NBT Bank N A 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AT&T Inc	Com	00206R102	3,472	88,644	SH		SOLE	0	87,644	0	1,000
AT&T Inc	Com	00206R102	1,981	50,582	SH		OTR	0	44,139	1,030	5,413
Abbott Labs	Com	002824100	4,995	93,610	SH		SOLE	0	93,110	0	500
Abbott Labs	Com	002824100	1,355	25,394	SH		OTR	0	22,144	1,371	1,879
Abbvie Inc	Com	00287Y109	5,351	60,215	SH		SOLE	0	59,715	0	500
Abbvie Inc	Com	00287Y109	2,023	22,764	SH		OTR	0	19,509	1,145	2,110
Activision Blizzard, Inc	Com	00507V109	648	10,046	SH		SOLE	0	10,046	0	0
Activision Blizzard, Inc	Com	00507V109	418	6,485	SH		OTR	0	6,485	0	0
Aetna Inc	Com	00817Y108	66	412	SH		SOLE	0	412	0	0
Aetna Inc	Com	00817Y108	160	1,004	SH		OTR	0	1,004	0	0
Air Products & Chemicals Inc	Com	009158106	1,557	10,299	SH		SOLE	0	10,299	0	0
Air Products & Chemicals Inc	Com	009158106	350	2,315	SH		OTR	0	2,315	0	0
Alibaba Group Holding Ltd Spon	Com	01609W102	259	1,500	SH		SOLE	0	1,500	0	0
Allstate Corp	Com	020002101	173	1,885	SH		SOLE	0	1,885	0	0
Allstate Corp	Com	020002101	324	3,522	SH		OTR	0	3,522	0	0
Alnylam Pharmaceuticals Inc	Com	02043Q107	717	6,100	SH		SOLE	0	6,100	0	0
Alphabet Inc Cl C	Com	02079K107	3,805	3,967	SH		SOLE	0	3,912	0	55
Alphabet Inc Cl C	Com	02079K107	2,013	2,099	SH		OTR	0	2,099	0	0
Alphabet Inc Cl A	Com	02079K305	3,551	3,647	SH		SOLE	0	3,627	0	20
Alphabet Inc Cl A	Com	02079K305	685	704	SH		OTR	0	704	0	0
Altria Group Inc	Com	02209S103	1,081	17,048	SH		SOLE	0	15,673	0	1,375
Altria Group Inc	Com	02209S103	2,708	42,700	SH		OTR	0	40,450	200	2,050
Amazon.Com Inc	Com	023135106	405	421	SH		SOLE	0	421	0	0
Amazon.Com Inc	Com	023135106	195	203	SH		OTR	0	203	0	0
American Express CO	Com	025816109	733	8,103	SH		SOLE	0	7,803	0	300
American Express CO	Com	025816109	430	4,755	SH		OTR	0	2,859	110	1,786
American Water Works CO Inc	Com	030420103	1,088	13,441	SH		SOLE	0	13,441	0	0
American Water Works CO Inc	Com	030420103	853	10,545	SH		OTR	0	8,435	100	2,010
Amgen Inc	Com	031162100	779	4,180	SH		SOLE	0	4,180	0	0
Amgen Inc	Com	031162100	351	1,885	SH		OTR	0	1,885	0	0
Anadarko Petroleum Corporation	Com	032511107	64	1,315	SH		SOLE	0	1,315	0	0
Anadarko Petroleum Corporation	Com	032511107	139	2,850	SH		OTR	0	2,550	0	300
Apache Corp	Com	037411105	738	16,104	SH		SOLE	0	16,104	0	0
Apache Corp	Com	037411105	617	13,475	SH		OTR	0	13,475	0	0
Apple Inc	Com	037833100	14,118	91,606	SH		SOLE	0	88,361	105	3,140
Apple Inc	Com	037833100	5,515	35,785	SH		OTR	0	33,585	1,350	850
Applied Materials Inc	Com	038222105	153	2,940	SH		SOLE	0	2,570	0	370
Applied Materials Inc	Com	038222105	86	1,650	SH		OTR	0	1,650	0	0
Autodesk Inc	Com	052769106	272	2,424	SH		SOLE	0	2,424	0	0
Autoliv Inc	Com	052800109	1,392	11,261	SH		SOLE	0	10,511	0	750
Autoliv Inc	Com	052800109	1,665	13,469	SH		OTR	0	13,469	0	0
Automatic Data Processing Inc	Com	053015103	3,974	36,353	SH		SOLE	0	36,073	0	280
Automatic Data Processing Inc	Com	053015103	1,154	10,559	SH		OTR	0	9,889	190	480
BP PLC Spons ADR	Com	055622104	130	3,374	SH		SOLE	0	3,374	0	0
BP PLC Spons ADR	Com	055622104	180	4,676	SH		OTR	0	4,676	0	0
Bank of America Corp	Com	060505104	433	17,103	SH		SOLE	0	17,103	0	0
Bank of America Corp	Com	060505104	331	13,051	SH		OTR	0	12,175	0	876
Bank of New York Mellon Corp	Com	064058100	621	11,713	SH		SOLE	0	11,713	0	0
