Hawthorn Bancshares (HWBK) 10-Q 15 Aug 16 2016 Q2 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	6 Months Ended
	Jun. 30, 2016	Aug. 09, 2016
Document And Entity Information Abstract
Entity Registrant Name	HAWTHORN BANCSHARES, INC.
Entity Central Index Key	893,847
Trading Symbol	hwbk
Current Fiscal Year End Date	--12-31
Entity Filer Category	Non-accelerated Filer
Entity Common Stock, Shares Outstanding		5,635,237
Document Type	10-Q
Document Period End Date	Jun. 30, 2016
Amendment Flag	false
Document Fiscal Year Focus	2,016
Document Fiscal Period Focus	Q2

Consolidated Balance Sheets (un

Consolidated Balance Sheets (unaudited) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
ASSETS
Cash and due from banks	$ 18,093	$ 20,484
Federal funds sold and other overnight interest-bearing deposits	18,939	7,893
Cash and cash equivalents	37,032	28,377
Investment in available-for-sale securities, at fair value	235,154	235,054
Other investments and securities, at cost	9,040	8,037
Total investment securities	244,194	243,091
Loans	922,942	865,080
Allowances for loan losses	(9,392)	(8,604)
Net loans	913,550	856,476
Premises and equipment - net	36,082	36,389
Mortgage servicing rights	2,511	2,847
Other real estate and repossessed assets - net	15,254	15,992
Accrued interest receivable	4,626	4,853
Cash surrender value - life insurance	2,379	2,348
Other assets	10,096	10,548
Total assets	1,265,724	1,200,921
Deposits
Non-interest bearing demand	217,777	208,035
Savings, interest checking and money market	477,797	441,080
Time deposits $100,000 and over	149,734	132,244
Other time deposits	159,933	165,838
Total deposits	1,005,241	947,197
Federal funds purchased and securities sold under agreements to repurchase	35,694	56,834
Subordinated notes	49,486	49,486
Federal Home Loan Bank advances	74,000	50,000
Accrued interest payable	372	382
Other liabilities	9,190	9,736
Total liabilities	1,173,983	1,113,635
Stockholders' equity:
Common stock, $1 par value, authorized 15,000,000 shares; issued 5,605,202 shares, respectively	5,605	5,605
Surplus	41,709	38,549
Retained earnings	48,419	48,700
Accumulated other comprehensive loss, net of tax	(216)	(2,018)
Treasury stock; 179,313 and 164,013 shares, at cost	(3,776)	(3,550)
Total stockholders' equity	91,741	87,286
Total liabilities and stockholders' equity	$ 1,265,724	$ 1,200,921

Consolidated Balance Sheets (u3

Consolidated Balance Sheets (unaudited) (Parentheticals) - $ / shares	Jun. 30, 2016	Dec. 31, 2015
Statement of Financial Position [Abstract]
Common stock, par value (in dollars per share)	$ 1	$ 1
Common stock, shares authorized	15,000,000	15,000,000
Common stock, shares issued	5,605,202	5,605,202
Treasury stock, shares	179,313	164,013

Consolidated Statements of Inco

Consolidated Statements of Income (unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
INTEREST INCOME
Interest and fees on loans	$ 10,308	$ 10,104	$ 20,295	$ 20,177
Interest on investment securities:
Taxable	831	890	1,769	1,792
Nontaxable	119	172	262	355
Federal funds sold and other overnight interest-bearing deposits	17	8	50	22
Dividends on other securities	75	40	151	66
Total interest income	11,350	11,214	22,527	22,412
Interest on deposits:
Savings, interest checking and money market	287	247	582	497
Time deposit accounts $100,000 and over	232	222	441	431
Other time deposits	236	268	476	562
Interest on federal funds purchased and securities sold under agreements to repurchase	15	9	39	16
Interest on subordinated notes	366	320	720	633
Interest on Federal Home Loan Bank advances	243	164	450	311
Total interest expense	1,379	1,230	2,708	2,450
Net interest income	9,971	9,984	19,819	19,962
Provision for loan losses	425	250	675	250
Net interest income after provision for loan losses	9,546	9,734	19,144	19,712
NON-INTEREST INCOME
Service charges and other fees	828	864	1,662	1,694
Bank card income and fees	648	629	1,282	1,216
Trust department income	265	274	483	478
Real estate servicing fees, net	(86)	186	(32)	180
Gain on sale of mortgage loans, net	222	434	387	781
Gain on sale of investment securities	18	8	490	8
Other	54	66	125	91
Total non-interest income	1,949	2,461	4,397	4,448
NON-INTEREST EXPENSE
Salaries and employee benefits	5,305	5,175	10,655	10,478
Occupancy expense, net	673	717	1,306	1,380
Furniture and equipment expense	439	484	850	915
Processing, network, and bank card expense	840	807	1,611	1,596
Legal, examination, and professional fees	328	339	662	610
FDIC insurance assessment	188	258	364	499
Advertising and promotion	242	270	452	507
Postage, printing, and supplies	291	272	527	543
Real estate foreclosure expense (gains), net	42	158	183	(23)
Other	1,005	787	1,826	1,470
Total non-interest expense	9,353	9,267	18,436	17,975
Income before income taxes	2,142	2,928	5,105	6,185
Income tax expense	730	1,001	1,695	2,120
Net income	$ 1,412	$ 1,927	$ 3,410	$ 4,065
Basic earnings per share (in dollars per share)	$ 0.25	$ 0.34	$ 0.60	$ 0.72
Diluted earnings per share (in dollars per share)	$ 0.25	$ 0.34	$ 0.60	$ 0.72

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Consolidated Statements of Comprehensive Income
Net income	$ 1,412	$ 1,927	$ 3,410	$ 4,065
Investment securities available-for-sale:
Unrealized gain (loss) on investment securities available-for-sale, net of tax	837	(850)	2,082	(366)
Adjustment for gain on sale of investment securities, net of tax	(11)	(5)	(304)	(5)
Defined benefit pension plans:
Amortization of prior service cost included in net periodic pension cost, net of tax	12	22	24	45
Total other comprehensive income (loss)	838	(833)	1,802	(326)
Total comprehensive income	$ 2,250	$ 1,094	$ 5,212	$ 3,739

Consolidated Statements of Stoc

Consolidated Statements of Stockholders' Equity (unaudited) - USD ($) $ in Thousands	Common Stock	Surplus	Retained Earnings	Accumulated Other Comprehensive Income (Loss)	Treasury Stock	Total
Balance at Dec. 31, 2014	$ 5,396	$ 35,901	$ 44,016	$ (1,228)	$ (3,517)	$ 80,568
Increase (Decrease) in Stockholders' Equity
Net income	0	0	4,065	0	0	4,065
Other comprehensive income (loss)	0	0	0	(326)	0	(326)
Stock dividend	0	2,847	(2,847)	0	0	0
Stock based compensation expense	0	5	0	0	0	5
Cash dividends declared, common stock	0	0	(523)	0	0	(523)
Balance at Jun. 30, 2015	5,396	38,753	44,711	(1,554)	(3,517)	83,789
Balance at Dec. 31, 2015	5,605	38,549	48,700	(2,018)	(3,550)	87,286
Increase (Decrease) in Stockholders' Equity
Net income	0	0	3,410	0	0	3,410
Other comprehensive income (loss)	0	0	0	1,802	0	1,802
Stock dividend	0	3,149	(3,149)	0	0	0
Stock based compensation expense	0	11	0	0	0	11
Purchases of treasury stock	0	0	0	0	(226)	(226)
Cash dividends declared, common stock	0	0	(542)	0	0	(542)
Balance at Jun. 30, 2016	$ 5,605	$ 41,709	$ 48,419	$ (216)	$ (3,776)	$ 91,741

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (unaudited) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015
Cash flows from operating activities:
Net income	$ 3,410	$ 4,065
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	675	250
Depreciation expense	962	962
Net amortization of investment securities, premiums, and discounts	883	664
Stock based compensation expense	11	5
Change in fair value of mortgage servicing rights	453	262
Gain on sale of investment securities	(490)	(8)
Gain on sales and dispositions of premises and equipment	(6)	(11)
Gain on sales and dispositions of other real estate and repossessed assets	(103)	(144)
Provision for other real estate owned	76	(6)
Decrease in accrued interest receivable	227	174
Increase in cash surrender value -life insurance	(31)	(35)
(Increase) decrease in other assets	(715)	1,344
Decrease in accrued interest payable	(10)	(8)
(Decrease) increase in other liabilities	(546)	195
Origination of mortgage loans for sale	(17,017)	(28,950)
Proceeds from the sale of mortgage loans	17,520	28,904
Gain on sale of mortgage loans, net	(387)	(781)
Other, net	(79)	(154)
Net cash provided by operating activities	4,833	6,728
Cash flows from investing activities:
Net increase in loans	(59,499)	(2,494)
Purchase of available-for-sale debt securities	(76,417)	(67,583)
Proceeds from maturities of available-for-sale debt securities	24,457	14,245
Proceeds from calls of available-for-sale debt securities	10,035	10,875
Proceeds from sales of available-for-sale debt securities	44,300	720
Proceeds from sales of FHLB stock	0	120
Purchases of FHLB stock	(1,003)	(3,315)
Purchases of premises and equipment	(592)	(518)
Proceeds from sales of premises and equipment	6	11
Proceeds from sales of other real estate and foreclosed assets	2,399	1,036
Net cash used in investing activities	(56,314)	(46,903)
Cash flows from financing activities:
Net increase (decrease) in demand deposits	9,742	(1,222)
Net increase in interest-bearing transaction accounts	36,717	23,194
Net increase (decrease) in time deposits	11,585	(2,620)
Net (decrease) increase in federal funds purchased and securities sold under agreements to repurchase	(21,140)	7,872
Repayment of FHLB advances	(8,000)	(13,000)
FHLB advances	32,000	17,000
Purchases of treasury stock	(226)	0
Cash dividends paid - common stock	(542)	(523)
Net cash provided by financing activities	60,136	30,701
Net increase (decrease) in cash and cash equivalents	8,655	(9,474)
Cash and cash equivalents, beginning of period	28,377	42,809
Cash and cash equivalents, end of period	37,032	33,335
Cash paid during the year for:
Interest	2,718	2,459
Income taxes	1,975	959
Noncash investing activities:
Other real estate and repossessed assets acquired in settlement of loans	$ 1,634	$ 1,517

Summary of Significant Accounti

Summary of Significant Accounting Policies	6 Months Ended
	Jun. 30, 2016
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	(1) Summary of Significant Accounting Policies Hawthorn Bancshares, Inc. (the Company) through its subsidiary, Hawthorn Bank (the Bank), provides a broad range of banking services to individual and corporate customers located within the communities in and surrounding Jefferson City, Columbia, Clinton, Warsaw, Springfield, Branson, and the greater Kansas City metropolitan area. The Company is subject to competition from other financial and nonfinancial institutions providing financial products. Additionally, the Company and its subsidiaries are subject to the regulations of certain regulatory agencies and undergo periodic examinations by those regulatory agencies. The accompanying unaudited consolidated financial statements of the Company have been prepared in conformity with U.S. generally accepted accounting principles (U.S. GAAP) for interim financial information and with the instructions to Form 10-Q, and Rule 10-01 of Regulation S-X. Accordingly, the unaudited consolidated financial statements do not include all of the information and disclosures required by U.S. GAAP for complete financial statements and should be read in conjunction with the consolidated financial statements and related notes included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2015. Certain amounts in the 2015 condensed consolidated financial statements have been reclassified to conform to the 2016 condensed consolidated presentation. Such reclassifications have no effect on previously reported net income or stockholders’ equity. The preparation of the consolidated financial statements includes all adjustments that, in the opinion of management, are necessary in order to make those statements not misleading. Management is required to make estimates and assumptions, including the determination of the allowance for loan losses, real estate acquired in connection with foreclosure or in satisfaction of loans, and fair values of investment securities available-for-sale that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. The Company’s management has evaluated and did not identify any subsequent events or transactions requiring recognition or disclosure in the consolidated financial statements. Stock Dividend The following represents significant new accounting principles adopted in 2016: Consolidation Amendments to the Consolidation Analysis, Intangible Assets Customer's Accounting for Fees Paid in a Cloud Computing Arrangement

