Ohio Valley Banc (OVBC) 10-Q 10 May 17 2017 Q1 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	3 Months Ended
	Mar. 31, 2017	May 10, 2017
Document Information [Line Items]
Entity Registrant Name	OHIO VALLEY BANC CORP
Entity Central Index Key	894,671
Trading Symbol	ovbc
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Well-known Seasoned Issuer	No
Entity Common Stock, Shares Outstanding (in shares)		4,680,883
Document Type	10-Q
Document Period End Date	Mar. 31, 2017
Document Fiscal Year Focus	2,017
Document Fiscal Period Focus	Q1
Amendment Flag	false

Consolidated Balance Sheets (Cu

Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
ASSETS
Cash and noninterest-bearing deposits with banks	$ 11,498	$ 12,512
Interest-bearing deposits with banks	100,419	27,654
Total cash and cash equivalents	111,917	40,166
Certificates of deposit in financial institutions	1,425	1,670
Securities available for sale	103,172	96,490
Securities held to maturity (estimated fair value: 2017 - $19,376; 2016 - $19,171)	18,827	18,665
Restricted investments in bank stocks	7,506	7,506
Total loans	738,861	734,901
Less: Allowance for loan losses	(7,315)	(7,699)
Net loans	731,546	727,202
Premises and equipment, net	13,468	12,783
Other real estate owned	2,049	2,129
Accrued interest receivable	2,299	2,315
Goodwill	7,371	7,801
Other intangible assets, net	629	670
Bank owned life insurance and annuity assets	29,347	29,349
Other assets	7,176	7,894
Total assets	1,036,732	954,640
LIABILITIES
Noninterest-bearing deposits	287,130	209,576
Interest-bearing deposits	580,773	580,876
Total deposits	867,903	790,452
Other borrowed funds	39,285	37,085
Subordinated debentures	8,500	8,500
Accrued liabilities	13,393	14,075
Total liabilities	929,081	850,112
COMMITMENTS AND CONTINGENT LIABILITIES (See Note 5)
SHAREHOLDERS’ EQUITY
Common stock ($1.00 stated value per share, 10,000,000 shares authorized; 2017 - 5,340,622 shares issued; 2016 - 5,325,504 shares issued)	5,341	5,326
Additional paid-in capital	47,201	46,788
Retained earnings	71,354	69,117
Accumulated other comprehensive loss	(533)	(991)
Treasury stock, at cost (659,739 shares)	(15,712)	(15,712)
Total shareholders’ equity	107,651	104,528
Total liabilities and shareholders’ equity	$ 1,036,732	$ 954,640

Consolidated Balance Sheets (C3

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Securities held to maturity, fair value	$ 19,376	$ 19,171
Common stock, stated value (in dollars per share)	$ 1	$ 1
Common stock, shares authorized (in shares)	10,000,000	10,000,000
Common stock, shares issued (in shares)	5,340,622	5,325,504
Treasury stock, shares (in shares)	659,739	659,739

Condensed Consolidated Statemen

Condensed Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Interest and dividend income:
Loans, including fees	$ 10,790	$ 8,927
Securities
Taxable	488	488
Tax exempt	103	114
Dividends	92	74
Other Interest	265	167
	11,738	9,770
Interest expense:
Deposits	600	498
Other borrowed funds	216	125
Subordinated debentures	57	47
	873	670
Net interest income	10,865	9,100
Provision for loan losses	145	479
Net interest income after provision for loan losses	10,720	8,621
Noninterest income:
Service charges on deposit accounts	504	405
Trust fees	58	60
Income from bank owned life insurance and annuity assets	222	209
Mortgage banking income	55	57
Electronic refund check / deposit fees	1,376	1,754
Debit / credit card interchange income	780	586
Loss on other real estate owned	(50)	(5)
Other	168	169
	3,113	3,235
Noninterest expense:
Salaries and employee benefits	5,364	4,570
Occupancy	434	429
Furniture and equipment	260	185
Professional fees	453	337
Marketing expense	255	247
FDIC insurance	158	149
Data processing	535	353
Software	359	292
Foreclosed assets	192	65
Amortization of intangibles	41
Merger related expenses	27	227
Other	1,297	1,115
	9,375	7,969
Income before income taxes	4,458	3,887
Provision for income taxes	1,241	1,055
NET INCOME	$ 3,217	$ 2,832
Earnings per share (in dollars per share)	$ 0.69	$ 0.69

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Net Income	$ 3,217	$ 2,832
Other comprehensive income:
Change in unrealized loss on available for sale securities	694	938
Related tax benefit	(236)	(319)
Total other comprehensive income, net of tax	458	619
Total comprehensive income	$ 3,675	$ 3,451

Condensed Consolidated Stateme6

Condensed Consolidated Statements of Changes in Shareholders' Equity (Unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Total
Balance at Dec. 31, 2015		$ 90,470
Net Income		2,832
Other comprehensive income (loss), net of tax		619
Common stock issued to ESOP (2017 - 15,118 shares issued; 2016 - 24,572 shares issued)	$ 575
Cash dividends		(865)
Balance at Mar. 31, 2016		$ 93,631
Cash dividends per share (in dollars per share)		$ 0.21
Balance at Dec. 31, 2016		$ 104,528
Net Income		3,217
Other comprehensive income (loss), net of tax		458
Common stock issued to ESOP (2017 - 15,118 shares issued; 2016 - 24,572 shares issued)	$ 428
Cash dividends		(980)
Balance at Mar. 31, 2017		$ 107,651
Cash dividends per share (in dollars per share)		$ 0.21

Condensed Consolidated Stateme7

Condensed Consolidated Statements of Changes in Shareholders' Equity (Unaudited) (Parentheticals) - shares	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Common Stock [Member]
Common stock issued to ESOP, shares (in shares)	15,118	24,572

Condensed Consolidated Stateme8

Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Net cash provided by operating activities:	$ 4,137	$ 5,344
Investing activities:
Proceeds from maturities of securities available for sale	3,935	4,538
Purchases of securities available for sale	(10,010)
Proceeds from maturities of securities held to maturity	214	466
Purchases of securities held to maturity	(389)	(80)
Proceeds from maturities of certificates of deposit in financial institutions	245	245
Net change in loans	(4,951)	(304)
Proceeds from sale of other real estate owned	580	205
Purchases of premises and equipment	(959)	(221)
Proceeds from bank owned life insurance	224
Net cash provided by (used in) investing activities	(11,111)	4,849
Financing activities:
Change in deposits	77,505	80,259
Cash dividends	(980)	(865)
Proceeds from Federal Home Loan Bank borrowings	2,785	4,527
Repayment of Federal Home Loan Bank borrowings	(462)	(329)
Change in other long-term borrowings	(112)
Change in other short-term borrowings	(11)	(11)
Net cash provided by financing activities	78,725	83,581
Change in cash and cash equivalents	71,751	93,774
Cash and cash equivalents at beginning of period	40,166	45,530
Cash and cash equivalents at end of period	111,917	139,304
Supplemental disclosure:
Cash paid for interest	845	649
Cash paid for income taxes	511
Transfers from loans to other real estate owned	635	30
Other real estate owned sales financed by The Ohio Valley Bank Company	$ 85	$ 274

Note 1 - Summary of Significant

Note 1 - Summary of Significant Accounting Policies	3 Months Ended
	Mar. 31, 2017
Notes to Financial Statements
Significant Accounting Policies [Text Block]	NOTE 1 BASIS OF PRESENTATION : These interim financial statements are prepared by the Company without audit and reflect all adjustments of a normal recurring nature which, in the opinion of management, are necessary to present fairly the consolidated financial position of the Company at March 31, 2017, three March 31, 2017 December 31, 2017. December 31, 2016 The consolidated financial statements for 2016 2017. USE OF ESTIMATES IN THE PREPARATION OF FINANCIAL STATEMENTS: INDUSTRY SEGMENT INFORMATION: two EARNINGS PER SHARE : 4,672,316 three March 31, 2017 4,127,666 three March 31, 2016. no NEW ACCOUNTING PRONOUNCEMENTS: May 2014, 2014 09, 606)”. 606, December 15, 2017, January 1, 2017. In January 2016, 2016 01, 1) 2) 3) 4) December 15, 2017, In February 2016, 2016 02, December 15, 2018, In June 2016, 2016 13, 2016 13 December 15, 2019. December 15, 2018. Management is currently in the developmental stages, collecting available historical information, in order to assess the expected credit losses. However, the impact to the financial statements are still yet to be determined. In August 2016, 2016 15, 230), eight December 15, 2017, In January 2017, 2017 04, December 15, 2019.

Note 2 - Fair Value of Financia

Note 2 - Fair Value of Financial Instruments	3 Months Ended
	Mar. 31, 2017
Notes to Financial Statements
Fair Value Disclosures [Text Block]	NOTE 2 – FAIR VALUE OF FINANCIAL INSTRUMENTS Fair value is the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. There are three may Level 1: Level 2: 1 Level 3: The following is a description of the Company’s valuation methodologies used to measure and disclose the fair values of its financial assets and liabilities on a recurring or nonrecurring basis: Securities: 1). 2). 3). Impaired Loans: may 3 may 3 Other Real Estate Owned: may 3 Appraisals for both collateral-dependent impaired loans and other real estate owned are performed by certified general appraisers (for commercial properties) or certified residential appraisers (for residential properties) whose qualifications and licenses have been reviewed and verified by the Company. Once received, a member of management reviews the assumptions and approaches utilized in the appraisal as well as the overall resulting fair value in comparison with management’s own assumptions of fair value based on factors that include recent market data or industry-wide statistics. On an as-needed basis, the Company reviews the fair value of collateral, taking into consideration current market data, as well as all selling costs that typically approximate 10%. Assets and Liabilities Measured on a Recurring Basis Assets and liabilities measured at fair value on a recurring basis are summarized below: Fair Value Measurements at March 31, 2017 Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: U.S. Government sponsored entity securities ---- $ 10,576 ---- Agency mortgage-backed securities, residential ---- 92,596 ---- Fair Value Measurements at December 31, 2016 Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: U.S. Government sponsored entity securities ---- $ 10,544 ---- Agency mortgage-backed securities, residential ---- 85,946 ---- There were no transfers between Level 1 2 2017 2016. Assets and Liabilities Measured on a Nonrecurring Basis Assets and liabilities measured at fair value on a nonrecurring basis are summarized below: Fair Value Measurements at March 31, 2017, Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: Impaired loans: Commercial real estate: Owner-occupied ---- ---- $ 290 Nonowner-occupied ---- ---- 2,462 Commercial and industrial ---- ---- 375 Other real estate owned: Commercial real estate: Construction ---- ---- 754 Fair Value Measurements at December 31, 2016, Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: Impaired loans: Commercial real estate: Owner-occupied ---- ---- $ 3,536 Nonowner-occupied ---- ---- 1,985 Commercial and industrial ---- ---- 298 Other real estate owned: Commercial real estate: Construction ---- ---- 754 At March 31, 2017, $3,581, $454, $221 three March 31, 2017, $558 $89 three March 31, 2016, no December 31, 2016, $8,732, $2,913, $2,509 December 31, 2016, Other real estate owned that was measured at fair value less costs to sell at March 31, 2017 December 31, 2016 $ 754 $ 2,217 $1,463 December 31, 2016. no three March 31, 2017 2016. The following table presents quantitative information about Level 3 March 31, 2017 December 31, 2016: March 31, 2017 Fair Value Valuation Technique(s) Unobservable Input(s) Range (Weighted Average) Impaired loans: Commercial real estate: Owner-occupied $ 290 Sales approach Adjustment to comparables 15.7% to 52% 31.7% Nonowner-occupied 2,462 Sales approach Adjustment to comparables 0% to 250% 58.6% Commercial and industrial 375 Sales approach Adjustment to comparables 2% to 14.2% 8.1% Other real estate owned: Commercial real estate: Construction 754 Sales approach Adjustment to comparables 0% to 30% 11.7% December 31, 2016 Fair Value Valuation Technique(s) Unobservable Input(s) Range (Weighted Average) Impaired loans: Commercial real estate: Owner-occupied $ 3,536 Sales approach Adjustment to comparables 0% to 65% 13.7% Cost approach Adjustment to comparables 0% to 29.5% 14.8% Nonowner-occupied 1,985 Sales approach Adjustment to comparables 0% to 250% 58.6% Commercial and industrial 298 Sales approach Adjustment to comparables 0.9% to 9.7% 5.2% Other real estate owned: Commercial real estate: Construction 754 Sales approach Adjustment to comparables 0% to 30% 11.7% The carrying amounts and estimated fair values of financial instruments at March 31, 2017 December 31, 2016 Fair Value Measurements at March 31, 2017 Using: Carrying Value Level 1 Level 2 Level 3 Total Financial Assets: Cash and cash equivalents $ 111,917 $ 111,917 $ ---- $ ---- $ 111,917 Certificates of deposit in financial institutions 1,425 ---- 1,425 ---- 1,425 Securities available for sale 103,172 ---- 103,172 ---- 103,172 Securities held to maturity 18,827 ---- 9,964 9,411 19,375 Restricted investments in bank stocks 7,506 N/A N/A N/A N/A Loans, net 731,546 ---- ---- 732,323 732,323 Accrued interest receivable 2,299 ---- 365 1,934 2,299 Financial liabilities: Deposits 867,903 287,130 581,065 ---- 868,195 Other borrowed funds 39,285 ---- 37,977 ---- 37,977 Subordinated debentures 8,500 ---- 6,141 ---- 6,141 Accrued interest payable 543 1 542 ---- 543 Fair Value Measurements at December 31, 2016 Using: Carrying Value Level 1 Level 2 Level 3 Total Financial Assets: Cash and cash equivalents $ 40,166 $ 40,166 $ ---- $ ---- $ 40,166 Certificates of deposit in financial institutions 1,670 ---- 1,670 ---- 1,670 Securities available for sale 96,490 ---- 96,490 ---- 96,490 Securities held to maturity 18,665 ---- 9,541 9,630 19,171 Restricted investments in bank stocks 7,506 N/A N/A N/A N/A Loans, net 727,202 ---- ---- 727,079 727,079 Accrued interest receivable 2,315 ---- 224 2,091 2,315 Financial liabilities: Deposits 790,452 209,576 581,340 ---- 790,916 Other borrowed funds 37,085 ---- 35,948 ---- 35,948 Subordinated debentures 8,500 ---- 5,821 ---- 5,821 Accrued interest payable 513 4 509 ---- 513 The methods and assumptions, not previously presented, used to estimate fair values are described as follows: Cash and Cash Equivalents 1. Certificates of Deposit in Financial Institutions 2. Securities Held to Maturity: 3 Restricted Investments in Bank Stocks Loans 3 3 Deposits 1 2 2 Other Borrowed Funds ninety 2 2 Subordinated Debentures 2 Accrued Interest Receivable and Payable Off-balance Sheet Instruments Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates do not reflect any premium or discount that could result from offering for sale at one

