NBT Bank N A 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LABS	COMMON STOCK	002824100	4,054	95,868	SH		SOLE		92,914	0	2,954
ABBOTT LABS	COMMON STOCK	002824100	773	18,273	SH		OTR		16,686	1,437	150
ABBVIE INC	COMMON STOCK	00287Y109	4,138	65,602	SH		SOLE		61,436	0	4,166
ABBVIE INC	COMMON STOCK	00287Y109	1,017	16,127	SH		OTR		14,087	1,340	700
ACTIVISION BLIZZARD, INC	COMMON STOCK	00507V109	520	11,732	SH		SOLE		11,732	0	0
ACTIVISION BLIZZARD, INC	COMMON STOCK	00507V109	334	7,530	SH		OTR		7,530	0	0
AIR PRODUCTS & CHEMICALS INC	COMMON STOCK	009158106	1,502	9,990	SH		SOLE		9,990	0	0
AIR PRODUCTS & CHEMICALS INC	COMMON STOCK	009158106	461	3,065	SH		OTR		3,065	0	0
ALLSTATE CORP	COMMON STOCK	020002101	130	1,885	SH		SOLE		1,885	0	0
ALLSTATE CORP	COMMON STOCK	020002101	244	3,522	SH		OTR		3,522	0	0
ALPHABET INC CL A	COMMON STOCK	02079K305	3,154	3,922	SH		SOLE		3,737	0	185
ALPHABET INC CL A	COMMON STOCK	02079K305	423	526	SH		OTR		526	0	0
ALPHABET INC CL C	COMMON STOCK	02079K107	3,595	4,625	SH		SOLE		4,405	0	220
ALPHABET INC CL C	COMMON STOCK	02079K107	1,094	1,408	SH		OTR		1,408	0	0
ALTRIA GROUP INC	COMMON STOCK	02209S103	1,955	30,923	SH		SOLE		29,548	0	1,375
ALTRIA GROUP INC	COMMON STOCK	02209S103	1,954	30,900	SH		OTR		28,650	200	2,050
AMAZON.COM INC	COMMON STOCK	023135106	345	412	SH		SOLE		412	0	0
AMERICAN EXPRESS CO	COMMON STOCK	025816109	1,451	22,650	SH		SOLE		20,564	100	1,986
AMERICAN EXPRESS CO	COMMON STOCK	025816109	742	11,590	SH		OTR		10,090	0	1,500
AMERICAN WATER WORKS CO INC	COMMON STOCK	030420103	1,370	18,304	SH		SOLE		17,904	0	400
AMERICAN WATER WORKS CO INC	COMMON STOCK	030420103	592	7,905	SH		OTR		5,895	0	2,010
AMGEN INC	COMMON STOCK	031162100	499	2,990	SH		SOLE		2,990	0	0
AMGEN INC	COMMON STOCK	031162100	168	1,010	SH		OTR		1,010	0	0
ANADARKO PETROLEUM CORPORATION	COMMON STOCK	032511107	195	3,075	SH		SOLE		1,575	0	1,500
ANADARKO PETROLEUM CORPORATION	COMMON STOCK	032511107	168	2,650	SH		OTR		2,350	0	300
APACHE CORP	COMMON STOCK	037411105	1,343	21,024	SH		SOLE		20,824	0	200
APACHE CORP	COMMON STOCK	037411105	685	10,730	SH		OTR		10,730	0	0
APPLE INC	COMMON STOCK	037833100	12,335	109,108	SH		SOLE		102,321	385	6,402
APPLE INC	COMMON STOCK	037833100	3,955	34,982	SH		OTR		33,427	905	650
AT&T INC	COMMON STOCK	00206R102	3,948	97,206	SH		SOLE		94,455	750	2,001
AT&T INC	COMMON STOCK	00206R102	1,902	46,838	SH		OTR		41,271	105	5,462
AUTOLIV INC	COMMON STOCK	052800109	1,226	11,476	SH		SOLE		10,726	0	750
AUTOLIV INC	COMMON STOCK	052800109	1,438	13,469	SH		OTR		13,469	0	0
AUTOMATIC DATA PROCESSING INC	COMMON STOCK	053015103	3,832	43,452	SH		SOLE		42,872	0	580
AUTOMATIC DATA PROCESSING INC	COMMON STOCK	053015103	707	8,015	SH		OTR		7,310	100	605
BANK OF AMERICA CORP	COMMON STOCK	060505104	294	18,814	SH		SOLE		17,195	0	1,619
BANK OF AMERICA CORP	COMMON STOCK	060505104	254	16,232	SH		OTR		15,975	0	257
BANK OF NEW YORK MELLON CORP	COMMON STOCK	064058100	149	3,730	SH		SOLE		3,730	0	0
BANK OF NEW YORK MELLON CORP	COMMON STOCK	064058100	383	9,601	SH		OTR		9,101	0	500
BAXTER INTL INC	COMMON STOCK	071813109	530	11,134	SH		SOLE		10,934	0	200
BAXTER INTL INC	COMMON STOCK	071813109	175	3,674	SH		OTR		2,064	0	1,610
BECTON DICKINSON	COMMON STOCK	075887109	407	2,265	SH		SOLE		2,265	0	0
BECTON DICKINSON	COMMON STOCK	075887109	216	1,200	SH		OTR		1,200	0	0
BED BATH & BEYOND INC	COMMON STOCK	075896100	203	4,716	SH		SOLE		4,716	0	0
BED BATH & BEYOND INC	COMMON STOCK	075896100	17	400	SH		OTR		400	0	0
BERKSHIRE HATHAWAY INC-CL B	COMMON STOCK	084670702	3,788	26,223	SH		SOLE		25,963	60	200
BERKSHIRE HATHAWAY INC-CL B	COMMON STOCK	084670702	1,110	7,681	SH		OTR		7,511	20	150
