Hawthorn Bancshares (HWBK) 10-Q 14 Nov 13 2013 Q3 Quarterly report Financial data

Document_and_Entity_Informatio

Document and Entity Information	9 Months Ended
	Sep. 30, 2013	Nov. 14, 2013
Document and Entity Information	'	'
Entity Registrant Name	'HAWTHORN BANCSHARES, INC.	'
Entity Central Index Key	'0000893847	'
Document Type	'10-Q	'
Document Period End Date	30-Sep-13	'
Amendment Flag	'false	'
Current Fiscal Year End Date	'--12-31	'
Entity Current Reporting Status	'Yes	'
Entity Filer Category	'Non-accelerated Filer	'
Entity Common Stock, Shares Outstanding	'	5,032,679
Document Fiscal Year Focus	'2013	'
Document Fiscal Period Focus	'Q3	'

Consolidated_Balance_Sheets

Consolidated Balance Sheets (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
ASSETS	'	'
Cash and due from banks	$24,683	$31,020
Federal funds sold and other overnight interest-bearing deposits	1,090	27,857
Cash and cash equivalents	25,773	58,877
Investment in available-for-sale securities, at fair value	213,629	200,246
Loans	823,042	846,984
Allowances for loan losses	-14,254	-14,842
Net loans	808,788	832,142
Premises and equipment - net	37,602	37,021
Investments in Federal Home Loan Bank stock and other equity securities, at cost	4,001	3,925
Mortgage servicing rights	3,079	2,549
Other real estate owned and repossessed assets - net	15,868	23,592
Accrued interest receivable	4,956	5,190
Cash surrender value - life insurance	2,192	2,136
Other assets	15,427	15,928
Total assets	1,131,315	1,181,606
Deposits	'	'
Non-interest bearing demand	179,959	192,271
Savings, interest checking and money market	412,887	405,702
Time deposits $100,000 and over	115,370	120,777
Other time deposits	243,262	272,525
Total deposits	951,478	991,275
Federal funds purchased and securities sold under agreements to repurchase	25,007	21,058
Subordinated notes	49,486	49,486
Federal Home Loan Bank advances	24,013	20,126
Accrued interest payable	456	909
Other liabilities	9,048	6,532
Total liabilities	1,059,488	1,089,386
Stockholders' equity:	'	'
Preferred stock, $0.01 par value per share, 1,000,000 shares authorized; Issued 0 shares and 18,255 shares, respectively, $1,000 per share liquidation value, net of discount	'	17,977
Common stock, $1 par value, authorized 15,000,000 shares; Issued 5,194,537 and 5,000,972 shares, respectively	5,195	5,001
Surplus	33,380	31,816
Retained earnings	38,609	39,118
Accumulated other comprehensive (loss) income, net of tax	-1,840	1,825
Treasury stock; 161,858 shares, at cost	-3,517	-3,517
Total stockholders' equity	71,827	92,220
Total liabilities and stockholders' equity	$1,131,315	$1,181,606

Consolidated_Balance_Sheets_Pa

Consolidated Balance Sheets (Parenthetical) (USD $)	Sep. 30, 2013	Dec. 31, 2012
Consolidated Balance Sheets	'	'
Preferred stock, par value (in dollars per share)	$0.01	$0.01
Preferred stock, shares authorized	1,000,000	1,000,000
Preferred stock, shares issued	0	18,255
Preferred stock, liquidation value (in dollars)	$1,000	$1,000
Common stock, par value (in dollars per share)	$1	$1
Common stock, shares authorized	15,000,000	15,000,000
Common stock, shares issued	5,194,537	5,000,972
Treasury stock, shares	161,858	161,858

Consolidated_Statements_of_Ope

Consolidated Statements of Operations (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
INTEREST INCOME	'	'	'	'
Interest and fees on loans	$10,186	$10,881	$31,009	$33,068
Interest on debt securities:	'	'	'	'
Taxable	873	1,016	2,689	3,216
Nontaxable	212	225	641	688
Federal funds sold and other overnight interest-bearing deposits	6	6	35	43
Dividends on other securities	21	23	62	79
Total interest income	11,298	12,151	34,436	37,094
Interest on deposits:	'	'	'	'
Savings, interest checking and money market	238	265	752	919
Time deposit accounts $100,000 and over	224	297	705	1,316
Other time deposits	535	979	2,275	2,286
Interest on federal funds purchased and securities sold under agreements to repurchase	7	7	17	17
Interest on subordinated notes	323	346	963	1,045
Interest on Federal Home Loan Bank advances	106	135	315	403
Total interest expense	1,433	2,029	5,027	5,986
Net interest income	9,865	10,122	29,409	31,108
Provision for loan losses	'	4,700	2,000	7,900
Net interest income after provision for loan losses	9,865	5,422	27,409	23,208
NON-INTEREST INCOME	'	'	'	'
Service charges on deposit accounts	1,463	1,360	4,213	4,067
Trust department income	179	234	598	670
Real estate servicing fees, net	338	-62	760	-348
Gain on sale of mortgage loans, net	175	779	1,515	1,773
Gain on sale of investment securities	'	26	554	26
Other	292	343	903	905
Total non-interest income	2,447	2,680	8,543	7,093
NON-INTEREST EXPENSE	'	'	'	'
Salaries and employee benefits	4,863	4,761	14,596	14,465
Occupancy expense, net	695	666	1,973	1,953
Furniture and equipment expense	474	431	1,438	1,403
FDIC insurance assessment	253	249	753	752
Legal, examination, and professional fees	207	284	727	880
Advertising and promotion	310	288	907	750
Postage, printing, and supplies	308	274	854	817
Processing expense	749	888	2,758	2,667
Other real estate expense, net	1,265	1,725	4,437	3,174
Other	848	812	2,745	3,094
Total non-interest expense	9,972	10,378	31,188	29,955
Income (loss) before income taxes	2,340	-2,276	4,764	346
Income tax expense (benefit)	771	-704	1,519	-273
Net income (loss)	1,569	-1,572	3,245	619
Preferred stock dividends	'	228	337	894
Accretion of discount on preferred stock	'	72	278	587
Total preferred stock dividends and accretion of discount on preferred stock	'	300	615	1,481
Net income (loss) available to common shareholders	$1,569	($1,872)	$2,630	($862)
Basic earnings (loss) per share (in dollars per share)	$0.31	($0.37)	$0.52	($0.17)
Diluted earnings (loss) per share (in dollars per share)	$0.31	($0.37)	$0.52	($0.17)

Consolidated_Statements_of_Com

Consolidated Statements of Comprehensive Income (loss) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Consolidated Statements of Comprehensive Income (loss)	'	'	'	'
Net income (loss)	$1,569	($1,572)	$3,245	$619
Securities available for sale:	'	'	'	'
Unrealized (loss) gain on investment securities available-for-sale, net of tax	-109	315	-3,372	369
Adjustment for gain on sales of investment securities, net of tax	'	-16	-343	-16
Defined benefit pension plans:	'	'	'	'
Amortization of prior service cost included in net periodic pension cost, net of tax	16	26	50	78
Total other comprehensive (loss) income	-93	325	-3,665	431
Total comprehensive income (loss)	$1,476	($1,247)	($420)	$1,050

Consolidated_Statements_of_Sto

Consolidated Statements of Stockholders' Equity (USD $)	Total	Preferred Stock	Common Stock	Surplus	Retained Earnings	Accumulated Other Comprehensive Income (Loss)	Treasury Stock
Balance at Dec. 31, 2011 (Previously reported)	$102,576,000	$29,318,000	$4,815,000	$30,266,000	$40,354,000	$1,340,000	($3,517,000)
Balance (Change in Accounting Principle)	460,000	'	'	'	460,000	'	'
Balance at Dec. 31, 2011	103,036,000	29,318,000	4,815,000	30,266,000	40,814,000	1,340,000	-3,517,000
Increase (Decrease) in Stockholders' Equity	'	'	'	'	'	'	'
Net income	619,000	'	'	'	619,000	'	'
Other comprehensive income (loss)	431,000	'	'	'	'	431,000	'
Stock based compensation expense	27,000	'	'	27,000	'	'	'
Accretion of preferred stock discount	'	587,000	'	'	-587,000	'	'
Redemption of 18,255 and 12,000 shares for the nine months ended September 30, 2013 and 2012 respectively	-12,000,000	-12,000,000	'	'	'	'	'
Stock dividend	'	'	186,000	1,521,000	-1,707,000	'	'
Cash dividends declared, preferred stock	-975,000	'	'	'	-975,000	'	'
Cash dividends declared, common stock	-707,000	'	'	'	-707,000	'	'
Balance at Sep. 30, 2012	90,431,000	17,905,000	5,001,000	31,814,000	37,457,000	1,771,000	-3,517,000
Balance at Dec. 31, 2012	92,220,000	17,977,000	5,001,000	31,816,000	39,118,000	1,825,000	-3,517,000
Increase (Decrease) in Stockholders' Equity	'	'	'	'	'	'	'
Net income	3,245,000	'	'	'	3,245,000	'	'
Other comprehensive income (loss)	-3,665,000	'	'	'	'	-3,665,000	'
Stock based compensation expense	14,000	'	'	14,000	'	'	'
Accretion of preferred stock discount	'	278,000	'	'	-278,000	'	'
Redemption of 18,255 and 12,000 shares for the nine months ended September 30, 2013 and 2012 respectively	-18,255,000	-18,255,000	'	'	'	'	'
Redemption of common stock warrant	-540,000	'	'	-540,000	'	'	'
Stock dividend	'	'	194,000	2,090,000	-2,284,000	'	'
Cash dividends declared, preferred stock	-456,000	'	'	'	-456,000	'	'
Cash dividends declared, common stock	-736,000	'	'	'	-736,000	'	'
Balance at Sep. 30, 2013	$71,827,000	'	$5,195,000	$33,380,000	$38,609,000	($1,840,000)	($3,517,000)

Consolidated_Statements_of_Sto1

Consolidated Statements of Stockholders' Equity (Parenthetical) (Preferred Stock)	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012
Preferred Stock	'	'
Redemption of preference shares	18,255	12,000

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (USD $)	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012
Cash flows from operating activities:	'	'
Net income	$3,245,000	$619,000
Adjustments to reconcile net income to net cash provided by operating activities:	'	'
Provision for loan losses	2,000,000	7,900,000
Depreciation expense	1,204,000	1,447,000
Net amortization of investment securities, premiums, and discounts	981,000	851,000
Amortization of intangible assets	135,000	307,000
Stock based compensation expense	14,000	27,000
Change in fair value of mortgage servicing rights	-86,000	985,000
Gain on sale of investment securities	-554,000	-26,000
Loss (gain) on sales and dispositions of premises and equipment	2,000	-82,000
Loss (gain) on sales and dispositions of other real estate owned and repossessed assets	390,000	-220,000
Provision for other real estate owned	3,031,000	1,821,000
Decrease (increase) in accrued interest receivable	234,000	-126,000
Increase in cash surrender value -life insurance	-56,000	-55,000
Decrease in other assets	1,729,000	679,000
Decrease (increase) in income tax receivable	963,000	-1,714,000
Increase in income tax payable	424,000	'
Decrease in accrued interest payable	-453,000	-370,000
Increase in other liabilities	2,083,000	823,000
Origination of mortgage loans for sale	-61,297,000	-67,089,000
Proceeds from the sale of mortgage loans	63,452,000	68,506,000
Gain on sale of mortgage loans, net	-1,515,000	-1,773,000
Other, net	-362,000	44,000
Net cash provided by operating activities	15,564,000	12,554,000
Cash flows from investing activities:	'	'
Net decrease (increase) in loans	17,436,000	-20,929,000
Purchase of available-for-sale debt securities	-76,479,000	-69,305,000
Proceeds from maturities of available-for-sale debt securities	28,221,000	32,192,000
Proceeds from calls of available-for-sale debt securities	6,255,000	33,095,000
Proceeds from sales of available-for-sale debt securities	22,115,000	790,000
Proceeds from sales of FHLB stock	535,000	100,000
Purchases of FHLB stock	-612,000	'
Purchases of premises and equipment	-1,787,000	-1,155,000
Proceeds from sales of premises and equipment	'	269,000
Proceeds from sales of other real estate owned and repossessed assets	7,586,000	5,553,000
Net cash provided (used) by investing activities	3,270,000	-19,390,000
Cash flows from financing activities:	'	'
Net (decrease) increase in demand deposits	-12,312,000	5,944,000
Net increase in interest-bearing transaction accounts	7,185,000	5,034,000
Net decrease in time deposits	-34,670,000	-12,792,000
Net increase (decrease) in federal funds purchased and securities sold under agreements to repurchase	3,949,000	-407,000
Repayment of FHLB advances	-15,113,000	-194,000
FHLB advances	19,000,000	'
Redemption of 18,255 and 12,000 shares, respectively, of preferred stock	-18,255,000	-12,000,000
Warrant redemption	-540,000	'
Cash dividends paid - preferred stock	-456,000	-975,000
Cash dividends paid - common stock	-726,000	-698,000
Net cash used by financing activities	-51,938,000	-16,088,000
Net decrease in cash and cash equivalents	-33,104,000	-22,924,000
Cash and cash equivalents, beginning of period	58,877,000	43,210,000
Cash and cash equivalents, end of period	25,773,000	20,286,000
Cash paid during the period for:	'	'
Interest	5,479,000	6,724,000
Income taxes	131,000	1,575,000
Supplemental schedule of noncash investing and financing activities:	'	'
Other real estate and repossessions acquired in settlement of loans	$3,278,000	$16,328,000

Consolidated_Statements_of_Cas1

Consolidated Statements of Cash Flows (Parenthetical) (Preferred Stock)	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012
Preferred Stock	'	'
Redemption of preference shares	18,255	12,000

Summary_of_Significant_Account

Summary of Significant Accounting Policies	9 Months Ended
	Sep. 30, 2013
Summary of Significant Accounting Policies	'
Summary of Significant Accounting Policies	'
	(1)        Summary of Significant Accounting Policies
	Hawthorn Bancshares, Inc. (the Company) through its subsidiary, Hawthorn Bank (the Bank), provides a broad range of banking services to individual and corporate customers located within the communities in and surrounding Jefferson City, Clinton, Warsaw, Springfield, Branson, and Lee’s Summit, Missouri. The Company is subject to competition from other financial and nonfinancial institutions providing financial products. Additionally, the Company and its subsidiaries are subject to the regulations of certain regulatory agencies and undergo periodic examinations by those regulatory agencies.
	The accompanying unaudited consolidated financial statements of the Company have been prepared in conformity with U.S. generally accepted accounting principles (U.S. GAAP) for interim financial information and with the instructions to Form 10-Q, and Rule 10-01 of Regulation S-X. Accordingly, the unaudited consolidated financial statements do not include all of the information and disclosures required by U.S. GAAP for complete financial statements and should be read in conjunction with the consolidated financial statements and related notes included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2012.
	The accompanying unaudited consolidated financial statements include all adjustments that, in the opinion of management, are necessary in order to make those statements not misleading. Management is required to make estimates and assumptions, including the determination of the allowance for loan losses, real estate acquired in connection with foreclosure or in satisfaction of loans, fair values of investment securities available-for-sale, and the valuation of mortgage servicing rights that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. The Company’s management has evaluated and did not identify any subsequent events or transactions requiring recognition or disclosure in the consolidated financial statements.
	Stock Dividend On July 1, 2013, the Company paid a special stock dividend of four percent to common shareholders of record at the close of business on June 15, 2013. For all periods presented, share information, including basic and diluted earnings per share, has been adjusted retroactively to reflect this change.
	The following represents significant new accounting principles adopted in 2013:
	Balance Sheet In December 2011, the FASB issued ASU 2011-11, Disclosures about Offsetting Assets and Liabilities. The ASU is a joint requirement by the FASB and International Accounting Standards Board to enhance current disclosures and increase comparability of U.S. GAAP and International Financial Reporting Standards (IFRS) financial statements. Under the ASU, an entity will be required to disclose both gross and net information about instruments and transactions eligible for offset in the balance sheet, as well as instruments and transactions subject to an agreement similar to a master netting agreement. ASU 2013-01, Clarifying the Scope of Disclosures about Offsetting Assets and Liabilities, was issued in January 2013, and amended ASU 2011-11 to specifically include only derivatives accounted for under Topic 815, repurchase and reverse purchase agreements, and securities and borrowing and lending transactions that are either offset or subject to an enforceable master netting arrangement. Both ASUs are effective for annual and interim periods beginning January 1, 2013. The adoption of these ASUs had no effect on the Company’s financial statements.
	Other Comprehensive Income In February 2013, the FASB issued ASU No. 2013-02, Reporting of Amounts Reclassified Out of Accumulated Other Comprehensive Income (AOCI). The amendments of ASU No. 2013-02 require an entity to present, either in the income statement or in the notes, significant amounts reclassified out of accumulated other comprehensive income by the respective line items of net income, but only if the amount reclassified is required under U.S. GAAP to be reclassified to net income in its entirety in the same reporting period. For other amounts that are not required under U.S. GAAP to be reclassified in their entirety, an entity is required to cross-reference to other disclosures that provide additional detail about those amounts. This ASU is effective for annual and interim periods beginning January 1, 2013. As a result of the adoption of the ASU, the disclosure of AOCI included in Note 7 contains information regarding reclassifications out of AOCI and into net income.

