QCR (QCRH) 10-K 11 Mar 22 2021 FY Annual report Financial data

Document and Entity Information

Document and Entity Information - USD ($)	12 Months Ended
	Dec. 31, 2021	Feb. 18, 2022	Jun. 30, 2021
Document and Entity Information [Abstract]
Document Type	10-K
Document Annual Report	true
Document Transition Report	false
Document Period End Date	Dec. 31, 2021
Entity File Number	0-22208
Entity Registrant Name	QCR HOLDINGS, INC.
Entity Incorporation, State or Country Code	DE
Entity Tax Identification Number	42-1397595
Entity Address, Address Line One	3551 7th Street
Entity Address, City or Town	Moline
Entity Address, State or Province	IL
Entity Address, Postal Zip Code	61265
City Area Code	309
Local Phone Number	736-3580
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Large Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
ICFR Auditor Attestation Flag	true
Entity Shell Company	false
Title of 12(b) Security	Common Stock, $1.00 Par Value
Trading Symbol	QCRH
Security Exchange Name	NASDAQ
Entity Public Float			$ 730,269,379
Entity Common Stock, Shares Outstanding (in shares)		15,641,927
Auditor Name	RSM US LLP
Auditor Firm ID	49
Auditor Location	Davenport, Iowa
Current Fiscal Year End Date	--12-31
Document Fiscal Year Focus	2021
Document Fiscal Period Focus	FY
Entity Central Index Key	0000906465
Amendment Flag	false

CONSOLIDATED BALANCE SHEETS

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Assets
Cash and due from banks	$ 37,490	$ 61,329
Federal funds sold	12,370	9,080
Interest-bearing deposits at financial institutions	75,292	86,596
Securities held to maturity, at amortized cost, net of allowance for credit losses	472,385	476,165
Securities available for sale, at fair value	337,830	361,966
Total securities	810,215	838,131
Loans receivable held for sale	3,828	3,758
Loans/leases receivable held for investment	4,676,304	4,247,371
Gross loans/leases receivable	4,680,132	4,251,129
Less allowance for credit losses	(78,721)	(84,376)
Net loans/leases receivable	4,601,411	4,166,753
Bank-owned life insurance	62,424	60,586
Premises and equipment, net	78,530	72,693
Restricted investment securities	19,353	18,103
Other real estate owned, net		20
Goodwill	74,066	74,066
Intangibles	9,349	11,381
Derivatives	222,220	222,757
Other assets	93,412	83,548
Total assets	6,096,132	5,705,043
Liabilities and Stockholders' Equity
Noninterest-bearing	1,268,788	1,145,378
Interest-bearing	3,653,984	3,453,759
Total deposits	4,922,772	4,599,137
Short-term borrowings	3,800	5,430
Federal Home Loan Bank advances	15,000	15,000
Subordinated notes	113,850	118,691
Junior subordinated debentures	38,155	37,993
Derivatives	225,135	229,270
Other liabilities	100,410	105,729
Total liabilities	5,419,122	5,111,250
Stockholders' Equity:
Preferred stock, $1 par value; shares authorized 250,000 December 2021 and December 2020 - no shares issued or outstanding
Common stock, $1 par value; shares authorized 20,000,000 December 2021 - 15,613,460 shares issued and outstanding December 2020 - 15,805,711 shares issued and outstanding	15,613	15,806
Additional paid-in capital	273,768	275,807
Retained earnings	386,077	300,804
Accumulated other comprehensive income (loss):
Securities available for sale	5,925	9,008
Derivatives	(4,373)	(7,632)
Total stockholders' equity	677,010	593,793
Total liabilities and stockholders' equity	$ 6,096,132	$ 5,705,043

CONSOLIDATED BALANCE SHEETS (Pa

CONSOLIDATED BALANCE SHEETS (Parentheticals) - $ / shares	Dec. 31, 2021	Dec. 31, 2020
Statement of Financial Position [Abstract]
Preferred stock, par value (in dollars per share)	$ 1	$ 1
Preferred stock, authorized (in shares)	250,000	250,000
Preferred stock, issued (in shares)	0	0
Preferred stock, outstanding (in shares)	0	0
Common stock, par value (in dollars per share)	$ 1	$ 1
Common stock, authorized (in shares)	20,000,000	20,000,000
Common stock, issued (in shares)	15,613,460	15,805,711
Common stock, outstanding (in shares)	15,613,460	15,805,711

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Interest and dividend income:
Loans/leases, including fees	$ 173,940	$ 173,967	$ 190,324
Securities:
Taxable	8,923	7,787	6,607
Nontaxable	16,167	14,900	13,858
Interest-bearing deposits at financial institutions	173	669	3,910
Restricted investment securities	950	1,031	1,174
Federal funds sold	2	19	203
Total interest and dividend income	200,155	198,373	216,076
Interest expense:
Deposits	13,300	23,269	50,875
Short-term borrowings	5	84	363
Federal Home Loan Bank advances	70	1,087	2,894
Other borrowings			513
Subordinated notes	6,272	4,697	3,564
Junior subordinated debentures	2,275	2,286	2,308
Total interest expense	21,922	31,423	60,517
Net interest income	178,233	166,950	155,559
Provision for credit losses	3,486	55,704	7,066
Net interest income after provision for loan/lease losses	174,747	111,246	148,493
Noninterest income:
Revenue	300,577	312,171	294,844
Gains on sales of residential real estate loans, net	4,397	4,680	2,571
Gains on sales of government guaranteed portions of loans, net	227	224	748
Swap fee income/capital markets revenue	60,992	74,821	28,295
Securities gains (losses), net	(88)	2,484	(30)
Earnings on bank-owned life insurance	1,838	1,904	1,973
Gain on sale of assets and liabilities of subsidiary			12,286
Other	6,308	4,814	5,429
Total noninterest income	100,422	113,798	78,768
Noninterest expense:
Salaries and employee benefits	100,907	96,268	92,063
Occupancy and equipment expense	15,918	16,504	15,106
Professional and data processing fees	14,579	14,644	13,381
Acquisition costs	624
Post-acquisition compensation, transition and integration costs		214	3,582
Disposition costs	13	690	3,325
FDIC insurance, other insurance and regulatory fees	4,475	4,164	2,955
Loan/lease expense	1,671	1,435	1,097
Net income from and gains/losses on operations of other real estate	(1,420)	(307)	3,789
Advertising and marketing	4,254	3,260	4,548
Bank service charges	2,173	2,016	2,009
Losses on liability extinguishment		3,907	436
Correspondent banking expense	799	838	836
Intangibles amortization	2,032	2,149	2,266
Goodwill impairment		500	3,000
Loss on sale of subsidiary		(158)
Other	7,677	5,315	6,841
Total noninterest expense	153,702	151,755	155,234
Net income before income taxes	121,467	73,289	72,027
Federal and state income tax expense	22,562	12,707	14,619
Net income	$ 98,905	$ 60,582	$ 57,408
Basic earnings per common share	$ 6.30	$ 3.84	$ 3.65
Diluted earnings per common share	$ 6.20	$ 3.80	$ 3.60
Weighted average common shares outstanding	15,708,744	15,771,650	15,730,016
Weighted average common and common equivalent shares outstanding	15,944,708	15,952,637	15,967,775
Cash dividends declared per common share	$ 0.24	$ 0.24	$ 0.24
Trust department fees
Noninterest income:
Revenue	$ 11,206	$ 9,207	$ 9,559
Investment advisory and management fees
Noninterest income:
Revenue	4,080	5,318	6,995
Deposit service fees
Noninterest income:
Revenue	6,132	6,041	6,812
Debit card fees
Noninterest income:
Revenue	4,216	3,402	3,357
Correspondent banking fees
Noninterest income:
Revenue	$ 1,114	$ 903	$ 773

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Net income	$ 98,905	$ 60,582	$ 57,408
Other comprehensive income:
Unrealized holding gains (losses) arising during the period before tax	(4,158)	10,657	8,761
Less reclassification adjustment for gains (losses) included in net income before tax	(88)	2,484	(30)
Unrealized gains (losses) on securities available for sale	(4,070)	8,173	8,791
Unrealized holding gains (losses) arising during the period before tax	3,427	(6,854)	(3,806)
Unrealized gains (losses) on derivatives	4,124	(4,862)	(3,806)
Unrealized holding gains arising during the period before tax on securities held for sale			587
Less realized holding gains on securities sold			(61)
Unrealized holding losses arising during the period before tax on derivatives held for sale			(446)
Less reclassification adjustment for caplet ineffectiveness before tax			422
Less realized holding losses on derivatives sold			392
Unrealized gains (losses) on assets held for sale			894
Other comprehensive income, before tax	54	3,311	5,879
Tax expense (benefit)	(122)	837	1,433
Other comprehensive income, net of tax	176	2,474	4,446
Comprehensive income	99,081	63,056	$ 61,854
Unhedging Caplet
Other comprehensive income:
Less reclassification adjustment for caplet amortization before tax		(649)
Swap
Other comprehensive income:
Less reclassification adjustment for caplet amortization before tax		(792)
Caplet Amortization.
Other comprehensive income:
Less reclassification adjustment for caplet amortization before tax	$ (697)	$ (551)

CONSOLIDATED STATEMENTS OF CHAN

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Balance at Dec. 31, 2018	$ 15,718	$ 270,761	$ 192,203	$ (5,544)	$ 473,138
Net income			57,408		57,408
Other comprehensive income (loss), net of tax				4,446	4,446
Common cash dividends declared			(3,775)		(3,775)
Stock-based compensation expense		2,469			2,469
Issuance of shares of common stock as a result of the acquisition, net of issuance cost	9	390			399
Issuance of common stock under employee benefit plans	101	1,165			1,266
Balance at Dec. 31, 2019	15,828	274,785	245,836	(1,098)	535,351
Net income			60,582		60,582
Other comprehensive income (loss), net of tax				2,474	2,474
Repurchase and cancellation of shares of common stock as a result of share repurchase program	(101)	(1,843)	(1,835)		(3,779)
Common cash dividends declared			(3,779)		(3,779)
Stock-based compensation expense		2,150			2,150
Issuance of common stock under employee benefit plans	79	714			794
Balance at Dec. 31, 2020	15,806	275,807	300,804	1,376	593,793
Net income			98,905		98,905
Other comprehensive income (loss), net of tax				176	176
Repurchase and cancellation of shares of common stock as a result of share repurchase program	(293)	(4,961)	(8,914)		(14,168)
Common cash dividends declared			(3,781)		(3,781)
Stock-based compensation expense		2,352			2,352
Issuance of common stock under employee benefit plans	100	570			670
Balance (Accounting Standards Update 2016-13) at Dec. 31, 2021			(937)		(937)
Balance at Dec. 31, 2021	$ 15,613	$ 273,768	$ 386,077	$ 1,552	$ 677,010

CONSOLIDATED STATEMENTS OF CH_2

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY (Parentheticals) - $ / shares	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Cash dividends declared per common share	$ 0.24	$ 0.24	$ 0.24
Issuance of shares of common stock as s result of stock options exercised (in shares)	60,317	41,650	59,393
Retained Earnings [Member]
Cash dividends declared per common share	$ 0.24	$ 0.24	$ 0.24
Common Stock [Member]
Repurchase and cancellation of common stock as a result of share repurchase program (in shares)	293,153	100,932
Issuance of shares of common stock as a result of the acquisition, net of issuance cost (in shares)			9,400

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 98,905	$ 60,582	$ 57,408
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	5,359	5,333	5,225
Provision for credit losses	3,486	55,704	7,066
Deferred income taxes	15,272	(14,530)	6,364
Stock-based compensation expense	2,352	2,150	2,469
Deferred compensation expense accrued	4,580	3,821	2,773
(Gains) losses on other real estate owned, net	(1,754)	(317)	3,361
Amortization of premiums on securities, net	1,933	969	1,561
Caplet amortization	697	551
Mark to market gains on unhedged derivatives, net	(170)
Securities (gains) losses, net	88	(2,484)	30
Loans originated for sale	(204,449)	(236,734)	(151,692)
Proceeds on sales of loans	209,003	241,553	152,633
Gains on sales of residential real estate loans	(4,397)	(4,680)	(2,571)
Gains on sales of government guaranteed portions of loans	(227)	(224)	(748)
Loss on liability extinguishment, net		3,907	436
Losses (gains) on sales and disposals of premises and equipment	1,059	(19)	753
Amortization of intangibles	2,032	2,149	2,266
Accretion of acquisition fair value adjustments, net	(1,340)	(3,271)	(4,344)
Increase in cash value of bank-owned life insurance	(1,838)	(1,904)	(1,973)
Loss (gain) on sale of subsidiary/certain assets and liabilities of subsidiary		158	(12,286)
Goodwill impairment		500	3,000
Increase in other assets	(47,006)	(9,445)	(19,152)
Increase in other liabilities	4,633	8,408	23,915
Net cash provided by operating activities	88,218	112,177	76,494
CASH FLOWS FROM INVESTING ACTIVITIES
Net decrease (increase) in federal funds sold	(3,290)	720	16,598
Net decrease (increase) in interest-bearing deposits at financial institutions	11,304	61,295	(69,984)
Proceeds from sales of other real estate owned	4,742	4,477	840
Activity in securities portfolio:
Purchases	(173,204)	(356,127)	(71,963)
Calls, maturities and redemptions	106,442	53,007	25,193
Paydowns	65,410	47,313	50,830
Sales	23,874	38,562	30,055
Activity in restricted investment securities:
Purchases	(1,280)	(4,600)	(5,859)
Redemptions	30	9,749	7,621
Proceeds from the liquidation of bank-owned life insurance		10,999
Net increase in loans/leases originated and held for investment	(433,544)	(564,748)	(320,368)
Purchase of premises and equipment	(13,981)	(4,268)	(12,429)
Proceeds from sales of premises and equipment	1,726	101	2,562
Purchase of derivatives			(4,347)
Payment for termination of derivative		(808)
Net cash transferred In sale of subsidiary		(154)	42,587
Net cash used in investing activities	(411,771)	(704,482)	(308,664)
CASH FLOWS FROM FINANCING ACTIVITIES
Net increase in deposit accounts	323,635	716,898	335,580
Net decrease in short-term borrowings	(1,630)	(7,993)	(14,193)
Activity in Federal Home Loan Bank advances:
Term advances		125,000	25,000
Calls and maturities		(121,600)	(35,000)
Net change in short-term and overnight advances		(94,300)	(52,465)
Prepayments		(55,274)	(30,323)
Activity in other borrowings:
Calls, maturities and scheduled principal payments			(11,937)
Prepayments			(46,313)
Paydown of revolving line of credit			(9,000)
Prepayments on brokered and public time deposits		(29,153)
Prepayments of subordinated notes	(5,000)
Proceeds from subordinated notes		50,000	63,393
Payment of cash dividends on common stock	(3,793)	(3,779)	(3,767)
Proceeds from issuance of common stock, net	670	1,360	1,926
Repurchase and cancellation of shares	(14,168)	(3,779)
Net cash provided by financing activities	299,714	577,380	222,901
Net decrease in cash and due from banks	(23,839)	(14,925)	(9,269)
Cash and due from banks, beginning	61,329	76,254	85,523
Cash and due from banks, ending	37,490	61,329	76,254
Supplemental disclosure of cash flow information, cash payments for:
Interest	23,373	32,178	59,292
Income/franchise taxes	48,988	24,567	2,719
Supplemental schedule of noncash investing activities:
Change in accumulated other comprehensive income, unrealized losses on securities available for sale and derivative instruments, net	176	2,474	4,446
Change in retained earnings from adoption of ASU 2016-13	(937)
Transfers of loans to other real estate owned	2,962	51	1,086
Due to broker for purchases of securities	1,000
Increase (decrease) in the fair value of back-to-back interest rate swap assets and liabilities	(1,376)	137,752	62,483
Dividends payable	$ 935	947	947
Supplemental disclosure of cash flow information for sale of subsidiary/certain assets and certain liabilities of subsidiary:
Cash proceeds**		195	46,560
Assets Sold:
Cash and due from banks		349	3,973
Interest-bearing deposits at financial institutions			55,291
Securities held to maturity, at amortized cost			3,243
Securities available for sale, at fair value			21,874
Loans/leases receivable held for investment, net			357,931
Premises and equipment, net		19	5,612
Restricted investment securities			675
Other real estate owned, net			2,134
Other assets		2,259	3,228
Total assets sold		2,627	453,961
Liabilities Sold:
Noninterest-bearing deposits			69,802
Interest-bearing deposits			331,486
Short-term borrowings			1,158
Federal Home Loan Bank advances			15,000
Other liabilities		946	2,241
Total liabilities sold		946	419,687
Net Assets Sold		1,681	34,274
Forgiveness of earn-out consideration		880
Note receivable consideration		448
Bates Companies
Activity in restricted investment securities:
Net cash transferred In sale of subsidiary		(154)
RB&T Company
Activity in restricted investment securities:
Net cash transferred In sale of subsidiary			42,600
Disposal Group, Disposed of by Sale, Not Discontinued Operations [Member] | Bates Companies
Supplemental schedule of noncash investing activities:
Consideration received on sale of the Bates Companies		1,523
Bates Companies
Adjustments to reconcile net income to net cash provided by operating activities:
Goodwill impairment		$ 500	$ 3,000

Note 1 - Nature of Business and

Note 1 - Nature of Business and Significant Accounting Policies	12 Months Ended
	Dec. 31, 2021
Nature of Business and Significant Accounting Policies
Nature of Business and Significant Accounting Policies	Note 1. Nature of Business and Significant Accounting Policies Basis of presentation: The acronyms and abbreviations identified below are used in the Notes to the Consolidated Financial Statements, as well as in the other sections of this Annual Report on Form 10-K (including appendices). It may be helpful to refer back to this page as you read this report. ACL: Allowance for credit losses AFS: Available for sale ​ HTM: Held to maturity Allowance: Allowance for credit losses Iowa Superintendent: Iowa Superintendent of Banking AOCI: Accumulated other comprehensive income (loss) LCR: Liquidity Coverage Ratio ARRC: Alternative Reference Rate Committee LIBOR: London Inter-Bank Offered Rate ASC: Accounting Standards Codification LIHTC: Low-income housing tax credit ASC 805: Business Combination Standard LRP: Loan Relief Program ASU: Accounting Standards Update m2: m2 Equipment Finance, LLC Bates Companies: Bates Financial Advisors, Inc., Bates MD&A: Management’s Discussion & Analysis Financial Services, Inc., Bates Securities, Inc. and Bates Missouri Division of Finance: Missouri Department of Financial Group, Inc. Commerce and Insurance BHCA: Bank Holding Company Act of 1956 NIM: Net interest margin BOLI: Bank-owned life insurance NPA: Nonperforming asset Caps: Interest rate cap derivatives NPL: Nonperforming loan CARES Act: Coronavirus Aid, Relief and Economy Security Act CECL: Current Expected Credit Losses CFPB: Bureau of Consumer Financial Protection NSFR: Net Stable Funding Ratio OBS: Off-balance sheet OREO: Other real estate owned OTTI: Other-than-temporary impairment CNB: Community National Bank PCAOB: Public Company Accounting Oversight Board Community National: Community National Bancorporation COVID-19: Coronavirus Disease 2019 CRA: Community Reinvestment Act PCD: Purchased credit deteriorated loan PCI: Purchased credit impaired PPP: Paycheck Protection Program CRBT: Cedar Rapids Bank & Trust Company Provision: Provision for credit losses CRE: Commercial real estate PUD LOC: Public Unit Deposit Letter of Credit CRE Guidance: Interagency Concentrations in Commercial QCBT: Quad City Bank & Trust Company Real Estate Lending, Sound Risk Management Practices RB&T: Rockford Bank & Trust Company guidance ROAA: Return on Average Assets CSB: Community State Bank ROACE: Return on Average Common Equity C&I: Commercial and industrial ROAE: Return on Average Equity Dodd-Frank Act: Dodd-Frank Wall Street Reform and ROU: Right of use Consumer Protection Act SBA: U.S. Small Business Administration DGCL: Delaware General Corporation Law SEC: Securities and Exchange Commission DIF: Deposit Insurance Fund SERPs: Supplemental Executive Retirement Plans EBA: Excess Balance Account SFCB: Springfield First Community Bank EPS: Earnings per share SFG: Specialty Finance Group ESG: Environmental, Social and Governance SOFR: Secured Overnight Financing Rate Exchange Act: Securities Exchange Act of 1934, as amended Springfield Bancshares: Springfield Bancshares, Inc. FASB: Financial Accounting Standards Board TA: Tangible assets FDIC: Federal Deposit Insurance Corporation TCE: Tangible common equity Federal Reserve: Board of Governors of the Federal Reserve TDRs: Troubled debt restructurings System TEY: Tax equivalent yield FHLB: Federal Home Loan Bank The Company: QCR Holdings, Inc. FRB: Federal Reserve Bank of Chicago TRBC: Total risk-based capital FTEs: Full-time equivalents Treasury: U.S. Department of the Treasury GAAP: Generally Accepted Accounting Principles USA Patriot Act: Uniting and Strengthening America by GFED: Guaranty Federal Bancshares Providing Appropriate Tools Required to Intercept Goldman Sachs: Goldman Sachs and Company and Obstruct Terrorism Act of 2001 Guaranty: Guaranty Bankshares, Ltd. USDA: U.S. Department of Agriculture Guaranty Bank: Guaranty Bank and Trust Company ​ ​ ​ ​ Note 1. Nature of Business and Significant Accounting Policies (continued) Nature of business: QCR Holdings, Inc. is a bank holding company that has elected to operate as a financial holding company under the BHCA. The Company provides bank and bank-related services through its banking subsidiaries, QCBT, CRBT, CSB and SFCB. The Company also engages in direct financing lease contracts through its wholly-owned equity investment by QCBT in m2, headquartered in Brookfield, Wisconsin. The Company also engages in wealth management services through its banking subsidiaries. On August 12, 2020, the Company sold the Company’s wholly-owned subsidiaries, the Bates Companies, which were originally acquired on October 1, 2018. On November 30, 2019, the Company sold substantially all of the assets and transferred substantially all of the deposits and certain other liabilities of the Company’s wholly-owned subsidiary, RB&T. The financial results of the Bates Companies and RB&T prior to their respective sales are included in this report. See Note 2 to the Consolidated Financial Statements for additional information. QCBT is a commercial bank that serves the Iowa and Illinois Quad Cities and adjacent communities. CRBT is a commercial bank that serves Cedar Rapids, Iowa, and adjacent communities including Cedar Falls and Waterloo, Iowa. CSB is a commercial bank that serves Des Moines, Iowa, and adjacent communities. SFCB is a commercial bank that serves Springfield, Missouri. QCBT, CRBT, and CSB are chartered and regulated under the laws of the state of Iowa. SFCB is chartered and regulated under the laws of the state of Missouri. All four subsidiary banks are insured and subject to regulation by the FDIC. All four subsidiary banks are members of and regulated by the Federal Reserve System. The remaining direct subsidiaries of the Company consist of a consolidated subsidiary formed during 2021 for the risk management of insurance and six non-consolidated subsidiaries formed for the issuance of trust preferred securities. See Note 13 to the Consolidated Financial Statements for a listing of these subsidiaries and additional information. Significant accounting policies: Accounting estimates Principles of consolidation Presentation of cash flows ​ ​ Note 1. Nature of Business and Significant Accounting Policies (continued) Cash and due from banks Investment securities All debt securities are evaluated to determine whether declines in fair value below their amortized cost require an allowance. See further discussion in the Allowance section following. Loans receivable, held for sale Loans receivable, held for investment ​ The ACL is measured on a collective (pool) basis when similar risk characteristics exist. The Company discloses the ACL (also known as the allowance) by portfolio segment, and credit quality information, nonaccrual status, and past due status by class of financing receivable. A portfolio segment is the level at which the Company develops and documents a systematic methodology to determine its ACL. A class of financing receivable is a further disaggregation of a portfolio segment based on risk characteristics and the Company’s method for monitoring and assessing credit risk. See the following information and Note 4 to the Consolidated Financial Statements. ​ The Company’s portfolio segments are as follows: ● C&I – revolving ● C&I - other ● CRE – owner occupied ● CRE – non-owner occupied ● Construction and land development ● Multi-family ● 1-4 family real estate ● Consumer ​ Note 1. Nature of Business and Significant Accounting Policies (continued) The Company’s classes of loans receivable are as follows: ● C&I – revolving ● C&I - other ● CRE – owner occupied ● CRE – non-owner occupied ● Construction and land development ● Multi-family ● Direct financing leases ● 1-4 family real estate ● Consumer Direct financing leases are considered a class of financing receivable within the overall loan/lease portfolio and are included in the C&I – other loan segments for ACL. The accounting policies for direct financing leases are disclosed below. ​ Generally, for all classes of loans receivable, loans are considered past due when contractual payments are delinquent for 30 days or greater. For all classes of loans receivable, loans will generally be placed on nonaccrual status when the loan has become 90 days past due (unless the loan is well secured and in the process of collection); or if any of the following conditions exist: ● It becomes evident that the borrower will not make payments, or will not or cannot meet the terms for renewal of a matured loan; ● When full repayment of principal and interest is not expected; ● When the loan is graded “doubtful”; ● When the borrower files bankruptcy and an approved plan of reorganization or liquidation is not anticipated in the near future; or ● When foreclosure action is initiated. When a loan is placed on nonaccrual status, income recognition is ceased. Previously recorded but uncollected amounts of interest on nonaccrual loans are reversed at the time the loan is placed on nonaccrual status. Generally, cash collected on nonaccrual loans is applied to principal. Should full collection of principal be expected, cash collected on nonaccrual loans can be recognized as interest income. For all classes of loans receivable, nonaccrual loans may be restored to accrual status provided the following criteria are met: ● The loan is current, and all principal and interest amounts contractually due have been made; ● All principal and interest amounts contractually due, including past due payments, are reasonably assured of repayment within a reasonable period; and ● There is a period of minimum repayment performance, as follows, by the borrower in accordance with contractual terms: o Six months of repayment performance for contractual monthly payments, or o One year of repayment performance for contractual quarterly or semi-annual payments. Note 1. Nature of Business and Significant Accounting Policies (continued) Direct finance leases receivable, held for investment : The Company leases machinery and equipment to customers under leases that qualify as direct financing leases for financial reporting and as operating leases for income tax purposes. Under the direct financing method of accounting, the minimum lease payments to be received under the lease contract, together with the estimated unguaranteed residual values (approximately 3% to 25% of the cost of the related equipment), are recorded as lease receivables when the lease is signed and the lease property delivered to the customer. The excess of the minimum lease payments and residual values over the cost of the equipment is recorded as unearned lease income. Unearned lease income is recognized over the term of the lease on a basis that results in an approximate level rate of return on the unrecovered lease investment. Lease income is recognized on the interest method. Residual value is the estimated fair market value of the equipment on lease at lease termination. In estimating the equipment’s fair value at lease termination, the Company relies on historical experience by equipment type and manufacturer and, where available, valuations by independent appraisers, adjusted for known trends. The Company’s estimates are reviewed continuously to ensure reasonableness; however, the amounts the Company will ultimately realize could differ from the estimated amounts. If the review results in a lower estimate than had been previously established, a determination is made as to whether the decline in estimated residual value is other-than-temporary. If the decline in estimated unguaranteed residual value is judged to be other-than-temporary, the accounting for the transaction is revised using the changed estimate. The resulting reduction in the investment is recognized as a loss in the period in which the estimate is changed. An upward adjustment of the estimated residual value is not recorded. The policies for delinquency and nonaccrual for direct financing leases are materially consistent with those described above for all classes of loan receivables. TDRs The following criteria, related to granting a concession, together or separately, create a TDR: ● A modification of terms of a debt such as one or a combination of: o The reduction of the stated interest rate to a rate lower than the current market rate for new debt with similar risk. o The extension of the maturity date or dates at a stated interest rate lower than the current market rate for new debt with similar risk. o The reduction of the face amount or maturity amount of the debt as stated in the instrument or other agreement. o The reduction of accrued interest. ● A transfer from the borrower/lessee to the Company of receivables from third parties, real estate, other assets, or an equity position in the borrower to fully or partially satisfy a loan. ● The issuance or other granting of an equity position to the Company to fully or partially satisfy a debt unless the equity position is granted pursuant to existing terms for converting the debt into an equity position. ​ ​ ​ Note 1. Nature of Business and Significant Accounting Policies (continued) Allowance Allowance for Credit Losses on Loans and Leases The ACL on loans/leases is measured on a collective (pool) basis when similar risk characteristics exist. The Company has identified the eight portfolio segments at which the allowance will be measured. For all portfolio segments, the allowance is established as losses are estimated to have occurred through a provision that is charged to earnings. Credit losses on loans and leases, for all portfolio segments, are charged against the allowance when management believes the uncollectability of a loan/lease balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The Company’s methodologies for estimating the ACL consider available relevant information about the collectability of cash flows, including information about past events, current conditions, and reasonable and supportable forecasts. The methodologies apply historical loss information adjusted for asset-specific characteristics, economic conditions at the measurement date, and forecasts about future economic conditions that are expected to exist through the contractual lives of the financial assets and that are reasonable and supportable – to the identified pools of financial assets with similar risk characteristics for which the historical loss experience was observed. The Company will immediately and fully revert back to average historical losses when it can no longer develop reasonable and supportable forecasts. A discussion of the risk characteristics and the allowance by each portfolio segment follows: For C&I loans, the Company focuses on small and mid-sized businesses with primary operations as wholesalers, manufacturers, building contractors, business services companies, other banks, and retailers. The Company provides a wide range of C&I loans, including lines of credit for working capital and operational purposes, and term loans for the acquisition of facilities, equipment and other purposes. Approval is generally based on the following factors: ● Ability and stability of current management of the borrower; ● Stable earnings with positive financial trends; ● Sufficient cash flow to support debt repayment; ● Earnings projections based on reasonable assumptions; ● Financial strength of the industry and business; and ● Value and marketability of collateral. Collateral for C&I loans generally includes accounts receivable, inventory and equipment. The Company’s lending policy specifies approved collateral types and corresponding maximum advance percentages. The value of collateral pledged on loans must exceed the loan amount by a margin sufficient to absorb potential erosion of its value in the event of foreclosure and cover the loan amount plus costs incurred to convert it to cash. The Company’s lending policy specifies maximum term limits for C&I loans. For term loans, the maximum term is generally seven years with average terms ranging from three In addition, the Company often takes personal guarantees or cosigners to help assure repayment. Loans may be made on an unsecured basis if warranted by the overall financial condition of the borrower. CRE is segmented into the following categories generally based on source of repayment: Owner occupied CRE, non-owner occupied CRE and multi-family. CRE loans are also embedded in the following segments: construction and land development and 1-4 family real estate. The Company is an active lender of LIHTC project loans which includes both the construction and permanent loan. CRE loans are subject to underwriting standards and processes similar Note 1. Nature of Business and Significant Accounting Policies (continued) to C&I loans, in addition to those standards and processes specific to real estate loans. Collateral for CRE loans generally includes the underlying real estate and improvements, and may include additional assets of the borrower. The Company’s lending policy specifies maximum loan-to-value limits based on the category of CRE (CRE loans on improved property, raw land, land development, and commercial construction). These limits are the same limits, or in some situations, more conservative than those established by regulatory authorities. Multi-family loans are typically repaid from rental income. LIHTC permanent loans are included in multi-family loans and the maximum term is generally up to 20 years. The Company’s lending policy also includes guidelines for real estate appraisals, including minimum appraisal standards based on certain transactions. In addition, the Company often takes personal guarantees to help assure repayment. Construction loans include any loans to finance the construction of any new residential property, CRE property, low-income housing project or major rehabilitation or expansion of existing commercial structures. Construction lending carries a higher degree of risk because of the difficulty of protecting the bank against various factors. The following components are evaluated when underwriting these types of loans: ● Borrowers/contractors experience and ability is analyzed with the type and size of project being considered. ● Financial ability to cover cost overruns. ● Reliability and thoroughness of cost projections and reasonable assurance that significant provisions are made for contingencies for soft costs especially interest and operating deficits. ● Reliability of the estimate of time to complete the project. ​ The land development portfolio also includes other land loans such as raw land. The raw land component involves considerable risk to the bank and is reserved for the bank’s most credit worthy borrowers. Land development loans are typically only made to experienced local developers with successful track records. ​ For all loans the allowance consists of pooled and individually analyzed components. Pooled loan allowances consist of quantitative and qualitative factors and cover loan classes that share similar risk characteristics with other assets in the segmented pool. ​ Quantitative Factors: ​ The quantitative factors are based on the probability of default and loss given default derived from historical net charge-off experience, repayment activity and default, remaining life, and current economic conditions as well as economic outlook. ​ Qualitative Factors: ​ The Company’s allowance methodology also has a qualitative component, the purpose of which is to take into consideration changes in current conditions that are not reflected in the quantitative analysis performed in determining its base credit loss rates. ​ The Company utilizes the following qualitative factors: ​ ● National and local economy ● Loan volume and trend ● Loan quality ​ Note 1. Nature of Business and Significant Accounting Policies (continued) ● Loan policies and procedures ● Management and staff experience ● Concentrations ● Collateral ● Loan review system ● Regulatory environment and oversight ​ The Company also provides for unique circumstances with qualitative adjustments as needed. The Company has been providing a separate qualitative allocation for the COVID-19 pandemic since the second quarter of 2020. The qualitative adjustments are based on the current conditions and applied as a percentage adjustment in addition to the calculated historical loss rates. The adjustment amount can be either positive or negative. These adjustments reflect the extent to which the Company expects current conditions to differ from the conditions that existed for the period over which historical information was evaluated. ​ Economic forecasting: ​ The Company uses reasonable and supportable forecasts over the contractual term of the financial assets for each entity. This measurement is based upon relevant past events, historical experience and current conditions to determine the forecasted data which requires significant judgement. When management no longer has sufficient information to make a reasonable and supportable forecast, the data will then immediately revert back to the average historical performance for each entity. These forecasted adjustments are added to the qualitative adjustments and applied as a percentage adjustment in addition to the historical loss rates. ​ It is expected that actual economic conditions will, in many circumstances, turn out differently than forecasted because the ultimate outcomes during the forecast period may be affected by events that were unforeseen, such as, but not limited to, economic disruption and fiscal or monetary policy actions, which are exacerbated by longer forecasting periods. This uncertainty would be relevant to the entity’s confidence level as to the outcomes being forecasted. That is, an entity is likely less confident in the ultimate outcome of events that will occur at the end of the forecast period as compared to the beginning. As a result, actual future economic conditions may not be an effective indicator of the quality of the Company’s forecasting process, including the length of the forecast period. ​ Loans are determined to no longer share similar risk characteristics with other assets in the segmented pool when their scheduled payments of principal and interest according to the contractual terms of the loan agreement, have a greater probability of uncollectability based on current information and events. Such events include past due status of 90 days or more, non-accrual status or classification of a substandard or doubtful risk rating. ​ Factors considered by management in determining risk rating and non-accrual status include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not considered low quality. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. Allowances for these low quality loans with outstanding principal balances greater than $250,000 are measured on a case-by-case basis by either the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s obtainable market price, or the fair value of the collateral if the loan is collateral dependent. ​ ​ ​ ​ Note 1. Nature of Business and Significant Accounting Policies (continued) Low quality loans with principal balances equal to or less than $250,000 are placed into a unique pool and have the overall effective loss rate for that period applied to this low quality pool. However, should an asset within the low quality pool no longer have the same risk characteristic of the unique pool, it will be removed and individually analyzed as described above. ​ Some loans that are determined to no longer share risk characteristics with other assets in the segmented pool, may be deemed collateral dependent. A financial asset is collateral-dependent when the borrower is experiencing financial difficulty and repayment is expected to be provided substantially through the sale or operation of the collateral. When it is determined that foreclosure is probable, the collateral’s fair value is used to estimate the financial assets expected credit losses for the current reporting period. This fair value is then reduced by the present value of estimated costs to sell. If it is determined that the asset is collateral-dependent but foreclosure is not probable, an institution can elect to apply the practical expedient to use the collateral’s fair value to estimate the asset’s expected credit loss. The Company is choosing to utilize the practical expedient. When using the practical expedient on a collateral dependent loan where repayment is reliant upon the sale of the collateral, the fair value of that collateral will be adjusted for estimated costs to sell. However, if the repayment is dependent on the operations of the company, the fair market value less estimated cost to sell cannot be used. Thus, the net present value of the cash-flow will be utilized. ​ For non-homogenous loans, the Company utilizes the following internal risk rating scale: 1. Highest Quality (Pass) – loans of the highest quality with no credit risk, including those fully secured by subsidiary bank certificates of deposit and U.S. government securities. 2. Superior Quality (Pass) – loans with very strong credit quality. Borrowers have exceptionally strong earnings, liquidity, capital, cash flow coverage, and management ability. Includes loans secured by high quality marketable securities, certificates of deposit from other institutions, and cash value of life insurance. Also includes loans supported by U.S. government, state, or municipal guarantees. 3. Satisfactory Quality (Pass) – loans with satisfactory credit quality. Established borrowers with satisfactory financial condition, including credit quality, earnings, liquidity, capital and cash flow coverage. Management is capable and experienced. Collateral coverage and guarantor support, if applicable, are more than adequate. Includes loans secured by personal assets and business assets, including equipment, accounts receivable, inventory, and real estate. 4. Fair Quality (Pass) – loans with moderate but still acceptable credit quality. The primary repayment source remains adequate; however, management’s ability to maintain consistent profitability is unproven or uncertain. Borrowers exhibit acceptable leverage and liquidity. May include new businesses with inexperienced management or unproven performance records in relation to peer, or borrowers operating in highly cyclical or declining industries. 5. Early Warning (Pass) – loans where the borrowers have generally performed as agreed, however unfavorable financial trends exist or are anticipated. Earnings may be erratic, with marginal cash flow or declining sales. Borrowers reflect leveraged financial condition and/or marginal liquidity. Management may be new and a track record of performance has yet to be developed. Financial information may be incomplete, and reliance on secondary repayment sources may be increasing. 6. Special Mention – loans where the borrowers exhibit credit weaknesses or unfavorable financial trends requiring close monitoring. Weaknesses and adverse trends are more pronounced than Early Warning loans, and if left uncorrected, may jeopardize repayment according to the contractual terms. Currently, no loss of principal or interest is expected. Borrowers in this category have deteriorated to the point that it would be difficult to refinance with another lender. Special Mention should be assigned to borrowers in turnaround Note 1. Nature of Business and Significant Accounting Policies (continued) 7. Substandard – loans which are inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if applicable. These loans have a well-defined weakness or weaknesses which jeopardize repayment according to the contractual terms. There is distinct loss potential if the weaknesses are not corrected. Includes loans with insufficient cash flow coverage which are collateral dependent, OREO, and repossessed assets. 8. Doubtful – loans which have all the weaknesses inherent in a Substandard loan, with the added characteristic that existing weaknesses make full principal collection, on the basis of current facts, conditions and values, highly doubtful. The possibility of loss is extremely high, but because of pending factors, recognition of a loss is deferred until a more exact status can be determined. All doubtful loans will be placed on non-accrual, with all payments, including principal and interest, applied to principal reduction For term C&I and CRE loans equal to or greater than $1,000,000, the subsidiary banks with an asset size of $1.0 billion or less as of the most recent fiscal year-end require a term loan review within 15 months of the most recent credit review. For the subsidiary banks with an asset size of over $1.0 billion as of the most recent fiscal year-end, a term loan review is required within 15 months of the most recent credit review for term C&I and CRE loans of $2.0 million or more. A credit review encompasses any new debt issuances or renewed debt facilities that are part of the borrower’s credit relationship. The term loan/credit review is completed in enough detail to, at a minimum, validate the risk rating. Additionally, the review shall include an analysis of debt service requirements, covenant compliance, if applicable, and collateral adequacy. The frequency of the review is generally accelerated for loans with poor risk ratings. The Company’s Loan Quality area performs a documentation review of a sampling of C&I and CRE loans, the primary purpose of which is to ensure the credit is properly documented and closed in accordance with approval authorities and conditions. A review is also performed by the Company’s Internal Audit Department of a sampling of C&I and CRE loans for proper documentation, according to an approved schedule. Validation of the risk rating is also part of Internal Audit’s review (performed by Internal Loan Review). Additionally, the Company has contracted an independent outside third party to review a sampling of C&I and CRE loans. Validation of the risk rating is part of this review as well. The Company leases machinery and equipment to C&I customers under direct financing leases. All lease requests are subject to the credit requirements and criteria as set forth in the lending/leasing policy. In all cases, a formal independent credit analysis of the lessee is performed. Direct financing leases are included in the C&I-other segment and allowance is established in the same manner as C&I loans. Generally, the Company’s residential real estate loans conform to the underwriting requirements of Freddie Mac and Fannie Mae to allow the subsidiary banks to resell loans in the secondary market. The subsidiary banks structure most loans that will not conform to those underwriting requirements as adjustable rate mortgages that mature or adjust in one The Company provides many types of installment and other consumer loans including motor vehicle, home improvement, home equity, signature loans and small personal credit lines. The Company’s lending policy addresses specific credit guidelines by consumer loan type. Note 1. Nature of Business and Significant Accounting Policies (continued) For residential real estate loans, and installment and other consumer loans, these large groups of smaller balance homogenous loans follow the same methodology as commercial loans in terms of evaluation of risk characteristics, other than these may not be risk rated due to homogenous nature. TDRs follow the same allowance methodology as described above for all loans. Once a loan is classified as a TDR, it will remain a TDR until the loan is paid off, charged off, moved to OREO or restructured into a new note without a concession. TDR status may also be removed if the TDR was restructured in a prior calendar year, is current, accruing interest and shows sustained performance. Allowance for Credit Losses on Off-Balance Sheet Exposures The Company estimates expected credit losses over the contractual term of the loan for the unfunded portion of the loan commitment that is not unconditionally cancellable by the Company. Management uses an estimat

Note 2 - Sales-Mergers-Acquisit

Note 2 - Sales-Mergers-Acquisitions	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Sales/Mergers/Acquisitions	N ote 2. Sales/Mergers/Acquisitions Sale of the Bates Companies On August 12, 2020, the Company sold all of the issued and outstanding capital stock of the Bates Companies. The aggregate consideration paid to the Company was a $500 thousand note receivable, less imputed interest of $52 thousand, plus cancellation of all future amounts otherwise to become payable to the purchaser by the Company under an earn-out agreement entered into between the same parties in 2018 with a non-discounted value of approximately $880 thousand at the sale date. ​ ​ ​ ​ ​ Assets and liabilities of the Bates Companies sold are summarized as follows as of the date of closing: ​ ​ ​ ​ ​ ​ ​ As of ​ August 12, 2020 ​ ​ (dollars in thousands) ​ ​ ​ ​ ASSETS ​ ​ ​ Cash and due from banks ​ $ 349 Premises and equipment, net ​ ​ 19 Other assets ​ ​ 2,259 Total assets sold ​ $ 2,627 ​ ​ ​ ​ LIABILITIES ​ ​ ​ Other liabilities ​ $ 946 Total liabilities sold ​ $ 946 ​ ​ ​ ​ Net assets sold ​ $ 1,681 ​ ​ ​ ​ ​ ​ ​ ​ Cash consideration ​ $ 195 Forgiveness of earn-out consideration ​ ​ 880 Note receivable consideration ​ ​ 448 Loss on sale of subsidiary ​ $ 158 ​ Disposition costs in 2020 related to the sale totaled $227 thousand and were comprised primarily of legal, accounting and personnel costs. Sale of Assets and Liabilities of Rockford Bank & Trust Company On November 30, 2019, the Company sold substantially all of the assets and transferred substantially all of the deposits and certain other liabilities of the Company’s wholly-owned subsidiary, RB&T, to IB&T, a wholly-owned subsidiary of Heartland Financial USA, Inc., for a cash payment. The cash payment amount was determined substantially by the following formula: (1) the “Purchase Price Premium”, plus (2) the aggregate net book value of the acquired assets, minus (3) the aggregate book value of the assumed liabilities. The Purchase Price Premium was equal to: (A) 8% of RB&T’s tangible assets, multiplied by (B) 0.345. The Purchase Price Premium totaled $12.5 million and the total payment by IB&T to the Company at closing was $46.6 million. Assets and liabilities of RB&T sold are summarized as follows as of the date of closing: ​ ​ ​ ​ ​ ​ As of ​ ​ 11/30/2019 ​ ​ (dollars in thousands) ASSETS ​ ​ ​ Cash and due from banks ​ $ 3,973 Interest-bearing deposits at financial institutions ​ 55,291 Securities held to maturity, at amortized cost ​ ​ 3,243 Securities available for sale, at fair value ​ 21,874 Loans/leases receivable held for investment, net ​ 357,931 Premises and equipment, net ​ 5,612 Restricted investment securities ​ 675 Other real estate owned, net ​ 2,134 Other assets ​ 3,228 Total assets acquired ​ $ 453,961 ​ ​ ​ ​ LIABILITIES ​ Noninterest-bearing deposits ​ $ 69,802 Interest-bearing deposits ​ ​ 331,486 Short-term borrowings ​ 1,158 FHLB advances ​ 15,000 Other liabilities ​ ​ 2,241 Total liabilities assumed ​ $ 419,687 ​ ​ ​ ​ Net assets sold ​ $ 34,274 ​ ​ ​ ​ Cash consideration received ​ $ 46,560 Gain on sale of assets and liabilities ​ $ 12,286 ​ Note 2. Sales/Mergers/Acquisitions (continued) The Company retained certain assets, mainly comprised of BOLI, and certain liabilities, mainly comprised of deferred compensation and income tax accruals. These assets and liabilities totaling $12.0 million and $5.0 million, respectively, as of December 31, 2019, were liquidated in 2020. Disposition costs in 2019 related to the sale totaled $3.3 million and were comprised primarily of legal and accounting costs, costs in connection with the disposal of fixed assets and prepaids, personnel costs and IT deconversion costs related to the sale of RB&T.

Note 3 - Investment Securities

Note 3 - Investment Securities	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Investment Securities	Note 3. Investment Securities The amortized cost and fair value of investment securities as of December 31, 2021 and 2020 are summarized as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Gross ​ Gross ​ ​ ​ ​ ​ ​ Amortized ​ Unrealized ​ Unrealized ​ Fair ​ ​ Cost* Gains (Losses) Value ​ ​ (dollars in thousands) December 31, 2021: ​ ​ ​ ​ Securities HTM: ​ ​ ​ ​ Municipal securities ​ $ 471,533 ​ $ 49,715 ​ $ — ​ $ 521,248 ​ Other securities ​ 1,050 ​ — ​ (1) ​ 1,049 ​ ​ ​ $ 472,583 ​ $ 49,715 ​ $ (1) ​ $ 522,297 ​ ​ ​ ​ ​ ​ ​ Securities AFS: ​ ​ ​ ​ ​ U.S. treasuries and govt. sponsored agency securities ​ $ 23,370 ​ $ 254 ​ $ (296) ​ $ 23,328 ​ Residential mortgage-backed and related securities ​ 92,431 ​ 2,672 ​ (780) ​ 94,323 ​ Municipal securities ​ 163,253 ​ 5,228 ​ (215) ​ 168,266 ​ Asset-backed securities ​ ​ 26,372 ​ ​ 752 ​ ​ — ​ ​ 27,124 ​ Other securities ​ 24,568 ​ 251 ​ (30) ​ 24,789 ​ ​ ​ $ 329,994 ​ $ 9,157 ​ $ (1,321) ​ $ 337,830 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ * HTM securities shown on the balance sheet of $472.4 million represent amortized cost of $472.6 million, net of allowance for credit losses of $198 thousand as of December 31, 2021. ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Gross ​ Gross ​ ​ ​ ​ Amortized ​ Unrealized ​ Unrealized ​ Fair ​ Cost Gains (Losses) ​ Value ​ ​ (dollars in thousands) December 31, 2020: ​ ​ ​ ​ ​ ​ Securities HTM: ​ ​ ​ ​ ​ ​ Municipal securities ​ $ 475,115 ​ $ 45,360 ​ $ (248) ​ $ 520,227 Other securities ​ 1,050 ​ — ​ — ​ 1,050 ​ ​ $ 476,165 ​ $ 45,360 ​ $ (248) ​ $ 521,277 ​ ​ ​ ​ ​ Securities AFS: ​ ​ ​ ​ U.S. govt. sponsored agency securities ​ $ 14,936 ​ $ 447 ​ $ (47) ​ $ 15,336 Residential mortgage-backed and related securities ​ 127,670 ​ 5,510 ​ (338) ​ 132,842 Municipal securities ​ 147,241 ​ 5,215 ​ (48) ​ 152,408 Asset-backed securities ​ ​ 39,663 ​ ​ 1,111 ​ ​ (91) ​ ​ 40,683 Other securities ​ 20,550 ​ 147 ​ — ​ 20,697 ​ ​ $ 350,060 ​ $ 12,430 ​ $ (524) ​ $ 361,966 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ The Company’s HTM municipal securities consist largely of private issues of municipal debt. The municipalities are located primarily within the Midwest. The municipal debt investments are underwritten using specific guidelines with ongoing monitoring. Note 3. Investment Securities (continued) The Company’s residential mortgage-backed and related securities portfolio consists entirely of government sponsored or government guaranteed securities. The Company has not invested in commercial mortgage-backed securities or pooled trust preferred securities. Gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, as of December 31, 2021 and 2020, are summarized as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Less than 12 Months ​ 12 Months or More ​ Total ​ ​ ​ ​ Gross ​ ​ ​ Gross ​ ​ ​ Gross ​ ​ Fair ​ Unrealized ​ Fair ​ Unrealized ​ Fair ​ Unrealized ​ Value Losses Value Losses Value Losses ​ ​ (dollars in thousands) December 31, 2021: ​ ​ ​ ​ ​ ​ Securities HTM: ​ ​ ​ ​ ​ ​ Other securities ​ $ 1,049 ​ $ (1) ​ $ — ​ $ — ​ $ 1,049 ​ $ (1) ​ ​ ​ ​ ​ ​ ​ ​ Securities AFS: ​ ​ ​ ​ ​ ​ ​ U.S. treasuries and govt. sponsored agency securities ​ $ 9,802 ​ $ (156) ​ $ 3,035 ​ $ (140) ​ $ 12,837 ​ $ (296) Residential mortgage-backed and related securities ​ 5,363 ​ (67) ​ 19,406 ​ (713) ​ 24,769 ​ (780) Municipal securities ​ 13,287 ​ (211) ​ 1,001 ​ (4) ​ 14,288 ​ (215) Other securities ​ 4,528 ​ (30) ​ — ​ — ​ 4,528 ​ (30) ​ ​ $ 32,980 ​ $ (464) ​ $ 23,442 ​ $ (857) ​ $ 56,422 ​ $ (1,321) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Less than 12 Months ​ 12 Months or More ​ Total ​ ​ ​ ​ Gross ​ ​ ​ Gross ​ ​ ​ Gross ​ ​ Fair ​ Unrealized ​ Fair ​ Unrealized ​ Fair ​ Unrealized ​ Value Losses Value Losses Value Losses ​ ​ (dollars in thousands) December 31, 2020: ​ ​ ​ ​ ​ ​ Securities HTM: ​ ​ ​ ​ ​ ​ Municipal securities ​ $ 8,407 ​ $ (248) ​ $ — ​ $ — ​ $ 8,407 ​ $ (248) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Securities AFS: ​ ​ ​ ​ ​ ​ U.S. govt. sponsored agency securities ​ $ 3,199 ​ $ (47) ​ $ — ​ $ — ​ $ 3,199 ​ $ (47) Residential mortgage-backed and related securities ​ 37,549 ​ (338) ​ — ​ — ​ 37,549 ​ (338) Municipal securities ​ 10,110 ​ (48) ​ — ​ — ​ 10,110 ​ (48) Asset-backed securities ​ ​ 6,884 ​ ​ (52) ​ ​ 9,945 ​ ​ (39) ​ ​ 16,829 ​ ​ (91) ​ ​ $ 57,742 ​ $ (485) ​ $ 9,945 ​ $ (39) ​ $ 67,687 ​ $ (524) ​ At December 31, 2021, the investment portfolio included 622 securities. Of this number, 42 securities were in an unrealized loss position. The aggregate losses of these securities totaled approximately 0.17% of the total aggregate amortized cost. Of these 42 securities, 13 securities had an unrealized loss for 12 months or more. On January 1, 2021, the Company adopted ASU 2016-13, which replaced the legacy GAAP OTTI model with a credit loss model. ASU 2016-13 requires an allowance on lifetime expected credit losses on held to maturity debt securities. The following table presents the activity in the allowance for credit losses held to maturity securities by major security type for the year ended December 31, 2021. ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year Ended December 31, 2021 ​ ​ ​ Municipal ​ Other ​ ​ ​ ​ securities securities Total ​ ​ (dollars in thousands) Allowance for credit losses: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Beginning balance ​ ​ $ — ​ $ — ​ $ — Impact of adopting ASU 2016-13 ​ ​ ​ 182 ​ ​ 1 ​ ​ 183 Provision for credit loss expense ​ ​ ​ 16 ​ ​ (1) ​ ​ 15 Balance, ending ​ ​ $ 198 ​ $ — ​ $ 198 ​ Note 3. Investment Securities (continued) The credit loss model under ASU 2016-13, applicable to AFS debt securities, requires the recognition of credit losses through an allowance account, but retains the concept from the OTTI model that credit losses are recognized once securities become impaired. See Note 1 to the Consolidated Financial Statements, “Summary of Significant Accounting Policies” included in this Form 10-K, for a discussion of the impact of the adoption of ASU 2016-13. All sales of securities for the years ended December 31, 2021, 2020 and 2019, respectively, were from securities identified as AFS. Information on proceeds received, as well as the gains and losses from the sale of those securities are as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 2020 2019 ​ ​ ​ ​ ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Proceeds from sales of securities ​ ​ ​ ​ ​ $ 23,874 ​ $ 38,562 ​ $ 30,055 Gross gains from sales of securities ​ ​ ​ ​ ​ — ​ 2,553 ​ 176 Gross losses from sales of securities ​ ​ ​ ​ ​ (88) ​ (69) ​ (206) ​ The amortized cost and fair value of securities as of December 31, 2021, by contractual maturity are shown below. Expected maturities of residential mortgage-backed and related securities and asset-backed securities may differ from contractual maturities because the mortgages underlying the securities may be called or prepaid without any penalties. Therefore, these securities are not included in the maturity categories in the following table. ​ ​ ​ ​ ​ ​ ​ ​ ​ Amortized Cost Fair Value ​ ​ (dollars in thousands) Securities HTM: ​ ​ Due in one year or less ​ $ 2,636 ​ $ 2,651 Due after one year through five years ​ 23,246 ​ 23,800 Due after five years ​ 446,701 ​ 495,846 ​ ​ $ 472,583 ​ $ 522,297 Securities AFS: ​ ​ Due in one year or less ​ $ 5,873 ​ $ 5,943 Due after one year through five years ​ 5,600 ​ 5,764 Due after five years ​ 199,718 ​ 204,676 ​ ​ ​ 211,191 ​ ​ 216,383 Residential mortgage-backed and related securities ​ ​ 92,431 ​ ​ 94,323 Asset-backed securities ​ 26,372 ​ 27,124 ​ ​ $ 329,994 ​ $ 337,830 ​ ​ ​ ​ ​ ​ ​ ​ Portions of the U.S. government sponsored agencies and municipal securities contain call options, at the discretion of the issuer, to terminate the security at predetermined dates prior to the stated maturity, summarized as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ Amortized Cost Fair Value ​ ​ (dollars in thousands) Securities HTM: ​ ​ Municipal securities ​ $ 278,699 ​ $ 289,939 ​ ​ ​ Securities AFS: ​ ​ Municipal securities ​ ​ 158,262 ​ ​ 163,070 Other securities ​ 24,568 ​ 24,789 ​ ​ $ 182,830 ​ $ 187,859 ​ ​ ​ ​ ​ ​ ​ ​ As of December 31, 2021 and 2020, investment securities with a carrying value of $246.5 million and $212.8 million, respectively, were pledged on public deposits, FHLB advances, customer repurchase agreements, derivative liabilities, in connection with a Goldman Sachs cash management program and for other purposes as required or permitted by law. Note 3. Investment Securities (continued) As of December 31, 2021, the Company’s municipal securities portfolios were comprised of general obligation bonds issued by 113 issuers with fair values totaling $114.5 million and revenue bonds issued by 165 issuers, primarily consisting of states, counties, towns, villages and school districts with fair values totaling $575.0 million. The Company held investments in general obligation bonds in 20 states, including seven states in which the aggregate fair value exceeded $5.0 million. The Company held investments in revenue bonds in 25 states, including 13 states in which the aggregate fair value exceeded $5.0 million. As of December 31, 2020, the Company’s municipal securities portfolios were comprised of general obligation bonds issued by 117 issuers with fair values totaling $116.7 million and revenue bonds issued by 191 issuers, primarily consisting of states, counties, towns, villages and school districts with fair values totaling $555.9 million. The Company held investments in general obligation bonds in 21 states, including eight states in which the aggregate fair value exceeded $5.0 million. The Company held investments in revenue bonds in 26 states, including 12 states in which the aggregate fair value exceeded $5.0 million. Both general obligation and revenue bonds are diversified across many issuers. As of December 31, 2021 and 2020, the Company held revenue bonds of two issuers, located in Ohio, the aggregate book or market value of which exceeded 5% of the Company’s stockholders’ equity. The issuers’ financial condition is strong and the source of repayment is diversified. The Company monitors the investment and concentration closely. Of the general obligation and revenue bonds in the Company’s portfolio, the majority are unrated bonds that represent small, private issuances. All unrated bonds were underwritten according to loan underwriting standards and have an average risk rating of 2, indicating very high quality. Additionally, many of these bonds are funding essential municipal services (water, sewer, education, medical facilities). The Company’s municipal securities are owned by each of the four charters, whose investment policies set forth limits for various subcategories within the municipal securities portfolio. Each charter is monitored individually and as of December 31, 2021, all were within policy limitations approved by the charter’s board of directors. Policy limits are calculated as a percentage of total risk-based capital. As of December 31, 2021, the Company’s standard monitoring of its municipal securities portfolio had not uncovered any facts or circumstances resulting in significantly different credits ratings than those assigned by a nationally recognized statistical rating organization, or in the case of unrated bonds, the rating assigned using the credit underwriting standards.

