QCR (QCRH) 10-K 1 Mar 23 2022 FY Annual report Financial data

Document and Entity Information

Document and Entity Information - USD ($)	12 Months Ended
	Dec. 31, 2022	Feb. 15, 2023	Jun. 30, 2022
Document and Entity Information [Abstract]
Document Type	10-K
Document Annual Report	true
Document Transition Report	false
Document Period End Date	Dec. 31, 2022
Entity File Number	0-22208
Entity Registrant Name	QCR HOLDINGS, INC.
Entity Incorporation, State or Country Code	DE
Entity Tax Identification Number	42-1397595
Entity Address, Address Line One	3551 7th Street
Entity Address, City or Town	Moline
Entity Address, State or Province	IL
Entity Address, Postal Zip Code	61265
City Area Code	309
Local Phone Number	736-3580
Entity Well-known Seasoned Issuer	Yes
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Large Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
ICFR Auditor Attestation Flag	true
Entity Shell Company	false
Title of 12(b) Security	Common Stock, $1.00 Par Value
Trading Symbol	QCRH
Security Exchange Name	NASDAQ
Entity Public Float			$ 895,098,226
Entity Common Stock, Shares Outstanding (in shares)		16,825,981
Auditor Name	RSM US LLP
Auditor Firm ID	49
Auditor Location	Davenport, Iowa
Current Fiscal Year End Date	--12-31
Document Fiscal Year Focus	2022
Document Fiscal Period Focus	FY
Entity Central Index Key	0000906465
Amendment Flag	false

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Assets
Cash and due from banks	$ 59,723	$ 37,490
Federal funds sold	56,910	12,370
Interest-bearing deposits at financial institutions	67,360	75,292
Securities held to maturity, at amortized cost, net of allowance for credit losses	587,142	472,385
Securities available for sale, at fair value	340,960	337,830
Total securities	928,102	810,215
Loans receivable held for sale	1,480	3,828
Loans/leases receivable held for investment	6,137,391	4,676,304
Gross loans/leases receivable	6,138,871	4,680,132
Less allowance for credit losses	(87,706)	(78,721)
Net loans/leases receivable	6,051,165	4,601,411
Bank-owned life insurance	106,580	62,424
Premises and equipment, net	117,948	78,530
Restricted investment securities	42,501	19,353
Other real estate owned, net	133
Goodwill	137,607	74,066
Intangibles	16,759	9,349
Derivatives	177,631	222,220
Other assets	186,418	93,412
Total assets	7,948,837	6,096,132
Liabilities and Stockholders' Equity
Noninterest-bearing	1,262,981	1,268,788
Interest-bearing	4,721,236	3,653,984
Total deposits	5,984,217	4,922,772
Short-term borrowings	129,630	3,800
Federal Home Loan Bank advances	415,000	15,000
Subordinated notes	232,662	113,850
Junior subordinated debentures	48,602	38,155
Derivatives	200,701	225,135
Other liabilities	165,301	100,410
Total liabilities	7,176,113	5,419,122
Stockholders' Equity:
Preferred stock, $1 par value; shares authorized 250,000 December 2022 and December 2021 - no shares issued or outstanding
Common stock, $1 par value; shares authorized 20,000,000 December 2022 - 16,795,942 shares issued and outstanding December 2021 - 15,613,460 shares issued and outstanding	16,796	15,613
Additional paid-in capital	370,712	273,768
Retained earnings	450,114	386,077
Accumulated other comprehensive income (loss):
Securities available for sale	(44,677)	5,925
Derivatives	(20,221)	(4,373)
Total stockholders' equity	772,724	677,010
Total liabilities and stockholders' equity	$ 7,948,837	$ 6,096,132

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parentheticals) - $ / shares	Dec. 31, 2022	Dec. 31, 2021
Consolidated Balance Sheets
Preferred stock, par value (in dollars per share)	$ 1	$ 1
Preferred stock, authorized (in shares)	250,000	250,000
Preferred stock, issued (in shares)	0	0
Preferred stock, outstanding (in shares)	0	0
Common stock, par value (in dollars per share)	$ 1	$ 1
Common stock, authorized (in shares)	20,000,000	20,000,000
Common stock, issued (in shares)	16,795,942	15,613,460
Common stock, outstanding (in shares)	16,795,942	15,613,460

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Interest and dividend income:
Loans/leases, including fees	$ 257,837	$ 173,940	$ 173,967
Securities:
Taxable	12,078	8,923	7,787
Nontaxable	19,089	16,167	14,900
Interest-bearing deposits at financial institutions	1,089	173	669
Restricted investment securities	2,068	950	1,031
Federal funds sold	410	2	19
Total interest and dividend income	292,571	200,155	198,373
Interest expense:
Deposits	42,362	13,300	23,269
Short-term borrowings	299	5	84
Federal Home Loan Bank advances	6,954	70	1,087
Other borrowings	53
Subordinated notes	9,200	6,272	4,697
Junior subordinated debentures	2,583	2,275	2,286
Total interest expense	61,451	21,922	31,423
Net interest income	231,120	178,233	166,950
Provision for credit losses	8,284	3,486	55,704
Net interest income after provision for credit losses	222,836	174,747	111,246
Noninterest income:
Revenue	373,300	300,577	312,171
Gains on sales of residential real estate loans, net	2,411	4,397	4,680
Gains on sales of government guaranteed portions of loans, net	119	227	224
Swap fee income/capital markets revenue	41,309	60,992	74,821
Securities gains (losses), net		(88)	2,484
Earnings on bank-owned life insurance	2,056	1,838	1,904
Loan related fee income	2,428	2,268	2,200
Fair value gain on derivatives	1,975	170
Other	1,372	3,870	2,614
Total noninterest income	80,729	100,422	113,798
Noninterest expense:
Salaries and employee benefits	115,368	100,907	96,268
Occupancy and equipment expense	21,975	15,918	16,504
Professional and data processing fees	16,282	14,579	14,644
Acquisition costs	3,715	624
Post-acquisition compensation, transition and integration costs	5,526		214
Disposition costs		13	690
FDIC insurance, other insurance and regulatory fees	5,806	4,475	4,164
Loan/lease expense	1,829	1,671	1,435
Net cost of (income from) and gains/losses on operations of other real estate	(40)	(1,420)	(307)
Advertising and marketing	4,958	4,254	3,260
Communication and data connectivity	2,213	1,798	1,642
Supplies	1,109	1,053	1,097
Bank service charges	2,282	2,173	2,016
Losses on liability extinguishment			3,907
Correspondent banking expense	840	799	838
Intangibles amortization	2,854	2,032	2,149
Goodwill impairment			500
Payment card processing	1,964	1,412	556
Trust expense	775	758	740
Loss on sale of subsidiary			158
Other	2,560	2,656	1,280
Total noninterest expense	190,016	153,702	151,755
Net income before income taxes	113,549	121,467	73,289
Federal and state income tax expense	14,483	22,562	12,707
Net income	$ 99,066	$ 98,905	$ 60,582
Basic earnings per common share	$ 5.94	$ 6.30	$ 3.84
Diluted earnings per common share	$ 5.87	$ 6.20	$ 3.80
Weighted average common shares outstanding	16,681,844	15,708,744	15,771,650
Weighted average common and common equivalent shares outstanding	16,890,007	15,944,708	15,952,637
Cash dividends declared per common share	$ 0.24	$ 0.24	$ 0.24
Trust fees
Noninterest income:
Revenue	$ 10,641	$ 11,206	$ 9,207
Investment advisory and management fees
Noninterest income:
Revenue	3,858	4,080	5,318
Deposit service fees
Noninterest income:
Revenue	8,134	6,132	6,041
Debit card fees
Noninterest income:
Revenue	5,459	4,216	3,402
Correspondent banking fees
Noninterest income:
Revenue	$ 967	$ 1,114	$ 903

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Net income	$ 99,066	$ 98,905	$ 60,582
Other comprehensive income (loss):
Unrealized holding gains (losses) arising during the period before tax	(67,387)	(4,158)	10,657
Less reclassification adjustment for gains (losses) included in net income before tax		(88)	2,484
Unrealized losses on securities available for sale	(67,387)	(4,070)	8,173
Unrealized holding gains (losses) arising during the period before tax	(22,130)	3,427	(6,854)
Unrealized gains (losses) on derivatives	(21,129)	4,124	(4,862)
Other comprehensive income (loss), before tax	(88,516)	54	3,311
Tax expense (benefit)	(22,066)	(122)	837
Other comprehensive income (loss), net of tax	(66,450)	176	2,474
Comprehensive income	32,616	99,081	63,056
Unhedging Caplet
Other comprehensive income (loss):
Less reclassification adjustment before tax			(649)
Swap
Other comprehensive income (loss):
Less reclassification adjustment before tax			(792)
Caplet Amortization.
Other comprehensive income (loss):
Less reclassification adjustment before tax	$ (1,001)	$ (697)	$ (551)

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity - USD ($) $ in Thousands	Common Stock	Additional Paid-In Capital	Retained Earnings	Accumulated Other Comprehensive (Loss) Income	Total
Balance at Dec. 31, 2019	$ 15,828	$ 274,785	$ 245,836	$ (1,098)	$ 535,351
Net income			60,582		60,582
Other comprehensive income, net of tax				2,474	2,474
Common cash dividends declared			(3,779)		(3,779)
Repurchase and cancellation of shares of common stock as a result of share repurchase program	(101)	(1,843)	(1,835)		(3,779)
Stock-based compensation expense		2,150			2,150
Issuance of common stock under employee benefit plans	79	715			794
Balance at Dec. 31, 2020	15,806	275,807	300,804	1,376	593,793
Net income			98,905		98,905
Other comprehensive income, net of tax				176	176
Common cash dividends declared			(3,781)		(3,781)
Repurchase and cancellation of shares of common stock as a result of share repurchase program	(293)	(4,961)	(8,914)		(14,168)
Stock-based compensation expense		2,352			2,352
Issuance of common stock under employee benefit plans	100	570			670
Balance (ASU 2016-01) at Dec. 31, 2021			(937)		(937)
Balance at Dec. 31, 2021	15,613	273,768	386,077	1,552	677,010
Net income			99,066		99,066
Other comprehensive income, net of tax				(66,450)	(66,450)
Common cash dividends declared			(4,022)		(4,022)
Issuance of shares of common stock as a result of the acquisition	2,071	115,143			117,214
Repurchase and cancellation of shares of common stock as a result of share repurchase program	(970)	(20,977)	(31,007)		(52,954)
Stock-based compensation expense		2,438			2,438
Issuance of common stock under employee benefit plans	82	340			422
Balance at Dec. 31, 2022	$ 16,796	$ 370,712	$ 450,114	$ (64,898)	$ 772,724

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Stockholders' Equity (Parentheticals) - $ / shares	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Cash dividends declared per common share	$ 0.24	$ 0.24	$ 0.24
Issuance of shares of common stock as s result of stock options exercised (in shares)	41,695	60,317	41,650
Common Stock
Repurchase and cancellation of common stock as a result of share repurchase program (in shares)	970,000	293,153	100,932
Issuance of shares of common stock as a result of the acquisition, net of issuance cost (in shares)	2,071,291
Retained Earnings
Cash dividends declared per common share	$ 0.24	$ 0.24	$ 0.24

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 99,066	$ 98,905	$ 60,582
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	7,662	5,359	5,333
Provision for credit losses	8,284	3,486	55,704
Deferred income taxes	(4,682)	15,272	(14,530)
Stock-based compensation expense	2,438	2,352	2,150
Deferred compensation expense accrued	4,062	4,580	3,821
Gains on other real estate owned, net	(129)	(1,754)	(317)
Amortization of premiums on securities, net	1,337	1,933	969
Caplet amortization	1,001	697	551
Fair value gain on derivatives	(1,975)	(170)
Securities (gains) losses, net		88	(2,484)
Loans originated for sale	(99,394)	(204,449)	(236,734)
Proceeds on sales of loans	107,487	209,003	241,553
Gains on sales of residential real estate loans	(2,411)	(4,397)	(4,680)
Gains on sales of government guaranteed portions of loans	(119)	(227)	(224)
Loss on liability extinguishment, net			3,907
Losses (gains) on sales and disposals of premises and equipment	378	1,059	(19)
Amortization of intangibles	2,854	2,032	2,149
Accretion of acquisition fair value adjustments, net	(8,581)	(1,340)	(3,271)
Increase in cash value of bank-owned life insurance	(2,056)	(1,838)	(1,904)
Loss on sale of subsidiary/certain assets and liabilities of subsidiary			158
Goodwill impairment			500
Increase in other assets	(42,572)	(47,006)	(9,445)
Increase in other liabilities	46,049	4,633	8,408
Net cash provided by operating activities	118,699	88,218	112,177
CASH FLOWS FROM INVESTING ACTIVITIES
Net (increase) decrease in federal funds sold	(44,540)	(3,290)	720
Net decrease in interest-bearing deposits at financial institutions	25,066	11,304	61,295
Proceeds from sales of other real estate owned	482	4,742	4,477
Activity in securities portfolio:
Purchases	(230,501)	(173,204)	(356,127)
Calls, maturities and redemptions	43,638	106,442	53,007
Paydowns	31,805	65,410	47,313
Sales	111,375	23,874	38,562
Activity in restricted investment securities:
Purchases	(23,086)	(1,280)	(4,600)
Redemptions	2,158	30	9,749
Proceeds from the liquidation of bank-owned life insurance			10,999
Net increase in loans/leases originated and held for investment	(654,861)	(433,544)	(564,748)
Purchase of premises and equipment	(33,261)	(13,981)	(4,268)
Proceeds from sales of premises and equipment	2,060	1,726	101
Payment for termination of derivative			(808)
Net cash transferred out in sale of subsidiary			(154)
Purchase of bank-owned life insurance	(10,000)
Net cash acquired from acquisition	144,973
Net cash used in investing activities	(634,692)	(411,771)	(704,482)
CASH FLOWS FROM FINANCING ACTIVITIES
Net increase (decrease) in deposit accounts	(15,128)	323,635	716,898
Net increase (decrease) in short-term borrowings	125,830	(1,630)	(7,993)
Activity in Federal Home Loan Bank advances:
Term advances			125,000
Calls and maturities			(121,600)
Net change in short-term and overnight advances	400,000		(94,300)
Prepayments	(16,000)		(55,274)
Activity in other borrowings:
Proceeds from other borrowings	10,000
Paydown of revolving line of credit	(10,000)
Prepayments on brokered and public time deposits			(29,153)
Prepayments of subordinated notes		(5,000)
Proceeds from subordinated notes	100,000		50,000
Payment of cash dividends on common stock	(3,944)	(3,793)	(3,779)
Proceeds from issuance of common stock, net	422	670	1,360
Repurchase and cancellation of shares	(52,954)	(14,168)	(3,779)
Net cash provided by financing activities	538,226	299,714	577,380
Net increase (decrease) in cash and due from banks	22,233	(23,839)	(14,925)
Cash and due from banks, beginning	37,490	61,329	76,254
Cash and due from banks, ending	59,723	37,490	61,329
Supplemental disclosure of cash flow information, cash payments (receipts) for:
Interest	58,652	23,373	32,178
Income/franchise taxes	1,057	48,988	24,567
Supplemental schedule of noncash investing activities:
Change in accumulated other comprehensive income, (loss), unrealized gains (losses) on securities available for sale and derivative instruments, net	(66,450)	176	2,474
Change in retained earnings from adoption of ASU 2016-13		(937)
Transfers of loans to other real estate owned	431	2,962	51
Due to broker for purchases of securities		1,000
(Decrease) increase in the fair value of back-to-back interest rate swap assets and liabilities	(54,441)	(1,376)	137,752
Dividends payable	1,013	$ 935	947
Consideration received on sale of the Bates Companies			1,523
Fair value of assets acquired:
Cash and due from banks	171,844
Interest-bearing deposits at financial institutions	17,134
Securities	143,017
Loans receivable, net	801,697
Bank-owned life insurance	32,100
Premises and equipment, net	16,257
Restricted investment securities	2,220
Other real estate owned	55
Intangibles	10,264
Other assets	23,685
Total assets acquired	1,218,273
Fair value of liabilities assumed:
Deposits	1,076,573
FHLB advances	16,000
Subordinated debentures	19,621
Junior subordinated debentures	10,310
Other liabilities	15,225
Total liabilities assumed	1,137,729
Net assets acquired	80,544
Consideration paid:
Cash paid	26,871
Common stock	117,214
Total consideration paid	144,085
Goodwill	63,541
Net cash paid	$ 144,973
Supplemental disclosure of cash flow information for sale of subsidiary/certain assets and certain liabilities of subsidiary:
Cash proceeds**			195
Assets Sold:
Cash and due from banks			349
Premises and equipment, net			19
Other assets			2,259
Total assets sold			2,627
Liabilities Sold:
Other liabilities			946
Total liabilities sold			946
Net Assets Sold			1,681
Forgiveness of earn-out consideration			880
Note receivable consideration			448
Bates Companies
Activity in restricted investment securities:
Net cash transferred out in sale of subsidiary			(154)
Bates Companies
Adjustments to reconcile net income to net cash provided by operating activities:
Goodwill impairment			$ 500

Note 1 - Nature of Business and

Note 1 - Nature of Business and Significant Accounting Policies	12 Months Ended
	Dec. 31, 2022
Nature of Business and Significant Accounting Policies
Nature of Business and Significant Accounting Policies	Note 1. Nature of Business and Significant Accounting Policies Basis of presentation: The acronyms and abbreviations identified below are used in the Notes to the Consolidated Financial Statements, as well as in the other sections of this Annual Report on Form 10-K (including appendices). It may be helpful to refer back to this page as you read this report. ACL: Allowance for credit losses Guaranty Bank: Guaranty Bank and Trust Company AFS: Available for sale HTM: Held to maturity Allowance: Allowance for credit losses Iowa Superintendent: Iowa Superintendent of Banking AOCI: Accumulated other comprehensive income (loss) LCR: Liquidity Coverage Ratio ASC: Accounting Standards Codification LIBOR: London Inter-Bank Offered Rate ASC 805: Business Combination Standard LIHTC: Low-income housing tax credit ASU: Accounting Standards Update m2: m2 Equipment Finance, LLC Bates Companies: Bates Financial Advisors, Inc., Bates MD&A: Management’s Discussion & Analysis Financial Services, Inc., Bates Securities, Inc. and Bates Missouri Division of Finance: Missouri Department of Financial Group, Inc. Commerce and Insurance BHCA: Bank Holding Company Act of 1956 NIM: Net interest margin BOLI: Bank-owned life insurance NOL: Net operating loss Caps: Interest rate cap derivatives NPA: Nonperforming asset CARES Act: Coronavirus Aid, Relief and Economy Security Act CECL: Current Expected Credit Losses CFPB: Bureau of Consumer Financial Protection NPL: Nonperforming loan NSFR: Net Stable Funding Ratio OBS: Off-balance sheet OREO: Other real estate owned CNB: Community National Bank OTTI: Other-than-temporary impairment Community National: Community National Bancorporation COVID-19: Coronavirus Disease 2019 CRA: Community Reinvestment Act PCAOB: Public Company Accounting Oversight Board PCD: Purchased credit deteriorated loan PCI: Purchased credit impaired CRBT: Cedar Rapids Bank & Trust Company PPP: Paycheck Protection Program CRE: Commercial real estate Provision: Provision for credit losses CRE Guidance: Interagency Concentrations in Commercial PUD LOC: Public Unit Deposit Letter of Credit Real Estate Lending, Sound Risk Management Practices QCBT: Quad City Bank & Trust Company guidance ROAA: Return on Average Assets CSB: Community State Bank ROACE: Return on Average Common Equity C&I: Commercial and industrial ROAE: Return on Average Equity Dodd-Frank Act: Dodd-Frank Wall Street Reform and ROU: Right of use Consumer Protection Act SBA: U.S. Small Business Administration DGCL: Delaware General Corporation Law SEC: Securities and Exchange Commission DIF: Deposit Insurance Fund SERPs: Supplemental Executive Retirement Plans EBA: Excess Balance Account SFCB: Springfield First Community Bank EPS: Earnings per share SFG: Specialty Finance Group ESG: Environmental, Social and Governance SOFR: Secured Overnight Financing Rate Exchange Act: Securities Exchange Act of 1934, as amended Springfield Bancshares: Springfield Bancshares, Inc. FASB: Financial Accounting Standards Board TA: Tangible assets FDIC: Federal Deposit Insurance Corporation TCE: Tangible common equity Federal Reserve: Board of Governors of the Federal Reserve TDRs: Troubled debt restructurings System TEY: Tax equivalent yield FHLB: Federal Home Loan Bank The Company: QCR Holdings, Inc. FRB: Federal Reserve Bank of Chicago TRBC: Total risk-based capital FTEs: Full-time equivalents Treasury: U.S. Department of the Treasury GAAP: Generally Accepted Accounting Principles USA Patriot Act: Uniting and Strengthening America by GB: Guaranty Bank Providing Appropriate Tools Required to Intercept GFED: Guaranty Federal Bancshares and Obstruct Terrorism Act of 2001 Goldman Sachs: Goldman Sachs and Company USDA: U.S. Department of Agriculture Guaranty: Guaranty Bankshares, Ltd. ​ ​ ​ Note 1. Nature of Business and Significant Accounting Policies (continued) Nature of business: QCR Holdings, Inc. is a bank holding company that has elected to operate as a financial holding company under the BHCA. The Company provides bank and bank-related services through its banking subsidiaries, QCBT, CRBT, CSB and GB. The Company also engages in direct financing lease and equipment financing contracts through its wholly-owned equity investment by QCBT in m2, headquartered in Brookfield, Wisconsin. The Company also engages in wealth management services through its banking subsidiaries. On April 1, 2022, the Company completed its acquisition of GFED and on April 2, 2022 merged GB into SFCB, the Company’s Springfield-based charter. The combined bank changed its name to Guaranty Bank. See Note 2 to the Consolidated Financial Statements for additional information. On August 12, 2020, the Company sold the Company’s wholly-owned subsidiaries, the Bates Companies, which were originally acquired on October 1, 2018. The financial results of the Bates Companies prior to their respective sales are included in this report. See Note 2 to the Consolidated Financial Statements for additional information. QCBT is a commercial bank that serves the Iowa and Illinois Quad Cities and adjacent communities. CRBT is a commercial bank that serves Cedar Rapids, Iowa, and adjacent communities including Cedar Falls and Waterloo, Iowa. CSB is a commercial bank that serves Des Moines, Iowa, and adjacent communities. GB is a commercial bank that serves Springfield and Joplin, Missouri and adjacent communities. QCBT, CRBT, and CSB are chartered and regulated under the laws of the state of Iowa. GB is chartered and regulated under the laws of the state of Missouri. All four subsidiary banks are insured and subject to regulation by the FDIC. All four subsidiary banks are members of and regulated by the Federal Reserve System. The remaining direct subsidiaries of the Company consist of a consolidated subsidiary formed during 2021 for the risk management of insurance and seven non-consolidated subsidiaries formed for the issuance of trust preferred securities. See Note 13 to the Consolidated Financial Statements for a listing of these subsidiaries and additional information. Significant accounting policies: Accounting estimates Principles of consolidation Presentation of cash flows ​ Note 1. Nature of Business and Significant Accounting Policies (continued) Cash and due from banks Investment securities All debt securities are evaluated to determine whether declines in fair value below their amortized cost require an allowance. See further discussion in the Allowance section following. Loans receivable, held for sale Loans receivable, held for investment ​ The ACL is measured on a collective (pool) basis when similar risk characteristics exist. The Company discloses the ACL (also known as the allowance) by portfolio segment, and credit quality information, nonaccrual status, and past due status by class of financing receivable. A portfolio segment is the level at which the Company develops and documents a systematic methodology to determine its ACL. A class of financing receivable is a further disaggregation of a portfolio segment based on risk characteristics and the Company’s method for monitoring and assessing credit risk. See the following information and Note 4 to the Consolidated Financial Statements. ​ The Company’s portfolio segments are as follows: ● C&I – revolving ● C&I - other ● CRE – owner occupied ● CRE – non-owner occupied ● Construction and land development ● Multi-family ● 1-4 family real estate ● Consumer ​ Note 1. Nature of Business and Significant Accounting Policies (continued) The Company’s classes of loans receivable are as follows: ● C&I – revolving ● C&I - other ● CRE – owner occupied ● CRE – non-owner occupied ● Construction and land development ● Multi-family ● Direct financing leases ● 1-4 family real estate ● Consumer Direct financing leases are considered a class of financing receivable within the overall loan/lease portfolio and are included in the C&I – other loan segments for ACL. The accounting policies for direct financing leases are disclosed below. ​ Generally, for all classes of loans receivable, loans are considered past due when contractual payments are delinquent for 30 days or greater. For all classes of loans receivable, loans will generally be placed on nonaccrual status when the loan has become 90 days past due (unless the loan is well secured and in the process of collection); or if any of the following conditions exist: ● It becomes evident that the borrower will not make payments, or will not or cannot meet the terms for renewal of a matured loan; ● When full repayment of principal and interest is not expected; ● When the loan is graded “doubtful”; ● When the borrower files bankruptcy and an approved plan of reorganization or liquidation is not anticipated in the near future; or ● When foreclosure action is initiated. When a loan is placed on nonaccrual status, income recognition is ceased. Previously recorded but uncollected amounts of interest on nonaccrual loans are reversed at the time the loan is placed on nonaccrual status. Generally, cash collected on nonaccrual loans is applied to principal. Should full collection of principal be expected, cash collected on nonaccrual loans can be recognized as interest income. For all classes of loans receivable, nonaccrual loans may be restored to accrual status provided the following criteria are met: ● The loan is current, and all principal and interest amounts contractually due have been made; ● All principal and interest amounts contractually due, including past due payments, are reasonably assured of repayment within a reasonable period; and ● There is a period of minimum repayment performance, as follows, by the borrower in accordance with contractual terms: o Six months of repayment performance for contractual monthly payments, or o One year of repayment performance for contractual quarterly or semi-annual payments. ​ Note 1. Nature of Business and Significant Accounting Policies (continued) Direct finance leases receivable, held for investment : The Company leases machinery and equipment to customers under leases that qualify as direct financing leases for financial reporting and as operating leases for income tax purposes. Under the direct financing method of accounting, the minimum lease payments to be received under the lease contract, together with the estimated unguaranteed residual values (approximately 3% to 25% of the cost of the related equipment), are recorded as lease receivables when the lease is signed and the lease property delivered to the customer. The excess of the minimum lease payments and residual values over the cost of the equipment is recorded as unearned lease income. Unearned lease income is recognized over the term of the lease on a basis that results in an approximate level rate of return on the unrecovered lease investment. Lease income is recognized on the interest method. Residual value is the estimated fair market value of the equipment on lease at lease termination. In estimating the equipment’s fair value at lease termination, the Company relies on historical experience by equipment type and manufacturer and, where available, valuations by independent appraisers, adjusted for known trends. The Company’s estimates are reviewed continuously to ensure reasonableness; however, the amounts the Company will ultimately realize could differ from the estimated amounts. If the review results in a lower estimate than had been previously established, a determination is made as to whether the decline in estimated residual value is other-than-temporary. If the decline in estimated unguaranteed residual value is judged to be other-than-temporary, the accounting for the transaction is revised using the changed estimate. The resulting reduction in the investment is recognized as a loss in the period in which the estimate is changed. An upward adjustment of the estimated residual value is not recorded. The policies for delinquency and nonaccrual for direct financing leases are materially consistent with those described above for all classes of loan receivables. TDRs The following criteria, related to granting a concession, together or separately, create a TDR: ● A modification of terms of a debt such as one or a combination of: o The reduction of the stated interest rate to a rate lower than the current market rate for new debt with similar risk. o The extension of the maturity date or dates at a stated interest rate lower than the current market rate for new debt with similar risk. o The reduction of the face amount or maturity amount of the debt as stated in the instrument or other agreement. o The reduction of accrued interest. ● A transfer from the borrower/lessee to the Company of receivables from third parties, real estate, other assets, or an equity position in the borrower to fully or partially satisfy a loan. ● The issuance or other granting of an equity position to the Company to fully or partially satisfy a debt unless the equity position is granted pursuant to existing terms for converting the debt into an equity position. ​ Note 1. Nature of Business and Significant Accounting Policies (continued) Allowance Allowance for Credit Losses on Loans and Leases The ACL on loans/leases is measured on a collective (pool) basis when similar risk characteristics exist. The Company has identified the eight portfolio segments at which the allowance will be measured. For all portfolio segments, the allowance is established as losses are estimated to have occurred through a provision that is charged to earnings. Credit losses on loans and leases, for all portfolio segments, are charged against the allowance when management believes the uncollectability of a loan/lease balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The Company’s methodologies for estimating the ACL consider available relevant information about the collectability of cash flows, including information about past events, current conditions, and reasonable and supportable forecasts. The methodologies apply historical loss information adjusted for asset-specific characteristics, economic conditions at the measurement date, and forecasts about future economic conditions that are expected to exist through the contractual lives of the financial assets and that are reasonable and supportable to the identified pools of financial assets with similar risk characteristics for which the historical loss experience was observed. The Company will immediately and fully revert back to average historical losses when it can no longer develop reasonable and supportable forecasts. A discussion of the risk characteristics and the allowance by each portfolio segment follows: For C&I loans, the Company focuses on small and mid-sized businesses with primary operations as wholesalers, manufacturers, building contractors, business services companies, other banks, and retailers. The Company provides a wide range of C&I loans, including lines of credit for working capital and operational purposes, and term loans for the acquisition of facilities, equipment and other purposes. Approval is generally based on the following factors: ● Ability and stability of current management of the borrower; ● Stable earnings with positive financial trends; ● Sufficient cash flow to support debt repayment; ● Earnings projections based on reasonable assumptions; ● Financial strength of the industry and business; and ● Value and marketability of collateral. Collateral for C&I loans generally includes accounts receivable, inventory and equipment. The Company’s lending policy specifies approved collateral types and corresponding maximum advance percentages. The value of collateral pledged on loans must exceed the loan amount by a margin sufficient to absorb potential erosion of its value in the event of foreclosure and cover the loan amount plus costs incurred to convert it to cash. The Company’s lending policy specifies maximum term limits for C&I loans. For term loans, the maximum term is generally seven years with average terms ranging from three In addition, the Company often takes personal guarantees or cosigners to help assure repayment. Loans may be made on an unsecured basis if warranted by the overall financial condition of the borrower. CRE is segmented into the following categories generally based on source of repayment: Owner occupied CRE, non-owner occupied CRE and multi-family. CRE loans are also embedded in the following segments: construction and land development and 1-4 family real estate. The Company is an active lender of LIHTC project loans which includes both the construction and permanent loan. CRE loans are subject to underwriting standards and processes similar Note 1. Nature of Business and Significant Accounting Policies (continued) to C&I loans, in addition to those standards and processes specific to real estate loans. Collateral for CRE loans generally includes the underlying real estate and improvements and may include additional assets of the borrower. The Company’s lending policy specifies maximum loan-to-value limits based on the category of CRE (CRE loans on improved property, raw land, land development, and commercial construction). These limits are the same limits, or in some situations, more conservative than those established by regulatory authorities. Multi-family loans are typically repaid from rental income. LIHTC permanent loans are included in multi-family loans and the maximum term is generally up to 20 years. The Company’s lending policy also includes guidelines for real estate appraisals, including minimum appraisal standards based on certain transactions. In addition, the Company often takes personal guarantees to help assure repayment. Construction loans include any loans to finance the construction of any new residential property, CRE property, low-income housing project or major rehabilitation or expansion of existing commercial structures. Construction lending carries a higher degree of risk because of the difficulty of protecting the bank against various factors. The following components are evaluated when underwriting these types of loans: ● Borrowers/contractors experience and ability is analyzed with the type and size of project being considered. ● Financial ability to cover cost overruns. ● Reliability and thoroughness of cost projections and reasonable assurance that significant provisions are made for contingencies for soft costs especially interest and operating deficits. ● Reliability of the estimate of time to complete the project. ​ The land development portfolio also includes other land loans such as raw land. The raw land component involves considerable risk to the bank and is reserved for the bank’s most credit worthy borrowers. Land development loans are typically only made to experienced local developers with successful track records. ​ For all loans the allowance consists of pooled and individually analyzed components. Pooled loan allowances consist of quantitative and qualitative factors and cover loan classes that share similar risk characteristics with other assets in the segmented pool. ​ Quantitative Factors: ​ The quantitative factors are based on the probability of default and loss given default derived from historical net charge-off experience, repayment activity and default, remaining life, and current economic conditions as well as economic outlook. ​ Qualitative Factors: ​ The Company’s allowance methodology also has a qualitative component, the purpose of which is to take into consideration changes in current conditions that are not reflected in the quantitative analysis performed in determining its base credit loss rates. ​ The Company utilizes the following qualitative factors: ​ ● National and local economy ● Loan volume and trend ● Loan quality ​ Note 1. Nature of Business and Significant Accounting Policies (continued) ● Loan policies and procedures ● Management and staff experience ● Concentrations ● Collateral ● Loan review system ● Regulatory environment and oversight ​ The Company also provides for unique circumstances with qualitative adjustments as needed. The Company removed the separate qualitative allocation for the COVID-19 pandemic in the first quarter of 2022, which had been in place since the second quarter of 2020. The qualitative adjustments are based on the current conditions and applied as a percentage adjustment in addition to the calculated historical loss rates. The adjustment amount can be either positive or negative. These adjustments reflect the extent to which the Company expects current conditions to differ from the conditions that existed for the period over which historical information was evaluated. ​ Economic forecasting: ​ The Company uses reasonable and supportable forecasts over the contractual term of the financial assets for each entity. This measurement is based upon relevant past events, historical experience and current conditions to determine the forecasted data which requires significant judgement. When management no longer has sufficient information to make a reasonable and supportable forecast, the data will then immediately revert back to the average historical performance for each entity. These forecasted adjustments are added to the qualitative adjustments and applied as a percentage adjustment in addition to the historical loss rates. ​ It is expected that actual economic conditions will, in many circumstances, turn out differently than forecasted because the ultimate outcomes during the forecast period may be affected by events that were unforeseen, such as, but not limited to, economic disruption and fiscal or monetary policy actions, which are exacerbated by longer forecasting periods. This uncertainty would be relevant to the entity’s confidence level as to the outcomes being forecasted. That is, an entity is likely less confident in the ultimate outcome of events that will occur at the end of the forecast period as compared to the beginning. As a result, actual future economic conditions may not be an effective indicator of the quality of the Company’s forecasting process, including the length of the forecast period. ​ Loans are determined to no longer share similar risk characteristics with other assets in the segmented pool when their scheduled payments of principal and interest according to the contractual terms of the loan agreement, have a greater probability of uncollectability based on current information and events. Such events include past due status of 90 days or more, non-accrual status or classification of a substandard or doubtful risk rating. ​ Factors considered by management in determining risk rating and non-accrual status include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not considered low quality. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. Allowances for these low quality loans with outstanding principal balances greater than $250,000 are measured on a case-by-case basis by either the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s obtainable market price, or the fair value of the collateral if the loan is collateral dependent. ​ ​ Note 1. Nature of Business and Significant Accounting Policies (continued) Low quality loans with principal balances equal to or less than $250,000 are placed into a unique pool and have the overall effective loss rate for that period applied to this low quality pool. However, should an asset within the low quality pool no longer have the same risk characteristic of the unique pool, it will be removed and individually analyzed as described above. ​ Some loans that are determined to no longer share risk characteristics with other assets in the segmented pool, may be deemed collateral dependent. A financial asset is collateral-dependent when the borrower is experiencing financial difficulty and repayment is expected to be provided substantially through the sale or operation of the collateral. When it is determined that foreclosure is probable, the collateral’s fair value is used to estimate the financial assets expected credit losses for the current reporting period. This fair value is then reduced by the present value of estimated costs to sell. If it is determined that the asset is collateral-dependent, but foreclosure is not probable, an institution can elect to apply the practical expedient to use the collateral’s fair value to estimate the asset’s expected credit loss. The Company is choosing to utilize the practical expedient. When using the practical expedient on a collateral dependent loan where repayment is reliant upon the sale of the collateral, the fair value of that collateral will be adjusted for estimated costs to sell. However, if the repayment is dependent on the operations of the company, the fair market value less estimated cost to sell cannot be used. Thus, the net present value of the cash-flow will be utilized. ​ For non-homogenous loans, the Company utilizes the following internal risk rating scale: 1. Highest Quality (Pass) – loans of the highest quality with no credit risk, including those fully secured by subsidiary bank certificates of deposit and U.S. government securities. 2. Superior Quality (Pass) – loans with very strong credit quality. Borrowers have exceptionally strong earnings, liquidity, capital, cash flow coverage, and management ability. Includes loans secured by high quality marketable securities, certificates of deposit from other institutions, and cash value of life insurance. Also includes loans supported by U.S. government, state, or municipal guarantees. 3. Satisfactory Quality (Pass) – loans with satisfactory credit quality. Established borrowers with satisfactory financial condition, including credit quality, earnings, liquidity, capital and cash flow coverage. Management is capable and experienced. Collateral coverage and guarantor support, if applicable, are more than adequate. Includes loans secured by personal assets and business assets, including equipment, accounts receivable, inventory, and real estate. 4. Fair Quality (Pass) – loans with moderate but still acceptable credit quality. The primary repayment source remains adequate; however, management’s ability to maintain consistent profitability is unproven or uncertain. Borrowers exhibit acceptable leverage and liquidity. May include new businesses with inexperienced management or unproven performance records in relation to peer, or borrowers operating in highly cyclical or declining industries. 5. Early Warning (Pass) – loans where the borrowers have generally performed as agreed, however unfavorable financial trends exist or are anticipated. Earnings may be erratic, with marginal cash flow or declining sales. Borrowers reflect leveraged financial condition and/or marginal liquidity. Management may be new and a track record of performance has yet to be developed. Financial information may be incomplete, and reliance on secondary repayment sources may be increasing. 6. Special Mention – loans where the borrowers exhibit credit weaknesses or unfavorable financial trends requiring close monitoring. Weaknesses and adverse trends are more pronounced than Early Warning loans, and if left uncorrected, may jeopardize repayment according to the contractual terms. Currently, no loss of principal or interest is expected. Borrowers in this category have deteriorated to the point that it would be difficult to refinance with another lender. Special Mention should be assigned to borrowers in turnaround Note 1. Nature of Business and Significant Accounting Policies (continued) 7. Substandard – loans which are inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if applicable. These loans have a well-defined weakness or weaknesses which jeopardize repayment according to the contractual terms. There is distinct loss potential if the weaknesses are not corrected. Includes loans with insufficient cash flow coverage which are collateral dependent, OREO, and repossessed assets. 8. Doubtful – loans which have all the weaknesses inherent in a Substandard loan, with the added characteristic that existing weaknesses make full principal collection, on the basis of current facts, conditions and values, highly doubtful. The possibility of loss is extremely high, but because of pending factors, recognition of a loss is deferred until a more exact status can be determined. All doubtful loans will be placed on non-accrual, with all payments, including principal and interest, applied to principal reduction For term C&I and CRE loans equal to or greater than $1,000,000, the subsidiary banks with an asset size of $1.0 billion or less as of the most recent fiscal year-end require a term loan review within 15 months of the most recent credit review. For the subsidiary banks with an asset size of over $1.0 billion as of the most recent fiscal year-end, a term loan review is required within 15 months of the most recent credit review for term C&I and CRE loans of $2.0 million or more. A credit review encompasses any new debt issuances or renewed debt facilities that are part of the borrower’s credit relationship. The term loan/credit review is completed in enough detail to, at a minimum, validate the risk rating. Additionally, the review shall include an analysis of debt service requirements, covenant compliance, if applicable, and collateral adequacy. The frequency of the review is generally accelerated for loans with poor risk ratings. The Company’s Loan Quality area performs a documentation review of a sampling of C&I and CRE loans, the primary purpose of which is to ensure the credit is properly documented and closed in accordance with approval authorities and conditions. A review is also performed by the Company’s Internal Audit Department of a sampling of C&I and CRE loans for proper documentation, according to an approved schedule. Validation of the risk rating is also part of Internal Audit’s review (performed by Internal Loan Review). Additionally, the Company has contracted an independent outside third party to review a sampling of C&I and CRE loans. Validation of the risk rating is part of this review as well. The Company leases machinery and equipment to C&I customers under direct financing leases. All lease requests are subject to the credit requirements and criteria as set forth in the lending/leasing policy. In all cases, a formal independent credit analysis of the lessee is performed. Direct financing leases are included in the C&I-other segment and allowance is established in the same manner as C&I loans. Generally, the Company’s residential real estate loans conform to the underwriting requirements of Freddie Mac and Fannie Mae to allow the subsidiary banks to resell loans in the secondary market. The subsidiary banks structure most loans that will not conform to those underwriting requirements as adjustable rate mortgages that mature or adjust in one The Company provides many types of installment and other consumer loans including motor vehicle, home improvement, home equity, signature loans and small personal credit lines. The Company’s lending policy addresses specific credit guidelines by consumer loan type. Note 1. Nature of Business and Significant Accounting Policies (continued) For residential real estate loans, and installment and other consumer loans, these large groups of smaller balance homogenous loans follow the same methodology as commercial loans in terms of evaluation of risk characteristics, other than these may not be risk rated due to homogenous nature. TDRs follow the same allowance methodology as described above for all loans. Once a loan is classified as a TDR, it will remain a TDR until the loan is paid off, charged off, moved to OREO or restructured into a new note without a concession. TDR status may also be removed if the TDR was restructured in a prior calendar year, is current, accruing interest and shows sustained performance. Allowance for Credit Losses on Off-Balance Sheet Exposures The Company estimates expected credit losses over the contractual term of the loan for the unfunded portion of the l

Note 2 - Mergers_Acquisitions_S

Note 2 - Mergers/Acquisitions/Sales	12 Months Ended
	Dec. 31, 2022
Notes to Financial Statements
Mergers/Acquisitions/Sales	N ote 2. Mergers/Acquisitions /Sales GFED Acquisition On April 1, 2022, the Company acquired GFED and on April 2, 2022 merged GFED’s bank subsidiary into SFCB, the Company’s Springfield-based charter. The combined bank changed its name to Guaranty Bank. Stockholders of GFED received for each share of GFED common stock owned, at the election of each stockholder, subject to proration and adjustment, (1) $30.50 in cash, (2) 0.58775 shares of the Company’s common stock, or (3) mixed consideration of $6.10 in cash and 0.4702 shares of the Company’s common stock. On March 31, 2022, the last trading date before the closing date, the Company’s common stock closed at $56.59, resulting in stock consideration valued at $117.2 million and total cash consideration paid by the Company of $26.9 million. The Company funded the cash portion of the purchase price through operating cash. The acquisition of GFED supports the strategic goals of the Company. It allows for increased product and service capabilities of the combined bank and the Company anticipates it will result in strong growth in Springfield, MO and its surrounding communities. The Company accounted for the business combination under the acquisition method of accounting in accordance with ASC 805. The Company recognized the full fair value of the assets acquired and liabilities assumed at the acquisition date, net of applicable income tax effects. The Company considers all purchase accounting adjustments as provisional and fair values are subject to refinement for up to one year after the closing date due to timing of third party reports and management’s reviews of reports. The excess of the consideration paid over the fair value of the net assets acquired is recorded as goodwill. This goodwill is not deductible for tax purposes. ​ Note 2. Mergers/Acquisitions/Sales (continued) The fair values of the assets acquired and liabilities assumed including the consideration paid and resulting goodwill is as follows: ​ ​ ​ ​ ​ ​ As of ​ ​ April 1, 2022 ​ ​ (dollars in thousands) ASSETS ​ Cash and due from banks ​ $ 171,844 Interest-bearing deposits at financial institutions ​ 17,134 Securities ​ 143,017 Loans/leases receivable, net ​ 801,697 Bank-owned life insurance ​ ​ 32,100 Premises and equipment ​ 16,257 Restricted investment securities ​ 2,220 Other real estate owned ​ 55 Intangibles ​ 10,264 Other assets ​ 23,685 Total assets acquired ​ $ 1,218,273 ​ ​ LIABILITIES ​ Deposits ​ $ 1,076,573 FHLB advances ​ 16,000 Subordinated notes ​ ​ 19,621 Junior subordinated debentures ​ ​ 10,310 Other liabilities ​ 15,225 Total liabilities assumed ​ $ 1,137,729 Net assets acquired ​ $ 80,544 ​ ​ CONSIDERATION PAID: ​ Cash ​ $ 26,871 Common stock ​ ​ 117,214 Total consideration paid ​ $ 144,085 Goodwill ​ $ 63,541 ​ The Company acquired $143.0 million of securities and subsequent to the closing, the Company sold $111.4 million of the acquired securities portfolio to improve the efficiency of the combined balance sheets. Financial Instruments – Credit Losses. The fair value of acquired loans recorded at the time of acquisition is based upon several factors, including the timing and payment of expected cash flows, as adjusted for estimated credit losses and prepayments, and then discounting these cash flows using comparable market rates. The resulting fair value adjustment is recorded in the form of a premium or discount to the unpaid principal balance of the respective loans. As it relates to acquired loans that, as of the date of acquisition, have experienced a more-than-insignificant deterioration in credit quality since origination (“PCD”), the net premium or net discount is adjusted to reflect the Company’s allowance for credit losses recorded for PCD loans at the time of acquisition, and the remaining fair value adjustment is accreted or amortized into interest income over the remaining life of the respective loans. As it relates to loans not classified as PCD (“non-PCD”) loans, the credit loss and yield components of their fair value adjustment are aggregated, and the resulting net premium or net discount is accreted or amortized into interest income over the remaining life of the respective loans. The Company recorded an accretable discount of $12.0 million on the non-PCD loans. The Company also recorded an ACL for non-PCD loans at the time of acquisition through provision expense of $11.0 million (pre-tax). ​ Note 2. Mergers/Acquisitions/Sales (continued) The carrying amount of loans acquired and classified as PCD is as follows: ​ ​ ​ ​ ​ ​ Guaranty Bank ​ ​ April 1, 2022 ​ ​ (dollars in thousands) ​ ​ ​ ​ Principal balance of PCD loans at acquisition ​ $ 38,711 Allowance for credit losses at acquisition ​ (5,902) Non-credit discount at acquisition ​ (1,366) Fair value of PCD loans at acquisition ​ $ 31,443 ​ ​ ​ ​ ​ Premises and equipment acquired with a fair value of $16.3 million includes sixteen branch locations. The fair value was determined with the assistance of a third party appraiser. The assets and related fair value adjustments will be recognized as an increase in depreciation expense over 39 years. The Company recorded a core deposit intangible totaling $10.3 million, which is the portion of the acquisition purchase price that represents the value assigned to the existing deposit base. The core deposit intangible has a finite life and is amortized using an accelerated method over the estimated useful life of the deposits (estimated to be ten years). The following table presents the assumed borrowings as of the acquisition date: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Amount Rate Terms Maturity Date Collateral ​ ​ (dollars in thousands) FHLB advance ​ 6,500 0.59% monthly interest payments; principal due at maturity 5/15/2023 commercial and residential real estate loans FHLB advance ​ 6,500 0.82% monthly interest payments; principal due at maturity 5/15/2025 commercial and residential real estate loans FHLB advance ​ 3,000 1.12% monthly interest payments; principal due at maturity 5/17/2027 commercial and residential real estate loans Subordinated notes ​ 19,621 5.25% monthly interest payments; principal due at maturity 9/30/2030 unsecured Junior subordinated debentures ​ 10,310 4.09% monthly interest payments; principal due at maturity 2/23/2036 unsecured Fair value of borrowings assumed ​ $ 45,931 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ The Company prepaid the $16.0 million of FHLB advances in full shortly after closing. During 2022, the Company incurred $3.7 million of expenses related to the acquisition, comprised primarily of legal, accounting, investment banking costs and personnel costs, and $5.5 million of post-acquisition, compensation, transition and integration costs, comprised primarily of personnel costs, IT integration and data conversion costs related to the acquisition. GB results are included in the consolidated statements of income effective on the acquisition date. Unaudited pro forma combined operating results for the year ended December 31, 2022 and 2021, giving effect to the GFED acquisition as if it had occurred as of January 1, 2021, are as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ For the Year Ended December 31, ​ 2022 2021 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Net interest income ​ ​ $ 242,161 ​ $ 222,839 Noninterest income ​ ​ $ 82,966 ​ $ 114,095 Net income ​ ​ $ 119,899 ​ $ 99,606 ​ ​ ​ ​ ​ ​ Earnings per common share: ​ ​ ​ ​ Basic ​ ​ $ 6.97 ​ $ 5.60 Diluted ​ ​ $ 6.89 ​ $ 5.53 ​ ​ Note 2. Mergers/Acquisitions/Sales (continued) Sale of the Bates Companies On August 12, 2020, the Company sold all of the issued and outstanding capital stock of the Bates Companies. The aggregate consideration paid to the Company was a $500 thousand note receivable, less imputed interest of $52 thousand, plus cancellation of all future amounts otherwise to become payable to the purchaser by the Company under an earn-out agreement entered into between the same parties in 2018 with a non-discounted value of approximately $880 thousand at the sale date. Assets and liabilities of the Bates Companies sold are summarized as follows as of the date of closing: ​ ​ ​ ​ ​ ​ ​ As of ​ August 12, 2020 ​ ​ (dollars in thousands) ​ ​ ​ ​ ASSETS ​ ​ ​ Cash and due from banks ​ $ 349 Premises and equipment, net ​ ​ 19 Other assets ​ ​ 2,259 Total assets sold ​ $ 2,627 ​ ​ ​ ​ LIABILITIES ​ ​ ​ Other liabilities ​ $ 946 Total liabilities sold ​ $ 946 ​ ​ ​ ​ Net assets sold ​ $ 1,681 ​ ​ ​ ​ ​ ​ ​ ​ Cash consideration ​ $ 195 Forgiveness of earn-out consideration ​ ​ 880 Note receivable consideration ​ ​ 448 Loss on sale of subsidiary ​ $ 158 ​ Disposition costs in 2020 related to the sale totaled $227 thousand and were comprised primarily of legal, accounting and personnel costs.

Note 3 - Investment Securities

Note 3 - Investment Securities	12 Months Ended
	Dec. 31, 2022
Notes to Financial Statements
Investment Securities	Note 3. Investment Securities The amortized cost and fair value of investment securities as of December 31, 2022 and 2021 are summarized as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Gross ​ Gross ​ ​ ​ ​ ​ ​ Amortized ​ Unrealized ​ Unrealized ​ Fair ​ ​ Cost* Gains (Losses) Value ​ ​ (dollars in thousands) December 31, 2022: ​ ​ ​ ​ Securities HTM: ​ ​ ​ ​ Municipal securities ​ $ 586,272 ​ $ 5,292 ​ $ (56,978) ​ $ 534,586 ​ Other securities ​ 1,050 ​ — ​ — ​ 1,050 ​ ​ ​ $ 587,322 ​ $ 5,292 ​ $ (56,978) ​ $ 535,636 ​ ​ ​ ​ ​ ​ ​ Securities AFS: ​ ​ ​ ​ ​ U.S. treasuries and govt. sponsored agency securities ​ $ 19,745 ​ $ 19 ​ $ (2,783) ​ $ 16,981 ​ Residential mortgage-backed and related securities ​ 73,438 ​ — ​ (7,223) ​ 66,215 ​ Municipal securities ​ 239,812 ​ 66 ​ (46,700) ​ 193,178 ​ Asset-backed securities ​ ​ 18,885 ​ ​ 48 ​ ​ (205) ​ ​ 18,728 ​ Other securities ​ 48,631 ​ 27 ​ (2,800) ​ 45,858 ​ ​ ​ $ 400,511 ​ $ 160 ​ $ (59,711) ​ $ 340,960 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ * HTM securities shown on the balance sheet of $587.1 million represent amortized cost of $587.3 million, net of allowance for credit losses of $180 thousand as of December 31, 2022. ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Gross ​ Gross ​ ​ ​ ​ Amortized ​ Unrealized ​ Unrealized ​ Fair ​ Cost* Gains (Losses) ​ Value ​ ​ (dollars in thousands) December 31, 2021: ​ ​ ​ ​ ​ ​ Securities HTM: ​ ​ ​ ​ ​ ​ Municipal securities ​ $ 471,533 ​ $ 49,715 ​ $ — ​ $ 521,248 Other securities ​ 1,050 ​ — ​ (1) ​ 1,049 ​ ​ $ 472,583 ​ $ 49,715 ​ $ (1) ​ $ 522,297 ​ ​ ​ ​ ​ Securities AFS: ​ ​ ​ ​ U.S. govt. sponsored agency securities ​ $ 23,370 ​ $ 254 ​ $ (296) ​ $ 23,328 Residential mortgage-backed and related securities ​ 92,431 ​ 2,672 ​ (780) ​ 94,323 Municipal securities ​ 163,253 ​ 5,228 ​ (215) ​ 168,266 Asset-backed securities ​ ​ 26,372 ​ ​ 752 ​ ​ — ​ ​ 27,124 Other securities ​ 24,568 ​ 251 ​ (30) ​ 24,789 ​ ​ $ 329,994 ​ $ 9,157 ​ $ (1,321) ​ $ 337,830 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ * HTM securities shown on the balance sheet of $472.4 million represent amortized cost of $472.6 million, net of allowance for credit losses of $198 thousand as of December 31, 2021. ​ The Company’s HTM municipal securities consist largely of private issues of municipal debt. The municipalities are located primarily within the Midwest. The municipal debt investments are underwritten using specific guidelines with ongoing monitoring. ​ Note 3. Investment Securities (continued) The Company’s residential mortgage-backed and related securities portfolio consists entirely of government sponsored or government guaranteed securities. The Company has not invested in commercial mortgage-backed securities or pooled trust preferred securities. Gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, as of December 31, 2022 and 2021, are summarized as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Less than 12 Months ​ 12 Months or More ​ Total ​ ​ ​ ​ Gross ​ ​ ​ Gross ​ ​ ​ Gross ​ ​ Fair ​ Unrealized ​ Fair ​ Unrealized ​ Fair ​ Unrealized ​ Value Losses Value Losses Value Losses ​ ​ (dollars in thousands) December 31, 2022: ​ ​ ​ ​ ​ ​ Securities HTM: ​ ​ ​ ​ ​ ​ Municipal securities ​ $ 347,651 ​ $ (56,978) ​ $ — ​ $ — ​ $ 347,651 ​ $ (56,978) ​ ​ $ 347,651 ​ $ (56,978) ​ $ — ​ $ — ​ $ 347,651 ​ $ (56,978) ​ ​ ​ ​ ​ ​ ​ ​ Securities AFS: ​ ​ ​ ​ ​ ​ ​ U.S. treasuries and govt. sponsored agency securities ​ $ 5,138 ​ $ (326) ​ $ 10,591 ​ $ (2,457) ​ $ 15,729 ​ $ (2,783) Residential mortgage-backed and related securities ​ 48,469 ​ (3,327) ​ 17,690 ​ (3,896) ​ 66,159 ​ (7,223) Municipal securities ​ 178,172 ​ (42,661) ​ 9,809 ​ (4,039) ​ 187,981 ​ (46,700) Asset-backed securities ​ ​ 13,684 ​ ​ (205) ​ ​ — ​ ​ — ​ ​ 13,684 ​ ​ (205) Other securities ​ 35,206 ​ (2,404) ​ 4,122 ​ (396) ​ 39,328 ​ (2,800) ​ ​ $ 280,669 ​ $ (48,923) ​ $ 42,212 ​ $ (10,788) ​ $ 322,881 ​ $ (59,711) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Less than 12 Months ​ 12 Months or More ​ Total ​ ​ ​ ​ Gross ​ ​ ​ Gross ​ ​ ​ Gross ​ ​ Fair ​ Unrealized ​ Fair ​ Unrealized ​ Fair ​ Unrealized ​ Value Losses Value Losses Value Losses ​ ​ (dollars in thousands) December 31, 2021: ​ ​ ​ ​ ​ ​ Securities HTM: ​ ​ ​ ​ ​ ​ Other securities ​ $ 1,049 ​ $ (1) ​ $ — ​ $ — ​ $ 1,049 ​ $ (1) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Securities AFS: ​ ​ ​ ​ ​ ​ U.S. treasuries and govt. sponsored agency securities ​ $ 9,802 ​ $ (156) ​ $ 3,035 ​ $ (140) ​ $ 12,837 ​ $ (296) Residential mortgage-backed and related securities ​ 5,363 ​ (67) ​ 19,406 ​ (713) ​ 24,769 ​ (780) Municipal securities ​ 13,287 ​ (211) ​ 1,001 ​ (4) ​ 14,288 ​ (215) Other securities ​ ​ 4,528 ​ ​ (30) ​ ​ — ​ ​ — ​ ​ 4,528 ​ ​ (30) ​ ​ $ 32,980 ​ $ (464) ​ $ 23,442 ​ $ (857) ​ $ 56,422 ​ $ (1,321) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At December 31, 2022, the investment portfolio included 695 securities. Of this number, 607 securities were in an unrealized loss position. The aggregate losses of these securities totaled approximately 11.81% of the total aggregate amortized cost. Of these 607 securities, 39 securities had an unrealized loss for 12 months or more. ​ Note 3. Investment Securities (continued) On January 1, 2021, the Company adopted ASU 2016-13, which replaced the legacy GAAP OTTI model with a credit loss model. ASU 2016-13 requires an allowance on lifetime expected credit losses on held to maturity debt securities. The following table presents the activity in the allowance for credit losses held to maturity securities by major security type for the years ended December 31, 2022 and 2021. ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year Ended December 31, 2022 ​ Year Ended December 31, 2021 ​ ​ ​ Municipal ​ Other ​ ​ ​ Municipal ​ Other ​ ​ ​ ​ securities securities Total ​ securities securities Total ​ ​ (dollars in thousands) Allowance for credit losses: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Beginning balance ​ $ 198 ​ $ — ​ $ 198 ​ $ — ​ $ — ​ $ — ​ Impact of adopting ASU 2016-13 ​ ​ — ​ ​ — ​ ​ — ​ ​ 182 ​ ​ 1 ​ ​ 183 ​ Provision for credit loss expense ​ ​ (18) ​ ​ — ​ ​ (18) ​ ​ 16 ​ ​ (1) ​ ​ 15 ​ Balance, ending ​ $ 180 ​ $ — ​ $ 180 ​ $ 198 ​ $ — ​ $ 198 ​ ​ The credit loss model under ASU 2016-13, applicable to AFS debt securities, requires the recognition of credit losses through an allowance account, but retains the concept from the OTTI model that credit losses are recognized once securities become impaired. See Note 1 to the Consolidated Financial Statements, “Summary of Significant Accounting Policies” included in this Form 10-K, for a discussion of the impact of the adoption of ASU 2016-13. All sales of securities for the years ended December 31, 2022, 2021 and 2020, respectively, were from securities identified as AFS. Information on proceeds received, as well as the gains and losses from the sale of those securities are as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2022 2021 2020 ​ ​ ​ ​ ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Proceeds from sales of securities ​ ​ ​ ​ ​ $ 111,375 ​ $ 23,874 ​ $ 38,562 Gross gains from sales of securities ​ ​ ​ ​ ​ — ​ — ​ 2,553 Gross losses from sales of securities ​ ​ ​ ​ ​ — ​ (88) ​ (69) ​ Subsequent to the closing of the GFED acquisition, the Company sold $111.4 million of the acquired securities portfolio to improve the efficiency of the combined balance sheets. These were the only securities sales for the year ended December 31, 2022. The amortized cost and fair value of securities as of December 31, 2022, by contractual maturity are shown below. Expected maturities of residential mortgage-backed and related securities and asset-backed securities may differ from contractual maturities because the mortgages underlying the securities may be called or prepaid without any penalties. Therefore, these securities are not included in the maturity categories in the following table. ​ ​ ​ ​ ​ ​ ​ ​ ​ Amortized Cost Fair Value ​ ​ (dollars in thousands) Securities HTM: ​ ​ Due in one year or less ​ $ 2,902 ​ $ 2,895 Due after one year through five years ​ 18,998 ​ 19,359 Due after five years ​ 565,422 ​ 513,382 ​ ​ $ 587,322 ​ $ 535,636 Securities AFS: ​ ​ Due in one year or less ​ $ 4,522 ​ $ 4,510 Due after one year through five years ​ 4,159 ​ 4,135 Due after five years ​ 299,507 ​ 247,372 ​ ​ ​ 308,188 ​ ​ 256,017 Residential mortgage-backed and related securities ​ ​ 73,438 ​ ​ 66,215 Asset-backed securities ​ 18,885 ​ 18,728 ​ ​ $ 400,511 ​ $ 340,960 ​ ​ ​ ​ ​ ​ ​ ​ Note 3. Investment Securities (continued) Portions of the U.S. government sponsored agency securities and municipal securities contain call options, which, at the discretion of the issuer, terminate the security at par and at predetermined dates prior to the stated maturity, summarized as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ Amortized Cost Fair Value ​ ​ (dollars in thousands) Securities HTM: ​ ​ Municipal securities ​ $ 330,576 ​ $ 296,851 ​ ​ ​ Securities AFS: ​ ​ Municipal securities ​ ​ 235,334 ​ ​ 188,707 Other securities ​ 47,681 ​ 44,923 ​ ​ $ 283,015 ​ $ 233,630 ​ As of December 31, 2022 and 2021, investment securities with a carrying value of $47.0 million and $246.5 million, respectively, were pledged on public deposits, FHLB advances, derivative liabilities, and in connection with a Goldman Sachs cash management program. As of December 31, 2022, the Company’s municipal securities portfolios were comprised of general obligation bonds issued by 118 issuers with fair values totaling $110.6 million and revenue bonds issued by 181 issuers, primarily consisting of states, counties, towns, villages and school districts with fair values totaling $617.2 million. The Company held investments in general obligation bonds in 22 states, including seven states in which the aggregate fair value exceeded $5.0 million. The Company held investments in revenue bonds in 29 states, including 12 states in which the aggregate fair value exceeded $5.0 million. As of December 31, 2021, the Company’s municipal securities portfolios were comprised of general obligation bonds issued by 113 issuers with fair values totaling $114.5 million and revenue bonds issued by 165 issuers, primarily consisting of states, counties, towns, villages and school districts with fair values totaling $575.0 million. The Company held investments in general obligation bonds in 20 states, including seven states in which the aggregate fair value exceeded $5.0 million. The Company held investments in revenue bonds in 25 states, including 13 states in which the aggregate fair value exceeded $5.0 million. Both general obligation and revenue bonds are diversified across many issuers. As of December 31, 2022 and 2021, the Company held revenue bonds of two issuers, located in Ohio, the aggregate book or market value of which exceeded 5% of the Company’s stockholders’ equity. The issuers’ financial condition is strong and the source of repayment is diversified. The Company monitors the investment and concentration closely. Of the general obligation and revenue bonds in the Company’s portfolio, the majority are unrated bonds that represent small, private issuances. All unrated bonds were underwritten according to loan underwriting standards and have an average risk rating of 2, indicating very high quality. Additionally, many of these bonds are funding essential municipal services (water, sewer, education, medical facilities). The Company’s municipal securities are owned by each of the four charters, whose investment policies set forth limits for various subcategories within the municipal securities portfolio. The investments of each charter are monitored individually, and as of December 31, 2022, all were within policy limitations approved by the Company’s board of directors. Policy limits are calculated as a percentage of each charter’s total risk-based capital. As of December 31, 2022, the Company’s standard monitoring of its municipal securities portfolio had not uncovered any facts or circumstances resulting in significantly different credits ratings than those assigned by a nationally recognized statistical rating organization, or in the case of unrated bonds, the rating assigned using the credit underwriting standards.

