NBT Bank N A 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AT&T Inc	Com	00206R102	3,428	88,171	SH		SOLE	0	87,171	0	1,000
AT&T Inc	Com	00206R102	1,894	48,726	SH		OTR	0	42,283	1,030	5,413
Abbott Labs	Com	002824100	4,944	86,629	SH		SOLE	0	86,129	0	500
Abbott Labs	Com	002824100	1,441	25,244	SH		OTR	0	21,994	1,371	1,879
Abbvie Inc	Com	00287Y109	5,068	52,403	SH		SOLE	0	51,903	0	500
Abbvie Inc	Com	00287Y109	2,111	21,824	SH		OTR	0	18,569	1,145	2,110
Activision Blizzard, Inc	Com	00507V109	595	9,398	SH		SOLE	0	9,398	0	0
Activision Blizzard, Inc	Com	00507V109	411	6,485	SH		OTR	0	6,485	0	0
Air Products & Chemicals Inc	Com	009158106	1,657	10,099	SH		SOLE	0	10,099	0	0
Air Products & Chemicals Inc	Com	009158106	372	2,265	SH		OTR	0	2,265	0	0
Allstate Corp	Com	020002101	197	1,885	SH		SOLE	0	1,885	0	0
Allstate Corp	Com	020002101	139	1,328	SH		OTR	0	1,328	0	0
Alphabet Inc Cl C	Com	02079K107	3,659	3,497	SH		SOLE	0	3,442	0	55
Alphabet Inc Cl C	Com	02079K107	2,203	2,105	SH		OTR	0	2,105	0	0
Alphabet Inc Cl A	Com	02079K305	3,316	3,148	SH		SOLE	0	3,128	0	20
Alphabet Inc Cl A	Com	02079K305	652	619	SH		OTR	0	619	0	0
Altria Group Inc	Com	02209S103	1,171	16,398	SH		SOLE	0	15,023	0	1,375
Altria Group Inc	Com	02209S103	2,941	41,190	SH		OTR	0	39,900	200	1,090
Amazon.Com Inc	Com	023135106	451	386	SH		SOLE	0	386	0	0
Amazon.Com Inc	Com	023135106	132	113	SH		OTR	0	113	0	0
American Express CO	Com	025816109	703	7,083	SH		SOLE	0	6,833	0	250
American Express CO	Com	025816109	317	3,196	SH		OTR	0	2,610	0	586
American Water Works CO Inc	Com	030420103	1,199	13,106	SH		SOLE	0	13,106	0	0
American Water Works CO Inc	Com	030420103	962	10,520	SH		OTR	0	8,410	100	2,010
Amgen Inc	Com	031162100	625	3,595	SH		SOLE	0	3,595	0	0
Amgen Inc	Com	031162100	328	1,885	SH		OTR	0	1,885	0	0
Anadarko Petroleum Corporation	Com	032511107	87	1,619	SH		SOLE	0	1,619	0	0
Anadarko Petroleum Corporation	Com	032511107	140	2,610	SH		OTR	0	2,550	0	60
Apache Corp	Com	037411105	714	16,916	SH		SOLE	0	16,916	0	0
Apache Corp	Com	037411105	537	12,725	SH		OTR	0	12,725	0	0
Apple Inc	Com	037833100	14,232	84,100	SH		SOLE	0	80,820	105	3,175
Apple Inc	Com	037833100	5,944	35,125	SH		OTR	0	32,995	1,280	850
Applied Materials Inc	Com	038222105	150	2,940	SH		SOLE	0	2,570	0	370
Applied Materials Inc	Com	038222105	84	1,650	SH		OTR	0	1,650	0	0
Autodesk Inc	Com	052769106	239	2,279	SH		SOLE	0	2,279	0	0
Autoliv Inc	Com	052800109	1,365	10,744	SH		SOLE	0	9,994	0	750
Autoliv Inc	Com	052800109	1,585	12,474	SH		OTR	0	12,474	0	0
Automatic Data Processing Inc	Com	053015103	3,788	32,323	SH		SOLE	0	32,043	0	280
Automatic Data Processing Inc	Com	053015103	1,158	9,884	SH		OTR	0	9,214	190	480
BP PLC Spons ADR	Com	055622104	133	3,168	SH		SOLE	0	3,168	0	0
BP PLC Spons ADR	Com	055622104	197	4,676	SH		OTR	0	4,676	0	0
Bank of America Corp	Com	060505104	505	17,103	SH		SOLE	0	17,103	0	0
Bank of America Corp	Com	060505104	384	12,997	SH		OTR	0	12,740	0	257
Bank of New York Mellon Corp	Com	064058100	607	11,279	SH		SOLE	0	11,279	0	0
Bank of New York Mellon Corp	Com	064058100	53	988	SH		OTR	0	488	0	500
Bard Cr Inc	Com	067383109	185	560	SH		SOLE	0	560	0	0
Bard Cr Inc	Com	067383109	31	94	SH		OTR	0	94	0	0