Bank of New York Mellon Corp	Com	064058100	88	1,660	SH		OTR	0	1,160	0	500
Baxter Intl Inc	Com	071813109	608	9,684	SH		SOLE	0	9,684	0	0
Baxter Intl Inc	Com	071813109	276	4,399	SH		OTR	0	2,839	100	1,460
Becton Dickinson	Com	075887109	415	2,116	SH		SOLE	0	2,001	0	115
Becton Dickinson	Com	075887109	235	1,200	SH		OTR	0	1,200	0	0
Berkshire Hathaway Inc-Cl B	Com	084670702	3,855	21,030	SH		SOLE	0	20,800	30	200
Berkshire Hathaway Inc-Cl B	Com	084670702	1,725	9,412	SH		OTR	0	9,242	20	150
Best Buy Company Inc	Com	086516101	1,024	17,981	SH		SOLE	0	17,981	0	0
Best Buy Company Inc	Com	086516101	46	812	SH		OTR	0	812	0	0
BHP Billiton Ltd Spons ADR	Com	088606108	150	3,700	SH		SOLE	0	3,400	0	300
BHP Billiton Ltd Spons ADR	Com	088606108	74	1,825	SH		OTR	0	1,825	0	0
Biogen Inc	Com	09062X103	256	819	SH		SOLE	0	819	0	0
Biogen Inc	Com	09062X103	1,268	4,050	SH		OTR	0	4,050	0	0
Boeing CO	Com	097023105	2,223	8,743	SH		SOLE	0	8,453	0	290
Boeing CO	Com	097023105	2,194	8,631	SH		OTR	0	8,631	0	0
Bristol Myers Squibb CO	Com	110122108	4,751	74,537	SH		SOLE	0	71,492	725	2,320
Bristol Myers Squibb CO	Com	110122108	2,805	44,001	SH		OTR	0	34,591	6,060	3,350
Csx Corp	Com	126408103	165	3,041	SH		SOLE	0	3,041	0	0
Csx Corp	Com	126408103	193	3,555	SH		OTR	0	3,555	0	0
CVS Health Corp	Com	126650100	3,078	37,851	SH		SOLE	0	37,851	0	0
CVS Health Corp	Com	126650100	1,189	14,623	SH		OTR	0	13,483	340	800
Caterpillar Inc	Com	149123101	2,619	21,000	SH		SOLE	0	20,882	0	118
Caterpillar Inc	Com	149123101	1,144	9,175	SH		OTR	0	8,830	45	300
Celgene Corp	Com	151020104	2,539	17,409	SH		SOLE	0	17,409	0	0
Celgene Corp	Com	151020104	414	2,838	SH		OTR	0	2,838	0	0
Chevron Corporation	Com	166764100	7,366	62,692	SH		SOLE	0	61,133	475	1,084
Chevron Corporation	Com	166764100	4,659	39,655	SH		OTR	0	34,626	2,935	2,094
Cisco Systems Inc	Com	17275R102	3,560	105,861	SH		SOLE	0	103,106	0	2,755
Cisco Systems Inc	Com	17275R102	1,654	49,189	SH		OTR	0	48,414	775	0
Citigroup Inc	Com	172967424	614	8,446	SH		SOLE	0	8,446	0	0
Citigroup Inc	Com	172967424	565	7,768	SH		OTR	0	6,828	150	790
Clorox Company	Com	189054109	984	7,457	SH		SOLE	0	7,457	0	0
Clorox Company	Com	189054109	544	4,125	SH		OTR	0	3,640	0	485
Coca Cola CO	Com	191216100	2,542	56,477	SH		SOLE	0	50,377	1,100	5,000
Coca Cola CO	Com	191216100	1,526	33,905	SH		OTR	0	28,325	150	5,430
Cognizant Technology Solutions	Com	192446102	221	3,041	SH		SOLE	0	3,041	0	0
Cognizant Technology Solutions	Com	192446102	10	131	SH		OTR	0	131	0	0
Colgate Palmolive CO	Com	194162103	3,136	43,046	SH		SOLE	0	41,146	500	1,400
Colgate Palmolive CO	Com	194162103	1,401	19,236	SH		OTR	0	16,736	800	1,700
ComcAst Corp-Cl A	Com	20030N101	705	18,317	SH		SOLE	0	17,035	0	1,282
ComcAst Corp-Cl A	Com	20030N101	242	6,276	SH		OTR	0	3,728	400	2,148
Conocophillips	Com	20825C104	1,344	26,847	SH		SOLE	0	26,347	100	400
Conocophillips	Com	20825C104	208	4,160	SH		OTR	0	3,735	275	150
Corning Inc	Com	219350105	371	12,395	SH		SOLE	0	12,395	0	0
Corning Inc	Com	219350105	358	11,950	SH		OTR	0	11,250	700	0
Costco Wholesale Corp	Com	22160K105	211	1,282	SH		SOLE	0	1,282	0	0
Costco Wholesale Corp	Com	22160K105	236	1,434	SH		OTR	0	794	0	640
Danaher Corp	Com	235851102	3,660	42,671	SH		SOLE	0	40,841	0	1,830
Danaher Corp	Com	235851102	1,463	17,050	SH		OTR	0	14,980	180	1,890