Note 4- Loans_Leases Receivable

Note 4- Loans/Leases Receivable	12 Months Ended
	Dec. 31, 2022
Notes to Financial Statements
Loans/Leases Receivable	Note 4. Loans/Leases Receivable The composition of the loan/lease portfolio as of December 31, 2022 and 2021 is presented as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2022 ​ December 31, 2021 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ C&I: ​ ​ ​ ​ ​ ​ C&I - revolving ​ $ 296,869 ​ $ 248,483 C&I - other * ​ ​ 1,451,693 ​ ​ 1,346,602 ​ ​ ​ 1,748,562 ​ ​ 1,595,085 ​ ​ ​ CRE - owner occupied ​ 629,367 ​ 421,701 CRE - non-owner occupied ​ 963,239 ​ ​ 646,500 Construction and land development ​ 1,192,061 ​ 918,571 Multi-family ​ ​ 963,803 ​ ​ 600,412 Direct financing leases** ​ 31,889 ​ 45,191 1-4 family real estate*** ​ ​ 499,529 ​ ​ 377,361 Consumer ​ 110,421 ​ 75,311 ​ ​ 6,138,871 ​ 4,680,132 Allowance for credit losses ​ (87,706) ​ (78,721) ​ ​ $ 6,051,165 ​ $ 4,601,411 ** Direct financing leases: ​ ​ Net minimum lease payments to be received ​ $ 34,754 ​ $ 49,362 Estimated unguaranteed residual values of leased assets ​ 165 ​ 165 Unearned lease/residual income ​ (3,030) ​ (4,336) ​ ​ 31,889 ​ 45,191 Plus deferred lease origination costs, net of fees ​ 226 ​ 568 ​ ​ 32,115 ​ 45,759 Less allowance for credit losses ​ (970) ​ (1,546) ​ ​ $ 31,145 ​ $ 44,213 ​ ​ ​ ​ ​ ​ ​ ​ * Includes equipment financing agreements outstanding at m2, totaling $278.0 million and $225.1 million as of December 31, 2022 and 2021, respectively and PPP loans totaling $68.3 thousand and $28.2 million as of December 31, 2022 and December 31, 2021, respectively. ​ ** Management performs an evaluation of the estimated unguaranteed residual values of leased assets on an annual basis, at a minimum. The evaluation consists of discussions with reputable and current vendors and management’s expertise and understanding of the current states of particular industries to determine informal valuations of the equipment. As necessary and where available, management will utilize valuations by independent appraisers. The majority of leases with residual values contain a lease options rider which requires the lessee to pay the residual value directly, finance the payment of the residual value, or extend the lease term to pay the residual value. In these cases, the residual value is protected and the risk of loss is minimal. ***Includes residential real estate loans held for sale totaling $1.5 million and $3.8 million as of December 31, 2022 and 2021, respectively. Note 4. Loans/Leases Receivable (continued) Accrued interest on loans, which is excluded from the amortized cost of loans, totaled $24.3 million and $15.3 million at December 31, 2022 and December 31, 2021, respectively, and was included in other assets on the consolidated balance sheets. Changes in accretable discounts on acquired loans for the years ended December 31, 2022, 2021 and 2020, respectively, are presented as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year ended ​ ​ December 31, 2022 ​ December 31, 2021 ​ ​ Total ​ Total ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ Balance at the beginning of the period ​ $ (1,533) ​ $ (3,139) Discount added at acquisition ​ ​ (13,381) ​ ​ — Accretion recognized ​ 8,826 ​ 1,606 Balance at the end of the period ​ $ (6,088) ​ $ (1,533) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year ended December 31, 2020 ​ ​ PCI Performing ​ ​ ​ ​ Loans ​ Loans ​ Total ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance at the beginning of the period ​ $ (57) ​ $ (6,378) ​ $ (6,435) Reclassification of nonaccretable discount to accretable ​ ​ (530) ​ ​ — ​ ​ (530) Reclassification of nonaccretable discount to allowance ​ ​ — ​ ​ 353 ​ ​ 353 Accretion recognized ​ 587 ​ 2,886 ​ 3,473 Balance at the end of the period ​ $ — ​ $ (3,139) ​ $ (3,139) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Note 4. Loans/Leases Receivable (continued) ​ The aging of the loan/lease portfolio by classes of loans/leases as of December 31, 2022 and 2021 is presented as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2022 ​ ​ ​ ​ ​ ​ ​ ​ Accruing Past ​ ​ ​ ​ ​ ​ ​ ​ 30-59 Days ​ 60-89 Days ​ Due 90 Days or ​ Nonaccrual ​ ​ Classes of Loans/Leases Current Past Due Past Due More Loans/Leases Total ​ ​ (dollars in thousands) ​ C&I: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - revolving ​ $ 296,869 ​ $ — ​ $ — ​ $ — ​ $ — $ ​ 296,869 ​ C&I - other ​ ​ 1,442,629 ​ ​ 4,800 ​ ​ 1,124 ​ ​ 5 ​ ​ 3,135 ​ ​ 1,451,693 ​ CRE - owner occupied ​ 625,611 ​ 1,166 ​ — ​ — ​ 2,590 ​ 629,367 ​ CRE - non-owner occupied ​ 962,444 ​ 421 ​ — ​ — ​ 374 ​ 963,239 ​ Construction and land development ​ ​ 1,191,929 ​ ​ — ​ ​ — ​ ​ — ​ ​ 132 ​ ​ 1,192,061 ​ Multi-family ​ 963,803 ​ — ​ — ​ — ​ — ​ 963,803 ​ Direct financing leases ​ 31,557 ​ 141 ​ 56 ​ — ​ 135 ​ 31,889 ​ 1-4 family real estate ​ 495,936 ​ 1,030 ​ 517 ​ — ​ 2,046 ​ 499,529 ​ Consumer ​ 110,041 ​ 27 ​ — ​ — ​ 353 ​ 110,421 ​ ​ ​ $ 6,120,819 ​ $ 7,585 ​ $ 1,697 ​ $ 5 ​ $ 8,765 ​ $ 6,138,871 ​ ​ ​ ​ ​ ​ ​ ​ ​ As a percentage of total loan/lease portfolio ​ 99.71 % 0.12 % 0.03 % 0.00 % 0.14 % 100.00 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 ​ ​ ​ ​ ​ ​ ​ ​ Accruing Past ​ ​ ​ ​ ​ ​ ​ ​ 30-59 Days ​ 60-89 Days ​ Due 90 Days or ​ Nonaccrual ​ ​ Classes of Loans/Leases Current Past Due Past Due More Loans/Leases Total ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - revolving ​ $ 248,483 ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 248,483 ​ C&I - other ​ 1,337,034 ​ 859 ​ 7,308 ​ 1 ​ 1,400 ​ 1,346,602 ​ CRE - owner occupied ​ 421,701 ​ — ​ — ​ — ​ — ​ 421,701 ​ CRE - non-owner occupied ​ 646,500 ​ — ​ — ​ — ​ — ​ 646,500 ​ Construction and land development ​ 918,498 ​ — ​ — ​ — ​ 73 ​ 918,571 ​ Multi-family ​ ​ 600,412 ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ 600,412 ​ Direct financing leases ​ 44,174 ​ 10 ​ 160 ​ — ​ 847 ​ 45,191 ​ 1-4 family real estate ​ 374,912 ​ 1,325 ​ 716 ​ — ​ 408 ​ 377,361 ​ Consumer ​ 75,272 ​ 8 ​ — ​ — ​ 31 ​ 75,311 ​ ​ ​ $ 4,666,986 ​ $ 2,202 ​ $ 8,184 ​ $ 1 ​ $ 2,759 ​ $ 4,680,132 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ As a percentage of total loan/lease portfolio ​ 99.72 % 0.05 % 0.17 % 0.00 % 0.06 % 100.00 % ​ ​ ​ Note 4. Loans/Leases Receivable (continued) ​ NPLs by classes of loans/leases as of December 31, 2022 and 2021 is presented as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2022 ​ ​ ​ Accruing Past ​ Nonaccrual ​ Nonaccrual ​ ​ ​ ​ ​ ​ ​ ​ Due 90 Days or ​ Loans/Leases ​ Loans/Leases ​ ​ ​ ​ Percentage of ​ Classes of Loans/Leases More with an ACL without an ACL Total NPLs Total NPLs ​ (dollars in thousands) ​ C&I: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - revolving ​ $ — ​ $ — ​ $ — ​ $ — - % C&I - other ​ ​ 5 ​ ​ 2,775 ​ ​ 360 ​ ​ 3,140 ​ 35.80 ​ CRE - owner occupied ​ — ​ 1,738 ​ 852 ​ 2,590 29.53 ​ CRE - non-owner occupied ​ — ​ 68 ​ 306 ​ 374 4.26 ​ Construction and land development ​ ​ — ​ ​ 132 ​ ​ — ​ ​ 132 ​ 1.51 ​ Multi-family ​ — ​ — ​ — ​ — - ​ Direct financing leases ​ — ​ 80 ​ 55 ​ 135 1.54 ​ 1-4 family real estate ​ — ​ 1,641 ​ 405 ​ 2,046 23.33 ​ Consumer ​ — ​ 353 ​ — ​ 353 4.03 ​ ​ ​ $ 5 ​ $ 6,787 ​ $ 1,978 ​ $ 8,770 100.00 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 ​ ​ Accruing Past ​ Nonaccrual ​ Nonaccrual ​ ​ ​ ​ ​ ​ Due 90 Days or ​ Loans/Leases ​ Loans/Leases ​ ​ ​ Percentage of Classes of Loans/Leases More with an ACL without an ACL Total NPLs Total NPLs ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - revolving ​ $ — ​ $ — ​ $ — ​ $ — - % C&I - other ​ ​ 1 ​ ​ 1,130 ​ ​ 270 ​ ​ 1,401 ​ 50.77 ​ CRE - owner occupied ​ — ​ — ​ — ​ — - ​ CRE - non-owner occupied ​ — ​ — ​ — ​ — - ​ Construction and land development ​ — ​ 73 ​ — ​ 73 2.64 ​ Multi-family ​ — ​ — ​ — ​ — - ​ Direct financing leases ​ — ​ 115 ​ 732 ​ 847 30.69 ​ 1-4 family real estate ​ — ​ 408 ​ — ​ 408 14.78 ​ Consumer ​ — ​ 31 ​ — ​ 31 1.12 ​ ​ ​ $ 1 ​ $ 1,757 ​ $ 1,002 ​ $ 2,760 ​ 100.00 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ The Company did not recognize any interest income on nonaccrual loans during the year ended December 31, 2022 and 2021. ​ ​ Note 4. Loans/Leases Receivable (continued) Changes in the ACL loans/leases by portfolio segment for the years ended December 31, 2022, 2021, and 2020 are presented as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year Ended December 31, 2022 ​ ​ ​ ​ ​ ​ ​ ​ CRE ​ CRE ​ Construction ​ ​ ​ ​ 1-4 ​ ​ ​ ​ ​ ​ ​ ​ C&I - ​ C&I - ​ Owner ​ Non-Owner ​ and Land ​ Multi- ​ Family ​ ​ ​ ​ ​ ​ ​ ​ C&I ​ Revolving ​ Other* Occupied ​ Occupied ​ Development ​ Family ​ Real Estate Consumer ​ Total ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance, beginning ​ $ — ​ $ 3,907 ​ $ 25,982 ​ $ 8,501 ​ $ 8,549 ​ $ 16,972 ​ $ 9,339 ​ $ 4,541 ​ $ 930 ​ $ 78,721 Initial ACL recorded for PCD loans ​ ​ — ​ ​ 600 ​ ​ 7 ​ ​ 2,481 ​ ​ 1,076 ​ ​ 1,100 ​ ​ 481 ​ ​ 137 ​ ​ 20 ​ ​ 5,902 Provision** ​ — ​ (50) ​ 7,364 ​ (1,023) ​ 2,220 ​ (2,981) ​ 3,323 ​ 306 ​ 477 ​ 9,636 Charge-offs ​ — ​ — ​ (6,417) ​ — ​ (193) ​ (829) ​ — ​ (21) ​ (65) ​ (7,525) Recoveries ​ — ​ — ​ 817 ​ 6 ​ 97 ​ — ​ 43 ​ — ​ 9 ​ 972 Balance, ending ​ $ — ​ $ 4,457 ​ $ 27,753 ​ $ 9,965 ​ $ 11,749 ​ $ 14,262 ​ $ 13,186 ​ $ 4,963 ​ $ 1,371 ​ $ 87,706 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ *Included within the C&I-other column are ACL on leases with a beginning balance of $1.5 million, provision of $269 thousand, charge-offs of $1.1 million and recoveries of $273 thousand. ACL on leases was ​ ** Provision of the year ended December 31, 2022, included $11.0 million related to the acquired Guaranty Bank non-PCD loans. ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year Ended December 31, 2021 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ CRE ​ CRE ​ Construction ​ ​ ​ ​ Direct ​ Residential ​ 1-4 ​ ​ ​ ​ ​ ​ ​ ​ C&I - ​ C&I - ​ ​ ​ ​ Owner ​ Non-Owner ​ and Land ​ Multi- ​ Financing ​ Real ​ Family ​ ​ ​ ​ ​ ​ ​ ​ C&I ​ Revolving ​ Other* CRE ​ Occupied ​ Occupied ​ Development ​ Family Leases Estate ​ Real Estate Consumer ​ Total ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance, beginning ​ $ 35,421 ​ $ — ​ $ — ​ $ 42,161 ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 1,764 ​ $ 3,732 ​ $ — ​ $ 1,298 ​ $ 84,376 Adoption of ASU 2016-13 ​ ​ (35,421) ​ ​ 2,982 ​ ​ 29,130 ​ ​ (42,161) ​ ​ 8,696 ​ ​ 11,428 ​ ​ 11,999 ​ ​ 5,836 ​ ​ (1,764) ​ ​ (3,732) ​ ​ 5,042 ​ ​ (137) ​ ​ (8,102) Provision ​ — ​ 925 ​ (1,451) ​ — ​ (198) ​ (1,088) ​ 4,973 ​ 3,653 ​ — ​ — ​ (603) ​ (509) ​ 5,702 Charge-offs ​ — ​ — ​ (2,287) ​ — ​ — ​ (1,876) ​ — ​ (150) ​ — ​ — ​ (179) ​ (46) ​ (4,538) Recoveries ​ — ​ — ​ 590 ​ — ​ 3 ​ 85 ​ — ​ — ​ — ​ — ​ 281 ​ 324 ​ 1,283 Balance, ending ​ $ — ​ $ 3,907 ​ $ 25,982 ​ $ — ​ $ 8,501 ​ $ 8,549 ​ $ 16,972 ​ $ 9,339 ​ $ — ​ $ — ​ $ 4,541 ​ $ 930 ​ $ 78,721 ​ *Included within the C&I-other column are ACL on leases with a beginning balance of $1.8.million, adoption impact of $685 thousand, negative provision of $703 thousand, charge-offs of $458 thousand and recoveries of $258 thousand. ACL on leases was ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year Ended December 31, 2020 ​ ​ ​ ​ ​ ​ ​ Direct Financing Residential Real ​ Installment and ​ ​ ​ ​ ​ C&I ​ ​ CRE ​ Leases ​ Estate ​ Other Consumer ​ Total ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance, beginning ​ $ 16,072 ​ $ 15,379 ​ $ 1,464 ​ $ 1,948 ​ $ 1,138 ​ $ 36,001 Provisions charged to expense ​ 22,899 ​ ​ 28,671 ​ 2,148 ​ 1,755 ​ 231 ​ 55,704 Loans/leases charged off ​ (4,199) ​ ​ (2,071) ​ (1,993) ​ — ​ (120) ​ (8,383) Recoveries on loans/leases previously charged off ​ 649 ​ ​ 182 ​ 145 ​ 29 ​ 49 ​ 1,054 Balance, ending ​ $ 35,421 ​ $ 42,161 ​ $ 1,764 ​ $ 3,732 ​ $ 1,298 ​ $ 84,376 ​ ​ Note 4. Loans/Leases Receivable (continued) ​ The composition of the ACL loans/leases by portfolio segment based on evaluation method are as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year ended December 31, 2022 ​ ​ ​ Amortized Cost of Loans Receivable ​ Allowance for Credit Losses ​ ​ ​ Individually ​ Collectively ​ ​ ​ ​ Individually ​ Collectively ​ ​ ​ ​ ​ ​ Evaluated for ​ Evaluated for ​ ​ ​ ​ Evaluated for ​ Evaluated for ​ ​ ​ ​ ​ Credit Losses Credit Losses ​ Total ​ Credit Losses Credit Losses ​ Total ​ ​ ​ (dollars in thousands) C&I : ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - revolving ​ $ 3,386 ​ $ 293,483 ​ $ 296,869 ​ $ 961 ​ $ 3,496 ​ $ 4,457 ​ C&I - other* ​ 9,358 ​ 1,474,224 ​ 1,483,582 ​ 1,445 ​ 26,308 ​ 27,753 ​ ​ ​ 12,744 ​ 1,767,707 ​ 1,780,451 ​ 2,406 ​ 29,804 ​ 32,210 ​ CRE - owner occupied ​ 24,880 ​ 604,487 ​ 629,367 ​ 2,853 ​ 7,112 ​ 9,965 ​ CRE - non-owner occupied ​ 21,588 ​ 941,651 ​ 963,239 ​ 869 ​ 10,880 ​ 11,749 ​ Construction and land development ​ 10,394 ​ 1,181,667 ​ 1,192,061 ​ 13 ​ 14,249 ​ 14,262 ​ Multi-family ​ ​ 1,302 ​ ​ 962,501 ​ ​ 963,803 ​ ​ 395 ​ ​ 12,791 ​ ​ 13,186 ​ 1-4 family real estate ​ 3,177 ​ 496,352 ​ 499,529 ​ 317 ​ 4,646 ​ 4,963 ​ Consumer ​ 741 ​ 109,680 ​ 110,421 ​ 75 ​ 1,296 ​ 1,371 ​ ​ ​ $ 74,826 ​ $ 6,064,045 ​ $ 6,138,871 ​ $ 6,928 ​ $ 80,778 ​ $ 87,706 ​ ​ *Included within the C&I – other category are leases individually evaluated of $135 thousand with a related allowance for credit losses of $24 thousand and leases collectively evaluated of $31.8 million with a related allowance for credit losses of $946 thousand. ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ As of December 31, 2021 ​ ​ ​ Amortized Cost of Loans Receivable ​ Allowance for Credit Losses ​ ​ ​ Individually ​ Collectively ​ ​ ​ ​ Individually ​ Collectively ​ ​ ​ ​ ​ ​ Evaluated for ​ Evaluated for ​ ​ ​ ​ Evaluated for ​ Evaluated for ​ ​ ​ ​ ​ Credit Losses Credit Losses ​ Total ​ Credit Losses Credit Losses ​ Total ​ ​ ​ (dollars in thousands) C&I : ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - revolving ​ $ 2,638 ​ $ 245,845 ​ $ 248,483 ​ $ 168 ​ $ 3,739 ​ $ 3,907 ​ C&I - other* ​ 13,456 ​ 1,378,337 ​ 1,391,793 ​ 743 ​ 25,239 ​ 25,982 ​ ​ ​ 16,094 ​ 1,624,182 ​ 1,640,276 ​ 911 ​ 28,978 ​ 29,889 ​ CRE - owner occupied ​ 3,841 ​ 417,860 ​ 421,701 ​ 1,264 ​ 7,237 ​ 8,501 ​ CRE - non-owner occupied ​ 25,006 ​ 621,494 ​ 646,500 ​ — ​ 8,549 ​ 8,549 ​ Construction and land development ​ 10,436 ​ 908,135 ​ 918,571 ​ 11 ​ 16,961 ​ 16,972 ​ Multi-family ​ ​ — ​ ​ 600,412 ​ ​ 600,412 ​ ​ — ​ ​ 9,339 ​ ​ 9,339 ​ 1-4 family real estate ​ 2,950 ​ 374,411 ​ 377,361 ​ 329 ​ 4,212 ​ 4,541 ​ Consumer ​ 350 ​ 74,961 ​ 75,311 ​ 39 ​ 891 ​ 930 ​ ​ ​ $ 58,677 ​ $ 4,621,455 ​ $ 4,680,132 ​ $ 2,554 ​ $ 76,167 ​ $ 78,721 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ *Included within the C&I – other category are leases individually evaluated of $847 thousand with a related allowance for credit losses of $35 thousand and leases collectively evaluated of $44.4 million with a related allowance for credit losses of $1.5 million. ​ ​ ​ ​ ​ ​ Note 4. Loans/Leases Receivable (continued) The following table presents the amortized cost basis of collateral dependent loans, by the primary collateral type, which are individually evaluated to determine expected credit losses: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year ended December 31, 2022 ​ ​ ​ ​ ​ ​ ​ ​ ​ Non ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial ​ Owner-occupied ​ Owner-Occupied ​ Owner Occupied ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Assets CRE Real Estate ​ Real Estate ​ Securities ​ Equipment ​ Other ​ Total ​ ​ ​ (dollars in thousands) C & I: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - revolving ​ $ 3,281 ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 105 ​ $ — ​ $ 3,386 ​ C&I - other* ​ 1,589 ​ 210 ​ — ​ — ​ 108 ​ 7,289 ​ 162 ​ 9,358 ​ ​ ​ 4,870 ​ 210 ​ — ​ — ​ 108 ​ 7,394 ​ 162 ​ 12,744 ​ CRE - owner occupied ​ — ​ 24,814 ​ — ​ 66 ​ — ​ — ​ — ​ 24,880 ​ CRE - non-owner occupied ​ — ​ — ​ 21,588 ​ — ​ — ​ — ​ — ​ 21,588 ​ Construction and land development ​ — ​ — ​ 10,394 ​ — ​ — ​ — ​ — ​ 10,394 ​ Multi-family ​ ​ — ​ ​ — ​ ​ 1,302 ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ 1,302 ​ 1-4 family real estate ​ — ​ — ​ 33 ​ 3,144 ​ — ​ — ​ — ​ 3,177 ​ Consumer ​ — ​ — ​ 120 ​ 608 ​ — ​ — ​ 13 ​ 741 ​ ​ ​ $ 4,870 ​ $ 25,024 ​ $ 33,437 ​ $ 3,818 ​ $ 108 ​ $ 7,394 ​ $ 175 ​ $ 74,826 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ *Included within the C&I – other category are leases individually evaluated of $135 thousand with primary collateral of equipment. ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ As of December 31, 2021 ​ ​ ​ ​ ​ ​ ​ ​ ​ Non ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial ​ Owner-occupied ​ Owner-Occupied ​ Owner Occupied ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Assets CRE Real Estate ​ Real Estate ​ Securities ​ Equipment ​ Other ​ Total ​ ​ ​ (dollars in thousands) C & I: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - revolving ​ $ 2,518 ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 120 ​ $ — ​ $ 2,638 ​ C&I - other* ​ 683 ​ — ​ — ​ 2,471 ​ 134 ​ 9,877 ​ 291 ​ 13,456 ​ ​ ​ 3,201 ​ — ​ — ​ 2,471 ​ 134 ​ 9,997 ​ 291 ​ 16,094 ​ CRE - owner occupied ​ — ​ — ​ — ​ 3,841 ​ — ​ — ​ — ​ 3,841 ​ CRE - non-owner occupied ​ — ​ — ​ 25,006 ​ — ​ — ​ — ​ — ​ 25,006 ​ Construction and land development ​ — ​ — ​ 10,362 ​ 74 ​ — ​ — ​ — ​ 10,436 ​ Multi-family ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ 1-4 family real estate ​ — ​ — ​ 817 ​ 2,133 ​ — ​ — ​ — ​ 2,950 ​ Consumer ​ — ​ — ​ — ​ 340 ​ — ​ 1 ​ 9 ​ 350 ​ ​ ​ $ 3,201 ​ $ — ​ $ 36,185 ​ $ 8,859 ​ $ 134 ​ $ 9,998 ​ $ 300 ​ $ 58,677 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ *Included within the C&I – other category are leases individually evaluated of $847 thousand with primary collateral of equipment. For certain C&I loans, all CRE loans, certain construction and land development loans, all multifamily loans, certain 1-4 family real estate loans and certain consumer loans, the Company’s credit quality indicator consists of internally assigned risk ratings. Each such loan is assigned a risk rating upon origination. The risk rating is reviewed every 15 months, at a minimum, and on an as-needed basis depending on the specific circumstances of the loan. For certain C&I loans (including equipment financing agreements and direct financing leases), certain construction and land development loans, certain 1-4 family real estate loans, and certain consumer loans, the Company’s credit quality indicator is performance determined by delinquency status. Delinquency status is updated daily by the Company’s loan system. ​ Note 4. Loans/Leases Receivable (continued) The following tables show the credit quality indicator of loans by class of receivable and year of origination as of December 31, 2022: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2022 ​ ​ Term Loans ​ ​ ​ ​ ​ ​ ​ Amortized Cost Basis by Origination Year ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Revolving ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans ​ ​ ​ Internally Assigned ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Amortized ​ ​ Risk Rating 2022 2021 2020 2019 2018 ​ Prior ​ Cost Basis ​ Total ​ ​ (dollars in thousands) C&I - revolving ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass (Ratings 1 through 5) ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 275,888 ​ $ 275,888 Special Mention (Rating 6) ​ — ​ — ​ — ​ — ​ — ​ — ​ 17,595 ​ 17,595 Substandard (Rating 7) ​ — ​ — ​ — ​ — ​ — ​ — ​ 3,386 ​ 3,386 Doubtful (Rating 8) ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total C&I - revolving ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 296,869 ​ $ 296,869 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - other ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass (Ratings 1 through 5) ​ $ 496,445 ​ $ 279,412 ​ $ 127,803 ​ $ 87,054 ​ $ 59,675 ​ $ 105,184 ​ $ — ​ $ 1,155,573 Special Mention (Rating 6) ​ 9,542 ​ 679 ​ 901 ​ 723 ​ — ​ 308 ​ — ​ 12,153 Substandard (Rating 7) ​ 187 ​ 125 ​ 661 ​ 4,535 ​ 310 ​ 106 ​ — ​ 5,924 Doubtful (Rating 8) ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total C&I - other ​ $ 506,174 ​ $ 280,216 ​ $ 129,365 ​ $ 92,312 ​ $ 59,985 ​ $ 105,598 ​ $ — ​ $ 1,173,650 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ CRE - owner occupied ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass (Ratings 1 through 5) ​ $ 146,211 ​ $ 182,440 ​ $ 142,596 ​ $ 33,571 ​ $ 27,088 ​ $ 45,993 ​ $ 13,460 ​ $ 591,359 Special Mention (Rating 6) ​ 6,190 ​ — ​ 6,379 ​ 484 ​ — ​ 1,346 ​ 269 ​ 14,668 Substandard (Rating 7) ​ 3,750 ​ 171 ​ 16,336 ​ 1,396 ​ 1,197 ​ 490 ​ — ​ 23,340 Doubtful (Rating 8) ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total CRE - owner occupied ​ $ 156,151 ​ $ 182,611 ​ $ 165,311 ​ $ 35,451 ​ $ 28,285 ​ $ 47,829 ​ $ 13,729 ​ $ 629,367 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ CRE - non-owner occupied ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass (Ratings 1 through 5) ​ $ 310,163 ​ $ 221,953 ​ $ 173,478 ​ $ 89,337 ​ $ 56,898 ​ $ 40,923 ​ $ 7,510 ​ $ 900,262 Special Mention (Rating 6) ​ 2,824 ​ 882 ​ 18,920 ​ — ​ 12,917 ​ 6,198 ​ — ​ 41,741 Substandard (Rating 7) ​ 5,651 ​ — ​ 157 ​ 15,217 ​ — ​ — ​ 211 ​ 21,236 Doubtful (Rating 8) ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total CRE - non-owner occupied ​ $ 318,638 ​ $ 222,835 ​ $ 192,555 ​ $ 104,554 ​ $ 69,815 ​ $ 47,121 ​ $ 7,721 ​ $ 963,239 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Construction and land development ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass (Ratings 1 through 5) ​ $ 479,016 ​ $ 330,434 ​ $ 240,778 ​ $ 31,607 ​ $ 30,300 ​ $ — ​ $ 29,647 ​ $ 1,141,782 Special Mention (Rating 6) ​ 1,465 ​ 9,200 ​ — ​ — ​ — ​ — ​ — ​ 10,665 Substandard (Rating 7) ​ 132 ​ 10,262 ​ — ​ — ​ — ​ — ​ — ​ 10,394 Doubtful (Rating 8) ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total Construction and land development ​ $ 480,613 ​ $ 349,896 ​ $ 240,778 ​ $ 31,607 ​ $ 30,300 ​ $ — ​ $ 29,647 ​ $ 1,162,841 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Multi-family ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass (Ratings 1 through 5) ​ $ 237,839 ​ $ 254,056 ​ $ 224,920 ​ $ 134,378 ​ $ 99,695 ​ $ 7,875 ​ $ 2,227 ​ $ 960,990 Special Mention (Rating 6) ​ — ​ 44 ​ — ​ 1,467 ​ — ​ — ​ — ​ 1,511 Substandard (Rating 7) ​ — ​ — ​ 1,302 ​ — ​ — ​ — ​ — ​ 1,302 Doubtful (Rating 8) ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total Multi-family ​ $ 237,839 ​ $ 254,100 ​ $ 226,222 ​ $ 135,845 ​ $ 99,695 ​ $ 7,875 ​ $ 2,227 ​ $ 963,803 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 1-4 family real estate ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass (Ratings 1 through 5) ​ $ 61,953 ​ $ 57,731 ​ $ 33,737 ​ $ 12,687 ​ $ 5,813 ​ $ 6,002 ​ $ 5,855 ​ $ 183,778 Special Mention (Rating 6) ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Substandard (Rating 7) ​ 28 ​ — ​ — ​ 5 ​ — ​ — ​ — ​ 33 Doubtful (Rating 8) ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total 1-4 family real estate ​ $ 61,981 ​ $ 57,731 ​ $ 33,737 ​ $ 12,692 ​ $ 5,813 ​ $ 6,002 ​ $ 5,855 ​ $ 183,811 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Consumer ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass (Ratings 1 through 5) ​ $ 511 ​ $ 801 ​ $ 493 ​ $ 122 ​ $ 254 ​ $ 621 ​ $ 10,226 ​ $ 13,028 Special Mention (Rating 6) ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Substandard (Rating 7) ​ 282 ​ — ​ 12 ​ — ​ 112 ​ — ​ — ​ 406 Doubtful (Rating 8) ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total Consumer ​ $ 793 ​ $ 801 ​ $ 505 ​ $ 122 ​ $ 366 ​ $ 621 ​ $ 10,226 ​ $ 13,434 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total ​ $ 1,762,189 ​ $ 1,348,190 ​ $ 988,473 ​ $ 412,583 ​ $ 294,259 ​ $ 215,046 ​ $ 366,274 ​ $ 5,387,014 ​ Note 4. Loans/Leases Receivable (continued) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2022 ​ ​ Term Loans ​ ​ ​ ​ ​ ​ ​ Amortized Cost Basis by Origination Year ​ Revolving ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Amortized ​ ​ ​ Delinquency Status * 2022 2021 2020 2019 2018 Prior ​ Cost Basis ​ Total ​ (dollars in thousands) C&I - other ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Performing ​ $ 170,180 ​ $ 69,694 ​ $ 25,540 ​ $ 8,066 ​ $ 1,804 ​ $ 79 ​ $ — ​ $ 275,363 Nonperforming ​ 1,110 ​ 1,320 ​ 155 ​ 95 ​ — ​ — ​ — ​ 2,680 Total C&I - other ​ $ 171,290 ​ $ 71,014 ​ $ 25,695 ​ $ 8,161 ​ $ 1,804 ​ $ 79 ​ $ — ​ $ 278,043 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Construction and land development ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Performing ​ $ 28,785 ​ $ 360 ​ $ 10 ​ $ 3 ​ $ 62 ​ $ — ​ $ — ​ $ 29,220 Nonperforming ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total Construction and land development ​ $ 28,785 ​ $ 360 ​ $ 10 ​ $ 3 ​ $ 62 ​ $ — ​ $ — ​ $ 29,220 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Direct financing leases ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Performing ​ $ 14,578 ​ $ 5,172 ​ $ 5,700 ​ $ 4,398 ​ $ 1,536 ​ $ 370 ​ $ — ​ $ 31,754 Nonperforming ​ — ​ 32 ​ 88 ​ 7 ​ 8 ​ — ​ — ​ 135 Total Direct financing leases ​ $ 14,578 ​ $ 5,204 ​ $ 5,788 ​ $ 4,405 ​ $ 1,544 ​ $ 370 ​ $ — ​ $ 31,889 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 1-4 family real estate ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Performing ​ $ 69,094 ​ $ 92,762 ​ $ 75,153 ​ $ 17,089 ​ $ 11,381 ​ $ 48,136 ​ $ 90 ​ $ 313,705 Nonperforming ​ 267 ​ 524 ​ 487 ​ 279 ​ 8 ​ 448 ​ — ​ 2,013 Total 1-4 family real estate ​ $ 69,361 ​ $ 93,286 ​ $ 75,640 ​ $ 17,368 ​ $ 11,389 ​ $ 48,584 ​ $ 90 ​ $ 315,718 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Consumer ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Performing ​ $ 14,685 ​ $ 3,844 ​ $ 3,717 ​ $ 1,123 ​ $ 1,140 ​ $ 1,325 ​ $ 70,974 ​ $ 96,808 Nonperforming ​ 7 ​ — ​ — ​ — ​ 3 ​ 59 ​ 110 ​ 179 Total Consumer ​ $ 14,692 ​ $ 3,844 ​ $ 3,717 ​ $ 1,123 ​ $ 1,143 ​ $ 1,384 ​ $ 71,084 ​ $ 96,987 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total ​ $ 298,706 ​ $ 173,708 ​ $ 110,850 ​ $ 31,060 ​ $ 15,942 ​ $ 50,417 ​ $ 71,174 ​ $ 751,857 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ *Performing = loans/leases accruing and less than 90 days past due. Nonperforming = loans/leases on nonaccrual and accruing loans/leases that are greater than or equal to 90 days past due. ​ Note 4. Loans/Leases Receivable (continued) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 ​ ​ Term Loans ​ ​ Amortized Cost Basis by Origination Year ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Revolving ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans ​ ​ ​ Internally Assigned ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Amortized ​ ​ Risk Rating 2021 2020 2019 2018 2017 ​ Prior ​ Cost Basis ​ Total ​ ​ (dollars in thousands) C&I - revolving ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass (Ratings 1 through 5) ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 245,212 ​ $ 245,212 Special Mention (Rating 6) ​ — ​ — ​ — ​ — ​ — ​ — ​ 633 ​ 633 Substandard (Rating 7) ​ — ​ — ​ — ​ — ​ — ​ — ​ 2,638 ​ 2,638 Doubtful (Rating 8) ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total C&I - revolving ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 248,483 ​ $ 248,483 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - other ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass (Ratings 1 through 5) ​ $ 391,532 ​ $ 362,256 ​ $ 133,678 ​ $ 82,177 ​ $ 83,419 ​ $ 53,310 ​ $ — ​ $ 1,106,372 Special Mention (Rating 6) ​ 3,580 ​ 373 ​ 349 ​ — ​ 336 ​ 2 ​ — ​ 4,640 Substandard (Rating 7) ​ 506 ​ 2,366 ​ 7,138 ​ 396 ​ 55 ​ 46 ​ — ​ 10,507 Doubtful (Rating 8) ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total C&I - other ​ $ 395,618 ​ $ 364,995 ​ $ 141,165 ​ $ 82,573 ​ $ 83,810 ​ $ 53,358 ​ $ — ​ $ 1,121,519 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ CRE - owner occupied ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass (Ratings 1 through 5) ​ $ 118,014 ​ $ 143,045 ​ $ 47,660 ​ $ 30,523 ​ $ 17,038 ​ $ 46,185 ​ $ 11,477 ​ $ 413,942 Special Mention (Rating 6) ​ 637 ​ — ​ — ​ 233 ​ 1,846 ​ 1,202 ​ — ​ 3,918 Substandard (Rating 7) ​ — ​ — ​ 2,080 ​ 1,239 ​ 522 ​ — ​ — ​ 3,841 Doubtful (Rating 8) ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total CRE - owner occupied ​ $ 118,651 ​ $ 143,045 ​ $ 49,740 ​ $ 31,995 ​ $ 19,406 ​ $ 47,387 ​ $ 11,477 ​ $ 421,701 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ CRE - non-owner occupied ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass (Ratings 1 through 5) ​ $ 176,813 ​ $ 145,712 ​ $ 88,697 ​ $ 63,849 ​ $ 55,752 ​ $ 28,808 ​ $ 8,592 ​ $ 568,223 Special Mention (Rating 6) ​ 7,295 ​ 20,881 ​ 1,802 ​ 12,230 ​ 5,494 ​ 5,580 ​ — ​ 53,282 Substandard (Rating 7) ​ 1,105 ​ 6,297 ​ 15,563 ​ 1,087 ​ 943 ​ — ​ — ​ 24,995 Doubtful (Rating 8) ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total CRE - non-owner occupied ​ $ 185,213 ​ $ 172,890 ​ $ 106,062 ​ $ 77,166 ​ $ 62,189 ​ $ 34,388 ​ $ 8,592 ​ $ 646,500 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Construction and land development ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass (Ratings 1 through 5) ​ $ 394,045 ​ $ 248,360 ​ $ 126,941 ​ $ 106,790 ​ $ 3,012 ​ $ — ​ $ 13,277 ​ $ 892,425 Special Mention (Rating 6) ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Substandard (Rating 7) ​ 10,362 ​ — ​ — ​ — ​ — ​ — ​ — ​ 10,362 Doubtful (Rating 8) ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total Construction and land development ​ $ 404,407 ​ $ 248,360 ​ $ 126,941 ​ $ 106,790 ​ $ 3,012 ​ $ — ​ $ 13,277 ​ $ 902,787 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Multi-family ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass (Ratings 1 through 5) ​ $ 266,120 ​ $ 197,224 ​ $ 74,033 ​ $ 47,486 ​ $ 5,609 ​ $ 7,376 ​ $ 2,564 ​ $ 600,412 Special Mention (Rating 6) ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Substandard (Rating 7) ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Doubtful (Rating 8) ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total Multi-family ​ $ 266,120 ​ $ 197,224 ​ $ 74,033 ​ $ 47,486 ​ $ 5,609 ​ $ 7,376 ​ $ 2,564 ​ $ 600,412 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 1-4 family real estate ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass (Ratings 1 through 5) ​ $ 47,097 ​ $ 24,029 ​ $ 16,188 ​ $ 7,569 ​ $ 5,845 ​ $ 5,213 ​ $ 3,079 ​ $ 109,020 Special Mention (Rating 6) ​ 37 ​ — ​ — ​ — ​ — ​ — ​ — ​ 37 Substandard (Rating 7) ​ — ​ 178 ​ — ​ 437 ​ 201 ​ — ​ — ​ 816 Doubtful (Rating 8) ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total 1-4 family real estate ​ $ 47,134 ​ $ 24,207 ​ $ 16,188 ​ $ 8,006 ​ $ 6,046 ​ $ 5,213 ​ $ 3,079 ​ $ 109,873 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Consumer ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass (Ratings 1 through 5) ​ $ 1,558 ​ $ 487 ​ $ 108 ​ $ 216 ​ $ — ​ $ 824 ​ $ 2,031 ​ $ 5,224 Special Mention (Rating 6) ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Substandard (Rating 7) ​ — ​ — ​ — ​ 137 ​ — ​ — ​ — ​ 137 Doubtful (Rating 8) ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total Consumer ​ $ 1,558 ​ $ 487 ​ $ 108 ​ $ 353 ​ $ — ​ $ 824 ​ $ 2,031 ​ $ 5,361 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total ​ $ 1,418,701 ​ $ 1,151,208 ​ $ 514,237 ​ $ 354,369 ​ $ 180,072 ​ $ 148,546 ​ $ 289,503 ​ $ 4,056,636 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Note 4. Loans/Leases Receivable (continued) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 ​ ​ ​ Term Loans ​ ​ ​ ​ ​ ​ ​ ​ Amortized Cost Basis by Origination Year ​ Revolving ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Amortized ​ ​ ​ Delinquency Status * 2021 2020 2019 2018 2017 Prior ​ Cost Basis ​ Total ​ ​ (dollars in thousands) ​ C&I - other ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Performing ​ $ 117,163 ​ $ 54,261 ​ $ 33,390 ​ $ 14,274 ​ $ 4,200 ​ $ 455 ​ $ — ​ $ 223,743 ​ Nonperforming ​ 95 ​ 177 ​ 644 ​ 368 ​ 42 ​ 14 ​ — ​ 1,340 ​ Total C&I - other ​ $ 117,258 ​ $ 54,438 ​ $ 34,034 ​ $ 14,642 ​ $ 4,242 ​ $ 469 ​ $ — ​ $ 225,083 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Direct financing leases ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Performing ​ $ 6,690 ​ $ 12,130 ​ $ 11,638 ​ $ 9,235 ​ $ 3,695 ​ $ 956 ​ $ — ​ $ 44,344 ​ Nonperforming ​ — ​ 732 ​ — ​ 52 ​ 18 ​ 45 ​ — ​ 847 ​ Total Direct financing leases ​ $ 6,690 ​ $ 12,862 ​ $ 11,638 ​ $ 9,287 ​ $ 3,713 ​ $ 1,001 ​ $ — ​ $ 45,191 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Construction and land development ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Performing ​ $ 12,857 ​ $ 2,080 ​ $ — ​ $ 494 ​ $ — ​ $ — ​ $ 280 ​ $ 15,711 ​ Nonperforming ​ — ​ — ​ — ​ — ​ 73 ​ — ​ — ​ 73 ​ Total Construction and land development ​ $ 12,857 ​ $ 2,080 ​ $ — ​ $ 494 ​ $ 73 ​ $ — ​ $ 280 ​ $ 15,784 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 1-4 family real estate ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Performing ​ $ 104,005 ​ $ 78,713 ​ $ 19,001 ​ $ 10,784 ​ $ 10,533 ​ $ 43,976 ​ $ 68 ​ $ 267,080 ​ Nonperforming ​ — ​ — ​ — ​ 106 ​ — ​ 302 ​ — ​ 408 ​ Total 1-4 family real estate ​ $ 104,005 ​ $ 78,713 ​ $ 19,001 ​ $ 10,890 ​ $ 10,533 ​ $ 44,278 ​ $ 68 ​ $ 267,488 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Consumer ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Performing ​ $ 4,891

Note 5 - Premises and Equipment

Note 5 - Premises and Equipment	12 Months Ended
	Dec. 31, 2022
Notes to Financial Statements
Premises and Equipment	Note 5. Premises and Equipment The following summarizes the components of premises and equipment as of December 31, 2022 and 2021: ​ ​ ​ ​ ​ ​ ​ ​ ​ 2022 2021 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ Land ​ $ 17,804 ​ $ 12,513 Buildings (useful lives 15 to 39 years ) ​ 108,777 ​ 70,860 Furniture and equipment (useful lives 3 to 15 years ) ​ 54,305 ​ 47,517 Premises and equipment ​ 180,886 ​ 130,890 Less accumulated depreciation ​ 62,938 ​ 52,360 Premises and equipment, net ​ $ 117,948 ​ $ 78,530 ​ ​ ​ ​ ​ ​ ​ ​ As a lessee, the Company has entered into operating leases for certain branch locations. Total lease expenses were $412 thousand and $636 thousand for the year ended December 31, 2022 and 2021, respectively. At December 31, 2022 and 2021, the Company’s ROU assets (included in other assets other liabilities At December 31, 2022, the contractual maturities of operating lease liabilities were as follows: ​ ​ ​ ​ ​ ​ Amount Year ending December 31: (dollars in thousands) 2023 ​ 571 2024 ​ 336 2025 ​ 262 2026 ​ 240 2027 ​ 230 Thereafter ​ 2,635 ​ ​ $ 4,274 ​ ​ ​ ​ ​ As a lessor, the Company leases certain types of commercial vehicles and industrial equipment to its customers. The Company recognized lease-related revenue, primarily interest income from direct financing leases of $2.3 million and $4.0 million for the years ended December 31, 2022 and 2021, respectively. At December 31, 2022 and 2021, the Company’s net investment in direct financing leases was $31.1 million and $44.2 million, respectively. ​ As of December 31, 2022, the contractual maturities of sales-type and direct financing lease receivables were as follows: ​ ​ ​ ​ ​ ​ Amount Year ending December 31: (dollars in thousands) 2023 ​ 1,854 2024 ​ 8,910 2025 ​ 11,046 2026 ​ 4,723 2027 ​ 6,741 Thereafter ​ 1,480 Total lease payments receivable ​ $ 34,754 Unguaranteed residual values ​ ​ 165 Unearned lease/residual income ​ ​ (3,030) ​ ​ $ 31,889 Plus deferred origination costs, net of fees ​ ​ 226 ​ ​ $ 32,115 Less allowance ​ ​ (970) Total lease payments receivable ​ $ 31,145 ​ The

Note 6 - Goodwill and Intangibl

Note 6 - Goodwill and Intangibles	12 Months Ended
	Dec. 31, 2022
Notes to Financial Statements
Goodwill and Intangibles	Note 6. Goodwill and Intangibles The following table presents the changes in the carrying amount of goodwill for the years ended December 31, 2022, 2021 and 2020: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2022 2021 2020 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance at the beginning of period ​ $ 74,066 ​ $ 74,066 ​ $ 74,748 Acquisition of GFED ​ ​ 63,541 ​ ​ — ​ ​ — Sale of Bates Companies ​ ​ — ​ ​ — ​ ​ (182) Goodwill impairment - Bates Companies ​ ​ — ​ ​ — ​ ​ (500) Balance at the end of period ​ $ 137,607 ​ $ 74,066 ​ $ 74,066 ​ The following table presents the goodwill by reportable segment: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2022 ​ December 31, 2021 ​ December 31, 2020 ​ ​ (dollars in thousands) Commercial banking: ​ ​ ​ ​ ​ ​ ​ ​ ​ QCBT ​ $ 3,223 ​ $ 3,223 ​ $ 3,223 CRBT ​ 14,980 ​ 14,980 ​ 14,980 CSB ​ ​ 9,888 ​ ​ 9,888 ​ ​ 9,888 GB ​ 109,516 ​ 45,975 ​ 45,975 ​ ​ $ 137,607 ​ $ 74,066 ​ $ 74,066 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At November 30, 2022 and 2021 the Company’s management performed an annual internal assessment of goodwill at the reporting unit level and determined no impairment existed. During the first quarter of 2020, the Company incurred goodwill impairment expense of $500 thousand related to the Bates Companies reporting unit. This was the result of the announcement of a sale of the Bates Companies, as discussed in Note 2 to the Consolidated Financial Statements. ​ The following table presents the changes in core deposit intangibles (included in Intangibles on the consolidated balance sheets) during the years ended December 31, 2022, 2021 and 2020: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2022 ​ 2021 ​ 2020 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance at the beginning of the period ​ $ 9,349 ​ $ 11,381 ​ $ 13,466 Acquisition of GFED ​ 10,264 ​ — ​ — Amortization expense ​ (2,854) ​ (2,032) ​ (2,085) Balance at the end of the period ​ $ 16,759 ​ $ 9,349 ​ $ 11,381 ​ ​ ​ ​ Gross carrying amount ​ $ 29,519 ​ $ 19,255 ​ $ 19,255 Accumulated amortization ​ (12,760) ​ (9,906) ​ (7,874) Net book value ​ $ 16,759 ​ $ 9,349 ​ $ 11,381 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Note 6. Goodwill and Intangibles (continued) The following table presents the core deposit intangibles by reportable segment: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2022 ​ December 31, 2021 ​ December 31, 2020 ​ ​ (dollars in thousands) Commercial Banking: ​ ​ ​ ​ ​ ​ ​ ​ ​ CRBT ​ $ 1,225 ​ $ 1,702 ​ $ 2,189 CSB ​ ​ 2,027 ​ ​ 2,653 ​ ​ 3,305 GB ​ ​ 13,507 ​ ​ 4,994 ​ ​ 5,887 ​ ​ $ 16,759 ​ $ 9,349 ​ $ 11,381 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ The following table presents the estimated amortization of the core deposit intangibles: ​ ​ ​ ​ ​ ​ Amount Years ending December 31, ​ (dollars in thousands) 2023 ​ $ 2,938 2024 ​ 2,761 2025 ​ 2,645 2026 ​ 2,360 2027 ​ 1,874 Thereafter ​ 4,181 ​ ​ $ 16,759 ​ The following table presents the changes in customer list intangible (included in Intangibles on the Consolidated Balance Sheets) during the years ended December 31, 2020. There was no activity during the year ended December 31, 2022 or 2021. ​ ​ ​ ​ ​ ​ 2020 ​ ​ ​ ​ Balance at the beginning of period ​ $ 1,504 Sale of Bates Companies ​ ​ (1,440) Amortization ​ (64) Balance at the end of period ​ $ — ​ ​ ​ ​ ​ The customer list intangible relates to the Parent Company Only (“All Other”) reportable segment.

Note 7 - Derivatives and Hedgin

Note 7 - Derivatives and Hedging Activities	12 Months Ended
	Dec. 31, 2022
Notes to Financial Statements
DERIVATIVES AND HEDGING ACTIVITIES	Note 7. Derivatives and Hedging Activities ​ Derivatives are summarized as follows as of December 31, 2022 and 2021: ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2022 December 31, 2021 ​ ​ (dollars in thousands) Assets: ​ ​ ​ ​ ​ ​ Interest rate caps - hedged ​ $ 8,327 ​ $ 927 Interest rate caps ​ 2,213 ​ 238 Interest rate swaps - hedged ​ ​ 477 ​ ​ — Interest rate swaps ​ 166,614 ​ 221,055 ​ ​ $ 177,631 ​ $ 222,220 ​ ​ ​ ​ ​ ​ ​ Liabilities: ​ ​ ​ ​ ​ ​ Interest rate collars - hedged ​ $ (263) ​ $ — Interest rate swaps - hedged ​ ​ (33,824) ​ ​ (4,080) Interest rate swaps ​ ​ (166,614) ​ ​ (221,055) ​ ​ $ (200,701) ​ $ (225,135) ​ ​ ​ ​ ​ ​ ​ ​ Note 7. Derivatives and Hedging Activities (continued) The Company uses interest rate swap, cap and collar instruments to manage interest rate risk related to the variability of interest payments due to changes in interest rates. The Company entered into interest rate caps to hedge against the risk of rising interest rates on liabilities. The liabilities consist of $300.0 million of deposits and the benchmark rates hedged vary at 1-month LIBOR, 3-month LIBOR and the Prime Rate. The interest rate caps are designated as cash flow hedges in accordance with ASC 815. An initial premium of $3.5 million was paid upfront for the caps executed. The details of the interest rate caps are as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance Sheet ​ ​ ​ ​ ​ ​ Fair Value as of ​ ​ Hedged Item ​ Effective Date ​ Maturity Date ​ Location ​ Notional Amount ​ Strike Rate ​ December 31, 2022 ​ ​ December 31, 2021 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Deposits ​ 1/1/2020 ​ 1/1/2023 ​ Derivatives - Assets ​ $ 25,000 ​ 1.75 % ​ $ (50) ​ ​ $ 5 ​ ​ Deposits ​ 1/1/2020 ​ 1/1/2023 ​ Derivatives - Assets ​ ​ 50,000 ​ 1.57 % ​ ​ - ​ ​ ​ 11 ​ ​ Deposits ​ 1/1/2020 ​ 1/1/2023 ​ Derivatives - Assets ​ ​ 25,000 ​ 1.80 % ​ ​ - ​ ​ ​ 5 ​ ​ Deposits ​ 1/1/2020 ​ 1/1/2024 ​ Derivatives - Assets ​ ​ 25,000 ​ 1.75 % ​ ​ 714 ​ ​ ​ 60 ​ ​ Deposits ​ 1/1/2020 ​ 1/1/2024 ​ Derivatives - Assets ​ ​ 50,000 ​ 1.57 % ​ ​ 1,566 ​ ​ ​ 125 ​ ​ Deposits ​ 1/1/2020 ​ 1/1/2024 ​ Derivatives - Assets ​ ​ 25,000 ​ 1.80 % ​ ​ 783 ​ ​ ​ 62 ​ ​ Deposits ​ 1/1/2020 ​ 1/1/2025 ​ Derivatives - Assets ​ ​ 25,000 ​ 1.75 % ​ ​ 1,264 ​ ​ ​ 161 ​ ​ Deposits ​ 1/1/2020 ​ 1/1/2025 ​ Derivatives - Assets ​ ​ 50,000 ​ 1.57 % ​ ​ 2,700 ​ ​ ​ 332 ​ ​ Deposits ​ 1/1/2020 ​ 1/1/2025 ​ Derivatives - Assets ​ ​ 25,000 ​ 1.80 % ​ ​ 1,350 ​ ​ ​ 166 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ $ 300,000 ​ ​ ​ ​ $ 8,327 ​ ​ $ 927 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ For derivative instruments that are designated as unhedged, the change in fair value of the derivative instrument is recognized into current earnings. The details of the unhedged interest rate caps are as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance Sheet ​ ​ ​ ​ ​ ​ ​ Fair Value as of ​ ​ ​ ​ Effective Date ​ Maturity Date ​ Location ​ Notional Amount ​ Strike Rate ​ ​ December 31, 2022 ​ ​ December 31, 2021 ​ ​ ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 1/1/2020 ​ 1/3/2023 ​ Derivatives - Assets ​ $ 25,000 ​ 1.90 % ​ $ 3 ​ ​ $ 3 ​ ​ ​ ​ 2/1/2020 ​ 2/1/2024 ​ Derivatives - Assets ​ ​ 25,000 ​ 1.90 % ​ ​ 822 ​ ​ ​ 62 ​ ​ ​ ​ 3/1/2020 ​ 3/3/2025 ​ Derivatives - Assets ​ ​ 25,000 ​ 1.90 % ​ ​ 1,388 ​ ​ ​ 173 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ $ 75,000 ​ ​ ​ ​ $ 2,213 ​ ​ $ 238 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ The Company uses interest rate collars in an effort to manage future interest rate exposure on variable rate loans. The collar hedging strategy stabilizes interest rate fluctuations by setting both a floor and a cap. The collar is designated as a cash flow hedge in accordance with ASC 815. The details of the interest rate collars are as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Fair Value as of Hedged Item ​ Effective Date ​ Maturity Date ​ Location ​ Notional Amount ​ Cap Strike Rate ​ ​ Floor Strike Rate ​ December 31, 2022 ​ December 31, 2021 Loans 10/1/2022 ​ 10/1/2026 ​ Derivatives - Liabilities $ 50,000 ​ 4.40 % 2.44 % ​ $ (263) ​ $ N/A ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ The Company entered into interest rate swaps to hedge against the risk of declining interest rates on floating rate loans. All of the interest rate swaps are designated as cash flow hedges in accordance with ASC 815. The details of the interest rate swaps are as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance Sheet ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Fair Value as of Hedged Item ​ Effective Date ​ Maturity Date ​ Location ​ Notional Amount ​ Receive Rate ​ ​ ​ Pay Rate ​ ​ December 31, 2022 ​ December 31, 2021 (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans 7/1/2021 ​ 7/1/2031 ​ Derivatives - Liabilities $ 35,000 ​ 1.40 % ​ 4.12 % ​ $ (5,646) ​ $ (17) Loans 7/1/2021 ​ 7/1/2031 ​ Derivatives - Liabilities ​ 50,000 ​ 1.40 % ​ 4.12 % ​ ​ (8,066) ​ ​ (25) Loans 7/1/2021 ​ 7/1/2031 ​ Derivatives - Liabilities ​ 40,000 ​ 1.40 % ​ 4.12 % ​ ​ (6,464) ​ ​ (34) Loans 10/1/2022 ​ 7/1/2031 ​ Derivatives - Liabilities ​ 25,000 ​ 1.30 % ​ 4.12 % ​ ​ (4,018) ​ ​ (13) Loans 4/1/2022 ​ 4/1/2027 ​ Derivatives - Liabilities ​ 15,000 ​ 1.91 % ​ 4.12 % ​ ​ (1,144) ​ ​ N/A Loans 4/1/2022 ​ 4/1/2027 ​ Derivatives - Liabilities ​ 50,000 ​ 1.91 % ​ 4.12 % ​ ​ (3,812) ​ ​ N/A Loans 4/1/2022 ​ 4/1/2027 ​ Derivatives - Liabilities ​ 35,000 ​ 1.91 % ​ 4.12 % ​ ​ (2,669) ​ ​ N/A Loans ​ 4/1/2022 ​ 4/1/2027 ​ Derivatives - Liabilities ​ ​ 50,000 ​ 1.91 % ​ ​ 4.12 % ​ ​ (3,812) ​ ​ N/A ​ ​ ​ ​ ​ $ 300,000 ​ ​ ​ ​ ​ ​ ​ ​ $ (35,631) ​ $ (89) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Note 7. Derivatives and Hedging Activities (continued) ​ The Company entered into interest rate swaps to hedge against the risk of rising rates on its variable rate trust preferred securities. All of the interest rate swaps are designated as cash flow hedges in accordance with ASC 815. The details of the interest rate swaps are as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance Sheet ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Fair Value as of Hedged Item ​ Effective Date ​ Maturity Date ​ Location ​ Notional Amount ​ Receive Rate ​ ​ Pay Rate ​ December 31, 2022 ​ December 31, 2021 ​ ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ QCR Holdings Statutory Trust II 9/30/2018 ​ 9/30/2028 ​ Derivatives - Liabilities $ 10,000 ​ 6.52 % ​ 5.85 % ​ $ 464 ​ $ (1,035) QCR Holdings Statutory Trust III 9/30/2018 ​ 9/30/2028 ​ Derivatives - Liabilities ​ 8,000 ​ 6.52 % ​ 5.85 % ​ ​ 372 ​ ​ (828) QCR Holdings Statutory Trust V 7/7/2018 ​ 7/7/2028 ​ Derivatives - Liabilities ​ 10,000 ​ 4.06 % ​ 4.54 % ​ ​ 459 ​ ​ (996) Community National Statutory Trust II 9/20/2018 ​ 9/20/2028 ​ Derivatives - Liabilities ​ 3,000 ​ 6.92 % ​ 5.17 % ​ ​ 140 ​ ​ (309) Community National Statutory Trust III 9/15//2018 ​ 9/15/2028 ​ Derivatives - Liabilities ​ 3,500 ​ 5.04 % ​ 4.75 % ​ ​ 163 ​ ​ (360) Guaranty Bankshares Statutory Trust I 9/15/2018 ​ 9/15/2028 ​ Derivatives - Liabilities ​ ​ 4,500 ​ 5.04 % ​ ​ 4.75 % ​ ​ 209 ​ ​ (463) Guaranty Statutory Trust II* 5/23/2019 ​ 2/23/2026 ​ Derivatives - Assets ​ 10,310 ​ 6.14 % ​ 4.09 % ​ ​ 477 ​ ​ N/A ​ ​ ​ ​ ​ $ 49,310 ​ ​ ​ ​ ​ ​ ​ ​ $ 2,284 ​ $ (3,991) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ * As part of the acquisition of GFED in 2022, the Company assumed one interest rate swap. In the first quarter of 2020, the Company entered into $40 million of interest rate swaps which were then terminated in the fourth quarter of 2020, resulting in a loss of $808 thousand. Changes in the fair values of derivative financial instruments accounted for as cash flow hedges to the extent they are included in the assessment of effectiveness, are recorded as a component of AOCI. The following is a summary of how AOCI was impacted during the reporting periods: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year Ended ​ December 31, 2022 December 31, 2021 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ Unrealized loss at beginning of period, net of tax ​ $ (4,373) ​ $ (7,632) Amount reclassified from accumulated other comprehensive income to interest expense related to caplet amortization ​ (1,001) ​ 697 Amount of gain (loss) recognized in other comprehensive income, net of tax ​ (14,847) ​ 2,562 Unrealized loss at end of period, net of tax ​ $ (20,221) ​ $ (4,373) ​ ​ ​ ​ ​ ​ ​ ​ As discussed under “Swap Transactions” in Note 1 to the Consolidated Financial Statements, the Company has also entered into interest rate swap contracts that are not designated as hedging instruments. These derivative contracts relate to transactions in which the Company enters into an interest rate swap with a customer while at the same time entering into an equal and offsetting interest rate swap with a third party financial institution. Additionally, the Company receives an upfront, non-refundable fee from the counterparty, dependent upon the pricing that is recognized upon receipt from the counterparty. Because the Company acts as an intermediary for the customer, changes in the fair value of the underlying derivative contracts, for the most part, offset each other and do not significantly impact the Company’s results of operations. ​ Interest rate swaps that are not designated as hedging instruments are summarized as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2022 ​ December 31, 2021 ​ ​ ​ Notional Amount ​ Estimated Fair Value ​ Notional Amount ​ Estimated Fair Value ​ ​ ​ (dollars in thousands) Non-Hedging Interest Rate Derivatives Assets: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Interest rate swap contracts ​ ​ $ 2,528,949 ​ $ 166,614 ​ $ 2,024,599 ​ $ 221,055 Non-Hedging Interest Rate Derivatives Liabilities: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Interest rate swap contracts ​ ​ $ 2,528,949 ​ $ 166,614 ​ $ 2,024,599 ​ $ 221,055 ​ ​ ​ ​ Note 7. Derivatives and Hedging Activities (continued) ​ The effect of cash flow hedging and fair value accounting on the consolidated statements of income for the years ended December 31, 2022, 2021 and 2020 are as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year Ended December 31, 2022 ​ ​ Year Ended December 31, 2021 ​ ​ Year Ended December 31, 2020 ​ ​ ​ Interest and ​ Interest ​ ​ Interest and ​ Interest ​ ​ Interest and ​ Interest ​ ​ ​ Dividend Income ​ Expense ​ ​ Dividend Income ​ Expense ​ ​ Dividend Income ​ Expense ​ ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Income and expense line items presented in the consolidated statements of income ​ $ 292,571 ​ $ 61,451 ​ ​ $ 200,155 ​ $ 21,922 ​ ​ $ 198,373 ​ $ 31,423 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ The effects of cash flow hedging: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Gain (loss) on cash flow hedges: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Interest rate caps on deposits ​ ​ - ​ ​ (1,405) ​ ​ ​ - ​ ​ 697 ​ ​ ​ ​ ​ ​ 551 ​ Interest rate swaps on variable rate loans ​ ​ (829) ​ ​ - ​ ​ ​ 1,006 ​ ​ - ​ ​ ​ - ​ ​ 185 ​ Interest rate swaps on junior subordinated debentures ​ ​ - ​ ​ 462 ​ ​ ​ - ​ ​ 1,114 ​ ​ ​ - ​ ​ 832 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ The Company’s hedged interest rate swaps and non-hedged interest rate swaps are collateralized with cash and investment securities with carrying values as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2022 ​ December 31, 2021 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ Cash ​ $ 1,272 ​ $ 21,100 U.S treasuries and govt. sponsored agency securities ​ ​ — ​ ​ 3,555 Municipal securities ​ ​ 8,227 ​ ​ 139,166 Residential mortgage-backed and related securities ​ 29,257 ​ 65,104 ​ ​ $ 38,756 ​ $ 228,925 ​ ​ ​ ​ ​ ​ ​ ​ The Company may be exposed to credit risk in the event of non-performance by the counterparties to its interest rate derivative agreements. The Company assesses the credit risk of its financial institution counterparties by monitoring publicly available credit rating and financial information. Additionally, the Company manages financial institution counterparty credit risk by entering into interest rate derivatives only with primary and highly rated counterparties, the use of ISDA master agreements, central clearing mechanisms and counterparty limits. The agreements contain bilateral collateral arrangements with the amount of collateral to be posted generally governed by the settlement value of outstanding swaps. The Company manages the risk of default by its borrower counterparties through its normal loan underwriting and credit monitoring policies and procedures. The Company underwrites the combination of the base loan amount and potential swap exposure and focuses on high quality borrowers with strong collateral values. The majority of the Company’s swapped loan portfolio consists of loans on projects, with loan-to-values including the potential swap exposure well below 65%. The Company does not currently anticipate any losses from failure of interest rate derivative counterparties to honor their obligations .

