QCR (QCRH) 10-Q 9 May 24 2024 Q1 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	3 Months Ended
	Mar. 31, 2024	May 01, 2024
Document and Entity Information [Abstract]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Mar. 31, 2024
Document Transition Report	false
Entity File Number	0-22208
Entity Registrant Name	QCR HOLDINGS, INC.
Entity Incorporation, State or Country Code	DE
Entity Tax Identification Number	42-1397595
Entity Address, Address Line One	3551 7th Street
Entity Address, City or Town	Moline
Entity Address, State or Province	IL
Entity Address, Postal Zip Code	61265
City Area Code	309
Local Phone Number	736-3580
Title of 12(b) Security	Common Stock, $1.00 Par Value
Trading Symbol	QCRH
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Large Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding (in shares)		16,806,279
Entity Central Index Key	0000906465
Current Fiscal Year End Date	--12-31
Document Fiscal Year Focus	2024
Document Fiscal Period Focus	Q1
Amendment Flag	false

CONSOLIDATED BALANCE SHEETS (UN

CONSOLIDATED BALANCE SHEETS (UNAUDITED) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Assets
Cash and due from banks	$ 80,988	$ 97,123
Federal funds sold	4,150	35,450
Interest-bearing deposits at financial institutions	72,870	104,919
Securities held to maturity, at amortized cost, net of allowance for credit losses	718,623	683,504
Securities available for sale, at fair value	290,980	299,655
Securities trading, at fair value	22,258	22,369
Total securities	1,031,861	1,005,528
Loans receivable held for sale	275,344	2,594
Loans/leases receivable held for investment	6,372,992	6,540,822
Gross loans/leases receivable	6,648,336	6,543,416
Less allowance for credit losses	(84,470)	(87,200)
Net loans/leases receivable	6,563,866	6,456,216
Bank-owned life insurance	109,090	108,222
Premises and equipment, net	133,179	123,277
Restricted investment securities	31,734	41,648
Other real estate owned, net	784	1,347
Goodwill	139,027	139,027
Intangibles	13,131	13,821
Derivatives	183,888	187,341
Other assets	234,981	224,975
Total assets	8,599,549	8,538,894
Liabilities and Stockholders' Equity
Noninterest-bearing	955,167	1,038,689
Interest-bearing	5,851,608	5,475,316
Total deposits	6,806,775	6,514,005
Short-term borrowings	2,700	1,500
Federal Home Loan Bank advances	205,000	435,000
Subordinated notes	233,170	233,064
Junior subordinated debentures	48,763	48,731
Derivatives	211,677	215,735
Other liabilities	184,122	204,263
Total liabilities	7,692,207	7,652,298
Stockholders' Equity:
Preferred stock, $1 par value; shares authorized 250,000 March 2024 and December 2023 - no shares issued or outstanding
Common stock, $1 par value; shares authorized 20,000,000 March 2024 - 16,807,056 shares issued and outstanding December 2023 - 16,749,254 shares issued and outstanding	16,807	16,749
Additional paid-in capital	371,157	370,814
Retained earnings	580,711	554,992
Accumulated other comprehensive loss:
Securities available for sale	(38,756)	(35,980)
Derivatives	(22,577)	(19,979)
Total stockholders' equity	907,342	886,596
Total liabilities and stockholders' equity	$ 8,599,549	$ 8,538,894

CONSOLIDATED BALANCE SHEETS (_2

CONSOLIDATED BALANCE SHEETS (UNAUDITED) (Parentheticals) - $ / shares	Mar. 31, 2024	Dec. 31, 2023
CONSOLIDATED BALANCE SHEETS (UNAUDITED)
Preferred stock, par value (in dollars per share)	$ 1	$ 1
Preferred stock, authorized (in shares)	250,000	250,000
Preferred stock, issued (in shares)	0	0
Preferred stock, outstanding (in shares)	0	0
Common stock, par value (in dollars per share)	$ 1	$ 1
Common stock, authorized (in shares)	20,000,000	20,000,000
Common stock, issued (in shares)	16,807,056	16,749,254
Common stock, outstanding (in shares)	16,807,056	16,749,254

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Loans/leases, including fees:
Taxable	$ 77,131	$ 66,634
Nontaxable	24,128	17,312
Securities:
Taxable	4,261	3,366
Nontaxable	7,386	5,337
Interest-bearing deposits at financial institutions	1,200	821
Restricted investment securities	674	513
Federal funds sold	269	234
Total interest and dividend income	115,049	94,217
Interest expense:
Deposits	51,416	29,780
Short-term borrowings	23	99
Federal Home Loan Bank advances	4,738	3,521
Subordinated notes	3,480	3,311
Junior subordinated debentures	693	696
Total interest expense	60,350	37,407
Net interest income	54,699	56,810
Provision for credit losses	2,969	3,928
Net interest income after provision for credit losses	51,730	52,882
Noninterest income:
Revenue	141,907	120,059
Gains on sales of residential real estate loans, net	382	312
Gains on sales of government guaranteed portions of loans, net	24	30
Capital markets revenue	16,457	17,023
Securities losses, net		(463)
Earnings on bank-owned life insurance	868	707
Loan related fee income	836	651
Fair value loss on derivatives and trading securities	(163)	(427)
Other	154	339
Total noninterest income	26,858	25,842
Noninterest expense:
Salaries and employee benefits	31,860	32,003
Occupancy and equipment expense	6,514	5,914
Professional and data processing fees	4,613	3,514
Post-acquisition compensation, transition and integration costs		207
FDIC insurance, other insurance and regulatory fees	1,945	1,374
Loan/lease expense	378	556
Net income from and gains/losses on operations of other real estate	(30)	(67)
Advertising and marketing	1,483	1,237
Communication and data connectivity	401	665
Supplies	275	305
Bank service charges	568	605
Correspondent banking expense	305	210
Intangibles amortization	690	766
Payment card processing	646	545
Trust expense	425	214
Other	617	737
Total noninterest expense	50,690	48,785
Net income before income taxes	27,898	29,939
Federal and state income tax expense	1,172	2,782
Net income	$ 26,726	$ 27,157
Basic earnings per common share	$ 1.59	$ 1.62
Diluted earnings per common share	$ 1.58	$ 1.60
Weighted average common shares outstanding	16,783,348	16,776,289
Weighted average common and common equivalent shares outstanding	16,910,675	16,942,132
Cash dividends declared per common share	$ 0.06	$ 0.06
Trust fees
Noninterest income:
Revenue	$ 3,199	$ 2,906
Investment advisory and management fees
Noninterest income:
Revenue	1,101	879
Deposit service fees
Noninterest income:
Revenue	2,022	2,028
Debit card fees
Noninterest income:
Revenue	1,466	1,466
Correspondent banking fees
Noninterest income:
Revenue	$ 512	$ 391

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (UNAUDITED)
Net Income (Loss)	$ 26,726	$ 27,157
Other comprehensive income (loss):
Unrealized holding gains (losses) arising during the period before tax	(3,246)	7,392
Less: reclassification adjusted for impairment gains (losses) included in net income before tax	445	(989)
Less: reclassification adjustment for sales losses included in net income before tax		(463)
Unrealized gains (losses) on securities available for sale	(3,691)	8,844
Unrealized holding gains (losses) arising during the period before tax	(3,604)	3,446
Less: reclassification adjustment for caplet amortization before tax	(121)	(201)
Unrealized losses on derivatives	(3,483)	3,647
Other comprehensive income (loss), before tax	(7,174)	12,491
Tax expense (benefit)	(1,801)	3,166
Other comprehensive income (loss), net of tax	(5,373)	9,325
Comprehensive income	$ 21,353	$ 36,482

CONSOLIDATED STATEMENTS OF CHAN

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY (UNAUDITED) - USD ($) $ in Thousands	Common Stock	Additional Paid-In Capital.	Retained Earnings.	Accumulated Other Comprehensive (Loss)	Total
Balance at Dec. 31, 2022	$ 16,796	$ 370,712	$ 450,114	$ (64,898)	$ 772,724
Net Income (Loss)			27,157		27,157
Other comprehensive loss, net of tax				9,325	9,325
Common cash dividends declared			(1,010)		(1,010)
Repurchase and cancellation of shares of common stock	(153)	(3,356)	(4,210)		(7,719)
Stock-based compensation expense		953			953
Issuance of common stock under employee benefit plans	71	(7)			64
Balance at Mar. 31, 2023	16,714	368,302	472,051	(55,573)	801,494
Balance at Dec. 31, 2023	16,749	370,814	554,992	(55,959)	886,596
Net Income (Loss)			26,726		26,726
Other comprehensive loss, net of tax				(5,373)	(5,373)
Common cash dividends declared			(1,008)		(1,008)
Stock-based compensation expense		124			124
Issuance of common stock under employee benefit plans	58	219			277
Balance at Mar. 31, 2024	$ 16,807	$ 371,157	$ 580,710	$ (61,332)	$ 907,342

CONSOLIDATED STATEMENTS OF CH_2

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY (UNAUDITED) (Parentheticals)	3 Months Ended
	Mar. 31, 2023 $ / shares shares
CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY (UNAUDITED)
Cash dividends declared per common share | $ / shares	$ 0.06
Repurchase and cancellation of common stock as a result of share repurchase program (in shares) | shares	152,500

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 26,726	$ 27,157
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	2,240	2,006
Provision for credit losses	2,969	3,928
Stock-based compensation expense	124	953
Deferred compensation expense accrued	1,652	1,272
Gains on other real estate owned, net	(52)	(85)
Amortization of premiums on securities, net	126	389
Caplet amortization	121	201
Fair value loss on derivatives and trading securities	163	427
Ineffectiveness on fair value hedges	1
Securities losses, net		463
Loans originated for sale	(18,508)	(13,353)
Proceeds on sales of loans	20,980	13,766
Gains on sales of residential real estate loans	(382)	(312)
Gains on sales of government guaranteed portions of loans	(24)	(30)
Gains on sales and disposals of premises and equipment	(2)
Amortization of intangibles	690	766
Accretion of acquisition fair value adjustments, net	(363)	(828)
Increase in cash value of bank-owned life insurance	(868)	(707)
Increase in other assets	(9,843)	(13,148)
Decrease in other liabilities	(23,006)	(1,101)
Net cash provided by operating activities	2,744	21,764
CASH FLOWS FROM INVESTING ACTIVITIES
Net decrease in federal funds sold	31,300	40,545
Net (increase) decrease in interest-bearing deposits at financial institutions	32,049	(170,272)
Proceeds from sales of other real estate owned	615	218
Activity in securities portfolio:
Purchases	(43,631)	(23,022)
Calls, maturities and redemptions	8,498	45,685
Paydowns	5,001	5,915
Sales	445	28,628
Activity in restricted investment securities:
Purchases	(661)	(3,177)
Redemptions	10,575	13,764
Net increase in loans/leases originated and held for investment	(114,173)	(54,025)
Purchase of premises and equipment	(12,142)	(1,699)
Proceeds from sales of premises and equipment	2
Net cash used in investing activities	(82,122)	(117,440)
CASH FLOWS FROM FINANCING ACTIVITIES
Net increase in deposit accounts	292,770	517,446
Net increase (decrease) in short-term borrowings	1,200	(128,530)
Activity in Federal Home Loan Bank advances:
Term advances		135,000
Net change in short-term and overnight advances	(230,000)	(415,000)
Payment of cash dividends on common stock	(1,004)	(1,013)
Proceeds from issuance of common stock, net	277	64
Repurchase and cancellation of shares		(7,719)
Net cash provided by financing activities	63,243	100,248
Net increase (decrease) in cash and due from banks	(16,135)	4,572
Cash and due from banks, beginning	97,123	59,723
Cash and due from banks, ending	80,988	64,295
Supplemental disclosure of cash flow information, cash payments (receipts) for:
Interest	59,566	38,053
Income/franchise taxes	56	(299)
Supplemental schedule of noncash investing activities:
Change in accumulated other comprehensive income (loss), unrealized gains (losses) on securities available for sale and derivative instruments, net	(5,374)	9,325
Transfers of loans to other real estate owned		61
Transfer of loans to held for sale (for securitizations)	274,816	139,224
Increase (decrease) in the fair value of back-to-back interest rate swap assets and liabilities	(4,816)	(46,248)
Dividends payable	$ 1,008	1,010
Measurement period adjustment to goodwill		$ 867

Note 1 - SUMMARY OF SIGNIFICANT

Note 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	3 Months Ended
	Mar. 31, 2024
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	NOTE 1 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Basis of presentation The financial information of the Company included herein has been prepared in accordance with GAAP for interim financial reporting and has been prepared pursuant to the rules and regulations for reporting on Form 10-Q and Rule 10-01 of Regulation S-X. Such information reflects all adjustments (consisting of normal recurring adjustments) that are, in the opinion of management, necessary for a fair presentation of the financial position and results of operations for the periods presented. Any differences appearing between the numbers presented in financial statements and management's discussion and analysis are due to rounding. The results of the interim period ended March 31, 2024 are not necessarily indicative of the results expected for the year ending December 31, 2024, or for any other period. The acronyms and abbreviations identified below are used throughout this Quarterly Report on Form 10-Q. It may be helpful to refer back to this page as you read this report. ​ ​ ​ ​ ACL: Allowance for credit losses FRB: Federal Reserve Bank of Chicago AFS: Available for sale GAAP: Generally Accepted Accounting Principles Allowance: Allowance for credit losses GFED: Guaranty Federal Bancshares, Inc. AOCI: Accumulated other comprehensive income (loss) HTM: Held to maturity ASC: Accounting Standards Codification LIBOR: London Inter-Bank Offered Rate ASU: Accounting Standards Update LIHTC: Low-income housing tax credit BOLI: Bank-owned life insurance m2: m2 Equipment Finance, LLC Caps: Interest rate cap derivatives NIM: Net interest margin CECL: Current Expected Credit Losses NPA: Nonperforming asset Community National: Community National Bancorporation NPL: Nonperforming loan Company: QCR Holdings, Inc. OBS: Off-balance sheet COVID-19: Coronavirus Disease 2019 OREO: Other real estate owned CRBT: Cedar Rapids Bank & Trust Company OTTI: Other-than-temporary impairment CRE: Commercial real estate PCAOB: Public Company Accounting Oversight Board CSB: Community State Bank Provision: Provision for credit losses C&I: Commercial and industrial QCBT: Quad City Bank & Trust Company EBA: Excess balance account ROAA: Return on average assets EPS: Earnings per share ROAE: Return on average equity Exchange Act: Securities Exchange Act of 1934, as SEC: Securities and Exchange Commission amended SFG: Specialty Finance Group FASB: Financial Accounting Standards Board SOFR: Secured Overnight Financing Rate FDIC: Federal Deposit Insurance Corporation TA: Tangible assets Federal Reserve: Board of Governors of the Federal TCE: Tangible common equity Reserve System TDR: Troubled debt restructuring FHLB: Federal Home Loan Bank TEY: Tax equivalent yield ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ The Consolidated Financial Statements include the accounts of the Company and its wholly owned subsidiaries which include the accounts of four commercial banks: QCBT, CRBT, CSB and GB. All four banks are state-chartered commercial banks and all are members of the Federal Reserve system. The Company also engages in direct financing lease contracts through m2, a wholly owned subsidiary of QCBT. The company also engages in wealth management services through its banking subsidiaries. All material intercompany transactions and balances have been eliminated in consolidation. Credit quality indicators 1. Highest Quality (pass) – loans of the highest quality with no credit risk, including those fully secured by Bank certificates of deposit and U.S. government securities. 2. Superior Quality (pass) – loans with very strong credit quality. Borrowers have exceptionally strong earnings, liquidity, capital, cash flow coverage, and management ability. Includes loans secured by high quality, marketable securities, certificates of deposit from other institutions, and cash value of life insurance. Also includes loans supported by U.S. government, state, or municipal guarantees. 3. Good Quality (pass) – loans with good credit quality. Established borrowers with good financial condition, including earnings, liquidity, capital and cash flow coverage. Financial performance is above industry average. Management is capable and is very experienced. Collateral coverage, if applicable, is good. Includes loans secured by personal assets and business assets including equipment, accounts receivable, inventory, and real estate. 4. Moderate Quality (pass) – loans with moderate credit quality. Established borrowers with good financial condition, including earnings, liquidity, capital and cash flow coverage. Financial performance should be above industry averages. Management is capable and has more than adequate experience. Collateral coverage, if applicable, is more than adequate. Includes loans secured by personal assets and business assets including equipment, accounts receivable, inventory, and real estate. 5. Satisfactory Quality (pass) – loans with satisfactory credit quality. Established borrowers with satisfactory financial condition, including earnings, liquidity, capital, and cash flow coverage. Performance should at or above industry averages. Management is capable with adequate experience. Collateral coverage, if applicable, is adequate. Includes loans secured by personal assets and business assets including equipment, accounts receivable, inventory, and real estate. 6. Fair Quality (pass) – loans with acceptable credit quality. The primary repayment source is adequate; however, management’s ability to maintain consistent profitability is unproven or uncertain. Borrowers exhibit acceptable leverage and liquidity. May include new businesses with inexperienced management, performance at industry averages, or borrowers operating in highly cyclical or deteriorating industries. 7. Low Quality (pass) – loans with low credit quality. The primary repayment source remains adequate; however, management’s ability to maintain consistent profitability remains unproven or uncertain. Borrowers exhibit moderate leverage and limited liquidity. May include new businesses with inexperienced management, performance below industry averages, or borrowers operating in highly cyclical or deteriorating industries. 8. Early Warning (pass) – loans where the borrowers have generally performed as agreed, however unfavorable financial trends exist or are anticipated. Earnings may be erratic, with marginal cash flow or declining sales. Borrowers reflect leveraged financial condition and/or marginal liquidity. Management may be new, and a track record of performance has yet to be developed. Financial information may be incomplete, and reliance on secondary repayment sources may be increasing. 9. Special Mention – loans where the borrowers exhibit credit weaknesses or unfavorable financial trends requiring close monitoring. Weaknesses and adverse trends are more pronounced than Early Warning loans, and if left uncorrected, may jeopardize repayment according to the contractual terms. Currently, no loss of principal or interest is expected. Borrowers in this category have deteriorated to the point that it would be difficult to refinance with another lender. Special Mention should be assigned to borrowers in turnaround situations. This rating is intended as a transitional rating; therefore, it is generally not assigned to a borrower for a period of more than one year . 10. Substandard – loans which are inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if applicable. These loans have a well-defined weakness or weaknesses which jeopardize repayment according to the contractual terms. There is distinct loss potential if the weaknesses are not corrected. Includes loans with insufficient cash flow coverage which are collateral dependent, other real estate owned, and repossessed assets. 11. Doubtful – loans which have all the weaknesses inherent in a Substandard loan, with the added characteristic that existing weaknesses make full principal collection, based on current facts, conditions, and values, highly doubtful. The possibility of loss is extremely high, but because of pending factors, recognition of a loss is deferred until a more exact status can be determined. All doubtful loans will be placed on non-accrual, with all payments, including interest, applied to principal reduction. The credit quality indicator for leases and equipment financing agreements remains unchanged at performing and nonperforming status. Recent accounting developments Reference Rate Reform Management has assessed the impacts of ASU 2020-04 and the related opportunities and risks involved in the LIBOR transition. In March 2023, the FASB issued ASU 2023-02, “ Investments – Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Tax Credit Structures Using the Proportional Amortization Method (a Consensus of the Emerging Issues Task Force) ​ In November 2023, the FASB issued ASU 2023-07, “Segment Reporting (Topic 280): Improvements to Reportable Segment Disclosures.” In December 2023, the FASB issued ASU 2023-09, “Income Taxes (Topic 740): Improvements to Income Tax Disclosures.” In March 2024, the FASB issued ASU 2024-01, “Compensation – Stock Compensation (Topic 718): Scope Application of Profits Interest and Similar Awards.” Topic 718, Compensation - Stock Compensation” ​

Note 2 - INVESTMENT SECURITIES

Note 2 - INVESTMENT SECURITIES	3 Months Ended
	Mar. 31, 2023
INVESTMENT SECURITIES
INVESTMENT SECURITIES	NOTE 2– INVESTMENT SECURITIES The amortized cost and fair value of investment securities as of March 31, 2024 and December 31, 2023 are summarized as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Allowance Gross ​ Gross ​ ​ ​ ​ ​ ​ Amortized ​ for Credit Unrealized ​ Unrealized ​ Fair ​ ​ Cost (Losses) Gains (Losses) Value ​ ​ (dollars in thousands) ​ March 31, 2024: ​ ​ ​ ​ ​ ​ Securities HTM: ​ ​ ​ ​ ​ ​ Municipal securities ​ $ 717,776 ​ $ (202) ​ $ 25,468 ​ $ (47,907) ​ $ 695,135 ​ Other securities ​ 1,050 ​ (1) ​ — ​ (14) ​ 1,035 ​ ​ ​ $ 718,826 ​ $ (203) ​ $ 25,468 ​ $ (47,921) ​ $ 696,170 ​ ​ ​ ​ ​ ​ ​ ​ Securities AFS: ​ ​ ​ ​ ​ ​ U.S. govt. sponsored agency securities ​ $ 17,054 ​ $ — ​ $ 10 ​ $ (2,622) ​ $ 14,442 ​ Residential mortgage-backed and related securities ​ 62,350 ​ — ​ — ​ (6,279) ​ 56,071 ​ Municipal securities ​ 205,928 ​ — ​ 3 ​ (39,238) ​ 166,693 ​ Asset-backed securities ​ ​ 14,093 ​ ​ — ​ ​ 194 ​ ​ (2) ​ ​ 14,285 ​ Other securities ​ 43,235 ​ — ​ 15 ​ (3,761) ​ 39,489 ​ ​ ​ $ 342,660 ​ $ — ​ $ 222 ​ $ (51,902) ​ $ 290,980 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Allowance ​ Gross ​ Gross ​ ​ ​ ​ ​ Amortized ​ for Credit ​ Unrealized ​ Unrealized ​ Fair ​ ​ Cost ​ (Losses) ​ Gains (Losses) ​ Value ​ ​ ​ (dollars in thousands) ​ December 31, 2023: ​ ​ ​ ​ ​ ​ ​ ​ Securities HTM: ​ ​ ​ ​ ​ ​ ​ ​ Municipal securities ​ $ 682,657 ​ $ (202) ​ $ 33,385 ​ $ (36,639) ​ $ 679,201 ​ Other securities ​ 1,050 ​ (1) ​ 44 ​ (15) ​ 1,078 ​ ​ ​ $ 683,707 ​ $ (203) ​ $ 33,429 ​ $ (36,654) ​ $ 680,279 ​ ​ ​ ​ ​ ​ ​ ​ Securities AFS: ​ ​ ​ ​ ​ ​ U.S. govt. sponsored agency securities ​ $ 17,399 ​ $ — ​ $ 12 ​ $ (2,438) ​ $ 14,973 ​ Residential mortgage-backed and related securities ​ 65,168 ​ — ​ — ​ (5,972) ​ 59,196 ​ Municipal securities ​ 206,566 ​ — ​ 11 ​ (35,590) ​ 170,987 ​ Asset-backed securities ​ ​ 15,261 ​ ​ — ​ ​ 167 ​ ​ (5) ​ ​ 15,423 ​ Other securities ​ 44,239 ​ (989) ​ — ​ (4,174) ​ 39,076 ​ ​ ​ $ 348,633 ​ $ (989) ​ $ 190 ​ $ (48,179) ​ $ 299,655 ​ ​ ​ The Company's HTM municipal securities consist largely of private issues of municipal debt. The large majority of the municipalities are located within the Midwest. The municipal debt investments are underwritten using specific guidelines with ongoing monitoring. ​ The Company's residential mortgage-backed and related securities portfolio consists entirely of government sponsored or government guaranteed securities. The Company has not invested in private mortgage-backed securities or pooled trust preferred securities. ​ Gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position as of March 31, 2024 and December 31, 2023, are summarized in the tables below. Securities AFS, for which an allowance for credit losses has been provided, are not included in these disclosures as there are no unrealized losses remaining after consideration of the ACL. ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Less than 12 Months ​ 12 Months or More ​ Total ​ ​ ​ ​ Gross ​ ​ ​ Gross ​ ​ ​ Gross ​ ​ Fair ​ Unrealized ​ Fair ​ Unrealized ​ Fair ​ Unrealized ​ Value Losses Value Losses Value Losses ​ ​ (dollars in thousands) March 31, 2024: ​ ​ ​ ​ ​ ​ Securities HTM: ​ ​ ​ ​ ​ ​ Municipal securities ​ $ 45,235 ​ $ (1,286) ​ $ 316,062 ​ $ (46,621) ​ $ 361,297 ​ $ (47,907) Other securities ​ ​ — ​ ​ — ​ ​ 536 ​ ​ (14) ​ ​ 536 ​ ​ (14) ​ ​ $ 45,235 ​ $ (1,286) ​ $ 316,598 ​ $ (46,635) ​ $ 361,833 ​ $ (47,921) ​ ​ ​ ​ ​ ​ ​ ​ Securities AFS: ​ ​ ​ ​ ​ ​ ​ U.S. govt. sponsored agency securities ​ $ — ​ $ — ​ $ 13,579 ​ $ (2,622) ​ $ 13,579 ​ $ (2,622) Residential mortgage-backed and related securities ​ — ​ — ​ 55,878 ​ (6,279) ​ 55,878 ​ (6,279) Municipal securities ​ — ​ — ​ 165,877 ​ (39,238) ​ 165,877 ​ (39,238) Asset-backed securities ​ ​ 2,686 ​ ​ (2) ​ ​ — ​ ​ — ​ ​ 2,686 ​ ​ (2) Other securities ​ 2,661 ​ (339) ​ 35,855 ​ (3,422) ​ 38,516 ​ (3,761) ​ ​ $ 5,347 ​ $ (341) ​ $ 271,189 ​ $ (51,561) ​ $ 276,536 ​ $ (51,902) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Less than 12 Months ​ 12 Months or More ​ Total ​ ​ ​ ​ Gross ​ ​ ​ Gross ​ ​ ​ Gross ​ ​ Fair ​ Unrealized ​ Fair ​ Unrealized ​ Fair ​ Unrealized ​ Value Losses Value Losses Value Losses ​ ​ (dollars in thousands) December 31, 2023: ​ ​ ​ ​ ​ ​ Securities HTM: ​ ​ ​ ​ ​ ​ Municipal securities ​ $ 1,320 ​ $ (11) ​ $ 289,891 ​ $ (36,628) ​ $ 291,211 ​ $ (36,639) Other securities ​ 535 ​ (15) ​ — ​ — ​ 535 ​ (15) ​ ​ $ 1,855 ​ $ (26) ​ $ 289,891 ​ $ (36,628) ​ $ 291,746 ​ $ (36,654) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Securities AFS: ​ ​ ​ ​ ​ ​ U.S. govt. sponsored agency securities ​ $ — ​ $ — ​ $ 14,018 ​ $ (2,438) ​ $ 14,018 ​ $ (2,438) Residential mortgage-backed and related securities ​ — ​ — ​ 59,118 ​ (5,972) ​ 59,118 ​ (5,972) Municipal securities ​ 283 ​ (2) ​ 169,876 ​ (35,588) ​ 170,159 ​ (35,590) Asset-backed securities ​ ​ — ​ ​ — ​ ​ 3,804 ​ ​ (5) ​ ​ 3,804 ​ ​ (5) Other securities ​ ​ 3,805 ​ ​ (393) ​ ​ 35,271 ​ ​ (3,781) ​ ​ 39,076 ​ ​ (4,174) ​ ​ $ 4,088 ​ $ (395) ​ $ 282,087 ​ $ (47,784) ​ $ 286,175 ​ $ (48,179) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At March 31, 2024, the investment portfolio included 651 securities. Of this number, 527 securities were in an unrealized loss position. The aggregate losses of these securities totaled approximately 9.4% of the total amortized cost of the portfolio. Of these 527 securities, there were 484 ​ For the quarter ended March 31, 2023, the Company’s impairment evaluation determined that one publicly traded debt security experienced a decline in fair value due to credit quality, rather than market factors. As a result, the Company recognized a credit loss expense of $989 thousand in the first quarter and established an ACL on the related AFS security. For the quarter ended March 31, 2024, the remaining ACL on the related AFS security was removed as the security had been sold. ​ The following table presents the activity in the allowance for credit losses for held to maturity and available for sale securities by major security type for the three months ended March 31, 2024 and 2023. ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Three Months Ended ​ ​ ​ ​ ​ March 31, 2024 ​ March 31, 2023 ​ ​ ​ ​ ​ Securities HTM ​ Securities AFS ​ Securities HTM ​ Securities AFS ​ ​ ​ ​ ​ Municipal ​ Other ​ ​ ​ Corporate ​ Municipal ​ Corporate ​ ​ ​ ​ securities securities Total ​ securities ​ securities ​ securities ​ ​ ​ ​ (dollars in thousands) ​ ​ Allowance for credit losses: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Beginning balance ​ ​ $ 202 ​ $ 1 ​ $ 203 ​ $ 989 ​ $ 180 ​ $ — ​ ​ Reduction due to sales ​ ​ ​ — ​ ​ — ​ ​ — ​ ​ (544) ​ ​ — ​ ​ — ​ ​ Provision for credit loss expense ​ ​ ​ — ​ ​ — ​ ​ — ​ ​ (445) ​ ​ — ​ ​ 989 ​ ​ Balance, ending ​ ​ $ 202 ​ $ 1 ​ $ 203 ​ $ — ​ $ 180 ​ $ 989 ​ ​ ​ Trading securities had a fair value of $22.3 million as of March 31, 2024 and $22.4 million as of December 31, 2023 and consist of retained beneficial interests acquired in conjunction with Freddie Mac securitizations completed by the Company in 2023. The change in market value on trading securities for the three months ended March 31, 2024 was a net gain of $19 thousand. See also Note 4 to the Consolidated Financial Statements for details of these securitizations. ​ There were no transfers of securities between classifications for the three months ended March 31, 2024 or 2023. ​ All sales of securities for the three months ended March 31, 2024 and 2023 were securities identified as AFS. ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Three Months Ended ​ ​ ​ ​ ​ March 31, 2024 ​ March 31, 2023 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Proceeds from sales of securities ​ ​ ​ ​ $ 445 ​ $ 28,628 ​ ​ Gross gains from sales of securities ​ ​ ​ ​ — ​ 44 ​ ​ Gross losses from sales of securities ​ ​ ​ ​ — ​ (507) ​ ​ ​ The amortized cost and fair value of securities as of March 31, 2024 by contractual maturity are shown below. Expected maturities of residential mortgage-backed and related securities and asset-backed securities may differ from contractual maturities because the residential mortgages underlying the securities may be prepaid without any penalties. Therefore, these securities are not included in the maturity categories in the following table. ​ ​ ​ ​ ​ ​ ​ ​ ​ Amortized Cost Fair Value ​ ​ (dollars in thousands) Securities HTM: ​ ​ Due in one year or less ​ $ 1,702 ​ $ 1,691 Due after one year through five years ​ 23,792 ​ 24,783 Due after five years ​ 693,332 ​ 669,696 ​ ​ $ 718,826 ​ $ 696,170 Securities AFS: ​ ​ Due in one year or less ​ $ 919 ​ $ 914 Due after one year through five years ​ 17,054 ​ 16,069 Due after five years ​ 248,244 ​ 203,641 ​ ​ ​ 266,217 ​ ​ 220,624 Residential mortgage-backed and related securities ​ ​ 62,350 ​ ​ 56,071 Asset-backed securities ​ 14,093 ​ 14,285 ​ ​ $ 342,660 ​ $ 290,980 ​ Portions of the U.S. government sponsored agency securities and municipal securities as of March 31, 2024, contain call options, which, at the discretion of the issuer, terminate the security at par and at predetermined dates prior to the stated maturity, summarized as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ Amortized Cost Fair Value ​ ​ (dollars in thousands) Securities HTM: ​ ​ Municipal securities ​ $ 284,307 ​ $ 276,852 ​ ​ ​ Securities AFS: ​ ​ Municipal securities ​ ​ 204,865 ​ ​ 165,649 Other securities ​ 42,278 ​ 38,517 ​ ​ $ 247,143 ​ $ 204,166 ​ As of March 31, 2024, the Company's municipal securities portfolios were comprised of general obligation bonds issued by 79 issuers with fair values totaling $96.8 million and revenue bonds, issued by 165 issuers, primarily consisting of states, counties, towns, villages and school districts with fair values totaling $765.0 million. The Company also held investments in general obligation bonds in 18 states, including eight states in which the aggregate fair value exceeded $5.0 million, and in revenue bonds in 31 states, including 14 states in which the aggregate fair value exceeded $5.0 million. As of December 31, 2023, the Company's municipal securities portfolios were comprised of general obligation bonds issued by 82 issuers with fair values totaling $99.4 million and revenue bonds, issued by 169 issuers, primarily consisting of states, counties, towns, villages and school districts with fair values totaling $750.8 million. The Company also held investments in general obligation bonds in 18 states, including eight Both general obligation and revenue bonds are diversified across many issuers. As of March 31, 2024 and as of December 31, 2023, the Company held revenue bonds of two issuers, both located in Ohio, of which the aggregate book or market value exceeded 5% of the Company’s stockholders’ equity. The issuers’ financial conditions are strong and the sources of repayment are diversified. The Company monitors the investments and concentration closely. Of the general obligation and revenue bonds in the Company's portfolio, the majority are unrated bonds that represent small, private issuances. All unrated bonds were underwritten according to the Company’s loan underwriting standards and have an average loan risk rating of 2, indicating superior quality. Additionally, many of these bonds are funding essential municipal services such as water, sewer, education, and medical facilities. The Company's municipal securities are owned by the four charters, whose investment policies set forth limits for various subcategories within the municipal securities portfolio. The investments of each charter are monitored individually, and as of March 31, 2024, all were within policy limitations approved by the Company’s board of directors. Policy limits are calculated as a percentage of each charter's total risk-based capital. As of March 31, 2024, the Company's standard monitoring of its municipal securities portfolio had not uncovered any facts or circumstances resulting in significantly different credit ratings than those assigned by a nationally recognized statistical rating organization, or in the case of unrated bonds, the rating assigned using the credit underwriting standards.