Note 3 - Securities

Note 3 - Securities	3 Months Ended
	Mar. 31, 2017
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	NOTE 3 – SECURITIES The following table summarizes the amortized cost and fair value of securities available for sale and securities held to maturity at March 31, 2017 December 31, 2016 Securities Available for Sale Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value March 31, 2017 U.S. Government sponsored entity securities $ 10,622 $ ---- $ (46 ) $ 10,576 Agency mortgage-backed securities, residential 93,357 607 (1,368 ) 92,596 Total securities $ 103,979 $ 607 $ (1,414 ) $ 103,172 December 31, 2016 U.S. Government sponsored entity securities $ 10,624 $ ---- $ (80 ) $ 10,544 Agency mortgage-backed securities, residential 87,367 495 (1,916 ) 85,946 Total securities $ 97,991 $ 495 $ (1,996 ) $ 96,490 Securities Held to Maturity Amortized Cost Gross Unrecognized Gains Gross Unrecognized Losses Estimated Fair Value March 31, 2017 Obligations of states and political subdivisions $ 18,822 $ 654 $ (105 ) $ 19,371 Agency mortgage-backed securities, residential 5 ---- ---- 5 Total securities $ 18,827 $ 654 $ (105 ) $ 19,376 December 31, 2016 Obligations of states and political subdivisions $ 18,661 $ 654 $ (148 ) $ 19,167 Agency mortgage-backed securities, residential 4 ---- ---- 4 Total securities $ 18,665 $ 654 $ (148 ) $ 19,171 The amortized cost and estimated fair value of debt securities at March 31, 2017, may may Available for Sale Held to Maturity Debt Securities: Amortized Cost Estimated Fair Value Amortized Cost Estimated Fair Value Due in one year or less $ 4,000 $ 3,999 $ 271 $ 272 Due in over one to five years 6,621 6,576 6,850 7,109 Due in over five to ten years ---- ---- 8,442 8,815 Due after ten years ---- ---- 3,259 3,175 Agency mortgage-backed securities, residential 93,358 92,597 5 5 Total debt securities $ 103,979 $ 103,172 $ 18,827 $ 19,376 The following table summarizes securities with unrealized losses at March 31, 2017 December 31, 2016, Less Than 12 Months 12 Months or More Total March 31, 2017 Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Securities Available for Sale U.S. Government sponsored entity securities $ 10,576 $ (46 ) $ ---- $ ---- $ 10,576 $ (46 ) Agency mortgage-backed securities, residential 66,917 (1,368 ) ---- ---- 66,917 (1,368 ) Total available for sale $ 77,493 $ (1,414 ) $ ---- $ ---- $ 77,493 $ (1,414 ) Less Than 12 Months 12 Months or More Total Fair Value Unrecognized Loss Fair Value Unrecognized Loss Fair Value Unrecognized Loss Securities Held to Maturity Obligations of states and political subdivisions $ 1,878 $ (105 ) $ ---- $ ---- $ 1,878 $ (105 ) Total held to maturity $ 1,878 $ (105 ) $ ---- $ ---- $ 1,878 $ (105 ) Less Than 12 Months 12 Months or More Total December 31, 2016 Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Securities Available for Sale U.S. Government sponsored entity securities $ 10,544 $ (80 ) $ ---- $ ---- $ 10,544 $ (80 ) Agency mortgage-backed securities, residential 64,043 (1,916 ) ---- ---- 64,043 (1,916 ) Total available for sale $ 74,587 $ (1,996 ) $ ---- $ ---- $ 74,587 $ (1,996 ) Less Than 12 Months 12 Months or More Total Fair Value Unrecognized Loss Fair Value Unrecognized Loss Fair Value Unrecognized Loss Securities Held to Maturity Obligations of states and political subdivisions $ 3,813 $ (148 ) $ ---- $ ---- $ 3,813 $ (148 ) Total held to maturity $ 3,813 $ (148 ) $ ---- $ ---- $ 3,813 $ (148 ) There were no three March 31, 2017 2016. March 31, 2017, March 31, 2017 December 31, 2016

