Hawthorn Bancshares (HWBK) 10-Q 16 May 16 2016 Q1 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	3 Months Ended
	Mar. 31, 2016	May. 12, 2016
Document And Entity Information Abstract
Entity Registrant Name	HAWTHORN BANCSHARES, INC.
Entity Central Index Key	893,847
Trading Symbol	hwbk
Current Fiscal Year End Date	--12-31
Entity Filer Category	Non-accelerated Filer
Entity Common Stock, Shares Outstanding		5,429,485
Document Type	10-Q
Document Period End Date	Mar. 31, 2016
Amendment Flag	false
Document Fiscal Year Focus	2,016
Document Fiscal Period Focus	Q1

Consolidated Balance Sheets (un

Consolidated Balance Sheets (unaudited) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
ASSETS
Cash and due from banks	$ 18,184	$ 20,484
Federal funds sold and other overnight interest-bearing deposits	24,587	7,893
Cash and cash equivalents	42,771	28,377
Investment in available-for-sale securities, at fair value	245,773	235,054
Other investments and securities, at cost	8,080	8,037
Total investment securities	253,853	243,091
Loans	875,312	865,080
Allowances for loan losses	(8,631)	(8,604)
Net loans	866,681	856,476
Premises and equipment - net	36,185	36,389
Mortgage servicing rights	2,745	2,847
Other real estate and repossessed assets - net	15,471	15,992
Accrued interest receivable	4,510	4,853
Cash surrender value - life insurance	2,361	2,348
Other assets	9,579	10,548
Total assets	1,234,156	1,200,921
Deposits
Non-interest bearing demand	216,886	208,035
Savings, interest checking and money market	485,759	441,080
Time deposits $100,000 and over	126,773	132,244
Other time deposits	163,142	165,838
Total deposits	992,560	947,197
Federal funds purchased and securities sold under agreements to repurchase	41,523	56,834
Subordinated notes	49,486	49,486
Federal Home Loan Bank advances	50,000	50,000
Accrued interest payable	379	382
Other liabilities	10,355	9,736
Total liabilities	1,144,303	1,113,635
Stockholders' equity:
Common stock, $1 par value, authorized 15,000,000 shares; issued 5,605,202 shares, respectively	5,605	5,605
Surplus	38,554	38,549
Retained earnings	50,427	48,700
Accumulated other comprehensive loss, net of tax	(1,054)	(2,018)
Treasury stock; 172,647 and 164,013 shares, at cost	(3,679)	(3,550)
Total stockholders' equity	89,853	87,286
Total liabilities and stockholders' equity	$ 1,234,156	$ 1,200,921

Consolidated Balance Sheets (u3

Consolidated Balance Sheets (unaudited) (Parentheticals) - $ / shares	Mar. 31, 2016	Dec. 31, 2015
Statement of Financial Position [Abstract]
Common stock, par value (in dollars per share)	$ 1	$ 1
Common stock, shares authorized	15,000,000	15,000,000
Common stock, shares issued	5,605,202	5,605,202
Treasury stock, shares	172,647	164,013

Consolidated Statements of Inco

Consolidated Statements of Income (unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
INTEREST INCOME
Interest and fees on loans	$ 9,987	$ 10,074
Interest on investment securities:
Taxable	938	902
Nontaxable	143	183
Federal funds sold and other overnight interest-bearing deposits	32	13
Dividends on other securities	76	26
Total interest income	11,176	11,198
Interest on deposits:
Savings, interest checking and money market	295	250
Time deposit accounts $100,000 and over	209	209
Other time deposits	240	293
Interest on federal funds purchased and securities sold under agreements to repurchase	23	8
Interest on subordinated notes	354	313
Interest on Federal Home Loan Bank advances	207	147
Total interest expense	1,328	1,220
Net interest income	9,848	9,978
Provision for loan losses	250	0
Net interest income after provision for loan losses	9,598	9,978
NON-INTEREST INCOME
Service charges and other fees	834	831
Bank card income and fees	634	587
Trust department income	218	204
Real estate servicing fees, net	54	(5)
Gain on sale of mortgage loans, net	165	346
Gain on sale of investment securities	472	0
Other	71	24
Total non-interest income	2,448	1,987
NON-INTEREST EXPENSE
Salaries and employee benefits	5,350	5,304
Occupancy expense, net	634	663
Furniture and equipment expense	411	431
Processing, network, and ban card expense	772	789
Legal, examination, and professional fees	333	272
FDIC insurance assessment	176	240
Advertising and promotion	209	237
Postage, printing, and supplies	237	271
Real estate foreclosure expense (gains), net	141	(181)
Other	820	682
Total non-interest expense	9,083	8,708
Income before income taxes	2,963	3,257
Income tax expense	965	1,119
Net income	$ 1,998	$ 2,138
Basic earnings per share (in dollars per share)	$ 0.37	$ 0.39
Diluted earnings per share (in dollars per share)	$ 0.37	$ 0.39

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Consolidated Statements of Comprehensive Income
Net income	$ 1,998	$ 2,138
Investment securities available-for-sale:
Unrealized gain on investment securities available-for-sale, net of tax	1,245	484
Adjustment for gain on sale of investment securities, net of tax	(293)	0
Defined benefit pension plans:
Amortization of prior service cost included in net periodic pension cost, net of tax	12	23
Total other comprehensive income	964	507
Total comprehensive income	$ 2,962	$ 2,645

Consolidated Statements of Stoc

Consolidated Statements of Stockholders' Equity (unaudited) - USD ($) $ in Thousands	Common Stock	Surplus	Retained Earnings	Accumulated Other Comprehensive (Loss) Income	Treasury Stock	Total
Balance at Dec. 31, 2014	$ 5,396	$ 35,901	$ 44,016	$ (1,228)	$ (3,517)	$ 80,568
Increase (Decrease) in Stockholders' Equity
Net income	0	0	2,138	0	0	2,138
Other comprehensive income	0	0	0	507	0	507
Stock based compensation expense	0	4	0	0	0	4
Cash dividends declared, common stock	0	0	(261)	0	0	(261)
Balance at Mar. 31, 2015	5,396	35,905	45,893	(721)	(3,517)	82,956
Balance at Dec. 31, 2015	5,605	38,549	48,700	(2,018)	(3,550)	87,286
Increase (Decrease) in Stockholders' Equity
Net income	0	0	1,998	0	0	1,998
Other comprehensive income	0	0	0	964	0	964
Stock based compensation expense	0	5	0	0	0	5
Purchase of treasury stock	0	0	0	0	(129)	(129)
Cash dividends declared, common stock	0	0	(271)	0	0	(271)
Balance at Mar. 31, 2016	$ 5,605	$ 38,554	$ 50,427	$ (1,054)	$ (3,679)	$ 89,853

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Cash flows from operating activities:
Net income	$ 1,998	$ 2,138
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	250	0
Depreciation expense	485	452
Net amortization of investment securities, premiums, and discounts	365	291
Stock based compensation expense	5	4
Change in fair value of mortgage servicing rights	155	219
Gain on sale of investment securities	(472)	0
Gain on sales and dispositions of premises and equipment	(6)	(10)
Gain on sales and dispositions of other real estate and repossessed assets	(49)	(140)
Provision for other real estate owned	38	6
Decrease in accrued interest receivable	343	521
Increase in cash surrender value -life insurance	(13)	(18)
Decrease in other assets	364	1,078
(Decrease) increase in accrued interest payable	(3)	3
Increase in other liabilities	619	400
Origination of mortgage loans for sale	(7,707)	(14,876)
Proceeds from the sale of mortgage loans	7,435	11,947
Gain on sale of mortgage loans, net	(165)	(346)
Other, net	(52)	(44)
Net cash provided by operating activities	3,590	1,625
Cash flows from investing activities:
Net (increase) decrease in loans	(10,760)	1,340
Purchase of available-for-sale debt securities	(66,459)	(52,626)
Proceeds from maturities of available-for-sale debt securities	9,120	7,282
Proceeds from calls of available-for-sale debt securities	4,175	9,875
Proceeds from sales of available-for-sale debt securities	44,087	0
Proceeds from sales of FHLB stock	0	120
Purchases of FHLB stock	(43)	(35)
Purchases of premises and equipment	(248)	(253)
Proceeds from sales of premises and equipment	6	10
Proceeds from sales of other real estate and foreclosed assets	1,274	883
Net cash used in investing activities	(18,848)	(33,404)
Cash flows from financing activities:
Net increase (decrease) in demand deposits	8,851	(8,045)
Net increase in interest-bearing transaction accounts	44,679	32,348
Net decrease in time deposits	(8,167)	(706)
Net (decrease) increase in federal funds purchased and securities sold under agreements to repurchase	(15,311)	4,393
Repayment of FHLB advances	0	(8,000)
FHLB advances	0	5,000
Purchase of treasury stock	(129)	0
Cash dividends paid - common stock	(271)	(262)
Net cash provided by financing activities	29,652	24,728
Net increase (decrease) in cash and cash equivalents	14,394	(7,051)
Cash and cash equivalents, beginning of period	28,377	42,809
Cash and cash equivalents, end of period	42,771	35,758
Cash paid during the year for:
Interest	1,332	1,219
Income taxes	430	14
Noncash investing activities:
Other real estate and repossessed assets acquired in settlement of loans	$ 742	$ 605

Summary of Significant Accounti

Summary of Significant Accounting Policies	3 Months Ended
	Mar. 31, 2016
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	(1) Summary of Significant Accounting Policies Hawthorn Bancshares, Inc. (the Company) through its subsidiary, Hawthorn Bank (the Bank), provides a broad range of banking services to individual and corporate customers located within the communities in and surrounding Jefferson City, Columbia, Clinton, Warsaw, Springfield, Branson, and the greater Kansas City metropolitan area. The Company is subject to competition from other financial and nonfinancial institutions providing financial products. Additionally, the Company and its subsidiaries are subject to the regulations of certain regulatory agencies and undergo periodic examinations by those regulatory agencies. The accompanying unaudited consolidated financial statements of the Company have been prepared in conformity with U.S. generally accepted accounting principles (U.S. GAAP) for interim financial information and with the instructions to Form 10-Q, and Rule 10-01 of Regulation S-X. Accordingly, the unaudited consolidated financial statements do not include all of the information and disclosures required by U.S. GAAP for complete financial statements and should be read in conjunction with the consolidated financial statements and related notes included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2015. Certain amounts in the 2015 condensed consolidated financial statements have been reclassified to conform to the 2016 condensed consolidated presentation. Such reclassifications have no effect on previously reported net income or stockholders’ equity. The preparation of the consolidated financial statements includes all adjustments that, in the opinion of management, are necessary in order to make those statements not misleading. Management is required to make estimates and assumptions, including the determination of the allowance for loan losses, real estate acquired in connection with foreclosure or in satisfaction of loans, and fair values of investment securities available-for-sale that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. The Company’s management has evaluated and did not identify any subsequent events or transactions requiring recognition or disclosure in the consolidated financial statements. Stock Dividend The following represents significant new accounting principles adopted in 2016: Consolidation Amendments to the Consolidation Analysis, Intangible Assets Customer's Accounting for Fees Paid in a Cloud Computing Arrangement

