Hawthorn Bancshares (HWBK) 10-Q 10 May 18 2018 Q1 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	3 Months Ended
	Mar. 31, 2018	May 04, 2018
Document And Entity Information Abstract
Entity Registrant Name	HAWTHORN BANCSHARES, INC.
Entity Central Index Key	893,847
Trading Symbol	hwbk
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Entity Common Stock, Shares Outstanding		5,789,341
Document Type	10-Q
Document Period End Date	Mar. 31, 2018
Amendment Flag	false
Document Fiscal Year Focus	2,018
Document Fiscal Period Focus	Q1

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
ASSETS
Cash and due from banks	$ 15,955	$ 23,325
Federal funds sold and other interest-bearing deposits	65,449	39,553
Cash and cash equivalents	81,404	62,878
Certificates of deposit in other banks	4,812	3,460
Investment in available-for-sale securities, at fair value	215,720	226,542
Other investments and securities, at cost	9,725	11,037
Total investment securities	225,445	237,579
Loans	1,084,326	1,068,432
Allowances for loan losses	(10,947)	(10,852)
Net loans	1,073,379	1,057,580
Premises and equipment - net	34,777	34,811
Mortgage servicing rights	2,781	2,713
Other real estate owned and repossessed assets - net	13,239	13,182
Accrued interest receivable	5,330	5,627
Cash surrender value - life insurance	2,499	2,484
Other assets	9,242	8,902
Total assets	1,452,908	1,429,216
Deposits
Non-interest bearing demand	244,834	245,380
Savings, interest checking and money market	616,894	584,468
Time deposits $250,000 and over	84,740	63,176
Other time deposits	233,912	232,788
Total deposits	1,180,380	1,125,812
Federal funds purchased and securities sold under agreements to repurchase	34,795	27,560
Federal Home Loan Bank advances and other borrowings	84,327	121,382
Subordinated notes	49,486	49,486
Accrued interest payable	588	554
Other liabilities	12,061	13,051
Total liabilities	1,361,637	1,337,845
Stockholders' equity:
Common stock, $1 par value, authorized 15,000,000 shares; issued 6,046,907 shares, respectively	6,047	6,047
Surplus	45,442	45,442
Retained earnings	52,280	50,595
Accumulated other comprehensive loss, net of tax	(7,335)	(5,662)
Treasury stock; 254,366 and 248,898 shares, at cost, respectively	(5,163)	(5,051)
Total stockholders' equity	91,271	91,371
Total liabilities and stockholders' equity	$ 1,452,908	$ 1,429,216

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parentheticals) - $ / shares	Mar. 31, 2018	Dec. 31, 2017
Statement of Financial Position [Abstract]
Common stock, par value (in dollars per share)	$ 1	$ 1
Common stock, shares authorized	15,000,000	15,000,000
Common stock, shares issued	6,046,907	6,046,907
Treasury stock, shares	254,366	248,898

Consolidated Statements of Inco

Consolidated Statements of Income (unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
INTEREST INCOME
Interest and fees on loans	$ 12,223	$ 11,050
Interest on investment securities:
Taxable	947	754
Nontaxable	158	157
Federal funds sold, other interest-bearing deposits, and certificates of deposit in other banks	106	48
Dividends on other securities	110	90
Total interest income	13,544	12,099
Interest on deposits:
Savings, interest checking and money market	1,084	389
Time deposits	649	471
Interest on federal funds purchased and securities sold under agreements to repurchase	171	22
Interest on Federal Home Loan Bank advances	395	322
Interest on subordinated notes	491	408
Total interest expense	2,790	1,612
Net interest income	10,754	10,487
Provision for loan losses	300	350
Net interest income after provision for loan losses	10,454	10,137
NON-INTEREST INCOME
Service charges and other fees	876	836
Bank card income and fees	656	614
Trust department income	280	274
Real estate servicing fees, net	221	453
Gain on sale of mortgage loans, net	146	155
Other	122	75
Total non-interest income	2,301	2,407
NON-INTEREST EXPENSE
Salaries and employee benefits	6,057	5,438
Occupancy expense, net	689	619
Furniture and equipment expense	635	598
Processing, network, and bank card expense	859	1,045
Legal, examination, and professional fees	422	280
FDIC insurance assessment	154	101
Advertising and promotion	252	239
Postage, printing, and supplies	268	223
Other	918	808
Total non-interest expense	10,254	9,351
Income before income taxes	2,501	3,193
Income tax expense	411	1,093
Net income	$ 2,090	$ 2,100
Basic earnings per share	$ 0.36	$ 0.36
Diluted earnings per share	$ 0.36	$ 0.36

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Consolidated Statements of Comprehensive Income
Net income	$ 2,090	$ 2,100
Investment securities available-for-sale:
Unrealized (loss) gain on investment securities available-for-sale, net of tax	(1,715)	306
Adjustment for gain on sale of investment securities, net of tax	0	0
Defined benefit pension plans:
Amortization of prior service cost included in net periodic pension cost, net of tax	42	14
Total other comprehensive (loss) income	(1,673)	320
Total comprehensive income	$ 417	$ 2,420

Consolidated Statements of Stoc

Consolidated Statements of Stockholders' Equity (unaudited) - USD ($) $ in Thousands	Common Stock	Surplus	Retained Earnings	Accumulated Other Comprehensive Loss	Treasury Stock	Total
Balance at Dec. 31, 2016	$ 5,822	$ 41,498	$ 51,671	$ (3,801)	$ (4,173)	$ 91,017
Increase (Decrease) in Stockholders' Equity
Net income	0	0	2,100	0	0	2,100
Other comprehensive loss (income)	0	0	0	320	0	320
Stock based compensation expense	0	1	0	0	0	1
Purchase of treasury stock	0	0	0	0	(25)	(25)
Cash dividends declared, common stock	0	0	(336)	0	0	(336)
Balance at Mar. 31, 2017	5,822	41,499	53,435	(3,481)	(4,198)	93,077
Balance at Dec. 31, 2017	6,047	45,442	50,595	(5,662)	(5,051)	91,371
Increase (Decrease) in Stockholders' Equity
Net income	0	0	2,090	0	0	2,090
Other comprehensive loss (income)	0	0	0	(1,673)	0	(1,673)
Purchase of treasury stock	0	0	0	0	(112)	(112)
Cash dividends declared, common stock	0	0	(405)	0	0	(405)
Balance at Mar. 31, 2018	$ 6,047	$ 45,442	$ 52,280	$ (7,335)	$ (5,163)	$ 91,271

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Cash flows from operating activities:
Net income	$ 2,090	$ 2,100
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	300	350
Depreciation expense	435	473
Net amortization of investment securities, premiums, and discounts	356	406
Stock based compensation expense	0	1
Change in fair value of mortgage servicing rights	(18)	(244)
Gain on sale of investment securities	(98)	0
(Gain) loss on sales and dispositions of premises and equipment	(13)	1
Gain on sales and dispositions of other real estate and repossessed assets	(2)	(50)
Provision for other real estate owned	1	32
Decrease in accrued interest receivable	297	481
Increase in cash surrender value - life insurance	(15)	(21)
Decrease in other assets	156	58
Increase (decrease) in accrued interest payable	34	(46)
Decrease in other liabilities	(989)	(742)
Origination of mortgage loans for sale	(7,587)	(7,341)
Proceeds from the sale of mortgage loans	7,587	6,789
Gain on sale of mortgage loans, net	(146)	(155)
Other, net	(50)	(49)
Net cash provided by operating activities	2,338	2,043
Cash flows from investing activities:
Net (increase) decrease in certificates of deposit in other banks	(1,352)	1,000
Net increase in loans	(16,231)	(35,523)
Purchase of available-for-sale debt securities	(28,134)	(15,346)
Proceeds from maturities of available-for-sale debt securities	9,119	9,750
Proceeds from calls of available-for-sale debt securities	1,685	4,025
Proceeds from sales of available-for-sale debt securities	25,723	0
Purchases of FHLB stock	(1,370)	(263)
Proceeds from sales of FHLB stock	2,682	200
Purchases of premises and equipment	(401)	(348)
Proceeds from sales of premises and equipment	13	0
Proceeds from sales of other real estate and foreclosed assets	224	658
Net cash used in investing activities	(8,042)	(35,847)
Cash flows from financing activities:
Net (decrease) increase in demand deposits	(546)	3,084
Net increase in interest-bearing transaction accounts	32,426	50,648
Net increase (decrease) in time deposits	22,688	(21,394)
Net increase in federal funds purchased and securities sold under agreements to repurchase	7,235	497
Repayment of FHLB advances and other borrowings	(131,055)	(38,232)
FHLB advances	94,000	36,740
Purchase of treasury stock	(112)	(25)
Cash dividends paid - common stock	(406)	(336)
Net cash provided by financing activities	24,230	30,982
Net increase (decrease) in cash and cash equivalents	18,526	(2,822)
Cash and cash equivalents, beginning of period	62,878	25,995
Cash and cash equivalents, end of period	81,404	23,173
Cash paid during the year for:
Interest	2,755	1,658
Income taxes	0	755
Noncash investing activities:
Other real estate and repossessed assets acquired in settlement of loans	$ 278	$ 103

Summary of Significant Accounti

Summary of Significant Accounting Policies	3 Months Ended
	Mar. 31, 2018
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	(1) Summary of Significant Accounting Policies Hawthorn Bancshares, Inc. (the Company) through its subsidiary, Hawthorn Bank (the Bank), provides a broad range of banking services to individual and corporate customers located within the Missouri communities in and surrounding Jefferson City, Columbia, Clinton, Warsaw, Springfield, Branson, and the greater Kansas City metropolitan area. The Company is subject to competition from other financial and nonfinancial institutions providing financial products. Additionally, the Company and its subsidiaries are subject to the regulations of certain regulatory agencies and undergo periodic examinations by those regulatory agencies. The accompanying unaudited consolidated financial statements of the Company have been prepared in conformity with U.S. generally accepted accounting principles (U.S. GAAP) for interim financial information and with the instructions to Form 10-Q, and Rule 10-01 of Regulation S-X. Accordingly, the unaudited consolidated financial statements do not include all of the information and disclosures required by U.S. GAAP for complete financial statements and should be read in conjunction with the consolidated financial statements and related notes included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2017. The preparation of the consolidated financial statements includes all adjustments that, in the opinion of management, are necessary in order to make those statements not misleading. Management is required to make estimates and assumptions, including the determination of the allowance for loan losses, real estate acquired in connection with foreclosure or in satisfaction of loans, and fair values of investment securities available-for-sale that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. The Company’s management has evaluated and did not identify any subsequent events or transactions requiring recognition or disclosure in the consolidated financial statements. Stock Dividend The following represents significant new accounting principles adopted in 2018: Revenue from Contracts with Customers Revenue from Contracts with Customers (Topic 606) Topic 606 does not apply to revenue associated with financial instruments, including revenue from loans and securities. In addition, certain noninterest income streams such as fees associated with mortgage servicing rights, financial guarantees, derivatives, and certain credit card fees are also not in scope of the new guidance. Topic 606 is applicable to noninterest revenue streams such as trust department revenue, service charges and fees, debit card income, ATM surcharge income, and other real estate owned sales. However, the recognition of these revenue streams did not change significantly upon adoption of Topic 606. Noninterest revenue streams within the scope of Topic 606 are discussed in Footnote 16. Financial Instruments Recognition and Measurement of Financial Assets and Financial Liabilities The FASB issued ASU 2018-04, Investments - Debt Securities (Topic 320) and Regulated Operations (Topic 980) Liabilities Recognition of Breakage for Certain Prepaid Store-Value Products Pension Improving the Presentation of Net Periodic Pension Cost and Net Periodic Postretirement Benefit Cost