Baxter Intl Inc	Com	071813109	625	9,667	SH		SOLE	0	9,667	0	0
Baxter Intl Inc	Com	071813109	284	4,399	SH		OTR	0	2,839	100	1,460
Becton Dickinson	Com	075887109	453	2,116	SH		SOLE	0	2,001	0	115
Becton Dickinson	Com	075887109	257	1,200	SH		OTR	0	1,200	0	0
Berkshire Hathaway Inc-Cl B	Com	084670702	3,906	19,706	SH		SOLE	0	19,476	30	200
Berkshire Hathaway Inc-Cl B	Com	084670702	1,842	9,292	SH		OTR	0	9,242	20	30
Best Buy Company Inc	Com	086516101	1,189	17,361	SH		SOLE	0	17,361	0	0
Best Buy Company Inc	Com	086516101	56	812	SH		OTR	0	812	0	0
BHP Billiton Ltd Spons ADR	Com	088606108	167	3,628	SH		SOLE	0	3,328	0	300
BHP Billiton Ltd Spons ADR	Com	088606108	82	1,775	SH		OTR	0	1,725	0	50
Biogen Inc	Com	09062X103	193	605	SH		SOLE	0	605	0	0
Biogen Inc	Com	09062X103	1,290	4,050	SH		OTR	0	4,050	0	0
Boeing CO	Com	097023105	2,560	8,681	SH		SOLE	0	8,391	0	290
Boeing CO	Com	097023105	2,486	8,431	SH		OTR	0	8,431	0	0
Bristol Myers Squibb CO	Com	110122108	4,155	67,802	SH		SOLE	0	64,757	725	2,320
Bristol Myers Squibb CO	Com	110122108	2,499	40,785	SH		OTR	0	32,115	5,960	2,710
Csx Corp	Com	126408103	164	2,985	SH		SOLE	0	2,985	0	0
Csx Corp	Com	126408103	196	3,555	SH		OTR	0	3,555	0	0
CVS Health Corp	Com	126650100	2,635	36,348	SH		SOLE	0	36,348	0	0
CVS Health Corp	Com	126650100	1,065	14,688	SH		OTR	0	13,548	340	800
Caterpillar Inc	Com	149123101	3,200	20,304	SH		SOLE	0	20,186	0	118
Caterpillar Inc	Com	149123101	1,446	9,175	SH		OTR	0	8,830	45	300
Celgene Corp	Com	151020104	1,186	11,369	SH		SOLE	0	11,369	0	0
Celgene Corp	Com	151020104	318	3,048	SH		OTR	0	3,048	0	0
Chevron Corporation	Com	166764100	7,723	61,693	SH		SOLE	0	60,134	475	1,084
Chevron Corporation	Com	166764100	4,788	38,244	SH		OTR	0	33,219	2,935	2,090
Cisco Systems Inc	Com	17275R102	3,988	104,127	SH		SOLE	0	101,372	0	2,755
Cisco Systems Inc	Com	17275R102	1,874	48,939	SH		OTR	0	48,414	525	0
Citigroup Inc	Com	172967424	734	9,859	SH		SOLE	0	9,859	0	0
Citigroup Inc	Com	172967424	603	8,106	SH		OTR	0	7,206	150	750
Clorox Company	Com	189054109	1,012	6,807	SH		SOLE	0	6,807	0	0
Clorox Company	Com	189054109	614	4,125	SH		OTR	0	3,640	0	485
Coca Cola CO	Com	191216100	2,689	58,610	SH		SOLE	0	52,510	1,100	5,000
Coca Cola CO	Com	191216100	1,467	31,985	SH		OTR	0	26,725	150	5,110
Cognizant Technology Solutions	Com	192446102	219	3,083	SH		SOLE	0	3,083	0	0
Cognizant Technology Solutions	Com	192446102	14	196	SH		OTR	0	196	0	0
Colgate Palmolive CO	Com	194162103	3,094	41,006	SH		SOLE	0	39,106	500	1,400
Colgate Palmolive CO	Com	194162103	1,059	14,035	SH		OTR	0	11,535	800	1,700
ComcAst Corp-Cl A	Com	20030N101	740	18,474	SH		SOLE	0	17,192	0	1,282
ComcAst Corp-Cl A	Com	20030N101	201	5,026	SH		OTR	0	3,438	400	1,188
Conocophillips	Com	20825C104	1,457	26,537	SH		SOLE	0	26,037	100	400
Conocophillips	Com	20825C104	220	4,010	SH		OTR	0	3,585	275	150
Corning Inc	Com	219350105	393	12,295	SH		SOLE	0	12,295	0	0
Corning Inc	Com	219350105	382	11,950	SH		OTR	0	11,250	700	0
Costco Wholesale Corp	Com	22160K105	241	1,296	SH		SOLE	0	1,296	0	0
Costco Wholesale Corp	Com	22160K105	274	1,474	SH		OTR	0	834	0	640
Danaher Corp	Com	235851102	3,915	42,183	SH		SOLE	0	40,353	0	1,830
Danaher Corp	Com	235851102	1,577	16,990	SH		OTR	0	14,920	180	1,890
