NBT Bank N A 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AT&T Inc	Com	00206R102	2,632	81,955	SH		SOLE	-	80,955	0	1,000
AT&T Inc	Com	00206R102	1,450	45,157	SH		OTR	-	39,464	280	5,413
Abbott Labs	Com	002824100	4,729	77,541	SH		SOLE	-	77,041	0	500
Abbott Labs	Com	002824100	1,483	24,322	SH		OTR	-	21,982	621	1,719
Abbvie Inc	Com	00287Y109	3,737	40,335	SH		SOLE	-	39,835	0	500
Abbvie Inc	Com	00287Y109	1,817	19,615	SH		OTR	-	17,700	395	1,520
Activision Blizzard, Inc	Com	00507V109	727	9,520	SH		SOLE	-	9,520	0	0
Activision Blizzard, Inc	Com	00507V109	495	6,480	SH		OTR	-	6,480	0	0
Air Products & Chemicals Inc	Com	009158106	1,227	7,879	SH		SOLE	-	7,879	0	0
Air Products & Chemicals Inc	Com	009158106	345	2,215	SH		OTR	-	2,215	0	0
Allstate Corp	Com	020002101	168	1,840	SH		SOLE	-	1,840	0	0
Allstate Corp	Com	020002101	103	1,124	SH		OTR	-	1,124	0	0
Alphabet Inc Cl C	Com	02079K107	3,435	3,079	SH		SOLE	-	3,024	0	55
Alphabet Inc Cl C	Com	02079K107	2,288	2,051	SH		OTR	-	2,051	0	0
Alphabet Inc Cl A	Com	02079K305	2,547	2,256	SH		SOLE	-	2,236	0	20
Alphabet Inc Cl A	Com	02079K305	679	601	SH		OTR	-	601	0	0
Altria Group Inc	Com	02209S103	795	14,003	SH		SOLE	-	12,928	0	1,075
Altria Group Inc	Com	02209S103	2,265	39,876	SH		OTR	-	38,826	200	850
Amazon.Com Inc	Com	023135106	581	342	SH		SOLE	-	342	0	0
Amazon.Com Inc	Com	023135106	235	138	SH		OTR	-	138	0	0
American Express CO	Com	025816109	613	6,253	SH		SOLE	-	6,048	0	205
American Express CO	Com	025816109	200	2,041	SH		OTR	-	1,755	0	286
American Water Works CO Inc	Com	030420103	977	11,446	SH		SOLE	-	11,446	0	0
American Water Works CO Inc	Com	030420103	882	10,335	SH		OTR	-	8,225	100	2,010
Amgen Inc	Com	031162100	413	2,240	SH		SOLE	-	2,240	0	0
Amgen Inc	Com	031162100	348	1,885	SH		OTR	-	1,885	0	0
Anadarko Petroleum Corporation	Com	032511107	118	1,609	SH		SOLE	-	1,609	0	0
Anadarko Petroleum Corporation	Com	032511107	161	2,200	SH		OTR	-	2,200	0	0
Apache Corp	Com	037411105	825	17,644	SH		SOLE	-	17,644	0	0
Apache Corp	Com	037411105	595	12,720	SH		OTR	-	12,720	0	0
Apple Inc	Com	037833100	12,161	65,698	SH		SOLE	-	62,453	105	3,140
Apple Inc	Com	037833100	6,168	33,323	SH		OTR	-	31,598	875	850
Autodesk Inc	Com	052769106	218	1,664	SH		SOLE	-	1,664	0	0
Autoliv Inc	Com	052800109	1,534	10,712	SH		SOLE	-	9,962	0	750
Autoliv Inc	Com	052800109	1,775	12,394	SH		OTR	-	12,394	0	0
Automatic Data Processing Inc	Com	053015103	3,955	29,484	SH		SOLE	-	29,204	0	280
Automatic Data Processing Inc	Com	053015103	1,257	9,370	SH		OTR	-	8,725	165	480
BP PLC Spons ADR	Com	055622104	106	2,314	SH		SOLE	-	2,314	0	0
BP PLC Spons ADR	Com	055622104	214	4,676	SH		OTR	-	4,676	0	0
Bank of America Corp	Com	060505104	476	16,903	SH		SOLE	-	16,903	0	0
Bank of America Corp	Com	060505104	359	12,740	SH		OTR	-	12,740	0	0
Bank of New York Mellon Corp	Com	064058100	607	11,264	SH		SOLE	-	11,264	0	0
Bank of New York Mellon Corp	Com	064058100	45	838	SH		OTR	-	338	0	500
Baxter Intl Inc	Com	071813109	673	9,115	SH		SOLE	-	9,115	0	0