Note 4 - Loans Leases Receivabl

Note 4 - Loans Leases Receivable	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
LOANS/LEASES RECEIVABLE	Note 4. Loans/Leases Receivable The composition of the loan/lease portfolio as of December 31, 2021 and 2020 is presented as follows: ​ ​ ​ ​ ​ ​ December 31, 2021 ​ ​ (dollars in thousands) ​ ​ ​ ​ C&I: ​ ​ ​ C&I - revolving ​ $ 248,483 C&I - other * ​ ​ 1,346,602 ​ ​ ​ 1,595,085 ​ ​ CRE - owner occupied ​ 421,701 CRE - non-owner occupied ​ 646,500 Construction and land development ​ 918,571 Multi-family ​ ​ 600,412 Direct financing leases** ​ 45,191 1-4 family real estate*** ​ ​ 377,361 Consumer ​ 75,311 ​ ​ 4,680,132 Allowance for credit losses ​ (78,721) ​ ​ $ 4,601,411 ** Direct financing leases: ​ Net minimum lease payments to be received ​ $ 49,362 Estimated unguaranteed residual values of leased assets ​ 165 Unearned lease/residual income ​ (4,336) ​ ​ 45,191 Plus deferred lease origination costs, net of fees ​ 568 ​ ​ 45,759 Less allowance for credit losses ​ (1,546) ​ ​ $ 44,213 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2020 ​ ​ (dollars in thousands) ​ ​ ​ ​ C&I loans* ​ $ 1,726,723 CRE loans ​ Owner-occupied CRE ​ 496,471 Commercial construction, land development, and other land ​ 541,455 Other non owner-occupied CRE ​ 1,069,703 ​ ​ 2,107,629 ​ ​ ​ ​ Direct financing leases ** ​ 66,016 Residential real estate loans *** ​ 252,121 Installment and other consumer loans ​ 91,302 ​ ​ 4,243,791 Plus deferred loan/lease origination costs, net of fees ​ 7,338 ​ ​ 4,251,129 Less allowance ​ (84,376) ​ ​ $ 4,166,753 ** Direct financing leases: ​ Net minimum lease payments to be received ​ $ 72,940 Estimated unguaranteed residual values of leased assets ​ 239 Unearned lease/residual income ​ (7,163) ​ ​ 66,016 Plus deferred lease origination costs, net of fees ​ 1,072 ​ ​ 67,088 Less allowance ​ (1,764) ​ ​ $ 65,324 ​ * Includes equipment financing agreements outstanding at m2, totaling $225.1 million and $171.5 million as of December 31, 2021 and 2020, respectively and PPP loans totaling $28.2 million and $273.1 million as of December 31, 2021 and December 31, 2020, respectively. ​ ** Management performs an evaluation of the estimated unguaranteed residual values of leased assets on an annual basis, at a minimum. The evaluation consists of discussions with reputable and current vendors and management’s expertise and understanding of the current states of particular industries to determine informal valuations of the equipment. As necessary and where available, management will utilize valuations by independent appraisers. The majority of leases with residual values contain a lease options rider which requires the lessee to pay the residual Note 4. Loans/Leases Receivable (continued) value directly, finance the payment of the residual value, or extend the lease term to pay the residual value. In these cases, the residual value is protected and the risk of loss is minimal. ***Includes residential real estate loans held for sale totaling $3.8 million as of December 31, 2021 and 2020. Changes in accretable yield for the loans acquired in mergers and acquisitions are as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ For the year ended December 31, 2021 ​ ​ PCI Performing ​ ​ ​ ​ Loans ​ Loans ​ Total ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance at the beginning of the period ​ $ — ​ $ (3,139) ​ $ (3,139) Accretion recognized ​ — ​ 1,606 ​ 1,606 Balance at the end of the period ​ $ — ​ $ (1,533) ​ $ (1,533) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ For the year ended December 31, 2020 ​ ​ PCI Performing ​ ​ ​ ​ Loans ​ Loans ​ Total ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance at the beginning of the period ​ $ (57) ​ $ (6,378) ​ $ (6,435) Reclassification of nonaccretable discount to accretable ​ ​ (530) ​ ​ — ​ ​ (530) Reclassification of nonaccretable discount to allowance ​ ​ — ​ ​ 353 ​ ​ 353 Accretion recognized ​ 587 ​ 2,886 ​ 3,473 Balance at the end of the period ​ $ — ​ $ (3,139) ​ $ (3,139) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ For the year ended December 31, 2019 ​ ​ PCI Performing ​ ​ ​ ​ Loans ​ Loans ​ Total ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance at the beginning of the period ​ $ (667) ​ $ (10,127) ​ $ (10,794) Reclassification of nonaccretable discount to accretable ​ ​ (275) ​ ​ — ​ ​ (275) Accretion recognized ​ 885 ​ 3,749 ​ 4,634 Balance at the end of the period ​ $ (57) ​ $ (6,378) ​ $ (6,435) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Note 4. Loans/Leases Receivable (continued) ​ The aging of the loan/lease portfolio by classes of loans/leases as of December 31, 2021 and 2020 is presented as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 ​ ​ ​ ​ ​ ​ ​ ​ Accruing Past ​ ​ ​ ​ ​ ​ ​ ​ 30-59 Days ​ 60-89 Days ​ Due 90 Days or ​ Nonaccrual ​ ​ Classes of Loans/Leases Current Past Due Past Due More Loans/Leases Total ​ ​ (dollars in thousands) ​ C&I: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - revolving ​ $ 248,483 ​ $ — ​ $ — ​ $ — ​ $ — $ ​ 248,483 ​ C&I - other ​ ​ 1,337,034 ​ ​ 859 ​ ​ 7,308 ​ ​ 1 ​ ​ 1,400 ​ ​ 1,346,602 ​ CRE - owner occupied ​ 421,701 ​ — ​ — ​ — ​ — ​ 421,701 ​ CRE - non-owner occupied ​ 646,500 ​ — ​ — ​ — ​ — ​ 646,500 ​ Construction and land development ​ ​ 918,498 ​ ​ — ​ ​ — ​ ​ — ​ ​ 73 ​ ​ 918,571 ​ Multi-family ​ 600,412 ​ — ​ — ​ — ​ — ​ 600,412 ​ Direct financing leases ​ 44,174 ​ 10 ​ 160 ​ — ​ 847 ​ 45,191 ​ 1-4 family real estate ​ 374,912 ​ 1,325 ​ 716 ​ — ​ 408 ​ 377,361 ​ Consumer ​ 75,272 ​ 8 ​ — ​ — ​ 31 ​ 75,311 ​ ​ ​ $ 4,666,986 ​ $ 2,202 ​ $ 8,184 ​ $ 1 ​ $ 2,759 ​ $ 4,680,132 ​ ​ ​ ​ ​ ​ ​ ​ ​ As a percentage of total loan/lease portfolio ​ 99.72 % 0.05 % 0.17 % 0.00 % 0.06 % 100.00 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2020 ​ ​ ​ ​ ​ ​ ​ ​ Accruing Past ​ ​ ​ ​ ​ ​ ​ ​ 30-59 Days ​ 60-89 Days ​ Due 90 Days or ​ Nonaccrual ​ ​ Classes of Loans/Leases Current Past Due Past Due More Loans/Leases Total ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I ​ $ 1,720,058 ​ $ 1,535 ​ $ 323 ​ $ — ​ $ 4,807 ​ $ 1,726,723 ​ CRE ​ ​ ​ ​ ​ ​ ​ ​ Owner-occupied CRE ​ 496,459 ​ — ​ — ​ — ​ 12 ​ 496,471 ​ Commercial construction, land development, and other land ​ 541,455 ​ — ​ — ​ — ​ — ​ 541,455 ​ Other non-owner occupied CRE ​ 1,062,215 ​ — ​ — ​ — ​ 7,488 ​ 1,069,703 ​ Direct financing leases ​ 64,918 ​ 501 ​ 191 ​ — ​ 406 ​ 66,016 ​ Residential real estate ​ 249,364 ​ 1,512 ​ 223 ​ — ​ 1,022 ​ 252,121 ​ Installment and other consumer ​ 91,047 ​ 43 ​ 4 ​ 3 ​ 205 ​ 91,302 ​ ​ ​ $ 4,225,516 ​ $ 3,591 ​ $ 741 ​ $ 3 ​ $ 13,940 ​ $ 4,243,791 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ As a percentage of total loan/lease portfolio ​ 99.57 % 0.08 % 0.02 % 0.00 % 0.33 % 100.00 % ​ ​ ​ Note 4. Loans/Leases Receivable (continued) ​ NPLs by classes of loans/leases as of December 31, 2021 and 2020 is presented as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 ​ ​ ​ Accruing Past ​ Nonaccrual ​ Nonaccrual ​ ​ ​ ​ ​ ​ ​ ​ Due 90 Days or ​ Loans/Leases ​ Loans/Leases ​ ​ ​ ​ Percentage of ​ Classes of Loans/Leases More with an ACL without an ACL Total NPLs Total NPLs ​ (dollars in thousands) ​ C&I: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - revolving ​ $ — ​ $ — ​ $ — ​ $ — - % C&I - other ​ ​ 1 ​ ​ 1,130 ​ ​ 270 ​ ​ 1,401 ​ 50.77 ​ CRE - owner occupied ​ — ​ — ​ — ​ — - ​ CRE - non-owner occupied ​ — ​ — ​ — ​ — - ​ Construction and land development ​ ​ — ​ ​ 73 ​ ​ — ​ ​ 73 ​ 2.64 ​ Multi-family ​ — ​ — ​ — ​ — - ​ Direct financing leases ​ — ​ 115 ​ 732 ​ 847 30.69 ​ 1-4 family real estate ​ — ​ 408 ​ — ​ 408 14.78 ​ Consumer ​ — ​ 31 ​ — ​ 31 1.12 ​ ​ ​ $ 1 ​ $ 1,757 ​ $ 1,002 ​ $ 2,760 100.00 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ The Company did not recognize any interest income on nonaccrual loans during the year ended December 31, 2021. ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2020 ​ ​ Accruing Past ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Due 90 Days or ​ Nonaccrual ​ ​ ​ ​ ​ Percentage of Classes of Loans/Leases More Loans/Leases * Accruing TDRs Total NPLs Total NPLs ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I ​ $ — ​ $ 4,807 ​ $ 606 ​ $ 5,413 36.87 % CRE ​ ​ ​ ​ ​ Owner-occupied CRE ​ — ​ 12 ​ — ​ 12 0.08 % Commercial construction, land development, and other land ​ — ​ — ​ — ​ — - % Other non-owner occupied CRE ​ — ​ 7,488 ​ — ​ 7,488 50.99 % Direct financing leases ​ — ​ 406 ​ 135 ​ 541 3.68 % Residential real estate ​ — ​ 1,022 ​ — ​ 1,022 6.96 % Installment and other consumer ​ 3 ​ 205 ​ — ​ 208 1.42 % ​ ​ $ 3 ​ $ 13,940 ​ $ 741 ​ $ 14,684 ​ 100.00 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ * At December 31, 2020, accruing past due 90 days or more included $984 thousand of TDRs, including $836 thousand in CRE loans, $100 thousand in direct financing leases, and ​ ​ ​ Note 4. Loans/Leases Receivable (continued) Changes in the ACL loans/leases by portfolio segment for the years ended December 31, 2021, 2020, and 2019 are presented as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year Ended December 31, 2021 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ CRE ​ CRE ​ Construction ​ ​ ​ ​ Direct ​ Residential ​ 1-4 ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - ​ C&I - ​ ​ ​ ​ Owner ​ Non-Owner ​ and Land ​ Multi- ​ Financing ​ Real ​ Family ​ ​ ​ ​ ​ ​ ​ C&I ​ Revolving ​ Other* CRE ​ Occupied ​ Occupied ​ Development ​ Family Leases Estate ​ Real Estate Consumer ​ Total ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance, beginning ​ $ 35,421 ​ $ — ​ $ — ​ $ 42,161 ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 1,764 ​ $ 3,732 ​ $ — ​ $ 1,298 ​ $ 84,376 Adoption of ASU 2016-13 ​ ​ (35,421) ​ ​ 2,982 ​ ​ 29,130 ​ ​ (42,161) ​ ​ 8,696 ​ ​ 11,428 ​ ​ 11,999 ​ ​ 5,836 ​ ​ (1,764) ​ ​ (3,732) ​ ​ 5,042 ​ ​ (137) ​ ​ (8,102) Provision ​ — ​ 925 ​ (1,451) ​ — ​ (198) ​ (1,088) ​ 4,973 ​ 3,653 ​ — ​ — ​ (603) ​ (509) ​ 5,702 Charge-offs ​ — ​ — ​ (2,287) ​ — ​ — ​ (1,876) ​ — ​ (150) ​ — ​ — ​ (179) ​ (46) ​ (4,538) Recoveries ​ — ​ — ​ 590 ​ — ​ 3 ​ 85 ​ — ​ — ​ — ​ — ​ 281 ​ 324 ​ 1,283 Balance, ending ​ $ — ​ $ 3,907 ​ $ 25,982 ​ $ — ​ $ 8,501 ​ $ 8,549 ​ $ 16,972 ​ $ 9,339 ​ $ — ​ $ — ​ $ 4,541 ​ $ 930 ​ $ 78,721 ​ *Included within the C&I-other column are ACL on leases with a beginning balance of $1.78 million, adoption impact of $685 thousand, negative provision of negative $703 thousand, charge-offs of $458 thousand and recoveries of $258 thousand. ACL on leases was ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year Ended December 31, 2020 ​ ​ ​ ​ ​ ​ Direct Financing ​ Residential Real ​ Installment and ​ ​ ​ C&I CRE Leases Estate Other Consumer Total ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance, beginning ​ $ 16,072 ​ $ 15,379 ​ $ 1,464 ​ $ 1,948 ​ $ 1,138 ​ $ 36,001 Provision ​ 22,899 ​ 28,671 ​ 2,148 ​ 1,755 ​ 231 ​ 55,704 Charge-offs ​ (4,199) ​ (2,071) ​ (1,993) ​ — ​ (120) ​ (8,383) Recoveries ​ 649 ​ 182 ​ 145 ​ 29 ​ 49 ​ 1,054 Balance, ending ​ $ 35,421 ​ $ 42,161 ​ $ 1,764 ​ $ 3,732 ​ $ 1,298 ​ $ 84,376 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year Ended December 31, 2019 ​ ​ ​ ​ ​ Direct Financing Residential Real Installment and ​ ​ ​ ​ C&I ​ CRE ​ Leases ​ Estate ​ Other Consumer ​ Total ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance, beginning ​ $ 16,420 ​ $ 17,719 ​ $ 1,792 ​ $ 2,557 ​ $ 1,359 ​ $ 39,847 Reclassification of allowance related to held for sale assets ​ ​ (2,814) ​ ​ (2,392) ​ ​ — ​ ​ (628) ​ ​ (288) ​ ​ (6,122) Provision ​ 3,666 ​ 1,566 ​ 1,129 ​ 163 ​ 114 ​ 6,638 Loans/leases charged off ​ (1,476) ​ (1,722) ​ (1,647) ​ (191) ​ (98) ​ (5,134) Recoveries on loans/leases previously charged off ​ 276 ​ 208 ​ 190 ​ 47 ​ 51 ​ 772 Balance, ending ​ $ 16,072 ​ $ 15,379 ​ $ 1,464 ​ $ 1,948 ​ $ 1,138 ​ $ 36,001 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ *Excludes provision related to loans included in assets held for sale during the year of $428 thousand for the year ending December 31, 2019. ​ The composition of the ACL loans/leases by portfolio segment based on evaluation method are as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 ​ ​ ​ Amortized Cost of Loans Receivable ​ Allowance for Credit Losses ​ ​ ​ Individually ​ Collectively ​ ​ ​ ​ Individually ​ Collectively ​ ​ ​ ​ ​ ​ Evaluated for ​ Evaluated for ​ ​ ​ ​ Evaluated for ​ Evaluated for ​ ​ ​ ​ ​ Credit Losses Credit Losses ​ Total ​ Credit Losses Credit Losses ​ Total ​ ​ ​ (dollars in thousands) C&I : ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - revolving ​ $ 2,638 ​ $ 245,845 ​ $ 248,483 ​ $ 168 ​ $ 3,739 ​ $ 3,907 ​ C&I - other* ​ 13,456 ​ 1,378,337 ​ 1,391,793 ​ 743 ​ 25,239 ​ 25,982 ​ ​ ​ 16,094 ​ 1,624,182 ​ 1,640,276 ​ 911 ​ 28,978 ​ 29,889 ​ CRE - owner occupied ​ 3,841 ​ 417,860 ​ 421,701 ​ 1,264 ​ 7,237 ​ 8,501 ​ CRE - non-owner occupied ​ 25,006 ​ 621,494 ​ 646,500 ​ — ​ 8,549 ​ 8,549 ​ Construction and land development ​ 10,436 ​ 908,135 ​ 918,571 ​ 11 ​ 16,961 ​ 16,972 ​ Multi-family ​ ​ — ​ ​ 600,412 ​ ​ 600,412 ​ ​ — ​ ​ 9,339 ​ ​ 9,339 ​ 1-4 family real estate ​ 2,950 ​ 374,411 ​ 377,361 ​ 329 ​ 4,212 ​ 4,541 ​ Consumer ​ 350 ​ 74,961 ​ 75,311 ​ 39 ​ 891 ​ 930 ​ ​ ​ $ 58,677 ​ $ 4,621,455 ​ $ 4,680,132 ​ $ 2,554 ​ $ 76,167 ​ $ 78,721 ​ ​ ​ *Included within the C&I – other category are leases individually evaluated of $847 thousand with a related allowance for credit losses of $35 thousand and leases collectively evaluated of $44.4 million with a related allowance for credit losses of $1.5 million. ​ Note 4. Loans/Leases Receivable (continued) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2020 ​ ​ ​ ​ ​ ​ Direct Financing ​ Residential Real ​ Installment and ​ ​ ​ C&I CRE Leases Estate Other Consumer Total ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Allowance for impaired loans/leases ​ $ 650 ​ $ 1,938 ​ $ — ​ $ 20 ​ $ 72 ​ $ 2,680 ​ Allowance for nonimpaired loans/leases ​ 34,771 ​ 40,223 ​ 1,764 ​ 3,712 ​ 1,226 ​ 81,696 ​ ​ ​ $ 35,421 ​ $ 42,161 ​ $ 1,764 ​ $ 3,732 ​ $ 1,298 ​ $ 84,376 ​ ​ ​ ​ ​ ​ ​ ​ ​ Impaired loans/leases ​ $ 5,381 ​ $ 7,487 ​ $ 578 ​ $ 977 ​ $ 205 ​ $ 14,628 ​ Nonimpaired loans/leases ​ 1,721,342 ​ 2,100,142 ​ 65,438 ​ 251,144 ​ 91,097 ​ 4,229,163 ​ ​ ​ $ 1,726,723 ​ $ 2,107,629 ​ $ 66,016 ​ $ 252,121 ​ $ 91,302 ​ $ 4,243,791 ​ ​ ​ ​ ​ ​ ​ ​ ​ Allowance as a percentage of impaired loans/leases ​ 12.08 % 25.88 % — % 2.05 % 35.12 % 18.32 % Allowance as a percentage of nonimpaired loans/leases ​ 2.02 % 1.92 % 2.70 % 1.48 % 1.35 % 1.93 % Total allowance as a percentage of total loans/leases ​ 2.05 % 2.00 % 2.67 % 1.48 % 1.42 % 1.99 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Information for impaired loans/leases prior to adoption of ASU 2016-13 on January 1, 2021, is presented in the tables below. The recorded investment represents customer balances net of any partial charge-offs recognized on the loan/lease. The unpaid principal balance represents the recorded balance outstanding on the loan/lease prior to any partial charge-offs. ​ Note 4. Loans/Leases Receivable (continued) Loans/leases, by classes of financing receivable, considered to be impaired as of and for the year ended December 31, 2020 and 2019 are presented as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2020 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Interest Income ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Average ​ ​ ​ ​ Recognized for ​ ​ Recorded ​ Unpaid Principal ​ Related ​ Recorded ​ Interest Income ​ Cash Payments Classes of Loans/Leases Investment Balance Allowance Investment Recognized Received ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ Impaired Loans/Leases with No Specific Allowance Recorded: ​ ​ ​ ​ ​ ​ C&I ​ $ 1,361 ​ $ 1,441 ​ $ — ​ $ 1,002 ​ $ 33 ​ $ 33 CRE ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Owner-occupied CRE ​ — ​ — ​ — ​ — ​ — ​ — Commercial construction, land development, and other land ​ — ​ — ​ — ​ — ​ — ​ — Other non-owner occupied CRE ​ 1,133 ​ 1,933 ​ — ​ 494 ​ 29 ​ 29 Direct financing leases ​ 578 ​ 578 ​ — ​ 483 ​ 17 ​ 17 Residential real estate ​ 719 ​ 719 ​ — ​ 476 ​ — ​ — Installment and other consumer ​ 133 ​ 133 ​ — ​ 121 ​ — ​ — ​ ​ $ 3,924 ​ $ 4,804 ​ $ — ​ $ 2,576 ​ $ 79 ​ $ 79 ​ ​ ​ ​ ​ ​ ​ Impaired Loans/Leases with Specific Allowance Recorded: ​ ​ ​ ​ ​ ​ ​ C&I ​ $ 4,020 ​ $ 4,020 ​ $ 650 ​ $ 1,555 ​ $ — ​ $ — CRE ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Owner-occupied CRE ​ — ​ — ​ — ​ — ​ — ​ — Commercial construction, land development, and other land ​ — ​ — ​ — ​ — ​ — ​ — Other non-owner occupied CRE ​ 6,354 ​ 6,354 ​ 1,938 ​ 5,726 ​ — ​ — Direct financing leases ​ — ​ — ​ — ​ — ​ — ​ — Residential real estate ​ 258 ​ 258 ​ 20 ​ 227 ​ — ​ — Installment and other consumer ​ 72 ​ 72 ​ 72 ​ 70 ​ — ​ — ​ ​ $ 10,704 ​ $ 10,704 ​ $ 2,680 ​ $ 7,578 ​ $ — ​ $ — ​ ​ ​ ​ ​ ​ ​ Total Impaired Loans/Leases: ​ ​ ​ ​ ​ ​ C&I ​ $ 5,381 ​ $ 5,461 ​ $ 650 ​ $ 2,557 ​ $ 33 ​ $ 33 CRE ​ ​ ​ ​ ​ ​ Owner-occupied CRE ​ — ​ — ​ — ​ — ​ — ​ — Commercial construction, land development, and other land ​ — ​ — ​ — ​ — ​ — ​ — Other non-owner occupied CRE ​ 7,487 ​ 8,287 ​ 1,938 ​ 6,220 ​ 29 ​ 29 Direct financing leases ​ 578 ​ 578 ​ — ​ 483 ​ 17 ​ 17 Residential real estate ​ 977 ​ 977 ​ 20 ​ 703 ​ — ​ — Installment and other consumer ​ 205 ​ 205 ​ 72 ​ 191 ​ — ​ — ​ ​ $ 14,628 ​ $ 15,508 ​ $ 2,680 ​ $ 10,154 ​ $ 79 ​ $ 79 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Note 4. Loans/Leases Receivable (continued) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2019 ​ ​ ​ ​ ​ ​ ​ ​ ​ Interest Income ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Average ​ ​ ​ Recognized for ​ ​ Recorded ​ Unpaid Principal ​ Related ​ Recorded ​ Interest Income ​ Cash Payments Classes of Loans/Leases ​ Investment ​ Balance ​ Allowance ​ Investment ​ Recognized ​ Received ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ Impaired Loans/Leases with No Specific Allowance Recorded: ​ ​ ​ ​ ​ ​ C&I ​ $ 1,607 ​ $ 1,647 ​ $ — ​ $ 970 ​ $ 27 ​ $ 27 CRE ​ ​ ​ ​ ​ ​ ​ Owner-Occupied CRE ​ 34 ​ 50 ​ — ​ 24 ​ — ​ — Commercial Construction, Land Development, and Other Land ​ — ​ — ​ — ​ — ​ — ​ — Other Non Owner-Occupied CRE ​ 684 ​ 686 ​ — ​ 738 ​ 29 ​ 29 Direct Financing Leases ​ 1,642 ​ 1,642 ​ — ​ 1,322 ​ 30 ​ 30 Residential Real Estate ​ 469 ​ 614 ​ — ​ 481 ​ — ​ — Installment and Other Consumer ​ 476 ​ 476 ​ — ​ 474 ​ — ​ — ​ ​ $ 4,912 ​ $ 5,115 ​ $ — ​ $ 4,009 ​ $ 86 ​ $ 86 ​ ​ ​ ​ ​ ​ ​ Impaired Loans/Leases with Specific Allowance Recorded: ​ ​ ​ ​ ​ ​ C&I ​ $ 239 ​ $ 239 ​ $ 170 ​ $ 124 ​ $ — ​ $ — CRE ​ ​ ​ ​ ​ ​ ​ Owner-Occupied CRE ​ — ​ — ​ — ​ — ​ — ​ — Commercial Construction, Land Development, and Other Land ​ — ​ — ​ — ​ — ​ — ​ — Other Non Owner-Occupied CRE ​ 2,867 ​ 2,867 ​ 125 ​ 1,958 ​ — ​ — Direct Financing Leases ​ 383 ​ 383 ​ 270 ​ 196 ​ 2 ​ 2 Residential Real Estate ​ 180 ​ 180 ​ 15 ​ 72 ​ — ​ — Installment and Other Consumer ​ 80 ​ 80 ​ 80 ​ 62 ​ — ​ — ​ ​ $ 3,749 ​ $ 3,749 ​ $ 660 ​ $ 2,412 ​ $ 2 ​ $ 2 ​ ​ ​ ​ ​ ​ ​ Total Impaired Loans/Leases: ​ ​ ​ ​ ​ ​ C&I ​ $ 1,846 ​ $ 1,886 ​ $ 170 ​ $ 1,094 ​ $ 27 ​ $ 27 CRE ​ ​ ​ ​ ​ ​ Owner-Occupied CRE ​ 34 ​ 50 ​ — ​ 24 ​ — ​ — Commercial Construction, Land Development, and Other Land ​ — ​ — ​ — ​ — ​ — ​ — Other Non Owner-Occupied CRE ​ 3,551 ​ 3,553 ​ 125 ​ 2,696 ​ 29 ​ 29 Direct Financing Leases ​ 2,025 ​ 2,025 ​ 270 ​ 1,518 ​ 32 ​ 32 Residential Real Estate ​ 649 ​ 794 ​ 15 ​ 553 ​ — ​ — Installment and Other Consumer ​ 556 ​ 556 ​ 80 ​ 536 ​ — ​ — ​ ​ $ 8,661 ​ $ 8,864 ​ $ 660 ​ $ 6,421 ​ $ 88 ​ $ 88 ​ *Impaired loans/leases prior to adoption of ASU 2016-13 and those individually evaluated under ASU 2016-13 for which no allowance has been provided have adequate collateral, based on management’s current estimates. ​ ​ Note 4. Loans/Leases Receivable (continued) The following table present the amortized cost basis of collateral dependent loans, by the primary collateral type, which are individually evaluated to determine expected credit losses: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 ​ ​ ​ ​ ​ ​ Non ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial ​ Owner-Occupied ​ Owner Occupied ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Assets Real Estate ​ Real Estate ​ Securities ​ Equipment ​ Other ​ Total ​ ​ ​ (dollars in thousands) C & I: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - revolving ​ $ 2,518 ​ $ — ​ $ — ​ $ — ​ $ 120 ​ $ — ​ $ 2,638 ​ C&I - other* ​ 683 ​ — ​ 2,471 ​ 134 ​ 9,877 ​ 291 ​ 13,456 ​ ​ ​ 3,201 ​ — ​ 2,471 ​ 134 ​ 9,997 ​ 291 ​ 16,094 ​ CRE - owner occupied ​ — ​ — ​ 3,841 ​ — ​ — ​ — ​ 3,841 ​ CRE - non-owner occupied ​ — ​ 25,006 ​ — ​ — ​ — ​ — ​ 25,006 ​ Construction and land development ​ — ​ 10,362 ​ 74 ​ — ​ — ​ — ​ 10,436 ​ Multi-family ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ 1-4 family real estate ​ — ​ 817 ​ 2,133 ​ — ​ — ​ — ​ 2,950 ​ Consumer ​ — ​ — ​ 340 ​ — ​ 1 ​ 9 ​ 350 ​ ​ ​ $ 3,201 ​ $ 36,185 ​ $ 8,859 ​ $ 134 ​ $ 9,998 ​ $ 300 ​ $ 58,677 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ *Included within the C&I – other category are leases individually evaluated of $847 thousand with primary collateral of equipment. For certain C&I loans, all CRE loans, certain construction and land development loans, all multifamily loans and certain 1-4 family real estate loans, the Company’s credit quality indicator consists of internally assigned risk ratings. Each such loan is assigned a risk rating upon origination. The risk rating is reviewed every 15 months, at a minimum, and on an as-needed basis depending on the specific circumstances of the loan. For certain C&I loans (including equipment financing agreements and direct financing leases), certain construction and land development, certain 1-4 family real estate loans, and all consumer loans, the Company’s credit quality indicator is performance determined by delinquency status. Prior to adoption of ASU 2016-13, this included C&I equipment financing agreements, direct financing leases, residential real estate loans, and installment and other consumer loans. Delinquency status is updated daily by the Company’s loan system. ​ Note 4. Loans/Leases Receivable (continued) The following tables show the credit quality indicator of loans by class of receivable and year of origination as of December 31, 2021; ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 ​ ​ Term Loans ​ ​ ​ ​ ​ ​ ​ Amortized Cost Basis by Origination Year ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Revolving ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans ​ ​ ​ Internally Assigned ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Amortized ​ ​ Risk Rating 2021 2020 2019 2018 2017 ​ Prior ​ Cost Basis ​ Total ​ ​ (dollars in thousands) C&I - revolving ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass (Ratings 1 through 5) ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 245,212 ​ $ 245,212 Special Mention (Rating 6) ​ — ​ — ​ — ​ — ​ — ​ — ​ 633 ​ 633 Substandard (Rating 7) ​ — ​ — ​ — ​ — ​ — ​ — ​ 2,638 ​ 2,638 Doubtful (Rating 8) ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total C&I - revolving ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 248,483 ​ $ 248,483 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - other ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass (Ratings 1 through 5) ​ $ 391,532 ​ $ 362,256 ​ $ 133,678 ​ $ 82,177 ​ $ 83,419 ​ $ 53,310 ​ $ — ​ $ 1,106,372 Special Mention (Rating 6) ​ 3,580 ​ 373 ​ 349 ​ — ​ 336 ​ 2 ​ — ​ 4,640 Substandard (Rating 7) ​ 506 ​ 2,366 ​ 7,138 ​ 396 ​ 55 ​ 46 ​ — ​ 10,507 Doubtful (Rating 8) ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total C&I - other ​ $ 395,618 ​ $ 364,995 ​ $ 141,165 ​ $ 82,573 ​ $ 83,810 ​ $ 53,358 ​ $ — ​ $ 1,121,519 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ CRE - owner occupied ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass (Ratings 1 through 5) ​ $ 118,014 ​ $ 143,045 ​ $ 47,660 ​ $ 30,523 ​ $ 17,038 ​ $ 46,185 ​ $ 11,477 ​ $ 413,942 Special Mention (Rating 6) ​ 637 ​ — ​ — ​ 233 ​ 1,846 ​ 1,202 ​ — ​ 3,918 Substandard (Rating 7) ​ — ​ — ​ 2,080 ​ 1,239 ​ 522 ​ — ​ — ​ 3,841 Doubtful (Rating 8) ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total CRE - owner occupied ​ $ 118,651 ​ $ 143,045 ​ $ 49,740 ​ $ 31,995 ​ $ 19,406 ​ $ 47,387 ​ $ 11,477 ​ $ 421,701 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ CRE - non-owner occupied ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass (Ratings 1 through 5) ​ $ 176,813 ​ $ 145,712 ​ $ 88,697 ​ $ 63,849 ​ $ 55,752 ​ $ 28,808 ​ $ 8,592 ​ $ 568,223 Special Mention (Rating 6) ​ 7,295 ​ 20,881 ​ 1,802 ​ 12,230 ​ 5,494 ​ 5,580 ​ — ​ 53,282 Substandard (Rating 7) ​ 1,105 ​ 6,297 ​ 15,563 ​ 1,087 ​ 943 ​ — ​ — ​ 24,995 Doubtful (Rating 8) ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total CRE - non-owner occupied ​ $ 185,213 ​ $ 172,890 ​ $ 106,062 ​ $ 77,166 ​ $ 62,189 ​ $ 34,388 ​ $ 8,592 ​ $ 646,500 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Construction and land development ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass (Ratings 1 through 5) ​ $ 394,045 ​ $ 248,360 ​ $ 126,941 ​ $ 106,790 ​ $ 3,012 ​ $ — ​ $ 13,277 ​ $ 892,425 Special Mention (Rating 6) ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Substandard (Rating 7) ​ 10,362 ​ — ​ — ​ — ​ — ​ — ​ — ​ 10,362 Doubtful (Rating 8) ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total Construction and land development ​ $ 404,407 ​ $ 248,360 ​ $ 126,941 ​ $ 106,790 ​ $ 3,012 ​ $ — ​ $ 13,277 ​ $ 902,787 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Multi-family ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass (Ratings 1 through 5) ​ $ 266,120 ​ $ 197,224 ​ $ 74,033 ​ $ 47,486 ​ $ 5,609 ​ $ 7,376 ​ $ 2,564 ​ $ 600,412 Special Mention (Rating 6) ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Substandard (Rating 7) ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Doubtful (Rating 8) ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total Multi-family ​ $ 266,120 ​ $ 197,224 ​ $ 74,033 ​ $ 47,486 ​ $ 5,609 ​ $ 7,376 ​ $ 2,564 ​ $ 600,412 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 1-4 family real estate ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass (Ratings 1 through 5) ​ $ 47,097 ​ $ 24,029 ​ $ 16,188 ​ $ 7,569 ​ $ 5,845 ​ $ 5,213 ​ $ 3,079 ​ $ 109,020 Special Mention (Rating 6) ​ 37 ​ — ​ — ​ — ​ — ​ — ​ — ​ 37 Substandard (Rating 7) ​ — ​ 178 ​ — ​ 437 ​ 201 ​ — ​ — ​ 816 Doubtful (Rating 8) ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total 1-4 family real estate ​ $ 47,134 ​ $ 24,207 ​ $ 16,188 ​ $ 8,006 ​ $ 6,046 ​ $ 5,213 ​ $ 3,079 ​ $ 109,873 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Consumer ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass (Ratings 1 through 5) ​ $ 1,558 ​ $ 487 ​ $ 108 ​ $ 216 ​ $ — ​ $ 824 ​ $ 2,031 ​ $ 5,224 Special Mention (Rating 6) ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Substandard (Rating 7) ​ — ​ — ​ — ​ 137 ​ — ​ — ​ — ​ 137 Doubtful (Rating 8) ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total Consumer ​ $ 1,558 ​ $ 487 ​ $ 108 ​ $ 353 ​ $ — ​ $ 824 ​ $ 2,031 ​ $ 5,361 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total ​ $ 1,418,701 ​ $ 1,151,208 ​ $ 514,237 ​ $ 354,369 ​ $ 180,072 ​ $ 148,546 ​ $ 289,503 ​ $ 4,056,636 ​ Note 4. Loans/Leases Receivable (continued) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 ​ ​ ​ ​ ​ ​ ​ ​ Term Loans ​ ​ ​ ​ ​ ​ ​ Amortized Cost Basis by Origination Year ​ Revolving ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Amortized ​ ​ Delinquency Status * 2021 2020 2019 2018 2017 ​ ​ Prior ​ Cost Basis ​ Total ​ (dollars in thousands) C&I - other ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Performing ​ $ 117,163 ​ $ 54,261 ​ $ 33,390 ​ $ 14,274 ​ $ 4,200 ​ $ 455 ​ $ — ​ $ 223,743 Nonperforming ​ 95 ​ 177 ​ 644 ​ 368 ​ 42 ​ 14 ​ — ​ 1,340 Total C&I - other ​ $ 117,258 ​ $ 54,438 ​ $ 34,034 ​ $ 14,642 ​ $ 4,242 ​ $ 469 ​ $ — ​ $ 225,083 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Direct financing leases ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Performing ​ $ 6,690 ​ $ 12,130 ​ $ 11,638 ​ $ 9,235 ​ $ 3,695 ​ $ 956 ​ $ — ​ $ 44,344 Nonperforming ​ — ​ 732 ​ — ​ 52 ​ 18 ​ 45 ​ — ​ 847 Total Direct financing leases ​ $ 6,690 ​ $ 12,862 ​ $ 11,638 ​ $ 9,287 ​ $ 3,713 ​ $ 1,001 ​ $ — ​ $ 45,191 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Construction and land development ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Performing ​ $ 12,857 ​ $ 2,080 ​ $ — ​ $ 494 ​ $ — ​ $ — ​ $ 280 ​ $ 15,711 Nonperforming ​ — ​ — ​ — ​ — ​ 73 ​ — ​ — ​ 73 Total Construction and land development ​ $ 12,857 ​ $ 2,080 ​ $ — ​ $ 494 ​ $ 73 ​ $ — ​ $ 280 ​ $ 15,784 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 1-4 family real estate ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Performing ​ $ 104,005 ​ $ 78,713 ​ $ 19,001 ​ $ 10,784 ​ $ 10,533 ​ $ 43,976 ​ $ 68 ​ $ 267,080 Nonperforming ​ — ​ — ​ — ​ 106 ​ — ​ 302 ​ — ​ 408 Total 1-4 family real estate ​ $ 104,005 ​ $ 78,713 ​ $ 19,001 ​ $ 10,890 ​ $ 10,533 ​ $ 44,278 ​ $ 68 ​ $ 267,488 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Consumer ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Performing ​ $ 4,891 ​ $ 4,020 ​ $ 2,114 ​ $ 1,660 ​ $ 593 ​ $ 1,230 ​ $ 55,411 ​ $ 69,919 Nonperforming ​ — ​ — ​ 15 ​ — ​ 15 ​ 1 ​ — ​ 31 Total Consumer ​ $ 4,891 ​ $ 4,020 ​ $ 2,129 ​ $ 1,660 ​ $ 608 ​ $ 1,231 ​ $ 55,411 ​ $ 69,950 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total ​ $ 245,701 ​ $ 152,113 ​ $ 66,802 ​ $ 36,973 ​ $ 19,169 ​ $ 46,979 ​ $ 55,759 ​ $ 623,496 ​ *Performing = loans/leases accruing and less than 90 days past due. Nonperforming = loans/leases on nonaccrual and accruing loans/leases that are greater than or equal to 90 days past due. ​ Note 4. Loans/Leases Receivable (continued) ​ For each class of financing receivable, the following presents the recorded investment by credit quality indicator as of December 31, 2020 and 2019: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2020 ​ ​ ​ ​ ​ CRE ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Non-Owner Occupied ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Construction, ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Land ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Owner-Occupied ​ Development, ​ ​ ​ ​ ​ As a % of Internally Assigned Risk Rating C&I CRE and Other Land Other CRE Total Total ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass (Ratings 1 through 5) ​ $ 1,506,578 ​ $ 488,478 ​ $ 530,297 ​ $ 999,931 ​ $ 3,525,284 96.25 % Special Mention (Rating 6) ​ 23,929 ​ 3,087 ​ 680 ​ 43,785 ​ 71,481 1.95 % Substandard (Rating 7) ​ 24,710 ​ 4,906 ​ 10,478 ​ 25,987 ​ 66,081 1.80 % Doubtful (Rating 8) ​ — ​ — ​ — ​ — ​ — — % ​ ​ $ 1,555,217 ​ $ 496,471 ​ $ 541,455 ​ $ 1,069,703 ​ $ 3,662,846 100.00 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2020 ​ ​ ​ ​ Direct Financing ​ Residential Real ​ Installment and ​ ​ ​ As a % of Delinquency Status * C&I Leases Estate Other Consumer Total Total ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Performing ​ $ 170,712 ​ $ 65,475 ​ $ 251,099 ​ $ 91,094 ​ $ 578,380 99.56 % Nonperforming ​ 794 ​ 541 ​ 1,022 ​ 208 ​ 2,565 0.44 % ​ ​ $ 171,506 ​ $ 66,016 ​ $ 252,121 ​ $ 91,302 ​ $ 580,945 100.00 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2019 ​ ​ ​ ​ ​ CRE ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Non-Owner Occupied ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Construction, ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Land ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Owner-Occupied ​ Development, ​ ​ ​ ​ ​ ​ ​ As a % of Internally Assigned Risk Rating C&I CRE and Other Land Other CRE Total Total ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass (Ratings 1 through 5) ​ $ 1,334,446 ​ $ 439,418 ​ $ 378,572 ​ $ 896,206 ​ $ 3,048,642 98.28 % Special Mention (Rating 6) ​ 12,962 ​ 3,044 ​ 41 ​ 3,905 ​ 19,952 0.64 % Substandard (Rating 7) ​ 18,439 ​ 1,527 ​ 184 ​ 13,499 ​ 33,649 1.08 % Doubtful (Rating 8) ​ — ​ — ​ — ​ — ​ — — % ​ ​ $ 1,365,847 ​ $ 443,989 ​ $ 378,797 ​ $ 913,610 ​ $ 3,102,243 ​ 100.00 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2019 ​ ​ ​ ​ Direct Financing ​ Residential Real ​ Installment and ​ ​ ​ As a % of Delinquency Status * C&I Leases Estate Other Consumer Total Total ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Performing ​ $ 140,992 ​ $ 86,019 ​ $ 239,198 ​ $ 108,763 ​ $ 574,972 99.29 % Nonperforming ​ 986 ​ 1,850 ​ 706 ​ 589 ​ 4,131 0.71 % ​ ​ $ 141,978 ​ $ 87,869 ​ $ 239,904 ​ $ 109,352 ​ $ 579,103 100.00 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ * Prior to adoption of ASU 2016-13: Performing = loans/leases accruing and less than 90 days past due. Nonperforming = loans/leases on nonaccrual, accruing loans/leases that are greater than or equal to 90 days past due, and accruing TDRs. Note 4. Loans/Leases Receivable (continued) TDRs totaled $494 thousand and $1.7 million as of December 31, 2021 and 2020, respectively. For each class of financing receivable, the following presents the number and recorded investment of TDRs, by type of concession, that were restructured during the years ended December 31, 2021 and 2020. The difference between the pre-modification recorded investment and the post-modification recorded investment would be any p

Note 5 - Premises and Equipment

Note 5 - Premises and Equipment	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Premises and Equipment	Note 5. Premises and Equipment The following summarizes the components of premises and equipment as of December 31, 2021 and 2020: ​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 2020 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ Land ​ $ 12,513 ​ $ 13,403 Buildings (useful lives 15 to 39 years) ​ 70,555 ​ 67,844 Furniture and equipment (useful lives 3 to 15 years) ​ 47,822 ​ 42,667 Premises and equipment ​ 130,890 ​ 123,914 Less accumulated depreciation ​ 52,360 ​ 51,221 Premises and equipment, net ​ $ 78,530 ​ $ 72,693 ​ ​ ​ ​ ​ ​ ​ ​ Note 5. Premises and Equipment (continued) As a lessee, the Company has entered into operating leases for certain branch locations. Total lease expenses were $636 thousand and $662 thousand for the year ended December 31, 2021 and 2020, respectively. At December 31, 2021 and 2020, the Company’s ROU assets (included in other assets other liabilities At December 31, 2021, the contractual maturities of operating lease liabilities were as follows: ​ ​ ​ ​ ​ ​ Amount Year ending December 31: (dollars in thousands) 2022 ​ 269 2023 ​ 200 2024 ​ 144 2025 ​ 153 2026 ​ 159 Thereafter ​ 544 ​ ​ $ 1,469 ​ ​ ​ ​ ​ As a lessor, the Company leases certain types of commercial vehicles and industrial equipment to its customers. The Company recognized lease-related revenue, primarily interest income from direct financing leases of $4.0 million and $5.1 million for the years ended December 31, 2021 and 2020, respectively. At December 31, 2021 and 2020, the Company’s net investment in direct financing leases was $44.2 million and $65.3 million, respectively. ​ As of December 31, 2021, the contractual maturities of sales-type and direct financing lease receivables were as follows: ​ ​ ​ ​ ​ ​ Amount Year ending December 31: (dollars in thousands) 2022 ​ 2,590 2023 ​ 12,461 2024 ​ 14,319 2025 ​ 14,508 2026 ​ 5,019 Thereafter ​ 465 Total lease payments receivable ​ $ 49,362 Unguaranteed residual values ​ ​ 165 Unearned lease/residual income ​ ​ (4,336) ​ ​ $ 45,191 Plus deferred origination costs, net of fees ​ ​ 568 ​ ​ $ 45,759 Less allowance ​ ​ (1,546) Total lease payments receivable ​ $ 44,213 ​ The

Note 6 - Goodwill and Intangibl

Note 6 - Goodwill and Intangibles	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Goodwill and Intangibles	​ Note 6. Goodwill and Intangibles The following table presents the changes in the carrying amount of goodwill for the years ended December 31, 2021, 2020 and 2019: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 2020 2019 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance at the beginning of period ​ $ 74,066 ​ $ 74,748 ​ $ 77,832 Acquisition of Bates Companies - measurement period adjustment ​ ​ — ​ ​ — ​ ​ (84) Sale of Bates Companies ​ ​ — ​ ​ (182) ​ ​ — Goodwill impairment - Bates Companies ​ ​ — ​ ​ (500) ​ ​ (3,000) Balance at the end of period ​ $ 74,066 ​ $ 74,066 ​ $ 74,748 ​ The following table presents the goodwill by reportable segment: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2021 ​ December 31, 2020 ​ December 31, 2019 ​ ​ (dollars in thousands) Commercial banking: ​ ​ ​ ​ ​ ​ ​ ​ ​ QCBT ​ $ 3,223 ​ $ 3,223 ​ $ 3,223 CRBT ​ 14,980 ​ 14,980 ​ 14,980 CSB ​ ​ 9,888 ​ ​ 9,888 ​ ​ 9,888 SFCB ​ 45,975 ​ 45,975 ​ 45,975 Other, Parent Company Only ​ ​ — ​ ​ — ​ ​ 682 ​ ​ $ 74,066 ​ $ 74,066 ​ $ 74,748 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At November 30, 2021 and 2020 the Company’s management performed an annual internal assessment at the reporting unit level and determined no goodwill impairment existed. Due to the economic impact that COVID-19 had on the Company during 2020, management concluded that factors such as the decline in macroeconomic conditions led to the occurrence of a triggering event during the first quarter of 2020, and therefore an interim impairment test over goodwill was performed as of March 31, 2020. Based upon the results of the interim goodwill assessment during the first quarter of 2020, the Company concluded that an impairment did not exist on the bank reporting units as of the time of the assessment. There was no occurrence of a triggering event during the second or third quarter of 2020 and therefore no impairment test over goodwill was needed. During the first quarter of 2020, the Company incurred goodwill impairment expense of $500 thousand related to the Bates Companies reporting unit. This was the result of the announcement of a sale of the Bates Companies, as discussed in Note 2 to the Consolidated Financial Statements. ​ As of November 30, 2019, the Company’s management performed an internal assessment of the goodwill for the Bates Companies reporting unit. With the Bates Companies located in Rockford, Illinois, the Company had intended to achieve synergies and cross-selling opportunities that significantly enhanced the value of the Bates Companies. With the sale of the assets and liabilities of RB&T, which was the Company’s bank subsidiary located in Rockford, Illinois, the Company’s valuation analysis determined the value had declined and the goodwill was impaired. Specifically, the Company determined a goodwill impairment charge of $3 million was required for the Bates Companies. The Company used a combination of methods to determine the value and related goodwill impairment charge. The methods included prices of comparable businesses as well as discussions with existing wealth management providers in the surrounding Rockford market. ​ Note 6. Goodwill and Intangibles (continued) The following table presents the changes in core deposit intangibles (included in Intangibles on the consolidated balance sheets) during the years ended December 31, 2021, 2020 and 2019: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 ​ 2020 ​ 2019 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance at the beginning of the period ​ $ 11,381 ​ $ 13,466 ​ $ 15,595 Amortization expense ​ (2,032) ​ (2,085) ​ (2,129) Balance at the end of the period ​ $ 9,349 ​ $ 11,381 ​ $ 13,466 ​ ​ ​ ​ Gross carrying amount ​ $ 19,255 ​ $ 19,255 ​ $ 19,255 Accumulated amortization ​ (9,906) ​ (7,874) ​ (5,789) Net book value ​ $ 9,349 ​ $ 11,381 ​ $ 13,466 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ The following table presents the core deposit intangibles by reportable segment: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2021 ​ December 31, 2020 ​ December 31, 2019 ​ ​ (dollars in thousands) Commercial Banking: ​ ​ ​ ​ ​ ​ ​ ​ ​ CRBT ​ $ 1,702 ​ $ 2,189 ​ $ 2,684 CSB ​ ​ 2,653 ​ ​ 3,305 ​ ​ 3,980 SFCB ​ ​ 4,994 ​ ​ 5,887 ​ ​ 6,802 ​ ​ $ 9,349 ​ $ 11,381 ​ $ 13,466 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ The following table presents the estimated amortization of the core deposit intangibles: ​ ​ ​ ​ ​ ​ Amount Years ending December 31, ​ (dollars in thousands) 2022 ​ $ 1,971 2023 ​ 1,776 2024 ​ 1,623 2025 ​ 1,535 2026 ​ 1,284 Thereafter ​ 1,160 ​ ​ $ 9,349 ​ The following table presents the changes in customer list intangible (included in Intangibles on the Consolidated Balance Sheets) during the years ended December 31, 2020 and 2019. There was no activity during the year ended December 31, 2021. ​ ​ ​ ​ ​ ​ ​ ​ ​ 2020 2019 ​ ​ ​ ​ ​ ​ ​ Balance at the beginning of period ​ $ 1,504 ​ $ 1,855 Acquisition of Bates Companies - measurement period adjustment ​ ​ — ​ ​ (214) Sale of Bates Companies ​ ​ (1,440) ​ ​ — Amortization ​ (64) ​ (137) Balance at the end of period ​ $ — ​ $ 1,504 ​ ​ ​ ​ ​ ​ ​ ​ The customer list intangible relates to the Parent Company Only (“All Other”) reportable segment.

Note 7 - Derivatives and Hedgin

Note 7 - Derivatives and Hedging Activities	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Derivatives and Hedging Activities	Note 7. Derivatives and Hedging Activities ​ Derivatives are summarized as follows as of December 31, 2021 and 2020: ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2021 December 31, 2020 ​ ​ (dollars in thousands) Assets: ​ ​ ​ ​ ​ ​ Interest rate caps - hedged ​ $ 927 ​ $ 259 Interest rate caps ​ 238 ​ 67 Interest rate swaps ​ 221,055 ​ 222,431 ​ ​ $ 222,220 ​ $ 222,757 ​ ​ ​ ​ ​ ​ ​ Liabilities: ​ ​ ​ ​ ​ ​ Interest rate swaps - hedged ​ $ (4,080) ​ $ (6,839) Interest rate swaps ​ ​ (221,055) ​ ​ (222,431) ​ ​ $ (225,135) ​ $ (229,270) ​ ​ ​ ​ ​ ​ ​ ​ The Company uses interest rate swap and cap instruments to manage interest rate risk related to the variability of interest payments due to changes in interest rates. The Company entered into interest rate caps to hedge against the risk of rising interest rates on liabilities. The liabilities consist of $300.0 million of deposits and the benchmark rates hedged vary at 1-month LIBOR, 3-month LIBOR and the Prime Rate. The interest rate caps are designated as cash flow hedges in accordance with ASC 815. An initial premium of $3.5 million was paid upfront for the caps executed. The details of the interest rate caps are as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance Sheet ​ ​ ​ ​ ​ ​ Fair Value as of ​ ​ Hedged Item ​ Effective Date ​ Maturity Date ​ Location ​ Notional Amount ​ Strike Rate ​ December 31, 2021 ​ ​ December 31, 2020 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Deposits ​ 1/1/2020 ​ 1/1/2023 ​ Derivatives - Assets ​ $ 25,000 ​ 1.75 % ​ $ 5 ​ ​ $ 3 ​ ​ Deposits ​ 1/1/2020 ​ 1/1/2023 ​ Derivatives - Assets ​ ​ 50,000 ​ 1.57 ​ ​ ​ 11 ​ ​ ​ 5 ​ ​ Deposits ​ 1/1/2020 ​ 1/1/2023 ​ Derivatives - Assets ​ ​ 25,000 ​ 1.80 ​ ​ ​ 5 ​ ​ ​ 3 ​ ​ Deposits ​ 1/1/2020 ​ 1/1/2024 ​ Derivatives - Assets ​ ​ 25,000 ​ 1.75 ​ ​ ​ 60 ​ ​ ​ 15 ​ ​ Deposits ​ 1/1/2020 ​ 1/1/2024 ​ Derivatives - Assets ​ ​ 50,000 ​ 1.57 ​ ​ ​ 125 ​ ​ ​ 31 ​ ​ Deposits ​ 1/1/2020 ​ 1/1/2024 ​ Derivatives - Assets ​ ​ 25,000 ​ 1.80 ​ ​ ​ 62 ​ ​ ​ 15 ​ ​ Deposits ​ 1/1/2020 ​ 1/1/2025 ​ Derivatives - Assets ​ ​ 25,000 ​ 1.75 ​ ​ ​ 161 ​ ​ ​ 46 ​ ​ Deposits ​ 1/1/2020 ​ 1/1/2025 ​ Derivatives - Assets ​ ​ 50,000 ​ 1.57 ​ ​ ​ 332 ​ ​ ​ 94 ​ ​ Deposits ​ 1/1/2020 ​ 1/1/2025 ​ Derivatives - Assets ​ ​ 25,000 ​ 1.80 ​ ​ ​ 166 ​ ​ ​ 47 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ $ 300,000 ​ ​ ​ ​ $ 927 ​ ​ $ 259 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ In December 2020, the Company redesignated three of its interest rate caps, which had been purchased in 2019 for $800 thousand. The caps, which were designated as cash flow hedges at the time of purchase, are now designated as unhedged. A loss of $649 thousand was recognized due to the change in designation as the underlying hedged item no longer exists. For derivative instruments that are designated as unhedged, the change in fair value of the derivative instrument is recognized into current earnings. The details of the unhedged interest rate caps are as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance Sheet ​ ​ ​ ​ ​ ​ ​ Fair Value as of ​ ​ ​ ​ Effective Date ​ Maturity Date ​ Location ​ Notional Amount ​ Strike Rate ​ ​ December 31, 2021 ​ ​ December 31, 2020 ​ ​ ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 1/1/2020 ​ 1/1/2023 ​ Derivatives - Assets ​ $ 25,000 ​ 1.90 % ​ $ 3 ​ ​ $ 2 ​ ​ ​ ​ 2/1/2020 ​ 2/1/2024 ​ Derivatives - Assets ​ ​ 25,000 ​ 1.90 ​ ​ ​ 62 ​ ​ ​ 15 ​ ​ ​ ​ 3/1/2020 ​ 3/1/2025 ​ Derivatives - Assets ​ ​ 25,000 ​ 1.90 ​ ​ ​ 173 ​ ​ ​ 50 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ $ 75,000 ​ ​ ​ ​ $ 238 ​ ​ $ 67 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Note 7. Derivatives and Hedging Activities (continued) ​ The Company entered into interest rate swaps to hedge against the risk of declining interest rates on floating rate loans. All of the interest rate swaps are designated as cash flow hedges in accordance with ASC 815. The details of the interest rate swaps are as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance Sheet ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Fair Value as of Hedged Item ​ Effective Date ​ Maturity Date ​ Location ​ Notional Amount ​ Receive Rate ​ ​ ​ Pay Rate ​ ​ December 31, 2021 ​ December 31, 2020 (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans 7/1/2021 ​ 7/1/2031 ​ Derivatives - Liabilities ​ 35,000 ​ 1.40 % ​ 2.81 % ​ ​ (17) ​ ​ N/A Loans 7/1/2021 ​ 7/1/2031 ​ Derivatives - Liabilities ​ 50,000 ​ 1.40 % ​ 2.81 % ​ ​ (25) ​ ​ N/A Loans 7/1/2021 ​ 7/1/2031 ​ Derivatives - Liabilities ​ 40,000 ​ 1.40 % ​ 2.81 % ​ ​ (34) ​ ​ N/A Loans 7/1/2021 ​ 7/1/2031 ​ Derivatives - Liabilities ​ 25,000 ​ 1.40 % ​ 2.81 % ​ ​ (13) ​ ​ N/A ​ ​ ​ ​ ​ $ 150,000 ​ ​ ​ ​ ​ ​ ​ ​ $ (89) ​ $ N/A ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ The Company entered into interest rate swaps to hedge against the risk of rising rates on its variable rate trust preferred securities. All of the interest rate swaps are designated as cash flow hedges in accordance with ASC 815. The details of the interest rate swaps are as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance Sheet ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Fair Value as of Hedged Item ​ Effective Date ​ Maturity Date ​ Location ​ Notional Amount ​ Receive Rate ​ ​ Pay Rate ​ December 31, 2021 ​ December 31, 2020 ​ ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ QCR Holdings Statutory Trust II 9/30/2018 ​ 9/30/2028 ​ Derivatives - Liabilities ​ 10,000 ​ 3.07 % ​ 5.85 % ​ ​ (1,035) ​ ​ (1,767) QCR Holdings Statutory Trust III 9/30/2018 ​ 9/30/2028 ​ Derivatives - Liabilities ​ 8,000 ​ 3.07 % ​ 5.85 % ​ ​ (828) ​ ​ (1,414) QCR Holdings Statutory Trust V 7/7/2018 ​ 7/7/2028 ​ Derivatives - Liabilities ​ 10,000 ​ 1.67 % ​ 4.54 % ​ ​ (996) ​ ​ (1,721) Community National Statutory Trust II 9/20/2018 ​ 9/20/2028 ​ Derivatives - Liabilities ​ 3,000 ​ 2.38 % ​ 5.17 % ​ ​ (309) ​ ​ (529) Community National Statutory Trust III 9/15//2018 ​ 9/15/2028 ​ Derivatives - Liabilities ​ 3,500 ​ 1.95 % ​ 4.75 % ​ ​ (360) ​ ​ (616) Guaranty Bankshares Statutory Trust I 9/15/2018 ​ 9/15/2028 ​ Derivatives - Liabilities ​ 4,500 ​ 1.95 % ​ 4.75 % ​ ​ (463) ​ ​ (792) ​ ​ ​ ​ ​ $ 39,000 ​ ​ ​ ​ ​ ​ ​ ​ $ (3,991) ​ $ (6,839) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ In the first quarter of 2020, the Company entered into $40 million of interest rate swaps which were then terminated in the fourth quarter of 2020, resulting in a loss of $808 thousand. Changes in the fair values of derivative financial instruments accounted for as cash flow hedges to the extent they are included in the assessment of effectiveness, are recorded as a component of AOCI. The following is a summary of how AOCI was impacted during the reporting periods: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year Ended ​ December 31, 2021 December 31, 2020 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ Unrealized loss at beginning of period, net of tax ​ $ (7,632) ​ $ (3,915) Amount reclassified from accumulated other comprehensive income to noninterest expense related to unhedging caplet ​ — ​ 513 Amount reclassified from accumulated other comprehensive income to noninterest expense related to swap termination ​ ​ — ​ ​ 625 Amount reclassified from accumulated other comprehensive income to interest expense related to caplet amortization ​ 697 ​ 551 Amount of gain (loss) recognized in other comprehensive income, net of tax ​ 2,562 ​ (5,406) Unrealized loss at end of period, net of tax ​ $ (4,373) ​ $ (7,632) ​ ​ ​ ​ ​ ​ ​ ​ As discussed under “Swap Transactions” in Note 1 to the Consolidated Financial Statements, the Company has also entered into interest rate swap contracts that are not designated as hedging instruments. These derivative contracts relate to transactions in which the Company enters into an interest rate swap with a customer while at the same time entering into an offsetting interest rate swap with a third party financial institution. Additionally, the Company receives an upfront, non-refundable fee from the counterparty, dependent upon the pricing that is recognized upon receipt from the counterparty. Because the Company acts as an intermediary for the customer, changes in the fair value of the underlying derivative contracts, for the most part, offset each other and do not significantly impact the Company’s results of operations. ​ Note 7. Derivatives and Hedging Activities (continued) ​ Interest rate swaps that are not designated as hedging instruments are summarized as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2021 ​ December 31, 2020 ​ ​ ​ Notional Amount ​ Estimated Fair Value ​ Notional Amount ​ Estimated Fair Value ​ ​ ​ (dollars in thousands) Non-Hedging Interest Rate Derivatives Assets: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Interest rate swap contracts ​ ​ $ 2,024,599 ​ $ 221,055 ​ $ 1,495,251 ​ $ 222,431 Non-Hedging Interest Rate Derivatives Liabilities: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Interest rate swap contracts ​ ​ $ 2,024,599 ​ $ 221,055 ​ $ 1,495,251 ​ $ 222,431 ​ The effect of cash flow hedging and fair value accounting on the consolidated statements of income for the years ended December 31, 2021 and 2020 are as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year Ended December 31, 2021 ​ ​ Year Ended December 31, 2020 ​ ​ Year Ended December 31, 2019 ​ ​ ​ Interest and ​ Interest ​ ​ Interest and ​ Interest ​ ​ Interest and ​ Interest ​ ​ ​ Dividend Income ​ Expense ​ ​ Dividend Income ​ Expense ​ ​ Dividend Income ​ Expense ​ ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Income and expense line items presented in the consolidated statements of income ​ $ 200,155 ​ $ 21,922 ​ ​ $ 198,373 ​ $ 31,423 ​ ​ $ 216,076 ​ $ 60,517 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ The effects of cash flow hedging: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Gain (loss) on cash flow hedges: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Interest rate caps on deposits ​ ​ - ​ ​ 697 ​ ​ ​ - ​ ​ 551 ​ ​ ​ - ​ ​ - ​ Interest rate swaps on variable rate loans ​ ​ 1,006 ​ ​ - ​ ​ ​ - ​ ​ 185 ​ ​ ​ - ​ ​ - ​ Interest rate swaps on TRUPS ​ ​ - ​ ​ 1,114 ​ ​ ​ - ​ ​ 832 ​ ​ ​ - ​ ​ 215 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ The Company’s hedged interest rate swaps and non-hedged interest rate swaps are collateralized with cash and investment securities with carrying values as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2021 ​ December 31, 2020 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ Cash ​ $ 21,100 ​ $ 45,719 U.S treasuries and govt. sponsored agency securities ​ ​ 3,555 ​ ​ 3,628 Municipal securities ​ ​ 65,104 ​ ​ 85,937 Residential mortgage-backed and related securities ​ 139,166 ​ 89,646 ​ ​ $ 228,925 ​ $ 224,930 ​ ​ ​ ​ ​ ​ ​ ​ The Company may be exposed to credit risk in the event of non-performance by the counterparties to its interest rate derivative agreements. The Company assesses the credit risk of its financial institution counterparties by monitoring publicly available credit rating and financial information. Additionally, the Company manages financial institution counterparty credit risk by entering into interest rate derivatives only with primary and highly rated counterparties, the use of ISDA master agreements, central clearing mechanisms and counterparty limits. The agreements contain bilateral collateral arrangements with the amount of collateral to be posted generally governed by the settlement value of outstanding swaps. The Company manages the risk of default by its borrower counterparties through its normal loan underwriting and credit monitoring policies and procedures. The Company underwrites the combination of the base loan amount and potential swap exposure and focuses on high quality borrowers with strong collateral values. The majority of the Company’s swapped loan portfolio consists of loans on projects, with loan-to-values including the potential swap exposure well below 65%. The Company does not currently anticipate any losses from failure of interest rate derivative counterparties to honor their obligations .

Note 8 - Deposits

Note 8 - Deposits	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Deposits	Note 8. Deposits The aggregate amount of certificates of deposit, each with a minimum denomination of $250,000 , was $169.0 million and $175.6 million as of December 31, 2021 and 2020, respectively. As of December 31, 2021, the scheduled maturities of certificates of deposit were as follows: ​ ​ ​ ​ ​ ​ ​ Amount ​ ​ (dollars in thousands) Year ending December 31: ​ ​ 2022 ​ $ 334,214 2023 ​ 57,712 2024 ​ 16,747 2025 ​ 9,802 2026 ​ 2,873 Thereafter ​ — ​ ​ $ 421,348 ​ ​ ​ ​ ​ The Company has public entity interest-bearing demand deposits and certificates of deposit that are collateralized by investment securities with carrying values as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 2020 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ U.S. govt. sponsored agency securities ​ $ 3,080 ​ $ 3,668 Residential mortgage-backed and related securities ​ 3,270 ​ 4,772 ​ ​ $ 6,350 ​ $ 8,440 ​ ​ ​ ​ ​ ​ ​ ​ The Company had a $129.5 million PUD LOC with the FHLB of Des Moines for the purpose of providing additional collateral on public deposits as of December 31, 2021. As of December 31, 2020, the Company had a $110.5 million PUD LOC with the FHLB of Des Moines. There were no amounts outstanding under these letters of credit as of December 31, 2021 or 2020. ​ There were no prepayments of brokered certificates of deposits in 2021. The Company prepaid brokered and public time deposits totaling $29.2 million in 2020 resulting in a loss of $576 thousand.

Note 9 - Short-Term Borrowings

Note 9 - Short-Term Borrowings	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Short-Term Borrowings	Note 9. Short-Term Borrowings Short-term borrowings as of December 31, 2021 and 2020 are summarized as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 2020 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ Federal funds purchased ​ 3,800 ​ 5,430 ​ ​ $ 3,800 ​ $ 5,430 ​ Information concerning federal funds purchased is summarized as follows for the years ended December 31, 2021 and 2020: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 2020 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ Average daily balance ​ $ 6,280 ​ $ 19,573 ​ Average daily interest rate ​ 0.08 % 0.36 % Maximum month-end balance ​ $ 11,320 ​ $ 30,430 ​ Weighted average rate as of December 31 ​ 0.08 % 0.06 % ​

Note 10 - FHLB Advances

Note 10 - FHLB Advances	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
FHLB Advances	Note 10. FHLB Advances The subsidiary banks are members of the FHLB of Des Moines. Maturity and interest rate information on advances from the FHLB as of December 31, 2021 and 2020 is as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2021 ​ December 31, 2020 ​ ​ ​ ​ ​ Weighted ​ ​ ​ ​ Weighted ​ ​ ​ ​ ​ Average ​ ​ ​ ​ Average ​ ​ ​ ​ ​ Interest Rate ​ ​ ​ ​ Interest Rate ​ Amount Due at Year-End Amount Due at Year-End ​ ​ (dollars in thousands) Maturity: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year ending December 31: ​ ​ ​ 2021 ​ $ — ​ — % $ 15,000 ​ 0.29 % 2022 ​ ​ 15,000 ​ 0.31 ​ ​ — ​ — ​ Total FHLB advances ​ $ 15,000 0.31 % $ 15,000 0.29 % ​ The Company prepaid $55.3 million of FHLB advances in 2020 with excess funds generated by strong deposit growth. The loss on the prepayment of the FHLB advances totaled $1.9 million for the year ended December 31, 2020. Advances are collateralized by loans of $1.3 billion and $1.1 billion as of December 31, 2021 and 2020, respectively, in aggregate. On pledged loans, the FHLB applies varying collateral maintenance levels from 125% to 333% based on the loan type. Advances are also collateralized by securities of $334 thousand and $590 thousand as of December 31, 2021 and 2020, respectively, in aggregate. The Company continues to pledge loans under blanket liens to provide off balance sheet liquidity. All advances outstanding as of December 31, 2021 and 2020 are short-term advances from the FHLB. These advances have maturities ranging from 1 day to 1 month. As of December 31, 2021 and 2020, the subsidiary banks held $7.8 million and $6.6 million, respectively, of FHLB stock, which is included in restricted investment securities on the consolidated balance sheet.

Note 11 - Other Borrowings and

Note 11 - Other Borrowings and Unused Lines of Credit	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Other Borrowings and Unused Lines of Credit	Note 11. Other Borrowings and Unused Lines of Credit In the second quarter of 2021, the Company renewed its revolving line of credit. At renewal, the line amount remained unchanged at $25.0 million for which there was no outstanding balance as of December 31, 2021. Interest on the revolving line of credit is calculated at the effective Prime Rate plus 2.25% per annum (5.50% at December 31, 2021). The collateral on the revolving line of credit is 100% of the outstanding capital stock of the Company’s bank subsidiaries. Unused lines of credit of the subsidiary banks as of December 31, 2021 and 2020 are summarized as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 2020 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ Secured ​ $ 61,657 ​ $ 287,076 Unsecured ​ 456,000 ​ 456,000 ​ ​ $ 517,657 ​ $ 743,076 ​ Included in the Secured category above, the Company pledges select C&I, CRE and PPP loans to the Federal Reserve Bank of Chicago for borrowing as part of the Borrower-In-Custody program.

