QCR (QCRH) 10-K 28 Feb 25 2024 FY Annual report Financial data

Document and Entity Information

Document and Entity Information - USD ($)	12 Months Ended
	Dec. 31, 2024	Feb. 12, 2025	Jun. 30, 2024
Document and Entity Information [Abstract]
Document Type	10-K
Document Annual Report	true
Document Period End Date	Dec. 31, 2024
Document Transition Report	false
Securities Act File Number	0-22208
Entity Registrant Name	QCR HOLDINGS, INC.
Entity Incorporation, State or Country Code	DE
Entity Tax Identification Number	42-1397595
Entity Address, Address Line One	3551 7th Street
Entity Address, City or Town	Moline
Entity Address, State or Province	IL
Entity Address, Postal Zip Code	61265
City Area Code	309
Local Phone Number	736-3580
Title of 12(b) Security	Common Stock, $1.00 Par Value
Trading Symbol	QCRH
Security Exchange Name	NASDAQ
Entity Well-known Seasoned Issuer	Yes
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Large Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
ICFR Auditor Attestation Flag	true
Document Financial Statement Error Correction [Flag]	false
Entity Shell Company	false
Entity Public Float			$ 974,960,645
Entity Common Stock, Shares Outstanding		16,901,169
Auditor Name	RSM US LLP
Auditor Firm ID	49
Auditor Location	Davenport, Iowa
Entity Central Index Key	0000906465
Current Fiscal Year End Date	--12-31
Document Fiscal Year Focus	2024
Document Fiscal Period Focus	FY
Amendment Flag	false

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Assets
Cash and due from banks	$ 91,732	$ 97,123
Federal funds sold	27,150	35,450
Interest-bearing deposits at financial institutions	143,442	104,919
Securities held to maturity, at amortized cost, net of allowance for credit losses	835,797	683,504
Securities available for sale, at fair value	281,109	299,655
Securities trading, at fair value	83,529	22,369
Total securities	1,200,435	1,005,528
Loans receivable held for sale	2,143	2,594
Loans/leases receivable held for investment	6,782,261	6,540,822
Gross loans/leases receivable	6,784,404	6,543,416
Less allowance for credit losses	(89,841)	(87,200)
Net loans/leases receivable	6,694,563	6,456,216
Bank-owned life insurance	109,575	108,222
Premises and equipment, net	159,153	123,277
Restricted investment securities	35,412	41,648
Other real estate owned, net	661	1,347
Goodwill	138,595	139,027
Intangibles	11,061	13,821
Derivatives	186,781	187,341
Other assets	227,470	224,975
Total assets	9,026,030	8,538,894
Liabilities and Stockholders' Equity
Noninterest-bearing	921,160	1,038,689
Interest-bearing	6,140,027	5,475,316
Total deposits	7,061,187	6,514,005
Short-term borrowings	1,800	1,500
Federal Home Loan Bank advances	285,383	435,000
Subordinated notes	233,489	233,064
Junior subordinated debentures	48,860	48,731
Derivatives	214,823	215,735
Other liabilities	183,101	204,263
Total liabilities	8,028,643	7,652,298
Stockholders' Equity:
Preferred stock, $1 par value; shares authorized 250,000 December 2024 and December 2023 - no shares issued or outstanding
Common stock, $1 par value; shares authorized 20,000,000 December 2024 - 16,882,045 shares issued and outstanding December 2023 - 16,749,254 shares issued and outstanding	16,882	16,749
Additional paid-in capital	374,975	370,814
Retained earnings	665,171	554,992
Accumulated other comprehensive loss:
Securities available for sale	(37,965)	(35,980)
Derivatives	(21,676)	(19,979)
Total stockholders' equity	997,387	886,596
Total liabilities and stockholders' equity	$ 9,026,030	$ 8,538,894

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parentheticals) - $ / shares	Dec. 31, 2024	Dec. 31, 2023
Consolidated Balance Sheets
Preferred Stock, Par or Stated Value Per Share	$ 1	$ 1
Preferred Stock, Shares Authorized	250,000	250,000
Preferred Stock, Shares Issued	0	0
Preferred Stock, Shares Outstanding	0	0
Common Stock, Par or Stated Value Per Share	$ 1	$ 1
Common Stock, Shares Authorized	20,000,000	20,000,000
Common Stock, Shares, Issued	16,882,045	16,749,254
Common Stock, Shares, Outstanding	16,882,045	16,749,254

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Loans/leases, including fees:
Taxable	$ 317,449	$ 284,778	$ 215,900
Nontaxable	104,376	83,889	41,937
Securities:
Taxable	17,216	14,927	12,078
Nontaxable	33,056	22,335	19,089
Interest-bearing deposits at financial institutions	6,077	4,137	1,089
Restricted investment securities	2,991	2,346	2,068
Federal funds sold	692	998	410
Total interest and dividend income	481,857	413,410	292,571
Interest expense:
Deposits	213,131	159,419	42,362
Short-term borrowings	99	179	299
Federal Home Loan Bank advances	19,750	16,740	6,954
Other borrowings			53
Subordinated notes	14,314	13,230	9,200
Junior subordinated debentures	2,775	2,836	2,583
Total interest expense	250,069	192,404	61,451
Net interest income	231,788	221,006	231,120
Provision for credit losses	17,098	16,539	8,284
Net interest income after provision for credit losses	214,690	204,467	222,836
Noninterest income:
Gains on sales of residential real estate loans, net	2,041	1,611	2,411
Gains on sales of government guaranteed portions of loans, net	85	54	119
Capital markets revenue	71,057	92,065	41,309
Securities losses, net		(451)
Earnings on bank-owned life insurance	5,443	4,184	2,056
Loan related fee income	3,697	3,066	2,428
Fair value gain (loss) on derivatives and trading securities	(2,779)	(1,262)	1,975
Other	1,307	1,817	1,372
Total noninterest income	115,529	132,684	80,729
Noninterest expense:
Salaries and employee benefits	128,186	136,619	115,368
Occupancy and equipment expense	25,413	25,031	21,975
Professional and data processing fees	19,373	16,271	16,282
Acquisition costs			3,715
Post-acquisition compensation, transition and integration costs		207	5,526
Restructuring expense	1,954
FDIC insurance, other insurance and regulatory fees	7,444	7,137	5,806
Loan/lease expense	1,629	2,868	1,829
Net cost of (income from) and gains/losses on operations of other real estate	(21)	(26)	(40)
Advertising and marketing	7,058	6,042	4,958
Communication and data connectivity	1,397	2,063	2,213
Supplies	1,064	1,254	1,109
Bank service charges	2,428	2,592	2,282
Correspondent banking expense	1,321	963	840
Intangibles amortization	2,761	2,938	2,854
Goodwill impairment	432
Payment card processing	2,653	2,656	1,964
Trust expense	1,580	1,396	775
Other	2,970	2,520	2,560
Total noninterest expense	207,642	210,531	190,016
Net income before income taxes	122,577	126,620	113,549
Federal and state income tax expense	8,727	13,062	14,483
Net income	$ 113,850	$ 113,558	$ 99,066
Basic earnings per common share (in dollars per share)	$ 6.77	$ 6.79	$ 5.94
Diluted earnings per common share (in dollars per share)	$ 6.71	$ 6.73	$ 5.87
Weighted average common shares outstanding, Basic	16,829,004	16,732,406	16,681,844
Weighted average common and common equivalent shares outstanding, Diluted	16,959,853	16,866,391	16,890,007
Cash dividends declared per common share	$ 0.24	$ 0.24	$ 0.24
Trust fees
Noninterest income:
Revenue	$ 13,028	$ 11,697	$ 10,641
Investment advisory and management fees
Noninterest income:
Revenue	4,864	3,864	3,858
Deposit service fees
Noninterest income:
Revenue	8,530	8,177	8,134
Debit card fees
Noninterest income:
Revenue	6,167	6,200	5,459
Correspondent banking fees
Noninterest income:
Revenue	$ 2,089	$ 1,662	$ 967

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Consolidated Statements of Comprehensive Income
Net income	$ 113,850	$ 113,558	$ 99,066
Other comprehensive income (loss):
Unrealized holding gains (losses) arising during the period before tax	(1,794)	10,573	(67,387)
Less: reclassification adjusted for impairment gains (losses) included in net income before tax	445	(989)
Less: reclassification adjustment for sales losses included in net income before tax		(451)
Unrealized gains (losses) on securities available for sale	(2,239)	12,013	(67,387)
Unrealized holding gains (losses) arising during the period before tax	(2,786)	(754)	(22,130)
Less: reclassification adjustment for caplet amortization before tax	(510)	(872)	(1,001)
Unrealized gains (losses) on derivatives	(2,276)	118	(21,129)
Other comprehensive income (loss), before tax	(4,515)	12,131	(88,516)
Tax expense (benefit)	(833)	3,192	(22,066)
Other comprehensive income (loss), net of tax	(3,682)	8,939	(66,450)
Comprehensive income	$ 110,168	$ 122,497	$ 32,616

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity - USD ($) $ in Thousands	Common Stock	Additional Paid-In Capital	Retained Earnings	AOCI Attributable to Parent	Total
Balance at Dec. 31, 2021	$ 15,613	$ 273,768	$ 386,077	$ 1,552	$ 677,010
Net income			99,066		99,066
Other comprehensive income (loss), net of tax				(66,450)	(66,450)
Common cash dividends declared			(4,022)		(4,022)
Issuance of common stock as a result of acquisition of Guaranty Federal Bancshares	2,071	115,143			117,214
Repurchase and cancellation of common stock as a result of a share repurchase program	(970)	(20,977)	(31,007)		(52,954)
Stock-based compensation expense		2,438			2,438
Issuance of common stock under employee benefit plans	82	340			422
Balance at Dec. 31, 2022	16,796	370,712	450,114	(64,898)	772,724
Net income			113,558		113,558
Other comprehensive income (loss), net of tax				8,939	8,939
Common cash dividends declared			(4,020)		(4,020)
Repurchase and cancellation of common stock as a result of a share repurchase program	(175)	(3,851)	(4,660)		(8,686)
Stock-based compensation expense		2,678			2,678
Issuance of common stock under employee benefit plans	128	1,275			1,403
Balance at Dec. 31, 2023	16,749	370,814	554,992	(55,959)	886,596
Net income			113,850		113,850
Other comprehensive income (loss), net of tax				(3,682)	(3,682)
Common cash dividends declared			(4,041)		(4,041)
Stock-based compensation expense		2,825			2,825
Issuance of common stock under employee benefit plans	133	1,336	370		1,839
Balance at Dec. 31, 2024	$ 16,882	$ 374,975	$ 665,171	$ (59,641)	$ 997,387

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Stockholders' Equity (Parentheticals) - $ / shares	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Consolidated Statements of Changes in Stockholders' Equity
Cash dividends declared per common share	$ 0.24	$ 0.24
Repurchase and cancellation of common stock as a result of share repurchase program (in shares)	175,000	970,000
Issuance of shares of common stock as a result of the acquisition, net of issuance cost (in shares)		2,071,291

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 113,850	$ 113,558	$ 99,066
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	8,470	8,725	7,662
Provision for credit losses	17,098	16,539	8,284
Deferred income taxes	(7,192)	(946)	(4,682)
Stock-based compensation expense	2,825	2,678	2,438
Deferred compensation expense accrued	5,793	5,677	4,062
Gains on other real estate owned, net	(224)	(85)	(129)
Amortization of premiums on securities, net	200	916	1,337
Caplet amortization	511	872	1,001
Fair value (gain) loss on derivatives and trading securities	2,779	1,262	(1,975)
Ineffectiveness on fair value hedges	16	77
Securities losses, net		451
Loans originated for sale	(86,023)	(69,897)	(99,394)
Proceeds on sales of loans	88,600	70,448	107,487
Gains on sales of residential real estate loans	(2,041)	(1,611)	(2,411)
Gains on sales of government guaranteed portions of loans	(85)	(54)	(119)
Proceeds from loan securitizations	327,242	240,166
Net gain on securitizations	(955)	(664)	0
Losses on sales and disposals of premises and equipment	143	388	378
Amortization of intangibles	2,761	2,938	2,854
Accretion of acquisition fair value adjustments, net	(1,565)	(2,173)	(8,581)
Increase in cash value of bank-owned life insurance	(3,210)	(3,053)	(2,056)
Gain on bank-owned life insurance death benefits	(2,232)	(1,131)
Goodwill impairment	432
Increase (decrease) in other assets	4,264	(40,114)	(42,572)
Decrease (increase) in other liabilities	(26,919)	31,356	46,049
Net cash provided by operating activities	444,538	376,323	118,699
CASH FLOWS FROM INVESTING ACTIVITIES
Net (increase) decrease in federal funds sold	8,300	21,460	(44,540)
Net (increase) decrease in interest-bearing deposits at financial institutions	(38,523)	(37,559)	25,066
Proceeds from sales of other real estate owned	1,687	296	482
Activity in securities portfolio:
Purchases	(213,532)	(187,635)	(230,501)
Calls, maturities and redemptions	60,660	97,362	43,638
Paydowns	17,255	13,986	31,805
Sales	445	30,568	111,375
Activity in restricted investment securities:
Purchases	(811)	(2,896)	(23,086)
Redemptions	7,047	3,749	2,158
Net increase in loans/leases originated and held for investment	(642,855)	(676,700)	(654,861)
Purchase of premises and equipment	(44,491)	(14,945)	(33,261)
Proceeds from sales of premises and equipment	2	503	2,060
Purchase of swaptions	(4,500)
Purchase of bank-owned life insurance			(10,000)
Proceeds from bank-owned life insurance death benefits	4,085	2,542
Net cash acquired from acquisition			144,973
Net cash used in investing activities	(845,231)	(749,269)	(634,692)
CASH FLOWS FROM FINANCING ACTIVITIES
Net increase (decrease) in deposit accounts	547,182	529,788	(15,128)
Net increase (decrease) in short-term borrowings	300	(128,130)	125,830
Activity in Federal Home Loan Bank advances:
Term advances	10,383	135,000
Net change in short-term and overnight advances	(160,000)	(115,000)	400,000
Prepayments			(16,000)
Activity in other borrowings:
Proceeds from other borrowings			10,000
Paydown of revolving line of credit			(10,000)
Proceeds from subordinated notes			100,000
Payment of cash dividends on common stock	(4,032)	(4,029)	(3,944)
Proceeds from issuance of common stock, net	1,469	1,403	422
Repurchase and cancellation of shares		(8,686)	(52,954)
Net cash provided by financing activities	395,302	410,346	538,226
Net increase (decrease) in cash and due from banks	(5,391)	37,400	22,233
Cash and due from banks, beginning	97,123	59,723	37,490
Cash and due from banks, ending	91,732	97,123	59,723
Supplemental disclosure of cash flow information, cash payments for:
Interest	247,669	187,947	58,652
Income/franchise taxes	4,854	2,855	1,057
Supplemental schedule of noncash investing activities:
Change in fair value of fair value hedges	2,973	(3,308)
Transfers of loans to other real estate owned	777	1,445	431
Transfer of loans to held for sale for securitizations in preparation	386,521	261,921
Beneficial interests (trading securities) acquired in securitizations	60,233	22,419
Increase (decrease) in the fair value of back-to-back interest rate swap assets and liabilities	1,906	15,240	(54,441)
Dividends payable	$ 1,013	1,004	1,013
Measurement period adjustment to goodwill		$ 1,420
Fair value of assets acquired:
Cash and due from banks			171,844
Interest-bearing deposits at financial institutions			17,134
Securities			143,017
Loans receivable, net			801,697
Bank-owned life insurance			32,100
Premises and equipment, net			16,257
Restricted investment securities			2,220
Other real estate owned			55
Intangibles			10,264
Other assets			23,685
Total assets acquired			1,218,273
Fair value of liabilities assumed:
Deposits			1,076,573
FHLB advances			16,000
Subordinated debentures			19,621
Junior subordinated debentures			10,310
Other liabilities			15,225
Total liabilities assumed			1,137,729
Net assets acquired			80,544
Consideration paid:
Cash paid *			26,871
Common stock			117,214
Total consideration paid			144,085
Goodwill			63,541
Net cash paid			$ 144,973

Note 1 - Nature of Business and

Note 1 - Nature of Business and Significant Accounting Policies	12 Months Ended
	Dec. 31, 2024
Nature of Business and Significant Accounting Policies
Nature of Business and Significant Accounting Policies	Note 1. Nature of Business and Significant Accounting Policies Basis of presentation: The acronyms and abbreviations identified below are used in the Notes to the Consolidated Financial Statements, as well as in the other sections of this Annual Report on Form 10-K (including appendices). It may be helpful to refer back to this page as you read this report. ACL: Allowance for credit losses HTM: Held to maturity AFS: Available for sale ICS: Insured Cash Sweep Allowance: Allowance for credit losses LCR: Liquidity Coverage Ratio AOCI: Accumulated other comprehensive income (loss) LHFI: Loans held for investment ASC: Accounting Standards Codification LIBOR: London Inter-Bank Offered Rate ASC 805: Business Combination Standard LIHTC: Low-income housing tax credit ASU: Accounting Standards Update m2: m2 Equipment Finance, LLC BHCA: Bank Holding Company Act of 1956 MD&A: Management’s Discussion & Analysis BOLI: Bank-owned life insurance Missouri Division of Finance: Missouri Department of Caps: Interest rate cap derivatives Commerce and Insurance CDARS: Certificate of Deposit Account Registry Service NIM: Net interest margin CECL: Current Expected Credit Losses NOL: Net operating loss CFPB: Bureau of Consumer Financial Protection NPA: Nonperforming asset CNB: Community National Bank NPL: Nonperforming loan Community National: Community National Bancorporation NSFR: Net Stable Funding Ratio COVID-19: Coronavirus Disease 2019 OBS: Off-balance sheet CRA: Community Reinvestment Act OREO: Other real estate owned CRBT: Cedar Rapids Bank & Trust Company OTTI: Other-than-temporary impairment CRE: Commercial real estate PCAOB: Public Company Accounting Oversight Board CRE Guidance: Interagency Concentrations in Commercial PCD: Purchased credit deteriorated loan Real Estate Lending, Sound Risk Management Practices Provision: Provision for credit losses Guidance PUD LOC: Public Unit Deposit Letter of Credit CSB: Community State Bank QCBT: Quad City Bank & Trust Company C&I: Commercial and industrial ROAA: Return on Average Assets Dodd-Frank Act: Dodd-Frank Wall Street Reform and ROAE: Return on Average Equity Consumer Protection Act ROU: Right of use DGCL: Delaware General Corporation Law SBA: U.S. Small Business Administration DIF: Deposit Insurance Fund SEC: Securities and Exchange Commission EBA: Excess Balance Account SERPs: Supplemental Executive Retirement Plans EPS: Earnings per share SOFR: Secured Overnight Financing Rate ESG: Environmental, Social and Governance SPE: Special purpose entity Exchange Act: Securities Exchange Act of 1934, as amended Springfield Bancshares: Springfield Bancshares, Inc. FASB: Financial Accounting Standards Board TA: Tangible assets FDIC: Federal Deposit Insurance Corporation TCE: Tangible common equity Federal Reserve: Board of Governors of the Federal Reserve TDRs: Troubled debt restructurings System TEY: Tangible equivalent yield FHLB: Federal Home Loan Bank The Company: QCR Holdings, Inc. FRB: Federal Reserve Bank of Chicago TRBC: Total risk-based capital FTEs: Full-time equivalents Treasury: U.S. Department of the Treasury GAAP: Generally Accepted Accounting Principles USA Patriot Act: Uniting and Strengthening America by GB: Guaranty Bank Providing Appropriate Tools Required to Intercept GFED: Guaranty Federal Bancshares and Obstruct Terrorism Act of 2001 Goldman Sachs: Goldman Sachs and Company USDA: U.S. Department of Agriculture Guaranty: Guaranty Bankshares, Ltd. VIE: Variable interest entities Guaranty Bank: Guaranty Bank and Trust Company ​ ​ ​ ​ ​ ​ ​ ​ ​ Note 1. Nature of Business and Significant Accounting Policies (continued) Nature of business QCR Holdings, Inc. is a bank holding company that has elected to operate as a financial holding company under the BHCA. The Company provides bank and bank-related services through its banking subsidiaries, QCBT, CRBT, CSB and GB. The Company also engages in direct financing lease and equipment financing contracts through m2, a wholly-owned subsidiary of QCBT. The Company also engages in wealth management services through its banking subsidiaries. In September 2024, the Company announced the decision to discontinue offering new loans and leases through m2. QCBT is a commercial bank that serves the Iowa and Illinois Quad Cities and adjacent communities. CRBT is a commercial bank that serves Cedar Rapids, Iowa, and adjacent communities including Cedar Falls and Waterloo, Iowa. CSB is a commercial bank that serves Des Moines, Iowa, and adjacent communities. GB is a commercial bank that serves Springfield and Joplin, Missouri and adjacent communities. QCBT, CRBT, and CSB are chartered and regulated under the laws of the state of Iowa. GB is chartered and regulated under the laws of the state of Missouri. All four subsidiary banks are insured and subject to regulation by the FDIC. All four subsidiary banks are members of and regulated by the Federal Reserve System. The remaining direct subsidiaries of the Company consist of a consolidated subsidiary formed for the risk management of insurance and seven non-consolidated subsidiaries formed for the issuance of trust preferred securities. See Note 14 to the Consolidated Financial Statements for a listing of these subsidiaries and additional information. Significant accounting policies Accounting estimates Principles of consolidation Presentation of cash flows ​ Note 1. Nature of Business and Significant Accounting Policies (continued) Cash and due from banks Investment securities All HTM and AFS debt securities are evaluated to determine whether declines in fair value below their amortized cost require an allowance. See further discussion in the Allowance section following. Trading securities include retained beneficial interests from securitizations and are carried at fair value with unrealized gains and losses recorded in earnings. As trading securities are carried at their current fair value, there is no allowance necessary. Loans receivable, held for sale Loans receivable, held for investment ​ The ACL is measured on a collective (pool) basis when similar risk characteristics exist. The Company discloses the ACL (also known as the allowance) by portfolio segment, and credit quality information, nonaccrual status, and past due status by class of financing receivable. A portfolio segment is the level at which the Company develops and documents a systematic methodology to determine its ACL. A class of financing receivable is a further disaggregation of a portfolio segment based on risk characteristics and the Company’s method for monitoring and assessing credit risk. See the following information and Note 3 to the Consolidated Financial Statements. ​ The Company’s portfolio segments are as follows: ● C&I – revolving ● C&I – other ● CRE – owner occupied ● CRE – non-owner occupied Note 1. Nature of Business and Significant Accounting Policies (continued) ● Construction and land development ● Multi-family ● 1-4 family real estate ● Consumer The Company’s classes of loans receivable are as follows: ● C&I – revolving ● C&I – other ● CRE – owner occupied ● CRE – non-owner occupied ● Construction and land development ● Multi-family ● Direct financing leases ● 1-4 family real estate ● Consumer Direct financing leases are considered a class of financing receivable within the overall loan/lease portfolio and are included in the C&I – other loan segments for ACL. The accounting policies for direct financing leases are disclosed below. ​ Generally, for all classes of loans receivable, loans are considered past due when contractual payments are delinquent for 30 days or greater. For all classes of loans receivable, loans will generally be placed on nonaccrual status when the loan has become 90 days past due (unless the loan is well secured and in the process of collection); or if any of the following conditions exist: ● It becomes evident that the borrower will not make payments, or will not or cannot meet the terms for renewal of a matured loan; ● When full repayment of principal and interest is not expected; ● When the loan is graded “doubtful;” ● When the borrower files bankruptcy and an approved plan of reorganization or liquidation is not anticipated in the near future; or ● When foreclosure action is initiated. When a loan is placed on nonaccrual status, income recognition is ceased. Previously recorded but uncollected amounts of interest on nonaccrual loans are reversed at the time the loan is placed on nonaccrual status. Generally, cash collected on nonaccrual loans is applied to principal. Should full collection of principal be expected, cash collected on nonaccrual loans can be recognized as interest income. For all classes of loans receivable, nonaccrual loans may be restored to accrual status provided the following criteria are met: ● The loan is current, and all principal and interest amounts contractually due have been made; ● All principal and interest amounts contractually due, including past due payments, are reasonably assured of repayment within a reasonable period; and Note 1. Nature of Business and Significant Accounting Policies (continued) ● There is a period of minimum repayment performance, as follows, by the borrower in accordance with contractual terms: o Six months of repayment performance for contractual monthly payments, or o One year of repayment performance for contractual quarterly or semi-annual payments. Direct finance leases receivable, held for investment : The Company leases machinery and equipment to customers under leases that qualify as direct financing leases for financial reporting and as operating leases for income tax purposes. Under the direct financing method of accounting, the minimum lease payments to be received under the lease contract, together with the estimated unguaranteed residual values (approximately 3% to 25% of the cost of the related equipment), are recorded as lease receivables when the lease is signed and the lease property delivered to the customer. The excess of the minimum lease payments and residual values over the cost of the equipment is recorded as unearned lease income. Unearned lease income is recognized over the term of the lease on a basis that results in an approximate level rate of return on the unrecovered lease investment. Lease income is recognized on the interest method. Residual value is the estimated fair market value of the equipment on lease at lease termination. In estimating the equipment’s fair value at lease termination, the Company relies on historical experience by equipment type and manufacturer and, where available, valuations by independent appraisers, adjusted for known trends. The Company’s estimates are reviewed continuously to ensure reasonableness; however, the amounts the Company will ultimately realize could differ from the estimated amounts. If the review results in a lower estimate than had been previously established, a determination is made as to whether the decline in estimated residual value is other-than-temporary. If the decline in estimated unguaranteed residual value is judged to be other-than-temporary, the accounting for the transaction is revised using the changed estimate. The resulting reduction in the investment is recognized as a loss in the period in which the estimate is changed. An upward adjustment of the estimated residual value is not recorded. The policies for delinquency and nonaccrual for direct financing leases are materially consistent with those described above for all classes of loan receivables. Loan modifications Allowance Allowance for Credit Losses on Loans and Leases The ACL on loans/leases is measured on a collective (pool) basis when similar risk characteristics exist. The Company has identified the eight portfolio segments at which the allowance will be measured. For all portfolio segments, the allowance is established as losses are estimated to have occurred through a provision that is charged to earnings. Credit losses on loans and leases, for all portfolio segments, are charged against the allowance when management believes the uncollectability of a loan/lease balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The Company’s methodologies for estimating the ACL consider available relevant information about the collectability of cash flows, including information about past events, current conditions, and reasonable and supportable forecasts. The methodologies apply historical loss information adjusted for asset-specific characteristics, economic conditions Note 1. Nature of Business and Significant Accounting Policies (continued) at the measurement date, and forecasts about future economic conditions that are expected to exist through the contractual lives of the financial assets and that are reasonable and supportable to the identified pools of financial assets with similar risk characteristics for which the historical loss experience was observed. The Company will immediately and fully revert back to average historical losses when it can no longer develop reasonable and supportable forecasts. A discussion of the risk characteristics and the allowance by each portfolio segment follows: For C&I loans, the Company focuses on small and mid-sized businesses with primary operations as wholesalers, manufacturers, building contractors, business services companies, other banks, and retailers. The Company provides a wide range of C&I loans, including lines of credit for working capital and operational purposes, and term loans for the acquisition of facilities, equipment and other purposes. Approval is generally based on the following factors: ● Ability and stability of current management of the borrower; ● Stable earnings with positive financial trends; ● Sufficient cash flow to support debt repayment; ● Earnings projections based on reasonable assumptions; ● Financial strength of the industry and business; and ● Value and marketability of collateral. Collateral for C&I loans generally includes accounts receivable, inventory and equipment. The Company’s lending policy specifies approved collateral types and corresponding maximum advance percentages. The value of collateral pledged on loans must exceed the loan amount by a margin sufficient to absorb potential erosion of its value in the event of foreclosure and cover the loan amount plus costs incurred to convert it to cash. The Company’s lending policy specifies maximum term limits for C&I loans. For term loans, the maximum term is generally seven years with average terms ranging from three In addition, the Company often takes personal guarantees or cosigners to help assure repayment. Loans may be made on an unsecured basis if warranted by the overall financial condition of the borrower. CRE is segmented into the following categories generally based on source of repayment: Owner occupied CRE, non-owner occupied CRE and multi-family. CRE loans are also embedded in the following segments: construction and land development and 1-4 family real estate. The Company is an active lender of LIHTC project loans which includes both the construction and permanent loan. Due to lower default rates, LIHTC loans have historically shown to have a lower risk profile than other CRE loans, and typically make up over a third of the Company’s CRE portfolio. CRE loans are subject to underwriting standards and processes similar to C&I loans, in addition to those standards and processes specific to real estate loans. Collateral for CRE loans generally includes the underlying real estate and improvements and may include additional assets of the borrower. The Company’s lending policy specifies maximum loan-to-value limits based on the category of CRE (CRE loans on improved property, raw land, land development, and commercial construction). These limits are the same limits, or in some situations, more conservative than those established by regulatory authorities. The Company also reviews CRE concentrations by industry in relation to risk-based capital on a quarterly basis. Multi-family loans are typically repaid from rental income. LIHTC permanent loans are included in multi-family loans and the maximum term is generally up to 20 years. ​ ​ Note 1. Nature of Business and Significant Account Policies (continued) The Company’s lending policy also includes guidelines for real estate appraisals, including minimum appraisal standards based on certain transactions. In addition, the Company often takes personal guarantees to help assure repayment. Construction loans include any loans to finance the construction of any new residential property, CRE property, low-income housing project or major rehabilitation or expansion of existing commercial structures. Construction lending carries a higher degree of risk because of the difficulty of protecting the bank against various factors. The following components are evaluated when underwriting these types of loans: ● Borrowers/contractors experience and ability is analyzed with the type and size of project being considered. ● Financial ability to cover cost overruns. ● Reliability and thoroughness of cost projections and reasonable assurance that significant provisions are made for contingencies for soft costs especially interest and operating deficits. ● Reliability of the estimate of time to complete the project. ​ The land development portfolio also includes other land loans such as raw land. The raw land component involves considerable risk to the bank and is reserved for the bank’s most credit worthy borrowers. Land development loans are typically only made to experienced local developers with successful track records. ​ For all loans the allowance consists of pooled and individually analyzed components. Pooled loan allowances consist of quantitative and qualitative factors and cover loan classes that share similar risk characteristics with other assets in the segmented pool. Quantitative Factors: ​ The quantitative factors are based on the probability of default and loss given default derived from historical net charge-off experience, repayment activity and default, remaining life, and current economic conditions as well as economic outlook. ​ Qualitative Factors: ​ The Company’s allowance methodology also has a qualitative component, the purpose of which is to take into consideration changes in current conditions that are not reflected in the quantitative analysis performed in determining its base credit loss rates. ​ The Company utilizes the following qualitative factors: ​ ● National and local economy ● Loan volume and trend ● Loan quality ● Loan policies and procedures ● Management and staff experience ● Concentrations ● Collateral ● Loan review system ● Regulatory environment and oversight ​ ​ ​ Note 1. Nature of Business and Significant Accounting Policies (continued) The Company also provides for unique circumstances with qualitative adjustments as needed. The qualitative adjustments are based on the current conditions and applied as a percentage adjustment in addition to the calculated historical loss rates. The adjustment amount can be either positive or negative. These adjustments reflect the extent to which the Company expects current conditions to differ from the conditions that existed for the period over which historical information was evaluated. ​ Economic forecasting: ​ The Company uses reasonable and supportable forecasts over the contractual term of the financial assets for each entity. This measurement is based upon relevant past events, historical experience and current conditions to determine the forecasted data which requires significant judgement. When management no longer has sufficient information to make a reasonable and supportable forecast, the data will then immediately revert back to the average historical performance for each entity. These forecasted adjustments are added to the qualitative adjustments and applied as a percentage adjustment in addition to the historical loss rates. ​ It is expected that actual economic conditions will, in many circumstances, turn out differently than forecasted because the ultimate outcomes during the forecast period may be affected by events that were unforeseen, such as, but not limited to, economic disruption and fiscal or monetary policy actions, which are exacerbated by longer forecasting periods. This uncertainty would be relevant to the entity’s confidence level as to the outcomes being forecasted. That is, an entity is likely less confident in the ultimate outcome of events that will occur at the end of the forecast period as compared to the beginning. As a result, actual future economic conditions may not be an effective indicator of the quality of the Company’s forecasting process, including the length of the forecast period. ​ Loans are determined to no longer share similar risk characteristics with other assets in the segmented pool when their scheduled payments of principal and interest according to the contractual terms of the loan agreement, have a greater probability of uncollectability based on current information and events. Such events include past due status of 90 days or more, non-accrual status or classification of a substandard or doubtful risk rating. ​ Factors considered by management in determining risk rating and non-accrual status include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not considered low quality. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. Allowances for these low quality loans with outstanding principal balances greater than $250,000 are measured on a case-by-case basis by either the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s obtainable market price, or the fair value of the collateral if the loan is collateral dependent. ​ Low quality loans with principal balances equal to or less than $250,000 are placed into a unique pool and have the overall effective loss rate for that period applied to this low quality pool. However, should an asset within the low quality pool no longer have the same risk characteristic of the unique pool, it will be removed and individually analyzed as described above. ​ Some loans that are determined to no longer share risk characteristics with other assets in the segmented pool, may be deemed collateral dependent. A financial asset is collateral-dependent when the borrower is experiencing financial difficulty and repayment is expected to be provided substantially through the sale or operation of the collateral. When ​ ​ Note 1. Nature of Business and Significant Accounting Policies (continued) it is determined that foreclosure is probable, the collateral’s fair value is used to estimate the financial assets expected credit losses for the current reporting period. This fair value is then reduced by the present value of estimated costs to sell. If it is determined that the asset is collateral-dependent, but foreclosure is not probable, an institution can elect to apply the practical expedient to use the collateral’s fair value to estimate the asset’s expected credit loss. The Company is choosing to utilize the practical expedient. When using the practical expedient on a collateral dependent loan where repayment is reliant upon the sale of the collateral, the fair value of that collateral will be adjusted for estimated costs to sell. However, if the repayment is dependent on the operations of the company, the fair market value less estimated cost to sell cannot be used. Thus, the net present value of the cash-flow will be utilized. ​ For non-homogenous loans, the Company utilizes the following internal risk rating scale: 1. Highest Quality (Pass) – Loans of the highest quality with no credit risk, including those fully secured by subsidiary bank certificates of deposit and U.S. government securities. 2. Superior Quality (Pass) – Loans with very strong credit quality. Borrowers have exceptionally strong earnings, liquidity, capital, cash flow coverage, and management ability. Includes loans secured by high quality marketable securities, certificates of deposit from other institutions, and cash value of life insurance. Also includes loans supported by U.S. government, state, or municipal guarantees. 3. Good Quality (Pass) – Loans with good credit quality. Established borrowers with good financial condition, including earnings, liquidity, capital and cash flow coverage. Financial performance is above industry average. Management is capable and is very experienced. Collateral coverage, if applicable, is good. Includes loans secured by personal assets and business assets including equipment, accounts receivable, inventory and real estate. 4. Moderate Quality (Pass) – Loans with moderate credit quality. Established borrowers with good financial condition, including earnings, liquidity, capital and cash flow coverage. Financial performance should be above industry averages. Management is capable and has mor than adequate experience. Collateral coverage, if applicable is more than adequate. Includes loans secured by personal asset and business assets including equipment, accounts receivable, inventory, and real estate. 5. Satisfactory Quality (Pass) – Loans with satisfactory credit quality. Established borrowers with satisfactory financial condition, including credit quality, earnings, liquidity, capital and cash flow coverage. Performance should be at or above industry averages. Management is capable with adequate experience. Collateral coverage, if applicable, is adequate. Includes loans secured by personal assets and business assets, including equipment, accounts receivable, inventory, and real estate. 6. Fair Quality (Pass) – Loans with acceptable credit quality. The primary repayment source is adequate; however, management’s ability to maintain consistent profitability is unproven or uncertain. Borrowers exhibit acceptable leverage and liquidity. May include new businesses with inexperienced management, performance at industry averages, or borrowers operating in highly cyclical or declining industries. 7. Low Quality (Pass) – Loans with low credit quality. The primary repayment source remains adequate; however, management’s ability to maintain consistent profitability remains unproven or uncertain. Borrowers exhibit moderate leverage and limited liquidity. May include new businesses with inexperienced management, performance below industry averages, or borrowers operating in highly cyclical or declining industries. ​ ​ Note 1. Nature of Business and Significant Accounting Policies (continued) 8. Early Warning (Pass) – Loans where the borrowers have generally performed as agreed, however unfavorable financial trends exist or are anticipated. Earnings may be erratic, with marginal cash flow or declining sales. Borrowers reflect leveraged financial condition and/or marginal liquidity. Management may be new and a track record of performance has yet to be developed. Financial information may be incomplete, and reliance on secondary repayment sources may be increasing. 9. Special Mention – Loans where the borrowers exhibit credit weaknesses or unfavorable financial trends requiring close monitoring. Weaknesses and adverse trends are more pronounced than Early Warning loans, and if left uncorrected, may jeopardize repayment according to the contractual terms. Currently, no loss of principal or interest is expected. Borrowers in this category have deteriorated to the point that it would be difficult to refinance with another lender. Special Mention should be assigned to borrowers in turnaround situations. This rating is intended as a transitional rating, therefore, it is generally not assigned to a borrower for a period of more than one year . 10. Substandard – Loans which are inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if applicable. These loans have a well-defined weakness or weaknesses which jeopardize repayment according to the contractual terms. There is distinct loss potential if the weaknesses are not corrected. Includes loans with insufficient cash flow coverage which are collateral dependent, OREO, and repossessed assets. 11. Doubtful – Loans which have all the weaknesses inherent in a Substandard loan, with the added characteristic that existing weaknesses make full principal collection, on the basis of current facts, conditions and values, highly doubtful. The possibility of loss is extremely high, but because of pending factors, recognition of a loss is deferred until a more exact status can be determined. All doubtful loans will be placed on non-accrual, with all payments, including principal and interest, applied to principal reduction. For term C&I and CRE loans equal to or greater than $1.0 million, the subsidiary banks with an asset size of $1.0 billion or less as of the most recent fiscal year-end require a term loan review within 15 months of the most recent credit review. For the subsidiary banks with an asset size of over $1.0 billion as of the most recent fiscal year-end, a term loan review is required within 15 months of the most recent credit review for term C&I and CRE loans of $2.0 million or more. A credit review encompasses any new debt issuances or renewed debt facilities that are part of the borrower’s credit relationship. The term loan/credit review is completed in enough detail to, at a minimum, validate the risk rating. Additionally, the review shall include an analysis of debt service requirements, covenant compliance, if applicable, and collateral adequacy. The frequency of the review is generally accelerated for loans with poor risk ratings. The Company’s Loan Quality area performs a documentation review of a sampling of C&I and CRE loans, the primary purpose of which is to ensure the credit is properly documented and closed in accordance with approval authorities and conditions. A review is also performed by the Company’s Internal Audit Department of a sampling of C&I and CRE loans for proper documentation, according to an approved schedule. Validation of the risk rating is also part of Internal Audit’s review (performed by Internal Loan Review). Additionally, the Company has contracted an independent outside third party to review a sampling of C&I and CRE loans. Validation of the risk rating is part of this review as well. The Company leases machinery and equipment to C&I customers under direct financing leases. All lease requests are subject to the credit requirements and criteria as set forth in the lending/leasing policy. In all cases, a formal independent credit analysis of the lessee is performed. Direct financing leases are included in the C&I-other segment and allowance is established in the same manner as C&I loans. ​ Note 1. Nature of Business and Significant Accounting Policies (continued) Generally, the Company’s residential real estate loans conform to the underwriting requirements of Freddie Mac and Fannie Mae to allow the subsidiary banks to resell loans in the secondary market. The subsidiary banks structure most loans that will not conform to those underwriting requirements as adjustable rate mortgages that mature or adjust in one Servicing rights are not presently retained on the loans sold in the secondary market. The Company’s lending policy establishes minimum appraisal and other credit guidelines. The Company provides many types of installment and other consumer loans including motor vehicle, home improvement, home equity, signature loans and small personal credit lines. The Company’s lending policy addresses specific credit guidelines by consumer loan type. For residential real estate loans, and installment and other consumer loans, these large groups of smaller balance homogenous loans follow the same methodology as commercial loans in terms of evaluation of risk characteristics, other than these may not be risk rated due to homogenous nature. Allowance for Credit Losses on Off-Balance Sheet Exposures The Company estimates expected credit losses over the contractual term of the loan for the unfunded portion of the loan commitment that is not unconditionally cancellable by the Company. Management uses an estim

Note 2 - Investment Securities

Note 2 - Investment Securities	12 Months Ended
	Dec. 31, 2024
Investment Securities
Investment Securities	Note 2. Investment Securities The amortized cost and fair value of HTM and AFS investment securities as of December 31, 2024 and 2023 are summarized as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Allowance Gross ​ Gross ​ ​ ​ ​ ​ ​ Amortized ​ for Credit Unrealized ​ Unrealized ​ Fair ​ ​ Cost (Losses) Gains (Losses) Value ​ ​ (dollars in thousands) ​ December 31, 2024: ​ ​ ​ ​ ​ ​ Securities HTM: ​ ​ ​ ​ ​ ​ Municipal securities ​ $ 806,992 ​ $ (254) ​ $ 23,292 ​ $ (63,164) ​ $ 766,866 ​ Corporate securities ​ ​ 28,018 ​ ​ (8) ​ ​ 4,665 ​ ​ — ​ ​ 32,675 ​ Other securities ​ 1,050 ​ (1) ​ — ​ (7) ​ 1,042 ​ ​ ​ $ 836,060 ​ $ (263) ​ $ 27,957 ​ $ (63,171) ​ $ 800,583 ​ ​ ​ ​ ​ ​ ​ ​ Securities AFS: ​ ​ ​ ​ ​ ​ U.S. treasuries and govt. sponsored agency securities ​ $ 23,113 ​ $ — ​ $ 7 ​ $ (2,529) ​ $ 20,591 ​ Residential mortgage-backed and related securities ​ 55,641 ​ — ​ 3 ​ (5,602) ​ 50,042 ​ Municipal securities ​ 204,664 ​ — ​ — ​ (40,089) ​ 164,575 ​ Asset-backed securities ​ ​ 9,053 ​ ​ — ​ ​ 171 ​ ​ — ​ ​ 9,224 ​ Corporate securities ​ 38,866 ​ — ​ 4 ​ (2,193) ​ 36,677 ​ ​ ​ $ 331,337 ​ $ — ​ $ 185 ​ $ (50,413) ​ $ 281,109 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ * HTM securities shown on the balance sheet of $835.8 million represent amortized cost of $836.1 million, net of allowance for credit losses of $263 thousand as of December 31, 2024. ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Allowance ​ Gross ​ Gross ​ ​ ​ ​ ​ Amortized ​ for Credit ​ Unrealized ​ Unrealized ​ Fair ​ ​ Cost ​ (Losses) ​ Gains (Losses) ​ Value ​ ​ ​ (dollars in thousands) ​ December 31, 2023: ​ ​ ​ ​ ​ ​ ​ ​ Securities HTM: ​ ​ ​ ​ ​ ​ ​ ​ Municipal securities ​ $ 682,657 ​ $ (202) ​ $ 33,385 ​ $ (36,639) ​ $ 679,201 ​ Other securities ​ 1,050 ​ (1) ​ 44 ​ (15) ​ 1,078 ​ ​ ​ $ 683,707 ​ $ (203) ​ $ 33,429 ​ $ (36,654) ​ $ 680,279 ​ ​ ​ ​ ​ ​ ​ ​ Securities AFS: ​ ​ ​ ​ ​ ​ U.S. govt. sponsored agency securities ​ $ 17,399 ​ $ — ​ $ 12 ​ $ (2,438) ​ $ 14,973 ​ Residential mortgage-backed and related securities ​ 65,168 ​ — ​ — ​ (5,972) ​ 59,196 ​ Municipal securities ​ 206,566 ​ — ​ 11 ​ (35,590) ​ 170,987 ​ Asset-backed securities ​ ​ 15,261 ​ ​ — ​ ​ 167 ​ ​ (5) ​ ​ 15,423 ​ Corporate securities ​ 44,239 ​ (989) ​ — ​ (4,174) ​ 39,076 ​ ​ ​ $ 348,633 ​ $ (989) ​ $ 190 ​ $ (48,179) ​ $ 299,655 ​ ​ * HTM securities shown on the balance sheet of $683.5 million represent amortized cost of $683.7 million, net of allowance for credit losses of $203 thousand as of December 31, 2023. ​ The Company’s HTM municipal securities consist largely of private issues of municipal debt. The municipalities are located primarily within the Greater Midwest. The municipal debt investments are underwritten using specific guidelines with ongoing monitoring. ​ Note 2. Investment Securities (continued) The Company’s residential mortgage-backed and related securities portfolio consists entirely of government sponsored or government guaranteed securities. The Company has not invested in commercial mortgage-backed securities or pooled trust preferred securities. Gross unrealized losses and fair value, aggregated by HTM and AFS investment category and length of time that individual securities have been in a continuous unrealized loss position, as of December 31, 2024 and 2023, are summarized in the tables below. Securities AFS, for which an allowance for credit losses has been provided, are not included in these disclosures as there are no unrealized losses remaining after consideration of the ACL. ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Less than 12 Months ​ 12 Months or More ​ Total ​ ​ ​ ​ Gross ​ ​ ​ Gross ​ ​ ​ Gross ​ ​ Fair ​ Unrealized ​ Fair ​ Unrealized ​ Fair ​ Unrealized ​ Value Losses Value Losses Value Losses ​ ​ (dollars in thousands) December 31, 2024: ​ ​ ​ ​ ​ ​ Securities HTM: ​ ​ ​ ​ ​ ​ Municipal securities ​ $ 162,914 ​ $ (14,382) ​ $ 253,818 ​ $ (48,782) ​ $ 416,732 ​ $ (63,164) Other securities ​ ​ 500 ​ ​ — ​ ​ 543 ​ ​ (7) ​ ​ 1,043 ​ ​ (7) ​ ​ $ 163,414 ​ $ (14,382) ​ $ 254,361 ​ $ (48,789) ​ $ 417,775 ​ $ (63,171) ​ ​ ​ ​ ​ ​ ​ ​ Securities AFS: ​ ​ ​ ​ ​ ​ ​ U.S. treasuries and govt. sponsored agency securities ​ $ 6,522 ​ $ (2) ​ $ 13,369 ​ $ (2,527) ​ $ 19,891 ​ $ (2,529) Residential mortgage-backed and related securities ​ 1,337 ​ (24) ​ 48,520 ​ (5,578) ​ 49,857 ​ (5,602) Municipal securities ​ 798 ​ (6) ​ 163,777 ​ (40,083) ​ 164,575 ​ (40,089) Corporate securities ​ — ​ — ​ 35,712 ​ (2,193) ​ 35,712 ​ (2,193) ​ ​ $ 8,657 ​ $ (32) ​ $ 261,378 ​ $ (50,381) ​ $ 270,035 ​ $ (50,413) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Less than 12 Months ​ 12 Months or More ​ Total ​ ​ ​ ​ Gross ​ ​ ​ Gross ​ ​ ​ Gross ​ ​ Fair ​ Unrealized ​ Fair ​ Unrealized ​ Fair ​ Unrealized ​ Value Losses Value Losses Value Losses ​ ​ (dollars in thousands) December 31, 2023: ​ ​ ​ ​ ​ ​ Securities HTM: ​ ​ ​ ​ ​ ​ Municipal securities ​ $ 1,320 ​ $ (11) ​ $ 289,891 ​ $ (36,628) ​ $ 291,211 ​ $ (36,639) Other securities ​ 535 ​ (15) ​ — ​ — ​ 535 ​ (15) ​ ​ $ 1,855 ​ $ (26) ​ $ 289,891 ​ $ (36,628) ​ $ 291,746 ​ $ (36,654) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Securities AFS: ​ ​ ​ ​ ​ ​ U.S. govt. sponsored agency securities ​ $ — ​ $ — ​ $ 14,018 ​ $ (2,438) ​ $ 14,018 ​ $ (2,438) Residential mortgage-backed and related securities ​ — ​ — ​ 59,118 ​ (5,972) ​ 59,118 ​ (5,972) Municipal securities ​ 283 ​ (2) ​ 169,876 ​ (35,588) ​ 170,159 ​ (35,590) Asset-backed securities ​ ​ — ​ ​ — ​ ​ 3,804 ​ ​ (5) ​ ​ 3,804 ​ ​ (5) Corporate securities ​ ​ 3,805 ​ ​ (393) ​ ​ 35,271 ​ ​ (3,781) ​ ​ 39,076 ​ ​ (4,174) ​ ​ $ 4,088 ​ $ (395) ​ $ 282,087 ​ $ (47,784) ​ $ 286,175 ​ $ (48,179) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At December 31, 2024, the investment portfolio included 671 securities. Of this number, 548 securities were in an unrealized loss position. The aggregate losses of these securities totaled approximately 9.73% of the total aggregate amortized cost. Of these 548 securities, 447 securities had an unrealized loss for 12 months or more. Management has concluded unrealized losses are temporary due to changing interest rates. In the first quarter of 2023, the Company’s impairment evaluation determined that one publicly traded debt security experienced a decline in fair value due to credit quality, rather than market factors. As a result, the Company recognized a credit loss expense of $989 thousand and established an ACL on the related AFS security. In 2024, the remaining ACL on this AFS security was removed, as the security had been sold. ​ ​ ​ ​ Note 2. Investment Securities (continued) The following table presents the activity in the allowance for credit losses for HTM and AFS securities by major security type for the years ended December 31, 2024 and 2023. ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year Ended December 31, 2024 ​ Year Ended December 31, 2023 ​ ​ ​ Securities HTM ​ Securities AFS ​ Securities HTM ​ Securities AFS ​ ​ ​ Municipal ​ Corporate ​ Other ​ ​ ​ Corporate ​ Municipal ​ Other ​ ​ ​ ​ Corporate ​ ​ securities ​ securities ​ securities ​ Total securities ​ securities securities ​ ​ Total securities ​ ​ (dollars in thousands) Allowance for credit losses: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Beginning balance ​ ​ $ 202 ​ $ — ​ $ 1 ​ $ 203 ​ $ 989 ​ $ 180 ​ $ — ​ $ 180 ​ $ — Reduction due to sales ​ ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ (544) ​ ​ — ​ ​ — ​ ​ — ​ ​ — Provision for credit losses ​ ​ ​ 52 ​ ​ 8 ​ ​ — ​ ​ 60 ​ ​ (445) ​ ​ 22 ​ ​ 1 ​ ​ 23 ​ ​ 989 Balance, ending ​ ​ $ 254 ​ $ 8 ​ $ 1 ​ $ 263 ​ $ — ​ $ 202 ​ $ 1 ​ $ 203 ​ $ 989 ​ Trading securities had a fair value of $83.5 million and $22.4 million as of December 31, 2024 and 2023, respectively and consist of retained beneficial interests acquired in conjunction with Freddie Mac securitizations completed by the Company in 2024 and 2023. The change in fair value on trading securities for the year ended December 31, 2024 was a net gain of $1.6 million. There was no change in fair value on trading securities for the year ended December 31, 2023. See also Note 4 to the Consolidated Financial Statements for the details of these securitizations. There were no transfers of securities between classifications during the years ended December 31, 2024, 2023 or 2022. ​ All sales of securities for the years ended December 31, 2024, 2023 and 2022, respectively, were from securities identified as AFS. Information on proceeds received, as well as the gains and losses from the sale of those securities are as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2024 2023 2022 ​ ​ ​ ​ ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Proceeds from sales of securities ​ ​ ​ ​ ​ $ 445 ​ $ 30,568 ​ $ 111,375 Gross gains from sales of securities ​ ​ ​ ​ ​ — ​ 56 ​ — Gross losses from sales of securities ​ ​ ​ ​ ​ — ​ (507) ​ — ​ Subsequent to the closing of the GFED acquisition in 2022, the Company sold $111.4 million of the acquired securities portfolio to improve the efficiency of the combined balance sheets. These were the only securities sales for the year ended December 31, 2022. ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Note 2. Investment Securities (continued) The amortized cost and fair value of HTM and AFS securities as of December 31, 2024, by contractual maturity are shown below. Expected maturities of residential mortgage-backed and related securities and asset-backed securities may differ from contractual maturities because the mortgages underlying the securities may be called or prepaid without any penalties. Therefore, these securities are not included in the maturity categories in the following table. ​ ​ ​ ​ ​ ​ ​ ​ ​ Amortized Cost Fair Value ​ ​ (dollars in thousands) Securities HTM: ​ ​ Due in one year or less ​ $ 1,662 ​ $ 1,658 Due after one year through five years ​ 35,992 ​ 36,621 Due after five years ​ 798,406 ​ 762,304 ​ ​ $ 836,060 ​ $ 800,583 Securities AFS: ​ ​ Due in one year or less ​ $ 6,804 ​ $ 6,802 Due after one year through five years ​ 19,170 ​ 18,253 Due after five years ​ 240,669 ​ 196,788 ​ ​ ​ 266,643 ​ ​ 221,843 Residential mortgage-backed and related securities ​ ​ 55,641 ​ ​ 50,042 Asset-backed securities ​ 9,053 ​ 9,224 ​ ​ $ 331,337 ​ $ 281,109 ​ Portions of the U.S. government sponsored agency securities and municipal securities contain call options, which, at the discretion of the issuer, terminate the security at par and at predetermined dates prior to the stated maturity, summarized as follows as of December 31, 2024: ​ ​ ​ ​ ​ ​ ​ ​ ​ Amortized Cost Fair Value ​ ​ (dollars in thousands) Securities HTM: ​ ​ Municipal securities ​ ​ 285,136 ​ ​ 276,359 Corporate securities ​ ​ 28,018 ​ ​ 32,675 ​ ​ $ 313,154 ​ $ 309,034 ​ ​ ​ Securities AFS: ​ ​ Municipal securities ​ ​ 204,238 ​ ​ 164,163 Corporate securities ​ 37,904 ​ 35,712 ​ ​ $ 242,142 ​ $ 199,875 ​ As of December 31, 2024 and 2023, HTM and AFS investment securities with a carrying value of $188.2 million and $117.8 million, respectively, were pledged on public deposits, derivative liabilities, short-term borrowings in connection with the Federal Reserve’s Bank Term Funding program and in connection with a Goldman Sachs cash management program. Additionally, trading securities with a carrying value of $74.0 million and $16.2 million as of December 31, 2024 and 2023, respectively, were pledged to provide first loss support to Freddie Mac in conjunction with loan securitizations. As of December 31, 2024, the Company’s municipal securities portfolios were comprised of general obligation bonds issued by 79 issuers with fair values totaling $103.5 million and revenue bonds issued by 165 issuers, primarily consisting of states, counties, towns, villages and school districts with fair values totaling $828.0 million. The Company held investments in general obligation bonds in 18 states, including nine states in which the aggregate fair value exceeded $5.0 million. The Company held investments in revenue bonds in 31 states, including 13 states in which the aggregate fair value of such bonds exceeded $5.0 million. ​ ​ Note 2. Investment Securities (continued) As of December 31, 2023, the Company’s municipal securities portfolios were comprised of general obligation bonds issued by 82 issuers with fair values totaling $99.4 million and revenue bonds issued by 169 issuers, primarily consisting of states, counties, towns, villages and school districts with fair values totaling $750.8 million. The Company held investments in general obligation bonds in 18 states, including eight states in which the aggregate fair value exceeded $5.0 million. The Company held investments in revenue bonds in 31 states, including 15 states in which the aggregate fair value of such bonds exceeded $5.0 million. Both general obligation and revenue bonds are diversified across many issuers. As of December 31, 2024, the Company held revenue bonds of three issuers, two located in Ohio and one located in Wisconsin, the aggregate book or market value of which exceeded 5% of the Company’s stockholders’ equity. As of December 31, 2023, the Company held revenue bonds of two issuers, both located in Ohio, the aggregate book or market value of which exceeded 5% of the Company’s stockholders’ equity. The issuers’ financial condition is strong and the source of repayment is diversified. The Company monitors the investment and concentration closely. Of the general obligation and revenue bonds in the Company’s portfolio, the majority are unrated bonds that represent small, private issuances. All unrated bonds were underwritten according to loan underwriting standards and have an average risk rating of 2, indicating very high quality. Additionally, many of these bonds are funding essential municipal services, such as water, sewer, education and medical facilities. The Company’s municipal securities are owned by each of the four charters, whose investment policies set forth limits for various subcategories within the municipal securities portfolio. The investments of each charter are monitored individually, and as of December 31, 2024, all were within policy limitations approved by the Company’s board of directors. Policy limits are calculated as a percentage of each charter’s total risk-based capital. As of December 31, 2024, the Company’s standard monitoring of its municipal securities portfolio had not uncovered any facts or circumstances resulting in significantly different credits ratings than those assigned by a nationally recognized statistical rating organization, or in the case of unrated bonds, the rating assigned using the credit underwriting standards. ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Note 3 - Loans_Leases Receivabl