Loans_and_Allowance_for_Loan_L

Loans and Allowance for Loan Losses	9 Months Ended
	Sep. 30, 2013
Loans and Allowance for Loan Losses	'
Loans and Allowance for Loan Losses	'
	(2)         Loans and Allowance for Loan Losses
	Loans
	A summary of loans, by major class within the Company’s loan portfolio, at September 30, 2013 and December 31, 2012 is as follows:
		September 30,			December 31,
	(in thousands)	2013			2012
	Commercial, financial, and agricultural	$	132,923		$	130,040
	Real estate construction - residential	23,664			22,177
	Real estate construction - commercial	48,489			43,486
	Real estate mortgage - residential	220,174			221,223
	Real estate mortgage - commercial	375,876			405,092
	Installment and other consumer	21,916			24,966
	Total loans	$	823,042		$	846,984
	The Bank grants real estate, commercial, installment, and other consumer loans to customers located within the communities surrounding Jefferson City, Clinton, Warsaw, Springfield, Branson and Lee’s Summit, Missouri. As such, the Bank is susceptible to changes in the economic environment in these communities. The Bank does not have a concentration of credit in any one economic sector. Installment and other consumer loans consist primarily of the financing of vehicles. At September 30, 2013, loans with a carrying value of $383.4 million were pledged to the Federal Home Loan Bank as collateral for borrowings and letters of credit.
	Allowance for loan losses
	The following is a summary of the allowance for loan losses for the three and nine months ended September 30, 2013, and 2012:
		Three Months Ended September 30, 2013
		Commercial,			Real Estate			Real Estate			Real Estate			Real Estate			Installment
		Financial, &			Construction -			Construction -			Mortgage -			Mortgage -			Loans to			Un-
	(in thousands)	Agricultural			Residential			Commercial			Residential			Commercial			Individuals			allocated			Total
	Balance at beginning of period	$	2,119		$	932		$	2,202		$	2,456		$	7,415		$	233		$	1		$	15,358
	Additions:
	Provision for loan losses	444			32			(216		)	4			(294		)	25			5			0
	Deductions:
	Loans charged off	654			0			135			368			178			91			0			1,426
	Less recoveries on loans	(201		)	0			0			(39		)	(34		)	(48		)	0			(322		)
	Net loans charged off	453			0			135			329			144			43			0			1,104
	Balance at end of period	$	2,110		$	964		$	1,851		$	2,131		$	6,977		$	215		$	6		$	14,254
		Nine Months Ended September 30, 2013
		Commercial,			Real Estate			Real Estate			Real Estate			Real Estate			Installment
		Financial, &			Construction -			Construction -			Mortgage -			Mortgage -			Loans to			Un-
	(in thousands)	Agricultural			Residential			Commercial			Residential			Commercial			Individuals			allocated			Total
	Balance at beginning of period	$	1,937		$	732		$	1,711		$	3,387		$	6,834		$	239		$	2		$	14,842
	Additions:
	Provision for loan losses	725			351			273			(586		)	1,142			91			4			2,000
	Deductions:
	Loans charged off	817			119			135			754			1,205			271			0			3,301
	Less recoveries on loans	(265		)	0			(2		)	(84		)	(206		)	(156		)	0			(713		)
	Net loans charged off	552			119			133			670			999			115			0			2,588
	Balance at end of period	$	2,110		$	964		$	1,851		$	2,131		$	6,977		$	215		$	6		$	14,254
		Three Months Ended September 30, 2012
		Commercial,			Real Estate			Real Estate			Real Estate			Real Estate			Installment
		Financial, &			Construction -			Construction -			Mortgage -			Mortgage -			Loans to			Un-
	(in thousands)	Agricultural			Residential			Commercial			Residential			Commercial			Individuals			allocated			Total
	Balance at beginning of period	$	3,045		$	709		$	1,644		$	3,560		$	6,107		$	232		$	17		$	15,314
	Additions:
	Provision for loan losses	1,239			(68		)	90			118			3,241			91			(11		)	4,700
	Deductions:
	Loans charged off	742			0			0			41			2,366			154			0			3,303
	Less recoveries on loans	(18		)	0			0			(19		)	(96		)	(76		)	0			(209		)
	Net loans charged off	724			0			0			22			2,270			78			0			3,094
	Balance at end of period	$	3,560		$	641		$	1,734		$	3,656		$	7,078		$	245		$	6		$	16,920
		Nine Months Ended September 30, 2012
		Commercial,			Real Estate			Real Estate			Real Estate			Real Estate			Installment
		Financial, &			Construction -			Construction -			Mortgage -			Mortgage -			Loans to			Un-
	(in thousands)	Agricultural			Residential			Commercial			Residential			Commercial			Individuals			allocated			Total
	Balance at beginning of period	$	1,804		$	1,188		$	1,562		$	3,251		$	5,734		$	267		$	3		$	13,809
	Additions:
	Provision for loan losses	2,469			(614		)	149			913			4,793			187			3			7,900
	Deductions:
	Loans charged off	846			0			0			618			3,666			425			0			5,555
	Less recoveries on loans	(133		)	(67		)	(23		)	(110		)	(217		)	(216		)	0			(766		)
	Net loans charged off	713			(67		)	(23		)	508			3,449			209			0			4,789
	Balance at end of period	$	3,560		$	641		$	1,734		$	3,656		$	7,078		$	245		$	6		$	16,920
Loans, or portions of loans, are charged off to the extent deemed uncollectible or a loss is confirmed. Loan charge-offs reduce the allowance for loan losses, and recoveries of loans previously charged off are added back to the allowance. If management determines that it is probable that all amounts due on a loan will not be collected under the original terms of the loan agreement, the loan is considered to be impaired. These loans are evaluated individually for impairment, and in conjunction with current economic conditions and loss experience, specific reserves are estimated as further discussed below. Loans not individually evaluated are aggregated by risk characteristics and reserves are recorded using a consistent methodology that considers historical loan loss experience by loan type, delinquencies, current economic conditions, loan risk ratings and industry concentration. Although the allowance for loan losses are comprised of specific and general allocations, the entire allowance is available to absorb credit losses.
The following table provides the balance in the allowance for loan losses at September 30, 2013 and December 31, 2012, and the related loan balance by impairment methodology.
	Commercial,			Real Estate			Real Estate			Real Estate			Real Estate			Installment
	Financial, and			Construction -			Construction -			Mortgage -			Mortgage -			Loans to			Un -
(in thousands)	Agricultural			Residential			Commercial			Residential			Commercial			Individuals			allocated			Total
September 30, 2013
Allowance for loan losses:
Individually evaluated for impairment	$	576		$	248		$	250		$	719		$	2,782		$	6		$	0		$	4,581
Collectively evaluated for impairment	1,534			716			1,601			1,412			4,195			209			6			9,673
Total	$	2,110		$	964		$	1,851		$	2,131		$	6,977		$	215		$	6		$	14,254
Loans outstanding:
Individually evaluated for impairment	$	4,392		$	2,254		$	7,101		$	5,217		$	16,948		$	44		$	0		$	35,956
Collectively evaluated for impairment	128,531			21,410			41,388			214,957			358,928			21,872			0			787,086
Total	$	132,923		$	23,664		$	48,489		$	220,174		$	375,876		$	21,916		$	0		$	823,042
December 31, 2012
Allowance for loan losses:
Individually evaluated for impairment	$	213		$	125		$	542		$	1,069		$	2,071		$	0		$	0		$	4,020
Collectively evaluated for impairment	1,724			607			1,169			2,318			4,763			239			2			10,822
Total	$	1,937		$	732		$	1,711		$	3,387		$	6,834		$	239		$	2		$	14,842
Loans outstanding:
Individually evaluated for impairment	$	4,157		$	2,496		$	7,762		$	5,771		$	18,959		$	44		$	0		$	39,189
Collectively evaluated for impairment	125,883			19,681			35,724			215,452			386,133			24,922			0			807,795
Total	$	130,040		$	22,177		$	43,486		$	221,223		$	405,092		$	24,966		$	0		$	846,984
Impaired loans
Loans evaluated under ASC 310-10-35 include loans which are individually evaluated for impairment. All other loans are collectively evaluated for impairment under ASC 450-20. Impaired loans totaled $36.2 million and $39.4 million at September 30, 2013 and December 31, 2012, respectively, and are comprised of loans on non-accrual status and loans which have been classified as troubled debt restructurings. Total impaired loans of $36.2 million at September 30, 2013, includes $36.0 million of impaired loans individually evaluated for impairment and $220,000 of non-accrual consumer loans that were collectively evaluated for impairment. Total impaired loans of $39.4 million at December 31, 2012, includes $39.2 million of impaired loans individually evaluated for impairment and $174,000 of non-accrual consumer loans that were collectively evaluated for impairment.
The specific reserve component applies to loans evaluated individually for impairment. The net carrying value of impaired loans is generally based on the fair values of collateral obtained through independent appraisals or internal evaluations, or by discounting the total expected future cash flows. At September 30, 2013 and December 31, 2012, $32.4 million and $36.1 million, respectively, of impaired loans were evaluated based on the fair value of the loan’s collateral. Once the impairment amount is calculated, a specific reserve allocation is recorded. At September 30, 2013, $4.6 million of the Company’s allowance for loan losses was allocated to impaired loans totaling $36.2 million compared to $4.0 million of the Company’s allowance for loan losses allocated to impaired loans totaling approximately $39.4 million at December 31, 2012. Management determined that $12.2 million, or 34%, of total impaired loans required no reserve allocation at September 30, 2013 compared to $14.7 million, or 37%, at December 31, 2012 primarily due to adequate collateral values, acceptable payment history and adequate cash flow ability.
The incurred loss component of the general reserve, or loans collectively evaluated for impairment, is determined by applying percentages to pools of loans by asset type. Loans not individually evaluated are aggregated based on similar risk characteristics. Historical loss rates for each risk group, which are updated quarterly, are quantified using all recorded loan charge-offs. Management determined that the previous twelve quarters were reflective of the loss characteristics of the Company’s loan portfolio during the recent economic environment. These historical loss rates for each risk group are used as the starting point to determine allowance provisions. The Company’s methodology includes factors that allow management to adjust its estimates of losses based on the most recent information available. The rates are then adjusted to reflect actual changes and anticipated changes such as changes in specific allowances on loans and real estate acquired through foreclosure, any gains and losses on final disposition of real estate acquired through foreclosure, changes in national and local economic conditions and developments, including general economic and business conditions affecting the Company’s key lending areas, credit quality trends, specific industry conditions within portfolio segments, bank regulatory examination results, and findings of the internal loan review department. These risk factors are generally reviewed and updated quarterly, as appropriate.
The categories of impaired loans at September 30, 2013 and December 31, 2012 are as follows:
	September 30,			December 31,
(in thousands)	2013			2012
Non-accrual loans	$	28,610		$	31,081
Troubled debt restructurings continuing to accrue interest	7,566			8,282
Total impaired loans	$	36,176		$	39,363
The following tables provide additional information about impaired loans at September 30, 2013 and December 31, 2012, respectively, segregated between loans for which an allowance has been provided and loans for which no allowance has been provided.
				Unpaid
	Recorded			Principal			Specific
(in thousands)	Investment			Balance			Reserves
September 30, 2013
With no related allowance recorded:
Commercial, financial and agricultural	$	2,501		$	2,581		$	0
Real estate - construction residential	104			139			0
Real estate - construction commercial	2,861			3,459			0
Real estate - residential	2,419			3,214			0
Real estate - commercial	4,084			4,344			0
Consumer	220			238			0
Total	$	12,189		$	13,975		$	0
With an allowance recorded:
Commercial, financial and agricultural	$	1,891		$	1,984		$	576
Real estate - construction residential	2,150			2,272			248
Real estate - construction commercial	4,240			4,240			250
Real estate - residential	2,798			2,931			719
Real estate - commercial	12,864			13,772			2,782
Consumer	44			44			6
Total	$	23,987		$	25,243		$	4,581
Total impaired loans	$	36,176		$	39,218		$	4,581
				Unpaid
	Recorded			Principal			Specific
(in thousands)	Investment			Balance			Reserves
December 31, 2012
With no related allowance recorded:
Commercial, financial and agricultural	$	3,272		$	4,009		$	0
Real estate - construction residential	2,307			2,339			0
Real estate - construction commercial	1,879			2,102			0
Real estate - residential	1,939			2,393			0
Real estate - commercial	5,162			5,565			0
Consumer	174			186			0
Total	$	14,733		$	16,594		$	0
With an allowance recorded:
Commercial, financial and agricultural	$	885		$	898		$	213
Real estate - construction residential	189			189			125
Real estate - construction commercial	5,883			6,011			542
Real estate - residential	3,832			3,999			1,069
Real estate - commercial	13,797			14,167			2,071
Consumer	44			44			0
Total	$	24,630		$	25,308		$	4,020
Total impaired loans	$	39,363		$	41,902		$	4,020
The following table presents by class, information related to the average recorded investment and interest income recognized on impaired loans for the three and nine months ended September 30, 2013 and 2012.
	Three Months Ended												Nine Months Ended
	September 30,												September 30,
	2013						2012						2013						2012
				Interest						Interest						Interest						Interest
				Recognized						Recognized						Recognized						Recognized
	Average			For the			Average			For the			Average			For the			Average			For the
	Recorded			Period			Recorded			Period			Recorded			Period			Recorded			Period
(in thousands)	Investment			Ended			Investment			Ended			Investment			Ended			Investment			Ended
With no related allowance recorded:
Commercial, financial and agricultural	$	2,598		$	22		$	3,074		$	23		$	2,643		$	71		$	3,315		$	66
Real estate - construction residential	139			0			1,589			0			242			0			737			7
Real estate - construction commercial	3,459			0			1,879			0			3,803			0			1,653			0
Real estate - residential	3,168			10			2,299			5			3,179			10			3,333			47
Real estate - commercial	4,346			29			3,598			28			4,348			86			10,582			87
Consumer	202			0			181			0			212			1			162			1
Total	$	13,912		$	61		$	12,620		$	56		$	14,427		$	168		$	19,782		$	208
With an allowance recorded:
Commercial, financial and agricultural	$	1,996		$	7		$	2,890		$	7		$	2,031		$	34		$	2,615		$	21
Real estate - construction residential	2,272			0			189			0			2,273			0			189			0
Real estate - construction commercial	4,240			0			6,192			0			4,240			0			6,180			0
Real estate - residential	2,920			2			3,037			4			2,947			38			2,566			11
Real estate - commercial	13,210			35			15,072			2			13,524			106			14,209			1
Consumer	44			0			0			0			44			0			0			0
Total	$	24,682		$	44		$	27,380		$	13		$	25,059		$	178		$	25,759		$	33
Total impaired loans	$	38,594		$	105		$	40,000		$	69		$	39,486		$	346		$	45,541		$	241
The recorded investment varies from the unpaid principal balance primarily due to partial charge-offs taken resulting from current appraisals received. The amount recognized as interest income on impaired loans continuing to accrue interest, primarily related to troubled debt restructurings, was $105,000 and $346,000, and $69,000 and $241,000, for the three and nine months ended September 30, 2013 and 2012, respectively. The average recorded investment on impaired loans is calculated on a monthly basis during the periods reported. Contractual interest lost on loans in non-accrual status was $929,000 at September 30, 2013 compared to $966,000 at September 30, 2012. During the three and nine months ended September 30, 2013, $1,000 and $93,000, respectively, in interest was recognized on loans in non-accrual status on a cash basis. During the three and nine months ended September 30, 2012, there was no significant interest recognized on loans in non-accrual status.
Delinquent and Non-Accrual Loans
The delinquency status of loans is determined based on the contractual terms of the notes. Borrowers are generally classified as delinquent once payments become 30 days or more past due.
The following table provides aging information for the Company’s past due and non-accrual loans at September 30, 2013 and December 31, 2012.
	Current or						90 Days
	Less Than						Past Due
	30 Days			30 - 89 Days			And Still
(in thousands)	Past Due			Past Due			Accruing			Non-Accrual			Total
September 30, 2013
Commercial, Financial, and Agricultural	$	130,695		$	185		$	15		$	2,028		$	132,923
Real Estate Construction - Residential	21,249			160			0			2,255			23,664
Real Estate Construction - Commercial	41,388			0			0			7,101			48,489
Real Estate Mortgage - Residential	213,627			1,798			377			4,372			220,174
Real Estate Mortgage - Commercial	362,293			992			0			12,591			375,876
Installment and Other Consumer	21,378			261			14			263			21,916
Total	$	790,630		$	3,396		$	406		$	28,610		$	823,042
December 31, 2012
Commercial, Financial, and Agricultural	$	126,884		$	1,821		$	0		$	1,335		$	130,040
Real Estate Construction - Residential	19,390			290			0			2,497			22,177
Real Estate Construction - Commercial	35,117			607			0			7,762			43,486
Real Estate Mortgage - Residential	213,694			2,199			0			5,330			221,223
Real Estate Mortgage - Commercial	390,032			1,122			0			13,938			405,092
Installment and Other Consumer	24,221			520			6			219			24,966
Total	$	809,338		$	6,559		$	6		$	31,081		$	846,984
Credit Quality
The Company categorizes loans into risk categories based upon an internal rating system reflecting management’s risk assessment. Loans are placed on watch status when (1) one or more weaknesses that could jeopardize timely liquidation exits; or (2) the margin or liquidity of an asset is sufficiently tenuous that adverse trends could result in a collection problem. Loans classified as substandard are inadequately protected by the current sound worth and paying capacity of the obligor or by the collateral pledged, if any. Loans so classified may have a well defined weakness or weaknesses that jeopardize the repayment of the debt. Such loans are characterized by the distinct possibility that the Company may sustain some loss if the deficiencies are not corrected. It is the Company’s policy to discontinue the accrual of interest income on loans when management believes that the collection of interest or principal is doubtful. Loans are placed on non-accrual status when (1) deterioration in the financial condition of the borrower exists for which payment of full principal and interest is not expected, or (2) payment of principal or interest has been in default for a period of 90 days or more and the asset is not both well secured and in the process of collection. Subsequent interest payments received on such loans are applied to principal if any doubt exists as to the collectability of such principal; otherwise, such receipts are recorded as interest income on a cash basis.
The following table presents the risk categories by class at September 30, 2013 and December 31, 2012.
(in thousands)	Commercial,			Real Estate			Real Estate			Real Estate			Real Estate			Installment			Total
	Financial, &			Construction -			Construction -			Mortgage -			Mortgage -			and other
	Agricultural			Residential			Commercial			Residential			Commercial			Consumer
At September 30, 2013
Watch	$	14,825		$	933		$	3,763		$	23,272		$	24,985		$	399		$	68,177
Substandard	8,506			2,564			1,082			7,794			13,885			416			34,247
Non-accrual	2,028			2,255			7,101			4,372			12,591			263			28,610
Total	$	25,359		$	5,752		$	11,946		$	35,438		$	51,461		$	1,078		$	131,034
At December 31, 2012
Watch	$	14,814		$	4,580		$	6,459		$	26,063		$	29,753		$	672		$	82,341
Substandard	6,485			396			2,035			5,472			11,027			423			25,838
Non-accrual	1,335			2,497			7,762			5,330			13,938			219			31,081
Total	$	22,634		$	7,473		$	16,256		$	36,865		$	54,718		$	1,314		$	139,260
Troubled Debt Restructurings
At September 30, 2013, loans classified as troubled debt restructurings (TDRs) totaled $19.3 million, of which $11.7 million was on non-accrual status and $7.6 million was on accrual status. At December 31, 2012, loans classified as TDRs totaled $22.4 million, of which $14.1 million was on non-accrual status and $8.3 million was on accrual status. When an individual loan is determined to be a TDR, the amount of impairment is based upon the present value of expected future cash flows discounted at the loan’s effective interest rate or the fair value of the underlying collateral less applicable selling costs. Accordingly, specific reserves of $1.3 million and $1.5 million related to TDRs were allocated to the allowance for loan losses at September 30, 2013 and December 31, 2012, respectively.
The following table summarizes loans that were modified as TDRs during the three and nine months ended September 30, 2013 and 2012:
	Three Months Ended September 30,
	2013								2012
	Recorded Investment (1)								Recorded Investment (1)
(in thousands)	Number of		Pre-			Post-			Number of		Pre-			Post-
	Contracts		Modification			Modification			Contracts		Modification			Modification
Troubled Debt Restructurings
Commercial, financial and agricultural	0		$	0		$	0		2		$	100		$	100
Real estate construction - commercial	0		0			0			0		0			0
Real estate mortgage - residential	0		0			0			2		644			644
Total	0		$	0		$	0		4		$	744		$	744
	Nine Months Ended September 30,
	2013								2012
	Recorded Investment (1)								Recorded Investment (1)
(in thousands)	Number of		Pre-			Post-			Number of		Pre-			Post-
	Contracts		Modification			Modification			Contracts		Modification			Modification
Troubled Debt Restructurings
Commercial, financial and agricultural	0		$	0		$	0		3		$	297		$	280
Real estate construction - commercial	0		0			0			1		43			42
Real estate mortgage - residential	1		618			481			2		644			644
Total	1		$	618		$	481		6		$	984		$	966
(1) The amounts reported post-modification are inclusive of all partial pay-downs and charge-offs, and no portion of the debt was forgiven. Loans modified as a TDR that were fully paid down, charged-off or foreclosed upon during the period ended are not reported.
The Company’s portfolio of loans classified as TDRs include concessions such as interest rates below the current market rate, deferring principal payments, and extending maturity dates. Once a loan becomes a TDR, it will continue to be reported as a TDR until it is ultimately repaid in full, charged-off, or the collateral for the loan is foreclosed and sold. The Company considers a loan in TDR status in default when the borrower’s payment according to the modified terms is at least 90 days past due or has defaulted due to expiration of the loan’s maturity date. During the nine months ended September 30, 2013, one loan meeting the TDR criteria was modified compared to six loans during the nine months ended September 30, 2012. During the three months ended September 30, 2013 there were no new loans modified as TDRs and four loans modified as TDRs during the three months ended September 30, 2012. There were no loans modified as a TDR that defaulted during the three and nine months ended September 30, 2013, and within twelve months of their modification date. No loans modified as a TDR during the three and nine months ended September 30, 2012 defaulted.

Real_Estate_and_Other_Assets_A

Real Estate and Other Assets Acquired in Settlement of Loans	9 Months Ended
	Sep. 30, 2013
Real Estate and Other Assets Acquired in Settlement of Loans	'
Real Estate and Other Assets Acquired in Settlement of Loans	'
	(3)               Real Estate  and Other Assets Acquired in Settlement of Loans
		September 30,			December 31,
	(in thousands)	2013			2012
	Commercial	$	0		$	329
	Real estate construction - residential	126			112
	Real estate construction - commercial	10,028			13,392
	Real estate mortgage - residential	908			1,227
	Real estate mortgage - commercial	9,354			14,201
	Repossessed assets	204			468
	Total	$	20,620		$	29,729
	Less valuation allowance for other real estate owned	(4,752		)	(6,137		)
	Total other real estate owned and foreclosed assets	$	15,868		$	23,592
	Changes in the net carrying amount of other real estate owned and repossessed assets for the three and nine months ended September 30, 2013 and 2012 were as follows:
		Three Months Ended						Nine Months Ended
		September 30,						September 30,
		2013			2012			2013			2012
	Balance at beginning of period	$	21,977		$	29,057		$	29,729		$	22,997
	Additions	308			7,018			3,278			16,329
	Proceeds from sales	(1,348		)	(2,469		)	(7,581		)	(5,553		)
	Charge-offs against the valuation allowance for other real estate owned, net	(93		)	(1,075		)	(4,416		)	(1,318		)
	Repossessed assets impairment write-downs	(39		)	0			(239		)	0
	Net (loss) gain on sales	(185		)	144			(151		)	220
	Total other real estate owned and repossessed assets	$	20,620		$	32,675		$	20,620		$	32,675
	Less valuation allowance for other real estate owned	(4,752		)	(7,480		)	(4,752		)	(7,480		)
	Balance at end of period	$	15,868		$	25,195		$	15,868		$	25,195
	Activity in the valuation allowance for other real estate owned in settlement of loans for the three and nine months ended September 30, 2013 and 2012, respectively, is summarized as follows:
		Three Months Ended						Nine Months Ended
		September 30,						September 30,
	(in thousands)	2013			2012			2013			2012
	Balance, beginning of year	$	3,999		$	7,474		$	6,137		$	6,977
	Provision for other real estate owned	846			1,081			3,031			1,821
	Charge-offs	(93		)	(1,075		)	(4,416		)	(1,318		)
	Balance, end of year	$	4,752		$	7,480		$	4,752		$	7,480
	The increase in the expense provision for other real estate owned during 2013 primarily related to commercial property located in the Branson area that sold at auction during the second quarter of 2013. These amounts are reflected in other real estate expense in the consolidated statements of operations.