Baxter Intl Inc	Com	071813109	314	4,249	SH		OTR	-	2,689	100	1,460
Becton Dickinson	Com	075887109	508	2,119	SH		SOLE	-	2,029	0	90
Becton Dickinson	Com	075887109	301	1,257	SH		OTR	-	1,257	0	0
Berkshire Hathaway Inc-Cl B	Com	084670702	3,008	16,117	SH		SOLE	-	15,887	30	200
Berkshire Hathaway Inc-Cl B	Com	084670702	1,668	8,934	SH		OTR	-	8,914	20	0
Best Buy Company Inc	Com	086516101	817	10,952	SH		SOLE	-	10,952	0	0
Best Buy Company Inc	Com	086516101	39	521	SH		OTR	-	521	0	0
BHP Billiton Ltd Spons ADR	Com	088606108	184	3,674	SH		SOLE	-	3,374	0	300
BHP Billiton Ltd Spons ADR	Com	088606108	89	1,775	SH		OTR	-	1,725	0	50
Biogen Inc	Com	09062X103	169	583	SH		SOLE	-	583	0	0
Biogen Inc	Com	09062X103	168	580	SH		OTR	-	580	0	0
Boeing CO	Com	097023105	1,983	5,909	SH		SOLE	-	5,674	0	235
Boeing CO	Com	097023105	2,770	8,256	SH		OTR	-	8,256	0	0
Bristol Myers Squibb CO	Com	110122108	3,605	65,146	SH		SOLE	-	62,301	725	2,120
Bristol Myers Squibb CO	Com	110122108	2,018	36,465	SH		OTR	-	33,555	360	2,550
Csx Corp	Com	126408103	214	3,354	SH		SOLE	-	3,354	0	0
Csx Corp	Com	126408103	214	3,360	SH		OTR	-	3,360	0	0
CVS Health Corp	Com	126650100	2,196	34,132	SH		SOLE	-	34,132	0	0
CVS Health Corp	Com	126650100	975	15,159	SH		OTR	-	14,019	340	800
Caterpillar Inc	Com	149123101	2,488	18,338	SH		SOLE	-	18,288	0	50
Caterpillar Inc	Com	149123101	1,239	9,130	SH		OTR	-	8,785	45	300
Celgene Corp	Com	151020104	375	4,723	SH		SOLE	-	4,723	0	0
Celgene Corp	Com	151020104	244	3,068	SH		OTR	-	3,068	0	0
Chevron Corporation	Com	166764100	7,070	55,924	SH		SOLE	-	54,434	475	1,015
Chevron Corporation	Com	166764100	4,542	35,928	SH		OTR	-	33,788	510	1,630
Cisco Systems Inc	Com	17275R102	3,844	89,332	SH		SOLE	-	86,577	0	2,755
Cisco Systems Inc	Com	17275R102	1,962	45,596	SH		OTR	-	45,071	525	0
Citigroup Inc	Com	172967424	717	10,719	SH		SOLE	-	10,719	0	0
Citigroup Inc	Com	172967424	526	7,867	SH		OTR	-	6,967	150	750
Clorox Company	Com	189054109	775	5,727	SH		SOLE	-	5,727	0	0
Clorox Company	Com	189054109	536	3,960	SH		OTR	-	3,475	0	485
Coca Cola CO	Com	191216100	2,339	53,340	SH		SOLE	-	47,240	1,100	5,000
Coca Cola CO	Com	191216100	1,361	31,020	SH		OTR	-	25,840	150	5,030
Cognizant Technology Solutions	Com	192446102	249	3,156	SH		SOLE	-	3,156	0	0
Cognizant Technology Solutions	Com	192446102	18	234	SH		OTR	-	234	0	0
Colgate Palmolive CO	Com	194162103	1,617	24,950	SH		SOLE	-	23,050	500	1,400
Colgate Palmolive CO	Com	194162103	817	12,610	SH		OTR	-	10,910	0	1,700
ComcAst Corp-Cl A	Com	20030N101	575	17,514	SH		SOLE	-	16,232	0	1,282
ComcAst Corp-Cl A	Com	20030N101	157	4,786	SH		OTR	-	3,438	400	948
Conocophillips	Com	20825C104	1,205	17,313	SH		SOLE	-	16,843	100	370
Conocophillips	Com	20825C104	261	3,748	SH		OTR	-	3,498	100	150
Corning Inc	Com	219350105	353	12,824	SH		SOLE	-	12,824	0	0
Corning Inc	Com	219350105	329	11,950	SH		OTR	-	11,250	700	0
Costco Wholesale Corp	Com	22160K105	272	1,302	SH		SOLE	-	1,302	0	0
Costco Wholesale Corp	Com	22160K105	255	1,219	SH		OTR	-	579	0	640