Note 12 - Subordinated Notes

Note 12 - Subordinated Notes	12 Months Ended
	Dec. 31, 2021
Subordinated Notes
Subordinated Notes	Note 12. Subordinated Notes Subordinated notes as of December 31, 2021 and 2020 are summarized as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Amount Outstanding Interest Rate ​ ​ ​ Amount Outstanding Interest Rate ​ ​ ​ ​ as of December 31, 2021 as of December 31, 2021 ​ ​ ​ as of December 31, 2020 as of December 31, 2020 ​ Maturity Date ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Subordinated debenture dated 9/14/20 $ 50,000 5.125 % ​ $ 50,000 5.125 % 9/15/2030 Subordinated debenture dated 2/1/19 ​ 65,000 5.375 % ​ ​ 65,000 5.375 % 2/15/2029 Subordinated debenture dated 4/30/16* ​ - — % ​ ​ 2,000 4.00 % 4/30/2026 Subordinated debenture dated 9/15/16* ​ - — % ​ ​ 3,000 4.00 % 9/15/2026 Debt issuance costs ​ (1,150) ​ ​ ​ ​ (1,309) ​ ​ ​ Total Subordinated Debentures $ 113,850 ​ ​ ​ $ 118,691 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ *Assumed in acquisition of SFCB ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ On September 14, 2020, the Company completed a private offering of $ but excluding, the maturity date or earlier redemption date, the interest rate will reset quarterly at a variable rate, which is expected to be the then current three-month term SOFR plus 500 basis points. Interest on the subordinated notes is payable quarterly, commencing on December 15, 2020. The subordinated notes are redeemable by the Company at its option, in whole or in part, on any interest payment date on or after September 15, 2025. The subordinated notes are redeemable by the Company in whole but not in part, under certain limited circumstances set forth in the subordinated notes. redeemed to, but excluding, the date of redemption. The subordinated notes are subordinate in the right of payment to the Company’s senior indebtedness and the indebtedness and other liabilities of the subsidiary banks. ​ In addition, the Company has $65.0 million in aggregate principal amount of fixed-to-floating subordinated notes that mature on February 15, 2029. Net proceeds, after deducting the underwriting discount and estimated expenses, were $63.4 million. The subordinated notes, which qualify as Tier 2 capital for the Company, bear interest at a fixed rate of 5.375% per year from and after February 12, 2019 to, but excluding, February 15, 2024 or earlier redemption date. From and after February 15, 2024 to, but excluding, the maturity date or earlier redemption date, the interest Note 12. Subordinated Notes (continued) will reset quarterly to the then current three-month LIBOR plus 282 basis points. Interest on the subordinated notes is payable semi-annually, commencing on August 15, 2019 during the five year fixed term and thereafter quarterly, commencing on February 15, 2024. The subordinated notes are redeemable by the Company at its option, in whole or in part, on any interest payment date on or after February 15, 2024. The subordinated notes are redeemable by the Company in whole but not in part, under certain limited circumstances set forth in the subordinated notes. Any redemption by the Company would be at a redemption price equal to 100% of the principal amount of the subordinated notes being redeemed, together with any accrued and unpaid interest on the subordinated notes being redeemed to, but excluding, the date of redemption. The subordinated notes are subordinate in the right of payment to the Company’s senior indebtedness and the indebtedness and other liabilities of the subsidiary banks. Unamortized debt issuance costs related to the subordinated notes totaled $1.2 million and $1.3 million at December 31, 2021 and 2020, respectively. The Company used a portion of the net proceeds from the offering to repay term notes totaling $21.3 million and the outstanding balance of $9.0 million on its revolving line of credit. As part of the merger with Springfield Bancshares, the Company assumed two subordinated debentures with a fair value of $4.8 million which were prepaid in full in 2021 with no resulting gain or loss.

Note 13 - Junior Subordinated D

Note 13 - Junior Subordinated Debentures	12 Months Ended
	Dec. 31, 2021
Junior Subordinated Debentures
Junior Subordinated Debentures	Note 13. Junior Subordinated Debentures Junior subordinated debentures are summarized as of December 31, 2021 and 2020 as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 2020 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ Note Payable to QCR Holdings Capital Trust II ​ $ 10,310 ​ $ 10,310 Note Payable to QCR Holdings Capital Trust III ​ 8,248 ​ 8,248 Note Payable to QCR Holdings Capital Trust V ​ 10,310 ​ 10,310 Note Payable to Community National Trust II* ​ 3,093 ​ 3,093 Note Payable to Community National Trust III* ​ 3,609 ​ 3,609 Note Payable to Guaranty Bankshares Statutory Trust I** ​ 4,640 ​ 4,640 Market Value Discount per ASC 805*** ​ (2,055) ​ (2,217) ​ ​ $ 38,155 ​ $ 37,993 ​ * As part of the acquisition of Community National in 2013, the Company assumed two junior subordinated debentures with a total fair value of $4.2 million. ** As part of the acquisition of Guaranty Bank in 2017, the Company assumed one junior subordinated debenture with a fair value of $3.9 million. *** Market value discount includes discount on junior subordinated debt acquired as described in * and **. ​ Note 13. Junior Subordinated Debentures (continued) A schedule of the Company’s non-consolidated subsidiaries formed for the issuance of trust preferred securities, including the amounts outstanding as of December 31, 2021 and 2020, is as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Amount Amount ​ ​ ​ ​ ​ ​ Outstanding ​ Outstanding ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, ​ December 31, ​ ​ ​ Interest Rate as of ​ Interest Rate as of Name Date Issued ​ 2021 ​ 2020 ​ Interest Rate ​ December 31, 2021 ​ December 31, 2020 ​ ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ QCR Holdings Statutory Trust II* February 2004 ​ $ 10,310 ​ $ 10,310 2.85% over 3-month LIBOR 3.07 % 3.10 % QCR Holdings Statutory Trust III February 2004 ​ 8,248 ​ 8,248 2.85% over 3-month LIBOR 3.07 % 3.10 % QCR Holdings Statutory Trust V February 2006 ​ 10,310 ​ 10,310 1.55% over 3-month LIBOR 1.67 % 1.79 % Community National Statutory Trust II September 2004 ​ 3,093 ​ 3,093 2.17% over 3-month LIBOR 2.38 % 2.41 % Community National Statutory Trust III March 2007 ​ 3,609 ​ 3,609 1.75% over 3-month LIBOR 1.95 % 1.97 % Guaranty Bankshares Statutory Trust I May 2005 ​ 4,640 ​ 4,640 1.75% over 3-month LIBOR 1.95 % 1.97 % ​ ​ ​ $ 40,210 ​ $ 40,210 Weighted Average Rate 2.43 % 2.48 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ * Original amount issued for QCR Holdings Statutory Trust II was $12,372,000. Securities issued by all of the trusts listed above mature 30 years from the date of issuance, but all are currently callable at par at any time. Interest rate reset dates vary by Trust. The Company uses interest rate swaps for the purpose of hedging interest rate risk on the variable rate junior subordinated debt. See Note 7 to the Consolidated Financial Statements for the details of these instruments.

Note 14 - Federal and State Inc

Note 14 - Federal and State Income Taxes	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Federal and State Income Taxes	Note 14. Federal and State Income Taxes Federal and state income tax expense was comprised of the following components for the years ended December 31, 2021, 2020, and 2019: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 2020 2019 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Current ​ $ 7,290 ​ $ 27,237 ​ $ 8,255 Deferred ​ 15,272 ​ (14,530) ​ 6,364 ​ ​ $ 22,562 ​ $ 12,707 ​ $ 14,619 ​ A reconciliation of the expected federal income tax expense to the income tax expense included in the consolidated statements of income was as follows for the years ended December 31, 2021, 2020, and 2019: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year Ended December 31, ​ ​ ​ 2021 ​ 2020 ​ 2019 ​ ​ ​ ​ ​ ​ % of ​ ​ ​ ​ % of ​ ​ ​ ​ % of ​ ​ ​ ​ ​ ​ Pretax ​ ​ ​ ​ Pretax ​ ​ ​ ​ Pretax ​ Amount Income Amount Income Amount Income ​ ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Computed "expected" tax expense ​ ​ $ 25,508 21.0 % $ 15,391 21.0 % $ 15,126 21.0 % Tax exempt income, net ​ ​ (7,537) (6.2) ​ (5,943) (8.1) ​ (4,470) (6.2) ​ Bank-owned life insurance ​ ​ (386) (0.3) ​ (308) (0.4) ​ (360) (0.5) ​ State income taxes, net of federal benefit, current year ​ ​ 5,089 4.2 ​ 3,622 4.9 ​ 3,668 5.1 ​ Change in unrecognized tax benefits ​ ​ 578 0.5 ​ 546 0.7 ​ (93) (0.1) ​ Goodwill impairment ​ ​ ​ — ​ — ​ ​ 105 ​ 0.1 ​ ​ 630 ​ 0.9 ​ Intended liquidation of bank-owned life insurance ​ ​ ​ — ​ — ​ ​ — ​ — ​ ​ 790 ​ 1.1 ​ Tax credits ​ ​ 34 — ​ (456) (0.6) ​ (705) (1.0) ​ Acquisition costs ​ ​ 95 0.1 ​ — — ​ — — ​ Excess tax benefit on stock options exercised and restricted stock awards vested ​ ​ (436) (0.4) ​ (242) (0.3) ​ (287) (0.4) ​ Re-measurement of deferred tax asset to incorporate newly enacted tax rates ​ ​ — — ​ 207 0.3 ​ — — ​ Other ​ ​ (383) (0.3) ​ (215) (0.3) ​ 320 0.4 ​ Federal and state income tax expense ​ ​ $ 22,562 18.6 % $ 12,707 17.3 % $ 14,619 20.3 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Changes in the unrecognized tax benefits included in other liabilities are as follows for the years ended December 31, 2021 and 2020: ​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 2020 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ Balance, beginning ​ $ 1,893 ​ $ 1,254 Impact of tax positions taken during current year ​ 1,326 ​ 787 Gross increase (decrease) related to tax positions of prior years ​ (646) ​ 39 Reduction as a result of a lapse of the applicable statute of limitations ​ (391) ​ (187) Balance, ending ​ $ 2,182 ​ $ 1,893 ​ Included in the unrecognized tax benefits liability at December 31, 2021 are potential benefits of approximately $1.7 million that, if recognized, would affect the effective tax rate. Note 14. Federal and State Income Taxes (continued) The liability for unrecognized tax benefits includes accrued interest for tax positions, which either do not meet the more-likely-than-not recognition threshold or where the tax benefit is measured at an amount less than the tax benefit claimed or expected to be claimed on an income tax return. At December 31, 2021 and 2020, accrued interest on uncertain tax positions was approximately $236 thousand and $277 thousand, respectively. Estimated interest related to the underpayment of income taxes is classified as a component of “income tax expense” in the statements of income. The Company’s federal income tax returns are open and subject to examination from the 2018 tax return year and later. Various state franchise and income tax returns are generally open from the 2017 and later tax return years based on individual state statutes of limitations. The net deferred tax liabilities consisted of the following as of December 31, 2021 and 2020: ​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 2020 ​ ​ (dollars in thousands) Deferred tax assets: ​ ​ Historic tax credits ​ $ 68 ​ $ 68 Compensation ​ 11,912 ​ 10,288 Loan/lease losses ​ 19,023 ​ 20,016 Net operating loss carryforwards, federal and state ​ 1,354 ​ 628 Premises and equipment ​ ​ — ​ ​ 16,509 Other ​ 17 ​ 71 ​ ​ 32,374 ​ 47,580 Deferred tax liabilities: ​ ​ Net unrealized gains on securities available for sale and derivative instruments ​ ​ 747 ​ ​ 869 Premises and equipment ​ 6,099 ​ — Equipment financing leases ​ 6,462 ​ 13,373 Acquisition fair value adjustments ​ 3,269 ​ 3,351 Investment accretion ​ 27 ​ 28 Deferred loan origination fees, net ​ 1,403 ​ 197 Other ​ 677 ​ 922 ​ ​ 18,684 ​ 18,740 Net deferred tax assets ​ $ 13,690 ​ $ 28,840 ​ ​ ​ ​ ​ ​ ​ ​ During the third quarter of 2021, effective January 1, 2020, the Company elected a tax accounting method change for identifying costs for self-constructed assets. The change resulted in an increase in capitalized costs for tax purposes in the amount of $88.0 million as of January 1, 2020, which, in turn, resulted in the recording of a deferred tax asset. A change from one generally accepted accounting principle to another is applied retrospectively, therefore deferred income taxes as of December 31, 2020, shown in the table above, have been adjusted retrospectively to reflect this change. The impact of the change was an increase in the deferred tax asset for premises and equipment in the amount of $22.2 million. The Company has concluded it qualifies for another automatic federal income tax accounting method change for self-constructed assets and intends to elect such, effective January 1, 2021, with the filing of its 2021 income tax return. This resulted in a reversal of the deferred tax asset as of January 1, 2021. ​ At December 31, 2021, the Company had $4.8 million of federal tax net operating loss carryforwards and $10.9 million of state tax net operating loss carryforwards. $3.0 million of the federal tax net operating loss carryforwards are related to the acquisition of Community National and CNB and these losses are set to expire in varying amounts between 2029 and 2033. $2.1 million of the state tax net operating loss carryforwards are also related to the acquisition of Community National and CNB and are set to expire in varying amounts between 2023 and 2028. An additional Note 14. Federal and State Income Taxes (continued) $1.8 million of federal tax net operating loss carryforwards and an additional $8.8 million of state tax net operating loss carryforwards were generated in 2021. All of these net operating losses generated in 2021 are expected to be utilized in 2022. The change in deferred income taxes was reflected in the Consolidated Financial Statements as follows for the years ended December 31, 2021, 2020, and 2019: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 2020 2019 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Provision for income taxes ​ $ 15,272 ​ $ (14,530) ​ $ 6,364 Net deferred tax asset resulting from market value adjustments of acquisitions ​ — ​ — ​ (381) Net deferred tax assets resulting from sale of other subsidiary ​ ​ — ​ ​ 363 ​ ​ — Net deferred tax liabilities resulting from sale of bank subsidiary ​ ​ — ​ ​ — ​ ​ (1,644) Statement of stockholders' equity- Other comprehensive income (loss) ​ (122) ​ 837 ​ 1,433 ​ ​ $ 15,150 ​ $ (13,330) ​ $ 5,772 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Note 15 - Employee Benefit Plan

Note 15 - Employee Benefit Plans	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Employee Benefit Plans	Note 15. Employee Benefit Plans The Company has a profit sharing plan, which includes a provision designed to qualify under Section 401(k) of the Internal Revenue Code of 1986, as amended, to allow for participant contributions. Substantially all employees who are at least 18 years of age are eligible to participate in the plan. The Company matches 100% of the first 3% of employee contributions, and 50% of the next 3% of employee contributions, up to a maximum amount of 4.5% of an employee’s compensation. Additionally, at its discretion, the Company may make additional contributions to the plan, which are allocated to the accounts of participants in the plan based on relative compensation. There were no discretionary contributions for the years ended December 31, 2021, 2020 and 2019. Company matching contributions for the years ended December 31, 2021, 2020, and 2019 were as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 2020 2019 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Matching contribution ​ $ 2,446 ​ $ 2,520 ​ $ 2,443 ​ The Company has entered into nonqualified supplemental executive retirement plans (SERPs) with certain executive officers. The SERPs allow certain executives to accumulate retirement benefits beyond those provided by the qualified retirement plan. Changes in the liability related to the SERPs, included in other liabilities, are as follows for the years ended December 31, 2021, 2020 and 2019: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 2020 2019 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance, beginning ​ $ 6,189 ​ $ 5,160 ​ $ 4,623 Expense accrued ​ 1,532 ​ 1,193 ​ 701 Cash payments made ​ (448) ​ (164) ​ (164) Balance, ending ​ $ 7,273 ​ $ 6,189 ​ $ 5,160 ​ The Company has entered into deferred compensation agreements with certain executive officers. Under the provisions of the agreements, the officers may defer compensation and the Company matches the deferral up to certain Note 15. Employee Benefit Plans (continued) maximums. The Company’s matching contribution varies by officer and is a maximum of between $10 thousand and $25 thousand annually as set forth in each officer’s participation agreement. Interest on the deferred amounts is earned at prime rate subject to a minimum of 4% and a maximum of 12%, with such limits differing by officer. The Company has also entered into deferred compensation agreements with certain other officers. Under the provisions of the agreements, the officers may defer compensation and the Company matches the deferral up to certain maximums. The Company’s matching contribution differs by officer and is a maximum between 4% and 10% of compensation. Interest on the deferred amounts is earned at prime rate plus one percentage point, and has a minimum of 4% and shall not exceed 8%. ​ Upon retirement, the officer will receive the deferral balance in 180 equal monthly installments. As of December 31, 2021 and 2020, the liability related to the agreements totaled $32.3 million and $24.7 million, respectively. Changes in the deferred compensation agreements, included in other liabilities, are as follows for the years ended December 31, 2021, 2020, and 2019: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 2020 2019 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance, beginning ​ $ 24,713 ​ $ 19,474 ​ $ 15,029 Employee deferrals ​ 4,900 ​ 3,959 ​ 2,474 Company match and interest ​ 3,048 ​ 2,628 ​ 2,072 Cash payments made ​ (308) ​ (1,348) ​ (101) Balance, ending ​ $ 32,353 ​ $ 24,713 ​ $ 19,474 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Note 16 - Stock-Based Compensat

Note 16 - Stock-Based Compensation	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Stock-Based Compensation	Note 16. Stock-Based Compensation The Company’s Board of Directors adopted in February 2010, and the stockholders approved in May 2010, the QCR Holdings, Inc. 2010 Equity Incentive Plan (“2010 Equity Incentive Plan”). The Company’s Board of Directors adopted in February 2013, and the stockholders approved in May 2013, the QCR Holdings, Inc. 2013 Equity Incentive Plan (“2013 Equity Incentive Plan”). The Company’s Board of Directors adopted in February 2016, and the stockholders approved in May 2016, the QCR Holdings, Inc. 2016 Equity Incentive Plan (“2016 Equity Incentive Plan”). Up to 350,000, 350,000, and 400,000 shares of common stock, respectively, may be issued to employees and directors of the Company and its subsidiaries pursuant to equity incentive awards granted under these plans. The 2010 Equity Incentive Plan, the 2013 Equity Incentive Plan, and the 2016 Equity Incentive Plan (collectively, the “Equity Plans”) are administered by the Compensation Committee of the Board of Directors (the “Committee”). As of December 31, 2021, there were 132,375 remaining shares of common stock available for the grant of future awards under the Equity Plans; however, such future awards may be granted only under the 2016 Equity Incentive Plan. The number and exercise price of options granted under the Equity Plans are determined by the Committee at the time the option is granted. In no event can the exercise price be less than the value of the common stock at the date of the grant for stock options. All options have a 10-year life and will vest and become exercisable from 3-to-7 years after the date of the grant. Note 16. Stock-Based Compensation (continued) Stock-based compensation expense was reflected in the Consolidated Financial Statements as follows for the years ended December 31, 2021, 2020, and 2019. ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 2020 2019 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Stock options ​ $ 270 ​ $ 297 ​ $ 475 Restricted stock awards ​ ​ 1,864 ​ ​ 1,619 ​ ​ 1,850 Stock purchase plan ​ 218 ​ 234 ​ 144 ​ ​ $ 2,352 ​ $ 2,150 ​ $ 2,469 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Stock options: A summary of the stock option plans as of December 31, 2021, 2020, and 2019 and changes during the years then ended is presented below: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, ​ ​ 2021 ​ 2020 ​ 2019 ​ ​ ​ ​ ​ Weighted ​ ​ ​ ​ Weighted ​ ​ ​ ​ Weighted ​ ​ ​ ​ ​ Average ​ ​ ​ ​ Average ​ ​ ​ ​ Average ​ ​ ​ ​ ​ Exercise ​ ​ ​ ​ Exercise ​ ​ ​ ​ Exercise ​ Shares Price Shares Price Shares Price Outstanding, beginning ​ ​ 407,763 ​ $ 22.24 ​ ​ 426,913 ​ $ 20.14 ​ ​ 469,572 ​ $ 18.52 Granted ​ 22,150 ​ 43.61 ​ 23,350 ​ 39.12 ​ 20,200 ​ 36.00 Exercised ​ (60,317) ​ 15.76 ​ (41,650) ​ 10.67 ​ (59,393) ​ 12.11 Forfeited ​ (1,598) ​ 38.50 ​ (850) ​ 19.94 ​ (3,466) ​ 31.59 Outstanding, ending ​ 367,998 ​ 24.46 ​ 407,763 ​ 22.24 ​ 426,913 ​ 20.14 ​ ​ ​ ​ ​ ​ ​ Exercisable, ending ​ 318,266 ​ ​ 354,899 ​ ​ 365,084 ​ ​ ​ ​ ​ ​ ​ ​ Weighted average fair value per option granted ​ $ 10.85 ​ ​ $ 10.07 ​ ​ $ 11.29 ​ ​ A further summary of options outstanding as of December 31, 2021 is presented below: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Options Outstanding ​ ​ ​ ​ ​ ​ ​ ​ ​ Weighted ​ ​ ​ ​ Options Exercisable ​ ​ ​ ​ Average ​ Weighted ​ ​ ​ Weighted ​ ​ ​ ​ Remaining ​ Average ​ ​ ​ Average Range of ​ Number ​ Contractual ​ Exercise ​ Number ​ Exercise Exercise Prices Outstanding Life Price Exercisable Price $9.30 ​ 29,406 ​ 0.08 ​ $ 9.30 ​ 29,406 ​ $ 9.30 $15.50 to $15.65 64,106 1.25 ​ 15.64 64,066 ​ 15.64 $17.10 to $18.00 110,499 2.57 ​ 17.31 110,459 ​ 17.31 $22.64 to $29.77 55,216 4.20 ​ 22.83 53,716 ​ 22.64 $36.00 to $41.95 37,834 7.66 ​ 38.25 14,360 ​ 37.84 $42.65 to $48.50 70,937 6.59 ​ 43.78 46,259 ​ 43.84 ​ 367,998 ​ 318,266 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Note 16. Stock-Based Compensation (continued) Restricted stock awards: A summary of changes in the Company’s nonvested restricted stock, restricted stock unit and performance stock unit awards as of December 31, 2021, 2020 and 2019 is presented below: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, ​ 2021 2020 2019 Outstanding, beginning ​ ​ 102,489 ​ ​ 106,826 ​ ​ 64,099 Granted* ​ 38,360 ​ 34,559 ​ 85,961 Released ​ (43,691) ​ (37,296) ​ (37,624) Forfeited ​ (51) ​ (1,600) ​ (5,610) Outstanding, ending ​ ​ 97,107 ​ ​ 102,489 ​ ​ 106,826 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Weighted average fair value per share granted ​ $ 45.18 ​ $ 39.39 ​ $ 20.14 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ * At December 31, 2020, includes ​ The total grant value of restricted stock, restricted stock unit and performance share unit awards that were released during the years ended December 31, 2021, 2020 and 2019 was $1.9 million, $1.4 million and $1.3 million, respectively. Stock purchase plan: The Company’s Board of Directors and its stockholders adopted in October 2002 the QCR Holdings, Inc. Employee Stock Purchase Plan (the “Purchase Plan”). On May 2, 2012, the Company’s stockholders approved a complete amendment and restatement of the Purchase Plan. As of January 1, 2021, there were 61,186 shares of common stock available for issuance under the Purchase Plan. For each six-month offering period, the Board of Directors will determine how many of the total number of available shares will be offered. The purchase price is the lesser of 85% or the fair market value at the date of the grant or the investment date. The investment date, as established by the Board of Directors, is the date common stock is purchased after the end of each calendar quarter during an offering period. The maximum dollar amount any one participant can elect to contribute in an offering period is $10 thousand. Additionally, the maximum percentage that any one participant can elect to contribute is 15% of his or her compensation for the years ended December 31, 2021, 2020 and 2019. Information for the stock purchase plan for the years ended December 31, 2021, 2020 and 2019 is presented below: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 2020 2019 Shares granted ​ 28,396 ​ 38,738 ​ 29,882 Shares purchased ​ 30,543 ​ 37,114 ​ 28,775 Weighted average fair value per share granted ​ $ 7.67 ​ $ 6.03 ​ $ 4.81 ​

Note 17 - Regulatory Capital Re

Note 17 - Regulatory Capital Requirements and Restrictions on Dividends	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Regulatory Capital Requirements and Restrictions on Dividends	Note 17. Regulatory Capital Requirements and Restrictions on Dividends The Company (on a consolidated basis) and the subsidiary banks are subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company and subsidiary banks’ financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Company and the subsidiary banks must meet specific capital guidelines that involve quantitative measures of their assets, liabilities, and certain off-balance-sheet items as calculated under regulatory accounting practices. The capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. Quantitative measures established by regulation to ensure capital adequacy require the Company and the subsidiary banks to maintain minimum amounts and ratios (set forth in the following table) of total common equity Tier 1 and Tier 1 capital to risk-weighted assets and of Tier 1 capital to average assets, each as defined by regulation. Management believes, as of December 31, 2021 and 2020, that the Company and the subsidiary banks met all capital adequacy requirements to which they are subject. Under the regulatory framework for prompt corrective action, to be categorized as “well capitalized,” an institution must maintain minimum total risk-based, Tier 1 risk-based, Tier 1 leverage and common equity Tier 1 ratios as set forth in the following tables. The Company and the subsidiary banks’ actual capital amounts and ratios as of December 31, 2021 and 2020 are also presented in the following table (dollars in thousands). As of December 31, 2021 and 2020, the subsidiary banks met the requirements to be “well capitalized”. ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ For Capital ​ To Be Well ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Adequacy Purposes ​ Capitalized Under ​ ​ ​ ​ ​ ​ ​ For Capital ​ With Capital ​ Prompt Corrective ​ ​ Actual ​ Adequacy Purposes ​ Conservation Buffer ​ Action Provisions ​ Amount Ratio Amount ​ Ratio Amount ​ Ratio Amount ​ Ratio ​ ​ ​ ( dollars in thousands) ​ As of December 31, 2021: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Company: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 814,629 ​ 14.77 % $ 441,100 > 8.00 % $ 578,944 > 10.50 % $ 551,375 > 10.00 % Tier 1 risk-based capital ​ 631,649 11.46 ​ 330,825 > 6.00 ​ 468,669 > 8.50 ​ 441,100 > 8.00 ​ Tier 1 leverage ​ 631,649 10.46 ​ 241,579 > 4.00 ​ 241,579 > 4.00 ​ 301,974 > 5.00 ​ Common equity Tier 1 ​ 593,494 10.76 ​ 248,119 > 4.50 ​ 385,962 > 7.00 ​ 358,394 > 6.50 ​ Quad City Bank & Trust: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 247,658 ​ 13.29 % $ 149,126 > 8.00 % $ 195,727 > 10.50 % $ 186,407 > 10.00 % Tier 1 risk-based capital ​ 224,253 12.03 ​ 111,844 > 6.00 ​ 158,446 > 8.50 ​ 149,126 > 8.00 ​ Tier 1 leverage ​ 224,253 10.45 ​ 85,873 > 4.00 ​ 85,873 > 4.00 ​ 107,341 > 5.00 ​ Common equity Tier 1 ​ 224,253 12.03 ​ 83,883 > 4.50 ​ 130,485 > 7.00 ​ 121,164 > 6.50 ​ Cedar Rapids Bank & Trust: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 277,673 ​ 14.85 % $ 149,595 > 8.00 % $ 196,343 > 10.50 % $ 186,993 > 10.00 % Tier 1 risk-based capital ​ 254,279 13.60 ​ 112,196 > 6.00 ​ 158,944 > 8.50 ​ 149,595 > 8.00 ​ Tier 1 leverage ​ 254,279 12.59 ​ 80,777 > 4.00 ​ 80,777 > 4.00 ​ 100,971 > 5.00 ​ Common equity Tier 1 ​ 254,279 13.60 ​ 84,147 > 4.50 ​ 130,895 > 7.00 ​ 121,546 > 6.50 ​ Community State Bank: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 123,365 ​ 11.95 % $ 82,601 > 8.00 % $ 108,413 > 10.50 % $ 103,251 > 10.00 % Tier 1 risk-based capital ​ 110,410 10.69 ​ 61,951 > 6.00 ​ 87,763 > 8.50 ​ 82,601 > 8.00 ​ Tier 1 leverage ​ 110,410 9.67 ​ 45,676 > 4.00 ​ 45,676 > 4.00 ​ 57,095 > 5.00 ​ Common equity Tier 1 ​ 110,410 10.69 ​ 46,463 > 4.50 ​ 72,276 > 7.00 ​ 67,113 > 6.50 ​ Springfield First Community Bank: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 101,067 ​ 13.39 % $ 60,369 > 8.00 % $ 79,235 > 10.50 % $ 75,462 > 10.00 % Tier 1 risk-based capital ​ 91,625 12.14 ​ 45,277 > 6.00 ​ 64,142 > 8.50 ​ 60,369 > 8.00 ​ Tier 1 leverage ​ 91,625 11.08 ​ 33,088 > 4.00 ​ 33,088 > 4.00 ​ 41,360 > 5.00 ​ Common equity Tier 1 ​ 91,625 12.14 ​ 33,958 > 4.50 ​ 52,823 > 7.00 ​ 49,050 > 6.50 ​ ​ ​ Note 17. Regulatory Capital Requirements and Restrictions on Dividends (continued) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ For Capital ​ To Be Well ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Adequacy Purposes ​ Capitalized Under ​ ​ ​ ​ ​ ​ ​ For Capital ​ With Capital ​ Prompt Corrective ​ ​ Actual ​ Adequacy Purposes ​ Conservation Buffer ​ Action Provisions ​ Amount Ratio Amount ​ Ratio Amount ​ Ratio Amount ​ Ratio ​ ​ ( dollars in thousands) ​ As of December 31, 2020: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Company: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 721,004 ​ 14.95 % $ 385,832 > 8.00 % $ 506,404 > 10.50 % $ 482,290 > 10.00 % Tier 1 risk-based capital ​ 546,729 11.34 ​ 289,374 > 6.00 ​ 409,946 > 8.50 ​ 385,832 > 8.00 ​ Tier 1 leverage ​ 546,729 9.49 ​ 230,345 > 4.00 ​ 230,345 > 4.00 ​ 287,931 > 5.00 ​ Common equity Tier 1 ​ 508,736 10.55 ​ 217,030 > 4.50 ​ 337,603 > 7.00 ​ 313,488 > 6.50 ​ Quad City Bank & Trust: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 213,608 ​ 12.24 % $ 139,581 > 8.00 % $ 183,200 > 10.50 % $ 174,477 > 10.00 % Tier 1 risk-based capital ​ 191,693 ​ 10.99 ​ 104,686 > 6.00 ​ 148,305 > 8.50 ​ 139,581 > 8.00 ​ Tier 1 leverage ​ 191,693 ​ 8.48 ​ 90,430 > 4.00 ​ 90,430 > 4.00 ​ 113,038 > 5.00 ​ Common equity Tier 1 ​ 191,693 ​ 10.99 ​ 78,514 > 4.50 ​ 122,134 > 7.00 ​ 113,410 > 6.50 ​ Cedar Rapids Bank & Trust: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 217,227 ​ 13.14 % $ 132,269 > 8.00 % $ 173,603 > 10.50 % $ 165,336 > 10.00 % Tier 1 risk-based capital ​ 196,438 ​ 11.88 ​ 99,202 > 6.00 ​ 140,536 > 8.50 ​ 132,269 > 8.00 ​ Tier 1 leverage ​ 196,438 ​ 10.01 ​ 78,535 > 4.00 ​ 78,535 > 4.00 ​ 98,169 > 5.00 ​ Common equity Tier 1 ​ 196,438 ​ 11.88 ​ 74,401 > 4.50 ​ 115,735 > 7.00 ​ 107,469 > 6.50 ​ Community State Bank: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 108,040 ​ 12.69 % $ 68,117 > 8.00 % $ 89,404 > 10.50 % $ 85,146 > 10.00 % Tier 1 risk-based capital ​ 97,350 ​ 11.43 ​ 51,088 > 6.00 ​ 72,374 > 8.50 ​ 68,117 > 8.00 ​ Tier 1 leverage ​ 97,350 ​ 10.27 ​ 37,930 > 4.00 ​ 37,930 > 4.00 ​ 47,412 > 5.00 ​ Common equity Tier 1 ​ 97,350 ​ 11.43 ​ 38,316 > 4.50 ​ 59,602 > 7.00 ​ 55,345 > 6.50 ​ Springfield First Community Bank: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 90,334 ​ 14.35 % $ 50,357 > 8.00 % $ 66,094 > 10.50 % $ 62,947 > 10.00 % Tier 1 risk-based capital ​ 77,668 ​ 12.34 ​ 37,768 > 6.00 ​ 53,505 > 8.50 ​ 50,357 > 8.00 ​ Tier 1 leverage ​ 77,668 ​ 10.87 ​ 28,575 > 4.00 ​ 28,575 > 4.00 ​ 35,719 > 5.00 ​ Common equity Tier 1 ​ 77,668 ​ 12.34 ​ 28,326 > 4.50 ​ 44,063 > 7.00 ​ 40,915 > 6.50 ​ ​ The Company’s ability to pay dividends to its stockholders may be affected by both general corporate law considerations and policies of the Federal Reserve applicable to bank holding companies. The payment of dividends by any financial institution or its holding company is affected by the requirement to maintain adequate capital pursuant to applicable capital adequacy guidelines and regulations, and a financial institution generally is prohibited from paying any dividends if, following payment thereof, the institution would be undercapitalized. Notwithstanding the availability of funds for dividends, however, the Federal Reserve may prohibit the payment of any dividends by the subsidiary banks if the Federal Reserve determines such payment would constitute an unsafe or unsound practice. The Company also has certain contractual restrictions on its ability to pay dividends. The Company has issued junior subordinated debentures in four private placements and assumed three issues of junior subordinated debentures in connection with the acquisitions. Under the terms of the debentures, the Company may be prohibited, under certain circumstances, from paying dividends on shares of its common stock. These circumstances did not exist at December 31, 2021 or 2020. In September 2020 and in February 2019, the Company completed subordinated notes offerings. See Note 12 to the Consolidated Financial Statements for further information. On February 18, 2020, the Board of Directors of the Company approved a share repurchase program under which the Company is authorized to repurchase, from time to time as the Company deems appropriate, up to 800,000 shares of its outstanding common stock, or approximately 5% of the outstanding shares as of December 31, 2019. There were 293,153 and 100,932 shares of common stock purchased by the Company during the year ended December 31, 2021 and 2020, respectively. There are 405,915 shares of common stock remaining for repurchase as of December 31, 2021.

Note 18 - Earnings per Share

Note 18 - Earnings per Share	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
EARNINGS PER SHARE	Note 18. Earnings per Share The following information was used in the computation of basic and diluted EPS for the years ended December 31, 2021, 2020, and 2019: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 2020 2019 ​ ​ (dollars in thousands, except per share data) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Net income ​ $ 98,905 ​ $ 60,582 ​ $ 57,408 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Basic EPS ​ $ 6.30 ​ $ 3.84 ​ $ 3.65 Diluted EPS ​ $ 6.20 ​ $ 3.80 ​ $ 3.60 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Weighted average common shares outstanding ​ 15,708,744 ​ 15,771,650 ​ 15,730,016 Weighted average common shares issuable upon exercise of stock options ​ ​ ​ ​ ​ ​ ​ ​ ​ and under the employee stock purchase plan ​ 235,964 ​ 180,987 ​ 237,759 Weighted average common and common equivalent shares outstanding ​ 15,944,708 ​ 15,952,637 ​ 15,967,775 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ , .

Note 19 - Commitments and Conti

Note 19 - Commitments and Contingencies	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Commitments and Contingencies	Note 19. Commitments and Contingencies In the normal course of business, the subsidiary banks make various commitments and incur certain contingent liabilities that are not presented in the accompanying Consolidated Financial Statements. The commitments and contingent liabilities include various guarantees, commitments to extend credit, and standby letters of credit. Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since many of the commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. The subsidiary banks evaluate each customer’s creditworthiness on a case-by-case basis. The amount of collateral obtained, if deemed necessary by the subsidiary banks upon extension of credit, is based upon management’s credit evaluation of the counterparty. Collateral held varies but may include accounts receivable, marketable securities, inventory, property, plant and equipment, and income-producing commercial properties. Standby letters of credit are conditional commitments issued by the subsidiary banks to guarantee the performance of a customer to a third party. Those guarantees are primarily issued to support public and private borrowing arrangements and, generally, have terms of one year or less. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loan facilities to customers. The subsidiary banks hold collateral, as described above, supporting those commitments if deemed necessary. In the event the customer does not perform in accordance with the terms of the agreement with the third party, the subsidiary banks would be required to fund the commitments. The maximum potential amount of future payments the subsidiary banks could be required to make is represented by the contractual amount. If the commitment is funded, the subsidiary banks would be entitled to seek recovery from the customer. At December 31, 2021 and 2020, no amounts had been recorded as liabilities for the subsidiary banks’ potential obligations under these guarantees. As of December 31, 2021 and 2020, commitments to extend credit aggregated $1.2 billion and $1.4 billion, respectively. As of December 31, 2021 and 2020, standby letters of credit aggregated $21.7 million and $24.8 million, respectively. Management does not expect that all of these commitments will be funded. ​ Note 19. Commitments and Contingencies (continued) The Company has also executed contracts for the sale of mortgage loans in the secondary market in the amount of $3.8 million as of December 31, 2021 and 2020. These amounts are included in loans held for sale at the respective balance sheet dates. Residential mortgage loans sold to investors in the secondary market are sold with varying recourse provisions. Essentially, all loan sales agreements require the repurchase of a mortgage loan by the seller in situations such as breach of representation, warranty, or covenant, untimely document delivery, false or misleading statements, failure to obtain certain certificates of insurance, unmarketability, etc. Certain loan sales agreements contain repurchase requirements based on payment-related defects that are defined in terms of the number of days/months since the purchase, the sequence number of the payment, and/or the number of days of payment delinquency. Based on the specific terms stated in the agreements of investors purchasing residential mortgage loans from the Company’s subsidiary banks, the Company had $20.8 million and $32.4 million of sold residential mortgage loans with recourse provisions still in effect at December 31, 2021 and 2020, respectively. The subsidiary banks did not repurchase any loans from secondary market investors under the terms of loans sales agreements during the years ended December 31, 2021, 2020, and 2019. In the opinion of management, the risk of recourse and the subsequent requirement of loan repurchase to the subsidiary banks is not significant, and accordingly no liabilities have been established related to such. Aside from cash on-hand and in-vault, the majority of the Company’s cash is maintained at upstream correspondent banks. The total amount of cash on deposit, certificates of deposit, and federal funds sold exceeded federal insured limits by approximately $48.2 million and $59.4 million as of December 31, 2021 and 2020, respectively. In the opinion of management, no material risk of loss exists due to the financial condition of the upstream correspondent banks. In an arrangement with Goldman Sachs, CRBT offers a cash management program for select customers. Based on a predetermined minimum balance, which must be maintained in the customer’s account, excess funds are automatically swept daily to an institutional money market fund administered by Goldman Sachs. At December 31, 2021 and 2020, the Company had $107.0 million and $103.8 million, respectively of customer funds invested in this cash management program. In the opinion of management, no material risk of loss exists due to the financial condition of Goldman Sachs. As of December 31, 2021 and 2020, there were $31.5 million and $24.0 million of investment securities pledged on the Goldman Sachs program, respectively, as a cover to the swap exposure.

Note 20 - Parent Company Only F

Note 20 - Parent Company Only Financial Statements	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Parent Company Only Financial Statements	Note 20. Parent Company Only Financial Statements The following is condensed financial information of QCR Holdings, Inc. (parent company only): Condensed Balance Sheets December 31, 2021 and 2020 ​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 2020 ​ ​ (dollars in thousands) Assets ​ ​ ​ ​ ​ ​ Cash and due from banks ​ $ 41,531 ​ $ 88,610 Interest-bearing deposits at financial institutions ​ 5,750 ​ 7,200 Investment in bank subsidiaries ​ 769,628 ​ 655,232 Investment in nonbank subsidiaries ​ 5,341 ​ 4,540 Premises and equipment, net ​ 8,632 ​ 9,242 Other assets ​ 7,716 ​ 16,268 Total assets ​ $ 838,598 ​ $ 781,092 ​ ​ ​ Liabilities and Stockholders' Equity ​ ​ Liabilities: ​ ​ Subordinated notes ​ $ 113,850 ​ $ 113,691 Junior subordinated debentures ​ 38,155 ​ 37,993 Other liabilities ​ 9,583 ​ 35,615 Total liabilities ​ 161,588 ​ 187,299 ​ ​ ​ Stockholders' Equity: ​ ​ Common stock ​ 15,613 ​ 15,806 Additional paid-in capital ​ 273,768 ​ 275,807 Retained earnings ​ 386,077 ​ 300,804 Accumulated other comprehensive income ​ 1,552 ​ 1,376 Total stockholders' equity ​ 677,010 ​ 593,793 Total liabilities and stockholders' equity ​ $ 838,598 ​ $ 781,092 ​ Note 20. Parent Company Only Financial Statements (continued) Condensed Statements of Income Years Ended December 31, 2021, 2020, and 2019 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 2020 2019 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total interest income ​ $ 3 ​ $ 29 ​ $ 77 Equity in net income of bank subsidiaries ​ 117,408 ​ 79,624 ​ 69,966 Equity in net income (loss) of nonbank subsidiaries ​ 456 ​ (261) ​ 6,797 Other ​ 853 ​ 289 ​ 314 Total income ​ 118,720 ​ 79,681 ​ 77,154 ​ ​ ​ ​ Interest expense ​ 8,482 ​ 6,662 ​ 5,836 Salaries and employee benefits ​ 12,446 ​ 11,825 ​ 8,739 Professional fees ​ 1,983 ​ 2,558 ​ 1,545 Acquisition costs ​ 624 ​ — ​ — Post-acquisition compensation, transition and integration costs ​ — ​ 145 ​ 3,171 Disposition costs ​ ​ 13 ​ ​ 312 ​ ​ 1,606 Goodwill impairment ​ — ​ 500 ​ 3,000 Other ​ 2,784 ​ 2,505 ​ 2,147 Total expenses ​ 26,332 ​ 24,507 ​ 26,044 ​ ​ ​ ​ Income before income tax benefit ​ 92,388 ​ 55,174 ​ 51,110 ​ ​ ​ ​ Income tax benefit ​ 6,517 ​ 5,408 ​ 6,298 Net income ​ $ 98,905 ​ $ 60,582 ​ $ 57,408 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Note 20. Parent Company Only Financial Statements (continued) Condensed Statements of Cash Flows Years Ended December 31, 2021, 2020, and 2019 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 2020 2019 ​ ​ (dollars in thousands) Cash Flows from Operating Activities: ​ ​ ​ Net income ​ $ 98,905 ​ $ 60,582 ​ $ 57,408 Adjustments to reconcile net income to net cash provided by (used in) operating activities: ​ ​ ​ Earnings of bank subsidiaries ​ ​ (117,408) ​ (79,624) ​ (69,966) (Earnings) losses of nonbank subsidiaries ​ (456) ​ 261 ​ (6,797) Distributions from nonbank subsidiaries ​ 30 ​ 40 ​ 45,058 Deferred income taxes ​ ​ (1,093) ​ ​ 6,909 ​ ​ 2,498 Accretion of acquisition fair value adjustments ​ 321 ​ 378 ​ 305 Depreciation ​ 486 ​ 454 ​ 327 Deferred compensation expense accrued ​ ​ 573 ​ ​ — ​ ​ — Stock-based compensation expense ​ 2,352 ​ 2,150 ​ 2,469 Loss on sale of subsidiary ​ ​ — ​ ​ 158 ​ ​ — Gain on sale of fixed assets ​ ​ 155 ​ ​ — ​ ​ — Goodwill impairment ​ ​ — ​ ​ 500 ​ ​ 3,000 Decrease (increase) in other assets ​ 5 ​ (7,380) ​ (2,472) Increase (decrease) in other liabilities ​ (14,702) ​ (5,923) ​ 7,814 Net cash provided by (used in) operating activities ​ (30,832) ​ (21,495) ​ 39,644 ​ ​ ​ ​ ​ Cash Flows from Investing Activities: ​ ​ ​ Net increase (decrease) in interest-bearing deposits at financial institutions ​ 1,450 ​ (1,599) ​ (4,600) Capital infusion, bank subsidiaries ​ — ​ — ​ (8,600) Capital infusion, non-bank subsidiaries ​ ​ (375) ​ ​ — ​ ​ (100) Net cash received in dissolution of subsidiary ​ ​ — ​ ​ 8,450 ​ ​ — Net cash received in sale of subsidiary ​ ​ — ​ ​ 195 ​ ​ — Purchase of premises and equipment ​ (31) ​ (272) ​ (2,861) Net cash provided by (used in) investing activities ​ 1,044 ​ 6,774 ​ (16,161) ​ ​ ​ ​ Cash Flows from Financing Activities: ​ ​ ​ Activity in other borrowings: ​ ​ ​ Paydown on revolving line of credit ​ — ​ ​ — ​ ​ (9,000) Prepayments ​ — ​ ​ — ​ ​ (21,313) Calls, maturities and scheduled payments ​ ​ — ​ — ​ (1,799) Proceeds from subordinated notes ​ ​ — ​ ​ 50,000 ​ ​ 63,393 Payment of cash dividends ​ (3,793) ​ (3,779) ​ (3,767) Proceeds from issuance of common stock, net ​ 670 ​ 1,360 ​ 1,926 Repurchase and cancellation of shares ​ (14,168) ​ (3,779) ​ — Net cash provided by (used in) financing activities ​ (17,291) ​ 43,802 ​ 29,440 ​ ​ ​ ​ Net increase (decrease) in cash and due from banks ​ (47,079) ​ 29,081 ​ 52,923 ​ ​ ​ ​ Cash and due from banks: ​ ​ ​ Beginning ​ 88,610 ​ 59,529 ​ 6,606 Ending ​ $ 41,531 ​ $ 88,610 ​ $ 59,529 ​

Note 21 - Fair Value

Note 21 - Fair Value	12 Months Ended
	Dec. 31, 2021
Fair Value
Fair Value	Note 21. Fair Value Accounting guidance on fair value measurements uses a hierarchy intended to maximize the use of observable inputs and minimize the use of unobservable inputs. This hierarchy includes three levels and is based upon the valuation techniques used to measure assets and liabilities. The three levels are as follows: ● Level 1 – Inputs to the valuation methodology are quoted prices (unadjusted) for identical assets or liabilities in markets; ● Level 2 – Inputs to the valuation methodology include quoted prices for similar assets and liabilities in active markets and inputs that are observable for the asset or liability, either directly or indirectly, for substantially the full term of the financial instrument; and ● Level 3 – Inputs to the valuation methodology are unobservable and significant to the fair value measurement Assets measured at fair value on a recurring basis comprised the following at December 31, 2021 and 2020: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Fair Value Measurements at Reporting Date Using ​ ​ ​ ​ ​ Quoted Prices ​ Significant ​ ​ ​ ​ ​ ​ ​ ​ in Active ​ Other ​ Significant ​ ​ ​ ​ ​ Markets for ​ Observable ​ Unobservable ​ ​ ​ ​ ​ Identical Assets ​ Inputs ​ Inputs ​ Fair Value (Level 1) (Level 2) (Level 3) ​ ​ (dollars in thousands) December 31, 2021: ​ ​ ​ ​ Securities AFS: ​ ​ ​ ​ U.S. treasuries and govt. sponsored agency securities ​ $ 23,328 ​ $ — ​ $ 23,328 ​ $ — Residential mortgage-backed and related securities ​ 94,323 ​ — ​ 94,323 ​ — Municipal securities ​ 168,266 ​ — ​ 168,266 ​ — Asset-backed securities ​ ​ 27,124 ​ ​ — ​ ​ 27,124 ​ ​ — Other securities ​ 24,789 ​ — ​ 24,789 ​ — Derivatives ​ 222,220 ​ — ​ 222,220 ​ — Total assets measured at fair value ​ $ 560,050 ​ $ — ​ $ 560,050 ​ $ — ​ ​ ​ ​ ​ Derivatives ​ $ 225,135 ​ $ — ​ $ 225,135 ​ $ — Total liabilities measured at fair value ​ $ 225,135 ​ $ — ​ $ 225,135 ​ $ — ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2020: ​ ​ ​ ​ Securities AFS: ​ ​ ​ ​ U.S. govt. sponsored agency securities ​ $ 15,336 ​ $ — ​ $ 15,336 ​ $ — Residential mortgage-backed and related securities ​ 132,842 ​ — ​ 132,842 ​ — Municipal securities ​ 152,408 ​ — ​ 152,408 ​ — Asset-backed securities ​ ​ 40,683 ​ ​ — ​ ​ 40,683 ​ ​ — Other securities ​ 20,697 ​ — ​ 20,697 ​ — Derivatives ​ 222,757 ​ — ​ 222,757 ​ — Total assets measured at fair value ​ $ 584,723 ​ $ — ​ $ 584,723 ​ $ — ​ ​ ​ ​ ​ Derivatives ​ $ 229,270 ​ $ — ​ $ 229,270 ​ $ — Total liabilities measured at fair value ​ $ 229,270 ​ $ — ​ $ 229,270 ​ $ — ​ The securities AFS portfolio consists of securities whereby the Company obtains fair values from an independent pricing service. The fair values are determined by pricing models that consider observable market data, such as interest rate volatilities, LIBOR yield curve, credit spreads and prices from market makers and live trading systems (Level 2 inputs). ​ ​ Note 21. Fair Value (continued) Interest rate caps are used for the purpose of hedging interest rate risk on deposits. See Note 7 to the Consolidated Financial Statements for the details of these instruments. The fair values are determined by pricing models that consider observable market data for derivative instruments with similar structures (Level 2 inputs). Interest rate swaps are used for the purpose of hedging interest rate risk on loans and junior subordinated debt. See Note 7 to the Consolidated Financial Statements for the details of these instruments. The fair values are determined by comparing the contract rate on the swap with the observable then-current market rate for the remaining term of the transaction (Level 2 inputs). Interest rate swaps are also executed for select commercial customers. See Note 7 to the Consolidated Financial Statements for the detail of these instruments. The fair values are determined by comparing the contractual rate on the swap with the observable then-current market rate for the remaining term of the transaction (Level 2 inputs). Certain financial assets are measured at fair value on a non-recurring basis; that is, the assets are not measured at fair value on an ongoing basis but are subject to fair value adjustments in certain circumstances (for example, when there is evidence of impairment). Assets measured at fair value on a non-recurring basis comprised the following at December 31, 2021 and 2020: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Fair Value Measurements at Reporting Date Using ​ ​ ​ ​ ​ Quoted Prices ​ Significant ​ ​ ​ ​ ​ ​ ​ ​ in Active ​ Other ​ Significant ​ ​ ​ ​ ​ Markets for ​ Observable ​ Unobservable ​ ​ ​ ​ ​ Identical Assets ​ Inputs ​ Inputs ​ Fair Value Level 1 Level 2 Level 3 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2021: ​ ​ ​ ​ Loans/leases evaluated individually ​ $ 6,618 ​ $ — ​ $ — ​ $ 6,618 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2020: ​ ​ ​ ​ Loans/leases evaluated individually ​ $ 9,926 ​ $ — ​ $ — ​ $ 9,926 OREO ​ 22 ​ — ​ — ​ 22 ​ ​ $ 9,948 ​ $ — ​ $ — ​ $ 9,948 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans/leases evaluated individually are valued at the lower of cost or fair value and are classified as a Level 3 in the fair value hierarchy. Fair value is measured based on the value of the collateral securing these loans/leases. Collateral may be real estate and/or business assets including equipment, inventory and/or accounts receivable and is determined based on appraisals by qualified licensed appraisers hired by the Company. Appraised and reported values may be discounted based on management’s historical knowledge, changes in market conditions from the time of valuation, and/or management’s expertise and knowledge of the client and client’s business. OREO in the table above consists of property acquired through foreclosures and settlements of loans. Property acquired is carried at the estimated fair value of the property, less disposal costs, and is classified as a Level 3 in the fair value hierarchy. The estimated fair value of the property is determined based on appraisals by qualified licensed appraisers hired by the Company. Appraised and reported values are discounted based on management’s historical knowledge, changes in market conditions from the time of valuation, and/or management’s expertise and knowledge of the property. Note 21. Fair Value (continued) The following table presents additional quantitative information about assets measured at fair value on a non-recurring basis for which the Company has utilized Level 3 inputs to determine fair value: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Quantitative Information about Level Fair Value Measurements ​ ​ Fair Value ​ Fair Value ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, ​ December 31, ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 2020 Valuation Technique Unobservable Input Range ​ ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans/leases evaluated individually ​ $ 6,618 ​ $ 9,926 Appraisal of collateral Appraisal adjustments -10.00 % to -30.00 % OREO ​ — ​ 22 Appraisal of collateral Appraisal adjustments 0.00 % to -35.00 % ​ For loans/leases evaluated individually and OREO, the Company records carrying value at fair value less disposal or selling costs. The amounts reported in the tables above are fair values before the adjustment for disposal or selling costs. There have been no changes in valuation techniques used for any assets measured at fair value during the years ended December 31, 2021 or 2020. The following table presents the carrying values and estimated fair values of financial assets and liabilities carried on the Company’s consolidated balance sheet, including those financial assets and liabilities that are not measured and reported at fair value on a recurring basis or non-recurring basis: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Fair Value ​ As of December 31, 2021 ​ As of December 31, 2020 ​ ​ Hierarchy ​ Carrying ​ Estimated ​ Carrying ​ Estimated ​ Level Value Fair Value Value Fair Value ​ ​ ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Cash and due from banks Level 1 ​ $ 37,490 ​ $ 37,490 ​ $ 61,329 ​ $ 61,329 Federal funds sold Level 2 ​ 12,370 ​ 12,370 ​ 9,080 ​ 9,080 Interest-bearing deposits at financial institutions Level 2 ​ 75,292 ​ 75,292 ​ 86,596 ​ 86,596 Investment securities: ​ ​ ​ ​ ​ ​ ​ ​ HTM Level 2 ​ 472,385 ​ 522,297 ​ 476,165 ​ 521,277 AFS Level 2 ​ 337,830 ​ 337,830 ​ 361,966 ​ 361,966 Loans/leases receivable, net Level 3 ​ 6,128 ​ 6,618 ​ 9,191 ​ 9,926 Loans/leases receivable, net Level 2 ​ 4,595,283 ​ 4,478,899 ​ 4,157,562 ​ 4,112,735 Derivatives Level 2 ​ 222,220 ​ 222,220 ​ 222,757 ​ 222,757 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Deposits: ​ ​ ​ ​ ​ ​ ​ ​ Nonmaturity deposits Level 2 ​ 4,501,424 ​ 4,501,424 ​ 4,138,478 ​ 4,138,478 Time deposits Level 2 ​ 421,348 ​ 419,453 ​ 460,659 ​ 465,681 Short-term borrowings Level 2 ​ 3,800 ​ 3,800 ​ 5,430 ​ 5,430 FHLB advances Level 2 ​ 15,000 ​ 15,000 ​ 15,000 ​ 14,998 Subordinated notes ​ Level 2 ​ ​ 113,850 ​ ​ 116,203 ​ ​ 118,691 ​ ​ 112,406 Junior subordinated debentures Level 2 ​ 38,155 ​ 31,072 ​ 37,993 ​ 30,618 Derivatives Level 2 ​ 225,135 ​ 225,135 ​ 229,270 ​ 229,270

Note 22 - Business Segment Info

Note 22 - Business Segment Information	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Business Segment Information	Note 22. Business Segment Information ​ Selected financial and descriptive information is required to be disclosed for reportable operating segments, applying a “management perspective” as the basis for identifying reportable segments. The management perspective is determined by the view that management takes of the segments within the Company when making operating decisions, allocating resources, and measuring performance. The segments of the Company have been defined by the structure of the Company’s internal organization, focusing on the financial information that the Company’s operating decision-makers routinely use to make decisions about operating matters. ​ The Company’s Commercial Banking business is geographically divided by markets into the operating segments which are the four subsidiary banks wholly-owned by the Company: QCBT, CRBT, CSB and SFCB. Each of these operating segments offer similar products and services, but are managed separately due to different pricing, product demand, and consumer markets. Each offers commercial, consumer, and mortgage loans and deposit services. The Company's All Other segment includes the corporate operations of the parent and operations of all other consolidated subsidiaries and/or defined operating segments that fall below the segment reporting thresholds. Selected financial information on the Company’s business segments is presented as follows as of and for the years ended December 31, 2021, 2020, and 2019: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial Banking ​ ​ ​ Intercompany ​ Consolidated ​ QCBT CRBT CSB SFCB All other Eliminations Total ​ ​ (dollars in thousands) Year Ended December 31, 2021 ​ ​ ​ ​ ​ ​ ​ ​ Total revenue ​ $ 88,689 ​ $ 129,080 ​ $ 43,945 ​ $ 38,342 ​ $ 119,451 ​ $ (118,930) ​ $ 300,577 Net interest income ​ 66,232 ​ 57,354 ​ 35,512 ​ 26,351 ​ (8,479) ​ 1,263 ​ 178,233 Provision for credit losses ​ 1,519 ​ (697) ​ 2,219 ​ 445 ​ — ​ — ​ 3,486 Net income (loss) ​ 34,616 ​ 55,411 ​ 12,802 ​ 14,579 ​ 99,331 ​ (117,834) ​ 98,905 Goodwill ​ 3,223 ​ 14,980 ​ 9,888 ​ 45,975 ​ — ​ — ​ 74,066 Intangibles ​ — ​ 1,702 ​ 2,653 ​ 4,994 ​ — ​ — ​ 9,349 Total assets ​ 2,142,344 ​ 2,030,279 ​ 1,168,606 ​ 882,885 ​ 845,120 ​ (973,102) ​ 6,096,132 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year Ended December 31, 2020* ​ ​ ​ ​ ​ ​ ​ ​ Total revenue ​ $ 92,336 ​ $ 125,416 ​ $ 50,448 ​ $ 42,036 ​ $ 2,197 ​ $ (262) ​ $ 312,171 Net interest income ​ 63,366 ​ 52,857 ​ 31,570 ​ 24,759 ​ (6,633) ​ 1,031 ​ 166,950 Provision for loan/lease losses ​ 21,612 ​ 19,438 ​ 9,243 ​ 5,411 ​ — ​ — ​ 55,704 Net income (loss) from continuing operations ​ 21,557 ​ 33,890 ​ 11,379 ​ 12,797 ​ (19,041) ​ — ​ 60,582 Goodwill ​ 3,223 ​ 14,980 ​ 9,888 ​ 45,975 ​ — ​ — ​ 74,066 Intangibles ​ — ​ 2,189 ​ 3,305 ​ 5,887 ​ — ​ — ​ 11,381 Total assets ​ 2,153,773 ​ 1,957,695 ​ 1,004,183 ​ 779,956 ​ 134,407 ​ (324,971) ​ 5,705,043 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year Ended December 31, 2019* ​ ​ ​ ​ ​ ​ ​ ​ Total revenue ​ $ 87,433 ​ $ 96,631 ​ $ 42,059 ​ $ 31,569 ​ $ 38,758 ​ $ (1,606) ​ $ 294,844 Net interest income ​ 52,097 ​ 44,310 ​ 31,370 ​ 21,422 ​ 6,360 ​ — ​ 155,559 Provision for loan/lease losses ​ 3,433 ​ 1,080 ​ 679 ​ 1,315 ​ 559 ​ — ​ 7,066 Net income (loss) from continuing operations ​ 21,607 ​ 27,716 ​ 10,787 ​ 8,244 ​ (10,946) ​ — ​ 57,408 Goodwill ​ 3,223 ​ 14,980 ​ 9,888 ​ 45,975 ​ 682 ​ — ​ 74,748 Intangibles ​ — ​ 2,684 ​ 3,980 ​ 6,802 ​ 1,504 ​ — ​ 14,970 Total assets ​ 1,682,477 ​ 1,572,324 ​ 853,833 ​ 748,753 ​ 116,968 ​ (65,305) ​ 4,909,050 ​ *

Note 23 - Pending Acquisition

Note 23 - Pending Acquisition	12 Months Ended
	Dec. 31, 2021
Sales/Mergers/Acquisitions
Pending Acquisition	Note 23. Pending Acquisition On November 9, 2021, the Company announced the signing of a definitive agreement whereby the Company will acquire GFED and merge Guaranty Bank, the banking subsidiary of GFED into SFCB, the Company’s Springfield-based charter. The combined bank will operate under the Guaranty Bank name in all Springfield and southwest Missouri markets. As of December 31, 2021, GFED had $1.2 billion in assets, $815 million in loans and $1.0 billion in deposits. Under the terms of the merger agreement, stockholders of GFED will have the right to receive for each share of GFED common stock owned, at the election of each stockholder, and subject to proration and adjustment, (1) $30.50 in cash, (2) 0.58775 shares of the Company’s common stock, or (3) mixed consideration of $6.10 in cash and 0.4702 shares of the Company’s common stock, with total consideration to consist of approximately 80% stock and 20% cash. Based upon the $59.99 closing price of the Company’s common stock as of November 5, 2021, the transaction is valued at approximately $151.6 million. The transaction is subject to regulatory approvals, approval by GFED’s stockholders and certain customary closing conditions. The transaction is expected to close late in the first quarter or early in the second quarter of 2022.

