Hawthorn Bancshares (HWBK) 10-Q 15 May 14 2014 Q1 Quarterly report Financial data

Document_and_Entity_Informatio

Document and Entity Information	3 Months Ended
	Mar. 31, 2014	15-May-14
Document and Entity Information	'	'
Entity Registrant Name	'HAWTHORN BANCSHARES, INC.	'
Entity Central Index Key	'0000893847	'
Document Type	'10-Q	'
Document Period End Date	31-Mar-14	'
Amendment Flag	'false	'
Current Fiscal Year End Date	'--12-31	'
Entity Current Reporting Status	'Yes	'
Entity Filer Category	'Non-accelerated Filer	'
Entity Common Stock, Shares Outstanding	'	5,032,679
Document Fiscal Year Focus	'2014	'
Document Fiscal Period Focus	'Q1	'

Consolidated_Balance_Sheets

Consolidated Balance Sheets (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
ASSETS	'	'
Cash and due from banks	$24,314	$27,079
Federal funds sold and other overnight interest-bearing deposits	16,920	1,360
Cash and cash equivalents	41,234	28,439
Investment in available-for-sale securities, at fair value	213,227	205,985
Loans	845,307	839,547
Allowances for loan losses	-12,845	-13,719
Net loans	832,462	825,828
Premises and equipment - net	38,164	38,079
Investments in Federal Home Loan Bank stock and other equity securities, at cost	3,962	4,001
Mortgage servicing rights	3,040	3,036
Other real estate owned and repossessed assets - net	14,054	14,867
Accrued interest receivable	4,441	4,999
Cash surrender value - life insurance	2,233	2,213
Other assets	12,152	12,675
Total assets	1,164,969	1,140,122
Deposits	'	'
Non-interest bearing demand	189,925	187,382
Savings, interest checking and money market	453,724	419,085
Time deposits $100,000 and over	110,045	111,667
Other time deposits	234,042	238,337
Total deposits	987,736	956,471
Federal funds purchased and securities sold under agreements to repurchase	20,761	31,084
Subordinated notes	49,486	49,486
Federal Home Loan Bank advances	24,000	24,000
Accrued interest payable	412	426
Other liabilities	5,892	4,275
Total liabilities	1,088,287	1,065,742
Stockholders' equity:	'	'
Common stock, $1 par value, authorized 15,000,000 shares; issued 5,194,537 shares, respectively	5,195	5,195
Surplus	33,391	33,385
Retained earnings	41,821	40,086
Accumulated other comprehensive loss, net of tax	-208	-769
Treasury stock; 161,858 shares, at cost	-3,517	-3,517
Total stockholders' equity	76,682	74,380
Total liabilities and stockholders' equity	$1,164,969	$1,140,122

Consolidated_Balance_Sheets_Pa

Consolidated Balance Sheets (Parenthetical) (USD $)	Mar. 31, 2014	Dec. 31, 2013
Consolidated Balance Sheets	'	'
Common stock, par value (in dollars per share)	$1	$1
Common stock, shares authorized	15,000,000	15,000,000
Common stock, shares issued	5,194,537	5,194,537
Treasury stock, shares	161,858	161,858

Consolidated_Statements_of_Inc

Consolidated Statements of Income (USD $)	3 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
INTEREST INCOME	'	'
Interest and fees on loans	$9,865	$10,387
Interest on investment securities:	'	'
Taxable	881	905
Nontaxable	189	217
Federal funds sold and other overnight interest-bearing deposits	8	14
Dividends on other securities	20	22
Total interest income	10,963	11,545
Interest on deposits:	'	'
Savings, interest checking and money market	267	261
Time deposit accounts $100,000 and over	190	248
Other time deposits	432	883
Interest on federal funds purchased and securities sold under agreements to repurchase	4	5
Interest on subordinated notes	312	320
Interest on Federal Home Loan Bank advances	104	99
Total interest expense	1,309	1,816
Net interest income	9,654	9,729
Provision for loan losses	'	1,000
Net interest income after provision for loan losses	9,654	8,729
NON-INTEREST INCOME	'	'
Service charges on deposit accounts	1,230	1,359
Trust department income	203	210
Real estate servicing fees, net	177	159
Gain on sale of mortgage loans, net	191	720
Gain on sale of investment securities	'	294
Other	284	265
Total non-interest income	2,085	3,007
NON-INTEREST EXPENSE	'	'
Salaries and employee benefits	5,030	4,910
Occupancy expense, net	620	635
Furniture and equipment expense	443	435
FDIC insurance assessment	238	243
Legal, examination, and professional fees	226	226
Advertising and promotion	290	281
Postage, printing, and supplies	265	256
Processing expense	759	1,275
Other real estate expense, net	124	2,821
Other	712	852
Total non-interest expense	8,707	11,934
Income (loss) before income taxes	3,032	-198
Income tax expense (benefit)	1,045	-62
Net income (loss)	1,987	-136
Preferred stock dividends and accretion of discount	'	295
Net income (loss) available to common shareholders	$1,987	($431)
Basic earnings (loss) per share (in dollars per share)	$0.39	($0.09)
Diluted earnings (loss) per share (in dollars per share)	$0.39	($0.09)

Consolidated_Statements_of_Com

Consolidated Statements of Comprehensive Income (Loss) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Consolidated Statements of Comprehensive Income (Loss)	'	'
Net income (loss)	$1,987	($136)
Investment securities available-for-sale:	'	'
Unrealized gain (loss) on investment securities available-for-sale, net of tax	549	-540
Adjustment for gain on sale of investment securities, net of tax	'	-182
Defined benefit pension plans:	'	'
Amortization of prior service cost included in net periodic pension cost, net of tax	12	16
Total other comprehensive income (loss)	561	-706
Total comprehensive income (loss)	$2,548	($842)

Consolidated_Statements_of_Sto

Consolidated Statements of Stockholders' Equity (USD $)	Total	Preferred Stock	Common Stock	Surplus	Retained Earnings	Accumulated Other Comprehensive Income (Loss)	Treasury Stock
In Thousands, unless otherwise specified
Balance at Dec. 31, 2012	$92,220	$17,977	$5,001	$31,816	$39,118	$1,825	($3,517)
Increase (Decrease) in Stockholders' Equity	'	'	'	'	'	'	'
Net income (loss)	-136	'	'	'	-136	'	'
Other comprehensive income (loss)	-706	'	'	'	'	-706	'
Stock based compensation expense	2	'	'	2	'	'	'
Accretion of preferred stock discount	'	72	'	'	-72	'	'
Cash dividends declared, preferred stock	-228	'	'	'	-228	'	'
Cash dividends declared, common stock	-242	'	'	'	-242	'	'
Balance at Mar. 31, 2013	90,910	18,049	5,001	31,818	38,440	1,119	-3,517
Balance at Dec. 31, 2013	74,380	'	5,195	33,385	40,086	-769	-3,517
Increase (Decrease) in Stockholders' Equity	'	'	'	'	'	'	'
Net income (loss)	1,987	'	'	'	1,987	'	'
Other comprehensive income (loss)	561	'	'	'	'	561	'
Stock based compensation expense	6	'	'	6	'	'	'
Cash dividends declared, common stock	-252	'	'	'	-252	'	'
Balance at Mar. 31, 2014	$76,682	'	$5,195	$33,391	$41,821	($208)	($3,517)

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Cash flows from operating activities:	'	'
Net income (loss)	$1,987	($136)
Adjustments to reconcile net income (loss) to net cash provided by operating activities:	'	'
Provision for loan losses	'	1,000
Depreciation expense	422	400
Net amortization of investment securities, premiums, and discounts	250	343
Amortization of intangible assets	'	101
Stock based compensation expense	6	2
Change in fair value of mortgage servicing rights	46	57
Gain on sale of investment securities	'	-294
Gain on sales and dispositions of premises and equipment	-13	0
Gain on sales and dispositions of other real estate owned and repossessed assets	-145	-13
Provision for other real estate owned	123	2,343
Decrease in accrued interest receivable	558	167
Increase in cash surrender value -life insurance	-20	-21
Decrease (increase) in other assets	199	-476
(Decrease) increase in accrued interest payable	-14	125
Increase in other liabilities	1,616	800
Origination of mortgage loans for sale	-5,811	-26,463
Proceeds from the sale of mortgage loans	5,974	29,290
Gain on sale of mortgage loans, net	-191	-720
Other, net	-50	-170
Net cash provided by operating activities	4,937	6,335
Cash flows from investing activities:	'	'
Net (increase) decrease in loans	-6,865	6,854
Purchase of available-for-sale debt securities	-24,038	-62,541
Proceeds from maturities of available-for-sale debt securities	5,687	11,260
Proceeds from calls of available-for-sale debt securities	11,745	2,255
Proceeds from sales of available-for-sale debt securities	'	15,981
Proceeds from sales of FHLB stock	39	2
Purchases of premises and equipment	-507	-326
Proceeds from sales of premises and equipment	13	'
Proceeds from sales of other real estate owned and repossessed assets	1,094	604
Net cash used in investing activities	-12,832	-25,911
Cash flows from financing activities:	'	'
Net increase (decrease) in demand deposits	2,543	-14,866
Net increase in interest-bearing transaction accounts	34,639	33,942
Net decrease in time deposits	-5,917	-10,471
Net decrease in federal funds purchased and securities sold under agreements to repurchase	-10,323	-3,519
Repayment of FHLB advances	-10,000	-55
FHLB advances	10,000	'
Cash dividends paid - preferred stock	'	-228
Cash dividends paid - common stock	-252	-242
Net cash provided by financing activities	20,690	4,561
Net increase (decrease) in cash and cash equivalents	12,795	-15,015
Cash and cash equivalents, beginning of period	28,439	58,887
Cash and cash equivalents, end of period	41,234	43,872
Cash paid during the year for:	'	'
Interest	1,324	1,624
Income taxes	'	6
Supplemental schedule of noncash investing and financing activities:	'	'
Other real estate and repossessions acquired in settlement of loans	$259	$2,470

Summary_of_Significant_Account

Summary of Significant Accounting Policies	3 Months Ended
	Mar. 31, 2014
Summary of Significant Accounting Policies	'
Summary of Significant Accounting Policies	'
	(1)         Summary of Significant Accounting Policies
	Hawthorn Bancshares, Inc. (the Company) through its subsidiary, Hawthorn Bank (the Bank), provides a broad range of banking services to individual and corporate customers located within the communities in and surrounding Jefferson City, Clinton, Warsaw, Springfield, Branson, and Lee’s Summit, Missouri. The Company is subject to competition from other financial and nonfinancial institutions providing financial products. Additionally, the Company and its subsidiaries are subject to the regulations of certain regulatory agencies and undergo periodic examinations by those regulatory agencies.
	The accompanying unaudited consolidated financial statements of the Company have been prepared in conformity with U.S. generally accepted accounting principles (U.S. GAAP) for interim financial information and with the instructions to Form 10-Q, and Rule 10-01 of Regulation S-X. Accordingly, the unaudited consolidated financial statements do not include all of the information and disclosures required by U.S. GAAP for complete financial statements and should be read in conjunction with the consolidated financial statements and related notes included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2013.
	The preparation of the consolidated financial statements includes all adjustments that, in the opinion of management, are necessary in order to make those statements not misleading. Management is required to make estimates and assumptions, including the determination of the allowance for loan losses, real estate acquired in connection with foreclosure or in satisfaction of loans, and fair values of investment securities available-for-sale that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. The Company’s management has evaluated and did not identify any subsequent events or transactions requiring recognition or disclosure in the consolidated financial statements.
	Stock Dividend On July 1, 2013, the Company paid a special stock dividend of four percent to shareholders of record at the close of business on June 15, 2013. For all periods presented, share information, including basic and diluted earnings per share, has been adjusted retroactively to reflect this change.
	Preferred Stock On December 19, 2008, the Company announced its participation in the U.S. Treasury Department’s Capital Purchase Program (CPP), a voluntary program that provides capital to financially healthy banks. Participation in this program included the Company’s issuance of 30,255 shares of senior preferred stock (with a par value of $1,000 per share) and a ten year warrant to purchase approximately 287,133 shares of common stock. On May 9, 2012, the Company redeemed 12,000 of the 30,255 shares of preferred stock issued under the U.S. Treasury’s CPP program, and on May 15, 2013, the remaining 18,255 shares were redeemed.
	On June 11, 2013, the common stock warrant issued under the U.S. Treasury Department’s CPP program was repurchased by the Company pursuant to a letter agreement between the Treasury and the Company for a total repurchase price of $540,000, or $1.88 per warrant share. The repurchase price was based on the fair market value of the warrant as agreed upon by the Company and the Treasury. The repurchase of the warrant ends the Company’s participation in the U.S. Treasury Department’s CPP.