Danaher Corp	Com	235851102	3,160	32,023	SH		SOLE	-	30,193	0	1,830
Danaher Corp	Com	235851102	1,545	15,659	SH		OTR	-	13,729	140	1,790
Deere & CO	Com	244199105	1,058	7,570	SH		SOLE	-	7,380	25	165
Deere & CO	Com	244199105	1,626	11,634	SH		OTR	-	11,634	0	0
Digital Realty Trust Inc REIT	Com	253868103	96	860	SH		SOLE	-	860	0	0
Digital Realty Trust Inc REIT	Com	253868103	133	1,196	SH		OTR	-	1,196	0	0
Disney Walt CO New	Com	254687106	4,988	47,594	SH		SOLE	-	46,859	0	735
Disney Walt CO New	Com	254687106	2,447	23,351	SH		OTR	-	21,821	420	1,110
Dominion Resources Inc	Com	25746U109	1,229	18,025	SH		SOLE	-	17,715	0	310
Dominion Resources Inc	Com	25746U109	927	13,602	SH		OTR	-	10,572	80	2,950
DowDuPont Inc	Com	26078J100	3,326	50,454	SH		SOLE	-	49,909	0	545
DowDuPont Inc	Com	26078J100	3,217	48,806	SH		OTR	-	44,626	152	4,028
Duke Energy Corp	Com	26441C204	207	2,619	SH		SOLE	-	2,286	333	0
Duke Energy Corp	Com	26441C204	160	2,028	SH		OTR	-	1,928	100	0
Ecolab Inc	Com	278865100	1,262	8,993	SH		SOLE	-	8,993	0	0
Ecolab Inc	Com	278865100	436	3,105	SH		OTR	-	2,615	40	450
Edwards Lifesciences Corp	Com	28176E108	235	1,612	SH		OTR	-	1,612	0	0
Emerson Elec CO	Com	291011104	1,112	16,077	SH		SOLE	-	15,757	0	320
Emerson Elec CO	Com	291011104	464	6,715	SH		OTR	-	6,615	100	0
Enterprise Prods Partners LP	Com	293792107	186	6,725	SH		SOLE	-	6,725	0	0
Enterprise Prods Partners LP	Com	293792107	107	3,880	SH		OTR	-	3,880	0	0
Exelon Corp	Com	30161N101	216	5,080	SH		SOLE	-	5,080	0	0
Exelon Corp	Com	30161N101	127	2,974	SH		OTR	-	2,624	0	350
Express Scripts Hldg	Com	30219G108	1,005	13,012	SH		SOLE	-	12,333	75	604
Express Scripts Hldg	Com	30219G108	136	1,766	SH		OTR	-	1,766	0	0
Exxonmobil Corp	Com	30231G102	9,618	116,252	SH		SOLE	-	111,882	925	3,445
Exxonmobil Corp	Com	30231G102	6,584	79,581	SH		OTR	-	76,521	635	2,425
Facebook Inc-A	Com	30303M102	373	1,917	SH		SOLE	-	1,917	0	0
Facebook Inc-A	Com	30303M102	205	1,054	SH		OTR	-	1,054	0	0
Fedex Corporation	Com	31428X106	192	845	SH		SOLE	-	755	0	90
Fedex Corporation	Com	31428X106	34	150	SH		OTR	-	150	0	0
Fiserv Inc	Com	337738108	1,317	17,773	SH		SOLE	-	17,773	0	0
Fiserv Inc	Com	337738108	116	1,570	SH		OTR	-	1,570	0	0
FlexShares Mstar Glbl Upstrm N	Com	33939L407	39,707	1,171,654	SH		SOLE	-	1,160,864	1,770	9,020
FlexShares Mstar Glbl Upstrm N	Com	33939L407	4,225	124,677	SH		OTR	-	116,945	340	7,392
Fortive Corp	Com	34959J108	622	8,068	SH		SOLE	-	7,458	0	610
Fortive Corp	Com	34959J108	215	2,794	SH		OTR	-	1,950	50	794
General Dynamics Corp	Com	369550108	1,007	5,403	SH		SOLE	-	5,253	0	150
General Dynamics Corp	Com	369550108	246	1,320	SH		OTR	-	1,270	0	50
General Electric Corp	Com	369604103	1,491	109,585	SH		SOLE	-	107,660	1,200	725
General Electric Corp	Com	369604103	1,118	82,126	SH		OTR	-	76,201	1,800	4,125
General Mls Inc	Com	370334104	833	18,817	SH		SOLE	-	18,817	0	0
General Mls Inc	Com	370334104	479	10,817	SH		OTR	-	8,872	100	1,845
Gilead Sciences Inc	Com	375558103	559	7,890	SH		SOLE	-	7,890	0	0