Note 3 - Loans/Leases Receivable	12 Months Ended
	Dec. 31, 2024
Notes to Financial Statements
Loans/Leases Receivable	Note 3. Loans/Leases Receivable The composition of the loan/lease portfolio as of December 31, 2024 and 2023 is presented as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2024 ​ December 31, 2023 ​ ​ (dollars in thousands) C&I: ​ ​ ​ ​ ​ ​ C&I - revolving ​ $ 387,991 ​ $ 325,243 C&I - other * ​ ​ 1,514,932 ​ ​ 1,481,778 ​ ​ ​ 1,902,923 ​ ​ 1,807,021 ​ ​ ​ CRE - owner occupied ​ 605,993 ​ 607,365 CRE - non-owner occupied ​ 1,077,852 ​ ​ 1,008,892 Construction and land development ​ 1,313,543 ​ 1,420,525 Multi-family ​ ​ 1,132,110 ​ ​ 996,143 Direct financing leases** ​ 17,076 ​ 31,164 1-4 family real estate*** ​ ​ 588,179 ​ ​ 544,971 Consumer ​ 146,728 ​ 127,335 ​ ​ 6,784,404 ​ 6,543,416 Allowance for credit losses ​ (89,841) ​ (87,200) ​ ​ $ 6,694,563 ​ $ 6,456,216 ** Direct financing leases: ​ ​ Net minimum lease payments to be received ​ $ 18,506 ​ $ 34,966 Estimated unguaranteed residual values of leased assets ​ 165 ​ 165 Unearned lease/residual income ​ (1,595) ​ (3,967) ​ ​ 17,076 ​ 31,164 Plus deferred lease origination costs, net of fees ​ 18 ​ 75 ​ ​ 17,094 ​ 31,239 Less allowance for credit losses ​ (580) ​ (992) ​ ​ $ 16,514 ​ $ 30,247 ​ ​ ​ ​ ​ ​ ​ ​ * Includes equipment financing agreements outstanding at m2, totaling $303.2 million and $319.5 million as of December 31, 2024 and 2023, respectively. ​ ** *** Includes residential real estate loans held for sale totaling $2.1 million and $2.6 million as of December 31, 2024 and 2023, respectively. Note 3. Loans/Leases Receivable (continued) Accrued interest on loans, which is excluded from the amortized cost of loans, totaled $30.9 million and $28.8 million at December 31, 2024 and December 31, 2023, respectively, and was included in other assets on the consolidated balance sheets. Changes in accretable discounts on acquired loans for the years ended December 31, 2024, 2023 and 2022, respectively, are presented as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year ended ​ ​ ​ December 31, 2024 ​ December 31, 2023 ​ December 31, 2022 ​ ​ ​ ​ Performing ​ Performing ​ Performing ​ ​ ​ Loans Loans ​ Loans ​ ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance at the beginning of the period ​ ​ $ (3,891) ​ $ (6,088) ​ $ (1,533) Discount added at acquisition ​ ​ ​ — ​ ​ — ​ ​ (13,381) Accretion recognized ​ ​ 1,581 ​ 2,197 ​ 8,826 Balance at the end of the period ​ ​ $ (2,310) ​ $ (3,891) ​ $ (6,088) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ The aging of the loan/lease portfolio by classes of loans/leases as of December 31, 2024 and 2023 is presented as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2024 ​ ​ ​ ​ ​ ​ ​ ​ Accruing Past ​ ​ ​ ​ ​ ​ ​ ​ 30-59 Days ​ 60-89 Days ​ Due 90 Days or ​ Nonaccrual ​ ​ Classes of Loans/Leases Current Past Due Past Due More Loans/Leases Total ​ ​ (dollars in thousands) ​ C&I: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - revolving ​ $ 387,767 ​ $ 30 ​ $ — ​ $ — ​ $ 194 $ ​ 387,991 ​ C&I - other ​ ​ 1,474,729 ​ ​ 13,159 ​ ​ 2,931 ​ ​ 2 ​ ​ 24,111 ​ ​ 1,514,932 ​ CRE - owner occupied ​ 604,550 ​ ​ 173 ​ ​ 454 ​ ​ — ​ ​ 816 ​ 605,993 ​ CRE - non-owner occupied ​ 1,074,541 ​ ​ 85 ​ ​ — ​ ​ — ​ ​ 3,226 ​ 1,077,852 ​ Construction and land development ​ ​ 1,300,893 ​ ​ 8 ​ ​ — ​ ​ 4,188 ​ ​ 8,454 ​ ​ 1,313,543 ​ Multi-family ​ 1,132,110 ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ 1,132,110 ​ Direct financing leases ​ 16,622 ​ ​ 60 ​ ​ 135 ​ ​ — ​ ​ 259 ​ 17,076 ​ 1-4 family real estate ​ 579,943 ​ ​ 4,910 ​ ​ 539 ​ ​ 80 ​ ​ 2,707 ​ 588,179 ​ Consumer ​ 146,172 ​ ​ 235 ​ ​ 8 ​ ​ — ​ ​ 313 ​ 146,728 ​ ​ ​ $ 6,717,327 ​ $ 18,660 ​ $ 4,067 ​ $ 4,270 ​ $ 40,080 ​ $ 6,784,404 ​ ​ ​ ​ ​ ​ ​ ​ ​ As a percentage of total loan/lease portfolio ​ 99.01 % 0.28 % 0.06 % 0.06 % 0.59 % 100.00 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2023 ​ ​ ​ ​ ​ ​ ​ ​ Accruing Past ​ ​ ​ ​ ​ ​ ​ ​ 30-59 Days ​ 60-89 Days ​ Due 90 Days or ​ Nonaccrual ​ ​ Classes of Loans/Leases Current Past Due Past Due More Loans/Leases Total ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - revolving ​ $ 325,243 ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 325,243 ​ C&I - other ​ 1,459,818 ​ 4,848 ​ 5,603 ​ 1 ​ 11,508 ​ 1,481,778 ​ CRE - owner occupied ​ 604,602 ​ — ​ 83 ​ — ​ 2,680 ​ 607,365 ​ CRE - non-owner occupied ​ 1,003,267 ​ 631 ​ — ​ — ​ 4,994 ​ 1,008,892 ​ Construction and land development ​ 1,418,016 ​ — ​ — ​ — ​ 2,509 ​ 1,420,525 ​ Multi-family ​ ​ 987,971 ​ ​ — ​ ​ — ​ ​ — ​ ​ 8,172 ​ ​ 996,143 ​ Direct financing leases ​ 30,501 ​ 186 ​ 188 ​ — ​ 289 ​ 31,164 ​ 1-4 family real estate ​ 538,229 ​ 3,883 ​ 534 ​ 85 ​ 2,240 ​ 544,971 ​ Consumer ​ 126,868 ​ 103 ​ 3 ​ — ​ 361 ​ 127,335 ​ ​ ​ $ 6,494,515 ​ $ 9,651 ​ $ 6,411 ​ $ 86 ​ $ 32,753 ​ $ 6,543,416 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ As a percentage of total loan/lease portfolio ​ 99.25 % 0.15 % 0.10 % 0.00 % 0.50 % 100.00 % ​ ​ Note 3. Loans/Leases Receivable (continued) ​ NPLs by classes of loans/leases as of December 31, 2024 and 2023 is presented as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2024 ​ ​ ​ Accruing Past ​ Nonaccrual ​ Nonaccrual ​ ​ ​ ​ ​ ​ ​ ​ Due 90 Days or ​ Loans/Leases ​ Loans/Leases ​ ​ ​ ​ Percentage of ​ Classes of Loans/Leases More with an ACL without an ACL Total NPLs Total NPLs ​ (dollars in thousands) ​ C&I: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - revolving ​ $ — ​ $ 193 ​ $ 1 ​ $ 194 - % C&I - other ​ ​ 2 ​ ​ 20,849 ​ ​ 3,262 ​ ​ 24,113 ​ 54 ​ CRE - owner occupied ​ — ​ ​ 816 ​ ​ — ​ ​ 816 2 ​ CRE - non-owner occupied ​ — ​ ​ 2,686 ​ ​ 540 ​ ​ 3,226 7 ​ Construction and land development ​ ​ 4,188 ​ ​ — ​ ​ 8,454 ​ ​ 12,642 ​ 29 ​ Multi-family ​ — ​ ​ — ​ ​ — ​ ​ — - ​ Direct financing leases ​ — ​ ​ 259 ​ ​ — ​ ​ 259 1 ​ 1-4 family real estate ​ 80 ​ ​ 2,366 ​ ​ 341 ​ ​ 2,787 6 ​ Consumer ​ — ​ ​ 313 ​ ​ — ​ ​ 313 1 ​ ​ ​ $ 4,270 ​ $ 27,482 ​ $ 12,598 ​ $ 44,350 100 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2023 ​ ​ Accruing Past ​ Nonaccrual ​ Nonaccrual ​ ​ ​ ​ ​ ​ Due 90 Days or ​ Loans/Leases ​ Loans/Leases ​ ​ ​ Percentage of Classes of Loans/Leases More with an ACL without an ACL Total NPLs Total NPLs ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - revolving ​ $ — ​ $ — ​ $ — ​ $ — - % C&I - other ​ ​ 1 ​ ​ 8,865 ​ ​ 2,643 ​ ​ 11,509 ​ 35 ​ CRE - owner occupied ​ — ​ 530 ​ 2,150 ​ 2,680 8 ​ CRE - non-owner occupied ​ — ​ 1,213 ​ 3,781 ​ 4,994 15 ​ Construction and land development ​ — ​ 2,509 ​ — ​ 2,509 8 ​ Multi-family ​ — ​ — ​ 8,172 ​ 8,172 25 ​ Direct financing leases ​ — ​ 206 ​ 83 ​ 289 1 ​ 1-4 family real estate ​ 85 ​ 1,866 ​ 374 ​ 2,325 7 ​ Consumer ​ — ​ 361 ​ — ​ 361 1 ​ ​ ​ $ 86 ​ $ 15,550 ​ $ 17,203 ​ $ 32,839 ​ 100 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ The Company did not recognize any interest income on nonaccrual loans during the years ended December 31, 2024 and 2023. ​ ​ Note 3. Loans/Leases Receivable (continued) Changes in the ACL loans/leases by portfolio segment for the years ended December 31, 2024, 2023 and 2022 are presented as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year Ended December 31, 2024 ​ ​ ​ ​ ​ ​ CRE ​ CRE ​ Construction ​ ​ ​ ​ 1-4 ​ ​ ​ ​ ​ ​ C&I - ​ C&I - ​ Owner ​ Non-Owner ​ and Land ​ Multi- ​ Family ​ ​ ​ ​ ​ ​ ​ ​ Revolving ​ Other* ​ Occupied ​ Occupied ​ Development ​ Family ​ Real Estate Consumer ​ Total ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance, beginning ​ $ 4,224 ​ $ 27,460 ​ $ 8,223 ​ $ 11,581 ​ $ 16,856 ​ $ 12,463 ​ $ 4,917 ​ $ 1,476 ​ ​ $ 87,200 Change in ACL for the transfer of loans to LHFS ​ ​ — ​ — ​ — ​ ​ — ​ ​ — ​ ​ (4,598) ​ ​ — ​ ​ — ​ ​ ​ (4,598) Provision ​ (368) ​ 16,769 ​ (1,066) ​ (444) ​ (673) ​ 4,308 ​ 17 ​ 196 ​ ​ 18,739 Charge-offs ​ — ​ (12,652) ​ (10) ​ — ​ (1,085) ​ — ​ (24) ​ (198) ​ ​ (13,969) Recoveries ​ — ​ 2,425 ​ — ​ — ​ 1 ​ — ​ 24 ​ 19 ​ ​ 2,469 Balance, ending ​ $ 3,856 ​ $ 34,002 ​ $ 7,147 ​ $ 11,137 ​ $ 15,099 ​ $ 12,173 ​ $ 4,934 ​ $ 1,493 ​ ​ $ 89,841 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ *Included within the C&I-other column are ACL on leases with a beginning balance of $992 thousand, negative provision of $172 thousand, charge-offs of $353 thousand and recoveries of $113 thousand. ACL on leases was ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year Ended December 31, 2023 ​ ​ ​ ​ ​ ​ ​ ​ CRE ​ CRE ​ Construction ​ ​ ​ ​ 1-4 ​ ​ ​ ​ ​ ​ ​ ​ C&I - ​ C&I - ​ Owner ​ Non-Owner ​ and Land ​ Multi- ​ Family ​ ​ ​ ​ ​ ​ ​ ​ ​ Revolving ​ Other* ​ Occupied ​ Occupied ​ Development ​ Family ​ Real Estate ​ Consumer ​ Total ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance, beginning ​ $ 4,457 ​ $ 27,753 ​ $ 9,965 ​ $ 11,749 ​ $ 14,262 ​ $ 13,186 ​ $ 4,963 ​ $ 1,371 ​ ​ $ 87,706 Change in ACL for the transfer of loans to LHFS ​ ​ — ​ (5) ​ — ​ ​ — ​ ​ (147) ​ ​ (3,393) ​ ​ — ​ ​ — ​ ​ ​ (3,545) Provision ​ ​ (233) ​ ​ 7,849 ​ ​ (1,523) ​ ​ (199) ​ ​ 2,789 ​ ​ 2,670 ​ ​ (51) ​ ​ 248 ​ ​ 11,550 Charge-offs ​ — ​ (8,952) ​ (222) ​ — ​ (50) ​ — ​ — ​ (168) ​ ​ (9,392) Recoveries ​ — ​ 815 ​ 3 ​ 31 ​ 2 ​ — ​ 5 ​ 25 ​ ​ 881 Balance, ending ​ $ 4,224 ​ $ 27,460 ​ $ 8,223 ​ $ 11,581 ​ $ 16,856 ​ $ 12,463 ​ $ 4,917 ​ $ 1,476 ​ ​ $ 87,200 ​ *Included within the C&I - Other column are ACL on leases with a beginning balance of $970 thousand, provision of $185 thousand, charge-offs of $252 thousand and recoveries of $89 thousand. ACL on leases was ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year Ended December 31, 2022 ​ ​ ​ ​ ​ ​ ​ ​ CRE ​ CRE ​ Construction ​ ​ ​ ​ 1-4 ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - ​ C&I - ​ Owner ​ Non-Owner ​ and Land ​ Multi- ​ Family ​ ​ ​ ​ ​ ​ ​ ​ ​ Revolving ​ Other** ​ Occupied ​ Occupied ​ Development ​ Family ​ Real Estate ​ Consumer ​ Total ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance, beginning ​ $ 3,907 ​ $ 25,982 ​ $ 8,501 ​ $ 8,549 ​ $ 16,972 ​ $ 9,339 ​ $ 4,541 ​ $ 930 ​ ​ $ 78,721 ​ Initial ACL recorded for PCD loans ​ ​ 600 ​ 7 ​ 2,481 ​ ​ 1,076 ​ ​ 1,100 ​ ​ 481 ​ ​ 137 ​ ​ 20 ​ ​ ​ 5,902 ​ Provision ​ (50) ​ 7,364 ​ (1,023) ​ 2,220 ​ (2,981) ​ 3,323 ​ 306 ​ 477 ​ ​ 9,636 ​ Charge-offs ​ — ​ (6,417) ​ — ​ (193) ​ (829) ​ — ​ (21) ​ (65) ​ ​ (7,525) ​ Recoveries ​ — ​ 817 ​ 6 ​ 97 ​ — ​ 43 ​ — ​ 9 ​ ​ 972 ​ Balance, ending ​ $ 4,457 ​ $ 27,753 ​ $ 9,965 ​ $ 11,749 ​ $ 14,262 ​ $ 13,186 ​ $ 4,963 ​ $ 1,371 ​ ​ $ 87,706 ​ ​ *Included within the C&I - Other column are ACL on leases with a beginning balance of $1.5 million, provision of $269 thousand, charge-offs of $1.1 million and recoveries of $273 thousand. ACL on leases was ​ ** Provision of the year ended December 31, 2022 included $11.0 million related to the Guaranty Bank acquisition. ​ Note 3. Loans/Leases Receivable (continued) ​ The composition of the ACL loans/leases by portfolio segment based on evaluation method are as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ As of December 31, 2024 ​ ​ ​ Amortized Cost of Loans Receivable ​ Allowance for Credit Losses ​ ​ ​ Individually ​ Collectively ​ ​ ​ ​ Individually ​ Collectively ​ ​ ​ ​ ​ ​ Evaluated for ​ Evaluated for ​ ​ ​ ​ Evaluated for ​ Evaluated for ​ ​ ​ ​ ​ Credit Losses Credit Losses ​ Total ​ Credit Losses Credit Losses ​ Total ​ ​ ​ (dollars in thousands) C&I : ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - revolving ​ $ 3,404 ​ $ 384,587 ​ $ 387,991 ​ $ 97 ​ $ 3,759 ​ $ 3,856 ​ C&I - other* ​ 38,140 ​ 1,493,868 ​ 1,532,008 ​ 9,437 ​ 24,565 ​ 34,002 ​ ​ ​ 41,544 ​ 1,878,455 ​ 1,919,999 ​ 9,534 ​ 28,324 ​ 37,858 ​ CRE - owner occupied ​ 26,822 ​ 579,171 ​ 605,993 ​ 2,136 ​ 5,011 ​ 7,147 ​ CRE - non-owner occupied ​ 18,163 ​ 1,059,689 ​ 1,077,852 ​ 542 ​ 10,595 ​ 11,137 ​ Construction and land development ​ 13,346 ​ 1,300,197 ​ 1,313,543 ​ 1,343 ​ 13,756 ​ 15,099 ​ Multi-family ​ ​ 23 ​ ​ 1,132,087 ​ ​ 1,132,110 ​ ​ 2 ​ ​ 12,171 ​ ​ 12,173 ​ 1-4 family real estate ​ 3,463 ​ 584,716 ​ 588,179 ​ 321 ​ 4,613 ​ 4,934 ​ Consumer ​ 443 ​ 146,285 ​ 146,728 ​ 45 ​ 1,448 ​ 1,493 ​ ​ ​ $ 103,804 ​ $ 6,680,600 ​ $ 6,784,404 ​ $ 13,923 ​ $ 75,918 ​ $ 89,841 ​ ​ *Included within the C&I – other category are leases individually evaluated of $259 thousand with a related allowance for credit losses of $93 thousand and leases collectively evaluated of $16.8 million with a related allowance for credit losses of $487 thousand. ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ As of December 31, 2023 ​ ​ ​ Amortized Cost of Loans Receivable ​ Allowance for Credit Losses ​ ​ ​ Individually ​ Collectively ​ ​ ​ ​ Individually ​ Collectively ​ ​ ​ ​ ​ ​ Evaluated for ​ Evaluated for ​ ​ ​ ​ Evaluated for ​ Evaluated for ​ ​ ​ ​ ​ Credit Losses Credit Losses ​ Total ​ Credit Losses Credit Losses ​ Total ​ ​ ​ (dollars in thousands) C&I : ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - revolving ​ $ 4,680 ​ $ 320,563 ​ $ 325,243 ​ $ 632 ​ $ 3,592 ​ $ 4,224 ​ C&I - other* ​ 20,133 ​ 1,492,809 ​ 1,512,942 ​ 3,642 ​ 23,818 ​ 27,460 ​ ​ ​ 24,813 ​ 1,813,372 ​ 1,838,185 ​ 4,274 ​ 27,410 ​ 31,684 ​ CRE - owner occupied ​ 22,709 ​ 584,656 ​ 607,365 ​ 2,426 ​ 5,797 ​ 8,223 ​ CRE - non-owner occupied ​ 21,886 ​ 987,006 ​ 1,008,892 ​ 661 ​ 10,920 ​ 11,581 ​ Construction and land development ​ 2,726 ​ 1,417,799 ​ 1,420,525 ​ 809 ​ 16,047 ​ 16,856 ​ Multi-family ​ ​ 8,206 ​ ​ 987,937 ​ ​ 996,143 ​ ​ 3 ​ ​ 12,460 ​ ​ 12,463 ​ 1-4 family real estate ​ 3,128 ​ 541,843 ​ 544,971 ​ 289 ​ 4,628 ​ 4,917 ​ Consumer ​ 508 ​ 126,827 ​ 127,335 ​ 56 ​ 1,420 ​ 1,476 ​ ​ ​ $ 83,976 ​ $ 6,459,440 ​ $ 6,543,416 ​ $ 8,518 ​ $ 78,682 ​ $ 87,200 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ *Included within the C&I – other category are leases individually evaluated of $289 thousand with a related allowance for credit losses of $68 thousand and leases collectively evaluated of $30.9 million with a related allowance for credit losses of $924 thousand. ​ ​ ​ Note 3. Loans/Leases Receivable (continued) The following table presents the amortized cost basis of collateral dependent loans, by the primary collateral type, which are individually evaluated to determine expected credit losses: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ As of December 31, 2024 ​ ​ ​ ​ ​ ​ ​ ​ ​ Non ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial ​ Owner-occupied ​ Owner-Occupied ​ Owner Occupied ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Assets CRE Real Estate ​ Real Estate ​ Securities ​ Equipment ​ Other ​ Total ​ ​ ​ (dollars in thousands) C & I: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - revolving ​ $ 3,404 ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 3,404 ​ C&I - other* ​ 3,868 ​ — ​ 506 ​ — ​ 4,760 ​ 14,197 ​ 14,809 ​ 38,140 ​ ​ ​ 7,272 ​ — ​ 506 ​ — ​ 4,760 ​ 14,197 ​ 14,809 ​ 41,544 ​ CRE - owner occupied ​ — ​ 26,760 ​ — ​ 62 ​ — ​ — ​ — ​ 26,822 ​ CRE - non-owner occupied ​ — ​ — ​ 18,163 ​ — ​ — ​ — ​ — ​ 18,163 ​ Construction and land development ​ — ​ — ​ 13,346 ​ — ​ — ​ — ​ — ​ 13,346 ​ Multi-family ​ ​ — ​ ​ — ​ ​ 23 ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ 23 ​ 1-4 family real estate ​ — ​ — ​ 176 ​ 3,287 ​ — ​ — ​ — ​ 3,463 ​ Consumer ​ — ​ — ​ 34 ​ 394 ​ — ​ — ​ 15 ​ 443 ​ ​ ​ $ 7,272 ​ $ 26,760 ​ $ 32,248 ​ $ 3,743 ​ $ 4,760 ​ $ 14,197 ​ $ 14,824 ​ $ 103,804 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ *Included within the C&I – other category are leases individually evaluated of $259 thousand with primary collateral of equipment. ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ As of December 31, 2023 ​ ​ ​ ​ ​ ​ ​ ​ ​ Non ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial ​ Owner-occupied ​ Owner-Occupied ​ Owner Occupied ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Assets CRE Real Estate ​ Real Estate ​ Securities ​ Equipment ​ Other ​ Total ​ ​ ​ (dollars in thousands) C & I: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - revolving ​ $ 4,680 ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 4,680 ​ C&I - other* ​ 871 ​ — ​ — ​ — ​ 5,191 ​ 13,249 ​ 822 ​ 20,133 ​ ​ ​ 5,551 ​ — ​ — ​ — ​ 5,191 ​ 13,249 ​ 822 ​ 24,813 ​ CRE - owner occupied ​ — ​ 22,644 ​ — ​ 65 ​ — ​ — ​ — ​ 22,709 ​ CRE - non-owner occupied ​ — ​ — ​ 21,886 ​ — ​ — ​ — ​ — ​ 21,886 ​ Construction and land development ​ — ​ 150 ​ 2,576 ​ — ​ — ​ — ​ — ​ 2,726 ​ Multi-family ​ ​ — ​ ​ — ​ ​ 8,206 ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ 8,206 ​ 1-4 family real estate ​ — ​ — ​ 189 ​ 2,939 ​ — ​ — ​ — ​ 3,128 ​ Consumer ​ — ​ — ​ 119 ​ 365 ​ — ​ — ​ 24 ​ 508 ​ ​ ​ $ 5,551 ​ $ 22,794 ​ $ 32,976 ​ $ 3,369 ​ $ 5,191 ​ $ 13,249 ​ $ 846 ​ $ 83,976 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ *Included within the C&I – other category are leases individually evaluated of $289 thousand with primary collateral of equipment. For all loans, except direct financial leases and equipment financing agreements, the Company’s credit quality indicator consists of internally assigned risk ratings. Each such loan is assigned a risk rating upon origination. The risk rating is reviewed every 15 months, at a minimum, and on an as-needed basis depending on the specific circumstances of the loan. For certain C&I loans (including equipment financing agreements and direct financing leases), the Company’s credit quality indicator is performance determined by delinquency status. Delinquency status is updated daily by the Company’s loan system. For years prior to 2024, certain C&I loans (including equipment financing agreements and direct financing leases), certain construction and land development, certain 1-4 family real estate loans, and certain consumer loans, the Company’s credit quality indicator was performance determined by delinquency status. Delinquency status is updated daily by the Company’s loan system. ​ Note 3. Loans/Leases Receivable (continued) The following tables show the credit quality indicator of loans by class of receivable and year of origination as of December 31, 2024: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2024 ​ ​ Term Loans ​ ​ ​ ​ ​ ​ ​ Amortized Cost Basis by Origination Year ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Revolving ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans ​ ​ ​ Internally Assigned ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Amortized ​ ​ Risk Rating 2024 2023 2022 2021 2020 ​ Prior ​ Cost Basis ​ Total ​ ​ (dollars in thousands) C&I - revolving ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 368,318 ​ $ 368,318 Special Mention ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ 16,369 ​ 16,369 Substandard ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ 3,304 ​ 3,304 Doubtful ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ — Total C&I - revolving ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 387,991 ​ $ 387,991 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - other ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 324,649 ​ $ 348,843 ​ $ 204,275 ​ $ 82,601 ​ $ 49,130 ​ $ 155,191 ​ $ — ​ $ 1,164,689 Special Mention ​ 6,517 ​ ​ 5,534 ​ ​ 2,855 ​ ​ 4,799 ​ ​ 2,548 ​ ​ 725 ​ ​ — ​ 22,978 Substandard ​ 17,003 ​ ​ 538 ​ ​ 507 ​ ​ 1,272 ​ ​ — ​ ​ 4,780 ​ ​ — ​ 24,100 Doubtful ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ — Total C&I - other ​ $ 348,169 ​ $ 354,915 ​ $ 207,637 ​ $ 88,672 ​ $ 51,678 ​ $ 160,696 ​ $ — ​ $ 1,211,767 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ CRE - owner occupied ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 65,054 ​ $ 104,442 ​ $ 117,215 ​ $ 102,506 ​ $ 95,349 ​ $ 69,382 ​ $ 13,327 ​ $ 567,275 Special Mention ​ 5,589 ​ ​ 234 ​ ​ 739 ​ ​ 6,964 ​ ​ 822 ​ ​ 1,829 ​ ​ — ​ 16,177 Substandard ​ 3,669 ​ ​ — ​ ​ 980 ​ ​ 309 ​ ​ 16,582 ​ ​ 1,001 ​ ​ — ​ 22,541 Doubtful ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ — Total CRE - owner occupied ​ $ 74,312 ​ $ 104,676 ​ $ 118,934 ​ $ 109,779 ​ $ 112,753 ​ $ 72,212 ​ $ 13,327 ​ $ 605,993 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ CRE - non-owner occupied ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 194,510 ​ $ 204,599 ​ $ 272,296 ​ $ 164,948 ​ $ 96,216 ​ $ 95,117 ​ $ 20,548 ​ $ 1,048,234 Special Mention ​ 4,406 ​ ​ — ​ ​ 55 ​ ​ — ​ ​ — ​ ​ 6,844 ​ ​ 150 ​ 11,455 Substandard ​ 80 ​ ​ 3,652 ​ ​ 550 ​ ​ — ​ ​ 1,916 ​ ​ 11,965 ​ ​ — ​ 18,163 Doubtful ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ — Total CRE - non-owner occupied ​ $ 198,996 ​ $ 208,251 ​ $ 272,901 ​ $ 164,948 ​ $ 98,132 ​ $ 113,926 ​ $ 20,698 ​ $ 1,077,852 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Construction and land development ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 435,373 ​ $ 524,375 ​ $ 235,987 ​ $ 66,409 ​ $ 3,313 ​ $ — ​ $ 31,176 ​ $ 1,296,633 Special Mention ​ 3,863 ​ ​ — ​ ​ — ​ ​ 75 ​ ​ — ​ ​ — ​ ​ — ​ 3,938 Substandard ​ 4,394 ​ ​ 124 ​ ​ 1,082 ​ ​ 7,372 ​ ​ — ​ ​ — ​ ​ — ​ 12,972 Doubtful ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ — Total Construction and land development ​ $ 443,630 ​ $ 524,499 ​ $ 237,069 ​ $ 73,856 ​ $ 3,313 ​ $ — ​ $ 31,176 ​ $ 1,313,543 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Multi-family ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 137,806 ​ $ 138,011 ​ $ 279,256 ​ $ 185,872 ​ $ 217,697 ​ $ 165,867 ​ $ 7,578 ​ $ 1,132,087 Special Mention ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ — Substandard ​ — ​ ​ — ​ ​ — ​ ​ 23 ​ ​ — ​ ​ — ​ ​ — ​ 23 Doubtful ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ — Total Multi-family ​ $ 137,806 ​ $ 138,011 ​ $ 279,256 ​ $ 185,895 ​ $ 217,697 ​ $ 165,867 ​ $ 7,578 ​ $ 1,132,110 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 1-4 family real estate ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 121,918 ​ $ 115,491 ​ $ 89,073 ​ $ 108,998 ​ $ 77,540 ​ $ 64,015 ​ $ 5,106 ​ $ 582,141 Special Mention ​ 380 ​ ​ 146 ​ ​ — ​ ​ 547 ​ ​ — ​ ​ 1,582 ​ ​ — ​ 2,655 Substandard ​ 91 ​ ​ 327 ​ ​ 981 ​ ​ 634 ​ ​ 378 ​ ​ 944 ​ ​ 28 ​ 3,383 Doubtful ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ — Total 1-4 family real estate ​ $ 122,389 ​ $ 115,964 ​ $ 90,054 ​ $ 110,179 ​ $ 77,918 ​ $ 66,541 ​ $ 5,134 ​ $ 588,179 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Consumer ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 11,513 ​ $ 13,375 ​ $ 6,082 ​ $ 1,254 ​ $ 2,435 ​ $ 1,519 ​ $ 110,042 ​ $ 146,220 Special Mention ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ 64 ​ 64 Substandard ​ 34 ​ ​ 208 ​ ​ 39 ​ ​ — ​ ​ — ​ ​ 97 ​ ​ 66 ​ 444 Doubtful ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ — Total Consumer ​ $ 11,547 ​ $ 13,583 ​ $ 6,121 ​ $ 1,254 ​ $ 2,435 ​ $ 1,616 ​ $ 110,172 ​ $ 146,728 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total ​ $ 1,336,849 ​ $ 1,459,899 ​ $ 1,211,972 ​ $ 734,583 ​ $ 563,926 ​ $ 580,858 ​ $ 576,076 ​ $ 6,464,163 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Note 3. Loans/Leases Receivable (continued) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2024 ​ ​ Term Loans ​ ​ ​ ​ ​ ​ ​ Amortized Cost Basis by Origination Year ​ Revolving ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Amortized ​ ​ ​ Delinquency Status * 2024 2023 2022 2021 2020 Prior ​ Cost Basis ​ Total ​ (dollars in thousands) C&I - other ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Performing ​ $ 109,373 $ ​ 99,204 $ ​ 57,819 $ ​ 18,853 $ ​ 4,107 $ ​ 278 ​ $ — ​ $ 289,634 Nonperforming ​ 1,028 ​ ​ 4,689 ​ ​ 5,537 ​ ​ 2,076 ​ ​ 201 ​ ​ — ​ — ​ 13,531 Total C&I - other ​ $ 110,401 ​ $ 103,893 ​ $ 63,356 ​ $ 20,929 ​ $ 4,308 ​ $ 278 ​ $ — ​ $ 303,165 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Direct financing leases ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Performing ​ $ 1,742 $ ​ 6,099 $ ​ 6,583 $ ​ 1,413 $ ​ 569 $ ​ 411 ​ $ — ​ $ 16,817 Nonperforming ​ — ​ ​ 103 ​ ​ 70 ​ ​ 39 ​ ​ 46 ​ ​ 1 ​ — ​ 259 Total Direct financing leases ​ $ 1,742 ​ $ 6,202 ​ $ 6,653 ​ $ 1,452 ​ $ 615 ​ $ 412 ​ $ — ​ $ 17,076 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total ​ $ 112,143 ​ $ 110,095 ​ $ 70,009 ​ $ 22,381 ​ $ 4,923 ​ $ 690 ​ $ — ​ $ 320,241 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ *Performing = loans/leases accruing and less than 90 days past due. Nonperforming = loans/leases on nonaccrual and accruing loans/leases that are greater than or equal to 90 days past due. The following table shows the gross charge-offs of loans and leases by class of receivable and year of origination for the years ended December 31, 2024 and 2023: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year Ended December 31, 2024 ​ Year Ended December 31, 2023 ​ ​ Gross Charge-off by Origination Year ​ Gross Charge-off by Origination Year Classes of Loans/Leases 2024 2023 2022 2021 2020 ​ Prior ​ Total ​ 2023 2022 2021 2020 2019 ​ Prior ​ Total ​ ​ (dollars in thousands) ​ (dollars in thousands) C&I: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - revolving ​ $ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — C&I - other ​ ​ 245 ​ ​ 2,701 ​ ​ 5,537 ​ ​ 3,227 ​ ​ 312 ​ ​ 277 ​ ​ 12,299 ​ ​ 142 ​ ​ 5,465 ​ ​ 1,753 ​ ​ 1,083 ​ ​ 255 ​ ​ 2 ​ ​ 8,700 CRE - owner occupied ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ 10 ​ ​ 10 ​ ​ — ​ ​ — ​ ​ 222 ​ ​ — ​ ​ — ​ ​ — ​ ​ 222 CRE - non-owner occupied ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — Construction and land development ​ ​ — ​ ​ — ​ ​ 285 ​ ​ 800 ​ ​ — ​ ​ — ​ ​ 1,085 ​ ​ — ​ ​ 50 ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ 50 Multi-family ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — Direct financing leases ​ ​ — ​ ​ — ​ ​ 199 ​ ​ 24 ​ ​ 104 ​ ​ 26 ​ ​ 353 ​ ​ — ​ ​ 78 ​ ​ 103 ​ ​ 41 ​ ​ 29 ​ ​ 1 ​ ​ 252 1-4 family real estate ​ ​ — ​ ​ 21 ​ ​ — ​ ​ — ​ ​ — ​ ​ 3 ​ ​ 24 ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — Consumer ​ ​ 10 ​ ​ 78 ​ ​ 49 ​ ​ 45 ​ ​ 15 ​ ​ 1 ​ ​ 198 ​ ​ 28 ​ ​ 108 ​ ​ 24 ​ ​ 1 ​ ​ 5 ​ ​ 2 ​ ​ 168 ​ ​ $ 255 ​ $ 2,800 ​ $ 6,070 ​ $ 4,096 ​ $ 431 ​ $ 317 ​ $ 13,969 ​ $ 170 ​ $ 5,701 ​ $ 2,102 ​ $ 1,125 ​ $ 289 ​ $ 5 ​ $ 9,392 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Note 3. Loans/Leases Receivable (continued) ​ The following tables show the credit quality indicator of loans by class of receivable and year of origination as of December 31, 2023: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2023 ​ ​ Term Loans ​ ​ Amortized Cost Basis by Origination Year ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Revolving ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans ​ ​ ​ Internally Assigned ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Amortized ​ ​ Risk Rating 2023 2022 2021 2020 2019 ​ Prior ​ Cost Basis ​ Total ​ ​ (dollars in thousands) C&I - revolving ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 294,449 ​ $ 294,449 Special Mention ​ — ​ — ​ — ​ — ​ — ​ — ​ 26,289 ​ 26,289 Substandard ​ — ​ — ​ — ​ — ​ — ​ — ​ 4,505 ​ 4,505 Doubtful ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total C&I - revolving ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 325,243 ​ $ 325,243 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - other ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 430,764 ​ $ 301,225 ​ $ 128,057 ​ $ 68,882 ​ $ 62,149 ​ $ 132,171 ​ $ — ​ $ 1,123,248 Special Mention ​ 11,617 ​ 8,777 ​ 5,572 ​ 3,088 ​ 1,024 ​ 386 ​ — ​ 30,464 Substandard ​ 14 ​ 81 ​ 625 ​ 443 ​ 2,108 ​ 5,320 ​ — ​ 8,591 Doubtful ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total C&I - other ​ $ 442,395 ​ $ 310,083 ​ $ 134,254 ​ $ 72,413 ​ $ 65,281 ​ $ 137,877 ​ $ — ​ $ 1,162,303 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ CRE - owner occupied ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 90,708 ​ $ 124,388 ​ $ 139,598 ​ $ 109,483 ​ $ 28,702 ​ $ 58,214 ​ $ 12,959 ​ $ 564,052 Special Mention ​ 5,091 ​ 711 ​ 8,689 ​ 5,567 ​ 466 ​ 1,828 ​ — ​ 22,352 Substandard ​ 1,955 ​ 564 ​ 24 ​ 15,978 ​ 1,312 ​ 1,128 ​ — ​ 20,961 Doubtful ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total CRE - owner occupied ​ $ 97,754 ​ $ 125,663 ​ $ 148,311 ​ $ 131,028 ​ $ 30,480 ​ $ 61,170 ​ $ 12,959 ​ $ 607,365 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ CRE - non-owner occupied ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 200,214 ​ $ 276,055 ​ $ 195,013 ​ $ 119,428 ​ $ 72,136 ​ $ 78,346 ​ $ 7,406 ​ $ 948,598 Special Mention ​ 16,842 ​ 58 ​ 223 ​ 12,057 ​ 2,359 ​ 6,719 ​ 150 ​ 38,408 Substandard ​ 3,805 ​ 1,200 ​ — ​ 1,989 ​ 14,892 ​ — ​ — ​ 21,886 Doubtful ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total CRE - non-owner occupied ​ $ 220,861 ​ $ 277,313 ​ $ 195,236 ​ $ 133,474 ​ $ 89,387 ​ $ 85,065 ​ $ 7,556 ​ $ 1,008,892 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Construction and land development ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 467,045 ​ $ 485,376 ​ $ 271,881 ​ $ 151,091 ​ $ 1,911 ​ $ 4,137 ​ $ 30,304 ​ $ 1,411,745 Special Mention ​ 6,054 ​ — ​ — ​ — ​ — ​ — ​ — ​ 6,054 Substandard ​ — ​ 1,517 ​ 1,209 ​ — ​ — ​ — ​ — ​ 2,726 Doubtful ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total Construction and land development ​ $ 473,099 ​ $ 486,893 ​ $ 273,090 ​ $ 151,091 ​ $ 1,911 ​ $ 4,137 ​ $ 30,304 ​ $ 1,420,525 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Multi-family ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 180,971 ​ $ 195,939 ​ $ 170,893 ​ $ 239,410 ​ $ 102,070 ​ $ 96,897 ​ $ 162 ​ $ 986,342 Special Mention ​ 1,595 ​ — ​ — ​ — ​ — ​ — ​ — ​ 1,595 Substandard ​ — ​ — ​ 8,206 ​ — ​ — ​ — ​ — ​ 8,206 Doubtful ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total Multi-family ​ $ 182,566 ​ $ 195,939 ​ $ 179,099 ​ $ 239,410 ​ $ 102,070 ​ $ 96,897 ​ $ 162 ​ $ 996,143 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 1-4 family real estate ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 133,923 ​ $ 103,460 ​ $ 130,724 ​ $ 89,642 ​ $ 25,914 ​ $ 54,850 ​ $ 3,329 ​ $ 541,842 Special Mention ​ 28 ​ — ​ 59 ​ — ​ — ​ — ​ — ​ 87 Substandard ​ 144 ​ 215 ​ 815 ​ 637 ​ 519 ​ 712 ​ — ​ 3,042 Doubtful ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total 1-4 family real estate ​ $ 134,095 ​ $ 103,675 ​ $ 131,598 ​ $ 90,279 ​ $ 26,433 ​ $ 55,562 ​ $ 3,329 ​ $ 544,971 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Consumer ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 17,722 ​ $ 9,405 ​ $ 2,573 ​ $ 3,024 ​ $ 622 ​ $ 1,842 ​ $ 91,580 ​ $ 126,768 Special Mention ​ — ​ — ​ — ​ — ​ — ​ — ​ 59 ​ 59 Substandard ​ 175 ​ 119 ​ 12 ​ 12 ​ — ​ 133 ​ 57 ​ 508 Doubtful ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total Consumer ​ $ 17,897 ​ $ 9,524 ​ $ 2,585 ​ $ 3,036 ​ $ 622 ​ $ 1,975 ​ $ 91,696 ​ $ 127,335 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total ​ $ 1,568,667 ​ $ 1,509,090 ​ $ 1,064,173 ​ $ 820,731 ​ $ 316,184 ​ $ 442,683 ​ $ 471,249 ​ $ 6,192,777 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Note 3. Loans/Leases Receivable (continued) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2023 ​ ​ Term Loans ​ ​ ​ ​ ​ ​ ​ Amortized Cost Basis by Origination Year ​ Revolving ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Amortized ​ ​ Delinquency Status * 2023 2022 2021 2020 2019 Prior Cost Basis Total ​ (dollars in thousands) C&I - other ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Performing ​ $ 149,216 ​ $ 103,804 ​ $ 40,003 ​ $ 12,590 ​ $ 2,539 ​ $ 132 ​ $ — ​ $ 308,284 Nonperforming ​ 1,533 ​ 6,138 ​ 3,049 ​ 373 ​ 92 ​ 6 ​ — ​ 11,191 Total C&I - other ​ $ 150,749 ​ $ 109,942 ​ $ 43,052 ​ $ 12,963 ​ $ 2,631 ​ $ 138 ​ $ — ​ $ 319,475 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Direct financing leases ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Performing ​ $ 12,217 ​ $ 11,170 ​ $ 3,005 ​ $ 2,631 ​ $ 1,561 ​ $ 291 ​ $ — ​ $ 30,875 Nonperforming ​ — ​ 50 ​ 43 ​ 176 ​ 20 ​ — ​ — ​ 289 Total Direct financing leases ​ $ 12,217 ​ $ 11,220 ​ $ 3,048 ​ $ 2,807 ​ $ 1,581 ​ $ 291 ​ $ — ​ $ 31,164 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total ​ $ 162,966 ​ $ 121,162 ​ $ 46,100 ​ $ 15,770 ​ $ 4,212 ​ $ 429 ​ $ — ​ $ 350,639 ​ All loan and lease modifications to borrowers experiencing financial difficulty during 2024 and 2023, as well as TDR balances and activity during 2022, were immaterial. Changes in the ACL for OBS exposures for the years ended December 31, 2024 and 2023 is presented as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ For the Year Ended ​ ​ ​ ​ December 31, 2024 ​ December 31, 2023 ​ December 31, 2022 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance, beginning ​ $ 9,529 ​ $ 5,552 ​ $ 6,886 Provisions (credited) to expense ​ (1,256) ​ 3,977 ​ (1,334) Balance, ending ​ $ 8,273 ​ $ 9,529 ​ $ 5,552 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans are made in the normal course of business to directors, executive officers, and their related interests. All such loans, in the opinion of management, were made in the ordinary course of business, on substantially the same terms, including interest rates and collateral, as those prevailing at the time for comparable transactions with persons not rela

Note 4 - Securitizations and Va

Note 4 - Securitizations and Variable Interest Entities	12 Months Ended
	Dec. 31, 2024
Securitizations and Variable Interest Entities
Securitizations and Variable Interest Entities	Note 4. Secu ritizations and Variable Interest Entities ​ Freddie Mac Series M Securitizations ​ On August 15, 2024, the Company entered into an arrangement with Freddie Mac to securitize and sell a $230.7 million portfolio of nontaxable LIHTC loans that was securitized through Freddie Mac and sold to investors. The Company retained beneficial interests with a fair value of $36.7 million, which are classified as trading securities on the consolidated balance sheets. The transfer of these loans was accounted for as a sale for financial reporting purposes, in accordance with ASC 860, and a $473 thousand net loss on sale was recognized, which included the impact of the fair value of retained beneficial interests and transaction costs. ​ Two classes of M-Series certificates were issued: M-Series Class A Certificates totaling $197.5 million of principal and M-Series Class B Certificates totaling $34.9 million of principal. Freddie Mac guarantees timely payment of interest and scheduled principal on M-Series Class A Certificates, which were sold to third-party investors through a Freddie Mac Securitization SPE. M-Series Class B Certificates are subordinated to M-Series Class A Certificates and were issued to the Company, as discussed above, which in turn pledged these M-Series Class B Certificates to provide 15% first loss support to Freddie Mac on the M-Series Class A Certificates, or approximately $34.9 million of first loss support. In addition, the Company pledged $10.1 million of related taxable loans. The Company’s ongoing involvement in this transaction is limited to customary obligations of loan sales, including any indemnification for material breach in the Company’s representations. ​ As part of the securitization transaction, the Company released all mortgage servicing obligations and rights to a third party, which include obligations to collect and remit payments of principal and interest, manage payments of taxes and insurance, and otherwise administer the underlying loans. ​ Note 4. Securitizations and Variable Interest Entities (continued) ​ On October 12, 2023, the Company entered into an arrangement with Freddie Mac, by which a $128.6 million portfolio of nontaxable LIHTC loans was securitized through Freddie Mac and sold to investors. The Company retained beneficial interests with a fair value of $16.2 million, which are classified as trading securities on the consolidated balance sheets. The transfer of these loans was accounted for as a sale for financial reporting purposes, in accordance with ASC 860, and a $2.4 million net loss on sale was recognized, which included the impact of the fair value of retained beneficial interests and transaction costs. ​ Two classes of M-Series certificates were issued: M-Series Class A Certificates totaling $114.2 million of principal and M-Series Class B Certificates totaling $15.6 million of principal. Freddie Mac guarantees timely payment of interest and scheduled principal on M-Series Class A Certificates, which were sold to third-party investors through a Freddie Mac Securitization SPE. M-Series Class B Certificates are subordinated to M-Series Class A Certificates and were issued to the Company, as discussed above, which in turn pledged these M-Series Class B Certificates to provide 12% first loss support to Freddie Mac on the M-Series Class A Certificates, or approximately $15.6 million of first loss support. In addition, the Company pledged $7.5 million of related taxable loans providing an additional $3.8 million of first loss support on the M-Series Class A Certificates. The Company’s ongoing involvement in this transaction is limited to customary obligations of loan sales, including any indemnification for material breach in the Company’s representations. ​ As part of the securitization transaction, the Company released all mortgage servicing obligations and rights to a third party, which include obligations to collect and remit payments of principal and interest, manage payments of taxes and insurance, and otherwise administer the underlying loans. ​ On November 26, 2024, the Company entered into an arrangement with a third-party trust and Freddie Mac, by which a $155.8 million portfolio of taxable LIHTC loans were sold to the trust and ultimately securitized through Freddie Mac and sold to investors. The Company retained beneficial interests with a fair value of $23.6 million, which are classified as trading securities on the consolidated balance sheets. The transfer of these loans was accounted for as a sale for financial reporting purposes, in accordance with ASC 860, and a $1.4 million net gain on sale was recognized, which included the impact of the fair value of retained beneficial interests and transaction costs. ​ Three classes of Q-Series certificates were issued: Q-Series Class A Certificates, Q-Series Class X Certificates and Q-Series Class B Certificates. Q-Series Class A Certificates, totaling $138.5 million of principal, were sold by Freddie Mac to third-party investors through a Freddie Mac Securitization SPE. Q-Series Class X Certificates totaling $3.2 million of principal, consisted of interest-only certificates for the interest in excess of that earned by the Q-Series Class A Certificates. Q-Series Class B Certificates totaling $18.9 million of principal, are subordinated to Q-Series Class A Certificates and were issued to the Company, as discussed above. The consideration received by the Company for the loans sold consisted of cash and the Company purchased the Q-Series Class X Certificates and Q-Series Class B Certificates as retained beneficial interests. Freddie Mac guarantees timely payment of interest and scheduled principal on both the Q-Series Class A Certificates and Q-Series and Class X Certificates. The Company’s ongoing involvement in this transaction is limited to customary obligations of loan sales, including any material breach in the Company’s representations. ​ The Q-Series Class B Certificates provide a first loss position in the underlying loan portfolio, not to exceed 12% of the unpaid principal amount of the loans comprising the securitization pool at settlement, or approximately $18.9 million. ​ As part of the securitization transaction, the Company released all mortgage servicing obligations and rights to a third party, which include obligations to collect and remit payments of principal and interest, manage payments of taxes and insurance and otherwise administer the underlying loans. ​ Note 4. Securitizations and Variable Interest Entities (continued) ​ On November 16, 2023, the Company entered into an arrangement with a third-party trust and Freddie Mac, by which a $133.3 million portfolio of taxable LIHTC loans were sold to the trust and ultimately securitized through Freddie Mac and sold to investors. The Company retained beneficial interests with a fair value of $6.2 million, which are classified as trading securities on the consolidated balance sheets. The transfer of these loans was accounted for as a sale for financial reporting purposes, in accordance with ASC 860, and a $3.1 million net gain on sale was recognized, which included the impact of the fair value of retained beneficial interests, guarantee liabilities and transaction costs. ​ Two classes of Q-Series certificates were issued: Q-Series Class A Certificates and Q-Series Class X Certificates. Q-Series Class A Certificates, totaling $134.6 million of principal, were sold by Freddie Mac to third-party investors. Q-Series Class X Certificates totaling $6.1 million of principal, consisted of interest-only certificates for the interest in excess of that earned by the Q-Series Class A Certificates. The consideration received by the Company for the loans sold consisted of cash and the Company purchased the Q-Series Class X Certificates as a retained beneficial interest. Freddie Mac guarantees timely payment of interest and scheduled principal on both the Q-Series Class A Certificates and Q-Series Class X Certificates. The Company’s ongoing involvement in this transaction is limited to customary obligations of loan sales, including any material breach in the Company’s representations. ​ In connection with the securitization, the Company also entered into a reimbursement agreement for a first loss position in the underlying loan portfolio, not to exceed 12% of the unpaid principal amount of the loans comprising the securitization pool at settlement, or approximately $16.2 million. The Company is also required to hold collateral against the reimbursement agreement. Accordingly, the Company pledged an FHLB letter of credit as collateral. ​ As part of the securitization transaction, the Company released all mortgage servicing obligations and rights to a third party, which include obligations to collect and remit payments of principal and interest, manage payments of taxes and insurance and otherwise administer the underlying loans. ​ Variable Interest Entities ​ A VIE is a corporation, partnership, limited liability company, or any other legal structure used to conduct activities or hold assets generally that either: ​ • Does not have equity investors with voting rights that can directly or indirectly make decisions about the entity’s activities through those voting rights or similar rights; or ​ • Has equity investors that do not provide sufficient equity for the entity to finance its activities without additional subordinated financial support. ​ In order to execute certain series securitization transactions outlined above, CRBT created new bankruptcy-remote special purpose entities (each, a “Sponsor SPE”), all wholly-owned subsidiaries of CRBT through which the assets were sold to the Freddie Mac Securitization SPEs. The Company has variable interests in these Sponsor SPE VIEs and consolidates them as they have the power to direct the activities that most significantly impact them. ​ The Company also has variable interests in the Freddie Mac Securitization SPEs described above, as well as Freddie Mac real estate mortgage investment conduit (REMIC) trusts that were established in connection with the Freddie Mac Q-series LIHTC loan sales and securitizations. ​ All Freddie Mac VIE entities for both the M- and Q-series securitizations were assessed for potential consolidation under the VIE model that requires primary beneficiaries to consolidate the entity’s results. A primary beneficiary is defined as the party that has both the power to direct the activities that most significantly impact the entity, and an interest that could ​ Note 4. Securitizations and Variable Interest Entities (continued) ​ be significant to the entity. To determine if an interest could be significant to the entity, both qualitative and quantitative factors regarding the nature, size and form of involvement with the entity are evaluated. ​ At both December 31, 2024 and 2023, the Company determined it was not the primary beneficiary of the Freddie Mac securitization SPE VIEs, including the REMIC trusts, primarily because the Company did not have the power to direct the activities that most significantly impact the VIEs. ​ Evaluation and assessment of VIEs for consolidation is performed on an ongoing basis by management. Any changes in facts and circumstances occurring since the previous primary beneficiary determination will be considered as part of this ongoing assessment. ​ As of December 31, 2024 and 2023, the Company’s total assets related to the consolidated Sponsor VIEs related to all securitizations to date, were $83.5 million and $22.4 million, respectively, which are included in trading securities on the consolidated balance sheets, and there were no liabilities recorded as of either date. The Company’s maximum exposure to loss associated with these consolidated VIEs consists of the capital invested plus any unfunded equity commitments that are binding. As of December 31, 2024, the maximum exposure to loss was $85.6 million. ​ ​

Note 5 - Premises and Equipment

Note 5 - Premises and Equipment	12 Months Ended
	Dec. 31, 2024
Notes to Financial Statements
Premises and Equipment	Note 5. Premises and Equipment The following summarizes the components of premises and equipment as of December 31, 2024 and 2023: ​ ​ ​ ​ ​ ​ ​ ​ ​ 2024 2023 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ Land ​ $ 27,096 ​ $ 17,807 Buildings (useful lives 15 to 39 years ) ​ 116,895 ​ 110,271 Construction in process - buildings ​ ​ 28,535 ​ ​ 7,773 Furniture and equipment (useful lives 3 to 15 years ) ​ 58,094 ​ 52,350 Premises and equipment ​ 230,620 ​ 188,201 Less accumulated depreciation ​ 71,467 ​ 64,924 Premises and equipment, net ​ $ 159,153 ​ $ 123,277 ​ ​ ​ ​ ​ ​ ​ ​ Construction in process – buildings consists of renovation costs on existing branch facilities as well as construction costs on new branch facilities. The Company entered into a construction contract in 2024 for the construction of a new CSB facility in Ankeny, Iowa. The Company will pay the contractor a contract price of approximately $41.3 million, subject to certain agreed upon additions and deductions. As of December 31, 2024, the Company had paid $8.7 million of the contract price, resulting in a remaining future commitment of $32.6 million. Construction is anticipated to be completed in 2026. The Company entered into a construction contract in 2023 for the construction of a new CRBT facility in Cedar Rapids, Iowa. The Company will pay the contractor a contract price of approximately $17.0 million, subject to additions and deductions as provided in the contract documents. As of December 31, 2024, the Company had paid $15.8 million of the contract price, resulting in a remaining future commitment of $1.2 million. Construction is anticipated to be completed in March 2025. As a lessee, the Company has entered into operating leases for certain branch locations. Total lease expenses were $406 thousand and $469 thousand for the year ended December 31, 2024 and 2023, respectively. At December 31, 2024 and 2023, the Company’s ROU assets (included in other assets on the consolidated balance sheets) and operating lease liabilities (included in other liabilities on the consolidated balance sheets) were both $3.3 ​ ​ Note 5. Premises and Equipment (continued) ​ million and $3.5 million, respectively. During the year ended December 31, 2023, the Company increased its ROU assets by $1.1 million with a new operating lease for m2’s office relocation. ​ At December 31, 2024, the contractual maturities of operating lease liabilities were as follows: ​ ​ ​ ​ ​ ​ Amount Year ending December 31: (dollars in thousands) 2025 $ 461 2026 ​ 434 2027 ​ 427 2028 ​ 429 2029 ​ 305 Thereafter ​ 2,185 ​ ​ $ 4,241 ​ ​ ​ ​ ​ As a lessor, the Company leases certain types of commercial vehicles and industrial equipment to its customers. The Company recognized lease-related revenue, primarily interest income from direct financing leases, of $1.4 million and $2.0 million for the years ended December 31, 2024 and 2023, respectively. At December 31, 2024 and 2023, the Company’s net investment in direct financing leases was $16.5 million and $30.2 million, respectively. ​ As of December 31, 2024, the contractual maturities of sales-type and direct financing lease receivables were as follows: ​ ​ ​ ​ ​ ​ Amount Year ending December 31: (dollars in thousands) 2025 $ 2,087 2026 ​ 3,184 2027 ​ 4,828 2028 ​ 7,247 2029 ​ 1,160 Thereafter ​ — Total lease payments receivable ​ $ 18,506 Unguaranteed residual values ​ ​ 165 Unearned lease/residual income ​ ​ (1,595) ​ ​ $ 17,076 Plus deferred origination costs, net of fees ​ ​ 18 ​ ​ $ 17,094 Less allowance ​ ​ (580) Total lease payments receivable ​ $ 16,514 ​ ​ ​ ​ ​ The

Note 6 - Goodwill and Intangibl

Note 6 - Goodwill and Intangibles	12 Months Ended
	Dec. 31, 2024
Notes to Financial Statements
Goodwill and Intangibles	​ ​ ​ ​ ​ Note 6. Goodwill and Intangibles The following table presents the changes in the carrying amount of goodwill for the years ended December 31, 2024, 2023 and 2022: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2024 2023 2022 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance at the beginning of period ​ $ 139,027 ​ $ 137,607 ​ $ 74,066 Acquisition of GFED ​ — ​ — ​ 63,541 Acquisition of GFED - measurement period adjustment ​ ​ — ​ ​ 1,420 ​ ​ — Goodwill impairment - m2 restructuring ​ ​ (432) ​ ​ — ​ ​ — Balance at the end of period ​ $ 138,595 ​ $ 139,027 ​ $ 137,607 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Goodwill impairment expense totaled $432 thousand during the year ended December 31, 2024. The decision to discontinue offering new loans and leases through m2 was a triggering event that necessitated an interim impairment evaluation of goodwill. ​ The measurement period adjustment of $1.4 million during the year ended December 31, 2023 related to the changes to acquired deferred income taxes of GFED. ​ The following table presents goodwill by reportable segment: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2024 ​ December 31, 2023 ​ December 31, 2022 ​ ​ (dollars in thousands) Commercial banking: ​ ​ ​ ​ ​ ​ ​ ​ ​ QCBT ​ $ 2,791 ​ $ 3,223 ​ $ 3,223 CRBT ​ 14,980 ​ 14,980 ​ 14,980 CSB ​ ​ 9,888 ​ ​ 9,888 ​ ​ 9,888 GB ​ 110,936 ​ 110,936 ​ 109,516 ​ ​ $ 138,595 ​ $ 139,027 ​ $ 137,607 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ At November 30, 2024 and 2023, the Company’s management performed an annual internal assessment of goodwill at the reporting unit level and determined no impairment existed at either date. The following table presents the changes in core deposit intangibles (included in Intangibles on the consolidated balance sheets) during the years ended December 31, 2024, 2023 and 2022: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2024 ​ 2023 ​ 2022 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance at the beginning of the period ​ $ 13,821 ​ $ 16,759 ​ $ 9,349 Acquisition of GFED ​ — ​ — ​ 10,264 Amortization expense ​ (2,760) ​ (2,938) ​ (2,854) Balance at the end of the period ​ $ 11,061 ​ $ 13,821 ​ $ 16,759 ​ ​ ​ ​ Gross carrying amount ​ $ 29,519 ​ $ 29,519 ​ $ 29,519 Accumulated amortization ​ (18,458) ​ (15,698) ​ (12,760) Net book value ​ $ 11,061 ​ $ 13,821 ​ $ 16,759 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Note 6. Goodwill and Intangibles (continued) The following table presents the core deposit intangibles by reportable segment: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2024 ​ December 31, 2023 ​ December 31, 2022 ​ ​ (dollars in thousands) Commercial Banking: ​ ​ ​ ​ ​ ​ ​ ​ ​ CRBT ​ $ 628 ​ $ 883 ​ $ 1,225 CSB ​ ​ 865 ​ ​ 1,430 ​ ​ 2,027 GB ​ ​ 9,568 ​ ​ 11,508 ​ ​ 13,507 ​ ​ $ 11,061 ​ $ 13,821 ​ $ 16,759 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ The following table presents the estimated amortization of the core deposit intangibles: ​ ​ ​ ​ ​ ​ Amount Years ending December 31, ​ (dollars in thousands) 2025 ​ $ 2,644 2026 ​ 2,360 2027 ​ 1,874 2028 ​ 1,316 2029 ​ 944 Thereafter ​ 1,923 ​ ​ $ 11,061 ​ ​ ​ ​ ​

