NBT Bank N A 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AT&T Inc	Com	00206R102	2,368	70,526	SH		SOLE	0	69,526	0	1,000
AT&T Inc	Com	00206R102	1,403	41,774	SH		OTR	0	36,081	280	5,413
Abbott Labs	Com	002824100	5,379	73,325	SH		SOLE	0	72,825	0	500
Abbott Labs	Com	002824100	1,731	23,599	SH		OTR	0	21,259	621	1,719
Abbvie Inc	Com	00287Y109	3,380	35,733	SH		SOLE	0	35,533	0	200
Abbvie Inc	Com	00287Y109	1,828	19,329	SH		OTR	0	17,464	395	1,470
Activision Blizzard, Inc	Com	00507V109	785	9,442	SH		SOLE	0	9,442	0	0
Activision Blizzard, Inc	Com	00507V109	539	6,480	SH		OTR	0	6,480	0	0
Air Products & Chemicals Inc	Com	009158106	1,290	7,722	SH		SOLE	0	7,722	0	0
Air Products & Chemicals Inc	Com	009158106	370	2,215	SH		OTR	0	2,215	0	0
Allstate Corp	Com	020002101	182	1,840	SH		SOLE	0	1,840	0	0
Allstate Corp	Com	020002101	39	400	SH		OTR	0	400	0	0
Alphabet Inc Cl C	Com	02079K107	3,583	3,002	SH		SOLE	0	2,947	0	55
Alphabet Inc Cl C	Com	02079K107	2,398	2,009	SH		OTR	0	2,009	0	0
Alphabet Inc Cl A	Com	02079K305	2,664	2,207	SH		SOLE	0	2,187	0	20
Alphabet Inc Cl A	Com	02079K305	688	570	SH		OTR	0	570	0	0
Altria Group Inc	Com	02209S103	826	13,693	SH		SOLE	0	12,618	0	1,075
Altria Group Inc	Com	02209S103	2,388	39,600	SH		OTR	0	38,550	200	850
Amazon.Com Inc	Com	023135106	827	413	SH		SOLE	0	413	0	0
Amazon.Com Inc	Com	023135106	282	141	SH		OTR	0	141	0	0
American Express CO	Com	025816109	650	6,108	SH		SOLE	0	5,903	0	205
American Express CO	Com	025816109	196	1,841	SH		OTR	0	1,555	0	286
American Water Works CO Inc	Com	030420103	1,003	11,396	SH		SOLE	0	11,396	0	0
American Water Works CO Inc	Com	030420103	900	10,235	SH		OTR	0	8,125	100	2,010
Amgen Inc	Com	031162100	358	1,725	SH		SOLE	0	1,725	0	0
Amgen Inc	Com	031162100	391	1,885	SH		OTR	0	1,885	0	0
Anadarko Petroleum Corporation	Com	032511107	108	1,609	SH		SOLE	0	1,609	0	0
Anadarko Petroleum Corporation	Com	032511107	184	2,725	SH		OTR	0	2,725	0	0
Apache Corp	Com	037411105	819	17,189	SH		SOLE	0	17,189	0	0
Apache Corp	Com	037411105	611	12,820	SH		OTR	0	12,820	0	0
Apple Inc	Com	037833100	13,410	59,405	SH		SOLE	0	56,160	105	3,140
Apple Inc	Com	037833100	5,722	25,349	SH		OTR	0	23,624	875	850
Autoliv Inc	Com	052800109	929	10,712	SH		SOLE	0	9,962	0	750
Autoliv Inc	Com	052800109	1,074	12,389	SH		OTR	0	12,389	0	0
Automatic Data Processing Inc	Com	053015103	4,286	28,447	SH		SOLE	0	28,167	0	280
Automatic Data Processing Inc	Com	053015103	1,382	9,170	SH		OTR	0	8,525	165	480
BP PLC Spons ADR	Com	055622104	107	2,314	SH		SOLE	0	2,314	0	0
BP PLC Spons ADR	Com	055622104	216	4,676	SH		OTR	0	4,676	0	0
Bank of America Corp	Com	060505104	498	16,903	SH		SOLE	0	16,903	0	0
Bank of America Corp	Com	060505104	399	13,540	SH		OTR	0	13,540	0	0
Bank of New York Mellon Corp	Com	064058100	566	11,103	SH		SOLE	0	11,103	0	0
Bank of New York Mellon Corp	Com	064058100	43	838	SH		OTR	0	338	0	500
Baxter Intl Inc	Com	071813109	702	9,103	SH		SOLE	0	9,103	0	0
Baxter Intl Inc	Com	071813109	328	4,249	SH		OTR	0	2,689	100	1,460
Becton Dickinson	Com	075887109	505	1,936	SH		SOLE	0	1,846	0	90
Becton Dickinson	Com	075887109	328	1,257	SH		OTR	0	1,257	0	0