Investment_Securities

Investment Securities	9 Months Ended
	Sep. 30, 2013
Investment Securities	'
Investment Securities	'
	(4)               Investment Securities
	The amortized cost and fair value of debt securities classified as available-for-sale at September 30, 2013 and December 31, 2012 are as follows:
				Gross			Gross
		Amortized		unrealized			unrealized
	(in thousands)	cost		gains			losses		Fair value
	September 30, 2013
	U.S. Treasury	$	1,000	$	6		$	0	$	1,006
	Government sponsored enterprises	64,089		423			674		63,838
	Asset-backed securities	114,966		1,402			2,289		114,079
	Obligations of states and political subdivisions	34,299		627			220		34,706
	Total available for sale securities	$	214,354	$	2,458		$	3,183	$	213,629
	December 31, 2012
	U.S. Treasury	$	2,000	$	30		$	0	$	2,030
	Government sponsored enterprises	54,327		853			0		55,180
	Asset-backed securities	104,607		3,276			11		107,872
	Obligations of states and political subdivisions	33,959		1,222			17		35,164
	Total available for sale securities	$	194,893	$	5,381		$	28	$	200,246
	All of the Company’s investment securities are classified as available for sale. Agency bonds and notes, agency mortgage-backed securities and agency collateralized mortgage obligations (CMO) include securities issued by the Government National Mortgage Association (GNMA), a U.S. government agency, and the Federal National Mortgage Association (FNMA), the Federal Home Loan Mortgage Corporation (FHLMC) and the Federal Home Loan Bank (FHLB), which are U.S. government-sponsored enterprises.
	Investment securities that are classified as restricted equity securities primarily consist of Federal Home Loan Bank stock and the Company’s interest in statutory trusts. These securities are reported at cost in other assets in the amount of $4.0 million and $3.9 million as of September 30, 2013 and December 31, 2012, respectively.
	Debt securities with carrying values aggregating approximately $154.5 million and $146.4 million at September 30, 2013 and December 31, 2012, respectively, were pledged to secure public funds, securities sold under agreements to repurchase, and for other purposes as required or permitted by law.
	The amortized cost and fair value of debt securities classified as available-for-sale at September 30, 2013 by contractual maturity are shown below. Expected maturities may differ from contractual maturities because borrowers have the right to call or prepay obligations with or without prepayment penalties.
		Amortized		Fair
	(in thousands)	cost		value
	Due in one year or less	$	6,432	$	6,482
	Due after one year through five years	59,976		60,495
	Due after five years through ten years	31,843		31,488
	Due after ten years	1,137		1,085
	Total	99,388		99,550
	Asset-backed securities	114,966		114,079
	Total available for sale securities	$	214,354	$	213,629
	Gross unrealized losses on debt securities and the fair value of the related securities, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at September 30, 2013 and December 31, 2012 were as follows:
		Less than 12 months					12 months or more					Total		Total
		Fair		Unrealized			Fair		Unrealized			Fair		Unrealized
	(in thousands)	Value		Losses			Value		Losses			Value		Losses
	At September 30, 2013
	Government sponsored enterprises	$	27,876	$	(674	)	$	0	$	0		$	27,876	$	(674	)
	Asset-backed securities	68,464		(2,281		)	790		(8		)	69,254		(2,289		)
	Obligations of states and political subdivisions	9,636		(220		)	0		0			9,636		(220		)
	Total	$	105,976	$	(3,175	)	$	790	$	(8	)	$	106,766	$	(3,183	)
	(in thousands)
	At December 31, 2012
	Government sponsored enterprises	$	1,044	$	0		$	0	$	0		$	1,044	$	0
	Asset-backed securities	4,729		(11		)	0		0			4,729		(11		)
	Obligations of states and political subdivisions	2,114		(17		)	150		0			2,264		(17		)
	Total	$	7,887	$	(28	)	$	150	$	0		$	8,037	$	(28	)
	The total available for sale portfolio consisted of approximately 350 securities at September 30, 2013. The portfolio included 100 securities having an aggregate fair value of $106.8 million that were in a loss position at September 30, 2013. Securities identified as temporarily impaired which have been in a loss position for 12 months or longer totaled $790,000 at fair value. The $3.2 million aggregate unrealized loss included in accumulated other comprehensive income (loss) at September 30, 2013 was caused by interest rate fluctuations. The total available for sale portfolio consisted of approximately 380 securities at December 31, 2012. The portfolio included 14 securities having an aggregate fair value of $8.0 million that were in a loss position at December 31, 2012. Securities identified as temporarily impaired which have been in a loss position for 12 months or longer totaled $150,000 at fair value. The $28,000 aggregate unrealized loss included in other comprehensive income at December 31, 2012 was caused by interest rate fluctuations. Because the decline in fair value is attributable to changes in interest rates and not credit quality these investments were not considered other-than-temporarily impaired at September 30, 2013 and December 31, 2012, respectively.
	The following table presents the components of investment securities gains and losses which have been recognized in earnings.
		Three Months Ended					Nine Months Ended
		September 30,					September 30,
	(in thousands)	2013		2012			2013		2012
	Gross gains realized on sales	$	0	$	26		$	554	$	26
	Gross losses realized on sales	0		0			0		0
	Other-than-temporary impairment recognized	0		0			0		0
	Net realized gains	$	0	$	26		$	554	$	26

Intangible_Assets

Intangible Assets	9 Months Ended
	Sep. 30, 2013
Intangible Assets	'
Intangible Assets	'
	(5)               Intangible Assets
	Core Deposit Intangible Asset
	A summary of amortizable intangible assets at September 30, 2013 and December 31, 2012 is as follows:
	(in thousands)	September 30, 2013									December 31, 2012
		Gross									Gross
		Carrying			Accumulated			Net			Carrying			Accumulated			Net
		Amount			Amortization			Amount			Amount			Amortization			Amount
	Core deposit intangible	$	4,795		$	(4,795	)	$	0		$	4,795		$	(4,660	)	$	135
	Changes in the net carrying amount of core deposit intangible assets for the three and nine months ended September 30, 2013 and 2012 were as follows:
		Three Months Ended						Nine Months Ended
		September 30,						September 30,
	(in thousands)	2013			2012			2013			2012
	Balance at beginning of period	$	0		$	337		$	135		$	543
	Additions	0			0			0			0
	Amortization	0			(101		)	(135		)	(307		)
	Balance at end of period	$	0		$	236		$	0		$	236
	Mortgage Servicing Rights
	On January 1, 2012, the Company opted to measure mortgage servicing rights at fair value as permitted by Accounting Standards Codification (ASC) Topic 860-50, Accounting for Servicing Financial Assets. The election of this option resulted in the recognition of a cumulative effect of change in accounting principle of $459,890, which was recorded as an increase to beginning retained earnings. As such, effective January 1, 2012, changes in the fair value of mortgage servicing rights have been recognized in earnings in non-interest income in the period in which the change occurred.
	At September 30, 2013 and December 31, 2012, respectively, the Company serviced mortgage loans for others totaling $323.0 million and $310.6 million, respectively. Mortgage loan servicing fees, reported as non-interest income, earned on loans sold were $214,000 and $674,000, and $211,000 and $637,000, for the three and nine months ended September 30, 2013 and 2012, respectively.
	The table below presents changes in mortgage servicing rights (MSRs) for the three and nine months ended September 30, 2013 and 2012 as follows:
		Three Months Ended						Nine Months Ended
		September 30,						September 30,
	(in thousands)	2013			2012			2013			2012
	Balance at beginning of period	$	2,873		$	2,666		$	2,549		$	2,308
	Re-measurement to fair value upon election to measure servicing rights at fair value	0			0			0			742
	Originated mortgage servicing rights	83			231			444			559
	Changes in fair value:
	Due to change in model inputs and assumptions (1)	296			96			677			372
	Other changes in fair value (2)	(173		)	(369		)	(591		)	(1,357		)
	Balance at end of period	$	3,079		$	2,624		$	3,079		$	2,624
	(1)         The change in fair value resulting from changes in valuation inputs or assumptions used in the valuation model reflects the change in discount rates and prepayment speed assumptions primarily due to changes in interest rates.
	(2)         Other changes in fair value reflect changes due to customer payments and passage of time. This also includes a one time adjustment of a $538,000 correction of an immaterial prior period error in 2012 due to changing from the straight-line amortization method to an accelerated amortization method of accounting for amortizing MSRs in prior years. If the aforementioned was corrected as of December 31, 2011, the balance at the beginning of the nine month period ending September 30, 2012 would have been $1.8 million.
	The following key data and assumptions were used in estimating the fair value of the Company’s mortgage servicing rights for the nine months ended September 30, 2013 and 2012:
		Nine Months Ended
		September 30,
		2013		2012
	Weighted-Average Constant Prepayment Rate	10.94	%	16.32	%
	Weighted-Average Note Rate	4.02	%	4.38	%
	Weighted-Average Discount Rate	8.56	%	8.01	%
	Weighted-Average Expected Life (in years)	5.7		3.9

Income_Taxes

Income Taxes	9 Months Ended
	Sep. 30, 2013
Income Taxes	'
Income Taxes	'
	(6)               Income Taxes
	Income taxes as a percentage of earnings before income taxes as reported in the consolidated financial statements were 33.0% for the three months ended September 30, 2013 compared to 30.9% for the three months ended September 30, 2012. Income taxes as a percentage of earnings before income taxes as reported in the consolidated financial statements were 31.9% for the nine months ended September 30, 2013 compared to (78.9)% for the nine months ended September 30, 2012. Excluding an immaterial correction of a prior period error of $371,000 and prior year return to provision adjustments, income taxes as a percentage of earnings before income taxes would have been 18.9% for the nine months ended September 30, 2012.
	The ultimate realization of deferred tax assets is dependent upon the generation of future taxable income during the periods in which those temporary differences become deductible. Management considers the scheduled reversal of deferred tax liabilities, projected future taxable income, and tax planning strategies in making this assessment. Based upon the level of historical taxable income and projections for future taxable income over the periods in which the deferred tax assets are deductible, management believes it is more likely than not the Company will realize the benefits of these temporary differences at September 30, 2013 and, therefore, did not establish a valuation reserve.

Stockholders_Equity

Stockholders' Equity	9 Months Ended
	Sep. 30, 2013
Stockholders' Equity	'
Stockholders' Equity	'
	(7)                     Stockholders’ Equity
	Accumulated Other Comprehensive (Loss) Income
	The following details the change in the components of the Company’s accumulated other comprehensive (loss) income for the nine months ended September 30, 2013:
								Accumulated
					Unrecognized Net			Other
					Pension and			Comprehensive
		Unrealized Gain			Postretirement			(Loss)
	(in thousands)	on Securities			Costs			Income
	Balance, December 31, 2012	$	3,265		$	(1,440	)	$	1,825
	Reclassification adjustments to net income:
	Realized gain on sale of securities, net of tax	(343		)	0			(343		)
	Other comprehensive (loss) income, net of reclassification and tax	(3,372		)	50			(3,322		)
	Balance, September 30, 2013	$	(450	)	$	(1,390	)	$	(1,840	)

Employee_Benefit_Plans

Employee Benefit Plans	9 Months Ended
	Sep. 30, 2013
Employee Benefit Plans	'
Employee Benefit Plans	'
	(8)                     Employee Benefit Plans
	Employee Benefits
	Employee benefits charged to operating expenses are summarized in the table below.
		Three Months Ended						Nine Months Ended
		September 30,						September 30,
	(in thousands)	2013			2012			2013		2012
	Payroll taxes	$	266		$	278		$	832	$	857
	Medical plans	483			448			1,443		1,346
	401k match and profit-sharing	97			(30		)	287		276
	Pension plan	286			330			858		990
	Other	73			69			153		242
	Total employee benefits	$	1,205		$	1,095		$	3,573	$	3,711
	The Company’s profit-sharing plan includes a matching 401k portion, in which the Company matches the first 3% of eligible employee contributions. The Company made annual contributions in an amount up to 6% of income before income taxes and before contributions to the profit-sharing and pension plans for all participants, limited to the maximum amount deductible for federal income tax purposes, for each of the periods shown. In addition, employees were able to make additional tax-deferred contributions.
	Pension
	The Company provides a noncontributory defined benefit pension plan for all full-time employees. An employer is required to recognize the funded status of a defined benefit postretirement plan as an asset or liability in its balance sheet and to recognize changes in that funded status in the year in which the changes occur through comprehensive income. Under the Company’s funding policy for the defined benefit pension plan, contributions are made to a trust as necessary to provide for current service and for any unfunded accrued actuarial liabilities over a reasonable period. To the extent that these requirements are fully covered by assets in the trust, a contribution might not be made in a particular year. The Company has not made any contributions to the defined benefit plan for the current plan year through November 14, 2013. The minimum required contribution for the 2013 plan year is estimated to be $665,000. The Company has not determined whether it will make any contributions other than the minimum required funding contribution for 2013.
	Components of Net Pension Cost and Other Amounts Recognized in Accumulated Other Comprehensive (Loss) Income
	The following items are components of net pension cost for the periods indicated:
		Estimated			Actual
	(in thousands)	2013			2012
	Service cost—benefits earned during the year	$	1,211		$	1,168
	Interest costs on projected benefit obligations	645			668
	Expected return on plan assets	(820		)	(776		)
	Expected administrative expenses	0			40
	Amortization of prior service cost	78			78
	Amortization of unrecognized net loss	30			46
	Net periodic pension expense	$	1,144		$	1,224
	Pension expense - three months ended September 30, (actual)	$	286		$	330
	Pension expense - nine months ended September 30, (actual)	$	858		$	990

Stock_Compensation

Stock Compensation	9 Months Ended
	Sep. 30, 2013
Stock Compensation	'
Stock Compensation	'
	(9)                     Stock Compensation
	The Company’s stock option plan provides for the grant of options to purchase up to 547,492 shares of the Company’s common stock to officers and other key employees of the Company and its subsidiaries. All options have been granted at exercise prices equal to fair value and vest over periods ranging from four to five years, except options issued in 2008 to acquire 11,578 shares that vested immediately.
	The following table summarizes the Company’s stock option activity:
						Weighted
				Weighted		Average	Aggregate
		Number		Average		Contractual	Intrinsic
		of		Exercise		Term	Value
		Shares		Price		(in years)	0
	Outstanding at beginning of period *	223,951		$	23.74
	Granted	0		0
	Exercised	0		0
	Forfeited	0		0
	Expired	(36,181	)	21.67
	Outstanding at September 30, 2013	187,770		$	24.13	2.8	$	0
	Exercisable at September 30, 2013	173,253		$	24.31	2.6	$	0
	* Options have been adjusted to reflect a 4% stock dividend paid on July 1, 2013.
	Total stock-based compensation expense for the three months ended September 30, 2013 and 2012 was $5,000 and $7,000, respectively, and for the nine months ended September 30, 2013 and 2012 was $14,000 and $27,000, respectively. As of September 30, 2013, the total unrecognized compensation expense related to non-vested stock awards was $55,000 and the related weighted average period over which it is expected to be recognized is approximately 2 years.

Preferred_Stock

Preferred Stock	9 Months Ended
	Sep. 30, 2013
Preferred Stock	'
Preferred Stock	'
	(10)              Preferred Stock
	On December 19, 2008, the Company announced its participation in the U.S. Treasury Department’s Capital Purchase Program (CPP), a voluntary program that provides capital to financially healthy banks. This program was designed to attract broad participation by banking institutions to help stabilize the financial system by encouraging lending.
	Participating in this program included the Company’s issuance of 30,255 shares of senior preferred stock (with a par value of $1,000 per share) and a ten year warrant to purchase approximately 287,133 shares of common stock (see below for additional information) to the U.S. Department of Treasury in exchange for $30.3 million. On May 9, 2012, the Company redeemed 12,000 shares of preferred stock from the U.S. Department of Treasury by repaying $12.0 million of the $30.3 million CPP funds along with $140,000 of accrued and unpaid dividends on the shares redeemed. Related to these shares was an additional $300,000 of accretion that was recognized at the time of the redemption. On May 15, 2013, the Company redeemed the remaining 18,255 shares of preferred stock from the U.S. Department of Treasury by repaying the $18.3 million of the CPP funds along with $228,187 of accrued and unpaid dividends on the shares redeemed. Related to these shares was an additional $182,209 of accretion that was recognized at the time of the redemption.
	The common stock warrant was repurchased by the Company on June 11, 2013 pursuant to a letter agreement between the Treasury and the Company for a total repurchase price of $540,000, or $1.88 per warrant share. The repurchase price was based on the fair market value of the warrant as agreed upon by the Company and the Treasury. The repurchase of the warrant ends the Company’s participation in the U.S Treasury Department’s CPP. For the nine months ended September 30, 2013, the Company had declared and paid $456,000 of dividends and recognized $278,000 of accretion of the discount on preferred stock.

Earnings_per_Share

Earnings per Share	9 Months Ended
	Sep. 30, 2013
Earnings per Share	'
Earnings per Share	'
	(11)              Earnings per Share
	Basic earnings per share is computed by dividing income available to common shareholders by the weighted average number of common shares outstanding during the year. Diluted earnings per share gives effect to all dilutive potential common shares that were outstanding during the year. The calculations of basic and diluted earnings per share are as follows for the periods indicated:
		Three Months Ended						Nine Months Ended
		September 30,						September 30,
	(dollars in thousands, except per share data)	2013			2012			2013		2012
	Basic earnings per common share:
	Net income	$	1,569		$	(1,572	)	$	3,245	$	619
	Less:
	Preferred stock dividends	0			228			337		894
	Accretion of discount on preferred stock	0			72			278		587
	Net income available to common shareholders	$	1,569		$	(1,872	)	$	2,630	$	(862	)
	Basic earnings per share	$	0.31		$	(0.37	)	$	0.52	$	(0.17	)
	Diluted earnings per common share:
	Net income	$	1,569		$	(1,572	)	$	3,245	$	619
	Less:
	Preferred stock dividends	0			228			337		894
	Accretion of discount on preferred stock	0			72			278		587
	Net income available to common shareholders	$	1,569		$	(1,872	)	$	2,630	$	(862	)
	Average shares outstanding	5,032,679			5,032,679			5,032,679		5,032,679
	Effect of dilutive stock options	0			0			0		0
	Average shares outstanding including dilutive stock options	5,032,679			5,032,679			5,032,679		5,032,679
	Diluted earnings per share	$	0.31		$	(0.37	)	$	0.52	$	(0.17	)
	Under the treasury stock method, outstanding stock options are dilutive when the average market price of the Company’s common stock, when combined with the effect of any unamortized compensation expense, exceeds the option price during the period, except when the Company has a loss from continuing operations available to common shareholders. In addition, proceeds from the assumed exercise of dilutive options along with the related tax benefit are assumed to be used to repurchase common shares at the average market price of such stock during the period.
	The following options to purchase shares during the three and nine months ended September 30, 2013 and 2012 were not included in the respective computations of diluted earnings per share because the exercise price of the option, when combined with the effect of the unamortized compensation expense, was greater than the average market price of the common shares and were considered anti-dilutive. The warrant to purchase common stock was repurchased by the Company on June 11, 2013. See Note 10 for additional information.
		Three Months Ended				Nine Months Ended
		September 30,				September 30,
		2013		2012		2013		2012
	Anti-dilutive shares - option shares	187,770		223,951		187,770		223,951
	Anti-dilutive shares - warrant shares	0		298,618		0		298,618
	Total anti-dilutive shares	187,770		522,569		187,770		522,569

Fair_Value_Measurements

Fair Value Measurements	9 Months Ended
	Sep. 30, 2013
Fair Value Measurements	'
Fair Value Measurements	'
	(12)              Fair Value Measurements
	The Company uses fair value measurements to record fair value adjustments to certain financial and nonfinancial assets and liabilities. The FASB ASC Topic 820, Fair Value Measurements, defines fair value, establishes a framework for the measurement of fair value, and enhances disclosures about fair value measurements. The standard applies whenever other standards require (permit) assets or liabilities to be measured at fair value but does not expand the use of fair value in any new circumstances. In this standard, FASB clarified the principle that fair value should be based on the assumptions market participants would use when pricing the asset or liability. In support of this principle, the standard establishes a fair value hierarchy that prioritizes the information used to develop those assumptions. As of September 30, 2013 and December 31, 2012, respectively, there were no transfers into or out of Levels 1, Level 2, or Level 3.
	The fair value hierarchy is as follows:
	Level 1 — Inputs are unadjusted quoted prices for identical assets or liabilities in active markets.
	Level 2 — Inputs other than quoted prices included in Level 1 that are observable for the asset or liability, either directly or indirectly. These might include quoted prices for similar assets and liabilities in active markets, such as interest rates and yield curves that are observable at commonly quoted intervals.
	Level 3 — Inputs are unobservable inputs for the asset or liability and significant to the fair value. These may be internally developed using the Company’s best information and assumptions that a market participant would consider.
	ASC Topic 820 also provides guidance on determining fair value when the volume and level of activity for the asset or liability have significantly decreased and on identifying circumstances when a transaction may not be considered orderly.
	The Company is required to disclose assets and liabilities measured at fair value on a recurring basis separate from those measured at fair value on a nonrecurring basis. Nonfinancial assets measured at fair value on a nonrecurring basis would include foreclosed real estate, long-lived assets, and core deposit intangible assets, which are reviewed when circumstances or other events indicate that impairment may have occurred.
	Valuation methods for instruments measured at fair value on a recurring basis
	Following is a description of the Company’s valuation methodologies used for assets and liabilities recorded at fair value on a recurring basis:
	Available-for-sale securities
	The fair value measurements of the Company’s investment securities are determined by a third party pricing service which considers observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information and the bond’s terms and conditions, among other things. The fair value measurements are subject to independent verification to another pricing source by management each quarter for reasonableness. Securities classified as available-for-sale are reported at fair value utilizing Level 2 inputs, except U.S. Treasury securities which are reported as Level 1.
	Mortgage servicing rights
	The fair value of mortgage servicing rights is based on the discounted value of estimated future cash flows utilizing contractual cash flows, servicing rate, constant prepayment rate, servicing cost, and discount rate factors. Accordingly, the fair value is estimated based on a valuation model that calculates the present value of estimated future net servicing income. The model incorporates assumptions that market participants use in estimating future net servicing income, including estimates of prepayment speeds, market discount rates, cost to service, float earnings rates, and other ancillary income, including late fees. The valuation models estimate the present value of estimated future net servicing income. The Company classifies its servicing rights as Level 3.
		Fair Value Measurements
					Quoted Prices
					in Active
					Markets for			Other		Significant
					Identical			Observable		Unobservable
					Assets			Inputs		Inputs
	(in thousands)	Fair Value			(Level 1)			(Level 2)		(Level 3)
	September 30, 2013
	Assets:
	U.S. treasury	$	1,006		$	1,006		$	0	$	0
	Government sponsored enterprises	63,838			0			63,838		0
	Asset-backed securities	114,079			0			114,079		0
	Obligations of states and political subdivisions	34,706			0			34,706		0
	Mortgage servicing rights	3,079			0			0		3,079
	Total	$	216,708		$	1,006		$	212,623	$	3,079
	December 31, 2012
	Assets:
	U.S. treasury	$	2,030		$	2,030		$	0	$	0
	Government sponsored enterprises	55,180			0			55,180		0
	Asset-backed securities	107,872			0			107,872		0
	Obligations of states and political subdivisions	35,164			0			35,164		0
	Mortgage servicing rights	2,549			0			0		2,549
	Total	$	202,795		$	2,030		$	198,216	$	2,549
	The changes in Level 3 assets and liabilities measured at fair value on a recurring basis for the three and nine months ended September 30, 2013 and 2012 are summarized as follows:
		Fair Value Measurements Using
		Significant Unobservable Inputs
		(Level 3)
		Mortgage Servicing Rights
		Three Months Ended						Nine Months Ended
		September 30,						September 30,
	(in thousands)	2013			2012			2013		2012
	Balance at beginning of period	$	2,873		$	2,666		$	2,549	$	0
	Transfer into level 3	0			0			0		3,050
	Total gains or losses (realized/unrealized):
	Included in earnings	123			(273		)	86		(985		)
	Included in other comprehensive income	0			0			0		0
	Purchases	0			0			0		0
	Sales	0			0			0		0
	Issued	83			231			444		559
	Settlements	0			0			0		0
	Balance at end of period	$	3,079		$	2,624		$	3,079	$	2,624
	Total gains included in earnings attributable to the change in unrealized gains or losses related to assets still held were $296,000 and $677,000 and $96,000 and $372,000 for the three and nine months ended September 30, 2013 and 2012, respectively.
						Input Value
		Quantitative Information about Level 3 Fair Value Measurements				Nine Months Ended September 30,
		Valuation Technique		Unobservable Inputs		2013		2012
	Mortgage servicing rights	Discounted cash flows		Weighted average constant prepayment rate		10.94	%	16.32	%
				Weighted average discount rate		8.56	%	8.01	%
	Valuation methods for instruments measured at fair value on a nonrecurring basis
	Following is a description of the Company’s valuation methodologies used for assets and liabilities recorded at fair value on a nonrecurring basis:
Impaired Loans
The Company does not record loans at fair value on a recurring basis other than loans that are considered impaired. The net carrying value of impaired loans is generally based on fair values of the underlying collateral obtained through independent appraisals or internal evaluations, or by discounting the total expected future cash flows. Once the fair value of the collateral has been determined and any impairment amount calculated, a specific reserve allocation is made. Because many of these inputs are not observable, the measurements are classified as Level 3. As of September 30, 2013, the Company identified $24.0 million of impaired loans that had specific allowances for losses aggregating $4.6 million.
Other Real Estate Owned and Repossessed Assets
Other real estate owned and repossessed assets consists of loan collateral that has been repossessed through foreclosure. This collateral is comprised of commercial and residential real estate and other non-real estate property, including autos, manufactured homes, and construction equipment. Other real estate owned assets are recorded as held for sale initially at the lower of the loan balance or fair value of the collateral less estimated selling costs. The Company relies on external appraisals and assessment of property values by internal staff. In the case of non-real estate collateral, reliance is placed on a variety of sources, including external estimates of value and judgment based on experience and expertise of internal specialists. Subsequent to foreclosure, valuations are updated periodically, and the assets may be written down to reflect a new cost basis. Because many of these inputs are not observable, the measurements are classified as Level 3.
For assets measured at fair value on a nonrecurring basis during the first nine months of 2013 and 2012, and still held as of September 30, 2013 and 2012, the following table provides the adjustments to fair value recognized during the respective periods, the level of valuation inputs used to determine each adjustment, and the carrying value of the related individual assets or portfolios at September 30, 2013 and 2012.
	Fair Value Measurements Using
				Quoted Prices
				in Active								Three			Nine
				Markets for			Other		Significant			Months Ended			Months Ended
				Identical			Observable		Unobservable			September 30,			September 30,
	Total			Assets			Inputs		Inputs			Total Gains			Total Gains
(in thousands)	Fair Value			(Level 1)			(Level 2)		(Level 3)			(Losses)*			(Losses)*
September 30, 2013
Assets:
Impaired loans:
Commercial, financial, & agricultural	$	1,315		$	0		$	0	$	1,315		$	(607	)	$	(692	)
Real estate construction - residential	1,902			0			0		1,902			0			(119		)
Real estate construction - commercial	3,990			0			0		3,990			0			0
Real estate mortgage - residential	2,079			0			0		2,079			(81		)	(327		)
Real estate mortgage - commercial	10,082			0			0		10,082			(376		)	(1,363		)
Consumer	38			0			0		38			0			0
Total	$	19,406		$	0		$	0	$	19,406		$	(1,064	)	$	(2,501	)
Other real estate owned and repossessed assets	$	15,868		$	0		$	0	$	15,868		$	(320	)	$	(5,006	)
September 30, 2012
Assets:
Impaired loans:
Commercial, financial, & agricultural	$	876		$	0		$	0	$	876		$	(742	)	$	(791	)
Real estate construction - residential	130			0			0		130			0			0
Real estate construction - commercial	5,458			0			0		5,458			0			0
Real estate mortgage - residential	2,311			0			0		2,311			(19		)	(564		)
Real estate mortgage - commercial	14,607			0			0		14,607			(524		)	(1,547		)
Consumer	0			0			0		0			0			0
Total	$	23,382		$	0		$	0	$	23,382		$	(1,285	)	$	(2,902	)
Other real estate owned and repossessed assets	$	25,195		$	0		$	0	$	25,195		$	(2,778	)	$	(3,186	)
* Total gains (losses) reported for other real estate owned and repossessed assets includes charge-offs, valuation write downs, and net losses taken during the periods reported.