Loans and Allowance for Loan Lo

Loans and Allowance for Loan Losses	3 Months Ended
	Mar. 31, 2016
Loans and Leases Receivable Disclosure [Abstract]
Loans and Allowance for Loan Losses	(2) Loans and Allowance for Loan Losses Loans A summary of loans, by major class within the Company’s loan portfolio, at March 31, 2016 and December 31, 2015 is as follows: March 31, December 31, (in thousands) 2016 2015 Commercial, financial, and agricultural $ 148,040 $ 149,091 Real estate construction - residential 18,017 16,895 Real estate construction - commercial 36,322 33,943 Real estate mortgage - residential 254,933 256,086 Real estate mortgage - commercial 392,991 385,869 Installment and other consumer 25,009 23,196 Total loans $ 875,312 $ 865,080 The Bank grants real estate, commercial, installment, and other consumer loans to customers located within the communities surrounding Jefferson City, Columbia, Clinton, Warsaw, Springfield, Branson and the greater Kansas City metropolitan area. As such, the Bank is susceptible to changes in the economic environment in these communities. The Bank does not have a concentration of credit in any one economic sector. Installment and other consumer loans consist primarily of the financing of automotive vehicles. At March 31, 2016, loans with a carrying value of $435.7 million, or $362.4 million fair value, were pledged to the Federal Home Loan Bank as collateral for borrowings and letters of credit. Allowance for Loan Losses The following is a summary of the allowance for loan losses during the periods indicated. Three Months Ended March 31, 2016 Commercial, Real Estate Real Estate Real Estate Real Estate Installment Financial, & Construction - Construction - Mortgage - Mortgage - Loans to Un- (in thousands) Agricultural Residential Commercial Residential Commercial Individuals allocated Total Balance at beginning of period $ 2,153 $ 59 $ 644 $ 2,439 $ 2,935 $ 273 $ 101 $ 8,604 Additions: Provision for loan losses (12 ) (15 ) 33 32 276 (6 ) (58 ) 250 Deductions: Loans charged off 103 0 1 206 82 56 0 448 Less recoveries on loans (97 ) 0 (11 ) (8 ) (61 ) (48 ) 0 (225 ) Net loans charged off 6 0 (10 ) 198 21 8 0 223 Balance at end of period $ 2,135 $ 44 $ 687 $ 2,273 $ 3,190 $ 259 $ 43 $ 8,631 Three Months Ended March 31, 2015 Commercial, Real Estate Real Estate Real Estate Real Estate Installment Financial, & Construction - Construction - Mortgage - Mortgage - Loans to Un- (in thousands) Agricultural Residential Commercial Residential Commercial Individuals allocated Total Balance at beginning of period $ 1,779 $ 171 $ 466 $ 2,527 $ 3,846 $ 270 $ 40 $ 9,099 Additions: Provision for loan losses (185 ) (300 ) (92 ) 241 259 (67 ) 144 0 Deductions: Loans charged off 28 0 0 71 24 48 0 171 Less recoveries on loans (575 ) (177 ) 0 (12 ) (34 ) (35 ) 0 (833 ) Net loans charged off (547 ) (177 ) 0 59 (10 ) 13 0 (662 ) Balance at end of period $ 2,141 $ 48 $ 374 $ 2,709 $ 4,115 $ 190 $ 184 $ 9,761 Loans, or portions of loans, are charged off to the extent deemed uncollectible or a loss is confirmed. Loan charge-offs reduce the allowance for loan losses, and recoveries of loans previously charged off are added back to the allowance. If management determines that it is probable that all amounts due on a loan will not be collected under the original terms of the loan agreement, the loan is considered to be impaired. These loans are evaluated individually for impairment, and in conjunction with current economic conditions and loss experience, specific reserves are estimated as further discussed below. Loans not individually evaluated are aggregated by risk characteristics and reserves are recorded using a consistent methodology that considers historical loan loss experience by loan type, delinquencies, current economic conditions, loan risk ratings and industry concentration. Beginning in the first quarter of 2016, the Company began to lengthen its look-back period with the intent to increase such period from three to five years over the next two years. The Company believes that the five-year look-back period, which is consistent with the Company’s practices prior to the start of the economic recession in 2008, provides a representative historical loss period in the current economic environment. The following table provides the balance in the allowance for loan losses at March 31, 2016 and December 31, 2015, and the related loan balance by impairment methodology. Commercial, Real Estate Real Estate Real Estate Real Estate Installment Financial, and Construction - Construction - Mortgage - Mortgage - Loans to Un- (in thousands) Agricultural Residential Commercial Residential Commercial Individuals allocated Total March 31, 2016 Allowance for loan losses: Individually evaluated for impairment $ 260 $ 0 $ 8 $ 980 $ 69 $ 31 $ 0 $ 1,348 Collectively evaluated for impairment 1,875 44 679 1,293 3,121 228 43 7,283 Total $ 2,135 $ 44 $ 687 $ 2,273 $ 3,190 $ 259 $ 43 $ 8,631 Loans outstanding: Individually evaluated for impairment $ 941 $ 0 $ 52 $ 5,365 $ 2,435 $ 131 $ 0 $ 8,924 Collectively evaluated for impairment 147,099 18,017 36,270 249,568 390,556 24,878 0 866,388 Total $ 148,040 $ 18,017 $ 36,322 $ 254,933 $ 392,991 $ 25,009 $ 0 $ 875,312 December 31, 2015 Allowance for loan losses: Individually evaluated for impairment $ 285 $ 0 $ 15 $ 955 $ 266 $ 19 $ 0 $ 1,540 Collectively evaluated for impairment 1,868 59 629 1,484 2,669 254 101 7,064 Total $ 2,153 $ 59 $ 644 $ 2,439 $ 2,935 $ 273 $ 101 $ 8,604 Loans outstanding: Individually evaluated for impairment $ 1,005 $ 0 $ 102 $ 5,936 $ 3,081 $ 144 $ 0 $ 10,268 Collectively evaluated for impairment 148,086 16,895 33,841 250,150 382,788 23,052 0 854,812 Total $ 149,091 $ 16,895 $ 33,943 $ 256,086 $ 385,869 $ 23,196 $ 0 $ 865,080 Impaired Loans Loans evaluated under ASC 310-10-35 include loans which are individually evaluated for impairment. All other loans are collectively evaluated for impairment under ASC 450-20. Impaired loans individually evaluated for impairment totaled $8.9 million and $10.3 million at March 31, 2016 and December 31, 2015, respectively, and are comprised of loans on non-accrual status and loans which have been classified as troubled debt restructurings (TDRs). The net carrying value of impaired loans is generally based on the fair values of collateral obtained through independent appraisals or internal evaluations, or by discounting the total expected future cash flows. At March 31, 2016 and December 31, 2015, $5.5 million and $6.4 million, respectively, of impaired loans were evaluated based on the fair value less estimated selling costs of the loan’s collateral. Once the impairment amount is calculated a specific reserve allocation is recorded. At March 31, 2016, $1.3 million of the Company’s allowance for loan losses was allocated to impaired loans totaling $8.9 million compared to $1.5 million of the Company's allowance for loan losses allocated to impaired loans totaling approximately $10.3 million at December 31, 2015. Management determined that $3.8 million, or 42%, of total impaired loans required no reserve allocation at March 31, 2016 compared to $4.5 million, or 44%, at December 31, 2015 primarily due to adequate collateral values , The categories of impaired loans at March 31, 2016 and December 31, 2015 are as follows: March 31, December 31, (in thousands) 2016 2015 Non-accrual loans $ 3,072 $ 4,418 Performing TDRs 5,852 5,850 Total impaired loans $ 8,924 $ 10,268 The following tables provide additional information about impaired loans at March 31, 2016 and December 31, 2015, respectively, segregated between loans for which an allowance has been provided and loans for which no allowance has been provided. Unpaid Recorded Principal Specific (in thousands) Investment Balance Reserves March 31, 2016 With no related allowance recorded: Commercial, financial and agricultural $ 433 $ 433 $ 0 Real estate - residential 1,215 1,219 0 Real estate - commercial 2,123 2,523 0 Total $ 3,771 $ 4,175 $ 0 With an allowance recorded: Commercial, financial and agricultural $ 508 $ 526 $ 260 Real estate - construction commercial 52 56 8 Real estate - residential 4,150 4,178 980 Real estate - commercial 312 371 69 Consumer 131 171 31 Total $ 5,153 $ 5,302 $ 1,348 Total impaired loans $ 8,924 $ 9,477 $ 1,348 Unpaid Recorded Principal Specific (in thousands) Investment Balance Reserves December 31, 2015 With no related allowance recorded: Commercial, financial and agricultural $ 448 $ 450 $ 0 Real estate - residential 1,645 1,712 0 Real estate - commercial 2,446 2,572 0 Total $ 4,539 $ 4,734 $ 0 With an allowance recorded: Commercial, financial and agricultural $ 557 $ 572 $ 285 Real estate - construction commercial 102 115 15 Real estate - residential 4,291 4,320 955 Real estate - commercial 635 884 266 Consumer 144 182 19 Total $ 5,729 $ 6,073 $ 1,540 Total impaired loans $ 10,268 $ 10,807 $ 1,540 The following table presents by class, information related to the average recorded investment and interest income recognized on impaired loans during the periods indicated. Three Months Ended March 31, 2016 2015 Interest Interest Average Recognized Average Recognized Recorded For the Recorded For the (in thousands) Investment Period Ended Investment Period Ended With no related allowance recorded: Commercial, financial and agricultural $ 1,520 $ 15 $ 5,525 $ 20 Real estate - construction residential 0 0 2,143 0 Real estate - construction commercial 118 0 2,319 0 Real estate - residential 1,513 39 3,180 12 Real estate - commercial 2,622 42 10,899 65 Consumer 0 0 28 0 Total $ 5,773 $ 96 $ 24,094 $ 97 With an allowance recorded: Commercial, financial and agricultural $ 984 $ 12 $ 1,798 $ 6 Real estate - construction commercial 65 0 0 0 Real estate - residential 4,553 120 4,457 26 Real estate - commercial 764 0 1,286 0 Consumer 135 0 237 0 Total $ 6,501 $ 132 $ 7,778 $ 32 Total impaired loans $ 12,274 $ 228 $ 31,872 $ 129 The recorded investment varies from the unpaid principal balance primarily due to partial charge-offs taken resulting from current appraisals received. The amount recognized as interest income on impaired loans continuing to accrue interest, primarily related to troubled debt restructurings, was $228,000 and $129,000, for the three months ended March 31, 2016 and 2015, respectively. The average recorded investment in impaired loans is calculated on a monthly basis during the periods reported. Delinquent and Non-Accrual Loans The delinquency status of loans is determined based on the contractual terms of the notes. Borrowers are generally classified as delinquent once payments become 30 days or more past due. The Company’s policy is to discontinue the accrual of interest income on any loan when, in the opinion of management, the ultimate collectibility of interest or principal is no longer probable. In general, loans are placed on non-accrual when they become 90 days or more past due. However, management considers many factors before placing a loan on non-accrual, including the delinquency status of the loan, the overall financial condition of the borrower, the progress of management’s collection efforts and the value of the underlying collateral. Non-accrual loans are returned to accrual status when, in the opinion of management, the financial condition of the borrower indicates that the timely collectibility of interest and principal is probable and the borrower demonstrates the ability to pay under the terms of the note through a sustained period of repayment performance, which is generally six months. The following table provides aging information for the Company’s past due and non-accrual loans at March 31, 2016 and December 31, 2015. Current or 90 Days Less Than Past Due 30 Days 30 - 89 Days And Still (in thousands) Past Due Past Due Accruing Non-Accrual Total March 31, 2016 Commercial, Financial, and Agricultural $ 147,386 $ 395 $ 0 $ 259 $ 148,040 Real Estate Construction - Residential 18,017 0 0 0 18,017 Real Estate Construction - Commercial 36,270 0 0 52 36,322 Real Estate Mortgage - Residential 251,366 1,783 58 1,726 254,933 Real Estate Mortgage - Commercial 391,798 289 0 904 392,991 Installment and Other Consumer 24,766 104 8 131 25,009 Total $ 869,603 $ 2,571 $ 66 $ 3,072 $ 875,312 December 31, 2015 Commercial, Financial, and Agricultural $ 148,597 $ 185 $ 1 $ 308 $ 149,091 Real Estate Construction - Residential 16,830 0 0 0 16,830 Real Estate Construction - Commercial 33,472 65 0 102 33,639 Real Estate Mortgage - Residential 251,253 2,511 0 2,322 256,086 Real Estate Mortgage - Commercial 384,053 643 0 1,542 386,238 Installment and Other Consumer 22,840 207 5 144 23,196 Total $ 857,045 $ 3,611 $ 6 $ 4,418 $ 865,080 Credit Quality The Company categorizes loans into risk categories based upon an internal rating system reflecting management’s risk assessment. Loans are placed on watch substandard troubled debt restructuring TDR) non-accrual The following table presents the risk categories by class at March 31, 2016 and December 31, 2015. (in thousands) Commercial, Real Estate Real Estate Real Estate Real Estate Installment Total At March 31, 2016 Watch $ 7,152 $ 1,064 $ 1,162 $ 23,291 $ 22,909 $ 0 $ 55,578 Substandard 230 0 37 1,929 1,613 0 3,809 Performing TDRs 683 0 0 3,639 1,530 0 5,852 Non-accrual 259 0 52 1,726 904 131 3,072 Total $ 8,324 $ 1,064 $ 1,251 $ 30,585 $ 26,956 $ 131 $ 68,311 At December 31, 2015 Watch $ 8,663 $ 1,267 $ 1,296 $ 22,191 $ 24,303 $ 186 $ 57,906 Substandard 421 0 37 3,737 1,485 36 5,716 Performing TDRs 697 0 0 3,615 1,538 0 5,850 Non-accrual 308 0 102 2,322 1,542 144 4,418 Total $ 10,089 $ 1,267 $ 1,435 $ 31,865 $ 28,868 $ 366 $ 73,890 Troubled Debt Restructurings At March 31, 2016, loans classified as TDRs totaled $6.0 million, of which $194,000 were classified as nonperforming TDRs and included in non-accrual loans and $5.9 million were classified as performing TDRs. At December 31, 2015, loans classified as TDRs totaled $6.4 million, of which $527,000 were classified as nonperforming TDRs and included in non-accrual loans and $5.9 million were classified as performing TDRs. Both performing and nonperforming TDRs are considered impaired loans. When an individual loan is determined to be a TDR, the amount of impairment is based upon the present value of expected future cash flows discounted at the loan’s effective interest rate or the fair value of the underlying collateral less applicable selling costs. Accordingly, specific reserves of $764,000 and $910,000 related to TDRs were allocated to the allowance for loan losses at March 31, 2016 and December 31, 2015, respectively. The following table summarizes loans that were modified as TDRs during the periods indicated. Three Months Ended March 31, 2016 2015 Recorded Investment (1) Recorded Investment (1) (in thousands) Number of Pre- Post- Number of Pre- Post- Troubled Debt Restructurings Commercial, financial and agricultural 0 $ 0 $ 0 3 $ 250 $ 250 Real estate mortgage - residential 1 78,148 78,148 2 144 144 Real estate mortgage - commercial 0 0 0 3 473 473 Total 1 $ 78,148 $ 78,148 8 $ 867 $ 867 (1) The amounts reported post-modification are inclusive of all partial pay-downs and charge-offs, and no portion of the debt was forgiven. Loans modified as a TDR that were fully paid down, charged-off or foreclosed upon during the period ended are not reported. The Company’s portfolio of loans classified as TDRs include concessions for the borrower given financial condition such as interest rates below the current market rate, deferring principal payments, and extending maturity dates. During the three months ended March 31, 2016, one loan meeting the TDR criteria was modified compared to eight loans during the three months ended March 31, 2015. There were no loans modified as a TDR that defaulted during the three months ended March 31, 2016 and 2015, respectively, and within twelve months of their modification date. See Lending and Credit Management

Other Real Estate and Repossess

Other Real Estate and Repossessed Assets	3 Months Ended
	Mar. 31, 2016
Other Real Estate [Abstract]
Other Real Estate and Repossessed Assets	(3) Other Real Estate and Repossessed Assets March 31, December 31, (in thousands) 2016 2015 Commercial $ 1,444 $ 1,445 Real estate construction - commercial 12,380 12,380 Real estate mortgage - residential 835 477 Real estate mortgage - commercial 4,037 4,923 Total $ 18,696 $ 19,225 Less valuation allowance for other real estate owned (3,225 ) (3,233 ) Total other real estate and repossessed assets $ 15,471 $ 15,992 Changes in the net carrying amount of other real estate and repossessed assets were as follows for the periods indicated: Three Months Ended March 31, 2016 2015 Balance at beginning of period $ 19,225 $ 15,140 Additions 742 603 Proceeds from sales (1,274 ) (883 ) Charge-offs against the valuation allowance for other real estate owned, net (46 ) (16 ) Net gain on sales 49 140 Total other real estate and repossessed assets $ 18,696 $ 14,984 Less valuation allowance for other real estate owned (3,225 ) (3,233 ) Balance at end of period $ 15,471 $ 11,751 During the three months ended March 31, 2016 and 2015, net charge-offs against the allowance for loan losses at the time of foreclosure were approximately $381,000 and $41,000, respectively. At March 31, 2016 $565,000 of consumer mortgage loans secured by residential real estate properties were in the process of foreclosure compared to $390,000 at December 31, 2015. Activity in the valuation allowance for other real estate owned was as follows for the periods indicated: Three Months Ended March 31, (in thousands) 2016 2015 Balance, beginning of period $ 3,233 $ 3,255 Provision for other real estate owned 38 (6 ) Charge-offs (46 ) (16 ) Balance, end of period $ 3,225 $ 3,233

Investment Securities

Investment Securities	3 Months Ended
	Mar. 31, 2016
Investments Debt And Equity Securities [Abstract]
Investment Securities	(4) Investment Securities The amortized cost and fair value of debt securities classified as available-for-sale at March 31, 2016 and December 31, 2015 were as follows: Gross Gross Amortized Unrealized Unrealized ( in thousands) Cost Gains Losses Fair value March 31, 2016 Government sponsored enterprises $ 42,111 $ 110 $ 9 42,212 Asset-backed securities 175,869 866 892 175,843 Obligations of states and political subdivisions 27,212 523 17 27,718 Total available-for-sale securities $ 245,192 $ 1,499 $ 918 $ 245,773 December 31, 2015 Government sponsored enterprises $ 73,605 $ 127 $ 235 $ 73,497 Asset-backed securities 130,179 440 1,768 128,851 Obligations of states and political subdivisions 32,224 493 11 32,706 Total available-for-sale securities $ 236,008 $ 1,060 $ 2,014 $ 235,054 All of the Company’s investment securities are classified as available for sale. Agency bonds and notes, agency mortgage-backed securities and agency collateralized mortgage obligations (CMO) include securities issued by the Government National Mortgage Association (GNMA), a U.S. government agency, and the Federal National Mortgage Association (FNMA), the Federal Home Loan Mortgage Corporation (FHLMC) and the Federal Home Loan Bank (FHLB), which are U.S. government-sponsored enterprises. Other investments and securities primarily consist of Federal Home Loan Bank stock and the Company’s interest in statutory trusts. These securities are reported at cost in the amount of $8.1 and $8.0 million as of March 31, 2016 and December 31, 2015, respectively. Debt securities with carrying values aggregating approximately $202.3 million and $182.7 million at March 31, 2016 and December 31, 2015, respectively, were pledged to secure public funds, securities sold under agreements to repurchase, and for other purposes as required or permitted by law. The amortized cost and fair value of debt securities classified as available-for-sale at March 31, 2016, by contractual maturity are shown below. Expected maturities may differ from contractual maturities because borrowers have the right to call or prepay obligations with or without prepayment penalties. Amortized Fair ( in thousands) Cost Value Due in one year or less $ 18,149 $ 18,155 Due after one year through five years 40,630 40,934 Due after five years through ten years 10,013 10,312 Due after ten years 531 529 Total 69,323 69,930 Asset-backed securities 175,869 175,843 Total available-for-sale securities $ 245,192 $ 245,773 Gross unrealized losses on debt securities and the fair value of the related securities, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at March 31, 2016 and December 31, 2015 were as follows: Less than 12 months 12 months or more Total Total Fair Unrealized Fair Unrealized Fair Unrealized (in thousands) Value Losses Value Losses Value Losses At March 31, 2016 Government sponsored enterprises $ 17,997 $ (9 ) $ 0 $ 0 $ 17,997 $ (9 ) Asset-backed securities 57,446 (523 ) 40,267 (369 ) 97,713 (892 ) political subdivisions 3,039 (16 ) 251 (1 ) 3,290 (17 ) Total $ 78,482 $ (548 ) $ 40,518 $ (370 ) $ 119,000 $ (918 ) (in thousands) At December 31, 2015 Government sponsored enterprises $ 43,539 $ (222 ) $ 1,002 $ (13 ) $ 44,541 $ (235 ) Asset-backed securities 56,095 (620 ) 43,576 (1,148 ) 99,671 (1,768 ) Obligations of states and political subdivisions 2,571 (6 ) 718 (5 ) 3,289 (11 ) Total $ 102,205 $ (848 ) $ 45,296 $ (1,166 ) $ 147,501 $ (2,014 ) The total available for sale portfolio consisted of approximately 268 securities at March 31, 2016. The portfolio included 67 securities having an aggregate fair value of $119.0 million that were in a loss position at March 31, 2016. Securities identified as temporarily impaired which had been in a loss position for 12 months or longer totaled $40.5 million at fair value. The $918,000 aggregate unrealized loss included in accumulated other comprehensive income at March 31, 2016 was caused by interest rate fluctuations The total available for sale portfolio consisted of approximately 316 securities at December 31, 2015. The portfolio included 111 securities having an aggregate fair value of $147.5 million that were in a loss position at December 31, 2015. Securities identified as temporarily impaired which had been in a loss position for 12 months or longer totaled $45.3 million at fair value. The $2.0 million aggregate unrealized loss included in accumulated other comprehensive income at December 31, 2015 was caused by interest rate fluctuations. Because the decline in fair value is attributable to changes in interest rates and not credit quality, these investments were not considered other-than-temporarily impaired at March 31, 2016 and December 31, 2015, respectively. In addition, the Company does not have the intent to sell these investments over the period of recovery, and it is not more likely than not that it will be required to sell such investment securities. The table presents the components of investment securities gains and losses, which have been recognized in earnings: Three Months Ended March 31, (in thousands) 2016 2015 Gains realized on sales $ 472 $ 0 Losses realized on sales 0 0 Other-than-temporary impairment recognized 0 0 Investment securities gains $ 472 $ 0

Intangible Assets

Intangible Assets	3 Months Ended
	Mar. 31, 2016
Intangible Assets
Intangible Assets	(5) Intangible Assets Mortgage Servicing Rights At March 31, 2016, the Company was servicing approximately $308.1 million of loans sold to the secondary market compared to $312.1 million at December 31, 2015, and $312.3 million at March 31, 2015. Mortgage loan servicing fees, reported as non-interest income, earned on loans sold were $210,000 for the three ended March 31, 2016 compared to $214,000 for the three months ended March 31, 2015, respectively. The table below presents changes in mortgage servicing rights (MSRs) for the periods indicated. Three Months Ended March 31, (in thousands) 2016 2015 Balance at beginning of period $ 2,847 $ 2,762 Originated mortgage servicing rights 53 119 Changes in fair value: Due to change in model inputs and assumptions (1) (3 ) (41 ) Other changes in fair value (2) (152 ) (178 ) Balance at end of period $ 2,745 $ 2,662 (1) The change in fair value resulting from changes in valuation inputs or assumptions used in the valuation model reflects the change in discount rates and prepayment speed assumptions primarily due to changes in interest rates. (2) Other changes in fair value reflect changes due to customer payments and passage of time. The following key data and assumptions were used in estimating the fair value of the Company’s MSRs as of the three months ended March 31, 2016 and 2015: Three Months Ended March 31, 2016 2015 Weighted average constant prepayment rate 10.30 % 11.19 % Weighted average note rate 3.91 % 3.94 % Weighted average discount rate 9.19 % 9.26 % Weighted average expected life (in years) 5.70 5.40

Federal funds purchased and sec

Federal funds purchased and securities sold under agreements to repurchase	3 Months Ended
	Mar. 31, 2016
Federal Funds Purchased and Securities Sold under Agreements to Repurchase [Abstract]
Federal funds purchased and securities sold under agreements to repurchase	(6) Federal funds purchased and securities sold under agreements to repurchase March 31, December 31, 2016 2015 Federal funds purchased $ 0 $ 0 Repurchase agreements 41,523 56,834 Total $ 41,523 $ 56,834 The Company offers a sweep account program whereby amounts in excess of an established limit are “swept” from the customer’s demand deposit account on a daily basis into retail repurchase agreements pursuant to individual repurchase agreements between the Company and its customers . . Repurchase Agreements Remaining Contractual Maturity of the Agreements Overnight Less Greater and than than (in thousands) continuous 90 days 90 days Total At March 31, 2016 Government sponsored enterprises $ 23,854 $ 0 $ 0 $ 23,854 Asset-backed securities 17,669 0 0 17,669 Total $ 41,523 $ 0 $ 0 $ 41,523 Repurchase Agreements Remaining Contractual Maturity of the Agreements Overnight Less Greater and than than (in thousands) continuous 90 days 90 days Total At December 31, 2015 Government sponsored enterprises $ 46,819 $ 0 $ 0 $ 46,819 Asset-backed securities 10,015 0 0 10,015 Total $ 56,834 $ 0 $ 0 $ 56,834

Income Taxes

Income Taxes	3 Months Ended
	Mar. 31, 2016
Income Tax Disclosure [Abstract]
Income Taxes	(7) Income Taxes Income taxes as a percentage of earnings before income taxes as reported in the consolidated financial statements were 32.6% for the three months ended March 31, 2016 compared to 34.4% for the three months ended March 31, 2015. The decrease in tax rates quarter over quarter is primarily due to an immaterial return to provision adjustment. The ultimate realization of deferred tax assets is dependent upon the generation of future taxable income during the periods in which those temporary differences become deductible. Management considers the scheduled reversal of deferred tax liabilities, projected future taxable income, taxable income available in carryback years, and tax planning strategies in making this assessment. Based upon the level of historical taxable income and projections for future taxable income over the periods in which the deferred tax assets are deductible, management believes it is more likely than not the Company will realize the benefits of these temporary differences at March 31, 2016 and, therefore, did not establish a valuation reserve.