Note 4 - Loans and Allowance fo

Note 4 - Loans and Allowance for Loan Losses	3 Months Ended
	Mar. 31, 2017
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	N OTE 4 – LOANS AND ALLOWANCE FOR LOAN LOSSES Loans are comprised of the following: March 31, 2017 December 31, 2016 Residential real estate $ 287,161 $ 286,022 Commercial real estate: Owner-occupied 72,232 77,605 Nonowner-occupied 89,521 90,532 Construction 49,821 45,870 Commercial and industrial 105,663 100,589 Consumer: Automobile 62,072 59,772 Home equity 20,966 20,861 Other 51,425 53,650 738,861 734,901 Less: Allowance for loan losses (7,315 ) (7,699 ) Loans, net $ 731,546 $ 727,202 The following table presents the activity in the allowance for loan losses by portfolio segment for the three March 31, 2017 2016: March 31, 2017 Residential Real Estate Commercial Real Estate Commercial and Industrial Consumer Total Allowance for loan losses: Beginning balance $ 939 $ 4,315 $ 907 $ 1,538 $ 7,699 Provision for loan losses 445 (1,087 ) 385 402 145 Loans charged off (73 ) (559 ) (4 ) (321 ) (957 ) Recoveries 81 60 72 215 428 Total ending allowance balance $ 1,392 $ 2,729 $ 1,360 $ 1,834 $ 7,315 March 31, 2016 Residential Real Estate Commercial Real Estate Commercial and Industrial Consumer Total Allowance for loan losses: Beginning balance $ 1,087 $ 1,959 $ 2,589 $ 1,013 $ 6,648 Provision for loan losses 40 17 82 340 479 Loans charged-off (104 ) ---- ---- (483 ) (587 ) Recoveries 162 19 1 224 406 Total ending allowance balance $ 1,185 $ 1,995 $ 2,672 $ 1,094 $ 6,946 The following table presents the balance in the allowance for loan losses and the recorded investment of loans by portfolio segment and based on impairment method as of March 31, 2017 December 31, 2016: March 31, 2017 Residential Real Estate Commercial Real Estate Commercial and Industrial Consumer Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ ---- $ 153 $ 391 $ 1 $ 545 Collectively evaluated for impairment 1,392 2,576 969 1,833 6,770 Total ending allowance balance $ 1,392 $ 2,729 $ 1,360 $ 1,834 $ 7,315 Loans: Loans individually evaluated for impairment $ 915 $ 7,701 $ 8,903 $ 209 $ 17,728 Loans collectively evaluated for impairment 286,246 203,873 96,760 134,254 721,133 Total ending loans balance $ 287,161 $ 211,574 $ 105,663 $ 134,463 $ 738,861 December 31, 2016 Residential Real Estate Commercial Real Estate Commercial and Industrial Consumer Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ ---- $ 2,535 $ 241 $ 205 $ 2,981 Collectively evaluated for impairment 939 1,780 666 1,333 4,718 Total ending allowance balance $ 939 $ 4,315 $ 907 $ 1,538 $ 7,699 Loans: Loans individually evaluated for impairment $ 717 $ 13,111 $ 8,465 $ 416 $ 22,709 Loans collectively evaluated for impairment 285,305 200,896 92,124 133,867 712,192 Total ending loans balance $ 286,022 $ 214,007 $ 100,589 $ 134,283 $ 734,901 The following tables present information related to loans individually evaluated for impairment by class of loans as of March 31, 2017 December 31,2016: March 31, 2017 Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated With an allowance recorded: Commercial real estate: Nonowner-occupied $ 381 $ 381 $ 98 Construction 354 345 55 Commercial and industrial 392 392 391 Consumer: Home equity 209 209 1 With no related allowance recorded: Residential real estate 915 915 ---- Commercial real estate: Owner-occupied 4,112 3,008 ---- Nonowner-occupied 5,236 3,785 ---- Construction 643 182 ---- Commercial and industrial 8,511 8,511 ---- Total $ 20,753 $ 17,728 $ 545 December 31, 2016 Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated With an allowance recorded: Commercial real estate: Owner-occupied $ 5,477 $ 5,477 $ 2,435 Nonowner-occupied 384 384 100 Commercial and industrial 392 392 241 Consumer: Home equity 416 416 205 With no related allowance recorded: Residential real estate 717 717 ---- Commercial real estate: Owner-occupied 3,638 3,091 ---- Nonowner-occupied 5,078 3,632 ---- Construction 1,001 527 ---- Commercial and industrial 8,073 8,073 ---- Total $ 25,176 $ 22,709 $ 2,981 The following tables present information related to loans individually evaluated for impairment by class of loans for the three March 31, 2017 2016: Three months ended March 31, 2017 Average Impaired Loans Interest Income Recognized Cash Basis Interest Recognized With an allowance recorded: Commercial real estate: Nonowner-occupied $ 382 $ 5 $ 5 Construction 345 ---- ---- Commercial and industrial 392 ---- ---- Consumer: Home equity 211 2 2 With no related allowance recorded: Residential real estate 918 12 12 Commercial real estate: Owner-occupied 3,547 36 36 Nonowner-occupied 3,822 21 21 Construction 182 4 4 Commercial and industrial 8,292 100 100 Total $ 18,091 $ 180 $ 180 Three months ended March 31, 2016 Average Impaired Loans Interest Income Recognized Cash Basis Interest Recognized With an allowance recorded: Commercial real estate: Owner-occupied $ 204 $ 4 $ 4 Nonowner-occupied 395 5 5 Commercial and industrial 4,439 41 41 Consumer: Home equity 219 2 2 With no related allowance recorded: Residential real estate 731 9 9 Commercial real estate: Owner-occupied 3,257 43 43 Nonowner-occupied 3,134 13 13 Construction 680 ---- ---- Commercial and industrial 4,341 51 51 Total $ 17,400 $ 168 $ 168 The recorded investment of a loan is its carrying value excluding accrued interest and deferred loan fees. Nonaccrual loans and loans past due 90 The Company transfers loans to other real estate owned, at fair value less cost to sell, in the period the Company obtains physical possession of the property (through legal title or through a deed in lieu). As of March 31, 2017 December 31, 2016, $365 $938, $1,542 $1,492 March 31, 2017 December 31, 2016, The following table presents the recorded investment of nonaccrual loans and loans past due 90 March 31, 2017 December 31, 2016: March 31, 2017 Loans Past Due 90 Days And Still Accruing Nonaccrual Residential real estate $ 144 $ 3,411 Commercial real estate: Owner-occupied ---- 657 Nonowner-occupied ---- 2,752 Construction ---- 527 Commercial and industrial ---- 925 Consumer: Automobile 206 27 Home equity ---- 18 Other 104 36 Total $ 454 $ 8,353 December 31, 2016 Loans Past Due 90 Days And Still Accruing Nonaccrual Residential real estate $ 132 $ 3,445 Commercial real estate: Owner-occupied 28 1,571 Nonowner-occupied ---- 2,506 Construction ---- 527 Commercial and industrial ---- 867 Consumer: Automobile 121 5 Home equity ---- 34 Other 46 6 Total $ 327 $ 8,961 The following table presents the aging of the recorded investment of past due loans by class of loans as of March 31, 2017 December 31, 2016: March 31, 2017 30-59 Days Past Due 60-89 Days Past Due 90 Days Or More Past Due Total Past Due Loans Not Past Due Total Residential real estate $ 2,470 $ 1,510 $ 2,011 $ 5,991 $ 281,170 $ 287,161 Commercial real estate: Owner-occupied 889 327 471 1,687 70,545 72,232 Nonowner-occupied 48 84 2,752 2,884 86,637 89,521 Construction 65 487 182 734 49,087 49,821 Commercial and industrial 379 259 830 1,468 104,195 105,663 Consumer: Automobile 828 167 221 1,216 60,856 62,072 Home equity ---- ---- ---- ---- 20,966 20,966 Other 661 91 146 898 50,527 51,425 Total $ 5,340 $ 2,925 $ 6,613 $ 14,878 $ 723,983 $ 738,861 December 31, 2016 30-59 Days Past Due 60-89 Days Past Due 90 Days Or More Past Due Total Past Due Loans Not Past Due Total Residential real estate $ 3,728 $ 953 $ 2,201 $ 6,882 $ 279,140 $ 286,022 Commercial real estate: Owner-occupied 134 366 1,325 1,825 75,780 77,605 Nonowner-occupied 261 18 2,506 2,785 87,747 90,532 Construction 66 52 182 300 45,570 45,870 Commercial and industrial 1,283 483 800 2,566 98,023 100,589 Consumer: Automobile 1,091 221 126 1,438 58,334 59,772 Home equity 349 45 ---- 394 20,467 20,861 Other 685 155 46 886 52,764 53,650 Total $ 7,597 $ 2,293 $ 7,186 $ 17,076 $ 717,825 $ 734,901 Troubled Debt Restructurings: A troubled debt restructuring (“TDR”) occurs when the Company has agreed to a loan modification in the form of a concession for a borrower who is experiencing financial difficulty. All TDR’s are considered to be impaired. The modification of the terms of such loans included one The Company has allocated reserves for a portion of its TDR’s to reflect the fair values of the underlying collateral or the present value of the concessionary terms granted to the customer. The following table presents the types of TDR loan modifications by class of loans as of March 31, 2017 December 31, 2016: March 31, 2017 TDR’s Performing to Modified Terms TDR’s Not Performing to Modified Terms Total TDR’s Residential real estate: Interest only payments $ 711 $ ---- $ 711 Credit extension at lower stated rate than market rate 204 ---- 204 Commercial real estate: Owner-occupied Interest only payments 231 ---- 231 Rate reduction ---- 232 232 Reduction of principal and interest payments 573 ---- 573 Maturity extension at lower stated rate than market rate 1,560 ---- 1,560 Nonowner-occupied Interest only payments 560 2,182 2,742 Rate reduction 381 ---- 381 Credit extension at lower stated rate than market rate 572 ---- 572 Commercial and industrial: Interest only payments 8,512 ---- 8,512 Credit extension at lower stated rate than market rate ---- 391 391 Consumer: Home equity Maturity extension at lower stated rate than market rate 209 ---- 209 Total TDR’s $ 13,513 $ 2,805 $ 16,318 December 31, 2016 TDR’s Performing to Modified Terms TDR’s Not Performing to Modified Terms Total TDR’s Residential real estate: Interest only payments $ 717 $ ---- $ 717 Commercial real estate: Owner-occupied Interest only payments 284 ---- 284 Rate reduction ---- 232 232 Reduction of principal and interest payments 579 ---- 579 Maturity extension at lower stated rate than market rate 1,582 ---- 1,582 Nonowner-occupied Interest only payments 600 2,210 2,810 Rate reduction 384 ---- 384 Credit extension at lower stated rate than market rate 574 ---- 574 Commercial and industrial: Interest only payments 8,074 ---- 8,074 Credit extension at lower stated rate than market rate ---- 391 391 Consumer: Home equity Maturity extension at lower stated rate than market rate 213 ---- 213 Credit extension at lower stated rate than market rate 203 ---- 203 Total TDR’s $ 13,210 $ 2,833 $ 16,043 During the three March 31, 2017, $56 three March 31, 2016, $48 December 31, 2016, $1,112 $11. At March 31, 2017, $275, 1.7%, 2016. 83% March 31, 2017, 82% December 31, 2016. $490 March 31, 2017, $546 December 31, 2016. March 31, 2017, $1,989 $2,427 December 31, 2016. There were no TDR loan modifications or defaults during the three March 31, 2017. three March 31, 2016: TDR’s Performing to Modified Terms TDR’s Not Performing to Modified Terms Three months ended March 31, 2016 Pre- Modification Recorded Investment Post- Modification Recorded Investment Pre- Modification Recorded Investment Post- Modification Recorded Investment Commercial real estate: Nonowner-occupied Interest only payments $ 238 $ 238 $ ---- $ ---- Credit extension at lower stated rate than market rate 581 581 ---- ---- Total TDR’s $ 819 $ 819 $ ---- $ ---- All of the Company’s loans that were restructured during the three March 31, 2016 March 31, 2016 twelve 90 three March 31, 2016 March 31, 2016, first three 2016. Credit Quality Indicators: The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt, such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. These risk categories are represented by a loan grading scale from 1 10. 8 9 11. $500. The Company uses the following definitions for its criticized loan risk ratings: Special Mention. may one The Company uses the following definitions for its classified loan risk ratings: Substandard. one may 8 Doubtful. may may Loss . may Criticized and classified loans will mostly consist of commercial and industrial and commercial real estate loans. The Company considers its loans that do not meet the criteria for a criticized and classified asset rating as pass rated loans, which will include loans graded from 1 7 March 31, 2017 December 31, 2016, March 31, 2017 Pass Criticized Classified Total Commercial real estate: Owner-occupied $ 61,934 $ 1,244 $ 9,054 $ 72,232 Nonowner-occupied 82,204 2,339 4,978 89,521 Construction 49,025 ---- 796 49,821 Commercial and industrial 98,545 1,274 5,844 105,663 Total $ 291,708 $ 4,857 $ 20,672 $ 317,237 December 31, 2016 Pass Criticized Classified Total Commercial real estate: Owner-occupied $ 66,495 $ 428 $ 10,682 $ 77,605 Nonowner-occupied 83,103 2,364 5,065 90,532 Construction 45,325 ---- 545 45,870 Commercial and industrial 94,091 188 6,310 100,589 Total $ 289,014 $ 2,980 $ 22,602 $ 314,596 The Company also obtains the credit scores of its borrowers upon origination (if available by the credit bureau), but the scores are not updated. The Company focuses mostly on the performance and repayment ability of the borrower as an indicator of credit risk and does not consider a borrower's credit score to be a significant influence in the determination of a loan's credit risk grading. For residential and consumer loan classes, the Company evaluates credit quality based on the aging status of the loan, which was previously presented, and by payment activity. The following table presents the recorded investment of residential and consumer loans by class of loans based on repayment activity as of March 31, 2017 December 31, 2016: March 31, 2017 Consumer Automobile Home Equity Other Residential Real Estate Total Performing $ 61,839 $ 20,948 $ 51,285 $ 283,606 $ 417,678 Nonperforming 233 18 140 3,555 3,946 Total $ 62,072 $ 20,966 $ 51,425 $ 287,161 $ 421,624 December 31, 2016 Consumer Automobile Home Equity Other Residential Real Estate Total Performing $ 59,646 $ 20,827 $ 53,598 $ 282,445 $ 416,516 Nonperforming 126 34 52 3,577 3,789 Total $ 59,772 $ 20,861 $ 53,650 $ 286,022 $ 420,305 The Company, through its subsidiaries, originates residential, consumer, and commercial loans to customers located primarily in the southeastern areas of Ohio as well as the western counties of West Virginia. Approximately 5.01% March 31, 2017, 5.61% December 31, 2016.

Note 5 - Financial Instruments

Note 5 - Financial Instruments With Off-balance Sheet Risk	3 Months Ended
	Mar. 31, 2017
Notes to Financial Statements
Concentration Risk Disclosure [Text Block]	NOTE 5 - FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK The Bank is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit, standby letters of credit and financial guarantees. The Bank’s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit and standby letters of credit, and financial guarantees written, is represented by the contractual amount of those instruments. The contract amounts of these instruments are not included in the consolidated financial statements. At March 31, 2017, $68,168, $67,191 December 31, 2016.

Note 6 - Other Borrowed Funds

Note 6 - Other Borrowed Funds	3 Months Ended
	Mar. 31, 2017
Notes to Financial Statements
Federal Home Loan Bank Advances, Disclosure [Text Block]	NOTE 6 - OTHER BORROWED FUNDS Other borrowed funds at March 31, 2017 December 31, 2016 March 31, 2017 December 31, 2016, $62 $73 FHLB Borrowings Promissory Notes Totals March 31, 2017 $ 31,515 $ 7,770 $ 39,285 December 31, 2016 $ 29,203 $ 7,882 $ 37,085 Pursuant to collateral agreements with the FHLB, advances were secured by $278,571 $69,040 $5,365 March 31, 2017. $31,453 2042 1.34% 3.31% 2.14%. no March 31, 2017. At March 31, 2017, $75,000 90 $75,000 March 31, 2017. Based on the Company's current FHLB stock ownership, total assets and pledgeable loans, the Company had the ability to obtain borrowings from the FHLB up to a maximum of $222,034 March 31, 2017. $140,581 $75,000 Promissory notes, issued primarily by Ohio Valley, are due at various dates through a final maturity date of August 1, 2026, 1.25% 4.09% August 1, 2021 2.79% March 31, 2017, 2.34% December 31, 2016. $360 March 31, 2017. $3,786 March 31, 2017. Letters of credit issued on the Bank's behalf by the FHLB to collateralize certain public unit deposits as required by law totaled $50,000 March 31, 2017 $45,000 December 31, 2016. Scheduled principal payments as of March 31, 2017: FHLB Borrowings Promissory Notes Totals 2017 $ 5,200 $ 1,827 $ 7,027 2018 2,623 2,261 4,884 2019 2,489 1,219 3,708 2020 2,335 519 2,854 2021 2,059 541 2,600 Thereafter 16,809 1,403 18,212 $ 31,515 $ 7,770 $ 39,285

Note 7 - Segment Information

Note 7 - Segment Information	3 Months Ended
	Mar. 31, 2017
Notes to Financial Statements
Segment Reporting Disclosure [Text Block]	NOTE 7 – SEGMENT INFORMATION The reportable segments are determined by the products and services offered, primarily distinguished between banking and consumer finance. They are also distinguished by the level of information provided to the chief operating decision maker, who uses such information to review performance of various components of the business, which are then aggregated if operating performance, products/services, and customers are similar. Loans, investments, and deposits provide the majority of the net revenues from the banking operation, while loans provide the majority of the net revenues for the consumer finance segment. All Company segments are domestic. Total revenues from the banking segment, which accounted for the majority of the Company's total revenues, totaled 87.7% 85.7% March 31, 2017 2016, The accounting policies used for the Company's reportable segments are the same as those described in Note 1 Information for the Company’s reportable segments is as follows: Three Months Ended March 31, 2017 Banking Consumer Finance Total Company Net interest income $ 9,390 $ 1,475 $ 10,865 Provision expense 25 120 145 Noninterest income 2,779 334 3,113 Noninterest expense 8,582 793 9,375 Tax expense 937 304 1,241 Net income 2,626 591 3,217 Assets 1,025,871 10,861 1,036,732 Three Months Ended March 31, 2016 Banking Consumer Finance Total Company Net interest income $ 7,671 $ 1,429 $ 9,100 Provision expense 375 104 479 Noninterest income 2,832 403 3,235 Noninterest expense 7,194 775 7,969 Tax expense 731 324 1,055 Net income 2,202 630 2,832 Assets 871,819 11,698 883,517

Note 8 - Subsequent Events

Note 8 - Subsequent Events	3 Months Ended
	Mar. 31, 2017
Notes to Financial Statements
Subsequent Events [Text Block]	NOTE 8 – S UBSEQUENT EVENTS On May 9, 2017, four May 2017 $933.

