Hawthorn Bancshares (HWBK) 10-Q 14 Aug 24 2024 Q2 Quarterly report Financial data

Cover

Cover - shares	6 Months Ended
	Jun. 30, 2024	Aug. 14, 2024
Cover [Abstract]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Jun. 30, 2024
Document Transition Report	false
Entity File Number	0-23636
Entity Registrant Name	HAWTHORN BANCSHARES, INC.
Entity Incorporation, State or Country Code	MO
Entity Tax Identification Number	43-1626350
Entity Address, Address Line One	132 East High Street, Box 688
Entity Address, City or Town	Jefferson City
Entity Address, State or Province	MO
Entity Address, Postal Zip Code	65102
City Area Code	573
Local Phone Number	761-6100
Title of 12(b) Security	Common Stock, $1.00 par value
Trading Symbol	HWBK
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		6,986,723
Current Fiscal Year End Date	--12-31
Document Fiscal Period	Q2
Document Fiscal Year Focus	2024
Entity Central Index Key	0000893847
Amendment Flag	false

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
ASSETS
Cash and due from banks	$ 16,754	$ 15,675
Other interest-bearing deposits	59,088	77,775
Cash and cash equivalents	75,842	93,450
Certificates of deposit in other banks	1,000	0
Available-for-sale debt securities, at fair value	185,325	188,742
Other investments	5,834	6,300
Loans held for investment	1,498,504	1,539,147
Allowance for credit losses	(21,980)	(23,744)
Net loans	1,476,524	1,515,403
Loans held for sale, at lower of cost or fair value	1,368	3,884
Premises and equipment - net	31,922	32,047
Other real estate owned - net	3,625	1,744
Accrued interest receivable	7,981	8,661
Cash surrender value of bank-owned life insurance	38,109	2,624
Other assets	20,280	22,495
Total assets	1,847,810	1,875,350
Deposits
Non-interest bearing demand	401,618	402,241
Savings, interest checking and money market	804,183	846,452
Time deposits $250,000 and over	101,025	108,147
Other time deposits	243,424	214,004
Total deposits	1,550,250	1,570,844
Federal Home Loan Bank advances and other borrowings	99,100	107,000
Subordinated notes	49,486	49,486
Operating lease liabilities	1,110	1,213
Accrued interest payable	2,113	1,772
Other liabilities	7,510	8,950
Total liabilities	1,709,569	1,739,265
Stockholders’ equity:
Common stock, $1.00 par value, authorized 15,000,000 shares; issued 7,554,893 shares	7,555	7,555
Surplus	76,808	76,818
Retained earnings	83,026	76,464
Accumulated other comprehensive loss, net of tax	(17,233)	(13,762)
Treasury stock; 563,170 and 515,570 shares, at cost, respectively	(11,915)	(10,990)
Total stockholders’ equity	138,241	136,085
Total liabilities and stockholders’ equity	$ 1,847,810	$ 1,875,350

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parentheticals) - $ / shares	Jun. 30, 2024	Dec. 31, 2023
Statement of Financial Position [Abstract]
Common stock, par value (in dollars per share)	$ 1	$ 1
Common stock, authorized (in shares)	15,000,000	15,000,000
Common stock, issued (in shares)	7,554,893	7,554,893
Treasury stock, common, shares (in shares)	563,170	515,570

Consolidated Statements of Inco

Consolidated Statements of Income (unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
INTEREST INCOME
Interest and fees on loans	$ 21,534	$ 20,168	$ 43,265	$ 38,971
Interest and fees on loans held for sale	36	33	66	60
Interest on investment securities:
Taxable	788	883	1,539	1,730
Nontaxable	596	632	1,188	1,258
Federal funds sold	0	1	0	1
Other interest-bearing deposits	452	102	1,263	640
Dividends on other investments	150	108	287	200
Total interest income	23,556	21,927	47,608	42,860
Interest on deposits:
Savings, interest checking and money market	4,493	3,642	9,123	7,495
Time deposit accounts $250,000 and over	765	1,525	1,534	2,676
Time deposits	2,310	810	4,376	1,358
Total interest expense on deposits	7,568	5,977	15,033	11,529
Interest on federal funds purchased and securities sold under agreements to repurchase	0	24	0	45
Interest on Federal Home Loan Bank advances	831	815	1,680	1,355
Interest on subordinated notes	985	909	1,975	1,781
Total interest expense on borrowings	1,816	1,748	3,655	3,181
Total interest expense	9,384	7,725	18,688	14,710
Net interest income	14,172	14,202	28,920	28,150
Provision for credit losses on loans and unfunded commitments	457	0	227	680
Net interest income after provision for credit losses on loans and unfunded commitments	13,715	14,202	28,693	27,470
NON-INTEREST INCOME
Earnings on bank-owned life insurance	505	14	641	29
Gain on sale of mortgage loans, net	398	667	675	1,162
Gains (losses) on other real estate owned, net	454	(1,793)	488	(1,783)
Other	521	551	998	1,105
Total non-interest income	3,996	1,596	7,015	4,778
Investment securities (losses) gains, net	(15)	7	(15)	15
NON-INTEREST EXPENSE
Salaries and employee benefits	6,724	6,850	13,454	13,854
Occupancy expense, net	708	801	1,521	1,595
Furniture and equipment expense	722	716	1,478	1,467
Processing, network, and bank card expense	1,362	1,320	2,732	2,477
Legal, examination, and professional fees	512	443	1,335	948
Advertising and promotion	256	353	513	709
Postage, printing, and supplies	190	179	357	373
Loan expense	216	239	389	624
Other	1,344	1,824	2,830	3,155
Total non-interest expense	12,034	12,725	24,609	25,202
Income before income taxes	5,662	3,080	11,084	7,061
Income tax expense	1,033	531	1,999	1,241
Net income	$ 4,629	$ 2,549	$ 9,085	$ 5,820
Basic earnings per share (in dollars per share)	$ 0.66	$ 0.36	$ 1.29	$ 0.83
Diluted earnings per share (in dollars per share)	$ 0.66	$ 0.36	$ 1.29	$ 0.83
Service charges and other fees
NON-INTEREST INCOME
Income from fees	$ 777	$ 737	$ 1,594	$ 1,420
Bank card income and fees
NON-INTEREST INCOME
Income from fees	1,075	1,055	2,048	2,015
Trust department income
NON-INTEREST INCOME
Income from fees	317	266	619	538
Real estate servicing (costs) fees, net
NON-INTEREST INCOME
Income from fees	$ (51)	$ 99	$ (48)	$ 292

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Loss) (unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Statement of Comprehensive Income [Abstract]
Net income	$ 4,629	$ 2,549	$ 9,085	$ 5,820
Investment securities available-for-sale:
Change in unrealized (losses) gains on investment securities available-for-sale, net of tax	(983)	(3,136)	(3,198)	1,377
Defined benefit pension plans:
Amortization of net gains included in net periodic pension cost, net of tax	(147)	(141)	(273)	(253)
Total other comprehensive (loss) income	(1,130)	(3,277)	(3,471)	1,124
Total comprehensive income (loss)	$ 3,499	$ (728)	$ 5,614	$ 6,944

Consolidated Statements of Stoc

Consolidated Statements of Stockholders' Equity (unaudited) - USD ($) $ in Thousands	Total	Adoption of ASU 2016-13	Balance, January 01, 2023	Common Stock	Common Stock Balance, January 01, 2023	Surplus	Surplus Balance, January 01, 2023	Retained Earnings	Retained Earnings Adoption of ASU 2016-13	Retained Earnings Balance, January 01, 2023	Accumulated Other Comprehensive Income (Loss)	Accumulated Other Comprehensive Income (Loss) Balance, January 01, 2023	Treasury Stock	Treasury Stock Balance, January 01, 2023
Balance at beginning of period at Dec. 31, 2022	$ 127,411	$ (5,581)	$ 121,830	$ 7,284	$ 7,284	$ 71,042	$ 71,042	$ 91,789	$ (5,581)	$ 86,208	$ (31,714)	$ (31,714)	$ (10,990)	$ (10,990)
Increase (Decrease) in Stockholders' Equity
Net income	5,820							5,820
Other comprehensive income (loss)	1,124										1,124
Stock dividend	0					6,005		(6,005)
Cash dividends declared, common stock	(2,301)							(2,301)
Balance at end of period at Jun. 30, 2023	126,473			7,284		77,047		83,722			(30,590)		(10,990)
Balance at beginning of period at Mar. 31, 2023	128,352			7,284		71,042		88,329			(27,313)		(10,990)
Increase (Decrease) in Stockholders' Equity
Net income	2,549							2,549
Other comprehensive income (loss)	(3,277)										(3,277)
Stock dividend	0					6,005		(6,005)
Cash dividends declared, common stock	(1,151)							(1,151)
Balance at end of period at Jun. 30, 2023	126,473			7,284		77,047		83,722			(30,590)		(10,990)
Balance at beginning of period at Dec. 31, 2023	136,085			7,555		76,818		76,464			(13,762)		(10,990)
Increase (Decrease) in Stockholders' Equity
Net income	9,085							9,085
Other comprehensive income (loss)	(3,471)										(3,471)
Share-based compensation expense	71					71
Purchase of treasury stock	(1,006)												(1,006)
Restricted share unit vesting and taxes paid related to net share settlement	0					(81)							81
Cash dividends declared, common stock	(2,523)							(2,523)
Balance at end of period at Jun. 30, 2024	138,241			7,555		76,808		83,026			(17,233)		(11,915)
Balance at beginning of period at Mar. 31, 2024	136,620			7,555		76,847		79,725			(16,103)		(11,404)
Increase (Decrease) in Stockholders' Equity
Net income	4,629							4,629
Other comprehensive income (loss)	(1,130)										(1,130)
Share-based compensation expense	42					42
Purchase of treasury stock	(592)												(592)
Restricted share unit vesting and taxes paid related to net share settlement	0					(81)							81
Cash dividends declared, common stock	(1,328)							(1,328)
Balance at end of period at Jun. 30, 2024	$ 138,241			$ 7,555		$ 76,808		$ 83,026			$ (17,233)		$ (11,915)

Consolidated Statements of St_2

Consolidated Statements of Stockholders' Equity (unaudited) (Parentheticals) - $ / shares	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Statement of Stockholders' Equity [Abstract]
Common stock, dividends declared (in dollars per share)	$ 0.19	$ 0.17	$ 0.36	$ 0.34

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (unaudited) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023
Cash flows from operating activities:
Net income	$ 9,085	$ 5,820
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for credit losses on loans and unfunded commitments	227	680
Depreciation expense	925	1,075
Net amortization of investment securities, premiums, and discounts	418	524
Change in fair value of mortgage servicing rights	0	27
Investment securities losses (gains), net	15	(15)
Gain on sales and dispositions of premises and equipment	(6)	(154)
Gain on sales and dispositions of other real estate	(94)	(48)
(Release of) provision for valuation allowance for other real estate owned	(386)	1,831
Share-based compensation expense	71	0
Decrease in accrued interest receivable	680	283
Increase in cash surrender value - life insurance	(485)	(29)
Decrease in other assets	2,817	282
Decrease in operating lease liabilities	(103)	(159)
Increase in accrued interest payable	341	577
Decrease in other liabilities	(1,484)	(1,333)
Origination of mortgage loans held for sale	(34,810)	(47,593)
Proceeds from the sale of mortgage loans held for sale	38,001	47,186
Gain on sale of mortgage loans, net	(675)	(1,162)
Net cash provided by operating activities	14,537	7,792
Cash flows from investing activities:
Purchase of certificates of deposit in other banks	(1,000)	0
Proceeds from maturities of certificates of deposit in other banks	0	1,974
Purchase of bank-owned life insurance	(35,000)	0
Net decrease (increase) in loans	35,867	(41,822)
Purchase of available-for-sale debt securities	(18,965)	(8,505)
Proceeds from maturities of available-for-sale debt securities	5,660	8,241
Proceeds from calls of available-for-sale debt securities	12,256	615
Purchases of FHLB stock	(767)	(9,320)
Proceeds from sales of FHLB stock	1,218	6,590
Purchases of premises and equipment	(1,082)	(905)
Proceeds from sales of premises and equipment	11	161
Proceeds from sales of other real estate and repossessed assets	1,548	627
Net cash used in investing activities	(254)	(42,344)
Cash flows from financing activities:
Net decrease in demand deposits	(623)	(15,673)
Net decrease in interest-bearing transaction accounts	(42,269)	(111,338)
Net increase in time deposits	22,298	38,202
Net increase in federal funds purchased and securities sold under agreements to repurchase	0	316
Repayment of FHLB advances and other borrowings	(22,200)	(163,800)
FHLB advances	14,300	230,075
Purchase of treasury stock	(1,006)	0
Cash dividends paid - common stock	(2,391)	(2,301)
Net cash used in financing activities	(31,891)	(24,519)
Net decrease in cash and cash equivalents	(17,608)	(59,071)
Cash and cash equivalents, beginning of period	93,450	83,720
Cash and cash equivalents, end of period	75,842	24,649
Cash paid during the period for:
Interest	18,347	14,133
Income taxes	0	820
Non-cash investing and financing activities:
Other real estate and repossessed assets acquired in settlement of loans	2,730	44
Stock dividends	0	6,005
Dividends declared not paid - common stock	$ 1,329	$ 1,151

Summary of Significant Accounti

Summary of Significant Accounting Policies	6 Months Ended
	Jun. 30, 2024
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	Summary of Significant Accounting Policies Hawthorn Bancshares, Inc. (the Company) through its subsidiary, Hawthorn Bank (the Bank), provides a broad range of banking services to individual and corporate customers located within the Missouri communities in and surrounding Jefferson City, Columbia, Clinton, Warsaw, Springfield, and the greater Kansas City metropolitan area. The Company is subject to competition from other financial and nonfinancial institutions that provide financial products. Additionally, the Company and its subsidiaries are subject to the regulations of certain regulatory agencies and undergo periodic examinations by those regulatory agencies. The accompanying unaudited consolidated financial statements of the Company have been prepared in conformity with United States (U.S.) generally accepted accounting principles (U.S. GAAP) for interim financial information and with the instructions to Form 10-Q, and Rule 10-01 of Regulation S-X. Accordingly, the unaudited consolidated financial statements do not include all of the information and disclosures required by U.S. GAAP for complete financial statements and should be read in conjunction with the consolidated financial statements and related notes included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2023. In the opinion of management, all adjustments (consisting of normal recurring adjustments) considered necessary for a fair presentation have been included. The preparation of the consolidated financial statements includes all adjustments that, in the opinion of management, are necessary in order to make those statements not misleading. Management is required to make estimates and assumptions, including the determination of the allowance for credit losses, real estate acquired in connection with foreclosure or in satisfaction of loans, and fair values of investment securities available-for-sale that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. The Company’s management has evaluated and did not identify any subsequent events or transactions requiring recognition or disclosure in the consolidated financial statements other than mentioned below.