BEST BUY COMPANY INC	COMMON STOCK	086516101	707	18,508	SH		SOLE		18,508	0	0
BEST BUY COMPANY INC	COMMON STOCK	086516101	24	617	SH		OTR		617	0	0
BHP BILLITON LTD SPONS ADR	COMMON STOCK	088606108	153	4,412	SH		SOLE		4,212	0	200
BHP BILLITON LTD SPONS ADR	COMMON STOCK	088606108	74	2,125	SH		OTR		2,125	0	0
BIOGEN INC	COMMON STOCK	09062X103	203	649	SH		SOLE		649	0	0
BIOGEN INC	COMMON STOCK	09062X103	34	110	SH		OTR		110	0	0
BLACKROCK INC CL A	COMMON STOCK	09247X101	181	500	SH		SOLE		0	0	500
BLACKROCK INC CL A	COMMON STOCK	09247X101	76	210	SH		OTR		210	0	0
BOEING CO	COMMON STOCK	097023105	1,916	14,547	SH		SOLE		13,452	0	1,095
BOEING CO	COMMON STOCK	097023105	785	5,955	SH		OTR		5,955	0	0
BRISTOL MYERS SQUIBB CO	COMMON STOCK	110122108	4,494	83,339	SH		SOLE		74,919	4,450	3,970
BRISTOL MYERS SQUIBB CO	COMMON STOCK	110122108	1,823	33,802	SH		OTR		30,271	1,381	2,150
CAPITAL ONE FINANCIAL CORP	COMMON STOCK	14040H105	267	3,714	SH		SOLE		3,714	0	0
CATERPILLAR INC	COMMON STOCK	149123101	2,285	25,744	SH		SOLE		25,458	0	286
CATERPILLAR INC	COMMON STOCK	149123101	834	9,400	SH		OTR		9,055	45	300
CELGENE CORP	COMMON STOCK	151020104	963	9,211	SH		SOLE		7,061	0	2,150
CELGENE CORP	COMMON STOCK	151020104	228	2,180	SH		OTR		2,180	0	0
CHEVRON CORPORATION	COMMON STOCK	166764100	8,185	79,528	SH		SOLE		75,505	1,875	2,148
CHEVRON CORPORATION	COMMON STOCK	166764100	3,480	33,808	SH		OTR		30,504	1,460	1,844
CHURCH & DWIGHT INC	COMMON STOCK	171340102	301	6,284	SH		SOLE		6,284	0	0
CISCO SYSTEMS INC	COMMON STOCK	17275R102	4,268	134,547	SH		SOLE		129,619	0	4,928
CISCO SYSTEMS INC	COMMON STOCK	17275R102	1,343	42,348	SH		OTR		41,853	495	0
CITIGROUP INC	COMMON STOCK	172967424	356	7,543	SH		SOLE		7,343	0	200
CITIGROUP INC	COMMON STOCK	172967424	142	3,007	SH		OTR		2,967	0	40
CLOROX COMPANY	COMMON STOCK	189054109	1,394	11,132	SH		SOLE		11,032	0	100
CLOROX COMPANY	COMMON STOCK	189054109	523	4,175	SH		OTR		3,690	0	485
COCA COLA CO	COMMON STOCK	191216100	2,813	66,468	SH		SOLE		59,868	1,400	5,200
COCA COLA CO	COMMON STOCK	191216100	1,401	33,105	SH		OTR		27,675	0	5,430
COGNIZANT TECHNOLOGY SOLUTIONS	COMMON STOCK	192446102	264	5,537	SH		SOLE		5,537	0	0
COLGATE PALMOLIVE CO	COMMON STOCK	194162103	3,354	45,237	SH		SOLE		39,702	1,400	4,135
COLGATE PALMOLIVE CO	COMMON STOCK	194162103	2,273	30,663	SH		OTR		28,763	0	1,900
COMCAST CORP-CL A	COMMON STOCK	20030N101	809	12,188	SH		SOLE		11,073	0	1,115
COMCAST CORP-CL A	COMMON STOCK	20030N101	160	2,412	SH		OTR		1,612	200	600
COMMUNITY BANK SYSTEM INC	COMMON STOCK	203607106	50	1,037	SH		SOLE		648	0	389
COMMUNITY BANK SYSTEM INC	COMMON STOCK	203607106	178	3,700	SH		OTR		300	3,400	0
CONOCOPHILLIPS	COMMON STOCK	20825C104	1,663	38,247	SH		SOLE		34,919	325	3,003
CONOCOPHILLIPS	COMMON STOCK	20825C104	123	2,828	SH		OTR		2,678	150	0
CONSUMER DISCRETIONARY SELT	COMMON STOCK	81369Y407	1,626	20,316	SH		SOLE		18,416	0	1,900
CONSUMER DISCRETIONARY SELT	COMMON STOCK	81369Y407	224	2,795	SH		OTR		2,130	530	135
CONSUMER STAPLES SELECT SECTOR	COMMON STOCK	81369Y308	947	17,798	SH		SOLE		16,124	0	1,674
CONSUMER STAPLES SELECT SECTOR	COMMON STOCK	81369Y308	117	2,207	SH		OTR		1,917	100	190
CORNING INC	COMMON STOCK	219350105	393	16,619	SH		SOLE		16,619	0	0
CORNING INC	COMMON STOCK	219350105	194	8,200	SH		OTR		7,500	700	0
COSTCO WHOLESALE CORP	COMMON STOCK	22160K105	158	1,037	SH		SOLE		1,037	0	0
COSTCO WHOLESALE CORP	COMMON STOCK	22160K105	124	815	SH		OTR		525	0	290
CSX CORP	COMMON STOCK	126408103	120	3,941	SH		SOLE		3,941	0	0
CSX CORP	COMMON STOCK	126408103	118	3,855	SH		OTR		3,855	0	0
CVS HEALTH CORP	COMMON STOCK	126650100	3,866	43,446	SH		SOLE		43,446	0	0
