NBT Bank N A 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AT&T Inc	Com	00206R102	3,132	87,854	SH		SOLE	0	86,854	0	1,000
AT&T Inc	Com	00206R102	1,662	46,624	SH		OTR	0	40,931	280	5,413
Abbott Labs	Com	002824100	5,112	85,315	SH		SOLE	0	84,815	0	500
Abbott Labs	Com	002824100	1,480	24,695	SH		OTR	0	22,355	621	1,719
Abbvie Inc	Com	00287Y109	4,695	49,603	SH		SOLE	0	49,103	0	500
Abbvie Inc	Com	00287Y109	1,944	20,544	SH		OTR	0	18,529	395	1,620
Activision Blizzard, Inc	Com	00507V109	660	9,780	SH		SOLE	0	9,780	0	0
Activision Blizzard, Inc	Com	00507V109	437	6,485	SH		OTR	0	6,485	0	0
Air Products & Chemicals Inc	Com	009158106	1,555	9,779	SH		SOLE	0	9,779	0	0
Air Products & Chemicals Inc	Com	009158106	352	2,215	SH		OTR	0	2,215	0	0
Allstate Corp	Com	020002101	179	1,885	SH		SOLE	0	1,885	0	0
Allstate Corp	Com	020002101	107	1,124	SH		OTR	0	1,124	0	0
Alphabet Inc Cl C	Com	02079K107	3,597	3,486	SH		SOLE	0	3,431	0	55
Alphabet Inc Cl C	Com	02079K107	2,124	2,059	SH		OTR	0	2,059	0	0
Alphabet Inc Cl A	Com	02079K305	3,171	3,057	SH		SOLE	0	3,037	0	20
Alphabet Inc Cl A	Com	02079K305	632	609	SH		OTR	0	609	0	0
Altria Group Inc	Com	02209S103	960	15,405	SH		SOLE	0	14,030	0	1,375
Altria Group Inc	Com	02209S103	2,490	39,950	SH		OTR	0	38,900	200	850
Amazon.Com Inc	Com	023135106	522	361	SH		SOLE	0	361	0	0
Amazon.Com Inc	Com	023135106	200	138	SH		OTR	0	138	0	0
American Express CO	Com	025816109	593	6,358	SH		SOLE	0	6,133	0	225
American Express CO	Com	025816109	190	2,041	SH		OTR	0	1,755	0	286
American Water Works CO Inc	Com	030420103	1,014	12,350	SH		SOLE	0	12,350	0	0
American Water Works CO Inc	Com	030420103	864	10,520	SH		OTR	0	8,410	100	2,010
Amgen Inc	Com	031162100	570	3,345	SH		SOLE	0	3,345	0	0
Amgen Inc	Com	031162100	321	1,885	SH		OTR	0	1,885	0	0
Anadarko Petroleum Corporation	Com	032511107	98	1,619	SH		SOLE	0	1,619	0	0
Anadarko Petroleum Corporation	Com	032511107	133	2,200	SH		OTR	0	2,200	0	0
Apache Corp	Com	037411105	675	17,542	SH		SOLE	0	17,542	0	0
Apache Corp	Com	037411105	490	12,725	SH		OTR	0	12,725	0	0
Apple Inc	Com	037833100	13,833	82,446	SH		SOLE	0	79,201	105	3,140
Apple Inc	Com	037833100	5,610	33,439	SH		OTR	0	31,684	905	850
Applied Materials Inc	Com	038222105	163	2,940	SH		SOLE	0	2,570	0	370
Applied Materials Inc	Com	038222105	85	1,525	SH		OTR	0	1,525	0	0
Autodesk Inc	Com	052769106	291	2,319	SH		SOLE	0	2,319	0	0
Autoliv Inc	Com	052800109	1,568	10,744	SH		SOLE	0	9,994	0	750
Autoliv Inc	Com	052800109	1,820	12,474	SH		OTR	0	12,474	0	0
Automatic Data Processing Inc	Com	053015103	3,548	31,265	SH		SOLE	0	30,985	0	280
Automatic Data Processing Inc	Com	053015103	1,090	9,609	SH		OTR	0	8,964	165	480
BP PLC Spons ADR	Com	055622104	120	2,968	SH		SOLE	0	2,968	0	0
BP PLC Spons ADR	Com	055622104	190	4,676	SH		OTR	0	4,676	0	0
Bank of America Corp	Com	060505104	513	17,103	SH		SOLE	0	17,103	0	0
Bank of America Corp	Com	060505104	390	12,997	SH		OTR	0	12,740	0	257
Bank of New York Mellon Corp	Com	064058100	565	10,971	SH		SOLE	0	10,971	0	0
Bank of New York Mellon Corp	Com	064058100	51	988	SH		OTR	0	488	0	500
Baxter Intl Inc	Com	071813109	628	9,659	SH		SOLE	0	9,659	0	0
Baxter Intl Inc	Com	071813109	286	4,399	SH		OTR	0	2,839	100	1,460