Note 1 - Nature of Business a_2

Note 1 - Nature of Business and Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2021
Accounting Policies
Basis of presentation	Basis of presentation: The acronyms and abbreviations identified below are used in the Notes to the Consolidated Financial Statements, as well as in the other sections of this Annual Report on Form 10-K (including appendices). It may be helpful to refer back to this page as you read this report. ACL: Allowance for credit losses AFS: Available for sale ​ HTM: Held to maturity Allowance: Allowance for credit losses Iowa Superintendent: Iowa Superintendent of Banking AOCI: Accumulated other comprehensive income (loss) LCR: Liquidity Coverage Ratio ARRC: Alternative Reference Rate Committee LIBOR: London Inter-Bank Offered Rate ASC: Accounting Standards Codification LIHTC: Low-income housing tax credit ASC 805: Business Combination Standard LRP: Loan Relief Program ASU: Accounting Standards Update m2: m2 Equipment Finance, LLC Bates Companies: Bates Financial Advisors, Inc., Bates MD&A: Management’s Discussion & Analysis Financial Services, Inc., Bates Securities, Inc. and Bates Missouri Division of Finance: Missouri Department of Financial Group, Inc. Commerce and Insurance BHCA: Bank Holding Company Act of 1956 NIM: Net interest margin BOLI: Bank-owned life insurance NPA: Nonperforming asset Caps: Interest rate cap derivatives NPL: Nonperforming loan CARES Act: Coronavirus Aid, Relief and Economy Security Act CECL: Current Expected Credit Losses CFPB: Bureau of Consumer Financial Protection NSFR: Net Stable Funding Ratio OBS: Off-balance sheet OREO: Other real estate owned OTTI: Other-than-temporary impairment CNB: Community National Bank PCAOB: Public Company Accounting Oversight Board Community National: Community National Bancorporation COVID-19: Coronavirus Disease 2019 CRA: Community Reinvestment Act PCD: Purchased credit deteriorated loan PCI: Purchased credit impaired PPP: Paycheck Protection Program CRBT: Cedar Rapids Bank & Trust Company Provision: Provision for credit losses CRE: Commercial real estate PUD LOC: Public Unit Deposit Letter of Credit CRE Guidance: Interagency Concentrations in Commercial QCBT: Quad City Bank & Trust Company Real Estate Lending, Sound Risk Management Practices RB&T: Rockford Bank & Trust Company guidance ROAA: Return on Average Assets CSB: Community State Bank ROACE: Return on Average Common Equity C&I: Commercial and industrial ROAE: Return on Average Equity Dodd-Frank Act: Dodd-Frank Wall Street Reform and ROU: Right of use Consumer Protection Act SBA: U.S. Small Business Administration DGCL: Delaware General Corporation Law SEC: Securities and Exchange Commission DIF: Deposit Insurance Fund SERPs: Supplemental Executive Retirement Plans EBA: Excess Balance Account SFCB: Springfield First Community Bank EPS: Earnings per share SFG: Specialty Finance Group ESG: Environmental, Social and Governance SOFR: Secured Overnight Financing Rate Exchange Act: Securities Exchange Act of 1934, as amended Springfield Bancshares: Springfield Bancshares, Inc. FASB: Financial Accounting Standards Board TA: Tangible assets FDIC: Federal Deposit Insurance Corporation TCE: Tangible common equity Federal Reserve: Board of Governors of the Federal Reserve TDRs: Troubled debt restructurings System TEY: Tax equivalent yield FHLB: Federal Home Loan Bank The Company: QCR Holdings, Inc. FRB: Federal Reserve Bank of Chicago TRBC: Total risk-based capital FTEs: Full-time equivalents Treasury: U.S. Department of the Treasury GAAP: Generally Accepted Accounting Principles USA Patriot Act: Uniting and Strengthening America by GFED: Guaranty Federal Bancshares Providing Appropriate Tools Required to Intercept Goldman Sachs: Goldman Sachs and Company and Obstruct Terrorism Act of 2001 Guaranty: Guaranty Bankshares, Ltd. USDA: U.S. Department of Agriculture Guaranty Bank: Guaranty Bank and Trust Company ​ ​
Nature of business	Nature of business: QCR Holdings, Inc. is a bank holding company that has elected to operate as a financial holding company under the BHCA. The Company provides bank and bank-related services through its banking subsidiaries, QCBT, CRBT, CSB and SFCB. The Company also engages in direct financing lease contracts through its wholly-owned equity investment by QCBT in m2, headquartered in Brookfield, Wisconsin. The Company also engages in wealth management services through its banking subsidiaries. On August 12, 2020, the Company sold the Company’s wholly-owned subsidiaries, the Bates Companies, which were originally acquired on October 1, 2018. On November 30, 2019, the Company sold substantially all of the assets and transferred substantially all of the deposits and certain other liabilities of the Company’s wholly-owned subsidiary, RB&T. The financial results of the Bates Companies and RB&T prior to their respective sales are included in this report. See Note 2 to the Consolidated Financial Statements for additional information. QCBT is a commercial bank that serves the Iowa and Illinois Quad Cities and adjacent communities. CRBT is a commercial bank that serves Cedar Rapids, Iowa, and adjacent communities including Cedar Falls and Waterloo, Iowa. CSB is a commercial bank that serves Des Moines, Iowa, and adjacent communities. SFCB is a commercial bank that serves Springfield, Missouri. QCBT, CRBT, and CSB are chartered and regulated under the laws of the state of Iowa. SFCB is chartered and regulated under the laws of the state of Missouri. All four subsidiary banks are insured and subject to regulation by the FDIC. All four subsidiary banks are members of and regulated by the Federal Reserve System. The remaining direct subsidiaries of the Company consist of a consolidated subsidiary formed during 2021 for the risk management of insurance and six non-consolidated subsidiaries formed for the issuance of trust preferred securities. See Note 13 to the Consolidated Financial Statements for a listing of these subsidiaries and additional information.
Accounting estimates	Accounting estimates
Principles of consolidation	Principles of consolidation
Presentation of cash flows	Presentation of cash flows ​ Cash and due from banks
Investment securities	Investment securities All debt securities are evaluated to determine whether declines in fair value below their amortized cost require an allowance. See further discussion in the Allowance section following.
Loans receivable, held for sale	Loans receivable, held for sale
Loans receivable, held for investment	Loans receivable, held for investment ​ The ACL is measured on a collective (pool) basis when similar risk characteristics exist. The Company discloses the ACL (also known as the allowance) by portfolio segment, and credit quality information, nonaccrual status, and past due status by class of financing receivable. A portfolio segment is the level at which the Company develops and documents a systematic methodology to determine its ACL. A class of financing receivable is a further disaggregation of a portfolio segment based on risk characteristics and the Company’s method for monitoring and assessing credit risk. See the following information and Note 4 to the Consolidated Financial Statements. ​ The Company’s portfolio segments are as follows: ● C&I – revolving ● C&I - other ● CRE – owner occupied ● CRE – non-owner occupied ● Construction and land development ● Multi-family ● 1-4 family real estate ● Consumer ​ Note 1. Nature of Business and Significant Accounting Policies (continued) The Company’s classes of loans receivable are as follows: ● C&I – revolving ● C&I - other ● CRE – owner occupied ● CRE – non-owner occupied ● Construction and land development ● Multi-family ● Direct financing leases ● 1-4 family real estate ● Consumer Direct financing leases are considered a class of financing receivable within the overall loan/lease portfolio and are included in the C&I – other loan segments for ACL. The accounting policies for direct financing leases are disclosed below. ​ Generally, for all classes of loans receivable, loans are considered past due when contractual payments are delinquent for 30 days or greater. For all classes of loans receivable, loans will generally be placed on nonaccrual status when the loan has become 90 days past due (unless the loan is well secured and in the process of collection); or if any of the following conditions exist: ● It becomes evident that the borrower will not make payments, or will not or cannot meet the terms for renewal of a matured loan; ● When full repayment of principal and interest is not expected; ● When the loan is graded “doubtful”; ● When the borrower files bankruptcy and an approved plan of reorganization or liquidation is not anticipated in the near future; or ● When foreclosure action is initiated. When a loan is placed on nonaccrual status, income recognition is ceased. Previously recorded but uncollected amounts of interest on nonaccrual loans are reversed at the time the loan is placed on nonaccrual status. Generally, cash collected on nonaccrual loans is applied to principal. Should full collection of principal be expected, cash collected on nonaccrual loans can be recognized as interest income. For all classes of loans receivable, nonaccrual loans may be restored to accrual status provided the following criteria are met: ● The loan is current, and all principal and interest amounts contractually due have been made; ● All principal and interest amounts contractually due, including past due payments, are reasonably assured of repayment within a reasonable period; and ● There is a period of minimum repayment performance, as follows, by the borrower in accordance with contractual terms: o Six months of repayment performance for contractual monthly payments, or o One year of repayment performance for contractual quarterly or semi-annual payments. Note 1. Nature of Business and Significant Accounting Policies (continued) Direct finance leases receivable, held for investment : The Company leases machinery and equipment to customers under leases that qualify as direct financing leases for financial reporting and as operating leases for income tax purposes. Under the direct financing method of accounting, the minimum lease payments to be received under the lease contract, together with the estimated unguaranteed residual values (approximately 3% to 25% of the cost of the related equipment), are recorded as lease receivables when the lease is signed and the lease property delivered to the customer. The excess of the minimum lease payments and residual values over the cost of the equipment is recorded as unearned lease income. Unearned lease income is recognized over the term of the lease on a basis that results in an approximate level rate of return on the unrecovered lease investment. Lease income is recognized on the interest method. Residual value is the estimated fair market value of the equipment on lease at lease termination. In estimating the equipment’s fair value at lease termination, the Company relies on historical experience by equipment type and manufacturer and, where available, valuations by independent appraisers, adjusted for known trends. The Company’s estimates are reviewed continuously to ensure reasonableness; however, the amounts the Company will ultimately realize could differ from the estimated amounts. If the review results in a lower estimate than had been previously established, a determination is made as to whether the decline in estimated residual value is other-than-temporary. If the decline in estimated unguaranteed residual value is judged to be other-than-temporary, the accounting for the transaction is revised using the changed estimate. The resulting reduction in the investment is recognized as a loss in the period in which the estimate is changed. An upward adjustment of the estimated residual value is not recorded. The policies for delinquency and nonaccrual for direct financing leases are materially consistent with those described above for all classes of loan receivables.
Troubled debt restructuring	TDRs The following criteria, related to granting a concession, together or separately, create a TDR: ● A modification of terms of a debt such as one or a combination of: o The reduction of the stated interest rate to a rate lower than the current market rate for new debt with similar risk. o The extension of the maturity date or dates at a stated interest rate lower than the current market rate for new debt with similar risk. o The reduction of the face amount or maturity amount of the debt as stated in the instrument or other agreement. o The reduction of accrued interest. ● A transfer from the borrower/lessee to the Company of receivables from third parties, real estate, other assets, or an equity position in the borrower to fully or partially satisfy a loan. ● The issuance or other granting of an equity position to the Company to fully or partially satisfy a debt unless the equity position is granted pursuant to existing terms for converting the debt into an equity position.
Allowance	Allowance Allowance for Credit Losses on Loans and Leases The ACL on loans/leases is measured on a collective (pool) basis when similar risk characteristics exist. The Company has identified the eight portfolio segments at which the allowance will be measured. For all portfolio segments, the allowance is established as losses are estimated to have occurred through a provision that is charged to earnings. Credit losses on loans and leases, for all portfolio segments, are charged against the allowance when management believes the uncollectability of a loan/lease balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The Company’s methodologies for estimating the ACL consider available relevant information about the collectability of cash flows, including information about past events, current conditions, and reasonable and supportable forecasts. The methodologies apply historical loss information adjusted for asset-specific characteristics, economic conditions at the measurement date, and forecasts about future economic conditions that are expected to exist through the contractual lives of the financial assets and that are reasonable and supportable – to the identified pools of financial assets with similar risk characteristics for which the historical loss experience was observed. The Company will immediately and fully revert back to average historical losses when it can no longer develop reasonable and supportable forecasts. A discussion of the risk characteristics and the allowance by each portfolio segment follows: For C&I loans, the Company focuses on small and mid-sized businesses with primary operations as wholesalers, manufacturers, building contractors, business services companies, other banks, and retailers. The Company provides a wide range of C&I loans, including lines of credit for working capital and operational purposes, and term loans for the acquisition of facilities, equipment and other purposes. Approval is generally based on the following factors: ● Ability and stability of current management of the borrower; ● Stable earnings with positive financial trends; ● Sufficient cash flow to support debt repayment; ● Earnings projections based on reasonable assumptions; ● Financial strength of the industry and business; and ● Value and marketability of collateral. Collateral for C&I loans generally includes accounts receivable, inventory and equipment. The Company’s lending policy specifies approved collateral types and corresponding maximum advance percentages. The value of collateral pledged on loans must exceed the loan amount by a margin sufficient to absorb potential erosion of its value in the event of foreclosure and cover the loan amount plus costs incurred to convert it to cash. The Company’s lending policy specifies maximum term limits for C&I loans. For term loans, the maximum term is generally seven years with average terms ranging from three In addition, the Company often takes personal guarantees or cosigners to help assure repayment. Loans may be made on an unsecured basis if warranted by the overall financial condition of the borrower. CRE is segmented into the following categories generally based on source of repayment: Owner occupied CRE, non-owner occupied CRE and multi-family. CRE loans are also embedded in the following segments: construction and land development and 1-4 family real estate. The Company is an active lender of LIHTC project loans which includes both the construction and permanent loan. CRE loans are subject to underwriting standards and processes similar Note 1. Nature of Business and Significant Accounting Policies (continued) to C&I loans, in addition to those standards and processes specific to real estate loans. Collateral for CRE loans generally includes the underlying real estate and improvements, and may include additional assets of the borrower. The Company’s lending policy specifies maximum loan-to-value limits based on the category of CRE (CRE loans on improved property, raw land, land development, and commercial construction). These limits are the same limits, or in some situations, more conservative than those established by regulatory authorities. Multi-family loans are typically repaid from rental income. LIHTC permanent loans are included in multi-family loans and the maximum term is generally up to 20 years. The Company’s lending policy also includes guidelines for real estate appraisals, including minimum appraisal standards based on certain transactions. In addition, the Company often takes personal guarantees to help assure repayment. Construction loans include any loans to finance the construction of any new residential property, CRE property, low-income housing project or major rehabilitation or expansion of existing commercial structures. Construction lending carries a higher degree of risk because of the difficulty of protecting the bank against various factors. The following components are evaluated when underwriting these types of loans: ● Borrowers/contractors experience and ability is analyzed with the type and size of project being considered. ● Financial ability to cover cost overruns. ● Reliability and thoroughness of cost projections and reasonable assurance that significant provisions are made for contingencies for soft costs especially interest and operating deficits. ● Reliability of the estimate of time to complete the project. ​ The land development portfolio also includes other land loans such as raw land. The raw land component involves considerable risk to the bank and is reserved for the bank’s most credit worthy borrowers. Land development loans are typically only made to experienced local developers with successful track records. ​ For all loans the allowance consists of pooled and individually analyzed components. Pooled loan allowances consist of quantitative and qualitative factors and cover loan classes that share similar risk characteristics with other assets in the segmented pool. ​ Quantitative Factors: ​ The quantitative factors are based on the probability of default and loss given default derived from historical net charge-off experience, repayment activity and default, remaining life, and current economic conditions as well as economic outlook. ​ Qualitative Factors: ​ The Company’s allowance methodology also has a qualitative component, the purpose of which is to take into consideration changes in current conditions that are not reflected in the quantitative analysis performed in determining its base credit loss rates. ​ The Company utilizes the following qualitative factors: ​ ● National and local economy ● Loan volume and trend ● Loan quality ​ Note 1. Nature of Business and Significant Accounting Policies (continued) ● Loan policies and procedures ● Management and staff experience ● Concentrations ● Collateral ● Loan review system ● Regulatory environment and oversight ​ The Company also provides for unique circumstances with qualitative adjustments as needed. The Company has been providing a separate qualitative allocation for the COVID-19 pandemic since the second quarter of 2020. The qualitative adjustments are based on the current conditions and applied as a percentage adjustment in addition to the calculated historical loss rates. The adjustment amount can be either positive or negative. These adjustments reflect the extent to which the Company expects current conditions to differ from the conditions that existed for the period over which historical information was evaluated. ​ Economic forecasting: ​ The Company uses reasonable and supportable forecasts over the contractual term of the financial assets for each entity. This measurement is based upon relevant past events, historical experience and current conditions to determine the forecasted data which requires significant judgement. When management no longer has sufficient information to make a reasonable and supportable forecast, the data will then immediately revert back to the average historical performance for each entity. These forecasted adjustments are added to the qualitative adjustments and applied as a percentage adjustment in addition to the historical loss rates. ​ It is expected that actual economic conditions will, in many circumstances, turn out differently than forecasted because the ultimate outcomes during the forecast period may be affected by events that were unforeseen, such as, but not limited to, economic disruption and fiscal or monetary policy actions, which are exacerbated by longer forecasting periods. This uncertainty would be relevant to the entity’s confidence level as to the outcomes being forecasted. That is, an entity is likely less confident in the ultimate outcome of events that will occur at the end of the forecast period as compared to the beginning. As a result, actual future economic conditions may not be an effective indicator of the quality of the Company’s forecasting process, including the length of the forecast period. ​ Loans are determined to no longer share similar risk characteristics with other assets in the segmented pool when their scheduled payments of principal and interest according to the contractual terms of the loan agreement, have a greater probability of uncollectability based on current information and events. Such events include past due status of 90 days or more, non-accrual status or classification of a substandard or doubtful risk rating. ​ Factors considered by management in determining risk rating and non-accrual status include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not considered low quality. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. Allowances for these low quality loans with outstanding principal balances greater than $250,000 are measured on a case-by-case basis by either the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s obtainable market price, or the fair value of the collateral if the loan is collateral dependent. ​ ​ ​ ​ Note 1. Nature of Business and Significant Accounting Policies (continued) Low quality loans with principal balances equal to or less than $250,000 are placed into a unique pool and have the overall effective loss rate for that period applied to this low quality pool. However, should an asset within the low quality pool no longer have the same risk characteristic of the unique pool, it will be removed and individually analyzed as described above. ​ Some loans that are determined to no longer share risk characteristics with other assets in the segmented pool, may be deemed collateral dependent. A financial asset is collateral-dependent when the borrower is experiencing financial difficulty and repayment is expected to be provided substantially through the sale or operation of the collateral. When it is determined that foreclosure is probable, the collateral’s fair value is used to estimate the financial assets expected credit losses for the current reporting period. This fair value is then reduced by the present value of estimated costs to sell. If it is determined that the asset is collateral-dependent but foreclosure is not probable, an institution can elect to apply the practical expedient to use the collateral’s fair value to estimate the asset’s expected credit loss. The Company is choosing to utilize the practical expedient. When using the practical expedient on a collateral dependent loan where repayment is reliant upon the sale of the collateral, the fair value of that collateral will be adjusted for estimated costs to sell. However, if the repayment is dependent on the operations of the company, the fair market value less estimated cost to sell cannot be used. Thus, the net present value of the cash-flow will be utilized. ​ For non-homogenous loans, the Company utilizes the following internal risk rating scale: 1. Highest Quality (Pass) – loans of the highest quality with no credit risk, including those fully secured by subsidiary bank certificates of deposit and U.S. government securities. 2. Superior Quality (Pass) – loans with very strong credit quality. Borrowers have exceptionally strong earnings, liquidity, capital, cash flow coverage, and management ability. Includes loans secured by high quality marketable securities, certificates of deposit from other institutions, and cash value of life insurance. Also includes loans supported by U.S. government, state, or municipal guarantees. 3. Satisfactory Quality (Pass) – loans with satisfactory credit quality. Established borrowers with satisfactory financial condition, including credit quality, earnings, liquidity, capital and cash flow coverage. Management is capable and experienced. Collateral coverage and guarantor support, if applicable, are more than adequate. Includes loans secured by personal assets and business assets, including equipment, accounts receivable, inventory, and real estate. 4. Fair Quality (Pass) – loans with moderate but still acceptable credit quality. The primary repayment source remains adequate; however, management’s ability to maintain consistent profitability is unproven or uncertain. Borrowers exhibit acceptable leverage and liquidity. May include new businesses with inexperienced management or unproven performance records in relation to peer, or borrowers operating in highly cyclical or declining industries. 5. Early Warning (Pass) – loans where the borrowers have generally performed as agreed, however unfavorable financial trends exist or are anticipated. Earnings may be erratic, with marginal cash flow or declining sales. Borrowers reflect leveraged financial condition and/or marginal liquidity. Management may be new and a track record of performance has yet to be developed. Financial information may be incomplete, and reliance on secondary repayment sources may be increasing. 6. Special Mention – loans where the borrowers exhibit credit weaknesses or unfavorable financial trends requiring close monitoring. Weaknesses and adverse trends are more pronounced than Early Warning loans, and if left uncorrected, may jeopardize repayment according to the contractual terms. Currently, no loss of principal or interest is expected. Borrowers in this category have deteriorated to the point that it would be difficult to refinance with another lender. Special Mention should be assigned to borrowers in turnaround Note 1. Nature of Business and Significant Accounting Policies (continued) 7. Substandard – loans which are inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if applicable. These loans have a well-defined weakness or weaknesses which jeopardize repayment according to the contractual terms. There is distinct loss potential if the weaknesses are not corrected. Includes loans with insufficient cash flow coverage which are collateral dependent, OREO, and repossessed assets. 8. Doubtful – loans which have all the weaknesses inherent in a Substandard loan, with the added characteristic that existing weaknesses make full principal collection, on the basis of current facts, conditions and values, highly doubtful. The possibility of loss is extremely high, but because of pending factors, recognition of a loss is deferred until a more exact status can be determined. All doubtful loans will be placed on non-accrual, with all payments, including principal and interest, applied to principal reduction For term C&I and CRE loans equal to or greater than $1,000,000, the subsidiary banks with an asset size of $1.0 billion or less as of the most recent fiscal year-end require a term loan review within 15 months of the most recent credit review. For the subsidiary banks with an asset size of over $1.0 billion as of the most recent fiscal year-end, a term loan review is required within 15 months of the most recent credit review for term C&I and CRE loans of $2.0 million or more. A credit review encompasses any new debt issuances or renewed debt facilities that are part of the borrower’s credit relationship. The term loan/credit review is completed in enough detail to, at a minimum, validate the risk rating. Additionally, the review shall include an analysis of debt service requirements, covenant compliance, if applicable, and collateral adequacy. The frequency of the review is generally accelerated for loans with poor risk ratings. The Company’s Loan Quality area performs a documentation review of a sampling of C&I and CRE loans, the primary purpose of which is to ensure the credit is properly documented and closed in accordance with approval authorities and conditions. A review is also performed by the Company’s Internal Audit Department of a sampling of C&I and CRE loans for proper documentation, according to an approved schedule. Validation of the risk rating is also part of Internal Audit’s review (performed by Internal Loan Review). Additionally, the Company has contracted an independent outside third party to review a sampling of C&I and CRE loans. Validation of the risk rating is part of this review as well. The Company leases machinery and equipment to C&I customers under direct financing leases. All lease requests are subject to the credit requirements and criteria as set forth in the lending/leasing policy. In all cases, a formal independent credit analysis of the lessee is performed. Direct financing leases are included in the C&I-other segment and allowance is established in the same manner as C&I loans. Generally, the Company’s residential real estate loans conform to the underwriting requirements of Freddie Mac and Fannie Mae to allow the subsidiary banks to resell loans in the secondary market. The subsidiary banks structure most loans that will not conform to those underwriting requirements as adjustable rate mortgages that mature or adjust in one The Company provides many types of installment and other consumer loans including motor vehicle, home improvement, home equity, signature loans and small personal credit lines. The Company’s lending policy addresses specific credit guidelines by consumer loan type. Note 1. Nature of Business and Significant Accounting Policies (continued) For residential real estate loans, and installment and other consumer loans, these large groups of smaller balance homogenous loans follow the same methodology as commercial loans in terms of evaluation of risk characteristics, other than these may not be risk rated due to homogenous nature. TDRs follow the same allowance methodology as described above for all loans. Once a loan is classified as a TDR, it will remain a TDR until the loan is paid off, charged off, moved to OREO or restructured into a new note without a concession. TDR status may also be removed if the TDR was restructured in a prior calendar year, is current, accruing interest and shows sustained performance. Allowance for Credit Losses on Off-Balance Sheet Exposures The Company estimates expected credit losses over the contractual term of the loan for the unfunded portion of the loan commitment that is not unconditionally cancellable by the Company. Management uses an estimated average utilization rate to determine the exposure of default. The allowance on OBS exposures is calculated using probability of default and loss given default using the same segmentation and qualitative factors used for loans and leases. The allowance for OBS exposures is recorded in the Other Liabilities section of the consolidated balance sheet. The Company recorded an ACL on OBS exposures upon adoption of ASU 2016-13. See Note 4. Allowance for Credit Losses on Held to Maturity Debt Securities The Company measures expected credit losses on held to maturity debt securities on a collective basis based on security type. The estimate of expected credit losses considers historical credit information from external sources. The Company’s held to maturity debt securities consist primarily of investment grade obligations of states and political subdivisions. The Company recorded an ACL on HTM debt securities upon adoption of ASU 2016-13. See Note 3. Allowance for Credit Losses on Available for Sale Debt Securities Available for sale debt securities in unrealized loss positions are evaluated for credit related loss at least quarterly. The decline in fair value of an available for sale debt security due to credit loss results in recording an ACL to the extent the fair value is less than the amortized cost basis. Declines in fair value that have not been recorded through an ACL, such as declines due to changes in market interest rates, are recorded through other comprehensive income, net of applicable taxes. Although these evaluations involve significant judgment, an unrealized loss in the fair value of a debt security is generally considered to not be related to credit when the fair value of the security is below the carrying value primarily due to the changes in risk-free interest rates, there has not been significant deterioration in the financial condition of the issues, and the Company does not intend to sell nor does it believe it will be required to sell the security before the recovery of its cost basis. The Company did not record an ACL on AFS debt securities upon adoption of ASU 2016-13. See Note 3.
Credit related financial instruments	Credit related financial instruments
Transfers of financial assets	Transfers of financial assets ​ Note 1. Nature of Business and Significant Accounting Policies (continued) receivables), the transfer must meet the definition of a “participating interest” in order to account for the transfer as a sale. Following are the characteristics of a “participating interest”: ● Pro-rata ownership in an entire financial asset. ● From the date of the transfer, all cash flows received from entire financial assets are divided proportionately among the participating interest holders in an amount equal to their share of ownership. ● The rights of each participating interest holder have the same priority, and no participating interest holder’s interest is subordinated to the interest of another participating interest holder. That is, no participating interest holder is entitled to receive cash before any other participating interest holder under its contractual rights as a participating interest holder. ● No party has the right to pledge or exchange the entire financial asset unless all participating interest holders agree to pledge or exchange the entire financial asset.
Bank owned life insurance	BOLI
Premises and equipment	Premises and equipment
Restricted investment securities	Restricted investment securities
Real estate	OREO
Goodwill	Goodwill
Core deposit intangible	Core deposit intangible Customer list intangible Note 1. Nature of Business and Significant Accounting Policies (continued) (estimated to be fifteen years). With the sale of the Bates Companies in August 2020, the remaining balance of the customer list intangible was written off.
Swap transactions	Swap transactions Additionally, the Company receives an upfront, non-refundable fee from the counterparty, dependent upon the pricing, that is recognized upon receipt from the counterparty. This upfront, non-refundable fee is recorded as noninterest income and classified as swap fee income/capital markets revenue.
Derivatives and hedging activities	Derivatives and hedging activities Derivative instruments represent contracts between parties that result in one party delivering cash to the other party based on a notional amount and an underlying index (such as a rate, security price or price index) as specified in the contract. The amount of cash delivered from one party to the other is determined based on the interaction of the notional amount of the contract with the underlying index. The derivative financial instruments currently used by the Company to manage its exposure to interest rate risk include: (1) interest rate lock commitments provided to customers to fund certain mortgage loans to be sold into the secondary market (although this type of derivative is negligible); (2) interest rate caps to manage the interest rate risk of certain variable rate deposits and short-term fixed rate liabilities; and (3) interest rate swaps on variable rate trust preferred securities and floating rate loans.
Preferred stock	Preferred stock
Stock-based compensation plans	Stock-based compensation plans: As discussed in Note 16 to the Consolidated Financial Statements, during the years ended December 31, 2021, 2020, and 2019, the Company recognized stock-based compensation expense for the grant-date fair value of stock based awards that are expected to vest over the requisite service period of $2.4 million, $2.2 million and $2.5 million, respectively. As required, management made an estimate of expected forfeitures and is recognizing compensation costs only for those equity awards expected to vest. ​ Note 1. Nature of Business and Significant Accounting Policies (continued) The Company uses the Black-Scholes option pricing model to estimate the fair value of stock option grants with the following assumptions for the indicated periods: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 2020 2019 ​ Dividend yield ​ ​ 0.55% ​ ​ 0.60% to 0.81% ​ ​ 0.67% ​ Expected volatility ​ 23.57% ​ ​ 25.49% to 25.70% ​ ​ 28.28% ​ Risk-free interest rate ​ 1.62% ​ ​ 0.79% to 1.31% ​ ​ 2.90% ​ Expected life of option grants ​ 6.25 years ​ ​ 6.25 years ​ ​ 6.25 years ​ Weighted-average grant date fair value ​ $ 10.85 ​ $ 10.07 ​ $ 11.29 ​ ​ The Company also uses the Black-Scholes option pricing model to estimate the fair value of stock purchase grants with the following assumptions for the indicated periods: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 2020 2019 ​ Dividend yield ​ 0.49% to 0.61% ​ ​ 0.55% to 0.81% ​ ​ 0.69% to 0.75% ​ Expected volatility ​ 37.51% to 38.65% ​ ​ 24.59% to 36.38% ​ ​ 20.15% to 21.06% ​ Risk-free interest rate ​ 0% to 0.06% ​ ​ 0.15% to 1.65% ​ ​ 2.02 % to 2.46% ​ Expected life of purchase grants ​ 3 to 6 months ​ ​ 3 to 6 months ​ ​ 3 to 6 months ​ Weighted-average grant date fair value ​ $ 7.67 ​ $ 6.03 ​ $ 4.81 ​ ​ The fair value is amortized on a straight-line basis over the vesting periods of the grants and will be adjusted for subsequent changes in estimated forfeitures. The expected dividend yield assumption is based on the Company’s current expectations about its anticipated dividend policy. Expected volatility is based on historical volatility of the Company’s common stock price. The risk-free interest rate for periods within the contractual life of the option or purchase is based on the U.S. Treasury yield curve in effect at the time of the grant. The expected life of the option and purchase grants is derived using the “simplified” method and represents the period of time that options and purchases are expected to be outstanding. Historical data is used to estimate forfeitures used in the model. Two separate groups of employees (employees subject to broad based grants, and executive employees and directors) are used. As of December 31, 2021, there was $382 thousand of unrecognized compensation cost related to stock options granted, which is expected to be recognized over a weighted average period of 1.98 years. The aggregate intrinsic value is calculated as the difference between the exercise price of the underlying awards and the quoted price of the Company’s common stock for the 367,998 options that were in-the-money at December 31, 2021. The aggregate intrinsic value at December 31, 2021 was $11.6 million on options outstanding and $10.8 million on options exercisable. During the years ended December 31, 2021, 2020 and 2019, the aggregate intrinsic value of options exercised under the Company’s stock-based compensation was $419 thousand, $270 thousand, and $303 thousand, respectively, and determined as of the date of the option exercise. Restricted stock awards granted may not be sold or otherwise transferred until the service periods have lapsed. During the vesting periods, participants have voting rights and receive dividends. Upon termination of employment, common shares upon which the service periods have not lapsed must be returned to the Company. All restricted share awards are classified as equity awards. The grant-date fair value of equity-classified restricted stock awards is amortized as compensation expense on a straight-line basis over the period restrictions lapse. As of December 31, 2021, there was $2.7 million of unrecognized compensation cost related to nonvested restricted stock awards expected to be recognized over a period of 1.7 years.
Income taxes	Income taxes Deferred income taxes are provided under the liability method whereby deferred tax assets are recognized for deductible temporary differences and net operating loss and tax credit carryforwards and deferred tax liabilities are recognized for taxable temporary differences. Temporary differences are the differences between the reported amounts of assets and liabilities and their tax basis. Deferred tax assets are reduced by a valuation allowance when, in the opinion of management, it is more likely than not that some or all of the deferred tax assets will not be realized. Deferred tax assets and liabilities are adjusted for the effects of changes in tax laws and rates on the date of enactment. When tax returns are filed, it is highly certain that some positions taken would be sustained upon examination by the taxing authorities, while others are subject to uncertainty about the merits of the position taken or the amount of the position that would be ultimately sustained. The benefit of a tax position is recognized in the financial statements in the period during which, based on all available evidence, management believes it is more likely than not that the position will be sustained upon examination, including the resolution of appeals or litigation processes, if any. Tax positions taken are not offset or aggregated with other positions. Tax positions that meet the more likely than not recognition threshold are measured as the largest amount of tax benefit that is more than 50 percent likely of being realized upon settlement with the applicable taxing authority. The portion of the Interest and penalties associated with unrecognized tax benefits are classified as additional income taxes in the statements of income.
Trust assets	Trust assets
Revenue Recognition	Revenue Recognition: Trust department and Investment advisory and management fees Deposit service fees Note 1. Nature of Business and Significant Accounting Policies (continued) Correspondent banking fees:
Reclassifications	Reclassifications
Recent accounting developments	Recent accounting developments: In June 2016, the FASB issued ASU 2016-13, Financial Instruments – Credit Losses . Under the standard, assets measured at amortized cost (including loans, leases and HTM securities) will be presented at the net amount expected to be collected. Rather than the “incurred” model previously utilized, the standard requires the use of a forward-looking approach to recognizing all expected credit losses at the beginning of an asset’s life. For public companies, ASU 2016-13 became effective for fiscal years beginning after December 15, 2019, including items periods within those fiscal years. On March 27, 2020, the CARES Act, a stimulus package designed in response to the economic disruption created by COVID-19, was signed into law. The CARES Act includes provisions that, if elected, temporarily delay the required implementation date of ASU 2016-13. Section 4014 of the CARES Act stipulates that no insured depository institution, bank holding company, or affiliate will be required to comply with ASU 2016-13, beginning on the date of the CARES Act’s enactment and continuing until the earlier of: (1) the date on which the national emergency related to the COVID-19 outbreak is terminated or (2) December 31, 2020. On December 27, 2020, the Consolidated Appropriations Act was established, which extended this relief to the earlier of the first day of the Company’s fiscal year after the date of the national emergency terminates or January 1, 2022. Based upon guidance from regulators it was determined the Company could adopt ASU 2016-13 on January 1, 2021, which the Company did on January 1, 2021. Results for reporting periods beginning after December 31, 2020 are presented under ASU 2016-13 while prior period amounts continue to be reported in accordance with previously applicable GAAP, which includes a change in terminology from “Allowance for estimated losses on loans/leases” to “Allowance for credit losses.” The Company adopted the standard using a modified retrospective approach and recorded an after-tax decrease to retained earnings of $937 thousand as of January 1, 2021 due to the adoption of ASU 2016-13. This transition adjustment included an $8.1 million decrease in the allowance related to loans and leases, established an ACL on held to maturity debt securities of $183 thousand and established an ACL on OBS credit exposures of $9.1 million. The Company did not record an ACL on available for sale securities upon adoption of ASU 2016-13. The Company elected to not measure an ACL on accrued interest as such accrued interest is written off in a timely manner when deemed uncollectible. Any such write-off of accrued interest will reverse previously recognized interest income. The Company elected not to include accrued interest within the presentation and disclosures of the carrying amount of financial assets held at amortized cost. This election is applicable to the various disclosures included within the financial statements and notes included on the following pages of this Form 10-K. The Company elected not to utilize the regulatory transition relief issued by federal regulatory authorities in the first quarter of 2020, which allowed banking institutions to delay the impact of CECL on regulatory capital, because the impact on the capital ratios of the Company and its subsidiary banks was not significant. ​ ​ ​ ​ Note 1. Nature of Business and Significant Accounting Policies (continued) The following table illustrated the impact of ASU 2016-13 as of January 1, 2021: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ As Reported ​ Pre- ​ Impact of ​ ​ Under ​ ASU 2016-13 ​ ASU 2016-13 ​ ​ ASU 2016-13 ​ Adoption Adoption ​ ​ (dollars in thousands) Assets: ​ ​ ​ ​ ​ ​ ​ ​ ​ Allowance for credit losses HTM securities ​ $ 183 ​ $ — ​ $ 183 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans*: ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I ​ ​ — ​ ​ 35,421 ​ ​ (35,421) C&I - revolving ​ ​ 2,982 ​ ​ — ​ ​ 2,982 C&I - other ​ ​ 29,130 ​ ​ — ​ ​ 29,130 CRE ​ ​ — ​ ​ 42,161 ​ ​ (42,161) CRE - owner occupied ​ ​ 8,696 ​ ​ — ​ ​ 8,696 CRE - non owner occupied ​ ​ 11,428 ​ ​ — ​ ​ 11,428 Construction & Land Development ​ ​ 11,999 ​ ​ — ​ ​ 11,999 Multi-family ​ ​ 5,836 ​ ​ — ​ ​ 5,836 Direct financing leases ​ ​ — ​ ​ 1,764 ​ ​ (1,764) 1-4 family real estate ​ ​ 5,042 ​ ​ — ​ ​ 5,042 Residential real estate ​ ​ — ​ ​ 3,732 ​ ​ (3,732) Consumer ​ ​ 1,161 ​ ​ 1,298 ​ ​ (137) Allowance for credit losses on loans ​ ​ 76,274 ​ ​ 84,376 ​ ​ (8,102) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Liabilities: ​ ​ ​ ​ ​ ​ ​ ​ ​ Allowance for credit losses on OBS credit exposures ​ ​ 9,117 ​ ​ — ​ ​ 9,117 *Loan segmentation under ASU 2016-13 follows different methodology where that segmentation is collateral driven, causing certain segments to contain commercial and non-commercial borrowers, whereas pre-ASU 2016-13 segments were borrower driven. Further discussion contained in this report regarding the loan and lease portfolio as well as ACL on HTM securities and OBS exposures is only relevant for the year 2021 and forward. Discussion in Note 1 of the Company’s Annual Report on Form 10-K for the year ended December 31, 2020 is still applicable for years prior to 2021.
Pending accounting developments	Pending accounting developments: In March 2020, the FASB issued ASU 2020-4, “ Reference Rate Reform,” Management has assessed the impacts of ASU 2020-4 and the related opportunities and risks involved in the LIBOR transition. Specifically, management has identified all of the financial instruments with LIBOR exposure which includes certain commercial loans, interest rate swaps, interest rate caps, and certain securities. In all cases, management has determined a plan of transition from LIBOR to a different index. The transition will happen prior to the expiration of published LIBOR rates on June 30, 2023. Management expects the transition to have a minimal impact to the Company’s financial statements.
Risks and uncertainties	Risks and uncertainties: On January 30, 2020, the World Health Organization declared the COVID-19 outbreak a “Public Health Emergency of International Concern” and on March 11, 2020, declared it to be a pandemic. Actions taken around the world to help mitigate the spread of COVID-19 include restrictions on travel, quarantines in certain areas, and forced closures for certain types of public places and businesses. COVID-19 and actions taken to mitigate the spread of it have had and are expected to continue to have an adverse impact on the economies and financial markets of many countries, including the geographical area in which the Company operates. On March 27, 2020, the CARES Act was enacted to, among other things, provide emergency assistance for individuals, families and businesses affected by the COVID- Note 1. Nature of Business and Significant Accounting Policies (continued) 19 pandemic. The extent to which COVID-19 will continue to affect business operations, financial condition, credit quality, and results of operations will depend on future developments that cannot be predicted, including the duration and scope of the pandemic. In the past year, the United States economy began to rebound from severe disruptions caused by the onset of the pandemic in March 2020. Economic conditions have begun to normalize with the availability of vaccines and treatments, increasing workforce employment and participation, the lessening of business and education restrictions, and demand for services beginning to return. The financial conditions of households and businesses was bolstered significantly by government stimulus, which contributed to the economic recovery but also brought about growing pains as evidenced by supply chain problems and rising prices. Although current economic conditions are more favorable than the prior year, the outlook for continued growth is characterized by elevated uncertainty with potential for unevenness across markets and sectors. Although household and business credit and liquidity is strong currently, further pandemic-related disruptions could result in increased risk of delinquencies, defaults, foreclosures, and losses on our loans; declines in assets under management, affecting wealth management revenues; negative impacts on regional economic conditions resulting in declines in local loan demand, liquidity of loan guarantors, loan collateral (particularly in real estate), loan originations, and deposit availability; and impacts on the implementation of our growth strategy. While the recovery this past year has been strong, the pace of growth in the United States and globally could decline as a result of rising inflation, the pervasiveness of supply chain challenges across industries, and the persistence of the virus in variant forms. Overall, we believe that the economic impact from COVID-19 will continue for some time and could have a material and adverse impact on our business and result in significant losses in our loan portfolio, all of which would adversely and materially impact our earnings and capital. Even after the COVID-19 pandemic has subsided, we may continue to experience materially adverse impacts to our business as a result of the global economic impact of the COVID-19 pandemic, including the availability of credit, adverse impacts on liquidity, and any recession that has occurred or may occur in the future. There are no comparable recent events that provide guidance as to the effect the spread of COVID-19 as a global pandemic may have, nor are there historical indicators to rely on in terms of how markets will react, and as a result, the ultimate impact of the pandemic is highly uncertain and subject to change. ​

Note 1 - Nature of Business a_3

Note 1 - Nature of Business and Significant Accounting Policies (Tables)	12 Months Ended
	Dec. 31, 2021
Nature of Business and Significant Accounting Policies
Fair value assumptions for stock option grants and stock purchase grants	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 2020 2019 ​ Dividend yield ​ ​ 0.55% ​ ​ 0.60% to 0.81% ​ ​ 0.67% ​ Expected volatility ​ 23.57% ​ ​ 25.49% to 25.70% ​ ​ 28.28% ​ Risk-free interest rate ​ 1.62% ​ ​ 0.79% to 1.31% ​ ​ 2.90% ​ Expected life of option grants ​ 6.25 years ​ ​ 6.25 years ​ ​ 6.25 years ​ Weighted-average grant date fair value ​ $ 10.85 ​ $ 10.07 ​ $ 11.29 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 2020 2019 ​ Dividend yield ​ 0.49% to 0.61% ​ ​ 0.55% to 0.81% ​ ​ 0.69% to 0.75% ​ Expected volatility ​ 37.51% to 38.65% ​ ​ 24.59% to 36.38% ​ ​ 20.15% to 21.06% ​ Risk-free interest rate ​ 0% to 0.06% ​ ​ 0.15% to 1.65% ​ ​ 2.02 % to 2.46% ​ Expected life of purchase grants ​ 3 to 6 months ​ ​ 3 to 6 months ​ ​ 3 to 6 months ​ Weighted-average grant date fair value ​ $ 7.67 ​ $ 6.03 ​ $ 4.81 ​
Schedule of accounting standards update and change in accounting principle	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ As Reported ​ Pre- ​ Impact of ​ ​ Under ​ ASU 2016-13 ​ ASU 2016-13 ​ ​ ASU 2016-13 ​ Adoption Adoption ​ ​ (dollars in thousands) Assets: ​ ​ ​ ​ ​ ​ ​ ​ ​ Allowance for credit losses HTM securities ​ $ 183 ​ $ — ​ $ 183 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans*: ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I ​ ​ — ​ ​ 35,421 ​ ​ (35,421) C&I - revolving ​ ​ 2,982 ​ ​ — ​ ​ 2,982 C&I - other ​ ​ 29,130 ​ ​ — ​ ​ 29,130 CRE ​ ​ — ​ ​ 42,161 ​ ​ (42,161) CRE - owner occupied ​ ​ 8,696 ​ ​ — ​ ​ 8,696 CRE - non owner occupied ​ ​ 11,428 ​ ​ — ​ ​ 11,428 Construction & Land Development ​ ​ 11,999 ​ ​ — ​ ​ 11,999 Multi-family ​ ​ 5,836 ​ ​ — ​ ​ 5,836 Direct financing leases ​ ​ — ​ ​ 1,764 ​ ​ (1,764) 1-4 family real estate ​ ​ 5,042 ​ ​ — ​ ​ 5,042 Residential real estate ​ ​ — ​ ​ 3,732 ​ ​ (3,732) Consumer ​ ​ 1,161 ​ ​ 1,298 ​ ​ (137) Allowance for credit losses on loans ​ ​ 76,274 ​ ​ 84,376 ​ ​ (8,102) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Liabilities: ​ ​ ​ ​ ​ ​ ​ ​ ​ Allowance for credit losses on OBS credit exposures ​ ​ 9,117 ​ ​ — ​ ​ 9,117 *Loan segmentation under ASU 2016-13 follows different methodology where that segmentation is collateral driven, causing certain segments to contain commercial and non-commercial borrowers, whereas pre-ASU 2016-13 segments were borrower driven.

Note 2 - Sales-Mergers-Acquis_2

Note 2 - Sales-Mergers-Acquisitions (Tables)	12 Months Ended
	Dec. 31, 2021
Bates Companies
Notes Tables
Schedule of assets and liabilities sold	​ ​ ​ ​ ​ ​ ​ As of ​ August 12, 2020 ​ ​ (dollars in thousands) ​ ​ ​ ​ ASSETS ​ ​ ​ Cash and due from banks ​ $ 349 Premises and equipment, net ​ ​ 19 Other assets ​ ​ 2,259 Total assets sold ​ $ 2,627 ​ ​ ​ ​ LIABILITIES ​ ​ ​ Other liabilities ​ $ 946 Total liabilities sold ​ $ 946 ​ ​ ​ ​ Net assets sold ​ $ 1,681 ​ ​ ​ ​ ​ ​ ​ ​ Cash consideration ​ $ 195 Forgiveness of earn-out consideration ​ ​ 880 Note receivable consideration ​ ​ 448 Loss on sale of subsidiary ​ $ 158
RB&T Company
Notes Tables
Schedule of assets and liabilities sold	​ ​ ​ ​ ​ ​ As of ​ ​ 11/30/2019 ​ ​ (dollars in thousands) ASSETS ​ ​ ​ Cash and due from banks ​ $ 3,973 Interest-bearing deposits at financial institutions ​ 55,291 Securities held to maturity, at amortized cost ​ ​ 3,243 Securities available for sale, at fair value ​ 21,874 Loans/leases receivable held for investment, net ​ 357,931 Premises and equipment, net ​ 5,612 Restricted investment securities ​ 675 Other real estate owned, net ​ 2,134 Other assets ​ 3,228 Total assets acquired ​ $ 453,961 ​ ​ ​ ​ LIABILITIES ​ Noninterest-bearing deposits ​ $ 69,802 Interest-bearing deposits ​ ​ 331,486 Short-term borrowings ​ 1,158 FHLB advances ​ 15,000 Other liabilities ​ ​ 2,241 Total liabilities assumed ​ $ 419,687 ​ ​ ​ ​ Net assets sold ​ $ 34,274 ​ ​ ​ ​ Cash consideration received ​ $ 46,560 Gain on sale of assets and liabilities ​ $ 12,286

Note 3 - Investment Securities

Note 3 - Investment Securities (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Amortized cost and fair value of investment securities	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Gross ​ Gross ​ ​ ​ ​ ​ ​ Amortized ​ Unrealized ​ Unrealized ​ Fair ​ ​ Cost* Gains (Losses) Value ​ ​ (dollars in thousands) December 31, 2021: ​ ​ ​ ​ Securities HTM: ​ ​ ​ ​ Municipal securities ​ $ 471,533 ​ $ 49,715 ​ $ — ​ $ 521,248 ​ Other securities ​ 1,050 ​ — ​ (1) ​ 1,049 ​ ​ ​ $ 472,583 ​ $ 49,715 ​ $ (1) ​ $ 522,297 ​ ​ ​ ​ ​ ​ ​ Securities AFS: ​ ​ ​ ​ ​ U.S. treasuries and govt. sponsored agency securities ​ $ 23,370 ​ $ 254 ​ $ (296) ​ $ 23,328 ​ Residential mortgage-backed and related securities ​ 92,431 ​ 2,672 ​ (780) ​ 94,323 ​ Municipal securities ​ 163,253 ​ 5,228 ​ (215) ​ 168,266 ​ Asset-backed securities ​ ​ 26,372 ​ ​ 752 ​ ​ — ​ ​ 27,124 ​ Other securities ​ 24,568 ​ 251 ​ (30) ​ 24,789 ​ ​ ​ $ 329,994 ​ $ 9,157 ​ $ (1,321) ​ $ 337,830 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ * HTM securities shown on the balance sheet of $472.4 million represent amortized cost of $472.6 million, net of allowance for credit losses of $198 thousand as of December 31, 2021. ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Gross ​ Gross ​ ​ ​ ​ Amortized ​ Unrealized ​ Unrealized ​ Fair ​ Cost Gains (Losses) ​ Value ​ ​ (dollars in thousands) December 31, 2020: ​ ​ ​ ​ ​ ​ Securities HTM: ​ ​ ​ ​ ​ ​ Municipal securities ​ $ 475,115 ​ $ 45,360 ​ $ (248) ​ $ 520,227 Other securities ​ 1,050 ​ — ​ — ​ 1,050 ​ ​ $ 476,165 ​ $ 45,360 ​ $ (248) ​ $ 521,277 ​ ​ ​ ​ ​ Securities AFS: ​ ​ ​ ​ U.S. govt. sponsored agency securities ​ $ 14,936 ​ $ 447 ​ $ (47) ​ $ 15,336 Residential mortgage-backed and related securities ​ 127,670 ​ 5,510 ​ (338) ​ 132,842 Municipal securities ​ 147,241 ​ 5,215 ​ (48) ​ 152,408 Asset-backed securities ​ ​ 39,663 ​ ​ 1,111 ​ ​ (91) ​ ​ 40,683 Other securities ​ 20,550 ​ 147 ​ — ​ 20,697 ​ ​ $ 350,060 ​ $ 12,430 ​ $ (524) ​ $ 361,966 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
Securities have been in a continuous unrealized loss position	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Less than 12 Months ​ 12 Months or More ​ Total ​ ​ ​ ​ Gross ​ ​ ​ Gross ​ ​ ​ Gross ​ ​ Fair ​ Unrealized ​ Fair ​ Unrealized ​ Fair ​ Unrealized ​ Value Losses Value Losses Value Losses ​ ​ (dollars in thousands) December 31, 2021: ​ ​ ​ ​ ​ ​ Securities HTM: ​ ​ ​ ​ ​ ​ Other securities ​ $ 1,049 ​ $ (1) ​ $ — ​ $ — ​ $ 1,049 ​ $ (1) ​ ​ ​ ​ ​ ​ ​ ​ Securities AFS: ​ ​ ​ ​ ​ ​ ​ U.S. treasuries and govt. sponsored agency securities ​ $ 9,802 ​ $ (156) ​ $ 3,035 ​ $ (140) ​ $ 12,837 ​ $ (296) Residential mortgage-backed and related securities ​ 5,363 ​ (67) ​ 19,406 ​ (713) ​ 24,769 ​ (780) Municipal securities ​ 13,287 ​ (211) ​ 1,001 ​ (4) ​ 14,288 ​ (215) Other securities ​ 4,528 ​ (30) ​ — ​ — ​ 4,528 ​ (30) ​ ​ $ 32,980 ​ $ (464) ​ $ 23,442 ​ $ (857) ​ $ 56,422 ​ $ (1,321) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Less than 12 Months ​ 12 Months or More ​ Total ​ ​ ​ ​ Gross ​ ​ ​ Gross ​ ​ ​ Gross ​ ​ Fair ​ Unrealized ​ Fair ​ Unrealized ​ Fair ​ Unrealized ​ Value Losses Value Losses Value Losses ​ ​ (dollars in thousands) December 31, 2020: ​ ​ ​ ​ ​ ​ Securities HTM: ​ ​ ​ ​ ​ ​ Municipal securities ​ $ 8,407 ​ $ (248) ​ $ — ​ $ — ​ $ 8,407 ​ $ (248) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Securities AFS: ​ ​ ​ ​ ​ ​ U.S. govt. sponsored agency securities ​ $ 3,199 ​ $ (47) ​ $ — ​ $ — ​ $ 3,199 ​ $ (47) Residential mortgage-backed and related securities ​ 37,549 ​ (338) ​ — ​ — ​ 37,549 ​ (338) Municipal securities ​ 10,110 ​ (48) ​ — ​ — ​ 10,110 ​ (48) Asset-backed securities ​ ​ 6,884 ​ ​ (52) ​ ​ 9,945 ​ ​ (39) ​ ​ 16,829 ​ ​ (91) ​ ​ $ 57,742 ​ $ (485) ​ $ 9,945 ​ $ (39) ​ $ 67,687 ​ $ (524)
Activity in allowance for credit losses	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year Ended December 31, 2021 ​ ​ ​ Municipal ​ Other ​ ​ ​ ​ securities securities Total ​ ​ (dollars in thousands) Allowance for credit losses: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Beginning balance ​ ​ $ — ​ $ — ​ $ — Impact of adopting ASU 2016-13 ​ ​ ​ 182 ​ ​ 1 ​ ​ 183 Provision for credit loss expense ​ ​ ​ 16 ​ ​ (1) ​ ​ 15 Balance, ending ​ ​ $ 198 ​ $ — ​ $ 198
Realized gain (loss) on investments	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 2020 2019 ​ ​ ​ ​ ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Proceeds from sales of securities ​ ​ ​ ​ ​ $ 23,874 ​ $ 38,562 ​ $ 30,055 Gross gains from sales of securities ​ ​ ​ ​ ​ — ​ 2,553 ​ 176 Gross losses from sales of securities ​ ​ ​ ​ ​ (88) ​ (69) ​ (206)
Investments classified by maturity date	​ ​ ​ ​ ​ ​ ​ ​ ​ Amortized Cost Fair Value ​ ​ (dollars in thousands) Securities HTM: ​ ​ Due in one year or less ​ $ 2,636 ​ $ 2,651 Due after one year through five years ​ 23,246 ​ 23,800 Due after five years ​ 446,701 ​ 495,846 ​ ​ $ 472,583 ​ $ 522,297 Securities AFS: ​ ​ Due in one year or less ​ $ 5,873 ​ $ 5,943 Due after one year through five years ​ 5,600 ​ 5,764 Due after five years ​ 199,718 ​ 204,676 ​ ​ ​ 211,191 ​ ​ 216,383 Residential mortgage-backed and related securities ​ ​ 92,431 ​ ​ 94,323 Asset-backed securities ​ 26,372 ​ 27,124 ​ ​ $ 329,994 ​ $ 337,830 ​ ​ ​ ​ ​ ​ ​
Schedule of investment in callable securities	​ ​ ​ ​ ​ ​ ​ ​ ​ Amortized Cost Fair Value ​ ​ (dollars in thousands) Securities HTM: ​ ​ Municipal securities ​ $ 278,699 ​ $ 289,939 ​ ​ ​ Securities AFS: ​ ​ Municipal securities ​ ​ 158,262 ​ ​ 163,070 Other securities ​ 24,568 ​ 24,789 ​ ​ $ 182,830 ​ $ 187,859 ​ ​ ​ ​ ​ ​ ​