Loans and Allowance for Credit

Loans and Allowance for Credit Losses	6 Months Ended
	Jun. 30, 2024
Receivables [Abstract]
Loans and Allowance for Credit Losses	Loans and Allowance for Credit Losses Loans Major classifications within the Company’s held for investment loan portfolio at June 30, 2024 and December 31, 2023 were as follows: (in thousands) June 30, 2024 December 31, 2023 Commercial, financial, and agricultural $ 217,098 $ 226,275 Real estate construction − residential 37,048 58,347 Real estate construction − commercial 55,515 130,296 Real estate mortgage − residential 374,074 372,391 Real estate mortgage − commercial 797,950 731,024 Installment and other consumer 16,819 20,814 Total loans held for investment $ 1,498,504 $ 1,539,147 The Bank grants real estate, commercial, installment, and other consumer loans to customers located within the Missouri communities surrounding Jefferson City, Columbia, Clinton, Warsaw, Springfield, and the greater Kansas City metropolitan area. As such, the Bank is susceptible to changes in the economic environment in these communities. The Bank does not have a concentration of credit in any one economic sector. Installment and other consumer loans consist primarily of the financing of automotive vehicles. Accrued interest on loans totaled $6.4 million and $7.2 million at June 30, 2024 and December 31, 2023, respectively, and is included in the accrued interest receivable on the Company's consolidated balance sheets. The total amount of accrued interest is excluded from the amortized cost basis of loans presented above. Further, the Company has elected not to measure an allowance for credit losses for accrued interest receivable. At June 30, 2024, loans of $709.0 million were pledged to the Federal Home Loan Bank ("FHLB") as collateral for borrowings and letters of credit. Allowance for Credit Losses The allowance for credit losses is measured using a lifetime expected loss model that incorporates relevant information about past events, including historical credit loss experience on loans with similar risk characteristics, current conditions, and reasonable and supportable forecasts that affect the collectability of the remaining cash flows over the contractual term of the loans. The allowance for credit losses is measured on a collective (pool) basis. Loans are aggregated into pools based on similar risk characteristics including borrower type, collateral type and expected credit loss patterns. Loans that do not share similar risk characteristics, primarily large loans on non-accrual status, are evaluated on an individual basis. The allowance for credit losses is a valuation account that is deducted from loans amortized cost basis to present the net amount expected to be collected on the instrument. Expected recoveries are included in the allowance and do not exceed the aggregate of amounts previously charged-off and expected to be charged-off. Loans are charged off against the allowance for credit losses when management believes the balance has become uncollectible. For loans evaluated for credit losses on a collective basis, average historical loss rates are calculated for each pool using relevant peer historical net charge-offs (combined charge-offs and recoveries by observable historical reporting period) and the Company's outstanding loan balances during a lookback period. The Company chose to use relevant peer loan loss data due to statistical relevance concerns, low observation counts, historical data limitations, and the inability to secure through the cycle loan-level data. Lookback periods can be different based on the individual pool and represent management’s credit expectations for the pool of loans over the remaining contractual life. The calculated average net charge-off rate is then adjusted for current conditions and reasonable and supportable forecasts. These adjustments increase or decrease the average historical loss rate to reflect expectations of future losses given a single path economic forecast of a single macroeconomic variable, which is the civilian unemployment rate. The adjustments are based on results from various regression models projecting the impact of the selected macroeconomic variable to loss rates. The forecast is used for a reasonable and supportable period before reverting back to historical averages using a straight-line method. The forecast adjusted loss rate is applied to the loans over the remaining contractual lives, adjusted for expected prepayments. The contractual term excludes expected extensions, renewals and modifications. Credit cards and certain similar consumer lines of credit do not have stated maturities and therefore, for these loan classes, remaining contractual lives are determined by estimating future cash flows expected to be received from customers until payments have been fully allocated to outstanding balances. Agriculture loans also use the remaining life methodology for estimating life of loan losses. Additionally, the allowance for credit losses considers qualitative or environmental factors, such as: lending policies and procedures; economic conditions; the nature, volume and terms of the portfolio; lending staff and management; past due loans; the loan review system; collateral values; concentrations of credit; and external factors. Allowance for Credit Losses on Off-Balance-Sheet Credit Exposures The Company maintains a separate allowance for credit losses for off-balance-sheet credit exposures, including unfunded loan commitments, unless the associated obligation is unconditionally cancellable by the Company. This allowance is included in other liabilities on the consolidated balance sheets with associated expense recognized as a component of the provision for credit losses on the consolidated statements of income. The liability for unfunded lending commitments utilizes the same model as the allowance for credit losses on loans, however, the liability for unfunded lending commitments incorporates an assumption for the portion of unfunded commitments that are expected to be funded. Sensitivity in the Allowance for Credit Loss Model The allowance for credit losses is an estimate that requires significant judgment including projections of the macroeconomic environment. The forecasted macroeconomic environment continuously changes, which can cause fluctuations in estimated expected losses. The following tables illustrate the changes in the allowance for credit losses by portfolio segment: Three Months Ended June 30, 2024 (in thousands) Commercial, Financial, & Agricultural Real Estate Construction - Residential Real Estate Construction - Commercial Real Estate Mortgage - Residential Real Estate Mortgage - Commercial Installment and Other Consumer Un- allocated Total Allowance for Credit Losses on Loans Balance at beginning of period $ 3,374 $ 672 $ 1,297 $ 5,109 $ 12,857 $ 172 $ 194 $ 23,675 Charge-offs 1,857 — — 22 67 61 — 2,007 Recoveries 10 — — 4 — 16 — 30 Provision for (release of) credit losses 94 (74) 180 122 118 36 (194) 282 Balance at end of period $ 1,621 $ 598 $ 1,477 $ 5,213 $ 12,908 $ 163 $ — $ 21,980 Liability for Unfunded Commitments Balance at beginning of period $ 92 $ 114 $ 302 $ 103 $ 100 $ 1 $ 5 $ 717 Provision for credit losses on unfunded commitments (1) 12 149 7 12 — (4) 175 Balance at end of period $ 91 $ 126 $ 451 $ 110 $ 112 $ 1 $ 1 $ 892 Allowance for credit losses on loans and liability for unfunded commitments $ 1,712 $ 724 $ 1,928 $ 5,323 $ 13,020 $ 164 $ 1 $ 22,872 Six Months Ended June 30, 2024 (in thousands) Commercial, Financial, & Agricultural Real Estate Construction - Residential Real Estate Construction - Commercial Real Estate Mortgage - Residential Real Estate Mortgage - Commercial Installment and Other Consumer Un- allocated Total Allowance for Credit Losses on Loans Balance at beginning of period $ 3,208 $ 1,043 $ 3,273 $ 5,264 $ 10,537 $ 232 $ 187 $ 23,744 Charge-offs 1,888 — — 23 89 130 — 2,130 Recoveries 20 — — 5 — 59 — 84 Provision for (release of) credit losses 281 (445) (1,796) (33) 2,460 2 (187) 282 Balance at end of period $ 1,621 $ 598 $ 1,477 $ 5,213 $ 12,908 $ 163 $ — $ 21,980 Liability for Unfunded Commitments Balance at beginning of period $ 197 $ 273 $ 245 $ 103 $ 110 $ 1 $ 18 $ 947 Provision for (release of) credit losses on unfunded commitments (106) (147) 206 7 2 — (17) (55) Balance at end of period $ 91 $ 126 $ 451 $ 110 $ 112 $ 1 $ 1 $ 892 Allowance for credit losses on loans and liability for unfunded commitments $ 1,712 $ 724 $ 1,928 $ 5,323 $ 13,020 $ 164 $ 1 $ 22,872 Three Months Ended June 30, 2023 (in thousands) Commercial, Financial, & Agricultural Real Estate Construction - Residential Real Estate Construction - Commercial Real Estate Mortgage - Residential Real Estate Mortgage - Commercial Installment and Other Consumer Un- allocated Total Allowance for Credit Losses on Loans Balance at beginning of period $ 1,921 $ 631 $ 4,464 $ 5,262 $ 9,487 $ 222 $ (8) $ 21,979 Charge-offs 14 — — — 20 69 — 103 Recoveries 164 — — 2 — 29 — 195 Provision for (release of) credit losses (227) 117 (1,042) 201 828 35 253 165 Balance at end of period $ 1,844 $ 748 $ 3,422 $ 5,465 $ 10,295 $ 217 $ 245 $ 22,236 Liability for Unfunded Commitments Balance at beginning of period $ 124 $ 389 $ 562 $ 110 $ 142 $ 1 $ (26) $ 1,302 Provision for credit losses on unfunded commitments (12) (34) (148) (2) (16) — 47 (165) Balance at end of period $ 112 $ 355 $ 414 $ 108 $ 126 $ 1 $ 21 $ 1,137 Allowance for credit losses on loans and liability for unfunded commitments $ 1,956 $ 1,103 $ 3,836 $ 5,573 $ 10,421 $ 218 $ 266 $ 23,373 Six Months Ended June 30, 2023 (in thousands) Commercial, Financial, & Agricultural Real Estate Construction - Residential Real Estate Construction - Commercial Real Estate Mortgage - Residential Real Estate Mortgage - Commercial Installment and Other Consumer Un- allocated Total Allowance for Credit Losses on Loans Balance at beginning of period $ 2,735 $ 157 $ 875 $ 3,329 $ 8,000 $ 326 $ 166 $ 15,588 Adoption of ASU 2016-13 (649) 291 2,894 1,890 1,613 (80) (166) 5,793 Balance at January 1, 2023 2,086 448 3,769 5,219 9,613 246 — 21,381 Charge-offs 43 — — — 25 128 — 196 Recoveries 174 — — 4 1 57 — 236 Provision for (release of) credit losses (373) 300 (347) 242 706 42 245 815 Balance at end of period $ 1,844 $ 748 $ 3,422 $ 5,465 $ 10,295 $ 217 $ 245 $ 22,236 Liability for Unfunded Commitments Balance at beginning of period $ — $ — $ — $ — $ — $ — $ — $ — Adoption of ASU 2016-13 104 341 569 107 150 1 — 1,272 Balance at January 1, 2023 104 341 569 107 150 1 — 1,272 Provision for (release of) credit losses on unfunded commitments 8 14 (155) 1 (24) — 21 (135) Balance at end of period $ 112 $ 355 $ 414 $ 108 $ 126 $ 1 $ 21 $ 1,137 Allowance for credit losses on loans and liability for unfunded commitments $ 1,956 $ 1,103 $ 3,836 $ 5,573 $ 10,421 $ 218 $ 266 $ 23,373 Collateral-Dependent loans Collateral-dependent loans are loans for which the repayment is expected to be provided substantially through the operation or sale of the collateral and the borrower is experiencing financial difficulty. Under the CECL methodology, for collateral-dependent loans, the Company has adopted the practical expedient to measure the allowance on the fair value of collateral. The allowance is calculated on an individual loan basis based on the shortfall between the fair value of the loan’s collateral, which is adjusted for liquidation costs/discounts, and the loan’s amortized cost. If the fair value of the collateral exceeds the loan’s amortized cost, no allowance is necessary. The Company’s policy is to obtain appraisals on any significant pieces of collateral. Higher discounts are applied in determining fair value for real estate collateral in industries that are undergoing significant stress, or for properties that are specialized use or have limited marketability. There have been no significant changes to the types of collateral securing the Company's collateral dependent loans since December 31, 2023. The amortized cost of collateral-dependent loans by class as of June 30, 2024 and December 31, 2023 was as follows: Collateral Type (in thousands) Real Estate Other Allowance Allocated June 30, 2024 Commercial, financial, and agricultural $ — $ 30 $ 17 Real estate construction − residential 454 — 194 Real estate mortgage − commercial 1,100 — 360 Total $ 1,554 $ 30 $ 571 December 31, 2023 Commercial, financial, and agricultural $ — $ 2,221 $ 1,300 Real estate construction − residential 432 — 164 Real estate mortgage − residential 46 — 19 Real estate mortgage − commercial 2,369 — — Total $ 2,847 $ 2,221 $ 1,483 Credit Quality The Company categorizes loans into risk categories based upon an internal rating system reflecting management’s risk assessment. • Pass - loans that are well protected by the current net worth and paying capacity of the obligor (or guarantors, if any) or by the fair value, less cost to acquire and sell in a timely manner, of any underlying collateral. • Watch - loans that have one or more weaknesses identified that may result in the borrower being unable to meet repayment terms or when the Company’s credit position could deteriorate at some future date. • Special Mention - loans that have negative financial trends, or other weaknesses that if left uncorrected, could threaten its capacity to meet its debt obligations. This is a transitional grade that is closely monitored by management for improvement or deterioration. • Substandard - loans that are inadequately protected by the current sound worth and paying capacity of the obligor or by the collateral pledged, if any. Loans so classified may have a well-defined weakness or weaknesses that jeopardize the repayment of the debt. Such loans are characterized by the distinct possibility that the Company may sustain some loss if the deficiencies are not corrected. • Doubtful - loans that have all the weaknesses inherent in loans classified as Substandard with the added characteristic that the weaknesses make collection or liquidation in full highly questionable and improbable on the basis of currently known facts, conditions, and values. These loans are also on non-accrual status. • Non-accrual - loans that are delinquent for 90 days or more and the ultimate collectability of interest or principal is no longer probable. Real estate loans secured by one-to-four family residential properties are exempt from these non-accrual guidelines. These loans are placed on non-accrual status after they become 120 days past due. (The majority of the Company's non-accrual loans have a substandard risk grade.) The following table presents the recorded investment by risk categories at June 30, 2024: Term Loans Amortized Cost Basis by Origination Year and Risk Grades (in thousands) 2024 2023 2022 2021 2020 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Loans Amortized Cost Basis Total June 30, 2024 Commercial, Financial, & Agricultural Pass $ 15,962 $ 26,707 $ 34,785 $ 29,036 $ 28,822 $ 5,478 $ 60,528 $ 468 $ 201,786 Watch 523 205 3,414 — 332 272 4,899 — 9,645 Substandard 586 361 3,587 — 13 — 318 100 4,965 Doubtful — 200 — 14 — — — — 214 Non-accrual loans — 29 81 219 — — 159 — 488 Total $ 17,071 $ 27,502 $ 41,867 $ 29,269 $ 29,167 $ 5,750 $ 65,904 $ 568 $ 217,098 Gross YTD charge-offs — 31 — 88 2 51 1,716 — 1,888 Real Estate Construction - Residential Pass $ 9,360 $ 24,245 $ 2,193 $ 625 $ 171 $ — $ — $ — $ 36,594 Non-accrual loans — 454 — — — — — — 454 Total $ 9,360 $ 24,699 $ 2,193 $ 625 $ 171 $ — $ — $ — $ 37,048 Gross YTD charge-offs — — — — — — — — — Real Estate Construction - Commercial Pass $ 22,966 $ 13,552 $ 11,013 $ 4,086 $ 644 $ 722 $ 2,086 $ — $ 55,069 Watch — 269 15 — — — 103 — 387 Non-accrual loans — — — — — 59 — — 59 Total $ 22,966 $ 13,821 $ 11,028 $ 4,086 $ 644 $ 781 $ 2,189 $ — $ 55,515 Gross YTD charge-offs — — — — — — — — — Real Estate Mortgage - Residential Pass $ 16,252 $ 55,692 $ 121,170 $ 58,044 $ 45,455 $ 26,561 $ 45,134 $ 421 $ 368,729 Watch 1,451 103 244 401 369 1,432 280 — 4,280 Substandard 68 17 — — — 91 — — 176 Non-accrual loans — — 277 90 57 273 192 — 889 Total $ 17,771 $ 55,812 $ 121,691 $ 58,535 $ 45,881 $ 28,357 $ 45,606 $ 421 $ 374,074 Gross YTD charge-offs — — — — — 1 22 — 23 Real Estate Mortgage - Commercial Pass $ 16,427 $ 123,800 $ 231,085 $ 212,203 $ 78,877 $ 63,368 $ 19,339 $ 51 $ 745,150 Watch 3,031 5,253 4,982 2,742 279 357 76 — 16,720 Special Mention 25,981 — 5,811 — — — — 582 32,374 Substandard 47 710 210 1,155 — 279 — — 2,401 Non-accrual loans — 1,136 — — — 169 — — 1,305 Total $ 45,486 $ 130,899 $ 242,088 $ 216,100 $ 79,156 $ 64,173 $ 19,415 $ 633 $ 797,950 Gross YTD charge-offs — — — 65 — 24 — — 89 Installment and other Consumer Pass $ 1,703 $ 4,788 $ 5,009 $ 1,838 $ 860 $ 2,527 $ 76 $ 7 $ 16,808 Non-accrual loans — 2 9 — — — — — 11 Total $ 1,703 $ 4,790 $ 5,018 $ 1,838 $ 860 $ 2,527 $ 76 $ 7 $ 16,819 Gross YTD charge-offs — 3 7 3 — 117 — — 130 Total Portfolio Pass $ 82,670 $ 248,784 $ 405,255 $ 305,832 $ 154,829 $ 98,656 $ 127,163 $ 947 $ 1,424,136 Watch 5,005 5,830 8,655 3,143 980 2,061 5,358 — 31,032 Special Mention 25,981 — 5,811 — — — — 582 32,374 Substandard 701 1,088 3,797 1,155 13 370 318 100 7,542 Doubtful — 200 — 14 — — — — 214 Non-accrual loans — 1,621 367 309 57 501 351 — 3,206 Total $ 114,357 $ 257,523 $ 423,885 $ 310,453 $ 155,879 $ 101,588 $ 133,190 $ 1,629 $ 1,498,504 Total Gross YTD charge-offs $ — $ 34 $ 7 $ 156 $ 2 $ 193 $ 1,738 $ — $ 2,130 The following table presents the recorded investment by risk categories at December 31, 2023: Term Loans Amortized Cost Basis by Origination Year and Risk Grades (in thousands) 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Loans Amortized Cost Basis Total December 31, 2023 Commercial, Financial, & Agricultural Pass $ 40,103 $ 43,082 $ 32,812 $ 30,965 $ 4,774 $ 5,022 $ 55,379 $ 213 $ 212,350 Watch 1 2,505 32 586 3 282 2,502 — 5,911 Substandard 371 3,758 19 16 — — 323 1,299 5,786 Non-accrual loans 159 96 317 — 7 — 1,649 — 2,228 Total $ 40,634 $ 49,441 $ 33,180 $ 31,567 $ 4,784 $ 5,304 $ 59,853 $ 1,512 $ 226,275 Gross YTD charge-offs — 1 — — — 160 — — 161 Real Estate Construction - Residential Pass $ 39,847 $ 17,259 $ 634 $ 175 $ — $ — $ — $ — $ 57,915 Non-accrual loans 432 — — — — — — — 432 Total $ 40,279 $ 17,259 $ 634 $ 175 $ — $ — $ — $ — $ 58,347 Gross YTD charge-offs — — — — — — — — — Real Estate Construction - Commercial Pass $ 49,041 $ 53,058 $ 24,371 $ 1,040 $ 31 $ 735 $ 187 $ — $ 128,463 Watch 934 17 — — — — 103 — 1,054 Substandard 710 — — — — — — — 710 Non-accrual loans — — — — — 69 — — 69 Total $ 50,685 $ 53,075 $ 24,371 $ 1,040 $ 31 $ 804 $ 290 $ — $ 130,296 Gross YTD charge-offs — — — — — — — — — Real Estate Mortgage - Residential Pass $ 65,472 $ 121,430 $ 62,998 $ 47,884 $ 7,242 $ 19,193 $ 44,574 $ 202 $ 368,995 Watch 179 251 411 293 71 1,310 23 — 2,538 Substandard 16 — — 129 — 126 — — 271 Non-accrual loans — 23 93 135 — 246 90 — 587 Total $ 65,667 $ 121,704 $ 63,502 $ 48,441 $ 7,313 $ 20,875 $ 44,687 $ 202 $ 372,391 Gross YTD charge-offs — — — 75 — — 13 — 88 Real Estate Mortgage - Commercial Pass $ 99,081 $ 208,699 $ 204,789 $ 84,363 $ 27,085 $ 39,941 $ 16,059 $ 659 $ 680,676 Watch 15,759 10,978 2,737 91 345 897 70 — 30,877 Substandard — 215 15,944 — 45 289 — — 16,493 Non-accrual loans 1,817 54 712 212 83 — 100 — 2,978 Total $ 116,657 $ 219,946 $ 224,182 $ 84,666 $ 27,558 $ 41,127 $ 16,229 $ 659 $ 731,024 Gross YTD charge-offs — — — — — 32 — — 32 Installment and other Consumer Pass $ 7,430 $ 6,497 $ 2,720 $ 1,287 $ 987 $ 1,803 $ 90 $ — $ 20,814 Total $ 7,430 $ 6,497 $ 2,720 $ 1,287 $ 987 $ 1,803 $ 90 $ — $ 20,814 Gross YTD charge-offs 84 23 7 — — 232 1 — 347 Total Portfolio Pass $ 300,974 $ 450,025 $ 328,324 $ 165,714 $ 40,119 $ 66,694 $ 116,289 $ 1,074 $ 1,469,213 Watch 16,873 13,751 3,180 970 419 2,489 2,698 — 40,380 Substandard 1,097 3,973 15,963 145 45 415 323 1,299 23,260 Non-accrual loans 2,408 173 1,122 347 90 315 1,839 — 6,294 Total $ 321,352 $ 467,922 $ 348,589 $ 167,176 $ 40,673 $ 69,913 $ 121,149 $ 2,373 $ 1,539,147 Total Gross YTD charge-offs $ 84 $ 24 $ 7 $ 75 $ — $ 424 $ 14 $ — $ 628 Delinquent and Non-Accrual Loans The delinquency status of loans is determined based on the contractual terms of the notes. Loans are generally classified as delinquent once payments become 30 days or more past due. The Company’s policy is to discontinue the accrual of interest income on any loan when, in the opinion of management, the ultimate collectability of interest or principal is no longer probable. In general, loans are placed on non-accrual status when they become 90 days or more past due. However, management considers many factors before placing a loan on non-accrual status, including the delinquency status of the loan, the overall financial condition of the borrower, the progress of management’s collection efforts and the value of the underlying collateral. Subsequent interest payments received on non-accrual loans are applied to principal if any doubt exists as to the collectability of such principal; otherwise, such receipts are recorded as interest income on a cash basis. Non-accrual loans are returned to accrual status when, in the opinion of management, the financial condition of the borrower indicates that the timely collectability of interest and principal is probable and the borrower demonstrates the ability to pay under the terms of the note through a sustained period of repayment performance, which is generally six months. The following table presents the recorded investment in non-accrual loans and loans past due over 90 days still on accrual by class of loans as of June 30, 2024 and December 31, 2023: (in thousands) Non-accrual with no Allowance Non-accrual with Allowance Total Non-accrual 90 Days Past Due And Still Accruing Total Non-performing Loans June 30, 2024 Commercial, Financial, and Agricultural $ — $ 702 $ 702 $ — $ 702 Real estate construction − residential — 454 454 — 454 Real estate construction − commercial — 59 59 — 59 Real estate mortgage − residential — 889 889 293 1,182 Real estate mortgage − commercial — 1,305 1,305 709 2,014 Installment and Other Consumer — 11 11 15 26 Total $ — $ 3,420 $ 3,420 $ 1,017 $ 4,437 December 31, 2023 Commercial, Financial, and Agricultural $ — $ 2,228 $ 2,228 $ — $ 2,228 Real estate construction − residential — 432 432 — 432 Real estate construction − commercial — 69 69 — 69 Real estate mortgage − residential — 587 587 115 702 Real estate mortgage − commercial 2,368 610 2,978 — 2,978 Installment and Other Consumer — — — 4 4 Total $ 2,368 $ 3,926 $ 6,294 $ 119 $ 6,413 No material amount of interest income was recognized on non-accrual loans during the three and six months ended June 30, 2024. The following table provides aging information for the Company’s past due and non-accrual loans at June 30, 2024 and December 31, 2023. (in thousands) Current or Less Than 30 Days Past Due 30 - 89 Days Past Due 90 Days Past Due And Still Accruing Non-Accrual Total June 30, 2024 Commercial, Financial, and Agricultural $ 215,363 $ 1,033 $ — $ 702 $ 217,098 Real estate construction − residential 36,594 — — 454 37,048 Real estate construction − commercial 55,456 — — 59 55,515 Real estate mortgage − residential 371,233 1,659 293 889 374,074 Real estate mortgage − commercial 795,857 79 709 1,305 797,950 Installment and Other Consumer 16,595 198 15 11 16,819 Total $ 1,491,098 $ 2,969 $ 1,017 $ 3,420 $ 1,498,504 December 31, 2023 Commercial, Financial, and Agricultural $ 223,845 $ 202 $ — $ 2,228 $ 226,275 Real estate construction − residential 57,568 347 — 432 58,347 Real estate construction − commercial 130,227 — — 69 130,296 Real estate mortgage − residential 368,956 2,733 115 587 372,391 Real estate mortgage − commercial 728,029 17 — 2,978 731,024 Installment and Other Consumer 20,607 203 4 — 20,814 Total $ 1,529,232 $ 3,502 $ 119 $ 6,294 $ 1,539,147 Loan Modifications for Borrowers Experiencing Financial Difficulty In the normal course of business, the Company may execute loan modifications with borrowers. These modifications are analyzed to determine whether the modification is considered concessionary, long-term and made to a borrower experiencing financial difficulty. The Company’s modifications generally include interest rate adjustments, principal reductions, and amortization and maturity date extensions. If a loan modification is determined to be made to a borrower experiencing financial difficulty, the loan is considered collateral-dependent and evaluated as part of the allowance for credit losses as described above in the Allowance for Credit Losses section of this note. For the three and six months ended June 30, 2024, the Company did not modify any loans made to borrowers experiencing financial difficulty. The Company monitors loan payments on an on-going basis to determine if a loan is considered to have a payment default. Determination of payment default involves analyzing the economic conditions that exist for each customer and their ability to generate positive cash flows during the loan term. Loans Held for Sale

Other Real Estate and Other Ass

Other Real Estate and Other Assets Acquired in Settlement of Loans	6 Months Ended
	Jun. 30, 2024
Other Real Estate [Abstract]
Other Real Estate and Other Assets Acquired in Settlement of Loans	Other Real Estate and Other Assets Acquired in Settlement of Loans June 30, December 31, (in thousands) 2024 2023 Commercial $ 98 $ — Real estate construction - commercial 2,549 7,668 Real estate mortgage - residential — 20 Real estate mortgage - commercial 2,722 — Repossessed assets — 6 Total $ 5,369 $ 7,694 Less valuation allowance for other real estate owned (1,744) (5,950) Total other real estate owned and repossessed assets $ 3,625 $ 1,744 Changes in the net carrying amount of other real estate owned and repossessed assets were as follows for the periods indicated: Three Months Ended June 30, Six Months Ended June 30, (in thousands) 2024 2023 2024 2023 Balance at beginning of period $ 7,887 $ 10,911 $ 7,694 $ 11,459 Additions net of (charge-offs) 2,730 44 2,949 44 Proceeds from sales (1,488) (70) (1,548) (627) Charge-offs against the valuation allowance for other real estate owned, net (3,820) — (3,820) — Net gain on sales 60 39 94 48 Total other real estate owned 5,369 10,924 $ 5,369 $ 10,924 Less valuation allowance for other real estate owned (1,744) (4,495) (1,744) (4,495) Balance at end of period $ 3,625 $ 6,429 $ 3,625 $ 6,429 At June 30, 2024, there were $0.1 million of consumer mortgage loans secured by residential real estate properties in the process of foreclosure compared to $0.01 million at December 31, 2023. Activity in the valuation allowance for other real estate owned was as follows for the periods indicated: Three Months Ended June 30, Six Months Ended June 30, (in thousands) 2024 2023 2024 2023 Balance at beginning of period $ 5,950 $ 2,664 $ 5,950 $ 2,664 Provision for valuation allowance for other real estate owned (386) 1,831 (386) 1,831 Charge-offs (3,820) — (3,820) — Balance at end of period $ 1,744 $ 4,495 $ 1,744 $ 4,495

Investment Securities

Investment Securities	6 Months Ended
	Jun. 30, 2024
Investments, Debt and Equity Securities [Abstract]
Investment Securities	Investment Securities The amortized cost and fair value of debt securities classified as available-for-sale at June 30, 2024 and December 31, 2023 were as follows: Gross Unrealized (in thousands) Total Amortized Cost Gains Losses Fair Value June 30, 2024 U.S. government and federal agency obligations $ 409 $ — $ (15) $ 394 U.S. government-sponsored enterprises 13,030 — (303) 12,727 Obligations of states and political subdivisions 125,943 19 (23,137) 102,825 Mortgage-backed securities 63,126 35 (6,519) 56,642 Other debt securities (a) 12,545 16 (1,036) 11,525 Bank issued trust preferred securities (a) 1,486 — (274) 1,212 Total available-for-sale securities $ 216,539 $ 70 $ (31,284) $ 185,325 December 31, 2023 U.S. Treasury $ 1,977 $ 1 $ — $ 1,978 U.S. government and federal agency obligations 446 — (19) 427 U.S. government-sponsored enterprises 22,042 16 (236) 21,822 Obligations of states and political subdivisions 126,396 55 (19,566) 106,885 Mortgage-backed securities 51,736 27 (6,123) 45,640 Other debt securities (a) 11,825 22 (1,026) 10,821 Bank issued trust preferred securities (a) 1,486 — (317) 1,169 Total available-for-sale securities $ 215,908 $ 121 $ (27,287) $ 188,742 (a) Certain hybrid instruments possessing characteristics typically associated with debt obligations. The Company’s investment securities are classified as available for sale. Agency bonds and notes, loan certificates guaranteed by the Small Business Administration, residential and commercial agency mortgage-backed securities, and agency collateralized mortgage obligations include securities issued by the Government National Mortgage Association, a U.S. government agency, and the Federal National Mortgage Association, the Federal Home Loan Mortgage Corporation, and the FHLB, which are U.S. government-sponsored enterprises. Debt securities with carrying values aggregating approximately $91.6 million and $89.2 million at June 30, 2024 and December 31, 2023, respectively, were pledged to secure public funds, securities sold under agreements to repurchase, and for other purposes as required or permitted by law. There were no proceeds from sales of available-for-sale securities for the three and six months ended June 30, 2024 and 2023. All gains and losses recognized on equity securities during the three and six months ended June 30, 2024 and 2023 were unrealized. The amortized cost and fair value of debt securities classified as available-for-sale at June 30, 2024, by contractual maturity are shown below. Accrued interest on investments totaled $1.5 million and $1.4 million at June 30, 2024 and December 31, 2023, respectively, and is included in the accrued interest receivable on the Company's consolidated balance sheets. The total amount of accrued interest is excluded from the amortized cost basis of investments presented below. Further, the Company has elected not to measure an allowance for credit losses for accrued interest receivable. Expected maturities may differ from contractual maturities because borrowers have the right to call or prepay obligations with or without prepayment penalties. (in thousands) Amortized Cost Fair Value Due in one year or less $ 2,056 $ 2,036 Due after one year through five years 16,439 16,134 Due after five years through ten years 27,294 24,225 Due after ten years 107,624 86,288 Total $ 153,413 $ 128,683 Mortgage-backed securities 63,126 56,642 Total available-for-sale securities $ 216,539 $ 185,325 Other Investment Securities Other investment securities include equity securities with readily determinable fair values and other investment securities that do not have readily determinable fair values. Investments in FHLB stock, and Midwest Independent BankersBank ("MIB") stock, that do not have readily determinable fair values, are required for membership in those organizations. (in thousands) June 30, 2024 December 31, 2023 Other securities: FHLB stock $ 5,620 $ 6,071 MIB stock 151 151 Equity securities with readily determinable fair values 63 78 Total other investment securities $ 5,834 $ 6,300 Gross unrealized losses on debt securities and the fair value of the related securities, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at June 30, 2024 and December 31, 2023 were as follows: Less than 12 months 12 months or more (in thousands) Fair Value Unrealized Losses Fair Value Unrealized Losses Total Fair Value Total Unrealized Losses June 30, 2024 U.S. government and federal agency obligations $ — $ — $ 394 $ (15) $ 394 $ (15) U.S. government-sponsored enterprises 10,968 (62) 1,759 (241) 12,727 (303) Obligations of states and political subdivisions 1,739 (171) 100,076 (22,966) 101,815 (23,137) Mortgage-backed securities 10,806 (39) 38,975 (6,480) 49,781 (6,519) Other debt securities 698 (22) 8,810 (1,014) 9,508 (1,036) Bank issued trust preferred securities — — 1,212 (274) 1,212 (274) Total $ 24,211 $ (294) $ 151,226 $ (30,990) $ 175,437 $ (31,284) (in thousands) December 31, 2023 U.S. Treasury $ 997 $ — $ — $ — $ 997 $ — U.S. government and federal agency obligations — — 427 (19) 427 (19) U.S. government-sponsored enterprises 11,995 (8) 1,772 (228) 13,767 (236) Obligations of states and political subdivisions 1,501 (158) 103,283 (19,408) 104,784 (19,566) Mortgage-backed securities 2,935 (40) 39,793 (6,083) 42,728 (6,123) Other debt securities — — 8,799 (1,026) 8,799 (1,026) Bank issued trust preferred securities — — 1,169 (317) 1,169 (317) Total $ 17,428 $ (206) $ 155,243 $ (27,081) $ 172,671 $ (27,287) The total available-for-sale portfolio consisted of approximately 389 securities at June 30, 2024. The portfolio included 376 securities having an aggregate fair value of $175.4 million that were in a loss position at June 30, 2024. Securities identified as temporarily impaired which had been in a loss position for 12 months or longer totaled $151.2 million at fair value at June 30, 2024. The $31.3 million aggregate unrealized loss included in accumulated other comprehensive loss at June 30, 2024 was caused by interest rate fluctuations. The total available-for-sale portfolio consisted of approximately 385 securities at December 31, 2023. The portfolio included 370 securities having an aggregate fair value of $172.7 million that were in a loss position at December 31, 2023. Securities identified as temporarily impaired which had been in a loss position for 12 months or longer totaled $155.2 million at fair value at December 31, 2023. The $27.3 million aggregate unrealized loss included in accumulated other comprehensive loss at December 31, 2023 was caused by interest rate fluctuations. The decline in fair value is attributable to changes in interest rates and not credit quality. In the absence of changes in credit quality of these investments, the fair value is expected to recover on all debt securities as they approach their maturity date or re-pricing date, or if market yields for such investments decline. In addition, the Company does not have the intent to sell these investments over the period of recovery, and it is not more likely than not that the Company will be required to sell such investment securities.