Note 7 - Derivatives and Hedgin

Note 7 - Derivatives and Hedging Activities	12 Months Ended
	Dec. 31, 2024
Derivatives and Hedging Activities
Derivatives and Hedging Activities	Note 7. Derivatives and Hedging Activities ​ Derivatives are summarized as follows as of December 31, 2024 and 2023: ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2024 December 31, 2023 ​ ​ (dollars in thousands) Assets: ​ ​ ​ ​ ​ ​ Hedged Derivatives ​ ​ ​ ​ ​ ​ Cash Flow Hedges ​ ​ ​ ​ ​ ​ Interest rate caps ​ $ — ​ $ 2,847 Interest rate swaps ​ 1,905 ​ 1,689 Unhedged Derivatives ​ ​ ​ ​ ​ ​ Interest rate caps ​ ​ 118 ​ ​ 951 Swaptions ​ ​ 998 ​ ​ — Interest rate swaps ​ 183,760 ​ 181,854 ​ ​ $ 186,781 ​ $ 187,341 ​ ​ ​ ​ ​ ​ ​ Liabilities: ​ ​ ​ ​ ​ ​ Hedged Derivatives ​ ​ ​ ​ ​ ​ Cash Flow Hedges ​ ​ ​ ​ ​ ​ Interest rate swaps ​ $ (30,623) ​ $ (30,407) Interest rate collars ​ ​ (105) ​ ​ (166) Fair Value Hedges ​ ​ ​ ​ ​ ​ Interest rate swaps ​ ​ (335) ​ ​ (3,308) Unhedged Derivatives ​ ​ ​ ​ ​ ​ Interest rate swaps ​ ​ (183,760) ​ ​ (181,854) ​ ​ $ (214,823) ​ $ (215,735) ​ ​ ​ ​ ​ ​ ​ ​ The Company uses interest rate swap, cap and collar instruments to manage interest rate risk related to the variability of interest payments due to changes in interest rates. ​ ​ Note 7. Derivatives and Hedging Activities (continued) The Company has entered into interest rate caps to hedge against the risk of rising interest rates on liabilities. The liabilities consist of deposits and the benchmark rates hedged vary at 1-month SOFR, 3-month SOFR and the Prime Rate. The interest rate caps are designated as cash flow hedges in accordance with ASC 815. An initial premium of $3.5 million was paid upfront for the caps executed. The details of the interest rate caps are as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance Sheet ​ ​ ​ ​ ​ ​ Fair Value as of ​ ​ Hedged Item ​ Effective Date ​ Maturity Date ​ Location ​ Notional Amount ​ Strike Rate ​ December 31, 2024 ​ ​ December 31, 2023 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Deposits ​ 1/1/2020 ​ 1/1/2024 ​ Derivatives - Assets ​ $ 25,000 ​ 1.75 % ​ $ - ​ ​ $ (79) ​ ​ Deposits ​ 1/1/2020 ​ 1/1/2024 ​ Derivatives - Assets ​ ​ 50,000 ​ 1.57 % ​ ​ - ​ ​ ​ - ​ ​ Deposits ​ 1/1/2020 ​ 1/1/2024 ​ Derivatives - Assets ​ ​ 25,000 ​ 1.80 % ​ ​ - ​ ​ ​ - ​ ​ Deposits ​ 1/1/2020 ​ 1/1/2025 ​ Derivatives - Assets ​ ​ 25,000 ​ 1.75 % ​ ​ - ​ ​ ​ 672 ​ ​ Deposits ​ 1/1/2020 ​ 1/1/2025 ​ Derivatives - Assets ​ ​ 50,000 ​ 1.57 % ​ ​ - ​ ​ ​ 1,503 ​ ​ Deposits ​ 1/1/2020 ​ 1/1/2025 ​ Derivatives - Assets ​ ​ 25,000 ​ 1.80 % ​ ​ - ​ ​ ​ 751 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ $ 200,000 ​ ​ ​ ​ $ - ​ ​ $ 2,847 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ The Company has entered into interest rate swaps to hedge against the risk of rising rates on its variable rate trust preferred securities and its subordinated notes. All of the interest rate swaps are designated as cash flow hedges in accordance with ASC 815. The details of the interest rate swaps are as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance Sheet ​ Notional ​ ​ ​ ​ ​ ​ ​ ​ Fair Value as of Hedged Item ​ Effective Date ​ Maturity Date ​ Location ​ Amount ​ Receive Rate ​ ​ Pay Rate ​ December 31, 2024 ​ December 31, 2023 (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ QCR Holdings Statutory Trust V 7/7/2018 ​ 7/7/2028 ​ Derivatives - Assets $ 10,000 ​ 6.47 % ​ 4.54 % ​ $ 427 ​ $ 335 Community National Statutory Trust III 9/15/2018 ​ 9/15/2028 ​ Derivatives - Assets ​ 3,500 ​ 6.37 % ​ 4.75 % ​ ​ 197 ​ ​ 118 Guaranty Bankshares Statutory Trust I 9/15/2018 ​ 9/15/2028 ​ Derivatives - Assets ​ ​ 4,500 ​ 6.37 % ​ ​ 4.75 % ​ ​ 153 ​ ​ 152 Community National Statutory Trust II 9/20/2018 ​ 9/20/2028 ​ Derivatives - Assets ​ 3,000 ​ 6.79 % ​ 5.17 % ​ ​ 132 ​ ​ 101 QCR Holdings Statutory Trust II 9/30/2018 ​ 9/30/2028 ​ Derivatives - Assets ​ 10,000 ​ 7.72 % ​ 5.85 % ​ ​ 443 ​ ​ 341 QCR Holdings Statutory Trust III 9/30/2018 ​ 9/30/2028 ​ Derivatives - Assets ​ 8,000 ​ 7.72 % ​ 5.85 % ​ ​ 353 ​ ​ 272 Guaranty Statutory Trust II* 5/23/2019 ​ 2/23/2026 ​ Derivatives - Assets ​ 10,310 ​ 6.23 % ​ 4.09 % ​ ​ 200 ​ ​ 370 QCR Holdings Subordinated Note 3/1/2024 ​ 2/15/2028 ​ Derivatives - Liabilities ​ 65,000 ​ 5.04 % ​ 4.02 % ​ ​ (50) ​ ​ - ​ ​ ​ ​ ​ $ 114,310 ​ ​ ​ ​ ​ ​ ​ ​ $ 1,855 ​ $ 1,689 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ * Acquired on April 1, 2022 with GFED acquisition. ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ The Company has entered into interest rate swaps to hedge against the risk of declining interest rates on floating rate loans. The interest rate swaps are designated as cash flow hedges in accordance with ASC 815. The details of the interest rate swaps are as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance Sheet ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Fair Value as of Hedged Item Effective Date Maturity Date Location Notional Amount Receive Rate ​ Pay Rate ​ December 31, 2024 December 31, 2023 (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans 7/1/2021 ​ 7/1/2031 ​ Derivatives - Liabilities $ 35,000 ​ ​ 1.40 % ​ 4.66 % ​ $ (5,445) ​ $ (5,004) Loans 7/1/2021 ​ 7/1/2031 ​ Derivatives - Liabilities ​ 50,000 ​ ​ 1.40 % ​ 4.66 % ​ ​ (7,779) ​ ​ (7,149) Loans 7/1/2021 ​ 7/1/2031 ​ Derivatives - Liabilities ​ 40,000 ​ ​ 1.40 % ​ 4.66 % ​ ​ (6,233) ​ ​ (5,730) Loans 10/1/2022 ​ 7/1/2031 ​ Derivatives - Liabilities ​ 25,000 ​ ​ 1.30 % ​ 4.66 % ​ ​ (3,916) ​ ​ (3,696) Loans 4/1/2022 ​ 4/1/2027 ​ Derivatives - Liabilities ​ 15,000 ​ ​ 1.91 % ​ 4.66 % ​ ​ (720) ​ ​ (868) Loans 4/1/2022 ​ 4/1/2027 ​ Derivatives - Liabilities ​ 50,000 ​ ​ 1.91 % ​ 4.66 % ​ ​ (2,400) ​ ​ (2,892) Loans 4/1/2022 ​ 4/1/2027 ​ Derivatives - Liabilities ​ 35,000 ​ ​ 1.91 % ​ 4.66 % ​ ​ (1,680) ​ ​ (2,024) Loans ​ 4/1/2022 ​ 4/1/2027 ​ Derivatives - Liabilities ​ ​ 50,000 ​ ​ 1.91 % ​ ​ 4.66 % ​ ​ (2,401) ​ ​ (3,044) ​ ​ ​ ​ ​ $ 300,000 ​ ​ ​ ​ ​ ​ ​ ​ ​ $ (30,574) ​ $ (30,407) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ The Company uses interest rate collars in an effort to manage future interest rate exposure on variable rate loans. The collar hedging strategy stabilizes interest rate fluctuations by setting both a floor and a cap. The collar is designated as a cash flow hedge in accordance with ASC 815. The details of the interest rate collars are as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Fair Value as of Hedged Item ​ Effective Date ​ Maturity Date ​ Location ​ Notional Amount ​ Cap Strike Rate ​ ​ Floor Strike Rate ​ December 31, 2024 ​ December 31, 2023 (dollars in thousands) Loans 10/1/2022 ​ 10/1/2026 ​ Derivatives - Liabilities $ 50,000 ​ 4.40 % 2.44 % ​ $ (105) ​ $ (166) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Note 7. Derivatives and Hedging Activities (continued) ​ The Company has entered into interest rate swaps to hedge against the risk of rising rates on loans. The interest rate swaps are designated as fair value hedges in accordance with ASC 815. The details of the interest rate swaps are as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance Sheet ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Fair Value as of Hedged Item ​ Effective Date ​ Maturity Date ​ Location ​ Notional Amount ​ Receive Rate ​ ​ ​ Pay Rate ​ ​ December 31, 2024 ​ December 31, 2023 (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans ​ 7/12/2023 ​ 8/1/2025 ​ Derivatives - Assets ​ $ 15,000 ​ 4.65 % ​ ​ 4.60 % ​ $ (35) ​ $ (69) Loans 7/12/2023 ​ 2/1/2026 ​ Derivatives - Assets ​ 25,000 ​ 4.65 % ​ 4.38 % ​ ​ (77) ​ ​ (195) Loans 7/12/2023 ​ 2/1/2026 ​ Derivatives - Assets ​ 15,000 ​ 4.65 % ​ 4.38 % ​ ​ (46) ​ ​ (117) Loans ​ 7/12/2023 ​ 2/1/2026 ​ Derivatives - Assets ​ ​ 20,000 ​ 4.65 % ​ ​ 4.38 % ​ ​ (61) ​ ​ (140) Loans 7/12/2023 ​ 8/1/2026 ​ Derivatives - Assets ​ 30,000 ​ 4.65 % ​ 4.21 % ​ ​ (79) ​ ​ (293) Loans 7/12/2023 ​ 8/1/2026 ​ Derivatives - Assets ​ 15,000 ​ 4.65 % ​ 4.21 % ​ ​ (40) ​ ​ (146) Loans ​ 7/12/2023 ​ 8/1/2026 ​ Derivatives - Assets ​ ​ 20,000 ​ 4.65 % ​ ​ 4.21 % ​ ​ (53) ​ ​ (176) Loans 7/12/2023 ​ 2/1/2027 ​ Derivatives - Assets ​ 32,500 ​ 4.65 % ​ 4.08 % ​ ​ (44) ​ ​ (364) Loans ​ 7/12/2023 ​ 2/1/2027 ​ Derivatives - Assets ​ ​ 15,000 ​ 4.65 % ​ ​ 4.08 % ​ ​ (20) ​ ​ (168) Loans ​ 7/12/2023 ​ 2/1/2027 ​ Derivatives - Assets ​ ​ 20,000 ​ 4.65 % ​ ​ 4.08 % ​ ​ (27) ​ ​ (202) Loans 7/12/2023 ​ 8/1/2027 ​ Derivatives - Assets ​ 32,500 ​ 4.65 % ​ 3.98 % ​ ​ 14 ​ ​ (397) Loans ​ 7/12/2023 ​ 8/1/2027 ​ Derivatives - Assets ​ ​ 15,000 ​ 4.65 % ​ ​ 3.98 % ​ ​ 6 ​ ​ (183) Loans ​ 7/12/2023 ​ 8/1/2027 ​ Derivatives - Assets ​ ​ 25,000 ​ 4.65 % ​ ​ 3.98 % ​ ​ 11 ​ ​ (276) Loans 7/12/2023 ​ 2/1/2028 ​ Derivatives - Assets ​ 30,000 ​ 4.65 % ​ 3.90 % ​ ​ 77 ​ ​ (388) Loans ​ 7/12/2023 ​ 2/1/2028 ​ Derivatives - Assets ​ ​ 15,000 ​ 4.65 % ​ ​ 3.90 % ​ ​ 39 ​ ​ (194) ​ ​ ​ ​ ​ ​ ​ ​ $ 325,000 ​ ​ ​ ​ ​ ​ ​ ​ $ (335) ​ $ (3,308) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Changes in the fair values of derivative financial instruments accounted for as cash flow hedges, to the extent they are included in the assessment of effectiveness, are recorded as a component of AOCI. The following is a summary of how AOCI was impacted by hedging activities during the periods listed: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year Ended ​ December 31, 2024 December 31, 2023 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ Unrealized loss at beginning of period, net of tax ​ $ (19,979) ​ $ (20,221) Amount reclassified from accumulated other comprehensive income to interest expense related to caplet amortization ​ (510) ​ (872) Amount of gain (loss) recognized in other comprehensive income, net of tax ​ (1,187) ​ 1,114 Unrealized loss at end of period, net of tax ​ $ (21,676) ​ $ (19,979) ​ ​ ​ ​ ​ ​ ​ ​ Changes in fair values of derivative financial instruments accounted for as fair value hedges, to the extent that they are included in the assessment of effectiveness, are recorded as a component of interest income/expense. ​ For derivative instruments that are designated as unhedged, the change in fair value of the derivative instrument is recognized into current earnings. The details of the unhedged interest rate caps are as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance Sheet ​ ​ ​ ​ ​ ​ ​ Fair Value as of ​ ​ Effective Date ​ Maturity Date ​ Location ​ Notional Amount ​ Strike Rate ​ ​ December 31, 2024 ​ ​ December 31, 2023 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2/1/2020 ​ 2/1/2024 ​ Derivatives - Assets ​ $ 25,000 ​ 1.90 % ​ $ - ​ ​ $ 79 ​ ​ 3/1/2020 ​ 3/3/2025 ​ Derivatives - Assets ​ ​ 25,000 ​ 1.90 % ​ ​ 118 ​ ​ ​ 872 ​ ​ ​ ​ ​ ​ ​ ​ $ 50,000 ​ ​ ​ ​ $ 118 ​ ​ $ 951 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Note 7. Derivatives and Hedging Activities (continued) ​ During the third quarter of 2024, the Company executed a derivative strategy more commonly known as a swaption. The swaptions are designed to hedge the Company’s regulatory capital ratios against the adverse effects of a significant decline in long-term interest rates. The swaptions are designated as unhedged in accordance with ASC 815, therefore the change in fair value of the derivative instrument is recognized into current earnings. An initial premium of $4.5 million was paid upfront for the swaptions. The details of the swaptions are as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Fair Value as of Effective Date ​ Maturity Date ​ Location ​ Notional Amount ​ Strike Rate ​ December 31, 2024 ​ December 31, 2023 (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 7/30/2024 ​ 7/30/2025 ​ Derivatives - Assets $ 77,600 ​ 2.13 % ​ $ 37 ​ ​ N/A 7/30/2024 ​ 7/30/2025 ​ Derivatives - Assets ​ ​ 33,100 ​ 2.62 % ​ ​ 54 ​ ​ N/A 7/30/2024 ​ 7/30/2025 ​ Derivatives - Assets ​ ​ 28,254 ​ 2.12 % ​ ​ 48 ​ ​ N/A 7/30/2024 ​ 7/30/2025 ​ Derivatives - Assets ​ ​ 66,247 ​ 2.63 % ​ ​ 33 ​ ​ N/A 7/30/2024 ​ 1/29/2026 ​ Derivatives - Assets ​ ​ 20,750 ​ 2.63 % ​ ​ 102 ​ ​ N/A 7/30/2024 ​ 1/29/2026 ​ Derivatives - Assets ​ ​ 41,700 ​ 2.13 % ​ ​ 77 ​ ​ N/A 7/30/2024 ​ 1/30/2026 ​ Derivatives - Assets ​ ​ 36,546 ​ 2.14 % ​ ​ 70 ​ ​ N/A 7/30/2024 ​ 1/30/2026 ​ Derivatives - Assets ​ ​ 18,453 ​ 2.64 % ​ ​ 93 ​ ​ N/A 7/30/2024 ​ 7/30/2026 ​ Derivatives - Assets ​ ​ 16,100 ​ 2.64 % ​ ​ 140 ​ ​ N/A 7/30/2024 ​ 7/30/2026 ​ Derivatives - Assets ​ ​ 29,800 ​ 2.14 % ​ ​ 116 ​ ​ N/A 7/30/2024 ​ 7/30/2026 ​ Derivatives - Assets ​ ​ 25,971 ​ 2.14 % ​ ​ 103 ​ ​ N/A 7/30/2024 ​ 7/30/2026 ​ Derivatives - Assets ​ ​ 14,280 ​ 2.64 % ​ ​ 125 ​ ​ N/A ​ ​ ​ ​ ​ $ 408,801 ​ ​ ​ ​ $ 998 ​ ​ N/A ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ The Company has also entered into interest rate swap contracts that are not designated as hedging instruments. These derivative contracts relate to transactions in which the Company enters into an interest rate swap with a customer while at the same time entering into an equal and offsetting interest rate swap with a third-party financial institution. Additionally, the Company receives an upfront, non-refundable fee from the third-party financial institution, dependent upon the pricing that is recognized upon receipt from the third-party financial institution. Because the Company acts as an intermediary for the customer, changes in the fair value of the underlying derivative contracts, for the most part, offset each other and do not significantly impact the Company’s results of operations. ​ Interest rate swaps that are not designated as hedging instruments are summarized as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2024 ​ December 31, 2023 ​ ​ ​ Notional Amount ​ Estimated Fair Value ​ Notional Amount ​ Estimated Fair Value ​ ​ ​ (dollars in thousands) Non-Hedging Interest Rate Derivatives Assets: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Interest rate swap contracts ​ ​ $ 4,148,306 ​ $ 183,760 ​ $ 3,308,024 ​ $ 181,854 Non-Hedging Interest Rate Derivatives Liabilities: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Interest rate swap contracts ​ ​ $ 4,148,306 ​ $ 183,760 ​ $ 3,308,024 ​ $ 181,854 ​ ​ The effect of cash flow hedging and fair value accounting on the consolidated statements of income for the years ended December 31, 2024, 2023 and 2022 are as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year Ended December 31, 2024 ​ ​ Year Ended December 31, 2023 ​ ​ Year Ended December 31, 2022 ​ ​ Interest and ​ Interest ​ ​ Interest and ​ Interest ​ ​ Interest and ​ Interest ​ ​ Dividend Income ​ Expense ​ ​ Dividend Income ​ Expense ​ ​ Dividend Income ​ Expense ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Income and expense line items presented in the consolidated statements of income ​ $ 481,857 ​ $ 250,069 ​ ​ $ 413,410 ​ $ 192,404 ​ ​ $ 292,571 ​ $ 61,451 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ The effects of cash flow hedging: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Gain (loss) on interest rate caps on deposits ​ ​ - ​ ​ (4,032) ​ ​ ​ - ​ ​ (7,639) ​ ​ ​ - ​ ​ (1,422) Gain (loss) on interest rate swaps on debt ​ ​ - ​ ​ (1,271) ​ ​ ​ - ​ ​ (1,167) ​ ​ ​ - ​ ​ 500 (Gain) loss on interest rate swaps and collars on loans ​ ​ (11,431) ​ ​ - ​ ​ ​ (10,763) ​ ​ - ​ ​ ​ (829) ​ ​ - ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ The effects of fair value hedging: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Gain on interest rate swaps on loans ​ ​ 3,380 ​ ​ - ​ ​ ​ 1,746 ​ ​ - ​ ​ ​ - ​ ​ - ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Note 7. Derivatives and Hedging Activities (continued) ​ The Company’s hedged interest rate swaps and non-hedged interest rate swaps are collateralized with cash and investment securities with carrying values as follows, as of the dates presented: ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2024 ​ December 31, 2023 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ Cash ​ $ 39,431 ​ $ 51,680 U.S. govt. sponsored agency securities ​ ​ 6,222 ​ ​ 6,413 Municipal securities ​ ​ 151,107 ​ ​ 68,651 Residential mortgage-backed and related securities ​ 18,132 ​ 23,358 ​ ​ $ 214,892 ​ $ 150,102 ​ ​ ​ ​ ​ ​ ​ ​ The Company may be exposed to credit risk in the event of non-performance by the counterparties to its interest rate derivative agreements. The Company assesses the credit risk of its financial institution counterparties by monitoring publicly available credit rating and financial information. Additionally, the Company manages financial institution counterparty credit risk by entering into interest rate derivatives only with primary and highly rated counterparties, the use of ISDA master agreements, central clearing mechanisms and counterparty limits. The agreements contain bilateral collateral arrangements with the amount of collateral to be posted generally governed by the settlement value of outstanding swaps. The Company manages the risk of default by its borrower/customer counterparties through its normal loan underwriting and credit monitoring policies and procedures. The Company underwrites the combination of the base loan amount and potential swap exposure and focuses on high quality borrowers with strong collateral values. The majority of the Company’s swapped loan portfolio consists of loans on projects, with loan-to-values, including the potential swap exposure, below 65%. The Company does not currently anticipate any losses from failure of interest rate derivative counterparties to honor their obligations.

Note 8 - Deposits

Note 8 - Deposits	12 Months Ended
	Dec. 31, 2024
Notes to Financial Statements
Deposits	Not e 8. Deposits The aggregate amount of certificates of deposit, each with a minimum denomination of $250,000 , was $529.7 million and $511.4 million as of December 31, 2024 and 2023, respectively. As of December 31, 2024, the scheduled maturities of certificates of deposit were as follows: ​ ​ ​ ​ ​ ​ ​ Amount ​ ​ (dollars in thousands) Year ending December 31: ​ ​ 2025 ​ $ 1,035,972 2026 ​ 30,737 2027 ​ 46,415 2028 ​ 54,461 2029 ​ 58,230 Thereafter ​ 10 ​ ​ $ 1,225,825 ​ ​ ​ ​ ​ As of December 31, 2024 and 2023, the Company had public entity interest-bearing demand deposits and certificates of deposit that are collateralized by investment securities with carrying values as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ 2024 2023 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ U.S. govt. sponsored agency securities ​ $ 1,481 ​ $ 1,805 Residential mortgage-backed and related securities ​ 2,022 ​ 2,114 ​ ​ $ 3,503 ​ $ 3,919 ​ ​ ​ ​ ​ ​ ​ ​ Not e 8. Deposits (continued) The Company had a $240.0 million PUD LOC with the FHLB of Des Moines for the purpose of providing additional collateral on public deposits as of December 31, 2024. As of December 31, 2023, the Company had a $175.0 million PUD LOC with the FHLB of Des Moines. There were no amounts outstanding under these letters of credit as of December 31, 2024 or 2023. ​ Brokered deposits as of December 31, 2024 and 2023 were $358.3 million and $285.0 million, respectively.

Note 9 - Short-Term Borrowings

Note 9 - Short-Term Borrowings	12 Months Ended
	Dec. 31, 2024
Notes to Financial Statements
Short-Term Borrowings	Note 9. Short-Term Borrowings Short-term borrowings as of December 31, 2024 and 2023 are summarized as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ 2024 2023 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ Federal funds purchased ​ $ 1,800 ​ $ 1,500 ​ ​ ​ ​ ​ ​ ​ ​ Information concerning federal funds purchased is summarized as follows for the years ended December 31, 2024 and 2023: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2024 2023 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ Average daily balance ​ $ 1,850 ​ $ 2,781 ​ Average daily interest rate ​ 5.03 % 5.09 % Maximum month-end balance ​ $ 4,100 ​ $ 2,230 ​ Weighted average rate as of December 31 ​ 4.20 % 5.20 % ​ Investment securities with a carrying value of $9.2 million and $10.1 million were pledged on short-term borrowings as of December 31, 2024 and 2023, respectively.

Note 10 - FHLB Advances

Note 10 - FHLB Advances	12 Months Ended
	Dec. 31, 2024
Notes to Financial Statements
FHLB Advances	Note 10. FHLB Advances The subsidiary banks are members of the FHLB. Maturity and interest rate information on advances from the FHLB as of December 31, 2024 and 2023 is as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2024 ​ December 31, 2023 ​ ​ ​ ​ ​ Weighted ​ ​ ​ ​ Weighted ​ ​ ​ ​ ​ Average ​ ​ ​ ​ Average ​ ​ ​ ​ ​ Interest Rate ​ ​ ​ ​ Interest Rate ​ Amount Due at Year-End Amount Due at Year-End ​ ​ (dollars in thousands) Maturity: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year ending December 31: ​ ​ ​ 2024 ​ $ — ​ — % $ 300,000 ​ 5.64 % 2025 ​ ​ 140,000 ​ 4.62 ​ ​ — ​ — ​ 2026 ​ ​ 45,000 ​ 5.01 ​ ​ 45,000 ​ 5.01 ​ 2027 ​ ​ 45,000 ​ 4.82 ​ ​ 45,000 ​ 4.82 ​ 2028 ​ ​ 45,000 ​ 4.64 ​ ​ 45,000 4.64 ​ 2029 ​ 10,383 — ​ — — ​ Total FHLB advances ​ $ 285,383 4.55 % $ 435,000 5.39 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Advances from the FHLB were collateralized by loans of $2.1 billion both as of December 31, 2024 and 2023, in aggregate. The FHLB applies loan-to-value discounts to loans pledged as collateral based on the loan type. There were no securities pledged as collateral on advances as of either December 31, 2024 or 2023. The Company continues to pledge loans under blanket liens to provide off balance sheet liquidity. As of December 31, 2024 and 2023, the subsidiary banks held $18.3 million and $24.5 million, respectively, of FHLB stock, which is included in restricted investment securities on the consolidated balance sheets.

Note 11 - Other Borrowings and

Note 11 - Other Borrowings and Unused Lines of Credit	12 Months Ended
	Dec. 31, 2024
Notes to Financial Statements
Other Borrowings and Unused Lines of Credit	Note 11. Other Borrowings and Unused Lines of Credit In the second quarter of 2024, the Company renewed its revolving line of credit with a third party financial institution. At renewal, the available line amount remained unchanged at $50.0 million for which there was no outstanding balance as of December 31, 2024 or 2023. Interest on the revolving line of credit is calculated at the greater of: (a) the effective Prime Rate less 0.50% or (b) 3.00% per annum. The collateral on the revolving line of credit is 100% of the outstanding capital stock of the Company’s bank subsidiaries. Unused lines of credit of the subsidiary banks as of December 31, 2024 and 2023 are summarized as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ 2024 2023 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ Secured ​ $ 746,742 ​ $ 248,494 Unsecured ​ 450,800 ​ 450,800 ​ ​ $ 1,197,542 ​ $ 699,294 ​ ​ ​ ​ ​ ​ ​ ​ Included in the Secured category above, the Company pledges select C&I and CRE loans to the FRB for borrowing as part of the Borrower-In-Custody program.

Note 12 - Subordinated Notes

Note 12 - Subordinated Notes	12 Months Ended
	Dec. 31, 2024
Subordinated Notes
Subordinated Notes	Note 12. Subordinated Notes Subordinated notes as of December 31, 2024 and 2023 are summarized as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Amount Outstanding ​ Interest Rate ​ ​ ​ Amount Outstanding ​ Interest Rate ​ ​ ​ ​ as of December 31, 2024 ​ as of December 31, 2024 ​ ​ ​ as of December 31, 2023 ​ as of December 31, 2023 ​ Maturity Date ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Subordinated debenture dated 2/12/19 $ 65,000 ​ 7.605 % ​ $ 65,000 ​ 5.375 % 2/15/2029 Subordinated debenture dated 9/14/20 ​ 50,000 ​ 5.125 % ​ ​ 50,000 ​ 5.125 % 9/15/2030 Subordinated debenture dated 7/29/20* ​ 20,000 ​ 5.250 % ​ ​ 20,000 ​ 5.250 % 9/30/2030 Subordinated debenture dated 8/18/22 ​ 45,000 ​ 5.500 % ​ ​ 45,000 ​ 5.500 % 9/1/2032 Subordinated debenture dated 8/18/22 ​ 55,000 ​ 5.950 % ​ ​ 55,000 ​ 5.950 % 9/1/2037 Debt issuance costs ​ (1,511) ​ ​ ​ ​ ​ (1,936) ​ ​ ​ ​ Total Subordinated Debentures $ 233,489 ​ ​ ​ ​ $ 233,064 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ *Assumed in acquisition of GFED ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ On February 19, 2019, the Company completed an underwritten public offering of $65.0 million in aggregate principal amount of fixed-to-floating subordinated notes that mature on February 15, 2029. Net proceeds, after deducting the underwriting discount and estimated expenses, were $63.4 million. The subordinated notes, which qualify as Tier 2 capital for the Company, bore interest at a fixed rate of 5.375% per year from and after February 12, 2019 to, but excluding, February 15, 2024 or an earlier redemption date. From and after February 15, 2024 to, but excluding, the maturity date or earlier redemption date, the interest resets quarterly under certain limited circumstances set forth in the subordinated notes. ​ On September 14, 2020, the Company completed a private offering of $ under certain limited circumstances set forth in the subordinated notes. ​ On April 1, 2022, the Company acquired through the GFED acquisition $20.0 million in aggregate principal amount of fixed-to-floating subordinated notes that mature on September 30, 2030. The subordinated notes, which qualify as Tier 2 capital for the Company, bear interest at a fixed rate of 5.25% per year, from and including July 29, 2020 to, but excluding September 30, 2025 or an earlier redemption. From and including September 30, 2025 to, but excluding the maturity date or earlier redemption date, the interest rate will reset quarterly at a variable rate, which is expected to be the then three-month Term SOFR, plus 519 basis points. Interest on the subordinated notes is payable semi-annually, commencing on September 30, 2020 through September 30, 2025. The subordinated notes may be redeemed at the Company’s option, in whole or in part, on any interest payment date on or after September 30, 2025, at a Note 12. Subordinated Notes (continued) redemption price equal to 100% of the principal amount of the notes to be redeemed plus accrued and unpaid interest to, but excluding, the date of redemption. The subordinated notes are subordinate in the right of payment to the Company’s senior indebtedness and the indebtedness and other liabilities of the subsidiary banks. On August 18, 2022, the Company also completed a private offering of $45.0 million in aggregate principal amount of fixed-to-floating subordinated notes that mature on September 1, 2032, of which $43.25 million were exchanged for subordinated notes registered under the Securities Act of 1933. The subordinated notes, which qualify as Tier 2 capital for the Company, bear interest at a fixed rate of 5.50% per year, from and including September 1, 2022 to, but excluding September 1, 2027 or an earlier redemption. From and including September 1, 2027 to, but excluding the maturity date or earlier redemption date, the interest rate will reset quarterly at a variable rate, which is expected to be the then three-month Term SOFR, plus 279 basis points. Interest on the subordinated notes is payable semi-annually, commencing on March 1, 2023 through September 1, 2027, and quarterly thereafter. The notes are redeemable, in whole or in part, at any time upon the occurrence of certain events. The subordinated notes may be redeemed at the Company’s option, in whole or in part, on any interest payment date on or after September 1, 2027, at a redemption price equal to 100% of the principal amount of the notes to be redeemed plus accrued and unpaid interest to, but excluding, the date of redemption. The subordinated notes are subordinate in the right of payment to the Company’s senior indebtedness and the indebtedness and other liabilities of the subsidiary banks. On August 18, 2022, the Company completed a private offering of $55.0 million in aggregate principal amount of fixed-to-floating subordinated notes that mature on September 1, 2037. The subordinated notes, which qualify as Tier 2 capital for the Company, bear interest at a fixed rate of 5.95% per year, from and including September 1, 2022 to, but excluding September 1, 2032 or an earlier redemption. From and including September 1, 2032 to, but excluding the maturity date or earlier redemption date, the interest rate will reset quarterly at a variable rate, which is expected to be the then three-month Term SOFR, plus 300 basis points. Interest on the subordinated notes is payable quarterly, commencing on December 1, 2022. The notes are redeemable, in whole or in part, at any time upon the occurrence of certain events. The subordinated notes may be redeemed at the Company’s option, in whole or in part, on any interest payment date on or after September 1, 2032, at a redemption price equal to 100% of the principal amount of the notes to be redeemed plus accrued and unpaid interest to, but excluding, the date of redemption. The subordinated notes are subordinate in the right of payment to the Company’s senior indebtedness and the indebtedness and other liabilities of the subsidiary banks. The Company uses an interest rate swap for the purpose of hedging interest rate risk on the subordinated debenture dated February 12, 2019. See Note 7 to the Consolidated Financial Statements for the details of this instrument. ​ ​ ​ ​ ​

Note 13 - Junior Subordinated D

Note 13 - Junior Subordinated Debentures	12 Months Ended
	Dec. 31, 2024
Junior Subordinated Debentures
Junior Subordinated Debentures	Note 13. Junior Subordinated Debentures Junior subordinated debentures are summarized as of December 31, 2024 and 2023 as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ 2024 2023 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ Note Payable to QCR Holdings Capital Trust II ​ $ 10,310 ​ $ 10,310 Note Payable to QCR Holdings Capital Trust III ​ 8,248 ​ 8,248 Note Payable to QCR Holdings Capital Trust V ​ 10,310 ​ 10,310 Note Payable to Community National Trust II* ​ 3,093 ​ 3,093 Note Payable to Community National Trust III* ​ 3,609 ​ 3,609 Note Payable to Guaranty Bankshares Statutory Trust I** ​ 4,640 ​ 4,640 Note Payable to Guaranty Statutory Trust II*** ​ ​ 10,310 ​ ​ 10,310 Market Value Discount per ASC 805**** ​ (1,660) ​ (1,789) ​ ​ $ 48,860 ​ $ 48,731 ​ ​ ​ ​ ​ ​ ​ * As part of the acquisition of Community National in 2013, the Company assumed two junior subordinated debentures with a total fair value of $4.2 million. ** As part of the acquisition of Guaranty Bank in 2017, the Company assumed one junior subordinated debenture with a fair value of $3.9 million. *** As part of the acquisition of GFED in 2022, the Company assumed one junior subordinated debenture with a fair value of $10.3 million. **** Market value discount includes discount on junior subordinated debt acquired as described in *, ** and ***. A schedule of the Company’s non-consolidated subsidiaries formed for the issuance of trust preferred securities, including the amounts outstanding as of December 31, 2024 and 2023, is as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Amount Amount ​ ​ ​ ​ ​ ​ ​ Outstanding ​ Outstanding ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, ​ December 31, ​ ​ ​ Interest Rate as of ​ ​ Interest Rate as of Name Date Issued ​ 2024 ​ 2023 ​ Interest Rate ​ December 31, 2024 ​ ​ December 31, 2023 ​ ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ QCR Holdings Statutory Trust II February 2004 ​ $ 10,310 ​ $ 10,310 2.85% over 3-month SOFR 7.72 % ​ 8.44 % QCR Holdings Statutory Trust III February 2004 ​ 8,248 ​ 8,248 2.85% over 3-month SOFR 7.72 % ​ 8.44 % QCR Holdings Statutory Trust V February 2006 ​ 10,310 ​ 10,310 1.55% over 3-month SOFR 6.47 % ​ 7.21 % Community National Statutory Trust II September 2004 ​ 3,093 ​ 3,093 2.17% over 3-month SOFR 6.79 % ​ 7.80 % Community National Statutory Trust III March 2007 ​ 3,609 ​ 3,609 1.75% over 3-month SOFR 6.37 % ​ 7.40 % Guaranty Bankshares Statutory Trust I May 2005 ​ 4,640 ​ 4,640 1.75% over 3-month SOFR 6.37 % ​ 7.40 % Guaranty Statutory Trust II December 2005 ​ 10,310 ​ 10,310 1.45% over 3-month SOFR 6.23 % ​ 7.09 % ​ ​ ​ $ 50,520 ​ $ 50,520 Weighted Average Rate 6.88 % ​ 7.70 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Securities issued by all of the trusts listed above mature 30 years from the date of issuance, but all are currently callable at par at any time. Interest rate reset dates vary by trust. The Company uses interest rate swaps for the purpose of hedging interest rate risk on all of the variable rate junior subordinated debt. See Note 7 to the Consolidated Financial Statements for the details of these instruments.

Note 14 - Federal and State Inc

Note 14 - Federal and State Income Taxes	12 Months Ended
	Dec. 31, 2024
Federal and State Income Taxes
Federal and State Income Taxes	Note 14. Federal and State Income Taxes Federal and state income tax expense was comprised of the following components for the years ended December 31, 2024, 2023, and 2022: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2024 2023 2022 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Current ​ $ 15,919 ​ $ 14,008 ​ $ 19,165 Deferred ​ (7,192) ​ (946) ​ (4,682) ​ ​ $ 8,727 ​ $ 13,062 ​ $ 14,483 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ A reconciliation of the expected federal income tax expense to the income tax expense included in the consolidated statements of income was as follows for the years ended December 31, 2024, 2023, and 2022: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year Ended December 31, ​ ​ ​ 2024 ​ 2023 ​ 2022 ​ ​ ​ ​ ​ ​ % of ​ ​ ​ ​ % of ​ ​ ​ ​ % of ​ ​ ​ ​ ​ ​ Pretax ​ ​ ​ ​ Pretax ​ ​ ​ ​ Pretax ​ Amount Income Amount Income Amount Income ​ ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Computed "expected" tax expense ​ ​ $ 25,741 21.0 % $ 26,590 21.0 % $ 23,845 21.0 % Tax exempt income, net ​ ​ (16,410) (13.4) ​ (13,823) (10.9) ​ (10,689) (9.4) ​ Bank-owned life insurance ​ ​ (1,142) (0.9) ​ (875) (0.7) ​ (432) (0.4) ​ State income taxes, net of federal benefit, current year ​ ​ 3,517 2.9 ​ 4,433 3.5 ​ 4,482 3.9 ​ Change in unrecognized tax benefits ​ ​ 1,169 1.0 ​ 396 0.3 ​ 498 0.4 ​ Provision adjustment from accounting method change ​ ​ ​ (142) ​ (0.1) ​ ​ (247) ​ (0.2) ​ ​ (1,181) ​ (1.0) ​ Tax credits ​ ​ (2,717) (2.3) ​ (2,865) (2.3) ​ (1,362) (1.2) ​ Acquisition costs ​ ​ — — ​ — — ​ 276 0.2 ​ Excess tax benefit on stock options exercised and restricted stock awards vested ​ ​ (929) (0.8) ​ (464) (0.3) ​ (503) (0.4) ​ Other ​ ​ (360) (0.3) ​ (83) (0.1) ​ (451) (0.4) ​ Federal and state income tax expense ​ ​ $ 8,727 7.1 % $ 13,062 10.3 % $ 14,483 12.7 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Changes in the unrecognized tax benefits included in other liabilities were as follows for the years ended December 31, 2024 and 2023: ​ ​ ​ ​ ​ ​ ​ ​ ​ 2024 2023 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ Balance, beginning ​ $ 3,076 ​ $ 2,680 Impact of tax positions taken during current year ​ 972 ​ 712 Gross increase related to tax positions of prior years ​ 184 ​ 110 Change as a result of a lapse of the applicable statute of limitations ​ 13 ​ (426) Balance, ending ​ $ 4,245 ​ $ 3,076 ​ ​ ​ ​ ​ ​ ​ ​ Included in the unrecognized tax benefits liability at December 31, 2024 were potential benefits of approximately $3.8 million that, if recognized, would have affected the effective tax rate for the year ended December 31, 2024. Included in the unrecognized tax benefits liability at December 31, 2023, were potential benefits of approximately $2.5 million that, if recognized, would have affected the effective tax rate for the year ended December 31, 2023. The liability for unrecognized tax benefits includes accrued interest for tax positions, which either do not meet the more-likely-than-not recognition threshold or where the tax benefit is measured at an amount less than the tax benefit claimed or expected to be claimed on an income tax return. At December 31, 2024 and 2023, accrued interest on uncertain tax positions was approximately $971 thousand and $486 thousand, respectively. Estimated interest related to the underpayment of income taxes is classified as a component of “income tax expense” in the statements of income. Note 14. Federal and State Income Taxes (continued) Effective January 1, 2024, the Company made an election under ASU2023-02 to account for its tax credit investments using the proportional amortization method under newly adopted accounting guidance. Under the proportional amortization method, the Company applies a practical expedient for its tax credit investments and amortizes the initial cost of the qualifying investments in proportion to the income tax credits received in the current period as compared to the total income tax credits expected to be received over the life of the investment. The following table summarizes that impact to the Consolidated Statements of Operations relative to the Company’s tax credit programs for which it has elected to apply the proportional amortization method of accounting: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ For the Years Ended ​ ​ ​ December 31, 2024 ​ ​ December 31, 2023 ​ December 31, 2022 ​ ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Tax credits recognized ​ $ 8,189 ​ $ 5,185 ​ $ 2,143 ​ Other tax benefits recognized ​ 2,631 ​ 2,037 ​ 1,371 ​ Amortization ​ (8,313) ​ (5,091) ​ (3,109) ​ Net benefit included in income tax ​ 2,507 ​ 2,131 ​ 405 ​ ​ ​ ​ ​ ​ ​ ​ ​ Other income ​ — ​ — ​ — ​ Allocated income on investments ​ ​ — ​ ​ — ​ ​ — ​ Net benefit included in noninterest income ​ ​ — ​ ​ — ​ ​ — ​ ​ ​ ​ ​ ​ ​ ​ ​ Net benefit included in the Consolidated Statements of Operations ​ $ 2,507 ​ $ 2,131 ​ $ 405 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ The Company did not recognize impairment losses resulting from the forfeiture or ineligibility of income tax credits or other circumstances during the years ending December 31, 2024, 2023 and 2022. The Company’s federal income tax returns are open and subject to examination from the 2021 tax return year and later. Various state franchise and income tax returns are generally open from the 2020 and later tax return years based on individual state statutes of limitations. The net deferred tax assets consisted of the following as of December 31, 2024 and 2023: ​ ​ ​ ​ ​ ​ ​ ​ ​ 2024 2023 ​ ​ (dollars in thousands) Deferred tax assets: ​ ​ Net unrealized losses on securities available for sale and derivative instruments ​ $ 18,960 ​ $ 18,127 Compensation ​ 17,765 ​ 15,761 Loan/lease losses ​ 19,343 ​ 20,628 Equipment financing leases ​ ​ 1,555 ​ ​ — Net operating loss carryforwards, federal and state ​ 493 ​ 630 Other ​ 893 ​ — ​ ​ 59,009 ​ 55,146 Deferred tax liabilities: ​ ​ Premises and equipment ​ 6,102 ​ 7,206 Equipment financing leases ​ — ​ 2,084 Acquisition fair value adjustments ​ 3,962 ​ 3,983 Deferred loan origination fees, net ​ 1,098 ​ 1,515 Prepaid expense ​ ​ 1,630 ​ ​ 1,749 Other ​ — ​ 417 ​ ​ 12,792 ​ 16,954 Net deferred tax assets ​ $ 46,217 ​ $ 38,192 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Note 14. Federal and State Income Taxes (continued) At December 31, 2024, the Company had $2.2 million of federal tax NOL carryforwards and $2.0 million of state tax NOL carryforwards. $886 thousand of the federal tax NOL carryforwards were related to the acquisition of Community National and CNB and these losses are set to expire in varying amounts between 2029 and 2033. $2.0 million of the state tax NOL carryforwards are also related to the acquisition of Community National and CNB and are set to expire in varying amounts between 2025 and 2028. The additional $1.3 million of federal NOLs were acquired in 2022 with the Guaranty Bank acquisition. The Guaranty Bank federal tax NOLs acquired are expected to be utilized prior to their expiration dates. At December 31, 2023, the Company had $2.8 million of federal tax NOL carryforwards and $2.0 million of state tax NOL carryforwards. $1.4 million of the federal tax NOL carryforwards were related to the acquisition of Community National and CNB and these losses are set to expire in varying amounts between 2029 and 2033. $2.0 million of the state tax NOL carryforwards are also related to the acquisition of Community National and CNB and are set to expire in varying amounts between 2024 and 2028. The additional $1.4 million of federal NOLs were acquired in 2022 with the Guaranty Bank acquisition. The Guaranty Bank federal tax NOLs acquired are expected to be utilized prior to their expiration dates. The change in deferred income taxes was reflected in the Consolidated Financial Statements as follows for the years ended December 31, 2024, 2023, and 2022: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2024 2023 2022 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Provision for income taxes ​ $ (7,192) ​ $ (946) ​ $ (4,682) Statement of stockholders' equity- Other comprehensive income (loss) ​ (833) ​ 3,192 ​ (22,066) ​ ​ $ (8,025) ​ $ 2,246 ​ $ (26,748) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Note 15 - Employee Benefit Plan

Note 15 - Employee Benefit Plans	12 Months Ended
	Dec. 31, 2024
Notes to Financial Statements
Employee Benefit Plans	Note 15. Employee Benefit Plans The Company has a profit sharing plan, which includes a provision designed to qualify under Section 401(k) of the Internal Revenue Code of 1986, as amended, to allow for participants to defer a portion of their annual compensation under the profit sharing plan. Substantially all employees who are at least 18 years of age are eligible to participate in the plan. The Company matches 100% of an employee’s deferrals up to the first 3% of an employee’s annual compensation, and 50% of the next 3% of an employee’s deferred annual compensation, up to a maximum amount of 4.5% of an employee’s annual compensation. Additionally, at its discretion, the Company may make additional contributions to the plan, which are allocated to the accounts of participants in the plan based on relative compensation. There were no discretionary contributions for the years ended December 31, 2024, 2023 and 2022. Company matching contributions for the years ended December 31, 2024, 2023, and 2022 were as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2024 2023 2022 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Matching contribution ​ $ 3,670 ​ $ 3,314 ​ $ 3,071 ​ ​ ​ ​ Note 15. Employee Benefit Plans (continued) The Company has entered into nonqualified supplemental executive retirement plans (SERPs) with certain executive officers. The SERPs allow certain executives to accumulate retirement benefits beyond those provided by the qualified retirement plan. Changes in the liability related to the SERPs, included in other liabilities, were as follows for the years ended December 31, 2024, 2023 and 2022: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2024 2023 2022 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance, beginning ​ $ 8,689 ​ $ 8,165 ​ $ 7,273 Expense accrued ​ 400 ​ 889 ​ 1,286 Cash payments made ​ (267) ​ (365) ​ (394) Balance, ending ​ $ 8,822 ​ $ 8,689 ​ $ 8,165 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ The Company has a deferred compensation plan under which it has entered into deferred compensation agreements with certain officers of the subsidiary banks. Under the provisions of the agreements, the officers may defer compensation and the Company matches the deferral up to certain maximums. The Company’s matching contribution varies by officer as well. Certain officers’ agreements provide for a 100% match and have a maximum of between $10 thousand and $25 thousand annually. Interest on the deferred amounts is earned at the Prime Rate subject to a minimum of 4% and a maximum of 12% , with such limits differing by officer. Other officers have a 50% match and have a maximum between 4% and 12% of compensation as set forth in the relevant participation agreement. Interest on the deferred amounts is earned at the Prime Rate plus one percentage point, subject to a minimum of 4% and a maximum of 8% . Upon retirement, each officer will, subject to a potential six-month deferral, receive the deferral balance in 180 equal monthly installments. As of December 31, 2024 and 2023 the liability related to the agreements totaled $55.1 million and $46.8 million, respectively. Changes in the deferred compensation agreements, included in other liabilities, were as follows for the years ended December 31, 2024, 2023, and 2022: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2024 2023 2022 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance, beginning ​ $ 46,800 ​ $ 38,255 ​ $ 32,353 Employee deferrals ​ 3,597 ​ ​ 4,306 ​ 3,615 Company match and interest ​ 5,393 ​ ​ 4,788 ​ 2,776 Cash payments made ​ (625) ​ (549) ​ (489) Balance, ending ​ $ 55,165 ​ $ 46,800 ​ $ 38,255 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Note 16 - Stock-Based Compensat

Note 16 - Stock-Based Compensation	12 Months Ended
	Dec. 31, 2024
Notes to Financial Statements
Stock-Based Compensation	Note 16. Stock-Based Compensation The Company’s board of directors adopted in February 2010, and its stockholders approved in May 2010, the QCR Holdings, Inc. 2010 Equity Incentive Plan (“2010 Equity Incentive Plan”). The Company’s board of directors adopted in February 2013, and its stockholders approved in May 2013, the QCR Holdings, Inc. 2013 Equity Incentive Plan (“2013 Equity Incentive Plan”). The Company’s board of directors adopted in February 2016, and its stockholders approved in May 2016, the QCR Holdings, Inc. 2016 Equity Incentive Plan (“2016 Equity Incentive Plan”). The Company’s board of directors adopted in February 2024, and its stockholders approved in May 2024, the QCR Holdings, Inc. 2024 Equity Incentive Plan (“2024 Equity Incentive Plan”). Up to 350,000, 350,000, 400,000 and Note 16. Stock-Based Compensation (continued) 600,000 shares of common stock, respectively, may be issued to employees and directors of the Company and its subsidiaries pursuant to equity incentive awards granted under these plans. The 2010 Equity Incentive Plan, the 2013 Equity Incentive Plan, the 2016 Equity Incentive Plan and the 2024 Equity Incentive Plan (collectively, the “Equity Plans”) are administered by the Compensation Committee of the board of directors (the “Committee”). As of December 31, 2024, there were 622,344 remaining shares of common stock available for the grant of future awards under the Equity Plans; however, such future awards may be granted only under the 2024 Equity Incentive Plan. The number and exercise price of options granted under the Equity Plans are determined by the Committee at the time the option is granted. In no event can the exercise price be less than the value of the common stock at the date of the grant for stock options. All options have a 10-year life and will vest and become exercisable from 3-to-7 years after the date of the grant. The value of restricted stock awards is estimated by using the market price of the Company’s common stock at the date of grant. Stock-based compensation expense was reflected in the Consolidated Financial Statements as follows for the years ended December 31, 2024, 2023, and 2022. ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2024 2023 2022 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Stock options ​ $ 358 ​ $ 286 ​ $ 246 Restricted stock awards ​ ​ 2,128 ​ ​ 2,084 ​ ​ 1,967 Stock purchase plan ​ 339 ​ 308 ​ 225 ​ ​ $ 2,825 ​ $ 2,678 ​ $ 2,438 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Stock options: A summary of the stock option plans as of December 31, 2024, 2023, and 2022 and changes during the years then ended is presented below: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, ​ ​ 2024 ​ 2023 ​ 2022 ​ ​ ​ ​ ​ Weighted ​ ​ ​ ​ Weighted ​ ​ ​ ​ Weighted ​ ​ ​ ​ ​ Average ​ ​ ​ ​ Average ​ ​ ​ ​ Average ​ ​ ​ ​ ​ Exercise ​ ​ ​ ​ Exercise ​ ​ ​ ​ Exercise ​ Shares Price Shares Price Shares Price Outstanding, beginning ​ ​ 290,149 ​ $ 32.11 ​ ​ 346,678 ​ $ 27.60 ​ ​ 367,998 ​ $ 24.46 Granted ​ 29,900 ​ 56.79 ​ 25,000 ​ 53.31 ​ 22,400 ​ 53.87 Exercised ​ (95,724) ​ 22.05 ​ (81,354) ​ 19.45 ​ (41,695) ​ 14.07 Forfeited ​ (3,479) ​ 39.01 ​ (175) ​ 15.65 ​ (2,025) ​ 26.72 Outstanding, ending ​ 220,846 ​ 39.70 ​ 290,149 ​ 32.11 ​ 346,678 ​ 27.60 ​ ​ ​ ​ ​ ​ ​ Exercisable, ending ​ 158,911 ​ ​ 233,967 ​ ​ 295,077 ​ ​ ​ ​ ​ ​ ​ ​ Weighted average fair value per option granted ​ $ 18.61 ​ ​ $ 16.36 ​ ​ $ 13.97 ​ ​ ​ Note 16. Stock-Based Compensation (continued) A further summary of options outstanding as of December 31, 2024 is presented below: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Options Outstanding ​ ​ ​ ​ ​ ​ ​ ​ ​ Weighted ​ ​ ​ ​ Options Exercisable ​ ​ ​ ​ Average ​ Weighted ​ ​ ​ Weighted ​ ​ ​ ​ Remaining ​ Average ​ ​ ​ Average Range of ​ Number ​ Contractual ​ Exercise ​ Number ​ Exercise Exercise Prices Outstanding Life Price Exercisable Price $17.49 to $17.86 ​ 23,869 ​ 0.09 ​ $ 17.49 ​ 23,869 ​ $ 17.49 $21.71 to $22.64 44,123 1.09 ​ 22.64 44,123 ​ 22.64 $29.77 to $36.00 12,875 4.17 ​ 36.00 12,875 ​ 36.00 $40.00 to $41.95 13,602 5.17 ​ 40.00 13,602 ​ 40.00 $42.65 to $48.50 53,428 3.78 ​ 43.85 48,506 ​ 43.88 $53.31 to $56.79 72,949 8.29 ​ 54.85 15,936 ​ 53.70 ​ 220,846 ​ 158,911 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Restricted stock and unit awards: A summary of changes in the Company’s nonvested restricted stock, restricted stock unit and performance stock unit awards as of December 31, 2024, 2023 and 2022 is presented below: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, ​ 2024 2023 2022 Outstanding, beginning ​ ​ 88,178 ​ ​ 84,115 ​ ​ 97,107 Granted* ​ 28,211 ​ 51,157 ​ 35,525 Released ​ (43,468) ​ (43,331) ​ (47,766) Forfeited ​ (5,297) ​ (3,763) ​ (751) Outstanding, ending ​ ​ 67,624 ​ ​ 88,178 ​ ​ 84,115 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Weighted average fair value per share granted ​ $ 58.01 ​ $ 51.64 ​ $ 54.20 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ * At December 31, 2023, includes ​ The total grant value of restricted stock, restricted stock unit and performance share unit awards that were released during the years ended December 31, 2024, 2023 and 2022 was $2.6 million, $2.2 million and $2.6 million, respectively. Note 16. Stock-Based Compensation (continued) Employee stock purchase plan: On May 19, 2022, the Company’s stockholders approved the QCR Holdings, Inc. 2022 Stock Purchase Plan (the “2022 Purchase Plan”). The 2022 Purchase Plan has an effective date of July 1, 2022 and a share reserve equal to 350,000 shares plus the shares remaining under the QCR Holdings, Inc. Amended and Restated Employee Stock Purchase Plan immediately prior to its termination on July 1, 2022. As of January 1, 2025, there were 317,068 shares of common stock available for issuance under the 2022 Purchase Plan. For each six-month offering period, the board of directors will determine how many of the total number of available shares will be offered. The purchase price is the lesser of 85% or the fair market value at the date of the grant or the investment date. The investment date, as established by the board of directors, is the date common stock is purchased after the end of each calendar quarter during an offering period. The maximum dollar amount any one participant can elect to contribute in a year is $21,250 . Additionally, the maximum percentage that any one participant can elect to contribute is 15% of his or her compensation for the years ended December 31, 2024, 2023 and 2022. Information for the stock purchase plan for the years ended December 31, 2024, 2023 and 2022 is presented below: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2024 2023 2022 Shares granted ​ 28,746 ​ 36,964 ​ 28,421 Shares purchased ​ 31,069 ​ 35,058 ​ 27,103 Weighted average fair value per share granted ​ $ 11.85 ​ $ 8.35 ​ $ 7.88 ​

Note 17 - Regulatory Capital Re

Note 17 - Regulatory Capital Requirements and Restrictions on Dividends	12 Months Ended
	Dec. 31, 2024
Notes to Financial Statements
Regulatory Capital Requirements and Restrictions on Dividends	Note 17. Regulatory Capital Requirements and Restrictions on Dividends The Company (on a consolidated basis) and the subsidiary banks are subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company and subsidiary banks’ financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Company and the subsidiary banks must meet specific capital guidelines that involve quantitative measures of their assets, liabilities, and certain off-balance-sheet items as calculated under regulatory accounting practices. The capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. Quantitative measures established by regulation to ensure capital adequacy require the Company and the subsidiary banks to maintain minimum amounts and ratios (set forth in the following table) of total common equity Tier 1 and Tier 1 capital to risk-weighted assets and of Tier 1 capital to average assets, each as defined by regulation. Management believes, as of December 31, 2024 and 2023, that the Company and the subsidiary banks met all capital adequacy requirements to which they are subject. Under the regulatory framework for prompt corrective action, to be categorized as “well capitalized,” an institution must maintain minimum total risk-based, Tier 1 risk-based, Tier 1 leverage and common equity Tier 1 ratios as set forth in the following tables. The Company and the subsidiary banks’ actual capital amounts and ratios as of December 31, 2024 and 2023 are also presented in the following table (dollars in thousands). As of December 31, 2024 and 2023, the subsidiary banks met the requirements to be “well capitalized.” ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ For Capital Adequacy ​ To Be Well Capitalized ​ ​ ​ ​ ​ ​ ​ For Capital ​ Purposes With Capital ​ Under Prompt Corrective ​ ​ Actual ​ Adequacy Purposes ​ Conservation Buffer ​ Action Provisions ​ Amount Ratio Amount ​ Ratio Amount ​ Ratio Amount ​ Ratio ​ ​ ​ ( dollars in thousands) ​ As of December 31, 2024: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Company: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 1,273,903 ​ 14.10 % $ 723,016 > 8.00 % $ 948,958 > 10.50 % $ 903,770 > 10.00 % Tier 1 risk-based capital ​ 955,039 10.57 ​ 542,262 > 6.00 ​ 768,204 > 8.50 ​ 723,016 > 8.00 ​ Tier 1 leverage ​ 955,039 10.73 ​ 356,091 > 4.00 ​ 356,091 > 4.00 ​ 445,114 > 5.00 ​ Common equity Tier 1 ​ 906,179 10.03 ​ 406,696 > 4.50 ​ 632,639 > 7.00 ​ 587,450 > 6.50 ​ Quad City Bank & Trust: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 323,221 ​ 13.65 % $ 189,365 > 8.00 % $ 248,541 > 10.50 % $ 236,706 > 10.00 % Tier 1 risk-based capital ​ 293,597 12.40 ​ 142,024 > 6.00 ​ 201,200 > 8.50 ​ 189,365 > 8.00 ​ Tier 1 leverage ​ 293,597 11.41 ​ 102,969 > 4.00 ​ 102,969 > 4.00 ​ 128,712 > 5.00 ​ Common equity Tier 1 ​ 293,597 12.40 ​ 106,518 > 4.50 ​ 165,694 > 7.00 ​ 153,859 > 6.50 ​ Cedar Rapids Bank & Trust: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 452,942 ​ 14.79 % $ 245,055 > 8.00 % $ 321,635 > 10.50 % $ 306,319 > 10.00 % Tier 1 risk-based capital ​ 424,253 13.85 ​ 183,792 > 6.00 ​ 260,371 > 8.50 ​ 245,055 > 8.00 ​ Tier 1 leverage ​ 424,253 16.40 ​ 103,449 > 4.00 ​ 103,449 > 4.00 ​ 129,312 > 5.00 ​ Common equity Tier 1 ​ 424,253 13.85 ​ 137,844 > 4.50 ​ 214,424 > 7.00 ​ 199,108 > 6.50 ​ Community State Bank: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 189,362 ​ 12.94 % $ 117,065 > 8.00 % $ 153,648 > 10.50 % $ 146,332 > 10.00 % Tier 1 risk-based capital ​ 176,646 12.07 ​ 87,799 > 6.00 ​ 124,382 > 8.50 ​ 117,065 > 8.00 ​ Tier 1 leverage ​ 176,646 11.72 ​ 60,305 > 4.00 ​ 60,305 > 4.00 ​ 75,382 > 5.00 ​ Common equity Tier 1 ​ 176,646 12.07 ​ 65,849 > 4.50 ​ 102,432 > 7.00 ​ 95,115 > 6.50 ​ Guaranty Bank: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 297,047 ​ 14.26 % $ 166,695 > 8.00 % $ 218,787 > 10.50 % $ 208,369 > 10.00 % Tier 1 risk-based capital ​ 272,621 13.08 ​ 125,021 > 6.00 ​ 177,113 > 8.50 ​ 166,695 > 8.00 ​ Tier 1 leverage ​ 272,621 12.15 ​ 89,770 > 4.00 ​ 89,770 > 4.00 ​ 112,213 > 5.00 ​ Common equity Tier 1 ​ 272,621 13.08 ​ 93,766 > 4.50 ​ 145,858 > 7.00 ​ 135,440 > 6.50 ​ ​ ​ Note 17. Regulatory Capital Requirements and Restrictions on Dividends (continued) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ For Capital Adequacy ​ To Be Well Capitalized ​ ​ ​ ​ ​ ​ ​ For Capital ​ Purposes With Capital ​ Under Prompt Corrective ​ ​ Actual ​ Adequacy Purposes ​ Conservation Buffer ​ Action Provisions ​ Amount Ratio Amount ​ Ratio Amount ​ Ratio Amount ​ Ratio ​ ​ ( dollars in thousands) ​ As of December 31, 2023: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Company: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 1,171,047 ​ 14.29 % $ 655,461 > 8.00 % $ 860,293 > 10.50 % $ 819,327 > 10.00 % Tier 1 risk-based capital ​ 841,052 10.27 ​ 491,596 > 6.00 ​ 696,428 > 8.50 ​ 655,461 > 8.00 ​ Tier 1 leverage ​ 841,052 10.03 ​ 335,420 > 4.00 ​ 335,420 > 4.00 ​ 419,275 > 5.00 ​ Common equity Tier 1 ​ 792,321 9.67 ​ 368,697 > 4.50 ​ 573,529 > 7.00 ​ 532,562 > 6.50 ​ Quad City Bank & Trust: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 300,413 ​ 12.67 % $ 189,707 > 8.00 % $ 248,990 > 10.50 % $ 237,133 > 10.00 % Tier 1 risk-based capital ​ 270,744 11.42 ​ 142,280 > 6.00 ​ 201,563 > 8.50 ​ 189,707 > 8.00 ​ Tier 1 leverage ​ 270,744 11.23 ​ 96,425 > 4.00 ​ 96,425 > 4.00 ​ 120,531 > 5.00 ​ Common equity Tier 1 ​ 270,744 11.42 ​ 106,710 > 4.50 ​ 165,993 > 7.00 ​ 154,137 > 6.50 ​ Cedar Rapids Bank & Trust: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 381,514 ​ 15.60 % $ 195,687 > 8.00 % $ 256,840 > 10.50 % $ 244,609 > 10.00 % Tier 1 risk-based capital ​ 354,940 14.51 ​ 146,766 > 6.00 ​ 207,918 > 8.50 ​ 195,687 > 8.00 ​ Tier 1 leverage ​ 354,940 14.77 ​ 96,093 > 4.00 ​ 96,093 > 4.00 ​ 120,116 > 5.00 ​ Common equity Tier 1 ​ 354,940 14.51 ​ 110,074 > 4.50 ​ 171,227 > 7.00 ​ 158,996 > 6.50 ​ Community State Bank: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 171,747 ​ 13.22 % $ 103,903 > 8.00 % $ 136,372 > 10.50 % $ 129,878 > 10.00 % Tier 1 risk-based capital ​ 156,629 12.06 ​ 77,927 > 6.00 ​ 110,397 > 8.50 ​ 103,903 > 8.00 ​ Tier 1 leverage ​ 156,629 11.19 ​ 56,005 > 4.00 ​ 56,005 > 4.00 ​ 70,007 > 5.00 ​ Common equity Tier 1 ​ 156,629 12.06 ​ 58,445 > 4.50 ​ 90,915 > 7.00 ​ 84,421 > 6.50 ​ Guaranty Bank: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 267,822 ​ 12.68 % $ 168,967 > 8.00 % $ 221,770 > 10.50 % $ 211,209 > 10.00 % Tier 1 risk-based capital ​ 244,506 11.58 ​ 126,726 > 6.00 ​ 179,528 > 8.50 ​ 168,967 > 8.00 ​ Tier 1 leverage ​ 244,506 11.41 ​ 85,688 > 4.00 ​ 85,688 > 4.00 ​ 107,110 > 5.00 ​ Common equity Tier 1 ​ 244,506 11.58 ​ 95,044 > 4.50 ​ 147,847 > 7.00 ​ 137,286 > 6.50 ​ ​ The Company’s ability to pay dividends to its stockholders may be affected by both general corporate law considerations and policies of the Federal Reserve applicable to bank holding companies. The payment of dividends by any financial institution or its holding company is affected by the requirement to maintain adequate capital pursuant to applicable capital adequacy guidelines and regulations, and a financial institution generally is prohibited from paying any dividends if, following payment thereof, the institution would be undercapitalized. Notwithstanding the availability of funds for dividends, however, the Federal Reserve may prohibit the payment of any dividends by the subsidiary banks if the Federal Reserve determines such payment would constitute an unsafe or unsound practice. The Company also has certain contractual restrictions on its ability to pay dividends. The Company has issued junior subordinated debentures in four private placements and assumed four issues of junior subordinated debentures in connection with the acquisitions. Under the terms of the debentures, the Company may be prohibited, under certain circumstances, from paying dividends on shares of its common stock. These circumstances did not exist at December 31, 2024 or 2023. On February 13, 2020, the board of directors of the Company approved a share repurchase program under which the Company was authorized to repurchase, from time to time as the Company deemed appropriate, up to 800,000 shares of its outstanding common stock, or approximately 5% of the outstanding shares as of December 31, 2019. On May 19, 2022, the board of directors of the Company approved a share repurchase program under which the Company is authorized to repurchase, from time to time as the Company deems appropriate, up to an additional 1,500,000 shares of its outstanding common stock, or approximately 10% of the outstanding shares as of December 31, 2021. There were no shares and 175,000 shares of common stock purchased by the Company pursuant to these plans during the year ended December 31, 2024 and 2023, respectively. There were 760,915 shares of common stock remaining for repurchase pursuant to these plans as of December 31, 2024 and 2023.