Loans_and_Allowance_for_Loan_L

Loans and Allowance for Loan Losses	3 Months Ended
	Mar. 31, 2014
Loans and Allowance for Loan Losses	'
Loans and Allowance for Loan Losses	'
	(2)         Loans and Allowance for Loan Losses
	Loans
	A summary of loans, by major class within the Company’s loan portfolio, at March 31, 2014 and December 31, 2013 is as follows:
		March 31,			December 31,
	(in thousands)	2014			2013
	Commercial, financial, and agricultural	$	132,346		$	133,717
	Real estate construction - residential	22,060			21,008
	Real estate construction - commercial	57,340			55,076
	Real estate mortgage - residential	230,310			225,541
	Real estate mortgage - commercial	384,130			382,550
	Installment and other consumer	19,121			21,655
	Total loans	$	845,307		$	839,547
	The Bank grants real estate, commercial, installment, and other consumer loans to customers located within the communities surrounding Jefferson City, Clinton, Warsaw, Springfield, Branson and Lee’s Summit, Missouri. As such, the Bank is susceptible to changes in the economic environment in these communities. The Bank does not have a concentration of credit in any one economic sector. Installment and other consumer loans consist primarily of the financing of automotive vehicles. At March 31, 2014, loans with a carrying value of $376.9 million were pledged to the Federal Home Loan Bank as collateral for borrowings and letters of credit.
	Allowance for Loan Losses
	The following is a summary of the allowance for loan losses for the three months ended March 31, 2014 and 2013:
		Commercial,			Real Estate			Real Estate			Real Estate			Real Estate			Installment
		Financial, &			Construction -			Construction -			Mortgage -			Mortgage -			Loans to			Un-
	(in thousands)	Agricultural			Residential			Commercial			Residential			Commercial			Individuals			allocated			Total
	Balance at December 31, 2013	$	2,374		$	931		$	631		$	2,959		$	6,523		$	294		$	7		$	13,719
	Additions:
	Provision for loan losses	93			(392		)	333			139			(153		)	(13		)	(7		)	0
	Deductions:
	Loans charged off	131			60			414			120			367			84			0			1,176
	Less recoveries on loans	(116		)	0			0			(112		)	(16		)	(58		)	0			(302		)
	Net loans charged off	15			60			414			8			351			26			0			874
	Balance at March 31, 2014	$	2,452		$	479		$	550		$	3,090		$	6,019		$	255		$	0		$	12,845
	Balance at December 31, 2012	$	1,937		$	732		$	1,711		$	3,387		$	6,834		$	239		$	2		$	14,842
	Additions:
	Provision for loan losses	(90		)	287			100			(189		)	844			47			1			1,000
	Deductions:
	Loans charged off	61			120			0			292			999			109			0			1,581
	Less recoveries on loans	(42		)	0			0			(15		)	(161		)	(66		)	0			(284		)
	Net loans charged off	19			120			0			277			838			43			0			1,297
	Balance at March 31, 2013	$	1,828		$	899		$	1,811		$	2,921		$	6,840		$	243		$	3		$	14,545
	Loans, or portions of loans, are charged off to the extent deemed uncollectible or a loss is confirmed. Loan charge-offs reduce the allowance for loan losses, and recoveries of loans previously charged off are added back to the allowance. If management determines that it is probable that all amounts due on a loan will not be collected under the original terms of the loan agreement, the loan is considered to be impaired. These loans are evaluated individually for impairment, and in conjunction with current economic conditions and loss experience, specific reserves are estimated as further discussed below. Loans not individually evaluated are aggregated by risk characteristics and reserves are recorded using a consistent methodology that considers historical loan loss experience by loan type, delinquencies, current economic conditions, loan risk ratings and industry concentration.
	The following table provides the balance in the allowance for loan losses at March 31, 2014 and December 31, 2013, and the related loan balance by impairment methodology.
		Commercial,			Real Estate			Real Estate			Real Estate			Real Estate			Installment
		Financial, and			Construction -			Construction -			Mortgage -			Mortgage -			Loans to			Un-
	(in thousands)	Agricultural			Residential			Commercial			Residential			Commercial			Individuals			allocated			Total
	31-Mar-14
	Allowance for loan losses:
	Individually evaluated for impairment	$	1,069		$	307		$	36		$	1,808		$	1,482		$	51		$	0		$	4,753
	Collectively evaluated for impairment	1,383			172			514			1,282			4,537			204			0			8,092
	Total	$	2,452		$	479		$	550		$	3,090		$	6,019		$	255		$	0		$	12,845
	Loans outstanding:
	Individually evaluated for impairment	$	4,919		$	2,143		$	5,936		$	7,472		$	15,252		$	316		$	0		$	36,038
	Collectively evaluated for impairment	127,427			19,917			51,404			222,838			368,878			18,805			0			809,269
	Total	$	132,346		$	22,060		$	57,340		$	230,310		$	384,130		$	19,121		$	0		$	845,307
	31-Dec-13
	Allowance for loan losses:
	Individually evaluated for impairment	$	721		$	392		$	304		$	1,374		$	1,989		$	16		$	0		$	4,796
	Collectively evaluated for impairment	1,653			539			327			1,585			4,534			278			7			8,923
	Total	$	2,374		$	931		$	631		$	2,959		$	6,523		$	294		$	7		$	13,719
	Loans outstanding:
	Individually evaluated for impairment	$	4,015		$	2,204		$	6,615		$	6,517		$	15,422		$	43		$	0		$	34,816
	Collectively evaluated for impairment	129,702			18,804			48,461			219,024			367,128			21,612			0			804,731
	Total	$	133,717		$	21,008		$	55,076		$	225,541		$	382,550		$	21,655		$	0		$	839,547
	Impaired Loans
	Loans evaluated under the Financial Accounting Standards Board’s (FASB) Accounting Standards Update (ASU) 310-10-35 include loans which are individually evaluated for impairment. All other loans are collectively evaluated for impairment under ASC 450-20. Impaired loans totaled $36.0 million and $35.1 million at March 31, 2014 and December 31, 2013, respectively, and are comprised of loans on non-accrual status and loans which have been classified as troubled debt restructurings. Total impaired loans of $36.0 million at March 31, 2014 were individually evaluated for impairment compared to $34.8 million of impaired loans individually evaluated for impairment and $259,000 of non-accrual consumer loans that were collectively evaluated for impairment at December 31, 2013. Beginning in 2014, consumer non-accrual loans were included the individually evaluated impairment calculations.
	The net carrying value of impaired loans is generally based on the fair values of collateral obtained through independent appraisals or internal evaluations, or by discounting the total expected future cash flows. At March 31, 2014 and December 31, 2013, $32.7 million and $21.8 million, respectively, of impaired loans were evaluated based on the fair value of the loan’s collateral. Once the impairment amount is calculated, a specific reserve allocation is recorded. At March 31, 2014, $4.8 million of the Company’s allowance for loan losses was allocated to impaired loans totaling $36.0 million compared to $4.8 million of the Company’s allowance for loan losses allocated to impaired loans totaling approximately $35.1 million at December 31, 2013. Management determined that $21.3 million, or 59%, of total impaired loans required no reserve allocation at March 31, 2014 compared to $18.8 million, or 54%, at December 31, 2013 primarily due to adequate collateral values, acceptable payment history and adequate cash flow ability.
	The categories of impaired loans at March 31, 2014 and December 31, 2013 are as follows:
		March 31,			December 31,
	(in thousands)	2014			2013
Non-accrual loans	$	24,804		$	23,680
Troubled debt restructurings continuing to accrue interest	11,234			11,395
Total impaired loans	$	36,038		$	35,075
The following tables provide additional information about impaired loans at March 31, 2014 and December 31, 2013, respectively, segregated between loans for which an allowance has been provided and loans for which no allowance has been provided.
				Unpaid
	Recorded			Principal			Specific
(in thousands)	Investment			Balance			Reserves
31-Mar-14
With no related allowance recorded:
Commercial, financial and agricultural	$	2,182		$	2,239		$	0
Real estate - construction residential	43			77			0
Real estate - construction commercial	5,833			6,998			0
Real estate - residential	2,105			2,814			0
Real estate - commercial	11,155			11,417			0
Total	$	21,318		$	23,545		$	0
With an allowance recorded:
Commercial, financial and agricultural	$	2,737		$	2,800		$	1,069
Real estate - construction residential	2,100			2,271			307
Real estate - construction commercial	103			104			36
Real estate - residential	5,367			5,536			1,808
Real estate - commercial	4,097			4,662			1,482
Consumer	316			351			51
Total	$	14,720		$	15,724		$	4,753
Total impaired loans	$	36,038		$	39,269		$	4,753
				Unpaid
	Recorded			Principal			Specific
(in thousands)	Investment			Balance			Reserves
31-Dec-13
With no related allowance recorded:
Commercial, financial and agricultural	$	2,467		$	2,593		$	0
Real estate - construction residential	44			80			0
Real estate - construction commercial	6,101			7,148			0
Real estate - residential	2,121			2,654			0
Real estate - commercial	7,817			8,056			0
Consumer	259			282			0
Total	$	18,809		$	20,813		$	0
With an allowance recorded:
Commercial, financial and agricultural	$	1,548		$	1,607		$	721
Real estate - construction residential	2,160			2,331			392
Real estate - construction commercial	514			514			304
Real estate - residential	4,396			4,570			1,374
Real estate - commercial	7,605			7,925			1,989
Consumer	43			45			16
Total	$	16,266		$	16,992		$	4,796
Total impaired loans	$	35,075		$	37,805		$	4,796
The following table presents by class, information related to the average recorded investment and interest income recognized on impaired loans for the periods indicated.
	Three Months Ended March 31,
	2014						2013
				Interest						Interest
	Average			Recognized			Average			Recognized
	Recorded			For the			Recorded			For the
(in thousands)	Investment			Period Ended			Investment			Period Ended
With no related allowance recorded:
Commercial, financial and agricultural	$	2,496		$	21		$	2,937		$	25
Real estate - construction residential	117			0			369			0
Real estate - construction commercial	6,998			0			2,616			0
Real estate - residential	2,901			6			2,736			0
Real estate - commercial	11,809			66			5,480			29
Consumer	25			0			189			0
Total	$	24,346		$	93		$	14,327		$	54
With an allowance recorded:
Commercial, financial and agricultural	$	2,341		$	8		$	990		$	7
Real estate - construction residential	2,271			0			2,273			0
Real estate - construction commercial	105			0			6,475			1
Real estate - residential	5,479			40			4,082			20
Real estate - commercial	4,594			0			13,634			26
Consumer	343			0			45			0
Total	$	15,133		$	48		$	27,499		$	54
Total impaired loans	$	39,479		$	141		$	41,826		$	108
The recorded investment varies from the unpaid principal balance primarily due to partial charge-offs taken resulting from current appraisals received. The amount recognized as interest income on impaired loans continuing to accrue interest, primarily related to troubled debt restructurings, was $141,000 and $108,000, for the three months ended March 31, 2014 and 2013, respectively. The average recorded investment in impaired loans is calculated on a monthly basis during the periods reported. Contractual interest lost on loans in non-accrual status was $289,000 and $350,000 for the three months ended March 31, 2014 and 2013, respectively.
Delinquent and Non-Accrual Loans
The delinquency status of loans is determined based on the contractual terms of the notes. Borrowers are generally classified as delinquent once payments become 30 days or more past due.
The following table provides aging information for the Company’s past due and non-accrual loans at March 31, 2014 and December 31, 2013.
	Current or						90 Days
	Less Than						Past Due
	30 Days			30 - 89 Days			And Still
(in thousands)	Past Due			Past Due			Accruing			Non-Accrual			Total
31-Mar-14
Commercial, Financial, and Agricultural	$	129,201		$	513		$	0		$	2,632		$	132,346
Real Estate Construction - Residential	19,821			96			0			2,143			22,060
Real Estate Construction - Commercial	51,347			56			1			5,936			57,340
Real Estate Mortgage - Residential	222,827			3,350			194			3,939			230,310
Real Estate Mortgage - Commercial	372,245			2,047			0			9,838			384,130
Installment and Other Consumer	18,535			261			9			316			19,121
Total	$	813,976		$	6,323		$	204		$	24,804		$	845,307
31-Dec-13
Commercial, Financial, and Agricultural	$	131,091		$	942		$	0		$	1,684		$	133,717
Real Estate Construction - Residential	18,738			66			0			2,204			21,008
Real Estate Construction - Commercial	48,230			595			0			6,251			55,076
Real Estate Mortgage - Residential	217,179			4,068			129			4,165			225,541
Real Estate Mortgage - Commercial	372,651			725			100			9,074			382,550
Installment and Other Consumer	21,048			291			14			302			21,655
Total	$	808,937		$	6,687		$	243		$	23,680		$	839,547
Credit Quality
The Company categorizes loans into risk categories based upon an internal rating system reflecting management’s risk assessment. Loans are placed on watch status when (1) one or more weaknesses that could jeopardize timely liquidation exits; or (2) the margin or liquidity of an asset is sufficiently tenuous that adverse trends could result in a collection problem. Loans classified as substandard are inadequately protected by the current sound worth and paying capacity of the obligor or by the collateral pledged, if any. Loans so classified may have a well defined weakness or weaknesses that jeopardize the repayment of the debt. Such loans are characterized by the distinct possibility that the Company may sustain some loss if the deficiencies are not corrected. It is the Company’s policy to discontinue the accrual of interest income on loans when management believes that the collection of interest or principal is doubtful. Loans are placed on non-accrual status when (1) deterioration in the financial condition of the borrower exists for which payment of full principal and interest is not expected, or (2) payment of principal or interest has been in default for a period of 90 days or more and the asset is not both well secured and in the process of collection. Subsequent interest payments received on such loans are applied to principal if any doubt exists as to the collectability of such principal; otherwise, such receipts are recorded as interest income on a cash basis.
The following table presents the risk categories by class at March 31, 2014 and December 31, 2013.
(in thousands)	Commercial,			Real Estate			Real Estate			Real Estate			Real Estate			Installment			Total
	Financial, &			Construction -			Construction -			Mortgage -			Mortgage -			and other
	Agricultural			Residential			Commercial			Residential			Commercial			Consumer
At March 31, 2014
Watch	$	16,988		$	2,485		$	5,928		$	26,615		$	24,169		$	285		$	76,470
Substandard	5,558			91			1,029			10,030			10,233			230			27,171
Non-accrual	2,632			2,143			5,936			3,939			9,838			316			24,804
Total	$	25,178		$	4,719		$	12,893		$	40,584		$	44,240		$	831		$	128,445
At December 31, 2013
Watch	$	15,016		$	2,007		$	6,111		$	26,331		$	23,662		$	388		$	73,515
Substandard	7,553			92			1,403			8,579			14,510			281			32,418
Non-accrual	1,684			2,204			6,251			4,165			9,074			302			23,680
Total	$	24,253		$	4,303		$	13,765		$	39,075		$	47,246		$	971		$	129,613
Troubled Debt Restructurings
At March 31, 2014, loans classified as troubled debt restructurings (TDRs) totaled $22.2 million, of which $11.0 million were on non-accrual status and $11.2 million were on accrual status. At December 31, 2013, TDRs totaled $21.5 million, of which $10.1 million were on non-accrual status and $11.4 million were on accrual status. When an individual loan is determined to be a TDR, the amount of impairment is based upon the present value of expected future cash flows discounted at the loan’s effective interest rate or the fair value of the underlying collateral less applicable selling costs. Accordingly, specific reserves of $2.4 million and $2.2 million related to TDRs were allocated to the allowance for loan losses at March 31, 2014 and December 31, 2013, respectively.
The following table summarizes loans that were modified as TDRs during the periods indicated.
	Three Months Ended March 31,
	2014								2013
	Recorded Investment (1)								Recorded Investment (1)
(in thousands)	Number of		Pre-			Post-			Number of		Pre-			Post-
	Contracts		Modification			Modification			Contracts		Modification			Modification
Troubled Debt Restructurings
Commercial, financial and agricultural	2		$	244		$	244		0		$	0		$	0
Real estate construction - commercial	0		0			0			0		0			0
Real estate mortgage - residential	1		1,256			1,185			1		619			619
Real estate mortgage - commercial	0		0			0			0		0			0
Consumer	0		0			0			0		0			0
Total	3		$	1,500		$	1,429		1		$	619		$	619
(1) The amounts reported post-modification are inclusive of all partial pay-downs and charge-offs, and no portion of the debt was forgiven. Loans modified as a TDR that were fully paid down, charged-off or foreclosed upon during the period ended are not reported.
The Company’s portfolio of loans classified as TDRs include concessions such as interest rates below the current market rate, deferring principal payments, and extending maturity dates. Once a loan becomes a TDR, it will continue to be reported as a TDR until it is ultimately repaid in full, charged-off, or the collateral for the loan is foreclosed and sold. The Company considers a loan in TDR status in default when the borrower’s payment according to the modified terms is at least 90 days past due or has defaulted due to expiration of the loan’s maturity date. During the three months ended March 31, 2014, three loans meeting the TDR criteria were modified compared to one loan during the three months ended March 31, 2013. There were no loans modified as a TDR that defaulted during the three months ended March 31, 2014 and 2013, respectively, and within twelve months of their modification date.

Real_Estate_and_Other_Assets_A

Real Estate and Other Assets Acquired in Settlement of Loans	3 Months Ended
	Mar. 31, 2014
Real Estate and Other Assets Acquired in Settlement of Loans	'
Real Estate and Other Assets Acquired in Settlement of Loans	'
	(3)         Real Estate and Other Assets Acquired in Settlement of Loans
		March 31,			December 31,
	(in thousands)	2014			2013
	Real estate construction - residential	$	32		$	114
	Real estate construction - commercial	10,020			10,020
	Real estate mortgage - residential	332			830
	Real estate mortgage - commercial	8,289			8,537
	Repossessed assets	23			41
	Total	$	18,696		$	19,542
	Less valuation allowance for other real estate owned	(4,642		)	(4,675		)
	Total other real estate owned and foreclosed assets	$	14,054		$	14,867
	Changes in the net carrying amount of other real estate owned and repossessed assets for the three months ended March 31, 2014 and 2013, respectively, were as follows:
		Three Months Ended March 31,
		2014			2013
	Balance at beginning of period	$	19,542		$	29,729
	Additions	259			2,470
	Proceeds from sales	(1,094		)	(604		)
	Charge-offs against the valuation allowance for other real estate owned	(156		)	(136		)
	Net gain on sales	145			13
	Total other real estate owned and repossessed assets	$	18,696		$	31,472
	Less valuation allowance for other real estate owned	(4,642		)	(8,344		)
	Balance at end of period	$	14,054		$	23,128
	During the three months ended March 31, 2014 and 2013, net charge-offs against the allowance for loan losses at the time of foreclosure were approximately $162,000 and $374,000, respectively.
	Activity in the valuation allowance for other real estate owned in settlement of loans for the three months ended March 31, 2014 and 2013, respectively, is summarized as follows:
		Three Months Ended March 31,
	(in thousands)	2014			2013
	Balance, beginning of period	$	4,675		$	6,137
	Provision for other real estate owned	123			2,343
	Charge-offs	(156		)	(136		)
	Balance, end of period	$	4,642		$	8,344

Investment_Securities

Investment Securities	3 Months Ended
	Mar. 31, 2014
Investment Securities	'
Investment Securities	'
	(4)         Investment Securities
	The amortized cost and fair value of debt securities classified as available-for-sale at March 31, 2014 and December 31, 2013 were as follows:
				Gross			Gross
		Amortized		Unrealized			Unrealized
	(in thousands)	Cost		Gains			Losses		Fair value
	31-Mar-14
	U.S. Treasury	$	1,000	$	1		$	0	$	1,001
	Government sponsored enterprises	71,052		325			566		70,811
	Asset-backed securities	111,096		813			2,534		109,375
	Obligations of states and political subdivisions	31,597		574			131		32,040
	Total available-for-sale securities	$	214,745	$	1,713		$	3,231	$	213,227
	31-Dec-13
	U.S. Treasury	$	1,000	$	3		$	0	$	1,003
	Government sponsored enterprises	61,006		377			767		60,616
	Asset-backed securities	112,747		817			3,191		110,373
	Obligations of states and political subdivisions	33,637		568			212		33,993
	Total available-for-sale securities	$	208,390	$	1,765		$	4,170	$	205,985
	All of the Company’s investment securities are classified as available for sale. Agency bonds and notes, agency mortgage-backed securities and agency collateralized mortgage obligations (CMO) include securities issued by the Government National Mortgage Association (GNMA), a U.S. government agency, and the Federal National Mortgage Association (FNMA), the Federal Home Loan Mortgage Corporation (FHLMC) and the Federal Home Loan Bank (FHLB), which are U.S. government-sponsored enterprises.
	Investment securities that are classified as restricted equity securities primarily consist of Federal Home Loan Bank stock and the Company’s interest in statutory trusts. These securities are reported at cost in the amount of $4.0 million as of both March 31, 2014 and December 31, 2013, respectively.
	Debt securities with carrying values aggregating approximately $186.2 million and $145.8 million at March 31, 2014 and December 31, 2013, respectively, were pledged to secure public funds, securities sold under agreements to repurchase, and for other purposes as required or permitted by law.
	The amortized cost and fair value of debt securities classified as available-for-sale at March 31, 2014, by contractual maturity are shown below. Expected maturities may differ from contractual maturities because borrowers have the right to call or prepay obligations with or without prepayment penalties.
		Amortized		Fair
	(in thousands)	Cost		Value
	Due in one year or less	$	7,566	$	7,629
	Due after one year through five years	55,166		55,592
	Due after five years through ten years	39,901		39,653
	Due after ten years	1,016		978
	Total	103,649		103,852
	Asset-backed securities	111,096		109,375
	Total available-for-sale securities	$	214,745	$	213,227
	Gross unrealized losses on debt securities and the fair value of the related securities, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at March 31, 2014 and December 31, 2013 were as follows:
		Less than 12 months					12 months or more					Total		Total
		Fair		Unrealized			Fair		Unrealized			Fair		Unrealized
	(in thousands)	Value		Losses			Value		Losses			Value		Losses
	At March 31, 2014
	Government sponsored enterprises	$	42,190	$	(566	)	$	0	$	0		$	42,190	$	(566	)
	Asset-backed securities	68,052		(2,013		)	11,736		(521		)	79,788		(2,534		)
	Obligations of states and political subdivisions	7,731		(90		)	634		(41		)	8,365		(131		)
	Total	$	117,973	$	(2,669	)	$	12,370	$	(562	)	$	130,343	$	(3,231	)
	(in thousands)
	At December 31, 2013
	Government sponsored enterprises	$	25,771	$	(767	)	$	0	$	0		$	25,771	$	(767	)
	Asset-backed securities	76,048		(2,940		)	5,941		(251		)	81,989		(3,191		)
	Obligations of states and political subdivisions	6,907		(159		)	450		(53		)	7,357		(212		)
	Total	$	108,726	$	(3,866	)	$	6,391	$	(304	)	$	115,117	$	(4,170	)
	The total available for sale portfolio consisted of approximately 294 securities at March 31, 2014. The portfolio included 97 securities having an aggregate fair value of $130.3 million that were in a loss position at March 31, 2014. Securities identified as temporarily impaired which had been in a loss position for 12 months or longer totaled $12.4 million at fair value. The $3.2 million aggregate unrealized loss included in accumulated other comprehensive income at March 31, 2014 was caused by interest rate fluctuations.
	The total available for sale portfolio consisted of approximately 348 securities at December 31, 2013. The portfolio included 96 securities having an aggregate fair value of $115.1 million that were in a loss position at December 31, 2013. Securities identified as temporarily impaired which had been in a loss position for 12 months or longer totaled $6.4 million at fair value.
	The $4.2 million aggregate unrealized loss included in accumulated other comprehensive income at December 31, 2013 was caused by interest rate fluctuations.
	Because the decline in fair value is attributable to changes in interest rates and not credit quality these investments were not considered other-than-temporarily impaired at March 31, 2014 and December 31, 2013, respectively.
	In addition, the Company does not have the intent to sell these investments over the period of recovery, and it is not more likely than not that it will be required to sell such investment securities.
	The table below presents the components of investment securities gains and losses which have been recognized in earnings.
		Three Months Ended March 31,
	(in thousands)	2014		2013
	Gains realized on sales	$	0	$	294
	Losses realized on sales	0		0
	Other-than-temporary impairment recognized	0		0
	Investment securities gains	$	0	$	294

Intangible_Assets

Intangible Assets	3 Months Ended
	Mar. 31, 2014
Intangible Assets	'
Intangible Assets	'
	(5)         Intangible Assets
	Core Deposit Intangible Asset
	Core deposit intangible assets in the amount of $4.8 million were fully amortized as of December 31, 2013. Changes in the net carrying amount of core deposit intangible assets for the three months March 31, 2013 is as follows:
		Three Months Ended
	(in thousands)	March 31, 2013
	Balance at beginning of period	$	135
	Additions	0
	Amortization	(101		)
	Balance at end of period	$	34
	Mortgage Servicing Rights
	At March 31, 2014 and December 31, 2013, the Company serviced mortgage loans for others totaling $319.3 million and $322.5 million, respectively. Mortgage loan servicing fees, reported as non-interest income, earned on loans sold were $223,000 and $217,000 for the three months ended March 31, 2014 and 2013, respectively.
	The table below presents changes in mortgage servicing rights (MSRs) for the three months ended March 31, 2014 and 2013.
		Three Months Ended March 31,
	(in thousands)	2014			2013
	Balance at beginning of period	$	3,036		$	2,549
	Originated mortgage servicing rights	50			197
	Changes in fair value:
	Due to change in model inputs and assumptions (1)	106			153
	Other changes in fair value (2)	(152		)	(210		)
	Balance at end of period	$	3,040		$	2,689
	(1)         The change in fair value resulting from changes in valuation inputs or assumptions used in the valuation model reflects the change in discount rates and prepayment speed assumptions primarily due to changes in interest rates.
	(2)         Other changes in fair value reflect changes due to customer payments and passage of time.
	The following key data and assumptions were used in estimating the fair value of the Company’s MSRs as of the three months ended March 31, 2014 and 2013:
		Three Months Ended March 31,
		2014		2013
	Weighted average constant prepayment rate	9.07	%	17.63	%
	Weighted average note rate	4.01	%	4.12	%
	Weighted average discount rate	9.08	%	8.03	%
	Weighted average expected life (in years)	6.2		4.1

Income_Taxes

Income Taxes	3 Months Ended
	Mar. 31, 2014
Income Taxes	'
Income Taxes	'
	(6)                     Income Taxes
	Income taxes as a percentage of earnings (loss) before income taxes as reported in the consolidated financial statements were 34.5% for the three months ended March 31, 2014 compared to 31.3% for the three months ended March 31, 2013.
	The ultimate realization of deferred tax assets is dependent upon the generation of future taxable income during the periods in which those temporary differences become deductible. Management considers the scheduled reversal of deferred tax liabilities, projected future taxable income, and tax planning strategies in making this assessment. Based upon the level of historical taxable income and projections for future taxable income over the periods in which the deferred tax assets are deductible, management believes it is more likely than not the Company will realize the benefits of these temporary differences at March 31, 2014 and, therefore, did not establish a valuation reserve.