Stockholders' Equity

Stockholders' Equity	3 Months Ended
	Mar. 31, 2016
Stockholders' Equity Note [Abstract]
Stockholders' Equity	(8) Stockholders’ Equity Accumulated Other Comprehensive (Loss) Income The following details the change in the components of the Company’s accumulated other comprehensive (loss) income for the three months ended March 31, 2016 and 2015: Three months ended March 31, 2016 Accumulated Unrecognized Net Other Unrealized Pension and Comprehensive Gain (Loss) Postretirement (Loss) (in thousands) on Securities (1) Costs (2) Income Balance at beginning of period $ (591 ) $ (1,427 ) $ (2,018 ) Other comprehensive income,before reclassifications 2,006 21 2,027 Amounts reclassified from accumulated other comprehensive income (472 ) 0 (472 ) Current period other comprehensive income, before tax 1,534 21 1,555 Income tax expense (583 ) (8 ) (591 ) Current period other comprehensive income, net of tax 951 13 964 Balance at end of period $ 360 $ (1,414 ) $ (1,054 ) Three months ended March 31, 2015 Accumulated Unrecognized Net Other Unrealized Pension and Comprehensive Gain (Loss) Postretirement (Loss) (in thousands) on Securities (1) Costs (2) Income Balance at beginning of period $ 214 $ (1,442 ) $ (1,228 ) Other comprehensive income, before reclassifications 781 0 781 Amounts reclassified from accumulated other comprehensive income 0 36 36 Current period other comprehensive income, before tax 781 36 817 Income tax expense (297 ) (13 ) (310 ) Current period other comprehensive income, net of tax 484 23 507 Balance at end of period $ 698 $ (1,419 ) $ (721 ) (1) The pre-tax amounts reclassified from accumulated other comprehensive income (loss) are included in gain on sale of investment securities (2) The pre-tax amounts reclassified from accumulated other comprehensive income (loss) are included in the computation of net periodic pension cost.

Employee Benefit Plans

Employee Benefit Plans	3 Months Ended
	Mar. 31, 2016
Compensation and Retirement Disclosure [Abstract]
Employee Benefit Plans	(9) Employee Benefit Plans Employee Benefits Employee benefits charged to operating expenses are summarized in the table below for the periods indicated. Three Months Ended March 31, (in thousands) 2016 2015 Payroll taxes $ 296 $ 329 Medical plans 512 508 401k match and profit sharing 181 272 Pension plan 307 348 Other 16 19 Total employee benefits $ 1,312 $ 1,476 The Company’s profit-sharing plan includes a matching 401k portion, in which the Company matches the first 3% of eligible employee contributions. The Company made annual contributions in an amount up to 6% of income before income taxes and before contributions to the profit-sharing and pension plans for all participants, limited to the maximum amount deductible for federal income tax purposes, for each of the periods shown. In addition, employees were able to make additional tax-deferred contributions. Pension The Company provides a noncontributory defined benefit pension plan for all full-time employees. An employer is required to recognize the funded status of a defined benefit postretirement plan as an asset or liability in its balance sheet and to recognize changes in that funded status in the year in which the changes occur through comprehensive income. Under the Company’s funding policy for the defined benefit pension plan, contributions are made to a trust as necessary to provide for current service and for any unfunded accrued actuarial liabilities over a reasonable period. To the extent that these requirements are fully covered by assets in the trust, a contribution might not be made in a particular year. A pension contribution in the amount of $772,000 was made on April 15, 2016. Components of Net Pension Cost and Other Amounts Recognized in Accumulated Other Comprehensive Income The following items are components of net pension cost for the periods indicated: Estimated Actual (in thousands) 2016 2015 Service cost - benefits earned during the year $ 1,179 $ 1,325 Interest costs on projected benefit obligations 956 838 Expected return on plan assets (1,057 ) (957 ) Expected administrative expenses 70 40 Amortization of prior service cost 79 79 Amortization of unrecognized net loss 0 66 Net periodic pension expense $ 1,227 $ 1,391 Pension expense - three months ended March 31, (actual) $ 307 $ 348

Stock Compensation

Stock Compensation	3 Months Ended
	Mar. 31, 2016
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Stock Compensation	(10) Stock Compensation The Company’s stock option plan provides for the grant of options to purchase up to 592,168 shares of the Company’s common stock to officers and other key employees of the Company and its subsidiaries. All options have been granted at exercise prices equal to fair value and vest over periods ranging from four to five years. The following table summarizes the Company’s stock option activity: Weighted Weighted Average Aggregate Number average Contractual Intrinsic of Exercise Term Value Shares Price (in years) ($000) Outstanding, beginning of period 62,745 $ 21.50 Granted 0 0.00 Exercised 0 0.00 Forfeited or expired (20,007 ) 22.77 Outstanding, March 31, 2016 42,738 $ 20.91 1.75 $ 0.00 Exercisable, March 31, 2016 35,255 $ 21.96 1.59 $ 0.00 Options have been adjusted to reflect a 4% stock dividend paid on July 1, 2015. Total stock-based compensation expense was $5,000 and $4,000 for the three months ended March 31, 2016 and 2015, respectively. As of March 31, 2016, the total unrecognized compensation expense related to non-vested stock awards was $15,000 and the related weighted average period over which it is expected to be recognized is approximately 0.47 years.

Earnings per Share

Earnings per Share	3 Months Ended
	Mar. 31, 2016
Earnings Per Share [Abstract]
Earnings per Share	(11) Earnings per Share Stock Dividend Basic earnings per share is computed by dividing income available to shareholders by the weighted average number of shares outstanding during the year. Diluted earnings per share gives effect to all dilutive potential shares that were outstanding during the year. The calculations of basic and diluted earnings per share are as follows for the periods indicated: Three Months Ended March 31, (dollars in thousands, except per share data) 2016 2015 Basic earnings per share: Net income available to shareholders $ 1,998 $ 2,138 Basic earnings per share $ 0.37 $ 0.39 Diluted earnings per share: Net income available to shareholders $ 1,998 $ 2,138 Average shares outstanding 5,436,604 5,443,344 Effect of dilutive stock options 0 0 Average shares outstanding including dilutive stock options 5,436,604 5,443,344 Diluted earnings per share $ 0.37 0.39 Under the treasury stock method, outstanding stock options are dilutive when the average market price of the Company’s common stock, when combined with the effect of any unamortized compensation expense, exceeds the option price during the period, except when the Company has a loss from continuing operations available to shareholders. In addition, proceeds from the assumed exercise of dilutive options along with the related tax benefit are assumed to be used to repurchase common shares at the average market price of such stock during the period. Options to purchase 42,738 and 84,830 shares during the three months ended March 31, 2016 and 2015, respectively, were not included in the respective computations of diluted earnings per share because the exercise price of the option, when combined with the effect of the unamortized compensation expense, was greater than the average market price of the common shares and were considered anti-dilutive. Repurchase Program The table below shows activity in the outstanding shares of the Company's common stock during the past three years. Shares in the table below are presented on a historical basis and have not been restated for the annual 4% stock dividends. Number of shares March 31, December 31, March 31, 2016 2015 2015 Outstanding, beginning of year 5,441,190 5,233,986 5,233,986 Issuance of stock: 4% stock dividend 0 209,359 209,359 Purchase of treasury stock (8,635 ) (2,155 ) 0 Outstanding, end of year 5,432,555 5,441,190 5,443,344 Except as noted in the above table, all share and per share amounts in this note have been restated for the 4% common stock dividend distributed July 1, 2015.

Fair Value Measurements

Fair Value Measurements	3 Months Ended
	Mar. 31, 2016
Fair Value Disclosures [Abstract]
Fair Value Measurements	(12) Fair Value Measurements The Company uses fair value measurements to record fair value adjustments to certain financial and nonfinancial assets and liabilities. The FASB ASC Topic 820, Fair Value Measurements and Disclosures, The fair value hierarchy is as follows: Level 1 – Inputs are unadjusted quoted prices for identical assets or liabilities in active markets. Level 2 – Inputs other than quoted prices included in Level 1 that are observable for the asset or liability, either directly or indirectly. These might include quoted prices for similar assets and liabilities in active markets, such as interest rates and yield curves that are observable at commonly quoted intervals. Level 3 – Inputs are unobservable inputs for the asset or liability and significant to the fair value. These may be internally developed using the Company’s best information and assumptions that a market participant would consider. ASC Topic 820 also provides guidance on determining fair value when the volume and level of activity for the asset or liability have significantly decreased and on identifying circumstances when a transaction may not be considered orderly. The Company is required to disclose assets and liabilities measured at fair value on a recurring basis separate from those measured at fair value on a nonrecurring basis. Nonfinancial assets measured at fair value on a nonrecurring basis would include foreclosed real estate, long-lived assets, and core deposit intangible assets, which are reviewed when circumstances or other events indicate that impairment may have occurred. Valuation Methods for Instruments Measured at Fair Value on a Recurring Basis Following is a description of the Company’s valuation methodologies used for assets and liabilities recorded at fair value on a recurring basis: Available-for-Sale Securities The fair value measurements of the Company’s investment securities are determined by a third party pricing service which considers observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information and the bond’s terms and conditions, among other things. The fair value measurements are subject to independent verification to another pricing source by management each quarter for reasonableness. Securities classified as available-for-sale are reported at fair value utilizing Level 2 inputs. Mortgage Servicing Rights The fair value of mortgage servicing rights is based on the discounted value of estimated future cash flows utilizing contractual cash flows, servicing rate, constant prepayment rate, servicing cost, and discount rate factors. Accordingly, the fair value is estimated based on a valuation model that calculates the present value of estimated future net servicing income. The model incorporates assumptions that market participants use in estimating future net servicing income, including estimates of prepayment speeds, market discount rates, cost to service, float earnings rates, and other ancillary income, including late fees. The valuation models estimate the present value of estimated future net servicing income. The Company classifies its servicing rights as Level 3. Fair Value Measurements Quoted Prices in Active Markets for Other Significant Identical Observable Unobservable Assets Inputs Inputs (in thousands) Fair Value (Level 1) (Level 2) (Level 3) March 31, 2016 Assets: Government sponsored enterprises $ 42,212 $ 0 $ 42,212 $ 0 Asset-backed securities 175,843 0 175,843 0 Obligations of states and political subdivisions 27,718 0 27,718 0 Mortgage servicing rights 2,745 0 0 2,745 Total $ 248,518 $ 0 $ 245,773 $ 2,745 December 31, 2015 Assets: Government sponsored enterprises $ 73,497 $ 0 73,497 0 Asset-backed securities 128,851 0 128,851 0 Obligations of states and political subdivisions 32,706 0 32,706 0 Mortgage servicing rights 2,847 0 0 2,847 Total $ 237,901 $ 0 $ 235,054 $ 2,847 The changes in Level 3 assets and liabilities measured at fair value on a recurring basis are summarized as follows: Fair Value Measurements Using Significant Unobservable Inputs (Level 3) Mortgage Servicing Rights Three Months Ended March 31, (in thousands) 2016 2015 Balance at beginning of period $ 2,847 $ 2,762 Total gains or losses (realized/unrealized): Included in earnings (155 ) (219 ) Included in other comprehensive income 0 0 Purchases 0 0 Sales 0 0 Issues 53 119 Settlements 0 0 Balance at end of period $ 2,745 $ 2,662 The change in valuation of mortgage servicing rights Quantitative Information about Level 3 Fair Value Measurements Valuation Technique Unobservable Inputs Input Value Three Months Ended March 31, 2016 2015 Mortgage servicing rights Discounted cash flows Weighted average constant prepayment rate 10.30 % 11.19 % Weighted average note rate 3.91 % 3.94 % Weighted average discount rate 9.19 % 9.26 % Weighted average expected life (in years) 5.70 5.40 Valuation methods for instruments measured at fair value on a nonrecurring basis Following is a description of the Company’s valuation methodologies used for assets and liabilities recorded at fair value on a nonrecurring basis: Impaired Loans The Company does not record loans at fair value on a recurring basis other than loans that are considered impaired. The net carrying value of impaired loans is generally based on fair values of the underlying collateral obtained through independent appraisals or internal evaluations, or by discounting the total expected future cash flows. Once the fair value of the collateral has been determined and any impairment amount calculated, a specific reserve allocation is made. Because many of these inputs are not observable, the measurements are classified as Level 3. As of March 31, 2016, the Company identified $5.2 million in impaired loans that had specific allowances for losses aggregating $1.3 million. Related to these loans, there was $560,000 in charge-offs recorded during the three months ended March 31, 2016. As of March 31, 2015, the Company identified $7.7 million in impaired loans that had specific allowances for losses aggregating $2.4 million. Related to these loans, there was $95,000 in charge-offs recorded during the three months ended March 31, 2015. Other Real Estate and Foreclosed Assets Other real estate and foreclosed assets consisted of loan collateral that has been repossessed through foreclosure. This collateral is comprised of commercial and residential real estate and other non-real estate property, including autos, manufactured homes, and construction equipment. Other real estate assets are recorded as held for sale initially at the lower of the loan balance or fair value of the collateral less estimated selling costs. The Company relies on external appraisals and assessment of property values by internal staff. In the case of non-real estate collateral, reliance is placed on a variety of sources, including external estimates of value and judgment based on experience and expertise of internal specialists. Subsequent to foreclosure, valuations are updated periodically, and the assets may be written down to reflect a new cost basis. Because many of these inputs are not observable, the measurements are classified as Level 3. Fair Value Measurements Using Quoted Prices Three in Active Months Markets for Other Significant Ended Identical Observable Unobservable March 31, Total Assets Inputs Inputs Total Gains (in thousands) Fair Value (Level 1) (Level 2) (Level 3) (Losses)* March 31, 2016 Assets: Impaired loans: Commercial, financial, & agricultural $ 248 $ 0 $ 0 $ 248 $ (359 ) Real estate construction - commercial 44 0 0 44 0 Real estate mortgage - residential 3,170 0 0 3,170 (35 ) Real estate mortgage - commercial 243 0 0 243 (154 ) Consumer 100 0 0 100 (12 ) Total $ 3,805 $ 0 $ 0 $ 3,805 $ (560 ) Other real estate and foreclosed assets $ 15,471 $ 0 $ 0 $ 15,471 $ 33 March 31, 2015 Assets: Impaired loans: Commercial, financial, & agricultural $ 1,130 $ 0 $ 0 $ 1,130 $ 0 Real estate mortgage - residential 3,169 0 0 3,169 (71 ) Real estate mortgage - commercial 818 0 0 818 (23 ) Consumer 174 0 0 174 (1 ) Total $ 5,291 $ 0 $ 0 $ 5,291 $ (95 ) Other real estate and foreclosed assets $ 11,751 $ 0 $ 0 $ 11,751 $ 228 * Total gains (losses) reported for other real estate and foreclosed assets includes charge-offs, valuation write downs, and net losses taken during the periods reported.