Loans and Allowance for Loan Lo

Loans and Allowance for Loan Losses	6 Months Ended
	Jun. 30, 2016
Loans and Leases Receivable Disclosure [Abstract]
Loans and Allowance for Loan Losses	(2) Loans and Allowance for Loan Losses Loans A summary of loans, by major class within the Company’s loan portfolio, at June 30, 2016 and December 31, 2015 is as follows: June 30, December 31, (in thousands) 2016 2015 Commercial, financial, and agricultural $ 160,124 $ 149,091 Real estate construction - residential 14,995 16,895 Real estate construction - commercial 46,218 33,943 Real estate mortgage - residential 250,588 256,086 Real estate mortgage - commercial 425,124 385,869 Installment and other consumer 25,893 23,196 Total loans $ 922,942 $ 865,080 The Bank grants real estate, commercial, installment, and other consumer loans to customers located within the communities surrounding Jefferson City, Columbia, Clinton, Warsaw, Springfield, Branson and the greater Kansas City metropolitan area. As such, the Bank is susceptible to changes in the economic environment in these communities. The Bank does not have a concentration of credit in any one economic sector. Installment and other consumer loans consist primarily of the financing of automotive vehicles. At June 30, 2016, loans with a carrying value of $446.7 million, or $369.8 million fair value, were pledged to the Federal Home Loan Bank as collateral for borrowings and letters of credit. Allowance for Loan Losses The following is a summary of the allowance for loan losses during the periods indicated. Three Months Ended June 30, 2016 Commercial, Real Estate Real Estate Real Estate Real Estate Installment Financial, & Construction - Construction - Mortgage - Mortgage - Loans to Un- (in thousands) Agricultural Residential Commercial Residential Commercial Individuals allocated Total Balance at beginning of period $ 2,135 $ 44 $ 687 $ 2,273 $ 3,190 $ 259 $ 43 $ 8,631 Additions: Provision for loan losses 817 19 (929 ) 186 218 61 53 425 Deductions: Loans charged off 36 0 0 175 28 67 0 306 Less recoveries on loans (80 ) 0 (491 ) (9 ) (31 ) (31 ) 0 (642 ) Net loans charged off (44 ) 0 (491 ) 166 (3 ) 36 0 (336 ) Balance at end of period $ 2,996 $ 63 $ 249 $ 2,293 $ 3,411 $ 284 $ 96 $ 9,392 Six Months Ended June 30, 2016 Commercial, Real Estate Real Estate Real Estate Real Estate Installment Financial, & Construction - Construction - Mortgage - Mortgage - Loans to Un- (in thousands) Agricultural Residential Commercial Residential Commercial Individuals allocated Total Balance at beginning of period $ 2,153 $ 59 $ 644 $ 2,439 $ 2,935 $ 273 $ 101 $ 8,604 Additions: Provision for loan losses 804 4 (896 ) 218 495 55 (5 ) 675 Deductions: Loans charged off 138 0 1 381 111 123 0 754 Less recoveries on loans (177 ) 0 (502 ) (17 ) (92 ) (79 ) 0 (867 ) Net loans charged off (39 ) 0 (501 ) 364 19 44 0 (113 ) Balance at end of period $ 2,996 $ 63 $ 249 $ 2,293 $ 3,411 $ 284 $ 96 $ 9,392 Three Months Ended June 30, 2015 Commercial, Real Estate Real Estate Real Estate Real Estate Installment Financial, & Construction - Construction - Mortgage - Mortgage - Loans to Un- (in thousands) Agricultural Residential Commercial Residential Commercial Individuals allocated Total Balance at beginning of period $ 2,141 $ 48 $ 374 $ 2,709 $ 4,115 $ 190 $ 184 $ 9,761 Additions: Provision for loan losses 1,065 (148 ) 45 (284 ) (354 ) 66 (140 ) 250 Deductions: Loans charged off 122 0 5 140 8 113 0 388 Less recoveries on loans (40 ) (117 ) 0 (47 ) (117 ) (42 ) 0 (363 ) Net loans charged off 82 (117 ) 5 93 (109 ) 71 0 25 Balance at end of period $ 3,124 $ 17 $ 414 $ 2,332 $ 3,870 $ 185 $ 44 $ 9,986 Six Months Ended June 30, 2015 Commercial, Real Estate Real Estate Real Estate Real Estate Installment Financial, & Construction - Construction - Mortgage - Mortgage - Loans to Un- (in thousands) Agricultural Residential Commercial Residential Commercial Individuals allocated Total Balance at beginning of period $ 1,779 $ 171 $ 466 $ 2,527 $ 3,846 $ 270 $ 40 $ 9,099 Additions: Provision for loan losses 880 (448 ) (47 ) (43 ) (96 ) 0 4 250 Deductions: Loans charged off 150 0 5 211 32 161 0 559 Less recoveries on loans (615 ) (294 ) 0 (59 ) (152 ) (76 ) 0 (1,196 ) Net loans (recovered) charged off (465 ) (294 ) 5 152 (120 ) 85 0 (637 ) Balance at end of period $ 3,124 $ 17 $ 414 $ 2,332 $ 3,870 $ 185 $ 44 $ 9,986 Loans, or portions of loans, are charged off to the extent deemed uncollectible or a loss is confirmed. Loan charge-offs reduce the allowance for loan losses, and recoveries of loans previously charged off are added back to the allowance. If management determines that it is probable that all amounts due on a loan will not be collected under the original terms of the loan agreement, the loan is considered to be impaired. These loans are evaluated individually for impairment, and in conjunction with current economic conditions and loss experience, specific reserves are estimated as further discussed below. Loans not individually evaluated are aggregated by risk characteristics and reserves are recorded using a consistent methodology that considers historical loan loss experience by loan type, delinquencies, current economic conditions, loan risk ratings and industry concentration. Beginning in the first quarter of 2016, the Company began to lengthen its look-back period with the intent to increase such period from three to five years over the next two years. The Company believes that the five-year look-back period, which is consistent with the Company’s practices prior to the start of the economic recession in 2008, provides a representative historical loss period in the current economic environment. The following table provides the balance in the allowance for loan losses at June 30, 2016 and December 31, 2015, and the related loan balance by impairment methodology. Commercial, Real Estate Real Estate Real Estate Real Estate Installment Financial, and Construction - Construction - Mortgage - Mortgage - Loans to Un- (in thousands) Agricultural Residential Commercial Residential Commercial Individuals allocated Total June 30, 2016 Allowance for loan losses: Individually evaluated for impairment $ 884 $ 0 $ 8 $ 628 $ 60 $ 14 $ 0 $ 1,594 Collectively evaluated for impairment 2,112 63 241 1,665 3,351 270 96 7,798 Total $ 2,996 $ 63 $ 249 $ 2,293 $ 3,411 $ 284 $ 96 $ 9,392 Loans outstanding: Individually evaluated for impairment $ 1,903 $ 0 $ 52 $ 5,030 $ 2,361 $ 99 $ 0 $ 9,445 Collectively evaluated for impairment 158,221 14,995 46,166 245,558 422,763 25,794 0 913,497 Total $ 160,124 $ 14,995 $ 46,218 $ 250,588 $ 425,124 $ 25,893 $ 0 $ 922,942 December 31, 2015 Allowance for loan losses: Individually evaluated for impairment $ 285 $ 0 $ 15 $ 955 $ 266 $ 19 $ 0 $ 1,540 Collectively evaluated for impairment 1,868 59 629 1,484 2,669 254 101 7,064 Total $ 2,153 $ 59 $ 644 $ 2,439 $ 2,935 $ 273 $ 101 $ 8,604 Loans outstanding: Individually evaluated for impairment $ 1,005 $ 0 $ 102 $ 5,936 $ 3,081 $ 144 $ 0 $ 10,268 Collectively evaluated for impairment 148,086 16,895 33,841 250,150 382,788 23,052 0 854,812 Total $ 149,091 $ 16,895 $ 33,943 $ 256,086 $ 385,869 $ 23,196 $ 0 $ 865,080 Impaired Loans Loans evaluated under ASC 310-10-35 include loans which are individually evaluated for impairment. All other loans are collectively evaluated for impairment under ASC 450-20. Impaired loans individually evaluated for impairment totaled $9.4 million and $10.3 million at June 30, 2016 and December 31, 2015, respectively, and are comprised of loans on non-accrual status and loans which have been classified as troubled debt restructurings (TDRs). The net carrying value of impaired loans is generally based on the fair values of collateral obtained through independent appraisals or internal evaluations, or by discounting the total expected future cash flows. At June 30, 2016 and December 31, 2015, $6.0 million and $6.4 million, respectively, of impaired loans were evaluated based on the fair value less estimated selling costs of the loan’s collateral. Once the impairment amount is calculated a specific reserve allocation is recorded. At June 30, 2016, $1.6 million of the Company’s allowance for loan losses was allocated to impaired loans totaling $9.4 million compared to $1.5 million of the Company's allowance for loan losses allocated to impaired loans totaling approximately $10.3 million at December 31, 2015. Management determined that $4.7 million, or 50%, of total impaired loans required no reserve allocation at June 30, 2016 compared to $4.5 million, or 44%, at December 31, 2015 primarily due to adequate collateral values , The categories of impaired loans at June 30, 2016 and December 31, 2015 are as follows: June 30, December 31, (in thousands) 2016 2015 Non-accrual loans $ 3,647 $ 4,418 Performing TDRs 5,798 5,850 Total impaired loans $ 9,445 $ 10,268 The following tables provide additional information about impaired loans at June 30, 2016 and December 31, 2015, respectively, segregated between loans for which an allowance has been provided and loans for which no allowance has been provided. Unpaid Recorded Principal Specific (in thousands) Investment Balance Reserves June 30, 2016 With no related allowance recorded: Commercial, financial and agricultural $ 296 $ 296 $ 0 Real estate - residential 2,355 2,356 0 Real estate - commercial 2,103 2,510 0 Total $ 4,754 $ 5,162 $ 0 With an allowance recorded: Commercial, financial and agricultural $ 1,607 $ 1,628 $ 884 Real estate - construction commercial 52 56 8 Real estate - residential 2,675 2,712 628 Real estate - commercial 258 329 60 Consumer 99 128 14 Total $ 4,691 $ 4,853 $ 1,594 Total impaired loans $ 9,445 $ 10,015 $ 1,594 Unpaid Recorded Principal Specific (in thousands) Investment Balance Reserves December 31, 2015 With no related allowance recorded: Commercial, financial and agricultural $ 448 $ 450 $ 0 Real estate - residential 1,645 1,712 0 Real estate - commercial 2,446 2,572 0 Total $ 4,539 $ 4,734 $ 0 With an allowance recorded: Commercial, financial and agricultural $ 557 $ 572 $ 285 Real estate - construction commercial 102 115 15 Real estate - residential 4,291 4,320 955 Real estate - commercial 635 884 266 Consumer 144 182 19 Total $ 5,729 $ 6,073 $ 1,540 Total impaired loans $ 10,268 $ 10,807 $ 1,540 The following table presents by class, information related to the average recorded investment and interest income recognized on impaired loans during the periods indicated. Three Months Ended June 30, Six Months Ended June 30, 2016 2015 2016 2015 Interest Interest Interest Interest Average Recognized Average Recognized Average Recognized Average Recognized Recorded For the Recorded For the Recorded For the Recorded For the (in thousands) Investment Period Ended Investment Period Ended Investment Period Ended Investment Period Ended With no related allowance recorded: Commercial, financial and agricultural $ 385 $ 19 $ 2,405 $ 8 $ 1,014 $ 29 $ 3,834 $ 13 Real estate - construction residential 0 0 0 0 0 0 1,105 0 Real estate - construction commercial 0 0 2,101 0 0 0 3,633 0 Real estate - residential 1,593 100 2,246 8 1,738 197 3,328 50 Real estate - commercial 2,109 63 4,081 21 2,280 120 11,383 65 Consumer 0 0 0 0 0 0 10 0 Total $ 4,087 $ 182 $ 10,833 $ 37 $ 5,032 $ 346 $ 23,293 $ 128 With an allowance recorded: Commercial, financial and agricultural $ 866 $ 108 $ 2,263 $ 7 $ 860 $ 135 $ 1,677 $ 6 Real estate - construction residential 0 0 0 0 0 0 565 0 Real estate - construction commercial 52 0 55 0 64 2 14 0 Real estate - residential 3,442 62 5,224 24 3,977 141 4,865 26 Real estate - commercial 260 13 1,360 0 560 20 2,056 0 Consumer 114 5 160 0 129 9 246 0 Total $ 4,734 $ 188 $ 9,062 $ 31 $ 5,590 $ 307 $ 9,423 $ 32 Total impaired loans $ 8,821 $ 370 $ 19,895 $ 68 $ 10,622 $ 653 $ 32,716 $ 160 The recorded investment varies from the unpaid principal balance primarily due to partial charge-offs taken resulting from current appraisals received. The amount recognized as interest income on impaired loans continuing to accrue interest, primarily related to troubled debt restructurings, was $370,000 and $653,000, for the three months and six months ended June 30, 2016, respectively, compared to $68,000 and $160,000 for the three and six months ended June 30, 2015, respectively. The average recorded investment in impaired loans is calculated on a monthly basis during the periods reported. Delinquent and Non-Accrual Loans The delinquency status of loans is determined based on the contractual terms of the notes. Borrowers are generally classified as delinquent once payments become 30 days or more past due. The Company’s policy is to discontinue the accrual of interest income on any loan when, in the opinion of management, the ultimate collectibility of interest or principal is no longer probable. In general, loans are placed on non-accrual when they become 90 days or more past due. However, management considers many factors before placing a loan on non-accrual, including the delinquency status of the loan, the overall financial condition of the borrower, the progress of management’s collection efforts and the value of the underlying collateral. Non-accrual loans are returned to accrual status when, in the opinion of management, the financial condition of the borrower indicates that the timely collectibility of interest and principal is probable and the borrower demonstrates the ability to pay under the terms of the note through a sustained period of repayment performance, which is generally six months. The following table provides aging information for the Company’s past due and non-accrual loans at June 30, 2016 and December 31, 2015. Current or 90 Days Less Than Past Due 30 Days 30 - 89 Days And Still (in thousands) Past Due Past Due Accruing Non-Accrual Total June 30, 2016 Commercial, Financial, and Agricultural $ 158,398 $ 489 $ 0 $ 1,237 $ 160,124 Real Estate Construction - Residential 14,727 268 0 0 14,995 Real Estate Construction - Commercial 46,166 0 0 52 46,218 Real Estate Mortgage - Residential 247,872 1,299 0 1,417 250,588 Real Estate Mortgage - Commercial 423,960 323 0 841 425,124 Installment and Other Consumer 25,651 135 7 100 25,893 Total $ 916,774 $ 2,514 $ 7 $ 3,647 $ 922,942 December 31, 2015 Commercial, Financial, and Agricultural $ 148,597 $ 185 $ 1 $ 308 $ 149,091 Real Estate Construction - Residential 16,895 0 0 0 16,895 Real Estate Construction - Commercial 33,776 65 0 102 33,943 Real Estate Mortgage - Residential 251,253 2,511 0 2,322 256,086 Real Estate Mortgage - Commercial 383,684 643 0 1,542 385,869 Installment and Other Consumer 22,840 207 5 144 23,196 Total $ 857,045 $ 3,611 $ 6 $ 4,418 $ 865,080 Credit Quality The Company categorizes loans into risk categories based upon an internal rating system reflecting management’s risk assessment. Loans are placed on watch substandard troubled debt restructuring non-accrual The following table presents the risk categories by class at June 30, 2016 and December 31, 2015. (in thousands) Commercial, Real Estate Real Estate Real Estate Real Estate Installment Total At June 30, 2016 Watch $ 10,876 $ 828 $ 1,187 $ 18,022 $ 43,747 $ 0 $ 74,660 Substandard 219 0 0 1,881 1,351 0 3,451 Performing TDRs 667 0 0 3,612 1,519 0 5,798 Non-accrual 1,237 0 52 1,417 841 100 3,647 Total $ 12,999 $ 828 $ 1,239 $ 24,932 $ 47,458 $ 100 $ 87,556 At December 31, 2015 Watch $ 8,663 $ 1,267 $ 1,296 $ 22,191 $ 24,303 $ 186 $ 57,906 Substandard 421 0 37 3,737 1,485 36 5,716 Performing TDRs 697 0 0 3,615 1,538 0 5,850 Non-accrual 308 0 102 2,322 1,542 144 4,418 Total $ 10,089 $ 1,267 $ 1,435 $ 31,865 $ 28,868 $ 366 $ 73,890 Troubled Debt Restructurings At June 30, 2016, loans classified as TDRs totaled $6.0 million, of which $193,000 were classified as nonperforming TDRs and included in non-accrual loans and $5.8 million were classified as performing TDRs. At December 31, 2015, loans classified as TDRs totaled $6.4 million, of which $527,000 were classified as nonperforming TDRs and included in non-accrual loans and $5.9 million were classified as performing TDRs. Both performing and nonperforming TDRs are considered impaired loans. When an individual loan is determined to be a TDR, the amount of impairment is based upon the present value of expected future cash flows discounted at the loan’s effective interest rate or the fair value of the underlying collateral less applicable selling costs. Accordingly, specific reserves of $588,000 and $910,000 related to TDRs were allocated to the allowance for loan losses at June 30, 2016 and December 31, 2015, respectively. The following table summarizes loans that were modified as TDRs during the periods indicated. Three Months Ended June 30, 2016 2015 Recorded Investment (1) Recorded Investment (1) (in thousands) Number of Pre- Post- Number of Pre- Post- Troubled Debt Restructurings Commercial, financial and agricultural 0 $ 0 $ 0 0 $ 0 $ 0 Real estate mortgage - residential 0 0 0 1 366 355 Real estate mortgage - commercial 0 0 0 1 800 800 Total 0 $ 0 $ 0 2 $ 1,166 $ 1,155 Six Months Ended June 30, 2016 2015 Recorded Investment (1) Recorded Investment (1) (in thousands) Number of Pre- Post- Number of Pre- Post- Troubled Debt Restructurings Commercial, financial and agricultural 0 $ 0 $ 0 3 $ 250 $ 240 Real estate mortgage - residential 1 78 78 3 510 464 Real estate mortgage - commercial 0 0 0 4 1,273 1,137 Total 1 $ 78 $ 78 10 $ 2,033 $ 1,841 (1) The amounts reported post-modification are inclusive of all partial pay-downs and charge-offs, and no portion of the debt was forgiven. Loans modified as a TDR that were fully paid down, charged-off or foreclosed upon during the period ended are not reported. The Company’s portfolio of loans classified as TDRs include concessions for the borrower given financial condition such as interest rates below the current market rate, deferring principal payments, and extending maturity dates. There were no loans and one loan meeting the TDR criteria during the three and six months ended June 30, 2016, respectively, compared to two loans and ten loans during the three and six months ended June 30, 2015, respectively. Upon default of a TDR, which is considered to be 90 days or more past due under the modified terms, impairment is measured based on the fair value of the underlying collateral less applicable selling costs. The impairment amount is either charged off as a reduction to the allowance for loan losses, provided for as a specific reserve within the allowance for loan losses, or in the process of foreclosure. There were no TDRs that defaulted within twelve months of its modification date during the three and six months ended June 30, 2016 and 2015, respectively. See Lending and Credit Management

Other Real Estate and Repossess

Other Real Estate and Repossessed Assets	6 Months Ended
	Jun. 30, 2016
Other Real Estate [Abstract]
Other Real Estate and Repossessed Assets	(3) Other Real Estate and Repossessed Assets June 30, December 31, (in thousands) 2016 2015 Commercial $ 830 $ 1,445 Real estate construction - commercial 12,380 12,380 Real estate mortgage - residential 1,144 477 Real estate mortgage - commercial 4,097 4,923 Repossessed assets 11 0 Total $ 18,462 $ 19,225 Less valuation allowance for other real estate owned (3,208 ) (3,233 ) Total other real estate and repossessed assets $ 15,254 $ 15,992 Changes in the net carrying amount of other real estate and repossessed assets were as follows for the periods indicated: Three Months Ended June 30, Six Months Ended June 30, 2016 2015 2016 2015 Balance at beginning of period $ 18,696 $ 14,984 $ 19,225 $ 15,140 Additions 892 914 1,634 1,517 Proceeds from sales (1,125 ) (153 ) (2,399 ) (1,036 ) Charge-offs against the valuation allowance for other real estate owned, net (55 ) 0 (101 ) (16 ) Net gain on sales 54 4 103 144 Total other real estate and repossessed assets $ 18,462 $ 15,749 $ 18,462 $ 15,749 Less valuation allowance for other real estate owned (3,208 ) (3,233 ) (3,208 ) (3,233 ) Balance at end of period $ 15,254 $ 12,516 $ 15,254 $ 12,516 At June 30, 2016, $146,000 of consumer mortgage loans secured by residential real estate properties were in the process of foreclosure compared to $390,000 at December 31, 2015. Activity in the valuation allowance for other real estate owned was as follows for the periods indicated: Three Months Ended June 30, Six Months Ended June 30, (in thousands) 2016 2015 2016 2015 Balance, beginning of period $ 3,225 $ 3,233 $ 3,233 $ 3,233 Provision for other real estate owned 38 0 76 0 Charge-offs (55 ) 0 (101 ) 0 Balance, end of period $ 3,208 $ 3,233 $ 3,208 $ 3,233

Investment Securities

Investment Securities	6 Months Ended
	Jun. 30, 2016
Investments Debt And Equity Securities [Abstract]
Investment Securities	(4) Investment Securities The amortized cost and fair value of debt securities classified as available-for-sale at June 30, 2016 and December 31, 2015 were as follows: Gross Gross Amortized Unrealized Unrealized (in thousands) Cost Gains Losses Fair value June 30, 2016 Government sponsored enterprises $ 38,824 $ 140 $ 1 38,963 Asset-backed securities 166,066 1,469 354 167,181 Obligations of states and political subdivisions 28,351 661 2 29,010 Total available-for-sale securities $ 233,241 $ 2,270 $ 357 $ 235,154 December 31, 2015 Government sponsored enterprises $ 73,605 $ 127 $ 235 $ 73,497 Asset-backed securities 130,179 440 1,768 128,851 Obligations of states and political subdivisions 32,224 493 11 32,706 Total available-for-sale securities $ 236,008 $ 1,060 $ 2,014 $ 235,054 All of the Company’s investment securities are classified as available for sale. Agency bonds and notes, agency mortgage-backed securities and agency collateralized mortgage obligations (CMO) include securities issued by the Government National Mortgage Association (GNMA), a U.S. government agency, and the Federal National Mortgage Association (FNMA), the Federal Home Loan Mortgage Corporation (FHLMC) and the Federal Home Loan Bank (FHLB), which are U.S. government-sponsored enterprises. Other investments and securities primarily consist of Federal Home Loan Bank stock and the Company’s interest in statutory trusts. These securities are reported at cost in the amount of $9.0 and $8.0 million as of June 30, 2016 and December 31, 2015, respectively. Debt securities with carrying values aggregating approximately $209.3 million and $182.7 million at June 30, 2016 and December 31, 2015, respectively, were pledged to secure public funds, securities sold under agreements to repurchase, and for other purposes as required or permitted by law. The amortized cost and fair value of debt securities classified as available-for-sale at June 30, 2016, by contractual maturity are shown below. Expected maturities may differ from contractual maturities because borrowers have the right to call or prepay obligations with or without prepayment penalties. Amortized Fair (in thousands) Cost Value Due in one year or less $ 15,119 $ 15,127 Due after one year through five years 41,357 41,771 Due after five years through ten years 10,169 10,544 Due after ten years 530 531 Total 67,175 67,973 Asset-backed securities 166,066 167,181 Total available-for-sale securities $ 233,241 $ 235,154 Gross unrealized losses on debt securities and the fair value of the related securities, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at June 30, 2016 and December 31, 2015 were as follows: Less than 12 months 12 months or more Total Total Fair Unrealized Fair Unrealized Fair Unrealized (in thousands) Value Losses Value Losses Value Losses At June 30, 2016 Government sponsored enterprises $ 8,002 $ (1 ) $ 0 $ 0 $ 8,002 $ (1 ) Asset-backed securities 41,378 (244 ) 11,197 (110 ) 52,575 (354 ) Obligations of states and political subdivisions 540 (2 ) 251 0 791 (2 ) Total $ 49,920 $ (247 ) $ 11,448 $ (110 ) $ 61,368 $ (357 ) (in thousands) At December 31, 2015 Government sponsored enterprises $ 43,539 $ (222 ) $ 1,002 $ (13 ) $ 44,541 $ (235 ) Asset-backed securities 56,095 (620 ) 43,576 (1,148 ) 99,671 (1,768 ) Obligations of states and political subdivisions 2,571 (6 ) 718 (5 ) 3,289 (11 ) Total $ 102,205 $ (848 ) $ 45,296 $ (1,166 ) $ 147,501 $ (2,014 ) The total available for sale portfolio consisted of approximately 277 securities at June 30, 2016. The portfolio included 29 securities having an aggregate fair value of $61.4 million that were in a loss position at June 30, 2016. Securities identified as temporarily impaired which had been in a loss position for 12 months or longer had a fair value of $11.4 million at June 30, 2016. The $357,000 aggregate unrealized loss included in accumulated other comprehensive income at June 30, 2016 was caused by interest rate fluctuations The total available for sale portfolio consisted of approximately 316 securities at December 31, 2015. The portfolio included 111 securities having an aggregate fair value of $147.5 million that were in a loss position at December 31, 2015. Securities identified as temporarily impaired which had been in a loss position for 12 months or longer had a fair value of $45.3 million at December 31, 2015. The $2.0 million aggregate unrealized loss included in accumulated other comprehensive income at December 31, 2015 was caused by interest rate fluctuations. Because the decline in fair value is attributable to changes in interest rates and not credit quality, these investments were not considered other-than-temporarily impaired at June 30, 2016 and December 31, 2015, respectively. In the absense of changes in credit quality of these investments, the fair value is expected to recover on all debt securities as they approach their maturity date, or re-pricing date or if market yields for such investments decline. In addition, the Company does not have the intent to sell these investments over the period of recovery, and it is not more likely than not that the Company will be required to sell such investment securities. The table presents the components of investment securities gains and losses, which have been recognized in earnings: Three Months Ended June 30, Six Months Ended June 30, (in thousands) 2016 2015 2016 2015 Gains realized on sales $ 18 $ 8 $ 490 $ 8 Losses realized on sales 0 0 0 0 Other-than-temporary impairment recognized 0 0 0 0 Investment securities gains $ 18 $ 8 $ 490 $ 8