Note 3 - LOANS_LEASES RECEIVABL

Note 3 - LOANS/LEASES RECEIVABLE	3 Months Ended
	Mar. 31, 2024
Notes to Financial Statements
LOANS/LEASES RECEIVABLE	NOTE 3 – LOANS/LEASES RECEIVABLE The composition of the loan/lease portfolio as of March 31, 2024 and December 31, 2023 is presented as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ March 31, 2024 ​ December 31, 2023 ​ ​ (dollars in thousands) C&I: ​ ​ ​ ​ ​ ​ C&I - revolving ​ $ 326,129 ​ $ 325,243 C&I - other */** ​ ​ 1,470,609 ​ ​ 1,481,778 ​ ​ ​ 1,796,738 ​ ​ 1,807,021 ​ ​ ​ CRE - owner occupied ​ 621,069 ​ 607,365 CRE - non-owner occupied ​ 1,055,089 ​ ​ 1,008,892 Construction and land development** ​ 1,149,527 ​ 1,420,525 Multi-family** ​ ​ 1,303,566 ​ ​ 996,143 Direct financing leases*** ​ 28,089 ​ 31,164 1-4 family real estate**** ​ ​ 563,358 ​ ​ 544,971 Consumer ​ 130,900 ​ 127,335 ​ ​ 6,648,336 ​ 6,543,416 Allowance for credit losses ​ (84,470) ​ (87,200) ​ ​ $ 6,563,866 ​ $ 6,456,216 *** Direct financing leases: ​ ​ Net minimum lease payments to be received ​ $ 31,414 ​ $ 34,966 Estimated unguaranteed residual values of leased assets ​ 165 ​ 165 Unearned lease/residual income ​ (3,490) ​ (3,967) ​ ​ 28,089 ​ 31,164 Plus deferred lease origination costs, net of fees ​ 53 ​ 75 ​ ​ 28,142 ​ 31,239 Less allowance for credit losses ​ (884) ​ (992) ​ ​ $ 27,258 ​ $ 30,247 ​ ​ ​ ​ ​ ​ ​ ​ * Includes equipment financing agreements outstanding at m2, totaling $326.7 million and $319.5 million as of March 31, 2024 and December 31, 2023, respectively. ** As of March 31, 2024, there were construction and land development and multi-family loans held for sale in preparation for securitization totaling $274.8 million. The balances in these loan classes as of March 31, 2024 were $51.9 million and $222.9 million, respectively. There were no loans held for sale in preparation for securitization at December 31, 2023. *** Management performs an evaluation of the estimated unguaranteed residual values of leased assets on an annual basis, at a minimum. The evaluation consists of discussions with reputable and current vendors, which is combined with management's expertise and understanding of the current states of particular industries to determine informal valuations of the equipment. As necessary and where available, management will utilize valuations by independent appraisers. The majority of leases with residual values contain a lease options rider, which requires the lessee to pay the residual value directly, finance the payment of the residual value, or extend the lease term to pay the residual value. In these cases, the residual value is protected and the risk of loss is minimal. **** Includes residential real estate held for sale totaling $528 thousand and $2.6 million as of March 31, 2024 and December 31, 2023, respectively. Accrued interest on loans, which is excluded from the amortized cost of loans, totaled $34.0 million and $31.8 million at March 31, 2024 and December 31, 2023, respectively, and was included in other assets on the consolidated balance sheets. ​ Changes in accretable discounts on acquired loans for the three months ended March 31, 2024 and 2023, respectively, are presented as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ For the Three Months Ended ​ ​ ​ March 31, 2024 ​ March 31, 2023 ​ ​ ​ Performing ​ Performing ​ ​ ​ Loans Loans ​ ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance at the beginning of the period $ (3,891) ​ $ (6,088) ​ ​ Accretion recognized 352 ​ 849 ​ ​ Balance at the end of the period $ (3,539) ​ $ (5,239) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ The aging of the loan/lease portfolio by classes of loans/leases as of March 31, 2024 and December 31, 2023 is presented as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ As of March 31, 2024 ​ ​ ​ ​ ​ ​ ​ ​ Accruing Past ​ ​ ​ ​ ​ ​ ​ ​ 30-59 Days ​ 60-89 Days ​ Due 90 Days or ​ Nonaccrual ​ ​ Classes of Loans/Leases Current Past Due Past Due More Loans/Leases Total ​ ​ (dollars in thousands) ​ C&I: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - revolving ​ $ 324,707 ​ $ 836 ​ $ 586 ​ $ — ​ $ — $ ​ 326,129 ​ C&I - other ​ ​ 1,445,236 ​ ​ 10,014 ​ ​ 4,100 ​ ​ 1 ​ ​ 11,258 ​ ​ 1,470,609 ​ CRE - owner occupied ​ 618,123 ​ 184 ​ 116 ​ — ​ 2,646 ​ 621,069 ​ CRE - non-owner occupied ​ 1,053,325 ​ — ​ — ​ — ​ 1,764 ​ 1,055,089 ​ Construction and land development ​ ​ 1,144,482 ​ ​ — ​ ​ 2,686 ​ ​ — ​ ​ 2,359 ​ ​ 1,149,527 ​ Multi-family ​ 1,295,394 ​ — ​ — ​ — ​ 8,172 ​ 1,303,566 ​ Direct financing leases ​ 27,111 ​ 375 ​ 177 ​ — ​ 426 ​ 28,089 ​ 1-4 family real estate ​ 557,301 ​ 3,515 ​ — ​ 141 ​ 2,401 ​ 563,358 ​ Consumer ​ 130,276 ​ 171 ​ 40 ​ — ​ 413 ​ 130,900 ​ ​ ​ $ 6,595,955 ​ $ 15,095 ​ $ 7,705 ​ $ 142 ​ $ 29,439 ​ $ 6,648,336 ​ ​ ​ ​ ​ ​ ​ ​ ​ As a percentage of total loan/lease portfolio ​ 99.21 % 0.23 % 0.12 % 0.00 % 0.44 % 100.00 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ As of December 31, 2023 ​ ​ ​ ​ ​ ​ ​ ​ Accruing Past ​ ​ ​ ​ ​ ​ ​ ​ 30-59 Days ​ 60-89 Days ​ Due 90 Days or ​ Nonaccrual ​ ​ Classes of Loans/Leases Current Past Due Past Due More Loans/Leases Total ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - revolving ​ $ 325,243 ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 325,243 ​ C&I - other ​ 1,459,818 ​ 4,848 ​ 5,603 ​ 1 ​ 11,508 ​ 1,481,778 ​ CRE - owner occupied ​ 604,602 ​ — ​ 83 ​ — ​ 2,680 ​ 607,365 ​ CRE - non-owner occupied ​ 1,003,267 ​ 631 ​ — ​ — ​ 4,994 ​ 1,008,892 ​ Construction and land development ​ 1,418,016 ​ — ​ — ​ — ​ 2,509 ​ 1,420,525 ​ Multi-family ​ ​ 987,971 ​ ​ — ​ ​ — ​ ​ — ​ ​ 8,172 ​ ​ 996,143 ​ Direct financing leases ​ 30,501 ​ 186 ​ 188 ​ — ​ 289 ​ 31,164 ​ 1-4 family real estate ​ 538,229 ​ 3,883 ​ 534 ​ 85 ​ 2,240 ​ 544,971 ​ Consumer ​ 126,868 ​ 103 ​ 3 ​ — ​ 361 ​ 127,335 ​ ​ ​ $ 6,494,515 ​ $ 9,651 ​ $ 6,411 ​ $ 86 ​ $ 32,753 ​ $ 6,543,416 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ As a percentage of total loan/lease portfolio ​ 99.25 % 0.15 % 0.10 % 0.00 % 0.50 % 100.00 % ​ NPLs by classes of loans/leases as of March 31, 2024 and December 31, 2023 are presented as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ As of March 31, 2024 ​ ​ ​ Accruing Past ​ Nonaccrual ​ Nonaccrual ​ ​ ​ ​ ​ ​ ​ ​ Due 90 Days or ​ Loans/Leases ​ Loans/Leases ​ ​ ​ ​ Percentage of ​ Classes of Loans/Leases More with an ACL without an ACL Total NPLs Total NPLs ​ (dollars in thousands) ​ C&I: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - revolving ​ $ — ​ $ — ​ $ — ​ $ — - % C&I - other ​ ​ 1 ​ ​ 8,616 ​ ​ 2,642 ​ ​ 11,259 ​ 38 ​ CRE - owner occupied ​ — ​ 1,353 ​ 1,293 ​ 2,646 9 ​ CRE - non-owner occupied ​ — ​ 1,764 ​ — ​ 1,764 6 ​ Construction and land development ​ ​ — ​ ​ 2,359 ​ ​ — ​ ​ 2,359 ​ 8 ​ Multi-family ​ — ​ — ​ 8,172 ​ 8,172 28 ​ Direct financing leases ​ — ​ 287 ​ 139 ​ 426 1 ​ 1-4 family real estate ​ 141 ​ 1,660 ​ 741 ​ 2,542 9 ​ Consumer ​ — ​ 413 ​ — ​ 413 1 ​ ​ ​ $ 142 ​ $ 16,452 ​ $ 12,987 ​ $ 29,581 100 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ As of December 31, 2023 ​ ​ Accruing Past ​ Nonaccrual ​ Nonaccrual ​ ​ ​ ​ ​ ​ Due 90 Days or ​ Loans/Leases ​ Loans/Leases ​ ​ ​ Percentage of Classes of Loans/Leases More with an ACL without an ACL Total NPLs Total NPLs ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - revolving ​ $ — ​ $ — ​ $ — ​ $ — - % C&I - other ​ ​ 1 ​ ​ 8,865 ​ ​ 2,643 ​ ​ 11,509 ​ 35 ​ CRE - owner occupied ​ — ​ 530 ​ 2,150 ​ 2,680 8 ​ CRE - non-owner occupied ​ — ​ 1,213 ​ 3,781 ​ 4,994 15 ​ Construction and land development ​ — ​ 2,509 ​ — ​ 2,509 8 ​ Multi-family ​ — ​ — ​ 8,172 ​ 8,172 25 ​ Direct financing leases ​ — ​ 206 ​ 83 ​ 289 1 ​ 1-4 family real estate ​ 85 ​ 1,866 ​ 374 ​ 2,325 7 ​ Consumer ​ — ​ 361 ​ — ​ 361 1 ​ ​ ​ $ 86 ​ $ 15,550 ​ $ 17,203 ​ $ 32,839 ​ 100 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ The Company did not recognize any interest income on nonaccrual loans during the three months ended March 31, 2024 and 2023. Changes in the ACL loans/leases by portfolio segment for the three months ended March 31, 2024 and 2023, respectively, are presented as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Three Months Ended March 31, 2024 ​ ​ ​ ​ ​ ​ CRE ​ CRE ​ Construction ​ ​ ​ ​ 1-4 ​ ​ ​ ​ ​ ​ C&I - ​ C&I - ​ Owner ​ Non-Owner ​ and Land ​ Multi- ​ Family ​ ​ ​ ​ ​ ​ ​ ​ Revolving ​ Other* ​ Occupied ​ Occupied ​ Development ​ Family ​ Real Estate Consumer ​ Total ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance, beginning ​ $ 4,224 ​ $ 27,460 ​ $ 8,223 ​ $ 11,581 ​ $ 16,856 ​ $ 12,463 ​ $ 4,917 ​ $ 1,476 ​ ​ $ 87,200 Change in ACL for writedown of LHFS to fair value ​ ​ — ​ — ​ — ​ ​ — ​ ​ (513) ​ ​ (2,864) ​ ​ — ​ ​ — ​ ​ ​ (3,377) Provision ​ 216 ​ 2,227 ​ 193 ​ 1,026 ​ (3,606) ​ 3,329 ​ 375 ​ (24) ​ ​ 3,736 Charge-offs ​ — ​ (3,538) ​ — ​ — ​ — ​ — ​ (3) ​ (19) ​ ​ (3,560) Recoveries ​ — ​ 466 ​ — ​ — ​ — ​ — ​ — ​ 5 ​ ​ 471 Balance, ending ​ $ 4,440 ​ $ 26,615 ​ $ 8,416 ​ $ 12,607 ​ $ 12,737 ​ $ 12,928 ​ $ 5,289 ​ $ 1,438 ​ ​ $ 84,470 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ * Included within the C&I – Other column are ACL on leases with a beginning balance of $992 thousand, negative provision of $68 thousand, charge-offs of $89 thousand and recoveries of $49 thousand. ACL on leases was $884 thousand as of March 31, 2024. ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Three Months Ended March 31, 2023 ​ ​ ​ ​ ​ ​ ​ CRE ​ CRE ​ Construction ​ ​ ​ ​ 1-4 ​ ​ ​ ​ ​ ​ ​ C&I - ​ C&I - ​ Owner ​ Non-Owner ​ and Land ​ Multi- ​ Family ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Revolving ​ Other* ​ Occupied ​ Occupied ​ Development ​ Family ​ Real Estate ​ Consumer ​ Total ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance, beginning ​ $ 4,457 ​ $ 27,753 ​ $ 9,965 ​ $ 11,749 ​ $ 14,262 ​ $ 13,186 ​ $ 4,963 ​ $ 1,371 ​ ​ $ 87,706 ​ Reduction of ACL for writedown of LHFS to fair value ​ ​ — ​ — ​ — ​ ​ — ​ ​ (354) ​ ​ (1,355) ​ ​ — ​ ​ — ​ ​ ​ (1,709) ​ Provision ​ ​ 180 ​ ​ 557 ​ ​ (668) ​ ​ 878 ​ ​ 1,349 ​ ​ (210) ​ ​ 302 ​ ​ 70 ​ ​ 2,458 ​ Charge-offs ​ — ​ (2,055) ​ (208) ​ — ​ (12) ​ — ​ — ​ — ​ ​ (2,275) ​ Recoveries ​ — ​ 382 ​ — ​ 5 ​ — ​ — ​ 5 ​ 1 ​ ​ 393 ​ Balance, ending ​ $ 4,637 ​ $ 26,637 ​ $ 9,089 ​ $ 12,632 ​ $ 15,245 ​ $ 11,621 ​ $ 5,270 ​ $ 1,442 ​ ​ $ 86,573 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ * Included within the C&I – Other column are ACL on leases with adoption impact of $970 thousand, provision of $69 thousand, charge-offs of $4 thousand and recoveries of $18 thousand. ACL on leases was $1.1 million as of March 31, 2023. ​ ​ ​ ​ ​ The composition of the ACL loans/leases by portfolio segment based on evaluation method are as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ As of March 31, 2024 ​ ​ ​ Amortized Cost of Loans Receivable ​ Allowance for Credit Losses ​ ​ ​ Individually ​ Collectively ​ ​ ​ ​ Individually ​ Collectively ​ ​ ​ ​ ​ ​ Evaluated for ​ Evaluated for ​ ​ ​ ​ Evaluated for ​ Evaluated for ​ ​ ​ ​ ​ Credit Losses Credit Losses ​ Total ​ Credit Losses Credit Losses ​ Total ​ ​ ​ (dollars in thousands) C&I : ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - revolving ​ $ 3,920 ​ $ 322,209 ​ $ 326,129 ​ $ 965 ​ $ 3,475 ​ $ 4,440 ​ C&I - other* ​ 24,191 ​ 1,474,507 ​ 1,498,698 ​ 3,759 ​ 22,856 ​ 26,615 ​ ​ ​ 28,111 ​ 1,796,716 ​ 1,824,827 ​ 4,724 ​ 26,331 ​ 31,055 ​ CRE - owner occupied ​ 22,252 ​ 598,817 ​ 621,069 ​ 2,623 ​ 5,793 ​ 8,416 ​ CRE - non-owner occupied ​ 19,391 ​ 1,035,698 ​ 1,055,089 ​ 1,068 ​ 11,539 ​ 12,607 ​ Construction and land development ​ 2,573 ​ 1,146,954 ​ 1,149,527 ​ 791 ​ 11,946 ​ 12,737 ​ Multi-family ​ ​ 8,203 ​ ​ 1,295,363 ​ ​ 1,303,566 ​ ​ 3 ​ ​ 12,925 ​ ​ 12,928 ​ 1-4 family real estate ​ 3,317 ​ 560,041 ​ 563,358 ​ 278 ​ 5,011 ​ 5,289 ​ Consumer ​ 553 ​ 130,347 ​ 130,900 ​ 67 ​ 1,371 ​ 1,438 ​ ​ ​ $ 84,400 ​ $ 6,563,936 ​ $ 6,648,336 ​ $ 9,554 ​ $ 74,916 ​ $ 84,470 ​ ​ * Included within the C&I – Other category are leases individually evaluated of $426 thousand with a related allowance for credit losses of $81 thousand and leases collectively evaluated of $27.7 million with a related allowance for credit losses of $803 thousand. ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ As of December 31, 2023 ​ ​ ​ Amortized Cost of Loans Receivable ​ Allowance for Credit Losses ​ ​ ​ Individually ​ Collectively ​ ​ ​ ​ Individually ​ Collectively ​ ​ ​ ​ ​ ​ Evaluated for ​ Evaluated for ​ ​ ​ ​ Evaluated for ​ Evaluated for ​ ​ ​ ​ ​ Credit Losses Credit Losses ​ Total ​ Credit Losses Credit Losses ​ Total ​ ​ ​ (dollars in thousands) C&I : ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - revolving ​ $ 4,680 ​ $ 320,563 ​ $ 325,243 ​ $ 632 ​ $ 3,592 ​ $ 4,224 ​ C&I - other* ​ 20,133 ​ 1,492,809 ​ 1,512,942 ​ 3,642 ​ 23,818 ​ 27,460 ​ ​ ​ 24,813 ​ 1,813,372 ​ 1,838,185 ​ 4,274 ​ 27,410 ​ 31,684 ​ CRE - owner occupied ​ 22,709 ​ 584,656 ​ 607,365 ​ 2,426 ​ 5,797 ​ 8,223 ​ CRE - non-owner occupied ​ 21,886 ​ 987,006 ​ 1,008,892 ​ 661 ​ 10,920 ​ 11,581 ​ Construction and land development ​ 2,726 ​ 1,417,799 ​ 1,420,525 ​ 809 ​ 16,047 ​ 16,856 ​ Multi-family ​ ​ 8,206 ​ ​ 987,937 ​ ​ 996,143 ​ ​ 3 ​ ​ 12,460 ​ ​ 12,463 ​ 1-4 family real estate ​ 3,128 ​ 541,843 ​ 544,971 ​ 289 ​ 4,628 ​ 4,917 ​ Consumer ​ 508 ​ 126,827 ​ 127,335 ​ 56 ​ 1,420 ​ 1,476 ​ ​ ​ $ 83,976 ​ $ 6,459,440 ​ $ 6,543,416 ​ $ 8,518 ​ $ 78,682 ​ $ 87,200 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ * Included within the C&I – Other category are leases individually evaluated of $289 thousand with a related allowance for credit losses of $68 thousand and leases collectively evaluated of $30.9 million with a related allowance for credit losses of $924 thousand. The following table presents the amortized cost basis of collateral dependent loans, by the primary collateral type, which are individually evaluated to determine expected credit losses as of March 31, 2024 and December 31, 2023: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ As of March 31, 2024 ​ ​ ​ ​ ​ ​ ​ ​ ​ Non ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial ​ Owner-occupied ​ Owner-Occupied ​ Owner Occupied ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Assets CRE Real Estate ​ Real Estate ​ Securities ​ Equipment ​ Other ​ Total ​ ​ ​ (dollars in thousands) C & I: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - revolving ​ $ 3,920 ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 3,920 ​ C&I - other* ​ 5,680 ​ — ​ — ​ — ​ 5,184 ​ 12,573 ​ 754 ​ 24,191 ​ ​ ​ 9,600 ​ — ​ — ​ — ​ 5,184 ​ 12,573 ​ 754 ​ 28,111 ​ CRE - owner occupied ​ — ​ 22,189 ​ — ​ 63 ​ — ​ — ​ — ​ 22,252 ​ CRE - non-owner occupied ​ — ​ — ​ 19,391 ​ — ​ — ​ — ​ — ​ 19,391 ​ Construction and land development ​ — ​ — ​ 2,573 ​ — ​ — ​ — ​ — ​ 2,573 ​ Multi-family ​ ​ — ​ ​ — ​ ​ 8,203 ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ 8,203 ​ 1-4 family real estate ​ — ​ — ​ 187 ​ 3,130 ​ — ​ — ​ — ​ 3,317 ​ Consumer ​ — ​ — ​ 119 ​ 393 ​ — ​ — ​ 41 ​ 553 ​ ​ ​ $ 9,600 ​ $ 22,189 ​ $ 30,473 ​ $ 3,586 ​ $ 5,184 ​ $ 12,573 ​ $ 795 ​ $ 84,400 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ * Included within the C&I – Other category are leases individually evaluated of $426 thousand with primary collateral of equipment. ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ As of December 31, 2023 ​ ​ ​ ​ ​ ​ ​ ​ ​ Non ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial ​ Owner-occupied ​ Owner-Occupied ​ Owner Occupied ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Assets CRE Real Estate ​ Real Estate ​ Securities ​ Equipment ​ Other ​ Total ​ ​ ​ (dollars in thousands) C & I: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - revolving ​ $ 4,680 ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 4,680 ​ C&I - other* ​ 871 ​ — ​ — ​ — ​ 5,191 ​ 13,249 ​ 822 ​ 20,133 ​ ​ ​ 5,551 ​ — ​ — ​ — ​ 5,191 ​ 13,249 ​ 822 ​ 24,813 ​ CRE - owner occupied ​ — ​ 22,644 ​ — ​ 65 ​ — ​ — ​ — ​ 22,709 ​ CRE - non-owner occupied ​ — ​ — ​ 21,886 ​ — ​ — ​ — ​ — ​ 21,886 ​ Construction and land development ​ — ​ 150 ​ 2,576 ​ — ​ — ​ — ​ — ​ 2,726 ​ Multi-family ​ ​ — ​ ​ — ​ ​ 8,206 ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ 8,206 ​ 1-4 family real estate ​ — ​ — ​ 189 ​ 2,939 ​ — ​ — ​ — ​ 3,128 ​ Consumer ​ — ​ — ​ 119 ​ 365 ​ — ​ — ​ 24 ​ 508 ​ ​ ​ $ 5,551 ​ $ 22,794 ​ $ 32,976 ​ $ 3,369 ​ $ 5,191 ​ $ 13,249 ​ $ 846 ​ $ 83,976 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ * Included within the C&I – Other category are leases individually evaluated of $289 thousand with primary collateral of equipment. For all loans except direct financing leases and equipment financing agreements, the Company’s credit quality indicator consists of internally assigned risk ratings. Each such loan is assigned a risk rating upon origination. The risk rating is reviewed every 15 months, at a minimum, and on an as-needed basis depending on the specific circumstances of the loan. ​ ​ For certain C&I loans (including equipment financing agreements and direct financing leases), the Company’s credit quality indicator is performance determined by delinquency status. Delinquency status is updated daily by the Company’s loan system. For years prior to 2024, certain C&I loans (including equipment financing agreements and direct financing leases), certain construction and land development, certain 1-4 family real estate loans, and certain consumer loans, the Company’s credit quality indicator is performance determined by delinquency status. Delinquency status is updated daily by the Company’s loan system. ​ The following tables show the credit quality indicator of loans by class of receivable and year of origination as of March 31, 2024: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ As of March 31, 2024 ​ ​ Term Loans ​ ​ ​ ​ ​ ​ ​ Amortized Cost Basis by Origination Year ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Revolving ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans ​ ​ ​ Internally Assigned ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Amortized ​ ​ Risk Rating 2024 2023 2022 2021 2020 ​ Prior ​ Cost Basis ​ Total ​ ​ (dollars in thousands) C&I - revolving ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 298,696 ​ $ 298,696 Special Mention ​ — ​ — ​ — ​ — ​ — ​ — ​ 23,763 ​ 23,763 Substandard ​ — ​ — ​ — ​ — ​ — ​ — ​ 3,670 ​ 3,670 Doubtful ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total C&I - revolving ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 326,129 ​ $ 326,129 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - other ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 108,985 ​ $ 367,853 ​ $ 273,527 ​ $ 107,537 ​ $ 63,794 ​ $ 179,537 ​ $ — ​ $ 1,101,233 Special Mention ​ 637 ​ 11,220 ​ 8,324 ​ 5,434 ​ 3,017 ​ 1,252 ​ — ​ 29,884 Substandard ​ — ​ 13 ​ 5,124 ​ 594 ​ 382 ​ 6,652 ​ — ​ 12,765 Doubtful ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total C&I - other ​ $ 109,622 ​ $ 379,086 ​ $ 286,975 ​ $ 113,565 ​ $ 67,193 ​ $ 187,441 ​ $ — ​ $ 1,143,882 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ CRE - owner occupied ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 17,144 ​ $ 99,682 ​ $ 123,235 ​ $ 132,150 ​ $ 107,501 ​ $ 84,907 ​ $ 12,288 ​ $ 576,907 Special Mention ​ 834 ​ 4,223 ​ 760 ​ 10,085 ​ 5,482 ​ 2,267 ​ — ​ 23,651 Substandard ​ 220 ​ 1,399 ​ 549 ​ 27 ​ 15,911 ​ 2,405 ​ — ​ 20,511 Doubtful ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total CRE - owner occupied ​ $ 18,198 ​ $ 105,304 ​ $ 124,544 ​ $ 142,262 ​ $ 128,894 ​ $ 89,579 ​ $ 12,288 ​ $ 621,069 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ CRE - non-owner occupied ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 40,649 ​ $ 213,724 ​ $ 300,824 ​ $ 187,315 ​ $ 116,641 ​ $ 145,024 ​ $ 7,645 ​ $ 1,011,822 Special Mention ​ 4,403 ​ 161 ​ 57 ​ 186 ​ 11,998 ​ 6,922 ​ 150 ​ 23,877 Substandard ​ — ​ 1,647 ​ 1,200 ​ — ​ 1,971 ​ 14,572 ​ — ​ 19,390 Doubtful ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total CRE - non-owner occupied ​ $ 45,052 ​ $ 215,532 ​ $ 302,081 ​ $ 187,501 ​ $ 130,610 ​ $ 166,518 ​ $ 7,795 ​ $ 1,055,089 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Construction and land development ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 92,918 ​ $ 470,029 ​ $ 316,429 ​ $ 154,364 ​ $ 71,968 ​ $ 2,871 ​ $ 29,656 ​ $ 1,138,235 Special Mention ​ 4,918 ​ 3,801 ​ — ​ — ​ — ​ — ​ — ​ 8,719 Substandard ​ — ​ — ​ 1,367 ​ 1,206 ​ — ​ — ​ — ​ 2,573 Doubtful ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total Construction and land development ​ $ 97,836 ​ $ 473,830 ​ $ 317,796 ​ $ 155,570 ​ $ 71,968 ​ $ 2,871 ​ $ 29,656 ​ $ 1,149,527 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Multi-family ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 40,832 ​ $ 172,829 ​ $ 300,506 ​ $ 270,933 ​ $ 310,484 ​ $ 197,811 ​ $ 287 ​ $ 1,293,682 Special Mention ​ — ​ 1,681 ​ — ​ — ​ — ​ — ​ — ​ 1,681 Substandard ​ — ​ — ​ — ​ 8,203 ​ — ​ — ​ — ​ 8,203 Doubtful ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total Multi-family ​ $ 40,832 ​ $ 174,510 ​ $ 300,506 ​ $ 279,136 ​ $ 310,484 ​ $ 197,811 ​ $ 287 ​ $ 1,303,566 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 1-4 family real estate ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 30,615 ​ $ 132,360 ​ $ 101,606 ​ $ 125,134 ​ $ 87,667 ​ $ 77,859 ​ $ 4,846 ​ $ 560,087 Special Mention ​ — ​ 27 ​ — ​ 58 ​ — ​ 10 ​ — ​ 95 Substandard ​ — ​ 306 ​ 638 ​ 652 ​ 631 ​ 919 ​ 30 ​ 3,176 Doubtful ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total 1-4 family real estate ​ $ 30,615 ​ $ 132,693 ​ $ 102,244 ​ $ 125,844 ​ $ 88,298 ​ $ 78,788 ​ $ 4,876 ​ $ 563,358 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Consumer ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 4,726 ​ $ 18,337 ​ $ 8,571 ​ $ 2,171 ​ $ 2,897 ​ $ 1,956 ​ $ 91,630 ​ $ 130,288 Special Mention ​ — ​ — ​ — ​ — ​ — ​ — ​ 59 ​ 59 Substandard ​ — ​ 179 ​ 128 ​ 44 ​ 11 ​ 123 ​ 68 ​ 553 Doubtful ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total Consumer ​ $ 4,726 ​ $ 18,516 ​ $ 8,699 ​ $ 2,215 ​ $ 2,908 ​ $ 2,079 ​ $ 91,757 ​ $ 130,900 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total ​ $ 346,881 ​ $ 1,499,471 ​ $ 1,442,845 ​ $ 1,006,093 ​ $ 800,355 ​ $ 725,087 ​ $ 472,788 ​ $ 6,293,520 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ As of March 31, 2024 ​ ​ Term Loans ​ ​ ​ ​ ​ ​ ​ Amortized Cost Basis by Origination Year ​ Revolving ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Amortized ​ ​ ​ Delinquency Status * 2024 2023 2022 2021 2020 Prior ​ Cost Basis ​ Total ​ (dollars in thousands) C&I - other ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Performing ​ $ 49,148 ​ $ 129,715 ​ $ 91,484 ​ $ 33,559 ​ $ 10,159 ​ $ 1,714 ​ $ — ​ $ 315,779 Nonperforming ​ — ​ 2,589 ​ 4,979 ​ 3,007 ​ 336 ​ 37 ​ — ​ 10,948 Total C&I - other ​ $ 49,148 ​ $ 132,304 ​ $ 96,463 ​ $ 36,566 ​ $ 10,495 ​ $ 1,751 ​ $ — ​ $ 326,727 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Direct financing leases ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Performing ​ $ 172 ​ $ 11,787 ​ $ 9,851 ​ $ 2,449 ​ $ 2,037 ​ $ 1,367 ​ $ — ​ $ 27,663 Nonperforming ​ — ​ — ​ 205 ​ 47 ​ 174 ​ — ​ — ​ 426 Total Direct financing leases ​ $ 172 ​ $ 11,787 ​ $ 10,056 ​ $ 2,496 ​ $ 2,211 ​ $ 1,367 ​ $ — ​ $ 28,089 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total ​ $ 49,320 ​ $ 144,091 ​ $ 106,519 ​ $ 39,062 ​ $ 12,706 ​ $ 3,118 ​ $ — ​ $ 354,816 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ * Performing = loans/leases accruing and less than 90 days past due. Nonperforming = loans/leases on nonaccrual and accruing loans/leases that are greater than or equal to 90 days past due. The following table shows the gross charge-offs of loans and leases by class of receivable and year of origination for the three months ended March 31, 2024: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Three Months Ended March 31, 2024 ​ ​ ​ Gross Charge-off by Origination Year Classes of Loans/Leases ​ 2024 2023 2022 2021 2020 ​ Prior ​ Total ​ ​ ​ (dollars in thousands) C&I: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - revolving ​ ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — C&I - other ​ ​ ​ 7 ​ ​ 678 ​ ​ 2,033 ​ ​ 522 ​ ​ 33 ​ ​ 176 ​ ​ 3,449 CRE - owner occupied ​ ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — CRE - non-owner occupied ​ ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — Construction and land development ​ ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — Multi-family ​ ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — Direct financing leases ​ ​ ​ — ​ ​ — ​ ​ 10 ​ ​ 24 ​ ​ 42 ​ ​ 13 ​ ​ 89 1-4 family real estate ​ ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ 3 ​ ​ 3 Consumer ​ ​ ​ — ​ ​ — ​ ​ 19 ​ ​ — ​ ​ — ​ ​ — ​ ​ 19 ​ ​ ​ $ 7 ​ $ 678 ​ $ 2,062 ​ $ 546 ​ $ 75 ​ $ 192 ​ $ 3,560 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ The following tables show the credit quality indicator of loans by class of receivable and year of origination as of December 31, 2023: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ As of December 31, 2023 ​ ​ Term Loans ​ ​ Amortized Cost Basis by Origination Year ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Revolving ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans ​ ​ ​ Internally Assigned ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Amortized ​ ​ Risk Rating 2023 2022 2021 2020 2019 ​ Prior ​ Cost Basis ​ Total ​ ​ (dollars in thousands) C&I - revolving ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 294,449 ​ $ 294,449 Special Mention ​ — ​ — ​ — ​ — ​ — ​ — ​ 26,289 ​ 26,289 Substandard ​ — ​ — ​ — ​ — ​ — ​ — ​ 4,505 ​ 4,505 Doubtful ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total C&I - revolving ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 325,243 ​ $ 325,243 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - other ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 430,764 ​ $ 301,225 ​ $ 128,057 ​ $ 68,882 ​ $ 62,149 ​ $ 132,171 ​ $ — ​ $ 1,123,248 Special Mention ​ 11,617 ​ 8,777 ​ 5,572 ​ 3,088 ​ 1,024 ​ 386 ​ — ​ 30,464 Substandard ​ 14 ​ 81 ​ 625 ​ 443 ​ 2,108 ​ 5,320 ​ — ​ 8,591 Doubtful ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total C&I - other ​ $ 442,395 ​ $ 310,083 ​ $ 134,254 ​ $ 72,413 ​ $ 65,281 ​ $ 137,877 ​ $ — ​ $ 1,162,303 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ CRE - owner occupied ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 90,708 ​ $ 124,388 ​ $ 139,598 ​ $ 109,483 ​ $ 28,702 ​ $ 58,214 ​ $ 12,959 ​ $ 564,052 Special Mention ​ 5,091 ​ 711 ​ 8,689 ​ 5,567 ​ 466 ​ 1,828 ​ — ​ 22,352 Substandard ​ 1,955 ​ 564 ​ 24 ​ 15,978 ​ 1,312 ​ 1,128 ​ — ​ 20,961 Doubtful ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total CRE - owner occupied ​ $ 97,754 ​ $ 125,663 ​ $ 148,311 ​ $ 131,028 ​ $ 30,480 ​ $ 61,170 ​ $ 12,959 ​ $ 607,365 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ CRE - non-owner occupied ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 200,214 ​ $ 276,055 ​ $ 195,013 ​ $ 119,428 ​ $ 72,136 ​ $ 78,346 ​ $ 7,406 ​ $ 948,598 Special Mention ​ 16,842 ​ 58 ​ 223 ​ 12,057 ​ 2,359 ​ 6,719 ​ 150 ​ 38,408 Substandard ​ 3,805 ​ 1,200 ​ — ​ 1,989 ​ 14,892 ​ — ​ — ​ 21,886 Doubtful ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total CRE - non-owner occupied ​ $ 220,861 ​ $ 277,313 ​ $ 195,236 ​ $ 133,474 ​ $ 89,387 ​ $ 85,065 ​ $ 7,556 ​ $ 1,008,892 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Construction and land development ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 467,045 ​ $ 485,376 ​ $ 271,881 ​ $ 151,091 ​ $ 1,911 ​ $ 4,137 ​ $ 30,304 ​ $ 1,411,745 Special Mention ​ 6,054 ​ — ​ — ​ — ​ — ​ — ​ — ​ 6,054 Substandard ​ — ​ 1,517 ​ 1,209 ​ — ​ — ​ — ​ — ​ 2,726 Doubtful ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total Construction and land development ​ $ 473,099 ​ $ 486,893 ​ $ 273,090 ​ $ 151,091 ​ $ 1,911 ​ $ 4,137 ​ $ 30,304 ​ $ 1,420,525 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Multi-family ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 180,971 ​ $ 195,939 ​ $ 170,893 ​ $ 239,410 ​ $ 102,070 ​ $ 96,897 ​ $ 162 ​ $ 986,342 Special Mention ​ 1,595 ​ — ​ — ​ — ​ — ​ — ​ — ​ 1,595 Substandard ​ — ​ — ​ 8,206 ​ — ​ — ​ — ​ — ​ 8,206 Doubtful ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total Multi-family ​ $ 182,566 ​ $ 195,939 ​ $ 179,099 ​ $ 239,410 ​ $ 102,070 ​ $ 96,897 ​ $ 162 ​ $ 996,143 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 1-4 family real estate ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 133,923 ​ $ 103,460 ​ $ 130,724 ​ $ 89,642 ​ $ 25,914 ​ $ 54,850 ​ $ 3,329 ​ $ 541,842 Special Mention ​ 28 ​ — ​ 59 ​ — ​ — ​ — ​ — ​ 87 Substandard ​ 144 ​ 215 ​ 815 ​ 637 ​ 519 ​ 712 ​ — ​ 3,042 Doubtful ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total 1-4 family real estate ​ $ 134,095 ​ $ 103,675 ​ $ 131,598 ​ $ 90,279 ​ $ 26,433 ​ $ 55,562 ​ $ 3,329 ​ $ 544,971 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Consumer ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 17,722 ​ $ 9,405 ​ $ 2,573 ​ $ 3,024 ​ $ 622 ​ $ 1,842 ​ $ 91,580 ​ $ 126,768 Special Mention ​ — ​ — ​ — ​ — ​ — ​ — ​ 59 ​ 59 Substandard ​ 175 ​ 119 ​ 12 ​ 12 ​ — ​ 133 ​ 57 ​ 508 Doubtful ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total Consumer ​ $ 17,897 ​ $ 9,524 ​ $ 2,585 ​ $ 3,036 ​ $ 622 ​ $ 1,975 ​ $ 91,696 ​ $ 127,335 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total ​ $ 1,568,667 ​ $ 1,509,090 ​ $ 1,064,173 ​ $ 820,731 ​ $ 316,184 ​ $ 442,683 ​ $ 471,249 ​ $ 6,192,777 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ As of December 31, 2023 ​ ​ Term Loans ​ ​ ​ ​ ​ ​ ​ Amortized Cost Basis by Origination Year ​ Revolving ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Amortized ​ ​ Delinquency Status * 2023 2022 2021 2020 2019 Prior Cost Basis Total ​ (dollars in thousands) C&I - other ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Performing ​ $ 149,216 ​ $ 103,804 ​ $ 40,003 ​ $ 12,590 ​ $ 2,539 ​ $ 132 ​ $ — ​ $ 308,284 Nonperforming ​ 1,533 ​ 6,138 ​ 3,049 ​ 373 ​ 92 ​ 6 ​ — ​ 11,191 Total C&I - other ​ $ 150,749 ​ $ 109,942 ​ $ 43,052 ​ $ 12,963 ​ $ 2,631 ​ $ 138 ​ $ — ​ $ 319,475 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Direct financing leases ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Performing ​ $ 12,217 ​ $ 11,170 ​ $ 3,005 ​ $ 2,631 ​ $ 1,561 ​ $ 291 ​ $ — ​ $ 30,875 Nonperforming ​ — ​ 50 ​ 43 ​ 176 ​ 20 ​ — ​ — ​ 289 Total Direct financing leases ​ $ 12,217 ​ $ 11,220 ​ $ 3,048 ​ $ 2,807 ​ $ 1,581 ​ $ 291 ​ $ — ​ $ 31,164 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total ​ $ 162,966 ​ $ 121,162 ​ $ 46,100 ​ $ 15,770 ​ $ 4,212 ​ $ 429 ​ $ — ​ $ 350,639 ​ * Performing = loans/leases accruing and less than 90 days past due. Nonperforming = loans/leases on nonaccrual and accruing loans/leases that are greater than or equal to 90 days past due. ​ There were no loan and lease modifications to borrowers experiencing financial difficulty during the three months ended March 31, 2024. Any loan and lease modifications to borrowers experiencing financial difficulty during 2023 were immaterial. ​ Changes in the ACL for OBS exposures for the three months ended March 31, 2024 and 2023 are presented as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Three Months Ended ​ March 31, 2024 March 31, 2023 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance, beginning ​ $ 9,529 ​ $ 5,552 Provisions (credited) to expense ​ (322) ​ 481 Balance, ending ​ $ 9,207 ​ $ 6,033 ​ ​ ​ ​ ​ ​ ​ ​

Note 4 - SECURITIZATIONS AND VA

Note 4 - SECURITIZATIONS AND VARIABLE INTEREST ENTITIES	3 Months Ended
	Mar. 31, 2024
Securitizations and Variable Interest Entities
SECURITIZATIONS AND VARIABLE INTEREST ENTITIES	NOTE 4. SECURITIZATIONS AND VARIABLE INTEREST ENTITIES ​ Freddie Mac M and Q Series Securitizations ​ In 2023, the Company completed two Freddie Mac sponsored securitizations. The Company retained beneficial interests which are classified as trading securities on the consolidated balance sheets. Details related to the securitizations and related VIEs can be found in the Company's Annual Report on Form 10-K for the year ended December 31, 2023. ​ At March 31, 2024, the Company determined it was not the primary beneficiary of these VIEs primarily because the Company did not have the power to direct the activities that most significantly impact the VIEs. Evaluation and assessment of VIEs for consolidation is performed on an ongoing basis by management. Any changes in facts and circumstances occurring since the previous primary beneficiary determination will be considered as part of this ongoing assessment. ​ The Company’s total assets related to the VIEs as of March 31, 2024 and December 31, 2023 were $22.3 million and $22.4 million, respectively and there were no liabilities recorded. The Company’s maximum exposure to loss associated with these VIEs consists of the capital invested plus any unfunded equity commitments that are binding. As of March 31, 2024, the maximum exposure to loss was $31.8 million. ​