Deere & CO	Com	244199105	1,190	7,604	SH		SOLE	0	7,604	0	0
Deere & CO	Com	244199105	1,485	9,489	SH		OTR	0	9,489	0	0
Digital Realty Trust Inc REIT	Com	253868103	98	860	SH		SOLE	0	860	0	0
Digital Realty Trust Inc REIT	Com	253868103	145	1,271	SH		OTR	0	1,271	0	0
Disney Walt CO New	Com	254687106	5,730	53,297	SH		SOLE	0	52,562	0	735
Disney Walt CO New	Com	254687106	2,552	23,735	SH		OTR	0	22,205	420	1,110
Dominion Resources Inc	Com	25746U109	1,819	22,438	SH		SOLE	0	22,028	0	410
Dominion Resources Inc	Com	25746U109	1,110	13,699	SH		OTR	0	9,869	880	2,950
Dover Corp	Com	260003108	139	1,376	SH		SOLE	0	976	0	400
Dover Corp	Com	260003108	81	800	SH		OTR	0	800	0	0
DowDuPont Inc	Com	26078J100	4,073	57,188	SH		SOLE	0	56,563	0	625
DowDuPont Inc	Com	26078J100	3,768	52,905	SH		OTR	0	45,884	588	6,433
Duke Energy Corp	Com	26441C204	272	3,234	SH		SOLE	0	2,835	333	66
Duke Energy Corp	Com	26441C204	232	2,758	SH		OTR	0	1,673	833	252
Ecolab Inc	Com	278865100	1,833	13,659	SH		SOLE	0	13,559	0	100
Ecolab Inc	Com	278865100	418	3,115	SH		OTR	0	2,625	40	450
Emerson Elec CO	Com	291011104	1,169	16,778	SH		SOLE	0	16,428	0	350
Emerson Elec CO	Com	291011104	524	7,515	SH		OTR	0	6,615	900	0
Enbridge Incorporated	Com	29250N105	210	5,380	SH		SOLE	0	5,250	0	130
Enbridge Incorporated	Com	29250N105	35	905	SH		OTR	0	905	0	0
Enterprise Prods Partners LP	Com	293792107	268	10,125	SH		SOLE	0	10,125	0	0
Enterprise Prods Partners LP	Com	293792107	103	3,880	SH		OTR	0	3,880	0	0
Exelon Corp	Com	30161N101	214	5,436	SH		SOLE	0	5,436	0	0
Exelon Corp	Com	30161N101	146	3,709	SH		OTR	0	2,859	0	850
Express Scripts Hldg	Com	30219G108	1,168	15,642	SH		SOLE	0	14,963	75	604
Express Scripts Hldg	Com	30219G108	181	2,428	SH		OTR	0	2,278	0	150
Exxonmobil Corp	Com	30231G102	10,801	129,132	SH		SOLE	0	124,677	925	3,530
Exxonmobil Corp	Com	30231G102	6,799	81,291	SH		OTR	0	78,201	635	2,455
Facebook Inc-A	Com	30303M102	412	2,337	SH		SOLE	0	2,337	0	0
Facebook Inc-A	Com	30303M102	166	938	SH		OTR	0	938	0	0
Fedex Corporation	Com	31428X106	317	1,271	SH		SOLE	0	1,171	0	100
Fedex Corporation	Com	31428X106	37	150	SH		OTR	0	150	0	0
Fiserv Inc	Com	337738108	2,549	19,438	SH		SOLE	0	19,363	0	75
Fiserv Inc	Com	337738108	212	1,620	SH		OTR	0	1,620	0	0
FlexShares Mstar Glbl Upstrm N	Com	33939L407	24,760	743,766	SH		SOLE	0	733,916	0	9,850
FlexShares Mstar Glbl Upstrm N	Com	33939L407	2,817	84,615	SH		OTR	0	80,595	340	3,680
Fortive Corp	Com	34959J108	723	9,997	SH		SOLE	0	9,387	0	610
Fortive Corp	Com	34959J108	244	3,376	SH		OTR	0	2,532	50	794
Franklin Resources Inc	Com	354613101	183	4,229	SH		SOLE	0	4,229	0	0
Franklin Resources Inc	Com	354613101	17	396	SH		OTR	0	396	0	0
General Dynamics Corp	Com	369550108	944	4,640	SH		SOLE	0	4,640	0	0
General Dynamics Corp	Com	369550108	114	560	SH		OTR	0	510	0	50
General Electric Corp	Com	369604103	3,948	226,247	SH		SOLE	0	219,132	1,500	5,615
General Electric Corp	Com	369604103	2,527	144,836	SH		OTR	0	132,511	4,900	7,425
General Mls Inc	Com	370334104	1,445	24,376	SH		SOLE	0	24,376	0	0
General Mls Inc	Com	370334104	721	12,167	SH		OTR	0	9,722	600	1,845
Gilead Sciences Inc	Com	375558103	1,322	18,449	SH		SOLE	0	18,449	0	0
Gilead Sciences Inc	Com	375558103	140	1,960	SH		OTR	0	1,960	0	0