Fair_Value_of_Financial_Instru

Fair Value of Financial Instruments	9 Months Ended
	Sep. 30, 2013
Fair Value of Financial Instruments	'
Fair Value of Financial Instruments	'
	(13)              Fair Value of Financial Instruments
	The following methods and assumptions were used to estimate the fair value of each class of financial instruments for which it is practicable to estimate such value:
	Loans
	The fair values of loans are estimated by discounting the expected future cash flows using the current rates at which similar loans could be made to borrowers with similar credit ratings and for the same remaining maturities. The net carrying amount of impaired loans is generally based on the fair values of collateral obtained through independent appraisals or internal evaluations, or by discounting the total expected future cash flows. This method of estimating fair value does not incorporate the exit-price concept of fair value prescribed by ASC Topic 820.
	Investment in available-for-sale securities
	A detailed description of the fair value measurement of the debt instruments in the available-for-sale sections of the investment security portfolio is provided in the Fair Value Measurement section above. A schedule of investment securities by category and maturity is provided in the notes on Investment Securities.
	Federal Home Loan Bank (FHLB) Stock
	Ownership of equity securities of FHLB is restricted and there is no established market for their resale. The carrying amount is a reasonable estimate of fair value as this stock can only be sold to FHLB or other member banks at their par value per share.
	Federal Funds Sold and Other Overnight Interest-Bearing Deposits
	The carrying amounts of short-term federal funds sold and securities purchased under agreements to resell, interest earning deposits with banks, and cash and due from banks approximate fair value. Federal funds sold and securities purchased under agreements to resell classified as short-term generally mature in 90 days or less.
	Mortgage Servicing Rights
	The fair value of mortgage servicing rights is based on the discounted value of estimated future cash flows utilizing contractual cash flows, servicing rate, constant prepayment rate, servicing cost, and discount rate factors. Accordingly, the fair value is estimated based on a valuation model that calculates the present value of estimated future net servicing income. The model incorporates assumptions that market participants use in estimating future net servicing income, including estimates of prepayment speeds, market discount rates, cost to service, float earnings rates, and other ancillary income, including late fees.
	Cash Surrender Value – Life Insurance
	The fair value of Bank owned life insurance (BOLI) approximates the carrying amount. Upon liquidation of these investments, the Company would receive the cash surrender value which equals the carrying amount.
	Accrued Interest Receivable and Payable
	For accrued interest receivable and payable, the carrying amount is a reasonable estimate of fair value because of the short maturity for these financial instruments.
	Deposits
	The fair value of deposits with no stated maturity, such as noninterest-bearing demand, NOW accounts, savings, and money market, is equal to the amount payable on demand. The fair value of time deposits is based on the discounted value of contractual cash flows. The discount rate is estimated using the rates currently offered for deposits of similar remaining maturities.
	Securities Sold under Agreements to Repurchase and Interest-bearing Demand Notes to U.S. Treasury
	For securities sold under agreements to repurchase and interest-bearing demand notes to U.S. Treasury, the carrying amount is a reasonable estimate of fair value, as such instruments reprice in a short time period.
	Subordinated Notes and Other Borrowings
	The fair value of subordinated notes and other borrowings is based on the discounted value of contractual cash flows. The discount rate is estimated using the rates currently offered for other borrowed money of similar remaining maturities.
	A summary of the carrying amounts and fair values of the Company’s financial instruments at September 30, 2013 and December 31, 2012 is as follows:
						September 30, 2013
						Fair Value Measurements
						Quoted Prices
						in Active				Net
						Markets for		Other		Significant
		September 30, 2013				Identical		Observable		Unobservable
		Carrying		Fair		Assets		Inputs		Inputs
	(in thousands)	amount		value		(Level 1)		(Level 2)		(Level 3)
	Financial Assets:
	Cash and due from banks	$	24,683	$	24,683	$	24,683	$	0	$	0
	Federal fund sold and overnight interest-bearing deposits	1,090		1,090		1,090		0		0
	Investment in available-for-sale securities	213,629		213,629		1,006		212,623		0
	Loans, net	808,788		818,360		0		0		818,360
	Investment in FHLB stock	2,355		2,355		0		2,355		0
	Mortgage servicing rights	3,079		3,079		0		0		3,079
	Cash surrender value - life insurance	2,192		2,192		0		2,192		0
	Accrued interest receivable	4,956		4,956		4,956		0		0
		$	1,060,772	$	1,070,344	$	31,735	$	217,170	$	821,439
	Financial Liabilities:
	Deposits:
	Non-interest bearing demand	$	179,959	$	179,959	$	179,959	$	0	$	0
	Savings, interest checking and money market	412,887		412,887		412,887		0		0
	Time deposits	358,632		360,968		0		0		360,968
	Federal funds purchased and securities sold under agreements to repurchase	25,007		25,007		25,007		0		0
	Subordinated notes	49,486		30,975		0		30,975		0
	Federal Home Loan Bank advances	24,013		25,456		0		25,456		0
	Accrued interest payable	456		456		456		0		0
		$	1,050,440	$	1,035,708	$	618,309	$	56,431	$	360,968
						December 31, 2012
						Fair Value Measurements
						Quoted Prices
						in Active				Net
						Markets for		Other		Significant
		December 31, 2012				Identical		Observable		Unobservable
		Carrying		Fair		Assets		Inputs		Inputs
	(in thousands)	amount		value		(Level 1)		(Level 2)		(Level 3)
	Financial Assets:
	Cash and due from banks	$	31,020	$	31,020	$	31,020	$	0	$	0
	Federal fund sold and overnight interest-bearing deposits	27,857		27,857		27,857		0		0
	Investment in available-for-sale securities	200,246		200,246		2,030		198,216		0
Loans, net	832,142		834,824		0		0		834,824
Investment in FHLB stock	2,278		2,278		0		2,278		0
Mortgage servicing rights	2,549		2,549		0		0		2,549
Cash surrender value - life insurance	2,136		2,136		0		2,136		0
Accrued interest receivable	5,190		5,190		5,190		0		0
	$	1,103,418	$	1,106,100	$	66,097	$	202,630	$	837,373
Financial Liabilities:
Deposits:
Non-interest bearing demand	$	192,271	$	192,271	$	192,271	$	0	$	0
Savings, interest checking, and money market	405,702		405,702		405,702		0		0
Time deposits	393,302		397,986		0		0		397,986
Federal funds purchased and securities sold under agreements to repurchase	21,058		21,058		21,058		0		0
Subordinated notes	49,486		13,154		0		13,154		0
Federal Home Loan Bank advances	20,126		20,651		0		20,651		0
Accrued interest payable	909		909		909		0		0
	$	1,082,854	$	1,051,731	$	619,940	$	33,805	$	397,986
Off-Balance Sheet Financial Instruments
The fair value of commitments to extend credit and standby letters of credit is estimated using the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements, the likelihood of the counterparties drawing on such financial instruments, and the present creditworthiness of such counterparties. The Company believes such commitments have been made on terms that are competitive in the markets in which it operates.
Limitations
The fair value estimates provided are made at a point in time based on market information and information about the financial instruments. Because no market exists for a portion of the Company’s financial instruments, fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics of various financial instruments, and other factors. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and, therefore, cannot be determined with precision. Changes in assumptions could significantly affect the fair value estimates.

Repurchase_Reserve_Liability

Repurchase Reserve Liability	9 Months Ended
	Sep. 30, 2013
Repurchase Reserve Liability	'
Repurchase Reserve Liability	'
	(14)              Repurchase Reserve Liability
	During the third quarter of 2013, the Company increased its repurchase reserve liability by $150,000 for estimated losses incurred on sold loans that is included in gain on sales of mortgage loans. This liability represents management’s estimate of the potential repurchase or make-whole liability for residential mortgage loans originated for sale that may arise from representation and warranty claims that could relate to a variety of issues, including but not limited to, misrepresentation of facts, appraisal issues, or program requirements that may not meet investor guidelines. The Company has not experienced any historical repurchase losses although it was notified during the third quarter of 2013 by one of its two investors that fifteen loans which were foreclosed from 2007 to the present are being reviewed for quality control purposes and may result in payments to the investor as reimbursement for losses. The balance of these loans at foreclosure date totaled $1.5 million and because the investor completes the foreclosure process without notifying the Company of the ultimate loss, if any, upon selling the property, the total potential exposure has been estimated based upon reasonable assumptions of the property values at the time of foreclosure and considering private mortgage insurance reimbursements. At September 30, 2013, the Company was servicing approximately 3,100 loans sold to the secondary market with a balance of approximately $323.0 million compared to $310.0 million at December 31, 2012, and $307.0 million at September 30, 2012.

Commitments_and_Contingencies

Commitments and Contingencies	9 Months Ended
	Sep. 30, 2013
Commitments and Contingencies	'
Commitments and Contingencies	'
	(15)     Commitments and Contingencies
	The Company issues financial instruments with off-balance-sheet risk in the normal course of business of meeting the financing needs of its customers. These financial instruments include commitments to extend credit and standby letters of credit. These instruments may involve, to varying degrees, elements of credit and interest rate risk in excess of the amounts recognized in the consolidated balance sheets.
	The Company’s extent of involvement and maximum potential exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit and standby letters of credit is represented by the contractual amount of these instruments. The Company uses the same credit policies in making commitments and conditional obligations as it does for financial instruments included on its consolidated balance sheets. At September 30, 2013, no amounts have been accrued for any estimated losses for these financial instruments.
	The contractual amount of off-balance-sheet financial instruments as of September 30, 2013 and December 31, 2012 is as follows:
		September 30,		December 31,
	(in thousands)	2013		2012
	Commitments to extend credit	$	137,277	$	118,412
	Commitments to originate residential first and second mortgage loans	4,252		5,171
	Standby letters of credit	2,223		2,995
	Commitments
	Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since certain of the commitments and letters of credit are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. The Company evaluates each customer’s creditworthiness on a case-by-case basis. The amount of collateral obtained, if deemed necessary by the Company upon extension of credit, is based on management’s credit evaluation of the customer. Collateral held varies, but may include accounts receivable, inventory, furniture and equipment, and real estate.
	Commitments to originate residential loans are made following the Company’s usual underwriting guidelines and do not represent more than a normal amount of risk.
	Standby letters of credit are conditional commitments issued by the Company to guarantee the performance of a customer to a third party. These standby letters of credit are primarily issued to support contractual obligations of the Company’s customers. The approximate remaining term of standby letters of credit range from one month to five years at September 30, 2013.

Pending_Litigation

Pending Litigation	9 Months Ended
	Sep. 30, 2013
Pending Litigation	'
Pending Litigation	'
	(16)              Pending Litigation
	The Company and its subsidiaries are defendants in various legal actions incidental to the Company’s past and current business activities. Based on the Company’s analysis, and considering the inherent uncertainties associated with litigation, management does not believe that it is reasonably possible that these legal actions will materially adversely affect the Company’s consolidated financial condition or results of operations in the near term. The Company records a loss accrual for all legal matters for which it deems a loss is probable and can be reasonably estimated. Some legal matters, which are at early stages in the legal process, have not yet progressed to the point where a loss amount can be estimated.

Summary_of_Significant_Account1

Summary of Significant Accounting Policies (Policies)	9 Months Ended
	Sep. 30, 2013
Summary of Significant Accounting Policies	'
Stock Dividend	'
	Stock Dividend On July 1, 2013, the Company paid a special stock dividend of four percent to common shareholders of record at the close of business on June 15, 2013. For all periods presented, share information, including basic and diluted earnings per share, has been adjusted retroactively to reflect this change.
Balance Sheet	'
	Balance Sheet In December 2011, the FASB issued ASU 2011-11, Disclosures about Offsetting Assets and Liabilities. The ASU is a joint requirement by the FASB and International Accounting Standards Board to enhance current disclosures and increase comparability of U.S. GAAP and International Financial Reporting Standards (IFRS) financial statements. Under the ASU, an entity will be required to disclose both gross and net information about instruments and transactions eligible for offset in the balance sheet, as well as instruments and transactions subject to an agreement similar to a master netting agreement. ASU 2013-01, Clarifying the Scope of Disclosures about Offsetting Assets and Liabilities, was issued in January 2013, and amended ASU 2011-11 to specifically include only derivatives accounted for under Topic 815, repurchase and reverse purchase agreements, and securities and borrowing and lending transactions that are either offset or subject to an enforceable master netting arrangement. Both ASUs are effective for annual and interim periods beginning January 1, 2013. The adoption of these ASUs had no effect on the Company’s financial statements.
Other Comprehensive Income	'
	Other Comprehensive Income In February 2013, the FASB issued ASU No. 2013-02, Reporting of Amounts Reclassified Out of Accumulated Other Comprehensive Income (AOCI). The amendments of ASU No. 2013-02 require an entity to present, either in the income statement or in the notes, significant amounts reclassified out of accumulated other comprehensive income by the respective line items of net income, but only if the amount reclassified is required under U.S. GAAP to be reclassified to net income in its entirety in the same reporting period. For other amounts that are not required under U.S. GAAP to be reclassified in their entirety, an entity is required to cross-reference to other disclosures that provide additional detail about those amounts. This ASU is effective for annual and interim periods beginning January 1, 2013. As a result of the adoption of the ASU, the disclosure of AOCI included in Note 7 contains information regarding reclassifications out of AOCI and into net income.