Intangible Assets

Intangible Assets	6 Months Ended
	Jun. 30, 2024
Goodwill and Intangible Assets Disclosure [Abstract]
Intangible Assets	Intangible Assets Mortgage Servicing Rights On January 31, 2024, the Company sold its mortgage servicing rights portfolio and all serviced loans transferred to the new servicer on April 30, 2024. The balance of the servicing portfolio for loans sold to the secondary market was approximately $220.7 million at December 31, 2023 and $231.1 million at June 30, 2023. Mortgage loan servicing fees, reported in real estate servicing fees, net, earned on loans sold were $0.04 million and $0.1 million for the three and six months ended June 30, 2024, respectively, compared to $0.2 million and $0.3 million for the three and six months ended June 30, 2023, respectively. The table below presents changes in mortgage servicing rights (MSRs) for the periods indicated. Six Months Ended June 30, (in thousands) 2024 2023 Balance at beginning of period $ 1,738 $ 2,899 Originated mortgage servicing rights — 30 Sale proceeds (1,589) — Changes in fair value: Due to changes in model inputs and assumptions (1) — 101 Other changes in fair value (2) (149) (128) Total changes in fair value (149) (27) Balance at end of period $ — $ 2,902 (1) The change in fair value resulting from changes in valuation inputs or assumptions, reported in real estate servicing fees, net, used in the valuation model reflects the change in discount rates and prepayment speed assumptions primarily due to changes in interest rates. (2) Other changes in fair value, reported in real estate servicing fees, net, reflect changes due to customer payments and passage of time. Total changes in fair value are reported in real estate servicing fees, net, reported in non-interest income in the Company's consolidated statements of income. In the fourth quarter of 2023, the Company recognized a $1.1 million mortgage MSR valuation write-down upon accepting a letter of intent to sell the Company's servicing portfolio, which closed during the first quarter of 2024. Prior to the fourth quarter of 2023, valuation assumptions were reviewed with a third party specialist. The following key data and assumptions were used in estimating the fair value of the Company’s MSRs for the periods indicated/as of June 30, 2023: Six Months Ended June 30, 2024 2023 Weighted average constant prepayment rate NA 6.74 % Weighted average note rate NA 3.47 % Weighted average discount rate NA 11.00 % Weighted average expected life (in years) NA 7.12

Deposits

Deposits	6 Months Ended
	Jun. 30, 2024
Deposits [Abstract]
Deposits	$250,000 $ 101,025 $ 108,147 Brokered deposits $ 30,379 $ 161 " id="sjs-B4" xml:space="preserve">Deposits The table below presents the aggregate amount of time deposits with balances that met or exceeded the Federal Deposit Insurance Corporation ("FDIC") insurance limit of $250,000 and brokered deposits for the periods indicated. (aggregate amounts in thousands) June 30, 2024 December 31, 2023 Time deposits with balances > $250,000 $ 101,025 $ 108,147 Brokered deposits $ 30,379 $ 161

Leases

Leases	6 Months Ended
	Jun. 30, 2024
Leases [Abstract]
Leases	Leases The Company's leases primarily consist of office space and bank branches with remaining lease terms of generally 1 to 10 years. As of June 30, 2024, operating right of use (ROU) assets and liabilities were both $1.1 million. As of June 30, 2024, the weighted-average remaining lease term on these operating leases was approximately 4.7 years and the weighted-average discount rate used to measure the lease liabilities was approximately 4.0%. Operating leases in which the Company is the lessee are recorded as operating lease ROU assets and operating lease liabilities. Currently, the Company does not have any finance leases. The ROU assets are included in premises and equipment, net Operating lease ROU assets represent the Company's right to use an underlying asset during the lease term and operating lease liabilities represent the Company's obligation to make lease payments arising from the lease. ROU assets and operating lease liabilities are recognized at lease commencement based on the present value of the remaining lease payments using a discount rate that represents the Company's incremental borrowing rate at the lease commencement date. Operating lease cost, which is comprised of amortization of the ROU asset and the implicit interest accreted on the operating lease liability, is recognized on a straight-line basis over the lease term, and is recorded in net occupancy expense in the consolidated statements of income. The operating lease cost was $0.06 million and $0.1 million for the three and six months ended June 30, 2024, respectively, compared to $0.1 million and $0.2 million for the three and six months ended June 30, 2023, respectively. Lease and non-lease components of new lease agreements are accounted for separately. Lease components include fixed payments such as rent, real estate taxes and insurance costs and non-lease components include common-area maintenance costs. Leases with an initial term of 12 months or less are not recorded on the balance sheet; the Company recognizes lease expense for these leases on a straight-line basis over the lease term. Operating lease expense for these leases was $0.02 million and $0.04 million for the three and six months ended June 30, 2024, respectively, compared to $0.03 million and $0.06 million for the three and six months ended June 30, 2023, respectively. The table below summarizes the maturity of remaining operating lease liabilities: Lease payments due in: Operating Lease (in thousands) 2024 (excluding 6 months ended June 30, 2024) $ 127 2025 257 2026 259 2027 262 2028 265 Thereafter 44 Total lease payments $ 1,214 Less imputed interest (104) Total lease liabilities, as reported $ 1,110

Income Taxes

Income Taxes	6 Months Ended
	Jun. 30, 2024
Income Tax Disclosure [Abstract]
Income Taxes	Income Taxes Income taxes as a percentage of earnings before income taxes as reported in the consolidated financial statements was 18.2% and 18.0% for the three and six months ended June 30, 2024, respectively, compared to 17.2% and 17.6% for the three and six months ended June 30, 2023, respectively. The effective tax rate for each of the three and six months ended June 30, 2024 and 2023, respectively, is lower than the U.S. federal statutory rate of 21% primarily due to tax-free revenues. The ultimate realization of deferred tax assets is dependent upon the generation of future taxable income of the appropriate character during the periods in which those temporary differences become deductible. Management considers the scheduled reversal of deferred tax liabilities, projected future taxable income, and tax planning initiatives in making this assessment. In management's opinion, the Company will more likely than not realize the benefits of its deferred tax assets and, therefore, has not established a valuation allowance against its deferred tax assets as of June 30, 2024. Management arrived at this conclusion based upon the level of historical taxable income and projections for future taxable income of the appropriate character over the periods in which the deferred tax assets are deductible. The Company follows ASC Topic 740, Income Taxes, which addresses the accounting for uncertain tax positions .

Stockholders_ Equity and Accumu

Stockholders’ Equity and Accumulated Other Comprehensive Income (Loss)	6 Months Ended
	Jun. 30, 2024
Stockholders' Equity Note [Abstract]
Stockholders’ Equity and Accumulated Other Comprehensive Income (Loss)	Stockholders’ Equity and Accumulated Other Comprehensive Income (Loss) Accumulated Other Comprehensive (Loss) Income The following table summarizes the change in the components of the Company’s accumulated other comprehensive income (loss) for the six months ended June 30, 2024 and 2023: Six Months Ended June 30, 2024 (in thousands) Unrealized Gains (Losses) on Securities (1) Unrecognized Net Pension and Postretirement Costs (2) Accumulated Other Comprehensive Income (Loss) Balance at beginning of period $ (21,461) $ 7,699 $ (13,762) Other comprehensive loss, before reclassifications (4,048) (345) (4,393) Amounts reclassified from accumulated other comprehensive income (loss) — — — Current period other comprehensive loss, before tax (4,048) (345) (4,393) Income tax benefit 850 72 922 Current period other comprehensive loss, net of tax (3,198) (273) (3,471) Balance at end of period $ (24,659) $ 7,426 $ (17,233) Six Months Ended June 30, 2023 (in thousands) Unrealized Gains (Losses) on Securities (1) Unrecognized Net Pension and Postretirement Costs (2) Accumulated Other Comprehensive Income (Loss) Balance at beginning of period $ (36,657) $ 4,943 $ (31,714) Other comprehensive income (loss), before reclassifications 1,743 (320) 1,423 Amounts reclassified from accumulated other comprehensive loss — — — Current period other comprehensive income (loss), before tax 1,743 (320) 1,423 Income tax (expense) benefit (366) 67 (299) Current period other comprehensive income (loss), net of tax 1,377 (253) 1,124 Balance at end of period $ (35,280) $ 4,690 $ (30,590) (1) The pre-tax amounts reclassified from accumulated other comprehensive income (loss) are included in investment securities gains (losses), net in the consolidated statements of income. (2) The pre-tax amounts reclassified from accumulated other comprehensive income (loss) are included in the computation of net periodic pension cost.

Share-Based Compensation

Share-Based Compensation	6 Months Ended
	Jun. 30, 2024
Share-Based Payment Arrangement [Abstract]
Share-Based Compensation	Share-Based Compensation Equity-Based Compensation Plan At the 2023 Annual Meeting of Shareholders, held on June 6, 2023, the Company's shareholders approved the Hawthorn Bancshares, Inc. Equity Incentive Plan (the Equity Plan), which was previously approved by the Company's Board of Directors. The purpose of the Equity Plan is to allow eligible participants of the Company and its subsidiaries to acquire or increase a proprietary and vested interest in the growth and performance of the Company. The Equity Plan is also designed to assist the Company in attracting and retaining selected service providers by providing them with the opportunity to participate in the success and profitability of the Company. The terms of the Equity Plan provide for the grant of stock options, stock appreciation rights, restricted stock, restricted stock units, performance shares, other equity-based awards and cash awards. Subject to certain adjustments, the maximum number of shares of the Company's common stock that may be delivered pursuant to awards under the Equity Plan is 203,000 shares. Eligible participants under the Equity Plan include all employees, non-employee directors and consultants of the Company or its subsidiaries. The Equity Plan is currently administered by the Compensation Committee of the Board of Directors The Compensation Committee adopted a form of restricted stock unit award agreement (service-based vesting). The Company issues restricted share units ("RSUs") to provide additional incentives to key officers, employees, and non-employee directors. Awards are granted as determined by the Compensation Committee. The service-based RSUs vest, and shares of common stock are issued, in equal installments on the first, second, and third anniversaries of the date of grant. The following table summarizes the status of the Company's RSUs for the six months ended June 30, 2024: RSUs (in thousands, except per share amounts) Quantity Weighted-Average Grant Date Fair Value Per share Non-vested at January 1, 2024 18,277 $ 20.63 Granted 11,151 20.18 Vested (4,092) 19.80 Forfeited — — Non-vested at June 30, 2024 25,336 $ 20.20 The fair value of the RSUs units is determined using the Company’s stock price on the date of grant. Total share-based compensation expense recognized for the three and six months ended June 30, 2024 for these RSUs was $0.04 million and $0.1 million, respectively. No share-based compensation expense was recognized for the three and six months ended June 30, 2023. Forfeitures will be recognized as they occur. At June 30, 2024, there was $0.5 million of total unrecognized compensation expense related to RSUs that is expected to be recognized over a weighted-average period of 2.5 years.

Employee Benefit Plans

Employee Benefit Plans	6 Months Ended
	Jun. 30, 2024
Retirement Benefits [Abstract]
Employee Benefit Plans	Employee Benefit Plans Employee Benefits Employee benefits charged to operating expenses are summarized in the table below for the periods indicated. Three Months Ended June 30, Six Months Ended June 30, (in thousands) 2024 2023 2024 2023 Payroll taxes $ 384 $ 387 $ 827 $ 854 Medical plans 408 427 836 894 401(k) match and profit sharing 295 221 620 511 Periodic pension cost 245 247 528 531 Other — 8 1 19 Total employee benefits $ 1,332 $ 1,290 $ 2,812 $ 2,809 The Company's profit-sharing plan includes a matching 401(k) portion, in which the Company matches the first 3% of eligible employee contributions. The Company made annual contributions for the discretionary portion in an amount up to 6% of income before income taxes and before contributions to the profit-sharing and pension plans for all participants, limited to the maximum amount deductible for federal income tax purposes, for each of the periods shown. In addition, employees were able to make additional tax-deferred contributions. Other Plans On November 7, 2018, the Board of Directors of the Company adopted a supplemental executive retirement plan (SERP), effective as of January 1, 2018. The SERP provides select employees who satisfy certain eligibility requirements with certain benefits upon retirement, termination of employment or death. The accrued liability relating to the SERP was $1.8 million as of June 30, 2024, and the expense for the three and six months ended June 30, 2024 was $0.02 million and $0.05 million, respectively, compared to $0.01 million and $0.02 million for the three and six months ended June 30, 2023, respectively, and is recognized over the required service period. Pension The Company provides a noncontributory defined benefit pension plan for all full-time and eligible employees. Beginning January 1, 2018 and for all retrospective periods presented, the Company adopted the guidance under ASU 2017-07, Improving the Presentation of Net Periodic Pension Cost and Net Periodic Postretirement Benefit Cost . Under the guidance, only the service cost component of the net periodic benefit cost is reported in the same income statement line item as salaries and benefits, and the remaining components are reported as other non-interest expense. An employer is required to recognize the funded status of a defined benefit postretirement plan as an asset or liability in its balance sheet and to recognize changes in that funded status in the year in which the changes occur through comprehensive income. Under the Company’s funding policy for the defined benefit pension plan, contributions are made to a trust as necessary to provide for current service and for any unfunded accrued actuarial liabilities over a reasonable period. To the extent that these requirements are fully covered by assets in the trust, a contribution might not be made in a particular year. Effective July 1, 2017, the Company amended the pension plan to effectuate a “soft freeze” such that no individual hired (or rehired in the case of a former employee) by the Company after September 30, 2017, whether or not such individual is or was a vested member in the plan, will be eligible to be an active member and be entitled to accrue any benefits under the plan. Components of Net Pension Cost (Income) and Other Amounts Recognized in Accumulated Other Comprehensive Income (Loss) The following items are components of net pension cost (income) for the periods indicated: Three Months Ended June 30, Six Months Ended June 30, (in thousands) 2024 2023 2024 2023 Service cost - benefits earned during the year $ 218 $ 219 $ 474 $ 473 Interest costs on projected benefit obligations (a) 366 349 738 714 Expected return on plan assets (a) (589) (544) (1,179) (1,089) Expected administrative expenses 27 28 54 58 Amortization of unrecognized net gain (a) (186) (178) (345) (320) Net periodic pension income $ (164) $ (126) $ (258) $ (164) (a) The components of net periodic pension cost (income) other than the service cost and expected administrative expenses are included in other non-interest income. Net periodic pension benefit costs (income) include interest costs based on an assumed discount rate, the expected return on plan assets based on actuarially derived market-related values, and the amortization of net actuarial (gains) losses. Net periodic postretirement benefit costs include service costs, interest costs based on an assumed discount rate, and the amortization of prior service credits and net actuarial gains. Differences between expected and actual results in each year are included in the net actuarial gain or loss amount, which is recognized in other comprehensive (loss) income. The net actuarial gain or loss in excess of a 10% corridor is amortized in net periodic benefit cost over the average remaining service period of active participants in the pension plan. The prior service credit is amortized over the average remaining service period to full eligibility for participating employees expected to receive benefits. Currently, there is no prior service cost or net transition (asset)/obligation to be amortized.

Earnings per Share

Earnings per Share	6 Months Ended
	Jun. 30, 2024
Earnings Per Share [Abstract]
Earnings per Share	Earnings per Share Basic earnings per share is computed by dividing income available to shareholders by the weighted average number of shares outstanding during the period. Diluted earnings per share gives effect to all dilutive potential shares that were outstanding during the period. Presented below is a summary of the components used to calculate basic and diluted earnings per common share, which have been restated for all stock dividends: Three Months Ended June 30, Six Months Ended June 30, (dollars in thousands, except per share data) 2024 2023 2024 2023 Basic and Diluted Earnings Per Share: Net income available to shareholders $ 4,629 $ 2,549 $ 9,085 $ 5,820 Basic weighted-average shares outstanding 6,995,956 7,039,323 7,014,063 7,039,323 Effect of dilutive equity-based awards — — — — Diluted weighted-average shares outstanding 6,995,956 7,039,323 7,014,063 7,039,323 Basic earnings per share $ 0.66 $ 0.36 $ 1.29 $ 0.83 Diluted earnings per share $ 0.66 $ 0.36 $ 1.29 $ 0.83 The dilutive effect of RSUs is reflected in diluted earnings per share unless the impact is anti-dilutive, by application of the treasury stock method. Repurchase Program Pursuant to the Company's 2019 Repurchase Plan, management is given discretion to determine the number and pricing of the shares to be repurchased, as well as the timing of any such repurchases. The Company repurchased 51,692 common shares under the repurchase plan during the first six months of 2024 at an average cost of $19.46 per share totaling $1.0 million. As of June 30, 2024, $4.0 million remained available for share repurchases pursuant to the plan.

Fair Value Measurements

Fair Value Measurements	6 Months Ended
	Jun. 30, 2024
Fair Value Disclosures [Abstract]
Fair Value Measurements	Fair Value Measurements Fair value represents the amount expected to be received to sell an asset or paid to transfer a liability in its principal or most advantageous market in an orderly transaction between market participants at the measurement date. Depending on the nature of the asset or liability, the Company uses various valuation methodologies and assumptions to estimate fair value. The measurement of fair value under U.S. GAAP uses a hierarchy intended to maximize the use of observable inputs and minimize the use of unobservable inputs. This hierarchy uses three levels of inputs to measure the fair value of assets and liabilities as follows. The fair value hierarchy is as follows: Level 1 – Inputs are unadjusted quoted prices for identical assets or liabilities in active markets. A quoted price in an active market provides the most reliable evidence of fair value and is used to measure fair value whenever available. A contractually binding sales price also provides reliable evidence of fair value. Level 2 – Inputs other than quoted prices included in Level 1 that are observable for the asset or liability, either directly or indirectly. These might include quoted prices for similar assets and liabilities in active markets, such as interest rates and yield curves that are observable at commonly quoted intervals. Level 3 – Inputs are unobservable inputs for the asset or liability and significant to the fair value. These may be internally developed using the Company’s best information and assumptions that a market participant would consider. In accordance with fair value accounting guidance, the Company measures, records, and reports various types of assets and liabilities at fair value on either a recurring or non-recurring basis in the consolidated financial statements. Nonfinancial assets measured at fair value on a non-recurring basis would include foreclosed real estate, long-lived assets, and core deposit intangible assets, which are reviewed when circumstances or other events indicate that impairment may have occurred. Valuation Methods for Assets and Liabilities Measured at Fair Value on a Recurring Basis Following is a description of the Company’s valuation methodologies used for assets and liabilities recorded at fair value on a recurring basis: Available-for-Sale Securities The fair value measurements of the Company’s investment securities are determined by a third party pricing service that considers observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information and the bond’s terms and conditions, among other things. The fair value measurements are subject to management's independent verification to another pricing source for reasonableness each quarter. Other Investment Securities Other investment securities include equity securities with readily determinable fair values and other investment securities that do not have readily determinable fair values. Investments in FHLB stock and MIB stock, that do not have readily determinable fair values, are required for membership in those organizations. Equity securities that are not actively traded are classified in Level 2. Equity securities with readily determinable fair values are recorded at fair value, with changes in fair value reflected in earnings. Equity securities that do not have readily determinable fair values are carried at cost and are periodically assessed for impairment. The Company uses Level 1 inputs to value equity securities that are traded in active markets. Loans Held for Sale The fair value of the commitment in forward sale agreements loans is the price at which they could be sold in the principal market at the measurement date, therefore the Company classifies these loans as Level 2. Derivative Assets and Liabilities Derivative assets and liabilities include interest rate lock commitments (IRLCs) and forward sale commitments. The fair values of IRLCs and forward sale commitments are determined using readily observable market data such as interest rates, prices, volatility factors, and customer credit-related adjustments. For IRLCs, the fair value is subject to the anticipated loan funding probability (pull-through rate), which is considered an unobservable factor. Factors that affect pull-through rates include origination channel, current mortgage interest rates in the market versus the interest rate incorporated in the IRLC, the purpose of the mortgage, stage of completion of the underlying application and underwriting process, and the time remaining until the IRLC expires. The Company classifies IRLCs as Level 3 due to the unobservable input of pull-through rates. Mortgage Servicing Rights (MSRs) The Company sold its servicing portfolio on January 31, 2024. In prior periods, the fair value of MSRs is based on the discounted value of estimated future cash flows utilizing contractual cash flows, servicing rate, constant prepayment rate, servicing cost, and discount rate factors. Accordingly, the fair value is estimated based on a valuation model that calculates the present value of estimated future net servicing income. The model incorporates assumptions that market participants use in estimating future net servicing income, including estimates of prepayment speeds, market discount rates, cost to service, float earnings rates, and other ancillary income, including late fees. The valuation models estimate the present value of estimated future net servicing income. The Company classifies its MSRs as Level 3. Fair Value Measurements (in thousands) Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) June 30, 2024 Assets: U.S. government and federal agency obligations $ 394 $ — $ 394 $ — U.S. government-sponsored enterprises 12,727 — 12,727 — Obligations of states and political subdivisions 102,825 — 102,825 — Mortgage-backed securities 56,642 — 56,642 — Other debt securities 11,525 — 11,525 — Bank-issued trust preferred securities 1,212 — 1,212 — Equity securities 63 63 — — Interest rate lock commitments 11 — — 11 Forward sale commitments 1 — 1 — Loans held for sale 1,368 — 1,368 — Total $ 186,768 $ 63 $ 186,694 $ 11 Liabilities: Interest rate lock commitments $ 1 $ — $ — $ 1 Forward sale commitments 5 — 5 — Total $ 6 $ — $ 5 $ 1 December 31, 2023 Assets: U.S. Treasury $ 1,978 $ 1,978 $ — $ — U.S. government and federal agency obligations 427 — 427 — U.S. government-sponsored enterprises 21,822 — 21,822 — Obligations of states and political subdivisions 106,885 — 106,885 — Mortgage-backed securities 45,640 — 45,640 — Other debt securities 10,821 — 10,821 — Bank-issued trust preferred securities 1,169 — 1,169 — Equity securities 78 78 — — Interest rate lock commitments 43 — — 43 Loans held for sale 3,884 — 3,884 — Mortgage servicing rights 1,738 — — 1,738 Total $ 194,485 $ 2,056 $ 190,648 $ 1,781 Liabilities: Interest rate lock commitments $ 2 $ — $ — $ 2 Forward sale commitments 41 — 41 — Total $ 43 $ — $ 41 $ 2 The changes in Level 3 assets and liabilities measured at fair value on a recurring basis are summarized as follows: Fair Value Measurements Using Significant Unobservable Inputs (Level 3) Mortgage Servicing Rights Interest Rate Lock Commitments Six Months Ended June 30, (in thousands) 2024 2023 2024 2023 Balance at beginning of period $ 1,738 $ 2,899 $ 41 $ 2 Total gains or (losses) (realized/unrealized): Included in earnings (149) (27) (11) (18) Included in other comprehensive income — — — — Purchases — — — — Sales (1,589) — (76) (110) Issues — 30 56 141 Balance at end of period $ — $ 2,902 $ 10 $ 15 Valuation Methods for Assets and Liabilities Measured at Fair Value on a Non-Recurring Basis Following is a description of the Company’s valuation methodologies used for assets and liabilities recorded at fair value on a non-recurring basis: Collateral Dependent Impaired Loans While the overall loan portfolio is not carried at fair value, the Company periodically records non-recurring adjustments to the carrying value of loans based on fair value measurements for partial charge-offs of the uncollectible portions of those loans. Non-recurring adjustments also include certain impairment amounts for collateral dependent loans when establishing the allowance for credit losses. Such amounts are generally based on the fair value of the underlying collateral supporting the loan. In determining the value of real estate collateral, the Company relies on external and internal appraisals of property values depending on the size and complexity of the real estate collateral. The Company maintains staff trained to perform in-house evaluations and also to review third-party appraisal reports for reasonableness. In the case of non-real estate collateral, reliance is placed on a variety of sources, including external estimates of value and judgments based on the experience and expertise of internal specialists. Values of all loan collateral are regularly reviewed by a senior loan committee. Because many of these inputs are not observable, the measurements are classified as Level 3. As of June 30, 2024, the Company identified $1.6 million in collateral-dependent loans that required a $0.6 million specific allowance for credit losses. Related to these loans, there were $1.9 million in charge-offs recorded in each of the three and six months ended June 30, 2024. As of June 30, 2023, the Company identified $2.9 million in collateral-dependent loans that required a $0.03 million specific allowance for credit losses. Related to these loans, there were $0.02 million and $0.03 million in charge-offs recorded during the three and six months ended June 30, 2023, respectively. Other Real Estate and Foreclosed Assets Other real estate owned (OREO) and foreclosed assets consisted of loan collateral repossessed through foreclosure. This collateral is comprised of commercial and residential real estate and other non-real estate property, including autos, manufactured homes, and construction equipment. Subsequent to foreclosure, these assets are initially carried at fair value of the collateral less estimated selling costs. Fair value, when recorded, is generally based upon appraisals by approved, independent state-certified appraisers. Like impaired loans, appraisals on OREO may be discounted based on the Company’s historical knowledge, changes in market conditions from the time of appraisal or other information available. During the holding period, valuations are updated periodically, and the assets may be written down to reflect a new cost basis. Because many of these inputs are not observable, the measurements are classified as Level 3. Fair Value Measurements Using (in thousands) Total Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Three Months Ended June 30, Total Gains (Losses)* Six Months Ended June 30, Total Gains (Losses)* June 30, 2024 Assets: Collateral dependent impaired loans: Commercial, financial, & agricultural $ 13 — — $ 13 $ (1,835) $ (1,835) Real estate construction − residential 260 — — 260 — — Real estate mortgage - residential — — — — (22) (22) Real estate mortgage - commercial 740 — — 740 (66) (89) Total $ 1,013 $ — $ — $ 1,013 $ (1,923) $ (1,946) Other real estate and repossessed assets $ 3,625 $ — $ — $ 3,625 $ 446 $ 480 June 30, 2023 Assets: Collateral dependent impaired loans: Commercial, financial, & agricultural $ 50 $ — $ — $ 50 $ — $ — Real estate mortgage - residential 120 — — 120 — — Real estate mortgage - commercial 2,660 — — 2,660 (20) (25) Total $ 2,830 $ — $ — $ 2,830 $ (20) $ (25) Other real estate and repossessed assets $ 6,429 $ — $ — $ 6,429 $ (1,792) $ (1,783) * Total gains (losses) reported for other real estate and foreclosed assets include charge-offs, valuation write downs, and net losses taken during the periods reported.