Berkshire Hathaway Inc-Cl B	Com	084670702	3,046	14,226	SH		SOLE	0	13,996	30	200
Berkshire Hathaway Inc-Cl B	Com	084670702	1,720	8,032	SH		OTR	0	8,012	20	0
Best Buy Company Inc	Com	086516101	617	7,778	SH		SOLE	0	7,778	0	0
Best Buy Company Inc	Com	086516101	31	395	SH		OTR	0	395	0	0
BHP Billiton Ltd Spons ADR	Com	088606108	183	3,674	SH		SOLE	0	3,374	0	300
BHP Billiton Ltd Spons ADR	Com	088606108	88	1,775	SH		OTR	0	1,725	0	50
Biogen Inc	Com	09062X103	206	583	SH		SOLE	0	583	0	0
Biogen Inc	Com	09062X103	205	580	SH		OTR	0	580	0	0
Blackrock Strategic Income Opp	Com	09260B382	5,794	596,131	SH		SOLE	0	583,353	0	12,778
Blackrock Strategic Income Opp	Com	09260B382	879	90,386	SH		OTR	0	74,318	0	16,068
Blackrock High Yield Bond Port	Com	09260B630	3,013	392,862	SH		SOLE	0	389,194	1,662	2,006
Blackrock High Yield Bond Port	Com	09260B630	927	120,820	SH		OTR	0	86,120	2,820	31,880
Boeing CO	Com	097023105	2,073	5,574	SH		SOLE	0	5,339	0	235
Boeing CO	Com	097023105	2,974	7,996	SH		OTR	0	7,996	0	0
Bristol Myers Squibb CO	Com	110122108	3,940	63,466	SH		SOLE	0	60,621	725	2,120
Bristol Myers Squibb CO	Com	110122108	2,235	35,995	SH		OTR	0	33,085	360	2,550
Csx Corp	Com	126408103	245	3,314	SH		SOLE	0	3,314	0	0
Csx Corp	Com	126408103	249	3,360	SH		OTR	0	3,360	0	0
CVS Health Corp	Com	126650100	2,391	30,368	SH		SOLE	0	30,368	0	0
CVS Health Corp	Com	126650100	1,190	15,112	SH		OTR	0	13,972	340	800
Caterpillar Inc	Com	149123101	2,484	16,288	SH		SOLE	0	16,238	0	50
Caterpillar Inc	Com	149123101	1,255	8,230	SH		OTR	0	7,885	45	300
Celgene Corp	Com	151020104	377	4,216	SH		SOLE	0	4,216	0	0
Celgene Corp	Com	151020104	279	3,118	SH		OTR	0	3,118	0	0
Chevron Corporation	Com	166764100	6,190	50,622	SH		SOLE	0	49,132	475	1,015
Chevron Corporation	Com	166764100	4,425	36,184	SH		OTR	0	34,044	510	1,630
Cisco Systems Inc	Com	17275R102	4,055	83,359	SH		SOLE	0	80,604	0	2,755
Cisco Systems Inc	Com	17275R102	2,178	44,764	SH		OTR	0	44,239	525	0
Citigroup Inc	Com	172967424	781	10,884	SH		SOLE	0	10,884	0	0
Citigroup Inc	Com	172967424	571	7,965	SH		OTR	0	7,065	150	750
Clorox Company	Com	189054109	861	5,727	SH		SOLE	0	5,727	0	0
Clorox Company	Com	189054109	596	3,960	SH		OTR	0	3,475	0	485
Coca Cola CO	Com	191216100	2,374	51,405	SH		SOLE	0	45,305	1,100	5,000
Coca Cola CO	Com	191216100	1,329	28,770	SH		OTR	0	23,590	150	5,030
Cognizant Technology Solutions	Com	192446102	221	2,866	SH		SOLE	0	2,866	0	0
Cognizant Technology Solutions	Com	192446102	18	234	SH		OTR	0	234	0	0
Colgate Palmolive CO	Com	194162103	1,380	20,613	SH		SOLE	0	18,713	500	1,400
Colgate Palmolive CO	Com	194162103	831	12,410	SH		OTR	0	10,710	0	1,700
ComcAst Corp-Cl A	Com	20030N101	625	17,644	SH		SOLE	0	16,362	0	1,282
ComcAst Corp-Cl A	Com	20030N101	169	4,786	SH		OTR	0	3,438	400	948
Conocophillips	Com	20825C104	962	12,426	SH		SOLE	0	11,956	100	370
Conocophillips	Com	20825C104	267	3,447	SH		OTR	0	3,197	100	150
Corning Inc	Com	219350105	442	12,516	SH		SOLE	0	12,516	0	0
Corning Inc	Com	219350105	411	11,650	SH		OTR	0	10,950	700	0
Costco Wholesale Corp	Com	22160K105	278	1,182	SH		SOLE	0	1,182	0	0