Note 18 - Earnings Per Share

Note 18 - Earnings Per Share	12 Months Ended
	Dec. 31, 2024
Earnings per Share
Earnings per Share	Note 18. Earnings per Share The following information was used in the computation of basic and diluted EPS for the years ended December 31, 2024, 2023 and 2022: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2024 2023 2022 ​ ​ (dollars in thousands, except per share data) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Net income ​ $ 113,850 ​ $ 113,558 ​ $ 99,066 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Basic EPS ​ $ 6.77 ​ $ 6.79 ​ $ 5.94 Diluted EPS ​ $ 6.71 ​ $ 6.73 ​ $ 5.87 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Weighted average common shares outstanding ​ 16,829,004 ​ 16,732,406 ​ 16,681,844 Weighted average common shares issuable upon exercise of stock options ​ ​ ​ ​ ​ ​ ​ ​ ​ and under the employee stock purchase plan* ​ 130,849 ​ 133,985 ​ 208,163 Weighted average common and common equivalent shares outstanding ​ 16,959,853 ​ 16,866,391 ​ 16,890,007 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Note 19 - Commitments and Conti

Note 19 - Commitments and Contingencies	12 Months Ended
	Dec. 31, 2024
Notes to Financial Statements
Commitments and Contingencies	Note 19. Commitments and Contingencies In the normal course of business, the subsidiary banks make various commitments and incur certain contingent liabilities that are not presented in the accompanying Consolidated Financial Statements. The commitments and contingent liabilities include various guarantees, commitments to extend credit, and standby letters of credit. Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since many of the commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. The subsidiary banks evaluate each customer’s creditworthiness on a case-by-case basis. The amount of collateral obtained, if deemed necessary by the subsidiary banks upon extension of credit, is based upon management’s credit evaluation of the counterparty. Collateral held varies but may include accounts receivable, marketable securities, inventory, property, plant and equipment and income-producing commercial properties. Standby letters of credit are conditional commitments issued by the subsidiary banks to guarantee the performance of a customer to a third party. Those guarantees are primarily issued to support public and private borrowing arrangements and, generally, have terms of one year or less. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loan facilities to customers. The subsidiary banks hold collateral, as described above, supporting those commitments if deemed necessary. In the event the customer does not perform in accordance with the terms of the agreement with the third party, the subsidiary banks would be required to fund the commitments. The maximum potential amount of future payments the subsidiary banks could be required to make is represented by the contractual amount. If the commitment is funded, the subsidiary banks would be entitled to seek recovery from the customer. At each of December 31, 2024 and 2023, no amounts had been recorded as liabilities for the subsidiary banks’ potential obligations under these guarantees. As of December 31, 2024 and 2023, commitments to extend credit aggregated $1.9 billion and $2.0 billion, respectively. As of December 31, 2024 and 2023, standby letters of credit aggregated $28.8 million and $23.7 million, respectively. Management does not expect that all of these commitments will be funded. ​ Note 19. Commitments and Contingencies (continued) The Company has also executed contracts for the sale of mortgage loans in the secondary market in the amount of $2.1 million and $2.6 million as of December 31, 2024 and 2023, respectively. These amounts are included in loans held for sale at the respective balance sheet dates. Residential mortgage loans sold to investors in the secondary market are sold with varying recourse provisions. Essentially, all loan sales agreements require the repurchase of a mortgage loan by the seller in situations such as breach of representation, warranty, or covenant, untimely document delivery, false or misleading statements, failure to obtain certain certificates of insurance, unmarketability, etc. Certain loan sales agreements contain repurchase requirements based on payment-related defects that are defined in terms of the number of days/months since the purchase, the sequence number of the payment, and/or the number of days of payment delinquency. Based on the specific terms stated in the agreements of investors purchasing residential mortgage loans from the Company’s subsidiary banks, the Company had $21.8 million and $11.0 million of sold residential mortgage loans with recourse provisions still in effect at December 31, 2024 and 2023, respectively. The subsidiary banks did not repurchase any loans from secondary market investors under the terms of loans sales agreements during the years ended December 31, 2024, 2023 and 2022. In the opinion of management, the risk of recourse and the subsequent requirement of loan repurchase to the subsidiary banks is not significant, and accordingly no liabilities have been established related to such. See Note 5 to the Consolidated Financial Statements for additional information regarding the Company’s contractual commitments for construction. Aside from cash on-hand and in-vault, the majority of the Company’s cash is maintained at upstream correspondent banks. The total amount of cash on deposit, certificates of deposit and federal funds sold exceeded federal insured limits by approximately $86.0 million and $96.1 million as of December 31, 2024 and 2023, respectively. In the opinion of management, no material risk of loss exists due to the financial condition of the upstream correspondent banks. In an arrangement with Goldman Sachs, CRBT offers a cash management program for select customers. Based on a predetermined minimum balance, which must be maintained in the customer’s account, excess funds are automatically swept daily to an institutional money market fund administered by Goldman Sachs. At December 31, 2024 and 2023, the Company had $4.1 million and $1.9 million, respectively, of customer funds invested in this cash management program. In the opinion of management, no material risk of loss exists due to the financial condition of Goldman Sachs. As of December 31, 2024, there were no investment securities pledged on the Goldman Sachs Program. As of December 31, 2023, there were $5.4 million of investment securities pledged on the Goldman Sachs program as a cover to the swap exposure.

Note 20 - Parent Company Only F

Note 20 - Parent Company Only Financial Statements	12 Months Ended
	Dec. 31, 2024
Notes to Financial Statements
Parent Company Only Financial Statements	Note 20. Parent Company Only Financial Statements The following is condensed financial information of QCR Holdings, Inc. (parent company only): Condensed Balance Sheets December 31, 2024 and 2023 ​ ​ ​ ​ ​ ​ ​ ​ ​ 2024 2023 ​ ​ (dollars in thousands) Assets ​ ​ ​ ​ ​ ​ Cash and due from banks ​ $ 28,635 ​ $ 53,331 Investment in bank subsidiaries ​ 1,259,571 ​ 1,122,803 Investment in nonbank subsidiaries ​ 6,319 ​ 6,129 Premises and equipment, net ​ 13,404 ​ 9,286 Other assets ​ 16,370 ​ 14,512 Total assets ​ $ 1,324,299 ​ $ 1,206,061 ​ ​ ​ Liabilities and Stockholders' Equity ​ ​ Liabilities: ​ ​ Subordinated notes ​ $ 233,489 ​ $ 233,064 Junior subordinated debentures ​ 48,860 ​ 48,731 Other liabilities ​ 44,563 ​ 37,670 Total liabilities ​ 326,912 ​ 319,465 ​ ​ ​ Stockholders' Equity: ​ ​ Common stock ​ 16,882 ​ 16,749 Additional paid-in capital ​ 374,975 ​ 370,814 Retained earnings ​ 665,171 ​ 554,992 Accumulated other comprehensive loss ​ (59,641) ​ (55,959) Total stockholders' equity ​ 997,387 ​ 886,596 Total liabilities and stockholders' equity ​ $ 1,324,299 ​ $ 1,206,061 ​ ​ ​ ​ ​ ​ ​ ​ Note 20. Parent Company Only Financial Statements (continued) Condensed Statements of Income Years Ended December 31, 2024, 2023, and 2022 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2024 2023 2022 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total interest income ​ $ 13 ​ $ — ​ $ 26 Equity in net income of bank subsidiaries ​ 140,197 ​ 137,451 ​ 128,941 Equity in net income of nonbank subsidiaries ​ 2,221 ​ 2,220 ​ 1,294 Other ​ 369 ​ 704 ​ (53) Total income ​ 142,800 ​ 140,375 ​ 130,208 ​ ​ ​ ​ Interest expense ​ 17,088 ​ 16,066 ​ 11,836 Salaries and employee benefits ​ 11,558 ​ 9,940 ​ 15,551 Professional fees ​ 539 ​ 12 ​ 1,789 Acquisition costs ​ — ​ — ​ 3,715 Post-acquisition compensation, transition and integration costs ​ — ​ 207 ​ 5,526 Other ​ 4,083 ​ 3,744 ​ 3,331 Total expenses ​ 33,268 ​ 29,969 ​ 41,748 ​ ​ ​ ​ Income before income tax benefit ​ 109,532 ​ 110,406 ​ 88,460 ​ ​ ​ ​ Income tax benefit ​ 4,318 ​ 3,152 ​ 10,606 Net income ​ $ 113,850 ​ $ 113,558 ​ $ 99,066 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Note 20. Parent Company Only Financial Statements (continued) Condensed Statements of Cash Flows Years Ended December 31, 2024, 2023, and 2022 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2024 2023 2022 ​ ​ (dollars in thousands) Cash Flows from Operating Activities: ​ ​ ​ Net income ​ $ 113,850 ​ $ 113,558 ​ $ 99,066 Adjustments to reconcile net income to net cash provided by (used in) operating activities: ​ ​ ​ Earnings of bank subsidiaries ​ ​ (140,197) ​ (137,451) ​ (128,941) Earnings of nonbank subsidiaries ​ (2,221) ​ (2,220) ​ (1,294) Distributions from bank subsidiaries ​ — ​ — ​ 36,000 Distributions from nonbank subsidiaries ​ 129 ​ 114 ​ 40 Deferred income taxes ​ ​ 1,410 ​ ​ (349) ​ ​ (2,443) Accretion of acquisition fair value adjustments ​ 129 ​ 129 ​ 137 Depreciation ​ 603 ​ 576 ​ 477 Deferred compensation expense accrued ​ ​ 5,793 ​ ​ 4,063 ​ ​ 4,062 Stock-based compensation expense ​ 2,825 ​ 2,678 ​ 2,438 Gain on sale of fixed assets ​ ​ 54 ​ ​ — ​ ​ — Decrease (increase) in other assets ​ (794) ​ (2,649) ​ 621 Increase in other liabilities ​ 1,061 ​ 9,062 ​ 10,827 Net cash provided by (used in) operating activities ​ (17,358) ​ (12,489) ​ 20,990 ​ ​ ​ ​ Cash Flows from Investing Activities: ​ ​ ​ Net decrease in interest-bearing deposits at financial institutions ​ — ​ — ​ 5,950 Capital infusion, bank subsidiaries ​ — ​ (10,000) ​ — Capital infusion, non-bank subsidiaries ​ ​ — ​ ​ — ​ ​ (300) Net cash received in dissolution of subsidiary ​ ​ — ​ ​ 3,184 ​ ​ — Net cash paid for acquisitions ​ — ​ — ​ (26,039) Purchase of premises and equipment ​ (4,775) ​ (224) ​ (1,484) Net cash used in investing activities ​ (4,775) ​ (7,040) ​ (21,873) ​ ​ ​ ​ Cash Flows from Financing Activities: ​ ​ ​ Proceeds from subordinated notes ​ ​ — ​ ​ — ​ ​ 100,000 Payment of cash dividends ​ (4,032) ​ (4,029) ​ (3,944) Proceeds from issuance of common stock, net ​ 1,469 ​ 1,403 ​ 422 Repurchase and cancellation of shares ​ — ​ (8,686) ​ (52,954) Net cash provided by (used in) financing activities ​ (2,563) ​ (11,312) ​ 43,524 ​ ​ ​ ​ Net increase (decrease) in cash and due from banks ​ (24,696) ​ (30,841) ​ 42,641 ​ ​ ​ ​ Cash and due from banks: ​ ​ ​ Beginning ​ 53,331 ​ 84,172 ​ 41,531 Ending ​ $ 28,635 ​ $ 53,331 ​ $ 84,172 ​

Note 21 - Fair Value

Note 21 - Fair Value	12 Months Ended
	Dec. 31, 2024
Fair Value
Fair Value	Note 21. Fair Value Accounting guidance on fair value measurements uses a hierarchy intended to maximize the use of observable inputs and minimize the use of unobservable inputs. This hierarchy includes three levels and is based upon the valuation techniques used to measure assets and liabilities. The three levels are as follows: ● Level 1 – Inputs to the valuation methodology are quoted prices (unadjusted) for identical assets or liabilities in markets; ● Level 2 – Inputs to the valuation methodology include quoted prices for similar assets and liabilities in active markets and inputs that are observable for the asset or liability, either directly or indirectly, for substantially the full term of the financial instrument; and ● Level 3 – Inputs to the valuation methodology are unobservable and significant to the fair value measurement Assets measured at fair value on a recurring basis comprised the following at December 31, 2024 and 2023: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Fair Value Measurements at Reporting Date Using ​ ​ ​ ​ ​ Quoted Prices ​ Significant ​ ​ ​ ​ ​ ​ ​ ​ in Active ​ Other ​ Significant ​ ​ ​ ​ ​ Markets for ​ Observable ​ Unobservable ​ ​ ​ ​ ​ Identical Assets ​ Inputs ​ Inputs ​ Fair Value (Level 1) (Level 2) (Level 3) ​ ​ (dollars in thousands) December 31, 2024: ​ ​ ​ ​ Securities AFS: ​ ​ ​ ​ U.S. treasuries and govt. sponsored agency securities ​ $ 20,591 ​ $ — ​ $ 20,591 ​ $ — Residential mortgage-backed and related securities ​ 50,042 ​ — ​ 50,042 ​ — Municipal securities ​ 164,575 ​ — ​ 164,575 ​ — Asset-backed securities ​ ​ 9,224 ​ ​ — ​ ​ 9,224 ​ ​ — Other securities ​ 36,677 ​ — ​ 36,677 ​ — Securities trading ​ ​ 83,529 ​ ​ — ​ ​ — ​ ​ 83,529 Derivatives ​ 186,781 ​ — ​ 186,781 ​ — Total assets measured at fair value ​ $ 551,419 ​ $ — ​ $ 467,890 ​ $ 83,529 ​ ​ ​ ​ ​ Derivatives ​ $ 214,823 ​ $ — ​ $ 214,823 ​ $ — Total liabilities measured at fair value ​ $ 214,823 ​ $ — ​ $ 214,823 ​ $ — ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2023: ​ ​ ​ ​ Securities AFS: ​ ​ ​ ​ U.S. govt. sponsored agency securities ​ $ 14,973 ​ $ — ​ $ 14,973 ​ $ — Residential mortgage-backed and related securities ​ 59,196 ​ — ​ 59,196 ​ — Municipal securities ​ 170,987 ​ — ​ 170,987 ​ — Asset-backed securities ​ ​ 15,423 ​ ​ — ​ ​ 15,423 ​ ​ — Other securities ​ 39,076 ​ — ​ 39,076 ​ — Securities trading ​ ​ 22,369 ​ ​ — ​ ​ — ​ ​ 22,369 Derivatives ​ 187,341 ​ — ​ 187,341 ​ — Total assets measured at fair value ​ $ 509,365 ​ $ — ​ $ 486,996 ​ $ 22,369 ​ ​ ​ ​ ​ Derivatives ​ $ 215,735 ​ $ — ​ $ 215,735 ​ $ — Total liabilities measured at fair value ​ $ 215,735 ​ $ — ​ $ 215,735 ​ $ — ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ The securities AFS portfolio consists of securities whereby the Company obtains fair values from an independent pricing service. The fair values are determined by pricing models that consider observable market data, such as interest rate volatilities, LIBOR yield curve, credit spreads and prices from market makers and live trading systems (Level 2 inputs). Trading securities consist of retained beneficial interests from securitizations and are classified as a Level 3 in the fair value hierarchy as of December 31, 2024 and 2023. Fair values are estimated using the discounted cash flow method, including discount rates which are deemed to be significant unobservable inputs. As of December 31, 2024, the discount rates ranged from 3.21% to 6.57%. ​ Note 21. Fair Value (continued) Changes in fair value of trading securities for the years ended December 31, 2024 and 2023, are presented in the following table. There were no trading securities during the year ended December 31, 2022. ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ For the ​ For the ​ ​ ​ Year Ended ​ Year Ended ​ ​ ​ December 31, 2024 ​ December 31, 2023 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance at the beginning of the period ​ $ 22,369 ​ $ — ​ Trading securities purchased ​ ​ 60,233 ​ ​ 22,369 ​ Paydowns ​ ​ (13) ​ ​ ​ ​ Premium amortization ​ (616) ​ — ​ Fair value gain (loss) ​ ​ 1,556 ​ ​ — ​ Balance at the end of the period ​ $ 83,529 ​ $ 22,369 ​ ​ Interest rate caps, swaps, collars and swaptions are used for the purpose of hedging interest rate risk on various financial assets and liabilities. See Note 7 to the Consolidated Financial Statements for the details of these instruments. Interest rate swaps are also executed for select commercial customers. The fair values are determined by pricing models that consider observable market data for derivative instruments with similar structures (Level 2 inputs). Certain financial assets are measured at fair value on a non-recurring basis; that is, the assets are not measured at fair value on an ongoing basis but are subject to fair value adjustments in certain circumstances (for example, when there is evidence of impairment). Assets measured at fair value on a non-recurring basis comprised the following at December 31, 2024 and 2023: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Fair Value Measurements at Reporting Date Using ​ ​ ​ ​ ​ Quoted Prices ​ Significant ​ ​ ​ ​ ​ ​ ​ ​ in Active ​ Other ​ Significant ​ ​ ​ ​ ​ Markets for ​ Observable ​ Unobservable ​ ​ ​ ​ ​ Identical Assets ​ Inputs ​ Inputs ​ Fair Value Level 1 Level 2 Level 3 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2024: ​ ​ ​ ​ Loans/leases evaluated individually ​ $ 54,434 ​ $ — ​ $ — ​ $ 54,434 OREO ​ ​ 714 ​ ​ — ​ ​ — ​ ​ 714 ​ ​ $ 55,148 ​ $ — ​ $ — ​ $ 55,148 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2023: ​ ​ ​ ​ Loans/leases evaluated individually ​ $ 33,656 ​ $ — ​ $ — ​ $ 33,656 OREO ​ 1,455 ​ — ​ — ​ 1,455 ​ ​ $ 35,111 ​ $ — ​ $ — ​ $ 35,111 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans/leases evaluated individually are valued at the lower of cost or fair value and are classified as a Level 3 in the fair value hierarchy. Fair value is measured based on the value of the collateral securing these loans/leases. Collateral may be real estate and/or business assets including equipment, inventory and/or accounts receivable and is determined based on appraisals by qualified licensed appraisers hired by the Company. Appraised and reported values may be discounted based on management’s historical knowledge, changes in market conditions from the time of valuation, and/or management’s expertise and knowledge of the client and client’s business. ​ Note 21. Fair Value (continued) OREO in the table above consists of property acquired through foreclosures and settlements of loans. Property acquired is carried at the estimated fair value of the property, less disposal costs, and is classified as a Level 3 in the fair value hierarchy. The estimated fair value of the property is determined based on appraisals by qualified licensed appraisers hired by the Company. Appraised and reported values are discounted based on management’s historical knowledge, changes in market conditions from the time of valuation, and/or management’s expertise and knowledge of the property. Other repossessed assets in the table above consists of equipment acquired through repossession and settlement of loans. Property acquired is carried at the estimated fair value of the property, less disposal costs, and is classified as a Level 3 in the fair value hierarchy. The estimated fair value of the property acquired is generally determined based on current average auction prices database used by a national auction company hired by the Company. The following table presents additional quantitative information about assets measured at fair value on a non-recurring basis for which the Company has utilized Level 3 inputs to determine fair value: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Quantitative Information about Level Fair Value Measurements ​ ​ Fair Value ​ Fair Value ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, ​ December 31, ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2024 2023 Valuation Technique Unobservable Input Range ​ ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans/leases evaluated individually ​ $ 54,434 ​ $ 33,656 ​ Appraisal of collateral ​ Appraisal adjustments ​ -10.00 % to ​ -30.00 % OREO ​ ​ 714 ​ ​ 1,455 ​ Appraisal of collateral ​ Appraisal adjustments ​ 0.00 % to -35.00 % ​ For loans/leases evaluated individually and OREO, the Company records carrying value at fair value less disposal or selling costs. The amounts reported in the tables above are fair values before the adjustment for disposal or selling costs. There have been no changes in valuation techniques used for any assets measured at fair value during the years ended December 31, 2024 or 2023. The following table presents the carrying values and estimated fair values of financial assets and liabilities carried on the Company’s consolidated balance sheet, including those financial assets and liabilities that are not measured and reported at fair value on a recurring basis or non-recurring basis: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Fair Value ​ As of December 31, 2024 ​ As of December 31, 2023 ​ ​ Hierarchy ​ Carrying ​ Estimated ​ Carrying ​ Estimated ​ Level Value Fair Value Value Fair Value ​ ​ ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Cash and due from banks Level 1 ​ $ 91,732 ​ $ 91,732 ​ $ 97,123 ​ $ 97,123 Federal funds sold Level 2 ​ 27,150 ​ 27,150 ​ 35,450 ​ 35,450 Interest-bearing deposits at financial institutions Level 2 ​ 143,442 ​ 143,442 ​ 104,919 ​ 104,919 Investment securities: ​ ​ ​ ​ ​ ​ ​ ​ HTM Level 2 ​ 835,797 ​ 800,583 ​ 683,504 ​ 680,279 AFS Level 2 ​ 281,109 ​ 281,109 ​ 299,655 ​ 299,655 Trading ​ Level 3 ​ ​ 83,529 ​ ​ 83,529 ​ ​ 22,369 ​ ​ 22,369 Loans/leases receivable, net Level 3 ​ 50,402 ​ 54,434 ​ 31,163 ​ 33,656 Loans/leases receivable, net Level 2 ​ 6,644,161 ​ 6,325,156 ​ 6,425,053 ​ 6,125,433 Derivatives Level 2 ​ 186,781 ​ 186,781 ​ 187,341 ​ 187,341 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Deposits: ​ ​ ​ ​ ​ ​ ​ ​ Nonmaturity deposits Level 2 ​ 5,835,362 ​ 5,835,362 ​ 5,504,323 ​ 5,504,323 Time deposits Level 2 ​ 1,225,825 ​ 1,222,482 ​ 1,009,682 ​ 996,746 Short-term borrowings Level 2 ​ 1,800 ​ 1,800 ​ 1,500 ​ 1,500 FHLB advances Level 2 ​ 285,383 ​ 285,196 ​ 435,000 ​ 437,178 Subordinated notes ​ Level 2 ​ ​ 233,489 ​ ​ 238,873 ​ ​ 233,064 ​ ​ 240,235 Junior subordinated debentures Level 2 ​ 48,860 ​ 41,638 ​ 48,731 ​ 40,397 Derivatives Level 2 ​ 214,823 ​ 214,823 ​ 215,735 ​ 215,735 ​

Note 22 - Business Segment Info

Note 22 - Business Segment Information	12 Months Ended
	Dec. 31, 2024
Notes to Financial Statements
Business Segment Information	N ote 22. Business Segment Information ​ Selected financial and descriptive information is required to be disclosed for reportable operating segments, applying a “management perspective” as the basis for identifying reportable segments. The management perspective is determined by the view that management takes of the segments within the Company when making operating decisions, allocating resources, and measuring performance. The segments of the Company have been defined by the structure of the Company’s internal organization, focusing on the financial information that the Company’s operating decision-makers routinely use to make decisions about operating matters. The chief operating decision maker consists of the Chief Executive Officer and President/Chief Financial Officer of the Company. The chief operating decision maker reviews financial reports that detail the interest income, interest expense, provision for credit losses, noninterest income, salaries and benefits expense, occupancy expense, other noninterest expenses, income tax expense and net income from continuing operations and compares the actual results to the amounts budgeted and the reason for variances. The results of this review allow the Company’s chief operating decision maker to make operating decisions and allocate resources. Capital markets revenue is considered a significant source of noninterest income. Salaries and benefits expense and occupancy expense are considered significant noninterest expenses. The Company’s Commercial Banking business is geographically divided by markets into the operating segments which are the four subsidiary banks wholly-owned by the Company: QCBT, CRBT, CSB and GB. Each of these operating segments offer similar products and services, but are managed separately due to different pricing, product demand, and consumer markets. Each offers commercial, consumer, and mortgage loans and deposit services. The Company's All Other segment includes the corporate operations of the parent and operations of all other consolidated subsidiaries and/or defined operating segments that fall below the segment reporting thresholds. ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ N ote 22. Business Segment Information (continued) ​ Selected financial information on the Company’s business segments is presented as follows as of and for the years ended December 31, 2024, 2023, and 2022: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial Banking ​ ​ ​ Intercompany ​ Consolidated ​ QCBT CRBT CSB GB All other Eliminations Total ​ ​ (dollars in thousands) Year Ended December 31, 2024 ​ ​ ​ ​ ​ ​ ​ ​ Interest and dividend income ​ $ 148,530 ​ $ 126,316 ​ $ 80,650 ​ $ 126,977 ​ $ 294 ​ $ (910) ​ $ 481,857 Interest expense ​ ​ 76,027 ​ ​ 54,476 ​ ​ 34,762 ​ ​ 70,143 ​ ​ 17,088 ​ ​ (2,427) ​ ​ 250,069 Net interest income ​ 72,503 ​ 71,840 ​ 45,888 ​ ​ 56,834 ​ (16,794) ​ 1,517 ​ 231,788 Provision for credit losses ​ 10,460 ​ 5,365 ​ (154) ​ ​ 1,427 ​ — ​ — ​ 17,098 Noninterest income ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Capital markets revenue ​ ​ 270 ​ ​ 62,418 ​ ​ — ​ ​ 8,369 ​ ​ — ​ ​ — ​ ​ 71,057 Other segment revenue items ​ ​ 19,115 ​ ​ 10,666 ​ ​ 5,603 ​ ​ 10,326 ​ ​ 145,001 ​ ​ (146,239) ​ ​ 44,472 Total noninterest income ​ ​ 19,385 ​ ​ 73,084 ​ ​ 5,603 ​ ​ 18,695 ​ ​ 145,001 ​ ​ (146,239) ​ ​ 115,529 Noninterest expense ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Salaries and benefits expense ​ ​ 32,062 ​ ​ 36,521 ​ ​ 18,403 ​ ​ 29,642 ​ ​ 11,558 ​ ​ — ​ ​ 128,186 Occupancy expense ​ ​ 5,963 ​ ​ 6,221 ​ ​ 4,577 ​ ​ 6,700 ​ ​ 1,952 ​ ​ — ​ ​ 25,413 Other segment expense items ​ ​ 18,954 ​ ​ 14,373 ​ ​ 8,480 ​ ​ 11,651 ​ ​ 3,004 ​ ​ (2,419) ​ ​ 54,043 Total noninterest expense ​ ​ 56,979 ​ ​ 57,115 ​ ​ 31,460 ​ ​ 47,993 ​ ​ 16,514 ​ ​ (2,419) ​ ​ 207,642 Income tax expense ​ ​ 2,019 ​ ​ 10,383 ​ ​ 619 ​ ​ (30) ​ ​ (4,264) ​ ​ — ​ ​ 8,727 Net income (loss) from continuing operations ​ $ 22,430 ​ $ 72,061 ​ $ 19,566 ​ $ 26,139 ​ $ 115,957 ​ $ (142,303) ​ $ 113,850 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Goodwill ​ $ 2,791 ​ $ 14,980 ​ $ 9,888 ​ $ 110,936 ​ $ — ​ $ — ​ $ 138,595 Intangibles ​ — ​ 628 ​ 865 ​ 9,568 ​ — ​ — ​ 11,061 Total assets ​ 2,588,587 ​ 2,614,570 ​ 1,531,559 ​ 2,342,958 ​ 1,332,834 ​ (1,384,478) ​ 9,026,030 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year Ended December 31, 2023 ​ ​ ​ ​ ​ ​ ​ ​ Interest and dividend income ​ $ 128,280 ​ $ 108,113 ​ $ 68,069 ​ $ 110,130 ​ $ 181 ​ $ (1,363) ​ $ 413,410 Interest expense ​ ​ 60,379 ​ ​ 40,700 ​ ​ 24,413 ​ ​ 53,464 ​ ​ 16,066 ​ ​ (2,618) ​ ​ 192,404 Net interest income ​ 67,901 ​ 67,413 ​ 43,656 ​ ​ 56,666 ​ (15,885) ​ 1,255 ​ 221,006 Provision for credit losses ​ 12,512 ​ 2,139 ​ 1,248 ​ 640 ​ — ​ — ​ 16,539 Noninterest income ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Capital markets revenue ​ ​ 246 ​ ​ 82,593 ​ ​ — ​ ​ 9,226 ​ ​ — ​ ​ — ​ ​ 92,065 Other segment revenue items ​ ​ 16,849 ​ ​ 10,587 ​ ​ 5,184 ​ ​ 8,682 ​ ​ 142,427 ​ ​ (143,110) ​ ​ 40,619 Total noninterest income ​ ​ 17,095 ​ ​ 93,180 ​ ​ 5,184 ​ ​ 17,908 ​ ​ 142,427 ​ ​ (143,110) ​ ​ 132,684 Noninterest expense ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Salaries and benefits expense ​ ​ 28,470 ​ ​ 51,733 ​ ​ 16,749 ​ ​ 29,727 ​ ​ 9,940 ​ ​ — ​ ​ 136,619 Occupancy expense ​ ​ 5,627 ​ ​ 6,029 ​ ​ 4,489 ​ ​ 7,108 ​ ​ 1,778 ​ ​ — ​ ​ 25,031 Other segment expense items ​ ​ 14,693 ​ ​ 14,457 ​ ​ 7,997 ​ ​ 11,749 ​ ​ 2,284 ​ ​ (2,299) ​ ​ 48,881 Total noninterest expense ​ ​ 48,790 ​ ​ 72,219 ​ ​ 29,235 ​ ​ 48,584 ​ ​ 14,002 ​ ​ (2,299) ​ ​ 210,531 Income tax expense ​ ​ 1,927 ​ ​ 13,857 ​ ​ 330 ​ ​ 71 ​ ​ (3,123) ​ ​ — ​ ​ 13,062 Net income (loss) from continuing operations ​ $ 21,767 ​ $ 72,378 ​ $ 18,027 ​ $ 25,279 ​ $ 115,663 ​ $ (139,556) ​ $ 113,558 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Goodwill ​ $ 3,223 ​ $ 14,980 ​ $ 9,888 ​ $ 110,936 ​ $ — ​ $ — ​ $ 139,027 Intangibles ​ — ​ 883 ​ 1,430 ​ 11,508 ​ — ​ — ​ 13,821 Total assets ​ 2,448,957 ​ 2,419,146 ​ 1,426,202 ​ 2,281,296 ​ 1,213,954 ​ (1,250,661) ​ 8,538,894 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year Ended December 31, 2022 ​ ​ ​ ​ ​ ​ ​ ​ Interest and dividend income ​ $ 88,195 ​ $ 75,411 ​ $ 48,604 ​ $ 79,266 ​ $ 58 ​ $ 1,037 ​ $ 292,571 Interest expense ​ ​ 16,591 ​ ​ 10,019 ​ ​ 7,824 ​ ​ 15,532 ​ ​ 11,835 ​ ​ (350) ​ ​ 61,451 Net interest income ​ 71,604 ​ 65,392 ​ 40,780 ​ ​ 63,734 ​ (11,777) ​ 1,387 ​ 231,120 Provision for loan/lease losses ​ 1,073 ​ (961) ​ (1,336) ​ 9,508 ​ — ​ — ​ 8,284 Noninterest income ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Capital markets revenue ​ ​ 479 ​ ​ 38,772 ​ ​ 144 ​ ​ 1,914 ​ ​ — ​ ​ — ​ ​ 41,309 Other segment revenue items ​ ​ 14,946 ​ ​ 13,887 ​ ​ 5,381 ​ ​ 6,700 ​ ​ 131,865 ​ ​ (133,359) ​ ​ 39,420 Total noninterest income ​ ​ 15,425 ​ ​ 52,659 ​ ​ 5,525 ​ ​ 8,614 ​ ​ 131,865 ​ ​ (133,359) ​ ​ 80,729 Noninterest expense ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Salaries and benefits expense ​ ​ 27,895 ​ ​ 36,339 ​ ​ 16,180 ​ ​ 19,403 ​ ​ 15,551 ​ ​ — ​ ​ 115,368 Occupancy expense ​ ​ 4,953 ​ ​ 5,376 ​ ​ 4,513 ​ ​ 5,447 ​ ​ 1,686 ​ ​ — ​ ​ 21,975 Other segment expense items ​ ​ 12,148 ​ ​ 12,537 ​ ​ 7,961 ​ ​ 8,606 ​ ​ 13,215 ​ ​ (1,794) ​ ​ 52,673 Total noninterest expense ​ ​ 44,996 ​ ​ 54,252 ​ ​ 28,654 ​ ​ 33,456 ​ ​ 30,452 ​ ​ (1,794) ​ ​ 190,016 Income tax expense ​ ​ 7,110 ​ ​ 11,185 ​ ​ 1,762 ​ ​ 5,094 ​ ​ (10,668) ​ ​ — ​ ​ 14,483 Net income (loss) from continuing operations ​ $ 33,850 ​ $ 53,575 ​ $ 17,225 ​ $ 24,290 ​ $ 100,304 ​ $ (130,178) ​ $ 99,066 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Goodwill ​ $ 3,223 ​ $ 14,980 ​ $ 9,888 ​ $ 109,516 ​ $ — ​ $ — ​ $ 137,607 Intangibles ​ — ​ 1,225 ​ 2,027 ​ 13,507 ​ — ​ — ​ 16,759 Total assets ​ 2,312,012 ​ 2,185,500 ​ 1,297,812 ​ 2,146,474 ​ 1,086,351 ​ (1,079,312) ​ 7,948,837 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ N ote 22. Business Segment Information (continued) ​ Intercompany eliminations included in the selected financial information on the Company’s business segments consist of equity in net income of each subsidiary bank and investment in each subsidiary bank as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial Banking ​ ​ ​ QCBT CRBT CSB GB Total ​ ​ ​ (dollars in thousands) ​ Year Ended December 31, 2024 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Other segment revenue items: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Equity in net income of subsidiary bank ​ $ 22,430 ​ $ 72,061 ​ $ 19,566 ​ $ 26,140 ​ $ 140,197 ​ Total assets: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Investment in subsidiary bank ​ ​ 280,945 ​ ​ 423,857 ​ ​ 173,133 ​ ​ 381,636 ​ ​ 1,259,571 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year Ended December 31, 2023 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Other segment revenue items: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Equity in net income of subsidiary bank ​ $ 21,766 ​ $ 72,378 ​ $ 18,027 ​ $ 25,280 ​ $ 137,451 ​ Total assets: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Investment in subsidiary bank ​ $ 260,160 ​ ​ 353,299 ​ ​ 153,838 ​ ​ 355,506 ​ ​ 1,122,803 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year Ended December 31, 2022 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Other segment revenue items: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Equity in net income of subsidiary bank ​ $ 33,850 ​ $ 53,576 ​ $ 17,225 ​ $ 24,289 ​ $ 128,940 ​ Total assets: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Investment in subsidiary bank ​ ​ 238,631 ​ ​ 277,812 ​ ​ 122,826 ​ ​ 326,704 ​ ​ 965,973 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ .

Pay vs Performance Disclosure

Pay vs Performance Disclosure - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Pay vs Performance Disclosure
Net Income (Loss)	$ 113,850	$ 113,558	$ 99,066

Insider Trading Arrangements

Insider Trading Arrangements	3 Months Ended
	Dec. 31, 2024
Trading Arrangements, by Individual
Rule 10b5-1 Arrangement Adopted	false
Non-Rule 10b5-1 Arrangement Adopted	false
Rule 10b5-1 Arrangement Terminated	false
Non-Rule 10b5-1 Arrangement Terminated	false

Insider Trading Policies and Pr

Insider Trading Policies and Procedures	12 Months Ended
	Dec. 31, 2024
Insider Trading Policies and Procedures [Line Items]
Insider Trading Policies and Procedures Adopted	true

Cybersecurity Risk Management a

Cybersecurity Risk Management and Strategy Disclosure	12 Months Ended
	Dec. 31, 2024
Cybersecurity Risk Management, Strategy, and Governance [Line Items]
Cybersecurity Risk Management Processes for Assessing, Identifying, and Managing Threats [Text Block]	We rely extensively on various information systems and other electronic resources to operate our business. In addition, nearly all of our customers, service providers and other business partners on whom we depend, including the providers of our online banking, mobile banking and accounting systems, use these systems and their own electronic information systems. Any of these systems can be compromised, including through the employees, customers and other individuals who are authorized to use them, and bad actors use a sophisticated and constantly evolving set of software, tools and strategies to do so. Moreover, the nature of our business, as a financial services provider, and our relative size, make us and our business partners high-value targets for these bad actors to pursue. Accordingly, we have devoted significant resources to assessing, identifying and managing risks associated with cybersecurity threats, including: ● an internal cybersecurity team that is responsible for establishing security standards and conducting regular assessments of our information systems, controls, vulnerabilities and potential improvements; ● continuous monitoring tools to detect and respond to cybersecurity threats in real-time; ● performing due diligence with respect to our third-party service providers , including their cybersecurity practices, and requiring contractual commitments from our service providers to take certain cybersecurity measures; ● third-party cybersecurity consultants, who conduct periodic penetration testing and vulnerability assessments to identify potential weaknesses in our systems and processes; and ● periodic cybersecurity training for our workforce. This information security program is a key part of our overall risk management system, which is administered by our Chief Risk Officer. The program includes administrative, technical and physical safeguards to help ensure the security and confidentiality of customer records and information. These security and privacy policies and procedures are in effect across all of our businesses and geographic locations. From time-to-time, we have identified cybersecurity threats and cybersecurity incidents that require us to make changes to our program and to implement additional safeguards. While none of these identified threats or incidents have materially affected us, it is possible that threats and incidents we identify in the future could have a material adverse effect on our business strategy, results of operations and financial condition.
Cybersecurity Risk Management Processes Integrated [Flag]	true
Cybersecurity Risk Management Processes Integrated [Text Block]	We rely extensively on various information systems and other electronic resources to operate our business. In addition, nearly all of our customers, service providers and other business partners on whom we depend, including the providers of our online banking, mobile banking and accounting systems, use these systems and their own electronic information systems. Any of these systems can be compromised, including through the employees, customers and other individuals who are authorized to use them, and bad actors use a sophisticated and constantly evolving set of software, tools and strategies to do so. Moreover, the nature of our business, as a financial services provider, and our relative size, make us and our business partners high-value targets for these bad actors to pursue. Accordingly, we have devoted significant resources to assessing, identifying and managing risks associated with cybersecurity threats, including: ● an internal cybersecurity team that is responsible for establishing security standards and conducting regular assessments of our information systems, controls, vulnerabilities and potential improvements; ● continuous monitoring tools to detect and respond to cybersecurity threats in real-time; ● performing due diligence with respect to our third-party service providers , including their cybersecurity practices, and requiring contractual commitments from our service providers to take certain cybersecurity measures; ● third-party cybersecurity consultants, who conduct periodic penetration testing and vulnerability assessments to identify potential weaknesses in our systems and processes; and ● periodic cybersecurity training for our workforce. This information security program is a key part of our overall risk management system, which is administered by our Chief Risk Officer. The program includes administrative, technical and physical safeguards to help ensure the security and confidentiality of customer records and information. These security and privacy policies and procedures are in effect across all of our businesses and geographic locations.
Cybersecurity Risk Management Third Party Engaged [Flag]	true
Cybersecurity Risk Third Party Oversight and Identification Processes [Flag]	true
Cybersecurity Risk Materially Affected or Reasonably Likely to Materially Affect Registrant [Flag]	false
Cybersecurity Risk Board of Directors Oversight [Text Block]	In addition, our board of directors, as a whole and through its Risk Oversight Committee (the “Risk Committee”), is responsible for the oversight of risk management. In that role, our board of directors and Risk Committee, with support from the Company’s cybersecurity advisors, are responsible for ensuring that the risk management processes designed and implemented by management are adequate and functioning as designed. To carry out those duties, both our board of directors and the Risk Committee receive quarterly reports from our management team regarding cybersecurity risks, and the Company’s efforts to prevent, detect, mitigate and remediate any cybersecurity incidents.
Cybersecurity Risk Board Committee or Subcommittee Responsible for Oversight [Text Block]	Risk Oversight Committee (the “Risk Committee”)
Cybersecurity Risk Process for Informing Board Committee or Subcommittee Responsible for Oversight [Text Block]	In addition, our board of directors, as a whole and through its Risk Oversight Committee (the “Risk Committee”), is responsible for the oversight of risk management. In that role, our board of directors and Risk Committee, with support from the Company’s cybersecurity advisors, are responsible for ensuring that the risk management processes designed and implemented by management are adequate and functioning as designed. To carry out those duties, both our board of directors and the Risk Committee receive quarterly reports from our management team regarding cybersecurity risks, and the Company’s efforts to prevent, detect, mitigate and remediate any cybersecurity incidents.
Cybersecurity Risk Role of Management [Text Block]	Our management team is responsible for the day-to-day management of risks we face, including our current Chief Operating Officer and Chief Security Officer. The Chief Operating Officer is an experienced Certified Information Systems Security Professional (CISSP) with more than 10 years of relevant experience in technology, security, and risk management across multiple industries, including finance and banking.
Cybersecurity Risk Management Positions or Committees Responsible [Flag]	true
Cybersecurity Risk Management Positions or Committees Responsible [Text Block]	Chief Operating Officer and Chief Security Officer
Cybersecurity Risk Management Expertise of Management Responsible [Text Block]	Our management team is responsible for the day-to-day management of risks we face, including our current Chief Operating Officer and Chief Security Officer. The Chief Operating Officer is an experienced Certified Information Systems Security Professional (CISSP) with more than 10 years of relevant experience in technology, security, and risk management across multiple industries, including finance and banking.
Cybersecurity Risk Process for Informing Management or Committees Responsible [Text Block]	This information security program is a key part of our overall risk management system, which is administered by our Chief Risk Officer. The program includes administrative, technical and physical safeguards to help ensure the security and confidentiality of customer records and information. These security and privacy policies and procedures are in effect across all of our businesses and geographic locations.
Cybersecurity Risk Management Positions or Committees Responsible Report to Board [Flag]	true