Fair Value of Financial Instrum

Fair Value of Financial Instruments	6 Months Ended
	Jun. 30, 2024
Fair Value Disclosures [Abstract]
Fair Value of Financial Instruments	Fair Value of Financial Instruments The following methods and assumptions were used to estimate the fair value of each class of financial instruments for which it is practicable to estimate such value: Loans Fair values are estimated for portfolios with similar financial characteristics. Loans are segregated by type, such as commercial, real estate, and consumer. Each loan category is further segmented into fixed and variable interest rate categories. The fair value of loans, or exit price, is estimated by using the future value of discounted cash flows using comparable market rates for similar types of loan products and adjusted for market factors. The discount rates used are estimated using comparable market rates for similar types of loan products adjusted to be commensurate with the credit risk, overhead costs, and optionality of such instruments. Federal funds Sold, Cash, and Due from Banks The carrying amounts of short-term federal funds sold, interest-earning deposits with banks, and cash and due from banks approximate fair value. Federal funds sold classified as short-term generally mature in 90 days or less. Certificates of Deposit in Other Banks Certificates of deposit are other investments made by the Company with other financial institutions that are carried at cost; which is equal to fair value. Cash Surrender Value - Life Insurance The fair value of Bank-owned life insurance approximates the carrying amount. Upon liquidation of these investments, the Company would receive the cash surrender value; which equals the carrying amount. Accrued Interest Receivable and Payable For accrued interest receivable and payable, the carrying amount is a reasonable estimate of fair value because of the short maturity for these financial instruments. Deposits The fair value of deposits with no stated maturity, such as non-interest-bearing demand, NOW accounts, savings, and money market, is equal to the amount payable on demand. The fair value of time deposits is based on the discounted value of contractual cash flows. The discount rate is estimated using the rates currently offered for deposits of similar remaining maturities. Federal funds Purchased and Securities Sold Under Agreements to Repurchase For Federal funds purchased and securities sold under agreements to repurchase, the carrying amount is a reasonable estimate of fair value, as such instruments reprice in a short time period. Subordinated Notes and Other Borrowings The fair value of subordinated notes and other borrowings is based on the discounted value of contractual cash-flows. The discount rate is estimated using the rates currently offered for other borrowed money of similar remaining maturities. A summary of the carrying amounts and fair values of the Company’s financial instruments at June 30, 2024 and December 31, 2023 is as follows: June 30, 2024 Fair Value Measurements June 30, 2024 Quoted Prices in Active Markets for Identical Assets Other Observable Inputs Net Significant Unobservable Inputs (in thousands) Carrying amount Fair value (Level 1) (Level 2) (Level 3) Assets: Cash and due from banks $ 16,754 $ 16,754 $ 16,754 $ — $ — Federal funds sold and overnight interest-bearing deposits 59,088 59,088 59,088 — — Certificates of deposit in other banks 1,000 1,000 1,000 — — Available-for-sale securities 185,325 185,325 0 185,325 — Other investment securities 5,834 5,834 63 5,771 — Loans, net 1,476,524 1,383,371 — — 1,383,371 Loans held for sale 1,368 1,368 — 1,368 — Cash surrender value - life insurance 38,109 38,109 — 38,109 — Interest rate lock commitments 11 11 — — 11 Forward sale commitments 1 1 — 1 — Accrued interest receivable 7,981 7,981 7,981 — — Liabilities: Deposits: Non-interest bearing demand $ 401,618 $ 401,618 $ 401,618 $ — $ — Savings, interest checking and money market 804,183 804,183 804,183 — — Time deposits 344,449 342,279 — — 342,279 FHLB advances and other borrowings 99,100 99,100 100 99,000 — Subordinated notes 49,486 40,365 — 40,365 — Interest rate lock commitments 1 1 — — 1 Forward sale commitments 5 5 — 5 — Accrued interest payable 2,113 2,113 2,113 — — December 31, 2023 Fair Value Measurements December 31, 2023 Quoted Prices in Active Markets for Identical Assets Other Observable Inputs Net Significant Unobservable Inputs (in thousands) Carrying amount Fair value (Level 1) (Level 2) (Level 3) Assets: Cash and due from banks $ 15,675 $ 15,675 $ 15,675 $ — $ — Federal funds sold and overnight interest-bearing deposits 77,775 77,775 77,775 — — Available-for-sale securities 188,742 188,742 1,978 186,764 — Other investment securities 6,300 6,300 78 6,222 — Loans, net 1,515,403 1,364,533 — — 1,364,533 Loans held for sale 3,884 3,884 — 3,884 — Cash surrender value - life insurance 2,624 2,624 — 2,624 — Interest rate lock commitments 43 43 — — 43 Accrued interest receivable 8,661 8,661 8,661 — — Liabilities: Deposits: Non-interest bearing demand $ 402,241 $ 402,241 $ 402,241 $ — $ — Savings, interest checking and money market 846,452 846,452 846,452 — — Time deposits 322,151 319,929 — — 319,929 FHLB advances and other borrowings 107,000 107,245 — 107,245 — Subordinated notes 49,486 38,939 — 38,939 — Interest rate lock commitments 2 2 — — 2 Forward sale commitments 41 41 — 41 — Accrued interest payable 1,772 1,772 1,772 — — Off-Balance Sheet Financial Instruments The fair value of commitments to extend credit and standby letters of credit is estimated using the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements, the likelihood of the counterparties drawing on such financial instruments, and the present creditworthiness of such counterparties. The Company believes such commitments have been made on terms that are competitive in the markets in which it operates. Limitations The fair value estimates provided are made at a point in time based on market information and information about the financial instruments. Because no market exists for a portion of the Company’s financial instruments, fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics of various financial instruments, and other factors. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and, therefore, cannot be determined with precision. Changes in assumptions could significantly affect the fair value estimates.

Commitments and Contingencies

Commitments and Contingencies	6 Months Ended
	Jun. 30, 2024
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingencies	Commitments and Contingencies The Company issues financial instruments with off-balance-sheet risk in the normal course of business of meeting the financing needs of its customers. These financial instruments include commitments to extend credit and standby letters of credit. These instruments may involve, to varying degrees, elements of credit and interest rate risk in excess of the amounts recognized in the consolidated balance sheets. The Company’s extent of involvement and maximum potential exposure to credit loss in the event of non-performance by the other party to the financial instrument for commitments to extend credit and standby letters of credit is represented by the contractual amount of these instruments. The Company uses the same credit policies in making commitments and conditional obligations as it does for financial instruments included on its consolidated balance sheets. The allowance for credit losses associated with unfunded commitments and letters of credit is recorded within other liabilities on the consolidated balance sheets. At June 30, 2024, the allowance for credit losses for unfunded commitments was $0.9 million. The contractual amounts of off-balance-sheet financial instruments were as follows as of the dates indicated: (in thousands) June 30, 2024 December 31, 2023 Commitments to extend credit $ 310,584 $ 286,939 Interest rate lock commitments 2,131 3,694 Forward sale commitments 1,341 3,779 Standby letters of credit 48,200 111,631 Total $ 362,256 $ 406,043 Commitments Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since certain of the commitments and letters of credit are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. The Company evaluates each customer’s creditworthiness on a case-by-case basis. The amount of collateral obtained, if deemed necessary by the Company upon extension of credit, is based on management’s credit evaluation of the customer. Collateral held varies, but may include accounts receivable, inventory, furniture and equipment, and real estate. The Company has two types of commitments related to mortgage loans held for sale: interest rate lock commitments and forward loan sale commitments. Interest rate lock commitments are commitments to extend credit to a customer that has an interest rate lock and are considered derivative instruments. Standby letters of credit are conditional commitments issued by the Company to guarantee the performance of a customer to a third-party. These standby letters of credit are primarily issued to support contractual obligations of the Company’s customers. The approximate remaining term of standby letters of credit ranged from one month to five years at June 30, 2024. Pending Litigation The Company and its subsidiaries are defendants in various legal actions incidental to the Company’s past and current business activities. Based on the Company’s analysis, and considering the inherent uncertainties associated with litigation, management does not believe that it is reasonably possible that these legal actions will materially adversely affect the Company’s consolidated financial condition or results of operations in the near term. The Company records a loss accrual for all legal matters for which it deems a loss is probable and can be reasonably estimated. Some legal matters, which are at early stages in the legal process, have not yet progressed to the point where a loss is deemed probable or an amount can be estimated.

Pay vs Performance Disclosure

Pay vs Performance Disclosure - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Pay vs Performance Disclosure
Net Income (Loss) Attributable to Parent	$ 4,629	$ 2,549	$ 9,085	$ 5,820

Insider Trading Arrangements

Insider Trading Arrangements	3 Months Ended
	Jun. 30, 2024
Trading Arrangements, by Individual
Rule 10b5-1 Arrangement Adopted	false
Non-Rule 10b5-1 Arrangement Adopted	false
Rule 10b5-1 Arrangement Terminated	false
Non-Rule 10b5-1 Arrangement Terminated	false

Loans and Allowance for Credi_2

Loans and Allowance for Credit Losses (Tables)	6 Months Ended
	Jun. 30, 2024
Receivables [Abstract]
Schedule of Loans, by Major Class Within the Company's Loan Portfolio	Major classifications within the Company’s held for investment loan portfolio at June 30, 2024 and December 31, 2023 were as follows: (in thousands) June 30, 2024 December 31, 2023 Commercial, financial, and agricultural $ 217,098 $ 226,275 Real estate construction − residential 37,048 58,347 Real estate construction − commercial 55,515 130,296 Real estate mortgage − residential 374,074 372,391 Real estate mortgage − commercial 797,950 731,024 Installment and other consumer 16,819 20,814 Total loans held for investment $ 1,498,504 $ 1,539,147
Schedule of the Allowance for Loan Losses	The following tables illustrate the changes in the allowance for credit losses by portfolio segment: Three Months Ended June 30, 2024 (in thousands) Commercial, Financial, & Agricultural Real Estate Construction - Residential Real Estate Construction - Commercial Real Estate Mortgage - Residential Real Estate Mortgage - Commercial Installment and Other Consumer Un- allocated Total Allowance for Credit Losses on Loans Balance at beginning of period $ 3,374 $ 672 $ 1,297 $ 5,109 $ 12,857 $ 172 $ 194 $ 23,675 Charge-offs 1,857 — — 22 67 61 — 2,007 Recoveries 10 — — 4 — 16 — 30 Provision for (release of) credit losses 94 (74) 180 122 118 36 (194) 282 Balance at end of period $ 1,621 $ 598 $ 1,477 $ 5,213 $ 12,908 $ 163 $ — $ 21,980 Liability for Unfunded Commitments Balance at beginning of period $ 92 $ 114 $ 302 $ 103 $ 100 $ 1 $ 5 $ 717 Provision for credit losses on unfunded commitments (1) 12 149 7 12 — (4) 175 Balance at end of period $ 91 $ 126 $ 451 $ 110 $ 112 $ 1 $ 1 $ 892 Allowance for credit losses on loans and liability for unfunded commitments $ 1,712 $ 724 $ 1,928 $ 5,323 $ 13,020 $ 164 $ 1 $ 22,872 Six Months Ended June 30, 2024 (in thousands) Commercial, Financial, & Agricultural Real Estate Construction - Residential Real Estate Construction - Commercial Real Estate Mortgage - Residential Real Estate Mortgage - Commercial Installment and Other Consumer Un- allocated Total Allowance for Credit Losses on Loans Balance at beginning of period $ 3,208 $ 1,043 $ 3,273 $ 5,264 $ 10,537 $ 232 $ 187 $ 23,744 Charge-offs 1,888 — — 23 89 130 — 2,130 Recoveries 20 — — 5 — 59 — 84 Provision for (release of) credit losses 281 (445) (1,796) (33) 2,460 2 (187) 282 Balance at end of period $ 1,621 $ 598 $ 1,477 $ 5,213 $ 12,908 $ 163 $ — $ 21,980 Liability for Unfunded Commitments Balance at beginning of period $ 197 $ 273 $ 245 $ 103 $ 110 $ 1 $ 18 $ 947 Provision for (release of) credit losses on unfunded commitments (106) (147) 206 7 2 — (17) (55) Balance at end of period $ 91 $ 126 $ 451 $ 110 $ 112 $ 1 $ 1 $ 892 Allowance for credit losses on loans and liability for unfunded commitments $ 1,712 $ 724 $ 1,928 $ 5,323 $ 13,020 $ 164 $ 1 $ 22,872 Three Months Ended June 30, 2023 (in thousands) Commercial, Financial, & Agricultural Real Estate Construction - Residential Real Estate Construction - Commercial Real Estate Mortgage - Residential Real Estate Mortgage - Commercial Installment and Other Consumer Un- allocated Total Allowance for Credit Losses on Loans Balance at beginning of period $ 1,921 $ 631 $ 4,464 $ 5,262 $ 9,487 $ 222 $ (8) $ 21,979 Charge-offs 14 — — — 20 69 — 103 Recoveries 164 — — 2 — 29 — 195 Provision for (release of) credit losses (227) 117 (1,042) 201 828 35 253 165 Balance at end of period $ 1,844 $ 748 $ 3,422 $ 5,465 $ 10,295 $ 217 $ 245 $ 22,236 Liability for Unfunded Commitments Balance at beginning of period $ 124 $ 389 $ 562 $ 110 $ 142 $ 1 $ (26) $ 1,302 Provision for credit losses on unfunded commitments (12) (34) (148) (2) (16) — 47 (165) Balance at end of period $ 112 $ 355 $ 414 $ 108 $ 126 $ 1 $ 21 $ 1,137 Allowance for credit losses on loans and liability for unfunded commitments $ 1,956 $ 1,103 $ 3,836 $ 5,573 $ 10,421 $ 218 $ 266 $ 23,373 Six Months Ended June 30, 2023 (in thousands) Commercial, Financial, & Agricultural Real Estate Construction - Residential Real Estate Construction - Commercial Real Estate Mortgage - Residential Real Estate Mortgage - Commercial Installment and Other Consumer Un- allocated Total Allowance for Credit Losses on Loans Balance at beginning of period $ 2,735 $ 157 $ 875 $ 3,329 $ 8,000 $ 326 $ 166 $ 15,588 Adoption of ASU 2016-13 (649) 291 2,894 1,890 1,613 (80) (166) 5,793 Balance at January 1, 2023 2,086 448 3,769 5,219 9,613 246 — 21,381 Charge-offs 43 — — — 25 128 — 196 Recoveries 174 — — 4 1 57 — 236 Provision for (release of) credit losses (373) 300 (347) 242 706 42 245 815 Balance at end of period $ 1,844 $ 748 $ 3,422 $ 5,465 $ 10,295 $ 217 $ 245 $ 22,236 Liability for Unfunded Commitments Balance at beginning of period $ — $ — $ — $ — $ — $ — $ — $ — Adoption of ASU 2016-13 104 341 569 107 150 1 — 1,272 Balance at January 1, 2023 104 341 569 107 150 1 — 1,272 Provision for (release of) credit losses on unfunded commitments 8 14 (155) 1 (24) — 21 (135) Balance at end of period $ 112 $ 355 $ 414 $ 108 $ 126 $ 1 $ 21 $ 1,137 Allowance for credit losses on loans and liability for unfunded commitments $ 1,956 $ 1,103 $ 3,836 $ 5,573 $ 10,421 $ 218 $ 266 $ 23,373
Schedule of Risk Categories by Class	The amortized cost of collateral-dependent loans by class as of June 30, 2024 and December 31, 2023 was as follows: Collateral Type (in thousands) Real Estate Other Allowance Allocated June 30, 2024 Commercial, financial, and agricultural $ — $ 30 $ 17 Real estate construction − residential 454 — 194 Real estate mortgage − commercial 1,100 — 360 Total $ 1,554 $ 30 $ 571 December 31, 2023 Commercial, financial, and agricultural $ — $ 2,221 $ 1,300 Real estate construction − residential 432 — 164 Real estate mortgage − residential 46 — 19 Real estate mortgage − commercial 2,369 — — Total $ 2,847 $ 2,221 $ 1,483 The following table presents the recorded investment by risk categories at June 30, 2024: Term Loans Amortized Cost Basis by Origination Year and Risk Grades (in thousands) 2024 2023 2022 2021 2020 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Loans Amortized Cost Basis Total June 30, 2024 Commercial, Financial, & Agricultural Pass $ 15,962 $ 26,707 $ 34,785 $ 29,036 $ 28,822 $ 5,478 $ 60,528 $ 468 $ 201,786 Watch 523 205 3,414 — 332 272 4,899 — 9,645 Substandard 586 361 3,587 — 13 — 318 100 4,965 Doubtful — 200 — 14 — — — — 214 Non-accrual loans — 29 81 219 — — 159 — 488 Total $ 17,071 $ 27,502 $ 41,867 $ 29,269 $ 29,167 $ 5,750 $ 65,904 $ 568 $ 217,098 Gross YTD charge-offs — 31 — 88 2 51 1,716 — 1,888 Real Estate Construction - Residential Pass $ 9,360 $ 24,245 $ 2,193 $ 625 $ 171 $ — $ — $ — $ 36,594 Non-accrual loans — 454 — — — — — — 454 Total $ 9,360 $ 24,699 $ 2,193 $ 625 $ 171 $ — $ — $ — $ 37,048 Gross YTD charge-offs — — — — — — — — — Real Estate Construction - Commercial Pass $ 22,966 $ 13,552 $ 11,013 $ 4,086 $ 644 $ 722 $ 2,086 $ — $ 55,069 Watch — 269 15 — — — 103 — 387 Non-accrual loans — — — — — 59 — — 59 Total $ 22,966 $ 13,821 $ 11,028 $ 4,086 $ 644 $ 781 $ 2,189 $ — $ 55,515 Gross YTD charge-offs — — — — — — — — — Real Estate Mortgage - Residential Pass $ 16,252 $ 55,692 $ 121,170 $ 58,044 $ 45,455 $ 26,561 $ 45,134 $ 421 $ 368,729 Watch 1,451 103 244 401 369 1,432 280 — 4,280 Substandard 68 17 — — — 91 — — 176 Non-accrual loans — — 277 90 57 273 192 — 889 Total $ 17,771 $ 55,812 $ 121,691 $ 58,535 $ 45,881 $ 28,357 $ 45,606 $ 421 $ 374,074 Gross YTD charge-offs — — — — — 1 22 — 23 Real Estate Mortgage - Commercial Pass $ 16,427 $ 123,800 $ 231,085 $ 212,203 $ 78,877 $ 63,368 $ 19,339 $ 51 $ 745,150 Watch 3,031 5,253 4,982 2,742 279 357 76 — 16,720 Special Mention 25,981 — 5,811 — — — — 582 32,374 Substandard 47 710 210 1,155 — 279 — — 2,401 Non-accrual loans — 1,136 — — — 169 — — 1,305 Total $ 45,486 $ 130,899 $ 242,088 $ 216,100 $ 79,156 $ 64,173 $ 19,415 $ 633 $ 797,950 Gross YTD charge-offs — — — 65 — 24 — — 89 Installment and other Consumer Pass $ 1,703 $ 4,788 $ 5,009 $ 1,838 $ 860 $ 2,527 $ 76 $ 7 $ 16,808 Non-accrual loans — 2 9 — — — — — 11 Total $ 1,703 $ 4,790 $ 5,018 $ 1,838 $ 860 $ 2,527 $ 76 $ 7 $ 16,819 Gross YTD charge-offs — 3 7 3 — 117 — — 130 Total Portfolio Pass $ 82,670 $ 248,784 $ 405,255 $ 305,832 $ 154,829 $ 98,656 $ 127,163 $ 947 $ 1,424,136 Watch 5,005 5,830 8,655 3,143 980 2,061 5,358 — 31,032 Special Mention 25,981 — 5,811 — — — — 582 32,374 Substandard 701 1,088 3,797 1,155 13 370 318 100 7,542 Doubtful — 200 — 14 — — — — 214 Non-accrual loans — 1,621 367 309 57 501 351 — 3,206 Total $ 114,357 $ 257,523 $ 423,885 $ 310,453 $ 155,879 $ 101,588 $ 133,190 $ 1,629 $ 1,498,504 Total Gross YTD charge-offs $ — $ 34 $ 7 $ 156 $ 2 $ 193 $ 1,738 $ — $ 2,130 The following table presents the recorded investment by risk categories at December 31, 2023: Term Loans Amortized Cost Basis by Origination Year and Risk Grades (in thousands) 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Loans Amortized Cost Basis Total December 31, 2023 Commercial, Financial, & Agricultural Pass $ 40,103 $ 43,082 $ 32,812 $ 30,965 $ 4,774 $ 5,022 $ 55,379 $ 213 $ 212,350 Watch 1 2,505 32 586 3 282 2,502 — 5,911 Substandard 371 3,758 19 16 — — 323 1,299 5,786 Non-accrual loans 159 96 317 — 7 — 1,649 — 2,228 Total $ 40,634 $ 49,441 $ 33,180 $ 31,567 $ 4,784 $ 5,304 $ 59,853 $ 1,512 $ 226,275 Gross YTD charge-offs — 1 — — — 160 — — 161 Real Estate Construction - Residential Pass $ 39,847 $ 17,259 $ 634 $ 175 $ — $ — $ — $ — $ 57,915 Non-accrual loans 432 — — — — — — — 432 Total $ 40,279 $ 17,259 $ 634 $ 175 $ — $ — $ — $ — $ 58,347 Gross YTD charge-offs — — — — — — — — — Real Estate Construction - Commercial Pass $ 49,041 $ 53,058 $ 24,371 $ 1,040 $ 31 $ 735 $ 187 $ — $ 128,463 Watch 934 17 — — — — 103 — 1,054 Substandard 710 — — — — — — — 710 Non-accrual loans — — — — — 69 — — 69 Total $ 50,685 $ 53,075 $ 24,371 $ 1,040 $ 31 $ 804 $ 290 $ — $ 130,296 Gross YTD charge-offs — — — — — — — — — Real Estate Mortgage - Residential Pass $ 65,472 $ 121,430 $ 62,998 $ 47,884 $ 7,242 $ 19,193 $ 44,574 $ 202 $ 368,995 Watch 179 251 411 293 71 1,310 23 — 2,538 Substandard 16 — — 129 — 126 — — 271 Non-accrual loans — 23 93 135 — 246 90 — 587 Total $ 65,667 $ 121,704 $ 63,502 $ 48,441 $ 7,313 $ 20,875 $ 44,687 $ 202 $ 372,391 Gross YTD charge-offs — — — 75 — — 13 — 88 Real Estate Mortgage - Commercial Pass $ 99,081 $ 208,699 $ 204,789 $ 84,363 $ 27,085 $ 39,941 $ 16,059 $ 659 $ 680,676 Watch 15,759 10,978 2,737 91 345 897 70 — 30,877 Substandard — 215 15,944 — 45 289 — — 16,493 Non-accrual loans 1,817 54 712 212 83 — 100 — 2,978 Total $ 116,657 $ 219,946 $ 224,182 $ 84,666 $ 27,558 $ 41,127 $ 16,229 $ 659 $ 731,024 Gross YTD charge-offs — — — — — 32 — — 32 Installment and other Consumer Pass $ 7,430 $ 6,497 $ 2,720 $ 1,287 $ 987 $ 1,803 $ 90 $ — $ 20,814 Total $ 7,430 $ 6,497 $ 2,720 $ 1,287 $ 987 $ 1,803 $ 90 $ — $ 20,814 Gross YTD charge-offs 84 23 7 — — 232 1 — 347 Total Portfolio Pass $ 300,974 $ 450,025 $ 328,324 $ 165,714 $ 40,119 $ 66,694 $ 116,289 $ 1,074 $ 1,469,213 Watch 16,873 13,751 3,180 970 419 2,489 2,698 — 40,380 Substandard 1,097 3,973 15,963 145 45 415 323 1,299 23,260 Non-accrual loans 2,408 173 1,122 347 90 315 1,839 — 6,294 Total $ 321,352 $ 467,922 $ 348,589 $ 167,176 $ 40,673 $ 69,913 $ 121,149 $ 2,373 $ 1,539,147 Total Gross YTD charge-offs $ 84 $ 24 $ 7 $ 75 $ — $ 424 $ 14 $ — $ 628
Schedule of Financing Receivable, Nonaccrual	The following table presents the recorded investment in non-accrual loans and loans past due over 90 days still on accrual by class of loans as of June 30, 2024 and December 31, 2023: (in thousands) Non-accrual with no Allowance Non-accrual with Allowance Total Non-accrual 90 Days Past Due And Still Accruing Total Non-performing Loans June 30, 2024 Commercial, Financial, and Agricultural $ — $ 702 $ 702 $ — $ 702 Real estate construction − residential — 454 454 — 454 Real estate construction − commercial — 59 59 — 59 Real estate mortgage − residential — 889 889 293 1,182 Real estate mortgage − commercial — 1,305 1,305 709 2,014 Installment and Other Consumer — 11 11 15 26 Total $ — $ 3,420 $ 3,420 $ 1,017 $ 4,437 December 31, 2023 Commercial, Financial, and Agricultural $ — $ 2,228 $ 2,228 $ — $ 2,228 Real estate construction − residential — 432 432 — 432 Real estate construction − commercial — 69 69 — 69 Real estate mortgage − residential — 587 587 115 702 Real estate mortgage − commercial 2,368 610 2,978 — 2,978 Installment and Other Consumer — — — 4 4 Total $ 2,368 $ 3,926 $ 6,294 $ 119 $ 6,413
Schedule of Aging Information for the Company's Past Due and Non-Accrual Loans	The following table provides aging information for the Company’s past due and non-accrual loans at June 30, 2024 and December 31, 2023. (in thousands) Current or Less Than 30 Days Past Due 30 - 89 Days Past Due 90 Days Past Due And Still Accruing Non-Accrual Total June 30, 2024 Commercial, Financial, and Agricultural $ 215,363 $ 1,033 $ — $ 702 $ 217,098 Real estate construction − residential 36,594 — — 454 37,048 Real estate construction − commercial 55,456 — — 59 55,515 Real estate mortgage − residential 371,233 1,659 293 889 374,074 Real estate mortgage − commercial 795,857 79 709 1,305 797,950 Installment and Other Consumer 16,595 198 15 11 16,819 Total $ 1,491,098 $ 2,969 $ 1,017 $ 3,420 $ 1,498,504 December 31, 2023 Commercial, Financial, and Agricultural $ 223,845 $ 202 $ — $ 2,228 $ 226,275 Real estate construction − residential 57,568 347 — 432 58,347 Real estate construction − commercial 130,227 — — 69 130,296 Real estate mortgage − residential 368,956 2,733 115 587 372,391 Real estate mortgage − commercial 728,029 17 — 2,978 731,024 Installment and Other Consumer 20,607 203 4 — 20,814 Total $ 1,529,232 $ 3,502 $ 119 $ 6,294 $ 1,539,147