Intangible Assets

Intangible Assets	6 Months Ended
	Jun. 30, 2016
Intangible Assets
Intangible Assets	(5) Intangible Assets Mortgage Servicing Rights At June 30, 2016, the Company was servicing approximately $304.7 million of loans sold to the secondary market compared to $312.1 million at December 31, 2015, and $312.6 million at June 30, 2015. Mortgage loan servicing fees, reported as non-interest income, earned on loans sold were $211,000 and $421,000 for the three and six months ended June 30, 2016, respectively, compared to $228,000 and $442,000 for the three and six months ended June 30, 2015, respectively. The table below presents changes in mortgage servicing rights (MSRs) for the periods indicated. Three Months Ended June 30, Six Months Ended June 30, (in thousands) 2016 2015 2016 2015 Balance at beginning of period $ 2,745 $ 2,662 $ 2,847 $ 2,762 Originated mortgage servicing rights 63 107 117 227 Changes in fair value: Due to change in model inputs and assumptions (1) (142 ) 128 (145 ) 87 Other changes in fair value (2) (155 ) (170 ) (308 ) (349 ) Balance at end of period $ 2,511 $ 2,727 $ 2,511 $ 2,727 (1) The change in fair value resulting from changes in valuation inputs or assumptions used in the valuation model reflects the change in discount rates and prepayment speed assumptions primarily due to changes in interest rates. (2) Other changes in fair value reflect changes due to customer payments and passage of time. The following key data and assumptions were used in estimating the fair value of the Company’s MSRs as of the six months ended June 30, 2016 and 2015: Six Months Ended June 30, 2016 2015 Weighted average constant prepayment rate 12.16 % 10.66 % Weighted average note rate 3.90 % 3.92 % Weighted average discount rate 9.19 % 9.34 % Weighted average expected life (in years) 5.10 5.70

Federal funds purchased and sec

Federal funds purchased and securities sold under agreements to repurchase	6 Months Ended
	Jun. 30, 2016
Federal Funds Purchased and Securities Sold under Agreements to Repurchase [Abstract]
Federal funds purchased and securities sold under agreements to repurchase	(6) Federal funds purchased and securities sold under agreements to repurchase June 30, December 31, 2016 2015 Federal funds purchased $ 0 $ 0 Repurchase agreements 35,694 56,834 Total $ 35,694 $ 56,834 The Company offers a sweep account program whereby amounts in excess of an established limit are “swept” from the customer’s demand deposit account on a daily basis into retail repurchase agreements pursuant to individual repurchase agreements between the Company and its customers . . Repurchase Agreements Remaining Contractual Maturity of the Agreements Overnight Less Greater and than than (in thousands) continuous 90 days 90 days Total At June 30, 2016 Government sponsored enterprises $ 8,009 $ 0 $ 0 $ 8,009 Asset-backed securities 27,685 0 0 27,685 Total $ 35,694 $ 0 $ 0 $ 35,694 Repurchase Agreements Remaining Contractual Maturity of the Agreements Overnight Less Greater and than than (in thousands) continuous 90 days 90 days Total At December 31, 2015 Government sponsored enterprises $ 46,819 $ 0 $ 0 $ 46,819 Asset-backed securities 10,015 0 0 10,015 Total $ 56,834 $ 0 $ 0 $ 56,834

Income Taxes

Income Taxes	6 Months Ended
	Jun. 30, 2016
Income Tax Disclosure [Abstract]
Income Taxes	(7) Income Taxes Income taxes as a percentage of earnings before income taxes as reported in the consolidated financial statements were 34.1% for the three months ended June 30, 2016 compared to 34.2% for the three months ended June 30, 2015. Income taxes as a percentage of earnings before income taxes as reported in the consolidated financial statements were 33.2% for the six months ended June 30, 2016 compared to 34.3% for the six months ended June 30, 2015. The decrease in tax rates year over year is primarily due to an immaterial return to provision adjustment recorded in the first quarter of 2016. The ultimate realization of deferred tax assets is dependent upon the generation of future taxable income of the appropriate character during the periods in which those temporary differences become deductible. Management considers the scheduled reversal of deferred tax liabilities, projected future taxable income, taxable income available in carryback years, and tax planning strategies in making this assessment. With the exception of certain capital losses generated during 2013 and 2014, it is management’s opinion that the Company will more likely than not realize the benefits of these temporary differences as of June 30, 2016 and, therefore, only established a valuation reserve against the Company’s capital loss carry forward. Management arrived at this conclusion based upon the level of historical taxable income and projections for future taxable income over the periods in which the deferred tax assets are deductible. As indicated above, the Company generated approximately $219,000 of capital losses during 2013 and 2014 as a result of disposing of certain limited partnership interests. The capital losses will expire between 2019 and 2020, and it is management’s opinion that the Company will not more likely than not generate the capital gain income necessary to utilize the capital loss carry forwards before the capital losses expire. As such, the Company has established an $83,000 valuation reserve against its capital loss carry forward deferred tax asset.

Stockholders' Equity

Stockholders' Equity	6 Months Ended
	Jun. 30, 2016
Stockholders' Equity Note [Abstract]
Stockholders' Equity	(8) Stockholders’ Equity Accumulated Other Comprehensive Loss The following details the change in the components of the Company’s accumulated other comprehensive income (loss) for the six months ended June 30, 2016 and 2015: Six months ended June 30, 2016 Accumulated Unrecognized Net Other Unrealized Pension and Comprehensive Gain (Loss) Postretirement (Loss) (in thousands) on Securities (1) Costs (2) Income Balance at beginning of period $ (591 ) $ (1,427 ) $ (2,018 ) Other comprehensive income (loss), before reclassifications 3,357 39 3,396 Amounts reclassified from accumulated other comprehensive income (loss) (490 ) 0 (490 ) Current period other comprehensive income, before tax 2,867 39 2,906 Income tax expense (1,090 ) (14 ) (1,104 ) Current period other comprehensive income, net of tax 1,777 25 1,802 Balance at end of period $ 1,186 $ (1,402 ) $ (216 ) Six months ended June 30, 2015 Accumulated Unrecognized Net Other Unrealized Pension and Comprehensive Gain (Loss) Postretirement (Loss) (in thousands) on Securities (1) Costs (2) Income Balance at beginning of period $ 214 $ (1,442 ) $ (1,228 ) Other comprehensive income (loss), before reclassifications (591 ) 72 (519 ) Amounts reclassified from accumulated other comprehensive income (loss) (8 ) 0 (8 ) Current period other comprehensive income (loss), before tax (599 ) 72 (527 ) Income tax benefit (expense) 228 (27 ) 201 Current period other comprehensive income (loss), net of tax (371 ) 45 (326 ) Balance at end of period $ (157 ) $ (1,397 ) $ (1,554 ) (1) The pre-tax amounts reclassified from accumulated other comprehensive income (loss) are included in gain on sale of investment securities (2) The pre-tax amounts reclassified from accumulated other comprehensive income (loss) are included in the computation of net periodic pension cost.

Employee Benefit Plans

Employee Benefit Plans	6 Months Ended
	Jun. 30, 2016
Compensation and Retirement Disclosure [Abstract]
Employee Benefit Plans	(9) Employee Benefit Plans Employee Benefits Employee benefits charged to operating expenses are summarized in the table below for the periods indicated. Three Months Ended June 30, Six Months Ended June 30, (in thousands) 2016 2015 2016 2015 Payroll taxes $ 336 $ 270 $ 632 $ 599 Medical plans 487 463 999 971 401k match and profit sharing 203 223 384 495 Pension plan 306 348 613 696 Other 46 24 62 43 Total employee benefits $ 1,378 $ 1,328 $ 2,690 $ 2,804 The Company’s profit-sharing plan includes a matching 401k portion, in which the Company matches the first 3% of eligible employee contributions. The Company made annual contributions in an amount up to 6% of income before income taxes and before contributions to the profit-sharing and pension plans for all participants, limited to the maximum amount deductible for federal income tax purposes, for each of the periods shown. In addition, employees were able to make additional tax-deferred contributions. Pension The Company provides a noncontributory defined benefit pension plan for all full-time employees. An employer is required to recognize the funded status of a defined benefit postretirement plan as an asset or liability in its balance sheet and to recognize changes in that funded status in the year in which the changes occur through comprehensive income. Under the Company’s funding policy for the defined benefit pension plan, contributions are made to a trust as necessary to provide for current service and for any unfunded accrued actuarial liabilities over a reasonable period. To the extent that these requirements are fully covered by assets in the trust, a contribution might not be made in a particular year. A pension contribution in the amount of $772,000 was made on April 15, 2016. Components of Net Pension Cost and Other Amounts Recognized in Accumulated Other Comprehensive Income The following items are components of net pension cost for the periods indicated: Estimated Actual (in thousands) 2016 2015 Service cost - benefits earned during the year $ 1,179 $ 1,325 Interest costs on projected benefit obligations 956 838 Expected return on plan assets (1,057 ) (957 ) Expected administrative expenses 70 40 Amortization of prior service cost 79 79 Amortization of unrecognized net loss 0 66 Net periodic pension expense $ 1,227 $ 1,391 Pension expense - three months ended June 30, (actual) $ 306 $ 348 Pension expense - six months ended June 30, (actual) $ 613 $ 696

Stock Compensation

Stock Compensation	6 Months Ended
	Jun. 30, 2016
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Stock Compensation	(10) Stock Compensation The Company’s stock option plan provides for the grant of options to purchase up to 553,361 shares of the Company’s common stock to officers and other key employees of the Company and its subsidiaries. All options have been granted at exercise prices equal to fair value and vest over periods ranging from four to five years. The following table summarizes the Company’s stock option activity: Weighted Weighted Average Aggregate Number average Contractual Intrinsic of Exercise Term Value Shares Price (in years) ($000) Outstanding, beginning of period 65,270 $ 20.68 Granted 0 0.00 Exercised 0 0.00 Forfeited or expired (20,812 ) 21.89 Outstanding, June 30, 2016 44,458 $ 20.11 1.50 $ 0.00 Exercisable, June 30, 2016 36,675 $ 21.11 1.34 $ 0.00 Options have been adjusted to reflect a 4% stock dividend paid on July 1, 2016. Total stock-based compensation expense was $5,000 and $11,000 for the three and six months ended June 30, 2016, respectively, compared to $0 and $5,000 for both the three and six months ended June 30, 2015, respectively. As of June 30, 2016, the total unrecognized compensation expense related to non-vested stock awards was $9,000 and the related weighted average period over which it is expected to be recognized is approximately 0.42 years.

Earnings per Share

Earnings per Share	6 Months Ended
	Jun. 30, 2016
Earnings Per Share [Abstract]
Earnings per Share	(11) Earnings per Share Stock Dividend Basic earnings per share is computed by dividing income available to shareholders by the weighted average number of shares outstanding during the year. Diluted earnings per share gives effect to all dilutive potential shares that were outstanding during the year. The calculations of basic and diluted earnings per share are as follows for the periods indicated: Three Months Ended June 30, Six Months Ended June 30, (dollars in thousands, except per share data) 2016 2015 2016 2015 Basic earnings per share: Net income available to shareholders $ 1,412 $ 1,927 $ 3,410 $ 4,065 Basic earnings per share $ 0.25 $ 0.34 $ 0.60 $ 0.72 Diluted earnings per share: Net income available to shareholders $ 1,412 $ 1,927 $ 3,410 $ 4,065 Average shares outstanding 5,645,270 5,660,499 5,648,664 5,660,499 Effect of dilutive stock options 0 0 0 0 Average shares outstanding including dilutive stock options 5,645,270 5,660,499 5,648,664 5,660,499 Diluted earnings per share $ 0.25 0.34 $ 0.60 0.72 Under the treasury stock method, outstanding stock options are dilutive when the average market price of the Company’s common stock, when combined with the effect of any unamortized compensation expense, exceeds the option price during the period, except when the Company has a loss from continuing operations available to shareholders. In addition, proceeds from the assumed exercise of dilutive options along with the related tax benefit are assumed to be used to repurchase common shares at the average market price of such stock during the period. Options to purchase 44,458 and 69,106 shares during the three and six months ended June 30, 2016 and 2015, respectively, were not included in the respective computations of diluted earnings per share because the exercise price of the option, when combined with the effect of the unamortized compensation expense, was greater than the average market price of the common shares and were considered anti-dilutive. Repurchase Program The table below shows activity in the outstanding shares of the Company's common stock during the periods presented in the table. Shares in the table below are presented on a historical basis and have not been restated for the annual 4% stock dividends. Number of shares June 30, December 31, June 30, 2016 2015 2015 Outstanding, beginning of period 5,441,190 5,233,986 5,233,986 Issuance of stock: 4% stock dividend 217,155 209,359 209,359 Purchase of treasury stock (15,301 ) (2,155 ) 0 Outstanding, end of period 5,643,044 5,441,190 5,443,344 Except as noted in the above table, all share and per share amounts in this note have been restated for the 4% common stock dividend distributed July 1, 2016.

Fair Value Measurements

Fair Value Measurements	6 Months Ended
	Jun. 30, 2016
Fair Value Disclosures [Abstract]
Fair Value Measurements	(12) Fair Value Measurements The Company uses fair value measurements to record fair value adjustments to certain financial and nonfinancial assets and liabilities. The FASB ASC Topic 820, Fair Value Measurements and Disclosures, The fair value hierarchy is as follows: Level 1 – Inputs are unadjusted quoted prices for identical assets or liabilities in active markets. Level 2 – Inputs other than quoted prices included in Level 1 that are observable for the asset or liability, either directly or indirectly. These might include quoted prices for similar assets and liabilities in active markets, such as interest rates and yield curves that are observable at commonly quoted intervals. Level 3 – Inputs are unobservable inputs for the asset or liability and significant to the fair value. These may be internally developed using the Company’s best information and assumptions that a market participant would consider. ASC Topic 820 also provides guidance on determining fair value when the volume and level of activity for the asset or liability have significantly decreased and on identifying circumstances when a transaction may not be considered orderly. The Company is required to disclose assets and liabilities measured at fair value on a recurring basis separate from those measured at fair value on a nonrecurring basis. Nonfinancial assets measured at fair value on a nonrecurring basis would include foreclosed real estate, long-lived assets, and core deposit intangible assets, which are reviewed when circumstances or other events indicate that impairment may have occurred. Valuation Methods for Instruments Measured at Fair Value on a Recurring Basis Following is a description of the Company’s valuation methodologies used for assets and liabilities recorded at fair value on a recurring basis: Available-for-Sale Securities The fair value measurements of the Company’s investment securities are determined by a third party pricing service which considers observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information and the bond’s terms and conditions, among other things. The fair value measurements are subject to independent verification to another pricing source by management each quarter for reasonableness. Securities classified as available-for-sale are reported at fair value utilizing Level 2 inputs. Mortgage Servicing Rights The fair value of mortgage servicing rights is based on the discounted value of estimated future cash flows utilizing contractual cash flows, servicing rate, constant prepayment rate, servicing cost, and discount rate factors. Accordingly, the fair value is estimated based on a valuation model that calculates the present value of estimated future net servicing income. The model incorporates assumptions that market participants use in estimating future net servicing income, including estimates of prepayment speeds, market discount rates, cost to service, float earnings rates, and other ancillary income, including late fees. The valuation models estimate the present value of estimated future net servicing income. The Company classifies its servicing rights as Level 3. Fair Value Measurements Quoted Prices in Active Markets for Other Significant Identical Observable Unobservable Assets Inputs Inputs (in thousands) Fair Value (Level 1) (Level 2) (Level 3) June 30, 2016 Assets: Government sponsored enterprises $ 38,963 $ 0 $ 38,963 $ 0 Asset-backed securities 167,181 0 167,181 0 Obligations of states and political subdivisions 29,010 0 29,010 0 Mortgage servicing rights 2,511 0 0 2,511 Total $ 237,665 $ 0 $ 235,154 $ 2,511 December 31, 2015 Assets: Government sponsored enterprises $ 73,497 $ 0 73,497 0 Asset-backed securities 128,851 0 128,851 0 Obligations of states and political subdivisions 32,706 0 32,706 0 Mortgage servicing rights 2,847 0 0 2,847 Total $ 237,901 $ 0 $ 235,054 $ 2,847 The changes in Level 3 assets and liabilities measured at fair value on a recurring basis are summarized as follows: Fair Value Measurements Using Fair Value Measurements Using Significant Unobservable Inputs Significant Unobservable Inputs (Level 3) (Level 3) Mortgage Servicing Rights Mortgage Servicing Rights (in thousands) Three Months Ended June 30, Six Months Ended June 30, 2016 2015 2016 2015 Balance at beginning of period $ 2,745 $ 2,662 $ 2,847 $ 2,762 Total gains or losses (realized/unrealized): Included in earnings (297 ) (42 ) (453 ) (262 ) Included in other comprehensive income 0 0 0 0 Purchases 0 0 0 0 Sales 0 0 0 0 Issues 63 107 117 227 Settlements 0 0 0 0 Balance at end of period $ 2,511 $ 2,727 $ 2,511 $ 2,727 The change in valuation of mortgage servicing rights Quantitative Information about Level 3 Fair Value Measurements Valuation Technique Unobservable Inputs Input Value Three Months Ended June 30, 2016 2015 Mortgage servicing rights Discounted cash flows Weighted average constant prepayment rate 12.16 % 10.66 % Weighted average note rate 3.90 % 3.92 % Weighted average discount rate 9.19 % 9.34 % Weighted average expected life (in years) 5.10 5.70 Valuation methods for instruments measured at fair value on a nonrecurring basis Following is a description of the Company’s valuation methodologies used for assets and liabilities recorded at fair value on a nonrecurring basis: Impaired Loans The Company does not record loans at fair value on a recurring basis other than loans that are considered impaired. The net carrying value of impaired loans is generally based on fair values of the underlying collateral obtained through independent appraisals or internal evaluations less estimated selling costs, or by discounting the total expected future cash flows. Once the fair value of the collateral less estimated selling costs has been determined and any impairment amount calculated, a specific reserve allocation is made. Because many of these inputs are not observable, the measurements are classified as Level 3. As of June 30, 2016, the Company identified $4.7 million in impaired loans that had specific allowances for losses aggregating $1.6 million. Related to these loans, there was $208,000 and $768,000 in charge-offs recorded during the three and six months ended June 30, 2016, respectively. As of June 30, 2015, the Company identified $8.3 million in impaired loans that had specific allowances for losses aggregating $2.7 million. Related to these loans, there was $211,000 and $306,000 in charge-offs recorded during the three and six months ended June 30, 2015, respectively. Other Real Estate and Foreclosed Assets Other real estate and foreclosed assets consisted of loan collateral that has been repossessed through foreclosure. This collateral is comprised of commercial and residential real estate and other non-real estate property, including autos, manufactured homes, and construction equipment. Other real estate assets are recorded as held for sale initially at the lower of the loan balance or fair value of the collateral less estimated selling costs. The Company relies on external appraisals and assessment of property values by internal staff. In the case of non-real estate collateral, reliance is placed on a variety of sources, including external estimates of value and judgment based on experience and expertise of internal specialists. Subsequent to foreclosure, valuations are updated periodically, and the assets may be written down to reflect a new cost basis. Because many of these inputs are not observable, the measurements are classified as Level 3. Fair Value Measurements Using Quoted Prices Three Six in Active Months Months Markets for Other Significant Ended Ended Identical Observable Unobservable June 30, June 30, Total Assets Inputs Inputs Total Gains Total Gains (in thousands) Fair Value (Level 1) (Level 2) (Level 3) (Losses)* (Losses)* June 30, 2016 Assets: Impaired loans: Commercial, financial, & agricultural $ 723 $ 0 $ 0 $ 723 $ 0 (359 ) Real estate construction - commercial 44 0 0 44 0 0 Real estate mortgage - residential 2,047 0 0 2,047 (181 ) (216 ) Real estate mortgage - commercial 198 0 0 198 (23 ) (177 ) Consumer 85 0 0 85 (4 ) (16 ) Total $ 3,097 $ 0 $ 0 $ 3,097 $ (208 ) (768 ) Other real estate and foreclosed assets $ 15,254 $ 0 $ 0 $ 15,254 $ 16 49 June 30, 2015 Assets: Impaired loans: Commercial, financial, & agricultural $ 1,201 $ 0 $ 0 $ 1,201 $ (21 ) (21 ) Real estate construction – commercial 47 0 0 47 0 0 Real estate mortgage - residential 3,645 0 0 3,645 (135 ) (206 ) Real estate mortgage - commercial 611 0 0 611 (7 ) (30 ) Consumer 107 0 0 107 (48 ) (49 ) Total $ 5,611 $ 0 $ 0 $ 5,611 $ (211 ) (306 ) Other real estate and foreclosed assets $ 12,516 $ 0 $ 0 $ 12,516 $ (38 ) 190 * Total gains (losses) reported for other real estate and foreclosed assets includes charge-offs, valuation write downs, and net losses taken during the periods reported.