Gilead Sciences Inc	Com	375558103	70	983	SH		OTR	-	983	0	0
Glaxo Smithkline Spons ADR	Com	37733W105	404	10,031	SH		SOLE	-	10,031	0	0
Glaxo Smithkline Spons ADR	Com	37733W105	331	8,212	SH		OTR	-	7,207	255	750
Goldman Sachs Group Inc	Com	38141G104	1,055	4,781	SH		SOLE	-	4,761	20	0
Goldman Sachs Group Inc	Com	38141G104	851	3,860	SH		OTR	-	3,860	0	0
Grainger W W Inc	Com	384802104	1,264	4,100	SH		SOLE	-	4,100	0	0
Grainger W W Inc	Com	384802104	922	2,990	SH		OTR	-	2,020	100	870
Home Depot Inc	Com	437076102	799	4,096	SH		SOLE	-	4,096	0	0
Home Depot Inc	Com	437076102	1,018	5,220	SH		OTR	-	4,895	0	325
Honeywell International Inc	Com	438516106	2,952	20,496	SH		SOLE	-	19,596	0	900
Honeywell International Inc	Com	438516106	1,140	7,911	SH		OTR	-	6,387	300	1,224
Illinois Tool Wks Inc	Com	452308109	898	6,483	SH		SOLE	-	6,483	0	0
Illinois Tool Wks Inc	Com	452308109	93	672	SH		OTR	-	672	0	0
Intel Corp	Com	458140100	7,524	151,352	SH		SOLE	-	148,152	1,200	2,000
Intel Corp	Com	458140100	2,308	46,430	SH		OTR	-	43,330	1,250	1,850
Intercontinental Exchange Inc	Com	45866F104	443	6,018	SH		SOLE	-	6,018	0	0
Intercontinental Exchange Inc	Com	45866F104	35	475	SH		OTR	-	225	0	250
Intl. Business Machines Corp	Com	459200101	3,297	23,603	SH		SOLE	-	21,853	435	1,315
Intl. Business Machines Corp	Com	459200101	2,122	15,187	SH		OTR	-	13,579	0	1,608
Ishares Barclays TIPS Bond ETF	Com	464287176	241	2,131	SH		SOLE	-	2,131	0	0
Ishares Core S&P 500 ETF	Com	464287200	205	750	SH		SOLE	-	750	0	0
Ishares Core Total U.S. Aggreg	Com	464287226	226	2,130	SH		SOLE	-	2,130	0	0
Ishares Msci Emerging Mkt ETF	Com	464287234	4,073	93,995	SH		SOLE	-	93,329	525	141
Ishares Msci Emerging Mkt ETF	Com	464287234	618	14,260	SH		OTR	-	13,180	355	725
Ishares Msci Eafe ETF	Com	464287465	4,207	62,826	SH		SOLE	-	62,826	0	0
Ishares Msci Eafe ETF	Com	464287465	811	12,109	SH		OTR	-	11,439	345	325
Ishares Core S&P Mid-Cap ETF	Com	464287507	2,699	13,859	SH		SOLE	-	13,859	0	0
Ishares Core S&P Mid-Cap ETF	Com	464287507	620	3,184	SH		OTR	-	2,984	0	200
Ishares Nasdaq Biotech ETF	Com	464287556	4,124	37,553	SH		SOLE	-	36,965	96	492
Ishares Nasdaq Biotech ETF	Com	464287556	1,549	14,105	SH		OTR	-	13,295	660	150
Ishares Russell 2000 ETF	Com	464287655	7,332	44,769	SH		SOLE	-	43,986	0	783
Ishares Russell 2000 ETF	Com	464287655	736	4,492	SH		OTR	-	4,127	330	35
Ishares DJ US Telcom Sector ET	Com	464287713	743	26,950	SH		SOLE	-	26,950	0	0
Ishares DJ US Telcom Sector ET	Com	464287713	544	19,730	SH		OTR	-	19,530	200	0
Ishares Barclays 1-3 Year Cr E	Com	464288646	254	2,453	SH		SOLE	-	2,453	0	0
Ishares S&P Pref Stk ETF	Com	464288687	2,488	65,978	SH		SOLE	-	65,978	0	0
Ishares S&P Pref Stk ETF	Com	464288687	712	18,889	SH		OTR	-	15,589	0	3,300
Ishares Core Msci Eafe ETF	Com	46432F842	345	5,450	SH		SOLE	-	5,450	0	0
JP Morgan Chase & CO	Com	46625H100	9,003	86,397	SH		SOLE	-	85,310	112	975
JP Morgan Chase & CO	Com	46625H100	5,336	51,212	SH		OTR	-	48,212	640	2,360