Other Real Estate and Other A_2

Other Real Estate and Other Assets Acquired in Settlement of Loans (Tables)	6 Months Ended
	Jun. 30, 2024
Other Real Estate [Abstract]
Schedule of Real Estate and Other Assets Acquired in Settlement of Loans	June 30, December 31, (in thousands) 2024 2023 Commercial $ 98 $ — Real estate construction - commercial 2,549 7,668 Real estate mortgage - residential — 20 Real estate mortgage - commercial 2,722 — Repossessed assets — 6 Total $ 5,369 $ 7,694 Less valuation allowance for other real estate owned (1,744) (5,950) Total other real estate owned and repossessed assets $ 3,625 $ 1,744
Schedule of Changes in the Net Carrying Amount of Other Real Estate Owned	Changes in the net carrying amount of other real estate owned and repossessed assets were as follows for the periods indicated: Three Months Ended June 30, Six Months Ended June 30, (in thousands) 2024 2023 2024 2023 Balance at beginning of period $ 7,887 $ 10,911 $ 7,694 $ 11,459 Additions net of (charge-offs) 2,730 44 2,949 44 Proceeds from sales (1,488) (70) (1,548) (627) Charge-offs against the valuation allowance for other real estate owned, net (3,820) — (3,820) — Net gain on sales 60 39 94 48 Total other real estate owned 5,369 10,924 $ 5,369 $ 10,924 Less valuation allowance for other real estate owned (1,744) (4,495) (1,744) (4,495) Balance at end of period $ 3,625 $ 6,429 $ 3,625 $ 6,429
Schedule of Activity in Valuation Allowance for Other Real Estate Owned	Activity in the valuation allowance for other real estate owned was as follows for the periods indicated: Three Months Ended June 30, Six Months Ended June 30, (in thousands) 2024 2023 2024 2023 Balance at beginning of period $ 5,950 $ 2,664 $ 5,950 $ 2,664 Provision for valuation allowance for other real estate owned (386) 1,831 (386) 1,831 Charge-offs (3,820) — (3,820) — Balance at end of period $ 1,744 $ 4,495 $ 1,744 $ 4,495

Investment Securities (Tables)

Investment Securities (Tables)	6 Months Ended
	Jun. 30, 2024
Investments, Debt and Equity Securities [Abstract]
Schedule of Amortized Cost and Fair Value of Debt Securities Available-for-Sale	The amortized cost and fair value of debt securities classified as available-for-sale at June 30, 2024 and December 31, 2023 were as follows: Gross Unrealized (in thousands) Total Amortized Cost Gains Losses Fair Value June 30, 2024 U.S. government and federal agency obligations $ 409 $ — $ (15) $ 394 U.S. government-sponsored enterprises 13,030 — (303) 12,727 Obligations of states and political subdivisions 125,943 19 (23,137) 102,825 Mortgage-backed securities 63,126 35 (6,519) 56,642 Other debt securities (a) 12,545 16 (1,036) 11,525 Bank issued trust preferred securities (a) 1,486 — (274) 1,212 Total available-for-sale securities $ 216,539 $ 70 $ (31,284) $ 185,325 December 31, 2023 U.S. Treasury $ 1,977 $ 1 $ — $ 1,978 U.S. government and federal agency obligations 446 — (19) 427 U.S. government-sponsored enterprises 22,042 16 (236) 21,822 Obligations of states and political subdivisions 126,396 55 (19,566) 106,885 Mortgage-backed securities 51,736 27 (6,123) 45,640 Other debt securities (a) 11,825 22 (1,026) 10,821 Bank issued trust preferred securities (a) 1,486 — (317) 1,169 Total available-for-sale securities $ 215,908 $ 121 $ (27,287) $ 188,742
Schedule of Amortized Cost and Fair Value of Debt Securities Classified as Available-for-Sale by Contractual Maturity	Expected maturities may differ from contractual maturities because borrowers have the right to call or prepay obligations with or without prepayment penalties. (in thousands) Amortized Cost Fair Value Due in one year or less $ 2,056 $ 2,036 Due after one year through five years 16,439 16,134 Due after five years through ten years 27,294 24,225 Due after ten years 107,624 86,288 Total $ 153,413 $ 128,683 Mortgage-backed securities 63,126 56,642 Total available-for-sale securities $ 216,539 $ 185,325
Schedule of Other Securities	Investments in FHLB stock, and Midwest Independent BankersBank ("MIB") stock, that do not have readily determinable fair values, are required for membership in those organizations. (in thousands) June 30, 2024 December 31, 2023 Other securities: FHLB stock $ 5,620 $ 6,071 MIB stock 151 151 Equity securities with readily determinable fair values 63 78 Total other investment securities $ 5,834 $ 6,300
Schedule of Gross Unrealized Losses on Debt Securities and Fair Value of Related Securities Aggregated by Investment Category and Length of Time that Individual Securities have been in a Continuous Unrealized Loss Position	Gross unrealized losses on debt securities and the fair value of the related securities, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at June 30, 2024 and December 31, 2023 were as follows: Less than 12 months 12 months or more (in thousands) Fair Value Unrealized Losses Fair Value Unrealized Losses Total Fair Value Total Unrealized Losses June 30, 2024 U.S. government and federal agency obligations $ — $ — $ 394 $ (15) $ 394 $ (15) U.S. government-sponsored enterprises 10,968 (62) 1,759 (241) 12,727 (303) Obligations of states and political subdivisions 1,739 (171) 100,076 (22,966) 101,815 (23,137) Mortgage-backed securities 10,806 (39) 38,975 (6,480) 49,781 (6,519) Other debt securities 698 (22) 8,810 (1,014) 9,508 (1,036) Bank issued trust preferred securities — — 1,212 (274) 1,212 (274) Total $ 24,211 $ (294) $ 151,226 $ (30,990) $ 175,437 $ (31,284) (in thousands) December 31, 2023 U.S. Treasury $ 997 $ — $ — $ — $ 997 $ — U.S. government and federal agency obligations — — 427 (19) 427 (19) U.S. government-sponsored enterprises 11,995 (8) 1,772 (228) 13,767 (236) Obligations of states and political subdivisions 1,501 (158) 103,283 (19,408) 104,784 (19,566) Mortgage-backed securities 2,935 (40) 39,793 (6,083) 42,728 (6,123) Other debt securities — — 8,799 (1,026) 8,799 (1,026) Bank issued trust preferred securities — — 1,169 (317) 1,169 (317) Total $ 17,428 $ (206) $ 155,243 $ (27,081) $ 172,671 $ (27,287)

Intangible Assets (Tables)

Intangible Assets (Tables)	6 Months Ended
	Jun. 30, 2024
Goodwill and Intangible Assets Disclosure [Abstract]
Schedule of Changes in Mortgage Servicing Rights (MSRs)	The table below presents changes in mortgage servicing rights (MSRs) for the periods indicated. Six Months Ended June 30, (in thousands) 2024 2023 Balance at beginning of period $ 1,738 $ 2,899 Originated mortgage servicing rights — 30 Sale proceeds (1,589) — Changes in fair value: Due to changes in model inputs and assumptions (1) — 101 Other changes in fair value (2) (149) (128) Total changes in fair value (149) (27) Balance at end of period $ — $ 2,902 (1) The change in fair value resulting from changes in valuation inputs or assumptions, reported in real estate servicing fees, net, used in the valuation model reflects the change in discount rates and prepayment speed assumptions primarily due to changes in interest rates. (2) Other changes in fair value, reported in real estate servicing fees, net, reflect changes due to customer payments and passage of time.
Schedule of Key Data and Assumptions Used in Estimating the Fair Value of the Company's MSRs	The following key data and assumptions were used in estimating the fair value of the Company’s MSRs for the periods indicated/as of June 30, 2023: Six Months Ended June 30, 2024 2023 Weighted average constant prepayment rate NA 6.74 % Weighted average note rate NA 3.47 % Weighted average discount rate NA 11.00 % Weighted average expected life (in years) NA 7.12

Deposits (Tables)

Deposits (Tables)	6 Months Ended
	Jun. 30, 2024
Deposits [Abstract]
Schedule of Deposit Liabilities, Type	$250,000 $ 101,025 $ 108,147 Brokered deposits $ 30,379 $ 161 " id="sjs-B4" xml:space="preserve">The table below presents the aggregate amount of time deposits with balances that met or exceeded the Federal Deposit Insurance Corporation ("FDIC") insurance limit of $250,000 and brokered deposits for the periods indicated. (aggregate amounts in thousands) June 30, 2024 December 31, 2023 Time deposits with balances > $250,000 $ 101,025 $ 108,147 Brokered deposits $ 30,379 $ 161

Leases (Tables)

Leases (Tables)	6 Months Ended
	Jun. 30, 2024
Leases [Abstract]
Schedule of Maturity of Remaining Operating Leases Liabilities	The table below summarizes the maturity of remaining operating lease liabilities: Lease payments due in: Operating Lease (in thousands) 2024 (excluding 6 months ended June 30, 2024) $ 127 2025 257 2026 259 2027 262 2028 265 Thereafter 44 Total lease payments $ 1,214 Less imputed interest (104) Total lease liabilities, as reported $ 1,110

Stockholders_ Equity and Accu_2

Stockholders’ Equity and Accumulated Other Comprehensive Income (Loss) (Tables)	6 Months Ended
	Jun. 30, 2024
Stockholders' Equity Note [Abstract]
Schedule of the Change in the Components of the Accumulated Other Comprehensive Loss	The following table summarizes the change in the components of the Company’s accumulated other comprehensive income (loss) for the six months ended June 30, 2024 and 2023: Six Months Ended June 30, 2024 (in thousands) Unrealized Gains (Losses) on Securities (1) Unrecognized Net Pension and Postretirement Costs (2) Accumulated Other Comprehensive Income (Loss) Balance at beginning of period $ (21,461) $ 7,699 $ (13,762) Other comprehensive loss, before reclassifications (4,048) (345) (4,393) Amounts reclassified from accumulated other comprehensive income (loss) — — — Current period other comprehensive loss, before tax (4,048) (345) (4,393) Income tax benefit 850 72 922 Current period other comprehensive loss, net of tax (3,198) (273) (3,471) Balance at end of period $ (24,659) $ 7,426 $ (17,233) Six Months Ended June 30, 2023 (in thousands) Unrealized Gains (Losses) on Securities (1) Unrecognized Net Pension and Postretirement Costs (2) Accumulated Other Comprehensive Income (Loss) Balance at beginning of period $ (36,657) $ 4,943 $ (31,714) Other comprehensive income (loss), before reclassifications 1,743 (320) 1,423 Amounts reclassified from accumulated other comprehensive loss — — — Current period other comprehensive income (loss), before tax 1,743 (320) 1,423 Income tax (expense) benefit (366) 67 (299) Current period other comprehensive income (loss), net of tax 1,377 (253) 1,124 Balance at end of period $ (35,280) $ 4,690 $ (30,590) (1) The pre-tax amounts reclassified from accumulated other comprehensive income (loss) are included in investment securities gains (losses), net in the consolidated statements of income. (2) The pre-tax amounts reclassified from accumulated other comprehensive income (loss) are included in the computation of net periodic pension cost.

Share-Based Compensation (Table

Share-Based Compensation (Tables)	6 Months Ended
	Jun. 30, 2024
Share-Based Payment Arrangement [Abstract]
Schedule of Nonvested Restricted Stock Units Activity	The following table summarizes the status of the Company's RSUs for the six months ended June 30, 2024: RSUs (in thousands, except per share amounts) Quantity Weighted-Average Grant Date Fair Value Per share Non-vested at January 1, 2024 18,277 $ 20.63 Granted 11,151 20.18 Vested (4,092) 19.80 Forfeited — — Non-vested at June 30, 2024 25,336 $ 20.20

Employee Benefit Plans (Tables)

Employee Benefit Plans (Tables)	6 Months Ended
	Jun. 30, 2024
Retirement Benefits [Abstract]
Schedule of Employee Benefits Charged to Operating Expenses	Employee benefits charged to operating expenses are summarized in the table below for the periods indicated. Three Months Ended June 30, Six Months Ended June 30, (in thousands) 2024 2023 2024 2023 Payroll taxes $ 384 $ 387 $ 827 $ 854 Medical plans 408 427 836 894 401(k) match and profit sharing 295 221 620 511 Periodic pension cost 245 247 528 531 Other — 8 1 19 Total employee benefits $ 1,332 $ 1,290 $ 2,812 $ 2,809
Schedule of Components of Net Pension Cost	The following items are components of net pension cost (income) for the periods indicated: Three Months Ended June 30, Six Months Ended June 30, (in thousands) 2024 2023 2024 2023 Service cost - benefits earned during the year $ 218 $ 219 $ 474 $ 473 Interest costs on projected benefit obligations (a) 366 349 738 714 Expected return on plan assets (a) (589) (544) (1,179) (1,089) Expected administrative expenses 27 28 54 58 Amortization of unrecognized net gain (a) (186) (178) (345) (320) Net periodic pension income $ (164) $ (126) $ (258) $ (164) (a)

Earnings per Share (Tables)

Earnings per Share (Tables)	6 Months Ended
	Jun. 30, 2024
Earnings Per Share [Abstract]
Schedule of Calculations of Basic and Diluted Earnings Per Common Share	Presented below is a summary of the components used to calculate basic and diluted earnings per common share, which have been restated for all stock dividends: Three Months Ended June 30, Six Months Ended June 30, (dollars in thousands, except per share data) 2024 2023 2024 2023 Basic and Diluted Earnings Per Share: Net income available to shareholders $ 4,629 $ 2,549 $ 9,085 $ 5,820 Basic weighted-average shares outstanding 6,995,956 7,039,323 7,014,063 7,039,323 Effect of dilutive equity-based awards — — — — Diluted weighted-average shares outstanding 6,995,956 7,039,323 7,014,063 7,039,323 Basic earnings per share $ 0.66 $ 0.36 $ 1.29 $ 0.83 Diluted earnings per share $ 0.66 $ 0.36 $ 1.29 $ 0.83

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	6 Months Ended
	Jun. 30, 2024
Fair Value Disclosures [Abstract]
Schedule of Assets and Liabilities Recorded at Fair Value on a Recurring Basis	Fair Value Measurements (in thousands) Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) June 30, 2024 Assets: U.S. government and federal agency obligations $ 394 $ — $ 394 $ — U.S. government-sponsored enterprises 12,727 — 12,727 — Obligations of states and political subdivisions 102,825 — 102,825 — Mortgage-backed securities 56,642 — 56,642 — Other debt securities 11,525 — 11,525 — Bank-issued trust preferred securities 1,212 — 1,212 — Equity securities 63 63 — — Interest rate lock commitments 11 — — 11 Forward sale commitments 1 — 1 — Loans held for sale 1,368 — 1,368 — Total $ 186,768 $ 63 $ 186,694 $ 11 Liabilities: Interest rate lock commitments $ 1 $ — $ — $ 1 Forward sale commitments 5 — 5 — Total $ 6 $ — $ 5 $ 1 December 31, 2023 Assets: U.S. Treasury $ 1,978 $ 1,978 $ — $ — U.S. government and federal agency obligations 427 — 427 — U.S. government-sponsored enterprises 21,822 — 21,822 — Obligations of states and political subdivisions 106,885 — 106,885 — Mortgage-backed securities 45,640 — 45,640 — Other debt securities 10,821 — 10,821 — Bank-issued trust preferred securities 1,169 — 1,169 — Equity securities 78 78 — — Interest rate lock commitments 43 — — 43 Loans held for sale 3,884 — 3,884 — Mortgage servicing rights 1,738 — — 1,738 Total $ 194,485 $ 2,056 $ 190,648 $ 1,781 Liabilities: Interest rate lock commitments $ 2 $ — $ — $ 2 Forward sale commitments 41 — 41 — Total $ 43 $ — $ 41 $ 2
Schedule of Changes in Level 3 Assets and Liabilities Measured at Fair Value on a Recurring Basis	The changes in Level 3 assets and liabilities measured at fair value on a recurring basis are summarized as follows: Fair Value Measurements Using Significant Unobservable Inputs (Level 3) Mortgage Servicing Rights Interest Rate Lock Commitments Six Months Ended June 30, (in thousands) 2024 2023 2024 2023 Balance at beginning of period $ 1,738 $ 2,899 $ 41 $ 2 Total gains or (losses) (realized/unrealized): Included in earnings (149) (27) (11) (18) Included in other comprehensive income — — — — Purchases — — — — Sales (1,589) — (76) (110) Issues — 30 56 141 Balance at end of period $ — $ 2,902 $ 10 $ 15
Schedule of Valuation Methods for Instruments Measured at Fair Value on a Nonrecurring Basis	Fair Value Measurements Using (in thousands) Total Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Three Months Ended June 30, Total Gains (Losses)* Six Months Ended June 30, Total Gains (Losses)* June 30, 2024 Assets: Collateral dependent impaired loans: Commercial, financial, & agricultural $ 13 — — $ 13 $ (1,835) $ (1,835) Real estate construction − residential 260 — — 260 — — Real estate mortgage - residential — — — — (22) (22) Real estate mortgage - commercial 740 — — 740 (66) (89) Total $ 1,013 $ — $ — $ 1,013 $ (1,923) $ (1,946) Other real estate and repossessed assets $ 3,625 $ — $ — $ 3,625 $ 446 $ 480 June 30, 2023 Assets: Collateral dependent impaired loans: Commercial, financial, & agricultural $ 50 $ — $ — $ 50 $ — $ — Real estate mortgage - residential 120 — — 120 — — Real estate mortgage - commercial 2,660 — — 2,660 (20) (25) Total $ 2,830 $ — $ — $ 2,830 $ (20) $ (25) Other real estate and repossessed assets $ 6,429 $ — $ — $ 6,429 $ (1,792) $ (1,783) * Total gains (losses) reported for other real estate and foreclosed assets include charge-offs, valuation write downs, and net losses taken during the periods reported.

Fair Value of Financial Instr_2

Fair Value of Financial Instruments (Tables)	6 Months Ended
	Jun. 30, 2024
Fair Value Disclosures [Abstract]
Schedule of Carrying Amounts and Fair Values of Financial Instruments	A summary of the carrying amounts and fair values of the Company’s financial instruments at June 30, 2024 and December 31, 2023 is as follows: June 30, 2024 Fair Value Measurements June 30, 2024 Quoted Prices in Active Markets for Identical Assets Other Observable Inputs Net Significant Unobservable Inputs (in thousands) Carrying amount Fair value (Level 1) (Level 2) (Level 3) Assets: Cash and due from banks $ 16,754 $ 16,754 $ 16,754 $ — $ — Federal funds sold and overnight interest-bearing deposits 59,088 59,088 59,088 — — Certificates of deposit in other banks 1,000 1,000 1,000 — — Available-for-sale securities 185,325 185,325 0 185,325 — Other investment securities 5,834 5,834 63 5,771 — Loans, net 1,476,524 1,383,371 — — 1,383,371 Loans held for sale 1,368 1,368 — 1,368 — Cash surrender value - life insurance 38,109 38,109 — 38,109 — Interest rate lock commitments 11 11 — — 11 Forward sale commitments 1 1 — 1 — Accrued interest receivable 7,981 7,981 7,981 — — Liabilities: Deposits: Non-interest bearing demand $ 401,618 $ 401,618 $ 401,618 $ — $ — Savings, interest checking and money market 804,183 804,183 804,183 — — Time deposits 344,449 342,279 — — 342,279 FHLB advances and other borrowings 99,100 99,100 100 99,000 — Subordinated notes 49,486 40,365 — 40,365 — Interest rate lock commitments 1 1 — — 1 Forward sale commitments 5 5 — 5 — Accrued interest payable 2,113 2,113 2,113 — — December 31, 2023 Fair Value Measurements December 31, 2023 Quoted Prices in Active Markets for Identical Assets Other Observable Inputs Net Significant Unobservable Inputs (in thousands) Carrying amount Fair value (Level 1) (Level 2) (Level 3) Assets: Cash and due from banks $ 15,675 $ 15,675 $ 15,675 $ — $ — Federal funds sold and overnight interest-bearing deposits 77,775 77,775 77,775 — — Available-for-sale securities 188,742 188,742 1,978 186,764 — Other investment securities 6,300 6,300 78 6,222 — Loans, net 1,515,403 1,364,533 — — 1,364,533 Loans held for sale 3,884 3,884 — 3,884 — Cash surrender value - life insurance 2,624 2,624 — 2,624 — Interest rate lock commitments 43 43 — — 43 Accrued interest receivable 8,661 8,661 8,661 — — Liabilities: Deposits: Non-interest bearing demand $ 402,241 $ 402,241 $ 402,241 $ — $ — Savings, interest checking and money market 846,452 846,452 846,452 — — Time deposits 322,151 319,929 — — 319,929 FHLB advances and other borrowings 107,000 107,245 — 107,245 — Subordinated notes 49,486 38,939 — 38,939 — Interest rate lock commitments 2 2 — — 2 Forward sale commitments 41 41 — 41 — Accrued interest payable 1,772 1,772 1,772 — —

Commitments and Contingencies (

Commitments and Contingencies (Tables)	6 Months Ended
	Jun. 30, 2024
Commitments and Contingencies Disclosure [Abstract]
Schedule of Contractual Amount of Off-Balance-Sheet Financial Instruments	The contractual amounts of off-balance-sheet financial instruments were as follows as of the dates indicated: (in thousands) June 30, 2024 December 31, 2023 Commitments to extend credit $ 310,584 $ 286,939 Interest rate lock commitments 2,131 3,694 Forward sale commitments 1,341 3,779 Standby letters of credit 48,200 111,631 Total $ 362,256 $ 406,043

Loans and Allowance for Credi_3

Loans and Allowance for Credit Losses - Schedule of Loans by Major Class (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Loans and Allowance for Loan Losses
Loans held for investment	$ 1,498,504	$ 1,539,147
Commercial, financial, & agricultural
Loans and Allowance for Loan Losses
Loans held for investment	217,098	226,275
Real estate construction − residential
Loans and Allowance for Loan Losses
Loans held for investment	37,048	58,347
Real estate construction − commercial
Loans and Allowance for Loan Losses
Loans held for investment	55,515	130,296
Real estate mortgage − residential
Loans and Allowance for Loan Losses
Loans held for investment	374,074	372,391
Real estate mortgage − commercial
Loans and Allowance for Loan Losses
Loans held for investment	797,950	731,024
Installment and other consumer
Loans and Allowance for Loan Losses
Loans held for investment	$ 16,819	$ 20,814

Loans and Allowance for Credi_4

Loans and Allowance for Credit Losses - Loans Pledged (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Financing Receivable, Allowance for Credit Loss [Line Items]
Accrued interest on loans	$ 6,400	$ 7,200
Net loans	1,476,524	$ 1,515,403
Asset Pledged as Collateral without Right | Federal Home Loan Bank Advances
Financing Receivable, Allowance for Credit Loss [Line Items]
Net loans	$ 709,000