Note 4 - Loans Leases Receiva_2

Note 4 - Loans Leases Receivable (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Composition of the loan/lease portfolio	​ ​ ​ ​ ​ ​ December 31, 2021 ​ ​ (dollars in thousands) ​ ​ ​ ​ C&I: ​ ​ ​ C&I - revolving ​ $ 248,483 C&I - other * ​ ​ 1,346,602 ​ ​ ​ 1,595,085 ​ ​ CRE - owner occupied ​ 421,701 CRE - non-owner occupied ​ 646,500 Construction and land development ​ 918,571 Multi-family ​ ​ 600,412 Direct financing leases** ​ 45,191 1-4 family real estate*** ​ ​ 377,361 Consumer ​ 75,311 ​ ​ 4,680,132 Allowance for credit losses ​ (78,721) ​ ​ $ 4,601,411 ** Direct financing leases: ​ Net minimum lease payments to be received ​ $ 49,362 Estimated unguaranteed residual values of leased assets ​ 165 Unearned lease/residual income ​ (4,336) ​ ​ 45,191 Plus deferred lease origination costs, net of fees ​ 568 ​ ​ 45,759 Less allowance for credit losses ​ (1,546) ​ ​ $ 44,213 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2020 ​ ​ (dollars in thousands) ​ ​ ​ ​ C&I loans* ​ $ 1,726,723 CRE loans ​ Owner-occupied CRE ​ 496,471 Commercial construction, land development, and other land ​ 541,455 Other non owner-occupied CRE ​ 1,069,703 ​ ​ 2,107,629 ​ ​ ​ ​ Direct financing leases ** ​ 66,016 Residential real estate loans *** ​ 252,121 Installment and other consumer loans ​ 91,302 ​ ​ 4,243,791 Plus deferred loan/lease origination costs, net of fees ​ 7,338 ​ ​ 4,251,129 Less allowance ​ (84,376) ​ ​ $ 4,166,753 ** Direct financing leases: ​ Net minimum lease payments to be received ​ $ 72,940 Estimated unguaranteed residual values of leased assets ​ 239 Unearned lease/residual income ​ (7,163) ​ ​ 66,016 Plus deferred lease origination costs, net of fees ​ 1,072 ​ ​ 67,088 Less allowance ​ (1,764) ​ ​ $ 65,324 ​ * Includes equipment financing agreements outstanding at m2, totaling $225.1 million and $171.5 million as of December 31, 2021 and 2020, respectively and PPP loans totaling $28.2 million and $273.1 million as of December 31, 2021 and December 31, 2020, respectively. ​ ** Management performs an evaluation of the estimated unguaranteed residual values of leased assets on an annual basis, at a minimum. The evaluation consists of discussions with reputable and current vendors and management’s expertise and understanding of the current states of particular industries to determine informal valuations of the equipment. As necessary and where available, management will utilize valuations by independent appraisers. The majority of leases with residual values contain a lease options rider which requires the lessee to pay the residual Note 4. Loans/Leases Receivable (continued) value directly, finance the payment of the residual value, or extend the lease term to pay the residual value. In these cases, the residual value is protected and the risk of loss is minimal. ***Includes residential real estate loans held for sale totaling $3.8 million as of December 31, 2021 and 2020.
Changes in accretable yield for acquired loans	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ For the year ended December 31, 2021 ​ ​ PCI Performing ​ ​ ​ ​ Loans ​ Loans ​ Total ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance at the beginning of the period ​ $ — ​ $ (3,139) ​ $ (3,139) Accretion recognized ​ — ​ 1,606 ​ 1,606 Balance at the end of the period ​ $ — ​ $ (1,533) ​ $ (1,533) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ For the year ended December 31, 2020 ​ ​ PCI Performing ​ ​ ​ ​ Loans ​ Loans ​ Total ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance at the beginning of the period ​ $ (57) ​ $ (6,378) ​ $ (6,435) Reclassification of nonaccretable discount to accretable ​ ​ (530) ​ ​ — ​ ​ (530) Reclassification of nonaccretable discount to allowance ​ ​ — ​ ​ 353 ​ ​ 353 Accretion recognized ​ 587 ​ 2,886 ​ 3,473 Balance at the end of the period ​ $ — ​ $ (3,139) ​ $ (3,139) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ For the year ended December 31, 2019 ​ ​ PCI Performing ​ ​ ​ ​ Loans ​ Loans ​ Total ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance at the beginning of the period ​ $ (667) ​ $ (10,127) ​ $ (10,794) Reclassification of nonaccretable discount to accretable ​ ​ (275) ​ ​ — ​ ​ (275) Accretion recognized ​ 885 ​ 3,749 ​ 4,634 Balance at the end of the period ​ $ (57) ​ $ (6,378) ​ $ (6,435) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
Aging of the loan/lease portfolio by classes of loans/leases	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 ​ ​ ​ ​ ​ ​ ​ ​ Accruing Past ​ ​ ​ ​ ​ ​ ​ ​ 30-59 Days ​ 60-89 Days ​ Due 90 Days or ​ Nonaccrual ​ ​ Classes of Loans/Leases Current Past Due Past Due More Loans/Leases Total ​ ​ (dollars in thousands) ​ C&I: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - revolving ​ $ 248,483 ​ $ — ​ $ — ​ $ — ​ $ — $ ​ 248,483 ​ C&I - other ​ ​ 1,337,034 ​ ​ 859 ​ ​ 7,308 ​ ​ 1 ​ ​ 1,400 ​ ​ 1,346,602 ​ CRE - owner occupied ​ 421,701 ​ — ​ — ​ — ​ — ​ 421,701 ​ CRE - non-owner occupied ​ 646,500 ​ — ​ — ​ — ​ — ​ 646,500 ​ Construction and land development ​ ​ 918,498 ​ ​ — ​ ​ — ​ ​ — ​ ​ 73 ​ ​ 918,571 ​ Multi-family ​ 600,412 ​ — ​ — ​ — ​ — ​ 600,412 ​ Direct financing leases ​ 44,174 ​ 10 ​ 160 ​ — ​ 847 ​ 45,191 ​ 1-4 family real estate ​ 374,912 ​ 1,325 ​ 716 ​ — ​ 408 ​ 377,361 ​ Consumer ​ 75,272 ​ 8 ​ — ​ — ​ 31 ​ 75,311 ​ ​ ​ $ 4,666,986 ​ $ 2,202 ​ $ 8,184 ​ $ 1 ​ $ 2,759 ​ $ 4,680,132 ​ ​ ​ ​ ​ ​ ​ ​ ​ As a percentage of total loan/lease portfolio ​ 99.72 % 0.05 % 0.17 % 0.00 % 0.06 % 100.00 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2020 ​ ​ ​ ​ ​ ​ ​ ​ Accruing Past ​ ​ ​ ​ ​ ​ ​ ​ 30-59 Days ​ 60-89 Days ​ Due 90 Days or ​ Nonaccrual ​ ​ Classes of Loans/Leases Current Past Due Past Due More Loans/Leases Total ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I ​ $ 1,720,058 ​ $ 1,535 ​ $ 323 ​ $ — ​ $ 4,807 ​ $ 1,726,723 ​ CRE ​ ​ ​ ​ ​ ​ ​ ​ Owner-occupied CRE ​ 496,459 ​ — ​ — ​ — ​ 12 ​ 496,471 ​ Commercial construction, land development, and other land ​ 541,455 ​ — ​ — ​ — ​ — ​ 541,455 ​ Other non-owner occupied CRE ​ 1,062,215 ​ — ​ — ​ — ​ 7,488 ​ 1,069,703 ​ Direct financing leases ​ 64,918 ​ 501 ​ 191 ​ — ​ 406 ​ 66,016 ​ Residential real estate ​ 249,364 ​ 1,512 ​ 223 ​ — ​ 1,022 ​ 252,121 ​ Installment and other consumer ​ 91,047 ​ 43 ​ 4 ​ 3 ​ 205 ​ 91,302 ​ ​ ​ $ 4,225,516 ​ $ 3,591 ​ $ 741 ​ $ 3 ​ $ 13,940 ​ $ 4,243,791 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ As a percentage of total loan/lease portfolio ​ 99.57 % 0.08 % 0.02 % 0.00 % 0.33 % 100.00 %
NPLs by classes of loans/leases	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 ​ ​ ​ Accruing Past ​ Nonaccrual ​ Nonaccrual ​ ​ ​ ​ ​ ​ ​ ​ Due 90 Days or ​ Loans/Leases ​ Loans/Leases ​ ​ ​ ​ Percentage of ​ Classes of Loans/Leases More with an ACL without an ACL Total NPLs Total NPLs ​ (dollars in thousands) ​ C&I: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - revolving ​ $ — ​ $ — ​ $ — ​ $ — - % C&I - other ​ ​ 1 ​ ​ 1,130 ​ ​ 270 ​ ​ 1,401 ​ 50.77 ​ CRE - owner occupied ​ — ​ — ​ — ​ — - ​ CRE - non-owner occupied ​ — ​ — ​ — ​ — - ​ Construction and land development ​ ​ — ​ ​ 73 ​ ​ — ​ ​ 73 ​ 2.64 ​ Multi-family ​ — ​ — ​ — ​ — - ​ Direct financing leases ​ — ​ 115 ​ 732 ​ 847 30.69 ​ 1-4 family real estate ​ — ​ 408 ​ — ​ 408 14.78 ​ Consumer ​ — ​ 31 ​ — ​ 31 1.12 ​ ​ ​ $ 1 ​ $ 1,757 ​ $ 1,002 ​ $ 2,760 100.00 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ The Company did not recognize any interest income on nonaccrual loans during the year ended December 31, 2021. ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2020 ​ ​ Accruing Past ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Due 90 Days or ​ Nonaccrual ​ ​ ​ ​ ​ Percentage of Classes of Loans/Leases More Loans/Leases * Accruing TDRs Total NPLs Total NPLs ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I ​ $ — ​ $ 4,807 ​ $ 606 ​ $ 5,413 36.87 % CRE ​ ​ ​ ​ ​ Owner-occupied CRE ​ — ​ 12 ​ — ​ 12 0.08 % Commercial construction, land development, and other land ​ — ​ — ​ — ​ — - % Other non-owner occupied CRE ​ — ​ 7,488 ​ — ​ 7,488 50.99 % Direct financing leases ​ — ​ 406 ​ 135 ​ 541 3.68 % Residential real estate ​ — ​ 1,022 ​ — ​ 1,022 6.96 % Installment and other consumer ​ 3 ​ 205 ​ — ​ 208 1.42 % ​ ​ $ 3 ​ $ 13,940 ​ $ 741 ​ $ 14,684 ​ 100.00 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ * At December 31, 2020, accruing past due 90 days or more included $984 thousand of TDRs, including $836 thousand in CRE loans, $100 thousand in direct financing leases, and
Allowance for credit losses on financing receivables	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year Ended December 31, 2021 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ CRE ​ CRE ​ Construction ​ ​ ​ ​ Direct ​ Residential ​ 1-4 ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - ​ C&I - ​ ​ ​ ​ Owner ​ Non-Owner ​ and Land ​ Multi- ​ Financing ​ Real ​ Family ​ ​ ​ ​ ​ ​ ​ C&I ​ Revolving ​ Other* CRE ​ Occupied ​ Occupied ​ Development ​ Family Leases Estate ​ Real Estate Consumer ​ Total ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance, beginning ​ $ 35,421 ​ $ — ​ $ — ​ $ 42,161 ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 1,764 ​ $ 3,732 ​ $ — ​ $ 1,298 ​ $ 84,376 Adoption of ASU 2016-13 ​ ​ (35,421) ​ ​ 2,982 ​ ​ 29,130 ​ ​ (42,161) ​ ​ 8,696 ​ ​ 11,428 ​ ​ 11,999 ​ ​ 5,836 ​ ​ (1,764) ​ ​ (3,732) ​ ​ 5,042 ​ ​ (137) ​ ​ (8,102) Provision ​ — ​ 925 ​ (1,451) ​ — ​ (198) ​ (1,088) ​ 4,973 ​ 3,653 ​ — ​ — ​ (603) ​ (509) ​ 5,702 Charge-offs ​ — ​ — ​ (2,287) ​ — ​ — ​ (1,876) ​ — ​ (150) ​ — ​ — ​ (179) ​ (46) ​ (4,538) Recoveries ​ — ​ — ​ 590 ​ — ​ 3 ​ 85 ​ — ​ — ​ — ​ — ​ 281 ​ 324 ​ 1,283 Balance, ending ​ $ — ​ $ 3,907 ​ $ 25,982 ​ $ — ​ $ 8,501 ​ $ 8,549 ​ $ 16,972 ​ $ 9,339 ​ $ — ​ $ — ​ $ 4,541 ​ $ 930 ​ $ 78,721 ​ *Included within the C&I-other column are ACL on leases with a beginning balance of $1.78 million, adoption impact of $685 thousand, negative provision of negative $703 thousand, charge-offs of $458 thousand and recoveries of $258 thousand. ACL on leases was ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year Ended December 31, 2020 ​ ​ ​ ​ ​ ​ Direct Financing ​ Residential Real ​ Installment and ​ ​ ​ C&I CRE Leases Estate Other Consumer Total ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance, beginning ​ $ 16,072 ​ $ 15,379 ​ $ 1,464 ​ $ 1,948 ​ $ 1,138 ​ $ 36,001 Provision ​ 22,899 ​ 28,671 ​ 2,148 ​ 1,755 ​ 231 ​ 55,704 Charge-offs ​ (4,199) ​ (2,071) ​ (1,993) ​ — ​ (120) ​ (8,383) Recoveries ​ 649 ​ 182 ​ 145 ​ 29 ​ 49 ​ 1,054 Balance, ending ​ $ 35,421 ​ $ 42,161 ​ $ 1,764 ​ $ 3,732 ​ $ 1,298 ​ $ 84,376 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year Ended December 31, 2019 ​ ​ ​ ​ ​ Direct Financing Residential Real Installment and ​ ​ ​ ​ C&I ​ CRE ​ Leases ​ Estate ​ Other Consumer ​ Total ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance, beginning ​ $ 16,420 ​ $ 17,719 ​ $ 1,792 ​ $ 2,557 ​ $ 1,359 ​ $ 39,847 Reclassification of allowance related to held for sale assets ​ ​ (2,814) ​ ​ (2,392) ​ ​ — ​ ​ (628) ​ ​ (288) ​ ​ (6,122) Provision ​ 3,666 ​ 1,566 ​ 1,129 ​ 163 ​ 114 ​ 6,638 Loans/leases charged off ​ (1,476) ​ (1,722) ​ (1,647) ​ (191) ​ (98) ​ (5,134) Recoveries on loans/leases previously charged off ​ 276 ​ 208 ​ 190 ​ 47 ​ 51 ​ 772 Balance, ending ​ $ 16,072 ​ $ 15,379 ​ $ 1,464 ​ $ 1,948 ​ $ 1,138 ​ $ 36,001 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ *Excludes provision related to loans included in assets held for sale during the year of $428 thousand for the year ending December 31, 2019. ​ The composition of the ACL loans/leases by portfolio segment based on evaluation method are as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 ​ ​ ​ Amortized Cost of Loans Receivable ​ Allowance for Credit Losses ​ ​ ​ Individually ​ Collectively ​ ​ ​ ​ Individually ​ Collectively ​ ​ ​ ​ ​ ​ Evaluated for ​ Evaluated for ​ ​ ​ ​ Evaluated for ​ Evaluated for ​ ​ ​ ​ ​ Credit Losses Credit Losses ​ Total ​ Credit Losses Credit Losses ​ Total ​ ​ ​ (dollars in thousands) C&I : ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - revolving ​ $ 2,638 ​ $ 245,845 ​ $ 248,483 ​ $ 168 ​ $ 3,739 ​ $ 3,907 ​ C&I - other* ​ 13,456 ​ 1,378,337 ​ 1,391,793 ​ 743 ​ 25,239 ​ 25,982 ​ ​ ​ 16,094 ​ 1,624,182 ​ 1,640,276 ​ 911 ​ 28,978 ​ 29,889 ​ CRE - owner occupied ​ 3,841 ​ 417,860 ​ 421,701 ​ 1,264 ​ 7,237 ​ 8,501 ​ CRE - non-owner occupied ​ 25,006 ​ 621,494 ​ 646,500 ​ — ​ 8,549 ​ 8,549 ​ Construction and land development ​ 10,436 ​ 908,135 ​ 918,571 ​ 11 ​ 16,961 ​ 16,972 ​ Multi-family ​ ​ — ​ ​ 600,412 ​ ​ 600,412 ​ ​ — ​ ​ 9,339 ​ ​ 9,339 ​ 1-4 family real estate ​ 2,950 ​ 374,411 ​ 377,361 ​ 329 ​ 4,212 ​ 4,541 ​ Consumer ​ 350 ​ 74,961 ​ 75,311 ​ 39 ​ 891 ​ 930 ​ ​ ​ $ 58,677 ​ $ 4,621,455 ​ $ 4,680,132 ​ $ 2,554 ​ $ 76,167 ​ $ 78,721 ​ ​ ​ *Included within the C&I – other category are leases individually evaluated of $847 thousand with a related allowance for credit losses of $35 thousand and leases collectively evaluated of $44.4 million with a related allowance for credit losses of $1.5 million. ​ Note 4. Loans/Leases Receivable (continued) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2020 ​ ​ ​ ​ ​ ​ Direct Financing ​ Residential Real ​ Installment and ​ ​ ​ C&I CRE Leases Estate Other Consumer Total ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Allowance for impaired loans/leases ​ $ 650 ​ $ 1,938 ​ $ — ​ $ 20 ​ $ 72 ​ $ 2,680 ​ Allowance for nonimpaired loans/leases ​ 34,771 ​ 40,223 ​ 1,764 ​ 3,712 ​ 1,226 ​ 81,696 ​ ​ ​ $ 35,421 ​ $ 42,161 ​ $ 1,764 ​ $ 3,732 ​ $ 1,298 ​ $ 84,376 ​ ​ ​ ​ ​ ​ ​ ​ ​ Impaired loans/leases ​ $ 5,381 ​ $ 7,487 ​ $ 578 ​ $ 977 ​ $ 205 ​ $ 14,628 ​ Nonimpaired loans/leases ​ 1,721,342 ​ 2,100,142 ​ 65,438 ​ 251,144 ​ 91,097 ​ 4,229,163 ​ ​ ​ $ 1,726,723 ​ $ 2,107,629 ​ $ 66,016 ​ $ 252,121 ​ $ 91,302 ​ $ 4,243,791 ​ ​ ​ ​ ​ ​ ​ ​ ​ Allowance as a percentage of impaired loans/leases ​ 12.08 % 25.88 % — % 2.05 % 35.12 % 18.32 % Allowance as a percentage of nonimpaired loans/leases ​ 2.02 % 1.92 % 2.70 % 1.48 % 1.35 % 1.93 % Total allowance as a percentage of total loans/leases ​ 2.05 % 2.00 % 2.67 % 1.48 % 1.42 % 1.99 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
Impaired financing receivables	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2020 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Interest Income ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Average ​ ​ ​ ​ Recognized for ​ ​ Recorded ​ Unpaid Principal ​ Related ​ Recorded ​ Interest Income ​ Cash Payments Classes of Loans/Leases Investment Balance Allowance Investment Recognized Received ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ Impaired Loans/Leases with No Specific Allowance Recorded: ​ ​ ​ ​ ​ ​ C&I ​ $ 1,361 ​ $ 1,441 ​ $ — ​ $ 1,002 ​ $ 33 ​ $ 33 CRE ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Owner-occupied CRE ​ — ​ — ​ — ​ — ​ — ​ — Commercial construction, land development, and other land ​ — ​ — ​ — ​ — ​ — ​ — Other non-owner occupied CRE ​ 1,133 ​ 1,933 ​ — ​ 494 ​ 29 ​ 29 Direct financing leases ​ 578 ​ 578 ​ — ​ 483 ​ 17 ​ 17 Residential real estate ​ 719 ​ 719 ​ — ​ 476 ​ — ​ — Installment and other consumer ​ 133 ​ 133 ​ — ​ 121 ​ — ​ — ​ ​ $ 3,924 ​ $ 4,804 ​ $ — ​ $ 2,576 ​ $ 79 ​ $ 79 ​ ​ ​ ​ ​ ​ ​ Impaired Loans/Leases with Specific Allowance Recorded: ​ ​ ​ ​ ​ ​ ​ C&I ​ $ 4,020 ​ $ 4,020 ​ $ 650 ​ $ 1,555 ​ $ — ​ $ — CRE ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Owner-occupied CRE ​ — ​ — ​ — ​ — ​ — ​ — Commercial construction, land development, and other land ​ — ​ — ​ — ​ — ​ — ​ — Other non-owner occupied CRE ​ 6,354 ​ 6,354 ​ 1,938 ​ 5,726 ​ — ​ — Direct financing leases ​ — ​ — ​ — ​ — ​ — ​ — Residential real estate ​ 258 ​ 258 ​ 20 ​ 227 ​ — ​ — Installment and other consumer ​ 72 ​ 72 ​ 72 ​ 70 ​ — ​ — ​ ​ $ 10,704 ​ $ 10,704 ​ $ 2,680 ​ $ 7,578 ​ $ — ​ $ — ​ ​ ​ ​ ​ ​ ​ Total Impaired Loans/Leases: ​ ​ ​ ​ ​ ​ C&I ​ $ 5,381 ​ $ 5,461 ​ $ 650 ​ $ 2,557 ​ $ 33 ​ $ 33 CRE ​ ​ ​ ​ ​ ​ Owner-occupied CRE ​ — ​ — ​ — ​ — ​ — ​ — Commercial construction, land development, and other land ​ — ​ — ​ — ​ — ​ — ​ — Other non-owner occupied CRE ​ 7,487 ​ 8,287 ​ 1,938 ​ 6,220 ​ 29 ​ 29 Direct financing leases ​ 578 ​ 578 ​ — ​ 483 ​ 17 ​ 17 Residential real estate ​ 977 ​ 977 ​ 20 ​ 703 ​ — ​ — Installment and other consumer ​ 205 ​ 205 ​ 72 ​ 191 ​ — ​ — ​ ​ $ 14,628 ​ $ 15,508 ​ $ 2,680 ​ $ 10,154 ​ $ 79 ​ $ 79 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Note 4. Loans/Leases Receivable (continued) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2019 ​ ​ ​ ​ ​ ​ ​ ​ ​ Interest Income ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Average ​ ​ ​ Recognized for ​ ​ Recorded ​ Unpaid Principal ​ Related ​ Recorded ​ Interest Income ​ Cash Payments Classes of Loans/Leases ​ Investment ​ Balance ​ Allowance ​ Investment ​ Recognized ​ Received ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ Impaired Loans/Leases with No Specific Allowance Recorded: ​ ​ ​ ​ ​ ​ C&I ​ $ 1,607 ​ $ 1,647 ​ $ — ​ $ 970 ​ $ 27 ​ $ 27 CRE ​ ​ ​ ​ ​ ​ ​ Owner-Occupied CRE ​ 34 ​ 50 ​ — ​ 24 ​ — ​ — Commercial Construction, Land Development, and Other Land ​ — ​ — ​ — ​ — ​ — ​ — Other Non Owner-Occupied CRE ​ 684 ​ 686 ​ — ​ 738 ​ 29 ​ 29 Direct Financing Leases ​ 1,642 ​ 1,642 ​ — ​ 1,322 ​ 30 ​ 30 Residential Real Estate ​ 469 ​ 614 ​ — ​ 481 ​ — ​ — Installment and Other Consumer ​ 476 ​ 476 ​ — ​ 474 ​ — ​ — ​ ​ $ 4,912 ​ $ 5,115 ​ $ — ​ $ 4,009 ​ $ 86 ​ $ 86 ​ ​ ​ ​ ​ ​ ​ Impaired Loans/Leases with Specific Allowance Recorded: ​ ​ ​ ​ ​ ​ C&I ​ $ 239 ​ $ 239 ​ $ 170 ​ $ 124 ​ $ — ​ $ — CRE ​ ​ ​ ​ ​ ​ ​ Owner-Occupied CRE ​ — ​ — ​ — ​ — ​ — ​ — Commercial Construction, Land Development, and Other Land ​ — ​ — ​ — ​ — ​ — ​ — Other Non Owner-Occupied CRE ​ 2,867 ​ 2,867 ​ 125 ​ 1,958 ​ — ​ — Direct Financing Leases ​ 383 ​ 383 ​ 270 ​ 196 ​ 2 ​ 2 Residential Real Estate ​ 180 ​ 180 ​ 15 ​ 72 ​ — ​ — Installment and Other Consumer ​ 80 ​ 80 ​ 80 ​ 62 ​ — ​ — ​ ​ $ 3,749 ​ $ 3,749 ​ $ 660 ​ $ 2,412 ​ $ 2 ​ $ 2 ​ ​ ​ ​ ​ ​ ​ Total Impaired Loans/Leases: ​ ​ ​ ​ ​ ​ C&I ​ $ 1,846 ​ $ 1,886 ​ $ 170 ​ $ 1,094 ​ $ 27 ​ $ 27 CRE ​ ​ ​ ​ ​ ​ Owner-Occupied CRE ​ 34 ​ 50 ​ — ​ 24 ​ — ​ — Commercial Construction, Land Development, and Other Land ​ — ​ — ​ — ​ — ​ — ​ — Other Non Owner-Occupied CRE ​ 3,551 ​ 3,553 ​ 125 ​ 2,696 ​ 29 ​ 29 Direct Financing Leases ​ 2,025 ​ 2,025 ​ 270 ​ 1,518 ​ 32 ​ 32 Residential Real Estate ​ 649 ​ 794 ​ 15 ​ 553 ​ — ​ — Installment and Other Consumer ​ 556 ​ 556 ​ 80 ​ 536 ​ — ​ — ​ ​ $ 8,661 ​ $ 8,864 ​ $ 660 ​ $ 6,421 ​ $ 88 ​ $ 88 ​ *Impaired loans/leases prior to adoption of ASU 2016-13 and those individually evaluated under ASU 2016-13 for which no allowance has been provided have adequate collateral, based on management’s current estimates.
Schedule of loans receivable by collateral type	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 ​ ​ ​ ​ ​ ​ Non ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial ​ Owner-Occupied ​ Owner Occupied ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Assets Real Estate ​ Real Estate ​ Securities ​ Equipment ​ Other ​ Total ​ ​ ​ (dollars in thousands) C & I: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - revolving ​ $ 2,518 ​ $ — ​ $ — ​ $ — ​ $ 120 ​ $ — ​ $ 2,638 ​ C&I - other* ​ 683 ​ — ​ 2,471 ​ 134 ​ 9,877 ​ 291 ​ 13,456 ​ ​ ​ 3,201 ​ — ​ 2,471 ​ 134 ​ 9,997 ​ 291 ​ 16,094 ​ CRE - owner occupied ​ — ​ — ​ 3,841 ​ — ​ — ​ — ​ 3,841 ​ CRE - non-owner occupied ​ — ​ 25,006 ​ — ​ — ​ — ​ — ​ 25,006 ​ Construction and land development ​ — ​ 10,362 ​ 74 ​ — ​ — ​ — ​ 10,436 ​ Multi-family ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ 1-4 family real estate ​ — ​ 817 ​ 2,133 ​ — ​ — ​ — ​ 2,950 ​ Consumer ​ — ​ — ​ 340 ​ — ​ 1 ​ 9 ​ 350 ​ ​ ​ $ 3,201 ​ $ 36,185 ​ $ 8,859 ​ $ 134 ​ $ 9,998 ​ $ 300 ​ $ 58,677 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ *Included within the C&I – other category are leases individually evaluated of $847 thousand with primary collateral of equipment.
Schedule of financing receivable credit quality indicators based on internally assigned Risk rating	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 ​ ​ Term Loans ​ ​ ​ ​ ​ ​ ​ Amortized Cost Basis by Origination Year ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Revolving ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans ​ ​ ​ Internally Assigned ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Amortized ​ ​ Risk Rating 2021 2020 2019 2018 2017 ​ Prior ​ Cost Basis ​ Total ​ ​ (dollars in thousands) C&I - revolving ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass (Ratings 1 through 5) ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 245,212 ​ $ 245,212 Special Mention (Rating 6) ​ — ​ — ​ — ​ — ​ — ​ — ​ 633 ​ 633 Substandard (Rating 7) ​ — ​ — ​ — ​ — ​ — ​ — ​ 2,638 ​ 2,638 Doubtful (Rating 8) ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total C&I - revolving ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 248,483 ​ $ 248,483 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - other ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass (Ratings 1 through 5) ​ $ 391,532 ​ $ 362,256 ​ $ 133,678 ​ $ 82,177 ​ $ 83,419 ​ $ 53,310 ​ $ — ​ $ 1,106,372 Special Mention (Rating 6) ​ 3,580 ​ 373 ​ 349 ​ — ​ 336 ​ 2 ​ — ​ 4,640 Substandard (Rating 7) ​ 506 ​ 2,366 ​ 7,138 ​ 396 ​ 55 ​ 46 ​ — ​ 10,507 Doubtful (Rating 8) ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total C&I - other ​ $ 395,618 ​ $ 364,995 ​ $ 141,165 ​ $ 82,573 ​ $ 83,810 ​ $ 53,358 ​ $ — ​ $ 1,121,519 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ CRE - owner occupied ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass (Ratings 1 through 5) ​ $ 118,014 ​ $ 143,045 ​ $ 47,660 ​ $ 30,523 ​ $ 17,038 ​ $ 46,185 ​ $ 11,477 ​ $ 413,942 Special Mention (Rating 6) ​ 637 ​ — ​ — ​ 233 ​ 1,846 ​ 1,202 ​ — ​ 3,918 Substandard (Rating 7) ​ — ​ — ​ 2,080 ​ 1,239 ​ 522 ​ — ​ — ​ 3,841 Doubtful (Rating 8) ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total CRE - owner occupied ​ $ 118,651 ​ $ 143,045 ​ $ 49,740 ​ $ 31,995 ​ $ 19,406 ​ $ 47,387 ​ $ 11,477 ​ $ 421,701 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ CRE - non-owner occupied ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass (Ratings 1 through 5) ​ $ 176,813 ​ $ 145,712 ​ $ 88,697 ​ $ 63,849 ​ $ 55,752 ​ $ 28,808 ​ $ 8,592 ​ $ 568,223 Special Mention (Rating 6) ​ 7,295 ​ 20,881 ​ 1,802 ​ 12,230 ​ 5,494 ​ 5,580 ​ — ​ 53,282 Substandard (Rating 7) ​ 1,105 ​ 6,297 ​ 15,563 ​ 1,087 ​ 943 ​ — ​ — ​ 24,995 Doubtful (Rating 8) ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total CRE - non-owner occupied ​ $ 185,213 ​ $ 172,890 ​ $ 106,062 ​ $ 77,166 ​ $ 62,189 ​ $ 34,388 ​ $ 8,592 ​ $ 646,500 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Construction and land development ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass (Ratings 1 through 5) ​ $ 394,045 ​ $ 248,360 ​ $ 126,941 ​ $ 106,790 ​ $ 3,012 ​ $ — ​ $ 13,277 ​ $ 892,425 Special Mention (Rating 6) ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Substandard (Rating 7) ​ 10,362 ​ — ​ — ​ — ​ — ​ — ​ — ​ 10,362 Doubtful (Rating 8) ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total Construction and land development ​ $ 404,407 ​ $ 248,360 ​ $ 126,941 ​ $ 106,790 ​ $ 3,012 ​ $ — ​ $ 13,277 ​ $ 902,787 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Multi-family ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass (Ratings 1 through 5) ​ $ 266,120 ​ $ 197,224 ​ $ 74,033 ​ $ 47,486 ​ $ 5,609 ​ $ 7,376 ​ $ 2,564 ​ $ 600,412 Special Mention (Rating 6) ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Substandard (Rating 7) ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Doubtful (Rating 8) ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total Multi-family ​ $ 266,120 ​ $ 197,224 ​ $ 74,033 ​ $ 47,486 ​ $ 5,609 ​ $ 7,376 ​ $ 2,564 ​ $ 600,412 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 1-4 family real estate ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass (Ratings 1 through 5) ​ $ 47,097 ​ $ 24,029 ​ $ 16,188 ​ $ 7,569 ​ $ 5,845 ​ $ 5,213 ​ $ 3,079 ​ $ 109,020 Special Mention (Rating 6) ​ 37 ​ — ​ — ​ — ​ — ​ — ​ — ​ 37 Substandard (Rating 7) ​ — ​ 178 ​ — ​ 437 ​ 201 ​ — ​ — ​ 816 Doubtful (Rating 8) ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total 1-4 family real estate ​ $ 47,134 ​ $ 24,207 ​ $ 16,188 ​ $ 8,006 ​ $ 6,046 ​ $ 5,213 ​ $ 3,079 ​ $ 109,873 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Consumer ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass (Ratings 1 through 5) ​ $ 1,558 ​ $ 487 ​ $ 108 ​ $ 216 ​ $ — ​ $ 824 ​ $ 2,031 ​ $ 5,224 Special Mention (Rating 6) ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Substandard (Rating 7) ​ — ​ — ​ — ​ 137 ​ — ​ — ​ — ​ 137 Doubtful (Rating 8) ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total Consumer ​ $ 1,558 ​ $ 487 ​ $ 108 ​ $ 353 ​ $ — ​ $ 824 ​ $ 2,031 ​ $ 5,361 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total ​ $ 1,418,701 ​ $ 1,151,208 ​ $ 514,237 ​ $ 354,369 ​ $ 180,072 ​ $ 148,546 ​ $ 289,503 ​ $ 4,056,636
Schedule of financing receivable credit quality indicators based on delinquency status	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 ​ ​ ​ ​ ​ ​ ​ ​ Term Loans ​ ​ ​ ​ ​ ​ ​ Amortized Cost Basis by Origination Year ​ Revolving ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Amortized ​ ​ Delinquency Status * 2021 2020 2019 2018 2017 ​ ​ Prior ​ Cost Basis ​ Total ​ (dollars in thousands) C&I - other ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Performing ​ $ 117,163 ​ $ 54,261 ​ $ 33,390 ​ $ 14,274 ​ $ 4,200 ​ $ 455 ​ $ — ​ $ 223,743 Nonperforming ​ 95 ​ 177 ​ 644 ​ 368 ​ 42 ​ 14 ​ — ​ 1,340 Total C&I - other ​ $ 117,258 ​ $ 54,438 ​ $ 34,034 ​ $ 14,642 ​ $ 4,242 ​ $ 469 ​ $ — ​ $ 225,083 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Direct financing leases ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Performing ​ $ 6,690 ​ $ 12,130 ​ $ 11,638 ​ $ 9,235 ​ $ 3,695 ​ $ 956 ​ $ — ​ $ 44,344 Nonperforming ​ — ​ 732 ​ — ​ 52 ​ 18 ​ 45 ​ — ​ 847 Total Direct financing leases ​ $ 6,690 ​ $ 12,862 ​ $ 11,638 ​ $ 9,287 ​ $ 3,713 ​ $ 1,001 ​ $ — ​ $ 45,191 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Construction and land development ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Performing ​ $ 12,857 ​ $ 2,080 ​ $ — ​ $ 494 ​ $ — ​ $ — ​ $ 280 ​ $ 15,711 Nonperforming ​ — ​ — ​ — ​ — ​ 73 ​ — ​ — ​ 73 Total Construction and land development ​ $ 12,857 ​ $ 2,080 ​ $ — ​ $ 494 ​ $ 73 ​ $ — ​ $ 280 ​ $ 15,784 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 1-4 family real estate ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Performing ​ $ 104,005 ​ $ 78,713 ​ $ 19,001 ​ $ 10,784 ​ $ 10,533 ​ $ 43,976 ​ $ 68 ​ $ 267,080 Nonperforming ​ — ​ — ​ — ​ 106 ​ — ​ 302 ​ — ​ 408 Total 1-4 family real estate ​ $ 104,005 ​ $ 78,713 ​ $ 19,001 ​ $ 10,890 ​ $ 10,533 ​ $ 44,278 ​ $ 68 ​ $ 267,488 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Consumer ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Performing ​ $ 4,891 ​ $ 4,020 ​ $ 2,114 ​ $ 1,660 ​ $ 593 ​ $ 1,230 ​ $ 55,411 ​ $ 69,919 Nonperforming ​ — ​ — ​ 15 ​ — ​ 15 ​ 1 ​ — ​ 31 Total Consumer ​ $ 4,891 ​ $ 4,020 ​ $ 2,129 ​ $ 1,660 ​ $ 608 ​ $ 1,231 ​ $ 55,411 ​ $ 69,950 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total ​ $ 245,701 ​ $ 152,113 ​ $ 66,802 ​ $ 36,973 ​ $ 19,169 ​ $ 46,979 ​ $ 55,759 ​ $ 623,496 ​ *Performing = loans/leases accruing and less than 90 days past due. Nonperforming = loans/leases on nonaccrual and accruing loans/leases that are greater than or equal to 90 days past due.
Financing receivable credit quality indicators	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2020 ​ ​ ​ ​ ​ CRE ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Non-Owner Occupied ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Construction, ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Land ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Owner-Occupied ​ Development, ​ ​ ​ ​ ​ As a % of Internally Assigned Risk Rating C&I CRE and Other Land Other CRE Total Total ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass (Ratings 1 through 5) ​ $ 1,506,578 ​ $ 488,478 ​ $ 530,297 ​ $ 999,931 ​ $ 3,525,284 96.25 % Special Mention (Rating 6) ​ 23,929 ​ 3,087 ​ 680 ​ 43,785 ​ 71,481 1.95 % Substandard (Rating 7) ​ 24,710 ​ 4,906 ​ 10,478 ​ 25,987 ​ 66,081 1.80 % Doubtful (Rating 8) ​ — ​ — ​ — ​ — ​ — — % ​ ​ $ 1,555,217 ​ $ 496,471 ​ $ 541,455 ​ $ 1,069,703 ​ $ 3,662,846 100.00 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2019 ​ ​ ​ ​ ​ CRE ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Non-Owner Occupied ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Construction, ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Land ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Owner-Occupied ​ Development, ​ ​ ​ ​ ​ ​ ​ As a % of Internally Assigned Risk Rating C&I CRE and Other Land Other CRE Total Total ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass (Ratings 1 through 5) ​ $ 1,334,446 ​ $ 439,418 ​ $ 378,572 ​ $ 896,206 ​ $ 3,048,642 98.28 % Special Mention (Rating 6) ​ 12,962 ​ 3,044 ​ 41 ​ 3,905 ​ 19,952 0.64 % Substandard (Rating 7) ​ 18,439 ​ 1,527 ​ 184 ​ 13,499 ​ 33,649 1.08 % Doubtful (Rating 8) ​ — ​ — ​ — ​ — ​ — — % ​ ​ $ 1,365,847 ​ $ 443,989 ​ $ 378,797 ​ $ 913,610 ​ $ 3,102,243 ​ 100.00 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
Financing receivable credit quality indicators performance status	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2020 ​ ​ ​ ​ Direct Financing ​ Residential Real ​ Installment and ​ ​ ​ As a % of Delinquency Status * C&I Leases Estate Other Consumer Total Total ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Performing ​ $ 170,712 ​ $ 65,475 ​ $ 251,099 ​ $ 91,094 ​ $ 578,380 99.56 % Nonperforming ​ 794 ​ 541 ​ 1,022 ​ 208 ​ 2,565 0.44 % ​ ​ $ 171,506 ​ $ 66,016 ​ $ 252,121 ​ $ 91,302 ​ $ 580,945 100.00 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2019 ​ ​ ​ ​ Direct Financing ​ Residential Real ​ Installment and ​ ​ ​ As a % of Delinquency Status * C&I Leases Estate Other Consumer Total Total ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Performing ​ $ 140,992 ​ $ 86,019 ​ $ 239,198 ​ $ 108,763 ​ $ 574,972 99.29 % Nonperforming ​ 986 ​ 1,850 ​ 706 ​ 589 ​ 4,131 0.71 % ​ ​ $ 141,978 ​ $ 87,869 ​ $ 239,904 ​ $ 109,352 ​ $ 579,103 100.00 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ * Prior to adoption of ASU 2016-13: Performing = loans/leases accruing and less than 90 days past due. Nonperforming = loans/leases on nonaccrual, accruing loans/leases that are greater than or equal to 90 days past due, and accruing TDRs.
Number and recorded investment of TDRs, by type of concession	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 ​ ​ ​ Pre- Post- ​ ​ ​ ​ ​ ​ Modification ​ Modification ​ ​ ​ ​ ​ Number of ​ Recorded ​ Recorded ​ Specific Classes of Loans/Leases ​ Loans / Leases ​ Investment ​ Investment ​ Allowance ​ ​ (dollars in thousands) CONCESSION - Extension of Maturity ​ ​ ​ ​ 1-4 family real estate ​ 1 ​ $ 2,532 ​ $ 2,532 ​ $ 182 ​ ​ ​ ​ ​ CONCESSION - Interest Rate Adjusted Below Market ​ ​ ​ ​ 1-4 family real estate ​ 1 ​ $ 54 ​ $ 54 ​ $ 6 Consumer ​ 1 ​ ​ 13 ​ ​ 13 ​ ​ 1 ​ ​ 2 ​ $ 67 ​ $ 67 ​ $ 7 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ TOTAL ​ 3 ​ $ 2,599 ​ $ 2,599 ​ $ 189 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2020 ​ ​ ​ Pre- Post- ​ ​ ​ ​ ​ ​ Modification ​ Modification ​ ​ ​ ​ ​ Number of ​ Recorded ​ Recorded ​ Specific Classes of Loans/Leases ​ Loans / Leases ​ Investment ​ Investment ​ Allowance ​ ​ (dollars in thousands) CONCESSION - Significant Payment Delay ​ ​ ​ ​ C&I ​ 1 ​ $ 75 ​ $ 75 ​ $ — Direct Financing Leases ​ 2 ​ ​ 112 ​ ​ 112 ​ ​ — ​ ​ 3 ​ $ 187 ​ $ 187 ​ $ — ​ ​ ​ ​ ​ CONCESSION - Extension of Maturity ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ CRE Other ​ 1 ​ $ 835 ​ $ 835 ​ $ — ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ TOTAL ​ 4 ​ $ 1,022 ​ $ 1,022 ​ $ —
Analysis of changes in aggregated amounts of loans	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 2020 2019 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance, beginning ​ $ 100,361 ​ $ 112,830 ​ $ 125,496 Net decrease due to change in related parties ​ (18,832) ​ (1,601) ​ (12,161) Advances ​ 42,817 ​ 43,238 ​ 98,708 Repayments ​ (23,448) ​ (54,106) ​ (99,213) Balance, ending ​ $ 100,898 ​ $ 100,361 ​ $ 112,830
Loan concentration by segment	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 ​ 2020 ​ ​ ​ ​ ​ Percentage of ​ ​ ​ ​ Percentage of ​ ​ ​ ​ ​ Total ​ ​ ​ ​ Total Industry Name Balance Loans/Leases Balance Loans/Leases ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Lessors of Residential Buildings* ​ $ 1,706,092 36 % $ 1,134,178 27 % Lessors of Non-Residential Buildings ​ ​ 586,672 13 % ​ 591,398 14 % Administration of Urban Planning & Community & Rural Development ​ 120,416 3 % 138,514 3 % *
Unfunded Loan Commitment
Notes Tables
Financing receivable credit quality indicators	​ ​ ​ ​ ​ ​ ​ For the Year Ended ​ ​ December 31, 2021 ​ ​ ​ (dollars in thousands) ​ ​ ​ ​ Balance, beginning ​ $ — Impact of adopting ASU 2016-13 ​ ​ 9,117 Provisions credited to expense ​ (2,231) Balance, ending ​ $ 6,886

Note 5 - Premises and Equipme_2

Note 5 - Premises and Equipment (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Components of premises and equipment	​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 2020 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ Land ​ $ 12,513 ​ $ 13,403 Buildings (useful lives 15 to 39 years) ​ 70,555 ​ 67,844 Furniture and equipment (useful lives 3 to 15 years) ​ 47,822 ​ 42,667 Premises and equipment ​ 130,890 ​ 123,914 Less accumulated depreciation ​ 52,360 ​ 51,221 Premises and equipment, net ​ $ 78,530 ​ $ 72,693 ​ ​ ​ ​ ​ ​ ​
Maturities of operating lease liabilities	​ ​ ​ ​ ​ ​ Amount Year ending December 31: (dollars in thousands) 2022 ​ 269 2023 ​ 200 2024 ​ 144 2025 ​ 153 2026 ​ 159 Thereafter ​ 544 ​ ​ $ 1,469 ​ ​ ​ ​
Contractual maturities of sales-type and direct financing lease receivables	​ ​ ​ ​ ​ ​ Amount Year ending December 31: (dollars in thousands) 2022 ​ 2,590 2023 ​ 12,461 2024 ​ 14,319 2025 ​ 14,508 2026 ​ 5,019 Thereafter ​ 465 Total lease payments receivable ​ $ 49,362 Unguaranteed residual values ​ ​ 165 Unearned lease/residual income ​ ​ (4,336) ​ ​ $ 45,191 Plus deferred origination costs, net of fees ​ ​ 568 ​ ​ $ 45,759 Less allowance ​ ​ (1,546) Total lease payments receivable ​ $ 44,213

Note 6 - Goodwill and Intangi_2

Note 6 - Goodwill and Intangibles (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Changes in carrying amount of goodwill	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 2020 2019 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance at the beginning of period ​ $ 74,066 ​ $ 74,748 ​ $ 77,832 Acquisition of Bates Companies - measurement period adjustment ​ ​ — ​ ​ — ​ ​ (84) Sale of Bates Companies ​ ​ — ​ ​ (182) ​ ​ — Goodwill impairment - Bates Companies ​ ​ — ​ ​ (500) ​ ​ (3,000) Balance at the end of period ​ $ 74,066 ​ $ 74,066 ​ $ 74,748
Schedule of goodwill by reportable segment	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2021 ​ December 31, 2020 ​ December 31, 2019 ​ ​ (dollars in thousands) Commercial banking: ​ ​ ​ ​ ​ ​ ​ ​ ​ QCBT ​ $ 3,223 ​ $ 3,223 ​ $ 3,223 CRBT ​ 14,980 ​ 14,980 ​ 14,980 CSB ​ ​ 9,888 ​ ​ 9,888 ​ ​ 9,888 SFCB ​ 45,975 ​ 45,975 ​ 45,975 Other, Parent Company Only ​ ​ — ​ ​ — ​ ​ 682 ​ ​ $ 74,066 ​ $ 74,066 ​ $ 74,748 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
Schedule of core deposit intangibles by reportable segment	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2021 ​ December 31, 2020 ​ December 31, 2019 ​ ​ (dollars in thousands) Commercial Banking: ​ ​ ​ ​ ​ ​ ​ ​ ​ CRBT ​ $ 1,702 ​ $ 2,189 ​ $ 2,684 CSB ​ ​ 2,653 ​ ​ 3,305 ​ ​ 3,980 SFCB ​ ​ 4,994 ​ ​ 5,887 ​ ​ 6,802 ​ ​ $ 9,349 ​ $ 11,381 ​ $ 13,466 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
Core Deposits [Member]
Notes Tables
Changes in Intangibles	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 ​ 2020 ​ 2019 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance at the beginning of the period ​ $ 11,381 ​ $ 13,466 ​ $ 15,595 Amortization expense ​ (2,032) ​ (2,085) ​ (2,129) Balance at the end of the period ​ $ 9,349 ​ $ 11,381 ​ $ 13,466 ​ ​ ​ ​ Gross carrying amount ​ $ 19,255 ​ $ 19,255 ​ $ 19,255 Accumulated amortization ​ (9,906) ​ (7,874) ​ (5,789) Net book value ​ $ 9,349 ​ $ 11,381 ​ $ 13,466 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
Estimated amortization of intangible assets	​ ​ ​ ​ ​ ​ Amount Years ending December 31, ​ (dollars in thousands) 2022 ​ $ 1,971 2023 ​ 1,776 2024 ​ 1,623 2025 ​ 1,535 2026 ​ 1,284 Thereafter ​ 1,160 ​ ​ $ 9,349
Customer Lists [Member]
Notes Tables
Changes in Intangibles	​ ​ ​ ​ ​ ​ ​ ​ ​ 2020 2019 ​ ​ ​ ​ ​ ​ ​ Balance at the beginning of period ​ $ 1,504 ​ $ 1,855 Acquisition of Bates Companies - measurement period adjustment ​ ​ — ​ ​ (214) Sale of Bates Companies ​ ​ (1,440) ​ ​ — Amortization ​ (64) ​ (137) Balance at the end of period ​ $ — ​ $ 1,504 ​ ​ ​ ​ ​ ​ ​

Note 7 - Derivatives and Hedg_2

Note 7 - Derivatives and Hedging Activities (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Summary of derivatives	​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2021 December 31, 2020 ​ ​ (dollars in thousands) Assets: ​ ​ ​ ​ ​ ​ Interest rate caps - hedged ​ $ 927 ​ $ 259 Interest rate caps ​ 238 ​ 67 Interest rate swaps ​ 221,055 ​ 222,431 ​ ​ $ 222,220 ​ $ 222,757 ​ ​ ​ ​ ​ ​ ​ Liabilities: ​ ​ ​ ​ ​ ​ Interest rate swaps - hedged ​ $ (4,080) ​ $ (6,839) Interest rate swaps ​ ​ (221,055) ​ ​ (222,431) ​ ​ $ (225,135) ​ $ (229,270) ​ ​ ​ ​ ​ ​ ​
Schedule of hedged interest rate swaps and non-hedged interest rate swaps are collateralized by investment securities with carrying values	​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2021 ​ December 31, 2020 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ Cash ​ $ 21,100 ​ $ 45,719 U.S treasuries and govt. sponsored agency securities ​ ​ 3,555 ​ ​ 3,628 Municipal securities ​ ​ 65,104 ​ ​ 85,937 Residential mortgage-backed and related securities ​ 139,166 ​ 89,646 ​ ​ $ 228,925 ​ $ 224,930 ​ ​ ​ ​ ​ ​ ​
Summary of impact of AOCI	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year Ended ​ December 31, 2021 December 31, 2020 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ Unrealized loss at beginning of period, net of tax ​ $ (7,632) ​ $ (3,915) Amount reclassified from accumulated other comprehensive income to noninterest expense related to unhedging caplet ​ — ​ 513 Amount reclassified from accumulated other comprehensive income to noninterest expense related to swap termination ​ ​ — ​ ​ 625 Amount reclassified from accumulated other comprehensive income to interest expense related to caplet amortization ​ 697 ​ 551 Amount of gain (loss) recognized in other comprehensive income, net of tax ​ 2,562 ​ (5,406) Unrealized loss at end of period, net of tax ​ $ (4,373) ​ $ (7,632) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year Ended December 31, 2021 ​ ​ Year Ended December 31, 2020 ​ ​ Year Ended December 31, 2019 ​ ​ ​ Interest and ​ Interest ​ ​ Interest and ​ Interest ​ ​ Interest and ​ Interest ​ ​ ​ Dividend Income ​ Expense ​ ​ Dividend Income ​ Expense ​ ​ Dividend Income ​ Expense ​ ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Income and expense line items presented in the consolidated statements of income ​ $ 200,155 ​ $ 21,922 ​ ​ $ 198,373 ​ $ 31,423 ​ ​ $ 216,076 ​ $ 60,517 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ The effects of cash flow hedging: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Gain (loss) on cash flow hedges: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Interest rate caps on deposits ​ ​ - ​ ​ 697 ​ ​ ​ - ​ ​ 551 ​ ​ ​ - ​ ​ - ​ Interest rate swaps on variable rate loans ​ ​ 1,006 ​ ​ - ​ ​ ​ - ​ ​ 185 ​ ​ ​ - ​ ​ - ​ Interest rate swaps on TRUPS ​ ​ - ​ ​ 1,114 ​ ​ ​ - ​ ​ 832 ​ ​ ​ - ​ ​ 215 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
Interest rate cap
Notes Tables
Schedule of interest rate caps	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance Sheet ​ ​ ​ ​ ​ ​ Fair Value as of ​ ​ Hedged Item ​ Effective Date ​ Maturity Date ​ Location ​ Notional Amount ​ Strike Rate ​ December 31, 2021 ​ ​ December 31, 2020 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Deposits ​ 1/1/2020 ​ 1/1/2023 ​ Derivatives - Assets ​ $ 25,000 ​ 1.75 % ​ $ 5 ​ ​ $ 3 ​ ​ Deposits ​ 1/1/2020 ​ 1/1/2023 ​ Derivatives - Assets ​ ​ 50,000 ​ 1.57 ​ ​ ​ 11 ​ ​ ​ 5 ​ ​ Deposits ​ 1/1/2020 ​ 1/1/2023 ​ Derivatives - Assets ​ ​ 25,000 ​ 1.80 ​ ​ ​ 5 ​ ​ ​ 3 ​ ​ Deposits ​ 1/1/2020 ​ 1/1/2024 ​ Derivatives - Assets ​ ​ 25,000 ​ 1.75 ​ ​ ​ 60 ​ ​ ​ 15 ​ ​ Deposits ​ 1/1/2020 ​ 1/1/2024 ​ Derivatives - Assets ​ ​ 50,000 ​ 1.57 ​ ​ ​ 125 ​ ​ ​ 31 ​ ​ Deposits ​ 1/1/2020 ​ 1/1/2024 ​ Derivatives - Assets ​ ​ 25,000 ​ 1.80 ​ ​ ​ 62 ​ ​ ​ 15 ​ ​ Deposits ​ 1/1/2020 ​ 1/1/2025 ​ Derivatives - Assets ​ ​ 25,000 ​ 1.75 ​ ​ ​ 161 ​ ​ ​ 46 ​ ​ Deposits ​ 1/1/2020 ​ 1/1/2025 ​ Derivatives - Assets ​ ​ 50,000 ​ 1.57 ​ ​ ​ 332 ​ ​ ​ 94 ​ ​ Deposits ​ 1/1/2020 ​ 1/1/2025 ​ Derivatives - Assets ​ ​ 25,000 ​ 1.80 ​ ​ ​ 166 ​ ​ ​ 47 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ $ 300,000 ​ ​ ​ ​ $ 927 ​ ​ $ 259 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
Changes in the fair value of the underlying derivative contracts	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance Sheet ​ ​ ​ ​ ​ ​ ​ Fair Value as of ​ ​ ​ ​ Effective Date ​ Maturity Date ​ Location ​ Notional Amount ​ Strike Rate ​ ​ December 31, 2021 ​ ​ December 31, 2020 ​ ​ ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 1/1/2020 ​ 1/1/2023 ​ Derivatives - Assets ​ $ 25,000 ​ 1.90 % ​ $ 3 ​ ​ $ 2 ​ ​ ​ ​ 2/1/2020 ​ 2/1/2024 ​ Derivatives - Assets ​ ​ 25,000 ​ 1.90 ​ ​ ​ 62 ​ ​ ​ 15 ​ ​ ​ ​ 3/1/2020 ​ 3/1/2025 ​ Derivatives - Assets ​ ​ 25,000 ​ 1.90 ​ ​ ​ 173 ​ ​ ​ 50 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ $ 75,000 ​ ​ ​ ​ $ 238 ​ ​ $ 67 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
Interest rate swap
Notes Tables
Schedule of interest rate caps	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance Sheet ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Fair Value as of Hedged Item ​ Effective Date ​ Maturity Date ​ Location ​ Notional Amount ​ Receive Rate ​ ​ ​ Pay Rate ​ ​ December 31, 2021 ​ December 31, 2020 (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans 7/1/2021 ​ 7/1/2031 ​ Derivatives - Liabilities ​ 35,000 ​ 1.40 % ​ 2.81 % ​ ​ (17) ​ ​ N/A Loans 7/1/2021 ​ 7/1/2031 ​ Derivatives - Liabilities ​ 50,000 ​ 1.40 % ​ 2.81 % ​ ​ (25) ​ ​ N/A Loans 7/1/2021 ​ 7/1/2031 ​ Derivatives - Liabilities ​ 40,000 ​ 1.40 % ​ 2.81 % ​ ​ (34) ​ ​ N/A Loans 7/1/2021 ​ 7/1/2031 ​ Derivatives - Liabilities ​ 25,000 ​ 1.40 % ​ 2.81 % ​ ​ (13) ​ ​ N/A ​ ​ ​ ​ ​ $ 150,000 ​ ​ ​ ​ ​ ​ ​ ​ $ (89) ​ $ N/A ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance Sheet ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Fair Value as of Hedged Item ​ Effective Date ​ Maturity Date ​ Location ​ Notional Amount ​ Receive Rate ​ ​ Pay Rate ​ December 31, 2021 ​ December 31, 2020 ​ ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ QCR Holdings Statutory Trust II 9/30/2018 ​ 9/30/2028 ​ Derivatives - Liabilities ​ 10,000 ​ 3.07 % ​ 5.85 % ​ ​ (1,035) ​ ​ (1,767) QCR Holdings Statutory Trust III 9/30/2018 ​ 9/30/2028 ​ Derivatives - Liabilities ​ 8,000 ​ 3.07 % ​ 5.85 % ​ ​ (828) ​ ​ (1,414) QCR Holdings Statutory Trust V 7/7/2018 ​ 7/7/2028 ​ Derivatives - Liabilities ​ 10,000 ​ 1.67 % ​ 4.54 % ​ ​ (996) ​ ​ (1,721) Community National Statutory Trust II 9/20/2018 ​ 9/20/2028 ​ Derivatives - Liabilities ​ 3,000 ​ 2.38 % ​ 5.17 % ​ ​ (309) ​ ​ (529) Community National Statutory Trust III 9/15//2018 ​ 9/15/2028 ​ Derivatives - Liabilities ​ 3,500 ​ 1.95 % ​ 4.75 % ​ ​ (360) ​ ​ (616) Guaranty Bankshares Statutory Trust I 9/15/2018 ​ 9/15/2028 ​ Derivatives - Liabilities ​ 4,500 ​ 1.95 % ​ 4.75 % ​ ​ (463) ​ ​ (792) ​ ​ ​ ​ ​ $ 39,000 ​ ​ ​ ​ ​ ​ ​ ​ $ (3,991) ​ $ (6,839) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
Changes in the fair value of the underlying derivative contracts	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2021 ​ December 31, 2020 ​ ​ ​ Notional Amount ​ Estimated Fair Value ​ Notional Amount ​ Estimated Fair Value ​ ​ ​ (dollars in thousands) Non-Hedging Interest Rate Derivatives Assets: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Interest rate swap contracts ​ ​ $ 2,024,599 ​ $ 221,055 ​ $ 1,495,251 ​ $ 222,431 Non-Hedging Interest Rate Derivatives Liabilities: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Interest rate swap contracts ​ ​ $ 2,024,599 ​ $ 221,055 ​ $ 1,495,251 ​ $ 222,431

Note 8 - Deposits (Tables)

Note 8 - Deposits (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Schedule of maturities of certificates of deposit	​ ​ ​ ​ ​ ​ ​ Amount ​ ​ (dollars in thousands) Year ending December 31: ​ ​ 2022 ​ $ 334,214 2023 ​ 57,712 2024 ​ 16,747 2025 ​ 9,802 2026 ​ 2,873 Thereafter ​ — ​ ​ $ 421,348 ​ ​ ​ ​
Schedules of collateralized investment securities	​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 2020 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ U.S. govt. sponsored agency securities ​ $ 3,080 ​ $ 3,668 Residential mortgage-backed and related securities ​ 3,270 ​ 4,772 ​ ​ $ 6,350 ​ $ 8,440 ​ ​ ​ ​ ​ ​ ​

Note 9 - Short-term Borrowings

Note 9 - Short-term Borrowings (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Schedule of Short-term borrowings	​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 2020 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ Federal funds purchased ​ 3,800 ​ 5,430 ​ ​ $ 3,800 ​ $ 5,430
Schedule of repurchase agreements	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 2020 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ Average daily balance ​ $ 6,280 ​ $ 19,573 ​ Average daily interest rate ​ 0.08 % 0.36 % Maximum month-end balance ​ $ 11,320 ​ $ 30,430 ​ Weighted average rate as of December 31 ​ 0.08 % 0.06 %

Note 10 - FHLB Advances (Tables

Note 10 - FHLB Advances (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Schedule of maturity and interest rate information on advances	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2021 ​ December 31, 2020 ​ ​ ​ ​ ​ Weighted ​ ​ ​ ​ Weighted ​ ​ ​ ​ ​ Average ​ ​ ​ ​ Average ​ ​ ​ ​ ​ Interest Rate ​ ​ ​ ​ Interest Rate ​ Amount Due at Year-End Amount Due at Year-End ​ ​ (dollars in thousands) Maturity: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year ending December 31: ​ ​ ​ 2021 ​ $ — ​ — % $ 15,000 ​ 0.29 % 2022 ​ ​ 15,000 ​ 0.31 ​ ​ — ​ — ​ Total FHLB advances ​ $ 15,000 0.31 % $ 15,000 0.29 %

Note 11 - Other Borrowings an_2

Note 11 - Other Borrowings and Unused Lines of Credit (Tables)	12 Months Ended
	Dec. 31, 2021
Wholesale structured repurchase agreements
Notes Tables
Schedule of unused line of credit	​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 2020 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ Secured ​ $ 61,657 ​ $ 287,076 Unsecured ​ 456,000 ​ 456,000 ​ ​ $ 517,657 ​ $ 743,076

Note 12 - Subordinated Notes (T

Note 12 - Subordinated Notes (Tables)	12 Months Ended
	Dec. 31, 2021
Subordinated Notes
Summary of subordinated notes	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Amount Outstanding Interest Rate ​ ​ ​ Amount Outstanding Interest Rate ​ ​ ​ ​ as of December 31, 2021 as of December 31, 2021 ​ ​ ​ as of December 31, 2020 as of December 31, 2020 ​ Maturity Date ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Subordinated debenture dated 9/14/20 $ 50,000 5.125 % ​ $ 50,000 5.125 % 9/15/2030 Subordinated debenture dated 2/1/19 ​ 65,000 5.375 % ​ ​ 65,000 5.375 % 2/15/2029 Subordinated debenture dated 4/30/16* ​ - — % ​ ​ 2,000 4.00 % 4/30/2026 Subordinated debenture dated 9/15/16* ​ - — % ​ ​ 3,000 4.00 % 9/15/2026 Debt issuance costs ​ (1,150) ​ ​ ​ ​ (1,309) ​ ​ ​ Total Subordinated Debentures $ 113,850 ​ ​ ​ $ 118,691 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ *Assumed in acquisition of SFCB ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Note 13 - Junior Subordinated_2

Note 13 - Junior Subordinated Debentures (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Summary of junior subordinated debentures	​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 2020 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ Note Payable to QCR Holdings Capital Trust II ​ $ 10,310 ​ $ 10,310 Note Payable to QCR Holdings Capital Trust III ​ 8,248 ​ 8,248 Note Payable to QCR Holdings Capital Trust V ​ 10,310 ​ 10,310 Note Payable to Community National Trust II* ​ 3,093 ​ 3,093 Note Payable to Community National Trust III* ​ 3,609 ​ 3,609 Note Payable to Guaranty Bankshares Statutory Trust I** ​ 4,640 ​ 4,640 Market Value Discount per ASC 805*** ​ (2,055) ​ (2,217) ​ ​ $ 38,155 ​ $ 37,993 ​ * As part of the acquisition of Community National in 2013, the Company assumed two junior subordinated debentures with a total fair value of $4.2 million. ** As part of the acquisition of Guaranty Bank in 2017, the Company assumed one junior subordinated debenture with a fair value of $3.9 million. *** Market value discount includes discount on junior subordinated debt acquired as described in * and **. ​
Schedule of Company's non-consolidated subsidiaries formed for the issuance of trust preferred securities	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Amount Amount ​ ​ ​ ​ ​ ​ Outstanding ​ Outstanding ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, ​ December 31, ​ ​ ​ Interest Rate as of ​ Interest Rate as of Name Date Issued ​ 2021 ​ 2020 ​ Interest Rate ​ December 31, 2021 ​ December 31, 2020 ​ ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ QCR Holdings Statutory Trust II* February 2004 ​ $ 10,310 ​ $ 10,310 2.85% over 3-month LIBOR 3.07 % 3.10 % QCR Holdings Statutory Trust III February 2004 ​ 8,248 ​ 8,248 2.85% over 3-month LIBOR 3.07 % 3.10 % QCR Holdings Statutory Trust V February 2006 ​ 10,310 ​ 10,310 1.55% over 3-month LIBOR 1.67 % 1.79 % Community National Statutory Trust II September 2004 ​ 3,093 ​ 3,093 2.17% over 3-month LIBOR 2.38 % 2.41 % Community National Statutory Trust III March 2007 ​ 3,609 ​ 3,609 1.75% over 3-month LIBOR 1.95 % 1.97 % Guaranty Bankshares Statutory Trust I May 2005 ​ 4,640 ​ 4,640 1.75% over 3-month LIBOR 1.95 % 1.97 % ​ ​ ​ $ 40,210 ​ $ 40,210 Weighted Average Rate 2.43 % 2.48 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ * Original amount issued for QCR Holdings Statutory Trust II was $12,372,000.