Note 5 - DERIVATIVES AND HEDGIN

Note 5 - DERIVATIVES AND HEDGING ACTIVITIES	3 Months Ended
	Mar. 31, 2024
Notes to Financial Statements
DERIVATIVES AND HEDGING ACTIVITIES	NOTE 5 – DERIVATIVES AND HEDGING ACTIVITIES Derivatives are summarized as follows as of March 31, 2024 and December 31, 2023: ​ ​ ​ ​ ​ ​ ​ ​ ​ March 31, 2024 December 31, 2023 ​ ​ (dollars in thousands) Assets: ​ ​ ​ ​ ​ ​ Hedged Derivatives ​ ​ ​ ​ ​ ​ Cash Flow Hedges ​ ​ ​ ​ ​ ​ Interest rate caps ​ $ 2,561 ​ $ 2,847 Interest rate swaps ​ 2,437 ​ 1,689 Fair Value Hedges ​ ​ ​ ​ ​ ​ Interest rate swaps ​ ​ 1,083 ​ ​ — Unhedged Derivatives ​ ​ ​ ​ ​ ​ Interest rate caps ​ ​ 769 ​ ​ 951 Interest rate swaps ​ 177,038 ​ 181,854 ​ ​ $ 183,888 ​ $ 187,341 ​ ​ ​ ​ ​ ​ ​ Liabilities: ​ ​ ​ ​ ​ ​ Hedged Derivatives ​ ​ ​ ​ ​ ​ Cash Flow Hedges ​ ​ ​ ​ ​ ​ Interest rate swaps ​ ​ (34,183) ​ ​ (30,407) Interest rate collars ​ ​ (456) ​ ​ (166) Fair Value Hedges ​ ​ ​ ​ ​ ​ Interest rate swaps ​ ​ — ​ ​ (3,308) Unhedged Derivatives ​ ​ ​ ​ ​ ​ Interest rate swaps ​ ​ (177,038) ​ ​ (181,854) ​ ​ $ (211,677) ​ $ (215,735) ​ ​ ​ ​ ​ ​ ​ ​ The Company uses interest rate swap, cap and collar instruments to manage interest rate risk related to the variability of interest payments due to changes in interest rates. The Company has entered into interest rate caps to hedge against the risk of rising interest rates on liabilities. The liabilities consist of $300.0 million of deposits and the benchmark rates hedged vary at 1-month SOFR, 3-month SOFR and the Prime Rate. The interest rate caps are designated as cash flow hedges in accordance with ASC 815. An initial premium of $3.5 million was paid upfront for the caps executed. The details of the interest rate caps are as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance Sheet ​ ​ ​ ​ ​ ​ Fair Value as of ​ ​ Hedged Item ​ Effective Date ​ Maturity Date ​ Location ​ Notional Amount ​ Strike Rate ​ March 31, 2024 ​ ​ December 31, 2023 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Deposits ​ 1/1/2020 ​ 1/1/2024 ​ Derivatives - Assets ​ ​ 25,000 ​ 1.75 % ​ ​ - ​ ​ ​ (79) ​ ​ Deposits ​ 1/1/2020 ​ 1/1/2024 ​ Derivatives - Assets ​ ​ 50,000 ​ 1.57 % ​ ​ - ​ ​ ​ - ​ ​ Deposits ​ 1/1/2020 ​ 1/1/2024 ​ Derivatives - Assets ​ ​ 25,000 ​ 1.80 % ​ ​ - ​ ​ ​ - ​ ​ Deposits ​ 1/1/2020 ​ 1/1/2025 ​ Derivatives - Assets ​ ​ 25,000 ​ 1.75 % ​ ​ 633 ​ ​ ​ 672 ​ ​ Deposits ​ 1/1/2020 ​ 1/1/2025 ​ Derivatives - Assets ​ ​ 50,000 ​ 1.57 % ​ ​ 1,285 ​ ​ ​ 1,503 ​ ​ Deposits ​ 1/1/2020 ​ 1/1/2025 ​ Derivatives - Assets ​ ​ 25,000 ​ 1.80 % ​ ​ 643 ​ ​ ​ 751 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ $ 200,000 ​ ​ ​ ​ $ 2,561 ​ ​ $ 2,847 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ The Company has entered into interest rate swaps to hedge against the risk of rising rates on one of its variable rate subordinated notes and its variable rate trust preferred securities. All of the interest rate swaps are designated as cash flow hedges in accordance with ASC 815. The details of the interest rate swaps are as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance Sheet ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Fair Value as of Hedged Item ​ Effective Date ​ Maturity Date ​ Location ​ Notional Amount ​ Receive Rate ​ ​ Pay Rate ​ March 31, 2024 ​ December 31, 2023 ​ ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ QCR Holdings Subordinated Note 3/1/2024 ​ 2/15/2028 ​ Derivatives - Assets $ 65,000 ​ 5.34 % ​ 4.02 % ​ $ 21 ​ $ - QCR Holdings Statutory Trust II 9/30/2018 ​ 9/30/2028 ​ Derivatives - Assets ​ 10,000 ​ 8.44 % ​ 5.85 % ​ ​ 512 ​ ​ 341 QCR Holdings Statutory Trust III 9/30/2018 ​ 9/30/2028 ​ Derivatives - Assets ​ 8,000 ​ 8.44 % ​ 5.85 % ​ ​ 409 ​ ​ 272 QCR Holdings Statutory Trust V 7/7/2018 ​ 7/7/2028 ​ Derivatives - Assets ​ 10,000 ​ 7.14 % ​ 4.54 % ​ ​ 500 ​ ​ 335 Community National Statutory Trust II 9/20/2018 ​ 9/20/2028 ​ Derivatives - Assets ​ 3,000 ​ 7.76 % ​ 5.17 % ​ ​ 153 ​ ​ 101 Community National Statutory Trust III 9/15/2018 ​ 9/15/2028 ​ Derivatives - Assets ​ 3,500 ​ 7.34 % ​ 4.75 % ​ ​ 178 ​ ​ 118 Guaranty Bankshares Statutory Trust I 9/15/2018 ​ 9/15/2028 ​ Derivatives - Assets ​ ​ 4,500 ​ 7.34 % ​ ​ 4.75 % ​ ​ 229 ​ ​ 152 Guaranty Statutory Trust II* 5/23/2019 ​ 2/23/2026 ​ Derivatives - Assets ​ 10,310 ​ 7.03 % ​ 4.09 % ​ ​ 435 ​ ​ 370 ​ ​ ​ ​ ​ $ 114,310 ​ ​ ​ ​ ​ ​ ​ ​ $ 2,437 ​ $ 1,689 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ * Acquired on 4/1/2022 with GFED acquisition. ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ The Company has entered into interest rate swaps to hedge against the risk of declining interest rates on floating rate loans. The interest rate swaps are designated as cash flow hedges in accordance with ASC 815. The details of the interest rate swaps are as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance Sheet ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Fair Value as of Hedged Item Effective Date Maturity Date Location Notional Amount Receive Rate ​ Pay Rate ​ March 31, 2024 December 31, 2023 (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans 7/1/2021 ​ 7/1/2031 ​ Derivatives - Liabilities $ 35,000 ​ ​ 1.40 % ​ 5.44 % ​ $ (5,605) ​ $ (5,004) Loans 7/1/2021 ​ 7/1/2031 ​ Derivatives - Liabilities ​ 50,000 ​ ​ 1.40 % ​ 5.44 % ​ ​ (8,007) ​ ​ (7,149) Loans 7/1/2021 ​ 7/1/2031 ​ Derivatives - Liabilities ​ 40,000 ​ ​ 1.40 % ​ 5.44 % ​ ​ (6,416) ​ ​ (5,730) Loans 10/1/2022 ​ 7/1/2031 ​ Derivatives - Liabilities ​ 25,000 ​ ​ 1.30 % ​ 5.33 % ​ ​ (4,035) ​ ​ (3,696) Loans 4/1/2022 ​ 4/1/2027 ​ Derivatives - Liabilities ​ 15,000 ​ ​ 1.91 % ​ 5.44 % ​ ​ (1,012) ​ ​ (868) Loans 4/1/2022 ​ 4/1/2027 ​ Derivatives - Liabilities ​ 50,000 ​ ​ 1.91 % ​ 5.44 % ​ ​ (3,373) ​ ​ (2,892) Loans 4/1/2022 ​ 4/1/2027 ​ Derivatives - Liabilities ​ 35,000 ​ ​ 1.91 % ​ 5.44 % ​ ​ (2,361) ​ ​ (2,024) Loans ​ 4/1/2022 ​ 4/1/2027 ​ Derivatives - Liabilities ​ ​ 50,000 ​ ​ 1.91 % ​ ​ 5.44 % ​ ​ (3,374) ​ ​ (3,044) ​ ​ ​ ​ ​ $ 300,000 ​ ​ ​ ​ ​ ​ ​ ​ ​ $ (34,183) ​ $ (30,407) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ The Company uses interest rate collars in an effort to manage future interest rate exposure on variable rate loans. The collar hedging strategy stabilizes interest rate fluctuations by setting both a floor and a cap. The collar is designated as a cash flow hedge in accordance with ASC 815. The details of the interest rate collars are as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Fair Value as of Hedged Item ​ Effective Date ​ Maturity Date ​ Location ​ Notional Amount ​ Cap Strike Rate ​ ​ Floor Strike Rate ​ March 31, 2024 ​ December 31, 2023 Loans 10/1/2022 ​ 10/1/2026 ​ Derivatives - Liabilities $ 50,000 ​ 4.40 % 2.44 % ​ $ (456) ​ $ (166) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ The Company has entered into interest rate swaps to hedge against the risk of rising rates on loans. The interest rate swaps are designated as fair value hedges in accordance with ASC 815. The details of the interest rate swaps are as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance Sheet ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Fair Value as of Hedged Item ​ Effective Date ​ Maturity Date ​ Location ​ Notional Amount ​ Receive Rate ​ ​ ​ Pay Rate ​ ​ March 31, 2024 ​ December 31, 2023 (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans 7/12/2023 ​ 2/1/2026 ​ Derivatives - Assets $ 25,000 ​ 5.33 % ​ 4.38 % ​ $ 61 ​ $ (195) Loans 7/12/2023 ​ 8/1/2026 ​ Derivatives - Assets ​ 30,000 ​ 5.33 % ​ 4.21 % ​ ​ 87 ​ ​ (293) Loans 7/12/2023 ​ 2/1/2027 ​ Derivatives - Assets ​ 32,500 ​ 5.33 % ​ 4.08 % ​ ​ 107 ​ ​ (364) Loans 7/12/2023 ​ 8/1/2027 ​ Derivatives - Assets ​ 32,500 ​ 5.33 % ​ 3.98 % ​ ​ 129 ​ ​ (397) Loans 7/12/2023 ​ 2/1/2028 ​ Derivatives - Assets ​ 30,000 ​ 5.33 % ​ 3.90 % ​ ​ 138 ​ ​ (388) Loans 7/12/2023 ​ 2/1/2026 ​ Derivatives - Assets ​ 15,000 ​ 5.33 % ​ 4.38 % ​ ​ 36 ​ ​ (117) Loans 7/12/2023 ​ 8/1/2026 ​ Derivatives - Assets ​ 15,000 ​ 5.33 % ​ 4.21 % ​ ​ 43 ​ ​ (146) Loans ​ 7/12/2023 ​ 2/1/2027 ​ Derivatives - Assets ​ ​ 15,000 ​ 5.33 % ​ ​ 4.08 % ​ ​ 50 ​ ​ (168) Loans ​ 7/12/2023 ​ 8/1/2027 ​ Derivatives - Assets ​ ​ 15,000 ​ 5.33 % ​ ​ 3.98 % ​ ​ 60 ​ ​ (183) Loans ​ 7/12/2023 ​ 2/1/2028 ​ Derivatives - Assets ​ ​ 15,000 ​ 5.33 % ​ ​ 3.90 % ​ ​ 69 ​ ​ (194) Loans ​ 7/12/2023 ​ 8/1/2025 ​ Derivatives - Assets ​ ​ 15,000 ​ 5.33 % ​ ​ 4.60 % ​ ​ 29 ​ ​ (69) Loans ​ 7/12/2023 ​ 2/1/2026 ​ Derivatives - Assets ​ ​ 20,000 ​ 5.33 % ​ ​ 4.38 % ​ ​ 49 ​ ​ (140) Loans ​ 7/12/2023 ​ 8/1/2026 ​ Derivatives - Assets ​ ​ 20,000 ​ 5.33 % ​ ​ 4.21 % ​ ​ 58 ​ ​ (176) Loans ​ 7/12/2023 ​ 2/1/2027 ​ Derivatives - Assets ​ ​ 20,000 ​ 5.33 % ​ ​ 4.08 % ​ ​ 67 ​ ​ (202) Loans ​ 7/12/2023 ​ 8/1/2027 ​ Derivatives - Assets ​ ​ 25,000 ​ 5.33 % ​ ​ 3.98 % ​ ​ 100 ​ ​ (276) ​ ​ ​ ​ ​ ​ ​ ​ $ 325,000 ​ ​ ​ ​ ​ ​ ​ ​ $ 1,083 ​ $ (3,308) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Changes in fair values of derivative financial instruments accounted for as cash flow hedges, to the extent that they are included in the assessment of effectiveness, are recorded as a component of AOCI. Changes in fair values of derivative financial instruments accounted for as fair value hedges, to the extent that they are included in the assessment of effectiveness, are recorded as a component of other assets or other liabilities. For derivative instruments that are designated as unhedged, the change in fair value of the derivative instrument is recognized into current earnings. The details of the unhedged interest rate caps are as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance Sheet ​ ​ ​ ​ ​ ​ ​ Fair Value as of ​ ​ Effective Date ​ Maturity Date ​ Location ​ Notional Amount ​ Strike Rate ​ ​ March 31, 2024 ​ ​ December 31, 2023 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2/1/2020 ​ 2/1/2024 ​ Derivatives - Assets ​ ​ 25,000 ​ 1.90 % ​ ​ - ​ ​ ​ 79 ​ ​ 3/1/2020 ​ 3/3/2025 ​ Derivatives - Assets ​ ​ 25,000 ​ 1.90 % ​ ​ 769 ​ ​ ​ 872 ​ ​ ​ ​ ​ ​ ​ ​ $ 50,000 ​ ​ ​ ​ $ 769 ​ ​ $ 951 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ The Company has also entered into interest rate swap contracts that are not designated as hedging instruments. These derivative contracts relate to transactions in which the Company enters into an interest rate swap with a customer while at the same time entering into an equal and offsetting interest rate swap with an upstream counterparty. Additionally, the Company receives an upfront, non-refundable fee from the upstream counterparty, dependent upon the pricing that is recognized upon receipt from the counterparty. Because the Company acts as an intermediary for the customer, changes in the fair value of the underlying derivative contracts, for the most part, offset each other and do not significantly impact the Company’s results of operations. Interest rate swaps that are not designated as hedging instruments are summarized as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ March 31, 2024 ​ December 31, 2023 ​ ​ ​ Notional Amount ​ Estimated Fair Value ​ Notional Amount ​ Estimated Fair Value ​ ​ ​ (dollars in thousands) Non-Hedging Interest Rate Derivatives Assets: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Interest rate swap contracts ​ ​ $ 3,508,720 ​ $ 177,038 ​ $ 3,308,024 ​ $ 181,854 Non-Hedging Interest Rate Derivatives Liabilities: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Interest rate swap contracts ​ ​ $ 3,508,720 ​ $ 177,038 ​ $ 3,308,024 ​ $ 181,854 ​ The effect of cash flow hedging and fair value accounting on the consolidated statements of income for the three months ended March 31, 2024 and 2023 are as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Three Months Ended March 31, 2024 ​ Three Months Ended March 31, 2023 ​ ​ Interest and ​ Interest ​ ​ Interest and ​ Interest ​ ​ ​ Dividend Income ​ Expense ​ ​ Dividend Income ​ Expense ​ ​ ​ (dollars in thousands) Income and expense line items presented in the consolidated statements of income ​ $ 115,049 ​ $ 60,350 ​ ​ $ 94,217 ​ $ 37,407 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ The effects of cash flow hedging: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Gain on interest rate caps on deposits ​ ​ - ​ ​ (1,116) ​ ​ ​ - ​ ​ (1,581) ​ Gain on interest rate swaps on junior subordinated debentures ​ ​ - ​ ​ (336) ​ ​ ​ - ​ ​ (227) ​ Loss on interest rate swaps and collars on loans ​ ​ (2,974) ​ ​ - ​ ​ ​ (2,055) ​ ​ - ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ The effects of fair value hedging: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Gain on interest rate swaps on loans ​ ​ 977 ​ ​ - ​ ​ ​ - ​ ​ - ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ The Company’s hedged interest rate swaps and non-hedged interest rate swaps are collateralized with cash and investment securities with carrying values as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ March 31, 2024 ​ December 31, 2023 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ Cash ​ $ 14,470 ​ $ 51,680 U.S govt. sponsored agency securities ​ ​ 6,285 ​ ​ 6,413 Municipal securities ​ ​ 67,040 ​ ​ 68,651 Residential mortgage-backed and related securities ​ 21,730 ​ 23,358 ​ ​ $ 109,525 ​ $ 150,102 ​ ​ ​ ​ ​ ​ ​ ​ The Company may be exposed to credit risk in the event of non-performance by the counterparties to its interest rate derivative agreements. The Company assesses the credit risk of its financial institution counterparties by monitoring publicly available credit ratings and financial information. Additionally, the Company manages financial institution counterparty credit risk by entering into interest rate derivatives only with primary and highly rated counterparties, and uses ISDA master agreements, central clearing mechanisms and counterparty limits. The agreements contain bilateral collateral agreements with the amount of collateral to be posted generally governed by the settlement value of outstanding swaps. The Company manages the risk of default by its borrower/customer counterparties through its normal loan underwriting and credit monitoring policies and procedures. The Company underwrites the combination of the base loan amount and potential swap exposure and focuses on high quality borrowers with strong collateral values. The majority of the Company’s swapped loan portfolio consists of loans on projects, with loan-to-values, including the potential swap exposure, below 65%. The Company does not currently anticipate any losses from failure of interest rate derivative counterparties to honor their obligations. ​ ​ ​

Note 6 - INCOME TAXES

Note 6 - INCOME TAXES	3 Months Ended
	Mar. 31, 2024
Notes to Financial Statements
Federal and State Income Taxes	NOTE 6 – IN COME TAXES ​ A reconciliation of the expected federal income tax expense to the income tax expense included in the consolidated statements of income is as follows for the three months ended March 31, 2024 and 2023: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ For the Three Months Ended March 31, ​ ​ ​ ​ ​ 2024 ​ 2023 ​ ​ ​ ​ ​ ​ ​ ​ % of ​ ​ ​ ​ % of ​ ​ ​ ​ ​ ​ ​ ​ Pretax ​ ​ ​ ​ Pretax ​ ​ ​ ​ Amount Income Amount Income ​ ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Computed "expected" tax expense ​ $ 5,859 21.0 % $ 6,287 21.0 % ​ ​ Tax exempt income, net ​ (3,775) (13.5) ​ (3,216) (10.7) ​ ​ ​ Bank-owned life insurance ​ (182) (0.7) ​ (148) (0.5) ​ ​ ​ State income taxes, net of federal benefit, current year ​ 1,014 3.6 ​ 1,189 4.0 ​ ​ ​ Tax credits ​ (86) (0.3) ​ (177) (0.6) ​ ​ ​ Income from tax credit equity investments ​ ​ (596) ​ (2.1) ​ ​ (413) ​ (1.4) ​ ​ ​ Excess tax benefit on stock options exercised and restricted stock awards vested ​ (470) (1.7) ​ (398) (1.3) ​ ​ ​ Other ​ (592) (2.1) ​ (342) (1.2) ​ ​ ​ Federal and state income tax expense ​ $ 1,172 4.2 % $ 2,782 9.3 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Effective January 1, 2024, the Company made an election to account for its LIHTC investments using the proportional amortization method under newly adopted accounting guidance. Under the proportional amortization method, the Company applies a practical expedient for its LIHTC investments and amortizes the initial cost of the qualifying investments in proportion to the income tax credits received in the current period as compared to the total income tax credits expected to be received over the life of the investment. For LIHTC investments, the Company amortized the initial cost of qualifying investments in proportion to the income tax credits and other income tax benefits received in the current period. ​ The following table summarizes the impact to the Consolidated Statements of Operations relative to the Company’s tax credit programs for which it has elected to apply the proportional amortization method of accounting: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ For the Three Months Ended ​ ​ ​ March 31, 2024 ​ December 31, 2023 ​ March 31, 2023 ​ ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Tax credits recognized ​ $ 2,204 ​ $ 5,185 ​ $ 1,120 Other tax benefits recognized ​ 729 ​ 2,037 ​ 508 Amortization ​ (2,061) ​ (5,090) ​ (964) Net benefit included in income tax ​ 872 ​ 2,132 ​ 664 ​ ​ ​ ​ ​ ​ ​ Other income ​ — ​ — ​ — Allocated income on investments ​ ​ — ​ ​ — ​ ​ — ​ Net benefit included in noninterest income ​ ​ — ​ ​ — ​ ​ — ​ ​ ​ ​ ​ ​ ​ ​ Net benefit included in the Consolidated Statements of Operations ​ $ 872 ​ $ 2,132 ​ $ 664 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ The Company did not recognize impairment losses resulting from the forfeiture or ineligibility of income tax credits or other circumstances during the quarters ending March 31, 2024, December 31, 2023 and March 31, 2023. ​ ​

Note 7 - EARNINGS PER SHARE

Note 7 - EARNINGS PER SHARE	3 Months Ended
	Mar. 31, 2024
Notes to Financial Statements
EARNINGS PER SHARE	NOTE 7 - EARNINGS PER SHARE ​ The following information was used in the computation of EPS on a basic and diluted basis: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Three months ended ​ ​ ​ ​ ​ March 31, ​ ​ ​ ​ ​ 2024 ​ 2023 ​ ​ ​ (dollars in thousands, except share data) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Net income ​ $ 26,726 ​ $ 27,157 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Basic EPS ​ $ 1.59 ​ $ 1.62 ​ ​ Diluted EPS ​ $ 1.58 ​ $ 1.60 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Weighted average common shares outstanding ​ 16,783,348 ​ 16,776,289 ​ ​ Weighted average common shares issuable upon exercise of stock options ​ ​ ​ ​ ​ ​ ​ ​ and under the employee stock purchase plan ​ 127,327 ​ 165,843 ​ ​ Weighted average common and common equivalent shares outstanding ​ 16,910,675 ​ 16,942,132 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Note 8 - FAIR VALUE

Note 8 - FAIR VALUE	3 Months Ended
	Mar. 31, 2024
FAIR VALUE
FAIR VALUE	NOTE 8 – FAIR VALUE ​ Accounting guidance on fair value measurement uses a hierarchy intended to maximize the use of observable inputs and minimize the use of unobservable inputs. This hierarchy includes three levels and is based upon the valuation techniques used to measure assets and liabilities. The three levels are as follows: ● Level 1 – Inputs to the valuation methodology are quoted prices (unadjusted) for identical assets or liabilities in markets; ● Level 2 – Inputs to the valuation methodology include quoted prices for similar assets and liabilities in active markets and inputs that are observable for the asset or liability, either directly or indirectly, for substantially the full term of the financial instrument; and ● Level 3 – Inputs to the valuation methodology are unobservable and significant to the fair value measurement. Assets and liabilities measured at fair value on a recurring basis comprise the following at March 31, 2024 and December 31, 2023: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Fair Value Measurements at Reporting Date Using ​ ​ ​ ​ ​ Quoted Prices ​ Significant ​ ​ ​ ​ ​ ​ ​ ​ in Active ​ Other ​ Significant ​ ​ ​ ​ ​ Markets for ​ Observable ​ Unobservable ​ ​ ​ ​ ​ Identical Assets ​ Inputs ​ Inputs ​ Fair Value (Level 1) (Level 2) (Level 3) ​ ​ (dollars in thousands) March 31, 2024: ​ ​ ​ ​ Securities AFS: ​ ​ ​ ​ U.S. treasuries and govt. sponsored agency securities ​ $ 14,442 ​ $ — ​ $ 14,442 ​ $ — Residential mortgage-backed and related securities ​ 56,071 ​ — ​ 56,071 ​ — Municipal securities ​ 166,693 ​ — ​ 166,693 ​ — Asset-backed securities ​ ​ 14,285 ​ ​ — ​ ​ 14,285 ​ ​ — Other securities ​ 39,489 ​ — ​ 39,489 ​ — Securities trading ​ ​ 22,258 ​ ​ — ​ ​ — ​ ​ 22,258 Derivatives ​ 183,888 ​ — ​ 183,888 ​ — Total assets measured at fair value ​ $ 497,126 ​ $ — ​ $ 474,868 ​ $ 22,258 ​ ​ ​ ​ ​ Derivatives ​ $ 211,677 ​ $ — ​ $ 211,677 ​ $ — Total liabilities measured at fair value ​ $ 211,677 ​ $ — ​ $ 211,677 ​ $ — ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2023: ​ ​ ​ ​ Securities AFS: ​ ​ ​ ​ U.S. govt. sponsored agency securities ​ $ 14,973 ​ $ — ​ $ 14,973 ​ $ — Residential mortgage-backed and related securities ​ 59,196 ​ — ​ 59,196 ​ — Municipal securities ​ 170,987 ​ — ​ 170,987 ​ — Asset-backed securities ​ ​ 15,423 ​ ​ — ​ ​ 15,423 ​ ​ — Other securities ​ 39,076 ​ — ​ 39,076 ​ — Securities trading ​ ​ 22,369 ​ ​ — ​ ​ — ​ ​ 22,369 Derivatives ​ 187,341 ​ — ​ 187,341 ​ — Total assets measured at fair value ​ $ 509,365 ​ $ — ​ $ 486,996 ​ $ 22,369 ​ ​ ​ ​ ​ Derivatives ​ $ 215,735 ​ $ — ​ $ 215,735 ​ $ — Total liabilities measured at fair value ​ $ 215,735 ​ $ — ​ $ 215,735 ​ $ — ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ The securities AFS portfolio consists of securities whereby the Company obtains fair values from an independent pricing service. The fair values are determined by pricing models that consider observable market data, such as interest rate volatilities, SOFR yield curve, credit spreads and prices from market makers and live trading systems (Level 2 inputs). Trading securities consist of retained beneficial interests from securitizations and are classified as a Level 3 in the fair value hierarchy. Fair values are estimated using the discounted cash flow method, including discount rates which are deemed to be significant unobservable inputs. As of March 31, 2024, the discount rates ranged from 5.84% to 7.55%. Interest rate caps, swaps and collars are used for the purpose of hedging interest rate risk on various financial assets and liabilities, further described in Note 4 to the Consolidated Financial Statements. Interest rate swaps are also executed for select commercial customers. The fair values are determined by pricing models that consider observable market data for derivative instruments with similar structures (Level 2 inputs). Certain financial assets are measured at fair value on a non-recurring basis; that is, the assets are not measured at fair value on an ongoing basis but are subject to fair value adjustments in certain circumstances (for example, when a loan/lease is collaterally dependent). Assets measured at fair value on a non-recurring basis comprised the following at March 31, 2024 and December 31, 2023: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Fair Value Measurements at Reporting Date Using ​ ​ ​ ​ ​ Quoted Prices ​ Significant ​ ​ ​ ​ ​ ​ ​ ​ in Active ​ Other ​ Significant ​ ​ ​ ​ ​ Markets for ​ Observable ​ Unobservable ​ ​ ​ ​ ​ Identical Assets ​ Inputs ​ Inputs ​ Fair Value Level 1 Level 2 Level 3 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ March 31, 2024: ​ ​ ​ ​ Loans/leases evaluated individually ​ $ 33,949 ​ $ — ​ $ — ​ $ 33,949 Loans receivable held for sale in preparation for securitization ​ ​ 274,816 ​ ​ — ​ ​ — ​ ​ 274,816 OREO ​ ​ 847 ​ ​ — ​ ​ — ​ ​ 847 Other repossessed assets ​ 1,082 ​ — ​ — ​ 1,082 ​ ​ $ 310,694 ​ $ — ​ $ — ​ $ 310,694 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2023: ​ ​ ​ ​ Loans/leases evaluated individually ​ $ 33,656 ​ $ — ​ $ — ​ $ 33,656 OREO ​ 1,455 ​ — ​ — ​ 1,455 ​ ​ $ 35,111 ​ $ — ​ $ — ​ $ 35,111 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans/leases evaluated individually are valued at the lower of cost or fair value and are classified as Level 3 in the fair value hierarchy. Fair value is measured based on the value of the collateral securing these loans/leases. Collateral may be comprised of real estate and/or business assets, including equipment, inventory and/or accounts receivable, and is determined based on appraisals by qualified licensed appraisers hired by the Company. Appraised and reported values are discounted based on management's historical knowledge, changes in market conditions from the time of valuation, and/or management's expertise and knowledge of the client and client's business. Loans receivable held for sale in preparation for securitization are valued at the lower of cost or fair value in the aggregate by type and are classified as Level 3 in the fair value hierarchy. Fair value is estimated considering the loans have a floating interest rate with a spread that is commensurate with current market pricing, in addition to factoring in a discount for credit risk. OREO in the table above consists of property acquired through foreclosures and settlement of loans. Property acquired is carried at the estimated fair value of the property, less disposal costs, and is classified as a Level 3 in the fair value hierarchy. The estimated fair value of the property acquired is generally determined based on appraisals by qualified licensed appraisers hired by the Company. Appraised and reported values are discounted based on management’s historical knowledge, changes in market conditions from the time of valuation, and/or management’s expertise and knowledge of the property. Other repossessed assets in the table above consists of equipment acquired through repossession and settlement of loans. Property acquired is carried at the estimated fair value of the property, less disposal costs, and is classified as a Level 3 in the fair value hierarchy. The estimated fair value of the property acquired is generally determined based on current average auction prices database used by a national auction company hired by the Company. The following table presents additional quantitative information about assets measured at fair value on a non-recurring basis for which the Company has utilized Level 3 inputs to determine fair value: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Quantitative Information about Level Fair Value Measurements ​ ​ Fair Value ​ Fair Value ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ March 31, ​ December 31, ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2024 2023 Valuation Technique Unobservable Input Range ​ ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans/leases evaluated individually ​ $ 33,949 ​ $ 33,656 ​ Appraisal of collateral ​ Appraisal adjustments ​ -10.00 % to ​ -30.00 % Loans receivable held for sale in preparation for securitization ​ ​ 274,816 ​ ​ — ​ Market prices for similar loans ​ Market price adjustments ​ ​ ​ n/a ​ ​ ​ OREO ​ ​ 847 ​ ​ 1,455 ​ Appraisal of collateral ​ Appraisal adjustments ​ 0.00 % to -35.00 % Other repossessed assets ​ 1,082 ​ — Average auction prices Market price adjustments ​ ​ n/a ​ ​ ​ ​ For the loans/leases evaluated individually and OREO, the Company records carrying value at fair value less disposal or selling costs. The amounts reported in the tables above are fair values before the adjustment for disposal or selling costs. For loans receivable held for sale in preparation for securitization, the Company records carrying value at fair value factoring in a discount for credit risk. There have been no changes in valuation techniques used for any assets or liabilities measured at fair value during the three months ended March 31, 2024 and 2023. The following table presents the carrying values and estimated fair values of financial assets and liabilities carried on the Company's consolidated balance sheets, including those financial assets and liabilities that are not measured and reported at fair value on a recurring basis or non-recurring basis: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Fair Value ​ As of March 31, 2024 ​ As of December 31, 2023 ​ ​ Hierarchy ​ Carrying ​ Estimated ​ Carrying ​ Estimated ​ Level Value Fair Value Value Fair Value ​ ​ ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Cash and due from banks Level 1 ​ $ 80,988 ​ $ 80,988 ​ $ 97,123 ​ $ 97,123 Federal funds sold Level 2 ​ 4,150 ​ 4,150 ​ 35,450 ​ 35,450 Interest-bearing deposits at financial institutions Level 2 ​ 72,870 ​ 72,870 ​ 104,919 ​ 104,919 Investment securities: ​ ​ ​ ​ ​ ​ ​ ​ HTM Level 2 ​ 718,623 ​ 696,170 ​ 683,504 ​ 680,279 AFS Level 2 ​ 290,980 ​ 290,980 ​ 299,655 ​ 299,655 Trading ​ Level 3 ​ ​ 22,258 ​ ​ 22,258 ​ ​ 22,369 ​ ​ 22,369 Loans/leases receivable, net Level 3 ​ 31,434 ​ 33,949 ​ 31,163 ​ 33,656 Loans/leases receivable, net Level 2 ​ 6,532,432 ​ 6,255,402 ​ 6,425,053 ​ 6,125,433 Derivatives Level 2 ​ 183,888 ​ 183,888 ​ 187,341 ​ 187,341 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Deposits: ​ ​ ​ ​ ​ ​ ​ ​ Nonmaturity deposits Level 2 ​ 5,669,912 ​ 5,669,912 ​ 5,504,323 ​ 5,504,323 Time deposits Level 2 ​ 1,136,863 ​ 1,129,488 ​ 1,009,682 ​ 996,746 Short-term borrowings Level 2 ​ 2,700 ​ 2,700 ​ 1,500 ​ 1,500 FHLB advances Level 2 ​ 205,000 ​ 205,962 ​ 435,000 ​ 437,178 Subordinated notes ​ Level 2 ​ ​ 233,170 ​ ​ 239,256 ​ ​ 233,064 ​ ​ 240,235 Junior subordinated debentures Level 2 ​ 48,763 ​ 40,567 ​ 48,731 ​ 40,397 Derivatives Level 2 ​ 211,677 ​ 211,677 ​ 215,735 ​ 215,735 ​

Note 9 - BUSINESS SEGMENT INFOR

Note 9 - BUSINESS SEGMENT INFORMATION	3 Months Ended
	Mar. 31, 2024
BUSINESS SEGMENT INFORMATION
BUSINESS SEGMENT INFORMATION	NOTE 9 – BUSINESS SEGMENT INFORMATION Selected financial and descriptive information is required to be disclosed for reportable operating segments, applying a “management perspective” as the basis for identifying reportable segments. The management perspective is determined by the view that management takes of the segments within the Company when making operating decisions, allocating resources, and measuring performance. The segments of the Company have been defined by the structure of the Company's internal organization, focusing on the financial information that the Company's operating decision-makers routinely use to make decisions about operating matters. The Company’s Commercial Banking business is geographically divided by markets into the operating segments which are the four subsidiary banks wholly owned by the Company: QCBT, CRBT, CSB, and GB. Each of these operating segments offers similar products and services, but is managed separately due to different pricing, product demand, and consumer markets. Each offers commercial, consumer, and mortgage loans and deposit services. The Company's All Other segment includes the corporate operations of the parent and operations of all other consolidated subsidiaries and/or defined operating segments that fall below the segment reporting thresholds. Selected financial information on the Company's business segments is presented as follows as of and for the three months ended March 31, 2024 and 2023: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial Banking ​ ​ ​ Intercompany ​ Consolidated ​ QCBT CRBT CSB GB All other Eliminations Total ​ ​ (dollars in thousands) Three Months Ended March 31, 2024 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total revenue ​ $ 40,382 ​ $ 47,975 ​ $ 20,509 ​ $ 33,625 ​ $ 33,669 ​ $ (34,253) ​ $ 141,907 Net interest income ​ 16,963 ​ 16,908 ​ 11,075 ​ 13,514 ​ (4,109) ​ 348 ​ 54,699 Provision for credit losses ​ 3,225 ​ (234) ​ 186 ​ (208) ​ — ​ — ​ 2,969 Net income (loss) from continuing operations ​ 4,903 ​ 18,043 ​ 4,449 ​ 5,006 ​ 27,323 ​ (32,998) ​ 26,726 Goodwill ​ 3,223 ​ 14,980 ​ 9,888 ​ 110,936 ​ — ​ — ​ 139,027 Intangibles ​ — ​ 819 ​ 1,289 ​ 11,023 ​ — ​ — ​ 13,131 Total assets ​ 2,618,727 ​ 2,423,936 ​ 1,445,230 ​ 2,327,985 ​ 1,235,181 ​ (1,451,510) ​ 8,599,549 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Three Months Ended March 31, 2023 ​ ​ ​ ​ ​ ​ ​ ​ Total revenue ​ $ 33,124 ​ $ 43,123 ​ $ 16,568 ​ $ 27,621 ​ $ 34,669 ​ $ (35,046) ​ $ 120,059 Net interest income ​ 16,988 ​ 17,179 ​ 10,890 ​ 15,372 ​ (3,963) ​ 344 ​ 56,810 Provision for loan/lease losses ​ 1,573 ​ 1,516 ​ 492 ​ 347 ​ — ​ — ​ 3,928 Net income (loss) from continuing operations ​ 7,038 ​ 16,400 ​ 4,760 ​ 5,387 ​ 27,680 ​ (34,108) ​ 27,157 Goodwill ​ 3,223 ​ 14,980 ​ 9,888 ​ 110,383 ​ — ​ — ​ 138,474 Intangibles ​ — ​ 1,108 ​ 1,878 ​ 13,007 ​ — ​ — ​ 15,993 Total assets ​ 2,548,473 ​ 2,196,560 ​ 1,286,227 ​ 2,147,776 ​ 1,116,694 ​ (1,258,826) ​ 8,036,904 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Note 10 - REGULATORY CAPITAL RE