CVS HEALTH CORP	COMMON STOCK	126650100	1,259	14,149	SH		OTR		13,009	240	900
DANAHER CORP	COMMON STOCK	235851102	3,905	49,816	SH		SOLE		47,164	0	2,652
DANAHER CORP	COMMON STOCK	235851102	1,068	13,627	SH		OTR		11,807	230	1,590
DEERE & CO	COMMON STOCK	244199105	394	4,622	SH		SOLE		4,622	0	0
DEERE & CO	COMMON STOCK	244199105	452	5,290	SH		OTR		5,290	0	0
DISNEY WALT CO NEW	COMMON STOCK	254687106	5,406	58,218	SH		SOLE		57,202	0	1,016
DISNEY WALT CO NEW	COMMON STOCK	254687106	2,323	25,013	SH		OTR		23,583	320	1,110
DOMINION RESOURCES INC	COMMON STOCK	25746U109	2,360	31,779	SH		SOLE		30,494	300	985
DOMINION RESOURCES INC	COMMON STOCK	25746U109	875	11,788	SH		OTR		7,333	550	3,905
DOW CHEMICAL COMPANY	COMMON STOCK	260543103	564	10,875	SH		SOLE		10,875	0	0
DOW CHEMICAL COMPANY	COMMON STOCK	260543103	986	19,017	SH		OTR		17,617	0	1,400
DU PONT E I DE NEMOURS & CO	COMMON STOCK	263534109	3,495	52,189	SH		SOLE		50,274	0	1,915
DU PONT E I DE NEMOURS & CO	COMMON STOCK	263534109	1,813	27,072	SH		OTR		22,726	111	4,235
DUKE ENERGY CORP	COMMON STOCK	26441C204	242	3,019	SH		SOLE		2,387	566	66
DUKE ENERGY CORP	COMMON STOCK	26441C204	225	2,813	SH		OTR		2,061	500	252
ECOLAB INC	COMMON STOCK	278865100	1,932	15,869	SH		SOLE		15,569	0	300
ECOLAB INC	COMMON STOCK	278865100	378	3,105	SH		OTR		1,685	0	1,420
EMERSON ELEC CO	COMMON STOCK	291011104	1,030	18,893	SH		SOLE		17,893	800	200
EMERSON ELEC CO	COMMON STOCK	291011104	292	5,365	SH		OTR		5,365	0	0
ENERGY SELECT SECTOR SPDR	COMMON STOCK	81369Y506	963	13,635	SH		SOLE		12,915	0	720
ENERGY SELECT SECTOR SPDR	COMMON STOCK	81369Y506	80	1,133	SH		OTR		900	80	153
ENTERPRISE PRODS PARTNERS LP	COMMON STOCK	293792107	465	16,845	SH		SOLE		11,845	0	5,000
ENTERPRISE PRODS PARTNERS LP	COMMON STOCK	293792107	107	3,880	SH		OTR		3,880	0	0
EXELON CORP	COMMON STOCK	30161N101	188	5,643	SH		SOLE		5,643	0	0
EXELON CORP	COMMON STOCK	30161N101	123	3,709	SH		OTR		2,859	0	850
EXPEDITORS INTL WASH INC	COMMON STOCK	302130109	164	3,180	SH		SOLE		2,980	0	200
EXPEDITORS INTL WASH INC	COMMON STOCK	302130109	59	1,140	SH		OTR		1,140	0	0
EXPRESS SCRIPTS HLDG	COMMON STOCK	30219G108	1,262	17,900	SH		SOLE		17,186	150	564
EXPRESS SCRIPTS HLDG	COMMON STOCK	30219G108	375	5,316	SH		OTR		5,161	0	155
EXXONMOBIL CORP	COMMON STOCK	30231G102	14,024	160,679	SH		SOLE		155,034	1,250	4,395
EXXONMOBIL CORP	COMMON STOCK	30231G102	6,681	76,547	SH		OTR		73,300	597	2,650
FACEBOOK INC-A	COMMON STOCK	30303M102	399	3,114	SH		SOLE		3,079	0	35
FACEBOOK INC-A	COMMON STOCK	30303M102	77	600	SH		OTR		600	0	0
FEDEX CORPORATION	COMMON STOCK	31428X106	274	1,566	SH		SOLE		1,566	0	0
FINANCIAL SELECT SECTOR SPDR	COMMON STOCK	81369Y605	974	50,443	SH		SOLE		48,943	0	1,500
FINANCIAL SELECT SECTOR SPDR	COMMON STOCK	81369Y605	96	4,991	SH		OTR		4,543	448	0
FISERV INC	COMMON STOCK	337738108	2,610	26,241	SH		SOLE		25,986	0	255
FISERV INC	COMMON STOCK	337738108	56	566	SH		OTR		566	0	0
FORTIVE CORP	COMMON STOCK	34959J108	1,078	21,171	SH		SOLE		20,161	0	1,010
FORTIVE CORP	COMMON STOCK	34959J108	114	2,237	SH		OTR		1,328	115	794
FORTUNE BRANDS INC	COMMON STOCK	34964C106	241	4,144	SH		OTR		4,144	0	0
GENERAL DYNAMICS CORP	COMMON STOCK	369550108	364	2,348	SH		SOLE		2,273	0	75
GENERAL DYNAMICS CORP	COMMON STOCK	369550108	248	1,600	SH		OTR		1,600	0	0
GENERAL ELECTRIC CORP	COMMON STOCK	369604103	9,080	306,554	SH		SOLE		292,121	1,800	12,633
GENERAL ELECTRIC CORP	COMMON STOCK	369604103	3,631	122,581	SH		OTR		108,288	5,143	9,150
GENERAL MLS INC	COMMON STOCK	370334104	2,246	35,156	SH		SOLE		34,256	0	900
GENERAL MLS INC	COMMON STOCK	370334104	903	14,132	SH		OTR		12,087	500	1,545
GILEAD SCIENCES INC	COMMON STOCK	375558103	979	12,379	SH		SOLE		9,879	0	2,500