Loans and Allowance for Loan Lo

Loans and Allowance for Loan Losses	3 Months Ended
	Mar. 31, 2018
Loans and Leases Receivable Disclosure [Abstract]
Loans and Allowance for Loan Losses	(2) Loans and Allowance for Loan Losses Loans A summary of loans, by major class within the Company’s loan portfolio, at March 31, 2018 and December 31, 2017 is as follows: March 31, December 31, (in thousands) 2018 2017 Commercial, financial, and agricultural $ 190,720 $ 192,238 Real estate construction - residential 29,351 26,492 Real estate construction - commercial 105,345 98,340 Real estate mortgage - residential 250,131 246,754 Real estate mortgage - commercial 476,511 472,455 Installment and other consumer 32,268 32,153 Total loans $ 1,084,326 $ 1,068,432 The Bank grants real estate, commercial, installment, and other consumer loans to customers located within the Missouri communities surrounding Jefferson City, Columbia, Clinton, Warsaw, Springfield, Branson and the greater Kansas City metropolitan area. As such, the Bank is susceptible to changes in the economic environment in these communities. The Bank does not have a concentration of credit in any one economic sector. Installment and other consumer loans consist primarily of the financing of automotive vehicles. At March 31, 2018, loans of $479.4 million were pledged to the Federal Home Loan Bank as collateral for borrowings and letters of credit. Allowance for Loan Losses The following is a summary of the allowance for loan losses during the periods indicated. Three Months Ended March 31, 2018 Commercial, Real Estate Real Estate Real Estate Real Estate Installment Financial, & Construction - Construction - Mortgage - Mortgage - and Other Un- (in thousands) Agricultural Residential Commercial Residential Commercial Consumer allocated Total Balance at beginning of period $ 3,325 $ 170 $ 807 $ 1,689 $ 4,437 345 $ 79 $ 10,852 Additions: Provision for loan losses 33 106 118 369 (421 ) 40 55 300 Deductions: Loans charged off 110 48 30 20 14 57 0 279 Less recoveries on loans (13 ) (12 ) 0 (19 ) (6 ) (24 ) 0 (74 ) Net loan charge-offs (recoveries) 97 36 30 1 8 33 0 205 Balance at end of period $ 3,261 $ 240 $ 895 $ 2,057 $ 4,008 $ 352 $ 134 $ 10,947 Three Months Ended March 31, 2017 Commercial, Real Estate Real Estate Real Estate Real Estate Installment Financial, & Construction - Construction - Mortgage - Mortgage - and Other Un- (in thousands) Agricultural Residential Commercial Residential Commercial Consumer allocated Total Balance at beginning of period $ 2,753 $ 108 $ 413 $ 2,385 $ 3,793 274 $ 160 $ 9,886 Additions: Provision for loan losses (384 ) (59 ) 166 (276 ) 945 72 (114 ) 350 Deductions: Loans charged off 28 0 0 20 14 51 0 113 Less recoveries on loans (19 ) (50 ) 0 (36 ) (7 ) (27 ) 0 (139 ) Net loan charge-offs (recoveries) 9 (50 ) 0 (16 ) 7 24 0 (26 ) Balance at end of period $ 2,360 $ 99 $ 579 $ 2,125 $ 4,731 $ 322 $ 46 $ 10,262 Loans, or portions of loans, are charged off to the extent deemed uncollectible or a loss is confirmed. Loan charge-offs reduce the allowance for loan losses, and recoveries of loans previously charged off are added back to the allowance. If management determines that it is probable that all amounts due on a loan will not be collected under the original terms of the loan agreement, the loan is considered to be impaired. These loans are evaluated individually for impairment, and in conjunction with current economic conditions and loss experience, specific reserves are estimated as further discussed below. Loans not individually evaluated are aggregated by risk characteristics and reserves are recorded using a consistent methodology that considers historical loan loss experience by loan type, delinquencies, current economic conditions, loan risk ratings and industry concentration. Beginning in the first quarter of 2016, the Company began to lengthen its look-back period with the intent to increase such period from three to five years over the next two years. The Company believes that the five-year look-back period, which is consistent with the Company’s practices prior to the start of the economic recession in 2008, provides a representative historical loss period in the current economic environment. As of December 31, 2017, the Company utilized a five-year look-back period. The following table provides the balance in the allowance for loan losses at March 31, 2018 and December 31, 2017, and the related loan balance by impairment methodology. Commercial, Real Estate Real Estate Real Estate Real Estate Installment Financial, and Construction - Construction - Mortgage - Mortgage - and Other Un- (in thousands) Agricultural Residential Commercial Residential Commercial Consumer allocated Total March 31, 2018 Allowance for loan losses: Individually evaluated for impairment $ 495 $ 9 $ 0 $ 580 $ 233 $ 19 $ 0 $ 1,336 Collectively evaluated for impairment 2,766 231 895 1,477 3,775 333 134 9,611 Total $ 3,261 $ 240 $ 895 $ 2,057 $ 4,008 $ 352 $ 134 $ 10,947 Loans outstanding: Individually evaluated for impairment $ 2,738 $ 59 $ 0 $ 5,158 $ 1,978 $ 160 $ 0 $ 10,093 Collectively evaluated for impairment 187,982 29,292 105,345 244,973 474,533 32,108 0 1,074,233 Total $ 190,720 $ 29,351 $ 105,345 $ 250,131 $ 476,511 $ 32,268 $ 0 $ 1,084,326 December 31, 2017 Allowance for loan losses: Individually evaluated for impairment $ 500 $ 0 $ 48 $ 521 $ 243 $ 21 $ 0 $ 1,333 Collectively evaluated for impairment 2,825 170 759 1,168 4,194 324 79 9,519 Total $ 3,325 $ 170 $ 807 $ 1,689 $ 4,437 $ 345 $ 79 $ 10,852 Loans outstanding: Individually evaluated for impairment $ 3,007 $ 0 $ 97 $ 5,072 $ 2,004 $ 176 $ 0 $ 10,356 Collectively evaluated for impairment 189,231 26,492 98,243 241,682 470,451 31,977 0 1,058,076 Total $ 192,238 $ 26,492 $ 98,340 $ 246,754 $ 472,455 $ 32,153 $ 0 $ 1,068,432 Impaired Loans Loans evaluated under ASC 310-10-35 include loans which are individually evaluated for impairment. All other loans are collectively evaluated for impairment under ASC 450-20. Impaired loans individually evaluated for impairment totaled $10.1 million and $10.4 million at March 31, 2018 and December 31, 2017, respectively, and are comprised of loans on non-accrual status and loans which have been classified as troubled debt restructurings (TDRs). The net carrying value of impaired loans is based on the fair values of collateral obtained through independent appraisals or internal evaluations, or by discounting the total expected future cash flows. At March 31, 2018 and December 31, 2017, $3.8 million and $4.0 million, respectively, of impaired loans were evaluated based on the fair value less estimated selling costs of the loan’s collateral. Once the impairment amount is calculated, a specific reserve allocation is recorded. At March 31, 2018, $1.3 million of the Company’s allowance for loan losses was allocated to impaired loans totaling $10.1 million compared to $1.3 million of the Company's allowance for loan losses allocated to impaired loans totaling approximately $10.4 million at December 31, 2017. Management determined that $2.0 million, or 20%, of total impaired loans required no reserve allocation at March 31, 2018 compared to $2.4 million, or 23%, at December 31, 2017 primarily due to adequate collateral values , The categories of impaired loans at March 31, 2018 and December 31, 2017 are as follows: March 31, December 31, (in thousands) 2018 2017 Non-accrual loans $ 5,482 $ 5,672 Performing TDRs 4,611 4,684 Total impaired loans $ 10,093 $ 10,356 The following tables provide additional information about impaired loans at March 31, 2018 and December 31, 2017, respectively, segregated between loans for which an allowance has been provided and loans for which no allowance has been provided. Unpaid Recorded Principal Specific (in thousands) Investment Balance Reserves March 31, 2018 With no related allowance recorded: Commercial, financial and agricultural $ 1,091 $ 1,151 $ 0 Real estate - residential 908 955 0 Total $ 1,999 $ 2,106 $ 0 With an allowance recorded: Commercial, financial and agricultural $ 1,647 $ 1,960 $ 495 Real estate - construction residential 59 59 9 Real estate - residential 4,250 4,344 580 Real estate - commercial 1,978 2,123 233 Installment and other consumer 160 179 19 Total $ 8,094 $ 8,665 $ 1,336 Total impaired loans $ 10,093 $ 10,771 $ 1,336 Unpaid Recorded Principal Specific (in thousands) Investment Balance Reserves December 31, 2017 With no related allowance recorded: Commercial, financial and agricultural $ 1,393 $ 1,445 $ 0 Real estate - residential 674 688 0 Real estate - commercial 366 395 0 Total $ 2,433 $ 2,528 $ 0 With an allowance recorded: Commercial, financial and agricultural $ 1,614 $ 1,834 $ 500 Real estate - construction commercial 97 97 48 Real estate - residential 4,398 4,500 521 Real estate - commercial 1,638 1,743 243 Consumer 176 196 21 Total $ 7,923 $ 8,370 $ 1,333 Total impaired loans $ 10,356 $ 10,898 $ 1,333 The following table presents by class, information related to the average recorded investment and interest income recognized on impaired loans during the periods indicated. Three Months Ended March 31, 2018 2017 Interest Interest Average Recognized Average Recognized Recorded For the Recorded For the (in thousands) Investment Period Ended Investment Period Ended With no related allowance recorded: Commercial, financial and agricultural $ 906 $ 0 $ 555 $ 1 Real estate - construction commercial 0 0 0 0 Real estate - residential 919 3 807 4 Real estate - commercial 0 0 589 2 Installment and other consumer 0 0 40 0 Total $ 1,825 $ 3 $ 1,991 $ 7 With an allowance recorded: Commercial, financial and agricultural $ 1,857 $ 8 $ 1,192 $ 11 Real estate - construction residential 15 0 0 0 Real estate - construction commercial 0 0 50 0 Real estate - residential 4,379 32 4,511 43 Real estate - commercial 2,012 15 1,494 15 Installment and other consumer 139 0 51 0 Total $ 8,402 $ 55 $ 7,298 $ 69 Total impaired loans $ 10,227 $ 58 $ 9,289 $ 76 The recorded investment varies from the unpaid principal balance primarily due to partial charge-offs taken resulting from current appraisals received. The amount recognized as interest income on impaired loans continuing to accrue interest, primarily related to troubled debt restructurings, was $58,000 and $76,000, for the three months ended March 31, 2018 and 2017, respectively. The average recorded investment in impaired loans is calculated on a monthly basis during the periods reported. Delinquent and Non-Accrual Loans The delinquency status of loans is determined based on the contractual terms of the notes. Borrowers are generally classified as delinquent once payments become 30 days or more past due. The Company’s policy is to discontinue the accrual of interest income on any loan when, in the opinion of management, the ultimate collectability of interest or principal is no longer probable. In general, loans are placed on non-accrual when they become 90 days or more past due. However, management considers many factors before placing a loan on non-accrual, including the delinquency status of the loan, the overall financial condition of the borrower, the progress of management’s collection efforts and the value of the underlying collateral. Non-accrual loans are returned to accrual status when, in the opinion of management, the financial condition of the borrower indicates that the timely collectability of interest and principal is probable and the borrower demonstrates the ability to pay under the terms of the note through a sustained period of repayment performance, which is generally six months. The following table provides aging information for the Company’s past due and non-accrual loans at March 31, 2018 and December 31, 2017. Current or 90 Days Less Than Past Due 30 Days 30 - 89 Days And Still (in thousands) Past Due Past Due Accruing Non-Accrual Total March 31, 2018 Commercial, Financial, and Agricultural $ 188,436 $ 26 $ 0 $ 2,258 $ 190,720 Real Estate Construction - Residential 29,292 0 0 59 29,351 Real Estate Construction - Commercial 105,176 169 0 0 105,345 Real Estate Mortgage - Residential 246,562 1,480 0 2,089 250,131 Real Estate Mortgage - Commercial 475,349 246 0 916 476,511 Installment and Other Consumer 31,730 340 38 160 32,268 Total $ 1,076,545 $ 2,261 $ 38 $ 5,482 $ 1,084,326 December 31, 2017 Commercial, Financial, and Agricultural $ 189,537 $ 192 $ 2 $ 2,507 $ 192,238 Real Estate Construction - Residential 25,930 287 275 0 26,492 Real Estate Construction - Commercial 98,243 0 0 97 98,340 Real Estate Mortgage - Residential 242,597 2,173 28 1,956 246,754 Real Estate Mortgage - Commercial 471,476 43 0 936 472,455 Installment and Other Consumer 31,715 239 23 176 32,153 Total $ 1,059,498 $ 2,934 $ 328 $ 5,672 $ 1,068,432 Credit Quality The Company categorizes loans into risk categories based upon an internal rating system reflecting management’s risk assessment. Loans are placed on watch substandard troubled debt restructuring TDR) non-accrual The following table presents the risk categories by class at March 31, 2018 and December 31, 2017. (in thousands) Commercial, Real Estate Real Estate Real Estate Real Estate Installment Total At March 31, 2018 Watch $ 9,460 $ 1,227 $ 1,291 $ 8,079 $ 45,938 $ 147 $ 66,142 Substandard 641 462 0 2,532 725 13 4,373 Performing TDRs 481 0 0 3,068 1,062 0 4,611 Non-accrual 2,258 59 0 2,089 916 160 5,482 Total $ 12,840 $ 1,748 $ 1,291 $ 15,768 $ 48,641 $ 320 $ 80,608 At December 31, 2017 Watch $ 9,868 $ 1,459 $ 1,284 $ 9,978 $ 49,197 $ 0 $ 71,786 Substandard 658 462 0 2,262 723 16 4,121 Performing TDRs 500 0 0 3,116 1,068 0 4,684 Non-accrual 2,507 0 97 1,956 936 176 5,672 Total $ 13,533 $ 1,921 $ 1,381 $ 17,312 $ 51,924 $ 192 $ 86,263 Troubled Debt Restructurings At March 31, 2018, loans classified as TDRs totaled $6.3 million, of which $1.7 million were classified as nonperforming TDRs and included in non-accrual loans and $4.6 million were classified as performing TDRs. At December 31, 2017, loans classified as TDRs totaled $6.4 million, of which $1.7 million were classified as nonperforming TDRs and included in non-accrual loans and $4.7 million were classified as performing TDRs. Both performing and nonperforming TDRs are considered impaired loans. When an individual loan is determined to be a TDR, the amount of impairment is based upon the present value of expected future cash flows discounted at the loan’s effective interest rate or the fair value of the underlying collateral less applicable selling costs. Accordingly, specific reserves of $662,000 and $577,000 related to TDRs were allocated to the allowance for loan losses at March 31, 2018 and December 31, 2017, respectively. The following table summarizes loans that were modified as TDRs during the periods indicated. Three Months Ended March 31, 2018 2017 Recorded Investment (1) Recorded Investment (1) (in thousands) Number of Pre- Post- Number of Pre- Post- Troubled Debt Restructurings Commercial, financial and agricultural 0 $ 0 $ 0 1 $ 131 $ 131 Real estate mortgage - commercial 0 0 0 1 56 56 Total 0 $ 0 $ 0 2 $ 187 $ 187 (1) The amounts reported post-modification are inclusive of all partial pay-downs and charge-offs, and no portion of the debt was forgiven. Loans modified as a TDR that were fully paid down, charged-off or foreclosed upon during the period ended are not reported. The Company’s portfolio of loans classified as TDRs include concessions for the borrower given financial condition such as interest rates below the current market rate, deferring principal payments, and extending maturity dates. During the three months ended March 31, 2018, no loans meeting the TDR criteria was modified compared to two loans during the three months ended March 31, 2017. The Company considers a TDR to be in default when it is 90 days or more past due under the modified terms, a charge-off occurs, or it is the process of foreclosure. There were no loans modified as a TDR that defaulted during the three months ended March 31, 2018 and 2017, respectively, and within twelve months of their modification date. During 2018, one real estate mortgage loan went to foreclosure totaling $48,000. See Lending and Credit Management

Other Real Estate and Repossess

Other Real Estate and Repossessed Assets	3 Months Ended
	Mar. 31, 2018
Other Real Estate [Abstract]
Other Real Estate and Repossessed Assets	(3) Other Real Estate and Repossessed Assets March 31, December 31, (in thousands) 2018 2017 Commercial $ 727 $ 727 Real estate construction - residential 179 0 Real estate construction - commercial 12,101 12,380 Real estate mortgage - residential 348 382 Real estate mortgage - commercial 2,909 2,909 Repossessed assets 0 5 Total $ 16,264 $ 16,403 Less valuation allowance for other real estate owned (3,025 ) (3,221 ) Total other real estate and repossessed assets $ 13,239 $ 13,182 Changes in the net carrying amount of other real estate and repossessed assets were as follows for the periods indicated: Three Months Ended March 31, 2018 2017 Balance at beginning of period $ 16,403 $ 17,291 Additions 278 103 Proceeds from sales (224 ) (658 ) Charge-offs against the valuation allowance for other real estate owned, net (195 ) (117 ) Net gain on sales 2 50 Total other real estate and repossessed assets $ 16,264 $ 16,669 Less valuation allowance for other real estate owned (3,025 ) (3,044 ) Balance at end of period $ 13,239 $ 13,625 At March 31, 2018, $27,000 of consumer mortgage loans secured by residential real estate properties were in the process of foreclosure compared to no loans at December 31, 2017. Activity in the valuation allowance for other real estate owned was as follows for the periods indicated: Three Months Ended March 31, (in thousands) 2018 2017 Balance, beginning of period $ 3,221 $ 3,129 Provision for other real estate owned (1 ) 32 Charge-offs (195 ) (117 ) Balance, end of period $ 3,025 $ 3,044

Investment Securities

Investment Securities	3 Months Ended
	Mar. 31, 2018
Investments Debt And Equity Securities [Abstract]
Investment Securities	(4) Investment Securities The amortized cost and fair value of debt securities classified as available-for-sale at March 31, 2018 and December 31, 2017 were as follows: Total Amortized Gross Unrealized Fair ( in thousands) Cost Gains Losses Value March 31, 2018 U.S. Treasury $ 1,981 $ 0 $ (42 ) $ 1,939 U.S. government and federal agency obligations 11,798 (305 ) 11,493 Government sponsored enterprises 38,819 0 (642 ) 38,177 Obligations of states and political subdivisions 42,271 42 (709 ) 41,604 Mortgage-backed securities: Residential - government agencies 126,186 11 (3,690 ) 122,507 Total available-for-sale securities $ 221,055 $ 53 $ (5,388 ) $ 215,720 December 31, 2017 U.S. Treasury $ 1,980 $ 0 $ (13 ) $ 1,967 U.S. government and federal agency obligations 12,341 (268 ) 12,073 Government sponsored enterprises 37,321 0 (424 ) 36,897 Obligations of states and political subdivisions 47,019 114 (477 ) 46,656 Mortgage-backed securities: Residential - government agencies 131,045 44 (2,140 ) 128,949 Total available-for-sale securities $ 229,706 $ 158 $ (3,322 ) $ 226,542 All of the Company’s investment securities are classified as available for sale. Agency bonds and notes, small business administration guaranteed loan certificates (SBA), residential and commercial agency mortgage-backed securities, and agency collateralized mortgage obligations (CMO) include securities issued by the Government National Mortgage Association (GNMA), a U.S. government agency, and the Federal National Mortgage Association (FNMA), the Federal Home Loan Mortgage Corporation (FHLMC) and the Federal Home Loan Bank (FHLB), which are U.S. government-sponsored enterprises. Other Investments and securities primarily consist of Federal Home Loan Bank stock, subordinated debt equity securities, and the Company’s interest in statutory trusts. These securities are reported at cost in the amount of $9.7 million and $11.0 million as of March 31, 2018 and December 31, 2017, respectively. Debt securities with carrying values aggregating approximately $194.3 million and $181.7 million at March 31, 2018 and December 31, 2017, respectively, were pledged to secure public funds, securities sold under agreements to repurchase, and for other purposes as required or permitted by law. The amortized cost and fair value of debt securities classified as available-for-sale at March 31, 2018, by contractual maturity are shown below. Expected maturities may differ from contractual maturities because borrowers have the right to call or prepay obligations with or without prepayment penalties. Amortized Fair ( in thousands) Cost Value Due in one year or less $ 9,928 $ 9,883 Due after one year through five years 60,479 59,974 Due after five years through ten years 21,390 20,344 Due after ten years 3,072 3,012 Total 94,869 93,213 Mortgage-backed securities 126,186 122,507 Total available-for-sale securities $ 221,055 $ 215,720 Gross unrealized losses on debt securities and the fair value of the related securities, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at March 31, 2018 and December 31, 2017 were as follows: Less than 12 months 12 months or more Total Total Fair Unrealized Fair Unrealized Fair Unrealized (in thousands) Value Losses Value Losses Value Losses At March 31, 2018 U.S. Treasury $ 1,939 $ (42 ) $ 0 $ 0 $ 1,939 $ (42 ) U.S. government and federal agency obligations 0 0 11,493 (305 ) 11,493 (305 ) Government sponsored enterprises 14,881 (218 ) 23,295 (424 ) 38,176 (642 ) Obligations of states and political subdivisions 22,906 (260 ) 12,379 (449 ) 35,285 (709 ) Mortgage-backed securities: Residential - government agencies 53,183 (1,114 ) 66,854 (2,576 ) 120,037 (3,690 ) Total $ 92,909 $ (1,634 ) $ 114,021 $ (3,754 ) $ 206,930 $ (5,388 ) (in thousands) At December 31, 2017 U.S. Treasury $ 1,967 $ (13 ) $ 0 $ 0 $ 1,967 $ (13 ) U.S. government and federal agency obligations 0 0 12,073 (268 ) 12,073 (268 ) Government sponsored enterprises 16,471 (119 ) 20,426 (305 ) 36,897 (424 ) Obligations of states and political subdivisions 22,013 (165 ) 12,570 (312 ) 34,583 (477 ) Mortgage-backed securities: Residential - government agencies 52,829 (488 ) 69,580 (1,652 ) 122,409 (2,140 ) Total $ 93,280 $ (785 ) $ 114,649 $ (2,537 ) $ 207,929 $ (3,322 ) The total available for sale portfolio consisted of approximately 341 securities at March 31, 2018. The portfolio included 298 securities having an aggregate fair value of $206.9 million that were in a loss position at March 31, 2018. Securities identified as temporarily impaired which had been in a loss position for 12 months or longer totaled $114.0 million at fair value. The $5.4 million aggregate unrealized loss included in accumulated other comprehensive income at March 31, 2018 was caused by interest rate fluctuations The total available for sale portfolio consisted of approximately 355 securities at December 31, 2017. The portfolio included 280 securities having an aggregate fair value of $207.9 million that were in a loss position at December 31, 2017. Securities identified as temporarily impaired which had been in a loss position for 12 months or longer had a fair value of $114.6 million at December 31, 2017. The $3.3 million aggregate unrealized loss included in accumulated other comprehensive loss at December 31, 2017 was caused by interest rate fluctuations. Because the decline in fair value is attributable to changes in interest rates and not credit quality, these investments were not considered other-than-temporarily impaired at March 31, 2018 and December 31, 2017, respectively. In the absence of changes in credit quality of these investments, the fair value is expected to recover on all debt securities as they approach their maturity date or re-pricing date, or if market yields for such investments decline. In addition, the Company does not have the intent to sell these investments over the period of recovery, and it is not more likely than not that the Company will be required to sell such investment securities. The table presents the components of investment securities gains and losses, which have been recognized in earnings: Three Months Ended March 31, (in thousands) 2018 2017 Gains realized on sales $ 98 $ 0 Losses realized on sales 0 0 Other-than-temporary impairment recognized 0 0 Investment securities gains $ 98 $ 0

Intangible Assets

Intangible Assets	3 Months Ended
	Mar. 31, 2018
Intangible Assets
Intangible Assets	(5) Intangible Assets Mortgage Servicing Rights At March 31, 2018, the Company was servicing approximately $283.1 million of loans sold to the secondary market compared to $285.8 million at December 31, 2017, and $291.0 million at March 31, 2017. Mortgage loan servicing fees, reported as non-interest income, earned on loans sold were $203,000 for the three ended March 31, 2018 compared to $209,000 for the three months ended March 31, 2017, respectively. The table below presents changes in mortgage servicing rights (MSRs) for the periods indicated. Three Months Ended March 31, (in thousands) 2018 2017 Balance at beginning of period $ 2,713 $ 2,584 Originated mortgage servicing rights 50 49 Changes in fair value: Due to change in model inputs and assumptions (1) 103 375 Other changes in fair value (2) (85 ) (131 ) Balance at end of period $ 2,781 $ 2,877 (1) The change in fair value resulting from changes in valuation inputs or assumptions used in the valuation model reflects the change in discount rates and prepayment speed assumptions primarily due to changes in interest rates. (2) Other changes in fair value reflect changes due to customer payments and passage of time. The following key data and assumptions were used in estimating the fair value of the Company’s MSRs as of the three months ended March 31, 2018 and 2017: Three Months Ended March 31, 2018 2017 Weighted average constant prepayment rate 9.07 % 8.29 % Weighted average note rate 3.87 % 3.85 % Weighted average discount rate 10.39 % 9.72 % Weighted average expected life (in years) 6.20 6.50

Federal funds purchased and sec

Federal funds purchased and securities sold under agreements to repurchase	3 Months Ended
	Mar. 31, 2018
Federal Funds Purchased and Securities Sold under Agreements to Repurchase [Abstract]
Federal funds purchased and securities sold under agreements to repurchase	(6) Federal funds purchased and securities sold under agreements to repurchase March 31, December 31, 2018 2017 Federal funds purchased $ 0 $ 0 Repurchase agreements 34,795 27,560 Total $ 34,795 $ 27,560 The Company offers a sweep account program whereby amounts in excess of an established limit are “swept” from the customer’s demand deposit account on a daily basis into retail repurchase agreements pursuant to individual repurchase agreements between the Company and its customers . . Repurchase Agreements Remaining Contractual Maturity of the Agreements Overnight Less Greater and than than (in thousands) continuous 90 days 90 days Total At March 31, 2018 U.S. Treasury $ 1,948 $ 0 $ 0 $ 1,948 U.S. government and federal agency obligations 2,987 0 0 2,987 Government sponsored enterprises 9,220 0 0 9,220 Asset-backed securities 20,640 0 0 20,640 Total $ 34,795 $ 0 $ 0 $ 34,795 At December 31, 2017 U.S. Treasury $ 1,964 $ 0 $ 0 $ 1,964 U.S. government and federal agency obligations 2,977 0 0 2,977 Government sponsored enterprises 8,382 0 0 8,382 Asset-backed securities 14,237 0 0 14,237 Total $ 27,560 $ 0 $ 0 $ 27,560

Income Taxes

Income Taxes	3 Months Ended
	Mar. 31, 2018
Income Tax Disclosure [Abstract]
Income Taxes	(7) Income Taxes Income taxes as a percentage of earnings before income taxes as reported in the consolidated financial statements were 16.43% for the three months ended March 31, 2018 compared to 34.2% for the three months ended March 31, 2017. The federal corporate income tax rate declined from 34% to 21% effective January 1, 2018 as a result of the Tax Cuts and Jobs Act. The Company’s tax rate is lower than the federal statutory rate primarily as a result of tax-exempt income. The decrease in tax rate quarter over quarter is primarily due a decrease in the federal corporate tax rate and the Company’s additional tax planning initiatives. The provisional adjustments recorded in the fourth quarter of 2017 related to the enactment of the Tax Cuts and Jobs Act have not been finalized as of March 31, 2018. The Company expects to finalize those adjustments within the one-year measurement period provided under Staff Accounting Bulletin No. 118 in regards to the application of FASB’s ASC Topic 740, Income Taxes The ultimate realization of deferred tax assets is dependent upon the generation of future taxable income of the appropriate character during the periods in which those temporary differences become deductible. Management considers the scheduled reversal of deferred tax liabilities, projected future taxable income, and tax planning initiatives in making this assessment. With the exception of certain capital losses generated during 2013 and 2014, it is management’s opinion that the Company will more likely than not realize the benefits of these temporary differences as of March 31, 2018 and, therefore, only established a valuation reserve against the Company’s capital loss carry forward. Management arrived at this conclusion based upon the level of historical taxable income and projections for future taxable income over the periods in which the deferred tax assets are deductible. As indicated above, the Company generated approximately $219,000 of capital losses during 2013 and 2014 as a result of disposing of certain limited partnership interests. The capital losses will expire between 2018 and 2019, and it is management’s opinion that it is more likely than not that the Company will not generate the capital gain income necessary to utilize the capital loss carry forwards before the capital losses expire. As such, the Company has established a $46,000 valuation reserve against its capital loss carry forward deferred tax asset. The Company follows ASC Topic 740, Income Taxes, .