Fair Value of Financial Instrum

Fair Value of Financial Instruments	6 Months Ended
	Jun. 30, 2016
Financial Instruments, Owned, at Fair Value [Abstract]
Fair Value of Financial Instruments	(13) Fair Value of Financial Instruments The following methods and assumptions were used to estimate the fair value of each class of financial instruments for which it is practicable to estimate such value: Loans The fair values of loans are estimated by discounting the expected future cash flows using the current rates at which similar loans could be made to borrowers with similar credit ratings and for the same remaining maturities Investment Securities A detailed description of the fair value measurement of the debt instruments in the available-for-sale sections of the investment security portfolio is provided in the Fair Value Measurement Investment Securities Federal Home Loan Bank (FHLB) Stock Ownership of equity securities of FHLB is restricted and there is no established market for their resale. The carrying amount is a reasonable estimate of fair value. Federal Funds Sold, Cash, and Due from Banks The carrying amounts of short-term federal funds sold and securities purchased under agreements to resell, interest earning deposits with banks, and cash and due from banks approximate fair value. Federal funds sold and securities purchased under agreements to resell classified as short-term generally mature in 90 days or less. Mortgage Servicing Rights The fair value of mortgage servicing rights is based on the discounted value of estimated future cash flows utilizing contractual cash flows, servicing rate, constant prepayment rate, servicing cost, and discount rate factors. Accordingly, the fair value is estimated based on a valuation model that calculates the present value of estimated future net servicing income. The model incorporates assumptions that market participants use in estimating future net servicing income, including estimates of prepayment speeds, market discount rates, cost to service, float earnings rates, and other ancillary income, including late fees. Cash Surrender Value - Life Insurance The fair value of Bank owned life insurance (BOLI) approximates the carrying amount. Upon liquidation of these investments, the Company would receive the cash surrender value which equals the carrying amount. Accrued Interest Receivable and Payable For accrued interest receivable and payable, the carrying amount is a reasonable estimate of fair value because of the short maturity for these financial instruments. Deposits The fair value of deposits with no stated maturity, such as noninterest-bearing demand, NOW accounts, savings, and money market, is equal to the amount payable on demand. The fair value of time deposits is based on the discounted value of contractual cash flows. The discount rate is estimated using the rates currently offered for deposits of similar remaining maturities. Securities Sold under Agreements to Repurchase and Interest-bearing Demand Notes to U.S. Treasury For securities sold under agreements to repurchase and interest-bearing demand notes to U.S. Treasury, the carrying amount is a reasonable estimate of fair value, as such instruments reprice in a short time period. Subordinated Notes and Other Borrowings The fair value of subordinated notes and other borrowings is based on the discounted value of contractual cashflows. The discount rate is estimated using the rates currently offered for other borrowed money of similar remaining maturities. A summary of the carrying amounts and fair values of the Company’s financial instruments at June 30, 2016 and December 31, 2015 is as follows: June 30, 2016 Fair Value Measurements Quoted Prices in Active Net Markets for Other Significant June 30, 2016 Identical Observable Unobservable Carrying Fair Assets Inputs Inputs (in thousands) Amount Value (Level 1) (Level 2) (Level 3) Assets: Cash and due from banks $ 18,093 $ 18,093 $ 18,093 $ 0 $ 0 Federal funds sold and overnight interest-bearing deposits 18,939 18,939 18,939 0 0 Investment in available-for-sale securities 235,154 235,154 0 235,154 0 Loans, net 913,550 918,073 0 0 918,073 Investment in FHLB stock 4,393 4,393 0 4,393 0 Mortgage servicing rights 2,511 2,511 0 0 2,511 Cash surrender value - life insurance 2,379 2,379 0 2,379 0 Accrued interest receivable 4,626 4,626 4,626 0 0 $ 1,199,645 $ 1,204,168 $ 41,658 $ 241,926 $ 920,584 Liabilities: Deposits: Non-interest bearing demand $ 217,777 $ 217,777 $ 217,777 $ 0 $ 0 Savings, interest checking and money market 477,797 477,797 477,797 0 0 Time deposits 309,667 309,321 0 0 309,321 Federal funds purchased and securities sold under agreements to repurchase 35,694 35,694 35,694 0 0 Subordinated notes 49,486 32,465 0 32,465 0 Federal Home Loan Bank advances 74,000 75,067 0 75,067 0 Accrued interest payable 372 372 372 0 0 $ 1,164,793 $ 1,148,493 $ 731,640 $ 107,532 $ 309,321 December 31, 2015 Fair Value Measurements Quoted Prices in Active Net Markets for Other Significant December 31, 2015 Identical Observable Unobservable Carrying Fair Assets Inputs Inputs (in thousands) amount value (Level 1) (Level 2) (Level 3) Assets: Cash and due from banks $ 20,484 $ 20,484 $ 20,484 $ 0 $ 0 Federal funds sold and overnight interest-bearing deposits 7,893 7,893 7,893 0 0 Investment in available-for-sale securities 235,054 235,054 0 235,054 0 Loans, net 856,476 854,775 0 0 854,775 Investment in FHLB stock 3,390 3,390 0 3,390 0 Mortgage servicing rights 2,847 2,847 0 0 2,847 Cash surrender value - life insurance 2,348 2,348 0 2,348 0 Accrued interest receivable 4,853 4,853 4,853 0 0 $ 1,133,345 $ 1,131,644 $ 33,230 $ 240,792 $ 857,622 Liabilities: Deposits: Non-interest bearing demand $ 208,035 $ 208,035 $ 208,035 $ 0 $ 0 Savings, interest checking and money market 441,080 441,080 441,080 0 0 Time deposits 298,082 298,323 0 0 298,323 Federal funds purchased and securities sold under agreements to repurchase 56,834 56,834 56,834 0 0 Subordinated notes 49,486 40,821 0 40,821 0 Federal Home Loan Bank advances 50,000 52,340 0 52,340 0 Accrued interest payable 382 382 382 0 0 $ 1,103,899 $ 1,097,815 $ 706,331 $ 93,161 $ 298,323 Off-Balance Sheet Financial Instruments The fair value of commitments to extend credit and standby letters of credit is estimated using the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements, the likelihood of the counterparties drawing on such financial instruments, and the present creditworthiness of such counterparties. The Company believes such commitments have been made on terms that are competitive in the markets in which it operates. Limitations The fair value estimates provided are made at a point in time based on market information and information about the financial instruments. Because no market exists for a portion of the Company’s financial instruments, fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics of various financial instruments, and other factors. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and, therefore, cannot be determined with precision. Changes in assumptions could significantly affect the fair value estimates.

Repurchase Reserve Liability

Repurchase Reserve Liability	6 Months Ended
	Jun. 30, 2016
Repurchase Reserve Liability [Abstract]
Repurchase Reserve Liability	(14) Repurchase Reserve Liability The Company’s repurchase reserve liability for estimated losses incurred on sold loans was $160,000 at both June 30, 2016 and December 31, 2015. This liability represents management’s estimate of the potential repurchase or make-whole liability for residential mortgage loans originated for sale that may arise from representation and warranty claims that could relate to a variety of issues, including but not limited to, misrepresentation of facts, appraisal issues, or program requirements that may not meet investor guidelines. At June 30, 2016, the Company accrued $2,000 for the reimbursement of expenses incurred on one repurchase loss remitted in April 2016 compared to $40,000 accrued for the expenses on one repurchase loss remitted in April 2015 of the prior year. At June 30, 2016, the Company was servicing 2,944 loans sold to the secondary market with a balance of approximately $304.7 million compared to 3,024 loans sold with a balance of approximately $312.1 million at December 31, 2015. Three Months Ended June 30, Six Months Ended June 30, (in thousands) 2016 2015 2016 2015 Balance at beginning of year $ 160 $ 160 $ 160 $ 160 Provision for repurchase liability 2 1 2 40 Reimbursement of expenses (2 ) (1 ) (2 ) (40 ) Balance at end of year $ 160 $ 160 $ 160 $ 160

Commitments and Contingencies

Commitments and Contingencies	6 Months Ended
	Jun. 30, 2016
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingencies	(15) Commitments and Contingencies The Company issues financial instruments with off-balance-sheet risk in the normal course of business of meeting the financing needs of its customers. These financial instruments include commitments to extend credit and standby letters of credit. These instruments may involve, to varying degrees, elements of credit and interest rate risk in excess of the amounts recognized in the consolidated balance sheets. The Company’s extent of involvement and maximum potential exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit and standby letters of credit is represented by the contractual amount of these instruments. The Company uses the same credit policies in making commitments and conditional obligations as it does for financial instruments included on its consolidated balance sheets. At June 30, 2016, no amounts have been accrued for any estimated losses for these financial instruments. The contractual amount of off-balance-sheet financial instruments were as follows as of the dates indicated: June 30, December 31, (in thousands) 2016 2015 Commitments to extend credit $ 217,321 $ 161,306 Commitments to originate residential first and second mortgage loans 4,495 3,175 Standby letters of credit 1,455 1,466 Total 223,271 165,947 Commitments Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since certain of the commitments and letters of credit are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. The Company evaluates each customer’s creditworthiness on a case-by-case basis. The amount of collateral obtained, if deemed necessary by the Company upon extension of credit, is based on management’s credit evaluation of the customer. Collateral held varies, but may include accounts receivable, inventory, furniture and equipment, and real estate. Standby letters of credit are conditional commitments issued by the Company to guarantee the performance of a customer to a third party. These standby letters of credit are primarily issued to support contractual obligations of the Company’s customers. The approximate remaining term of standby letters of credit range from one month to five years at June 30, 2016. Pending Litigation The Company and its subsidiaries are defendants in various legal actions incidental to the Company’s past and current business activities. Based on the Company’s analysis, and considering the inherent uncertainties associated with litigation, management does not believe that it is reasonably possible that these legal actions will materially adversely affect the Company’s consolidated financial condition or results of operations in the near term. The Company records a loss accrual for all legal matters for which it deems a loss is probable and can be reasonably estimated. Some legal matters, which are at early stages in the legal process, have not yet progressed to the point where a loss is deemed probable or an amount can be estimated.

Summary of Significant Accoun23

Summary of Significant Accounting Policies (Policies)	6 Months Ended
	Jun. 30, 2016
Accounting Policies [Abstract]
Stock Dividend	Stock Dividend
Consolidation	Consolidation Amendments to the Consolidation Analysis,
Intangible Assets	Intangible Assets Customer's Accounting for Fees Paid in a Cloud Computing Arrangement

Loans and Allowance for Loan 24

Loans and Allowance for Loan Losses (Tables)	6 Months Ended
	Jun. 30, 2016
Loans and Leases Receivable Disclosure [Abstract]
Schedule of summary of loans, by major class within the Company's loan portfolio	June 30, December 31, (in thousands) 2016 2015 Commercial, financial, and agricultural $ 160,124 $ 149,091 Real estate construction - residential 14,995 16,895 Real estate construction - commercial 46,218 33,943 Real estate mortgage - residential 250,588 256,086 Real estate mortgage - commercial 425,124 385,869 Installment and other consumer 25,893 23,196 Total loans $ 922,942 $ 865,080
Schedule of summary of the allowance for loan losses	Three Months Ended June 30, 2016 Commercial, Real Estate Real Estate Real Estate Real Estate Installment Financial, & Construction - Construction - Mortgage - Mortgage - Loans to Un- (in thousands) Agricultural Residential Commercial Residential Commercial Individuals allocated Total Balance at beginning of period $ 2,135 $ 44 $ 687 $ 2,273 $ 3,190 $ 259 $ 43 $ 8,631 Additions: Provision for loan losses 817 19 (929 ) 186 218 61 53 425 Deductions: Loans charged off 36 0 0 175 28 67 0 306 Less recoveries on loans (80 ) 0 (491 ) (9 ) (31 ) (31 ) 0 (642 ) Net loans charged off (44 ) 0 (491 ) 166 (3 ) 36 0 (336 ) Balance at end of period $ 2,996 $ 63 $ 249 $ 2,293 $ 3,411 $ 284 $ 96 $ 9,392 Six Months Ended June 30, 2016 Commercial, Real Estate Real Estate Real Estate Real Estate Installment Financial, & Construction - Construction - Mortgage - Mortgage - Loans to Un- (in thousands) Agricultural Residential Commercial Residential Commercial Individuals allocated Total Balance at beginning of period $ 2,153 $ 59 $ 644 $ 2,439 $ 2,935 $ 273 $ 101 $ 8,604 Additions: Provision for loan losses 804 4 (896 ) 218 495 55 (5 ) 675 Deductions: Loans charged off 138 0 1 381 111 123 0 754 Less recoveries on loans (177 ) 0 (502 ) (17 ) (92 ) (79 ) 0 (867 ) Net loans charged off (39 ) 0 (501 ) 364 19 44 0 (113 ) Balance at end of period $ 2,996 $ 63 $ 249 $ 2,293 $ 3,411 $ 284 $ 96 $ 9,392 Three Months Ended June 30, 2015 Commercial, Real Estate Real Estate Real Estate Real Estate Installment Financial, & Construction - Construction - Mortgage - Mortgage - Loans to Un- (in thousands) Agricultural Residential Commercial Residential Commercial Individuals allocated Total Balance at beginning of period $ 2,141 $ 48 $ 374 $ 2,709 $ 4,115 $ 190 $ 184 $ 9,761 Additions: Provision for loan losses 1,065 (148 ) 45 (284 ) (354 ) 66 (140 ) 250 Deductions: Loans charged off 122 0 5 140 8 113 0 388 Less recoveries on loans (40 ) (117 ) 0 (47 ) (117 ) (42 ) 0 (363 ) Net loans charged off 82 (117 ) 5 93 (109 ) 71 0 25 Balance at end of period $ 3,124 $ 17 $ 414 $ 2,332 $ 3,870 $ 185 $ 44 $ 9,986 Six Months Ended June 30, 2015 Commercial, Real Estate Real Estate Real Estate Real Estate Installment Financial, & Construction - Construction - Mortgage - Mortgage - Loans to Un- (in thousands) Agricultural Residential Commercial Residential Commercial Individuals allocated Total Balance at beginning of period $ 1,779 $ 171 $ 466 $ 2,527 $ 3,846 $ 270 $ 40 $ 9,099 Additions: Provision for loan losses 880 (448 ) (47 ) (43 ) (96 ) 0 4 250 Deductions: Loans charged off 150 0 5 211 32 161 0 559 Less recoveries on loans (615 ) (294 ) 0 (59 ) (152 ) (76 ) 0 (1,196 ) Net loans (recovered) charged off (465 ) (294 ) 5 152 (120 ) 85 0 (637 ) Balance at end of period $ 3,124 $ 17 $ 414 $ 2,332 $ 3,870 $ 185 $ 44 $ 9,986 Commercial, Real Estate Real Estate Real Estate Real Estate Installment Financial, and Construction - Construction - Mortgage - Mortgage - Loans to Un- (in thousands) Agricultural Residential Commercial Residential Commercial Individuals allocated Total June 30, 2016 Allowance for loan losses: Individually evaluated for impairment $ 884 $ 0 $ 8 $ 628 $ 60 $ 14 $ 0 $ 1,594 Collectively evaluated for impairment 2,112 63 241 1,665 3,351 270 96 7,798 Total $ 2,996 $ 63 $ 249 $ 2,293 $ 3,411 $ 284 $ 96 $ 9,392 Loans outstanding: Individually evaluated for impairment $ 1,903 $ 0 $ 52 $ 5,030 $ 2,361 $ 99 $ 0 $ 9,445 Collectively evaluated for impairment 158,221 14,995 46,166 245,558 422,763 25,794 0 913,497 Total $ 160,124 $ 14,995 $ 46,218 $ 250,588 $ 425,124 $ 25,893 $ 0 $ 922,942 December 31, 2015 Allowance for loan losses: Individually evaluated for impairment $ 285 $ 0 $ 15 $ 955 $ 266 $ 19 $ 0 $ 1,540 Collectively evaluated for impairment 1,868 59 629 1,484 2,669 254 101 7,064 Total $ 2,153 $ 59 $ 644 $ 2,439 $ 2,935 $ 273 $ 101 $ 8,604 Loans outstanding: Individually evaluated for impairment $ 1,005 $ 0 $ 102 $ 5,936 $ 3,081 $ 144 $ 0 $ 10,268 Collectively evaluated for impairment 148,086 16,895 33,841 250,150 382,788 23,052 0 854,812 Total $ 149,091 $ 16,895 $ 33,943 $ 256,086 $ 385,869 $ 23,196 $ 0 $ 865,080
Schedule of impaired loans	June 30, December 31, (in thousands) 2016 2015 Non-accrual loans $ 3,647 $ 4,418 Performing TDRs 5,798 5,850 Total impaired loans $ 9,445 $ 10,268 Unpaid Recorded Principal Specific (in thousands) Investment Balance Reserves June 30, 2016 With no related allowance recorded: Commercial, financial and agricultural $ 296 $ 296 $ 0 Real estate - residential 2,355 2,356 0 Real estate - commercial 2,103 2,510 0 Total $ 4,754 $ 5,162 $ 0 With an allowance recorded: Commercial, financial and agricultural $ 1,607 $ 1,628 $ 884 Real estate - construction commercial 52 56 8 Real estate - residential 2,675 2,712 628 Real estate - commercial 258 329 60 Consumer 99 128 14 Total $ 4,691 $ 4,853 $ 1,594 Total impaired loans $ 9,445 $ 10,015 $ 1,594 Unpaid Recorded Principal Specific (in thousands) Investment Balance Reserves December 31, 2015 With no related allowance recorded: Commercial, financial and agricultural $ 448 $ 450 $ 0 Real estate - residential 1,645 1,712 0 Real estate - commercial 2,446 2,572 0 Total $ 4,539 $ 4,734 $ 0 With an allowance recorded: Commercial, financial and agricultural $ 557 $ 572 $ 285 Real estate - construction commercial 102 115 15 Real estate - residential 4,291 4,320 955 Real estate - commercial 635 884 266 Consumer 144 182 19 Total $ 5,729 $ 6,073 $ 1,540 Total impaired loans $ 10,268 $ 10,807 $ 1,540 Three Months Ended June 30, Six Months Ended June 30, 2016 2015 2016 2015 Interest Interest Interest Interest Average Recognized Average Recognized Average Recognized Average Recognized Recorded For the Recorded For the Recorded For the Recorded For the (in thousands) Investment Period Ended Investment Period Ended Investment Period Ended Investment Period Ended With no related allowance recorded: Commercial, financial and agricultural $ 385 $ 19 $ 2,405 $ 8 $ 1,014 $ 29 $ 3,834 $ 13 Real estate - construction residential 0 0 0 0 0 0 1,105 0 Real estate - construction commercial 0 0 2,101 0 0 0 3,633 0 Real estate - residential 1,593 100 2,246 8 1,738 197 3,328 50 Real estate - commercial 2,109 63 4,081 21 2,280 120 11,383 65 Consumer 0 0 0 0 0 0 10 0 Total $ 4,087 $ 182 $ 10,833 $ 37 $ 5,032 $ 346 $ 23,293 $ 128 With an allowance recorded: Commercial, financial and agricultural $ 866 $ 108 $ 2,263 $ 7 $ 860 $ 135 $ 1,677 $ 6 Real estate - construction residential 0 0 0 0 0 0 565 0 Real estate - construction commercial 52 0 55 0 64 2 14 0 Real estate - residential 3,442 62 5,224 24 3,977 141 4,865 26 Real estate - commercial 260 13 1,360 0 560 20 2,056 0 Consumer 114 5 160 0 129 9 246 0 Total $ 4,734 $ 188 $ 9,062 $ 31 $ 5,590 $ 307 $ 9,423 $ 32 Total impaired loans $ 8,821 $ 370 $ 19,895 $ 68 $ 10,622 $ 653 $ 32,716 $ 160
Schedule of aging information for the Company's past due and non-accrual loans	Current or 90 Days Less Than Past Due 30 Days 30 - 89 Days And Still (in thousands) Past Due Past Due Accruing Non-Accrual Total June 30, 2016 Commercial, Financial, and Agricultural $ 158,398 $ 489 $ 0 $ 1,237 $ 160,124 Real Estate Construction - Residential 14,727 268 0 0 14,995 Real Estate Construction - Commercial 46,166 0 0 52 46,218 Real Estate Mortgage - Residential 247,872 1,299 0 1,417 250,588 Real Estate Mortgage - Commercial 423,960 323 0 841 425,124 Installment and Other Consumer 25,651 135 7 100 25,893 Total $ 916,774 $ 2,514 $ 7 $ 3,647 $ 922,942 December 31, 2015 Commercial, Financial, and Agricultural $ 148,597 $ 185 $ 1 $ 308 $ 149,091 Real Estate Construction - Residential 16,895 0 0 0 16,895 Real Estate Construction - Commercial 33,776 65 0 102 33,943 Real Estate Mortgage - Residential 251,253 2,511 0 2,322 256,086 Real Estate Mortgage - Commercial 383,684 643 0 1,542 385,869 Installment and Other Consumer 22,840 207 5 144 23,196 Total $ 857,045 $ 3,611 $ 6 $ 4,418 $ 865,080
Schedule of risk categories by class	(in thousands) Commercial, Real Estate Real Estate Real Estate Real Estate Installment Total At June 30, 2016 Watch $ 10,876 $ 828 $ 1,187 $ 18,022 $ 43,747 $ 0 $ 74,660 Substandard 219 0 0 1,881 1,351 0 3,451 Performing TDRs 667 0 0 3,612 1,519 0 5,798 Non-accrual 1,237 0 52 1,417 841 100 3,647 Total $ 12,999 $ 828 $ 1,239 $ 24,932 $ 47,458 $ 100 $ 87,556 At December 31, 2015 Watch $ 8,663 $ 1,267 $ 1,296 $ 22,191 $ 24,303 $ 186 $ 57,906 Substandard 421 0 37 3,737 1,485 36 5,716 Performing TDRs 697 0 0 3,615 1,538 0 5,850 Non-accrual 308 0 102 2,322 1,542 144 4,418 Total $ 10,089 $ 1,267 $ 1,435 $ 31,865 $ 28,868 $ 366 $ 73,890
Schedule of summary of loans that were modified as TDRs	Three Months Ended June 30, 2016 2015 Recorded Investment (1) Recorded Investment (1) (in thousands) Number of Pre- Post- Number of Pre- Post- Troubled Debt Restructurings Commercial, financial and agricultural 0 $ 0 $ 0 0 $ 0 $ 0 Real estate mortgage - residential 0 0 0 1 366 355 Real estate mortgage - commercial 0 0 0 1 800 800 Total 0 $ 0 $ 0 2 $ 1,166 $ 1,155 Six Months Ended June 30, 2016 2015 Recorded Investment (1) Recorded Investment (1) (in thousands) Number of Pre- Post- Number of Pre- Post- Troubled Debt Restructurings Commercial, financial and agricultural 0 $ 0 $ 0 3 $ 250 $ 240 Real estate mortgage - residential 1 78 78 3 510 464 Real estate mortgage - commercial 0 0 0 4 1,273 1,137 Total 1 $ 78 $ 78 10 $ 2,033 $ 1,841 (1) The amounts reported post-modification are inclusive of all partial pay-downs and charge-offs, and no portion of the debt was forgiven. Loans modified as a TDR that were fully paid down, charged-off or foreclosed upon during the period ended are not reported.