Note 1 - Nature of Business a_2

Note 1 - Nature of Business and Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2024
Accounting Policies
Basis of presentation	Basis of presentation: The acronyms and abbreviations identified below are used in the Notes to the Consolidated Financial Statements, as well as in the other sections of this Annual Report on Form 10-K (including appendices). It may be helpful to refer back to this page as you read this report. ACL: Allowance for credit losses HTM: Held to maturity AFS: Available for sale ICS: Insured Cash Sweep Allowance: Allowance for credit losses LCR: Liquidity Coverage Ratio AOCI: Accumulated other comprehensive income (loss) LHFI: Loans held for investment ASC: Accounting Standards Codification LIBOR: London Inter-Bank Offered Rate ASC 805: Business Combination Standard LIHTC: Low-income housing tax credit ASU: Accounting Standards Update m2: m2 Equipment Finance, LLC BHCA: Bank Holding Company Act of 1956 MD&A: Management’s Discussion & Analysis BOLI: Bank-owned life insurance Missouri Division of Finance: Missouri Department of Caps: Interest rate cap derivatives Commerce and Insurance CDARS: Certificate of Deposit Account Registry Service NIM: Net interest margin CECL: Current Expected Credit Losses NOL: Net operating loss CFPB: Bureau of Consumer Financial Protection NPA: Nonperforming asset CNB: Community National Bank NPL: Nonperforming loan Community National: Community National Bancorporation NSFR: Net Stable Funding Ratio COVID-19: Coronavirus Disease 2019 OBS: Off-balance sheet CRA: Community Reinvestment Act OREO: Other real estate owned CRBT: Cedar Rapids Bank & Trust Company OTTI: Other-than-temporary impairment CRE: Commercial real estate PCAOB: Public Company Accounting Oversight Board CRE Guidance: Interagency Concentrations in Commercial PCD: Purchased credit deteriorated loan Real Estate Lending, Sound Risk Management Practices Provision: Provision for credit losses Guidance PUD LOC: Public Unit Deposit Letter of Credit CSB: Community State Bank QCBT: Quad City Bank & Trust Company C&I: Commercial and industrial ROAA: Return on Average Assets Dodd-Frank Act: Dodd-Frank Wall Street Reform and ROAE: Return on Average Equity Consumer Protection Act ROU: Right of use DGCL: Delaware General Corporation Law SBA: U.S. Small Business Administration DIF: Deposit Insurance Fund SEC: Securities and Exchange Commission EBA: Excess Balance Account SERPs: Supplemental Executive Retirement Plans EPS: Earnings per share SOFR: Secured Overnight Financing Rate ESG: Environmental, Social and Governance SPE: Special purpose entity Exchange Act: Securities Exchange Act of 1934, as amended Springfield Bancshares: Springfield Bancshares, Inc. FASB: Financial Accounting Standards Board TA: Tangible assets FDIC: Federal Deposit Insurance Corporation TCE: Tangible common equity Federal Reserve: Board of Governors of the Federal Reserve TDRs: Troubled debt restructurings System TEY: Tangible equivalent yield FHLB: Federal Home Loan Bank The Company: QCR Holdings, Inc. FRB: Federal Reserve Bank of Chicago TRBC: Total risk-based capital FTEs: Full-time equivalents Treasury: U.S. Department of the Treasury GAAP: Generally Accepted Accounting Principles USA Patriot Act: Uniting and Strengthening America by GB: Guaranty Bank Providing Appropriate Tools Required to Intercept GFED: Guaranty Federal Bancshares and Obstruct Terrorism Act of 2001 Goldman Sachs: Goldman Sachs and Company USDA: U.S. Department of Agriculture Guaranty: Guaranty Bankshares, Ltd. VIE: Variable interest entities Guaranty Bank: Guaranty Bank and Trust Company ​ ​ ​ ​ ​ ​ ​ ​
Nature of business	Nature of business QCR Holdings, Inc. is a bank holding company that has elected to operate as a financial holding company under the BHCA. The Company provides bank and bank-related services through its banking subsidiaries, QCBT, CRBT, CSB and GB. The Company also engages in direct financing lease and equipment financing contracts through m2, a wholly-owned subsidiary of QCBT. The Company also engages in wealth management services through its banking subsidiaries. In September 2024, the Company announced the decision to discontinue offering new loans and leases through m2. QCBT is a commercial bank that serves the Iowa and Illinois Quad Cities and adjacent communities. CRBT is a commercial bank that serves Cedar Rapids, Iowa, and adjacent communities including Cedar Falls and Waterloo, Iowa. CSB is a commercial bank that serves Des Moines, Iowa, and adjacent communities. GB is a commercial bank that serves Springfield and Joplin, Missouri and adjacent communities. QCBT, CRBT, and CSB are chartered and regulated under the laws of the state of Iowa. GB is chartered and regulated under the laws of the state of Missouri. All four subsidiary banks are insured and subject to regulation by the FDIC. All four subsidiary banks are members of and regulated by the Federal Reserve System. The remaining direct subsidiaries of the Company consist of a consolidated subsidiary formed for the risk management of insurance and seven non-consolidated subsidiaries formed for the issuance of trust preferred securities. See Note 14 to the Consolidated Financial Statements for a listing of these subsidiaries and additional information.
Accounting estimates	Accounting estimates
Principles of consolidation	Principles of consolidation
Presentation of cash flows	Presentation of cash flows Cash and due from banks
Investment securities	Investment securities All HTM and AFS debt securities are evaluated to determine whether declines in fair value below their amortized cost require an allowance. See further discussion in the Allowance section following. Trading securities include retained beneficial interests from securitizations and are carried at fair value with unrealized gains and losses recorded in earnings. As trading securities are carried at their current fair value, there is no allowance necessary.
Loans receivable, held for sale	Loans receivable, held for sale
Loans receivable, held for investment	Loans receivable, held for investment ​ The ACL is measured on a collective (pool) basis when similar risk characteristics exist. The Company discloses the ACL (also known as the allowance) by portfolio segment, and credit quality information, nonaccrual status, and past due status by class of financing receivable. A portfolio segment is the level at which the Company develops and documents a systematic methodology to determine its ACL. A class of financing receivable is a further disaggregation of a portfolio segment based on risk characteristics and the Company’s method for monitoring and assessing credit risk. See the following information and Note 3 to the Consolidated Financial Statements. ​ The Company’s portfolio segments are as follows: ● C&I – revolving ● C&I – other ● CRE – owner occupied ● CRE – non-owner occupied Note 1. Nature of Business and Significant Accounting Policies (continued) ● Construction and land development ● Multi-family ● 1-4 family real estate ● Consumer The Company’s classes of loans receivable are as follows: ● C&I – revolving ● C&I – other ● CRE – owner occupied ● CRE – non-owner occupied ● Construction and land development ● Multi-family ● Direct financing leases ● 1-4 family real estate ● Consumer Direct financing leases are considered a class of financing receivable within the overall loan/lease portfolio and are included in the C&I – other loan segments for ACL. The accounting policies for direct financing leases are disclosed below. ​ Generally, for all classes of loans receivable, loans are considered past due when contractual payments are delinquent for 30 days or greater. For all classes of loans receivable, loans will generally be placed on nonaccrual status when the loan has become 90 days past due (unless the loan is well secured and in the process of collection); or if any of the following conditions exist: ● It becomes evident that the borrower will not make payments, or will not or cannot meet the terms for renewal of a matured loan; ● When full repayment of principal and interest is not expected; ● When the loan is graded “doubtful;” ● When the borrower files bankruptcy and an approved plan of reorganization or liquidation is not anticipated in the near future; or ● When foreclosure action is initiated. When a loan is placed on nonaccrual status, income recognition is ceased. Previously recorded but uncollected amounts of interest on nonaccrual loans are reversed at the time the loan is placed on nonaccrual status. Generally, cash collected on nonaccrual loans is applied to principal. Should full collection of principal be expected, cash collected on nonaccrual loans can be recognized as interest income. For all classes of loans receivable, nonaccrual loans may be restored to accrual status provided the following criteria are met: ● The loan is current, and all principal and interest amounts contractually due have been made; ● All principal and interest amounts contractually due, including past due payments, are reasonably assured of repayment within a reasonable period; and Note 1. Nature of Business and Significant Accounting Policies (continued) ● There is a period of minimum repayment performance, as follows, by the borrower in accordance with contractual terms: o Six months of repayment performance for contractual monthly payments, or o One year of repayment performance for contractual quarterly or semi-annual payments. Direct finance leases receivable, held for investment : The Company leases machinery and equipment to customers under leases that qualify as direct financing leases for financial reporting and as operating leases for income tax purposes. Under the direct financing method of accounting, the minimum lease payments to be received under the lease contract, together with the estimated unguaranteed residual values (approximately 3% to 25% of the cost of the related equipment), are recorded as lease receivables when the lease is signed and the lease property delivered to the customer. The excess of the minimum lease payments and residual values over the cost of the equipment is recorded as unearned lease income. Unearned lease income is recognized over the term of the lease on a basis that results in an approximate level rate of return on the unrecovered lease investment. Lease income is recognized on the interest method. Residual value is the estimated fair market value of the equipment on lease at lease termination. In estimating the equipment’s fair value at lease termination, the Company relies on historical experience by equipment type and manufacturer and, where available, valuations by independent appraisers, adjusted for known trends. The Company’s estimates are reviewed continuously to ensure reasonableness; however, the amounts the Company will ultimately realize could differ from the estimated amounts. If the review results in a lower estimate than had been previously established, a determination is made as to whether the decline in estimated residual value is other-than-temporary. If the decline in estimated unguaranteed residual value is judged to be other-than-temporary, the accounting for the transaction is revised using the changed estimate. The resulting reduction in the investment is recognized as a loss in the period in which the estimate is changed. An upward adjustment of the estimated residual value is not recorded. The policies for delinquency and nonaccrual for direct financing leases are materially consistent with those described above for all classes of loan receivables.
Loan modifications	Loan modifications
Allowance	Allowance Allowance for Credit Losses on Loans and Leases The ACL on loans/leases is measured on a collective (pool) basis when similar risk characteristics exist. The Company has identified the eight portfolio segments at which the allowance will be measured. For all portfolio segments, the allowance is established as losses are estimated to have occurred through a provision that is charged to earnings. Credit losses on loans and leases, for all portfolio segments, are charged against the allowance when management believes the uncollectability of a loan/lease balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The Company’s methodologies for estimating the ACL consider available relevant information about the collectability of cash flows, including information about past events, current conditions, and reasonable and supportable forecasts. The methodologies apply historical loss information adjusted for asset-specific characteristics, economic conditions Note 1. Nature of Business and Significant Accounting Policies (continued) at the measurement date, and forecasts about future economic conditions that are expected to exist through the contractual lives of the financial assets and that are reasonable and supportable to the identified pools of financial assets with similar risk characteristics for which the historical loss experience was observed. The Company will immediately and fully revert back to average historical losses when it can no longer develop reasonable and supportable forecasts. A discussion of the risk characteristics and the allowance by each portfolio segment follows: For C&I loans, the Company focuses on small and mid-sized businesses with primary operations as wholesalers, manufacturers, building contractors, business services companies, other banks, and retailers. The Company provides a wide range of C&I loans, including lines of credit for working capital and operational purposes, and term loans for the acquisition of facilities, equipment and other purposes. Approval is generally based on the following factors: ● Ability and stability of current management of the borrower; ● Stable earnings with positive financial trends; ● Sufficient cash flow to support debt repayment; ● Earnings projections based on reasonable assumptions; ● Financial strength of the industry and business; and ● Value and marketability of collateral. Collateral for C&I loans generally includes accounts receivable, inventory and equipment. The Company’s lending policy specifies approved collateral types and corresponding maximum advance percentages. The value of collateral pledged on loans must exceed the loan amount by a margin sufficient to absorb potential erosion of its value in the event of foreclosure and cover the loan amount plus costs incurred to convert it to cash. The Company’s lending policy specifies maximum term limits for C&I loans. For term loans, the maximum term is generally seven years with average terms ranging from three In addition, the Company often takes personal guarantees or cosigners to help assure repayment. Loans may be made on an unsecured basis if warranted by the overall financial condition of the borrower. CRE is segmented into the following categories generally based on source of repayment: Owner occupied CRE, non-owner occupied CRE and multi-family. CRE loans are also embedded in the following segments: construction and land development and 1-4 family real estate. The Company is an active lender of LIHTC project loans which includes both the construction and permanent loan. Due to lower default rates, LIHTC loans have historically shown to have a lower risk profile than other CRE loans, and typically make up over a third of the Company’s CRE portfolio. CRE loans are subject to underwriting standards and processes similar to C&I loans, in addition to those standards and processes specific to real estate loans. Collateral for CRE loans generally includes the underlying real estate and improvements and may include additional assets of the borrower. The Company’s lending policy specifies maximum loan-to-value limits based on the category of CRE (CRE loans on improved property, raw land, land development, and commercial construction). These limits are the same limits, or in some situations, more conservative than those established by regulatory authorities. The Company also reviews CRE concentrations by industry in relation to risk-based capital on a quarterly basis. Multi-family loans are typically repaid from rental income. LIHTC permanent loans are included in multi-family loans and the maximum term is generally up to 20 years. ​ ​ Note 1. Nature of Business and Significant Account Policies (continued) The Company’s lending policy also includes guidelines for real estate appraisals, including minimum appraisal standards based on certain transactions. In addition, the Company often takes personal guarantees to help assure repayment. Construction loans include any loans to finance the construction of any new residential property, CRE property, low-income housing project or major rehabilitation or expansion of existing commercial structures. Construction lending carries a higher degree of risk because of the difficulty of protecting the bank against various factors. The following components are evaluated when underwriting these types of loans: ● Borrowers/contractors experience and ability is analyzed with the type and size of project being considered. ● Financial ability to cover cost overruns. ● Reliability and thoroughness of cost projections and reasonable assurance that significant provisions are made for contingencies for soft costs especially interest and operating deficits. ● Reliability of the estimate of time to complete the project. ​ The land development portfolio also includes other land loans such as raw land. The raw land component involves considerable risk to the bank and is reserved for the bank’s most credit worthy borrowers. Land development loans are typically only made to experienced local developers with successful track records. ​ For all loans the allowance consists of pooled and individually analyzed components. Pooled loan allowances consist of quantitative and qualitative factors and cover loan classes that share similar risk characteristics with other assets in the segmented pool. Quantitative Factors: ​ The quantitative factors are based on the probability of default and loss given default derived from historical net charge-off experience, repayment activity and default, remaining life, and current economic conditions as well as economic outlook. ​ Qualitative Factors: ​ The Company’s allowance methodology also has a qualitative component, the purpose of which is to take into consideration changes in current conditions that are not reflected in the quantitative analysis performed in determining its base credit loss rates. ​ The Company utilizes the following qualitative factors: ​ ● National and local economy ● Loan volume and trend ● Loan quality ● Loan policies and procedures ● Management and staff experience ● Concentrations ● Collateral ● Loan review system ● Regulatory environment and oversight ​ ​ ​ Note 1. Nature of Business and Significant Accounting Policies (continued) The Company also provides for unique circumstances with qualitative adjustments as needed. The qualitative adjustments are based on the current conditions and applied as a percentage adjustment in addition to the calculated historical loss rates. The adjustment amount can be either positive or negative. These adjustments reflect the extent to which the Company expects current conditions to differ from the conditions that existed for the period over which historical information was evaluated. ​ Economic forecasting: ​ The Company uses reasonable and supportable forecasts over the contractual term of the financial assets for each entity. This measurement is based upon relevant past events, historical experience and current conditions to determine the forecasted data which requires significant judgement. When management no longer has sufficient information to make a reasonable and supportable forecast, the data will then immediately revert back to the average historical performance for each entity. These forecasted adjustments are added to the qualitative adjustments and applied as a percentage adjustment in addition to the historical loss rates. ​ It is expected that actual economic conditions will, in many circumstances, turn out differently than forecasted because the ultimate outcomes during the forecast period may be affected by events that were unforeseen, such as, but not limited to, economic disruption and fiscal or monetary policy actions, which are exacerbated by longer forecasting periods. This uncertainty would be relevant to the entity’s confidence level as to the outcomes being forecasted. That is, an entity is likely less confident in the ultimate outcome of events that will occur at the end of the forecast period as compared to the beginning. As a result, actual future economic conditions may not be an effective indicator of the quality of the Company’s forecasting process, including the length of the forecast period. ​ Loans are determined to no longer share similar risk characteristics with other assets in the segmented pool when their scheduled payments of principal and interest according to the contractual terms of the loan agreement, have a greater probability of uncollectability based on current information and events. Such events include past due status of 90 days or more, non-accrual status or classification of a substandard or doubtful risk rating. ​ Factors considered by management in determining risk rating and non-accrual status include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not considered low quality. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. Allowances for these low quality loans with outstanding principal balances greater than $250,000 are measured on a case-by-case basis by either the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s obtainable market price, or the fair value of the collateral if the loan is collateral dependent. ​ Low quality loans with principal balances equal to or less than $250,000 are placed into a unique pool and have the overall effective loss rate for that period applied to this low quality pool. However, should an asset within the low quality pool no longer have the same risk characteristic of the unique pool, it will be removed and individually analyzed as described above. ​ Some loans that are determined to no longer share risk characteristics with other assets in the segmented pool, may be deemed collateral dependent. A financial asset is collateral-dependent when the borrower is experiencing financial difficulty and repayment is expected to be provided substantially through the sale or operation of the collateral. When ​ ​ Note 1. Nature of Business and Significant Accounting Policies (continued) it is determined that foreclosure is probable, the collateral’s fair value is used to estimate the financial assets expected credit losses for the current reporting period. This fair value is then reduced by the present value of estimated costs to sell. If it is determined that the asset is collateral-dependent, but foreclosure is not probable, an institution can elect to apply the practical expedient to use the collateral’s fair value to estimate the asset’s expected credit loss. The Company is choosing to utilize the practical expedient. When using the practical expedient on a collateral dependent loan where repayment is reliant upon the sale of the collateral, the fair value of that collateral will be adjusted for estimated costs to sell. However, if the repayment is dependent on the operations of the company, the fair market value less estimated cost to sell cannot be used. Thus, the net present value of the cash-flow will be utilized. ​ For non-homogenous loans, the Company utilizes the following internal risk rating scale: 1. Highest Quality (Pass) – Loans of the highest quality with no credit risk, including those fully secured by subsidiary bank certificates of deposit and U.S. government securities. 2. Superior Quality (Pass) – Loans with very strong credit quality. Borrowers have exceptionally strong earnings, liquidity, capital, cash flow coverage, and management ability. Includes loans secured by high quality marketable securities, certificates of deposit from other institutions, and cash value of life insurance. Also includes loans supported by U.S. government, state, or municipal guarantees. 3. Good Quality (Pass) – Loans with good credit quality. Established borrowers with good financial condition, including earnings, liquidity, capital and cash flow coverage. Financial performance is above industry average. Management is capable and is very experienced. Collateral coverage, if applicable, is good. Includes loans secured by personal assets and business assets including equipment, accounts receivable, inventory and real estate. 4. Moderate Quality (Pass) – Loans with moderate credit quality. Established borrowers with good financial condition, including earnings, liquidity, capital and cash flow coverage. Financial performance should be above industry averages. Management is capable and has mor than adequate experience. Collateral coverage, if applicable is more than adequate. Includes loans secured by personal asset and business assets including equipment, accounts receivable, inventory, and real estate. 5. Satisfactory Quality (Pass) – Loans with satisfactory credit quality. Established borrowers with satisfactory financial condition, including credit quality, earnings, liquidity, capital and cash flow coverage. Performance should be at or above industry averages. Management is capable with adequate experience. Collateral coverage, if applicable, is adequate. Includes loans secured by personal assets and business assets, including equipment, accounts receivable, inventory, and real estate. 6. Fair Quality (Pass) – Loans with acceptable credit quality. The primary repayment source is adequate; however, management’s ability to maintain consistent profitability is unproven or uncertain. Borrowers exhibit acceptable leverage and liquidity. May include new businesses with inexperienced management, performance at industry averages, or borrowers operating in highly cyclical or declining industries. 7. Low Quality (Pass) – Loans with low credit quality. The primary repayment source remains adequate; however, management’s ability to maintain consistent profitability remains unproven or uncertain. Borrowers exhibit moderate leverage and limited liquidity. May include new businesses with inexperienced management, performance below industry averages, or borrowers operating in highly cyclical or declining industries. ​ ​ Note 1. Nature of Business and Significant Accounting Policies (continued) 8. Early Warning (Pass) – Loans where the borrowers have generally performed as agreed, however unfavorable financial trends exist or are anticipated. Earnings may be erratic, with marginal cash flow or declining sales. Borrowers reflect leveraged financial condition and/or marginal liquidity. Management may be new and a track record of performance has yet to be developed. Financial information may be incomplete, and reliance on secondary repayment sources may be increasing. 9. Special Mention – Loans where the borrowers exhibit credit weaknesses or unfavorable financial trends requiring close monitoring. Weaknesses and adverse trends are more pronounced than Early Warning loans, and if left uncorrected, may jeopardize repayment according to the contractual terms. Currently, no loss of principal or interest is expected. Borrowers in this category have deteriorated to the point that it would be difficult to refinance with another lender. Special Mention should be assigned to borrowers in turnaround situations. This rating is intended as a transitional rating, therefore, it is generally not assigned to a borrower for a period of more than one year . 10. Substandard – Loans which are inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if applicable. These loans have a well-defined weakness or weaknesses which jeopardize repayment according to the contractual terms. There is distinct loss potential if the weaknesses are not corrected. Includes loans with insufficient cash flow coverage which are collateral dependent, OREO, and repossessed assets. 11. Doubtful – Loans which have all the weaknesses inherent in a Substandard loan, with the added characteristic that existing weaknesses make full principal collection, on the basis of current facts, conditions and values, highly doubtful. The possibility of loss is extremely high, but because of pending factors, recognition of a loss is deferred until a more exact status can be determined. All doubtful loans will be placed on non-accrual, with all payments, including principal and interest, applied to principal reduction. For term C&I and CRE loans equal to or greater than $1.0 million, the subsidiary banks with an asset size of $1.0 billion or less as of the most recent fiscal year-end require a term loan review within 15 months of the most recent credit review. For the subsidiary banks with an asset size of over $1.0 billion as of the most recent fiscal year-end, a term loan review is required within 15 months of the most recent credit review for term C&I and CRE loans of $2.0 million or more. A credit review encompasses any new debt issuances or renewed debt facilities that are part of the borrower’s credit relationship. The term loan/credit review is completed in enough detail to, at a minimum, validate the risk rating. Additionally, the review shall include an analysis of debt service requirements, covenant compliance, if applicable, and collateral adequacy. The frequency of the review is generally accelerated for loans with poor risk ratings. The Company’s Loan Quality area performs a documentation review of a sampling of C&I and CRE loans, the primary purpose of which is to ensure the credit is properly documented and closed in accordance with approval authorities and conditions. A review is also performed by the Company’s Internal Audit Department of a sampling of C&I and CRE loans for proper documentation, according to an approved schedule. Validation of the risk rating is also part of Internal Audit’s review (performed by Internal Loan Review). Additionally, the Company has contracted an independent outside third party to review a sampling of C&I and CRE loans. Validation of the risk rating is part of this review as well. The Company leases machinery and equipment to C&I customers under direct financing leases. All lease requests are subject to the credit requirements and criteria as set forth in the lending/leasing policy. In all cases, a formal independent credit analysis of the lessee is performed. Direct financing leases are included in the C&I-other segment and allowance is established in the same manner as C&I loans. ​ Note 1. Nature of Business and Significant Accounting Policies (continued) Generally, the Company’s residential real estate loans conform to the underwriting requirements of Freddie Mac and Fannie Mae to allow the subsidiary banks to resell loans in the secondary market. The subsidiary banks structure most loans that will not conform to those underwriting requirements as adjustable rate mortgages that mature or adjust in one Servicing rights are not presently retained on the loans sold in the secondary market. The Company’s lending policy establishes minimum appraisal and other credit guidelines. The Company provides many types of installment and other consumer loans including motor vehicle, home improvement, home equity, signature loans and small personal credit lines. The Company’s lending policy addresses specific credit guidelines by consumer loan type. For residential real estate loans, and installment and other consumer loans, these large groups of smaller balance homogenous loans follow the same methodology as commercial loans in terms of evaluation of risk characteristics, other than these may not be risk rated due to homogenous nature. Allowance for Credit Losses on Off-Balance Sheet Exposures The Company estimates expected credit losses over the contractual term of the loan for the unfunded portion of the loan commitment that is not unconditionally cancellable by the Company. Management uses an estimated average utilization rate to determine the exposure of default. The allowance on OBS exposures is calculated using probability of default and loss given default using the same segmentation and qualitative factors used for loans and leases. The allowance for OBS exposures is recorded in the Other Liabilities section of the consolidated balance sheet. See Note 3 to the Consolidated Financial Statements. Allowance for Credit Losses on Held to Maturity Debt Securities The Company measures expected credit losses on held to maturity debt securities on a collective basis based on security type. The estimate of expected credit losses considers historical credit information from external sources. The Company’s held to maturity debt securities consist primarily of investment grade obligations of states and political subdivisions. See Note 2 to the Consolidated Financial Statements. Allowance for Credit Losses on Available for Sale Debt Securities Available for sale debt securities in unrealized loss positions are evaluated for credit related loss at least quarterly. The decline in fair value of an available for sale debt security due to credit loss results in recording an ACL to the extent the fair value is less than the amortized cost basis. Declines in fair value that have not been recorded through an ACL, such as declines due to changes in market interest rates, are recorded through other comprehensive income, net of applicable taxes. Although these evaluations involve significant judgment, an unrealized loss in the fair value of a debt security is generally considered to not be related to credit when the fair value of the security is below the carrying value primarily due to the changes in risk-free interest rates, there has not been significant deterioration in the financial condition of the issues, and the Company does not intend to sell nor does it believe it will be required to sell the security before the recovery of its cost basis. See Note 2 to the Consolidated Financial Statements.
Credit related financial instruments	Credit related financial instruments ​ ​
Transfers of financial assets	Transfers of financial assets Following are the characteristics of a “participating interest”: ● Pro-rata ownership in an entire financial asset. ● From the date of the transfer, all cash flows received from entire financial assets are divided proportionately among the participating interest holders in an amount equal to their share of ownership. ● The rights of each participating interest holder have the same priority, and no participating interest holder’s interest is subordinated to the interest of another participating interest holder. That is, no participating interest holder is entitled to receive cash before any other participating interest holder under its contractual rights as a participating interest holder. ● No party has the right to pledge or exchange the entire financial asset unless all participating interest holders agree to pledge or exchange the entire financial asset.
Loan securitizations	Loan securitizations
BOLI	BOLI
Premises and equipment	Premises and equipment
Restricted investment securities	Restricted investment securities
OREO	OREO
Goodwill	Goodwill
Core deposit intangible	Core deposit intangible The core deposit intangibles have a finite life and are amortized over the estimated useful life of the deposits (estimated to be 10 years).
Swap transactions	Swap transactions Additionally, the Company receives an upfront, non-refundable fee from the counterparty, dependent upon the pricing, which is recognized upon receipt from the counterparty. This upfront, non-refundable fee is recorded as noninterest income and classified as capital markets revenue.
Derivatives and hedging activities	Derivatives and hedging activities Derivative instruments represent contracts between parties that result in one party delivering cash to the other party based on a notional amount and an underlying index (such as a rate, security price or price index) as specified in the contract. The amount of cash delivered from one party to the other is determined based on the interaction of the notional amount of the contract with the underlying index. The derivative financial instruments currently used by the Company to manage its exposure to interest rate risk include: (1) interest rate lock commitments provided to customers to fund certain mortgage loans to be sold into the secondary market (although this type of derivative is negligible); (2) interest rate caps to manage the interest rate risk of certain variable rate deposits and short-term fixed rate liabilities; (3) interest rate swaps on variable rate trust preferred securities, subordinated notes and both fixed and floating rate loans; (4) interest rate collars on floating rate loans; and (5) swaptions to hedge the Company’s regulatory capital ratios against the adverse effects of a significant decline in long-term interest rates. Derivatives are valued by a third party monthly and corroborated by the transaction counterparty. The Company uses the hypothetical derivative method to assess and measure effectiveness in accordance with ASC 815, Derivatives and Hedging.
Preferred stock	Preferred stock
Stock-based compensation plans	Stock-based compensation plans: ​ Note 1. Nature of Business and Significant Accounting Policies (continued) The Company recognizes stock-based compensation expense for the grant-date fair value of stock-based awards that are expected to vest over the requisite service period. Management estimates expected forfeitures and recognizes compensation costs only for those equity awards expected to vest. The Company uses the Black-Scholes option pricing model to estimate the fair value of stock option grants with the following assumptions for the indicated periods: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2024 2023 2022 ​ Dividend yield ​ ​ 0.42% ​ ​ 0.45% ​ ​ 0.43% to 0.45% ​ Expected volatility ​ 24.96% ​ ​ 22.31% ​ ​ 22.65% to 23.52% ​ Risk-free interest rate ​ 4.18% ​ ​ 4.22% ​ ​ 1.87% to 3.12% ​ Expected life of option grants ​ 6.25 years ​ ​ 6.25 years ​ ​ 6.25 years ​ Weighted-average grant date fair value ​ $ 18.61 ​ $ 16.36 ​ $ 13.94 to 15.09 ​ ​ The Company also uses the Black-Scholes option pricing model to estimate the fair value of stock purchase grants with the following assumptions for the indicated periods: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2024 2023 2022 ​ Dividend yield ​ 0.41% ​ ​ 0.48% to 0.58% ​ ​ 0.43% to 0.44% ​ Expected volatility ​ 32.06% to 32.47% ​ ​ 15.86% to 29.69% ​ ​ 17.97% to 21.16% ​ Risk-free interest rate ​ 3.94% to 5.16% ​ ​ 4.67% to 5.47% ​ ​ 0.14% to 2.24% ​ Expected life of purchase grants ​ 3 to 6 months ​ ​ 3 to 6 months ​ ​ 3 to 6 months ​ Weighted-average grant date fair value ​ $ 11.85 ​ $ 8.35 ​ $ 7.88 ​ ​ The fair value is amortized on a straight-line basis over the vesting periods of the grants and will be adjusted for subsequent changes in estimated forfeitures. The expected dividend yield assumption is based on the Company’s current expectations about its anticipated dividend policy. Expected volatility is based on historical volatility of the Company’s common stock price. The risk-free interest rate for periods within the contractual life of the option or purchase is based on the U.S. Treasury yield curve in effect at the time of the grant. The expected life of the option and purchase grants is derived using the “simplified” method and represents the period of time that options and purchases are expected to be outstanding. Historical data is used to estimate forfeitures used in the model. Two separate groups of employees (employees subject to broad based grants, and executive employees and directors) are used. As of December 31, 2024, there was $357 thousand of unrecognized compensation cost related to stock options granted, which is expected to be recognized over a weighted average period of 2.02 The aggregate intrinsic value is calculated as the difference between the exercise price of the underlying awards and the quoted price of the Company’s common stock for the 220,846 options that were in-the-money at December 31, 2024. The aggregate intrinsic value at December 31, 2024 was $9.0 million on options outstanding and $7.4 million on options exercisable. During the years ended December 31, 2024, 2023 and 2022, the aggregate intrinsic value of options exercised under the Company’s stock-based compensation was $887 thousand, $440 thousand, and $387 thousand, respectively, and determined as of the date of the option exercise. Restricted stock awards granted may not be sold or otherwise transferred until the service periods have lapsed. During the vesting periods, participants have voting rights and receive dividends. Upon termination of employment, common shares upon which the service periods have not lapsed must be returned to the Company. All restricted share awards are classified as equity awards. The grant-date fair value of equity-classified restricted stock awards is amortized as compensation expense on a straight-line basis over the period restrictions lapse. Note 1. Nature of Business and Significant Accounting Policies (continued) As of December 31, 2024, there was $2.7 million of unrecognized compensation cost related to nonvested restricted stock awards expected to be recognized over a period of 1.15
Capital markets revenue	Capital markets revenue:
Income taxes	Income taxes Deferred income taxes are provided under the liability method whereby deferred tax assets are recognized for deductible temporary differences and net operating loss and tax credit carryforwards and deferred tax liabilities are recognized for taxable temporary differences. Temporary differences are the differences between the reported amounts of assets and liabilities and their tax basis. Deferred tax assets are reduced by a valuation allowance when, in the opinion of management, it is more likely than not that some or all of the deferred tax assets will not be realized. Deferred tax assets and liabilities are adjusted for the effects of changes in tax laws and rates on the date of enactment. When tax returns are filed, it is highly certain that some positions taken would be sustained upon examination by the taxing authorities, while others are subject to uncertainty about the merits of the position taken or the amount of the position that would be ultimately sustained. The benefit of a tax position is recognized in the financial statements in the period during which, based on all available evidence, management believes it is more likely than not that the position will be sustained upon examination, including the resolution of appeals or litigation processes, if any. Tax positions taken are not offset or aggregated with other positions. Tax positions that meet the more likely than not recognition threshold are measured as the largest amount of tax benefit that is more than 50 percent likely of being realized upon settlement with the applicable taxing authority. The portion of the Interest and penalties associated with unrecognized tax benefits are classified as additional income taxes in the statements of income.
Trust assets	Trust assets
Earnings per share	Earnings per share
Revenue Recognition	Revenue Recognition: Trust and Investment advisory and management fees Note 1. Nature of Business and Significant Accounting Policies (continued) trust account is serviced. Such contracts are generally cancellable at any time, with the customer subject to a pro-rated fee in the month of termination. Deposit service fees Correspondent banking fees:
Reclassifications	Reclassifications
Recent accounting developments	Recent accounting developments Investments - Equity Method and Joint Venues (Topic 323): Accounting for Investments in Tax Credit Structures Using the Proportional Amortization Method (a Consensus of the Emerging Issues Task Force).” In November 2023, the FASB issued ASU 2023-07, “Segment Reporting (Topic 280): Improvements to Reportable Segment Disclosures.” In December 2023, the FASB issued ASU 2023-09, “Income Taxes (Topic 740): Improvements to Income Tax Disclosures.” In March 2024, the FASB issued ASU 2024-01, “Compensation - Stock Compensation (Topic 718): Scope Application of Profits Interest and Similar Awards.” “Topic 718, Compensation – Note 1. Nature of Business and Significant Accounting Policies (continued) Stock Compensation In November 2024, the FASB issued ASU 2024-03, “Disaggregation of Income Statement Expenses.”

Note 1 - Nature of Business a_3

Note 1 - Nature of Business and Significant Accounting Policies (Tables)	12 Months Ended
	Dec. 31, 2024
Notes Tables
Fair value assumptions for stock option grants and stock purchase grants	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2024 2023 2022 ​ Dividend yield ​ ​ 0.42% ​ ​ 0.45% ​ ​ 0.43% to 0.45% ​ Expected volatility ​ 24.96% ​ ​ 22.31% ​ ​ 22.65% to 23.52% ​ Risk-free interest rate ​ 4.18% ​ ​ 4.22% ​ ​ 1.87% to 3.12% ​ Expected life of option grants ​ 6.25 years ​ ​ 6.25 years ​ ​ 6.25 years ​ Weighted-average grant date fair value ​ $ 18.61 ​ $ 16.36 ​ $ 13.94 to 15.09 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2024 2023 2022 ​ Dividend yield ​ 0.41% ​ ​ 0.48% to 0.58% ​ ​ 0.43% to 0.44% ​ Expected volatility ​ 32.06% to 32.47% ​ ​ 15.86% to 29.69% ​ ​ 17.97% to 21.16% ​ Risk-free interest rate ​ 3.94% to 5.16% ​ ​ 4.67% to 5.47% ​ ​ 0.14% to 2.24% ​ Expected life of purchase grants ​ 3 to 6 months ​ ​ 3 to 6 months ​ ​ 3 to 6 months ​ Weighted-average grant date fair value ​ $ 11.85 ​ $ 8.35 ​ $ 7.88 ​

Note 2 - Investment Securities

Note 2 - Investment Securities (Tables)	12 Months Ended
	Dec. 31, 2024
Investment Securities
Schedule of amortized cost and fair value of HTM and AFS investment securities	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Allowance Gross ​ Gross ​ ​ ​ ​ ​ ​ Amortized ​ for Credit Unrealized ​ Unrealized ​ Fair ​ ​ Cost (Losses) Gains (Losses) Value ​ ​ (dollars in thousands) ​ December 31, 2024: ​ ​ ​ ​ ​ ​ Securities HTM: ​ ​ ​ ​ ​ ​ Municipal securities ​ $ 806,992 ​ $ (254) ​ $ 23,292 ​ $ (63,164) ​ $ 766,866 ​ Corporate securities ​ ​ 28,018 ​ ​ (8) ​ ​ 4,665 ​ ​ — ​ ​ 32,675 ​ Other securities ​ 1,050 ​ (1) ​ — ​ (7) ​ 1,042 ​ ​ ​ $ 836,060 ​ $ (263) ​ $ 27,957 ​ $ (63,171) ​ $ 800,583 ​ ​ ​ ​ ​ ​ ​ ​ Securities AFS: ​ ​ ​ ​ ​ ​ U.S. treasuries and govt. sponsored agency securities ​ $ 23,113 ​ $ — ​ $ 7 ​ $ (2,529) ​ $ 20,591 ​ Residential mortgage-backed and related securities ​ 55,641 ​ — ​ 3 ​ (5,602) ​ 50,042 ​ Municipal securities ​ 204,664 ​ — ​ — ​ (40,089) ​ 164,575 ​ Asset-backed securities ​ ​ 9,053 ​ ​ — ​ ​ 171 ​ ​ — ​ ​ 9,224 ​ Corporate securities ​ 38,866 ​ — ​ 4 ​ (2,193) ​ 36,677 ​ ​ ​ $ 331,337 ​ $ — ​ $ 185 ​ $ (50,413) ​ $ 281,109 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ * HTM securities shown on the balance sheet of $835.8 million represent amortized cost of $836.1 million, net of allowance for credit losses of $263 thousand as of December 31, 2024. ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Allowance ​ Gross ​ Gross ​ ​ ​ ​ ​ Amortized ​ for Credit ​ Unrealized ​ Unrealized ​ Fair ​ ​ Cost ​ (Losses) ​ Gains (Losses) ​ Value ​ ​ ​ (dollars in thousands) ​ December 31, 2023: ​ ​ ​ ​ ​ ​ ​ ​ Securities HTM: ​ ​ ​ ​ ​ ​ ​ ​ Municipal securities ​ $ 682,657 ​ $ (202) ​ $ 33,385 ​ $ (36,639) ​ $ 679,201 ​ Other securities ​ 1,050 ​ (1) ​ 44 ​ (15) ​ 1,078 ​ ​ ​ $ 683,707 ​ $ (203) ​ $ 33,429 ​ $ (36,654) ​ $ 680,279 ​ ​ ​ ​ ​ ​ ​ ​ Securities AFS: ​ ​ ​ ​ ​ ​ U.S. govt. sponsored agency securities ​ $ 17,399 ​ $ — ​ $ 12 ​ $ (2,438) ​ $ 14,973 ​ Residential mortgage-backed and related securities ​ 65,168 ​ — ​ — ​ (5,972) ​ 59,196 ​ Municipal securities ​ 206,566 ​ — ​ 11 ​ (35,590) ​ 170,987 ​ Asset-backed securities ​ ​ 15,261 ​ ​ — ​ ​ 167 ​ ​ (5) ​ ​ 15,423 ​ Corporate securities ​ 44,239 ​ (989) ​ — ​ (4,174) ​ 39,076 ​ ​ ​ $ 348,633 ​ $ (989) ​ $ 190 ​ $ (48,179) ​ $ 299,655 ​ ​ * HTM securities shown on the balance sheet of $683.5 million represent amortized cost of $683.7 million, net of allowance for credit losses of $203 thousand as of December 31, 2023. ​
Securities have been in a continuous unrealized loss position	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Less than 12 Months ​ 12 Months or More ​ Total ​ ​ ​ ​ Gross ​ ​ ​ Gross ​ ​ ​ Gross ​ ​ Fair ​ Unrealized ​ Fair ​ Unrealized ​ Fair ​ Unrealized ​ Value Losses Value Losses Value Losses ​ ​ (dollars in thousands) December 31, 2024: ​ ​ ​ ​ ​ ​ Securities HTM: ​ ​ ​ ​ ​ ​ Municipal securities ​ $ 162,914 ​ $ (14,382) ​ $ 253,818 ​ $ (48,782) ​ $ 416,732 ​ $ (63,164) Other securities ​ ​ 500 ​ ​ — ​ ​ 543 ​ ​ (7) ​ ​ 1,043 ​ ​ (7) ​ ​ $ 163,414 ​ $ (14,382) ​ $ 254,361 ​ $ (48,789) ​ $ 417,775 ​ $ (63,171) ​ ​ ​ ​ ​ ​ ​ ​ Securities AFS: ​ ​ ​ ​ ​ ​ ​ U.S. treasuries and govt. sponsored agency securities ​ $ 6,522 ​ $ (2) ​ $ 13,369 ​ $ (2,527) ​ $ 19,891 ​ $ (2,529) Residential mortgage-backed and related securities ​ 1,337 ​ (24) ​ 48,520 ​ (5,578) ​ 49,857 ​ (5,602) Municipal securities ​ 798 ​ (6) ​ 163,777 ​ (40,083) ​ 164,575 ​ (40,089) Corporate securities ​ — ​ — ​ 35,712 ​ (2,193) ​ 35,712 ​ (2,193) ​ ​ $ 8,657 ​ $ (32) ​ $ 261,378 ​ $ (50,381) ​ $ 270,035 ​ $ (50,413) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Less than 12 Months ​ 12 Months or More ​ Total ​ ​ ​ ​ Gross ​ ​ ​ Gross ​ ​ ​ Gross ​ ​ Fair ​ Unrealized ​ Fair ​ Unrealized ​ Fair ​ Unrealized ​ Value Losses Value Losses Value Losses ​ ​ (dollars in thousands) December 31, 2023: ​ ​ ​ ​ ​ ​ Securities HTM: ​ ​ ​ ​ ​ ​ Municipal securities ​ $ 1,320 ​ $ (11) ​ $ 289,891 ​ $ (36,628) ​ $ 291,211 ​ $ (36,639) Other securities ​ 535 ​ (15) ​ — ​ — ​ 535 ​ (15) ​ ​ $ 1,855 ​ $ (26) ​ $ 289,891 ​ $ (36,628) ​ $ 291,746 ​ $ (36,654) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Securities AFS: ​ ​ ​ ​ ​ ​ U.S. govt. sponsored agency securities ​ $ — ​ $ — ​ $ 14,018 ​ $ (2,438) ​ $ 14,018 ​ $ (2,438) Residential mortgage-backed and related securities ​ — ​ — ​ 59,118 ​ (5,972) ​ 59,118 ​ (5,972) Municipal securities ​ 283 ​ (2) ​ 169,876 ​ (35,588) ​ 170,159 ​ (35,590) Asset-backed securities ​ ​ — ​ ​ — ​ ​ 3,804 ​ ​ (5) ​ ​ 3,804 ​ ​ (5) Corporate securities ​ ​ 3,805 ​ ​ (393) ​ ​ 35,271 ​ ​ (3,781) ​ ​ 39,076 ​ ​ (4,174) ​ ​ $ 4,088 ​ $ (395) ​ $ 282,087 ​ $ (47,784) ​ $ 286,175 ​ $ (48,179) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
Schedule of activity in allowance for credit losses for HTM and AFS securities by major security	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year Ended December 31, 2024 ​ Year Ended December 31, 2023 ​ ​ ​ Securities HTM ​ Securities AFS ​ Securities HTM ​ Securities AFS ​ ​ ​ Municipal ​ Corporate ​ Other ​ ​ ​ Corporate ​ Municipal ​ Other ​ ​ ​ ​ Corporate ​ ​ securities ​ securities ​ securities ​ Total securities ​ securities securities ​ ​ Total securities ​ ​ (dollars in thousands) Allowance for credit losses: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Beginning balance ​ ​ $ 202 ​ $ — ​ $ 1 ​ $ 203 ​ $ 989 ​ $ 180 ​ $ — ​ $ 180 ​ $ — Reduction due to sales ​ ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ (544) ​ ​ — ​ ​ — ​ ​ — ​ ​ — Provision for credit losses ​ ​ ​ 52 ​ ​ 8 ​ ​ — ​ ​ 60 ​ ​ (445) ​ ​ 22 ​ ​ 1 ​ ​ 23 ​ ​ 989 Balance, ending ​ ​ $ 254 ​ $ 8 ​ $ 1 ​ $ 263 ​ $ — ​ $ 202 ​ $ 1 ​ $ 203 ​ $ 989
Schedule of realized gain (loss) on investments	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2024 2023 2022 ​ ​ ​ ​ ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Proceeds from sales of securities ​ ​ ​ ​ ​ $ 445 ​ $ 30,568 ​ $ 111,375 Gross gains from sales of securities ​ ​ ​ ​ ​ — ​ 56 ​ — Gross losses from sales of securities ​ ​ ​ ​ ​ — ​ (507) ​ —
Schedule of investments classified by maturity date	​ ​ ​ ​ ​ ​ ​ ​ ​ Amortized Cost Fair Value ​ ​ (dollars in thousands) Securities HTM: ​ ​ Due in one year or less ​ $ 1,662 ​ $ 1,658 Due after one year through five years ​ 35,992 ​ 36,621 Due after five years ​ 798,406 ​ 762,304 ​ ​ $ 836,060 ​ $ 800,583 Securities AFS: ​ ​ Due in one year or less ​ $ 6,804 ​ $ 6,802 Due after one year through five years ​ 19,170 ​ 18,253 Due after five years ​ 240,669 ​ 196,788 ​ ​ ​ 266,643 ​ ​ 221,843 Residential mortgage-backed and related securities ​ ​ 55,641 ​ ​ 50,042 Asset-backed securities ​ 9,053 ​ 9,224 ​ ​ $ 331,337 ​ $ 281,109
Schedule of investment in callable securities	​ ​ ​ ​ ​ ​ ​ ​ ​ Amortized Cost Fair Value ​ ​ (dollars in thousands) Securities HTM: ​ ​ Municipal securities ​ ​ 285,136 ​ ​ 276,359 Corporate securities ​ ​ 28,018 ​ ​ 32,675 ​ ​ $ 313,154 ​ $ 309,034 ​ ​ ​ Securities AFS: ​ ​ Municipal securities ​ ​ 204,238 ​ ​ 164,163 Corporate securities ​ 37,904 ​ 35,712 ​ ​ $ 242,142 ​ $ 199,875

Note 3 - Loans_Leases Receiva_2

Note 3 - Loans/Leases Receivable (Tables)	12 Months Ended
	Dec. 31, 2024
Notes Tables
Composition of the loan/lease portfolio	​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2024 ​ December 31, 2023 ​ ​ (dollars in thousands) C&I: ​ ​ ​ ​ ​ ​ C&I - revolving ​ $ 387,991 ​ $ 325,243 C&I - other * ​ ​ 1,514,932 ​ ​ 1,481,778 ​ ​ ​ 1,902,923 ​ ​ 1,807,021 ​ ​ ​ CRE - owner occupied ​ 605,993 ​ 607,365 CRE - non-owner occupied ​ 1,077,852 ​ ​ 1,008,892 Construction and land development ​ 1,313,543 ​ 1,420,525 Multi-family ​ ​ 1,132,110 ​ ​ 996,143 Direct financing leases** ​ 17,076 ​ 31,164 1-4 family real estate*** ​ ​ 588,179 ​ ​ 544,971 Consumer ​ 146,728 ​ 127,335 ​ ​ 6,784,404 ​ 6,543,416 Allowance for credit losses ​ (89,841) ​ (87,200) ​ ​ $ 6,694,563 ​ $ 6,456,216 ** Direct financing leases: ​ ​ Net minimum lease payments to be received ​ $ 18,506 ​ $ 34,966 Estimated unguaranteed residual values of leased assets ​ 165 ​ 165 Unearned lease/residual income ​ (1,595) ​ (3,967) ​ ​ 17,076 ​ 31,164 Plus deferred lease origination costs, net of fees ​ 18 ​ 75 ​ ​ 17,094 ​ 31,239 Less allowance for credit losses ​ (580) ​ (992) ​ ​ $ 16,514 ​ $ 30,247 ​ ​ ​ ​ ​ ​ ​ ​ * Includes equipment financing agreements outstanding at m2, totaling $303.2 million and $319.5 million as of December 31, 2024 and 2023, respectively. ​ ** *** Includes residential real estate loans held for sale totaling $2.1 million and $2.6 million as of December 31, 2024 and 2023, respectively.
Schedule of changes in remaining discounts on acquired loans	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year ended ​ ​ ​ December 31, 2024 ​ December 31, 2023 ​ December 31, 2022 ​ ​ ​ ​ Performing ​ Performing ​ Performing ​ ​ ​ Loans Loans ​ Loans ​ ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance at the beginning of the period ​ ​ $ (3,891) ​ $ (6,088) ​ $ (1,533) Discount added at acquisition ​ ​ ​ — ​ ​ — ​ ​ (13,381) Accretion recognized ​ ​ 1,581 ​ 2,197 ​ 8,826 Balance at the end of the period ​ ​ $ (2,310) ​ $ (3,891) ​ $ (6,088) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
Aging of the loan/lease portfolio by classes of loans/leases	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2024 ​ ​ ​ ​ ​ ​ ​ ​ Accruing Past ​ ​ ​ ​ ​ ​ ​ ​ 30-59 Days ​ 60-89 Days ​ Due 90 Days or ​ Nonaccrual ​ ​ Classes of Loans/Leases Current Past Due Past Due More Loans/Leases Total ​ ​ (dollars in thousands) ​ C&I: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - revolving ​ $ 387,767 ​ $ 30 ​ $ — ​ $ — ​ $ 194 $ ​ 387,991 ​ C&I - other ​ ​ 1,474,729 ​ ​ 13,159 ​ ​ 2,931 ​ ​ 2 ​ ​ 24,111 ​ ​ 1,514,932 ​ CRE - owner occupied ​ 604,550 ​ ​ 173 ​ ​ 454 ​ ​ — ​ ​ 816 ​ 605,993 ​ CRE - non-owner occupied ​ 1,074,541 ​ ​ 85 ​ ​ — ​ ​ — ​ ​ 3,226 ​ 1,077,852 ​ Construction and land development ​ ​ 1,300,893 ​ ​ 8 ​ ​ — ​ ​ 4,188 ​ ​ 8,454 ​ ​ 1,313,543 ​ Multi-family ​ 1,132,110 ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ 1,132,110 ​ Direct financing leases ​ 16,622 ​ ​ 60 ​ ​ 135 ​ ​ — ​ ​ 259 ​ 17,076 ​ 1-4 family real estate ​ 579,943 ​ ​ 4,910 ​ ​ 539 ​ ​ 80 ​ ​ 2,707 ​ 588,179 ​ Consumer ​ 146,172 ​ ​ 235 ​ ​ 8 ​ ​ — ​ ​ 313 ​ 146,728 ​ ​ ​ $ 6,717,327 ​ $ 18,660 ​ $ 4,067 ​ $ 4,270 ​ $ 40,080 ​ $ 6,784,404 ​ ​ ​ ​ ​ ​ ​ ​ ​ As a percentage of total loan/lease portfolio ​ 99.01 % 0.28 % 0.06 % 0.06 % 0.59 % 100.00 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2023 ​ ​ ​ ​ ​ ​ ​ ​ Accruing Past ​ ​ ​ ​ ​ ​ ​ ​ 30-59 Days ​ 60-89 Days ​ Due 90 Days or ​ Nonaccrual ​ ​ Classes of Loans/Leases Current Past Due Past Due More Loans/Leases Total ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - revolving ​ $ 325,243 ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 325,243 ​ C&I - other ​ 1,459,818 ​ 4,848 ​ 5,603 ​ 1 ​ 11,508 ​ 1,481,778 ​ CRE - owner occupied ​ 604,602 ​ — ​ 83 ​ — ​ 2,680 ​ 607,365 ​ CRE - non-owner occupied ​ 1,003,267 ​ 631 ​ — ​ — ​ 4,994 ​ 1,008,892 ​ Construction and land development ​ 1,418,016 ​ — ​ — ​ — ​ 2,509 ​ 1,420,525 ​ Multi-family ​ ​ 987,971 ​ ​ — ​ ​ — ​ ​ — ​ ​ 8,172 ​ ​ 996,143 ​ Direct financing leases ​ 30,501 ​ 186 ​ 188 ​ — ​ 289 ​ 31,164 ​ 1-4 family real estate ​ 538,229 ​ 3,883 ​ 534 ​ 85 ​ 2,240 ​ 544,971 ​ Consumer ​ 126,868 ​ 103 ​ 3 ​ — ​ 361 ​ 127,335 ​ ​ ​ $ 6,494,515 ​ $ 9,651 ​ $ 6,411 ​ $ 86 ​ $ 32,753 ​ $ 6,543,416 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ As a percentage of total loan/lease portfolio ​ 99.25 % 0.15 % 0.10 % 0.00 % 0.50 % 100.00 %
NPLs by classes of loans/leases	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2024 ​ ​ ​ Accruing Past ​ Nonaccrual ​ Nonaccrual ​ ​ ​ ​ ​ ​ ​ ​ Due 90 Days or ​ Loans/Leases ​ Loans/Leases ​ ​ ​ ​ Percentage of ​ Classes of Loans/Leases More with an ACL without an ACL Total NPLs Total NPLs ​ (dollars in thousands) ​ C&I: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - revolving ​ $ — ​ $ 193 ​ $ 1 ​ $ 194 - % C&I - other ​ ​ 2 ​ ​ 20,849 ​ ​ 3,262 ​ ​ 24,113 ​ 54 ​ CRE - owner occupied ​ — ​ ​ 816 ​ ​ — ​ ​ 816 2 ​ CRE - non-owner occupied ​ — ​ ​ 2,686 ​ ​ 540 ​ ​ 3,226 7 ​ Construction and land development ​ ​ 4,188 ​ ​ — ​ ​ 8,454 ​ ​ 12,642 ​ 29 ​ Multi-family ​ — ​ ​ — ​ ​ — ​ ​ — - ​ Direct financing leases ​ — ​ ​ 259 ​ ​ — ​ ​ 259 1 ​ 1-4 family real estate ​ 80 ​ ​ 2,366 ​ ​ 341 ​ ​ 2,787 6 ​ Consumer ​ — ​ ​ 313 ​ ​ — ​ ​ 313 1 ​ ​ ​ $ 4,270 ​ $ 27,482 ​ $ 12,598 ​ $ 44,350 100 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2023 ​ ​ Accruing Past ​ Nonaccrual ​ Nonaccrual ​ ​ ​ ​ ​ ​ Due 90 Days or ​ Loans/Leases ​ Loans/Leases ​ ​ ​ Percentage of Classes of Loans/Leases More with an ACL without an ACL Total NPLs Total NPLs ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - revolving ​ $ — ​ $ — ​ $ — ​ $ — - % C&I - other ​ ​ 1 ​ ​ 8,865 ​ ​ 2,643 ​ ​ 11,509 ​ 35 ​ CRE - owner occupied ​ — ​ 530 ​ 2,150 ​ 2,680 8 ​ CRE - non-owner occupied ​ — ​ 1,213 ​ 3,781 ​ 4,994 15 ​ Construction and land development ​ — ​ 2,509 ​ — ​ 2,509 8 ​ Multi-family ​ — ​ — ​ 8,172 ​ 8,172 25 ​ Direct financing leases ​ — ​ 206 ​ 83 ​ 289 1 ​ 1-4 family real estate ​ 85 ​ 1,866 ​ 374 ​ 2,325 7 ​ Consumer ​ — ​ 361 ​ — ​ 361 1 ​ ​ ​ $ 86 ​ $ 15,550 ​ $ 17,203 ​ $ 32,839 ​ 100 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
Allowance for credit losses on financing receivables	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year Ended December 31, 2024 ​ ​ ​ ​ ​ ​ CRE ​ CRE ​ Construction ​ ​ ​ ​ 1-4 ​ ​ ​ ​ ​ ​ C&I - ​ C&I - ​ Owner ​ Non-Owner ​ and Land ​ Multi- ​ Family ​ ​ ​ ​ ​ ​ ​ ​ Revolving ​ Other* ​ Occupied ​ Occupied ​ Development ​ Family ​ Real Estate Consumer ​ Total ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance, beginning ​ $ 4,224 ​ $ 27,460 ​ $ 8,223 ​ $ 11,581 ​ $ 16,856 ​ $ 12,463 ​ $ 4,917 ​ $ 1,476 ​ ​ $ 87,200 Change in ACL for the transfer of loans to LHFS ​ ​ — ​ — ​ — ​ ​ — ​ ​ — ​ ​ (4,598) ​ ​ — ​ ​ — ​ ​ ​ (4,598) Provision ​ (368) ​ 16,769 ​ (1,066) ​ (444) ​ (673) ​ 4,308 ​ 17 ​ 196 ​ ​ 18,739 Charge-offs ​ — ​ (12,652) ​ (10) ​ — ​ (1,085) ​ — ​ (24) ​ (198) ​ ​ (13,969) Recoveries ​ — ​ 2,425 ​ — ​ — ​ 1 ​ — ​ 24 ​ 19 ​ ​ 2,469 Balance, ending ​ $ 3,856 ​ $ 34,002 ​ $ 7,147 ​ $ 11,137 ​ $ 15,099 ​ $ 12,173 ​ $ 4,934 ​ $ 1,493 ​ ​ $ 89,841 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ *Included within the C&I-other column are ACL on leases with a beginning balance of $992 thousand, negative provision of $172 thousand, charge-offs of $353 thousand and recoveries of $113 thousand. ACL on leases was ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year Ended December 31, 2023 ​ ​ ​ ​ ​ ​ ​ ​ CRE ​ CRE ​ Construction ​ ​ ​ ​ 1-4 ​ ​ ​ ​ ​ ​ ​ ​ C&I - ​ C&I - ​ Owner ​ Non-Owner ​ and Land ​ Multi- ​ Family ​ ​ ​ ​ ​ ​ ​ ​ ​ Revolving ​ Other* ​ Occupied ​ Occupied ​ Development ​ Family ​ Real Estate ​ Consumer ​ Total ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance, beginning ​ $ 4,457 ​ $ 27,753 ​ $ 9,965 ​ $ 11,749 ​ $ 14,262 ​ $ 13,186 ​ $ 4,963 ​ $ 1,371 ​ ​ $ 87,706 Change in ACL for the transfer of loans to LHFS ​ ​ — ​ (5) ​ — ​ ​ — ​ ​ (147) ​ ​ (3,393) ​ ​ — ​ ​ — ​ ​ ​ (3,545) Provision ​ ​ (233) ​ ​ 7,849 ​ ​ (1,523) ​ ​ (199) ​ ​ 2,789 ​ ​ 2,670 ​ ​ (51) ​ ​ 248 ​ ​ 11,550 Charge-offs ​ — ​ (8,952) ​ (222) ​ — ​ (50) ​ — ​ — ​ (168) ​ ​ (9,392) Recoveries ​ — ​ 815 ​ 3 ​ 31 ​ 2 ​ — ​ 5 ​ 25 ​ ​ 881 Balance, ending ​ $ 4,224 ​ $ 27,460 ​ $ 8,223 ​ $ 11,581 ​ $ 16,856 ​ $ 12,463 ​ $ 4,917 ​ $ 1,476 ​ ​ $ 87,200 ​ *Included within the C&I - Other column are ACL on leases with a beginning balance of $970 thousand, provision of $185 thousand, charge-offs of $252 thousand and recoveries of $89 thousand. ACL on leases was ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year Ended December 31, 2022 ​ ​ ​ ​ ​ ​ ​ ​ CRE ​ CRE ​ Construction ​ ​ ​ ​ 1-4 ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - ​ C&I - ​ Owner ​ Non-Owner ​ and Land ​ Multi- ​ Family ​ ​ ​ ​ ​ ​ ​ ​ ​ Revolving ​ Other** ​ Occupied ​ Occupied ​ Development ​ Family ​ Real Estate ​ Consumer ​ Total ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance, beginning ​ $ 3,907 ​ $ 25,982 ​ $ 8,501 ​ $ 8,549 ​ $ 16,972 ​ $ 9,339 ​ $ 4,541 ​ $ 930 ​ ​ $ 78,721 ​ Initial ACL recorded for PCD loans ​ ​ 600 ​ 7 ​ 2,481 ​ ​ 1,076 ​ ​ 1,100 ​ ​ 481 ​ ​ 137 ​ ​ 20 ​ ​ ​ 5,902 ​ Provision ​ (50) ​ 7,364 ​ (1,023) ​ 2,220 ​ (2,981) ​ 3,323 ​ 306 ​ 477 ​ ​ 9,636 ​ Charge-offs ​ — ​ (6,417) ​ — ​ (193) ​ (829) ​ — ​ (21) ​ (65) ​ ​ (7,525) ​ Recoveries ​ — ​ 817 ​ 6 ​ 97 ​ — ​ 43 ​ — ​ 9 ​ ​ 972 ​ Balance, ending ​ $ 4,457 ​ $ 27,753 ​ $ 9,965 ​ $ 11,749 ​ $ 14,262 ​ $ 13,186 ​ $ 4,963 ​ $ 1,371 ​ ​ $ 87,706 ​ ​ *Included within the C&I - Other column are ACL on leases with a beginning balance of $1.5 million, provision of $269 thousand, charge-offs of $1.1 million and recoveries of $273 thousand. ACL on leases was ​ ** Provision of the year ended December 31, 2022 included $11.0 million related to the Guaranty Bank acquisition. The composition of the ACL loans/leases by portfolio segment based on evaluation method are as follows: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ As of December 31, 2024 ​ ​ ​ Amortized Cost of Loans Receivable ​ Allowance for Credit Losses ​ ​ ​ Individually ​ Collectively ​ ​ ​ ​ Individually ​ Collectively ​ ​ ​ ​ ​ ​ Evaluated for ​ Evaluated for ​ ​ ​ ​ Evaluated for ​ Evaluated for ​ ​ ​ ​ ​ Credit Losses Credit Losses ​ Total ​ Credit Losses Credit Losses ​ Total ​ ​ ​ (dollars in thousands) C&I : ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - revolving ​ $ 3,404 ​ $ 384,587 ​ $ 387,991 ​ $ 97 ​ $ 3,759 ​ $ 3,856 ​ C&I - other* ​ 38,140 ​ 1,493,868 ​ 1,532,008 ​ 9,437 ​ 24,565 ​ 34,002 ​ ​ ​ 41,544 ​ 1,878,455 ​ 1,919,999 ​ 9,534 ​ 28,324 ​ 37,858 ​ CRE - owner occupied ​ 26,822 ​ 579,171 ​ 605,993 ​ 2,136 ​ 5,011 ​ 7,147 ​ CRE - non-owner occupied ​ 18,163 ​ 1,059,689 ​ 1,077,852 ​ 542 ​ 10,595 ​ 11,137 ​ Construction and land development ​ 13,346 ​ 1,300,197 ​ 1,313,543 ​ 1,343 ​ 13,756 ​ 15,099 ​ Multi-family ​ ​ 23 ​ ​ 1,132,087 ​ ​ 1,132,110 ​ ​ 2 ​ ​ 12,171 ​ ​ 12,173 ​ 1-4 family real estate ​ 3,463 ​ 584,716 ​ 588,179 ​ 321 ​ 4,613 ​ 4,934 ​ Consumer ​ 443 ​ 146,285 ​ 146,728 ​ 45 ​ 1,448 ​ 1,493 ​ ​ ​ $ 103,804 ​ $ 6,680,600 ​ $ 6,784,404 ​ $ 13,923 ​ $ 75,918 ​ $ 89,841 ​ ​ *Included within the C&I – other category are leases individually evaluated of $259 thousand with a related allowance for credit losses of $93 thousand and leases collectively evaluated of $16.8 million with a related allowance for credit losses of $487 thousand. ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ As of December 31, 2023 ​ ​ ​ Amortized Cost of Loans Receivable ​ Allowance for Credit Losses ​ ​ ​ Individually ​ Collectively ​ ​ ​ ​ Individually ​ Collectively ​ ​ ​ ​ ​ ​ Evaluated for ​ Evaluated for ​ ​ ​ ​ Evaluated for ​ Evaluated for ​ ​ ​ ​ ​ Credit Losses Credit Losses ​ Total ​ Credit Losses Credit Losses ​ Total ​ ​ ​ (dollars in thousands) C&I : ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - revolving ​ $ 4,680 ​ $ 320,563 ​ $ 325,243 ​ $ 632 ​ $ 3,592 ​ $ 4,224 ​ C&I - other* ​ 20,133 ​ 1,492,809 ​ 1,512,942 ​ 3,642 ​ 23,818 ​ 27,460 ​ ​ ​ 24,813 ​ 1,813,372 ​ 1,838,185 ​ 4,274 ​ 27,410 ​ 31,684 ​ CRE - owner occupied ​ 22,709 ​ 584,656 ​ 607,365 ​ 2,426 ​ 5,797 ​ 8,223 ​ CRE - non-owner occupied ​ 21,886 ​ 987,006 ​ 1,008,892 ​ 661 ​ 10,920 ​ 11,581 ​ Construction and land development ​ 2,726 ​ 1,417,799 ​ 1,420,525 ​ 809 ​ 16,047 ​ 16,856 ​ Multi-family ​ ​ 8,206 ​ ​ 987,937 ​ ​ 996,143 ​ ​ 3 ​ ​ 12,460 ​ ​ 12,463 ​ 1-4 family real estate ​ 3,128 ​ 541,843 ​ 544,971 ​ 289 ​ 4,628 ​ 4,917 ​ Consumer ​ 508 ​ 126,827 ​ 127,335 ​ 56 ​ 1,420 ​ 1,476 ​ ​ ​ $ 83,976 ​ $ 6,459,440 ​ $ 6,543,416 ​ $ 8,518 ​ $ 78,682 ​ $ 87,200 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ *Included within the C&I – other category are leases individually evaluated of $289 thousand with a related allowance for credit losses of $68 thousand and leases collectively evaluated of $30.9 million with a related allowance for credit losses of $924 thousand.
Schedule of loans receivable by collateral type	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ As of December 31, 2024 ​ ​ ​ ​ ​ ​ ​ ​ ​ Non ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial ​ Owner-occupied ​ Owner-Occupied ​ Owner Occupied ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Assets CRE Real Estate ​ Real Estate ​ Securities ​ Equipment ​ Other ​ Total ​ ​ ​ (dollars in thousands) C & I: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - revolving ​ $ 3,404 ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 3,404 ​ C&I - other* ​ 3,868 ​ — ​ 506 ​ — ​ 4,760 ​ 14,197 ​ 14,809 ​ 38,140 ​ ​ ​ 7,272 ​ — ​ 506 ​ — ​ 4,760 ​ 14,197 ​ 14,809 ​ 41,544 ​ CRE - owner occupied ​ — ​ 26,760 ​ — ​ 62 ​ — ​ — ​ — ​ 26,822 ​ CRE - non-owner occupied ​ — ​ — ​ 18,163 ​ — ​ — ​ — ​ — ​ 18,163 ​ Construction and land development ​ — ​ — ​ 13,346 ​ — ​ — ​ — ​ — ​ 13,346 ​ Multi-family ​ ​ — ​ ​ — ​ ​ 23 ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ 23 ​ 1-4 family real estate ​ — ​ — ​ 176 ​ 3,287 ​ — ​ — ​ — ​ 3,463 ​ Consumer ​ — ​ — ​ 34 ​ 394 ​ — ​ — ​ 15 ​ 443 ​ ​ ​ $ 7,272 ​ $ 26,760 ​ $ 32,248 ​ $ 3,743 ​ $ 4,760 ​ $ 14,197 ​ $ 14,824 ​ $ 103,804 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ *Included within the C&I – other category are leases individually evaluated of $259 thousand with primary collateral of equipment. ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ As of December 31, 2023 ​ ​ ​ ​ ​ ​ ​ ​ ​ Non ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial ​ Owner-occupied ​ Owner-Occupied ​ Owner Occupied ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Assets CRE Real Estate ​ Real Estate ​ Securities ​ Equipment ​ Other ​ Total ​ ​ ​ (dollars in thousands) C & I: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - revolving ​ $ 4,680 ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 4,680 ​ C&I - other* ​ 871 ​ — ​ — ​ — ​ 5,191 ​ 13,249 ​ 822 ​ 20,133 ​ ​ ​ 5,551 ​ — ​ — ​ — ​ 5,191 ​ 13,249 ​ 822 ​ 24,813 ​ CRE - owner occupied ​ — ​ 22,644 ​ — ​ 65 ​ — ​ — ​ — ​ 22,709 ​ CRE - non-owner occupied ​ — ​ — ​ 21,886 ​ — ​ — ​ — ​ — ​ 21,886 ​ Construction and land development ​ — ​ 150 ​ 2,576 ​ — ​ — ​ — ​ — ​ 2,726 ​ Multi-family ​ ​ — ​ ​ — ​ ​ 8,206 ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ 8,206 ​ 1-4 family real estate ​ — ​ — ​ 189 ​ 2,939 ​ — ​ — ​ — ​ 3,128 ​ Consumer ​ — ​ — ​ 119 ​ 365 ​ — ​ — ​ 24 ​ 508 ​ ​ ​ $ 5,551 ​ $ 22,794 ​ $ 32,976 ​ $ 3,369 ​ $ 5,191 ​ $ 13,249 ​ $ 846 ​ $ 83,976 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ *Included within the C&I – other category are leases individually evaluated of $289 thousand with primary collateral of equipment.
Schedule of financing receivable credit quality indicators based on internally assigned Risk rating	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2024 ​ ​ Term Loans ​ ​ ​ ​ ​ ​ ​ Amortized Cost Basis by Origination Year ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Revolving ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans ​ ​ ​ Internally Assigned ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Amortized ​ ​ Risk Rating 2024 2023 2022 2021 2020 ​ Prior ​ Cost Basis ​ Total ​ ​ (dollars in thousands) C&I - revolving ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 368,318 ​ $ 368,318 Special Mention ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ 16,369 ​ 16,369 Substandard ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ 3,304 ​ 3,304 Doubtful ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ — Total C&I - revolving ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 387,991 ​ $ 387,991 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - other ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 324,649 ​ $ 348,843 ​ $ 204,275 ​ $ 82,601 ​ $ 49,130 ​ $ 155,191 ​ $ — ​ $ 1,164,689 Special Mention ​ 6,517 ​ ​ 5,534 ​ ​ 2,855 ​ ​ 4,799 ​ ​ 2,548 ​ ​ 725 ​ ​ — ​ 22,978 Substandard ​ 17,003 ​ ​ 538 ​ ​ 507 ​ ​ 1,272 ​ ​ — ​ ​ 4,780 ​ ​ — ​ 24,100 Doubtful ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ — Total C&I - other ​ $ 348,169 ​ $ 354,915 ​ $ 207,637 ​ $ 88,672 ​ $ 51,678 ​ $ 160,696 ​ $ — ​ $ 1,211,767 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ CRE - owner occupied ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 65,054 ​ $ 104,442 ​ $ 117,215 ​ $ 102,506 ​ $ 95,349 ​ $ 69,382 ​ $ 13,327 ​ $ 567,275 Special Mention ​ 5,589 ​ ​ 234 ​ ​ 739 ​ ​ 6,964 ​ ​ 822 ​ ​ 1,829 ​ ​ — ​ 16,177 Substandard ​ 3,669 ​ ​ — ​ ​ 980 ​ ​ 309 ​ ​ 16,582 ​ ​ 1,001 ​ ​ — ​ 22,541 Doubtful ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ — Total CRE - owner occupied ​ $ 74,312 ​ $ 104,676 ​ $ 118,934 ​ $ 109,779 ​ $ 112,753 ​ $ 72,212 ​ $ 13,327 ​ $ 605,993 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ CRE - non-owner occupied ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 194,510 ​ $ 204,599 ​ $ 272,296 ​ $ 164,948 ​ $ 96,216 ​ $ 95,117 ​ $ 20,548 ​ $ 1,048,234 Special Mention ​ 4,406 ​ ​ — ​ ​ 55 ​ ​ — ​ ​ — ​ ​ 6,844 ​ ​ 150 ​ 11,455 Substandard ​ 80 ​ ​ 3,652 ​ ​ 550 ​ ​ — ​ ​ 1,916 ​ ​ 11,965 ​ ​ — ​ 18,163 Doubtful ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ — Total CRE - non-owner occupied ​ $ 198,996 ​ $ 208,251 ​ $ 272,901 ​ $ 164,948 ​ $ 98,132 ​ $ 113,926 ​ $ 20,698 ​ $ 1,077,852 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Construction and land development ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 435,373 ​ $ 524,375 ​ $ 235,987 ​ $ 66,409 ​ $ 3,313 ​ $ — ​ $ 31,176 ​ $ 1,296,633 Special Mention ​ 3,863 ​ ​ — ​ ​ — ​ ​ 75 ​ ​ — ​ ​ — ​ ​ — ​ 3,938 Substandard ​ 4,394 ​ ​ 124 ​ ​ 1,082 ​ ​ 7,372 ​ ​ — ​ ​ — ​ ​ — ​ 12,972 Doubtful ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ — Total Construction and land development ​ $ 443,630 ​ $ 524,499 ​ $ 237,069 ​ $ 73,856 ​ $ 3,313 ​ $ — ​ $ 31,176 ​ $ 1,313,543 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Multi-family ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 137,806 ​ $ 138,011 ​ $ 279,256 ​ $ 185,872 ​ $ 217,697 ​ $ 165,867 ​ $ 7,578 ​ $ 1,132,087 Special Mention ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ — Substandard ​ — ​ ​ — ​ ​ — ​ ​ 23 ​ ​ — ​ ​ — ​ ​ — ​ 23 Doubtful ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ — Total Multi-family ​ $ 137,806 ​ $ 138,011 ​ $ 279,256 ​ $ 185,895 ​ $ 217,697 ​ $ 165,867 ​ $ 7,578 ​ $ 1,132,110 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 1-4 family real estate ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 121,918 ​ $ 115,491 ​ $ 89,073 ​ $ 108,998 ​ $ 77,540 ​ $ 64,015 ​ $ 5,106 ​ $ 582,141 Special Mention ​ 380 ​ ​ 146 ​ ​ — ​ ​ 547 ​ ​ — ​ ​ 1,582 ​ ​ — ​ 2,655 Substandard ​ 91 ​ ​ 327 ​ ​ 981 ​ ​ 634 ​ ​ 378 ​ ​ 944 ​ ​ 28 ​ 3,383 Doubtful ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ — Total 1-4 family real estate ​ $ 122,389 ​ $ 115,964 ​ $ 90,054 ​ $ 110,179 ​ $ 77,918 ​ $ 66,541 ​ $ 5,134 ​ $ 588,179 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Consumer ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 11,513 ​ $ 13,375 ​ $ 6,082 ​ $ 1,254 ​ $ 2,435 ​ $ 1,519 ​ $ 110,042 ​ $ 146,220 Special Mention ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ 64 ​ 64 Substandard ​ 34 ​ ​ 208 ​ ​ 39 ​ ​ — ​ ​ — ​ ​ 97 ​ ​ 66 ​ 444 Doubtful ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ — Total Consumer ​ $ 11,547 ​ $ 13,583 ​ $ 6,121 ​ $ 1,254 ​ $ 2,435 ​ $ 1,616 ​ $ 110,172 ​ $ 146,728 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total ​ $ 1,336,849 ​ $ 1,459,899 ​ $ 1,211,972 ​ $ 734,583 ​ $ 563,926 ​ $ 580,858 ​ $ 576,076 ​ $ 6,464,163 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ The following tables show the credit quality indicator of loans by class of receivable and year of origination as of December 31, 2023: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2023 ​ ​ Term Loans ​ ​ Amortized Cost Basis by Origination Year ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Revolving ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans ​ ​ ​ Internally Assigned ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Amortized ​ ​ Risk Rating 2023 2022 2021 2020 2019 ​ Prior ​ Cost Basis ​ Total ​ ​ (dollars in thousands) C&I - revolving ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 294,449 ​ $ 294,449 Special Mention ​ — ​ — ​ — ​ — ​ — ​ — ​ 26,289 ​ 26,289 Substandard ​ — ​ — ​ — ​ — ​ — ​ — ​ 4,505 ​ 4,505 Doubtful ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total C&I - revolving ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ 325,243 ​ $ 325,243 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - other ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 430,764 ​ $ 301,225 ​ $ 128,057 ​ $ 68,882 ​ $ 62,149 ​ $ 132,171 ​ $ — ​ $ 1,123,248 Special Mention ​ 11,617 ​ 8,777 ​ 5,572 ​ 3,088 ​ 1,024 ​ 386 ​ — ​ 30,464 Substandard ​ 14 ​ 81 ​ 625 ​ 443 ​ 2,108 ​ 5,320 ​ — ​ 8,591 Doubtful ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total C&I - other ​ $ 442,395 ​ $ 310,083 ​ $ 134,254 ​ $ 72,413 ​ $ 65,281 ​ $ 137,877 ​ $ — ​ $ 1,162,303 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ CRE - owner occupied ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 90,708 ​ $ 124,388 ​ $ 139,598 ​ $ 109,483 ​ $ 28,702 ​ $ 58,214 ​ $ 12,959 ​ $ 564,052 Special Mention ​ 5,091 ​ 711 ​ 8,689 ​ 5,567 ​ 466 ​ 1,828 ​ — ​ 22,352 Substandard ​ 1,955 ​ 564 ​ 24 ​ 15,978 ​ 1,312 ​ 1,128 ​ — ​ 20,961 Doubtful ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total CRE - owner occupied ​ $ 97,754 ​ $ 125,663 ​ $ 148,311 ​ $ 131,028 ​ $ 30,480 ​ $ 61,170 ​ $ 12,959 ​ $ 607,365 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ CRE - non-owner occupied ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 200,214 ​ $ 276,055 ​ $ 195,013 ​ $ 119,428 ​ $ 72,136 ​ $ 78,346 ​ $ 7,406 ​ $ 948,598 Special Mention ​ 16,842 ​ 58 ​ 223 ​ 12,057 ​ 2,359 ​ 6,719 ​ 150 ​ 38,408 Substandard ​ 3,805 ​ 1,200 ​ — ​ 1,989 ​ 14,892 ​ — ​ — ​ 21,886 Doubtful ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total CRE - non-owner occupied ​ $ 220,861 ​ $ 277,313 ​ $ 195,236 ​ $ 133,474 ​ $ 89,387 ​ $ 85,065 ​ $ 7,556 ​ $ 1,008,892 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Construction and land development ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 467,045 ​ $ 485,376 ​ $ 271,881 ​ $ 151,091 ​ $ 1,911 ​ $ 4,137 ​ $ 30,304 ​ $ 1,411,745 Special Mention ​ 6,054 ​ — ​ — ​ — ​ — ​ — ​ — ​ 6,054 Substandard ​ — ​ 1,517 ​ 1,209 ​ — ​ — ​ — ​ — ​ 2,726 Doubtful ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total Construction and land development ​ $ 473,099 ​ $ 486,893 ​ $ 273,090 ​ $ 151,091 ​ $ 1,911 ​ $ 4,137 ​ $ 30,304 ​ $ 1,420,525 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Multi-family ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 180,971 ​ $ 195,939 ​ $ 170,893 ​ $ 239,410 ​ $ 102,070 ​ $ 96,897 ​ $ 162 ​ $ 986,342 Special Mention ​ 1,595 ​ — ​ — ​ — ​ — ​ — ​ — ​ 1,595 Substandard ​ — ​ — ​ 8,206 ​ — ​ — ​ — ​ — ​ 8,206 Doubtful ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total Multi-family ​ $ 182,566 ​ $ 195,939 ​ $ 179,099 ​ $ 239,410 ​ $ 102,070 ​ $ 96,897 ​ $ 162 ​ $ 996,143 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 1-4 family real estate ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 133,923 ​ $ 103,460 ​ $ 130,724 ​ $ 89,642 ​ $ 25,914 ​ $ 54,850 ​ $ 3,329 ​ $ 541,842 Special Mention ​ 28 ​ — ​ 59 ​ — ​ — ​ — ​ — ​ 87 Substandard ​ 144 ​ 215 ​ 815 ​ 637 ​ 519 ​ 712 ​ — ​ 3,042 Doubtful ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total 1-4 family real estate ​ $ 134,095 ​ $ 103,675 ​ $ 131,598 ​ $ 90,279 ​ $ 26,433 ​ $ 55,562 ​ $ 3,329 ​ $ 544,971 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Consumer ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Pass ​ $ 17,722 ​ $ 9,405 ​ $ 2,573 ​ $ 3,024 ​ $ 622 ​ $ 1,842 ​ $ 91,580 ​ $ 126,768 Special Mention ​ — ​ — ​ — ​ — ​ — ​ — ​ 59 ​ 59 Substandard ​ 175 ​ 119 ​ 12 ​ 12 ​ — ​ 133 ​ 57 ​ 508 Doubtful ​ — ​ — ​ — ​ — ​ — ​ — ​ — ​ — Total Consumer ​ $ 17,897 ​ $ 9,524 ​ $ 2,585 ​ $ 3,036 ​ $ 622 ​ $ 1,975 ​ $ 91,696 ​ $ 127,335 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total ​ $ 1,568,667 ​ $ 1,509,090 ​ $ 1,064,173 ​ $ 820,731 ​ $ 316,184 ​ $ 442,683 ​ $ 471,249 ​ $ 6,192,777 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
Schedule of financing receivable credit quality indicators based on delinquency status	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2024 ​ ​ Term Loans ​ ​ ​ ​ ​ ​ ​ Amortized Cost Basis by Origination Year ​ Revolving ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Amortized ​ ​ ​ Delinquency Status * 2024 2023 2022 2021 2020 Prior ​ Cost Basis ​ Total ​ (dollars in thousands) C&I - other ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Performing ​ $ 109,373 $ ​ 99,204 $ ​ 57,819 $ ​ 18,853 $ ​ 4,107 $ ​ 278 ​ $ — ​ $ 289,634 Nonperforming ​ 1,028 ​ ​ 4,689 ​ ​ 5,537 ​ ​ 2,076 ​ ​ 201 ​ ​ — ​ — ​ 13,531 Total C&I - other ​ $ 110,401 ​ $ 103,893 ​ $ 63,356 ​ $ 20,929 ​ $ 4,308 ​ $ 278 ​ $ — ​ $ 303,165 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Direct financing leases ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Performing ​ $ 1,742 $ ​ 6,099 $ ​ 6,583 $ ​ 1,413 $ ​ 569 $ ​ 411 ​ $ — ​ $ 16,817 Nonperforming ​ — ​ ​ 103 ​ ​ 70 ​ ​ 39 ​ ​ 46 ​ ​ 1 ​ — ​ 259 Total Direct financing leases ​ $ 1,742 ​ $ 6,202 ​ $ 6,653 ​ $ 1,452 ​ $ 615 ​ $ 412 ​ $ — ​ $ 17,076 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total ​ $ 112,143 ​ $ 110,095 ​ $ 70,009 ​ $ 22,381 ​ $ 4,923 ​ $ 690 ​ $ — ​ $ 320,241 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ *Performing = loans/leases accruing and less than 90 days past due. Nonperforming = loans/leases on nonaccrual and accruing loans/leases that are greater than or equal to 90 days past due. ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2023 ​ ​ Term Loans ​ ​ ​ ​ ​ ​ ​ Amortized Cost Basis by Origination Year ​ Revolving ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Amortized ​ ​ Delinquency Status * 2023 2022 2021 2020 2019 Prior Cost Basis Total ​ (dollars in thousands) C&I - other ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Performing ​ $ 149,216 ​ $ 103,804 ​ $ 40,003 ​ $ 12,590 ​ $ 2,539 ​ $ 132 ​ $ — ​ $ 308,284 Nonperforming ​ 1,533 ​ 6,138 ​ 3,049 ​ 373 ​ 92 ​ 6 ​ — ​ 11,191 Total C&I - other ​ $ 150,749 ​ $ 109,942 ​ $ 43,052 ​ $ 12,963 ​ $ 2,631 ​ $ 138 ​ $ — ​ $ 319,475 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Direct financing leases ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Performing ​ $ 12,217 ​ $ 11,170 ​ $ 3,005 ​ $ 2,631 ​ $ 1,561 ​ $ 291 ​ $ — ​ $ 30,875 Nonperforming ​ — ​ 50 ​ 43 ​ 176 ​ 20 ​ — ​ — ​ 289 Total Direct financing leases ​ $ 12,217 ​ $ 11,220 ​ $ 3,048 ​ $ 2,807 ​ $ 1,581 ​ $ 291 ​ $ — ​ $ 31,164 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total ​ $ 162,966 ​ $ 121,162 ​ $ 46,100 ​ $ 15,770 ​ $ 4,212 ​ $ 429 ​ $ — ​ $ 350,639
Schedule of Gross Charge Offs of loans and Leases by Class of Receivable and Year of Origination	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year Ended December 31, 2024 ​ Year Ended December 31, 2023 ​ ​ Gross Charge-off by Origination Year ​ Gross Charge-off by Origination Year Classes of Loans/Leases 2024 2023 2022 2021 2020 ​ Prior ​ Total ​ 2023 2022 2021 2020 2019 ​ Prior ​ Total ​ ​ (dollars in thousands) ​ (dollars in thousands) C&I: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ C&I - revolving ​ $ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — ​ $ — C&I - other ​ ​ 245 ​ ​ 2,701 ​ ​ 5,537 ​ ​ 3,227 ​ ​ 312 ​ ​ 277 ​ ​ 12,299 ​ ​ 142 ​ ​ 5,465 ​ ​ 1,753 ​ ​ 1,083 ​ ​ 255 ​ ​ 2 ​ ​ 8,700 CRE - owner occupied ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ 10 ​ ​ 10 ​ ​ — ​ ​ — ​ ​ 222 ​ ​ — ​ ​ — ​ ​ — ​ ​ 222 CRE - non-owner occupied ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — Construction and land development ​ ​ — ​ ​ — ​ ​ 285 ​ ​ 800 ​ ​ — ​ ​ — ​ ​ 1,085 ​ ​ — ​ ​ 50 ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ 50 Multi-family ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — Direct financing leases ​ ​ — ​ ​ — ​ ​ 199 ​ ​ 24 ​ ​ 104 ​ ​ 26 ​ ​ 353 ​ ​ — ​ ​ 78 ​ ​ 103 ​ ​ 41 ​ ​ 29 ​ ​ 1 ​ ​ 252 1-4 family real estate ​ ​ — ​ ​ 21 ​ ​ — ​ ​ — ​ ​ — ​ ​ 3 ​ ​ 24 ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — ​ ​ — Consumer ​ ​ 10 ​ ​ 78 ​ ​ 49 ​ ​ 45 ​ ​ 15 ​ ​ 1 ​ ​ 198 ​ ​ 28 ​ ​ 108 ​ ​ 24 ​ ​ 1 ​ ​ 5 ​ ​ 2 ​ ​ 168 ​ ​ $ 255 ​ $ 2,800 ​ $ 6,070 ​ $ 4,096 ​ $ 431 ​ $ 317 ​ $ 13,969 ​ $ 170 ​ $ 5,701 ​ $ 2,102 ​ $ 1,125 ​ $ 289 ​ $ 5 ​ $ 9,392 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
Schedule of analysis of changes in aggregated amounts of loans	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2024 2023 2022 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance, beginning ​ $ 125,963 ​ $ 113,200 ​ $ 100,898 Net increase (decrease) due to change in related parties ​ (8,665) ​ 2,200 ​ 3,496 Advances ​ 14,612 ​ 23,977 ​ 51,683 Repayments ​ (16,349) ​ (13,414) ​ (42,877) Balance, ending ​ $ 115,561 ​ $ 125,963 ​ $ 113,200
Schedule of loan portfolio includes a concentration of loans	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2024 ​ 2023 ​ ​ ​ ​ ​ Percentage of ​ ​ ​ ​ Percentage of ​ ​ ​ ​ ​ Total ​ ​ ​ ​ Total Industry Name Balance Loans/Leases Balance Loans/Leases ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Lessors of Residential Buildings* ​ $ 2,648,346 39 % $ 2,328,875 36 % Lessors of Non-Residential Buildings ​ ​ 715,668 11 % ​ 673,719 10 % *
Unfunded Loan Commitment
Notes Tables
Schedule of financing receivable credit quality indicators	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ For the Year Ended ​ ​ ​ ​ December 31, 2024 ​ December 31, 2023 ​ December 31, 2022 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance, beginning ​ $ 9,529 ​ $ 5,552 ​ $ 6,886 Provisions (credited) to expense ​ (1,256) ​ 3,977 ​ (1,334) Balance, ending ​ $ 8,273 ​ $ 9,529 ​ $ 5,552 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Note 5 - Premises and Equipme_2