Significant Accounting Policies

Significant Accounting Policies (Policies)	3 Months Ended
	Mar. 31, 2017
Accounting Policies [Abstract]
Basis of Accounting, Policy [Policy Text Block]	BASIS OF PRESENTATION : These interim financial statements are prepared by the Company without audit and reflect all adjustments of a normal recurring nature which, in the opinion of management, are necessary to present fairly the consolidated financial position of the Company at March 31, 2017, three March 31, 2017 December 31, 2017. December 31, 2016 The consolidated financial statements for 2016 2017.
Use of Estimates, Policy [Policy Text Block]	USE OF ESTIMATES IN THE PREPARATION OF FINANCIAL STATEMENTS:
Segment Reporting, Policy [Policy Text Block]	INDUSTRY SEGMENT INFORMATION: two
Earnings Per Share, Policy [Policy Text Block]	EARNINGS PER SHARE : 4,672,316 three March 31, 2017 4,127,666 three March 31, 2016. no
New Accounting Pronouncements, Policy [Policy Text Block]	NEW ACCOUNTING PRONOUNCEMENTS: May 2014, 2014 09, 606)”. 606, December 15, 2017, January 1, 2017. In January 2016, 2016 01, 1) 2) 3) 4) December 15, 2017, In February 2016, 2016 02, December 15, 2018, In June 2016, 2016 13, 2016 13 December 15, 2019. December 15, 2018. Management is currently in the developmental stages, collecting available historical information, in order to assess the expected credit losses. However, the impact to the financial statements are still yet to be determined. In August 2016, 2016 15, 230), eight December 15, 2017, In January 2017, 2017 04, December 15, 2019.

Note 2 - Fair Value of Financ18

Note 2 - Fair Value of Financial Instruments (Tables)	3 Months Ended
	Mar. 31, 2017
Notes Tables
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Table Text Block]	Fair Value Measurements at March 31, 2017 Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: U.S. Government sponsored entity securities ---- $ 10,576 ---- Agency mortgage-backed securities, residential ---- 92,596 ---- Fair Value Measurements at December 31, 2016 Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: U.S. Government sponsored entity securities ---- $ 10,544 ---- Agency mortgage-backed securities, residential ---- 85,946 ---- Fair Value Measurements at March 31, 2017, Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: Impaired loans: Commercial real estate: Owner-occupied ---- ---- $ 290 Nonowner-occupied ---- ---- 2,462 Commercial and industrial ---- ---- 375 Other real estate owned: Commercial real estate: Construction ---- ---- 754 Fair Value Measurements at December 31, 2016, Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: Impaired loans: Commercial real estate: Owner-occupied ---- ---- $ 3,536 Nonowner-occupied ---- ---- 1,985 Commercial and industrial ---- ---- 298 Other real estate owned: Commercial real estate: Construction ---- ---- 754
Fair Value Inputs, Assets, Quantitative Information [Table Text Block]	March 31, 2017 Fair Value Valuation Technique(s) Unobservable Input(s) Range (Weighted Average) Impaired loans: Commercial real estate: Owner-occupied $ 290 Sales approach Adjustment to comparables 15.7% to 52% 31.7% Nonowner-occupied 2,462 Sales approach Adjustment to comparables 0% to 250% 58.6% Commercial and industrial 375 Sales approach Adjustment to comparables 2% to 14.2% 8.1% Other real estate owned: Commercial real estate: Construction 754 Sales approach Adjustment to comparables 0% to 30% 11.7% December 31, 2016 Fair Value Valuation Technique(s) Unobservable Input(s) Range (Weighted Average) Impaired loans: Commercial real estate: Owner-occupied $ 3,536 Sales approach Adjustment to comparables 0% to 65% 13.7% Cost approach Adjustment to comparables 0% to 29.5% 14.8% Nonowner-occupied 1,985 Sales approach Adjustment to comparables 0% to 250% 58.6% Commercial and industrial 298 Sales approach Adjustment to comparables 0.9% to 9.7% 5.2% Other real estate owned: Commercial real estate: Construction 754 Sales approach Adjustment to comparables 0% to 30% 11.7%
Fair Value, by Balance Sheet Grouping [Table Text Block]	Fair Value Measurements at March 31, 2017 Using: Carrying Value Level 1 Level 2 Level 3 Total Financial Assets: Cash and cash equivalents $ 111,917 $ 111,917 $ ---- $ ---- $ 111,917 Certificates of deposit in financial institutions 1,425 ---- 1,425 ---- 1,425 Securities available for sale 103,172 ---- 103,172 ---- 103,172 Securities held to maturity 18,827 ---- 9,964 9,411 19,375 Restricted investments in bank stocks 7,506 N/A N/A N/A N/A Loans, net 731,546 ---- ---- 732,323 732,323 Accrued interest receivable 2,299 ---- 365 1,934 2,299 Financial liabilities: Deposits 867,903 287,130 581,065 ---- 868,195 Other borrowed funds 39,285 ---- 37,977 ---- 37,977 Subordinated debentures 8,500 ---- 6,141 ---- 6,141 Accrued interest payable 543 1 542 ---- 543 Fair Value Measurements at December 31, 2016 Using: Carrying Value Level 1 Level 2 Level 3 Total Financial Assets: Cash and cash equivalents $ 40,166 $ 40,166 $ ---- $ ---- $ 40,166 Certificates of deposit in financial institutions 1,670 ---- 1,670 ---- 1,670 Securities available for sale 96,490 ---- 96,490 ---- 96,490 Securities held to maturity 18,665 ---- 9,541 9,630 19,171 Restricted investments in bank stocks 7,506 N/A N/A N/A N/A Loans, net 727,202 ---- ---- 727,079 727,079 Accrued interest receivable 2,315 ---- 224 2,091 2,315 Financial liabilities: Deposits 790,452 209,576 581,340 ---- 790,916 Other borrowed funds 37,085 ---- 35,948 ---- 35,948 Subordinated debentures 8,500 ---- 5,821 ---- 5,821 Accrued interest payable 513 4 509 ---- 513

Note 3 - Securities (Tables)

Note 3 - Securities (Tables)	3 Months Ended
	Mar. 31, 2017
Notes Tables
Available-for-sale Securities [Table Text Block]	Securities Available for Sale Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value March 31, 2017 U.S. Government sponsored entity securities $ 10,622 $ ---- $ (46 ) $ 10,576 Agency mortgage-backed securities, residential 93,357 607 (1,368 ) 92,596 Total securities $ 103,979 $ 607 $ (1,414 ) $ 103,172 December 31, 2016 U.S. Government sponsored entity securities $ 10,624 $ ---- $ (80 ) $ 10,544 Agency mortgage-backed securities, residential 87,367 495 (1,916 ) 85,946 Total securities $ 97,991 $ 495 $ (1,996 ) $ 96,490
Held-to-maturity Securities [Table Text Block]	Securities Held to Maturity Amortized Cost Gross Unrecognized Gains Gross Unrecognized Losses Estimated Fair Value March 31, 2017 Obligations of states and political subdivisions $ 18,822 $ 654 $ (105 ) $ 19,371 Agency mortgage-backed securities, residential 5 ---- ---- 5 Total securities $ 18,827 $ 654 $ (105 ) $ 19,376 December 31, 2016 Obligations of states and political subdivisions $ 18,661 $ 654 $ (148 ) $ 19,167 Agency mortgage-backed securities, residential 4 ---- ---- 4 Total securities $ 18,665 $ 654 $ (148 ) $ 19,171
Investments Classified by Contractual Maturity Date [Table Text Block]	Available for Sale Held to Maturity Debt Securities: Amortized Cost Estimated Fair Value Amortized Cost Estimated Fair Value Due in one year or less $ 4,000 $ 3,999 $ 271 $ 272 Due in over one to five years 6,621 6,576 6,850 7,109 Due in over five to ten years ---- ---- 8,442 8,815 Due after ten years ---- ---- 3,259 3,175 Agency mortgage-backed securities, residential 93,358 92,597 5 5 Total debt securities $ 103,979 $ 103,172 $ 18,827 $ 19,376
Schedule of Unrealized Loss on Investments [Table Text Block]	Less Than 12 Months 12 Months or More Total March 31, 2017 Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Securities Available for Sale U.S. Government sponsored entity securities $ 10,576 $ (46 ) $ ---- $ ---- $ 10,576 $ (46 ) Agency mortgage-backed securities, residential 66,917 (1,368 ) ---- ---- 66,917 (1,368 ) Total available for sale $ 77,493 $ (1,414 ) $ ---- $ ---- $ 77,493 $ (1,414 ) Less Than 12 Months 12 Months or More Total December 31, 2016 Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Securities Available for Sale U.S. Government sponsored entity securities $ 10,544 $ (80 ) $ ---- $ ---- $ 10,544 $ (80 ) Agency mortgage-backed securities, residential 64,043 (1,916 ) ---- ---- 64,043 (1,916 ) Total available for sale $ 74,587 $ (1,996 ) $ ---- $ ---- $ 74,587 $ (1,996 )
Held-to-maturity Securities [Member]
Notes Tables
Schedule of Unrealized Loss on Investments [Table Text Block]	Less Than 12 Months 12 Months or More Total Fair Value Unrecognized Loss Fair Value Unrecognized Loss Fair Value Unrecognized Loss Securities Held to Maturity Obligations of states and political subdivisions $ 1,878 $ (105 ) $ ---- $ ---- $ 1,878 $ (105 ) Total held to maturity $ 1,878 $ (105 ) $ ---- $ ---- $ 1,878 $ (105 ) Less Than 12 Months 12 Months or More Total Fair Value Unrecognized Loss Fair Value Unrecognized Loss Fair Value Unrecognized Loss Securities Held to Maturity Obligations of states and political subdivisions $ 3,813 $ (148 ) $ ---- $ ---- $ 3,813 $ (148 ) Total held to maturity $ 3,813 $ (148 ) $ ---- $ ---- $ 3,813 $ (148 )