Deere & CO	Com	244199105	981	7,811	SH		SOLE	0	7,811	0	0
Deere & CO	Com	244199105	1,192	9,489	SH		OTR	0	9,489	0	0
Digital Realty Trust Inc REIT	Com	253868103	54	460	SH		SOLE	0	460	0	0
Digital Realty Trust Inc REIT	Com	253868103	150	1,271	SH		OTR	0	1,271	0	0
Disney Walt CO New	Com	254687106	5,263	53,389	SH		SOLE	0	52,654	0	735
Disney Walt CO New	Com	254687106	2,394	24,285	SH		OTR	0	22,755	420	1,110
Dominion Resources Inc	Com	25746U109	1,772	23,033	SH		SOLE	0	22,623	0	410
Dominion Resources Inc	Com	25746U109	1,058	13,749	SH		OTR	0	9,919	880	2,950
Dover Corp	Com	260003108	129	1,411	SH		SOLE	0	1,011	0	400
Dover Corp	Com	260003108	73	800	SH		OTR	0	800	0	0
DowDuPont Inc	Com	26078J100	4,180	60,372	SH		SOLE	0	59,672	0	700
DowDuPont Inc	Com	26078J100	4,271	61,689	SH		OTR	0	54,666	588	6,435
Duke Energy Corp	Com	26441C204	274	3,264	SH		SOLE	0	2,865	333	66
Duke Energy Corp	Com	26441C204	231	2,758	SH		OTR	0	1,673	833	252
Ecolab Inc	Com	278865100	1,774	13,792	SH		SOLE	0	13,692	0	100
Ecolab Inc	Com	278865100	401	3,115	SH		OTR	0	2,625	40	450
Emerson Elec CO	Com	291011104	1,057	16,828	SH		SOLE	0	16,428	0	400
Emerson Elec CO	Com	291011104	472	7,515	SH		OTR	0	6,615	900	0
Enbridge Incorporated	Com	29250N105	245	5,866	SH		SOLE	0	5,736	0	130
Enbridge Incorporated	Com	29250N105	38	905	SH		OTR	0	905	0	0
Enterprise Prods Partners LP	Com	293792107	264	10,125	SH		SOLE	0	10,125	0	0
Enterprise Prods Partners LP	Com	293792107	101	3,880	SH		OTR	0	3,880	0	0
Exelon Corp	Com	30161N101	206	5,481	SH		SOLE	0	5,481	0	0
Exelon Corp	Com	30161N101	140	3,709	SH		OTR	0	2,859	0	850
Express Scripts Hldg	Com	30219G108	1,072	16,922	SH		SOLE	0	16,283	75	564
Express Scripts Hldg	Com	30219G108	165	2,601	SH		OTR	0	2,336	110	155
Exxonmobil Corp	Com	30231G102	11,151	136,023	SH		SOLE	0	131,568	925	3,530
Exxonmobil Corp	Com	30231G102	7,270	88,683	SH		OTR	0	85,423	685	2,575
Facebook Inc-A	Com	30303M102	660	3,865	SH		SOLE	0	3,865	0	0
Facebook Inc-A	Com	30303M102	249	1,458	SH		OTR	0	1,458	0	0
Fedex Corporation	Com	31428X106	352	1,560	SH		SOLE	0	1,445	0	115
Fedex Corporation	Com	31428X106	34	150	SH		OTR	0	150	0	0
Fiserv Inc	Com	337738108	2,655	20,590	SH		SOLE	0	20,515	0	75
Fiserv Inc	Com	337738108	222	1,720	SH		OTR	0	1,720	0	0
FlexShares Mstar Glbl Upstrm N	Com	33939L407	21,177	679,851	SH		SOLE	0	667,646	0	12,205
FlexShares Mstar Glbl Upstrm N	Com	33939L407	2,540	81,530	SH		OTR	0	75,495	340	5,695
Fortive Corp	Com	34959J108	730	10,312	SH		SOLE	0	9,702	0	610
Fortive Corp	Com	34959J108	245	3,456	SH		OTR	0	2,612	50	794
Fortune Brands Inc	Com	34964C106	279	4,144	SH		OTR	0	4,144	0	0
Franklin Resources Inc	Com	354613101	193	4,346	SH		SOLE	0	4,346	0	0
Franklin Resources Inc	Com	354613101	12	266	SH		OTR	0	266	0	0
General Dynamics Corp	Com	369550108	855	4,160	SH		SOLE	0	4,160	0	0
General Dynamics Corp	Com	369550108	105	510	SH		OTR	0	460	0	50
General Electric Corp	Com	369604103	6,018	248,867	SH		SOLE	0	241,752	1,500	5,615
General Electric Corp	Com	369604103	3,749	155,043	SH		OTR	0	139,772	5,100	10,171
General Mls Inc	Com	370334104	1,387	26,798	SH		SOLE	0	26,798	0	0
General Mls Inc	Com	370334104	669	12,917	SH		OTR	0	10,272	600	2,045
Gilead Sciences Inc	Com	375558103	3,006	37,106	SH		SOLE	0	37,106	0	0
Gilead Sciences Inc	Com	375558103	167	2,060	SH		OTR	0	1,960	100	0
