NBT Bank N A 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AT&T Inc	Com	00206R102	1,985	69,554	SH		SOLE	-	68,554	0	1,000
AT&T Inc	Com	00206R102	1,177	41,223	SH		OTR	-	35,530	280	5,413
Abbott Labs	Com	002824100	4,865	67,267	SH		SOLE	-	66,767	0	500
Abbott Labs	Com	002824100	1,694	23,414	SH		OTR	-	21,109	621	1,684
Abbvie Inc	Com	00287Y109	3,192	34,629	SH		SOLE	-	34,429	0	200
Abbvie Inc	Com	00287Y109	1,713	18,583	SH		OTR	-	16,718	395	1,470
Activision Blizzard, Inc	Com	00507V109	590	12,669	SH		SOLE	-	12,669	0	0
Activision Blizzard, Inc	Com	00507V109	302	6,480	SH		OTR	-	6,480	0	0
Air Products & Chemicals Inc	Com	009158106	1,231	7,692	SH		SOLE	-	7,692	0	0
Air Products & Chemicals Inc	Com	009158106	355	2,215	SH		OTR	-	2,215	0	0
Alphabet Inc Cl C	Com	02079K107	2,953	2,851	SH		SOLE	-	2,796	0	55
Alphabet Inc Cl C	Com	02079K107	2,106	2,034	SH		OTR	-	2,034	0	0
Alphabet Inc Cl A	Com	02079K305	2,211	2,116	SH		SOLE	-	2,096	0	20
Alphabet Inc Cl A	Com	02079K305	648	620	SH		OTR	-	620	0	0
Altria Group Inc	Com	02209S103	630	12,748	SH		SOLE	-	11,673	0	1,075
Altria Group Inc	Com	02209S103	1,936	39,200	SH		OTR	-	38,150	200	850
Amazon.Com Inc	Com	023135106	634	422	SH		SOLE	-	422	0	0
Amazon.Com Inc	Com	023135106	302	201	SH		OTR	-	201	0	0
American Express CO	Com	025816109	571	5,992	SH		SOLE	-	5,992	0	0
American Express CO	Com	025816109	157	1,651	SH		OTR	-	1,365	0	286
American Tower Corp REIT	Com	03027X100	20	125	SH		SOLE	-	125	0	0
American Tower Corp REIT	Com	03027X100	196	1,240	SH		OTR	-	1,240	0	0
American Water Works CO Inc	Com	030420103	1,053	11,596	SH		SOLE	-	11,596	0	0
American Water Works CO Inc	Com	030420103	911	10,035	SH		OTR	-	7,925	100	2,010
Amgen Inc	Com	031162100	372	1,910	SH		SOLE	-	1,910	0	0
Amgen Inc	Com	031162100	367	1,885	SH		OTR	-	1,885	0	0
Apache Corp	Com	037411105	463	17,620	SH		SOLE	-	17,620	0	0
Apache Corp	Com	037411105	348	13,270	SH		OTR	-	12,970	0	300
Apple Inc	Com	037833100	8,972	56,881	SH		SOLE	-	53,636	105	3,140
Apple Inc	Com	037833100	4,042	25,624	SH		OTR	-	23,899	875	850
Arrow Finl Corp	Com	042744102	599	18,706	SH		SOLE	-	9,998	0	8,708
Arrow Finl Corp	Com	042744102	111	3,477	SH		OTR	-	3,477	0	0
Autoliv Inc	Com	052800109	750	10,677	SH		SOLE	-	9,927	0	750
Autoliv Inc	Com	052800109	865	12,321	SH		OTR	-	12,321	0	0
Automatic Data Processing Inc	Com	053015103	3,590	27,377	SH		SOLE	-	27,097	0	280
Automatic Data Processing Inc	Com	053015103	1,173	8,945	SH		OTR	-	8,300	165	480
BP PLC Spons ADR	Com	055622104	88	2,314	SH		SOLE	-	2,314	0	0
BP PLC Spons ADR	Com	055622104	299	7,876	SH		OTR	-	7,676	0	200
Bny Mellon Fds Mid Cap Multi-S	Com	05569M608	168	11,768	SH		OTR	-	11,768	0	0
BNY Mellon Fds Emerging Market	Com	05569M848	149	15,064	SH		OTR	-	15,064	0	0
Bank of America Corp	Com	060505104	451	18,303	SH		SOLE	-	18,303	0	0
Bank of America Corp	Com	060505104	348	14,140	SH		OTR	-	14,140	0	0
Bank of New York Mellon Corp	Com	064058100	521	11,059	SH		SOLE	-	11,059	0	0
Bank of New York Mellon Corp	Com	064058100	39	838	SH		OTR	-	338	0	500
Baxter Intl Inc	Com	071813109	579	8,798	SH		SOLE	-	8,798	0	0