Note 4 - Loans and Allowance 20

Note 4 - Loans and Allowance for Loan Losses (Tables)	3 Months Ended
	Mar. 31, 2017
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	Loans are comprised of the following: March 31, 2017 December 31, 2016 Residential real estate $ 287,161 $ 286,022 Commercial real estate: Owner-occupied 72,232 77,605 Nonowner-occupied 89,521 90,532 Construction 49,821 45,870 Commercial and industrial 105,663 100,589 Consumer: Automobile 62,072 59,772 Home equity 20,966 20,861 Other 51,425 53,650 738,861 734,901 Less: Allowance for loan losses (7,315 ) (7,699 ) Loans, net $ 731,546 $ 727,202
Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent [Table Text Block]	March 31, 2017 Residential Real Estate Commercial Real Estate Commercial and Industrial Consumer Total Allowance for loan losses: Beginning balance $ 939 $ 4,315 $ 907 $ 1,538 $ 7,699 Provision for loan losses 445 (1,087 ) 385 402 145 Loans charged off (73 ) (559 ) (4 ) (321 ) (957 ) Recoveries 81 60 72 215 428 Total ending allowance balance $ 1,392 $ 2,729 $ 1,360 $ 1,834 $ 7,315 March 31, 2016 Residential Real Estate Commercial Real Estate Commercial and Industrial Consumer Total Allowance for loan losses: Beginning balance $ 1,087 $ 1,959 $ 2,589 $ 1,013 $ 6,648 Provision for loan losses 40 17 82 340 479 Loans charged-off (104 ) ---- ---- (483 ) (587 ) Recoveries 162 19 1 224 406 Total ending allowance balance $ 1,185 $ 1,995 $ 2,672 $ 1,094 $ 6,946
Allowance For Loan Losses And The Recorded Investment Of Loans [Table Text Block]	March 31, 2017 Residential Real Estate Commercial Real Estate Commercial and Industrial Consumer Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ ---- $ 153 $ 391 $ 1 $ 545 Collectively evaluated for impairment 1,392 2,576 969 1,833 6,770 Total ending allowance balance $ 1,392 $ 2,729 $ 1,360 $ 1,834 $ 7,315 Loans: Loans individually evaluated for impairment $ 915 $ 7,701 $ 8,903 $ 209 $ 17,728 Loans collectively evaluated for impairment 286,246 203,873 96,760 134,254 721,133 Total ending loans balance $ 287,161 $ 211,574 $ 105,663 $ 134,463 $ 738,861 December 31, 2016 Residential Real Estate Commercial Real Estate Commercial and Industrial Consumer Total Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ ---- $ 2,535 $ 241 $ 205 $ 2,981 Collectively evaluated for impairment 939 1,780 666 1,333 4,718 Total ending allowance balance $ 939 $ 4,315 $ 907 $ 1,538 $ 7,699 Loans: Loans individually evaluated for impairment $ 717 $ 13,111 $ 8,465 $ 416 $ 22,709 Loans collectively evaluated for impairment 285,305 200,896 92,124 133,867 712,192 Total ending loans balance $ 286,022 $ 214,007 $ 100,589 $ 134,283 $ 734,901
Schedule of Loans Individually Evaluated for Impairment [Table Text Block]	March 31, 2017 Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated With an allowance recorded: Commercial real estate: Nonowner-occupied $ 381 $ 381 $ 98 Construction 354 345 55 Commercial and industrial 392 392 391 Consumer: Home equity 209 209 1 With no related allowance recorded: Residential real estate 915 915 ---- Commercial real estate: Owner-occupied 4,112 3,008 ---- Nonowner-occupied 5,236 3,785 ---- Construction 643 182 ---- Commercial and industrial 8,511 8,511 ---- Total $ 20,753 $ 17,728 $ 545 December 31, 2016 Unpaid Principal Balance Recorded Investment Allowance for Loan Losses Allocated With an allowance recorded: Commercial real estate: Owner-occupied $ 5,477 $ 5,477 $ 2,435 Nonowner-occupied 384 384 100 Commercial and industrial 392 392 241 Consumer: Home equity 416 416 205 With no related allowance recorded: Residential real estate 717 717 ---- Commercial real estate: Owner-occupied 3,638 3,091 ---- Nonowner-occupied 5,078 3,632 ---- Construction 1,001 527 ---- Commercial and industrial 8,073 8,073 ---- Total $ 25,176 $ 22,709 $ 2,981 Three months ended March 31, 2017 Average Impaired Loans Interest Income Recognized Cash Basis Interest Recognized With an allowance recorded: Commercial real estate: Nonowner-occupied $ 382 $ 5 $ 5 Construction 345 ---- ---- Commercial and industrial 392 ---- ---- Consumer: Home equity 211 2 2 With no related allowance recorded: Residential real estate 918 12 12 Commercial real estate: Owner-occupied 3,547 36 36 Nonowner-occupied 3,822 21 21 Construction 182 4 4 Commercial and industrial 8,292 100 100 Total $ 18,091 $ 180 $ 180 Three months ended March 31, 2016 Average Impaired Loans Interest Income Recognized Cash Basis Interest Recognized With an allowance recorded: Commercial real estate: Owner-occupied $ 204 $ 4 $ 4 Nonowner-occupied 395 5 5 Commercial and industrial 4,439 41 41 Consumer: Home equity 219 2 2 With no related allowance recorded: Residential real estate 731 9 9 Commercial real estate: Owner-occupied 3,257 43 43 Nonowner-occupied 3,134 13 13 Construction 680 ---- ---- Commercial and industrial 4,341 51 51 Total $ 17,400 $ 168 $ 168
Schedule of Recorded Investment In Nonaccrual Loans [Table Text Block]	March 31, 2017 Loans Past Due 90 Days And Still Accruing Nonaccrual Residential real estate $ 144 $ 3,411 Commercial real estate: Owner-occupied ---- 657 Nonowner-occupied ---- 2,752 Construction ---- 527 Commercial and industrial ---- 925 Consumer: Automobile 206 27 Home equity ---- 18 Other 104 36 Total $ 454 $ 8,353 December 31, 2016 Loans Past Due 90 Days And Still Accruing Nonaccrual Residential real estate $ 132 $ 3,445 Commercial real estate: Owner-occupied 28 1,571 Nonowner-occupied ---- 2,506 Construction ---- 527 Commercial and industrial ---- 867 Consumer: Automobile 121 5 Home equity ---- 34 Other 46 6 Total $ 327 $ 8,961
Past Due Financing Receivables [Table Text Block]	March 31, 2017 30-59 Days Past Due 60-89 Days Past Due 90 Days Or More Past Due Total Past Due Loans Not Past Due Total Residential real estate $ 2,470 $ 1,510 $ 2,011 $ 5,991 $ 281,170 $ 287,161 Commercial real estate: Owner-occupied 889 327 471 1,687 70,545 72,232 Nonowner-occupied 48 84 2,752 2,884 86,637 89,521 Construction 65 487 182 734 49,087 49,821 Commercial and industrial 379 259 830 1,468 104,195 105,663 Consumer: Automobile 828 167 221 1,216 60,856 62,072 Home equity ---- ---- ---- ---- 20,966 20,966 Other 661 91 146 898 50,527 51,425 Total $ 5,340 $ 2,925 $ 6,613 $ 14,878 $ 723,983 $ 738,861 December 31, 2016 30-59 Days Past Due 60-89 Days Past Due 90 Days Or More Past Due Total Past Due Loans Not Past Due Total Residential real estate $ 3,728 $ 953 $ 2,201 $ 6,882 $ 279,140 $ 286,022 Commercial real estate: Owner-occupied 134 366 1,325 1,825 75,780 77,605 Nonowner-occupied 261 18 2,506 2,785 87,747 90,532 Construction 66 52 182 300 45,570 45,870 Commercial and industrial 1,283 483 800 2,566 98,023 100,589 Consumer: Automobile 1,091 221 126 1,438 58,334 59,772 Home equity 349 45 ---- 394 20,467 20,861 Other 685 155 46 886 52,764 53,650 Total $ 7,597 $ 2,293 $ 7,186 $ 17,076 $ 717,825 $ 734,901
Troubled Debt Restructurings on Financing Receivables [Table Text Block]	March 31, 2017 TDR’s Performing to Modified Terms TDR’s Not Performing to Modified Terms Total TDR’s Residential real estate: Interest only payments $ 711 $ ---- $ 711 Credit extension at lower stated rate than market rate 204 ---- 204 Commercial real estate: Owner-occupied Interest only payments 231 ---- 231 Rate reduction ---- 232 232 Reduction of principal and interest payments 573 ---- 573 Maturity extension at lower stated rate than market rate 1,560 ---- 1,560 Nonowner-occupied Interest only payments 560 2,182 2,742 Rate reduction 381 ---- 381 Credit extension at lower stated rate than market rate 572 ---- 572 Commercial and industrial: Interest only payments 8,512 ---- 8,512 Credit extension at lower stated rate than market rate ---- 391 391 Consumer: Home equity Maturity extension at lower stated rate than market rate 209 ---- 209 Total TDR’s $ 13,513 $ 2,805 $ 16,318 December 31, 2016 TDR’s Performing to Modified Terms TDR’s Not Performing to Modified Terms Total TDR’s Residential real estate: Interest only payments $ 717 $ ---- $ 717 Commercial real estate: Owner-occupied Interest only payments 284 ---- 284 Rate reduction ---- 232 232 Reduction of principal and interest payments 579 ---- 579 Maturity extension at lower stated rate than market rate 1,582 ---- 1,582 Nonowner-occupied Interest only payments 600 2,210 2,810 Rate reduction 384 ---- 384 Credit extension at lower stated rate than market rate 574 ---- 574 Commercial and industrial: Interest only payments 8,074 ---- 8,074 Credit extension at lower stated rate than market rate ---- 391 391 Consumer: Home equity Maturity extension at lower stated rate than market rate 213 ---- 213 Credit extension at lower stated rate than market rate 203 ---- 203 Total TDR’s $ 13,210 $ 2,833 $ 16,043
Troubled Debt Restructurings on Financing Receivables Pre And Post Modification [Table Text Block]	TDR’s Performing to Modified Terms TDR’s Not Performing to Modified Terms Three months ended March 31, 2016 Pre- Modification Recorded Investment Post- Modification Recorded Investment Pre- Modification Recorded Investment Post- Modification Recorded Investment Commercial real estate: Nonowner-occupied Interest only payments $ 238 $ 238 $ ---- $ ---- Credit extension at lower stated rate than market rate 581 581 ---- ---- Total TDR’s $ 819 $ 819 $ ---- $ ----
Financing Receivable Credit Quality Indicators [Table Text Block]	March 31, 2017 Pass Criticized Classified Total Commercial real estate: Owner-occupied $ 61,934 $ 1,244 $ 9,054 $ 72,232 Nonowner-occupied 82,204 2,339 4,978 89,521 Construction 49,025 ---- 796 49,821 Commercial and industrial 98,545 1,274 5,844 105,663 Total $ 291,708 $ 4,857 $ 20,672 $ 317,237 December 31, 2016 Pass Criticized Classified Total Commercial real estate: Owner-occupied $ 66,495 $ 428 $ 10,682 $ 77,605 Nonowner-occupied 83,103 2,364 5,065 90,532 Construction 45,325 ---- 545 45,870 Commercial and industrial 94,091 188 6,310 100,589 Total $ 289,014 $ 2,980 $ 22,602 $ 314,596
Performing and Nonperforming Loans [Table Text Block]	March 31, 2017 Consumer Automobile Home Equity Other Residential Real Estate Total Performing $ 61,839 $ 20,948 $ 51,285 $ 283,606 $ 417,678 Nonperforming 233 18 140 3,555 3,946 Total $ 62,072 $ 20,966 $ 51,425 $ 287,161 $ 421,624 December 31, 2016 Consumer Automobile Home Equity Other Residential Real Estate Total Performing $ 59,646 $ 20,827 $ 53,598 $ 282,445 $ 416,516 Nonperforming 126 34 52 3,577 3,789 Total $ 59,772 $ 20,861 $ 53,650 $ 286,022 $ 420,305

Note 6 - Other Borrowed Funds (

Note 6 - Other Borrowed Funds (Tables)	3 Months Ended
	Mar. 31, 2017
Notes Tables
Schedule of Federal Home Loan Bank, Advances, by Branch of FHLB Bank [Table Text Block]	FHLB Borrowings Promissory Notes Totals March 31, 2017 $ 31,515 $ 7,770 $ 39,285 December 31, 2016 $ 29,203 $ 7,882 $ 37,085
Schedule of Maturities of Long-term Debt [Table Text Block]	FHLB Borrowings Promissory Notes Totals 2017 $ 5,200 $ 1,827 $ 7,027 2018 2,623 2,261 4,884 2019 2,489 1,219 3,708 2020 2,335 519 2,854 2021 2,059 541 2,600 Thereafter 16,809 1,403 18,212 $ 31,515 $ 7,770 $ 39,285

Note 7 - Segment Information (T

Note 7 - Segment Information (Tables)	3 Months Ended
	Mar. 31, 2017
Notes Tables
Schedule of Segment Reporting Information, by Segment [Table Text Block]	Three Months Ended March 31, 2017 Banking Consumer Finance Total Company Net interest income $ 9,390 $ 1,475 $ 10,865 Provision expense 25 120 145 Noninterest income 2,779 334 3,113 Noninterest expense 8,582 793 9,375 Tax expense 937 304 1,241 Net income 2,626 591 3,217 Assets 1,025,871 10,861 1,036,732 Three Months Ended March 31, 2016 Banking Consumer Finance Total Company Net interest income $ 7,671 $ 1,429 $ 9,100 Provision expense 375 104 479 Noninterest income 2,832 403 3,235 Noninterest expense 7,194 775 7,969 Tax expense 731 324 1,055 Net income 2,202 630 2,832 Assets 871,819 11,698 883,517

Note 1 - Summary of Significa23

Note 1 - Summary of Significant Accounting Policies (Details Textual)	3 Months Ended
	Mar. 31, 2017shares	Mar. 31, 2016shares
Number of Reportable Segments	2
Weighted Average Number of Shares Outstanding, Basic	4,672,316	4,127,666
Weighted Average Number of Shares Outstanding, Diluted	0	0