Stockholders' Equity

Stockholders' Equity	3 Months Ended
	Mar. 31, 2018
Stockholders' Equity Note [Abstract]
Stockholders' Equity	(8) Stockholders’ Equity Accumulated Other Comprehensive Loss The following details the change in the components of the Company’s accumulated other comprehensive loss for the three months ended March 31, 2018 and 2017: Three months ended March 31, 2018 Unrecognized Net Accumulated Unrealized Pension and Other Gain (Loss) Postretirement Comprehensive (in thousands) on Securities (1) Costs (2) (Loss) Income Balance at beginning of period $ (2,500 ) $ (3,162 ) $ (5,662 ) Other comprehensive (loss) income, before reclassifications (2,171 ) 54 (2,117 ) Amounts reclassified from accumulated other comprehensive (loss) income 0 0 0 Current period other comprehensive (loss) income, before tax (2,171 ) 54 (2,117 ) Income tax expense (benefit) 456 (12 ) 444 Current period other comprehensive (loss) income, net of tax (1,715 ) 42 (1,673 ) Balance at end of period $ (4,215 ) $ (3,120 ) $ (7,335 ) Three months ended March 31, 2017 Unrecognized Net Accumulated Unrealized Pension and Other Gain (Loss) Postretirement Comprehensive (in thousands) on Securities (1) Costs (2) Loss Balance at beginning of period $ (1,936 ) $ (1,865 ) $ (3,801 ) Other comprehensive income, before reclassifications 493 22 515 Amounts reclassified from accumulated other comprehensive income (loss) 0 0 0 Current period other comprehensive income, before tax 493 22 515 Income tax expense (187 ) (8 ) (195 ) Current period other comprehensive income, net of tax 306 14 320 Balance at end of period $ (1,630 ) $ (1,851 ) $ (3,481 ) (1) The pre-tax amounts reclassified from accumulated other comprehensive loss are included in gain on sale of investment securities (2) The pre-tax amounts reclassified from accumulated other comprehensive loss are included in the computation of net periodic pension cost.

Employee Benefit Plans

Employee Benefit Plans	3 Months Ended
	Mar. 31, 2018
Compensation and Retirement Disclosure [Abstract]
Employee Benefit Plans	(9) Employee Benefit Plans Employee Benefits Employee benefits charged to operating expenses are summarized in the table below for the periods indicated. Three Months Ended March 31, (in thousands) 2018 2017 Payroll taxes $ 351 $ 356 Medical plans 548 426 401k match and profit sharing 186 250 Periodic pension cost 405 336 Other 15 16 Total employee benefits $ 1,505 $ 1,384 The Company’s profit-sharing plan includes a matching 401k portion, in which the Company matches the first 3% of eligible employee contributions. The Company made annual contributions in an amount up to 6% of income before income taxes and before contributions to the profit-sharing and pension plans for all participants, limited to the maximum amount deductible for federal income tax purposes, for each of the periods shown. In addition, employees were able to make additional tax-deferred contributions. Pension The Company provides a noncontributory defined benefit pension plan for all full-time employees. Beginning January 1, 2018 and for all retrospective periods presented, the Company adopted the guidance under ASU 2017-07, Improving the Presentation of Net Periodic Pension Cost and Net Periodic Postretirement Benefit Cost Components of Net Pension Cost and Other Amounts Recognized in Accumulated Other Comprehensive Income The following items are components of net pension cost for the periods indicated: Pension Benefits (in thousands) 2018 2017 Service cost - benefits earned during the year $ 1,620 $ 1,343 Interest costs on projected benefit obligations (a) 1,033 1,009 Expected return on plan assets (a) (1,267 ) (1,124 ) Expected administrative expenses (a) 93 88 Amortization of prior service cost (a) 79 79 Amortization of unrecognized net loss (a) 138 11 Net periodic pension cost $ 1,696 $ 1,406 Net periodic pension cost for the three months ended March 31, (actual) $ 405 $ 336 (a) The components of net periodic pension cost other than the service cost component are included in other non-interest expense.

Stock Compensation

Stock Compensation	3 Months Ended
	Mar. 31, 2018
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Stock Compensation	(10) Stock Compensation The Company’s has one equity compensation plan for its employees pursuant to which options were granted. The following table summarizes the Company’s stock option activity: Weighted Weighted Average Aggregate Number average Contractual Intrinsic of Exercise Term Value Shares Price (in years) ($000) Outstanding, beginning of period 20,103 $ 14.77 Granted 0 0.00 Exercised 0 0.00 Forfeited or expired 0 0.00 Outstanding, March 31, 2018 20,103 $ 14.77 0.48 $ 117,992 Exercisable, March 31, 2018 20,103 $ 14.77 0.48 $ 117,992 Options have been adjusted to reflect a 4% stock dividend paid on July 1, 2017. Total stock-based compensation expense was $0 and $1,000 for the three months ended March 31, 2018 and 2017, respectively. As of December 31, 2017, there was no remaining unrecognized compensation expense related to non-vested stock awards. The Plan expired on February 28, 2010, except as to outstanding options under the Plan, and no further options may be granted pursuant to the Plan.

Earnings per Share

Earnings per Share	3 Months Ended
	Mar. 31, 2018
Earnings Per Share [Abstract]
Earnings per Share	(11) Earnings per Share Stock Dividend Basic earnings per share is computed by dividing income available to shareholders by the weighted average number of shares outstanding during the year. Diluted earnings per share gives effect to all dilutive potential shares that were outstanding during the year. Presented below is a summary of the components used to calculate basic and diluted earnings per common share, which have been restated for all stock dividends: Three Months Ended March 31, (dollars in thousands, except per share data) 2018 2017 Basic earnings per share: Net income available to shareholders $ 2,090 $ 2,100 Basic earnings per share $ 0.36 $ 0.36 Diluted earnings per share: Net income available to shareholders $ 2,090 $ 2,100 Average shares outstanding 5,797,134 5,839,850 Effect of dilutive stock options 5,720 4,916 Average shares outstanding including dilutive stock options 5,802,854 5,844,766 Diluted earnings per share $ 0.36 0.36 Under the treasury stock method, outstanding stock options are dilutive when the average market price of the Company’s common stock, when combined with the effect of any unamortized compensation expense, exceeds the option price during the period, except when the Company has a loss from continuing operations available to shareholders. In addition, proceeds from the assumed exercise of dilutive options along with the related tax benefit are assumed to be used to repurchase common shares at the average market price of such stock during the period. Options to purchase 0 and 21,621 shares during the three months ended March 31, 2018 and 2017, respectively, were not included in the respective computations of diluted earnings per share because the exercise price of the option, when combined with the effect of the unamortized compensation expense, was greater than the average market price of the common shares and were considered anti-dilutive. Repurchase Program

Fair Value Measurements

Fair Value Measurements	3 Months Ended
	Mar. 31, 2018
Fair Value Disclosures [Abstract]
Fair Value Measurements	(12) Fair Value Measurements Fair value represents the amount expected to be received to sell an asset or paid to transfer a liability in its principal or most advantageous market in an orderly transaction between market participants at the measurement date. Depending on the nature of the asset or liability, the Company uses various valuation methodologies and assumptions to estimate fair value. The measurement of fair value under US GAAP uses a hierarchy intended to maximize the use of observable inputs and minimize the use of unobservable inputs. This hierarchy uses three levels of inputs to measure the fair value of assets and liabilities as follows. As of March 31, 2018 and December 31, 2017, respectively, there were no transfers into or out of Levels 1-3. The fair value hierarchy is as follows: Level 1 – Inputs are unadjusted quoted prices for identical assets or liabilities in active markets. A quoted price in an active market provides the most reliable evidence of fair value and is used to measure fair value whenever available. A contractually binding sales price also provides reliable evidence of fair value. Level 2 – Inputs other than quoted prices included in Level 1 that are observable for the asset or liability, either directly or indirectly. These might include quoted prices for similar assets and liabilities in active markets, such as interest rates and yield curves that are observable at commonly quoted intervals. Level 3 – Inputs are unobservable inputs for the asset or liability and significant to the fair value. These may be internally developed using the Company’s best information and assumptions that a market participant would consider. In accordance with fair value accounting guidance, the Company measures, records, and reports various types of assets and liabilities at fair value on either a recurring or non-recurring basis in the Consolidated Financial Statements. Nonfinancial assets measured at fair value on a nonrecurring basis would include foreclosed real estate, long-lived assets, and core deposit intangible assets, which are reviewed when circumstances or other events indicate that impairment may have occurred. Valuation Methods for Assets and Labilities Measured at Fair Value on a Recurring Basis Following is a description of the Company’s valuation methodologies used for assets and liabilities recorded at fair value on a recurring basis: Available-for-Sale Securities The fair value measurements of the Company’s investment securities are determined by a third party pricing service which considers observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information and the bond’s terms and conditions, among other things. The fair value measurements are subject to independent verification to another pricing source by management each quarter for reasonableness. Securities classified as available-for-sale are reported at fair value utilizing Level 2 inputs. Mortgage Servicing Rights The fair value of mortgage servicing rights is based on the discounted value of estimated future cash flows utilizing contractual cash flows, servicing rate, constant prepayment rate, servicing cost, and discount rate factors. Accordingly, the fair value is estimated based on a valuation model that calculates the present value of estimated future net servicing income. The model incorporates assumptions that market participants use in estimating future net servicing income, including estimates of prepayment speeds, market discount rates, cost to service, float earnings rates, and other ancillary income, including late fees. The valuation models estimate the present value of estimated future net servicing income. The Company classifies its servicing rights as Level 3. Fair Value Measurements Quoted Prices in Active Markets for Other Significant Identical Observable Unobservable Assets Inputs Inputs (in thousands) Fair Value (Level 1) (Level 2) (Level 3) March 31, 2018 Assets: U.S. Treasury $ 1,939 $ 1,939 0 $ 0 U.S. government and federal agency obligations 11,493 0 11,493 0 Government sponsored enterprises 38,177 0 38,177 0 Obligations of states and political subdivisions 41,604 0 41,604 0 Mortgage-backed securities 122,507 0 122,507 0 Mortgage servicing rights 2,781 0 0 2,781 Total $ 218,501 $ 1,939 $ 213,781 $ 2,781 December 31, 2017 Assets: U.S. Treasury $ 1,967 $ 1,967 0 $ 0 U.S. government and federal agency obligations 12,073 0 12,073 0 Government sponsored enterprises 36,897 0 36,897 0 Obligations of states and political subdivisions 46,656 0 46,656 0 Mortgage-backed securities 128,949 0 128,949 0 Mortgage servicing rights 2,713 0 0 2,713 Total $ 229,255 $ 1,967 $ 224,575 $ 2,713 The changes in Level 3 assets and liabilities measured at fair value on a recurring basis are summarized as follows: Fair Value Measurements Using Significant Unobservable Inputs (Level 3) Mortgage Servicing Rights (in thousands) Three Months Ended March 31, 2018 2017 Balance at beginning of period $ 2,713 $ 2,584 Total gains or losses (realized/unrealized): Included in earnings 18 244 Included in other comprehensive income 0 0 Purchases 0 0 Sales 0 0 Issues 50 49 Settlements 0 0 Balance at end of period $ 2,781 $ 2,877 The change in valuation of mortgage servicing rights arising from inputs and assumptions increased $103,000 and $375,000 for the three months ended March 31, 2018 and 2017, respectively. Quantitative Information about Level 3 Fair Value Measurements Valuation Technique Unobservable Inputs Input Value Three Months Ended March 31, 2018 2017 Mortgage servicing rights Discounted cash flows Weighted average constant prepayment rate 9.07 % 8.29 % Weighted average note rate 3.87 % 3.85 % Weighted average discount rate 10.39 % 9.72 % Weighted average expected life (in years) 6.20 6.50 Valuation methods for Assets and Liabilities measured at fair value on a nonrecurring basis Following is a description of the Company’s valuation methodologies used for assets and liabilities recorded at fair value on a nonrecurring basis: Collateral dependent impaired loans While the overall loan portfolio is not carried at fair value, the Company periodically records nonrecurring adjustments to the carrying value of loans based on fair value measurements for partial charge-offs of the uncollectible portions of those loans. Nonrecurring adjustments also include certain impairment amounts for collateral dependent loans when establishing the allowance for loan losses. Such amounts are generally based on the fair value of the underlying collateral supporting the loan. In determining the value of real estate collateral, the Company relies on external and internal appraisals of property values depending on the size and complexity of the real estate collateral. The Company maintains staff that is trained to perform in-house evaluations and also review third party appraisal reports for reasonableness. In the case of non-real estate collateral, reliance is placed on a variety of sources, including external estimates of value and judgments based on the experience and expertise of internal specialists. Values of all loan collateral are regularly reviewed by senior loan committee. Because many of these inputs are not observable, the measurements are classified as Level 3. As of March 31, 2018, the Company identified $3.8 million in collateral dependent impaired loans that had specific allowances for losses aggregating $952,000. Related to these loans, there was $57,000 in charge-offs recorded during the three months ended March 31, 2018. As of March 31, 2017, the Company identified $2.5 million in collateral dependent impaired loans that had specific allowances for losses aggregating $677,000. Related to these loans, there was $20,000 in charge-offs recorded during the three months ended March 31, 2017. Other Real Estate and Foreclosed Assets Other real estate owned (OREO) and foreclosed assets consisted of loan collateral that has been repossessed through foreclosure. This collateral is comprised of commercial and residential real estate and other non-real estate property, including autos, manufactured homes, and construction equipment. Subsequent to foreclosure, these assets initially are carried at fair value of the collateral less estimated selling costs. Fair value, when recorded, is generally based upon appraisals by approved, independent state certified appraisers. Like impaired loans, appraisals on OREO may be discounted based on the Company’s historical knowledge, changes in market conditions from the time of appraisal or other information available. During the holding period, valuations are updated periodically, and the assets may be written down to reflect a new cost basis. Because many of these inputs are not observable, the measurements are classified as Level 3. Fair Value Measurements Using Quoted Prices Three in Active Months Markets for Other Significant Ended Identical Observable Unobservable March 31, Total Assets Inputs Inputs Total Gains (in thousands) Fair Value (Level 1) (Level 2) (Level 3) (Losses)* March 31, 2018 Assets: Collateral dependent impaired loans: Commercial, financial, & agricultural $ 1,369 $ 0 $ 0 $ 1,369 $ 0 Real estate construction - commercial 0 0 0 0 (27 ) Real estate mortgage - residential 886 0 0 886 0 Real estate mortgage - commercial 595 0 0 595 (20 ) Consumer 0 0 0 0 (10 ) Total $ 2,850 $ 0 $ 0 $ 2,850 $ (57 ) Other real estate and foreclosed assets $ 13,239 $ 0 $ 0 $ 13,239 $ 1 March 31, 2017 Assets: Collateral dependent impaired loans: Commercial, financial, & agricultural $ 339 $ 0 $ 0 $ 339 $ (1 ) Real estate mortgage - residential 1,261 0 0 1,261 (3 ) Real estate mortgage - commercial 220 0 0 220 (4 ) Consumer 0 0 0 0 (12 ) Total $ 1,820 $ 0 $ 0 $ 1,820 $ (20 ) Other real estate and foreclosed assets $ 13,625 $ 0 $ 0 $ 13,625 $ 15 * Total gains (losses) reported for other real estate and foreclosed assets includes charge-offs, valuation write downs, and net losses taken during the periods reported.