Note 8 - Deposits

Note 8 - Deposits	12 Months Ended
	Dec. 31, 2022
Notes to Financial Statements
Deposits	Note 8. Deposits The aggregate amount of certificates of deposit, each with a minimum denomination of $250,000 , was $371.7 million and $169.0 million as of December 31, 2022 and 2021, respectively. As of December 31, 2022, the scheduled maturities of certificates of deposit were as follows: ​ ​ ​ ​ ​ ​ ​ Amount ​ ​ (dollars in thousands) Year ending December 31: ​ ​ 2023 ​ $ 710,100 2024 ​ 53,029 2025 ​ 11,274 2026 ​ 4,209 2027 ​ 5,571 Thereafter ​ 401 ​ ​ $ 784,584 ​ ​ ​ ​ ​ The Company has public entity interest-bearing demand deposits and certificates of deposit that are collateralized by investment securities with carrying values as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ 2022 2021 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ U.S. govt. sponsored agency securities ​ $ 2,081 ​ $ 3,080 Residential mortgage-backed and related securities ​ 1,796 ​ 3,270 ​ ​ $ 3,877 ​ $ 6,350 ​ ​ ​ ​ ​ ​ ​ ​ The Company had a $188.8 million PUD LOC with the FHLB of Des Moines for the purpose of providing additional collateral on public deposits as of December 31, 2022. As of December 31, 2021, the Company had a $129.5 million PUD LOC with the FHLB of Des Moines. There were no amounts outstanding under these letters of credit as of December 31, 2022 or 2021. ​ ​

Note 9 - Short-Term Borrowings

Note 9 - Short-Term Borrowings	12 Months Ended
	Dec. 31, 2022
Notes to Financial Statements
Short-Term Borrowings	Note 9. Short-Term Borrowings Short-term borrowings as of December 31, 2022 and 2021 are summarized as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ 2022 2021 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ Federal funds purchased ​ $ 129,630 ​ $ 3,800 ​ ​ ​ ​ ​ ​ ​ ​ Information concerning federal funds purchased is summarized as follows for the years ended December 31, 2022 and 2021: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2022 2021 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ Average daily balance ​ $ 8,637 ​ $ 6,280 ​ Average daily interest rate ​ 1.76 % 0.08 % Maximum month-end balance ​ $ 129,630 ​ $ 11,320 ​ Weighted average rate as of December 31 ​ 4.70 % 0.08 % ​

Note 10 - FHLB Advances

Note 10 - FHLB Advances	12 Months Ended
	Dec. 31, 2022
Notes to Financial Statements
FHLB Advances	Note 10. FHLB Advances The subsidiary banks are members of the FHLB of Des Moines. Maturity and interest rate information on advances from the FHLB as of December 31, 2022 and 2021 is as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2022 ​ December 31, 2021 ​ ​ ​ ​ ​ Weighted ​ ​ ​ ​ Weighted ​ ​ ​ ​ ​ Average ​ ​ ​ ​ Average ​ ​ ​ ​ ​ Interest Rate ​ ​ ​ ​ Interest Rate ​ Amount Due at Year-End Amount Due at Year-End ​ ​ (dollars in thousands) Maturity: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year ending December 31: ​ ​ ​ 2022 ​ $ — ​ — % $ 15,000 ​ 0.31 % 2023 ​ ​ 415,000 ​ 4.58 ​ ​ — ​ — ​ Total FHLB advances ​ $ 415,000 4.58 % $ 15,000 0.31 % ​ The Company prepaid $55.3 million of FHLB advances in 2020 with excess funds generated by strong deposit growth. The loss on the prepayment of the FHLB advances totaled $1.9 million for the year ended December 31, 2020. Advances are collateralized by loans of $1.7 billion and $1.3 billion as of December 31, 2022 and 2021, respectively, in aggregate. On pledged loans, the FHLB applies varying collateral maintenance levels from 125% to 333% based on the loan type. Advances are also collateralized by securities of $290 thousand and $334 thousand as of December 31, 2022 and 2021, respectively, in aggregate. The Company continues to pledge loans under blanket liens to provide off balance sheet liquidity. All advances outstanding as of December 31, 2022 and 2021 are short-term advances from the FHLB. These advances have maturities ranging from 1 day to 2 weeks. As of December 31, 2022 and 2021, the subsidiary banks held $25.6 million and $7.8 million, respectively, of FHLB stock, which is included in restricted investment securities on the consolidated balance sheet.

Note 11 - Other Borrowings and

Note 11 - Other Borrowings and Unused Lines of Credit	12 Months Ended
	Dec. 31, 2022
Notes to Financial Statements
Other Borrowings and Unused Lines of Credit	Note 11. Other Borrowings and Unused Lines of Credit In the second quarter of 2022, the Company renewed its revolving line of credit. At renewal, the available line amount increased from $25.0 million to $50.0 million for which there was no outstanding balance as of December 31, 2022. Interest on the revolving line of credit is calculated at the greater of: (a) the effective Prime Rate less 0.50% and (b) 3.00% per annum. The collateral on the revolving line of credit is 100% of the outstanding capital stock of the Company’s bank subsidiaries. Unused lines of credit of the subsidiary banks as of December 31, 2022 and 2021 are summarized as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ 2022 2021 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ Secured ​ $ 30,990 ​ $ 61,657 Unsecured ​ 470,800 ​ 456,000 ​ ​ $ 501,790 ​ $ 517,657 ​ Included in the Secured category above, the Company pledges select C&I and CRE loans to the Federal Reserve Bank of Chicago for borrowing as part of the Borrower-In-Custody program.

Note 12 - Subordinated Notes

Note 12 - Subordinated Notes	12 Months Ended
	Dec. 31, 2022
Subordinated Notes
Subordinated Notes	Note 12. Subordinated Notes Subordinated notes as of December 31, 2022 and 2021 are summarized as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Amount Outstanding ​ Interest Rate ​ ​ ​ Amount Outstanding ​ Interest Rate ​ ​ ​ ​ as of December 31, 2022 ​ as of December 31, 2022 ​ ​ ​ as of December 31, 2021 ​ as of December 31, 2021 ​ Maturity Date ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Subordinated debenture dated 9/14/20 $ 50,000 ​ 5.125 % ​ $ 50,000 ​ 5.125 % 9/15/2030 Subordinated debenture dated 2/1/19 ​ 65,000 ​ 5.375 % ​ ​ 65,000 ​ 5.375 % 2/15/2029 Subordinated debenture dated 7/29/20* ​ 20,000 ​ 5.250 % ​ ​ N/A ​ N/A ​ 9/30/2030 Subordinated debenture dated 8/18/22 ​ 55,000 ​ 5.950 % ​ ​ N/A ​ N/A ​ 9/1/2037 Subordinated debenture dated 8/18/22 ​ 45,000 ​ 5.500 % ​ ​ N/A ​ N/A ​ 9/1/2032 Debt issuance costs ​ (2,338) ​ ​ ​ ​ ​ (1,150) ​ ​ ​ ​ Total Subordinated Debentures $ 232,662 ​ ​ ​ ​ $ 113,850 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ *Assumed in acquisition of GFED ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ On April 1, 2022, the Company acquired through the GFED acquisition $20.0 million in aggregate principal amount of fixed-to-floating subordinated notes that mature on September 30, 2030. The subordinated notes, which qualify as Tier 2 capital for the Company, will bear interest at a fixed rate of 5.25% per year, from and including July 29, 2020 to, but excluding September 30, 2025 or earlier redemption. From and including September 30, 2025 to, but excluding the maturity date or earlier redemption date, the interest rate will reset quarterly at a variable rate, which is expected to be the then three-month Term SOFR, plus 519 basis points. Interest on the subordinated notes is payable semi-annually, commencing on September 30, 2020 through September 30, 2025. The subordinated notes may be redeemed at the Company’s option, in whole or in part, on any interest payment date on or after September 30, 2025. At a redemption price equal to 100% of the principal amount of the notes to be redeemed plus accrued and unpaid interest to, but excluding, the date of redemption. The subordinated notes are subordinate in the right of payment to the Company’s senior indebtedness and the indebtedness and other liabilities of the subsidiary banks. On August 18, 2022, the Company completed a private offering of $55.0 million in aggregate principal amount of fixed-to-floating subordinated notes that mature on September 1, 2037. The subordinated notes, which qualify as Tier 2 capital for the Company, will bear interest at a fixed rate of 5.95% per year, from and including September 1, 2022 to, but excluding September 1, 2032 or earlier redemption. From and including September 1, 2032 to, but excluding the maturity date or earlier redemption date, the interest rate will reset quarterly at a variable rate, which is expected to be the then three-month Term SOFR, plus 300 basis points. Interest on the subordinated notes is payable quarterly, commencing on December 1, 2022. The notes are redeemable, in whole or in part, at any time upon the occurrence Note 12. Subordinated Notes (continued) of certain events. The subordinated notes may be redeemed at the Company’s option, in whole or in part, on any interest payment date on or after September 1, 2032, at a redemption price equal to 100% of the principal amount of the notes to be redeemed plus accrued and unpaid interest to, but excluding, the date of redemption. The subordinated notes are subordinate in the right of payment to the Company’s senior indebtedness and the indebtedness and other liabilities of the subsidiary banks. On August 18, 2022, the Company also completed a private offering of $45.0 million in aggregate principal amount of fixed-to-floating subordinated notes that mature on September 1, 2032, of which $43.25 million have been exchanged for subordinated notes registered under the Securities Act of 1933. The subordinated notes, which qualify as Tier 2 capital for the Company, will bear interest at a fixed rate of 5.50% per year, from and including September 1, 2022 to, but excluding September 1, 2027 or earlier redemption. From and including September 1, 2027 to, but excluding the maturity date or earlier redemption date, the interest rate will reset quarterly at a variable rate, which is expected to be the then three-month Term SOFR, plus 279 basis points. Interest on the subordinated notes is payable semi-annually, commencing on March 1, 2023 through September 1, 2027 and quarterly thereafter. The notes are redeemable, in whole or in part, at any time upon the occurrence of certain events. The subordinated notes may be redeemed at the Company’s option, in whole or in part, on any interest payment date on or after September 1, 2027, at a redemption price equal to 100% of the principal amount of the notes to be redeemed plus accrued and unpaid interest to, but excluding, the date of redemption. The subordinated notes are subordinate in the right of payment to the Company’s senior indebtedness and the indebtedness and other liabilities of the subsidiary banks.

Note 13 - Junior Subordinated D

Note 13 - Junior Subordinated Debentures	12 Months Ended
	Dec. 31, 2022
Junior Subordinated Debentures
Junior Subordinated Debentures	Note 13. Junior Subordinated Debentures Junior subordinated debentures are summarized as of December 31, 2022 and 2021 as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ 2022 2021 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ Note Payable to QCR Holdings Capital Trust II ​ $ 10,310 ​ $ 10,310 Note Payable to QCR Holdings Capital Trust III ​ 8,248 ​ 8,248 Note Payable to QCR Holdings Capital Trust V ​ 10,310 ​ 10,310 Note Payable to Community National Trust II* ​ 3,093 ​ 3,093 Note Payable to Community National Trust III* ​ 3,609 ​ 3,609 Note Payable to Guaranty Bankshares Statutory Trust I** ​ 4,640 ​ 4,640 Note Payable to Guaranty Statutory Trust II*** ​ ​ 10,310 ​ ​ N/A Market Value Discount per ASC 805**** ​ (1,918) ​ (2,055) ​ ​ $ 48,602 ​ $ 38,155 ​ ​ ​ ​ ​ ​ ​ * As part of the acquisition of Community National in 2013, the Company assumed two junior subordinated debentures with a total fair value of $4.2 million. ** As part of the acquisition of Guaranty Bank in 2017, the Company assumed one junior subordinated debenture with a fair value of $3.9 million. *** As part of the acquisition of GFED in 2022, the Company assumed one junior subordinated debenture with a fair value of $10.3 million. **** Market value discount includes discount on junior subordinated debt acquired as described in * and **. Note 13. Junior Subordinated Debentures (continued) A schedule of the Company’s non-consolidated subsidiaries formed for the issuance of trust preferred securities, including the amounts outstanding as of December 31, 2022 and 2021, is as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Amount Amount ​ ​ ​ ​ ​ ​ Outstanding ​ Outstanding ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, ​ December 31, ​ ​ ​ Interest Rate as of ​ Interest Rate as of Name Date Issued ​ 2022 ​ 2021 ​ Interest Rate ​ December 31, 2022 ​ December 31, 2021 ​ ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ QCR Holdings Statutory Trust II* February 2004 ​ $ 10,310 ​ $ 10,310 2.85% over 3-month LIBOR 6.52 % 3.07 % QCR Holdings Statutory Trust III February 2004 ​ 8,248 ​ 8,248 2.85% over 3-month LIBOR 6.52 % 3.07 % QCR Holdings Statutory Trust V February 2006 ​ 10,310 ​ 10,310 1.55% over 3-month LIBOR 5.63 % 1.67 % Community National Statutory Trust II September 2004 ​ 3,093 ​ 3,093 2.17% over 3-month LIBOR 6.92 % 2.38 % Community National Statutory Trust III March 2007 ​ 3,609 ​ 3,609 1.75% over 3-month LIBOR 6.52 % 1.95 % Guaranty Bankshares Statutory Trust I May 2005 ​ 4,640 ​ 4,640 1.75% over 3-month LIBOR 6.52 % 1.95 % Guaranty Statutory Trust II December 2005 ​ 10,310 ​ N/A 1.45% over 3-month LIBOR 6.14 % N/A % ​ ​ ​ $ 50,520 ​ $ 40,210 Weighted Average Rate 6.29 % 2.43 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ * Original amount issued for QCR Holdings Statutory Trust II was $12,372,000. ​ Securities issued by all of the trusts listed above mature 30 years from the date of issuance, but all are currently callable at par at any time. Interest rate reset dates vary by Trust. The Company uses interest rate swaps for the purpose of hedging interest rate risk on the variable rate junior subordinated debt. See Note 7 to the Consolidated Financial Statements for the details of these instruments.

Note 14 - Federal and State Inc

Note 14 - Federal and State Income Taxes	12 Months Ended
	Dec. 31, 2022
Notes to Financial Statements
INCOME TAXES	Note 14. Federal and State Income Taxes Federal and state income tax expense was comprised of the following components for the years ended December 31, 2022, 2021, and 2020: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2022 2021 2020 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Current ​ $ 19,165 ​ $ 7,290 ​ $ 27,237 Deferred ​ (4,682) ​ 15,272 ​ (14,530) ​ ​ $ 14,483 ​ $ 22,562 ​ $ 12,707 ​ A reconciliation of the expected federal income tax expense to the income tax expense included in the consolidated statements of income was as follows for the years ended December 31, 2022, 2021, and 2020: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year Ended December 31, ​ ​ ​ ​ 2022 ​ 2021 ​ 2020 ​ ​ ​ ​ ​ ​ ​ % of ​ ​ ​ ​ % of ​ ​ ​ ​ % of ​ ​ ​ ​ ​ ​ ​ Pretax ​ ​ ​ ​ Pretax ​ ​ ​ ​ Pretax ​ ​ Amount Income Amount Income Amount Income ​ ​ ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Computed "expected" tax expense ​ ​ ​ $ 23,845 21.0 % $ 25,508 21.0 % $ 15,391 21.0 % Tax exempt income, net ​ ​ ​ (10,689) (9.4) ​ (7,537) (6.2) ​ (5,943) (8.1) ​ Bank-owned life insurance ​ ​ ​ (432) (0.4) ​ (386) (0.3) ​ (308) (0.4) ​ State income taxes, net of federal benefit, current year ​ ​ ​ 4,482 3.9 ​ 5,089 4.2 ​ 3,622 4.9 ​ Change in unrecognized tax benefits ​ ​ ​ 498 0.4 ​ 578 0.5 ​ 546 0.7 ​ Goodwill impairment ​ ​ ​ ​ — ​ — ​ ​ — ​ — ​ ​ 105 ​ 0.1 ​ Provision adjustment from accounting method change ​ ​ ​ ​ (1,181) ​ (1.0) ​ ​ — ​ — ​ ​ — ​ — ​ Tax credits ​ ​ ​ (1,362) (1.2) ​ 34 — ​ (456) (0.6) ​ Acquisition costs ​ ​ ​ 276 0.2 ​ 95 0.1 ​ — — ​ Excess tax benefit on stock options exercised and restricted stock awards vested ​ ​ ​ (503) (0.4) ​ (436) (0.4) ​ (242) (0.3) ​ Re-measurement of deferred tax asset to incorporate newly enacted tax rates ​ ​ ​ ​ — ​ — ​ ​ — ​ — ​ ​ 207 ​ 0.3 ​ Other ​ ​ ​ (451) (0.4) ​ (383) (0.3) ​ (215) (0.3) ​ Federal and state income tax expense ​ ​ ​ $ 14,483 12.7 % $ 22,562 18.6 % $ 12,707 17.3 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Changes in the unrecognized tax benefits included in other liabilities are as follows for the years ended December 31, 2022 and 2021: ​ ​ ​ ​ ​ ​ ​ ​ ​ 2022 2021 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ Balance, beginning ​ $ 2,182 ​ $ 1,893 Impact of tax positions taken during current year ​ 758 ​ 1,326 Gross increase (decrease) related to tax positions of prior years ​ 75 ​ (646) Reduction as a result of a lapse of the applicable statute of limitations ​ (335) ​ (391) Balance, ending ​ $ 2,680 ​ $ 2,182 ​ Included in the unrecognized tax benefits liability at December 31, 2022 are potential benefits of approximately $2.2 million that, if recognized, would affect the effective tax rate. ​ Note 14. Federal and State Income Taxes (continued) The liability for unrecognized tax benefits includes accrued interest for tax positions, which either do not meet the more-likely-than-not recognition threshold or where the tax benefit is measured at an amount less than the tax benefit claimed or expected to be claimed on an income tax return. At December 31, 2022 and 2021, accrued interest on uncertain tax positions was approximately $333 thousand and $236 thousand, respectively. Estimated interest related to the underpayment of income taxes is classified as a component of “income tax expense” in the statements of income. The Company’s federal income tax returns are open and subject to examination from the 2019 tax return year and later. Various state franchise and income tax returns are generally open from the 2018 and later tax return years based on individual state statutes of limitations. The net deferred tax assets consisted of the following as of December 31, 2022 and 2021: ​ ​ ​ ​ ​ ​ ​ ​ ​ 2022 2021 ​ ​ (dollars in thousands) Deferred tax assets: ​ ​ Historic tax credits ​ $ 68 ​ $ 68 Low income housing tax credits ​ 226 ​ — Net unrealized losses on securities available for sale and derivative instruments ​ 21,319 ​ — Compensation ​ 13,413 ​ 11,912 Loan/lease losses ​ 20,466 ​ 19,023 Net operating loss carryforwards, federal and state ​ 1,262 ​ 1,354 Other ​ — ​ 17 ​ ​ 56,754 ​ 32,374 Deferred tax liabilities: ​ ​ Net unrealized gains on securities available for sale and derivative instruments ​ ​ — ​ ​ 747 Premises and equipment ​ 6,271 ​ 6,099 Equipment financing leases ​ 2,484 ​ 6,462 Acquisition fair value adjustments ​ 3,816 ​ 3,269 Investment accretion ​ 27 ​ 27 Deferred loan origination fees, net ​ 1,624 ​ 1,403 Other ​ 2,094 ​ 677 ​ ​ 16,316 ​ 18,684 Net deferred tax assets ​ $ 40,438 ​ $ 13,690 ​ ​ ​ ​ ​ ​ ​ ​ At December 31, 2022, the Company had $5.4 million of federal tax NOL carryforwards and $2.1 million of state tax NOL carryforwards. $1.9 million of the federal tax NOL carryforwards are related to the acquisition of Community National and CNB and these losses are set to expire in varying amounts between 2029 and 2033. The $2.1 million of the state tax NOL carryforwards are also related to the acquisition of Community National and CNB and are set to expire in varying amounts between 2023 and 2028. The additional $3.5 million of federal tax NOLs were acquired in 2022 with the Guaranty Bank acquisition. The newly acquired federal tax NOLs are expected to be utilized prior to their expiration dates. Note 14. Federal and State Income Taxes (continued) The change in deferred income taxes was reflected in the Consolidated Financial Statements as follows for the years ended December 31, 2022, 2021, and 2020: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2022 2021 2020 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Provision for income taxes ​ $ (4,682) ​ $ 15,272 ​ $ (14,530) Net deferred tax assets resulting from sale of other subsidiary ​ ​ — ​ ​ — ​ ​ 363 Statement of stockholders' equity- Other comprehensive income (loss) ​ (22,066) ​ (122) ​ 837 ​ ​ $ (26,748) ​ $ 15,150 ​ $ (13,330) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Note 15 - Employee Benefit Plan

Note 15 - Employee Benefit Plans	12 Months Ended
	Dec. 31, 2022
Notes to Financial Statements
Employee Benefit Plans	Note 15. Employee Benefit Plans The Company has a profit sharing plan, which includes a provision designed to qualify under Section 401(k) of the Internal Revenue Code of 1986, as amended, to allow for participants to defer a portion of their annual compensation under the profit sharing plan. Substantially all employees who are at least 18 years of age are eligible to participate in the plan. The Company matches 100% of an employee’s deferrals up to the first 3% of an employee’s annual compensation, and 50% of the next 3% of an employee’s deferred annual compensation, up to a maximum amount of 4.5% of an employee’s annual compensation. Additionally, at its discretion, the Company may make additional contributions to the plan, which are allocated to the accounts of participants in the plan based on relative compensation. There were no discretionary contributions for the years ended December 31, 2022, 2021 and 2020. Company matching contributions for the years ended December 31, 2022, 2021, and 2020 were as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2022 2021 2020 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Matching contribution ​ $ 3,071 ​ $ 2,446 ​ $ 2,520 ​ The Company has entered into nonqualified supplemental executive retirement plans (SERPs) with certain executive officers. The SERPs allow certain executives to accumulate retirement benefits beyond those provided by the qualified retirement plan. Changes in the liability related to the SERPs, included in other liabilities, are as follows for the years ended December 31, 2022, 2021 and 2020: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2022 2021 2020 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance, beginning ​ $ 7,273 ​ $ 6,189 ​ $ 5,160 Expense accrued ​ 1,286 ​ 1,532 ​ 1,193 Cash payments made ​ (394) ​ (448) ​ (164) Balance, ending ​ $ 8,165 ​ $ 7,273 ​ $ 6,189 ​ Note 15. Employee Benefit Plans (continued) The Company has a deferred compensation plan under which it has entered into deferred compensation agreements with certain officers. Under the provisions of the agreements, the executive officers may defer compensation and the Company matches the deferral up to certain maximums. The Company’s matching contribution varies by officer as well. Certain officers have a 100% match and have a maximum of between $10 thousand and $25 thousand annually as set forth in each officer’s participation agreement. Interest on the deferred amounts is earned at prime rate subject to a minimum of 4% and a maximum of 12% , with such limits differing by officer. Other officers have a 50% match and have a maximum between 4% and 12% of compensation as set forth in each officers’ participation agreement. Interest on the deferred amounts is earned at prime rate plus one percentage point and has a minimum of 4% and shall not exceed 8% . Upon retirement, each executive officer and other officer will, subject to a potential six month deferral, receive the deferral balance in 180 equal monthly installments. As of December 31, 2022 and 2021, the liability related to the agreements totaled $ 38.2 million and $32.3 million, respectively. Changes in the deferred compensation agreements, included in other liabilities, are as follows for the years ended December 31, 2022, 2021, and 2020: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2022 2021 2020 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance, beginning ​ $ 32,353 ​ $ 24,713 ​ $ 19,474 Employee deferrals ​ 3,615 ​ ​ 4,900 ​ 3,959 Company match and interest ​ 2,776 ​ ​ 3,048 ​ 2,628 Cash payments made ​ (489) ​ (308) ​ (1,348) Balance, ending ​ $ 38,255 ​ $ 32,353 ​ $ 24,713 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Note 16 - Stock-Based Compensat

Note 16 - Stock-Based Compensation	12 Months Ended
	Dec. 31, 2022
Notes to Financial Statements
Stock-Based Compensation	Note 16. Stock-Based Compensation The Company’s Board of Directors adopted in February 2010, and the stockholders approved in May 2010, the QCR Holdings, Inc. 2010 Equity Incentive Plan (“2010 Equity Incentive Plan”). The Company’s Board of Directors adopted in February 2013, and the stockholders approved in May 2013, the QCR Holdings, Inc. 2013 Equity Incentive Plan (“2013 Equity Incentive Plan”). The Company’s Board of Directors adopted in February 2016, and the stockholders approved in May 2016, the QCR Holdings, Inc. 2016 Equity Incentive Plan (“2016 Equity Incentive Plan”). Up to 350,000, 350,000, and 400,000 shares of common stock, respectively, may be issued to employees and directors of the Company and its subsidiaries pursuant to equity incentive awards granted under these plans. The 2010 Equity Incentive Plan, the 2013 Equity Incentive Plan and the 2016 Equity Incentive Plan (collectively, the “Equity Plans”) are administered by the Compensation Committee of the Board of Directors (the “Committee”). As of December 31, 2022, there were 100,271 remaining shares of common stock available for the grant of future awards under the Equity Plans; however, such future awards may be granted only under the 2016 Equity Incentive Plan. The number and exercise price of options granted under the Equity Plans are determined by the Committee at the time the option is granted. In no event can the exercise price be less than the value of the common stock at the date of the grant for stock options. All options have a 10-year Note 16. Stock-Based Compensation (continued) Stock-based compensation expense was reflected in the Consolidated Financial Statements as follows for the years ended December 31, 2022, 2021, and 2020. ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2022 2021 2020 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Stock options ​ $ 246 ​ $ 270 ​ $ 297 Restricted stock awards ​ ​ 1,967 ​ ​ 1,864 ​ ​ 1,619 Stock purchase plan ​ 225 ​ 218 ​ 234 ​ ​ $ 2,438 ​ $ 2,352 ​ $ 2,150 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Stock options: A summary of the stock option plans as of December 31, 2022, 2021, and 2020 and changes during the years then ended is presented below: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, ​ ​ 2022 ​ 2021 ​ 2020 ​ ​ ​ ​ ​ Weighted ​ ​ ​ ​ Weighted ​ ​ ​ ​ Weighted ​ ​ ​ ​ ​ Average ​ ​ ​ ​ Average ​ ​ ​ ​ Average ​ ​ ​ ​ ​ Exercise ​ ​ ​ ​ Exercise ​ ​ ​ ​ Exercise ​ Shares Price Shares Price Shares Price Outstanding, beginning ​ ​ 367,998 ​ $ 24.46 ​ ​ 407,763 ​ $ 22.24 ​ ​ 426,913 ​ $ 20.14 Granted ​ 22,400 ​ 53.87 ​ 22,150 ​ 43.61 ​ 23,350 ​ 39.12 Exercised ​ (41,695) ​ 14.07 ​ (60,317) ​ 15.76 ​ (41,650) ​ 10.67 Forfeited ​ (2,025) ​ 26.72 ​ (1,598) ​ 38.50 ​ (850) ​ 19.94 Outstanding, ending ​ 346,678 ​ 27.60 ​ 367,998 ​ 24.46 ​ 407,763 ​ 22.24 ​ ​ ​ ​ ​ ​ ​ Exercisable, ending ​ 295,077 ​ ​ 318,266 ​ ​ 354,899 ​ ​ ​ ​ ​ ​ ​ ​ Weighted average fair value per option granted ​ $ 13.97 ​ ​ $ 10.85 ​ ​ $ 10.07 ​ ​ A further summary of options outstanding as of December 31, 2022 is presented below: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Options Outstanding ​ ​ ​ ​ ​ ​ ​ ​ ​ Weighted ​ ​ ​ ​ Options Exercisable ​ ​ ​ ​ Average ​ Weighted ​ ​ ​ Weighted ​ ​ ​ ​ Remaining ​ Average ​ ​ ​ Average Range of ​ Number ​ Contractual ​ Exercise ​ Number ​ Exercise Exercise Prices Outstanding Life Price Exercisable Price $15.50 to $15.65 ​ 57,616 ​ 0.25 ​ $ 15.64 ​ 57,616 ​ $ 15.64 $17.10 to $18.00 108,890 1.57 ​ 17.32 108,890 ​ 17.32 $22.64 to $22.64 53,316 3.08 ​ 22.64 53,316 ​ 22.64 $36.00 to $41.95 36,773 6.67 ​ 38.30 23,060 ​ 38.06 $42.65 to $48.50 67,908 5.63 ​ 43.76 51,995 ​ 43.80 $53.87 to $56.26 22,175 9.17 ​ 53.89 200 ​ 53.87 ​ 346,678 ​ 295,077 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Note 16. Stock-Based Compensation (continued) Restricted stock and unit awards: A summary of changes in the Company’s nonvested restricted stock, restricted stock unit and performance stock unit awards as of December 31, 2022, 2021 and 2020 is presented below: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, ​ 2022 2021 2020 Outstanding, beginning ​ ​ 97,107 ​ ​ 102,489 ​ ​ 106,826 Granted* ​ 35,525 ​ 38,360 ​ 34,559 Released ​ (47,766) ​ (43,691) ​ (37,296) Forfeited ​ (751) ​ (51) ​ (1,600) Outstanding, ending ​ ​ 84,115 ​ ​ 97,107 ​ ​ 102,489 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Weighted average fair value per share granted ​ $ 54.20 ​ $ 45.18 ​ $ 39.39 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ * At December 31, 2021, includes ​ The total grant value of restricted stock, restricted stock unit and performance share unit awards that were released during the years ended December 31, 2022, 2021 and 2020 was $2.6 million, $1.9 million and $1.4 million, respectively. Employee stock purchase plan: In October 2002, the Company’s Board of Directors and its stockholders adopted the QCR Holdings, Inc. Employee Stock Purchase Plan (the “Prior Purchase Plan”) which was amended and restated on May 2, 2012 and terminated on July 1, 2022. On May 19, 2022, the Company’s stockholders approved the QCR Holdings, Inc. 2022 Stock Purchase Plan (the “2022 Purchase Plan”). The 2022 Purchase Plan has an effective date of July 1, 2022 and a share reserve equal to 350,000 shares plus the shares remaining under the Prior Purchase Plan immediately prior to its termination. As of January 1, 2023, there were 382,765 shares of common stock available for issuance under the Purchase Plan. For each six-month offering period, the Board of Directors will determine how many of the total number of available shares will be offered. The purchase price is the lesser of 85% or the fair market value at the date of the grant or the investment date. The investment date, as established by the Board of Directors, is the date common stock is purchased after the end of each calendar quarter during an offering period. The maximum dollar amount any one participant can elect to contribute in a year is $21,250. Additionally, the maximum percentage that any one participant can elect to contribute is 15% of his or her compensation for the years ended December 31, 2022, 2021 and 2020. Information for the stock purchase plan for the years ended December 31, 2022, 2021 and 2020 is presented below: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2022 2021 2020 Shares granted ​ 28,421 ​ 28,396 ​ 38,738 Shares purchased ​ 27,103 ​ 30,543 ​ 37,114 Weighted average fair value per share granted ​ $ 7.88 ​ $ 7.67 ​ $ 6.03 ​

Note 17 - Regulatory Capital Re

Note 17 - Regulatory Capital Requirements and Restrictions on Dividends	12 Months Ended
	Dec. 31, 2022
Notes to Financial Statements
Regulatory Capital Requirements and Restrictions on Dividends	Note 17. Regulatory Capital Requirements and Restrictions on Dividends The Company (on a consolidated basis) and the subsidiary banks are subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company and subsidiary banks’ financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Company and the subsidiary banks must meet specific capital guidelines that involve quantitative measures of their assets, liabilities, and certain off-balance-sheet items as calculated under regulatory accounting practices. The capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. Quantitative measures established by regulation to ensure capital adequacy require the Company and the subsidiary banks to maintain minimum amounts and ratios (set forth in the following table) of total common equity Tier 1 and Tier 1 capital to risk-weighted assets and of Tier 1 capital to average assets, each as defined by regulation. Management believes, as of December 31, 2022 and 2021, that the Company and the subsidiary banks met all capital adequacy requirements to which they are subject. Under the regulatory framework for prompt corrective action, to be categorized as “well capitalized,” an institution must maintain minimum total risk-based, Tier 1 risk-based, Tier 1 leverage and common equity Tier 1 ratios as set forth in the following tables. The Company and the subsidiary banks’ actual capital amounts and ratios as of December 31, 2022 and 2021 are also presented in the following table (dollars in thousands). As of December 31, 2022 and 2021, the subsidiary banks met the requirements to be “well capitalized”. ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ For Capital ​ To Be Well ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Adequacy Purposes ​ Capitalized Under ​ ​ ​ ​ ​ ​ ​ For Capital ​ With Capital ​ Prompt Corrective ​ ​ Actual ​ Adequacy Purposes ​ Conservation Buffer ​ Action Provisions ​ Amount Ratio Amount ​ Ratio Amount ​ Ratio Amount ​ Ratio ​ ​ ​ ( dollars in thousands) ​ As of December 31, 2022: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Company: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 1,055,177 ​ 14.28 % $ 591,132 > 8.00 % $ 775,861 > 10.50 % $ 738,915 > 10.00 % Tier 1 risk-based capital ​ 734,977 9.95 ​ 443,349 > 6.00 ​ 628,078 > 8.50 ​ 591,132 > 8.00 ​ Tier 1 leverage ​ 734,977 9.61 ​ 305,959 > 4.00 ​ 305,959 > 4.00 ​ 382,449 > 5.00 ​ Common equity Tier 1 ​ 686,375 9.29 ​ 332,512 > 4.50 ​ 517,241 > 7.00 ​ 480,295 > 6.50 ​ Quad City Bank & Trust: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 275,337 ​ 13.07 % $ 168,588 > 8.00 % $ 221,272 > 10.50 % $ 210,735 > 10.00 % Tier 1 risk-based capital ​ 248,978 11.81 ​ 126,441 > 6.00 ​ 179,125 > 8.50 ​ 168,588 > 8.00 ​ Tier 1 leverage ​ 248,978 11.01 ​ 90,419 > 4.00 ​ 90,419 > 4.00 ​ 133,023 > 5.00 ​ Common equity Tier 1 ​ 248,978 11.81 ​ 94,831 > 4.50 ​ 147,514 > 7.00 ​ 136,978 > 6.50 ​ Cedar Rapids Bank & Trust: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 308,153 ​ 14.84 % $ 166,168 > 8.00 % $ 218,096 > 10.50 % $ 207,711 > 10.00 % Tier 1 risk-based capital ​ 282,258 13.59 ​ 124,626 > 6.00 ​ 176,554 > 8.50 ​ 166,168 > 8.00 ​ Tier 1 leverage ​ 282,258 13.17 ​ 85,707 > 4.00 ​ 85,707 > 4.00 ​ 107,134 > 5.00 ​ Common equity Tier 1 ​ 282,258 13.59 ​ 93,470 > 4.50 ​ 145,397 > 7.00 ​ 135,012 > 6.50 ​ Community State Bank: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 142,974 ​ 12.04 % $ 94,981 > 8.00 % $ 124,662 > 10.50 % $ 118,726 > 10.00 % Tier 1 risk-based capital ​ 128,130 10.79 ​ 71,236 > 6.00 ​ 100,917 > 8.50 ​ 94,981 > 8.00 ​ Tier 1 leverage ​ 128,130 10.09 ​ 50,799 > 4.00 ​ 50,799 > 4.00 ​ 63,499 > 5.00 ​ Common equity Tier 1 ​ 128,130 10.79 ​ 53,427 > 4.50 ​ 83,108 > 7.00 ​ 77,172 > 6.50 ​ Guaranty Bank: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 243,106 ​ 12.24 % $ 158,903 > 8.00 % $ 208,560 > 10.50 % $ 198,629 > 10.00 % Tier 1 risk-based capital ​ 218,647 11.01 ​ 119,177 > 6.00 ​ 168,834 > 8.50 ​ 158,903 > 8.00 ​ Tier 1 leverage ​ 218,647 10.90 ​ 80,229 > 4.00 ​ 80,229 > 4.00 ​ 100,286 > 5.00 ​ Common equity Tier 1 ​ 218,647 11.01 ​ 89,383 > 4.50 ​ 139,040 > 7.00 ​ 129,109 > 6.50 ​ ​ ​ Note 17. Regulatory Capital Requirements and Restrictions on Dividends (continued) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ For Capital ​ To Be Well ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Adequacy Purposes ​ Capitalized Under ​ ​ ​ ​ ​ ​ ​ For Capital ​ With Capital ​ Prompt Corrective ​ ​ Actual ​ Adequacy Purposes ​ Conservation Buffer ​ Action Provisions ​ Amount Ratio Amount ​ Ratio Amount ​ Ratio Amount ​ Ratio ​ ​ ( dollars in thousands) ​ As of December 31, 2021: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Company: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 814,629 ​ 14.77 % $ 441,100 > 8.00 % $ 578,944 > 10.50 % $ 551,375 > 10.00 % Tier 1 risk-based capital ​ 631,649 11.46 ​ 330,825 > 6.00 ​ 468,669 > 8.50 ​ 441,100 > 8.00 ​ Tier 1 leverage ​ 631,649 10.46 ​ 241,579 > 4.00 ​ 241,579 > 4.00 ​ 301,974 > 5.00 ​ Common equity Tier 1 ​ 593,494 10.76 ​ 248,119 > 4.50 ​ 385,962 > 7.00 ​ 358,394 > 6.50 ​ Quad City Bank & Trust: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 247,658 ​ 13.29 % $ 149,126 > 8.00 % $ 195,727 > 10.50 % $ 186,407 > 10.00 % Tier 1 risk-based capital ​ 224,253 ​ 12.03 ​ 111,844 > 6.00 ​ 158,446 > 8.50 ​ 149,126 > 8.00 ​ Tier 1 leverage ​ 224,253 ​ 10.45 ​ 85,873 > 4.00 ​ 85,873 > 4.00 ​ 107,341 > 5.00 ​ Common equity Tier 1 ​ 224,253 ​ 12.03 ​ 83,883 > 4.50 ​ 130,485 > 7.00 ​ 121,164 > 6.50 ​ Cedar Rapids Bank & Trust: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 277,673 ​ 14.85 % $ 149,595 > 8.00 % $ 196,343 > 10.50 % $ 186,993 > 10.00 % Tier 1 risk-based capital ​ 254,279 ​ 13.60 ​ 112,196 > 6.00 ​ 158,944 > 8.50 ​ 149,595 > 8.00 ​ Tier 1 leverage ​ 254,279 ​ 12.59 ​ 80,777 > 4.00 ​ 80,777 > 4.00 ​ 100,971 > 5.00 ​ Common equity Tier 1 ​ 254,279 ​ 13.60 ​ 84,147 > 4.50 ​ 130,895 > 7.00 ​ 121,546 > 6.50 ​ Community State Bank: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 123,365 ​ 11.95 % $ 82,601 > 8.00 % $ 108,413 > 10.50 % $ 103,251 > 10.00 % Tier 1 risk-based capital ​ 110,410 ​ 10.69 ​ 61,951 > 6.00 ​ 87,763 > 8.50 ​ 82,601 > 8.00 ​ Tier 1 leverage ​ 110,410 ​ 9.67 ​ 45,676 > 4.00 ​ 45,676 > 4.00 ​ 57,095 > 5.00 ​ Common equity Tier 1 ​ 110,410 ​ 10.69 ​ 46,463 > 4.50 ​ 72,276 > 7.00 ​ 67,113 > 6.50 ​ Guaranty Bank: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 101,067 ​ 13.39 % $ 60,369 > 8.00 % $ 79,235 > 10.50 % $ 75,462 > 10.00 % Tier 1 risk-based capital ​ 91,625 ​ 12.14 ​ 45,277 > 6.00 ​ 64,142 > 8.50 ​ 60,369 > 8.00 ​ Tier 1 leverage ​ 91,625 ​ 11.08 ​ 33,088 > 4.00 ​ 33,088 > 4.00 ​ 41,360 > 5.00 ​ Common equity Tier 1 ​ 91,625 ​ 12.14 ​ 33,958 > 4.50 ​ 52,823 > 7.00 ​ 49,050 > 6.50 ​ ​ The Company’s ability to pay dividends to its stockholders may be affected by both general corporate law considerations and policies of the Federal Reserve applicable to bank holding companies. The payment of dividends by any financial institution or its holding company is affected by the requirement to maintain adequate capital pursuant to applicable capital adequacy guidelines and regulations, and a financial institution generally is prohibited from paying any dividends if, following payment thereof, the institution would be undercapitalized. Notwithstanding the availability of funds for dividends, however, the Federal Reserve may prohibit the payment of any dividends by the subsidiary banks if the Federal Reserve determines such payment would constitute an unsafe or unsound practice. The Company also has certain contractual restrictions on its ability to pay dividends. The Company has issued junior subordinated debentures in four private placements and assumed four issues of junior subordinated debentures in connection with the acquisitions. Under the terms of the debentures, the Company may be prohibited, under certain circumstances, from paying dividends on shares of its common stock. These circumstances did not exist at December 31, 2022 or 2021. On February 13, 2020, the board of directors of the Company approved a share repurchase program under which the Company was authorized to repurchase, from time to time as the Company deemed appropriate, up to 800,000 shares of its outstanding common stock, or approximately 5% of the outstanding shares as of December 31, 2019. On May 19, 2022, the Board of Directors of the Company approved a share repurchase program under which the Company is authorized to repurchase, from time to time as the Company deems appropriate, up to an additional 1,500,000 shares of its outstanding common stock, or approximately 10% of the outstanding shares as of December 31, 2021. There were 970,000 and 293,153 shares of common stock purchased by the Company during the year ended December 31, 2022 and 2021, respectively. There were 935,915 shares of common stock remaining for repurchase as of December 31, 2022.

Note 18 - Earnings Per Share

Note 18 - Earnings Per Share	12 Months Ended
	Dec. 31, 2022
Earnings per Share
Earnings Per Share	Note 18. Earnings per Share The following information was used in the computation of basic and diluted EPS for the years ended December 31, 2022, 2021, and 2020: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2022 2021 2020 ​ ​ ​ ​ (dollars in thousands, except per share data) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Net income ​ ​ ​ $ 99,066 ​ $ 98,905 ​ $ 60,582 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Basic EPS ​ ​ ​ $ 5.94 ​ $ 6.30 ​ $ 3.84 Diluted EPS ​ ​ ​ $ 5.87 ​ $ 6.20 ​ $ 3.80 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Weighted average common shares outstanding ​ ​ ​ 16,681,844 ​ 15,708,744 ​ 15,771,650 Weighted average common shares issuable upon exercise of stock options ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ and under the employee stock purchase plan* ​ ​ ​ 208,163 ​ 235,964 ​ 180,987 Weighted average common and common equivalent shares outstanding ​ ​ ​ 16,890,007 ​ 15,944,708 ​ 15,952,637 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ , .

Note 19 - Commitments and Conti

Note 19 - Commitments and Contingencies	12 Months Ended
	Dec. 31, 2022
Notes to Financial Statements
Commitments and Contingencies	Note 19. Commitments and Contingencies In the normal course of business, the subsidiary banks make various commitments and incur certain contingent liabilities that are not presented in the accompanying Consolidated Financial Statements. The commitments and contingent liabilities include various guarantees, commitments to extend credit, and standby letters of credit. Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since many of the commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. The subsidiary banks evaluate each customer’s creditworthiness on a case-by-case basis. The amount of collateral obtained, if deemed necessary by the subsidiary banks upon extension of credit, is based upon management’s credit evaluation of the counterparty. Collateral held varies but may include accounts receivable, marketable securities, inventory, property, plant and equipment, and income-producing commercial properties. Standby letters of credit are conditional commitments issued by the subsidiary banks to guarantee the performance of a customer to a third party. Those guarantees are primarily issued to support public and private borrowing arrangements and, generally, have terms of one year or less. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loan facilities to customers. The subsidiary banks hold collateral, as described above, supporting those commitments if deemed necessary. In the event the customer does not perform in accordance with the terms of the agreement with the third party, the subsidiary banks would be required to fund the commitments. The maximum potential amount of future payments the subsidiary banks could be required to make is represented by the contractual amount. If the commitment is funded, the subsidiary banks would be entitled to seek recovery from the customer. At December 31, 2022 and 2021, no amounts had been recorded as liabilities for the subsidiary banks’ potential obligations under these guarantees. As of December 31, 2022 and 2021, commitments to extend credit aggregated $1.7 billion and $1.2 billion, respectively. As of December 31, 2022 and 2021, standby letters of credit aggregated $25.8 million and $21.7 million, respectively. Management does not expect that all of these commitments will be funded. ​ Note 19. Commitments and Contingencies (continued) The Company has also executed contracts for the sale of mortgage loans in the secondary market in the amount of $1.5 million and $3.8 million as of December 31, 2022 and 2021, respectively. These amounts are included in loans held for sale at the respective balance sheet dates. Residential mortgage loans sold to investors in the secondary market are sold with varying recourse provisions. Essentially, all loan sales agreements require the repurchase of a mortgage loan by the seller in situations such as breach of representation, warranty, or covenant, untimely document delivery, false or misleading statements, failure to obtain certain certificates of insurance, unmarketability, etc. Certain loan sales agreements contain repurchase requirements based on payment-related defects that are defined in terms of the number of days/months since the purchase, the sequence number of the payment, and/or the number of days of payment delinquency. Based on the specific terms stated in the agreements of investors purchasing residential mortgage loans from the Company’s subsidiary banks, the Company had $14.5 million and $20.8 million of sold residential mortgage loans with recourse provisions still in effect at December 31, 2022 and 2021, respectively. The subsidiary banks did not repurchase any loans from secondary market investors under the terms of loans sales agreements during the years ended December 31, 2022, 2021, and 2020. In the opinion of management, the risk of recourse and the subsequent requirement of loan repurchase to the subsidiary banks is not significant, and accordingly no liabilities have been established related to such. Aside from cash on-hand and in-vault, the majority of the Company’s cash is maintained at upstream correspondent banks. The total amount of cash on deposit, certificates of deposit, and federal funds sold exceeded federal insured limits by approximately $67.7 million and $48.2 million as of December 31, 2022 and 2021, respectively. In the opinion of management, no material risk of loss exists due to the financial condition of the upstream correspondent banks. In an arrangement with Goldman Sachs, CRBT offers a cash management program for select customers. Based on a predetermined minimum balance, which must be maintained in the customer’s account, excess funds are automatically swept daily to an institutional money market fund administered by Goldman Sachs. At December 31, 2022 and 2021, the Company had $69.4 million and $107.0 million, respectively of customer funds invested in this cash management program. In the opinion of management, no material risk of loss exists due to the financial condition of Goldman Sachs. As of December 31, 2022 and 2021, there were $5.3 million and $31.5 million of investment securities pledged on the Goldman Sachs program, respectively, as a cover to the swap exposure.

Note 20 - Parent Company Only F

Note 20 - Parent Company Only Financial Statements	12 Months Ended
	Dec. 31, 2022
Notes to Financial Statements
Parent Company Only Financial Statements	Note 20. Parent Company Only Financial Statements The following is condensed financial information of QCR Holdings, Inc. (parent company only): Condensed Balance Sheets December 31, 2022 and 2021 ​ ​ ​ ​ ​ ​ ​ ​ ​ 2022 2021 ​ ​ (dollars in thousands) Assets ​ ​ ​ ​ ​ ​ Cash and due from banks ​ $ 84,172 ​ $ 41,531 Interest-bearing deposits at financial institutions ​ — ​ 5,750 Investment in bank subsidiaries ​ 965,973 ​ 769,628 Investment in nonbank subsidiaries ​ 7,196 ​ 5,341 Premises and equipment, net ​ 9,639 ​ 8,632 Other assets ​ 10,157 ​ 7,716 Total assets ​ $ 1,077,137 ​ $ 838,598 ​ ​ ​ Liabilities and Stockholders' Equity ​ ​ Liabilities: ​ ​ Subordinated notes ​ $ 232,662 ​ $ 113,850 Junior subordinated debentures ​ 48,602 ​ 38,155 Other liabilities ​ 23,149 ​ 9,583 Total liabilities ​ 304,413 ​ 161,588 ​ ​ ​ Stockholders' Equity: ​ ​ Common stock ​ 16,796 ​ 15,613 Additional paid-in capital ​ 370,712 ​ 273,768 Retained earnings ​ 450,114 ​ 386,077 Accumulated other comprehensive income (loss) ​ (64,898) ​ 1,552 Total stockholders' equity ​ 772,724 ​ 677,010 Total liabilities and stockholders' equity ​ $ 1,077,137 ​ $ 838,598 ​ Note 20. Parent Company Only Financial Statements (continued) Condensed Statements of Income Years Ended December 31, 2022, 2021, and 2020 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2022 2021 2020 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total interest income ​ $ 26 ​ $ 3 ​ $ 29 Equity in net income of bank subsidiaries ​ 128,941 ​ 117,408 ​ 79,624 Equity in net income (loss) of nonbank subsidiaries ​ 1,294 ​ 456 ​ (261) Other ​ (53) ​ 853 ​ 289 Total income ​ 130,208 ​ 118,720 ​ 79,681 ​ ​ ​ ​ Interest expense ​ 11,836 ​ 8,482 ​ 6,662 Salaries and employee benefits ​ 15,551 ​ 12,446 ​ 11,825 Professional fees ​ 1,789 ​ 1,983 ​ 2,558 Acquisition costs ​ 3,715 ​ 624 ​ — Post-acquisition compensation, transition and integration costs ​ 5,526 ​ — ​ 145 Disposition costs ​ ​ — ​ ​ 13 ​ ​ 312 Goodwill impairment ​ — ​ — ​ 500 Other ​ 3,331 ​ 2,784 ​ 2,505 Total expenses ​ 41,748 ​ 26,332 ​ 24,507 ​ ​ ​ ​ Income before income tax benefit ​ 88,460 ​ 92,388 ​ 55,174 ​ ​ ​ ​ Income tax benefit ​ 10,606 ​ 6,517 ​ 5,408 Net income ​ $ 99,066 ​ $ 98,905 ​ $ 60,582 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Note 20. Parent Company Only Financial Statements (continued) Condensed Statements of Cash Flows Years Ended December 31, 2022, 2021, and 2020 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2022 2021 2020 ​ ​ (dollars in thousands) Cash Flows from Operating Activities: ​ ​ ​ Net income ​ $ 99,066 ​ $ 98,905 ​ $ 60,582 Adjustments to reconcile net income to net cash provided by (used in) operating activities: ​ ​ ​ Earnings of bank subsidiaries ​ ​ (128,941) ​ (117,408) ​ (79,624) (Earnings) losses of nonbank subsidiaries ​ (1,294) ​ (456) ​ 261 Distributions from bank subsidiaries ​ 36,000 ​ — ​ — Distributions from nonbank subsidiaries ​ 40 ​ 30 ​ 40 Deferred income taxes ​ ​ (2,443) ​ ​ (1,093) ​ ​ 6,909 Accretion of acquisition fair value adjustments ​ 137 ​ 321 ​ 378 Depreciation ​ 477 ​ 486 ​ 454 Deferred compensation expense accrued ​ ​ 4,062 ​ ​ 573 ​ ​ — Stock-based compensation expense ​ 2,438 ​ 2,352 ​ 2,150 Loss on sale of subsidiary ​ ​ — ​ ​ — ​ ​ 158 Gain on sale of fixed assets ​ ​ — ​ ​ 155 ​ ​ — Goodwill impairment ​ ​ — ​ ​ — ​ ​ 500 Decrease (increase) in other assets ​ 621 ​ 5 ​ (7,380) Increase (decrease) in other liabilities ​ 10,827 ​ (14,702) ​ (5,923) Net cash provided by (used in) operating activities ​ 20,990 ​ (30,832) ​ (21,495) ​ ​ ​ ​ ​ ​ Cash Flows from Investing Activities: ​ ​ ​ Net increase (decrease) in interest-bearing deposits at financial institutions ​ 5,950 ​ 1,450 ​ (1,599) Capital infusion, non-bank subsidiaries ​ ​ (300) ​ ​ (375) ​ ​ — Net cash received in dissolution of subsidiary ​ ​ — ​ ​ — ​ ​ 8,450 Net cash paid for acquisitions ​ (26,039) ​ — ​ — Net cash received in sale of subsidiary ​ ​ — ​ ​ — ​ ​ 195 Purchase of premises and equipment ​ (1,484) ​ (31) ​ (272) Net cash provided by (used in) investing activities ​ (21,873) ​ 1,044 ​ 6,774 ​ ​ ​ ​ Cash Flows from Financing Activities: ​ ​ ​ Proceeds from subordinated notes ​ ​ 100,000 ​ ​ — ​ ​ 50,000 Payment of cash dividends ​ (3,944) ​ (3,793) ​ (3,779) Proceeds from issuance of common stock, net ​ 422 ​ 670 ​ 1,360 Repurchase and cancellation of shares ​ (52,954) ​ (14,168) ​ (3,779) Net cash provided by (used in) financing activities ​ 43,524 ​ (17,291) ​ 43,802 ​ ​ ​ ​ Net increase (decrease) in cash and due from banks ​ 42,641 ​ (47,079) ​ 29,081 ​ ​ ​ ​ Cash and due from banks: ​ ​ ​ Beginning ​ 41,531 ​ 88,610 ​ 59,529 Ending ​ $ 84,172 ​ $ 41,531 ​ $ 88,610 ​

Note 21- Fair Value

Note 21- Fair Value	12 Months Ended
	Dec. 31, 2022
Fair Value
Fair Value	Note 21. Fair Value Accounting guidance on fair value measurements uses a hierarchy intended to maximize the use of observable inputs and minimize the use of unobservable inputs. This hierarchy includes three levels and is based upon the valuation techniques used to measure assets and liabilities. The three levels are as follows: ● Level 1 – Inputs to the valuation methodology are quoted prices (unadjusted) for identical assets or liabilities in markets; ● Level 2 – Inputs to the valuation methodology include quoted prices for similar assets and liabilities in active markets and inputs that are observable for the asset or liability, either directly or indirectly, for substantially the full term of the financial instrument; and ● Level 3 – Inputs to the valuation methodology are unobservable and significant to the fair value measurement Assets measured at fair value on a recurring basis comprised the following at December 31, 2022 and 2021: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Fair Value Measurements at Reporting Date Using ​ ​ ​ ​ ​ Quoted Prices ​ Significant ​ ​ ​ ​ ​ ​ ​ ​ in Active ​ Other ​ Significant ​ ​ ​ ​ ​ Markets for ​ Observable ​ Unobservable ​ ​ ​ ​ ​ Identical Assets ​ Inputs ​ Inputs ​ Fair Value (Level 1) (Level 2) (Level 3) ​ ​ (dollars in thousands) December 31, 2022: ​ ​ ​ ​ Securities AFS: ​ ​ ​ ​ U.S. treasuries and govt. sponsored agency securities ​ $ 16,981 ​ $ — ​ $ 16,981 ​ $ — Residential mortgage-backed and related securities ​ 66,215 ​ — ​ 66,215 ​ — Municipal securities ​ 193,178 ​ — ​ 193,178 ​ — Asset-backed securities ​ ​ 18,728 ​ ​ — ​ ​ 18,728 ​ ​ — Other securities ​ 45,858 ​ — ​ 45,858 ​ — Derivatives ​ 177,631 ​ — ​ 177,631 ​ — Total assets measured at fair value ​ $ 518,591 ​ $ — ​ $ 518,591 ​ $ — ​ ​ ​ ​ ​ Derivatives ​ $ 200,701 ​ $ — ​ $ 200,701 ​ $ — Total liabilities measured at fair value ​ $ 200,701 ​ $ — ​ $ 200,701 ​ $ — ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2021: ​ ​ ​ ​ Securities AFS: ​ ​ ​ ​ U.S. govt. sponsored agency securities ​ $ 23,328 ​ $ — ​ $ 23,328 ​ $ — Residential mortgage-backed and related securities ​ 94,323 ​ — ​ 94,323 ​ — Municipal securities ​ 168,266 ​ — ​ 168,266 ​ — Asset-backed securities ​ ​ 27,124 ​ ​ — ​ ​ 27,124 ​ ​ — Other securities ​ 24,789 ​ — ​ 24,789 ​ — Derivatives ​ 222,220 ​ — ​ 222,220 ​ — Total assets measured at fair value ​ $ 560,050 ​ $ — ​ $ 560,050 ​ $ — ​ ​ ​ ​ ​ Derivatives ​ $ 225,135 ​ $ — ​ $ 225,135 ​ $ — Total liabilities measured at fair value ​ $ 225,135 ​ $ — ​ $ 225,135 ​ $ — ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ The securities AFS portfolio consists of securities whereby the Company obtains fair values from an independent pricing service. The fair values are determined by pricing models that consider observable market data, such as interest rate volatilities, LIBOR yield curve, credit spreads and prices from market makers and live trading systems (Level 2 inputs). ​ ​ ​ Note 21. Fair Value (continued) Interest rate caps, swaps and collars are used for the purpose of hedging interest rate risk on various financial assets and liabilities. See Note 7 to the Consolidated Financial Statements for the details of these instruments. Interest rate swaps are also executed for select commercial customers. The fair values are determined by pricing models that consider observable market data for derivative instruments with similar structures (Level 2 inputs). Certain financial assets are measured at fair value on a non-recurring basis; that is, the assets are not measured at fair value on an ongoing basis but are subject to fair value adjustments in certain circumstances (for example, when there is evidence of impairment). Assets measured at fair value on a non-recurring basis comprised the following at December 31, 2022 and 2021: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Fair Value Measurements at Reporting Date Using ​ ​ ​ ​ ​ Quoted Prices ​ Significant ​ ​ ​ ​ ​ ​ ​ ​ in Active ​ Other ​ Significant ​ ​ ​ ​ ​ Markets for ​ Observable ​ Unobservable ​ ​ ​ ​ ​ Identical Assets ​ Inputs ​ Inputs ​ Fair Value Level 1 Level 2 Level 3 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2022: ​ ​ ​ ​ Loans/leases evaluated individually ​ $ 30,765 ​ $ — ​ $ — ​ $ 30,765 OREO ​ 144 ​ — ​ — ​ 144 ​ ​ $ 30,909 ​ $ — ​ $ — ​ $ 30,909 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2021: ​ ​ ​ ​ Loans/leases evaluated individually ​ $ 6,618 ​ $ — ​ $ — ​ $ 6,618 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans/leases evaluated individually are valued at the lower of cost or fair value and are classified as a Level 3 in the fair value hierarchy. Fair value is measured based on the value of the collateral securing these loans/leases. Collateral may be real estate and/or business assets including equipment, inventory and/or accounts receivable and is determined based on appraisals by qualified licensed appraisers hired by the Company. Appraised and reported values may be discounted based on management’s historical knowledge, changes in market conditions from the time of valuation, and/or management’s expertise and knowledge of the client and client’s business. OREO in the table above consists of property acquired through foreclosures and settlements of loans. Property acquired is carried at the estimated fair value of the property, less disposal costs, and is classified as a Level 3 in the fair value hierarchy. The estimated fair value of the property is determined based on appraisals by qualified licensed appraisers hired by the Company. Appraised and reported values are discounted based on management’s historical knowledge, changes in market conditions from the time of valuation, and/or management’s expertise and knowledge of the property. Note 21. Fair Value (continued) The following table presents additional quantitative information about assets measured at fair value on a non-recurring basis for which the Company has utilized Level 3 inputs to determine fair value: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Quantitative Information about Level Fair Value Measurements ​ ​ Fair Value ​ Fair Value ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, ​ December 31, ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2022 2021 Valuation Technique Unobservable Input Range ​ ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans/leases evaluated individually ​ $ 30,765 ​ $ 6,618 Appraisal of collateral Appraisal adjustments -10.00 % to -30.00 % OREO ​ 144 ​ — Appraisal of collateral Appraisal adjustments 0.00 % to -35.00 % ​ For loans/leases evaluated individually and OREO, the Company records carrying value at fair value less disposal or selling costs. The amounts reported in the tables above are fair values before the adjustment for disposal or selling costs. There have been no changes in valuation techniques used for any assets measured at fair value during the years ended December 31, 2022 or 2021. The following table presents the carrying values and estimated fair values of financial assets and liabilities carried on the Company’s consolidated balance sheet, including those financial assets and liabilities that are not measured and reported at fair value on a recurring basis or non-recurring basis: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Fair Value ​ As of December 31, 2022 ​ As of December 31, 2021 ​ ​ Hierarchy ​ Carrying ​ Estimated ​ Carrying ​ Estimated ​ Level Value Fair Value Value Fair Value ​ ​ ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Cash and due from banks Level 1 ​ $ 59,723 ​ $ 59,723 ​ $ 37,490 ​ $ 37,490 Federal funds sold Level 2 ​ 56,910 ​ 56,910 ​ 12,370 ​ 12,370 Interest-bearing deposits at financial institutions Level 2 ​ 67,360 ​ 67,360 ​ 75,292 ​ 75,292 Investment securities: ​ ​ ​ ​ ​ ​ ​ ​ HTM Level 2 ​ 587,142 ​ 535,636 ​ 472,385 ​ 522,297 AFS Level 2 ​ 340,960 ​ 340,960 ​ 337,830 ​ 337,830 Loans/leases receivable, net Level 3 ​ 28,486 ​ 30,765 ​ 6,128 ​ 6,618 Loans/leases receivable, net Level 2 ​ 6,022,679 ​ 5,896,443 ​ 4,595,283 ​ 4,478,899 Derivatives Level 2 ​ 177,631 ​ 177,631 ​ 222,220 ​ 222,220 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Deposits: ​ ​ ​ ​ ​ ​ ​ ​ Nonmaturity deposits Level 2 ​ 5,199,633 ​ 5,199,633 ​ 4,501,424 ​ 4,501,424 Time deposits Level 2 ​ 784,584 ​ 766,294 ​ 421,348 ​ 419,453 Short-term borrowings Level 2 ​ 129,630 ​ 129,630 ​ 3,800 ​ 3,800 FHLB advances Level 2 ​ 415,000 ​ 415,000 ​ 15,000 ​ 15,000 Subordinated notes ​ Level 2 ​ ​ 232,662 ​ ​ 250,613 ​ ​ 113,850 ​ ​ 116,203 Junior subordinated debentures Level 2 ​ 48,602 ​ 41,545 ​ 38,155 ​ 31,072 Derivatives Level 2 ​ 200,701 ​ 200,701 ​ 225,135 ​ 225,135

Note 22 - Business Segment Info

Note 22 - Business Segment Information	12 Months Ended
	Dec. 31, 2022
Business Segment Information
Business Segment Information	Note 22. Business Segment Information ​ Selected financial and descriptive information is required to be disclosed for reportable operating segments, applying a “management perspective” as the basis for identifying reportable segments. The management perspective is determined by the view that management takes of the segments within the Company when making operating decisions, allocating resources, and measuring performance. The segments of the Company have been defined by the structure of the Company’s internal organization, focusing on the financial information that the Company’s operating decision-makers routinely use to make decisions about operating matters. ​ The Company’s Commercial Banking business is geographically divided by markets into the operating segments which are the four subsidiary banks wholly-owned by the Company: QCBT, CRBT, CSB and GB. Each of these operating segments offer similar products and services, but are managed separately due to different pricing, product demand, and consumer markets. Each offers commercial, consumer, and mortgage loans and deposit services. The Company's All Other segment includes the corporate operations of the parent and operations of all other consolidated subsidiaries and/or defined operating segments that fall below the segment reporting thresholds. Selected financial information on the Company’s business segments is presented as follows as of and for the years ended December 31, 2022, 2021, and 2020: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial Banking ​ ​ ​ Intercompany ​ Consolidated ​ QCBT CRBT CSB GB* All other Eliminations Total ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year Ended December 31, 2022 ​ ​ ​ ​ ​ ​ ​ ​ Total revenue ​ $ 103,621 ​ $ 128,070 ​ $ 54,129 ​ $ 87,880 ​ $ 131,922 ​ $ (132,322) ​ $ 373,300 Net interest income ​ 71,604 ​ 65,392 ​ 40,781 ​ 63,734 ​ (11,779) ​ 1,388 ​ 231,120 Provision for loan/lease losses ​ 1,073 ​ (961) ​ (1,335) ​ 9,507 ​ — ​ — ​ 8,284 Net income (loss) from continuing operations ​ 33,850 ​ 53,576 ​ 17,225 ​ 24,289 ​ 100,303 ​ (130,177) ​ 99,066 Goodwill ​ 3,223 ​ 14,980 ​ 9,888 ​ 109,516 ​ — ​ — ​ 137,607 Intangibles ​ — ​ 1,225 ​ 2,027 ​ 13,507 ​ — ​ — ​ 16,759 Total assets ​ 2,312,013 ​ 2,185,500 ​ 1,297,812 ​ 2,146,474 ​ 1,086,351 ​ (1,079,313) ​ 7,948,837 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year Ended December 31, 2021 ​ ​ ​ ​ ​ ​ ​ ​ Total revenue ​ $ 88,689 ​ $ 129,080 ​ $ 43,945 ​ $ 38,342 ​ $ 119,451 ​ $ (118,930) ​ $ 300,577 Net interest income ​ 66,232 ​ 57,354 ​ 35,512 ​ 26,351 ​ (8,479) ​ 1,263 ​ 178,233 Provision for loan/lease losses ​ 1,519 ​ (697) ​ 2,219 ​ 445 ​ — ​ — ​ 3,486 Net income (loss) from continuing operations ​ 34,616 ​ 55,411 ​ 12,802 ​ 14,579 ​ 99,331 ​ (117,834) ​ 98,905 Goodwill ​ 3,223 ​ 14,980 ​ 9,888 ​ 45,975 ​ — ​ — ​ 74,066 Intangibles ​ — ​ 1,702 ​ 2,653 ​ 4,994 ​ — ​ — ​ 9,349 Total assets ​ 2,142,344 ​ 2,030,279 ​ 1,168,606 ​ 882,885 ​ 845,120 ​ (973,102) ​ 6,096,132 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year Ended December 31, 2020 ​ ​ ​ ​ ​ ​ ​ ​ Total revenue ​ $ 92,336 ​ $ 125,416 ​ $ 50,448 ​ $ 42,036 ​ $ 2,197 ​ $ (262) ​ $ 312,171 Net interest income ​ 63,366 ​ 52,857 ​ 31,570 ​ 24,759 ​ (6,633) ​ 1,031 ​ 166,950 Provision for loan/lease losses ​ 21,612 ​ 19,438 ​ 9,243 ​ 5,411 ​ — ​ — ​ 55,704 Net income (loss) from continuing operations ​ 21,557 ​ 33,890 ​ 11,379 ​ 12,797 ​ (19,041) ​ — ​ 60,582 Goodwill ​ 3,223 ​ 14,980 ​ 9,888 ​ 45,975 ​ — ​ — ​ 74,066 Intangibles ​ — ​ 2,189 ​ 3,305 ​ 5,887 ​ — ​ — ​ 11,381 Total assets ​ 2,153,773 ​ 1,957,695 ​ 1,004,183 ​ 779,956 ​ 134,407 ​ (324,971) ​ 5,705,043 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ * On April 1, 2022, the Company acquired GFED and merged its subsidiary bank, Guaranty Bank, into Springfield First Community Bank with the combined bank operating under the Guaranty Bank name. ​