GILEAD SCIENCES INC	COMMON STOCK	375558103	89	1,120	SH		OTR		1,120	0	0
GLAXO SMITHKLINE SPONS ADR	COMMON STOCK	37733W105	820	19,022	SH		SOLE		18,667	0	355
GLAXO SMITHKLINE SPONS ADR	COMMON STOCK	37733W105	344	7,974	SH		OTR		6,969	255	750
GOLDMAN SACHS GROUP INC	COMMON STOCK	38141G104	908	5,628	SH		SOLE		5,523	40	65
GOLDMAN SACHS GROUP INC	COMMON STOCK	38141G104	589	3,651	SH		OTR		3,641	10	0
GRAINGER W W INC	COMMON STOCK	384802104	1,525	6,784	SH		SOLE		6,684	0	100
GRAINGER W W INC	COMMON STOCK	384802104	503	2,235	SH		OTR		1,365	0	870
HEALTH CARE SELECT SECTOR SPDR	COMMON STOCK	81369Y209	1,002	13,890	SH		SOLE		12,916	0	974
HEALTH CARE SELECT SECTOR SPDR	COMMON STOCK	81369Y209	184	2,546	SH		OTR		2,546	0	0
HEWLETT PACKARD ENTERPRISE COM	COMMON STOCK	42824C109	93	4,066	SH		SOLE		2,912	0	1,154
HEWLETT PACKARD ENTERPRISE COM	COMMON STOCK	42824C109	108	4,756	SH		OTR		3,956	0	800
HOME DEPOT INC	COMMON STOCK	437076102	1,051	8,164	SH		SOLE		6,637	0	1,527
HOME DEPOT INC	COMMON STOCK	437076102	737	5,730	SH		OTR		5,530	0	200
HONEYWELL INTERNATIONAL INC	COMMON STOCK	438516106	3,123	26,783	SH		SOLE		24,802	0	1,981
HONEYWELL INTERNATIONAL INC	COMMON STOCK	438516106	870	7,460	SH		OTR		3,887	2,565	1,008
ILLINOIS TOOL WKS INC	COMMON STOCK	452308109	1,174	9,795	SH		SOLE		9,795	0	0
ILLINOIS TOOL WKS INC	COMMON STOCK	452308109	90	752	SH		OTR		752	0	0
INDUSTRIAL SELECT SECTOR SPDR	COMMON STOCK	81369Y704	1,278	21,890	SH		SOLE		21,413	0	477
INDUSTRIAL SELECT SECTOR SPDR	COMMON STOCK	81369Y704	104	1,784	SH		OTR		1,684	0	100
INTEL CORP	COMMON STOCK	458140100	8,222	217,794	SH		SOLE		209,794	2,800	5,200
INTEL CORP	COMMON STOCK	458140100	1,624	43,025	SH		OTR		38,865	2,460	1,700
INTL. BUSINESS MACHINES CORP	COMMON STOCK	459200101	5,832	36,713	SH		SOLE		33,085	625	3,003
INTL. BUSINESS MACHINES CORP	COMMON STOCK	459200101	3,246	20,432	SH		OTR		19,002	20	1,410
ISHARES DJ US TELCOM SECTOR ET	COMMON STOCK	464287713	724	22,475	SH		SOLE		22,475	0	0
ISHARES DJ US TELCOM SECTOR ET	COMMON STOCK	464287713	377	11,693	SH		OTR		11,493	200	0
ISHARES NASDAQ BIOTECH ETF	COMMON STOCK	464287556	6,859	23,696	SH		SOLE		22,810	65	821
ISHARES NASDAQ BIOTECH ETF	COMMON STOCK	464287556	1,449	5,005	SH		OTR		4,835	120	50
JM SMUCKER CO	COMMON STOCK	832696405	107	789	SH		SOLE		696	0	93
JM SMUCKER CO	COMMON STOCK	832696405	275	2,026	SH		OTR		1,426	600	0
JOHNSON & JOHNSON	COMMON STOCK	478160104	14,093	119,303	SH		SOLE		110,764	737	7,802
JOHNSON & JOHNSON	COMMON STOCK	478160104	4,458	37,735	SH		OTR		33,230	1,320	3,185
JP MORGAN CHASE & CO	COMMON STOCK	46625H100	8,611	129,321	SH		SOLE		123,081	225	6,015
JP MORGAN CHASE & CO	COMMON STOCK	46625H100	3,446	51,752	SH		OTR		46,552	2,940	2,260
KBW BANK ETF	COMMON STOCK	78464A797	253	7,566	SH		SOLE		7,066	0	500
KBW BANK ETF	COMMON STOCK	78464A797	41	1,228	SH		OTR		1,128	0	100
KBW REGIONAL BANKING ETF	COMMON STOCK	78464A698	2,831	66,965	SH		SOLE		66,555	0	410
KBW REGIONAL BANKING ETF	COMMON STOCK	78464A698	913	21,606	SH		OTR		21,406	100	100
KEYCORP	COMMON STOCK	493267108	55	4,533	SH		SOLE		1,360	0	3,173
KEYCORP	COMMON STOCK	493267108	170	14,002	SH		OTR		14,002	0	0
KIMBERLY CLARK CORP	COMMON STOCK	494368103	573	4,540	SH		SOLE		4,490	0	50
KIMBERLY CLARK CORP	COMMON STOCK	494368103	180	1,430	SH		OTR		1,375	55	0
KRAFT HEINZ CO	COMMON STOCK	500754106	593	6,626	SH		SOLE		6,537	0	89
KRAFT HEINZ CO	COMMON STOCK	500754106	440	4,911	SH		OTR		4,555	46	310
LILLY ELI & CO	COMMON STOCK	532457108	386	4,804	SH		SOLE		4,276	0	528
LILLY ELI & CO	COMMON STOCK	532457108	563	7,010	SH		OTR		5,985	0	1,025
