Dearborn Bancorp (DEAR) 8-K Changes in Registrant.s Certifying Accountant

Exhibit 16

[Crowe Chizek and Company LLC Letterhead]

January 18, 2008

Office of the Chief Accountant
Securities and Exchange Commission
100 F Street, N. E.
Washington, D.C. 20549

Ladies and Gentlemen:

We have read the comments made regarding us in Item 4.01 of Form 8-K of Dearborn Bancorp, Inc. dated January 15, 2008 and being filed January 18, 2008, as contained in the second and third paragraphs of Item 4.01, and are in agreement with those statements.

/s/Crowe Chizek and Company LLC 

Crowe Chizek and Company LLC 

Grand Rapids, Michigan 

cc:	Mr. Donald G. Karcher
	Audit Committee Chairman
	Dearborn Bancorp, Inc.