Stockholders_Equity

Stockholders' Equity	3 Months Ended
	Mar. 31, 2014
Stockholders' Equity	'
Stockholders' Equity	'
	(7)                     Stockholders’ Equity
	Accumulated Other Comprehensive Income (Loss)
	The following details the change in the components of the Company’s accumulated other comprehensive income (loss) for the three months ended March 31, 2014 and 2013:
								Accumulated
					Unrecognized Net			Other
					Pension and			Comprehensive
		Unrealized Loss			Postretirement			(Loss)
	(in thousands)	on Securities (1)			Costs (2)			Income
	Balance, December 31, 2013	$	(1,491	)	$	722		$	(769	)
	Other comprehensive income, before reclassifications	886			0			886
	Amounts reclassified from accumulated other comprehensive income	0			19			19
	Current period other comprehensive income, before tax	886			19			905
	Income tax expense	(337		)	(7		)	(344		)
	Current period other comprehensive income, net of tax	549			12			561
	Balance, March 31, 2014	$	(942	)	$	734		$	(208	)
	Balance, December 31, 2012	$	3,265		$	(1,440	)	$	1,825
	Other comprehensive (loss) income, before reclassifications	(957		)	0			(957		)
	Amounts reclassified from accumulated other comprehensive income	(294		)	27			(267		)
	Current period other comprehensive (loss) income, before tax	(1,251		)	27			(1,224		)
	Income tax benefit (expense)	529			(11		)	518
	Current period other comprehensive (loss) income, net of tax	(722		)	16			(706		)
	Balance, March 31, 2013	$	2,543		$	(1,424	)	$	1,119
	(1) The pre-tax amounts reclassified from accumulated other comprehensive income (loss) are included in gain on sale of investment securities in the consolidated statements of income.
	(2) The pre-tax amounts reclassified from accumulated other comprehensive income (loss) are included in the computation of net periodic pension cost.

Employee_Benefit_Plans

Employee Benefit Plans	3 Months Ended
	Mar. 31, 2014
Employee Benefit Plans	'
Employee Benefit Plans	'
	(8)                     Employee Benefit Plans
	Employee Benefits
	Employee benefits charged to operating expenses are summarized in the table below for the periods indicated.
		Threee Months Ended March 31,
	(in thousands)	2014			2013
	Payroll taxes	$	293		$	304
	Medical plans	518			491
	401k match and profit sharing	153			75
	Pension plan	236			286
	Other	11			47
	Total employee benefits	$	1,211		$	1,203
	The Company’s profit-sharing plan includes a matching 401k portion, in which the Company matches the first 3% of eligible employee contributions. The Company made annual contributions in an amount up to 6% of income before income taxes and before contributions to the profit-sharing and pension plans for all participants, limited to the maximum amount deductible for federal income tax purposes, for each of the periods shown. In addition, employees were able to make additional tax-deferred contributions.
	Pension
	The Company provides a noncontributory defined benefit pension plan for all full-time employees. An employer is required to recognize the funded status of a defined benefit postretirement plan as an asset or liability in its balance sheet and to recognize changes in that funded status in the year in which the changes occur through comprehensive income. Under the Company’s funding policy for the defined benefit pension plan, contributions are made to a trust as necessary to provide for current service and for any unfunded accrued actuarial liabilities over a reasonable period. To the extent that these requirements are fully covered by assets in the trust, a contribution might not be made in a particular year. The Company has not made any contributions to the defined benefit plan for the current plan year. The minimum required contribution for the 2014 plan year is estimated to be $1.3 million. The Company has not determined whether it will make any contributions other than the minimum required funding contribution for 2014.
	Components of Net Pension Cost and Other Amounts Recognized in Accumulated Other Comprehensive Income
	The following items are components of net pension cost for the periods indicated:
		Estimated			Actual
	(in thousands)	2014			2013
	Service cost - benefits earned during the year	$	981		$	1,174
	Interest costs on projected benefit obligations	732			646
	Expected return on plan assets	(887		)	(797		)
	Expected administrative expenses	40			40
	Amortization of prior service cost	79			79
	Amortization of unrecognized net loss	0			31
	Net periodic pension expense	$	945		$	1,173
	Pension expense - three months ended March 31 (actual)	$	236		$	286

Stock_Compensation

Stock Compensation	3 Months Ended
	Mar. 31, 2014
Stock Compensation	'
Stock Compensation	'
	(9)                     Stock Compensation
	The Company’s stock option plan provides for the grant of options to purchase up to 547,492 shares of the Company’s common stock to officers and other key employees of the Company and its subsidiaries. All options have been granted at exercise prices equal to fair value and vest over periods ranging from four to five years, except options issued in 2008 to acquire 11,578 shares that vested immediately.
	The following table summarizes the Company’s stock option activity:
						Weighted
				Weighted		Average	Aggregate
		Number		average		Contractual	Intrinsic
		of		Exercise		Term	Value
		Shares		Price		(in years)	$0
	Outstanding, beginning of period	121,405		$	24.14
	Granted	0		0
	Exercised	0		0
	Forfeited	0		0
	Expired	(18,255	)	28.97
	Outstanding, March 31, 2014	103,150		$	23.28	2.7	$	0
	Exercisable, March 31, 2014	88,633		$	23.49	2.5	$	0
	Options have been adjusted to reflect a 4% stock dividend paid on July 1, 2013.
	Total stock-based compensation expense for the three months ended March 31, 2014 and 2013 was $6,000 and $2,000, respectively. As of March 31, 2014, the total unrecognized compensation expense related to non-vested stock awards was $44,000 and the related weighted average period over which it is expected to be recognized is approximately 1.6 years.

Earnings_Loss_per_Share

Earnings (Loss) per Share	3 Months Ended
	Mar. 31, 2014
Earnings (Loss) per Share	'
Earnings (Loss) per Share	'
	(10)              Earnings (Loss) per Share
	Basic earnings (loss) per share is computed by dividing income available to common shareholders by the weighted average number of common shares outstanding during the year. Diluted earnings (loss) per share gives effect to all dilutive potential common shares that were outstanding during the year. The calculations of basic and diluted earnings (loss) per share are as follows for the periods indicated:
		Three Months Ended March 31,
	(dollars in thousands, except per share data)	2014			2013
	Basic earnings (loss) per common share:
	Net income (loss)	$	1,987		$	(136	)
	Less:
	Preferred stock dividends and accretion of discount	0			295
	Net income (loss) available to common shareholders	$	1,987		$	(431	)
	Basic earnings (loss) per share	$	0.39		$	(0.09	)
	Diluted earnings (loss) per common share:
	Net income (loss)	$	1,987		$	(136	)
	Less:
	Preferred stock dividends and accretion of discount	0			295
	Net income (loss) available to common shareholders	$	1,987		$	(431	)
	Average shares outstanding	5,032,679			5,032,679
	Effect of dilutive stock options	0			0
	Average shares outstanding including dilutive stock options	5,032,679			5,032,679
	Diluted earnings (loss) per share	$	0.39		$	(0.09	)
	Under the treasury stock method, outstanding stock options are dilutive when the average market price of the Company’s common stock, when combined with the effect of any unamortized compensation expense, exceeds the option price during the period, except when the Company has a loss from continuing operations available to common shareholders. In addition, proceeds from the assumed exercise of dilutive options along with the related tax benefit are assumed to be used to repurchase common shares at the average market price of such stock during the period.
	The following options to purchase shares during the dates indicated were not included in the respective computations of diluted earnings per share because the exercise price of the option, when combined with the effect of the unamortized compensation expense, was greater than the average market price of the common shares and were considered anti-dilutive.
		Three Months Ended March 31,
		2014		2013
	Anti-dilutive shares - option shares	103,150		188,491
	Anti-dilutive shares - warrant shares	—		298,618
	Total anti-dilutive shares	103,150		487,109

Fair_Value_Measurements

Fair Value Measurements	3 Months Ended
	Mar. 31, 2014
Fair Value Measurements	'
Fair Value Measurements	'
	(11)              Fair Value Measurements
	The Company uses fair value measurements to record fair value adjustments to certain financial and nonfinancial assets and liabilities. The FASB ASC Topic 820, Fair Value Measurements and Disclosures, defines fair value, establishes a framework for the measurement of fair value, and enhances disclosures about fair value measurements. The standard applies whenever other standards require (permit) assets or liabilities to be measured at fair value but does not expand the use of fair value in any new circumstances. In this standard, FASB clarified the principle that fair value should be based on the assumptions market participants would use when pricing the asset or liability. In support of this principle, the standard establishes a fair value hierarchy that prioritizes the information used to develop those assumptions. As of March 31, 2014 and December 31, 2013, respectively, there were no transfers into or out of Levels 1-3.
	The fair value hierarchy is as follows:
	Level 1 — Inputs are unadjusted quoted prices for identical assets or liabilities in active markets.
	Level 2 — Inputs other than quoted prices included in Level 1 that are observable for the asset or liability, either directly or indirectly. These might include quoted prices for similar assets and liabilities in active markets, such as interest rates and yield curves that are observable at commonly quoted intervals.
	Level 3 — Inputs are unobservable inputs for the asset or liability and significant to the fair value. These may be internally developed using the Company’s best information and assumptions that a market participant would consider.
	ASC Topic 820 also provides guidance on determining fair value when the volume and level of activity for the asset or liability have significantly decreased and on identifying circumstances when a transaction may not be considered orderly.
	The Company is required to disclose assets and liabilities measured at fair value on a recurring basis separate from those measured at fair value on a nonrecurring basis. Nonfinancial assets measured at fair value on a nonrecurring basis would include foreclosed real estate, long-lived assets, and core deposit intangible assets, which are reviewed when circumstances or other events indicate that impairment may have occurred.
	Valuation Methods for Instruments Measured at Fair Value on a Recurring Basis
	Following is a description of the Company’s valuation methodologies used for assets and liabilities recorded at fair value on a recurring basis:
	Available-for-Sale Securities
	The fair value measurements of the Company’s investment securities are determined by a third party pricing service which considers observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information and the bond’s terms and conditions, among other things. The fair value measurements are subject to independent verification to another pricing source by management each quarter for reasonableness. Securities classified as available-for-sale are reported at fair value utilizing Level 2 inputs.
	Mortgage Servicing Rights
	The fair value of mortgage servicing rights is based on the discounted value of estimated future cash flows utilizing contractual cash flows, servicing rate, constant prepayment rate, servicing cost, and discount rate factors. Accordingly, the fair value is estimated based on a valuation model that calculates the present value of estimated future net servicing income. The model incorporates assumptions that market participants use in estimating future net servicing income, including estimates of prepayment speeds, market discount rates, cost to service, float earnings rates, and other ancillary income, including late fees. The valuation models estimate the present value of estimated future net servicing income. The Company classifies its servicing rights as Level 3.
		Fair Value Measurements
					Quoted Prices
					in Active
					Markets for			Other		Significant
					Identical			Observable		Unobservable
					Assets			Inputs		Inputs
	(in thousands)	Fair Value			(Level 1)			(Level 2)		(Level 3)
	March 31, 2014
	Assets:
	U.S. Treasury	$	1,001		$	1,001		$	0	$	0
	Government sponsored enterprises	70,811			0			70,811		0
	Asset-backed securities	109,375			0			109,375		0
	Obligations of states and political subdivisions	32,040			0			32,040		0
	Mortgage servicing rights	3,040			0			0		3,040
	Total	$	216,267		$	1,001		$	212,226	$	3,040
	December 31, 2013
	Assets:
	U.S. Treasury	$	1,003		$	1,003		$	0	$	0
	Government sponsored enterprises	60,616			0			60,616		0
	Asset-backed securities	110,373			0			110,373		0
	Obligations of states and political subdivisions	33,993			0			33,993		0
	Mortgage servicing rights	3,036			0			0		3,036
	Total	$	209,021		$	1,003		$	204,982	$	3,036
	The changes in Level 3 assets and liabilities measured at fair value on a recurring basis are summarized as follows:
		Fair Value Measurements Using
		Significant Unobservable Inputs
		(Level 3)
		Mortgage Servicing Rights
		Three Months Ended March 31,
	(in thousands)	2014			2013
	Balance at beginning of period	$	3,036		$	2,549
	Total gains or losses (realized/unrealized):
	Included in earnings	(46		)	(57		)
	Included in other comprehensive income	0			0
	Purchases	0			0
	Sales	0			0
	Issues	50			197
	Settlements	0			0
	Balance at end of period	$	3,040		$	2,689
	Total gains for the three months ended included in earnings attributable to the change in unrealized gains or losses related to assets still held were $106,000 and $153,000 at March 31, 2014 and 2013, respectively.
		Quantitative Information about Level 3 Fair Value Measurements
						Input Value
						Three Months Ended March 31,
		Valuation Technique		Unobservable Inputs		2014		2013
	Mortgage servicing rights	Discounted cash flows		Weighted average constant prepayment rate		9.07	%	17.63	%
				Weighted average discount rate		9.08	%	8.03	%
				Weighted average expected life (in years)		6.2		4.1
	Valuation methods for instruments measured at fair value on a nonrecurring basis
	Following is a description of the Company’s valuation methodologies used for assets and liabilities recorded at fair value on a nonrecurring basis:
Impaired Loans
The Company does not record loans at fair value on a recurring basis other than loans that are considered impaired. The net carrying value of impaired loans is generally based on fair values of the underlying collateral obtained through independent appraisals or internal evaluations, or by discounting the total expected future cash flows. Once the fair value of the collateral has been determined and any impairment amount calculated, a specific reserve allocation is made. Because many of these inputs are not observable, the measurements are classified as Level 3. As of March 31, 2014, the Company identified $14.7 million in impaired loans that had specific allowances for losses aggregating $4.8 million. Related to these loans, there was $1.1 million in charge-offs recorded during the three months ended March 31, 2014. As of March 31, 2013, the Company identified $25.7 million in impaired loans that had specific allowances for losses aggregating $4.1 million. Related to these loans, there was $1.4 million in charge-offs recorded during the three months ended March 31, 2013.
Other Real Estate Owned and Repossessed Assets
Other real estate owned and repossessed assets consisted of loan collateral that has been repossessed through foreclosure. This collateral is comprised of commercial and residential real estate and other non-real estate property, including autos, manufactured homes, and construction equipment. Other real estate owned assets are recorded as held for sale initially at the lower of the loan balance or fair value of the collateral less estimated selling costs. The Company relies on external appraisals and assessment of property values by internal staff. In the case of non-real estate collateral, reliance is placed on a variety of sources, including external estimates of value and judgment based on experience and expertise of internal specialists. Subsequent to foreclosure, valuations are updated periodically, and the assets may be written down to reflect a new cost basis. Because many of these inputs are not observable, the measurements are classified as Level 3.
	Fair Value Measurements Using
				Quoted Prices
				in Active
				Markets for			Other		Significant
				Identical			Observable		Unobservable
	Total			Assets			Inputs		Inputs		Total Gains
(in thousands)	Fair Value			(Level 1)			(Level 2)		(Level 3)		(Losses)*
March 31, 2014
Assets:
Impaired loans:
Commercial, financial, & agricultural	$	1,668		$	0		$	0	$	1,668	$	(103	)
Real estate construction - residential	1,793			0			0		1,793		(60		)
Real estate construction - commercial	67			0			0		67		(414		)
Real estate mortgage - residential	3,559			0			0		3,559		(94		)
Real estate mortgage - commercial	2,615			0			0		2,615		(365		)
Consumer	265			0			0		265		(18		)
Total	$	9,967		$	0		$	0	$	9,967	$	(1,054	)
Other real estate owned and repossessed assets	$	14,054		$	0		$	0	$	14,054	$	(30	)
March 31, 2013
Assets:
Impaired loans:
Commercial, financial, & agricultural	$	737		$	0		$	0	$	737	$	(10	)
Real estate construction - residential	1,959			0			0		1,959		(119		)
Real estate construction - commercial	5,762			0			0		5,762		0
Real estate mortgage - residential	2,774			0			0		2,774		(235		)
Real estate mortgage - commercial	10,368			0			0		10,368		(987		)
Consumer	38			0			0		38		0
Total	$	21,638		$	0		$	0	$	21,638	$	(1,351	)
Other real estate owned and repossessed assets	$	23,128		$	0		$	0	$	23,128	$	(200	)
* Total gains (losses) reported for other real estate owned and repossessed assets includes charge-offs, valuation write downs, and net losses taken during the periods reported.