LOCKHEED MARTIN CORP	COMMON STOCK	539830109	3,246	13,542	SH		SOLE		12,827	0	715
LOCKHEED MARTIN CORP	COMMON STOCK	539830109	665	2,772	SH		OTR		2,760	12	0
LOWES COS INC	COMMON STOCK	548661107	7,337	101,601	SH		SOLE		101,006	0	595
LOWES COS INC	COMMON STOCK	548661107	2,025	28,040	SH		OTR		27,105	235	700
M & T BANK CORP	COMMON STOCK	55261F104	58	500	SH		SOLE		500	0	0
M & T BANK CORP	COMMON STOCK	55261F104	383	3,300	SH		OTR		1,200	2,100	0
MAGELLAN MIDSTREAM PARTNERS LP	COMMON STOCK	559080106	255	3,600	SH		SOLE		0	0	3,600
MARRIOTT INTERNATIONAL INC	COMMON STOCK	571903202	206	3,064	SH		SOLE		3,064	0	0
MARRIOTT INTERNATIONAL INC	COMMON STOCK	571903202	75	1,112	SH		OTR		1,112	0	0
MATERIALS SELECT SPDR FUND	COMMON STOCK	81369Y100	1,422	29,777	SH		SOLE		26,959	0	2,818
MATERIALS SELECT SPDR FUND	COMMON STOCK	81369Y100	155	3,237	SH		OTR		2,507	525	205
MCDONALDS CORP	COMMON STOCK	580135101	7,714	66,867	SH		SOLE		64,964	900	1,003
MCDONALDS CORP	COMMON STOCK	580135101	2,311	20,029	SH		OTR		18,729	500	800
MERCK & CO INC	COMMON STOCK	58933Y105	3,758	60,220	SH		SOLE		57,994	850	1,376
MERCK & CO INC	COMMON STOCK	58933Y105	1,539	24,656	SH		OTR		22,645	86	1,925
METLIFE INC	COMMON STOCK	59156R108	607	13,654	SH		SOLE		13,654	0	0
METLIFE INC	COMMON STOCK	59156R108	93	2,088	SH		OTR		1,588	500	0
MICROCHIP TECHNOLOGY INC	COMMON STOCK	595017104	2,168	34,887	SH		SOLE		34,387	0	500
MICROCHIP TECHNOLOGY INC	COMMON STOCK	595017104	503	8,100	SH		OTR		5,975	800	1,325
MICROSOFT CORP	COMMON STOCK	594918104	9,884	171,603	SH		SOLE		166,735	450	4,418
MICROSOFT CORP	COMMON STOCK	594918104	3,410	59,197	SH		OTR		51,295	4,802	3,100
MONDELEZ INTERNATIONAL INC	COMMON STOCK	609207105	982	22,371	SH		SOLE		21,688	0	683
MONDELEZ INTERNATIONAL INC	COMMON STOCK	609207105	545	12,418	SH		OTR		11,347	138	933
MONSANTO CO	COMMON STOCK	61166W101	1,494	14,620	SH		SOLE		13,691	0	929
MONSANTO CO	COMMON STOCK	61166W101	267	2,616	SH		OTR		2,546	70	0
NBT BANCORP INC	COMMON STOCK	628778102	6,898	209,846	SH		SOLE		112,495	0	97,351
NBT BANCORP INC	COMMON STOCK	628778102	2,216	67,403	SH		OTR		64,991	12	2,400
NEXTERA ENERGY INC	COMMON STOCK	65339F101	2,780	22,725	SH		SOLE		20,285	0	2,440
NEXTERA ENERGY INC	COMMON STOCK	65339F101	1,232	10,069	SH		OTR		7,034	750	2,285
NIKE INC-CLASS B	COMMON STOCK	654106103	2,302	43,720	SH		SOLE		43,320	0	400
NIKE INC-CLASS B	COMMON STOCK	654106103	537	10,200	SH		OTR		6,200	0	4,000
NORFOLK SOUTHERN CORP	COMMON STOCK	655844108	921	9,488	SH		SOLE		8,088	0	1,400
NORFOLK SOUTHERN CORP	COMMON STOCK	655844108	698	7,194	SH		OTR		5,994	0	1,200
NOVARTIS AG SPONS ADR	COMMON STOCK	66987V109	2,609	33,036	SH		SOLE		32,569	0	467
NOVARTIS AG SPONS ADR	COMMON STOCK	66987V109	934	11,830	SH		OTR		10,395	150	1,285
NUCOR CORP	COMMON STOCK	670346105	687	13,883	SH		SOLE		13,883	0	0
NUCOR CORP	COMMON STOCK	670346105	206	4,169	SH		OTR		3,169	0	1,000
ORACLE CORPORATION	COMMON STOCK	68389X105	2,708	68,939	SH		SOLE		66,755	0	2,184
ORACLE CORPORATION	COMMON STOCK	68389X105	1,311	33,384	SH		OTR		33,129	255	0
PEPSICO INC	COMMON STOCK	713448108	10,172	93,518	SH		SOLE		92,333	300	885
PEPSICO INC	COMMON STOCK	713448108	2,709	24,905	SH		OTR		22,025	1,470	1,410
PFIZER INC	COMMON STOCK	717081103	5,414	159,857	SH		SOLE		157,353	0	2,504
PFIZER INC	COMMON STOCK	717081103	2,336	68,977	SH		OTR		64,068	2,020	2,889
PG & E CORP	COMMON STOCK	69331C108	52	846	SH		SOLE		846	0	0
PG & E CORP	COMMON STOCK	69331C108	187	3,055	SH		OTR		3,055	0	0
PHILIP MORRIS INTERNATIONAL	COMMON STOCK	718172109	2,328	23,949	SH		SOLE		23,074	0	875
PHILIP MORRIS INTERNATIONAL	COMMON STOCK	718172109	2,516	25,875	SH		OTR		24,375	150	1,350
PRAXAIR INC	COMMON STOCK	74005P104	1,714	14,189	SH		SOLE		13,939	0	250