Note 5 - Premises and Equipment (Tables)	12 Months Ended
	Dec. 31, 2024
Notes Tables
Components of premises and equipment	​ ​ ​ ​ ​ ​ ​ ​ ​ 2024 2023 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ Land ​ $ 27,096 ​ $ 17,807 Buildings (useful lives 15 to 39 years ) ​ 116,895 ​ 110,271 Construction in process - buildings ​ ​ 28,535 ​ ​ 7,773 Furniture and equipment (useful lives 3 to 15 years ) ​ 58,094 ​ 52,350 Premises and equipment ​ 230,620 ​ 188,201 Less accumulated depreciation ​ 71,467 ​ 64,924 Premises and equipment, net ​ $ 159,153 ​ $ 123,277 ​ ​ ​ ​ ​ ​ ​
Maturities of operating lease liabilities	​ ​ ​ ​ ​ ​ Amount Year ending December 31: (dollars in thousands) 2025 $ 461 2026 ​ 434 2027 ​ 427 2028 ​ 429 2029 ​ 305 Thereafter ​ 2,185 ​ ​ $ 4,241 ​ ​ ​ ​
Contractual maturities of sales-type and direct financing lease receivables	​ ​ ​ ​ ​ ​ Amount Year ending December 31: (dollars in thousands) 2025 $ 2,087 2026 ​ 3,184 2027 ​ 4,828 2028 ​ 7,247 2029 ​ 1,160 Thereafter ​ — Total lease payments receivable ​ $ 18,506 Unguaranteed residual values ​ ​ 165 Unearned lease/residual income ​ ​ (1,595) ​ ​ $ 17,076 Plus deferred origination costs, net of fees ​ ​ 18 ​ ​ $ 17,094 Less allowance ​ ​ (580) Total lease payments receivable ​ $ 16,514 ​ ​ ​ ​

Note 6 - Goodwill and Intangi_2

Note 6 - Goodwill and Intangibles (Tables)	12 Months Ended
	Dec. 31, 2024
Notes Tables
Changes in carrying amount of goodwill	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2024 2023 2022 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance at the beginning of period ​ $ 139,027 ​ $ 137,607 ​ $ 74,066 Acquisition of GFED ​ — ​ — ​ 63,541 Acquisition of GFED - measurement period adjustment ​ ​ — ​ ​ 1,420 ​ ​ — Goodwill impairment - m2 restructuring ​ ​ (432) ​ ​ — ​ ​ — Balance at the end of period ​ $ 138,595 ​ $ 139,027 ​ $ 137,607 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
Schedule of goodwill by reportable segment	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2024 ​ December 31, 2023 ​ December 31, 2022 ​ ​ (dollars in thousands) Commercial banking: ​ ​ ​ ​ ​ ​ ​ ​ ​ QCBT ​ $ 2,791 ​ $ 3,223 ​ $ 3,223 CRBT ​ 14,980 ​ 14,980 ​ 14,980 CSB ​ ​ 9,888 ​ ​ 9,888 ​ ​ 9,888 GB ​ 110,936 ​ 110,936 ​ 109,516 ​ ​ $ 138,595 ​ $ 139,027 ​ $ 137,607 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
Schedule of core deposit intangibles by reportable segment	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2024 ​ December 31, 2023 ​ December 31, 2022 ​ ​ (dollars in thousands) Commercial Banking: ​ ​ ​ ​ ​ ​ ​ ​ ​ CRBT ​ $ 628 ​ $ 883 ​ $ 1,225 CSB ​ ​ 865 ​ ​ 1,430 ​ ​ 2,027 GB ​ ​ 9,568 ​ ​ 11,508 ​ ​ 13,507 ​ ​ $ 11,061 ​ $ 13,821 ​ $ 16,759 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
Core deposit intangibles
Notes Tables
Changes in Intangibles	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2024 ​ 2023 ​ 2022 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance at the beginning of the period ​ $ 13,821 ​ $ 16,759 ​ $ 9,349 Acquisition of GFED ​ — ​ — ​ 10,264 Amortization expense ​ (2,760) ​ (2,938) ​ (2,854) Balance at the end of the period ​ $ 11,061 ​ $ 13,821 ​ $ 16,759 ​ ​ ​ ​ Gross carrying amount ​ $ 29,519 ​ $ 29,519 ​ $ 29,519 Accumulated amortization ​ (18,458) ​ (15,698) ​ (12,760) Net book value ​ $ 11,061 ​ $ 13,821 ​ $ 16,759 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
Estimated amortization of intangible assets	​ ​ ​ ​ ​ ​ Amount Years ending December 31, ​ (dollars in thousands) 2025 ​ $ 2,644 2026 ​ 2,360 2027 ​ 1,874 2028 ​ 1,316 2029 ​ 944 Thereafter ​ 1,923 ​ ​ $ 11,061 ​ ​ ​ ​ ​

Note 7 - Derivatives and Hedg_2

Note 7 - Derivatives and Hedging Activities (Tables)	12 Months Ended
	Dec. 31, 2024
Derivatives and Hedging Activities
Summary of derivatives	​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2024 December 31, 2023 ​ ​ (dollars in thousands) Assets: ​ ​ ​ ​ ​ ​ Hedged Derivatives ​ ​ ​ ​ ​ ​ Cash Flow Hedges ​ ​ ​ ​ ​ ​ Interest rate caps ​ $ — ​ $ 2,847 Interest rate swaps ​ 1,905 ​ 1,689 Unhedged Derivatives ​ ​ ​ ​ ​ ​ Interest rate caps ​ ​ 118 ​ ​ 951 Swaptions ​ ​ 998 ​ ​ — Interest rate swaps ​ 183,760 ​ 181,854 ​ ​ $ 186,781 ​ $ 187,341 ​ ​ ​ ​ ​ ​ ​ Liabilities: ​ ​ ​ ​ ​ ​ Hedged Derivatives ​ ​ ​ ​ ​ ​ Cash Flow Hedges ​ ​ ​ ​ ​ ​ Interest rate swaps ​ $ (30,623) ​ $ (30,407) Interest rate collars ​ ​ (105) ​ ​ (166) Fair Value Hedges ​ ​ ​ ​ ​ ​ Interest rate swaps ​ ​ (335) ​ ​ (3,308) Unhedged Derivatives ​ ​ ​ ​ ​ ​ Interest rate swaps ​ ​ (183,760) ​ ​ (181,854) ​ ​ $ (214,823) ​ $ (215,735) ​ ​ ​ ​ ​ ​ ​
Summary of impact of AOCI	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year Ended ​ December 31, 2024 December 31, 2023 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ Unrealized loss at beginning of period, net of tax ​ $ (19,979) ​ $ (20,221) Amount reclassified from accumulated other comprehensive income to interest expense related to caplet amortization ​ (510) ​ (872) Amount of gain (loss) recognized in other comprehensive income, net of tax ​ (1,187) ​ 1,114 Unrealized loss at end of period, net of tax ​ $ (21,676) ​ $ (19,979) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year Ended December 31, 2024 ​ ​ Year Ended December 31, 2023 ​ ​ Year Ended December 31, 2022 ​ ​ Interest and ​ Interest ​ ​ Interest and ​ Interest ​ ​ Interest and ​ Interest ​ ​ Dividend Income ​ Expense ​ ​ Dividend Income ​ Expense ​ ​ Dividend Income ​ Expense ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Income and expense line items presented in the consolidated statements of income ​ $ 481,857 ​ $ 250,069 ​ ​ $ 413,410 ​ $ 192,404 ​ ​ $ 292,571 ​ $ 61,451 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ The effects of cash flow hedging: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Gain (loss) on interest rate caps on deposits ​ ​ - ​ ​ (4,032) ​ ​ ​ - ​ ​ (7,639) ​ ​ ​ - ​ ​ (1,422) Gain (loss) on interest rate swaps on debt ​ ​ - ​ ​ (1,271) ​ ​ ​ - ​ ​ (1,167) ​ ​ ​ - ​ ​ 500 (Gain) loss on interest rate swaps and collars on loans ​ ​ (11,431) ​ ​ - ​ ​ ​ (10,763) ​ ​ - ​ ​ ​ (829) ​ ​ - ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ The effects of fair value hedging: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Gain on interest rate swaps on loans ​ ​ 3,380 ​ ​ - ​ ​ ​ 1,746 ​ ​ - ​ ​ ​ - ​ ​ - ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
Schedule of hedged interest rate swaps and non-hedged interest rate swaps are collateralized by investment securities with carrying values	​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2024 ​ December 31, 2023 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ Cash ​ $ 39,431 ​ $ 51,680 U.S. govt. sponsored agency securities ​ ​ 6,222 ​ ​ 6,413 Municipal securities ​ ​ 151,107 ​ ​ 68,651 Residential mortgage-backed and related securities ​ 18,132 ​ 23,358 ​ ​ $ 214,892 ​ $ 150,102 ​ ​ ​ ​ ​ ​ ​
Interest rate caps
Derivatives and Hedging Activities
Schedule of interest rate caps	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance Sheet ​ ​ ​ ​ ​ ​ Fair Value as of ​ ​ Hedged Item ​ Effective Date ​ Maturity Date ​ Location ​ Notional Amount ​ Strike Rate ​ December 31, 2024 ​ ​ December 31, 2023 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Deposits ​ 1/1/2020 ​ 1/1/2024 ​ Derivatives - Assets ​ $ 25,000 ​ 1.75 % ​ $ - ​ ​ $ (79) ​ ​ Deposits ​ 1/1/2020 ​ 1/1/2024 ​ Derivatives - Assets ​ ​ 50,000 ​ 1.57 % ​ ​ - ​ ​ ​ - ​ ​ Deposits ​ 1/1/2020 ​ 1/1/2024 ​ Derivatives - Assets ​ ​ 25,000 ​ 1.80 % ​ ​ - ​ ​ ​ - ​ ​ Deposits ​ 1/1/2020 ​ 1/1/2025 ​ Derivatives - Assets ​ ​ 25,000 ​ 1.75 % ​ ​ - ​ ​ ​ 672 ​ ​ Deposits ​ 1/1/2020 ​ 1/1/2025 ​ Derivatives - Assets ​ ​ 50,000 ​ 1.57 % ​ ​ - ​ ​ ​ 1,503 ​ ​ Deposits ​ 1/1/2020 ​ 1/1/2025 ​ Derivatives - Assets ​ ​ 25,000 ​ 1.80 % ​ ​ - ​ ​ ​ 751 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ $ 200,000 ​ ​ ​ ​ $ - ​ ​ $ 2,847 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
Changes in the fair value of the underlying derivative contracts	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance Sheet ​ ​ ​ ​ ​ ​ ​ Fair Value as of ​ ​ Effective Date ​ Maturity Date ​ Location ​ Notional Amount ​ Strike Rate ​ ​ December 31, 2024 ​ ​ December 31, 2023 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2/1/2020 ​ 2/1/2024 ​ Derivatives - Assets ​ $ 25,000 ​ 1.90 % ​ $ - ​ ​ $ 79 ​ ​ 3/1/2020 ​ 3/3/2025 ​ Derivatives - Assets ​ ​ 25,000 ​ 1.90 % ​ ​ 118 ​ ​ ​ 872 ​ ​ ​ ​ ​ ​ ​ ​ $ 50,000 ​ ​ ​ ​ $ 118 ​ ​ $ 951 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
Interest rate swaps
Derivatives and Hedging Activities
Schedule of interest rate caps	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance Sheet ​ Notional ​ ​ ​ ​ ​ ​ ​ ​ Fair Value as of Hedged Item ​ Effective Date ​ Maturity Date ​ Location ​ Amount ​ Receive Rate ​ ​ Pay Rate ​ December 31, 2024 ​ December 31, 2023 (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ QCR Holdings Statutory Trust V 7/7/2018 ​ 7/7/2028 ​ Derivatives - Assets $ 10,000 ​ 6.47 % ​ 4.54 % ​ $ 427 ​ $ 335 Community National Statutory Trust III 9/15/2018 ​ 9/15/2028 ​ Derivatives - Assets ​ 3,500 ​ 6.37 % ​ 4.75 % ​ ​ 197 ​ ​ 118 Guaranty Bankshares Statutory Trust I 9/15/2018 ​ 9/15/2028 ​ Derivatives - Assets ​ ​ 4,500 ​ 6.37 % ​ ​ 4.75 % ​ ​ 153 ​ ​ 152 Community National Statutory Trust II 9/20/2018 ​ 9/20/2028 ​ Derivatives - Assets ​ 3,000 ​ 6.79 % ​ 5.17 % ​ ​ 132 ​ ​ 101 QCR Holdings Statutory Trust II 9/30/2018 ​ 9/30/2028 ​ Derivatives - Assets ​ 10,000 ​ 7.72 % ​ 5.85 % ​ ​ 443 ​ ​ 341 QCR Holdings Statutory Trust III 9/30/2018 ​ 9/30/2028 ​ Derivatives - Assets ​ 8,000 ​ 7.72 % ​ 5.85 % ​ ​ 353 ​ ​ 272 Guaranty Statutory Trust II* 5/23/2019 ​ 2/23/2026 ​ Derivatives - Assets ​ 10,310 ​ 6.23 % ​ 4.09 % ​ ​ 200 ​ ​ 370 QCR Holdings Subordinated Note 3/1/2024 ​ 2/15/2028 ​ Derivatives - Liabilities ​ 65,000 ​ 5.04 % ​ 4.02 % ​ ​ (50) ​ ​ - ​ ​ ​ ​ ​ $ 114,310 ​ ​ ​ ​ ​ ​ ​ ​ $ 1,855 ​ $ 1,689 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ * Acquired on April 1, 2022 with GFED acquisition. ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance Sheet ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Fair Value as of Hedged Item Effective Date Maturity Date Location Notional Amount Receive Rate ​ Pay Rate ​ December 31, 2024 December 31, 2023 (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans 7/1/2021 ​ 7/1/2031 ​ Derivatives - Liabilities $ 35,000 ​ ​ 1.40 % ​ 4.66 % ​ $ (5,445) ​ $ (5,004) Loans 7/1/2021 ​ 7/1/2031 ​ Derivatives - Liabilities ​ 50,000 ​ ​ 1.40 % ​ 4.66 % ​ ​ (7,779) ​ ​ (7,149) Loans 7/1/2021 ​ 7/1/2031 ​ Derivatives - Liabilities ​ 40,000 ​ ​ 1.40 % ​ 4.66 % ​ ​ (6,233) ​ ​ (5,730) Loans 10/1/2022 ​ 7/1/2031 ​ Derivatives - Liabilities ​ 25,000 ​ ​ 1.30 % ​ 4.66 % ​ ​ (3,916) ​ ​ (3,696) Loans 4/1/2022 ​ 4/1/2027 ​ Derivatives - Liabilities ​ 15,000 ​ ​ 1.91 % ​ 4.66 % ​ ​ (720) ​ ​ (868) Loans 4/1/2022 ​ 4/1/2027 ​ Derivatives - Liabilities ​ 50,000 ​ ​ 1.91 % ​ 4.66 % ​ ​ (2,400) ​ ​ (2,892) Loans 4/1/2022 ​ 4/1/2027 ​ Derivatives - Liabilities ​ 35,000 ​ ​ 1.91 % ​ 4.66 % ​ ​ (1,680) ​ ​ (2,024) Loans ​ 4/1/2022 ​ 4/1/2027 ​ Derivatives - Liabilities ​ ​ 50,000 ​ ​ 1.91 % ​ ​ 4.66 % ​ ​ (2,401) ​ ​ (3,044) ​ ​ ​ ​ ​ $ 300,000 ​ ​ ​ ​ ​ ​ ​ ​ ​ $ (30,574) ​ $ (30,407) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance Sheet ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Fair Value as of Hedged Item ​ Effective Date ​ Maturity Date ​ Location ​ Notional Amount ​ Receive Rate ​ ​ ​ Pay Rate ​ ​ December 31, 2024 ​ December 31, 2023 (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans ​ 7/12/2023 ​ 8/1/2025 ​ Derivatives - Assets ​ $ 15,000 ​ 4.65 % ​ ​ 4.60 % ​ $ (35) ​ $ (69) Loans 7/12/2023 ​ 2/1/2026 ​ Derivatives - Assets ​ 25,000 ​ 4.65 % ​ 4.38 % ​ ​ (77) ​ ​ (195) Loans 7/12/2023 ​ 2/1/2026 ​ Derivatives - Assets ​ 15,000 ​ 4.65 % ​ 4.38 % ​ ​ (46) ​ ​ (117) Loans ​ 7/12/2023 ​ 2/1/2026 ​ Derivatives - Assets ​ ​ 20,000 ​ 4.65 % ​ ​ 4.38 % ​ ​ (61) ​ ​ (140) Loans 7/12/2023 ​ 8/1/2026 ​ Derivatives - Assets ​ 30,000 ​ 4.65 % ​ 4.21 % ​ ​ (79) ​ ​ (293) Loans 7/12/2023 ​ 8/1/2026 ​ Derivatives - Assets ​ 15,000 ​ 4.65 % ​ 4.21 % ​ ​ (40) ​ ​ (146) Loans ​ 7/12/2023 ​ 8/1/2026 ​ Derivatives - Assets ​ ​ 20,000 ​ 4.65 % ​ ​ 4.21 % ​ ​ (53) ​ ​ (176) Loans 7/12/2023 ​ 2/1/2027 ​ Derivatives - Assets ​ 32,500 ​ 4.65 % ​ 4.08 % ​ ​ (44) ​ ​ (364) Loans ​ 7/12/2023 ​ 2/1/2027 ​ Derivatives - Assets ​ ​ 15,000 ​ 4.65 % ​ ​ 4.08 % ​ ​ (20) ​ ​ (168) Loans ​ 7/12/2023 ​ 2/1/2027 ​ Derivatives - Assets ​ ​ 20,000 ​ 4.65 % ​ ​ 4.08 % ​ ​ (27) ​ ​ (202) Loans 7/12/2023 ​ 8/1/2027 ​ Derivatives - Assets ​ 32,500 ​ 4.65 % ​ 3.98 % ​ ​ 14 ​ ​ (397) Loans ​ 7/12/2023 ​ 8/1/2027 ​ Derivatives - Assets ​ ​ 15,000 ​ 4.65 % ​ ​ 3.98 % ​ ​ 6 ​ ​ (183) Loans ​ 7/12/2023 ​ 8/1/2027 ​ Derivatives - Assets ​ ​ 25,000 ​ 4.65 % ​ ​ 3.98 % ​ ​ 11 ​ ​ (276) Loans 7/12/2023 ​ 2/1/2028 ​ Derivatives - Assets ​ 30,000 ​ 4.65 % ​ 3.90 % ​ ​ 77 ​ ​ (388) Loans ​ 7/12/2023 ​ 2/1/2028 ​ Derivatives - Assets ​ ​ 15,000 ​ 4.65 % ​ ​ 3.90 % ​ ​ 39 ​ ​ (194) ​ ​ ​ ​ ​ ​ ​ ​ $ 325,000 ​ ​ ​ ​ ​ ​ ​ ​ $ (335) ​ $ (3,308) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
Changes in the fair value of the underlying derivative contracts	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2024 ​ December 31, 2023 ​ ​ ​ Notional Amount ​ Estimated Fair Value ​ Notional Amount ​ Estimated Fair Value ​ ​ ​ (dollars in thousands) Non-Hedging Interest Rate Derivatives Assets: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Interest rate swap contracts ​ ​ $ 4,148,306 ​ $ 183,760 ​ $ 3,308,024 ​ $ 181,854 Non-Hedging Interest Rate Derivatives Liabilities: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Interest rate swap contracts ​ ​ $ 4,148,306 ​ $ 183,760 ​ $ 3,308,024 ​ $ 181,854
Interest rate collars
Derivatives and Hedging Activities
Schedule of interest rate caps	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Fair Value as of Hedged Item ​ Effective Date ​ Maturity Date ​ Location ​ Notional Amount ​ Cap Strike Rate ​ ​ Floor Strike Rate ​ December 31, 2024 ​ December 31, 2023 (dollars in thousands) Loans 10/1/2022 ​ 10/1/2026 ​ Derivatives - Liabilities $ 50,000 ​ 4.40 % 2.44 % ​ $ (105) ​ $ (166) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
Swaptions
Derivatives and Hedging Activities
Changes in the fair value of the underlying derivative contracts	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Fair Value as of Effective Date ​ Maturity Date ​ Location ​ Notional Amount ​ Strike Rate ​ December 31, 2024 ​ December 31, 2023 (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 7/30/2024 ​ 7/30/2025 ​ Derivatives - Assets $ 77,600 ​ 2.13 % ​ $ 37 ​ ​ N/A 7/30/2024 ​ 7/30/2025 ​ Derivatives - Assets ​ ​ 33,100 ​ 2.62 % ​ ​ 54 ​ ​ N/A 7/30/2024 ​ 7/30/2025 ​ Derivatives - Assets ​ ​ 28,254 ​ 2.12 % ​ ​ 48 ​ ​ N/A 7/30/2024 ​ 7/30/2025 ​ Derivatives - Assets ​ ​ 66,247 ​ 2.63 % ​ ​ 33 ​ ​ N/A 7/30/2024 ​ 1/29/2026 ​ Derivatives - Assets ​ ​ 20,750 ​ 2.63 % ​ ​ 102 ​ ​ N/A 7/30/2024 ​ 1/29/2026 ​ Derivatives - Assets ​ ​ 41,700 ​ 2.13 % ​ ​ 77 ​ ​ N/A 7/30/2024 ​ 1/30/2026 ​ Derivatives - Assets ​ ​ 36,546 ​ 2.14 % ​ ​ 70 ​ ​ N/A 7/30/2024 ​ 1/30/2026 ​ Derivatives - Assets ​ ​ 18,453 ​ 2.64 % ​ ​ 93 ​ ​ N/A 7/30/2024 ​ 7/30/2026 ​ Derivatives - Assets ​ ​ 16,100 ​ 2.64 % ​ ​ 140 ​ ​ N/A 7/30/2024 ​ 7/30/2026 ​ Derivatives - Assets ​ ​ 29,800 ​ 2.14 % ​ ​ 116 ​ ​ N/A 7/30/2024 ​ 7/30/2026 ​ Derivatives - Assets ​ ​ 25,971 ​ 2.14 % ​ ​ 103 ​ ​ N/A 7/30/2024 ​ 7/30/2026 ​ Derivatives - Assets ​ ​ 14,280 ​ 2.64 % ​ ​ 125 ​ ​ N/A ​ ​ ​ ​ ​ $ 408,801 ​ ​ ​ ​ $ 998 ​ ​ N/A ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Note 8 - Deposits (Tables)

Note 8 - Deposits (Tables)	12 Months Ended
	Dec. 31, 2024
Notes Tables
Schedule of maturities of certificates of deposit	​ ​ ​ ​ ​ ​ ​ Amount ​ ​ (dollars in thousands) Year ending December 31: ​ ​ 2025 ​ $ 1,035,972 2026 ​ 30,737 2027 ​ 46,415 2028 ​ 54,461 2029 ​ 58,230 Thereafter ​ 10 ​ ​ $ 1,225,825 ​ ​ ​ ​
Schedules of collateralized investment securities	​ ​ ​ ​ ​ ​ ​ ​ ​ 2024 2023 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ U.S. govt. sponsored agency securities ​ $ 1,481 ​ $ 1,805 Residential mortgage-backed and related securities ​ 2,022 ​ 2,114 ​ ​ $ 3,503 ​ $ 3,919 ​ ​ ​ ​ ​ ​ ​

Note 9 - Short-Term Borrowings

Note 9 - Short-Term Borrowings (Tables)	12 Months Ended
	Dec. 31, 2024
Notes Tables
Schedule of Short-term borrowings	​ ​ ​ ​ ​ ​ ​ ​ ​ 2024 2023 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ Federal funds purchased ​ $ 1,800 ​ $ 1,500 ​ ​ ​ ​ ​ ​ ​
Schedule of repurchase agreements	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2024 2023 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ Average daily balance ​ $ 1,850 ​ $ 2,781 ​ Average daily interest rate ​ 5.03 % 5.09 % Maximum month-end balance ​ $ 4,100 ​ $ 2,230 ​ Weighted average rate as of December 31 ​ 4.20 % 5.20 %

Note 10 - FHLB Advances (Tables

Note 10 - FHLB Advances (Tables)	12 Months Ended
	Dec. 31, 2024
Notes Tables
Schedule of maturity and interest rate information on advances	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2024 ​ December 31, 2023 ​ ​ ​ ​ ​ Weighted ​ ​ ​ ​ Weighted ​ ​ ​ ​ ​ Average ​ ​ ​ ​ Average ​ ​ ​ ​ ​ Interest Rate ​ ​ ​ ​ Interest Rate ​ Amount Due at Year-End Amount Due at Year-End ​ ​ (dollars in thousands) Maturity: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year ending December 31: ​ ​ ​ 2024 ​ $ — ​ — % $ 300,000 ​ 5.64 % 2025 ​ ​ 140,000 ​ 4.62 ​ ​ — ​ — ​ 2026 ​ ​ 45,000 ​ 5.01 ​ ​ 45,000 ​ 5.01 ​ 2027 ​ ​ 45,000 ​ 4.82 ​ ​ 45,000 ​ 4.82 ​ 2028 ​ ​ 45,000 ​ 4.64 ​ ​ 45,000 4.64 ​ 2029 ​ 10,383 — ​ — — ​ Total FHLB advances ​ $ 285,383 4.55 % $ 435,000 5.39 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Note 11 - Other Borrowings an_2

Note 11 - Other Borrowings and Unused Lines of Credit (Tables)	12 Months Ended
	Dec. 31, 2024
Notes Tables
Schedule of unused line of credit	​ ​ ​ ​ ​ ​ ​ ​ ​ 2024 2023 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ Secured ​ $ 746,742 ​ $ 248,494 Unsecured ​ 450,800 ​ 450,800 ​ ​ $ 1,197,542 ​ $ 699,294 ​ ​ ​ ​ ​ ​ ​

Note 12 - Subordinated Notes (T

Note 12 - Subordinated Notes (Tables)	12 Months Ended
	Dec. 31, 2024
Subordinated Notes
Schedule of Subordinated Notes	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Amount Outstanding ​ Interest Rate ​ ​ ​ Amount Outstanding ​ Interest Rate ​ ​ ​ ​ as of December 31, 2024 ​ as of December 31, 2024 ​ ​ ​ as of December 31, 2023 ​ as of December 31, 2023 ​ Maturity Date ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Subordinated debenture dated 2/12/19 $ 65,000 ​ 7.605 % ​ $ 65,000 ​ 5.375 % 2/15/2029 Subordinated debenture dated 9/14/20 ​ 50,000 ​ 5.125 % ​ ​ 50,000 ​ 5.125 % 9/15/2030 Subordinated debenture dated 7/29/20* ​ 20,000 ​ 5.250 % ​ ​ 20,000 ​ 5.250 % 9/30/2030 Subordinated debenture dated 8/18/22 ​ 45,000 ​ 5.500 % ​ ​ 45,000 ​ 5.500 % 9/1/2032 Subordinated debenture dated 8/18/22 ​ 55,000 ​ 5.950 % ​ ​ 55,000 ​ 5.950 % 9/1/2037 Debt issuance costs ​ (1,511) ​ ​ ​ ​ ​ (1,936) ​ ​ ​ ​ Total Subordinated Debentures $ 233,489 ​ ​ ​ ​ $ 233,064 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ *Assumed in acquisition of GFED ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Note 13 - Junior Subordinated_2

Note 13 - Junior Subordinated Debentures (Tables)	12 Months Ended
	Dec. 31, 2024
Notes Tables
Summary of junior subordinated debentures	​ ​ ​ ​ ​ ​ ​ ​ ​ 2024 2023 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ Note Payable to QCR Holdings Capital Trust II ​ $ 10,310 ​ $ 10,310 Note Payable to QCR Holdings Capital Trust III ​ 8,248 ​ 8,248 Note Payable to QCR Holdings Capital Trust V ​ 10,310 ​ 10,310 Note Payable to Community National Trust II* ​ 3,093 ​ 3,093 Note Payable to Community National Trust III* ​ 3,609 ​ 3,609 Note Payable to Guaranty Bankshares Statutory Trust I** ​ 4,640 ​ 4,640 Note Payable to Guaranty Statutory Trust II*** ​ ​ 10,310 ​ ​ 10,310 Market Value Discount per ASC 805**** ​ (1,660) ​ (1,789) ​ ​ $ 48,860 ​ $ 48,731 ​ ​ ​ ​ ​ ​ ​ * As part of the acquisition of Community National in 2013, the Company assumed two junior subordinated debentures with a total fair value of $4.2 million. ** As part of the acquisition of Guaranty Bank in 2017, the Company assumed one junior subordinated debenture with a fair value of $3.9 million. *** As part of the acquisition of GFED in 2022, the Company assumed one junior subordinated debenture with a fair value of $10.3 million. **** Market value discount includes discount on junior subordinated debt acquired as described in *, ** and ***.
Schedule of Company's non-consolidated subsidiaries formed for the issuance of trust preferred securities	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Amount Amount ​ ​ ​ ​ ​ ​ ​ Outstanding ​ Outstanding ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, ​ December 31, ​ ​ ​ Interest Rate as of ​ ​ Interest Rate as of Name Date Issued ​ 2024 ​ 2023 ​ Interest Rate ​ December 31, 2024 ​ ​ December 31, 2023 ​ ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ QCR Holdings Statutory Trust II February 2004 ​ $ 10,310 ​ $ 10,310 2.85% over 3-month SOFR 7.72 % ​ 8.44 % QCR Holdings Statutory Trust III February 2004 ​ 8,248 ​ 8,248 2.85% over 3-month SOFR 7.72 % ​ 8.44 % QCR Holdings Statutory Trust V February 2006 ​ 10,310 ​ 10,310 1.55% over 3-month SOFR 6.47 % ​ 7.21 % Community National Statutory Trust II September 2004 ​ 3,093 ​ 3,093 2.17% over 3-month SOFR 6.79 % ​ 7.80 % Community National Statutory Trust III March 2007 ​ 3,609 ​ 3,609 1.75% over 3-month SOFR 6.37 % ​ 7.40 % Guaranty Bankshares Statutory Trust I May 2005 ​ 4,640 ​ 4,640 1.75% over 3-month SOFR 6.37 % ​ 7.40 % Guaranty Statutory Trust II December 2005 ​ 10,310 ​ 10,310 1.45% over 3-month SOFR 6.23 % ​ 7.09 % ​ ​ ​ $ 50,520 ​ $ 50,520 Weighted Average Rate 6.88 % ​ 7.70 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Note 14 - Federal and State I_2

Note 14 - Federal and State Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2024
Federal and State Income Taxes
Schedule of federal and state income tax expense	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2024 2023 2022 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Current ​ $ 15,919 ​ $ 14,008 ​ $ 19,165 Deferred ​ (7,192) ​ (946) ​ (4,682) ​ ​ $ 8,727 ​ $ 13,062 ​ $ 14,483 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
Reconciliation of the expected federal income tax expense	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year Ended December 31, ​ ​ ​ 2024 ​ 2023 ​ 2022 ​ ​ ​ ​ ​ ​ % of ​ ​ ​ ​ % of ​ ​ ​ ​ % of ​ ​ ​ ​ ​ ​ Pretax ​ ​ ​ ​ Pretax ​ ​ ​ ​ Pretax ​ Amount Income Amount Income Amount Income ​ ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Computed "expected" tax expense ​ ​ $ 25,741 21.0 % $ 26,590 21.0 % $ 23,845 21.0 % Tax exempt income, net ​ ​ (16,410) (13.4) ​ (13,823) (10.9) ​ (10,689) (9.4) ​ Bank-owned life insurance ​ ​ (1,142) (0.9) ​ (875) (0.7) ​ (432) (0.4) ​ State income taxes, net of federal benefit, current year ​ ​ 3,517 2.9 ​ 4,433 3.5 ​ 4,482 3.9 ​ Change in unrecognized tax benefits ​ ​ 1,169 1.0 ​ 396 0.3 ​ 498 0.4 ​ Provision adjustment from accounting method change ​ ​ ​ (142) ​ (0.1) ​ ​ (247) ​ (0.2) ​ ​ (1,181) ​ (1.0) ​ Tax credits ​ ​ (2,717) (2.3) ​ (2,865) (2.3) ​ (1,362) (1.2) ​ Acquisition costs ​ ​ — — ​ — — ​ 276 0.2 ​ Excess tax benefit on stock options exercised and restricted stock awards vested ​ ​ (929) (0.8) ​ (464) (0.3) ​ (503) (0.4) ​ Other ​ ​ (360) (0.3) ​ (83) (0.1) ​ (451) (0.4) ​ Federal and state income tax expense ​ ​ $ 8,727 7.1 % $ 13,062 10.3 % $ 14,483 12.7 % ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
Schedule of Unrecognized tax benefits	​ ​ ​ ​ ​ ​ ​ ​ ​ 2024 2023 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ Balance, beginning ​ $ 3,076 ​ $ 2,680 Impact of tax positions taken during current year ​ 972 ​ 712 Gross increase related to tax positions of prior years ​ 184 ​ 110 Change as a result of a lapse of the applicable statute of limitations ​ 13 ​ (426) Balance, ending ​ $ 4,245 ​ $ 3,076 ​ ​ ​ ​ ​ ​ ​
Schedule of consolidated statements of operations	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ For the Years Ended ​ ​ ​ December 31, 2024 ​ ​ December 31, 2023 ​ December 31, 2022 ​ ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Tax credits recognized ​ $ 8,189 ​ $ 5,185 ​ $ 2,143 ​ Other tax benefits recognized ​ 2,631 ​ 2,037 ​ 1,371 ​ Amortization ​ (8,313) ​ (5,091) ​ (3,109) ​ Net benefit included in income tax ​ 2,507 ​ 2,131 ​ 405 ​ ​ ​ ​ ​ ​ ​ ​ ​ Other income ​ — ​ — ​ — ​ Allocated income on investments ​ ​ — ​ ​ — ​ ​ — ​ Net benefit included in noninterest income ​ ​ — ​ ​ — ​ ​ — ​ ​ ​ ​ ​ ​ ​ ​ ​ Net benefit included in the Consolidated Statements of Operations ​ $ 2,507 ​ $ 2,131 ​ $ 405 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
Schedule of Deferred Tax Assets and Liabilities	​ ​ ​ ​ ​ ​ ​ ​ ​ 2024 2023 ​ ​ (dollars in thousands) Deferred tax assets: ​ ​ Net unrealized losses on securities available for sale and derivative instruments ​ $ 18,960 ​ $ 18,127 Compensation ​ 17,765 ​ 15,761 Loan/lease losses ​ 19,343 ​ 20,628 Equipment financing leases ​ ​ 1,555 ​ ​ — Net operating loss carryforwards, federal and state ​ 493 ​ 630 Other ​ 893 ​ — ​ ​ 59,009 ​ 55,146 Deferred tax liabilities: ​ ​ Premises and equipment ​ 6,102 ​ 7,206 Equipment financing leases ​ — ​ 2,084 Acquisition fair value adjustments ​ 3,962 ​ 3,983 Deferred loan origination fees, net ​ 1,098 ​ 1,515 Prepaid expense ​ ​ 1,630 ​ ​ 1,749 Other ​ — ​ 417 ​ ​ 12,792 ​ 16,954 Net deferred tax assets ​ $ 46,217 ​ $ 38,192 ​ ​ ​ ​ ​ ​ ​
Change in deferred income taxes	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2024 2023 2022 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Provision for income taxes ​ $ (7,192) ​ $ (946) ​ $ (4,682) Statement of stockholders' equity- Other comprehensive income (loss) ​ (833) ​ 3,192 ​ (22,066) ​ ​ $ (8,025) ​ $ 2,246 ​ $ (26,748) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Note 15 - Employee Benefit Pl_2

Note 15 - Employee Benefit Plans (Tables)	12 Months Ended
	Dec. 31, 2024
Notes Tables
Schedule of matching contributions	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2024 2023 2022 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Matching contribution ​ $ 3,670 ​ $ 3,314 ​ $ 3,071
Schedule of Change in compensation agreements	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2024 2023 2022 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance, beginning ​ $ 46,800 ​ $ 38,255 ​ $ 32,353 Employee deferrals ​ 3,597 ​ ​ 4,306 ​ 3,615 Company match and interest ​ 5,393 ​ ​ 4,788 ​ 2,776 Cash payments made ​ (625) ​ (549) ​ (489) Balance, ending ​ $ 55,165 ​ $ 46,800 ​ $ 38,255 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
Supplemental Executive Retirement Plans [Member]
Notes Tables
Schedule of Change in compensation agreements	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2024 2023 2022 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance, beginning ​ $ 8,689 ​ $ 8,165 ​ $ 7,273 Expense accrued ​ 400 ​ 889 ​ 1,286 Cash payments made ​ (267) ​ (365) ​ (394) Balance, ending ​ $ 8,822 ​ $ 8,689 ​ $ 8,165 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Note 16 - Stock-Based Compens_2

Note 16 - Stock-Based Compensation (Tables)	12 Months Ended
	Dec. 31, 2024
Notes Tables
Stock-based compensation expense	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2024 2023 2022 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Stock options ​ $ 358 ​ $ 286 ​ $ 246 Restricted stock awards ​ ​ 2,128 ​ ​ 2,084 ​ ​ 1,967 Stock purchase plan ​ 339 ​ 308 ​ 225 ​ ​ $ 2,825 ​ $ 2,678 ​ $ 2,438 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
Summary of the stock option plans	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, ​ ​ 2024 ​ 2023 ​ 2022 ​ ​ ​ ​ ​ Weighted ​ ​ ​ ​ Weighted ​ ​ ​ ​ Weighted ​ ​ ​ ​ ​ Average ​ ​ ​ ​ Average ​ ​ ​ ​ Average ​ ​ ​ ​ ​ Exercise ​ ​ ​ ​ Exercise ​ ​ ​ ​ Exercise ​ Shares Price Shares Price Shares Price Outstanding, beginning ​ ​ 290,149 ​ $ 32.11 ​ ​ 346,678 ​ $ 27.60 ​ ​ 367,998 ​ $ 24.46 Granted ​ 29,900 ​ 56.79 ​ 25,000 ​ 53.31 ​ 22,400 ​ 53.87 Exercised ​ (95,724) ​ 22.05 ​ (81,354) ​ 19.45 ​ (41,695) ​ 14.07 Forfeited ​ (3,479) ​ 39.01 ​ (175) ​ 15.65 ​ (2,025) ​ 26.72 Outstanding, ending ​ 220,846 ​ 39.70 ​ 290,149 ​ 32.11 ​ 346,678 ​ 27.60 ​ ​ ​ ​ ​ ​ ​ Exercisable, ending ​ 158,911 ​ ​ 233,967 ​ ​ 295,077 ​ ​ ​ ​ ​ ​ ​ ​ Weighted average fair value per option granted ​ $ 18.61 ​ ​ $ 16.36 ​ ​ $ 13.97 ​
Summary of options outstanding	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Options Outstanding ​ ​ ​ ​ ​ ​ ​ ​ ​ Weighted ​ ​ ​ ​ Options Exercisable ​ ​ ​ ​ Average ​ Weighted ​ ​ ​ Weighted ​ ​ ​ ​ Remaining ​ Average ​ ​ ​ Average Range of ​ Number ​ Contractual ​ Exercise ​ Number ​ Exercise Exercise Prices Outstanding Life Price Exercisable Price $17.49 to $17.86 ​ 23,869 ​ 0.09 ​ $ 17.49 ​ 23,869 ​ $ 17.49 $21.71 to $22.64 44,123 1.09 ​ 22.64 44,123 ​ 22.64 $29.77 to $36.00 12,875 4.17 ​ 36.00 12,875 ​ 36.00 $40.00 to $41.95 13,602 5.17 ​ 40.00 13,602 ​ 40.00 $42.65 to $48.50 53,428 3.78 ​ 43.85 48,506 ​ 43.88 $53.31 to $56.79 72,949 8.29 ​ 54.85 15,936 ​ 53.70 ​ 220,846 ​ 158,911 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
Summary of changes in nonvested restricted stock awards	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, ​ 2024 2023 2022 Outstanding, beginning ​ ​ 88,178 ​ ​ 84,115 ​ ​ 97,107 Granted* ​ 28,211 ​ 51,157 ​ 35,525 Released ​ (43,468) ​ (43,331) ​ (47,766) Forfeited ​ (5,297) ​ (3,763) ​ (751) Outstanding, ending ​ ​ 67,624 ​ ​ 88,178 ​ ​ 84,115 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Weighted average fair value per share granted ​ $ 58.01 ​ $ 51.64 ​ $ 54.20 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ * At December 31, 2023, includes ​
Schedule of Stock purchase plan	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2024 2023 2022 Shares granted ​ 28,746 ​ 36,964 ​ 28,421 Shares purchased ​ 31,069 ​ 35,058 ​ 27,103 Weighted average fair value per share granted ​ $ 11.85 ​ $ 8.35 ​ $ 7.88 ​

Note 17 - Regulatory Capital _2

Note 17 - Regulatory Capital Requirements and Restrictions on Dividends (Tables)	12 Months Ended
	Dec. 31, 2024
Notes Tables
Schedule of the company and the subsidiary banks actual capital amounts and ratios	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ For Capital Adequacy ​ To Be Well Capitalized ​ ​ ​ ​ ​ ​ ​ For Capital ​ Purposes With Capital ​ Under Prompt Corrective ​ ​ Actual ​ Adequacy Purposes ​ Conservation Buffer ​ Action Provisions ​ Amount Ratio Amount ​ Ratio Amount ​ Ratio Amount ​ Ratio ​ ​ ​ ( dollars in thousands) ​ As of December 31, 2024: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Company: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 1,273,903 ​ 14.10 % $ 723,016 > 8.00 % $ 948,958 > 10.50 % $ 903,770 > 10.00 % Tier 1 risk-based capital ​ 955,039 10.57 ​ 542,262 > 6.00 ​ 768,204 > 8.50 ​ 723,016 > 8.00 ​ Tier 1 leverage ​ 955,039 10.73 ​ 356,091 > 4.00 ​ 356,091 > 4.00 ​ 445,114 > 5.00 ​ Common equity Tier 1 ​ 906,179 10.03 ​ 406,696 > 4.50 ​ 632,639 > 7.00 ​ 587,450 > 6.50 ​ Quad City Bank & Trust: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 323,221 ​ 13.65 % $ 189,365 > 8.00 % $ 248,541 > 10.50 % $ 236,706 > 10.00 % Tier 1 risk-based capital ​ 293,597 12.40 ​ 142,024 > 6.00 ​ 201,200 > 8.50 ​ 189,365 > 8.00 ​ Tier 1 leverage ​ 293,597 11.41 ​ 102,969 > 4.00 ​ 102,969 > 4.00 ​ 128,712 > 5.00 ​ Common equity Tier 1 ​ 293,597 12.40 ​ 106,518 > 4.50 ​ 165,694 > 7.00 ​ 153,859 > 6.50 ​ Cedar Rapids Bank & Trust: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 452,942 ​ 14.79 % $ 245,055 > 8.00 % $ 321,635 > 10.50 % $ 306,319 > 10.00 % Tier 1 risk-based capital ​ 424,253 13.85 ​ 183,792 > 6.00 ​ 260,371 > 8.50 ​ 245,055 > 8.00 ​ Tier 1 leverage ​ 424,253 16.40 ​ 103,449 > 4.00 ​ 103,449 > 4.00 ​ 129,312 > 5.00 ​ Common equity Tier 1 ​ 424,253 13.85 ​ 137,844 > 4.50 ​ 214,424 > 7.00 ​ 199,108 > 6.50 ​ Community State Bank: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 189,362 ​ 12.94 % $ 117,065 > 8.00 % $ 153,648 > 10.50 % $ 146,332 > 10.00 % Tier 1 risk-based capital ​ 176,646 12.07 ​ 87,799 > 6.00 ​ 124,382 > 8.50 ​ 117,065 > 8.00 ​ Tier 1 leverage ​ 176,646 11.72 ​ 60,305 > 4.00 ​ 60,305 > 4.00 ​ 75,382 > 5.00 ​ Common equity Tier 1 ​ 176,646 12.07 ​ 65,849 > 4.50 ​ 102,432 > 7.00 ​ 95,115 > 6.50 ​ Guaranty Bank: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 297,047 ​ 14.26 % $ 166,695 > 8.00 % $ 218,787 > 10.50 % $ 208,369 > 10.00 % Tier 1 risk-based capital ​ 272,621 13.08 ​ 125,021 > 6.00 ​ 177,113 > 8.50 ​ 166,695 > 8.00 ​ Tier 1 leverage ​ 272,621 12.15 ​ 89,770 > 4.00 ​ 89,770 > 4.00 ​ 112,213 > 5.00 ​ Common equity Tier 1 ​ 272,621 13.08 ​ 93,766 > 4.50 ​ 145,858 > 7.00 ​ 135,440 > 6.50 ​ ​ ​ Note 17. Regulatory Capital Requirements and Restrictions on Dividends (continued) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ For Capital Adequacy ​ To Be Well Capitalized ​ ​ ​ ​ ​ ​ ​ For Capital ​ Purposes With Capital ​ Under Prompt Corrective ​ ​ Actual ​ Adequacy Purposes ​ Conservation Buffer ​ Action Provisions ​ Amount Ratio Amount ​ Ratio Amount ​ Ratio Amount ​ Ratio ​ ​ ( dollars in thousands) ​ As of December 31, 2023: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Company: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 1,171,047 ​ 14.29 % $ 655,461 > 8.00 % $ 860,293 > 10.50 % $ 819,327 > 10.00 % Tier 1 risk-based capital ​ 841,052 10.27 ​ 491,596 > 6.00 ​ 696,428 > 8.50 ​ 655,461 > 8.00 ​ Tier 1 leverage ​ 841,052 10.03 ​ 335,420 > 4.00 ​ 335,420 > 4.00 ​ 419,275 > 5.00 ​ Common equity Tier 1 ​ 792,321 9.67 ​ 368,697 > 4.50 ​ 573,529 > 7.00 ​ 532,562 > 6.50 ​ Quad City Bank & Trust: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 300,413 ​ 12.67 % $ 189,707 > 8.00 % $ 248,990 > 10.50 % $ 237,133 > 10.00 % Tier 1 risk-based capital ​ 270,744 11.42 ​ 142,280 > 6.00 ​ 201,563 > 8.50 ​ 189,707 > 8.00 ​ Tier 1 leverage ​ 270,744 11.23 ​ 96,425 > 4.00 ​ 96,425 > 4.00 ​ 120,531 > 5.00 ​ Common equity Tier 1 ​ 270,744 11.42 ​ 106,710 > 4.50 ​ 165,993 > 7.00 ​ 154,137 > 6.50 ​ Cedar Rapids Bank & Trust: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 381,514 ​ 15.60 % $ 195,687 > 8.00 % $ 256,840 > 10.50 % $ 244,609 > 10.00 % Tier 1 risk-based capital ​ 354,940 14.51 ​ 146,766 > 6.00 ​ 207,918 > 8.50 ​ 195,687 > 8.00 ​ Tier 1 leverage ​ 354,940 14.77 ​ 96,093 > 4.00 ​ 96,093 > 4.00 ​ 120,116 > 5.00 ​ Common equity Tier 1 ​ 354,940 14.51 ​ 110,074 > 4.50 ​ 171,227 > 7.00 ​ 158,996 > 6.50 ​ Community State Bank: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 171,747 ​ 13.22 % $ 103,903 > 8.00 % $ 136,372 > 10.50 % $ 129,878 > 10.00 % Tier 1 risk-based capital ​ 156,629 12.06 ​ 77,927 > 6.00 ​ 110,397 > 8.50 ​ 103,903 > 8.00 ​ Tier 1 leverage ​ 156,629 11.19 ​ 56,005 > 4.00 ​ 56,005 > 4.00 ​ 70,007 > 5.00 ​ Common equity Tier 1 ​ 156,629 12.06 ​ 58,445 > 4.50 ​ 90,915 > 7.00 ​ 84,421 > 6.50 ​ Guaranty Bank: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total risk-based capital ​ $ 267,822 ​ 12.68 % $ 168,967 > 8.00 % $ 221,770 > 10.50 % $ 211,209 > 10.00 % Tier 1 risk-based capital ​ 244,506 11.58 ​ 126,726 > 6.00 ​ 179,528 > 8.50 ​ 168,967 > 8.00 ​ Tier 1 leverage ​ 244,506 11.41 ​ 85,688 > 4.00 ​ 85,688 > 4.00 ​ 107,110 > 5.00 ​ Common equity Tier 1 ​ 244,506 11.58 ​ 95,044 > 4.50 ​ 147,847 > 7.00 ​ 137,286 > 6.50 ​