Costco Wholesale Corp	Com	22160K105	286	1,219	SH		OTR	0	579	0	640
Danaher Corp	Com	235851102	3,212	29,561	SH		SOLE	0	27,731	0	1,830
Danaher Corp	Com	235851102	1,681	15,473	SH		OTR	0	13,543	140	1,790
Deere & CO	Com	244199105	1,133	7,540	SH		SOLE	0	7,350	25	165
Deere & CO	Com	244199105	1,752	11,654	SH		OTR	0	11,584	70	0
Digital Realty Trust Inc REIT	Com	253868103	97	860	SH		SOLE	0	860	0	0
Digital Realty Trust Inc REIT	Com	253868103	135	1,196	SH		OTR	0	1,196	0	0
Disney Walt CO New	Com	254687106	5,135	43,912	SH		SOLE	0	43,177	0	735
Disney Walt CO New	Com	254687106	2,561	21,896	SH		OTR	0	20,366	420	1,110
Dominion Resources Inc	Com	25746U109	1,068	15,203	SH		SOLE	0	14,893	0	310
Dominion Resources Inc	Com	25746U109	954	13,580	SH		OTR	0	10,550	80	2,950
DowDuPont Inc	Com	26078J100	3,095	48,120	SH		SOLE	0	47,575	0	545
DowDuPont Inc	Com	26078J100	3,067	47,695	SH		OTR	0	43,515	152	4,028
Duke Energy Corp	Com	26441C204	209	2,606	SH		SOLE	0	2,273	333	0
Duke Energy Corp	Com	26441C204	162	2,028	SH		OTR	0	1,928	100	0
Ecolab Inc	Com	278865100	1,340	8,544	SH		SOLE	0	8,544	0	0
Ecolab Inc	Com	278865100	475	3,030	SH		OTR	0	2,540	40	450
Emerson Elec CO	Com	291011104	1,048	13,688	SH		SOLE	0	13,368	0	320
Emerson Elec CO	Com	291011104	535	6,981	SH		OTR	0	6,881	100	0
Exelon Corp	Com	30161N101	222	5,080	SH		SOLE	0	5,080	0	0
Exelon Corp	Com	30161N101	122	2,799	SH		OTR	0	2,449	0	350
Express Scripts Hldg	Com	30219G108	1,222	12,863	SH		SOLE	0	12,184	75	604
Express Scripts Hldg	Com	30219G108	168	1,766	SH		OTR	0	1,766	0	0
Exxonmobil Corp	Com	30231G102	8,886	104,512	SH		SOLE	0	100,142	925	3,445
Exxonmobil Corp	Com	30231G102	6,526	76,762	SH		OTR	0	73,702	635	2,425
Facebook Inc-A	Com	30303M102	372	2,264	SH		SOLE	0	2,264	0	0
Facebook Inc-A	Com	30303M102	173	1,054	SH		OTR	0	1,054	0	0
Fidelity 500 Index Instl Premi	Com	315911750	11,927	116,615	SH		SOLE	0	116,615	0	0
Fidelity 500 Index Instl Premi	Com	315911750	386	3,771	SH		OTR	0	3,771	0	0
Fidelity US Bond Index Instl	Com	316146356	25,709	2,301,615	SH		SOLE	0	2,301,615	0	0
Fidelity US Bond Index Instl	Com	316146356	133	11,907	SH		OTR	0	11,907	0	0
Fidelity Magellan Fd	Com	316184100	118	10,403	SH		SOLE	0	10,403	0	0
Fidelity Inflation Protected B	Com	31635T104	6,565	674,673	SH		SOLE	0	674,673	0	0
Fiserv Inc	Com	337738108	1,221	14,823	SH		SOLE	0	14,823	0	0
Fiserv Inc	Com	337738108	105	1,274	SH		OTR	0	1,274	0	0
FlexShares Mstar Glbl Upstrm N	Com	33939L407	38,924	1,150,247	SH		SOLE	0	1,140,427	0	9,820
FlexShares Mstar Glbl Upstrm N	Com	33939L407	4,576	135,212	SH		OTR	0	126,260	340	8,612
Fortive Corp	Com	34959J108	632	7,510	SH		SOLE	0	6,900	0	610
Fortive Corp	Com	34959J108	229	2,724	SH		OTR	0	1,880	50	794
General Dynamics Corp	Com	369550108	1,129	5,513	SH		SOLE	0	5,363	0	150
General Dynamics Corp	Com	369550108	270	1,320	SH		OTR	0	1,270	0	50
General Electric Corp	Com	369604103	968	85,705	SH		SOLE	0	83,780	1,200	725
General Electric Corp	Com	369604103	895	79,274	SH		OTR	0	74,061	1,088	4,125
General Mls Inc	Com	370334104	673	15,679	SH		SOLE	0	15,679	0	0