Becton Dickinson	Com	075887109	494	2,279	SH		SOLE	0	2,179	0	100
Becton Dickinson	Com	075887109	270	1,247	SH		OTR	0	1,247	0	0
Berkshire Hathaway Inc-Cl B	Com	084670702	3,813	19,115	SH		SOLE	0	18,885	30	200
Berkshire Hathaway Inc-Cl B	Com	084670702	1,808	9,064	SH		OTR	0	9,044	20	0
Best Buy Company Inc	Com	086516101	1,226	17,519	SH		SOLE	0	17,519	0	0
Best Buy Company Inc	Com	086516101	57	812	SH		OTR	0	812	0	0
BHP Billiton Ltd Spons ADR	Com	088606108	163	3,674	SH		SOLE	0	3,374	0	300
BHP Billiton Ltd Spons ADR	Com	088606108	79	1,775	SH		OTR	0	1,725	0	50
Biogen Inc	Com	09062X103	160	583	SH		SOLE	0	583	0	0
Biogen Inc	Com	09062X103	159	580	SH		OTR	0	580	0	0
Boeing CO	Com	097023105	2,746	8,376	SH		SOLE	0	8,141	0	235
Boeing CO	Com	097023105	2,715	8,281	SH		OTR	0	8,281	0	0
Bristol Myers Squibb CO	Com	110122108	4,300	67,983	SH		SOLE	0	65,138	725	2,120
Bristol Myers Squibb CO	Com	110122108	2,329	36,815	SH		OTR	0	33,905	360	2,550
Csx Corp	Com	126408103	187	3,354	SH		SOLE	0	3,354	0	0
Csx Corp	Com	126408103	187	3,360	SH		OTR	0	3,360	0	0
CVS Health Corp	Com	126650100	2,220	35,689	SH		SOLE	0	35,689	0	0
CVS Health Corp	Com	126650100	935	15,035	SH		OTR	0	13,895	340	800
Capital One Financial Corp	Com	14040H105	205	2,135	SH		SOLE	0	2,135	0	0
Caterpillar Inc	Com	149123101	2,949	20,012	SH		SOLE	0	19,894	0	118
Caterpillar Inc	Com	149123101	1,345	9,125	SH		OTR	0	8,780	45	300
Celgene Corp	Com	151020104	911	10,214	SH		SOLE	0	10,214	0	0
Celgene Corp	Com	151020104	254	2,845	SH		OTR	0	2,845	0	0
Chevron Corporation	Com	166764100	6,919	60,674	SH		SOLE	0	59,115	475	1,084
Chevron Corporation	Com	166764100	4,132	36,233	SH		OTR	0	34,068	535	1,630
Cisco Systems Inc	Com	17275R102	4,498	104,869	SH		SOLE	0	102,114	0	2,755
Cisco Systems Inc	Com	17275R102	1,998	46,590	SH		OTR	0	46,065	525	0
Citigroup Inc	Com	172967424	681	10,084	SH		SOLE	0	10,084	0	0
Citigroup Inc	Com	172967424	533	7,897	SH		OTR	0	6,997	150	750
Clorox Company	Com	189054109	889	6,677	SH		SOLE	0	6,677	0	0
Clorox Company	Com	189054109	549	4,125	SH		OTR	0	3,640	0	485
Coca Cola CO	Com	191216100	2,478	57,050	SH		SOLE	0	50,950	1,100	5,000
Coca Cola CO	Com	191216100	1,377	31,705	SH		OTR	0	26,525	150	5,030
Cognizant Technology Solutions	Com	192446102	278	3,453	SH		SOLE	0	3,453	0	0
Cognizant Technology Solutions	Com	192446102	16	196	SH		OTR	0	196	0	0
Colgate Palmolive CO	Com	194162103	2,730	38,089	SH		SOLE	0	36,189	500	1,400
Colgate Palmolive CO	Com	194162103	940	13,110	SH		OTR	0	11,410	0	1,700
ComcAst Corp-Cl A	Com	20030N101	596	17,439	SH		SOLE	0	16,157	0	1,282
ComcAst Corp-Cl A	Com	20030N101	164	4,786	SH		OTR	0	3,438	400	948
Conocophillips	Com	20825C104	1,597	26,929	SH		SOLE	0	26,429	100	400
Conocophillips	Com	20825C104	230	3,880	SH		OTR	0	3,580	150	150
Corning Inc	Com	219350105	358	12,844	SH		SOLE	0	12,844	0	0
Corning Inc	Com	219350105	333	11,950	SH		OTR	0	11,250	700	0
Costco Wholesale Corp	Com	22160K105	258	1,371	SH		SOLE	0	1,371	0	0
Costco Wholesale Corp	Com	22160K105	240	1,274	SH		OTR	0	634	0	640
Danaher Corp	Com	235851102	4,127	42,152	SH		SOLE	0	40,322	0	1,830
Danaher Corp	Com	235851102	1,556	15,889	SH		OTR	0	13,919	180	1,790