Note 1 - Nature of Business a_2

Note 1 - Nature of Business and Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2022
Accounting Policies
Basis of presentation	Basis of presentation: The acronyms and abbreviations identified below are used in the Notes to the Consolidated Financial Statements, as well as in the other sections of this Annual Report on Form 10-K (including appendices). It may be helpful to refer back to this page as you read this report. ACL: Allowance for credit losses Guaranty Bank: Guaranty Bank and Trust Company AFS: Available for sale HTM: Held to maturity Allowance: Allowance for credit losses Iowa Superintendent: Iowa Superintendent of Banking AOCI: Accumulated other comprehensive income (loss) LCR: Liquidity Coverage Ratio ASC: Accounting Standards Codification LIBOR: London Inter-Bank Offered Rate ASC 805: Business Combination Standard LIHTC: Low-income housing tax credit ASU: Accounting Standards Update m2: m2 Equipment Finance, LLC Bates Companies: Bates Financial Advisors, Inc., Bates MD&A: Management’s Discussion & Analysis Financial Services, Inc., Bates Securities, Inc. and Bates Missouri Division of Finance: Missouri Department of Financial Group, Inc. Commerce and Insurance BHCA: Bank Holding Company Act of 1956 NIM: Net interest margin BOLI: Bank-owned life insurance NOL: Net operating loss Caps: Interest rate cap derivatives NPA: Nonperforming asset CARES Act: Coronavirus Aid, Relief and Economy Security Act CECL: Current Expected Credit Losses CFPB: Bureau of Consumer Financial Protection NPL: Nonperforming loan NSFR: Net Stable Funding Ratio OBS: Off-balance sheet OREO: Other real estate owned CNB: Community National Bank OTTI: Other-than-temporary impairment Community National: Community National Bancorporation COVID-19: Coronavirus Disease 2019 CRA: Community Reinvestment Act PCAOB: Public Company Accounting Oversight Board PCD: Purchased credit deteriorated loan PCI: Purchased credit impaired CRBT: Cedar Rapids Bank & Trust Company PPP: Paycheck Protection Program CRE: Commercial real estate Provision: Provision for credit losses CRE Guidance: Interagency Concentrations in Commercial PUD LOC: Public Unit Deposit Letter of Credit Real Estate Lending, Sound Risk Management Practices QCBT: Quad City Bank & Trust Company guidance ROAA: Return on Average Assets CSB: Community State Bank ROACE: Return on Average Common Equity C&I: Commercial and industrial ROAE: Return on Average Equity Dodd-Frank Act: Dodd-Frank Wall Street Reform and ROU: Right of use Consumer Protection Act SBA: U.S. Small Business Administration DGCL: Delaware General Corporation Law SEC: Securities and Exchange Commission DIF: Deposit Insurance Fund SERPs: Supplemental Executive Retirement Plans EBA: Excess Balance Account SFCB: Springfield First Community Bank EPS: Earnings per share SFG: Specialty Finance Group ESG: Environmental, Social and Governance SOFR: Secured Overnight Financing Rate Exchange Act: Securities Exchange Act of 1934, as amended Springfield Bancshares: Springfield Bancshares, Inc. FASB: Financial Accounting Standards Board TA: Tangible assets FDIC: Federal Deposit Insurance Corporation TCE: Tangible common equity Federal Reserve: Board of Governors of the Federal Reserve TDRs: Troubled debt restructurings System TEY: Tax equivalent yield FHLB: Federal Home Loan Bank The Company: QCR Holdings, Inc. FRB: Federal Reserve Bank of Chicago TRBC: Total risk-based capital FTEs: Full-time equivalents Treasury: U.S. Department of the Treasury GAAP: Generally Accepted Accounting Principles USA Patriot Act: Uniting and Strengthening America by GB: Guaranty Bank Providing Appropriate Tools Required to Intercept GFED: Guaranty Federal Bancshares and Obstruct Terrorism Act of 2001 Goldman Sachs: Goldman Sachs and Company USDA: U.S. Department of Agriculture Guaranty: Guaranty Bankshares, Ltd. ​ ​
Nature of business	Nature of business: QCR Holdings, Inc. is a bank holding company that has elected to operate as a financial holding company under the BHCA. The Company provides bank and bank-related services through its banking subsidiaries, QCBT, CRBT, CSB and GB. The Company also engages in direct financing lease and equipment financing contracts through its wholly-owned equity investment by QCBT in m2, headquartered in Brookfield, Wisconsin. The Company also engages in wealth management services through its banking subsidiaries. On April 1, 2022, the Company completed its acquisition of GFED and on April 2, 2022 merged GB into SFCB, the Company’s Springfield-based charter. The combined bank changed its name to Guaranty Bank. See Note 2 to the Consolidated Financial Statements for additional information. On August 12, 2020, the Company sold the Company’s wholly-owned subsidiaries, the Bates Companies, which were originally acquired on October 1, 2018. The financial results of the Bates Companies prior to their respective sales are included in this report. See Note 2 to the Consolidated Financial Statements for additional information. QCBT is a commercial bank that serves the Iowa and Illinois Quad Cities and adjacent communities. CRBT is a commercial bank that serves Cedar Rapids, Iowa, and adjacent communities including Cedar Falls and Waterloo, Iowa. CSB is a commercial bank that serves Des Moines, Iowa, and adjacent communities. GB is a commercial bank that serves Springfield and Joplin, Missouri and adjacent communities. QCBT, CRBT, and CSB are chartered and regulated under the laws of the state of Iowa. GB is chartered and regulated under the laws of the state of Missouri. All four subsidiary banks are insured and subject to regulation by the FDIC. All four subsidiary banks are members of and regulated by the Federal Reserve System. The remaining direct subsidiaries of the Company consist of a consolidated subsidiary formed during 2021 for the risk management of insurance and seven non-consolidated subsidiaries formed for the issuance of trust preferred securities. See Note 13 to the Consolidated Financial Statements for a listing of these subsidiaries and additional information.
Accounting estimates	Accounting estimates
Principles of consolidation	Principles of consolidation
Presentation of cash flows	Presentation of cash flows ​ Cash and due from banks
Investment securities	Investment securities All debt securities are evaluated to determine whether declines in fair value below their amortized cost require an allowance. See further discussion in the Allowance section following.
Loans receivable, held for sale	Loans receivable, held for sale
Loans receivable, held for investment	Loans receivable, held for investment ​ The ACL is measured on a collective (pool) basis when similar risk characteristics exist. The Company discloses the ACL (also known as the allowance) by portfolio segment, and credit quality information, nonaccrual status, and past due status by class of financing receivable. A portfolio segment is the level at which the Company develops and documents a systematic methodology to determine its ACL. A class of financing receivable is a further disaggregation of a portfolio segment based on risk characteristics and the Company’s method for monitoring and assessing credit risk. See the following information and Note 4 to the Consolidated Financial Statements. ​ The Company’s portfolio segments are as follows: ● C&I – revolving ● C&I - other ● CRE – owner occupied ● CRE – non-owner occupied ● Construction and land development ● Multi-family ● 1-4 family real estate ● Consumer ​ Note 1. Nature of Business and Significant Accounting Policies (continued) The Company’s classes of loans receivable are as follows: ● C&I – revolving ● C&I - other ● CRE – owner occupied ● CRE – non-owner occupied ● Construction and land development ● Multi-family ● Direct financing leases ● 1-4 family real estate ● Consumer Direct financing leases are considered a class of financing receivable within the overall loan/lease portfolio and are included in the C&I – other loan segments for ACL. The accounting policies for direct financing leases are disclosed below. ​ Generally, for all classes of loans receivable, loans are considered past due when contractual payments are delinquent for 30 days or greater. For all classes of loans receivable, loans will generally be placed on nonaccrual status when the loan has become 90 days past due (unless the loan is well secured and in the process of collection); or if any of the following conditions exist: ● It becomes evident that the borrower will not make payments, or will not or cannot meet the terms for renewal of a matured loan; ● When full repayment of principal and interest is not expected; ● When the loan is graded “doubtful”; ● When the borrower files bankruptcy and an approved plan of reorganization or liquidation is not anticipated in the near future; or ● When foreclosure action is initiated. When a loan is placed on nonaccrual status, income recognition is ceased. Previously recorded but uncollected amounts of interest on nonaccrual loans are reversed at the time the loan is placed on nonaccrual status. Generally, cash collected on nonaccrual loans is applied to principal. Should full collection of principal be expected, cash collected on nonaccrual loans can be recognized as interest income. For all classes of loans receivable, nonaccrual loans may be restored to accrual status provided the following criteria are met: ● The loan is current, and all principal and interest amounts contractually due have been made; ● All principal and interest amounts contractually due, including past due payments, are reasonably assured of repayment within a reasonable period; and ● There is a period of minimum repayment performance, as follows, by the borrower in accordance with contractual terms: o Six months of repayment performance for contractual monthly payments, or o One year of repayment performance for contractual quarterly or semi-annual payments. ​ Note 1. Nature of Business and Significant Accounting Policies (continued) Direct finance leases receivable, held for investment : The Company leases machinery and equipment to customers under leases that qualify as direct financing leases for financial reporting and as operating leases for income tax purposes. Under the direct financing method of accounting, the minimum lease payments to be received under the lease contract, together with the estimated unguaranteed residual values (approximately 3% to 25% of the cost of the related equipment), are recorded as lease receivables when the lease is signed and the lease property delivered to the customer. The excess of the minimum lease payments and residual values over the cost of the equipment is recorded as unearned lease income. Unearned lease income is recognized over the term of the lease on a basis that results in an approximate level rate of return on the unrecovered lease investment. Lease income is recognized on the interest method. Residual value is the estimated fair market value of the equipment on lease at lease termination. In estimating the equipment’s fair value at lease termination, the Company relies on historical experience by equipment type and manufacturer and, where available, valuations by independent appraisers, adjusted for known trends. The Company’s estimates are reviewed continuously to ensure reasonableness; however, the amounts the Company will ultimately realize could differ from the estimated amounts. If the review results in a lower estimate than had been previously established, a determination is made as to whether the decline in estimated residual value is other-than-temporary. If the decline in estimated unguaranteed residual value is judged to be other-than-temporary, the accounting for the transaction is revised using the changed estimate. The resulting reduction in the investment is recognized as a loss in the period in which the estimate is changed. An upward adjustment of the estimated residual value is not recorded. The policies for delinquency and nonaccrual for direct financing leases are materially consistent with those described above for all classes of loan receivables.
Troubled debt restructuring	TDRs The following criteria, related to granting a concession, together or separately, create a TDR: ● A modification of terms of a debt such as one or a combination of: o The reduction of the stated interest rate to a rate lower than the current market rate for new debt with similar risk. o The extension of the maturity date or dates at a stated interest rate lower than the current market rate for new debt with similar risk. o The reduction of the face amount or maturity amount of the debt as stated in the instrument or other agreement. o The reduction of accrued interest. ● A transfer from the borrower/lessee to the Company of receivables from third parties, real estate, other assets, or an equity position in the borrower to fully or partially satisfy a loan. ● The issuance or other granting of an equity position to the Company to fully or partially satisfy a debt unless the equity position is granted pursuant to existing terms for converting the debt into an equity position.
Allowance	Allowance Allowance for Credit Losses on Loans and Leases The ACL on loans/leases is measured on a collective (pool) basis when similar risk characteristics exist. The Company has identified the eight portfolio segments at which the allowance will be measured. For all portfolio segments, the allowance is established as losses are estimated to have occurred through a provision that is charged to earnings. Credit losses on loans and leases, for all portfolio segments, are charged against the allowance when management believes the uncollectability of a loan/lease balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The Company’s methodologies for estimating the ACL consider available relevant information about the collectability of cash flows, including information about past events, current conditions, and reasonable and supportable forecasts. The methodologies apply historical loss information adjusted for asset-specific characteristics, economic conditions at the measurement date, and forecasts about future economic conditions that are expected to exist through the contractual lives of the financial assets and that are reasonable and supportable to the identified pools of financial assets with similar risk characteristics for which the historical loss experience was observed. The Company will immediately and fully revert back to average historical losses when it can no longer develop reasonable and supportable forecasts. A discussion of the risk characteristics and the allowance by each portfolio segment follows: For C&I loans, the Company focuses on small and mid-sized businesses with primary operations as wholesalers, manufacturers, building contractors, business services companies, other banks, and retailers. The Company provides a wide range of C&I loans, including lines of credit for working capital and operational purposes, and term loans for the acquisition of facilities, equipment and other purposes. Approval is generally based on the following factors: ● Ability and stability of current management of the borrower; ● Stable earnings with positive financial trends; ● Sufficient cash flow to support debt repayment; ● Earnings projections based on reasonable assumptions; ● Financial strength of the industry and business; and ● Value and marketability of collateral. Collateral for C&I loans generally includes accounts receivable, inventory and equipment. The Company’s lending policy specifies approved collateral types and corresponding maximum advance percentages. The value of collateral pledged on loans must exceed the loan amount by a margin sufficient to absorb potential erosion of its value in the event of foreclosure and cover the loan amount plus costs incurred to convert it to cash. The Company’s lending policy specifies maximum term limits for C&I loans. For term loans, the maximum term is generally seven years with average terms ranging from three In addition, the Company often takes personal guarantees or cosigners to help assure repayment. Loans may be made on an unsecured basis if warranted by the overall financial condition of the borrower. CRE is segmented into the following categories generally based on source of repayment: Owner occupied CRE, non-owner occupied CRE and multi-family. CRE loans are also embedded in the following segments: construction and land development and 1-4 family real estate. The Company is an active lender of LIHTC project loans which includes both the construction and permanent loan. CRE loans are subject to underwriting standards and processes similar Note 1. Nature of Business and Significant Accounting Policies (continued) to C&I loans, in addition to those standards and processes specific to real estate loans. Collateral for CRE loans generally includes the underlying real estate and improvements and may include additional assets of the borrower. The Company’s lending policy specifies maximum loan-to-value limits based on the category of CRE (CRE loans on improved property, raw land, land development, and commercial construction). These limits are the same limits, or in some situations, more conservative than those established by regulatory authorities. Multi-family loans are typically repaid from rental income. LIHTC permanent loans are included in multi-family loans and the maximum term is generally up to 20 years. The Company’s lending policy also includes guidelines for real estate appraisals, including minimum appraisal standards based on certain transactions. In addition, the Company often takes personal guarantees to help assure repayment. Construction loans include any loans to finance the construction of any new residential property, CRE property, low-income housing project or major rehabilitation or expansion of existing commercial structures. Construction lending carries a higher degree of risk because of the difficulty of protecting the bank against various factors. The following components are evaluated when underwriting these types of loans: ● Borrowers/contractors experience and ability is analyzed with the type and size of project being considered. ● Financial ability to cover cost overruns. ● Reliability and thoroughness of cost projections and reasonable assurance that significant provisions are made for contingencies for soft costs especially interest and operating deficits. ● Reliability of the estimate of time to complete the project. ​ The land development portfolio also includes other land loans such as raw land. The raw land component involves considerable risk to the bank and is reserved for the bank’s most credit worthy borrowers. Land development loans are typically only made to experienced local developers with successful track records. ​ For all loans the allowance consists of pooled and individually analyzed components. Pooled loan allowances consist of quantitative and qualitative factors and cover loan classes that share similar risk characteristics with other assets in the segmented pool. ​ Quantitative Factors: ​ The quantitative factors are based on the probability of default and loss given default derived from historical net charge-off experience, repayment activity and default, remaining life, and current economic conditions as well as economic outlook. ​ Qualitative Factors: ​ The Company’s allowance methodology also has a qualitative component, the purpose of which is to take into consideration changes in current conditions that are not reflected in the quantitative analysis performed in determining its base credit loss rates. ​ The Company utilizes the following qualitative factors: ​ ● National and local economy ● Loan volume and trend ● Loan quality ​ Note 1. Nature of Business and Significant Accounting Policies (continued) ● Loan policies and procedures ● Management and staff experience ● Concentrations ● Collateral ● Loan review system ● Regulatory environment and oversight ​ The Company also provides for unique circumstances with qualitative adjustments as needed. The Company removed the separate qualitative allocation for the COVID-19 pandemic in the first quarter of 2022, which had been in place since the second quarter of 2020. The qualitative adjustments are based on the current conditions and applied as a percentage adjustment in addition to the calculated historical loss rates. The adjustment amount can be either positive or negative. These adjustments reflect the extent to which the Company expects current conditions to differ from the conditions that existed for the period over which historical information was evaluated. ​ Economic forecasting: ​ The Company uses reasonable and supportable forecasts over the contractual term of the financial assets for each entity. This measurement is based upon relevant past events, historical experience and current conditions to determine the forecasted data which requires significant judgement. When management no longer has sufficient information to make a reasonable and supportable forecast, the data will then immediately revert back to the average historical performance for each entity. These forecasted adjustments are added to the qualitative adjustments and applied as a percentage adjustment in addition to the historical loss rates. ​ It is expected that actual economic conditions will, in many circumstances, turn out differently than forecasted because the ultimate outcomes during the forecast period may be affected by events that were unforeseen, such as, but not limited to, economic disruption and fiscal or monetary policy actions, which are exacerbated by longer forecasting periods. This uncertainty would be relevant to the entity’s confidence level as to the outcomes being forecasted. That is, an entity is likely less confident in the ultimate outcome of events that will occur at the end of the forecast period as compared to the beginning. As a result, actual future economic conditions may not be an effective indicator of the quality of the Company’s forecasting process, including the length of the forecast period. ​ Loans are determined to no longer share similar risk characteristics with other assets in the segmented pool when their scheduled payments of principal and interest according to the contractual terms of the loan agreement, have a greater probability of uncollectability based on current information and events. Such events include past due status of 90 days or more, non-accrual status or classification of a substandard or doubtful risk rating. ​ Factors considered by management in determining risk rating and non-accrual status include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not considered low quality. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. Allowances for these low quality loans with outstanding principal balances greater than $250,000 are measured on a case-by-case basis by either the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s obtainable market price, or the fair value of the collateral if the loan is collateral dependent. ​ ​ Note 1. Nature of Business and Significant Accounting Policies (continued) Low quality loans with principal balances equal to or less than $250,000 are placed into a unique pool and have the overall effective loss rate for that period applied to this low quality pool. However, should an asset within the low quality pool no longer have the same risk characteristic of the unique pool, it will be removed and individually analyzed as described above. ​ Some loans that are determined to no longer share risk characteristics with other assets in the segmented pool, may be deemed collateral dependent. A financial asset is collateral-dependent when the borrower is experiencing financial difficulty and repayment is expected to be provided substantially through the sale or operation of the collateral. When it is determined that foreclosure is probable, the collateral’s fair value is used to estimate the financial assets expected credit losses for the current reporting period. This fair value is then reduced by the present value of estimated costs to sell. If it is determined that the asset is collateral-dependent, but foreclosure is not probable, an institution can elect to apply the practical expedient to use the collateral’s fair value to estimate the asset’s expected credit loss. The Company is choosing to utilize the practical expedient. When using the practical expedient on a collateral dependent loan where repayment is reliant upon the sale of the collateral, the fair value of that collateral will be adjusted for estimated costs to sell. However, if the repayment is dependent on the operations of the company, the fair market value less estimated cost to sell cannot be used. Thus, the net present value of the cash-flow will be utilized. ​ For non-homogenous loans, the Company utilizes the following internal risk rating scale: 1. Highest Quality (Pass) – loans of the highest quality with no credit risk, including those fully secured by subsidiary bank certificates of deposit and U.S. government securities. 2. Superior Quality (Pass) – loans with very strong credit quality. Borrowers have exceptionally strong earnings, liquidity, capital, cash flow coverage, and management ability. Includes loans secured by high quality marketable securities, certificates of deposit from other institutions, and cash value of life insurance. Also includes loans supported by U.S. government, state, or municipal guarantees. 3. Satisfactory Quality (Pass) – loans with satisfactory credit quality. Established borrowers with satisfactory financial condition, including credit quality, earnings, liquidity, capital and cash flow coverage. Management is capable and experienced. Collateral coverage and guarantor support, if applicable, are more than adequate. Includes loans secured by personal assets and business assets, including equipment, accounts receivable, inventory, and real estate. 4. Fair Quality (Pass) – loans with moderate but still acceptable credit quality. The primary repayment source remains adequate; however, management’s ability to maintain consistent profitability is unproven or uncertain. Borrowers exhibit acceptable leverage and liquidity. May include new businesses with inexperienced management or unproven performance records in relation to peer, or borrowers operating in highly cyclical or declining industries. 5. Early Warning (Pass) – loans where the borrowers have generally performed as agreed, however unfavorable financial trends exist or are anticipated. Earnings may be erratic, with marginal cash flow or declining sales. Borrowers reflect leveraged financial condition and/or marginal liquidity. Management may be new and a track record of performance has yet to be developed. Financial information may be incomplete, and reliance on secondary repayment sources may be increasing. 6. Special Mention – loans where the borrowers exhibit credit weaknesses or unfavorable financial trends requiring close monitoring. Weaknesses and adverse trends are more pronounced than Early Warning loans, and if left uncorrected, may jeopardize repayment according to the contractual terms. Currently, no loss of principal or interest is expected. Borrowers in this category have deteriorated to the point that it would be difficult to refinance with another lender. Special Mention should be assigned to borrowers in turnaround Note 1. Nature of Business and Significant Accounting Policies (continued) 7. Substandard – loans which are inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if applicable. These loans have a well-defined weakness or weaknesses which jeopardize repayment according to the contractual terms. There is distinct loss potential if the weaknesses are not corrected. Includes loans with insufficient cash flow coverage which are collateral dependent, OREO, and repossessed assets. 8. Doubtful – loans which have all the weaknesses inherent in a Substandard loan, with the added characteristic that existing weaknesses make full principal collection, on the basis of current facts, conditions and values, highly doubtful. The possibility of loss is extremely high, but because of pending factors, recognition of a loss is deferred until a more exact status can be determined. All doubtful loans will be placed on non-accrual, with all payments, including principal and interest, applied to principal reduction For term C&I and CRE loans equal to or greater than $1,000,000, the subsidiary banks with an asset size of $1.0 billion or less as of the most recent fiscal year-end require a term loan review within 15 months of the most recent credit review. For the subsidiary banks with an asset size of over $1.0 billion as of the most recent fiscal year-end, a term loan review is required within 15 months of the most recent credit review for term C&I and CRE loans of $2.0 million or more. A credit review encompasses any new debt issuances or renewed debt facilities that are part of the borrower’s credit relationship. The term loan/credit review is completed in enough detail to, at a minimum, validate the risk rating. Additionally, the review shall include an analysis of debt service requirements, covenant compliance, if applicable, and collateral adequacy. The frequency of the review is generally accelerated for loans with poor risk ratings. The Company’s Loan Quality area performs a documentation review of a sampling of C&I and CRE loans, the primary purpose of which is to ensure the credit is properly documented and closed in accordance with approval authorities and conditions. A review is also performed by the Company’s Internal Audit Department of a sampling of C&I and CRE loans for proper documentation, according to an approved schedule. Validation of the risk rating is also part of Internal Audit’s review (performed by Internal Loan Review). Additionally, the Company has contracted an independent outside third party to review a sampling of C&I and CRE loans. Validation of the risk rating is part of this review as well. The Company leases machinery and equipment to C&I customers under direct financing leases. All lease requests are subject to the credit requirements and criteria as set forth in the lending/leasing policy. In all cases, a formal independent credit analysis of the lessee is performed. Direct financing leases are included in the C&I-other segment and allowance is established in the same manner as C&I loans. Generally, the Company’s residential real estate loans conform to the underwriting requirements of Freddie Mac and Fannie Mae to allow the subsidiary banks to resell loans in the secondary market. The subsidiary banks structure most loans that will not conform to those underwriting requirements as adjustable rate mortgages that mature or adjust in one The Company provides many types of installment and other consumer loans including motor vehicle, home improvement, home equity, signature loans and small personal credit lines. The Company’s lending policy addresses specific credit guidelines by consumer loan type. Note 1. Nature of Business and Significant Accounting Policies (continued) For residential real estate loans, and installment and other consumer loans, these large groups of smaller balance homogenous loans follow the same methodology as commercial loans in terms of evaluation of risk characteristics, other than these may not be risk rated due to homogenous nature. TDRs follow the same allowance methodology as described above for all loans. Once a loan is classified as a TDR, it will remain a TDR until the loan is paid off, charged off, moved to OREO or restructured into a new note without a concession. TDR status may also be removed if the TDR was restructured in a prior calendar year, is current, accruing interest and shows sustained performance. Allowance for Credit Losses on Off-Balance Sheet Exposures The Company estimates expected credit losses over the contractual term of the loan for the unfunded portion of the loan commitment that is not unconditionally cancellable by the Company. Management uses an estimated average utilization rate to determine the exposure of default. The allowance on OBS exposures is calculated using probability of default and loss given default using the same segmentation and qualitative factors used for loans and leases. The allowance for OBS exposures is recorded in the Other Liabilities section of the consolidated balance sheet. The Company recorded an ACL on OBS exposures upon adoption of ASU 2016-13. See Note 4. Allowance for Credit Losses on Held to Maturity Debt Securities The Company measures expected credit losses on held to maturity debt securities on a collective basis based on security type. The estimate of expected credit losses considers historical credit information from external sources. The Company’s held to maturity debt securities consist primarily of investment grade obligations of states and political subdivisions. The Company recorded an ACL on HTM debt securities upon adoption of ASU 2016-13. See Note 3. Allowance for Credit Losses on Available for Sale Debt Securities Available for sale debt securities in unrealized loss positions are evaluated for credit related loss at least quarterly. The decline in fair value of an available for sale debt security due to credit loss results in recording an ACL to the extent the fair value is less than the amortized cost basis. Declines in fair value that have not been recorded through an ACL, such as declines due to changes in market interest rates, are recorded through other comprehensive income, net of applicable taxes. Although these evaluations involve significant judgment, an unrealized loss in the fair value of a debt security is generally considered to not be related to credit when the fair value of the security is below the carrying value primarily due to the changes in risk-free interest rates, there has not been significant deterioration in the financial condition of the issues, and the Company does not intend to sell nor does it believe it will be required to sell the security before the recovery of its cost basis. The Company did not record an ACL on AFS debt securities upon adoption of ASU 2016-13. See Note 3.
Credit related financial instruments	Credit related financial instruments
Transfers of financial assets	Transfers of financial assets ​ Note 1. Nature of Business and Significant Accounting Policies (continued) receivables), the transfer must meet the definition of a “participating interest” in order to account for the transfer as a sale. Following are the characteristics of a “participating interest”: ● Pro-rata ownership in an entire financial asset. ● From the date of the transfer, all cash flows received from entire financial assets are divided proportionately among the participating interest holders in an amount equal to their share of ownership. ● The rights of each participating interest holder have the same priority, and no participating interest holder’s interest is subordinated to the interest of another participating interest holder. That is, no participating interest holder is entitled to receive cash before any other participating interest holder under its contractual rights as a participating interest holder. ● No party has the right to pledge or exchange the entire financial asset unless all participating interest holders agree to pledge or exchange the entire financial asset.
Bank owned life insurance	BOLI
Premises and equipment	Premises and equipment
Restricted investment securities	Restricted investment securities
Real estate	OREO
Goodwill	Goodwill
Core deposit intangible	Core deposit intangible Customer list intangible Note 1. Nature of Business and Significant Accounting Policies (continued) (estimated to be fifteen years). With the sale of the Bates Companies in August 2020, the remaining balance of the customer list intangible was written off.
Swap transactions	Swap transactions Additionally, the Company receives an upfront, non-refundable fee from the counterparty, dependent upon the pricing, which is recognized upon receipt from the counterparty. This upfront, non-refundable fee is recorded as noninterest income and classified as swap fee income/capital markets revenue.
Derivatives and hedging activities	Derivatives and hedging activities Derivative instruments represent contracts between parties that result in one party delivering cash to the other party based on a notional amount and an underlying index (such as a rate, security price or price index) as specified in the contract. The amount of cash delivered from one party to the other is determined based on the interaction of the notional amount of the contract with the underlying index. The derivative financial instruments currently used by the Company to manage its exposure to interest rate risk include: (1) interest rate lock commitments provided to customers to fund certain mortgage loans to be sold into the secondary market (although this type of derivative is negligible); (2) interest rate caps to manage the interest rate risk of certain variable rate deposits and short-term fixed rate liabilities; (3) interest rate swaps on variable rate trust preferred securities and floating rate loans; and (4) interest rate collars on floating rate loans.
Preferred stock	Preferred stock
Stock-based compensation plans	Stock-based compensation plans: As discussed in Note 16 to the Consolidated Financial Statements, during the years ended December 31, 2022, 2021, and 2020, the Company recognized stock-based compensation expense for the grant-date fair value of stock based awards that are expected to vest over the requisite service period of $2.4 million, $2.4 million and $2.2 million, respectively. As required, management made an estimate of expected forfeitures and is recognizing compensation costs only for those equity awards expected to vest. ​ Note 1. Nature of Business and Significant Accounting Policies (continued) The Company uses the Black-Scholes option pricing model to estimate the fair value of stock option grants with the following assumptions for the indicated periods: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2022 2021 2020 ​ Dividend yield ​ ​ 0.43% to 0.45% ​ ​ 0.55% ​ ​ 0.60% to 0.81% ​ Expected volatility ​ 22.65% to 23.52% ​ ​ 23.57% ​ ​ 25.49% to 25.70% ​ Risk-free interest rate ​ 1.87% to 3.12% ​ ​ 1.62% ​ ​ 0.79% to 1.31% ​ Expected life of option grants ​ 6.25 years ​ ​ 6.25 years ​ ​ 6.25 years ​ Weighted-average grant date fair value ​ $ 13.94 to 15.09 ​ $ 10.85 ​ $ 10.07 ​ ​ The Company also uses the Black-Scholes option pricing model to estimate the fair value of stock purchase grants with the following assumptions for the indicated periods: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2022 2021 2020 ​ Dividend yield ​ 0.43% to 0.44% ​ ​ 0.49% to 0.61% ​ ​ 0.55% to 0.81% ​ Expected volatility ​ 17.97% to 21.16% ​ ​ 37.51% to 38.65% ​ ​ 24.59% to 36.38% ​ Risk-free interest rate ​ 0.14% to 2.24% ​ ​ 0% to 0.06% ​ ​ 0.15% to 1.65% ​ Expected life of purchase grants ​ 3 to 6 months ​ ​ 3 to 6 months ​ ​ 3 to 6 months ​ Weighted-average grant date fair value ​ $ 7.88 ​ $ 7.67 ​ $ 6.03 ​ ​ The fair value is amortized on a straight-line basis over the vesting periods of the grants and will be adjusted for subsequent changes in estimated forfeitures. The expected dividend yield assumption is based on the Company’s current expectations about its anticipated dividend policy. Expected volatility is based on historical volatility of the Company’s common stock price. The risk-free interest rate for periods within the contractual life of the option or purchase is based on the U.S. Treasury yield curve in effect at the time of the grant. The expected life of the option and purchase grants is derived using the “simplified” method and represents the period of time that options and purchases are expected to be outstanding. Historical data is used to estimate forfeitures used in the model. Two separate groups of employees (employees subject to broad based grants, and executive employees and directors) are used. As of December 31, 2022, there was $438 thousand of unrecognized compensation cost related to stock options granted, which is expected to be recognized over a weighted average period of 1.79 years. The aggregate intrinsic value is calculated as the difference between the exercise price of the underlying awards and the quoted price of the Company’s common stock for the 324,503 options that were in-the-money at December 31, 2022. The aggregate intrinsic value at December 31, 2022 was $7.7 million on options outstanding and $7.5 million on options exercisable. During the years ended December 31, 2022, 2021 and 2020, the aggregate intrinsic value of options exercised under the Company’s stock-based compensation was $387 thousand, $419 thousand, and $270 thousand, respectively, and determined as of the date of the option exercise. Restricted stock awards granted may not be sold or otherwise transferred until the service periods have lapsed. During the vesting periods, participants have voting rights and receive dividends. Upon termination of employment, common shares upon which the service periods have not lapsed must be returned to the Company. All restricted share awards are classified as equity awards. The grant-date fair value of equity-classified restricted stock awards is amortized as compensation expense on a straight-line basis over the period restrictions lapse. As of December 31, 2022, there was $2.7 million of unrecognized compensation cost related to nonvested restricted stock awards expected to be recognized over a period of 1.6 years.
Income taxes	Income taxes Deferred income taxes are provided under the liability method whereby deferred tax assets are recognized for deductible temporary differences and net operating loss and tax credit carryforwards and deferred tax liabilities are recognized for taxable temporary differences. Temporary differences are the differences between the reported amounts of assets and liabilities and their tax basis. Deferred tax assets are reduced by a valuation allowance when, in the opinion of management, it is more likely than not that some or all of the deferred tax assets will not be realized. Deferred tax assets and liabilities are adjusted for the effects of changes in tax laws and rates on the date of enactment. When tax returns are filed, it is highly certain that some positions taken would be sustained upon examination by the taxing authorities, while others are subject to uncertainty about the merits of the position taken or the amount of the position that would be ultimately sustained. The benefit of a tax position is recognized in the financial statements in the period during which, based on all available evidence, management believes it is more likely than not that the position will be sustained upon examination, including the resolution of appeals or litigation processes, if any. Tax positions taken are not offset or aggregated with other positions. Tax positions that meet the more likely than not recognition threshold are measured as the largest amount of tax benefit that is more than 50 percent likely of being realized upon settlement with the applicable taxing authority. The portion of the Interest and penalties associated with unrecognized tax benefits are classified as additional income taxes in the statements of income.
Trust assets	Trust assets
Revenue Recognition	Revenue Recognition: Trust and Investment advisory and management fees Deposit service fees Note 1. Nature of Business and Significant Accounting Policies (continued) Correspondent banking fees:
Reclassifications	Reclassifications
Recent accounting developments	Recent accounting developments: The Company adopted ASU 2016-13, Financial Instruments – Credit Losses on January 1, 2021. Under the standard, assets measured at amortized cost (including loans, leases and HTM securities) are presented at the net amount expected to be collected. Rather than the “incurred” model previously utilized, the standard requires the use of a forward-looking approach to recognizing all expected credit losses at the beginning of an asset’s life. The Company adopted the standard using a modified retrospective approach and recorded an after-tax decrease to retained earnings of $937 thousand as of January 1, 2021. This transition adjustment included an $8.1 million decrease in the allowance related to loans and leases, established an ACL on held to maturity debt securities of $183 thousand and established an ACL on OBS credit exposures of $9.1 million. The Company did not record an ACL on available for sale securities upon adoption of the standard. The following table illustrated the impact of ASU 2016-13 as of January 1, 2021: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ As Reported ​ Pre- ​ Impact of ​ ​ Under ​ ASU 2016-13 ​ ASU 2016-13 ​ ​ ASU 2016-13 ​ Adoption Adoption ​ ​ (dollars in thousands) Assets: ​ ​ ​ ​ ​ ​ ​ ​ ​ Allowance for credit losses HTM securities ​ $ 183 ​ $ — ​ $ 183 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans*: ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I ​ ​ — ​ ​ 35,421 ​ ​ (35,421) C&I - revolving ​ ​ 2,982 ​ ​ — ​ ​ 2,982 C&I - other ​ ​ 29,130 ​ ​ — ​ ​ 29,130 CRE ​ ​ — ​ ​ 42,161 ​ ​ (42,161) CRE - owner occupied ​ ​ 8,696 ​ ​ — ​ ​ 8,696 CRE - non owner occupied ​ ​ 11,428 ​ ​ — ​ ​ 11,428 Construction & Land Development ​ ​ 11,999 ​ ​ — ​ ​ 11,999 Multi-family ​ ​ 5,836 ​ ​ — ​ ​ 5,836 Direct financing leases ​ ​ — ​ ​ 1,764 ​ ​ (1,764) 1-4 family real estate ​ ​ 5,042 ​ ​ — ​ ​ 5,042 Residential real estate ​ ​ — ​ ​ 3,732 ​ ​ (3,732) Consumer ​ ​ 1,161 ​ ​ 1,298 ​ ​ (137) Allowance for credit losses on loans ​ ​ 76,274 ​ ​ 84,376 ​ ​ (8,102) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Liabilities: ​ ​ ​ ​ ​ ​ ​ ​ ​ Allowance for credit losses on OBS credit exposures ​ ​ 9,117 ​ ​ — ​ ​ 9,117 *Loan segmentation under ASU 2016-13 follows different methodology where that segmentation is collateral driven, causing certain segments to contain commercial and non-commercial borrowers, whereas pre-ASU 2016-13 segments were borrower driven.
Pending accounting developments	Pending accounting developments: In March 2020, the FASB issued ASU 2020-4, “ Reference Rate Reform,” ​ Note 1. Nature of Business and Significant Accounting Policies (continued) postponement of the cessation date of LIBOR, the FASB issued ASU 2022-06 which defers the sunset date of the ASU 2020-4 guidance to December 31, 2024, after which entities will no longer be permitted to apply the relief. Management has assessed the impacts of ASU 2020-4 and the related opportunities and risks involved in the LIBOR transition. Specifically, management has identified all of the financial instruments with LIBOR exposure which includes certain commercial loans, certain derivatives, and certain securities. In all cases, management has determined a plan of transition from LIBOR to a different index. The transition will happen prior to the expiration of published LIBOR rates on June 30, 2023. Management expects the transition to have a minimal impact to the Company’s financial statements. In April 2022, the FASB issued ASU 2022-02, Troubled Debt Restructurings and Vintage Disclosures.

Note 1 - Nature of Business a_3

Note 1 - Nature of Business and Significant Accounting Policies (Tables)	12 Months Ended
	Dec. 31, 2022
Nature of Business and Significant Accounting Policies
Fair value assumptions for stock option grants and stock purchase grants	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2022 2021 2020 ​ Dividend yield ​ ​ 0.43% to 0.45% ​ ​ 0.55% ​ ​ 0.60% to 0.81% ​ Expected volatility ​ 22.65% to 23.52% ​ ​ 23.57% ​ ​ 25.49% to 25.70% ​ Risk-free interest rate ​ 1.87% to 3.12% ​ ​ 1.62% ​ ​ 0.79% to 1.31% ​ Expected life of option grants ​ 6.25 years ​ ​ 6.25 years ​ ​ 6.25 years ​ Weighted-average grant date fair value ​ $ 13.94 to 15.09 ​ $ 10.85 ​ $ 10.07 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2022 2021 2020 ​ Dividend yield ​ 0.43% to 0.44% ​ ​ 0.49% to 0.61% ​ ​ 0.55% to 0.81% ​ Expected volatility ​ 17.97% to 21.16% ​ ​ 37.51% to 38.65% ​ ​ 24.59% to 36.38% ​ Risk-free interest rate ​ 0.14% to 2.24% ​ ​ 0% to 0.06% ​ ​ 0.15% to 1.65% ​ Expected life of purchase grants ​ 3 to 6 months ​ ​ 3 to 6 months ​ ​ 3 to 6 months ​ Weighted-average grant date fair value ​ $ 7.88 ​ $ 7.67 ​ $ 6.03 ​ ​
Schedule of accounting standards update and change in accounting principle	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ As Reported ​ Pre- ​ Impact of ​ ​ Under ​ ASU 2016-13 ​ ASU 2016-13 ​ ​ ASU 2016-13 ​ Adoption Adoption ​ ​ (dollars in thousands) Assets: ​ ​ ​ ​ ​ ​ ​ ​ ​ Allowance for credit losses HTM securities ​ $ 183 ​ $ — ​ $ 183 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans*: ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I ​ ​ — ​ ​ 35,421 ​ ​ (35,421) C&I - revolving ​ ​ 2,982 ​ ​ — ​ ​ 2,982 C&I - other ​ ​ 29,130 ​ ​ — ​ ​ 29,130 CRE ​ ​ — ​ ​ 42,161 ​ ​ (42,161) CRE - owner occupied ​ ​ 8,696 ​ ​ — ​ ​ 8,696 CRE - non owner occupied ​ ​ 11,428 ​ ​ — ​ ​ 11,428 Construction & Land Development ​ ​ 11,999 ​ ​ — ​ ​ 11,999 Multi-family ​ ​ 5,836 ​ ​ — ​ ​ 5,836 Direct financing leases ​ ​ — ​ ​ 1,764 ​ ​ (1,764) 1-4 family real estate ​ ​ 5,042 ​ ​ — ​ ​ 5,042 Residential real estate ​ ​ — ​ ​ 3,732 ​ ​ (3,732) Consumer ​ ​ 1,161 ​ ​ 1,298 ​ ​ (137) Allowance for credit losses on loans ​ ​ 76,274 ​ ​ 84,376 ​ ​ (8,102) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Liabilities: ​ ​ ​ ​ ​ ​ ​ ​ ​ Allowance for credit losses on OBS credit exposures ​ ​ 9,117 ​ ​ — ​ ​ 9,117 *Loan segmentation under ASU 2016-13 follows different methodology where that segmentation is collateral driven, causing certain segments to contain commercial and non-commercial borrowers, whereas pre-ASU 2016-13 segments were borrower driven.

Note 2 - Mergers_Acquisitions_2

Note 2 - Mergers/Acquisitions/Sale (Tables)	12 Months Ended
	Dec. 31, 2022
Bates Companies
Notes Tables
Fair values of the assets acquired and liabilities assumed	​ ​ ​ ​ ​ ​ ​ As of ​ August 12, 2020 ​ ​ (dollars in thousands) ​ ​ ​ ​ ASSETS ​ ​ ​ Cash and due from banks ​ $ 349 Premises and equipment, net ​ ​ 19 Other assets ​ ​ 2,259 Total assets sold ​ $ 2,627 ​ ​ ​ ​ LIABILITIES ​ ​ ​ Other liabilities ​ $ 946 Total liabilities sold ​ $ 946 ​ ​ ​ ​ Net assets sold ​ $ 1,681 ​ ​ ​ ​ ​ ​ ​ ​ Cash consideration ​ $ 195 Forgiveness of earn-out consideration ​ ​ 880 Note receivable consideration ​ ​ 448 Loss on sale of subsidiary ​ $ 158
Guaranty Federal Bancshares, Inc
Notes Tables
Fair values of the assets acquired and liabilities assumed	​ ​ ​ ​ ​ ​ As of ​ ​ April 1, 2022 ​ ​ (dollars in thousands) ASSETS ​ Cash and due from banks ​ $ 171,844 Interest-bearing deposits at financial institutions ​ 17,134 Securities ​ 143,017 Loans/leases receivable, net ​ 801,697 Bank-owned life insurance ​ ​ 32,100 Premises and equipment ​ 16,257 Restricted investment securities ​ 2,220 Other real estate owned ​ 55 Intangibles ​ 10,264 Other assets ​ 23,685 Total assets acquired ​ $ 1,218,273 ​ ​ LIABILITIES ​ Deposits ​ $ 1,076,573 FHLB advances ​ 16,000 Subordinated notes ​ ​ 19,621 Junior subordinated debentures ​ ​ 10,310 Other liabilities ​ 15,225 Total liabilities assumed ​ $ 1,137,729 Net assets acquired ​ $ 80,544 ​ ​ CONSIDERATION PAID: ​ Cash ​ $ 26,871 Common stock ​ ​ 117,214 Total consideration paid ​ $ 144,085 Goodwill ​ $ 63,541 ​
Schedule of carrying amount of loans acquired and classified	​ ​ ​ ​ ​ ​ Guaranty Bank ​ ​ April 1, 2022 ​ ​ (dollars in thousands) ​ ​ ​ ​ Principal balance of PCD loans at acquisition ​ $ 38,711 Allowance for credit losses at acquisition ​ (5,902) Non-credit discount at acquisition ​ (1,366) Fair value of PCD loans at acquisition ​ $ 31,443 ​ ​ ​ ​ ​
Schedule of FHLB advances and other borrowings	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Amount Rate Terms Maturity Date Collateral ​ ​ (dollars in thousands) FHLB advance ​ 6,500 0.59% monthly interest payments; principal due at maturity 5/15/2023 commercial and residential real estate loans FHLB advance ​ 6,500 0.82% monthly interest payments; principal due at maturity 5/15/2025 commercial and residential real estate loans FHLB advance ​ 3,000 1.12% monthly interest payments; principal due at maturity 5/17/2027 commercial and residential real estate loans Subordinated notes ​ 19,621 5.25% monthly interest payments; principal due at maturity 9/30/2030 unsecured Junior subordinated debentures ​ 10,310 4.09% monthly interest payments; principal due at maturity 2/23/2036 unsecured Fair value of borrowings assumed ​ $ 45,931 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
Schedule of unaudited pro forma combined operating results	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ For the Year Ended December 31, ​ 2022 2021 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Net interest income ​ ​ $ 242,161 ​ $ 222,839 Noninterest income ​ ​ $ 82,966 ​ $ 114,095 Net income ​ ​ $ 119,899 ​ $ 99,606 ​ ​ ​ ​ ​ ​ Earnings per common share: ​ ​ ​ ​ Basic ​ ​ $ 6.97 ​ $ 5.60 Diluted ​ ​ $ 6.89 ​ $ 5.53 ​

Note 3 - Investment Securities

Note 3 - Investment Securities (Tables)	12 Months Ended
	Dec. 31, 2022
Notes Tables
Amortized cost and fair value of investment securities	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Gross ​ Gross ​ ​ ​ ​ ​ ​ Amortized ​ Unrealized ​ Unrealized ​ Fair ​ ​ Cost* Gains (Losses) Value ​ ​ (dollars in thousands) December 31, 2022: ​ ​ ​ ​ Securities HTM: ​ ​ ​ ​ Municipal securities ​ $ 586,272 ​ $ 5,292 ​ $ (56,978) ​ $ 534,586 ​ Other securities ​ 1,050 ​ — ​ — ​ 1,050 ​ ​ ​ $ 587,322 ​ $ 5,292 ​ $ (56,978) ​ $ 535,636 ​ ​ ​ ​ ​ ​ ​ Securities AFS: ​ ​ ​ ​ ​ U.S. treasuries and govt. sponsored agency securities ​ $ 19,745 ​ $ 19 ​ $ (2,783) ​ $ 16,981 ​ Residential mortgage-backed and related securities ​ 73,438 ​ — ​ (7,223) ​ 66,215 ​ Municipal securities ​ 239,812 ​ 66 ​ (46,700) ​ 193,178 ​ Asset-backed securities ​ ​ 18,885 ​ ​ 48 ​ ​ (205) ​ ​ 18,728 ​ Other securities ​ 48,631 ​ 27 ​ (2,800) ​ 45,858 ​ ​ ​ $ 400,511 ​ $ 160 ​ $ (59,711) ​ $ 340,960 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ * HTM securities shown on the balance sheet of $587.1 million represent amortized cost of $587.3 million, net of allowance for credit losses of $180 thousand as of December 31, 2022. ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Gross ​ Gross ​ ​ ​ ​ Amortized ​ Unrealized ​ Unrealized ​ Fair ​ Cost* Gains (Losses) ​ Value ​ ​ (dollars in thousands) December 31, 2021: ​ ​ ​ ​ ​ ​ Securities HTM: ​ ​ ​ ​ ​ ​ Municipal securities ​ $ 471,533 ​ $ 49,715 ​ $ — ​ $ 521,248 Other securities ​ 1,050 ​ — ​ (1) ​ 1,049 ​ ​ $ 472,583 ​ $ 49,715 ​ $ (1) ​ $ 522,297 ​ ​ ​ ​ ​ Securities AFS: ​ ​ ​ ​ U.S. govt. sponsored agency securities ​ $ 23,370 ​ $ 254 ​ $ (296) ​ $ 23,328 Residential mortgage-backed and related securities ​ 92,431 ​ 2,672 ​ (780) ​ 94,323 Municipal securities ​ 163,253 ​ 5,228 ​ (215) ​ 168,266 Asset-backed securities ​ ​ 26,372 ​ ​ 752 ​ ​ — ​ ​ 27,124 Other securities ​ 24,568 ​ 251 ​ (30) ​ 24,789 ​ ​ $ 329,994 ​ $ 9,157 ​ $ (1,321) ​ $ 337,830 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ * HTM securities shown on the balance sheet of $472.4 million represent amortized cost of $472.6 million, net of allowance for credit losses of $198 thousand as of December 31, 2021. ​
Securities have been in a continuous unrealized loss position	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Less than 12 Months ​ 12 Months or More ​ Total ​ ​ ​ ​ Gross ​ ​ ​ Gross ​ ​ ​ Gross ​ ​ Fair ​ Unrealized ​ Fair ​ Unrealized ​ Fair ​ Unrealized ​ Value Losses Value Losses Value Losses ​ ​ (dollars in thousands) December 31, 2022: ​ ​ ​ ​ ​ ​ Securities HTM: ​ ​ ​ ​ ​ ​ Municipal securities ​ $ 347,651 ​ $ (56,978) ​ $ — ​ $ — ​ $ 347,651 ​ $ (56,978) ​ ​ $ 347,651 ​ $ (56,978) ​ $ — ​ $ — ​ $ 347,651 ​ $ (56,978) ​ ​ ​ ​ ​ ​ ​ ​ Securities AFS: ​ ​ ​ ​ ​ ​ ​ U.S. treasuries and govt. sponsored agency securities ​ $ 5,138 ​ $ (326) ​ $ 10,591 ​ $ (2,457) ​ $ 15,729 ​ $ (2,783) Residential mortgage-backed and related securities ​ 48,469 ​ (3,327) ​ 17,690 ​ (3,896) ​ 66,159 ​ (7,223) Municipal securities ​ 178,172 ​ (42,661) ​ 9,809 ​ (4,039) ​ 187,981 ​ (46,700) Asset-backed securities ​ ​ 13,684 ​ ​ (205) ​ ​ — ​ ​ — ​ ​ 13,684 ​ ​ (205) Other securities ​ 35,206 ​ (2,404) ​ 4,122 ​ (396) ​ 39,328 ​ (2,800) ​ ​ $ 280,669 ​ $ (48,923) ​ $ 42,212 ​ $ (10,788) ​ $ 322,881 ​ $ (59,711) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Less than 12 Months ​ 12 Months or More ​ Total ​ ​ ​ ​ Gross ​ ​ ​ Gross ​ ​ ​ Gross ​ ​ Fair ​ Unrealized ​ Fair ​ Unrealized ​ Fair ​ Unrealized ​ Value Losses Value Losses Value Losses ​ ​ (dollars in thousands) December 31, 2021: ​ ​ ​ ​ ​ ​ Securities HTM: ​ ​ ​ ​ ​ ​ Other securities ​ $ 1,049 ​ $ (1) ​ $ — ​ $ — ​ $ 1,049 ​ $ (1) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Securities AFS: ​ ​ ​ ​ ​ ​ U.S. treasuries and govt. sponsored agency securities ​ $ 9,802 ​ $ (156) ​ $ 3,035 ​ $ (140) ​ $ 12,837 ​ $ (296) Residential mortgage-backed and related securities ​ 5,363 ​ (67) ​ 19,406 ​ (713) ​ 24,769 ​ (780) Municipal securities ​ 13,287 ​ (211) ​ 1,001 ​ (4) ​ 14,288 ​ (215) Other securities ​ ​ 4,528 ​ ​ (30) ​ ​ — ​ ​ — ​ ​ 4,528 ​ ​ (30) ​ ​ $ 32,980 ​ $ (464) ​ $ 23,442 ​ $ (857) ​ $ 56,422 ​ $ (1,321) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
Activity in allowance for credit losses	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year Ended December 31, 2022 ​ Year Ended December 31, 2021 ​ ​ ​ Municipal ​ Other ​ ​ ​ Municipal ​ Other ​ ​ ​ ​ securities securities Total ​ securities securities Total ​ ​ (dollars in thousands) Allowance for credit losses: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Beginning balance ​ $ 198 ​ $ — ​ $ 198 ​ $ — ​ $ — ​ $ — ​ Impact of adopting ASU 2016-13 ​ ​ — ​ ​ — ​ ​ — ​ ​ 182 ​ ​ 1 ​ ​ 183 ​ Provision for credit loss expense ​ ​ (18) ​ ​ — ​ ​ (18) ​ ​ 16 ​ ​ (1) ​ ​ 15 ​ Balance, ending ​ $ 180 ​ $ — ​ $ 180 ​ $ 198 ​ $ — ​ $ 198 ​
Realized gain (loss) on investments	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2022 2021 2020 ​ ​ ​ ​ ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Proceeds from sales of securities ​ ​ ​ ​ ​ $ 111,375 ​ $ 23,874 ​ $ 38,562 Gross gains from sales of securities ​ ​ ​ ​ ​ — ​ — ​ 2,553 Gross losses from sales of securities ​ ​ ​ ​ ​ — ​ (88) ​ (69) ​
Investments classified by maturity date	​ ​ ​ ​ ​ ​ ​ ​ ​ Amortized Cost Fair Value ​ ​ (dollars in thousands) Securities HTM: ​ ​ Due in one year or less ​ $ 2,902 ​ $ 2,895 Due after one year through five years ​ 18,998 ​ 19,359 Due after five years ​ 565,422 ​ 513,382 ​ ​ $ 587,322 ​ $ 535,636 Securities AFS: ​ ​ Due in one year or less ​ $ 4,522 ​ $ 4,510 Due after one year through five years ​ 4,159 ​ 4,135 Due after five years ​ 299,507 ​ 247,372 ​ ​ ​ 308,188 ​ ​ 256,017 Residential mortgage-backed and related securities ​ ​ 73,438 ​ ​ 66,215 Asset-backed securities ​ 18,885 ​ 18,728 ​ ​ $ 400,511 ​ $ 340,960 ​ ​ ​ ​ ​ ​ ​
Schedule of investment in callable securities	​ ​ ​ ​ ​ ​ ​ ​ ​ Amortized Cost Fair Value ​ ​ (dollars in thousands) Securities HTM: ​ ​ Municipal securities ​ $ 330,576 ​ $ 296,851 ​ ​ ​ Securities AFS: ​ ​ Municipal securities ​ ​ 235,334 ​ ​ 188,707 Other securities ​ 47,681 ​ 44,923 ​ ​ $ 283,015 ​ $ 233,630 ​