General Mls Inc	Com	370334104	465	10,832	SH		OTR	0	8,887	100	1,845
Gilead Sciences Inc	Com	375558103	406	5,254	SH		SOLE	0	5,254	0	0
Gilead Sciences Inc	Com	375558103	76	983	SH		OTR	0	983	0	0
Glaxo Smithkline Spons ADR	Com	37733W105	388	9,671	SH		SOLE	0	9,671	0	0
Glaxo Smithkline Spons ADR	Com	37733W105	330	8,212	SH		OTR	0	7,207	255	750
Goldman Sachs Group Inc	Com	38141G104	1,038	4,631	SH		SOLE	0	4,611	20	0
Goldman Sachs Group Inc	Com	38141G104	854	3,810	SH		OTR	0	3,810	0	0
Grainger W W Inc	Com	384802104	1,430	4,000	SH		SOLE	0	4,000	0	0
Grainger W W Inc	Com	384802104	1,042	2,915	SH		OTR	0	1,945	100	870
Home Depot Inc	Com	437076102	824	3,978	SH		SOLE	0	3,978	0	0
Home Depot Inc	Com	437076102	1,081	5,220	SH		OTR	0	4,895	0	325
Honeywell International Inc	Com	438516106	3,160	18,993	SH		SOLE	0	17,993	0	1,000
Honeywell International Inc	Com	438516106	1,288	7,740	SH		OTR	0	6,216	300	1,224
Illinois Tool Wks Inc	Com	452308109	375	2,657	SH		SOLE	0	2,657	0	0
Illinois Tool Wks Inc	Com	452308109	85	599	SH		OTR	0	599	0	0
Intel Corp	Com	458140100	6,373	134,768	SH		SOLE	0	131,568	1,200	2,000
Intel Corp	Com	458140100	2,159	45,665	SH		OTR	0	42,565	1,250	1,850
Intercontinental Exchange Inc	Com	45866F104	456	6,083	SH		SOLE	0	6,083	0	0
Intercontinental Exchange Inc	Com	45866F104	24	325	SH		OTR	0	125	0	200
Intl. Business Machines Corp	Com	459200101	2,905	19,211	SH		SOLE	0	17,461	435	1,315
Intl. Business Machines Corp	Com	459200101	2,281	15,082	SH		OTR	0	13,474	0	1,608
Ishares Core S&P 500 ETF	Com	464287200	210	719	SH		SOLE	0	719	0	0
Ishares Core Total U.S. Aggreg	Com	464287226	225	2,130	SH		SOLE	0	2,130	0	0
Ishares Msci Emerging Mkt ETF	Com	464287234	3,501	81,566	SH		SOLE	0	80,900	525	141
Ishares Msci Emerging Mkt ETF	Com	464287234	589	13,719	SH		OTR	0	12,639	355	725
Ishares Msci Eafe ETF	Com	464287465	4,053	59,610	SH		SOLE	0	59,610	0	0
Ishares Msci Eafe ETF	Com	464287465	816	11,999	SH		OTR	0	11,329	345	325
Ishares Core S&P Mid-Cap ETF	Com	464287507	1,928	9,578	SH		SOLE	0	9,578	0	0
Ishares Core S&P Mid-Cap ETF	Com	464287507	641	3,186	SH		OTR	0	2,986	0	200
Ishares Nasdaq Biotech ETF	Com	464287556	3,681	30,187	SH		SOLE	0	29,599	96	492
Ishares Nasdaq Biotech ETF	Com	464287556	1,651	13,539	SH		OTR	0	12,729	660	150
Ishares Russell 2000 ETF	Com	464287655	6,614	39,243	SH		SOLE	0	38,460	0	783
Ishares Russell 2000 ETF	Com	464287655	739	4,383	SH		OTR	0	4,018	330	35
Ishares DJ US Telcom Sector ET	Com	464287713	786	26,443	SH		SOLE	0	26,443	0	0
Ishares DJ US Telcom Sector ET	Com	464287713	581	19,530	SH		OTR	0	19,330	200	0
Ishares IBoxx High Yield Corpo	Com	464288513	236	2,735	SH		SOLE	0	2,735	0	0
ISHARES TR SHORT-TERM CORP BD	Com	464288646	232	4,478	SH		SOLE	0	4,478	0	0
Ishares S&P Pref Stk ETF	Com	464288687	2,410	64,901	SH		SOLE	0	64,901	0	0
Ishares S&P Pref Stk ETF	Com	464288687	701	18,889	SH		OTR	0	15,589	0	3,300
JP Morgan Chase & CO	Com	46625H100	9,244	81,919	SH		SOLE	0	80,832	112	975
JP Morgan Chase & CO	Com	46625H100	5,388	47,748	SH		OTR	0	44,748	640	2,360
Johnson & Johnson	Com	478160104	10,306	74,588	SH		SOLE	0	70,350	150	4,088