Fair Value of Financial Instrum

Fair Value of Financial Instruments	3 Months Ended
	Mar. 31, 2016
Financial Instruments, Owned, at Fair Value [Abstract]
Fair Value of Financial Instruments	(13) Fair Value of Financial Instruments The following methods and assumptions were used to estimate the fair value of each class of financial instruments for which it is practicable to estimate such value: Loans The fair values of loans are estimated by discounting the expected future cash flows using the current rates at which similar loans could be made to borrowers with similar credit ratings and for the same remaining maturities. The net carrying amount of impaired loans is generally based on the fair values of collateral obtained through independent appraisals or internal evaluations, or by discounting the total expected future cash flows. This method of estimating fair value does not incorporate the exit-price concept of fair value prescribed by ASC Topic 820. Investment Securities A detailed description of the fair value measurement of the debt instruments in the available-for-sale sections of the investment security portfolio is provided in the Fair Value Measurement Investment Securities Federal Home Loan Bank (FHLB) Stock Ownership of equity securities of FHLB is restricted and there is no established market for their resale. The carrying amount is a reasonable estimate of fair value. Federal Funds Sold, Cash, and Due from Banks The carrying amounts of short-term federal funds sold and securities purchased under agreements to resell, interest earning deposits with banks, and cash and due from banks approximate fair value. Federal funds sold and securities purchased under agreements to resell classified as short-term generally mature in 90 days or less. Mortgage Servicing Rights The fair value of mortgage servicing rights is based on the discounted value of estimated future cash flows utilizing contractual cash flows, servicing rate, constant prepayment rate, servicing cost, and discount rate factors. Accordingly, the fair value is estimated based on a valuation model that calculates the present value of estimated future net servicing income. The model incorporates assumptions that market participants use in estimating future net servicing income, including estimates of prepayment speeds, market discount rates, cost to service, float earnings rates, and other ancillary income, including late fees. Cash Surrender Value - Life Insurance The fair value of Bank owned life insurance (BOLI) approximates the carrying amount. Upon liquidation of these investments, the Company would receive the cash surrender value which equals the carrying amount. Accrued Interest Receivable and Payable For accrued interest receivable and payable, the carrying amount is a reasonable estimate of fair value because of the short maturity for these financial instruments. Deposits The fair value of deposits with no stated maturity, such as noninterest-bearing demand, NOW accounts, savings, and money market, is equal to the amount payable on demand. The fair value of time deposits is based on the discounted value of contractual cash flows. The discount rate is estimated using the rates currently offered for deposits of similar remaining maturities. Securities Sold under Agreements to Repurchase and Interest-bearing Demand Notes to U.S. Treasury For securities sold under agreements to repurchase and interest-bearing demand notes to U.S. Treasury, the carrying amount is a reasonable estimate of fair value, as such instruments reprice in a short time period. Subordinated Notes and Other Borrowings The fair value of subordinated notes and other borrowings is based on the discounted value of contractual cashflows. The discount rate is estimated using the rates currently offered for other borrowed money of similar remaining maturities. A summary of the carrying amounts and fair values of the Company’s financial instruments at March 31, 2016 and December 31, 2015 is as follows: March 31, 2016 Fair Value Measurements Quoted Prices in Active Net Markets for Other Significant March 31, 2016 Identical Observable Unobservable Carrying Fair Assets Inputs Inputs (in thousands) Amount Value (Level 1) (Level 2) (Level 3) Assets: Cash and due from banks $ 18,184 $ 18,184 $ 18,184 $ 0 $ 0 Federal funds sold and overnight interest-bearing deposits 24,587 24,587 24,587 0 0 Investment in available-for-sale securities 245,773 245,773 0 245,773 0 Loans, net 866,681 867,720 0 0 867,720 Investment in FHLB stock 3,433 3,433 0 3,433 0 Mortgage servicing rights 2,745 2,745 0 0 2,745 Cash surrender value - life insurance 2,361 2,361 0 2,361 0 Accrued interest receivable 4,510 4,510 4,510 0 0 $ 1,168,274 $ 1,169,313 $ 47,281 $ 251,567 $ 870,465 Liabilities: Deposits: Non-interest bearing demand $ 216,886 $ 216,886 $ 216,886 $ 0 $ 0 Savings, interest checking and money market 485,759 485,759 485,759 0 0 Time deposits 289,915 289,896 0 0 289,896 Federal funds purchased and securities sold under agreements to repurchase 41,523 41,523 41,523 0 0 Subordinated notes 49,486 33,455 0 33,455 0 Federal Home Loan Bank advances 50,000 50,927 0 50,927 0 Accrued interest payable 379 379 379 0 0 $ 1,133,948 $ 1,118,825 $ 744,547 $ 84,382 $ 289,896 December 31, 2015 Fair Value Measurements Quoted Prices in Active Net Markets for Other Significant December 31, 2015 Identical Observable Unobservable Carrying Fair Assets Inputs Inputs (in thousands) amount value (Level 1) (Level 2) (Level 3) Assets: Cash and due from banks $ 20,484 $ 20,484 $ 20,484 $ 0 $ 0 Federal funds sold and overnight interest-bearing deposits 7,893 7,893 7,893 0 0 Investment in available-for-sale securities 235,054 235,054 0 235,054 0 Loans, net 856,476 854,775 0 0 854,775 Investment in FHLB stock 3,390 3,390 0 3,390 0 Mortgage servicing rights 2,847 2,847 0 0 2,847 Cash surrender value - life insurance 2,348 2,348 0 2,348 0 Accrued interest receivable 4,853 4,853 4,853 0 0 $ 1,133,345 $ 1,131,644 $ 33,230 $ 240,792 $ 857,622 Liabilities: Deposits: Non-interest bearing demand $ 208,035 $ 208,035 $ 208,035 $ 0 $ 0 Savings, interest checking and money market 441,080 441,080 441,080 0 0 Time deposits 298,082 298,323 0 0 298,323 Federal funds purchased and securities sold under agreements to repurchase 56,834 56,834 56,834 0 0 Subordinated notes 49,486 40,821 0 40,821 0 Federal Home Loan Bank advances 50,000 52,340 0 52,340 0 Accrued interest payable 382 382 382 0 0 $ 1,103,899 $ 1,097,815 $ 706,331 $ 93,161 $ 298,323 Off-Balance Sheet Financial Instruments The fair value of commitments to extend credit and standby letters of credit is estimated using the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements, the likelihood of the counterparties drawing on such financial instruments, and the present creditworthiness of such counterparties. The Company believes such commitments have been made on terms that are competitive in the markets in which it operates. Limitations The fair value estimates provided are made at a point in time based on market information and information about the financial instruments. Because no market exists for a portion of the Company’s financial instruments, fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics of various financial instruments, and other factors. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and, therefore, cannot be determined with precision. Changes in assumptions could significantly affect the fair value estimates.

Repurchase Reserve Liability

Repurchase Reserve Liability	3 Months Ended
	Mar. 31, 2016
Repurchase Reserve Liability [Abstract]
Repurchase Reserve Liability	(14) Repurchase Reserve Liability The Company’s repurchase reserve liability for estimated losses incurred on sold loans was $160,000 at both March 31, 2016 and December 31, 2015. This liability represents management’s estimate of the potential repurchase or make-whole liability for residential mortgage loans originated for sale that may arise from representation and warranty claims that could relate to a variety of issues, including but not limited to, misrepresentation of facts, appraisal issues, or program requirements that may not meet investor guidelines. At March 31, 2015, the Company accrued $39,000 for one repurchase loss that was remitted in April 2015. At March 31, 2016, the Company was servicing 2,986 loans sold to the secondary market with a balance of approximately $308.1 million compared to 3,024 loans sold with a balance of approximately $312.1 million at December 31, 2015. Three Months Ended March 31, (in thousands) 2016 2015 Balance at beginning of year $ 160 $ 160 Provision for repurchase liability 0 40 Reimbursement of expenses 0 (40 ) Balance at end of year $ 160 $ 160

Commitments and Contingencies

Commitments and Contingencies	3 Months Ended
	Mar. 31, 2016
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingencies	(15) Commitments and Contingencies The Company issues financial instruments with off-balance-sheet risk in the normal course of business of meeting the financing needs of its customers. These financial instruments include commitments to extend credit and standby letters of credit. These instruments may involve, to varying degrees, elements of credit and interest rate risk in excess of the amounts recognized in the consolidated balance sheets. The Company’s extent of involvement and maximum potential exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit and standby letters of credit is represented by the contractual amount of these instruments. The Company uses the same credit policies in making commitments and conditional obligations as it does for financial instruments included on its consolidated balance sheets. At March 31, 2016, no amounts have been accrued for any estimated losses for these financial instruments. The contractual amount of off-balance-sheet financial instruments were as follows as of the dates indicated: March 31, December 31, (in thousands) 2016 2015 Commitments to extend credit $ 232,687 $ 161,306 Commitments to originate residential first and second mortgage loans 5,611 3,175 Standby letters of credit 1,462 1,466 Total 239,760 165,947 Commitments Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since certain of the commitments and letters of credit are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. The Company evaluates each customer’s creditworthiness on a case-by-case basis. The amount of collateral obtained, if deemed necessary by the Company upon extension of credit, is based on management’s credit evaluation of the customer. Collateral held varies, but may include accounts receivable, inventory, furniture and equipment, and real estate. Standby letters of credit are conditional commitments issued by the Company to guarantee the performance of a customer to a third party. These standby letters of credit are primarily issued to support contractual obligations of the Company’s customers. The approximate remaining term of standby letters of credit range from one month to five years at March 31, 2016. Pending Litigation The Company and its subsidiaries are defendants in various legal actions incidental to the Company’s past and current business activities. Based on the Company’s analysis, and considering the inherent uncertainties associated with litigation, management does not believe that it is reasonably possible that these legal actions will materially adversely affect the Company’s consolidated financial condition or results of operations in the near term. The Company records a loss accrual for all legal matters for which it deems a loss is probable and can be reasonably estimated. Some legal matters, which are at early stages in the legal process, have not yet progressed to the point where a loss is deemed probable or an amount can be estimated.

Summary of Significant Accoun23

Summary of Significant Accounting Policies (Policies)	3 Months Ended
	Mar. 31, 2016
Accounting Policies [Abstract]
Stock Dividend	Stock Dividend
Consolidation	Consolidation Amendments to the Consolidation Analysis,
Intangible Assets	Intangible Assets Customer's Accounting for Fees Paid in a Cloud Computing Arrangement

Loans and Allowance for Loan 24

Loans and Allowance for Loan Losses (Tables)	3 Months Ended
	Mar. 31, 2016
Loans and Leases Receivable Disclosure [Abstract]
Schedule of summary of loans, by major class within the Company's loan portfolio	March 31, December 31, (in thousands) 2016 2015 Commercial, financial, and agricultural $ 148,040 $ 149,091 Real estate construction - residential 18,017 16,895 Real estate construction - commercial 36,322 33,943 Real estate mortgage - residential 254,933 256,086 Real estate mortgage - commercial 392,991 385,869 Installment and other consumer 25,009 23,196 Total loans $ 875,312 $ 865,080
Schedule of summary of the allowance for loan losses	Three Months Ended March 31, 2016 Commercial, Real Estate Real Estate Real Estate Real Estate Installment Financial, & Construction - Construction - Mortgage - Mortgage - Loans to Un- (in thousands) Agricultural Residential Commercial Residential Commercial Individuals allocated Total Balance at beginning of period $ 2,153 $ 59 $ 644 $ 2,439 $ 2,935 $ 273 $ 101 $ 8,604 Additions: Provision for loan losses (12 ) (15 ) 33 32 276 (6 ) (58 ) 250 Deductions: Loans charged off 103 0 1 206 82 56 0 448 Less recoveries on loans (97 ) 0 (11 ) (8 ) (61 ) (48 ) 0 (225 ) Net loans charged off 6 0 (10 ) 198 21 8 0 223 Balance at end of period $ 2,135 $ 44 $ 687 $ 2,273 $ 3,190 $ 259 $ 43 $ 8,631 Three Months Ended March 31, 2015 Commercial, Real Estate Real Estate Real Estate Real Estate Installment Financial, & Construction - Construction - Mortgage - Mortgage - Loans to Un- (in thousands) Agricultural Residential Commercial Residential Commercial Individuals allocated Total Balance at beginning of period $ 1,779 $ 171 $ 466 $ 2,527 $ 3,846 $ 270 $ 40 $ 9,099 Additions: Provision for loan losses (185 ) (300 ) (92 ) 241 259 (67 ) 144 0 Deductions: Loans charged off 28 0 0 71 24 48 0 171 Less recoveries on loans (575 ) (177 ) 0 (12 ) (34 ) (35 ) 0 (833 ) Net loans charged off (547 ) (177 ) 0 59 (10 ) 13 0 (662 ) Balance at end of period $ 2,141 $ 48 $ 374 $ 2,709 $ 4,115 $ 190 $ 184 $ 9,761 Commercial, Real Estate Real Estate Real Estate Real Estate Installment Financial, and Construction - Construction - Mortgage - Mortgage - Loans to Un- (in thousands) Agricultural Residential Commercial Residential Commercial Individuals allocated Total March 31, 2016 Allowance for loan losses: Individually evaluated for impairment $ 260 $ 0 $ 8 $ 980 $ 69 $ 31 $ 0 $ 1,348 Collectively evaluated for impairment 1,875 44 679 1,293 3,121 228 43 7,283 Total $ 2,135 $ 44 $ 687 $ 2,273 $ 3,190 $ 259 $ 43 $ 8,631 Loans outstanding: Individually evaluated for impairment $ 941 $ 0 $ 52 $ 5,365 $ 2,435 $ 131 $ 0 $ 8,924 Collectively evaluated for impairment 147,099 18,017 36,270 249,568 390,556 24,878 0 866,388 Total $ 148,040 $ 18,017 $ 36,322 $ 254,933 $ 392,991 $ 25,009 $ 0 $ 875,312 December 31, 2015 Allowance for loan losses: Individually evaluated for impairment $ 285 $ 0 $ 15 $ 955 $ 266 $ 19 $ 0 $ 1,540 Collectively evaluated for impairment 1,868 59 629 1,484 2,669 254 101 7,064 Total $ 2,153 $ 59 $ 644 $ 2,439 $ 2,935 $ 273 $ 101 $ 8,604 Loans outstanding: Individually evaluated for impairment $ 1,005 $ 0 $ 102 $ 5,936 $ 3,081 $ 144 $ 0 $ 10,268 Collectively evaluated for impairment 148,086 16,895 33,841 250,150 382,788 23,052 0 854,812 Total $ 149,091 $ 16,895 $ 33,943 $ 256,086 $ 385,869 $ 23,196 $ 0 $ 865,080
Schedule of impaired loans	March 31, December 31, (in thousands) 2016 2015 Non-accrual loans $ 3,072 $ 4,418 Performing TDRs 5,852 5,850 Total impaired loans $ 8,924 $ 10,268 Unpaid Recorded Principal Specific (in thousands) Investment Balance Reserves March 31, 2016 With no related allowance recorded: Commercial, financial and agricultural $ 433 $ 433 $ 0 Real estate - residential 1,215 1,219 0 Real estate - commercial 2,123 2,523 0 Total $ 3,771 $ 4,175 $ 0 With an allowance recorded: Commercial, financial and agricultural $ 508 $ 526 $ 260 Real estate - construction commercial 52 56 8 Real estate - residential 4,150 4,178 980 Real estate - commercial 312 371 69 Consumer 131 171 31 Total $ 5,153 $ 5,302 $ 1,348 Total impaired loans $ 8,924 $ 9,477 $ 1,348 Unpaid Recorded Principal Specific (in thousands) Investment Balance Reserves December 31, 2015 With no related allowance recorded: Commercial, financial and agricultural $ 448 $ 450 $ 0 Real estate - residential 1,645 1,712 0 Real estate - commercial 2,446 2,572 0 Total $ 4,539 $ 4,734 $ 0 With an allowance recorded: Commercial, financial and agricultural $ 557 $ 572 $ 285 Real estate - construction commercial 102 115 15 Real estate - residential 4,291 4,320 955 Real estate - commercial 635 884 266 Consumer 144 182 19 Total $ 5,729 $ 6,073 $ 1,540 Total impaired loans $ 10,268 $ 10,807 $ 1,540 Three Months Ended March 31, 2016 2015 Interest Interest Average Recognized Average Recognized Recorded For the Recorded For the (in thousands) Investment Period Ended Investment Period Ended With no related allowance recorded: Commercial, financial and agricultural $ 1,520 $ 15 $ 5,525 $ 20 Real estate - construction residential 0 0 2,143 0 Real estate - construction commercial 118 0 2,319 0 Real estate - residential 1,513 39 3,180 12 Real estate - commercial 2,622 42 10,899 65 Consumer 0 0 28 0 Total $ 5,773 $ 96 $ 24,094 $ 97 With an allowance recorded: Commercial, financial and agricultural $ 984 $ 12 $ 1,798 $ 6 Real estate - construction commercial 65 0 0 0 Real estate - residential 4,553 120 4,457 26 Real estate - commercial 764 0 1,286 0 Consumer 135 0 237 0 Total $ 6,501 $ 132 $ 7,778 $ 32 Total impaired loans $ 12,274 $ 228 $ 31,872 $ 129
Schedule of aging information for the Company's past due and non-accrual loans	Current or 90 Days Less Than Past Due 30 Days 30 - 89 Days And Still (in thousands) Past Due Past Due Accruing Non-Accrual Total March 31, 2016 Commercial, Financial, and Agricultural $ 147,386 $ 395 $ 0 $ 259 $ 148,040 Real Estate Construction - Residential 18,017 0 0 0 18,017 Real Estate Construction - Commercial 36,270 0 0 52 36,322 Real Estate Mortgage - Residential 251,366 1,783 58 1,726 254,933 Real Estate Mortgage - Commercial 391,798 289 0 904 392,991 Installment and Other Consumer 24,766 104 8 131 25,009 Total $ 869,603 $ 2,571 $ 66 $ 3,072 $ 875,312 December 31, 2015 Commercial, Financial, and Agricultural $ 148,597 $ 185 $ 1 $ 308 $ 149,091 Real Estate Construction - Residential 16,830 0 0 0 16,830 Real Estate Construction - Commercial 33,472 65 0 102 33,639 Real Estate Mortgage - Residential 251,253 2,511 0 2,322 256,086 Real Estate Mortgage - Commercial 384,053 643 0 1,542 386,238 Installment and Other Consumer 22,840 207 5 144 23,196 Total $ 857,045 $ 3,611 $ 6 $ 4,418 $ 865,080
Schedule of risk categories by class	(in thousands) Commercial, Real Estate Real Estate Real Estate Real Estate Installment Total At March 31, 2016 Watch $ 7,152 $ 1,064 $ 1,162 $ 23,291 $ 22,909 $ 0 $ 55,578 Substandard 230 0 37 1,929 1,613 0 3,809 Performing TDRs 683 0 0 3,639 1,530 0 5,852 Non-accrual 259 0 52 1,726 904 131 3,072 Total $ 8,324 $ 1,064 $ 1,251 $ 30,585 $ 26,956 $ 131 $ 68,311 At December 31, 2015 Watch $ 8,663 $ 1,267 $ 1,296 $ 22,191 $ 24,303 $ 186 $ 57,906 Substandard 421 0 37 3,737 1,485 36 5,716 Performing TDRs 697 0 0 3,615 1,538 0 5,850 Non-accrual 308 0 102 2,322 1,542 144 4,418 Total $ 10,089 $ 1,267 $ 1,435 $ 31,865 $ 28,868 $ 366 $ 73,890
Schedule of summary of loans that were modified as TDRs	Three Months Ended March 31, 2016 2015 Recorded Investment (1) Recorded Investment (1) (in thousands) Number of Pre- Post- Number of Pre- Post- Troubled Debt Restructurings Commercial, financial and agricultural 0 $ 0 $ 0 3 $ 250 $ 250 Real estate mortgage - residential 1 78,148 78,148 2 144 144 Real estate mortgage - commercial 0 0 0 3 473 473 Total 1 $ 78,148 $ 78,148 8 $ 867 $ 867 (1) The amounts reported post-modification are inclusive of all partial pay-downs and charge-offs, and no portion of the debt was forgiven. Loans modified as a TDR that were fully paid down, charged-off or foreclosed upon during the period ended are not reported.

