2,697
Specific allowance recorded					$ 258
Impaired financing receivable, charge-offs	$ 36	$ 2	$ 41	$ 25
Collateral dependent impaired loans
Fair Value Measurements
Specific allowance recorded	25		25
Collateral dependent impaired loans
Fair Value Measurements
Impaired loans with a specific allowance	$ 2,900	$ 16,000	$ 2,900	$ 16,000

Fair Value Measurements - Other

Fair Value Measurements - Other Real Estate Owned and Repossessed Assets (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Total Gains (Losses) | Installment and Other Consumer
Fair Value Measurements
Gains (losses) on impaired loans	$ (16)		$ (16)
Nonrecurring | Fair value
Fair Value Measurements
Impaired loans	2,830	$ 15,992	2,830	$ 15,992
Other real estate and repossessed assets	6,429	9,155	6,429	9,155
Nonrecurring | Fair value | Commercial, financial, & agricultural
Fair Value Measurements
Impaired loans	50		50
Nonrecurring | Fair value | Real estate mortgage − residential
Fair Value Measurements
Impaired loans	120		120
Nonrecurring | Fair value | Real estate mortgage − commercial
Fair Value Measurements
Impaired loans	2,660		2,660
Nonrecurring | Fair value | Real estate mortgage − commercial | Mortgage
Fair Value Measurements
Impaired loans		15,992		15,992
Nonrecurring | Fair value | Installment and Other Consumer
Fair Value Measurements
Impaired loans	0		0
Nonrecurring | Total Gains (Losses)
Fair Value Measurements
Gains (losses) on impaired loans	(36)	(2)	(41)	(25)
Gains (losses) on other real estate and repossessed assets	(1,792)	23	(1,783)	(22)
Nonrecurring | Total Gains (Losses) | Commercial, financial, & agricultural
Fair Value Measurements
Gains (losses) on impaired loans			0
Nonrecurring | Total Gains (Losses) | Real estate mortgage − residential
Fair Value Measurements
Gains (losses) on impaired loans			0
Nonrecurring | Total Gains (Losses) | Real estate mortgage − commercial
Fair Value Measurements
Gains (losses) on impaired loans	(20)		(25)
Nonrecurring | Total Gains (Losses) | Real estate mortgage − commercial | Mortgage
Fair Value Measurements
Gains (losses) on impaired loans		(2)		(25)
Nonrecurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Fair value
Fair Value Measurements
Impaired loans	0	0	0	0
Other real estate and repossessed assets	0	0	0	0
Nonrecurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Fair value | Commercial, financial, & agricultural
Fair Value Measurements
Impaired loans	0		0
Nonrecurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Fair value | Real estate mortgage − residential
Fair Value Measurements
Impaired loans	0		0
Nonrecurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Fair value | Real estate mortgage − commercial
Fair Value Measurements
Impaired loans	0		0
Nonrecurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Fair value | Real estate mortgage − commercial | Mortgage
Fair Value Measurements
Impaired loans		0		0
Nonrecurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Fair value | Installment and Other Consumer
Fair Value Measurements
Impaired loans	0		0
Nonrecurring | Other Observable Inputs (Level 2) | Fair value
Fair Value Measurements
Impaired loans	0	0	0	0
Other real estate and repossessed assets	0	0	0	0
Nonrecurring | Other Observable Inputs (Level 2) | Fair value | Commercial, financial, & agricultural
Fair Value Measurements
Impaired loans	0		0
Nonrecurring | Other Observable Inputs (Level 2) | Fair value | Real estate mortgage − residential
Fair Value Measurements
Impaired loans	0		0
Nonrecurring | Other Observable Inputs (Level 2) | Fair value | Real estate mortgage − commercial
Fair Value Measurements
Impaired loans	0		0
Nonrecurring | Other Observable Inputs (Level 2) | Fair value | Real estate mortgage − commercial | Mortgage
Fair Value Measurements
Impaired loans		0		0
Nonrecurring | Other Observable Inputs (Level 2) | Fair value | Installment and Other Consumer
Fair Value Measurements
Impaired loans	0		0
Nonrecurring | Significant Unobservable Inputs (Level 3) | Fair value
Fair Value Measurements
Impaired loans	2,830	15,992	2,830	15,992
Other real estate and repossessed assets	6,429	9,155	6,429	9,155
Nonrecurring | Significant Unobservable Inputs (Level 3) | Fair value | Commercial, financial, & agricultural
Fair Value Measurements
Impaired loans	50		50
Nonrecurring | Significant Unobservable Inputs (Level 3) | Fair value | Real estate mortgage − residential
Fair Value Measurements
Impaired loans	120		120
Nonrecurring | Significant Unobservable Inputs (Level 3) | Fair value | Real estate mortgage − commercial
Fair Value Measurements
Impaired loans	2,660		2,660
Nonrecurring | Significant Unobservable Inputs (Level 3) | Fair value | Real estate mortgage − commercial | Mortgage
Fair Value Measurements
Impaired loans		$ 15,992		$ 15,992
Nonrecurring | Significant Unobservable Inputs (Level 3) | Fair value | Installment and Other Consumer
Fair Value Measurements
Impaired loans	$ 0		$ 0