Note 18 - Earnings per Share (T

Note 18 - Earnings per Share (Tables)	12 Months Ended
	Dec. 31, 2024
Notes Tables
Schedule of computation of basic and diluted EPS	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2024 2023 2022 ​ ​ (dollars in thousands, except per share data) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Net income ​ $ 113,850 ​ $ 113,558 ​ $ 99,066 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Basic EPS ​ $ 6.77 ​ $ 6.79 ​ $ 5.94 Diluted EPS ​ $ 6.71 ​ $ 6.73 ​ $ 5.87 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Weighted average common shares outstanding ​ 16,829,004 ​ 16,732,406 ​ 16,681,844 Weighted average common shares issuable upon exercise of stock options ​ ​ ​ ​ ​ ​ ​ ​ ​ and under the employee stock purchase plan* ​ 130,849 ​ 133,985 ​ 208,163 Weighted average common and common equivalent shares outstanding ​ 16,959,853 ​ 16,866,391 ​ 16,890,007 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​

Note 20 - Parent Company Only_2

Note 20 - Parent Company Only Financial Statements (Tables)	12 Months Ended
	Dec. 31, 2024
Notes Tables
Condensed Balance Sheet	​ ​ ​ ​ ​ ​ ​ ​ ​ 2024 2023 ​ ​ (dollars in thousands) Assets ​ ​ ​ ​ ​ ​ Cash and due from banks ​ $ 28,635 ​ $ 53,331 Investment in bank subsidiaries ​ 1,259,571 ​ 1,122,803 Investment in nonbank subsidiaries ​ 6,319 ​ 6,129 Premises and equipment, net ​ 13,404 ​ 9,286 Other assets ​ 16,370 ​ 14,512 Total assets ​ $ 1,324,299 ​ $ 1,206,061 ​ ​ ​ Liabilities and Stockholders' Equity ​ ​ Liabilities: ​ ​ Subordinated notes ​ $ 233,489 ​ $ 233,064 Junior subordinated debentures ​ 48,860 ​ 48,731 Other liabilities ​ 44,563 ​ 37,670 Total liabilities ​ 326,912 ​ 319,465 ​ ​ ​ Stockholders' Equity: ​ ​ Common stock ​ 16,882 ​ 16,749 Additional paid-in capital ​ 374,975 ​ 370,814 Retained earnings ​ 665,171 ​ 554,992 Accumulated other comprehensive loss ​ (59,641) ​ (55,959) Total stockholders' equity ​ 997,387 ​ 886,596 Total liabilities and stockholders' equity ​ $ 1,324,299 ​ $ 1,206,061 ​ ​ ​ ​ ​ ​ ​
Condensed Income Statement	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2024 2023 2022 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Total interest income ​ $ 13 ​ $ — ​ $ 26 Equity in net income of bank subsidiaries ​ 140,197 ​ 137,451 ​ 128,941 Equity in net income of nonbank subsidiaries ​ 2,221 ​ 2,220 ​ 1,294 Other ​ 369 ​ 704 ​ (53) Total income ​ 142,800 ​ 140,375 ​ 130,208 ​ ​ ​ ​ Interest expense ​ 17,088 ​ 16,066 ​ 11,836 Salaries and employee benefits ​ 11,558 ​ 9,940 ​ 15,551 Professional fees ​ 539 ​ 12 ​ 1,789 Acquisition costs ​ — ​ — ​ 3,715 Post-acquisition compensation, transition and integration costs ​ — ​ 207 ​ 5,526 Other ​ 4,083 ​ 3,744 ​ 3,331 Total expenses ​ 33,268 ​ 29,969 ​ 41,748 ​ ​ ​ ​ Income before income tax benefit ​ 109,532 ​ 110,406 ​ 88,460 ​ ​ ​ ​ Income tax benefit ​ 4,318 ​ 3,152 ​ 10,606 Net income ​ $ 113,850 ​ $ 113,558 ​ $ 99,066 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
Condensed Cash flow Statement	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2024 2023 2022 ​ ​ (dollars in thousands) Cash Flows from Operating Activities: ​ ​ ​ Net income ​ $ 113,850 ​ $ 113,558 ​ $ 99,066 Adjustments to reconcile net income to net cash provided by (used in) operating activities: ​ ​ ​ Earnings of bank subsidiaries ​ ​ (140,197) ​ (137,451) ​ (128,941) Earnings of nonbank subsidiaries ​ (2,221) ​ (2,220) ​ (1,294) Distributions from bank subsidiaries ​ — ​ — ​ 36,000 Distributions from nonbank subsidiaries ​ 129 ​ 114 ​ 40 Deferred income taxes ​ ​ 1,410 ​ ​ (349) ​ ​ (2,443) Accretion of acquisition fair value adjustments ​ 129 ​ 129 ​ 137 Depreciation ​ 603 ​ 576 ​ 477 Deferred compensation expense accrued ​ ​ 5,793 ​ ​ 4,063 ​ ​ 4,062 Stock-based compensation expense ​ 2,825 ​ 2,678 ​ 2,438 Gain on sale of fixed assets ​ ​ 54 ​ ​ — ​ ​ — Decrease (increase) in other assets ​ (794) ​ (2,649) ​ 621 Increase in other liabilities ​ 1,061 ​ 9,062 ​ 10,827 Net cash provided by (used in) operating activities ​ (17,358) ​ (12,489) ​ 20,990 ​ ​ ​ ​ Cash Flows from Investing Activities: ​ ​ ​ Net decrease in interest-bearing deposits at financial institutions ​ — ​ — ​ 5,950 Capital infusion, bank subsidiaries ​ — ​ (10,000) ​ — Capital infusion, non-bank subsidiaries ​ ​ — ​ ​ — ​ ​ (300) Net cash received in dissolution of subsidiary ​ ​ — ​ ​ 3,184 ​ ​ — Net cash paid for acquisitions ​ — ​ — ​ (26,039) Purchase of premises and equipment ​ (4,775) ​ (224) ​ (1,484) Net cash used in investing activities ​ (4,775) ​ (7,040) ​ (21,873) ​ ​ ​ ​ Cash Flows from Financing Activities: ​ ​ ​ Proceeds from subordinated notes ​ ​ — ​ ​ — ​ ​ 100,000 Payment of cash dividends ​ (4,032) ​ (4,029) ​ (3,944) Proceeds from issuance of common stock, net ​ 1,469 ​ 1,403 ​ 422 Repurchase and cancellation of shares ​ — ​ (8,686) ​ (52,954) Net cash provided by (used in) financing activities ​ (2,563) ​ (11,312) ​ 43,524 ​ ​ ​ ​ Net increase (decrease) in cash and due from banks ​ (24,696) ​ (30,841) ​ 42,641 ​ ​ ​ ​ Cash and due from banks: ​ ​ ​ Beginning ​ 53,331 ​ 84,172 ​ 41,531 Ending ​ $ 28,635 ​ $ 53,331 ​ $ 84,172 ​

Note 21 - Fair Value (Tables)

Note 21 - Fair Value (Tables)	12 Months Ended
	Dec. 31, 2024
Notes Tables
Schedule of assets measured at fair value	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Fair Value Measurements at Reporting Date Using ​ ​ ​ ​ ​ Quoted Prices ​ Significant ​ ​ ​ ​ ​ ​ ​ ​ in Active ​ Other ​ Significant ​ ​ ​ ​ ​ Markets for ​ Observable ​ Unobservable ​ ​ ​ ​ ​ Identical Assets ​ Inputs ​ Inputs ​ Fair Value (Level 1) (Level 2) (Level 3) ​ ​ (dollars in thousands) December 31, 2024: ​ ​ ​ ​ Securities AFS: ​ ​ ​ ​ U.S. treasuries and govt. sponsored agency securities ​ $ 20,591 ​ $ — ​ $ 20,591 ​ $ — Residential mortgage-backed and related securities ​ 50,042 ​ — ​ 50,042 ​ — Municipal securities ​ 164,575 ​ — ​ 164,575 ​ — Asset-backed securities ​ ​ 9,224 ​ ​ — ​ ​ 9,224 ​ ​ — Other securities ​ 36,677 ​ — ​ 36,677 ​ — Securities trading ​ ​ 83,529 ​ ​ — ​ ​ — ​ ​ 83,529 Derivatives ​ 186,781 ​ — ​ 186,781 ​ — Total assets measured at fair value ​ $ 551,419 ​ $ — ​ $ 467,890 ​ $ 83,529 ​ ​ ​ ​ ​ Derivatives ​ $ 214,823 ​ $ — ​ $ 214,823 ​ $ — Total liabilities measured at fair value ​ $ 214,823 ​ $ — ​ $ 214,823 ​ $ — ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2023: ​ ​ ​ ​ Securities AFS: ​ ​ ​ ​ U.S. govt. sponsored agency securities ​ $ 14,973 ​ $ — ​ $ 14,973 ​ $ — Residential mortgage-backed and related securities ​ 59,196 ​ — ​ 59,196 ​ — Municipal securities ​ 170,987 ​ — ​ 170,987 ​ — Asset-backed securities ​ ​ 15,423 ​ ​ — ​ ​ 15,423 ​ ​ — Other securities ​ 39,076 ​ — ​ 39,076 ​ — Securities trading ​ ​ 22,369 ​ ​ — ​ ​ — ​ ​ 22,369 Derivatives ​ 187,341 ​ — ​ 187,341 ​ — Total assets measured at fair value ​ $ 509,365 ​ $ — ​ $ 486,996 ​ $ 22,369 ​ ​ ​ ​ ​ Derivatives ​ $ 215,735 ​ $ — ​ $ 215,735 ​ $ — Total liabilities measured at fair value ​ $ 215,735 ​ $ — ​ $ 215,735 ​ $ — ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Fair Value Measurements at Reporting Date Using ​ ​ ​ ​ ​ Quoted Prices ​ Significant ​ ​ ​ ​ ​ ​ ​ ​ in Active ​ Other ​ Significant ​ ​ ​ ​ ​ Markets for ​ Observable ​ Unobservable ​ ​ ​ ​ ​ Identical Assets ​ Inputs ​ Inputs ​ Fair Value Level 1 Level 2 Level 3 ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2024: ​ ​ ​ ​ Loans/leases evaluated individually ​ $ 54,434 ​ $ — ​ $ — ​ $ 54,434 OREO ​ ​ 714 ​ ​ — ​ ​ — ​ ​ 714 ​ ​ $ 55,148 ​ $ — ​ $ — ​ $ 55,148 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, 2023: ​ ​ ​ ​ Loans/leases evaluated individually ​ $ 33,656 ​ $ — ​ $ — ​ $ 33,656 OREO ​ 1,455 ​ — ​ — ​ 1,455 ​ ​ $ 35,111 ​ $ — ​ $ — ​ $ 35,111 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​
Schedule of changes in fair value of trading securities	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ For the ​ For the ​ ​ ​ Year Ended ​ Year Ended ​ ​ ​ December 31, 2024 ​ December 31, 2023 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Balance at the beginning of the period ​ $ 22,369 ​ $ — ​ Trading securities purchased ​ ​ 60,233 ​ ​ 22,369 ​ Paydowns ​ ​ (13) ​ ​ ​ ​ Premium amortization ​ (616) ​ — ​ Fair value gain (loss) ​ ​ 1,556 ​ ​ — ​ Balance at the end of the period ​ $ 83,529 ​ $ 22,369 ​
Schedule of assets measured at fair value, valuation techniques	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Quantitative Information about Level Fair Value Measurements ​ ​ Fair Value ​ Fair Value ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ December 31, ​ December 31, ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 2024 2023 Valuation Technique Unobservable Input Range ​ ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Loans/leases evaluated individually ​ $ 54,434 ​ $ 33,656 ​ Appraisal of collateral ​ Appraisal adjustments ​ -10.00 % to ​ -30.00 % OREO ​ ​ 714 ​ ​ 1,455 ​ Appraisal of collateral ​ Appraisal adjustments ​ 0.00 % to -35.00 %
Schedule of assets and liabilities measured at fair value	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Fair Value ​ As of December 31, 2024 ​ As of December 31, 2023 ​ ​ Hierarchy ​ Carrying ​ Estimated ​ Carrying ​ Estimated ​ Level Value Fair Value Value Fair Value ​ ​ ​ ​ (dollars in thousands) ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Cash and due from banks Level 1 ​ $ 91,732 ​ $ 91,732 ​ $ 97,123 ​ $ 97,123 Federal funds sold Level 2 ​ 27,150 ​ 27,150 ​ 35,450 ​ 35,450 Interest-bearing deposits at financial institutions Level 2 ​ 143,442 ​ 143,442 ​ 104,919 ​ 104,919 Investment securities: ​ ​ ​ ​ ​ ​ ​ ​ HTM Level 2 ​ 835,797 ​ 800,583 ​ 683,504 ​ 680,279 AFS Level 2 ​ 281,109 ​ 281,109 ​ 299,655 ​ 299,655 Trading ​ Level 3 ​ ​ 83,529 ​ ​ 83,529 ​ ​ 22,369 ​ ​ 22,369 Loans/leases receivable, net Level 3 ​ 50,402 ​ 54,434 ​ 31,163 ​ 33,656 Loans/leases receivable, net Level 2 ​ 6,644,161 ​ 6,325,156 ​ 6,425,053 ​ 6,125,433 Derivatives Level 2 ​ 186,781 ​ 186,781 ​ 187,341 ​ 187,341 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Deposits: ​ ​ ​ ​ ​ ​ ​ ​ Nonmaturity deposits Level 2 ​ 5,835,362 ​ 5,835,362 ​ 5,504,323 ​ 5,504,323 Time deposits Level 2 ​ 1,225,825 ​ 1,222,482 ​ 1,009,682 ​ 996,746 Short-term borrowings Level 2 ​ 1,800 ​ 1,800 ​ 1,500 ​ 1,500 FHLB advances Level 2 ​ 285,383 ​ 285,196 ​ 435,000 ​ 437,178 Subordinated notes ​ Level 2 ​ ​ 233,489 ​ ​ 238,873 ​ ​ 233,064 ​ ​ 240,235 Junior subordinated debentures Level 2 ​ 48,860 ​ 41,638 ​ 48,731 ​ 40,397 Derivatives Level 2 ​ 214,823 ​ 214,823 ​ 215,735 ​ 215,735 ​

Note 22 - Business Segment In_2

Note 22 - Business Segment Information (Tables)	12 Months Ended
	Dec. 31, 2024
Notes Tables
Schedule of business segment information	​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial Banking ​ ​ ​ Intercompany ​ Consolidated ​ QCBT CRBT CSB GB All other Eliminations Total ​ ​ (dollars in thousands) Year Ended December 31, 2024 ​ ​ ​ ​ ​ ​ ​ ​ Interest and dividend income ​ $ 148,530 ​ $ 126,316 ​ $ 80,650 ​ $ 126,977 ​ $ 294 ​ $ (910) ​ $ 481,857 Interest expense ​ ​ 76,027 ​ ​ 54,476 ​ ​ 34,762 ​ ​ 70,143 ​ ​ 17,088 ​ ​ (2,427) ​ ​ 250,069 Net interest income ​ 72,503 ​ 71,840 ​ 45,888 ​ ​ 56,834 ​ (16,794) ​ 1,517 ​ 231,788 Provision for credit losses ​ 10,460 ​ 5,365 ​ (154) ​ ​ 1,427 ​ — ​ — ​ 17,098 Noninterest income ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Capital markets revenue ​ ​ 270 ​ ​ 62,418 ​ ​ — ​ ​ 8,369 ​ ​ — ​ ​ — ​ ​ 71,057 Other segment revenue items ​ ​ 19,115 ​ ​ 10,666 ​ ​ 5,603 ​ ​ 10,326 ​ ​ 145,001 ​ ​ (146,239) ​ ​ 44,472 Total noninterest income ​ ​ 19,385 ​ ​ 73,084 ​ ​ 5,603 ​ ​ 18,695 ​ ​ 145,001 ​ ​ (146,239) ​ ​ 115,529 Noninterest expense ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Salaries and benefits expense ​ ​ 32,062 ​ ​ 36,521 ​ ​ 18,403 ​ ​ 29,642 ​ ​ 11,558 ​ ​ — ​ ​ 128,186 Occupancy expense ​ ​ 5,963 ​ ​ 6,221 ​ ​ 4,577 ​ ​ 6,700 ​ ​ 1,952 ​ ​ — ​ ​ 25,413 Other segment expense items ​ ​ 18,954 ​ ​ 14,373 ​ ​ 8,480 ​ ​ 11,651 ​ ​ 3,004 ​ ​ (2,419) ​ ​ 54,043 Total noninterest expense ​ ​ 56,979 ​ ​ 57,115 ​ ​ 31,460 ​ ​ 47,993 ​ ​ 16,514 ​ ​ (2,419) ​ ​ 207,642 Income tax expense ​ ​ 2,019 ​ ​ 10,383 ​ ​ 619 ​ ​ (30) ​ ​ (4,264) ​ ​ — ​ ​ 8,727 Net income (loss) from continuing operations ​ $ 22,430 ​ $ 72,061 ​ $ 19,566 ​ $ 26,139 ​ $ 115,957 ​ $ (142,303) ​ $ 113,850 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Goodwill ​ $ 2,791 ​ $ 14,980 ​ $ 9,888 ​ $ 110,936 ​ $ — ​ $ — ​ $ 138,595 Intangibles ​ — ​ 628 ​ 865 ​ 9,568 ​ — ​ — ​ 11,061 Total assets ​ 2,588,587 ​ 2,614,570 ​ 1,531,559 ​ 2,342,958 ​ 1,332,834 ​ (1,384,478) ​ 9,026,030 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year Ended December 31, 2023 ​ ​ ​ ​ ​ ​ ​ ​ Interest and dividend income ​ $ 128,280 ​ $ 108,113 ​ $ 68,069 ​ $ 110,130 ​ $ 181 ​ $ (1,363) ​ $ 413,410 Interest expense ​ ​ 60,379 ​ ​ 40,700 ​ ​ 24,413 ​ ​ 53,464 ​ ​ 16,066 ​ ​ (2,618) ​ ​ 192,404 Net interest income ​ 67,901 ​ 67,413 ​ 43,656 ​ ​ 56,666 ​ (15,885) ​ 1,255 ​ 221,006 Provision for credit losses ​ 12,512 ​ 2,139 ​ 1,248 ​ 640 ​ — ​ — ​ 16,539 Noninterest income ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Capital markets revenue ​ ​ 246 ​ ​ 82,593 ​ ​ — ​ ​ 9,226 ​ ​ — ​ ​ — ​ ​ 92,065 Other segment revenue items ​ ​ 16,849 ​ ​ 10,587 ​ ​ 5,184 ​ ​ 8,682 ​ ​ 142,427 ​ ​ (143,110) ​ ​ 40,619 Total noninterest income ​ ​ 17,095 ​ ​ 93,180 ​ ​ 5,184 ​ ​ 17,908 ​ ​ 142,427 ​ ​ (143,110) ​ ​ 132,684 Noninterest expense ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Salaries and benefits expense ​ ​ 28,470 ​ ​ 51,733 ​ ​ 16,749 ​ ​ 29,727 ​ ​ 9,940 ​ ​ — ​ ​ 136,619 Occupancy expense ​ ​ 5,627 ​ ​ 6,029 ​ ​ 4,489 ​ ​ 7,108 ​ ​ 1,778 ​ ​ — ​ ​ 25,031 Other segment expense items ​ ​ 14,693 ​ ​ 14,457 ​ ​ 7,997 ​ ​ 11,749 ​ ​ 2,284 ​ ​ (2,299) ​ ​ 48,881 Total noninterest expense ​ ​ 48,790 ​ ​ 72,219 ​ ​ 29,235 ​ ​ 48,584 ​ ​ 14,002 ​ ​ (2,299) ​ ​ 210,531 Income tax expense ​ ​ 1,927 ​ ​ 13,857 ​ ​ 330 ​ ​ 71 ​ ​ (3,123) ​ ​ — ​ ​ 13,062 Net income (loss) from continuing operations ​ $ 21,767 ​ $ 72,378 ​ $ 18,027 ​ $ 25,279 ​ $ 115,663 ​ $ (139,556) ​ $ 113,558 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Goodwill ​ $ 3,223 ​ $ 14,980 ​ $ 9,888 ​ $ 110,936 ​ $ — ​ $ — ​ $ 139,027 Intangibles ​ — ​ 883 ​ 1,430 ​ 11,508 ​ — ​ — ​ 13,821 Total assets ​ 2,448,957 ​ 2,419,146 ​ 1,426,202 ​ 2,281,296 ​ 1,213,954 ​ (1,250,661) ​ 8,538,894 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year Ended December 31, 2022 ​ ​ ​ ​ ​ ​ ​ ​ Interest and dividend income ​ $ 88,195 ​ $ 75,411 ​ $ 48,604 ​ $ 79,266 ​ $ 58 ​ $ 1,037 ​ $ 292,571 Interest expense ​ ​ 16,591 ​ ​ 10,019 ​ ​ 7,824 ​ ​ 15,532 ​ ​ 11,835 ​ ​ (350) ​ ​ 61,451 Net interest income ​ 71,604 ​ 65,392 ​ 40,780 ​ ​ 63,734 ​ (11,777) ​ 1,387 ​ 231,120 Provision for loan/lease losses ​ 1,073 ​ (961) ​ (1,336) ​ 9,508 ​ — ​ — ​ 8,284 Noninterest income ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Capital markets revenue ​ ​ 479 ​ ​ 38,772 ​ ​ 144 ​ ​ 1,914 ​ ​ — ​ ​ — ​ ​ 41,309 Other segment revenue items ​ ​ 14,946 ​ ​ 13,887 ​ ​ 5,381 ​ ​ 6,700 ​ ​ 131,865 ​ ​ (133,359) ​ ​ 39,420 Total noninterest income ​ ​ 15,425 ​ ​ 52,659 ​ ​ 5,525 ​ ​ 8,614 ​ ​ 131,865 ​ ​ (133,359) ​ ​ 80,729 Noninterest expense ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Salaries and benefits expense ​ ​ 27,895 ​ ​ 36,339 ​ ​ 16,180 ​ ​ 19,403 ​ ​ 15,551 ​ ​ — ​ ​ 115,368 Occupancy expense ​ ​ 4,953 ​ ​ 5,376 ​ ​ 4,513 ​ ​ 5,447 ​ ​ 1,686 ​ ​ — ​ ​ 21,975 Other segment expense items ​ ​ 12,148 ​ ​ 12,537 ​ ​ 7,961 ​ ​ 8,606 ​ ​ 13,215 ​ ​ (1,794) ​ ​ 52,673 Total noninterest expense ​ ​ 44,996 ​ ​ 54,252 ​ ​ 28,654 ​ ​ 33,456 ​ ​ 30,452 ​ ​ (1,794) ​ ​ 190,016 Income tax expense ​ ​ 7,110 ​ ​ 11,185 ​ ​ 1,762 ​ ​ 5,094 ​ ​ (10,668) ​ ​ — ​ ​ 14,483 Net income (loss) from continuing operations ​ $ 33,850 ​ $ 53,575 ​ $ 17,225 ​ $ 24,290 ​ $ 100,304 ​ $ (130,178) ​ $ 99,066 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Goodwill ​ $ 3,223 ​ $ 14,980 ​ $ 9,888 ​ $ 109,516 ​ $ — ​ $ — ​ $ 137,607 Intangibles ​ — ​ 1,225 ​ 2,027 ​ 13,507 ​ — ​ — ​ 16,759 Total assets ​ 2,312,012 ​ 2,185,500 ​ 1,297,812 ​ 2,146,474 ​ 1,086,351 ​ (1,079,312) ​ 7,948,837 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Commercial Banking ​ ​ ​ QCBT CRBT CSB GB Total ​ ​ ​ (dollars in thousands) ​ Year Ended December 31, 2024 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Other segment revenue items: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Equity in net income of subsidiary bank ​ $ 22,430 ​ $ 72,061 ​ $ 19,566 ​ $ 26,140 ​ $ 140,197 ​ Total assets: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Investment in subsidiary bank ​ ​ 280,945 ​ ​ 423,857 ​ ​ 173,133 ​ ​ 381,636 ​ ​ 1,259,571 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year Ended December 31, 2023 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Other segment revenue items: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Equity in net income of subsidiary bank ​ $ 21,766 ​ $ 72,378 ​ $ 18,027 ​ $ 25,280 ​ $ 137,451 ​ Total assets: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Investment in subsidiary bank ​ $ 260,160 ​ ​ 353,299 ​ ​ 153,838 ​ ​ 355,506 ​ ​ 1,122,803 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Year Ended December 31, 2022 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Other segment revenue items: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Equity in net income of subsidiary bank ​ $ 33,850 ​ $ 53,576 ​ $ 17,225 ​ $ 24,289 ​ $ 128,940 ​ Total assets: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Investment in subsidiary bank ​ ​ 238,631 ​ ​ 277,812 ​ ​ 122,826 ​ ​ 326,704 ​ ​ 965,973 ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ .

Note 1 - Nature of Business a_4

Note 1 - Nature of Business and Significant Accounting Policies (Details)	12 Months Ended
	Dec. 31, 2024 USD ($) subsidiary segment shares	Dec. 31, 2023 USD ($) shares	Dec. 31, 2022 USD ($) shares
Number of subsidiaries commercial banks | subsidiary	4
Number of portfolio segments | segment	8
Maximum term for financial receivable	1 year
Minimum number of months of repayment performance to restore to accrual status, monthly payment loans	15 months
Minimum number of years of repayment performance to restore to accrual status, quarterly or semi-monthly payment loans	15 months
Number of Non-Consolidated Subsidiaries Issuing Trust Preferred Securities | subsidiary	7
Cash Reserve Deposit Required and Made	$ 0	$ 0
Goodwill, Impaired, Accumulated Impairment Loss	1,000,000,000
Revenue related to gain on loan securitizations	$ 955,000	$ 664,000	$ 0
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Number | shares	158,911	233,967	295,077
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Intrinsic Value	$ 9,000,000
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Intrinsic Value	7,400,000
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercises in Period, Intrinsic Value	887,000	$ 440,000	$ 387,000
Accrued investment income receivable	$ 30,900,000	$ 28,800,000
Preferred Stock, Shares Authorized | shares	250,000	250,000
Preferred Stock, Shares Outstanding | shares	0	0
Minimum outstanding balance considered for calculation of low quality loans allowance on case-to-case basis	$ 250,000
Maximum principal balance considered for placing low quality loans in the unique pool	250,000
Interest rate swaps
Revenue related to interest rate swaps	70,100,000	$ 91,400,000	$ 41,300,000
Other Assets
Accrued investment income receivable	30,900,000	$ 28,800,000
Subsidiary banks with an asset size of $1.0 billion or less
Lending Threshold Requiring Additional Loan Review	1,000,000
Subsidiary banks with an asset size of over $1.0 billion
Lending Threshold Requiring Additional Loan Review	2,000,000
Employee Stock Option
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized	$ 357,000
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized, Period for Recognition	2 years 7 days
In The Money Options
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Number | shares	220,846
Restricted Stock
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized	$ 2,700,000
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized, Period for Recognition	1 year 1 month 24 days
Subsidiaries | Fixed Rate Residential Mortgage
Financing receivable, term	15 years
Commercial Portfolio Segment
Financing Receivable, Term Loans, Generally Maximum Term	7 years
Minimum
Maximum term for financial receivable	6 months
Residual Value Percent of Cost	3%
Minimum | Subsidiaries | Adjustable Rate Residential Mortgage
Financing receivable, term	1 year
Minimum | Commercial Portfolio Segment | Term Loan
Financing receivable, term	3 years
Maximum
Permanent loans term	20 years
Financing Receivable, Credit Weaknesses Borrowers, Term	365 days
Maximum term for financial receivable	1 year
Residual Value Percent of Cost	25%
Maximum | Subsidiaries | Adjustable Rate Residential Mortgage
Financing receivable, term	5 years
Maximum | Commercial Portfolio Segment | Term Loan
Financing receivable, term	5 years
Core deposit intangibles
Estimated useful life	10 years

Note 1. Nature of Business and

Note 1. Nature of Business and Significant Accounting Policies - Option Pricing Model Valuation Assumptions (Details) - $ / shares	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Expected life of purchase grants	10 years
Weighted average fair value per option granted (in dollars per share)	$ 18.61	$ 16.36	$ 13.97
Employee Stock Option
Dividend yield	0.42%	0.45%
Expected volatility	24.96%	22.31%
Risk-free interest rate	4.18%	4.22%
Expected life of purchase grants	6 years 3 months	6 years 3 months	6 years 3 months
Weighted average fair value per option granted (in dollars per share)	$ 18.61	$ 16.36
Employee Stock Option | Minimum
Dividend yield			0.43%
Expected volatility			22.65%
Risk-free interest rate			1.87%
Weighted average fair value per option granted (in dollars per share)			$ 13.94
Employee Stock Option | Maximum
Dividend yield			0.45%
Expected volatility			23.52%
Risk-free interest rate			3.12%
Weighted average fair value per option granted (in dollars per share)			$ 15.09
Stock Purchase Grants
Dividend yield	0.41%
Weighted average fair value per option granted (in dollars per share)	$ 11.85	$ 8.35	$ 7.88
Stock Purchase Grants | Minimum
Dividend yield		0.48%	0.43%
Expected volatility	32.06%	15.86%	17.97%
Risk-free interest rate	3.94%	4.67%	0.14%
Expected life of purchase grants	3 months	3 months	3 months
Stock Purchase Grants | Maximum
Dividend yield		0.58%	0.44%
Expected volatility	32.47%	29.69%	21.16%
Risk-free interest rate	5.16%	5.47%	2.24%
Expected life of purchase grants	6 months	6 months	6 months

Note 2 - Investment Securitie_2

Note 2 - Investment Securities (Details) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2023 USD ($)	Dec. 31, 2024 USD ($) item security state location issuer	Dec. 31, 2023 USD ($) state issuer location	Dec. 31, 2022 USD ($)
Debt Securities, Available-for-Sale, Unrealized Loss Position [Line Items]
Sale of securities portfolio				$ 111,400
Number of securities | security		671
Aggregate losses of securities (as a percent)		9.73%
Available-for-sale, unrealized loss positions, qualitative disclosure, number of positions | security		548
Available-for-sale, unrealized loss positions, qualitative disclosure, number of positions, greater than or equal to one year | security		447
Securities trading, at fair value		$ 83,529	$ 22,369
Recognized trading gain (loss)		$ 1,600	0
Number of charters owning municipal securities | item		4
Public deposits and derivative liabilities
Debt Securities, Available-for-Sale, Unrealized Loss Position [Line Items]
Investment securities pledged		$ 188,200	117,800
Asset Pledged as Collateral [Member] | First loss support to Freddie Mac in conjunction with the M-series securitization
Debt Securities, Available-for-Sale, Unrealized Loss Position [Line Items]
Interest rate swaps collateralized by investment securities		$ 74,000	$ 16,200
General Obligation Bonds
Debt Securities, Available-for-Sale, Unrealized Loss Position [Line Items]
Number of issuers | issuer		79	82
Other investments		$ 103,500	$ 99,400
Number of states holding investments | state		18	18
General Obligation Bonds | Aggregate Fair Value Exceeding 5 Million
Debt Securities, Available-for-Sale, Unrealized Loss Position [Line Items]
Number of states holding investments | state		9	8
General Obligation Bonds | Aggregate Fair Value Exceeding 5 Million | Minimum
Debt Securities, Available-for-Sale, Unrealized Loss Position [Line Items]
Other investments		$ 5,000	$ 5,000
Revenue Bonds
Debt Securities, Available-for-Sale, Unrealized Loss Position [Line Items]
Number of issuers | issuer		165	169
Other investments		$ 828,000	$ 750,800
Number of states holding investments | state		31	31
Revenue Bonds | Aggregate Fair Value Exceeding 5 Million
Debt Securities, Available-for-Sale, Unrealized Loss Position [Line Items]
Number of states holding investments | state		13	15
Revenue Bonds | Aggregate Fair Value Exceeding 5 Million | Minimum
Debt Securities, Available-for-Sale, Unrealized Loss Position [Line Items]
Other investments		$ 5,000	$ 5,000
Revenue Bonds | Aggregate Book Or Market Value Exceeded 5% of The Company Equity
Debt Securities, Available-for-Sale, Unrealized Loss Position [Line Items]
Number of issuers | issuer		3
Percentage threshold		5%	5%
Revenue Bonds | Aggregate Book Or Market Value Exceeded 5% of The Company Equity | Ohio
Debt Securities, Available-for-Sale, Unrealized Loss Position [Line Items]
Number of issuers		2	2
Revenue Bonds | Aggregate Book Or Market Value Exceeded 5% of The Company Equity | Wisconsin
Debt Securities, Available-for-Sale, Unrealized Loss Position [Line Items]
Number of issuers | location			1
Corporate securities
Debt Securities, Available-for-Sale, Unrealized Loss Position [Line Items]
Provision for credit loss expense	$ 989	$ (445)	$ 989

Note 2 - Investment Securitie_3

Note 2 - Investment Securities - Amortized Cost and Fair Value of HTM and AFS Investment Securities (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Securities HTM:
Securities HTM, Amortized cost	$ 836,060	$ 683,707
Securities held to maturity, at amortized cost, net of allowance for credit losses	835,797	683,504
Securities HTM, Allowance for Credit (Losses)	263	203	$ 180
Securities HTM, Gross Unrealized Gains	27,957	33,429
Securities HTM, Gross Unrealized (Losses)	(63,171)	(36,654)
Securities HTM, Fair Value	800,583	680,279
Securities AFS:
Securities AFS, Amortized Cost	331,337	348,633
Securities AFS, Allowance for Credit (Losses)		(989)
Securities AFS, Gross Unrealized Gains	185	190
Securities AFS, Gross Unrealized (Losses)	(50,413)	(48,179)
Securities AFS, Fair Value	281,109	299,655
U.S. treasuries and govt. sponsored agency securities
Securities AFS:
Securities AFS, Amortized Cost	23,113	17,399
Securities AFS, Gross Unrealized Gains	7	12
Securities AFS, Gross Unrealized (Losses)	(2,529)	(2,438)
Securities AFS, Fair Value	20,591	14,973
Residential mortgage-backed and related securities
Securities AFS:
Securities AFS, Amortized Cost	55,641	65,168
Securities AFS, Gross Unrealized Gains	3
Securities AFS, Gross Unrealized (Losses)	(5,602)	(5,972)
Securities AFS, Fair Value	50,042	59,196
Municipal securities
Securities HTM:
Securities HTM, Amortized cost	806,992	682,657
Securities HTM, Allowance for Credit (Losses)	254	202	$ 180
Securities HTM, Gross Unrealized Gains	23,292	33,385
Securities HTM, Gross Unrealized (Losses)	(63,164)	(36,639)
Securities HTM, Fair Value	766,866	679,201
Securities AFS:
Securities AFS, Amortized Cost	204,664	206,566
Securities AFS, Gross Unrealized Gains		11
Securities AFS, Gross Unrealized (Losses)	(40,089)	(35,590)
Securities AFS, Fair Value	164,575	170,987
Asset-backed securities
Securities AFS:
Securities AFS, Amortized Cost	9,053	15,261
Securities AFS, Gross Unrealized Gains	171	167
Securities AFS, Gross Unrealized (Losses)		(5)
Securities AFS, Fair Value	9,224	15,423
Corporate securities
Securities HTM:
Securities HTM, Amortized cost	28,018
Securities HTM, Allowance for Credit (Losses)	8
Securities HTM, Gross Unrealized Gains	4,665
Securities HTM, Fair Value	32,675
Securities AFS:
Securities AFS, Amortized Cost	38,866	44,239
Securities AFS, Allowance for Credit (Losses)		(989)
Securities AFS, Gross Unrealized Gains	4
Securities AFS, Gross Unrealized (Losses)	(2,193)	(4,174)
Securities AFS, Fair Value	36,677	39,076
Other securities
Securities HTM:
Securities HTM, Amortized cost	1,050	1,050
Securities HTM, Allowance for Credit (Losses)	1	1
Securities HTM, Gross Unrealized Gains		44
Securities HTM, Gross Unrealized (Losses)	(7)	(15)
Securities HTM, Fair Value	$ 1,042	$ 1,078

Note 2 - Investment Securitie_4

Note 2 - Investment Securities - Securities in a Continuous Unrealized Loss Position (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Securities HTM:
Securities HTM, Less than 12 Months, Fair Value	$ 163,414	$ 1,855
Securities HTM, Less than 12 Months, Gross Unrealized Losses	(14,382)	(26)
Securities HTM, 12 Months or More, Fair Value	254,361	289,891
Securities HTM, 12 Months or More, Gross Unrealized Losses	(48,789)	(36,628)
Securities HTM, Total, Fair Value	417,775	291,746
Securities HTM, Total, Gross Unrealized Losses	(63,171)	(36,654)
Securities AFS:
Securities AFS, Less than 12 Months, Fair Value	8,657	4,088
Securities AFS, Less than 12 Months, Gross Unrealized Losses	(32)	(395)
Securities AFS, 12 Months or More, Fair Value	261,378	282,087
Securities AFS, 12 Months or More, Gross Unrealized Losses	(50,381)	(47,784)
Securities AFS, Total, Fair Value	270,035	286,175
Securities AFS, Total, Gross Unrealized Losses	(50,413)	(48,179)
Municipal securities
Securities HTM:
Securities HTM, Less than 12 Months, Fair Value	162,914	1,320
Securities HTM, Less than 12 Months, Gross Unrealized Losses	(14,382)	(11)
Securities HTM, 12 Months or More, Fair Value	253,818	289,891
Securities HTM, 12 Months or More, Gross Unrealized Losses	(48,782)	(36,628)
Securities HTM, Total, Fair Value	416,732	291,211
Securities HTM, Total, Gross Unrealized Losses	(63,164)	(36,639)
Securities AFS:
Securities AFS, Less than 12 Months, Fair Value	798	283
Securities AFS, Less than 12 Months, Gross Unrealized Losses	(6)	(2)
Securities AFS, 12 Months or More, Fair Value	163,777	169,876
Securities AFS, 12 Months or More, Gross Unrealized Losses	(40,083)	(35,588)
Securities AFS, Total, Fair Value	164,575	170,159
Securities AFS, Total, Gross Unrealized Losses	(40,089)	(35,590)
U.S. treasuries and govt. sponsored agency securities
Securities AFS:
Securities AFS, Less than 12 Months, Fair Value	6,522
Securities AFS, Less than 12 Months, Gross Unrealized Losses	(2)
Securities AFS, 12 Months or More, Fair Value	13,369	14,018
Securities AFS, 12 Months or More, Gross Unrealized Losses	(2,527)	(2,438)
Securities AFS, Total, Fair Value	19,891	14,018
Securities AFS, Total, Gross Unrealized Losses	(2,529)	(2,438)
Residential mortgage-backed and related securities
Securities AFS:
Securities AFS, Less than 12 Months, Fair Value	1,337
Securities AFS, Less than 12 Months, Gross Unrealized Losses	(24)
Securities AFS, 12 Months or More, Fair Value	48,520	59,118
Securities AFS, 12 Months or More, Gross Unrealized Losses	(5,578)	(5,972)
Securities AFS, Total, Fair Value	49,857	59,118
Securities AFS, Total, Gross Unrealized Losses	(5,602)	(5,972)
Asset-backed securities
Securities AFS:
Securities AFS, 12 Months or More, Fair Value		3,804
Securities AFS, 12 Months or More, Gross Unrealized Losses		(5)
Securities AFS, Total, Fair Value		3,804
Securities AFS, Total, Gross Unrealized Losses		(5)
Other securities
Securities HTM:
Securities HTM, Less than 12 Months, Fair Value	500	535
Securities HTM, Less than 12 Months, Gross Unrealized Losses		(15)
Securities HTM, 12 Months or More, Fair Value	543
Securities HTM, 12 Months or More, Gross Unrealized Losses	(7)
Securities HTM, Total, Fair Value	1,043	535
Securities HTM, Total, Gross Unrealized Losses	(7)	(15)
Corporate securities
Securities AFS:
Securities AFS, Less than 12 Months, Fair Value		3,805
Securities AFS, Less than 12 Months, Gross Unrealized Losses		(393)
Securities AFS, 12 Months or More, Fair Value	35,712	35,271
Securities AFS, 12 Months or More, Gross Unrealized Losses	(2,193)	(3,781)
Securities AFS, Total, Fair Value	35,712	39,076
Securities AFS, Total, Gross Unrealized Losses	$ (2,193)	$ (4,174)

Note 2 - Investment Securitie_5

Note 2 - Investment Securities - Activity in Allowance for Credit Losses HTM and AFS securities by major security (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2023	Dec. 31, 2024	Dec. 31, 2023
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Roll Forward]
Beginning balance	$ 180	$ 203	$ 180
Provision for credit losses		60	23
Balance, ending		263	203
Beginning balance		989
Balance, ending			989
Municipal securities
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Roll Forward]
Beginning balance	180	202	180
Provision for credit losses		52	22
Balance, ending		254	202
Corporate securities
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Roll Forward]
Provision for credit losses		8
Balance, ending		8
Beginning balance		989
Reduction due to sales		(544)
Provision for credit loss expense	$ 989	(445)	989
Balance, ending			989
Other securities
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Roll Forward]
Beginning balance		1
Provision for credit losses			1
Balance, ending		$ 1	$ 1

Note 2 - Investment Securitie_6

Note 2 - Investment Securities - Sales of Securities (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Debt Securities, Available-for-Sale, Unrealized Loss Position [Line Items]
Proceeds from sales of securities	$ 445	$ 30,568	$ 111,375
Gross gains from sales of securities		56
Gross losses from sales of securities		$ (507)

Note 2 - Investment Securitie_7

Note 2 - Investment Securities - Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Securities HTM:
Debt Securities, Held-to-Maturity, Amortized Cost, after Allowance for Credit Loss, Maturity, Allocated and Single Maturity Date, Year One	$ 1,662
Debt Securities, Held-to-Maturity, Fair Value, Maturity, Allocated and Single Maturity Date, Year One	1,658
Debt Securities, Held-to-Maturity, Amortized Cost, after Allowance for Credit Loss, Maturity, Allocated and Single Maturity Date, after Year One through Five	35,992
Debt Securities, Held-to-Maturity, Fair Value, Maturity, Allocated and Single Maturity Date, after Year One Through Five	36,621
Securities held to maturity, due after five years, amortized cost	798,406
Securities held to maturity, due after five years, fair value	762,304
Securities HTM, Amortized cost	836,060	$ 683,707
Securities held to maturity, fair value	800,583	680,279
Securities AFS:
Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, Year One	6,804
Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, Year One	6,802
Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year One Through Five	19,170
Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year One Through Five	18,253
Securities available for sale, due after five years, amortized cost	240,669
Securities available for sale, due after five years, fair value	196,788
Securities available for sale, single maturity, amortized cost	266,643
Securities available for sale, single maturity, fair value	221,843
Securities AFS, Amortized Cost	331,337	348,633
Available-for-sale Securities, Debt Securities, Total	281,109	299,655
Callable Securities
Securities HTM:
Securities held to maturity, callable, amortized cost	313,154
Securities held to maturity, callable, fair value	309,034
Securities AFS:
Securities AFS, Amortized Cost	242,142
Available-for-sale Securities, Debt Securities, Total	199,875
Municipal securities
Securities HTM:
Securities HTM, Amortized cost	806,992	682,657
Securities held to maturity, fair value	766,866	679,201
Securities AFS:
Securities AFS, Amortized Cost	204,664	206,566
Available-for-sale Securities, Debt Securities, Total	164,575	170,987
Municipal securities | Callable Securities
Securities HTM:
Securities held to maturity, callable, amortized cost	285,136
Securities held to maturity, callable, fair value	276,359
Municipal securities | Callable Securities | Callable Securities
Securities AFS:
Debt Securities, Available-for-Sale, Maturity, without Single Maturity Date, Amortized Cost	204,238
Debt Securities, Available-for-Sale, Maturity, without Single Maturity Date, Fair Value	164,163
Corporate securities
Securities HTM:
Securities HTM, Amortized cost	28,018
Securities held to maturity, fair value	32,675
Securities AFS:
Securities AFS, Amortized Cost	38,866	44,239
Available-for-sale Securities, Debt Securities, Total	36,677	39,076
Corporate securities | Callable Securities
Securities HTM:
Securities held to maturity, callable, amortized cost	28,018
Securities held to maturity, callable, fair value	32,675
Asset-backed securities
Securities AFS:
Securities AFS, Amortized Cost	9,053	15,261
Available-for-sale Securities, Debt Securities, Total	9,224	15,423
Debt Securities, Available-for-Sale, Maturity, without Single Maturity Date, Amortized Cost	9,053
Debt Securities, Available-for-Sale, Maturity, without Single Maturity Date, Fair Value	9,224
Residential mortgage-backed and related securities
Securities AFS:
Securities AFS, Amortized Cost	55,641	65,168
Available-for-sale Securities, Debt Securities, Total	50,042	59,196
Debt Securities, Available-for-Sale, Maturity, without Single Maturity Date, Amortized Cost	55,641
Debt Securities, Available-for-Sale, Maturity, without Single Maturity Date, Fair Value	50,042
Other securities
Securities HTM:
Securities HTM, Amortized cost	1,050	1,050
Securities held to maturity, fair value	1,042	$ 1,078
Other securities | Callable Securities
Securities AFS:
Debt Securities, Available-for-Sale, Maturity, without Single Maturity Date, Amortized Cost	37,904
Debt Securities, Available-for-Sale, Maturity, without Single Maturity Date, Fair Value	$ 35,712

Note 3 - Loans_Leases Receiva_3

Note 3 - Loans/Leases Receivable (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2024 USD ($) lease	Dec. 31, 2023 USD ($) lease	Dec. 31, 2022 USD ($)
Loans/leases receivable	$ 6,784,404	$ 6,543,416
Accrued interest on loans	30,900	28,800
Residential Portfolio Segment [Member]
Loan held for sale	2,100	2,600
C&I
Loans/leases receivable	1,902,923	1,807,021
C&I | C&I - other
Loans/leases receivable	1,514,932	1,481,778
C&I | C&I - other including lease
Loans/leases receivable	1,532,008	1,512,942
C&I | m2 Lease Funds, LLC
Loans/leases receivable	303,200	319,500
Direct financing leases
Loans/leases receivable	$ 17,076	$ 31,164
Number of Leases | lease	2	2
Loss related to unguaranteed residual values of leases	$ 0	$ 0	$ 0
Multi-family
Loans/leases receivable	1,132,110	996,143
1-4 family real estate
Loans/leases receivable	588,179	544,971
No Lease End Option Rider | Direct financing leases
Lease residual values	$ 165	$ 165

Note 3 - Loans_Leases Receiva_4

Note 3 - Loans/Leases Receivable - Composition of the Loan Lease Portfolio (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Gross loans/leases receivable	$ 6,784,404	$ 6,543,416
Less allowance for credit losses	(89,841)	(87,200)	$ (87,706)	$ (78,721)
Net loans/leases receivable	6,694,563	6,456,216
C&I
Gross loans/leases receivable	1,902,923	1,807,021
C&I | C&I - revolving
Gross loans/leases receivable	387,991	325,243
Less allowance for credit losses	(3,856)	(4,224)	(4,457)	(3,907)
C&I | C&I - other
Gross loans/leases receivable	1,514,932	1,481,778
CRE | CRE - owner occupied
Gross loans/leases receivable	605,993	607,365
CRE | Non-owner occupied
Gross loans/leases receivable	1,077,852	1,008,892
Less allowance for credit losses	(11,137)	(11,581)	(11,749)	(8,549)
Construction and land development
Gross loans/leases receivable	1,313,543	1,420,525
Less allowance for credit losses	(15,099)	(16,856)	(14,262)	(16,972)
Multi-family
Gross loans/leases receivable	1,132,110	996,143
Less allowance for credit losses	(12,173)	(12,463)	(13,186)	(9,339)
Direct financing leases
Net minimum lease payments to be received	18,506	34,966
Leveraged Leases, Net Investment in Leveraged Leases Disclosure, Residual Value of Leased Assets	165	165
Unearned lease/residual income	(1,595)	(3,967)
Gross loans/leases receivable	17,076	31,164
Plus deferred lease origination costs, net of fees	18	75
Gross loans/leases receivable after originated cost	17,094	31,239
Less allowance for credit losses	(580)	(992)
Net loans/leases receivable	16,514	30,247
1-4 family real estate
Gross loans/leases receivable	588,179	544,971
Less allowance for credit losses	(4,934)	(4,917)	(4,963)	(4,541)
Consumer
Gross loans/leases receivable	146,728	127,335
Less allowance for credit losses	$ (1,493)	$ (1,476)	$ (1,371)	$ (930)

Note 3 - Loans_Leases Receiva_5

Note 3 - Loans/Leases Receivable - Remaining Discount on Acquired loans (Details) - Performing Loans - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Financing Receivable, Allowance for Credit Loss [Line Items]
Balance at the beginning of the period	$ (3,891)	$ (6,088)	$ (1,533)
Discount added at acquisition			(13,381)
Accretion recognized	1,581	2,197	8,826
Balance at the end of the period	$ (2,310)	$ (3,891)	$ (6,088)

Note 3 - Loans_Leases Receiva_6

Note 3 - Loans/Leases Receivable - Aging of the Loan Lease Portfolio (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023
Loans/leases receivable	$ 6,784,404	$ 6,543,416
Accruing Past Due 90 Days or More	4,270	86
Nonaccrual Loans/Leases	$ 40,080	$ 32,753
Accruing past due 90 days or more as a percentage of total loan/lease portfolio	0.06%	0%
Nonaccrual Loans/Leases as a percentage of total loan/lease portfolio	0.59%	0.50%
Loans and leases as a percentage of total loan/lease portfolio	100%	100%
Current
Loans/leases receivable	$ 6,717,327	$ 6,494,515
Current as a percentage of total loan/lease portfolio	99.01%	99.25%
30 to 59 Days Past Due
Loans/leases receivable	$ 18,660	$ 9,651
Past due as a percentage of total loan/lease portfolio	0.28%	0.15%
60 to 89 Days Past Due
Loans/leases receivable	$ 4,067	$ 6,411
Past due as a percentage of total loan/lease portfolio	0.06%	0.10%
C&I
Loans/leases receivable	$ 1,902,923	$ 1,807,021
C&I | C&I - revolving
Loans/leases receivable	387,991	325,243
Nonaccrual Loans/Leases	194
C&I | C&I - other
Loans/leases receivable	1,514,932	1,481,778
Accruing Past Due 90 Days or More	2	1
Nonaccrual Loans/Leases	24,111	11,508
C&I | Current | C&I - revolving
Loans/leases receivable	387,767	325,243
C&I | Current | C&I - other
Loans/leases receivable	1,474,729	1,459,818
C&I | 30 to 59 Days Past Due | C&I - revolving
Loans/leases receivable	30
C&I | 30 to 59 Days Past Due | C&I - other
Loans/leases receivable	13,159	4,848
C&I | 60 to 89 Days Past Due | C&I - other
Loans/leases receivable	2,931	5,603
CRE | Owner occupied - CRE
Loans/leases receivable	605,993	607,365
Nonaccrual Loans/Leases	816	2,680
CRE | Non-owner occupied
Loans/leases receivable	1,077,852	1,008,892
Nonaccrual Loans/Leases	3,226	4,994
CRE | Current | Owner occupied - CRE
Loans/leases receivable	604,550	604,602
CRE | Current | Non-owner occupied
Loans/leases receivable	1,074,541	1,003,267
CRE | 30 to 59 Days Past Due | Owner occupied - CRE
Loans/leases receivable	173
CRE | 30 to 59 Days Past Due | Non-owner occupied
Loans/leases receivable	85	631
CRE | 60 to 89 Days Past Due | Owner occupied - CRE
Loans/leases receivable	454	83
Construction and land development
Loans/leases receivable	1,313,543	1,420,525
Accruing Past Due 90 Days or More	4,188
Nonaccrual Loans/Leases	8,454	2,509
Construction and land development | Current
Loans/leases receivable	1,300,893	1,418,016
Construction and land development | 30 to 59 Days Past Due
Loans/leases receivable	8
Multi-family
Loans/leases receivable	1,132,110	996,143
Nonaccrual Loans/Leases		8,172
Multi-family | Current
Loans/leases receivable	1,132,110	987,971
Direct financing leases
Loans/leases receivable	17,076	31,164
Nonaccrual Loans/Leases	259	289
Direct financing leases | Current
Loans/leases receivable	16,622	30,501
Direct financing leases | 30 to 59 Days Past Due
Loans/leases receivable	60	186
Direct financing leases | 60 to 89 Days Past Due
Loans/leases receivable	135	188
1-4 family real estate
Loans/leases receivable	588,179	544,971
Accruing Past Due 90 Days or More	80	85
Nonaccrual Loans/Leases	2,707	2,240
1-4 family real estate | Current
Loans/leases receivable	579,943	538,229
1-4 family real estate | 30 to 59 Days Past Due
Loans/leases receivable	4,910	3,883
1-4 family real estate | 60 to 89 Days Past Due
Loans/leases receivable	539	534
Consumer
Loans/leases receivable	146,728	127,335
Nonaccrual Loans/Leases	313	361
Consumer | Current
Loans/leases receivable	146,172	126,868
Consumer | 30 to 59 Days Past Due
Loans/leases receivable	235	103
Consumer | 60 to 89 Days Past Due
Loans/leases receivable	$ 8	$ 3

Note 3 - Loans_Leases Receiva_7

Note 3 - Loans/Leases Receivable - Loans Leases Nonperforming Loans Leases (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023
Accruing Past Due 90 Days or More	$ 4,270	$ 86
Nonaccrual Loans/Leases	40,080	32,753
Loans/leases receivable	$ 6,784,404	$ 6,543,416
Loans and Leases Receivable, Ratio of Nonperforming Loans to All Loans	100%	100%
Nonperforming loans
Accruing Past Due 90 Days or More	$ 4,270	$ 86
Nonaccrual Loans/Leases	27,482	15,550
Nonaccrual Loans/Leases without an Allowance for Credit Losses	12,598	17,203
Loans/leases receivable	$ 44,350	$ 32,839
Loans and Leases Receivable, Ratio of Nonperforming Loans to All Loans	100%	100%
Nonperforming loans | C&I - other
Loans/leases receivable	$ 13,531	$ 11,191
C&I
Loans/leases receivable	1,902,923	1,807,021
C&I | C&I - revolving
Nonaccrual Loans/Leases	194
Loans/leases receivable	387,991	325,243
C&I | C&I - other
Accruing Past Due 90 Days or More	2	1
Nonaccrual Loans/Leases	24,111	11,508
Loans/leases receivable	1,514,932	1,481,778
C&I | Nonperforming loans | C&I - revolving
Nonaccrual Loans/Leases	193
Nonaccrual Loans/Leases without an Allowance for Credit Losses	1
Loans/leases receivable	194
C&I | Nonperforming loans | C&I - other
Accruing Past Due 90 Days or More	2	1
Nonaccrual Loans/Leases	20,849	8,865
Nonaccrual Loans/Leases without an Allowance for Credit Losses	3,262	2,643
Loans/leases receivable	$ 24,113	$ 11,509
Loans and Leases Receivable, Ratio of Nonperforming Loans to All Loans	54%	35%
CRE | Owner occupied - CRE
Nonaccrual Loans/Leases	$ 816	$ 2,680
Loans/leases receivable	605,993	607,365
CRE | Non-owner occupied
Nonaccrual Loans/Leases	3,226	4,994
Loans/leases receivable	1,077,852	1,008,892
CRE | Nonperforming loans | Owner occupied - CRE
Nonaccrual Loans/Leases	816	530
Nonaccrual Loans/Leases without an Allowance for Credit Losses		2,150
Loans/leases receivable	$ 816	$ 2,680
Loans and Leases Receivable, Ratio of Nonperforming Loans to All Loans	2%	8%
CRE | Nonperforming loans | Non-owner occupied
Nonaccrual Loans/Leases	$ 2,686	$ 1,213
Nonaccrual Loans/Leases without an Allowance for Credit Losses	540	3,781
Loans/leases receivable	$ 3,226	$ 4,994
Loans and Leases Receivable, Ratio of Nonperforming Loans to All Loans	7%	15%
Construction and land development
Accruing Past Due 90 Days or More	$ 4,188
Nonaccrual Loans/Leases	8,454	$ 2,509
Loans/leases receivable	1,313,543	1,420,525
Construction and land development | Nonperforming loans
Accruing Past Due 90 Days or More	4,188
Nonaccrual Loans/Leases		2,509
Nonaccrual Loans/Leases without an Allowance for Credit Losses	8,454
Loans/leases receivable	$ 12,642	$ 2,509
Loans and Leases Receivable, Ratio of Nonperforming Loans to All Loans	29%	8%
Multi-family
Nonaccrual Loans/Leases		$ 8,172
Loans/leases receivable	$ 1,132,110	996,143
Multi-family | Nonperforming loans
Nonaccrual Loans/Leases without an Allowance for Credit Losses		8,172
Loans/leases receivable		$ 8,172
Loans and Leases Receivable, Ratio of Nonperforming Loans to All Loans		25%
Direct financing leases
Nonaccrual Loans/Leases	259	$ 289
Loans/leases receivable	17,076	31,164
Direct financing leases | Nonperforming loans
Nonaccrual Loans/Leases	259	206
Nonaccrual Loans/Leases without an Allowance for Credit Losses		83
Loans/leases receivable	$ 259	$ 289
Loans and Leases Receivable, Ratio of Nonperforming Loans to All Loans	1%	1%
1-4 family real estate
Accruing Past Due 90 Days or More	$ 80	$ 85
Nonaccrual Loans/Leases	2,707	2,240
Loans/leases receivable	588,179	544,971
1-4 family real estate | Nonperforming loans
Accruing Past Due 90 Days or More	80	85
Nonaccrual Loans/Leases	2,366	1,866
Nonaccrual Loans/Leases without an Allowance for Credit Losses	341	374
Loans/leases receivable	$ 2,787	$ 2,325
Loans and Leases Receivable, Ratio of Nonperforming Loans to All Loans	6%	7%
Consumer
Nonaccrual Loans/Leases	$ 313	$ 361
Loans/leases receivable	146,728	127,335
Consumer | Nonperforming loans
Nonaccrual Loans/Leases	313	361
Loans/leases receivable	$ 313	$ 361
Loans and Leases Receivable, Ratio of Nonperforming Loans to All Loans	1%	1%