Note 2 - Fair Value of Financ24

Note 2 - Fair Value of Financial Instruments (Details Textual) - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2017	Mar. 31, 2016	Dec. 31, 2016
Selling Costs, Percentage	10.00%
Impaired Financing Receivable, Related Allowance	$ 545		$ 2,981
Other Real Estate	754		754
Other Real Estate, Gross	2,217		2,217
Real Estate Owned, Valuation Allowance			1,463
SEC Schedule III, Real Estate, Write-down or Reserve, Amount	0	$ 0
Collateral Dependent Loans [Member]
Impaired Financing Receivable, with Related Allowance, Recorded Investment	3,581		8,732
Impaired Financing Receivable, Related Allowance	454		2,913
Provision for Loan Losses Expensed	221	89	$ 2,509
Financing Receivables, Impaired, Troubled Debt Restructuring, Write-down	$ 558	$ 0

Note 2 - Fair Value of Financ25

Note 2 - Fair Value of Financial Instruments - Assets and Liabilities Measured at Fair Value on a Recurring and Nonrecurring Basis (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Fair Value, Inputs, Level 1 [Member] | US Government-sponsored Enterprises Debt Securities [Member]
Assets measured on a recurring basis
Fair Value, Inputs, Level 1 [Member] | Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Assets measured on a nonrecurring basis
Fair Value, Inputs, Level 1 [Member] | Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Assets measured on a nonrecurring basis
Fair Value, Inputs, Level 1 [Member] | Impaired Loans [Member] | Commercial Portfolio Segment [Member]
Assets measured on a nonrecurring basis
Fair Value, Inputs, Level 1 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Assets measured on a recurring basis
Fair Value, Inputs, Level 1 [Member] | Other Real Estate Owned [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Assets measured on a nonrecurring basis
Fair Value, Inputs, Level 2 [Member] | US Government-sponsored Enterprises Debt Securities [Member]
Assets measured on a recurring basis	10,576	10,544
Fair Value, Inputs, Level 2 [Member] | Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Assets measured on a nonrecurring basis
Fair Value, Inputs, Level 2 [Member] | Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Assets measured on a nonrecurring basis
Fair Value, Inputs, Level 2 [Member] | Impaired Loans [Member] | Commercial Portfolio Segment [Member]
Assets measured on a nonrecurring basis
Fair Value, Inputs, Level 2 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Assets measured on a recurring basis	92,596	85,946
Fair Value, Inputs, Level 2 [Member] | Other Real Estate Owned [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Assets measured on a nonrecurring basis
Fair Value, Inputs, Level 3 [Member] | US Government-sponsored Enterprises Debt Securities [Member]
Assets measured on a recurring basis
Fair Value, Inputs, Level 3 [Member] | Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Assets measured on a nonrecurring basis	290	3,536
Fair Value, Inputs, Level 3 [Member] | Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Assets measured on a nonrecurring basis	2,462	1,985
Fair Value, Inputs, Level 3 [Member] | Impaired Loans [Member] | Commercial Portfolio Segment [Member]
Assets measured on a nonrecurring basis	375	298
Fair Value, Inputs, Level 3 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Assets measured on a recurring basis
Fair Value, Inputs, Level 3 [Member] | Other Real Estate Owned [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Assets measured on a nonrecurring basis	$ 754	$ 754

Note 2 - Fair Value of Financ26

Note 2 - Fair Value of Financial Instruments - Level 3 Fair Value Measurements (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2017	Dec. 31, 2016
Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member] | Market Approach Valuation Technique [Member]
Fair Value	$ 290	$ 3,536
Valuation Technique	Sales approach	Sales approach
Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member] | Market Approach Valuation Technique [Member] | Minimum [Member]
Range	15.70%	0.00%
Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member] | Market Approach Valuation Technique [Member] | Maximum [Member]
Range	52.00%	65.00%
Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member] | Market Approach Valuation Technique [Member] | Weighted Average [Member]
Range	31.70%	13.70%
Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member] | Cost Approach Valuation Technique [Member]
Fair Value
Valuation Technique		Cost approach
Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member] | Cost Approach Valuation Technique [Member] | Minimum [Member]
Range		0.00%
Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member] | Cost Approach Valuation Technique [Member] | Maximum [Member]
Range		29.50%
Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member] | Cost Approach Valuation Technique [Member] | Weighted Average [Member]
Range		14.80%
Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member] | Market Approach Valuation Technique [Member]
Fair Value	$ 2,462	$ 1,985
Valuation Technique	Sales approach	Sales approach
Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member] | Market Approach Valuation Technique [Member] | Minimum [Member]
Range	0.00%	0.00%
Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member] | Market Approach Valuation Technique [Member] | Maximum [Member]
Range	250.00%	250.00%
Impaired Loans [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member] | Market Approach Valuation Technique [Member] | Weighted Average [Member]
Range	58.60%	58.60%
Impaired Loans [Member] | Commercial and Industrial Portfolio Segment [Member] | Market Approach Valuation Technique [Member]
Fair Value	$ 375	$ 298
Valuation Technique	Sales approach	Sales approach
Impaired Loans [Member] | Commercial and Industrial Portfolio Segment [Member] | Market Approach Valuation Technique [Member] | Minimum [Member]
Range	2.00%	0.90%
Impaired Loans [Member] | Commercial and Industrial Portfolio Segment [Member] | Market Approach Valuation Technique [Member] | Maximum [Member]
Range	14.20%	9.70%
Impaired Loans [Member] | Commercial and Industrial Portfolio Segment [Member] | Market Approach Valuation Technique [Member] | Weighted Average [Member]
Range	8.10%	5.20%
Other Real Estate Owned [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Market Approach Valuation Technique [Member]
Fair Value	$ 754	$ 754
Valuation Technique	Sales approach	Sales approach
Other Real Estate Owned [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Market Approach Valuation Technique [Member] | Minimum [Member]
Range	0.00%	0.00%
Other Real Estate Owned [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Market Approach Valuation Technique [Member] | Maximum [Member]
Range	30.00%	30.00%
Other Real Estate Owned [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Market Approach Valuation Technique [Member] | Weighted Average [Member]
Range	11.70%	11.70%

Note 2 - Fair Value of Financ27

Note 2 - Fair Value of Financial Instruments - Fair Value Measurements (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Securities available for sale	$ 103,172	$ 96,490
Securities held to maturity	19,376	19,171
Reported Value Measurement [Member]
Cash and cash equivalents	111,917	40,166
Certificates of deposit in financial institutions	1,425	1,670
Securities available for sale	103,172	96,490
Securities held to maturity	18,827	18,665
Restricted investments in bank stocks	7,506	7,506
Loans, net	731,546	727,202
Accrued interest receivable	2,299	2,315
Deposits	867,903	790,452
Other borrowed funds	39,285	37,085
Subordinated debentures	8,500	8,500
Accrued interest payable	543	513
Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	111,917	40,166
Certificates of deposit in financial institutions	1,425	1,670
Securities available for sale	103,172	96,490
Securities held to maturity	19,375	19,171
Restricted investments in bank stocks
Loans, net	732,323	727,079
Accrued interest receivable	2,299	2,315
Deposits	868,195	790,916
Other borrowed funds	37,977	35,948
Subordinated debentures	6,141	5,821
Accrued interest payable	543	513
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents	111,917	40,166
Certificates of deposit in financial institutions
Securities available for sale
Securities held to maturity
Restricted investments in bank stocks
Loans, net
Accrued interest receivable
Deposits	287,130	209,576
Other borrowed funds
Subordinated debentures
Accrued interest payable	1	4
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Cash and cash equivalents
Certificates of deposit in financial institutions	1,425	1,670
Securities available for sale	103,172	96,490
Securities held to maturity	9,964	9,541
Restricted investments in bank stocks
Loans, net
Accrued interest receivable	365	224
Deposits	581,065	581,340
Other borrowed funds	37,977	35,948
Subordinated debentures	6,141	5,821
Accrued interest payable	542	509
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Cash and cash equivalents
Certificates of deposit in financial institutions
Securities available for sale
Securities held to maturity	9,411	9,630
Restricted investments in bank stocks
Loans, net	732,323	727,079
Accrued interest receivable	1,934	2,091
Deposits
Other borrowed funds
Subordinated debentures
Accrued interest payable

Note 3 - Securities (Details Te

Note 3 - Securities (Details Textual) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Proceeds from Sale of Available-for-sale Securities	$ 0	$ 0

Note 3 - Securities - Securitie

Note 3 - Securities - Securities Available-for-sale (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Securities available for sale, amortized cost	$ 103,979	$ 97,991
Securities available for sale, gross unrealized gains	607	495
Securities available for sale, gross unrealized losses	(1,414)	(1,996)
Securities available for sale	103,172	96,490
US Government-sponsored Enterprises Debt Securities [Member]
Securities available for sale, amortized cost	10,622	10,624
Securities available for sale, gross unrealized gains
Securities available for sale, gross unrealized losses	(46)	(80)
Securities available for sale	10,576	10,544
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities available for sale, amortized cost	93,357	87,367
Securities available for sale, gross unrealized gains	607	495
Securities available for sale, gross unrealized losses	(1,368)	(1,916)
Securities available for sale	$ 92,596	$ 85,946

Note 3 - Securities - Securit30

Note 3 - Securities - Securities Held-to-maturity (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Securities held to maturity, amortized cost	$ 18,827	$ 18,665
Securities held to maturity, gross unrecognized gains	654	654
Securities held to maturity, gross unrecognized losses	(105)	(148)
Securities held to maturity	19,376	19,171
US States and Political Subdivisions Debt Securities [Member]
Securities held to maturity, amortized cost	18,822	18,661
Securities held to maturity, gross unrecognized gains	654	654
Securities held to maturity, gross unrecognized losses	(105)	(148)
Securities held to maturity	19,371	19,167
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities held to maturity, amortized cost	5	4
Securities held to maturity, gross unrecognized gains
Securities held to maturity, gross unrecognized losses
Securities held to maturity	$ 5	$ 4

Note 3 - Securities - Securit31

Note 3 - Securities - Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Due in one year or less	$ 4,000
Due in one year or less	3,999
Due in one year or less	271
Due in one year or less	272
Due in over one to five years	6,621
Due in over one to five years	6,576
Due in over one to five years	6,850
Due in over one to five years	7,109
Due in over five to ten years
Due in over five to ten years
Due in over five to ten years	8,442
Due in over five to ten years	8,815
Due after ten years
Due after ten years
Due after ten years	3,259
Due after ten years	3,175
Agency mortgage-backed securities, residential	93,358
Agency mortgage-backed securities, residential	92,597
Agency mortgage-backed securities, residential	5
Agency mortgage-backed securities, residential	5
Total debt securities	103,979
Total debt securities	103,172
Total debt securities	18,827	$ 18,665
Securities held to maturity	$ 19,376	$ 19,171

Note 3 - Securities - Securit32

Note 3 - Securities - Securities Available-for-sale With Unrealized Losses (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Less than 12 Months - Fair Value	$ 77,493	$ 74,587
Less than 12 Months - Unrealized Loss	(1,414)	(1,996)
12 Months or More - Fair Value
12 Months or More - Unrealized Loss
Fair Value	77,493	74,587
Unrealized Loss	(1,414)	(1,996)
US Government-sponsored Enterprises Debt Securities [Member]
Less than 12 Months - Fair Value	10,576	10,544
Less than 12 Months - Unrealized Loss	(46)	(80)
12 Months or More - Fair Value
12 Months or More - Unrealized Loss
Fair Value	10,576	10,544
Unrealized Loss	(46)	(80)
Mortgage-backed Securities, Issued by Private Enterprises [Member]
Less than 12 Months - Fair Value	66,917	64,043
Less than 12 Months - Unrealized Loss	(1,368)	(1,916)
12 Months or More - Fair Value
12 Months or More - Unrealized Loss
Fair Value	66,917	64,043
Unrealized Loss	$ (1,368)	$ (1,916)

Note 3 - Securities - Securit33

Note 3 - Securities - Securities Held to Maturity With Unrealized Losses (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Less Than 12 Months - Fair Value	$ 1,878	$ 3,813
Less Than 12 Months - Unrecognized Loss	(105)	(148)
12 Months or More - Fair Value
12 Months or More - Unrecognized Loss
Fair Value	1,878	3,813
Unrecognized Loss	(105)	(148)
US States and Political Subdivisions Debt Securities [Member]
Less Than 12 Months - Fair Value	1,878	3,813
Less Than 12 Months - Unrecognized Loss	(105)	(148)
12 Months or More - Fair Value
12 Months or More - Unrecognized Loss
Fair Value	1,878	3,813
Unrecognized Loss	$ (105)	$ (148)