Fair_Value_of_Financial_Instru

Fair Value of Financial Instruments	3 Months Ended
	Mar. 31, 2014
Fair Value of Financial Instruments	'
Fair Value of Financial Instruments	'
	(12)              Fair Value of Financial Instruments
	The following methods and assumptions were used to estimate the fair value of each class of financial instruments for which it is practicable to estimate such value:
	Loans
	The fair values of loans are estimated by discounting the expected future cash flows using the current rates at which similar loans could be made to borrowers with similar credit ratings and for the same remaining maturities. The net carrying amount of impaired loans is generally based on the fair values of collateral obtained through independent appraisals or internal evaluations, or by discounting the total expected future cash flows. This method of estimating fair value does not incorporate the exit-price concept of fair value prescribed by ASC Topic 820.
	Investment Securities
	A detailed description of the fair value measurement of the debt instruments in the available-for-sale sections of the investment security portfolio is provided in the Fair Value Measurement section above. A schedule of investment securities by category and maturity is provided in the notes on Investment Securities.
	Federal Home Loan Bank (FHLB) Stock
	Ownership of equity securities of FHLB is restricted and there is no established market for their resale. The carrying amount is a reasonable estimate of fair value.
	Federal Funds Sold, Cash, and Due from Banks
	The carrying amounts of short-term federal funds sold and securities purchased under agreements to resell, interest earning deposits with banks, and cash and due from banks approximate fair value. Federal funds sold and securities purchased under agreements to resell classified as short-term generally mature in 90 days or less.
	Mortgage Servicing Rights
	The fair value of mortgage servicing rights is based on the discounted value of estimated future cash flows utilizing contractual cash flows, servicing rate, constant prepayment rate, servicing cost, and discount rate factors. Accordingly, the fair value is estimated based on a valuation model that calculates the present value of estimated future net servicing income. The model incorporates assumptions that market participants use in estimating future net servicing income, including estimates of prepayment speeds, market discount rates, cost to service, float earnings rates, and other ancillary income, including late fees.
	Cash Surrender Value - Life Insurance
	The fair value of Bank owned life insurance (BOLI) approximates the carrying amount. Upon liquidation of these investments, the Company would receive the cash surrender value which equals the carrying amount.
	Accrued Interest Receivable and Payable
	For accrued interest receivable and payable, the carrying amount is a reasonable estimate of fair value because of the short maturity for these financial instruments.
	Deposits
	The fair value of deposits with no stated maturity, such as noninterest-bearing demand, NOW accounts, savings, and money market, is equal to the amount payable on demand. The fair value of time deposits is based on the discounted value of contractual cash flows. The discount rate is estimated using the rates currently offered for deposits of similar remaining maturities.
	Securities Sold under Agreements to Repurchase and Interest-bearing Demand Notes to U.S. Treasury
	For securities sold under agreements to repurchase and interest-bearing demand notes to U.S. Treasury, the carrying amount is a reasonable estimate of fair value, as such instruments reprice in a short time period.
	Subordinated Notes and Other Borrowings
	The fair value of subordinated notes and other borrowings is based on the discounted value of contractual cash flows. The discount rate is estimated using the rates currently offered for other borrowed money of similar remaining maturities.
	A summary of the carrying amounts and fair values of the Company’s financial instruments at March 31, 2014 and December 31, 2013 is as follows:
						March 31, 2014
						Fair Value Measurements
						Quoted Prices
						in Active				Net
						Markets for		Other		Significant
		March 31, 2014				Identical		Observable		Unobservable
		Carrying		Fair		Assets		Inputs		Inputs
	(in thousands)	Amount		Value		(Level 1)		(Level 2)		(Level 3)
	Assets:
	Cash and due from banks	$	24,314	$	24,314	$	24,314	$	0	$	0
	Federal funds sold and overnight interest-bearing deposits	16,920		16,920		16,920		0		0
	Investment in available-for-sale securities	213,227		213,227		1,001		212,226		0
	Loans, net	832,462		835,199		0		0		835,199
	Investment in FHLB stock	2,315		2,315		0		2,315		0
	Mortgage servicing rights	3,040		3,040		0		0		3,040
	Cash surrender value - life insurance	2,233		2,233				2,233		0
	Accrued interest receivable	4,441		4,441		4,441		0		0
		$	1,098,952	$	1,101,689	$	46,676	$	216,774	$	838,239
	Liabilities:
	Deposits:
	Non-interest bearing demand	$	189,925	$	189,925	$	189,925	$	0	$	0
	Savings, interest checking and money market	453,724		453,724		453,724		0		0
	Time deposits	344,087		346,442		0		0		346,442
	Federal funds purchased and securities sold under agreements to repurchase	20,761		20,761		20,761		0		0
	Subordinated notes	49,486		34,081		0		34,081		0
	Federal Home Loan Bank advances	24,000		25,261		0		25,261		0
	Accrued interest payable	412		412		412		0		0
		$	1,082,395	$	1,070,606	$	664,822	$	59,342	$	346,442
						December 31, 2013
						Fair Value Measurements
						Quoted Prices
						in Active				Net
						Markets for		Other		Significant
		December 31, 2013				Identical		Observable		Unobservable
		Carrying		Fair		Assets		Inputs		Inputs
	(in thousands)	Amount		Value		(Level 1)		(Level 2)		(Level 3)
	Assets:
	Cash and due from banks	$	27,079	$	27,079	$	27,079	$	0	$	0
	Federal funds sold and overnight interest-bearing deposits	1,360		1,360		1,360		0		0
	Investment in available-for-sale securities	205,985		205,985		1,003		204,982		0
Loans, net	825,828		829,223		0		0		829,223
Investment in FHLB stock	2,354		2,354		0		2,354		0
Mortgage servicing rights	3,036		3,036		0		0		3,036
Cash surrender value - life insurance	2,213		2,213				2,213		0
Accrued interest receivable	4,999		4,999		4,999		0		0
	$	1,072,854	$	1,076,249	$	34,441	$	209,549	$	832,259
Liabilities:
Deposits:
Non-interest bearing demand	$	187,382	$	187,382	$	187,382	$	0	$	0
Savings, interest checking and money market	419,085		419,085		419,085		0		0
Time deposits	350,004		352,432		0		0		352,432
Federal funds purchased and securities sold under agreements to repurchase	31,084		31,084		31,084		0		0
Subordinated notes	49,486		32,048		0		32,048		0
Federal Home Loan Bank advances	24,000		25,366		0		25,366		0
Accrued interest payable	426		426		426		0		0
	$	1,061,467	$	1,047,823	$	637,977	$	57,414	$	352,432
Off-Balance Sheet Financial Instruments
The fair value of commitments to extend credit and standby letters of credit is estimated using the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements, the likelihood of the counterparties drawing on such financial instruments, and the present creditworthiness of such counterparties. The Company believes such commitments have been made on terms that are competitive in the markets in which it operates.
Limitations
The fair value estimates provided are made at a point in time based on market information and information about the financial instruments. Because no market exists for a portion of the Company’s financial instruments, fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics of various financial instruments, and other factors. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and, therefore, cannot be determined with precision. Changes in assumptions could significantly affect the fair value estimates.

Repurchase_Reserve_Liability

Repurchase Reserve Liability	3 Months Ended
	Mar. 31, 2014
Repurchase Reserve Liability	'
Repurchase Reserve Liability	'
	(13)              Repurchase Reserve Liability
	The Company’s repurchase reserve liability for estimated losses incurred on sold loans that are included in gain on sales of mortgage loans was $160,000 at March 31, 2014. This liability represents management’s estimate of the potential repurchase or make-whole liability for residential mortgage loans originated for sale that may arise from representation and warranty claims that could relate to a variety of issues, including but not limited to, misrepresentation of facts, appraisal issues, or program requirements that may not meet investor guidelines. Although the Company has not experienced any historical repurchase losses, it was notified during the third quarter of 2013 by one of its two investors, Freddie Mac, that fifteen loans which were foreclosed upon from 2007 to the present, are being reviewed for quality control purposes and may result in loss indemnification payments to the investor as reimbursement for losses. The balance of these loans at foreclosure date totaled $1.5 million. During the fourth quarter of 2013 and through March 31, 2014, the Company settled these loan foreclosures resulting in payments totaling $119,000 for reimbursement of costs incurred by Freddie Mac on three of these foreclosures. The remaining twelve foreclosures were settled without incurring any additional costs. At March 31, 2014, the Company was servicing 3,158 loans sold to the secondary market with a balance of approximately $319.3 million compared to 3,114 loans sold with a balance of approximately $322.5 million at December 31, 2013.

Commitments_and_Contingencies

Commitments and Contingencies	3 Months Ended
	Mar. 31, 2014
Commitments and Contingencies	'
Commitments and Contingencies	'
	(14)              Commitments and Contingencies
	The Company issues financial instruments with off-balance-sheet risk in the normal course of business of meeting the financing needs of its customers. These financial instruments include commitments to extend credit and standby letters of credit. These instruments may involve, to varying degrees, elements of credit and interest rate risk in excess of the amounts recognized in the consolidated balance sheets.
	The Company’s extent of involvement and maximum potential exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit and standby letters of credit is represented by the contractual amount of these instruments. The Company uses the same credit policies in making commitments and conditional obligations as it does for financial instruments included on its consolidated balance sheets. At March 31, 2014, no amounts have been accrued for any estimated losses for these financial instruments.
	The contractual amount of off-balance-sheet financial instruments as of the periods indicated:
		March 31,		December 31,
	(in thousands)	2014		2013
	Commitments to extend credit	$	121,100	$	117,880
	Commitments to originate residential first and second mortgage loans	1,866		1,852
	Standby letters of credit	1,591		1,826
	Commitments
	Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since certain of the commitments and letters of credit are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. The Company evaluates each customer’s creditworthiness on a case-by-case basis. The amount of collateral obtained, if deemed necessary by the Company upon extension of credit, is based on management’s credit evaluation of the customer. Collateral held varies, but may include accounts receivable, inventory, furniture and equipment, and real estate.
	Standby letters of credit are conditional commitments issued by the Company to guarantee the performance of a customer to a third party. These standby letters of credit are primarily issued to support contractual obligations of the Company’s customers. The approximate remaining term of standby letters of credit range from on e month to five years at March 31, 2014.
	Pending Litigation
	The Company and its subsidiaries are defendants in various legal actions incidental to the Company’s past and current business activities. Based on the Company’s analysis, and considering the inherent uncertainties associated with litigation, management does not believe that it is reasonably possible that these legal actions will materially adversely affect the Company’s consolidated financial condition or results of operations in the near term. The Company records a loss accrual for all legal matters for which it deems a loss is probable and can be reasonably estimated. Some legal matters, which are at early stages in the legal process, have not yet progressed to the point where a loss is deemed probable or an amount can be estimated.

Summary_of_Significant_Account1

Summary of Significant Accounting Policies (Policies)	3 Months Ended
	Mar. 31, 2014
Summary of Significant Accounting Policies	'
Stock Dividend	'
	Stock Dividend On July 1, 2013, the Company paid a special stock dividend of four percent to shareholders of record at the close of business on June 15, 2013. For all periods presented, share information, including basic and diluted earnings per share, has been adjusted retroactively to reflect this change.
Preferred Stock	'
	Preferred Stock On December 19, 2008, the Company announced its participation in the U.S. Treasury Department’s Capital Purchase Program (CPP), a voluntary program that provides capital to financially healthy banks. Participation in this program included the Company’s issuance of 30,255 shares of senior preferred stock (with a par value of $1,000 per share) and a ten year warrant to purchase approximately 287,133 shares of common stock. On May 9, 2012, the Company redeemed 12,000 of the 30,255 shares of preferred stock issued under the U.S. Treasury’s CPP program, and on May 15, 2013, the remaining 18,255 shares were redeemed.
	On June 11, 2013, the common stock warrant issued under the U.S. Treasury Department’s CPP program was repurchased by the Company pursuant to a letter agreement between the Treasury and the Company for a total repurchase price of $540,000, or $1.88 per warrant share. The repurchase price was based on the fair market value of the warrant as agreed upon by the Company and the Treasury. The repurchase of the warrant ends the Company’s participation in the U.S. Treasury Department’s CPP.

Loans_and_Allowance_for_Loan_L1

Loans and Allowance for Loan Losses (Tables)	3 Months Ended
	Mar. 31, 2014
Loans and Allowance for Loan Losses	'
Summary of loans, by major class within the Company's loan portfolio	'
		March 31,			December 31,
	(in thousands)	2014			2013
	Commercial, financial, and agricultural	$	132,346		$	133,717
	Real estate construction - residential	22,060			21,008
	Real estate construction - commercial	57,340			55,076
	Real estate mortgage - residential	230,310			225,541
	Real estate mortgage - commercial	384,130			382,550
	Installment and other consumer	19,121			21,655
	Total loans	$	845,307		$	839,547
Summary of the allowance for loan losses	'
		Commercial,			Real Estate			Real Estate			Real Estate			Real Estate			Installment
		Financial, &			Construction -			Construction -			Mortgage -			Mortgage -			Loans to			Un-
	(in thousands)	Agricultural			Residential			Commercial			Residential			Commercial			Individuals			allocated			Total
	Balance at December 31, 2013	$	2,374		$	931		$	631		$	2,959		$	6,523		$	294		$	7		$	13,719
	Additions:
	Provision for loan losses	93			(392		)	333			139			(153		)	(13		)	(7		)	0
	Deductions:
	Loans charged off	131			60			414			120			367			84			0			1,176
	Less recoveries on loans	(116		)	0			0			(112		)	(16		)	(58		)	0			(302		)
	Net loans charged off	15			60			414			8			351			26			0			874
	Balance at March 31, 2014	$	2,452		$	479		$	550		$	3,090		$	6,019		$	255		$	0		$	12,845
	Balance at December 31, 2012	$	1,937		$	732		$	1,711		$	3,387		$	6,834		$	239		$	2		$	14,842
	Additions:
	Provision for loan losses	(90		)	287			100			(189		)	844			47			1			1,000
	Deductions:
	Loans charged off	61			120			0			292			999			109			0			1,581
	Less recoveries on loans	(42		)	0			0			(15		)	(161		)	(66		)	0			(284		)
	Net loans charged off	19			120			0			277			838			43			0			1,297
	Balance at March 31, 2013	$	1,828		$	899		$	1,811		$	2,921		$	6,840		$	243		$	3		$	14,545
		Commercial,			Real Estate			Real Estate			Real Estate			Real Estate			Installment
		Financial, and			Construction -			Construction -			Mortgage -			Mortgage -			Loans to			Un-
	(in thousands)	Agricultural			Residential			Commercial			Residential			Commercial			Individuals			allocated			Total
	31-Mar-14
	Allowance for loan losses:
	Individually evaluated for impairment	$	1,069		$	307		$	36		$	1,808		$	1,482		$	51		$	0		$	4,753
	Collectively evaluated for impairment	1,383			172			514			1,282			4,537			204			0			8,092
	Total	$	2,452		$	479		$	550		$	3,090		$	6,019		$	255		$	0		$	12,845
	Loans outstanding:
	Individually evaluated for impairment	$	4,919		$	2,143		$	5,936		$	7,472		$	15,252		$	316		$	0		$	36,038
	Collectively evaluated for impairment	127,427			19,917			51,404			222,838			368,878			18,805			0			809,269
	Total	$	132,346		$	22,060		$	57,340		$	230,310		$	384,130		$	19,121		$	0		$	845,307
	31-Dec-13
	Allowance for loan losses:
	Individually evaluated for impairment	$	721		$	392		$	304		$	1,374		$	1,989		$	16		$	0		$	4,796
	Collectively evaluated for impairment	1,653			539			327			1,585			4,534			278			7			8,923
	Total	$	2,374		$	931		$	631		$	2,959		$	6,523		$	294		$	7		$	13,719
	Loans outstanding:
	Individually evaluated for impairment	$	4,015		$	2,204		$	6,615		$	6,517		$	15,422		$	43		$	0		$	34,816
	Collectively evaluated for impairment	129,702			18,804			48,461			219,024			367,128			21,612			0			804,731
	Total	$	133,717		$	21,008		$	55,076		$	225,541		$	382,550		$	21,655		$	0		$	839,547
Schedule of impaired loans	'
		March 31,			December 31,
	(in thousands)	2014			2013
	Non-accrual loans	$	24,804		$	23,680
	Troubled debt restructurings continuing to accrue interest	11,234			11,395
	Total impaired loans	$	36,038		$	35,075
					Unpaid
		Recorded			Principal			Specific
	(in thousands)	Investment			Balance			Reserves
	31-Mar-14
	With no related allowance recorded:
	Commercial, financial and agricultural	$	2,182		$	2,239		$	0
	Real estate - construction residential	43			77			0
	Real estate - construction commercial	5,833			6,998			0
	Real estate - residential	2,105			2,814			0
	Real estate - commercial	11,155			11,417			0
	Total	$	21,318		$	23,545		$	0
	With an allowance recorded:
	Commercial, financial and agricultural	$	2,737		$	2,800		$	1,069
	Real estate - construction residential	2,100			2,271			307
	Real estate - construction commercial	103			104			36
	Real estate - residential	5,367			5,536			1,808
	Real estate - commercial	4,097			4,662			1,482
	Consumer	316			351			51
	Total	$	14,720		$	15,724		$	4,753
	Total impaired loans	$	36,038		$	39,269		$	4,753
					Unpaid
		Recorded			Principal			Specific
	(in thousands)	Investment			Balance			Reserves
	31-Dec-13
	With no related allowance recorded:
	Commercial, financial and agricultural	$	2,467		$	2,593		$	0
	Real estate - construction residential	44			80			0
	Real estate - construction commercial	6,101			7,148			0
	Real estate - residential	2,121			2,654			0
	Real estate - commercial	7,817			8,056			0
	Consumer	259			282			0
	Total	$	18,809		$	20,813		$	0
	With an allowance recorded:
	Commercial, financial and agricultural	$	1,548		$	1,607		$	721
	Real estate - construction residential	2,160			2,331			392
	Real estate - construction commercial	514			514			304
	Real estate - residential	4,396			4,570			1,374
	Real estate - commercial	7,605			7,925			1,989
	Consumer	43			45			16
	Total	$	16,266		$	16,992		$	4,796
	Total impaired loans	$	35,075		$	37,805		$	4,796
		Three Months Ended March 31,
		2014						2013
					Interest						Interest
		Average			Recognized			Average			Recognized
		Recorded			For the			Recorded			For the
	(in thousands)	Investment			Period Ended			Investment			Period Ended
	With no related allowance recorded:
	Commercial, financial and agricultural	$	2,496		$	21		$	2,937		$	25
	Real estate - construction residential	117			0			369			0
	Real estate - construction commercial	6,998			0			2,616			0
	Real estate - residential	2,901			6			2,736			0
	Real estate - commercial	11,809			66			5,480			29
	Consumer	25			0			189			0
	Total	$	24,346		$	93		$	14,327		$	54
	With an allowance recorded:
	Commercial, financial and agricultural	$	2,341		$	8		$	990		$	7
	Real estate - construction residential	2,271			0			2,273			0
Real estate - construction commercial	105			0			6,475			1
Real estate - residential	5,479			40			4,082			20
Real estate - commercial	4,594			0			13,634			26
Consumer	343			0			45			0
Total	$	15,133		$	48		$	27,499		$	54
Total impaired loans	$	39,479		$	141		$	41,826		$	108
Schedule of aging information for the Company's past due and non-accrual loans	'
		Current or						90 Days
		Less Than						Past Due
		30 Days			30 - 89 Days			And Still
	(in thousands)	Past Due			Past Due			Accruing			Non-Accrual			Total
	31-Mar-14
	Commercial, Financial, and Agricultural	$	129,201		$	513		$	0		$	2,632		$	132,346
	Real Estate Construction - Residential	19,821			96			0			2,143			22,060
	Real Estate Construction - Commercial	51,347			56			1			5,936			57,340
	Real Estate Mortgage - Residential	222,827			3,350			194			3,939			230,310
	Real Estate Mortgage - Commercial	372,245			2,047			0			9,838			384,130
	Installment and Other Consumer	18,535			261			9			316			19,121
	Total	$	813,976		$	6,323		$	204		$	24,804		$	845,307
	31-Dec-13
	Commercial, Financial, and Agricultural	$	131,091		$	942		$	0		$	1,684		$	133,717
	Real Estate Construction - Residential	18,738			66			0			2,204			21,008
	Real Estate Construction - Commercial	48,230			595			0			6,251			55,076
	Real Estate Mortgage - Residential	217,179			4,068			129			4,165			225,541
	Real Estate Mortgage - Commercial	372,651			725			100			9,074			382,550
	Installment and Other Consumer	21,048			291			14			302			21,655
	Total	$	808,937		$	6,687		$	243		$	23,680		$	839,547
Schedule of risk categories by class	'
	(in thousands)	Commercial,			Real Estate			Real Estate			Real Estate			Real Estate			Installment			Total
		Financial, &			Construction -			Construction -			Mortgage -			Mortgage -			and other
		Agricultural			Residential			Commercial			Residential			Commercial			Consumer
	At March 31, 2014
	Watch	$	16,988		$	2,485		$	5,928		$	26,615		$	24,169		$	285		$	76,470
	Substandard	5,558			91			1,029			10,030			10,233			230			27,171
	Non-accrual	2,632			2,143			5,936			3,939			9,838			316			24,804
	Total	$	25,178		$	4,719		$	12,893		$	40,584		$	44,240		$	831		$	128,445
	At December 31, 2013
	Watch	$	15,016		$	2,007		$	6,111		$	26,331		$	23,662		$	388		$	73,515
	Substandard	7,553			92			1,403			8,579			14,510			281			32,418
	Non-accrual	1,684			2,204			6,251			4,165			9,074			302			23,680
	Total	$	24,253		$	4,303		$	13,765		$	39,075		$	47,246		$	971		$	129,613
Summary of loans that were modified as TDRs	'
		Three Months Ended March 31,
		2014								2013
		Recorded Investment (1)								Recorded Investment (1)
	(in thousands)	Number of		Pre-			Post-			Number of		Pre-			Post-
		Contracts		Modification			Modification			Contracts		Modification			Modification
	Troubled Debt Restructurings
	Commercial, financial and agricultural	2		$	244		$	244		0		$	0		$	0
	Real estate construction - commercial	0		0			0			0		0			0
	Real estate mortgage - residential	1		1,256			1,185			1		619			619
	Real estate mortgage - commercial	0		0			0			0		0			0
	Consumer	0		0			0			0		0			0
	Total	3		$	1,500		$	1,429		1		$	619		$	619
	(1) The amounts reported post-modification are inclusive of all partial pay-downs and charge-offs, and no portion of the debt was forgiven. Loans modified as a TDR that were fully paid down, charged-off or foreclosed upon during the period ended are not reported.