Loans_and_Allowance_for_Loan_L1

Loans and Allowance for Loan Losses (Tables)	9 Months Ended
	Sep. 30, 2013
Loans and Allowance for Loan Losses	'
Summary of loans, by major class within the Company's loan portfolio	'
		September 30,			December 31,
	(in thousands)	2013			2012
	Commercial, financial, and agricultural	$	132,923		$	130,040
	Real estate construction - residential	23,664			22,177
	Real estate construction - commercial	48,489			43,486
	Real estate mortgage - residential	220,174			221,223
	Real estate mortgage - commercial	375,876			405,092
	Installment and other consumer	21,916			24,966
	Total loans	$	823,042		$	846,984
Summary of the allowance for loan losses	'
		Three Months Ended September 30, 2013
		Commercial,			Real Estate			Real Estate			Real Estate			Real Estate			Installment
		Financial, &			Construction -			Construction -			Mortgage -			Mortgage -			Loans to			Un-
	(in thousands)	Agricultural			Residential			Commercial			Residential			Commercial			Individuals			allocated			Total
	Balance at beginning of period	$	2,119		$	932		$	2,202		$	2,456		$	7,415		$	233		$	1		$	15,358
	Additions:
	Provision for loan losses	444			32			(216		)	4			(294		)	25			5			0
	Deductions:
	Loans charged off	654			0			135			368			178			91			0			1,426
	Less recoveries on loans	(201		)	0			0			(39		)	(34		)	(48		)	0			(322		)
	Net loans charged off	453			0			135			329			144			43			0			1,104
	Balance at end of period	$	2,110		$	964		$	1,851		$	2,131		$	6,977		$	215		$	6		$	14,254
		Nine Months Ended September 30, 2013
		Commercial,			Real Estate			Real Estate			Real Estate			Real Estate			Installment
		Financial, &			Construction -			Construction -			Mortgage -			Mortgage -			Loans to			Un-
	(in thousands)	Agricultural			Residential			Commercial			Residential			Commercial			Individuals			allocated			Total
	Balance at beginning of period	$	1,937		$	732		$	1,711		$	3,387		$	6,834		$	239		$	2		$	14,842
	Additions:
	Provision for loan losses	725			351			273			(586		)	1,142			91			4			2,000
	Deductions:
	Loans charged off	817			119			135			754			1,205			271			0			3,301
	Less recoveries on loans	(265		)	0			(2		)	(84		)	(206		)	(156		)	0			(713		)
	Net loans charged off	552			119			133			670			999			115			0			2,588
	Balance at end of period	$	2,110		$	964		$	1,851		$	2,131		$	6,977		$	215		$	6		$	14,254
		Three Months Ended September 30, 2012
		Commercial,			Real Estate			Real Estate			Real Estate			Real Estate			Installment
		Financial, &			Construction -			Construction -			Mortgage -			Mortgage -			Loans to			Un-
	(in thousands)	Agricultural			Residential			Commercial			Residential			Commercial			Individuals			allocated			Total
	Balance at beginning of period	$	3,045		$	709		$	1,644		$	3,560		$	6,107		$	232		$	17		$	15,314
	Additions:
	Provision for loan losses	1,239			(68		)	90			118			3,241			91			(11		)	4,700
	Deductions:
	Loans charged off	742			0			0			41			2,366			154			0			3,303
	Less recoveries on loans	(18		)	0			0			(19		)	(96		)	(76		)	0			(209		)
	Net loans charged off	724			0			0			22			2,270			78			0			3,094
	Balance at end of period	$	3,560		$	641		$	1,734		$	3,656		$	7,078		$	245		$	6		$	16,920
		Nine Months Ended September 30, 2012
		Commercial,			Real Estate			Real Estate			Real Estate			Real Estate			Installment
		Financial, &			Construction -			Construction -			Mortgage -			Mortgage -			Loans to			Un-
	(in thousands)	Agricultural			Residential			Commercial			Residential			Commercial			Individuals			allocated			Total
	Balance at beginning of period	$	1,804		$	1,188		$	1,562		$	3,251		$	5,734		$	267		$	3		$	13,809
	Additions:
	Provision for loan losses	2,469			(614		)	149			913			4,793			187			3			7,900
	Deductions:
	Loans charged off	846			0			0			618			3,666			425			0			5,555
	Less recoveries on loans	(133		)	(67		)	(23		)	(110		)	(217		)	(216		)	0			(766		)
	Net loans charged off	713			(67		)	(23		)	508			3,449			209			0			4,789
	Balance at end of period	$	3,560		$	641		$	1,734		$	3,656		$	7,078		$	245		$	6		$	16,920
	The following table provides the balance in the allowance for loan losses at September 30, 2013 and December 31, 2012, and the related loan balance by impairment methodology.
		Commercial,			Real Estate			Real Estate			Real Estate			Real Estate			Installment
		Financial, and			Construction -			Construction -			Mortgage -			Mortgage -			Loans to			Un -
	(in thousands)	Agricultural			Residential			Commercial			Residential			Commercial			Individuals			allocated			Total
	September 30, 2013
	Allowance for loan losses:
	Individually evaluated for impairment	$	576		$	248		$	250		$	719		$	2,782		$	6		$	0		$	4,581
	Collectively evaluated for impairment	1,534			716			1,601			1,412			4,195			209			6			9,673
	Total	$	2,110		$	964		$	1,851		$	2,131		$	6,977		$	215		$	6		$	14,254
	Loans outstanding:
	Individually evaluated for impairment	$	4,392		$	2,254		$	7,101		$	5,217		$	16,948		$	44		$	0		$	35,956
	Collectively evaluated for impairment	128,531			21,410			41,388			214,957			358,928			21,872			0			787,086
	Total	$	132,923		$	23,664		$	48,489		$	220,174		$	375,876		$	21,916		$	0		$	823,042
	December 31, 2012
	Allowance for loan losses:
Individually evaluated for impairment	$	213		$	125		$	542		$	1,069		$	2,071		$	0		$	0		$	4,020
Collectively evaluated for impairment	1,724			607			1,169			2,318			4,763			239			2			10,822
Total	$	1,937		$	732		$	1,711		$	3,387		$	6,834		$	239		$	2		$	14,842
Loans outstanding:
Individually evaluated for impairment	$	4,157		$	2,496		$	7,762		$	5,771		$	18,959		$	44		$	0		$	39,189
Collectively evaluated for impairment	125,883			19,681			35,724			215,452			386,133			24,922			0			807,795
Total	$	130,040		$	22,177		$	43,486		$	221,223		$	405,092		$	24,966		$	0		$	846,984
Schedule of impaired loans	'
		September 30,			December 31,
	(in thousands)	2013			2012
	Non-accrual loans	$	28,610		$	31,081
	Troubled debt restructurings continuing to accrue interest	7,566			8,282
	Total impaired loans	$	36,176		$	39,363
	The following tables provide additional information about impaired loans at September 30, 2013 and December 31, 2012, respectively, segregated between loans for which an allowance has been provided and loans for which no allowance has been provided.
					Unpaid
		Recorded			Principal			Specific
	(in thousands)	Investment			Balance			Reserves
	September 30, 2013
	With no related allowance recorded:
	Commercial, financial and agricultural	$	2,501		$	2,581		$	0
	Real estate - construction residential	104			139			0
	Real estate - construction commercial	2,861			3,459			0
	Real estate - residential	2,419			3,214			0
	Real estate - commercial	4,084			4,344			0
	Consumer	220			238			0
	Total	$	12,189		$	13,975		$	0
	With an allowance recorded:
	Commercial, financial and agricultural	$	1,891		$	1,984		$	576
	Real estate - construction residential	2,150			2,272			248
	Real estate - construction commercial	4,240			4,240			250
	Real estate - residential	2,798			2,931			719
	Real estate - commercial	12,864			13,772			2,782
	Consumer	44			44			6
	Total	$	23,987		$	25,243		$	4,581
	Total impaired loans	$	36,176		$	39,218		$	4,581
					Unpaid
		Recorded			Principal			Specific
	(in thousands)	Investment			Balance			Reserves
	December 31, 2012
	With no related allowance recorded:
	Commercial, financial and agricultural	$	3,272		$	4,009		$	0
	Real estate - construction residential	2,307			2,339			0
	Real estate - construction commercial	1,879			2,102			0
	Real estate - residential	1,939			2,393			0
	Real estate - commercial	5,162			5,565			0
	Consumer	174			186			0
	Total	$	14,733		$	16,594		$	0
	With an allowance recorded:
	Commercial, financial and agricultural	$	885		$	898		$	213
	Real estate - construction residential	189			189			125
	Real estate - construction commercial	5,883			6,011			542
	Real estate - residential	3,832			3,999			1,069
	Real estate - commercial	13,797			14,167			2,071
	Consumer	44			44			0
	Total	$	24,630		$	25,308		$	4,020
	Total impaired loans	$	39,363		$	41,902		$	4,020
	The following table presents by class, information related to the average recorded investment and interest income recognized on impaired loans for the three and nine months ended September 30, 2013 and 2012.
		Three Months Ended												Nine Months Ended
		September 30,												September 30,
		2013						2012						2013						2012
					Interest						Interest						Interest						Interest
					Recognized						Recognized						Recognized						Recognized
		Average			For the			Average			For the			Average			For the			Average			For the
		Recorded			Period			Recorded			Period			Recorded			Period			Recorded			Period
	(in thousands)	Investment			Ended			Investment			Ended			Investment			Ended			Investment			Ended
	With no related allowance recorded:
	Commercial, financial and agricultural	$	2,598		$	22		$	3,074		$	23		$	2,643		$	71		$	3,315		$	66
	Real estate - construction residential	139			0			1,589			0			242			0			737			7
	Real estate - construction commercial	3,459			0			1,879			0			3,803			0			1,653			0
	Real estate - residential	3,168			10			2,299			5			3,179			10			3,333			47
	Real estate - commercial	4,346			29			3,598			28			4,348			86			10,582			87
Consumer	202			0			181			0			212			1			162			1
Total	$	13,912		$	61		$	12,620		$	56		$	14,427		$	168		$	19,782		$	208
With an allowance recorded:
Commercial, financial and agricultural	$	1,996		$	7		$	2,890		$	7		$	2,031		$	34		$	2,615		$	21
Real estate - construction residential	2,272			0			189			0			2,273			0			189			0
Real estate - construction commercial	4,240			0			6,192			0			4,240			0			6,180			0
Real estate - residential	2,920			2			3,037			4			2,947			38			2,566			11
Real estate - commercial	13,210			35			15,072			2			13,524			106			14,209			1
Consumer	44			0			0			0			44			0			0			0
Total	$	24,682		$	44		$	27,380		$	13		$	25,059		$	178		$	25,759		$	33
Total impaired loans	$	38,594		$	105		$	40,000		$	69		$	39,486		$	346		$	45,541		$	241
Schedule of aging information for the Company's past due and non-accrual loans	'
		Current or						90 Days
		Less Than						Past Due
		30 Days			30 - 89 Days			And Still
	(in thousands)	Past Due			Past Due			Accruing			Non-Accrual			Total
	September 30, 2013
	Commercial, Financial, and Agricultural	$	130,695		$	185		$	15		$	2,028		$	132,923
	Real Estate Construction - Residential	21,249			160			0			2,255			23,664
	Real Estate Construction - Commercial	41,388			0			0			7,101			48,489
	Real Estate Mortgage - Residential	213,627			1,798			377			4,372			220,174
	Real Estate Mortgage - Commercial	362,293			992			0			12,591			375,876
	Installment and Other Consumer	21,378			261			14			263			21,916
	Total	$	790,630		$	3,396		$	406		$	28,610		$	823,042
	December 31, 2012
	Commercial, Financial, and Agricultural	$	126,884		$	1,821		$	0		$	1,335		$	130,040
	Real Estate Construction - Residential	19,390			290			0			2,497			22,177
	Real Estate Construction - Commercial	35,117			607			0			7,762			43,486
	Real Estate Mortgage - Residential	213,694			2,199			0			5,330			221,223
	Real Estate Mortgage - Commercial	390,032			1,122			0			13,938			405,092
	Installment and Other Consumer	24,221			520			6			219			24,966
	Total	$	809,338		$	6,559		$	6		$	31,081		$	846,984
Schedule of risk categories by class	'
	(in thousands)	Commercial,			Real Estate			Real Estate			Real Estate			Real Estate			Installment			Total
		Financial, &			Construction -			Construction -			Mortgage -			Mortgage -			and other
		Agricultural			Residential			Commercial			Residential			Commercial			Consumer
	At September 30, 2013
	Watch	$	14,825		$	933		$	3,763		$	23,272		$	24,985		$	399		$	68,177
	Substandard	8,506			2,564			1,082			7,794			13,885			416			34,247
	Non-accrual	2,028			2,255			7,101			4,372			12,591			263			28,610
	Total	$	25,359		$	5,752		$	11,946		$	35,438		$	51,461		$	1,078		$	131,034
	At December 31, 2012
	Watch	$	14,814		$	4,580		$	6,459		$	26,063		$	29,753		$	672		$	82,341
	Substandard	6,485			396			2,035			5,472			11,027			423			25,838
	Non-accrual	1,335			2,497			7,762			5,330			13,938			219			31,081
	Total	$	22,634		$	7,473		$	16,256		$	36,865		$	54,718		$	1,314		$	139,260
Summary of loans that were modified as TDRs	'
		Three Months Ended September 30,
		2013								2012
		Recorded Investment (1)								Recorded Investment (1)
	(in thousands)	Number of		Pre-			Post-			Number of		Pre-			Post-
		Contracts		Modification			Modification			Contracts		Modification			Modification
	Troubled Debt Restructurings
	Commercial, financial and agricultural	0		$	0		$	0		2		$	100		$	100
	Real estate construction - commercial	0		0			0			0		0			0
	Real estate mortgage - residential	0		0			0			2		644			644
	Total	0		$	0		$	0		4		$	744		$	744
		Nine Months Ended September 30,
		2013								2012
		Recorded Investment (1)								Recorded Investment (1)
	(in thousands)	Number of		Pre-			Post-			Number of		Pre-			Post-
		Contracts		Modification			Modification			Contracts		Modification			Modification
	Troubled Debt Restructurings
	Commercial, financial and agricultural	0		$	0		$	0		3		$	297		$	280
	Real estate construction - commercial	0		0			0			1		43			42
	Real estate mortgage - residential	1		618			481			2		644			644
	Total	1		$	618		$	481		6		$	984		$	966
	(1) The amounts reported post-modification are inclusive of all partial pay-downs and charge-offs, and no portion of the debt was forgiven. Loans modified as a TDR that were fully paid down, charged-off or foreclosed upon during the period ended are not reported.

Real_Estate_and_Other_Assets_A1

Real Estate and Other Assets Acquired in Settlement of Loans (Tables)	9 Months Ended
	Sep. 30, 2013
Real Estate and Other Assets Acquired in Settlement of Loans	'
Summary of real estate and other assets acquired in settlement of loans	'
		September 30,			December 31,
	(in thousands)	2013			2012
	Commercial	$	0		$	329
	Real estate construction - residential	126			112
	Real estate construction - commercial	10,028			13,392
	Real estate mortgage - residential	908			1,227
	Real estate mortgage - commercial	9,354			14,201
	Repossessed assets	204			468
	Total	$	20,620		$	29,729
	Less valuation allowance for other real estate owned	(4,752		)	(6,137		)
	Total other real estate owned and foreclosed assets	$	15,868		$	23,592
Schedule of real estate acquired in settlement of loans	'
		Three Months Ended						Nine Months Ended
		September 30,						September 30,
		2013			2012			2013			2012
	Balance at beginning of period	$	21,977		$	29,057		$	29,729		$	22,997
	Additions	308			7,018			3,278			16,329
	Proceeds from sales	(1,348		)	(2,469		)	(7,581		)	(5,553		)
	Charge-offs against the valuation allowance for other real estate owned, net	(93		)	(1,075		)	(4,416		)	(1,318		)
	Repossessed assets impairment write-downs	(39		)	0			(239		)	0
	Net (loss) gain on sales	(185		)	144			(151		)	220
	Total other real estate owned and repossessed assets	$	20,620		$	32,675		$	20,620		$	32,675
	Less valuation allowance for other real estate owned	(4,752		)	(7,480		)	(4,752		)	(7,480		)
	Balance at end of period	$	15,868		$	25,195		$	15,868		$	25,195
Summary of activity in valuation allowance for other real estate owned in settlement of loans	'
		Three Months Ended						Nine Months Ended
		September 30,						September 30,
	(in thousands)	2013			2012			2013			2012
	Balance, beginning of year	$	3,999		$	7,474		$	6,137		$	6,977
	Provision for other real estate owned	846			1,081			3,031			1,821
	Charge-offs	(93		)	(1,075		)	(4,416		)	(1,318		)
	Balance, end of year	$	4,752		$	7,480		$	4,752		$	7,480

Investment_Securities_Tables

Investment Securities (Tables)	9 Months Ended
	Sep. 30, 2013
Investment Securities	'
Schedule of amortized cost and fair value of debt securities classified as available-for-sale	'
				Gross			Gross
		Amortized		unrealized			unrealized
	(in thousands)	cost		gains			losses		Fair value
	September 30, 2013
	U.S. Treasury	$	1,000	$	6		$	0	$	1,006
	Government sponsored enterprises	64,089		423			674		63,838
	Asset-backed securities	114,966		1,402			2,289		114,079
	Obligations of states and political subdivisions	34,299		627			220		34,706
	Total available for sale securities	$	214,354	$	2,458		$	3,183	$	213,629
	December 31, 2012
	U.S. Treasury	$	2,000	$	30		$	0	$	2,030
	Government sponsored enterprises	54,327		853			0		55,180
	Asset-backed securities	104,607		3,276			11		107,872
	Obligations of states and political subdivisions	33,959		1,222			17		35,164
	Total available for sale securities	$	194,893	$	5,381		$	28	$	200,246
Schedule of amortized cost and fair value of debt securities classified as available-for-sale by contractual maturity	'
		Amortized		Fair
	(in thousands)	cost		value
	Due in one year or less	$	6,432	$	6,482
	Due after one year through five years	59,976		60,495
	Due after five years through ten years	31,843		31,488
	Due after ten years	1,137		1,085
	Total	99,388		99,550
	Asset-backed securities	114,966		114,079
	Total available for sale securities	$	214,354	$	213,629
Schedule of gross unrealized losses on debt securities and fair value of related securities aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position	'
		Less than 12 months					12 months or more					Total		Total
		Fair		Unrealized			Fair		Unrealized			Fair		Unrealized
	(in thousands)	Value		Losses			Value		Losses			Value		Losses
	At September 30, 2013
	Government sponsored enterprises	$	27,876	$	(674	)	$	0	$	0		$	27,876	$	(674	)
	Asset-backed securities	68,464		(2,281		)	790		(8		)	69,254		(2,289		)
	Obligations of states and political subdivisions	9,636		(220		)	0		0			9,636		(220		)
	Total	$	105,976	$	(3,175	)	$	790	$	(8	)	$	106,766	$	(3,183	)
	(in thousands)
	At December 31, 2012
	Government sponsored enterprises	$	1,044	$	0		$	0	$	0		$	1,044	$	0
	Asset-backed securities	4,729		(11		)	0		0			4,729		(11		)
	Obligations of states and political subdivisions	2,114		(17		)	150		0			2,264		(17		)
	Total	$	7,887	$	(28	)	$	150	$	0		$	8,037	$	(28	)
Schedule of components of investment securities gains (losses), which are recognized in earnings	'
		Three Months Ended					Nine Months Ended
		September 30,					September 30,
	(in thousands)	2013		2012			2013		2012
	Gross gains realized on sales	$	0	$	26		$	554	$	26
	Gross losses realized on sales	0		0			0		0
	Other-than-temporary impairment recognized	0		0			0		0
	Net realized gains	$	0	$	26		$	554	$	26

Intangible_Assets_Tables

Intangible Assets (Tables)	9 Months Ended
	Sep. 30, 2013
Intangible Assets	'
Summary of amortizable intangible assets	'
	(in thousands)	September 30, 2013									December 31, 2012
		Gross									Gross
		Carrying			Accumulated			Net			Carrying			Accumulated			Net
		Amount			Amortization			Amount			Amount			Amortization			Amount
	Core deposit intangible	$	4,795		$	(4,795	)	$	0		$	4,795		$	(4,660	)	$	135
Schedule of changes in the net carrying amount of core deposit intangible assets	'
		Three Months Ended						Nine Months Ended
		September 30,						September 30,
	(in thousands)	2013			2012			2013			2012
	Balance at beginning of period	$	0		$	337		$	135		$	543
	Additions	0			0			0			0
	Amortization	0			(101		)	(135		)	(307		)
	Balance at end of period	$	0		$	236		$	0		$	236
Schedule of changes in mortgage servicing rights (MSRs)	'
		Three Months Ended						Nine Months Ended
		September 30,						September 30,
	(in thousands)	2013			2012			2013			2012
	Balance at beginning of period	$	2,873		$	2,666		$	2,549		$	2,308
	Re-measurement to fair value upon election to measure servicing rights at fair value	0			0			0			742
	Originated mortgage servicing rights	83			231			444			559
	Changes in fair value:
	Due to change in model inputs and assumptions (1)	296			96			677			372
	Other changes in fair value (2)	(173		)	(369		)	(591		)	(1,357		)
	Balance at end of period	$	3,079		$	2,624		$	3,079		$	2,624
	(1)         The change in fair value resulting from changes in valuation inputs or assumptions used in the valuation model reflects the change in discount rates and prepayment speed assumptions primarily due to changes in interest rates.
	(2)         Other changes in fair value reflect changes due to customer payments and passage of time. This also includes a one time adjustment of a $538,000 correction of an immaterial prior period error in 2012 due to changing from the straight-line amortization method to an accelerated amortization method of accounting for amortizing MSRs in prior years. If the aforementioned was corrected as of December 31, 2011, the balance at the beginning of the nine month period ending September 30, 2012 would have been $1.8 million.
Schedule of data and assumptions used in estimating the fair value of mortgage service rights	'
		Nine Months Ended
		September 30,
		2013		2012
	Weighted-Average Constant Prepayment Rate	10.94	%	16.32	%
	Weighted-Average Note Rate	4.02	%	4.38	%
	Weighted-Average Discount Rate	8.56	%	8.01	%
	Weighted-Average Expected Life (in years)	5.7		3.9

Stockholders_Equity_Tables

Stockholders' Equity (Tables)	9 Months Ended
	Sep. 30, 2013
Stockholders' Equity	'
Schedule of the change in the components of the accumulated other comprehensive (loss) income	'
								Accumulated
					Unrecognized Net			Other
					Pension and			Comprehensive
		Unrealized Gain			Postretirement			(Loss)
	(in thousands)	on Securities			Costs			Income
	Balance, December 31, 2012	$	3,265		$	(1,440	)	$	1,825
	Reclassification adjustments to net income:
	Realized gain on sale of securities, net of tax	(343		)	0			(343		)
	Other comprehensive (loss) income, net of reclassification and tax	(3,372		)	50			(3,322		)
	Balance, September 30, 2013	$	(450	)	$	(1,390	)	$	(1,840	)

Employee_Benefit_Plans_Tables

Employee Benefit Plans (Tables)	9 Months Ended
	Sep. 30, 2013
Employee Benefit Plans	'
Summary of employee benefits charged to operating expenses	'
		Three Months Ended						Nine Months Ended
		September 30,						September 30,
	(in thousands)	2013			2012			2013		2012
	Payroll taxes	$	266		$	278		$	832	$	857
	Medical plans	483			448			1,443		1,346
	401k match and profit-sharing	97			(30		)	287		276
	Pension plan	286			330			858		990
	Other	73			69			153		242
	Total employee benefits	$	1,205		$	1,095		$	3,573	$	3,711
Components of net pension cost	'
		Estimated			Actual
	(in thousands)	2013			2012
	Service cost—benefits earned during the year	$	1,211		$	1,168
	Interest costs on projected benefit obligations	645			668
	Expected return on plan assets	(820		)	(776		)
	Expected administrative expenses	0			40
	Amortization of prior service cost	78			78
	Amortization of unrecognized net loss	30			46
	Net periodic pension expense	$	1,144		$	1,224
	Pension expense - three months ended September 30, (actual)	$	286		$	330
	Pension expense - nine months ended September 30, (actual)	$	858		$	990

Stock_Compensation_Tables

Stock Compensation (Tables)	9 Months Ended
	Sep. 30, 2013
Stock Compensation	'
Summary of Company's stock option activity	'
						Weighted
				Weighted		Average	Aggregate
		Number		Average		Contractual	Intrinsic
		of		Exercise		Term	Value
		Shares		Price		(in years)	0
	Outstanding at beginning of period *	223,951		$	23.74
	Granted	0		0
	Exercised	0		0
	Forfeited	0		0
	Expired	(36,181	)	21.67
	Outstanding at September 30, 2013	187,770		$	24.13	2.8	$	0
	Exercisable at September 30, 2013	173,253		$	24.31	2.6	$	0
	* Options have been adjusted to reflect a 4% stock dividend paid on July 1, 2013.