PRAXAIR INC	COMMON STOCK	74005P104	519	4,295	SH		OTR		3,170	0	1,125
PROCTER & GAMBLE CO	COMMON STOCK	742718109	11,709	130,465	SH		SOLE		123,138	944	6,383
PROCTER & GAMBLE CO	COMMON STOCK	742718109	4,571	50,935	SH		OTR		43,960	2,315	4,660
PRUDENTIAL FINL INC	COMMON STOCK	744320102	2,373	29,058	SH		SOLE		28,758	100	200
PRUDENTIAL FINL INC	COMMON STOCK	744320102	962	11,777	SH		OTR		11,427	150	200
PUBLIC SERVICE ENTERPRISE GROU	COMMON STOCK	744573106	158	3,782	SH		SOLE		3,382	400	0
PUBLIC SERVICE ENTERPRISE GROU	COMMON STOCK	744573106	127	3,025	SH		OTR		3,025	0	0
QUALCOMM INC	COMMON STOCK	747525103	4,058	59,234	SH		SOLE		58,160	225	849
QUALCOMM INC	COMMON STOCK	747525103	1,044	15,245	SH		OTR		14,400	245	600
ROCKWELL AUTOMATION INC	COMMON STOCK	773903109	239	1,950	SH		SOLE		1,750	0	200
ROCKWELL AUTOMATION INC	COMMON STOCK	773903109	18	150	SH		OTR		150	0	0
S&P GLOBAL INC	COMMON STOCK	78409V104	253	2,000	SH		SOLE		0	0	2,000
SOUTHERN COMPANY	COMMON STOCK	842587107	1,514	29,505	SH		SOLE		29,005	200	300
SOUTHERN COMPANY	COMMON STOCK	842587107	931	18,145	SH		OTR		15,945	2,000	200
SPECTRA ENERGY CORP	COMMON STOCK	847560109	542	12,675	SH		SOLE		12,242	300	133
SPECTRA ENERGY CORP	COMMON STOCK	847560109	37	867	SH		OTR		867	0	0
ST JUDE MEDICAL INC	COMMON STOCK	790849103	313	3,926	SH		SOLE		3,926	0	0
ST JUDE MEDICAL INC	COMMON STOCK	790849103	25	315	SH		OTR		315	0	0
STARBUCKS CORP	COMMON STOCK	855244109	33	616	SH		SOLE		616	0	0
STARBUCKS CORP	COMMON STOCK	855244109	184	3,400	SH		OTR		3,400	0	0
STATE STREET CORP	COMMON STOCK	857477103	500	7,180	SH		SOLE		7,005	0	175
STATE STREET CORP	COMMON STOCK	857477103	27	385	SH		OTR		385	0	0
STRYKER CORPORATION	COMMON STOCK	863667101	624	5,362	SH		SOLE		5,362	0	0
STRYKER CORPORATION	COMMON STOCK	863667101	23	200	SH		OTR		200	0	0
SYSCO CORP	COMMON STOCK	871829107	488	9,955	SH		SOLE		9,955	0	0
SYSCO CORP	COMMON STOCK	871829107	383	7,810	SH		OTR		7,185	0	625
T ROWE PRICE GROUP INC	COMMON STOCK	74144T108	4,126	62,050	SH		SOLE		61,345	100	605
T ROWE PRICE GROUP INC	COMMON STOCK	74144T108	1,042	15,671	SH		OTR		15,076	295	300
TARGET CORP	COMMON STOCK	87612E106	4,215	61,368	SH		SOLE		57,722	125	3,521
TARGET CORP	COMMON STOCK	87612E106	969	14,107	SH		OTR		13,009	373	725
TECHNOLOGY SELECT SECT SPDR	COMMON STOCK	81369Y803	2,038	42,644	SH		SOLE		41,719	325	600
TECHNOLOGY SELECT SECT SPDR	COMMON STOCK	81369Y803	189	3,959	SH		OTR		3,259	700	0
TEXTRON INC	COMMON STOCK	883203101	773	19,440	SH		SOLE		19,440	0	0
THE MOSAIC COMPANY	COMMON STOCK	61945C103	193	7,878	SH		SOLE		7,878	0	0
THE MOSAIC COMPANY	COMMON STOCK	61945C103	264	10,809	SH		OTR		10,724	85	0
THERMO FISHER SCIENTIFIC INC	COMMON STOCK	883556102	239	1,500	SH		SOLE		0	0	1,500
TJX COS INC	COMMON STOCK	872540109	1,985	26,545	SH		SOLE		23,402	300	2,843
TJX COS INC	COMMON STOCK	872540109	955	12,765	SH		OTR		12,595	170	0
TOYOTA MOTOR CORP SPONS ADR	COMMON STOCK	892331307	468	4,029	SH		SOLE		4,029	0	0
TOYOTA MOTOR CORP SPONS ADR	COMMON STOCK	892331307	14	118	SH		OTR		118	0	0
TRAVELERS COMPANIES INC	COMMON STOCK	89417E109	141	1,231	SH		SOLE		1,131	0	100
TRAVELERS COMPANIES INC	COMMON STOCK	89417E109	61	531	SH		OTR		307	0	224
UNION PAC CORP	COMMON STOCK	907818108	4,474	45,870	SH		SOLE		44,789	0	1,081
UNION PAC CORP	COMMON STOCK	907818108	1,670	17,120	SH		OTR		14,900	0	2,220
UNITED PARCEL SERVICE CL B	COMMON STOCK	911312106	725	6,629	SH		SOLE		5,629	0	1,000
UNITED PARCEL SERVICE CL B	COMMON STOCK	911312106	210	1,920	SH		OTR		1,920	0	0
UNITED TECHNOLOGIES CORP	COMMON STOCK	913017109	6,554	64,510	SH		SOLE		61,243	300	2,967