Johnson & Johnson	Com	478160104	4,916	35,577	SH		OTR	0	31,567	320	3,690
Keycorp	Com	493267108	51	2,562	SH		SOLE	0	2,562	0	0
Keycorp	Com	493267108	186	9,360	SH		OTR	0	9,360	0	0
Kimberly Clark Corp	Com	494368103	480	4,221	SH		SOLE	0	4,221	0	0
Kimberly Clark Corp	Com	494368103	125	1,100	SH		OTR	0	1,100	0	0
Kohls Corp	Com	500255104	231	3,095	SH		SOLE	0	3,095	0	0
Kohls Corp	Com	500255104	54	725	SH		OTR	0	725	0	0
Kraft Heinz CO	Com	500754106	113	2,046	SH		SOLE	0	1,980	0	66
Kraft Heinz CO	Com	500754106	424	7,702	SH		OTR	0	7,622	46	34
Lilly Eli & CO	Com	532457108	401	3,734	SH		SOLE	0	3,206	0	528
Lilly Eli & CO	Com	532457108	653	6,085	SH		OTR	0	5,060	0	1,025
Lockheed Martin Corp	Com	539830109	3,130	9,046	SH		SOLE	0	8,531	0	515
Lockheed Martin Corp	Com	539830109	1,120	3,237	SH		OTR	0	3,237	0	0
Lowes Cos Inc	Com	548661107	6,700	58,353	SH		SOLE	0	57,953	25	375
Lowes Cos Inc	Com	548661107	3,337	29,059	SH		OTR	0	28,024	335	700
M & T Bank Corp	Com	55261F104	206	1,250	SH		OTR	0	1,250	0	0
MFS Municipal High Income Fd I	Com	552984692	147	18,100	SH		SOLE	0	18,100	0	0
Mastercard Inc Cl A	Com	57636Q104	62	277	SH		SOLE	0	277	0	0
Mastercard Inc Cl A	Com	57636Q104	150	675	SH		OTR	0	675	0	0
McDonalds Corp	Com	580135101	7,000	41,846	SH		SOLE	0	41,771	75	0
McDonalds Corp	Com	580135101	3,570	21,341	SH		OTR	0	20,055	265	1,021
Merck & CO Inc	Com	58933Y105	3,262	45,981	SH		SOLE	0	44,506	675	800
Merck & CO Inc	Com	58933Y105	1,562	22,016	SH		OTR	0	21,026	165	825
Metlife Inc	Com	59156R108	407	8,715	SH		SOLE	0	8,715	0	0
Metlife Inc	Com	59156R108	104	2,225	SH		OTR	0	2,114	111	0
Microsoft Corp	Com	594918104	11,842	103,539	SH		SOLE	0	100,824	225	2,490
Microsoft Corp	Com	594918104	5,829	50,970	SH		OTR	0	46,500	970	3,500
Microchip Technology Inc	Com	595017104	1,981	25,105	SH		SOLE	0	25,105	0	0
Microchip Technology Inc	Com	595017104	672	8,510	SH		OTR	0	7,535	150	825
Mondelez International Inc	Com	609207105	481	11,207	SH		SOLE	0	10,593	0	614
Mondelez International Inc	Com	609207105	891	20,746	SH		OTR	0	20,505	138	103
NBT Bancorp Inc	Com	628778102	5,530	144,095	SH		SOLE	0	66,444	0	77,651
NBT Bancorp Inc	Com	628778102	2,008	52,323	SH		OTR	0	49,057	0	3,266
Nextera Energy Inc	Com	65339F101	1,635	9,753	SH		SOLE	0	9,303	0	450
Nextera Energy Inc	Com	65339F101	1,317	7,857	SH		OTR	0	5,802	30	2,025
Nike Inc-Class B	Com	654106103	2,357	27,822	SH		SOLE	0	27,822	0	0
Nike Inc-Class B	Com	654106103	1,189	14,035	SH		OTR	0	9,895	140	4,000
Norfolk Southern Corp	Com	655844108	1,012	5,605	SH		SOLE	0	5,470	0	135
Norfolk Southern Corp	Com	655844108	1,264	7,000	SH		OTR	0	5,730	70	1,200
Novartis Ag Spons ADR	Com	66987V109	1,575	18,277	SH		SOLE	0	18,277	0	0
Novartis Ag Spons ADR	Com	66987V109	1,188	13,792	SH		OTR	0	11,857	150	1,785
Nucor Corp	Com	670346105	549	8,651	SH		SOLE	0	8,651	0	0
Nucor Corp	Com	670346105	349	5,500	SH		OTR	0	3,500	0	2,000
Oracle Corporation	Com	68389X105	2,216	42,970	SH		SOLE	0	41,065	0	1,905
Oracle Corporation	Com	68389X105	480	9,315	SH		OTR	0	9,315	0	0
Pepsico Inc	Com	713448108	6,099	54,551	SH		SOLE	0	54,151	100	300
Pepsico Inc	Com	713448108	2,809	25,128	SH		OTR	0	23,898	420	810