Real_Estate_and_Other_Assets_A1

Real Estate and Other Assets Acquired in Settlement of Loans (Tables)	3 Months Ended
	Mar. 31, 2014
Real Estate and Other Assets Acquired in Settlement of Loans	'
Summary of real estate and other assets acquired in settlement of loans	'
		March 31,			December 31,
	(in thousands)	2014			2013
	Real estate construction - residential	$	32		$	114
	Real estate construction - commercial	10,020			10,020
	Real estate mortgage - residential	332			830
	Real estate mortgage - commercial	8,289			8,537
	Repossessed assets	23			41
	Total	$	18,696		$	19,542
	Less valuation allowance for other real estate owned	(4,642		)	(4,675		)
	Total other real estate owned and foreclosed assets	$	14,054		$	14,867
Schedule of changes in the net carrying amount of other real estate owned and repossessed assets	'
		Three Months Ended March 31,
		2014			2013
	Balance at beginning of period	$	19,542		$	29,729
	Additions	259			2,470
	Proceeds from sales	(1,094		)	(604		)
	Charge-offs against the valuation allowance for other real estate owned	(156		)	(136		)
	Net gain on sales	145			13
	Total other real estate owned and repossessed assets	$	18,696		$	31,472
	Less valuation allowance for other real estate owned	(4,642		)	(8,344		)
	Balance at end of period	$	14,054		$	23,128
Summary of activity in valuation allowance for other real estate owned in settlement of loans	'
		Three Months Ended March 31,
	(in thousands)	2014			2013
	Balance, beginning of period	$	4,675		$	6,137
	Provision for other real estate owned	123			2,343
	Charge-offs	(156		)	(136		)
	Balance, end of period	$	4,642		$	8,344

Investment_Securities_Tables

Investment Securities (Tables)	3 Months Ended
	Mar. 31, 2014
Investment Securities	'
Schedule of amortized cost and fair value of debt securities classified as available-for-sale	'
				Gross			Gross
		Amortized		Unrealized			Unrealized
	(in thousands)	Cost		Gains			Losses		Fair value
	31-Mar-14
	U.S. Treasury	$	1,000	$	1		$	0	$	1,001
	Government sponsored enterprises	71,052		325			566		70,811
	Asset-backed securities	111,096		813			2,534		109,375
	Obligations of states and political subdivisions	31,597		574			131		32,040
	Total available-for-sale securities	$	214,745	$	1,713		$	3,231	$	213,227
	31-Dec-13
	U.S. Treasury	$	1,000	$	3		$	0	$	1,003
	Government sponsored enterprises	61,006		377			767		60,616
	Asset-backed securities	112,747		817			3,191		110,373
	Obligations of states and political subdivisions	33,637		568			212		33,993
	Total available-for-sale securities	$	208,390	$	1,765		$	4,170	$	205,985
Schedule of amortized cost and fair value of debt securities classified as available-for-sale by contractual maturity	'
		Amortized		Fair
	(in thousands)	Cost		Value
	Due in one year or less	$	7,566	$	7,629
	Due after one year through five years	55,166		55,592
	Due after five years through ten years	39,901		39,653
	Due after ten years	1,016		978
	Total	103,649		103,852
	Asset-backed securities	111,096		109,375
	Total available-for-sale securities	$	214,745	$	213,227
Schedule of gross unrealized losses on debt securities and fair value of related securities aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position	'
		Less than 12 months					12 months or more					Total		Total
		Fair		Unrealized			Fair		Unrealized			Fair		Unrealized
	(in thousands)	Value		Losses			Value		Losses			Value		Losses
	At March 31, 2014
	Government sponsored enterprises	$	42,190	$	(566	)	$	0	$	0		$	42,190	$	(566	)
	Asset-backed securities	68,052		(2,013		)	11,736		(521		)	79,788		(2,534		)
	Obligations of states and political subdivisions	7,731		(90		)	634		(41		)	8,365		(131		)
	Total	$	117,973	$	(2,669	)	$	12,370	$	(562	)	$	130,343	$	(3,231	)
	(in thousands)
	At December 31, 2013
	Government sponsored enterprises	$	25,771	$	(767	)	$	0	$	0		$	25,771	$	(767	)
	Asset-backed securities	76,048		(2,940		)	5,941		(251		)	81,989		(3,191		)
	Obligations of states and political subdivisions	6,907		(159		)	450		(53		)	7,357		(212		)
	Total	$	108,726	$	(3,866	)	$	6,391	$	(304	)	$	115,117	$	(4,170	)
Schedule of components of investment securities gains (losses), which are recognized in earnings	'
		Three Months Ended March 31,
	(in thousands)	2014		2013
	Gains realized on sales	$	0	$	294
	Losses realized on sales	0		0
	Other-than-temporary impairment recognized	0		0
	Investment securities gains	$	0	$	294

Intangible_Assets_Tables

Intangible Assets (Tables)	3 Months Ended
	Mar. 31, 2014
Intangible Assets	'
Schedule of changes in the net carrying amount of core deposit intangible assets	'
		Three Months Ended
	(in thousands)	March 31, 2013
	Balance at beginning of period	$	135
	Additions	0
	Amortization	(101		)
	Balance at end of period	$	34
Schedule of changes in mortgage servicing rights (MSRs)	'
		Three Months Ended March 31,
	(in thousands)	2014			2013
	Balance at beginning of period	$	3,036		$	2,549
	Originated mortgage servicing rights	50			197
	Changes in fair value:
	Due to change in model inputs and assumptions (1)	106			153
	Other changes in fair value (2)	(152		)	(210		)
	Balance at end of period	$	3,040		$	2,689
	(1)         The change in fair value resulting from changes in valuation inputs or assumptions used in the valuation model reflects the change in discount rates and prepayment speed assumptions primarily due to changes in interest rates.
	(2)         Other changes in fair value reflect changes due to customer payments and passage of time.
Schedule of key data and assumptions used in estimating the fair value of the Company's MSRs	'
		Three Months Ended March 31,
		2014		2013
	Weighted average constant prepayment rate	9.07	%	17.63	%
	Weighted average note rate	4.01	%	4.12	%
	Weighted average discount rate	9.08	%	8.03	%
	Weighted average expected life (in years)	6.2		4.1

Stockholders_Equity_Tables

Stockholders' Equity (Tables)	3 Months Ended
	Mar. 31, 2014
Stockholders' Equity	'
Schedule of the change in the components of the accumulated other comprehensive income (loss)	'
								Accumulated
					Unrecognized Net			Other
					Pension and			Comprehensive
		Unrealized Loss			Postretirement			(Loss)
	(in thousands)	on Securities (1)			Costs (2)			Income
	Balance, December 31, 2013	$	(1,491	)	$	722		$	(769	)
	Other comprehensive income, before reclassifications	886			0			886
	Amounts reclassified from accumulated other comprehensive income	0			19			19
	Current period other comprehensive income, before tax	886			19			905
	Income tax expense	(337		)	(7		)	(344		)
	Current period other comprehensive income, net of tax	549			12			561
	Balance, March 31, 2014	$	(942	)	$	734		$	(208	)
	Balance, December 31, 2012	$	3,265		$	(1,440	)	$	1,825
	Other comprehensive (loss) income, before reclassifications	(957		)	0			(957		)
	Amounts reclassified from accumulated other comprehensive income	(294		)	27			(267		)
	Current period other comprehensive (loss) income, before tax	(1,251		)	27			(1,224		)
	Income tax benefit (expense)	529			(11		)	518
	Current period other comprehensive (loss) income, net of tax	(722		)	16			(706		)
	Balance, March 31, 2013	$	2,543		$	(1,424	)	$	1,119
	(1) The pre-tax amounts reclassified from accumulated other comprehensive income (loss) are included in gain on sale of investment securities in the consolidated statements of income.
	(2) The pre-tax amounts reclassified from accumulated other comprehensive income (loss) are included in the computation of net periodic pension cost.

Employee_Benefit_Plans_Tables

Employee Benefit Plans (Tables)	3 Months Ended
	Mar. 31, 2014
Employee Benefit Plans	'
Summary of employee benefits charged to operating expenses	'
		Threee Months Ended March 31,
	(in thousands)	2014			2013
	Payroll taxes	$	293		$	304
	Medical plans	518			491
	401k match and profit sharing	153			75
	Pension plan	236			286
	Other	11			47
	Total employee benefits	$	1,211		$	1,203
Components of net pension cost	'
		Estimated			Actual
	(in thousands)	2014			2013
	Service cost - benefits earned during the year	$	981		$	1,174
	Interest costs on projected benefit obligations	732			646
	Expected return on plan assets	(887		)	(797		)
	Expected administrative expenses	40			40
	Amortization of prior service cost	79			79
	Amortization of unrecognized net loss	0			31
	Net periodic pension expense	$	945		$	1,173
	Pension expense - three months ended March 31 (actual)	$	236		$	286

Stock_Compensation_Tables

Stock Compensation (Tables)	3 Months Ended
	Mar. 31, 2014
Stock Compensation	'
Summary of Company's stock option activity	'
						Weighted
				Weighted		Average	Aggregate
		Number		average		Contractual	Intrinsic
		of		Exercise		Term	Value
		Shares		Price		(in years)	$0
	Outstanding, beginning of period	121,405		$	24.14
	Granted	0		0
	Exercised	0		0
	Forfeited	0		0
	Expired	(18,255	)	28.97
	Outstanding, March 31, 2014	103,150		$	23.28	2.7	$	0
	Exercisable, March 31, 2014	88,633		$	23.49	2.5	$	0

Earnings_Loss_per_Share_Tables

Earnings (Loss) per Share (Tables)	3 Months Ended
	Mar. 31, 2014
Earnings (Loss) per Share	'
Schedule of calculations of basic and diluted earnings (loss) per share	'
		Three Months Ended March 31,
	(dollars in thousands, except per share data)	2014			2013
	Basic earnings (loss) per common share:
	Net income (loss)	$	1,987		$	(136	)
	Less:
	Preferred stock dividends and accretion of discount	0			295
	Net income (loss) available to common shareholders	$	1,987		$	(431	)
	Basic earnings (loss) per share	$	0.39		$	(0.09	)
	Diluted earnings (loss) per common share:
	Net income (loss)	$	1,987		$	(136	)
	Less:
	Preferred stock dividends and accretion of discount	0			295
	Net income (loss) available to common shareholders	$	1,987		$	(431	)
	Average shares outstanding	5,032,679			5,032,679
	Effect of dilutive stock options	0			0
	Average shares outstanding including dilutive stock options	5,032,679			5,032,679
	Diluted earnings (loss) per share	$	0.39		$	(0.09	)
Summary of anti-dilutive shares	'
		Three Months Ended March 31,
		2014		2013
	Anti-dilutive shares - option shares	103,150		188,491
	Anti-dilutive shares - warrant shares	—		298,618
	Total anti-dilutive shares	103,150		487,109

Fair_Value_Measurements_Tables

Fair Value Measurements (Tables)	3 Months Ended
	Mar. 31, 2014
Fair Value Measurements	'
Schedule of assets and liabilities recorded at fair value on a recurring basis	'
		Fair Value Measurements
					Quoted Prices
					in Active
					Markets for			Other		Significant
					Identical			Observable		Unobservable
					Assets			Inputs		Inputs
	(in thousands)	Fair Value			(Level 1)			(Level 2)		(Level 3)
	March 31, 2014
	Assets:
	U.S. Treasury	$	1,001		$	1,001		$	0	$	0
	Government sponsored enterprises	70,811			0			70,811		0
	Asset-backed securities	109,375			0			109,375		0
	Obligations of states and political subdivisions	32,040			0			32,040		0
	Mortgage servicing rights	3,040			0			0		3,040
	Total	$	216,267		$	1,001		$	212,226	$	3,040
	December 31, 2013
	Assets:
	U.S. Treasury	$	1,003		$	1,003		$	0	$	0
	Government sponsored enterprises	60,616			0			60,616		0
	Asset-backed securities	110,373			0			110,373		0
	Obligations of states and political subdivisions	33,993			0			33,993		0
	Mortgage servicing rights	3,036			0			0		3,036
	Total	$	209,021		$	1,003		$	204,982	$	3,036
Summary of changes in Level 3 assets and liabilities measured at fair value on a recurring basis	'
		Fair Value Measurements Using
		Significant Unobservable Inputs
		(Level 3)
		Mortgage Servicing Rights
		Three Months Ended March 31,
	(in thousands)	2014			2013
	Balance at beginning of period	$	3,036		$	2,549
	Total gains or losses (realized/unrealized):
	Included in earnings	(46		)	(57		)
	Included in other comprehensive income	0			0
	Purchases	0			0
	Sales	0			0
	Issues	50			197
	Settlements	0			0
	Balance at end of period	$	3,040		$	2,689
Schedule of quantitative Information about Level 3 Fair Value Measurements	'
		Quantitative Information about Level 3 Fair Value Measurements
						Input Value
						Three Months Ended March 31,
		Valuation Technique		Unobservable Inputs		2014		2013
	Mortgage servicing rights	Discounted cash flows		Weighted average constant prepayment rate		9.07	%	17.63	%
				Weighted average discount rate		9.08	%	8.03	%
				Weighted average expected life (in years)		6.2		4.1
Schedule of valuation methods for instruments measured at fair value on a nonrecurring basis	'
		Fair Value Measurements Using
					Quoted Prices
					in Active
					Markets for			Other		Significant
					Identical			Observable		Unobservable
		Total			Assets			Inputs		Inputs		Total Gains
	(in thousands)	Fair Value			(Level 1)			(Level 2)		(Level 3)		(Losses)*
	March 31, 2014
	Assets:
	Impaired loans:
	Commercial, financial, & agricultural	$	1,668		$	0		$	0	$	1,668	$	(103	)
	Real estate construction - residential	1,793			0			0		1,793		(60		)
	Real estate construction - commercial	67			0			0		67		(414		)
	Real estate mortgage - residential	3,559			0			0		3,559		(94		)
	Real estate mortgage - commercial	2,615			0			0		2,615		(365		)
	Consumer	265			0			0		265		(18		)
	Total	$	9,967		$	0		$	0	$	9,967	$	(1,054	)
	Other real estate owned and repossessed assets	$	14,054		$	0		$	0	$	14,054	$	(30	)
	March 31, 2013
	Assets:
	Impaired loans:
	Commercial, financial, & agricultural	$	737		$	0		$	0	$	737	$	(10	)
	Real estate construction - residential	1,959			0			0		1,959		(119		)
	Real estate construction - commercial	5,762			0			0		5,762		0
	Real estate mortgage - residential	2,774			0			0		2,774		(235		)
	Real estate mortgage - commercial	10,368			0			0		10,368		(987		)
	Consumer	38			0			0		38		0
	Total	$	21,638		$	0		$	0	$	21,638	$	(1,351	)
	Other real estate owned and repossessed assets	$	23,128		$	0		$	0	$	23,128	$	(200	)
	* Total gains (losses) reported for other real estate owned and repossessed assets includes charge-offs, valuation write downs, and net losses taken during the periods reported.