Deere & CO	Com	244199105	1,159	7,460	SH		SOLE	0	7,460	0	0
Deere & CO	Com	244199105	1,496	9,634	SH		OTR	0	9,634	0	0
Digital Realty Trust Inc REIT	Com	253868103	91	860	SH		SOLE	0	860	0	0
Digital Realty Trust Inc REIT	Com	253868103	134	1,271	SH		OTR	0	1,271	0	0
Disney Walt CO New	Com	254687106	5,359	53,352	SH		SOLE	0	52,617	0	735
Disney Walt CO New	Com	254687106	2,349	23,384	SH		OTR	0	21,854	420	1,110
Dominion Resources Inc	Com	25746U109	1,473	21,848	SH		SOLE	0	21,438	0	410
Dominion Resources Inc	Com	25746U109	1,003	14,878	SH		OTR	0	11,848	80	2,950
Dover Corp	Com	260003108	135	1,376	SH		SOLE	0	976	0	400
Dover Corp	Com	260003108	79	800	SH		OTR	0	800	0	0
DowDuPont Inc	Com	26078J100	3,534	55,466	SH		SOLE	0	54,891	0	575
DowDuPont Inc	Com	26078J100	3,152	49,471	SH		OTR	0	45,145	198	4,128
Duke Energy Corp	Com	26441C204	268	3,465	SH		SOLE	0	3,066	333	66
Duke Energy Corp	Com	26441C204	196	2,525	SH		OTR	0	2,173	100	252
Ecolab Inc	Com	278865100	1,793	13,079	SH		SOLE	0	12,979	0	100
Ecolab Inc	Com	278865100	427	3,115	SH		OTR	0	2,625	40	450
Edwards Lifesciences Corp	Com	28176E108	225	1,612	SH		OTR	0	1,612	0	0
Emerson Elec CO	Com	291011104	1,178	17,241	SH		SOLE	0	16,891	0	350
Emerson Elec CO	Com	291011104	459	6,715	SH		OTR	0	6,615	100	0
Enbridge Incorporated	Com	29250N105	182	5,790	SH		SOLE	0	5,660	0	130
Enbridge Incorporated	Com	29250N105	28	905	SH		OTR	0	905	0	0
Enterprise Prods Partners LP	Com	293792107	248	10,125	SH		SOLE	0	10,125	0	0
Enterprise Prods Partners LP	Com	293792107	95	3,880	SH		OTR	0	3,880	0	0
Exelon Corp	Com	30161N101	218	5,596	SH		SOLE	0	5,596	0	0
Exelon Corp	Com	30161N101	142	3,649	SH		OTR	0	2,799	0	850
Express Scripts Hldg	Com	30219G108	940	13,608	SH		SOLE	0	12,929	75	604
Express Scripts Hldg	Com	30219G108	124	1,796	SH		OTR	0	1,796	0	0
Exxonmobil Corp	Com	30231G102	9,493	127,238	SH		SOLE	0	122,783	925	3,530
Exxonmobil Corp	Com	30231G102	5,981	80,166	SH		OTR	0	77,106	635	2,425
Facebook Inc-A	Com	30303M102	331	2,072	SH		SOLE	0	2,072	0	0
Facebook Inc-A	Com	30303M102	150	938	SH		OTR	0	938	0	0
Fedex Corporation	Com	31428X106	357	1,486	SH		SOLE	0	1,386	0	100
Fedex Corporation	Com	31428X106	36	150	SH		OTR	0	150	0	0
Fiserv Inc	Com	337738108	2,767	38,801	SH		SOLE	0	38,651	0	150
Fiserv Inc	Com	337738108	121	1,690	SH		OTR	0	1,690	0	0
FlexShares Mstar Glbl Upstrm N	Com	33939L407	34,741	1,066,316	SH		SOLE	0	1,055,701	1,295	9,320
FlexShares Mstar Glbl Upstrm N	Com	33939L407	3,383	103,825	SH		OTR	0	95,860	340	7,625
Fortive Corp	Com	34959J108	752	9,702	SH		SOLE	0	9,092	0	610
Fortive Corp	Com	34959J108	221	2,856	SH		OTR	0	2,012	50	794
General Dynamics Corp	Com	369550108	1,274	5,767	SH		SOLE	0	5,767	0	0
General Dynamics Corp	Com	369550108	275	1,245	SH		OTR	0	1,195	0	50
General Electric Corp	Com	369604103	2,349	174,229	SH		SOLE	0	167,714	1,500	5,015
General Electric Corp	Com	369604103	1,659	123,090	SH		OTR	0	114,315	1,950	6,825
General Mls Inc	Com	370334104	974	21,610	SH		SOLE	0	21,610	0	0
General Mls Inc	Com	370334104	546	12,117	SH		OTR	0	10,172	100	1,845
Gilead Sciences Inc	Com	375558103	1,268	16,816	SH		SOLE	0	16,816	0	0
Gilead Sciences Inc	Com	375558103	121	1,605	SH		OTR	0	1,605	0	0
Glaxo Smithkline Spons ADR	Com	37733W105	406	10,393	SH		SOLE	0	10,393	0	0