Other Real Estate and Reposse25

Other Real Estate and Repossessed Assets (Tables)	6 Months Ended
	Jun. 30, 2016
Other Real Estate [Abstract]
Schedule of summary of real estate and other assets acquired in settlement of loans	June 30, December 31, (in thousands) 2016 2015 Commercial $ 830 $ 1,445 Real estate construction - commercial 12,380 12,380 Real estate mortgage - residential 1,144 477 Real estate mortgage - commercial 4,097 4,923 Repossessed assets 11 0 Total $ 18,462 $ 19,225 Less valuation allowance for other real estate owned (3,208 ) (3,233 ) Total other real estate and repossessed assets $ 15,254 $ 15,992
Schedule of changes in the net carrying amount of other real estate owned and repossessed assets	Three Months Ended June 30, Six Months Ended June 30, 2016 2015 2016 2015 Balance at beginning of period $ 18,696 $ 14,984 $ 19,225 $ 15,140 Additions 892 914 1,634 1,517 Proceeds from sales (1,125 ) (153 ) (2,399 ) (1,036 ) Charge-offs against the valuation allowance for other real estate owned, net (55 ) 0 (101 ) (16 ) Net gain on sales 54 4 103 144 Total other real estate and repossessed assets $ 18,462 $ 15,749 $ 18,462 $ 15,749 Less valuation allowance for other real estate owned (3,208 ) (3,233 ) (3,208 ) (3,233 ) Balance at end of period $ 15,254 $ 12,516 $ 15,254 $ 12,516
Schedule of summary of activity in valuation allowance for other real estate owned in settlement of loans	Three Months Ended June 30, Six Months Ended June 30, (in thousands) 2016 2015 2016 2015 Balance, beginning of period $ 3,225 $ 3,233 $ 3,233 $ 3,233 Provision for other real estate owned 38 0 76 0 Charge-offs (55 ) 0 (101 ) 0 Balance, end of period $ 3,208 $ 3,233 $ 3,208 $ 3,233

Investment Securities (Tables)

Investment Securities (Tables)	6 Months Ended
	Jun. 30, 2016
Investments Debt And Equity Securities [Abstract]
Schedule of amortized cost and fair value of debt securities classified as available-for-sale	Gross Gross Amortized Unrealized Unrealized ( in thousands) Cost Gains Losses Fair value June 30, 2016 Government sponsored enterprises $ 38,824 $ 140 $ 1 38,963 Asset-backed securities 166,066 1,469 354 167,181 Obligations of states and political subdivisions 28,351 661 2 29,010 Total available-for-sale securities $ 233,241 $ 2,270 $ 357 $ 235,154 December 31, 2015 Government sponsored enterprises $ 73,605 $ 127 $ 235 $ 73,497 Asset-backed securities 130,179 440 1,768 128,851 Obligations of states and political subdivisions 32,224 493 11 32,706 Total available-for-sale securities $ 236,008 $ 1,060 $ 2,014 $ 235,054
Schedule of amortized cost and fair value of debt securities classified as available-for-sale by contractual maturity	Amortized Fair ( in thousands) Cost Value Due in one year or less $ 15,119 $ 15,127 Due after one year through five years 41,357 41,771 Due after five years through ten years 10,169 10,544 Due after ten years 530 531 Total 67,175 67,973 Asset-backed securities 166,066 167,181 Total available-for-sale securities $ 233,241 $ 235,154
Schedule of gross unrealized losses on debt securities and fair value of related securities aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position	Less than 12 months 12 months or more Total Total Fair Unrealized Fair Unrealized Fair Unrealized (in thousands) Value Losses Value Losses Value Losses At June 30, 2016 Government sponsored enterprises $ 8,002 $ (1 ) $ 0 $ 0 $ 8,002 $ (1 ) Asset-backed securities 41,378 (244 ) 11,197 (110 ) 52,575 (354 ) Obligations of states and political subdivisions 540 (2 ) 251 0 791 (2 ) Total $ 49,920 $ (247 ) $ 11,448 $ (110 ) $ 61,368 $ (357 ) (in thousands) At December 31, 2015 Government sponsored enterprises $ 43,539 $ (222 ) $ 1,002 $ (13 ) $ 44,541 $ (235 ) Asset-backed securities 56,095 (620 ) 43,576 (1,148 ) 99,671 (1,768 ) Obligations of states and political subdivisions 2,571 (6 ) 718 (5 ) 3,289 (11 ) Total $ 102,205 $ (848 ) $ 45,296 $ (1,166 ) $ 147,501 $ (2,014 )
Schedule of components of investment securities gains (losses), which are recognized in earnings	Three Months Ended June 30, Six Months Ended June 30, (in thousands) 2016 2015 2016 2015 Gains realized on sales $ 18 $ 8 $ 490 $ 8 Losses realized on sales 0 0 0 0 Other-than-temporary impairment recognized 0 0 0 0 Investment securities gains $ 18 $ 8 $ 490 $ 8

Intangible Assets (Tables)

Intangible Assets (Tables)	6 Months Ended
	Jun. 30, 2016
Intangible Assets
Schedule of changes in mortgage servicing rights (MSRs)	Three Months Ended June 30, Six Months Ended June 30, (in thousands) 2016 2015 2016 2015 Balance at beginning of period $ 2,745 $ 2,662 $ 2,847 $ 2,762 Originated mortgage servicing rights 63 107 117 227 Changes in fair value: Due to change in model inputs and assumptions (1) (142 ) 128 (145 ) 87 Other changes in fair value (2) (155 ) (170 ) (308 ) (349 ) Balance at end of period $ 2,511 $ 2,727 $ 2,511 $ 2,727 (1) The change in fair value resulting from changes in valuation inputs or assumptions used in the valuation model reflects the change in discount rates and prepayment speed assumptions primarily due to changes in interest rates. (2) Other changes in fair value reflect changes due to customer payments and passage of time.
Schedule of key data and assumptions used in estimating the fair value of the Company's MSRs	Six Months Ended June 30, 2016 2015 Weighted average constant prepayment rate 12.16 % 10.66 % Weighted average note rate 3.90 % 3.92 % Weighted average discount rate 9.19 % 9.34 % Weighted average expected life (in years) 5.10 5.70

Federal funds purchased and s28

Federal funds purchased and securities sold under agreements to repurchase (Tables)	6 Months Ended
	Jun. 30, 2016
Federal Funds Purchased and Securities Sold under Agreements to Repurchase [Abstract]
Schedule of federal funds purchased and securities sold under agreements to repurchase	June 30, December 31, 2016 2015 Federal funds purchased $ 0 $ 0 Repurchase agreements 35,694 56,834 Total $ 35,694 $ 56,834
Schedule of repurchase agreements by remaining maturity of the agreements	Repurchase Agreements Remaining Contractual Maturity of the Agreements Overnight Less Greater and than than (in thousands) continuous 90 days 90 days Total At June 30, 2016 Government sponsored enterprises $ 8,009 $ 0 $ 0 $ 8,009 Asset-backed securities 27,685 0 0 27,685 Total $ 35,694 $ 0 $ 0 $ 35,694 Repurchase Agreements Remaining Contractual Maturity of the Agreements Overnight Less Greater and than than (in thousands) continuous 90 days 90 days Total At December 31, 2015 Government sponsored enterprises $ 46,819 $ 0 $ 0 $ 46,819 Asset-backed securities 10,015 0 0 10,015 Total $ 56,834 $ 0 $ 0 $ 56,834

Stockholders' Equity (Tables)

Stockholders' Equity (Tables)	6 Months Ended
	Jun. 30, 2016
Stockholders' Equity Note [Abstract]
Schedule of the change in the components of the accumulated other comprehensive income (loss)	Six months ended June 30, 2016 Accumulated Unrecognized Net Other Unrealized Pension and Comprehensive Gain (Loss) Postretirement (Loss) (in thousands) on Securities (1) Costs (2) Income Balance at beginning of period $ (591 ) $ (1,427 ) $ (2,018 ) Other comprehensive income (loss), before reclassifications 3,357 39 3,396 Amounts reclassified from accumulated other comprehensive income (loss) (490 ) 0 (490 ) Current period other comprehensive income, before tax 2,867 39 2,906 Income tax expense (1,090 ) (14 ) (1,104 ) Current period other comprehensive income, net of tax 1,777 25 1,802 Balance at end of period $ 1,186 $ (1,402 ) $ (216 ) Six months ended June 30, 2015 Accumulated Unrecognized Net Other Unrealized Pension and Comprehensive Gain (Loss) Postretirement (Loss) (in thousands) on Securities (1) Costs (2) Income Balance at beginning of period $ 214 $ (1,442 ) $ (1,228 ) Other comprehensive income (loss), before reclassifications (591 ) 72 (519 ) Amounts reclassified from accumulated other comprehensive income (loss) (8 ) 0 (8 ) Current period other comprehensive income (loss), before tax (599 ) 72 (527 ) Income tax benefit (expense) 228 (27 ) 201 Current period other comprehensive income (loss), net of tax (371 ) 45 (326 ) Balance at end of period $ (157 ) $ (1,397 ) $ (1,554 ) (1) The pre-tax amounts reclassified from accumulated other comprehensive income (loss) are included in gain on sale of investment securities (2) The pre-tax amounts reclassified from accumulated other comprehensive income (loss) are included in the computation of net periodic pension cost.

Employee Benefit Plans (Tables)

Employee Benefit Plans (Tables)	6 Months Ended
	Jun. 30, 2016
Compensation and Retirement Disclosure [Abstract]
Schedule of summary of employee benefits charged to operating expenses	Three Months Ended June 30, Six Months Ended June 30, (in thousands) 2016 2015 2016 2015 Payroll taxes $ 336 $ 270 $ 632 $ 599 Medical plans 487 463 999 971 401k match and profit sharing 203 223 384 495 Pension plan 306 348 613 696 Other 46 24 62 43 Total employee benefits $ 1,378 $ 1,328 $ 2,690 $ 2,804
Schedule of components of net pension cost	Estimated Actual (in thousands) 2016 2015 Service cost - benefits earned during the year $ 1,179 $ 1,325 Interest costs on projected benefit obligations 956 838 Expected return on plan assets (1,057 ) (957 ) Expected administrative expenses 70 40 Amortization of prior service cost 79 79 Amortization of unrecognized net loss 0 66 Net periodic pension expense $ 1,227 $ 1,391 Pension expense - three months ended June 30, (actual) $ 306 $ 348 Pension expense - six months ended June 30, (actual) $ 613 $ 696

Stock Compensation (Tables)

Stock Compensation (Tables)	6 Months Ended
	Jun. 30, 2016
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Schedule of summary of Company's stock option activity	Weighted Weighted Average Aggregate Number average Contractual Intrinsic of Exercise Term Value Shares Price (in years) ($000) Outstanding, beginning of period 65,270 $ 20.68 Granted 0 0.00 Exercised 0 0.00 Forfeited or expired (20,812 ) 21.89 Outstanding, June 30, 2016 44,458 $ 20.11 1.50 $ 0.00 Exercisable, June 30, 2016 36,675 $ 21.11 1.34 $ 0.00

Earnings per Share (Tables)

Earnings per Share (Tables)	6 Months Ended
	Jun. 30, 2016
Earnings Per Share [Abstract]
Schedule of calculations of basic and diluted earnings (loss) per share	Three Months Ended June 30, Six Months Ended June 30, (dollars in thousands, except per share data) 2016 2015 2016 2015 Basic earnings per share: Net income available to shareholders $ 1,412 $ 1,927 $ 3,410 $ 4,065 Basic earnings per share $ 0.25 $ 0.34 $ 0.60 $ 0.72 Diluted earnings per share: Net income available to shareholders $ 1,412 $ 1,927 $ 3,410 $ 4,065 Average shares outstanding 5,645,270 5,660,499 5,648,664 5,660,499 Effect of dilutive stock options 0 0 0 0 Average shares outstanding including dilutive stock options 5,645,270 5,660,499 5,648,664 5,660,499 Diluted earnings per share $ 0.25 0.34 $ 0.60 0.72
Schedule of outstanding shares of the common stock	Number of shares June 30, December 31, June 30, 2016 2015 2015 Outstanding, beginning of period 5,441,190 5,233,986 5,233,986 Issuance of stock: 4% stock dividend 217,155 209,359 209,359 Purchase of treasury stock (15,301 ) (2,155 ) 0 Outstanding, end of period 5,643,044 5,441,190 5,443,344

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	6 Months Ended
	Jun. 30, 2016
Fair Value Disclosures [Abstract]
Schedule of assets and liabilities recorded at fair value on a recurring basis	Fair Value Measurements Quoted Prices in Active Markets for Other Significant Identical Observable Unobservable Assets Inputs Inputs (in thousands) Fair Value (Level 1) (Level 2) (Level 3) June 30, 2016 Assets: Government sponsored enterprises $ 38,963 $ 0 $ 38,963 $ 0 Asset-backed securities 167,181 0 167,181 0 Obligations of states and political subdivisions 29,010 0 29,010 0 Mortgage servicing rights 2,511 0 0 2,511 Total $ 237,665 $ 0 $ 235,154 $ 2,511 December 31, 2015 Assets: Government sponsored enterprises $ 73,497 $ 0 73,497 0 Asset-backed securities 128,851 0 128,851 0 Obligations of states and political subdivisions 32,706 0 32,706 0 Mortgage servicing rights 2,847 0 0 2,847 Total $ 237,901 $ 0 $ 235,054 $ 2,847
Schedule of summary of changes in Level 3 assets and liabilities measured at fair value on a recurring basis	Fair Value Measurements Using Fair Value Measurements Using Significant Unobservable Inputs Significant Unobservable Inputs (Level 3) (Level 3) Mortgage Servicing Rights Mortgage Servicing Rights (in thousands) Three Months Ended June 30, Six Months Ended June 30, 2016 2015 2016 2015 Balance at beginning of period $ 2,745 $ 2,662 $ 2,847 $ 2,762 Total gains or losses (realized/unrealized): Included in earnings (297 ) (42 ) (453 ) (262 ) Included in other comprehensive income 0 0 0 0 Purchases 0 0 0 0 Sales 0 0 0 0 Issues 63 107 117 227 Settlements 0 0 0 0 Balance at end of period $ 2,511 $ 2,727 $ 2,511 $ 2,727
Schedule of quantitative Information about Level 3 Fair Value Measurements	Quantitative Information about Level 3 Fair Value Measurements Valuation Technique Unobservable Inputs Input Value Three Months Ended June 30, 2016 2015 Mortgage servicing rights Discounted cash flows Weighted average constant prepayment rate 12.16 % 10.66 % Weighted average note rate 3.90 % 3.92 % Weighted average discount rate 9.19 % 9.34 % Weighted average expected life (in years) 5.10 5.70
Schedule of valuation methods for instruments measured at fair value on a nonrecurring basis	Fair Value Measurements Using Quoted Prices Three Six in Active Months Months Markets for Other Significant Ended Ended Identical Observable Unobservable June 30, June 30, Total Assets Inputs Inputs Total Gains Total Gains (in thousands) Fair Value (Level 1) (Level 2) (Level 3) (Losses)* (Losses)* June 30, 2016 Assets: Impaired loans: Commercial, financial, & agricultural $ 723 $ 0 $ 0 $ 723 $ 0 (359 ) Real estate construction - commercial 44 0 0 44 0 0 Real estate mortgage - residential 2,047 0 0 2,047 (181 ) (216 ) Real estate mortgage - commercial 198 0 0 198 (23 ) (177 ) Consumer 85 0 0 85 (4 ) (16 ) Total $ 3,097 $ 0 $ 0 $ 3,097 $ (208 ) (768 ) Other real estate and foreclosed assets $ 15,254 $ 0 $ 0 $ 15,254 $ 16 49 June 30, 2015 Assets: Impaired loans: Commercial, financial, & agricultural $ 1,201 $ 0 $ 0 $ 1,201 $ (21 ) (21 ) Real estate construction – commercial 47 0 0 47 0 0 Real estate mortgage - residential 3,645 0 0 3,645 (135 ) (206 ) Real estate mortgage - commercial 611 0 0 611 (7 ) (30 ) Consumer 107 0 0 107 (48 ) (49 ) Total $ 5,611 $ 0 $ 0 $ 5,611 $ (211 ) (306 ) Other real estate and foreclosed assets $ 12,516 $ 0 $ 0 $ 12,516 $ (38 ) 190 * Total gains (losses) reported for other real estate and foreclosed assets includes charge-offs, valuation write downs, and net losses taken during the periods reported.