Earnings_per_Share_Tables

Earnings per Share (Tables)	9 Months Ended
	Sep. 30, 2013
Earnings per Share	'
Earning per share - basic and diluted	'
		Three Months Ended						Nine Months Ended
		September 30,						September 30,
	(dollars in thousands, except per share data)	2013			2012			2013		2012
	Basic earnings per common share:
	Net income	$	1,569		$	(1,572	)	$	3,245	$	619
	Less:
	Preferred stock dividends	0			228			337		894
	Accretion of discount on preferred stock	0			72			278		587
	Net income available to common shareholders	$	1,569		$	(1,872	)	$	2,630	$	(862	)
	Basic earnings per share	$	0.31		$	(0.37	)	$	0.52	$	(0.17	)
	Diluted earnings per common share:
	Net income	$	1,569		$	(1,572	)	$	3,245	$	619
	Less:
	Preferred stock dividends	0			228			337		894
	Accretion of discount on preferred stock	0			72			278		587
	Net income available to common shareholders	$	1,569		$	(1,872	)	$	2,630	$	(862	)
	Average shares outstanding	5,032,679			5,032,679			5,032,679		5,032,679
	Effect of dilutive stock options	0			0			0		0
	Average shares outstanding including dilutive stock options	5,032,679			5,032,679			5,032,679		5,032,679
	Diluted earnings per share	$	0.31		$	(0.37	)	$	0.52	$	(0.17	)
Summary of anti-dilutive shares	'
		Three Months Ended				Nine Months Ended
		September 30,				September 30,
		2013		2012		2013		2012
	Anti-dilutive shares - option shares	187,770		223,951		187,770		223,951
	Anti-dilutive shares - warrant shares	0		298,618		0		298,618
	Total anti-dilutive shares	187,770		522,569		187,770		522,569

Fair_Value_Measurements_Tables

Fair Value Measurements (Tables)	9 Months Ended
	Sep. 30, 2013
Fair Value Measurements	'
Schedule of assets and liabilities recorded at fair value on a recurring basis	'
		Fair Value Measurements
					Quoted Prices
					in Active
					Markets for			Other		Significant
					Identical			Observable		Unobservable
					Assets			Inputs		Inputs
	(in thousands)	Fair Value			(Level 1)			(Level 2)		(Level 3)
	September 30, 2013
	Assets:
	U.S. treasury	$	1,006		$	1,006		$	0	$	0
	Government sponsored enterprises	63,838			0			63,838		0
	Asset-backed securities	114,079			0			114,079		0
	Obligations of states and political subdivisions	34,706			0			34,706		0
	Mortgage servicing rights	3,079			0			0		3,079
	Total	$	216,708		$	1,006		$	212,623	$	3,079
	December 31, 2012
	Assets:
	U.S. treasury	$	2,030		$	2,030		$	0	$	0
	Government sponsored enterprises	55,180			0			55,180		0
	Asset-backed securities	107,872			0			107,872		0
	Obligations of states and political subdivisions	35,164			0			35,164		0
	Mortgage servicing rights	2,549			0			0		2,549
	Total	$	202,795		$	2,030		$	198,216	$	2,549
Summary of changes in Level 3 assets and liabilities measured at fair value on a recurring basis	'
		Fair Value Measurements Using
		Significant Unobservable Inputs
		(Level 3)
		Mortgage Servicing Rights
		Three Months Ended						Nine Months Ended
		September 30,						September 30,
	(in thousands)	2013			2012			2013		2012
	Balance at beginning of period	$	2,873		$	2,666		$	2,549	$	0
	Transfer into level 3	0			0			0		3,050
	Total gains or losses (realized/unrealized):
	Included in earnings	123			(273		)	86		(985		)
	Included in other comprehensive income	0			0			0		0
	Purchases	0			0			0		0
	Sales	0			0			0		0
	Issued	83			231			444		559
	Settlements	0			0			0		0
	Balance at end of period	$	3,079		$	2,624		$	3,079	$	2,624
Schedule of quantitative Information about Level 3 Fair Value Measurements	'
						Input Value
		Quantitative Information about Level 3 Fair Value Measurements				Nine Months Ended September 30,
		Valuation Technique		Unobservable Inputs		2013		2012
	Mortgage servicing rights	Discounted cash flows		Weighted average constant prepayment rate		10.94	%	16.32	%
				Weighted average discount rate		8.56	%	8.01	%
Schedule of valuation methods for instruments measured at fair value on a nonrecurring basis	'
		Fair Value Measurements Using
					Quoted Prices
					in Active								Three			Nine
					Markets for			Other		Significant			Months Ended			Months Ended
					Identical			Observable		Unobservable			September 30,			September 30,
		Total			Assets			Inputs		Inputs			Total Gains			Total Gains
	(in thousands)	Fair Value			(Level 1)			(Level 2)		(Level 3)			(Losses)*			(Losses)*
	September 30, 2013
	Assets:
	Impaired loans:
	Commercial, financial, & agricultural	$	1,315		$	0		$	0	$	1,315		$	(607	)	$	(692	)
	Real estate construction - residential	1,902			0			0		1,902			0			(119		)
	Real estate construction - commercial	3,990			0			0		3,990			0			0
	Real estate mortgage - residential	2,079			0			0		2,079			(81		)	(327		)
	Real estate mortgage - commercial	10,082			0			0		10,082			(376		)	(1,363		)
	Consumer	38			0			0		38			0			0
	Total	$	19,406		$	0		$	0	$	19,406		$	(1,064	)	$	(2,501	)
	Other real estate owned and repossessed assets	$	15,868		$	0		$	0	$	15,868		$	(320	)	$	(5,006	)
	September 30, 2012
	Assets:
	Impaired loans:
	Commercial, financial, & agricultural	$	876		$	0		$	0	$	876		$	(742	)	$	(791	)
	Real estate construction - residential	130			0			0		130			0			0
	Real estate construction - commercial	5,458			0			0		5,458			0			0
	Real estate mortgage - residential	2,311			0			0		2,311			(19		)	(564		)
	Real estate mortgage - commercial	14,607			0			0		14,607			(524		)	(1,547		)
	Consumer	0			0			0		0			0			0
	Total	$	23,382		$	0		$	0	$	23,382		$	(1,285	)	$	(2,902	)
	Other real estate owned and repossessed assets	$	25,195		$	0		$	0	$	25,195		$	(2,778	)	$	(3,186	)
	* Total gains (losses) reported for other real estate owned and repossessed assets includes charge-offs, valuation write downs, and net losses taken during the periods reported.

Fair_Value_of_Financial_Instru1

Fair Value of Financial Instruments (Tables)	9 Months Ended
	Sep. 30, 2013
Fair Value of Financial Instruments	'
Summary of the carrying amounts and fair values of financial instruments	'
						September 30, 2013
						Fair Value Measurements
						Quoted Prices
						in Active				Net
						Markets for		Other		Significant
		September 30, 2013				Identical		Observable		Unobservable
		Carrying		Fair		Assets		Inputs		Inputs
	(in thousands)	amount		value		(Level 1)		(Level 2)		(Level 3)
	Financial Assets:
	Cash and due from banks	$	24,683	$	24,683	$	24,683	$	0	$	0
	Federal fund sold and overnight interest-bearing deposits	1,090		1,090		1,090		0		0
	Investment in available-for-sale securities	213,629		213,629		1,006		212,623		0
	Loans, net	808,788		818,360		0		0		818,360
	Investment in FHLB stock	2,355		2,355		0		2,355		0
	Mortgage servicing rights	3,079		3,079		0		0		3,079
	Cash surrender value - life insurance	2,192		2,192		0		2,192		0
	Accrued interest receivable	4,956		4,956		4,956		0		0
		$	1,060,772	$	1,070,344	$	31,735	$	217,170	$	821,439
	Financial Liabilities:
	Deposits:
	Non-interest bearing demand	$	179,959	$	179,959	$	179,959	$	0	$	0
	Savings, interest checking and money market	412,887		412,887		412,887		0		0
	Time deposits	358,632		360,968		0		0		360,968
	Federal funds purchased and securities sold under agreements to repurchase	25,007		25,007		25,007		0		0
	Subordinated notes	49,486		30,975		0		30,975		0
	Federal Home Loan Bank advances	24,013		25,456		0		25,456		0
	Accrued interest payable	456		456		456		0		0
		$	1,050,440	$	1,035,708	$	618,309	$	56,431	$	360,968
						December 31, 2012
						Fair Value Measurements
						Quoted Prices
						in Active				Net
						Markets for		Other		Significant
		December 31, 2012				Identical		Observable		Unobservable
		Carrying		Fair		Assets		Inputs		Inputs
	(in thousands)	amount		value		(Level 1)		(Level 2)		(Level 3)
	Financial Assets:
	Cash and due from banks	$	31,020	$	31,020	$	31,020	$	0	$	0
	Federal fund sold and overnight interest-bearing deposits	27,857		27,857		27,857		0		0
	Investment in available-for-sale securities	200,246		200,246		2,030		198,216		0
	Loans, net	832,142		834,824		0		0		834,824
	Investment in FHLB stock	2,278		2,278		0		2,278		0
	Mortgage servicing rights	2,549		2,549		0		0		2,549
	Cash surrender value - life insurance	2,136		2,136		0		2,136		0
	Accrued interest receivable	5,190		5,190		5,190		0		0
		$	1,103,418	$	1,106,100	$	66,097	$	202,630	$	837,373
	Financial Liabilities:
	Deposits:
	Non-interest bearing demand	$	192,271	$	192,271	$	192,271	$	0	$	0
	Savings, interest checking, and money market	405,702		405,702		405,702		0		0
	Time deposits	393,302		397,986		0		0		397,986
	Federal funds purchased and securities sold under agreements to repurchase	21,058		21,058		21,058		0		0
	Subordinated notes	49,486		13,154		0		13,154		0
	Federal Home Loan Bank advances	20,126		20,651		0		20,651		0
	Accrued interest payable	909		909		909		0		0
		$	1,082,854	$	1,051,731	$	619,940	$	33,805	$	397,986

Commitments_and_Contingencies_

Commitments and Contingencies (Tables)	9 Months Ended
	Sep. 30, 2013
Commitments and Contingencies	'
Schedule of contractual amount of off-balance-sheet financial instruments	'
		September 30,		December 31,
	(in thousands)	2013		2012
	Commitments to extend credit	$	137,277	$	118,412
	Commitments to originate residential first and second mortgage loans	4,252		5,171
	Standby letters of credit	2,223		2,995

Summary_of_Significant_Account2

Summary of Significant Accounting Policies (Details)	0 Months Ended
	Jul. 02, 2013
Summary of Significant Accounting Policies	'
Percentage of special stock dividend paid to common shareholders	4.00%

Loans_and_Allowance_for_Loan_L2

Loans and Allowance for Loan Losses (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
Summary of loans, by major class within Company's loan portfolio	'	'
Total loans	$823,042,000	$846,984,000
Carrying amount of loans pledged as collateral to the Federal Home Loan Bank	383,400,000	'
Commercial, financial, and agricultural	'	'
Summary of loans, by major class within Company's loan portfolio	'	'
Total loans	132,923,000	130,040,000
Real estate construction - residential	'	'
Summary of loans, by major class within Company's loan portfolio	'	'
Total loans	23,664,000	22,177,000
Real estate construction - commercial	'	'
Summary of loans, by major class within Company's loan portfolio	'	'
Total loans	48,489,000	43,486,000
Real estate mortgage - residential	'	'
Summary of loans, by major class within Company's loan portfolio	'	'
Total loans	220,174,000	221,223,000
Real estate mortgage - commercial	'	'
Summary of loans, by major class within Company's loan portfolio	'	'
Total loans	375,876,000	405,092,000
Installment and other consumer	'	'
Summary of loans, by major class within Company's loan portfolio	'	'
Total loans	$21,916,000	$24,966,000

Loans_and_Allowance_for_Loan_L3

Loans and Allowance for Loan Losses (Details 2) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Summary of the allowance for loan losses	'	'	'	'
Balance at beginning of period	$15,358	$15,314	$14,842	$13,809
Additions:	'	'	'	'
Provision for loan losses	'	4,700	2,000	7,900
Deductions:	'	'	'	'
Loans charged off	1,426	3,303	3,301	5,555
Less recoveries on loans	-322	-209	-713	-766
Net loans charged off	1,104	3,094	2,588	4,789
Balance at end of period	14,254	16,920	14,254	16,920
Commercial, Financial, and Agricultural	'	'	'	'
Summary of the allowance for loan losses	'	'	'	'
Balance at beginning of period	2,119	3,045	1,937	1,804
Additions:	'	'	'	'
Provision for loan losses	444	1,239	725	2,469
Deductions:	'	'	'	'
Loans charged off	654	742	817	846
Less recoveries on loans	-201	-18	-265	-133
Net loans charged off	453	724	552	713
Balance at end of period	2,110	3,560	2,110	3,560
Real Estate Construction - Residential	'	'	'	'
Summary of the allowance for loan losses	'	'	'	'
Balance at beginning of period	932	709	732	1,188
Additions:	'	'	'	'
Provision for loan losses	32	-68	351	-614
Deductions:	'	'	'	'
Loans charged off	'	'	119	'
Less recoveries on loans	'	'	'	-67
Net loans charged off	'	'	119	-67
Balance at end of period	964	641	964	641
Real Estate Construction - Commercial	'	'	'	'
Summary of the allowance for loan losses	'	'	'	'
Balance at beginning of period	2,202	1,644	1,711	1,562
Additions:	'	'	'	'
Provision for loan losses	-216	90	273	149
Deductions:	'	'	'	'
Loans charged off	135	'	135	'
Less recoveries on loans	'	'	-2	-23
Net loans charged off	135	'	133	-23
Balance at end of period	1,851	1,734	1,851	1,734
Real Estate Mortgage - Residential	'	'	'	'
Summary of the allowance for loan losses	'	'	'	'
Balance at beginning of period	2,456	3,560	3,387	3,251
Additions:	'	'	'	'
Provision for loan losses	4	118	-586	913
Deductions:	'	'	'	'
Loans charged off	368	41	754	618
Less recoveries on loans	-39	-19	-84	-110
Net loans charged off	329	22	670	508
Balance at end of period	2,131	3,656	2,131	3,656
Real Estate Mortgage - Commercial	'	'	'	'
Summary of the allowance for loan losses	'	'	'	'
Balance at beginning of period	7,415	6,107	6,834	5,734
Additions:	'	'	'	'
Provision for loan losses	-294	3,241	1,142	4,793
Deductions:	'	'	'	'
Loans charged off	178	2,366	1,205	3,666
Less recoveries on loans	-34	-96	-206	-217
Net loans charged off	144	2,270	999	3,449
Balance at end of period	6,977	7,078	6,977	7,078
Installment Loans to Individuals	'	'	'	'
Summary of the allowance for loan losses	'	'	'	'
Balance at beginning of period	233	232	239	267
Additions:	'	'	'	'
Provision for loan losses	25	91	91	187
Deductions:	'	'	'	'
Loans charged off	91	154	271	425
Less recoveries on loans	-48	-76	-156	-216
Net loans charged off	43	78	115	209
Balance at end of period	215	245	215	245
Unallocated	'	'	'	'
Summary of the allowance for loan losses	'	'	'	'
Balance at beginning of period	1	17	2	3
Additions:	'	'	'	'
Provision for loan losses	5	-11	4	3
Deductions:	'	'	'	'
Balance at end of period	$6	$6	$6	$6

Loans_and_Allowance_for_Loan_L4

Loans and Allowance for Loan Losses (Details 3) (USD $)	Sep. 30, 2013	Jun. 30, 2013	Dec. 31, 2012	Sep. 30, 2012	Jun. 30, 2012	Dec. 31, 2011
In Thousands, unless otherwise specified
Allowance for loan losses:	'	'	'	'	'	'
Individually evaluated for impairment	$4,581	'	$4,020	'	'	'
Collectively evaluated for impairment	9,673	'	10,822	'	'	'
Total	14,254	15,358	14,842	16,920	15,314	13,809
Loans outstanding:	'	'	'	'	'	'
Individually evaluated for impairment	35,956	'	39,189	'	'	'
Collectively evaluated for impairment	787,086	'	807,795	'	'	'
Total loans	823,042	'	846,984	'	'	'
Commercial, Financial, and Agricultural	'	'	'	'	'	'
Allowance for loan losses:	'	'	'	'	'	'
Individually evaluated for impairment	576	'	213	'	'	'
Collectively evaluated for impairment	1,534	'	1,724	'	'	'
Total	2,110	2,119	1,937	3,560	3,045	1,804
Loans outstanding:	'	'	'	'	'	'
Individually evaluated for impairment	4,392	'	4,157	'	'	'
Collectively evaluated for impairment	128,531	'	125,883	'	'	'
Total loans	132,923	'	130,040	'	'	'
Real Estate Construction - Residential	'	'	'	'	'	'
Allowance for loan losses:	'	'	'	'	'	'
Individually evaluated for impairment	248	'	125	'	'	'
Collectively evaluated for impairment	716	'	607	'	'	'
Total	964	932	732	641	709	1,188
Loans outstanding:	'	'	'	'	'	'
Individually evaluated for impairment	2,254	'	2,496	'	'	'
Collectively evaluated for impairment	21,410	'	19,681	'	'	'
Total loans	23,664	'	22,177	'	'	'
Real Estate Construction - Commercial	'	'	'	'	'	'
Allowance for loan losses:	'	'	'	'	'	'
Individually evaluated for impairment	250	'	542	'	'	'
Collectively evaluated for impairment	1,601	'	1,169	'	'	'
Total	1,851	2,202	1,711	1,734	1,644	1,562
Loans outstanding:	'	'	'	'	'	'
Individually evaluated for impairment	7,101	'	7,762	'	'	'
Collectively evaluated for impairment	41,388	'	35,724	'	'	'
Total loans	48,489	'	43,486	'	'	'
Real Estate Mortgage - Residential	'	'	'	'	'	'
Allowance for loan losses:	'	'	'	'	'	'
Individually evaluated for impairment	719	'	1,069	'	'	'
Collectively evaluated for impairment	1,412	'	2,318	'	'	'
Total	2,131	2,456	3,387	3,656	3,560	3,251
Loans outstanding:	'	'	'	'	'	'
Individually evaluated for impairment	5,217	'	5,771	'	'	'
Collectively evaluated for impairment	214,957	'	215,452	'	'	'
Total loans	220,174	'	221,223	'	'	'
Real Estate Mortgage - Commercial	'	'	'	'	'	'
Allowance for loan losses:	'	'	'	'	'	'
Individually evaluated for impairment	2,782	'	2,071	'	'	'
Collectively evaluated for impairment	4,195	'	4,763	'	'	'
Total	6,977	7,415	6,834	7,078	6,107	5,734
Loans outstanding:	'	'	'	'	'	'
Individually evaluated for impairment	16,948	'	18,959	'	'	'
Collectively evaluated for impairment	358,928	'	386,133	'	'	'
Total loans	375,876	'	405,092	'	'	'
Installment Loans to Individuals	'	'	'	'	'	'
Allowance for loan losses:	'	'	'	'	'	'
Individually evaluated for impairment	6	'	'	'	'	'
Collectively evaluated for impairment	209	'	239	'	'	'
Total	215	233	239	245	232	267
Loans outstanding:	'	'	'	'	'	'
Individually evaluated for impairment	44	'	44	'	'	'
Collectively evaluated for impairment	21,872	'	24,922	'	'	'
Total loans	21,916	'	24,966	'	'	'
Unallocated	'	'	'	'	'	'
Allowance for loan losses:	'	'	'	'	'	'
Collectively evaluated for impairment	6	'	2	'	'	'
Total	$6	$1	$2	$6	$17	$3

Loans_and_Allowance_for_Loan_L5

Loans and Allowance for Loan Losses (Details 4) (USD $)	Sep. 30, 2013	Dec. 31, 2012
Categories of impaired loans	'	'
Non-accrual loans	$28,610,000	$31,081,000
Troubled debt restructurings continuing to accrue interest	7,566,000	8,282,000
Total impaired loans, Recorded Investment	36,176,000	39,363,000
Additional information about impaired loans	'	'
Impaired loans individually evaluated for impairment	36,000,000	39,200,000
Impaired loans were evaluated based on the fair value of the loan's collateral	32,400,000	36,100,000
Percentage of impaired loans for which no reserve allocation required	34.00%	37.00%
Recorded Investment, With no related allowance recorded	12,189,000	14,733,000
Recorded Investment, With an allowance recorded	23,987,000	24,630,000
Total impaired loans, Recorded Investment	36,176,000	39,363,000
Unpaid Principal Balance, With no related allowance recorded	13,975,000	16,594,000
Unpaid Principal Balance, With an allowance recorded	25,243,000	25,308,000
Total impaired loans, Unpaid Principal Balance	39,218,000	41,902,000
Specific Reserves, With an allowance recorded	4,581,000	4,020,000
Commercial, financial, and agricultural	'	'
Categories of impaired loans	'	'
Non-accrual loans	2,028,000	1,335,000
Additional information about impaired loans	'	'
Recorded Investment, With no related allowance recorded	2,501,000	3,272,000
Recorded Investment, With an allowance recorded	1,891,000	885,000
Unpaid Principal Balance, With no related allowance recorded	2,581,000	4,009,000
Unpaid Principal Balance, With an allowance recorded	1,984,000	898,000
Specific Reserves, With an allowance recorded	576,000	213,000
Real estate - construction residential	'	'
Categories of impaired loans	'	'
Non-accrual loans	2,255,000	2,497,000
Additional information about impaired loans	'	'
Recorded Investment, With no related allowance recorded	104,000	2,307,000
Recorded Investment, With an allowance recorded	2,150,000	189,000
Unpaid Principal Balance, With no related allowance recorded	139,000	2,339,000
Unpaid Principal Balance, With an allowance recorded	2,272,000	189,000
Specific Reserves, With an allowance recorded	248,000	125,000
Real estate - construction commercial	'	'
Categories of impaired loans	'	'
Non-accrual loans	7,101,000	7,762,000
Additional information about impaired loans	'	'
Recorded Investment, With no related allowance recorded	2,861,000	1,879,000
Recorded Investment, With an allowance recorded	4,240,000	5,883,000
Unpaid Principal Balance, With no related allowance recorded	3,459,000	2,102,000
Unpaid Principal Balance, With an allowance recorded	4,240,000	6,011,000
Specific Reserves, With an allowance recorded	250,000	542,000
Real estate - residential	'	'
Categories of impaired loans	'	'
Non-accrual loans	4,372,000	5,330,000
Additional information about impaired loans	'	'
Recorded Investment, With no related allowance recorded	2,419,000	1,939,000
Recorded Investment, With an allowance recorded	2,798,000	3,832,000
Unpaid Principal Balance, With no related allowance recorded	3,214,000	2,393,000
Unpaid Principal Balance, With an allowance recorded	2,931,000	3,999,000
Specific Reserves, With an allowance recorded	719,000	1,069,000
Real estate - commercial	'	'
Categories of impaired loans	'	'
Non-accrual loans	12,591,000	13,938,000
Additional information about impaired loans	'	'
Recorded Investment, With no related allowance recorded	4,084,000	5,162,000
Recorded Investment, With an allowance recorded	12,864,000	13,797,000
Unpaid Principal Balance, With no related allowance recorded	4,344,000	5,565,000
Unpaid Principal Balance, With an allowance recorded	13,772,000	14,167,000
Specific Reserves, With an allowance recorded	2,782,000	2,071,000
Consumer	'	'
Additional information about impaired loans	'	'
Non-accrual loans that were collectively evaluated for impairment	220,000	174,000
Recorded Investment, With no related allowance recorded	220,000	174,000
Recorded Investment, With an allowance recorded	44,000	44,000
Unpaid Principal Balance, With no related allowance recorded	238,000	186,000
Unpaid Principal Balance, With an allowance recorded	44,000	44,000
Specific Reserves, With an allowance recorded	$6,000	'