Baxter Intl Inc	Com	071813109	280	4,249	SH		OTR	-	2,689	100	1,460
Becton Dickinson	Com	075887109	414	1,836	SH		SOLE	-	1,836	0	0
Becton Dickinson	Com	075887109	261	1,157	SH		OTR	-	1,157	0	0
Berkshire Hathaway Inc-Cl B	Com	084670702	2,643	12,945	SH		SOLE	-	12,715	30	200
Berkshire Hathaway Inc-Cl B	Com	084670702	1,722	8,432	SH		OTR	-	8,412	20	0
Best Buy Company Inc	Com	086516101	357	6,736	SH		SOLE	-	6,736	0	0
Best Buy Company Inc	Com	086516101	21	395	SH		OTR	-	395	0	0
BHP Group Ltd Spons ADR	Com	088606108	163	3,374	SH		SOLE	-	3,174	0	200
BHP Group Ltd Spons ADR	Com	088606108	86	1,775	SH		OTR	-	1,725	0	50
Biogen Inc	Com	09062X103	129	429	SH		SOLE	-	429	0	0
Biogen Inc	Com	09062X103	190	630	SH		OTR	-	630	0	0
Blackrock Strategic Income Opp	Com	09260B382	6,414	668,127	SH		SOLE	-	651,565	0	16,562
Blackrock Strategic Income Opp	Com	09260B382	868	90,436	SH		OTR	-	74,368	0	16,068
Blackrock High Yield Bond Port	Com	09260B630	5,256	736,199	SH		SOLE	-	734,042	1,662	495
Blackrock High Yield Bond Port	Com	09260B630	1,271	178,007	SH		OTR	-	131,413	2,482	44,112
Boeing CO	Com	097023105	1,732	5,370	SH		SOLE	-	5,135	0	235
Boeing CO	Com	097023105	2,587	8,021	SH		OTR	-	8,021	0	0
Bristol Myers Squibb CO	Com	110122108	3,450	66,379	SH		SOLE	-	63,534	725	2,120
Bristol Myers Squibb CO	Com	110122108	1,855	35,695	SH		OTR	-	32,785	360	2,550
Cigna Corp	Com	125523100	552	2,905	SH		SOLE	-	2,740	18	147
Cigna Corp	Com	125523100	82	430	SH		OTR	-	430	0	0
Csx Corp	Com	126408103	199	3,199	SH		SOLE	-	3,199	0	0
Csx Corp	Com	126408103	218	3,510	SH		OTR	-	3,510	0	0
CVS Health Corp	Com	126650100	1,996	30,469	SH		SOLE	-	30,469	0	0
CVS Health Corp	Com	126650100	1,000	15,262	SH		OTR	-	13,922	340	1,000
Cardinal Health Inc	Com	14149Y108	189	4,235	SH		SOLE	-	4,235	0	0
Cardinal Health Inc	Com	14149Y108	42	950	SH		OTR	-	950	0	0
Caterpillar Inc	Com	149123101	1,991	15,668	SH		SOLE	-	15,668	0	0
Caterpillar Inc	Com	149123101	1,107	8,715	SH		OTR	-	8,370	45	300
Celgene Corp	Com	151020104	238	3,711	SH		SOLE	-	3,711	0	0
Celgene Corp	Com	151020104	181	2,818	SH		OTR	-	2,818	0	0
Chevron Corporation	Com	166764100	5,387	49,516	SH		SOLE	-	48,076	425	1,015
Chevron Corporation	Com	166764100	3,947	36,278	SH		OTR	-	34,238	510	1,530
Cisco Systems Inc	Com	17275R102	3,497	80,707	SH		SOLE	-	77,952	0	2,755
Cisco Systems Inc	Com	17275R102	1,937	44,698	SH		OTR	-	44,173	525	0
Citigroup Inc	Com	172967424	542	10,416	SH		SOLE	-	10,416	0	0
Citigroup Inc	Com	172967424	415	7,965	SH		OTR	-	7,065	150	750
Clorox Company	Com	189054109	890	5,777	SH		SOLE	-	5,777	0	0
Clorox Company	Com	189054109	595	3,860	SH		OTR	-	3,375	0	485
Coca Cola CO	Com	191216100	2,404	50,771	SH		SOLE	-	44,671	1,100	5,000
Coca Cola CO	Com	191216100	1,450	30,620	SH		OTR	-	25,440	150	5,030
Colgate Palmolive CO	Com	194162103	1,150	19,318	SH		SOLE	-	17,418	500	1,400
Colgate Palmolive CO	Com	194162103	733	12,310	SH		OTR	-	10,610	0	1,700
ComCast Corp-Cl A	Com	20030N101	597	17,544	SH		SOLE	-	16,262	0	1,282
ComCast Corp-Cl A	Com	20030N101	206	6,036	SH		OTR	-	4,438	650	948