Loans and Allowance for Credi_5

Loans and Allowance for Credit Losses - Schedule of CECL (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Mar. 31, 2024	Dec. 31, 2023	Jun. 30, 2023	Mar. 31, 2023	Dec. 31, 2022
Financing Receivable, Allowance for Credit Loss [Line Items]
Liability for unfunded commitments	$ 21,980	$ 23,675	$ 23,744	$ 22,236	$ 21,979	$ 15,588
Unfunded Loan Commitment
Financing Receivable, Allowance for Credit Loss [Line Items]
Liability for unfunded commitments	$ 900
Adoption of ASU 2016-13
Financing Receivable, Allowance for Credit Loss [Line Items]
Liability for unfunded commitments						$ 5,793

Loans and Allowance for Credi_6

Loans and Allowance for Credit Losses - Schedule of Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023	Dec. 31, 2023
Allowance for Credit Losses on Loans
Balance at beginning of period	$ 23,675	$ 21,979	$ 23,744	$ 15,588	$ 15,588
Charge-offs	2,007	103	2,130	196	628
Recoveries	30	195	84	236
Provision for (release of) credit losses	282	165	282	815
Balance at end of period	21,980	22,236	21,980	22,236	23,744
Adoption of ASU 2016-13
Allowance for Credit Losses on Loans
Balance at beginning of period				5,793	5,793
Balance, January 01, 2023
Allowance for Credit Losses on Loans
Balance at beginning of period				21,381	21,381
Unfunded Loan Commitment
Allowance for Credit Losses on Loans
Balance at end of period	900		900
Liability for Unfunded Commitments
Beginning balance	717	1,302	947	0	0
Provision for (release of) credit losses on unfunded commitments	175	(165)	(55)	(135)
Ending balance	892	1,137	892	1,137	947
Allowance for credit losses on loans and liability for unfunded commitments	22,872	23,373	22,872	23,373
Unfunded Loan Commitment | Adoption of ASU 2016-13
Liability for Unfunded Commitments
Beginning balance				1,272	1,272
Unfunded Loan Commitment | Balance, January 01, 2023
Liability for Unfunded Commitments
Beginning balance				1,272	1,272
Commercial, Financial, and Agricultural
Allowance for Credit Losses on Loans
Balance at beginning of period	3,374	1,921	3,208	2,735	2,735
Charge-offs	1,857	14	1,888	43	161
Recoveries	10	164	20	174
Provision for (release of) credit losses	94	(227)	281	(373)
Balance at end of period	1,621	1,844	1,621	1,844	3,208
Commercial, Financial, and Agricultural | Adoption of ASU 2016-13
Allowance for Credit Losses on Loans
Balance at beginning of period				(649)	(649)
Commercial, Financial, and Agricultural | Balance, January 01, 2023
Allowance for Credit Losses on Loans
Balance at beginning of period				2,086	2,086
Commercial, Financial, and Agricultural | Unfunded Loan Commitment
Liability for Unfunded Commitments
Beginning balance	92	124	197	0	0
Provision for (release of) credit losses on unfunded commitments	(1)	(12)	(106)	8
Ending balance	91	112	91	112	197
Allowance for credit losses on loans and liability for unfunded commitments	1,712	1,956	1,712	1,956
Commercial, Financial, and Agricultural | Unfunded Loan Commitment | Adoption of ASU 2016-13
Liability for Unfunded Commitments
Beginning balance				104	104
Commercial, Financial, and Agricultural | Unfunded Loan Commitment | Balance, January 01, 2023
Liability for Unfunded Commitments
Beginning balance				104	104
Real estate construction − residential
Allowance for Credit Losses on Loans
Balance at beginning of period	672	631	1,043	157	157
Charge-offs	0	0	0	0	0
Recoveries	0	0	0	0
Provision for (release of) credit losses	(74)	117	(445)	300
Balance at end of period	598	748	598	748	1,043
Real estate construction − residential | Adoption of ASU 2016-13
Allowance for Credit Losses on Loans
Balance at beginning of period				291	291
Real estate construction − residential | Balance, January 01, 2023
Allowance for Credit Losses on Loans
Balance at beginning of period				448	448
Real estate construction − residential | Unfunded Loan Commitment
Liability for Unfunded Commitments
Beginning balance	114	389	273	0	0
Provision for (release of) credit losses on unfunded commitments	12	(34)	(147)	14
Ending balance	126	355	126	355	273
Allowance for credit losses on loans and liability for unfunded commitments	724	1,103	724	1,103
Real estate construction − residential | Unfunded Loan Commitment | Adoption of ASU 2016-13
Liability for Unfunded Commitments
Beginning balance				341	341
Real estate construction − residential | Unfunded Loan Commitment | Balance, January 01, 2023
Liability for Unfunded Commitments
Beginning balance				341	341
Real Estate Construction - Commercial
Allowance for Credit Losses on Loans
Balance at beginning of period	1,297	4,464	3,273	875	875
Charge-offs	0	0	0	0	0
Recoveries	0	0	0	0
Provision for (release of) credit losses	180	(1,042)	(1,796)	(347)
Balance at end of period	1,477	3,422	1,477	3,422	3,273
Real Estate Construction - Commercial | Adoption of ASU 2016-13
Allowance for Credit Losses on Loans
Balance at beginning of period				2,894	2,894
Real Estate Construction - Commercial | Balance, January 01, 2023
Allowance for Credit Losses on Loans
Balance at beginning of period				3,769	3,769
Real Estate Construction - Commercial | Unfunded Loan Commitment
Liability for Unfunded Commitments
Beginning balance	302	562	245	0	0
Provision for (release of) credit losses on unfunded commitments	149	(148)	206	(155)
Ending balance	451	414	451	414	245
Allowance for credit losses on loans and liability for unfunded commitments	1,928	3,836	1,928	3,836
Real Estate Construction - Commercial | Unfunded Loan Commitment | Adoption of ASU 2016-13
Liability for Unfunded Commitments
Beginning balance				569	569
Real Estate Construction - Commercial | Unfunded Loan Commitment | Balance, January 01, 2023
Liability for Unfunded Commitments
Beginning balance				569	569
Real Estate Mortgage - Residential
Allowance for Credit Losses on Loans
Balance at beginning of period	5,109	5,262	5,264	3,329	3,329
Charge-offs	22	0	23	0	88
Recoveries	4	2	5	4
Provision for (release of) credit losses	122	201	(33)	242
Balance at end of period	5,213	5,465	5,213	5,465	5,264
Real Estate Mortgage - Residential | Adoption of ASU 2016-13
Allowance for Credit Losses on Loans
Balance at beginning of period				1,890	1,890
Real Estate Mortgage - Residential | Balance, January 01, 2023
Allowance for Credit Losses on Loans
Balance at beginning of period				5,219	5,219
Real Estate Mortgage - Residential | Unfunded Loan Commitment
Liability for Unfunded Commitments
Beginning balance	103	110	103	0	0
Provision for (release of) credit losses on unfunded commitments	7	(2)	7	1
Ending balance	110	108	110	108	103
Allowance for credit losses on loans and liability for unfunded commitments	5,323	5,573	5,323	5,573
Real Estate Mortgage - Residential | Unfunded Loan Commitment | Adoption of ASU 2016-13
Liability for Unfunded Commitments
Beginning balance				107	107
Real Estate Mortgage - Residential | Unfunded Loan Commitment | Balance, January 01, 2023
Liability for Unfunded Commitments
Beginning balance				107	107
Real Estate Mortgage - Commercial
Allowance for Credit Losses on Loans
Balance at beginning of period	12,857	9,487	10,537	8,000	8,000
Charge-offs	67	20	89	25	32
Recoveries	0	0	0	1
Provision for (release of) credit losses	118	828	2,460	706
Balance at end of period	12,908	10,295	12,908	10,295	10,537
Real Estate Mortgage - Commercial | Adoption of ASU 2016-13
Allowance for Credit Losses on Loans
Balance at beginning of period				1,613	1,613
Real Estate Mortgage - Commercial | Balance, January 01, 2023
Allowance for Credit Losses on Loans
Balance at beginning of period				9,613	9,613
Real Estate Mortgage - Commercial | Unfunded Loan Commitment
Liability for Unfunded Commitments
Beginning balance	100	142	110	0	0
Provision for (release of) credit losses on unfunded commitments	12	(16)	2	(24)
Ending balance	112	126	112	126	110
Allowance for credit losses on loans and liability for unfunded commitments	13,020	10,421	13,020	10,421
Real Estate Mortgage - Commercial | Unfunded Loan Commitment | Adoption of ASU 2016-13
Liability for Unfunded Commitments
Beginning balance				150	150
Real Estate Mortgage - Commercial | Unfunded Loan Commitment | Balance, January 01, 2023
Liability for Unfunded Commitments
Beginning balance				150	150
Installment and Other Consumer
Allowance for Credit Losses on Loans
Balance at beginning of period	172	222	232	326	326
Charge-offs	61	69	130	128	347
Recoveries	16	29	59	57
Provision for (release of) credit losses	36	35	2	42
Balance at end of period	163	217	163	217	232
Installment and Other Consumer | Adoption of ASU 2016-13
Allowance for Credit Losses on Loans
Balance at beginning of period				(80)	(80)
Installment and Other Consumer | Balance, January 01, 2023
Allowance for Credit Losses on Loans
Balance at beginning of period				246	246
Installment and Other Consumer | Unfunded Loan Commitment
Liability for Unfunded Commitments
Beginning balance	1	1	1	0	0
Provision for (release of) credit losses on unfunded commitments	0	0	0	0
Ending balance	1	1	1	1	1
Allowance for credit losses on loans and liability for unfunded commitments	164	218	164	218
Installment and Other Consumer | Unfunded Loan Commitment | Adoption of ASU 2016-13
Liability for Unfunded Commitments
Beginning balance				1	1
Installment and Other Consumer | Unfunded Loan Commitment | Balance, January 01, 2023
Liability for Unfunded Commitments
Beginning balance				1	1
Un- allocated
Allowance for Credit Losses on Loans
Balance at beginning of period	194	(8)	187	166	166
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Provision for (release of) credit losses	(194)	253	(187)	245
Balance at end of period	0	245	0	245	187
Un- allocated | Adoption of ASU 2016-13
Allowance for Credit Losses on Loans
Balance at beginning of period				(166)	(166)
Un- allocated | Balance, January 01, 2023
Allowance for Credit Losses on Loans
Balance at beginning of period				0	0
Un- allocated | Unfunded Loan Commitment
Liability for Unfunded Commitments
Beginning balance	5	(26)	18	0	0
Provision for (release of) credit losses on unfunded commitments	(4)	47	(17)	21
Ending balance	1	21	1	21	18
Allowance for credit losses on loans and liability for unfunded commitments	$ 1	$ 266	$ 1	266
Un- allocated | Unfunded Loan Commitment | Adoption of ASU 2016-13
Liability for Unfunded Commitments
Beginning balance				0	0
Un- allocated | Unfunded Loan Commitment | Balance, January 01, 2023
Liability for Unfunded Commitments
Beginning balance				$ 0	$ 0

Loans and Allowance for Credi_7

Loans and Allowance for Credit Losses - Schedule of Collateral Loan (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Mar. 31, 2024	Dec. 31, 2023	Jun. 30, 2023	Mar. 31, 2023	Dec. 31, 2022
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance Allocated	$ 21,980	$ 23,675	$ 23,744	$ 22,236	$ 21,979	$ 15,588
Commercial, Financial, and Agricultural
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance Allocated	1,621	3,374	3,208	1,844	1,921	2,735
Real estate construction − residential
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance Allocated	598	672	1,043	748	631	157
Real estate mortgage − residential
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance Allocated	5,213	5,109	5,264	5,465	5,262	3,329
Real estate mortgage − commercial
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance Allocated	12,908	$ 12,857	10,537	$ 10,295	$ 9,487	$ 8,000
Real Estate
Financing Receivable, Allowance for Credit Loss [Line Items]
Individually evaluated for impairment	1,554		2,847
Real Estate | Commercial, Financial, and Agricultural
Financing Receivable, Allowance for Credit Loss [Line Items]
Individually evaluated for impairment	0		0
Real Estate | Real estate construction − residential
Financing Receivable, Allowance for Credit Loss [Line Items]
Individually evaluated for impairment	454		432
Real Estate | Real estate mortgage − residential
Financing Receivable, Allowance for Credit Loss [Line Items]
Individually evaluated for impairment			46
Real Estate | Real estate mortgage − commercial
Financing Receivable, Allowance for Credit Loss [Line Items]
Individually evaluated for impairment	1,100		2,369
Other
Financing Receivable, Allowance for Credit Loss [Line Items]
Individually evaluated for impairment	30		2,221
Other | Commercial, Financial, and Agricultural
Financing Receivable, Allowance for Credit Loss [Line Items]
Individually evaluated for impairment	30		2,221
Other | Real estate construction − residential
Financing Receivable, Allowance for Credit Loss [Line Items]
Individually evaluated for impairment	0		0
Other | Real estate mortgage − residential
Financing Receivable, Allowance for Credit Loss [Line Items]
Individually evaluated for impairment			0
Other | Real estate mortgage − commercial
Financing Receivable, Allowance for Credit Loss [Line Items]
Individually evaluated for impairment	0		0
Allowance Allocated
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance Allocated	571		1,483
Allowance Allocated | Commercial, Financial, and Agricultural
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance Allocated	17		1,300
Allowance Allocated | Real estate construction − residential
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance Allocated	194		164
Allowance Allocated | Real estate mortgage − residential
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance Allocated			19
Allowance Allocated | Real estate mortgage − commercial
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance Allocated	$ 360		$ 0

Loans and Allowance for Credi_8

Loans and Allowance for Credit Losses - Schedule of Credit Quality (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023	Dec. 31, 2023
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	$ 114,357		$ 114,357		$ 321,352
Year two	257,523		257,523		467,922
Year three	423,885		423,885		348,589
Year four	310,453		310,453		167,176
Year five	155,879		155,879		40,673
Prior	101,588		101,588		69,913
Revolving Loans Amortized Cost Basis	133,190		133,190		121,149
Revolving Loans Converted to Term Loans Amortized Cost Basis	1,629		1,629		2,373
Total	1,498,504		1,498,504		1,539,147
Current fiscal year, charge-offs			0		84
Fiscal year before current fiscal year, charge-offs			34		24
Two year before current fiscal year, charge-offs			7		7
Three year before current fiscal year, charge-offs			156		75
Four year before current fiscal year, charge-offs			2		0
Prior, charge-offs			193		424
Revolving loans, charge-offs			1,738		14
Revolving, converted to term loan, charge-offs			0		0
Total charge-offs	2,007	$ 103	2,130	$ 196	628
Pass
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	82,670		82,670		300,974
Year two	248,784		248,784		450,025
Year three	405,255		405,255		328,324
Year four	305,832		305,832		165,714
Year five	154,829		154,829		40,119
Prior	98,656		98,656		66,694
Revolving Loans Amortized Cost Basis	127,163		127,163		116,289
Revolving Loans Converted to Term Loans Amortized Cost Basis	947		947		1,074
Total	1,424,136		1,424,136		1,469,213
Watch
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	5,005		5,005
Year two	5,830		5,830
Year three	8,655		8,655
Year four	3,143		3,143
Year five	980		980
Prior	2,061		2,061
Revolving Loans Amortized Cost Basis	5,358		5,358
Revolving Loans Converted to Term Loans Amortized Cost Basis	0		0
Total	31,032		31,032
Special Mention
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	25,981		25,981		16,873
Year two	0		0		13,751
Year three	5,811		5,811		3,180
Year four	0		0		970
Year five	0		0		419
Prior	0		0		2,489
Revolving Loans Amortized Cost Basis	0		0		2,698
Revolving Loans Converted to Term Loans Amortized Cost Basis	582		582		0
Total	32,374		32,374		40,380
Substandard
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	701		701		1,097
Year two	1,088		1,088		3,973
Year three	3,797		3,797		15,963
Year four	1,155		1,155		145
Year five	13		13		45
Prior	370		370		415
Revolving Loans Amortized Cost Basis	318		318		323
Revolving Loans Converted to Term Loans Amortized Cost Basis	100		100		1,299
Total	7,542		7,542		23,260
Doubtful
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	0		0
Year two	200		200
Year three	0		0
Year four	14		14
Year five	0		0
Prior	0		0
Revolving Loans Amortized Cost Basis	0		0
Revolving Loans Converted to Term Loans Amortized Cost Basis	0		0
Total	214		214
Non-accrual loans
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	0		0		2,408
Year two	1,621		1,621		173
Year three	367		367		1,122
Year four	309		309		347
Year five	57		57		90
Prior	501		501		315
Revolving Loans Amortized Cost Basis	351		351		1,839
Revolving Loans Converted to Term Loans Amortized Cost Basis	0		0		0
Total	3,206		3,206		6,294
Commercial, Financial, and Agricultural
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	17,071		17,071		40,634
Year two	27,502		27,502		49,441
Year three	41,867		41,867		33,180
Year four	29,269		29,269		31,567
Year five	29,167		29,167		4,784
Prior	5,750		5,750		5,304
Revolving Loans Amortized Cost Basis	65,904		65,904		59,853
Revolving Loans Converted to Term Loans Amortized Cost Basis	568		568		1,512
Total	217,098		217,098		226,275
Current fiscal year, charge-offs			0		0
Fiscal year before current fiscal year, charge-offs			31		1
Two year before current fiscal year, charge-offs			0		0
Three year before current fiscal year, charge-offs			88		0
Four year before current fiscal year, charge-offs			2		0
Prior, charge-offs			51		160
Revolving loans, charge-offs			1,716		0
Revolving, converted to term loan, charge-offs			0		0
Total charge-offs	1,857	14	1,888	43	161
Commercial, Financial, and Agricultural | Pass
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	15,962		15,962		40,103
Year two	26,707		26,707		43,082
Year three	34,785		34,785		32,812
Year four	29,036		29,036		30,965
Year five	28,822		28,822		4,774
Prior	5,478		5,478		5,022
Revolving Loans Amortized Cost Basis	60,528		60,528		55,379
Revolving Loans Converted to Term Loans Amortized Cost Basis	468		468		213
Total	201,786		201,786		212,350
Commercial, Financial, and Agricultural | Watch
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	523		523
Year two	205		205
Year three	3,414		3,414
Year four	0		0
Year five	332		332
Prior	272		272
Revolving Loans Amortized Cost Basis	4,899		4,899
Revolving Loans Converted to Term Loans Amortized Cost Basis	0		0
Total	9,645		9,645
Commercial, Financial, and Agricultural | Special Mention
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one					1
Year two					2,505
Year three					32
Year four					586
Year five					3
Prior					282
Revolving Loans Amortized Cost Basis					2,502
Revolving Loans Converted to Term Loans Amortized Cost Basis					0
Total					5,911
Commercial, Financial, and Agricultural | Substandard
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	586		586		371
Year two	361		361		3,758
Year three	3,587		3,587		19
Year four	0		0		16
Year five	13		13		0
Prior	0		0		0
Revolving Loans Amortized Cost Basis	318		318		323
Revolving Loans Converted to Term Loans Amortized Cost Basis	100		100		1,299
Total	4,965		4,965		5,786
Commercial, Financial, and Agricultural | Doubtful
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	0		0
Year two	200		200
Year three	0		0
Year four	14		14
Year five	0		0
Prior	0		0
Revolving Loans Amortized Cost Basis	0		0
Revolving Loans Converted to Term Loans Amortized Cost Basis	0		0
Total	214		214
Commercial, Financial, and Agricultural | Non-accrual loans
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	0		0		159
Year two	29		29		96
Year three	81		81		317
Year four	219		219		0
Year five	0		0		7
Prior	0		0		0
Revolving Loans Amortized Cost Basis	159		159		1,649
Revolving Loans Converted to Term Loans Amortized Cost Basis	0		0		0
Total	488		488		2,228
Real estate construction − residential
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	9,360		9,360		40,279
Year two	24,699		24,699		17,259
Year three	2,193		2,193		634
Year four	625		625		175
Year five	171		171		0
Prior	0		0		0
Revolving Loans Amortized Cost Basis	0		0		0
Revolving Loans Converted to Term Loans Amortized Cost Basis	0		0		0
Total	37,048		37,048		58,347
Current fiscal year, charge-offs			0		0
Fiscal year before current fiscal year, charge-offs			0		0
Two year before current fiscal year, charge-offs			0		0
Three year before current fiscal year, charge-offs			0		0
Four year before current fiscal year, charge-offs			0		0
Prior, charge-offs			0		0
Revolving loans, charge-offs			0		0
Revolving, converted to term loan, charge-offs			0		0
Total charge-offs	0	0	0	0	0
Real estate construction − residential | Pass
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	9,360		9,360		39,847
Year two	24,245		24,245		17,259
Year three	2,193		2,193		634
Year four	625		625		175
Year five	171		171		0
Prior	0		0		0
Revolving Loans Amortized Cost Basis	0		0		0
Revolving Loans Converted to Term Loans Amortized Cost Basis	0		0		0
Total	36,594		36,594		57,915
Real estate construction − residential | Non-accrual loans
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	0		0		432
Year two	454		454		0
Year three	0		0		0
Year four	0		0		0
Year five	0		0		0
Prior	0		0		0
Revolving Loans Amortized Cost Basis	0		0		0
Revolving Loans Converted to Term Loans Amortized Cost Basis	0		0		0
Total	454		454		432
Real Estate Construction - Commercial
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	22,966		22,966		50,685
Year two	13,821		13,821		53,075
Year three	11,028		11,028		24,371
Year four	4,086		4,086		1,040
Year five	644		644		31
Prior	781		781		804
Revolving Loans Amortized Cost Basis	2,189		2,189		290
Revolving Loans Converted to Term Loans Amortized Cost Basis	0		0		0
Total	55,515		55,515		130,296
Current fiscal year, charge-offs			0		0
Fiscal year before current fiscal year, charge-offs			0		0
Two year before current fiscal year, charge-offs			0		0
Three year before current fiscal year, charge-offs			0		0
Four year before current fiscal year, charge-offs			0		0
Prior, charge-offs			0		0
Revolving loans, charge-offs			0		0
Revolving, converted to term loan, charge-offs			0		0
Total charge-offs	0	0	0	0	0
Real Estate Construction - Commercial | Pass
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	22,966		22,966		49,041
Year two	13,552		13,552		53,058
Year three	11,013		11,013		24,371
Year four	4,086		4,086		1,040
Year five	644		644		31
Prior	722		722		735
Revolving Loans Amortized Cost Basis	2,086		2,086		187
Revolving Loans Converted to Term Loans Amortized Cost Basis	0		0		0
Total	55,069		55,069		128,463
Real Estate Construction - Commercial | Watch
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	0		0
Year two	269		269
Year three	15		15
Year four	0		0
Year five	0		0
Prior	0		0
Revolving Loans Amortized Cost Basis	103		103
Revolving Loans Converted to Term Loans Amortized Cost Basis	0		0
Total	387		387
Real Estate Construction - Commercial | Special Mention
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one					934
Year two					17
Year three					0
Year four					0
Year five					0
Prior					0
Revolving Loans Amortized Cost Basis					103
Revolving Loans Converted to Term Loans Amortized Cost Basis					0
Total					1,054
Real Estate Construction - Commercial | Substandard
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one					710
Year two					0
Year three					0
Year four					0
Year five					0
Prior					0
Revolving Loans Amortized Cost Basis					0
Revolving Loans Converted to Term Loans Amortized Cost Basis					0
Total					710
Real Estate Construction - Commercial | Non-accrual loans
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	0		0		0
Year two	0		0		0
Year three	0		0		0
Year four	0		0		0
Year five	0		0		0
Prior	59		59		69
Revolving Loans Amortized Cost Basis	0		0		0
Revolving Loans Converted to Term Loans Amortized Cost Basis	0		0		0
Total	59		59		69
Real Estate Mortgage - Residential
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	17,771		17,771		65,667
Year two	55,812		55,812		121,704
Year three	121,691		121,691		63,502
Year four	58,535		58,535		48,441
Year five	45,881		45,881		7,313
Prior	28,357		28,357		20,875
Revolving Loans Amortized Cost Basis	45,606		45,606		44,687
Revolving Loans Converted to Term Loans Amortized Cost Basis	421		421		202
Total	374,074		374,074		372,391
Current fiscal year, charge-offs			0		0
Fiscal year before current fiscal year, charge-offs			0		0
Two year before current fiscal year, charge-offs			0		0
Three year before current fiscal year, charge-offs			0		75
Four year before current fiscal year, charge-offs			0		0
Prior, charge-offs			1		0
Revolving loans, charge-offs			22		13
Revolving, converted to term loan, charge-offs			0		0
Total charge-offs	22	0	23	0	88
Real Estate Mortgage - Residential | Pass
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	16,252		16,252		65,472
Year two	55,692		55,692		121,430
Year three	121,170		121,170		62,998
Year four	58,044		58,044		47,884
Year five	45,455		45,455		7,242
Prior	26,561		26,561		19,193
Revolving Loans Amortized Cost Basis	45,134		45,134		44,574
Revolving Loans Converted to Term Loans Amortized Cost Basis	421		421		202
Total	368,729		368,729		368,995
Real Estate Mortgage - Residential | Watch
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	1,451		1,451
Year two	103		103
Year three	244		244
Year four	401		401
Year five	369		369
Prior	1,432		1,432
Revolving Loans Amortized Cost Basis	280		280
Revolving Loans Converted to Term Loans Amortized Cost Basis	0		0
Total	4,280		4,280
Real Estate Mortgage - Residential | Special Mention
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one					179
Year two					251
Year three					411
Year four					293
Year five					71
Prior					1,310
Revolving Loans Amortized Cost Basis					23
Revolving Loans Converted to Term Loans Amortized Cost Basis					0
Total					2,538
Real Estate Mortgage - Residential | Substandard
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	68		68		16
Year two	17		17		0
Year three	0		0		0
Year four	0		0		129
Year five	0		0		0
Prior	91		91		126
Revolving Loans Amortized Cost Basis	0		0		0
Revolving Loans Converted to Term Loans Amortized Cost Basis	0		0		0
Total	176		176		271
Real Estate Mortgage - Residential | Non-accrual loans
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	0		0		0
Year two	0		0		23
Year three	277		277		93
Year four	90		90		135
Year five	57		57		0
Prior	273		273		246
Revolving Loans Amortized Cost Basis	192		192		90
Revolving Loans Converted to Term Loans Amortized Cost Basis	0		0		0
Total	889		889		587
Real Estate Mortgage - Commercial
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	45,486		45,486		116,657
Year two	130,899		130,899		219,946
Year three	242,088		242,088		224,182
Year four	216,100		216,100		84,666
Year five	79,156		79,156		27,558
Prior	64,173		64,173		41,127
Revolving Loans Amortized Cost Basis	19,415		19,415		16,229
Revolving Loans Converted to Term Loans Amortized Cost Basis	633		633		659
Total	797,950		797,950		731,024
Current fiscal year, charge-offs			0		0
Fiscal year before current fiscal year, charge-offs			0		0
Two year before current fiscal year, charge-offs			0		0
Three year before current fiscal year, charge-offs			65		0
Four year before current fiscal year, charge-offs			0		0
Prior, charge-offs			24		32
Revolving loans, charge-offs			0		0
Revolving, converted to term loan, charge-offs			0		0
Total charge-offs	67	20	89	25	32
Real Estate Mortgage - Commercial | Pass
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	16,427		16,427		99,081
Year two	123,800		123,800		208,699
Year three	231,085		231,085		204,789
Year four	212,203		212,203		84,363
Year five	78,877		78,877		27,085
Prior	63,368		63,368		39,941
Revolving Loans Amortized Cost Basis	19,339		19,339		16,059
Revolving Loans Converted to Term Loans Amortized Cost Basis	51		51		659
Total	745,150		745,150		680,676
Real Estate Mortgage - Commercial | Watch
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	3,031		3,031
Year two	5,253		5,253
Year three	4,982		4,982
Year four	2,742		2,742
Year five	279		279
Prior	357		357
Revolving Loans Amortized Cost Basis	76		76
Revolving Loans Converted to Term Loans Amortized Cost Basis	0		0
Total	16,720		16,720
Real Estate Mortgage - Commercial | Special Mention
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	25,981		25,981		15,759
Year two	0		0		10,978
Year three	5,811		5,811		2,737
Year four	0		0		91
Year five	0		0		345
Prior	0		0		897
Revolving Loans Amortized Cost Basis	0		0		70
Revolving Loans Converted to Term Loans Amortized Cost Basis	582		582		0
Total	32,374		32,374		30,877
Real Estate Mortgage - Commercial | Substandard
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	47		47		0
Year two	710		710		215
Year three	210		210		15,944
Year four	1,155		1,155		0
Year five	0		0		45
Prior	279		279		289
Revolving Loans Amortized Cost Basis	0		0		0
Revolving Loans Converted to Term Loans Amortized Cost Basis	0		0		0
Total	2,401		2,401		16,493
Real Estate Mortgage - Commercial | Non-accrual loans
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	0		0		1,817
Year two	1,136		1,136		54
Year three	0		0		712
Year four	0		0		212
Year five	0		0		83
Prior	169		169		0
Revolving Loans Amortized Cost Basis	0		0		100
Revolving Loans Converted to Term Loans Amortized Cost Basis	0		0		0
Total	1,305		1,305		2,978
Installment and Other Consumer
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	1,703		1,703		7,430
Year two	4,790		4,790		6,497
Year three	5,018		5,018		2,720
Year four	1,838		1,838		1,287
Year five	860		860		987
Prior	2,527		2,527		1,803
Revolving Loans Amortized Cost Basis	76		76		90
Revolving Loans Converted to Term Loans Amortized Cost Basis	7		7		0
Total	16,819		16,819		20,814
Current fiscal year, charge-offs			0		84
Fiscal year before current fiscal year, charge-offs			3		23
Two year before current fiscal year, charge-offs			7		7
Three year before current fiscal year, charge-offs			3		0
Four year before current fiscal year, charge-offs			0		0
Prior, charge-offs			117		232
Revolving loans, charge-offs			0		1
Revolving, converted to term loan, charge-offs			0		0
Total charge-offs	61	$ 69	130	$ 128	347
Installment and Other Consumer | Pass
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	1,703		1,703		7,430
Year two	4,788		4,788		6,497
Year three	5,009		5,009		2,720
Year four	1,838		1,838		1,287
Year five	860		860		987
Prior	2,527		2,527		1,803
Revolving Loans Amortized Cost Basis	76		76		90
Revolving Loans Converted to Term Loans Amortized Cost Basis	7		7		0
Total	16,808		16,808		$ 20,814
Installment and Other Consumer | Non-accrual loans
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Year one	0		0
Year two	2		2
Year three	9		9
Year four	0		0
Year five	0		0
Prior	0		0
Revolving Loans Amortized Cost Basis	0		0
Revolving Loans Converted to Term Loans Amortized Cost Basis	0		0
Total	$ 11		$ 11