Loans_and_Allowance_for_Loan_L6

Loans and Allowance for Loan Losses (Details 5) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Average Recorded Investment	'	'	'	'
With no related allowance recorded	$13,912,000	$12,620,000	$14,427,000	$19,782,000
With an allowance recorded	24,682,000	27,380,000	25,059,000	25,759,000
Total impaired loans	38,594,000	40,000,000	39,486,000	45,541,000
Interest Recognized For the Period Ended	'	'	'	'
With no related allowance recorded	61,000	56,000	168,000	208,000
With an allowance recorded	44,000	13,000	178,000	33,000
Total impaired loans	105,000	69,000	346,000	241,000
Additional information about impaired loans	'	'	'	'
Contractual interest lost on nonaccrual loans	'	'	929,000	966,000
Interest recognized in non-accrual status on a cash basis	1,000	0	93,000	0
Commercial, financial, and agricultural	'	'	'	'
Average Recorded Investment	'	'	'	'
With no related allowance recorded	2,598,000	3,074,000	2,643,000	3,315,000
With an allowance recorded	1,996,000	2,890,000	2,031,000	2,615,000
Interest Recognized For the Period Ended	'	'	'	'
With no related allowance recorded	22,000	23,000	71,000	66,000
With an allowance recorded	7,000	7,000	34,000	21,000
Real estate - construction residential	'	'	'	'
Average Recorded Investment	'	'	'	'
With no related allowance recorded	139,000	1,589,000	242,000	737,000
With an allowance recorded	2,272,000	189,000	2,273,000	189,000
Interest Recognized For the Period Ended	'	'	'	'
With no related allowance recorded	'	'	'	7,000
Real estate - construction commercial	'	'	'	'
Average Recorded Investment	'	'	'	'
With no related allowance recorded	3,459,000	1,879,000	3,803,000	1,653,000
With an allowance recorded	4,240,000	6,192,000	4,240,000	6,180,000
Real estate - residential	'	'	'	'
Average Recorded Investment	'	'	'	'
With no related allowance recorded	3,168,000	2,299,000	3,179,000	3,333,000
With an allowance recorded	2,920,000	3,037,000	2,947,000	2,566,000
Interest Recognized For the Period Ended	'	'	'	'
With no related allowance recorded	10,000	5,000	10,000	47,000
With an allowance recorded	2,000	4,000	38,000	11,000
Real estate - commercial	'	'	'	'
Average Recorded Investment	'	'	'	'
With no related allowance recorded	4,346,000	3,598,000	4,348,000	10,582,000
With an allowance recorded	13,210,000	15,072,000	13,524,000	14,209,000
Interest Recognized For the Period Ended	'	'	'	'
With no related allowance recorded	29,000	28,000	86,000	87,000
With an allowance recorded	35,000	2,000	106,000	1,000
Consumer	'	'	'	'
Average Recorded Investment	'	'	'	'
With no related allowance recorded	202,000	181,000	212,000	162,000
With an allowance recorded	44,000	'	44,000	'
Interest Recognized For the Period Ended	'	'	'	'
With no related allowance recorded	'	'	$1,000	$1,000

Loans_and_Allowance_for_Loan_L7

Loans and Allowance for Loan Losses (Details 6) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Aging information for the Company's past due and non-accrual loans	'	'
Current or Less Than 30 Days Past Due	$790,630	$809,338
30 - 89 Days Past Due	3,396	6,559
90 Days Past Due And Still Accruing	406	6
Non-Accrual	28,610	31,081
Total loans	823,042	846,984
Commercial, Financial, and Agricultural	'	'
Aging information for the Company's past due and non-accrual loans	'	'
Current or Less Than 30 Days Past Due	130,695	126,884
30 - 89 Days Past Due	185	1,821
90 Days Past Due And Still Accruing	15	'
Non-Accrual	2,028	1,335
Total loans	132,923	130,040
Real Estate Construction - Residential	'	'
Aging information for the Company's past due and non-accrual loans	'	'
Current or Less Than 30 Days Past Due	21,249	19,390
30 - 89 Days Past Due	160	290
Non-Accrual	2,255	2,497
Total loans	23,664	22,177
Real Estate Construction - Commercial	'	'
Aging information for the Company's past due and non-accrual loans	'	'
Current or Less Than 30 Days Past Due	41,388	35,117
30 - 89 Days Past Due	'	607
Non-Accrual	7,101	7,762
Total loans	48,489	43,486
Real Estate Mortgage - Residential	'	'
Aging information for the Company's past due and non-accrual loans	'	'
Current or Less Than 30 Days Past Due	213,627	213,694
30 - 89 Days Past Due	1,798	2,199
90 Days Past Due And Still Accruing	377	'
Non-Accrual	4,372	5,330
Total loans	220,174	221,223
Real Estate Mortgage - Commercial	'	'
Aging information for the Company's past due and non-accrual loans	'	'
Current or Less Than 30 Days Past Due	362,293	390,032
30 - 89 Days Past Due	992	1,122
Non-Accrual	12,591	13,938
Total loans	375,876	405,092
Installment and Other Consumer	'	'
Aging information for the Company's past due and non-accrual loans	'	'
Current or Less Than 30 Days Past Due	21,378	24,221
30 - 89 Days Past Due	261	520
90 Days Past Due And Still Accruing	14	6
Non-Accrual	263	219
Total loans	$21,916	$24,966

Loans_and_Allowance_for_Loan_L8

Loans and Allowance for Loan Losses (Details 7) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment	'	'
Financing receivable	$823,042	$846,984
Commercial, Financial, and Agricultural	'	'
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment	'	'
Financing receivable	132,923	130,040
Real Estate Construction - Residential	'	'
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment	'	'
Financing receivable	23,664	22,177
Real Estate Construction - Commercial	'	'
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment	'	'
Financing receivable	48,489	43,486
Real Estate Mortgage - Residential	'	'
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment	'	'
Financing receivable	220,174	221,223
Real Estate Mortgage - Commercial	'	'
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment	'	'
Financing receivable	375,876	405,092
Watch	'	'
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment	'	'
Financing receivable	68,177	82,341
Watch | Commercial, Financial, and Agricultural	'	'
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment	'	'
Financing receivable	14,825	14,814
Watch | Real Estate Construction - Residential	'	'
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment	'	'
Financing receivable	933	4,580
Watch | Real Estate Construction - Commercial	'	'
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment	'	'
Financing receivable	3,763	6,459
Watch | Real Estate Mortgage - Residential	'	'
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment	'	'
Financing receivable	23,272	26,063
Watch | Real Estate Mortgage - Commercial	'	'
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment	'	'
Financing receivable	24,985	29,753
Watch | Installment and other Consumer	'	'
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment	'	'
Financing receivable	399	672
Substandard	'	'
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment	'	'
Financing receivable	34,247	25,838
Substandard | Commercial, Financial, and Agricultural	'	'
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment	'	'
Financing receivable	8,506	6,485
Substandard | Real Estate Construction - Residential	'	'
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment	'	'
Financing receivable	2,564	396
Substandard | Real Estate Construction - Commercial	'	'
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment	'	'
Financing receivable	1,082	2,035
Substandard | Real Estate Mortgage - Residential	'	'
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment	'	'
Financing receivable	7,794	5,472
Substandard | Real Estate Mortgage - Commercial	'	'
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment	'	'
Financing receivable	13,885	11,027
Substandard | Installment and other Consumer	'	'
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment	'	'
Financing receivable	416	423
Non-accrual	'	'
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment	'	'
Financing receivable	28,610	31,081
Non-accrual | Commercial, Financial, and Agricultural	'	'
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment	'	'
Financing receivable	2,028	1,335
Non-accrual | Real Estate Construction - Residential	'	'
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment	'	'
Financing receivable	2,255	2,497
Non-accrual | Real Estate Construction - Commercial	'	'
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment	'	'
Financing receivable	7,101	7,762
Non-accrual | Real Estate Mortgage - Residential	'	'
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment	'	'
Financing receivable	4,372	5,330
Non-accrual | Real Estate Mortgage - Commercial	'	'
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment	'	'
Financing receivable	12,591	13,938
Non-accrual | Installment and other Consumer	'	'
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment	'	'
Financing receivable	263	219
Total Watch, Substandard, and Non-Accrual Loans	'	'
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment	'	'
Financing receivable	131,034	139,260
Total Watch, Substandard, and Non-Accrual Loans | Commercial, Financial, and Agricultural	'	'
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment	'	'
Financing receivable	25,359	22,634
Total Watch, Substandard, and Non-Accrual Loans | Real Estate Construction - Residential	'	'
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment	'	'
Financing receivable	5,752	7,473
Total Watch, Substandard, and Non-Accrual Loans | Real Estate Construction - Commercial	'	'
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment	'	'
Financing receivable	11,946	16,256
Total Watch, Substandard, and Non-Accrual Loans | Real Estate Mortgage - Residential	'	'
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment	'	'
Financing receivable	35,438	36,865
Total Watch, Substandard, and Non-Accrual Loans | Real Estate Mortgage - Commercial	'	'
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment	'	'
Financing receivable	51,461	54,718
Total Watch, Substandard, and Non-Accrual Loans | Installment and other Consumer	'	'
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment	'	'
Financing receivable	$1,078	$1,314

Loans_and_Allowance_for_Loan_L9

Loans and Allowance for Loan Losses (Details 8) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
	item	item	item	item
Loans that were modified as TDRs	'	'	'	'	'
Troubled debt restructurings	$19,300,000	'	$19,300,000	'	$22,400,000
Troubled debt restructurings, non-accrual status	11,700,000	'	11,700,000	'	14,100,000
Troubled debt restructurings, accrual status	7,566,000	'	7,566,000	'	8,282,000
Amount of specific reserves related to TDRs which were allocated to the allowance for loan losses	1,300,000	'	1,300,000	'	1,500,000
Number of Contracts	0	4	1	6	'
Pre- Modification	'	744,000	618,000	984,000	'
Post- Modification	'	744,000	481,000	966,000	'
Troubled debt restructurings, debt forgiven	0	0	0	0	'
Troubled debt restructurings, number of contracts that defaulted within 12 months of modification	0	0	0	0	'
Commercial, financial, and agricultural	'	'	'	'	'
Loans that were modified as TDRs	'	'	'	'	'
Number of Contracts	'	2	'	3	'
Pre- Modification	'	100,000	'	297,000	'
Post- Modification	'	100,000	'	280,000	'
Real estate construction - commercial	'	'	'	'	'
Loans that were modified as TDRs	'	'	'	'	'
Number of Contracts	'	'	'	1	'
Pre- Modification	'	'	'	43,000	'
Post- Modification	'	'	'	42,000	'
Real estate mortgage - residential	'	'	'	'	'
Loans that were modified as TDRs	'	'	'	'	'
Number of Contracts	'	2	1	2	'
Pre- Modification	'	644,000	618,000	644,000	'
Post- Modification	'	$644,000	$481,000	$644,000	'

Real_Estate_and_Other_Assets_A2

Real Estate and Other Assets Acquired in Settlement of Loans (Details) (USD $)	Sep. 30, 2013	Jun. 30, 2013	Dec. 31, 2012	Sep. 30, 2012	Jun. 30, 2012	Dec. 31, 2011
In Thousands, unless otherwise specified
Summary of real estate and other assets acquired in settlement of loans	'	'	'	'	'	'
Repossessed assets	$204	'	$468	'	'	'
Total	20,620	21,977	29,729	32,675	29,057	22,997
Less valuation allowance for other real estate owned	-4,752	-3,999	-6,137	-7,480	-7,474	-6,977
Total other real estate owned and foreclosed assets	15,868	'	23,592	25,195	'	'
Commercial	'	'	'	'	'	'
Summary of real estate and other assets acquired in settlement of loans	'	'	'	'	'	'
Real estate acquired through foreclosure	'	'	329	'	'	'
Real estate construction - residential	'	'	'	'	'	'
Summary of real estate and other assets acquired in settlement of loans	'	'	'	'	'	'
Real estate acquired through foreclosure	126	'	112	'	'	'
Real estate construction - commercial	'	'	'	'	'	'
Summary of real estate and other assets acquired in settlement of loans	'	'	'	'	'	'
Real estate acquired through foreclosure	10,028	'	13,392	'	'	'
Real estate mortgage - residential	'	'	'	'	'	'
Summary of real estate and other assets acquired in settlement of loans	'	'	'	'	'	'
Real estate acquired through foreclosure	908	'	1,227	'	'	'
Real estate mortgage - commercial	'	'	'	'	'	'
Summary of real estate and other assets acquired in settlement of loans	'	'	'	'	'	'
Real estate acquired through foreclosure	$9,354	'	$14,201	'	'	'

Real_Estate_and_Other_Assets_A3

Real Estate and Other Assets Acquired in Settlement of Loans (Details 2) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Jun. 30, 2013	Dec. 31, 2012	Jun. 30, 2012	Dec. 31, 2011
Schedule of real estate acquired in settlement of loans	'	'	'	'	'	'	'	'
Beginning Balance	$21,977	$29,057	$29,729	$22,997	'	'	'	'
Additions	308	7,018	3,278	16,329	'	'	'	'
Proceeds from sales	-1,348	-2,469	-7,586	-5,553	'	'	'	'
Charge-offs against the valuation allowance for other real estate owned, net	-93	-1,075	-4,416	-1,318	'	'	'	'
Repossessed assets impairment write-downs	-39	'	-239	'	'	'	'	'
Net (loss) gain on sales	-185	144	-390	220	'	'	'	'
Total other real estate owned and repossessed assets	20,620	32,675	20,620	32,675	'	'	'	'
Less valuation allowance for other real estate owned	-4,752	-7,480	-4,752	-7,480	-3,999	-6,137	-7,474	-6,977
Ending Balance	$15,868	$25,195	$15,868	$25,195	'	$23,592	'	'

Real_Estate_and_Other_Assets_A4

Real Estate and Other Assets Acquired in Settlement of Loans (Details 3) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Summary of activity in valuation allowance for other real estate owned in settlement of loans	'	'	'	'
Balance, beginning of year	$3,999	$7,474	$6,137	$6,977
Provision for other real estate owned	846	1,081	3,031	1,821
Charge-offs	-93	-1,075	-4,416	-1,318
Balance, end of year	$4,752	$7,480	$4,752	$7,480

Investment_Securities_Details

Investment Securities (Details) (USD $)	9 Months Ended	12 Months Ended
	Sep. 30, 2013	Dec. 31, 2012
Amortized cost and fair value of debt securities	'	'
Amortized cost	$214,354,000	$194,893,000
Gross unrealized gains	2,458,000	5,381,000
Gross unrealized losses	3,183,000	28,000
Fair value, Total	213,629,000	200,246,000
Available for sale securities, restricted	'	'
Available for sale securities, restricted	4,000,000	3,900,000
Available for sale securities, pledged	154,500,000	146,400,000
U.S. Treasury	'	'
Amortized cost and fair value of debt securities	'	'
Amortized cost	1,000,000	2,000,000
Gross unrealized gains	6,000	30,000
Fair value, Total	1,006,000	2,030,000
Government sponsored enterprises	'	'
Amortized cost and fair value of debt securities	'	'
Amortized cost	64,089,000	54,327,000
Gross unrealized gains	423,000	853,000
Gross unrealized losses	674,000	'
Fair value, Total	63,838,000	55,180,000
Asset-backed securities	'	'
Amortized cost and fair value of debt securities	'	'
Amortized cost	114,966,000	104,607,000
Gross unrealized gains	1,402,000	3,276,000
Gross unrealized losses	2,289,000	11,000
Fair value, Total	114,079,000	107,872,000
Obligations of states and political subdivisions	'	'
Amortized cost and fair value of debt securities	'	'
Amortized cost	34,299,000	33,959,000
Gross unrealized gains	627,000	1,222,000
Gross unrealized losses	220,000	17,000
Fair value, Total	$34,706,000	$35,164,000

Investment_Securities_Details_

Investment Securities (Details 2) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Amortized cost	'	'
Due in one year or less	$6,432	'
Due after one year through five years	59,976	'
Due after five year through ten years	31,843	'
Due after ten years	1,137	'
Total	99,388	'
Asset-backed securities	114,966	'
Total available for sale securities	214,354	'
Fair value	'	'
Due in one year or less	6,482	'
Due after one year through five years	60,495	'
Due after five year through ten years	31,488	'
Due after ten years	1,085	'
Total	99,550	'
Asset-backed securities	114,079	'
Fair value, Total	$213,629	$200,246

Investment_Securities_Details_1

Investment Securities (Details 3) (USD $)	9 Months Ended	12 Months Ended
	Sep. 30, 2013	Dec. 31, 2012
	item	item
Fair Value	'	'
Less than 12 months	$105,976,000	$7,887,000
12 months or more	790,000	150,000
Total	106,766,000	8,037,000
Unrealized Losses	'	'
Less than 12 months	-3,175,000	-28,000
12 months or more	-8,000	'
Total	-3,183,000	-28,000
Other disclosure	'	'
Number of securities consisted in portfolio	350	380
Number of securities in loss position	100	14
Unrealized loss included in other comprehensive	3,200,000	28,000
Government sponsored enterprises	'	'
Fair Value	'	'
Less than 12 months	27,876,000	1,044,000
Total	27,876,000	1,044,000
Unrealized Losses	'	'
Less than 12 months	-674,000	'
Total	-674,000	'
Asset-backed securities	'	'
Fair Value	'	'
Less than 12 months	68,464,000	4,729,000
12 months or more	790,000	'
Total	69,254,000	4,729,000
Unrealized Losses	'	'
Less than 12 months	-2,281,000	-11,000
12 months or more	-8,000	'
Total	-2,289,000	-11,000
Obligations of states and political subdivisions	'	'
Fair Value	'	'
Less than 12 months	9,636,000	2,114,000
12 months or more	'	150,000
Total	9,636,000	2,264,000
Unrealized Losses	'	'
Less than 12 months	-220,000	-17,000
Total	($220,000)	($17,000)

Investment_Securities_Details_2

Investment Securities (Details 4) (USD $)	3 Months Ended	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Investment Securities	'	'	'
Gross gains realized on sales	$26	$554	$26
Net realized gains	$26	$554	$26

Intangible_Assets_Details

Intangible Assets (Details) (Core Deposit Intangible Asset, USD $)	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012	Jun. 30, 2012	Dec. 31, 2011
In Thousands, unless otherwise specified
Core Deposit Intangible Asset	'	'	'	'	'
Intangible assets	'	'	'	'	'
Gross Carrying Amount	$4,795	$4,795	'	'	'
Accumulated Amortization	-4,795	-4,660	'	'	'
Net Amount	'	$135	$236	$337	$543

Intangible_Assets_Details_2

Intangible Assets (Details 2) (USD $)	3 Months Ended	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Changes in the net carrying amount of core deposit intangible assets	'	'	'
Amortization	'	($135)	($307)
Core Deposit Intangible Asset	'	'	'
Changes in the net carrying amount of core deposit intangible assets	'	'	'
Balance at beginning of year	337	135	543
Amortization	-101	-135	-307
Balance at end of year	$236	'	$236

Intangible_Assets_Details_3

Intangible Assets (Details 3) (USD $)	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012	Dec. 31, 2012	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012	Sep. 30, 2013
			Balance had error been corrected in prior period	Error adjustment related to amortization method of MSR's	Mortgage Service Rights	Mortgage Service Rights	Mortgage Service Rights	Mortgage Service Rights	Mortgage Service Rights	Mortgage Service Rights
										Fair value option for mortgage servicing rights
Mortgage Servicing Rights	'	'	'	'	'	'	'	'	'	'
Cumulative effect of change in accounting principle as increase to retained earnings	'	'	'	'	'	'	'	'	'	$459,890
Mortgage loans serviced for others	'	'	'	'	323,000,000	'	323,000,000	'	310,600,000	'
Mortgage loan servicing fees reported as other non-interest income	'	'	'	'	214,000	211,000	674,000	637,000	'	'
Changes in mortgage servicing rights	'	'	'	'	'	'	'	'	'	'
Balance at beginning of year	3,079,000	2,549,000	'	'	2,873,000	2,666,000	2,549,000	2,308,000	'	'
Re-measurement to fair value upon election to measure servicing rights at fair value	'	'	'	'	'	'	'	742,000	'	'
Originated mortgage servicing rights	'	'	'	'	83,000	231,000	444,000	559,000	'	'
Changes in fair value:	'	'	'	'	'	'	'	'	'	'
Due to change in model inputs and assumptions	'	'	'	'	296,000	96,000	677,000	372,000	'	'
Other changes in fair value	'	'	'	'	-173,000	-369,000	-591,000	-1,357,000	'	'
Balance at end of year	3,079,000	2,549,000	'	'	3,079,000	2,624,000	3,079,000	2,624,000	'	'
Error correction, amortization of MSR's	'	'	$1,800,000	$538,000	'	'	'	'	'	'

Intangible_Assets_Details_4

Intangible Assets (Details 4) (Mortgage Service Rights)	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012
Mortgage Service Rights	'	'
Assumptions used in estimating the fair value of mortgage service rights	'	'
Weighted - Average Constant Prepayment Rate (as a percent)	10.94%	16.32%
Weighted - Average Note Rate (as a percent)	4.02%	4.38%
Weighted - Average Discount Rate (as a percent)	8.56%	8.01%
Weighted - Average Expected Life (in years)	'5 years 8 months 12 days	'3 years 10 months 24 days

Income_Taxes_Details

Income Taxes (Details) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Effective income tax rate continuing operation (as a percent)	33.00%	30.90%	31.90%	-78.90%
Previously reported	'	'	'	'
Effective income tax rate continuing operation (as a percent)	'	'	'	18.90%
Immaterial correction of a prior period error	'	'	'	'
Amount of an immaterial correction of a prior period error, income tax	'	'	'	371,000