Fair Value of Financial Instr_3

Fair Value of Financial Instruments - Summary (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Assets:
Cash and due from banks	$ 23,167	$ 18,661
Certificates of deposit in other banks	980	2,955
Available-for-sale securities	251,616	250,747
Loans held for sale	2,130	591
Accrued interest receivable	7,670	7,953
Deposits:
Non-interest bearing demand	437,770	453,443
Savings, interest checking and money market	812,264	923,602
Accrued interest payable	1,479	902
Quoted Prices in Active Markets for Identical Assets (Level 1)
Assets:
Cash and due from banks	23,167	18,661
Federal funds sold and overnight interest-bearing deposits	1,482	65,059
Certificates of deposit in other banks	980	2,955
Available-for-sale securities	5,112	2,152
Other investment securities	61	46
Loans, net	0	0
Loans held for sale	0	0
Cash surrender value - life insurance	0	0
Interest rate lock commitments	0	0
Forward sale commitments	0	0
Accrued interest receivable	7,670	7,953
Total	38,472	96,826
Deposits:
Non-interest bearing demand	437,770	453,443
Savings, interest checking and money market	812,264	923,602
Time deposits	0	0
Federal funds purchased and securities sold under agreements to repurchase	5,503	5,187
Federal Home Loan Bank advances and other borrowings	0	0
Subordinated notes	0	0
Interest rate lock commitments	0	0
Forward sale commitments		0
Accrued interest payable	1,479	902
Total	1,257,016	1,383,134
Other Observable Inputs (Level 2)
Assets:
Cash and due from banks	0	0
Federal funds sold and overnight interest-bearing deposits	0	0
Certificates of deposit in other banks	0	0
Available-for-sale securities	246,504	248,595
Other investment securities	9,037	6,307
Loans, net	0	0
Loans held for sale	2,130	591
Cash surrender value - life insurance	2,596	2,567
Interest rate lock commitments	0	0
Forward sale commitments	25	3
Accrued interest receivable	0	0
Total	260,292	258,063
Deposits:
Non-interest bearing demand	0	0
Savings, interest checking and money market	0	0
Time deposits	0	0
Federal funds purchased and securities sold under agreements to repurchase	0	0
Federal Home Loan Bank advances and other borrowings	164,285	98,000
Subordinated notes	37,455	39,197
Interest rate lock commitments	0	0
Forward sale commitments	1	3
Accrued interest payable	0	0
Total	201,741	137,200
Significant Unobservable Inputs (Level 3)
Assets:
Cash and due from banks	0	0
Federal funds sold and overnight interest-bearing deposits	0	0
Certificates of deposit in other banks	0	0
Available-for-sale securities	0	0
Other investment securities	0	0
Loans, net	1,415,720	1,389,018
Loans held for sale	0	0
Cash surrender value - life insurance	0	0
Interest rate lock commitments	58	20
Forward sale commitments	0	0
Accrued interest receivable	0	0
Total	1,415,778	1,389,038
Deposits:
Non-interest bearing demand	0	0
Savings, interest checking and money market	0	0
Time deposits	288,613	250,433
Federal funds purchased and securities sold under agreements to repurchase	0	0
Federal Home Loan Bank advances and other borrowings	0	0
Subordinated notes	0	0
Interest rate lock commitments	43	18
Forward sale commitments		0
Accrued interest payable	0	0
Total	288,656	250,451
Carrying amount
Assets:
Cash and due from banks	23,167	18,661
Federal funds sold and overnight interest-bearing deposits	1,482	65,059
Certificates of deposit in other banks	980	2,955
Available-for-sale securities	251,616	250,747
Other investment securities	9,098	6,353
Loans, net	1,540,970	1,505,664
Loans held for sale	2,130	591
Cash surrender value - life insurance	2,596	2,567
Interest rate lock commitments	58	20
Forward sale commitments	25	3
Accrued interest receivable	7,670	7,953
Total	1,839,792	1,860,573
Deposits:
Non-interest bearing demand	437,770	453,443
Savings, interest checking and money market	812,264	923,602
Time deposits	293,236	255,034
Federal funds purchased and securities sold under agreements to repurchase	5,503	5,187
Federal Home Loan Bank advances and other borrowings	164,275	98,000
Subordinated notes	49,486	49,486
Interest rate lock commitments	43	18
Forward sale commitments	1	3
Accrued interest payable	1,479	902
Total	1,764,057	1,785,675
Fair value
Assets:
Cash and due from banks	23,167	18,661
Federal funds sold and overnight interest-bearing deposits	1,482	65,059
Certificates of deposit in other banks	980	2,955
Available-for-sale securities	251,616	250,747
Other investment securities	9,098	6,353
Loans, net	1,415,720	1,389,018
Loans held for sale	2,130	591
Cash surrender value - life insurance	2,596	2,567
Interest rate lock commitments	58	20
Forward sale commitments	25	3
Accrued interest receivable	7,670	7,953
Total	1,714,542	1,743,927
Deposits:
Non-interest bearing demand	437,770	453,443
Savings, interest checking and money market	812,264	923,602
Time deposits	288,613	250,433
Federal funds purchased and securities sold under agreements to repurchase	5,503	5,187
Federal Home Loan Bank advances and other borrowings	164,285	98,000
Subordinated notes	37,455	39,197
Interest rate lock commitments	43	18
Forward sale commitments	1	3
Accrued interest payable	1,479	902
Total	$ 1,747,413	$ 1,770,785