Glaxo Smithkline Spons ADR	Com	37733W105	441	12,439	SH		SOLE	0	12,439	0	0
Glaxo Smithkline Spons ADR	Com	37733W105	291	8,212	SH		OTR	0	7,207	255	750
Goldman Sachs Group Inc	Com	38141G104	1,238	4,860	SH		SOLE	0	4,840	20	0
Goldman Sachs Group Inc	Com	38141G104	1,026	4,027	SH		OTR	0	4,017	10	0
Wr Grace & CO	Com	38388F108	386	5,500	SH		OTR	0	0	0	5,500
Grainger W W Inc	Com	384802104	1,135	4,805	SH		SOLE	0	4,805	0	0
Grainger W W Inc	Com	384802104	810	3,430	SH		OTR	0	2,460	100	870
Home Depot Inc	Com	437076102	1,003	5,292	SH		SOLE	0	5,137	0	155
Home Depot Inc	Com	437076102	1,025	5,410	SH		OTR	0	5,045	0	365
Honeywell International Inc	Com	438516106	3,406	22,211	SH		SOLE	0	21,246	0	965
Honeywell International Inc	Com	438516106	1,242	8,100	SH		OTR	0	6,026	850	1,224
Illinois Tool Wks Inc	Com	452308109	1,617	9,691	SH		SOLE	0	9,691	0	0
Illinois Tool Wks Inc	Com	452308109	123	738	SH		OTR	0	738	0	0
Intel Corp	Com	458140100	8,211	177,881	SH		SOLE	0	174,681	1,200	2,000
Intel Corp	Com	458140100	2,226	48,221	SH		OTR	0	42,721	3,550	1,950
Intercontinental Exchange Inc	Com	45866F104	427	6,048	SH		SOLE	0	6,048	0	0
Intercontinental Exchange Inc	Com	45866F104	25	350	SH		OTR	0	100	0	250
Intl. Business Machines Corp	Com	459200101	4,356	28,391	SH		SOLE	0	26,532	435	1,424
Intl. Business Machines Corp	Com	459200101	2,370	15,449	SH		OTR	0	14,109	20	1,320
Ishares DJ Select Dividend ETF	Com	464287168	234	2,370	SH		SOLE	0	2,370	0	0
Ishares Core S&P 500 ETF	Com	464287200	293	1,088	SH		SOLE	0	1,088	0	0
Ishares Core Total U.S. Aggreg	Com	464287226	351	3,211	SH		SOLE	0	3,211	0	0
Ishares Msci Emerging Mkt ETF	Com	464287234	6,738	142,986	SH		SOLE	0	141,468	525	993
Ishares Msci Emerging Mkt ETF	Com	464287234	752	15,963	SH		OTR	0	14,883	355	725
Ishares Barclays 7-10 Year Tr	Com	464287440	245	2,316	SH		SOLE	0	2,316	0	0
Ishares Barclays 1-3 Year Tr E	Com	464287457	488	5,818	SH		SOLE	0	5,818	0	0
Ishares Msci Eafe ETF	Com	464287465	5,657	80,465	SH		SOLE	0	80,465	0	0
Ishares Msci Eafe ETF	Com	464287465	958	13,629	SH		OTR	0	12,584	720	325
Ishares Core S&P Mid-Cap ETF	Com	464287507	4,354	22,943	SH		SOLE	0	22,730	0	213
Ishares Core S&P Mid-Cap ETF	Com	464287507	591	3,115	SH		OTR	0	2,915	0	200
Ishares Nasdaq Biotech ETF	Com	464287556	6,505	60,924	SH		SOLE	0	60,336	96	492
Ishares Nasdaq Biotech ETF	Com	464287556	1,618	15,156	SH		OTR	0	14,346	660	150
Ishares S&P Midcap 400/Grwth E	Com	464287606	281	1,300	SH		SOLE	0	1,300	0	0
Ishares Russell 2000 ETF	Com	464287655	8,920	58,507	SH		SOLE	0	57,509	0	998
Ishares Russell 2000 ETF	Com	464287655	868	5,694	SH		OTR	0	5,329	330	35
Ishares DJ US Telcom Sector ET	Com	464287713	846	28,750	SH		SOLE	0	28,750	0	0
Ishares DJ US Telcom Sector ET	Com	464287713	564	19,171	SH		OTR	0	18,971	200	0
Ishares S&P Smallcap/600 Growt	Com	464287887	213	1,250	SH		SOLE	0	1,250	0	0
Ishares Barclays 1-3 Year Cr E	Com	464288646	256	2,453	SH		SOLE	0	2,453	0	0
Ishares S&P Pref Stk ETF	Com	464288687	2,579	67,742	SH		SOLE	0	67,742	0	0
Ishares S&P Pref Stk ETF	Com	464288687	697	18,299	SH		OTR	0	14,999	0	3,300
JP Morgan Chase & CO	Com	46625H100	10,483	98,025	SH		SOLE	0	96,938	112	975
JP Morgan Chase & CO	Com	46625H100	5,693	53,233	SH		OTR	0	49,298	1,515	2,420