Other Real Estate and Reposse25

Other Real Estate and Repossessed Assets (Tables)	3 Months Ended
	Mar. 31, 2016
Other Real Estate [Abstract]
Schedule of summary of real estate and other assets acquired in settlement of loans	March 31, December 31, (in thousands) 2016 2015 Commercial $ 1,444 $ 1,445 Real estate construction - commercial 12,380 12,380 Real estate mortgage - residential 835 477 Real estate mortgage - commercial 4,037 4,923 Total $ 18,696 $ 19,225 Less valuation allowance for other real estate owned (3,225 ) (3,233 ) Total other real estate and repossessed assets $ 15,471 $ 15,992
Schedule of changes in the net carrying amount of other real estate owned and repossessed assets	Three Months Ended March 31, 2016 2015 Balance at beginning of period $ 19,225 $ 15,140 Additions 742 603 Proceeds from sales (1,274 ) (883 ) Charge-offs against the valuation allowance for other real estate owned, net (46 ) (16 ) Net gain on sales 49 140 Total other real estate and repossessed assets $ 18,696 $ 14,984 Less valuation allowance for other real estate owned (3,225 ) (3,233 ) Balance at end of period $ 15,471 $ 11,751
Schedule of summary of activity in valuation allowance for other real estate owned in settlement of loans	Three Months Ended March 31, (in thousands) 2016 2015 Balance, beginning of period $ 3,233 $ 3,255 Provision for other real estate owned 38 (6 ) Charge-offs (46 ) (16 ) Balance, end of period $ 3,225 $ 3,233

Investment Securities (Tables)

Investment Securities (Tables)	3 Months Ended
	Mar. 31, 2016
Investments Debt And Equity Securities [Abstract]
Schedule of amortized cost and fair value of debt securities classified as available-for-sale	Gross Gross Amortized Unrealized Unrealized ( in thousands) Cost Gains Losses Fair value March 31, 2016 Government sponsored enterprises $ 42,111 $ 110 $ 9 42,212 Asset-backed securities 175,869 866 892 175,843 Obligations of states and political subdivisions 27,212 523 17 27,718 Total available-for-sale securities $ 245,192 $ 1,499 $ 918 $ 245,773 December 31, 2015 Government sponsored enterprises $ 73,605 $ 127 $ 235 $ 73,497 Asset-backed securities 130,179 440 1,768 128,851 Obligations of states and political subdivisions 32,224 493 11 32,706 Total available-for-sale securities $ 236,008 $ 1,060 $ 2,014 $ 235,054
Schedule of amortized cost and fair value of debt securities classified as available-for-sale by contractual maturity	Amortized Fair ( in thousands) Cost Value Due in one year or less $ 18,149 $ 18,155 Due after one year through five years 40,630 40,934 Due after five years through ten years 10,013 10,312 Due after ten years 531 529 Total 69,323 69,930 Asset-backed securities 175,869 175,843 Total available-for-sale securities $ 245,192 $ 245,773
Schedule of gross unrealized losses on debt securities and fair value of related securities aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position	Less than 12 months 12 months or more Total Total Fair Unrealized Fair Unrealized Fair Unrealized (in thousands) Value Losses Value Losses Value Losses At March 31, 2016 Government sponsored enterprises $ 17,997 $ (9 ) $ 0 $ 0 $ 17,997 $ (9 ) Asset-backed securities 57,446 (523 ) 40,267 (369 ) 97,713 (892 ) political subdivisions 3,039 (16 ) 251 (1 ) 3,290 (17 ) Total $ 78,482 $ (548 ) $ 40,518 $ (370 ) $ 119,000 $ (918 ) (in thousands) At December 31, 2015 Government sponsored enterprises $ 43,539 $ (222 ) $ 1,002 $ (13 ) $ 44,541 $ (235 ) Asset-backed securities 56,095 (620 ) 43,576 (1,148 ) 99,671 (1,768 ) Obligations of states and political subdivisions 2,571 (6 ) 718 (5 ) 3,289 (11 ) Total $ 102,205 $ (848 ) $ 45,296 $ (1,166 ) $ 147,501 $ (2,014 )
Schedule of components of investment securities gains (losses), which are recognized in earnings	Three Months Ended March 31, (in thousands) 2016 2015 Gains realized on sales $ 472 $ 0 Losses realized on sales 0 0 Other-than-temporary impairment recognized 0 0 Investment securities gains $ 472 $ 0

Intangible Assets (Tables)

Intangible Assets (Tables)	3 Months Ended
	Mar. 31, 2016
Intangible Assets
Schedule of changes in mortgage servicing rights (MSRs)	Three Months Ended March 31, (in thousands) 2016 2015 Balance at beginning of period $ 2,847 $ 2,762 Originated mortgage servicing rights 53 119 Changes in fair value: Due to change in model inputs and assumptions (1) (3 ) (41 ) Other changes in fair value (2) (152 ) (178 ) Balance at end of period $ 2,745 $ 2,662 (1) The change in fair value resulting from changes in valuation inputs or assumptions used in the valuation model reflects the change in discount rates and prepayment speed assumptions primarily due to changes in interest rates. (2) Other changes in fair value reflect changes due to customer payments and passage of time.
Schedule of key data and assumptions used in estimating the fair value of the Company's MSRs	Three Months Ended March 31, 2016 2015 Weighted average constant prepayment rate 10.30 % 11.19 % Weighted average note rate 3.91 % 3.94 % Weighted average discount rate 9.19 % 9.26 % Weighted average expected life (in years) 5.70 5.40

Federal funds purchased and s28

Federal funds purchased and securities sold under agreements to repurchase (Tables)	3 Months Ended
	Mar. 31, 2016
Federal Funds Purchased and Securities Sold under Agreements to Repurchase [Abstract]
Schedule of federal funds purchased and securities sold under agreements to repurchase	March 31, December 31, 2016 2015 Federal funds purchased $ 0 $ 0 Repurchase agreements 41,523 56,834 Total $ 41,523 $ 56,834
Schedule of repurchase agreements by remaining maturity of the agreements	Repurchase Agreements Remaining Contractual Maturity of the Agreements Overnight Less Greater and than than (in thousands) continuous 90 days 90 days Total At March 31, 2016 Government sponsored enterprises $ 23,854 $ 0 $ 0 $ 23,854 Asset-backed securities 17,669 0 0 17,669 Total $ 41,523 $ 0 $ 0 $ 41,523 Repurchase Agreements Remaining Contractual Maturity of the Agreements Overnight Less Greater and than than (in thousands) continuous 90 days 90 days Total At December 31, 2015 Government sponsored enterprises $ 46,819 $ 0 $ 0 $ 46,819 Asset-backed securities 10,015 0 0 10,015 Total $ 56,834 $ 0 $ 0 $ 56,834

Stockholders' Equity (Tables)

Stockholders' Equity (Tables)	3 Months Ended
	Mar. 31, 2016
Stockholders' Equity Note [Abstract]
Schedule of the change in the components of the accumulated other comprehensive income (loss)	Three months ended March 31, 2016 Accumulated Unrecognized Net Other Unrealized Pension and Comprehensive Gain (Loss) Postretirement (Loss) (in thousands) on Securities (1) Costs (2) Income Balance at beginning of period $ (591 ) $ (1,427 ) $ (2,018 ) Other comprehensive income, before reclassifications 2,006 21 2,027 Amounts reclassified from accumulated other comprehensive income (472 ) 0 (472 ) Current period other comprehensive income, before tax 1,534 21 1,555 Income tax expense (583 ) (8 ) (591 ) Current period other comprehensive income, net of tax 951 13 964 Balance at end of period $ 360 $ (1,414 ) $ (1,054 ) Three months ended March 31, 2015 Accumulated Unrecognized Net Other Unrealized Pension and Comprehensive Gain (Loss) Postretirement (Loss) (in thousands) on Securities (1) Costs (2) Income Balance at beginning of period $ 214 $ (1,442 ) $ (1,228 ) Other comprehensive income,before reclassifications 781 0 781 Amounts reclassified from accumulated other comprehensive income 0 36 36 Current period other comprehensive income, before tax 781 36 817 Income tax expense (297 ) (13 ) (310 ) Current period other comprehensive income, net of tax 484 23 507 Balance at end of period $ 698 $ (1,419 ) $ (721 ) (1) The pre-tax amounts reclassified from accumulated other comprehensive income (loss) are included in gain on sale of investment securities (2) The pre-tax amounts reclassified from accumulated other comprehensive income (loss) are included in the computation of net periodic pension cost.

Employee Benefit Plans (Tables)

Employee Benefit Plans (Tables)	3 Months Ended
	Mar. 31, 2016
Compensation and Retirement Disclosure [Abstract]
Schedule of summary of employee benefits charged to operating expenses	Three Months Ended March 31, (in thousands) 2016 2015 Payroll taxes $ 296 $ 329 Medical plans 512 508 401k match and profit sharing 181 272 Pension plan 307 348 Other 16 19 Total employee benefits $ 1,312 $ 1,476
Schedule of components of net pension cost	Estimated Actual (in thousands) 2016 2015 Service cost - benefits earned during the year $ 1,179 $ 1,325 Interest costs on projected benefit obligations 956 838 Expected return on plan assets (1,057 ) (957 ) Expected administrative expenses 70 40 Amortization of prior service cost 79 79 Amortization of unrecognized net loss 0 66 Net periodic pension expense $ 1,227 $ 1,391 Pension expense - three months ended March 31, (actual) $ 307 $ 348

Stock Compensation (Tables)

Stock Compensation (Tables)	3 Months Ended
	Mar. 31, 2016
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Schedule of summary of Company's stock option activity	Weighted Weighted Average Aggregate Number average Contractual Intrinsic of Exercise Term Value Shares Price (in years) ($000) Outstanding, beginning of period 62,745 $ 21.50 Granted 0 0.00 Exercised 0 0.00 Forfeited or expired (20,007 ) 22.77 Outstanding, March 31, 2016 42,738 $ 20.91 1.75 $ 0.00 Exercisable, March 31, 2016 35,255 $ 21.96 1.59 $ 0.00

Earnings per Share (Tables)

Earnings per Share (Tables)	3 Months Ended
	Mar. 31, 2016
Earnings Per Share [Abstract]
Schedule of calculations of basic and diluted earnings (loss) per share	Three Months Ended March 31, (dollars in thousands, except per share data) 2016 2015 Basic earnings per share: Net income available to shareholders $ 1,998 $ 2,138 Basic earnings per share $ 0.37 $ 0.39 Diluted earnings per share: Net income available to shareholders $ 1,998 $ 2,138 Average shares outstanding 5,436,604 5,443,344 Effect of dilutive stock options 0 0 Average shares outstanding including dilutive stock options 5,436,604 5,443,344 Diluted earnings per share $ 0.37 0.39
Schedule of outstanding shares of the common stock	Number of shares March 31, December 31, March 31, 2016 2015 2015 Outstanding, beginning of year 5,441,190 5,233,986 5,233,986 Issuance of stock: 4% stock dividend 0 209,359 209,359 Purchase of treasury stock (8,635 ) (2,155 ) 0 Outstanding, end of year 5,432,555 5,441,190 5,443,344

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	3 Months Ended
	Mar. 31, 2016
Fair Value Disclosures [Abstract]
Schedule of assets and liabilities recorded at fair value on a recurring basis	Fair Value Measurements Quoted Prices in Active Markets for Other Significant Identical Observable Unobservable Assets Inputs Inputs (in thousands) Fair Value (Level 1) (Level 2) (Level 3) March 31, 2016 Assets: Government sponsored enterprises $ 42,212 $ 0 $ 42,212 $ 0 Asset-backed securities 175,843 0 175,843 0 Obligations of states and political subdivisions 27,718 0 27,718 0 Mortgage servicing rights 2,745 0 0 2,745 Total $ 248,518 $ 0 $ 245,773 $ 2,745 December 31, 2015 Assets: Government sponsored enterprises $ 73,497 $ 0 73,497 0 Asset-backed securities 128,851 0 128,851 0 Obligations of states and political subdivisions 32,706 0 32,706 0 Mortgage servicing rights 2,847 0 0 2,847 Total $ 237,901 $ 0 $ 235,054 $ 2,847
Schedule of summary of changes in Level 3 assets and liabilities measured at fair value on a recurring basis	Fair Value Measurements Using Significant Unobservable Inputs (Level 3) Mortgage Servicing Rights (in thousands) Three Months Ended March 31, 2016 2015 Balance at beginning of period $ 2,847 $ 2,762 Total gains or losses (realized/unrealized): Included in earnings (155 ) (219 ) Included in other comprehensive income 0 0 Purchases 0 0 Sales 0 0 Issues 53 119 Settlements 0 0 Balance at end of period $ 2,745 $ 2,662
Schedule of quantitative Information about Level 3 Fair Value Measurements	Quantitative Information about Level 3 Fair Value Measurements Valuation Technique Unobservable Inputs Input Value Three Months Ended March 31, 2016 2015 Mortgage servicing rights Discounted cash flows Weighted average constant prepayment rate 10.30 % 11.19 % Weighted average note rate 3.91 % 3.94 % Weighted average discount rate 9.19 % 9.26 % Weighted average expected life (in years) 5.70 5.40
Schedule of valuation methods for instruments measured at fair value on a nonrecurring basis	Fair Value Measurements Using Quoted Prices Three in Active Months Markets for Other Significant Ended Identical Observable Unobservable March 31, Total Assets Inputs Inputs Total Gains (in thousands) Fair Value (Level 1) (Level 2) (Level 3) (Losses)* March 31, 2016 Assets: Impaired loans: Commercial, financial, & agricultural $ 248 $ 0 $ 0 $ 248 $ (359 ) Real estate construction - commercial 44 0 0 44 0 Real estate mortgage - residential 3,170 0 0 3,170 (35 ) Real estate mortgage - commercial 243 0 0 243 (154 ) Consumer 100 0 0 100 (12 ) Total $ 3,805 $ 0 $ 0 $ 3,805 $ (560 ) Other real estate and foreclosed assets $ 15,471 $ 0 $ 0 $ 15,471 $ 33 March 31, 2015 Assets: Impaired loans: Commercial, financial, & agricultural $ 1,130 $ 0 $ 0 $ 1,130 $ 0 Real estate mortgage - residential 3,169 0 0 3,169 (71 ) Real estate mortgage - commercial 818 0 0 818 (23 ) Consumer 174 0 0 174 (1 ) Total $ 5,291 $ 0 $ 0 $ 5,291 $ (95 ) Other real estate and foreclosed assets $ 11,751 $ 0 $ 0 $ 11,751 $ 228 * Total gains (losses) reported for other real estate and foreclosed assets includes charge-offs, valuation write downs, and net losses taken during the periods reported.

Fair Value of Financial Instr34

Fair Value of Financial Instruments (Tables)	3 Months Ended
	Mar. 31, 2016
Financial Instruments, Owned, at Fair Value [Abstract]
Schedule of summary of the carrying amounts and fair values of financial instruments	March 31, 2016 Fair Value Measurements Quoted Prices in Active Net Markets for Other Significant March 31, 2016 Identical Observable Unobservable Carrying Fair Assets Inputs Inputs (in thousands) Amount Value (Level 1) (Level 2) (Level 3) Assets: Cash and due from banks $ 18,184 $ 18,184 $ 18,184 $ 0 $ 0 Federal funds sold and overnight interest-bearing deposits 24,587 24,587 24,587 0 0 Investment in available-for-sale securities 245,773 245,773 0 245,773 0 Loans, net 866,681 867,720 0 0 867,720 Investment in FHLB stock 3,433 3,433 0 3,433 0 Mortgage servicing rights 2,745 2,745 0 0 2,745 Cash surrender value - life insurance 2,361 2,361 0 2,361 0 Accrued interest receivable 4,510 4,510 4,510 0 0 $ 1,168,274 $ 1,169,313 $ 47,281 $ 251,567 $ 870,465 Liabilities: Deposits: Non-interest bearing demand $ 216,886 $ 216,886 $ 216,886 $ 0 $ 0 Savings, interest checking and money market 485,759 485,759 485,759 0 0 Time deposits 289,915 289,896 0 0 289,896 Federal funds purchased and securities sold under agreements to repurchase 41,523 41,523 41,523 0 0 Subordinated notes 49,486 33,455 0 33,455 0 Federal Home Loan Bank advances 50,000 50,927 0 50,927 0 Accrued interest payable 379 379 379 0 0 $ 1,133,948 $ 1,118,825 $ 744,547 $ 84,382 $ 289,896 December 31, 2015 Fair Value Measurements Quoted Prices in Active Net Markets for Other Significant December 31, 2015 Identical Observable Unobservable Carrying Fair Assets Inputs Inputs (in thousands) amount value (Level 1) (Level 2) (Level 3) Assets: Cash and due from banks $ 20,484 $ 20,484 $ 20,484 $ 0 $ 0 Federal funds sold and overnight interest-bearing deposits 7,893 7,893 7,893 0 0 Investment in available-for-sale securities 235,054 235,054 0 235,054 0 Loans, net 856,476 854,775 0 0 854,775 Investment in FHLB stock 3,390 3,390 0 3,390 0 Mortgage servicing rights 2,847 2,847 0 0 2,847 Cash surrender value - life insurance 2,348 2,348 0 2,348 0 Accrued interest receivable 4,853 4,853 4,853 0 0 $ 1,133,345 $ 1,131,644 $ 33,230 $ 240,792 $ 857,622 Liabilities: Deposits: Non-interest bearing demand $ 208,035 $ 208,035 $ 208,035 $ 0 $ 0 Savings, interest checking and money market 441,080 441,080 441,080 0 0 Time deposits 298,082 298,323 0 0 298,323 Federal funds purchased and securities sold under agreements to repurchase 56,834 56,834 56,834 0 0 Subordinated notes 49,486 40,821 0 40,821 0 Federal Home Loan Bank advances 50,000 52,340 0 52,340 0 Accrued interest payable 382 382 382 0 0 $ 1,103,899 $ 1,097,815 $ 706,331 $ 93,161 $ 298,323