Johnson & Johnson	Com	478160104	9,754	80,382	SH		SOLE	-	76,144	150	4,088
Johnson & Johnson	Com	478160104	4,669	38,477	SH		OTR	-	34,467	320	3,690
Keycorp	Com	493267108	50	2,562	SH		SOLE	-	2,562	0	0
Keycorp	Com	493267108	196	10,040	SH		OTR	-	10,040	0	0
Kimberly Clark Corp	Com	494368103	445	4,221	SH		SOLE	-	4,221	0	0
Kimberly Clark Corp	Com	494368103	116	1,100	SH		OTR	-	1,100	0	0
Kohls Corp	Com	500255104	226	3,095	SH		SOLE	-	3,095	0	0
Kohls Corp	Com	500255104	53	725	SH		OTR	-	725	0	0
Kraft Heinz CO	Com	500754106	169	2,688	SH		SOLE	-	2,622	0	66
Kraft Heinz CO	Com	500754106	494	7,868	SH		OTR	-	7,788	46	34
Lilly Eli & CO	Com	532457108	319	3,734	SH		SOLE	-	3,206	0	528
Lilly Eli & CO	Com	532457108	519	6,085	SH		OTR	-	5,060	0	1,025
Lockheed Martin Corp	Com	539830109	2,681	9,076	SH		SOLE	-	8,561	0	515
Lockheed Martin Corp	Com	539830109	978	3,312	SH		OTR	-	3,312	0	0
Lowes Cos Inc	Com	548661107	6,101	63,835	SH		SOLE	-	63,435	25	375
Lowes Cos Inc	Com	548661107	2,815	29,458	SH		OTR	-	28,423	335	700
M & T Bank Corp	Com	55261F104	22	130	SH		SOLE	-	130	0	0
M & T Bank Corp	Com	55261F104	213	1,250	SH		OTR	-	1,250	0	0
McDonalds Corp	Com	580135101	7,062	45,067	SH		SOLE	-	44,992	75	0
McDonalds Corp	Com	580135101	3,416	21,804	SH		OTR	-	20,518	265	1,021
Merck & CO Inc	Com	58933Y105	2,991	49,283	SH		SOLE	-	47,808	675	800
Merck & CO Inc	Com	58933Y105	1,370	22,566	SH		OTR	-	21,576	165	825
Metlife Inc	Com	59156R108	425	9,740	SH		SOLE	-	9,740	0	0
Metlife Inc	Com	59156R108	97	2,225	SH		OTR	-	2,114	111	0
Microsoft Corp	Com	594918104	11,264	114,227	SH		SOLE	-	111,762	225	2,240
Microsoft Corp	Com	594918104	5,152	52,247	SH		OTR	-	47,777	970	3,500
Microchip Technology Inc	Com	595017104	2,283	25,105	SH		SOLE	-	25,105	0	0
Microchip Technology Inc	Com	595017104	783	8,610	SH		OTR	-	7,635	150	825
Mondelez International Inc	Com	609207105	473	11,544	SH		SOLE	-	10,930	0	614
Mondelez International Inc	Com	609207105	851	20,746	SH		OTR	-	20,505	138	103
NBT Bancorp Inc	Com	628778102	5,662	148,408	SH		SOLE	-	67,757	0	80,651
NBT Bancorp Inc	Com	628778102	1,996	52,312	SH		OTR	-	49,046	0	3,266
Nextera Energy Inc	Com	65339F101	1,905	11,407	SH		SOLE	-	10,957	0	450
Nextera Energy Inc	Com	65339F101	1,342	8,035	SH		OTR	-	5,980	30	2,025
Nike Inc-Class B	Com	654106103	2,410	30,252	SH		SOLE	-	30,252	0	0
Nike Inc-Class B	Com	654106103	1,173	14,720	SH		OTR	-	10,580	140	4,000
Norfolk Southern Corp	Com	655844108	992	6,575	SH		SOLE	-	6,440	0	135
Norfolk Southern Corp	Com	655844108	1,064	7,050	SH		OTR	-	5,780	70	1,200
Novartis Ag Spons ADR	Com	66987V109	1,569	20,770	SH		SOLE	-	20,770	0	0
Novartis Ag Spons ADR	Com	66987V109	1,060	14,032	SH		OTR	-	12,097	150	1,785
Nucor Corp	Com	670346105	758	12,133	SH		SOLE	-	12,133	0	0
Nucor Corp	Com	670346105	348	5,574	SH		OTR	-	3,574	0	2,000
Oracle Corporation	Com	68389X105	1,973	44,783	SH		SOLE	-	42,578	0	2,205
Oracle Corporation	Com	68389X105	418	9,490	SH		OTR	-	9,490	0	0
Pepsico Inc	Com	713448108	6,370	58,509	SH		SOLE	-	58,009	100	400