Johnson & Johnson	Com	478160104	14,251	101,996	SH		SOLE	0	97,359	150	4,487
Johnson & Johnson	Com	478160104	5,767	41,276	SH		OTR	0	35,789	1,757	3,730
Keycorp	Com	493267108	52	2,562	SH		SOLE	0	2,562	0	0
Keycorp	Com	493267108	217	10,754	SH		OTR	0	10,040	714	0
Kimberly Clark Corp	Com	494368103	509	4,221	SH		SOLE	0	4,221	0	0
Kimberly Clark Corp	Com	494368103	133	1,100	SH		OTR	0	1,100	0	0
Kohls Corp	Com	500255104	168	3,095	SH		SOLE	0	3,095	0	0
Kohls Corp	Com	500255104	39	725	SH		OTR	0	725	0	0
Kraft Heinz CO	Com	500754106	209	2,686	SH		SOLE	0	2,597	0	89
Kraft Heinz CO	Com	500754106	633	8,138	SH		OTR	0	7,788	46	304
Lilly Eli & CO	Com	532457108	368	4,359	SH		SOLE	0	3,831	0	528
Lilly Eli & CO	Com	532457108	514	6,085	SH		OTR	0	5,060	0	1,025
Lockheed Martin Corp	Com	539830109	3,338	10,398	SH		SOLE	0	9,883	0	515
Lockheed Martin Corp	Com	539830109	1,313	4,090	SH		OTR	0	3,970	120	0
Lowes Cos Inc	Com	548661107	7,348	79,063	SH		SOLE	0	78,663	25	375
Lowes Cos Inc	Com	548661107	2,913	31,345	SH		OTR	0	30,310	335	700
M & T Bank Corp	Com	55261F104	214	1,250	SH		OTR	0	1,250	0	0
Mastercard Inc Cl A	Com	57636Q104	112	737	SH		SOLE	0	737	0	0
Mastercard Inc Cl A	Com	57636Q104	102	675	SH		OTR	0	675	0	0
McDonalds Corp	Com	580135101	8,547	49,659	SH		SOLE	0	49,284	75	300
McDonalds Corp	Com	580135101	4,062	23,600	SH		OTR	0	21,314	1,265	1,021
Merck & CO Inc	Com	58933Y105	2,989	53,118	SH		SOLE	0	51,643	675	800
Merck & CO Inc	Com	58933Y105	1,347	23,936	SH		OTR	0	22,766	165	1,005
Metlife Inc	Com	59156R108	603	11,922	SH		SOLE	0	11,922	0	0
Metlife Inc	Com	59156R108	119	2,350	SH		OTR	0	1,739	611	0
Microsoft Corp	Com	594918104	12,269	143,425	SH		SOLE	0	140,960	225	2,240
Microsoft Corp	Com	594918104	4,696	54,893	SH		OTR	0	50,348	985	3,560
Microchip Technology Inc	Com	595017104	2,354	26,792	SH		SOLE	0	26,792	0	0
Microchip Technology Inc	Com	595017104	781	8,890	SH		OTR	0	6,915	1,150	825
Mondelez International Inc	Com	609207105	469	10,968	SH		SOLE	0	10,285	0	683
Mondelez International Inc	Com	609207105	935	21,843	SH		OTR	0	20,777	138	928
Monsanto CO	Com	61166W101	908	7,778	SH		SOLE	0	7,078	0	700
Monsanto CO	Com	61166W101	233	1,992	SH		OTR	0	1,922	70	0
NBT Bancorp Inc	Com	628778102	6,796	184,682	SH		SOLE	0	102,131	0	82,551
NBT Bancorp Inc	Com	628778102	2,084	56,620	SH		OTR	0	52,874	0	3,746
Nextera Energy Inc	Com	65339F101	2,548	16,311	SH		SOLE	0	15,861	0	450
Nextera Energy Inc	Com	65339F101	1,447	9,265	SH		OTR	0	6,420	780	2,065
Nike Inc-Class B	Com	654106103	2,061	32,946	SH		SOLE	0	32,946	0	0
Nike Inc-Class B	Com	654106103	935	14,950	SH		OTR	0	10,810	140	4,000
Norfolk Southern Corp	Com	655844108	1,068	7,372	SH		SOLE	0	7,197	0	175
Norfolk Southern Corp	Com	655844108	1,061	7,320	SH		OTR	0	6,050	70	1,200
Novartis Ag Spons ADR	Com	66987V109	2,012	23,968	SH		SOLE	0	23,968	0	0
Novartis Ag Spons ADR	Com	66987V109	1,205	14,354	SH		OTR	0	12,419	150	1,785
Novo Nordisk As Spons ADR	Com	670100205	384	7,150	SH		SOLE	0	7,150	0	0
Nucor Corp	Com	670346105	966	15,200	SH		SOLE	0	15,200	0	0
Nucor Corp	Com	670346105	366	5,754	SH		OTR	0	3,754	0	2,000
Oracle Corporation	Com	68389X105	2,267	47,939	SH		SOLE	0	45,455	0	2,484
Oracle Corporation	Com	68389X105	498	10,526	SH		OTR	0	10,526	0	0