Fair_Value_of_Financial_Instru1

Fair Value of Financial Instruments (Tables)	3 Months Ended
	Mar. 31, 2014
Fair Value of Financial Instruments	'
Summary of the carrying amounts and fair values of financial instruments	'
						March 31, 2014
						Fair Value Measurements
						Quoted Prices
						in Active				Net
						Markets for		Other		Significant
		March 31, 2014				Identical		Observable		Unobservable
		Carrying		Fair		Assets		Inputs		Inputs
	(in thousands)	Amount		Value		(Level 1)		(Level 2)		(Level 3)
	Assets:
	Cash and due from banks	$	24,314	$	24,314	$	24,314	$	0	$	0
	Federal funds sold and overnight interest-bearing deposits	16,920		16,920		16,920		0		0
	Investment in available-for-sale securities	213,227		213,227		1,001		212,226		0
	Loans, net	832,462		835,199		0		0		835,199
	Investment in FHLB stock	2,315		2,315		0		2,315		0
	Mortgage servicing rights	3,040		3,040		0		0		3,040
	Cash surrender value - life insurance	2,233		2,233				2,233		0
	Accrued interest receivable	4,441		4,441		4,441		0		0
		$	1,098,952	$	1,101,689	$	46,676	$	216,774	$	838,239
	Liabilities:
	Deposits:
	Non-interest bearing demand	$	189,925	$	189,925	$	189,925	$	0	$	0
	Savings, interest checking and money market	453,724		453,724		453,724		0		0
	Time deposits	344,087		346,442		0		0		346,442
	Federal funds purchased and securities sold under agreements to repurchase	20,761		20,761		20,761		0		0
	Subordinated notes	49,486		34,081		0		34,081		0
	Federal Home Loan Bank advances	24,000		25,261		0		25,261		0
	Accrued interest payable	412		412		412		0		0
		$	1,082,395	$	1,070,606	$	664,822	$	59,342	$	346,442
						December 31, 2013
						Fair Value Measurements
						Quoted Prices
						in Active				Net
						Markets for		Other		Significant
		December 31, 2013				Identical		Observable		Unobservable
		Carrying		Fair		Assets		Inputs		Inputs
	(in thousands)	Amount		Value		(Level 1)		(Level 2)		(Level 3)
	Assets:
	Cash and due from banks	$	27,079	$	27,079	$	27,079	$	0	$	0
	Federal funds sold and overnight interest-bearing deposits	1,360		1,360		1,360		0		0
	Investment in available-for-sale securities	205,985		205,985		1,003		204,982		0
	Loans, net	825,828		829,223		0		0		829,223
	Investment in FHLB stock	2,354		2,354		0		2,354		0
	Mortgage servicing rights	3,036		3,036		0		0		3,036
	Cash surrender value - life insurance	2,213		2,213				2,213		0
	Accrued interest receivable	4,999		4,999		4,999		0		0
		$	1,072,854	$	1,076,249	$	34,441	$	209,549	$	832,259
	Liabilities:
	Deposits:
	Non-interest bearing demand	$	187,382	$	187,382	$	187,382	$	0	$	0
	Savings, interest checking and money market	419,085		419,085		419,085		0		0
	Time deposits	350,004		352,432		0		0		352,432
	Federal funds purchased and securities sold under agreements to repurchase	31,084		31,084		31,084		0		0
	Subordinated notes	49,486		32,048		0		32,048		0
	Federal Home Loan Bank advances	24,000		25,366		0		25,366		0
	Accrued interest payable	426		426		426		0		0
		$	1,061,467	$	1,047,823	$	637,977	$	57,414	$	352,432

Commitments_and_Contingencies_

Commitments and Contingencies (Tables)	3 Months Ended
	Mar. 31, 2014
Commitments and Contingencies	'
Schedule of contractual amount of off-balance-sheet financial instruments	'
		March 31,		December 31,
	(in thousands)	2014		2013
	Commitments to extend credit	$	121,100	$	117,880
	Commitments to originate residential first and second mortgage loans	1,866		1,852
	Standby letters of credit	1,591		1,826

Summary_of_Significant_Account2

Summary of Significant Accounting Policies (Details)	0 Months Ended
	Jul. 02, 2013
Summary of Significant Accounting Policies	'
Percentage of special stock dividend paid to shareholders	4.00%

Summary_of_Significant_Account3

Summary of Significant Accounting Policies (Details 2) (USD $)	0 Months Ended			0 Months Ended
	Jun. 11, 2013	Dec. 19, 2008	Dec. 19, 2008	15-May-13	9-May-12	Dec. 19, 2008
			Common Stock	Preferred Stock	Preferred Stock	Preferred Stock
Class of Stock [Line Items]	'	'	'	'	'	'
Number of shares issued	'	'	'	'	'	30,255
Par value of share issued (in dollars per share)	'	'	'	'	'	$1,000
Term of warrants	'	'10 years	'	'	'	'
Number of common shares called per warrant	'	'	287,133	'	'	'
Number of shares redeemed	'	'	'	18,255	12,000	'
Repurchase price of warrant	$540,000	'	'	'	'	'
Repurchase price of warrant (in dollars per share)	$1.88	'	'	'	'	'

Loans_and_Allowance_for_Loan_L2

Loans and Allowance for Loan Losses (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
Summary of loans, by major class within Company's loan portfolio	'	'
Total loans	$845,307,000	$839,547,000
Carrying amount of loans pledged as collateral to the Federal Home Loan Bank	376,900,000	'
Commercial, financial, and agricultural	'	'
Summary of loans, by major class within Company's loan portfolio	'	'
Total loans	132,346,000	133,717,000
Real estate construction - residential	'	'
Summary of loans, by major class within Company's loan portfolio	'	'
Total loans	22,060,000	21,008,000
Real estate construction - commercial	'	'
Summary of loans, by major class within Company's loan portfolio	'	'
Total loans	57,340,000	55,076,000
Real estate mortgage - residential	'	'
Summary of loans, by major class within Company's loan portfolio	'	'
Total loans	230,310,000	225,541,000
Real estate mortgage - commercial	'	'
Summary of loans, by major class within Company's loan portfolio	'	'
Total loans	384,130,000	382,550,000
Installment and other consumer	'	'
Summary of loans, by major class within Company's loan portfolio	'	'
Total loans	$19,121,000	$21,655,000

Loans_and_Allowance_for_Loan_L3

Loans and Allowance for Loan Losses (Details 2) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Summary of the allowance for loan losses	'	'
Balance at beginning of period	$13,719	$14,842
Additions:	'	'
Provision for loan losses	'	1,000
Deductions:	'	'
Loans charged off	1,176	1,581
Less recoveries on loans	-302	-284
Net loans charged off	874	1,297
Balance at end of period	12,845	14,545
Commercial, Financial, and Agricultural	'	'
Summary of the allowance for loan losses	'	'
Balance at beginning of period	2,374	1,937
Additions:	'	'
Provision for loan losses	93	-90
Deductions:	'	'
Loans charged off	131	61
Less recoveries on loans	-116	-42
Net loans charged off	15	19
Balance at end of period	2,452	1,828
Real Estate Construction - Residential	'	'
Summary of the allowance for loan losses	'	'
Balance at beginning of period	931	732
Additions:	'	'
Provision for loan losses	-392	287
Deductions:	'	'
Loans charged off	60	120
Net loans charged off	60	120
Balance at end of period	479	899
Real Estate Construction - Commercial	'	'
Summary of the allowance for loan losses	'	'
Balance at beginning of period	631	1,711
Additions:	'	'
Provision for loan losses	333	100
Deductions:	'	'
Loans charged off	414	'
Net loans charged off	414	'
Balance at end of period	550	1,811
Real Estate Mortgage - Residential	'	'
Summary of the allowance for loan losses	'	'
Balance at beginning of period	2,959	3,387
Additions:	'	'
Provision for loan losses	139	-189
Deductions:	'	'
Loans charged off	120	292
Less recoveries on loans	-112	-15
Net loans charged off	8	277
Balance at end of period	3,090	2,921
Real Estate Mortgage - Commercial	'	'
Summary of the allowance for loan losses	'	'
Balance at beginning of period	6,523	6,834
Additions:	'	'
Provision for loan losses	-153	844
Deductions:	'	'
Loans charged off	367	999
Less recoveries on loans	-16	-161
Net loans charged off	351	838
Balance at end of period	6,019	6,840
Installment Loans to Individuals	'	'
Summary of the allowance for loan losses	'	'
Balance at beginning of period	294	239
Additions:	'	'
Provision for loan losses	-13	47
Deductions:	'	'
Loans charged off	84	109
Less recoveries on loans	-58	-66
Net loans charged off	26	43
Balance at end of period	255	243
Unallocated	'	'
Summary of the allowance for loan losses	'	'
Balance at beginning of period	7	2
Additions:	'	'
Provision for loan losses	-7	1
Deductions:	'	'
Balance at end of period	'	$3

Loans_and_Allowance_for_Loan_L4

Loans and Allowance for Loan Losses (Details 3) (USD $)	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Allowance for loan losses:	'	'	'	'
Individually evaluated for impairment	$4,753	$4,796	'	'
Collectively evaluated for impairment	8,092	8,923	'	'
Total	12,845	13,719	14,545	14,842
Loans outstanding:	'	'	'	'
Individually evaluated for impairment	36,038	34,816	'	'
Collectively evaluated for impairment	809,269	804,731	'	'
Total loans	845,307	839,547	'	'
Commercial, Financial, and Agricultural	'	'	'	'
Allowance for loan losses:	'	'	'	'
Individually evaluated for impairment	1,069	721	'	'
Collectively evaluated for impairment	1,383	1,653	'	'
Total	2,452	2,374	1,828	1,937
Loans outstanding:	'	'	'	'
Individually evaluated for impairment	4,919	4,015	'	'
Collectively evaluated for impairment	127,427	129,702	'	'
Total loans	132,346	133,717	'	'
Real Estate Construction - Residential	'	'	'	'
Allowance for loan losses:	'	'	'	'
Individually evaluated for impairment	307	392	'	'
Collectively evaluated for impairment	172	539	'	'
Total	479	931	899	732
Loans outstanding:	'	'	'	'
Individually evaluated for impairment	2,143	2,204	'	'
Collectively evaluated for impairment	19,917	18,804	'	'
Total loans	22,060	21,008	'	'
Real Estate Construction - Commercial	'	'	'	'
Allowance for loan losses:	'	'	'	'
Individually evaluated for impairment	36	304	'	'
Collectively evaluated for impairment	514	327	'	'
Total	550	631	1,811	1,711
Loans outstanding:	'	'	'	'
Individually evaluated for impairment	5,936	6,615	'	'
Collectively evaluated for impairment	51,404	48,461	'	'
Total loans	57,340	55,076	'	'
Real Estate Mortgage - Residential	'	'	'	'
Allowance for loan losses:	'	'	'	'
Individually evaluated for impairment	1,808	1,374	'	'
Collectively evaluated for impairment	1,282	1,585	'	'
Total	3,090	2,959	2,921	3,387
Loans outstanding:	'	'	'	'
Individually evaluated for impairment	7,472	6,517	'	'
Collectively evaluated for impairment	222,838	219,024	'	'
Total loans	230,310	225,541	'	'
Real Estate Mortgage - Commercial	'	'	'	'
Allowance for loan losses:	'	'	'	'
Individually evaluated for impairment	1,482	1,989	'	'
Collectively evaluated for impairment	4,537	4,534	'	'
Total	6,019	6,523	6,840	6,834
Loans outstanding:	'	'	'	'
Individually evaluated for impairment	15,252	15,422	'	'
Collectively evaluated for impairment	368,878	367,128	'	'
Total loans	384,130	382,550	'	'
Installment Loans to Individuals	'	'	'	'
Allowance for loan losses:	'	'	'	'
Individually evaluated for impairment	51	16	'	'
Collectively evaluated for impairment	204	278	'	'
Total	255	294	243	239
Loans outstanding:	'	'	'	'
Individually evaluated for impairment	316	43	'	'
Collectively evaluated for impairment	18,805	21,612	'	'
Total loans	19,121	21,655	'	'
Unallocated	'	'	'	'
Allowance for loan losses:	'	'	'	'
Collectively evaluated for impairment	'	7	'	'
Total	'	$7	$3	$2

Loans_and_Allowance_for_Loan_L5

Loans and Allowance for Loan Losses (Details 4) (USD $)	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013
Categories of impaired loans	'	'	'
Non-accrual loans	$24,804,000	$23,680,000	'
Troubled debt restructurings continuing to accrue interest	11,234,000	11,395,000	'
Total impaired loans, Recorded Investment	36,038,000	35,075,000	'
Additional information about impaired loans	'	'	'
Impaired loans individually evaluated for impairment	36,000,000	34,800,000	'
Impaired loans were evaluated based on the fair value of the loan's collateral	32,700,000	21,800,000	'
Percentage of impaired loans for which no reserve allocation required	59.00%	54.00%	'
Recorded Investment, With no related allowance recorded	21,318,000	18,809,000	'
Recorded Investment, With an allowance recorded	14,720,000	16,266,000	25,700,000
Total impaired loans, Recorded Investment	36,038,000	35,075,000	'
Unpaid Principal Balance, With no related allowance recorded	23,545,000	20,813,000	'
Unpaid Principal Balance, With an allowance recorded	15,724,000	16,992,000	'
Total impaired loans, Unpaid Principal Balance	39,269,000	37,805,000	'
Specific Reserves, With an allowance recorded	4,753,000	4,796,000	4,100,000
Commercial, financial, and agricultural	'	'	'
Categories of impaired loans	'	'	'
Non-accrual loans	2,632,000	1,684,000	'
Additional information about impaired loans	'	'	'
Recorded Investment, With no related allowance recorded	2,182,000	2,467,000	'
Recorded Investment, With an allowance recorded	2,737,000	1,548,000	'
Unpaid Principal Balance, With no related allowance recorded	2,239,000	2,593,000	'
Unpaid Principal Balance, With an allowance recorded	2,800,000	1,607,000	'
Specific Reserves, With an allowance recorded	1,069,000	721,000	'
Real estate - construction residential	'	'	'
Categories of impaired loans	'	'	'
Non-accrual loans	2,143,000	2,204,000	'
Additional information about impaired loans	'	'	'
Recorded Investment, With no related allowance recorded	43,000	44,000	'
Recorded Investment, With an allowance recorded	2,100,000	2,160,000	'
Unpaid Principal Balance, With no related allowance recorded	77,000	80,000	'
Unpaid Principal Balance, With an allowance recorded	2,271,000	2,331,000	'
Specific Reserves, With an allowance recorded	307,000	392,000	'
Real estate - construction commercial	'	'	'
Categories of impaired loans	'	'	'
Non-accrual loans	5,936,000	6,251,000	'
Additional information about impaired loans	'	'	'
Recorded Investment, With no related allowance recorded	5,833,000	6,101,000	'
Recorded Investment, With an allowance recorded	103,000	514,000	'
Unpaid Principal Balance, With no related allowance recorded	6,998,000	7,148,000	'
Unpaid Principal Balance, With an allowance recorded	104,000	514,000	'
Specific Reserves, With an allowance recorded	36,000	304,000	'
Real estate - residential	'	'	'
Categories of impaired loans	'	'	'
Non-accrual loans	3,939,000	4,165,000	'
Additional information about impaired loans	'	'	'
Recorded Investment, With no related allowance recorded	2,105,000	2,121,000	'
Recorded Investment, With an allowance recorded	5,367,000	4,396,000	'
Unpaid Principal Balance, With no related allowance recorded	2,814,000	2,654,000	'
Unpaid Principal Balance, With an allowance recorded	5,536,000	4,570,000	'
Specific Reserves, With an allowance recorded	1,808,000	1,374,000	'
Real estate - commercial	'	'	'
Categories of impaired loans	'	'	'
Non-accrual loans	9,838,000	9,074,000	'
Additional information about impaired loans	'	'	'
Recorded Investment, With no related allowance recorded	11,155,000	7,817,000	'
Recorded Investment, With an allowance recorded	4,097,000	7,605,000	'
Unpaid Principal Balance, With no related allowance recorded	11,417,000	8,056,000	'
Unpaid Principal Balance, With an allowance recorded	4,662,000	7,925,000	'
Specific Reserves, With an allowance recorded	1,482,000	1,989,000	'
Consumer	'	'	'
Additional information about impaired loans	'	'	'
Non-accrual loans that were collectively evaluated for impairment	'	259,000	'
Recorded Investment, With no related allowance recorded	'	259,000	'
Recorded Investment, With an allowance recorded	316,000	43,000	'
Unpaid Principal Balance, With no related allowance recorded	'	282,000	'
Unpaid Principal Balance, With an allowance recorded	351,000	45,000	'
Specific Reserves, With an allowance recorded	$51,000	$16,000	'

Loans_and_Allowance_for_Loan_L6

Loans and Allowance for Loan Losses (Details 5) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Average Recorded Investment	'	'
With no related allowance recorded	$24,346,000	$14,327,000
With an allowance recorded	15,133,000	27,499,000
Total impaired loans	39,479,000	41,826,000
Interest Recognized For the Period Ended	'	'
With no related allowance recorded	93,000	54,000
With an allowance recorded	48,000	54,000
Total impaired loans	141,000	108,000
Additional information about impaired loans	'	'
Contractual interest lost on nonaccrual loans	289,000	350,000
Commercial, financial, and agricultural	'	'
Average Recorded Investment	'	'
With no related allowance recorded	2,496,000	2,937,000
With an allowance recorded	2,341,000	990,000
Interest Recognized For the Period Ended	'	'
With no related allowance recorded	21,000	25,000
With an allowance recorded	8,000	7,000
Real estate - construction residential	'	'
Average Recorded Investment	'	'
With no related allowance recorded	117,000	369,000
With an allowance recorded	2,271,000	2,273,000
Real estate - construction commercial	'	'
Average Recorded Investment	'	'
With no related allowance recorded	6,998,000	2,616,000
With an allowance recorded	105,000	6,475,000
Interest Recognized For the Period Ended	'	'
With an allowance recorded	'	1,000
Real estate - residential	'	'
Average Recorded Investment	'	'
With no related allowance recorded	2,901,000	2,736,000
With an allowance recorded	5,479,000	4,082,000
Interest Recognized For the Period Ended	'	'
With no related allowance recorded	6,000	'
With an allowance recorded	40,000	20,000
Real estate - commercial	'	'
Average Recorded Investment	'	'
With no related allowance recorded	11,809,000	5,480,000
With an allowance recorded	4,594,000	13,634,000
Interest Recognized For the Period Ended	'	'
With no related allowance recorded	66,000	29,000
With an allowance recorded	'	26,000
Consumer	'	'
Average Recorded Investment	'	'
With no related allowance recorded	25,000	189,000
With an allowance recorded	$343,000	$45,000