Stockholders_Equity_Details

Stockholders' Equity (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Accumulated Other Comprehensive (Loss) Income	'	'	'	'
Balance at the beginning	'	'	$1,825	'
Reclassification adjustments to net income:	'	'	'	'
Realized gain on sale of securities, net of tax	'	'	-343	'
Other comprehensive (loss) income, net of reclassification and tax	-93	325	-3,665	431
Balance at the end	-1,840	'	-1,840	'
Unrealized Gain on Securities	'	'	'	'
Accumulated Other Comprehensive (Loss) Income	'	'	'	'
Balance at the beginning	'	'	3,265	'
Reclassification adjustments to net income:	'	'	'	'
Realized gain on sale of securities, net of tax	'	'	-343	'
Other comprehensive (loss) income, net of reclassification and tax	'	'	-3,372	'
Balance at the end	-450	'	-450	'
Unrecognized Net Pension and Postretirement Costs	'	'	'	'
Accumulated Other Comprehensive (Loss) Income	'	'	'	'
Balance at the beginning	'	'	-1,440	'
Reclassification adjustments to net income:	'	'	'	'
Other comprehensive (loss) income, net of reclassification and tax	'	'	50	'
Balance at the end	($1,390)	'	($1,390)	'

Employee_Benefit_Plans_Details

Employee Benefit Plans (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Summary of employee benefits charged to operating expenses	'	'	'	'
Payroll taxes	$266	$278	$832	$857
Medical plans	483	448	1,443	1,346
401k match and profit-sharing	97	-30	287	276
Pension plan	286	330	858	990
Other	73	69	153	242
Total employee benefits	$1,205	$1,095	$3,573	$3,711
Employer match (as a percent)	'	'	3.00%	'
Defined benefit plan contributions by employer percent	'	'	6.00%	'

Employee_Benefit_Plans_Details1

Employee Benefit Plans (Details 2) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Components of net pension cost	'	'	'	'
Pension expense	$286,000	$330,000	$858,000	$990,000
Pension	'	'	'	'
Defined Benefit Plan Disclosure	'	'	'	'
Minimum required contribution	'	'	665,000	'
Components of net pension cost	'	'	'	'
Service cost-benefits earned during the year	'	'	'	1,168,000
Interest costs on projected benefit obligations	'	'	'	668,000
Expected return on plan assets	'	'	'	-776,000
Expected administrative expenses	'	'	'	40,000
Amortization of prior service cost	'	'	'	78,000
Amortization of unrecognized net loss	'	'	'	46,000
Net periodic pension expense	'	'	'	1,224,000
Pension expense	286,000	330,000	858,000	990,000
Estimated | Pension	'	'	'	'
Components of net pension cost	'	'	'	'
Service cost-benefits earned during the year	'	'	1,211,000	'
Interest costs on projected benefit obligations	'	'	645,000	'
Expected return on plan assets	'	'	-820,000	'
Amortization of prior service cost	'	'	78,000	'
Amortization of unrecognized net loss	'	'	30,000	'
Net periodic pension expense	'	'	$1,144,000	'

Stock_Compensation_Details

Stock Compensation (Details) (USD $)	0 Months Ended	3 Months Ended		9 Months Ended
	Jul. 02, 2013	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Stock compensation	'	'	'	'	'
Grant of options to purchase (in shares)	'	547,492	'	547,492	'
Options issued in 2008 to acquire shares that vested immediately	'	'	'	11,578	'
Number of Shares	'	'	'	'	'
Outstanding at the beginning of period (in shares)	'	'	'	223,951	'
Expired (in shares)	'	'	'	-36,181	'
Outstanding at the end of period (in shares)	'	187,770	'	187,770	'
Exercisable at the end of period (in shares)	'	173,253	'	173,253	'
Weighted Average Exercise Price	'	'	'	'	'
Outstanding at the beginning of period (in dollars per share)	'	'	'	$23.74	'
Expired (in dollars per share)	'	'	'	$21.67	'
Outstanding at the end of period (in dollars per share)	'	$24.13	'	$24.13	'
Exercisable at the end of period (in dollars per share)	'	$24.31	'	$24.31	'
Weighted Average Contractual Term (in years)	'	'	'	'	'
Outstanding at the end of period	'	'	'	'2 years 9 months 18 days	'
Exercisable at the end of period	'	'	'	'2 years 7 months 6 days	'
Additional disclosures	'	'	'	'	'
Stock dividend (as a percent)	4.00%	'	'	'	'
Stock based compensation expense	'	$5,000	$7,000	$14,000	$27,000
Total unrecognized compensation expense related to non-vested stock awards	'	$55,000	'	$55,000	'
Weighted average period is expected to be recognized	'	'	'	'2 years	'
Minimum	'	'	'	'	'
Stock compensation	'	'	'	'	'
Options vest over periods	'	'	'	'4 years	'
Maximum	'	'	'	'	'
Stock compensation	'	'	'	'	'
Options vest over periods	'	'	'	'5 years	'

Preferred_Stock_Details

Preferred Stock (Details) (USD $)	0 Months Ended		3 Months Ended	9 Months Ended				0 Months Ended			9 Months Ended
	Jun. 11, 2013	Dec. 19, 2008	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012	Dec. 19, 2008	15-May-13	9-May-12	Dec. 19, 2008	Sep. 30, 2013
							Common Stock	Preferred Stock	Preferred Stock	Preferred Stock	Preferred Stock
Preferred Stock	'	'	'	'	'	'	'	'	'	'	'
Number of shares issued	'	'	'	'	'	'	'	'	'	30,255	'
Par value of share issued (in dollars per share)	'	'	'	$0.01	'	$0.01	'	'	'	$1,000	'
Term of warrants	'	'10 years	'	'	'	'	'	'	'	'	'
Number of common shares called per warrant	'	'	'	'	'	'	287,133	'	'	'	'
Amount received for participation in U.S. Treasury Department's Capital Purchase Program	'	'	'	'	'	'	'	'	'	$30,300,000	'
Number of shares redeemed	'	'	'	'	'	'	'	18,255	12,000	'	'
Amount repaid on redemption of shares	'	'	'	18,255,000	12,000,000	'	'	18,300,000	12,000,000	'	'
Dividend declared and paid	'	'	'	456,000	975,000	'	'	228,187	140,000	'	456,000
Accretion of discount on preferred stock recognized	'	'	72,000	278,000	587,000	'	'	182,209	300,000	'	278,000
Repurchase price of warrant	$540,000	'	'	$540,000	'	'	'	'	'	'	'
Repurchase price of warrant (in dollars per share)	$1.88	'	'	'	'	'	'	'	'	'	'

Earnings_per_Share_Details

Earnings per Share (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Share data, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Basic earnings per common share:	'	'	'	'
Net income	$1,569	($1,572)	$3,245	$619
Less: Preferred stock dividends	'	228	337	894
Less: Accretion of discount on preferred stock	'	72	278	587
Net income (loss) available to common shareholders	1,569	-1,872	2,630	-862
Basic (loss) earnings per share (in dollars per share)	$0.31	($0.37)	$0.52	($0.17)
Diluted (loss) earnings per common share:	'	'	'	'
Net income	1,569	-1,572	3,245	619
Less: Preferred stock dividends	'	228	337	894
Less: Accretion of discount on preferred stock	'	72	278	587
Net income (loss) available to common shareholders	$1,569	($1,872)	$2,630	($862)
Average shares outstanding	5,032,679	5,032,679	5,032,679	5,032,679
Average shares outstanding including dilutive stock options (in shares)	5,032,679	5,032,679	5,032,679	5,032,679
Diluted (loss) earnings per share (in dollars per share)	$0.31	($0.37)	$0.52	($0.17)

Earnings_per_Share_Details_2

Earnings per Share (Details 2)	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Summary of anti-dilutive shares	'	'	'	'
Anti-dilutive shares	187,770	522,569	187,770	522,569
Option shares	'	'	'	'
Summary of anti-dilutive shares	'	'	'	'
Anti-dilutive shares	187,770	223,951	187,770	223,951
Warrant shares	'	'	'	'
Summary of anti-dilutive shares	'	'	'	'
Anti-dilutive shares	'	298,618	'	298,618

Fair_Value_Measurements_Detail

Fair Value Measurements (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Fair Value Measurements	'	'
Transfers into or out of Levels 1-3	$0	$0
Assets:	'	'
Available for sale debt securities, fair value	213,629	200,246
Mortgage servicing rights, fair value	3,079	2,549
Quoted Prices in Active Markets for Identical Assets (Level 1)	'	'
Assets:	'	'
Assets, Total	31,735	66,097
Other Observable Inputs (Level 2)	'	'
Assets:	'	'
Assets, Total	217,170	202,630
Significant Unobservable Inputs (Level 3)	'	'
Assets:	'	'
Mortgage servicing rights, fair value	3,079	2,549
Assets, Total	821,439	837,373
Recurring	'	'
Assets:	'	'
Assets, Total	216,708	202,795
Recurring | U.S. Treasury	'	'
Assets:	'	'
Available for sale debt securities, fair value	1,006	2,030
Recurring | Government sponsored enterprises	'	'
Assets:	'	'
Available for sale debt securities, fair value	63,838	55,180
Recurring | Asset-backed securities	'	'
Assets:	'	'
Available for sale debt securities, fair value	114,079	107,872
Recurring | Obligations of states and political subdivisions	'	'
Assets:	'	'
Available for sale debt securities, fair value	34,706	35,164
Recurring | Mortgage servicing rights	'	'
Assets:	'	'
Mortgage servicing rights, fair value	3,079	2,549
Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1)	'	'
Assets:	'	'
Assets, Total	1,006	2,030
Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | U.S. Treasury	'	'
Assets:	'	'
Available for sale debt securities, fair value	1,006	2,030
Recurring | Other Observable Inputs (Level 2)	'	'
Assets:	'	'
Assets, Total	212,623	198,216
Recurring | Other Observable Inputs (Level 2) | Government sponsored enterprises	'	'
Assets:	'	'
Available for sale debt securities, fair value	63,838	55,180
Recurring | Other Observable Inputs (Level 2) | Asset-backed securities	'	'
Assets:	'	'
Available for sale debt securities, fair value	114,079	107,872
Recurring | Other Observable Inputs (Level 2) | Obligations of states and political subdivisions	'	'
Assets:	'	'
Available for sale debt securities, fair value	34,706	35,164
Recurring | Significant Unobservable Inputs (Level 3)	'	'
Assets:	'	'
Assets, Total	3,079	2,549
Recurring | Significant Unobservable Inputs (Level 3) | Mortgage servicing rights	'	'
Assets:	'	'
Mortgage servicing rights, fair value	$3,079	$2,549

Fair_Value_Measurements_Detail1

Fair Value Measurements (Details 2) (Mortgage Servicing Rights, USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Fair value of assets	'	'	'	'
Total unrealized gains included in earnings related to Level 3 assets still held	$296,000	$96,000	$677,000	$372,000
Recurring | Fair Value Measurements Using Significant Unobservable Inputs (Level 3)	'	'	'	'
Fair value of assets	'	'	'	'
Balance at beginning of period	2,873,000	2,666,000	2,549,000	'
Transfer into level 3	'	'	'	3,050,000
Total gains or losses (realized/unrealized) Included in earnings	123,000	-273,000	86,000	-985,000
Issued	83,000	231,000	444,000	559,000
Balance at end of period	$3,079,000	$2,624,000	$3,079,000	$2,624,000

Fair_Value_Measurements_Detail2

Fair Value Measurements (Details 3) (Recurring, Level 3 Fair Value Measurements, Mortgage servicing rights)	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012
Recurring | Level 3 Fair Value Measurements | Mortgage servicing rights	'	'
Quantitative Information	'	'
Weighted average constant prepayment rate (as a percent)	10.94%	16.32%
Weighted average discount rate (as a percent)	8.56%	8.01%

Fair_Value_Measurements_Detail3

Fair Value Measurements (Details 4) (USD $)

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Dec. 31, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2012

Sep. 30, 2013

Sep. 30, 2013

In Thousands, unless otherwise specified

Commercial, financial, and agricultural

Commercial, financial, and agricultural

Real estate construction - residential

Real estate construction - residential

Real estate construction - commercial

Real estate construction - commercial

Real estate mortgage - residential

Real estate mortgage - residential

Real estate mortgage - commercial

Real estate mortgage - commercial

Consumer

Consumer

Nonrecurring

Nonrecurring

Nonrecurring

Nonrecurring

Nonrecurring

Nonrecurring

Nonrecurring

Nonrecurring

Nonrecurring

Nonrecurring

Nonrecurring

Nonrecurring

Nonrecurring

Nonrecurring

Nonrecurring

Nonrecurring

Nonrecurring

Nonrecurring

Nonrecurring

Nonrecurring

Nonrecurring

Nonrecurring

Nonrecurring

Nonrecurring

Nonrecurring

Nonrecurring

Nonrecurring

Nonrecurring

Nonrecurring

Nonrecurring

Nonrecurring

Nonrecurring

Nonrecurring

Nonrecurring

Nonrecurring

Nonrecurring

Nonrecurring

Nonrecurring

Nonrecurring

Nonrecurring

Nonrecurring

Nonrecurring

Nonrecurring

Total Fair Value

Total Fair Value

Significant Unobservable Inputs (Level 3)

Significant Unobservable Inputs (Level 3)

Total Gains (Losses)

Total Gains (Losses)

Total Gains (Losses)

Total Gains (Losses)

Commercial, financial, and agricultural

Commercial, financial, and agricultural

Commercial, financial, and agricultural

Commercial, financial, and agricultural

Commercial, financial, and agricultural

Commercial, financial, and agricultural

Commercial, financial, and agricultural

Commercial, financial, and agricultural

Real estate construction - residential

Real estate construction - residential

Real estate construction - residential

Real estate construction - residential

Real estate construction - residential

Real estate construction - commercial

Real estate construction - commercial

Real estate construction - commercial

Real estate construction - commercial

Real estate mortgage - residential

Real estate mortgage - residential

Real estate mortgage - residential

Real estate mortgage - residential

Real estate mortgage - residential

Real estate mortgage - residential

Real estate mortgage - residential

Real estate mortgage - residential

Real estate mortgage - commercial

Real estate mortgage - commercial

Real estate mortgage - commercial

Real estate mortgage - commercial

Real estate mortgage - commercial

Real estate mortgage - commercial

Real estate mortgage - commercial

Real estate mortgage - commercial

Consumer

Consumer

Total Fair Value

Total Fair Value

Significant Unobservable Inputs (Level 3)

Significant Unobservable Inputs (Level 3)

Total Gains (Losses)

Total Gains (Losses)

Total Gains (Losses)

Total Gains (Losses)

Total Fair Value

Total Fair Value

Significant Unobservable Inputs (Level 3)

Significant Unobservable Inputs (Level 3)

Total Gains (Losses)

Total Fair Value

Total Fair Value

Significant Unobservable Inputs (Level 3)

Significant Unobservable Inputs (Level 3)

Total Fair Value

Total Fair Value

Significant Unobservable Inputs (Level 3)

Significant Unobservable Inputs (Level 3)

Total Gains (Losses)

Total Gains (Losses)

Total Gains (Losses)

Total Gains (Losses)

Total Fair Value

Total Fair Value

Significant Unobservable Inputs (Level 3)

Significant Unobservable Inputs (Level 3)

Total Gains (Losses)

Total Gains (Losses)

Total Gains (Losses)

Total Gains (Losses)

Total Fair Value

Significant Unobservable Inputs (Level 3)

Fair Value Measurements

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Impaired loans with a specific allowance

$23,987

$24,630

$1,891

$885

$2,150

$189

$4,240

$5,883

$2,798

$3,832

$12,864

$13,797

$44

$44

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Specific allowance related to impaired loans

4,581

4,020

576

213

248

125

250

542

719

1,069

2,782

2,071

6

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Valuation methodologies used for assets and liabilities recorded at fair value on a nonrecurring basis

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Impaired loans

'

'

'

'

'

'

'

'

'

'

'

'

'

'

19,406

23,382

19,406

23,382

'

'

'

'

1,315

876

1,315

876

'

'

'

'

1,902

130

1,902

130

'

3,990

5,458

3,990

5,458

2,079

2,311

2,079

2,311

'

'

'

'

10,082

14,607

10,082

14,607

'

'

'

'

38

38

Other real estate owned and repossessed assets

'

'

'

'

'

'

'

'

'

'

'

'

'

'

15,868

25,195

15,868

25,195

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Gains (losses) on impaired loans

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

-1,064

-1,285

-2,501

-2,902

'

'

'

'

-607

-742

-692

-791

'

'

'

'

-119

'

'

'

'

'

'

'

'

-81

-19

-327

-564

'

'

'

'

-376

-524

-1,363

-1,547

'

'

Gains (losses) on other real estate owned and repossessed assets

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

($320)

($2,778)

($5,006)

($3,186)

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Fair_Value_of_Financial_Instru2

Fair Value of Financial Instruments (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Financial Assets:	'	'
Cash and due from banks	$24,683	$31,020
Federal fund sold and overnight interest-bearing deposits	1,090	27,857
Mortgage servicing rights	3,079	2,549
Accrued interest receivable	4,956	5,190
Deposits:	'	'
Non-interest bearing demand	179,959	192,271
Savings, interest checking and money market	412,887	405,702
Accrued interest payable	456	909
Quoted Prices in Active Markets for Identical Assets (Level 1)	'	'
Financial Assets:	'	'
Cash and due from banks	24,683	31,020
Federal fund sold and overnight interest-bearing deposits	1,090	27,857
Investment in available-for-sale securities	1,006	2,030
Accrued interest receivable	4,956	5,190
Assets, Total	31,735	66,097
Deposits:	'	'
Non-interest bearing demand	179,959	192,271
Savings, interest checking and money market	412,887	405,702
Federal funds purchased and securities sold under agreements to repurchase	25,007	21,058
Accrued interest payable	456	909
Liabilities, Fair Value Disclosure, Total	618,309	619,940
Other Observable Inputs (Level 2)	'	'
Financial Assets:	'	'
Investment in available-for-sale securities	212,623	198,216
Investment in FHLB stock	2,355	2,278
Cash surrender value - life insurance	2,192	2,136
Assets, Total	217,170	202,630
Deposits:	'	'
Subordinated notes	30,975	13,154
Federal Home Loan Bank advances	25,456	20,651
Liabilities, Fair Value Disclosure, Total	56,431	33,805
Net Significant Unobservable Inputs (Level 3)	'	'
Financial Assets:	'	'
Loans, net	818,360	834,824
Mortgage servicing rights	3,079	2,549
Assets, Total	821,439	837,373
Deposits:	'	'
Time deposits	360,968	397,986
Liabilities, Fair Value Disclosure, Total	360,968	397,986
Carrying amount	'	'
Financial Assets:	'	'
Cash and due from banks	24,683	31,020
Federal fund sold and overnight interest-bearing deposits	1,090	27,857
Investment in available-for-sale securities	213,629	200,246
Loans, net	808,788	832,142
Investment in FHLB stock	2,355	2,278
Mortgage servicing rights	3,079	2,549
Cash surrender value - life insurance	2,192	2,136
Accrued interest receivable	4,956	5,190
Assets, Total	1,060,772	1,103,418
Deposits:	'	'
Non-interest bearing demand	179,959	192,271
Savings, interest checking and money market	412,887	405,702
Time deposits	358,632	393,302
Federal funds purchased and securities sold under agreements to repurchase	25,007	21,058
Subordinated notes	49,486	49,486
Federal Home Loan Bank advances	24,013	20,126
Accrued interest payable	456	909
Liabilities, Fair Value Disclosure, Total	1,050,440	1,082,854
Fair value	'	'
Financial Assets:	'	'
Cash and due from banks	24,683	31,020
Federal fund sold and overnight interest-bearing deposits	1,090	27,857
Investment in available-for-sale securities	213,629	200,246
Loans, net	818,360	834,824
Investment in FHLB stock	2,355	2,278
Mortgage servicing rights	3,079	2,549
Cash surrender value - life insurance	2,192	2,136
Accrued interest receivable	4,956	5,190
Assets, Total	1,070,344	1,106,100
Deposits:	'	'
Non-interest bearing demand	179,959	192,271
Savings, interest checking and money market	412,887	405,702
Time deposits	360,968	397,986
Federal funds purchased and securities sold under agreements to repurchase	25,007	21,058
Subordinated notes	30,975	13,154
Federal Home Loan Bank advances	25,456	20,651
Accrued interest payable	456	909
Liabilities, Fair Value Disclosure, Total	$1,035,708	$1,051,731

Repurchase_Reserve_Liability_D

Repurchase Reserve Liability (Details) (USD $)	3 Months Ended	9 Months Ended	81 Months Ended
	Sep. 30, 2013	Sep. 30, 2013	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012
	item	item	item
Repurchase Reserve Liability	'	'	'	'	'
Increase in repurchase reserve liability	$150,000	'	'	'	'
Number of investors notifying foreclosed loans	1	'	'	'	'
Number of investors	2	'	'	'	'
Numbers of loans foreclosed	'	'	15	'	'
Balance of foreclosed loans	1,500,000	1,500,000	1,500,000	'	'
Number of loans sold to the secondary market	'	3,100	'	'	'
Balance of loans sold to the secondary market	$323,000,000	$323,000,000	$323,000,000	$310,000,000	$307,000,000

Commitments_and_Contingencies_1

Commitments and Contingencies (Details) (USD $)	Sep. 30, 2013	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2013	Sep. 30, 2013
In Thousands, unless otherwise specified		Commitments to extend credit	Commitments to extend credit	Commitments to originate residential first and second mortgage loans	Commitments to originate residential first and second mortgage loans	Standby letters of credit	Standby letters of credit	Standby letters of credit	Standby letters of credit
								Minimum	Maximum
Contractual amount of off-balance-sheet financial instruments	'	'	'	'	'	'	'	'	'
Amounts accrued for estimated losses for the financial instruments	$0	'	'	'	'	'	'	'	'
Total contractual amount of off-balance-sheet financial instruments	'	$137,277	$118,412	$4,252	$5,171	$2,223	$2,995	'	'
Remaining term of standby letters of credit	'	'	'	'	'	'	'	'1 month	'5 years