Glaxo Smithkline Spons ADR	Com	37733W105	321	8,212	SH		OTR	0	7,207	255	750
Goldman Sachs Group Inc	Com	38141G104	1,215	4,826	SH		SOLE	0	4,806	20	0
Goldman Sachs Group Inc	Com	38141G104	976	3,875	SH		OTR	0	3,865	10	0
Wr Grace & CO	Com	38388F108	337	5,500	SH		OTR	0	0	0	5,500
Grainger W W Inc	Com	384802104	1,250	4,430	SH		SOLE	0	4,430	0	0
Grainger W W Inc	Com	384802104	954	3,380	SH		OTR	0	2,410	100	870
Home Depot Inc	Com	437076102	943	5,289	SH		SOLE	0	5,134	0	155
Home Depot Inc	Com	437076102	957	5,370	SH		OTR	0	5,045	0	325
Honeywell International Inc	Com	438516106	3,203	22,168	SH		SOLE	0	21,203	0	965
Honeywell International Inc	Com	438516106	1,127	7,800	SH		OTR	0	6,276	300	1,224
Illinois Tool Wks Inc	Com	452308109	1,495	9,546	SH		SOLE	0	9,546	0	0
Illinois Tool Wks Inc	Com	452308109	116	738	SH		OTR	0	738	0	0
Intel Corp	Com	458140100	9,304	178,651	SH		SOLE	0	175,451	1,200	2,000
Intel Corp	Com	458140100	2,445	46,946	SH		OTR	0	43,846	1,250	1,850
Intercontinental Exchange Inc	Com	45866F104	436	6,018	SH		SOLE	0	6,018	0	0
Intercontinental Exchange Inc	Com	45866F104	25	350	SH		OTR	0	100	0	250
Intl. Business Machines Corp	Com	459200101	4,157	27,091	SH		SOLE	0	25,257	435	1,399
Intl. Business Machines Corp	Com	459200101	2,199	14,332	SH		OTR	0	13,029	20	1,283
Ishares Barclays TIPS Bond ETF	Com	464287176	241	2,131	SH		SOLE	0	2,131	0	0
Ishares Core Total U.S. Aggreg	Com	464287226	344	3,211	SH		SOLE	0	3,211	0	0
Ishares Msci Emerging Mkt ETF	Com	464287234	7,310	151,401	SH		SOLE	0	149,883	525	993
Ishares Msci Emerging Mkt ETF	Com	464287234	687	14,235	SH		OTR	0	13,155	355	725
Ishares Barclays 1-3 Year Tr E	Com	464287457	486	5,818	SH		SOLE	0	5,818	0	0
Ishares Msci Eafe ETF	Com	464287465	5,818	83,497	SH		SOLE	0	83,497	0	0
Ishares Msci Eafe ETF	Com	464287465	828	11,884	SH		OTR	0	11,214	345	325
Ishares Core S&P Mid-Cap ETF	Com	464287507	4,244	22,627	SH		SOLE	0	22,414	0	213
Ishares Core S&P Mid-Cap ETF	Com	464287507	582	3,105	SH		OTR	0	2,905	0	200
Ishares Nasdaq Biotech ETF	Com	464287556	6,369	59,664	SH		SOLE	0	59,076	96	492
Ishares Nasdaq Biotech ETF	Com	464287556	1,555	14,566	SH		OTR	0	13,756	660	150
Ishares S&P Midcap 400/Grwth E	Com	464287606	281	1,285	SH		SOLE	0	1,285	0	0
Ishares Russell 2000 ETF	Com	464287655	9,392	61,856	SH		SOLE	0	60,858	0	998
Ishares Russell 2000 ETF	Com	464287655	680	4,481	SH		OTR	0	4,116	330	35
Ishares DJ US Telcom Sector ET	Com	464287713	783	28,965	SH		SOLE	0	28,965	0	0
Ishares DJ US Telcom Sector ET	Com	464287713	538	19,906	SH		OTR	0	19,706	200	0
Ishares S&P Smallcap/600 Growt	Com	464287887	216	1,240	SH		SOLE	0	1,240	0	0
Ishares Barclays 1-3 Year Cr E	Com	464288646	255	2,453	SH		SOLE	0	2,453	0	0
Ishares S&P Pref Stk ETF	Com	464288687	2,518	67,033	SH		SOLE	0	67,033	0	0
Ishares S&P Pref Stk ETF	Com	464288687	712	18,964	SH		OTR	0	15,664	0	3,300
Ishares Core Msci Eafe ETF	Com	46432F842	359	5,450	SH		SOLE	0	5,450	0	0
Ishares Core Msci Emerging Mar	Com	46434G103	203	3,475	SH		SOLE	0	3,475	0	0
JP Morgan Chase & CO	Com	46625H100	10,644	96,787	SH		SOLE	0	95,700	112	975
JP Morgan Chase & CO	Com	46625H100	5,694	51,779	SH		OTR	0	48,779	640	2,360