Fair Value of Financial Instrum

Fair Value of Financial Instruments	3 Months Ended
	Mar. 31, 2018
Financial Instruments, Owned, at Fair Value [Abstract]
Fair Value of Financial Instruments	(13) Fair Value of Financial Instruments The following methods and assumptions were used to estimate the fair value of each class of financial instruments for which it is practicable to estimate such value: Loans Fair values are estimated for portfolios with similar financial characteristics. Loans are segregated by type, such as commercial, real estate, and consumer. Each loan category is further segmented into fixed and variable interest rate categories. The fair value of loans is estimated by using the future value of discounted cash flows using comparable market rates for similar types of loan products and adjusted for market factors. The discount rates used are estimated using comparable market rates for similar types of loan products adjusted to be commensurate with the credit risk, overhead costs, and optionality of such instruments. Investment Securities A detailed description of the fair value measurement of the debt instruments in the available-for-sale sections of the investment security portfolio is provided in the Fair Value Measurement Investment Securities Federal Home Loan Bank (FHLB) Stock Ownership of equity securities of FHLB is restricted and there is no established market for their resale. The carrying amount is a reasonable estimate of fair value. Federal Funds Sold, Cash, and Due from Banks The carrying amounts of short-term federal funds sold, interest earning deposits with banks, and cash and due from banks approximate fair value. Federal funds sold classified as short-term generally mature in 90 days or less. Certificates of Deposit in other banks Certificates of deposit are other investments made by the Company with other financial institutions that are carried at cost Mortgage Servicing Rights The fair value of mortgage servicing rights is based on the discounted value of estimated future cash flows utilizing contractual cash flows, servicing rate, constant prepayment rate, servicing cost, and discount rate factors. Accordingly, the fair value is estimated based on a valuation model that calculates the present value of estimated future net servicing income. The model incorporates assumptions that market participants use in estimating future net servicing income, including estimates of prepayment speeds, market discount rates, cost to service, float earnings rates, and other ancillary income, including late fees. Cash Surrender Value - Life Insurance The fair value of Bank owned life insurance (BOLI) approximates the carrying amount. Upon liquidation of these investments, the Company would receive the cash surrender value which equals the carrying amount. Accrued Interest Receivable and Payable For accrued interest receivable and payable, the carrying amount is a reasonable estimate of fair value because of the short maturity for these financial instruments. Deposits The fair value of deposits with no stated maturity, such as noninterest-bearing demand, NOW accounts, savings, and money market, is equal to the amount payable on demand. The fair value of time deposits is based on the discounted value of contractual cash flows. The discount rate is estimated using the rates currently offered for deposits of similar remaining maturities. Securities Sold under Agreements to Repurchase For securities sold under agreements to repurchase, the carrying amount is a reasonable estimate of fair value, as such instruments reprice in a short time period. Subordinated Notes and Other Borrowings The fair value of subordinated notes and other borrowings is based on the discounted value of contractual cash-flows. The discount rate is estimated using the rates currently offered for other borrowed money of similar remaining maturities. A summary of the carrying amounts and fair values of the Company’s financial instruments at March 31, 2018 and December 31, 2017 is as follows: March 31, 2018 Fair Value Measurements Quoted Prices in Active Net Markets for Other Significant March 31, 2018 Identical Observable Unobservable Carrying Fair Assets Inputs Inputs (in thousands) amount value (Level 1) (Level 2) (Level 3) Assets: Cash and due from banks $ 15,955 $ 15,955 $ 15,955 $ 0 $ 0 Federal funds sold and overnight interest-bearing deposits 65,449 65,449 65,449 0 0 Certificates of deposit in other banks 4,812 4,812 4,812 0 0 Investment in available-for-sale securities 215,720 215,720 1,939 213,781 0 Loans, net 1,073,379 1,055,059 0 0 1,055,059 Investment in FHLB stock 5,078 5,078 0 5,078 0 Mortgage servicing rights 2,781 2,781 0 0 2,781 Cash surrender value - life insurance 2,499 2,499 0 2,499 0 Accrued interest receivable 5,330 5,330 5,330 0 0 $ 1,391,003 $ 1,372,683 $ 93,485 $ 221,358 $ 1,057,840 Liabilities: Deposits: Non-interest bearing demand $ 244,834 $ 244,834 $ 244,834 $ 0 $ 0 Savings, interest checking and money market 616,894 616,894 616,894 0 0 Time deposits 318,652 315,994 0 0 315,994 Federal funds purchased and securities sold under agreements to repurchase 34,795 34,795 34,795 0 0 Federal Home Loan Bank advances and other borrowings 84,327 83,944 0 83,944 0 Subordinated notes 49,486 42,166 0 42,166 0 Accrued interest payable 588 588 588 0 0 $ 1,349,576 $ 1,339,215 $ 897,111 $ 126,110 $ 315,994 December 31, 2017 Fair Value Measurements Quoted Prices in Active Net Markets for Other Significant December 31, 2017 Identical Observable Unobservable Carrying Fair Assets Inputs Inputs (in thousands) amount value (Level 1) (Level 2) (Level 3) Assets: Cash and due from banks $ 23,325 $ 23,325 $ 23,325 $ 0 $ 0 Federal funds sold and overnight interest-bearing deposits 39,553 39,553 39,553 0 0 Certificates of deposit in other banks 3,460 3,460 3,460 0 0 Investment in available-for-sale securities 226,542 226,542 1,967 224,575 0 Loans, net 1,057,580 1,058,153 0 0 1,058,153 Investment in FHLB stock 6,390 6,390 0 6,390 0 Mortgage servicing rights 2,713 2,713 0 0 2,713 Cash surrender value - life insurance 2,484 2,484 0 2,484 0 Accrued interest receivable 5,627 5,627 5,627 0 0 $ 1,367,674 $ 1,368,247 $ 73,932 $ 233,449 $ 1,060,866 Liabilities: Deposits: Non-interest bearing demand $ 245,380 $ 245,380 $ 245,380 $ 0 $ 0 Savings, interest checking and money market 584,468 584,468 584,468 0 0 Time deposits 295,964 294,778 0 0 294,778 Federal funds purchased and securities sold under agreements to repurchase 27,560 27,560 27,560 0 0 Federal Home Loan Bank advances and other borrowings 121,382 121,291 0 121,291 0 Subordinated notes 49,486 39,692 0 39,692 0 Accrued interest payable 554 554 554 0 0 $ 1,324,794 $ 1,313,723 $ 857,962 $ 160,983 $ 294,778 Off-Balance Sheet Financial Instruments The fair value of commitments to extend credit and standby letters of credit is estimated using the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements, the likelihood of the counterparties drawing on such financial instruments, and the present creditworthiness of such counterparties. The Company believes such commitments have been made on terms that are competitive in the markets in which it operates. Limitations The fair value estimates provided are made at a point in time based on market information and information about the financial instruments. Because no market exists for a portion of the Company’s financial instruments, fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics of various financial instruments, and other factors. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and, therefore, cannot be determined with precision. Changes in assumptions could significantly affect the fair value estimates.

Repurchase Reserve Liability

Repurchase Reserve Liability	3 Months Ended
	Mar. 31, 2018
Repurchase Reserve Liability [Abstract]
Repurchase Reserve Liability	(14) Repurchase Reserve Liability The Company’s repurchase reserve liability for estimated losses incurred on sold loans was $160,000 at both March 31, 2018 and December 31, 2017. This liability represents management’s estimate of the potential repurchase or make-whole liability for residential mortgage loans originated for sale that may arise from representation and warranty claims that could relate to a variety of issues, including but not limited to, misrepresentation of facts, appraisal issues, or program requirements that may not meet investor guidelines. At March 31, 2018, the Company was servicing 2,743 loans sold to the secondary market with a balance of approximately $283.1 million compared to 2,773 loans sold with a balance of approximately $285.8 million at December 31, 2017. Three Months Ended March 31, (in thousands) 2018 2017 Balance at beginning of year $ 160 $ 160 Provision for repurchase liability 0 0 Reimbursement of expenses 0 0 Balance at end of year $ 160 $ 160

Commitments and Contingencies

Commitments and Contingencies	3 Months Ended
	Mar. 31, 2018
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingencies	(15) Commitments and Contingencies The Company issues financial instruments with off-balance-sheet risk in the normal course of business of meeting the financing needs of its customers. These financial instruments include commitments to extend credit and standby letters of credit. These instruments may involve, to varying degrees, elements of credit and interest rate risk in excess of the amounts recognized in the consolidated balance sheets. The Company’s extent of involvement and maximum potential exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit and standby letters of credit is represented by the contractual amount of these instruments. The Company uses the same credit policies in making commitments and conditional obligations as it does for financial instruments included on its consolidated balance sheets. At March 31, 2018, no amounts have been accrued for any estimated losses for these financial instruments. The contractual amount of off-balance-sheet financial instruments were as follows as of the dates indicated: March 31, December 31, (in thousands) 2018 2017 Commitments to extend credit $ 228,595 $ 238,527 Commitments to originate residential first and second mortgage loans 3,490 1,471 Standby letters of credit 76,479 74,004 Total 308,564 314,002 Commitments Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since certain of the commitments and letters of credit are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. The Company evaluates each customer’s creditworthiness on a case-by-case basis. The amount of collateral obtained, if deemed necessary by the Company upon extension of credit, is based on management’s credit evaluation of the customer. Collateral held varies, but may include accounts receivable, inventory, furniture and equipment, and real estate. Standby letters of credit are conditional commitments issued by the Company to guarantee the performance of a customer to a third party. These standby letters of credit are primarily issued to support contractual obligations of the Company’s customers. The approximate remaining term of standby letters of credit range from one month to five years at March 31, 2018. Pending Litigation The Company and its subsidiaries are defendants in various legal actions incidental to the Company’s past and current business activities. Based on the Company’s analysis, and considering the inherent uncertainties associated with litigation, management does not believe that it is reasonably possible that these legal actions will materially adversely affect the Company’s consolidated financial condition or results of operations in the near term. The Company records a loss accrual for all legal matters for which it deems a loss is probable and can be reasonably estimated. Some legal matters, which are at early stages in the legal process, have not yet progressed to the point where a loss is deemed probable or an amount can be estimated.

Revenue Recognition

Revenue Recognition	3 Months Ended
	Mar. 31, 2018
Revenue Recognition [Abstract]
Revenue Recognition	(16) Revenue Recognition On January 1, 2018, the Company adopted ASU No. 2014-09, Revenue from Contracts with Customers (Topic 606) Summary of Significant Accounting Policies Topic 606 does not apply to revenue associated with financial instruments, including revenue from loans and securities. In addition, certain noninterest income streams such as fees associated with mortgage servicing rights, financial guarantees, derivatives, and certain credit card fees are also not in the scope of the new guidance. Topic 606 is applicable to noninterest revenue streams such as trust department revenue, service charges and fees, debit card income, ATM surcharge income, and sales of other real estate owned. However, the recognition of these revenue streams did not change significantly upon adoption of Topic 606. Noninterest revenue streams within the scope of Topic 606 are discussed below. Trust Department Revenue Trust and asset management income is primarily comprised of fees earned from the management and administration of trusts and other customer assets. The Company’s performance obligation is generally satisfied over time and the resulting fees are recognized monthly, based upon the month-end market value of the assets under management and the applicable fee rate. Payment is generally received a few days after month end through a direct charge to customers’ accounts. The Company does not earn performance-based incentives. Optional services such as real estate sales and tax return preparation services are also available to existing trust and asset management customers. The Company’s performance obligation for these transactional-based services is generally satisfied, and related revenue recognized, at a point in time (i.e., as incurred). Payment is received shortly after services are rendered. Service Charges on Deposit Accounts Service charges on deposit accounts consist of account analysis fees (i.e., net fees earned on analyzed business and public checking accounts), monthly service fees, check orders, and other deposit account related fees. The Company’s performance obligation for account analysis fees and monthly service fees is generally satisfied, and the related revenue recognized, over the period in which the service is provided. Check orders and other deposit account related fees are largely transactional based, and therefore, the Company’s performance obligation is satisfied, and related revenue recognized, at a point in time. Payment for service charges on deposit accounts is primarily received immediately or in the following month through a direct charge to customers’ accounts. Fees, Exchange, and Other Service Charges Fees, exchange, and other service charges are primarily comprised of debit and credit card income, ATM fees, merchant services income, and other service charges. Debit and credit card income is primarily comprised of interchange fees earned whenever the Company’s debit and credit cards are processed through card payment networks such as Visa. ATM fees are primarily generated when a Company cardholder uses a non-Company ATM or a non-Company cardholder uses a Company ATM. Merchant services income mainly represents fees charged to merchants to process their debit and credit card transactions, in addition to account management fees. Other service charges include revenue from processing wire transfers, bill pay service, cashier’s checks, and other services. The Company’s performance obligation for fees, exchange, and other service charges are largely satisfied, and related revenue recognized, when the services are rendered or upon completion. Payment is typically received immediately or in the following month. Gains/Losses on Sales of Other Real Estate Owned (OREO) The Company records a gain or loss from the sale of OREO when control of the property transfers to the buyer, which generally occurs at the time of an executed deed. When the Company finances the sale of OREO to the buyer, the Company assesses whether the buyer is committed to perform their obligations under the contract and whether collectability of the transaction price is probable. Once these criteria are met, the OREO asset is derecognized and the gain or loss on sale is recorded upon the transfer of control of the property to the buyer. In determining the gain or loss on the sale, the Company adjusts the transaction price and related gain (loss) on sale if a significant financing component is present. No OREO sales for the three months ended March 31, 2018 and two sales for the three months ended March 31, 2017 were financed by the Bank, which financings were consistent with market terms.

Summary of Significant Accoun24

Summary of Significant Accounting Policies (Policies)	3 Months Ended
	Mar. 31, 2018
Accounting Policies [Abstract]
Stock Dividend	Stock Dividend
New accounting principles adopted in 2018	The following represents significant new accounting principles adopted in 2018: Revenue from Contracts with Customers Revenue from Contracts with Customers (Topic 606) Topic 606 does not apply to revenue associated with financial instruments, including revenue from loans and securities. In addition, certain noninterest income streams such as fees associated with mortgage servicing rights, financial guarantees, derivatives, and certain credit card fees are also not in scope of the new guidance. Topic 606 is applicable to noninterest revenue streams such as trust department revenue, service charges and fees, debit card income, ATM surcharge income, and other real estate owned sales. However, the recognition of these revenue streams did not change significantly upon adoption of Topic 606. Noninterest revenue streams within the scope of Topic 606 are discussed in Footnote 16. Financial Instruments Recognition and Measurement of Financial Assets and Financial Liabilities The FASB issued ASU 2018-04, Investments - Debt Securities (Topic 320) and Regulated Operations (Topic 980) Liabilities Recognition of Breakage for Certain Prepaid Store-Value Products Pension Improving the Presentation of Net Periodic Pension Cost and Net Periodic Postretirement Benefit Cost

Loans and Allowance for Loan 25

Loans and Allowance for Loan Losses (Tables)	3 Months Ended
	Mar. 31, 2018
Loans and Leases Receivable Disclosure [Abstract]
Schedule of summary of loans, by major class within the Company's loan portfolio	March 31, December 31, (in thousands) 2018 2017 Commercial, financial, and agricultural $ 190,720 $ 192,238 Real estate construction - residential 29,351 26,492 Real estate construction - commercial 105,345 98,340 Real estate mortgage - residential 250,131 246,754 Real estate mortgage - commercial 476,511 472,455 Installment and other consumer 32,268 32,153 Total loans $ 1,084,326 $ 1,068,432
Schedule of summary of the allowance for loan losses	Three Months Ended March 31, 2018 Commercial, Real Estate Real Estate Real Estate Real Estate Installment Financial, & Construction - Construction - Mortgage - Mortgage - and Other Un- (in thousands) Agricultural Residential Commercial Residential Commercial Consumer allocated Total Balance at beginning of period $ 3,325 $ 170 $ 807 $ 1,689 $ 4,437 345 $ 79 $ 10,852 Additions: Provision for loan losses 33 106 118 369 (421 ) 40 55 300 Deductions: Loans charged off 110 48 30 20 14 57 0 279 Less recoveries on loans (13 ) (12 ) 0 (19 ) (6 ) (24 ) 0 (74 ) Net loan charge-offs (recoveries) 97 36 30 1 8 33 0 205 Balance at end of period $ 3,261 $ 240 $ 895 $ 2,057 $ 4,008 $ 352 $ 134 $ 10,947 Three Months Ended March 31, 2017 Commercial, Real Estate Real Estate Real Estate Real Estate Installment Financial, & Construction - Construction - Mortgage - Mortgage - and Other Un- (in thousands) Agricultural Residential Commercial Residential Commercial Consumer allocated Total Balance at beginning of period $ 2,753 $ 108 $ 413 $ 2,385 $ 3,793 274 $ 160 $ 9,886 Additions: Provision for loan losses (384 ) (59 ) 166 (276 ) 945 72 (114 ) 350 Deductions: Loans charged off 28 0 0 20 14 51 0 113 Less recoveries on loans (19 ) (50 ) 0 (36 ) (7 ) (27 ) 0 (139 ) Net loan charge-offs (recoveries) 9 (50 ) 0 (16 ) 7 24 0 (26 ) Balance at end of period $ 2,360 $ 99 $ 579 $ 2,125 $ 4,731 $ 322 $ 46 $ 10,262
Schedule of allowance for loan losses by impairment	Commercial, Real Estate Real Estate Real Estate Real Estate Installment Financial, and Construction - Construction - Mortgage - Mortgage - and Other Un- (in thousands) Agricultural Residential Commercial Residential Commercial Consumer allocated Total March 31, 2018 Allowance for loan losses: Individually evaluated for impairment $ 495 $ 9 $ 0 $ 580 $ 233 $ 19 $ 0 $ 1,336 Collectively evaluated for impairment 2,766 231 895 1,477 3,775 333 134 9,611 Total $ 3,261 $ 240 $ 895 $ 2,057 $ 4,008 $ 352 $ 134 $ 10,947 Loans outstanding: Individually evaluated for impairment $ 2,738 $ 59 $ 0 $ 5,158 $ 1,978 $ 160 $ 0 $ 10,093 Collectively evaluated for impairment 187,982 29,292 105,345 244,973 474,533 32,108 0 1,074,233 Total $ 190,720 $ 29,351 $ 105,345 $ 250,131 $ 476,511 $ 32,268 $ 0 $ 1,084,326 December 31, 2017 Allowance for loan losses: Individually evaluated for impairment $ 500 $ 0 $ 48 $ 521 $ 243 $ 21 $ 0 $ 1,333 Collectively evaluated for impairment 2,825 170 759 1,168 4,194 324 79 9,519 Total $ 3,325 $ 170 $ 807 $ 1,689 $ 4,437 $ 345 $ 79 $ 10,852 Loans outstanding: Individually evaluated for impairment $ 3,007 $ 0 $ 97 $ 5,072 $ 2,004 $ 176 $ 0 $ 10,356 Collectively evaluated for impairment 189,231 26,492 98,243 241,682 470,451 31,977 0 1,058,076 Total $ 192,238 $ 26,492 $ 98,340 $ 246,754 $ 472,455 $ 32,153 $ 0 $ 1,068,432
Schedule of impaired loans	March 31, December 31, (in thousands) 2018 2017 Non-accrual loans $ 5,482 $ 5,672 Performing TDRs 4,611 4,684 Total impaired loans $ 10,093 $ 10,356 Unpaid Recorded Principal Specific (in thousands) Investment Balance Reserves March 31, 2018 With no related allowance recorded: Commercial, financial and agricultural $ 1,091 $ 1,151 $ 0 Real estate - residential 908 955 0 Total $ 1,999 $ 2,106 $ 0 With an allowance recorded: Commercial, financial and agricultural $ 1,647 $ 1,960 $ 495 Real estate - construction residential 59 59 9 Real estate - residential 4,250 4,344 580 Real estate - commercial 1,978 2,123 233 Installment and other consumer 160 179 19 Total $ 8,094 $ 8,665 $ 1,336 Total impaired loans $ 10,093 $ 10,771 $ 1,336 Unpaid Recorded Principal Specific (in thousands) Investment Balance Reserves December 31, 2017 With no related allowance recorded: Commercial, financial and agricultural $ 1,393 $ 1,445 $ 0 Real estate - residential 674 688 0 Real estate - commercial 366 395 0 Total $ 2,433 $ 2,528 $ 0 With an allowance recorded: Commercial, financial and agricultural $ 1,614 $ 1,834 $ 500 Real estate - construction commercial 97 97 48 Real estate - residential 4,398 4,500 521 Real estate - commercial 1,638 1,743 243 Consumer 176 196 21 Total $ 7,923 $ 8,370 $ 1,333 Total impaired loans $ 10,356 $ 10,898 $ 1,333 Three Months Ended March 31, 2018 2017 Interest Interest Average Recognized Average Recognized Recorded For the Recorded For the (in thousands) Investment Period Ended Investment Period Ended With no related allowance recorded: Commercial, financial and agricultural $ 906 $ 0 $ 555 $ 1 Real estate - construction commercial 0 0 0 0 Real estate - residential 919 3 807 4 Real estate - commercial 0 0 589 2 Installment and other consumer 0 0 40 0 Total $ 1,825 $ 3 $ 1,991 $ 7 With an allowance recorded: Commercial, financial and agricultural $ 1,857 $ 8 $ 1,192 $ 11 Real estate - construction residential 15 0 0 0 Real estate - construction commercial 0 0 50 0 Real estate - residential 4,379 32 4,511 43 Real estate - commercial 2,012 15 1,494 15 Installment and other consumer 139 0 51 0 Total $ 8,402 $ 55 $ 7,298 $ 69 Total impaired loans $ 10,227 $ 58 $ 9,289 $ 76
Schedule of aging information for the Company's past due and non-accrual loans	Current or 90 Days Less Than Past Due 30 Days 30 - 89 Days And Still (in thousands) Past Due Past Due Accruing Non-Accrual Total March 31, 2018 Commercial, Financial, and Agricultural $ 188,436 $ 26 $ 0 $ 2,258 $ 190,720 Real Estate Construction - Residential 29,292 0 0 59 29,351 Real Estate Construction - Commercial 105,176 169 0 0 105,345 Real Estate Mortgage - Residential 246,562 1,480 0 2,089 250,131 Real Estate Mortgage - Commercial 475,349 246 0 916 476,511 Installment and Other Consumer 31,730 340 38 160 32,268 Total $ 1,076,545 $ 2,261 $ 38 $ 5,482 $ 1,084,326 December 31, 2017 Commercial, Financial, and Agricultural $ 189,537 $ 192 $ 2 $ 2,507 $ 192,238 Real Estate Construction - Residential 25,930 287 275 0 26,492 Real Estate Construction - Commercial 98,243 0 0 97 98,340 Real Estate Mortgage - Residential 242,597 2,173 28 1,956 246,754 Real Estate Mortgage - Commercial 471,476 43 0 936 472,455 Installment and Other Consumer 31,715 239 23 176 32,153 Total $ 1,059,498 $ 2,934 $ 328 $ 5,672 $ 1,068,432
Schedule of risk categories by class	(in thousands) Commercial, Real Estate Real Estate Real Estate Real Estate Installment Total At March 31, 2018 Watch $ 9,460 $ 1,227 $ 1,291 $ 8,079 $ 45,938 $ 147 $ 66,142 Substandard 641 462 0 2,532 725 13 4,373 Performing TDRs 481 0 0 3,068 1,062 0 4,611 Non-accrual 2,258 59 0 2,089 916 160 5,482 Total $ 12,840 $ 1,748 $ 1,291 $ 15,768 $ 48,641 $ 320 $ 80,608 At December 31, 2017 Watch $ 9,868 $ 1,459 $ 1,284 $ 9,978 $ 49,197 $ 0 $ 71,786 Substandard 658 462 0 2,262 723 16 4,121 Performing TDRs 500 0 0 3,116 1,068 0 4,684 Non-accrual 2,507 0 97 1,956 936 176 5,672 Total $ 13,533 $ 1,921 $ 1,381 $ 17,312 $ 51,924 $ 192 $ 86,263
Schedule of summary of loans that were modified as TDRs	Three Months Ended March 31, 2018 2017 Recorded Investment (1) Recorded Investment (1) (in thousands) Number of Pre- Post- Number of Pre- Post- Troubled Debt Restructurings Commercial, financial and agricultural 0 $ 0 $ 0 1 $ 131 $ 131 Real estate mortgage - commercial 0 0 0 1 56 56 Total 0 $ 0 $ 0 2 $ 187 $ 187 (1) The amounts reported post-modification are inclusive of all partial pay-downs and charge-offs, and no portion of the debt was forgiven. Loans modified as a TDR that were fully paid down, charged-off or foreclosed upon during the period ended are not reported.