Pepsico Inc	Com	713448108	8,343	69,568	SH		SOLE	0	69,068	100	400
Pepsico Inc	Com	713448108	3,526	29,400	SH		OTR	0	27,010	1,520	870
Pfizer Inc	Com	717081103	4,669	128,911	SH		SOLE	0	126,911	0	2,000
Pfizer Inc	Com	717081103	2,624	72,445	SH		OTR	0	67,926	1,930	2,589
Philip Morris International	Com	718172109	954	9,034	SH		SOLE	0	8,159	0	875
Philip Morris International	Com	718172109	3,751	35,502	SH		OTR	0	34,962	150	390
Praxair Inc	Com	74005P104	1,761	11,388	SH		SOLE	0	11,313	0	75
Praxair Inc	Com	74005P104	1,006	6,505	SH		OTR	0	5,380	0	1,125
T Rowe Price Group Inc	Com	74144T108	5,194	49,503	SH		SOLE	0	49,453	50	0
T Rowe Price Group Inc	Com	74144T108	1,961	18,686	SH		OTR	0	18,091	295	300
Procter & Gamble CO	Com	742718109	9,236	100,527	SH		SOLE	0	95,862	500	4,165
Procter & Gamble CO	Com	742718109	4,672	50,847	SH		OTR	0	45,758	849	4,240
Prudential Finl Inc	Com	744320102	2,232	19,411	SH		SOLE	0	19,361	50	0
Prudential Finl Inc	Com	744320102	1,487	12,932	SH		OTR	0	12,582	150	200
Public Service Enterprise Grou	Com	744573106	267	5,182	SH		SOLE	0	5,182	0	0
Public Service Enterprise Grou	Com	744573106	161	3,125	SH		OTR	0	2,725	400	0
Qualcomm Inc	Com	747525103	2,700	42,177	SH		SOLE	0	41,403	0	774
Qualcomm Inc	Com	747525103	1,197	18,700	SH		OTR	0	17,155	970	575
Rockwell Automation Inc	Com	773903109	236	1,200	SH		SOLE	0	1,200	0	0
Rockwell Automation Inc	Com	773903109	116	590	SH		OTR	0	590	0	0
Royal Dutch Shell Spons ADR	Com	780259206	127	1,905	SH		SOLE	0	1,905	0	0
Royal Dutch Shell Spons ADR	Com	780259206	287	4,301	SH		OTR	0	4,051	0	250
SPDR S&P 500 ETF Trust	Com	78462F103	4,152	15,560	SH		SOLE	0	15,251	0	309
SPDR S&P 500 ETF Trust	Com	78462F103	986	3,693	SH		OTR	0	3,333	160	200
SPDR Portfolio Intermediate Te	Com	78464A375	679	19,828	SH		SOLE	0	19,828	0	0
Kbw Regional Banking ETF	Com	78464A698	3,716	63,148	SH		SOLE	0	63,148	0	0
Kbw Regional Banking ETF	Com	78464A698	1,329	22,575	SH		OTR	0	22,375	100	100
SPDR S&P Dividend ETF	Com	78464A763	11,711	123,951	SH		SOLE	0	123,951	0	0
SPDR S&P Dividend ETF	Com	78464A763	794	8,400	SH		OTR	0	5,550	2,450	400
Kbw Bank ETF	Com	78464A797	358	7,560	SH		SOLE	0	7,560	0	0
Kbw Bank ETF	Com	78464A797	82	1,728	SH		OTR	0	1,628	0	100
SPDR Dow Jones Industrial Aver	Com	78467X109	1,290	5,213	SH		SOLE	0	5,213	0	0
SPDR Dow Jones Industrial Aver	Com	78467X109	544	2,200	SH		OTR	0	1,735	365	100
Midcap SPDR Trust Series 1	Com	78467Y107	10,672	30,898	SH		SOLE	0	30,522	0	376
Midcap SPDR Trust Series 1	Com	78467Y107	1,439	4,166	SH		OTR	0	3,956	175	35
Salesforce.Com	Com	79466L302	182	1,782	SH		SOLE	0	1,762	20	0
Salesforce.Com	Com	79466L302	79	775	SH		OTR	0	775	0	0
Schlumberger Ltd	Com	806857108	2,688	39,882	SH		SOLE	0	39,167	0	715
Schlumberger Ltd	Com	806857108	861	12,780	SH		OTR	0	12,620	160	0
Charles Schwab Corp	Com	808513105	33	650	SH		SOLE	0	650	0	0
Charles Schwab Corp	Com	808513105	202	3,925	SH		OTR	0	3,925	0	0
Seattle Genetics Inc	Com	812578102	334	6,241	SH		SOLE	0	6,241	0	0
Materials Select SPDR Fund	Com	81369Y100	1,700	28,081	SH		SOLE	0	26,101	0	1,980
Materials Select SPDR Fund	Com	81369Y100	621	10,255	SH		OTR	0	9,375	425	455
Health Care Select Sector SPDR	Com	81369Y209	1,125	13,611	SH		SOLE	0	13,336	0	275