Note 4 - Loans and Allowance 34

Note 4 - Loans and Allowance for Loan Losses (Details Textual) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2017USD ($)	Mar. 31, 2016USD ($)	Dec. 31, 2016USD ($)
Allowance for Loan and Lease Losses, Period Increase (Decrease)	$ (56)	$ 48	$ (1,112)
Allowance for Loan and Lease Losses, Write-offs	0	$ 0	11
Impaired Financing Receivable, Related Allowance	545		2,981
Loans and Leases Receivable, Impaired, Commitment to Lend	1,989		$ 2,427
Minimum Loan Balance For Loans Evaluated by Risk Categories	$ 500
Financing Receivable, Modifications, Number of Contracts	0
Financing Receivable, Modifications, Subsequent Default, Number of Contracts		0
Troubled Debt Restructurings [Member]
Increase (Decrease) in Other Loans	$ 275
Change In Troubled Debt Restructurings	1.70%
Percentage of Loan Portfolio	83.00%		82.00%
Impaired Financing Receivable, Related Allowance	$ 490		$ 546
Unsecured [Member]
Percentage of Loan Portfolio	5.01%		5.61%
Residential Portfolio Segment [Member]
Real Estate Acquired Through Foreclosure	$ 365		$ 938
Mortgage Loans in Process of Foreclosure, Amount	$ 1,542		$ 1,492

Note 4 - Loans and Allowance 35

Note 4 - Loans and Allowance for Loan Losses - Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Loans	$ 738,861	$ 734,901
Less: Allowance for loan losses	(7,315)	(7,699)
Loans, net	731,546	727,202
Residential Portfolio Segment [Member]
Loans	287,161	286,022
Commercial Real Estate Portfolio Segment [Member]
Loans	211,574	214,007
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans	72,232	77,605
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans	89,521	90,532
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans	49,821	45,870
Commercial and Industrial Portfolio Segment [Member]
Loans	105,663	100,589
Consumer Portfolio Segment [Member]
Loans	134,463	134,283
Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans	62,072	59,772
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Loans	20,966	20,861
Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans	$ 51,425	$ 53,650

Note 4 - Loans and Allowance 36

Note 4 - Loans and Allowance for Loan Losses - Allowance for Loan Losses Activity by Portfolio Segment (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Balance	$ 7,699	$ 6,648
Provision for loan losses	145	479
Loans charged off	(957)	(587)
Recoveries	428	406
Balance	7,315	6,946
Residential Portfolio Segment [Member]
Balance	939	1,087
Provision for loan losses	445	40
Loans charged off	(73)	(104)
Recoveries	81	162
Balance	1,392	1,185
Commercial Real Estate Portfolio Segment [Member]
Balance	4,315	1,959
Provision for loan losses	(1,087)	17
Loans charged off	(559)
Recoveries	60	19
Balance	2,729	1,995
Commercial and Industrial Portfolio Segment [Member]
Balance	907	2,589
Provision for loan losses	385	82
Loans charged off	(4)
Recoveries	72	1
Balance	1,360	2,672
Consumer Portfolio Segment [Member]
Balance	1,538	1,013
Provision for loan losses	402	340
Loans charged off	(321)	(483)
Recoveries	215	224
Balance	$ 1,834	$ 1,094

Note 4 - Loans and Allowance 37

Note 4 - Loans and Allowance for Loan Losses - Allowance for Loan Losses and the Recorded Investment of Loans Based On Impairment Method (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016	Mar. 31, 2016	Dec. 31, 2015
Individually evaluated for impairment	$ 545	$ 2,981
Collectively evaluated for impairment	6,770	4,718
Total ending allowance balance	7,315	7,699	$ 6,946	$ 6,648
Loans individually evaluated for impairment	17,728	22,709
Loans collectively evaluated for impairment	721,133	712,192
Total ending loans balance	738,861	734,901
Residential Portfolio Segment [Member]
Individually evaluated for impairment
Collectively evaluated for impairment	1,392	939
Total ending allowance balance	1,392	939	1,185	1,087
Loans individually evaluated for impairment	915	717
Loans collectively evaluated for impairment	286,246	285,305
Total ending loans balance	287,161	286,022
Commercial Real Estate Portfolio Segment [Member]
Individually evaluated for impairment	153	2,535
Collectively evaluated for impairment	2,576	1,780
Total ending allowance balance	2,729	4,315	1,995	1,959
Loans individually evaluated for impairment	7,701	13,111
Loans collectively evaluated for impairment	203,873	200,896
Total ending loans balance	211,574	214,007
Commercial and Industrial Portfolio Segment [Member]
Individually evaluated for impairment	391	241
Collectively evaluated for impairment	969	666
Total ending allowance balance	1,360	907	2,672	2,589
Loans individually evaluated for impairment	8,903	8,465
Loans collectively evaluated for impairment	96,760	92,124
Total ending loans balance	105,663	100,589
Consumer Portfolio Segment [Member]
Individually evaluated for impairment	1	205
Collectively evaluated for impairment	1,833	1,333
Total ending allowance balance	1,834	1,538	$ 1,094	$ 1,013
Loans individually evaluated for impairment	209	416
Loans collectively evaluated for impairment	134,254	133,867
Total ending loans balance	$ 134,463	$ 134,283

Note 4 - Loans and Allowance 38

Note 4 - Loans and Allowance for Loan Losses - Loans Individually Evaluated for Impairment (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016	Dec. 31, 2016
Allowance for Loan Losses Allocated	$ 545		$ 2,981
Unpaid principal balance - with no allowance recorded	20,753
Recorded investment	17,728		22,709
Unpaid principal balance			25,176
Average impaired loans - with no allowance recorded	18,091	$ 17,400
Interest income recognized - with no allowance recorded		168
Cash basis interest recognized - with no allowance recorded	180	168
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Unpaid principal balance - with allowance recorded	381		384
Recorded investment - with allowance recorded	381		384
Allowance for Loan Losses Allocated	98		100
Unpaid principal balance - with no allowance recorded	5,236		5,078
Recorded investment - with no allowance recorded	3,785		3,632
Average impaired loans - with allowance recorded	382	395
Interest income recognized - with allowance recorded	5	5
Cash basis interest recognized - with allowance recorded	5	5
Average impaired loans - with no allowance recorded	3,822	3,134
Interest income recognized - with no allowance recorded	21	13
Cash basis interest recognized - with no allowance recorded	21	13
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Unpaid principal balance - with allowance recorded			5,477
Recorded investment - with allowance recorded			5,477
Allowance for Loan Losses Allocated			2,435
Unpaid principal balance - with no allowance recorded	4,112		3,638
Recorded investment - with no allowance recorded	3,008		3,091
Average impaired loans - with allowance recorded		204
Interest income recognized - with allowance recorded		4
Cash basis interest recognized - with allowance recorded		4
Average impaired loans - with no allowance recorded	3,547	3,257
Interest income recognized - with no allowance recorded	36	43
Cash basis interest recognized - with no allowance recorded	36	43
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Unpaid principal balance - with allowance recorded	354
Recorded investment - with allowance recorded	345
Allowance for Loan Losses Allocated	55
Unpaid principal balance - with no allowance recorded	643		1,001
Recorded investment - with no allowance recorded	182		527
Average impaired loans - with allowance recorded	345
Interest income recognized - with allowance recorded
Cash basis interest recognized - with allowance recorded
Average impaired loans - with no allowance recorded	182	680
Interest income recognized - with no allowance recorded	4
Commercial and Industrial Portfolio Segment [Member]
Unpaid principal balance - with allowance recorded	392		392
Recorded investment - with allowance recorded	392		392
Allowance for Loan Losses Allocated	391		241
Unpaid principal balance - with no allowance recorded	8,511		8,073
Recorded investment - with no allowance recorded	8,511		8,073
Average impaired loans - with allowance recorded	392	4,439
Interest income recognized - with allowance recorded		41
Cash basis interest recognized - with allowance recorded		41
Average impaired loans - with no allowance recorded	8,292	4,341
Interest income recognized - with no allowance recorded	100	51
Cash basis interest recognized - with no allowance recorded	100	51
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Unpaid principal balance - with allowance recorded	209		416
Recorded investment - with allowance recorded	209		416
Allowance for Loan Losses Allocated	1		205
Average impaired loans - with allowance recorded	211	219
Interest income recognized - with allowance recorded	2	2
Cash basis interest recognized - with allowance recorded	2	2
Residential Portfolio Segment [Member]
Unpaid principal balance - with no allowance recorded	915		717
Recorded investment - with no allowance recorded	915		$ 717
Average impaired loans - with no allowance recorded	918	731
Interest income recognized - with no allowance recorded	12	9
Cash basis interest recognized - with no allowance recorded	$ 12	$ 9

Note 4 - Loans and Allowance 39

Note 4 - Loans and Allowance for Loan Losses - Nonaccrual Loans and Loans Past Due 90 Days or More and Still Accruing (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Loans past due 90 days and still accruing	$ 454	$ 327
Nonaccrual	8,353	8,961
Residential Portfolio Segment [Member]
Loans past due 90 days and still accruing	144	132
Nonaccrual	3,411	3,445
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans past due 90 days and still accruing		28
Nonaccrual	657	1,571
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans past due 90 days and still accruing
Nonaccrual	2,752	2,506
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans past due 90 days and still accruing
Nonaccrual	527	527
Commercial and Industrial Portfolio Segment [Member]
Loans past due 90 days and still accruing
Nonaccrual	925	867
Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans past due 90 days and still accruing	206	121
Nonaccrual	27	5
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Loans past due 90 days and still accruing
Nonaccrual	18	34
Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans past due 90 days and still accruing	104	46
Nonaccrual	$ 36	$ 6

Note 4 - Loans and Allowance 40

Note 4 - Loans and Allowance for Loan Losses - Past Due Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Loans past due	$ 14,878	$ 17,076
Loans, current	723,983	717,825
Loans	738,861	734,901
Residential Portfolio Segment [Member]
Loans past due	5,991	6,882
Loans, current	281,170	279,140
Loans	287,161	286,022
Commercial Real Estate Portfolio Segment [Member]
Loans	211,574	214,007
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans past due	1,687	1,825
Loans, current	70,545	75,780
Loans	72,232	77,605
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans past due	2,884	2,785
Loans, current	86,637	87,747
Loans	89,521	90,532
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans past due	734	300
Loans, current	49,087	45,570
Loans	49,821	45,870
Commercial and Industrial Portfolio Segment [Member]
Loans past due	1,468	2,566
Loans, current	104,195	98,023
Loans	105,663	100,589
Consumer Portfolio Segment [Member]
Loans	134,463	134,283
Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans past due	1,216	1,438
Loans, current	60,856	58,334
Loans	62,072	59,772
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Loans past due		394
Loans, current	20,966	20,467
Loans	20,966	20,861
Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans past due	898	886
Loans, current	50,527	52,764
Loans	51,425	53,650
Financing Receivables, 30 to 59 Days Past Due [Member]
Loans past due	5,340	7,597
Financing Receivables, 30 to 59 Days Past Due [Member] | Residential Portfolio Segment [Member]
Loans past due	2,470	3,728
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans past due	889	134
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans past due	48	261
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans past due	65	66
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial and Industrial Portfolio Segment [Member]
Loans past due	379	1,283
Financing Receivables, 30 to 59 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans past due	828	1,091
Financing Receivables, 30 to 59 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Loans past due		349
Financing Receivables, 30 to 59 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans past due	661	685
Financing Receivables, 60 to 89 Days Past Due [Member]
Loans past due	2,925	2,293
Financing Receivables, 60 to 89 Days Past Due [Member] | Residential Portfolio Segment [Member]
Loans past due	1,510	953
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans past due	327	366
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans past due	84	18
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans past due	487	52
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial and Industrial Portfolio Segment [Member]
Loans past due	259	483
Financing Receivables, 60 to 89 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans past due	167	221
Financing Receivables, 60 to 89 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Loans past due		45
Financing Receivables, 60 to 89 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans past due	91	155
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Loans past due	6,613	7,186
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Residential Portfolio Segment [Member]
Loans past due	2,011	2,201
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans past due	471	1,325
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans past due	2,752	2,506
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans past due	182	182
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial and Industrial Portfolio Segment [Member]
Loans past due	830	800
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans past due	221	126
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Loans past due
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans past due	$ 146	$ 46