Fair Value of Financial Instr34

Fair Value of Financial Instruments (Tables)	6 Months Ended
	Jun. 30, 2016
Financial Instruments, Owned, at Fair Value [Abstract]
Schedule of summary of the carrying amounts and fair values of financial instruments	June 30, 2016 Fair Value Measurements Quoted Prices in Active Net Markets for Other Significant June 30, 2016 Identical Observable Unobservable Carrying Fair Assets Inputs Inputs (in thousands) Amount Value (Level 1) (Level 2) (Level 3) Assets: Cash and due from banks $ 18,093 $ 18,093 $ 18,093 $ 0 $ 0 Federal funds sold and overnight interest-bearing deposits 18,939 18,939 18,939 0 0 Investment in available-for-sale securities 235,154 235,154 0 235,154 0 Loans, net 913,550 918,073 0 0 918,073 Investment in FHLB stock 4,393 4,393 0 4,393 0 Mortgage servicing rights 2,511 2,511 0 0 2,511 Cash surrender value - life insurance 2,379 2,379 0 2,379 0 Accrued interest receivable 4,626 4,626 4,626 0 0 $ 1,199,645 $ 1,204,168 $ 41,658 $ 241,926 $ 920,584 Liabilities: Deposits: Non-interest bearing demand $ 217,777 $ 217,777 $ 217,777 $ 0 $ 0 Savings, interest checking and money market 477,797 477,797 477,797 0 0 Time deposits 309,667 309,321 0 0 309,321 Federal funds purchased and securities sold under agreements to repurchase 35,694 35,694 35,694 0 0 Subordinated notes 49,486 32,465 0 32,465 0 Federal Home Loan Bank advances 74,000 75,067 0 75,067 0 Accrued interest payable 372 372 372 0 0 $ 1,164,793 $ 1,148,493 $ 731,640 $ 107,532 $ 309,321 December 31, 2015 Fair Value Measurements Quoted Prices in Active Net Markets for Other Significant December 31, 2015 Identical Observable Unobservable Carrying Fair Assets Inputs Inputs (in thousands) amount value (Level 1) (Level 2) (Level 3) Assets: Cash and due from banks $ 20,484 $ 20,484 $ 20,484 $ 0 $ 0 Federal funds sold and overnight interest-bearing deposits 7,893 7,893 7,893 0 0 Investment in available-for-sale securities 235,054 235,054 0 235,054 0 Loans, net 856,476 854,775 0 0 854,775 Investment in FHLB stock 3,390 3,390 0 3,390 0 Mortgage servicing rights 2,847 2,847 0 0 2,847 Cash surrender value - life insurance 2,348 2,348 0 2,348 0 Accrued interest receivable 4,853 4,853 4,853 0 0 $ 1,133,345 $ 1,131,644 $ 33,230 $ 240,792 $ 857,622 Liabilities: Deposits: Non-interest bearing demand $ 208,035 $ 208,035 $ 208,035 $ 0 $ 0 Savings, interest checking and money market 441,080 441,080 441,080 0 0 Time deposits 298,082 298,323 0 0 298,323 Federal funds purchased and securities sold under agreements to repurchase 56,834 56,834 56,834 0 0 Subordinated notes 49,486 40,821 0 40,821 0 Federal Home Loan Bank advances 50,000 52,340 0 52,340 0 Accrued interest payable 382 382 382 0 0 $ 1,103,899 $ 1,097,815 $ 706,331 $ 93,161 $ 298,323

Repurchase Reserve Liability (T

Repurchase Reserve Liability (Tables)	6 Months Ended
	Jun. 30, 2016
Repurchase Reserve Liability [Abstract]
Schedule of repurchase reserve liability	Three Months Ended June 30, Six Months Ended June 30, (in thousands) 2016 2015 2016 2015 Balance at beginning of year $ 160 $ 160 $ 160 $ 160 Provision for repurchase liability 2 1 2 40 Reimbursement of expenses (2 ) (1 ) (2 ) (40 ) Balance at end of year $ 160 $ 160 $ 160 $ 160

Commitments and Contingencies (

Commitments and Contingencies (Tables)	6 Months Ended
	Jun. 30, 2016
Commitments and Contingencies Disclosure [Abstract]
Schedule of contractual amount of off-balance-sheet financial instruments	June 30, December 31, (in thousands) 2016 2015 Commitments to extend credit $ 217,321 $ 161,306 Commitments to originate residential first and second mortgage loans 4,495 3,175 Standby letters of credit 1,455 1,466 Total 223,271 165,947

Summary of Significant Accoun37

Summary of Significant Accounting Policies (Detail Textuals)	6 Months Ended		12 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Dec. 31, 2015
Accounting Policies [Abstract]
Special stock dividend, payment date	Jul. 1, 2016
Special stock dividend, rate percent	4.00%	4.00%	4.00%
Special stock dividend, record date	Jun. 15, 2016

Loans and Allowance for Loan 38

Loans and Allowance for Loan Losses (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Loans and Leases Receivable Disclosure [Line Items]
Total loans	$ 922,942	$ 865,080
Commercial, financial, and agricultural
Loans and Leases Receivable Disclosure [Line Items]
Total loans	160,124	149,091
Residential real estate | Construction
Loans and Leases Receivable Disclosure [Line Items]
Total loans	14,995	16,895
Residential real estate | Mortgage
Loans and Leases Receivable Disclosure [Line Items]
Total loans	250,588	256,086
Commercial real estate | Construction
Loans and Leases Receivable Disclosure [Line Items]
Total loans	46,218	33,943
Commercial real estate | Mortgage
Loans and Leases Receivable Disclosure [Line Items]
Total loans	425,124	385,869
Installment and other consumer
Loans and Leases Receivable Disclosure [Line Items]
Total loans	$ 25,893	$ 23,196

Loans and Allowance for Loan 39

Loans and Allowance for Loan Losses (Details 1) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Summary of the allowance for loan losses
Balance at beginning of period	$ 8,631	$ 9,761	$ 8,604	$ 9,099
Additions:
Provision for loan losses	425	250	675	250
Deductions:
Loans charged off	306	388	754	559
Less recoveries on loans	(642)	(363)	(867)	(1,196)
Net loans charged off	(336)	25	(113)	(637)
Balance at end of period	9,392	9,986	9,392	9,986
Commercial, financial, and agricultural
Summary of the allowance for loan losses
Balance at beginning of period	2,135	2,141	2,153	1,779
Additions:
Provision for loan losses	817	1,065	804	880
Deductions:
Loans charged off	36	122	138	150
Less recoveries on loans	(80)	(40)	(177)	(615)
Net loans charged off	(44)	82	(39)	(465)
Balance at end of period	2,996	3,124	2,996	3,124
Residential real estate | Construction
Summary of the allowance for loan losses
Balance at beginning of period	44	48	59	171
Additions:
Provision for loan losses	19	(148)	4	(448)
Deductions:
Loans charged off	0	0	0	0
Less recoveries on loans	0	(117)	0	(294)
Net loans charged off	0	(117)	0	(294)
Balance at end of period	63	17	63	17
Residential real estate | Mortgage
Summary of the allowance for loan losses
Balance at beginning of period	2,273	2,709	2,439	2,527
Additions:
Provision for loan losses	186	(284)	218	(43)
Deductions:
Loans charged off	175	140	381	211
Less recoveries on loans	(9)	(47)	(17)	(59)
Net loans charged off	166	93	364	152
Balance at end of period	2,293	2,332	2,293	2,332
Commercial real estate | Construction
Summary of the allowance for loan losses
Balance at beginning of period	687	374	644	466
Additions:
Provision for loan losses	(929)	45	(896)	(47)
Deductions:
Loans charged off	0	5	1	5
Less recoveries on loans	(491)	0	(502)	0
Net loans charged off	(491)	5	(501)	5
Balance at end of period	249	414	249	414
Commercial real estate | Mortgage
Summary of the allowance for loan losses
Balance at beginning of period	3,190	4,115	2,935	3,846
Additions:
Provision for loan losses	218	(354)	495	(96)
Deductions:
Loans charged off	28	8	111	32
Less recoveries on loans	(31)	(117)	(92)	(152)
Net loans charged off	(3)	(109)	19	(120)
Balance at end of period	3,411	3,870	3,411	3,870
Installment Loans to Individuals
Summary of the allowance for loan losses
Balance at beginning of period	259	190	273	270
Additions:
Provision for loan losses	61	66	55	0
Deductions:
Loans charged off	67	113	123	161
Less recoveries on loans	(31)	(42)	(79)	(76)
Net loans charged off	36	71	44	85
Balance at end of period	284	185	284	185
Unallocated
Summary of the allowance for loan losses
Balance at beginning of period	43	184	101	40
Additions:
Provision for loan losses	53	(140)	(5)	4
Deductions:
Loans charged off	0	0	0	0
Less recoveries on loans	0	0	0	0
Net loans charged off	0	0	0	0
Balance at end of period	$ 96	$ 44	$ 96	$ 44

Loans and Allowance for Loan 40

Loans and Allowance for Loan Losses (Details 2) - USD ($) $ in Thousands	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014
Allowance for loan losses:
Individually evaluated for impairment	$ 1,594		$ 1,540
Collectively evaluated for impairment	7,798		7,064
Total	9,392	$ 8,631	8,604	$ 9,986	$ 9,761	$ 9,099
Loans outstanding:
Individually evaluated for impairment	9,445		10,268
Collectively evaluated for impairment	913,497		854,812
Total	922,942		865,080
Commercial, financial, and agricultural
Allowance for loan losses:
Individually evaluated for impairment	884		285
Collectively evaluated for impairment	2,112		1,868
Total	2,996	2,135	2,153	3,124	2,141	1,779
Loans outstanding:
Individually evaluated for impairment	1,903		1,005
Collectively evaluated for impairment	158,221		148,086
Total	160,124		149,091
Residential real estate | Construction
Allowance for loan losses:
Individually evaluated for impairment	0		0
Collectively evaluated for impairment	63		59
Total	63	44	59	17	48	171
Loans outstanding:
Individually evaluated for impairment	0		0
Collectively evaluated for impairment	14,995		16,895
Total	14,995		16,895
Residential real estate | Mortgage
Allowance for loan losses:
Individually evaluated for impairment	628		955
Collectively evaluated for impairment	1,665		1,484
Total	2,293	2,273	2,439	2,332	2,709	2,527
Loans outstanding:
Individually evaluated for impairment	5,030		5,936
Collectively evaluated for impairment	245,558		250,150
Total	250,588		256,086
Commercial real estate | Construction
Allowance for loan losses:
Individually evaluated for impairment	8		15
Collectively evaluated for impairment	241		629
Total	249	687	644	414	374	466
Loans outstanding:
Individually evaluated for impairment	52		102
Collectively evaluated for impairment	46,166		33,841
Total	46,218		33,943
Commercial real estate | Mortgage
Allowance for loan losses:
Individually evaluated for impairment	60		266
Collectively evaluated for impairment	3,351		2,669
Total	3,411	3,190	2,935	3,870	4,115	3,846
Loans outstanding:
Individually evaluated for impairment	2,361		3,081
Collectively evaluated for impairment	422,763		382,788
Total	425,124		385,869
Installment and other consumer
Allowance for loan losses:
Individually evaluated for impairment	14		19
Collectively evaluated for impairment	270		254
Total	284	259	273	185	190	270
Loans outstanding:
Individually evaluated for impairment	99		144
Collectively evaluated for impairment	25,794		23,052
Total	25,893		23,196
Unallocated
Allowance for loan losses:
Individually evaluated for impairment	0		0
Collectively evaluated for impairment	96		101
Total	96	$ 43	101	$ 44	$ 184	$ 40
Loans outstanding:
Individually evaluated for impairment	0		0
Collectively evaluated for impairment	0		0
Total	$ 0		$ 0

Loans and Allowance for Loan 41

Loans and Allowance for Loan Losses (Details 3) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Categories of impaired loans
Non-accrual loans	$ 3,647	$ 4,418
Performing TDRs	5,798	5,850
Total impaired loans	$ 9,445	$ 10,268

Loans and Allowance for Loan 42

Loans and Allowance for Loan Losses (Details 4) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015	Jun. 30, 2015
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded	$ 4,754	$ 4,539
Unpaid Principal Balance, With no related allowance recorded	5,162	4,734
Recorded Investment, With an allowance recorded	4,691	5,729	$ 8,300
Unpaid Principal Balance, With an allowance recorded	4,853	6,073
Specific Reserves, With an allowance recorded	1,594	1,540	$ 2,700
Total impaired loans, Recorded Investment	9,445	10,268
Total impaired loans, Unpaid Principal Balance	10,015	10,807
Commercial, financial, and agricultural
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded	296	448
Unpaid Principal Balance, With no related allowance recorded	296	450
Recorded Investment, With an allowance recorded	1,607	557
Unpaid Principal Balance, With an allowance recorded	1,628	572
Specific Reserves, With an allowance recorded	884	285
Real estate - residential
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded	2,355	1,645
Unpaid Principal Balance, With no related allowance recorded	2,356	1,712
Recorded Investment, With an allowance recorded	2,675	4,291
Unpaid Principal Balance, With an allowance recorded	2,712	4,320
Specific Reserves, With an allowance recorded	628	955
Real estate - commercial
Financing Receivable, Impaired [Line Items]
Recorded Investment, With no related allowance recorded	2,103	2,446
Unpaid Principal Balance, With no related allowance recorded	2,510	2,572
Recorded Investment, With an allowance recorded	258	635
Unpaid Principal Balance, With an allowance recorded	329	884
Specific Reserves, With an allowance recorded	60	266
Real estate - commercial | Construction
Financing Receivable, Impaired [Line Items]
Recorded Investment, With an allowance recorded	52	102
Unpaid Principal Balance, With an allowance recorded	56	115
Specific Reserves, With an allowance recorded	8	15
Consumer
Financing Receivable, Impaired [Line Items]
Recorded Investment, With an allowance recorded	99	144
Unpaid Principal Balance, With an allowance recorded	128	182
Specific Reserves, With an allowance recorded	$ 14	$ 19

Loans and Allowance for Loan 43

Loans and Allowance for Loan Losses (Details 5) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
With no related allowance recorded:
With no related allowance recorded, Average Recorded Investment	$ 4,087	$ 10,833	$ 5,032	$ 23,293
With no related allowance recorded, Interest Recognized For The Period	182	37	346	128
With an allowance recorded:
With an allowance recorded, Average Recorded Investment	4,734	9,062	5,590	9,423
With an allowance recorded, Interest Recognized For The Period	188	31	307	32
Total average recorded investment	8,821	19,895	10,622	32,716
Total interest income recognized during the period	370	68	653	160
Commercial, financial, and agricultural
With no related allowance recorded:
With no related allowance recorded, Average Recorded Investment	385	2,405	1,014	3,834
With no related allowance recorded, Interest Recognized For The Period	19	8	29	13
With an allowance recorded:
With an allowance recorded, Average Recorded Investment	866	2,263	860	1,677
With an allowance recorded, Interest Recognized For The Period	108	7	135	6
Real estate - residential
With no related allowance recorded:
With no related allowance recorded, Average Recorded Investment	1,593	2,246	1,738	3,328
With no related allowance recorded, Interest Recognized For The Period	100	8	197	50
With an allowance recorded:
With an allowance recorded, Average Recorded Investment	3,442	5,224	3,977	4,865
With an allowance recorded, Interest Recognized For The Period	62	24	141	26
Real estate - residential | Construction
With no related allowance recorded:
With no related allowance recorded, Average Recorded Investment	0	0	0	1,105
With no related allowance recorded, Interest Recognized For The Period	0	0	0	0
With an allowance recorded:
With an allowance recorded, Average Recorded Investment	0	0	0	565
With an allowance recorded, Interest Recognized For The Period	0	0	0	0
Real estate - commercial
With no related allowance recorded:
With no related allowance recorded, Average Recorded Investment	2,109	4,081	2,280	11,383
With no related allowance recorded, Interest Recognized For The Period	63	21	120	65
With an allowance recorded:
With an allowance recorded, Average Recorded Investment	260	1,360	560	2,056
With an allowance recorded, Interest Recognized For The Period	13	0	20	0
Real estate - commercial | Construction
With no related allowance recorded:
With no related allowance recorded, Average Recorded Investment	0	2,101	0	3,633
With no related allowance recorded, Interest Recognized For The Period	0	0	0	0
With an allowance recorded:
With an allowance recorded, Average Recorded Investment	52	55	64	14
With an allowance recorded, Interest Recognized For The Period	0	0	2	0
Consumer
With no related allowance recorded:
With no related allowance recorded, Average Recorded Investment	0	0	0	10
With no related allowance recorded, Interest Recognized For The Period	0	0	0	0
With an allowance recorded:
With an allowance recorded, Average Recorded Investment	114	160	129	246
With an allowance recorded, Interest Recognized For The Period	$ 5	$ 0	$ 9	$ 0

Loans and Allowance for Loan 44

Loans and Allowance for Loan Losses (Details 6) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Aging information for the Company's past due and non-accrual loans
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	$ 7	$ 6
Financing Receivable, Recorded Investment, Nonaccrual Status	3,647	4,418
Loans	922,942	865,080
Current or Less Than 30 Days Past Due
Aging information for the Company's past due and non-accrual loans
Financing receivable, recorded investment, past due	916,774	857,045
30 - 89 Days Past Due
Aging information for the Company's past due and non-accrual loans
Financing receivable, recorded investment, past due	2,514	3,611
Commercial, financial, and agricultural
Aging information for the Company's past due and non-accrual loans
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	0	1
Financing Receivable, Recorded Investment, Nonaccrual Status	1,237	308
Loans	160,124	149,091
Commercial, financial, and agricultural | Current or Less Than 30 Days Past Due
Aging information for the Company's past due and non-accrual loans
Financing receivable, recorded investment, past due	158,398	148,597
Commercial, financial, and agricultural | 30 - 89 Days Past Due
Aging information for the Company's past due and non-accrual loans
Financing receivable, recorded investment, past due	489	185
Residential real estate | Construction
Aging information for the Company's past due and non-accrual loans
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	0	0
Financing Receivable, Recorded Investment, Nonaccrual Status	0	0
Loans	14,995	16,895
Residential real estate | Construction | Current or Less Than 30 Days Past Due
Aging information for the Company's past due and non-accrual loans
Financing receivable, recorded investment, past due	14,727	16,895
Residential real estate | Construction | 30 - 89 Days Past Due
Aging information for the Company's past due and non-accrual loans
Financing receivable, recorded investment, past due	268	0
Residential real estate | Mortgage
Aging information for the Company's past due and non-accrual loans
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	0	0
Financing Receivable, Recorded Investment, Nonaccrual Status	1,417	2,322
Loans	250,588	256,086
Residential real estate | Mortgage | Current or Less Than 30 Days Past Due
Aging information for the Company's past due and non-accrual loans
Financing receivable, recorded investment, past due	247,872	251,253
Residential real estate | Mortgage | 30 - 89 Days Past Due
Aging information for the Company's past due and non-accrual loans
Financing receivable, recorded investment, past due	1,299	2,511
Commercial real estate | Construction
Aging information for the Company's past due and non-accrual loans
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	0	0
Financing Receivable, Recorded Investment, Nonaccrual Status	52	102
Loans	46,218	33,943
Commercial real estate | Construction | Current or Less Than 30 Days Past Due
Aging information for the Company's past due and non-accrual loans
Financing receivable, recorded investment, past due	46,166	33,776
Commercial real estate | Construction | 30 - 89 Days Past Due
Aging information for the Company's past due and non-accrual loans
Financing receivable, recorded investment, past due	0	65
Commercial real estate | Mortgage
Aging information for the Company's past due and non-accrual loans
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	0	0
Financing Receivable, Recorded Investment, Nonaccrual Status	841	1,542
Loans	425,124	385,869
Commercial real estate | Mortgage | Current or Less Than 30 Days Past Due
Aging information for the Company's past due and non-accrual loans
Financing receivable, recorded investment, past due	423,960	383,684
Commercial real estate | Mortgage | 30 - 89 Days Past Due
Aging information for the Company's past due and non-accrual loans
Financing receivable, recorded investment, past due	323	643
Installment and other consumer
Aging information for the Company's past due and non-accrual loans
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	7	5
Financing Receivable, Recorded Investment, Nonaccrual Status	100	144
Loans	25,893	23,196
Installment and other consumer | Current or Less Than 30 Days Past Due
Aging information for the Company's past due and non-accrual loans
Financing receivable, recorded investment, past due	25,651	22,840
Installment and other consumer | 30 - 89 Days Past Due
Aging information for the Company's past due and non-accrual loans
Financing receivable, recorded investment, past due	$ 135	$ 207