Conocophillips	Com	20825C104	692	11,095	SH		SOLE	-	10,895	100	100
Conocophillips	Com	20825C104	187	2,992	SH		OTR	-	2,742	100	150
Corning Inc	Com	219350105	378	12,516	SH		SOLE	-	12,516	0	0
Corning Inc	Com	219350105	337	11,150	SH		OTR	-	10,450	700	0
Costco Wholesale Corp	Com	22160K105	239	1,172	SH		SOLE	-	1,172	0	0
Costco Wholesale Corp	Com	22160K105	279	1,369	SH		OTR	-	729	0	640
Danaher Corp	Com	235851102	2,866	27,790	SH		SOLE	-	25,960	0	1,830
Danaher Corp	Com	235851102	1,585	15,373	SH		OTR	-	13,443	140	1,790
Deere & CO	Com	244199105	1,618	10,844	SH		SOLE	-	10,654	25	165
Deere & CO	Com	244199105	1,744	11,689	SH		OTR	-	11,619	70	0
Digital Realty Trust Inc REIT	Com	253868103	92	860	SH		SOLE	-	860	0	0
Digital Realty Trust Inc REIT	Com	253868103	127	1,196	SH		OTR	-	1,196	0	0
Disney Walt CO New	Com	254687106	4,415	40,260	SH		SOLE	-	39,525	0	735
Disney Walt CO New	Com	254687106	2,469	22,521	SH		OTR	-	20,791	520	1,210
Dominion Resources Inc	Com	25746U109	1,030	14,415	SH		SOLE	-	14,105	0	310
Dominion Resources Inc	Com	25746U109	935	13,080	SH		OTR	-	10,050	80	2,950
DowDuPont Inc	Com	26078J100	2,508	46,891	SH		SOLE	-	46,616	0	275
DowDuPont Inc	Com	26078J100	2,532	47,347	SH		OTR	-	43,167	152	4,028
Dreyfus International Stock In	Com	26202Y205	194	12,908	SH		OTR	-	12,908	0	0
Duke Energy Corp	Com	26441C204	283	3,281	SH		SOLE	-	2,948	333	0
Duke Energy Corp	Com	26441C204	161	1,862	SH		OTR	-	1,762	100	0
Ecolab Inc	Com	278865100	1,259	8,544	SH		SOLE	-	8,544	0	0
Ecolab Inc	Com	278865100	432	2,930	SH		OTR	-	2,440	40	450
Emerson Elec CO	Com	291011104	846	14,165	SH		SOLE	-	14,165	0	0
Emerson Elec CO	Com	291011104	387	6,481	SH		OTR	-	6,381	100	0
Exelon Corp	Com	30161N101	229	5,080	SH		SOLE	-	5,080	0	0
Exelon Corp	Com	30161N101	149	3,299	SH		OTR	-	2,949	0	350
Exxonmobil Corp	Com	30231G102	7,038	103,211	SH		SOLE	-	98,916	850	3,445
Exxonmobil Corp	Com	30231G102	5,151	75,544	SH		OTR	-	72,384	635	2,525
Facebook Inc-A	Com	30303M102	279	2,132	SH		SOLE	-	2,132	0	0
Facebook Inc-A	Com	30303M102	158	1,204	SH		OTR	-	1,204	0	0
Fidelity 500 Index Fund	Com	315911750	35,334	405,670	SH		SOLE	-	401,533	0	4,137
Fidelity 500 Index Fund	Com	315911750	867	9,954	SH		OTR	-	9,954	0	0
Fidelity Small Cap Index Fund	Com	316146182	209	12,099	SH		SOLE	-	12,099	0	0
Fidelity Mid Cap Index Fund	Com	316146265	568	30,515	SH		SOLE	-	30,515	0	0
Fidelity US Bond Index Instl	Com	316146356	67,473	5,981,608	SH		SOLE	-	5,914,359	3,165	64,084
Fidelity US Bond Index Instl	Com	316146356	1,675	148,489	SH		OTR	-	147,582	0	907
Fidelity Magellan Fd	Com	316184100	93	10,403	SH		SOLE	-	10,403	0	0
Fidelity Inflation Protected B	Com	31635T104	11,837	1,247,321	SH		SOLE	-	1,233,251	1,070	13,000
Fidelity Inflation Protected B	Com	31635T104	388	40,877	SH		OTR	-	38,842	0	2,036
Fiserv Inc	Com	337738108	897	12,207	SH		SOLE	-	12,207	0	0
Fiserv Inc	Com	337738108	94	1,274	SH		OTR	-	1,274	0	0
FlexShares Mstar Glbl Upstrm N	Com	33939L407	34,217	1,168,606	SH		SOLE	-	1,158,996	0	9,610
FlexShares Mstar Glbl Upstrm N	Com	33939L407	3,888	132,789	SH		OTR	-	128,282	340	4,167
Fortive Corp	Com	34959J108	466	6,893	SH		SOLE	-	6,283	0	610