UNITED TECHNOLOGIES CORP	COMMON STOCK	913017109	2,199	21,646	SH		OTR		19,106	1,940	600
UNITEDHEALTH GROUP INC	COMMON STOCK	91324P102	3,035	21,680	SH		SOLE		20,474	0	1,206
UNITEDHEALTH GROUP INC	COMMON STOCK	91324P102	916	6,540	SH		OTR		6,265	150	125
US BANCORP NEW	COMMON STOCK	902973304	2,487	57,983	SH		SOLE		54,822	0	3,161
US BANCORP NEW	COMMON STOCK	902973304	193	4,501	SH		OTR		4,031	470	0
UTILITIES SELECT SECTOR SPDR	COMMON STOCK	81369Y886	2,415	49,289	SH		SOLE		46,409	0	2,880
UTILITIES SELECT SECTOR SPDR	COMMON STOCK	81369Y886	844	17,218	SH		OTR		16,348	525	345
V.F. CORP	COMMON STOCK	918204108	311	5,551	SH		SOLE		5,551	0	0
VANECK VECTORS AGRIBUSINESS ET	COMMON STOCK	92189F700	1,452	29,064	SH		SOLE		27,612	100	1,352
VANECK VECTORS AGRIBUSINESS ET	COMMON STOCK	92189F700	569	11,396	SH		OTR		11,171	125	100
VANGUARD REIT ETF	COMMON STOCK	922908553	1,883	21,707	SH		SOLE		21,707	0	0
VANGUARD REIT ETF	COMMON STOCK	922908553	345	3,972	SH		OTR		2,983	989	0
VERIZON COMMUNICATIONS	COMMON STOCK	92343V104	4,625	88,973	SH		SOLE		81,721	2,609	4,643
VERIZON COMMUNICATIONS	COMMON STOCK	92343V104	2,649	50,969	SH		OTR		42,929	4,995	3,045
VISA INC CL A	COMMON STOCK	92826C839	223	2,702	SH		SOLE		1,602	0	1,100
WAL MART STORES INC	COMMON STOCK	931142103	1,660	23,024	SH		SOLE		22,558	0	466
WAL MART STORES INC	COMMON STOCK	931142103	826	11,458	SH		OTR		10,908	150	400
WALGREENS BOOTS ALLIANCE INC	COMMON STOCK	931427108	1,990	24,678	SH		SOLE		24,357	0	321
WALGREENS BOOTS ALLIANCE INC	COMMON STOCK	931427108	110	1,359	SH		OTR		953	102	304
WELLS FARGO & CO	COMMON STOCK	949746101	5,689	128,489	SH		SOLE		124,195	0	4,294
WELLS FARGO & CO	COMMON STOCK	949746101	2,099	47,395	SH		OTR		40,371	2,605	4,419
WGL HLDGS INC	COMMON STOCK	92924F106	187	2,980	SH		SOLE		2,980	0	0
WGL HLDGS INC	COMMON STOCK	92924F106	150	2,400	SH		OTR		0	2,400	0
WHOLE FOODS MKT INC	COMMON STOCK	966837106	233	8,205	SH		SOLE		8,205	0	0
WHOLE FOODS MKT INC	COMMON STOCK	966837106	3	109	SH		OTR		109	0	0
WR GRACE & CO	COMMON STOCK	38388F108	443	6,000	SH		OTR		0	0	6,000
XCEL ENERGY INC	COMMON STOCK	98389B100	257	6,237	SH		SOLE		3,086	651	2,500
XCEL ENERGY INC	COMMON STOCK	98389B100	32	775	SH		OTR		775	0	0
XYLEM INC	COMMON STOCK	98419M100	360	6,862	SH		SOLE		6,862	0	0
XYLEM INC	COMMON STOCK	98419M100	147	2,800	SH		OTR		2,800	0	0
YUM! BRANDS INC	COMMON STOCK	988498101	1,042	11,479	SH		SOLE		11,479	0	0
YUM! BRANDS INC	COMMON STOCK	988498101	169	1,866	SH		OTR		1,791	75	0
ZIMMER BIOMET HOLDINGS INC	COMMON STOCK	98956P102	379	2,917	SH		SOLE		2,447	120	350
ZIMMER BIOMET HOLDINGS INC	COMMON STOCK	98956P102	251	1,933	SH		OTR		1,760	73	100
3M CO	COMMON STOCK	88579Y101	2,827	16,043	SH		SOLE		14,898	525	620
3M CO	COMMON STOCK	88579Y101	530	3,007	SH		OTR		2,282	50	675
BP PLC SPONS ADR	COMMON STOCK	055622104	234	6,654	SH		SOLE		6,654	0	0
BP PLC SPONS ADR	COMMON STOCK	055622104	49	1,396	SH		OTR		1,396	0	0
NOVO NORDISK AS SPONS ADR	COMMON STOCK	670100205	394	9,470	SH		SOLE		9,470	0	0
ROYAL DUTCH SHELL SPONS ADR	COMMON STOCK	780259206	25	495	SH		SOLE		495	0	0
ROYAL DUTCH SHELL SPONS ADR	COMMON STOCK	780259206	238	4,761	SH		OTR		4,511	0	250
SHIRE PLC SPONS ADR	COMMON STOCK	82481R106	200	1,032	SH		SOLE		932	0	100
SHIRE PLC SPONS ADR	COMMON STOCK	82481R106	45	234	SH		OTR		212	0	22
ACCENTURE PLC CL A	COMMON STOCK	G1151C101	228	1,865	SH		SOLE		65	0	1,800
ALLEGION PLC	COMMON STOCK	G0176J109	225	3,266	SH		OTR		3,266	0	0
EATON CORP PLC	COMMON STOCK	G29183103	434	6,609	SH		SOLE		6,609	0	0
EATON CORP PLC	COMMON STOCK	G29183103	342	5,211	SH		OTR		4,136	0	1,075
INGERSOLL-RAND PLC	COMMON STOCK	G47791101	73	1,075	SH		SOLE		1,075	0	0