Repurchase Reserve Liability (T

Repurchase Reserve Liability (Tables)	3 Months Ended
	Mar. 31, 2016
Repurchase Reserve Liability [Abstract]
Schedule of repurchase reserve liability	Three Months Ended March 31, (in thousands) 2016 2015 Balance at beginning of year $ 160 $ 160 Provision for repurchase liability 0 40 Reimbursement of expenses 0 (40 ) Balance at end of year $ 160 $ 160

Commitments and Contingencies (

Commitments and Contingencies (Tables)	3 Months Ended
	Mar. 31, 2016
Commitments and Contingencies Disclosure [Abstract]
Schedule of contractual amount of off-balance-sheet financial instruments	March 31, December 31, (in thousands) 2016 2015 Commitments to extend credit $ 232,687 $ 161,306 Commitments to originate residential first and second mortgage loans 5,611 3,175 Standby letters of credit 1,462 1,466 Total 239,760 165,947

Summary of Significant Accoun37

Summary of Significant Accounting Policies (Detail Textuals)	3 Months Ended		12 Months Ended
	Mar. 31, 2016	Mar. 31, 2015	Dec. 31, 2015
Accounting Policies [Abstract]
Special stock dividend, payment date	Jul. 1, 2015
Special stock dividend, rate percent	4.00%	4.00%	4.00%
Special stock dividend, record date	Jun. 15, 2015

Loans and Allowance for Loan 38

Loans and Allowance for Loan Losses (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Summary of loans, by major class within Company's loan portfolio
Total loans	$ 875,312	$ 865,080
Loans Receivable
Summary of loans, by major class within Company's loan portfolio
Total loans	875,312	865,080
Loans Receivable | Commercial, financial, and agricultural
Summary of loans, by major class within Company's loan portfolio
Total loans	148,040	149,091
Loans Receivable | Real estate construction - residential
Summary of loans, by major class within Company's loan portfolio
Total loans	18,017	16,830
Loans Receivable | Real estate - construction - commercial
Summary of loans, by major class within Company's loan portfolio
Total loans	36,322	33,943
Loans Receivable | Real estate mortgage - residential
Summary of loans, by major class within Company's loan portfolio
Total loans	254,933	256,086
Loans Receivable | Real estate mortgage - commercial
Summary of loans, by major class within Company's loan portfolio
Total loans	392,991	385,869
Loans Receivable | Installment and other consumer
Summary of loans, by major class within Company's loan portfolio
Total loans	$ 25,009	$ 23,196

Loans and Allowance for Loan 39

Loans and Allowance for Loan Losses (Details 1) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Summary of the allowance for loan losses
Balance at beginning of period	$ 8,604
Additions:
Provision for loan losses	250	$ 0
Deductions:
Balance at end of period	8,631
Loans Receivable
Summary of the allowance for loan losses
Balance at beginning of period	8,604	9,099
Additions:
Provision for loan losses	250	0
Deductions:
Loans charged off	448	171
Less recoveries on loans	(225)	(833)
Net loans charged off	223	(662)
Balance at end of period	8,631	9,761
Loans Receivable | Commercial, Financial, and Agricultural
Summary of the allowance for loan losses
Balance at beginning of period	2,153	1,779
Additions:
Provision for loan losses	(12)	(185)
Deductions:
Loans charged off	103	28
Less recoveries on loans	(97)	(575)
Net loans charged off	6	(547)
Balance at end of period	2,135	2,141
Loans Receivable | Real Estate Construction - Residential
Summary of the allowance for loan losses
Balance at beginning of period	59	171
Additions:
Provision for loan losses	(15)	(300)
Deductions:
Loans charged off	0	0
Less recoveries on loans	0	(177)
Net loans charged off	0	(177)
Balance at end of period	44	48
Loans Receivable | Real estate - construction - commercial
Summary of the allowance for loan losses
Balance at beginning of period	644	466
Additions:
Provision for loan losses	33	(92)
Deductions:
Loans charged off	1	0
Less recoveries on loans	(11)	0
Net loans charged off	(10)	0
Balance at end of period	687	374
Loans Receivable | Real Estate Mortgage - Residential
Summary of the allowance for loan losses
Balance at beginning of period	2,439	2,527
Additions:
Provision for loan losses	32	241
Deductions:
Loans charged off	206	71
Less recoveries on loans	(8)	(12)
Net loans charged off	198	59
Balance at end of period	2,273	2,709
Loans Receivable | Real Estate Mortgage - Commercial
Summary of the allowance for loan losses
Balance at beginning of period	2,935	3,846
Additions:
Provision for loan losses	276	259
Deductions:
Loans charged off	82	24
Less recoveries on loans	(61)	(34)
Net loans charged off	21	(10)
Balance at end of period	3,190	4,115
Loans Receivable | Consumer
Summary of the allowance for loan losses
Balance at beginning of period	273	270
Additions:
Provision for loan losses	(6)	(67)
Deductions:
Loans charged off	56	48
Less recoveries on loans	(48)	(35)
Net loans charged off	8	13
Balance at end of period	259	190
Loans Receivable | Unallocated
Summary of the allowance for loan losses
Balance at beginning of period	101	40
Additions:
Provision for loan losses	(58)	144
Deductions:
Loans charged off	0	0
Less recoveries on loans	0	0
Net loans charged off	0	0
Balance at end of period	$ 43	$ 184

Loans and Allowance for Loan 40

Loans and Allowance for Loan Losses (Details 2) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015	Mar. 31, 2015	Dec. 31, 2014
Allowance for loan losses:
Total	$ 8,631	$ 8,604
Loans outstanding:
Total	875,312	865,080
Loans Receivable
Allowance for loan losses:
Individually evaluated for impairment	1,348	1,540
Collectively evaluated for impairment	7,283	7,064
Total	8,631	8,604	$ 9,761	$ 9,099
Loans outstanding:
Individually evaluated for impairment	8,924	10,268
Collectively evaluated for impairment	866,388	854,812
Total	875,312	865,080
Loans Receivable | Commercial, Financial, and Agricultural
Allowance for loan losses:
Individually evaluated for impairment	260	285
Collectively evaluated for impairment	1,875	1,868
Total	2,135	2,153	2,141	1,779
Loans outstanding:
Individually evaluated for impairment	941	1,005
Collectively evaluated for impairment	147,099	148,086
Total	148,040	149,091
Loans Receivable | Real Estate Construction - Residential
Allowance for loan losses:
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	44	59
Total	44	59	48	171
Loans outstanding:
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	18,017	16,895
Total	18,017	16,830
Loans Receivable | Real estate - construction - commercial
Allowance for loan losses:
Individually evaluated for impairment	8	15
Collectively evaluated for impairment	679	629
Total	687	644	374	466
Loans outstanding:
Individually evaluated for impairment	52	102
Collectively evaluated for impairment	36,270	33,841
Total	36,322	33,943
Loans Receivable | Real Estate Mortgage - Residential
Allowance for loan losses:
Individually evaluated for impairment	980	955
Collectively evaluated for impairment	1,293	1,484
Total	2,273	2,439	2,709	2,527
Loans outstanding:
Individually evaluated for impairment	5,365	5,936
Collectively evaluated for impairment	249,568	250,150
Total	254,933	256,086
Loans Receivable | Real Estate Mortgage - Commercial
Allowance for loan losses:
Individually evaluated for impairment	69	266
Collectively evaluated for impairment	3,121	2,669
Total	3,190	2,935	4,115	3,846
Loans outstanding:
Individually evaluated for impairment	2,435	3,081
Collectively evaluated for impairment	390,556	382,788
Total	392,991	385,869
Loans Receivable | Consumer
Allowance for loan losses:
Individually evaluated for impairment	31	19
Collectively evaluated for impairment	228	254
Total	259	273	190	270
Loans outstanding:
Individually evaluated for impairment	131	144
Collectively evaluated for impairment	24,878	23,052
Total	25,009	23,196
Loans Receivable | Un-allocated
Allowance for loan losses:
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	43	101
Total	43	101	$ 184	$ 40
Loans outstanding:
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	0	0
Total	$ 0	$ 0

Loans and Allowance for Loan 41

Loans and Allowance for Loan Losses (Details 3) - Loans Receivable - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Categories of impaired loans
Non-accrual loans	$ 3,072	$ 4,418
Performing TDRs	5,852	5,850
Total impaired loans	$ 8,924	$ 10,268

Loans and Allowance for Loan 42

Loans and Allowance for Loan Losses (Details 4) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015	Mar. 31, 2015
Financing Receivable, Impaired [Line Items]
Recorded Investment, With an allowance recorded	$ 5,200		$ 7,700
Specific Reserves, With an allowance recorded	1,300		$ 2,400
Loans Receivable
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded	3,771	$ 4,539
Unpaid Principal Balance, With no related allowance recorded	4,175	4,734
Recorded Investment, With an allowance recorded	5,153	5,729
Unpaid Principal Balance, With an allowance recorded	5,302	6,073
Specific Reserves, With an allowance recorded	1,348	1,540
Total impaired loans, Recorded Investment	8,924	10,268
Total impaired loans, Unpaid Principal Balance	9,477	10,807
Loans Receivable | Commercial, financial, and agricultural
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded	433	448
Unpaid Principal Balance, With no related allowance recorded	433	450
Recorded Investment, With an allowance recorded	508	557
Unpaid Principal Balance, With an allowance recorded	526	572
Specific Reserves, With an allowance recorded	260	285
Loans Receivable | Real estate - construction - commercial
Financing Receivable, Impaired [Line Items]
Recorded Investment, With an allowance recorded	52	102
Unpaid Principal Balance, With an allowance recorded	56	115
Specific Reserves, With an allowance recorded	8	15
Loans Receivable | Real estate - residential
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded	1,215	1,645
Unpaid Principal Balance, With no related allowance recorded	1,219	1,712
Recorded Investment, With an allowance recorded	4,150	4,291
Unpaid Principal Balance, With an allowance recorded	4,178	4,320
Specific Reserves, With an allowance recorded	980	955
Loans Receivable | Real estate - commercial
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded	2,123	2,446
Unpaid Principal Balance, With no related allowance recorded	2,523	2,572
Recorded Investment, With an allowance recorded	312	635
Unpaid Principal Balance, With an allowance recorded	371	884
Specific Reserves, With an allowance recorded	69	266
Loans Receivable | Consumer
Financing Receivable, Impaired [Line Items]
Recorded Investment, With an allowance recorded	131	144
Unpaid Principal Balance, With an allowance recorded	171	182
Specific Reserves, With an allowance recorded	$ 31	$ 19

Loans and Allowance for Loan 43

Loans and Allowance for Loan Losses (Details 5) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
With an allowance recorded:
Total interest income recognized during the period	$ 228	$ 129
Loans Receivable
With no related allowance recorded:
With no related allowance recorded Average Recorded Investment	5,773	24,094
With no related allowance recorded Interest Recognized For The Period	96	97
With an allowance recorded:
With an allowance recorded Average Recorded Investment	6,501	7,778
With an allowance recorded Interest Recognized For The Period	132	32
Total average reorded investment	12,274	31,872
Total interest income recognized during the period	228	129
Loans Receivable | Commercial, financial, and agricultural
With no related allowance recorded:
With no related allowance recorded Average Recorded Investment	1,520	5,525
With no related allowance recorded Interest Recognized For The Period	15	20
With an allowance recorded:
With an allowance recorded Average Recorded Investment	984	1,798
With an allowance recorded Interest Recognized For The Period	12	6
Loans Receivable | Real estate - construction residential
With no related allowance recorded:
With no related allowance recorded Average Recorded Investment	0	2,143
With no related allowance recorded Interest Recognized For The Period	0	0
Loans Receivable | Real estate - construction - commercial
With no related allowance recorded:
With no related allowance recorded Average Recorded Investment	118	2,319
With no related allowance recorded Interest Recognized For The Period	0	0
With an allowance recorded:
With an allowance recorded Average Recorded Investment	65	0
With an allowance recorded Interest Recognized For The Period	0	0
Loans Receivable | Real estate - residential
With no related allowance recorded:
With no related allowance recorded Average Recorded Investment	1,513	3,180
With no related allowance recorded Interest Recognized For The Period	39	12
With an allowance recorded:
With an allowance recorded Average Recorded Investment	4,553	4,457
With an allowance recorded Interest Recognized For The Period	120	26
Loans Receivable | Real estate - commercial
With no related allowance recorded:
With no related allowance recorded Average Recorded Investment	2,622	10,899
With no related allowance recorded Interest Recognized For The Period	42	65
With an allowance recorded:
With an allowance recorded Average Recorded Investment	764	1,286
With an allowance recorded Interest Recognized For The Period	0	0
Loans Receivable | Consumer
With no related allowance recorded:
With no related allowance recorded Average Recorded Investment	0	28
With no related allowance recorded Interest Recognized For The Period	0	0
With an allowance recorded:
With an allowance recorded Average Recorded Investment	135	237
With an allowance recorded Interest Recognized For The Period	$ 0	$ 0

Loans and Allowance for Loan 44

Loans and Allowance for Loan Losses (Details 6) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Aging information for the Company's past due and non-accrual loans
Loans	$ 875,312	$ 865,080
Loans Receivable
Aging information for the Company's past due and non-accrual loans
90 Days Past Due And Still Accruing	66	6
Non-Accrual	3,072	4,418
Loans	875,312	865,080
Loans Receivable | Current or Less Than 30 Days Past Due
Aging information for the Company's past due and non-accrual loans
Financing receivable, recorded investment, past due	869,603	857,045
Loans Receivable | 30 - 89 Days Past Due
Aging information for the Company's past due and non-accrual loans
Financing receivable, recorded investment, past due	2,571	3,611
Loans Receivable | Commercial, Financial, and Agricultural
Aging information for the Company's past due and non-accrual loans
90 Days Past Due And Still Accruing	0	1
Non-Accrual	259	308
Loans	148,040	149,091
Loans Receivable | Commercial, Financial, and Agricultural | Current or Less Than 30 Days Past Due
Aging information for the Company's past due and non-accrual loans
Financing receivable, recorded investment, past due	147,386	148,597
Loans Receivable | Commercial, Financial, and Agricultural | 30 - 89 Days Past Due
Aging information for the Company's past due and non-accrual loans
Financing receivable, recorded investment, past due	395	185
Loans Receivable | Real Estate Construction - Residential
Aging information for the Company's past due and non-accrual loans
90 Days Past Due And Still Accruing	0	0
Non-Accrual	0	0
Loans	18,017	16,830
Loans Receivable | Real Estate Construction - Residential | Current or Less Than 30 Days Past Due
Aging information for the Company's past due and non-accrual loans
Financing receivable, recorded investment, past due	18,017	16,830
Loans Receivable | Real Estate Construction - Residential | 30 - 89 Days Past Due
Aging information for the Company's past due and non-accrual loans
Financing receivable, recorded investment, past due	0	0
Loans Receivable | Real estate - construction - commercial
Aging information for the Company's past due and non-accrual loans
90 Days Past Due And Still Accruing	0	0
Non-Accrual	52	102
Loans	36,322	33,943
Loans Receivable | Real estate - construction - commercial | Current or Less Than 30 Days Past Due
Aging information for the Company's past due and non-accrual loans
Financing receivable, recorded investment, past due	36,270	33,472
Loans Receivable | Real estate - construction - commercial | 30 - 89 Days Past Due
Aging information for the Company's past due and non-accrual loans
Financing receivable, recorded investment, past due	0	65
Loans Receivable | Real Estate Mortgage - Residential
Aging information for the Company's past due and non-accrual loans
90 Days Past Due And Still Accruing	58	0
Non-Accrual	1,726	2,322
Loans	254,933	256,086
Loans Receivable | Real Estate Mortgage - Residential | Current or Less Than 30 Days Past Due
Aging information for the Company's past due and non-accrual loans
Financing receivable, recorded investment, past due	251,366	251,253
Loans Receivable | Real Estate Mortgage - Residential | 30 - 89 Days Past Due
Aging information for the Company's past due and non-accrual loans
Financing receivable, recorded investment, past due	1,783	2,511
Loans Receivable | Real Estate Mortgage - Commercial
Aging information for the Company's past due and non-accrual loans
90 Days Past Due And Still Accruing	0	0
Non-Accrual	904	1,542
Loans	392,991	385,869
Loans Receivable | Real Estate Mortgage - Commercial | Current or Less Than 30 Days Past Due
Aging information for the Company's past due and non-accrual loans
Financing receivable, recorded investment, past due	391,798	384,053
Loans Receivable | Real Estate Mortgage - Commercial | 30 - 89 Days Past Due
Aging information for the Company's past due and non-accrual loans
Financing receivable, recorded investment, past due	289	643
Loans Receivable | Installment and other consumer
Aging information for the Company's past due and non-accrual loans
90 Days Past Due And Still Accruing	8	5
Non-Accrual	131	144
Loans	25,009	23,196
Loans Receivable | Installment and other consumer | Current or Less Than 30 Days Past Due
Aging information for the Company's past due and non-accrual loans
Financing receivable, recorded investment, past due	24,766	22,840
Loans Receivable | Installment and other consumer | 30 - 89 Days Past Due
Aging information for the Company's past due and non-accrual loans
Financing receivable, recorded investment, past due	$ 104	$ 207