Fortive Corp	Com	34959J108	172	2,549	SH		OTR	-	1,705	50	794
General Dynamics Corp	Com	369550108	748	4,761	SH		SOLE	-	4,611	0	150
General Dynamics Corp	Com	369550108	196	1,245	SH		OTR	-	1,195	0	50
General Electric Corp	Com	369604103	358	47,297	SH		SOLE	-	47,172	0	125
General Electric Corp	Com	369604103	517	68,274	SH		OTR	-	64,061	1,088	3,125
General Mls Inc	Com	370334104	540	13,869	SH		SOLE	-	13,869	0	0
General Mls Inc	Com	370334104	402	10,322	SH		OTR	-	8,377	100	1,845
Gilead Sciences Inc	Com	375558103	264	4,217	SH		SOLE	-	4,217	0	0
Gilead Sciences Inc	Com	375558103	61	983	SH		OTR	-	983	0	0
Glaxo Smithkline Spons ADR	Com	37733W105	313	8,179	SH		SOLE	-	8,179	0	0
Glaxo Smithkline Spons ADR	Com	37733W105	302	7,912	SH		OTR	-	6,907	255	750
Goldman Sachs Group Inc	Com	38141G104	793	4,747	SH		SOLE	-	4,727	20	0
Goldman Sachs Group Inc	Com	38141G104	636	3,810	SH		OTR	-	3,810	0	0
Grainger W W Inc	Com	384802104	1,122	3,975	SH		SOLE	-	3,975	0	0
Grainger W W Inc	Com	384802104	823	2,915	SH		OTR	-	1,945	100	870
Home Depot Inc	Com	437076102	594	3,458	SH		SOLE	-	3,458	0	0
Home Depot Inc	Com	437076102	914	5,320	SH		OTR	-	4,995	0	325
Honeywell International Inc	Com	438516106	2,376	17,984	SH		SOLE	-	17,119	0	865
Honeywell International Inc	Com	438516106	1,034	7,823	SH		OTR	-	6,299	300	1,224
Illinois Tool Wks Inc	Com	452308109	272	2,147	SH		SOLE	-	2,147	0	0
Illinois Tool Wks Inc	Com	452308109	89	699	SH		OTR	-	699	0	0
Intel Corp	Com	458140100	5,932	126,395	SH		SOLE	-	123,195	1,200	2,000
Intel Corp	Com	458140100	2,101	44,761	SH		OTR	-	41,811	1,250	1,700
Intercontinental Exchange Inc	Com	45866F104	475	6,308	SH		SOLE	-	6,308	0	0
Intercontinental Exchange Inc	Com	45866F104	62	825	SH		OTR	-	625	0	200
Intl. Business Machines Corp	Com	459200101	1,733	15,249	SH		SOLE	-	13,609	435	1,205
Intl. Business Machines Corp	Com	459200101	1,667	14,663	SH		OTR	-	12,855	0	1,808
Ishares Core Total U.S. Aggreg	Com	464287226	227	2,130	SH		SOLE	-	2,130	0	0
Ishares Msci Emerging Mkt ETF	Com	464287234	2,845	72,837	SH		SOLE	-	72,011	525	301
Ishares Msci Emerging Mkt ETF	Com	464287234	639	16,358	SH		OTR	-	15,278	355	725
Ishares Msci Eafe ETF	Com	464287465	3,184	54,168	SH		SOLE	-	54,168	0	0
Ishares Msci Eafe ETF	Com	464287465	803	13,656	SH		OTR	-	12,986	345	325
Ishares Core S&P Mid-Cap ETF	Com	464287507	1,291	7,776	SH		SOLE	-	7,776	0	0
Ishares Core S&P Mid-Cap ETF	Com	464287507	526	3,166	SH		OTR	-	2,966	0	200
Ishares Nasdaq Biotech ETF	Com	464287556	2,578	26,739	SH		SOLE	-	26,151	96	492
Ishares Nasdaq Biotech ETF	Com	464287556	1,304	13,521	SH		OTR	-	12,711	660	150
Ishares Russell 2000 ETF	Com	464287655	4,650	34,729	SH		SOLE	-	33,946	0	783
Ishares Russell 2000 ETF	Com	464287655	583	4,353	SH		OTR	-	3,988	330	35
Ishares DJ US Telcom Sector ET	Com	464287713	763	28,943	SH		SOLE	-	28,943	0	0
Ishares DJ US Telcom Sector ET	Com	464287713	503	19,105	SH		OTR	-	18,905	200	0
Ishares Msci Eafe Small Cap ET	Com	464288273	636	12,270	SH		SOLE	-	12,270	0	0
Ishares Msci Eafe Small Cap ET	Com	464288273	177	3,425	SH		OTR	-	3,425	0	0