Note 4 - Loans_Leases Receivabl

Note 4 - Loans/Leases Receivable (Tables)	12 Months Ended
	Dec. 31, 2022
Notes Tables
Composition of the loan/lease portfolio	​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2022 ​ December 31, 2021 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ C&I: ​ ​ ​ ​ ​ ​ C&I - revolving ​ $ 296,869 ​ $ 248,483 C&I - other * ​ ​ 1,451,693 ​ ​ 1,346,602 ​ ​ ​ 1,748,562 ​ ​ 1,595,085 ​ ​ ​ CRE - owner occupied ​ 629,367 ​ 421,701 CRE - non-owner occupied ​ 963,239 ​ ​ 646,500 Construction and land development ​ 1,192,061 ​ 918,571 Multi-family ​ ​ 963,803 ​ ​ 600,412 Direct financing leases** ​ 31,889 ​ 45,191 1-4 family real estate*** ​ ​ 499,529 ​ ​ 377,361 Consumer ​ 110,421 ​ 75,311 ​ ​ 6,138,871 ​ 4,680,132 Allowance for credit losses ​ (87,706) ​ (78,721) ​ ​ $ 6,051,165 ​ $ 4,601,411 ** Direct financing leases: ​ ​ Net minimum lease payments to be received ​ $ 34,754 ​ $ 49,362 Estimated unguaranteed residual values of leased assets ​ 165 ​ 165 Unearned lease/residual income ​ (3,030) ​ (4,336) ​ ​ 31,889 ​ 45,191 Plus deferred lease origination costs, net of fees ​ 226 ​ 568 ​ ​ 32,115 ​ 45,759 Less allowance for credit losses ​ (970) ​ (1,546) ​ ​ $ 31,145 ​ $ 44,213 ​ ​ ​ ​ ​ ​ ​ ​ * Includes equipment financing agreements outstanding at m2, totaling $278.0 million and $225.1 million as of December 31, 2022 and 2021, respectively and PPP loans totaling $68.3 thousand and $28.2 million as of December 31, 2022 and December 31, 2021, respectively. ​ ** Management performs an evaluation of the estimated unguaranteed residual values of leased assets on an annual basis, at a minimum. The evaluation consists of discussions with reputable and current vendors and management’s expertise and understanding of the current states of particular industries to determine informal valuations of the equipment. As necessary and where available, management will utilize valuations by independent appraisers. The majority of leases with residual values contain a lease options rider which requires the lessee to pay the residual value directly, finance the payment of the residual value, or extend the lease term to pay the residual value. In these cases, the residual value is protected and the risk of loss is minimal. ***Includes residential real estate loans held for sale totaling $1.5 million and $3.8 million as of December 31, 2022 and 2021, respectively.
Changes in accretable yield for acquired loans	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year ended ​ ​ December 31, 2022 ​ December 31, 2021 ​ ​ Total ​ Total ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ Balance at the beginning of the period ​ $ (1,533) ​ $ (3,139) Discount added at acquisition ​ ​ (13,381) ​ ​ — Accretion recognized ​ 8,826 ​ 1,606 Balance at the end of the period ​ $ (6,088) ​ $ (1,533) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year ended December 31, 2020 ​ ​ PCI Performing ​ ​ ​ ​ Loans ​ Loans ​ Total ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance at the beginning of the period ​ $ (57) ​ $ (6,378) ​ $ (6,435) Reclassification of nonaccretable discount to accretable ​ ​ (530) ​ ​ — ​ ​ (530) Reclassification of nonaccretable discount to allowance ​ ​ — ​ ​ 353 ​ ​ 353 Accretion recognized ​ 587 ​ 2,886 ​ 3,473 Balance at the end of the period ​ $ — ​ $ (3,139) ​ $ (3,139) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
Aging of the loan/lease portfolio by classes of loans/leases	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2022 ​ ​ ​ ​ ​ ​ ​ ​ Accruing Past ​ ​ ​ ​ ​ ​ ​ ​ 30-59 Days ​ 60-89 Days ​ Due 90 Days or ​ Nonaccrual ​ ​ Classes of Loans/Leases Current Past Due Past Due More Loans/Leases Total ​ ​ (dollars in thousands) ​ C&I: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - revolving ​ $ 296,869 ​ $ — ​ $ — ​ $ — ​ $ — $ ​ 296,869 ​ C&I - other ​ ​ 1,442,629 ​ ​ 4,800 ​ ​ 1,124 ​ ​ 5 ​ ​ 3,135 ​ ​ 1,451,693 ​ CRE - owner occupied ​ 625,611 ​ 1,166 ​ — ​ — ​ 2,590 ​ 629,367 ​ CRE - non-owner occupied ​ 962,444 ​ 421 ​ — ​ — ​ 374 ​ 963,239 ​ Construction and land development ​ ​ 1,191,929 ​ ​ — ​ ​ — ​ ​ — ​ ​ 132 ​ ​ 1,192,061 ​ Multi-family ​ 963,803 ​ — ​ — ​ — ​ — ​ 963,803 ​ Direct financing leases ​ 31,557 ​ 141 ​ 56 ​ — ​ 135 ​ 31,889 ​ 1-4 family real estate ​ 495,936 ​ 1,030 ​ 517 ​ — ​ 2,046 ​ 499,529 ​ Consumer ​ 110,041 ​ 27 ​ — ​ — ​ 353 ​ 110,421 ​ ​ ​ $ 6,120,819 ​ $ 7,585 ​ $ 1,697 ​ $ 5 ​ $ 8,765 ​ $ 6,138,871 ​ ​ ​ ​ ​ ​ ​ ​ ​ As a percentage of total loan/lease portfolio ​ 99.71 % 0.12 % 0.03 % 0.00 % 0.14 % 100.00 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 ​ ​ ​ ​ ​ ​ ​ ​ Accruing Past ​ ​ ​ ​ ​ ​ ​ ​ 30-59 Days ​ 60-89 Days ​ Due 90 Days or ​ Nonaccrual ​ ​ Classes of Loans/Leases Current Past Due Past Due More Loans/Leases Total ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - revolving ​ $ 248,483 ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 248,483 ​ C&I - other ​ 1,337,034 ​ 859 ​ 7,308 ​ 1 ​ 1,400 ​ 1,346,602 ​ CRE - owner occupied ​ 421,701 ​ — ​ — ​ — ​ — ​ 421,701 ​ CRE - non-owner occupied ​ 646,500 ​ — ​ — ​ — ​ — ​ 646,500 ​ Construction and land development ​ 918,498 ​ — ​ — ​ — ​ 73 ​ 918,571 ​ Multi-family ​ ​ 600,412 ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ 600,412 ​ Direct financing leases ​ 44,174 ​ 10 ​ 160 ​ — ​ 847 ​ 45,191 ​ 1-4 family real estate ​ 374,912 ​ 1,325 ​ 716 ​ — ​ 408 ​ 377,361 ​ Consumer ​ 75,272 ​ 8 ​ — ​ — ​ 31 ​ 75,311 ​ ​ ​ $ 4,666,986 ​ $ 2,202 ​ $ 8,184 ​ $ 1 ​ $ 2,759 ​ $ 4,680,132 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ As a percentage of total loan/lease portfolio ​ 99.72 % 0.05 % 0.17 % 0.00 % 0.06 % 100.00 % ​
NPLs by classes of loans/leases	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2022 ​ ​ ​ Accruing Past ​ Nonaccrual ​ Nonaccrual ​ ​ ​ ​ ​ ​ ​ ​ Due 90 Days or ​ Loans/Leases ​ Loans/Leases ​ ​ ​ ​ Percentage of ​ Classes of Loans/Leases More with an ACL without an ACL Total NPLs Total NPLs ​ (dollars in thousands) ​ C&I: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - revolving ​ $ — ​ $ — ​ $ — ​ $ — - % C&I - other ​ ​ 5 ​ ​ 2,775 ​ ​ 360 ​ ​ 3,140 ​ 35.80 ​ CRE - owner occupied ​ — ​ 1,738 ​ 852 ​ 2,590 29.53 ​ CRE - non-owner occupied ​ — ​ 68 ​ 306 ​ 374 4.26 ​ Construction and land development ​ ​ — ​ ​ 132 ​ ​ — ​ ​ 132 ​ 1.51 ​ Multi-family ​ — ​ — ​ — ​ — - ​ Direct financing leases ​ — ​ 80 ​ 55 ​ 135 1.54 ​ 1-4 family real estate ​ — ​ 1,641 ​ 405 ​ 2,046 23.33 ​ Consumer ​ — ​ 353 ​ — ​ 353 4.03 ​ ​ ​ $ 5 ​ $ 6,787 ​ $ 1,978 ​ $ 8,770 100.00 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 ​ ​ Accruing Past ​ Nonaccrual ​ Nonaccrual ​ ​ ​ ​ ​ ​ Due 90 Days or ​ Loans/Leases ​ Loans/Leases ​ ​ ​ Percentage of Classes of Loans/Leases More with an ACL without an ACL Total NPLs Total NPLs ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - revolving ​ $ — ​ $ — ​ $ — ​ $ — - % C&I - other ​ ​ 1 ​ ​ 1,130 ​ ​ 270 ​ ​ 1,401 ​ 50.77 ​ CRE - owner occupied ​ — ​ — ​ — ​ — - ​ CRE - non-owner occupied ​ — ​ — ​ — ​ — - ​ Construction and land development ​ — ​ 73 ​ — ​ 73 2.64 ​ Multi-family ​ — ​ — ​ — ​ — - ​ Direct financing leases ​ — ​ 115 ​ 732 ​ 847 30.69 ​ 1-4 family real estate ​ — ​ 408 ​ — ​ 408 14.78 ​ Consumer ​ — ​ 31 ​ — ​ 31 1.12 ​ ​ ​ $ 1 ​ $ 1,757 ​ $ 1,002 ​ $ 2,760 ​ 100.00 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
Allowance for credit losses on financing receivables	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year Ended December 31, 2022 ​ ​ ​ ​ ​ ​ ​ ​ CRE ​ CRE ​ Construction ​ ​ ​ ​ 1-4 ​ ​ ​ ​ ​ ​ ​ ​ C&I - ​ C&I - ​ Owner ​ Non-Owner ​ and Land ​ Multi- ​ Family ​ ​ ​ ​ ​ ​ ​ ​ C&I ​ Revolving ​ Other* Occupied ​ Occupied ​ Development ​ Family ​ Real Estate Consumer ​ Total ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance, beginning ​ $ — ​ $ 3,907 ​ $ 25,982 ​ $ 8,501 ​ $ 8,549 ​ $ 16,972 ​ $ 9,339 ​ $ 4,541 ​ $ 930 ​ $ 78,721 Initial ACL recorded for PCD loans ​ ​ — ​ ​ 600 ​ ​ 7 ​ ​ 2,481 ​ ​ 1,076 ​ ​ 1,100 ​ ​ 481 ​ ​ 137 ​ ​ 20 ​ ​ 5,902 Provision** ​ — ​ (50) ​ 7,364 ​ (1,023) ​ 2,220 ​ (2,981) ​ 3,323 ​ 306 ​ 477 ​ 9,636 Charge-offs ​ — ​ — ​ (6,417) ​ — ​ (193) ​ (829) ​ — ​ (21) ​ (65) ​ (7,525) Recoveries ​ — ​ — ​ 817 ​ 6 ​ 97 ​ — ​ 43 ​ — ​ 9 ​ 972 Balance, ending ​ $ — ​ $ 4,457 ​ $ 27,753 ​ $ 9,965 ​ $ 11,749 ​ $ 14,262 ​ $ 13,186 ​ $ 4,963 ​ $ 1,371 ​ $ 87,706 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ *Included within the C&I-other column are ACL on leases with a beginning balance of $1.5 million, provision of $269 thousand, charge-offs of $1.1 million and recoveries of $273 thousand. ACL on leases was ​ ** Provision of the year ended December 31, 2022, included $11.0 million related to the acquired Guaranty Bank non-PCD loans. ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year Ended December 31, 2021 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ CRE ​ CRE ​ Construction ​ ​ ​ ​ Direct ​ Residential ​ 1-4 ​ ​ ​ ​ ​ ​ ​ ​ C&I - ​ C&I - ​ ​ ​ ​ Owner ​ Non-Owner ​ and Land ​ Multi- ​ Financing ​ Real ​ Family ​ ​ ​ ​ ​ ​ ​ ​ C&I ​ Revolving ​ Other* CRE ​ Occupied ​ Occupied ​ Development ​ Family Leases Estate ​ Real Estate Consumer ​ Total ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance, beginning ​ $ 35,421 ​ $ — ​ $ — ​ $ 42,161 ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 1,764 ​ $ 3,732 ​ $ — ​ $ 1,298 ​ $ 84,376 Adoption of ASU 2016-13 ​ ​ (35,421) ​ ​ 2,982 ​ ​ 29,130 ​ ​ (42,161) ​ ​ 8,696 ​ ​ 11,428 ​ ​ 11,999 ​ ​ 5,836 ​ ​ (1,764) ​ ​ (3,732) ​ ​ 5,042 ​ ​ (137) ​ ​ (8,102) Provision ​ — ​ 925 ​ (1,451) ​ — ​ (198) ​ (1,088) ​ 4,973 ​ 3,653 ​ — ​ — ​ (603) ​ (509) ​ 5,702 Charge-offs ​ — ​ — ​ (2,287) ​ — ​ — ​ (1,876) ​ — ​ (150) ​ — ​ — ​ (179) ​ (46) ​ (4,538) Recoveries ​ — ​ — ​ 590 ​ — ​ 3 ​ 85 ​ — ​ — ​ — ​ — ​ 281 ​ 324 ​ 1,283 Balance, ending ​ $ — ​ $ 3,907 ​ $ 25,982 ​ $ — ​ $ 8,501 ​ $ 8,549 ​ $ 16,972 ​ $ 9,339 ​ $ — ​ $ — ​ $ 4,541 ​ $ 930 ​ $ 78,721 ​ *Included within the C&I-other column are ACL on leases with a beginning balance of $1.8.million, adoption impact of $685 thousand, negative provision of $703 thousand, charge-offs of $458 thousand and recoveries of $258 thousand. ACL on leases was ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year Ended December 31, 2020 ​ ​ ​ ​ ​ ​ ​ Direct Financing Residential Real ​ Installment and ​ ​ ​ ​ ​ C&I ​ ​ CRE ​ Leases ​ Estate ​ Other Consumer ​ Total ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance, beginning ​ $ 16,072 ​ $ 15,379 ​ $ 1,464 ​ $ 1,948 ​ $ 1,138 ​ $ 36,001 Provisions charged to expense ​ 22,899 ​ ​ 28,671 ​ 2,148 ​ 1,755 ​ 231 ​ 55,704 Loans/leases charged off ​ (4,199) ​ ​ (2,071) ​ (1,993) ​ — ​ (120) ​ (8,383) Recoveries on loans/leases previously charged off ​ 649 ​ ​ 182 ​ 145 ​ 29 ​ 49 ​ 1,054 Balance, ending ​ $ 35,421 ​ $ 42,161 ​ $ 1,764 ​ $ 3,732 ​ $ 1,298 ​ $ 84,376 ​ ​ Note 4. Loans/Leases Receivable (continued) ​ The composition of the ACL loans/leases by portfolio segment based on evaluation method are as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year ended December 31, 2022 ​ ​ ​ Amortized Cost of Loans Receivable ​ Allowance for Credit Losses ​ ​ ​ Individually ​ Collectively ​ ​ ​ ​ Individually ​ Collectively ​ ​ ​ ​ ​ ​ Evaluated for ​ Evaluated for ​ ​ ​ ​ Evaluated for ​ Evaluated for ​ ​ ​ ​ ​ Credit Losses Credit Losses ​ Total ​ Credit Losses Credit Losses ​ Total ​ ​ ​ (dollars in thousands) C&I : ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - revolving ​ $ 3,386 ​ $ 293,483 ​ $ 296,869 ​ $ 961 ​ $ 3,496 ​ $ 4,457 ​ C&I - other* ​ 9,358 ​ 1,474,224 ​ 1,483,582 ​ 1,445 ​ 26,308 ​ 27,753 ​ ​ ​ 12,744 ​ 1,767,707 ​ 1,780,451 ​ 2,406 ​ 29,804 ​ 32,210 ​ CRE - owner occupied ​ 24,880 ​ 604,487 ​ 629,367 ​ 2,853 ​ 7,112 ​ 9,965 ​ CRE - non-owner occupied ​ 21,588 ​ 941,651 ​ 963,239 ​ 869 ​ 10,880 ​ 11,749 ​ Construction and land development ​ 10,394 ​ 1,181,667 ​ 1,192,061 ​ 13 ​ 14,249 ​ 14,262 ​ Multi-family ​ ​ 1,302 ​ ​ 962,501 ​ ​ 963,803 ​ ​ 395 ​ ​ 12,791 ​ ​ 13,186 ​ 1-4 family real estate ​ 3,177 ​ 496,352 ​ 499,529 ​ 317 ​ 4,646 ​ 4,963 ​ Consumer ​ 741 ​ 109,680 ​ 110,421 ​ 75 ​ 1,296 ​ 1,371 ​ ​ ​ $ 74,826 ​ $ 6,064,045 ​ $ 6,138,871 ​ $ 6,928 ​ $ 80,778 ​ $ 87,706 ​ ​ *Included within the C&I – other category are leases individually evaluated of $135 thousand with a related allowance for credit losses of $24 thousand and leases collectively evaluated of $31.8 million with a related allowance for credit losses of $946 thousand. ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ As of December 31, 2021 ​ ​ ​ Amortized Cost of Loans Receivable ​ Allowance for Credit Losses ​ ​ ​ Individually ​ Collectively ​ ​ ​ ​ Individually ​ Collectively ​ ​ ​ ​ ​ ​ Evaluated for ​ Evaluated for ​ ​ ​ ​ Evaluated for ​ Evaluated for ​ ​ ​ ​ ​ Credit Losses Credit Losses ​ Total ​ Credit Losses Credit Losses ​ Total ​ ​ ​ (dollars in thousands) C&I : ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - revolving ​ $ 2,638 ​ $ 245,845 ​ $ 248,483 ​ $ 168 ​ $ 3,739 ​ $ 3,907 ​ C&I - other* ​ 13,456 ​ 1,378,337 ​ 1,391,793 ​ 743 ​ 25,239 ​ 25,982 ​ ​ ​ 16,094 ​ 1,624,182 ​ 1,640,276 ​ 911 ​ 28,978 ​ 29,889 ​ CRE - owner occupied ​ 3,841 ​ 417,860 ​ 421,701 ​ 1,264 ​ 7,237 ​ 8,501 ​ CRE - non-owner occupied ​ 25,006 ​ 621,494 ​ 646,500 ​ — ​ 8,549 ​ 8,549 ​ Construction and land development ​ 10,436 ​ 908,135 ​ 918,571 ​ 11 ​ 16,961 ​ 16,972 ​ Multi-family ​ ​ — ​ ​ 600,412 ​ ​ 600,412 ​ ​ — ​ ​ 9,339 ​ ​ 9,339 ​ 1-4 family real estate ​ 2,950 ​ 374,411 ​ 377,361 ​ 329 ​ 4,212 ​ 4,541 ​ Consumer ​ 350 ​ 74,961 ​ 75,311 ​ 39 ​ 891 ​ 930 ​ ​ ​ $ 58,677 ​ $ 4,621,455 ​ $ 4,680,132 ​ $ 2,554 ​ $ 76,167 ​ $ 78,721 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ *Included within the C&I – other category are leases individually evaluated of $847 thousand with a related allowance for credit losses of $35 thousand and leases collectively evaluated of $44.4 million with a related allowance for credit losses of $1.5 million. ​ ​ ​ ​ ​
Schedule of loans receivable by collateral type	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year ended December 31, 2022 ​ ​ ​ ​ ​ ​ ​ ​ ​ Non ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial ​ Owner-occupied ​ Owner-Occupied ​ Owner Occupied ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Assets CRE Real Estate ​ Real Estate ​ Securities ​ Equipment ​ Other ​ Total ​ ​ ​ (dollars in thousands) C & I: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - revolving ​ $ 3,281 ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 105 ​ $ — ​ $ 3,386 ​ C&I - other* ​ 1,589 ​ 210 ​ — ​ — ​ 108 ​ 7,289 ​ 162 ​ 9,358 ​ ​ ​ 4,870 ​ 210 ​ — ​ — ​ 108 ​ 7,394 ​ 162 ​ 12,744 ​ CRE - owner occupied ​ — ​ 24,814 ​ — ​ 66 ​ — ​ — ​ — ​ 24,880 ​ CRE - non-owner occupied ​ — ​ — ​ 21,588 ​ — ​ — ​ — ​ — ​ 21,588 ​ Construction and land development ​ — ​ — ​ 10,394 ​ — ​ — ​ — ​ — ​ 10,394 ​ Multi-family ​ ​ — ​ ​ — ​ ​ 1,302 ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ 1,302 ​ 1-4 family real estate ​ — ​ — ​ 33 ​ 3,144 ​ — ​ — ​ — ​ 3,177 ​ Consumer ​ — ​ — ​ 120 ​ 608 ​ — ​ — ​ 13 ​ 741 ​ ​ ​ $ 4,870 ​ $ 25,024 ​ $ 33,437 ​ $ 3,818 ​ $ 108 ​ $ 7,394 ​ $ 175 ​ $ 74,826 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ *Included within the C&I – other category are leases individually evaluated of $135 thousand with primary collateral of equipment. ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ As of December 31, 2021 ​ ​ ​ ​ ​ ​ ​ ​ ​ Non ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial ​ Owner-occupied ​ Owner-Occupied ​ Owner Occupied ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Assets CRE Real Estate ​ Real Estate ​ Securities ​ Equipment ​ Other ​ Total ​ ​ ​ (dollars in thousands) C & I: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - revolving ​ $ 2,518 ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 120 ​ $ — ​ $ 2,638 ​ C&I - other* ​ 683 ​ — ​ — ​ 2,471 ​ 134 ​ 9,877 ​ 291 ​ 13,456 ​ ​ ​ 3,201 ​ — ​ — ​ 2,471 ​ 134 ​ 9,997 ​ 291 ​ 16,094 ​ CRE - owner occupied ​ — ​ — ​ — ​ 3,841 ​ — ​ — ​ — ​ 3,841 ​ CRE - non-owner occupied ​ — ​ — ​ 25,006 ​ — ​ — ​ — ​ — ​ 25,006 ​ Construction and land development ​ — ​ — ​ 10,362 ​ 74 ​ — ​ — ​ — ​ 10,436 ​ Multi-family ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ 1-4 family real estate ​ — ​ — ​ 817 ​ 2,133 ​ — ​ — ​ — ​ 2,950 ​ Consumer ​ — ​ — ​ — ​ 340 ​ — ​ 1 ​ 9 ​ 350 ​ ​ ​ $ 3,201 ​ $ — ​ $ 36,185 ​ $ 8,859 ​ $ 134 ​ $ 9,998 ​ $ 300 ​ $ 58,677 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ *Included within the C&I – other category are leases individually evaluated of $847 thousand with primary collateral of equipment.
Schedule of financing receivable credit quality indicators based on internally assigned Risk rating	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2022 ​ ​ Term Loans ​ ​ ​ ​ ​ ​ ​ Amortized Cost Basis by Origination Year ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Revolving ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans ​ ​ ​ Internally Assigned ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Amortized ​ ​ Risk Rating 2022 2021 2020 2019 2018 ​ Prior ​ Cost Basis ​ Total ​ ​ (dollars in thousands) C&I - revolving ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass (Ratings 1 through 5) ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 275,888 ​ $ 275,888 Special Mention (Rating 6) ​ — ​ — ​ — ​ — ​ — ​ — ​ 17,595 ​ 17,595 Substandard (Rating 7) ​ — ​ — ​ — ​ — ​ — ​ — ​ 3,386 ​ 3,386 Doubtful (Rating 8) ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total C&I - revolving ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 296,869 ​ $ 296,869 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - other ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass (Ratings 1 through 5) ​ $ 496,445 ​ $ 279,412 ​ $ 127,803 ​ $ 87,054 ​ $ 59,675 ​ $ 105,184 ​ $ — ​ $ 1,155,573 Special Mention (Rating 6) ​ 9,542 ​ 679 ​ 901 ​ 723 ​ — ​ 308 ​ — ​ 12,153 Substandard (Rating 7) ​ 187 ​ 125 ​ 661 ​ 4,535 ​ 310 ​ 106 ​ — ​ 5,924 Doubtful (Rating 8) ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total C&I - other ​ $ 506,174 ​ $ 280,216 ​ $ 129,365 ​ $ 92,312 ​ $ 59,985 ​ $ 105,598 ​ $ — ​ $ 1,173,650 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ CRE - owner occupied ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass (Ratings 1 through 5) ​ $ 146,211 ​ $ 182,440 ​ $ 142,596 ​ $ 33,571 ​ $ 27,088 ​ $ 45,993 ​ $ 13,460 ​ $ 591,359 Special Mention (Rating 6) ​ 6,190 ​ — ​ 6,379 ​ 484 ​ — ​ 1,346 ​ 269 ​ 14,668 Substandard (Rating 7) ​ 3,750 ​ 171 ​ 16,336 ​ 1,396 ​ 1,197 ​ 490 ​ — ​ 23,340 Doubtful (Rating 8) ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total CRE - owner occupied ​ $ 156,151 ​ $ 182,611 ​ $ 165,311 ​ $ 35,451 ​ $ 28,285 ​ $ 47,829 ​ $ 13,729 ​ $ 629,367 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ CRE - non-owner occupied ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass (Ratings 1 through 5) ​ $ 310,163 ​ $ 221,953 ​ $ 173,478 ​ $ 89,337 ​ $ 56,898 ​ $ 40,923 ​ $ 7,510 ​ $ 900,262 Special Mention (Rating 6) ​ 2,824 ​ 882 ​ 18,920 ​ — ​ 12,917 ​ 6,198 ​ — ​ 41,741 Substandard (Rating 7) ​ 5,651 ​ — ​ 157 ​ 15,217 ​ — ​ — ​ 211 ​ 21,236 Doubtful (Rating 8) ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total CRE - non-owner occupied ​ $ 318,638 ​ $ 222,835 ​ $ 192,555 ​ $ 104,554 ​ $ 69,815 ​ $ 47,121 ​ $ 7,721 ​ $ 963,239 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Construction and land development ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass (Ratings 1 through 5) ​ $ 479,016 ​ $ 330,434 ​ $ 240,778 ​ $ 31,607 ​ $ 30,300 ​ $ — ​ $ 29,647 ​ $ 1,141,782 Special Mention (Rating 6) ​ 1,465 ​ 9,200 ​ — ​ — ​ — ​ — ​ — ​ 10,665 Substandard (Rating 7) ​ 132 ​ 10,262 ​ — ​ — ​ — ​ — ​ — ​ 10,394 Doubtful (Rating 8) ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total Construction and land development ​ $ 480,613 ​ $ 349,896 ​ $ 240,778 ​ $ 31,607 ​ $ 30,300 ​ $ — ​ $ 29,647 ​ $ 1,162,841 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Multi-family ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass (Ratings 1 through 5) ​ $ 237,839 ​ $ 254,056 ​ $ 224,920 ​ $ 134,378 ​ $ 99,695 ​ $ 7,875 ​ $ 2,227 ​ $ 960,990 Special Mention (Rating 6) ​ — ​ 44 ​ — ​ 1,467 ​ — ​ — ​ — ​ 1,511 Substandard (Rating 7) ​ — ​ — ​ 1,302 ​ — ​ — ​ — ​ — ​ 1,302 Doubtful (Rating 8) ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total Multi-family ​ $ 237,839 ​ $ 254,100 ​ $ 226,222 ​ $ 135,845 ​ $ 99,695 ​ $ 7,875 ​ $ 2,227 ​ $ 963,803 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 1-4 family real estate ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass (Ratings 1 through 5) ​ $ 61,953 ​ $ 57,731 ​ $ 33,737 ​ $ 12,687 ​ $ 5,813 ​ $ 6,002 ​ $ 5,855 ​ $ 183,778 Special Mention (Rating 6) ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Substandard (Rating 7) ​ 28 ​ — ​ — ​ 5 ​ — ​ — ​ — ​ 33 Doubtful (Rating 8) ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total 1-4 family real estate ​ $ 61,981 ​ $ 57,731 ​ $ 33,737 ​ $ 12,692 ​ $ 5,813 ​ $ 6,002 ​ $ 5,855 ​ $ 183,811 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Consumer ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass (Ratings 1 through 5) ​ $ 511 ​ $ 801 ​ $ 493 ​ $ 122 ​ $ 254 ​ $ 621 ​ $ 10,226 ​ $ 13,028 Special Mention (Rating 6) ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Substandard (Rating 7) ​ 282 ​ — ​ 12 ​ — ​ 112 ​ — ​ — ​ 406 Doubtful (Rating 8) ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total Consumer ​ $ 793 ​ $ 801 ​ $ 505 ​ $ 122 ​ $ 366 ​ $ 621 ​ $ 10,226 ​ $ 13,434 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total ​ $ 1,762,189 ​ $ 1,348,190 ​ $ 988,473 ​ $ 412,583 ​ $ 294,259 ​ $ 215,046 ​ $ 366,274 ​ $ 5,387,014 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 ​ ​ Term Loans ​ ​ Amortized Cost Basis by Origination Year ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Revolving ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans ​ ​ ​ Internally Assigned ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Amortized ​ ​ Risk Rating 2021 2020 2019 2018 2017 ​ Prior ​ Cost Basis ​ Total ​ ​ (dollars in thousands) C&I - revolving ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass (Ratings 1 through 5) ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 245,212 ​ $ 245,212 Special Mention (Rating 6) ​ — ​ — ​ — ​ — ​ — ​ — ​ 633 ​ 633 Substandard (Rating 7) ​ — ​ — ​ — ​ — ​ — ​ — ​ 2,638 ​ 2,638 Doubtful (Rating 8) ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total C&I - revolving ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 248,483 ​ $ 248,483 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - other ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass (Ratings 1 through 5) ​ $ 391,532 ​ $ 362,256 ​ $ 133,678 ​ $ 82,177 ​ $ 83,419 ​ $ 53,310 ​ $ — ​ $ 1,106,372 Special Mention (Rating 6) ​ 3,580 ​ 373 ​ 349 ​ — ​ 336 ​ 2 ​ — ​ 4,640 Substandard (Rating 7) ​ 506 ​ 2,366 ​ 7,138 ​ 396 ​ 55 ​ 46 ​ — ​ 10,507 Doubtful (Rating 8) ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total C&I - other ​ $ 395,618 ​ $ 364,995 ​ $ 141,165 ​ $ 82,573 ​ $ 83,810 ​ $ 53,358 ​ $ — ​ $ 1,121,519 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ CRE - owner occupied ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass (Ratings 1 through 5) ​ $ 118,014 ​ $ 143,045 ​ $ 47,660 ​ $ 30,523 ​ $ 17,038 ​ $ 46,185 ​ $ 11,477 ​ $ 413,942 Special Mention (Rating 6) ​ 637 ​ — ​ — ​ 233 ​ 1,846 ​ 1,202 ​ — ​ 3,918 Substandard (Rating 7) ​ — ​ — ​ 2,080 ​ 1,239 ​ 522 ​ — ​ — ​ 3,841 Doubtful (Rating 8) ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total CRE - owner occupied ​ $ 118,651 ​ $ 143,045 ​ $ 49,740 ​ $ 31,995 ​ $ 19,406 ​ $ 47,387 ​ $ 11,477 ​ $ 421,701 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ CRE - non-owner occupied ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass (Ratings 1 through 5) ​ $ 176,813 ​ $ 145,712 ​ $ 88,697 ​ $ 63,849 ​ $ 55,752 ​ $ 28,808 ​ $ 8,592 ​ $ 568,223 Special Mention (Rating 6) ​ 7,295 ​ 20,881 ​ 1,802 ​ 12,230 ​ 5,494 ​ 5,580 ​ — ​ 53,282 Substandard (Rating 7) ​ 1,105 ​ 6,297 ​ 15,563 ​ 1,087 ​ 943 ​ — ​ — ​ 24,995 Doubtful (Rating 8) ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total CRE - non-owner occupied ​ $ 185,213 ​ $ 172,890 ​ $ 106,062 ​ $ 77,166 ​ $ 62,189 ​ $ 34,388 ​ $ 8,592 ​ $ 646,500 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Construction and land development ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass (Ratings 1 through 5) ​ $ 394,045 ​ $ 248,360 ​ $ 126,941 ​ $ 106,790 ​ $ 3,012 ​ $ — ​ $ 13,277 ​ $ 892,425 Special Mention (Rating 6) ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Substandard (Rating 7) ​ 10,362 ​ — ​ — ​ — ​ — ​ — ​ — ​ 10,362 Doubtful (Rating 8) ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total Construction and land development ​ $ 404,407 ​ $ 248,360 ​ $ 126,941 ​ $ 106,790 ​ $ 3,012 ​ $ — ​ $ 13,277 ​ $ 902,787 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Multi-family ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass (Ratings 1 through 5) ​ $ 266,120 ​ $ 197,224 ​ $ 74,033 ​ $ 47,486 ​ $ 5,609 ​ $ 7,376 ​ $ 2,564 ​ $ 600,412 Special Mention (Rating 6) ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Substandard (Rating 7) ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Doubtful (Rating 8) ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total Multi-family ​ $ 266,120 ​ $ 197,224 ​ $ 74,033 ​ $ 47,486 ​ $ 5,609 ​ $ 7,376 ​ $ 2,564 ​ $ 600,412 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 1-4 family real estate ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass (Ratings 1 through 5) ​ $ 47,097 ​ $ 24,029 ​ $ 16,188 ​ $ 7,569 ​ $ 5,845 ​ $ 5,213 ​ $ 3,079 ​ $ 109,020 Special Mention (Rating 6) ​ 37 ​ — ​ — ​ — ​ — ​ — ​ — ​ 37 Substandard (Rating 7) ​ — ​ 178 ​ — ​ 437 ​ 201 ​ — ​ — ​ 816 Doubtful (Rating 8) ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total 1-4 family real estate ​ $ 47,134 ​ $ 24,207 ​ $ 16,188 ​ $ 8,006 ​ $ 6,046 ​ $ 5,213 ​ $ 3,079 ​ $ 109,873 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Consumer ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass (Ratings 1 through 5) ​ $ 1,558 ​ $ 487 ​ $ 108 ​ $ 216 ​ $ — ​ $ 824 ​ $ 2,031 ​ $ 5,224 Special Mention (Rating 6) ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Substandard (Rating 7) ​ — ​ — ​ — ​ 137 ​ — ​ — ​ — ​ 137 Doubtful (Rating 8) ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total Consumer ​ $ 1,558 ​ $ 487 ​ $ 108 ​ $ 353 ​ $ — ​ $ 824 ​ $ 2,031 ​ $ 5,361 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total ​ $ 1,418,701 ​ $ 1,151,208 ​ $ 514,237 ​ $ 354,369 ​ $ 180,072 ​ $ 148,546 ​ $ 289,503 ​ $ 4,056,636 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
Schedule of financing receivable credit quality indicators based on delinquency status	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2022 ​ ​ Term Loans ​ ​ ​ ​ ​ ​ ​ Amortized Cost Basis by Origination Year ​ Revolving ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Amortized ​ ​ ​ Delinquency Status * 2022 2021 2020 2019 2018 Prior ​ Cost Basis ​ Total ​ (dollars in thousands) C&I - other ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Performing ​ $ 170,180 ​ $ 69,694 ​ $ 25,540 ​ $ 8,066 ​ $ 1,804 ​ $ 79 ​ $ — ​ $ 275,363 Nonperforming ​ 1,110 ​ 1,320 ​ 155 ​ 95 ​ — ​ — ​ — ​ 2,680 Total C&I - other ​ $ 171,290 ​ $ 71,014 ​ $ 25,695 ​ $ 8,161 ​ $ 1,804 ​ $ 79 ​ $ — ​ $ 278,043 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Construction and land development ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Performing ​ $ 28,785 ​ $ 360 ​ $ 10 ​ $ 3 ​ $ 62 ​ $ — ​ $ — ​ $ 29,220 Nonperforming ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total Construction and land development ​ $ 28,785 ​ $ 360 ​ $ 10 ​ $ 3 ​ $ 62 ​ $ — ​ $ — ​ $ 29,220 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Direct financing leases ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Performing ​ $ 14,578 ​ $ 5,172 ​ $ 5,700 ​ $ 4,398 ​ $ 1,536 ​ $ 370 ​ $ — ​ $ 31,754 Nonperforming ​ — ​ 32 ​ 88 ​ 7 ​ 8 ​ — ​ — ​ 135 Total Direct financing leases ​ $ 14,578 ​ $ 5,204 ​ $ 5,788 ​ $ 4,405 ​ $ 1,544 ​ $ 370 ​ $ — ​ $ 31,889 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 1-4 family real estate ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Performing ​ $ 69,094 ​ $ 92,762 ​ $ 75,153 ​ $ 17,089 ​ $ 11,381 ​ $ 48,136 ​ $ 90 ​ $ 313,705 Nonperforming ​ 267 ​ 524 ​ 487 ​ 279 ​ 8 ​ 448 ​ — ​ 2,013 Total 1-4 family real estate ​ $ 69,361 ​ $ 93,286 ​ $ 75,640 ​ $ 17,368 ​ $ 11,389 ​ $ 48,584 ​ $ 90 ​ $ 315,718 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Consumer ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Performing ​ $ 14,685 ​ $ 3,844 ​ $ 3,717 ​ $ 1,123 ​ $ 1,140 ​ $ 1,325 ​ $ 70,974 ​ $ 96,808 Nonperforming ​ 7 ​ — ​ — ​ — ​ 3 ​ 59 ​ 110 ​ 179 Total Consumer ​ $ 14,692 ​ $ 3,844 ​ $ 3,717 ​ $ 1,123 ​ $ 1,143 ​ $ 1,384 ​ $ 71,084 ​ $ 96,987 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total ​ $ 298,706 ​ $ 173,708 ​ $ 110,850 ​ $ 31,060 ​ $ 15,942 ​ $ 50,417 ​ $ 71,174 ​ $ 751,857 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ *Performing = loans/leases accruing and less than 90 days past due. Nonperforming = loans/leases on nonaccrual and accruing loans/leases that are greater than or equal to 90 days past due. ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 ​ ​ ​ Term Loans ​ ​ ​ ​ ​ ​ ​ ​ Amortized Cost Basis by Origination Year ​ Revolving ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Amortized ​ ​ ​ Delinquency Status * 2021 2020 2019 2018 2017 Prior ​ Cost Basis ​ Total ​ ​ (dollars in thousands) ​ C&I - other ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Performing ​ $ 117,163 ​ $ 54,261 ​ $ 33,390 ​ $ 14,274 ​ $ 4,200 ​ $ 455 ​ $ — ​ $ 223,743 ​ Nonperforming ​ 95 ​ 177 ​ 644 ​ 368 ​ 42 ​ 14 ​ — ​ 1,340 ​ Total C&I - other ​ $ 117,258 ​ $ 54,438 ​ $ 34,034 ​ $ 14,642 ​ $ 4,242 ​ $ 469 ​ $ — ​ $ 225,083 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Direct financing leases ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Performing ​ $ 6,690 ​ $ 12,130 ​ $ 11,638 ​ $ 9,235 ​ $ 3,695 ​ $ 956 ​ $ — ​ $ 44,344 ​ Nonperforming ​ — ​ 732 ​ — ​ 52 ​ 18 ​ 45 ​ — ​ 847 ​ Total Direct financing leases ​ $ 6,690 ​ $ 12,862 ​ $ 11,638 ​ $ 9,287 ​ $ 3,713 ​ $ 1,001 ​ $ — ​ $ 45,191 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Construction and land development ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Performing ​ $ 12,857 ​ $ 2,080 ​ $ — ​ $ 494 ​ $ — ​ $ — ​ $ 280 ​ $ 15,711 ​ Nonperforming ​ — ​ — ​ — ​ — ​ 73 ​ — ​ — ​ 73 ​ Total Construction and land development ​ $ 12,857 ​ $ 2,080 ​ $ — ​ $ 494 ​ $ 73 ​ $ — ​ $ 280 ​ $ 15,784 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 1-4 family real estate ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Performing ​ $ 104,005 ​ $ 78,713 ​ $ 19,001 ​ $ 10,784 ​ $ 10,533 ​ $ 43,976 ​ $ 68 ​ $ 267,080 ​ Nonperforming ​ — ​ — ​ — ​ 106 ​ — ​ 302 ​ — ​ 408 ​ Total 1-4 family real estate ​ $ 104,005 ​ $ 78,713 ​ $ 19,001 ​ $ 10,890 ​ $ 10,533 ​ $ 44,278 ​ $ 68 ​ $ 267,488 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Consumer ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Performing ​ $ 4,891 ​ $ 4,020 ​ $ 2,114 ​ $ 1,660 ​ $ 593 ​ $ 1,230 ​ $ 55,411 ​ $ 69,919 ​ Nonperforming ​ — ​ — ​ 15 ​ — ​ 15 ​ 1 ​ — ​ 31 ​ Total Consumer ​ $ 4,891 ​ $ 4,020 ​ $ 2,129 ​ $ 1,660 ​ $ 608 ​ $ 1,231 ​ $ 55,411 ​ $ 69,950 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total ​ $ 245,701 ​ $ 152,113 ​ $ 66,802 ​ $ 36,973 ​ $ 19,169 ​ $ 46,979 ​ $ 55,759 ​ $ 623,496 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
Number and recorded investment of TDRs, by type of concession	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2022 ​ ​ ​ Pre- Post- ​ ​ ​ ​ ​ ​ Modification ​ Modification ​ ​ ​ ​ ​ Number of ​ Recorded ​ Recorded ​ Specific Classes of Loans/Leases ​ Loans / Leases ​ Investment ​ Investment ​ Allowance ​ ​ (dollars in thousands) CONCESSION - Significant Payment Delay ​ ​ ​ ​ Direct Financing Leases ​ 3 ​ $ 232 ​ $ 232 ​ $ — ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ TOTAL ​ 3 ​ $ 232 ​ $ 232 ​ $ — ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2021 ​ ​ ​ Pre- Post- ​ ​ ​ ​ ​ ​ Modification ​ Modification ​ ​ ​ ​ ​ Number of ​ Recorded ​ Recorded ​ Specific Classes of Loans/Leases ​ Loans / Leases ​ Investment ​ Investment ​ Allowance ​ ​ (dollars in thousands) CONCESSION - Extension of Maturity ​ ​ ​ ​ 1-4 family real estate ​ 1 ​ $ 2,532 ​ $ 2,532 ​ $ 182 ​ ​ ​ ​ ​ ​ CONCESSION - Interest Rate Adjusted Below Market ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 1-4 family real estate ​ 1 ​ $ 54 ​ $ 54 ​ $ 6 Consumer ​ 1 ​ ​ 13 ​ ​ 13 ​ ​ 1 ​ ​ 2 ​ $ 67 ​ $ 67 ​ $ 7 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ TOTAL ​ 3 ​ $ 2,599 ​ $ 2,599 ​ $ 189 ​
Analysis of changes in aggregated amounts of loans	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2022 2021 2020 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance, beginning ​ $ 100,898 ​ $ 100,361 ​ $ 112,830 Net increase (decrease) due to change in related parties ​ 3,496 ​ (18,832) ​ (1,601) Advances ​ 51,683 ​ 42,817 ​ 43,238 Repayments ​ (42,877) ​ (23,448) ​ (54,106) Balance, ending ​ $ 113,200 ​ $ 100,898 ​ $ 100,361 ​
Loan concentration by segment	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2022 ​ 2021 ​ ​ ​ ​ ​ Percentage of ​ ​ ​ ​ Percentage of ​ ​ ​ ​ ​ Total ​ ​ ​ ​ Total Industry Name Balance Loans/Leases Balance Loans/Leases ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Lessors of Residential Buildings* ​ $ 2,168,431 35 % $ 1,706,092 36 % Lessors of Non-Residential Buildings ​ ​ 558,719 9 % ​ 586,672 13 % *
Unfunded Loan Commitment
Notes Tables
Financing receivable credit quality indicators	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ For the Year Ended ​ ​ ​ December 31, 2022 ​ December 31, 2021 ​ ​ ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance, beginning ​ ​ $ 6,886 ​ $ — ​ Impact of adopting ASU 2016-13 ​ ​ ​ — ​ ​ 9,117 ​ Provisions (credited) to expense ​ ​ (1,334) ​ (2,231) ​ Balance, ending ​ ​ $ 5,552 ​ $ 6,886 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Note 5 - Premises and Equipme_2

Note 5 - Premises and Equipment (Tables)	12 Months Ended
	Dec. 31, 2022
Notes Tables
Components of premises and equipment	​ ​ ​ ​ ​ ​ ​ ​ ​ 2022 2021 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ Land ​ $ 17,804 ​ $ 12,513 Buildings (useful lives 15 to 39 years ) ​ 108,777 ​ 70,860 Furniture and equipment (useful lives 3 to 15 years ) ​ 54,305 ​ 47,517 Premises and equipment ​ 180,886 ​ 130,890 Less accumulated depreciation ​ 62,938 ​ 52,360 Premises and equipment, net ​ $ 117,948 ​ $ 78,530 ​ ​ ​ ​ ​ ​ ​
Maturities of operating lease liabilities	​ ​ ​ ​ ​ ​ Amount Year ending December 31: (dollars in thousands) 2023 ​ 571 2024 ​ 336 2025 ​ 262 2026 ​ 240 2027 ​ 230 Thereafter ​ 2,635 ​ ​ $ 4,274 ​ ​ ​ ​
Contractual maturities of sales-type and direct financing lease receivables	​ ​ ​ ​ ​ ​ Amount Year ending December 31: (dollars in thousands) 2023 ​ 1,854 2024 ​ 8,910 2025 ​ 11,046 2026 ​ 4,723 2027 ​ 6,741 Thereafter ​ 1,480 Total lease payments receivable ​ $ 34,754 Unguaranteed residual values ​ ​ 165 Unearned lease/residual income ​ ​ (3,030) ​ ​ $ 31,889 Plus deferred origination costs, net of fees ​ ​ 226 ​ ​ $ 32,115 Less allowance ​ ​ (970) Total lease payments receivable ​ $ 31,145

Note 6 - Goodwill and Intangi_2

Note 6 - Goodwill and Intangibles (Tables)	12 Months Ended
	Dec. 31, 2022
Notes Tables
Changes in carrying amount of goodwill	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2022 2021 2020 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance at the beginning of period ​ $ 74,066 ​ $ 74,066 ​ $ 74,748 Acquisition of GFED ​ ​ 63,541 ​ ​ — ​ ​ — Sale of Bates Companies ​ ​ — ​ ​ — ​ ​ (182) Goodwill impairment - Bates Companies ​ ​ — ​ ​ — ​ ​ (500) Balance at the end of period ​ $ 137,607 ​ $ 74,066 ​ $ 74,066 ​
Schedule of goodwill by reportable segment	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2022 ​ December 31, 2021 ​ December 31, 2020 ​ ​ (dollars in thousands) Commercial banking: ​ ​ ​ ​ ​ ​ ​ ​ ​ QCBT ​ $ 3,223 ​ $ 3,223 ​ $ 3,223 CRBT ​ 14,980 ​ 14,980 ​ 14,980 CSB ​ ​ 9,888 ​ ​ 9,888 ​ ​ 9,888 GB ​ 109,516 ​ 45,975 ​ 45,975 ​ ​ $ 137,607 ​ $ 74,066 ​ $ 74,066 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
Schedule of core deposit intangibles by reportable segment	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2022 ​ December 31, 2021 ​ December 31, 2020 ​ ​ (dollars in thousands) Commercial Banking: ​ ​ ​ ​ ​ ​ ​ ​ ​ CRBT ​ $ 1,225 ​ $ 1,702 ​ $ 2,189 CSB ​ ​ 2,027 ​ ​ 2,653 ​ ​ 3,305 GB ​ ​ 13,507 ​ ​ 4,994 ​ ​ 5,887 ​ ​ $ 16,759 ​ $ 9,349 ​ $ 11,381 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
Core Deposits [Member]
Notes Tables
Changes in Intangibles	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2022 ​ 2021 ​ 2020 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance at the beginning of the period ​ $ 9,349 ​ $ 11,381 ​ $ 13,466 Acquisition of GFED ​ 10,264 ​ — ​ — Amortization expense ​ (2,854) ​ (2,032) ​ (2,085) Balance at the end of the period ​ $ 16,759 ​ $ 9,349 ​ $ 11,381 ​ ​ ​ ​ Gross carrying amount ​ $ 29,519 ​ $ 19,255 ​ $ 19,255 Accumulated amortization ​ (12,760) ​ (9,906) ​ (7,874) Net book value ​ $ 16,759 ​ $ 9,349 ​ $ 11,381 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
Estimated amortization of intangible assets	​ ​ ​ ​ ​ ​ Amount Years ending December 31, ​ (dollars in thousands) 2023 ​ $ 2,938 2024 ​ 2,761 2025 ​ 2,645 2026 ​ 2,360 2027 ​ 1,874 Thereafter ​ 4,181 ​ ​ $ 16,759 ​
Customer Lists [Member]
Notes Tables
Changes in Intangibles	​ ​ ​ ​ ​ ​ 2020 ​ ​ ​ ​ Balance at the beginning of period ​ $ 1,504 Sale of Bates Companies ​ ​ (1,440) Amortization ​ (64) Balance at the end of period ​ $ — ​ ​ ​ ​

Note 7 - Derivatives and Hedg_2

Note 7 - Derivatives and Hedging Activities (Tables)	12 Months Ended
	Dec. 31, 2022
Notes Tables
Summary of derivatives	​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2022 December 31, 2021 ​ ​ (dollars in thousands) Assets: ​ ​ ​ ​ ​ ​ Interest rate caps - hedged ​ $ 8,327 ​ $ 927 Interest rate caps ​ 2,213 ​ 238 Interest rate swaps - hedged ​ ​ 477 ​ ​ — Interest rate swaps ​ 166,614 ​ 221,055 ​ ​ $ 177,631 ​ $ 222,220 ​ ​ ​ ​ ​ ​ ​ Liabilities: ​ ​ ​ ​ ​ ​ Interest rate collars - hedged ​ $ (263) ​ $ — Interest rate swaps - hedged ​ ​ (33,824) ​ ​ (4,080) Interest rate swaps ​ ​ (166,614) ​ ​ (221,055) ​ ​ $ (200,701) ​ $ (225,135) ​ ​ ​ ​ ​ ​ ​
Schedule of hedged interest rate swaps and non-hedged interest rate swaps are collateralized by investment securities with carrying values	​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2022 ​ December 31, 2021 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ Cash ​ $ 1,272 ​ $ 21,100 U.S treasuries and govt. sponsored agency securities ​ ​ — ​ ​ 3,555 Municipal securities ​ ​ 8,227 ​ ​ 139,166 Residential mortgage-backed and related securities ​ 29,257 ​ 65,104 ​ ​ $ 38,756 ​ $ 228,925 ​ ​ ​ ​ ​ ​ ​
Summary of impact of AOCI	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year Ended ​ December 31, 2022 December 31, 2021 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ Unrealized loss at beginning of period, net of tax ​ $ (4,373) ​ $ (7,632) Amount reclassified from accumulated other comprehensive income to interest expense related to caplet amortization ​ (1,001) ​ 697 Amount of gain (loss) recognized in other comprehensive income, net of tax ​ (14,847) ​ 2,562 Unrealized loss at end of period, net of tax ​ $ (20,221) ​ $ (4,373) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year Ended December 31, 2022 ​ ​ Year Ended December 31, 2021 ​ ​ Year Ended December 31, 2020 ​ ​ ​ Interest and ​ Interest ​ ​ Interest and ​ Interest ​ ​ Interest and ​ Interest ​ ​ ​ Dividend Income ​ Expense ​ ​ Dividend Income ​ Expense ​ ​ Dividend Income ​ Expense ​ ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Income and expense line items presented in the consolidated statements of income ​ $ 292,571 ​ $ 61,451 ​ ​ $ 200,155 ​ $ 21,922 ​ ​ $ 198,373 ​ $ 31,423 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ The effects of cash flow hedging: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Gain (loss) on cash flow hedges: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Interest rate caps on deposits ​ ​ - ​ ​ (1,405) ​ ​ ​ - ​ ​ 697 ​ ​ ​ ​ ​ ​ 551 ​ Interest rate swaps on variable rate loans ​ ​ (829) ​ ​ - ​ ​ ​ 1,006 ​ ​ - ​ ​ ​ - ​ ​ 185 ​ Interest rate swaps on junior subordinated debentures ​ ​ - ​ ​ 462 ​ ​ ​ - ​ ​ 1,114 ​ ​ ​ - ​ ​ 832 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
Interest rate cap
Notes Tables
Schedule of interest rate caps	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance Sheet ​ ​ ​ ​ ​ ​ Fair Value as of ​ ​ Hedged Item ​ Effective Date ​ Maturity Date ​ Location ​ Notional Amount ​ Strike Rate ​ December 31, 2022 ​ ​ December 31, 2021 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Deposits ​ 1/1/2020 ​ 1/1/2023 ​ Derivatives - Assets ​ $ 25,000 ​ 1.75 % ​ $ (50) ​ ​ $ 5 ​ ​ Deposits ​ 1/1/2020 ​ 1/1/2023 ​ Derivatives - Assets ​ ​ 50,000 ​ 1.57 % ​ ​ - ​ ​ ​ 11 ​ ​ Deposits ​ 1/1/2020 ​ 1/1/2023 ​ Derivatives - Assets ​ ​ 25,000 ​ 1.80 % ​ ​ - ​ ​ ​ 5 ​ ​ Deposits ​ 1/1/2020 ​ 1/1/2024 ​ Derivatives - Assets ​ ​ 25,000 ​ 1.75 % ​ ​ 714 ​ ​ ​ 60 ​ ​ Deposits ​ 1/1/2020 ​ 1/1/2024 ​ Derivatives - Assets ​ ​ 50,000 ​ 1.57 % ​ ​ 1,566 ​ ​ ​ 125 ​ ​ Deposits ​ 1/1/2020 ​ 1/1/2024 ​ Derivatives - Assets ​ ​ 25,000 ​ 1.80 % ​ ​ 783 ​ ​ ​ 62 ​ ​ Deposits ​ 1/1/2020 ​ 1/1/2025 ​ Derivatives - Assets ​ ​ 25,000 ​ 1.75 % ​ ​ 1,264 ​ ​ ​ 161 ​ ​ Deposits ​ 1/1/2020 ​ 1/1/2025 ​ Derivatives - Assets ​ ​ 50,000 ​ 1.57 % ​ ​ 2,700 ​ ​ ​ 332 ​ ​ Deposits ​ 1/1/2020 ​ 1/1/2025 ​ Derivatives - Assets ​ ​ 25,000 ​ 1.80 % ​ ​ 1,350 ​ ​ ​ 166 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ $ 300,000 ​ ​ ​ ​ $ 8,327 ​ ​ $ 927 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
Changes in the fair value of the underlying derivative contracts	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance Sheet ​ ​ ​ ​ ​ ​ ​ Fair Value as of ​ ​ ​ ​ Effective Date ​ Maturity Date ​ Location ​ Notional Amount ​ Strike Rate ​ ​ December 31, 2022 ​ ​ December 31, 2021 ​ ​ ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 1/1/2020 ​ 1/3/2023 ​ Derivatives - Assets ​ $ 25,000 ​ 1.90 % ​ $ 3 ​ ​ $ 3 ​ ​ ​ ​ 2/1/2020 ​ 2/1/2024 ​ Derivatives - Assets ​ ​ 25,000 ​ 1.90 % ​ ​ 822 ​ ​ ​ 62 ​ ​ ​ ​ 3/1/2020 ​ 3/3/2025 ​ Derivatives - Assets ​ ​ 25,000 ​ 1.90 % ​ ​ 1,388 ​ ​ ​ 173 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ $ 75,000 ​ ​ ​ ​ $ 2,213 ​ ​ $ 238 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
Interest rate swap
Notes Tables
Schedule of interest rate caps	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance Sheet ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Fair Value as of Hedged Item ​ Effective Date ​ Maturity Date ​ Location ​ Notional Amount ​ Receive Rate ​ ​ ​ Pay Rate ​ ​ December 31, 2022 ​ December 31, 2021 (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans 7/1/2021 ​ 7/1/2031 ​ Derivatives - Liabilities $ 35,000 ​ 1.40 % ​ 4.12 % ​ $ (5,646) ​ $ (17) Loans 7/1/2021 ​ 7/1/2031 ​ Derivatives - Liabilities ​ 50,000 ​ 1.40 % ​ 4.12 % ​ ​ (8,066) ​ ​ (25) Loans 7/1/2021 ​ 7/1/2031 ​ Derivatives - Liabilities ​ 40,000 ​ 1.40 % ​ 4.12 % ​ ​ (6,464) ​ ​ (34) Loans 10/1/2022 ​ 7/1/2031 ​ Derivatives - Liabilities ​ 25,000 ​ 1.30 % ​ 4.12 % ​ ​ (4,018) ​ ​ (13) Loans 4/1/2022 ​ 4/1/2027 ​ Derivatives - Liabilities ​ 15,000 ​ 1.91 % ​ 4.12 % ​ ​ (1,144) ​ ​ N/A Loans 4/1/2022 ​ 4/1/2027 ​ Derivatives - Liabilities ​ 50,000 ​ 1.91 % ​ 4.12 % ​ ​ (3,812) ​ ​ N/A Loans 4/1/2022 ​ 4/1/2027 ​ Derivatives - Liabilities ​ 35,000 ​ 1.91 % ​ 4.12 % ​ ​ (2,669) ​ ​ N/A Loans ​ 4/1/2022 ​ 4/1/2027 ​ Derivatives - Liabilities ​ ​ 50,000 ​ 1.91 % ​ ​ 4.12 % ​ ​ (3,812) ​ ​ N/A ​ ​ ​ ​ ​ $ 300,000 ​ ​ ​ ​ ​ ​ ​ ​ $ (35,631) ​ $ (89) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance Sheet ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Fair Value as of Hedged Item ​ Effective Date ​ Maturity Date ​ Location ​ Notional Amount ​ Receive Rate ​ ​ Pay Rate ​ December 31, 2022 ​ December 31, 2021 ​ ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ QCR Holdings Statutory Trust II 9/30/2018 ​ 9/30/2028 ​ Derivatives - Liabilities $ 10,000 ​ 6.52 % ​ 5.85 % ​ $ 464 ​ $ (1,035) QCR Holdings Statutory Trust III 9/30/2018 ​ 9/30/2028 ​ Derivatives - Liabilities ​ 8,000 ​ 6.52 % ​ 5.85 % ​ ​ 372 ​ ​ (828) QCR Holdings Statutory Trust V 7/7/2018 ​ 7/7/2028 ​ Derivatives - Liabilities ​ 10,000 ​ 4.06 % ​ 4.54 % ​ ​ 459 ​ ​ (996) Community National Statutory Trust II 9/20/2018 ​ 9/20/2028 ​ Derivatives - Liabilities ​ 3,000 ​ 6.92 % ​ 5.17 % ​ ​ 140 ​ ​ (309) Community National Statutory Trust III 9/15//2018 ​ 9/15/2028 ​ Derivatives - Liabilities ​ 3,500 ​ 5.04 % ​ 4.75 % ​ ​ 163 ​ ​ (360) Guaranty Bankshares Statutory Trust I 9/15/2018 ​ 9/15/2028 ​ Derivatives - Liabilities ​ ​ 4,500 ​ 5.04 % ​ ​ 4.75 % ​ ​ 209 ​ ​ (463) Guaranty Statutory Trust II* 5/23/2019 ​ 2/23/2026 ​ Derivatives - Assets ​ 10,310 ​ 6.14 % ​ 4.09 % ​ ​ 477 ​ ​ N/A ​ ​ ​ ​ ​ $ 49,310 ​ ​ ​ ​ ​ ​ ​ ​ $ 2,284 ​ $ (3,991) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ * As part of the acquisition of GFED in 2022, the Company assumed one interest rate swap.
Changes in the fair value of the underlying derivative contracts	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2022 ​ December 31, 2021 ​ ​ ​ Notional Amount ​ Estimated Fair Value ​ Notional Amount ​ Estimated Fair Value ​ ​ ​ (dollars in thousands) Non-Hedging Interest Rate Derivatives Assets: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Interest rate swap contracts ​ ​ $ 2,528,949 ​ $ 166,614 ​ $ 2,024,599 ​ $ 221,055 Non-Hedging Interest Rate Derivatives Liabilities: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Interest rate swap contracts ​ ​ $ 2,528,949 ​ $ 166,614 ​ $ 2,024,599 ​ $ 221,055 ​
Interest rate collar
Notes Tables
Schedule of interest rate caps	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Fair Value as of Hedged Item ​ Effective Date ​ Maturity Date ​ Location ​ Notional Amount ​ Cap Strike Rate ​ ​ Floor Strike Rate ​ December 31, 2022 ​ December 31, 2021 Loans 10/1/2022 ​ 10/1/2026 ​ Derivatives - Liabilities $ 50,000 ​ 4.40 % 2.44 % ​ $ (263) ​ $ N/A ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Note 8 - Deposits (Tables)

Note 8 - Deposits (Tables)	12 Months Ended
	Dec. 31, 2022
Notes Tables
Schedule of maturities of certificates of deposit	​ ​ ​ ​ ​ ​ ​ Amount ​ ​ (dollars in thousands) Year ending December 31: ​ ​ 2023 ​ $ 710,100 2024 ​ 53,029 2025 ​ 11,274 2026 ​ 4,209 2027 ​ 5,571 Thereafter ​ 401 ​ ​ $ 784,584 ​ ​ ​ ​ ​
Schedules of collateralized investment securities	​ ​ ​ ​ ​ ​ ​ ​ ​ 2022 2021 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ U.S. govt. sponsored agency securities ​ $ 2,081 ​ $ 3,080 Residential mortgage-backed and related securities ​ 1,796 ​ 3,270 ​ ​ $ 3,877 ​ $ 6,350 ​ ​ ​ ​ ​ ​ ​

Note 9 - Short-term Borrowings

Note 9 - Short-term Borrowings (Tables)	12 Months Ended
	Dec. 31, 2022
Notes Tables
Schedule of Short-term borrowings	​ ​ ​ ​ ​ ​ ​ ​ ​ 2022 2021 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ Federal funds purchased ​ $ 129,630 ​ $ 3,800 ​ ​ ​ ​ ​ ​ ​ ​
Schedule of repurchase agreements	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2022 2021 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ Average daily balance ​ $ 8,637 ​ $ 6,280 ​ Average daily interest rate ​ 1.76 % 0.08 % Maximum month-end balance ​ $ 129,630 ​ $ 11,320 ​ Weighted average rate as of December 31 ​ 4.70 % 0.08 %

Note 10 - FHLB Advances (Tables

Note 10 - FHLB Advances (Tables)	12 Months Ended
	Dec. 31, 2022
Notes Tables
Schedule of maturity and interest rate information on advances	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2022 ​ December 31, 2021 ​ ​ ​ ​ ​ Weighted ​ ​ ​ ​ Weighted ​ ​ ​ ​ ​ Average ​ ​ ​ ​ Average ​ ​ ​ ​ ​ Interest Rate ​ ​ ​ ​ Interest Rate ​ Amount Due at Year-End Amount Due at Year-End ​ ​ (dollars in thousands) Maturity: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year ending December 31: ​ ​ ​ 2022 ​ $ — ​ — % $ 15,000 ​ 0.31 % 2023 ​ ​ 415,000 ​ 4.58 ​ ​ — ​ — ​ Total FHLB advances ​ $ 415,000 4.58 % $ 15,000 0.31 % ​

Note 11 - Other Borrowings an_2

Note 11 - Other Borrowings and Unused Lines of Credit (Tables)	12 Months Ended
	Dec. 31, 2022
Wholesale structured repurchase agreements
Notes Tables
Schedule of unused line of credit	​ ​ ​ ​ ​ ​ ​ ​ ​ 2022 2021 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ Secured ​ $ 30,990 ​ $ 61,657 Unsecured ​ 470,800 ​ 456,000 ​ ​ $ 501,790 ​ $ 517,657 ​

Note 12 - Subordinated Notes (T

Note 12 - Subordinated Notes (Tables)	12 Months Ended
	Dec. 31, 2022
Subordinated Notes
Summary of subordinated notes	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Amount Outstanding ​ Interest Rate ​ ​ ​ Amount Outstanding ​ Interest Rate ​ ​ ​ ​ as of December 31, 2022 ​ as of December 31, 2022 ​ ​ ​ as of December 31, 2021 ​ as of December 31, 2021 ​ Maturity Date ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Subordinated debenture dated 9/14/20 $ 50,000 ​ 5.125 % ​ $ 50,000 ​ 5.125 % 9/15/2030 Subordinated debenture dated 2/1/19 ​ 65,000 ​ 5.375 % ​ ​ 65,000 ​ 5.375 % 2/15/2029 Subordinated debenture dated 7/29/20* ​ 20,000 ​ 5.250 % ​ ​ N/A ​ N/A ​ 9/30/2030 Subordinated debenture dated 8/18/22 ​ 55,000 ​ 5.950 % ​ ​ N/A ​ N/A ​ 9/1/2037 Subordinated debenture dated 8/18/22 ​ 45,000 ​ 5.500 % ​ ​ N/A ​ N/A ​ 9/1/2032 Debt issuance costs ​ (2,338) ​ ​ ​ ​ ​ (1,150) ​ ​ ​ ​ Total Subordinated Debentures $ 232,662 ​ ​ ​ ​ $ 113,850 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ *Assumed in acquisition of GFED ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Note 13 - Junior Subordinated_2

Note 13 - Junior Subordinated Debentures (Tables)	12 Months Ended
	Dec. 31, 2022
Notes Tables
Summary of junior subordinated debentures	​ ​ ​ ​ ​ ​ ​ ​ ​ 2022 2021 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ Note Payable to QCR Holdings Capital Trust II ​ $ 10,310 ​ $ 10,310 Note Payable to QCR Holdings Capital Trust III ​ 8,248 ​ 8,248 Note Payable to QCR Holdings Capital Trust V ​ 10,310 ​ 10,310 Note Payable to Community National Trust II* ​ 3,093 ​ 3,093 Note Payable to Community National Trust III* ​ 3,609 ​ 3,609 Note Payable to Guaranty Bankshares Statutory Trust I** ​ 4,640 ​ 4,640 Note Payable to Guaranty Statutory Trust II*** ​ ​ 10,310 ​ ​ N/A Market Value Discount per ASC 805**** ​ (1,918) ​ (2,055) ​ ​ $ 48,602 ​ $ 38,155 ​ ​ ​ ​ ​ ​ ​ * As part of the acquisition of Community National in 2013, the Company assumed two junior subordinated debentures with a total fair value of $4.2 million. ** As part of the acquisition of Guaranty Bank in 2017, the Company assumed one junior subordinated debenture with a fair value of $3.9 million. *** As part of the acquisition of GFED in 2022, the Company assumed one junior subordinated debenture with a fair value of $10.3 million. **** Market value discount includes discount on junior subordinated debt acquired as described in * and **.
Schedule of Company's non-consolidated subsidiaries formed for the issuance of trust preferred securities	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Amount Amount ​ ​ ​ ​ ​ ​ Outstanding ​ Outstanding ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, ​ December 31, ​ ​ ​ Interest Rate as of ​ Interest Rate as of Name Date Issued ​ 2022 ​ 2021 ​ Interest Rate ​ December 31, 2022 ​ December 31, 2021 ​ ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ QCR Holdings Statutory Trust II* February 2004 ​ $ 10,310 ​ $ 10,310 2.85% over 3-month LIBOR 6.52 % 3.07 % QCR Holdings Statutory Trust III February 2004 ​ 8,248 ​ 8,248 2.85% over 3-month LIBOR 6.52 % 3.07 % QCR Holdings Statutory Trust V February 2006 ​ 10,310 ​ 10,310 1.55% over 3-month LIBOR 5.63 % 1.67 % Community National Statutory Trust II September 2004 ​ 3,093 ​ 3,093 2.17% over 3-month LIBOR 6.92 % 2.38 % Community National Statutory Trust III March 2007 ​ 3,609 ​ 3,609 1.75% over 3-month LIBOR 6.52 % 1.95 % Guaranty Bankshares Statutory Trust I May 2005 ​ 4,640 ​ 4,640 1.75% over 3-month LIBOR 6.52 % 1.95 % Guaranty Statutory Trust II December 2005 ​ 10,310 ​ N/A 1.45% over 3-month LIBOR 6.14 % N/A % ​ ​ ​ $ 50,520 ​ $ 40,210 Weighted Average Rate 6.29 % 2.43 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ * Original amount issued for QCR Holdings Statutory Trust II was $12,372,000.