Note 10 - REGULATORY CAPITAL REQUIREMENTS	3 Months Ended
	Mar. 31, 2024
Notes to Financial Statements
REGULATORY CAPITAL REQUIREMENTS	NOTE 10 – REGULATORY CAPITAL REQUIREMENTS The Company (on a consolidated basis) and the subsidiary banks are subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company and the subsidiary banks' financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Company and the subsidiary banks must meet specific capital guidelines that involve quantitative measures of their assets, liabilities, and certain OBS items as calculated under regulatory accounting practices. The capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. Quantitative measures established by regulation to ensure capital adequacy require the Company and the subsidiary banks to maintain minimum amounts and ratios (set forth in the following table) of total common equity Tier 1, Tier 1 capital to risk-weighted assets and Tier 1 capital to average assets, each as defined by regulation. Management believes, as of March 31, 2024 and December 31, 2023, that the Company and the subsidiary banks met all capital adequacy requirements to which they are subject. Under the regulatory framework for prompt corrective action, to be categorized as “well capitalized,” an institution must maintain minimum total risk-based, Tier 1 risk-based, Tier 1 leverage and common equity Tier 1 ratios as set forth in the following tables. The Company and the subsidiary banks’ actual capital amounts and ratios as of March 31, 2024 and December 31, 2023 are presented in the following tables (dollars in thousands). As of March 31, 2024 and December 31, 2023, each of the subsidiary banks met such capital requirements to be “well capitalized.” ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ For Capital ​ To Be Well ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Adequacy Purposes ​ Capitalized Under ​ ​ ​ ​ ​ ​ ​ For Capital ​ With Capital ​ Prompt Corrective ​ ​ Actual ​ Adequacy Purposes ​ Conservation Buffer ​ Action Provisions ​ Amount Ratio Amount ​ Ratio Amount ​ Ratio Amount ​ Ratio ​ ​ ​ ( dollars in thousands) ​ As of March 31, 2024: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Company: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 1,181,827 ​ 14.30 % $ 660,989 > 8.00 % $ 867,548 > 10.50 % $ 826,237 > 10.00 % Tier 1 risk-based capital ​ 867,778 10.50 ​ 495,742 > 6.00 ​ 702,301 > 8.50 ​ 660,989 > 8.00 ​ Tier 1 leverage ​ 867,778 10.33 ​ 336,048 > 4.00 ​ 336,048 > 4.00 ​ 420,060 > 5.00 ​ Common equity Tier 1 ​ 819,015 9.91 ​ 371,806 > 4.50 ​ 578,366 > 7.00 ​ 537,054 > 6.50 ​ Quad City Bank & Trust: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 305,569 ​ 12.77 % $ 191,391 > 8.00 % $ 251,201 > 10.50 % $ 239,239 > 10.00 % Tier 1 risk-based capital ​ 275,648 11.52 ​ 143,543 > 6.00 ​ 203,353 > 8.50 ​ 191,391 > 8.00 ​ Tier 1 leverage ​ 275,648 11.15 ​ 98,876 > 4.00 ​ 98,876 > 4.00 ​ 123,596 > 5.00 ​ Common equity Tier 1 ​ 275,648 11.52 ​ 107,658 > 4.50 ​ 167,467 > 7.00 ​ 155,505 > 6.50 ​ Cedar Rapids Bank & Trust: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 398,654 ​ 15.53 % $ 205,302 > 8.00 % $ 269,458 > 10.50 % $ 256,627 > 10.00 % Tier 1 risk-based capital ​ 373,281 14.55 ​ 153,976 > 6.00 ​ 218,133 > 8.50 ​ 205,302 > 8.00 ​ Tier 1 leverage ​ 373,281 16.01 ​ 93,236 > 4.00 ​ 93,236 > 4.00 ​ 116,545 > 5.00 ​ Common equity Tier 1 ​ 373,281 14.55 ​ 115,482 > 4.50 ​ 179,639 > 7.00 ​ 166,808 > 6.50 ​ Community State Bank: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 175,056 ​ 12.81 % $ 109,305 > 8.00 % $ 143,463 > 10.50 % $ 136,631 > 10.00 % Tier 1 risk-based capital ​ 160,919 11.78 ​ 81,979 > 6.00 ​ 116,136 > 8.50 ​ 109,305 > 8.00 ​ Tier 1 leverage ​ 160,919 11.31 ​ 56,930 > 4.00 ​ 56,930 > 4.00 ​ 71,162 > 5.00 ​ Common equity Tier 1 ​ 160,919 11.78 ​ 61,484 > 4.50 ​ 95,642 > 7.00 ​ 88,810 > 6.50 ​ Guaranty Bank: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 273,124 ​ 13.11 % $ 166,624 > 8.00 % $ 218,694 > 10.50 % $ 208,280 > 10.00 % Tier 1 risk-based capital ​ 249,998 12.00 ​ 124,968 > 6.00 ​ 177,038 > 8.50 ​ 166,624 > 8.00 ​ Tier 1 leverage ​ 249,998 11.51 ​ 86,845 > 4.00 ​ 86,845 > 4.00 ​ 108,556 > 5.00 ​ Common equity Tier 1 ​ 249,998 12.00 ​ 93,726 > 4.50 ​ 145,796 > 7.00 ​ 135,382 > 6.50 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ For Capital ​ To Be Well ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Adequacy Purposes ​ Capitalized Under ​ ​ ​ ​ ​ ​ ​ For Capital ​ With Capital ​ Prompt Corrective ​ ​ Actual ​ Adequacy Purposes ​ Conservation Buffer ​ Action Provisions ​ Amount Ratio Amount ​ Ratio Amount ​ Ratio Amount ​ Ratio ​ ​ ( dollars in thousands) ​ As of December 31, 2023: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Company: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 1,171,047 ​ 14.29 % $ 655,461 > 8.00 % $ 860,293 > 10.50 % $ 819,327 > 10.00 % Tier 1 risk-based capital ​ 841,052 10.27 ​ 491,596 > 6.00 ​ 696,428 > 8.50 ​ 655,461 > 8.00 ​ Tier 1 leverage ​ 841,052 10.03 ​ 335,420 > 4.00 ​ 335,420 > 4.00 ​ 419,275 > 5.00 ​ Common equity Tier 1 ​ 792,321 9.67 ​ 368,697 > 4.50 ​ 573,529 > 7.00 ​ 532,562 > 6.50 ​ Quad City Bank & Trust: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 300,413 ​ 12.67 % $ 189,707 > 8.00 % $ 248,990 > 10.50 % $ 237,133 > 10.00 % Tier 1 risk-based capital ​ 270,744 11.42 ​ 142,280 > 6.00 ​ 201,563 > 8.50 ​ 189,707 > 8.00 ​ Tier 1 leverage ​ 270,744 11.23 ​ 96,425 > 4.00 ​ 96,425 > 4.00 ​ 120,531 > 5.00 ​ Common equity Tier 1 ​ 270,744 11.42 ​ 106,710 > 4.50 ​ 165,993 > 7.00 ​ 154,137 > 6.50 ​ Cedar Rapids Bank & Trust: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 381,514 ​ 15.60 % $ 195,687 > 8.00 % $ 256,840 > 10.50 % $ 244,609 > 10.00 % Tier 1 risk-based capital ​ 354,940 14.51 ​ 146,766 > 6.00 ​ 207,918 > 8.50 ​ 195,687 > 8.00 ​ Tier 1 leverage ​ 354,940 14.77 ​ 96,093 > 4.00 ​ 96,093 > 4.00 ​ 120,116 > 5.00 ​ Common equity Tier 1 ​ 354,940 14.51 ​ 110,074 > 4.50 ​ 171,227 > 7.00 ​ 158,996 > 6.50 ​ Community State Bank: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 171,747 ​ 13.22 % $ 103,903 > 8.00 % $ 136,372 > 10.50 % $ 129,878 > 10.00 % Tier 1 risk-based capital ​ 156,629 12.06 ​ 77,927 > 6.00 ​ 110,397 > 8.50 ​ 103,903 > 8.00 ​ Tier 1 leverage ​ 156,629 11.19 ​ 56,005 > 4.00 ​ 56,005 > 4.00 ​ 70,007 > 5.00 ​ Common equity Tier 1 ​ 156,629 12.06 ​ 58,445 > 4.50 ​ 90,915 > 7.00 ​ 84,421 > 6.50 ​ Guaranty Bank: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 267,822 ​ 12.68 % $ 168,967 > 8.00 % $ 221,770 > 10.50 % $ 211,209 > 10.00 % Tier 1 risk-based capital ​ 244,506 11.58 ​ 126,726 > 6.00 ​ 179,528 > 8.50 ​ 168,967 > 8.00 ​ Tier 1 leverage ​ 244,506 11.41 ​ 85,688 > 4.00 ​ 85,688 > 4.00 ​ 107,110 > 5.00 ​ Common equity Tier 1 ​ 244,506 11.58 ​ 95,044 > 4.50 ​ 147,847 > 7.00 ​ 137,286 > 6.50 ​ ​

Note 11 - COMMITMENTS

Note 11 - COMMITMENTS	3 Months Ended
	Mar. 31, 2024
Commitments and Contingencies
COMMITMENTS	NOTE 11 - COMMITMENTS ​ The Company entered into a construction contract in 2023 for the construction of a new CRBT facility in Cedar Rapids, Iowa. The Company will pay the contractor a contract price of approximately $17.0 million, subject to additions and deductions as provided in the contract documents. As of March 31, 2024, the Company has paid $7.4 million of the contract price, resulting in a remaining future commitment of $9.6 million. Construction is anticipated to be completed in 2024.

Note 1 - SUMMARY OF SIGNIFICA_2

Note 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)	3 Months Ended
	Mar. 31, 2024
Accounting Policies
Basis of presentation	Basis of presentation The financial information of the Company included herein has been prepared in accordance with GAAP for interim financial reporting and has been prepared pursuant to the rules and regulations for reporting on Form 10-Q and Rule 10-01 of Regulation S-X. Such information reflects all adjustments (consisting of normal recurring adjustments) that are, in the opinion of management, necessary for a fair presentation of the financial position and results of operations for the periods presented. Any differences appearing between the numbers presented in financial statements and management's discussion and analysis are due to rounding. The results of the interim period ended March 31, 2024 are not necessarily indicative of the results expected for the year ending December 31, 2024, or for any other period. The acronyms and abbreviations identified below are used throughout this Quarterly Report on Form 10-Q. It may be helpful to refer back to this page as you read this report. ​ ​ ​ ​ ACL: Allowance for credit losses FRB: Federal Reserve Bank of Chicago AFS: Available for sale GAAP: Generally Accepted Accounting Principles Allowance: Allowance for credit losses GFED: Guaranty Federal Bancshares, Inc. AOCI: Accumulated other comprehensive income (loss) HTM: Held to maturity ASC: Accounting Standards Codification LIBOR: London Inter-Bank Offered Rate ASU: Accounting Standards Update LIHTC: Low-income housing tax credit BOLI: Bank-owned life insurance m2: m2 Equipment Finance, LLC Caps: Interest rate cap derivatives NIM: Net interest margin CECL: Current Expected Credit Losses NPA: Nonperforming asset Community National: Community National Bancorporation NPL: Nonperforming loan Company: QCR Holdings, Inc. OBS: Off-balance sheet COVID-19: Coronavirus Disease 2019 OREO: Other real estate owned CRBT: Cedar Rapids Bank & Trust Company OTTI: Other-than-temporary impairment CRE: Commercial real estate PCAOB: Public Company Accounting Oversight Board CSB: Community State Bank Provision: Provision for credit losses C&I: Commercial and industrial QCBT: Quad City Bank & Trust Company EBA: Excess balance account ROAA: Return on average assets EPS: Earnings per share ROAE: Return on average equity Exchange Act: Securities Exchange Act of 1934, as SEC: Securities and Exchange Commission amended SFG: Specialty Finance Group FASB: Financial Accounting Standards Board SOFR: Secured Overnight Financing Rate FDIC: Federal Deposit Insurance Corporation TA: Tangible assets Federal Reserve: Board of Governors of the Federal TCE: Tangible common equity Reserve System TDR: Troubled debt restructuring FHLB: Federal Home Loan Bank TEY: Tax equivalent yield ​ ​ ​ ​ ​ ​ ​ ​ ​
Principles of consolidation	The Consolidated Financial Statements include the accounts of the Company and its wholly owned subsidiaries which include the accounts of four commercial banks: QCBT, CRBT, CSB and GB. All four banks are state-chartered commercial banks and all are members of the Federal Reserve system. The Company also engages in direct financing lease contracts through m2, a wholly owned subsidiary of QCBT. The company also engages in wealth management services through its banking subsidiaries. All material intercompany transactions and balances have been eliminated in consolidation.
Credit quality indicators	Credit quality indicators 1. Highest Quality (pass) – loans of the highest quality with no credit risk, including those fully secured by Bank certificates of deposit and U.S. government securities. 2. Superior Quality (pass) – loans with very strong credit quality. Borrowers have exceptionally strong earnings, liquidity, capital, cash flow coverage, and management ability. Includes loans secured by high quality, marketable securities, certificates of deposit from other institutions, and cash value of life insurance. Also includes loans supported by U.S. government, state, or municipal guarantees. 3. Good Quality (pass) – loans with good credit quality. Established borrowers with good financial condition, including earnings, liquidity, capital and cash flow coverage. Financial performance is above industry average. Management is capable and is very experienced. Collateral coverage, if applicable, is good. Includes loans secured by personal assets and business assets including equipment, accounts receivable, inventory, and real estate. 4. Moderate Quality (pass) – loans with moderate credit quality. Established borrowers with good financial condition, including earnings, liquidity, capital and cash flow coverage. Financial performance should be above industry averages. Management is capable and has more than adequate experience. Collateral coverage, if applicable, is more than adequate. Includes loans secured by personal assets and business assets including equipment, accounts receivable, inventory, and real estate. 5. Satisfactory Quality (pass) – loans with satisfactory credit quality. Established borrowers with satisfactory financial condition, including earnings, liquidity, capital, and cash flow coverage. Performance should at or above industry averages. Management is capable with adequate experience. Collateral coverage, if applicable, is adequate. Includes loans secured by personal assets and business assets including equipment, accounts receivable, inventory, and real estate. 6. Fair Quality (pass) – loans with acceptable credit quality. The primary repayment source is adequate; however, management’s ability to maintain consistent profitability is unproven or uncertain. Borrowers exhibit acceptable leverage and liquidity. May include new businesses with inexperienced management, performance at industry averages, or borrowers operating in highly cyclical or deteriorating industries. 7. Low Quality (pass) – loans with low credit quality. The primary repayment source remains adequate; however, management’s ability to maintain consistent profitability remains unproven or uncertain. Borrowers exhibit moderate leverage and limited liquidity. May include new businesses with inexperienced management, performance below industry averages, or borrowers operating in highly cyclical or deteriorating industries. 8. Early Warning (pass) – loans where the borrowers have generally performed as agreed, however unfavorable financial trends exist or are anticipated. Earnings may be erratic, with marginal cash flow or declining sales. Borrowers reflect leveraged financial condition and/or marginal liquidity. Management may be new, and a track record of performance has yet to be developed. Financial information may be incomplete, and reliance on secondary repayment sources may be increasing. 9. Special Mention – loans where the borrowers exhibit credit weaknesses or unfavorable financial trends requiring close monitoring. Weaknesses and adverse trends are more pronounced than Early Warning loans, and if left uncorrected, may jeopardize repayment according to the contractual terms. Currently, no loss of principal or interest is expected. Borrowers in this category have deteriorated to the point that it would be difficult to refinance with another lender. Special Mention should be assigned to borrowers in turnaround situations. This rating is intended as a transitional rating; therefore, it is generally not assigned to a borrower for a period of more than one year . 10. Substandard – loans which are inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if applicable. These loans have a well-defined weakness or weaknesses which jeopardize repayment according to the contractual terms. There is distinct loss potential if the weaknesses are not corrected. Includes loans with insufficient cash flow coverage which are collateral dependent, other real estate owned, and repossessed assets. 11. Doubtful – loans which have all the weaknesses inherent in a Substandard loan, with the added characteristic that existing weaknesses make full principal collection, based on current facts, conditions, and values, highly doubtful. The possibility of loss is extremely high, but because of pending factors, recognition of a loss is deferred until a more exact status can be determined. All doubtful loans will be placed on non-accrual, with all payments, including interest, applied to principal reduction.
Recent accounting developments	Recent accounting developments Reference Rate Reform Management has assessed the impacts of ASU 2020-04 and the related opportunities and risks involved in the LIBOR transition. In March 2023, the FASB issued ASU 2023-02, “ Investments – Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Tax Credit Structures Using the Proportional Amortization Method (a Consensus of the Emerging Issues Task Force) ​ In November 2023, the FASB issued ASU 2023-07, “Segment Reporting (Topic 280): Improvements to Reportable Segment Disclosures.” In December 2023, the FASB issued ASU 2023-09, “Income Taxes (Topic 740): Improvements to Income Tax Disclosures.” In March 2024, the FASB issued ASU 2024-01, “Compensation – Stock Compensation (Topic 718): Scope Application of Profits Interest and Similar Awards.” Topic 718, Compensation - Stock Compensation”

Note 2 - INVESTMENT SECURITIES

Note 2 - INVESTMENT SECURITIES (Tables)	3 Months Ended
	Mar. 31, 2024
INVESTMENT SECURITIES
Schedule of amortized cost and fair value of HTM and AFS investment securities	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Allowance Gross ​ Gross ​ ​ ​ ​ ​ ​ Amortized ​ for Credit Unrealized ​ Unrealized ​ Fair ​ ​ Cost (Losses) Gains (Losses) Value ​ ​ (dollars in thousands) ​ March 31, 2024: ​ ​ ​ ​ ​ ​ Securities HTM: ​ ​ ​ ​ ​ ​ Municipal securities ​ $ 717,776 ​ $ (202) ​ $ 25,468 ​ $ (47,907) ​ $ 695,135 ​ Other securities ​ 1,050 ​ (1) ​ — ​ (14) ​ 1,035 ​ ​ ​ $ 718,826 ​ $ (203) ​ $ 25,468 ​ $ (47,921) ​ $ 696,170 ​ ​ ​ ​ ​ ​ ​ ​ Securities AFS: ​ ​ ​ ​ ​ ​ U.S. govt. sponsored agency securities ​ $ 17,054 ​ $ — ​ $ 10 ​ $ (2,622) ​ $ 14,442 ​ Residential mortgage-backed and related securities ​ 62,350 ​ — ​ — ​ (6,279) ​ 56,071 ​ Municipal securities ​ 205,928 ​ — ​ 3 ​ (39,238) ​ 166,693 ​ Asset-backed securities ​ ​ 14,093 ​ ​ — ​ ​ 194 ​ ​ (2) ​ ​ 14,285 ​ Other securities ​ 43,235 ​ — ​ 15 ​ (3,761) ​ 39,489 ​ ​ ​ $ 342,660 ​ $ — ​ $ 222 ​ $ (51,902) ​ $ 290,980 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Allowance ​ Gross ​ Gross ​ ​ ​ ​ ​ Amortized ​ for Credit ​ Unrealized ​ Unrealized ​ Fair ​ ​ Cost ​ (Losses) ​ Gains (Losses) ​ Value ​ ​ ​ (dollars in thousands) ​ December 31, 2023: ​ ​ ​ ​ ​ ​ ​ ​ Securities HTM: ​ ​ ​ ​ ​ ​ ​ ​ Municipal securities ​ $ 682,657 ​ $ (202) ​ $ 33,385 ​ $ (36,639) ​ $ 679,201 ​ Other securities ​ 1,050 ​ (1) ​ 44 ​ (15) ​ 1,078 ​ ​ ​ $ 683,707 ​ $ (203) ​ $ 33,429 ​ $ (36,654) ​ $ 680,279 ​ ​ ​ ​ ​ ​ ​ ​ Securities AFS: ​ ​ ​ ​ ​ ​ U.S. govt. sponsored agency securities ​ $ 17,399 ​ $ — ​ $ 12 ​ $ (2,438) ​ $ 14,973 ​ Residential mortgage-backed and related securities ​ 65,168 ​ — ​ — ​ (5,972) ​ 59,196 ​ Municipal securities ​ 206,566 ​ — ​ 11 ​ (35,590) ​ 170,987 ​ Asset-backed securities ​ ​ 15,261 ​ ​ — ​ ​ 167 ​ ​ (5) ​ ​ 15,423 ​ Other securities ​ 44,239 ​ (989) ​ — ​ (4,174) ​ 39,076 ​ ​ ​ $ 348,633 ​ $ (989) ​ $ 190 ​ $ (48,179) ​ $ 299,655 ​ ​
Securities have been in a continuous unrealized loss position	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Less than 12 Months ​ 12 Months or More ​ Total ​ ​ ​ ​ Gross ​ ​ ​ Gross ​ ​ ​ Gross ​ ​ Fair ​ Unrealized ​ Fair ​ Unrealized ​ Fair ​ Unrealized ​ Value Losses Value Losses Value Losses ​ ​ (dollars in thousands) March 31, 2024: ​ ​ ​ ​ ​ ​ Securities HTM: ​ ​ ​ ​ ​ ​ Municipal securities ​ $ 45,235 ​ $ (1,286) ​ $ 316,062 ​ $ (46,621) ​ $ 361,297 ​ $ (47,907) Other securities ​ ​ — ​ ​ — ​ ​ 536 ​ ​ (14) ​ ​ 536 ​ ​ (14) ​ ​ $ 45,235 ​ $ (1,286) ​ $ 316,598 ​ $ (46,635) ​ $ 361,833 ​ $ (47,921) ​ ​ ​ ​ ​ ​ ​ ​ Securities AFS: ​ ​ ​ ​ ​ ​ ​ U.S. govt. sponsored agency securities ​ $ — ​ $ — ​ $ 13,579 ​ $ (2,622) ​ $ 13,579 ​ $ (2,622) Residential mortgage-backed and related securities ​ — ​ — ​ 55,878 ​ (6,279) ​ 55,878 ​ (6,279) Municipal securities ​ — ​ — ​ 165,877 ​ (39,238) ​ 165,877 ​ (39,238) Asset-backed securities ​ ​ 2,686 ​ ​ (2) ​ ​ — ​ ​ — ​ ​ 2,686 ​ ​ (2) Other securities ​ 2,661 ​ (339) ​ 35,855 ​ (3,422) ​ 38,516 ​ (3,761) ​ ​ $ 5,347 ​ $ (341) ​ $ 271,189 ​ $ (51,561) ​ $ 276,536 ​ $ (51,902) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Less than 12 Months ​ 12 Months or More ​ Total ​ ​ ​ ​ Gross ​ ​ ​ Gross ​ ​ ​ Gross ​ ​ Fair ​ Unrealized ​ Fair ​ Unrealized ​ Fair ​ Unrealized ​ Value Losses Value Losses Value Losses ​ ​ (dollars in thousands) December 31, 2023: ​ ​ ​ ​ ​ ​ Securities HTM: ​ ​ ​ ​ ​ ​ Municipal securities ​ $ 1,320 ​ $ (11) ​ $ 289,891 ​ $ (36,628) ​ $ 291,211 ​ $ (36,639) Other securities ​ 535 ​ (15) ​ — ​ — ​ 535 ​ (15) ​ ​ $ 1,855 ​ $ (26) ​ $ 289,891 ​ $ (36,628) ​ $ 291,746 ​ $ (36,654) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Securities AFS: ​ ​ ​ ​ ​ ​ U.S. govt. sponsored agency securities ​ $ — ​ $ — ​ $ 14,018 ​ $ (2,438) ​ $ 14,018 ​ $ (2,438) Residential mortgage-backed and related securities ​ — ​ — ​ 59,118 ​ (5,972) ​ 59,118 ​ (5,972) Municipal securities ​ 283 ​ (2) ​ 169,876 ​ (35,588) ​ 170,159 ​ (35,590) Asset-backed securities ​ ​ — ​ ​ — ​ ​ 3,804 ​ ​ (5) ​ ​ 3,804 ​ ​ (5) Other securities ​ ​ 3,805 ​ ​ (393) ​ ​ 35,271 ​ ​ (3,781) ​ ​ 39,076 ​ ​ (4,174) ​ ​ $ 4,088 ​ $ (395) ​ $ 282,087 ​ $ (47,784) ​ $ 286,175 ​ $ (48,179) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
Schedule of activity in allowance for credit losses for HTM and AFS securities by major security	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Three Months Ended ​ ​ ​ ​ ​ March 31, 2024 ​ March 31, 2023 ​ ​ ​ ​ ​ Securities HTM ​ Securities AFS ​ Securities HTM ​ Securities AFS ​ ​ ​ ​ ​ Municipal ​ Other ​ ​ ​ Corporate ​ Municipal ​ Corporate ​ ​ ​ ​ securities securities Total ​ securities ​ securities ​ securities ​ ​ ​ ​ (dollars in thousands) ​ ​ Allowance for credit losses: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Beginning balance ​ ​ $ 202 ​ $ 1 ​ $ 203 ​ $ 989 ​ $ 180 ​ $ — ​ ​ Reduction due to sales ​ ​ ​ — ​ ​ — ​ ​ — ​ ​ (544) ​ ​ — ​ ​ — ​ ​ Provision for credit loss expense ​ ​ ​ — ​ ​ — ​ ​ — ​ ​ (445) ​ ​ — ​ ​ 989 ​ ​ Balance, ending ​ ​ $ 202 ​ $ 1 ​ $ 203 ​ $ — ​ $ 180 ​ $ 989 ​ ​
Schedule of realized gain (loss) on investments	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Three Months Ended ​ ​ ​ ​ ​ March 31, 2024 ​ March 31, 2023 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Proceeds from sales of securities ​ ​ ​ ​ $ 445 ​ $ 28,628 ​ ​ Gross gains from sales of securities ​ ​ ​ ​ — ​ 44 ​ ​ Gross losses from sales of securities ​ ​ ​ ​ — ​ (507) ​ ​
Schedule of investments classified by maturity date	​ ​ ​ ​ ​ ​ ​ ​ ​ Amortized Cost Fair Value ​ ​ (dollars in thousands) Securities HTM: ​ ​ Due in one year or less ​ $ 1,702 ​ $ 1,691 Due after one year through five years ​ 23,792 ​ 24,783 Due after five years ​ 693,332 ​ 669,696 ​ ​ $ 718,826 ​ $ 696,170 Securities AFS: ​ ​ Due in one year or less ​ $ 919 ​ $ 914 Due after one year through five years ​ 17,054 ​ 16,069 Due after five years ​ 248,244 ​ 203,641 ​ ​ ​ 266,217 ​ ​ 220,624 Residential mortgage-backed and related securities ​ ​ 62,350 ​ ​ 56,071 Asset-backed securities ​ 14,093 ​ 14,285 ​ ​ $ 342,660 ​ $ 290,980
Schedule of investment in callable securities	​ ​ ​ ​ ​ ​ ​ ​ ​ Amortized Cost Fair Value ​ ​ (dollars in thousands) Securities HTM: ​ ​ Municipal securities ​ $ 284,307 ​ $ 276,852 ​ ​ ​ Securities AFS: ​ ​ Municipal securities ​ ​ 204,865 ​ ​ 165,649 Other securities ​ 42,278 ​ 38,517 ​ ​ $ 247,143 ​ $ 204,166