Note 14 - Federal and State I_2

Note 14 - Federal and State Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Schedule of Federal and state income tax expense	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 2020 2019 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Current ​ $ 7,290 ​ $ 27,237 ​ $ 8,255 Deferred ​ 15,272 ​ (14,530) ​ 6,364 ​ ​ $ 22,562 ​ $ 12,707 ​ $ 14,619
Reconciliation of the expected federal income tax expense	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year Ended December 31, ​ ​ ​ 2021 ​ 2020 ​ 2019 ​ ​ ​ ​ ​ ​ % of ​ ​ ​ ​ % of ​ ​ ​ ​ % of ​ ​ ​ ​ ​ ​ Pretax ​ ​ ​ ​ Pretax ​ ​ ​ ​ Pretax ​ Amount Income Amount Income Amount Income ​ ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Computed "expected" tax expense ​ ​ $ 25,508 21.0 % $ 15,391 21.0 % $ 15,126 21.0 % Tax exempt income, net ​ ​ (7,537) (6.2) ​ (5,943) (8.1) ​ (4,470) (6.2) ​ Bank-owned life insurance ​ ​ (386) (0.3) ​ (308) (0.4) ​ (360) (0.5) ​ State income taxes, net of federal benefit, current year ​ ​ 5,089 4.2 ​ 3,622 4.9 ​ 3,668 5.1 ​ Change in unrecognized tax benefits ​ ​ 578 0.5 ​ 546 0.7 ​ (93) (0.1) ​ Goodwill impairment ​ ​ ​ — ​ — ​ ​ 105 ​ 0.1 ​ ​ 630 ​ 0.9 ​ Intended liquidation of bank-owned life insurance ​ ​ ​ — ​ — ​ ​ — ​ — ​ ​ 790 ​ 1.1 ​ Tax credits ​ ​ 34 — ​ (456) (0.6) ​ (705) (1.0) ​ Acquisition costs ​ ​ 95 0.1 ​ — — ​ — — ​ Excess tax benefit on stock options exercised and restricted stock awards vested ​ ​ (436) (0.4) ​ (242) (0.3) ​ (287) (0.4) ​ Re-measurement of deferred tax asset to incorporate newly enacted tax rates ​ ​ — — ​ 207 0.3 ​ — — ​ Other ​ ​ (383) (0.3) ​ (215) (0.3) ​ 320 0.4 ​ Federal and state income tax expense ​ ​ $ 22,562 18.6 % $ 12,707 17.3 % $ 14,619 20.3 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
Schedule of Unrecognized tax benefits	​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 2020 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ Balance, beginning ​ $ 1,893 ​ $ 1,254 Impact of tax positions taken during current year ​ 1,326 ​ 787 Gross increase (decrease) related to tax positions of prior years ​ (646) ​ 39 Reduction as a result of a lapse of the applicable statute of limitations ​ (391) ​ (187) Balance, ending ​ $ 2,182 ​ $ 1,893
Schedule of Deferred Tax Assets and Liabilities	​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 2020 ​ ​ (dollars in thousands) Deferred tax assets: ​ ​ Historic tax credits ​ $ 68 ​ $ 68 Compensation ​ 11,912 ​ 10,288 Loan/lease losses ​ 19,023 ​ 20,016 Net operating loss carryforwards, federal and state ​ 1,354 ​ 628 Premises and equipment ​ ​ — ​ ​ 16,509 Other ​ 17 ​ 71 ​ ​ 32,374 ​ 47,580 Deferred tax liabilities: ​ ​ Net unrealized gains on securities available for sale and derivative instruments ​ ​ 747 ​ ​ 869 Premises and equipment ​ 6,099 ​ — Equipment financing leases ​ 6,462 ​ 13,373 Acquisition fair value adjustments ​ 3,269 ​ 3,351 Investment accretion ​ 27 ​ 28 Deferred loan origination fees, net ​ 1,403 ​ 197 Other ​ 677 ​ 922 ​ ​ 18,684 ​ 18,740 Net deferred tax assets ​ $ 13,690 ​ $ 28,840 ​ ​ ​ ​ ​ ​ ​
Change in deferred income taxes	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 2020 2019 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Provision for income taxes ​ $ 15,272 ​ $ (14,530) ​ $ 6,364 Net deferred tax asset resulting from market value adjustments of acquisitions ​ — ​ — ​ (381) Net deferred tax assets resulting from sale of other subsidiary ​ ​ — ​ ​ 363 ​ ​ — Net deferred tax liabilities resulting from sale of bank subsidiary ​ ​ — ​ ​ — ​ ​ (1,644) Statement of stockholders' equity- Other comprehensive income (loss) ​ (122) ​ 837 ​ 1,433 ​ ​ $ 15,150 ​ $ (13,330) ​ $ 5,772 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Note 15 - Employee Benefit Pl_2

Note 15 - Employee Benefit Plans (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Schedule of matching contributions	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 2020 2019 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Matching contribution ​ $ 2,446 ​ $ 2,520 ​ $ 2,443
Schedule of Change in compensation agreements	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 2020 2019 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance, beginning ​ $ 24,713 ​ $ 19,474 ​ $ 15,029 Employee deferrals ​ 4,900 ​ 3,959 ​ 2,474 Company match and interest ​ 3,048 ​ 2,628 ​ 2,072 Cash payments made ​ (308) ​ (1,348) ​ (101) Balance, ending ​ $ 32,353 ​ $ 24,713 ​ $ 19,474 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
Supplemental Executive Retirement Plans [Member]
Notes Tables
Schedule of Change in compensation agreements	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 2020 2019 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance, beginning ​ $ 6,189 ​ $ 5,160 ​ $ 4,623 Expense accrued ​ 1,532 ​ 1,193 ​ 701 Cash payments made ​ (448) ​ (164) ​ (164) Balance, ending ​ $ 7,273 ​ $ 6,189 ​ $ 5,160

Note 16 - Stock-based Compens_2

Note 16 - Stock-based Compensation (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Stock-based compensation expense	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 2020 2019 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Stock options ​ $ 270 ​ $ 297 ​ $ 475 Restricted stock awards ​ ​ 1,864 ​ ​ 1,619 ​ ​ 1,850 Stock purchase plan ​ 218 ​ 234 ​ 144 ​ ​ $ 2,352 ​ $ 2,150 ​ $ 2,469 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
Summary of the stock option plans	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, ​ ​ 2021 ​ 2020 ​ 2019 ​ ​ ​ ​ ​ Weighted ​ ​ ​ ​ Weighted ​ ​ ​ ​ Weighted ​ ​ ​ ​ ​ Average ​ ​ ​ ​ Average ​ ​ ​ ​ Average ​ ​ ​ ​ ​ Exercise ​ ​ ​ ​ Exercise ​ ​ ​ ​ Exercise ​ Shares Price Shares Price Shares Price Outstanding, beginning ​ ​ 407,763 ​ $ 22.24 ​ ​ 426,913 ​ $ 20.14 ​ ​ 469,572 ​ $ 18.52 Granted ​ 22,150 ​ 43.61 ​ 23,350 ​ 39.12 ​ 20,200 ​ 36.00 Exercised ​ (60,317) ​ 15.76 ​ (41,650) ​ 10.67 ​ (59,393) ​ 12.11 Forfeited ​ (1,598) ​ 38.50 ​ (850) ​ 19.94 ​ (3,466) ​ 31.59 Outstanding, ending ​ 367,998 ​ 24.46 ​ 407,763 ​ 22.24 ​ 426,913 ​ 20.14 ​ ​ ​ ​ ​ ​ ​ Exercisable, ending ​ 318,266 ​ ​ 354,899 ​ ​ 365,084 ​ ​ ​ ​ ​ ​ ​ ​ Weighted average fair value per option granted ​ $ 10.85 ​ ​ $ 10.07 ​ ​ $ 11.29 ​
Summary of options outstanding	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Options Outstanding ​ ​ ​ ​ ​ ​ ​ ​ ​ Weighted ​ ​ ​ ​ Options Exercisable ​ ​ ​ ​ Average ​ Weighted ​ ​ ​ Weighted ​ ​ ​ ​ Remaining ​ Average ​ ​ ​ Average Range of ​ Number ​ Contractual ​ Exercise ​ Number ​ Exercise Exercise Prices Outstanding Life Price Exercisable Price $9.30 ​ 29,406 ​ 0.08 ​ $ 9.30 ​ 29,406 ​ $ 9.30 $15.50 to $15.65 64,106 1.25 ​ 15.64 64,066 ​ 15.64 $17.10 to $18.00 110,499 2.57 ​ 17.31 110,459 ​ 17.31 $22.64 to $29.77 55,216 4.20 ​ 22.83 53,716 ​ 22.64 $36.00 to $41.95 37,834 7.66 ​ 38.25 14,360 ​ 37.84 $42.65 to $48.50 70,937 6.59 ​ 43.78 46,259 ​ 43.84 ​ 367,998 ​ 318,266 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
Summary of changes in nonvested restricted stock awards	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, ​ 2021 2020 2019 Outstanding, beginning ​ ​ 102,489 ​ ​ 106,826 ​ ​ 64,099 Granted* ​ 38,360 ​ 34,559 ​ 85,961 Released ​ (43,691) ​ (37,296) ​ (37,624) Forfeited ​ (51) ​ (1,600) ​ (5,610) Outstanding, ending ​ ​ 97,107 ​ ​ 102,489 ​ ​ 106,826 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Weighted average fair value per share granted ​ $ 45.18 ​ $ 39.39 ​ $ 20.14 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ * At December 31, 2020, includes ​
Schedule of Stock purchase plan	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 2020 2019 Shares granted ​ 28,396 ​ 38,738 ​ 29,882 Shares purchased ​ 30,543 ​ 37,114 ​ 28,775 Weighted average fair value per share granted ​ $ 7.67 ​ $ 6.03 ​ $ 4.81

Note 17 - Regulatory Capital _2

Note 17 - Regulatory Capital Requirements and Restrictions on Dividends (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Schedule of the company and the subsidiary banks actual capital amounts and ratios	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ For Capital ​ To Be Well ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Adequacy Purposes ​ Capitalized Under ​ ​ ​ ​ ​ ​ ​ For Capital ​ With Capital ​ Prompt Corrective ​ ​ Actual ​ Adequacy Purposes ​ Conservation Buffer ​ Action Provisions ​ Amount Ratio Amount ​ Ratio Amount ​ Ratio Amount ​ Ratio ​ ​ ​ ( dollars in thousands) ​ As of December 31, 2021: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Company: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 814,629 ​ 14.77 % $ 441,100 > 8.00 % $ 578,944 > 10.50 % $ 551,375 > 10.00 % Tier 1 risk-based capital ​ 631,649 11.46 ​ 330,825 > 6.00 ​ 468,669 > 8.50 ​ 441,100 > 8.00 ​ Tier 1 leverage ​ 631,649 10.46 ​ 241,579 > 4.00 ​ 241,579 > 4.00 ​ 301,974 > 5.00 ​ Common equity Tier 1 ​ 593,494 10.76 ​ 248,119 > 4.50 ​ 385,962 > 7.00 ​ 358,394 > 6.50 ​ Quad City Bank & Trust: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 247,658 ​ 13.29 % $ 149,126 > 8.00 % $ 195,727 > 10.50 % $ 186,407 > 10.00 % Tier 1 risk-based capital ​ 224,253 12.03 ​ 111,844 > 6.00 ​ 158,446 > 8.50 ​ 149,126 > 8.00 ​ Tier 1 leverage ​ 224,253 10.45 ​ 85,873 > 4.00 ​ 85,873 > 4.00 ​ 107,341 > 5.00 ​ Common equity Tier 1 ​ 224,253 12.03 ​ 83,883 > 4.50 ​ 130,485 > 7.00 ​ 121,164 > 6.50 ​ Cedar Rapids Bank & Trust: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 277,673 ​ 14.85 % $ 149,595 > 8.00 % $ 196,343 > 10.50 % $ 186,993 > 10.00 % Tier 1 risk-based capital ​ 254,279 13.60 ​ 112,196 > 6.00 ​ 158,944 > 8.50 ​ 149,595 > 8.00 ​ Tier 1 leverage ​ 254,279 12.59 ​ 80,777 > 4.00 ​ 80,777 > 4.00 ​ 100,971 > 5.00 ​ Common equity Tier 1 ​ 254,279 13.60 ​ 84,147 > 4.50 ​ 130,895 > 7.00 ​ 121,546 > 6.50 ​ Community State Bank: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 123,365 ​ 11.95 % $ 82,601 > 8.00 % $ 108,413 > 10.50 % $ 103,251 > 10.00 % Tier 1 risk-based capital ​ 110,410 10.69 ​ 61,951 > 6.00 ​ 87,763 > 8.50 ​ 82,601 > 8.00 ​ Tier 1 leverage ​ 110,410 9.67 ​ 45,676 > 4.00 ​ 45,676 > 4.00 ​ 57,095 > 5.00 ​ Common equity Tier 1 ​ 110,410 10.69 ​ 46,463 > 4.50 ​ 72,276 > 7.00 ​ 67,113 > 6.50 ​ Springfield First Community Bank: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 101,067 ​ 13.39 % $ 60,369 > 8.00 % $ 79,235 > 10.50 % $ 75,462 > 10.00 % Tier 1 risk-based capital ​ 91,625 12.14 ​ 45,277 > 6.00 ​ 64,142 > 8.50 ​ 60,369 > 8.00 ​ Tier 1 leverage ​ 91,625 11.08 ​ 33,088 > 4.00 ​ 33,088 > 4.00 ​ 41,360 > 5.00 ​ Common equity Tier 1 ​ 91,625 12.14 ​ 33,958 > 4.50 ​ 52,823 > 7.00 ​ 49,050 > 6.50 ​ ​ ​ Note 17. Regulatory Capital Requirements and Restrictions on Dividends (continued) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ For Capital ​ To Be Well ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Adequacy Purposes ​ Capitalized Under ​ ​ ​ ​ ​ ​ ​ For Capital ​ With Capital ​ Prompt Corrective ​ ​ Actual ​ Adequacy Purposes ​ Conservation Buffer ​ Action Provisions ​ Amount Ratio Amount ​ Ratio Amount ​ Ratio Amount ​ Ratio ​ ​ ( dollars in thousands) ​ As of December 31, 2020: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Company: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 721,004 ​ 14.95 % $ 385,832 > 8.00 % $ 506,404 > 10.50 % $ 482,290 > 10.00 % Tier 1 risk-based capital ​ 546,729 11.34 ​ 289,374 > 6.00 ​ 409,946 > 8.50 ​ 385,832 > 8.00 ​ Tier 1 leverage ​ 546,729 9.49 ​ 230,345 > 4.00 ​ 230,345 > 4.00 ​ 287,931 > 5.00 ​ Common equity Tier 1 ​ 508,736 10.55 ​ 217,030 > 4.50 ​ 337,603 > 7.00 ​ 313,488 > 6.50 ​ Quad City Bank & Trust: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 213,608 ​ 12.24 % $ 139,581 > 8.00 % $ 183,200 > 10.50 % $ 174,477 > 10.00 % Tier 1 risk-based capital ​ 191,693 ​ 10.99 ​ 104,686 > 6.00 ​ 148,305 > 8.50 ​ 139,581 > 8.00 ​ Tier 1 leverage ​ 191,693 ​ 8.48 ​ 90,430 > 4.00 ​ 90,430 > 4.00 ​ 113,038 > 5.00 ​ Common equity Tier 1 ​ 191,693 ​ 10.99 ​ 78,514 > 4.50 ​ 122,134 > 7.00 ​ 113,410 > 6.50 ​ Cedar Rapids Bank & Trust: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 217,227 ​ 13.14 % $ 132,269 > 8.00 % $ 173,603 > 10.50 % $ 165,336 > 10.00 % Tier 1 risk-based capital ​ 196,438 ​ 11.88 ​ 99,202 > 6.00 ​ 140,536 > 8.50 ​ 132,269 > 8.00 ​ Tier 1 leverage ​ 196,438 ​ 10.01 ​ 78,535 > 4.00 ​ 78,535 > 4.00 ​ 98,169 > 5.00 ​ Common equity Tier 1 ​ 196,438 ​ 11.88 ​ 74,401 > 4.50 ​ 115,735 > 7.00 ​ 107,469 > 6.50 ​ Community State Bank: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 108,040 ​ 12.69 % $ 68,117 > 8.00 % $ 89,404 > 10.50 % $ 85,146 > 10.00 % Tier 1 risk-based capital ​ 97,350 ​ 11.43 ​ 51,088 > 6.00 ​ 72,374 > 8.50 ​ 68,117 > 8.00 ​ Tier 1 leverage ​ 97,350 ​ 10.27 ​ 37,930 > 4.00 ​ 37,930 > 4.00 ​ 47,412 > 5.00 ​ Common equity Tier 1 ​ 97,350 ​ 11.43 ​ 38,316 > 4.50 ​ 59,602 > 7.00 ​ 55,345 > 6.50 ​ Springfield First Community Bank: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 90,334 ​ 14.35 % $ 50,357 > 8.00 % $ 66,094 > 10.50 % $ 62,947 > 10.00 % Tier 1 risk-based capital ​ 77,668 ​ 12.34 ​ 37,768 > 6.00 ​ 53,505 > 8.50 ​ 50,357 > 8.00 ​ Tier 1 leverage ​ 77,668 ​ 10.87 ​ 28,575 > 4.00 ​ 28,575 > 4.00 ​ 35,719 > 5.00 ​ Common equity Tier 1 ​ 77,668 ​ 12.34 ​ 28,326 > 4.50 ​ 44,063 > 7.00 ​ 40,915 > 6.50 ​

Note 18 - Earnings per Share (T

Note 18 - Earnings per Share (Tables)	12 Months Ended
	Dec. 31, 2021
Earnings per Share
Schedule of computation of earnings per share on a basic and diluted basis	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 2020 2019 ​ ​ (dollars in thousands, except per share data) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Net income ​ $ 98,905 ​ $ 60,582 ​ $ 57,408 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Basic EPS ​ $ 6.30 ​ $ 3.84 ​ $ 3.65 Diluted EPS ​ $ 6.20 ​ $ 3.80 ​ $ 3.60 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Weighted average common shares outstanding ​ 15,708,744 ​ 15,771,650 ​ 15,730,016 Weighted average common shares issuable upon exercise of stock options ​ ​ ​ ​ ​ ​ ​ ​ ​ and under the employee stock purchase plan ​ 235,964 ​ 180,987 ​ 237,759 Weighted average common and common equivalent shares outstanding ​ 15,944,708 ​ 15,952,637 ​ 15,967,775 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ , .

Note 20 - Parent Company Only_2

Note 20 - Parent Company Only Financial Statements (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Condensed Balance Sheet	​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 2020 ​ ​ (dollars in thousands) Assets ​ ​ ​ ​ ​ ​ Cash and due from banks ​ $ 41,531 ​ $ 88,610 Interest-bearing deposits at financial institutions ​ 5,750 ​ 7,200 Investment in bank subsidiaries ​ 769,628 ​ 655,232 Investment in nonbank subsidiaries ​ 5,341 ​ 4,540 Premises and equipment, net ​ 8,632 ​ 9,242 Other assets ​ 7,716 ​ 16,268 Total assets ​ $ 838,598 ​ $ 781,092 ​ ​ ​ Liabilities and Stockholders' Equity ​ ​ Liabilities: ​ ​ Subordinated notes ​ $ 113,850 ​ $ 113,691 Junior subordinated debentures ​ 38,155 ​ 37,993 Other liabilities ​ 9,583 ​ 35,615 Total liabilities ​ 161,588 ​ 187,299 ​ ​ ​ Stockholders' Equity: ​ ​ Common stock ​ 15,613 ​ 15,806 Additional paid-in capital ​ 273,768 ​ 275,807 Retained earnings ​ 386,077 ​ 300,804 Accumulated other comprehensive income ​ 1,552 ​ 1,376 Total stockholders' equity ​ 677,010 ​ 593,793 Total liabilities and stockholders' equity ​ $ 838,598 ​ $ 781,092
Condensed Income Statement	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 2020 2019 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total interest income ​ $ 3 ​ $ 29 ​ $ 77 Equity in net income of bank subsidiaries ​ 117,408 ​ 79,624 ​ 69,966 Equity in net income (loss) of nonbank subsidiaries ​ 456 ​ (261) ​ 6,797 Other ​ 853 ​ 289 ​ 314 Total income ​ 118,720 ​ 79,681 ​ 77,154 ​ ​ ​ ​ Interest expense ​ 8,482 ​ 6,662 ​ 5,836 Salaries and employee benefits ​ 12,446 ​ 11,825 ​ 8,739 Professional fees ​ 1,983 ​ 2,558 ​ 1,545 Acquisition costs ​ 624 ​ — ​ — Post-acquisition compensation, transition and integration costs ​ — ​ 145 ​ 3,171 Disposition costs ​ ​ 13 ​ ​ 312 ​ ​ 1,606 Goodwill impairment ​ — ​ 500 ​ 3,000 Other ​ 2,784 ​ 2,505 ​ 2,147 Total expenses ​ 26,332 ​ 24,507 ​ 26,044 ​ ​ ​ ​ Income before income tax benefit ​ 92,388 ​ 55,174 ​ 51,110 ​ ​ ​ ​ Income tax benefit ​ 6,517 ​ 5,408 ​ 6,298 Net income ​ $ 98,905 ​ $ 60,582 ​ $ 57,408 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
Condensed Cash flow Statement	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 2020 2019 ​ ​ (dollars in thousands) Cash Flows from Operating Activities: ​ ​ ​ Net income ​ $ 98,905 ​ $ 60,582 ​ $ 57,408 Adjustments to reconcile net income to net cash provided by (used in) operating activities: ​ ​ ​ Earnings of bank subsidiaries ​ ​ (117,408) ​ (79,624) ​ (69,966) (Earnings) losses of nonbank subsidiaries ​ (456) ​ 261 ​ (6,797) Distributions from nonbank subsidiaries ​ 30 ​ 40 ​ 45,058 Deferred income taxes ​ ​ (1,093) ​ ​ 6,909 ​ ​ 2,498 Accretion of acquisition fair value adjustments ​ 321 ​ 378 ​ 305 Depreciation ​ 486 ​ 454 ​ 327 Deferred compensation expense accrued ​ ​ 573 ​ ​ — ​ ​ — Stock-based compensation expense ​ 2,352 ​ 2,150 ​ 2,469 Loss on sale of subsidiary ​ ​ — ​ ​ 158 ​ ​ — Gain on sale of fixed assets ​ ​ 155 ​ ​ — ​ ​ — Goodwill impairment ​ ​ — ​ ​ 500 ​ ​ 3,000 Decrease (increase) in other assets ​ 5 ​ (7,380) ​ (2,472) Increase (decrease) in other liabilities ​ (14,702) ​ (5,923) ​ 7,814 Net cash provided by (used in) operating activities ​ (30,832) ​ (21,495) ​ 39,644 ​ ​ ​ ​ ​ Cash Flows from Investing Activities: ​ ​ ​ Net increase (decrease) in interest-bearing deposits at financial institutions ​ 1,450 ​ (1,599) ​ (4,600) Capital infusion, bank subsidiaries ​ — ​ — ​ (8,600) Capital infusion, non-bank subsidiaries ​ ​ (375) ​ ​ — ​ ​ (100) Net cash received in dissolution of subsidiary ​ ​ — ​ ​ 8,450 ​ ​ — Net cash received in sale of subsidiary ​ ​ — ​ ​ 195 ​ ​ — Purchase of premises and equipment ​ (31) ​ (272) ​ (2,861) Net cash provided by (used in) investing activities ​ 1,044 ​ 6,774 ​ (16,161) ​ ​ ​ ​ Cash Flows from Financing Activities: ​ ​ ​ Activity in other borrowings: ​ ​ ​ Paydown on revolving line of credit ​ — ​ ​ — ​ ​ (9,000) Prepayments ​ — ​ ​ — ​ ​ (21,313) Calls, maturities and scheduled payments ​ ​ — ​ — ​ (1,799) Proceeds from subordinated notes ​ ​ — ​ ​ 50,000 ​ ​ 63,393 Payment of cash dividends ​ (3,793) ​ (3,779) ​ (3,767) Proceeds from issuance of common stock, net ​ 670 ​ 1,360 ​ 1,926 Repurchase and cancellation of shares ​ (14,168) ​ (3,779) ​ — Net cash provided by (used in) financing activities ​ (17,291) ​ 43,802 ​ 29,440 ​ ​ ​ ​ Net increase (decrease) in cash and due from banks ​ (47,079) ​ 29,081 ​ 52,923 ​ ​ ​ ​ Cash and due from banks: ​ ​ ​ Beginning ​ 88,610 ​ 59,529 ​ 6,606 Ending ​ $ 41,531 ​ $ 88,610 ​ $ 59,529

Note 21 - Fair Value (Tables)

Note 21 - Fair Value (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Schedule of assets measured at fair value	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Fair Value Measurements at Reporting Date Using ​ ​ ​ ​ ​ Quoted Prices ​ Significant ​ ​ ​ ​ ​ ​ ​ ​ in Active ​ Other ​ Significant ​ ​ ​ ​ ​ Markets for ​ Observable ​ Unobservable ​ ​ ​ ​ ​ Identical Assets ​ Inputs ​ Inputs ​ Fair Value (Level 1) (Level 2) (Level 3) ​ ​ (dollars in thousands) December 31, 2021: ​ ​ ​ ​ Securities AFS: ​ ​ ​ ​ U.S. treasuries and govt. sponsored agency securities ​ $ 23,328 ​ $ — ​ $ 23,328 ​ $ — Residential mortgage-backed and related securities ​ 94,323 ​ — ​ 94,323 ​ — Municipal securities ​ 168,266 ​ — ​ 168,266 ​ — Asset-backed securities ​ ​ 27,124 ​ ​ — ​ ​ 27,124 ​ ​ — Other securities ​ 24,789 ​ — ​ 24,789 ​ — Derivatives ​ 222,220 ​ — ​ 222,220 ​ — Total assets measured at fair value ​ $ 560,050 ​ $ — ​ $ 560,050 ​ $ — ​ ​ ​ ​ ​ Derivatives ​ $ 225,135 ​ $ — ​ $ 225,135 ​ $ — Total liabilities measured at fair value ​ $ 225,135 ​ $ — ​ $ 225,135 ​ $ — ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2020: ​ ​ ​ ​ Securities AFS: ​ ​ ​ ​ U.S. govt. sponsored agency securities ​ $ 15,336 ​ $ — ​ $ 15,336 ​ $ — Residential mortgage-backed and related securities ​ 132,842 ​ — ​ 132,842 ​ — Municipal securities ​ 152,408 ​ — ​ 152,408 ​ — Asset-backed securities ​ ​ 40,683 ​ ​ — ​ ​ 40,683 ​ ​ — Other securities ​ 20,697 ​ — ​ 20,697 ​ — Derivatives ​ 222,757 ​ — ​ 222,757 ​ — Total assets measured at fair value ​ $ 584,723 ​ $ — ​ $ 584,723 ​ $ — ​ ​ ​ ​ ​ Derivatives ​ $ 229,270 ​ $ — ​ $ 229,270 ​ $ — Total liabilities measured at fair value ​ $ 229,270 ​ $ — ​ $ 229,270 ​ $ — ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Fair Value Measurements at Reporting Date Using ​ ​ ​ ​ ​ Quoted Prices ​ Significant ​ ​ ​ ​ ​ ​ ​ ​ in Active ​ Other ​ Significant ​ ​ ​ ​ ​ Markets for ​ Observable ​ Unobservable ​ ​ ​ ​ ​ Identical Assets ​ Inputs ​ Inputs ​ Fair Value Level 1 Level 2 Level 3 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2021: ​ ​ ​ ​ Loans/leases evaluated individually ​ $ 6,618 ​ $ — ​ $ — ​ $ 6,618 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2020: ​ ​ ​ ​ Loans/leases evaluated individually ​ $ 9,926 ​ $ — ​ $ — ​ $ 9,926 OREO ​ 22 ​ — ​ — ​ 22 ​ ​ $ 9,948 ​ $ — ​ $ — ​ $ 9,948 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
Schedule of assets measured at fair value, valuation techniques	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Quantitative Information about Level Fair Value Measurements ​ ​ Fair Value ​ Fair Value ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, ​ December 31, ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 2020 Valuation Technique Unobservable Input Range ​ ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans/leases evaluated individually ​ $ 6,618 ​ $ 9,926 Appraisal of collateral Appraisal adjustments -10.00 % to -30.00 % OREO ​ — ​ 22 Appraisal of collateral Appraisal adjustments 0.00 % to -35.00 %
Schedule of assets and liabilities measured at fair value	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Fair Value ​ As of December 31, 2021 ​ As of December 31, 2020 ​ ​ Hierarchy ​ Carrying ​ Estimated ​ Carrying ​ Estimated ​ Level Value Fair Value Value Fair Value ​ ​ ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Cash and due from banks Level 1 ​ $ 37,490 ​ $ 37,490 ​ $ 61,329 ​ $ 61,329 Federal funds sold Level 2 ​ 12,370 ​ 12,370 ​ 9,080 ​ 9,080 Interest-bearing deposits at financial institutions Level 2 ​ 75,292 ​ 75,292 ​ 86,596 ​ 86,596 Investment securities: ​ ​ ​ ​ ​ ​ ​ ​ HTM Level 2 ​ 472,385 ​ 522,297 ​ 476,165 ​ 521,277 AFS Level 2 ​ 337,830 ​ 337,830 ​ 361,966 ​ 361,966 Loans/leases receivable, net Level 3 ​ 6,128 ​ 6,618 ​ 9,191 ​ 9,926 Loans/leases receivable, net Level 2 ​ 4,595,283 ​ 4,478,899 ​ 4,157,562 ​ 4,112,735 Derivatives Level 2 ​ 222,220 ​ 222,220 ​ 222,757 ​ 222,757 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Deposits: ​ ​ ​ ​ ​ ​ ​ ​ Nonmaturity deposits Level 2 ​ 4,501,424 ​ 4,501,424 ​ 4,138,478 ​ 4,138,478 Time deposits Level 2 ​ 421,348 ​ 419,453 ​ 460,659 ​ 465,681 Short-term borrowings Level 2 ​ 3,800 ​ 3,800 ​ 5,430 ​ 5,430 FHLB advances Level 2 ​ 15,000 ​ 15,000 ​ 15,000 ​ 14,998 Subordinated notes ​ Level 2 ​ ​ 113,850 ​ ​ 116,203 ​ ​ 118,691 ​ ​ 112,406 Junior subordinated debentures Level 2 ​ 38,155 ​ 31,072 ​ 37,993 ​ 30,618 Derivatives Level 2 ​ 225,135 ​ 225,135 ​ 229,270 ​ 229,270

Note 22 - Business Segment In_2

Note 22 - Business Segment Information (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Schedule of business segment information	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial Banking ​ ​ ​ Intercompany ​ Consolidated ​ QCBT CRBT CSB SFCB All other Eliminations Total ​ ​ (dollars in thousands) Year Ended December 31, 2021 ​ ​ ​ ​ ​ ​ ​ ​ Total revenue ​ $ 88,689 ​ $ 129,080 ​ $ 43,945 ​ $ 38,342 ​ $ 119,451 ​ $ (118,930) ​ $ 300,577 Net interest income ​ 66,232 ​ 57,354 ​ 35,512 ​ 26,351 ​ (8,479) ​ 1,263 ​ 178,233 Provision for credit losses ​ 1,519 ​ (697) ​ 2,219 ​ 445 ​ — ​ — ​ 3,486 Net income (loss) ​ 34,616 ​ 55,411 ​ 12,802 ​ 14,579 ​ 99,331 ​ (117,834) ​ 98,905 Goodwill ​ 3,223 ​ 14,980 ​ 9,888 ​ 45,975 ​ — ​ — ​ 74,066 Intangibles ​ — ​ 1,702 ​ 2,653 ​ 4,994 ​ — ​ — ​ 9,349 Total assets ​ 2,142,344 ​ 2,030,279 ​ 1,168,606 ​ 882,885 ​ 845,120 ​ (973,102) ​ 6,096,132 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year Ended December 31, 2020* ​ ​ ​ ​ ​ ​ ​ ​ Total revenue ​ $ 92,336 ​ $ 125,416 ​ $ 50,448 ​ $ 42,036 ​ $ 2,197 ​ $ (262) ​ $ 312,171 Net interest income ​ 63,366 ​ 52,857 ​ 31,570 ​ 24,759 ​ (6,633) ​ 1,031 ​ 166,950 Provision for loan/lease losses ​ 21,612 ​ 19,438 ​ 9,243 ​ 5,411 ​ — ​ — ​ 55,704 Net income (loss) from continuing operations ​ 21,557 ​ 33,890 ​ 11,379 ​ 12,797 ​ (19,041) ​ — ​ 60,582 Goodwill ​ 3,223 ​ 14,980 ​ 9,888 ​ 45,975 ​ — ​ — ​ 74,066 Intangibles ​ — ​ 2,189 ​ 3,305 ​ 5,887 ​ — ​ — ​ 11,381 Total assets ​ 2,153,773 ​ 1,957,695 ​ 1,004,183 ​ 779,956 ​ 134,407 ​ (324,971) ​ 5,705,043 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year Ended December 31, 2019* ​ ​ ​ ​ ​ ​ ​ ​ Total revenue ​ $ 87,433 ​ $ 96,631 ​ $ 42,059 ​ $ 31,569 ​ $ 38,758 ​ $ (1,606) ​ $ 294,844 Net interest income ​ 52,097 ​ 44,310 ​ 31,370 ​ 21,422 ​ 6,360 ​ — ​ 155,559 Provision for loan/lease losses ​ 3,433 ​ 1,080 ​ 679 ​ 1,315 ​ 559 ​ — ​ 7,066 Net income (loss) from continuing operations ​ 21,607 ​ 27,716 ​ 10,787 ​ 8,244 ​ (10,946) ​ — ​ 57,408 Goodwill ​ 3,223 ​ 14,980 ​ 9,888 ​ 45,975 ​ 682 ​ — ​ 74,748 Intangibles ​ — ​ 2,684 ​ 3,980 ​ 6,802 ​ 1,504 ​ — ​ 14,970 Total assets ​ 1,682,477 ​ 1,572,324 ​ 853,833 ​ 748,753 ​ 116,968 ​ (65,305) ​ 4,909,050 ​ *

Note 1 - Nature of Business a_4

Note 1 - Nature of Business and Significant Accounting Policies (Details)	Nov. 30, 2021USD ($)	Nov. 30, 2021USD ($)	Nov. 30, 2020USD ($)	Dec. 31, 2021USD ($)subsidiarysegmentshares	Dec. 31, 2020USD ($)shares	Dec. 31, 2019USD ($)shares	Jan. 01, 2021USD ($)	Dec. 31, 2018USD ($)
Retained earnings				$ 386,077,000	$ 300,804,000
Less allowance				78,721,000	$ 84,376,000	$ 36,001,000	$ 84,376,000	$ 39,847,000
Debt Securities, Held-to-maturity, Allowance for Credit Loss				$ 198,000
Number of subsidiaries commercial banks | subsidiary				4
Number of portfolio segments | segment				8
Financing Receivable, Lines of Credit Maximum Term				1 year
Number of Non-Consolidated Subsidiaries Issuing Trust Preferred Securities | subsidiary				6
Cash Reserve Deposit Required and Made				$ 0
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Number | shares				318,266	354,899	365,084
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Intrinsic Value				$ 11,600,000
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Intrinsic Value				10,800,000
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercises in Period, Intrinsic Value				419,000	$ 270,000	$ 303,000
Allocated Share-based Compensation Expense				2,352,000	2,150,000	2,469,000
Goodwill impairment	$ 0	$ 0	$ 0		500,000	3,000,000
Minimum outstanding balance considered for calculation of low quality loans allowance on case-to-case basis				250,000
Maximum principal balance considered for placing low quality loans in the unique pool				250,000
Other Assets
Accrued investment income receivable				15,000,000
Subsidiary banks with an asset size of $1.0 billion or less
Lending Threshold Requiring Additional Loan Review				1,000,000
Subsidiary banks with an asset size of over $1.0 billion
Lending Threshold Requiring Additional Loan Review				2,000,000
Cumulative Effect, Period of Adoption, Adjustment [Member]
Less allowance							(8,102,000)
Debt Securities, Held-to-maturity, Allowance for Credit Loss							183,000
Off-Balance Sheet, Credit Loss, Liability							9,117,000
Accounting Standards Update 2016-13
Less allowance				(8,102,000)
Debt Securities, Held-to-maturity, Allowance for Credit Loss				183,000
Accounting Standards Update 2016-13 | Cumulative Effect, Period of Adoption, Adjustment [Member]
Retained earnings							937,000
Less allowance							8,100,000
Debt Securities, Held-to-maturity, Allowance for Credit Loss							183,000
Off-Balance Sheet, Credit Loss, Liability							9,100,000
Employee Stock Option
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized				$ 382,000
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized, Period for Recognition				1 year 11 months 23 days
Allocated Share-based Compensation Expense				$ 270,000	297,000	475,000
In The Money Options [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Number | shares				367,998
Restricted Stock
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized				$ 2,700,000
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized, Period for Recognition				1 year 8 months 12 days
Allocated Share-based Compensation Expense				$ 1,864,000	1,619,000	1,850,000
Subsidiaries [Member] | Fixed Rate Residential Mortgage [Member]
Financing receivable, term				15 years
Commercial Portfolio Segment [Member]
Less allowance				$ 29,889,000	$ 35,421,000	$ 16,072,000	35,421,000	$ 16,420,000
Financing Receivable, Term Loans, Generally Maximum Term				7 years
Commercial Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Less allowance							$ (35,421,000)
Commercial Portfolio Segment [Member] | Accounting Standards Update 2016-13
Less allowance				$ (35,421,000)
Minimum
Financing Receivable, Lines of Credit Maximum Term				6 months
Residual Value Percent of Cost				3.00%
Minimum | Subsidiaries [Member] | Adjustable Rate Residential Mortgage [Member]
Financing receivable, term				1 year
Minimum | Commercial Portfolio Segment [Member] | Term Loan [Member]
Financing receivable, term				3 years
Maximum
Permanent loans term				20 years
Financing Receivable, Credit Weaknesses Borrowers, Term				365 days
Financing Receivable, Lines of Credit Maximum Term				1 year
Residual Value Percent of Cost				25.00%
Maximum | Subsidiaries [Member] | Adjustable Rate Residential Mortgage [Member]
Financing receivable, term				5 years
Maximum | Commercial Portfolio Segment [Member] | Term Loan [Member]
Financing receivable, term				5 years
Core Deposits [Member]
Estimated useful life				10 years
Customer Lists [Member]
Estimated useful life				15 years

Note 1 - Nature of Business a_5

Note 1 - Nature of Business and Significant Accounting Policies - Option Pricing Model Valuation Assumptions (Details) - $ / shares	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Expected life of option grants (Year)	10 years
Weighted-average grant date fair value (in dollars per share)	$ 10.85	$ 10.07	$ 11.29
Employee Stock Option
Dividend yield	0.55%		0.67%
Expected volatility	23.57%		28.28%
Risk-free interest rate	1.62%		2.90%
Expected life of option grants (Year)	6 years 3 months	6 years 3 months	6 years 3 months
Weighted-average grant date fair value (in dollars per share)	$ 10.85	$ 10.07	$ 11.29
Employee Stock Option | Minimum
Dividend yield	0.55%	0.60%	0.67%
Expected volatility	23.57%	25.49%	28.28%
Risk-free interest rate	1.62%	0.79%	2.90%
Employee Stock Option | Maximum
Dividend yield		0.81%
Expected volatility		25.70%
Risk-free interest rate		1.31%
Stock Purchase Grants [Member]
Weighted-average grant date fair value (in dollars per share)	$ 7.67	$ 6.03	$ 4.81
Stock Purchase Grants [Member] | Minimum
Dividend yield	0.49%	0.55%	0.69%
Expected volatility	37.51%	24.59%	20.15%
Risk-free interest rate	0.00%	0.15%	2.02%
Expected life of option grants (Year)	3 months	3 months	3 months
Stock Purchase Grants [Member] | Maximum
Dividend yield	0.61%	0.81%	0.75%
Expected volatility	38.65%	36.38%	21.06%
Risk-free interest rate	0.06%	1.65%	2.46%
Expected life of option grants (Year)	6 months	6 months	6 months

Note 1 - Nature of Business a_6

Note 1 - Nature of Business and Significant Accounting Policies - Impact of ASU 2016-13 (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Jan. 01, 2021	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Debt Securities, Held-to-maturity, Allowance for Credit Loss	$ 198
Less allowance for estimated losses on loans/leases	78,721	$ 84,376	$ 84,376	$ 36,001	$ 39,847
Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Debt Securities, Held-to-maturity, Allowance for Credit Loss		183
Less allowance for estimated losses on loans/leases		76,274
Off-Balance Sheet, Credit Loss, Liability		9,117
Cumulative Effect, Period of Adoption, Adjustment [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Debt Securities, Held-to-maturity, Allowance for Credit Loss		183
Less allowance for estimated losses on loans/leases		(8,102)
Off-Balance Sheet, Credit Loss, Liability		9,117
Commercial Portfolio Segment [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases	29,889	35,421	35,421	16,072	16,420
Commercial Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases		(35,421)
Commercial Real Estate Portfolio Segment [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases		42,161	42,161	15,379	17,719
Commercial Real Estate Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases		(42,161)
Construction and Land Development [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases	16,972
Multi-family
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases	9,339
Multi-family | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases		5,836
Multi-family | Cumulative Effect, Period of Adoption, Adjustment [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases		5,836
Direct financing leases
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases	1,546	1,764	1,764	1,464	1,792
Direct financing leases | Cumulative Effect, Period of Adoption, Adjustment [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases		(1,764)
1-4 family real estate
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases	4,541
1-4 family real estate | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases		5,042
1-4 family real estate | Cumulative Effect, Period of Adoption, Adjustment [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases		5,042
Residential real estate
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases		3,732	3,732	1,948	2,557
Residential real estate | Cumulative Effect, Period of Adoption, Adjustment [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases		(3,732)
Consumer
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases	930	1,298	1,298
Consumer | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases		1,161
Consumer | Cumulative Effect, Period of Adoption, Adjustment [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases		(137)
Installment and other consumer loans
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases			$ 1,298	$ 1,138	$ 1,359
C&I - revolving | Commercial Portfolio Segment [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases	3,907
C&I - revolving | Commercial Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases		2,982
C&I - revolving | Commercial Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases		2,982
C&I - revolving | Commercial Real Estate Portfolio Segment [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases	3,907
C&I - other | Commercial Portfolio Segment [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases	25,982
C&I - other | Commercial Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases		29,130
C&I - other | Commercial Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases		29,130
C&I - other | Direct financing leases
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases	1,780
CRE - owner occupied | Commercial Real Estate Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases		8,696
CRE - owner occupied | Commercial Real Estate Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases		8,696
CRE - non owner occupied
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases	8,549
CRE - non owner occupied | Commercial Real Estate Portfolio Segment [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases	$ 8,549
CRE - non owner occupied | Commercial Real Estate Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases		11,428
CRE - non owner occupied | Commercial Real Estate Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases		11,428
Construction Loans [Member] | Construction and Land Development [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases		11,999
Construction Loans [Member] | Construction and Land Development [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases		$ 11,999

Note 2 - Sales-Mergers-Acquis_3

Note 2 - Sales-Mergers-Acquisitions - Sale of Assets and liabilities (Details) - USD ($) $ in Thousands	Aug. 12, 2020	Nov. 30, 2019	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
ASSETS
Cash and due from banks				$ 349	$ 3,973
Interest-bearing deposits at financial institutions					55,291
Securities held to maturity, at amortized cost					3,243
Securities available for sale, at fair value					21,874
Loans/leases receivable held for investment, net					357,931
Premises and equipment, net				19	5,612
Restricted investment securities					675
Other real estate owned, net					2,134
Other assets				2,259	3,228
Total assets sold				2,627	453,961
LIABILITIES
Noninterest-bearing deposits					69,802
Interest-bearing deposits					331,486
Short-term borrowings					1,158
Federal Home Loan Bank advances					15,000
Other liabilities				946	2,241
Total liabilities sold				946	419,687
Forgiveness of earn-out consideration				880
Consideration received				448
Gain (loss) on sale of assets and liabilities of subsidiary					12,286
Assets held for sale				2,627	453,961
Liabilities held for sale				946	419,687
Disposition costs			$ 13	690	3,325
RB&T Company
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]
Purchase price premium for intangible assets		8.00%
Purchase price premium multiplied		0.345
Purchase price premium		$ 12,500
ASSETS
Cash and due from banks		3,973
Interest-bearing deposits at financial institutions		55,291
Securities held to maturity, at amortized cost		3,243
Securities available for sale, at fair value		21,874
Loans/leases receivable held for investment, net		357,931
Premises and equipment, net		5,612
Restricted investment securities		675
Other real estate owned, net		2,134
Other assets		3,228
Total assets sold		453,961
LIABILITIES
Noninterest-bearing deposits		69,802
Interest-bearing deposits		331,486
Short-term borrowings		1,158
Federal Home Loan Bank advances		15,000
Other liabilities		2,241
Total liabilities sold		419,687
Net assets sold		34,274
Note receivable consideration		46,560
Consideration received		46,600
Gain (loss) on sale of assets and liabilities of subsidiary		12,286
Assets held for sale		453,961
Liabilities held for sale		$ 419,687
Bates Companies
ASSETS
Cash and due from banks	$ 349
Premises and equipment, net	19
Other assets	2,259
Total assets sold	2,627
LIABILITIES
Other liabilities	946
Total liabilities sold	946
Net assets sold	1,681
Forgiveness of earn-out consideration	880
Cash consideration	195
Note receivable consideration	448
Consideration received	500
Imputed interest	52
Gain (loss) on sale of assets and liabilities of subsidiary	158
Assets held for sale	2,627
Liabilities held for sale	946
Disposition costs				$ 227
Bates Companies | Earnout Agreement Cancellation [Member]
LIABILITIES
Consideration received	$ 880
Asset held-for-sale
ASSETS
Total assets sold					12,000
LIABILITIES
Total liabilities sold					5,000
Assets held for sale					12,000
Liabilities held for sale					5,000
Disposition costs					$ 3,300

Note 3 - Investment Securitie_2

Note 3 - Investment Securities (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2021USD ($)itemsecurity	Dec. 31, 2020USD ($)item	Dec. 31, 2019USD ($)
Number of securities | security	622
Available-for-sale, unrealized loss positions, qualitative disclosure, number of positions | security	42
Aggregate losses of securities (as a percent)	0.17%
Available-for-sale, unrealized loss positions, qualitative disclosure, number of positions, greater than or equal to one year | security	13
Sale of securities | $	$ 23,874	$ 38,562	$ 30,055
Gain on sale | $		2,553	$ 176
Security Owned and Pledged as Collateral, Fair Value | $	$ 246,500	$ 212,800
Number Of Charters Owning Municipal Securities	4
Revenue Bonds
Number of issuers	2
Percentage threshold	5.00%	5.00%
Municipal securities | General Obligation Bonds
Number of issuers	113	117
Other investments | $	$ 114,500	$ 116,700
Number of states holding investments	20	21
Municipal securities | General Obligation Bonds | Minimum
Other investments | $	$ 5,000	$ 5,000
Municipal securities | General Obligation Bonds | Aggregate Fair Value Exceeding 5 Million [Member]
Number of states holding investments	7	8
Municipal securities | Revenue Bonds
Number of issuers	165	191
Other investments | $	$ 575,000	$ 555,900
Number of states holding investments	25	26
Municipal securities | Revenue Bonds | Minimum
Other investments | $	$ 5,000	$ 5,000
Municipal securities | Revenue Bonds | Aggregate Fair Value Exceeding 5 Million [Member]
Number of states holding investments	13	12

Note 3 - Investment Securitie_3

Note 3 - Investment Securities - Amortized Cost and Fair Value of Investment Securities (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Securities held to maturity:
Securities held to maturity, at amortized cost	$ 472,583	$ 476,165
Securities held to maturity, gross unrealized gains	49,715	45,360
Securities held to maturity, gross unrealized (losses)	(1)	(248)
Securities held to maturity, fair value	522,297	521,277
Securities held to maturity, at amortized cost, net of allowance for credit losses	472,385	476,165
Allowance for credit losses HTM securities	198
Securities available for sale:
Debt Securities, Available-for-sale, Amortized Cost	329,994	350,060
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax	9,157	12,430
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax	(1,321)	(524)
Debt Securities, Available-for-sale	337,830	361,966
Municipal securities.
Securities held to maturity:
Securities held to maturity, at amortized cost	471,533	475,115
Securities held to maturity, gross unrealized gains	49,715	45,360
Securities held to maturity, gross unrealized (losses)		(248)
Securities held to maturity, fair value	521,248	520,227
Allowance for credit losses HTM securities	198
Securities available for sale:
Debt Securities, Available-for-sale, Amortized Cost	163,253	147,241
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax	5,228	5,215
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax	(215)	(48)
Debt Securities, Available-for-sale	168,266	152,408
U.S. treasuries and govt. sponsored agency securities
Securities available for sale:
Debt Securities, Available-for-sale, Amortized Cost	23,370	14,936
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax	254	447
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax	(296)	(47)
Debt Securities, Available-for-sale	23,328	15,336
Residential mortgage-backed and related securities
Securities available for sale:
Debt Securities, Available-for-sale, Amortized Cost	92,431	127,670
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax	2,672	5,510
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax	(780)	(338)
Debt Securities, Available-for-sale	94,323	132,842
Asset-backed securities
Securities available for sale:
Debt Securities, Available-for-sale, Amortized Cost	26,372	39,663
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax	752	1,111
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax		(91)
Debt Securities, Available-for-sale	27,124	40,683
Other Securities
Securities held to maturity:
Securities held to maturity, at amortized cost	1,050	1,050
Securities held to maturity, gross unrealized (losses)	(1)
Securities held to maturity, fair value	1,049	1,050
Securities available for sale:
Debt Securities, Available-for-sale, Amortized Cost	24,568	20,550
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Gain, before Tax	251	147
Debt Securities, Available-for-sale, Accumulated Gross Unrealized Loss, before Tax	(30)
Debt Securities, Available-for-sale	$ 24,789	$ 20,697

Note 3 - Investment Securitie_4

Note 3 - Investment Securities - Securities in a Continuous Unrealized Loss Position (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Securities held to maturity:
Securities held to maturity, less than 12 months, fair value		$ 8,407
Securities held to maturity, less than 12 months, gross unrealized losses		(248)
Securities held to maturity, fair value		8,407
Securities held to maturity, gross unrealized losses		(248)
Securities available for sale:
Securities available for sale, less than 12 months, fair value	$ 32,980	57,742
Securities available for sale, less than 12 months, gross unrealized losses	(464)	(485)
Securities available for sale, 12 months or more, fair value	23,442	9,945
Securities available for sale, 12 months or more, gross unrealized losses	(857)	(39)
Securities available for sale, fair value	56,422	67,687
Securities available for sale, gross unrealized losses	(1,321)	(524)
Municipal securities.
Securities available for sale:
Securities available for sale, less than 12 months, fair value	13,287	10,110
Securities available for sale, less than 12 months, gross unrealized losses	(211)	(48)
Securities available for sale, 12 months or more, fair value	1,001
Securities available for sale, 12 months or more, gross unrealized losses	(4)
Securities available for sale, fair value	14,288	10,110
Securities available for sale, gross unrealized losses	(215)	(48)
U.S. treasuries and govt. sponsored agency securities
Securities available for sale:
Securities available for sale, less than 12 months, fair value	9,802	3,199
Securities available for sale, less than 12 months, gross unrealized losses	(156)	(47)
Securities available for sale, 12 months or more, fair value	3,035
Securities available for sale, 12 months or more, gross unrealized losses	(140)
Securities available for sale, fair value	12,837	3,199
Securities available for sale, gross unrealized losses	(296)	(47)
Residential mortgage-backed and related securities
Securities available for sale:
Securities available for sale, less than 12 months, fair value	5,363	37,549
Securities available for sale, less than 12 months, gross unrealized losses	(67)	(338)
Securities available for sale, 12 months or more, fair value	19,406
Securities available for sale, 12 months or more, gross unrealized losses	(713)
Securities available for sale, fair value	24,769	37,549
Securities available for sale, gross unrealized losses	(780)	(338)
Asset-backed securities
Securities available for sale:
Securities available for sale, less than 12 months, fair value		6,884
Securities available for sale, less than 12 months, gross unrealized losses		(52)
Securities available for sale, 12 months or more, fair value		9,945
Securities available for sale, 12 months or more, gross unrealized losses		(39)
Securities available for sale, fair value		16,829
Securities available for sale, gross unrealized losses		$ (91)
Other Securities
Securities held to maturity:
Securities held to maturity, less than 12 months, fair value	1,049
Securities held to maturity, less than 12 months, gross unrealized losses	(1)
Securities held to maturity, fair value	1,049
Securities held to maturity, gross unrealized losses	(1)
Securities available for sale:
Securities available for sale, less than 12 months, fair value	4,528
Securities available for sale, less than 12 months, gross unrealized losses	(30)
Securities available for sale, fair value	4,528
Securities available for sale, gross unrealized losses	$ (30)

Note 3 - Investment Securitie_5

Note 3 - Investment Securities - Activity in Allowance for Credit Losses (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2021USD ($)
Debt Securities, Held-to-maturity, Allowance for Credit Loss [Roll Forward]
Provision for credit loss expense	$ 15
Balance, ending	198
Accounting Standards Update 2016-13
Debt Securities, Held-to-maturity, Allowance for Credit Loss [Roll Forward]
Balance, ending	183
Municipal securities.
Debt Securities, Held-to-maturity, Allowance for Credit Loss [Roll Forward]
Provision for credit loss expense	16
Balance, ending	198
Municipal securities. | Accounting Standards Update 2016-13
Debt Securities, Held-to-maturity, Allowance for Credit Loss [Roll Forward]
Balance, ending	182
Other Securities
Debt Securities, Held-to-maturity, Allowance for Credit Loss [Roll Forward]
Provision for credit loss expense	(1)
Other Securities | Accounting Standards Update 2016-13
Debt Securities, Held-to-maturity, Allowance for Credit Loss [Roll Forward]
Balance, ending	$ 1

Note 3 - Investment Securitie_6

Note 3 - Investment Securities - Sales of Securities (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Investment Securities
Proceeds from sales of securities	$ 23,874	$ 38,562	$ 30,055
Gross gains from sales of securities		2,553	176
Gross losses from sales of securities	$ (88)	$ (69)	$ (206)

Note 3 - Investment Securitie_7

Note 3 - Investment Securities - Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Securities held to maturity:
Securities held to maturity, due in one year or less, amortized cost	$ 2,636
Securities held to maturity, due in one year or less, fair value	2,651
Securities held to maturity, due after one year through five years, amortized cost	23,246
Securities held to maturity, due after one year through five years, fair value	23,800
Securities held to maturity, due after five years, amortized cost	446,701
Securities held to maturity, due after five years, fair value	495,846
Securities held to maturity, amortized cost	472,583
Securities held to maturity, fair value	522,297	$ 521,277
Securities available for sale:
Securities available for sale, due in one year or less, amortized cost	5,873
Securities available for sale, Due in one year or less, fair value	5,943
Securities available for sale, due after one year through five years, amortized cost	5,600
Securities available for sale, Due after one year through five years, fair value	5,764
Securities available for sale, due after five years, amortized cost	199,718
Securities available for sale, due after five years, fair value	204,676
Securities available for sale, single maturity, amortized cost	211,191
Securities available for sale, single maturity, fair value	216,383
Securities available for sale, amortized cost	329,994	350,060
Securities available for sale, fair value	337,830	361,966
Securities available for sale, callable, amortized cost	329,994
Securities available for sale, callable, fair value	337,830
Callable Securities [Member]
Securities available for sale:
Securities available for sale, amortized cost	182,830
Securities available for sale, fair value	187,859
Municipal securities.
Securities held to maturity:
Securities held to maturity, fair value	521,248	520,227
Securities available for sale:
Securities available for sale, amortized cost	163,253	147,241
Securities available for sale, fair value	168,266	152,408
Municipal securities. | Callable Securities [Member]
Securities held to maturity:
Securities held to maturity, callable, amortized cost	278,699
Securities held to maturity, callable, fair value	289,939
Securities available for sale:
Securities available for sale, callable, amortized cost	158,262
Securities available for sale, callable, fair value	163,070
Asset-backed securities
Securities available for sale:
Securities available for sale, amortized cost	26,372	39,663
Securities available for sale, fair value	27,124	40,683
Securities available for sale, callable, amortized cost	26,372
Securities available for sale, callable, fair value	27,124
Residential mortgage-backed and related securities
Securities available for sale:
Securities available for sale, amortized cost	92,431	127,670
Securities available for sale, fair value	94,323	132,842
Securities available for sale, callable, amortized cost	92,431
Securities available for sale, callable, fair value	94,323
Other Securities
Securities held to maturity:
Securities held to maturity, fair value	1,049	1,050
Securities available for sale:
Securities available for sale, amortized cost	24,568	20,550
Securities available for sale, fair value	24,789	$ 20,697
Other Securities | Callable Securities [Member]
Securities available for sale:
Securities available for sale, callable, amortized cost	24,568
Securities available for sale, callable, fair value	$ 24,789

Note 4 - Loans Leases Receiva_3

Note 4 - Loans Leases Receivable (Details)	12 Months Ended
	Dec. 31, 2021USD ($)leaseitemloan	Dec. 31, 2020USD ($)loanleasecontract	Dec. 31, 2019USD ($)	Jan. 01, 2021USD ($)	Dec. 31, 2018USD ($)
Loans and leases	$ 4,680,132,000	$ 4,243,791,000
Loans receivable held for sale	3,828,000	$ 3,758,000
Financing Receivable, Modifications, Subsequent Default, Number of Contracts | contract		1
Financing Receivable, Modifications, Post-Modification Recorded Investment	2,599,000	$ 1,022,000
Financing Receivable, Modifications, Subsequent Default, Recorded Investment		44,000
Financing Receivables, Impaired, Troubled Debt Restructuring, Write-down		266,000
Less allowance for estimated losses on loans/leases	78,721,000	84,376,000	$ 36,001,000	$ 84,376,000	$ 39,847,000
Provision for Loan and Lease Losses	5,702,000	55,704,000	6,638,000
Allowance for Loan and Lease Losses, Write-offs	4,538,000	8,383,000	5,134,000
Recoveries on loans/leases previously charged off	$ 1,283,000	1,054,000	772,000
Number of troubled debt restructurings written off | item	5
Threshold for Related Party Loans Evaluated	$ 60,000	60,000	60,000
Interest income on nonaccrual loans	$ 494,000,000	$ 1,700,000
Number of Loans / Leases	3,000	4
C&I - other
Loans and leases	$ 4,640,000
m2 Lease Funds, LLC
Financing Receivable, Loan Modification, Not Treated as Troubled Debt Restructuring	$ 2,400,000
Loan Relief Program
Financing Receivable, Modification, Number of Contracts	0
Financial Receivables Loan Modification, Percent	0.05%
Nonaccrual [Member]
Financing Receivable, Modifications, Post-Modification Recorded Investment	$ 54,000	$ 880,000
Number of Loans / Leases	1	2
Troubled Debt Restructurings [Member]
Accruing Past Due 90 Days or More		$ 984,000
Residential real estate
Loans and leases		252,121,000
Residential real estate loan held for sale	$ 3,800,000
Less allowance for estimated losses on loans/leases		3,732,000	1,948,000	3,732,000	2,557,000
Provision for Loan and Lease Losses		1,755,000	163,000
Allowance for Loan and Lease Losses, Write-offs			191,000
Recoveries on loans/leases previously charged off		29,000	47,000
Commercial Portfolio Segment [Member]
Loans and leases	1,595,085,000	1,726,723,000
Less allowance for estimated losses on loans/leases	29,889,000	35,421,000	16,072,000	35,421,000	16,420,000
Provision for Loan and Lease Losses		22,899,000	3,666,000
Allowance for Loan and Lease Losses, Write-offs		4,199,000	1,476,000
Recoveries on loans/leases previously charged off		649,000	276,000
Commercial Portfolio Segment [Member] | C&I - other
Loans and leases	1,346,602,000
Less allowance for estimated losses on loans/leases	25,982,000
Provision for Loan and Lease Losses	(1,451,000)
Allowance for Loan and Lease Losses, Write-offs	2,287,000
Recoveries on loans/leases previously charged off	590,000
Commercial Portfolio Segment [Member] | m2 Lease Funds, LLC
Loans and leases	$ 225,100,000	171,500,000
Commercial Real Estate Portfolio Segment [Member]
Loans and leases		2,107,629,000
Less allowance for estimated losses on loans/leases		42,161,000	15,379,000	42,161,000	17,719,000
Provision for Loan and Lease Losses		28,671,000	1,566,000
Allowance for Loan and Lease Losses, Write-offs		2,071,000	1,722,000
Recoveries on loans/leases previously charged off		182,000	208,000
Commercial Real Estate Portfolio Segment [Member] | Troubled Debt Restructurings [Member]
Accruing Past Due 90 Days or More		836,000
Direct financing leases
Number of Leases | lease	2
Loss related to unguaranteed residual values of leases	$ 0	0	0
Loans and leases	45,191,000	66,016,000
Less allowance for estimated losses on loans/leases	1,546,000	1,764,000	1,464,000	1,764,000	1,792,000
Provision for Loan and Lease Losses		2,148,000	1,129,000
Allowance for Loan and Lease Losses, Write-offs		1,993,000	1,647,000
Recoveries on loans/leases previously charged off		145,000	190,000
Direct financing leases | PPP loans
Loans and leases	28,200,000	273,100,000
Direct financing leases | C&I - other
Less allowance for estimated losses on loans/leases	1,780,000
Provision for Loan and Lease Losses	(703,000)
Allowance for Loan and Lease Losses, Write-offs	(458,000)
Recoveries on loans/leases previously charged off	258,000
Threshold for Related Party Loans Evaluated	1,500,000
Direct financing leases | Troubled Debt Restructurings [Member]
Accruing Past Due 90 Days or More		100,000
Consumer
Loans and leases	75,311,000	91,302,000
Less allowance for estimated losses on loans/leases	930,000	1,298,000		$ 1,298,000
Provision for Loan and Lease Losses	(509,000)
Allowance for Loan and Lease Losses, Write-offs	46,000
Recoveries on loans/leases previously charged off	324,000
Consumer | Troubled Debt Restructurings [Member]
Accruing Past Due 90 Days or More		48,000
Installment and other consumer loans
Loans and leases		91,302,000
Less allowance for estimated losses on loans/leases		1,298,000	1,138,000		$ 1,359,000
Provision for Loan and Lease Losses		231,000	114,000
Allowance for Loan and Lease Losses, Write-offs		120,000	98,000
Recoveries on loans/leases previously charged off		$ 49,000	$ 51,000
No Lease End Option Rider [Member] | Direct financing leases
Number of Leases | lease		3
Lease residual values	$ 165,000	$ 239,000

Note 4 - Loans Leases Receiva_4

Note 4 - Loans Leases Receivable - Composition of the Loan Lease Portfolio (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Jan. 01, 2021	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Loans and leases receivable	$ 4,680,132		$ 4,243,791
Plus deferred loan/lease origination costs, net of fees.			7,338
Gross loans/leases receivable	4,680,132		4,251,129
Less allowance	(78,721)	$ (84,376)	(84,376)	$ (36,001)	$ (39,847)
Net loans/leases receivable	4,601,411		4,166,753
C&I - revolving
Loans and leases receivable	248,483
C&I - other
Loans and leases receivable	4,640
CRE - non owner occupied
Less allowance	(8,549)
Owner Occupied Commercial Real Estate Loans [Member]
Less allowance	(8,501)
Commercial Portfolio Segment [Member]
Loans and leases receivable	1,595,085		1,726,723
Gross loans/leases receivable	1,640,276
Less allowance	(29,889)	(35,421)	(35,421)	(16,072)	(16,420)
Commercial Portfolio Segment [Member] | C&I - revolving
Loans and leases receivable	248,483		1,726,723
Gross loans/leases receivable	248,483
Less allowance	(3,907)
Commercial Portfolio Segment [Member] | C&I - other
Loans and leases receivable	1,346,602
Gross loans/leases receivable	1,391,793
Less allowance	(25,982)
Commercial Portfolio Segment [Member] | Construction Loans [Member]
Loans and leases receivable	918,571		541,455
Commercial Real Estate Portfolio Segment [Member]
Loans and leases receivable			2,107,629
Less allowance		(42,161)	(42,161)	(15,379)	(17,719)
Commercial Real Estate Portfolio Segment [Member] | C&I - revolving
Less allowance	(3,907)
Commercial Real Estate Portfolio Segment [Member] | CRE - owner occupied
Loans and leases receivable	421,701
Commercial Real Estate Portfolio Segment [Member] | CRE - non owner occupied
Loans and leases receivable	646,500
Gross loans/leases receivable	646,500
Less allowance	(8,549)
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans and leases receivable			541,455
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Commercial Real Estate Loans [Member]
Loans and leases receivable	421,701		496,471
Gross loans/leases receivable	421,701
Less allowance	(8,501)
Commercial Real Estate Portfolio Segment [Member] | Other Non-owner Occupied Commercial Real Estate Loans [Member]
Loans and leases receivable			1,069,703
Construction and Land Development [Member]
Gross loans/leases receivable	918,571
Less allowance	(16,972)
Construction and Land Development [Member] | Construction Loans [Member]
Loans and leases receivable	918,571
Multi-family
Loans and leases receivable	600,412
Gross loans/leases receivable	600,412
Less allowance	(9,339)
Direct financing leases
Net minimum lease payments to be received	49,362		72,940
Estimated unguaranteed residual values of leased assets	165		239
Unearned lease/residual income	(4,336)		(7,163)
Loans and leases receivable	45,191		66,016
Plus deferred loan/lease origination costs, net of fees.	568		1,072
Gross loans/leases receivable	45,759		67,088
Less allowance	(1,546)	(1,764)	(1,764)	(1,464)	(1,792)
Net loans/leases receivable	44,213		65,324
Direct financing leases | C&I - other
Less allowance	(1,780)
1-4 family real estate
Loans and leases receivable	377,361
Gross loans/leases receivable	377,361
Less allowance	(4,541)
Residential real estate
Loans and leases receivable			252,121
Less allowance		(3,732)	(3,732)	(1,948)	(2,557)
Residential real estate | Other Non-owner Occupied Commercial Real Estate Loans [Member]
Loans and leases receivable			1,069,703
Consumer
Loans and leases receivable	75,311		91,302
Gross loans/leases receivable	75,311
Less allowance	$ (930)	$ (1,298)	(1,298)
Installment and other consumer loans
Loans and leases receivable			91,302
Less allowance			$ (1,298)	$ (1,138)	$ (1,359)

Note 4 - Loans Leases Receiva_5

Note 4 - Loans Leases Receivable - Changes in Accretable Yield (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Balance at the beginning of the period	$ (3,139)	$ (6,435)	$ (10,794)
Reclassification of nonaccretable discount to accretable		(530)	(275)
Reclassification of nonaccretable discount to allowance		353
Accretion recognized	1,606	3,473	4,634
Balance at the end of the period	(1,533)	(3,139)	(6,435)
PCI Loans
Balance at the beginning of the period		(57)	(667)
Reclassification of nonaccretable discount to accretable		(530)	(275)
Accretion recognized		587	885
Balance at the end of the period			(57)
Performing Loans
Balance at the beginning of the period	(3,139)	(6,378)	(10,127)
Reclassification of nonaccretable discount to allowance		353
Accretion recognized	1,606	2,886	3,749
Balance at the end of the period	$ (1,533)	$ (3,139)	$ (6,378)

Note 4 - Loans Leases Receiva_6

Note 4 - Loans Leases Receivable - Aging of the Loan Lease Portfolio (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Loans and leases	$ 4,680,132	$ 4,243,791
Loans and leases as a percentage of total loan/lease portfolio	100.00%	100.00%
C&I - revolving
Loans and leases	$ 248,483
C&I - other
Loans and leases	4,640
Current
Loan	$ 4,666,986	$ 4,225,516
Current as a percentage of total loan/lease portfolio	99.72%	99.57%
Current | C&I - revolving
Loan	$ 248,483
Financing Receivables, 30 to 59 Days Past Due [Member]
Loan	$ 2,202	$ 3,591
Past due as a percentage of total loan/lease portfolio	0.05%	0.08%
Financing Receivables, 60 to 89 Days Past Due [Member]
Loan	$ 8,184	$ 741
Past due as a percentage of total loan/lease portfolio	0.17%	0.02%
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loan		$ 3
Accruing Past Due 90 Days or More	$ 1
Accruing past due 90 days or more as a percentage of total loan/lease portfolio	0.00%	0.00%
Past Due
Nonaccrual Loans/Leases	$ 2,759	$ 13,940
Nonaccrual Loans/Leases as a percentage of total loan/lease portfolio	0.06%	0.33%
Commercial Portfolio Segment [Member]
Loans and leases	$ 1,595,085	$ 1,726,723
Commercial Portfolio Segment [Member] | C&I - revolving
Loans and leases	248,483	1,726,723
Commercial Portfolio Segment [Member] | C&I - other
Loans and leases	1,346,602
Commercial Portfolio Segment [Member] | Construction Loans [Member]
Loans and leases	918,571	541,455
Commercial Portfolio Segment [Member] | Current
Loan		1,720,058
Commercial Portfolio Segment [Member] | Current | C&I - other
Loan	1,337,034
Commercial Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Loan		1,535
Commercial Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member] | C&I - other
Loan	859
Commercial Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Loan		323
Commercial Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member] | C&I - other
Loan	7,308
Commercial Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | C&I - other
Accruing Past Due 90 Days or More	1
Commercial Portfolio Segment [Member] | Past Due
Nonaccrual Loans/Leases		4,807
Commercial Portfolio Segment [Member] | Past Due | C&I - other
Nonaccrual Loans/Leases	1,400
Commercial Real Estate Portfolio Segment [Member]
Loans and leases		2,107,629
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Commercial Real Estate Loans [Member]
Loans and leases	421,701	496,471
Commercial Real Estate Portfolio Segment [Member] | CRE - non owner occupied
Loans and leases	646,500
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans and leases		541,455
Commercial Real Estate Portfolio Segment [Member] | Other Non-owner Occupied Commercial Real Estate Loans [Member]
Loans and leases		1,069,703
Commercial Real Estate Portfolio Segment [Member] | Current | Owner Occupied Commercial Real Estate Loans [Member]
Loan	421,701	496,459
Commercial Real Estate Portfolio Segment [Member] | Current | CRE - non owner occupied
Loan	646,500
Commercial Real Estate Portfolio Segment [Member] | Current | Construction Loans [Member]
Loan		541,455
Commercial Real Estate Portfolio Segment [Member] | Current | Other Non-owner Occupied Commercial Real Estate Loans [Member]
Loan		1,062,215
Commercial Real Estate Portfolio Segment [Member] | Past Due | Owner Occupied Commercial Real Estate Loans [Member]
Nonaccrual Loans/Leases		12
Commercial Real Estate Portfolio Segment [Member] | Past Due | Other Non-owner Occupied Commercial Real Estate Loans [Member]
Nonaccrual Loans/Leases		7,488
Construction and Land Development [Member] | Construction Loans [Member]
Loans and leases	918,571
Construction and Land Development [Member] | Current | Construction Loans [Member]
Loan	918,498
Construction and Land Development [Member] | Past Due | Construction Loans [Member]
Nonaccrual Loans/Leases	73
Multi-family
Loans and leases	600,412
Multi-family | Current
Loan	600,412
Direct financing leases
Loans and leases	45,191	66,016
Direct financing leases | Current
Loan	44,174	64,918
Direct financing leases | Financing Receivables, 30 to 59 Days Past Due [Member]
Loan	10	501
Direct financing leases | Financing Receivables, 60 to 89 Days Past Due [Member]
Loan	160	191
Direct financing leases | Past Due
Nonaccrual Loans/Leases	847	406
1-4 family real estate
Loans and leases	377,361
1-4 family real estate | Current
Loan	374,912
1-4 family real estate | Financing Receivables, 30 to 59 Days Past Due [Member]
Loan	1,325
1-4 family real estate | Financing Receivables, 60 to 89 Days Past Due [Member]
Loan	716
1-4 family real estate | Past Due
Nonaccrual Loans/Leases	408
Residential real estate
Loans and leases		252,121
Residential real estate | Other Non-owner Occupied Commercial Real Estate Loans [Member]
Loans and leases		1,069,703
Residential real estate | Current
Loan		249,364
Residential real estate | Financing Receivables, 30 to 59 Days Past Due [Member]
Loan		1,512
Residential real estate | Financing Receivables, 60 to 89 Days Past Due [Member]
Loan		223
Residential real estate | Past Due
Nonaccrual Loans/Leases		1,022
Consumer
Loans and leases	75,311	91,302
Consumer | Current
Loan	75,272	91,047
Consumer | Financing Receivables, 30 to 59 Days Past Due [Member]
Loan	8	43
Consumer | Financing Receivables, 60 to 89 Days Past Due [Member]
Loan		4
Consumer | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loan		3
Consumer | Past Due
Nonaccrual Loans/Leases	$ 31	205
Installment and other consumer loans
Loans and leases		$ 91,302