Other Real Estate and Reposse26

Other Real Estate and Repossessed Assets (Tables)	3 Months Ended
	Mar. 31, 2018
Other Real Estate [Abstract]
Schedule of summary of real estate and other assets acquired in settlement of loans	March 31, December 31, (in thousands) 2018 2017 Commercial $ 727 $ 727 Real estate construction - residential 179 0 Real estate construction - commercial 12,101 12,380 Real estate mortgage - residential 348 382 Real estate mortgage - commercial 2,909 2,909 Repossessed assets 0 5 Total $ 16,264 $ 16,403 Less valuation allowance for other real estate owned (3,025 ) (3,221 ) Total other real estate and repossessed assets $ 13,239 $ 13,182
Schedule of changes in the net carrying amount of other real estate owned and repossessed assets	Three Months Ended March 31, 2018 2017 Balance at beginning of period $ 16,403 $ 17,291 Additions 278 103 Proceeds from sales (224 ) (658 ) Charge-offs against the valuation allowance for other real estate owned, net (195 ) (117 ) Net gain on sales 2 50 Total other real estate and repossessed assets $ 16,264 $ 16,669 Less valuation allowance for other real estate owned (3,025 ) (3,044 ) Balance at end of period $ 13,239 $ 13,625
Schedule of summary of activity in valuation allowance for other real estate owned	Three Months Ended March 31, (in thousands) 2018 2017 Balance, beginning of period $ 3,221 $ 3,129 Provision for other real estate owned (1 ) 32 Charge-offs (195 ) (117 ) Balance, end of period $ 3,025 $ 3,044

Investment Securities (Tables)

Investment Securities (Tables)	3 Months Ended
	Mar. 31, 2018
Investments Debt And Equity Securities [Abstract]
Schedule of amortized cost and fair value of debt securities available-for-sale	Total Amortized Gross Unrealized Fair ( in thousands) Cost Gains Losses Value March 31, 2018 U.S. Treasury $ 1,981 $ 0 $ (42 ) $ 1,939 U.S. government and federal agency obligations 11,798 (305 ) 11,493 Government sponsored enterprises 38,819 0 (642 ) 38,177 Obligations of states and political subdivisions 42,271 42 (709 ) 41,604 Mortgage-backed securities: Residential - government agencies 126,186 11 (3,690 ) 122,507 Total available-for-sale securities $ 221,055 $ 53 $ (5,388 ) $ 215,720 December 31, 2017 U.S. Treasury $ 1,980 $ 0 $ (13 ) $ 1,967 U.S. government and federal agency obligations 12,341 (268 ) 12,073 Government sponsored enterprises 37,321 0 (424 ) 36,897 Obligations of states and political subdivisions 47,019 114 (477 ) 46,656 Mortgage-backed securities: Residential - government agencies 131,045 44 (2,140 ) 128,949 Total available-for-sale securities $ 229,706 $ 158 $ (3,322 ) $ 226,542
Schedule of amortized cost and fair value of debt securities classified as available-for-sale by contractual maturity	Amortized Fair ( in thousands) Cost Value Due in one year or less $ 9,928 $ 9,883 Due after one year through five years 60,479 59,974 Due after five years through ten years 21,390 20,344 Due after ten years 3,072 3,012 Total 94,869 93,213 Mortgage-backed securities 126,186 122,507 Total available-for-sale securities $ 221,055 $ 215,720
Schedule of gross unrealized losses on debt securities and fair value of related securities aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position	Less than 12 months 12 months or more Total Total Fair Unrealized Fair Unrealized Fair Unrealized (in thousands) Value Losses Value Losses Value Losses At March 31, 2018 U.S. Treasury $ 1,939 $ (42 ) $ 0 $ 0 $ 1,939 $ (42 ) U.S. government and federal agency obligations 0 0 11,493 (305 ) 11,493 (305 ) Government sponsored enterprises 14,881 (218 ) 23,295 (424 ) 38,176 (642 ) Obligations of states and political subdivisions 22,906 (260 ) 12,379 (449 ) 35,285 (709 ) Mortgage-backed securities: Residential - government agencies 53,183 (1,114 ) 66,854 (2,576 ) 120,037 (3,690 ) Total $ 92,909 $ (1,634 ) $ 114,021 $ (3,754 ) $ 206,930 $ (5,388 ) (in thousands) At December 31, 2017 U.S. Treasury $ 1,967 $ (13 ) $ 0 $ 0 $ 1,967 $ (13 ) U.S. government and federal agency obligations 0 0 12,073 (268 ) 12,073 (268 ) Government sponsored enterprises 16,471 (119 ) 20,426 (305 ) 36,897 (424 ) Obligations of states and political subdivisions 22,013 (165 ) 12,570 (312 ) 34,583 (477 ) Mortgage-backed securities: Residential - government agencies 52,829 (488 ) 69,580 (1,652 ) 122,409 (2,140 ) Total $ 93,280 $ (785 ) $ 114,649 $ (2,537 ) $ 207,929 $ (3,322 )
Schedule of components of investment securities gains and losses	Three Months Ended March 31, (in thousands) 2018 2017 Gains realized on sales $ 98 $ 0 Losses realized on sales 0 0 Other-than-temporary impairment recognized 0 0 Investment securities gains $ 98 $ 0

Intangible Assets (Tables)

Intangible Assets (Tables)	3 Months Ended
	Mar. 31, 2018
Intangible Assets
Schedule of changes in mortgage servicing rights (MSRs)	Three Months Ended March 31, (in thousands) 2018 2017 Balance at beginning of period $ 2,713 $ 2,584 Originated mortgage servicing rights 50 49 Changes in fair value: Due to change in model inputs and assumptions (1) 103 375 Other changes in fair value (2) (85 ) (131 ) Balance at end of period $ 2,781 $ 2,877 (1) The change in fair value resulting from changes in valuation inputs or assumptions used in the valuation model reflects the change in discount rates and prepayment speed assumptions primarily due to changes in interest rates. (2) Other changes in fair value reflect changes due to customer payments and passage of time.
Schedule of key data and assumptions used in estimating the fair value of the Company's MSRs	Three Months Ended March 31, 2018 2017 Weighted average constant prepayment rate 9.07 % 8.29 % Weighted average note rate 3.87 % 3.85 % Weighted average discount rate 10.39 % 9.72 % Weighted average expected life (in years) 6.20 6.50

Federal funds purchased and s29

Federal funds purchased and securities sold under agreements to repurchase (Tables)	3 Months Ended
	Mar. 31, 2018
Federal Funds Purchased and Securities Sold under Agreements to Repurchase [Abstract]
Schedule of federal funds purchased and securities sold under agreements to repurchase	March 31, December 31, 2018 2017 Federal funds purchased $ 0 $ 0 Repurchase agreements 34,795 27,560 Total $ 34,795 $ 27,560
Schedule of repurchase agreements by remaining maturity of the agreements	Repurchase Agreements Remaining Contractual Maturity of the Agreements Overnight Less Greater and than than (in thousands) continuous 90 days 90 days Total At March 31, 2018 U.S. Treasury $ 1,948 $ 0 $ 0 $ 1,948 U.S. government and federal agency obligations 2,987 0 0 2,987 Government sponsored enterprises 9,220 0 0 9,220 Asset-backed securities 20,640 0 0 20,640 Total $ 34,795 $ 0 $ 0 $ 34,795 At December 31, 2017 U.S. Treasury $ 1,964 $ 0 $ 0 $ 1,964 U.S. government and federal agency obligations 2,977 0 0 2,977 Government sponsored enterprises 8,382 0 0 8,382 Asset-backed securities 14,237 0 0 14,237 Total $ 27,560 $ 0 $ 0 $ 27,560

Stockholders' Equity (Tables)

Stockholders' Equity (Tables)	3 Months Ended
	Mar. 31, 2018
Stockholders' Equity Note [Abstract]
Schedule of the change in the components of the accumulated other comprehensive loss	Three months ended March 31, 2018 Unrecognized Net Accumulated Unrealized Pension and Other Gain (Loss) Postretirement Comprehensive (in thousands) on Securities (1) Costs (2) (Loss) Income Balance at beginning of period $ (2,500 ) $ (3,162 ) $ (5,662 ) Other comprehensive (loss) income, before reclassifications (2,171 ) 54 (2,117 ) Amounts reclassified from accumulated other comprehensive (loss) income 0 0 0 Current period other comprehensive (loss) income, before tax (2,171 ) 54 (2,117 ) Income tax expense (benefit) 456 (12 ) 444 Current period other comprehensive (loss) income, net of tax (1,715 ) 42 (1,673 ) Balance at end of period $ (4,215 ) $ (3,120 ) $ (7,335 ) Three months ended March 31, 2017 Unrecognized Net Accumulated Unrealized Pension and Other Gain (Loss) Postretirement Comprehensive (in thousands) on Securities (1) Costs (2) Loss Balance at beginning of period $ (1,936 ) $ (1,865 ) $ (3,801 ) Other comprehensive income, before reclassifications 493 22 515 Amounts reclassified from accumulated other comprehensive income (loss) 0 0 0 Current period other comprehensive income, before tax 493 22 515 Income tax expense (187 ) (8 ) (195 ) Current period other comprehensive income, net of tax 306 14 320 Balance at end of period $ (1,630 ) $ (1,851 ) $ (3,481 ) (1) The pre-tax amounts reclassified from accumulated other comprehensive loss are included in gain on sale of investment securities (2) The pre-tax amounts reclassified from accumulated other comprehensive loss are included in the computation of net periodic pension cost.

Employee Benefit Plans (Tables)

Employee Benefit Plans (Tables)	3 Months Ended
	Mar. 31, 2018
Compensation and Retirement Disclosure [Abstract]
Schedule of employee benefits charged to operating expenses	Three Months Ended March 31, (in thousands) 2018 2017 Payroll taxes $ 351 $ 356 Medical plans 548 426 401k match and profit sharing 186 250 Periodic pension cost 405 336 Other 15 16 Total employee benefits $ 1,505 $ 1,384
Schedule of components of net pension cost	Pension Benefits (in thousands) 2018 2017 Service cost - benefits earned during the year $ 1,620 $ 1,343 Interest costs on projected benefit obligations (a) 1,033 1,009 Expected return on plan assets (a) (1,267 ) (1,124 ) Expected administrative expenses (a) 93 88 Amortization of prior service cost (a) 79 79 Amortization of unrecognized net loss (a) 138 11 Net periodic pension cost $ 1,696 $ 1,406 Net periodic pension cost for the three months ended March 31, (actual) $ 405 $ 336 (a) The components of net periodic pension cost other than the service cost component are included in other non-interest expense.

Stock Compensation (Tables)

Stock Compensation (Tables)	3 Months Ended
	Mar. 31, 2018
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Schedule of summary of Company's stock option activity	Weighted Weighted Average Aggregate Number average Contractual Intrinsic of Exercise Term Value Shares Price (in years) ($000) Outstanding, beginning of period 20,103 $ 14.77 Granted 0 0.00 Exercised 0 0.00 Forfeited or expired 0 0.00 Outstanding, March 31, 2018 20,103 $ 14.77 0.48 $ 117,992 Exercisable, March 31, 2018 20,103 $ 14.77 0.48 $ 117,992

Earnings per Share (Tables)

Earnings per Share (Tables)	3 Months Ended
	Mar. 31, 2018
Earnings Per Share [Abstract]
Schedule of calculations of basic and diluted earnings per common share	Three Months Ended March 31, (dollars in thousands, except per share data) 2018 2017 Basic earnings per share: Net income available to shareholders $ 2,090 $ 2,100 Basic earnings per share $ 0.36 $ 0.36 Diluted earnings per share: Net income available to shareholders $ 2,090 $ 2,100 Average shares outstanding 5,797,134 5,839,850 Effect of dilutive stock options 5,720 4,916 Average shares outstanding including dilutive stock options 5,802,854 5,844,766 Diluted earnings per share $ 0.36 0.36

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	3 Months Ended
	Mar. 31, 2018
Fair Value Disclosures [Abstract]
Schedule of mortgage servicing rights	Fair Value Measurements Quoted Prices in Active Markets for Other Significant Identical Observable Unobservable Assets Inputs Inputs (in thousands) Fair Value (Level 1) (Level 2) (Level 3) March 31, 2018 Assets: U.S. Treasury $ 1,939 $ 1,939 0 $ 0 U.S. government and federal agency obligations 11,493 0 11,493 0 Government sponsored enterprises 38,177 0 38,177 0 Obligations of states and political subdivisions 41,604 0 41,604 0 Mortgage-backed securities 122,507 0 122,507 0 Mortgage servicing rights 2,781 0 0 2,781 Total $ 218,501 $ 1,939 $ 213,781 $ 2,781 December 31, 2017 Assets: U.S. Treasury $ 1,967 $ 1,967 0 $ 0 U.S. government and federal agency obligations 12,073 0 12,073 0 Government sponsored enterprises 36,897 0 36,897 0 Obligations of states and political subdivisions 46,656 0 46,656 0 Mortgage-backed securities 128,949 0 128,949 0 Mortgage servicing rights 2,713 0 0 2,713 Total $ 229,255 $ 1,967 $ 224,575 $ 2,713
Schedule of summary of changes in Level 3 assets and liabilities measured at fair value on a recurring basis	Fair Value Measurements Using Significant Unobservable Inputs (Level 3) Mortgage Servicing Rights (in thousands) Three Months Ended March 31, 2018 2017 Balance at beginning of period $ 2,713 $ 2,584 Total gains or losses (realized/unrealized): Included in earnings 18 244 Included in other comprehensive income 0 0 Purchases 0 0 Sales 0 0 Issues 50 49 Settlements 0 0 Balance at end of period $ 2,781 $ 2,877
Schedule of quantitative Information about Level 3 Fair Value Measurements	Quantitative Information about Level 3 Fair Value Measurements Valuation Technique Unobservable Inputs Input Value Three Months Ended March 31, 2018 2017 Mortgage servicing rights Discounted cash flows Weighted average constant prepayment rate 9.07 % 8.29 % Weighted average note rate 3.87 % 3.85 % Weighted average discount rate 10.39 % 9.72 % Weighted average expected life (in years) 6.20 6.50
Schedule of valuation methods for instruments measured at fair value on a nonrecurring basis	Fair Value Measurements Using Quoted Prices Three in Active Months Markets for Other Significant Ended Identical Observable Unobservable March 31, Total Assets Inputs Inputs Total Gains (in thousands) Fair Value (Level 1) (Level 2) (Level 3) (Losses)* March 31, 2018 Assets: Collateral dependent impaired loans: Commercial, financial, & agricultural $ 1,369 $ 0 $ 0 $ 1,369 $ 0 Real estate construction - commercial 0 0 0 0 (27 ) Real estate mortgage - residential 886 0 0 886 0 Real estate mortgage - commercial 595 0 0 595 (20 ) Consumer 0 0 0 0 (10 ) Total $ 2,850 $ 0 $ 0 $ 2,850 $ (57 ) Other real estate and foreclosed assets $ 13,239 $ 0 $ 0 $ 13,239 $ 1 March 31, 2017 Assets: Collateral dependent impaired loans: Commercial, financial, & agricultural $ 339 $ 0 $ 0 $ 339 $ (1 ) Real estate mortgage - residential 1,261 0 0 1,261 (3 ) Real estate mortgage - commercial 220 0 0 220 (4 ) Consumer 0 0 0 0 (12 ) Total $ 1,820 $ 0 $ 0 $ 1,820 $ (20 ) Other real estate and foreclosed assets $ 13,625 $ 0 $ 0 $ 13,625 $ 15 * Total gains (losses) reported for other real estate and foreclosed assets includes charge-offs, valuation write downs, and net losses taken during the periods reported.