Note 3 - LOANS_LEASES RECEIVA_2

Note 3 - LOANS/LEASES RECEIVABLE (Tables)	3 Months Ended
	Mar. 31, 2024
Notes Tables
Composition of the loan/lease portfolio	​ ​ ​ ​ ​ ​ ​ ​ ​ March 31, 2024 ​ December 31, 2023 ​ ​ (dollars in thousands) C&I: ​ ​ ​ ​ ​ ​ C&I - revolving ​ $ 326,129 ​ $ 325,243 C&I - other */** ​ ​ 1,470,609 ​ ​ 1,481,778 ​ ​ ​ 1,796,738 ​ ​ 1,807,021 ​ ​ ​ CRE - owner occupied ​ 621,069 ​ 607,365 CRE - non-owner occupied ​ 1,055,089 ​ ​ 1,008,892 Construction and land development** ​ 1,149,527 ​ 1,420,525 Multi-family** ​ ​ 1,303,566 ​ ​ 996,143 Direct financing leases*** ​ 28,089 ​ 31,164 1-4 family real estate**** ​ ​ 563,358 ​ ​ 544,971 Consumer ​ 130,900 ​ 127,335 ​ ​ 6,648,336 ​ 6,543,416 Allowance for credit losses ​ (84,470) ​ (87,200) ​ ​ $ 6,563,866 ​ $ 6,456,216 *** Direct financing leases: ​ ​ Net minimum lease payments to be received ​ $ 31,414 ​ $ 34,966 Estimated unguaranteed residual values of leased assets ​ 165 ​ 165 Unearned lease/residual income ​ (3,490) ​ (3,967) ​ ​ 28,089 ​ 31,164 Plus deferred lease origination costs, net of fees ​ 53 ​ 75 ​ ​ 28,142 ​ 31,239 Less allowance for credit losses ​ (884) ​ (992) ​ ​ $ 27,258 ​ $ 30,247 ​ ​ ​ ​ ​ ​ ​ * Includes equipment financing agreements outstanding at m2, totaling $326.7 million and $319.5 million as of March 31, 2024 and December 31, 2023, respectively. ** As of March 31, 2024, there were construction and land development and multi-family loans held for sale in preparation for securitization totaling $274.8 million. The balances in these loan classes as of March 31, 2024 were $51.9 million and $222.9 million, respectively. There were no loans held for sale in preparation for securitization at December 31, 2023. *** Management performs an evaluation of the estimated unguaranteed residual values of leased assets on an annual basis, at a minimum. The evaluation consists of discussions with reputable and current vendors, which is combined with management's expertise and understanding of the current states of particular industries to determine informal valuations of the equipment. As necessary and where available, management will utilize valuations by independent appraisers. The majority of leases with residual values contain a lease options rider, which requires the lessee to pay the residual value directly, finance the payment of the residual value, or extend the lease term to pay the residual value. In these cases, the residual value is protected and the risk of loss is minimal. **** Includes residential real estate held for sale totaling $528 thousand and $2.6 million as of March 31, 2024 and December 31, 2023, respectively.
Schedule of changes in remaining discounts on acquired loans	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ For the Three Months Ended ​ ​ ​ March 31, 2024 ​ March 31, 2023 ​ ​ ​ Performing ​ Performing ​ ​ ​ Loans Loans ​ ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance at the beginning of the period $ (3,891) ​ $ (6,088) ​ ​ Accretion recognized 352 ​ 849 ​ ​ Balance at the end of the period $ (3,539) ​ $ (5,239) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
Aging of the loan/lease portfolio by classes of loans/leases	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ As of March 31, 2024 ​ ​ ​ ​ ​ ​ ​ ​ Accruing Past ​ ​ ​ ​ ​ ​ ​ ​ 30-59 Days ​ 60-89 Days ​ Due 90 Days or ​ Nonaccrual ​ ​ Classes of Loans/Leases Current Past Due Past Due More Loans/Leases Total ​ ​ (dollars in thousands) ​ C&I: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - revolving ​ $ 324,707 ​ $ 836 ​ $ 586 ​ $ — ​ $ — $ ​ 326,129 ​ C&I - other ​ ​ 1,445,236 ​ ​ 10,014 ​ ​ 4,100 ​ ​ 1 ​ ​ 11,258 ​ ​ 1,470,609 ​ CRE - owner occupied ​ 618,123 ​ 184 ​ 116 ​ — ​ 2,646 ​ 621,069 ​ CRE - non-owner occupied ​ 1,053,325 ​ — ​ — ​ — ​ 1,764 ​ 1,055,089 ​ Construction and land development ​ ​ 1,144,482 ​ ​ — ​ ​ 2,686 ​ ​ — ​ ​ 2,359 ​ ​ 1,149,527 ​ Multi-family ​ 1,295,394 ​ — ​ — ​ — ​ 8,172 ​ 1,303,566 ​ Direct financing leases ​ 27,111 ​ 375 ​ 177 ​ — ​ 426 ​ 28,089 ​ 1-4 family real estate ​ 557,301 ​ 3,515 ​ — ​ 141 ​ 2,401 ​ 563,358 ​ Consumer ​ 130,276 ​ 171 ​ 40 ​ — ​ 413 ​ 130,900 ​ ​ ​ $ 6,595,955 ​ $ 15,095 ​ $ 7,705 ​ $ 142 ​ $ 29,439 ​ $ 6,648,336 ​ ​ ​ ​ ​ ​ ​ ​ ​ As a percentage of total loan/lease portfolio ​ 99.21 % 0.23 % 0.12 % 0.00 % 0.44 % 100.00 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ As of December 31, 2023 ​ ​ ​ ​ ​ ​ ​ ​ Accruing Past ​ ​ ​ ​ ​ ​ ​ ​ 30-59 Days ​ 60-89 Days ​ Due 90 Days or ​ Nonaccrual ​ ​ Classes of Loans/Leases Current Past Due Past Due More Loans/Leases Total ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - revolving ​ $ 325,243 ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 325,243 ​ C&I - other ​ 1,459,818 ​ 4,848 ​ 5,603 ​ 1 ​ 11,508 ​ 1,481,778 ​ CRE - owner occupied ​ 604,602 ​ — ​ 83 ​ — ​ 2,680 ​ 607,365 ​ CRE - non-owner occupied ​ 1,003,267 ​ 631 ​ — ​ — ​ 4,994 ​ 1,008,892 ​ Construction and land development ​ 1,418,016 ​ — ​ — ​ — ​ 2,509 ​ 1,420,525 ​ Multi-family ​ ​ 987,971 ​ ​ — ​ ​ — ​ ​ — ​ ​ 8,172 ​ ​ 996,143 ​ Direct financing leases ​ 30,501 ​ 186 ​ 188 ​ — ​ 289 ​ 31,164 ​ 1-4 family real estate ​ 538,229 ​ 3,883 ​ 534 ​ 85 ​ 2,240 ​ 544,971 ​ Consumer ​ 126,868 ​ 103 ​ 3 ​ — ​ 361 ​ 127,335 ​ ​ ​ $ 6,494,515 ​ $ 9,651 ​ $ 6,411 ​ $ 86 ​ $ 32,753 ​ $ 6,543,416 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ As a percentage of total loan/lease portfolio ​ 99.25 % 0.15 % 0.10 % 0.00 % 0.50 % 100.00 %
NPLs by classes of loans/leases	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ As of March 31, 2024 ​ ​ ​ Accruing Past ​ Nonaccrual ​ Nonaccrual ​ ​ ​ ​ ​ ​ ​ ​ Due 90 Days or ​ Loans/Leases ​ Loans/Leases ​ ​ ​ ​ Percentage of ​ Classes of Loans/Leases More with an ACL without an ACL Total NPLs Total NPLs ​ (dollars in thousands) ​ C&I: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - revolving ​ $ — ​ $ — ​ $ — ​ $ — - % C&I - other ​ ​ 1 ​ ​ 8,616 ​ ​ 2,642 ​ ​ 11,259 ​ 38 ​ CRE - owner occupied ​ — ​ 1,353 ​ 1,293 ​ 2,646 9 ​ CRE - non-owner occupied ​ — ​ 1,764 ​ — ​ 1,764 6 ​ Construction and land development ​ ​ — ​ ​ 2,359 ​ ​ — ​ ​ 2,359 ​ 8 ​ Multi-family ​ — ​ — ​ 8,172 ​ 8,172 28 ​ Direct financing leases ​ — ​ 287 ​ 139 ​ 426 1 ​ 1-4 family real estate ​ 141 ​ 1,660 ​ 741 ​ 2,542 9 ​ Consumer ​ — ​ 413 ​ — ​ 413 1 ​ ​ ​ $ 142 ​ $ 16,452 ​ $ 12,987 ​ $ 29,581 100 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ As of December 31, 2023 ​ ​ Accruing Past ​ Nonaccrual ​ Nonaccrual ​ ​ ​ ​ ​ ​ Due 90 Days or ​ Loans/Leases ​ Loans/Leases ​ ​ ​ Percentage of Classes of Loans/Leases More with an ACL without an ACL Total NPLs Total NPLs ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - revolving ​ $ — ​ $ — ​ $ — ​ $ — - % C&I - other ​ ​ 1 ​ ​ 8,865 ​ ​ 2,643 ​ ​ 11,509 ​ 35 ​ CRE - owner occupied ​ — ​ 530 ​ 2,150 ​ 2,680 8 ​ CRE - non-owner occupied ​ — ​ 1,213 ​ 3,781 ​ 4,994 15 ​ Construction and land development ​ — ​ 2,509 ​ — ​ 2,509 8 ​ Multi-family ​ — ​ — ​ 8,172 ​ 8,172 25 ​ Direct financing leases ​ — ​ 206 ​ 83 ​ 289 1 ​ 1-4 family real estate ​ 85 ​ 1,866 ​ 374 ​ 2,325 7 ​ Consumer ​ — ​ 361 ​ — ​ 361 1 ​ ​ ​ $ 86 ​ $ 15,550 ​ $ 17,203 ​ $ 32,839 ​ 100 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
Allowance for credit losses on financing receivables	Changes in the ACL loans/leases by portfolio segment for the three months ended March 31, 2024 and 2023, respectively, are presented as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Three Months Ended March 31, 2024 ​ ​ ​ ​ ​ ​ CRE ​ CRE ​ Construction ​ ​ ​ ​ 1-4 ​ ​ ​ ​ ​ ​ C&I - ​ C&I - ​ Owner ​ Non-Owner ​ and Land ​ Multi- ​ Family ​ ​ ​ ​ ​ ​ ​ ​ Revolving ​ Other* ​ Occupied ​ Occupied ​ Development ​ Family ​ Real Estate Consumer ​ Total ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance, beginning ​ $ 4,224 ​ $ 27,460 ​ $ 8,223 ​ $ 11,581 ​ $ 16,856 ​ $ 12,463 ​ $ 4,917 ​ $ 1,476 ​ ​ $ 87,200 Change in ACL for writedown of LHFS to fair value ​ ​ — ​ — ​ — ​ ​ — ​ ​ (513) ​ ​ (2,864) ​ ​ — ​ ​ — ​ ​ ​ (3,377) Provision ​ 216 ​ 2,227 ​ 193 ​ 1,026 ​ (3,606) ​ 3,329 ​ 375 ​ (24) ​ ​ 3,736 Charge-offs ​ — ​ (3,538) ​ — ​ — ​ — ​ — ​ (3) ​ (19) ​ ​ (3,560) Recoveries ​ — ​ 466 ​ — ​ — ​ — ​ — ​ — ​ 5 ​ ​ 471 Balance, ending ​ $ 4,440 ​ $ 26,615 ​ $ 8,416 ​ $ 12,607 ​ $ 12,737 ​ $ 12,928 ​ $ 5,289 ​ $ 1,438 ​ ​ $ 84,470 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ * Included within the C&I – Other column are ACL on leases with a beginning balance of $992 thousand, negative provision of $68 thousand, charge-offs of $89 thousand and recoveries of $49 thousand. ACL on leases was $884 thousand as of March 31, 2024. ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Three Months Ended March 31, 2023 ​ ​ ​ ​ ​ ​ ​ CRE ​ CRE ​ Construction ​ ​ ​ ​ 1-4 ​ ​ ​ ​ ​ ​ ​ C&I - ​ C&I - ​ Owner ​ Non-Owner ​ and Land ​ Multi- ​ Family ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Revolving ​ Other* ​ Occupied ​ Occupied ​ Development ​ Family ​ Real Estate ​ Consumer ​ Total ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance, beginning ​ $ 4,457 ​ $ 27,753 ​ $ 9,965 ​ $ 11,749 ​ $ 14,262 ​ $ 13,186 ​ $ 4,963 ​ $ 1,371 ​ ​ $ 87,706 ​ Reduction of ACL for writedown of LHFS to fair value ​ ​ — ​ — ​ — ​ ​ — ​ ​ (354) ​ ​ (1,355) ​ ​ — ​ ​ — ​ ​ ​ (1,709) ​ Provision ​ ​ 180 ​ ​ 557 ​ ​ (668) ​ ​ 878 ​ ​ 1,349 ​ ​ (210) ​ ​ 302 ​ ​ 70 ​ ​ 2,458 ​ Charge-offs ​ — ​ (2,055) ​ (208) ​ — ​ (12) ​ — ​ — ​ — ​ ​ (2,275) ​ Recoveries ​ — ​ 382 ​ — ​ 5 ​ — ​ — ​ 5 ​ 1 ​ ​ 393 ​ Balance, ending ​ $ 4,637 ​ $ 26,637 ​ $ 9,089 ​ $ 12,632 ​ $ 15,245 ​ $ 11,621 ​ $ 5,270 ​ $ 1,442 ​ ​ $ 86,573 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ * Included within the C&I – Other column are ACL on leases with adoption impact of $970 thousand, provision of $69 thousand, charge-offs of $4 thousand and recoveries of $18 thousand. ACL on leases was $1.1 million as of March 31, 2023. ​ ​ ​ ​ ​ The composition of the ACL loans/leases by portfolio segment based on evaluation method are as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ As of March 31, 2024 ​ ​ ​ Amortized Cost of Loans Receivable ​ Allowance for Credit Losses ​ ​ ​ Individually ​ Collectively ​ ​ ​ ​ Individually ​ Collectively ​ ​ ​ ​ ​ ​ Evaluated for ​ Evaluated for ​ ​ ​ ​ Evaluated for ​ Evaluated for ​ ​ ​ ​ ​ Credit Losses Credit Losses ​ Total ​ Credit Losses Credit Losses ​ Total ​ ​ ​ (dollars in thousands) C&I : ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - revolving ​ $ 3,920 ​ $ 322,209 ​ $ 326,129 ​ $ 965 ​ $ 3,475 ​ $ 4,440 ​ C&I - other* ​ 24,191 ​ 1,474,507 ​ 1,498,698 ​ 3,759 ​ 22,856 ​ 26,615 ​ ​ ​ 28,111 ​ 1,796,716 ​ 1,824,827 ​ 4,724 ​ 26,331 ​ 31,055 ​ CRE - owner occupied ​ 22,252 ​ 598,817 ​ 621,069 ​ 2,623 ​ 5,793 ​ 8,416 ​ CRE - non-owner occupied ​ 19,391 ​ 1,035,698 ​ 1,055,089 ​ 1,068 ​ 11,539 ​ 12,607 ​ Construction and land development ​ 2,573 ​ 1,146,954 ​ 1,149,527 ​ 791 ​ 11,946 ​ 12,737 ​ Multi-family ​ ​ 8,203 ​ ​ 1,295,363 ​ ​ 1,303,566 ​ ​ 3 ​ ​ 12,925 ​ ​ 12,928 ​ 1-4 family real estate ​ 3,317 ​ 560,041 ​ 563,358 ​ 278 ​ 5,011 ​ 5,289 ​ Consumer ​ 553 ​ 130,347 ​ 130,900 ​ 67 ​ 1,371 ​ 1,438 ​ ​ ​ $ 84,400 ​ $ 6,563,936 ​ $ 6,648,336 ​ $ 9,554 ​ $ 74,916 ​ $ 84,470 ​ ​ * Included within the C&I – Other category are leases individually evaluated of $426 thousand with a related allowance for credit losses of $81 thousand and leases collectively evaluated of $27.7 million with a related allowance for credit losses of $803 thousand. ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ As of December 31, 2023 ​ ​ ​ Amortized Cost of Loans Receivable ​ Allowance for Credit Losses ​ ​ ​ Individually ​ Collectively ​ ​ ​ ​ Individually ​ Collectively ​ ​ ​ ​ ​ ​ Evaluated for ​ Evaluated for ​ ​ ​ ​ Evaluated for ​ Evaluated for ​ ​ ​ ​ ​ Credit Losses Credit Losses ​ Total ​ Credit Losses Credit Losses ​ Total ​ ​ ​ (dollars in thousands) C&I : ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - revolving ​ $ 4,680 ​ $ 320,563 ​ $ 325,243 ​ $ 632 ​ $ 3,592 ​ $ 4,224 ​ C&I - other* ​ 20,133 ​ 1,492,809 ​ 1,512,942 ​ 3,642 ​ 23,818 ​ 27,460 ​ ​ ​ 24,813 ​ 1,813,372 ​ 1,838,185 ​ 4,274 ​ 27,410 ​ 31,684 ​ CRE - owner occupied ​ 22,709 ​ 584,656 ​ 607,365 ​ 2,426 ​ 5,797 ​ 8,223 ​ CRE - non-owner occupied ​ 21,886 ​ 987,006 ​ 1,008,892 ​ 661 ​ 10,920 ​ 11,581 ​ Construction and land development ​ 2,726 ​ 1,417,799 ​ 1,420,525 ​ 809 ​ 16,047 ​ 16,856 ​ Multi-family ​ ​ 8,206 ​ ​ 987,937 ​ ​ 996,143 ​ ​ 3 ​ ​ 12,460 ​ ​ 12,463 ​ 1-4 family real estate ​ 3,128 ​ 541,843 ​ 544,971 ​ 289 ​ 4,628 ​ 4,917 ​ Consumer ​ 508 ​ 126,827 ​ 127,335 ​ 56 ​ 1,420 ​ 1,476 ​ ​ ​ $ 83,976 ​ $ 6,459,440 ​ $ 6,543,416 ​ $ 8,518 ​ $ 78,682 ​ $ 87,200 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ * Included within the C&I – Other category are leases individually evaluated of $289 thousand with a related allowance for credit losses of $68 thousand and leases collectively evaluated of $30.9 million with a related allowance for credit losses of $924 thousand.
Schedule of loans receivable by collateral type	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ As of March 31, 2024 ​ ​ ​ ​ ​ ​ ​ ​ ​ Non ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial ​ Owner-occupied ​ Owner-Occupied ​ Owner Occupied ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Assets CRE Real Estate ​ Real Estate ​ Securities ​ Equipment ​ Other ​ Total ​ ​ ​ (dollars in thousands) C & I: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - revolving ​ $ 3,920 ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 3,920 ​ C&I - other* ​ 5,680 ​ — ​ — ​ — ​ 5,184 ​ 12,573 ​ 754 ​ 24,191 ​ ​ ​ 9,600 ​ — ​ — ​ — ​ 5,184 ​ 12,573 ​ 754 ​ 28,111 ​ CRE - owner occupied ​ — ​ 22,189 ​ — ​ 63 ​ — ​ — ​ — ​ 22,252 ​ CRE - non-owner occupied ​ — ​ — ​ 19,391 ​ — ​ — ​ — ​ — ​ 19,391 ​ Construction and land development ​ — ​ — ​ 2,573 ​ — ​ — ​ — ​ — ​ 2,573 ​ Multi-family ​ ​ — ​ ​ — ​ ​ 8,203 ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ 8,203 ​ 1-4 family real estate ​ — ​ — ​ 187 ​ 3,130 ​ — ​ — ​ — ​ 3,317 ​ Consumer ​ — ​ — ​ 119 ​ 393 ​ — ​ — ​ 41 ​ 553 ​ ​ ​ $ 9,600 ​ $ 22,189 ​ $ 30,473 ​ $ 3,586 ​ $ 5,184 ​ $ 12,573 ​ $ 795 ​ $ 84,400 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ * Included within the C&I – Other category are leases individually evaluated of $426 thousand with primary collateral of equipment. ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ As of December 31, 2023 ​ ​ ​ ​ ​ ​ ​ ​ ​ Non ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial ​ Owner-occupied ​ Owner-Occupied ​ Owner Occupied ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Assets CRE Real Estate ​ Real Estate ​ Securities ​ Equipment ​ Other ​ Total ​ ​ ​ (dollars in thousands) C & I: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - revolving ​ $ 4,680 ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 4,680 ​ C&I - other* ​ 871 ​ — ​ — ​ — ​ 5,191 ​ 13,249 ​ 822 ​ 20,133 ​ ​ ​ 5,551 ​ — ​ — ​ — ​ 5,191 ​ 13,249 ​ 822 ​ 24,813 ​ CRE - owner occupied ​ — ​ 22,644 ​ — ​ 65 ​ — ​ — ​ — ​ 22,709 ​ CRE - non-owner occupied ​ — ​ — ​ 21,886 ​ — ​ — ​ — ​ — ​ 21,886 ​ Construction and land development ​ — ​ 150 ​ 2,576 ​ — ​ — ​ — ​ — ​ 2,726 ​ Multi-family ​ ​ — ​ ​ — ​ ​ 8,206 ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ 8,206 ​ 1-4 family real estate ​ — ​ — ​ 189 ​ 2,939 ​ — ​ — ​ — ​ 3,128 ​ Consumer ​ — ​ — ​ 119 ​ 365 ​ — ​ — ​ 24 ​ 508 ​ ​ ​ $ 5,551 ​ $ 22,794 ​ $ 32,976 ​ $ 3,369 ​ $ 5,191 ​ $ 13,249 ​ $ 846 ​ $ 83,976 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ * Included within the C&I – Other category are leases individually evaluated of $289 thousand with primary collateral of equipment.
Schedule of financing receivable credit quality indicators based on internally assigned Risk rating	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ As of March 31, 2024 ​ ​ Term Loans ​ ​ ​ ​ ​ ​ ​ Amortized Cost Basis by Origination Year ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Revolving ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans ​ ​ ​ Internally Assigned ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Amortized ​ ​ Risk Rating 2024 2023 2022 2021 2020 ​ Prior ​ Cost Basis ​ Total ​ ​ (dollars in thousands) C&I - revolving ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 298,696 ​ $ 298,696 Special Mention ​ — ​ — ​ — ​ — ​ — ​ — ​ 23,763 ​ 23,763 Substandard ​ — ​ — ​ — ​ — ​ — ​ — ​ 3,670 ​ 3,670 Doubtful ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total C&I - revolving ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 326,129 ​ $ 326,129 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - other ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 108,985 ​ $ 367,853 ​ $ 273,527 ​ $ 107,537 ​ $ 63,794 ​ $ 179,537 ​ $ — ​ $ 1,101,233 Special Mention ​ 637 ​ 11,220 ​ 8,324 ​ 5,434 ​ 3,017 ​ 1,252 ​ — ​ 29,884 Substandard ​ — ​ 13 ​ 5,124 ​ 594 ​ 382 ​ 6,652 ​ — ​ 12,765 Doubtful ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total C&I - other ​ $ 109,622 ​ $ 379,086 ​ $ 286,975 ​ $ 113,565 ​ $ 67,193 ​ $ 187,441 ​ $ — ​ $ 1,143,882 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ CRE - owner occupied ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 17,144 ​ $ 99,682 ​ $ 123,235 ​ $ 132,150 ​ $ 107,501 ​ $ 84,907 ​ $ 12,288 ​ $ 576,907 Special Mention ​ 834 ​ 4,223 ​ 760 ​ 10,085 ​ 5,482 ​ 2,267 ​ — ​ 23,651 Substandard ​ 220 ​ 1,399 ​ 549 ​ 27 ​ 15,911 ​ 2,405 ​ — ​ 20,511 Doubtful ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total CRE - owner occupied ​ $ 18,198 ​ $ 105,304 ​ $ 124,544 ​ $ 142,262 ​ $ 128,894 ​ $ 89,579 ​ $ 12,288 ​ $ 621,069 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ CRE - non-owner occupied ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 40,649 ​ $ 213,724 ​ $ 300,824 ​ $ 187,315 ​ $ 116,641 ​ $ 145,024 ​ $ 7,645 ​ $ 1,011,822 Special Mention ​ 4,403 ​ 161 ​ 57 ​ 186 ​ 11,998 ​ 6,922 ​ 150 ​ 23,877 Substandard ​ — ​ 1,647 ​ 1,200 ​ — ​ 1,971 ​ 14,572 ​ — ​ 19,390 Doubtful ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total CRE - non-owner occupied ​ $ 45,052 ​ $ 215,532 ​ $ 302,081 ​ $ 187,501 ​ $ 130,610 ​ $ 166,518 ​ $ 7,795 ​ $ 1,055,089 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Construction and land development ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 92,918 ​ $ 470,029 ​ $ 316,429 ​ $ 154,364 ​ $ 71,968 ​ $ 2,871 ​ $ 29,656 ​ $ 1,138,235 Special Mention ​ 4,918 ​ 3,801 ​ — ​ — ​ — ​ — ​ — ​ 8,719 Substandard ​ — ​ — ​ 1,367 ​ 1,206 ​ — ​ — ​ — ​ 2,573 Doubtful ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total Construction and land development ​ $ 97,836 ​ $ 473,830 ​ $ 317,796 ​ $ 155,570 ​ $ 71,968 ​ $ 2,871 ​ $ 29,656 ​ $ 1,149,527 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Multi-family ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 40,832 ​ $ 172,829 ​ $ 300,506 ​ $ 270,933 ​ $ 310,484 ​ $ 197,811 ​ $ 287 ​ $ 1,293,682 Special Mention ​ — ​ 1,681 ​ — ​ — ​ — ​ — ​ — ​ 1,681 Substandard ​ — ​ — ​ — ​ 8,203 ​ — ​ — ​ — ​ 8,203 Doubtful ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total Multi-family ​ $ 40,832 ​ $ 174,510 ​ $ 300,506 ​ $ 279,136 ​ $ 310,484 ​ $ 197,811 ​ $ 287 ​ $ 1,303,566 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 1-4 family real estate ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 30,615 ​ $ 132,360 ​ $ 101,606 ​ $ 125,134 ​ $ 87,667 ​ $ 77,859 ​ $ 4,846 ​ $ 560,087 Special Mention ​ — ​ 27 ​ — ​ 58 ​ — ​ 10 ​ — ​ 95 Substandard ​ — ​ 306 ​ 638 ​ 652 ​ 631 ​ 919 ​ 30 ​ 3,176 Doubtful ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total 1-4 family real estate ​ $ 30,615 ​ $ 132,693 ​ $ 102,244 ​ $ 125,844 ​ $ 88,298 ​ $ 78,788 ​ $ 4,876 ​ $ 563,358 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Consumer ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 4,726 ​ $ 18,337 ​ $ 8,571 ​ $ 2,171 ​ $ 2,897 ​ $ 1,956 ​ $ 91,630 ​ $ 130,288 Special Mention ​ — ​ — ​ — ​ — ​ — ​ — ​ 59 ​ 59 Substandard ​ — ​ 179 ​ 128 ​ 44 ​ 11 ​ 123 ​ 68 ​ 553 Doubtful ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total Consumer ​ $ 4,726 ​ $ 18,516 ​ $ 8,699 ​ $ 2,215 ​ $ 2,908 ​ $ 2,079 ​ $ 91,757 ​ $ 130,900 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total ​ $ 346,881 ​ $ 1,499,471 ​ $ 1,442,845 ​ $ 1,006,093 ​ $ 800,355 ​ $ 725,087 ​ $ 472,788 ​ $ 6,293,520 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ As of December 31, 2023 ​ ​ Term Loans ​ ​ Amortized Cost Basis by Origination Year ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Revolving ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans ​ ​ ​ Internally Assigned ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Amortized ​ ​ Risk Rating 2023 2022 2021 2020 2019 ​ Prior ​ Cost Basis ​ Total ​ ​ (dollars in thousands) C&I - revolving ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 294,449 ​ $ 294,449 Special Mention ​ — ​ — ​ — ​ — ​ — ​ — ​ 26,289 ​ 26,289 Substandard ​ — ​ — ​ — ​ — ​ — ​ — ​ 4,505 ​ 4,505 Doubtful ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total C&I - revolving ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 325,243 ​ $ 325,243 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - other ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 430,764 ​ $ 301,225 ​ $ 128,057 ​ $ 68,882 ​ $ 62,149 ​ $ 132,171 ​ $ — ​ $ 1,123,248 Special Mention ​ 11,617 ​ 8,777 ​ 5,572 ​ 3,088 ​ 1,024 ​ 386 ​ — ​ 30,464 Substandard ​ 14 ​ 81 ​ 625 ​ 443 ​ 2,108 ​ 5,320 ​ — ​ 8,591 Doubtful ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total C&I - other ​ $ 442,395 ​ $ 310,083 ​ $ 134,254 ​ $ 72,413 ​ $ 65,281 ​ $ 137,877 ​ $ — ​ $ 1,162,303 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ CRE - owner occupied ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 90,708 ​ $ 124,388 ​ $ 139,598 ​ $ 109,483 ​ $ 28,702 ​ $ 58,214 ​ $ 12,959 ​ $ 564,052 Special Mention ​ 5,091 ​ 711 ​ 8,689 ​ 5,567 ​ 466 ​ 1,828 ​ — ​ 22,352 Substandard ​ 1,955 ​ 564 ​ 24 ​ 15,978 ​ 1,312 ​ 1,128 ​ — ​ 20,961 Doubtful ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total CRE - owner occupied ​ $ 97,754 ​ $ 125,663 ​ $ 148,311 ​ $ 131,028 ​ $ 30,480 ​ $ 61,170 ​ $ 12,959 ​ $ 607,365 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ CRE - non-owner occupied ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 200,214 ​ $ 276,055 ​ $ 195,013 ​ $ 119,428 ​ $ 72,136 ​ $ 78,346 ​ $ 7,406 ​ $ 948,598 Special Mention ​ 16,842 ​ 58 ​ 223 ​ 12,057 ​ 2,359 ​ 6,719 ​ 150 ​ 38,408 Substandard ​ 3,805 ​ 1,200 ​ — ​ 1,989 ​ 14,892 ​ — ​ — ​ 21,886 Doubtful ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total CRE - non-owner occupied ​ $ 220,861 ​ $ 277,313 ​ $ 195,236 ​ $ 133,474 ​ $ 89,387 ​ $ 85,065 ​ $ 7,556 ​ $ 1,008,892 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Construction and land development ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 467,045 ​ $ 485,376 ​ $ 271,881 ​ $ 151,091 ​ $ 1,911 ​ $ 4,137 ​ $ 30,304 ​ $ 1,411,745 Special Mention ​ 6,054 ​ — ​ — ​ — ​ — ​ — ​ — ​ 6,054 Substandard ​ — ​ 1,517 ​ 1,209 ​ — ​ — ​ — ​ — ​ 2,726 Doubtful ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total Construction and land development ​ $ 473,099 ​ $ 486,893 ​ $ 273,090 ​ $ 151,091 ​ $ 1,911 ​ $ 4,137 ​ $ 30,304 ​ $ 1,420,525 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Multi-family ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 180,971 ​ $ 195,939 ​ $ 170,893 ​ $ 239,410 ​ $ 102,070 ​ $ 96,897 ​ $ 162 ​ $ 986,342 Special Mention ​ 1,595 ​ — ​ — ​ — ​ — ​ — ​ — ​ 1,595 Substandard ​ — ​ — ​ 8,206 ​ — ​ — ​ — ​ — ​ 8,206 Doubtful ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total Multi-family ​ $ 182,566 ​ $ 195,939 ​ $ 179,099 ​ $ 239,410 ​ $ 102,070 ​ $ 96,897 ​ $ 162 ​ $ 996,143 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 1-4 family real estate ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 133,923 ​ $ 103,460 ​ $ 130,724 ​ $ 89,642 ​ $ 25,914 ​ $ 54,850 ​ $ 3,329 ​ $ 541,842 Special Mention ​ 28 ​ — ​ 59 ​ — ​ — ​ — ​ — ​ 87 Substandard ​ 144 ​ 215 ​ 815 ​ 637 ​ 519 ​ 712 ​ — ​ 3,042 Doubtful ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total 1-4 family real estate ​ $ 134,095 ​ $ 103,675 ​ $ 131,598 ​ $ 90,279 ​ $ 26,433 ​ $ 55,562 ​ $ 3,329 ​ $ 544,971 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Consumer ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 17,722 ​ $ 9,405 ​ $ 2,573 ​ $ 3,024 ​ $ 622 ​ $ 1,842 ​ $ 91,580 ​ $ 126,768 Special Mention ​ — ​ — ​ — ​ — ​ — ​ — ​ 59 ​ 59 Substandard ​ 175 ​ 119 ​ 12 ​ 12 ​ — ​ 133 ​ 57 ​ 508 Doubtful ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total Consumer ​ $ 17,897 ​ $ 9,524 ​ $ 2,585 ​ $ 3,036 ​ $ 622 ​ $ 1,975 ​ $ 91,696 ​ $ 127,335 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total ​ $ 1,568,667 ​ $ 1,509,090 ​ $ 1,064,173 ​ $ 820,731 ​ $ 316,184 ​ $ 442,683 ​ $ 471,249 ​ $ 6,192,777 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
Schedule of financing receivable credit quality indicators based on delinquency status	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ As of March 31, 2024 ​ ​ Term Loans ​ ​ ​ ​ ​ ​ ​ Amortized Cost Basis by Origination Year ​ Revolving ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Amortized ​ ​ ​ Delinquency Status * 2024 2023 2022 2021 2020 Prior ​ Cost Basis ​ Total ​ (dollars in thousands) C&I - other ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Performing ​ $ 49,148 ​ $ 129,715 ​ $ 91,484 ​ $ 33,559 ​ $ 10,159 ​ $ 1,714 ​ $ — ​ $ 315,779 Nonperforming ​ — ​ 2,589 ​ 4,979 ​ 3,007 ​ 336 ​ 37 ​ — ​ 10,948 Total C&I - other ​ $ 49,148 ​ $ 132,304 ​ $ 96,463 ​ $ 36,566 ​ $ 10,495 ​ $ 1,751 ​ $ — ​ $ 326,727 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Direct financing leases ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Performing ​ $ 172 ​ $ 11,787 ​ $ 9,851 ​ $ 2,449 ​ $ 2,037 ​ $ 1,367 ​ $ — ​ $ 27,663 Nonperforming ​ — ​ — ​ 205 ​ 47 ​ 174 ​ — ​ — ​ 426 Total Direct financing leases ​ $ 172 ​ $ 11,787 ​ $ 10,056 ​ $ 2,496 ​ $ 2,211 ​ $ 1,367 ​ $ — ​ $ 28,089 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total ​ $ 49,320 ​ $ 144,091 ​ $ 106,519 ​ $ 39,062 ​ $ 12,706 ​ $ 3,118 ​ $ — ​ $ 354,816 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ * Performing = loans/leases accruing and less than 90 days past due. Nonperforming = loans/leases on nonaccrual and accruing loans/leases that are greater than or equal to 90 days past due. ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ As of December 31, 2023 ​ ​ Term Loans ​ ​ ​ ​ ​ ​ ​ Amortized Cost Basis by Origination Year ​ Revolving ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Amortized ​ ​ Delinquency Status * 2023 2022 2021 2020 2019 Prior Cost Basis Total ​ (dollars in thousands) C&I - other ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Performing ​ $ 149,216 ​ $ 103,804 ​ $ 40,003 ​ $ 12,590 ​ $ 2,539 ​ $ 132 ​ $ — ​ $ 308,284 Nonperforming ​ 1,533 ​ 6,138 ​ 3,049 ​ 373 ​ 92 ​ 6 ​ — ​ 11,191 Total C&I - other ​ $ 150,749 ​ $ 109,942 ​ $ 43,052 ​ $ 12,963 ​ $ 2,631 ​ $ 138 ​ $ — ​ $ 319,475 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Direct financing leases ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Performing ​ $ 12,217 ​ $ 11,170 ​ $ 3,005 ​ $ 2,631 ​ $ 1,561 ​ $ 291 ​ $ — ​ $ 30,875 Nonperforming ​ — ​ 50 ​ 43 ​ 176 ​ 20 ​ — ​ — ​ 289 Total Direct financing leases ​ $ 12,217 ​ $ 11,220 ​ $ 3,048 ​ $ 2,807 ​ $ 1,581 ​ $ 291 ​ $ — ​ $ 31,164 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total ​ $ 162,966 ​ $ 121,162 ​ $ 46,100 ​ $ 15,770 ​ $ 4,212 ​ $ 429 ​ $ — ​ $ 350,639 ​ * Performing = loans/leases accruing and less than 90 days past due. Nonperforming = loans/leases on nonaccrual and accruing loans/leases that are greater than or equal to 90 days past due.
Schedule of Gross Charge Offs of loans and Leases by Class of Receivable and Year of Origination	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Three Months Ended March 31, 2024 ​ ​ ​ Gross Charge-off by Origination Year Classes of Loans/Leases ​ 2024 2023 2022 2021 2020 ​ Prior ​ Total ​ ​ ​ (dollars in thousands) C&I: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - revolving ​ ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — C&I - other ​ ​ ​ 7 ​ ​ 678 ​ ​ 2,033 ​ ​ 522 ​ ​ 33 ​ ​ 176 ​ ​ 3,449 CRE - owner occupied ​ ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — CRE - non-owner occupied ​ ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — Construction and land development ​ ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — Multi-family ​ ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — Direct financing leases ​ ​ ​ — ​ ​ — ​ ​ 10 ​ ​ 24 ​ ​ 42 ​ ​ 13 ​ ​ 89 1-4 family real estate ​ ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ 3 ​ ​ 3 Consumer ​ ​ ​ — ​ ​ — ​ ​ 19 ​ ​ — ​ ​ — ​ ​ — ​ ​ 19 ​ ​ ​ $ 7 ​ $ 678 ​ $ 2,062 ​ $ 546 ​ $ 75 ​ $ 192 ​ $ 3,560 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
Unfunded Loan Commitment
Notes Tables
Financing receivable credit quality indicators	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Three Months Ended ​ March 31, 2024 March 31, 2023 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance, beginning ​ $ 9,529 ​ $ 5,552 Provisions (credited) to expense ​ (322) ​ 481 Balance, ending ​ $ 9,207 ​ $ 6,033 ​ ​ ​ ​ ​ ​ ​ ​

Note 5 - DERIVATIVES AND HEDG_2

Note 5 - DERIVATIVES AND HEDGING ACTIVITIES (Tables)	3 Months Ended
	Mar. 31, 2024
Notes Tables
Summary of derivatives	​ ​ ​ ​ ​ ​ ​ ​ ​ March 31, 2024 December 31, 2023 ​ ​ (dollars in thousands) Assets: ​ ​ ​ ​ ​ ​ Hedged Derivatives ​ ​ ​ ​ ​ ​ Cash Flow Hedges ​ ​ ​ ​ ​ ​ Interest rate caps ​ $ 2,561 ​ $ 2,847 Interest rate swaps ​ 2,437 ​ 1,689 Fair Value Hedges ​ ​ ​ ​ ​ ​ Interest rate swaps ​ ​ 1,083 ​ ​ — Unhedged Derivatives ​ ​ ​ ​ ​ ​ Interest rate caps ​ ​ 769 ​ ​ 951 Interest rate swaps ​ 177,038 ​ 181,854 ​ ​ $ 183,888 ​ $ 187,341 ​ ​ ​ ​ ​ ​ ​ Liabilities: ​ ​ ​ ​ ​ ​ Hedged Derivatives ​ ​ ​ ​ ​ ​ Cash Flow Hedges ​ ​ ​ ​ ​ ​ Interest rate swaps ​ ​ (34,183) ​ ​ (30,407) Interest rate collars ​ ​ (456) ​ ​ (166) Fair Value Hedges ​ ​ ​ ​ ​ ​ Interest rate swaps ​ ​ — ​ ​ (3,308) Unhedged Derivatives ​ ​ ​ ​ ​ ​ Interest rate swaps ​ ​ (177,038) ​ ​ (181,854) ​ ​ $ (211,677) ​ $ (215,735) ​ ​ ​ ​ ​ ​ ​
Summary of impact of AOCI	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Three Months Ended March 31, 2024 ​ Three Months Ended March 31, 2023 ​ ​ Interest and ​ Interest ​ ​ Interest and ​ Interest ​ ​ ​ Dividend Income ​ Expense ​ ​ Dividend Income ​ Expense ​ ​ ​ (dollars in thousands) Income and expense line items presented in the consolidated statements of income ​ $ 115,049 ​ $ 60,350 ​ ​ $ 94,217 ​ $ 37,407 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ The effects of cash flow hedging: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Gain on interest rate caps on deposits ​ ​ - ​ ​ (1,116) ​ ​ ​ - ​ ​ (1,581) ​ Gain on interest rate swaps on junior subordinated debentures ​ ​ - ​ ​ (336) ​ ​ ​ - ​ ​ (227) ​ Loss on interest rate swaps and collars on loans ​ ​ (2,974) ​ ​ - ​ ​ ​ (2,055) ​ ​ - ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ The effects of fair value hedging: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Gain on interest rate swaps on loans ​ ​ 977 ​ ​ - ​ ​ ​ - ​ ​ - ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
Schedule of hedged interest rate swaps and non-hedged interest rate swaps are collateralized by investment securities with carrying values	​ ​ ​ ​ ​ ​ ​ ​ ​ March 31, 2024 ​ December 31, 2023 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ Cash ​ $ 14,470 ​ $ 51,680 U.S govt. sponsored agency securities ​ ​ 6,285 ​ ​ 6,413 Municipal securities ​ ​ 67,040 ​ ​ 68,651 Residential mortgage-backed and related securities ​ 21,730 ​ 23,358 ​ ​ $ 109,525 ​ $ 150,102 ​ ​ ​ ​ ​ ​ ​
Interest rate caps
Notes Tables
Schedule of interest rate caps	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance Sheet ​ ​ ​ ​ ​ ​ Fair Value as of ​ ​ Hedged Item ​ Effective Date ​ Maturity Date ​ Location ​ Notional Amount ​ Strike Rate ​ March 31, 2024 ​ ​ December 31, 2023 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Deposits ​ 1/1/2020 ​ 1/1/2024 ​ Derivatives - Assets ​ ​ 25,000 ​ 1.75 % ​ ​ - ​ ​ ​ (79) ​ ​ Deposits ​ 1/1/2020 ​ 1/1/2024 ​ Derivatives - Assets ​ ​ 50,000 ​ 1.57 % ​ ​ - ​ ​ ​ - ​ ​ Deposits ​ 1/1/2020 ​ 1/1/2024 ​ Derivatives - Assets ​ ​ 25,000 ​ 1.80 % ​ ​ - ​ ​ ​ - ​ ​ Deposits ​ 1/1/2020 ​ 1/1/2025 ​ Derivatives - Assets ​ ​ 25,000 ​ 1.75 % ​ ​ 633 ​ ​ ​ 672 ​ ​ Deposits ​ 1/1/2020 ​ 1/1/2025 ​ Derivatives - Assets ​ ​ 50,000 ​ 1.57 % ​ ​ 1,285 ​ ​ ​ 1,503 ​ ​ Deposits ​ 1/1/2020 ​ 1/1/2025 ​ Derivatives - Assets ​ ​ 25,000 ​ 1.80 % ​ ​ 643 ​ ​ ​ 751 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ $ 200,000 ​ ​ ​ ​ $ 2,561 ​ ​ $ 2,847 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
Changes in the fair value of the underlying derivative contracts	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance Sheet ​ ​ ​ ​ ​ ​ ​ Fair Value as of ​ ​ Effective Date ​ Maturity Date ​ Location ​ Notional Amount ​ Strike Rate ​ ​ March 31, 2024 ​ ​ December 31, 2023 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2/1/2020 ​ 2/1/2024 ​ Derivatives - Assets ​ ​ 25,000 ​ 1.90 % ​ ​ - ​ ​ ​ 79 ​ ​ 3/1/2020 ​ 3/3/2025 ​ Derivatives - Assets ​ ​ 25,000 ​ 1.90 % ​ ​ 769 ​ ​ ​ 872 ​ ​ ​ ​ ​ ​ ​ ​ $ 50,000 ​ ​ ​ ​ $ 769 ​ ​ $ 951 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
Interest rate swaps
Notes Tables
Schedule of interest rate caps	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance Sheet ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Fair Value as of Hedged Item ​ Effective Date ​ Maturity Date ​ Location ​ Notional Amount ​ Receive Rate ​ ​ Pay Rate ​ March 31, 2024 ​ December 31, 2023 ​ ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ QCR Holdings Subordinated Note 3/1/2024 ​ 2/15/2028 ​ Derivatives - Assets $ 65,000 ​ 5.34 % ​ 4.02 % ​ $ 21 ​ $ - QCR Holdings Statutory Trust II 9/30/2018 ​ 9/30/2028 ​ Derivatives - Assets ​ 10,000 ​ 8.44 % ​ 5.85 % ​ ​ 512 ​ ​ 341 QCR Holdings Statutory Trust III 9/30/2018 ​ 9/30/2028 ​ Derivatives - Assets ​ 8,000 ​ 8.44 % ​ 5.85 % ​ ​ 409 ​ ​ 272 QCR Holdings Statutory Trust V 7/7/2018 ​ 7/7/2028 ​ Derivatives - Assets ​ 10,000 ​ 7.14 % ​ 4.54 % ​ ​ 500 ​ ​ 335 Community National Statutory Trust II 9/20/2018 ​ 9/20/2028 ​ Derivatives - Assets ​ 3,000 ​ 7.76 % ​ 5.17 % ​ ​ 153 ​ ​ 101 Community National Statutory Trust III 9/15/2018 ​ 9/15/2028 ​ Derivatives - Assets ​ 3,500 ​ 7.34 % ​ 4.75 % ​ ​ 178 ​ ​ 118 Guaranty Bankshares Statutory Trust I 9/15/2018 ​ 9/15/2028 ​ Derivatives - Assets ​ ​ 4,500 ​ 7.34 % ​ ​ 4.75 % ​ ​ 229 ​ ​ 152 Guaranty Statutory Trust II* 5/23/2019 ​ 2/23/2026 ​ Derivatives - Assets ​ 10,310 ​ 7.03 % ​ 4.09 % ​ ​ 435 ​ ​ 370 ​ ​ ​ ​ ​ $ 114,310 ​ ​ ​ ​ ​ ​ ​ ​ $ 2,437 ​ $ 1,689 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ * Acquired on 4/1/2022 with GFED acquisition. ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance Sheet ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Fair Value as of Hedged Item Effective Date Maturity Date Location Notional Amount Receive Rate ​ Pay Rate ​ March 31, 2024 December 31, 2023 (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans 7/1/2021 ​ 7/1/2031 ​ Derivatives - Liabilities $ 35,000 ​ ​ 1.40 % ​ 5.44 % ​ $ (5,605) ​ $ (5,004) Loans 7/1/2021 ​ 7/1/2031 ​ Derivatives - Liabilities ​ 50,000 ​ ​ 1.40 % ​ 5.44 % ​ ​ (8,007) ​ ​ (7,149) Loans 7/1/2021 ​ 7/1/2031 ​ Derivatives - Liabilities ​ 40,000 ​ ​ 1.40 % ​ 5.44 % ​ ​ (6,416) ​ ​ (5,730) Loans 10/1/2022 ​ 7/1/2031 ​ Derivatives - Liabilities ​ 25,000 ​ ​ 1.30 % ​ 5.33 % ​ ​ (4,035) ​ ​ (3,696) Loans 4/1/2022 ​ 4/1/2027 ​ Derivatives - Liabilities ​ 15,000 ​ ​ 1.91 % ​ 5.44 % ​ ​ (1,012) ​ ​ (868) Loans 4/1/2022 ​ 4/1/2027 ​ Derivatives - Liabilities ​ 50,000 ​ ​ 1.91 % ​ 5.44 % ​ ​ (3,373) ​ ​ (2,892) Loans 4/1/2022 ​ 4/1/2027 ​ Derivatives - Liabilities ​ 35,000 ​ ​ 1.91 % ​ 5.44 % ​ ​ (2,361) ​ ​ (2,024) Loans ​ 4/1/2022 ​ 4/1/2027 ​ Derivatives - Liabilities ​ ​ 50,000 ​ ​ 1.91 % ​ ​ 5.44 % ​ ​ (3,374) ​ ​ (3,044) ​ ​ ​ ​ ​ $ 300,000 ​ ​ ​ ​ ​ ​ ​ ​ ​ $ (34,183) ​ $ (30,407) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance Sheet ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Fair Value as of Hedged Item ​ Effective Date ​ Maturity Date ​ Location ​ Notional Amount ​ Receive Rate ​ ​ ​ Pay Rate ​ ​ March 31, 2024 ​ December 31, 2023 (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans 7/12/2023 ​ 2/1/2026 ​ Derivatives - Assets $ 25,000 ​ 5.33 % ​ 4.38 % ​ $ 61 ​ $ (195) Loans 7/12/2023 ​ 8/1/2026 ​ Derivatives - Assets ​ 30,000 ​ 5.33 % ​ 4.21 % ​ ​ 87 ​ ​ (293) Loans 7/12/2023 ​ 2/1/2027 ​ Derivatives - Assets ​ 32,500 ​ 5.33 % ​ 4.08 % ​ ​ 107 ​ ​ (364) Loans 7/12/2023 ​ 8/1/2027 ​ Derivatives - Assets ​ 32,500 ​ 5.33 % ​ 3.98 % ​ ​ 129 ​ ​ (397) Loans 7/12/2023 ​ 2/1/2028 ​ Derivatives - Assets ​ 30,000 ​ 5.33 % ​ 3.90 % ​ ​ 138 ​ ​ (388) Loans 7/12/2023 ​ 2/1/2026 ​ Derivatives - Assets ​ 15,000 ​ 5.33 % ​ 4.38 % ​ ​ 36 ​ ​ (117) Loans 7/12/2023 ​ 8/1/2026 ​ Derivatives - Assets ​ 15,000 ​ 5.33 % ​ 4.21 % ​ ​ 43 ​ ​ (146) Loans ​ 7/12/2023 ​ 2/1/2027 ​ Derivatives - Assets ​ ​ 15,000 ​ 5.33 % ​ ​ 4.08 % ​ ​ 50 ​ ​ (168) Loans ​ 7/12/2023 ​ 8/1/2027 ​ Derivatives - Assets ​ ​ 15,000 ​ 5.33 % ​ ​ 3.98 % ​ ​ 60 ​ ​ (183) Loans ​ 7/12/2023 ​ 2/1/2028 ​ Derivatives - Assets ​ ​ 15,000 ​ 5.33 % ​ ​ 3.90 % ​ ​ 69 ​ ​ (194) Loans ​ 7/12/2023 ​ 8/1/2025 ​ Derivatives - Assets ​ ​ 15,000 ​ 5.33 % ​ ​ 4.60 % ​ ​ 29 ​ ​ (69) Loans ​ 7/12/2023 ​ 2/1/2026 ​ Derivatives - Assets ​ ​ 20,000 ​ 5.33 % ​ ​ 4.38 % ​ ​ 49 ​ ​ (140) Loans ​ 7/12/2023 ​ 8/1/2026 ​ Derivatives - Assets ​ ​ 20,000 ​ 5.33 % ​ ​ 4.21 % ​ ​ 58 ​ ​ (176) Loans ​ 7/12/2023 ​ 2/1/2027 ​ Derivatives - Assets ​ ​ 20,000 ​ 5.33 % ​ ​ 4.08 % ​ ​ 67 ​ ​ (202) Loans ​ 7/12/2023 ​ 8/1/2027 ​ Derivatives - Assets ​ ​ 25,000 ​ 5.33 % ​ ​ 3.98 % ​ ​ 100 ​ ​ (276) ​ ​ ​ ​ ​ ​ ​ ​ $ 325,000 ​ ​ ​ ​ ​ ​ ​ ​ $ 1,083 ​ $ (3,308) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance Sheet ​ ​ ​ ​ ​ ​ ​ Fair Value as of ​ ​ Effective Date ​ Maturity Date ​ Location ​ Notional Amount ​ Strike Rate ​ ​ March 31, 2024 ​ ​ December 31, 2023 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2/1/2020 ​ 2/1/2024 ​ Derivatives - Assets ​ ​ 25,000 ​ 1.90 % ​ ​ - ​ ​ ​ 79 ​ ​ 3/1/2020 ​ 3/3/2025 ​ Derivatives - Assets ​ ​ 25,000 ​ 1.90 % ​ ​ 769 ​ ​ ​ 872 ​ ​ ​ ​ ​ ​ ​ ​ $ 50,000 ​ ​ ​ ​ $ 769 ​ ​ $ 951 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
Changes in the fair value of the underlying derivative contracts	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ March 31, 2024 ​ December 31, 2023 ​ ​ ​ Notional Amount ​ Estimated Fair Value ​ Notional Amount ​ Estimated Fair Value ​ ​ ​ (dollars in thousands) Non-Hedging Interest Rate Derivatives Assets: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Interest rate swap contracts ​ ​ $ 3,508,720 ​ $ 177,038 ​ $ 3,308,024 ​ $ 181,854 Non-Hedging Interest Rate Derivatives Liabilities: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Interest rate swap contracts ​ ​ $ 3,508,720 ​ $ 177,038 ​ $ 3,308,024 ​ $ 181,854
Interest rate collars
Notes Tables
Schedule of interest rate caps	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Fair Value as of Hedged Item ​ Effective Date ​ Maturity Date ​ Location ​ Notional Amount ​ Cap Strike Rate ​ ​ Floor Strike Rate ​ March 31, 2024 ​ December 31, 2023 Loans 10/1/2022 ​ 10/1/2026 ​ Derivatives - Liabilities $ 50,000 ​ 4.40 % 2.44 % ​ $ (456) ​ $ (166) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Note 6 - INCOME TAXES (Tables)