INGERSOLL-RAND PLC	COMMON STOCK	G47791101	693	10,200	SH		OTR		10,200	0	0
MEDTRONIC PLC	COMMON STOCK	G5960L103	1,822	21,083	SH		SOLE		21,038	0	45
MEDTRONIC PLC	COMMON STOCK	G5960L103	788	9,120	SH		OTR		9,049	71	0
NXP SEMICONDUCTORS	COMMON STOCK	N6596X109	608	5,964	SH		SOLE		4,814	0	1,150
NXP SEMICONDUCTORS	COMMON STOCK	N6596X109	56	550	SH		OTR		550	0	0
SCHLUMBERGER LTD	COMMON STOCK	806857108	4,457	56,671	SH		SOLE		53,849	0	2,822
SCHLUMBERGER LTD	COMMON STOCK	806857108	865	11,001	SH		OTR		10,841	160	0
SUNCOR ENERGY INC	COMMON STOCK	867224107	228	8,204	SH		SOLE		6,967	0	1,237
SUNCOR ENERGY INC	COMMON STOCK	867224107	37	1,330	SH		OTR		1,330	0	0
TORONTO DOMINION BANK	COMMON STOCK	891160509	1,210	27,256	SH		SOLE		26,356	0	900
AMERICAN TOWER CORP REIT	OTHER	03027X100	172	1,515	SH		SOLE		0	0	0
AMERICAN TOWER CORP REIT	OTHER	03027X100	39	340	SH		OTR		0	0	0
ISHARES CORE S&P MID-CAP ETF	OTHER	464287507	3,718	24,034	SH		SOLE		0	0	0
ISHARES CORE S&P MID-CAP ETF	OTHER	464287507	307	1,983	SH		OTR		0	0	0
ISHARES CORE S&P 500 ETF	OTHER	464287200	249	1,144	SH		SOLE		0	0	0
ISHARES GOLD TRUST	OTHER	464285105	137	10,805	SH		SOLE		0	0	0
ISHARES MSCI EAFE ETF	OTHER	464287465	4,242	71,740	SH		SOLE		0	0	0
ISHARES MSCI EAFE ETF	OTHER	464287465	575	9,726	SH		OTR		0	0	0
ISHARES MSCI EMERGING MKT ETF	OTHER	464287234	2,173	58,026	SH		SOLE		0	0	0
ISHARES MSCI EMERGING MKT ETF	OTHER	464287234	361	9,635	SH		OTR		0	0	0
ISHARES RUSSELL 2000 ETF	OTHER	464287655	7,984	64,277	SH		SOLE		0	0	0
ISHARES RUSSELL 2000 ETF	OTHER	464287655	442	3,561	SH		OTR		0	0	0
ISHARES S&P MIDCAP 400/GRWTH E	OTHER	464287606	44	250	SH		SOLE		0	0	0
ISHARES S&P MIDCAP 400/GRWTH E	OTHER	464287606	201	1,150	SH		OTR		0	0	0
REAL ESTATE SELECT SECT SPDR	OTHER	81369Y860	228	6,967	SH		SOLE		0	0	0
REAL ESTATE SELECT SECT SPDR	OTHER	81369Y860	23	689	SH		OTR		0	0	0
SPDR DJIA TRUST	OTHER	78467X109	1,264	6,915	SH		SOLE		0	0	0
SPDR DJIA TRUST	OTHER	78467X109	309	1,691	SH		OTR		0	0	0
SPDR S&P DIVIDEND ETF	OTHER	78464A763	10,558	125,154	SH		SOLE		0	0	0
SPDR S&P DIVIDEND ETF	OTHER	78464A763	622	7,375	SH		OTR		0	0	0
SPDR S&P MIDCAP 400 ETF TRUST	OTHER	78467Y107	10,110	35,816	SH		SOLE		0	0	0
SPDR S&P MIDCAP 400 ETF TRUST	OTHER	78467Y107	696	2,464	SH		OTR		0	0	0
SPDR S&P 500 ETF TRUST	OTHER	78462F103	4,233	19,569	SH		SOLE		0	0	0
SPDR S&P 500 ETF TRUST	OTHER	78462F103	606	2,803	SH		OTR		0	0	0
VANGUARD FTSE EMERGING MARKETS	OTHER	922042858	1,213	32,227	SH		SOLE		0	0	0
VANGUARD FTSE EMERGING MARKETS	OTHER	922042858	229	6,095	SH		OTR		0	0	0
VANGUARD S&P 500 ETF	OTHER	922908363	6,989	35,175	SH		SOLE		0	0	0
ISHARES BARCLAYS TIPS BOND ETF	OTHER	464287176	213	1,832	SH		SOLE		0	0	0
ISHARES BARCLAYS TIPS BOND ETF	OTHER	464287176	2	20	SH		OTR		0	0	0
ISHARES BARCLAYS 1-3 YEAR CR E	OTHER	464288646	259	2,453	SH		SOLE		0	0	0
ISHARES BARCLAYS 1-3 YEAR TR E	OTHER	464287457	535	6,297	SH		SOLE		0	0	0
ISHARES BARCLAYS 1-3 YEAR TR E	OTHER	464287457	3	31	SH		OTR		0	0	0
ISHARES BARCLAYS 7-10 YEAR TR	OTHER	464287440	411	3,676	SH		SOLE		0	0	0
ISHARES CORE U.S. AGGREGATE BO	OTHER	464287226	518	4,604	SH		SOLE		0	0	0
ISHARES S&P PREF STK ETF	OTHER	464288687	3,058	77,416	SH		SOLE		0	0	0
ISHARES S&P PREF STK ETF	OTHER	464288687	470	11,911	SH		OTR		0	0	0
SPDR BARCLAYS I/T CORP BD ETF	OTHER	78464A375	1,210	34,656	SH		SOLE		0	0	0
VANGUARD INTER TERM CORP BOND	OTHER	92206C870	964	10,766	SH		SOLE		0	0	0
VANGUARD INTER TERM CORP BOND	OTHER	92206C870	237	2,650	SH		OTR		0	0	0
VANGUARD INTERMEDIATE-TERM BON	OTHER	921937819	368	4,200	SH		SOLE		0	0	0
VANGUARD INTERMEDIATE-TERM BON	OTHER	921937819	33	375	SH		OTR		0	0	0
VANGUARD TOTAL BOND MARKET ETF	OTHER	921937835	703	8,358	SH		SOLE		0	0	0