Glaxo Smithkline Spons ADR	Com	37733W105	511	12,591	SH		SOLE	0	12,591	0	0
Glaxo Smithkline Spons ADR	Com	37733W105	348	8,562	SH		OTR	0	7,557	255	750
Goldman Sachs Group Inc	Com	38141G104	1,186	5,002	SH		SOLE	0	4,982	20	0
Goldman Sachs Group Inc	Com	38141G104	955	4,027	SH		OTR	0	4,017	10	0
Wr Grace & CO	Com	38388F108	433	6,000	SH		OTR	0	0	0	6,000
Grainger W W Inc	Com	384802104	868	4,830	SH		SOLE	0	4,830	0	0
Grainger W W Inc	Com	384802104	605	3,365	SH		OTR	0	2,395	100	870
Home Depot Inc	Com	437076102	759	4,642	SH		SOLE	0	4,487	0	155
Home Depot Inc	Com	437076102	1,044	6,385	SH		OTR	0	5,860	0	525
Honeywell International Inc	Com	438516106	3,138	22,137	SH		SOLE	0	21,162	0	975
Honeywell International Inc	Com	438516106	1,139	8,038	SH		OTR	0	5,989	825	1,224
Illinois Tool Wks Inc	Com	452308109	1,448	9,786	SH		SOLE	0	9,786	0	0
Illinois Tool Wks Inc	Com	452308109	109	738	SH		OTR	0	738	0	0
Intel Corp	Com	458140100	6,881	180,692	SH		SOLE	0	177,492	1,200	2,000
Intel Corp	Com	458140100	1,939	50,921	SH		OTR	0	45,021	3,550	2,350
Intercontinental Exchange Inc	Com	45866F104	318	4,623	SH		SOLE	0	4,623	0	0
Intl. Business Machines Corp	Com	459200101	4,420	30,463	SH		SOLE	0	28,589	450	1,424
Intl. Business Machines Corp	Com	459200101	2,546	17,550	SH		OTR	0	16,062	20	1,468
Ishares DJ Select Dividend ETF	Com	464287168	222	2,370	SH		SOLE	0	2,370	0	0
Ishares Core S&P 500 ETF	Com	464287200	275	1,088	SH		SOLE	0	1,088	0	0
Ishares Core Total U.S. Aggreg	Com	464287226	357	3,254	SH		SOLE	0	3,254	0	0
Ishares Msci Emerging Mkt ETF	Com	464287234	6,302	140,631	SH		SOLE	0	139,113	525	993
Ishares Msci Emerging Mkt ETF	Com	464287234	635	14,178	SH		OTR	0	13,148	355	675
Ishares Barclays 7-10 Year Tr	Com	464287440	374	3,507	SH		SOLE	0	3,507	0	0
Ishares Barclays 1-3 Year Tr E	Com	464287457	493	5,836	SH		SOLE	0	5,836	0	0
Ishares Barclays 1-3 Year Tr E	Com	464287457	3	31	SH		OTR	0	31	0	0
Ishares Msci Eafe ETF	Com	464287465	5,290	77,254	SH		SOLE	0	77,254	0	0
Ishares Msci Eafe ETF	Com	464287465	839	12,254	SH		OTR	0	11,059	720	475
Ishares Core S&P Mid-Cap ETF	Com	464287507	4,129	23,079	SH		SOLE	0	22,866	0	213
Ishares Core S&P Mid-Cap ETF	Com	464287507	542	3,030	SH		OTR	0	2,830	0	200
Ishares Nasdaq Biotech ETF	Com	464287556	6,867	20,584	SH		SOLE	0	20,388	32	164
Ishares Nasdaq Biotech ETF	Com	464287556	1,681	5,040	SH		OTR	0	4,770	220	50
Ishares S&P Midcap 400/Grwth E	Com	464287606	283	1,400	SH		SOLE	0	1,400	0	0
Ishares Russell 2000 ETF	Com	464287655	8,596	58,011	SH		SOLE	0	57,013	0	998
Ishares Russell 2000 ETF	Com	464287655	820	5,534	SH		OTR	0	5,169	330	35
Ishares DJ US Telcom Sector ET	Com	464287713	863	28,381	SH		SOLE	0	28,381	0	0
Ishares DJ US Telcom Sector ET	Com	464287713	583	19,171	SH		OTR	0	18,971	200	0
Ishares S&P Smallcap/600 Growt	Com	464287887	222	1,350	SH		SOLE	0	1,350	0	0
Ishares Barclays 1-3 Year Cr E	Com	464288646	258	2,453	SH		SOLE	0	2,453	0	0
Ishares S&P Pref Stk ETF	Com	464288687	2,679	69,016	SH		SOLE	0	69,016	0	0
Ishares S&P Pref Stk ETF	Com	464288687	712	18,339	SH		OTR	0	15,039	0	3,300
JP Morgan Chase & CO	Com	46625H100	9,596	100,474	SH		SOLE	0	99,387	112	975
JP Morgan Chase & CO	Com	46625H100	5,204	54,488	SH		OTR	0	50,163	1,665	2,660
Johnson & Johnson	Com	478160104	15,204	116,947	SH		SOLE	0	112,235	150	4,562