Loans and Allowance for Credi_9

Loans and Allowance for Credit Losses - Schedule of Non-accrual Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Financing Receivable, Allowance for Credit Loss [Line Items]
Total Non-accrual	$ 3,420	$ 6,294
90 Days Past Due And Still Accruing	1,017	119
Commercial, Financial, and Agricultural
Financing Receivable, Allowance for Credit Loss [Line Items]
Total Non-accrual	702	2,228
90 Days Past Due And Still Accruing	0	0
Real estate construction − residential
Financing Receivable, Allowance for Credit Loss [Line Items]
Total Non-accrual	454	432
90 Days Past Due And Still Accruing	0	0
Real estate construction − commercial
Financing Receivable, Allowance for Credit Loss [Line Items]
Total Non-accrual	59	69
90 Days Past Due And Still Accruing	0	0
Real estate mortgage − residential
Financing Receivable, Allowance for Credit Loss [Line Items]
Total Non-accrual	889	587
90 Days Past Due And Still Accruing	293	115
Real estate mortgage − commercial
Financing Receivable, Allowance for Credit Loss [Line Items]
Total Non-accrual	1,305	2,978
90 Days Past Due And Still Accruing	709	0
Installment and Other Consumer
Financing Receivable, Allowance for Credit Loss [Line Items]
Total Non-accrual	11	0
90 Days Past Due And Still Accruing	15	4
Non-performing TDRs - 90 days past due
Financing Receivable, Allowance for Credit Loss [Line Items]
Non-accrual with no Allowance	0	2,368
Non-accrual with Allowance	3,420	3,926
Total Non-accrual	3,420	6,294
90 Days Past Due And Still Accruing	1,017	119
Total Non-performing Loans	4,437	6,413
Non-performing TDRs - 90 days past due | Commercial, Financial, and Agricultural
Financing Receivable, Allowance for Credit Loss [Line Items]
Non-accrual with no Allowance	0	0
Non-accrual with Allowance	702	2,228
Total Non-accrual	702	2,228
90 Days Past Due And Still Accruing	0	0
Total Non-performing Loans	702	2,228
Non-performing TDRs - 90 days past due | Real estate construction − residential
Financing Receivable, Allowance for Credit Loss [Line Items]
Non-accrual with no Allowance	0	0
Non-accrual with Allowance	454	432
Total Non-accrual	454	432
90 Days Past Due And Still Accruing	0	0
Total Non-performing Loans	454	432
Non-performing TDRs - 90 days past due | Real estate construction − commercial
Financing Receivable, Allowance for Credit Loss [Line Items]
Non-accrual with no Allowance	0	0
Non-accrual with Allowance	59	69
Total Non-accrual	59	69
90 Days Past Due And Still Accruing	0	0
Total Non-performing Loans	59	69
Non-performing TDRs - 90 days past due | Real estate mortgage − residential
Financing Receivable, Allowance for Credit Loss [Line Items]
Non-accrual with no Allowance	0	0
Non-accrual with Allowance	889	587
Total Non-accrual	889	587
90 Days Past Due And Still Accruing	293	115
Total Non-performing Loans	1,182	702
Non-performing TDRs - 90 days past due | Real estate mortgage − commercial
Financing Receivable, Allowance for Credit Loss [Line Items]
Non-accrual with no Allowance	0	2,368
Non-accrual with Allowance	1,305	610
Total Non-accrual	1,305	2,978
90 Days Past Due And Still Accruing	709	0
Total Non-performing Loans	2,014	2,978
Non-performing TDRs - 90 days past due | Installment and Other Consumer
Financing Receivable, Allowance for Credit Loss [Line Items]
Non-accrual with no Allowance	0	0
Non-accrual with Allowance	11	0
Total Non-accrual	11	0
90 Days Past Due And Still Accruing	15	4
Total Non-performing Loans	$ 26	$ 4

Loans and Allowance for Cred_10

Loans and Allowance for Credit Losses - Schedule of Past Due and Non-accrual Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Aging information for the Company's past due and non-accrual loans
Loans held for investment	$ 1,498,504	$ 1,539,147
90 Days Past Due And Still Accruing	1,017	119
Non-Accrual	3,420	6,294
Current or Less Than 30 Days Past Due
Aging information for the Company's past due and non-accrual loans
Loans held for investment	1,491,098	1,529,232
30 - 89 Days Past Due
Aging information for the Company's past due and non-accrual loans
Loans held for investment	2,969	3,502
Commercial, Financial, and Agricultural
Aging information for the Company's past due and non-accrual loans
Loans held for investment	217,098	226,275
90 Days Past Due And Still Accruing	0	0
Non-Accrual	702	2,228
Commercial, Financial, and Agricultural | Current or Less Than 30 Days Past Due
Aging information for the Company's past due and non-accrual loans
Loans held for investment	215,363	223,845
Commercial, Financial, and Agricultural | 30 - 89 Days Past Due
Aging information for the Company's past due and non-accrual loans
Loans held for investment	1,033	202
Real estate construction − residential
Aging information for the Company's past due and non-accrual loans
Loans held for investment	37,048	58,347
90 Days Past Due And Still Accruing	0	0
Non-Accrual	454	432
Real estate construction − residential | Current or Less Than 30 Days Past Due
Aging information for the Company's past due and non-accrual loans
Loans held for investment	36,594	57,568
Real estate construction − residential | 30 - 89 Days Past Due
Aging information for the Company's past due and non-accrual loans
Loans held for investment	0	347
Real estate construction − commercial
Aging information for the Company's past due and non-accrual loans
Loans held for investment	55,515	130,296
90 Days Past Due And Still Accruing	0	0
Non-Accrual	59	69
Real estate construction − commercial | Current or Less Than 30 Days Past Due
Aging information for the Company's past due and non-accrual loans
Loans held for investment	55,456	130,227
Real estate construction − commercial | 30 - 89 Days Past Due
Aging information for the Company's past due and non-accrual loans
Loans held for investment	0	0
Real estate mortgage − residential
Aging information for the Company's past due and non-accrual loans
Loans held for investment	374,074	372,391
90 Days Past Due And Still Accruing	293	115
Non-Accrual	889	587
Real estate mortgage − residential | Current or Less Than 30 Days Past Due
Aging information for the Company's past due and non-accrual loans
Loans held for investment	371,233	368,956
Real estate mortgage − residential | 30 - 89 Days Past Due
Aging information for the Company's past due and non-accrual loans
Loans held for investment	1,659	2,733
Real estate mortgage − commercial
Aging information for the Company's past due and non-accrual loans
Loans held for investment	797,950	731,024
90 Days Past Due And Still Accruing	709	0
Non-Accrual	1,305	2,978
Real estate mortgage − commercial | Current or Less Than 30 Days Past Due
Aging information for the Company's past due and non-accrual loans
Loans held for investment	795,857	728,029
Real estate mortgage − commercial | 30 - 89 Days Past Due
Aging information for the Company's past due and non-accrual loans
Loans held for investment	79	17
Installment and Other Consumer
Aging information for the Company's past due and non-accrual loans
Loans held for investment	16,819	20,814
90 Days Past Due And Still Accruing	15	4
Non-Accrual	11	0
Installment and Other Consumer | Current or Less Than 30 Days Past Due
Aging information for the Company's past due and non-accrual loans
Loans held for investment	16,595	20,607
Installment and Other Consumer | 30 - 89 Days Past Due
Aging information for the Company's past due and non-accrual loans
Loans held for investment	$ 198	$ 203

Loans and Allowance for Cred_11

Loans and Allowance for Credit Losses - Schedule of Modification (Details) - USD ($)	3 Months Ended	6 Months Ended
	Jun. 30, 2024	Jun. 30, 2024
Receivables [Abstract]
Modified in period, amount	$ 0	$ 0

Loans and Allowance for Cred_12

Loans and Allowance for Credit Losses - TDRs and Loan Modifications (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Receivables [Abstract]
Loans held for sale	$ 1,368	$ 3,884

Other Real Estate and Other A_3

Other Real Estate and Other Assets Acquired in Settlement of Loans - Summary (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Mar. 31, 2024	Dec. 31, 2023	Jun. 30, 2023	Mar. 31, 2023	Dec. 31, 2022
Summary of real estate and other assets acquired in settlement of loans
Repossessed assets	$ 0		$ 6
Total	5,369	$ 7,887	7,694	$ 10,924	$ 10,911	$ 11,459
Less valuation allowance for other real estate owned	(1,744)	$ (5,950)	(5,950)	(4,495)	$ (2,664)	$ (2,664)
Total other real estate owned and repossessed assets	3,625		1,744	$ 6,429
Commercial
Summary of real estate and other assets acquired in settlement of loans
Real estate acquired through foreclosure	98		0
Real estate construction − commercial
Summary of real estate and other assets acquired in settlement of loans
Real estate acquired through foreclosure	2,549		7,668
Real estate mortgage − residential
Summary of real estate and other assets acquired in settlement of loans
Real estate acquired through foreclosure	0		20
Real Estate Mortgage - Commercial
Summary of real estate and other assets acquired in settlement of loans
Real estate acquired through foreclosure	$ 2,722		$ 0

Other Real Estate and Other A_4

Other Real Estate and Other Assets Acquired in Settlement of Loans - Schedule of Changes in Net Carrying Amount (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023	Mar. 31, 2024	Dec. 31, 2023	Mar. 31, 2023	Dec. 31, 2022
Schedule of real estate acquired in settlement of loans
Balance at beginning of period	$ 7,887	$ 10,911	$ 7,694	$ 11,459
Additions net of (charge-offs)	2,730	44	2,949	44
Proceeds from sales	(1,488)	(70)	(1,548)	(627)
Charge-offs against the valuation allowance for other real estate owned, net	(3,820)	0	(3,820)	0
Net gain on sales	60	39	94	48
Balance at ending of period	5,369	10,924	5,369	10,924
Less valuation allowance for other real estate owned	(1,744)	(4,495)	(1,744)	(4,495)	$ (5,950)	$ (5,950)	$ (2,664)	$ (2,664)
Balance at end of period	$ 3,625	$ 6,429	$ 3,625	$ 6,429

Other Real Estate and Other A_5

Other Real Estate and Other Assets Acquired in Settlement of Loans - Foreclosure (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Other Real Estate [Abstract]
Consumer mortgage loans in process of foreclosure	$ 100	$ 10

Other Real Estate and Other A_6

Other Real Estate and Other Assets Acquired in Settlement of Loans - Schedule of Valuation Allowance (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Summary of activity in valuation allowance for other real estate owned in settlement of loans
Balance, beginning of period	$ 5,950	$ 2,664	$ 5,950	$ 2,664
Provision for valuation allowance for other real estate owned	(386)	1,831	(386)	1,831
Charge-offs	(3,820)	0	(3,820)	0
Balance, end of period	$ 1,744	$ 4,495	$ 1,744	$ 4,495

Investment Securities - Schedul

Investment Securities - Schedule of Amortized Costs, Gains and Losses, Fair Value (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Amortized cost, gross urealized gains and losses, and fair value of debt securities classified as available-for-sale
Total Amortized Cost	$ 216,539	$ 215,908
Gross unrealized gains	70	121
Gross unrealized losses	(31,284)	(27,287)
Available for sale debt securities fair value	185,325	188,742
U.S. Treasury
Amortized cost, gross urealized gains and losses, and fair value of debt securities classified as available-for-sale
Total Amortized Cost		1,977
Gross unrealized gains		1
Gross unrealized losses		0
Available for sale debt securities fair value		1,978
U.S. government and federal agency obligations
Amortized cost, gross urealized gains and losses, and fair value of debt securities classified as available-for-sale
Total Amortized Cost	409	446
Gross unrealized gains	0	0
Gross unrealized losses	(15)	(19)
Available for sale debt securities fair value	394	427
U.S. government-sponsored enterprises
Amortized cost, gross urealized gains and losses, and fair value of debt securities classified as available-for-sale
Total Amortized Cost	13,030	22,042
Gross unrealized gains	0	16
Gross unrealized losses	(303)	(236)
Available for sale debt securities fair value	12,727	21,822
Obligations of states and political subdivisions
Amortized cost, gross urealized gains and losses, and fair value of debt securities classified as available-for-sale
Total Amortized Cost	125,943	126,396
Gross unrealized gains	19	55
Gross unrealized losses	(23,137)	(19,566)
Available for sale debt securities fair value	102,825	106,885
Mortgage-backed securities
Amortized cost, gross urealized gains and losses, and fair value of debt securities classified as available-for-sale
Total Amortized Cost	63,126	51,736
Gross unrealized gains	35	27
Gross unrealized losses	(6,519)	(6,123)
Available for sale debt securities fair value	56,642	45,640
Other debt securities
Amortized cost, gross urealized gains and losses, and fair value of debt securities classified as available-for-sale
Total Amortized Cost	12,545	11,825
Gross unrealized gains	16	22
Gross unrealized losses	(1,036)	(1,026)
Available for sale debt securities fair value	11,525	10,821
Bank issued trust preferred securities
Amortized cost, gross urealized gains and losses, and fair value of debt securities classified as available-for-sale
Total Amortized Cost	1,486	1,486
Gross unrealized gains	0	0
Gross unrealized losses	(274)	(317)
Available for sale debt securities fair value	$ 1,212	$ 1,169

Investment Securities - Narrati

Investment Securities - Narrative (Details) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024 USD ($) security	Jun. 30, 2023 USD ($)	Jun. 30, 2024 USD ($) security	Jun. 30, 2023 USD ($)	Dec. 31, 2023 USD ($) security
Investments, Debt and Equity Securities [Abstract]
Debt securities with carrying values, pledged	$ 91,600		$ 91,600		$ 89,200
Proceeds from sales of available-for-sale securities	0	$ 0	0	$ 0
Accrued interest on investments	$ 1,500		$ 1,500		$ 1,400
Number of securities consisted in portfolio | security	389		389		385
Number of securities in loss position | security	376		376		370
Aggregate fair value of securities in loss position	$ 175,437		$ 175,437		$ 172,671
Loss position for 12 months or longer	151,226		151,226		155,243
Aggregate unrealized loss	$ 31,284		$ 31,284		$ 27,287

Investment Securities - Sched_2

Investment Securities - Schedule of Amortized Cost and Fair Value by Contractual Maturity (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Amortized Cost
Due in one year or less	$ 2,056
Due after one year through five years	16,439
Due after five years through ten years	27,294
Due after ten years	107,624
Total	153,413
Mortgage-backed securities	63,126
Total available-for-sale securities	216,539	$ 215,908
Fair Value
Due in one year or less	2,036
Due after one year through five years	16,134
Due after five years through ten years	24,225
Due after ten years	86,288
Total	128,683
Mortgage-backed securities	56,642
Available-for-sale debt securities, at fair value	$ 185,325	$ 188,742

Investment Securities - Sched_3

Investment Securities - Schedule of Other Securities (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Other securities:
FHLB stock	$ 5,620	$ 6,071
MIB stock	151	151
Equity securities with readily determinable fair values	63	78
Total other investment securities	$ 5,834	$ 6,300

Investment Securities - Sched_4

Investment Securities - Schedule of Unrealized Losses (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Fair Value
Less than 12 months	$ 24,211	$ 17,428
12 months or more	151,226	155,243
Total Fair Value	175,437	172,671
Unrealized Losses
Less than 12 months	(294)	(206)
12 months or more	(30,990)	(27,081)
Total Unrealized Losses	(31,284)	(27,287)
U.S. Treasury
Fair Value
Less than 12 months		997
12 months or more		0
Total Fair Value		997
Unrealized Losses
Less than 12 months		0
12 months or more		0
Total Unrealized Losses		0
U.S. government and federal agency obligations
Fair Value
Less than 12 months	0	0
12 months or more	394	427
Total Fair Value	394	427
Unrealized Losses
Less than 12 months	0	0
12 months or more	(15)	(19)
Total Unrealized Losses	(15)	(19)
U.S. government-sponsored enterprises
Fair Value
Less than 12 months	10,968	11,995
12 months or more	1,759	1,772
Total Fair Value	12,727	13,767
Unrealized Losses
Less than 12 months	(62)	(8)
12 months or more	(241)	(228)
Total Unrealized Losses	(303)	(236)
Obligations of states and political subdivisions
Fair Value
Less than 12 months	1,739	1,501
12 months or more	100,076	103,283
Total Fair Value	101,815	104,784
Unrealized Losses
Less than 12 months	(171)	(158)
12 months or more	(22,966)	(19,408)
Total Unrealized Losses	(23,137)	(19,566)
Mortgage-backed securities
Fair Value
Less than 12 months	10,806	2,935
12 months or more	38,975	39,793
Total Fair Value	49,781	42,728
Unrealized Losses
Less than 12 months	(39)	(40)
12 months or more	(6,480)	(6,083)
Total Unrealized Losses	(6,519)	(6,123)
Other debt securities
Fair Value
Less than 12 months	698	0
12 months or more	8,810	8,799
Total Fair Value	9,508	8,799
Unrealized Losses
Less than 12 months	(22)	0
12 months or more	(1,014)	(1,026)
Total Unrealized Losses	(1,036)	(1,026)
Bank issued trust preferred securities
Fair Value
Less than 12 months	0	0
12 months or more	1,212	1,169
Total Fair Value	1,212	1,169
Unrealized Losses
Less than 12 months	0	0
12 months or more	(274)	(317)
Total Unrealized Losses	$ (274)	$ (317)

Intangible Assets - Mortgage Se

Intangible Assets - Mortgage Servicing Rights (Details) - USD ($) $ in Thousands	3 Months Ended			6 Months Ended
	Jun. 30, 2024	Dec. 31, 2023	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Mortgage Servicing Rights
Mortgage MSR valuation write-down		$ 1,100
Mortgage Servicing Rights
Mortgage Servicing Rights
Mortgage loans serviced for others		$ 220,700	$ 231,100		$ 231,100
Mortgage loan servicing fees reported as non-interest income	$ 40		$ 200	$ 100	$ 300

Intangible Assets - Schedule of

Intangible Assets - Schedule of Changes in Mortgage Servicing Rights (Details) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023
Changes in mortgage servicing rights
Sale proceeds	$ (1,589)	$ 0
Mortgage Servicing Rights
Changes in mortgage servicing rights
Balance at beginning of period	1,738	2,899
Originated mortgage servicing rights	0	30
Changes in fair value:
Due to changes in model inputs and assumptions	0	101
Other changes in fair value	(149)	(128)
Total changes in fair value	(149)	(27)
Balance at end of period	$ 0	$ 2,902

Intangible Assets - Schedule _2

Intangible Assets - Schedule of FV Assumptions (Details) - Mortgage Servicing Rights	6 Months Ended
	Jun. 30, 2023
Assumptions used in estimating the fair value of mortgage service rights
Weighted average constant prepayment rate	6.74%
Weighted average note rate	3.47%
Weighted average discount rate	11%
Weighted average expected life (in years)	7 years 1 month 13 days

Deposits (Details)

Deposits (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Deposits [Abstract]
Time deposits with balances > $250,000	$ 101,025	$ 108,147
Brokered deposits	$ 30,379	$ 161

Leases - Narrative (Details)

Leases - Narrative (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023	Dec. 31, 2023
Lessee, Lease, Description [Line Items]
Operating right-of-use assets	$ 1,100		$ 1,100
Operating lease liabilities	$ 1,110		$ 1,110		$ 1,213
Weighted-average remaining lease term (in years)	4 years 8 months 12 days		4 years 8 months 12 days
Weighted-average discount rate (as a percent)	4%		4%
Operating lease, right-of-use asset, statement of financial position [Extensible Enumeration]	Premises and equipment - net		Premises and equipment - net
Operating lease cost	$ 60	$ 100	$ 100	$ 200
Operating lease expense	$ 20	$ 30	$ 40	$ 60
Minimum
Lessee, Lease, Description [Line Items]
Remaining lease terms (in years)	1 year		1 year
Maximum
Lessee, Lease, Description [Line Items]
Remaining lease terms (in years)	10 years		10 years