Note 4 - Loans Leases Receiva_7

Note 4 - Loans Leases Receivable - Loans Leases Nonperforming Loans Leases (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Loans and Leases Receivable, Net of Deferred Income	$ 4,680,132	$ 4,243,791
Percentage of Total NPLs	100.00%	100.00%
C&I - other
Loans and Leases Receivable, Net of Deferred Income	$ 4,640
C&I - revolving
Loans and Leases Receivable, Net of Deferred Income	248,483
Nonperforming Financial Instruments [Member]
Accruing Past Due 90 Days or More	1	$ 3
Nonaccrual Loans/Leases	1,757	13,940
Nonaccrual Loans/Leases without an Allowance for Credit Losses	1,002
Accruing TDRs		741
Loans and Leases Receivable, Net of Deferred Income	$ 2,760	$ 14,684
Percentage of Total NPLs	100.00%	100.00%
Nonperforming Financial Instruments [Member] | C&I - other
Accruing Past Due 90 Days or More	$ 1
Nonaccrual Loans/Leases	1,130
Nonaccrual Loans/Leases without an Allowance for Credit Losses	270
Loans and Leases Receivable, Net of Deferred Income	$ 1,401
Percentage of Total NPLs	50.77%
Commercial Portfolio Segment [Member]
Loans and Leases Receivable, Net of Deferred Income	$ 1,595,085	$ 1,726,723
Commercial Portfolio Segment [Member] | C&I - other
Loans and Leases Receivable, Net of Deferred Income	1,346,602
Commercial Portfolio Segment [Member] | C&I - revolving
Loans and Leases Receivable, Net of Deferred Income	248,483	1,726,723
Commercial Portfolio Segment [Member] | Construction Loans [Member]
Loans and Leases Receivable, Net of Deferred Income	918,571	541,455
Commercial Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Nonaccrual Loans/Leases		4,807
Accruing TDRs		606
Loans and Leases Receivable, Net of Deferred Income		$ 5,413
Percentage of Total NPLs		36.87%
Commercial Portfolio Segment [Member] | Nonperforming Financial Instruments [Member] | C&I - other
Loans and Leases Receivable, Net of Deferred Income	1,340
Commercial Portfolio Segment [Member] | Nonperforming Financial Instruments [Member] | CRE - non owner occupied
Nonaccrual Loans/Leases		$ 7,488
Loans and Leases Receivable, Net of Deferred Income		$ 7,488
Percentage of Total NPLs		50.99%
Commercial Real Estate Portfolio Segment [Member]
Loans and Leases Receivable, Net of Deferred Income		$ 2,107,629
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Commercial Real Estate Loans [Member]
Loans and Leases Receivable, Net of Deferred Income	421,701	496,471
Commercial Real Estate Portfolio Segment [Member] | CRE - non owner occupied
Loans and Leases Receivable, Net of Deferred Income	646,500
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans and Leases Receivable, Net of Deferred Income		541,455
Commercial Real Estate Portfolio Segment [Member] | Other Non-owner Occupied Commercial Real Estate Loans [Member]
Loans and Leases Receivable, Net of Deferred Income		1,069,703
Commercial Real Estate Portfolio Segment [Member] | Nonperforming Financial Instruments [Member] | Owner Occupied Commercial Real Estate Loans [Member]
Nonaccrual Loans/Leases		12
Loans and Leases Receivable, Net of Deferred Income		$ 12
Percentage of Total NPLs		0.08%
Construction and Land Development [Member] | Construction Loans [Member]
Loans and Leases Receivable, Net of Deferred Income	918,571
Construction and Land Development [Member] | Nonperforming Financial Instruments [Member] | C&I - other
Loans and Leases Receivable, Net of Deferred Income	73
Construction and Land Development [Member] | Nonperforming Financial Instruments [Member] | Construction Loans [Member]
Nonaccrual Loans/Leases	73
Loans and Leases Receivable, Net of Deferred Income	$ 73
Percentage of Total NPLs	2.64%
Multi-family
Loans and Leases Receivable, Net of Deferred Income	$ 600,412
Direct financing leases
Loans and Leases Receivable, Net of Deferred Income	45,191	$ 66,016
Direct financing leases | Nonperforming Financial Instruments [Member]
Nonaccrual Loans/Leases	115	406
Nonaccrual Loans/Leases without an Allowance for Credit Losses	732
Accruing TDRs		135
Loans and Leases Receivable, Net of Deferred Income	$ 847	$ 541
Percentage of Total NPLs	30.69%	3.68%
1-4 family real estate
Loans and Leases Receivable, Net of Deferred Income	$ 377,361
1-4 family real estate | Nonperforming Financial Instruments [Member]
Nonaccrual Loans/Leases	408
Loans and Leases Receivable, Net of Deferred Income	$ 408
Percentage of Total NPLs	14.78%
Residential real estate
Loans and Leases Receivable, Net of Deferred Income		$ 252,121
Residential real estate | Other Non-owner Occupied Commercial Real Estate Loans [Member]
Loans and Leases Receivable, Net of Deferred Income		1,069,703
Residential real estate | Nonperforming Financial Instruments [Member]
Nonaccrual Loans/Leases		1,022
Loans and Leases Receivable, Net of Deferred Income		$ 1,022
Percentage of Total NPLs		6.96%
Consumer
Loans and Leases Receivable, Net of Deferred Income	$ 75,311	$ 91,302
Consumer | Nonperforming Financial Instruments [Member]
Nonaccrual Loans/Leases	31
Loans and Leases Receivable, Net of Deferred Income	$ 31
Percentage of Total NPLs	1.12%
Installment and other consumer loans
Loans and Leases Receivable, Net of Deferred Income		91,302
Installment and other consumer loans | Nonperforming Financial Instruments [Member]
Accruing Past Due 90 Days or More		3
Nonaccrual Loans/Leases		205
Loans and Leases Receivable, Net of Deferred Income		$ 208
Percentage of Total NPLs		1.42%

Note 4 - Loans Leases Receiva_8

Note 4 - Loans Leases Receivable - Allowance for Estimated Losses on Loans Leases (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Balance	$ 84,376	$ 36,001	$ 39,847
Provision for credit losses	5,702	55,704	6,638
Reclassification of allowance for loans and leases relating to assets held for sale.			(6,122)
Charged off	(4,538)	(8,383)	(5,134)
Recoveries	1,283	1,054	772
Balance	78,721	$ 84,376	36,001
Allowance as a percentage of impaired loans/leases		18.32%
Allowance as a percentage of nonimpaired loans/leases		1.93%
Total allowance as a percentage of total loans/leases		1.99%
Accounting Standards Update 2016-13
Balance	(8,102)
Asset held-for-sale
Provision for credit losses			428
Owner Occupied Commercial Real Estate Loans [Member]
Provision for credit losses	(198)
Recoveries	3
Balance	8,501
Owner Occupied Commercial Real Estate Loans [Member] | Accounting Standards Update 2016-13
Balance	8,696
CRE - non owner occupied
Provision for credit losses	(1,088)
Charged off	(1,876)
Recoveries	85
Balance	8,549
CRE - non owner occupied | Accounting Standards Update 2016-13
Balance	11,428
Commercial Portfolio Segment [Member]
Balance	35,421	$ 16,072	16,420
Provision for credit losses		22,899	3,666
Reclassification of allowance for loans and leases relating to assets held for sale.			(2,814)
Charged off		(4,199)	(1,476)
Recoveries		649	276
Balance	29,889	$ 35,421	16,072
Allowance as a percentage of impaired loans/leases		12.08%
Allowance as a percentage of nonimpaired loans/leases		2.02%
Total allowance as a percentage of total loans/leases		2.05%
Commercial Portfolio Segment [Member] | Accounting Standards Update 2016-13
Balance	(35,421)
Commercial Portfolio Segment [Member] | C&I - revolving
Balance	3,907
Commercial Portfolio Segment [Member] | C&I - other
Provision for credit losses	(1,451)
Charged off	(2,287)
Recoveries	590
Balance	25,982
Commercial Portfolio Segment [Member] | C&I - other | Accounting Standards Update 2016-13
Balance	29,130
Commercial Real Estate Portfolio Segment [Member]
Balance	42,161	$ 15,379	17,719
Provision for credit losses		28,671	1,566
Reclassification of allowance for loans and leases relating to assets held for sale.			(2,392)
Charged off		(2,071)	(1,722)
Recoveries		182	208
Balance		$ 42,161	15,379
Allowance as a percentage of impaired loans/leases		25.88%
Allowance as a percentage of nonimpaired loans/leases		1.92%
Total allowance as a percentage of total loans/leases		2.00%
Commercial Real Estate Portfolio Segment [Member] | Accounting Standards Update 2016-13
Balance	(42,161)
Commercial Real Estate Portfolio Segment [Member] | C&I - revolving
Provision for credit losses	925
Balance	3,907
Commercial Real Estate Portfolio Segment [Member] | C&I - revolving | Accounting Standards Update 2016-13
Balance	2,982
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Commercial Real Estate Loans [Member]
Balance	8,501
Commercial Real Estate Portfolio Segment [Member] | CRE - non owner occupied
Balance	8,549
Construction and Land Development [Member]
Provision for credit losses	4,973
Balance	16,972
Construction and Land Development [Member] | Accounting Standards Update 2016-13
Balance	11,999
Multi-family
Provision for credit losses	3,653
Charged off	(150)
Balance	9,339
Multi-family | Accounting Standards Update 2016-13
Balance	5,836
Direct financing leases
Balance	1,764	$ 1,464	1,792
Provision for credit losses		2,148	1,129
Charged off		(1,993)	(1,647)
Recoveries		145	190
Balance	1,546	$ 1,764	1,464
Allowance as a percentage of nonimpaired loans/leases		2.70%
Total allowance as a percentage of total loans/leases		2.67%
Direct financing leases | Accounting Standards Update 2016-13
Balance	(1,764)
Direct financing leases | C&I - other
Provision for credit losses	(703)
Charged off	458
Recoveries	258
Balance	1,780
Direct financing leases | C&I - other | Accounting Standards Update 2016-13
Balance	685
Residential real estate
Balance	3,732	$ 1,948	2,557
Provision for credit losses		1,755	163
Reclassification of allowance for loans and leases relating to assets held for sale.			(628)
Charged off			(191)
Recoveries		29	47
Balance		$ 3,732	1,948
Allowance as a percentage of impaired loans/leases		2.05%
Allowance as a percentage of nonimpaired loans/leases		1.48%
Total allowance as a percentage of total loans/leases		1.48%
Residential real estate | Accounting Standards Update 2016-13
Balance	(3,732)
1-4 family real estate
Provision for credit losses	(603)
Charged off	(179)
Recoveries	281
Balance	4,541
1-4 family real estate | Accounting Standards Update 2016-13
Balance	5,042
Consumer
Balance	1,298
Provision for credit losses	(509)
Charged off	(46)
Recoveries	324
Balance	930	$ 1,298
Consumer | Accounting Standards Update 2016-13
Balance	(137)
Installment and other consumer loans
Balance	$ 1,298	1,138	1,359
Provision for credit losses		231	114
Reclassification of allowance for loans and leases relating to assets held for sale.			(288)
Charged off		(120)	(98)
Recoveries		49	51
Balance		$ 1,298	$ 1,138
Allowance as a percentage of impaired loans/leases		35.12%
Allowance as a percentage of nonimpaired loans/leases		1.35%
Total allowance as a percentage of total loans/leases		1.42%

Note 4 - Loans Leases Receiva_9

Note 4 - Loans Leases Receivable - Composition Of Allowance For Credit Losses (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Jan. 01, 2021	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Allowance for Credit Losses, Individually Evaluated for Credit Losses	$ 2,554		$ 2,680
Allowance for Credit Losses, Collectively Evaluated for Credit Losses	76,167		81,696
Allowance for Credit Losses, Total	78,721	$ 84,376	84,376	$ 36,001	$ 39,847
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses	58,677		14,628
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses	4,621,455		4,229,163
Loans and leases receivable	4,680,132		4,243,791
C&I - revolving
Loans and leases receivable	248,483
C&I - other
Loans and leases receivable	4,640
Owner Occupied Commercial Real Estate Loans [Member]
Allowance for Credit Losses, Total	8,501
CRE - non owner occupied
Allowance for Credit Losses, Total	8,549
Commercial Portfolio Segment [Member]
Allowance for Credit Losses, Individually Evaluated for Credit Losses	911		650
Allowance for Credit Losses, Collectively Evaluated for Credit Losses	28,978		34,771
Allowance for Credit Losses, Total	29,889	35,421	35,421	16,072	16,420
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses	16,094		5,381
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses	1,624,182		1,721,342
Loans and leases receivable	1,595,085		1,726,723
Commercial Portfolio Segment [Member] | C&I - revolving
Allowance for Credit Losses, Individually Evaluated for Credit Losses	168
Allowance for Credit Losses, Collectively Evaluated for Credit Losses	3,739
Allowance for Credit Losses, Total	3,907
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses	2,638
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses	245,845
Loans and leases receivable	248,483		1,726,723
Commercial Portfolio Segment [Member] | C&I - other
Allowance for Credit Losses, Individually Evaluated for Credit Losses	743
Allowance for Credit Losses, Collectively Evaluated for Credit Losses	25,239
Allowance for Credit Losses, Total	25,982
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses	13,456
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses	1,378,337
Loans and leases receivable	1,346,602
Commercial Real Estate Portfolio Segment [Member]
Allowance for Credit Losses, Individually Evaluated for Credit Losses			1,938
Allowance for Credit Losses, Collectively Evaluated for Credit Losses			40,223
Allowance for Credit Losses, Total		42,161	42,161	15,379	17,719
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses			7,487
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses			2,100,142
Loans and leases receivable			2,107,629
Commercial Real Estate Portfolio Segment [Member] | C&I - revolving
Allowance for Credit Losses, Total	3,907
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Commercial Real Estate Loans [Member]
Allowance for Credit Losses, Individually Evaluated for Credit Losses	1,264
Allowance for Credit Losses, Collectively Evaluated for Credit Losses	7,237
Allowance for Credit Losses, Total	8,501
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses	3,841
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses	417,860
Loans and leases receivable	421,701		496,471
Commercial Real Estate Portfolio Segment [Member] | CRE - non owner occupied
Allowance for Credit Losses, Collectively Evaluated for Credit Losses	8,549
Allowance for Credit Losses, Total	8,549
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses	25,006
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses	621,494
Loans and leases receivable	646,500
Construction and Land Development [Member]
Allowance for Credit Losses, Individually Evaluated for Credit Losses	11
Allowance for Credit Losses, Collectively Evaluated for Credit Losses	16,961
Allowance for Credit Losses, Total	16,972
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses	10,436
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses	908,135
Multi-family
Allowance for Credit Losses, Collectively Evaluated for Credit Losses	9,339
Allowance for Credit Losses, Total	9,339
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses	600,412
Loans and leases receivable	600,412
1-4 family real estate
Allowance for Credit Losses, Individually Evaluated for Credit Losses	329
Allowance for Credit Losses, Collectively Evaluated for Credit Losses	4,212
Allowance for Credit Losses, Total	4,541
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses	2,950
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses	374,411
Loans and leases receivable	377,361
Consumer
Allowance for Credit Losses, Individually Evaluated for Credit Losses	39
Allowance for Credit Losses, Collectively Evaluated for Credit Losses	891
Allowance for Credit Losses, Total	930	1,298	1,298
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses	350
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses	74,961
Loans and leases receivable	75,311		91,302
Direct financing leases
Allowance for Credit Losses, Collectively Evaluated for Credit Losses			1,764
Allowance for Credit Losses, Total	1,546	1,764	1,764	1,464	1,792
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses			578
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses			65,438
Loans and leases receivable	45,191		66,016
Direct financing leases | C&I - other
Allowance for Credit Losses, Individually Evaluated for Credit Losses	35
Allowance for Credit Losses, Collectively Evaluated for Credit Losses	1,500
Allowance for Credit Losses, Total	1,780
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses	847
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses	$ 44,400
Residential real estate
Allowance for Credit Losses, Individually Evaluated for Credit Losses			20
Allowance for Credit Losses, Collectively Evaluated for Credit Losses			3,712
Allowance for Credit Losses, Total		$ 3,732	3,732	1,948	2,557
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses			977
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses			251,144
Loans and leases receivable			252,121
Installment and other consumer loans
Allowance for Credit Losses, Individually Evaluated for Credit Losses			72
Allowance for Credit Losses, Collectively Evaluated for Credit Losses			1,226
Allowance for Credit Losses, Total			1,298	$ 1,138	$ 1,359
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses			205
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses			91,097
Loans and leases receivable			$ 91,302

Note 4 - Loans Leases Receiv_10

Note 4 - Loans Leases Receivable - Impaired Loans Leases (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Recorded investment with no specific allowance recorded	$ 3,924	$ 4,912
Unpaid principal balance with no specific allowance recorded	4,804	5,115
Average recorded investment with no specific allowance recorded	2,576	4,009
Interest income recognized with no specific allowance recorded	79	86
Interest income recognized for cash payments received with no specific allowance recorded	79	86
Recorded investment with specific allowance recorded	10,704	3,749
Unpaid principal balance with specific allowance recorded	10,704	3,749
Average recorded investment with specific allowance recorded	7,578	2,412
Interest income recognized with specific allowance recorded		2
Interest income recognized for cash payments received with specific allowance recorded		2
Recorded investment	14,628	8,661
Unpaid principal balance	15,508	8,864
Related allowance	2,680	660
Average recorded investment	10,154	6,421
Interest income recognized	79	88
Interest income recognized for cash payments received	79	88
Owner Occupied Commercial Real Estate Loans [Member]
Recorded investment with no specific allowance recorded		34
Unpaid principal balance with no specific allowance recorded		50
Average recorded investment with no specific allowance recorded		24
Recorded investment		34
Unpaid principal balance		50
Average recorded investment		24
Other Non-owner Occupied Commercial Real Estate Loans [Member]
Recorded investment with no specific allowance recorded	1,133	684
Unpaid principal balance with no specific allowance recorded	1,933	686
Average recorded investment with no specific allowance recorded	494	738
Interest income recognized with no specific allowance recorded	29	29
Interest income recognized for cash payments received with no specific allowance recorded	29	29
Recorded investment with specific allowance recorded		2,867
Unpaid principal balance with specific allowance recorded		2,867
Average recorded investment with specific allowance recorded		1,958
Recorded investment		3,551
Unpaid principal balance		3,553
Related allowance		125
Average recorded investment		2,696
Interest income recognized		29
Interest income recognized for cash payments received		29
Commercial Portfolio Segment [Member]
Recorded investment with no specific allowance recorded	1,361	1,607
Unpaid principal balance with no specific allowance recorded	1,441	1,647
Average recorded investment with no specific allowance recorded	1,002	970
Interest income recognized with no specific allowance recorded	33	27
Interest income recognized for cash payments received with no specific allowance recorded	33	27
Recorded investment with specific allowance recorded	4,020	239
Unpaid principal balance with specific allowance recorded	4,020	239
Average recorded investment with specific allowance recorded	1,555	124
Recorded investment	5,381	1,846
Unpaid principal balance	5,461	1,886
Related allowance	650	170
Average recorded investment	2,557	1,094
Interest income recognized	33	27
Interest income recognized for cash payments received	33	27
Commercial Portfolio Segment [Member] | Other Non-owner Occupied Commercial Real Estate Loans [Member]
Recorded investment	7,487
Unpaid principal balance	8,287
Related allowance	1,938
Average recorded investment	6,220
Interest income recognized	29
Interest income recognized for cash payments received	29
Commercial Real Estate Portfolio Segment [Member] | Other Non-owner Occupied Commercial Real Estate Loans [Member]
Recorded investment with specific allowance recorded	6,354
Unpaid principal balance with specific allowance recorded	6,354
Average recorded investment with specific allowance recorded	5,726
Related allowance	1,938
Direct financing leases
Recorded investment with no specific allowance recorded	578	1,642
Unpaid principal balance with no specific allowance recorded	578	1,642
Average recorded investment with no specific allowance recorded	483	1,322
Interest income recognized with no specific allowance recorded	17	30
Interest income recognized for cash payments received with no specific allowance recorded	17	30
Recorded investment with specific allowance recorded		383
Unpaid principal balance with specific allowance recorded		383
Average recorded investment with specific allowance recorded		196
Interest income recognized with specific allowance recorded		2
Interest income recognized for cash payments received with specific allowance recorded		2
Recorded investment	578	2,025
Unpaid principal balance	578	2,025
Related allowance		270
Average recorded investment	483	1,518
Interest income recognized	17	32
Interest income recognized for cash payments received	17	32
Residential real estate
Recorded investment with no specific allowance recorded	719	469
Unpaid principal balance with no specific allowance recorded	719	614
Average recorded investment with no specific allowance recorded	476	481
Recorded investment with specific allowance recorded	258	180
Unpaid principal balance with specific allowance recorded	258	180
Average recorded investment with specific allowance recorded	227	72
Recorded investment	977	649
Unpaid principal balance	977	794
Related allowance	20	15
Average recorded investment	703	553
Installment and other consumer loans
Recorded investment with no specific allowance recorded	133	476
Unpaid principal balance with no specific allowance recorded	133	476
Average recorded investment with no specific allowance recorded	121	474
Recorded investment with specific allowance recorded	72	80
Unpaid principal balance with specific allowance recorded	72	80
Average recorded investment with specific allowance recorded	70	62
Recorded investment	205	556
Unpaid principal balance	205	556
Related allowance	72	80
Average recorded investment	$ 191	$ 536

Note 4 - Loans Leases Receiv_11

Note 4 - Loans Leases Receivable - Amortized Cost Basis of Collateral (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Amortized cost basis of collateral dependent loans, Individually evaluated for credit losses	$ 78,721	$ 84,376
Collateral Dependent Loans
Amortized cost basis of collateral dependent loans, Individually evaluated for credit losses	58,677
Commercial Assets
Amortized cost basis of collateral dependent loans, Individually evaluated for credit losses	3,201
Non Owner-Occupied Real Estate
Amortized cost basis of collateral dependent loans, Individually evaluated for credit losses	36,185
Owner Occupied Real Estate
Amortized cost basis of collateral dependent loans, Individually evaluated for credit losses	8,859
Securities
Amortized cost basis of collateral dependent loans, Individually evaluated for credit losses	134
Equipment
Amortized cost basis of collateral dependent loans, Individually evaluated for credit losses	9,998
Other
Amortized cost basis of collateral dependent loans, Individually evaluated for credit losses	300
Owner Occupied Commercial Real Estate Loans [Member] | Collateral Dependent Loans
Amortized cost basis of collateral dependent loans, Individually evaluated for credit losses	3,841
Owner Occupied Commercial Real Estate Loans [Member] | Owner Occupied Real Estate
Amortized cost basis of collateral dependent loans, Individually evaluated for credit losses	3,841
CRE - non owner occupied | Collateral Dependent Loans
Amortized cost basis of collateral dependent loans, Individually evaluated for credit losses	25,006
CRE - non owner occupied | Non Owner-Occupied Real Estate
Amortized cost basis of collateral dependent loans, Individually evaluated for credit losses	25,006
Commercial Portfolio Segment [Member] | Collateral Dependent Loans
Amortized cost basis of collateral dependent loans, Individually evaluated for credit losses	16,094
Commercial Portfolio Segment [Member] | Commercial Assets
Amortized cost basis of collateral dependent loans, Individually evaluated for credit losses	3,201
Commercial Portfolio Segment [Member] | Owner Occupied Real Estate
Amortized cost basis of collateral dependent loans, Individually evaluated for credit losses	2,471
Commercial Portfolio Segment [Member] | Securities
Amortized cost basis of collateral dependent loans, Individually evaluated for credit losses	134
Commercial Portfolio Segment [Member] | Equipment
Amortized cost basis of collateral dependent loans, Individually evaluated for credit losses	9,997
Commercial Portfolio Segment [Member] | Other
Amortized cost basis of collateral dependent loans, Individually evaluated for credit losses	291
Commercial Portfolio Segment [Member] | C&I - revolving | Collateral Dependent Loans
Amortized cost basis of collateral dependent loans, Individually evaluated for credit losses	2,638
Commercial Portfolio Segment [Member] | C&I - revolving | Commercial Assets
Amortized cost basis of collateral dependent loans, Individually evaluated for credit losses	2,518
Commercial Portfolio Segment [Member] | C&I - revolving | Equipment
Amortized cost basis of collateral dependent loans, Individually evaluated for credit losses	120
Commercial Portfolio Segment [Member] | C&I - other | Collateral Dependent Loans
Amortized cost basis of collateral dependent loans, Individually evaluated for credit losses	13,456
Commercial Portfolio Segment [Member] | C&I - other | Commercial Assets
Amortized cost basis of collateral dependent loans, Individually evaluated for credit losses	683
Commercial Portfolio Segment [Member] | C&I - other | Owner Occupied Real Estate
Amortized cost basis of collateral dependent loans, Individually evaluated for credit losses	2,471
Commercial Portfolio Segment [Member] | C&I - other | Securities
Amortized cost basis of collateral dependent loans, Individually evaluated for credit losses	134
Commercial Portfolio Segment [Member] | C&I - other | Equipment
Amortized cost basis of collateral dependent loans, Individually evaluated for credit losses	9,877
Commercial Portfolio Segment [Member] | C&I - other | Other
Amortized cost basis of collateral dependent loans, Individually evaluated for credit losses	291
Construction and Land Development [Member] | Collateral Dependent Loans
Amortized cost basis of collateral dependent loans, Individually evaluated for credit losses	10,436
Construction and Land Development [Member] | Non Owner-Occupied Real Estate
Amortized cost basis of collateral dependent loans, Individually evaluated for credit losses	10,362
Construction and Land Development [Member] | Owner Occupied Real Estate
Amortized cost basis of collateral dependent loans, Individually evaluated for credit losses	74
Direct financing leases | C&I - other | Commercial Assets
Amortized cost basis of collateral dependent loans, Individually evaluated for credit losses	847
1-4 family real estate | Collateral Dependent Loans
Amortized cost basis of collateral dependent loans, Individually evaluated for credit losses	2,950
1-4 family real estate | Non Owner-Occupied Real Estate
Amortized cost basis of collateral dependent loans, Individually evaluated for credit losses	817
1-4 family real estate | Owner Occupied Real Estate
Amortized cost basis of collateral dependent loans, Individually evaluated for credit losses	2,133
Consumer | Collateral Dependent Loans
Amortized cost basis of collateral dependent loans, Individually evaluated for credit losses	350
Consumer | Owner Occupied Real Estate
Amortized cost basis of collateral dependent loans, Individually evaluated for credit losses	340
Consumer | Equipment
Amortized cost basis of collateral dependent loans, Individually evaluated for credit losses	1
Consumer | Other
Amortized cost basis of collateral dependent loans, Individually evaluated for credit losses	$ 9

Note 4 - Loans Leases Receiv_12

Note 4 - Loans Leases Receivable - Loans by Internally Assigned Risk Rating (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Loans and leases	$ 4,680,132	$ 4,243,791
C&I - revolving
Loans and leases	248,483
C&I - other
2021	3,580
2020	373
2019	349
2017	336
Loans and leases	4,640
Internally Assigned Risk Rating [Member]
2021	1,418,701
2020	1,151,208
2019	514,237
2018	354,369
2017	180,072
Prior	148,546
Revolving Loans Amortized Cost Basis	289,503
Loans and leases	4,056,636		$ 3,102,243
As a % of Total			100.00%
Internally Assigned Risk Rating [Member] | C&I - revolving
Revolving Loans Amortized Cost Basis	248,483
Loans and leases	248,483
Internally Assigned Risk Rating [Member] | C&I - other
2021	395,618
2020	364,995
2019	141,165
2018	82,573
2017	83,810
Prior	53,358
Loans and leases	1,121,519
Internally Assigned Risk Rating [Member] | Owner Occupied Commercial Real Estate Loans [Member]
2021	118,651
2020	143,045
2019	49,740
2018	31,995
2017	19,406
Prior	47,387
Revolving Loans Amortized Cost Basis	11,477
Loans and leases	421,701
Internally Assigned Risk Rating [Member] | CRE - non owner occupied
2021	185,213
2020	172,890
2019	106,062
2018	77,166
2017	62,189
Prior	34,388
Revolving Loans Amortized Cost Basis	8,592
Loans and leases	646,500
Internally Assigned Risk Rating [Member] | Construction Loans [Member]
2021	1,558
2020	487
2019	108
2018	353
Prior	824
Revolving Loans Amortized Cost Basis	2,031
Loans and leases	5,361
Pass [Member]
Loans and leases			$ 3,048,642
As a % of Total			98.28%
Pass [Member] | C&I - other
2021	391,532
2020	362,256
2019	133,678
2018	82,177
2017	83,419
Prior	53,310
Loans and leases	1,106,372
Pass [Member] | Owner Occupied Commercial Real Estate Loans [Member]
2021	118,014
2020	143,045
2019	47,660
2018	30,523
2017	17,038
Prior	46,185
Revolving Loans Amortized Cost Basis	11,477
Loans and leases	413,942
Pass [Member] | CRE - non owner occupied
2021	176,813
2020	145,712
2019	88,697
2018	63,849
2017	55,752
Prior	28,808
Revolving Loans Amortized Cost Basis	8,592
Loans and leases	568,223
Pass [Member] | Construction Loans [Member]
2021	1,558
2020	487
2019	108
2018	216
Prior	824
Revolving Loans Amortized Cost Basis	2,031
Loans and leases	5,224
Special Mention [Member]
Loans and leases			$ 19,952
As a % of Total			0.64%
Special Mention [Member] | C&I - revolving
Revolving Loans Amortized Cost Basis	633
Loans and leases	633
Special Mention [Member] | C&I - other
Prior	2
Special Mention [Member] | Owner Occupied Commercial Real Estate Loans [Member]
2021	637
2018	233
2017	1,846
Prior	1,202
Loans and leases	3,918
Special Mention [Member] | CRE - non owner occupied
2021	7,295
2020	20,881
2019	1,802
2018	12,230
2017	5,494
Prior	5,580
Loans and leases	53,282
Substandard [Member]
Loans and leases			$ 33,649
As a % of Total			1.08%
Substandard [Member] | C&I - revolving
Revolving Loans Amortized Cost Basis	2,638
Loans and leases	2,638
Substandard [Member] | C&I - other
2021	506
2020	2,366
2019	7,138
2018	396
2017	55
Prior	46
Loans and leases	10,507
Substandard [Member] | Owner Occupied Commercial Real Estate Loans [Member]
2019	2,080
2018	1,239
2017	522
Loans and leases	3,841
Substandard [Member] | CRE - non owner occupied
2021	1,105
2020	6,297
2019	15,563
2018	1,087
2017	943
Loans and leases	24,995
Substandard [Member] | Construction Loans [Member]
2018	137
Loans and leases	137
Commercial Portfolio Segment [Member]
Loans and leases	1,595,085	1,726,723
Commercial Portfolio Segment [Member] | C&I - revolving
Loans and leases	248,483	1,726,723
Commercial Portfolio Segment [Member] | C&I - other
Loans and leases	1,346,602
Commercial Portfolio Segment [Member] | Construction Loans [Member]
Loans and leases	918,571	541,455
Commercial Portfolio Segment [Member] | Internally Assigned Risk Rating [Member]
Loans and leases		1,555,217	$ 1,365,847
Commercial Portfolio Segment [Member] | Pass [Member]
Loans and leases		1,506,578	1,334,446
Commercial Portfolio Segment [Member] | Pass [Member] | C&I - revolving
Revolving Loans Amortized Cost Basis	245,212
Loans and leases	245,212
Commercial Portfolio Segment [Member] | Special Mention [Member]
Loans and leases		23,929	12,962
Commercial Portfolio Segment [Member] | Substandard [Member]
Loans and leases		24,710	18,439
Commercial Real Estate Portfolio Segment [Member]
Loans and leases		2,107,629
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Commercial Real Estate Loans [Member]
Loans and leases	421,701	496,471
Commercial Real Estate Portfolio Segment [Member] | CRE - non owner occupied
Loans and leases	646,500
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans and leases		541,455
Commercial Real Estate Portfolio Segment [Member] | Other Non-owner Occupied Commercial Real Estate Loans [Member]
Loans and leases		1,069,703
Commercial Real Estate Portfolio Segment [Member] | Internally Assigned Risk Rating [Member] | Owner Occupied Commercial Real Estate Loans [Member]
Loans and leases		496,471	443,989
Commercial Real Estate Portfolio Segment [Member] | Internally Assigned Risk Rating [Member] | Construction Loans [Member]
Loans and leases		541,455
Commercial Real Estate Portfolio Segment [Member] | Internally Assigned Risk Rating [Member] | Other Non-owner Occupied Commercial Real Estate Loans [Member]
Loans and leases		1,069,703	913,610
Commercial Real Estate Portfolio Segment [Member] | Pass [Member] | Owner Occupied Commercial Real Estate Loans [Member]
Loans and leases		488,478	439,418
Commercial Real Estate Portfolio Segment [Member] | Pass [Member] | Construction Loans [Member]
Loans and leases		530,297
Commercial Real Estate Portfolio Segment [Member] | Pass [Member] | Other Non-owner Occupied Commercial Real Estate Loans [Member]
Loans and leases		999,931	896,206
Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member] | Owner Occupied Commercial Real Estate Loans [Member]
Loans and leases		3,087	3,044
Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member] | Construction Loans [Member]
Loans and leases		680
Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member] | Other Non-owner Occupied Commercial Real Estate Loans [Member]
Loans and leases		43,785	3,905
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member] | Owner Occupied Commercial Real Estate Loans [Member]
Loans and leases		4,906	1,527
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member] | Construction Loans [Member]
Loans and leases		10,478
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member] | Other Non-owner Occupied Commercial Real Estate Loans [Member]
Loans and leases		25,987	13,499
Construction and Land Development [Member] | Construction Loans [Member]
Loans and leases	918,571
Construction and Land Development [Member] | Internally Assigned Risk Rating [Member]
2021	404,407
2020	248,360
2019	126,941
2018	106,790
2017	3,012
Revolving Loans Amortized Cost Basis	13,277
Loans and leases	902,787		378,797
Construction and Land Development [Member] | Pass [Member]
2021	394,045
2020	248,360
2019	126,941
2018	106,790
2017	3,012
Revolving Loans Amortized Cost Basis	13,277
Loans and leases	892,425		378,572
Construction and Land Development [Member] | Special Mention [Member]
Loans and leases			41
Construction and Land Development [Member] | Substandard [Member]
2021	10,362
Loans and leases	10,362		$ 184
Multi-family
Loans and leases	600,412
Multi-family | Internally Assigned Risk Rating [Member]
2021	266,120
2020	197,224
2019	74,033
2018	47,486
2017	5,609
Prior	7,376
Revolving Loans Amortized Cost Basis	2,564
Loans and leases	600,412
Multi-family | Pass [Member]
2021	266,120
2020	197,224
2019	74,033
2018	47,486
2017	5,609
Prior	7,376
Revolving Loans Amortized Cost Basis	2,564
Loans and leases	600,412
1-4 family real estate
Loans and leases	377,361
1-4 family real estate | Internally Assigned Risk Rating [Member]
2021	47,134
2020	24,207
2019	16,188
2018	8,006
2017	6,046
Prior	5,213
Revolving Loans Amortized Cost Basis	3,079
Loans and leases	109,873
1-4 family real estate | Pass [Member]
2021	47,097
2020	24,029
2019	16,188
2018	7,569
2017	5,845
Prior	5,213
Revolving Loans Amortized Cost Basis	3,079
Loans and leases	109,020
1-4 family real estate | Special Mention [Member]
2021	37
Loans and leases	37
1-4 family real estate | Substandard [Member]
2020	178
2018	437
2017	201
Loans and leases	$ 816
Commercial and Commercial Real Estate Portfolio Segments [Member] | Internally Assigned Risk Rating [Member]
Loans and leases		$ 3,662,846
As a % of Total		100.00%
Commercial and Commercial Real Estate Portfolio Segments [Member] | Pass [Member]
Loans and leases		$ 3,525,284
As a % of Total		96.25%
Commercial and Commercial Real Estate Portfolio Segments [Member] | Special Mention [Member]
Loans and leases		$ 71,481
As a % of Total		1.95%
Commercial and Commercial Real Estate Portfolio Segments [Member] | Substandard [Member]
Loans and leases		$ 66,081
As a % of Total		1.80%

Note 4 - Loans Leases Receiv_13

Note 4 - Loans Leases Receivable - Leases By Delinquency Status (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Loans and leases	$ 4,680,132	$ 4,243,791
Delinquency Status [Member]
2021	245,701
2020	152,113
2019	66,802
2018	36,973
2017	19,169
Prior	46,979
Revolving Loans Amortized Cost Basis	55,759
Loans and leases	623,496		$ 579,103
As a % of Total			100.00%
Performing Less Than Ninety Days Past Due [Member}
Loans and leases			$ 574,972
As a % of Total			99.29%
Non Performing Greater Than Ninety Days Past Due [Member]
Loans and leases			$ 4,131
As a % of Total			0.71%
Nonperforming Financial Instruments [Member]
Loans and leases	2,760	14,684
C&I - other
2021	3,580
2020	373
2019	349
2017	336
Loans and leases	4,640
C&I - other | Nonperforming Financial Instruments [Member]
Loans and leases	1,401
Commercial Portfolio Segment [Member]
Loans and leases	1,595,085	1,726,723
Commercial Portfolio Segment [Member] | Delinquency Status [Member]
Loans and leases		171,506	$ 141,978
Commercial Portfolio Segment [Member] | Performing Less Than Ninety Days Past Due [Member}
Loans and leases		170,712	140,992
Commercial Portfolio Segment [Member] | Non Performing Greater Than Ninety Days Past Due [Member]
Loans and leases		794	986
Commercial Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Loans and leases		5,413
Commercial Portfolio Segment [Member] | C&I - other
Loans and leases	1,346,602
Commercial Portfolio Segment [Member] | C&I - other | Delinquency Status [Member]
2021	117,258
2020	54,438
2019	34,034
2018	14,642
2017	4,242
Prior	469
Loans and leases	225,083
Commercial Portfolio Segment [Member] | C&I - other | Performing Loans
2021	117,163
2020	54,261
2019	33,390
2018	14,274
2017	4,200
Prior	455
Loans and leases	223,743
Commercial Portfolio Segment [Member] | C&I - other | Nonperforming Financial Instruments [Member]
2021	95
2020	177
2019	644
2018	368
2017	42
Prior	14
Loans and leases	1,340
Commercial Portfolio Segment [Member] | Construction Loans [Member]
Loans and leases	918,571	541,455
Direct financing leases
Loans and leases	45,191	66,016
Direct financing leases | Delinquency Status [Member]
2021	6,690
2020	12,862
2019	11,638
2018	9,287
2017	3,713
Prior	1,001
Loans and leases	45,191	66,016	87,869
Direct financing leases | Performing Less Than Ninety Days Past Due [Member}
Loans and leases		65,475	86,019
Direct financing leases | Non Performing Greater Than Ninety Days Past Due [Member]
Loans and leases		541	1,850
Direct financing leases | Performing Loans
2021	6,690
2020	12,130
2019	11,638
2018	9,235
2017	3,695
Prior	956
Loans and leases	44,344
Direct financing leases | Nonperforming Financial Instruments [Member]
2020	732
2018	52
2017	18
Prior	45
Loans and leases	847	541
Construction and Land Development [Member] | C&I - other | Performing Loans
2021	12,857
2020	2,080
2018	494
Revolving Loans Amortized Cost Basis	280
Loans and leases	15,711
Construction and Land Development [Member] | C&I - other | Nonperforming Financial Instruments [Member]
2017	73
Loans and leases	73
Construction and Land Development [Member] | Construction Loans [Member]
Loans and leases	918,571
Construction and Land Development [Member] | Construction Loans [Member] | Delinquency Status [Member]
2021	12,857
2020	2,080
2018	494
2017	73
Revolving Loans Amortized Cost Basis	280
Loans and leases	15,784
Construction and Land Development [Member] | Construction Loans [Member] | Nonperforming Financial Instruments [Member]
Loans and leases	73
1-4 family real estate
Loans and leases	377,361
1-4 family real estate | Nonperforming Financial Instruments [Member]
Loans and leases	408
1-4 family real estate | One To Four Family [Member] | Delinquency Status [Member]
2021	104,005
2020	78,713
2019	19,001
2018	10,890
2017	10,533
Prior	44,278
Revolving Loans Amortized Cost Basis	68
Loans and leases	267,488
1-4 family real estate | One To Four Family [Member] | Performing Loans
2021	104,005
2020	78,713
2019	19,001
2018	10,784
2017	10,533
Prior	43,976
Revolving Loans Amortized Cost Basis	68
Loans and leases	267,080
1-4 family real estate | One To Four Family [Member] | Nonperforming Financial Instruments [Member]
2018	106
Prior	302
Loans and leases	408
Residential real estate
Loans and leases		252,121
Residential real estate | Delinquency Status [Member]
Loans and leases		252,121	239,904
Residential real estate | Performing Less Than Ninety Days Past Due [Member}
Loans and leases		251,099	239,198
Residential real estate | Non Performing Greater Than Ninety Days Past Due [Member]
Loans and leases		1,022	706
Residential real estate | Nonperforming Financial Instruments [Member]
Loans and leases		1,022
Consumer
Loans and leases	75,311	91,302
Consumer | Delinquency Status [Member]
2021	4,891
2020	4,020
2019	2,129
2018	1,660
2017	608
Prior	1,231
Revolving Loans Amortized Cost Basis	55,411
Loans and leases	69,950	91,302
Consumer | Performing Less Than Ninety Days Past Due [Member}
Loans and leases		91,094
Consumer | Non Performing Greater Than Ninety Days Past Due [Member]
Loans and leases		208
Consumer | Performing Loans
2021	4,891
2020	4,020
2019	2,114
2018	1,660
2017	593
Prior	1,230
Revolving Loans Amortized Cost Basis	55,411
Loans and leases	69,919
Consumer | Nonperforming Financial Instruments [Member]
2019	15
2017	15
Prior	1
Loans and leases	$ 31
Lease Residential and Consumer Portfolio Segments [Member] | Delinquency Status [Member]
Loans and leases		$ 580,945
As a % of Total		100.00%
Lease Residential and Consumer Portfolio Segments [Member] | Performing Less Than Ninety Days Past Due [Member}
Loans and leases		$ 578,380
As a % of Total		99.56%
Lease Residential and Consumer Portfolio Segments [Member] | Non Performing Greater Than Ninety Days Past Due [Member]
Loans and leases		$ 2,565
As a % of Total		0.44%
Installment and other consumer loans
Loans and leases		$ 91,302
Installment and other consumer loans | Delinquency Status [Member]
Loans and leases			109,352
Installment and other consumer loans | Performing Less Than Ninety Days Past Due [Member}
Loans and leases			108,763
Installment and other consumer loans | Non Performing Greater Than Ninety Days Past Due [Member]
Loans and leases			$ 589
Installment and other consumer loans | Nonperforming Financial Instruments [Member]
Loans and leases		$ 208

Note 4 - Loans Leases Receiv_14

Note 4 - Loans Leases Receivable - Troubled Debt Restructurings (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2021USD ($)loan	Dec. 31, 2020USD ($)loan
Number of Loans / Leases	3	4
Pre-Modification Recorded Investment	$ 2,599	$ 1,022
Post-Modification Recorded Investment	2,599	$ 1,022
Specific Allowance	$ 189
Payment Deferral [Member]
Number of Loans / Leases | loan		3
Pre-Modification Recorded Investment		$ 187
Post-Modification Recorded Investment		$ 187
Interest Rate Adjusted Below Market
Number of Loans / Leases | loan	2
Pre-Modification Recorded Investment	$ 67
Post-Modification Recorded Investment	67
Specific Allowance	$ 7
Direct financing leases | Payment Deferral [Member]
Number of Loans / Leases | loan		2
Pre-Modification Recorded Investment		$ 112
Post-Modification Recorded Investment		$ 112
Commercial Portfolio Segment [Member] | Payment Deferral [Member]
Number of Loans / Leases | loan		1
Pre-Modification Recorded Investment		$ 75
Post-Modification Recorded Investment		$ 75
1-4 family real estate | Extended Maturity [Member]
Number of Loans / Leases | loan	1
Pre-Modification Recorded Investment	$ 2,532
Post-Modification Recorded Investment	2,532
Specific Allowance	$ 182
1-4 family real estate | Interest Rate Adjusted Below Market
Number of Loans / Leases | loan	1
Pre-Modification Recorded Investment	$ 54
Post-Modification Recorded Investment	54
Specific Allowance	$ 6
Commercial Real Estate Portfolio Segment [Member] | Extended Maturity [Member]
Number of Loans / Leases | loan		1
Pre-Modification Recorded Investment		$ 835
Post-Modification Recorded Investment		$ 835
Consumer | Interest Rate Adjusted Below Market
Number of Loans / Leases | loan	1
Pre-Modification Recorded Investment	$ 13
Post-Modification Recorded Investment	13
Specific Allowance	$ 1

Note 4 - Loans Leases Receiv_15

Note 4 - Loans Leases Receivable - Adoption of ASU 2016-13 (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Balance	$ 84,376	$ 36,001	$ 39,847
Provision related to loans included in assets held for sale	5,702	55,704	6,638
Balance	78,721	$ 84,376	$ 36,001
Accounting Standards Update 2016-13
Balance	(8,102)
Unfunded Loan Commitment
Provision related to loans included in assets held for sale	(2,231)
Balance	6,886
Unfunded Loan Commitment | Accounting Standards Update 2016-13
Balance	$ 9,117

Note 4 - Loans Leases Receiv_16

Note 4 - Loans Leases Receivable - Related Party Loans (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
LOANS/LEASES RECEIVABLE
Balance, beginning	$ 100,361	$ 112,830	$ 125,496
Net decrease due to change in related parties	(18,832)	(1,601)	(12,161)
Advances	42,817	43,238	98,708
Repayments	(23,448)	(54,106)	(99,213)
Balance, ending	$ 100,898	$ 100,361	$ 112,830

Note 4 - Loans Leases Receiv_17

Note 4 - Loans Leases Receivable - Concentration by Industries (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Loans and Leases Receivable, Gross	$ 4,680,132	$ 4,251,129
Lessors of Non-residential Buildings [Member]
Loans and Leases Receivable, Gross	$ 586,672	$ 591,398
Percentage of total loans/leases	13.00%	14.00%
Lessors of Residential Buildings [Member]
Loans and Leases Receivable, Gross	$ 1,706,092	$ 1,134,178
Percentage of total loans/leases	36.00%	27.00%
Administration of Urban Planning and Community and Rural Development [Member]
Loans and Leases Receivable, Gross	$ 120,416	$ 138,514
Percentage of total loans/leases	3.00%	3.00%

Note 5 - Premises and Equipme_3

Note 5 - Premises and Equipment (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Lease expenses	$ 636	$ 662
Increase in ROU assets capitalized	0	0
Interest income from direct financing lease	4,000	5,100
Net investment in direct financing lease	44,200	65,300
Accounting Standards Update 2016-13
Right of use assets	1,300	1,700
Operating lease liability	$ 1,300	$ 1,700

Note 5 - Premises and Equipme_4

Note 5 - Premises and Equipment - Components of Premises and Equipment (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Premises and Equipment
Land	$ 12,513	$ 13,403
Buildings (useful lives 15 to 39 years)	70,555	67,844
Furniture and equipment (useful lives 3 to 15 years)	47,822	42,667
Premises and equipment	130,890	123,914
Less accumulated depreciation	52,360	51,221
Premises and equipment, net	$ 78,530	$ 72,693

Note 5 - Premises and Equipme_5

Note 5 - Premises and Equipment - Components of Premises and Equipment (Details)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Building [Member] | Minimum
Useful lives (Year)	15 years	15 years
Building [Member] | Maximum
Useful lives (Year)	39 years	39 years
Furniture and Fixtures [Member] | Minimum
Useful lives (Year)	3 years	3 years
Furniture and Fixtures [Member] | Maximum
Useful lives (Year)	15 years	15 years

Note 5 - Premises and Equipme_6

Note 5 - Premises and Equipment - Maturities of operating lease liabilities (Details) $ in Thousands	Dec. 31, 2021USD ($)
Lessee, Operating Lease, Liability, Payment, Due [Abstract]
2022	$ 269
2023	200
2024	144
2025	153
2026	159
Thereafter	544
Total	$ 1,469

Note 5 - Premises and Equipme_7

Note 5 - Premises and Equipment - Contractual Maturities of Sales-type and Direct Financing Lease Receivables (Details) $ in Thousands	Dec. 31, 2021USD ($)
Year ending December 31:
2022	$ 2,590
2023	12,461
2024	14,319
2025	14,508
2026	5,019
Thereafter	465
Total lease payments receivable	49,362
Unguaranteed residual values	165
Unearned lease/residual income	(4,336)
Total lease payments receivable, net of residual value and income	45,191
Plus deferred origination costs, net of fees	568
Total lease payments receivable, Including deferred origination fee	45,759
Less allowance	(1,546)
Total lease payments receivable	$ 44,213

Note 6 - Goodwill and Intangi_3

Note 6 - Goodwill and Intangibles - Goodwill (Details) - USD ($) $ in Thousands	Nov. 30, 2021	Nov. 30, 2021	Nov. 30, 2020	Nov. 30, 2019	Mar. 31, 2020	Dec. 31, 2020	Dec. 31, 2019
Balance at the beginning of period					$ 74,748	$ 74,748	$ 77,832
Goodwill impairment	$ 0	$ 0	$ 0			(500)	(3,000)
Balance at the end of period						74,066	74,748
Asset held-for-sale | Bates Companies
Sale						(182)
Bates Companies
Acquisition - measurement period adjustment							(84)
Goodwill impairment				$ (3,000)	$ (500)	$ (500)	$ (3,000)

Note 6 - Goodwill and Intangi_4

Note 6 - Goodwill and Intangibles - Goodwill by Reportable Segment (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Segment Reporting Information [Line Items]
Goodwill	$ 74,066	$ 74,066	$ 74,748	$ 77,832
Other Segments
Segment Reporting Information [Line Items]
Goodwill			682
Commercial Banking | QCBT
Segment Reporting Information [Line Items]
Goodwill	3,223	3,223	3,223
Commercial Banking | CRBT
Segment Reporting Information [Line Items]
Goodwill	14,980	14,980	14,980
Commercial Banking | CSB
Segment Reporting Information [Line Items]
Goodwill	9,888	9,888	9,888
Commercial Banking | SFCB
Segment Reporting Information [Line Items]
Goodwill	$ 45,975	$ 45,975	$ 45,975

Note 6 - Goodwill and Intangi_5

Note 6 - Goodwill and Intangibles - Core Deposit Intangibles (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Balance at the beginning of period	$ 11,381	$ 14,970
Amortization expense	(2,032)	(2,149)	$ (2,266)
Balance at the end of the period	9,349	11,381	14,970
Net book value	9,349	11,381	14,970
Core Deposits [Member]
Balance at the beginning of period	11,381	13,466	15,595
Amortization expense	(2,032)	(2,085)	(2,129)
Balance at the end of the period	9,349	11,381	13,466
Gross carrying amount	19,255	19,255	19,255
Accumulated amortization	(9,906)	(7,874)	(5,789)
Net book value	$ 9,349	$ 11,381	$ 13,466

Note 6 - Goodwill and Intangi_6

Note 6 - Goodwill and Intangibles - Core Deposit Intangibles by Reportable Segment (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Segment Reporting Information [Line Items]
Core deposit intangible	$ 9,349	$ 11,381	$ 14,970
Core Deposits [Member]
Segment Reporting Information [Line Items]
Core deposit intangible	9,349	11,381	13,466	$ 15,595
CRBT | Core Deposits [Member]
Segment Reporting Information [Line Items]
Core deposit intangible	1,702	2,189	2,684
CSB | Core Deposits [Member]
Segment Reporting Information [Line Items]
Core deposit intangible	2,653	3,305	3,980
SFCB | Core Deposits [Member]
Segment Reporting Information [Line Items]
Core deposit intangible	$ 4,994	$ 5,887	$ 6,802

Note 6 - Goodwill and Intangi_7

Note 6 - Goodwill and Intangibles - Estimated Amortization Expense of Core Deposit Intangible (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Net book value	$ 9,349	$ 11,381	$ 14,970
Core Deposits [Member]
2022	1,971
2023	1,776
2024	1,623
2025	1,535
2026	1,284
Thereafter	1,160
Net book value	$ 9,349	$ 11,381	13,466	$ 15,595
Customer Lists [Member]
Net book value			$ 1,504	$ 1,855

Note 6 - Goodwill and Intangi_8

Note 6 - Goodwill and Intangibles - Changes in customer list intangible (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Balance at the beginning of period	$ 11,381	$ 14,970
Intangibles amortization	2,032	2,149	$ 2,266
Balance at the end of the period	$ 9,349	11,381	14,970
Customer Lists [Member]
Balance at the beginning of period		1,504	1,855
Intangibles amortization		(64)	(137)
Balance at the end of the period			1,504
Bates Companies | Customer Lists [Member]
Acquisition of Bates Companies - measurement period adjustment			$ (214)
Bates Companies | Customer Lists [Member]
Sale of Bates Companies		$ (1,440)

Note 7 - Derivatives and Hedg_3

Note 7 - Derivatives and Hedging Activities (Details) $ in Thousands	1 Months Ended		3 Months Ended
	Dec. 31, 2020USD ($)item	Dec. 31, 2019USD ($)	Dec. 31, 2020USD ($)item	Mar. 31, 2020USD ($)	Dec. 31, 2021USD ($)
Deposits	$ 4,599,137		$ 4,599,137		$ 4,922,772
Cash Flow Hedging
Deposits					$ 300,000
Interest rate cap
Number redesignated interest rate caps | item	3		3
Amount of derivatives redesignated	$ 800		$ 800
Loss on change in designation	$ 649
Interest rate cap | Cash Flow Hedging
Initial premium paid upfront for the two caps		$ 3,500
Interest rate swap
Termination of Interest rate swaps				$ 40,000
Loss on termination of interest rate swaps			$ 808

Note 7 - Derivatives and Hedg_4

Note 7 - Derivatives and Hedging Activities - Summary of Derivatives (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Derivative Assets	$ 222,220	$ 222,757
Derivative Liabilities	(225,135)	(229,270)
Interest rate cap
Derivative Assets	238	67
Interest rate cap | Cash Flow Hedging
Derivative Assets	927	259
Interest rate swap
Derivative Assets	221,055	222,431
Derivative Liabilities	(221,055)	(222,431)
Interest rate swap | Cash Flow Hedging
Derivative Liabilities	$ (4,080)	$ (6,839)

Note 7 - Derivatives and Hedg_5

Note 7 - Derivatives and Hedging Activities - Summary of Interest Rate Cap Derivatives (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Derivative Assets	$ 222,220	$ 222,757
Interest rate swap
Derivative Assets	221,055	222,431
Interest rate cap
Derivative Assets	238	67
Cash Flow Hedging | Interest rate cap
Derivative Assets	927	259
Designated as Hedging Instrument | Other Assets | Cash Flow Hedging | Derivative Instrument One Maturing 2023 [Member]
Notional Amount	25,000
Fair Value - Asset	$ 5	3
Designated as Hedging Instrument | Other Assets | Cash Flow Hedging | Derivative Instrument One Maturing 2023 [Member] | London Interbank Offered Rate (LIBOR)
Derivative, Basis Spread on Variable Rate	1.75%
Designated as Hedging Instrument | Other Assets | Cash Flow Hedging | Derivative Instrument Two Maturing 2023 [Member]
Notional Amount	$ 50,000
Fair Value - Asset	$ 11	5
Designated as Hedging Instrument | Other Assets | Cash Flow Hedging | Derivative Instrument Two Maturing 2023 [Member] | London Interbank Offered Rate (LIBOR)
Derivative, Basis Spread on Variable Rate	1.57%
Designated as Hedging Instrument | Other Assets | Cash Flow Hedging | Derivative Instrument Four Maturing 2023 [Member]
Notional Amount	$ 25,000
Fair Value - Asset	$ 5	3
Designated as Hedging Instrument | Other Assets | Cash Flow Hedging | Derivative Instrument Four Maturing 2023 [Member] | London Interbank Offered Rate (LIBOR)
Derivative, Basis Spread on Variable Rate	1.80%
Designated as Hedging Instrument | Other Assets | Cash Flow Hedging | Derivative Instrument One Maturing 2024 [Member]
Notional Amount	$ 25,000
Fair Value - Asset	$ 60	15
Designated as Hedging Instrument | Other Assets | Cash Flow Hedging | Derivative Instrument One Maturing 2024 [Member] | London Interbank Offered Rate (LIBOR)
Derivative, Basis Spread on Variable Rate	1.75%
Designated as Hedging Instrument | Other Assets | Cash Flow Hedging | Derivative Instrument Two Maturing 2024 [Member]
Notional Amount	$ 50,000
Fair Value - Asset	$ 125	31
Designated as Hedging Instrument | Other Assets | Cash Flow Hedging | Derivative Instrument Two Maturing 2024 [Member] | London Interbank Offered Rate (LIBOR)
Derivative, Basis Spread on Variable Rate	1.57%
Designated as Hedging Instrument | Other Assets | Cash Flow Hedging | Derivative Instrument Four Maturing 2024 [Member]
Notional Amount	$ 25,000
Fair Value - Asset	$ 62	15
Designated as Hedging Instrument | Other Assets | Cash Flow Hedging | Derivative Instrument Four Maturing 2024 [Member] | London Interbank Offered Rate (LIBOR)
Derivative, Basis Spread on Variable Rate	1.80%
Designated as Hedging Instrument | Other Assets | Cash Flow Hedging | Derivative Instrument One Maturing 2025 [Member]
Notional Amount	$ 25,000
Fair Value - Asset	$ 161	46
Designated as Hedging Instrument | Other Assets | Cash Flow Hedging | Derivative Instrument One Maturing 2025 [Member] | London Interbank Offered Rate (LIBOR)
Derivative, Basis Spread on Variable Rate	1.75%
Designated as Hedging Instrument | Other Assets | Cash Flow Hedging | Derivative Instrument Two Maturing 2025 [Member]
Notional Amount	$ 50,000
Fair Value - Asset	$ 332	94
Designated as Hedging Instrument | Other Assets | Cash Flow Hedging | Derivative Instrument Two Maturing 2025 [Member] | London Interbank Offered Rate (LIBOR)
Derivative, Basis Spread on Variable Rate	1.57%
Designated as Hedging Instrument | Other Assets | Cash Flow Hedging | Derivative Instrument Four Maturing 2025 [Member]
Notional Amount	$ 25,000
Fair Value - Asset	$ 166	47
Designated as Hedging Instrument | Other Assets | Cash Flow Hedging | Derivative Instrument Four Maturing 2025 [Member] | London Interbank Offered Rate (LIBOR)
Derivative, Basis Spread on Variable Rate	1.80%
Designated as Hedging Instrument | Other Assets | Cash Flow Hedging | Interest rate cap
Notional Amount	$ 300,000
Fair Value - Asset	927	259
Designated as Hedging Instrument | Other Liabilities. | Cash Flow Hedging | Interest rate swap
Notional Amount	39,000
Fair Value - Liability	(3,991)	(6,839)
Designated as Hedging Instrument | Other Liabilities. | Cash Flow Hedging | QCR Holdings Statutory Trust II
Notional Amount	10,000
Fair Value - Liability	$ (1,035)	(1,767)
Receive Rate	3.07%
Pay Rate	5.85%
Designated as Hedging Instrument | Other Liabilities. | Cash Flow Hedging | QCR Holdings Statutory Trust III
Notional Amount	$ 8,000
Fair Value - Liability	$ (828)	(1,414)
Receive Rate	3.07%
Pay Rate	5.85%
Designated as Hedging Instrument | Other Liabilities. | Cash Flow Hedging | QCR Holdings Statutory Trust V
Notional Amount	$ 10,000
Fair Value - Liability	$ (996)	(1,721)
Receive Rate	1.67%
Pay Rate	4.54%
Designated as Hedging Instrument | Other Liabilities. | Cash Flow Hedging | Community National Statutory Trust II
Notional Amount	$ 3,000
Fair Value - Liability	$ (309)	(529)
Receive Rate	2.38%
Pay Rate	5.17%
Designated as Hedging Instrument | Other Liabilities. | Cash Flow Hedging | Community National Statutory Trust III
Notional Amount	$ 3,500
Fair Value - Liability	$ (360)	(616)
Receive Rate	1.95%
Pay Rate	4.75%
Designated as Hedging Instrument | Other Liabilities. | Cash Flow Hedging | Guaranty Bankshares Statutory Trust I
Notional Amount	$ 4,500
Fair Value - Liability	$ (463)	(792)
Receive Rate	1.95%
Pay Rate	4.75%
Designated as Hedging Instrument | Derivative Assets. | Cash Flow Hedging
Notional Amount	$ 150,000
Fair Value - Liability	(89)
Designated as Hedging Instrument | Derivative Liabilities | Cash Flow Hedging | Loans, one
Notional Amount	35,000
Fair Value - Liability	$ (17)
Receive Rate	1.40%
Pay Rate	2.81%
Designated as Hedging Instrument | Derivative Liabilities | Cash Flow Hedging | Loans, two
Notional Amount	$ 50,000
Fair Value - Liability	$ (25)
Receive Rate	1.40%
Pay Rate	2.81%
Designated as Hedging Instrument | Derivative Liabilities | Cash Flow Hedging | Loans, three
Notional Amount	$ 40,000
Fair Value - Asset	$ 34
Receive Rate	1.40%
Pay Rate	2.81%
Designated as Hedging Instrument | Derivative Liabilities | Cash Flow Hedging | Loans, four
Notional Amount	$ 25,000
Fair Value - Liability	$ (13)
Receive Rate	1.40%
Pay Rate	2.81%
Non Designated | Interest rate swap
Derivative Assets	$ 221,055	222,431
Non Designated | Other Assets
Notional Amount	75,000
Derivative Assets	238	67
Non Designated | Other Assets | Derivative Instrument One Maturing 2023 [Member]
Notional Amount	25,000
Derivative Assets	$ 3	2
Non Designated | Other Assets | Derivative Instrument One Maturing 2023 [Member] | London Interbank Offered Rate (LIBOR)
Derivative, Basis Spread on Variable Rate	1.90%
Non Designated | Other Assets | Derivative Instrument One Maturing 2024 [Member]
Notional Amount	$ 25,000
Derivative Assets	$ 62	15
Non Designated | Other Assets | Derivative Instrument One Maturing 2024 [Member] | London Interbank Offered Rate (LIBOR)
Derivative, Basis Spread on Variable Rate	1.90%
Non Designated | Other Assets | Derivative Instrument One Maturing 2025 [Member]
Notional Amount	$ 25,000
Derivative Assets	$ 173	$ 50
Non Designated | Other Assets | Derivative Instrument One Maturing 2025 [Member] | London Interbank Offered Rate (LIBOR)
Derivative, Basis Spread on Variable Rate	1.90%