Pepsico Inc	Com	713448108	2,835	26,044	SH		OTR	-	24,814	420	810
Pfizer Inc	Com	717081103	4,663	128,531	SH		SOLE	-	126,531	0	2,000
Pfizer Inc	Com	717081103	2,611	71,966	SH		OTR	-	67,522	1,855	2,589
Philip Morris International	Com	718172109	682	8,444	SH		SOLE	-	7,619	0	825
Philip Morris International	Com	718172109	2,661	32,952	SH		OTR	-	32,652	150	150
Praxair Inc	Com	74005P104	1,539	9,732	SH		SOLE	-	9,732	0	0
Praxair Inc	Com	74005P104	981	6,205	SH		OTR	-	5,080	0	1,125
T Rowe Price Group Inc	Com	74144T108	4,273	36,805	SH		SOLE	-	36,755	50	0
T Rowe Price Group Inc	Com	74144T108	2,040	17,576	SH		OTR	-	16,981	295	300
Procter & Gamble CO	Com	742718109	6,865	87,945	SH		SOLE	-	83,405	500	4,040
Procter & Gamble CO	Com	742718109	3,675	47,081	SH		OTR	-	42,516	405	4,160
Prudential Finl Inc	Com	744320102	1,658	17,728	SH		SOLE	-	17,678	50	0
Prudential Finl Inc	Com	744320102	1,138	12,165	SH		OTR	-	11,815	150	200
Public Service Enterprise Grou	Com	744573106	243	4,490	SH		SOLE	-	4,490	0	0
Public Service Enterprise Grou	Com	744573106	138	2,550	SH		OTR	-	2,550	0	0
Qualcomm Inc	Com	747525103	2,167	38,617	SH		SOLE	-	37,992	0	625
Qualcomm Inc	Com	747525103	993	17,689	SH		OTR	-	16,789	325	575
Rockwell Automation Inc	Com	773903109	155	930	SH		SOLE	-	930	0	0
Rockwell Automation Inc	Com	773903109	96	580	SH		OTR	-	580	0	0
Royal Dutch Shell Spons ADR	Com	780259206	86	1,245	SH		SOLE	-	1,245	0	0
Royal Dutch Shell Spons ADR	Com	780259206	263	3,801	SH		OTR	-	3,551	0	250
SPDR S&P 500 ETF Trust	Com	78462F103	3,553	13,096	SH		SOLE	-	12,787	0	309
SPDR S&P 500 ETF Trust	Com	78462F103	941	3,468	SH		OTR	-	3,108	160	200
SPDR Portfolio Intermediate Te	Com	78464A375	660	19,828	SH		SOLE	-	19,828	0	0
SPDR S&P Regional Banking ETF	Com	78464A698	2,945	48,281	SH		SOLE	-	48,281	0	0
SPDR S&P Regional Banking ETF	Com	78464A698	1,361	22,307	SH		OTR	-	22,107	100	100
SPDR S&P Dividend ETF	Com	78464A763	10,141	109,392	SH		SOLE	-	109,392	0	0
SPDR S&P Dividend ETF	Com	78464A763	751	8,105	SH		OTR	-	7,705	0	400
Kbw Bank ETF	Com	78464A797	286	6,057	SH		SOLE	-	6,057	0	0
Kbw Bank ETF	Com	78464A797	58	1,225	SH		OTR	-	1,125	0	100
SPDR Dow Jones Industrial Aver	Com	78467X109	1,059	4,364	SH		SOLE	-	4,364	0	0
SPDR Dow Jones Industrial Aver	Com	78467X109	420	1,730	SH		OTR	-	1,530	100	100
Midcap SPDR Trust Series 1	Com	78467Y107	9,045	25,478	SH		SOLE	-	25,102	0	376
Midcap SPDR Trust Series 1	Com	78467Y107	1,092	3,075	SH		OTR	-	2,865	175	35
Salesforce.Com	Com	79466L302	588	4,310	SH		SOLE	-	4,290	20	0
Salesforce.Com	Com	79466L302	570	4,180	SH		OTR	-	4,180	0	0
Schlumberger Ltd	Com	806857108	2,529	37,735	SH		SOLE	-	37,020	0	715
Schlumberger Ltd	Com	806857108	794	11,849	SH		OTR	-	11,689	160	0
Charles Schwab Corp	Com	808513105	33	640	SH		SOLE	-	640	0	0
Charles Schwab Corp	Com	808513105	190	3,725	SH		OTR	-	3,725	0	0
Materials Select SPDR Fund	Com	81369Y100	1,517	26,119	SH		SOLE	-	24,139	0	1,980
Materials Select SPDR Fund	Com	81369Y100	572	9,851	SH		OTR	-	9,021	375	455