Fair Value of Financial Instr35

Fair Value of Financial Instruments (Tables)	3 Months Ended
	Mar. 31, 2018
Financial Instruments, Owned, at Fair Value [Abstract]
Schedule of summary of the carrying amounts and fair values of financial instruments	March 31, 2018 Fair Value Measurements Quoted Prices in Active Net Markets for Other Significant March 31, 2018 Identical Observable Unobservable Carrying Fair Assets Inputs Inputs (in thousands) amount value (Level 1) (Level 2) (Level 3) Assets: Cash and due from banks $ 15,955 $ 15,955 $ 15,955 $ 0 $ 0 Federal funds sold and overnight interest-bearing deposits 65,449 65,449 65,449 0 0 Certificates of deposit in other banks 4,812 4,812 4,812 0 0 Investment in available-for-sale securities 215,720 215,720 1,939 213,781 0 Loans, net 1,073,379 1,055,059 0 0 1,055,059 Investment in FHLB stock 5,078 5,078 0 5,078 0 Mortgage servicing rights 2,781 2,781 0 0 2,781 Cash surrender value - life insurance 2,499 2,499 0 2,499 0 Accrued interest receivable 5,330 5,330 5,330 0 0 $ 1,391,003 $ 1,372,683 $ 93,485 $ 221,358 $ 1,057,840 Liabilities: Deposits: Non-interest bearing demand $ 244,834 $ 244,834 $ 244,834 $ 0 $ 0 Savings, interest checking and money market 616,894 616,894 616,894 0 0 Time deposits 318,652 315,994 0 0 315,994 Federal funds purchased and securities sold under agreements to repurchase 34,795 34,795 34,795 0 0 Federal Home Loan Bank advances and other borrowings 84,327 83,944 0 83,944 0 Subordinated notes 49,486 42,166 0 42,166 0 Accrued interest payable 588 588 588 0 0 $ 1,349,576 $ 1,339,215 $ 897,111 $ 126,110 $ 315,994 December 31, 2017 Fair Value Measurements Quoted Prices in Active Net Markets for Other Significant December 31, 2017 Identical Observable Unobservable Carrying Fair Assets Inputs Inputs (in thousands) amount value (Level 1) (Level 2) (Level 3) Assets: Cash and due from banks $ 23,325 $ 23,325 $ 23,325 $ 0 $ 0 Federal funds sold and overnight interest-bearing deposits 39,553 39,553 39,553 0 0 Certificates of deposit in other banks 3,460 3,460 3,460 0 0 Investment in available-for-sale securities 226,542 226,542 1,967 224,575 0 Loans, net 1,057,580 1,058,153 0 0 1,058,153 Investment in FHLB stock 6,390 6,390 0 6,390 0 Mortgage servicing rights 2,713 2,713 0 0 2,713 Cash surrender value - life insurance 2,484 2,484 0 2,484 0 Accrued interest receivable 5,627 5,627 5,627 0 0 $ 1,367,674 $ 1,368,247 $ 73,932 $ 233,449 $ 1,060,866 Liabilities: Deposits: Non-interest bearing demand $ 245,380 $ 245,380 $ 245,380 $ 0 $ 0 Savings, interest checking and money market 584,468 584,468 584,468 0 0 Time deposits 295,964 294,778 0 0 294,778 Federal funds purchased and securities sold under agreements to repurchase 27,560 27,560 27,560 0 0 Federal Home Loan Bank advances and other borrowings 121,382 121,291 0 121,291 0 Subordinated notes 49,486 39,692 0 39,692 0 Accrued interest payable 554 554 554 0 0 $ 1,324,794 $ 1,313,723 $ 857,962 $ 160,983 $ 294,778

Repurchase Reserve Liability (T

Repurchase Reserve Liability (Tables)	3 Months Ended
	Mar. 31, 2018
Repurchase Reserve Liability [Abstract]
Schedule of repurchase reserve liability	Three Months Ended March 31, (in thousands) 2018 2017 Balance at beginning of year $ 160 $ 160 Provision for repurchase liability 0 0 Reimbursement of expenses 0 0 Balance at end of year $ 160 $ 160

Commitments and Contingencies (

Commitments and Contingencies (Tables)	3 Months Ended
	Mar. 31, 2018
Commitments and Contingencies Disclosure [Abstract]
Schedule of contractual amount of off-balance-sheet financial instruments	March 31, December 31, (in thousands) 2018 2017 Commitments to extend credit $ 228,595 $ 238,527 Commitments to originate residential first and second mortgage loans 3,490 1,471 Standby letters of credit 76,479 74,004 Total 308,564 314,002

Summary of Significant Accoun38

Summary of Significant Accounting Policies (Detail Textuals)	Jul. 01, 2017
Accounting Policies [Abstract]
Special stock dividend, payment date	Jul. 1, 2017
Special stock dividend, rate percent	4.00%
Special stock dividend, record date	Jun. 15, 2017

Loans and Allowance for Loan 39

Loans and Allowance for Loan Losses (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Loans and Leases Receivable Disclosure [Line Items]
Total loans	$ 1,084,326	$ 1,068,432
Commercial, financial, and agricultural
Loans and Leases Receivable Disclosure [Line Items]
Total loans	190,720	192,238
Residential real estate | Construction
Loans and Leases Receivable Disclosure [Line Items]
Total loans	29,351	26,492
Residential real estate | Mortgage
Loans and Leases Receivable Disclosure [Line Items]
Total loans	250,131	246,754
Commercial real estate | Construction
Loans and Leases Receivable Disclosure [Line Items]
Total loans	105,345	98,340
Commercial real estate | Mortgage
Loans and Leases Receivable Disclosure [Line Items]
Total loans	476,511	472,455
Installment and other consumer
Loans and Leases Receivable Disclosure [Line Items]
Total loans	$ 32,268	$ 32,153

Loans and Allowance for Loan 40

Loans and Allowance for Loan Losses (Details 1) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Summary of the allowance for loan losses
Balance at beginning of period	$ 10,852	$ 9,886
Additions:
Provision for loan losses	300	350
Deductions:
Loans charged off	279	113
Less recoveries on loans	(74)	(139)
Net loan charge-offs (recoveries)	205	(26)
Balance at end of period	10,947	10,262
Commercial Financial And Agricultural
Summary of the allowance for loan losses
Balance at beginning of period	3,325	2,753
Additions:
Provision for loan losses	33	(384)
Deductions:
Loans charged off	110	28
Less recoveries on loans	(13)	(19)
Net loan charge-offs (recoveries)	97	9
Balance at end of period	3,261	2,360
Residential Real Estate | Construction
Summary of the allowance for loan losses
Balance at beginning of period	170	108
Additions:
Provision for loan losses	106	(59)
Deductions:
Loans charged off	48	0
Less recoveries on loans	(12)	(50)
Net loan charge-offs (recoveries)	36	(50)
Balance at end of period	240	99
Residential Real Estate | Mortgage
Summary of the allowance for loan losses
Balance at beginning of period	1,689	2,385
Additions:
Provision for loan losses	369	(276)
Deductions:
Loans charged off	20	20
Less recoveries on loans	(19)	(36)
Net loan charge-offs (recoveries)	1	(16)
Balance at end of period	2,057	2,125
Commercial Real Estate | Construction
Summary of the allowance for loan losses
Balance at beginning of period	807	413
Additions:
Provision for loan losses	118	166
Deductions:
Loans charged off	30	0
Less recoveries on loans	0	0
Net loan charge-offs (recoveries)	30	0
Balance at end of period	895	579
Commercial Real Estate | Mortgage
Summary of the allowance for loan losses
Balance at beginning of period	4,437	3,793
Additions:
Provision for loan losses	(421)	945
Deductions:
Loans charged off	14	14
Less recoveries on loans	(6)	(7)
Net loan charge-offs (recoveries)	8	7
Balance at end of period	4,008	4,731
Installment and Other Consumer
Summary of the allowance for loan losses
Balance at beginning of period	345	274
Additions:
Provision for loan losses	40	72
Deductions:
Loans charged off	57	51
Less recoveries on loans	(24)	(27)
Net loan charge-offs (recoveries)	33	24
Balance at end of period	352	322
Unallocated
Summary of the allowance for loan losses
Balance at beginning of period	79	160
Additions:
Provision for loan losses	55	(114)
Deductions:
Loans charged off	0	0
Less recoveries on loans	0	0
Net loan charge-offs (recoveries)	0	0
Balance at end of period	$ 134	$ 46

Loans and Allowance for Loan 41

Loans and Allowance for Loan Losses (Details 2) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017	Mar. 31, 2017	Dec. 31, 2016
Allowance for loan losses:
Individually evaluated for impairment	$ 1,336	$ 1,333
Collectively evaluated for impairment	9,611	9,519
Total	10,947	10,852	$ 10,262	$ 9,886
Loans outstanding:
Individually evaluated for impairment	10,093	10,356
Collectively evaluated for impairment	1,074,233	1,058,076
Total	1,084,326	1,068,432
Commercial Financial And Agricultural
Allowance for loan losses:
Individually evaluated for impairment	495	500
Collectively evaluated for impairment	2,766	2,825
Total	3,261	3,325	2,360	2,753
Loans outstanding:
Individually evaluated for impairment	2,738	3,007
Collectively evaluated for impairment	187,982	189,231
Total	190,720	192,238
Residential Real Estate | Construction
Allowance for loan losses:
Individually evaluated for impairment	9	0
Collectively evaluated for impairment	231	170
Total	240	170	99	108
Loans outstanding:
Individually evaluated for impairment	59	0
Collectively evaluated for impairment	29,292	26,492
Total	29,351	26,492
Residential Real Estate | Mortgage
Allowance for loan losses:
Individually evaluated for impairment	580	521
Collectively evaluated for impairment	1,477	1,168
Total	2,057	1,689	2,125	2,385
Loans outstanding:
Individually evaluated for impairment	5,158	5,072
Collectively evaluated for impairment	244,973	241,682
Total	250,131	246,754
Commercial Real Estate | Construction
Allowance for loan losses:
Individually evaluated for impairment	0	48
Collectively evaluated for impairment	895	759
Total	895	807	579	413
Loans outstanding:
Individually evaluated for impairment	0	97
Collectively evaluated for impairment	105,345	98,243
Total	105,345	98,340
Commercial Real Estate | Mortgage
Allowance for loan losses:
Individually evaluated for impairment	233	243
Collectively evaluated for impairment	3,775	4,194
Total	4,008	4,437	4,731	3,793
Loans outstanding:
Individually evaluated for impairment	1,978	2,004
Collectively evaluated for impairment	474,533	470,451
Total	476,511	472,455
Installment and Other Consumer
Allowance for loan losses:
Individually evaluated for impairment	19	21
Collectively evaluated for impairment	333	324
Total	352	345	322	274
Loans outstanding:
Individually evaluated for impairment	160	176
Collectively evaluated for impairment	32,108	31,977
Total	32,268	32,153
Unallocated
Allowance for loan losses:
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	134	79
Total	134	79	$ 46	$ 160
Loans outstanding:
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	0	0
Total	$ 0	$ 0

Loans and Allowance for Loan 42

Loans and Allowance for Loan Losses (Details 3) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Categories of impaired loans
Non-accrual loans	$ 5,482	$ 5,672
Performing TDRs	4,611	4,684
Total impaired loans	$ 10,093	$ 10,356

Loans and Allowance for Loan 43

Loans and Allowance for Loan Losses (Details 4) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded	$ 1,999	$ 2,433
Unpaid Principal Balance, With no related allowance recorded	2,106	2,528
Recorded Investment, With an allowance recorded	8,094	7,923
Unpaid Principal Balance, With an allowance recorded	8,665	8,370
Specific Reserves, With an allowance recorded	1,336	1,333
Total impaired loans, Recorded Investment	10,093	10,356
Total impaired loans, Unpaid Principal Balance	10,771	10,898
Commercial, financial, and agricultural
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded	1,091	1,393
Unpaid Principal Balance, With no related allowance recorded	1,151	1,445
Recorded Investment, With an allowance recorded	1,647	1,614
Unpaid Principal Balance, With an allowance recorded	1,960	1,834
Specific Reserves, With an allowance recorded	495	500
Residential Real Estate
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded	908	674
Unpaid Principal Balance, With no related allowance recorded	955	688
Recorded Investment, With an allowance recorded	4,250	4,398
Unpaid Principal Balance, With an allowance recorded	4,344	4,500
Specific Reserves, With an allowance recorded	580	521
Residential Real Estate | Construction
Financing Receivable, Impaired [Line Items]
Recorded Investment, With an allowance recorded	59
Unpaid Principal Balance, With an allowance recorded	59
Specific Reserves, With an allowance recorded	9
Real estate - commercial
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded		366
Unpaid Principal Balance, With no related allowance recorded		395
Recorded Investment, With an allowance recorded	1,978	1,638
Unpaid Principal Balance, With an allowance recorded	2,123	1,743
Specific Reserves, With an allowance recorded	233	243
Real estate - commercial | Construction
Financing Receivable, Impaired [Line Items]
Recorded Investment, With an allowance recorded		97
Unpaid Principal Balance, With an allowance recorded		97
Specific Reserves, With an allowance recorded		48
Consumer
Financing Receivable, Impaired [Line Items]
Recorded Investment, With an allowance recorded		176
Unpaid Principal Balance, With an allowance recorded		196
Specific Reserves, With an allowance recorded		$ 21
Installment and other consumer
Financing Receivable, Impaired [Line Items]
Recorded Investment, With an allowance recorded	160
Unpaid Principal Balance, With an allowance recorded	179
Specific Reserves, With an allowance recorded	$ 19

Loans and Allowance for Loan 44

Loans and Allowance for Loan Losses (Details 5) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
With no related allowance recorded:
With no related allowance recorded, Average Recorded Investment	$ 1,825	$ 1,991
With no related allowance recorded, Interest Recognized For The Period Ended	3	7
With an allowance recorded:
With an allowance recorded, Average Recorded Investment	8,402	7,298
With an allowance recorded, Interest Recognized For The Period Ended	55	69
Total average recorded investment	10,227	9,289
Total interest income recognized during the period	58	76
Commercial, financial, and agricultural
With no related allowance recorded:
With no related allowance recorded, Average Recorded Investment	906	555
With no related allowance recorded, Interest Recognized For The Period Ended	0	1
With an allowance recorded:
With an allowance recorded, Average Recorded Investment	1,857	1,192
With an allowance recorded, Interest Recognized For The Period Ended	8	11
Residential Real Estate
With no related allowance recorded:
With no related allowance recorded, Average Recorded Investment	919	807
With no related allowance recorded, Interest Recognized For The Period Ended	3	4
With an allowance recorded:
With an allowance recorded, Average Recorded Investment	4,379	4,511
With an allowance recorded, Interest Recognized For The Period Ended	32	43
Residential Real Estate | Construction
With an allowance recorded:
With an allowance recorded, Average Recorded Investment	15	0
With an allowance recorded, Interest Recognized For The Period Ended	0	0
Real estate - commercial
With no related allowance recorded:
With no related allowance recorded, Average Recorded Investment	0	589
With no related allowance recorded, Interest Recognized For The Period Ended	0	2
With an allowance recorded:
With an allowance recorded, Average Recorded Investment	2,012	1,494
With an allowance recorded, Interest Recognized For The Period Ended	15	15
Real estate - commercial | Construction
With no related allowance recorded:
With no related allowance recorded, Average Recorded Investment	0	0
With no related allowance recorded, Interest Recognized For The Period Ended	0	0
With an allowance recorded:
With an allowance recorded, Average Recorded Investment	0	50
With an allowance recorded, Interest Recognized For The Period Ended	0	0
Installment and other consumer
With no related allowance recorded:
With no related allowance recorded, Average Recorded Investment	0	40
With no related allowance recorded, Interest Recognized For The Period Ended	0	0
With an allowance recorded:
With an allowance recorded, Average Recorded Investment	139	51
With an allowance recorded, Interest Recognized For The Period Ended	$ 0	$ 0

Loans and Allowance for Loan 45

Loans and Allowance for Loan Losses (Details 6) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Aging information for the Company's past due and non-accrual loans
90 Days Past Due And Still Accruing	$ 38	$ 328
Non-Accrual	5,482	5,672
Loans	1,084,326	1,068,432
Current or Less Than 30 Days Past Due
Aging information for the Company's past due and non-accrual loans
Financing receivable, recorded investment, past due	1,076,545	1,059,498
30 - 89 Days Past Due
Aging information for the Company's past due and non-accrual loans
Financing receivable, recorded investment, past due	2,261	2,934
Commercial Financial And Agricultural
Aging information for the Company's past due and non-accrual loans
90 Days Past Due And Still Accruing	0	2
Non-Accrual	2,258	2,507
Loans	190,720	192,238
Commercial Financial And Agricultural | Current or Less Than 30 Days Past Due
Aging information for the Company's past due and non-accrual loans
Financing receivable, recorded investment, past due	188,436	189,537
Commercial Financial And Agricultural | 30 - 89 Days Past Due
Aging information for the Company's past due and non-accrual loans
Financing receivable, recorded investment, past due	26	192
Residential Real Estate | Construction
Aging information for the Company's past due and non-accrual loans
90 Days Past Due And Still Accruing	0	275
Non-Accrual	59	0
Loans	29,351	26,492
Residential Real Estate | Construction | Current or Less Than 30 Days Past Due
Aging information for the Company's past due and non-accrual loans
Financing receivable, recorded investment, past due	29,292	25,930
Residential Real Estate | Construction | 30 - 89 Days Past Due
Aging information for the Company's past due and non-accrual loans
Financing receivable, recorded investment, past due	0	287
Residential Real Estate | Mortgage
Aging information for the Company's past due and non-accrual loans
90 Days Past Due And Still Accruing	0	28
Non-Accrual	2,089	1,956
Loans	250,131	246,754
Residential Real Estate | Mortgage | Current or Less Than 30 Days Past Due
Aging information for the Company's past due and non-accrual loans
Financing receivable, recorded investment, past due	246,562	242,597
Residential Real Estate | Mortgage | 30 - 89 Days Past Due
Aging information for the Company's past due and non-accrual loans
Financing receivable, recorded investment, past due	1,480	2,173
Commercial Real Estate | Construction
Aging information for the Company's past due and non-accrual loans
90 Days Past Due And Still Accruing	0	0
Non-Accrual	0	97
Loans	105,345	98,340
Commercial Real Estate | Construction | Current or Less Than 30 Days Past Due
Aging information for the Company's past due and non-accrual loans
Financing receivable, recorded investment, past due	105,176	98,243
Commercial Real Estate | Construction | 30 - 89 Days Past Due
Aging information for the Company's past due and non-accrual loans
Financing receivable, recorded investment, past due	169	0
Commercial Real Estate | Mortgage
Aging information for the Company's past due and non-accrual loans
90 Days Past Due And Still Accruing	0	0
Non-Accrual	916	936
Loans	476,511	472,455
Commercial Real Estate | Mortgage | Current or Less Than 30 Days Past Due
Aging information for the Company's past due and non-accrual loans
Financing receivable, recorded investment, past due	475,349	471,476
Commercial Real Estate | Mortgage | 30 - 89 Days Past Due
Aging information for the Company's past due and non-accrual loans
Financing receivable, recorded investment, past due	246	43
Installment and Other Consumer
Aging information for the Company's past due and non-accrual loans
90 Days Past Due And Still Accruing	38	23
Non-Accrual	160	176
Loans	32,268	32,153
Installment and Other Consumer | Current or Less Than 30 Days Past Due
Aging information for the Company's past due and non-accrual loans
Financing receivable, recorded investment, past due	31,730	31,715
Installment and Other Consumer | 30 - 89 Days Past Due
Aging information for the Company's past due and non-accrual loans
Financing receivable, recorded investment, past due	$ 340	$ 239