Note 7 - Derivatives and Hedg_6

Note 7 - Derivatives and Hedging Activities - Significantly Impact of operations (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Derivative Assets	$ 222,220	$ 222,757
Derivative Liabilities.	225,135	229,270
Interest rate swap
Derivative Assets	221,055	222,431
Derivative Liabilities.	221,055	222,431
Non Designated | Interest rate swap
Derivative Asset, Notional Amount	2,024,599	1,495,251
Derivative Assets	221,055	222,431
Derivative Liability, Notional Amount	2,024,599	1,495,251
Derivative Liabilities.	$ 221,055	$ 222,431

Note 7 - Derivatives and Hedg_7

Note 7 - Derivatives and Hedging Activities - Changes in Fair Values of Derivative Financial Instruments (Details) - Accumulated Net Gain (Loss) from Cash Flow Hedges Attributable to Parent [Member] - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Unrealized loss at beginning of period, net of tax	$ (7,632)	$ (3,915)
Amount of gain (loss) recognized in other comprehensive income, net of tax	2,562	(5,406)
Unrealized loss at end of period, net of tax	(4,373)	(7,632)
Unhedging Caplet
Amount reclassified from accumulated other comprehensive income		513
Swap
Amount reclassified from accumulated other comprehensive income		625
Caplet Amortization.
Amount reclassified from accumulated other comprehensive income	$ 697	$ 551

Note 7 - Derivatives and Hedg_8

Note 7 - Derivatives and Hedging Activities - Cash flow hedging and fair value (Details) - Non Designated - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Interest And Dividend Income
Derivative Instruments, Gain (Loss) Reclassified from Accumulated OCI into Income, Effective Portion, Net [Abstract]
Income and expense line items presented in the consolidated statements of income	$ 200,155	$ 198,373	$ 216,076
Interest Expense
Derivative Instruments, Gain (Loss) Reclassified from Accumulated OCI into Income, Effective Portion, Net [Abstract]
Income and expense line items presented in the consolidated statements of income	21,922	31,423	60,517
Interest Rate Caps On Deposits | Interest Expense
Derivative Instruments, Gain (Loss) Reclassified from Accumulated OCI into Income, Effective Portion, Net [Abstract]
Gain Loss From Components Excluded From Assessment Of Cash Flow Hedge Effectiveness Net	697	551
Interest Rate Swaps on Variable Rate Loans | Interest And Dividend Income
Derivative Instruments, Gain (Loss) Reclassified from Accumulated OCI into Income, Effective Portion, Net [Abstract]
Gain Loss From Components Excluded From Assessment Of Cash Flow Hedge Effectiveness Net	1,006
Interest Rate Swaps on Variable Rate Loans | Interest Expense
Derivative Instruments, Gain (Loss) Reclassified from Accumulated OCI into Income, Effective Portion, Net [Abstract]
Gain Loss From Components Excluded From Assessment Of Cash Flow Hedge Effectiveness Net		185
Interest rate swaps on TRUPS | Interest Expense
Derivative Instruments, Gain (Loss) Reclassified from Accumulated OCI into Income, Effective Portion, Net [Abstract]
Gain Loss From Components Excluded From Assessment Of Cash Flow Hedge Effectiveness Net	$ 1,114	$ 832	$ 215

Note 7 - Derivatives and Hedg_9

Note 7 - Derivatives and Hedging Activities - Hedged Interest Rate Swaps and Non-hedged Interest Rate Swaps (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Derivative [Line Items]
Swapped loan portfolio loan-to-value percentage, including the potential swap exposure	65.00%
Interest rate swap
Derivative [Line Items]
Interest rate swaps collateralized by investment securities	$ 228,925	$ 224,930
Interest rate swap | Cash
Derivative [Line Items]
Interest rate swaps collateralized by investment securities	21,100	45,719
Interest rate swap | U.S. govt. sponsored agency securities.
Derivative [Line Items]
Interest rate swaps collateralized by investment securities	3,555	3,628
Interest rate swap | Municipal securities
Derivative [Line Items]
Interest rate swaps collateralized by investment securities	65,104	85,937
Interest rate swap | Residential mortgage-backed and related securities
Derivative [Line Items]
Interest rate swaps collateralized by investment securities	$ 139,166	$ 89,646

Note 8 - Deposits (Details)

Note 8 - Deposits (Details) - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Aggregate amount of certificates of deposits, $250,000 minimum denomination	$ 169,000,000	$ 175,600,000
Minimum denomination	250,000
Prepaid brokered and public time deposits		29,200,000
Loss on prepayment of brokered and public time deposits		576,000
Prepayment of brokered certificate of deposits	0
Federal Home Loan Bank of Des Moines [Member]
FHLB advance	129,500,000	110,500,000
Amount outstanding	$ 0	$ 0

Note 8 - Deposits - Maturities

Note 8 - Deposits - Maturities of Certificates of Deposit (Details) $ in Thousands	Dec. 31, 2021USD ($)
Deposits
2022	$ 334,214
2023	57,712
2024	16,747
2025	9,802
2026	2,873
Total	$ 421,348

Note 8 - Deposits - Public Enti

Note 8 - Deposits - Public Entity Deposits (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Collateralized by investment securities	$ 6,350	$ 8,440
U.S. govt. sponsored agency securities.
Collateralized by investment securities	3,080	3,668
Residential mortgage-backed and related securities
Collateralized by investment securities	$ 3,270	$ 4,772

Note 9 - Short-term Borrowing_2

Note 9 - Short-term Borrowings - Short-term Borrowings (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Short-Term Borrowings
Federal funds purchased	$ 3,800	$ 5,430
Short-term borrowings	$ 3,800	$ 5,430

Note 9 - Short-term Borrowing_3

Note 9 - Short-term Borrowings - Overnight Repurchase Agreements (Details) - Federal Funds Purchased [Member] - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Average daily balance	$ 6,280	$ 19,573
Average daily interest rate	0.08%	0.36%
Maximum month-end balance	$ 11,320	$ 30,430
Weighted average rate as of December 31	0.08%	0.06%

Note 10 - FHLB Advances (Detail

Note 10 - FHLB Advances (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
FHLB stock	$ 7,800	$ 6,600
Prepaid FHLB advances		55,300
Loss on prepayment of FHLB advances		1,900
Minimum
FHLB advances maturity period	1 day
Minimum | Loans Receivable [Member]
FHLB collateral maintenance levels	125.00%
Maximum
FHLB advances maturity period	1 month
Maximum | Loans Receivable [Member]
FHLB collateral maintenance levels	333.00%
Collateral, Loans [Member]
FHLB advance	$ 1,300,000	1,100,000
Collateral, Securities [Member]
FHLB advance	$ 334	$ 590

Note 10 - FHLB Advances - Matur

Note 10 - FHLB Advances - Maturity and Interest Rate Information on Advances from FHLB (Details) - Federal Home Loan Bank, Advances, Putable Option [Member] - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Amount due within one year		$ 15,000
Weighted average interest rate at year-end - next 12 months		0.29%
Amount due - one to two years after balance sheet date	$ 15,000
Weighted average interest rate at year-end - year two	0.31%
Total FHLB advances, Amount due	$ 15,000	$ 15,000
Total FHLB advances, Weighted average interest rate at year-end	0.31%	0.29%

Note 11 - Other Borrowings an_3

Note 11 - Other Borrowings and Unused Lines of Credit (Details) - USD ($) $ in Millions	Feb. 12, 2019	Dec. 31, 2021	Jun. 30, 2021	Dec. 31, 2020
Interest rate (as a percent)		2.43%		2.48%
Revolving line of credit
Line of credit facility, maximum borrowing capacity			$ 25
Interest rate (as a percent)		5.50%
Outstanding amount line of credit		$ 0
Percentage of the outstanding capital stock of the entity's bank subsidiaries used as collateral (as a percentage)		100.00%
London Interbank Offered Rate (LIBOR)
Variable interest rate (as a percent)	2.82%
Prime Rate | Revolving line of credit
Variable interest rate (as a percent)		2.25%

Note 11 - Other Borrowings an_4

Note 11 - Other Borrowings and Unused Lines of Credit - Unused Lines of Credit (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Unused lines of credit	$ 517,657	$ 743,076
Secured Debt
Unused lines of credit	61,657	287,076
Unsecured Debt
Unused lines of credit	$ 456,000	$ 456,000

Note 12 - Subordinated Notes (D

Note 12 - Subordinated Notes (Details) $ in Thousands	Sep. 14, 2020USD ($)	Aug. 15, 2019	Feb. 12, 2019USD ($)	Dec. 31, 2021USD ($)item	Dec. 31, 2020USD ($)	Dec. 31, 2019USD ($)
Subordinated Borrowing [Line Items]
Total Subordinated Debentures				$ 113,850	$ 118,691
Gross proceeds			$ 65,000
Proceeds from subordinated notes	$ 50,000		$ 63,400		50,000	$ 63,393
Fixed rate			5.375%
Redemption price percentage	100.00%		100.00%
Fixed term		5 years
Debt issuance costs				(1,150)	(1,309)
Interest Rate Period One [Member]
Subordinated Borrowing [Line Items]
Fixed rate	5.125%
Subordinated debenture dated 9/14/20 [Member]
Subordinated Borrowing [Line Items]
Total Subordinated Debentures				$ 50,000	$ 50,000
Interest Rate				5.125%	5.125%
Subordinated debenture dated 2/1/19 [Member]
Subordinated Borrowing [Line Items]
Total Subordinated Debentures				$ 65,000	$ 65,000
Interest Rate				5.375%	5.375%
Subordinated debenture dated 4/30/16 [Member]
Subordinated Borrowing [Line Items]
Total Subordinated Debentures					$ 2,000
Interest Rate					4.00%
Subordinated debenture dated 9/15/16 [Member]
Subordinated Borrowing [Line Items]
Total Subordinated Debentures					$ 3,000
Interest Rate					4.00%
Revolving line of credit
Subordinated Borrowing [Line Items]
Retirement of subordinated debt				$ 21,300
Outstanding amount line of credit				$ 0
Springfield Bancshares
Subordinated Borrowing [Line Items]
Number of subordinated debentures assumed | item				2
Secured Overnight Financing Rate (SOFR) Overnight Index Swap Rate | Interest Rate Period Two [Member]
Subordinated Borrowing [Line Items]
Debt Instrument, Description of Variable Rate Basis	SOFR
Basis points	5.00%
London Interbank Offered Rate (LIBOR)
Subordinated Borrowing [Line Items]
Basis points			2.82%
Subordinated debentures
Subordinated Borrowing [Line Items]
Fair value of subordinated debentures				$ 4,800
Subordinated debentures | Revolving line of credit
Subordinated Borrowing [Line Items]
Outstanding amount line of credit				$ 9,000

Note 13 - Junior Subordinated_3

Note 13 - Junior Subordinated Debentures (Details)	12 Months Ended
	Dec. 31, 2021USD ($)	Dec. 31, 2020USD ($)	Oct. 01, 2017USD ($)loan	May 13, 2013USD ($)loan	Feb. 29, 2004USD ($)
Debt Instrument, Face Amount	$ 40,210,000	$ 40,210,000
Debt Instrument, Interest Rate, Effective Percentage	2.43%	2.48%
Junior Subordinated Debt [Member]
Repayment period (in years)	30 years
Note Payable to QCR Holdings Capital Trust II [Member]
Debt Instrument, Face Amount					$ 12,372,000
Community National
Number of assumed junior subordinated debentures | loan				2
Other borrowings				$ 4,200,000
Guaranty Bank and Trust Company
Number of assumed junior subordinated debentures | loan			1
Other borrowings			$ 3,900,000

Note 13 - Junior Subordinated_4

Note 13 - Junior Subordinated Debentures - Junior Subordinated Debentures (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Junior subordinated debentures	$ 38,155	$ 37,993
Junior subordinated debentures	(2,055)	(2,217)
Note Payable to QCR Holdings Capital Trust II [Member]
Junior subordinated debentures	10,310	10,310
Note Payable to Trust III [Member]
Junior subordinated debentures	8,248	8,248
Note Payable to Trust V [Member]
Junior subordinated debentures	10,310	10,310
Community National Trust II [Member]
Junior subordinated debentures	3,093	3,093
Community National Trust III [Member]
Junior subordinated debentures	3,609	3,609
Note Payable to Guaranty Bankshares Statutory Trust I [Member]
Junior subordinated debentures	$ 4,640	$ 4,640

Note 13 - Junior Subordinated_5

Note 13 - Junior Subordinated Debentures - Trust Preferred Securities (Details) - USD ($) $ in Thousands	Feb. 12, 2019	Dec. 31, 2021	Dec. 31, 2020
Aggregate principal amount		$ 40,210	$ 40,210
Interest rate (as a percent)		2.43%	2.48%
London Interbank Offered Rate (LIBOR)
Variable interest rate (as a percent)	2.82%
Trust Preferred Securities [Member] | Qcr Holdings Statutory Trust I I Member
Date issued		February 2004
Aggregate principal amount		$ 10,310	$ 10,310
Interest rate (as a percent)		3.07%	3.10%
Trust Preferred Securities [Member] | Qcr Holdings Statutory Trust I I Member | London Interbank Offered Rate (LIBOR)
Variable interest rate (as a percent)		2.85%
Trust Preferred Securities [Member] | QCR Holdings Statutory Trust III [Member]
Date issued		February 2004
Aggregate principal amount		$ 8,248	$ 8,248
Interest rate (as a percent)		3.07%	3.10%
Trust Preferred Securities [Member] | QCR Holdings Statutory Trust III [Member] | London Interbank Offered Rate (LIBOR)
Variable interest rate (as a percent)		2.85%
Trust Preferred Securities [Member] | QCR Holdings Statutory Trust V [Member]
Date issued		February 2006
Aggregate principal amount		$ 10,310	$ 10,310
Interest rate (as a percent)		1.67%	1.79%
Trust Preferred Securities [Member] | QCR Holdings Statutory Trust V [Member] | London Interbank Offered Rate (LIBOR)
Variable interest rate (as a percent)		1.55%
Trust Preferred Securities [Member] | Community National Statutory Trust II [Member]
Date issued		September 2004
Aggregate principal amount		$ 3,093	$ 3,093
Interest rate (as a percent)		2.38%	2.41%
Trust Preferred Securities [Member] | Community National Statutory Trust II [Member] | London Interbank Offered Rate (LIBOR)
Variable interest rate (as a percent)		2.17%
Trust Preferred Securities [Member] | Community National Statutory Trust III [Member]
Date issued		March 2007
Aggregate principal amount		$ 3,609	$ 3,609
Interest rate (as a percent)		1.95%	1.97%
Trust Preferred Securities [Member] | Community National Statutory Trust III [Member] | London Interbank Offered Rate (LIBOR)
Variable interest rate (as a percent)		1.75%
Trust Preferred Securities [Member] | Guaranty Bankshares Statutory Trust I [Member]
Date issued		May 2005
Aggregate principal amount		$ 4,640	$ 4,640
Interest rate (as a percent)		1.95%	1.97%
Trust Preferred Securities [Member] | Guaranty Bankshares Statutory Trust I [Member] | London Interbank Offered Rate (LIBOR)
Variable interest rate (as a percent)		1.75%

Note 14 - Federal and State I_3

Note 14 - Federal and State Income Taxes (Details) - USD ($) $ in Thousands	Jan. 01, 2020	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Unrecognized tax benefits that would impact effective tax rate		$ 1,700
Unrecognized tax benefits, interest on income taxes accrued		$ 236	$ 277
Increase in capitalized costs	$ 88,000
Increase in the deferred tax asset for premises and equipment	$ 22,200
Effective income tax rate		21.00%	21.00%	21.00%
Domestic Tax Authority [Member]
Deferred tax assets, operating loss carryforwards, subject to expiration		$ 4,800
Additional deferred tax assets, operating loss carryforwards, subject to expiration		1,800
Domestic Tax Authority [Member] | Community National And CNB [Member]
Deferred tax assets, operating loss carryforwards, subject to expiration		3,000
State and Local Jurisdiction [Member]
Deferred tax assets, operating loss carryforwards, subject to expiration		10,900
Additional deferred tax assets, operating loss carryforwards, subject to expiration		8,800
State and Local Jurisdiction [Member] | Community National And CNB [Member]
Deferred tax assets, operating loss carryforwards, subject to expiration		$ 2,100

Note 14 - Federal and State I_4

Note 14 - Federal and State Income Taxes - Federal and State Income Tax Expense (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Federal and State Income Taxes
Current	$ 7,290	$ 27,237	$ 8,255
Deferred	15,272	(14,530)	6,364
Federal and state income tax expense	$ 22,562	$ 12,707	$ 14,619

Note 14 - Federal and State I_5

Note 14 - Federal and State Income Taxes - Reconciliation of the Expected Federal Income Tax Expense (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Federal and State Income Taxes
Computed "expected" tax expense	$ 25,508	$ 15,391	$ 15,126
Tax exempt income, net	(7,537)	(5,943)	(4,470)
Bank-owned life insurance	(386)	(308)	(360)
State income taxes, net of federal benefit, current year	5,089	3,622	3,668
Change in unrecognized tax benefits	578	546	(93)
Goodwill impairment		105	630
Intended liquidation of bank-owned life insurance			790
Tax credits	34
Tax Credits		(456)	(705)
Acquisition costs	95
Excess tax benefit on stock options exercised and restricted stock awards vested	(436)	(242)	(287)
Re-measurement of deferred tax asset to incorporate newly enacted tax rates		207
Other	(383)	(215)	320
Federal and state income tax expense	$ 22,562	$ 12,707	$ 14,619
Computed "expected" tax expense (in percentage)	21.00%	21.00%	21.00%
Tax exempt income, net (in percentage)	(6.20%)	(8.10%)	(6.20%)
Bank-owned life insurance (in percentage)	(0.30%)	(0.40%)	(0.50%)
State income taxes, net of federal benefit, current year (in percentage)	4.20%	4.90%	5.10%
Change in unrecognized tax benefits (in percentage)	0.50%	0.70%	(0.10%)
Goodwill impairment (in percentage)		0.10%	0.90%
Intended liquidation of bank-owned life insurance (in percentage)			1.10%
Tax credits (in percentage)		(0.60%)	(1.00%)
Acquisition costs (in percentage)	0.10%
Excess tax benefit on stock options exercised and restricted stock awards vested (in percentage)	(0.40%)	(0.30%)	(0.40%)
Re-measurement of deferred tax asset to incorporate newly enacted tax rates (in percentage)		0.30%
Other (in percentage)	(0.30%)	(0.30%)	0.40%
Federal and state income tax expense (in percentage)	18.60%	17.30%	20.30%

Note 14 - Federal and State I_6

Note 14 - Federal and State Income Taxes - Unrecognized Tax Benefits (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Federal and State Income Taxes
Balance, beginning	$ 1,893	$ 1,254
Impact of tax positions taken during current year	1,326	787
Gross decrease related to tax positions of prior years	(646)
Gross increase related to tax positions of prior years		39
Reduction as a result of a lapse of the applicable statute of limitations	(391)	(187)
Balance, ending	$ 2,182	$ 1,893

Note 14 - Federal and State I_7

Note 14 - Federal and State Income Taxes - Deferred Tax Assets and Liabilities (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Deferred tax assets:
Historic tax credits	$ 68	$ 68
Compensation	11,912	10,288
Loan/lease losses	19,023	20,016
Net operating loss carryforwards, federal and state	1,354	628
Premises and equipment		16,509
Other	17	71
Deferred tax assets	32,374	47,580
Deferred tax liabilities:
Net unrealized gains on securities available for sale and derivative instruments	747	869
Premises and equipment.	6,099
Equipment financing leases	6,462	13,373
Acquisition fair value adjustments	3,269	3,351
Investment accretion	27	28
Deferred loan origination fees, net	1,403	197
Other	677	922
Deferred tax liabilities	18,684	18,740
Net deferred tax assets	$ 13,690	$ 28,840

Note 14 - Federal and State I_8

Note 14 - Federal and State Income Taxes - The Change in Deferred Income Taxes (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Federal and State Income Taxes
Provision for income taxes	$ 15,272	$ (14,530)	$ 6,364
Net deferred tax asset resulting from market value adjustments of acquisitions			(381)
Net deferred tax assets resulting from sale of other subsidiary		(363)
Net deferred tax liabilities resulting from sale of bank subsidiary			(1,644)
Statement of stockholders' equity- Other comprehensive income (loss)	(122)	837	1,433
Total	$ 15,150	$ (13,330)	$ 5,772

Note 15 - Employee Benefit Pl_3

Note 15 - Employee Benefit Plans (Details) - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Percent of employee contributions matched	4.50%
Discretionary contributions	$ 0	$ 0	$ 0
Deferred compensation liability, current and noncurrent	32,353,000	24,713,000	19,474,000	$ 15,029,000
Deferred compensation matching contributions	$ 4,900,000	3,959,000	$ 2,474,000
Minimum
Defined benefit plan eligible age limit	18 years
Minimum | Certain Executive Officers [Member]
Deferred compensation matching contributions	$ 10,000
Interest on deferred compensation amounts	4.00%
Maximum | Certain Executive Officers [Member]
Deferred compensation matching contributions	$ 25,000
Interest on deferred compensation amounts	12.00%
Certain Management Officers [Member]
Deferred compensation liability, current and noncurrent	$ 32,300,000	$ 24,700,000
Number of monthly installment payments	180 months
Certain Management Officers [Member] | Minimum
Company matching contribution percent (as a percent)	4.00%
Interest on deferred compensation amounts	4.00%
Certain Management Officers [Member] | Maximum
Company matching contribution percent (as a percent)	10.00%
Interest on deferred compensation amounts	8.00%
First 3% of Employees Wages [Member]
Company matching contribution percent (as a percent)	100.00%
Match at 100% [Member]
Percent of employee contributions matched	3.00%
From 4% to 4.5% of Employees Wages [Member]
Company matching contribution percent (as a percent)	50.00%
Matched at 50% [Member]
Percent of employee contributions matched	3.00%

Note 15 - Employee Benefit Pl_4

Note 15 - Employee Benefit Plans - Profit Sharing Contributions (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Employee Benefit Plans
Matching contribution	$ 2,446	$ 2,520	$ 2,443

Note 15 - Employee Benefit Pl_5

Note 15 - Employee Benefit Plans - Deferred Compensation Agreements (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Balance, beginning	$ 24,713	$ 19,474	$ 15,029
Employee deferrals	4,900	3,959	2,474
Company match and interest	3,048	2,628	2,072
Cash payments made	(308)	(1,348)	(101)
Balance, ending	32,353	24,713	19,474
Supplemental Executive Retirement Plans [Member]
Balance, beginning	6,189	5,160	4,623
Company match and interest	1,532	1,193	701
Cash payments made	(448)	(164)	(164)
Balance, ending	$ 7,273	$ 6,189	$ 5,160

Note 16 - Stock-Based Compens_3

Note 16 - Stock-Based Compensation (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019	Jan. 01, 2021
Expected life	10 years
Minimum
Vesting period	3 years
Maximum
Vesting period	7 years
2010 Equity Incentive Plan [Member]
Shares of common stock authorized	350,000
The 2013 Equity Incentive Plan [Member]
Shares of common stock authorized	350,000
The 2016 Equity Incentive Plan [Member]
Shares of common stock authorized	400,000
Remaining shares of common stock available for grant	132,375
Employee Stock Purchase Plan
Remaining shares of common stock available for grant				61,186
Maximum amount any one participant can elect in an offering period	$ 10
Maximum amount any one participant can contribute (as a percent)	15.00%	15.00%	15.00%
Stock purchase price percent	85.00%

Note 16 - Stock-Based Compens_4

Note 16 - Stock-Based Compensation - Stock-based Compensation Expense (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Allocated Share-based Compensation Expense	$ 2,352	$ 2,150	$ 2,469
Employee Stock Option
Allocated Share-based Compensation Expense	270	297	475
Restricted Stock
Allocated Share-based Compensation Expense	1,864	1,619	1,850
Employee Stock Purchase Plan
Allocated Share-based Compensation Expense	$ 218	$ 234	$ 144

Note 16 - Stock-Based Compens_5

Note 16 - Stock-Based Compensation - Stock Option Plans (Details) - $ / shares	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Stock-Based Compensation
Outstanding, shares (in shares)	407,763	426,913	469,572
Outstanding, Weighted average exercise price (in dollars per share)	$ 22.24	$ 20.14	$ 18.52
Granted, shares (in shares)	22,150	23,350	20,200
Granted, Weighted average exercise price (in dollars per share)	$ 43.61	$ 39.12	$ 36
Exercised, shares (in shares)	(60,317)	(41,650)	(59,393)
Exercised, Weighted average exercise price (in dollars per share)	$ 15.76	$ 10.67	$ 12.11
Forfeited, shares (in shares)	(1,598)	(850)	(3,466)
Forfeited, Weighted average exercise price (in dollars per share)	$ 38.50	$ 19.94	$ 31.59
Outstanding, shares (in shares)	367,998	407,763	426,913
Outstanding, Weighted average exercise price (in dollars per share)	$ 24.46	$ 22.24	$ 20.14
Exercisable, , shares (in shares)	318,266	354,899	365,084
Weighted-average grant date fair value (in dollars per share)	$ 10.85	$ 10.07	$ 11.29

Note 16 - Stock-Based Compens_6

Note 16 - Stock-Based Compensation - Options Outstanding (Details)	12 Months Ended
	Dec. 31, 2021$ / sharesshares
Number outstanding (in shares) | shares	367,998
Number exercisable (in shares) | shares	318,266
$9.30
Exercise price range	$ 9.30
Number outstanding (in shares) | shares	29,406
Weighted average remaining contractual life (Year)	29 days
Weighted average exercise price options outstanding (in dollars per share)	$ 9.30
Number exercisable (in shares) | shares	29,406
Weighted average exercise price options exercisable (in dollars per share)	$ 9.30
$15.50 to $15.65
Exercise price range, lower range (in dollars per share)	15.50
Exercise price range, upper range (in dollars per share)	$ 15.65
Number outstanding (in shares) | shares	64,106
Weighted average remaining contractual life (Year)	1 year 3 months
Weighted average exercise price options outstanding (in dollars per share)	$ 15.64
Number exercisable (in shares) | shares	64,066
Weighted average exercise price options exercisable (in dollars per share)	$ 15.64
$17.10 to $18.00
Exercise price range, lower range (in dollars per share)	17.10
Exercise price range, upper range (in dollars per share)	$ 18
Number outstanding (in shares) | shares	110,499
Weighted average remaining contractual life (Year)	2 years 6 months 25 days
Weighted average exercise price options outstanding (in dollars per share)	$ 17.31
Number exercisable (in shares) | shares	110,459
Weighted average exercise price options exercisable (in dollars per share)	$ 17.31
$22.64 to $29.77
Exercise price range, lower range (in dollars per share)	22.64
Exercise price range, upper range (in dollars per share)	$ 29.77
Number outstanding (in shares) | shares	55,216
Weighted average remaining contractual life (Year)	4 years 2 months 12 days
Weighted average exercise price options outstanding (in dollars per share)	$ 22.83
Number exercisable (in shares) | shares	53,716
Weighted average exercise price options exercisable (in dollars per share)	$ 22.64
$36.00 to $41.95
Exercise price range, lower range (in dollars per share)	36
Exercise price range, upper range (in dollars per share)	$ 41.95
Number outstanding (in shares) | shares	37,834
Weighted average remaining contractual life (Year)	7 years 7 months 28 days
Weighted average exercise price options outstanding (in dollars per share)	$ 38.25
Number exercisable (in shares) | shares	14,360
Weighted average exercise price options exercisable (in dollars per share)	$ 37.84
$42.65 to $48.50
Exercise price range, lower range (in dollars per share)	42.65
Exercise price range, upper range (in dollars per share)	$ 48.50
Number outstanding (in shares) | shares	70,937
Weighted average remaining contractual life (Year)	6 years 7 months 2 days
Weighted average exercise price options outstanding (in dollars per share)	$ 43.78
Number exercisable (in shares) | shares	46,259
Weighted average exercise price options exercisable (in dollars per share)	$ 43.84

Note 16 - Stock-Based Compens_7

Note 16 - Stock-Based Compensation - Restricted Stock Awards (Details) - USD ($) $ / shares in Units, $ in Millions	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Restricted Stock
Outstanding, beginning (in shares)	102,489	106,826	64,099
Granted (in shares)	12,412	8,913	18,634
Released (in shares)	(43,691)	(37,296)	(37,624)
Forfeited (in shares)	(51)	(1,600)	(5,610)
Outstanding, ending (in shares)	97,107	102,489	106,826
Weighted average fair value per share granted (in dollars per share)	$ 45.18	$ 39.39	$ 20.14
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period, Grant Date Fair Value	$ 1.9	$ 1.4	$ 1.3
Restricted Stock Units (RSUs)
Granted (in shares)	25,948	25,646	49,269
Performance Shares [Member]
Granted (in shares)			18,058
Restricted Stock And Restricted Stock Units
Granted (in shares)	38,360	34,559	85,961

Note 16 - Stock-Based Compens_8

Note 16 - Stock-Based Compensation - Stock Purchase Plan (Details) - Employee Stock Purchase Plan - $ / shares	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Shares granted (in shares)	28,396	38,738	29,882
Issuance of shares of common stock as a result of stock purchased under the Employee Stock Purchase Plan (in shares)	30,543	37,114	28,775
Weighted average fair value per share granted (in dollars per share)	$ 7.67	$ 6.03	$ 4.81

Note 17 - Regulatory Capital _3

Note 17 - Regulatory Capital Requirements and Restrictions on Dividends - (Details)	12 Months Ended
	Dec. 31, 2021securityshares	Dec. 31, 2020shares	Dec. 31, 2019	Feb. 18, 2020shares
The number of junior subordinated private placement debentures issued | security	4
The number of junior subordinated private placement debentures assumed | security	3
Shares repurchased	293,153	100,932
Number of shares remaining for repurchase	405,915
Outstanding shares (as a percent)			5.00%
Maximum
Shares repurchased authorized				800,000

Note 17 - Regulatory Capital _4

Note 17 - Regulatory Capital Requirements and Restrictions on Dividends - Capital Requirements (Details) $ in Thousands	Dec. 31, 2021USD ($)	Dec. 31, 2020USD ($)
Total risk-based capital, actual, amount	$ 814,629	$ 721,004
Total risk-based capital, actual, ratio	14.77	14.95
Total risk-based capital for capital adequacy purposes, amount, without capital conservation buffer	$ 441,100	$ 385,832
Total risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer	8.00%	8.00%
Total risk-based capital for capital adequacy purposes, amount	$ 578,944	$ 506,404
Total risk-based capital for capital adequacy purposes, ratio	10.50	10.50
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount	$ 551,375	$ 482,290
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio	10	10
Tier 1 risk-based capital, actual, amount	$ 631,649	$ 546,729
Tier 1 risk-based capital, actual, ratio	11.46	11.34
Tier 1 risk-based capital for capital adequacy purposes, amount, without capital conservation buffer	$ 330,825	$ 289,374
Tier 1 risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer	6.00%	6.00%
Tier 1 risk-based capital for capital adequacy purposes, amount	$ 468,669	$ 409,946
Tier 1 risk-based capital for capital adequacy purposes, ratio	8.50	8.50
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount	$ 441,100	$ 385,832
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio	8	8
Tier 1 leverage, actual, amount	$ 631,649	$ 546,729
Tier 1 leverage, actual, ratio	10.46	9.49
Tier 1 leverage for capital adequacy purposes, amount, without capital conservation buffer	$ 241,579	$ 230,345
Tier 1 leverage for capital adequacy purposes, ratio, without capital conservation buffer	4.00%	4.00%
Tier 1 leverage for capital adequacy purposes, amount	$ 241,579	$ 230,345
Tier 1 leverage for capital adequacy purposes, ratio	4	4
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount	$ 301,974	$ 287,931
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio	5	5
Common equity Tier 1, actual, amount	$ 593,494	$ 508,736
Common equity Tier 1, actual ratio	10.76	10.55
Common equity Tier 1 for capital adequacy purposes, amount, without capital conservation buffer	$ 248,119	$ 217,030
Common equity Tier 1 for capital adequacy purposes, ratio, without capital conservation buffer	4.50%	4.50%
Common equity Tier 1 for capital adequacy purposes, amount	$ 385,962	$ 337,603
Common equity Tier 1 for capital adequacy purposes, ratio	7.00%	7.00%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount	$ 358,394	$ 313,488
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio	6.50%	6.50%
QCBT
Total risk-based capital, actual, amount	$ 247,658	$ 213,608
Total risk-based capital, actual, ratio	13.29	12.24
Total risk-based capital for capital adequacy purposes, amount, without capital conservation buffer	$ 149,126	$ 139,581
Total risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer	8.00%	8.00%
Total risk-based capital for capital adequacy purposes, amount	$ 195,727	$ 183,200
Total risk-based capital for capital adequacy purposes, ratio	10.50	10.50
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount	$ 186,407	$ 174,477
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio	10	10
Tier 1 risk-based capital, actual, amount	$ 224,253	$ 191,693
Tier 1 risk-based capital, actual, ratio	12.03	10.99
Tier 1 risk-based capital for capital adequacy purposes, amount, without capital conservation buffer	$ 111,844	$ 104,686
Tier 1 risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer	6.00%	6.00%
Tier 1 risk-based capital for capital adequacy purposes, amount	$ 158,446	$ 148,305
Tier 1 risk-based capital for capital adequacy purposes, ratio	8.50	8.50
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount	$ 149,126	$ 139,581
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio	8	8
Tier 1 leverage, actual, amount	$ 224,253	$ 191,693
Tier 1 leverage, actual, ratio	10.45	8.48
Tier 1 leverage for capital adequacy purposes, amount, without capital conservation buffer	$ 85,873	$ 90,430
Tier 1 leverage for capital adequacy purposes, ratio, without capital conservation buffer	4.00%	4.00%
Tier 1 leverage for capital adequacy purposes, amount	$ 85,873	$ 90,430
Tier 1 leverage for capital adequacy purposes, ratio	4	4
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount	$ 107,341	$ 113,038
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio	5	5
Common equity Tier 1, actual, amount	$ 224,253	$ 191,693
Common equity Tier 1, actual ratio	12.03	10.99
Common equity Tier 1 for capital adequacy purposes, amount, without capital conservation buffer	$ 83,883	$ 78,514
Common equity Tier 1 for capital adequacy purposes, ratio, without capital conservation buffer	4.50%	4.50%
Common equity Tier 1 for capital adequacy purposes, amount	$ 130,485	$ 122,134
Common equity Tier 1 for capital adequacy purposes, ratio	7.00%	7.00%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount	$ 121,164	$ 113,410
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio	6.50%	6.50%
CRBT
Total risk-based capital, actual, amount	$ 277,673	$ 217,227
Total risk-based capital, actual, ratio	14.85	13.14
Total risk-based capital for capital adequacy purposes, amount, without capital conservation buffer	$ 149,595	$ 132,269
Total risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer	8.00%	8.00%
Total risk-based capital for capital adequacy purposes, amount	$ 196,343	$ 173,603
Total risk-based capital for capital adequacy purposes, ratio	10.50	10.50
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount	$ 186,993	$ 165,336
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio	10	10
Tier 1 risk-based capital, actual, amount	$ 254,279	$ 196,438
Tier 1 risk-based capital, actual, ratio	13.60	11.88
Tier 1 risk-based capital for capital adequacy purposes, amount, without capital conservation buffer	$ 112,196	$ 99,202
Tier 1 risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer	6.00%	6.00%
Tier 1 risk-based capital for capital adequacy purposes, amount	$ 158,944	$ 140,536
Tier 1 risk-based capital for capital adequacy purposes, ratio	8.50	8.50
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount	$ 149,595	$ 132,269
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio	8	8
Tier 1 leverage, actual, amount	$ 254,279	$ 196,438
Tier 1 leverage, actual, ratio	12.59	10.01
Tier 1 leverage for capital adequacy purposes, amount, without capital conservation buffer	$ 80,777	$ 78,535
Tier 1 leverage for capital adequacy purposes, ratio, without capital conservation buffer	4.00%	4.00%
Tier 1 leverage for capital adequacy purposes, amount	$ 80,777	$ 78,535
Tier 1 leverage for capital adequacy purposes, ratio	4	4
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount	$ 100,971	$ 98,169
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio	5	5
Common equity Tier 1, actual, amount	$ 254,279	$ 196,438
Common equity Tier 1, actual ratio	13.60	11.88
Common equity Tier 1 for capital adequacy purposes, amount, without capital conservation buffer	$ 84,147	$ 74,401
Common equity Tier 1 for capital adequacy purposes, ratio, without capital conservation buffer	4.50%	4.50%
Common equity Tier 1 for capital adequacy purposes, amount	$ 130,895	$ 115,735
Common equity Tier 1 for capital adequacy purposes, ratio	7.00%	7.00%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount	$ 121,546	$ 107,469
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio	6.50%	6.50%
CSB
Total risk-based capital, actual, amount	$ 123,365	$ 108,040
Total risk-based capital, actual, ratio	11.95	12.69
Total risk-based capital for capital adequacy purposes, amount, without capital conservation buffer	$ 82,601	$ 68,117
Total risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer	8.00%	8.00%
Total risk-based capital for capital adequacy purposes, amount	$ 108,413	$ 89,404
Total risk-based capital for capital adequacy purposes, ratio	10.50	10.50
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount	$ 103,251	$ 85,146
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio	10	10
Tier 1 risk-based capital, actual, amount	$ 110,410	$ 97,350
Tier 1 risk-based capital, actual, ratio	10.69	11.43
Tier 1 risk-based capital for capital adequacy purposes, amount, without capital conservation buffer	$ 61,951	$ 51,088
Tier 1 risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer	6.00%	6.00%
Tier 1 risk-based capital for capital adequacy purposes, amount	$ 87,763	$ 72,374
Tier 1 risk-based capital for capital adequacy purposes, ratio	8.50	8.50
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount	$ 82,601	$ 68,117
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio	8	8
Tier 1 leverage, actual, amount	$ 110,410	$ 97,350
Tier 1 leverage, actual, ratio	9.67	10.27
Tier 1 leverage for capital adequacy purposes, amount, without capital conservation buffer	$ 45,676	$ 37,930
Tier 1 leverage for capital adequacy purposes, ratio, without capital conservation buffer	4.00%	4.00%
Tier 1 leverage for capital adequacy purposes, amount	$ 45,676	$ 37,930
Tier 1 leverage for capital adequacy purposes, ratio	4	4
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount	$ 57,095	$ 47,412
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio	5	5
Common equity Tier 1, actual, amount	$ 110,410	$ 97,350
Common equity Tier 1, actual ratio	10.69	11.43
Common equity Tier 1 for capital adequacy purposes, amount, without capital conservation buffer	$ 46,463	$ 38,316
Common equity Tier 1 for capital adequacy purposes, ratio, without capital conservation buffer	4.50%	4.50%
Common equity Tier 1 for capital adequacy purposes, amount	$ 72,276	$ 59,602
Common equity Tier 1 for capital adequacy purposes, ratio	7.00%	7.00%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount	$ 67,113	$ 55,345
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio	6.50%	6.50%
SFCB.
Total risk-based capital, actual, amount	$ 101,067	$ 90,334
Total risk-based capital, actual, ratio	13.39	14.35
Total risk-based capital for capital adequacy purposes, amount, without capital conservation buffer	$ 60,369	$ 50,357
Total risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer	8.00%	8.00%
Total risk-based capital for capital adequacy purposes, amount	$ 79,235	$ 66,094
Total risk-based capital for capital adequacy purposes, ratio	10.50	10.50
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount	$ 75,462	$ 62,947
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio	10	10
Tier 1 risk-based capital, actual, amount	$ 91,625	$ 77,668
Tier 1 risk-based capital, actual, ratio	12.14	12.34
Tier 1 risk-based capital for capital adequacy purposes, amount, without capital conservation buffer	$ 45,277	$ 37,768
Tier 1 risk-based capital for capital adequacy purposes, ratio, without capital conservation buffer	6.00%	6.00%
Tier 1 risk-based capital for capital adequacy purposes, amount	$ 64,142	$ 53,505
Tier 1 risk-based capital for capital adequacy purposes, ratio	8.50	8.50
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount	$ 60,369	$ 50,357
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio	8	8
Tier 1 leverage, actual, amount	$ 91,625	$ 77,668
Tier 1 leverage, actual, ratio	11.08	10.87
Tier 1 leverage for capital adequacy purposes, amount, without capital conservation buffer	$ 33,088	$ 28,575
Tier 1 leverage for capital adequacy purposes, ratio, without capital conservation buffer	4.00%	4.00%
Tier 1 leverage for capital adequacy purposes, amount	$ 33,088	$ 28,575
Tier 1 leverage for capital adequacy purposes, ratio	4	4
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount	$ 41,360	$ 35,719
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio	5	5
Common equity Tier 1, actual, amount	$ 91,625	$ 77,668
Common equity Tier 1, actual ratio	12.14	12.34
Common equity Tier 1 for capital adequacy purposes, amount, without capital conservation buffer	$ 33,958	$ 28,326
Common equity Tier 1 for capital adequacy purposes, ratio, without capital conservation buffer	4.50%	4.50%
Common equity Tier 1 for capital adequacy purposes, amount	$ 52,823	$ 44,063
Common equity Tier 1 for capital adequacy purposes, ratio	7.00%	7.00%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount	$ 49,050	$ 40,915
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio	6.50%	6.50%

Note 18 - Earnings per Share -

Note 18 - Earnings per Share - Basic and Diluted (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Earnings per Share
Net income	$ 98,905	$ 60,582	$ 57,408
Basic EPS	$ 6.30	$ 3.84	$ 3.65
Diluted EPS	$ 6.20	$ 3.80	$ 3.60
Weighted average common shares outstanding	15,708,744	15,771,650	15,730,016
Weighted average common shares issuable upon exercise of stock options and under the employee stock purchase plan (in shares)	235,964	180,987	237,759
Weighted average common and common equivalent shares outstanding (in shares)	15,944,708	15,952,637	15,967,775

Note 18 - Earnings per Share (D

Note 18 - Earnings per Share (Details) - shares	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Earnings per Share
Antidilutive securities excluded from computation of earnings per share, amount	0	104,636	80,437

Note 19 - Commitments and Con_2

Note 19 - Commitments and Contingencies (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Maximum performance guarantee term	1 year
Liability for potential guarantee obligations	$ 0	$ 0
Sale of mortgage loans in the secondary market	3,828	3,758
Loans sold with recourse provisions	20,800	32,400
Amount of uninsured cash	48,200	59,400
Cash Management Program [Member]
Customer Funds	107,000	103,800
Investment securities pledged	31,500	24,000
Standby Letters of Credit [Member]
Other commitment	21,700	24,800
Commitments to Extend Credit [Member]
Other commitment	$ 1,200,000	$ 1,400,000

Note 20 - Parent Company Only_3

Note 20 - Parent Company Only Financial Statements - Condensed Balance Sheets (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Cash and due from banks	$ 37,490	$ 61,329
Interest-bearing deposits at financial institutions	75,292	86,596
Securities available for sale, at fair value	337,830	361,966
Loans/leases receivable held for investment	4,676,304	4,247,371
Premises and equipment, net	78,530	72,693
Other assets	93,412	83,548
Total assets	6,096,132	5,705,043	$ 4,909,050
Subordinated notes	113,850	118,691
Junior subordinated debentures	38,155	37,993
Other liabilities	100,410	105,729
Total liabilities	5,419,122	5,111,250
Common stock	15,613	15,806
Additional paid-in capital	273,768	275,807
Retained earnings	386,077	300,804
Total stockholders' equity	677,010	593,793	$ 535,351	$ 473,138
Total liabilities and stockholders' equity	6,096,132	5,705,043
Reportable Legal Entities [Member] | Parent Company [Member]
Cash and due from banks	41,531	88,610
Interest-bearing deposits at financial institutions	5,750	7,200
Premises and equipment, net	8,632	9,242
Other assets	7,716	16,268
Total assets	838,598	781,092
Subordinated notes	113,850	113,691
Junior subordinated debentures	38,155	37,993
Other liabilities	9,583	35,615
Total liabilities	161,588	187,299
Common stock	15,613	15,806
Additional paid-in capital	273,768	275,807
Retained earnings	386,077	300,804
Accumulated other comprehensive income	1,552	1,376
Total stockholders' equity	677,010	593,793
Total liabilities and stockholders' equity	838,598	781,092
Reportable Legal Entities [Member] | Parent Company [Member] | Bank Subsidiaries [Member]
Investment in bank subsidiaries	769,628	655,232
Reportable Legal Entities [Member] | Parent Company [Member] | Non-bank Subsidiaries [Member]
Investment in bank subsidiaries	$ 5,341	$ 4,540

Note 20 - Parent Company Only_4

Note 20 - Parent Company Only Financial Statements - Condensed Statements of Income (Details) - USD ($) $ in Thousands	Nov. 30, 2021	Nov. 30, 2021	Nov. 30, 2020	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Securities gains				$ (88)	$ 2,484	$ (30)
Revenue				300,577	312,171	294,844
Total interest expense				21,922	31,423	60,517
Salaries and employee benefits				100,907	96,268	92,063
Acquisition costs				624
Post-acquisition compensation, transition and integration costs					214	3,582
Disposition costs				13	690	3,325
Goodwill impairment	$ 0	$ 0	$ 0		500	3,000
Income before taxes				121,467	73,289	72,027
Income tax benefit				(22,562)	(12,707)	(14,619)
Net income				98,905	60,582	57,408
Parent Company [Member] | Reportable Legal Entities [Member]
Total interest income				3	29	77
Other				853	289	314
Revenue				118,720	79,681	77,154
Total interest expense				8,482	6,662	5,836
Salaries and employee benefits				12,446	11,825	8,739
Professional fees				1,983	2,558	1,545
Acquisition costs				624
Post-acquisition compensation, transition and integration costs					145	3,171
Disposition costs				13	312	1,606
Goodwill impairment					500	3,000
Other				2,784	2,505	2,147
Total expenses				26,332	24,507	26,044
Income before taxes				92,388	55,174	51,110
Income tax benefit				6,517	5,408	6,298
Net income				98,905	60,582	57,408
Parent Company [Member] | Reportable Legal Entities [Member] | Bank Subsidiaries [Member]
Equity in net income (loss) of bank subsidiaries				117,408	79,624	69,966
Parent Company [Member] | Reportable Legal Entities [Member] | Non-bank Subsidiaries [Member]
Equity in net income (loss) of bank subsidiaries				$ 456	$ (261)	$ 6,797

Note 20 - Parent Company Only_5

Note 20 - Parent Company Only Financial Statements - Condensed Statements of Cash Flows (Details) - USD ($) $ in Thousands	Nov. 30, 2021	Sep. 14, 2020	Feb. 12, 2019	Nov. 30, 2021	Nov. 30, 2020	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Net income						$ 98,905	$ 60,582	$ 57,408
Deferred income taxes						15,272	(14,530)	6,364
Accretion of acquisition fair value adjustments, net						(1,340)	(3,271)	(4,344)
Depreciation						5,359	5,333	5,225
Deferred compensation expense accrued						4,580	3,821	2,773
Stock-based compensation expense						2,352	2,150	2,469
Loss (gain) on sale of subsidiary/certain assets and liabilities of subsidiary								(12,286)
Securities gains, net						88	(2,484)	30
Goodwill impairment	$ 0			$ 0	$ 0		500	3,000
Loss on liability extinguishment, net							3,907	436
Net increase (decrease) in interest-bearing deposits at financial institutions						11,304	61,295	(69,984)
Purchases						(173,204)	(356,127)	(71,963)
Calls, maturities and redemptions						106,442	53,007	25,193
Sales						23,874	38,562	30,055
Purchase of premises and equipment						(13,981)	(4,268)	(12,429)
Net cash provided by (used in) investing activities						(411,771)	(704,482)	(308,664)
Paydown of revolving line of credit								9,000
Prepayments								(46,313)
Calls, maturities and scheduled principal payments								(11,937)
Proceeds from subordinated notes		$ 50,000	$ 63,400				50,000	63,393
Proceeds from issuance of common stock, net						670	1,360	1,926
Repurchase and cancellation of shares						(14,168)	(3,779)
Net cash provided by (used in) financing activities						299,714	577,380	222,901
Net decrease in cash and due from banks						(23,839)	(14,925)	(9,269)
Parent Company [Member] | Reportable Legal Entities [Member]
Net income						98,905	60,582	57,408
Deferred income taxes						(1,093)	6,909	2,498
Accretion of acquisition fair value adjustments, net						321	378	305
Depreciation						486	454	327
Deferred compensation expense accrued						573
Stock-based compensation expense						2,352	2,150	2,469
Loss (gain) on sale of subsidiary/certain assets and liabilities of subsidiary							158
Gain on sale of fixed assets						155
Goodwill impairment							500	3,000
Decrease (increase) in other assets						5	(7,380)	(2,472)
Increase (decrease) in other liabilities						(14,702)	(5,923)	7,814
Net cash provided by (used in) operating activities						(30,832)	(21,495)	39,644
Net increase (decrease) in interest-bearing deposits at financial institutions						1,450	(1,599)	(4,600)
Net cash received in dissolution of subsidiary							8,450
Net cash received in sale of subsidiary							195
Purchase of premises and equipment						(31)	(272)	(2,861)
Net cash provided by (used in) investing activities						1,044	6,774	(16,161)
Paydown of revolving line of credit								(9,000)
Prepayments								(21,313)
Calls, maturities and scheduled principal payments								(1,799)
Proceeds from subordinated notes							50,000	63,393
Payment of cash dividends on common and preferred stock						(3,793)	(3,779)	(3,767)
Proceeds from issuance of common stock, net						670	1,360	1,926
Repurchase and cancellation of shares						(14,168)	(3,779)
Net cash provided by (used in) financing activities						(17,291)	43,802	29,440
Net increase (decrease) in cash and due from banks						(47,079)	29,081	52,923
Cash and due from banks, beginning						88,610	59,529	6,606
Cash and due from banks, ending						41,531	88,610	59,529
Parent Company [Member] | Reportable Legal Entities [Member] | Bank Subsidiaries [Member]
Earnings of bank subsidiaries						(117,408)	(79,624)	(69,966)
Parent Company [Member] | Reportable Legal Entities [Member] | Non-bank Subsidiaries [Member]
Earnings of bank subsidiaries						(456)	261	(6,797)
Distributions from bank subsidiaries						30	$ 40	45,058
Parent Company [Member] | Reportable Legal Entities [Member] | Bank Subsidiaries [Member]
Capital infusion to subsidiaries								(8,600)
Parent Company [Member] | Reportable Legal Entities [Member] | Non-bank Subsidiaries [Member]
Capital infusion to subsidiaries						$ (375)		$ (100)

Note 21 - Fair Value (Details)

Note 21 - Fair Value (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Securities available for sale, at fair value	$ 337,830	$ 361,966
Derivatives	222,220	222,757
Derivatives	225,135	229,270
Interest rate swap
Derivatives	221,055	222,431
Derivatives	221,055	222,431
Fair Value, Measurements, Recurring [Member]
Derivatives	222,220	222,757
Assets Fair Value	560,050	584,723
Liabilities Fair Value	225,135	229,270
Fair Value, Measurements, Recurring [Member] | Interest rate swap
Derivatives	225,135	229,270
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Derivatives	222,220	222,757
Assets Fair Value	560,050	584,723
Liabilities Fair Value	225,135	229,270
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Interest rate swap
Derivatives	225,135	229,270
Fair Value, Measurements, Nonrecurring [Member]
Assets Fair Value		9,948
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member]
Assets Fair Value		9,948
U.S. treasuries and govt. sponsored agency securities
Securities available for sale, at fair value	23,328	15,336
U.S. treasuries and govt. sponsored agency securities | Fair Value, Measurements, Recurring [Member]
Securities available for sale, at fair value	23,328	15,336
U.S. treasuries and govt. sponsored agency securities | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale, at fair value	23,328	15,336
Residential mortgage-backed and related securities
Securities available for sale, at fair value	94,323	132,842
Residential mortgage-backed and related securities | Fair Value, Measurements, Recurring [Member]
Securities available for sale, at fair value	94,323	132,842
Residential mortgage-backed and related securities | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale, at fair value	94,323	132,842
Asset-backed securities
Securities available for sale, at fair value	27,124	40,683
Asset-backed securities | Fair Value, Measurements, Recurring [Member]
Securities available for sale, at fair value	27,124	40,683
Asset-backed securities | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale, at fair value	27,124	40,683
Municipal securities.
Securities available for sale, at fair value	168,266	152,408
Municipal securities. | Fair Value, Measurements, Recurring [Member]
Securities available for sale, at fair value	168,266	152,408
Municipal securities. | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale, at fair value	168,266	152,408
Other Securities
Securities available for sale, at fair value	24,789	20,697
Other Securities | Fair Value, Measurements, Recurring [Member]
Securities available for sale, at fair value	24,789	20,697
Other Securities | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale, at fair value	24,789	20,697
Impaired Loans Leases [Member] | Fair Value, Measurements, Nonrecurring [Member]
Assets Fair Value	6,618	9,926
Impaired Loans Leases [Member] | Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member]
Assets Fair Value	$ 6,618	9,926
Other Real Estate Owned [Member] | Fair Value, Measurements, Nonrecurring [Member]
Assets Fair Value		22
Other Real Estate Owned [Member] | Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member]
Assets Fair Value		$ 22

Note 21 - Fair Value - Quantita

Note 21 - Fair Value - Quantitative Information About Level Fair Value Measurements (Details) - Valuation Technique, Appraisal of Collateral [Member] - Measurement Input, Appraised Value [Member] $ in Thousands	Dec. 31, 2021USD ($)item	Dec. 31, 2020USD ($)
Impaired Loans Leases [Member]
Fair value | $	$ 6,618	$ 9,926
Valuation technique	Valuation Technique, Appraisal of Collateral [Member]
Unobservable input	Measurement Input, Appraised Value [Member]
Impaired Loans Leases [Member] | Minimum
Impaired loans/leases, measurement input	(10)
Impaired Loans Leases [Member] | Maximum
Impaired loans/leases, measurement input	(30)
Other Real Estate Owned [Member]
Fair value | $		$ 22
Valuation technique	Valuation Technique, Appraisal of Collateral [Member]
Unobservable input	Measurement Input, Appraised Value [Member]
Other Real Estate Owned [Member] | Minimum
OREO, measurement input	0
Other Real Estate Owned [Member] | Maximum
OREO, measurement input	(35)

Note 21 - Fair Value - Carrying

Note 21 - Fair Value - Carrying Values and Estimated Fair Values of Financial Assets and Liabilities (Details) - USD ($) $ in Thousands	Sep. 14, 2020	Feb. 12, 2019	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Interest-bearing deposits at financial institutions			$ 75,292	$ 86,596
Securities held to maturity, fair value			522,297	521,277
Securities available for sale, at fair value			337,830	361,966
Derivatives			222,220	222,757
Subordinated notes	$ 50,000	$ 63,400		50,000	$ 63,393
Derivatives			225,135	229,270
Interest rate cap
Derivatives			238	67
Interest rate swap
Derivatives			221,055	222,431
Derivatives			221,055	222,431
Fair Value, Inputs, Level 1 [Member] | Carrying Value
Cash and due from banks			37,490	61,329
Fair Value, Inputs, Level 1 [Member] | Estimated Fair Value
Cash and due from banks			37,490	61,329
Fair Value, Inputs, Level 2 [Member] | Carrying Value
Federal funds sold			12,370	9,080
Securities held to maturity, fair value			472,385	476,165
Securities available for sale, at fair value			337,830	361,966
Loans/leases receivable, net			4,595,283	4,157,562
Short-term borrowings			3,800	5,430
FHLB advances			15,000	15,000
Subordinated notes			113,850	118,691
Junior subordinated debentures			38,155	37,993
Fair Value, Inputs, Level 2 [Member] | Carrying Value | Non-maturity Deposits [Member]
Deposits			4,501,424	4,138,478
Fair Value, Inputs, Level 2 [Member] | Carrying Value | Time Deposits [Member]
Deposits			421,348	460,659
Fair Value, Inputs, Level 2 [Member] | Carrying Value | Interest rate cap
Derivatives			222,220	222,757
Fair Value, Inputs, Level 2 [Member] | Carrying Value | Interest rate swap
Derivatives			225,135	229,270
Fair Value, Inputs, Level 2 [Member] | Carrying Value | Interest-bearing Deposits [Member]
Interest-bearing deposits at financial institutions			75,292	86,596
Fair Value, Inputs, Level 2 [Member] | Estimated Fair Value
Federal funds sold			12,370	9,080
Securities held to maturity, fair value			522,297	521,277
Securities available for sale, at fair value			337,830	361,966
Loans/leases receivable, net			4,478,899	4,112,735
Short-term borrowings			3,800	5,430
FHLB advances			15,000	14,998
Subordinated notes			116,203	112,406
Junior subordinated debentures			31,072	30,618
Fair Value, Inputs, Level 2 [Member] | Estimated Fair Value | Non-maturity Deposits [Member]
Deposits			4,501,424	4,138,478
Fair Value, Inputs, Level 2 [Member] | Estimated Fair Value | Time Deposits [Member]
Deposits			419,453	465,681
Fair Value, Inputs, Level 2 [Member] | Estimated Fair Value | Interest rate cap
Derivatives			222,220	222,757
Fair Value, Inputs, Level 2 [Member] | Estimated Fair Value | Interest rate swap
Derivatives			225,135	229,270
Fair Value, Inputs, Level 2 [Member] | Estimated Fair Value | Interest-bearing Deposits [Member]
Interest-bearing deposits at financial institutions			75,292	86,596
Fair Value, Inputs, Level 3 [Member] | Carrying Value
Loans/leases receivable, net			6,128	9,191
Fair Value, Inputs, Level 3 [Member] | Estimated Fair Value
Loans/leases receivable, net			6,618	9,926
Fair Value, Measurements, Recurring [Member]
Derivatives			222,220	222,757
Fair Value, Measurements, Recurring [Member] | Interest rate swap
Derivatives			225,135	229,270
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Derivatives			222,220	222,757
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Interest rate swap
Derivatives			$ 225,135	$ 229,270

Note 22 - Business Segment In_3

Note 22 - Business Segment Information - (Details)	Dec. 31, 2021subsidiary
Number of subsidiaries commercial banks	4
Commercial Banking
Number of subsidiaries commercial banks	4

Note 22 - Business Segment In_4

Note 22 - Business Segment Information - Selected Financial Information on the Company's Business Segments (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Total revenue	$ 300,577	$ 312,171	$ 294,844
Net interest income	178,233	166,950	155,559
Provision for credit losses	3,486	55,704	7,066
Net income (loss) from continuing operations	98,905	60,582	57,408
Goodwill	74,066	74,066	74,748	$ 77,832
Intangibles	9,349	11,381	14,970
Total assets	6,096,132	5,705,043	4,909,050
Intersegment Eliminations [Member]
Total revenue	(118,930)	(262)	(1,606)
Net interest income	1,263	1,031
Net income (loss) from continuing operations	(117,834)
Total assets	(973,102)	(324,971)	(65,305)
Commercial Banking | QCBT
Goodwill	3,223	3,223	3,223
Commercial Banking | QCBT | Operating Segments [Member]
Total revenue	88,689	92,336	87,433
Net interest income	66,232	63,366	52,097
Provision for credit losses	1,519	21,612	3,433
Net income (loss) from continuing operations	34,616	21,557	21,607
Goodwill	3,223	3,223	3,223
Total assets	2,142,344	2,153,773	1,682,477
Commercial Banking | CRBT
Goodwill	14,980	14,980	14,980
Commercial Banking | CRBT | Operating Segments [Member]
Total revenue	129,080	125,416	96,631
Net interest income	57,354	52,857	44,310
Provision for credit losses	(697)	19,438	1,080
Net income (loss) from continuing operations	55,411	33,890	27,716
Goodwill	14,980	14,980	14,980
Intangibles	1,702	2,189	2,684
Total assets	2,030,279	1,957,695	1,572,324
Commercial Banking | CSB
Goodwill	9,888	9,888	9,888
Commercial Banking | CSB | Operating Segments [Member]
Total revenue	43,945	50,448	42,059
Net interest income	35,512	31,570	31,370
Provision for credit losses	2,219	9,243	679
Net income (loss) from continuing operations	12,802	11,379	10,787
Goodwill	9,888	9,888	9,888
Intangibles	2,653	3,305	3,980
Total assets	1,168,606	1,004,183	853,833
Commercial Banking | SFCB
Goodwill	45,975	45,975	45,975
Commercial Banking | SFCB | Operating Segments [Member]
Total revenue	38,342	42,036	31,569
Net interest income	26,351	24,759	21,422
Provision for credit losses	445	5,411	1,315
Net income (loss) from continuing operations	14,579	12,797	8,244
Goodwill	45,975	45,975	45,975
Intangibles	4,994	5,887	6,802
Total assets	882,885	779,956	748,753
Other Segments | Operating Segments [Member]
Total revenue	119,451	2,197	38,758
Net interest income	(8,479)	(6,633)	6,360
Provision for credit losses			559
Net income (loss) from continuing operations	99,331	(19,041)	(10,946)
Goodwill			682
Intangibles			1,504
Total assets	$ 845,120	$ 134,407	$ 116,968

Note 23 - Pending Acquisition (

Note 23 - Pending Acquisition (Details) - Guaranty Federal Bancshares, Inc - Pending Acquisition - USD ($) $ / shares in Units, $ in Millions	Nov. 09, 2021	Dec. 31, 2021	Nov. 05, 2021
Business Acquisition [Line Items]
Total assets acquired		$ 1,200
Business acquisition loan acquired		815
Deposits assumed in business combination		$ 1,000
Business combination consideration in cash (per share)	$ 30.50
Business acquisition, equity interest issued or issuable, number of shares	0.58775
Business combination mixed consideration in cash (per share)	$ 6.10
Business combination shares issuable mixed consideration	0.4702
Business acquisition, share price			$ 59.99
Business combination consideration in stock percentage	80.00%
Business combination consideration as a percentage of cash	20.00%
Business Combination, Consideration Transferred	$ 151.6