Note 14 - Federal and State I_2

Note 14 - Federal and State Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2022
Notes Tables
Schedule of Federal and state income tax expense	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2022 2021 2020 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Current ​ $ 19,165 ​ $ 7,290 ​ $ 27,237 Deferred ​ (4,682) ​ 15,272 ​ (14,530) ​ ​ $ 14,483 ​ $ 22,562 ​ $ 12,707 ​
Reconciliation of the expected federal income tax expense	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year Ended December 31, ​ ​ ​ ​ 2022 ​ 2021 ​ 2020 ​ ​ ​ ​ ​ ​ ​ % of ​ ​ ​ ​ % of ​ ​ ​ ​ % of ​ ​ ​ ​ ​ ​ ​ Pretax ​ ​ ​ ​ Pretax ​ ​ ​ ​ Pretax ​ ​ Amount Income Amount Income Amount Income ​ ​ ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Computed "expected" tax expense ​ ​ ​ $ 23,845 21.0 % $ 25,508 21.0 % $ 15,391 21.0 % Tax exempt income, net ​ ​ ​ (10,689) (9.4) ​ (7,537) (6.2) ​ (5,943) (8.1) ​ Bank-owned life insurance ​ ​ ​ (432) (0.4) ​ (386) (0.3) ​ (308) (0.4) ​ State income taxes, net of federal benefit, current year ​ ​ ​ 4,482 3.9 ​ 5,089 4.2 ​ 3,622 4.9 ​ Change in unrecognized tax benefits ​ ​ ​ 498 0.4 ​ 578 0.5 ​ 546 0.7 ​ Goodwill impairment ​ ​ ​ ​ — ​ — ​ ​ — ​ — ​ ​ 105 ​ 0.1 ​ Provision adjustment from accounting method change ​ ​ ​ ​ (1,181) ​ (1.0) ​ ​ — ​ — ​ ​ — ​ — ​ Tax credits ​ ​ ​ (1,362) (1.2) ​ 34 — ​ (456) (0.6) ​ Acquisition costs ​ ​ ​ 276 0.2 ​ 95 0.1 ​ — — ​ Excess tax benefit on stock options exercised and restricted stock awards vested ​ ​ ​ (503) (0.4) ​ (436) (0.4) ​ (242) (0.3) ​ Re-measurement of deferred tax asset to incorporate newly enacted tax rates ​ ​ ​ ​ — ​ — ​ ​ — ​ — ​ ​ 207 ​ 0.3 ​ Other ​ ​ ​ (451) (0.4) ​ (383) (0.3) ​ (215) (0.3) ​ Federal and state income tax expense ​ ​ ​ $ 14,483 12.7 % $ 22,562 18.6 % $ 12,707 17.3 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
Schedule of Unrecognized tax benefits	​ ​ ​ ​ ​ ​ ​ ​ ​ 2022 2021 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ Balance, beginning ​ $ 2,182 ​ $ 1,893 Impact of tax positions taken during current year ​ 758 ​ 1,326 Gross increase (decrease) related to tax positions of prior years ​ 75 ​ (646) Reduction as a result of a lapse of the applicable statute of limitations ​ (335) ​ (391) Balance, ending ​ $ 2,680 ​ $ 2,182 ​
Schedule of Deferred Tax Assets and Liabilities	​ ​ ​ ​ ​ ​ ​ ​ ​ 2022 2021 ​ ​ (dollars in thousands) Deferred tax assets: ​ ​ Historic tax credits ​ $ 68 ​ $ 68 Low income housing tax credits ​ 226 ​ — Net unrealized losses on securities available for sale and derivative instruments ​ 21,319 ​ — Compensation ​ 13,413 ​ 11,912 Loan/lease losses ​ 20,466 ​ 19,023 Net operating loss carryforwards, federal and state ​ 1,262 ​ 1,354 Other ​ — ​ 17 ​ ​ 56,754 ​ 32,374 Deferred tax liabilities: ​ ​ Net unrealized gains on securities available for sale and derivative instruments ​ ​ — ​ ​ 747 Premises and equipment ​ 6,271 ​ 6,099 Equipment financing leases ​ 2,484 ​ 6,462 Acquisition fair value adjustments ​ 3,816 ​ 3,269 Investment accretion ​ 27 ​ 27 Deferred loan origination fees, net ​ 1,624 ​ 1,403 Other ​ 2,094 ​ 677 ​ ​ 16,316 ​ 18,684 Net deferred tax assets ​ $ 40,438 ​ $ 13,690 ​ ​ ​ ​ ​ ​ ​ ​
Change in deferred income taxes	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2022 2021 2020 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Provision for income taxes ​ $ (4,682) ​ $ 15,272 ​ $ (14,530) Net deferred tax assets resulting from sale of other subsidiary ​ ​ — ​ ​ — ​ ​ 363 Statement of stockholders' equity- Other comprehensive income (loss) ​ (22,066) ​ (122) ​ 837 ​ ​ $ (26,748) ​ $ 15,150 ​ $ (13,330) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Note 15 - Employee Benefit Pl_2

Note 15 - Employee Benefit Plans (Tables)	12 Months Ended
	Dec. 31, 2022
Notes Tables
Schedule of matching contributions	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2022 2021 2020 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Matching contribution ​ $ 3,071 ​ $ 2,446 ​ $ 2,520 ​
Schedule of Change in compensation agreements	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2022 2021 2020 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance, beginning ​ $ 32,353 ​ $ 24,713 ​ $ 19,474 Employee deferrals ​ 3,615 ​ ​ 4,900 ​ 3,959 Company match and interest ​ 2,776 ​ ​ 3,048 ​ 2,628 Cash payments made ​ (489) ​ (308) ​ (1,348) Balance, ending ​ $ 38,255 ​ $ 32,353 ​ $ 24,713 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
Supplemental Executive Retirement Plans [Member]
Notes Tables
Schedule of Change in compensation agreements	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2022 2021 2020 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance, beginning ​ $ 7,273 ​ $ 6,189 ​ $ 5,160 Expense accrued ​ 1,286 ​ 1,532 ​ 1,193 Cash payments made ​ (394) ​ (448) ​ (164) Balance, ending ​ $ 8,165 ​ $ 7,273 ​ $ 6,189 ​

Note 16 - Stock-based Compens_2

Note 16 - Stock-based Compensation (Tables)	12 Months Ended
	Dec. 31, 2022
Notes Tables
Stock-based compensation expense	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2022 2021 2020 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Stock options ​ $ 246 ​ $ 270 ​ $ 297 Restricted stock awards ​ ​ 1,967 ​ ​ 1,864 ​ ​ 1,619 Stock purchase plan ​ 225 ​ 218 ​ 234 ​ ​ $ 2,438 ​ $ 2,352 ​ $ 2,150 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
Summary of the stock option plans	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, ​ ​ 2022 ​ 2021 ​ 2020 ​ ​ ​ ​ ​ Weighted ​ ​ ​ ​ Weighted ​ ​ ​ ​ Weighted ​ ​ ​ ​ ​ Average ​ ​ ​ ​ Average ​ ​ ​ ​ Average ​ ​ ​ ​ ​ Exercise ​ ​ ​ ​ Exercise ​ ​ ​ ​ Exercise ​ Shares Price Shares Price Shares Price Outstanding, beginning ​ ​ 367,998 ​ $ 24.46 ​ ​ 407,763 ​ $ 22.24 ​ ​ 426,913 ​ $ 20.14 Granted ​ 22,400 ​ 53.87 ​ 22,150 ​ 43.61 ​ 23,350 ​ 39.12 Exercised ​ (41,695) ​ 14.07 ​ (60,317) ​ 15.76 ​ (41,650) ​ 10.67 Forfeited ​ (2,025) ​ 26.72 ​ (1,598) ​ 38.50 ​ (850) ​ 19.94 Outstanding, ending ​ 346,678 ​ 27.60 ​ 367,998 ​ 24.46 ​ 407,763 ​ 22.24 ​ ​ ​ ​ ​ ​ ​ Exercisable, ending ​ 295,077 ​ ​ 318,266 ​ ​ 354,899 ​ ​ ​ ​ ​ ​ ​ ​ Weighted average fair value per option granted ​ $ 13.97 ​ ​ $ 10.85 ​ ​ $ 10.07 ​ ​
Summary of options outstanding	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Options Outstanding ​ ​ ​ ​ ​ ​ ​ ​ ​ Weighted ​ ​ ​ ​ Options Exercisable ​ ​ ​ ​ Average ​ Weighted ​ ​ ​ Weighted ​ ​ ​ ​ Remaining ​ Average ​ ​ ​ Average Range of ​ Number ​ Contractual ​ Exercise ​ Number ​ Exercise Exercise Prices Outstanding Life Price Exercisable Price $15.50 to $15.65 ​ 57,616 ​ 0.25 ​ $ 15.64 ​ 57,616 ​ $ 15.64 $17.10 to $18.00 108,890 1.57 ​ 17.32 108,890 ​ 17.32 $22.64 to $22.64 53,316 3.08 ​ 22.64 53,316 ​ 22.64 $36.00 to $41.95 36,773 6.67 ​ 38.30 23,060 ​ 38.06 $42.65 to $48.50 67,908 5.63 ​ 43.76 51,995 ​ 43.80 $53.87 to $56.26 22,175 9.17 ​ 53.89 200 ​ 53.87 ​ 346,678 ​ 295,077 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
Summary of changes in nonvested restricted stock awards	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, ​ 2022 2021 2020 Outstanding, beginning ​ ​ 97,107 ​ ​ 102,489 ​ ​ 106,826 Granted* ​ 35,525 ​ 38,360 ​ 34,559 Released ​ (47,766) ​ (43,691) ​ (37,296) Forfeited ​ (751) ​ (51) ​ (1,600) Outstanding, ending ​ ​ 84,115 ​ ​ 97,107 ​ ​ 102,489 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Weighted average fair value per share granted ​ $ 54.20 ​ $ 45.18 ​ $ 39.39 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ * At December 31, 2021, includes ​
Schedule of Stock purchase plan	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2022 2021 2020 Shares granted ​ 28,421 ​ 28,396 ​ 38,738 Shares purchased ​ 27,103 ​ 30,543 ​ 37,114 Weighted average fair value per share granted ​ $ 7.88 ​ $ 7.67 ​ $ 6.03

Note 17 - Regulatory Capital _2

Note 17 - Regulatory Capital Requirements and Restrictions on Dividends (Tables)	12 Months Ended
	Dec. 31, 2022
Notes Tables
Schedule of the company and the subsidiary banks actual capital amounts and ratios	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ For Capital ​ To Be Well ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Adequacy Purposes ​ Capitalized Under ​ ​ ​ ​ ​ ​ ​ For Capital ​ With Capital ​ Prompt Corrective ​ ​ Actual ​ Adequacy Purposes ​ Conservation Buffer ​ Action Provisions ​ Amount Ratio Amount ​ Ratio Amount ​ Ratio Amount ​ Ratio ​ ​ ​ ( dollars in thousands) ​ As of December 31, 2022: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Company: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 1,055,177 ​ 14.28 % $ 591,132 > 8.00 % $ 775,861 > 10.50 % $ 738,915 > 10.00 % Tier 1 risk-based capital ​ 734,977 9.95 ​ 443,349 > 6.00 ​ 628,078 > 8.50 ​ 591,132 > 8.00 ​ Tier 1 leverage ​ 734,977 9.61 ​ 305,959 > 4.00 ​ 305,959 > 4.00 ​ 382,449 > 5.00 ​ Common equity Tier 1 ​ 686,375 9.29 ​ 332,512 > 4.50 ​ 517,241 > 7.00 ​ 480,295 > 6.50 ​ Quad City Bank & Trust: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 275,337 ​ 13.07 % $ 168,588 > 8.00 % $ 221,272 > 10.50 % $ 210,735 > 10.00 % Tier 1 risk-based capital ​ 248,978 11.81 ​ 126,441 > 6.00 ​ 179,125 > 8.50 ​ 168,588 > 8.00 ​ Tier 1 leverage ​ 248,978 11.01 ​ 90,419 > 4.00 ​ 90,419 > 4.00 ​ 133,023 > 5.00 ​ Common equity Tier 1 ​ 248,978 11.81 ​ 94,831 > 4.50 ​ 147,514 > 7.00 ​ 136,978 > 6.50 ​ Cedar Rapids Bank & Trust: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 308,153 ​ 14.84 % $ 166,168 > 8.00 % $ 218,096 > 10.50 % $ 207,711 > 10.00 % Tier 1 risk-based capital ​ 282,258 13.59 ​ 124,626 > 6.00 ​ 176,554 > 8.50 ​ 166,168 > 8.00 ​ Tier 1 leverage ​ 282,258 13.17 ​ 85,707 > 4.00 ​ 85,707 > 4.00 ​ 107,134 > 5.00 ​ Common equity Tier 1 ​ 282,258 13.59 ​ 93,470 > 4.50 ​ 145,397 > 7.00 ​ 135,012 > 6.50 ​ Community State Bank: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 142,974 ​ 12.04 % $ 94,981 > 8.00 % $ 124,662 > 10.50 % $ 118,726 > 10.00 % Tier 1 risk-based capital ​ 128,130 10.79 ​ 71,236 > 6.00 ​ 100,917 > 8.50 ​ 94,981 > 8.00 ​ Tier 1 leverage ​ 128,130 10.09 ​ 50,799 > 4.00 ​ 50,799 > 4.00 ​ 63,499 > 5.00 ​ Common equity Tier 1 ​ 128,130 10.79 ​ 53,427 > 4.50 ​ 83,108 > 7.00 ​ 77,172 > 6.50 ​ Guaranty Bank: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 243,106 ​ 12.24 % $ 158,903 > 8.00 % $ 208,560 > 10.50 % $ 198,629 > 10.00 % Tier 1 risk-based capital ​ 218,647 11.01 ​ 119,177 > 6.00 ​ 168,834 > 8.50 ​ 158,903 > 8.00 ​ Tier 1 leverage ​ 218,647 10.90 ​ 80,229 > 4.00 ​ 80,229 > 4.00 ​ 100,286 > 5.00 ​ Common equity Tier 1 ​ 218,647 11.01 ​ 89,383 > 4.50 ​ 139,040 > 7.00 ​ 129,109 > 6.50 ​ ​ ​ Note 17. Regulatory Capital Requirements and Restrictions on Dividends (continued) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ For Capital ​ To Be Well ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Adequacy Purposes ​ Capitalized Under ​ ​ ​ ​ ​ ​ ​ For Capital ​ With Capital ​ Prompt Corrective ​ ​ Actual ​ Adequacy Purposes ​ Conservation Buffer ​ Action Provisions ​ Amount Ratio Amount ​ Ratio Amount ​ Ratio Amount ​ Ratio ​ ​ ( dollars in thousands) ​ As of December 31, 2021: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Company: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 814,629 ​ 14.77 % $ 441,100 > 8.00 % $ 578,944 > 10.50 % $ 551,375 > 10.00 % Tier 1 risk-based capital ​ 631,649 11.46 ​ 330,825 > 6.00 ​ 468,669 > 8.50 ​ 441,100 > 8.00 ​ Tier 1 leverage ​ 631,649 10.46 ​ 241,579 > 4.00 ​ 241,579 > 4.00 ​ 301,974 > 5.00 ​ Common equity Tier 1 ​ 593,494 10.76 ​ 248,119 > 4.50 ​ 385,962 > 7.00 ​ 358,394 > 6.50 ​ Quad City Bank & Trust: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 247,658 ​ 13.29 % $ 149,126 > 8.00 % $ 195,727 > 10.50 % $ 186,407 > 10.00 % Tier 1 risk-based capital ​ 224,253 ​ 12.03 ​ 111,844 > 6.00 ​ 158,446 > 8.50 ​ 149,126 > 8.00 ​ Tier 1 leverage ​ 224,253 ​ 10.45 ​ 85,873 > 4.00 ​ 85,873 > 4.00 ​ 107,341 > 5.00 ​ Common equity Tier 1 ​ 224,253 ​ 12.03 ​ 83,883 > 4.50 ​ 130,485 > 7.00 ​ 121,164 > 6.50 ​ Cedar Rapids Bank & Trust: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 277,673 ​ 14.85 % $ 149,595 > 8.00 % $ 196,343 > 10.50 % $ 186,993 > 10.00 % Tier 1 risk-based capital ​ 254,279 ​ 13.60 ​ 112,196 > 6.00 ​ 158,944 > 8.50 ​ 149,595 > 8.00 ​ Tier 1 leverage ​ 254,279 ​ 12.59 ​ 80,777 > 4.00 ​ 80,777 > 4.00 ​ 100,971 > 5.00 ​ Common equity Tier 1 ​ 254,279 ​ 13.60 ​ 84,147 > 4.50 ​ 130,895 > 7.00 ​ 121,546 > 6.50 ​ Community State Bank: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 123,365 ​ 11.95 % $ 82,601 > 8.00 % $ 108,413 > 10.50 % $ 103,251 > 10.00 % Tier 1 risk-based capital ​ 110,410 ​ 10.69 ​ 61,951 > 6.00 ​ 87,763 > 8.50 ​ 82,601 > 8.00 ​ Tier 1 leverage ​ 110,410 ​ 9.67 ​ 45,676 > 4.00 ​ 45,676 > 4.00 ​ 57,095 > 5.00 ​ Common equity Tier 1 ​ 110,410 ​ 10.69 ​ 46,463 > 4.50 ​ 72,276 > 7.00 ​ 67,113 > 6.50 ​ Guaranty Bank: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 101,067 ​ 13.39 % $ 60,369 > 8.00 % $ 79,235 > 10.50 % $ 75,462 > 10.00 % Tier 1 risk-based capital ​ 91,625 ​ 12.14 ​ 45,277 > 6.00 ​ 64,142 > 8.50 ​ 60,369 > 8.00 ​ Tier 1 leverage ​ 91,625 ​ 11.08 ​ 33,088 > 4.00 ​ 33,088 > 4.00 ​ 41,360 > 5.00 ​ Common equity Tier 1 ​ 91,625 ​ 12.14 ​ 33,958 > 4.50 ​ 52,823 > 7.00 ​ 49,050 > 6.50 ​ ​

Note 18 - Earnings Per Share (T

Note 18 - Earnings Per Share (Tables)	12 Months Ended
	Dec. 31, 2022
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2022 2021 2020 ​ ​ ​ ​ (dollars in thousands, except per share data) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Net income ​ ​ ​ $ 99,066 ​ $ 98,905 ​ $ 60,582 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Basic EPS ​ ​ ​ $ 5.94 ​ $ 6.30 ​ $ 3.84 Diluted EPS ​ ​ ​ $ 5.87 ​ $ 6.20 ​ $ 3.80 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Weighted average common shares outstanding ​ ​ ​ 16,681,844 ​ 15,708,744 ​ 15,771,650 Weighted average common shares issuable upon exercise of stock options ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ and under the employee stock purchase plan* ​ ​ ​ 208,163 ​ 235,964 ​ 180,987 Weighted average common and common equivalent shares outstanding ​ ​ ​ 16,890,007 ​ 15,944,708 ​ 15,952,637 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ , .

Note 20 - Parent Company Only_2

Note 20 - Parent Company Only Financial Statements (Tables)	12 Months Ended
	Dec. 31, 2022
Notes Tables
Condensed Balance Sheet	​ ​ ​ ​ ​ ​ ​ ​ ​ 2022 2021 ​ ​ (dollars in thousands) Assets ​ ​ ​ ​ ​ ​ Cash and due from banks ​ $ 84,172 ​ $ 41,531 Interest-bearing deposits at financial institutions ​ — ​ 5,750 Investment in bank subsidiaries ​ 965,973 ​ 769,628 Investment in nonbank subsidiaries ​ 7,196 ​ 5,341 Premises and equipment, net ​ 9,639 ​ 8,632 Other assets ​ 10,157 ​ 7,716 Total assets ​ $ 1,077,137 ​ $ 838,598 ​ ​ ​ Liabilities and Stockholders' Equity ​ ​ Liabilities: ​ ​ Subordinated notes ​ $ 232,662 ​ $ 113,850 Junior subordinated debentures ​ 48,602 ​ 38,155 Other liabilities ​ 23,149 ​ 9,583 Total liabilities ​ 304,413 ​ 161,588 ​ ​ ​ Stockholders' Equity: ​ ​ Common stock ​ 16,796 ​ 15,613 Additional paid-in capital ​ 370,712 ​ 273,768 Retained earnings ​ 450,114 ​ 386,077 Accumulated other comprehensive income (loss) ​ (64,898) ​ 1,552 Total stockholders' equity ​ 772,724 ​ 677,010 Total liabilities and stockholders' equity ​ $ 1,077,137 ​ $ 838,598 ​
Condensed Income Statement	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2022 2021 2020 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total interest income ​ $ 26 ​ $ 3 ​ $ 29 Equity in net income of bank subsidiaries ​ 128,941 ​ 117,408 ​ 79,624 Equity in net income (loss) of nonbank subsidiaries ​ 1,294 ​ 456 ​ (261) Other ​ (53) ​ 853 ​ 289 Total income ​ 130,208 ​ 118,720 ​ 79,681 ​ ​ ​ ​ Interest expense ​ 11,836 ​ 8,482 ​ 6,662 Salaries and employee benefits ​ 15,551 ​ 12,446 ​ 11,825 Professional fees ​ 1,789 ​ 1,983 ​ 2,558 Acquisition costs ​ 3,715 ​ 624 ​ — Post-acquisition compensation, transition and integration costs ​ 5,526 ​ — ​ 145 Disposition costs ​ ​ — ​ ​ 13 ​ ​ 312 Goodwill impairment ​ — ​ — ​ 500 Other ​ 3,331 ​ 2,784 ​ 2,505 Total expenses ​ 41,748 ​ 26,332 ​ 24,507 ​ ​ ​ ​ Income before income tax benefit ​ 88,460 ​ 92,388 ​ 55,174 ​ ​ ​ ​ Income tax benefit ​ 10,606 ​ 6,517 ​ 5,408 Net income ​ $ 99,066 ​ $ 98,905 ​ $ 60,582 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
Condensed Cash flow Statement	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2022 2021 2020 ​ ​ (dollars in thousands) Cash Flows from Operating Activities: ​ ​ ​ Net income ​ $ 99,066 ​ $ 98,905 ​ $ 60,582 Adjustments to reconcile net income to net cash provided by (used in) operating activities: ​ ​ ​ Earnings of bank subsidiaries ​ ​ (128,941) ​ (117,408) ​ (79,624) (Earnings) losses of nonbank subsidiaries ​ (1,294) ​ (456) ​ 261 Distributions from bank subsidiaries ​ 36,000 ​ — ​ — Distributions from nonbank subsidiaries ​ 40 ​ 30 ​ 40 Deferred income taxes ​ ​ (2,443) ​ ​ (1,093) ​ ​ 6,909 Accretion of acquisition fair value adjustments ​ 137 ​ 321 ​ 378 Depreciation ​ 477 ​ 486 ​ 454 Deferred compensation expense accrued ​ ​ 4,062 ​ ​ 573 ​ ​ — Stock-based compensation expense ​ 2,438 ​ 2,352 ​ 2,150 Loss on sale of subsidiary ​ ​ — ​ ​ — ​ ​ 158 Gain on sale of fixed assets ​ ​ — ​ ​ 155 ​ ​ — Goodwill impairment ​ ​ — ​ ​ — ​ ​ 500 Decrease (increase) in other assets ​ 621 ​ 5 ​ (7,380) Increase (decrease) in other liabilities ​ 10,827 ​ (14,702) ​ (5,923) Net cash provided by (used in) operating activities ​ 20,990 ​ (30,832) ​ (21,495) ​ ​ ​ ​ ​ ​ Cash Flows from Investing Activities: ​ ​ ​ Net increase (decrease) in interest-bearing deposits at financial institutions ​ 5,950 ​ 1,450 ​ (1,599) Capital infusion, non-bank subsidiaries ​ ​ (300) ​ ​ (375) ​ ​ — Net cash received in dissolution of subsidiary ​ ​ — ​ ​ — ​ ​ 8,450 Net cash paid for acquisitions ​ (26,039) ​ — ​ — Net cash received in sale of subsidiary ​ ​ — ​ ​ — ​ ​ 195 Purchase of premises and equipment ​ (1,484) ​ (31) ​ (272) Net cash provided by (used in) investing activities ​ (21,873) ​ 1,044 ​ 6,774 ​ ​ ​ ​ Cash Flows from Financing Activities: ​ ​ ​ Proceeds from subordinated notes ​ ​ 100,000 ​ ​ — ​ ​ 50,000 Payment of cash dividends ​ (3,944) ​ (3,793) ​ (3,779) Proceeds from issuance of common stock, net ​ 422 ​ 670 ​ 1,360 Repurchase and cancellation of shares ​ (52,954) ​ (14,168) ​ (3,779) Net cash provided by (used in) financing activities ​ 43,524 ​ (17,291) ​ 43,802 ​ ​ ​ ​ Net increase (decrease) in cash and due from banks ​ 42,641 ​ (47,079) ​ 29,081 ​ ​ ​ ​ Cash and due from banks: ​ ​ ​ Beginning ​ 41,531 ​ 88,610 ​ 59,529 Ending ​ $ 84,172 ​ $ 41,531 ​ $ 88,610

Note 21 - Fair Value (Tables)

Note 21 - Fair Value (Tables)	12 Months Ended
	Dec. 31, 2022
Notes Tables
Schedule of assets measured at fair value	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Fair Value Measurements at Reporting Date Using ​ ​ ​ ​ ​ Quoted Prices ​ Significant ​ ​ ​ ​ ​ ​ ​ ​ in Active ​ Other ​ Significant ​ ​ ​ ​ ​ Markets for ​ Observable ​ Unobservable ​ ​ ​ ​ ​ Identical Assets ​ Inputs ​ Inputs ​ Fair Value (Level 1) (Level 2) (Level 3) ​ ​ (dollars in thousands) December 31, 2022: ​ ​ ​ ​ Securities AFS: ​ ​ ​ ​ U.S. treasuries and govt. sponsored agency securities ​ $ 16,981 ​ $ — ​ $ 16,981 ​ $ — Residential mortgage-backed and related securities ​ 66,215 ​ — ​ 66,215 ​ — Municipal securities ​ 193,178 ​ — ​ 193,178 ​ — Asset-backed securities ​ ​ 18,728 ​ ​ — ​ ​ 18,728 ​ ​ — Other securities ​ 45,858 ​ — ​ 45,858 ​ — Derivatives ​ 177,631 ​ — ​ 177,631 ​ — Total assets measured at fair value ​ $ 518,591 ​ $ — ​ $ 518,591 ​ $ — ​ ​ ​ ​ ​ Derivatives ​ $ 200,701 ​ $ — ​ $ 200,701 ​ $ — Total liabilities measured at fair value ​ $ 200,701 ​ $ — ​ $ 200,701 ​ $ — ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2021: ​ ​ ​ ​ Securities AFS: ​ ​ ​ ​ U.S. govt. sponsored agency securities ​ $ 23,328 ​ $ — ​ $ 23,328 ​ $ — Residential mortgage-backed and related securities ​ 94,323 ​ — ​ 94,323 ​ — Municipal securities ​ 168,266 ​ — ​ 168,266 ​ — Asset-backed securities ​ ​ 27,124 ​ ​ — ​ ​ 27,124 ​ ​ — Other securities ​ 24,789 ​ — ​ 24,789 ​ — Derivatives ​ 222,220 ​ — ​ 222,220 ​ — Total assets measured at fair value ​ $ 560,050 ​ $ — ​ $ 560,050 ​ $ — ​ ​ ​ ​ ​ Derivatives ​ $ 225,135 ​ $ — ​ $ 225,135 ​ $ — Total liabilities measured at fair value ​ $ 225,135 ​ $ — ​ $ 225,135 ​ $ — ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Fair Value Measurements at Reporting Date Using ​ ​ ​ ​ ​ Quoted Prices ​ Significant ​ ​ ​ ​ ​ ​ ​ ​ in Active ​ Other ​ Significant ​ ​ ​ ​ ​ Markets for ​ Observable ​ Unobservable ​ ​ ​ ​ ​ Identical Assets ​ Inputs ​ Inputs ​ Fair Value Level 1 Level 2 Level 3 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2022: ​ ​ ​ ​ Loans/leases evaluated individually ​ $ 30,765 ​ $ — ​ $ — ​ $ 30,765 OREO ​ 144 ​ — ​ — ​ 144 ​ ​ $ 30,909 ​ $ — ​ $ — ​ $ 30,909 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2021: ​ ​ ​ ​ Loans/leases evaluated individually ​ $ 6,618 ​ $ — ​ $ — ​ $ 6,618 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
Schedule of assets measured at fair value, valuation techniques	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Quantitative Information about Level Fair Value Measurements ​ ​ Fair Value ​ Fair Value ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, ​ December 31, ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2022 2021 Valuation Technique Unobservable Input Range ​ ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans/leases evaluated individually ​ $ 30,765 ​ $ 6,618 Appraisal of collateral Appraisal adjustments -10.00 % to -30.00 % OREO ​ 144 ​ — Appraisal of collateral Appraisal adjustments 0.00 % to -35.00 % ​
Schedule of assets and liabilities measured at fair value	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Fair Value ​ As of December 31, 2022 ​ As of December 31, 2021 ​ ​ Hierarchy ​ Carrying ​ Estimated ​ Carrying ​ Estimated ​ Level Value Fair Value Value Fair Value ​ ​ ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Cash and due from banks Level 1 ​ $ 59,723 ​ $ 59,723 ​ $ 37,490 ​ $ 37,490 Federal funds sold Level 2 ​ 56,910 ​ 56,910 ​ 12,370 ​ 12,370 Interest-bearing deposits at financial institutions Level 2 ​ 67,360 ​ 67,360 ​ 75,292 ​ 75,292 Investment securities: ​ ​ ​ ​ ​ ​ ​ ​ HTM Level 2 ​ 587,142 ​ 535,636 ​ 472,385 ​ 522,297 AFS Level 2 ​ 340,960 ​ 340,960 ​ 337,830 ​ 337,830 Loans/leases receivable, net Level 3 ​ 28,486 ​ 30,765 ​ 6,128 ​ 6,618 Loans/leases receivable, net Level 2 ​ 6,022,679 ​ 5,896,443 ​ 4,595,283 ​ 4,478,899 Derivatives Level 2 ​ 177,631 ​ 177,631 ​ 222,220 ​ 222,220 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Deposits: ​ ​ ​ ​ ​ ​ ​ ​ Nonmaturity deposits Level 2 ​ 5,199,633 ​ 5,199,633 ​ 4,501,424 ​ 4,501,424 Time deposits Level 2 ​ 784,584 ​ 766,294 ​ 421,348 ​ 419,453 Short-term borrowings Level 2 ​ 129,630 ​ 129,630 ​ 3,800 ​ 3,800 FHLB advances Level 2 ​ 415,000 ​ 415,000 ​ 15,000 ​ 15,000 Subordinated notes ​ Level 2 ​ ​ 232,662 ​ ​ 250,613 ​ ​ 113,850 ​ ​ 116,203 Junior subordinated debentures Level 2 ​ 48,602 ​ 41,545 ​ 38,155 ​ 31,072 Derivatives Level 2 ​ 200,701 ​ 200,701 ​ 225,135 ​ 225,135

Note 22 - Business Segment In_2

Note 22 - Business Segment Information (Tables)	12 Months Ended
	Dec. 31, 2022
Notes Tables
Schedule of business segment information	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial Banking ​ ​ ​ Intercompany ​ Consolidated ​ QCBT CRBT CSB GB* All other Eliminations Total ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year Ended December 31, 2022 ​ ​ ​ ​ ​ ​ ​ ​ Total revenue ​ $ 103,621 ​ $ 128,070 ​ $ 54,129 ​ $ 87,880 ​ $ 131,922 ​ $ (132,322) ​ $ 373,300 Net interest income ​ 71,604 ​ 65,392 ​ 40,781 ​ 63,734 ​ (11,779) ​ 1,388 ​ 231,120 Provision for loan/lease losses ​ 1,073 ​ (961) ​ (1,335) ​ 9,507 ​ — ​ — ​ 8,284 Net income (loss) from continuing operations ​ 33,850 ​ 53,576 ​ 17,225 ​ 24,289 ​ 100,303 ​ (130,177) ​ 99,066 Goodwill ​ 3,223 ​ 14,980 ​ 9,888 ​ 109,516 ​ — ​ — ​ 137,607 Intangibles ​ — ​ 1,225 ​ 2,027 ​ 13,507 ​ — ​ — ​ 16,759 Total assets ​ 2,312,013 ​ 2,185,500 ​ 1,297,812 ​ 2,146,474 ​ 1,086,351 ​ (1,079,313) ​ 7,948,837 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year Ended December 31, 2021 ​ ​ ​ ​ ​ ​ ​ ​ Total revenue ​ $ 88,689 ​ $ 129,080 ​ $ 43,945 ​ $ 38,342 ​ $ 119,451 ​ $ (118,930) ​ $ 300,577 Net interest income ​ 66,232 ​ 57,354 ​ 35,512 ​ 26,351 ​ (8,479) ​ 1,263 ​ 178,233 Provision for loan/lease losses ​ 1,519 ​ (697) ​ 2,219 ​ 445 ​ — ​ — ​ 3,486 Net income (loss) from continuing operations ​ 34,616 ​ 55,411 ​ 12,802 ​ 14,579 ​ 99,331 ​ (117,834) ​ 98,905 Goodwill ​ 3,223 ​ 14,980 ​ 9,888 ​ 45,975 ​ — ​ — ​ 74,066 Intangibles ​ — ​ 1,702 ​ 2,653 ​ 4,994 ​ — ​ — ​ 9,349 Total assets ​ 2,142,344 ​ 2,030,279 ​ 1,168,606 ​ 882,885 ​ 845,120 ​ (973,102) ​ 6,096,132 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year Ended December 31, 2020 ​ ​ ​ ​ ​ ​ ​ ​ Total revenue ​ $ 92,336 ​ $ 125,416 ​ $ 50,448 ​ $ 42,036 ​ $ 2,197 ​ $ (262) ​ $ 312,171 Net interest income ​ 63,366 ​ 52,857 ​ 31,570 ​ 24,759 ​ (6,633) ​ 1,031 ​ 166,950 Provision for loan/lease losses ​ 21,612 ​ 19,438 ​ 9,243 ​ 5,411 ​ — ​ — ​ 55,704 Net income (loss) from continuing operations ​ 21,557 ​ 33,890 ​ 11,379 ​ 12,797 ​ (19,041) ​ — ​ 60,582 Goodwill ​ 3,223 ​ 14,980 ​ 9,888 ​ 45,975 ​ — ​ — ​ 74,066 Intangibles ​ — ​ 2,189 ​ 3,305 ​ 5,887 ​ — ​ — ​ 11,381 Total assets ​ 2,153,773 ​ 1,957,695 ​ 1,004,183 ​ 779,956 ​ 134,407 ​ (324,971) ​ 5,705,043 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ * On April 1, 2022, the Company acquired GFED and merged its subsidiary bank, Guaranty Bank, into Springfield First Community Bank with the combined bank operating under the Guaranty Bank name.

Note 1 - Nature of Business a_4

Note 1 - Nature of Business and Significant Accounting Policies (Details)		1 Months Ended		12 Months Ended
	Nov. 30, 2022 USD ($)	Nov. 30, 2022 USD ($)	Nov. 30, 2021 USD ($)	Dec. 31, 2022 USD ($) subsidiary segment shares	Dec. 31, 2021 USD ($) shares	Dec. 31, 2020 USD ($) shares	Jan. 01, 2021 USD ($)
Accrued interest on loans				$ 24,300,000	$ 15,300,000
Number of subsidiaries commercial banks | subsidiary				4
Number of portfolio segments | segment				8
Financing Receivable, Lines of Credit Maximum Term				1 year
Number of Non-Consolidated Subsidiaries Issuing Trust Preferred Securities | subsidiary				7
Cash Reserve Deposit Required and Made				$ 0	$ 0
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Number | shares				295,077	318,266	354,899
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Intrinsic Value				$ 7,700,000
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Intrinsic Value				7,500,000
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercises in Period, Intrinsic Value				387,000	$ 419,000	$ 270,000
Allocated Share-based Compensation Expense				2,438,000	2,352,000	2,150,000
Goodwill impairment	$ 0	$ 0	$ 0			500,000
Minimum outstanding balance considered for calculation of low quality loans allowance on case-to-case basis				250,000
Maximum principal balance considered for placing low quality loans in the unique pool				250,000
Other Assets
Accrued interest on loans				24,300,000
Subsidiary banks with an asset size of $1.0 billion or less
Lending Threshold Requiring Additional Loan Review				1,000,000
Subsidiary banks with an asset size of over $1.0 billion
Lending Threshold Requiring Additional Loan Review				2,000,000
Cumulative Effect, Period of Adoption, Adjustment [Member]
Off-Balance Sheet, Credit Loss, Liability							$ 9,117,000
Accounting Standards Update 2016-13 | Cumulative Effect, Period of Adoption, Adjustment [Member]
Off-Balance Sheet, Credit Loss, Liability							$ 9,100,000
Employee Stock Option
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized				$ 438,000
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized, Period for Recognition				1 year 9 months 14 days
Allocated Share-based Compensation Expense				$ 246,000	270,000	297,000
In The Money Options [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Number | shares				324,503
Restricted Stock
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized				$ 2,700,000
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized, Period for Recognition				1 year 7 months 6 days
Allocated Share-based Compensation Expense				$ 1,967,000	$ 1,864,000	$ 1,619,000
Subsidiaries [Member] | Fixed Rate Residential Mortgage [Member]
Financing receivable, term				15 years
Commercial Portfolio Segment [Member]
Financing Receivable, Term Loans, Generally Maximum Term				7 years
Minimum
Financing Receivable, Lines of Credit Maximum Term				6 months
Residual Value Percent of Cost				3%
Minimum | Subsidiaries [Member] | Adjustable Rate Residential Mortgage [Member]
Financing receivable, term				1 year
Minimum | Commercial Portfolio Segment [Member] | Term Loan [Member]
Financing receivable, term				3 years
Maximum
Permanent loans term				20 years
Financing Receivable, Credit Weaknesses Borrowers, Term				365 days
Financing Receivable, Lines of Credit Maximum Term				1 year
Residual Value Percent of Cost				25%
Maximum | Subsidiaries [Member] | Adjustable Rate Residential Mortgage [Member]
Financing receivable, term				5 years
Maximum | Commercial Portfolio Segment [Member] | Term Loan [Member]
Financing receivable, term				5 years
Core Deposits [Member]
Estimated useful life				10 years
Customer Lists [Member]
Estimated useful life				15 years

Note 1 - Nature of Business a_5

Note 1 - Nature of Business and Significant Accounting Policies - Option Pricing Model Valuation Assumptions (Details) - $ / shares	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Expected life of option grants (Year)	10 years
Weighted-average grant date fair value (in dollars per share)	$ 13.97	$ 10.85	$ 10.07
Employee Stock Option
Dividend yield		0.55%
Expected volatility		23.57%
Risk-free interest rate		1.62%
Expected life of option grants (Year)	6 years 3 months	6 years 3 months	6 years 3 months
Weighted-average grant date fair value (in dollars per share)		$ 10.85	$ 10.07
Employee Stock Option | Minimum
Dividend yield			0.60%
Expected volatility	22.65%		25.49%
Risk-free interest rate	1.87%		0.79%
Employee Stock Option | Maximum
Dividend yield	0.45%		0.81%
Expected volatility	23.52%		25.70%
Risk-free interest rate	3.12%		1.31%
Stock Purchase Grants [Member]
Weighted-average grant date fair value (in dollars per share)	$ 7.88	$ 7.67	$ 6.03
Stock Purchase Grants [Member] | Minimum
Dividend yield	0.43%	0.49%	0.55%
Expected volatility	17.97%	37.51%	24.59%
Risk-free interest rate	0.14%	0%	0.15%
Expected life of option grants (Year)	3 months	3 months	3 months
Weighted-average grant date fair value (in dollars per share)	$ 13.94
Stock Purchase Grants [Member] | Maximum
Dividend yield	0.44%	0.61%	0.81%
Expected volatility	21.16%	38.65%	36.38%
Risk-free interest rate	2.24%	0.06%	1.65%
Expected life of option grants (Year)	6 months	6 months	6 months
Weighted-average grant date fair value (in dollars per share)	$ 15.09

Note 1 - Nature of Business a_6

Note 1 - Nature of Business and Significant Accounting Policies - Impact of ASU 2016-13 (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021	Jan. 01, 2021	Dec. 31, 2020	Dec. 31, 2019
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Debt Securities, Held-to-maturity, Allowance for Credit Loss	$ 180	$ 198
Less allowance for estimated losses on loans/leases	87,706	78,721	$ 84,376	$ 84,376	$ 36,001
Retained earnings	450,114	386,077
Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Debt Securities, Held-to-maturity, Allowance for Credit Loss			183
Less allowance for estimated losses on loans/leases			76,274
Off-Balance Sheet, Credit Loss, Liability			9,117
Cumulative Effect, Period of Adoption, Adjustment [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Debt Securities, Held-to-maturity, Allowance for Credit Loss			183
Less allowance for estimated losses on loans/leases			(8,102)
Off-Balance Sheet, Credit Loss, Liability			9,117
Accounting Standards Update 2016-13
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Debt Securities, Held-to-maturity, Allowance for Credit Loss		183
Less allowance for estimated losses on loans/leases		(8,102)
Accounting Standards Update 2016-13 | Cumulative Effect, Period of Adoption, Adjustment [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Debt Securities, Held-to-maturity, Allowance for Credit Loss			183
Less allowance for estimated losses on loans/leases			8,100
Off-Balance Sheet, Credit Loss, Liability			9,100
Retained earnings			937
Commercial Portfolio Segment [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases			35,421	35,421	16,072
Commercial Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases			(35,421)
Commercial Portfolio Segment [Member] | Accounting Standards Update 2016-13
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases		(35,421)
Commercial Real Estate Portfolio Segment [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases			42,161	42,161	15,379
Commercial Real Estate Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases			(42,161)
Commercial Real Estate Portfolio Segment [Member] | Accounting Standards Update 2016-13
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases		(42,161)
Construction and Land Development [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases	14,262
Multi-family
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases	13,186	9,339
Multi-family | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases			5,836
Multi-family | Cumulative Effect, Period of Adoption, Adjustment [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases			5,836
Multi-family | Accounting Standards Update 2016-13
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases		5,836
Direct financing leases
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases	970	1,546	1,764	1,764	1,464
Direct financing leases | Cumulative Effect, Period of Adoption, Adjustment [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases			(1,764)
Direct financing leases | Accounting Standards Update 2016-13
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases		(1,764)
1-4 family real estate
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases	4,963	4,541
1-4 family real estate | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases			5,042
1-4 family real estate | Cumulative Effect, Period of Adoption, Adjustment [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases			5,042
1-4 family real estate | Accounting Standards Update 2016-13
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases		5,042
Residential real estate
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases			3,732	3,732	1,948
Residential real estate | Cumulative Effect, Period of Adoption, Adjustment [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases			(3,732)
Residential real estate | Accounting Standards Update 2016-13
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases		(3,732)
Consumer
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases	1,371	930	1,298	1,298
Consumer | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases			1,161
Consumer | Cumulative Effect, Period of Adoption, Adjustment [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases			(137)
Consumer | Accounting Standards Update 2016-13
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases		(137)
Installment and other consumer loans
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases				1,298	$ 1,138
C&I - revolving | Commercial Portfolio Segment [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases	4,457	3,907
C&I - revolving | Commercial Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases			2,982
C&I - revolving | Commercial Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases			2,982
C&I - revolving | Commercial Portfolio Segment [Member] | Accounting Standards Update 2016-13
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases		2,982
C&I - other | Commercial Portfolio Segment [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases	27,753	25,982
C&I - other | Commercial Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases			29,130
C&I - other | Commercial Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases			29,130
C&I - other | Commercial Portfolio Segment [Member] | Accounting Standards Update 2016-13
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases		29,130
C&I - other | Direct financing leases
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases	1,500			1,800
C&I - other | Direct financing leases | Accounting Standards Update 2016-13
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases		1,500		$ 685
CRE - owner occupied | Commercial Real Estate Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases			8,696
CRE - owner occupied | Commercial Real Estate Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases			8,696
CRE - non owner occupied | Commercial Real Estate Portfolio Segment [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases	11,749	8,549
CRE - non owner occupied | Commercial Real Estate Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases			11,428
CRE - non owner occupied | Commercial Real Estate Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases			11,428
CRE - non owner occupied | Commercial Real Estate Portfolio Segment [Member] | Accounting Standards Update 2016-13
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases		11,428
Construction Loans [Member] | Construction and Land Development [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases	$ 14,262	16,972
Construction Loans [Member] | Construction and Land Development [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases			11,999
Construction Loans [Member] | Construction and Land Development [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases			$ 11,999
Construction Loans [Member] | Construction and Land Development [Member] | Accounting Standards Update 2016-13
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Less allowance for estimated losses on loans/leases		$ 11,999

Note 2 - Mergers_Acquisitions_3

Note 2 - Mergers/Acquisitions/Sales (Details) $ / shares in Units, $ in Thousands			12 Months Ended
	Apr. 01, 2022 USD ($) item $ / shares shares	Mar. 31, 2022 USD ($) $ / shares	Dec. 31, 2022 USD ($)	Dec. 31, 2021 USD ($)	Dec. 31, 2020 USD ($)
Business Acquisition [Line Items]
Business Combination, Consideration Transferred			$ 144,085
Prepaid of FHLB advances			16,000		$ 55,274
Business acquisition related costs			3,715	$ 624
Premises and equipment, net			16,257
Proceeds from sales of securities			111,375	$ 23,874	$ 38,562
Core deposit intangible			10,264
Guaranty Federal Bancshares, Inc
Business Acquisition [Line Items]
Business combination consideration in cash (per share) | $ / shares	$ 30.50
Business acquisition, equity interest issued or issuable, number of shares | shares	0.58775
Business combination mixed consideration in cash (per share) | $ / shares	$ 6.10
Business combination shares issuable mixed consideration | shares	0.4702
Business acquisition, share price | $ / shares		$ 56.59
Business combination, stock consideration		$ 117,200
Business Combination, Consideration Transferred	$ 144,085	$ 26,900
Prepaid of FHLB advances			16,000
Business acquisition related costs			3,700
Post-acquisition, compensation, transition and integration costs			$ 5,500
Premises and equipment, net	16,257
Accretable discount of non-PCD loans	12,000
Provision for non-PCD loans acquired.	11,000
Proceeds from sales of securities	$ 111,400
Number of branch locations acquired | item	16
Useful life	39 years
Core deposit intangible	$ 10,264
Estimated useful life of deposits	10 years

Note 2 - Mergers_Acquisitions_4

Note 2 - Mergers/Acquisitions/Sales - Fair value of Assets Acquired and Liabilities Assumed (Details) - USD ($) $ in Thousands			12 Months Ended
	Apr. 01, 2022	Mar. 31, 2022	Dec. 31, 2022
ASSETS
Cash and due from banks			$ 171,844
Interest-bearing deposits at financial institutions			17,134
Securities			143,017
Loans/leases receivable, net			801,697
Bank-owned life insurance			32,100
Premises and equipment			16,257
Restricted investment securities			2,220
Other real estate owned			55
Intangibles			10,264
Other assets			23,685
Total assets acquired			1,218,273
LIABILITIES
Deposits			1,076,573
FHLB advances			16,000
Junior subordinated debentures			10,310
Other liabilities			15,225
Total liabilities assumed			1,137,729
Net assets acquired			80,544
Consideration paid:
Common stock			117,214
Total consideration paid			144,085
Goodwill			$ 63,541
Guaranty Federal Bancshares, Inc
ASSETS
Cash and due from banks	$ 171,844
Interest-bearing deposits at financial institutions	17,134
Securities	143,017
Loans/leases receivable, net	801,697
Bank-owned life insurance	32,100
Premises and equipment	16,257
Restricted investment securities	2,220
Other real estate owned	55
Intangibles	10,264
Other assets	23,685
Total assets acquired	1,218,273
LIABILITIES
Deposits	1,076,573
FHLB advances	16,000
Subordinated notes	19,621
Junior subordinated debentures	10,310
Other liabilities	15,225
Total liabilities assumed	1,137,729
Net assets acquired	80,544
Consideration paid:
Cash paid	26,871
Common stock	117,214
Total consideration paid	144,085	$ 26,900
Goodwill	$ 63,541

Note 2 - Mergers_Acquisitions_5

Note 2 - Mergers/Acquisitions/Sales - Purchased Loans (Details) - Guaranty Bank $ in Thousands	Apr. 01, 2022 USD ($)
Business Acquisition [Line Items]
Principal balance of PCD loans at acquisition	$ 38,711
Allowance for credit losses at acquisition	(5,902)
Non-credit discount at acquisition	(1,366)
Fair value of PCD loans at acquisition	$ 31,443

Note 2 - Mergers_Acquisitions_6

Note 2 - Mergers/Acquisitions/Sales - FHLB Advances and Other Borrowings (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Apr. 01, 2022
Business Acquisition [Line Items]
FHLB advances	$ 16,000
Subordinated debentures	$ 19,621
Guaranty Bank
Business Acquisition [Line Items]
Total Fair value of FHLB and other borrowings assumed		$ 45,931
Guaranty Bank | FHLB advance maturing on 15 May 2023 | Collateral Pledged.
Business Acquisition [Line Items]
FHLB advances		$ 6,500
Rate (as a percent)		0.59%
Guaranty Bank | FHLB advance maturing on 15 May 2025 | Collateral Pledged.
Business Acquisition [Line Items]
FHLB advances		$ 6,500
Rate (as a percent)		0.82%
Guaranty Bank | FHLB advance maturing on 17 May 2027 | Collateral Pledged.
Business Acquisition [Line Items]
FHLB advances		$ 3,000
Rate (as a percent)		1.12%
Guaranty Bank | Subordinated debenture maturing on 30 September 2030 | Unsecured
Business Acquisition [Line Items]
Subordinated notes		$ 19,621
Rate (as a percent)		5.25%
Guaranty Bank | Junior subordinated debentures maturing on 23 February 2036 | Unsecured
Business Acquisition [Line Items]
Subordinated debentures		$ 10,310
Rate (as a percent)		4.09%

Note 2 - Mergers_Acquisitions_7

Note 2 - Mergers/Acquisitions/Sales - Unaudited Pro Forma Combined Operating Results (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Unaudited pro forma combined operating results
Net interest income	$ 242,161	$ 222,839
Noninterest income	82,966	114,095
Net income	$ 119,899	$ 99,606
Earnings per common share - Basic	$ 6.97	$ 5.60
Earnings per common share - Diluted	$ 6.89	$ 5.53

Note 2 - Sales-Mergers-Acquisit

Note 2 - Sales-Mergers-Acquisitions - Sale of Assets and Liabilities (Details) - USD ($) $ in Thousands		12 Months Ended
	Aug. 12, 2020	Dec. 31, 2021	Dec. 31, 2020
ASSETS
Cash and due from banks			$ 349
Premises and equipment, net			19
Other assets			2,259
Total assets sold			2,627
LIABILITIES
Other liabilities			946
Total liabilities sold			946
Forgiveness of earn-out consideration			880
Consideration received			448
Assets held for sale			2,627
Liabilities held for sale			946
Disposition costs		$ 13	690
Bates Companies
ASSETS
Cash and due from banks	$ 349
Premises and equipment, net	19
Other assets	2,259
Total assets sold	2,627
LIABILITIES
Other liabilities	946
Total liabilities sold	946
Net assets sold	1,681
Forgiveness of earn-out consideration	880
Cash consideration	195
Note receivable consideration	448
Consideration received	500
Imputed interest	52
Gain (loss) on sale of assets and liabilities of subsidiary	158
Assets held for sale	2,627
Liabilities held for sale	946
Disposition costs			$ 227
Bates Companies | Earnout Agreement Cancellation [Member]
LIABILITIES
Consideration received	$ 880

Note 3 - Investment Securitie_2

Note 3 - Investment Securities (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2022 USD ($) item security	Dec. 31, 2020 USD ($)	Dec. 31, 2021 USD ($) item
Sale of securities portfolio | $	$ 111,400
Number of securities | security	695
Available-for-sale, unrealized loss positions, qualitative disclosure, number of positions | security	607
Aggregate losses of securities (as a percent)	11.81%
Available-for-sale, unrealized loss positions, qualitative disclosure, number of positions, greater than or equal to one year | security	39
Gain on sale | $		$ 2,553
Number Of Charters Owning Municipal Securities	4
Public deposits, FHLB advances, customer repurchase agreements, derivative liabilities
Investment securities pledged | $	$ 47,000		$ 246,500
Revenue Bonds
Number of issuers	2		2
Percentage threshold	5%		5%
Municipal securities | General Obligation Bonds
Number of issuers	118		113
Other investments | $	$ 110,600		$ 114,500
Number of states holding investments	22		20
Municipal securities | General Obligation Bonds | Minimum
Other investments | $	$ 5,000		$ 5,000
Municipal securities | General Obligation Bonds | Aggregate Fair Value Exceeding 5 Million
Number of states holding investments	7		7
Municipal securities | Revenue Bonds
Number of issuers	181		165
Other investments | $	$ 617,200		$ 575,000
Number of states holding investments	29		25
Municipal securities | Revenue Bonds | Minimum
Other investments | $	$ 5,000		$ 5,000
Municipal securities | Revenue Bonds | Aggregate Fair Value Exceeding 5 Million
Number of states holding investments	12		13

Note 3 - Investment Securitie_3

Note 3 - Investment Securities - Amortized Cost and Fair Value of Investment Securities (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Securities HTM:
Securities HTM, Amortized Cost	$ 587,322	$ 472,583
Securities HTM, Gross Unrealized Gains	5,292	49,715
Securities HTM, Gross Unrealized (Losses)	(56,978)	(1)
Securities HTM, Fair Value	535,636	522,297
Securities held to maturity, at amortized cost, net of allowance for credit losses	587,142	472,385
Allowance for credit losses HTM securities	180	198
Securities AFS:
Securities AFS, Amortized Cost	400,511	329,994
Securities AFS, Gross Unrealized Gains	160	9,157
Securities AFS, Gross Unrealized (Losses)	(59,711)	(1,321)
Securities AFS, Fair Value	340,960	337,830
U.S. treasuries and govt. sponsored agency securities
Securities AFS:
Securities AFS, Amortized Cost	19,745	23,370
Securities AFS, Gross Unrealized Gains	19	254
Securities AFS, Gross Unrealized (Losses)	(2,783)	(296)
Securities AFS, Fair Value	16,981	23,328
Residential mortgage-backed and related securities
Securities AFS:
Securities AFS, Amortized Cost	73,438	92,431
Securities AFS, Gross Unrealized Gains		2,672
Securities AFS, Gross Unrealized (Losses)	(7,223)	(780)
Securities AFS, Fair Value	66,215	94,323
Municipal securities.
Securities HTM:
Securities HTM, Amortized Cost	586,272	471,533
Securities HTM, Gross Unrealized Gains	5,292	49,715
Securities HTM, Gross Unrealized (Losses)	(56,978)
Securities HTM, Fair Value	534,586	521,248
Allowance for credit losses HTM securities	180	198
Securities AFS:
Securities AFS, Amortized Cost	239,812	163,253
Securities AFS, Gross Unrealized Gains	66	5,228
Securities AFS, Gross Unrealized (Losses)	(46,700)	(215)
Securities AFS, Fair Value	193,178	168,266
Asset-backed securities
Securities AFS:
Securities AFS, Amortized Cost	18,885	26,372
Securities AFS, Gross Unrealized Gains	48	752
Securities AFS, Gross Unrealized (Losses)	(205)
Securities AFS, Fair Value	18,728	27,124
Other securities
Securities HTM:
Securities HTM, Amortized Cost	1,050	1,050
Securities HTM, Gross Unrealized (Losses)		(1)
Securities HTM, Fair Value	1,050	1,049
Securities AFS:
Securities AFS, Amortized Cost	48,631	24,568
Securities AFS, Gross Unrealized Gains	27	251
Securities AFS, Gross Unrealized (Losses)	(2,800)	(30)
Securities AFS, Fair Value	$ 45,858	$ 24,789

Note 3 - Investment Securitie_4

Note 3 - Investment Securities - Securities in a Continuous Unrealized Loss Position (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Securities HTM:
Securities HTM, Less than 12 Months, Fair Value	$ 347,651
Securities HTM, Less than 12 Months, Gross Unrealized Losses	(56,978)
Securities HTM, Total, Fair Value	347,651
Securities HTM, Total, Gross Unrealized Losses	(56,978)
Securities AFS:
Securities AFS, Less than 12 Months, Fair Value	280,669	$ 32,980
Securities AFS, Less than 12 Months, Gross Unrealized Losses	(48,923)	(464)
Securities AFS, 12 Months or More, Fair Value	42,212	23,442
Securities AFS, 12 Months or More, Gross Unrealized Losses	(10,788)	(857)
Securities AFS, Total, Fair Value	322,881	56,422
Securities AFS, Total, Gross Unrealized Losses	(59,711)	(1,321)
Municipal securities.
Securities HTM:
Securities HTM, Less than 12 Months, Fair Value	347,651
Securities HTM, Less than 12 Months, Gross Unrealized Losses	(56,978)
Securities HTM, Total, Fair Value	347,651
Securities HTM, Total, Gross Unrealized Losses	(56,978)
Securities AFS:
Securities AFS, Less than 12 Months, Fair Value	178,172	13,287
Securities AFS, Less than 12 Months, Gross Unrealized Losses	(42,661)	(211)
Securities AFS, 12 Months or More, Fair Value	9,809	1,001
Securities AFS, 12 Months or More, Gross Unrealized Losses	(4,039)	(4)
Securities AFS, Total, Fair Value	187,981	14,288
Securities AFS, Total, Gross Unrealized Losses	(46,700)	(215)
U.S. treasuries and govt. sponsored agency securities
Securities AFS:
Securities AFS, Less than 12 Months, Fair Value	5,138	9,802
Securities AFS, Less than 12 Months, Gross Unrealized Losses	(326)	(156)
Securities AFS, 12 Months or More, Fair Value	10,591	3,035
Securities AFS, 12 Months or More, Gross Unrealized Losses	(2,457)	(140)
Securities AFS, Total, Fair Value	15,729	12,837
Securities AFS, Total, Gross Unrealized Losses	(2,783)	(296)
Residential mortgage-backed and related securities
Securities AFS:
Securities AFS, Less than 12 Months, Fair Value	48,469	5,363
Securities AFS, Less than 12 Months, Gross Unrealized Losses	(3,327)	(67)
Securities AFS, 12 Months or More, Fair Value	17,690	19,406
Securities AFS, 12 Months or More, Gross Unrealized Losses	(3,896)	(713)
Securities AFS, Total, Fair Value	66,159	24,769
Securities AFS, Total, Gross Unrealized Losses	(7,223)	(780)
Asset-backed securities
Securities AFS:
Securities AFS, Less than 12 Months, Fair Value	13,684
Securities AFS, Less than 12 Months, Gross Unrealized Losses	(205)
Securities AFS, Total, Fair Value	13,684
Securities AFS, Total, Gross Unrealized Losses	(205)
Other securities
Securities HTM:
Securities HTM, Less than 12 Months, Fair Value		1,049
Securities HTM, Less than 12 Months, Gross Unrealized Losses		(1)
Securities HTM, Total, Fair Value		1,049
Securities HTM, Total, Gross Unrealized Losses		(1)
Securities AFS:
Securities AFS, Less than 12 Months, Fair Value	35,206	4,528
Securities AFS, Less than 12 Months, Gross Unrealized Losses	(2,404)	(30)
Securities AFS, 12 Months or More, Fair Value	4,122
Securities AFS, 12 Months or More, Gross Unrealized Losses	(396)
Securities AFS, Total, Fair Value	39,328	4,528
Securities AFS, Total, Gross Unrealized Losses	$ (2,800)	$ (30)

Note 3 - Investment Securitie_5

Note 3 - Investment Securities - Activity in Allowance for Credit Losses (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Debt Securities, Held-to-maturity, Allowance for Credit Loss [Roll Forward]
Beginning balance	$ 198
Provision for credit loss expense	(18)	$ 15
Balance, ending	180	198
Accounting Standards Update 2016-13
Debt Securities, Held-to-maturity, Allowance for Credit Loss [Roll Forward]
Beginning balance	183
Balance, ending		183
Municipal securities.
Debt Securities, Held-to-maturity, Allowance for Credit Loss [Roll Forward]
Beginning balance	198
Provision for credit loss expense	(18)	16
Balance, ending	180	198
Municipal securities. | Accounting Standards Update 2016-13
Debt Securities, Held-to-maturity, Allowance for Credit Loss [Roll Forward]
Beginning balance	182
Balance, ending		182
Other securities
Debt Securities, Held-to-maturity, Allowance for Credit Loss [Roll Forward]
Provision for credit loss expense		(1)
Other securities | Accounting Standards Update 2016-13
Debt Securities, Held-to-maturity, Allowance for Credit Loss [Roll Forward]
Beginning balance	$ 1
Balance, ending		$ 1

Note 3 - Investment Securitie_6

Note 3 - Investment Securities - Sales of Securities (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Investment Securities
Proceeds from sales of securities	$ 111,375	$ 23,874	$ 38,562
Gross gains from sales of securities			2,553
Gross losses from sales of securities		$ (88)	$ (69)

Note 3 - Investment Securitie_7

Note 3 - Investment Securities - Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Securities HTM:
Securities held to maturity, due in one year or less, amortized cost	$ 2,902
Securities held to maturity, due in one year or less, fair value	2,895
Securities held to maturity, due after one year through five years, amortized cost	18,998
Securities held to maturity, due after one year through five years, fair value	19,359
Securities held to maturity, due after five years, amortized cost	565,422
Securities held to maturity, due after five years, fair value	513,382
Securities held to maturity, amortized cost	587,322
Securities held to maturity, fair value	535,636	$ 522,297
Securities AFS:
Securities available for sale, due in one year or less, amortized cost	4,522
Securities available for sale, Due in one year or less, fair value	4,510
Securities available for sale, due after one year through five years, amortized cost	4,159
Securities available for sale, Due after one year through five years, fair value	4,135
Securities available for sale, due after five years, amortized cost	299,507
Securities available for sale, due after five years, fair value	247,372
Securities available for sale, single maturity, amortized cost	308,188
Securities available for sale, single maturity, fair value	256,017
Securities AFS, Amortized Cost	400,511	329,994
Available-for-sale Securities, Debt Securities, Total	340,960	337,830
Securities available for sale, callable, amortized cost	400,511
Securities available for sale, callable, fair value	340,960
Callable Securities [Member]
Securities AFS:
Securities AFS, Amortized Cost	283,015
Available-for-sale Securities, Debt Securities, Total	233,630
Municipal securities.
Securities HTM:
Securities held to maturity, fair value	534,586	521,248
Securities AFS:
Securities AFS, Amortized Cost	239,812	163,253
Available-for-sale Securities, Debt Securities, Total	193,178	168,266
Municipal securities. | Callable Securities [Member]
Securities HTM:
Securities held to maturity, callable, amortized cost	330,576
Securities held to maturity, callable, fair value	296,851
Securities AFS:
Securities available for sale, callable, amortized cost	235,334
Securities available for sale, callable, fair value	188,707
Asset-backed securities
Securities AFS:
Securities AFS, Amortized Cost	18,885	26,372
Available-for-sale Securities, Debt Securities, Total	18,728	27,124
Securities available for sale, callable, amortized cost	18,885
Securities available for sale, callable, fair value	18,728
Residential mortgage-backed and related securities
Securities AFS:
Securities AFS, Amortized Cost	73,438	92,431
Available-for-sale Securities, Debt Securities, Total	66,215	94,323
Securities available for sale, callable, amortized cost	73,438
Securities available for sale, callable, fair value	66,215
Other securities
Securities HTM:
Securities held to maturity, fair value	1,050	1,049
Securities AFS:
Securities AFS, Amortized Cost	48,631	24,568
Available-for-sale Securities, Debt Securities, Total	45,858	$ 24,789
Other securities | Callable Securities [Member]
Securities AFS:
Securities available for sale, callable, amortized cost	47,681
Securities available for sale, callable, fair value	$ 44,923

Note 4 - Loans_Leases Receiva_2

Note 4 - Loans/Leases Receivable (Details)	12 Months Ended
	Dec. 31, 2022 USD ($) loan lease	Dec. 31, 2021 USD ($) loan lease	Dec. 31, 2020 USD ($)	Jan. 01, 2021 USD ($)	Dec. 31, 2019 USD ($)
Loan	$ 6,138,871,000	$ 4,680,132,000
Accrued interest on loans	24,300,000	15,300,000
Nonaccrual Loans/Leases	8,765,000	2,759,000
Accruing Past Due 90 Days or More		1,000
Financing Receivable, Modifications, Post-Modification Recorded Investment	232,000	2,599,000
Less allowance for estimated losses on loans/leases	87,706,000	78,721,000	$ 84,376,000	$ 84,376,000	$ 36,001,000
Provision for Loan and Lease Losses	9,636,000	5,702,000	55,704,000
Allowance for Loan and Lease Losses, Write-offs	7,525,000	4,538,000	8,383,000
Recoveries on loans/leases previously charged off	972,000	1,283,000	1,054,000
Threshold for Related Party Loans Evaluated	60,000	60,000	60,000
Interest income on nonaccrual loans	$ 331,000,000	$ 494,000,000
Number of Loans / Leases | loan	3	3
Nonaccrual [Member]
Financing Receivable, Modifications, Post-Modification Recorded Investment	$ 0	$ 54,000
Number of Loans / Leases		1
Guaranty Bank
Provision for Loan and Lease Losses	11,000,000
Residential real estate
Residential real estate loan held for sale	1,500,000	$ 3,800,000
Less allowance for estimated losses on loans/leases			3,732,000	3,732,000	1,948,000
Provision for Loan and Lease Losses			1,755,000
Recoveries on loans/leases previously charged off			29,000
Commercial Portfolio Segment [Member]
Loan	1,748,562,000	1,595,085,000
Less allowance for estimated losses on loans/leases			35,421,000	35,421,000	16,072,000
Provision for Loan and Lease Losses			22,899,000
Allowance for Loan and Lease Losses, Write-offs			4,199,000
Recoveries on loans/leases previously charged off			649,000
Commercial Portfolio Segment [Member] | C&I - other
Loan	1,451,693,000	1,346,602,000
Nonaccrual Loans/Leases	3,135,000	1,400,000
Accruing Past Due 90 Days or More		1,000
Less allowance for estimated losses on loans/leases	27,753,000	25,982,000
Provision for Loan and Lease Losses	7,364,000	(1,451,000)
Allowance for Loan and Lease Losses, Write-offs	6,417,000	2,287,000
Recoveries on loans/leases previously charged off	817,000	590,000
Commercial Portfolio Segment [Member] | m2 Lease Funds, LLC
Loan	$ 278,000,000	$ 225,100,000
Commercial Real Estate Portfolio Segment [Member]
Less allowance for estimated losses on loans/leases			42,161,000	42,161,000	15,379,000
Provision for Loan and Lease Losses			28,671,000
Allowance for Loan and Lease Losses, Write-offs			2,071,000
Recoveries on loans/leases previously charged off			182,000
Direct financing leases
Number of Leases | lease	2	2
Loss related to unguaranteed residual values of leases	$ 0	$ 0	0
Loan	31,889,000	45,191,000
Nonaccrual Loans/Leases	135,000	847,000
Less allowance for estimated losses on loans/leases	970,000	1,546,000	1,764,000	1,764,000	1,464,000
Provision for Loan and Lease Losses			2,148,000
Allowance for Loan and Lease Losses, Write-offs			1,993,000
Recoveries on loans/leases previously charged off			145,000
Direct financing leases | PPP loans
Loan	68,300,000	28,200,000
Direct financing leases | C&I - other
Less allowance for estimated losses on loans/leases	1,500,000		1,800,000
Provision for Loan and Lease Losses	(269,000)
Allowance for Loan and Lease Losses, Write-offs	1,100,000
Recoveries on loans/leases previously charged off	273,000
Threshold for Related Party Loans Evaluated	970,000,000
Consumer
Loan	110,421,000	75,311,000
Nonaccrual Loans/Leases	353,000	31,000
Less allowance for estimated losses on loans/leases	1,371,000	930,000	1,298,000	$ 1,298,000
Provision for Loan and Lease Losses	477,000	(509,000)
Allowance for Loan and Lease Losses, Write-offs	65,000	46,000
Recoveries on loans/leases previously charged off	9,000	324,000
Installment and other consumer loans
Less allowance for estimated losses on loans/leases			1,298,000		$ 1,138,000
Provision for Loan and Lease Losses			231,000
Allowance for Loan and Lease Losses, Write-offs			120,000
Recoveries on loans/leases previously charged off			$ 49,000
No Lease End Option Rider [Member] | Direct financing leases
Lease residual values	$ 165,000	$ 165,000