Health Care Select Sector SPDR	Com	81369Y209	201	2,426	SH		OTR	0	2,426	0	0
Consumer Staples Select Sector	Com	81369Y308	848	14,906	SH		SOLE	0	14,521	0	385
Consumer Staples Select Sector	Com	81369Y308	124	2,182	SH		OTR	0	1,892	100	190
Consumer Discretionary Selt	Com	81369Y407	1,528	15,482	SH		SOLE	0	13,582	0	1,900
Consumer Discretionary Selt	Com	81369Y407	329	3,330	SH		OTR	0	2,665	530	135
Energy Select Sector SPDR	Com	81369Y506	878	12,150	SH		SOLE	0	11,775	0	375
Energy Select Sector SPDR	Com	81369Y506	101	1,394	SH		OTR	0	1,161	80	153
Financial Select Sector SPDR	Com	81369Y605	1,170	41,932	SH		SOLE	0	40,432	0	1,500
Financial Select Sector SPDR	Com	81369Y605	104	3,720	SH		OTR	0	3,562	158	0
Industrial Select Sector SPDR	Com	81369Y704	1,403	18,539	SH		SOLE	0	18,489	0	50
Industrial Select Sector SPDR	Com	81369Y704	134	1,774	SH		OTR	0	1,674	0	100
Technology Select Sect SPDR	Com	81369Y803	2,146	33,560	SH		SOLE	0	32,798	162	600
Technology Select Sect SPDR	Com	81369Y803	250	3,903	SH		OTR	0	3,503	400	0
Real Estate Select Sect SPDR	Com	81369Y860	923	28,015	SH		SOLE	0	26,793	105	1,117
Real Estate Select Sect SPDR	Com	81369Y860	796	24,153	SH		OTR	0	24,056	21	76
Utilities Select Sector SPDR	Com	81369Y886	2,187	41,515	SH		SOLE	0	40,365	0	1,150
Utilities Select Sector SPDR	Com	81369Y886	1,063	20,181	SH		OTR	0	19,044	525	612
Sherwin Williams CO	Com	824348106	246	600	SH		SOLE	0	600	0	0
Jm Smucker CO	Com	832696405	117	940	SH		SOLE	0	865	0	75
Jm Smucker CO	Com	832696405	192	1,544	SH		OTR	0	1,526	0	18
Southern Company	Com	842587107	1,223	25,424	SH		SOLE	0	25,424	0	0
Southern Company	Com	842587107	828	17,228	SH		OTR	0	15,403	1,700	125
Starbucks Corp	Com	855244109	5	94	SH		SOLE	0	94	0	0
Starbucks Corp	Com	855244109	195	3,400	SH		OTR	0	3,400	0	0
State Street Corp	Com	857477103	578	5,917	SH		SOLE	0	5,917	0	0
State Street Corp	Com	857477103	86	885	SH		OTR	0	710	0	175
Stryker Corporation	Com	863667101	709	4,577	SH		SOLE	0	4,577	0	0
Suncor Energy Inc	Com	867224107	191	5,214	SH		SOLE	0	4,939	0	275
Suncor Energy Inc	Com	867224107	66	1,800	SH		OTR	0	1,800	0	0
Sysco Corp	Com	871829107	516	8,490	SH		SOLE	0	8,490	0	0
Sysco Corp	Com	871829107	465	7,649	SH		OTR	0	7,224	0	425
TJX Cos Inc	Com	872540109	1,604	20,976	SH		SOLE	0	20,326	150	500
TJX Cos Inc	Com	872540109	1,320	17,268	SH		OTR	0	16,755	170	343
Target Corp	Com	87612E106	2,327	35,664	SH		SOLE	0	35,389	0	275
Target Corp	Com	87612E106	1,151	17,635	SH		OTR	0	16,370	265	1,000
Texas Instruments Inc	Com	882508104	203	1,943	SH		SOLE	0	1,643	0	300
Texas Instruments Inc	Com	882508104	56	532	SH		OTR	0	400	0	132
Textron Inc	Com	883203101	1,100	19,440	SH		SOLE	0	19,440	0	0
3m CO	Com	88579Y101	3,328	14,141	SH		SOLE	0	13,181	340	620
3m CO	Com	88579Y101	498	2,115	SH		OTR	0	1,480	35	600
Toronto Dominion Bank	Com	891160509	1,439	24,572	SH		SOLE	0	23,742	0	830
Toyota Motor Corp Spons ADR	Com	892331307	295	2,316	SH		SOLE	0	2,316	0	0
Toyota Motor Corp Spons ADR	Com	892331307	15	118	SH		OTR	0	118	0	0
US Bancorp New	Com	902973304	2,578	48,124	SH		SOLE	0	48,124	0	0
US Bancorp New	Com	902973304	406	7,570	SH		OTR	0	6,309	1,045	216
Union Pac Corp	Com	907818108	4,836	36,065	SH		SOLE	0	35,284	0	781