Health Care Select Sector SPDR	Com	81369Y209	943	11,293	SH		SOLE	-	10,831	0	462
Health Care Select Sector SPDR	Com	81369Y209	187	2,239	SH		OTR	-	2,239	0	0
Consumer Staples Select Sector	Com	81369Y308	592	11,483	SH		SOLE	-	11,098	0	385
Consumer Staples Select Sector	Com	81369Y308	85	1,643	SH		OTR	-	1,353	100	190
Consumer Discretionary Selt	Com	81369Y407	1,583	14,487	SH		SOLE	-	12,747	0	1,740
Consumer Discretionary Selt	Com	81369Y407	324	2,967	SH		OTR	-	2,302	530	135
Energy Select Sector SPDR	Com	81369Y506	855	11,262	SH		SOLE	-	10,887	0	375
Energy Select Sector SPDR	Com	81369Y506	109	1,438	SH		OTR	-	1,205	80	153
Financial Select Sector SPDR	Com	81369Y605	992	37,311	SH		SOLE	-	35,811	0	1,500
Financial Select Sector SPDR	Com	81369Y605	90	3,399	SH		OTR	-	3,241	158	0
Industrial Select Sector SPDR	Com	81369Y704	1,202	16,778	SH		SOLE	-	16,728	0	50
Industrial Select Sector SPDR	Com	81369Y704	108	1,509	SH		OTR	-	1,409	0	100
Technology Select Sect SPDR	Com	81369Y803	2,121	30,531	SH		SOLE	-	29,769	162	600
Technology Select Sect SPDR	Com	81369Y803	211	3,037	SH		OTR	-	2,637	400	0
Real Estate Select Sect SPDR	Com	81369Y860	1,016	31,066	SH		SOLE	-	29,844	105	1,117
Real Estate Select Sect SPDR	Com	81369Y860	795	24,318	SH		OTR	-	24,172	21	125
Utilities Select Sector SPDR	Com	81369Y886	1,851	35,616	SH		SOLE	-	34,466	0	1,150
Utilities Select Sector SPDR	Com	81369Y886	1,022	19,666	SH		OTR	-	18,704	450	512
Jm Smucker CO	Com	832696405	101	940	SH		SOLE	-	865	0	75
Jm Smucker CO	Com	832696405	166	1,544	SH		OTR	-	1,526	0	18
Southern Company	Com	842587107	1,040	22,448	SH		SOLE	-	22,448	0	0
Southern Company	Com	842587107	696	15,031	SH		OTR	-	14,906	0	125
State Street Corp	Com	857477103	497	5,338	SH		SOLE	-	5,338	0	0
State Street Corp	Com	857477103	82	885	SH		OTR	-	710	0	175
Stryker Corporation	Com	863667101	707	4,187	SH		SOLE	-	4,187	0	0
Suncor Energy Inc	Com	867224107	220	5,405	SH		SOLE	-	5,130	0	275
Suncor Energy Inc	Com	867224107	73	1,800	SH		OTR	-	1,800	0	0
Sysco Corp	Com	871829107	569	8,330	SH		SOLE	-	8,330	0	0
Sysco Corp	Com	871829107	522	7,649	SH		OTR	-	7,224	0	425
TJX Cos Inc	Com	872540109	2,024	21,270	SH		SOLE	-	20,620	150	500
TJX Cos Inc	Com	872540109	1,690	17,751	SH		OTR	-	17,238	170	343
Target Corp	Com	87612E106	2,379	31,255	SH		SOLE	-	30,980	0	275
Target Corp	Com	87612E106	1,285	16,887	SH		OTR	-	15,662	225	1,000
Texas Instruments Inc	Com	882508104	173	1,568	SH		SOLE	-	1,343	0	225
Texas Instruments Inc	Com	882508104	59	532	SH		OTR	-	400	0	132
Textron Inc	Com	883203101	1,252	19,000	SH		SOLE	-	19,000	0	0
3m CO	Com	88579Y101	2,431	12,360	SH		SOLE	-	11,400	340	620
3m CO	Com	88579Y101	352	1,790	SH		OTR	-	1,455	35	300
Toronto Dominion Bank	Com	891160509	1,118	19,315	SH		SOLE	-	19,315	0	0
US Bancorp New	Com	902973304	1,515	30,285	SH		SOLE	-	30,285	0	0
US Bancorp New	Com	902973304	341	6,818	SH		OTR	-	6,132	470	216
Union Pac Corp	Com	907818108	4,307	30,399	SH		SOLE	-	29,699	0	700
Union Pac Corp	Com	907818108	2,955	20,858	SH		OTR	-	18,238	0	2,620