Loans_and_Allowance_for_Loan_L7

Loans and Allowance for Loan Losses (Details 6) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Aging information for the Company's past due and non-accrual loans	'	'
Current or Less Than 30 Days Past Due	$813,976	$808,937
30 - 89 Days Past Due	6,323	6,687
90 Days Past Due And Still Accruing	204	243
Non-Accrual	24,804	23,680
Total loans	845,307	839,547
Commercial, Financial, and Agricultural	'	'
Aging information for the Company's past due and non-accrual loans	'	'
Current or Less Than 30 Days Past Due	129,201	131,091
30 - 89 Days Past Due	513	942
Non-Accrual	2,632	1,684
Total loans	132,346	133,717
Real Estate Construction - Residential	'	'
Aging information for the Company's past due and non-accrual loans	'	'
Current or Less Than 30 Days Past Due	19,821	18,738
30 - 89 Days Past Due	96	66
Non-Accrual	2,143	2,204
Total loans	22,060	21,008
Real Estate Construction - Commercial	'	'
Aging information for the Company's past due and non-accrual loans	'	'
Current or Less Than 30 Days Past Due	51,347	48,230
30 - 89 Days Past Due	56	595
90 Days Past Due And Still Accruing	1	'
Non-Accrual	5,936	6,251
Total loans	57,340	55,076
Real Estate Mortgage - Residential	'	'
Aging information for the Company's past due and non-accrual loans	'	'
Current or Less Than 30 Days Past Due	222,827	217,179
30 - 89 Days Past Due	3,350	4,068
90 Days Past Due And Still Accruing	194	129
Non-Accrual	3,939	4,165
Total loans	230,310	225,541
Real Estate Mortgage - Commercial	'	'
Aging information for the Company's past due and non-accrual loans	'	'
Current or Less Than 30 Days Past Due	372,245	372,651
30 - 89 Days Past Due	2,047	725
90 Days Past Due And Still Accruing	'	100
Non-Accrual	9,838	9,074
Total loans	384,130	382,550
Installment and Other Consumer	'	'
Aging information for the Company's past due and non-accrual loans	'	'
Current or Less Than 30 Days Past Due	18,535	21,048
30 - 89 Days Past Due	261	291
90 Days Past Due And Still Accruing	9	14
Non-Accrual	316	302
Total loans	$19,121	$21,655

Loans_and_Allowance_for_Loan_L8

Loans and Allowance for Loan Losses (Details 7) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment	'	'
Financing receivable	$845,307	$839,547
Commercial, Financial, and Agricultural	'	'
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment	'	'
Financing receivable	132,346	133,717
Real Estate Construction - Residential	'	'
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment	'	'
Financing receivable	22,060	21,008
Real Estate Construction - Commercial	'	'
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment	'	'
Financing receivable	57,340	55,076
Real Estate Mortgage - Residential	'	'
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment	'	'
Financing receivable	230,310	225,541
Real Estate Mortgage - Commercial	'	'
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment	'	'
Financing receivable	384,130	382,550
Watch	'	'
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment	'	'
Financing receivable	76,470	73,515
Watch | Commercial, Financial, and Agricultural	'	'
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment	'	'
Financing receivable	16,988	15,016
Watch | Real Estate Construction - Residential	'	'
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment	'	'
Financing receivable	2,485	2,007
Watch | Real Estate Construction - Commercial	'	'
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment	'	'
Financing receivable	5,928	6,111
Watch | Real Estate Mortgage - Residential	'	'
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment	'	'
Financing receivable	26,615	26,331
Watch | Real Estate Mortgage - Commercial	'	'
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment	'	'
Financing receivable	24,169	23,662
Watch | Installment and other Consumer	'	'
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment	'	'
Financing receivable	285	388
Substandard	'	'
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment	'	'
Financing receivable	27,171	32,418
Substandard | Commercial, Financial, and Agricultural	'	'
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment	'	'
Financing receivable	5,558	7,553
Substandard | Real Estate Construction - Residential	'	'
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment	'	'
Financing receivable	91	92
Substandard | Real Estate Construction - Commercial	'	'
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment	'	'
Financing receivable	1,029	1,403
Substandard | Real Estate Mortgage - Residential	'	'
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment	'	'
Financing receivable	10,030	8,579
Substandard | Real Estate Mortgage - Commercial	'	'
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment	'	'
Financing receivable	10,233	14,510
Substandard | Installment and other Consumer	'	'
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment	'	'
Financing receivable	230	281
Non-accrual	'	'
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment	'	'
Financing receivable	24,804	23,680
Non-accrual | Commercial, Financial, and Agricultural	'	'
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment	'	'
Financing receivable	2,632	1,684
Non-accrual | Real Estate Construction - Residential	'	'
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment	'	'
Financing receivable	2,143	2,204
Non-accrual | Real Estate Construction - Commercial	'	'
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment	'	'
Financing receivable	5,936	6,251
Non-accrual | Real Estate Mortgage - Residential	'	'
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment	'	'
Financing receivable	3,939	4,165
Non-accrual | Real Estate Mortgage - Commercial	'	'
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment	'	'
Financing receivable	9,838	9,074
Non-accrual | Installment and other Consumer	'	'
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment	'	'
Financing receivable	316	302
Total Watch, Substandard, and Non-Accrual Loans	'	'
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment	'	'
Financing receivable	128,445	129,613
Total Watch, Substandard, and Non-Accrual Loans | Commercial, Financial, and Agricultural	'	'
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment	'	'
Financing receivable	25,178	24,253
Total Watch, Substandard, and Non-Accrual Loans | Real Estate Construction - Residential	'	'
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment	'	'
Financing receivable	4,719	4,303
Total Watch, Substandard, and Non-Accrual Loans | Real Estate Construction - Commercial	'	'
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment	'	'
Financing receivable	12,893	13,765
Total Watch, Substandard, and Non-Accrual Loans | Real Estate Mortgage - Residential	'	'
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment	'	'
Financing receivable	40,584	39,075
Total Watch, Substandard, and Non-Accrual Loans | Real Estate Mortgage - Commercial	'	'
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment	'	'
Financing receivable	44,240	47,246
Total Watch, Substandard, and Non-Accrual Loans | Installment and other Consumer	'	'
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment	'	'
Financing receivable	$831	$971

Loans_and_Allowance_for_Loan_L9

Loans and Allowance for Loan Losses (Details 8) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
	item	item
Loans that were modified as TDRs	'	'	'
Troubled debt restructurings	$22,200,000	'	$21,500,000
Troubled debt restructurings, non-accrual status	11,000,000	'	10,100,000
Troubled debt restructurings, accrual status	11,234,000	'	11,395,000
Amount of specific reserves related to TDRs which were allocated to the allowance for loan losses	2,400,000	'	2,200,000
Number of Contracts	3	1	'
Pre- Modification	1,500,000	619,000	'
Post- Modification	1,429,000	619,000	'
Troubled debt restructurings, debt forgiven	0	0	'
Troubled debt restructurings, number of contracts that defaulted within 12 months of modification	0	0	'
Commercial, financial, and agricultural	'	'	'
Loans that were modified as TDRs	'	'	'
Number of Contracts	2	'	'
Pre- Modification	244,000	'	'
Post- Modification	244,000	'	'
Real estate mortgage - residential	'	'	'
Loans that were modified as TDRs	'	'	'
Number of Contracts	1	1	'
Pre- Modification	1,256,000	619,000	'
Post- Modification	$1,185,000	$619,000	'

Real_Estate_and_Other_Assets_A2

Real Estate and Other Assets Acquired in Settlement of Loans (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Summary of real estate and other assets acquired in settlement of loans	'	'	'	'
Repossessed assets	$23	$41	'	'
Total	18,696	19,542	31,472	29,729
Less valuation allowance for other real estate owned	-4,642	-4,675	-8,344	-6,137
Total other real estate owned and foreclosed assets	14,054	14,867	23,128	'
Real estate construction - residential	'	'	'	'
Summary of real estate and other assets acquired in settlement of loans	'	'	'	'
Real estate acquired through foreclosure	32	114	'	'
Real estate construction - commercial	'	'	'	'
Summary of real estate and other assets acquired in settlement of loans	'	'	'	'
Real estate acquired through foreclosure	10,020	10,020	'	'
Real estate mortgage - residential	'	'	'	'
Summary of real estate and other assets acquired in settlement of loans	'	'	'	'
Real estate acquired through foreclosure	332	830	'	'
Real estate mortgage - commercial	'	'	'	'
Summary of real estate and other assets acquired in settlement of loans	'	'	'	'
Real estate acquired through foreclosure	$8,289	$8,537	'	'

Real_Estate_and_Other_Assets_A3

Real Estate and Other Assets Acquired in Settlement of Loans (Details 2) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013	Dec. 31, 2012
Schedule of real estate acquired in settlement of loans	'	'	'	'
Balance at beginning of period	$19,542,000	$29,729,000	'	'
Additions	259,000	2,470,000	'	'
Proceeds from sales	-1,094,000	-604,000	'	'
Charge-offs against the valuation allowance for other real estate owned	-156,000	-136,000	'	'
Net gain on sales	145,000	13,000	'	'
Balance at end of period	18,696,000	31,472,000	'	'
Less valuation allowance for other real estate owned	-4,642,000	-8,344,000	-4,675,000	-6,137,000
Balance at end of period	14,054,000	23,128,000	14,867,000	'
Net charge-offs against the allowance for loan losses at the time of foreclosure	$162,000	$374,000	'	'

Real_Estate_and_Other_Assets_A4

Real Estate and Other Assets Acquired in Settlement of Loans (Details 3) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Summary of activity in valuation allowance for other real estate owned in settlement of loans	'	'
Balance, beginning of period	$4,675	$6,137
Provision for other real estate owned	123	2,343
Charge-offs	-156	-136
Balance, end of period	$4,642	$8,344

Investment_Securities_Details

Investment Securities (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
Amortized cost and fair value of debt securities	'	'
Amortized Cost	$214,745,000	$208,390,000
Gross Unrealized Gains	1,713,000	1,765,000
Gross Unrealized Losses	3,231,000	4,170,000
Fair value, Total	213,227,000	205,985,000
Available for sale securities, restricted	'	'
Available for sale securities, restricted	4,000,000	4,000,000
Available for sale securities, pledged	186,200,000	145,800,000
U.S. Treasury	'	'
Amortized cost and fair value of debt securities	'	'
Amortized Cost	1,000,000	1,000,000
Gross Unrealized Gains	1,000	3,000
Fair value, Total	1,001,000	1,003,000
Government sponsored enterprises	'	'
Amortized cost and fair value of debt securities	'	'
Amortized Cost	71,052,000	61,006,000
Gross Unrealized Gains	325,000	377,000
Gross Unrealized Losses	566,000	767,000
Fair value, Total	70,811,000	60,616,000
Asset-backed securities	'	'
Amortized cost and fair value of debt securities	'	'
Amortized Cost	111,096,000	112,747,000
Gross Unrealized Gains	813,000	817,000
Gross Unrealized Losses	2,534,000	3,191,000
Fair value, Total	109,375,000	110,373,000
Obligations of states and political subdivisions	'	'
Amortized cost and fair value of debt securities	'	'
Amortized Cost	31,597,000	33,637,000
Gross Unrealized Gains	574,000	568,000
Gross Unrealized Losses	131,000	212,000
Fair value, Total	$32,040,000	$33,993,000

Investment_Securities_Details_

Investment Securities (Details 2) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Amortized Cost	'	'
Due in one year or less	$7,566	'
Due after one year through five years	55,166	'
Due after five year through ten years	39,901	'
Due after ten years	1,016	'
Total	103,649	'
Asset-backed securities	111,096	'
Total available for sale securities	214,745	'
Fair Value	'	'
Due in one year or less	7,629	'
Due after one year through five years	55,592	'
Due after five year through ten years	39,653	'
Due after ten years	978	'
Total	103,852	'
Asset-backed securities	109,375	'
Fair value, Total	$213,227	$205,985

Investment_Securities_Details_1

Investment Securities (Details 3) (USD $)	3 Months Ended	12 Months Ended
	Mar. 31, 2014	Dec. 31, 2013
	item	item
Fair Value	'	'
Less than 12 months	$117,973,000	$108,726,000
12 months or more	12,370,000	6,391,000
Total	130,343,000	115,117,000
Unrealized Losses	'	'
Less than 12 months	-2,669,000	-3,866,000
12 months or more	-562,000	-304,000
Total	-3,231,000	-4,170,000
Other disclosure	'	'
Number of securities consisted in portfolio	294	348
Number of securities in loss position	97	96
Unrealized loss included in other comprehensive	3,200,000	4,200,000
Government sponsored enterprises	'	'
Fair Value	'	'
Less than 12 months	42,190,000	25,771,000
Total	42,190,000	25,771,000
Unrealized Losses	'	'
Less than 12 months	-566,000	-767,000
Total	-566,000	-767,000
Asset-backed securities	'	'
Fair Value	'	'
Less than 12 months	68,052,000	76,048,000
12 months or more	11,736,000	5,941,000
Total	79,788,000	81,989,000
Unrealized Losses	'	'
Less than 12 months	-2,013,000	-2,940,000
12 months or more	-521,000	-251,000
Total	-2,534,000	-3,191,000
Obligations of states and political subdivisions	'	'
Fair Value	'	'
Less than 12 months	7,731,000	6,907,000
12 months or more	634,000	450,000
Total	8,365,000	7,357,000
Unrealized Losses	'	'
Less than 12 months	-90,000	-159,000
12 months or more	-41,000	-53,000
Total	($131,000)	($212,000)

Investment_Securities_Details_2

Investment Securities (Details 4) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2013
Investment Securities	'
Gains realized on sales	$294
Investment securities gains	$294

Intangible_Assets_Details

Intangible Assets (Details) (USD $)	3 Months Ended
	Mar. 31, 2013	Dec. 31, 2013
Changes in the net carrying amount of core deposit intangible assets	'	'
Amortization	($101,000)	'
Core Deposit Intangible Asset	'	'
Intangible assets	'	'
Gross Carrying Amount	'	4,800,000
Changes in the net carrying amount of core deposit intangible assets	'	'
Balance at the beginning of period	135,000	'
Amortization	-101,000	'
Balance at the end of period	$34,000	'

Intangible_Assets_Details_2

Intangible Assets (Details 2) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
Changes in mortgage servicing rights	'	'	'
Balance at beginning of year	'	'	$3,036,000
Changes in fair value:	'	'	'
Balance at end of year	3,040,000	'	3,036,000
Mortgage Service Rights	'	'	'
Mortgage Servicing Rights	'	'	'
Mortgage loans serviced for others	319,300,000	'	322,500,000
Mortgage loan servicing fees reported as other non-interest income	223,000	217,000	'
Changes in mortgage servicing rights	'	'	'
Balance at beginning of year	3,036,000	2,549,000	'
Originated mortgage servicing rights	50,000	197,000	'
Changes in fair value:	'	'	'
Due to change in model inputs and assumptions	106,000	153,000	'
Other changes in fair value	-152,000	-210,000	'
Balance at end of year	$3,040,000	$2,689,000	'

Intangible_Assets_Details_3

Intangible Assets (Details 3) (Mortgage Service Rights)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Mortgage Service Rights	'	'
Assumptions used in estimating the fair value of mortgage service rights	'	'
Weighted average constant prepayment rate (as a percent)	9.07%	17.63%
Weighted average note rate (as a percent)	4.01%	4.12%
Weighted average discount rate (as a percent)	9.08%	8.03%
Weighted average expected life (in years)	'6 years 2 months 12 days	'4 years 1 month 6 days

Income_Taxes_Details

Income Taxes (Details)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Income Taxes	'	'
Effective income tax rate continuing operation (as a percent)	34.50%	31.30%

Stockholders_Equity_Details

Stockholders' Equity (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Accumulated Other Comprehensive Income (Loss)	'	'
Balance at the beginning	($769)	$1,825
Other comprehensive (loss) income, before reclassifications	886	-957
Amounts reclassified from accumulated other comprehensive income	19	-267
Current period other comprehensive (loss) income, before tax	905	-1,224
Income tax benefit (expense)	-344	518
Total other comprehensive income (loss)	561	-706
Balance at the end	-208	1,119
Unrealized Gain on Securities	'	'
Accumulated Other Comprehensive Income (Loss)	'	'
Balance at the beginning	-1,491	3,265
Other comprehensive (loss) income, before reclassifications	886	-957
Amounts reclassified from accumulated other comprehensive income	'	-294
Current period other comprehensive (loss) income, before tax	886	-1,251
Income tax benefit (expense)	-337	529
Total other comprehensive income (loss)	549	-722
Balance at the end	-942	2,543
Unrecognized Net Pension and Postretirement Costs	'	'
Accumulated Other Comprehensive Income (Loss)	'	'
Balance at the beginning	722	-1,440
Other comprehensive (loss) income, before reclassifications	0	0
Amounts reclassified from accumulated other comprehensive income	19	27
Current period other comprehensive (loss) income, before tax	19	27
Income tax benefit (expense)	-7	-11
Total other comprehensive income (loss)	12	16
Balance at the end	$734	($1,424)

Employee_Benefit_Plans_Details

Employee Benefit Plans (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Summary of employee benefits charged to operating expenses	'	'
Payroll taxes	$293	$304
Medical plans	518	491
401k match and profit-sharing	153	75
Pension plan	236	286
Other	11	47
Total employee benefits	$1,211	$1,203
Employer match (as a percent)	3.00%	'
Defined benefit plan contributions by employer percent	6.00%	'

Employee_Benefit_Plans_Details1

Employee Benefit Plans (Details 2) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Components of net pension cost	'	'
Pension expense	$236,000	$286,000
Pension	'	'
Defined Benefit Plan Disclosure	'	'
Minimum required contribution	1,300,000	'
Components of net pension cost	'	'
Service cost - benefits earned during the year	'	1,174,000
Interest costs on projected benefit obligations	'	646,000
Expected return on plan assets	'	-797,000
Expected administrative expenses	'	40,000
Amortization of prior service cost	'	79,000
Amortization of unrecognized net loss	'	31,000
Net periodic pension expense	'	1,173,000
Pension expense	236,000	286,000
Pension | Estimated	'	'
Components of net pension cost	'	'
Service cost - benefits earned during the year	981,000	'
Interest costs on projected benefit obligations	732,000	'
Expected return on plan assets	-887,000	'
Expected administrative expenses	40,000	'
Amortization of prior service cost	79,000	'
Net periodic pension expense	$945,000	'