Johnson & Johnson	Com	478160104	5,602	43,086	SH		OTR	0	37,499	1,757	3,830
Keycorp	Com	493267108	48	2,562	SH		SOLE	0	2,562	0	0
Keycorp	Com	493267108	189	10,040	SH		OTR	0	10,040	0	0
Kimberly Clark Corp	Com	494368103	534	4,540	SH		SOLE	0	4,540	0	0
Kimberly Clark Corp	Com	494368103	162	1,373	SH		OTR	0	1,373	0	0
Kraft Heinz CO	Com	500754106	199	2,571	SH		SOLE	0	2,482	0	89
Kraft Heinz CO	Com	500754106	640	8,259	SH		OTR	0	7,903	46	310
Lilly Eli & CO	Com	532457108	638	7,459	SH		SOLE	0	6,931	0	528
Lilly Eli & CO	Com	532457108	531	6,208	SH		OTR	0	5,183	0	1,025
Lockheed Martin Corp	Com	539830109	3,274	10,552	SH		SOLE	0	10,037	0	515
Lockheed Martin Corp	Com	539830109	1,247	4,020	SH		OTR	0	4,020	0	0
Lowes Cos Inc	Com	548661107	6,577	82,275	SH		SOLE	0	81,900	0	375
Lowes Cos Inc	Com	548661107	2,506	31,345	SH		OTR	0	30,310	335	700
M & T Bank Corp	Com	55261F104	81	500	SH		SOLE	0	500	0	0
M & T Bank Corp	Com	55261F104	201	1,250	SH		OTR	0	1,250	0	0
Mastercard Inc Cl A	Com	57636Q104	114	807	SH		SOLE	0	807	0	0
Mastercard Inc Cl A	Com	57636Q104	95	675	SH		OTR	0	675	0	0
McDonalds Corp	Com	580135101	8,019	51,183	SH		SOLE	0	50,803	75	305
McDonalds Corp	Com	580135101	3,662	23,375	SH		OTR	0	21,089	1,265	1,021
Merck & CO Inc	Com	58933Y105	3,440	53,725	SH		SOLE	0	52,250	675	800
Merck & CO Inc	Com	58933Y105	1,641	25,632	SH		OTR	0	23,566	165	1,901
Metlife Inc	Com	59156R108	663	12,766	SH		SOLE	0	12,766	0	0
Metlife Inc	Com	59156R108	122	2,350	SH		OTR	0	1,739	611	0
Microsoft Corp	Com	594918104	11,336	152,181	SH		SOLE	0	149,716	225	2,240
Microsoft Corp	Com	594918104	4,190	56,243	SH		OTR	0	51,458	985	3,800
Microchip Technology Inc	Com	595017104	2,437	27,140	SH		SOLE	0	27,140	0	0
Microchip Technology Inc	Com	595017104	821	9,150	SH		OTR	0	6,915	1,310	925
Mondelez International Inc	Com	609207105	453	11,143	SH		SOLE	0	10,460	0	683
Mondelez International Inc	Com	609207105	897	22,069	SH		OTR	0	20,998	138	933
Monsanto CO	Com	61166W101	920	7,680	SH		SOLE	0	6,980	0	700
Monsanto CO	Com	61166W101	342	2,856	SH		OTR	0	2,786	70	0
NBT Bancorp Inc	Com	628778102	6,889	187,609	SH		SOLE	0	105,058	0	82,551
NBT Bancorp Inc	Com	628778102	2,281	62,132	SH		OTR	0	56,466	0	5,666
Netease Inc Spons ADR	Com	64110W102	528	2,000	SH		SOLE	0	2,000	0	0
Nextera Energy Inc	Com	65339F101	2,565	17,504	SH		SOLE	0	17,054	0	450
Nextera Energy Inc	Com	65339F101	1,358	9,265	SH		OTR	0	6,420	780	2,065
Nike Inc-Class B	Com	654106103	1,792	34,562	SH		SOLE	0	34,562	0	0
Nike Inc-Class B	Com	654106103	840	16,200	SH		OTR	0	12,060	140	4,000
Norfolk Southern Corp	Com	655844108	1,041	7,875	SH		SOLE	0	7,650	0	225
Norfolk Southern Corp	Com	655844108	973	7,355	SH		OTR	0	6,025	130	1,200
Novartis Ag Spons ADR	Com	66987V109	2,174	25,326	SH		SOLE	0	25,326	0	0
Novartis Ag Spons ADR	Com	66987V109	1,225	14,264	SH		OTR	0	12,329	150	1,785
Novo Nordisk As Spons ADR	Com	670100205	344	7,150	SH		SOLE	0	7,150	0	0
Nucor Corp	Com	670346105	879	15,686	SH		SOLE	0	15,686	0	0
Nucor Corp	Com	670346105	322	5,754	SH		OTR	0	3,754	0	2,000
Oracle Corporation	Com	68389X105	2,291	47,383	SH		SOLE	0	44,899	0	2,484
Oracle Corporation	Com	68389X105	516	10,676	SH		OTR	0	10,526	150	0
Pg & E Corp	Com	69331C108	58	846	SH		SOLE	0	846	0	0
Pg & E Corp	Com	69331C108	208	3,055	SH		OTR	0	3,055	0	0