United Parcel Service Cl B	Com	911312106	601	5,660	SH		SOLE	-	5,660	0	0
United Parcel Service Cl B	Com	911312106	197	1,856	SH		OTR	-	1,856	0	0
United Technologies Corp	Com	913017109	5,613	44,897	SH		SOLE	-	44,167	100	630
United Technologies Corp	Com	913017109	3,403	27,221	SH		OTR	-	25,365	1,106	750
Unitedhealth Group Inc	Com	91324P102	2,912	11,870	SH		SOLE	-	11,670	0	200
Unitedhealth Group Inc	Com	91324P102	1,066	4,347	SH		OTR	-	4,197	150	0
Univest Corp of Pennsylvania	Com	915271100	325	11,812	SH		OTR	-	11,812	0	0
V.F. Corp	Com	918204108	390	4,778	SH		SOLE	-	4,778	0	0
V.F. Corp	Com	918204108	42	513	SH		OTR	-	513	0	0
Valero Energy Corp	Com	91913Y100	205	1,850	SH		OTR	-	1,850	0	0
Vaneck Vectors Agribusiness ET	Com	92189F700	1,279	20,568	SH		SOLE	-	19,718	50	800
Vaneck Vectors Agribusiness ET	Com	92189F700	775	12,462	SH		OTR	-	12,087	125	250
Vanguard Intermediate-Term Bon	Com	921937819	323	3,995	SH		SOLE	-	3,995	0	0
Vanguard Intermediate-Term Bon	Com	921937819	30	375	SH		OTR	-	375	0	0
Vanguard Total Bond Market ETF	Com	921937835	266	3,361	SH		SOLE	-	3,361	0	0
Vanguard Ftse Emerging Markets	Com	922042858	1,237	29,302	SH		SOLE	-	29,302	0	0
Vanguard Ftse Emerging Markets	Com	922042858	511	12,115	SH		OTR	-	11,300	0	815
Vanguard Inter Term Corp Bond	Com	92206C870	868	10,391	SH		SOLE	-	10,391	0	0
Vanguard Inter Term Corp Bond	Com	92206C870	221	2,650	SH		OTR	-	2,650	0	0
Vanguard S&P 500 ETF	Com	922908363	5,908	23,678	SH		SOLE	-	23,475	0	203
Vanguard Real Estate ETF	Com	922908553	1,358	16,678	SH		SOLE	-	16,678	0	0
Vanguard Real Estate ETF	Com	922908553	464	5,702	SH		OTR	-	5,363	239	100
Verizon Communications	Com	92343V104	3,378	67,148	SH		SOLE	-	65,361	860	927
Verizon Communications	Com	92343V104	2,390	47,499	SH		OTR	-	44,918	385	2,196
Visa Inc Cl A	Com	92826C839	676	5,102	SH		SOLE	-	5,102	0	0
Visa Inc Cl A	Com	92826C839	572	4,320	SH		OTR	-	4,220	100	0
Wal Mart Inc	Com	931142103	1,283	14,982	SH		SOLE	-	14,582	0	400
Wal Mart Inc	Com	931142103	1,125	13,132	SH		OTR	-	11,766	300	1,066
Walgreens Boots Alliance Inc	Com	931427108	578	9,638	SH		SOLE	-	9,638	0	0
Walgreens Boots Alliance Inc	Com	931427108	104	1,741	SH		OTR	-	937	0	804
Wells Fargo & CO	Com	949746101	4,418	79,684	SH		SOLE	-	79,284	0	400
Wells Fargo & CO	Com	949746101	2,750	49,607	SH		OTR	-	44,551	1,005	4,051
Xylem Inc	Com	98419M100	371	5,511	SH		SOLE	-	5,511	0	0
Xylem Inc	Com	98419M100	224	3,320	SH		OTR	-	3,320	0	0
Yum! Brands Inc	Com	988498101	553	7,064	SH		SOLE	-	7,064	0	0
Yum! Brands Inc	Com	988498101	92	1,170	SH		OTR	-	1,095	75	0
Zimmer Biomet Holdings Inc	Com	98956P102	233	2,091	SH		SOLE	-	1,761	60	270
Zimmer Biomet Holdings Inc	Com	98956P102	219	1,965	SH		OTR	-	1,842	23	100
Eaton Corp PLC	Com	G29183103	432	5,785	SH		SOLE	-	5,530	0	255
Eaton Corp PLC	Com	G29183103	445	5,959	SH		OTR	-	4,884	0	1,075
Medtronic PLC	Com	G5960L103	1,114	13,014	SH		SOLE	-	13,014	0	0
Medtronic PLC	Com	G5960L103	777	9,076	SH		OTR	-	9,005	71	0