Note 4 - Loans and Allowance 41

Note 4 - Loans and Allowance for Loan Losses - TDR Loan Modifications (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Troubled Debt Restructuring	$ 16,318	$ 16,043
Interest Only Payments [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring	231
Interest Only Payments [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring	2,742
Interest Rate Below Market Reduction [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring	572
Contractual Interest Rate Reduction [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring	232
Contractual Interest Rate Reduction [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring	381
Reduction of Principal and Interest Payments [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring	573
Extended Maturity [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring	1,560
Residential Portfolio Segment [Member] | Interest Only Payments [Member]
Troubled Debt Restructuring	711	717
Residential Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member]
Troubled Debt Restructuring	204
Commercial Real Estate Portfolio Segment [Member] | Interest Only Payments [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring		284
Commercial Real Estate Portfolio Segment [Member] | Interest Only Payments [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring		2,810
Commercial Real Estate Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring		574
Commercial Real Estate Portfolio Segment [Member] | Contractual Interest Rate Reduction [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring		232
Commercial Real Estate Portfolio Segment [Member] | Contractual Interest Rate Reduction [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring		384
Commercial Real Estate Portfolio Segment [Member] | Reduction of Principal and Interest Payments [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring		579
Commercial Real Estate Portfolio Segment [Member] | Extended Maturity [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring		1,582
Commercial and Industrial Portfolio Segment [Member] | Interest Only Payments [Member]
Troubled Debt Restructuring		8,074
Commercial and Industrial Portfolio Segment [Member] | Interest Only Payments [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring	8,512
Commercial and Industrial Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member]
Troubled Debt Restructuring		391
Commercial and Industrial Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring	391
Consumer Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member] | Home Equity Loan [Member]
Troubled Debt Restructuring		203
Consumer Portfolio Segment [Member] | Extended Maturity [Member] | Home Equity Loan [Member]
Troubled Debt Restructuring	209	213
Performing Financial Instruments [Member]
Troubled Debt Restructuring	13,513	13,210
Performing Financial Instruments [Member] | Interest Only Payments [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring	231
Performing Financial Instruments [Member] | Interest Only Payments [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring	560
Performing Financial Instruments [Member] | Interest Rate Below Market Reduction [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring	572
Performing Financial Instruments [Member] | Contractual Interest Rate Reduction [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring	381
Performing Financial Instruments [Member] | Reduction of Principal and Interest Payments [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring	573
Performing Financial Instruments [Member] | Extended Maturity [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring	1,560
Performing Financial Instruments [Member] | Residential Portfolio Segment [Member] | Interest Only Payments [Member]
Troubled Debt Restructuring	711	717
Performing Financial Instruments [Member] | Residential Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member]
Troubled Debt Restructuring	204
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Interest Only Payments [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring		284
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Interest Only Payments [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring		600
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring		574
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Contractual Interest Rate Reduction [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring		384
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Reduction of Principal and Interest Payments [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring		579
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Extended Maturity [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring		1,582
Performing Financial Instruments [Member] | Commercial and Industrial Portfolio Segment [Member] | Interest Only Payments [Member]
Troubled Debt Restructuring		8,074
Performing Financial Instruments [Member] | Commercial and Industrial Portfolio Segment [Member] | Interest Only Payments [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring	8,512
Performing Financial Instruments [Member] | Commercial and Industrial Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member]
Troubled Debt Restructuring
Performing Financial Instruments [Member] | Commercial and Industrial Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring
Performing Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member] | Home Equity Loan [Member]
Troubled Debt Restructuring		203
Performing Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Extended Maturity [Member] | Home Equity Loan [Member]
Troubled Debt Restructuring	209	213
Nonperforming Financial Instruments [Member]
Troubled Debt Restructuring	2,805	2,833
Nonperforming Financial Instruments [Member] | Interest Only Payments [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring	2,182
Nonperforming Financial Instruments [Member] | Interest Rate Below Market Reduction [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring
Nonperforming Financial Instruments [Member] | Contractual Interest Rate Reduction [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring	232
Nonperforming Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Interest Only Payments [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring		2,210
Nonperforming Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Contractual Interest Rate Reduction [Member] | Commercial Real Estate Owner Occupied [Member]
Troubled Debt Restructuring		232
Nonperforming Financial Instruments [Member] | Commercial and Industrial Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member]
Troubled Debt Restructuring		391
Nonperforming Financial Instruments [Member] | Commercial and Industrial Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member] | Commercial Real Estate Nonowner Occupied [Member]
Troubled Debt Restructuring	$ 391
Nonperforming Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member] | Home Equity Loan [Member]
Troubled Debt Restructuring

Note 4 - Loans and Allowance 42

Note 4 - Loans and Allowance for Loan Losses - TDRs Pre-modification and Post-modification (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2016USD ($)
Performing Financial Instruments [Member]
TDR’s Performing to Modified Terms Pre- Modification Recorded Investment	$ 819
TDR’s Performing to Modified Terms Post- Modification Recorded Investment	819
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Interest Only Payments [Member]
TDR’s Performing to Modified Terms Pre- Modification Recorded Investment	238
TDR’s Performing to Modified Terms Post- Modification Recorded Investment	238
Performing Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member]
TDR’s Performing to Modified Terms Pre- Modification Recorded Investment	581
TDR’s Performing to Modified Terms Post- Modification Recorded Investment	581
Nonperforming Financial Instruments [Member]
TDR’s Performing to Modified Terms Pre- Modification Recorded Investment
TDR’s Performing to Modified Terms Post- Modification Recorded Investment
Nonperforming Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Interest Only Payments [Member]
TDR’s Performing to Modified Terms Pre- Modification Recorded Investment
TDR’s Performing to Modified Terms Post- Modification Recorded Investment
Nonperforming Financial Instruments [Member] | Commercial Real Estate Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member]
TDR’s Performing to Modified Terms Pre- Modification Recorded Investment
TDR’s Performing to Modified Terms Post- Modification Recorded Investment

Note 4 - Loans and Allowance 43

Note 4 - Loans and Allowance for Loan Losses - Risk Category of Commercial Loans by Class of Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Loans receivable	$ 738,861	$ 734,901
Commercial Real Estate Portfolio Segment [Member]
Loans receivable	211,574	214,007
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans receivable	72,232	77,605
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans receivable	89,521	90,532
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans receivable	49,821	45,870
Commercial and Industrial Portfolio Segment [Member]
Loans receivable	105,663	100,589
Commercial Portfolio Segment [Member]
Loans receivable	317,237	314,596
Pass [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans receivable	61,934	66,495
Pass [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans receivable	82,204	83,103
Pass [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans receivable	49,025	45,325
Pass [Member] | Commercial and Industrial Portfolio Segment [Member]
Loans receivable	98,545	94,091
Pass [Member] | Commercial Portfolio Segment [Member]
Loans receivable	291,708	289,014
Criticized [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans receivable	1,244	428
Criticized [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans receivable	2,339	2,364
Criticized [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans receivable
Criticized [Member] | Commercial and Industrial Portfolio Segment [Member]
Loans receivable	1,274	188
Criticized [Member] | Commercial Portfolio Segment [Member]
Loans receivable	4,857	2,980
Classified [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Owner Occupied [Member]
Loans receivable	9,054	10,682
Classified [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Nonowner Occupied [Member]
Loans receivable	4,978	5,065
Classified [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans receivable	796	545
Classified [Member] | Commercial and Industrial Portfolio Segment [Member]
Loans receivable	5,844	6,310
Classified [Member] | Commercial Portfolio Segment [Member]
Loans receivable	$ 20,672	$ 22,602

Note 4 - Loans and Allowance 44

Note 4 - Loans and Allowance for Loan Losses - Recorded Investment of Residential and Consumer Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Loans receivable	$ 738,861	$ 734,901
Consumer Portfolio Segment [Member]
Loans receivable	134,463	134,283
Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans receivable	62,072	59,772
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Loans receivable	20,966	20,861
Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans receivable	51,425	53,650
Residential Portfolio Segment [Member]
Loans receivable	287,161	286,022
Consumer and Residential Portfolio Segment [Member]
Loans receivable	421,624	420,305
Performing Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans receivable	61,839	59,646
Performing Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Loans receivable	20,948	20,827
Performing Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans receivable	51,285	53,598
Performing Financial Instruments [Member] | Residential Portfolio Segment [Member]
Loans receivable	283,606	282,445
Performing Financial Instruments [Member] | Consumer and Residential Portfolio Segment [Member]
Loans receivable	417,678	416,516
Nonperforming Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans receivable	233	126
Nonperforming Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Loans receivable	18	34
Nonperforming Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Other Consumer Loans [Member]
Loans receivable	140	52
Nonperforming Financial Instruments [Member] | Residential Portfolio Segment [Member]
Loans receivable	3,555	3,577
Nonperforming Financial Instruments [Member] | Consumer and Residential Portfolio Segment [Member]
Loans receivable	$ 3,946	$ 3,789

Note 5 - Financial Instrument45

Note 5 - Financial Instruments With Off-balance Sheet Risk (Details Textual) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2017	Dec. 31, 2016
Concentration Risk, Credit Risk, Financial Instrument, Maximum Exposure	$ 68,168	$ 67,191

Note 6 - Other Borrowed Funds46

Note 6 - Other Borrowed Funds (Details Textual) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Federal Home Loan Bank, Advances, Maturities Summary, Fixed Rate	$ 31,453
Federal Home Loan Bank, Advances, General Debt Obligations, Maximum Amount Available	222,034
Federal Home Loan Bank, Advances, General Debt Obligations, Amount of Available, Unused Funds	140,581
Federal Home Loan Bank, Advances, Maturities Summary, Due in Next Twelve Months	$ 75,000
Debt, Weighted Average Interest Rate	2.79%	2.34%
Notes Payable, Related Parties	$ 360
Notes Payable to Bank	3,786
Federal Home Loan Bank, Advances, Maturities Summary, Floating Rate	0
FHLB Line of Credit [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Maximum Amount Available	75,000
Federal Home Loan Bank, Advances, General Debt Obligations, Amount of Available, Unused Funds	75,000
Letters of Credit Outstanding, Amount	$ 50,000	$ 45,000
Minimum [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Interest Rate	1.34%
Debt Instrument, Interest Rate, Stated Percentage	1.25%
Maximum [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Interest Rate	3.31%
Debt Instrument, Interest Rate, Stated Percentage	4.09%
Weighted Average [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Interest Rate	2.14%
Residential Mortgage [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	$ 278,571
Commercial Loan [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	69,040
FHLB Stock [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	5,365
Federal Home Loan Bank Advances [Member]
Capital Lease Obligations	$ 62	$ 73

Note 6 - Other Borrowed Funds -

Note 6 - Other Borrowed Funds - Other Borrowed Funds (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Other borrowed funds	$ 39,285	$ 37,085
Federal Home Loan Bank Advances [Member]
Other borrowed funds	31,515	29,203
Promissory Notes [Member]
Other borrowed funds	$ 7,770	$ 7,882

Note 6 - Other Borrowed Funds48

Note 6 - Other Borrowed Funds - Scheduled Principal Payments (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
2,017	$ 7,027
2,018	4,884
2,019	3,708
2,020	2,854
2,021	2,600
Thereafter	18,212
	39,285	$ 37,085
Federal Home Loan Bank Advances [Member]
2,017	5,200
2,018	2,623
2,019	2,489
2,020	2,335
2,021	2,059
Thereafter	16,809
	31,515	29,203
Promissory Notes [Member]
2,017	1,827
2,018	2,261
2,019	1,219
2,020	519
2,021	541
Thereafter	1,403
	$ 7,770	$ 7,882

Note 7 - Segment Information (D

Note 7 - Segment Information (Details Textual)	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Customer Concentration Risk [Member] | Sales Revenue, Net [Member] | Banking [Member]
Concentration Risk, Percentage	87.70%	85.70%

Note 7 - Segment Information -

Note 7 - Segment Information - Segment Reporting (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016	Dec. 31, 2016
Net interest income	$ 10,865	$ 9,100
Provision expense	145	479
Noninterest income	3,113	3,235
Noninterest expense	9,375	7,969
Tax expense	1,241	1,055
Net income	3,217	2,832
Assets	1,036,732	883,517	$ 954,640
Banking [Member]
Net interest income	9,390	7,671
Provision expense	25	375
Noninterest income	2,779	2,832
Noninterest expense	8,582	7,194
Tax expense	937	731
Net income	2,626	2,202
Assets	1,025,871	871,819
Consumer Finance [Member]
Net interest income	1,475	1,429
Provision expense	120	104
Noninterest income	334	403
Noninterest expense	793	775
Tax expense	304	324
Net income	591	630
Assets	$ 10,861	$ 11,698

Note 8 - Subsequent Events (Det

Note 8 - Subsequent Events (Details Textual) $ in Thousands	May 09, 2017USD ($)
Subsequent Event [Member] | Fraudulent Activity [Member]
Loss Contingency, Estimate of Possible Loss	$ 933