Ishares IBoxx High Yield Corpo	Com	464288513	461	5,685	SH		SOLE	-	5,685	0	0
ISHARES TR SHORT-TERM CORP BD	Com	464288646	231	4,478	SH		SOLE	-	4,478	0	0
Ishares S&P Pref Stk ETF	Com	464288687	2,333	68,155	SH		SOLE	-	68,155	0	0
Ishares S&P Pref Stk ETF	Com	464288687	626	18,289	SH		OTR	-	14,989	0	3,300
Ishares Core Emerging Markets	Com	46434G103	992	21,031	SH		SOLE	-	21,031	0	0
Ishares Core Emerging Markets	Com	46434G103	295	6,250	SH		OTR	-	6,250	0	0
JP Morgan Chase & CO	Com	46625H100	7,777	79,668	SH		SOLE	-	78,581	112	975
JP Morgan Chase & CO	Com	46625H100	4,635	47,478	SH		OTR	-	44,478	640	2,360
Johnson & Johnson	Com	478160104	9,222	71,457	SH		SOLE	-	67,364	150	3,943
Johnson & Johnson	Com	478160104	4,400	34,095	SH		OTR	-	30,100	320	3,675
Keycorp	Com	493267108	41	2,762	SH		SOLE	-	2,762	0	0
Keycorp	Com	493267108	123	8,300	SH		OTR	-	8,300	0	0
Kimberly Clark Corp	Com	494368103	480	4,215	SH		SOLE	-	4,215	0	0
Kimberly Clark Corp	Com	494368103	125	1,100	SH		OTR	-	1,100	0	0
Kohls Corp	Com	500255104	219	3,295	SH		SOLE	-	3,295	0	0
Kohls Corp	Com	500255104	48	725	SH		OTR	-	725	0	0
Kraft Heinz CO	Com	500754106	83	1,931	SH		SOLE	-	1,865	0	66
Kraft Heinz CO	Com	500754106	333	7,727	SH		OTR	-	7,647	46	34
Lilly Eli & CO	Com	532457108	416	3,593	SH		SOLE	-	3,065	0	528
Lilly Eli & CO	Com	532457108	727	6,285	SH		OTR	-	5,260	0	1,025
Lockheed Martin Corp	Com	539830109	2,335	8,916	SH		SOLE	-	8,401	0	515
Lockheed Martin Corp	Com	539830109	821	3,137	SH		OTR	-	3,137	0	0
Lowes Cos Inc	Com	548661107	5,256	56,904	SH		SOLE	-	56,504	25	375
Lowes Cos Inc	Com	548661107	2,707	29,308	SH		OTR	-	27,873	335	1,100
McDonalds Corp	Com	580135101	7,222	40,671	SH		SOLE	-	40,596	75	0
McDonalds Corp	Com	580135101	3,746	21,094	SH		OTR	-	19,808	265	1,021
Merck & CO Inc	Com	58933Y105	3,494	45,724	SH		SOLE	-	44,249	675	800
Merck & CO Inc	Com	58933Y105	1,701	22,266	SH		OTR	-	21,276	165	825
Metlife Inc	Com	59156R108	347	8,461	SH		SOLE	-	8,461	0	0
Metlife Inc	Com	59156R108	100	2,425	SH		OTR	-	2,114	111	200
Microsoft Corp	Com	594918104	9,974	98,197	SH		SOLE	-	95,482	225	2,490
Microsoft Corp	Com	594918104	5,001	49,233	SH		OTR	-	44,863	870	3,500
Microchip Technology Inc	Com	595017104	1,816	25,250	SH		SOLE	-	25,250	0	0
Microchip Technology Inc	Com	595017104	549	7,635	SH		OTR	-	6,660	150	825
Mondelez International Inc	Com	609207105	418	10,440	SH		SOLE	-	9,826	0	614
Mondelez International Inc	Com	609207105	842	21,046	SH		OTR	-	20,805	138	103
NBT Bancorp Inc	Com	628778102	4,631	133,877	SH		SOLE	-	56,226	0	77,651
NBT Bancorp Inc	Com	628778102	1,799	52,023	SH		OTR	-	48,757	0	3,266
Nextera Energy Inc	Com	65339F101	1,529	8,796	SH		SOLE	-	8,346	0	450
Nextera Energy Inc	Com	65339F101	1,340	7,707	SH		OTR	-	5,667	30	2,010
Nike Inc-Class B	Com	654106103	1,992	26,862	SH		SOLE	-	26,862	0	0
Nike Inc-Class B	Com	654106103	1,048	14,135	SH		OTR	-	9,995	140	4,000
Norfolk Southern Corp	Com	655844108	819	5,478	SH		SOLE	-	5,478	0	0
Norfolk Southern Corp	Com	655844108	1,009	6,750	SH		OTR	-	5,480	70	1,200
Novartis Ag Spons ADR	Com	66987V109	1,518	17,690	SH		SOLE	-	17,690	0	0