Johnson & Johnson	Com	478160104	12,696	99,073	SH		SOLE	0	94,616	150	4,307
Johnson & Johnson	Com	478160104	5,061	39,489	SH		OTR	0	35,439	320	3,730
Keycorp	Com	493267108	50	2,562	SH		SOLE	0	2,562	0	0
Keycorp	Com	493267108	196	10,040	SH		OTR	0	10,040	0	0
Kimberly Clark Corp	Com	494368103	465	4,221	SH		SOLE	0	4,221	0	0
Kimberly Clark Corp	Com	494368103	121	1,100	SH		OTR	0	1,100	0	0
Kohls Corp	Com	500255104	203	3,095	SH		SOLE	0	3,095	0	0
Kohls Corp	Com	500255104	47	725	SH		OTR	0	725	0	0
Kraft Heinz CO	Com	500754106	161	2,581	SH		SOLE	0	2,492	0	89
Kraft Heinz CO	Com	500754106	490	7,868	SH		OTR	0	7,788	46	34
Lilly Eli & CO	Com	532457108	335	4,334	SH		SOLE	0	3,806	0	528
Lilly Eli & CO	Com	532457108	471	6,085	SH		OTR	0	5,060	0	1,025
Lockheed Martin Corp	Com	539830109	3,305	9,780	SH		SOLE	0	9,265	0	515
Lockheed Martin Corp	Com	539830109	1,266	3,745	SH		OTR	0	3,745	0	0
Lowes Cos Inc	Com	548661107	6,795	77,437	SH		SOLE	0	77,037	25	375
Lowes Cos Inc	Com	548661107	2,587	29,476	SH		OTR	0	28,441	335	700
M & T Bank Corp	Com	55261F104	24	130	SH		SOLE	0	130	0	0
M & T Bank Corp	Com	55261F104	230	1,250	SH		OTR	0	1,250	0	0
Mastercard Inc Cl A	Com	57636Q104	129	737	SH		SOLE	0	737	0	0
Mastercard Inc Cl A	Com	57636Q104	118	675	SH		OTR	0	675	0	0
McDonalds Corp	Com	580135101	7,686	49,150	SH		SOLE	0	48,805	75	270
McDonalds Corp	Com	580135101	3,495	22,352	SH		OTR	0	21,066	265	1,021
Merck & CO Inc	Com	58933Y105	2,864	52,571	SH		SOLE	0	51,096	675	800
Merck & CO Inc	Com	58933Y105	1,278	23,456	SH		OTR	0	22,466	165	825
Metlife Inc	Com	59156R108	523	11,397	SH		SOLE	0	11,397	0	0
Metlife Inc	Com	59156R108	108	2,350	SH	��	OTR	0	2,239	111	0
Microsoft Corp	Com	594918104	12,674	138,867	SH		SOLE	0	136,402	225	2,240
Microsoft Corp	Com	594918104	4,945	54,183	SH		OTR	0	49,698	985	3,500
Microchip Technology Inc	Com	595017104	2,345	25,667	SH		SOLE	0	25,667	0	0
Microchip Technology Inc	Com	595017104	790	8,650	SH		OTR	0	7,675	150	825
Mondelez International Inc	Com	609207105	468	11,203	SH		SOLE	0	10,520	0	683
Mondelez International Inc	Com	609207105	863	20,672	SH		OTR	0	20,431	138	103
Monsanto CO	Com	61166W101	851	7,294	SH		SOLE	0	6,594	0	700
Monsanto CO	Com	61166W101	223	1,907	SH		OTR	0	1,837	70	0
NBT Bancorp Inc	Com	628778102	6,091	189,635	SH		SOLE	0	107,084	0	82,551
NBT Bancorp Inc	Com	628778102	1,900	53,562	SH		OTR	0	50,296	0	3,266
Nextera Energy Inc	Com	65339F101	2,514	15,394	SH		SOLE	0	14,944	0	450
Nextera Energy Inc	Com	65339F101	1,461	8,946	SH		OTR	0	6,851	30	2,065
Nike Inc-Class B	Com	654106103	2,073	31,205	SH		SOLE	0	31,205	0	0
Nike Inc-Class B	Com	654106103	993	14,950	SH		OTR	0	10,810	140	4,000
Norfolk Southern Corp	Com	655844108	951	7,007	SH		SOLE	0	6,857	0	150
Norfolk Southern Corp	Com	655844108	977	7,195	SH		OTR	0	5,925	70	1,200
Novartis Ag Spons ADR	Com	66987V109	1,913	23,656	SH		SOLE	0	23,656	0	0
Novartis Ag Spons ADR	Com	66987V109	1,141	14,111	SH		OTR	0	12,176	150	1,785
Novo Nordisk As Spons ADR	Com	670100205	352	7,150	SH		SOLE	0	7,150	0	0
Nucor Corp	Com	670346105	914	14,955	SH		SOLE	0	14,955	0	0
Nucor Corp	Com	670346105	352	5,754	SH		OTR	0	3,754	0	2,000
Oracle Corporation	Com	68389X105	2,170	47,437	SH		SOLE	0	45,003	0	2,434