Loans and Allowance for Loan 45

Loans and Allowance for Loan Losses (Details 7) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	$ 875,312	$ 865,080
Loans Receivable
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	875,312	865,080
Loans Receivable | Watch
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	55,578	57,906
Loans Receivable | Substandard
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	3,809	5,716
Loans Receivable | Performing TDRs
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	5,852	5,850
Loans Receivable | Non-accrual
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	3,072	4,418
Loans Receivable | Total
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	68,311	73,890
Loans Receivable | Commercial, Financial, and Agricultural
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	148,040	149,091
Loans Receivable | Commercial, Financial, and Agricultural | Watch
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	7,152	8,663
Loans Receivable | Commercial, Financial, and Agricultural | Substandard
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	230	421
Loans Receivable | Commercial, Financial, and Agricultural | Performing TDRs
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	683	697
Loans Receivable | Commercial, Financial, and Agricultural | Non-accrual
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	259	308
Loans Receivable | Commercial, Financial, and Agricultural | Total
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	8,324	10,089
Loans Receivable | Real Estate Construction - Residential
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	18,017	16,830
Loans Receivable | Real Estate Construction - Residential | Watch
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	1,064	1,267
Loans Receivable | Real Estate Construction - Residential | Substandard
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	0	0
Loans Receivable | Real Estate Construction - Residential | Performing TDRs
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	0	0
Loans Receivable | Real Estate Construction - Residential | Non-accrual
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	0	0
Loans Receivable | Real Estate Construction - Residential | Total
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	1,064	1,267
Loans Receivable | Real estate - construction - commercial
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	36,322	33,943
Loans Receivable | Real estate - construction - commercial | Watch
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	1,162	1,296
Loans Receivable | Real estate - construction - commercial | Substandard
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	37	37
Loans Receivable | Real estate - construction - commercial | Performing TDRs
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	0	0
Loans Receivable | Real estate - construction - commercial | Non-accrual
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	52	102
Loans Receivable | Real estate - construction - commercial | Total
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	1,251	1,435
Loans Receivable | Real Estate Mortgage - Residential
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	254,933	256,086
Loans Receivable | Real Estate Mortgage - Residential | Watch
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	23,291	22,191
Loans Receivable | Real Estate Mortgage - Residential | Substandard
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	1,929	3,737
Loans Receivable | Real Estate Mortgage - Residential | Performing TDRs
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	3,639	3,615
Loans Receivable | Real Estate Mortgage - Residential | Non-accrual
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	1,726	2,322
Loans Receivable | Real Estate Mortgage - Residential | Total
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	30,585	31,865
Loans Receivable | Real Estate Mortgage - Commercial
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	392,991	385,869
Loans Receivable | Real Estate Mortgage - Commercial | Watch
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	22,909	24,303
Loans Receivable | Real Estate Mortgage - Commercial | Substandard
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	1,613	1,485
Loans Receivable | Real Estate Mortgage - Commercial | Performing TDRs
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	1,530	1,538
Loans Receivable | Real Estate Mortgage - Commercial | Non-accrual
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	904	1,542
Loans Receivable | Real Estate Mortgage - Commercial | Total
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	26,956	28,868
Loans Receivable | Installment and other Consumer | Watch
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	0	186
Loans Receivable | Installment and other Consumer | Substandard
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	0	36
Loans Receivable | Installment and other Consumer | Performing TDRs
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	0	0
Loans Receivable | Installment and other Consumer | Non-accrual
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	131	144
Loans Receivable | Installment and other Consumer | Total
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	$ 131	$ 366

Loans and Allowance for Loan 46

Loans and Allowance for Loan Losses (Details 8) - Loans Receivable $ in Thousands	3 Months Ended
	Mar. 31, 2016USD ($)Securties	Mar. 31, 2015USD ($)Securties
Loans that were modified as TDRs
Number of Contracts | Securties	1	8
Pre- Modification	$ 78,148	$ 867
Post- Modification	$ 78,148	$ 867
Commercial, financial, and agricultural
Loans that were modified as TDRs
Number of Contracts | Securties	0	3
Pre- Modification	$ 0	$ 250
Post- Modification	$ 0	$ 250
Real estate mortgage - residential
Loans that were modified as TDRs
Number of Contracts | Securties	1	2
Pre- Modification	$ 78,148	$ 144
Post- Modification	$ 78,148	$ 144
Real estate mortgage - commercial
Loans that were modified as TDRs
Number of Contracts | Securties	0	3
Pre- Modification	$ 0	$ 473
Post- Modification	$ 0	$ 473

Loans and Allowance for Loan 47

Loans and Allowance for Loan Losses (Detail Textuals)	1 Months Ended	3 Months Ended
	Mar. 31, 2016USD ($)	Mar. 31, 2016USD ($)Securties	Mar. 31, 2015USD ($)Securties	Dec. 31, 2015USD ($)
Financing Receivable, Impaired [Line Items]
Look back period	3 years	5 years
Specific allowance related to impaired loans	$ 1,300,000	$ 1,300,000	$ 2,400,000
Interest income recognized on impaired loans		228,000	129,000
Loans Receivable
Financing Receivable, Impaired [Line Items]
Carrying amount of loans pledged as collateral to the Federal Home Loan Bank	435,700,000	435,700,000
Fair value amount of loans pledged as collateral to the Federal Home Loan Bank	362,400,000	362,400,000
Impaired loans individually evaluated for impairment	8,924,000	8,924,000		$ 10,268,000
Impaired loans were evaluated based on the fair value of the loan's collateral	5,500,000	5,500,000		6,400,000
Specific allowance related to impaired loans	1,348,000	1,348,000		1,540,000
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	$ 3,771,000	$ 3,771,000		$ 4,539,000
Impaired Financing Receivable With No Related Allowance Recorded Investment Percentage	42.00%	42.00%		44.00%
Interest income recognized on impaired loans		$ 228,000	$ 129,000
Troubled debt restructurings	$ 6,000,000	6,000,000		$ 6,400,000
Amount of specific reserves related to TDRs which were allocated to the allowance for loan losses	764,000	$ 764,000		910,000
Number of contracts modified | Securties		1	8
Loans Receivable | Performing TDRs
Financing Receivable, Impaired [Line Items]
Troubled debt restructurings	5,900,000	$ 5,900,000		5,900,000
Loans Receivable | Nonperforming TDRs
Financing Receivable, Impaired [Line Items]
Troubled debt restructurings	$ 194,000	$ 194,000		$ 527,000

Other Real Estate and Reposse48

Other Real Estate and Repossessed Assets (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015	Mar. 31, 2015	Dec. 31, 2014
Summary of real estate and other assets acquired in settlement of loans
Total	$ 18,696	$ 19,225	$ 14,984	$ 15,140
Less valuation allowance for other real estate owned	(3,225)	(3,233)	(3,233)	$ (3,255)
Total other real estate and repossessed assets	15,471	15,992	$ 11,751
Commercial
Summary of real estate and other assets acquired in settlement of loans
Real estate acquired through foreclosure	1,444	1,445
Real estate - construction - commercial
Summary of real estate and other assets acquired in settlement of loans
Real estate acquired through foreclosure	12,380	12,380
Real estate mortgage - residential
Summary of real estate and other assets acquired in settlement of loans
Real estate acquired through foreclosure	835	477
Real estate mortgage - commercial
Summary of real estate and other assets acquired in settlement of loans
Real estate acquired through foreclosure	$ 4,037	$ 4,923

Other Real Estate and Reposse49

Other Real Estate and Repossessed Assets (Details 1) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Schedule of real estate acquired in settlement of loans
Balance at beginning of period	$ 19,225	$ 15,140
Additions	742	603
Proceeds from sales	(1,274)	(883)
Charge-offs against the valuation allowance for other real estate owned, net	(46)	(16)
Net gain on sales	49	140
Total other real estate and repossessed assets	18,696	14,984
Less valuation allowance for other real estate owned	(3,225)	(3,233)
Balance at end of period	$ 15,471	$ 11,751

Other Real Estate and Reposse50

Other Real Estate and Repossessed Assets (Details 2) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Summary of activity in valuation allowance for other real estate owned in settlement of loans
Balance, beginning of year	$ 3,233	$ 3,255
Provision for other real estate owned	38	(6)
Charge-offs	(46)	(16)
Balance, end of period	$ 3,225	$ 3,233

Other Real Estate and Reposse51

Other Real Estate and Repossessed Assets (Detail Textuals) - USD ($)	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015	Dec. 31, 2015
Other Real Estate [Abstract]
Net charge-offs against allowance for loan losses	$ 381,000	$ 41,000
Consumer mortgage loans in process of foreclosure	$ 565,000		$ 390,000

Investment Securities (Details)

Investment Securities (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Amortized cost and fair value of debt securities
Amortized Cost	$ 245,192	$ 236,008
Gross Unrealized Gains	1,499	1,060
Gross Unrealized Losses	918	2,014
Fair value	245,773	235,054
Government sponsored enterprises
Amortized cost and fair value of debt securities
Amortized Cost	42,111	73,605
Gross Unrealized Gains	110	127
Gross Unrealized Losses	9	235
Fair value	42,212	73,497
Asset-backed securities
Amortized cost and fair value of debt securities
Amortized Cost	175,869	130,179
Gross Unrealized Gains	866	440
Gross Unrealized Losses	892	1,768
Fair value	175,843	128,851
Obligations of states and political subdivisions
Amortized cost and fair value of debt securities
Amortized Cost	27,212	32,224
Gross Unrealized Gains	523	493
Gross Unrealized Losses	17	11
Fair value	$ 27,718	$ 32,706

Investment Securities (Details

Investment Securities (Details 1) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Amortized Cost
Due in one year or less	$ 18,149
Due after one year through five years	40,630
Due after five year through ten years	10,013
Due after ten years	531
Total	69,323
Asset-backed securities	175,869
Amortized Cost	245,192	$ 236,008
Fair Value
Due in one year or less	18,155
Due after one year through five years	40,934
Due after five year through ten years	10,312
Due after ten years	529
Total	69,930
Asset-backed securities	175,843
Fair value	$ 245,773	$ 235,054

Investment Securities (Detail54

Investment Securities (Details 2) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Fair Value
Less than 12 months	$ 78,482	$ 102,205
12 months or more	40,518	45,296
Total	119,000	147,501
Unrealized Losses
Less than 12 months	(548)	(848)
12 months or more	(370)	(1,166)
Total	(918)	(2,014)
Government sponsored enterprises
Fair Value
Less than 12 months	17,997	43,539
12 months or more	0	1,002
Total	17,997	44,541
Unrealized Losses
Less than 12 months	(9)	(222)
12 months or more	0	(13)
Total	(9)	(235)
Asset-backed securities
Fair Value
Less than 12 months	57,446	56,095
12 months or more	40,267	43,576
Total	97,713	99,671
Unrealized Losses
Less than 12 months	(523)	(620)
12 months or more	(369)	(1,148)
Total	(892)	(1,768)
Obligations of states and political subdivisions
Fair Value
Less than 12 months	3,039	2,571
12 months or more	251	718
Total	3,290	3,289
Unrealized Losses
Less than 12 months	(16)	(6)
12 months or more	(1)	(5)
Total	$ (17)	$ (11)

Investment Securities (Detail55

Investment Securities (Details 3) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Investments Debt And Equity Securities [Abstract]
Gains realized on sales	$ 472	$ 0
Losses realized on sales	0	0
Other-than-temporary impairment recognized	0	0
Investment securities gains	$ 472	$ 0

Investment Securities (Detail T

Investment Securities (Detail Textuals)	3 Months Ended	12 Months Ended
	Mar. 31, 2016USD ($)Security	Dec. 31, 2015USD ($)Security
Investments Debt And Equity Securities [Abstract]
Available for sale securities, restricted	$ 8,100,000	$ 8,000,000
Available for sale securities, pledged	$ 202,300,000	$ 182,700,000
Number of securities consisted in portfolio | Security	268	316
Number of securities in loss position | Security	67	111
Unrealized loss included in other comprehensive	$ 119,000,000	$ 147,500,000
12 months or more	40,518,000	45,296,000
Gross Unrealized Losses	$ 918,000	$ 2,000,000

Intangible Assets (Details)

Intangible Assets (Details) - USD ($) $ in Thousands		3 Months Ended
		Mar. 31, 2016	Mar. 31, 2015
Changes in mortgage servicing rights
Balance at beginning of period		$ 2,847
Changes in fair value:
Balance at end of period		2,745
Mortgage servicing rights (MSRs)
Changes in mortgage servicing rights
Balance at beginning of period		2,847	$ 2,762
Originated mortgage servicing rights		53	119
Changes in fair value:
Due to change in model inputs and assumptions	[1]	(3)	(41)
Other changes in fair value	[2]	(152)	(178)
Balance at end of period		$ 2,745	$ 2,662
[1]	The change in fair value resulting from changes in valuation inputs or assumptions used in the valuation model reflects the change in discount rates and prepayment speed assumptions primarily due to changes in interest rates.
[2]	Other changes in fair value reflect changes due to customer payments and passage of time.

Intangible Assets (Details 1)

Intangible Assets (Details 1) - Mortgage servicing rights (MSRs)	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Assumptions used in estimating the fair value of mortgage service rights
Weighted average constant prepayment rate (as a percent)	10.30%	11.19%
Weighted average note rate (as a percent)	3.91%	3.94%
Weighted average discount rate (as a percent)	9.19%	9.26%
Weighted average expected life (in years)	5 years 8 months 12 days	5 years 4 months 24 days

Intangible Assets (Detail Textu

Intangible Assets (Detail Textuals) - Mortgage servicing rights (MSRs) - USD ($)	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015	Dec. 31, 2015
Finite-Lived Intangible Assets [Line Items]
Mortgage loans serviced for others	$ 308,100,000	$ 312,300,000	$ 312,100,000
Mortgage loan servicing fees reported as other non-interest income	$ 210,000	$ 214,000

Federal funds purchased and s60

Federal funds purchased and securities sold under agreements to repurchase (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Federal Funds Purchased and Securities Sold under Agreements to Repurchase [Abstract]
Federal funds purchased	$ 0	$ 0
Repurchase agreements	41,523	56,834
Total	$ 41,523	$ 56,834

Federal funds purchased and s61

Federal funds purchased and securities sold under agreements to repurchase (Details 1) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Federal Funds Purchased and Securities Sold under Agreements to Repurchase	$ 41,523	$ 56,834
Government sponsored enterprises
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Federal Funds Purchased and Securities Sold under Agreements to Repurchase	23,854	46,819
Asset-backed securities
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Federal Funds Purchased and Securities Sold under Agreements to Repurchase	17,669	10,015
Overnight and continuous
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Federal Funds Purchased and Securities Sold under Agreements to Repurchase	41,523	56,834
Overnight and continuous | Government sponsored enterprises
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Federal Funds Purchased and Securities Sold under Agreements to Repurchase	23,854	46,819
Overnight and continuous | Asset-backed securities
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Federal Funds Purchased and Securities Sold under Agreements to Repurchase	17,669	10,015
Less than 90 days
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Federal Funds Purchased and Securities Sold under Agreements to Repurchase	0	0
Less than 90 days | Government sponsored enterprises
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Federal Funds Purchased and Securities Sold under Agreements to Repurchase	0	0
Less than 90 days | Asset-backed securities
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Federal Funds Purchased and Securities Sold under Agreements to Repurchase	0	0
Greater than 90 days
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Federal Funds Purchased and Securities Sold under Agreements to Repurchase	0	0
Greater than 90 days | Government sponsored enterprises
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Federal Funds Purchased and Securities Sold under Agreements to Repurchase	0	0
Greater than 90 days | Asset-backed securities
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Federal Funds Purchased and Securities Sold under Agreements to Repurchase	$ 0	$ 0

Income Taxes (Details Textuals)

Income Taxes (Details Textuals)	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Income Tax Disclosure [Abstract]
Effective income tax rate reconciliation, percent	32.60%	34.40%

Stockholders' Equity (Details)

Stockholders' Equity (Details) - USD ($) $ in Thousands		3 Months Ended
		Mar. 31, 2016	Mar. 31, 2015
Unrealized Gain (Loss) on Securities
Accumulated Other Comprehensive Income (Loss)
Balance at the beginning	[1]	$ (591)	$ 214
Other comprehensive (loss) income, before reclassifications	[1]	2,006	781
Amounts reclassified from accumulated other comprehensive income	[1]	(472)	0
Current period other comprehensive income, before tax	[1]	1,534	781
Income tax expense	[1]	(583)	(297)
Current period other comprehensive income, net of tax	[1]	951	484
Balance at the end	[1]	360	698
Unrecognized Net Pension and Postretirement Costs
Accumulated Other Comprehensive Income (Loss)
Balance at the beginning	[2]	(1,427)	(1,442)
Other comprehensive (loss) income, before reclassifications	[2]	21	0
Amounts reclassified from accumulated other comprehensive income	[2]	0	36
Current period other comprehensive income, before tax	[2]	21	36
Income tax expense	[2]	(8)	(13)
Current period other comprehensive income, net of tax	[2]	13	23
Balance at the end	[2]	(1,414)	(1,419)
Accumulated Other Comprehensive (Loss) Income
Accumulated Other Comprehensive Income (Loss)
Balance at the beginning		(2,018)	(1,228)
Other comprehensive (loss) income, before reclassifications		2,027	781
Amounts reclassified from accumulated other comprehensive income		(472)	36
Current period other comprehensive income, before tax		1,555	817
Income tax expense		(591)	(310)
Current period other comprehensive income, net of tax		964	507
Balance at the end		(1,054)	(721)
Balance at the beginning		(2,018)
Current period other comprehensive income, net of tax		964	$ 507
Balance at the end		$ (1,054)
[1]	The pre-tax amounts reclassified from accumulated other comprehensive income (loss) are included in gain on sale of investment securities in the consolidated statements of income.
[2]	The pre-tax amounts reclassified from accumulated other comprehensive income (loss) are included in the computation of net periodic pension cost.