Leases - Schedule of Maturities

Leases - Schedule of Maturities of remaining operating lease liabilities (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Lessee, Operating Lease, Liability, Payment, Due [Abstract]
2024 (excluding 6 months ended June 30, 2024)	$ 127
2025	257
2026	259
2027	262
2028	265
Thereafter	44
Total lease payments	1,214
Less imputed interest	(104)
Total lease liabilities, as reported	$ 1,110	$ 1,213

Income Taxes (Details)

Income Taxes (Details)	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Income Tax Disclosure [Abstract]
Provision for income tax expense (as a percent)	18.20%	17.20%	18%	17.60%

Stockholders_ Equity and Accu_3

Stockholders’ Equity and Accumulated Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023
Accumulated Other Comprehensive Income (Loss)
Balance at beginning of period	$ 136,085	$ 127,411
Other comprehensive income (loss), before reclassifications	(4,393)	1,423
Amounts reclassified from accumulated other comprehensive income (loss)	0	0
Current period other comprehensive loss, before tax	(4,393)	1,423
Income tax benefit	922	(299)
Current period other comprehensive loss, net of tax	(3,471)	1,124
Balance at end of period	138,241	126,473
Unrealized Gains (Losses) on Securities
Accumulated Other Comprehensive Income (Loss)
Balance at beginning of period	(21,461)	(36,657)
Other comprehensive income (loss), before reclassifications	(4,048)	1,743
Amounts reclassified from accumulated other comprehensive income (loss)	0	0
Current period other comprehensive loss, before tax	(4,048)	1,743
Income tax benefit	850	(366)
Current period other comprehensive loss, net of tax	(3,198)	1,377
Balance at end of period	(24,659)	(35,280)
Unrecognized Net Pension and Postretirement Costs
Accumulated Other Comprehensive Income (Loss)
Balance at beginning of period	7,699	4,943
Other comprehensive income (loss), before reclassifications	(345)	(320)
Amounts reclassified from accumulated other comprehensive income (loss)	0	0
Current period other comprehensive loss, before tax	(345)	(320)
Income tax benefit	72	67
Current period other comprehensive loss, net of tax	(273)	(253)
Balance at end of period	7,426	4,690
Accumulated Other Comprehensive Income (Loss)
Accumulated Other Comprehensive Income (Loss)
Balance at beginning of period	(13,762)	(31,714)
Balance at end of period	$ (17,233)	$ (30,590)

Share-Based Compensation - Narr

Share-Based Compensation - Narrative (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023	Jun. 06, 2023
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares available for grant (in shares)					203,000
Restricted Stock Units
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based compensation expense	$ 40	$ 0	$ 100	$ 0
Nonvested award, excluding option, cost not yet recognized, amount	$ 500		$ 500
Unrecognized share-based compensation cost, period of recognition			2 years 6 months

Share-Based Compensation - Sche

Share-Based Compensation - Schedule of Status of the Company's Restricted Share Units (RSUs) (Details) - Restricted Stock Units	6 Months Ended
	Jun. 30, 2024 $ / shares shares
Quantity
Non-vested at beginning of period (in shares) | shares	18,277
Granted (in shares) | shares	11,151
Vested (in shares) | shares	(4,092)
Forfeited (in shares) | shares	0
Non-vested at end of period (in shares) | shares	25,336
Weighted-Average Grant Date Fair Value Per share
Non-vested at beginning of period (in shares) (in dollars per share) | $ / shares	$ 20.63
Granted (in dollars per share) | $ / shares	20.18
Vested (in dollars per share) | $ / shares	19.80
Forfeited (in dollars per share) | $ / shares	0
Non-vested at end of period (in dollars per share) | $ / shares	$ 20.20

Employee Benefit Plans - Schedu

Employee Benefit Plans - Schedule of Expense (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Summary of employee benefits charged to operating expenses
Payroll taxes	$ 384	$ 387	$ 827	$ 854
Medical plans	408	427	836	894
401(k) match and profit sharing	295	221	620	511
Periodic pension cost	245	247	528	531
Other	0	8	1	19
Total employee benefits	$ 1,332	$ 1,290	$ 2,812	$ 2,809

Employee Benefit Plans - Narrat

Employee Benefit Plans - Narrative (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Defined Benefit Plan Disclosure [Line Items]
401(k) plan, percentage of employer match			3%
401(k) plan, maximum percentage contribution by employer (up to)			6%
SERP
Defined Benefit Plan Disclosure [Line Items]
SERP, accrued liability	$ 1,800		$ 1,800
SERP, accrued expense	$ 20	$ 10	$ 50	$ 20

Employee Benefit Plans - Sche_2

Employee Benefit Plans - Schedule of Net Pension Cost (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Components of net pension cost
Service cost - benefits earned during the year	$ 218	$ 219	$ 474	$ 473
Interest costs on projected benefit obligations	366	349	738	714
Expected return on plan assets	(589)	(544)	(1,179)	(1,089)
Expected administrative expenses	27	28	54	58
Amortization of unrecognized net gain	(186)	(178)	(345)	(320)
Net periodic pension income	$ (164)	$ (126)	$ (258)	$ (164)

Earnings per Share - Schedule o

Earnings per Share - Schedule of Components (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Basic and Diluted Earnings Per Share:
Net income available to shareholders, basic	$ 4,629	$ 2,549	$ 9,085	$ 5,820
Net income available to shareholders, diluted	$ 4,629	$ 2,549	$ 9,085	$ 5,820
Basic weighted-average shares outstanding (in shares)	6,995,956	7,039,323	7,014,063	7,039,323
Effect of dilutive equity-based awards	0	0	0	0
Diluted weighted-average shares outstanding (in shares)	6,995,956	7,039,323	7,014,063	7,039,323
Basic earnings per share (in dollars per share)	$ 0.66	$ 0.36	$ 1.29	$ 0.83
Diluted earnings per share (in dollars per share)	$ 0.66	$ 0.36	$ 1.29	$ 0.83

Earnings per Share - Repurchase

Earnings per Share - Repurchase Program (Details) $ / shares in Units, $ in Thousands	3 Months Ended	6 Months Ended
	Jun. 30, 2024 USD ($)	Jun. 30, 2024 USD ($) $ / shares shares
Earnings Per Share [Abstract]
Repurchase of common stock (in share) | shares		51,692
Stock repurchased (in dollars per share) | $ / shares		$ 19.46
Value of shares authorized for repurchase	$ 592	$ 1,006
Remaining available for repurchase of shares	$ 4,000	$ 4,000

Fair Value Measurements - Mortg

Fair Value Measurements - Mortgage Servicing Rights - Summary (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Assets:
Available for sale debt securities fair value	$ 185,325	$ 188,742
Loans held for sale	1,368	3,884
U.S. Treasury
Assets:
Available for sale debt securities fair value		1,978
U.S. government and federal agency obligations
Assets:
Available for sale debt securities fair value	394	427
U.S. government-sponsored enterprises
Assets:
Available for sale debt securities fair value	12,727	21,822
Obligations of states and political subdivisions
Assets:
Available for sale debt securities fair value	102,825	106,885
Mortgage-backed securities
Assets:
Available for sale debt securities fair value	56,642	45,640
Other debt securities
Assets:
Available for sale debt securities fair value	11,525	10,821
Bank-issued trust preferred securities
Assets:
Available for sale debt securities fair value	1,212	1,169
Quoted Prices in Active Markets for Identical Assets (Level 1)
Assets:
Available for sale debt securities fair value	0	1,978
Loans held for sale	0	0
Other Observable Inputs (Level 2)
Assets:
Available for sale debt securities fair value	185,325	186,764
Loans held for sale	1,368	3,884
Significant Unobservable Inputs (Level 3)
Assets:
Available for sale debt securities fair value	0	0
Loans held for sale	0	0
Recurring
Assets:
Loans held for sale	1,368	3,884
Mortgage servicing rights		1,738
Total	186,768	194,485
Liabilities:
Total	6	43
Recurring | U.S. Treasury
Assets:
Available for sale debt securities fair value		1,978
Recurring | U.S. government and federal agency obligations
Assets:
Available for sale debt securities fair value	394	427
Recurring | U.S. government-sponsored enterprises
Assets:
Available for sale debt securities fair value	12,727	21,822
Recurring | Obligations of states and political subdivisions
Assets:
Available for sale debt securities fair value	102,825	106,885
Recurring | Mortgage-backed securities
Assets:
Available for sale debt securities fair value	56,642	45,640
Recurring | Other debt securities
Assets:
Available for sale debt securities fair value	11,525	10,821
Recurring | Bank-issued trust preferred securities
Assets:
Available for sale debt securities fair value	1,212	1,169
Recurring | Equity securities
Assets:
Available for sale debt securities fair value	63	78
Recurring | Interest rate lock commitments
Assets:
Commitments	11	43
Liabilities:
Commitments	1	2
Recurring | Forward sale commitments
Assets:
Commitments	1
Liabilities:
Commitments	5	41
Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1)
Assets:
Loans held for sale	0	0
Mortgage servicing rights		0
Total	63	2,056
Liabilities:
Total	0	0
Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | U.S. Treasury
Assets:
Available for sale debt securities fair value		1,978
Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | U.S. government and federal agency obligations
Assets:
Available for sale debt securities fair value	0	0
Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | U.S. government-sponsored enterprises
Assets:
Available for sale debt securities fair value	0	0
Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Obligations of states and political subdivisions
Assets:
Available for sale debt securities fair value	0	0
Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Mortgage-backed securities
Assets:
Available for sale debt securities fair value	0	0
Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Other debt securities
Assets:
Available for sale debt securities fair value	0	0
Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Bank-issued trust preferred securities
Assets:
Available for sale debt securities fair value	0	0
Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Equity securities
Assets:
Available for sale debt securities fair value	63	78
Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Interest rate lock commitments
Assets:
Commitments	0	0
Liabilities:
Commitments	0	0
Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Forward sale commitments
Assets:
Commitments	0
Liabilities:
Commitments	0	0
Recurring | Other Observable Inputs (Level 2)
Assets:
Loans held for sale	1,368	3,884
Mortgage servicing rights		0
Total	186,694	190,648
Liabilities:
Total	5	41
Recurring | Other Observable Inputs (Level 2) | U.S. Treasury
Assets:
Available for sale debt securities fair value		0
Recurring | Other Observable Inputs (Level 2) | U.S. government and federal agency obligations
Assets:
Available for sale debt securities fair value	394	427
Recurring | Other Observable Inputs (Level 2) | U.S. government-sponsored enterprises
Assets:
Available for sale debt securities fair value	12,727	21,822
Recurring | Other Observable Inputs (Level 2) | Obligations of states and political subdivisions
Assets:
Available for sale debt securities fair value	102,825	106,885
Recurring | Other Observable Inputs (Level 2) | Mortgage-backed securities
Assets:
Available for sale debt securities fair value	56,642	45,640
Recurring | Other Observable Inputs (Level 2) | Other debt securities
Assets:
Available for sale debt securities fair value	11,525	10,821
Recurring | Other Observable Inputs (Level 2) | Bank-issued trust preferred securities
Assets:
Available for sale debt securities fair value	1,212	1,169
Recurring | Other Observable Inputs (Level 2) | Equity securities
Assets:
Available for sale debt securities fair value	0	0
Recurring | Other Observable Inputs (Level 2) | Interest rate lock commitments
Assets:
Commitments	0	0
Liabilities:
Commitments	0	0
Recurring | Other Observable Inputs (Level 2) | Forward sale commitments
Assets:
Commitments	1
Liabilities:
Commitments	5	41
Recurring | Significant Unobservable Inputs (Level 3)
Assets:
Loans held for sale	0	0
Mortgage servicing rights		1,738
Total	11	1,781
Liabilities:
Total	1	2
Recurring | Significant Unobservable Inputs (Level 3) | U.S. Treasury
Assets:
Available for sale debt securities fair value		0
Recurring | Significant Unobservable Inputs (Level 3) | U.S. government and federal agency obligations
Assets:
Available for sale debt securities fair value	0	0
Recurring | Significant Unobservable Inputs (Level 3) | U.S. government-sponsored enterprises
Assets:
Available for sale debt securities fair value	0	0
Recurring | Significant Unobservable Inputs (Level 3) | Obligations of states and political subdivisions
Assets:
Available for sale debt securities fair value	0	0
Recurring | Significant Unobservable Inputs (Level 3) | Mortgage-backed securities
Assets:
Available for sale debt securities fair value	0	0
Recurring | Significant Unobservable Inputs (Level 3) | Other debt securities
Assets:
Available for sale debt securities fair value	0	0
Recurring | Significant Unobservable Inputs (Level 3) | Bank-issued trust preferred securities
Assets:
Available for sale debt securities fair value	0	0
Recurring | Significant Unobservable Inputs (Level 3) | Equity securities
Assets:
Available for sale debt securities fair value	0	0
Recurring | Significant Unobservable Inputs (Level 3) | Interest rate lock commitments
Assets:
Commitments	11	43
Liabilities:
Commitments	1	2
Recurring | Significant Unobservable Inputs (Level 3) | Forward sale commitments
Assets:
Commitments	0
Liabilities:
Commitments	$ 0	$ 0

Fair Value Measurements - Mor_2

Fair Value Measurements - Mortgage Servicing Rights - Level 3 (Details) - Recurring - Significant Unobservable Inputs (Level 3) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023
Mortgage Servicing Rights
Fair value of assets
Balance at beginning of period	$ 1,738	$ 2,899
Total gains or (losses) (realized/unrealized):
Included in earnings	(149)	(27)
Included in other comprehensive income	0	0
Purchases	0	0
Sales	(1,589)	0
Issues	0	30
Balance at end of period	0	2,902
Interest Rate Lock Commitments
Fair value of liabilities
Balance at beginning of period	41	2
Total gains or (losses) (realized/unrealized):
Included in earnings	(11)	(18)
Included in other comprehensive income	0	0
Purchases	0	0
Sales	(76)	(110)
Issues	56	141
Balance at end of period	$ 10	$ 15

Fair Value Measurements - Mor_3

Fair Value Measurements - Mortgage Servicing Rights - Other (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023	Mar. 31, 2024	Dec. 31, 2023	Mar. 31, 2023	Dec. 31, 2022
Fair Value Measurements
Impaired loans with a specific allowance	$ 1,498,504		$ 1,498,504			$ 1,539,147
Allowance for credit loss	21,980	$ 22,236	21,980	$ 22,236	$ 23,675	$ 23,744	$ 21,979	$ 15,588
Collateral dependent impaired loans
Fair Value Measurements
Impaired loans with a specific allowance	1,600	2,900	1,600	2,900
Allowance for credit loss	600	30	600	30
Impaired financing receivable, charge-offs	$ 1,900	$ 20	$ 1,900	$ 30

Fair Value Measurements - Sched

Fair Value Measurements - Schedule of Other Real Estate Owned and Repossessed Assets (Details) - Nonrecurring - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Fair value
Fair Value Measurements
Impaired loans	$ 1,013	$ 2,830	$ 1,013	$ 2,830
Other real estate and repossessed assets	3,625	6,429	3,625	6,429
Fair value | Commercial, Financial, and Agricultural
Fair Value Measurements
Impaired loans	13	50	13	50
Fair value | Real estate construction − residential
Fair Value Measurements
Impaired loans	260		260
Fair value | Real estate mortgage − residential
Fair Value Measurements
Impaired loans	0		0
Fair value | Real estate mortgage − residential | Mortgage
Fair Value Measurements
Impaired loans		120		120
Fair value | Real estate mortgage − commercial
Fair Value Measurements
Impaired loans	740	2,660	740	2,660
Total Gains (Losses)
Fair Value Measurements
Gains (losses) on impaired loans	(1,923)	(20)	(1,946)	(25)
Gains (losses) on other real estate and repossessed assets	446	(1,792)	480	(1,783)
Total Gains (Losses) | Commercial, Financial, and Agricultural
Fair Value Measurements
Gains (losses) on impaired loans	(1,835)	0	(1,835)	0
Total Gains (Losses) | Real estate construction − residential
Fair Value Measurements
Gains (losses) on impaired loans	0		0
Total Gains (Losses) | Real estate mortgage − residential
Fair Value Measurements
Gains (losses) on impaired loans	(22)		(22)
Total Gains (Losses) | Real estate mortgage − residential | Mortgage
Fair Value Measurements
Gains (losses) on impaired loans		0		0
Total Gains (Losses) | Real estate mortgage − commercial
Fair Value Measurements
Gains (losses) on impaired loans	(66)	(20)	(89)	(25)
Quoted Prices in Active Markets for Identical Assets (Level 1) | Fair value
Fair Value Measurements
Impaired loans	0	0	0	0
Other real estate and repossessed assets	0	0	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Fair value | Commercial, Financial, and Agricultural
Fair Value Measurements
Impaired loans	0	0	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Fair value | Real estate construction − residential
Fair Value Measurements
Impaired loans	0		0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Fair value | Real estate mortgage − residential
Fair Value Measurements
Impaired loans	0		0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Fair value | Real estate mortgage − residential | Mortgage
Fair Value Measurements
Impaired loans		0		0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Fair value | Real estate mortgage − commercial
Fair Value Measurements
Impaired loans	0	0	0	0
Other Observable Inputs (Level 2) | Fair value
Fair Value Measurements
Impaired loans	0	0	0	0
Other real estate and repossessed assets	0	0	0	0
Other Observable Inputs (Level 2) | Fair value | Commercial, Financial, and Agricultural
Fair Value Measurements
Impaired loans	0	0	0	0
Other Observable Inputs (Level 2) | Fair value | Real estate construction − residential
Fair Value Measurements
Impaired loans	0		0
Other Observable Inputs (Level 2) | Fair value | Real estate mortgage − residential
Fair Value Measurements
Impaired loans	0		0
Other Observable Inputs (Level 2) | Fair value | Real estate mortgage − residential | Mortgage
Fair Value Measurements
Impaired loans		0		0
Other Observable Inputs (Level 2) | Fair value | Real estate mortgage − commercial
Fair Value Measurements
Impaired loans	0	0	0	0
Significant Unobservable Inputs (Level 3) | Fair value
Fair Value Measurements
Impaired loans	1,013	2,830	1,013	2,830
Other real estate and repossessed assets	3,625	6,429	3,625	6,429
Significant Unobservable Inputs (Level 3) | Fair value | Commercial, Financial, and Agricultural
Fair Value Measurements
Impaired loans	13	50	13	50
Significant Unobservable Inputs (Level 3) | Fair value | Real estate construction − residential
Fair Value Measurements
Impaired loans	260		260
Significant Unobservable Inputs (Level 3) | Fair value | Real estate mortgage − residential
Fair Value Measurements
Impaired loans	0		0
Significant Unobservable Inputs (Level 3) | Fair value | Real estate mortgage − residential | Mortgage
Fair Value Measurements
Impaired loans		120		120
Significant Unobservable Inputs (Level 3) | Fair value | Real estate mortgage − commercial
Fair Value Measurements
Impaired loans	$ 740	$ 2,660	$ 740	$ 2,660

Fair Value of Financial Instr_3

Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Assets:
Cash and due from banks	$ 16,754	$ 15,675
Certificates of deposit in other banks	1,000	0
Available-for-sale securities	185,325	188,742
Loans held for sale	1,368	3,884
Accrued interest receivable	7,981	8,661
Deposits:
Non-interest bearing demand	401,618	402,241
Savings, interest checking and money market	804,183	846,452
Accrued interest payable	2,113	1,772
Quoted Prices in Active Markets for Identical Assets (Level 1)
Assets:
Cash and due from banks	16,754	15,675
Federal funds sold and overnight interest-bearing deposits	59,088	77,775
Certificates of deposit in other banks	1,000
Available-for-sale securities	0	1,978
Other investment securities	63	78
Loans, net	0	0
Loans held for sale	0	0
Cash surrender value - life insurance	0	0
Interest rate lock commitments	0	0
Forward sale commitments	0
Accrued interest receivable	7,981	8,661
Deposits:
Non-interest bearing demand	401,618	402,241
Savings, interest checking and money market	804,183	846,452
Time deposits	0	0
FHLB advances and other borrowings	100	0
Subordinated notes	0	0
Interest rate lock commitments	0	0
Forward sale commitments	0	0
Accrued interest payable	2,113	1,772
Other Observable Inputs (Level 2)
Assets:
Cash and due from banks	0	0
Federal funds sold and overnight interest-bearing deposits	0	0
Certificates of deposit in other banks	0
Available-for-sale securities	185,325	186,764
Other investment securities	5,771	6,222
Loans, net	0	0
Loans held for sale	1,368	3,884
Cash surrender value - life insurance	38,109	2,624
Interest rate lock commitments	0	0
Forward sale commitments	1
Accrued interest receivable	0	0
Deposits:
Non-interest bearing demand	0	0
Savings, interest checking and money market	0	0
Time deposits	0	0
FHLB advances and other borrowings	99,000	107,245
Subordinated notes	40,365	38,939
Interest rate lock commitments	0	0
Forward sale commitments	5	41
Accrued interest payable	0	0
Significant Unobservable Inputs (Level 3)
Assets:
Cash and due from banks	0	0
Federal funds sold and overnight interest-bearing deposits	0	0
Certificates of deposit in other banks	0
Available-for-sale securities	0	0
Other investment securities	0	0
Loans, net	1,383,371	1,364,533
Loans held for sale	0	0
Cash surrender value - life insurance	0	0
Interest rate lock commitments	11	43
Forward sale commitments	0
Accrued interest receivable	0	0
Deposits:
Non-interest bearing demand	0	0
Savings, interest checking and money market	0	0
Time deposits	342,279	319,929
FHLB advances and other borrowings	0	0
Subordinated notes	0	0
Interest rate lock commitments	1	2
Forward sale commitments	0	0
Accrued interest payable	0	0
Carrying amount
Assets:
Cash and due from banks	16,754	15,675
Federal funds sold and overnight interest-bearing deposits	59,088	77,775
Certificates of deposit in other banks	1,000
Available-for-sale securities	185,325	188,742
Other investment securities	5,834	6,300
Loans, net	1,476,524	1,515,403
Loans held for sale	1,368	3,884
Cash surrender value - life insurance	38,109	2,624
Interest rate lock commitments	11	43
Forward sale commitments	1
Accrued interest receivable	7,981	8,661
Deposits:
Non-interest bearing demand	401,618	402,241
Savings, interest checking and money market	804,183	846,452
Time deposits	344,449	322,151
FHLB advances and other borrowings	99,100	107,000
Subordinated notes	49,486	49,486
Interest rate lock commitments	1	2
Forward sale commitments	5	41
Accrued interest payable	2,113	1,772
Fair value
Assets:
Cash and due from banks	16,754	15,675
Federal funds sold and overnight interest-bearing deposits	59,088	77,775
Certificates of deposit in other banks	1,000
Available-for-sale securities	185,325	188,742
Other investment securities	5,834	6,300
Loans, net	1,383,371	1,364,533
Loans held for sale	1,368	3,884
Cash surrender value - life insurance	38,109	2,624
Interest rate lock commitments	11	43
Forward sale commitments	1
Accrued interest receivable	7,981	8,661
Deposits:
Non-interest bearing demand	401,618	402,241
Savings, interest checking and money market	804,183	846,452
Time deposits	342,279	319,929
FHLB advances and other borrowings	99,100	107,245
Subordinated notes	40,365	38,939
Interest rate lock commitments	1	2
Forward sale commitments	5	41
Accrued interest payable	$ 2,113	$ 1,772

Commitments and Contingencies -

Commitments and Contingencies - Narrative (Details) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2024	Mar. 31, 2024	Dec. 31, 2023	Jun. 30, 2023	Mar. 31, 2023	Dec. 31, 2022
Other Commitments [Line Items]
Allowance for credit loss	$ 21,980	$ 23,675	$ 23,744	$ 22,236	$ 21,979	$ 15,588
Minimum
Other Commitments [Line Items]
Remaining term of conditional commitment	1 month
Maximum
Other Commitments [Line Items]
Remaining term of conditional commitment	5 years
Unfunded Loan Commitment
Other Commitments [Line Items]
Allowance for credit loss	$ 900

Commitments and Contingencies_2

Commitments and Contingencies - Schedule of Contractual Amounts (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Total contractual amount of off-balance-sheet financial instruments	$ 362,256	$ 406,043
Commitments to extend credit
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Total contractual amount of off-balance-sheet financial instruments	310,584	286,939
Interest rate lock commitments
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Total contractual amount of off-balance-sheet financial instruments	2,131	3,694
Forward sale commitments
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Total contractual amount of off-balance-sheet financial instruments	1,341	3,779
Standby letters of credit
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Total contractual amount of off-balance-sheet financial instruments	$ 48,200	$ 111,631

Uncategorized Items - hwbk-2024

Label	Element	Value
Accounting Standards Update [Extensible Enumeration]	us-gaap_AccountingStandardsUpdateExtensibleList	Accounting Standards Update 2016-13 [Member]