Note 6 - INCOME TAXES (Tables)	3 Months Ended
	Mar. 31, 2024
Notes Tables
Schedule of Federal and state income tax expense	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ For the Three Months Ended March 31, ​ ​ ​ ​ ​ 2024 ​ 2023 ​ ​ ​ ​ ​ ​ ​ ​ % of ​ ​ ​ ​ % of ​ ​ ​ ​ ​ ​ ​ ​ Pretax ​ ​ ​ ​ Pretax ​ ​ ​ ​ Amount Income Amount Income ​ ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Computed "expected" tax expense ​ $ 5,859 21.0 % $ 6,287 21.0 % ​ ​ Tax exempt income, net ​ (3,775) (13.5) ​ (3,216) (10.7) ​ ​ ​ Bank-owned life insurance ​ (182) (0.7) ​ (148) (0.5) ​ ​ ​ State income taxes, net of federal benefit, current year ​ 1,014 3.6 ​ 1,189 4.0 ​ ​ ​ Tax credits ​ (86) (0.3) ​ (177) (0.6) ​ ​ ​ Income from tax credit equity investments ​ ​ (596) ​ (2.1) ​ ​ (413) ​ (1.4) ​ ​ ​ Excess tax benefit on stock options exercised and restricted stock awards vested ​ (470) (1.7) ​ (398) (1.3) ​ ​ ​ Other ​ (592) (2.1) ​ (342) (1.2) ​ ​ ​ Federal and state income tax expense ​ $ 1,172 4.2 % $ 2,782 9.3 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
Schedule of consolidated statements of operations	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ For the Three Months Ended ​ ​ ​ March 31, 2024 ​ December 31, 2023 ​ March 31, 2023 ​ ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Tax credits recognized ​ $ 2,204 ​ $ 5,185 ​ $ 1,120 Other tax benefits recognized ​ 729 ​ 2,037 ​ 508 Amortization ​ (2,061) ​ (5,090) ​ (964) Net benefit included in income tax ​ 872 ​ 2,132 ​ 664 ​ ​ ​ ​ ​ ​ ​ Other income ​ — ​ — ​ — Allocated income on investments ​ ​ — ​ ​ — ​ ​ — ​ Net benefit included in noninterest income ​ ​ — ​ ​ — ​ ​ — ​ ​ ​ ​ ​ ​ ​ ​ Net benefit included in the Consolidated Statements of Operations ​ $ 872 ​ $ 2,132 ​ $ 664 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Note 7 - EARNINGS PER SHARE (Ta

Note 7 - EARNINGS PER SHARE (Tables)	3 Months Ended
	Mar. 31, 2024
Earnings per Share
Schedule of computation of earnings per share on a basic and diluted basis	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Three months ended ​ ​ ​ ​ ​ March 31, ​ ​ ​ ​ ​ 2024 ​ 2023 ​ ​ ​ (dollars in thousands, except share data) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Net income ​ $ 26,726 ​ $ 27,157 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Basic EPS ​ $ 1.59 ​ $ 1.62 ​ ​ Diluted EPS ​ $ 1.58 ​ $ 1.60 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Weighted average common shares outstanding ​ 16,783,348 ​ 16,776,289 ​ ​ Weighted average common shares issuable upon exercise of stock options ​ ​ ​ ​ ​ ​ ​ ​ and under the employee stock purchase plan ​ 127,327 ​ 165,843 ​ ​ Weighted average common and common equivalent shares outstanding ​ 16,910,675 ​ 16,942,132 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Note 8 - FAIR VALUE (Tables)

Note 8 - FAIR VALUE (Tables)	3 Months Ended
	Mar. 31, 2024
Notes Tables
Schedule of assets measured at fair value	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Fair Value Measurements at Reporting Date Using ​ ​ ​ ​ ​ Quoted Prices ​ Significant ​ ​ ​ ​ ​ ​ ​ ​ in Active ​ Other ​ Significant ​ ​ ​ ​ ​ Markets for ​ Observable ​ Unobservable ​ ​ ​ ​ ​ Identical Assets ​ Inputs ​ Inputs ​ Fair Value (Level 1) (Level 2) (Level 3) ​ ​ (dollars in thousands) March 31, 2024: ​ ​ ​ ​ Securities AFS: ​ ​ ​ ​ U.S. treasuries and govt. sponsored agency securities ​ $ 14,442 ​ $ — ​ $ 14,442 ​ $ — Residential mortgage-backed and related securities ​ 56,071 ​ — ​ 56,071 ​ — Municipal securities ​ 166,693 ​ — ​ 166,693 ​ — Asset-backed securities ​ ​ 14,285 ​ ​ — ​ ​ 14,285 ​ ​ — Other securities ​ 39,489 ​ — ​ 39,489 ​ — Securities trading ​ ​ 22,258 ​ ​ — ​ ​ — ​ ​ 22,258 Derivatives ​ 183,888 ​ — ​ 183,888 ​ — Total assets measured at fair value ​ $ 497,126 ​ $ — ​ $ 474,868 ​ $ 22,258 ​ ​ ​ ​ ​ Derivatives ​ $ 211,677 ​ $ — ​ $ 211,677 ​ $ — Total liabilities measured at fair value ​ $ 211,677 ​ $ — ​ $ 211,677 ​ $ — ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2023: ​ ​ ​ ​ Securities AFS: ​ ​ ​ ​ U.S. govt. sponsored agency securities ​ $ 14,973 ​ $ — ​ $ 14,973 ​ $ — Residential mortgage-backed and related securities ​ 59,196 ​ — ​ 59,196 ​ — Municipal securities ​ 170,987 ​ — ​ 170,987 ​ — Asset-backed securities ​ ​ 15,423 ​ ​ — ​ ​ 15,423 ​ ​ — Other securities ​ 39,076 ​ — ​ 39,076 ​ — Securities trading ​ ​ 22,369 ​ ​ — ​ ​ — ​ ​ 22,369 Derivatives ​ 187,341 ​ — ​ 187,341 ​ — Total assets measured at fair value ​ $ 509,365 ​ $ — ​ $ 486,996 ​ $ 22,369 ​ ​ ​ ​ ​ Derivatives ​ $ 215,735 ​ $ — ​ $ 215,735 ​ $ — Total liabilities measured at fair value ​ $ 215,735 ​ $ — ​ $ 215,735 ​ $ — ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Fair Value Measurements at Reporting Date Using ​ ​ ​ ​ ​ Quoted Prices ​ Significant ​ ​ ​ ​ ​ ​ ​ ​ in Active ​ Other ​ Significant ​ ​ ​ ​ ​ Markets for ​ Observable ​ Unobservable ​ ​ ​ ​ ​ Identical Assets ​ Inputs ​ Inputs ​ Fair Value Level 1 Level 2 Level 3 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ March 31, 2024: ​ ​ ​ ​ Loans/leases evaluated individually ​ $ 33,949 ​ $ — ​ $ — ​ $ 33,949 Loans receivable held for sale in preparation for securitization ​ ​ 274,816 ​ ​ — ​ ​ — ​ ​ 274,816 OREO ​ ​ 847 ​ ​ — ​ ​ — ​ ​ 847 Other repossessed assets ​ 1,082 ​ — ​ — ​ 1,082 ​ ​ $ 310,694 ​ $ — ​ $ — ​ $ 310,694 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2023: ​ ​ ​ ​ Loans/leases evaluated individually ​ $ 33,656 ​ $ — ​ $ — ​ $ 33,656 OREO ​ 1,455 ​ — ​ — ​ 1,455 ​ ​ $ 35,111 ​ $ — ​ $ — ​ $ 35,111 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
Schedule of assets measured at fair value, valuation techniques	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Quantitative Information about Level Fair Value Measurements ​ ​ Fair Value ​ Fair Value ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ March 31, ​ December 31, ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2024 2023 Valuation Technique Unobservable Input Range ​ ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans/leases evaluated individually ​ $ 33,949 ​ $ 33,656 ​ Appraisal of collateral ​ Appraisal adjustments ​ -10.00 % to ​ -30.00 % Loans receivable held for sale in preparation for securitization ​ ​ 274,816 ​ ​ — ​ Market prices for similar loans ​ Market price adjustments ​ ​ ​ n/a ​ ​ ​ OREO ​ ​ 847 ​ ​ 1,455 ​ Appraisal of collateral ​ Appraisal adjustments ​ 0.00 % to -35.00 % Other repossessed assets ​ 1,082 ​ — Average auction prices Market price adjustments ​ ​ n/a ​ ​ ​
Schedule of assets and liabilities measured at fair value	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Fair Value ​ As of March 31, 2024 ​ As of December 31, 2023 ​ ​ Hierarchy ​ Carrying ​ Estimated ​ Carrying ​ Estimated ​ Level Value Fair Value Value Fair Value ​ ​ ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Cash and due from banks Level 1 ​ $ 80,988 ​ $ 80,988 ​ $ 97,123 ​ $ 97,123 Federal funds sold Level 2 ​ 4,150 ​ 4,150 ​ 35,450 ​ 35,450 Interest-bearing deposits at financial institutions Level 2 ​ 72,870 ​ 72,870 ​ 104,919 ​ 104,919 Investment securities: ​ ​ ​ ​ ​ ​ ​ ​ HTM Level 2 ​ 718,623 ​ 696,170 ​ 683,504 ​ 680,279 AFS Level 2 ​ 290,980 ​ 290,980 ​ 299,655 ​ 299,655 Trading ​ Level 3 ​ ​ 22,258 ​ ​ 22,258 ​ ​ 22,369 ​ ​ 22,369 Loans/leases receivable, net Level 3 ​ 31,434 ​ 33,949 ​ 31,163 ​ 33,656 Loans/leases receivable, net Level 2 ​ 6,532,432 ​ 6,255,402 ​ 6,425,053 ​ 6,125,433 Derivatives Level 2 ​ 183,888 ​ 183,888 ​ 187,341 ​ 187,341 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Deposits: ​ ​ ​ ​ ​ ​ ​ ​ Nonmaturity deposits Level 2 ​ 5,669,912 ​ 5,669,912 ​ 5,504,323 ​ 5,504,323 Time deposits Level 2 ​ 1,136,863 ​ 1,129,488 ​ 1,009,682 ​ 996,746 Short-term borrowings Level 2 ​ 2,700 ​ 2,700 ​ 1,500 ​ 1,500 FHLB advances Level 2 ​ 205,000 ​ 205,962 ​ 435,000 ​ 437,178 Subordinated notes ​ Level 2 ​ ​ 233,170 ​ ​ 239,256 ​ ​ 233,064 ​ ​ 240,235 Junior subordinated debentures Level 2 ​ 48,763 ​ 40,567 ​ 48,731 ​ 40,397 Derivatives Level 2 ​ 211,677 ​ 211,677 ​ 215,735 ​ 215,735 ​

Note 9 - BUSINESS SEGMENT INF_2

Note 9 - BUSINESS SEGMENT INFORMATION (Tables)	3 Months Ended
	Mar. 31, 2024
Notes Tables
Schedule of business segment information	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial Banking ​ ​ ​ Intercompany ​ Consolidated ​ QCBT CRBT CSB GB All other Eliminations Total ​ ​ (dollars in thousands) Three Months Ended March 31, 2024 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total revenue ​ $ 40,382 ​ $ 47,975 ​ $ 20,509 ​ $ 33,625 ​ $ 33,669 ​ $ (34,253) ​ $ 141,907 Net interest income ​ 16,963 ​ 16,908 ​ 11,075 ​ 13,514 ​ (4,109) ​ 348 ​ 54,699 Provision for credit losses ​ 3,225 ​ (234) ​ 186 ​ (208) ​ — ​ — ​ 2,969 Net income (loss) from continuing operations ​ 4,903 ​ 18,043 ​ 4,449 ​ 5,006 ​ 27,323 ​ (32,998) ​ 26,726 Goodwill ​ 3,223 ​ 14,980 ​ 9,888 ​ 110,936 ​ — ​ — ​ 139,027 Intangibles ​ — ​ 819 ​ 1,289 ​ 11,023 ​ — ​ — ​ 13,131 Total assets ​ 2,618,727 ​ 2,423,936 ​ 1,445,230 ​ 2,327,985 ​ 1,235,181 ​ (1,451,510) ​ 8,599,549 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Three Months Ended March 31, 2023 ​ ​ ​ ​ ​ ​ ​ ​ Total revenue ​ $ 33,124 ​ $ 43,123 ​ $ 16,568 ​ $ 27,621 ​ $ 34,669 ​ $ (35,046) ​ $ 120,059 Net interest income ​ 16,988 ​ 17,179 ​ 10,890 ​ 15,372 ​ (3,963) ​ 344 ​ 56,810 Provision for loan/lease losses ​ 1,573 ​ 1,516 ​ 492 ​ 347 ​ — ​ — ​ 3,928 Net income (loss) from continuing operations ​ 7,038 ​ 16,400 ​ 4,760 ​ 5,387 ​ 27,680 ​ (34,108) ​ 27,157 Goodwill ​ 3,223 ​ 14,980 ​ 9,888 ​ 110,383 ​ — ​ — ​ 138,474 Intangibles ​ — ​ 1,108 ​ 1,878 ​ 13,007 ​ — ​ — ​ 15,993 Total assets ​ 2,548,473 ​ 2,196,560 ​ 1,286,227 ​ 2,147,776 ​ 1,116,694 ​ (1,258,826) ​ 8,036,904 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Note 10 - REGULATORY CAPITAL _2

Note 10 - REGULATORY CAPITAL REQUIREMENTS (Tables)	3 Months Ended
	Mar. 31, 2024
Notes Tables
Schedule of the company and the subsidiary banks actual capital amounts and ratios	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ For Capital ​ To Be Well ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Adequacy Purposes ​ Capitalized Under ​ ​ ​ ​ ​ ​ ​ For Capital ​ With Capital ​ Prompt Corrective ​ ​ Actual ​ Adequacy Purposes ​ Conservation Buffer ​ Action Provisions ​ Amount Ratio Amount ​ Ratio Amount ​ Ratio Amount ​ Ratio ​ ​ ​ ( dollars in thousands) ​ As of March 31, 2024: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Company: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 1,181,827 ​ 14.30 % $ 660,989 > 8.00 % $ 867,548 > 10.50 % $ 826,237 > 10.00 % Tier 1 risk-based capital ​ 867,778 10.50 ​ 495,742 > 6.00 ​ 702,301 > 8.50 ​ 660,989 > 8.00 ​ Tier 1 leverage ​ 867,778 10.33 ​ 336,048 > 4.00 ​ 336,048 > 4.00 ​ 420,060 > 5.00 ​ Common equity Tier 1 ​ 819,015 9.91 ​ 371,806 > 4.50 ​ 578,366 > 7.00 ​ 537,054 > 6.50 ​ Quad City Bank & Trust: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 305,569 ​ 12.77 % $ 191,391 > 8.00 % $ 251,201 > 10.50 % $ 239,239 > 10.00 % Tier 1 risk-based capital ​ 275,648 11.52 ​ 143,543 > 6.00 ​ 203,353 > 8.50 ​ 191,391 > 8.00 ​ Tier 1 leverage ​ 275,648 11.15 ​ 98,876 > 4.00 ​ 98,876 > 4.00 ​ 123,596 > 5.00 ​ Common equity Tier 1 ​ 275,648 11.52 ​ 107,658 > 4.50 ​ 167,467 > 7.00 ​ 155,505 > 6.50 ​ Cedar Rapids Bank & Trust: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 398,654 ​ 15.53 % $ 205,302 > 8.00 % $ 269,458 > 10.50 % $ 256,627 > 10.00 % Tier 1 risk-based capital ​ 373,281 14.55 ​ 153,976 > 6.00 ​ 218,133 > 8.50 ​ 205,302 > 8.00 ​ Tier 1 leverage ​ 373,281 16.01 ​ 93,236 > 4.00 ​ 93,236 > 4.00 ​ 116,545 > 5.00 ​ Common equity Tier 1 ​ 373,281 14.55 ​ 115,482 > 4.50 ​ 179,639 > 7.00 ​ 166,808 > 6.50 ​ Community State Bank: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 175,056 ​ 12.81 % $ 109,305 > 8.00 % $ 143,463 > 10.50 % $ 136,631 > 10.00 % Tier 1 risk-based capital ​ 160,919 11.78 ​ 81,979 > 6.00 ​ 116,136 > 8.50 ​ 109,305 > 8.00 ​ Tier 1 leverage ​ 160,919 11.31 ​ 56,930 > 4.00 ​ 56,930 > 4.00 ​ 71,162 > 5.00 ​ Common equity Tier 1 ​ 160,919 11.78 ​ 61,484 > 4.50 ​ 95,642 > 7.00 ​ 88,810 > 6.50 ​ Guaranty Bank: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 273,124 ​ 13.11 % $ 166,624 > 8.00 % $ 218,694 > 10.50 % $ 208,280 > 10.00 % Tier 1 risk-based capital ​ 249,998 12.00 ​ 124,968 > 6.00 ​ 177,038 > 8.50 ​ 166,624 > 8.00 ​ Tier 1 leverage ​ 249,998 11.51 ​ 86,845 > 4.00 ​ 86,845 > 4.00 ​ 108,556 > 5.00 ​ Common equity Tier 1 ​ 249,998 12.00 ​ 93,726 > 4.50 ​ 145,796 > 7.00 ​ 135,382 > 6.50 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ For Capital ​ To Be Well ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Adequacy Purposes ​ Capitalized Under ​ ​ ​ ​ ​ ​ ​ For Capital ​ With Capital ​ Prompt Corrective ​ ​ Actual ​ Adequacy Purposes ​ Conservation Buffer ​ Action Provisions ​ Amount Ratio Amount ​ Ratio Amount ​ Ratio Amount ​ Ratio ​ ​ ( dollars in thousands) ​ As of December 31, 2023: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Company: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 1,171,047 ​ 14.29 % $ 655,461 > 8.00 % $ 860,293 > 10.50 % $ 819,327 > 10.00 % Tier 1 risk-based capital ​ 841,052 10.27 ​ 491,596 > 6.00 ​ 696,428 > 8.50 ​ 655,461 > 8.00 ​ Tier 1 leverage ​ 841,052 10.03 ​ 335,420 > 4.00 ​ 335,420 > 4.00 ​ 419,275 > 5.00 ​ Common equity Tier 1 ​ 792,321 9.67 ​ 368,697 > 4.50 ​ 573,529 > 7.00 ​ 532,562 > 6.50 ​ Quad City Bank & Trust: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 300,413 ​ 12.67 % $ 189,707 > 8.00 % $ 248,990 > 10.50 % $ 237,133 > 10.00 % Tier 1 risk-based capital ​ 270,744 11.42 ​ 142,280 > 6.00 ​ 201,563 > 8.50 ​ 189,707 > 8.00 ​ Tier 1 leverage ​ 270,744 11.23 ​ 96,425 > 4.00 ​ 96,425 > 4.00 ​ 120,531 > 5.00 ​ Common equity Tier 1 ​ 270,744 11.42 ​ 106,710 > 4.50 ​ 165,993 > 7.00 ​ 154,137 > 6.50 ​ Cedar Rapids Bank & Trust: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 381,514 ​ 15.60 % $ 195,687 > 8.00 % $ 256,840 > 10.50 % $ 244,609 > 10.00 % Tier 1 risk-based capital ​ 354,940 14.51 ​ 146,766 > 6.00 ​ 207,918 > 8.50 ​ 195,687 > 8.00 ​ Tier 1 leverage ​ 354,940 14.77 ​ 96,093 > 4.00 ​ 96,093 > 4.00 ​ 120,116 > 5.00 ​ Common equity Tier 1 ​ 354,940 14.51 ​ 110,074 > 4.50 ​ 171,227 > 7.00 ​ 158,996 > 6.50 ​ Community State Bank: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 171,747 ​ 13.22 % $ 103,903 > 8.00 % $ 136,372 > 10.50 % $ 129,878 > 10.00 % Tier 1 risk-based capital ​ 156,629 12.06 ​ 77,927 > 6.00 ​ 110,397 > 8.50 ​ 103,903 > 8.00 ​ Tier 1 leverage ​ 156,629 11.19 ​ 56,005 > 4.00 ​ 56,005 > 4.00 ​ 70,007 > 5.00 ​ Common equity Tier 1 ​ 156,629 12.06 ​ 58,445 > 4.50 ​ 90,915 > 7.00 ​ 84,421 > 6.50 ​ Guaranty Bank: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 267,822 ​ 12.68 % $ 168,967 > 8.00 % $ 221,770 > 10.50 % $ 211,209 > 10.00 % Tier 1 risk-based capital ​ 244,506 11.58 ​ 126,726 > 6.00 ​ 179,528 > 8.50 ​ 168,967 > 8.00 ​ Tier 1 leverage ​ 244,506 11.41 ​ 85,688 > 4.00 ​ 85,688 > 4.00 ​ 107,110 > 5.00 ​ Common equity Tier 1 ​ 244,506 11.58 ​ 95,044 > 4.50 ​ 147,847 > 7.00 ​ 137,286 > 6.50 ​ ​

Note 1 - SUMMARY OF SIGNIFICA_3

Note 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details)	3 Months Ended
	Mar. 31, 2024 subsidiary
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
Number of subsidiaries commercial banks	4
Maximum term for financial receivable	1 year

Note 2 - INVESTMENT SECURITIE_2

Note 2 - INVESTMENT SECURITIES (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2024 USD ($) issuer security state item	Mar. 31, 2023 USD ($)	Dec. 31, 2023 USD ($) state issuer
Debt Securities, Available-for-Sale, Unrealized Loss Position [Line Items]
Number of securities | security	651
Aggregate losses of securities (as a percent)	9.40%
Available-for-sale, unrealized loss positions, qualitative disclosure, number of positions | security	527
Available-for-sale, unrealized loss positions, qualitative disclosure, number of positions, greater than or equal to one year | security	484
Securities trading, at fair value	$ 22,258		$ 22,369
Recognized trading gain (loss)	$ 19
Number Of Charters Owning Municipal Securities | item	4
General Obligation Bonds
Debt Securities, Available-for-Sale, Unrealized Loss Position [Line Items]
Other investments	$ 96,800		$ 99,400
Number of issuers | issuer	79		82
Number of states holding investments | state	18		18
General Obligation Bonds | Aggregate Fair Value Exceeding 5 Million
Debt Securities, Available-for-Sale, Unrealized Loss Position [Line Items]
Number of states holding investments | state	8		8
General Obligation Bonds | Aggregate Fair Value Exceeding 5 Million | Minimum
Debt Securities, Available-for-Sale, Unrealized Loss Position [Line Items]
Other investments	$ 5,000		$ 5,000
Revenue Bonds
Debt Securities, Available-for-Sale, Unrealized Loss Position [Line Items]
Other investments	$ 765,000		$ 750,800
Number of issuers | issuer	165		169
Number of states holding investments | state	31		31
Revenue Bonds | Aggregate Fair Value Exceeding 5 Million
Debt Securities, Available-for-Sale, Unrealized Loss Position [Line Items]
Number of states holding investments | state	14		15
Revenue Bonds | Aggregate Fair Value Exceeding 5 Million | Minimum
Debt Securities, Available-for-Sale, Unrealized Loss Position [Line Items]
Other investments	$ 5,000		$ 5,000
Revenue Bonds | Aggregate Book Or Market Value Exceeded 5% of The Company Equity [Member]
Debt Securities, Available-for-Sale, Unrealized Loss Position [Line Items]
Number of issuers | issuer	2		2
Percentage threshold	5%
Corporate securities
Debt Securities, Available-for-Sale, Unrealized Loss Position [Line Items]
Provision for credit loss expense	$ (445)	$ 989

Note 2 - INVESTMENT SECURITIE_3

Note 2 - INVESTMENT SECURITIES - Amortized Cost and Fair Value of HTM and AFS Investment Securities (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023	Mar. 31, 2023	Dec. 31, 2022
Securities HTM:
Securities held to maturity, at amortized cost, net of allowance for credit losses	$ 718,623	$ 683,504
Securities HTM, Amortized cost	718,826	683,707
Securities HTM, Allowance for Credit (Losses)	(203)	(203)
Securities HTM, Gross Unrealized Gains	25,468	33,429
Securities HTM, Gross Unrealized (Losses)	(47,921)	(36,654)
Securities HTM, Fair Value	696,170	680,279
Securities AFS:
Securities AFS, Amortized Cost	342,660	348,633
Securities AFS, Allowance for Credit (Losses)		(989)
Securities AFS, Gross Unrealized Gains	222	190
Securities AFS, Gross Unrealized (Losses)	(51,902)	(48,179)
Securities AFS, Fair Value	290,980	299,655
U.S. govt. sponsored agency securities
Securities AFS:
Securities AFS, Amortized Cost	17,054	17,399
Securities AFS, Gross Unrealized Gains	10	12
Securities AFS, Gross Unrealized (Losses)	(2,622)	(2,438)
Securities AFS, Fair Value	14,442	14,973
Residential mortgage-backed and related securities
Securities AFS:
Securities AFS, Amortized Cost	62,350	65,168
Securities AFS, Gross Unrealized (Losses)	(6,279)	(5,972)
Securities AFS, Fair Value	56,071	59,196
Municipal securities.
Securities HTM:
Securities HTM, Amortized cost	717,776	682,657
Securities HTM, Allowance for Credit (Losses)	(202)	(202)	$ (180)	$ (180)
Securities HTM, Gross Unrealized Gains	25,468	33,385
Securities HTM, Gross Unrealized (Losses)	(47,907)	(36,639)
Securities HTM, Fair Value	695,135	679,201
Securities AFS:
Securities AFS, Amortized Cost	205,928	206,566
Securities AFS, Gross Unrealized Gains	3	11
Securities AFS, Gross Unrealized (Losses)	(39,238)	(35,590)
Securities AFS, Fair Value	166,693	170,987
Asset-backed securities
Securities AFS:
Securities AFS, Amortized Cost	14,093	15,261
Securities AFS, Gross Unrealized Gains	194	167
Securities AFS, Gross Unrealized (Losses)	(2)	(5)
Securities AFS, Fair Value	14,285	15,423
Corporate Debt Securities [Member]
Securities AFS:
Securities AFS, Allowance for Credit (Losses)		(989)	$ (989)
Other securities
Securities HTM:
Securities held to maturity, at amortized cost, net of allowance for credit losses	1,050
Securities HTM, Amortized cost		1,050
Securities HTM, Allowance for Credit (Losses)	(1)	(1)
Securities HTM, Gross Unrealized Gains		44
Securities HTM, Gross Unrealized (Losses)	(14)	(15)
Securities HTM, Fair Value	1,035	1,078
Securities AFS:
Securities AFS, Amortized Cost	43,235	44,239
Securities AFS, Allowance for Credit (Losses)		(989)
Securities AFS, Gross Unrealized Gains	15
Securities AFS, Gross Unrealized (Losses)	(3,761)	(4,174)
Securities AFS, Fair Value	$ 39,489	$ 39,076

Note 2 - INVESTMENT SECURITIE_4

Note 2 - INVESTMENT SECURITIES - Securities in a Continuous Unrealized Loss Position (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Securities HTM:
Securities HTM, Less than 12 Months, Fair Value	$ 45,235	$ 1,855
Securities HTM, Less than 12 Months, Gross Unrealized Losses	(1,286)	(26)
Securities HTM, 12 Months or More, Fair Value	316,598	289,891
Securities HTM, 12 Months or More, Gross Unrealized Losses	(46,635)	(36,628)
Securities HTM, Total, Fair Value	361,833	291,746
Securities HTM, Total, Gross Unrealized Losses	(47,921)	(36,654)
Securities AFS:
Securities AFS, Less than 12 Months, Fair Value	5,347	4,088
Securities AFS, Less than 12 Months, Gross Unrealized Losses	(341)	(395)
Securities AFS, 12 Months or More, Fair Value	271,189	282,087
Securities AFS, 12 Months or More, Gross Unrealized Losses	(51,561)	(47,784)
Securities AFS, Total, Fair Value	276,536	286,175
Securities AFS, Total, Gross Unrealized Losses	(51,902)	(48,179)
Municipal securities.
Securities HTM:
Securities HTM, Less than 12 Months, Fair Value	45,235	1,320
Securities HTM, Less than 12 Months, Gross Unrealized Losses	(1,286)	(11)
Securities HTM, 12 Months or More, Fair Value	316,062	289,891
Securities HTM, 12 Months or More, Gross Unrealized Losses	(46,621)	(36,628)
Securities HTM, Total, Fair Value	361,297	291,211
Securities HTM, Total, Gross Unrealized Losses	(47,907)	(36,639)
Securities AFS:
Securities AFS, Less than 12 Months, Fair Value		283
Securities AFS, Less than 12 Months, Gross Unrealized Losses		(2)
Securities AFS, 12 Months or More, Fair Value	165,877	169,876
Securities AFS, 12 Months or More, Gross Unrealized Losses	(39,238)	(35,588)
Securities AFS, Total, Fair Value	165,877	170,159
Securities AFS, Total, Gross Unrealized Losses	(39,238)	(35,590)
U.S. govt. sponsored agency securities
Securities AFS:
Securities AFS, 12 Months or More, Fair Value	13,579	14,018
Securities AFS, 12 Months or More, Gross Unrealized Losses	(2,622)	(2,438)
Securities AFS, Total, Fair Value	13,579	14,018
Securities AFS, Total, Gross Unrealized Losses	(2,622)	(2,438)
Residential mortgage-backed and related securities
Securities AFS:
Securities AFS, 12 Months or More, Fair Value	55,878	59,118
Securities AFS, 12 Months or More, Gross Unrealized Losses	(6,279)	(5,972)
Securities AFS, Total, Fair Value	55,878	59,118
Securities AFS, Total, Gross Unrealized Losses	(6,279)	(5,972)
Asset-backed securities
Securities AFS:
Securities AFS, Less than 12 Months, Fair Value	2,686
Securities AFS, Less than 12 Months, Gross Unrealized Losses	(2)
Securities AFS, 12 Months or More, Fair Value		3,804
Securities AFS, 12 Months or More, Gross Unrealized Losses		(5)
Securities AFS, Total, Fair Value	2,686	3,804
Securities AFS, Total, Gross Unrealized Losses	(2)	(5)
Other securities
Securities HTM:
Securities HTM, Less than 12 Months, Fair Value		535
Securities HTM, Less than 12 Months, Gross Unrealized Losses		(15)
Securities HTM, 12 Months or More, Fair Value	536
Securities HTM, 12 Months or More, Gross Unrealized Losses	(14)
Securities HTM, Total, Fair Value	536	535
Securities HTM, Total, Gross Unrealized Losses	(14)	(15)
Securities AFS:
Securities AFS, Less than 12 Months, Fair Value	2,661	3,805
Securities AFS, Less than 12 Months, Gross Unrealized Losses	(339)	(393)
Securities AFS, 12 Months or More, Fair Value	35,855	35,271
Securities AFS, 12 Months or More, Gross Unrealized Losses	(3,422)	(3,781)
Securities AFS, Total, Fair Value	38,516	39,076
Securities AFS, Total, Gross Unrealized Losses	$ (3,761)	$ (4,174)

Note 2 - INVESTMENT SECURITIE_5

Note 2 - INVESTMENT SECURITIES - Activity in Allowance for Credit Losses HTM and AFS securities by major security (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Debt Securities, Held-to-maturity, Allowance for Credit Loss [Roll Forward]
Beginning balance	$ 203
Balance, ending	203
Beginning balance	989
Municipal securities.
Debt Securities, Held-to-maturity, Allowance for Credit Loss [Roll Forward]
Beginning balance	202	$ 180
Balance, ending	202	180
Corporate securities
Debt Securities, Held-to-maturity, Allowance for Credit Loss [Roll Forward]
Beginning balance	989
Reduction due to sales	(544)
Provision for credit loss expense	(445)	989
Balance, ending		$ 989
Other securities
Debt Securities, Held-to-maturity, Allowance for Credit Loss [Roll Forward]
Beginning balance	1
Balance, ending	1
Beginning balance	$ 989

Note 2 - INVESTMENT SECURITIE_6

Note 2 - INVESTMENT SECURITIES - Sales of Securities (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Debt Securities, Available-for-Sale, Unrealized Loss Position [Line Items]
Proceeds from sales of securities	$ 445	$ 28,628
Gross gains from sales of securities		44
Gross losses from sales of securities		$ (507)

Note 2 - INVESTMENT SECURITIE_7

Note 2 - INVESTMENT SECURITIES - Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Securities HTM:
Securities held to maturity, due in one year or less, amortized cost	$ 1,702
Securities held to maturity, due in one year or less, fair value	1,691
Securities held to maturity, due after one year through five years, amortized cost	23,792
Securities held to maturity, due after one year through five years, fair value	24,783
Securities held to maturity, due after five years, amortized cost	693,332
Securities held to maturity, due after five years, fair value	669,696
Securities HTM, Amortized cost	718,826	$ 683,707
Securities held to maturity, fair value	696,170	680,279
Securities AFS:
Securities available for sale, due in one year or less, amortized cost	919
Securities available for sale, Due in one year or less, fair value	914
Securities available for sale, due after one year through five years, amortized cost	17,054
Securities available for sale, Due after one year through five years, fair value	16,069
Securities available for sale, due after five years, amortized cost	248,244
Securities available for sale, due after five years, fair value	203,641
Securities available for sale, single maturity, amortized cost	266,217
Securities available for sale, single maturity, fair value	220,624
Securities AFS, Amortized Cost	342,660	348,633
Available-for-sale Securities, Debt Securities, Total	290,980	299,655
Callable Securities [Member]
Securities AFS:
Securities AFS, Amortized Cost	247,143
Available-for-sale Securities, Debt Securities, Total	204,166
Municipal securities.
Securities HTM:
Securities HTM, Amortized cost	717,776	682,657
Securities held to maturity, fair value	695,135	679,201
Securities AFS:
Securities AFS, Amortized Cost	205,928	206,566
Available-for-sale Securities, Debt Securities, Total	166,693	170,987
Municipal securities. | Callable Securities [Member]
Securities HTM:
Securities held to maturity, callable, amortized cost	284,307
Securities held to maturity, callable, fair value	276,852
Securities AFS:
Securities available for sale, callable, amortized cost	204,865
Securities available for sale, callable, fair value	165,649
Asset-backed securities
Securities AFS:
Securities AFS, Amortized Cost	14,093	15,261
Available-for-sale Securities, Debt Securities, Total	14,285	15,423
Securities available for sale, callable, amortized cost	14,093
Securities available for sale, callable, fair value	14,285
Residential mortgage-backed and related securities
Securities AFS:
Securities AFS, Amortized Cost	62,350	65,168
Available-for-sale Securities, Debt Securities, Total	56,071	59,196
Securities available for sale, callable, amortized cost	62,350
Securities available for sale, callable, fair value	56,071
Other securities
Securities HTM:
Securities HTM, Amortized cost		1,050
Securities held to maturity, fair value	1,035	1,078
Securities AFS:
Securities AFS, Amortized Cost	43,235	44,239
Available-for-sale Securities, Debt Securities, Total	39,489	$ 39,076
Other securities | Callable Securities [Member]
Securities AFS:
Securities available for sale, callable, amortized cost	42,278
Securities available for sale, callable, fair value	$ 38,517

Note 3 - LOANS_LEASES RECEIVA_3

Note 3 - LOANS/LEASES RECEIVABLE (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023	Dec. 31, 2023	Dec. 31, 2022
Loans/leases receivable	$ 6,648,336		$ 6,543,416
Accrued interest on loans	34,000		31,800
Allowance for credit losses on loans	84,470	$ 86,573	87,200	$ 87,706
Charged off	3,560	2,275
Recoveries	471	393
C&I
Loans/leases receivable	1,796,738		1,807,021
C&I | C&I - other
Loans/leases receivable	1,470,609		1,481,778
Charged off	3,449
C&I | C&I - other including lease
Loans/leases receivable	1,498,698		1,512,942
Allowance for credit losses on loans	26,615	26,637	27,460	27,753
Charged off	3,538	2,055
Recoveries	466	382
C&I | m2 Lease Funds, LLC | C&I - other
Loans/leases receivable	326,700		319,500
Direct financing leases
Loans/leases receivable	28,089		31,164
Allowance for credit losses on loans	884		992
Charged off	89
Direct financing leases | C&I - other including lease
Allowance for credit losses on loans	884	1,100	992	970
Charged off	89	4
Recoveries	49	18
Consumer
Loans/leases receivable	130,900		127,335
Allowance for credit losses on loans	1,438	1,442	1,476	1,371
Charged off	19
Recoveries	5	1
Construction and land development and multi-family
Loan held for sale	274,800
Construction and land development
Loans/leases receivable	1,149,527		1,420,525
Loan held for sale	51,900
Allowance for credit losses on loans	12,737	15,245	16,856	14,262
Charged off		12
Multi-family
Loans/leases receivable	1,303,566		996,143
Loan held for sale	222,900
Allowance for credit losses on loans	12,928	11,621	12,463	13,186
1-4 family real estate
Loans/leases receivable	563,358		544,971
Loan held for sale	528		2,600
Allowance for credit losses on loans	5,289	5,270	$ 4,917	$ 4,963
Charged off	$ 3
Recoveries		$ 5

Note 3 - LOANS_LEASES RECEIVA_4

Note 3 - LOANS/LEASES RECEIVABLE - Composition of the Loan Lease Portfolio (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023	Mar. 31, 2023	Dec. 31, 2022
Gross loans/leases receivable	$ 6,648,336	$ 6,543,416
Less allowance for credit losses	(84,470)	(87,200)	$ (86,573)	$ (87,706)
Net loans/leases receivable	6,563,866	6,456,216
C&I
Gross loans/leases receivable	1,796,738	1,807,021
C&I | C&I - revolving
Gross loans/leases receivable	326,129	325,243
Less allowance for credit losses	(4,440)	(4,224)	(4,637)	(4,457)
C&I | C&I - other
Gross loans/leases receivable	1,470,609	1,481,778
CRE | CRE - owner occupied
Gross loans/leases receivable	621,069	607,365
CRE | Non-owner occupied
Gross loans/leases receivable	1,055,089	1,008,892
Less allowance for credit losses	(12,607)	(11,581)	(12,632)	(11,749)
Construction and land development
Gross loans/leases receivable	1,149,527	1,420,525
Less allowance for credit losses	(12,737)	(16,856)	(15,245)	(14,262)
Multi-family
Gross loans/leases receivable	1,303,566	996,143
Less allowance for credit losses	(12,928)	(12,463)	(11,621)	(13,186)
Direct financing leases
Net minimum lease payments to be received	31,414	34,966
Estimated unguaranteed residual values of leased assets	165	165
Unearned lease/residual income	(3,490)	(3,967)
Gross loans/leases receivable	28,089	31,164
Plus deferred lease origination costs, net of fees	53	75
Gross loans/leases receivable after originated cost	28,142	31,239
Less allowance for credit losses	(884)	(992)
Net loans/leases receivable	27,258	30,247
1-4 family real estate
Gross loans/leases receivable	563,358	544,971
Less allowance for credit losses	(5,289)	(4,917)	(5,270)	(4,963)
Consumer
Gross loans/leases receivable	130,900	127,335
Less allowance for credit losses	$ (1,438)	$ (1,476)	$ (1,442)	$ (1,371)