Union Pac Corp	Com	907818108	2,960	22,072	SH		OTR	0	19,452	0	2,620
United Parcel Service Cl B	Com	911312106	708	5,946	SH		SOLE	0	5,946	0	0
United Parcel Service Cl B	Com	911312106	264	2,215	SH		OTR	0	2,215	0	0
United Technologies Corp	Com	913017109	6,677	52,343	SH		SOLE	0	51,593	100	650
United Technologies Corp	Com	913017109	3,357	26,313	SH		OTR	0	23,857	1,706	750
Unitedhealth Group Inc	Com	91324P102	2,901	13,159	SH		SOLE	0	12,959	0	200
Unitedhealth Group Inc	Com	91324P102	1,156	5,242	SH		OTR	0	5,067	150	25
Univest Corp of Pennsylvania	Com	915271100	331	11,812	SH		OTR	0	11,812	0	0
V.F. Corp	Com	918204108	340	4,588	SH		SOLE	0	4,588	0	0
V.F. Corp	Com	918204108	32	429	SH		OTR	0	429	0	0
Vaneck Vectors Agribusiness ET	Com	92189F700	1,513	24,563	SH		SOLE	0	23,713	50	800
Vaneck Vectors Agribusiness ET	Com	92189F700	807	13,108	SH		OTR	0	12,633	125	350
Vanguard Intermediate-Term Bon	Com	921937819	348	4,150	SH		SOLE	0	4,150	0	0
Vanguard Intermediate-Term Bon	Com	921937819	31	375	SH		OTR	0	375	0	0
Vanguard Total Bond Market ETF	Com	921937835	555	6,801	SH		SOLE	0	6,801	0	0
Vanguard High Dividend Yield E	Com	921946406	141	1,650	SH		SOLE	0	1,650	0	0
Vanguard High Dividend Yield E	Com	921946406	88	1,025	SH		OTR	0	1,025	0	0
Vanguard Ftse Emerging Markets	Com	922042858	1,259	27,417	SH		SOLE	0	27,417	0	0
Vanguard Ftse Emerging Markets	Com	922042858	538	11,710	SH		OTR	0	10,895	0	815
Vanguard Inter Term Corp Bond	Com	92206C870	933	10,676	SH		SOLE	0	10,676	0	0
Vanguard Inter Term Corp Bond	Com	92206C870	232	2,650	SH		OTR	0	2,650	0	0
Vanguard S&P 500 ETF	Com	922908363	8,678	35,378	SH		SOLE	0	35,175	0	203
Vanguard Real Estate ETF	Com	922908553	1,599	19,273	SH		SOLE	0	19,273	0	0
Vanguard Real Estate ETF	Com	922908553	468	5,635	SH		OTR	0	4,546	989	100
Verizon Communications	Com	92343V104	4,017	75,895	SH		SOLE	0	73,908	860	1,127
Verizon Communications	Com	92343V104	2,754	52,029	SH		OTR	0	46,279	3,454	2,296
Visa Inc Cl A	Com	92826C839	351	3,076	SH		SOLE	0	3,076	0	0
Visa Inc Cl A	Com	92826C839	431	3,780	SH		OTR	0	3,680	100	0
Wal Mart Inc	Com	931142103	1,531	15,502	SH		SOLE	0	15,102	0	400
Wal Mart Inc	Com	931142103	1,296	13,119	SH		OTR	0	12,153	150	816
Walgreens Boots Alliance Inc	Com	931427108	1,373	18,903	SH		SOLE	0	18,803	0	100
Walgreens Boots Alliance Inc	Com	931427108	103	1,418	SH		OTR	0	1,114	0	304
Wells Fargo & CO	Com	949746101	5,396	88,937	SH		SOLE	0	88,537	0	400
Wells Fargo & CO	Com	949746101	3,081	50,786	SH		OTR	0	43,863	2,705	4,218
Xcel Energy Inc	Com	98389B100	148	3,086	SH		SOLE	0	3,086	0	0
Xcel Energy Inc	Com	98389B100	69	1,426	SH		OTR	0	775	651	0
Xylem Inc	Com	98419M100	377	5,526	SH		SOLE	0	5,526	0	0
Xylem Inc	Com	98419M100	233	3,420	SH		OTR	0	3,420	0	0
Yum! Brands Inc	Com	988498101	805	9,861	SH		SOLE	0	9,861	0	0
Yum! Brands Inc	Com	988498101	109	1,336	SH		OTR	0	1,261	75	0
Zimmer Biomet Holdings Inc	Com	98956P102	323	2,676	SH		SOLE	0	2,346	60	270
Zimmer Biomet Holdings Inc	Com	98956P102	209	1,731	SH		OTR	0	1,592	23	116
Eaton Corp PLC	Com	G29183103	493	6,235	SH		SOLE	0	5,955	0	280
Eaton Corp PLC	Com	G29183103	478	6,049	SH		OTR	0	4,974	0	1,075
Medtronic PLC	Com	G5960L103	1,144	14,170	SH		SOLE	0	14,170	0	0
Medtronic PLC	Com	G5960L103	748	9,259	SH		OTR	0	9,188	71	0