Pepsico Inc	Com	713448108	8,113	72,808	SH		SOLE	0	72,308	100	400
Pepsico Inc	Com	713448108	3,319	29,789	SH		OTR	0	27,159	1,520	1,110
Pfizer Inc	Com	717081103	4,702	131,722	SH		SOLE	0	129,722	0	2,000
Pfizer Inc	Com	717081103	3,026	84,763	SH		OTR	0	80,244	1,930	2,589
Philip Morris International	Com	718172109	995	8,959	SH		SOLE	0	8,084	0	875
Philip Morris International	Com	718172109	4,188	37,727	SH		OTR	0	36,227	150	1,350
Praxair Inc	Com	74005P104	1,602	11,463	SH		SOLE	0	11,388	0	75
Praxair Inc	Com	74005P104	933	6,675	SH		OTR	0	5,550	0	1,125
T Rowe Price Group Inc	Com	74144T108	4,577	50,493	SH		SOLE	0	50,443	50	0
T Rowe Price Group Inc	Com	74144T108	1,730	19,086	SH		OTR	0	18,491	295	300
Procter & Gamble CO	Com	742718109	9,772	107,413	SH		SOLE	0	102,698	500	4,215
Procter & Gamble CO	Com	742718109	5,076	55,794	SH		OTR	0	50,310	849	4,635
Prudential Finl Inc	Com	744320102	2,086	19,619	SH		SOLE	0	19,569	50	0
Prudential Finl Inc	Com	744320102	1,367	12,862	SH		OTR	0	12,512	150	200
Public Service Enterprise Grou	Com	744573106	212	4,582	SH		SOLE	0	4,582	0	0
Public Service Enterprise Grou	Com	744573106	172	3,725	SH		OTR	0	3,325	400	0
Qualcomm Inc	Com	747525103	2,349	45,316	SH		SOLE	0	44,542	0	774
Qualcomm Inc	Com	747525103	1,032	19,910	SH		OTR	0	18,365	970	575
Rockwell Automation Inc	Com	773903109	218	1,225	SH		SOLE	0	1,225	0	0
Rockwell Automation Inc	Com	773903109	105	590	SH		OTR	0	590	0	0
Royal Dutch Shell Spons ADR	Com	780259206	115	1,905	SH		SOLE	0	1,905	0	0
Royal Dutch Shell Spons ADR	Com	780259206	261	4,301	SH		OTR	0	4,051	0	250
SPDR S&P 500 ETF Trust	Com	78462F103	4,036	16,065	SH		SOLE	0	15,756	0	309
SPDR S&P 500 ETF Trust	Com	78462F103	932	3,710	SH		OTR	0	3,350	160	200
SPDR Bloomberg Barclays I/T Co	Com	78464A375	684	19,828	SH		SOLE	0	19,828	0	0
Kbw Regional Banking ETF	Com	78464A698	3,582	63,105	SH		SOLE	0	63,105	0	0
Kbw Regional Banking ETF	Com	78464A698	1,329	23,410	SH		OTR	0	23,210	100	100
SPDR S&P Dividend ETF	Com	78464A763	11,230	122,960	SH		SOLE	0	122,960	0	0
SPDR S&P Dividend ETF	Com	78464A763	767	8,400	SH		OTR	0	5,550	2,450	400
Kbw Bank ETF	Com	78464A797	345	7,650	SH		SOLE	0	7,650	0	0
Kbw Bank ETF	Com	78464A797	78	1,728	SH		OTR	0	1,628	0	100
SPDR Dow Jones Industrial Aver	Com	78467X109	1,174	5,245	SH		SOLE	0	5,245	0	0
SPDR Dow Jones Industrial Aver	Com	78467X109	496	2,215	SH		OTR	0	1,750	365	100
Midcap SPDR Trust Series 1	Com	78467Y107	9,974	30,563	SH		SOLE	0	30,187	0	376
Midcap SPDR Trust Series 1	Com	78467Y107	1,364	4,181	SH		OTR	0	3,971	175	35
Schlumberger Ltd	Com	806857108	2,964	42,484	SH		SOLE	0	41,769	0	715
Schlumberger Ltd	Com	806857108	906	12,993	SH		OTR	0	12,833	160	0
Charles Schwab Corp	Com	808513105	37	845	SH		SOLE	0	845	0	0
Charles Schwab Corp	Com	808513105	172	3,925	SH		OTR	0	3,925	0	0
Seattle Genetics Inc	Com	812578102	862	15,844	SH		SOLE	0	15,844	0	0
Materials Select SPDR Fund	Com	81369Y100	1,470	25,877	SH		SOLE	0	23,897	0	1,980
Materials Select SPDR Fund	Com	81369Y100	572	10,075	SH		OTR	0	9,195	425	455
Health Care Select Sector SPDR	Com	81369Y209	1,074	13,138	SH		SOLE	0	13,038	0	100
Health Care Select Sector SPDR	Com	81369Y209	198	2,426	SH		OTR	0	2,426	0	0
Consumer Staples Select Sector	Com	81369Y308	781	14,469	SH		SOLE	0	14,084	0	385
Consumer Staples Select Sector	Com	81369Y308	118	2,182	SH		OTR	0	1,892	100	190