Note 4 - Loans_Leases Receiva_3

Note 4 - Loans/Leases Receivable - Composition of the Loan Lease Portfolio (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021	Jan. 01, 2021	Dec. 31, 2020	Dec. 31, 2019
Gross loans/leases receivable	$ 6,138,871	$ 4,680,132
Less allowance for credit losses	(87,706)	(78,721)	$ (84,376)	$ (84,376)	$ (36,001)
Net loans/leases receivable	6,051,165	4,601,411
C&I - revolving
Gross loans/leases receivable	296,869
Commercial Portfolio Segment [Member]
Gross loans/leases receivable	1,748,562	1,595,085
Less allowance for credit losses			(35,421)	(35,421)	(16,072)
Commercial Portfolio Segment [Member] | C&I - revolving
Gross loans/leases receivable	296,869	248,483
Less allowance for credit losses	(4,457)	(3,907)
Commercial Portfolio Segment [Member] | C&I - other
Gross loans/leases receivable	1,451,693	1,346,602
Less allowance for credit losses	(27,753)	(25,982)
Commercial Portfolio Segment [Member] | Construction Loans [Member]
Gross loans/leases receivable	1,192,061	918,571
Commercial Real Estate Portfolio Segment [Member]
Less allowance for credit losses			(42,161)	(42,161)	(15,379)
Commercial Real Estate Portfolio Segment [Member] | CRE - owner occupied
Gross loans/leases receivable	629,367	421,701
Commercial Real Estate Portfolio Segment [Member] | CRE - non owner occupied
Gross loans/leases receivable	963,239	646,500
Less allowance for credit losses	(11,749)	(8,549)
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Commercial Real Estate Loans [Member]
Gross loans/leases receivable	629,367	421,701
Less allowance for credit losses	(9,965)	(8,501)
Construction and Land Development [Member]
Gross loans/leases receivable	1,192,061
Less allowance for credit losses	(14,262)
Construction and Land Development [Member] | Construction Loans [Member]
Gross loans/leases receivable	1,192,061	918,571
Less allowance for credit losses	(14,262)	(16,972)
Multi-family
Gross loans/leases receivable	963,803	600,412
Less allowance for credit losses	(13,186)	(9,339)
Direct financing leases
Net minimum lease payments to be received	34,754	49,362
Estimated unguaranteed residual values of leased assets	165	165
Unearned lease/residual income	(3,030)	(4,336)
Gross loans/leases receivable	31,889	45,191
Plus deferred lease origination costs, net of fees	226	568
Gross loans/leases receivable after originated cost	32,115	45,759
Less allowance for credit losses	(970)	(1,546)	(1,764)	(1,764)	(1,464)
Net loans/leases receivable	31,145	44,213
Direct financing leases | C&I - other
Less allowance for credit losses	(1,500)			(1,800)
1-4 family real estate
Gross loans/leases receivable	499,529	377,361
Less allowance for credit losses	(4,963)	(4,541)
Residential real estate
Less allowance for credit losses			(3,732)	(3,732)	(1,948)
Consumer
Gross loans/leases receivable	110,421	75,311
Less allowance for credit losses	$ (1,371)	$ (930)	$ (1,298)	(1,298)
Installment and other consumer loans
Less allowance for credit losses				$ (1,298)	$ (1,138)

Note 4 - Loans_Leases Receiva_4

Note 4 - Loans/Leases Receivable - Remaining Discount on Acquired loans (Details) - USD ($)	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Financing Receivable, Allowance for Credit Loss [Line Items]
Balance at the beginning of the period	$ (1,533,000)	$ (3,139,000)	$ (6,435,000)
Discount added at acquisition	(13,381,000)
Reclassification of nonaccretable discount to accretable			(530,000)
Reclassification of nonaccretable discount to allowance			353,000
Accretion recognized	8,826,000	1,606,000	3,473,000
Balance at the end of the period	$ (6,088,000)	(1,533,000)	(3,139,000)
Performing Loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Balance at the beginning of the period		$ (3,139,000)	(6,378,000)
Reclassification of nonaccretable discount to allowance			353,000
Accretion recognized			2,886,000
Balance at the end of the period			(3,139,000)
PCI Loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Balance at the beginning of the period			(57,000)
Reclassification of nonaccretable discount to accretable			(530,000)
Accretion recognized			$ 587,000

Note 4 - Loans_Leases Receiva_5

Note 4 - Loans/Leases Receivable - Aging of the Loan Lease Portfolio (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Loan	$ 6,138,871	$ 4,680,132
Accruing Past Due 90 Days or More		1
Nonaccrual Loans/Leases	$ 8,765	$ 2,759
Accruing past due 90 days or more as a percentage of total loan/lease portfolio		0%
Nonaccrual Loans/Leases as a percentage of total loan/lease portfolio	0.14%	0.06%
Loans and leases as a percentage of total loan/lease portfolio	100%	100%
C&I - revolving
Loan	$ 296,869
Current
Loan	$ 6,120,819	$ 4,666,986
Current as a percentage of total loan/lease portfolio	99.71%	99.72%
Current | C&I - revolving
Loan	$ 296,869
Financing Receivables, 30 to 59 Days Past Due [Member]
Loan	$ 7,585	$ 2,202
Past due as a percentage of total loan/lease portfolio	0.12%	0.05%
Financing Receivables, 60 to 89 Days Past Due [Member]
Loan	$ 1,697	$ 8,184
Past due as a percentage of total loan/lease portfolio	0.03%	0.17%
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Accruing Past Due 90 Days or More	$ 5
Accruing past due 90 days or more as a percentage of total loan/lease portfolio	0%
Commercial Portfolio Segment [Member]
Loan	$ 1,748,562	$ 1,595,085
Commercial Portfolio Segment [Member] | C&I - revolving
Loan	296,869	248,483
Commercial Portfolio Segment [Member] | C&I - other
Loan	1,451,693	1,346,602
Accruing Past Due 90 Days or More		1
Nonaccrual Loans/Leases	3,135	1,400
Commercial Portfolio Segment [Member] | Construction Loans [Member]
Loan	1,192,061	918,571
Commercial Portfolio Segment [Member] | Current | C&I - revolving
Loan		248,483
Commercial Portfolio Segment [Member] | Current | C&I - other
Loan	1,442,629	1,337,034
Commercial Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member] | C&I - other
Loan	4,800	859
Commercial Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member] | C&I - other
Loan	1,124	7,308
Commercial Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | C&I - other
Accruing Past Due 90 Days or More	5
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Commercial Real Estate Loans [Member]
Loan	629,367	421,701
Nonaccrual Loans/Leases	2,590
Commercial Real Estate Portfolio Segment [Member] | CRE - non owner occupied
Loan	963,239	646,500
Nonaccrual Loans/Leases	374
Commercial Real Estate Portfolio Segment [Member] | Current | Owner Occupied Commercial Real Estate Loans [Member]
Loan	625,611	421,701
Commercial Real Estate Portfolio Segment [Member] | Current | CRE - non owner occupied
Loan	962,444	646,500
Commercial Real Estate Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member] | Owner Occupied Commercial Real Estate Loans [Member]
Loan	1,166
Commercial Real Estate Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member] | CRE - non owner occupied
Loan	421
Construction and Land Development [Member]
Loan	1,192,061
Construction and Land Development [Member] | Construction Loans [Member]
Loan	1,192,061	918,571
Nonaccrual Loans/Leases	132	73
Construction and Land Development [Member] | Current | Construction Loans [Member]
Loan	1,191,929	918,498
Multi-family
Loan	963,803	600,412
Multi-family | Current
Loan	963,803	600,412
Direct financing leases
Loan	31,889	45,191
Nonaccrual Loans/Leases	135	847
Direct financing leases | Current
Loan	31,557	44,174
Direct financing leases | Financing Receivables, 30 to 59 Days Past Due [Member]
Loan	141	10
Direct financing leases | Financing Receivables, 60 to 89 Days Past Due [Member]
Loan	56	160
1-4 family real estate
Loan	499,529	377,361
Nonaccrual Loans/Leases	2,046	408
1-4 family real estate | Current
Loan	495,936	374,912
1-4 family real estate | Financing Receivables, 30 to 59 Days Past Due [Member]
Loan	1,030	1,325
1-4 family real estate | Financing Receivables, 60 to 89 Days Past Due [Member]
Loan	517	716
Consumer
Loan	110,421	75,311
Nonaccrual Loans/Leases	353	31
Consumer | Current
Loan	110,041	75,272
Consumer | Financing Receivables, 30 to 59 Days Past Due [Member]
Loan	$ 27	$ 8

Note 4 - Loans_Leases Receiva_6

Note 4 - Loans/Leases Receivable - Loans Leases Nonperforming Loans Leases (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Accruing Past Due 90 Days or More		$ 1
Nonaccrual Loans/Leases	$ 8,765	2,759
Financing Receivable, before Allowance for Credit Loss	$ 6,138,871	$ 4,680,132
Percentage of Total NPLs	100%	100%
C&I - revolving
Financing Receivable, before Allowance for Credit Loss	$ 296,869
Nonperforming Financial Instruments [Member]
Accruing Past Due 90 Days or More	5	$ 1
Nonaccrual Loans/Leases	6,787	1,757
Nonaccrual Loans/Leases without an Allowance for Credit Losses	1,978
Accruing TDRs		1,002
Financing Receivable, before Allowance for Credit Loss	$ 8,770	$ 2,760
Percentage of Total NPLs	100%	100%
Nonperforming Financial Instruments [Member] | C&I - other
Accruing Past Due 90 Days or More	$ 5	$ 1
Nonaccrual Loans/Leases	2,775	1,130
Nonaccrual Loans/Leases without an Allowance for Credit Losses	360
Accruing TDRs		270
Financing Receivable, before Allowance for Credit Loss	$ 3,140	$ 1,401
Percentage of Total NPLs	35.80%	50.77%
Commercial Portfolio Segment [Member]
Financing Receivable, before Allowance for Credit Loss	$ 1,748,562	$ 1,595,085
Commercial Portfolio Segment [Member] | C&I - other
Accruing Past Due 90 Days or More		1
Nonaccrual Loans/Leases	3,135	1,400
Financing Receivable, before Allowance for Credit Loss	1,451,693	1,346,602
Commercial Portfolio Segment [Member] | C&I - revolving
Financing Receivable, before Allowance for Credit Loss	296,869	248,483
Commercial Portfolio Segment [Member] | Construction Loans [Member]
Financing Receivable, before Allowance for Credit Loss	1,192,061	918,571
Commercial Portfolio Segment [Member] | Nonperforming Financial Instruments [Member] | C&I - other
Financing Receivable, before Allowance for Credit Loss	2,680	1,340
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Commercial Real Estate Loans [Member]
Nonaccrual Loans/Leases	2,590
Financing Receivable, before Allowance for Credit Loss	629,367	421,701
Commercial Real Estate Portfolio Segment [Member] | CRE - non owner occupied
Nonaccrual Loans/Leases	374
Financing Receivable, before Allowance for Credit Loss	963,239	646,500
Commercial Real Estate Portfolio Segment [Member] | Nonperforming Financial Instruments [Member] | Owner Occupied Commercial Real Estate Loans [Member]
Nonaccrual Loans/Leases	1,738
Nonaccrual Loans/Leases without an Allowance for Credit Losses	852
Financing Receivable, before Allowance for Credit Loss	$ 2,590
Percentage of Total NPLs	29.53%
Commercial Real Estate Portfolio Segment [Member] | Nonperforming Financial Instruments [Member] | CRE - non owner occupied
Nonaccrual Loans/Leases	$ 68
Nonaccrual Loans/Leases without an Allowance for Credit Losses	306
Financing Receivable, before Allowance for Credit Loss	$ 374
Percentage of Total NPLs	4.26%
Construction and Land Development [Member]
Financing Receivable, before Allowance for Credit Loss	$ 1,192,061
Construction and Land Development [Member] | Construction Loans [Member]
Nonaccrual Loans/Leases	132	73
Financing Receivable, before Allowance for Credit Loss	1,192,061	918,571
Construction and Land Development [Member] | Nonperforming Financial Instruments [Member] | Construction Loans [Member]
Nonaccrual Loans/Leases	132	73
Financing Receivable, before Allowance for Credit Loss	$ 132	$ 73
Percentage of Total NPLs	1.51%	2.64%
Multi-family
Financing Receivable, before Allowance for Credit Loss	$ 963,803	$ 600,412
Direct financing leases
Nonaccrual Loans/Leases	135	847
Financing Receivable, before Allowance for Credit Loss	31,889	45,191
Direct financing leases | Nonperforming Financial Instruments [Member]
Nonaccrual Loans/Leases	80	115
Nonaccrual Loans/Leases without an Allowance for Credit Losses	55
Accruing TDRs		732
Financing Receivable, before Allowance for Credit Loss	$ 135	$ 847
Percentage of Total NPLs	1.54%	30.69%
1-4 family real estate
Nonaccrual Loans/Leases	$ 2,046	$ 408
Financing Receivable, before Allowance for Credit Loss	499,529	377,361
1-4 family real estate | Nonperforming Financial Instruments [Member]
Nonaccrual Loans/Leases	1,641
Nonaccrual Loans/Leases without an Allowance for Credit Losses	405
Financing Receivable, before Allowance for Credit Loss	$ 2,046
Percentage of Total NPLs	23.33%
Residential real estate | Nonperforming Financial Instruments [Member]
Nonaccrual Loans/Leases		408
Financing Receivable, before Allowance for Credit Loss		$ 408
Percentage of Total NPLs		14.78%
Consumer
Nonaccrual Loans/Leases	$ 353	$ 31
Financing Receivable, before Allowance for Credit Loss	110,421	75,311
Consumer | Nonperforming Financial Instruments [Member]
Nonaccrual Loans/Leases	353
Financing Receivable, before Allowance for Credit Loss	$ 353	31
Percentage of Total NPLs	4.03%
Installment and other consumer loans | Nonperforming Financial Instruments [Member]
Nonaccrual Loans/Leases		31
Financing Receivable, before Allowance for Credit Loss		$ 31
Percentage of Total NPLs		1.12%

Note 4 - Loans_Leases Receiva_7

Note 4 - Loans/Leases Receivable - Allowance for Estimated Losses on Loans Leases (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Balance	$ 78,721	$ 84,376	$ 36,001
Initial ACL recorded for PCD loans	5,902
Provision for credit losses	9,636	5,702	55,704
Charged off	(7,525)	(4,538)	(8,383)
Recoveries	972	1,283	1,054
Balance	87,706	78,721	84,376
Accounting Standards Update 2016-13
Balance	(8,102)
Balance		(8,102)
Commercial Portfolio Segment [Member]
Balance		35,421	16,072
Provision for credit losses			22,899
Charged off			(4,199)
Recoveries			649
Balance			35,421
Commercial Portfolio Segment [Member] | Accounting Standards Update 2016-13
Balance	(35,421)
Balance		(35,421)
Commercial Portfolio Segment [Member] | C&I - revolving
Balance	3,907
Initial ACL recorded for PCD loans	600
Provision for credit losses	(50)	925
Balance	4,457	3,907
Commercial Portfolio Segment [Member] | C&I - revolving | Accounting Standards Update 2016-13
Balance	2,982
Balance		2,982
Commercial Portfolio Segment [Member] | C&I - other
Balance	25,982
Initial ACL recorded for PCD loans	7
Provision for credit losses	7,364	(1,451)
Charged off	(6,417)	(2,287)
Recoveries	817	590
Balance	27,753	25,982
Commercial Portfolio Segment [Member] | C&I - other | Accounting Standards Update 2016-13
Balance	29,130
Balance		29,130
Commercial Real Estate Portfolio Segment [Member]
Balance		42,161	15,379
Provision for credit losses			28,671
Charged off			(2,071)
Recoveries			182
Balance			42,161
Commercial Real Estate Portfolio Segment [Member] | Accounting Standards Update 2016-13
Balance	(42,161)
Balance		(42,161)
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Commercial Real Estate Loans [Member]
Balance	8,501
Initial ACL recorded for PCD loans	2,481
Provision for credit losses	(1,023)	(198)
Recoveries	6	3
Balance	9,965	8,501
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Commercial Real Estate Loans [Member] | Accounting Standards Update 2016-13
Balance	8,696
Balance		8,696
Commercial Real Estate Portfolio Segment [Member] | CRE - non owner occupied
Balance	8,549
Initial ACL recorded for PCD loans	1,076
Provision for credit losses	2,220	(1,088)
Charged off	(193)	(1,876)
Recoveries	97	85
Balance	11,749	8,549
Commercial Real Estate Portfolio Segment [Member] | CRE - non owner occupied | Accounting Standards Update 2016-13
Balance	11,428
Balance		11,428
Construction and Land Development [Member]
Balance	14,262
Construction and Land Development [Member] | Construction Loans [Member]
Balance	16,972
Initial ACL recorded for PCD loans	1,100
Provision for credit losses	(2,981)	4,973
Charged off	(829)
Balance	14,262	16,972
Construction and Land Development [Member] | Construction Loans [Member] | Accounting Standards Update 2016-13
Balance	11,999
Balance		11,999
Multi-family
Balance	9,339
Initial ACL recorded for PCD loans	481
Provision for credit losses	3,323	3,653
Charged off		(150)
Recoveries	43
Balance	13,186	9,339
Multi-family | Accounting Standards Update 2016-13
Balance	5,836
Balance		5,836
Direct financing leases
Balance	1,546	1,764	1,464
Provision for credit losses			2,148
Charged off			(1,993)
Recoveries			145
Balance	970	1,546	1,764
Direct financing leases | Accounting Standards Update 2016-13
Balance	(1,764)
Balance		(1,764)
Direct financing leases | C&I - other
Balance		1,800
Provision for credit losses	(269)
Charged off	(1,100)
Recoveries	273
Balance	1,500		1,800
Direct financing leases | C&I - other | Accounting Standards Update 2016-13
Balance	1,500	685
Provision for credit losses		703
Charged off		458
Recoveries		258
Balance		1,500	685
Residential real estate
Balance		3,732	1,948
Provision for credit losses			1,755
Recoveries			29
Balance			3,732
Residential real estate | Accounting Standards Update 2016-13
Balance	(3,732)
Balance		(3,732)
1-4 family real estate
Balance	4,541
Initial ACL recorded for PCD loans	137
Provision for credit losses	306	(603)
Charged off	(21)	(179)
Recoveries		281
Balance	4,963	4,541
1-4 family real estate | Accounting Standards Update 2016-13
Balance	5,042
Balance		5,042
Consumer
Balance	930	1,298
Initial ACL recorded for PCD loans	20
Provision for credit losses	477	(509)
Charged off	(65)	(46)
Recoveries	9	324
Balance	1,371	930	1,298
Consumer | Accounting Standards Update 2016-13
Balance	$ (137)
Balance		(137)
Installment and other consumer loans
Balance		$ 1,298	1,138
Provision for credit losses			231
Charged off			(120)
Recoveries			49
Balance			$ 1,298

Note 4 - Loans_Leases Receiva_8

Note 4 - Loans/Leases Receivable - Composition Of Allowance For Credit Losses (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021	Jan. 01, 2021	Dec. 31, 2020	Dec. 31, 2019
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses	$ 74,826	$ 58,677
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses	6,064,045	4,621,455
Gross loans/leases receivable	6,138,871	4,680,132
Allowance for Credit Losses, Individually Evaluated for Credit Losses	6,928	2,554
Allowance for Credit Losses, Collectively Evaluated for Credit Losses	80,778	76,167
Allowance for Credit Losses, Total	87,706	78,721	$ 84,376	$ 84,376	$ 36,001
C&I - revolving
Gross loans/leases receivable	296,869
Commercial Portfolio Segment [Member]
Gross loans/leases receivable	1,748,562	1,595,085
Allowance for Credit Losses, Total			35,421	35,421	16,072
Commercial Portfolio Segment [Member] | C&I - revolving
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses	3,386	2,638
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses	293,483	245,845
Gross loans/leases receivable	296,869	248,483
Allowance for Credit Losses, Individually Evaluated for Credit Losses	961	168
Allowance for Credit Losses, Collectively Evaluated for Credit Losses	3,496	3,739
Allowance for Credit Losses, Total	4,457	3,907
Commercial Portfolio Segment [Member] | C&I - other including lease
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses	9,358	13,456
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses	1,474,224	1,378,337
Gross loans/leases receivable	1,483,582	1,391,793
Allowance for Credit Losses, Individually Evaluated for Credit Losses	1,445	743
Allowance for Credit Losses, Collectively Evaluated for Credit Losses	26,308	25,239
Allowance for Credit Losses, Total	27,753	25,982
Commercial Portfolio Segment [Member] | C&I - revolving and other including lease
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses	12,744	16,094
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses	1,767,707	1,624,182
Gross loans/leases receivable	1,780,451	1,640,276
Allowance for Credit Losses, Individually Evaluated for Credit Losses	2,406	911
Allowance for Credit Losses, Collectively Evaluated for Credit Losses	29,804	28,978
Allowance for Credit Losses, Total	32,210	29,889
Commercial Portfolio Segment [Member] | Construction Loans [Member]
Gross loans/leases receivable	1,192,061	918,571
Commercial Real Estate Portfolio Segment [Member]
Allowance for Credit Losses, Total			42,161	42,161	15,379
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Commercial Real Estate Loans [Member]
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses	24,880	3,841
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses	604,487	417,860
Gross loans/leases receivable	629,367	421,701
Allowance for Credit Losses, Individually Evaluated for Credit Losses	2,853	1,264
Allowance for Credit Losses, Collectively Evaluated for Credit Losses	7,112	7,237
Allowance for Credit Losses, Total	9,965	8,501
Commercial Real Estate Portfolio Segment [Member] | CRE - non owner occupied
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses	21,588	25,006
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses	941,651	621,494
Gross loans/leases receivable	963,239	646,500
Allowance for Credit Losses, Individually Evaluated for Credit Losses	869
Allowance for Credit Losses, Collectively Evaluated for Credit Losses	10,880	8,549
Allowance for Credit Losses, Total	11,749	8,549
Construction and Land Development [Member]
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses	10,394
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses	1,181,667
Gross loans/leases receivable	1,192,061
Allowance for Credit Losses, Individually Evaluated for Credit Losses	13
Allowance for Credit Losses, Collectively Evaluated for Credit Losses	14,249
Allowance for Credit Losses, Total	14,262
Construction and Land Development [Member] | Construction Loans [Member]
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses		10,436
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses		908,135
Gross loans/leases receivable	1,192,061	918,571
Allowance for Credit Losses, Individually Evaluated for Credit Losses		11
Allowance for Credit Losses, Collectively Evaluated for Credit Losses		16,961
Allowance for Credit Losses, Total	14,262	16,972
Multi-family
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses	1,302
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses	962,501	600,412
Gross loans/leases receivable	963,803	600,412
Allowance for Credit Losses, Individually Evaluated for Credit Losses	395
Allowance for Credit Losses, Collectively Evaluated for Credit Losses	12,791	9,339
Allowance for Credit Losses, Total	13,186	9,339
1-4 family real estate
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses	3,177	2,950
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses	496,352	374,411
Gross loans/leases receivable	499,529	377,361
Allowance for Credit Losses, Individually Evaluated for Credit Losses	317	329
Allowance for Credit Losses, Collectively Evaluated for Credit Losses	4,646	4,212
Allowance for Credit Losses, Total	4,963	4,541
Consumer
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses	741	350
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses	109,680	74,961
Gross loans/leases receivable	110,421	75,311
Allowance for Credit Losses, Individually Evaluated for Credit Losses	75	39
Allowance for Credit Losses, Collectively Evaluated for Credit Losses	1,296	891
Allowance for Credit Losses, Total	1,371	930	1,298	1,298
Direct financing leases
Gross loans/leases receivable	31,889	45,191
Allowance for Credit Losses, Total	970	1,546	1,764	1,764	1,464
Direct financing leases | C&I - revolving
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses	135
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses	31,800
Allowance for Credit Losses, Individually Evaluated for Credit Losses	24
Allowance for Credit Losses, Collectively Evaluated for Credit Losses	$ 946,000
Direct financing leases | C&I - other including lease
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses		847
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses		44,400
Allowance for Credit Losses, Individually Evaluated for Credit Losses		35
Allowance for Credit Losses, Collectively Evaluated for Credit Losses		$ 1,500
Residential real estate
Allowance for Credit Losses, Total			$ 3,732	3,732	1,948
Installment and other consumer loans
Allowance for Credit Losses, Total				$ 1,298	$ 1,138

Note 4 - Loans_Leases Receiva_9

Note 4 - Loans/Leases Receivable - Amortized Cost Basis of Collateral (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021	Jan. 01, 2021	Dec. 31, 2020	Dec. 31, 2019
Less allowance	$ 87,706	$ 78,721	$ 84,376	$ 84,376	$ 36,001
Collateral Dependent Loans
Less allowance	74,826	58,677
Commercial Assets
Less allowance	4,870	3,201
Owner Occupied Commercial Real Estate Loans [Member]
Less allowance	25,024
Non Owner-Occupied Real Estate
Less allowance	33,437	36,185
Owner Occupied Real Estate
Less allowance	3,818	8,859
Securities
Less allowance	108	134
Equipment
Less allowance	7,394	9,998
Other
Less allowance	175	300
Owner Occupied Commercial Real Estate Loans [Member] | Collateral Dependent Loans
Less allowance	24,880
Owner Occupied Commercial Real Estate Loans [Member] | Owner Occupied Commercial Real Estate Loans [Member]
Less allowance	24,814
Owner Occupied Commercial Real Estate Loans [Member] | Owner Occupied Real Estate
Less allowance	66
CRE - non owner occupied | Collateral Dependent Loans
Less allowance	21,588
CRE - non owner occupied | Non Owner-Occupied Real Estate
Less allowance	21,588
Commercial Portfolio Segment [Member]
Less allowance			35,421	35,421	16,072
Commercial Portfolio Segment [Member] | Collateral Dependent Loans
Less allowance	12,744	16,094
Commercial Portfolio Segment [Member] | Commercial Assets
Less allowance	4,870	3,201
Commercial Portfolio Segment [Member] | Owner Occupied Commercial Real Estate Loans [Member]
Less allowance	210
Commercial Portfolio Segment [Member] | Owner Occupied Real Estate
Less allowance		2,471
Commercial Portfolio Segment [Member] | Securities
Less allowance	108	134
Commercial Portfolio Segment [Member] | Equipment
Less allowance	7,394	9,997
Commercial Portfolio Segment [Member] | Other
Less allowance	162	291
Commercial Portfolio Segment [Member] | C&I - revolving
Less allowance	4,457	3,907
Commercial Portfolio Segment [Member] | C&I - revolving | Collateral Dependent Loans
Less allowance	3,386	2,638
Commercial Portfolio Segment [Member] | C&I - revolving | Commercial Assets
Less allowance	3,281	2,518
Commercial Portfolio Segment [Member] | C&I - revolving | Equipment
Less allowance	105	120
Commercial Portfolio Segment [Member] | C&I - other
Less allowance	27,753	25,982
Commercial Portfolio Segment [Member] | C&I - other | Collateral Dependent Loans
Less allowance	9,358	13,456
Commercial Portfolio Segment [Member] | C&I - other | Commercial Assets
Less allowance	1,589	683
Commercial Portfolio Segment [Member] | C&I - other | Owner Occupied Commercial Real Estate Loans [Member]
Less allowance	210
Commercial Portfolio Segment [Member] | C&I - other | Owner Occupied Real Estate
Less allowance		2,471
Commercial Portfolio Segment [Member] | C&I - other | Securities
Less allowance	108	134
Commercial Portfolio Segment [Member] | C&I - other | Equipment
Less allowance	7,289	9,877
Commercial Portfolio Segment [Member] | C&I - other | Other
Less allowance	162	291
Commercial Real Estate Portfolio Segment [Member]
Less allowance			42,161	42,161	15,379
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Commercial Real Estate Loans [Member]
Less allowance	9,965	8,501
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Commercial Real Estate Loans [Member] | Collateral Dependent Loans
Less allowance		3,841
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Commercial Real Estate Loans [Member] | Owner Occupied Real Estate
Less allowance		3,841
Commercial Real Estate Portfolio Segment [Member] | CRE - non owner occupied
Less allowance	11,749	8,549
Commercial Real Estate Portfolio Segment [Member] | CRE - non owner occupied | Collateral Dependent Loans
Less allowance		25,006
Commercial Real Estate Portfolio Segment [Member] | CRE - non owner occupied | Non Owner-Occupied Real Estate
Less allowance		25,006
Construction and Land Development [Member]
Less allowance	14,262
Construction and Land Development [Member] | Collateral Dependent Loans
Less allowance	10,394
Construction and Land Development [Member] | Non Owner-Occupied Real Estate
Less allowance	10,394
Construction and Land Development [Member] | Construction Loans [Member]
Less allowance	14,262	16,972
Construction and Land Development [Member] | Construction Loans [Member] | Collateral Dependent Loans
Less allowance		10,436
Construction and Land Development [Member] | Construction Loans [Member] | Non Owner-Occupied Real Estate
Less allowance		10,362
Construction and Land Development [Member] | Construction Loans [Member] | Owner Occupied Real Estate
Less allowance		74
Direct financing leases
Less allowance	970	1,546	1,764	1,764	$ 1,464
Direct financing leases | C&I - other
Less allowance	1,500			1,800
Direct financing leases | C&I - other | Commercial Assets
Less allowance	135	847
Multi-family
Less allowance	13,186	9,339
Multi-family | Collateral Dependent Loans
Less allowance	1,302
Multi-family | Non Owner-Occupied Real Estate
Less allowance	1,302
1-4 family real estate
Less allowance	4,963	4,541
1-4 family real estate | Collateral Dependent Loans
Less allowance	3,177	2,950
1-4 family real estate | Non Owner-Occupied Real Estate
Less allowance	33	817
1-4 family real estate | Owner Occupied Real Estate
Less allowance	3,144	2,133
Consumer
Less allowance	1,371	930	$ 1,298	$ 1,298
Consumer | Collateral Dependent Loans
Less allowance	741	350
Consumer | Non Owner-Occupied Real Estate
Less allowance	120
Consumer | Owner Occupied Real Estate
Less allowance	608	340
Consumer | Equipment
Less allowance		1
Consumer | Other
Less allowance	$ 13	$ 9

Note 4 - Loans_Leases Receiv_10

Note 4 - Loans/Leases Receivable - Loans by Internally Assigned Risk Rating (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Loan	$ 6,138,871	$ 4,680,132
C&I - revolving
Loan	296,869
Internally Assigned Risk Rating [Member]
2022	1,762,189	1,418,701
2021	1,348,190	1,151,208
2020	988,473	514,237
2019	412,583	354,369
2018	294,259	180,072
Prior	215,046	148,546
Revolving Loans Amortized Cost Basis	366,274	289,503
Loan	5,387,014	4,056,636
Internally Assigned Risk Rating [Member] | C&I - revolving
Revolving Loans Amortized Cost Basis	296,869
Loan	296,869
Internally Assigned Risk Rating [Member] | C&I - other
2022	506,174
2021	280,216
2020	129,365
2019	92,312
2018	59,985
Prior	105,598
Loan	1,173,650
Internally Assigned Risk Rating [Member] | Owner Occupied Commercial Real Estate Loans [Member]
2022	156,151
2021	182,611
2020	165,311
2019	35,451
2018	28,285
Prior	47,829
Revolving Loans Amortized Cost Basis	13,729
Loan	629,367
Internally Assigned Risk Rating [Member] | CRE - non owner occupied
2022	318,638
2021	222,835
2020	192,555
2019	104,554
2018	69,815
Prior	47,121
Revolving Loans Amortized Cost Basis	7,721
Loan	963,239
Internally Assigned Risk Rating [Member] | Construction Loans [Member]
2022	793
2021	801
2020	505
2019	122
2018	366
Prior	621
Revolving Loans Amortized Cost Basis	10,226
Loan	13,434
Pass [Member] | C&I - other
2022	496,445
2021	279,412
2020	127,803
2019	87,054
2018	59,675
Prior	105,184
Loan	1,155,573
Pass [Member] | Owner Occupied Commercial Real Estate Loans [Member]
2022	146,211
2021	182,440
2020	142,596
2019	33,571
2018	27,088
Prior	45,993
Revolving Loans Amortized Cost Basis	13,460
Loan	591,359
Pass [Member] | CRE - non owner occupied
2022	310,163
2021	221,953
2020	173,478
2019	89,337
2018	56,898
Prior	40,923
Revolving Loans Amortized Cost Basis	7,510
Loan	900,262
Pass [Member] | Construction Loans [Member]
2022	511
2021	801
2020	493
2019	122
2018	254
Prior	621
Revolving Loans Amortized Cost Basis	10,226
Loan	13,028
Special Mention [Member] | C&I - revolving
Revolving Loans Amortized Cost Basis	17,595
Loan	17,595
Special Mention [Member] | C&I - other
2022	9,542
2021	679
2020	901
2019	723
Prior	308
Loan	12,153
Special Mention [Member] | Owner Occupied Commercial Real Estate Loans [Member]
2022	6,190
2020	6,379
2019	484
Prior	1,346
Revolving Loans Amortized Cost Basis	269
Loan	14,668
Special Mention [Member] | CRE - non owner occupied
2022	2,824
2021	882
2020	18,920
2018	12,917
Prior	6,198
Loan	41,741
Substandard [Member] | C&I - revolving
Revolving Loans Amortized Cost Basis	3,386
Loan	3,386
Substandard [Member] | C&I - other
2022	187
2021	125
2020	661
2019	4,535
2018	310
Prior	106
Loan	5,924
Substandard [Member] | Owner Occupied Commercial Real Estate Loans [Member]
2022	3,750
2021	171
2020	16,336
2019	1,396
2018	1,197
Prior	490
Loan	23,340
Substandard [Member] | CRE - non owner occupied
2022	5,651
2020	157
2019	15,217
Revolving Loans Amortized Cost Basis	211
Loan	21,236
Substandard [Member] | Construction Loans [Member]
2022	282
2020	12
2018	112
Loan	406
Commercial Portfolio Segment [Member]
Loan	1,748,562	1,595,085
Commercial Portfolio Segment [Member] | C&I - revolving
Loan	296,869	248,483
Commercial Portfolio Segment [Member] | C&I - other
Loan	1,451,693	1,346,602
Commercial Portfolio Segment [Member] | Construction Loans [Member]
Loan	1,192,061	918,571
Commercial Portfolio Segment [Member] | Internally Assigned Risk Rating [Member] | C&I - revolving
Revolving Loans Amortized Cost Basis		248,483
Loan		248,483
Commercial Portfolio Segment [Member] | Internally Assigned Risk Rating [Member] | C&I - other
2022		395,618
2021		364,995
2020		141,165
2019		82,573
2018		83,810
Prior		53,358
Loan		1,121,519
Commercial Portfolio Segment [Member] | Pass [Member] | C&I - revolving
Revolving Loans Amortized Cost Basis	275,888	245,212
Loan	275,888	245,212
Commercial Portfolio Segment [Member] | Pass [Member] | C&I - other
2022		391,532
2021		362,256
2020		133,678
2019		82,177
2018		83,419
Prior		53,310
Loan		1,106,372
Commercial Portfolio Segment [Member] | Special Mention [Member] | C&I - revolving
Revolving Loans Amortized Cost Basis		633
Loan		633
Commercial Portfolio Segment [Member] | Special Mention [Member] | C&I - other
2022		3,580
2021		373
2020		349
2018		336
Prior		2
Loan		4,640
Commercial Portfolio Segment [Member] | Substandard [Member] | C&I - revolving
Revolving Loans Amortized Cost Basis		2,638
Loan		2,638
Commercial Portfolio Segment [Member] | Substandard [Member] | C&I - other
2022		506
2021		2,366
2020		7,138
2019		396
2018		55
Prior		46
Loan		10,507
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Commercial Real Estate Loans [Member]
Loan	629,367	421,701
Commercial Real Estate Portfolio Segment [Member] | CRE - non owner occupied
Loan	963,239	646,500
Commercial Real Estate Portfolio Segment [Member] | Internally Assigned Risk Rating [Member] | Owner Occupied Commercial Real Estate Loans [Member]
2022		118,651
2021		143,045
2020		49,740
2019		31,995
2018		19,406
Prior		47,387
Revolving Loans Amortized Cost Basis		11,477
Loan		421,701
Commercial Real Estate Portfolio Segment [Member] | Internally Assigned Risk Rating [Member] | CRE - non owner occupied
2022		185,213
2021		172,890
2020		106,062
2019		77,166
2018		62,189
Prior		34,388
Revolving Loans Amortized Cost Basis		8,592
Loan		646,500
Commercial Real Estate Portfolio Segment [Member] | Pass [Member] | Owner Occupied Commercial Real Estate Loans [Member]
2022		118,014
2021		143,045
2020		47,660
2019		30,523
2018		17,038
Prior		46,185
Revolving Loans Amortized Cost Basis		11,477
Loan		413,942
Commercial Real Estate Portfolio Segment [Member] | Pass [Member] | CRE - non owner occupied
2022		176,813
2021		145,712
2020		88,697
2019		63,849
2018		55,752
Prior		28,808
Revolving Loans Amortized Cost Basis		8,592
Loan		568,223
Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member] | Owner Occupied Commercial Real Estate Loans [Member]
2022		637
2019		233
2018		1,846
Prior		1,202
Loan		3,918
Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member] | CRE - non owner occupied
2022		7,295
2021		20,881
2020		1,802
2019		12,230
2018		5,494
Prior		5,580
Loan		53,282
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member] | Owner Occupied Commercial Real Estate Loans [Member]
2020		2,080
2019		1,239
2018		522
Loan		3,841
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member] | CRE - non owner occupied
2022		1,105
2021		6,297
2020		15,563
2019		1,087
2018		943
Loan		24,995
Construction and Land Development [Member]
Loan	1,192,061
Construction and Land Development [Member] | Construction Loans [Member]
Loan	1,192,061	918,571
Construction and Land Development [Member] | Internally Assigned Risk Rating [Member]
2022	480,613
2021	349,896
2020	240,778
2019	31,607
2018	30,300
Revolving Loans Amortized Cost Basis	29,647
Loan	1,162,841
Construction and Land Development [Member] | Internally Assigned Risk Rating [Member] | Construction Loans [Member]
2022		404,407
2021		248,360
2020		126,941
2019		106,790
2018		3,012
Revolving Loans Amortized Cost Basis		13,277
Loan		902,787
Construction and Land Development [Member] | Pass [Member]
2022	479,016
2021	330,434
2020	240,778
2019	31,607
2018	30,300
Revolving Loans Amortized Cost Basis	29,647
Loan	1,141,782
Construction and Land Development [Member] | Pass [Member] | Construction Loans [Member]
2022		394,045
2021		248,360
2020		126,941
2019		106,790
2018		3,012
Revolving Loans Amortized Cost Basis		13,277
Loan		892,425
Construction and Land Development [Member] | Special Mention [Member]
2022	1,465
2021	9,200
Loan	10,665
Construction and Land Development [Member] | Substandard [Member]
2022	132
2021	10,262
Loan	10,394
Construction and Land Development [Member] | Substandard [Member] | Construction Loans [Member]
2022		10,362
Loan		10,362
Multi-family
Loan	963,803	600,412
Multi-family | Internally Assigned Risk Rating [Member]
2022	237,839	266,120
2021	254,100	197,224
2020	226,222	74,033
2019	135,845	47,486
2018	99,695	5,609
Prior	7,875	7,376
Revolving Loans Amortized Cost Basis	2,227	2,564
Loan	963,803	600,412
Multi-family | Pass [Member]
2022	237,839	266,120
2021	254,056	197,224
2020	224,920	74,033
2019	134,378	47,486
2018	99,695	5,609
Prior	7,875	7,376
Revolving Loans Amortized Cost Basis	2,227	2,564
Loan	960,990	600,412
Multi-family | Special Mention [Member]
2021	44
2019	1,467
Loan	1,511
Multi-family | Substandard [Member]
2020	1,302
Loan	1,302
1-4 family real estate
Loan	499,529	377,361
1-4 family real estate | Internally Assigned Risk Rating [Member]
2022	61,981	47,134
2021	57,731	24,207
2020	33,737	16,188
2019	12,692	8,006
2018	5,813	6,046
Prior	6,002	5,213
Revolving Loans Amortized Cost Basis	5,855	3,079
Loan	183,811	109,873
1-4 family real estate | Pass [Member]
2022	61,953	47,097
2021	57,731	24,029
2020	33,737	16,188
2019	12,687	7,569
2018	5,813	5,845
Prior	6,002	5,213
Revolving Loans Amortized Cost Basis	5,855	3,079
Loan	183,778	109,020
1-4 family real estate | Special Mention [Member]
2022		37
Loan		37
1-4 family real estate | Substandard [Member]
2022	28
2021		178
2019	5	437
2018		201
Loan	33	816
Consumer
Loan	$ 110,421	75,311
Consumer | Internally Assigned Risk Rating [Member]
2022		1,558
2021		487
2020		108
2019		353
Prior		824
Revolving Loans Amortized Cost Basis		2,031
Loan		5,361
Consumer | Pass [Member]
2022		1,558
2021		487
2020		108
2019		216
Prior		824
Revolving Loans Amortized Cost Basis		2,031
Loan		5,224
Consumer | Substandard [Member]
2019		137
Loan		$ 137

Note 4 - Loans_Leases Receiv_11

Note 4 - Loans/Leases Receivable - Leases By Delinquency Status (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Loan	$ 6,138,871	$ 4,680,132
Delinquency Status [Member]
2022	298,706	245,701
2021	173,708	152,113
2020	110,850	66,802
2019	31,060	36,973
2018	15,942	19,169
Prior	50,417	46,979
Revolving Loans Amortized Cost Basis	71,174	55,759
Loan	751,857	623,496
Nonperforming Financial Instruments [Member]
Loan	8,770	2,760
C&I - other | Nonperforming Financial Instruments [Member]
Loan	3,140	1,401
Commercial Portfolio Segment [Member]
Loan	1,748,562	1,595,085
Commercial Portfolio Segment [Member] | C&I - other
Loan	1,451,693	1,346,602
Commercial Portfolio Segment [Member] | C&I - other | Delinquency Status [Member]
2022	171,290	117,258
2021	71,014	54,438
2020	25,695	34,034
2019	8,161	14,642
2018	1,804	4,242
Prior	79	469
Loan	278,043	225,083
Commercial Portfolio Segment [Member] | C&I - other | Performing Loans
2022	170,180	117,163
2021	69,694	54,261
2020	25,540	33,390
2019	8,066	14,274
2018	1,804	4,200
Prior	79	455
Loan	275,363	223,743
Commercial Portfolio Segment [Member] | C&I - other | Nonperforming Financial Instruments [Member]
2022	1,110	95
2021	1,320	177
2020	155	644
2019	95	368
2018		42
Prior		14
Loan	2,680	1,340
Commercial Portfolio Segment [Member] | Construction Loans [Member]
Loan	1,192,061	918,571
Direct financing leases
Loan	31,889	45,191
Direct financing leases | Delinquency Status [Member]
2022	14,578	6,690
2021	5,204	12,862
2020	5,788	11,638
2019	4,405	9,287
2018	1,544	3,713
Prior	370	1,001
Loan	31,889	45,191
Direct financing leases | Performing Loans
2022	14,578	6,690
2021	5,172	12,130
2020	5,700	11,638
2019	4,398	9,235
2018	1,536	3,695
Prior	370	956
Loan	31,754	44,344
Direct financing leases | Nonperforming Financial Instruments [Member]
2021	32	732
2020	88
2019	7	52
2018	8	18
Prior		45
Loan	135	847
Construction and Land Development [Member]
Loan	1,192,061
Construction and Land Development [Member] | Delinquency Status [Member]
2022	28,785
2021	360
2020	10
2019	3
2018	62
Loan	29,220
Construction and Land Development [Member] | Performing Loans
2022	28,785
2021	360
2020	10
2019	3
2018	62
Loan	29,220
Construction and Land Development [Member] | Construction Loans [Member]
Loan	1,192,061	918,571
Construction and Land Development [Member] | Construction Loans [Member] | Delinquency Status [Member]
2022		12,857
2021		2,080
2019		494
2018		73
Revolving Loans Amortized Cost Basis		280
Loan		15,784
Construction and Land Development [Member] | Construction Loans [Member] | Performing Loans
2022		12,857
2021		2,080
2019		494
Revolving Loans Amortized Cost Basis		280
Loan		15,711
Construction and Land Development [Member] | Construction Loans [Member] | Nonperforming Financial Instruments [Member]
2018		73
Loan	132	73
1-4 family real estate
Loan	499,529	377,361
1-4 family real estate | Nonperforming Financial Instruments [Member]
Loan	2,046
1-4 family real estate | One To Four Family [Member] | Delinquency Status [Member]
2022	69,361	104,005
2021	93,286	78,713
2020	75,640	19,001
2019	17,368	10,890
2018	11,389	10,533
Prior	48,584	44,278
Revolving Loans Amortized Cost Basis	90	68
Loan	315,718	267,488
1-4 family real estate | One To Four Family [Member] | Performing Loans
2022	69,094	104,005
2021	92,762	78,713
2020	75,153	19,001
2019	17,089	10,784
2018	11,381	10,533
Prior	48,136	43,976
Revolving Loans Amortized Cost Basis	90	68
Loan	313,705	267,080
1-4 family real estate | One To Four Family [Member] | Nonperforming Financial Instruments [Member]
2022	267
2021	524
2020	487
2019	279	106
2018	8
Prior	448	302
Loan	2,013	408
Residential real estate | Nonperforming Financial Instruments [Member]
Loan		408
Consumer
Loan	110,421	75,311
Consumer | Delinquency Status [Member]
2022	14,692	4,891
2021	3,844	4,020
2020	3,717	2,129
2019	1,123	1,660
2018	1,143	608
Prior	1,384	1,231
Revolving Loans Amortized Cost Basis	71,084	55,411
Loan	96,987	69,950
Consumer | Performing Loans
2022	14,685	4,891
2021	3,844	4,020
2020	3,717	2,114
2019	1,123	1,660
2018	1,140	593
Prior	1,325	1,230
Revolving Loans Amortized Cost Basis	70,974	55,411
Loan	96,808	69,919
Consumer | Nonperforming Financial Instruments [Member]
2020		15
2018		15
Prior		1
Loan	353	31
Consumer | Consumer. | Nonperforming Financial Instruments [Member]
2022	7
2018	3
Prior	59
Revolving Loans Amortized Cost Basis	110
Loan	$ 179
Installment and other consumer loans | Nonperforming Financial Instruments [Member]
Loan		$ 31

Note 4 - Loans_Leases Receiv_12

Note 4 - Loans/Leases Receivable - Troubled Debt Restructurings (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2022 USD ($) loan	Dec. 31, 2021 USD ($) loan
Number of Loans / Leases | loan	3	3
Pre-Modification Recorded Investment	$ 232	$ 2,599
Post-Modification Recorded Investment	$ 232	2,599
Specific Allowance		$ 189
Interest Rate Adjusted Below Market
Number of Loans / Leases | loan		2
Pre-Modification Recorded Investment		$ 67
Post-Modification Recorded Investment		67
Specific Allowance		$ 7
Direct financing leases | Payment Deferral [Member]
Number of Loans / Leases | loan	3
Pre-Modification Recorded Investment	$ 232
Post-Modification Recorded Investment	$ 232
1-4 family real estate | Extended Maturity [Member]
Number of Loans / Leases | loan		1
Pre-Modification Recorded Investment		$ 2,532
Post-Modification Recorded Investment		2,532
Specific Allowance		$ 182
1-4 family real estate | Interest Rate Adjusted Below Market
Number of Loans / Leases | loan		1
Pre-Modification Recorded Investment		$ 54
Post-Modification Recorded Investment		54
Specific Allowance		$ 6
Consumer | Interest Rate Adjusted Below Market
Number of Loans / Leases | loan		1
Pre-Modification Recorded Investment		$ 13
Post-Modification Recorded Investment		13
Specific Allowance		$ 1

Note 4 - Loans_Leases Receiv_13

Note 4 - Loans/Leases Receivable - Adoption of ASU 2016-13 (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Balance	$ 78,721	$ 84,376	$ 36,001
Provisions (credited) to expense	8,284	3,486	55,704
Balance	87,706	78,721	84,376
Accounting Standards Update 2016-13
Balance	(8,102)
Balance		(8,102)
Unfunded Loan Commitment
Balance	6,886
Provisions (credited) to expense	(1,334)	(2,231)
Balance	$ 5,552	6,886
Unfunded Loan Commitment | Accounting Standards Update 2016-13
Balance		$ 9,117
Balance			$ 9,117

Note 4 - Loans_Leases Receiv_14

Note 4 - Loans/Leases Receivable - Related Party Loans (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Loans/Leases Receivable
Balance, beginning	$ 100,898	$ 100,361	$ 112,830
Net increase (decrease) due to change in related parties	3,496	(18,832)	(1,601)
Advances	51,683	42,817	43,238
Repayments	(42,877)	(23,448)	(54,106)
Balance, ending	$ 113,200	$ 100,898	$ 100,361

Note 3 - Loans_Leases Receivabl

Note 3 - Loans/Leases Receivable - Concentration by Industries (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Lessors of Non-residential Buildings [Member]
Loans and Leases Receivable, Gross	$ 558,719	$ 586,672
Percentage of total loans/leases	9%	13%
Lessors of Residential Buildings [Member]
Loans and Leases Receivable, Gross	$ 2,168,431	$ 1,706,092
Percentage of total loans/leases	35%	36%

Note 5 - Premises and Equipme_3

Note 5 - Premises and Equipment (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2022 USD ($)	Dec. 31, 2021 USD ($) Asset
Lease expenses	$ 412	$ 636
Right of use assets	$ 3,000	$ 1,300
Operating Lease, Right-of-Use Asset, Statement of Financial Position [Extensible Enumeration]	Other assets.	Other assets.
Operating lease liability		$ 1,300
Operating Lease, Liability, Statement of Financial Position [Extensible List]	Other liabilities	Other liabilities
Interest income from direct financing lease	$ 2,300	$ 4,000
Net investment in direct financing lease	31,100	$ 44,200
No of ROU | Asset		1
Guaranty Federal Bancshares, Inc
Acquisition of ROU Assets	8,400
Accounting Standards Update 2016-13
Operating lease liability	$ 3,000

Note 5 - Premises and Equipme_4

Note 5 - Premises and Equipment - Components of Premises and Equipment (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Premises and Equipment
Land	$ 17,804	$ 12,513
Buildings (useful lives 15 to 39 years)	108,777	70,860
Furniture and equipment (useful lives 3 to 15 years)	54,305	47,517
Premises and equipment	180,886	130,890
Less accumulated depreciation	62,938	52,360
Premises and equipment, net	$ 117,948	$ 78,530

Note 5 - Premises and Equipme_5

Note 5 - Premises and Equipment - Components of Premises and Equipment (Details)	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Building [Member] | Minimum
Useful lives (Year)	15 years	15 years
Building [Member] | Maximum
Useful lives (Year)	39 years	39 years
Furniture and Fixtures [Member] | Minimum
Useful lives (Year)	3 years	3 years
Furniture and Fixtures [Member] | Maximum
Useful lives (Year)	15 years	15 years

Note 5 - Premises and Equipme_6

Note 5 - Premises and Equipment - Maturities of operating lease liabilities (Details) $ in Thousands	Dec. 31, 2022 USD ($)
Lessee, Operating Lease, Liability, Payment, Due [Abstract]
2023	$ 571
2024	336
2025	262
2026	240
2027	230
Thereafter	2,635
Total	$ 4,274

Note 5 - Premises and Equipme_7

Note 5 - Premises and Equipment - Contractual Maturities of Sales-type and Direct Financing Lease Receivables (Details) $ in Thousands	Dec. 31, 2022 USD ($)
Year ending December 31:
2023	$ 1,854
2024	8,910
2025	11,046
2026	4,723
2027	6,741
Thereafter	1,480
Total lease payments receivable	34,754
Unguaranteed residual values	165
Unearned lease/residual income	(3,030)
Total lease payments receivable, net of residual value and income	31,889
Plus deferred origination costs, net of fees	226
Total lease payments receivable, Including deferred origination fee	32,115
Less allowance	(970)
Total lease payments receivable	$ 31,145

Note 6 - Goodwill and Intangi_3

Note 6 - Goodwill and Intangibles - Goodwill (Details) - USD ($) $ in Thousands		1 Months Ended		3 Months Ended	12 Months Ended
	Nov. 30, 2022	Nov. 30, 2022	Nov. 30, 2021	Mar. 31, 2020	Dec. 31, 2022	Dec. 31, 2020
Balance at the beginning of period				$ 74,748	$ 74,066	$ 74,748
Acquisition of GFED					63,541
Goodwill impairment	$ 0	$ 0	$ 0			(500)
Balance at the end of period					$ 137,607	74,066
Asset held-for-sale | Bates Companies
Sale						(182)
Bates Companies
Goodwill impairment				$ (500)		$ (500)

Note 6 - Goodwill and Intangi_4

Note 6 - Goodwill and Intangibles - Goodwill by Reportable Segment (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Segment Reporting Information [Line Items]
Goodwill	$ 137,607	$ 74,066	$ 74,066	$ 74,748
Commercial Banking | QCBT
Segment Reporting Information [Line Items]
Goodwill	3,223	3,223	3,223
Commercial Banking | CRBT
Segment Reporting Information [Line Items]
Goodwill	14,980	14,980	14,980
Commercial Banking | CSB
Segment Reporting Information [Line Items]
Goodwill	9,888	9,888	9,888
Commercial Banking | SFCB.
Segment Reporting Information [Line Items]
Goodwill	$ 109,516	$ 45,975	$ 45,975

Note 6 - Goodwill and Intangi_5

Note 6 - Goodwill and Intangibles - Core Deposit Intangibles (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Balance at the beginning of period	$ 9,349	$ 11,381
Acquisition of GFED	63,541
Amortization expense	(2,854)	(2,032)	$ (2,149)
Balance at the end of the period	16,759	9,349	11,381
Net book value	16,759	9,349	11,381
Core Deposits [Member]
Balance at the beginning of period	9,349	11,381	13,466
Amortization expense	(2,854)	(2,032)	(2,085)
Balance at the end of the period	16,759	9,349	11,381
Gross carrying amount	29,519	19,255	19,255
Accumulated amortization	(12,760)	(9,906)	(7,874)
Net book value	16,759	$ 9,349	$ 11,381
Core Deposits [Member] | Guaranty Bank
Acquisition of GFED	$ 10,264

Note 6 - Goodwill and Intangi_6

Note 6 - Goodwill and Intangibles - Core Deposit Intangibles by Reportable Segment (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Segment Reporting Information [Line Items]
Core deposit intangible	$ 16,759	$ 9,349	$ 11,381
Core Deposits [Member]
Segment Reporting Information [Line Items]
Core deposit intangible	16,759	9,349	11,381	$ 13,466
CRBT | Core Deposits [Member]
Segment Reporting Information [Line Items]
Core deposit intangible	1,225	1,702	2,189
CSB | Core Deposits [Member]
Segment Reporting Information [Line Items]
Core deposit intangible	2,027	2,653	3,305
SFCB. | Core Deposits [Member]
Segment Reporting Information [Line Items]
Core deposit intangible	$ 13,507	$ 4,994	$ 5,887

Note 6 - Goodwill and Intangi_7

Note 6 - Goodwill and Intangibles - Estimated Amortization Expense of Core Deposit Intangible (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Net book value	$ 16,759	$ 9,349	$ 11,381
Core Deposits [Member]
2023	2,938
2024	2,761
2025	2,645
2026	2,360
2027	1,874
Thereafter	4,181
Net book value	$ 16,759	$ 9,349	$ 11,381	$ 13,466
Customer Lists [Member]
Net book value				$ 1,504

Note 6 - Goodwill and Intangi_8

Note 6 - Goodwill and Intangibles - Changes in customer list intangible (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Balance at the beginning of period	$ 9,349	$ 11,381
Intangibles amortization	2,854	2,032	$ 2,149
Balance at the end of the period	$ 16,759	$ 9,349	11,381
Customer Lists [Member]
Balance at the beginning of period			1,504
Intangibles amortization			(64)
Bates Companies | Customer Lists [Member]
Sale of Bates Companies			$ (1,440)

Note 7 - Derivatives and Hedg_3

Note 7 - Derivatives and Hedging Activities (Details) - USD ($) $ in Thousands	1 Months Ended	3 Months Ended
	Dec. 31, 2019	Dec. 31, 2020	Mar. 31, 2020	Dec. 31, 2022	Dec. 31, 2021
Deposits				$ 5,984,217	$ 4,922,772
Cash Flow Hedging
Deposits				$ 300,000
Interest rate cap | Cash Flow Hedging
Initial premium paid upfront for the two caps	$ 3,500
Interest rate swap
Termination of Interest rate swaps			$ 40,000
Loss on termination of interest rate swaps		$ 808

Note 7 - Derivatives and Hedg_4

Note 7 - Derivatives and Hedging Activities - Summary of Derivatives (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Derivative Assets	$ 177,631	$ 222,220
Derivative Liabilities	(200,701)	(225,135)
Interest rate cap
Derivative Assets	2,213	238
Interest rate cap | Cash Flow Hedging
Derivative Assets	8,327	927
Interest rate swap
Derivative Assets	166,614	221,055
Derivative Liabilities	(166,614)	(221,055)
Interest rate swap | Cash Flow Hedging
Derivative Assets	477
Derivative Liabilities	(33,824)	$ (4,080)
Interest rate collar | Cash Flow Hedging
Derivative Liabilities	$ (263)

Note 7 - Derivatives and Hedg_5

Note 7 - Derivatives and Hedging Activities - Summary of Interest Rate Cap Derivatives (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Derivative Assets	$ 177,631	$ 222,220
Interest rate swap
Derivative Assets	166,614	221,055
Interest rate cap
Derivative Assets	2,213	238
Cash Flow Hedging | Interest rate swap
Derivative Assets	477
Cash Flow Hedging | Interest rate cap
Derivative Assets	8,327	927
Designated as Hedging Instrument | Other Assets | Cash Flow Hedging | Derivative Instrument One Maturing 2023 [Member]
Notional Amount	25,000
Fair Value - Asset		5
Fair Value - Liability	$ (50)
Designated as Hedging Instrument | Other Assets | Cash Flow Hedging | Derivative Instrument One Maturing 2023 [Member] | London Interbank Offered Rate (LIBOR)
Derivative, Basis Spread on Variable Rate	1.75%
Designated as Hedging Instrument | Other Assets | Cash Flow Hedging | Derivative Instrument Two Maturing 2023 [Member]
Notional Amount	$ 50,000
Fair Value - Asset		11
Designated as Hedging Instrument | Other Assets | Cash Flow Hedging | Derivative Instrument Two Maturing 2023 [Member] | London Interbank Offered Rate (LIBOR)
Derivative, Basis Spread on Variable Rate	1.57%
Designated as Hedging Instrument | Other Assets | Cash Flow Hedging | Derivative Instrument Four Maturing 2023 [Member]
Notional Amount	$ 25,000
Fair Value - Asset		5
Designated as Hedging Instrument | Other Assets | Cash Flow Hedging | Derivative Instrument Four Maturing 2023 [Member] | London Interbank Offered Rate (LIBOR)
Derivative, Basis Spread on Variable Rate	1.80%
Designated as Hedging Instrument | Other Assets | Cash Flow Hedging | Derivative Instrument One Maturing 2024 [Member]
Notional Amount	$ 25,000
Fair Value - Asset	$ 714	60
Designated as Hedging Instrument | Other Assets | Cash Flow Hedging | Derivative Instrument One Maturing 2024 [Member] | London Interbank Offered Rate (LIBOR)
Derivative, Basis Spread on Variable Rate	1.75%
Designated as Hedging Instrument | Other Assets | Cash Flow Hedging | Derivative Instrument Two Maturing 2024 [Member]
Notional Amount	$ 50,000
Fair Value - Asset	$ 1,566	125
Designated as Hedging Instrument | Other Assets | Cash Flow Hedging | Derivative Instrument Two Maturing 2024 [Member] | London Interbank Offered Rate (LIBOR)
Derivative, Basis Spread on Variable Rate	1.57%
Designated as Hedging Instrument | Other Assets | Cash Flow Hedging | Derivative Instrument Four Maturing 2024 [Member]
Notional Amount	$ 25,000
Fair Value - Asset	$ 783	62
Designated as Hedging Instrument | Other Assets | Cash Flow Hedging | Derivative Instrument Four Maturing 2024 [Member] | London Interbank Offered Rate (LIBOR)
Derivative, Basis Spread on Variable Rate	1.80%
Designated as Hedging Instrument | Other Assets | Cash Flow Hedging | Derivative Instrument One Maturing 2025 [Member]
Notional Amount	$ 25,000
Fair Value - Asset	$ 1,264	161
Designated as Hedging Instrument | Other Assets | Cash Flow Hedging | Derivative Instrument One Maturing 2025 [Member] | London Interbank Offered Rate (LIBOR)
Derivative, Basis Spread on Variable Rate	1.75%
Designated as Hedging Instrument | Other Assets | Cash Flow Hedging | Derivative Instrument Two Maturing 2025 [Member]
Notional Amount	$ 50,000
Fair Value - Asset	$ 2,700	332
Designated as Hedging Instrument | Other Assets | Cash Flow Hedging | Derivative Instrument Two Maturing 2025 [Member] | London Interbank Offered Rate (LIBOR)
Derivative, Basis Spread on Variable Rate	1.57%
Designated as Hedging Instrument | Other Assets | Cash Flow Hedging | Derivative Instrument Four Maturing 2025 [Member]
Notional Amount	$ 25,000
Fair Value - Asset	$ 1,350	166
Designated as Hedging Instrument | Other Assets | Cash Flow Hedging | Derivative Instrument Four Maturing 2025 [Member] | London Interbank Offered Rate (LIBOR)
Derivative, Basis Spread on Variable Rate	1.80%
Designated as Hedging Instrument | Other Assets | Cash Flow Hedging | Interest rate cap
Notional Amount	$ 300,000
Fair Value - Asset	8,327	927
Designated as Hedging Instrument | Other Liabilities. | Cash Flow Hedging | Interest rate swap
Notional Amount	49,310
Fair Value - Liability	(2,284)	(3,991)
Designated as Hedging Instrument | Other Liabilities. | Cash Flow Hedging | QCR Holdings Statutory Trust II
Notional Amount	10,000
Fair Value - Liability	$ (464)	(1,035)
Receive Rate	6.52%
Pay Rate	5.85%
Designated as Hedging Instrument | Other Liabilities. | Cash Flow Hedging | QCR Holdings Statutory Trust III
Notional Amount	$ 8,000
Fair Value - Liability	$ (372)	(828)
Receive Rate	6.52%
Pay Rate	5.85%
Designated as Hedging Instrument | Other Liabilities. | Cash Flow Hedging | QCR Holdings Statutory Trust V
Notional Amount	$ 10,000
Fair Value - Liability	$ (459)	(996)
Receive Rate	4.06%
Pay Rate	4.54%
Designated as Hedging Instrument | Other Liabilities. | Cash Flow Hedging | Community National Statutory Trust II
Notional Amount	$ 3,000
Fair Value - Liability	$ (140)	(309)
Receive Rate	6.92%
Pay Rate	5.17%
Designated as Hedging Instrument | Other Liabilities. | Cash Flow Hedging | Community National Statutory Trust III
Notional Amount	$ 3,500
Fair Value - Liability	$ (163)	(360)
Receive Rate	5.04%
Pay Rate	4.75%
Designated as Hedging Instrument | Other Liabilities. | Cash Flow Hedging | Guaranty Bankshares Statutory Trust I
Notional Amount	$ 4,500
Fair Value - Liability	$ (209)	(463)
Receive Rate	5.04%
Pay Rate	4.75%
Designated as Hedging Instrument | Other Liabilities. | Cash Flow Hedging | Guaranty Statutory Trust II
Notional Amount	$ 10,310
Fair Value - Liability	$ (477)
Receive Rate	6.14%
Pay Rate	4.09%
Designated as Hedging Instrument | Derivative Assets. | Cash Flow Hedging
Notional Amount	$ 300,000
Fair Value - Liability	(35,631)
Designated as Hedging Instrument | Derivative Liabilities | Cash Flow Hedging
Fair Value - Liability		(89)
Designated as Hedging Instrument | Derivative Liabilities | Cash Flow Hedging | Loans, one
Notional Amount	35,000
Fair Value - Liability	$ (5,646)	(17)
Receive Rate	1.40%
Pay Rate	4.12%
Designated as Hedging Instrument | Derivative Liabilities | Cash Flow Hedging | Loans, two
Notional Amount	$ 50,000
Fair Value - Liability	$ (8,066)	(25)
Receive Rate	1.40%
Pay Rate	4.12%
Designated as Hedging Instrument | Derivative Liabilities | Cash Flow Hedging | Loans, three
Notional Amount	$ 40,000
Fair Value - Asset	$ 6,464
Fair Value - Liability		(34)
Receive Rate	1.40%
Pay Rate	4.12%
Designated as Hedging Instrument | Derivative Liabilities | Cash Flow Hedging | Loans, four
Notional Amount	$ 25,000
Fair Value - Liability	$ (4,018)	(13)
Receive Rate	1.30%
Pay Rate	4.12%
Designated as Hedging Instrument | Derivative Liabilities | Cash Flow Hedging | Loan five
Notional Amount	$ 15,000
Fair Value - Liability	$ (1,144)
Receive Rate	1.91%
Pay Rate	4.12%
Designated as Hedging Instrument | Derivative Liabilities | Cash Flow Hedging | Loan six
Notional Amount	$ 50,000
Fair Value - Liability	$ (3,812)
Receive Rate	1.91%
Pay Rate	4.12%
Designated as Hedging Instrument | Derivative Liabilities | Cash Flow Hedging | Loan seven
Notional Amount	$ 35,000
Fair Value - Liability	$ (2,669)
Receive Rate	1.91%
Pay Rate	4.12%
Designated as Hedging Instrument | Derivative Liabilities | Cash Flow Hedging | Loan eight
Notional Amount	$ 50,000
Fair Value - Liability	$ (3,812)
Receive Rate	1.91%
Pay Rate	4.12%
Non Designated
Derivative Assets	$ 2,213	$ 238
Derivative Asset, Statement of Financial Position [Extensible Enumeration]	Other assets.	Other assets.
Non Designated | Derivative Instrument One Maturing 2023 [Member]
Derivative Assets	$ 3	$ 3
Derivative Asset, Statement of Financial Position [Extensible Enumeration]	Other assets.	Other assets.
Non Designated | Derivative Instrument One Maturing 2024 [Member]
Derivative Assets	$ 822	$ 62
Derivative Asset, Statement of Financial Position [Extensible Enumeration]	Other assets.	Other assets.
Non Designated | Derivative Instrument One Maturing 2025 [Member]
Derivative Assets	$ 1,388	$ 173
Derivative Asset, Statement of Financial Position [Extensible Enumeration]	Other assets.	Other assets.
Non Designated | Interest rate swap
Derivative Assets	$ 166,614	$ 221,055
Non Designated | Other Assets
Notional Amount	75,000
Non Designated | Other Assets | Derivative Instrument One Maturing 2023 [Member]
Notional Amount	$ 25,000
Non Designated | Other Assets | Derivative Instrument One Maturing 2023 [Member] | London Interbank Offered Rate (LIBOR)
Derivative, Basis Spread on Variable Rate	1.90%
Non Designated | Other Assets | Derivative Instrument One Maturing 2024 [Member]
Notional Amount	$ 25,000
Non Designated | Other Assets | Derivative Instrument One Maturing 2024 [Member] | London Interbank Offered Rate (LIBOR)
Derivative, Basis Spread on Variable Rate	1.90%
Non Designated | Other Assets | Derivative Instrument One Maturing 2025 [Member]
Notional Amount	$ 25,000
Non Designated | Other Assets | Derivative Instrument One Maturing 2025 [Member] | London Interbank Offered Rate (LIBOR)
Derivative, Basis Spread on Variable Rate	1.90%