Loans and Allowance for Loan 45

Loans and Allowance for Loan Losses (Details 7) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	$ 922,942	$ 865,080
Watch
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	74,660	57,906
Substandard
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	3,451	5,716
Performing TDRs
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	5,798	5,850
Non-accrual
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	3,647	4,418
Total
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	87,556	73,890
Commercial, financial, and agricultural
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	160,124	149,091
Commercial, financial, and agricultural | Watch
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	10,876	8,663
Commercial, financial, and agricultural | Substandard
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	219	421
Commercial, financial, and agricultural | Performing TDRs
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	667	697
Commercial, financial, and agricultural | Non-accrual
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	1,237	308
Commercial, financial, and agricultural | Total
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	12,999	10,089
Residential real estate | Construction
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	14,995	16,895
Residential real estate | Construction | Watch
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	828	1,267
Residential real estate | Construction | Substandard
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	0	0
Residential real estate | Construction | Performing TDRs
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	0	0
Residential real estate | Construction | Non-accrual
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	0	0
Residential real estate | Construction | Total
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	828	1,267
Residential real estate | Mortgage
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	250,588	256,086
Residential real estate | Mortgage | Watch
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	18,022	22,191
Residential real estate | Mortgage | Substandard
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	1,881	3,737
Residential real estate | Mortgage | Performing TDRs
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	3,612	3,615
Residential real estate | Mortgage | Non-accrual
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	1,417	2,322
Residential real estate | Mortgage | Total
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	24,932	31,865
Real estate - commercial | Construction
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	46,218	33,943
Real estate - commercial | Construction | Watch
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	1,187	1,296
Real estate - commercial | Construction | Substandard
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	0	37
Real estate - commercial | Construction | Performing TDRs
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	0	0
Real estate - commercial | Construction | Non-accrual
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	52	102
Real estate - commercial | Construction | Total
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	1,239	1,435
Real estate - commercial | Mortgage
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	425,124	385,869
Real estate - commercial | Mortgage | Watch
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	43,747	24,303
Real estate - commercial | Mortgage | Substandard
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	1,351	1,485
Real estate - commercial | Mortgage | Performing TDRs
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	1,519	1,538
Real estate - commercial | Mortgage | Non-accrual
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	841	1,542
Real estate - commercial | Mortgage | Total
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	47,458	28,868
Installment and other consumer
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	25,893	23,196
Installment and other consumer | Watch
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	0	186
Installment and other consumer | Substandard
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	0	36
Installment and other consumer | Performing TDRs
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	0	0
Installment and other consumer | Non-accrual
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	100	144
Installment and other consumer | Total
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment
Financing receivable	$ 100	$ 366

Loans and Allowance for Loan 46

Loans and Allowance for Loan Losses (Details 8) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016USD ($)Securties	Jun. 30, 2015USD ($)Securties	Jun. 30, 2016USD ($)Securties	Jun. 30, 2015USD ($)Securties
Loans that were modified as TDRs
Number of Contracts | Securties	0	2	1	10
Pre- Modification	$ 0	$ 1,166	$ 78	$ 2,033
Post- Modification	$ 0	$ 1,155	$ 78	$ 1,841
Commercial, financial, and agricultural
Loans that were modified as TDRs
Number of Contracts | Securties	0	0	0	3
Pre- Modification	$ 0	$ 0	$ 0	$ 250
Post- Modification	$ 0	$ 0	$ 0	$ 240
Residential real estate | Mortgage
Loans that were modified as TDRs
Number of Contracts | Securties	0	1	1	3
Pre- Modification	$ 0	$ 366	$ 78	$ 510
Post- Modification	$ 0	$ 355	$ 78	$ 464
Commercial real estate | Mortgage
Loans that were modified as TDRs
Number of Contracts | Securties	0	1	0	4
Pre- Modification	$ 0	$ 800	$ 0	$ 1,273
Post- Modification	$ 0	$ 800	$ 0	$ 1,137

Loans and Allowance for Loan 47

Loans and Allowance for Loan Losses (Detail Textuals)	1 Months Ended	3 Months Ended			6 Months Ended
	Mar. 31, 2016	Jun. 30, 2016USD ($)Securties	Mar. 31, 2016	Jun. 30, 2015USD ($)Securties	Jun. 30, 2016USD ($)Securties	Jun. 30, 2015USD ($)Securties	Dec. 31, 2015USD ($)
Loans and Leases Receivable Disclosure [Line Items]
Carrying amount of loans pledged as collateral to the Federal Home Loan Bank		$ 446,700,000			$ 446,700,000
Fair value amount of loans pledged as collateral to the Federal Home Loan Bank		369,800,000			369,800,000
Look back period	3 years		5 years
Impaired loans individually evaluated for impairment		9,445,000			9,445,000		$ 10,268,000
Impaired loans were evaluated based on the fair value of the loan's collateral		6,000,000			6,000,000		6,400,000
Specific allowance related to impaired loans		1,594,000		$ 2,700,000	1,594,000	$ 2,700,000	1,540,000
Impaired loans with no reserve allocation		$ 4,754,000			$ 4,754,000		$ 4,539,000
Impaired loans required no reserve allocation, percentage		50.00%			50.00%		44.00%
Interest income recognized on impaired loans		$ 370,000		$ 68,000	$ 653,000	$ 160,000
Troubled debt restructurings		6,000,000			6,000,000		$ 6,400,000
Amount of specific reserves related to TDRs which were allocated to the allowance for loan losses		$ 588,000			$ 588,000		910,000
Number of contracts modified | Securties		0		2	1	10
Performing TDRs
Loans and Leases Receivable Disclosure [Line Items]
Troubled debt restructurings		$ 5,800,000			$ 5,800,000		5,900,000
Nonperforming TDRs
Loans and Leases Receivable Disclosure [Line Items]
Troubled debt restructurings		$ 193,000			$ 193,000		$ 527,000

Other Real Estate and Reposse48

Other Real Estate and Repossessed Assets (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014
Summary of real estate and other assets acquired in settlement of loans
Repossessed assets	$ 11		$ 0
Total	18,462	$ 18,696	19,225	$ 15,749	$ 14,984	$ 15,140
Less valuation allowance for other real estate owned	(3,208)	$ (3,225)	(3,233)	(3,233)	$ (3,233)	$ (3,233)
Total other real estate and repossessed assets	15,254		15,992	$ 12,516
Commercial
Summary of real estate and other assets acquired in settlement of loans
Real estate acquired through foreclosure	830		1,445
Commercial real estate | Construction
Summary of real estate and other assets acquired in settlement of loans
Real estate acquired through foreclosure	12,380		12,380
Commercial real estate | Mortgage
Summary of real estate and other assets acquired in settlement of loans
Real estate acquired through foreclosure	4,097		4,923
Residential real estate | Mortgage
Summary of real estate and other assets acquired in settlement of loans
Real estate acquired through foreclosure	$ 1,144		$ 477

Other Real Estate and Reposse49

Other Real Estate and Repossessed Assets (Details 1) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Schedule of real estate acquired in settlement of loans
Balance at beginning of period	$ 18,696	$ 14,984	$ 19,225	$ 15,140
Additions	892	914	1,634	1,517
Proceeds from sales	(1,125)	(153)	(2,399)	(1,036)
Charge-offs against the valuation allowance for other real estate owned, net	(55)	0	(101)	(16)
Net gain on sales	54	4	103	144
Total other real estate and repossessed assets	18,462	15,749	18,462	15,749
Less valuation allowance for other real estate owned	(3,208)	(3,233)	(3,208)	(3,233)
Balance at end of period	$ 15,254	$ 12,516	$ 15,254	$ 12,516

Other Real Estate and Reposse50

Other Real Estate and Repossessed Assets (Details 2) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Summary of activity in valuation allowance for other real estate owned in settlement of loans
Balance, beginning of period	$ 3,225	$ 3,233	$ 3,233	$ 3,233
Provision for other real estate owned	38	0	76	0
Charge-offs	(55)	0	(101)	0
Balance, end of period	$ 3,208	$ 3,233	$ 3,208	$ 3,233

Other Real Estate and Reposse51

Other Real Estate and Repossessed Assets (Detail Textuals) - USD ($)	Jun. 30, 2016	Dec. 31, 2015
Other Real Estate [Abstract]
Consumer mortgage loans in process of foreclosure	$ 146,000	$ 390,000

Investment Securities (Details)

Investment Securities (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Amortized cost and fair value of debt securities
Amortized Cost	$ 233,241	$ 236,008
Gross Unrealized Gains	2,270	1,060
Gross Unrealized Losses	357	2,014
Fair value	235,154	235,054
Government sponsored enterprises
Amortized cost and fair value of debt securities
Amortized Cost	38,824	73,605
Gross Unrealized Gains	140	127
Gross Unrealized Losses	1	235
Fair value	38,963	73,497
Asset-backed securities
Amortized cost and fair value of debt securities
Amortized Cost	166,066	130,179
Gross Unrealized Gains	1,469	440
Gross Unrealized Losses	354	1,768
Fair value	167,181	128,851
Obligations of states and political subdivisions
Amortized cost and fair value of debt securities
Amortized Cost	28,351	32,224
Gross Unrealized Gains	661	493
Gross Unrealized Losses	2	11
Fair value	$ 29,010	$ 32,706

Investment Securities (Details

Investment Securities (Details 1) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Amortized Cost
Due in one year or less	$ 15,119
Due after one year through five years	41,357
Due after five year through ten years	10,169
Due after ten years	530
Total	67,175
Asset-backed securities	166,066
Amortized Cost	233,241	$ 236,008
Fair Value
Due in one year or less	15,127
Due after one year through five years	41,771
Due after five year through ten years	10,544
Due after ten years	531
Total	67,973
Asset-backed securities	167,181
Fair value	$ 235,154	$ 235,054

Investment Securities (Detail54

Investment Securities (Details 2) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Fair Value
Less than 12 months	$ 49,920	$ 102,205
12 months or more	11,448	45,296
Total	61,368	147,501
Unrealized Losses
Less than 12 months	(247)	(848)
12 months or more	(110)	(1,166)
Total	(357)	(2,014)
Government sponsored enterprises
Fair Value
Less than 12 months	8,002	43,539
12 months or more	0	1,002
Total	8,002	44,541
Unrealized Losses
Less than 12 months	(1)	(222)
12 months or more	0	(13)
Total	(1)	(235)
Asset-backed securities
Fair Value
Less than 12 months	41,378	56,095
12 months or more	11,197	43,576
Total	52,575	99,671
Unrealized Losses
Less than 12 months	(244)	(620)
12 months or more	(110)	(1,148)
Total	(354)	(1,768)
Obligations of states and political subdivisions
Fair Value
Less than 12 months	540	2,571
12 months or more	251	718
Total	791	3,289
Unrealized Losses
Less than 12 months	(2)	(6)
12 months or more	0	(5)
Total	$ (2)	$ (11)

Investment Securities (Detail55

Investment Securities (Details 3) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Investments Debt And Equity Securities [Abstract]
Gains realized on sales	$ 18	$ 8	$ 490	$ 8
Losses realized on sales	0	0	0	0
Other-than-temporary impairment recognized	0	0	0	0
Investment securities gains	$ 18	$ 8	$ 490	$ 8

Investment Securities (Detail T

Investment Securities (Detail Textuals)	6 Months Ended	12 Months Ended
	Jun. 30, 2016USD ($)Security	Dec. 31, 2015USD ($)Security
Investments Debt And Equity Securities [Abstract]
Available for sale securities, restricted	$ 9,000,000	$ 8,000,000
Available for sale securities, pledged	$ 209,300,000	$ 182,700,000
Number of securities consisted in portfolio | Security	277	316
Number of securities in loss position | Security	29	111
Unrealized loss included in other comprehensive	$ 61,400,000	$ 147,500,000
Loss position for 12 months or longer	11,448,000	45,296,000
Gross Unrealized Losses	$ 357,000	$ 2,000,000

Intangible Assets (Details)

Intangible Assets (Details) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Changes in mortgage servicing rights
Balance at beginning of period				$ 2,847
Changes in fair value:
Balance at end of period		$ 2,511		2,511
Mortgage servicing rights (MSRs)
Changes in mortgage servicing rights
Balance at beginning of period		2,745	$ 2,662	2,847	$ 2,762
Originated mortgage servicing rights		63	107	117	227
Changes in fair value:
Due to change in model inputs and assumptions	[1]	(142)	128	(145)	87
Other changes in fair value	[2]	(155)	(170)	(308)	(349)
Balance at end of period		$ 2,511	$ 2,727	$ 2,511	$ 2,727
[1]	The change in fair value resulting from changes in valuation inputs or assumptions used in the valuation model reflects the change in discount rates and prepayment speed assumptions primarily due to changes in interest rates.
[2]	Other changes in fair value reflect changes due to customer payments and passage of time.

Intangible Assets (Details 1)

Intangible Assets (Details 1) - Mortgage servicing rights (MSRs)	6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015
Assumptions used in estimating the fair value of mortgage service rights
Weighted average constant prepayment rate (as a percent)	12.16%	10.66%
Weighted average note rate (as a percent)	3.90%	3.92%
Weighted average discount rate (as a percent)	9.19%	9.34%
Weighted average expected life (in years)	5 years 1 month 6 days	5 years 8 months 12 days

Intangible Assets (Detail Textu

Intangible Assets (Detail Textuals) - Mortgage servicing rights (MSRs) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015	Dec. 31, 2015
Finite-Lived Intangible Assets [Line Items]
Mortgage loans serviced for others	$ 304,700,000	$ 312,600,000	$ 304,700,000	$ 312,600,000	$ 312,100,000
Mortgage loan servicing fees reported as other non-interest income	$ 211,000	$ 228,000	$ 421,000	$ 442,000

Federal funds purchased and s60

Federal funds purchased and securities sold under agreements to repurchase (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Federal Funds Purchased and Securities Sold under Agreements to Repurchase [Abstract]
Federal funds purchased	$ 0	$ 0
Repurchase agreements	35,694	56,834
Total	$ 35,694	$ 56,834

Federal funds purchased and s61

Federal funds purchased and securities sold under agreements to repurchase (Details 1) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Federal Funds Purchased and Securities Sold under Agreements to Repurchase	$ 35,694	$ 56,834
Government sponsored enterprises
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Federal Funds Purchased and Securities Sold under Agreements to Repurchase	8,009	46,819
Asset-backed securities
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Federal Funds Purchased and Securities Sold under Agreements to Repurchase	27,685	10,015
Overnight and continuous
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Federal Funds Purchased and Securities Sold under Agreements to Repurchase	35,694	56,834
Overnight and continuous | Government sponsored enterprises
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Federal Funds Purchased and Securities Sold under Agreements to Repurchase	8,009	46,819
Overnight and continuous | Asset-backed securities
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Federal Funds Purchased and Securities Sold under Agreements to Repurchase	27,685	10,015
Less than 90 days
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Federal Funds Purchased and Securities Sold under Agreements to Repurchase	0	0
Less than 90 days | Government sponsored enterprises
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Federal Funds Purchased and Securities Sold under Agreements to Repurchase	0	0
Less than 90 days | Asset-backed securities
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Federal Funds Purchased and Securities Sold under Agreements to Repurchase	0	0
Greater than 90 days
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Federal Funds Purchased and Securities Sold under Agreements to Repurchase	0	0
Greater than 90 days | Government sponsored enterprises
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Federal Funds Purchased and Securities Sold under Agreements to Repurchase	0	0
Greater than 90 days | Asset-backed securities
Transfer of Certain Financial Assets Accounted for as Secured Borrowings [Line Items]
Federal Funds Purchased and Securities Sold under Agreements to Repurchase	$ 0	$ 0

Income Taxes (Details Textuals)

Income Taxes (Details Textuals) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Income Tax Disclosure [Abstract]
Effective income tax rate reconciliation, percent	34.10%	34.20%	33.20%	34.30%
Capital losses carry forwards	$ 219,000		$ 219,000
Deferred tax asset, valuation reserve	$ 83,000		$ 83,000

Stockholders' Equity (Details)

Stockholders' Equity (Details) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Unrealized Gain (Loss) on Securities
Accumulated Other Comprehensive Income (Loss)
Balance at the beginning	[1]			$ (591)	$ 214
Other comprehensive income (loss), before reclassifications	[1]			3,357	(591)
Amounts reclassified from accumulated other comprehensive income (loss)	[1]			(490)	(8)
Current period other comprehensive income (loss), before tax	[1]			2,867	(599)
Income tax benefit (expense)	[1]			(1,090)	228
Current period other comprehensive income (loss), net of tax	[1]			1,777	(371)
Balance at the end	[1]	$ 1,186	$ (157)	1,186	(157)
Unrecognized Net Pension and Postretirement Costs
Accumulated Other Comprehensive Income (Loss)
Balance at the beginning	[2]			(1,427)	(1,442)
Other comprehensive income (loss), before reclassifications	[2]			39	72
Amounts reclassified from accumulated other comprehensive income (loss)	[2]			0	0
Current period other comprehensive income (loss), before tax	[2]			39	72
Income tax benefit (expense)	[2]			(14)	(27)
Current period other comprehensive income (loss), net of tax	[2]			25	45
Balance at the end	[2]	(1,402)	(1,397)	(1,402)	(1,397)
Accumulated Other Comprehensive Income (Loss)
Accumulated Other Comprehensive Income (Loss)
Balance at the beginning				(2,018)	(1,228)
Other comprehensive income (loss), before reclassifications				3,396	(519)
Amounts reclassified from accumulated other comprehensive income (loss)				(490)	(8)
Current period other comprehensive income (loss), before tax				2,906	(527)
Income tax benefit (expense)				(1,104)	201
Current period other comprehensive income (loss), net of tax				1,802	(326)
Balance at the end		(216)	(1,554)	(216)	(1,554)
Balance at the beginning				(2,018)
Current period other comprehensive income (loss), net of tax		838	$ (833)	1,802	$ (326)
Balance at the end		$ (216)		$ (216)
[1]	The pre-tax amounts reclassified from accumulated other comprehensive income (loss) are included in gain on sale of investment securities in the consolidated statements of income.
[2]	The pre-tax amounts reclassified from accumulated other comprehensive income (loss) are included in the computation of net periodic pension cost.