Note 3 - LOANS_LEASES RECEIVA_5

Note 3 - LOANS/LEASES RECEIVABLE - Remaining Discount on Acquired loans (Details) - Performing Loans - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Financing Receivable, Allowance for Credit Loss [Line Items]
Balance at the beginning of the period	$ (3,891)	$ (6,088)
Accretion recognized	352	849
Balance at the end of the period	$ (3,539)	$ (5,239)

Note 3 - LOANS_LEASES RECEIVA_6

Note 3 - LOANS/LEASES RECEIVABLE - Aging of the Loan Lease Portfolio (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2024	Dec. 31, 2023
Loans/leases receivable	$ 6,648,336	$ 6,543,416
Accruing Past Due 90 Days or More	142	86
Nonaccrual Loans/Leases	$ 29,439	$ 32,753
Accruing past due 90 days or more as a percentage of total loan/lease portfolio	0%	0%
Nonaccrual Loans/Leases as a percentage of total loan/lease portfolio	0.44%	0.50%
Loans and leases as a percentage of total loan/lease portfolio	100%	100%
Current
Loans/leases receivable	$ 6,595,955	$ 6,494,515
Current as a percentage of total loan/lease portfolio	99.21%	99.25%
30-59 Days Past Due
Loans/leases receivable	$ 15,095	$ 9,651
Past due as a percentage of total loan/lease portfolio	0.23%	0.15%
60 to 89 Days Past Due
Loans/leases receivable	$ 7,705	$ 6,411
Past due as a percentage of total loan/lease portfolio	0.12%	0.10%
C&I
Loans/leases receivable	$ 1,796,738	$ 1,807,021
C&I | C&I - revolving
Loans/leases receivable	326,129	325,243
C&I | C&I - other
Loans/leases receivable	1,470,609	1,481,778
Accruing Past Due 90 Days or More	1	1
Nonaccrual Loans/Leases	11,258	11,508
C&I | Current | C&I - revolving
Loans/leases receivable	324,707	325,243
C&I | Current | C&I - other
Loans/leases receivable	1,445,236	1,459,818
C&I | 30-59 Days Past Due | C&I - revolving
Loans/leases receivable	836
C&I | 30-59 Days Past Due | C&I - other
Loans/leases receivable	10,014	4,848
C&I | 60 to 89 Days Past Due | C&I - revolving
Loans/leases receivable	586
C&I | 60 to 89 Days Past Due | C&I - other
Loans/leases receivable	4,100	5,603
CRE | Owner occupied - CRE
Loans/leases receivable	621,069	607,365
Nonaccrual Loans/Leases	2,646	2,680
CRE | Non-owner occupied
Loans/leases receivable	1,055,089	1,008,892
Nonaccrual Loans/Leases	1,764	4,994
CRE | Current | Owner occupied - CRE
Loans/leases receivable	618,123	604,602
CRE | Current | Non-owner occupied
Loans/leases receivable	1,053,325	1,003,267
CRE | 30-59 Days Past Due | Owner occupied - CRE
Loans/leases receivable	184
CRE | 30-59 Days Past Due | Non-owner occupied
Loans/leases receivable		631
CRE | 60 to 89 Days Past Due | Owner occupied - CRE
Loans/leases receivable	116	83
Construction and land development
Loans/leases receivable	1,149,527	1,420,525
Nonaccrual Loans/Leases	2,359	2,509
Construction and land development | Current
Loans/leases receivable	1,144,482	1,418,016
Construction and land development | 60 to 89 Days Past Due
Loans/leases receivable	2,686
Multi-family
Loans/leases receivable	1,303,566	996,143
Nonaccrual Loans/Leases	8,172	8,172
Multi-family | Current
Loans/leases receivable	1,295,394	987,971
Direct financing leases
Loans/leases receivable	28,089	31,164
Nonaccrual Loans/Leases	426	289
Direct financing leases | Current
Loans/leases receivable	27,111	30,501
Direct financing leases | 30-59 Days Past Due
Loans/leases receivable	375	186
Direct financing leases | 60 to 89 Days Past Due
Loans/leases receivable	177	188
1-4 family real estate
Loans/leases receivable	563,358	544,971
Accruing Past Due 90 Days or More	141	85
Nonaccrual Loans/Leases	2,401	2,240
1-4 family real estate | Current
Loans/leases receivable	557,301	538,229
1-4 family real estate | 30-59 Days Past Due
Loans/leases receivable	3,515	3,883
1-4 family real estate | 60 to 89 Days Past Due
Loans/leases receivable		534
Consumer
Loans/leases receivable	130,900	127,335
Nonaccrual Loans/Leases	413	361
Consumer | Current
Loans/leases receivable	130,276	126,868
Consumer | 30-59 Days Past Due
Loans/leases receivable	171	103
Consumer | 60 to 89 Days Past Due
Loans/leases receivable	$ 40	$ 3

Note 3 - LOANS_LEASES RECEIVA_7

Note 3 - LOANS/LEASES RECEIVABLE - Loans Leases Nonperforming Loans Leases (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2024	Dec. 31, 2023
Accruing Past Due 90 Days or More	$ 142	$ 86
Nonaccrual Loans/Leases	29,439	32,753
Loans/leases receivable	$ 6,648,336	$ 6,543,416
Percentage of Total NPLs	100%	100%
Nonperforming loans
Accruing Past Due 90 Days or More	$ 142	$ 86
Nonaccrual Loans/Leases	16,452	15,550
Nonaccrual Loans/Leases without an Allowance for Credit Losses	12,987	17,203
Loans/leases receivable	$ 29,581	$ 32,839
Percentage of Total NPLs	100%	100%
C&I
Loans/leases receivable	$ 1,796,738	$ 1,807,021
C&I | C&I - revolving
Loans/leases receivable	326,129	325,243
C&I | C&I - other
Accruing Past Due 90 Days or More	1	1
Nonaccrual Loans/Leases	11,258	11,508
Loans/leases receivable	1,470,609	1,481,778
C&I | Nonperforming loans | C&I - other
Loans/leases receivable	10,948	11,191
CRE | Owner occupied - CRE
Nonaccrual Loans/Leases	2,646	2,680
Loans/leases receivable	621,069	607,365
CRE | Non-owner occupied
Nonaccrual Loans/Leases	1,764	4,994
Loans/leases receivable	1,055,089	1,008,892
CRE | Nonperforming loans | C&I - other
Accruing Past Due 90 Days or More	1	1
Nonaccrual Loans/Leases	8,616	8,865
Nonaccrual Loans/Leases without an Allowance for Credit Losses	2,642	2,643
Loans/leases receivable	$ 11,259	$ 11,509
Percentage of Total NPLs	38%	35%
CRE | Nonperforming loans | Owner occupied - CRE
Nonaccrual Loans/Leases	$ 1,353	$ 530
Nonaccrual Loans/Leases without an Allowance for Credit Losses	1,293	2,150
Loans/leases receivable	$ 2,646	$ 2,680
Percentage of Total NPLs	9%	8%
CRE | Nonperforming loans | Non-owner occupied
Nonaccrual Loans/Leases	$ 1,764	$ 1,213
Nonaccrual Loans/Leases without an Allowance for Credit Losses		3,781
Loans/leases receivable	$ 1,764	$ 4,994
Percentage of Total NPLs	6%	15%
Construction and land development
Nonaccrual Loans/Leases	$ 2,359	$ 2,509
Loans/leases receivable	1,149,527	1,420,525
Construction and land development | Nonperforming loans
Nonaccrual Loans/Leases	2,359	2,509
Loans/leases receivable	$ 2,359	$ 2,509
Percentage of Total NPLs	8%	8%
Multi-family
Nonaccrual Loans/Leases	$ 8,172	$ 8,172
Loans/leases receivable	1,303,566	996,143
Multi-family | Nonperforming loans
Nonaccrual Loans/Leases without an Allowance for Credit Losses	8,172	8,172
Loans/leases receivable	$ 8,172	$ 8,172
Percentage of Total NPLs	28%	25%
Direct financing leases
Nonaccrual Loans/Leases	$ 426	$ 289
Loans/leases receivable	28,089	31,164
Direct financing leases | Nonperforming loans
Nonaccrual Loans/Leases	287	206
Nonaccrual Loans/Leases without an Allowance for Credit Losses	139	83
Loans/leases receivable	$ 426	$ 289
Percentage of Total NPLs	1%	1%
1-4 family real estate
Accruing Past Due 90 Days or More	$ 141	$ 85
Nonaccrual Loans/Leases	2,401	2,240
Loans/leases receivable	563,358	544,971
1-4 family real estate | Nonperforming loans
Accruing Past Due 90 Days or More	141	85
Nonaccrual Loans/Leases	1,660	1,866
Nonaccrual Loans/Leases without an Allowance for Credit Losses	741	374
Loans/leases receivable	$ 2,542	$ 2,325
Percentage of Total NPLs	9%	7%
Consumer
Nonaccrual Loans/Leases	$ 413	$ 361
Loans/leases receivable	130,900	127,335
Consumer | Nonperforming loans
Nonaccrual Loans/Leases	413	361
Loans/leases receivable	$ 413	$ 361
Percentage of Total NPLs	1%	1%

Note 3 - LOANS_LEASES RECEIVA_8

Note 3 - LOANS/LEASES RECEIVABLE - Allowance for Estimated Losses on Loans Leases (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Balance, beginning	$ 87,200	$ 87,706
Change in ACL for writedown of LHFS to fair value	(3,377)	(1,709)
Provisions	3,736	2,458
Charged off	(3,560)	(2,275)
Recoveries	471	393
Balance, ending	84,470	86,573
C&I | C&I - revolving
Balance, beginning	4,224	4,457
Provisions	216	180
Balance, ending	4,440	4,637
C&I | C&I - other including lease
Balance, beginning	27,460	27,753
Provisions	2,227	557
Charged off	(3,538)	(2,055)
Recoveries	466	382
Balance, ending	26,615	26,637
CRE | Owner occupied - CRE
Balance, beginning	8,223	9,965
Provisions	193	(668)
Charged off		(208)
Balance, ending	8,416	9,089
CRE | Non-owner occupied
Balance, beginning	11,581	11,749
Provisions	1,026	878
Recoveries		5
Balance, ending	12,607	12,632
Construction and land development
Balance, beginning	16,856	14,262
Change in ACL for writedown of LHFS to fair value	(513)	(354)
Provisions	(3,606)	1,349
Charged off		(12)
Balance, ending	12,737	15,245
Multi-family
Balance, beginning	12,463	13,186
Change in ACL for writedown of LHFS to fair value	(2,864)	(1,355)
Provisions	3,329	(210)
Balance, ending	12,928	11,621
Direct financing leases
Balance, beginning	992
Charged off	(89)
Balance, ending	884
Direct financing leases | C&I - other including lease
Balance, beginning	992	970
Provisions	(68)	69
Charged off	(89)	(4)
Recoveries	49	18
Balance, ending	884	1,100
1-4 family real estate
Balance, beginning	4,917	4,963
Provisions	375	302
Charged off	(3)
Recoveries		5
Balance, ending	5,289	5,270
Consumer
Balance, beginning	1,476	1,371
Provisions	(24)	70
Charged off	(19)
Recoveries	5	1
Balance, ending	$ 1,438	$ 1,442

Note 3 - LOANS_LEASES RECEIVA_9

Note 3 - LOANS/LEASES RECEIVABLE - Composition Of Allowance For Credit Losses (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023	Mar. 31, 2023	Dec. 31, 2022
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses	$ 84,400	$ 83,976
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses	6,563,936	6,459,440
Gross loans/leases receivable	6,648,336	6,543,416
Allowance for Credit Losses, Individually Evaluated for Credit Losses	9,554	8,518
Allowance for Credit Losses, Collectively Evaluated for Credit Losses	74,916	78,682
Allowance for Credit Losses, Total	84,470	87,200	$ 86,573	$ 87,706
C&I
Gross loans/leases receivable	1,796,738	1,807,021
C&I | Commercial And Industrial Revolving Other Including Lease
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses	28,111	24,813
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses	1,796,716	1,813,372
Gross loans/leases receivable	1,824,827	1,838,185
Allowance for Credit Losses, Individually Evaluated for Credit Losses	4,724	4,274
Allowance for Credit Losses, Collectively Evaluated for Credit Losses	26,331	27,410
Allowance for Credit Losses, Total	31,055	31,684
C&I | C&I - revolving
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses	3,920	4,680
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses	322,209	320,563
Gross loans/leases receivable	326,129	325,243
Allowance for Credit Losses, Individually Evaluated for Credit Losses	965	632
Allowance for Credit Losses, Collectively Evaluated for Credit Losses	3,475	3,592
Allowance for Credit Losses, Total	4,440	4,224	4,637	4,457
C&I | C&I - other including lease
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses	24,191	20,133
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses	1,474,507	1,492,809
Gross loans/leases receivable	1,498,698	1,512,942
Allowance for Credit Losses, Individually Evaluated for Credit Losses	3,759	3,642
Allowance for Credit Losses, Collectively Evaluated for Credit Losses	22,856	23,818
Allowance for Credit Losses, Total	26,615	27,460	26,637	27,753
CRE | Owner occupied - CRE
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses	22,252	22,709
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses	598,817	584,656
Gross loans/leases receivable	621,069	607,365
Allowance for Credit Losses, Individually Evaluated for Credit Losses	2,623	2,426
Allowance for Credit Losses, Collectively Evaluated for Credit Losses	5,793	5,797
Allowance for Credit Losses, Total	8,416	8,223	9,089	9,965
CRE | Non-owner occupied
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses	19,391	21,886
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses	1,035,698	987,006
Gross loans/leases receivable	1,055,089	1,008,892
Allowance for Credit Losses, Individually Evaluated for Credit Losses	1,068	661
Allowance for Credit Losses, Collectively Evaluated for Credit Losses	11,539	10,920
Allowance for Credit Losses, Total	12,607	11,581	12,632	11,749
Construction and land development
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses	2,573	2,726
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses	1,146,954	1,417,799
Gross loans/leases receivable	1,149,527	1,420,525
Allowance for Credit Losses, Individually Evaluated for Credit Losses	791	809
Allowance for Credit Losses, Collectively Evaluated for Credit Losses	11,946	16,047
Allowance for Credit Losses, Total	12,737	16,856	15,245	14,262
Multi-family
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses	8,203	8,206
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses	1,295,363	987,937
Gross loans/leases receivable	1,303,566	996,143
Allowance for Credit Losses, Individually Evaluated for Credit Losses	3	3
Allowance for Credit Losses, Collectively Evaluated for Credit Losses	12,925	12,460
Allowance for Credit Losses, Total	12,928	12,463	11,621	13,186
1-4 family real estate
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses	3,317	3,128
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses	560,041	541,843
Gross loans/leases receivable	563,358	544,971
Allowance for Credit Losses, Individually Evaluated for Credit Losses	278	289
Allowance for Credit Losses, Collectively Evaluated for Credit Losses	5,011	4,628
Allowance for Credit Losses, Total	5,289	4,917	5,270	4,963
Consumer
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses	553	508
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses	130,347	126,827
Gross loans/leases receivable	130,900	127,335
Allowance for Credit Losses, Individually Evaluated for Credit Losses	67	56
Allowance for Credit Losses, Collectively Evaluated for Credit Losses	1,371	1,420
Allowance for Credit Losses, Total	1,438	1,476	1,442	1,371
Direct financing leases
Gross loans/leases receivable	28,089	31,164
Allowance for Credit Losses, Total	884	992
Direct financing leases | C&I - other including lease
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses	426	289
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses	27,700	30,900
Allowance for Credit Losses, Individually Evaluated for Credit Losses	81	68
Allowance for Credit Losses, Collectively Evaluated for Credit Losses	803	924
Allowance for Credit Losses, Total	$ 884	$ 992	$ 1,100	$ 970

Note 3 - LOANS_LEASES RECEIV_10

Note 3 - LOANS/LEASES RECEIVABLE - Amortized Cost Basis of Collateral (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Loans/leases receivable	$ 6,648,336	$ 6,543,416
Collateral Dependent Loans
Loans/leases receivable	84,400	83,976
Commercial Assets
Loans/leases receivable	9,600	5,551
Owner occupied - CRE
Loans/leases receivable	22,189	22,794
Non Owner-Occupied Real Estate
Loans/leases receivable	30,473	32,976
Owner Occupied Real Estate
Loans/leases receivable	3,586	3,369
Securities
Loans/leases receivable	5,184	5,191
Equipment
Loans/leases receivable	12,573	13,249
Other
Loans/leases receivable	795	846
C&I
Loans/leases receivable	1,796,738	1,807,021
C&I | Commercial And Industrial Revolving Other Including Lease
Loans/leases receivable	1,824,827	1,838,185
C&I | Commercial And Industrial Revolving Other Including Lease | Collateral Dependent Loans
Loans/leases receivable	28,111	24,813
C&I | Commercial And Industrial Revolving Other Including Lease | Commercial Assets
Loans/leases receivable	9,600	5,551
C&I | Commercial And Industrial Revolving Other Including Lease | Securities
Loans/leases receivable	5,184	5,191
C&I | Commercial And Industrial Revolving Other Including Lease | Equipment
Loans/leases receivable	12,573	13,249
C&I | Commercial And Industrial Revolving Other Including Lease | Other
Loans/leases receivable	754	822
C&I | C&I - revolving
Loans/leases receivable	326,129	325,243
C&I | C&I - revolving | Collateral Dependent Loans
Loans/leases receivable	3,920	4,680
C&I | C&I - revolving | Commercial Assets
Loans/leases receivable	3,920	4,680
C&I | C&I - other including lease
Loans/leases receivable	1,498,698	1,512,942
C&I | C&I - other including lease | Collateral Dependent Loans
Loans/leases receivable	24,191	20,133
C&I | C&I - other including lease | Commercial Assets
Loans/leases receivable	5,680	871
C&I | C&I - other including lease | Securities
Loans/leases receivable	5,184	5,191
C&I | C&I - other including lease | Equipment
Loans/leases receivable	12,573	13,249
C&I | C&I - other including lease | Other
Loans/leases receivable	754	822
CRE | Owner occupied - CRE
Loans/leases receivable	621,069	607,365
CRE | Owner occupied - CRE | Collateral Dependent Loans
Loans/leases receivable	22,252	22,709
CRE | Owner occupied - CRE | Owner occupied - CRE
Loans/leases receivable	22,189	22,644
CRE | Owner occupied - CRE | Owner Occupied Real Estate
Loans/leases receivable	63	65
CRE | Non-owner occupied
Loans/leases receivable	1,055,089	1,008,892
CRE | Non-owner occupied | Collateral Dependent Loans
Loans/leases receivable	19,391	21,886
CRE | Non-owner occupied | Non Owner-Occupied Real Estate
Loans/leases receivable	19,391	21,886
Construction and land development
Loans/leases receivable	1,149,527	1,420,525
Construction and land development | Collateral Dependent Loans
Loans/leases receivable	2,573	2,726
Construction and land development | Owner occupied - CRE
Loans/leases receivable		150
Construction and land development | Non Owner-Occupied Real Estate
Loans/leases receivable	2,573	2,576
Direct financing leases
Loans/leases receivable	28,089	31,164
Direct financing leases | C&I - other including lease | Equipment
Loans/leases receivable	426	289
Multi-family
Loans/leases receivable	1,303,566	996,143
Multi-family | Collateral Dependent Loans
Loans/leases receivable	8,203	8,206
Multi-family | Non Owner-Occupied Real Estate
Loans/leases receivable	8,203	8,206
1-4 family real estate
Loans/leases receivable	563,358	544,971
1-4 family real estate | Collateral Dependent Loans
Loans/leases receivable	3,317	3,128
1-4 family real estate | Non Owner-Occupied Real Estate
Loans/leases receivable	187	189
1-4 family real estate | Owner Occupied Real Estate
Loans/leases receivable	3,130	2,939
Consumer
Loans/leases receivable	130,900	127,335
Consumer | Collateral Dependent Loans
Loans/leases receivable	553	508
Consumer | Non Owner-Occupied Real Estate
Loans/leases receivable	119	119
Consumer | Owner Occupied Real Estate
Loans/leases receivable	393	365
Consumer | Other
Loans/leases receivable	$ 41	$ 24

Note 3 - LOANS_LEASES RECEIV_11

Note 3 - LOANS/LEASES RECEIVABLE - Loans by Internally Assigned Risk Rating (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Gross loans/leases receivable	$ 6,648,336	$ 6,543,416
Internally Assigned Risk Rating
2024/2023	346,881	1,568,667
2023/2022	1,499,471	1,509,090
2022/2021	1,442,845	1,064,173
2021/2020	1,006,093	820,731
2020/2019	800,355	316,184
Prior	725,087	442,683
Revolving Loans Amortized Cost Basis	472,788	471,249
Gross loans/leases receivable	6,293,520	6,192,777
C&I
Gross loans/leases receivable	1,796,738	1,807,021
C&I | C&I - revolving
Gross loans/leases receivable	326,129	325,243
C&I | C&I - other
Gross loans/leases receivable	1,470,609	1,481,778
C&I | Internally Assigned Risk Rating | C&I - revolving
Revolving Loans Amortized Cost Basis	326,129	325,243
Gross loans/leases receivable	326,129	325,243
C&I | Internally Assigned Risk Rating | C&I - other
2024/2023	109,622	442,395
2023/2022	379,086	310,083
2022/2021	286,975	134,254
2021/2020	113,565	72,413
2020/2019	67,193	65,281
Prior	187,441	137,877
Gross loans/leases receivable	1,143,882	1,162,303
C&I | Pass | C&I - revolving
Revolving Loans Amortized Cost Basis	298,696	294,449
Gross loans/leases receivable	298,696	294,449
C&I | Pass | C&I - other
2024/2023	108,985	430,764
2023/2022	367,853	301,225
2022/2021	273,527	128,057
2021/2020	107,537	68,882
2020/2019	63,794	62,149
Prior	179,537	132,171
Gross loans/leases receivable	1,101,233	1,123,248
C&I | Special Mention | C&I - revolving
Revolving Loans Amortized Cost Basis	23,763	26,289
Gross loans/leases receivable	23,763	26,289
C&I | Special Mention | C&I - other
2024/2023	637	11,617
2023/2022	11,220	8,777
2022/2021	8,324	5,572
2021/2020	5,434	3,088
2020/2019	3,017	1,024
Prior	1,252	386
Gross loans/leases receivable	29,884	30,464
C&I | Substandard | C&I - revolving
Revolving Loans Amortized Cost Basis	3,670	4,505
Gross loans/leases receivable	3,670	4,505
C&I | Substandard | C&I - other
2024/2023		14
2023/2022	13	81
2022/2021	5,124	625
2021/2020	594	443
2020/2019	382	2,108
Prior	6,652	5,320
Gross loans/leases receivable	12,765	8,591
CRE | Owner occupied - CRE
Gross loans/leases receivable	621,069	607,365
CRE | Non-owner occupied
Gross loans/leases receivable	1,055,089	1,008,892
CRE | Internally Assigned Risk Rating | Owner occupied - CRE
2024/2023	18,198	97,754
2023/2022	105,304	125,663
2022/2021	124,544	148,311
2021/2020	142,262	131,028
2020/2019	128,894	30,480
Prior	89,579	61,170
Revolving Loans Amortized Cost Basis	12,288	12,959
Gross loans/leases receivable	621,069	607,365
CRE | Internally Assigned Risk Rating | Non-owner occupied
2024/2023	45,052	220,861
2023/2022	215,532	277,313
2022/2021	302,081	195,236
2021/2020	187,501	133,474
2020/2019	130,610	89,387
Prior	166,518	85,065
Revolving Loans Amortized Cost Basis	7,795	7,556
Gross loans/leases receivable	1,055,089	1,008,892
CRE | Pass | Owner occupied - CRE
2024/2023	17,144	90,708
2023/2022	99,682	124,388
2022/2021	123,235	139,598
2021/2020	132,150	109,483
2020/2019	107,501	28,702
Prior	84,907	58,214
Revolving Loans Amortized Cost Basis	12,288	12,959
Gross loans/leases receivable	576,907	564,052
CRE | Pass | Non-owner occupied
2024/2023	40,649	200,214
2023/2022	213,724	276,055
2022/2021	300,824	195,013
2021/2020	187,315	119,428
2020/2019	116,641	72,136
Prior	145,024	78,346
Revolving Loans Amortized Cost Basis	7,645	7,406
Gross loans/leases receivable	1,011,822	948,598
CRE | Special Mention | Owner occupied - CRE
2024/2023	834	5,091
2023/2022	4,223	711
2022/2021	760	8,689
2021/2020	10,085	5,567
2020/2019	5,482	466
Prior	2,267	1,828
Gross loans/leases receivable	23,651	22,352
CRE | Special Mention | Non-owner occupied
2024/2023	4,403	16,842
2023/2022	161	58
2022/2021	57	223
2021/2020	186	12,057
2020/2019	11,998	2,359
Prior	6,922	6,719
Revolving Loans Amortized Cost Basis	150	150
Gross loans/leases receivable	23,877	38,408
CRE | Substandard | Owner occupied - CRE
2024/2023	220	1,955
2023/2022	1,399	564
2022/2021	549	24
2021/2020	27	15,978
2020/2019	15,911	1,312
Prior	2,405	1,128
Gross loans/leases receivable	20,511	20,961
CRE | Substandard | Non-owner occupied
2024/2023		3,805
2023/2022	1,647	1,200
2022/2021	1,200
2021/2020		1,989
2020/2019	1,971	14,892
Prior	14,572
Gross loans/leases receivable	19,390	21,886
Construction and land development
Gross loans/leases receivable	1,149,527	1,420,525
Construction and land development | Internally Assigned Risk Rating
2024/2023	97,836	473,099
2023/2022	473,830	486,893
2022/2021	317,796	273,090
2021/2020	155,570	151,091
2020/2019	71,968	1,911
Prior	2,871	4,137
Revolving Loans Amortized Cost Basis	29,656	30,304
Gross loans/leases receivable	1,149,527	1,420,525
Construction and land development | Pass
2024/2023	92,918	467,045
2023/2022	470,029	485,376
2022/2021	316,429	271,881
2021/2020	154,364	151,091
2020/2019	71,968	1,911
Prior	2,871	4,137
Revolving Loans Amortized Cost Basis	29,656	30,304
Gross loans/leases receivable	1,138,235	1,411,745
Construction and land development | Special Mention
2024/2023	4,918	6,054
2023/2022	3,801
Gross loans/leases receivable	8,719	6,054
Construction and land development | Substandard
2023/2022		1,517
2022/2021	1,367	1,209
2021/2020	1,206
Gross loans/leases receivable	2,573	2,726
Multi-family
Gross loans/leases receivable	1,303,566	996,143
Multi-family | Internally Assigned Risk Rating
2024/2023	40,832	182,566
2023/2022	174,510	195,939
2022/2021	300,506	179,099
2021/2020	279,136	239,410
2020/2019	310,484	102,070
Prior	197,811	96,897
Revolving Loans Amortized Cost Basis	287	162
Gross loans/leases receivable	1,303,566	996,143
Multi-family | Pass
2024/2023	40,832	180,971
2023/2022	172,829	195,939
2022/2021	300,506	170,893
2021/2020	270,933	239,410
2020/2019	310,484	102,070
Prior	197,811	96,897
Revolving Loans Amortized Cost Basis	287	162
Gross loans/leases receivable	1,293,682	986,342
Multi-family | Special Mention
2024/2023		1,595
2023/2022	1,681
Gross loans/leases receivable	1,681	1,595
Multi-family | Substandard
2022/2021		8,206
2021/2020	8,203
Gross loans/leases receivable	8,203	8,206
1-4 family real estate
Gross loans/leases receivable	563,358	544,971
1-4 family real estate | Internally Assigned Risk Rating
2024/2023	30,615	134,095
2023/2022	132,693	103,675
2022/2021	102,244	131,598
2021/2020	125,844	90,279
2020/2019	88,298	26,433
Prior	78,788	55,562
Revolving Loans Amortized Cost Basis	4,876	3,329
Gross loans/leases receivable	563,358	544,971
1-4 family real estate | Pass
2024/2023	30,615	133,923
2023/2022	132,360	103,460
2022/2021	101,606	130,724
2021/2020	125,134	89,642
2020/2019	87,667	25,914
Prior	77,859	54,850
Revolving Loans Amortized Cost Basis	4,846	3,329
Gross loans/leases receivable	560,087	541,842
1-4 family real estate | Special Mention
2024/2023		28
2023/2022	27
2022/2021		59
2021/2020	58
Prior	10
Gross loans/leases receivable	95	87
1-4 family real estate | Substandard
2024/2023		144
2023/2022	306	215
2022/2021	638	815
2021/2020	652	637
2020/2019	631	519
Prior	919	712
Revolving Loans Amortized Cost Basis	30
Gross loans/leases receivable	3,176	3,042
Consumer
Gross loans/leases receivable	130,900	127,335
Consumer | Internally Assigned Risk Rating
2024/2023	4,726	17,897
2023/2022	18,516	9,524
2022/2021	8,699	2,585
2021/2020	2,215	3,036
2020/2019	2,908	622
Prior	2,079	1,975
Revolving Loans Amortized Cost Basis	91,757	91,696
Gross loans/leases receivable	130,900	127,335
Consumer | Pass
2024/2023	4,726	17,722
2023/2022	18,337	9,405
2022/2021	8,571	2,573
2021/2020	2,171	3,024
2020/2019	2,897	622
Prior	1,956	1,842
Revolving Loans Amortized Cost Basis	91,630	91,580
Gross loans/leases receivable	130,288	126,768
Consumer | Special Mention
Revolving Loans Amortized Cost Basis	59	59
Gross loans/leases receivable	59	59
Consumer | Substandard
2024/2023		175
2023/2022	179	119
2022/2021	128	12
2021/2020	44	12
2020/2019	11
Prior	123	133
Revolving Loans Amortized Cost Basis	68	57
Gross loans/leases receivable	$ 553	$ 508

Note 3 - LOANS_LEASES RECEIV_12

Note 3 - LOANS/LEASES RECEIVABLE - Leases By Delinquency Status (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Gross loans/leases receivable	$ 6,648,336	$ 6,543,416
Delinquency
2024/2023	49,320	162,966
2023/2022	144,091	121,162
2022/2021	106,519	46,100
2021/2020	39,062	15,770
2020/2019	12,706	4,212
Prior	3,118	429
Gross loans/leases receivable	354,816	350,639
Nonperforming loans
Gross loans/leases receivable	29,581	32,839
C&I
Gross loans/leases receivable	1,796,738	1,807,021
C&I | C&I - other
Gross loans/leases receivable	1,470,609	1,481,778
C&I | C&I - other | Delinquency
2024/2023	49,148	150,749
2023/2022	132,304	109,942
2022/2021	96,463	43,052
2021/2020	36,566	12,963
2020/2019	10,495	2,631
Prior	1,751	138
Gross loans/leases receivable	326,727	319,475
C&I | C&I - other | Performing Loans
2024/2023	49,148	149,216
2023/2022	129,715	103,804
2022/2021	91,484	40,003
2021/2020	33,559	12,590
2020/2019	10,159	2,539
Prior	1,714	132
Gross loans/leases receivable	315,779	308,284
C&I | C&I - other | Nonperforming loans
2024/2023		1,533
2023/2022	2,589	6,138
2022/2021	4,979	3,049
2021/2020	3,007	373
2020/2019	336	92
Prior	37	6
Gross loans/leases receivable	10,948	11,191
Direct financing leases
Gross loans/leases receivable	28,089	31,164
Direct financing leases | Delinquency
2024/2023	172
2023/2022	11,787
2022/2021	10,056
2021/2020	2,496
2020/2019	2,211
Prior	1,367
Gross loans/leases receivable	28,089
Direct financing leases | Performing Loans
2024/2023	172
2023/2022	11,787
2022/2021	9,851
2021/2020	2,449
2020/2019	2,037
Prior	1,367
Gross loans/leases receivable	27,663
Direct financing leases | Nonperforming loans
2022/2021	205
2021/2020	47
2020/2019	174
Gross loans/leases receivable	426	289
Construction and land development
Gross loans/leases receivable	1,149,527	1,420,525
Construction and land development | Delinquency
2024/2023		12,217
2023/2022		11,220
2022/2021		3,048
2021/2020		2,807
2020/2019		1,581
Prior		291
Gross loans/leases receivable		31,164
Construction and land development | Performing Loans
2024/2023		12,217
2023/2022		11,170
2022/2021		3,005
2021/2020		2,631
2020/2019		1,561
Prior		291
Gross loans/leases receivable		30,875
Construction and land development | Nonperforming loans
Gross loans/leases receivable	2,359	2,509
Construction and land development | Construction Loans [Member] | Nonperforming loans
2023/2022		50
2022/2021		43
2021/2020		176
2020/2019		20
Gross loans/leases receivable		289
1-4 family real estate
Gross loans/leases receivable	563,358	544,971
1-4 family real estate | Nonperforming loans
Gross loans/leases receivable	2,542	2,325
Consumer
Gross loans/leases receivable	130,900	127,335
Consumer | Nonperforming loans
Gross loans/leases receivable	$ 413	$ 361

Note 3 - LOANS_LEASES RECEIV_13

Note 3 - LOANS/LEASES RECEIVABLE - Schedule of Gross Charge Offs of loans and Leases by Class of Receivable and Year of Origination (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
2023	$ 7
2022	678
2021	2,062
2020	546
2019	75
Prior	192
Total	3,560	$ 2,275
Construction and land development
Total		$ 12
Direct financing leases
2021	10
2020	24
2019	42
Prior	13
Total	89
1-4 family real estate
Prior	3
Total	3
Consumer
2021	19
Total	19
C&I - other | C&I
2023	7
2022	678
2021	2,033
2020	522
2019	33
Prior	176
Total	$ 3,449

Note 3 - LOANS_LEASES RECEIV_14

Note 3 - LOANS/LEASES RECEIVABLE - Changes in the ACL for OBS exposures (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Balance, beginning	$ 87,200	$ 87,706
Provisions	3,736	2,458
Balance, ending	84,470	86,573
Unfunded Loan Commitment
Balance, beginning	9,529	5,552
Provisions	(322)	481
Balance, ending	$ 9,207	$ 6,033

Note 4 - SECURITIZATIONS AND _2

Note 4 - SECURITIZATIONS AND VARIABLE INTEREST ENTITIES - VIE (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023	Mar. 31, 2023
Securitizations and Variable Interest Entities
Total assets	$ 8,599,549	$ 8,538,894	$ 8,036,904
Liabilities	7,692,207	7,652,298
VIE
Securitizations and Variable Interest Entities
Total assets	22,300	22,400
Liabilities	0	$ 0
Maximum exposure to loss	$ 31,800

Note 5 - DERIVATIVES AND HEDG_3

Note 5 - DERIVATIVES AND HEDGING ACTIVITIES (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Dec. 31, 2023
Deposits	$ 6,806,775	$ 6,514,005
Cash Flow Hedges
Deposits	300,000
Interest rate caps | Cash Flow Hedges
Initial premium paid upfront for the two caps	$ 3,500

Note 5 - DERIVATIVES AND HEDG_4

Note 5 - DERIVATIVES AND HEDGING ACTIVITIES - Summary of Derivatives (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Derivative Assets	$ 183,888	$ 187,341
Derivative Liabilities	(211,677)	(215,735)
Interest rate caps | Hedged Derivatives | Cash Flow Hedges
Derivative Assets	2,561	2,847
Interest rate caps | Unhedged Derivatives
Derivative Assets	769	951
Interest rate swaps | Hedged Derivatives | Cash Flow Hedges
Derivative Assets	2,437	1,689
Derivative Liabilities	(34,183)	(30,407)
Interest rate swaps | Hedged Derivatives | Fair Value Hedges
Derivative Assets	1,083
Derivative Liabilities		(3,308)
Interest rate swaps | Unhedged Derivatives
Derivative Assets	177,038	181,854
Derivative Liabilities	(177,038)	(181,854)
Interest rate collars | Hedged Derivatives | Cash Flow Hedges
Derivative Liabilities	$ (456)	$ (166)