Pfizer Inc	Com	717081103	5,259	119,326	SH		SOLE	0	116,226	0	3,100
Pfizer Inc	Com	717081103	3,147	71,408	SH		OTR	0	66,964	1,855	2,589
Philip Morris International	Com	718172109	718	8,809	SH		SOLE	0	7,984	0	825
Philip Morris International	Com	718172109	2,687	32,952	SH		OTR	0	32,652	150	150
Praxair Inc	Com	74005P104	1,522	9,467	SH		SOLE	0	9,467	0	0
Praxair Inc	Com	74005P104	969	6,030	SH		OTR	0	4,905	0	1,125
T Rowe Price Group Inc	Com	74144T108	3,804	34,843	SH		SOLE	0	34,793	50	0
T Rowe Price Group Inc	Com	74144T108	1,877	17,196	SH		OTR	0	16,601	295	300
Procter & Gamble CO	Com	742718109	7,017	84,313	SH		SOLE	0	79,773	500	4,040
Procter & Gamble CO	Com	742718109	3,666	44,052	SH		OTR	0	39,487	405	4,160
Prudential Finl Inc	Com	744320102	1,746	17,232	SH		SOLE	0	17,182	50	0
Prudential Finl Inc	Com	744320102	1,233	12,165	SH		OTR	0	11,815	150	200
Public Service Enterprise Grou	Com	744573106	151	2,857	SH		SOLE	0	2,857	0	0
Public Service Enterprise Grou	Com	744573106	135	2,550	SH		OTR	0	2,550	0	0
Qualcomm Inc	Com	747525103	2,632	36,534	SH		SOLE	0	36,009	0	525
Qualcomm Inc	Com	747525103	1,224	16,989	SH		OTR	0	16,364	125	500
Rockwell Automation Inc	Com	773903109	174	930	SH		SOLE	0	930	0	0
Rockwell Automation Inc	Com	773903109	109	580	SH		OTR	0	580	0	0
Royal Dutch Shell Spons ADR	Com	780259206	17	245	SH		SOLE	0	245	0	0
Royal Dutch Shell Spons ADR	Com	780259206	259	3,801	SH		OTR	0	3,551	0	250
SPDR S&P 500 ETF Trust	Com	78462F103	3,843	13,219	SH		SOLE	0	12,910	0	309
SPDR S&P 500 ETF Trust	Com	78462F103	985	3,388	SH		OTR	0	3,028	160	200
SPDR Portfolio Intermediate Te	Com	78464A375	660	19,828	SH		SOLE	0	19,828	0	0
SPDR S&P Regional Banking ETF	Com	78464A698	2,692	45,307	SH		SOLE	0	45,307	0	0
SPDR S&P Regional Banking ETF	Com	78464A698	1,306	21,972	SH		OTR	0	21,772	100	100
SPDR S&P Dividend ETF	Com	78464A763	10,588	108,122	SH		SOLE	0	108,122	0	0
SPDR S&P Dividend ETF	Com	78464A763	794	8,105	SH		OTR	0	7,705	0	400
Kbw Bank ETF	Com	78464A797	245	5,262	SH		SOLE	0	5,262	0	0
Kbw Bank ETF	Com	78464A797	53	1,130	SH		OTR	0	1,030	0	100
SPDR Dow Jones Industrial Aver	Com	78467X109	1,152	4,357	SH		SOLE	0	4,357	0	0
SPDR Dow Jones Industrial Aver	Com	78467X109	457	1,730	SH		OTR	0	1,530	100	100
Midcap SPDR Trust Series 1	Com	78467Y107	9,125	24,832	SH		SOLE	0	24,456	0	376
Midcap SPDR Trust Series 1	Com	78467Y107	1,130	3,075	SH		OTR	0	2,865	175	35
Salesforce.Com	Com	79466L302	687	4,323	SH		SOLE	0	4,303	20	0
Salesforce.Com	Com	79466L302	665	4,180	SH		OTR	0	4,180	0	0
Schlumberger Ltd	Com	806857108	2,226	36,543	SH		SOLE	0	35,828	0	715
Schlumberger Ltd	Com	806857108	714	11,724	SH		OTR	0	11,564	160	0
Charles Schwab Corp	Com	808513105	31	640	SH		SOLE	0	640	0	0
Charles Schwab Corp	Com	808513105	176	3,575	SH		OTR	0	3,575	0	0
Materials Select SPDR Fund	Com	81369Y100	1,428	24,643	SH		SOLE	0	22,663	0	1,980
Materials Select SPDR Fund	Com	81369Y100	571	9,851	SH		OTR	0	9,021	375	455
Health Care Select Sector SPDR	Com	81369Y209	1,053	11,069	SH		SOLE	0	10,607	0	462
Health Care Select Sector SPDR	Com	81369Y209	213	2,239	SH		OTR	0	2,239	0	0