Oracle Corporation	Com	68389X105	448	9,790	SH		OTR	0	9,790	0	0
Pepsico Inc	Com	713448108	7,459	68,340	SH		SOLE	0	67,840	100	400
Pepsico Inc	Com	713448108	3,008	27,562	SH		OTR	0	26,332	420	810
Pfizer Inc	Com	717081103	4,556	128,378	SH		SOLE	0	126,378	0	2,000
Pfizer Inc	Com	717081103	2,562	72,184	SH		OTR	0	67,665	1,930	2,589
Philip Morris International	Com	718172109	891	8,959	SH		SOLE	0	8,084	0	875
Philip Morris International	Com	718172109	3,401	34,212	SH		OTR	0	33,912	150	150
Praxair Inc	Com	74005P104	1,666	11,546	SH		SOLE	0	11,471	0	75
Praxair Inc	Com	74005P104	928	6,430	SH		OTR	0	5,305	0	1,125
T Rowe Price Group Inc	Com	74144T108	5,243	48,556	SH		SOLE	0	48,506	50	0
T Rowe Price Group Inc	Com	74144T108	1,928	17,854	SH		OTR	0	17,259	295	300
Procter & Gamble CO	Com	742718109	7,779	98,120	SH		SOLE	0	93,455	500	4,165
Procter & Gamble CO	Com	742718109	3,878	48,919	SH		OTR	0	44,354	405	4,160
Prudential Finl Inc	Com	744320102	2,025	19,551	SH		SOLE	0	19,501	50	0
Prudential Finl Inc	Com	744320102	1,313	12,679	SH		OTR	0	12,329	150	200
Public Service Enterprise Grou	Com	744573106	254	5,056	SH		SOLE	0	5,056	0	0
Public Service Enterprise Grou	Com	744573106	128	2,550	SH		OTR	0	2,550	0	0
Qualcomm Inc	Com	747525103	2,347	42,361	SH		SOLE	0	41,587	0	774
Qualcomm Inc	Com	747525103	986	17,788	SH		OTR	0	16,868	345	575
Rockwell Automation Inc	Com	773903109	192	1,100	SH		SOLE	0	1,100	0	0
Rockwell Automation Inc	Com	773903109	103	590	SH		OTR	0	590	0	0
Royal Dutch Shell Spons ADR	Com	780259206	122	1,905	SH		SOLE	0	1,905	0	0
Royal Dutch Shell Spons ADR	Com	780259206	255	4,001	SH		OTR	0	3,751	0	250
SPDR S&P 500 ETF Trust	Com	78462F103	4,019	15,272	SH		SOLE	0	14,963	0	309
SPDR S&P 500 ETF Trust	Com	78462F103	972	3,693	SH		OTR	0	3,333	160	200
SPDR Portfolio Intermediate Te	Com	78464A375	665	19,828	SH		SOLE	0	19,828	0	0
Kbw Regional Banking ETF	Com	78464A698	3,787	62,708	SH		SOLE	0	62,708	0	0
Kbw Regional Banking ETF	Com	78464A698	1,363	22,575	SH		OTR	0	22,375	100	100
SPDR S&P Dividend ETF	Com	78464A763	10,001	109,659	SH		SOLE	0	109,659	0	0
SPDR S&P Dividend ETF	Com	78464A763	762	8,350	SH		OTR	0	7,950	0	400
Kbw Bank ETF	Com	78464A797	360	7,510	SH		SOLE	0	7,510	0	0
Kbw Bank ETF	Com	78464A797	83	1,728	SH		OTR	0	1,628	0	100
SPDR Dow Jones Industrial Aver	Com	78467X109	1,251	5,184	SH		SOLE	0	5,184	0	0
SPDR Dow Jones Industrial Aver	Com	78467X109	467	1,935	SH		OTR	0	1,735	100	100
Midcap SPDR Trust Series 1	Com	78467Y107	10,607	31,038	SH		SOLE	0	30,662	0	376
Midcap SPDR Trust Series 1	Com	78467Y107	1,099	3,215	SH		OTR	0	3,005	175	35
Salesforce.Com	Com	79466L302	548	4,713	SH		SOLE	0	4,693	20	0
Salesforce.Com	Com	79466L302	480	4,125	SH		OTR	0	4,125	0	0
Schlumberger Ltd	Com	806857108	2,578	39,802	SH		SOLE	0	39,087	0	715
Schlumberger Ltd	Com	806857108	779	12,033	SH		OTR	0	11,873	160	0
Charles Schwab Corp	Com	808513105	34	650	SH		SOLE	0	650	0	0
Charles Schwab Corp	Com	808513105	195	3,725	SH		OTR	0	3,725	0	0
Seattle Genetics Inc	Com	812578102	222	4,241	SH		SOLE	0	4,241	0	0
Materials Select SPDR Fund	Com	81369Y100	1,553	27,280	SH		SOLE	0	25,300	0	1,980
Materials Select SPDR Fund	Com	81369Y100	561	9,855	SH		OTR	0	8,975	425	455