Loans and Allowance for Loan 46

Loans and Allowance for Loan Losses (Details 7) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	$ 1,084,326	$ 1,068,432
Watch
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	66,142	71,786
Substandard
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	4,373	4,121
Performing TDRs
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	4,611	4,684
Non-accrual
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	5,482	5,672
Total
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	80,608	86,263
Commercial Financial And Agricultural
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	190,720	192,238
Commercial Financial And Agricultural | Watch
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	9,460	9,868
Commercial Financial And Agricultural | Substandard
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	641	658
Commercial Financial And Agricultural | Performing TDRs
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	481	500
Commercial Financial And Agricultural | Non-accrual
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	2,258	2,507
Commercial Financial And Agricultural | Total
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	12,840	13,533
Residential Real Estate | Construction
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	29,351	26,492
Residential Real Estate | Construction | Watch
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	1,227	1,459
Residential Real Estate | Construction | Substandard
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	462	462
Residential Real Estate | Construction | Performing TDRs
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	0	0
Residential Real Estate | Construction | Non-accrual
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	59	0
Residential Real Estate | Construction | Total
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	1,748	1,921
Residential Real Estate | Mortgage
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	250,131	246,754
Residential Real Estate | Mortgage | Watch
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	8,079	9,978
Residential Real Estate | Mortgage | Substandard
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	2,532	2,262
Residential Real Estate | Mortgage | Performing TDRs
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	3,068	3,116
Residential Real Estate | Mortgage | Non-accrual
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	2,089	1,956
Residential Real Estate | Mortgage | Total
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	15,768	17,312
Commercial Real Estate | Construction
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	105,345	98,340
Commercial Real Estate | Construction | Watch
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	1,291	1,284
Commercial Real Estate | Construction | Substandard
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	0	0
Commercial Real Estate | Construction | Performing TDRs
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	0	0
Commercial Real Estate | Construction | Non-accrual
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	0	97
Commercial Real Estate | Construction | Total
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	1,291	1,381
Commercial Real Estate | Mortgage
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	476,511	472,455
Commercial Real Estate | Mortgage | Watch
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	45,938	49,197
Commercial Real Estate | Mortgage | Substandard
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	725	723
Commercial Real Estate | Mortgage | Performing TDRs
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	1,062	1,068
Commercial Real Estate | Mortgage | Non-accrual
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	916	936
Commercial Real Estate | Mortgage | Total
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	48,641	51,924
Installment and Other Consumer
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	32,268	32,153
Installment and Other Consumer | Watch
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	147	0
Installment and Other Consumer | Substandard
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	13	16
Installment and Other Consumer | Performing TDRs
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	0	0
Installment and Other Consumer | Non-accrual
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	160	176
Installment and Other Consumer | Total
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	$ 320	$ 192

Loans and Allowance for Loan 47

Loans and Allowance for Loan Losses (Details 8) $ in Thousands		3 Months Ended
		Mar. 31, 2018USD ($)Contract	Mar. 31, 2017USD ($)Contract
Loans that were modified as TDRs
Number of Contracts | Contract	[1]	0	2
Pre- Modification	[1]	$ 0	$ 187
Post- Modification	[1]	$ 0	$ 187
Commercial, financial, and agricultural
Loans that were modified as TDRs
Number of Contracts | Contract	[1]	0	1
Pre- Modification	[1]	$ 0	$ 131
Post- Modification	[1]	$ 0	$ 131
Commercial real estate | Mortgage
Loans that were modified as TDRs
Number of Contracts | Contract	[1]	0	1
Pre- Modification	[1]	$ 0	$ 56
Post- Modification	[1]	$ 0	$ 56
[1]	The amounts reported post-modification are inclusive of all partial pay-downs and charge-offs, and no portion of the debt was forgiven. Loans modified as a TDR that were fully paid down, charged-off or foreclosed upon during the period ended are not reported.

Loans and Allowance for Loan 48

Loans and Allowance for Loan Losses (Detail Textuals)		3 Months Ended		12 Months Ended
		Mar. 31, 2018USD ($)ContractLoan	Mar. 31, 2017USD ($)Contract	Dec. 31, 2017USD ($)
Loans and Leases Receivable Disclosure [Line Items]
Amount of loans pledged as collateral to the Federal Home Loan Bank		$ 479,400,000
Look back period				5 years
Impaired loans individually evaluated for impairment		10,093,000		$ 10,356,000
Impaired loans were evaluated based on the fair value of the loan's collateral		3,800,000		4,000,000
Specific allowance related to impaired loans		1,336,000		1,333,000
Impaired loans with no reserve allocation		$ 1,999,000		$ 2,433,000
Impaired loans required no reserve allocation, percentage		20.00%		23.00%
Interest income recognized on impaired loans		$ 58,000	$ 76,000
Troubled debt restructurings		6,300,000		$ 6,400,000
Amount of specific reserves related to TDRs which were allocated to the allowance for loan losses		$ 662,000		577,000
Number of contracts modified | Contract	[1]	0	2
Number of mortgage loans in process of foreclosure | Loan		1
Value of mortgage loans in process of foreclosure		$ 48,000
Minimum
Loans and Leases Receivable Disclosure [Line Items]
Look back period		3 years
Maximum
Loans and Leases Receivable Disclosure [Line Items]
Look back period		5 years
Performing TDRs
Loans and Leases Receivable Disclosure [Line Items]
Troubled debt restructurings		$ 4,600,000		4,700,000
Nonperforming TDRs
Loans and Leases Receivable Disclosure [Line Items]
Troubled debt restructurings		$ 1,700,000		$ 1,700,000
[1]	The amounts reported post-modification are inclusive of all partial pay-downs and charge-offs, and no portion of the debt was forgiven. Loans modified as a TDR that were fully paid down, charged-off or foreclosed upon during the period ended are not reported.

Other Real Estate and Reposse49

Other Real Estate and Repossessed Assets (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017	Mar. 31, 2017	Dec. 31, 2016
Summary of real estate and other assets acquired in settlement of loans
Repossessed assets	$ 0	$ 5
Total	16,264	16,403	$ 16,669	$ 17,291
Less valuation allowance for other real estate owned	(3,025)	(3,221)	(3,044)	$ (3,129)
Total other real estate and repossessed assets	13,239	13,182	$ 13,625
Commercial
Summary of real estate and other assets acquired in settlement of loans
Real estate acquired through foreclosure	727	727
Residential real estate | Construction
Summary of real estate and other assets acquired in settlement of loans
Real estate acquired through foreclosure	179	0
Residential real estate | Mortgage
Summary of real estate and other assets acquired in settlement of loans
Real estate acquired through foreclosure	348	382
Commercial real estate | Construction
Summary of real estate and other assets acquired in settlement of loans
Real estate acquired through foreclosure	12,101	12,380
Commercial real estate | Mortgage
Summary of real estate and other assets acquired in settlement of loans
Real estate acquired through foreclosure	$ 2,909	$ 2,909

Other Real Estate and Reposse50

Other Real Estate and Repossessed Assets (Details 1) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Schedule of real estate acquired in settlement of loans
Balance at beginning of period	$ 16,403	$ 17,291
Additions	278	103
Proceeds from sales	(224)	(658)
Charge-offs against the valuation allowance for other real estate owned, net	(195)	(117)
Net gain on sales	2	50
Total other real estate and repossessed assets	16,264	16,669
Less valuation allowance for other real estate owned	(3,025)	(3,044)
Balance at end of period	$ 13,239	$ 13,625

Other Real Estate and Reposse51

Other Real Estate and Repossessed Assets (Details 2) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Summary of activity in valuation allowance for other real estate owned in settlement of loans
Balance, beginning of period	$ 3,221	$ 3,129
Provision for other real estate owned	(1)	32
Charge-offs	(195)	(117)
Balance, end of period	$ 3,025	$ 3,044

Other Real Estate and Reposse52

Other Real Estate and Repossessed Assets (Detail Textuals)	Mar. 31, 2018USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items]
Consumer mortgage loans in process of foreclosure	$ 48,000
Residential real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Consumer mortgage loans in process of foreclosure	$ 27,000

Investment Securities (Details)

Investment Securities (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Amortized cost and fair value of debt securities available-for-sale
Total Amortized Cost	$ 221,055	$ 229,706
Gross Unrealized Gains	53	158
Gross Unrealized Losses	(5,388)	(3,322)
Fair value	215,720	226,542
U.S. Treasury
Amortized cost and fair value of debt securities available-for-sale
Total Amortized Cost	1,981	1,980
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(42)	(13)
Fair value	1,939	1,967
U.S. government and federal agency obligations
Amortized cost and fair value of debt securities available-for-sale
Total Amortized Cost	11,798	12,341
Gross Unrealized Losses	(305)	(268)
Fair value	11,493	12,073
Government sponsored enterprises
Amortized cost and fair value of debt securities available-for-sale
Total Amortized Cost	38,819	37,321
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(642)	(424)
Fair value	38,177	36,897
Obligations of states and political subdivisions
Amortized cost and fair value of debt securities available-for-sale
Total Amortized Cost	42,271	47,019
Gross Unrealized Gains	42	114
Gross Unrealized Losses	(709)	(477)
Fair value	41,604	46,656
Mortgage-backed securities | Residential - government agencies
Amortized cost and fair value of debt securities available-for-sale
Total Amortized Cost	126,186	131,045
Gross Unrealized Gains	11	44
Gross Unrealized Losses	(3,690)	(2,140)
Fair value	$ 122,507	$ 128,949

Investment Securities (Details

Investment Securities (Details 1) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Amortized Cost
Due in one year or less	$ 9,928
Due after one year through five years	60,479
Due after five years through ten years	21,390
Due after ten years	3,072
Total	94,869
Mortgage-backed securities	126,186
Total available-for-sale securities	221,055	$ 229,706
Fair Value
Due in one year or less	9,883
Due after one year through five years	59,974
Due after five years through ten years	20,344
Due after ten years	3,012
Total	93,213
Mortgage-backed securities	122,507
Total available-for-sale securities	$ 215,720	$ 226,542

Investment Securities (Detail55

Investment Securities (Details 2) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Fair Value
Less than 12 months	$ 92,909	$ 93,280
12 months or more	114,021	114,649
Total	206,930	207,929
Unrealized Losses
Less than 12 months	(1,634)	(785)
12 months or more	(3,754)	(2,537)
Total	(5,388)	(3,322)
U.S. Treasury
Fair Value
Less than 12 months	1,939	1,967
12 months or more	0	0
Total	1,939	1,967
Unrealized Losses
Less than 12 months	(42)	(13)
12 months or more	0	0
Total	(42)	(13)
U.S. government and federal agency obligations
Fair Value
Less than 12 months	0	0
12 months or more	11,493	12,073
Total	11,493	12,073
Unrealized Losses
Less than 12 months	0	0
12 months or more	(305)	(268)
Total	(305)	(268)
Government sponsored enterprises
Fair Value
Less than 12 months	14,881	16,471
12 months or more	23,295	20,426
Total	38,176	36,897
Unrealized Losses
Less than 12 months	(218)	(119)
12 months or more	(424)	(305)
Total	(642)	(424)
Obligations of states and political subdivisions
Fair Value
Less than 12 months	22,906	22,013
12 months or more	12,379	12,570
Total	35,285	34,583
Unrealized Losses
Less than 12 months	(260)	(165)
12 months or more	(449)	(312)
Total	(709)	(477)
Mortgage-backed securities | Residential - government agencies
Fair Value
Less than 12 months	53,183	52,829
12 months or more	66,854	69,580
Total	120,037	122,409
Unrealized Losses
Less than 12 months	(1,114)	(488)
12 months or more	(2,576)	(1,652)
Total	$ (3,690)	$ (2,140)

Investment Securities (Detail56

Investment Securities (Details 3) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Investments Debt And Equity Securities [Abstract]
Gains realized on sales	$ 98	$ 0
Losses realized on sales	0	0
Other-than-temporary impairment recognized	0	0
Investment securities gains	$ 98	$ 0

Investment Securities (Detail T

Investment Securities (Detail Textuals) $ in Thousands	Mar. 31, 2018USD ($)Security	Dec. 31, 2017USD ($)Security
Investments Debt And Equity Securities [Abstract]
Available for sale securities reported at cost in other assets	$ 9,700	$ 11,000
Available for sale securities, pledged	$ 194,300	$ 181,700
Number of securities consisted in portfolio | Security	341	355
Number of securities in loss position | Security	298	280
Aggregate fair value of securities in loss position	$ 206,930	$ 207,929
Loss position for 12 months or longer	114,021	114,649
Gross unrealized losses	$ 5,400	$ 3,300

Intangible Assets (Details)

Intangible Assets (Details) - USD ($) $ in Thousands		3 Months Ended
		Mar. 31, 2018	Mar. 31, 2017
Changes in mortgage servicing rights
Balance at beginning of period		$ 2,713
Changes in fair value:
Balance at end of period		2,781
Mortgage servicing rights (MSRs)
Changes in mortgage servicing rights
Balance at beginning of period		2,713	$ 2,584
Originated mortgage servicing rights		50	49
Changes in fair value:
Due to change in model inputs and assumptions	[1]	103	375
Other changes in fair value	[2]	(85)	(131)
Balance at end of period		$ 2,781	$ 2,877
[1]	The change in fair value resulting from changes in valuation inputs or assumptions used in the valuation model reflects the change in discount rates and prepayment speed assumptions primarily due to changes in interest rates.
[2]	Other changes in fair value reflect changes due to customer payments and passage of time.

Intangible Assets (Details 1)

Intangible Assets (Details 1) - Mortgage servicing rights (MSRs)	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Assumptions used in estimating the fair value of mortgage service rights
Weighted average constant prepayment rate	9.07%	8.29%
Weighted average note rate	3.87%	3.85%
Weighted average discount rate	10.39%	9.72%
Weighted average expected life (in years)	6 years 2 months 12 days	6 years 6 months

Intangible Assets (Detail Textu

Intangible Assets (Detail Textuals) - Mortgage servicing rights (MSRs) - USD ($)	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017	Dec. 31, 2017
Finite-Lived Intangible Assets [Line Items]
Mortgage loans serviced for others	$ 283,100,000	$ 291,000,000	$ 285,800,000
Mortgage loan servicing fees reported as non-interest income	$ 203,000	$ 209,000

Federal funds purchased and s61

Federal funds purchased and securities sold under agreements to repurchase (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Federal Funds Purchased and Securities Sold under Agreements to Repurchase [Abstract]
Federal funds purchased	$ 0	$ 0
Repurchase agreements	34,795	27,560
Total	$ 34,795	$ 27,560

Federal funds purchased and s62

Federal funds purchased and securities sold under agreements to repurchase (Details 1) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Repurchase agreements	$ 34,795	$ 27,560
U.S. Treasury
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Repurchase agreements	1,948	1,964
U.S. government and federal agency obligations
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Repurchase agreements	2,987	2,977
Government sponsored enterprises
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Repurchase agreements	9,220	8,382
Asset-backed securities
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Repurchase agreements	20,640	14,237
Overnight and continuous
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Repurchase agreements	34,795	27,560
Overnight and continuous | U.S. Treasury
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Repurchase agreements	1,948	1,964
Overnight and continuous | U.S. government and federal agency obligations
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Repurchase agreements	2,987	2,977
Overnight and continuous | Government sponsored enterprises
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Repurchase agreements	9,220	8,382
Overnight and continuous | Asset-backed securities
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Repurchase agreements	20,640	14,237
Less than 90 days
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Repurchase agreements	0	0
Less than 90 days | U.S. Treasury
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Repurchase agreements	0	0
Less than 90 days | U.S. government and federal agency obligations
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Repurchase agreements	0	0
Less than 90 days | Government sponsored enterprises
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Repurchase agreements	0	0
Less than 90 days | Asset-backed securities
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Repurchase agreements	0	0
Greater than 90 days
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Repurchase agreements	0	0
Greater than 90 days | U.S. Treasury
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Repurchase agreements	0	0
Greater than 90 days | U.S. government and federal agency obligations
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Repurchase agreements	0	0
Greater than 90 days | Government sponsored enterprises
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Repurchase agreements	0	0
Greater than 90 days | Asset-backed securities
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Repurchase agreements	$ 0	$ 0

Income Taxes (Detail Textuals)

Income Taxes (Detail Textuals) - USD ($)	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Income Taxes [Line Items]
Tax rate as percentage of earnings before income taxes	16.43%	34.20%
Capital losses carry forwards during 2013 and 2014	$ 219,000
Deferred tax asset, valuation reserve	$ 46,000
Tax Year 2017
Income Taxes [Line Items]
Federal corporate income tax rate	34.00%
Tax Year 2018
Income Taxes [Line Items]
Federal corporate income tax rate	21.00%

Stockholders' Equity (Details)

Stockholders' Equity (Details) - USD ($) $ in Thousands		3 Months Ended
		Mar. 31, 2018	Mar. 31, 2017
Accumulated Other Comprehensive Income (Loss)
Balance at beginning of period		$ (5,662)
Current period other comprehensive (loss) income, net of tax		(1,673)	$ 320
Balance at end of period		(7,335)
Unrealized Gain (Loss) on Securities
Accumulated Other Comprehensive Income (Loss)
Balance at beginning of period	[1]	(2,500)	(1,936)
Other comprehensive (loss) income, before reclassifications	[1]	(2,171)	493
Amounts reclassified from accumulated other comprehensive (loss) income	[1]	0	0
Current period other comprehensive (loss) income, before tax	[1]	(2,171)	493
Income tax expense (benefit)	[1]	456	(187)
Current period other comprehensive (loss) income, net of tax	[1]	(1,715)	306
Balance at end of period	[1]	(4,215)	(1,630)
Unrecognized Net Pension and Postretirement Costs
Accumulated Other Comprehensive Income (Loss)
Balance at beginning of period	[2]	(3,162)	(1,865)
Other comprehensive (loss) income, before reclassifications	[2]	54	22
Amounts reclassified from accumulated other comprehensive (loss) income	[2]	0	0
Current period other comprehensive (loss) income, before tax	[2]	54	22
Income tax expense (benefit)	[2]	(12)	(8)
Current period other comprehensive (loss) income, net of tax	[2]	42	14
Balance at end of period	[2]	(3,120)	(1,851)
Accumulated Other Comprehensive (Loss) Income
Accumulated Other Comprehensive Income (Loss)
Balance at beginning of period		(5,662)	(3,801)
Other comprehensive (loss) income, before reclassifications		(2,117)	515
Amounts reclassified from accumulated other comprehensive (loss) income		0	0
Current period other comprehensive (loss) income, before tax		(2,117)	515
Income tax expense (benefit)		444	(195)
Current period other comprehensive (loss) income, net of tax		(1,673)	320
Balance at end of period		$ (7,335)	$ (3,481)
[1]	The pre-tax amounts reclassified from accumulated other comprehensive loss are included in gain on sale of investment securities in the consolidated statements of income.
[2]	The pre-tax amounts reclassified from accumulated other comprehensive loss are included in the computation of net periodic pension cost.

