EXHIBIT 4
OHIO VALLEY BANC CORP.
420 Third Avenue, PO Box 240
Gallipolis, OH 45631
(740) 446-2631
November 9, 2009
Securities and Exchange Commission
100 F Street, N.E.
Washington, D.C. 20549
RE: Ohio Valley Banc Corp. – Form 10-Q for the nine months ended September 30, 2009
Gentlemen:
Ohio Valley Banc Corp., an Ohio corporation (“Ohio Valley”), is today filing a Quarterly Report on Form 10-Q for the nine months ended September 30, 2009 (the “Form 10-Q”), as executed on November 6, 2009.
Pursuant to the instructions relating to the Exhibits in Item 601(b)(4)(iii) of Regulation S-K, Ohio Valley hereby agrees to furnish the Commission, upon request, copies of instruments and agreements, defining the rights of holders of its long-term debt and of the long-term debt of its consolidated subsidiaries, which are not being filed as exhibits to the Form 10-Q. Such long-term debt does not exceed 10% of the total assets of Ohio Valley Banc Corp. and its subsidiaries on a consolidated basis.
Very truly yours,
/s/ Jeffrey E. Smith |
Jeffrey E. Smith |
President and CEO |
Ohio Valley Banc Corp. |