Consumer Staples Select Sector	Com	81369Y308	586	10,858	SH		SOLE	0	10,473	0	385
Consumer Staples Select Sector	Com	81369Y308	89	1,643	SH		OTR	0	1,353	100	190
Consumer Discretionary Selt	Com	81369Y407	1,682	14,352	SH		SOLE	0	12,612	0	1,740
Consumer Discretionary Selt	Com	81369Y407	348	2,967	SH		OTR	0	2,302	530	135
Energy Select Sector SPDR	Com	81369Y506	803	10,598	SH		SOLE	0	10,223	0	375
Energy Select Sector SPDR	Com	81369Y506	95	1,257	SH		OTR	0	1,024	80	153
Financial Select Sector SPDR	Com	81369Y605	1,000	36,275	SH		SOLE	0	34,775	0	1,500
Financial Select Sector SPDR	Com	81369Y605	94	3,399	SH		OTR	0	3,241	158	0
Industrial Select Sector SPDR	Com	81369Y704	1,241	15,826	SH		SOLE	0	15,776	0	50
Industrial Select Sector SPDR	Com	81369Y704	118	1,509	SH		OTR	0	1,409	0	100
Technology Select Sect SPDR	Com	81369Y803	2,202	29,233	SH		SOLE	0	28,871	162	200
Technology Select Sect SPDR	Com	81369Y803	229	3,037	SH		OTR	0	2,637	400	0
Real Estate Select Sect SPDR	Com	81369Y860	1,015	31,137	SH		SOLE	0	29,915	105	1,117
Real Estate Select Sect SPDR	Com	81369Y860	793	24,318	SH		OTR	0	24,172	21	125
Utilities Select Sector SPDR	Com	81369Y886	1,789	33,971	SH		SOLE	0	32,821	0	1,150
Utilities Select Sector SPDR	Com	81369Y886	1,021	19,396	SH		OTR	0	18,434	450	512
Jm Smucker CO	Com	832696405	94	914	SH		SOLE	0	839	0	75
Jm Smucker CO	Com	832696405	117	1,144	SH		OTR	0	1,126	0	18
Southern Company	Com	842587107	870	19,956	SH		SOLE	0	19,956	0	0
Southern Company	Com	842587107	646	14,807	SH		OTR	0	14,682	0	125
State Street Corp	Com	857477103	424	5,063	SH		SOLE	0	5,063	0	0
State Street Corp	Com	857477103	74	885	SH		OTR	0	710	0	175
Stryker Corporation	Com	863667101	678	3,816	SH		SOLE	0	3,816	0	0
Suncor Energy Inc	Com	867224107	189	4,884	SH		SOLE	0	4,609	0	275
Suncor Energy Inc	Com	867224107	70	1,800	SH		OTR	0	1,800	0	0
Sysco Corp	Com	871829107	610	8,330	SH		SOLE	0	8,330	0	0
Sysco Corp	Com	871829107	560	7,649	SH		OTR	0	7,224	0	425
TJX Cos Inc	Com	872540109	2,393	21,365	SH		SOLE	0	20,715	150	500
TJX Cos Inc	Com	872540109	1,991	17,776	SH		OTR	0	17,263	170	343
Target Corp	Com	87612E106	2,489	28,216	SH		SOLE	0	27,941	0	275
Target Corp	Com	87612E106	1,472	16,692	SH		OTR	0	15,467	225	1,000
Texas Instruments Inc	Com	882508104	148	1,378	SH		SOLE	0	1,228	0	150
Texas Instruments Inc	Com	882508104	57	532	SH		OTR	0	400	0	132
Textron Inc	Com	883203101	1,304	18,250	SH		SOLE	0	18,250	0	0
3m CO	Com	88579Y101	2,271	10,777	SH		SOLE	0	9,817	340	620
3m CO	Com	88579Y101	377	1,790	SH		OTR	0	1,455	35	300
Toronto Dominion Bank	Com	891160509	239	3,932	SH		SOLE	0	3,932	0	0
US Bancorp New	Com	902973304	1,309	24,781	SH		SOLE	0	24,781	0	0
US Bancorp New	Com	902973304	352	6,668	SH		OTR	0	5,982	470	216
Union Pac Corp	Com	907818108	4,401	27,027	SH		SOLE	0	26,327	0	700
Union Pac Corp	Com	907818108	3,367	20,677	SH		OTR	0	18,057	0	2,620
United Parcel Service Cl B	Com	911312106	573	4,905	SH		SOLE	0	4,905	0	0
United Parcel Service Cl B	Com	911312106	214	1,836	SH		OTR	0	1,836	0	0
United Technologies Corp	Com	913017109	5,702	40,785	SH		SOLE	0	40,055	100	630