Novartis Ag Spons ADR	Com	66987V109	1,044	12,166	SH		OTR	-	11,766	150	250
Nucor Corp	Com	670346105	425	8,205	SH		SOLE	-	8,205	0	0
Nucor Corp	Com	670346105	300	5,800	SH		OTR	-	3,800	0	2,000
Oracle Corporation	Com	68389X105	2,045	45,297	SH		SOLE	-	43,797	0	1,500
Oracle Corporation	Com	68389X105	430	9,515	SH		OTR	-	9,315	0	200
Pepsico Inc	Com	713448108	5,790	52,410	SH		SOLE	-	52,010	100	300
Pepsico Inc	Com	713448108	2,724	24,653	SH		OTR	-	23,448	395	810
Pfizer Inc	Com	717081103	5,198	119,074	SH		SOLE	-	115,974	0	3,100
Pfizer Inc	Com	717081103	3,082	70,612	SH		OTR	-	66,168	1,855	2,589
Philip Morris International	Com	718172109	555	8,309	SH		SOLE	-	7,484	0	825
Philip Morris International	Com	718172109	2,210	33,102	SH		OTR	-	32,802	150	150
T Rowe Price Group Inc	Com	74144T108	3,092	33,493	SH		SOLE	-	33,443	50	0
T Rowe Price Group Inc	Com	74144T108	1,574	17,047	SH		OTR	-	16,452	295	300
Procter & Gamble CO	Com	742718109	7,447	81,014	SH		SOLE	-	76,699	500	3,815
Procter & Gamble CO	Com	742718109	3,926	42,712	SH		OTR	-	38,147	405	4,160
Prudential Finl Inc	Com	744320102	1,394	17,096	SH		SOLE	-	17,046	50	0
Prudential Finl Inc	Com	744320102	978	11,990	SH		OTR	-	11,640	150	200
Public Service Enterprise Grou	Com	744573106	117	2,257	SH		SOLE	-	2,257	0	0
Public Service Enterprise Grou	Com	744573106	133	2,550	SH		OTR	-	2,550	0	0
Qualcomm Inc	Com	747525103	2,003	35,192	SH		SOLE	-	34,667	0	525
Qualcomm Inc	Com	747525103	961	16,889	SH		OTR	-	16,264	125	500
Royal Dutch Shell Spons ADR	Com	780259206	26	445	SH		SOLE	-	445	0	0
Royal Dutch Shell Spons ADR	Com	780259206	210	3,601	SH		OTR	-	3,351	0	250
SPDR S&P 500 ETF Trust	Com	78462F103	3,241	12,970	SH		SOLE	-	12,661	0	309
SPDR S&P 500 ETF Trust	Com	78462F103	847	3,388	SH		OTR	-	3,028	160	200
SPDR Portfolio Intermediate Te	Com	78464A375	655	19,828	SH		SOLE	-	19,828	0	0
SPDR S&P Regional Banking ETF	Com	78464A698	1,994	42,623	SH		SOLE	-	42,623	0	0
SPDR S&P Regional Banking ETF	Com	78464A698	1,019	21,772	SH		OTR	-	21,572	100	100
SPDR S&P Dividend ETF	Com	78464A763	9,672	108,042	SH		SOLE	-	108,042	0	0
SPDR S&P Dividend ETF	Com	78464A763	726	8,105	SH		OTR	-	7,705	0	400
SPDR Dow Jones Industrial Aver	Com	78467X109	922	3,955	SH		SOLE	-	3,955	0	0
SPDR Dow Jones Industrial Aver	Com	78467X109	403	1,730	SH		OTR	-	1,530	100	100
Midcap SPDR Trust Series 1	Com	78467Y107	6,783	22,412	SH		SOLE	-	22,036	0	376
Midcap SPDR Trust Series 1	Com	78467Y107	760	2,511	SH		OTR	-	2,301	175	35
Salesforce.Com	Com	79466L302	738	5,390	SH		SOLE	-	5,370	20	0
Salesforce.Com	Com	79466L302	627	4,580	SH		OTR	-	4,580	0	0
Schlumberger Ltd	Com	806857108	1,318	36,540	SH		SOLE	-	35,825	0	715
Schlumberger Ltd	Com	806857108	389	10,788	SH		OTR	-	10,628	160	0
Charles Schwab Corp	Com	808513105	119	2,860	SH		SOLE	-	2,860	0	0
Charles Schwab Corp	Com	808513105	163	3,925	SH		OTR	-	3,925	0	0
Materials Select SPDR Fund	Com	81369Y100	1,196	23,680	SH		SOLE	-	21,700	0	1,980
Materials Select SPDR Fund	Com	81369Y100	472	9,351	SH		OTR	-	8,521	375	455
Health Care Select Sector SPDR	Com	81369Y209	935	10,810	SH		SOLE	-	10,505	0	305