Health Care Select Sector SPDR	Com	81369Y209	988	12,137	SH		SOLE	0	11,862	0	275
Health Care Select Sector SPDR	Com	81369Y209	197	2,426	SH		OTR	0	2,426	0	0
Consumer Staples Select Sector	Com	81369Y308	706	13,412	SH		SOLE	0	13,027	0	385
Consumer Staples Select Sector	Com	81369Y308	102	1,932	SH		OTR	0	1,642	100	190
Consumer Discretionary Selt	Com	81369Y407	1,548	15,287	SH		SOLE	0	13,387	0	1,900
Consumer Discretionary Selt	Com	81369Y407	325	3,205	SH		OTR	0	2,540	530	135
Energy Select Sector SPDR	Com	81369Y506	831	12,330	SH		SOLE	0	11,955	0	375
Energy Select Sector SPDR	Com	81369Y506	94	1,394	SH		OTR	0	1,161	80	153
Financial Select Sector SPDR	Com	81369Y605	1,131	41,023	SH		SOLE	0	39,523	0	1,500
Financial Select Sector SPDR	Com	81369Y605	103	3,720	SH		OTR	0	3,562	158	0
Industrial Select Sector SPDR	Com	81369Y704	1,373	18,481	SH		SOLE	0	18,431	0	50
Industrial Select Sector SPDR	Com	81369Y704	132	1,774	SH		OTR	0	1,674	0	100
Technology Select Sect SPDR	Com	81369Y803	2,114	32,308	SH		SOLE	0	31,546	162	600
Technology Select Sect SPDR	Com	81369Y803	242	3,703	SH		OTR	0	3,303	400	0
Real Estate Select Sect SPDR	Com	81369Y860	958	30,813	SH		SOLE	0	29,591	105	1,117
Real Estate Select Sect SPDR	Com	81369Y860	751	24,153	SH		OTR	0	24,056	21	76
Utilities Select Sector SPDR	Com	81369Y886	1,949	38,570	SH		SOLE	0	37,420	0	1,150
Utilities Select Sector SPDR	Com	81369Y886	1,000	19,791	SH		OTR	0	18,654	525	612
Sherwin Williams CO	Com	824348106	235	600	SH		SOLE	0	600	0	0
Jm Smucker CO	Com	832696405	117	940	SH		SOLE	0	865	0	75
Jm Smucker CO	Com	832696405	191	1,544	SH		OTR	0	1,526	0	18
Southern Company	Com	842587107	1,134	25,403	SH		SOLE	0	25,403	0	0
Southern Company	Com	842587107	708	15,862	SH		OTR	0	15,737	0	125
Starbucks Corp	Com	855244109	5	94	SH		SOLE	0	94	0	0
Starbucks Corp	Com	855244109	197	3,400	SH		OTR	0	3,400	0	0
State Street Corp	Com	857477103	578	5,792	SH		SOLE	0	5,792	0	0
State Street Corp	Com	857477103	88	885	SH		OTR	0	710	0	175
Stryker Corporation	Com	863667101	737	4,577	SH		SOLE	0	4,577	0	0
Suncor Energy Inc	Com	867224107	232	6,708	SH		SOLE	0	6,433	0	275
Suncor Energy Inc	Com	867224107	62	1,800	SH		OTR	0	1,800	0	0
Sysco Corp	Com	871829107	509	8,490	SH		SOLE	0	8,490	0	0
Sysco Corp	Com	871829107	459	7,649	SH		OTR	0	7,224	0	425
TJX Cos Inc	Com	872540109	1,714	21,021	SH		SOLE	0	20,371	150	500
TJX Cos Inc	Com	872540109	1,437	17,623	SH		OTR	0	17,110	170	343
Target Corp	Com	87612E106	2,551	36,737	SH		SOLE	0	36,462	0	275
Target Corp	Com	87612E106	1,193	17,186	SH		OTR	0	15,921	265	1,000
Texas Instruments Inc	Com	882508104	168	1,618	SH		SOLE	0	1,368	0	250
Texas Instruments Inc	Com	882508104	55	532	SH		OTR	0	400	0	132
Textron Inc	Com	883203101	1,139	19,320	SH		SOLE	0	19,320	0	0
3m CO	Com	88579Y101	2,967	13,518	SH		SOLE	0	12,558	340	620
3m CO	Com	88579Y101	459	2,090	SH		OTR	0	1,455	35	600
Toronto Dominion Bank	Com	891160509	1,253	22,039	SH		SOLE	0	21,209	0	830
Toyota Motor Corp Spons ADR	Com	892331307	302	2,316	SH		SOLE	0	2,316	0	0
Toyota Motor Corp Spons ADR	Com	892331307	15	118	SH		OTR	0	118	0	0
US Bancorp New	Com	902973304	2,455	48,615	SH		SOLE	0	48,615	0	0
US Bancorp New	Com	902973304	348	6,897	SH		OTR	0	6,211	470	216