Note 5 - DERIVATIVES AND HEDG_5

Note 5 - DERIVATIVES AND HEDGING ACTIVITIES - Summary of Hedged Interest Rate Swap and Cap Derivatives (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Dec. 31, 2023
Derivative Assets	$ 183,888	$ 187,341
Derivative Liabilities	(211,677)	(215,735)
Hedged Derivatives | Cash Flow Hedges | Interest rate swaps
Derivative Asset, Notional Amount	114,310
Derivative Liability, Notional Amount	300,000
Derivative Assets	2,437	1,689
Derivative Liabilities	(34,183)	(30,407)
Hedged Derivatives | Cash Flow Hedges | QCR Holdings Subordinated Note
Derivative Asset, Notional Amount	$ 65,000
Receive Rate	5.34%
Pay Rate	4.02%
Derivative Assets	$ 21
Hedged Derivatives | Cash Flow Hedges | QCR Holdings Statutory Trust II
Derivative Asset, Notional Amount	$ 10,000
Receive Rate	8.44%
Pay Rate	5.85%
Derivative Assets	$ 512	341
Hedged Derivatives | Cash Flow Hedges | QCR Holdings Statutory Trust III
Derivative Asset, Notional Amount	$ 8,000
Receive Rate	8.44%
Pay Rate	5.85%
Derivative Assets	$ 409	272
Hedged Derivatives | Cash Flow Hedges | QCR Holdings Statutory Trust V
Derivative Asset, Notional Amount	$ 10,000
Receive Rate	7.14%
Pay Rate	4.54%
Derivative Assets	$ 500	335
Hedged Derivatives | Cash Flow Hedges | Community National Statutory Trust II
Derivative Asset, Notional Amount	$ 3,000
Receive Rate	7.76%
Pay Rate	5.17%
Derivative Assets	$ 153	101
Hedged Derivatives | Cash Flow Hedges | Community National Statutory Trust III
Derivative Asset, Notional Amount	$ 3,500
Receive Rate	7.34%
Pay Rate	4.75%
Derivative Assets	$ 178	118
Hedged Derivatives | Cash Flow Hedges | Guaranty Bankshares Statutory Trust I
Derivative Asset, Notional Amount	$ 4,500
Receive Rate	7.34%
Pay Rate	4.75%
Derivative Assets	$ 229	152
Hedged Derivatives | Cash Flow Hedges | Guaranty Statutory Trust II
Derivative Asset, Notional Amount	$ 10,310
Receive Rate	7.03%
Pay Rate	4.09%
Derivative Assets	$ 435	370
Hedged Derivatives | Cash Flow Hedges | Loans, one
Derivative Liability, Notional Amount	$ 35,000
Receive Rate	1.40%
Pay Rate	5.44%
Derivative Liabilities	$ (5,605)	(5,004)
Hedged Derivatives | Cash Flow Hedges | Loans, two
Derivative Liability, Notional Amount	$ 50,000
Receive Rate	1.40%
Pay Rate	5.44%
Derivative Liabilities	$ (8,007)	(7,149)
Hedged Derivatives | Cash Flow Hedges | Loans, three
Derivative Liability, Notional Amount	$ 40,000
Receive Rate	1.40%
Pay Rate	5.44%
Derivative Liabilities	$ (6,416)	(5,730)
Hedged Derivatives | Cash Flow Hedges | Loans, four
Derivative Liability, Notional Amount	$ 25,000
Receive Rate	1.30%
Pay Rate	5.33%
Derivative Liabilities	$ (4,035)	(3,696)
Hedged Derivatives | Cash Flow Hedges | Loan five
Derivative Liability, Notional Amount	$ 15,000
Receive Rate	1.91%
Pay Rate	5.44%
Derivative Liabilities	$ (1,012)	(868)
Hedged Derivatives | Cash Flow Hedges | Loan six
Derivative Liability, Notional Amount	$ 50,000
Receive Rate	1.91%
Pay Rate	5.44%
Derivative Liabilities	$ (3,373)	(2,892)
Hedged Derivatives | Cash Flow Hedges | Loan seven
Derivative Liability, Notional Amount	$ 35,000
Receive Rate	1.91%
Pay Rate	5.44%
Derivative Liabilities	$ (2,361)	(2,024)
Hedged Derivatives | Cash Flow Hedges | Loan eight
Derivative Liability, Notional Amount	$ 50,000
Receive Rate	1.91%
Pay Rate	5.44%
Derivative Liabilities	$ (3,374)	(3,044)
Hedged Derivatives | Cash Flow Hedges | Interest rate caps
Derivative Asset, Notional Amount	200,000
Derivative Assets	2,561	2,847
Hedged Derivatives | Cash Flow Hedges | Deposits, one
Derivative Asset, Notional Amount	$ 25,000
Derivative Assets		(79)
Hedged Derivatives | Cash Flow Hedges | Deposits, one | London Interbank Offered Rate (LIBOR)
Strike Rate	1.75%
Hedged Derivatives | Cash Flow Hedges | Deposits, two
Derivative Asset, Notional Amount	$ 50,000
Hedged Derivatives | Cash Flow Hedges | Deposits, two | London Interbank Offered Rate (LIBOR)
Strike Rate	1.57%
Hedged Derivatives | Cash Flow Hedges | Deposits, three
Derivative Asset, Notional Amount	$ 25,000
Hedged Derivatives | Cash Flow Hedges | Deposits, three | London Interbank Offered Rate (LIBOR)
Strike Rate	1.80%
Hedged Derivatives | Cash Flow Hedges | Deposits, four
Derivative Asset, Notional Amount	$ 25,000
Derivative Assets	$ 633	672
Hedged Derivatives | Cash Flow Hedges | Deposits, four | London Interbank Offered Rate (LIBOR)
Strike Rate	1.75%
Hedged Derivatives | Cash Flow Hedges | Deposits, five
Derivative Asset, Notional Amount	$ 50,000
Derivative Assets	$ 1,285	1,503
Hedged Derivatives | Cash Flow Hedges | Deposits, five | London Interbank Offered Rate (LIBOR)
Strike Rate	1.57%
Hedged Derivatives | Cash Flow Hedges | Deposits, six
Derivative Asset, Notional Amount	$ 25,000
Derivative Assets	$ 643	751
Hedged Derivatives | Cash Flow Hedges | Deposits, six | London Interbank Offered Rate (LIBOR)
Strike Rate	1.80%
Hedged Derivatives | Fair Value Hedges | Interest rate swaps
Notional Amount	$ 325,000
Derivative Assets	1,083
Derivative Liabilities		(3,308)
Hedged Derivatives | Fair Value Hedges | Loan nine
Notional Amount	$ 25,000
Receive Rate	5.33%
Pay Rate	4.38%
Derivative Assets	$ 61
Derivative Liabilities		(195)
Hedged Derivatives | Fair Value Hedges | Loan ten
Notional Amount	$ 30,000
Receive Rate	5.33%
Pay Rate	4.21%
Derivative Assets	$ 87
Derivative Liabilities		(293)
Hedged Derivatives | Fair Value Hedges | Loan eleven
Notional Amount	$ 32,500
Receive Rate	5.33%
Pay Rate	4.08%
Derivative Assets	$ 107
Derivative Liabilities		(364)
Hedged Derivatives | Fair Value Hedges | Loan twelve
Notional Amount	$ 32,500
Receive Rate	5.33%
Pay Rate	3.98%
Derivative Assets	$ 129
Derivative Liabilities		(397)
Hedged Derivatives | Fair Value Hedges | Loan thirteen
Notional Amount	$ 30,000
Receive Rate	5.33%
Pay Rate	3.90%
Derivative Assets	$ 138
Derivative Liabilities		(388)
Hedged Derivatives | Fair Value Hedges | Loan fourteen
Notional Amount	$ 15,000
Receive Rate	5.33%
Pay Rate	4.38%
Derivative Assets	$ 36
Derivative Liabilities		(117)
Hedged Derivatives | Fair Value Hedges | Loan fifteen
Notional Amount	$ 15,000
Receive Rate	5.33%
Pay Rate	4.21%
Derivative Assets	$ 43
Derivative Liabilities		(146)
Hedged Derivatives | Fair Value Hedges | Loan sixteen
Notional Amount	$ 15,000
Receive Rate	5.33%
Pay Rate	4.08%
Derivative Assets	$ 50
Derivative Liabilities		(168)
Hedged Derivatives | Fair Value Hedges | Loan seventeen
Notional Amount	$ 15,000
Receive Rate	5.33%
Pay Rate	3.98%
Derivative Assets	$ 60
Derivative Liabilities		(183)
Hedged Derivatives | Fair Value Hedges | Loan eighteen
Notional Amount	$ 15,000
Receive Rate	5.33%
Pay Rate	3.90%
Derivative Assets	$ 69
Derivative Liabilities		(194)
Hedged Derivatives | Fair Value Hedges | Loan nineteen
Notional Amount	$ 15,000
Receive Rate	5.33%
Pay Rate	4.60%
Derivative Assets	$ 29
Derivative Liabilities		(69)
Hedged Derivatives | Fair Value Hedges | Loan twenty
Notional Amount	$ 20,000
Receive Rate	5.33%
Pay Rate	4.38%
Derivative Assets	$ 49
Derivative Liabilities		(140)
Hedged Derivatives | Fair Value Hedges | Loan twenty one
Notional Amount	$ 20,000
Receive Rate	5.33%
Pay Rate	4.21%
Derivative Assets	$ 58
Derivative Liabilities		(176)
Hedged Derivatives | Fair Value Hedges | Loan twenty two
Notional Amount	$ 20,000
Receive Rate	5.33%
Pay Rate	4.08%
Derivative Assets	$ 67
Derivative Liabilities		(202)
Hedged Derivatives | Fair Value Hedges | Loan twenty three
Notional Amount	$ 25,000
Receive Rate	5.33%
Pay Rate	3.98%
Derivative Assets	$ 100
Derivative Liabilities		$ (276)

Note 5 - DERIVATIVES AND HEDG_6

Note 5 - DERIVATIVES AND HEDGING ACTIVITIES - Hedged Interest Rate Collars (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Derivative Liabilities	$ (211,677)	$ (215,735)
Cash Flow Hedges | Hedged Derivatives | Interest rate collars
Notional Amount	$ 50,000
Cap Strike Rate	4.40%
Floor Strike Rate	2.44%
Derivative Liabilities	$ (456)	$ (166)

Note 5 - DERIVATIVES AND HEDG_7

Note 5 - DERIVATIVES AND HEDGING ACTIVITIES - Unhedged Interest Rate Caps and Swaps (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Derivative Assets	$ 183,888	$ 187,341
Derivative Liabilities.	211,677	215,735
Unhedged Derivatives | Interest rate swaps
Derivative Asset, Notional Amount	3,508,720	3,308,024
Derivative Assets	177,038	181,854
Derivative Liability, Notional Amount	3,508,720	3,308,024
Derivative Liabilities.	177,038	181,854
Unhedged Derivatives | Interest rate caps
Derivative Asset, Notional Amount	50,000
Derivative Assets	769	951
Unhedged Derivatives | Deposits, one
Derivative Asset, Notional Amount	$ 25,000
Derivative Assets		79
Unhedged Derivatives | Deposits, one | London Interbank Offered Rate (LIBOR)
Strike Rate	1.90%
Unhedged Derivatives | Deposits, four
Derivative Asset, Notional Amount	$ 25,000
Derivative Assets	$ 769	$ 872
Unhedged Derivatives | Deposits, four | London Interbank Offered Rate (LIBOR)
Strike Rate	1.90%

Note 5 - DERIVATIVES AND HEDG_8

Note 5 - DERIVATIVES AND HEDGING ACTIVITIES - Cash flow hedging and fair value (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Derivative [Line Items]
Interest and Dividend Income	$ 115,049	$ 94,217
Interest Expense	60,350	37,407
Interest rate caps | Interest Expense
Derivative [Line Items]
Gain (loss) on effects of cash flow hedging	(1,116)	(1,581)
Interest rate swaps | Interest And Dividend Income
Derivative [Line Items]
Gain (loss) on effects of fair value hedging	977
Interest rate swaps | Interest Expense
Derivative [Line Items]
Gain (loss) on effects of cash flow hedging	(336)	(227)
Interest rate swaps and collars | Interest And Dividend Income
Derivative [Line Items]
Gain (loss) on effects of cash flow hedging	$ (2,974)	$ (2,055)

Note 5 - DERIVATIVES AND HEDG_9

Note 5 - DERIVATIVES AND HEDGING ACTIVITIES - Hedged Interest Rate Swaps and Non-hedged Interest Rate Swaps (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Dec. 31, 2023
Derivative [Line Items]
Swapped loan portfolio loan-to-value percentage, including the potential swap exposure	65%
Interest rate swaps
Derivative [Line Items]
Interest rate swaps collateralized by investment securities	$ 109,525	$ 150,102
Interest rate swaps | Cash
Derivative [Line Items]
Interest rate swaps collateralized by investment securities	14,470	51,680
Interest rate swaps | U.S treasuries and govt. sponsored agency securities
Derivative [Line Items]
Interest rate swaps collateralized by investment securities	6,285	6,413
Interest rate swaps | Municipal securities.
Derivative [Line Items]
Interest rate swaps collateralized by investment securities	67,040	68,651
Interest rate swaps | Residential mortgage-backed and related securities
Derivative [Line Items]
Interest rate swaps collateralized by investment securities	$ 21,730	$ 23,358

Note 6 - INCOME TAXES - Reconci

Note 6 - INCOME TAXES - Reconciliation of the Expected Federal Income Tax Expense (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Federal and State Income Taxes
Computed "expected" tax expense	$ 5,859	$ 6,287
Tax exempt income, net	(3,775)	(3,216)
Bank-owned life insurance	(182)	(148)
State income taxes, net of federal benefit, current year	1,014	1,189
Tax Credits	(86)	(177)
Income from tax credit equity investments	(596)	(413)
Excess tax benefit on stock options exercised and restricted stock awards vested	(470)	(398)
Other	(592)	(342)
Federal and state income tax expense	$ 1,172	$ 2,782
Computed "expected" tax expense (in percentage)	21%	21%
Tax exempt income, net (in percentage)	(13.50%)	(10.70%)
Bank-owned life insurance (in percentage)	(0.70%)	(0.50%)
State income taxes, net of federal benefit, current year (in percentage)	3.60%	4%
Tax credits (in percentage)	(0.30%)	(0.60%)
Income from tax credit equity investments (in percentage)	(2.10%)	(1.40%)
Excess tax benefit on stock options exercised and restricted stock awards vested (in percentage)	(1.70%)	(1.30%)
Other (in percentage)	(2.10%)	(1.20%)
Federal and state income tax expense (in percentage)	4.20%	9.30%

Note 6 - INCOME TAXES - Consoli

Note 6 - INCOME TAXES - Consolidated Statements of Operations relative to the Company's tax (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Dec. 31, 2023	Mar. 31, 2023
Federal and State Income Taxes
Tax credits recognized	$ 2,204	$ 5,185	$ 1,120
Other tax benefits recognized	729	2,037	508
Amortization	(2,061)	(5,090)	(964)
Net benefit included in income tax	872	2,132	664
Net benefit included in the Consolidated Statements of Operations	$ 872	$ 2,132	$ 664

Note 7 - EARNINGS PER SHARE - B

Note 7 - EARNINGS PER SHARE - Basic and Diluted (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Earnings per Share
Net Income (Loss)	$ 26,726	$ 27,157
Basic EPS	$ 1.59	$ 1.62
Diluted EPS	$ 1.58	$ 1.60
Weighted average common shares outstanding	16,783,348	16,776,289
Weighted average common shares issuable upon exercise of stock options and under the employee stock purchase plan (in shares)	127,327	165,843
Weighted average common and common equivalent shares outstanding	16,910,675	16,942,132

Note 8 - FAIR VALUE (Details)

Note 8 - FAIR VALUE (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2024 USD ($)	Dec. 31, 2023 USD ($)
Securities available for sale, at fair value	$ 290,980	$ 299,655
Derivatives	183,888	187,341
Loans receivable held for sale in preparation for securitization	274,816
Derivatives	211,677	215,735
Trading securities	22,258	22,369
Recognized trading gain (loss)	19
Fair Value, Measurements, Recurring
Derivatives	183,888	187,341
Assets Fair Value	497,126	509,365
Derivatives	211,677	215,735
Liabilities Fair Value	$ 211,677	215,735
Fair Value, Measurements, Recurring | Discount Rate | Minimum
Measurement Input	5.84
Fair Value, Measurements, Recurring | Discount Rate | Maximum
Measurement Input	7.55
Fair Value, Measurements, Recurring | Fair Value, Inputs, Level 2
Derivatives	$ 183,888	187,341
Assets Fair Value	474,868	486,996
Derivatives	211,677	215,735
Liabilities Fair Value	211,677	215,735
Fair Value, Measurements, Recurring | Fair Value, Inputs, Level 3
Assets Fair Value	22,258	22,369
Fair Value, Measurements, Nonrecurring
Assets Fair Value	310,694	35,111
Loans receivable held for sale in preparation for securitization	274,816
Fair Value, Measurements, Nonrecurring | Fair Value, Inputs, Level 3
Assets Fair Value	310,694	35,111
Loans receivable held for sale in preparation for securitization	274,816
U.S. govt. sponsored agency securities
Securities available for sale, at fair value	14,442	14,973
U.S. govt. sponsored agency securities | Fair Value, Measurements, Recurring
Securities available for sale, at fair value	14,442	14,973
U.S. govt. sponsored agency securities | Fair Value, Measurements, Recurring | Fair Value, Inputs, Level 2
Securities available for sale, at fair value	14,442	14,973
Residential mortgage-backed and related securities
Securities available for sale, at fair value	56,071	59,196
Residential mortgage-backed and related securities | Fair Value, Measurements, Recurring
Securities available for sale, at fair value	56,071	59,196
Residential mortgage-backed and related securities | Fair Value, Measurements, Recurring | Fair Value, Inputs, Level 2
Securities available for sale, at fair value	56,071	59,196
Municipal securities.
Securities available for sale, at fair value	166,693	170,987
Municipal securities. | Fair Value, Measurements, Recurring
Securities available for sale, at fair value	166,693	170,987
Municipal securities. | Fair Value, Measurements, Recurring | Fair Value, Inputs, Level 2
Securities available for sale, at fair value	166,693	170,987
Asset-backed securities
Securities available for sale, at fair value	14,285	15,423
Asset-backed securities | Fair Value, Measurements, Recurring
Securities available for sale, at fair value	14,285	15,423
Asset-backed securities | Fair Value, Measurements, Recurring | Fair Value, Inputs, Level 2
Securities available for sale, at fair value	14,285	15,423
Other securities
Securities available for sale, at fair value	39,489	39,076
Other securities | Fair Value, Measurements, Recurring
Securities available for sale, at fair value	39,489	39,076
Other securities | Fair Value, Measurements, Recurring | Fair Value, Inputs, Level 2
Securities available for sale, at fair value	39,489	39,076
Securities trading | Fair Value, Measurements, Recurring
Securities available for sale, at fair value	22,258	22,369
Securities trading | Fair Value, Measurements, Recurring | Fair Value, Inputs, Level 3
Securities available for sale, at fair value	22,258	22,369
Impaired Loans Leases | Fair Value, Measurements, Nonrecurring
Assets Fair Value	33,949	33,656
Impaired Loans Leases | Fair Value, Measurements, Nonrecurring | Fair Value, Inputs, Level 3
Assets Fair Value	33,949	33,656
Other Real Estate Owned | Fair Value, Measurements, Nonrecurring
Assets Fair Value	847	1,455
Other Real Estate Owned | Fair Value, Measurements, Nonrecurring | Fair Value, Inputs, Level 3
Assets Fair Value	$ 847	$ 1,455

Note 8 - FAIR VALUE - Quantitat

Note 8 - FAIR VALUE - Quantitative Information About Level Fair Value Measurements (Details) $ in Thousands	Mar. 31, 2024 USD ($) item	Dec. 31, 2023 USD ($)
Loans receivable held for sale in preparation for securitization	$ 274,816
Fair Value, Measurements, Nonrecurring
Fair value	310,694	$ 35,111
Loans receivable held for sale in preparation for securitization	274,816
Impaired Loans Leases | Fair Value, Measurements, Nonrecurring
Fair value	33,949	33,656
Other repossessed assets | Fair Value, Measurements, Nonrecurring
Fair value	1,082
Other Real Estate Owned | Fair Value, Measurements, Nonrecurring
Fair value	847	1,455
Fair Value, Inputs, Level 3 | Fair Value, Measurements, Nonrecurring
Fair value	310,694	35,111
Loans receivable held for sale in preparation for securitization	274,816
Fair Value, Inputs, Level 3 | Valuation Technique, Appraisal of Collateral | Measurement Input, Appraised Value
Loans receivable held for sale in preparation for securitization	$ 33,949	$ 33,656
Loans receivable held-for-sale, Valuation Technique	us-gaap:MarketApproachValuationTechniqueMember	us-gaap:MarketApproachValuationTechniqueMember
Loans receivable held-for-sale, Measurement Input	us-gaap:MeasurementInputComparabilityAdjustmentMember	us-gaap:MeasurementInputComparabilityAdjustmentMember
Fair Value, Inputs, Level 3 | Minimum | Valuation Technique, Appraisal of Collateral | Measurement Input, Appraised Value
Loans receivable held-for-sale, Measurement Input | item	(0.1000)
Fair Value, Inputs, Level 3 | Maximum | Valuation Technique, Appraisal of Collateral | Measurement Input, Appraised Value
Loans receivable held-for-sale, Measurement Input | item	(0.3000)
Fair Value, Inputs, Level 3 | Impaired Loans Leases | Fair Value, Measurements, Nonrecurring
Fair value	$ 33,949	$ 33,656
Fair Value, Inputs, Level 3 | Other repossessed assets | Fair Value, Measurements, Nonrecurring
Fair value	1,082
Fair Value, Inputs, Level 3 | Other repossessed assets | Valuation Technique, Appraisal of Collateral | Measurement Input, Appraised Value
Fair value	$ 1,082
Loans receivable held-for-sale, Valuation Technique	qcrh:AverageAuctionPricesMember	qcrh:AverageAuctionPricesMember
Unobservable input, OREO	us-gaap:MeasurementInputComparabilityAdjustmentMember	us-gaap:MeasurementInputComparabilityAdjustmentMember
Fair Value, Inputs, Level 3 | Other Real Estate Owned | Fair Value, Measurements, Nonrecurring
Fair value	$ 847	$ 1,455
Fair Value, Inputs, Level 3 | Other Real Estate Owned | Valuation Technique, Appraisal of Collateral | Measurement Input, Appraised Value
Fair value	$ 847	$ 1,455
Valuation technique, OREO	Valuation Technique, Appraisal of Collateral	Valuation Technique, Appraisal of Collateral
Unobservable input, OREO	Measurement Input, Appraised Value	Measurement Input, Appraised Value
Fair Value, Inputs, Level 3 | Other Real Estate Owned | Minimum | Valuation Technique, Appraisal of Collateral | Measurement Input, Appraised Value
OREO, measurement input | item	0
Fair Value, Inputs, Level 3 | Other Real Estate Owned | Maximum | Valuation Technique, Appraisal of Collateral | Measurement Input, Appraised Value
OREO, measurement input | item	(0.3500)

Note 8 - FAIR VALUE - Carrying

Note 8 - FAIR VALUE - Carrying Values and Estimated Fair Values of Financial Assets and Liabilities (Details) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Interest-bearing deposits at financial institutions	$ 72,870	$ 104,919
Securities held to maturity, fair value	696,170	680,279
Securities available for sale, at fair value	290,980	299,655
Derivatives	183,888	187,341
Loans, net	274,816
Subordinated notes	233,170	233,064
Derivatives	211,677	215,735
Fair Value, Inputs, Level 1 | Carrying Value
Cash and due from banks	80,988	97,123
Fair Value, Inputs, Level 1 | Estimated Fair Value
Cash and due from banks	80,988	97,123
Fair Value, Inputs, Level 2 | Carrying Value
Federal funds sold	4,150	35,450
Securities held to maturity, fair value	718,623	683,504
Securities available for sale, at fair value	290,980	299,655
Loans/leases receivable, net	6,532,432	6,425,053
Short-term borrowings	2,700	1,500
FHLB advances	205,000	435,000
Subordinated notes	233,170	233,064
Junior subordinated debentures	48,763	48,731
Fair Value, Inputs, Level 2 | Carrying Value | Non-maturity Deposits
Deposits	5,669,912	5,504,323
Fair Value, Inputs, Level 2 | Carrying Value | Time Deposits
Deposits	1,136,863	1,009,682
Fair Value, Inputs, Level 2 | Carrying Value | Interest rate caps
Derivatives	183,888	187,341
Fair Value, Inputs, Level 2 | Carrying Value | Interest rate swaps
Derivatives	211,677	215,735
Fair Value, Inputs, Level 2 | Carrying Value | Interest-bearing Deposits
Interest-bearing deposits at financial institutions	72,870	104,919
Fair Value, Inputs, Level 2 | Estimated Fair Value
Federal funds sold	4,150	35,450
Securities held to maturity, fair value	696,170	680,279
Securities available for sale, at fair value	290,980	299,655
Loans/leases receivable, net	6,255,402	6,125,433
Short-term borrowings	2,700	1,500
FHLB advances	205,962	437,178
Subordinated notes	239,256	240,235
Junior subordinated debentures	40,567	40,397
Fair Value, Inputs, Level 2 | Estimated Fair Value | Non-maturity Deposits
Deposits	5,669,912	5,504,323
Fair Value, Inputs, Level 2 | Estimated Fair Value | Time Deposits
Deposits	1,129,488	996,746
Fair Value, Inputs, Level 2 | Estimated Fair Value | Interest rate caps
Derivatives	183,888	187,341
Fair Value, Inputs, Level 2 | Estimated Fair Value | Interest rate swaps
Derivatives	211,677	215,735
Fair Value, Inputs, Level 2 | Estimated Fair Value | Interest-bearing Deposits
Interest-bearing deposits at financial institutions	72,870	104,919
Fair Value, Inputs, Level 3 | Carrying Value
Trading	22,258	22,369
Loans/leases receivable, net	31,434	31,163
Fair Value, Inputs, Level 3 | Estimated Fair Value
Trading	22,258	22,369
Loans/leases receivable, net	33,949	33,656
Fair Value, Measurements, Recurring
Derivatives	183,888	187,341
Derivatives	211,677	215,735
Fair Value, Measurements, Recurring | Fair Value, Inputs, Level 2
Derivatives	183,888	187,341
Derivatives	211,677	$ 215,735
Fair Value, Measurements, Nonrecurring
Loans, net	274,816
Fair Value, Measurements, Nonrecurring | Fair Value, Inputs, Level 3
Loans, net	$ 274,816

Note 9 - BUSINESS SEGMENT INF_3

Note 9 - BUSINESS SEGMENT INFORMATION (Details)	Mar. 31, 2024 subsidiary
Number of subsidiaries commercial banks	4
Commercial Banking
Number of subsidiaries commercial banks	4

Note 9 - BUSINESS SEGMENT INF_4

Note 9 - BUSINESS SEGMENT INFORMATION - Selected Financial Information on the Company's Business Segments (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023	Dec. 31, 2023
Total revenue	$ 141,907	$ 120,059
Net interest income	54,699	56,810
Provision for loan/lease losses	2,969	3,928
Net income (loss) from continuing operations	26,726	27,157
Goodwill	139,027	138,474	$ 139,027
Intangibles	13,131	15,993	13,821
Total assets	8,599,549	8,036,904	$ 8,538,894
Intersegment Eliminations
Total revenue	(34,253)	(35,046)
Net interest income	348	344
Net income (loss) from continuing operations	(32,998)	(34,108)
Total assets	(1,451,510)	(1,258,826)
Commercial Banking | QCBT | Operating Segments
Total revenue	40,382	33,124
Net interest income	16,963	16,988
Provision for loan/lease losses	3,225	1,573
Net income (loss) from continuing operations	4,903	7,038
Goodwill	3,223	3,223
Total assets	2,618,727	2,548,473
Commercial Banking | CRBT | Operating Segments
Total revenue	47,975	43,123
Net interest income	16,908	17,179
Provision for loan/lease losses	(234)	1,516
Net income (loss) from continuing operations	18,043	16,400
Goodwill	14,980	14,980
Intangibles	819	1,108
Total assets	2,423,936	2,196,560
Commercial Banking | CSB | Operating Segments
Total revenue	20,509	16,568
Net interest income	11,075	10,890
Provision for loan/lease losses	186	492
Net income (loss) from continuing operations	4,449	4,760
Goodwill	9,888	9,888
Intangibles	1,289	1,878
Total assets	1,445,230	1,286,227
Commercial Banking | Guaranty Bank | Operating Segments
Total revenue	33,625	27,621
Net interest income	13,514	15,372
Provision for loan/lease losses	(208)	347
Net income (loss) from continuing operations	5,006	5,387
Goodwill	110,936	110,383
Intangibles	11,023	13,007
Total assets	2,327,985	2,147,776
Other Segments | Operating Segments
Total revenue	33,669	34,669
Net interest income	(4,109)	(3,963)
Net income (loss) from continuing operations	27,323	27,680
Total assets	$ 1,235,181	$ 1,116,694

Note 10 - REGULATORY CAPITAL _3

Note 10 - REGULATORY CAPITAL REQUIREMENTS - Capital Requirements (Details) $ in Thousands	Mar. 31, 2024 USD ($)	Dec. 31, 2023 USD ($)
Total risk-based capital, actual, amount	$ 1,181,827	$ 1,171,047
Total risk-based capital, actual, ratio	0.1430	0.1429
Total risk-based capital for capital adequacy purposes, amount	$ 660,989	$ 655,461
Total risk-based capital for capital adequacy purposes, ratio	0.0800	0.0800
Total risk-based capital for capital adequacy purposes with capital conservation buffer, amount	$ 867,548	$ 860,293
Total risk-based capital for capital adequacy purposes with capital conservation buffer, ratio	0.1050	0.1050
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount	$ 826,237	$ 819,327
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio	0.1000	0.1000
Tier 1 risk-based capital, actual, amount	$ 867,778	$ 841,052
Tier 1 risk-based capital, actual, ratio	0.1050	0.1027
Tier 1 risk-based capital for capital adequacy purposes, amount	$ 495,742	$ 491,596
Tier 1 risk-based capital for capital adequacy purposes, ratio	0.0600	0.0600
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, amount	$ 702,301	$ 696,428
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, ratio	0.0850	0.0850
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount	$ 660,989	$ 655,461
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio	0.0800	0.0800
Tier 1 leverage, actual, amount	$ 867,778	$ 841,052
Tier 1 leverage, actual, ratio	0.1033	0.1003
Tier 1 leverage for capital adequacy purposes, amount	$ 336,048	$ 335,420
Tier 1 leverage for capital adequacy purposes, ratio	0.0400	0.0400
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, amount	$ 336,048	$ 335,420
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, ratio	0.0400	0.0400
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount	$ 420,060	$ 419,275
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio	0.0500	0.0500
Common equity Tier 1, actual, amount	$ 819,015	$ 792,321
Common equity Tier 1, actual ratio	0.0991	0.0967
Common equity Tier 1 for capital adequacy purposes, amount	$ 371,806	$ 368,697
Common equity Tier 1 for capital adequacy purposes, ratio	4.50%	4.50%
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, amount	$ 578,366	$ 573,529
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, ratio	7%	7%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount	$ 537,054	$ 532,562
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio	6.50%	6.50%
QCBT
Total risk-based capital, actual, amount	$ 305,569	$ 300,413
Total risk-based capital, actual, ratio	0.1277	0.1267
Total risk-based capital for capital adequacy purposes, amount	$ 191,391	$ 189,707
Total risk-based capital for capital adequacy purposes, ratio	0.0800	0.0800
Total risk-based capital for capital adequacy purposes with capital conservation buffer, amount	$ 251,201	$ 248,990
Total risk-based capital for capital adequacy purposes with capital conservation buffer, ratio	0.1050	0.1050
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount	$ 239,239	$ 237,133
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio	0.1000	0.1000
Tier 1 risk-based capital, actual, amount	$ 275,648	$ 270,744
Tier 1 risk-based capital, actual, ratio	0.1152	0.1142
Tier 1 risk-based capital for capital adequacy purposes, amount	$ 143,543	$ 142,280
Tier 1 risk-based capital for capital adequacy purposes, ratio	0.0600	0.0600
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, amount	$ 203,353	$ 201,563
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, ratio	0.0850	0.0850
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount	$ 191,391	$ 189,707
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio	0.0800	0.0800
Tier 1 leverage, actual, amount	$ 275,648	$ 270,744
Tier 1 leverage, actual, ratio	0.1115	0.1123
Tier 1 leverage for capital adequacy purposes, amount	$ 98,876	$ 96,425
Tier 1 leverage for capital adequacy purposes, ratio	0.0400	0.0400
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, amount	$ 98,876	$ 96,425
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, ratio	0.0400	0.0400
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount	$ 123,596	$ 120,531
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio	0.0500	0.0500
Common equity Tier 1, actual, amount	$ 275,648	$ 270,744
Common equity Tier 1, actual ratio	0.1152	0.1142
Common equity Tier 1 for capital adequacy purposes, amount	$ 107,658	$ 106,710
Common equity Tier 1 for capital adequacy purposes, ratio	4.50%	4.50%
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, amount	$ 167,467	$ 165,993
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, ratio	7%	7%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount	$ 155,505	$ 154,137
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio	6.50%	6.50%
CRBT
Total risk-based capital, actual, amount	$ 398,654	$ 381,514
Total risk-based capital, actual, ratio	0.1553	0.1560
Total risk-based capital for capital adequacy purposes, amount	$ 205,302	$ 195,687
Total risk-based capital for capital adequacy purposes, ratio	0.0800	0.0800
Total risk-based capital for capital adequacy purposes with capital conservation buffer, amount	$ 269,458	$ 256,840
Total risk-based capital for capital adequacy purposes with capital conservation buffer, ratio	0.1050	0.1050
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount	$ 256,627	$ 244,609
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio	0.1000	0.1000
Tier 1 risk-based capital, actual, amount	$ 373,281	$ 354,940
Tier 1 risk-based capital, actual, ratio	0.1455	0.1451
Tier 1 risk-based capital for capital adequacy purposes, amount	$ 153,976	$ 146,766
Tier 1 risk-based capital for capital adequacy purposes, ratio	0.0600	0.0600
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, amount	$ 218,133	$ 207,918
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, ratio	0.0850	0.0850
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount	$ 205,302	$ 195,687
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio	0.0800	0.0800
Tier 1 leverage, actual, amount	$ 373,281	$ 354,940
Tier 1 leverage, actual, ratio	0.1601	0.1477
Tier 1 leverage for capital adequacy purposes, amount	$ 93,236	$ 96,093
Tier 1 leverage for capital adequacy purposes, ratio	0.0400	0.0400
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, amount	$ 93,236	$ 96,093
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, ratio	0.0400	0.0400
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount	$ 116,545	$ 120,116
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio	0.0500	0.0500
Common equity Tier 1, actual, amount	$ 373,281	$ 354,940
Common equity Tier 1, actual ratio	0.1455	0.1451
Common equity Tier 1 for capital adequacy purposes, amount	$ 115,482	$ 110,074
Common equity Tier 1 for capital adequacy purposes, ratio	4.50%	4.50%
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, amount	$ 179,639	$ 171,227
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, ratio	7%	7%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount	$ 166,808	$ 158,996
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio	6.50%	6.50%
CSB
Total risk-based capital, actual, amount	$ 175,056	$ 171,747
Total risk-based capital, actual, ratio	0.1281	0.1322
Total risk-based capital for capital adequacy purposes, amount	$ 109,305	$ 103,903
Total risk-based capital for capital adequacy purposes, ratio	0.0800	0.0800
Total risk-based capital for capital adequacy purposes with capital conservation buffer, amount	$ 143,463	$ 136,372
Total risk-based capital for capital adequacy purposes with capital conservation buffer, ratio	0.1050	0.1050
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount	$ 136,631	$ 129,878
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio	0.1000	0.1000
Tier 1 risk-based capital, actual, amount	$ 160,919	$ 156,629
Tier 1 risk-based capital, actual, ratio	0.1178	0.1206
Tier 1 risk-based capital for capital adequacy purposes, amount	$ 81,979	$ 77,927
Tier 1 risk-based capital for capital adequacy purposes, ratio	0.0600	0.0600
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, amount	$ 116,136	$ 110,397
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, ratio	0.0850	0.0850
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount	$ 109,305	$ 103,903
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio	0.0800	0.0800
Tier 1 leverage, actual, amount	$ 160,919	$ 156,629
Tier 1 leverage, actual, ratio	0.1131	0.1119
Tier 1 leverage for capital adequacy purposes, amount	$ 56,930	$ 56,005
Tier 1 leverage for capital adequacy purposes, ratio	0.0400	0.0400
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, amount	$ 56,930	$ 56,005
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, ratio	0.0400	0.0400
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount	$ 71,162	$ 70,007
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio	0.0500	0.0500
Common equity Tier 1, actual, amount	$ 160,919	$ 156,629
Common equity Tier 1, actual ratio	0.1178	0.1206
Common equity Tier 1 for capital adequacy purposes, amount	$ 61,484	$ 58,445
Common equity Tier 1 for capital adequacy purposes, ratio	4.50%	4.50%
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, amount	$ 95,642	$ 90,915
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, ratio	7%	7%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount	$ 88,810	$ 84,421
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio	6.50%	6.50%
Guaranty Bank
Total risk-based capital, actual, amount	$ 273,124	$ 267,822
Total risk-based capital, actual, ratio	0.1311	0.1268
Total risk-based capital for capital adequacy purposes, amount	$ 166,624	$ 168,967
Total risk-based capital for capital adequacy purposes, ratio	0.0800	0.0800
Total risk-based capital for capital adequacy purposes with capital conservation buffer, amount	$ 218,694	$ 221,770
Total risk-based capital for capital adequacy purposes with capital conservation buffer, ratio	0.1050	0.1050
Total risk-based capital to be well capitalized under prompt corrective action provisions, amount	$ 208,280	$ 211,209
Total risk-based capital to be well capitalized under prompt corrective action provisions, ratio	0.1000	0.1000
Tier 1 risk-based capital, actual, amount	$ 249,998	$ 244,506
Tier 1 risk-based capital, actual, ratio	0.1200	0.1158
Tier 1 risk-based capital for capital adequacy purposes, amount	$ 124,968	$ 126,726
Tier 1 risk-based capital for capital adequacy purposes, ratio	0.0600	0.0600
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, amount	$ 177,038	$ 179,528
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, ratio	0.0850	0.0850
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, amount	$ 166,624	$ 168,967
Tier 1 risk-based capital to be well capitalized under prompt corrective action provisions, ratio	0.0800	0.0800
Tier 1 leverage, actual, amount	$ 249,998	$ 244,506
Tier 1 leverage, actual, ratio	0.1151	0.1141
Tier 1 leverage for capital adequacy purposes, amount	$ 86,845	$ 85,688
Tier 1 leverage for capital adequacy purposes, ratio	0.0400	0.0400
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, amount	$ 86,845	$ 85,688
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, ratio	0.0400	0.0400
Tier 1 leverage to be well capitalized under prompt corrective action provisions, amount	$ 108,556	$ 107,110
Tier 1 leverage to be well capitalized under prompt corrective action provisions, ratio	0.0500	0.0500
Common equity Tier 1, actual, amount	$ 249,998	$ 244,506
Common equity Tier 1, actual ratio	0.1200	0.1158
Common equity Tier 1 for capital adequacy purposes, amount	$ 93,726	$ 95,044
Common equity Tier 1 for capital adequacy purposes, ratio	4.50%	4.50%
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, amount	$ 145,796	$ 147,847
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, ratio	7%	7%
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, amount	$ 135,382	$ 137,286
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio	6.50%	6.50%

Note 11 - COMMITMENTS (Details)

Note 11 - COMMITMENTS (Details) $ in Millions	3 Months Ended
	Mar. 31, 2024 USD ($)
Commitments and Contingencies
Contract price	$ 17
Construction payment	7.4
Construction remaining future commitment	$ 9.6

Pay vs Performance Disclosure

Pay vs Performance Disclosure - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Pay vs Performance Disclosure
Net Income (Loss)	$ 26,726	$ 27,157

Insider Trading Arrangements

Insider Trading Arrangements	3 Months Ended
	Mar. 31, 2024
Trading Arrangements, by Individual
Rule 10b5-1 Arrangement Adopted	false
Non-Rule 10b5-1 Arrangement Adopted	false
Rule 10b5-1 Arrangement Terminated	false
Non-Rule 10b5-1 Arrangement Terminated	false