Consumer Discretionary Selt	Com	81369Y407	1,469	16,305	SH		SOLE	0	14,405	0	1,900
Consumer Discretionary Selt	Com	81369Y407	300	3,330	SH		OTR	0	2,665	530	135
Energy Select Sector SPDR	Com	81369Y506	808	11,803	SH		SOLE	0	11,428	0	375
Energy Select Sector SPDR	Com	81369Y506	101	1,468	SH		OTR	0	1,235	80	153
Financial Select Sector SPDR	Com	81369Y605	1,109	42,887	SH		SOLE	0	41,387	0	1,500
Financial Select Sector SPDR	Com	81369Y605	121	4,678	SH		OTR	0	4,520	158	0
Industrial Select Sector SPDR	Com	81369Y704	1,369	19,275	SH		SOLE	0	19,225	0	50
Industrial Select Sector SPDR	Com	81369Y704	126	1,774	SH		OTR	0	1,674	0	100
Technology Select Sect SPDR	Com	81369Y803	2,039	34,508	SH		SOLE	0	33,746	162	600
Technology Select Sect SPDR	Com	81369Y803	231	3,903	SH		OTR	0	3,503	400	0
Real Estate Select Sect SPDR	Com	81369Y860	894	27,732	SH		SOLE	0	26,510	105	1,117
Real Estate Select Sect SPDR	Com	81369Y860	777	24,090	SH		OTR	0	24,069	21	0
Utilities Select Sector SPDR	Com	81369Y886	2,176	41,012	SH		SOLE	0	39,862	0	1,150
Utilities Select Sector SPDR	Com	81369Y886	1,056	19,901	SH		OTR	0	18,744	525	632
Sherwin Williams CO	Com	824348106	215	600	SH		SOLE	0	600	0	0
Jm Smucker CO	Com	832696405	99	940	SH		SOLE	0	865	0	75
Jm Smucker CO	Com	832696405	162	1,544	SH		OTR	0	1,526	0	18
Southern Company	Com	842587107	1,339	27,241	SH		SOLE	0	27,241	0	0
Southern Company	Com	842587107	858	17,453	SH		OTR	0	15,553	1,700	200
State Street Corp	Com	857477103	592	6,192	SH		SOLE	0	6,192	0	0
State Street Corp	Com	857477103	85	885	SH		OTR	0	710	0	175
Stryker Corporation	Com	863667101	704	4,957	SH		SOLE	0	4,957	0	0
Suncor Energy Inc	Com	867224107	190	5,417	SH		SOLE	0	5,142	0	275
Suncor Energy Inc	Com	867224107	63	1,800	SH		OTR	0	1,800	0	0
Sysco Corp	Com	871829107	467	8,665	SH		SOLE	0	8,665	0	0
Sysco Corp	Com	871829107	413	7,649	SH		OTR	0	7,224	0	425
TJX Cos Inc	Com	872540109	1,626	22,050	SH		SOLE	0	21,400	150	500
TJX Cos Inc	Com	872540109	1,284	17,418	SH		OTR	0	16,905	170	343
Target Corp	Com	87612E106	2,407	40,787	SH		SOLE	0	40,450	62	275
Target Corp	Com	87612E106	1,061	17,975	SH		OTR	0	16,620	355	1,000
Texas Instruments Inc	Com	882508104	181	2,018	SH		SOLE	0	1,643	0	375
Texas Instruments Inc	Com	882508104	48	532	SH		OTR	0	400	0	132
Textron Inc	Com	883203101	1,047	19,440	SH		SOLE	0	19,440	0	0
3m CO	Com	88579Y101	3,139	14,953	SH		SOLE	0	13,983	350	620
3m CO	Com	88579Y101	601	2,865	SH		OTR	0	2,230	35	600
Toronto Dominion Bank	Com	891160509	1,414	25,122	SH		SOLE	0	24,242	0	880
Toyota Motor Corp Spons ADR	Com	892331307	284	2,383	SH		SOLE	0	2,383	0	0
Toyota Motor Corp Spons ADR	Com	892331307	14	118	SH		OTR	0	118	0	0
US Bancorp New	Com	902973304	2,609	48,689	SH		SOLE	0	48,689	0	0
US Bancorp New	Com	902973304	433	8,086	SH		OTR	0	6,825	1,045	216
Union Pac Corp	Com	907818108	4,112	35,458	SH		SOLE	0	34,677	0	781
Union Pac Corp	Com	907818108	2,560	22,072	SH		OTR	0	19,452	0	2,620
United Parcel Service Cl B	Com	911312106	713	5,941	SH		SOLE	0	5,941	0	0
United Parcel Service Cl B	Com	911312106	266	2,215	SH		OTR	0	2,165	50	0
United Technologies Corp	Com	913017109	6,339	54,610	SH		SOLE	0	53,860	100	650
United Technologies Corp	Com	913017109	2,952	25,433	SH		OTR	0	22,977	1,706	750