Note 7 - Derivatives and Hedg_6

Note 7 - Derivatives and Hedging Activities - Interest Rate Collars (Details) - Cash Flow Hedging - Designated as Hedging Instrument - Derivative Liabilities - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Fair Value - Liability		$ (89)
Interest rate collar
Notional Amount	$ 50,000
Cap Strike Rate	4.40%
Floor Strike Rate	2.44%
Fair Value - Liability	$ (263)

Note 7 - Derivatives and Hedg_7

Note 7 - Derivatives and Hedging Activities - Changes in Fair Values of Derivative Financial Instruments (Details) - Accumulated Net Gain (Loss) from Cash Flow Hedges Attributable to Parent [Member] - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Unrealized loss at beginning of period, net of tax	$ (4,373)	$ (7,632)
Amount of gain (loss) recognized in other comprehensive income, net of tax	(14,847)	2,562
Unrealized loss at end of period, net of tax	(20,221)	(4,373)
Caplet Amortization.
Amount reclassified from accumulated other comprehensive income	$ (1,001)	$ 697

Note 7 - Derivatives and Hedg_8

Note 7 - Derivatives and Hedging Activities - Significantly Impact of operations (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Derivative Assets	$ 177,631	$ 222,220
Derivative Liabilities.	200,701	225,135
Interest rate swap
Derivative Assets	166,614	221,055
Derivative Liabilities.	166,614	221,055
Non Designated
Derivative Assets	2,213	238
Non Designated | Interest rate swap
Derivative Asset, Notional Amount	2,528,949	2,024,599
Derivative Assets	166,614	221,055
Derivative Liability, Notional Amount	2,528,949	2,024,599
Derivative Liabilities.	$ 166,614	$ 221,055

Note 7 - Derivatives and Hedg_9

Note 7 - Derivatives and Hedging Activities - Cash flow hedging and fair value (Details) - Non Designated - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Interest And Dividend Income
Derivative Instruments, Gain (Loss) Reclassified from Accumulated OCI into Income, Effective Portion, Net [Abstract]
Income and expense line items presented in the consolidated statements of income	$ 292,571	$ 200,155	$ 198,373
Interest Expense
Derivative Instruments, Gain (Loss) Reclassified from Accumulated OCI into Income, Effective Portion, Net [Abstract]
Income and expense line items presented in the consolidated statements of income	61,451	21,922	31,423
Interest Rate Caps On Deposits | Interest Expense
Derivative Instruments, Gain (Loss) Reclassified from Accumulated OCI into Income, Effective Portion, Net [Abstract]
Gain Loss From Components Excluded From Assessment Of Cash Flow Hedge Effectiveness Net	(1,405)	697	551
Interest Rate Swaps on Variable Rate Loans | Interest And Dividend Income
Derivative Instruments, Gain (Loss) Reclassified from Accumulated OCI into Income, Effective Portion, Net [Abstract]
Gain Loss From Components Excluded From Assessment Of Cash Flow Hedge Effectiveness Net	(829)	1,006
Interest Rate Swaps on Variable Rate Loans | Interest Expense
Derivative Instruments, Gain (Loss) Reclassified from Accumulated OCI into Income, Effective Portion, Net [Abstract]
Gain Loss From Components Excluded From Assessment Of Cash Flow Hedge Effectiveness Net			185
Interest rate swaps on TRUPS | Interest Expense
Derivative Instruments, Gain (Loss) Reclassified from Accumulated OCI into Income, Effective Portion, Net [Abstract]
Gain Loss From Components Excluded From Assessment Of Cash Flow Hedge Effectiveness Net	$ 462	$ 1,114	$ 832

Note 7 - Derivatives and Hed_10

Note 7 - Derivatives and Hedging Activities - Hedged Interest Rate Swaps and Non-hedged Interest Rate Swaps (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Derivative [Line Items]
Swapped loan portfolio loan-to-value percentage, including the potential swap exposure	65%
Interest rate swap
Derivative [Line Items]
Interest rate swaps collateralized by investment securities	$ 38,756	$ 228,925
Interest rate swap | Cash
Derivative [Line Items]
Interest rate swaps collateralized by investment securities	1,272	21,100
Interest rate swap | U.S. govt. sponsored agency securities.
Derivative [Line Items]
Interest rate swaps collateralized by investment securities		3,555
Interest rate swap | Municipal securities
Derivative [Line Items]
Interest rate swaps collateralized by investment securities	8,227	139,166
Interest rate swap | Residential mortgage-backed and related securities
Derivative [Line Items]
Interest rate swaps collateralized by investment securities	$ 29,257	$ 65,104

Note 8 - Deposits (Details)

Note 8 - Deposits (Details) - USD ($)	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Aggregate amount of certificates of deposits, $250,000 minimum denomination	$ 371,700,000	$ 169,000,000
Minimum denomination	250,000
Federal Home Loan Bank of Des Moines [Member]
FHLB advance	188,800,000	129,500,000
Amount outstanding	$ 0	$ 0

Note 8 - Deposits - Maturities

Note 8 - Deposits - Maturities of Certificates of Deposit (Details) $ in Thousands	Dec. 31, 2022 USD ($)
Deposits
2023	$ 710,100
2024	53,029
2025	11,274
2026	4,209
2027	5,571
Thereafter	401
Total	$ 784,584

Note 8 - Deposits - Public Enti

Note 8 - Deposits - Public Entity Deposits (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Collateralized by investment securities	$ 3,877	$ 6,350
U.S. govt. sponsored agency securities.
Collateralized by investment securities	2,081	3,080
Residential mortgage-backed and related securities
Collateralized by investment securities	$ 1,796	$ 3,270

Note 9 - Short-term Borrowing_2

Note 9 - Short-term Borrowings - Short-term Borrowings (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Short-Term Borrowings
Federal funds purchased	$ 129,630	$ 3,800
Short-term borrowings	$ 129,630	$ 3,800

Note 9 - Short-term Borrowing_3

Note 9 - Short-term Borrowings - Overnight Repurchase Agreements (Details) - Federal Funds Purchased [Member] - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Average daily balance	$ 8,637	$ 6,280
Average daily interest rate	1.76%	0.08%
Maximum month-end balance	$ 129,630	$ 11,320
Weighted average rate as of December 31	4.70%	0.08%

Note 10 - FHLB Advances (Detail

Note 10 - FHLB Advances (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2020	Dec. 31, 2021
FHLB stock	$ 25,600		$ 7,800
Prepaid FHLB advances		$ 55,300
Loss on prepayment of FHLB advances		$ 1,900
Minimum
FHLB advances maturity period	1 day
Minimum | Loans Receivable [Member]
FHLB collateral maintenance levels	125%
Maximum
FHLB advances maturity period	14 days
Maximum | Loans Receivable [Member]
FHLB collateral maintenance levels	333%
Collateral, Loans [Member]
FHLB advance	$ 1,700,000		1,300,000
Collateral, Securities [Member]
FHLB advance	$ 290		$ 334

Note 10 - FHLB Advances - Matur

Note 10 - FHLB Advances - Maturity and Interest Rate Information on Advances from FHLB (Details) - Federal Home Loan Bank, Advances, Putable Option [Member] - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Amount due within one year		$ 15,000
Weighted average interest rate at year-end - next 12 months		0.31%
Amount due - one to two years after balance sheet date	$ 415,000
Weighted average interest rate at year-end - year two	4.58%
Total FHLB advances, Amount due	$ 415,000	$ 15,000
Total FHLB advances, Weighted average interest rate at year-end	4.58%	0.31%

Note 11 - Other Borrowings an_3

Note 11 - Other Borrowings and Unused Lines of Credit (Details) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2022	Jun. 30, 2022	Mar. 31, 2022	Dec. 31, 2021
Interest rate (as a percent)	6.29%			2.43%
Revolving line of credit
Line of credit facility, maximum borrowing capacity		$ 50	$ 25
Variable interest rate (as a percent)	3%
Outstanding amount line of credit	$ 0
Percentage of the outstanding capital stock of the entity's bank subsidiaries used as collateral (as a percentage)	100%
Prime Rate | Revolving line of credit | Maximum
Variable interest rate (as a percent)	0.50%

Note 11 - Other Borrowings an_4

Note 11 - Other Borrowings and Unused Lines of Credit - Unused Lines of Credit (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Unused lines of credit	$ 501,790	$ 517,657
Secured Debt
Unused lines of credit	30,990	61,657
Unsecured Debt
Unused lines of credit	$ 470,800	$ 456,000

Note 12 - Subordinated Notes (D

Note 12 - Subordinated Notes (Details) - USD ($) $ in Thousands			12 Months Ended
	Aug. 18, 2022	Apr. 01, 2022	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Subordinated Borrowing [Line Items]
Total Subordinated Debentures			$ 232,662	$ 113,850
Proceeds from subordinated notes		$ 20,000	100,000		$ 50,000
Conversion Amount	$ 43,250
Redemption price percentage		100%
Debt issuance costs			(2,338)	(1,150)
Interest Rate Period One [Member]
Subordinated Borrowing [Line Items]
Fixed rate		5.25%
Subordinated debenture dated 9/14/20 [Member]
Subordinated Borrowing [Line Items]
Total Subordinated Debentures			$ 50,000	$ 50,000
Interest Rate			5.125%	5.125%
Subordinated debenture dated 2/1/19 [Member]
Subordinated Borrowing [Line Items]
Total Subordinated Debentures			$ 65,000	$ 65,000
Interest Rate			5.375%	5.375%
Subordinated debenture dated 7/29/20
Subordinated Borrowing [Line Items]
Total Subordinated Debentures			$ 20,000
Interest Rate			5.25%
Subordinated debenture dated 8/18/22 [Member]
Subordinated Borrowing [Line Items]
Total Subordinated Debentures			$ 55,000
Interest Rate			5.95%
Subordinated debenture dated 8/18/22
Subordinated Borrowing [Line Items]
Total Subordinated Debentures			$ 45,000
Interest Rate			5.50%
Revolving line of credit
Subordinated Borrowing [Line Items]
Basis points			3%
Outstanding amount line of credit			$ 0
Secured Overnight Financing Rate (SOFR) Overnight Index Swap Rate
Subordinated Borrowing [Line Items]
Basis points		5.19%
Secured Overnight Financing Rate (SOFR) Overnight Index Swap Rate | Interest Rate Period Two [Member]
Subordinated Borrowing [Line Items]
Debt Instrument, Description of Variable Rate Basis		SOFR
Subordinated debenture mature on September 1 2037
Subordinated Borrowing [Line Items]
Proceeds from subordinated notes	$ 55,000
Redemption price percentage	100%
Subordinated debenture mature on September 1 2037 | Interest Rate Period One [Member]
Subordinated Borrowing [Line Items]
Fixed rate	5.95%
Subordinated debenture mature on September 1 2037 | Secured Overnight Financing Rate (SOFR) Overnight Index Swap Rate | Interest Rate Period Two [Member]
Subordinated Borrowing [Line Items]
Debt Instrument, Description of Variable Rate Basis	SOFR
Basis points	3%
Subordinated debenture mature on September 1 2032
Subordinated Borrowing [Line Items]
Proceeds from subordinated notes	$ 45,000
Redemption price percentage	100%
Subordinated debenture mature on September 1 2032 | Interest Rate Period One [Member]
Subordinated Borrowing [Line Items]
Fixed rate	5.50%
Subordinated debenture mature on September 1 2032 | Secured Overnight Financing Rate (SOFR) Overnight Index Swap Rate | Interest Rate Period Two [Member]
Subordinated Borrowing [Line Items]
Debt Instrument, Description of Variable Rate Basis	SOFR
Basis points	2.79%

Note 13 - Junior Subordinated_3

Note 13 - Junior Subordinated Debentures (Details)	12 Months Ended
	Dec. 31, 2022 USD ($) loan	Dec. 31, 2021 USD ($)	Oct. 01, 2017 USD ($) loan	May 13, 2013 USD ($) loan	Feb. 29, 2004 USD ($)
Debt Instrument, Face Amount	$ 50,520,000	$ 40,210,000
Debt Instrument, Interest Rate, Effective Percentage	6.29%	2.43%
Junior Subordinated Debt [Member]
Repayment period (in years)	30 years
Note Payable to QCR Holdings Capital Trust II [Member]
Debt Instrument, Face Amount					$ 12,372,000
Community National
Number of assumed junior subordinated debentures | loan				2
Other borrowings				$ 4,200,000
Guaranty Bank and Trust Company
Number of assumed junior subordinated debentures | loan			1
Other borrowings			$ 3,900,000
Guaranty Federal Bancshares, Inc
Number of assumed junior subordinated debentures | loan	1
Other borrowings	$ 10,300,000

Note 13 - Junior Subordinated_4

Note 13 - Junior Subordinated Debentures - Junior Subordinated Debentures (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Junior subordinated debentures	$ 48,602	$ 38,155
Junior subordinated debentures	(1,918)	(2,055)
Note Payable to QCR Holdings Capital Trust II [Member]
Junior subordinated debentures	10,310	10,310
Note Payable to Trust III [Member]
Junior subordinated debentures	8,248	8,248
Note Payable to Trust V [Member]
Junior subordinated debentures	10,310	10,310
Community National Trust II [Member]
Junior subordinated debentures	3,093	3,093
Community National Trust III [Member]
Junior subordinated debentures	3,609	3,609
Note Payable to Guaranty Bankshares Statutory Trust I [Member]
Junior subordinated debentures	4,640	$ 4,640
Note Payable to Guaranty Federal Statutory Trust II [Member]
Junior subordinated debentures	$ 10,310

Note 13 - Junior Subordinated_5

Note 13 - Junior Subordinated Debentures - Trust Preferred Securities (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Aggregate principal amount	$ 50,520	$ 40,210
Interest rate (as a percent)	6.29%	2.43%
Guaranty Bankshares Statutory Trust I [Member]
Date issued	May 2005
Aggregate principal amount	$ 4,640	$ 4,640
Interest rate (as a percent)	6.52%	1.95%
Trust Preferred Securities [Member] | Qcr Holdings Statutory Trust I I Member
Date issued	February 2004
Aggregate principal amount	$ 10,310	$ 10,310
Interest rate (as a percent)	6.52%	3.07%
Trust Preferred Securities [Member] | Qcr Holdings Statutory Trust I I Member | London Interbank Offered Rate (LIBOR)
Variable interest rate (as a percent)	2.85%
Trust Preferred Securities [Member] | QCR Holdings Statutory Trust III [Member]
Date issued	February 2004
Aggregate principal amount	$ 8,248	$ 8,248
Interest rate (as a percent)	6.52%	3.07%
Trust Preferred Securities [Member] | QCR Holdings Statutory Trust III [Member] | London Interbank Offered Rate (LIBOR)
Variable interest rate (as a percent)	2.85%
Trust Preferred Securities [Member] | QCR Holdings Statutory Trust V [Member]
Date issued	February 2006
Aggregate principal amount	$ 10,310	$ 10,310
Interest rate (as a percent)	5.63%	1.67%
Trust Preferred Securities [Member] | QCR Holdings Statutory Trust V [Member] | London Interbank Offered Rate (LIBOR)
Variable interest rate (as a percent)	1.55%
Trust Preferred Securities [Member] | Community National Statutory Trust II [Member]
Date issued	September 2004
Aggregate principal amount	$ 3,093	$ 3,093
Interest rate (as a percent)	6.92%	2.38%
Trust Preferred Securities [Member] | Community National Statutory Trust II [Member] | London Interbank Offered Rate (LIBOR)
Variable interest rate (as a percent)	2.17%
Trust Preferred Securities [Member] | Community National Statutory Trust III [Member]
Date issued	March 2007
Aggregate principal amount	$ 3,609	$ 3,609
Interest rate (as a percent)	6.52%	1.95%
Trust Preferred Securities [Member] | Community National Statutory Trust III [Member] | London Interbank Offered Rate (LIBOR)
Variable interest rate (as a percent)	1.75%
Trust Preferred Securities [Member] | Guaranty Bankshares Statutory Trust I [Member] | London Interbank Offered Rate (LIBOR)
Variable interest rate (as a percent)	1.75%
Trust Preferred Securities [Member] | Guaranty Federal Statutory Trust II [Member]
Date issued	December 2005
Aggregate principal amount	$ 10,310
Interest rate (as a percent)	6.14%
Trust Preferred Securities [Member] | Guaranty Federal Statutory Trust II [Member] | London Interbank Offered Rate (LIBOR)
Variable interest rate (as a percent)	1.45%

Note 14 - Federal and State I_3

Note 14 - Federal and State Income Taxes (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Unrecognized tax benefits that would impact effective tax rate	$ 2,200
Unrecognized tax benefits, interest on income taxes accrued	$ 333	$ 236
Effective income tax rate	21%	21%	21%
Domestic Tax Authority [Member]
Deferred tax assets, operating loss carryforwards, subject to expiration	$ 5,400
Domestic Tax Authority [Member] | Community National And CNB [Member]
Deferred tax assets, operating loss carryforwards, subject to expiration	1,900
Domestic Tax Authority [Member] | Guaranty Bank and Trust Company
Federal Tax NOL	3,500
State and Local Jurisdiction [Member]
Deferred tax assets, operating loss carryforwards, subject to expiration	2,100
State and Local Jurisdiction [Member] | Community National And CNB [Member]
Deferred tax assets, operating loss carryforwards, subject to expiration	$ 2,100

Note 14 - Federal and State I_4

Note 14 - Federal and State Income Taxes - Federal and State Income Tax Expense (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
INCOME TAXES
Current	$ 19,165	$ 7,290	$ 27,237
Deferred	(4,682)	15,272	(14,530)
Federal and state income tax expense	$ 14,483	$ 22,562	$ 12,707

Note 14 - Federal and State I_5

Note 14 - Federal and State Income Taxes - Reconciliation of the Expected Federal Income Tax Expense (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
INCOME TAXES
Computed "expected" tax expense	$ 23,845	$ 25,508	$ 15,391
Tax exempt income, net	(10,689)	(7,537)	(5,943)
Bank-owned life insurance	(432)	(386)	(308)
State income taxes, net of federal benefit, current year	4,482	5,089	3,622
Change in unrecognized tax benefits	498	578	546
Goodwill impairment			105
Intended liquidation of bank-owned life insurance	(1,181)
Tax credits	(1,362)	34
Tax Credits			(456)
Acquisition costs	276	95
Excess tax benefit on stock options exercised and restricted stock awards vested	(503)	(436)	(242)
Re-measurement of deferred tax asset to incorporate newly enacted tax rates			207
Other	(451)	(383)	(215)
Federal and state income tax expense	$ 14,483	$ 22,562	$ 12,707
Computed "expected" tax expense (in percentage)	21%	21%	21%
Tax exempt income, net (in percentage)	(9.40%)	(6.20%)	(8.10%)
Bank-owned life insurance (in percentage)	(0.40%)	(0.30%)	(0.40%)
State income taxes, net of federal benefit, current year (in percentage)	3.90%	4.20%	4.90%
Change in unrecognized tax benefits (in percentage)	0.40%	0.50%	0.70%
Goodwill impairment (in percentage)			0.10%
Intended liquidation of bank-owned life insurance (in percentage)	(1.00%)
Provision adjustment from accounting method change (in percentage)			(0.30%)
Tax credits (in percentage)	(1.20%)		(0.60%)
Acquisition costs (in percentage)	0.20%	0.10%
Excess tax benefit on stock options exercised and restricted stock awards vested (in percentage)	(0.40%)	(0.40%)	(0.30%)
Other (in percentage)	(0.40%)	(0.30%)	(0.30%)
Federal and state income tax expense (in percentage)	12.70%	18.60%	17.30%

Note 14 - Federal and State I_6

Note 14 - Federal and State Income Taxes - Unrecognized Tax Benefits (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
INCOME TAXES
Balance, beginning	$ 2,182	$ 1,893
Impact of tax positions taken during current year	758	1,326
Gross decrease related to tax positions of prior years		(646)
Gross increase related to tax positions of prior years	75
Reduction as a result of a lapse of the applicable statute of limitations	(335)	(391)
Balance, ending	$ 2,680	$ 2,182

Note 14 - Federal and State I_7

Note 14 - Federal and State Income Taxes - Deferred Tax Assets and Liabilities (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Deferred tax assets:
Historic tax credits	$ 68	$ 68
Low income housing tax credits	226
Net unrealized losses on securities available for sale and derivative instruments	21,319
Compensation	13,413	11,912
Loan/lease losses	20,466	19,023
Net operating loss carryforwards, federal and state	1,262	1,354
Other		17
Deferred tax assets	56,754	32,374
Deferred tax liabilities:
Net unrealized gains on securities available for sale and derivative instruments		747
Premises and equipment.	6,271	6,099
Equipment financing leases	2,484	6,462
Acquisition fair value adjustments	3,816	3,269
Investment accretion	27	27
Deferred loan origination fees, net	1,624	1,403
Other	2,094	677
Deferred tax liabilities	16,316	18,684
Net deferred tax assets	$ 40,438	$ 13,690

Note 14 - Federal and State I_8

Note 14 - Federal and State Income Taxes - The Change in Deferred Income Taxes (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
INCOME TAXES
Provision for income taxes	$ (4,682)	$ 15,272	$ (14,530)
Net deferred tax assets resulting from sale of other subsidiary			(363)
Statement of stockholders' equity- Other comprehensive income (loss)	(22,066)	(122)	837
Total	$ (26,748)	$ 15,150	$ (13,330)

Note 15 - Employee Benefit Pl_3

Note 15 - Employee Benefit Plans (Details) - USD ($)	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Percent of employee contributions matched	4.50%
Discretionary contributions	$ 0	$ 0	$ 0
Deferred compensation liability, current and noncurrent	38,255,000	32,353,000	24,713,000	$ 19,474,000
Deferred compensation matching contributions	$ 3,615,000	4,900,000	$ 3,959,000
Certain Executive Officers [Member]
Company matching contribution percent (as a percent)	100%
Minimum
Defined benefit plan eligible age limit	18 years
Minimum | Certain Executive Officers [Member]
Deferred compensation matching contributions	$ 10,000
Interest on deferred compensation amounts	4%
Maximum | Certain Executive Officers [Member]
Deferred compensation matching contributions	$ 25,000
Interest on deferred compensation amounts	12%
Certain Management Officers [Member]
Company matching contribution percent (as a percent)	50%
Deferred compensation liability, current and noncurrent	$ 38,200,000	$ 32,300,000
Number of monthly installment payments	180 months
Certain Management Officers [Member] | Minimum
Company matching contribution percent (as a percent)	4%
Interest on deferred compensation amounts	4%
Certain Management Officers [Member] | Maximum
Company matching contribution percent (as a percent)	12%
Interest on deferred compensation amounts	8%
First 3% of Employees Wages [Member]
Company matching contribution percent (as a percent)	100%
Match at 100% [Member]
Percent of employee contributions matched	3%
From 4% to 4.5% of Employees Wages [Member]
Company matching contribution percent (as a percent)	50%
Matched at 50% [Member]
Percent of employee contributions matched	3%

Note 15 - Employee Benefit Pl_4

Note 15 - Employee Benefit Plans - Profit Sharing Contributions (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Employee Benefit Plans
Matching contribution	$ 3,071	$ 2,446	$ 2,520

Note 15 - Employee Benefit Pl_5

Note 15 - Employee Benefit Plans - Deferred Compensation Agreements (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Balance, beginning	$ 32,353	$ 24,713	$ 19,474
Employee deferrals	3,615	4,900	3,959
Company match and interest	2,776	3,048	2,628
Cash payments made	(489)	(308)	(1,348)
Balance, ending	38,255	32,353	24,713
Supplemental Executive Retirement Plans [Member]
Balance, beginning	7,273	6,189	5,160
Company match and interest	1,286	1,532	1,193
Cash payments made	(394)	(448)	(164)
Balance, ending	$ 8,165	$ 7,273	$ 6,189

Note 16 - Stock-Based Compens_3

Note 16 - Stock-Based Compensation (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020	Jan. 01, 2023	Jul. 01, 2022
Expected life	10 years
Minimum
Vesting period	3 years
Maximum
Vesting period	7 years
2010 Equity Incentive Plan
Shares of common stock authorized	350,000
The 2013 Equity Incentive Plan
Shares of common stock authorized	350,000
The 2016 Equity Incentive Plan
Shares of common stock authorized	400,000
Remaining shares of common stock available for grant	100,271
Employee Stock Purchase Plan
Maximum amount any one participant can elect in an offering period	$ 21,250
Maximum amount any one participant can contribute (as a percent)	15%	15%	15%
Stock purchase price percent	85%
Purchase Plan 2022
Remaining shares of common stock available for grant				382,765	350,000

Note 16 - Stock-Based Compens_4

Note 16 - Stock-Based Compensation - Stock-based Compensation Expense (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Allocated Share-based Compensation Expense	$ 2,438	$ 2,352	$ 2,150
Employee Stock Option
Allocated Share-based Compensation Expense	246	270	297
Restricted Stock
Allocated Share-based Compensation Expense	1,967	1,864	1,619
Employee Stock Purchase Plan
Allocated Share-based Compensation Expense	$ 225	$ 218	$ 234

Note 16 - Stock-Based Compens_5

Note 16 - Stock-Based Compensation - Stock Option Plans (Details) - $ / shares	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Stock-Based Compensation
Outstanding, shares (in shares)	367,998	407,763	426,913
Outstanding, Weighted average exercise price (in dollars per share)	$ 24.46	$ 22.24	$ 20.14
Granted, shares (in shares)	22,400	22,150	23,350
Granted, Weighted average exercise price (in dollars per share)	$ 53.87	$ 43.61	$ 39.12
Exercised, shares (in shares)	(41,695)	(60,317)	(41,650)
Exercised, Weighted average exercise price (in dollars per share)	$ 14.07	$ 15.76	$ 10.67
Forfeited, shares (in shares)	(2,025)	(1,598)	(850)
Forfeited, Weighted average exercise price (in dollars per share)	$ 26.72	$ 38.50	$ 19.94
Outstanding, shares (in shares)	346,678	367,998	407,763
Outstanding, Weighted average exercise price (in dollars per share)	$ 27.60	$ 24.46	$ 22.24
Exercisable, , shares (in shares)	295,077	318,266	354,899
Weighted-average grant date fair value (in dollars per share)	$ 13.97	$ 10.85	$ 10.07

Note 16 - Stock-Based Compens_6

Note 16 - Stock-Based Compensation - Options Outstanding (Details)	12 Months Ended
	Dec. 31, 2022 $ / shares shares
Number outstanding (in shares) | shares	346,678
Number exercisable (in shares) | shares	295,077
$15.50 to $15.65
Exercise price range, lower range (in dollars per share)	$ 15.50
Exercise price range, upper range (in dollars per share)	$ 15.65
Number outstanding (in shares) | shares	57,616
Weighted average remaining contractual life (Year)	3 months
Weighted average exercise price options outstanding (in dollars per share)	$ 15.64
Number exercisable (in shares) | shares	57,616
Weighted average exercise price options exercisable (in dollars per share)	$ 15.64
$17.10 to $18.00
Exercise price range, lower range (in dollars per share)	17.10
Exercise price range, upper range (in dollars per share)	$ 18
Number outstanding (in shares) | shares	108,890
Weighted average remaining contractual life (Year)	1 year 6 months 25 days
Weighted average exercise price options outstanding (in dollars per share)	$ 17.32
Number exercisable (in shares) | shares	108,890
Weighted average exercise price options exercisable (in dollars per share)	$ 17.32
$22.64 to $22.64
Exercise price range, lower range (in dollars per share)	22.64
Exercise price range, upper range (in dollars per share)	$ 22.64
Number outstanding (in shares) | shares	53,316
Weighted average remaining contractual life (Year)	3 years 29 days
Weighted average exercise price options outstanding (in dollars per share)	$ 22.64
Number exercisable (in shares) | shares	53,316
Weighted average exercise price options exercisable (in dollars per share)	$ 22.64
$36.00 to $41.95
Exercise price range, lower range (in dollars per share)	36
Exercise price range, upper range (in dollars per share)	$ 41.95
Number outstanding (in shares) | shares	36,773
Weighted average remaining contractual life (Year)	6 years 8 months 1 day
Weighted average exercise price options outstanding (in dollars per share)	$ 38.30
Number exercisable (in shares) | shares	23,060
Weighted average exercise price options exercisable (in dollars per share)	$ 38.06
$42.65 to $48.50
Exercise price range, lower range (in dollars per share)	42.65
Exercise price range, upper range (in dollars per share)	$ 48.50
Number outstanding (in shares) | shares	67,908
Weighted average remaining contractual life (Year)	5 years 7 months 17 days
Weighted average exercise price options outstanding (in dollars per share)	$ 43.76
Number exercisable (in shares) | shares	51,995
Weighted average exercise price options exercisable (in dollars per share)	$ 43.80
$53.87 to $56.26
Exercise price range, lower range (in dollars per share)	53.87
Exercise price range, upper range (in dollars per share)	$ 56.26
Number outstanding (in shares) | shares	22,175
Weighted average remaining contractual life (Year)	9 years 2 months 1 day
Weighted average exercise price options outstanding (in dollars per share)	$ 53.89
Number exercisable (in shares) | shares	200
Weighted average exercise price options exercisable (in dollars per share)	$ 53.87

Note 16 - Stock-Based Compens_7

Note 16 - Stock-Based Compensation - Restricted Stock Awards (Details) - USD ($) $ / shares in Units, $ in Millions	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Restricted Stock
Outstanding, beginning (in shares)	97,107	102,489	106,826
Granted (in shares)	8,527	12,412	8,913
Released (in shares)	(47,766)	(43,691)	(37,296)
Forfeited (in shares)	(751)	(51)	(1,600)
Outstanding, ending (in shares)	84,115	97,107	102,489
Weighted average fair value per share granted (in dollars per share)	$ 54.20	$ 45.18	$ 39.39
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period, Grant Date Fair Value	$ 2.6	$ 1.9	$ 1.4
Restricted Stock Units (RSUs)
Granted (in shares)	64,494	25,948	25,646
Restricted Stock And Restricted Stock Units
Granted (in shares)	35,525	38,360	34,559

Note 16 - Stock-Based Compens_8

Note 16 - Stock-Based Compensation - Stock Purchase Plan (Details) - Employee Stock Purchase Plan - $ / shares	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Shares granted (in shares)	28,421	28,396	38,738
Issuance of shares of common stock as a result of stock purchased under the Employee Stock Purchase Plan (in shares)	27,103	30,543	37,114
Weighted average fair value per share granted (in dollars per share)	$ 7.88	$ 7.67	$ 6.03

Note 17 - Regulatory Capital _3

Note 17 - Regulatory Capital Requirements and Restrictions on Dividends - (Details)			12 Months Ended
	May 19, 2022 shares	Feb. 13, 2020 shares	Dec. 31, 2022 security shares	Dec. 31, 2021 shares
The number of junior subordinated private placement debentures issued | security			4
The number of junior subordinated private placement debentures assumed | security			4
Shares repurchased			970,000	293,153
Number of shares remaining for repurchase			935,915
Percentage of outstanding shares under share repurchase program	10%	5%
Maximum
Shares repurchased authorized	1,500,000	800,000

Note 17 - Regulatory Capital _4

Note 17 - Regulatory Capital Requirements and Restrictions on Dividends - Capital Requirements (Details) $ in Thousands	Dec. 31, 2022 USD ($)	Dec. 31, 2021 USD ($)
Total risk-based capital, actual, amount	$ 1,055,177	$ 814,629
Total risk-based capital, actual, ratio	0.1428	0.1477
Total risk-based capital for capital adequacy purposes, amount	$ 591,132	$ 441,100
Total risk-based capital for capital adequacy purposes, ratio	0.0800	0.0800
Total risk-based capital for capital adequacy purposes with capital conservation buffer, amount	$ 775,861	$ 578,944
Total risk-based capital for capital adequacy purposes with capital conservation buffer, ratio	0.1050	0.1050
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount	$ 738,915	$ 551,375
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio	0.1000	0.1000
Tier 1 risk-based capital, actual, amount	$ 734,977	$ 631,649
Tier 1 risk-based capital, actual, ratio	0.0995	0.1146
Tier 1 risk-based capital for capital adequacy purposes, amount	$ 443,349	$ 330,825
Tier 1 risk-based capital for capital adequacy purposes, ratio	0.0600	0.0600
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, amount	$ 628,078	$ 468,669
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, ratio	0.0850	0.0850
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount	$ 591,132	$ 441,100
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio	0.0800	0.0800
Tier 1 leverage, actual, amount	$ 734,977	$ 631,649
Tier 1 leverage, actual, ratio	0.0961	0.1046
Tier 1 leverage for capital adequacy purposes, amount	$ 305,959	$ 241,579
Tier 1 leverage for capital adequacy purposes, ratio	0.0400	0.0400
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, amount	$ 305,959	$ 241,579
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, ratio	0.0400	0.0400
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount	$ 382,449	$ 301,974
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio	0.0500	0.0500
Common equity Tier 1, actual, amount	$ 686,375	$ 593,494
Common equity Tier 1, actual ratio	0.0929	0.1076
Common equity Tier 1 for capital adequacy purposes, amount	$ 332,512	$ 248,119
Common equity Tier 1 for capital adequacy purposes, ratio	0.045%	0.045%
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, amount	$ 517,241	$ 385,962
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, ratio	7%	0.07%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount	$ 480,295	$ 358,394
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio	6.50%	0.065%
QCBT
Total risk-based capital, actual, amount	$ 275,337	$ 247,658
Total risk-based capital, actual, ratio	0.1307	0.1329
Total risk-based capital for capital adequacy purposes, amount	$ 168,588	$ 149,126
Total risk-based capital for capital adequacy purposes, ratio	0.0800	0.0800
Total risk-based capital for capital adequacy purposes with capital conservation buffer, amount	$ 221,272	$ 195,727
Total risk-based capital for capital adequacy purposes with capital conservation buffer, ratio	0.1050	0.1050
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount	$ 210,735	$ 186,407
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio	0.1000	0.1000
Tier 1 risk-based capital, actual, amount	$ 248,978	$ 224,253
Tier 1 risk-based capital, actual, ratio	0.1181	0.1203
Tier 1 risk-based capital for capital adequacy purposes, amount	$ 126,441	$ 111,844
Tier 1 risk-based capital for capital adequacy purposes, ratio	0.0600	0.0600
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, amount	$ 179,125	$ 158,446
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, ratio	0.0850	0.0850
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount	$ 168,588	$ 149,126
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio	0.0800	0.0800
Tier 1 leverage, actual, amount	$ 248,978	$ 224,253
Tier 1 leverage, actual, ratio	0.1101	0.1045
Tier 1 leverage for capital adequacy purposes, amount	$ 90,419	$ 85,873
Tier 1 leverage for capital adequacy purposes, ratio	0.0400	0.0400
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, amount	$ 90,419	$ 85,873
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, ratio	0.0400	0.0400
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount	$ 133,023	$ 107,341
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio	0.0500	0.0500
Common equity Tier 1, actual, amount	$ 248,978	$ 224,253
Common equity Tier 1, actual ratio	0.1181	0.1203
Common equity Tier 1 for capital adequacy purposes, amount	$ 94,831	$ 83,883
Common equity Tier 1 for capital adequacy purposes, ratio	0.045%	0.045%
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, amount	$ 147,514	$ 130,485
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, ratio	7%	0.07%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount	$ 136,978	$ 121,164
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio	6.50%	0.065%
CRBT
Total risk-based capital, actual, amount	$ 308,153	$ 277,673
Total risk-based capital, actual, ratio	0.1484	0.1485
Total risk-based capital for capital adequacy purposes, amount	$ 166,168	$ 149,595
Total risk-based capital for capital adequacy purposes, ratio	0.0800	0.0800
Total risk-based capital for capital adequacy purposes with capital conservation buffer, amount	$ 218,096	$ 196,343
Total risk-based capital for capital adequacy purposes with capital conservation buffer, ratio	0.1050	0.1050
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount	$ 207,711	$ 186,993
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio	0.1000	0.1000
Tier 1 risk-based capital, actual, amount	$ 282,258	$ 254,279
Tier 1 risk-based capital, actual, ratio	0.1359	0.1360
Tier 1 risk-based capital for capital adequacy purposes, amount	$ 124,626	$ 112,196
Tier 1 risk-based capital for capital adequacy purposes, ratio	0.0600	0.0600
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, amount	$ 176,554	$ 158,944
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, ratio	0.0850	0.0850
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount	$ 166,168	$ 149,595
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio	0.0800	0.0800
Tier 1 leverage, actual, amount	$ 282,258	$ 254,279
Tier 1 leverage, actual, ratio	0.1317	0.1259
Tier 1 leverage for capital adequacy purposes, amount	$ 85,707	$ 80,777
Tier 1 leverage for capital adequacy purposes, ratio	0.0400	0.0400
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, amount	$ 85,707	$ 80,777
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, ratio	0.0400	0.0400
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount	$ 107,134	$ 100,971
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio	0.0500	0.0500
Common equity Tier 1, actual, amount	$ 282,258	$ 254,279
Common equity Tier 1, actual ratio	0.1359	0.1360
Common equity Tier 1 for capital adequacy purposes, amount	$ 93,470	$ 84,147
Common equity Tier 1 for capital adequacy purposes, ratio	0.045%	0.045%
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, amount	$ 145,397	$ 130,895
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, ratio	7%	0.07%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount	$ 135,012	$ 121,546
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio	6.50%	0.065%
CSB
Total risk-based capital, actual, amount	$ 142,974	$ 123,365
Total risk-based capital, actual, ratio	0.1204	0.1195
Total risk-based capital for capital adequacy purposes, amount	$ 94,981	$ 82,601
Total risk-based capital for capital adequacy purposes, ratio	0.0800	0.0800
Total risk-based capital for capital adequacy purposes with capital conservation buffer, amount	$ 124,662	$ 108,413
Total risk-based capital for capital adequacy purposes with capital conservation buffer, ratio	0.1050	0.1050
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount	$ 118,726	$ 103,251
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio	0.1000	0.1000
Tier 1 risk-based capital, actual, amount	$ 128,130	$ 110,410
Tier 1 risk-based capital, actual, ratio	0.1079	0.1069
Tier 1 risk-based capital for capital adequacy purposes, amount	$ 71,236	$ 61,951
Tier 1 risk-based capital for capital adequacy purposes, ratio	0.0600	0.0600
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, amount	$ 100,917	$ 87,763
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, ratio	0.0850	0.0850
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount	$ 94,981	$ 82,601
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio	0.0800	0.0800
Tier 1 leverage, actual, amount	$ 128,130	$ 110,410
Tier 1 leverage, actual, ratio	0.1009	0.0967
Tier 1 leverage for capital adequacy purposes, amount	$ 50,799	$ 45,676
Tier 1 leverage for capital adequacy purposes, ratio	0.0400	0.0400
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, amount	$ 50,799	$ 45,676
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, ratio	0.0400	0.0400
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount	$ 63,499	$ 57,095
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio	0.0500	0.0500
Common equity Tier 1, actual, amount	$ 128,130	$ 110,410
Common equity Tier 1, actual ratio	0.1079	0.1069
Common equity Tier 1 for capital adequacy purposes, amount	$ 53,427	$ 46,463
Common equity Tier 1 for capital adequacy purposes, ratio	0.045%	0.045%
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, amount	$ 83,108	$ 72,276
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, ratio	7%	0.07%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount	$ 77,172	$ 67,113
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio	6.50%	0.065%
SFCB
Total risk-based capital, actual, amount		$ 101,067
Total risk-based capital, actual, ratio		0.1339
Total risk-based capital for capital adequacy purposes, amount		$ 60,369
Total risk-based capital for capital adequacy purposes, ratio		0.0800
Total risk-based capital for capital adequacy purposes with capital conservation buffer, amount		$ 79,235
Total risk-based capital for capital adequacy purposes with capital conservation buffer, ratio		0.1050
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount		$ 75,462
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio		0.1000
Tier 1 risk-based capital, actual, amount		$ 91,625
Tier 1 risk-based capital, actual, ratio		0.1214
Tier 1 risk-based capital for capital adequacy purposes, amount		$ 45,277
Tier 1 risk-based capital for capital adequacy purposes, ratio		0.0600
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, amount		$ 64,142
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, ratio		0.0850
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount		$ 60,369
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio		0.0800
Tier 1 leverage, actual, amount		$ 91,625
Tier 1 leverage, actual, ratio		0.1108
Tier 1 leverage for capital adequacy purposes, amount		$ 33,088
Tier 1 leverage for capital adequacy purposes, ratio		0.0400
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, amount		$ 33,088
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, ratio		0.0400
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount		$ 41,360
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio		0.0500
Common equity Tier 1, actual, amount		$ 91,625
Common equity Tier 1, actual ratio		0.1214
Common equity Tier 1 for capital adequacy purposes, amount		$ 33,958
Common equity Tier 1 for capital adequacy purposes, ratio		0.045%
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, amount		$ 52,823
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, ratio		0.07%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount		$ 49,050
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio		0.065%
Guaranty Bank
Total risk-based capital, actual, amount	$ 243,106
Total risk-based capital, actual, ratio	0.1224
Total risk-based capital for capital adequacy purposes, amount	$ 158,903
Total risk-based capital for capital adequacy purposes, ratio	0.0800
Total risk-based capital for capital adequacy purposes with capital conservation buffer, amount	$ 208,560
Total risk-based capital for capital adequacy purposes with capital conservation buffer, ratio	0.1050
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount	$ 198,629
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio	0.1000
Tier 1 risk-based capital, actual, amount	$ 218,647
Tier 1 risk-based capital, actual, ratio	0.1101
Tier 1 risk-based capital for capital adequacy purposes, amount	$ 119,177
Tier 1 risk-based capital for capital adequacy purposes, ratio	0.0600
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, amount	$ 168,834
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, ratio	0.0850
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount	$ 158,903
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio	0.0800
Tier 1 leverage, actual, amount	$ 218,647
Tier 1 leverage, actual, ratio	0.1090
Tier 1 leverage for capital adequacy purposes, amount	$ 80,229
Tier 1 leverage for capital adequacy purposes, ratio	0.0400
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, amount	$ 80,229
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, ratio	0.0400
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount	$ 100,286
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio	0.0500
Common equity Tier 1, actual, amount	$ 218,647
Common equity Tier 1, actual ratio	0.1101
Common equity Tier 1 for capital adequacy purposes, amount	$ 89,383
Common equity Tier 1 for capital adequacy purposes, ratio	0.045%
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, amount	$ 139,040
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, ratio	7%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount	$ 129,109
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio	0.065%

Note 18 - Earnings per Share -

Note 18 - Earnings per Share - Basic and Diluted (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Earnings per Share
Net income	$ 99,066	$ 98,905	$ 60,582
Basic EPS	$ 5.94	$ 6.30	$ 3.84
Diluted EPS	$ 5.87	$ 6.20	$ 3.80
Weighted average common shares outstanding	16,681,844	15,708,744	15,771,650
Weighted average common shares issuable upon exercise of stock options and under the employee stock purchase plan (in shares)	208,163	235,964	180,987
Weighted average common and common equivalent shares outstanding (in shares)	16,890,007	15,944,708	15,952,637

Note 18 - Earnings per Share (D

Note 18 - Earnings per Share (Details) - shares	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Earnings per Share
Antidilutive securities excluded from computation of earnings per share, amount	1,706	0	104,636

Note 19 - Commitments and Con_2

Note 19 - Commitments and Contingencies (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Maximum performance guarantee term	1 year
Liability for potential guarantee obligations	$ 0	$ 0
Sale of mortgage loans in the secondary market	1,480	3,828
Loans sold with recourse provisions	14,500	20,800
Amount of uninsured cash	67,700	48,200
Cash Management Program [Member]
Customer Funds	69,400	107,000
Cash Management Program [Member] | Swap
Investment securities pledged	5,300	31,500
Standby Letters of Credit [Member]
Other commitment	25,800	21,700
Commitments to Extend Credit [Member]
Other commitment	$ 1,700,000	$ 1,200,000

Note 20 - Parent Company Only_3

Note 20 - Parent Company Only Financial Statements - Condensed Balance Sheets (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Cash and due from banks	$ 59,723	$ 37,490
Interest-bearing deposits at financial institutions	67,360	75,292
Securities available for sale, at fair value	340,960	337,830
Loans/leases receivable held for investment	6,137,391	4,676,304
Premises and equipment, net	117,948	78,530
Other assets	186,418	93,412
Total assets	7,948,837	6,096,132	$ 5,705,043
Subordinated notes	232,662	113,850
Junior subordinated debentures	48,602	38,155
Other liabilities	165,301	100,410
Total liabilities	7,176,113	5,419,122
Common stock	16,796	15,613
Additional paid-in capital	370,712	273,768
Retained earnings	450,114	386,077
Total stockholders' equity	772,724	677,010	$ 593,793	$ 535,351
Total liabilities and stockholders' equity	7,948,837	6,096,132
Reportable Legal Entities [Member] | Parent Company [Member]
Cash and due from banks	84,172	41,531
Interest-bearing deposits at financial institutions		5,750
Premises and equipment, net	9,639	8,632
Other assets	10,157	7,716
Total assets	1,077,137	838,598
Subordinated notes	232,662	113,850
Junior subordinated debentures	48,602	38,155
Other liabilities	23,149	9,583
Total liabilities	304,413	161,588
Common stock	16,796	15,613
Additional paid-in capital	370,712	273,768
Retained earnings	450,114	386,077
Accumulated other comprehensive income (loss)	(64,898)	1,552
Total stockholders' equity	772,724	677,010
Total liabilities and stockholders' equity	1,077,137	838,598
Reportable Legal Entities [Member] | Parent Company [Member] | Bank Subsidiaries [Member]
Investment in bank subsidiaries	965,973	769,628
Reportable Legal Entities [Member] | Parent Company [Member] | Non-bank Subsidiaries [Member]
Investment in bank subsidiaries	$ 7,196	$ 5,341

Note 20 - Parent Company Only_4

Note 20 - Parent Company Only Financial Statements - Condensed Statements of Income (Details) - USD ($) $ in Thousands		1 Months Ended		12 Months Ended
	Nov. 30, 2022	Nov. 30, 2022	Nov. 30, 2021	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Securities gains					$ (88)	$ 2,484
Revenue				$ 373,300	300,577	312,171
Total interest expense				61,451	21,922	31,423
Salaries and employee benefits				115,368	100,907	96,268
Acquisition costs				3,715	624
Post-acquisition compensation, transition and integration costs				5,526		214
Disposition costs					13	690
Goodwill impairment	$ 0	$ 0	$ 0			500
Income before taxes				113,549	121,467	73,289
Income tax benefit				(14,483)	(22,562)	(12,707)
Net income				99,066	98,905	60,582
Parent Company [Member] | Reportable Legal Entities [Member]
Total interest income				26	3	29
Other				(53)	853	289
Revenue				130,208	118,720	79,681
Total interest expense				11,836	8,482	6,662
Salaries and employee benefits				15,551	12,446	11,825
Professional fees				1,789	1,983	2,558
Acquisition costs				3,715	624
Post-acquisition compensation, transition and integration costs				5,526		145
Disposition costs					13	312
Goodwill impairment						500
Other				3,331	2,784	2,505
Total expenses				41,748	26,332	24,507
Income before taxes				88,460	92,388	55,174
Income tax benefit				10,606	6,517	5,408
Net income				99,066	98,905	60,582
Parent Company [Member] | Reportable Legal Entities [Member] | Bank Subsidiaries [Member]
Equity in net income (loss) of bank subsidiaries				128,941	117,408	79,624
Parent Company [Member] | Reportable Legal Entities [Member] | Non-bank Subsidiaries [Member]
Equity in net income (loss) of bank subsidiaries				$ 1,294	$ 456	$ (261)

Note 20 - Parent Company Only_5

Note 20 - Parent Company Only Financial Statements - Condensed Statements of Cash Flows (Details) - USD ($) $ in Thousands			1 Months Ended		12 Months Ended
	Nov. 30, 2022	Apr. 01, 2022	Nov. 30, 2022	Nov. 30, 2021	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Net income					$ 99,066	$ 98,905	$ 60,582
Deferred income taxes					(4,682)	15,272	(14,530)
Accretion of acquisition fair value adjustments, net					(8,581)	(1,340)	(3,271)
Depreciation					7,662	5,359	5,333
Deferred compensation expense accrued					4,062	4,580	3,821
Stock-based compensation expense					2,438	2,352	2,150
Securities gains, net						88	(2,484)
Goodwill impairment	$ 0		$ 0	$ 0			500
Loss on liability extinguishment, net							3,907
Net increase (decrease) in interest-bearing deposits at financial institutions					25,066	11,304	61,295
Purchases					(230,501)	(173,204)	(356,127)
Calls, maturities and redemptions					43,638	106,442	53,007
Sales					111,375	23,874	38,562
Net cash paid for acquisition					(26,871)
Purchase of premises and equipment					(33,261)	(13,981)	(4,268)
Net cash provided by (used in) investing activities					(634,692)	(411,771)	(704,482)
Proceeds from subordinated notes		$ 20,000			100,000		50,000
Proceeds from issuance of common stock, net					422	670	1,360
Repurchase and cancellation of shares					(52,954)	(14,168)	(3,779)
Net cash provided by (used in) financing activities					538,226	299,714	577,380
Net increase (decrease) in cash and due from banks					22,233	(23,839)	(14,925)
Parent Company [Member] | Reportable Legal Entities [Member]
Net income					99,066	98,905	60,582
Deferred income taxes					(2,443)	(1,093)	6,909
Accretion of acquisition fair value adjustments, net					137	321	378
Depreciation					477	486	454
Deferred compensation expense accrued					4,062	573
Stock-based compensation expense					2,438	2,352	2,150
Loss (gain) on sale of subsidiary/certain assets and liabilities of subsidiary							158
Gain on sale of fixed assets						155
Goodwill impairment							500
Decrease (increase) in other assets					621	5	(7,380)
Increase (decrease) in other liabilities					10,827	(14,702)	(5,923)
Net cash provided by (used in) operating activities					20,990	(30,832)	(21,495)
Net increase (decrease) in interest-bearing deposits at financial institutions					5,950	1,450	(1,599)
Net cash received in dissolution of subsidiary							8,450
Net cash paid for acquisition					(26,039)
Net cash received in sale of subsidiary							195
Purchase of premises and equipment					(1,484)	(31)	(272)
Net cash provided by (used in) investing activities					(21,873)	1,044	6,774
Proceeds from subordinated notes					100,000		50,000
Payment of cash dividends on common and preferred stock					(3,944)	(3,793)	(3,779)
Proceeds from issuance of common stock, net					422	670	1,360
Repurchase and cancellation of shares					(52,954)	(14,168)	(3,779)
Net cash provided by (used in) financing activities					43,524	(17,291)	43,802
Net increase (decrease) in cash and due from banks					42,641	(47,079)	29,081
Cash and due from banks, beginning					41,531	88,610	59,529
Cash and due from banks, ending					84,172	41,531	88,610
Parent Company [Member] | Reportable Legal Entities [Member] | Bank Subsidiaries [Member]
Earnings of bank subsidiaries					(128,941)	(117,408)	(79,624)
Parent Company [Member] | Reportable Legal Entities [Member] | Non-bank Subsidiaries [Member]
Earnings of bank subsidiaries					(1,294)	(456)	261
Distributions from bank subsidiaries					40	30	$ 40
Parent Company [Member] | Reportable Legal Entities [Member] | Bank Subsidiaries [Member]
Distributions from bank subsidiaries					36,000
Parent Company [Member] | Reportable Legal Entities [Member] | Non-bank Subsidiaries [Member]
Capital infusion to subsidiaries					$ (300)	$ (375)

Note 21 - Fair Value (Details)

Note 21 - Fair Value (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Securities available for sale, at fair value	$ 340,960	$ 337,830
Derivatives	177,631	222,220
Derivatives	200,701	225,135
Interest rate swap
Derivatives	166,614	221,055
Derivatives	166,614	221,055
Fair Value, Measurements, Recurring [Member]
Derivatives	177,631	222,220
Assets Fair Value	518,591	560,050
Liabilities Fair Value	200,701	225,135
Fair Value, Measurements, Recurring [Member] | Interest rate swap
Derivatives	200,701	225,135
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Derivatives	177,631	222,220
Assets Fair Value	518,591	560,050
Liabilities Fair Value	200,701	225,135
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Interest rate swap
Derivatives	200,701	225,135
Fair Value, Measurements, Nonrecurring [Member]
Assets Fair Value	30,909
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member]
Assets Fair Value	30,909
U.S. treasuries and govt. sponsored agency securities
Securities available for sale, at fair value	16,981	23,328
U.S. treasuries and govt. sponsored agency securities | Fair Value, Measurements, Recurring [Member]
Securities available for sale, at fair value	16,981	23,328
U.S. treasuries and govt. sponsored agency securities | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale, at fair value	16,981	23,328
Residential mortgage-backed and related securities
Securities available for sale, at fair value	66,215	94,323
Residential mortgage-backed and related securities | Fair Value, Measurements, Recurring [Member]
Securities available for sale, at fair value	66,215	94,323
Residential mortgage-backed and related securities | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale, at fair value	66,215	94,323
Asset-backed securities
Securities available for sale, at fair value	18,728	27,124
Asset-backed securities | Fair Value, Measurements, Recurring [Member]
Securities available for sale, at fair value	18,728	27,124
Asset-backed securities | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale, at fair value	18,728	27,124
Municipal securities.
Securities available for sale, at fair value	193,178	168,266
Municipal securities. | Fair Value, Measurements, Recurring [Member]
Securities available for sale, at fair value	193,178	168,266
Municipal securities. | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale, at fair value	193,178	168,266
Other securities
Securities available for sale, at fair value	45,858	24,789
Other securities | Fair Value, Measurements, Recurring [Member]
Securities available for sale, at fair value	45,858	24,789
Other securities | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale, at fair value	45,858	24,789
Impaired Loans Leases [Member] | Fair Value, Measurements, Nonrecurring [Member]
Assets Fair Value	30,765	6,618
Impaired Loans Leases [Member] | Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member]
Assets Fair Value	30,765	$ 6,618
Other Real Estate Owned [Member] | Fair Value, Measurements, Nonrecurring [Member]
Assets Fair Value	144
Other Real Estate Owned [Member] | Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member]
Assets Fair Value	$ 144

Note 21 - Fair Value - Quantita

Note 21 - Fair Value - Quantitative Information About Level Fair Value Measurements (Details) - Valuation Technique, Appraisal of Collateral [Member] - Measurement Input, Appraised Value [Member] $ in Thousands	Dec. 31, 2022 USD ($) item	Dec. 31, 2021 USD ($)
Impaired Loans Leases [Member]
Fair value | $	$ 30,765	$ 6,618
Valuation technique	Valuation Technique, Appraisal of Collateral [Member]
Unobservable input	Measurement Input, Appraised Value [Member]
Impaired Loans Leases [Member] | Minimum
Impaired loans/leases, measurement input	(10)
Impaired Loans Leases [Member] | Maximum
Impaired loans/leases, measurement input	(30)
Other Real Estate Owned [Member]
Fair value | $	$ 144
Valuation technique, OREO	Valuation Technique, Appraisal of Collateral [Member]
Unobservable input, OREO	Measurement Input, Appraised Value [Member]
Other Real Estate Owned [Member] | Minimum
OREO, measurement input	0
Other Real Estate Owned [Member] | Maximum
OREO, measurement input	(35)

Note 21 - Fair Value - Carrying

Note 21 - Fair Value - Carrying Values and Estimated Fair Values of Financial Assets and Liabilities (Details) - USD ($) $ in Thousands		12 Months Ended
	Apr. 01, 2022	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Interest-bearing deposits at financial institutions		$ 67,360	$ 75,292
Securities held to maturity, fair value		535,636	522,297
Securities available for sale, at fair value		340,960	337,830
Derivatives		177,631	222,220
Subordinated notes	$ 20,000	100,000		$ 50,000
Derivatives		200,701	225,135
Interest rate cap
Derivatives		2,213	238
Interest rate swap
Derivatives		166,614	221,055
Derivatives		166,614	221,055
Fair Value, Inputs, Level 1 [Member] | Carrying Value
Cash and due from banks		59,723	37,490
Fair Value, Inputs, Level 1 [Member] | Estimated Fair Value
Cash and due from banks		59,723	37,490
Fair Value, Inputs, Level 2 [Member] | Carrying Value
Federal funds sold		56,910	12,370
Securities held to maturity, fair value		587,142	472,385
Securities available for sale, at fair value		340,960	337,830
Loans/leases receivable, net		6,022,679	4,595,283
Short-term borrowings		129,630	3,800
FHLB advances		415,000	15,000
Subordinated notes		232,662	113,850
Junior subordinated debentures		48,602	38,155
Fair Value, Inputs, Level 2 [Member] | Carrying Value | Non-maturity Deposits [Member]
Deposits		5,199,633	4,501,424
Fair Value, Inputs, Level 2 [Member] | Carrying Value | Time Deposits [Member]
Deposits		784,584	421,348
Fair Value, Inputs, Level 2 [Member] | Carrying Value | Interest rate cap
Derivatives		177,631	222,220
Fair Value, Inputs, Level 2 [Member] | Carrying Value | Interest rate swap
Derivatives		200,701	225,135
Fair Value, Inputs, Level 2 [Member] | Carrying Value | Interest-bearing Deposits [Member]
Interest-bearing deposits at financial institutions		67,360	75,292
Fair Value, Inputs, Level 2 [Member] | Estimated Fair Value
Federal funds sold		56,910	12,370
Securities held to maturity, fair value		535,636	522,297
Securities available for sale, at fair value		340,960	337,830
Loans/leases receivable, net		5,896,443	4,478,899
Short-term borrowings		129,630	3,800
FHLB advances		415,000	15,000
Subordinated notes		250,613	116,203
Junior subordinated debentures		41,545	31,072
Fair Value, Inputs, Level 2 [Member] | Estimated Fair Value | Non-maturity Deposits [Member]
Deposits		5,199,633	4,501,424
Fair Value, Inputs, Level 2 [Member] | Estimated Fair Value | Time Deposits [Member]
Deposits		766,294	419,453
Fair Value, Inputs, Level 2 [Member] | Estimated Fair Value | Interest rate cap
Derivatives		177,631	222,220
Fair Value, Inputs, Level 2 [Member] | Estimated Fair Value | Interest rate swap
Derivatives		200,701	225,135
Fair Value, Inputs, Level 2 [Member] | Estimated Fair Value | Interest-bearing Deposits [Member]
Interest-bearing deposits at financial institutions		67,360	75,292
Fair Value, Inputs, Level 3 [Member] | Carrying Value
Loans/leases receivable, net		28,486	6,128
Fair Value, Inputs, Level 3 [Member] | Estimated Fair Value
Loans/leases receivable, net		30,765	6,618
Fair Value, Measurements, Recurring [Member]
Derivatives		177,631	222,220
Fair Value, Measurements, Recurring [Member] | Interest rate swap
Derivatives		200,701	225,135
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Derivatives		177,631	222,220
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Interest rate swap
Derivatives		$ 200,701	$ 225,135

Note 22 - Business Segment In_3

Note 22 - Business Segment Information - (Details)	Dec. 31, 2022 subsidiary
Number of subsidiaries commercial banks	4
Commercial Banking
Number of subsidiaries commercial banks	4

Note 22 - Business Segment In_4

Note 22 - Business Segment Information - Selected Financial Information on the Company's Business Segments (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Total revenue	$ 373,300	$ 300,577	$ 312,171
Net interest income	231,120	178,233	166,950
Provision for credit losses	8,284	3,486	55,704
Net income (loss) from continuing operations	99,066	98,905	60,582
Goodwill	137,607	74,066	74,066	$ 74,748
Intangibles	16,759	9,349	11,381
Total assets	7,948,837	6,096,132	5,705,043
Intersegment Eliminations [Member]
Total revenue	(132,322)	(118,930)	(262)
Net interest income	1,388	1,263	1,031
Net income (loss) from continuing operations	(130,177)	(117,834)
Total assets	(1,079,313)	(973,102)	(324,971)
Commercial Banking | QCBT
Goodwill	3,223	3,223	3,223
Commercial Banking | QCBT | Operating Segments [Member]
Total revenue	103,621	88,689	92,336
Net interest income	71,604	66,232	63,366
Provision for credit losses	1,073	1,519	21,612
Net income (loss) from continuing operations	33,850	34,616	21,557
Goodwill	3,223	3,223	3,223
Total assets	2,312,013	2,142,344	2,153,773
Commercial Banking | CRBT
Goodwill	14,980	14,980	14,980
Commercial Banking | CRBT | Operating Segments [Member]
Total revenue	128,070	129,080	125,416
Net interest income	65,392	57,354	52,857
Provision for credit losses	(961)	(697)	19,438
Net income (loss) from continuing operations	53,576	55,411	33,890
Goodwill	14,980	14,980	14,980
Intangibles	1,225	1,702	2,189
Total assets	2,185,500	2,030,279	1,957,695
Commercial Banking | CSB
Goodwill	9,888	9,888	9,888
Commercial Banking | CSB | Operating Segments [Member]
Total revenue	54,129	43,945	50,448
Net interest income	40,781	35,512	31,570
Provision for credit losses	(1,335)	2,219	9,243
Net income (loss) from continuing operations	17,225	12,802	11,379
Goodwill	9,888	9,888	9,888
Intangibles	2,027	2,653	3,305
Total assets	1,297,812	1,168,606	1,004,183
Commercial Banking | SFCB.
Goodwill	109,516	45,975	45,975
Commercial Banking | SFCB. | Operating Segments [Member]
Total revenue	87,880	38,342	42,036
Net interest income	63,734	26,351	24,759
Provision for credit losses	9,507	445	5,411
Net income (loss) from continuing operations	24,289	14,579	12,797
Goodwill	109,516	45,975	45,975
Intangibles	13,507	4,994	5,887
Total assets	2,146,474	882,885	779,956
Other Segments | Operating Segments [Member]
Total revenue	13,192,200	11,945,100	219,700
Net interest income	(1,177,900)	(847,900)	(663,300)
Net income (loss) from continuing operations	10,030,300	9,933,100	(1,904,100)
Total assets	$ 108,635,100	$ 84,512,000	$ 13,440,700