Employee Benefit Plans (Details

Employee Benefit Plans (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Summary of employee benefits charged to operating expenses
Payroll taxes	$ 296	$ 329
Medical plans	512	508
401k match and profit sharing	181	272
Pension plan	307	348
Other	16	19
Total employee benefits	$ 1,312	$ 1,476

Employee Benefit Plans (Detai65

Employee Benefit Plans (Details 1) - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2016	Mar. 31, 2015	Dec. 31, 2016	Dec. 31, 2015
Components of net pension cost
Pension expense - three months ended March 31, (actual)	$ 307	$ 348
Pension
Components of net pension cost
Service cost - benefits earned during the year				$ 1,325
Interest costs on projected benefit obligations				838
Expected return on plan assets				(957)
Expected administrative expenses				40
Amortization of prior service cost				79
Amortization of unrecognized net loss				66
Net periodic pension expense				1,391
Pension expense - three months ended March 31, (actual)				$ 348
Pension | Estimated
Components of net pension cost
Service cost - benefits earned during the year			$ 1,179
Interest costs on projected benefit obligations			956
Expected return on plan assets			(1,057)
Expected administrative expenses			70
Amortization of prior service cost			$ 79
Amortization of unrecognized net loss
Net periodic pension expense			$ 1,227
Pension expense - three months ended March 31, (actual)			$ 307

Employee Benefit Plans (Detail

Employee Benefit Plans (Detail Textuals) - USD ($)	1 Months Ended	3 Months Ended
	Apr. 15, 2016	Mar. 31, 2016
Defined Benefit Plan Disclosure
Employer match (as a percent)		3.00%
Defined benefit plan contributions by employer percent		6.00%
Pension | Subsequent Event
Defined Benefit Plan Disclosure
Contribution to the defined benefit plan for the current plan year	$ 772,000

Stock Compensation (Details)

Stock Compensation (Details)	3 Months Ended
	Mar. 31, 2016USD ($)$ / sharesshares
Number of shares
Outstanding, beginning of year (in shares) | shares	62,745
Granted (in shares) | shares	0
Exercised (in shares) | shares	0
Forfeited or expired (in shares) | shares	(20,007)
Outstanding, end of year (in shares) | shares	42,738
Exercisable, end of year (in shares) | shares	35,255
Weighted average exercise price
Outstanding, beginning of year (in dollars per share) | $ / shares	$ 21.5
Granted (in dollars per share) | $ / shares	0
Exercised (in dollars per share) | $ / shares	0
Forfeited or expired (in dollars per share) | $ / shares	22.77
Outstanding, end of year (in dollars per share) | $ / shares	20.91
Exercisable, end of year (in dollars per share) | $ / shares	$ 21.96
Weighted average Contractual Term (in years)
Outstanding at the end of period	1 year 9 months
Exercisable at the end of period	1 year 7 months 2 days
Aggregate Intrinsic Value
Outstanding, end of year | $	$ 0
Exercisable, end of year | $	$ 0

Stock Compensation (Detail Text

Stock Compensation (Detail Textuals) - USD ($)	Jul. 01, 2015	Mar. 31, 2016	Mar. 31, 2015
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Grant of options to purchase (in shares)		592,168
Stock dividend (in percent)	4.00%
Stock based compensation expense		$ 5,000	$ 4,000
Total unrecognized compensation expense related to non-vested stock awards		$ 15,000
Weighted average period is expected to be recognized		5 months 19 days
Maximum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Weighted average period is expected to be recognized		5 years
Minimum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Weighted average period is expected to be recognized		4 years

Earnings per Share (Details)

Earnings per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Basic earnings per share:
Net income available to shareholders	$ 1,998	$ 2,138
Basic earnings per share (in dollars per share)	$ 0.37	$ 0.39
Diluted earnings per share:
Net income available to shareholders	$ 1,998	$ 2,138
Average shares outstanding	5,436,604	5,443,344
Effect of dilutive stock options
Average shares outstanding including dilutive stock options	5,436,604	5,443,344
Diluted earnings per share (in dollars per share)	$ 0.37	$ 0.39

Earnings per Share (Details 2)

Earnings per Share (Details 2) - shares	Aug. 06, 2015	Mar. 31, 2016	Mar. 31, 2015	Dec. 31, 2015
Schedule Of Common Stock Outstanding [Roll Forward]
Outstanding, beginning of year		5,441,190	5,233,986	5,233,986
Issuance of stock: 4% stock dividend		0	209,359	209,359
Purchase of treasury stock	(8,635)	(8,635)		(2,155)
Outstanding, end of year		5,432,555	5,443,344	5,441,190

Earnings per Share (Parenthetic

Earnings per Share (Parentheticals) (Details 2)	3 Months Ended		12 Months Ended
	Mar. 31, 2016	Mar. 31, 2015	Dec. 31, 2015
Earnings Per Share [Abstract]
Common Stock, Dividend Rate, Percentage	4.00%	4.00%	4.00%

Earnings per Share (Detail Text

Earnings per Share (Detail Textuals) - USD ($) $ / shares in Units, $ in Millions	Aug. 06, 2015	Mar. 31, 2016	Dec. 31, 2015
Earnings Per Share [Abstract]
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount		42,738	84,830
Share repurchase plan, Authorized amount	$ 2
Number of common stock repurchased	8,635	8,635	2,155
Average price per share of common stock repurchased	$ 14.94

Fair Value Measurements (Detail

Fair Value Measurements (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Assets:
Available for sale debt securities, fair value	$ 245,773	$ 235,054
Mortgage servicing rights, fair value	2,745	2,847
Quoted Prices in Active Markets for Identical Assets (Level 1)
Assets:
Available for sale debt securities, fair value	0	0
Mortgage servicing rights, fair value	0	0
Other Observable Inputs (Level 2)
Assets:
Available for sale debt securities, fair value	245,773	235,054
Mortgage servicing rights, fair value	0	0
Significant Unobservable Inputs (Level 3)
Assets:
Available for sale debt securities, fair value	0	0
Mortgage servicing rights, fair value	2,745	2,847
Recurring
Assets:
Assets, Total	248,518	237,901
Recurring | Government sponsored enterprises
Assets:
Available for sale debt securities, fair value	42,212	73,497
Recurring | Asset-backed securities
Assets:
Available for sale debt securities, fair value	175,843	128,851
Recurring | Obligations of states and political subdivisions
Assets:
Available for sale debt securities, fair value	27,718	32,706
Recurring | Mortgage servicing rights
Assets:
Mortgage servicing rights, fair value	2,745	2,847
Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1)
Assets:
Assets, Total	0	0
Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Government sponsored enterprises
Assets:
Available for sale debt securities, fair value	0	0
Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Asset-backed securities
Assets:
Available for sale debt securities, fair value	0	0
Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Obligations of states and political subdivisions
Assets:
Available for sale debt securities, fair value	0	0
Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Mortgage servicing rights
Assets:
Mortgage servicing rights, fair value	0	0
Recurring | Other Observable Inputs (Level 2)
Assets:
Assets, Total	245,773	235,054
Recurring | Other Observable Inputs (Level 2) | Government sponsored enterprises
Assets:
Available for sale debt securities, fair value	42,212	73,497
Recurring | Other Observable Inputs (Level 2) | Asset-backed securities
Assets:
Available for sale debt securities, fair value	175,843	128,851
Recurring | Other Observable Inputs (Level 2) | Obligations of states and political subdivisions
Assets:
Available for sale debt securities, fair value	27,718	32,706
Recurring | Other Observable Inputs (Level 2) | Mortgage servicing rights
Assets:
Mortgage servicing rights, fair value	0	0
Recurring | Significant Unobservable Inputs (Level 3)
Assets:
Assets, Total	2,745	2,847
Recurring | Significant Unobservable Inputs (Level 3) | Government sponsored enterprises
Assets:
Available for sale debt securities, fair value	0	0
Recurring | Significant Unobservable Inputs (Level 3) | Asset-backed securities
Assets:
Available for sale debt securities, fair value	0	0
Recurring | Significant Unobservable Inputs (Level 3) | Obligations of states and political subdivisions
Assets:
Available for sale debt securities, fair value	0	0
Recurring | Significant Unobservable Inputs (Level 3) | Mortgage servicing rights
Assets:
Mortgage servicing rights, fair value	$ 2,745	$ 2,847

Fair Value Measurements (Deta74

Fair Value Measurements (Details 1) - Recurring - Significant Unobservable Inputs (Level 3) - Mortgage servicing rights - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Fair value of assets
Balance at beginning of period	$ 2,847	$ 2,762
Total gains or losses (realized/unrealized) included in earnings	(155)	(219)
Total gains or losses (realized/unrealized) included in other comprehensive income	0	0
Purchases	0	0
Sales	0	0
Issues	53	119
Settlements	0	0
Balance at end of period	$ 2,745	$ 2,662

Fair Value Measurements (Deta75

Fair Value Measurements (Details 2) - Recurring - Significant Unobservable Inputs (Level 3) - Mortgage servicing rights	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Quantitative Information
Weighted average constant prepayment rate	10.30%	11.19%
Weighted average note rate (as a percent)	3.91%	3.94%
Weighted average discount rate	9.19%	9.26%
Weighted average expected life (in years)	5 years 8 months 12 days	5 years 4 months 24 days

Fair Value Measurements (Deta76

Fair Value Measurements (Details 3) - Nonrecurring - USD ($) $ in Thousands		3 Months Ended
		Mar. 31, 2016	Mar. 31, 2015
Total Gains (Losses)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Gains (losses) on impaired loans	[1]	$ (560)	$ (95)
Gains (losses) on other real estate owned and repossessed assets	[1]	33	228
Total Fair Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		3,805	5,291
Other real estate owned and repossessed assets		15,471	11,751
Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		0	0
Other real estate owned and repossessed assets		0	0
Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		0	0
Other real estate owned and repossessed assets		0	0
Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		3,805	5,291
Other real estate owned and repossessed assets		15,471	11,751
Commercial, financial, and agricultural | Total Gains (Losses)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Gains (losses) on impaired loans	[1]	(359)	0
Commercial, financial, and agricultural | Total Fair Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		248	1,130
Commercial, financial, and agricultural | Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		0	0
Commercial, financial, and agricultural | Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		0	0
Commercial, financial, and agricultural | Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		248	1,130
Real estate - construction - commercial | Total Gains (Losses)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Gains (losses) on impaired loans	[1]	0
Real estate - construction - commercial | Total Fair Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		44
Real estate - construction - commercial | Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		0
Real estate - construction - commercial | Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		0
Real estate - construction - commercial | Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		44
Real estate mortgage - residential | Total Gains (Losses)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Gains (losses) on impaired loans	[1]	(35)	(71)
Real estate mortgage - residential | Total Fair Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		3,170	3,169
Real estate mortgage - residential | Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		0	0
Real estate mortgage - residential | Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		0	0
Real estate mortgage - residential | Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		3,170	3,169
Real estate mortgage - commercial | Total Gains (Losses)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Gains (losses) on impaired loans	[1]	(154)	(23)
Real estate mortgage - commercial | Total Fair Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		243	818
Real estate mortgage - commercial | Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		0	0
Real estate mortgage - commercial | Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		0	0
Real estate mortgage - commercial | Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		243	818
Consumer | Total Gains (Losses)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Gains (losses) on impaired loans	[1]	(12)	(1)
Consumer | Total Fair Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		100	174
Consumer | Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		0	0
Consumer | Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		0	0
Consumer | Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		$ 100	$ 174
[1]	Total gains (losses) reported for other real estate and foreclosed assets includes charge-offs, valuation write downs, and net losses taken during the periods reported.

Fair Value Measurements (Deta77

Fair Value Measurements (Detail Textuals) - USD ($)	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Fair Value Disclosures [Abstract]
Gains included in earnings attributable to change in unrealized gains or losses	$ 3,000	$ 41,000
Impaired loans with a specific allowance	5,200,000	7,700,000
Specific allowance related to impaired loans	1,300,000	2,400,000
Impaired financing receivable charge offs	$ 560,000	$ 95,000

Fair Value of Financial Instr78

Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Assets:
Cash and due from banks	$ 18,184	$ 20,484
Federal funds sold and overnight interest-bearing deposits	24,587	7,893
Investment in available-for-sale securities, at fair value	245,773	235,054
Mortgage servicing rights	2,745	2,847
Accrued interest receivable	4,510	4,853
Deposits:
Non-interest bearing demand	216,886	208,035
Savings, interest checking and money market	485,759	441,080
Accrued interest payable	379	382
Quoted Prices in Active Markets for Identical Assets (Level 1)
Assets:
Cash and due from banks	18,184	20,484
Federal funds sold and overnight interest-bearing deposits	24,587	7,893
Investment in available-for-sale securities, at fair value	0	0
Loans, net	0	0
Investment in FHLB stock	0	0
Mortgage servicing rights	0	0
Cash surrender value - life insurance	0	0
Accrued interest receivable	4,510	4,853
Assets, Total	47,281	33,230
Deposits:
Non-interest bearing demand	216,886	208,035
Savings, interest checking and money market	485,759	441,080
Time deposits	0	0
Federal funds purchased and securities sold under agreements to repurchase	41,523	56,834
Subordinated notes	0	0
Federal Home Loan Bank advances	0	0
Accrued interest payable	379	382
Liabilities, Fair Value Disclosure, Total	744,547	706,331
Other Observable Inputs (Level 2)
Assets:
Cash and due from banks	0	0
Federal funds sold and overnight interest-bearing deposits	0	0
Investment in available-for-sale securities, at fair value	245,773	235,054
Loans, net	0	0
Investment in FHLB stock	3,433	3,390
Mortgage servicing rights	0	0
Cash surrender value - life insurance	2,361	2,348
Accrued interest receivable	0	0
Assets, Total	251,567	240,792
Deposits:
Non-interest bearing demand	0	0
Savings, interest checking and money market	0	0
Time deposits	0	0
Federal funds purchased and securities sold under agreements to repurchase	0	0
Subordinated notes	33,455	40,821
Federal Home Loan Bank advances	50,927	52,340
Accrued interest payable	0	0
Liabilities, Fair Value Disclosure, Total	84,382	93,161
Net Significant Unobservable Inputs (Level 3)
Assets:
Cash and due from banks	0	0
Federal funds sold and overnight interest-bearing deposits	0	0
Investment in available-for-sale securities, at fair value	0	0
Loans, net	867,720	854,775
Investment in FHLB stock	0	0
Mortgage servicing rights	2,745	2,847
Cash surrender value - life insurance	0	0
Accrued interest receivable	0	0
Assets, Total	870,465	857,622
Deposits:
Non-interest bearing demand	0	0
Savings, interest checking and money market	0	0
Time deposits	289,896	298,323
Federal funds purchased and securities sold under agreements to repurchase	0	0
Subordinated notes	0	0
Federal Home Loan Bank advances	0	0
Accrued interest payable	0	0
Liabilities, Fair Value Disclosure, Total	289,896	298,323
Carrying Amount
Assets:
Cash and due from banks	18,184	20,484
Federal funds sold and overnight interest-bearing deposits	24,587	7,893
Investment in available-for-sale securities, at fair value	245,773	235,054
Loans, net	866,681	856,476
Investment in FHLB stock	3,433	3,390
Mortgage servicing rights	2,745	2,847
Cash surrender value - life insurance	2,361	2,348
Accrued interest receivable	4,510	4,853
Assets, Total	1,168,274	1,133,345
Deposits:
Non-interest bearing demand	216,886	208,035
Savings, interest checking and money market	485,759	441,080
Time deposits	289,915	298,082
Federal funds purchased and securities sold under agreements to repurchase	41,523	56,834
Subordinated notes	49,486	49,486
Federal Home Loan Bank advances	50,000	50,000
Accrued interest payable	379	382
Liabilities, Fair Value Disclosure, Total	1,133,948	1,103,899
Fair Value
Assets:
Cash and due from banks	18,184	20,484
Federal funds sold and overnight interest-bearing deposits	24,587	7,893
Investment in available-for-sale securities, at fair value	245,773	235,054
Loans, net	867,720	854,775
Investment in FHLB stock	3,433	3,390
Mortgage servicing rights	2,745	2,847
Cash surrender value - life insurance	2,361	2,348
Accrued interest receivable	4,510	4,853
Assets, Total	1,169,313	1,131,644
Deposits:
Non-interest bearing demand	216,886	208,035
Savings, interest checking and money market	485,759	441,080
Time deposits	289,896	298,323
Federal funds purchased and securities sold under agreements to repurchase	41,523	56,834
Subordinated notes	33,455	40,821
Federal Home Loan Bank advances	50,927	52,340
Accrued interest payable	379	382
Liabilities, Fair Value Disclosure, Total	$ 1,118,825	$ 1,097,815

Repurchase Reserve Liability (D

Repurchase Reserve Liability (Detail) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Assets Sold Under Agreements To Repurchase [Roll Forward]
Balance at beginning of year	$ 160	$ 160
Provision for repurchase liability	0	40
Reimbursement of expenses	0	(40)
Balance at end of year	$ 160	$ 160

Repurchase Reserve Liability 80

Repurchase Reserve Liability (Detail Textuals)	3 Months Ended	12 Months Ended
	Mar. 31, 2016USD ($)Securties	Dec. 31, 2015USD ($)Securties	Mar. 31, 2015USD ($)	Dec. 31, 2014USD ($)
Repurchase Reserve Liability [Abstract]
Repurchase reserve liability	$ 160,000	$ 160,000	$ 160,000	$ 160,000
Number of loans sold to the secondary market | Securties	2,986	3,024
Balance of loans sold to the secondary market	$ 308,100,000	$ 312,100,000
Loss on repurchase		$ 39,000

Commitments and Contingencies81

Commitments and Contingencies (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Contractual amount of off-balance-sheet financial instruments
Total contractual amount of off-balance-sheet financial instruments	$ 239,760	$ 165,947
Commitments to extend credit
Contractual amount of off-balance-sheet financial instruments
Total contractual amount of off-balance-sheet financial instruments	232,687	161,306
Commitments to originate residential first and second mortgage loans
Contractual amount of off-balance-sheet financial instruments
Total contractual amount of off-balance-sheet financial instruments	5,611	3,175
Standby letters of credit
Contractual amount of off-balance-sheet financial instruments
Total contractual amount of off-balance-sheet financial instruments	$ 1,462	$ 1,466

Commitments and Contingencies82

Commitments and Contingencies (Detail Textuals) $ in Thousands	3 Months Ended
	Mar. 31, 2016USD ($)
Contractual amount of off-balance-sheet financial instruments
Amounts accrued for estimated losses for the financial instruments	$ 0
Minimum
Contractual amount of off-balance-sheet financial instruments
Remaining term of standby letters of credit	1 month
Maximum
Contractual amount of off-balance-sheet financial instruments
Remaining term of standby letters of credit	5 years