Unitedhealth Group Inc	Com	91324P102	2,984	15,236	SH		SOLE	0	15,036	0	200
Unitedhealth Group Inc	Com	91324P102	1,037	5,297	SH		OTR	0	5,022	150	125
Univest Corp of Pennsylvania	Com	915271100	378	11,812	SH		OTR	0	11,812	0	0
V.F. Corp	Com	918204108	318	5,008	SH		SOLE	0	5,008	0	0
V.F. Corp	Com	918204108	18	289	SH		OTR	0	289	0	0
Vaneck Vectors Agribusiness ET	Com	92189F700	1,491	25,282	SH		SOLE	0	24,432	50	800
Vaneck Vectors Agribusiness ET	Com	92189F700	773	13,108	SH		OTR	0	12,633	125	350
Vanguard Intermediate-Term Bon	Com	921937819	356	4,200	SH		SOLE	0	4,200	0	0
Vanguard Intermediate-Term Bon	Com	921937819	32	375	SH		OTR	0	375	0	0
Vanguard Total Bond Market ETF	Com	921937835	557	6,801	SH		SOLE	0	6,801	0	0
Vanguard High Dividend Yield E	Com	921946406	136	1,680	SH		SOLE	0	1,680	0	0
Vanguard High Dividend Yield E	Com	921946406	83	1,025	SH		OTR	0	1,025	0	0
Vanguard Ftse Emerging Markets	Com	922042858	1,199	27,523	SH		SOLE	0	27,523	0	0
Vanguard Ftse Emerging Markets	Com	922042858	510	11,710	SH		OTR	0	10,895	0	815
Vanguard Inter Term Corp Bond	Com	92206C870	944	10,726	SH		SOLE	0	10,726	0	0
Vanguard Inter Term Corp Bond	Com	92206C870	233	2,650	SH		OTR	0	2,650	0	0
Vanguard S&P 500 ETF	Com	922908363	8,164	35,378	SH		SOLE	0	35,175	0	203
Vanguard REIT ETF	Com	922908553	1,636	19,685	SH		SOLE	0	19,685	0	0
Vanguard REIT ETF	Com	922908553	513	6,170	SH		OTR	0	5,081	989	100
Verizon Communications	Com	92343V104	3,716	75,093	SH		SOLE	0	73,106	860	1,127
Verizon Communications	Com	92343V104	2,723	55,022	SH		OTR	0	48,027	3,454	3,541
Visa Inc Cl A	Com	92826C839	247	2,351	SH		SOLE	0	2,351	0	0
Visa Inc Cl A	Com	92826C839	398	3,780	SH		OTR	0	3,680	100	0
Wal Mart Stores Inc	Com	931142103	1,256	16,069	SH		SOLE	0	15,669	0	400
Wal Mart Stores Inc	Com	931142103	1,025	13,119	SH		OTR	0	12,153	150	816
Walgreens Boots Alliance Inc	Com	931427108	1,602	20,748	SH		SOLE	0	20,648	0	100
Walgreens Boots Alliance Inc	Com	931427108	109	1,418	SH		OTR	0	1,114	0	304
Wells Fargo & CO	Com	949746101	5,181	93,951	SH		SOLE	0	93,551	0	400
Wells Fargo & CO	Com	949746101	2,838	51,453	SH		OTR	0	44,078	2,705	4,670
Weyerhaeuser CO REIT	Com	962166104	121	3,551	SH		SOLE	0	3,551	0	0
Weyerhaeuser CO REIT	Com	962166104	87	2,561	SH		OTR	0	2,000	0	561
Xcel Energy Inc	Com	98389B100	146	3,086	SH		SOLE	0	3,086	0	0
Xcel Energy Inc	Com	98389B100	67	1,426	SH		OTR	0	775	651	0
Xylem Inc	Com	98419M100	358	5,721	SH		SOLE	0	5,721	0	0
Xylem Inc	Com	98419M100	214	3,420	SH		OTR	0	3,420	0	0
Yum! Brands Inc	Com	988498101	728	9,896	SH		SOLE	0	9,896	0	0
Yum! Brands Inc	Com	988498101	98	1,336	SH		OTR	0	1,261	75	0
Zimmer Biomet Holdings Inc	Com	98956P102	319	2,726	SH		SOLE	0	2,396	60	270
Zimmer Biomet Holdings Inc	Com	98956P102	239	2,042	SH		OTR	0	1,839	23	180
Allegion PLC	Com	G0176J109	282	3,266	SH		OTR	0	3,266	0	0
Eaton Corp PLC	Com	G29183103	396	5,157	SH		SOLE	0	4,877	0	280
Eaton Corp PLC	Com	G29183103	497	6,468	SH		OTR	0	5,323	70	1,075
Ingersoll-Rand PLC	Com	G47791101	45	500	SH		SOLE	0	500	0	0
Ingersoll-Rand PLC	Com	G47791101	936	10,500	SH		OTR	0	10,500	0	0
Medtronic PLC	Com	G5960L103	1,140	14,657	SH		SOLE	0	14,657	0	0
Medtronic PLC	Com	G5960L103	736	9,459	SH		OTR	0	9,388	71	0
NXP Semiconductors NV	Com	N6596X109	554	4,897	SH		SOLE	0	4,897	0	0
NXP Semiconductors NV	Com	N6596X109	62	550	SH		OTR	0	550	0	0