Union Pac Corp	Com	907818108	4,875	36,265	SH		SOLE	0	35,484	0	781
Union Pac Corp	Com	907818108	2,958	22,002	SH		OTR	0	19,382	0	2,620
United Parcel Service Cl B	Com	911312106	633	6,046	SH		SOLE	0	6,046	0	0
United Parcel Service Cl B	Com	911312106	199	1,905	SH		OTR	0	1,905	0	0
United Technologies Corp	Com	913017109	6,573	52,243	SH		SOLE	0	51,493	100	650
United Technologies Corp	Com	913017109	3,243	25,773	SH		OTR	0	23,917	1,106	750
Unitedhealth Group Inc	Com	91324P102	2,682	12,535	SH		SOLE	0	12,335	0	200
Unitedhealth Group Inc	Com	91324P102	928	4,337	SH		OTR	0	4,187	150	0
Univest Corp of Pennsylvania	Com	915271100	327	11,812	SH		OTR	0	11,812	0	0
V.F. Corp	Com	918204108	340	4,588	SH		SOLE	0	4,588	0	0
V.F. Corp	Com	918204108	32	429	SH		OTR	0	429	0	0
Vaneck Vectors Agribusiness ET	Com	92189F700	1,572	25,426	SH		SOLE	0	24,576	50	800
Vaneck Vectors Agribusiness ET	Com	92189F700	779	12,604	SH		OTR	0	12,229	125	250
Vanguard Intermediate-Term Bon	Com	921937819	311	3,800	SH		SOLE	0	3,800	0	0
Vanguard Intermediate-Term Bon	Com	921937819	31	375	SH		OTR	0	375	0	0
Vanguard Total Bond Market ETF	Com	921937835	544	6,801	SH		SOLE	0	6,801	0	0
Vanguard High Dividend Yield E	Com	921946406	179	2,165	SH		SOLE	0	2,165	0	0
Vanguard High Dividend Yield E	Com	921946406	72	875	SH		OTR	0	875	0	0
Vanguard Ftse Emerging Markets	Com	922042858	1,385	29,472	SH		SOLE	0	29,472	0	0
Vanguard Ftse Emerging Markets	Com	922042858	572	12,165	SH		OTR	0	11,350	0	815
Vanguard Inter Term Corp Bond	Com	92206C870	890	10,491	SH		SOLE	0	10,491	0	0
Vanguard Inter Term Corp Bond	Com	92206C870	225	2,650	SH		OTR	0	2,650	0	0
Vanguard S&P 500 ETF	Com	922908363	5,732	23,678	SH		SOLE	0	23,475	0	203
Vanguard Real Estate ETF	Com	922908553	1,437	19,038	SH		SOLE	0	19,038	0	0
Vanguard Real Estate ETF	Com	922908553	437	5,785	SH		OTR	0	5,446	239	100
Verizon Communications	Com	92343V104	3,682	76,996	SH		SOLE	0	75,009	860	1,127
Verizon Communications	Com	92343V104	2,347	49,080	SH		OTR	0	46,429	455	2,196
Visa Inc Cl A	Com	92826C839	626	5,236	SH		SOLE	0	5,236	0	0
Visa Inc Cl A	Com	92826C839	511	4,270	SH		OTR	0	4,170	100	0
Wal Mart Inc	Com	931142103	1,356	15,245	SH		SOLE	0	14,845	0	400
Wal Mart Inc	Com	931142103	1,146	12,877	SH		OTR	0	11,511	300	1,066
Walgreens Boots Alliance Inc	Com	931427108	1,187	18,126	SH		SOLE	0	18,026	0	100
Walgreens Boots Alliance Inc	Com	931427108	114	1,741	SH		OTR	0	937	0	804
Wells Fargo & CO	Com	949746101	4,665	89,011	SH		SOLE	0	88,611	0	400
Wells Fargo & CO	Com	949746101	2,640	50,378	SH		OTR	0	45,322	1,005	4,051
Xylem Inc	Com	98419M100	448	5,826	SH		SOLE	0	5,826	0	0
Xylem Inc	Com	98419M100	263	3,420	SH		OTR	0	3,420	0	0
Yum! Brands Inc	Com	988498101	825	9,696	SH		SOLE	0	9,696	0	0
Yum! Brands Inc	Com	988498101	109	1,286	SH		OTR	0	1,211	75	0
Zimmer Biomet Holdings Inc	Com	98956P102	291	2,666	SH		SOLE	0	2,336	60	270
Zimmer Biomet Holdings Inc	Com	98956P102	187	1,715	SH		OTR	0	1,592	23	100
Eaton Corp PLC	Com	G29183103	464	5,810	SH		SOLE	0	5,530	0	280
Eaton Corp PLC	Com	G29183103	483	6,049	SH		OTR	0	4,974	0	1,075
Medtronic PLC	Com	G5960L103	1,146	14,288	SH		SOLE	0	14,288	0	0
Medtronic PLC	Com	G5960L103	731	9,116	SH		OTR	0	9,045	71	0