Employee Benefit Plans (Details

Employee Benefit Plans (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Summary of employee benefits charged to operating expenses
Payroll taxes	$ 351	$ 356
Medical plans	548	426
401k match and profit sharing	186	250
Periodic pension cost	405	336
Other	15	16
Total employee benefits	$ 1,505	$ 1,384

Employee Benefit Plans (Detai66

Employee Benefit Plans (Details 1) - USD ($) $ in Thousands		3 Months Ended
		Mar. 31, 2018	Mar. 31, 2017
Components of net pension cost
Net periodic pension cost for the three months ended March 31, (actual)		$ 405	$ 336
Pension Benefits
Components of net pension cost
Service cost - benefits earned during the year		1,620	1,343
Interest costs on projected benefit obligations	[1]	1,033	1,009
Expected return on plan assets	[1]	(1,267)	(1,124)
Expected administrative expenses	[1]	93	88
Amortization of prior service cost	[1]	79	79
Amortization of unrecognized net loss	[1]	138	11
Net periodic pension cost		1,696	1,406
Net periodic pension cost for the three months ended March 31, (actual)		$ 405	$ 336
[1]	The components of net periodic pension cost other than the service cost component are included in other non-interest expense.

Employee Benefit Plans (Detail

Employee Benefit Plans (Detail Textuals) - Pension Benefits $ in Millions	3 Months Ended
	Mar. 31, 2018USD ($)
Defined Benefit Plan Disclosure
Percentage of employer match	3.00%
Defined benefit plan contributions by employer percent	6.00%
Contribution to defined benefit plan in the second quarter of 2018	$ 1.8
Defined benefit plan, minimum required contribution	$ 1

Stock Compensation (Details)

Stock Compensation (Details) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2018USD ($)$ / sharesshares
Number of Shares
Outstanding, beginning of period | shares	20,103
Granted | shares	0
Exercised | shares	0
Forfeited or expired | shares	0
Outstanding, March 31, 2018 | shares	20,103
Exercisable, March 31, 2018 | shares	20,103
Weighted average Exercise Price
Outstanding, beginning of period | $ / shares	$ 14.77
Granted | $ / shares	0
Exercised | $ / shares	0
Forfeited or expired | $ / shares	0
Outstanding, March 31, 2018 | $ / shares	14.77
Exercisable, March 31, 2018 | $ / shares	$ 14.77
Weighted Average Contractual Term (in years)
Outstanding, March 31, 2018	5 months 23 days
Outstanding, March 31, 2018	5 months 23 days
Aggregate Intrinsic Value
Outstanding, March 31, 2018 | $	$ 117,992
Outstanding, March 31, 2018 | $	$ 117,992

Stock Compensation (Detail Text

Stock Compensation (Detail Textuals) - USD ($) $ in Thousands	Jul. 01, 2017	Mar. 31, 2018	Mar. 31, 2017
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Special stock dividend, rate percent	4.00%
Date of dividend payment	Jul. 1, 2017
Stock based compensation expense		$ 0	$ 1,000

Earnings per Share (Details)

Earnings per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Basic earnings per share:
Net income available to shareholders	$ 2,090	$ 2,100
Basic earnings per share	$ 0.36	$ 0.36
Diluted earnings per share:
Net income available to shareholders	$ 2,090	$ 2,100
Average shares outstanding	5,797,134	5,839,850
Effect of dilutive stock options	5,720	4,916
Average shares outstanding including dilutive stock options	5,802,854	5,844,766
Diluted earnings per share	$ 0.36	$ 0.36

Earnings per Share (Detail Text

Earnings per Share (Detail Textuals)	Jul. 01, 2017
Earnings Per Share [Abstract]
Special stock dividend, payment date	Jul. 1, 2017
Special stock dividend, rate percent	4.00%
Special stock dividend, record date	Jun. 15, 2017

Earnings per Share (Detail Te72

Earnings per Share (Detail Textuals 1) - USD ($) $ / shares in Units, $ in Millions	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017	Aug. 08, 2017	Aug. 06, 2015
Earnings Per Share [Abstract]
Antidilutive securities excluded from computation of earnings per share, amount	0	21,621
Value of shares repurchased through open market transactions			$ 1.5	$ 2
Total number of common stock repurchased	92,509
Average price per share of total common stock repurchased	$ 17.80
Number of common stock repurchased	5,468
Average price per share of common stock repurchased	$ 20.51
Value remained available for the purchase of shares under the plan	$ 1.8

Fair Value Measurements (Detail

Fair Value Measurements (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Assets:
Available for sale debt securities, fair value	$ 215,720	$ 226,542
Mortgage servicing rights, fair value	2,781	2,713
Quoted Prices in Active Markets for Identical Assets (Level 1)
Assets:
Available for sale debt securities, fair value	1,939	1,967
Mortgage servicing rights, fair value	0	0
Other Observable Inputs (Level 2)
Assets:
Available for sale debt securities, fair value	213,781	224,575
Mortgage servicing rights, fair value	0	0
Significant Unobservable Inputs (Level 3)
Assets:
Available for sale debt securities, fair value	0	0
Mortgage servicing rights, fair value	2,781	2,713
Recurring
Assets:
Assets, Total	218,501	229,255
Recurring | U.S. Treasury
Assets:
Available for sale debt securities, fair value	1,939	1,967
Recurring | U.S. government and federal agency obligations
Assets:
Available for sale debt securities, fair value	11,493	12,073
Recurring | Government sponsored enterprises
Assets:
Available for sale debt securities, fair value	38,177	36,897
Recurring | Obligations of states and political subdivisions
Assets:
Available for sale debt securities, fair value	41,604	46,656
Recurring | Mortgage-backed securities
Assets:
Mortgage servicing rights, fair value	122,507	128,949
Recurring | Mortgage servicing rights
Assets:
Mortgage servicing rights, fair value	2,781	2,713
Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1)
Assets:
Assets, Total	1,939	1,967
Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | U.S. Treasury
Assets:
Available for sale debt securities, fair value	1,939	1,967
Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | U.S. government and federal agency obligations
Assets:
Available for sale debt securities, fair value	0	0
Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Government sponsored enterprises
Assets:
Available for sale debt securities, fair value	0	0
Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Obligations of states and political subdivisions
Assets:
Available for sale debt securities, fair value	0	0
Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Mortgage-backed securities
Assets:
Mortgage servicing rights, fair value	0	0
Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Mortgage servicing rights
Assets:
Mortgage servicing rights, fair value	0	0
Recurring | Other Observable Inputs (Level 2)
Assets:
Assets, Total	213,781	224,575
Recurring | Other Observable Inputs (Level 2) | U.S. Treasury
Assets:
Available for sale debt securities, fair value	0	0
Recurring | Other Observable Inputs (Level 2) | U.S. government and federal agency obligations
Assets:
Available for sale debt securities, fair value	11,493	12,073
Recurring | Other Observable Inputs (Level 2) | Government sponsored enterprises
Assets:
Available for sale debt securities, fair value	38,177	36,897
Recurring | Other Observable Inputs (Level 2) | Obligations of states and political subdivisions
Assets:
Available for sale debt securities, fair value	41,604	46,656
Recurring | Other Observable Inputs (Level 2) | Mortgage-backed securities
Assets:
Mortgage servicing rights, fair value	122,507	128,949
Recurring | Other Observable Inputs (Level 2) | Mortgage servicing rights
Assets:
Mortgage servicing rights, fair value	0	0
Recurring | Significant Unobservable Inputs (Level 3)
Assets:
Assets, Total	2,781	2,713
Recurring | Significant Unobservable Inputs (Level 3) | U.S. Treasury
Assets:
Available for sale debt securities, fair value	0	0
Recurring | Significant Unobservable Inputs (Level 3) | U.S. government and federal agency obligations
Assets:
Available for sale debt securities, fair value	0	0
Recurring | Significant Unobservable Inputs (Level 3) | Government sponsored enterprises
Assets:
Available for sale debt securities, fair value	0	0
Recurring | Significant Unobservable Inputs (Level 3) | Obligations of states and political subdivisions
Assets:
Available for sale debt securities, fair value	0	0
Recurring | Significant Unobservable Inputs (Level 3) | Mortgage-backed securities
Assets:
Mortgage servicing rights, fair value	0	0
Recurring | Significant Unobservable Inputs (Level 3) | Mortgage servicing rights
Assets:
Mortgage servicing rights, fair value	$ 2,781	$ 2,713

Fair Value Measurements (Deta74

Fair Value Measurements (Details 1) - Recurring - Significant Unobservable Inputs (Level 3) - Mortgage servicing rights - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Fair value of assets
Balance at beginning of period	$ 2,713	$ 2,584
Total gains or losses (realized/unrealized): Included in earnings	18	244
Total gains or losses (realized/unrealized): Included in other comprehensive income	0	0
Purchases	0	0
Sales	0	0
Issues	50	49
Settlements	0	0
Balance at end of period	$ 2,781	$ 2,877

Fair Value Measurements (Deta75

Fair Value Measurements (Details 2) - Recurring - Significant Unobservable Inputs (Level 3) - Mortgage servicing rights	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Quantitative Information
Weighted average constant prepayment rate	9.07%	8.29%
Weighted average note rate (as a percent)	3.87%	3.85%
Weighted average discount rate	10.39%	9.72%
Weighted average expected life (in years)	6 years 2 months 12 days	6 years 6 months
Valuation Technique	Discounted cash flows	Discounted cash flows

Fair Value Measurements (Deta76

Fair Value Measurements (Details 3) - Nonrecurring - USD ($) $ in Thousands		3 Months Ended
		Mar. 31, 2018	Mar. 31, 2017
Total Fair Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		$ 2,850	$ 1,820
Other real estate and foreclosed assets		13,239	13,625
Total Fair Value | Commercial, financial, and agricultural
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		1,369	339
Total Fair Value | Commercial real estate | Construction
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		0
Total Fair Value | Commercial real estate | Mortgage
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		595	220
Total Fair Value | Residential real estate | Mortgage
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		886	1,261
Total Fair Value | Consumer
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		0	0
Total Gains (Losses)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Gains (losses) on impaired loans	[1]	(57)	(20)
Gains (losses) on other real estate owned and repossessed assets	[1]	1	15
Total Gains (Losses) | Commercial, financial, and agricultural
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Gains (losses) on impaired loans	[1]	0	(1)
Total Gains (Losses) | Commercial real estate | Construction
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Gains (losses) on impaired loans	[1]	(27)
Total Gains (Losses) | Commercial real estate | Mortgage
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Gains (losses) on impaired loans	[1]	(20)	(4)
Total Gains (Losses) | Residential real estate | Mortgage
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Gains (losses) on impaired loans	[1]	0	(3)
Total Gains (Losses) | Consumer
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Gains (losses) on impaired loans	[1]	(10)	(12)
Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		0	0
Other real estate and foreclosed assets		0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Commercial, financial, and agricultural
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Commercial real estate | Construction
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Commercial real estate | Mortgage
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Residential real estate | Mortgage
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Consumer
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		0	0
Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		0	0
Other real estate and foreclosed assets		0	0
Other Observable Inputs (Level 2) | Commercial, financial, and agricultural
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		0	0
Other Observable Inputs (Level 2) | Commercial real estate | Construction
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		0
Other Observable Inputs (Level 2) | Commercial real estate | Mortgage
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		0	0
Other Observable Inputs (Level 2) | Residential real estate | Mortgage
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		0
Other Observable Inputs (Level 2) | Consumer
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		0	0
Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		2,850	1,820
Other real estate and foreclosed assets		13,239	13,625
Significant Unobservable Inputs (Level 3) | Commercial, financial, and agricultural
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		1,369	339
Significant Unobservable Inputs (Level 3) | Commercial real estate | Construction
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		0
Significant Unobservable Inputs (Level 3) | Commercial real estate | Mortgage
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		595	220
Significant Unobservable Inputs (Level 3) | Residential real estate | Mortgage
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		886	1,261
Significant Unobservable Inputs (Level 3) | Consumer
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		$ 0	$ 0
[1]	Total gains (losses) reported for other real estate and foreclosed assets includes charge-offs, valuation write downs, and net losses taken during the periods reported.

Fair Value Measurements (Deta77

Fair Value Measurements (Detail Textuals) - USD ($)	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017	Dec. 31, 2017
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Impaired loans with a specific allowance	$ 8,094,000		$ 7,923,000
Specific allowance related to impaired loans	1,336,000		$ 1,333,000
Collateral dependent impaired loans
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Impaired loans with a specific allowance	3,800,000	$ 2,500,000
Specific allowance related to impaired loans	952,000	677,000
Impaired financing receivable charge offs	57,000	20,000
Mortgage servicing rights (MSRs)
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Increase (Decrease) in valuation of mortgage servicing rights arising from inputs and assumptions	$ 103,000	$ 375,000

Fair Value of Financial Instr78

Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Assets:
Cash and due from banks	$ 15,955	$ 23,325
Federal funds sold and overnight interest-bearing deposits	65,449	39,553
Certificates of deposit in other banks	4,812	3,460
Investment in available-for-sale securities	215,720	226,542
Mortgage servicing rights	2,781	2,713
Accrued interest receivable	5,330	5,627
Deposits:
Non-interest bearing demand	244,834	245,380
Savings, interest checking and money market	616,894	584,468
Accrued interest payable	588	554
Carrying Amount
Assets:
Cash and due from banks	15,955	23,325
Federal funds sold and overnight interest-bearing deposits	65,449	39,553
Certificates of deposit in other banks	4,812	3,460
Investment in available-for-sale securities	215,720	226,542
Loans, net	1,073,379	1,057,580
Investment in FHLB stock	5,078	6,390
Mortgage servicing rights	2,781	2,713
Cash surrender value - life insurance	2,499	2,484
Accrued interest receivable	5,330	5,627
Assets, Total	1,391,003	1,367,674
Deposits:
Non-interest bearing demand	244,834	245,380
Savings, interest checking and money market	616,894	584,468
Time deposits	318,652	295,964
Federal funds purchased and securities sold under agreements to repurchase	34,795	27,560
Federal Home Loan Bank advances and other borrowings	84,327	121,382
Subordinated notes	49,486	49,486
Accrued interest payable	588	554
Liabilities, Total	1,349,576	1,324,794
Fair Value
Assets:
Cash and due from banks	15,955	23,325
Federal funds sold and overnight interest-bearing deposits	65,449	39,553
Certificates of deposit in other banks	4,812	3,460
Investment in available-for-sale securities	215,720	226,542
Loans, net	1,055,059	1,058,153
Investment in FHLB stock	5,078	6,390
Mortgage servicing rights	2,781	2,713
Cash surrender value - life insurance	2,499	2,484
Accrued interest receivable	5,330	5,627
Assets, Total	1,372,683	1,368,247
Deposits:
Non-interest bearing demand	244,834	245,380
Savings, interest checking and money market	616,894	584,468
Time deposits	315,994	294,778
Federal funds purchased and securities sold under agreements to repurchase	34,795	27,560
Federal Home Loan Bank advances and other borrowings	83,944	121,291
Subordinated notes	42,166	39,692
Accrued interest payable	588	554
Liabilities, Total	1,339,215	1,313,723
Quoted Prices in Active Markets for Identical Assets (Level 1)
Assets:
Cash and due from banks	15,955	23,325
Federal funds sold and overnight interest-bearing deposits	65,449	39,553
Certificates of deposit in other banks	4,812	3,460
Investment in available-for-sale securities	1,939	1,967
Loans, net	0	0
Investment in FHLB stock	0	0
Mortgage servicing rights	0	0
Cash surrender value - life insurance	0	0
Accrued interest receivable	5,330	5,627
Assets, Total	93,485	73,932
Deposits:
Non-interest bearing demand	244,834	245,380
Savings, interest checking and money market	616,894	584,468
Time deposits	0	0
Federal funds purchased and securities sold under agreements to repurchase	34,795	27,560
Federal Home Loan Bank advances and other borrowings	0	0
Subordinated notes	0	0
Accrued interest payable	588	554
Liabilities, Total	897,111	857,962
Other Observable Inputs (Level 2)
Assets:
Cash and due from banks	0	0
Federal funds sold and overnight interest-bearing deposits	0	0
Certificates of deposit in other banks	0	0
Investment in available-for-sale securities	213,781	224,575
Loans, net	0	0
Investment in FHLB stock	5,078	6,390
Mortgage servicing rights	0	0
Cash surrender value - life insurance	2,499	2,484
Accrued interest receivable	0	0
Assets, Total	221,358	233,449
Deposits:
Non-interest bearing demand	0	0
Savings, interest checking and money market	0	0
Time deposits	0	0
Federal funds purchased and securities sold under agreements to repurchase	0	0
Federal Home Loan Bank advances and other borrowings	83,944	121,291
Subordinated notes	42,166	39,692
Accrued interest payable	0	0
Liabilities, Total	126,110	160,983
Net Significant Unobservable Inputs (Level 3)
Assets:
Cash and due from banks	0	0
Federal funds sold and overnight interest-bearing deposits	0	0
Certificates of deposit in other banks	0	0
Investment in available-for-sale securities	0	0
Loans, net	1,055,059	1,058,153
Investment in FHLB stock	0	0
Mortgage servicing rights	2,781	2,713
Cash surrender value - life insurance	0	0
Accrued interest receivable	0	0
Assets, Total	1,057,840	1,060,866
Deposits:
Non-interest bearing demand	0	0
Savings, interest checking and money market	0	0
Time deposits	315,994	294,778
Federal funds purchased and securities sold under agreements to repurchase	0	0
Federal Home Loan Bank advances and other borrowings	0	0
Subordinated notes	0	0
Accrued interest payable	0	0
Liabilities, Total	$ 315,994	$ 294,778

Repurchase Reserve Liability (D

Repurchase Reserve Liability (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Assets Sold Under Agreements To Repurchase [Roll Forward]
Balance at beginning of year	$ 160	$ 160
Provision for repurchase liability	0	0
Reimbursement of expenses	0	0
Balance at end of year	$ 160	$ 160

Repurchase Reserve Liability 80

Repurchase Reserve Liability (Detail Textuals) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2018USD ($)Loan	Dec. 31, 2017USD ($)Loan	Mar. 31, 2017USD ($)	Dec. 31, 2016USD ($)
Repurchase Reserve Liability [Abstract]
Repurchase reserve liability	$ 160	$ 160	$ 160	$ 160
Number of loans sold to the secondary market | Loan	2,743	2,773
Balance of loans sold to the secondary market	$ 283,100	$ 285,800

Commitments and Contingencies81

Commitments and Contingencies (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Contractual amount of off-balance-sheet financial instruments
Total contractual amount of off-balance-sheet financial instruments	$ 308,564	$ 314,002
Commitments to extend credit
Contractual amount of off-balance-sheet financial instruments
Total contractual amount of off-balance-sheet financial instruments	228,595	238,527
Commitments to originate residential first and second mortgage loans
Contractual amount of off-balance-sheet financial instruments
Total contractual amount of off-balance-sheet financial instruments	3,490	1,471
Standby letters of credit
Contractual amount of off-balance-sheet financial instruments
Total contractual amount of off-balance-sheet financial instruments	$ 76,479	$ 74,004

Commitments and Contingencies82

Commitments and Contingencies (Detail Textuals)	3 Months Ended
	Mar. 31, 2018
Minimum
Contractual amount of off-balance-sheet financial instruments
Remaining term of standby letters of credit	1 month
Maximum
Contractual amount of off-balance-sheet financial instruments
Remaining term of standby letters of credit	5 years