Employee Benefit Plans (Details

Employee Benefit Plans (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Summary of employee benefits charged to operating expenses
Payroll taxes	$ 336	$ 270	$ 632	$ 599
Medical plans	487	463	999	971
401k match and profit sharing	203	223	384	495
Pension plan	306	348	613	696
Other	46	24	62	43
Total employee benefits	$ 1,378	$ 1,328	$ 2,690	$ 2,804

Employee Benefit Plans (Detai65

Employee Benefit Plans (Details 1) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Components of net pension cost
Pension expense - three and six months ended June 30, (actual)	$ 306	$ 348	$ 613	$ 696
Pension
Components of net pension cost
Service cost - benefits earned during the year			1,179	1,325
Interest costs on projected benefit obligations			956	838
Expected return on plan assets			(1,057)	(957)
Expected administrative expenses			70	40
Amortization of prior service cost			79	79
Amortization of unrecognized net loss			0	66
Net periodic pension expense			1,227	1,391
Pension expense - three and six months ended June 30, (actual)	$ 306	$ 348	$ 613	$ 696

Employee Benefit Plans (Detail

Employee Benefit Plans (Detail Textuals) - USD ($)	1 Months Ended	6 Months Ended
	Apr. 15, 2016	Jun. 30, 2016
Defined Benefit Plan Disclosure
Employer match (as a percent)		3.00%
Defined benefit plan contributions by employer percent		6.00%
Pension
Defined Benefit Plan Disclosure
Contribution to the defined benefit plan for the current plan year	$ 772,000

Stock Compensation (Details)

Stock Compensation (Details) $ / shares in Units, $ in Thousands	6 Months Ended
	Jun. 30, 2016USD ($)$ / sharesshares
Number of shares
Outstanding, beginning of period (in shares) | shares	65,270
Granted (in shares) | shares	0
Exercised (in shares) | shares	0
Forfeited or expired (in shares) | shares	(20,812)
Outstanding, end of period (in shares) | shares	44,458
Exercisable, end of period (in shares) | shares	36,675
Weighted average exercise price
Outstanding, beginning of period (in dollars per share) | $ / shares	$ 20.68
Granted (in dollars per share) | $ / shares	0
Exercised (in dollars per share) | $ / shares	0
Forfeited or expired (in dollars per share) | $ / shares	21.89
Outstanding, end of period (in dollars per share) | $ / shares	20.11
Exercisable, end of period (in dollars per share) | $ / shares	$ 21.11
Weighted average Contractual Term (in years)
Outstanding at the end of period	1 year 6 months
Exercisable at the end of period	1 year 4 months 2 days
Aggregate Intrinsic Value
Outstanding, end of period | $	$ 0
Exercisable, end of period | $	$ 0

Stock Compensation (Detail Text

Stock Compensation (Detail Textuals) - USD ($)	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015	Dec. 31, 2015
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Grant of options to purchase (in shares)	553,361		553,361
Special stock dividend, rate percent			4.00%	4.00%	4.00%
Date of dividend payment			Jul. 1, 2016
Stock based compensation expense	$ 5,000	$ 0	$ 11,000	$ 5,000
Total unrecognized compensation expense related to non-vested stock awards	$ 9,000		$ 9,000
Weighted average period is expected to be recognized			5 months 1 day
Maximum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Weighted average period is expected to be recognized			5 years
Minimum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Weighted average period is expected to be recognized			4 years

Earnings per Share (Details)

Earnings per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Basic earnings per share:
Net income available to shareholders	$ 1,412	$ 1,927	$ 3,410	$ 4,065
Basic earnings per share (in dollars per share)	$ 0.25	$ 0.34	$ 0.60	$ 0.72
Diluted earnings per share:
Net income available to shareholders	$ 1,412	$ 1,927	$ 3,410	$ 4,065
Average shares outstanding	5,645,270	5,660,499	5,648,664	5,660,499
Effect of dilutive stock options	0	0	0	0
Average shares outstanding including dilutive stock options	5,645,270	5,660,499	5,648,664	5,660,499
Diluted earnings per share (in dollars per share)	$ 0.25	$ 0.34	$ 0.60	$ 0.72

Earnings per Share (Details 2)

Earnings per Share (Details 2) - shares	6 Months Ended		12 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Dec. 31, 2015
Schedule Of Common Stock Outstanding [Roll Forward]
Outstanding, beginning of period	5,441,190	5,233,986	5,233,986
Issuance of stock: 4% stock dividend	217,155	209,359	209,359
Purchase of treasury stock	(15,301)	0	(2,155)
Outstanding, end of period	5,643,044	5,443,344	5,441,190

Earnings per Share (Detail Text

Earnings per Share (Detail Textuals)	6 Months Ended		12 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Dec. 31, 2015
Earnings Per Share [Abstract]
Special stock dividend, payment date	Jul. 1, 2016
Common stock, dividend rate, percentage	4.00%	4.00%	4.00%
Special stock dividend, record date	Jun. 15, 2016

Earnings per Share (Detail Te72

Earnings per Share (Detail Textuals 1) - USD ($) $ / shares in Units, $ in Millions	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015	Dec. 31, 2015	Aug. 06, 2015
Earnings Per Share [Abstract]
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount	44,458	69,106	44,458	69,106
Share repurchase plan, Authorized amount						$ 2
Number of common stock repurchased			15,301	0	2,155
Average price per share of common stock repurchased			$ 14.78

Fair Value Measurements (Detail

Fair Value Measurements (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Assets:
Available for sale debt securities, fair value	$ 235,154	$ 235,054
Mortgage servicing rights, fair value	2,511	2,847
Quoted Prices in Active Markets for Identical Assets (Level 1)
Assets:
Available for sale debt securities, fair value	0	0
Mortgage servicing rights, fair value	0	0
Other Observable Inputs (Level 2)
Assets:
Available for sale debt securities, fair value	235,154	235,054
Mortgage servicing rights, fair value	0	0
Significant Unobservable Inputs (Level 3)
Assets:
Available for sale debt securities, fair value	0	0
Mortgage servicing rights, fair value	2,511	2,847
Recurring
Assets:
Assets, Total	237,665	237,901
Recurring | Government sponsored enterprises
Assets:
Available for sale debt securities, fair value	38,963	73,497
Recurring | Asset-backed securities
Assets:
Available for sale debt securities, fair value	167,181	128,851
Recurring | Obligations of states and political subdivisions
Assets:
Available for sale debt securities, fair value	29,010	32,706
Recurring | Mortgage servicing rights
Assets:
Mortgage servicing rights, fair value	2,511	2,847
Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1)
Assets:
Assets, Total	0	0
Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Government sponsored enterprises
Assets:
Available for sale debt securities, fair value	0	0
Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Asset-backed securities
Assets:
Available for sale debt securities, fair value	0	0
Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Obligations of states and political subdivisions
Assets:
Available for sale debt securities, fair value	0	0
Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Mortgage servicing rights
Assets:
Mortgage servicing rights, fair value	0	0
Recurring | Other Observable Inputs (Level 2)
Assets:
Assets, Total	235,154	235,054
Recurring | Other Observable Inputs (Level 2) | Government sponsored enterprises
Assets:
Available for sale debt securities, fair value	38,963	73,497
Recurring | Other Observable Inputs (Level 2) | Asset-backed securities
Assets:
Available for sale debt securities, fair value	167,181	128,851
Recurring | Other Observable Inputs (Level 2) | Obligations of states and political subdivisions
Assets:
Available for sale debt securities, fair value	29,010	32,706
Recurring | Other Observable Inputs (Level 2) | Mortgage servicing rights
Assets:
Mortgage servicing rights, fair value	0	0
Recurring | Significant Unobservable Inputs (Level 3)
Assets:
Assets, Total	2,511	2,847
Recurring | Significant Unobservable Inputs (Level 3) | Government sponsored enterprises
Assets:
Available for sale debt securities, fair value	0	0
Recurring | Significant Unobservable Inputs (Level 3) | Asset-backed securities
Assets:
Available for sale debt securities, fair value	0	0
Recurring | Significant Unobservable Inputs (Level 3) | Obligations of states and political subdivisions
Assets:
Available for sale debt securities, fair value	0	0
Recurring | Significant Unobservable Inputs (Level 3) | Mortgage servicing rights
Assets:
Mortgage servicing rights, fair value	$ 2,511	$ 2,847

Fair Value Measurements (Deta74

Fair Value Measurements (Details 1) - Recurring - Significant Unobservable Inputs (Level 3) - Mortgage servicing rights - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Fair value of assets
Balance at beginning of period	$ 2,745	$ 2,662	$ 2,847	$ 2,762
Total gains or losses (realized/unrealized): Included in earnings	(297)	(42)	(453)	(262)
Total gains or losses (realized/unrealized): Included in other comprehensive income	0	0	0	0
Purchases	0	0	0	0
Sales	0	0	0	0
Issues	63	107	117	227
Settlements	0	0	0	0
Balance at end of period	$ 2,511	$ 2,727	$ 2,511	$ 2,727

Fair Value Measurements (Deta75

Fair Value Measurements (Details 2) - Recurring - Significant Unobservable Inputs (Level 3) - Mortgage servicing rights	3 Months Ended
	Jun. 30, 2016	Jun. 30, 2015
Quantitative Information
Weighted average constant prepayment rate	12.16%	10.66%
Weighted average note rate (as a percent)	3.90%	3.92%
Weighted average discount rate	9.19%	9.34%
Weighted average expected life (in years)	5 years 1 month 6 days	5 years 8 months 12 days

Fair Value Measurements (Deta76

Fair Value Measurements (Details 3) - Nonrecurring - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Total Gains (Losses)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Gains (losses) on impaired loans	[1]	$ (208)	$ (211)	$ (768)	$ (306)
Gains (losses) on other real estate owned and repossessed assets	[1]	16	(38)	49	190
Total Fair Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		3,097	5,611	3,097	5,611
Other real estate owned and repossessed assets		15,254	12,516	15,254	12,516
Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		0	0	0	0
Other real estate owned and repossessed assets		0	0	0	0
Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		0	0	0	0
Other real estate owned and repossessed assets		0	0	0	0
Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		3,097	5,611	3,097	5,611
Other real estate owned and repossessed assets		15,254	12,516	15,254	12,516
Commercial, financial, and agricultural | Total Gains (Losses)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Gains (losses) on impaired loans	[1]	0	(21)	(359)	(21)
Commercial, financial, and agricultural | Total Fair Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		723	1,201	723	1,201
Commercial, financial, and agricultural | Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		0	0	0	0
Commercial, financial, and agricultural | Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		0	0	0	0
Commercial, financial, and agricultural | Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		723	1,201	723	1,201
Commercial real estate | Construction | Total Gains (Losses)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Gains (losses) on impaired loans	[1]	0	0	0	0
Commercial real estate | Construction | Total Fair Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		44	47	44	47
Commercial real estate | Construction | Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		0	0	0	0
Commercial real estate | Construction | Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		0	0	0	0
Commercial real estate | Construction | Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		44	47	44	47
Commercial real estate | Mortgage | Total Gains (Losses)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Gains (losses) on impaired loans	[1]	(23)	(7)	(177)	(30)
Commercial real estate | Mortgage | Total Fair Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		198	611	198	611
Commercial real estate | Mortgage | Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		0	0	0	0
Commercial real estate | Mortgage | Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		0	0	0	0
Commercial real estate | Mortgage | Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		198	611	198	611
Residential real estate | Mortgage | Total Gains (Losses)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Gains (losses) on impaired loans	[1]	(181)	(135)	(216)	(206)
Residential real estate | Mortgage | Total Fair Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		2,047	3,645	2,047	3,645
Residential real estate | Mortgage | Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		0	0	0	0
Residential real estate | Mortgage | Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		0	0	0	0
Residential real estate | Mortgage | Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		2,047	3,645	2,047	3,645
Consumer | Total Gains (Losses)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Gains (losses) on impaired loans	[1]	(4)	(48)	(16)	(49)
Consumer | Total Fair Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		85	107	85	107
Consumer | Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		0	0	0	0
Consumer | Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		0	0	0	0
Consumer | Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans		$ 85	$ 107	$ 85	$ 107
[1]	Total gains (losses) reported for other real estate and foreclosed assets includes charge-offs, valuation write downs, and net losses taken during the periods reported.

Fair Value Measurements (Deta77

Fair Value Measurements (Detail Textuals) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015	Dec. 31, 2015
Fair Value Disclosures [Abstract]
Gains included in earnings attributable to change in unrealized gains or losses	$ 142,000	$ 145,000	$ 128,000	$ 87,000
Impaired loans with a specific allowance	4,691,000	8,300,000	4,691,000	8,300,000	$ 5,729,000
Specific allowance related to impaired loans	1,594,000	2,700,000	1,594,000	2,700,000	$ 1,540,000
Impaired financing receivable charge offs	$ 208,000	$ 211,000	$ 768,000	$ 306,000

Fair Value of Financial Instr78

Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Assets:
Cash and due from banks	$ 18,093	$ 20,484
Federal funds sold and overnight interest-bearing deposits	18,939	7,893
Investment in available-for-sale securities, at fair value	235,154	235,054
Mortgage servicing rights	2,511	2,847
Accrued interest receivable	4,626	4,853
Deposits:
Non-interest bearing demand	217,777	208,035
Savings, interest checking and money market	477,797	441,080
Accrued interest payable	372	382
Carrying Amount
Assets:
Cash and due from banks	18,093	20,484
Federal funds sold and overnight interest-bearing deposits	18,939	7,893
Investment in available-for-sale securities, at fair value	235,154	235,054
Loans, net	913,550	856,476
Investment in FHLB stock	4,393	3,390
Mortgage servicing rights	2,511	2,847
Cash surrender value - life insurance	2,379	2,348
Accrued interest receivable	4,626	4,853
Assets, Total	1,199,645	1,133,345
Deposits:
Non-interest bearing demand	217,777	208,035
Savings, interest checking and money market	477,797	441,080
Time deposits	309,667	298,082
Federal funds purchased and securities sold under agreements to repurchase	35,694	56,834
Subordinated notes	49,486	49,486
Federal Home Loan Bank advances	74,000	50,000
Accrued interest payable	372	382
Liabilities, Total	1,164,793	1,103,899
Fair Value
Assets:
Cash and due from banks	18,093	20,484
Federal funds sold and overnight interest-bearing deposits	18,939	7,893
Investment in available-for-sale securities, at fair value	235,154	235,054
Loans, net	918,073	854,775
Investment in FHLB stock	4,393	3,390
Mortgage servicing rights	2,511	2,847
Cash surrender value - life insurance	2,379	2,348
Accrued interest receivable	4,626	4,853
Assets, Total	1,204,168	1,131,644
Deposits:
Non-interest bearing demand	217,777	208,035
Savings, interest checking and money market	477,797	441,080
Time deposits	309,321	298,323
Federal funds purchased and securities sold under agreements to repurchase	35,694	56,834
Subordinated notes	32,465	40,821
Federal Home Loan Bank advances	75,067	52,340
Accrued interest payable	372	382
Liabilities, Total	1,148,493	1,097,815
Quoted Prices in Active Markets for Identical Assets (Level 1)
Assets:
Cash and due from banks	18,093	20,484
Federal funds sold and overnight interest-bearing deposits	18,939	7,893
Investment in available-for-sale securities, at fair value	0	0
Loans, net	0	0
Investment in FHLB stock	0	0
Mortgage servicing rights	0	0
Cash surrender value - life insurance	0	0
Accrued interest receivable	4,626	4,853
Assets, Total	41,658	33,230
Deposits:
Non-interest bearing demand	217,777	208,035
Savings, interest checking and money market	477,797	441,080
Time deposits	0	0
Federal funds purchased and securities sold under agreements to repurchase	35,694	56,834
Subordinated notes	0	0
Federal Home Loan Bank advances	0	0
Accrued interest payable	372	382
Liabilities, Total	731,640	706,331
Other Observable Inputs (Level 2)
Assets:
Cash and due from banks	0	0
Federal funds sold and overnight interest-bearing deposits	0	0
Investment in available-for-sale securities, at fair value	235,154	235,054
Loans, net	0	0
Investment in FHLB stock	4,393	3,390
Mortgage servicing rights	0	0
Cash surrender value - life insurance	2,379	2,348
Accrued interest receivable	0	0
Assets, Total	241,926	240,792
Deposits:
Non-interest bearing demand	0	0
Savings, interest checking and money market	0	0
Time deposits	0	0
Federal funds purchased and securities sold under agreements to repurchase	0	0
Subordinated notes	32,465	40,821
Federal Home Loan Bank advances	75,067	52,340
Accrued interest payable	0	0
Liabilities, Total	107,532	93,161
Net Significant Unobservable Inputs (Level 3)
Assets:
Cash and due from banks	0	0
Federal funds sold and overnight interest-bearing deposits	0	0
Investment in available-for-sale securities, at fair value	0	0
Loans, net	918,073	854,775
Investment in FHLB stock	0	0
Mortgage servicing rights	2,511	2,847
Cash surrender value - life insurance	0	0
Accrued interest receivable	0	0
Assets, Total	920,584	857,622
Deposits:
Non-interest bearing demand	0	0
Savings, interest checking and money market	0	0
Time deposits	309,321	298,323
Federal funds purchased and securities sold under agreements to repurchase	0	0
Subordinated notes	0	0
Federal Home Loan Bank advances	0	0
Accrued interest payable	0	0
Liabilities, Total	$ 309,321	$ 298,323

Repurchase Reserve Liability (D

Repurchase Reserve Liability (Detail) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Assets Sold Under Agreements To Repurchase [Roll Forward]
Balance at beginning of year	$ 160	$ 160	$ 160	$ 160
Provision for repurchase liability	2	1	2	40
Reimbursement of expenses	(2)	(1)	(2)	(40)
Balance at end of year	$ 160	$ 160	$ 160	$ 160

Repurchase Reserve Liability 80

Repurchase Reserve Liability (Detail Textuals)	6 Months Ended	12 Months Ended
	Jun. 30, 2016USD ($)Securties	Dec. 31, 2015USD ($)Securties	Mar. 31, 2016USD ($)	Jun. 30, 2015USD ($)	Mar. 31, 2015USD ($)	Dec. 31, 2014USD ($)
Repurchase Reserve Liability [Abstract]
Repurchase reserve liability	$ 160,000	$ 160,000	$ 160,000	$ 160,000	$ 160,000	$ 160,000
Number of loans sold to the secondary market | Securties	2,944	3,024
Balance of loans sold to the secondary market	$ 304,700,000	$ 312,100,000
Loss on repurchase	$ 2,000	$ 40,000

Commitments and Contingencies81

Commitments and Contingencies (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Contractual amount of off-balance-sheet financial instruments
Total contractual amount of off-balance-sheet financial instruments	$ 223,271	$ 165,947
Commitments to extend credit
Contractual amount of off-balance-sheet financial instruments
Total contractual amount of off-balance-sheet financial instruments	217,321	161,306
Commitments to originate residential first and second mortgage loans
Contractual amount of off-balance-sheet financial instruments
Total contractual amount of off-balance-sheet financial instruments	4,495	3,175
Standby letters of credit
Contractual amount of off-balance-sheet financial instruments
Total contractual amount of off-balance-sheet financial instruments	$ 1,455	$ 1,466

Commitments and Contingencies82

Commitments and Contingencies (Detail Textuals)	6 Months Ended
	Jun. 30, 2016USD ($)
Contractual amount of off-balance-sheet financial instruments
Amounts accrued for estimated losses for the financial instruments	$ 0
Minimum
Contractual amount of off-balance-sheet financial instruments
Remaining term of standby letters of credit	1 month
Maximum
Contractual amount of off-balance-sheet financial instruments
Remaining term of standby letters of credit	5 years