United Technologies Corp	Com	913017109	3,772	26,977	SH		OTR	0	25,041	1,186	750
Unitedhealth Group Inc	Com	91324P102	2,768	10,405	SH		SOLE	0	10,205	0	200
Unitedhealth Group Inc	Com	91324P102	1,156	4,347	SH		OTR	0	4,197	150	0
Univest Corp of Pennsylvania	Com	915271100	312	11,812	SH		OTR	0	11,812	0	0
V.F. Corp	Com	918204108	301	3,226	SH		SOLE	0	3,226	0	0
V.F. Corp	Com	918204108	48	513	SH		OTR	0	513	0	0
Vaneck Vectors Agribusiness ET	Com	92189F700	1,190	18,119	SH		SOLE	0	17,269	50	800
Vaneck Vectors Agribusiness ET	Com	92189F700	780	11,873	SH		OTR	0	11,648	125	100
Vanguard Intermediate-Term Bon	Com	921937819	322	3,995	SH		SOLE	0	3,995	0	0
Vanguard Intermediate-Term Bon	Com	921937819	30	375	SH		OTR	0	375	0	0
Vanguard Total Bond Market ETF	Com	921937835	265	3,361	SH		SOLE	0	3,361	0	0
Vanguard High Dividend Yield E	Com	921946406	229	2,635	SH		SOLE	0	2,635	0	0
Vanguard High Dividend Yield E	Com	921946406	100	1,147	SH		OTR	0	1,147	0	0
Vanguard Ftse Emerging Markets	Com	922042858	1,202	29,307	SH		SOLE	0	29,307	0	0
Vanguard Ftse Emerging Markets	Com	922042858	495	12,070	SH		OTR	0	11,255	0	815
Vanguard Inter Term Corp Bond	Com	92206C870	830	9,941	SH		SOLE	0	9,941	0	0
Vanguard Inter Term Corp Bond	Com	92206C870	221	2,650	SH		OTR	0	2,650	0	0
Vanguard S&P 500 ETF	Com	922908363	6,323	23,678	SH		SOLE	0	23,475	0	203
Vanguard Real Estate ETF	Com	922908553	1,321	16,370	SH		SOLE	0	16,370	0	0
Vanguard Real Estate ETF	Com	922908553	456	5,649	SH		OTR	0	5,310	239	100
Veoneer Incorporated Com	Com	92336X109	590	10,712	SH		SOLE	0	9,962	0	750
Veoneer Incorporated Com	Com	92336X109	683	12,394	SH		OTR	0	12,394	0	0
Verizon Communications	Com	92343V104	3,220	60,304	SH		SOLE	0	58,517	860	927
Verizon Communications	Com	92343V104	2,537	47,527	SH		OTR	0	44,946	385	2,196
Visa Inc Cl A	Com	92826C839	692	4,612	SH		SOLE	0	4,612	0	0
Visa Inc Cl A	Com	92826C839	648	4,320	SH		OTR	0	4,220	100	0
Wal Mart Inc	Com	931142103	1,359	14,472	SH		SOLE	0	14,072	0	400
Wal Mart Inc	Com	931142103	1,221	13,002	SH		OTR	0	11,636	300	1,066
Walgreens Boots Alliance Inc	Com	931427108	652	8,948	SH		SOLE	0	8,948	0	0
Walgreens Boots Alliance Inc	Com	931427108	120	1,651	SH		OTR	0	847	0	804
Wells Fargo & CO	Com	949746101	4,018	76,453	SH		SOLE	0	76,053	0	400
Wells Fargo & CO	Com	949746101	2,484	47,260	SH		OTR	0	42,204	1,005	4,051
WisdomTree MidCap Dividend ETF	Com	97717W505	208	5,630	SH		SOLE	0	5,630	0	0
WisdomTree MidCap Dividend ETF	Com	97717W505	34	930	SH		OTR	0	930	0	0
Xylem Inc	Com	98419M100	415	5,195	SH		SOLE	0	5,195	0	0
Xylem Inc	Com	98419M100	252	3,150	SH		OTR	0	3,150	0	0
Yum! Brands Inc	Com	988498101	622	6,845	SH		SOLE	0	6,845	0	0
Yum! Brands Inc	Com	988498101	102	1,120	SH		OTR	0	1,045	75	0
Zimmer Biomet Holdings Inc	Com	98956P102	273	2,076	SH		SOLE	0	1,746	60	270
Zimmer Biomet Holdings Inc	Com	98956P102	258	1,965	SH		OTR	0	1,842	23	100
Eaton Corp PLC	Com	G29183103	500	5,768	SH		SOLE	0	5,513	0	255
Eaton Corp PLC	Com	G29183103	517	5,959	SH		OTR	0	4,884	0	1,075
Medtronic PLC	Com	G5960L103	1,209	12,286	SH		SOLE	0	12,286	0	0
Medtronic PLC	Com	G5960L103	875	8,899	SH		OTR	0	8,828	71	0