Commitments and Contingencies -

Commitments and Contingencies - Narrative (Details) - USD ($) $ in Thousands		6 Months Ended
	Jan. 01, 2023	Jun. 30, 2023		Mar. 31, 2023	Dec. 31, 2022		Jun. 30, 2022	Mar. 31, 2022	Dec. 31, 2021
Other Commitments [Line Items]
Allowance for credit losses on loans		$ 22,236	[1]	$ 21,979	$ 15,588	[1]	$ 15,353	$ 14,279	$ 16,903
Unfunded Loan Commitment
Other Commitments [Line Items]
Allowance for credit losses on loans		$ 1,100
Cumulative Effect, Period of Adoption, Adjustment
Other Commitments [Line Items]
Provision for (release of) credit losses on loans and unfunded commitments	$ 5,800
Allowance for credit losses on loans	5,793				$ 5,793
Cumulative Effect, Period of Adoption, Adjustment | Unfunded Loan Commitment
Other Commitments [Line Items]
Allowance for credit losses on loans	$ 1,300
Minimum
Other Commitments [Line Items]
Remaining term of conditional commitment		1 month
Maximum
Other Commitments [Line Items]
Remaining term of conditional commitment		5 years
[1]amounts include the impacts of the January 1, 2023 adoption of ASU 2016-13. See Note 2 for details. See accompanying notes to the consolidated financial statements (unaudited)

Commitments and Contingencies_2

Commitments and Contingencies - Contractual Amounts (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Total contractual amount of off-balance-sheet financial instruments	$ 401,398	$ 444,911
Commitments to extend credit
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Total contractual amount of off-balance-sheet financial instruments	356,097	388,264
Interest rate lock commitments
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Total contractual amount of off-balance-sheet financial instruments	21,169	6,331
Forward sale commitments
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Total contractual amount of off-balance-sheet financial instruments	2,114	576
Standby letters of credit
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Total contractual amount of off-balance-sheet financial instruments	$ 22,018	$ 49,740