Health Care Select Sector SPDR	Com	81369Y209	194	2,239	SH		OTR	-	2,239	0	0
Consumer Staples Select Sector	Com	81369Y308	537	10,573	SH		SOLE	-	10,188	0	385
Consumer Staples Select Sector	Com	81369Y308	71	1,393	SH		OTR	-	1,103	100	190
Consumer Discretionary Selt	Com	81369Y407	1,362	13,760	SH		SOLE	-	12,020	0	1,740
Consumer Discretionary Selt	Com	81369Y407	210	2,117	SH		OTR	-	1,552	430	135
Energy Select Sector SPDR	Com	81369Y506	582	10,144	SH		SOLE	-	9,769	0	375
Energy Select Sector SPDR	Com	81369Y506	72	1,257	SH		OTR	-	1,024	80	153
Financial Select Sector SPDR	Com	81369Y605	850	35,690	SH		SOLE	-	34,190	0	1,500
Financial Select Sector SPDR	Com	81369Y605	81	3,399	SH		OTR	-	3,241	158	0
Industrial Select Sector SPDR	Com	81369Y704	986	15,306	SH		SOLE	-	15,256	0	50
Industrial Select Sector SPDR	Com	81369Y704	97	1,509	SH		OTR	-	1,409	0	100
Technology Select Sect SPDR	Com	81369Y803	1,731	27,933	SH		SOLE	-	27,571	162	200
Technology Select Sect SPDR	Com	81369Y803	173	2,787	SH		OTR	-	2,387	400	0
Real Estate Select Sect SPDR	Com	81369Y860	935	30,175	SH		SOLE	-	28,953	105	1,117
Real Estate Select Sect SPDR	Com	81369Y860	762	24,593	SH		OTR	-	24,447	21	125
Utilities Select Sector SPDR	Com	81369Y886	1,700	32,118	SH		SOLE	-	30,968	0	1,150
Utilities Select Sector SPDR	Com	81369Y886	1,021	19,296	SH		OTR	-	18,334	450	512
Southern Company	Com	842587107	898	20,456	SH		SOLE	-	20,456	0	0
Southern Company	Com	842587107	617	14,037	SH		OTR	-	13,912	0	125
Starbucks Corp	Com	855244109	46	711	SH		SOLE	-	711	0	0
Starbucks Corp	Com	855244109	219	3,400	SH		OTR	-	3,400	0	0
State Street Corp	Com	857477103	319	5,063	SH		SOLE	-	5,063	0	0
State Street Corp	Com	857477103	47	750	SH		OTR	-	575	0	175
Dreyfus International Stock I	Com	86271F768	220	12,957	SH		OTR	-	12,957	0	0
Stryker Corporation	Com	863667101	537	3,427	SH		SOLE	-	3,427	0	0
Sysco Corp	Com	871829107	534	8,530	SH		SOLE	-	8,530	0	0
Sysco Corp	Com	871829107	450	7,174	SH		OTR	-	6,749	0	425
TJX Cos Inc	Com	872540109	1,779	39,758	SH		SOLE	-	38,458	300	1,000
TJX Cos Inc	Com	872540109	1,613	36,052	SH		OTR	-	35,026	340	686
Target Corp	Com	87612E106	1,824	27,595	SH		SOLE	-	27,320	0	275
Target Corp	Com	87612E106	1,102	16,672	SH		OTR	-	15,447	225	1,000
Textron Inc	Com	883203101	839	18,250	SH		SOLE	-	18,250	0	0
3m CO	Com	88579Y101	1,944	10,202	SH		SOLE	-	9,242	340	620
3m CO	Com	88579Y101	322	1,690	SH		OTR	-	1,355	35	300
US Bancorp New	Com	902973304	1,036	22,664	SH		SOLE	-	22,664	0	0
US Bancorp New	Com	902973304	294	6,442	SH		OTR	-	5,756	470	216
Union Pac Corp	Com	907818108	3,610	26,117	SH		SOLE	-	25,417	0	700
Union Pac Corp	Com	907818108	2,807	20,309	SH		OTR	-	17,689	0	2,620
United Parcel Service Cl B	Com	911312106	481	4,931	SH		SOLE	-	4,931	0	0
United Parcel Service Cl B	Com	911312106	179	1,836	SH		OTR	-	1,836	0	0
United Technologies Corp	Com	913017109	4,335	40,715	SH		SOLE	-	39,985	100	630
United Technologies Corp	Com	913017109	2,858	26,840	SH		OTR	-	24,904	1,186	750
Unitedhealth Group Inc	Com	91324P102	2,522	10,123	SH		SOLE	-	9,923	0	200