Stock_Compensation_Details

Stock Compensation (Details) (USD $)	0 Months Ended	3 Months Ended
	Jul. 02, 2013	Mar. 31, 2014	Mar. 31, 2013
Stock compensation	'	'	'
Grant of options to purchase (in shares)	'	547,492	'
Options issued in 2008 to acquire shares that vested immediately	'	11,578	'
Number of shares	'	'	'
Outstanding at the beginning of period (in shares)	'	121,405	'
Expired (in shares)	'	-18,255	'
Outstanding at the end of period (in shares)	'	103,150	'
Exercisable at the end of period (in shares)	'	88,633	'
Weighted average exercise price	'	'	'
Outstanding at the beginning of period (in dollars per share)	'	$24.14	'
Expired (in dollars per share)	'	$28.97	'
Outstanding at the end of period (in dollars per share)	'	$23.28	'
Exercisable at the end of period (in dollars per share)	'	$23.49	'
Weighted Average Contractual Term (in years)	'	'	'
Outstanding at the end of period	'	'2 years 8 months 12 days	'
Exercisable at the end of period	'	'2 years 6 months	'
Aggregate Intrinsic Value	'	'	'
Outstanding at the end of period	'	$0	'
Exercisable at the end of period	'	0	'
Additional disclosures	'	'	'
Stock dividend (as a percent)	4.00%	'	'
Stock based compensation expense	'	6,000	2,000
Total unrecognized compensation expense related to non-vested stock awards	'	$44,000	'
Weighted average period is expected to be recognized	'	'1 year 7 months 6 days	'
Minimum	'	'	'
Stock compensation	'	'	'
Options vest over periods	'	'4 years	'
Maximum	'	'	'
Stock compensation	'	'	'
Options vest over periods	'	'5 years	'

Earnings_Loss_per_Share_Detail

Earnings (Loss) per Share (Details) (USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Basic earnings (loss) per common share:	'	'
Net income (loss)	$1,987	($136)
Less: Preferred stock dividends and accretion of discount	'	295
Net income (loss) available to common shareholders	1,987	-431
Basic earnings (loss) per share (in dollars per share)	$0.39	($0.09)
Diluted earnings (loss) per common share:	'	'
Net income	1,987	-136
Less: Preferred stock dividends and accretion of discount	'	295
Net income (loss) available to common shareholders	$1,987	($431)
Average shares outstanding	5,032,679	5,032,679
Average shares outstanding including dilutive stock options (in shares)	5,032,679	5,032,679
Diluted earnings (loss) per share	$0.39	($0.09)

Earnings_Loss_per_Share_Detail1

Earnings (Loss) per Share (Details 2)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Summary of anti-dilutive shares	'	'
Anti-dilutive shares	103,150	487,109
Option shares	'	'
Summary of anti-dilutive shares	'	'
Anti-dilutive shares	103,150	188,491
Warrant shares	'	'
Summary of anti-dilutive shares	'	'
Anti-dilutive shares	'	298,618

Fair_Value_Measurements_Detail

Fair Value Measurements (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Fair Value Measurements	'	'
Transfers into or out of Levels 1-3	$0	$0
Assets:	'	'
Available for sale debt securities, fair value	213,227	205,985
Mortgage servicing rights, fair value	3,040	3,036
Quoted Prices in Active Markets for Identical Assets (Level 1)	'	'
Assets:	'	'
Assets, Total	46,676	34,441
Other Observable Inputs (Level 2)	'	'
Assets:	'	'
Assets, Total	216,774	209,549
Significant Unobservable Inputs (Level 3)	'	'
Assets:	'	'
Mortgage servicing rights, fair value	3,040	3,036
Assets, Total	838,239	832,259
Recurring	'	'
Assets:	'	'
Assets, Total	216,267	209,021
Recurring | U.S. Treasury	'	'
Assets:	'	'
Available for sale debt securities, fair value	1,001	1,003
Recurring | Government sponsored enterprises	'	'
Assets:	'	'
Available for sale debt securities, fair value	70,811	60,616
Recurring | Asset-backed securities	'	'
Assets:	'	'
Available for sale debt securities, fair value	109,375	110,373
Recurring | Obligations of states and political subdivisions	'	'
Assets:	'	'
Available for sale debt securities, fair value	32,040	33,993
Recurring | Mortgage servicing rights	'	'
Assets:	'	'
Mortgage servicing rights, fair value	3,040	3,036
Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1)	'	'
Assets:	'	'
Assets, Total	1,001	1,003
Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | U.S. Treasury	'	'
Assets:	'	'
Available for sale debt securities, fair value	1,001	1,003
Recurring | Other Observable Inputs (Level 2)	'	'
Assets:	'	'
Assets, Total	212,226	204,982
Recurring | Other Observable Inputs (Level 2) | Government sponsored enterprises	'	'
Assets:	'	'
Available for sale debt securities, fair value	70,811	60,616
Recurring | Other Observable Inputs (Level 2) | Asset-backed securities	'	'
Assets:	'	'
Available for sale debt securities, fair value	109,375	110,373
Recurring | Other Observable Inputs (Level 2) | Obligations of states and political subdivisions	'	'
Assets:	'	'
Available for sale debt securities, fair value	32,040	33,993
Recurring | Significant Unobservable Inputs (Level 3)	'	'
Assets:	'	'
Assets, Total	3,040	3,036
Recurring | Significant Unobservable Inputs (Level 3) | Mortgage servicing rights	'	'
Assets:	'	'
Mortgage servicing rights, fair value	$3,040	$3,036

Fair_Value_Measurements_Detail1

Fair Value Measurements (Details 2) (Mortgage Servicing Rights, USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Fair value of assets	'	'
Total unrealized gains included in earnings related to Level 3 assets still held	$106,000	$153,000
Recurring | Fair Value Measurements Using Significant Unobservable Inputs (Level 3)	'	'
Fair value of assets	'	'
Balance at beginning of period	3,036,000	2,549,000
Total gains or losses (realized/unrealized) Included in earnings	-46,000	-57,000
Issues	50,000	197,000
Balance at end of period	$3,040,000	$2,689,000

Fair_Value_Measurements_Detail2

Fair Value Measurements (Details 3) (Recurring, Level 3 Fair Value Measurements, Mortgage servicing rights)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Recurring | Level 3 Fair Value Measurements | Mortgage servicing rights	'	'
Quantitative Information	'	'
Weighted average constant prepayment rate (as a percent)	9.07%	17.63%
Weighted average discount rate (as a percent)	9.08%	8.03%
Weighted average expected life (in years)	'6 years 2 months 12 days	'4 years 1 month 6 days

Fair_Value_Measurements_Detail3

Fair Value Measurements (Details 4) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
Fair Value Measurements	'	'	'
Impaired loans with a specific allowance	$14,720,000	$25,700,000	$16,266,000
Specific allowance related to impaired loans	4,753,000	4,100,000	4,796,000
Charge-offs related to impaired loans with a specific allowance	1,100,000	1,400,000	'
Commercial, financial, and agricultural	'	'	'
Fair Value Measurements	'	'	'
Impaired loans with a specific allowance	2,737,000	'	1,548,000
Specific allowance related to impaired loans	1,069,000	'	721,000
Real estate construction - residential	'	'	'
Fair Value Measurements	'	'	'
Impaired loans with a specific allowance	2,100,000	'	2,160,000
Specific allowance related to impaired loans	307,000	'	392,000
Real estate construction - commercial	'	'	'
Fair Value Measurements	'	'	'
Impaired loans with a specific allowance	103,000	'	514,000
Specific allowance related to impaired loans	36,000	'	304,000
Real estate mortgage - residential	'	'	'
Fair Value Measurements	'	'	'
Impaired loans with a specific allowance	5,367,000	'	4,396,000
Specific allowance related to impaired loans	1,808,000	'	1,374,000
Real estate mortgage - commercial	'	'	'
Fair Value Measurements	'	'	'
Impaired loans with a specific allowance	4,097,000	'	7,605,000
Specific allowance related to impaired loans	1,482,000	'	1,989,000
Consumer	'	'	'
Fair Value Measurements	'	'	'
Impaired loans with a specific allowance	316,000	'	43,000
Specific allowance related to impaired loans	51,000	'	16,000
Nonrecurring | Total Fair Value	'	'	'
Valuation methodologies used for assets and liabilities recorded at fair value on a nonrecurring basis	'	'	'
Impaired loans	9,967,000	21,638,000	'
Other real estate owned and repossessed assets	14,054,000	23,128,000	'
Nonrecurring | Significant Unobservable Inputs (Level 3)	'	'	'
Valuation methodologies used for assets and liabilities recorded at fair value on a nonrecurring basis	'	'	'
Impaired loans	9,967,000	21,638,000	'
Other real estate owned and repossessed assets	14,054,000	23,128,000	'
Nonrecurring | Total Gains (Losses)	'	'	'
Valuation methodologies used for assets and liabilities recorded at fair value on a nonrecurring basis	'	'	'
Gains (losses) on impaired loans	-1,054,000	-1,351,000	'
Gains (losses) on other real estate owned and repossessed assets	-30,000	-200,000	'
Nonrecurring | Commercial, financial, and agricultural | Total Fair Value	'	'	'
Valuation methodologies used for assets and liabilities recorded at fair value on a nonrecurring basis	'	'	'
Impaired loans	1,668,000	737,000	'
Nonrecurring | Commercial, financial, and agricultural | Significant Unobservable Inputs (Level 3)	'	'	'
Valuation methodologies used for assets and liabilities recorded at fair value on a nonrecurring basis	'	'	'
Impaired loans	1,668,000	737,000	'
Nonrecurring | Commercial, financial, and agricultural | Total Gains (Losses)	'	'	'
Valuation methodologies used for assets and liabilities recorded at fair value on a nonrecurring basis	'	'	'
Gains (losses) on impaired loans	-103,000	-10,000	'
Nonrecurring | Real estate construction - residential | Total Fair Value	'	'	'
Valuation methodologies used for assets and liabilities recorded at fair value on a nonrecurring basis	'	'	'
Impaired loans	1,793,000	1,959,000	'
Nonrecurring | Real estate construction - residential | Significant Unobservable Inputs (Level 3)	'	'	'
Valuation methodologies used for assets and liabilities recorded at fair value on a nonrecurring basis	'	'	'
Impaired loans	1,793,000	1,959,000	'
Nonrecurring | Real estate construction - residential | Total Gains (Losses)	'	'	'
Valuation methodologies used for assets and liabilities recorded at fair value on a nonrecurring basis	'	'	'
Gains (losses) on impaired loans	-60,000	-119,000	'
Nonrecurring | Real estate construction - commercial | Total Fair Value	'	'	'
Valuation methodologies used for assets and liabilities recorded at fair value on a nonrecurring basis	'	'	'
Impaired loans	67,000	5,762,000	'
Nonrecurring | Real estate construction - commercial | Significant Unobservable Inputs (Level 3)	'	'	'
Valuation methodologies used for assets and liabilities recorded at fair value on a nonrecurring basis	'	'	'
Impaired loans	67,000	5,762,000	'
Nonrecurring | Real estate construction - commercial | Total Gains (Losses)	'	'	'
Valuation methodologies used for assets and liabilities recorded at fair value on a nonrecurring basis	'	'	'
Gains (losses) on impaired loans	-414,000	'	'
Nonrecurring | Real estate mortgage - residential | Total Fair Value	'	'	'
Valuation methodologies used for assets and liabilities recorded at fair value on a nonrecurring basis	'	'	'
Impaired loans	3,559,000	2,774,000	'
Nonrecurring | Real estate mortgage - residential | Significant Unobservable Inputs (Level 3)	'	'	'
Valuation methodologies used for assets and liabilities recorded at fair value on a nonrecurring basis	'	'	'
Impaired loans	3,559,000	2,774,000	'
Nonrecurring | Real estate mortgage - residential | Total Gains (Losses)	'	'	'
Valuation methodologies used for assets and liabilities recorded at fair value on a nonrecurring basis	'	'	'
Gains (losses) on impaired loans	-94,000	-235,000	'
Nonrecurring | Real estate mortgage - commercial | Total Fair Value	'	'	'
Valuation methodologies used for assets and liabilities recorded at fair value on a nonrecurring basis	'	'	'
Impaired loans	2,615,000	10,368,000	'
Nonrecurring | Real estate mortgage - commercial | Significant Unobservable Inputs (Level 3)	'	'	'
Valuation methodologies used for assets and liabilities recorded at fair value on a nonrecurring basis	'	'	'
Impaired loans	2,615,000	10,368,000	'
Nonrecurring | Real estate mortgage - commercial | Total Gains (Losses)	'	'	'
Valuation methodologies used for assets and liabilities recorded at fair value on a nonrecurring basis	'	'	'
Gains (losses) on impaired loans	-365,000	-987,000	'
Nonrecurring | Consumer | Total Fair Value	'	'	'
Valuation methodologies used for assets and liabilities recorded at fair value on a nonrecurring basis	'	'	'
Impaired loans	265,000	38,000	'
Nonrecurring | Consumer | Significant Unobservable Inputs (Level 3)	'	'	'
Valuation methodologies used for assets and liabilities recorded at fair value on a nonrecurring basis	'	'	'
Impaired loans	265,000	38,000	'
Nonrecurring | Consumer | Total Gains (Losses)	'	'	'
Valuation methodologies used for assets and liabilities recorded at fair value on a nonrecurring basis	'	'	'
Gains (losses) on impaired loans	($18,000)	'	'

Fair_Value_of_Financial_Instru2

Fair Value of Financial Instruments (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Assets:	'	'
Cash and due from banks	$24,314	$27,079
Federal funds sold and overnight interest-bearing deposits	16,920	1,360
Mortgage servicing rights	3,040	3,036
Accrued interest receivable	4,441	4,999
Deposits:	'	'
Non-interest bearing demand	189,925	187,382
Savings, interest checking and money market	453,724	419,085
Accrued interest payable	412	426
Quoted Prices in Active Markets for Identical Assets (Level 1)	'	'
Assets:	'	'
Cash and due from banks	24,314	27,079
Federal funds sold and overnight interest-bearing deposits	16,920	1,360
Investment in available-for-sale securities	1,001	1,003
Accrued interest receivable	4,441	4,999
Assets, Total	46,676	34,441
Deposits:	'	'
Non-interest bearing demand	189,925	187,382
Savings, interest checking and money market	453,724	419,085
Federal funds purchased and securities sold under agreements to repurchase	20,761	31,084
Accrued interest payable	412	426
Liabilities, Fair Value Disclosure, Total	664,822	637,977
Other Observable Inputs (Level 2)	'	'
Assets:	'	'
Investment in available-for-sale securities	212,226	204,982
Investment in FHLB stock	2,315	2,354
Cash surrender value - life insurance	2,233	2,213
Assets, Total	216,774	209,549
Deposits:	'	'
Subordinated notes	34,081	32,048
Federal Home Loan Bank advances	25,261	25,366
Liabilities, Fair Value Disclosure, Total	59,342	57,414
Net Significant Unobservable Inputs (Level 3)	'	'
Assets:	'	'
Loans, net	835,199	829,223
Mortgage servicing rights	3,040	3,036
Assets, Total	838,239	832,259
Deposits:	'	'
Time deposits	346,442	352,432
Liabilities, Fair Value Disclosure, Total	346,442	352,432
Carrying Amount	'	'
Assets:	'	'
Cash and due from banks	24,314	27,079
Federal funds sold and overnight interest-bearing deposits	16,920	1,360
Investment in available-for-sale securities	213,227	205,985
Loans, net	832,462	825,828
Investment in FHLB stock	2,315	2,354
Mortgage servicing rights	3,040	3,036
Cash surrender value - life insurance	2,233	2,213
Accrued interest receivable	4,441	4,999
Assets, Total	1,098,952	1,072,854
Deposits:	'	'
Non-interest bearing demand	189,925	187,382
Savings, interest checking and money market	453,724	419,085
Time deposits	344,087	350,004
Federal funds purchased and securities sold under agreements to repurchase	20,761	31,084
Subordinated notes	49,486	49,486
Federal Home Loan Bank advances	24,000	24,000
Accrued interest payable	412	426
Liabilities, Fair Value Disclosure, Total	1,082,395	1,061,467
Fair Value	'	'
Assets:	'	'
Cash and due from banks	24,314	27,079
Federal funds sold and overnight interest-bearing deposits	16,920	1,360
Investment in available-for-sale securities	213,227	205,985
Loans, net	835,199	829,223
Investment in FHLB stock	2,315	2,354
Mortgage servicing rights	3,040	3,036
Cash surrender value - life insurance	2,233	2,213
Accrued interest receivable	4,441	4,999
Assets, Total	1,101,689	1,076,249
Deposits:	'	'
Non-interest bearing demand	189,925	187,382
Savings, interest checking and money market	453,724	419,085
Time deposits	346,442	352,432
Federal funds purchased and securities sold under agreements to repurchase	20,761	31,084
Subordinated notes	34,081	32,048
Federal Home Loan Bank advances	25,261	25,366
Accrued interest payable	412	426
Liabilities, Fair Value Disclosure, Total	$1,070,606	$1,047,823

Repurchase_Reserve_Liability_D

Repurchase Reserve Liability (Details) (USD $)	3 Months Ended		6 Months Ended	12 Months Ended
	Mar. 31, 2014	Sep. 30, 2013	Mar. 31, 2014	Dec. 31, 2013
	item	item	item	item
Repurchase Reserve Liability	'	'	'	'
Repurchase reserve liability	$160,000	'	$160,000	'
Number of investors notifying foreclosed loans	'	1	'	'
Number of investors	'	2	'	'
Numbers of loans foreclosed	'	15	'	'
Balance of foreclosed loans	1,500,000	'	1,500,000	'
Payment for reimbursement of costs incurred by Freddie Mac on loan foreclosures	'	'	119,000	'
Numbers of loans foreclosed whose costs have been reimbursed to Freddie Mac	'	'	3	'
Numbers of loans foreclosed for which no additional costs have been incurred	12	'	'	'
Number of loans sold to the secondary market	3,158	'	'	3,114
Balance of loans sold to the secondary market	$319,300,000	'	$319,300,000	$322,500,000

Commitments_and_Contingencies_1

Commitments and Contingencies (Details) (USD $)	Mar. 31, 2014	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2014	Mar. 31, 2014
In Thousands, unless otherwise specified		Commitments to extend credit	Commitments to extend credit	Commitments to originate residential first and second mortgage loans	Commitments to originate residential first and second mortgage loans	Standby letters of credit	Standby letters of credit	Standby letters of credit	Standby letters of credit
								Minimum	Maximum
Contractual amount of off-balance-sheet financial instruments	'	'	'	'	'	'	'	'	'
Amounts accrued for estimated losses for the financial instruments	$0	'	'	'	'	'	'	'	'
Total contractual amount of off-balance-sheet financial instruments	'	$121,100	$117,880	$1,866	$1,852	$1,591	$1,826	'	'
Remaining term of standby letters of credit	'	'	'	'	'	'	'	'1 month	'5 years