Unitedhealth Group Inc	Com	91324P102	1,108	4,447	SH		OTR	-	4,297	150	0
Univest Corp of Pennsylvania	Com	915271100	255	11,812	SH		OTR	-	11,812	0	0
V.F. Corp	Com	918204108	206	2,881	SH		SOLE	-	2,881	0	0
V.F. Corp	Com	918204108	37	513	SH		OTR	-	513	0	0
Vaneck Vectors Agribusiness ET	Com	92189F700	960	16,864	SH		SOLE	-	16,014	50	800
Vaneck Vectors Agribusiness ET	Com	92189F700	664	11,673	SH		OTR	-	11,448	125	100
Vanguard Intermediate-Term Bon	Com	921937819	325	3,995	SH		SOLE	-	3,995	0	0
Vanguard Intermediate-Term Bon	Com	921937819	30	375	SH		OTR	-	375	0	0
Vanguard Total Bond Market ETF	Com	921937835	266	3,361	SH		SOLE	-	3,361	0	0
Vanguard Ftse Emerging Markets	Com	922042858	767	20,122	SH		SOLE	-	20,122	0	0
Vanguard Ftse Emerging Markets	Com	922042858	450	11,805	SH		OTR	-	11,255	0	550
Vanguard Inter Term Corp Bond	Com	92206C870	824	9,941	SH		SOLE	-	9,941	0	0
Vanguard Inter Term Corp Bond	Com	92206C870	220	2,650	SH		OTR	-	2,650	0	0
Vanguard S&P 500 ETF	Com	922908363	5,441	23,678	SH		SOLE	-	23,475	0	203
Vanguard Real Estate ETF	Com	922908553	1,174	15,743	SH		SOLE	-	15,743	0	0
Vanguard Real Estate ETF	Com	922908553	419	5,623	SH		OTR	-	5,284	239	100
Veoneer Incorporated Com	Com	92336X109	252	10,712	SH		SOLE	-	9,962	0	750
Veoneer Incorporated Com	Com	92336X109	292	12,394	SH		OTR	-	12,394	0	0
Verizon Communications	Com	92343V104	3,397	60,423	SH		SOLE	-	58,636	860	927
Verizon Communications	Com	92343V104	2,526	44,928	SH		OTR	-	42,347	385	2,196
Visa Inc Cl A	Com	92826C839	1,436	10,884	SH		SOLE	-	10,884	0	0
Visa Inc Cl A	Com	92826C839	583	4,420	SH		OTR	-	4,320	100	0
Wal Mart Inc	Com	931142103	1,397	14,992	SH		SOLE	-	14,592	0	400
Wal Mart Inc	Com	931142103	1,211	13,002	SH		OTR	-	11,636	300	1,066
Walgreens Boots Alliance Inc	Com	931427108	495	7,241	SH		SOLE	-	7,241	0	0
Walgreens Boots Alliance Inc	Com	931427108	113	1,651	SH		OTR	-	847	0	804
Wells Fargo & CO	Com	949746101	3,214	69,758	SH		SOLE	-	69,358	0	400
Wells Fargo & CO	Com	949746101	1,939	42,069	SH		OTR	-	37,013	1,005	4,051
WisdomTree MidCap Dividend ETF	Com	97717W505	2,631	83,195	SH		SOLE	-	83,195	0	0
WisdomTree MidCap Dividend ETF	Com	97717W505	288	9,120	SH		OTR	-	9,120	0	0
WisdomTree SmallCap Dividend E	Com	97717W604	1,203	49,040	SH		SOLE	-	49,040	0	0
WisdomTree SmallCap Dividend E	Com	97717W604	171	6,965	SH		OTR	-	6,965	0	0
Xylem Inc	Com	98419M100	333	4,992	SH		SOLE	-	4,992	0	0
Xylem Inc	Com	98419M100	210	3,150	SH		OTR	-	3,150	0	0
Yum! Brands Inc	Com	988498101	527	5,730	SH		SOLE	-	5,730	0	0
Yum! Brands Inc	Com	988498101	101	1,095	SH		OTR	-	1,095	0	0
Zimmer Biomet Holdings Inc	Com	98956P102	274	2,638	SH		SOLE	-	2,308	60	270
Zimmer Biomet Holdings Inc	Com	98956P102	204	1,965	SH		OTR	-	1,842	23	100
Eaton Corp PLC	Com	G29183103	351	5,113	SH		SOLE	-	5,113	0	0
Eaton Corp PLC	Com	G29183103	423	6,159	SH		OTR	-	5,084	0	1,075
Linde PLC	Com	G5494J103	1,393	8,927	SH		SOLE	-	8,927	0	0
Linde PLC	Com	G5494J103	941	6,030	SH		OTR	-	4,905	0	1,125
Medtronic PLC	Com	G5960L103	1,105	12,152	SH		SOLE	-	12,152	0	0
Medtronic PLC	Com	G5960L103	828	9,099	SH		OTR	-	9,028	71	0