Note 3 - Loans_Leases Receiva_8

Note 3 - Loans/Leases Receivable - Allowance for Estimated Losses on Loans Leases (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Balance, beginning	$ 87,200	$ 87,706	$ 78,721
Change in ACL for the transfer of loans to LHFS	(4,598)
Provisions	18,739	11,550	9,636
Charged off	(13,969)	(9,392)	(7,525)
Recoveries	2,469	881	972
Balance, ending	89,841	87,200	87,706	$ 78,721
Accounting Standards Update 2016-13 [Member]
Change in ACL for the transfer of loans to LHFS		(3,545)
Initial ACL recorded for PCD loans				5,902
Guaranty Bank
Provisions			11,000
C&I | C&I - revolving
Balance, beginning	4,224	4,457	3,907
Provisions	(368)	(233)	(50)
Balance, ending	3,856	4,224	4,457	3,907
C&I | C&I - revolving | Accounting Standards Update 2016-13 [Member]
Initial ACL recorded for PCD loans				600
C&I | C&I - other including lease
Balance, beginning	27,460	27,753	25,982
Provisions	16,769	7,849	7,364
Charged off	(12,652)	(8,952)	(6,417)
Recoveries	2,425	815	817
Balance, ending	34,002	27,460	27,753	25,982
C&I | C&I - other including lease | Accounting Standards Update 2016-13 [Member]
Change in ACL for the transfer of loans to LHFS		(5)
Initial ACL recorded for PCD loans				7
C&I | Owner occupied - CRE
Balance, beginning	8,223	9,965	8,501
Provisions		(1,523)	(1,023)
Charged off		(222)
Recoveries		3	6
Balance, ending		8,223	9,965	8,501
C&I | Owner occupied - CRE | Accounting Standards Update 2016-13 [Member]
Initial ACL recorded for PCD loans				2,481
CRE | Owner occupied - CRE
Balance, beginning	8,223
Provisions	(1,066)
Charged off	(10)
Balance, ending	7,147	8,223
CRE | Non-owner occupied
Balance, beginning	11,581	11,749	8,549
Provisions	(444)	(199)	2,220
Charged off			(193)
Recoveries		31	97
Balance, ending	11,137	11,581	11,749	8,549
CRE | Non-owner occupied | Accounting Standards Update 2016-13 [Member]
Initial ACL recorded for PCD loans				1,076
Construction and land development
Balance, beginning	16,856	14,262	16,972
Provisions	(673)	2,789	(2,981)
Charged off	(1,085)	(50)	(829)
Recoveries	1	2
Balance, ending	15,099	16,856	14,262	16,972
Construction and land development | Accounting Standards Update 2016-13 [Member]
Change in ACL for the transfer of loans to LHFS		(147)
Initial ACL recorded for PCD loans				1,100
Multi-family
Balance, beginning	12,463	13,186	9,339
Change in ACL for the transfer of loans to LHFS	(4,598)
Provisions	4,308	2,670	3,323
Recoveries			43
Balance, ending	12,173	12,463	13,186	9,339
Multi-family | Accounting Standards Update 2016-13 [Member]
Change in ACL for the transfer of loans to LHFS		(3,393)
Initial ACL recorded for PCD loans				481
Direct financing leases
Balance, beginning	992
Charged off	(353)	(252)
Balance, ending	580	992
Direct financing leases | C&I - other including lease
Balance, beginning	992	970	1,500
Provisions	172	185	269
Charged off	353	252	1,100
Recoveries	113	89	273
Balance, ending	580	992	970	1,500
1-4 family real estate
Balance, beginning	4,917	4,963	4,541
Provisions	17	(51)	306
Charged off	(24)		(21)
Recoveries	24	5
Balance, ending	4,934	4,917	4,963	4,541
1-4 family real estate | Accounting Standards Update 2016-13 [Member]
Initial ACL recorded for PCD loans				137
Consumer
Balance, beginning	1,476	1,371	930
Provisions	196	248	477
Charged off	(198)	(168)	(65)
Recoveries	19	25	9
Balance, ending	$ 1,493	$ 1,476	$ 1,371	930
Consumer | Accounting Standards Update 2016-13 [Member]
Initial ACL recorded for PCD loans				$ 20

Note 3 - Loans_Leases Receiva_9

Note 3 - Loans/Leases Receivable - Composition Of Allowance For Credit Losses (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses	$ 103,804	$ 83,976
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses	6,680,600	6,459,440
Gross loans/leases receivable	6,784,404	6,543,416
Allowance for Credit Losses, Individually Evaluated for Credit Losses	13,923	8,518
Allowance for Credit Losses, Collectively Evaluated for Credit Losses	75,918	78,682
Allowance for Credit Losses, Total	89,841	87,200	$ 87,706	$ 78,721
C&I
Gross loans/leases receivable	1,902,923	1,807,021
C&I | Commercial And Industrial Revolving Other Including Lease
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses	41,544	24,813
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses	1,878,455	1,813,372
Gross loans/leases receivable	1,919,999	1,838,185
Allowance for Credit Losses, Individually Evaluated for Credit Losses	9,534	4,274
Allowance for Credit Losses, Collectively Evaluated for Credit Losses	28,324	27,410
Allowance for Credit Losses, Total	37,858	31,684
C&I | C&I - revolving
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses	3,404	4,680
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses	384,587	320,563
Gross loans/leases receivable	387,991	325,243
Allowance for Credit Losses, Individually Evaluated for Credit Losses	97	632
Allowance for Credit Losses, Collectively Evaluated for Credit Losses	3,759	3,592
Allowance for Credit Losses, Total	3,856	4,224	4,457	3,907
C&I | C&I - other including lease
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses	38,140	20,133
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses	1,493,868	1,492,809
Gross loans/leases receivable	1,532,008	1,512,942
Allowance for Credit Losses, Individually Evaluated for Credit Losses	9,437	3,642
Allowance for Credit Losses, Collectively Evaluated for Credit Losses	24,565	23,818
Allowance for Credit Losses, Total	34,002	27,460	27,753	25,982
C&I | Owner occupied - CRE
Allowance for Credit Losses, Total		8,223	9,965	8,501
CRE | Owner occupied - CRE
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses	26,822	22,709
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses	579,171	584,656
Gross loans/leases receivable	605,993	607,365
Allowance for Credit Losses, Individually Evaluated for Credit Losses	2,136	2,426
Allowance for Credit Losses, Collectively Evaluated for Credit Losses	5,011	5,797
Allowance for Credit Losses, Total	7,147	8,223
CRE | Non-owner occupied
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses	18,163	21,886
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses	1,059,689	987,006
Gross loans/leases receivable	1,077,852	1,008,892
Allowance for Credit Losses, Individually Evaluated for Credit Losses	542	661
Allowance for Credit Losses, Collectively Evaluated for Credit Losses	10,595	10,920
Allowance for Credit Losses, Total	11,137	11,581	11,749	8,549
Construction and land development
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses	13,346	2,726
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses	1,300,197	1,417,799
Gross loans/leases receivable	1,313,543	1,420,525
Allowance for Credit Losses, Individually Evaluated for Credit Losses	1,343	809
Allowance for Credit Losses, Collectively Evaluated for Credit Losses	13,756	16,047
Allowance for Credit Losses, Total	15,099	16,856	14,262	16,972
Multi-family
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses	23	8,206
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses	1,132,087	987,937
Gross loans/leases receivable	1,132,110	996,143
Allowance for Credit Losses, Individually Evaluated for Credit Losses	2	3
Allowance for Credit Losses, Collectively Evaluated for Credit Losses	12,171	12,460
Allowance for Credit Losses, Total	12,173	12,463	13,186	9,339
1-4 family real estate
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses	3,463	3,128
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses	584,716	541,843
Gross loans/leases receivable	588,179	544,971
Allowance for Credit Losses, Individually Evaluated for Credit Losses	321	289
Allowance for Credit Losses, Collectively Evaluated for Credit Losses	4,613	4,628
Allowance for Credit Losses, Total	4,934	4,917	4,963	4,541
Consumer
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses	443	508
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses	146,285	126,827
Gross loans/leases receivable	146,728	127,335
Allowance for Credit Losses, Individually Evaluated for Credit Losses	45	56
Allowance for Credit Losses, Collectively Evaluated for Credit Losses	1,448	1,420
Allowance for Credit Losses, Total	1,493	1,476	1,371	930
Direct financing leases
Gross loans/leases receivable	17,076	31,164
Allowance for Credit Losses, Total	580	992
Direct financing leases | C&I - other including lease
Amortized Cost of Loans Receivable, Individually Evaluated for Credit Losses	259	289
Amortized Cost of Loans Receivable, Collectively Evaluated for Credit Losses	16,800	30,900
Allowance for Credit Losses, Individually Evaluated for Credit Losses	93	68
Allowance for Credit Losses, Collectively Evaluated for Credit Losses	487	924
Allowance for Credit Losses, Total	$ 580	$ 992	$ 970	$ 1,500

Note 3 - Loans_Leases Receiv_10

Note 3 - Loans/Leases Receivable - Amortized Cost Basis of Collateral (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Loans/leases receivable	$ 6,784,404	$ 6,543,416
Collateral Dependent Loans
Loans/leases receivable	103,804	83,976
Commercial Assets
Loans/leases receivable	7,272	5,551
Owner occupied - CRE
Loans/leases receivable	26,760	22,794
Non Owner-Occupied Real Estate
Loans/leases receivable	32,248	32,976
Owner Occupied Real Estate
Loans/leases receivable	3,743	3,369
Securities
Loans/leases receivable	4,760	5,191
Equipment
Loans/leases receivable	14,197	13,249
Other
Loans/leases receivable	14,824	846
C&I
Loans/leases receivable	1,902,923	1,807,021
C&I | Collateral Dependent Loans
Loans/leases receivable	41,544	24,813
C&I | Commercial Assets
Loans/leases receivable	7,272	5,551
C&I | Non Owner-Occupied Real Estate
Loans/leases receivable	506
C&I | Securities
Loans/leases receivable	4,760	5,191
C&I | Equipment
Loans/leases receivable	14,197	13,249
C&I | Other
Loans/leases receivable	14,809	822
C&I | Commercial And Industrial Revolving Other Including Lease
Loans/leases receivable	1,919,999	1,838,185
C&I | C&I - revolving
Loans/leases receivable	387,991	325,243
C&I | C&I - revolving | Collateral Dependent Loans
Loans/leases receivable	3,404	4,680
C&I | C&I - revolving | Commercial Assets
Loans/leases receivable	3,404	4,680
C&I | C&I - other including lease
Loans/leases receivable	1,532,008	1,512,942
C&I | C&I - other including lease | Collateral Dependent Loans
Loans/leases receivable	38,140	20,133
C&I | C&I - other including lease | Commercial Assets
Loans/leases receivable	3,868	871
C&I | C&I - other including lease | Non Owner-Occupied Real Estate
Loans/leases receivable	506
C&I | C&I - other including lease | Securities
Loans/leases receivable	4,760	5,191
C&I | C&I - other including lease | Equipment
Loans/leases receivable	14,197	13,249
C&I | C&I - other including lease | Other
Loans/leases receivable	14,809	822
CRE | Owner occupied - CRE
Loans/leases receivable	605,993	607,365
CRE | Owner occupied - CRE | Collateral Dependent Loans
Loans/leases receivable	26,822	22,709
CRE | Owner occupied - CRE | Owner occupied - CRE
Loans/leases receivable	26,760	22,644
CRE | Owner occupied - CRE | Owner Occupied Real Estate
Loans/leases receivable	62	65
CRE | Non-owner occupied
Loans/leases receivable	1,077,852	1,008,892
CRE | Non-owner occupied | Collateral Dependent Loans
Loans/leases receivable	18,163	21,886
CRE | Non-owner occupied | Non Owner-Occupied Real Estate
Loans/leases receivable	18,163	21,886
Construction and land development
Loans/leases receivable	1,313,543	1,420,525
Construction and land development | Collateral Dependent Loans
Loans/leases receivable	13,346	2,726
Construction and land development | Owner occupied - CRE
Loans/leases receivable		150
Construction and land development | Non Owner-Occupied Real Estate
Loans/leases receivable	13,346	2,576
Direct financing leases
Loans/leases receivable	17,076	31,164
Direct financing leases | C&I - other including lease | Commercial Assets
Loans/leases receivable		289
Direct financing leases | C&I - other including lease | Equipment
Loans/leases receivable	259
Multi-family
Loans/leases receivable	1,132,110	996,143
Multi-family | Collateral Dependent Loans
Loans/leases receivable	23	8,206
Multi-family | Non Owner-Occupied Real Estate
Loans/leases receivable	23	8,206
1-4 family real estate
Loans/leases receivable	588,179	544,971
1-4 family real estate | Collateral Dependent Loans
Loans/leases receivable	3,463	3,128
1-4 family real estate | Non Owner-Occupied Real Estate
Loans/leases receivable	176	189
1-4 family real estate | Owner Occupied Real Estate
Loans/leases receivable	3,287	2,939
Consumer
Loans/leases receivable	146,728	127,335
Consumer | Collateral Dependent Loans
Loans/leases receivable	443	508
Consumer | Non Owner-Occupied Real Estate
Loans/leases receivable	34	119
Consumer | Owner Occupied Real Estate
Loans/leases receivable	394	365
Consumer | Other
Loans/leases receivable	$ 15	$ 24

Note 3 - Loans_Leases Receiv_11

Note 3 - Loans/Leases Receivable - Loans by Internally Assigned Risk Rating (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Gross loans/leases receivable	$ 6,784,404	$ 6,543,416
Internally Assigned Risk Rating
2024/2023	1,336,849	1,568,667
2023/2022	1,459,899	1,509,090
2022/2021	1,211,972	1,064,173
2021/2020	734,583	820,731
2020/2019	563,926	316,184
Prior	580,858	442,683
Revolving Loans Amortized Cost Basis	576,076	471,249
Gross loans/leases receivable	6,464,163	6,192,777
C&I
Gross loans/leases receivable	1,902,923	1,807,021
C&I | C&I - revolving
Gross loans/leases receivable	387,991	325,243
C&I | C&I - other
Gross loans/leases receivable	1,514,932	1,481,778
C&I | Internally Assigned Risk Rating | C&I - revolving
Revolving Loans Amortized Cost Basis	387,991	325,243
Gross loans/leases receivable	387,991	325,243
C&I | Internally Assigned Risk Rating | C&I - other
2024/2023	348,169	442,395
2023/2022	354,915	310,083
2022/2021	207,637	134,254
2021/2020	88,672	72,413
2020/2019	51,678	65,281
Prior	160,696	137,877
Gross loans/leases receivable	1,211,767	1,162,303
C&I | Pass | C&I - revolving
Revolving Loans Amortized Cost Basis	368,318	294,449
Gross loans/leases receivable	368,318	294,449
C&I | Pass | C&I - other
2024/2023	324,649	430,764
2023/2022	348,843	301,225
2022/2021	204,275	128,057
2021/2020	82,601	68,882
2020/2019	49,130	62,149
Prior	155,191	132,171
Gross loans/leases receivable	1,164,689	1,123,248
C&I | Special Mention | C&I - revolving
Revolving Loans Amortized Cost Basis	16,369	26,289
Gross loans/leases receivable	16,369	26,289
C&I | Special Mention | C&I - other
2024/2023	6,517	11,617
2023/2022	5,534	8,777
2022/2021	2,855	5,572
2021/2020	4,799	3,088
2020/2019	2,548	1,024
Prior	725	386
Gross loans/leases receivable	22,978	30,464
C&I | Substandard | C&I - revolving
Revolving Loans Amortized Cost Basis	3,304	4,505
Gross loans/leases receivable	3,304	4,505
C&I | Substandard | C&I - other
2024/2023	17,003	14
2023/2022	538	81
2022/2021	507	625
2021/2020	1,272	443
2020/2019		2,108
Prior	4,780	5,320
Gross loans/leases receivable	24,100	8,591
CRE | Owner occupied - CRE
Gross loans/leases receivable	605,993	607,365
CRE | Non-owner occupied
Gross loans/leases receivable	1,077,852	1,008,892
CRE | Internally Assigned Risk Rating | Owner occupied - CRE
2024/2023	74,312	97,754
2023/2022	104,676	125,663
2022/2021	118,934	148,311
2021/2020	109,779	131,028
2020/2019	112,753	30,480
Prior	72,212	61,170
Revolving Loans Amortized Cost Basis	13,327	12,959
Gross loans/leases receivable	605,993	607,365
CRE | Internally Assigned Risk Rating | Non-owner occupied
2024/2023	198,996	220,861
2023/2022	208,251	277,313
2022/2021	272,901	195,236
2021/2020	164,948	133,474
2020/2019	98,132	89,387
Prior	113,926	85,065
Revolving Loans Amortized Cost Basis	20,698	7,556
Gross loans/leases receivable	1,077,852	1,008,892
CRE | Pass | Owner occupied - CRE
2024/2023	65,054	90,708
2023/2022	104,442	124,388
2022/2021	117,215	139,598
2021/2020	102,506	109,483
2020/2019	95,349	28,702
Prior	69,382	58,214
Revolving Loans Amortized Cost Basis	13,327	12,959
Gross loans/leases receivable	567,275	564,052
CRE | Pass | Non-owner occupied
2024/2023	194,510	200,214
2023/2022	204,599	276,055
2022/2021	272,296	195,013
2021/2020	164,948	119,428
2020/2019	96,216	72,136
Prior	95,117	78,346
Revolving Loans Amortized Cost Basis	20,548	7,406
Gross loans/leases receivable	1,048,234	948,598
CRE | Special Mention | Owner occupied - CRE
2024/2023	5,589	5,091
2023/2022	234	711
2022/2021	739	8,689
2021/2020	6,964	5,567
2020/2019	822	466
Prior	1,829	1,828
Gross loans/leases receivable	16,177	22,352
CRE | Special Mention | Non-owner occupied
2024/2023	4,406	16,842
2023/2022		58
2022/2021	55	223
2021/2020		12,057
2020/2019		2,359
Prior	6,844	6,719
Revolving Loans Amortized Cost Basis	150	150
Gross loans/leases receivable	11,455	38,408
CRE | Substandard | Owner occupied - CRE
2024/2023	3,669	1,955
2023/2022		564
2022/2021	980	24
2021/2020	309	15,978
2020/2019	16,582	1,312
Prior	1,001	1,128
Gross loans/leases receivable	22,541	20,961
CRE | Substandard | Non-owner occupied
2024/2023	80	3,805
2023/2022	3,652	1,200
2022/2021	550
2021/2020		1,989
2020/2019	1,916	14,892
Prior	11,965
Gross loans/leases receivable	18,163	21,886
Construction and land development
Gross loans/leases receivable	1,313,543	1,420,525
Construction and land development | Internally Assigned Risk Rating
2024/2023	443,630	473,099
2023/2022	524,499	486,893
2022/2021	237,069	273,090
2021/2020	73,856	151,091
2020/2019	3,313	1,911
Prior		4,137
Revolving Loans Amortized Cost Basis	31,176	30,304
Gross loans/leases receivable	1,313,543	1,420,525
Construction and land development | Pass
2024/2023	435,373	467,045
2023/2022	524,375	485,376
2022/2021	235,987	271,881
2021/2020	66,409	151,091
2020/2019	3,313	1,911
Prior		4,137
Revolving Loans Amortized Cost Basis	31,176	30,304
Gross loans/leases receivable	1,296,633	1,411,745
Construction and land development | Special Mention
2024/2023	3,863	6,054
2021/2020	75
Gross loans/leases receivable	3,938	6,054
Construction and land development | Substandard
2024/2023	4,394
2023/2022	124	1,517
2022/2021	1,082	1,209
2021/2020	7,372
Gross loans/leases receivable	12,972	2,726
Multi-family
Gross loans/leases receivable	1,132,110	996,143
Multi-family | Internally Assigned Risk Rating
2024/2023	137,806	182,566
2023/2022	138,011	195,939
2022/2021	279,256	179,099
2021/2020	185,895	239,410
2020/2019	217,697	102,070
Prior	165,867	96,897
Revolving Loans Amortized Cost Basis	7,578	162
Gross loans/leases receivable	1,132,110	996,143
Multi-family | Pass
2024/2023	137,806	180,971
2023/2022	138,011	195,939
2022/2021	279,256	170,893
2021/2020	185,872	239,410
2020/2019	217,697	102,070
Prior	165,867	96,897
Revolving Loans Amortized Cost Basis	7,578	162
Gross loans/leases receivable	1,132,087	986,342
Multi-family | Special Mention
2024/2023		1,595
Gross loans/leases receivable		1,595
Multi-family | Substandard
2022/2021		8,206
2021/2020	23
Gross loans/leases receivable	23	8,206
1-4 family real estate
Gross loans/leases receivable	588,179	544,971
1-4 family real estate | Internally Assigned Risk Rating
2024/2023	122,389	134,095
2023/2022	115,964	103,675
2022/2021	90,054	131,598
2021/2020	110,179	90,279
2020/2019	77,918	26,433
Prior	66,541	55,562
Revolving Loans Amortized Cost Basis	5,134	3,329
Gross loans/leases receivable	588,179	544,971
1-4 family real estate | Pass
2024/2023	121,918	133,923
2023/2022	115,491	103,460
2022/2021	89,073	130,724
2021/2020	108,998	89,642
2020/2019	77,540	25,914
Prior	64,015	54,850
Revolving Loans Amortized Cost Basis	5,106	3,329
Gross loans/leases receivable	582,141	541,842
1-4 family real estate | Special Mention
2024/2023	380	28
2023/2022	146
2022/2021		59
2021/2020	547
Prior	1,582
Gross loans/leases receivable	2,655	87
1-4 family real estate | Substandard
2024/2023	91	144
2023/2022	327	215
2022/2021	981	815
2021/2020	634	637
2020/2019	378	519
Prior	944	712
Revolving Loans Amortized Cost Basis	28
Gross loans/leases receivable	3,383	3,042
Consumer
Gross loans/leases receivable	146,728	127,335
Consumer | Internally Assigned Risk Rating
2024/2023	11,547	17,897
2023/2022	13,583	9,524
2022/2021	6,121	2,585
2021/2020	1,254	3,036
2020/2019	2,435	622
Prior	1,616	1,975
Revolving Loans Amortized Cost Basis	110,172	91,696
Gross loans/leases receivable	146,728	127,335
Consumer | Pass
2024/2023	11,513	17,722
2023/2022	13,375	9,405
2022/2021	6,082	2,573
2021/2020	1,254	3,024
2020/2019	2,435	622
Prior	1,519	1,842
Revolving Loans Amortized Cost Basis	110,042	91,580
Gross loans/leases receivable	146,220	126,768
Consumer | Special Mention
Revolving Loans Amortized Cost Basis	64	59
Gross loans/leases receivable	64	59
Consumer | Substandard
2024/2023	34	175
2023/2022	208	119
2022/2021	39	12
2021/2020		12
Prior	97	133
Revolving Loans Amortized Cost Basis	66	57
Gross loans/leases receivable	$ 444	$ 508

Note 3 - Loans_Leases Receiv_12

Note 3 - Loans/Leases Receivable - Leases By Delinquency Status (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Gross loans/leases receivable	$ 6,784,404	$ 6,543,416
Delinquency
2024/2023	112,143	162,966
2023/2022	110,095	121,162
2022/2021	70,009	46,100
2021/2020	22,381	15,770
2020/2019	4,923	4,212
Prior	690	429
Gross loans/leases receivable	320,241	350,639
Nonperforming
Gross loans/leases receivable	44,350	32,839
C&I - other | Nonperforming
2024/2023	1,028	1,533
2023/2022	4,689	6,138
2022/2021	5,537	3,049
2021/2020	2,076	373
2020/2019	201	92
Prior		6
Gross loans/leases receivable	13,531	11,191
C&I
Gross loans/leases receivable	1,902,923	1,807,021
C&I | C&I - other
Gross loans/leases receivable	1,514,932	1,481,778
C&I | C&I - other | Delinquency
2024/2023	110,401	150,749
2023/2022	103,893	109,942
2022/2021	63,356	43,052
2021/2020	20,929	12,963
2020/2019	4,308	2,631
Prior	278	138
Gross loans/leases receivable	303,165	319,475
C&I | C&I - other | Performing
2024/2023	109,373	149,216
2023/2022	99,204	103,804
2022/2021	57,819	40,003
2021/2020	18,853	12,590
2020/2019	4,107	2,539
Prior	278	132
Gross loans/leases receivable	289,634	308,284
C&I | C&I - other | Nonperforming
Gross loans/leases receivable	24,113	11,509
Direct financing leases
Gross loans/leases receivable	17,076	31,164
Direct financing leases | Delinquency
2024/2023	1,742	12,217
2023/2022	6,202	11,220
2022/2021	6,653	3,048
2021/2020	1,452	2,807
2020/2019	615	1,581
Prior	412	291
Gross loans/leases receivable	17,076	31,164
Direct financing leases | Performing
2024/2023	1,742	12,217
2023/2022	6,099	11,170
2022/2021	6,583	3,005
2021/2020	1,413	2,631
2020/2019	569	1,561
Prior	411	291
Gross loans/leases receivable	16,817	30,875
Direct financing leases | Nonperforming
2023/2022	103	50
2022/2021	70	43
2021/2020	39	176
2020/2019	46	20
Prior	1
Gross loans/leases receivable	$ 259	$ 289

Note 3 - Loans_Leases Receiv_13

Note 3 - Loans/Leases Receivable - Schedule of Gross Charge Offs of loans and Leases by Class of Receivable and Year of Origination (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
2024/2023	$ 255	$ 170
2023/2022	2,800	5,701
2022/2021	6,070	2,102
2021/2020	4,096	1,125
2020/2019	431	289
Prior	317	5
Total	13,969	9,392	$ 7,525
Construction and land development
2023/2022		50
2022/2021	285
2021/2020	800
Total	1,085	50	829
Direct financing leases
2023/2022		78
2022/2021	199	103
2021/2020	24	41
2020/2019	104	29
Prior	26	1
Total	353	252
1-4 family real estate
2023/2022	21
Prior	3
Total	24		21
Consumer Portfolio Segment [Member]
2024/2023	10	28
2023/2022	78	108
2022/2021	49	24
2021/2020	45	1
2020/2019	15	5
Prior	1	2
Total	198	168	65
C&I - other | C&I
2024/2023	245	142
2023/2022	2,701	5,465
2022/2021	5,537	1,753
2021/2020	3,227	1,083
2020/2019	312	255
Prior	277	2
Total	12,299	8,700
CRE - owner occupied | CRE
2022/2021		222
Prior	10
Total	$ 10	$ 222
Non-owner occupied | CRE
Total			$ 193

Note 3 - Loans_Leases Receiv_14

Note 3 - Loans/Leases Receivable - Changes in the ACL for OBS exposures (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Balance, beginning	$ 87,200	$ 87,706	$ 78,721
Provisions (credited) to expense	18,739	11,550	9,636
Balance, ending	89,841	87,200	87,706
Unfunded Loan Commitment
Balance, beginning	9,529	5,552	6,886
Provisions (credited) to expense	(1,256)	3,977	(1,334)
Balance, ending	$ 8,273	$ 9,529	$ 5,552

Note 3 - Loans_Leases Receiv_15

Note 3 - Loans/Leases Receivable - Related Party Loans (Details) - USD ($)	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Loans/Leases Receivable
Threshold for related party loans evaluated	$ 60,000	$ 60,000	$ 60,000
Balance, beginning	125,963,000	113,200,000	100,898,000
Net increase (decrease) due to change in related parties	(8,665,000)	2,200,000	3,496,000
Advances	14,612,000	23,977,000	51,683,000
Repayments	(16,349,000)	(13,414,000)	(42,877,000)
Balance, ending	$ 115,561,000	$ 125,963,000	$ 113,200,000

Note 3 - Loans_Leases Receiv_16

Note 3 - Loans/Leases Receivable - Concentration by Industries (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Loan	$ 6,784,404	$ 6,543,416
Lessors of Residential Buildings
Loan	$ 2,648,346	$ 2,328,875
Percentage of total loans/leases	39%	36%
Lessors of Non-Residential Buildings
Loan	$ 715,668	$ 673,719
Percentage of total loans/leases	11%	10%

Note 4 - Securitizations and _2

Note 4 - Securitizations and Variable Interest Entities - Securitization (Details) $ in Thousands					12 Months Ended
	Nov. 26, 2024 USD ($) security	Aug. 15, 2024 USD ($) security	Nov. 16, 2023 USD ($) security	Oct. 12, 2023 USD ($) security	Dec. 31, 2024 USD ($)	Dec. 31, 2023 USD ($)
Securitizations and Variable Interest Entities
Securities trading, at fair value					$ 83,529	$ 22,369
Recognized trading gain (loss)					1,600	0
Amount of first loss support			$ 16,200
Assets pledged as collateral | First loss support to Freddie Mac in conjunction with the M-series securitization
Securitizations and Variable Interest Entities
Interest rate swaps collateralized by investment securities					$ 74,000	$ 16,200
Tax exempt LIHTC loans
Securitizations and Variable Interest Entities
Securities trading, at fair value		$ 36,700
Recognized trading gain (loss)		473
Q-series Tax exempt LIHTC loans
Securitizations and Variable Interest Entities
Interest rate swaps collateralized by investment securities	$ 155,800		133,300
Securities trading, at fair value	23,600		6,200
Recognized trading gain (loss)	$ 1,400		$ 3,100
Number of securities issued | security	3		2
Q-series Tax exempt LIHTC loans | Assets pledged as collateral
Securitizations and Variable Interest Entities
Percentage of first loss support			12%
Class A Certificates
Securitizations and Variable Interest Entities
Proceeds from issue of certificates	$ 138,500		$ 134,600
Class A Certificates | Assets pledged as collateral
Securitizations and Variable Interest Entities
Percentage of first loss support	12%
Amount of first loss support	$ 18,900
Class X Certificates
Securitizations and Variable Interest Entities
Proceeds from issue of certificates	3,200		$ 6,100
M-series Tax exempt LIHTC loans
Securitizations and Variable Interest Entities
Interest rate swaps collateralized by investment securities		$ 230,700		$ 128,600
Securities trading, at fair value				16,200
Recognized trading gain (loss)				$ 2,400
Number of securities issued | security		2		2
Class A certificates | Assets pledged as collateral
Securitizations and Variable Interest Entities
Interest rate swaps collateralized by investment securities		$ 10,100		$ 7,500
Proceeds from issue of certificates		197,500		114,200
Investment securities pledged				3,800
Class B Certificates
Securitizations and Variable Interest Entities
Proceeds from issue of certificates	$ 18,900
Class B Certificates | Assets pledged as collateral
Securitizations and Variable Interest Entities
Proceeds from issue of certificates		$ 34,900		$ 15,600
Percentage of first loss support		15%		12%
Amount of first loss support		$ 34,900		$ 15,600

Note 4 - Securitizations and _3

Note 4 - Securitizations and Variable Interest Entities - VIE (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Securitizations and Variable Interest Entities
Assets	$ 9,026,030	$ 8,538,894	$ 7,948,837
Liabilities	8,028,643	7,652,298
VIE
Securitizations and Variable Interest Entities
Assets	83,500	22,400
Liabilities	0	$ 0
Maximum exposure to loss	$ 85,600

Note 5 - Premises and Equipme_3

Note 5 - Premises and Equipment (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023
Lease expenses	$ 406	$ 469
Right of use assets	$ 3,300	$ 3,500
Operating Lease, Right-of-Use Asset, Statement of Financial Position [Extensible Enumeration]	Other Assets	Other Assets
Increase in ROU assets		$ 1,100
Operating lease liability	$ 3,300
Operating Lease, Liability, Statement of Financial Position [Extensible Enumeration]	Other Liabilities	Other Liabilities
Interest income from direct financing lease	$ 1,400	$ 2,000
Net investment in direct financing lease	16,500	30,200
CSB facility
Contract price for construction of new facility	41,300
Construction payment for new facility	8,700
Construction remaining future commitment	32,600
CBRT facility
Contract price for construction of new facility		$ 17,000
Construction payment for new facility	15,800
Construction remaining future commitment	$ 1,200

Note 5 - Premises and Equipme_4

Note 5 - Premises and Equipment - Components of Premises and Equipment (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Premises and Equipment
Land	$ 27,096	$ 17,807
Buildings (useful lives 15 to 39 years)	116,895	110,271
Construction in process - buildings	28,535	7,773
Furniture and equipment (useful lives 3 to 15 years)	58,094	52,350
Premises and equipment	230,620	188,201
Less accumulated depreciation	71,467	64,924
Premises and equipment, net	$ 159,153	$ 123,277

Note 5 - Premises and Equipme_5

Note 5 - Premises and Equipment - Components of Premises and Equipment (Parenthetical) (Details)	Dec. 31, 2024	Dec. 31, 2023
Building | Minimum
Useful lives (Year)	15 years	15 years
Building | Maximum
Useful lives (Year)	39 years	39 years
Furniture and equipment | Minimum
Useful lives (Year)	3 years	3 years
Furniture and equipment | Maximum
Useful lives (Year)	15 years	15 years

Note 5 - Premises and Equipme_6

Note 5 - Premises and Equipment - Maturities of operating lease liabilities (Details) $ in Thousands	Dec. 31, 2024 USD ($)
Lessee, Operating Lease, Liability, to be Paid, Fiscal Year Maturity [Abstract]
2025	$ 461
2026	434
2027	427
2028	429
2029	305
Thereafter	2,185
Operating Lease, Liability, Total	$ 4,241

Note 5 - Premises and Equipme_7

Note 5 - Premises and Equipment - Contractual Maturities of Sales-type and Direct Financing Lease Receivables (Details) $ in Thousands	Dec. 31, 2024 USD ($)
Sales-Type and Direct Financing Leases, Payment to be Received, Fiscal Year Maturity [Abstract]
2025	$ 2,087
2026	3,184
2027	4,828
2028	7,247
2029	1,160
Total lease payments receivable	18,506
Unguaranteed residual values	165
Unearned lease/residual income	(1,595)
Total lease payments receivable, net of residual value and income	17,076
Plus deferred origination costs, net of fees	18
Total lease payments receivable, Including deferred origination fee	17,094
Less allowance	(580)
Total lease payments receivable	$ 16,514

Note 6 - Goodwill and Intangi_3

Note 6 - Goodwill and Intangibles - Goodwill (Details) - USD ($) $ in Thousands	1 Months Ended		12 Months Ended
	Nov. 30, 2024	Nov. 30, 2023	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Balance at the beginning of period			$ 139,027	$ 137,607	$ 74,066
Acquisition of GFED					63,541
Acquisition of GFED - measurement period adjustment				1,420
Goodwill impairment - m2 restructuring	$ 0	$ 0	(432)
Balance at the end of period			$ 138,595	139,027	$ 137,607
Acquisition - measurement period adjustment				$ 1,420

Note 6 - Goodwill and Intangi_4

Note 6 - Goodwill and Intangibles - Goodwill by Reportable Segment (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Segment Reporting Information [Line Items]
Goodwill	$ 138,595	$ 139,027	$ 137,607	$ 74,066
Commercial Banking | QCBT
Segment Reporting Information [Line Items]
Goodwill	2,791	3,223	3,223
Commercial Banking | CRBT
Segment Reporting Information [Line Items]
Goodwill	14,980	14,980	14,980
Commercial Banking | CSB
Segment Reporting Information [Line Items]
Goodwill	9,888	9,888	9,888
Commercial Banking | GB
Segment Reporting Information [Line Items]
Goodwill	$ 110,936	$ 110,936	$ 109,516

Note 6 - Goodwill and Intangi_5

Note 6 - Goodwill and Intangibles - Core Deposit Intangibles (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Balance at the beginning of period	$ 13,821	$ 16,759
Acquisition of GFED			$ 63,541
Amortization expense	(2,761)	(2,938)	(2,854)
Balance at the end of the period	11,061	13,821	16,759
Net book value	11,061	13,821	16,759
Core deposit intangibles
Balance at the beginning of period	13,821	16,759	9,349
Amortization expense	(2,760)	(2,938)	(2,854)
Balance at the end of the period	11,061	13,821	16,759
Gross carrying amount	29,519	29,519	29,519
Accumulated amortization	(18,458)	(15,698)	(12,760)
Net book value	$ 11,061	$ 13,821	16,759
Core deposit intangibles | Guaranty Bank
Acquisition of GFED			$ 10,264

Note 6 - Goodwill and Intangi_6

Note 6 - Goodwill and Intangibles - Core Deposit Intangibles by Reportable Segment (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Segment Reporting Information [Line Items]
Core deposit intangible	$ 11,061	$ 13,821	$ 16,759
Core deposit intangibles
Segment Reporting Information [Line Items]
Core deposit intangible	11,061	13,821	16,759	$ 9,349
CRBT | Core deposit intangibles
Segment Reporting Information [Line Items]
Core deposit intangible	628	883	1,225
CSB | Core deposit intangibles
Segment Reporting Information [Line Items]
Core deposit intangible	865	1,430	2,027
GB | Core deposit intangibles
Segment Reporting Information [Line Items]
Core deposit intangible	$ 9,568	$ 11,508	$ 13,507

Note 6 - Goodwill and Intangi_7

Note 6 - Goodwill and Intangibles - Estimated Amortization Expense of Core Deposit Intangible (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Net book value	$ 11,061	$ 13,821	$ 16,759
Core deposit intangibles
2025	2,644
2026	2,360
2027	1,874
2028	1,316
2029	944
Thereafter	1,923
Net book value	$ 11,061	$ 13,821	$ 16,759	$ 9,349

Note 7 - Derivatives and Hedg_3

Note 7 - Derivatives and Hedging Activities (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Sep. 30, 2024	Dec. 31, 2024
Initial premium, paid upfront		$ 4,500
Interest rate caps | Cash Flow Hedges
Initial premium paid upfront for the two caps		$ 3,500
Unhedged Derivatives | Swaptions
Initial premium paid upfront for the two caps	$ 4,500

Note 7 - Derivatives and Hedg_4

Note 7 - Derivatives and Hedging Activities - Summary of Derivatives (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Derivative Asset	$ 186,781	$ 187,341
Derivative Liabilities	(214,823)	(215,735)
Swaptions
Derivative Asset	998
Hedged Derivatives | Cash Flow Hedges | Interest rate caps
Derivative Asset		2,847
Hedged Derivatives | Cash Flow Hedges | Interest rate swaps
Derivative Asset	1,905	1,689
Derivative Liabilities	(30,623)	(30,407)
Hedged Derivatives | Cash Flow Hedges | Interest rate collars
Derivative Liabilities	(105)	(166)
Hedged Derivatives | Fair Value Hedges | Interest rate swaps
Derivative Liabilities	(335)	(3,308)
Unhedged Derivatives | Interest rate caps
Derivative Asset	118	951
Unhedged Derivatives | Swaptions
Derivative Asset	998
Unhedged Derivatives | Interest rate swaps
Derivative Asset	183,760	181,854
Derivative Liabilities	$ (183,760)	$ (181,854)

Note 7 - Derivatives and Hedg_5

Note 7 - Derivatives and Hedging Activities - Summary of Hedged Interest Rate Swap and Cap Derivatives (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023
Investment, Variable Interest Rate, Type [Extensible Enumeration]	Prime Rate [Member]
Derivative Asset	$ 186,781	$ 187,341
Derivative Liabilities	(214,823)	(215,735)
Hedged Derivatives | Cash Flow Hedges | Interest rate swaps
Derivative Liability, Notional Amount	300,000
Derivative, Notional Amount	114,310
Derivative Asset	1,905	1,689
Derivative Liabilities	(30,623)	(30,407)
Derivative Assets (Liabilities), net	1,855	1,689
Derivative Liabilities	(30,574)	(30,407)
Hedged Derivatives | Cash Flow Hedges | QCR Holdings Statutory Trust V
Derivative Asset, Notional Amount	$ 10,000
Receive Rate	6.47%
Pay Rate	4.54%
Derivative Asset	$ 427	335
Hedged Derivatives | Cash Flow Hedges | Community National Statutory Trust III
Derivative Asset, Notional Amount	$ 3,500
Receive Rate	6.37%
Pay Rate	4.75%
Derivative Asset	$ 197	118
Hedged Derivatives | Cash Flow Hedges | Guaranty Bankshares Statutory Trust I
Derivative Asset, Notional Amount	$ 4,500
Receive Rate	6.37%
Pay Rate	4.75%
Derivative Asset	$ 153	152
Hedged Derivatives | Cash Flow Hedges | Community National Statutory Trust II
Derivative Asset, Notional Amount	$ 3,000
Receive Rate	6.79%
Pay Rate	5.17%
Derivative Asset	$ 132	101
Hedged Derivatives | Cash Flow Hedges | QCR Holdings Statutory Trust II
Derivative Asset, Notional Amount	$ 10,000
Receive Rate	7.72%
Pay Rate	5.85%
Derivative Asset	$ 443	341
Hedged Derivatives | Cash Flow Hedges | QCR Holdings Statutory Trust III
Derivative Asset, Notional Amount	$ 8,000
Receive Rate	7.72%
Pay Rate	5.85%
Derivative Asset	$ 353	272
Hedged Derivatives | Cash Flow Hedges | Guaranty Statutory Trust II
Derivative Asset, Notional Amount	$ 10,310
Receive Rate	6.23%
Pay Rate	4.09%
Derivative Asset	$ 200	370
Hedged Derivatives | Cash Flow Hedges | QCR Holdings Subordinated Note
Derivative Liability, Notional Amount	$ 65,000
Receive Rate	5.04%
Pay Rate	4.02%
Derivative Liabilities	$ (50)
Hedged Derivatives | Cash Flow Hedges | Loans, one
Derivative Liability, Notional Amount	$ 35,000
Receive Rate	1.40%
Pay Rate	4.66%
Derivative Liabilities	$ (5,445)	(5,004)
Hedged Derivatives | Cash Flow Hedges | Loans, two
Derivative Liability, Notional Amount	$ 50,000
Receive Rate	1.40%
Pay Rate	4.66%
Derivative Liabilities	$ (7,779)	(7,149)
Hedged Derivatives | Cash Flow Hedges | Loans, three
Derivative Liability, Notional Amount	$ 40,000
Receive Rate	1.40%
Pay Rate	4.66%
Derivative Liabilities	$ (6,233)	(5,730)
Hedged Derivatives | Cash Flow Hedges | Loans, four
Derivative Liability, Notional Amount	$ 25,000
Receive Rate	1.30%
Pay Rate	4.66%
Derivative Liabilities	$ (3,916)	(3,696)
Hedged Derivatives | Cash Flow Hedges | Loan five
Derivative Liability, Notional Amount	$ 15,000
Receive Rate	1.91%
Pay Rate	4.66%
Derivative Liabilities	$ (720)	(868)
Hedged Derivatives | Cash Flow Hedges | Loan six
Derivative Liability, Notional Amount	$ 50,000
Receive Rate	1.91%
Pay Rate	4.66%
Derivative Liabilities	$ (2,400)	(2,892)
Hedged Derivatives | Cash Flow Hedges | Loan seven
Derivative Liability, Notional Amount	$ 35,000
Receive Rate	1.91%
Pay Rate	4.66%
Derivative Liabilities	$ (1,680)	(2,024)
Hedged Derivatives | Cash Flow Hedges | Loan eight
Derivative Liability, Notional Amount	$ 50,000
Receive Rate	1.91%
Pay Rate	4.66%
Derivative Liabilities	$ (2,401)	(3,044)
Hedged Derivatives | Cash Flow Hedges | Interest rate caps
Derivative Asset, Notional Amount	200,000
Derivative Asset		2,847
Hedged Derivatives | Cash Flow Hedges | Deposits, one
Derivative Asset, Notional Amount	$ 25,000
Strike Rate	1.75%
Derivative Asset		(79)
Hedged Derivatives | Cash Flow Hedges | Deposits, two
Derivative Asset, Notional Amount	$ 50,000
Strike Rate	1.57%
Hedged Derivatives | Cash Flow Hedges | Deposits, three
Derivative Asset, Notional Amount	$ 25,000
Strike Rate	1.80%
Hedged Derivatives | Cash Flow Hedges | Deposits, four
Derivative Asset, Notional Amount	$ 25,000
Strike Rate	1.75%
Derivative Asset		672
Hedged Derivatives | Cash Flow Hedges | Deposits, five
Derivative Asset, Notional Amount	$ 50,000
Strike Rate	1.57%
Derivative Asset		1,503
Hedged Derivatives | Cash Flow Hedges | Deposits, six
Derivative Asset, Notional Amount	$ 25,000
Strike Rate	1.80%
Derivative Asset		751
Hedged Derivatives | Fair Value Hedges | Interest rate swaps
Derivative, Notional Amount	$ 325,000
Derivative Liabilities	(335)	(3,308)
Derivative Assets (Liabilities), net	(335)	(3,308)
Hedged Derivatives | Fair Value Hedges | Loan Nine
Derivative, Notional Amount	$ 15,000
Receive Rate	4.65%
Pay Rate	4.60%
Derivative Liabilities	$ (35)	(69)
Hedged Derivatives | Fair Value Hedges | Loan Eleven
Derivative, Notional Amount	$ 15,000
Receive Rate	4.65%
Pay Rate	4.38%
Derivative Liabilities	$ (46)	(117)
Hedged Derivatives | Fair Value Hedges | Loan Twelve
Derivative, Notional Amount	$ 20,000
Receive Rate	4.65%
Pay Rate	4.38%
Derivative Liabilities	$ (61)	(140)
Hedged Derivatives | Fair Value Hedges | Loan Thirteen
Derivative, Notional Amount	$ 30,000
Receive Rate	4.65%
Pay Rate	4.21%
Derivative Liabilities	$ (79)	(293)
Hedged Derivatives | Fair Value Hedges | Loan fourteen
Derivative, Notional Amount	$ 15,000
Receive Rate	4.65%
Pay Rate	4.21%
Derivative Liabilities	$ (40)	(146)
Hedged Derivatives | Fair Value Hedges | Loan fifteen
Derivative, Notional Amount	$ 20,000
Receive Rate	4.65%
Pay Rate	4.21%
Derivative Liabilities	$ (53)	(176)
Hedged Derivatives | Fair Value Hedges | Loan sixteen
Derivative, Notional Amount	$ 32,500
Receive Rate	4.65%
Pay Rate	4.08%
Derivative Liabilities	$ (44)	(364)
Hedged Derivatives | Fair Value Hedges | Loan seventeen
Derivative, Notional Amount	$ 15,000
Receive Rate	4.65%
Pay Rate	4.08%
Derivative Liabilities	$ (20)	(168)
Hedged Derivatives | Fair Value Hedges | Loan Eighteen
Derivative, Notional Amount	$ 20,000
Receive Rate	4.65%
Pay Rate	4.08%
Derivative Liabilities	$ (27)	(202)
Hedged Derivatives | Fair Value Hedges | Loan Nineteen
Derivative, Notional Amount	$ 32,500
Receive Rate	4.65%
Pay Rate	3.98%
Derivative Asset	$ 14
Derivative Liabilities		(397)
Hedged Derivatives | Fair Value Hedges | Loan Twenty
Derivative, Notional Amount	$ 15,000
Receive Rate	4.65%
Pay Rate	3.98%
Derivative Asset	$ 6
Derivative Liabilities		(183)
Hedged Derivatives | Fair Value Hedges | Loan twenty one
Derivative, Notional Amount	$ 25,000
Receive Rate	4.65%
Pay Rate	3.98%
Derivative Asset	$ 11
Derivative Liabilities		(276)
Hedged Derivatives | Fair Value Hedges | Loan twenty two
Derivative, Notional Amount	$ 30,000
Receive Rate	4.65%
Pay Rate	3.90%
Derivative Asset	$ 77
Derivative Liabilities		(388)
Hedged Derivatives | Fair Value Hedges | Loan twenty three
Derivative, Notional Amount	$ 15,000
Receive Rate	4.65%
Pay Rate	3.90%
Derivative Asset	$ 39
Derivative Liabilities		(194)
Hedged Derivatives | Fair Value Hedges | Loan ten
Derivative, Notional Amount	$ 25,000
Receive Rate	4.65%
Pay Rate	4.38%
Derivative Liabilities	$ (77)	$ (195)

Note 7 - Derivatives and Hedg_6

Note 7 - Derivatives and Hedging Activities - Hedged Interest Rate Collars (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Derivative Liabilities	$ (214,823)	$ (215,735)
Cash Flow Hedges | Hedged Derivatives | Interest rate collars
Derivative Liability, Notional Amount	$ 50,000
Cap Strike Rate	4.40%
Floor Strike Rate	2.44%
Derivative Liabilities	$ (105)	$ (166)

Note 7 - Derivatives and Hedg_7

Note 7 - Derivatives and Hedging Activities - Changes in Fair Values of Derivative Financial Instruments (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023
Unrealized loss at beginning of period, net of tax	$ (19,979)	$ (20,221)
Unrealized loss at end of period, net of tax	(21,676)	(19,979)
Accumulated Gain (Loss), Net, Cash Flow Hedge, Parent [Member]
Amount of gain (loss) recognized in other comprehensive income, net of tax	(1,187)	1,114
Accumulated Gain (Loss), Net, Cash Flow Hedge, Parent [Member] | Caplet Amortization.
Amount reclassified from accumulated other comprehensive income	$ (510)	$ (872)

Note 7 - Derivatives and Hedg_8

Note 7 - Derivatives and Hedging Activities - Unhedged Interest Rate Caps and Swaps (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Derivative Asset	$ 186,781	$ 187,341
Derivative Liability	$ 214,823	215,735
Investment, Variable Interest Rate, Type [Extensible Enumeration]	Prime Rate [Member]
Unhedged Derivatives | Interest rate swaps
Derivative Asset, Notional Amount	$ 4,148,306	3,308,024
Derivative Asset	183,760	181,854
Derivative Liability, Notional Amount	4,148,306	3,308,024
Derivative Liability	183,760	181,854
Unhedged Derivatives | Interest rate caps
Derivative Asset, Notional Amount	50,000
Derivative Asset	118	951
Unhedged Derivatives | Derivative Instrument Maturing on 2/1/2024
Derivative Asset, Notional Amount	$ 25,000
Derivative Asset		79
Strike Rate	1.90%
Investment, Variable Interest Rate, Type [Extensible Enumeration]	London Interbank Offered Rate LIBOR Rate [Member]
Unhedged Derivatives | Derivative Instrument Maturing on 3/3 2025
Derivative Asset, Notional Amount	$ 25,000
Derivative Asset	$ 118	$ 872
Strike Rate	1.90%
Investment, Variable Interest Rate, Type [Extensible Enumeration]	London Interbank Offered Rate LIBOR Rate [Member]

Note 7 - Derivatives and Hedg_9

Note 7 - Derivatives and Hedging Activities - Unhedged Swaptions (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Derivative [Line Items]
Derivatives	$ 186,781	$ 187,341
Swaptions
Derivative [Line Items]
Notional Amount	408,801
Derivatives	998
Swaptions | Unhedged Derivatives
Derivative [Line Items]
Derivatives	998
Derivative Instrument One, Maturing 2025 | Unhedged Derivatives
Derivative [Line Items]
Notional Amount	$ 77,600
Strike Rate	2.13%
Derivatives	$ 37
Derivative Instrument Two, Maturing 2025 | Unhedged Derivatives
Derivative [Line Items]
Notional Amount	$ 33,100
Strike Rate	2.62%
Derivatives	$ 54
Derivative Instrument Three, Maturing 2025 | Unhedged Derivatives
Derivative [Line Items]
Notional Amount	$ 28,254
Strike Rate	2.12%
Derivatives	$ 48
Derivative Instrument Four, Maturing 2025 | Unhedged Derivatives
Derivative [Line Items]
Notional Amount	$ 66,247
Strike Rate	2.63%
Derivatives	$ 33
Derivative Instrument One, Maturing 2026 | Unhedged Derivatives
Derivative [Line Items]
Notional Amount	$ 20,750
Strike Rate	2.63%
Derivatives	$ 102
Derivative Instrument Two, Maturing 2026 | Unhedged Derivatives
Derivative [Line Items]
Notional Amount	$ 41,700
Strike Rate	2.13%
Derivatives	$ 77
Derivative Instrument Three, Maturing 2026 | Unhedged Derivatives
Derivative [Line Items]
Notional Amount	$ 36,546
Strike Rate	2.14%
Derivatives	$ 70
Derivative Instrument Four, Maturing 2026 | Unhedged Derivatives
Derivative [Line Items]
Notional Amount	$ 18,453
Strike Rate	2.64%
Derivatives	$ 93
Derivative Instrument Five, Maturing 2026 | Unhedged Derivatives
Derivative [Line Items]
Notional Amount	$ 16,100
Strike Rate	2.64%
Derivatives	$ 140
Derivative Instrument Six, Maturing 2026 | Unhedged Derivatives
Derivative [Line Items]
Notional Amount	$ 29,800
Strike Rate	2.14%
Derivatives	$ 116
Derivative Instrument Seven, Maturing 2026 | Unhedged Derivatives
Derivative [Line Items]
Notional Amount	$ 25,971
Strike Rate	2.14%
Derivatives	$ 103
Derivative Instrument Eight, Maturing 2026 | Unhedged Derivatives
Derivative [Line Items]
Notional Amount	$ 14,280
Strike Rate	2.64%
Derivatives	$ 125

Note 7 - Derivatives and Hed_10

Note 7 - Derivatives and Hedging Activities - Cash flow hedging and fair value (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Derivative [Line Items]
Interest and Dividend Income	$ 481,857	$ 413,410	$ 292,571
Interest expense	250,069	192,404	61,451
Interest rate caps | Interest Expense
Derivative [Line Items]
Gain (loss) on effects of cash flow hedging	(4,032)	(7,639)	(1,422)
Interest rate swaps | Interest And Dividend Income
Derivative [Line Items]
Gain on effects of fair value hedging	3,380	1,746
Interest rate swaps | Interest Expense
Derivative [Line Items]
Gain (loss) on effects of cash flow hedging	(1,271)	(1,167)	500
Interest rate swaps and collars | Interest And Dividend Income
Derivative [Line Items]
Gain (loss) on effects of cash flow hedging	$ (11,431)	$ (10,763)	$ (829)

Note 7 - Derivatives and Hed_11

Note 7 - Derivatives and Hedging Activities - Hedged Interest Rate Swaps and Non-hedged Interest Rate Swaps (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023
Derivative [Line Items]
Swapped loan portfolio loan-to-value percentage, including the potential swap exposure	65%
Interest rate swaps
Derivative [Line Items]
Interest rate swaps collateralized by investment securities	$ 214,892	$ 150,102
Interest rate swaps | Cash
Derivative [Line Items]
Interest rate swaps collateralized by investment securities	39,431	51,680
Interest rate swaps | U.S. govt. sponsored agency securities
Derivative [Line Items]
Interest rate swaps collateralized by investment securities	6,222	6,413
Interest rate swaps | Municipal securities
Derivative [Line Items]
Interest rate swaps collateralized by investment securities	151,107	68,651
Interest rate swaps | Residential mortgage-backed and related securities
Derivative [Line Items]
Interest rate swaps collateralized by investment securities	$ 18,132	$ 23,358

Note 8 - Deposits (Details)

Note 8 - Deposits (Details) - USD ($)	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023
Minimum denomination	$ 250,000
Aggregate amount of certificates of deposits, $250,000 minimum denomination	529,700,000	$ 511,400,000
Brokered deposits	358,300,000	285,000,000
Federal Home Loan Bank of Des Moines
FHLB advance	240,000,000	175,000,000
Amount outstanding	$ 0	$ 0

Note 8 - Deposits - Maturities

Note 8 - Deposits - Maturities of Certificates of Deposit (Details) $ in Thousands	Dec. 31, 2024 USD ($)
Deposits.
2025	$ 1,035,972
2026	30,737
2027	46,415
2028	54,461
2029	58,230
Thereafter	10
Total	$ 1,225,825

Note 8 - Deposits - Public Enti

Note 8 - Deposits - Public Entity Deposits (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Collateralized by investment securities	$ 3,503	$ 3,919
U.S. govt. sponsored agency securities
Collateralized by investment securities	1,481	1,805
Residential mortgage-backed and related securities
Collateralized by investment securities	$ 2,022	$ 2,114

Note 9 - Short-Term Borrowing_2

Note 9 - Short-Term Borrowings - Short-Term Borrowings (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Short-Term Borrowings
Federal funds purchased	$ 1,800	$ 1,500

Note 9 - Short-Term Borrowing_3

Note 9 - Short-Term Borrowings - Overnight Repurchase Agreements (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023
Federal Funds Purchased
Average daily balance	$ 1,850	$ 2,781
Average daily interest rate	5.03%	5.09%
Maximum month-end balance	$ 4,100	$ 2,230
Weighted average rate as of December 31	4.20%	5.20%
Short-Term Debt | Assets pledged as collateral
Investment securities pledged	$ 9,200	$ 10,100

Note 10 - FHLB Advances (Detail

Note 10 - FHLB Advances (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
FHLB stock	$ 18,300	$ 24,500
Collateral, Loans
FHLB advance	2,100,000	2,100,000
Collateral, Securities
FHLB advance	$ 0	$ 0

Note 10 - FHLB Advances - Matur

Note 10 - FHLB Advances - Maturity and Interest Rate Information on Advances from FHLB (Details) - Federal Home Loan Bank, Advances, Putable Option - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023
Amount due within one year		$ 300,000
Weighted average interest rate at year-end - next 12 months		5.64%
Amount due - one to two years after balance sheet date	$ 140,000
Weighted average interest rate at year-end - year two	4.62%
Amount due - two to three years after balance sheet date	$ 45,000	$ 45,000
Weighted average interest rate at year-end - year three	5.01%	5.01%
Amount due - three to four years after balance sheet date	$ 45,000	$ 45,000
Weighted average interest rate at year-end - year four	4.82%	4.82%
Amount due - four to five years after balance sheet date	$ 45,000	$ 45,000
Weighted average interest rate at year-end - year five	4.64%	4.64%
Amount due - five to six years after balance sheet date	$ 10,383
Total FHLB advances, Amount due	$ 285,383	$ 435,000
Total FHLB advances, Weighted average interest rate at year-end	4.55%	5.39%

Note 11 - Other Borrowings an_3

Note 11 - Other Borrowings and Unused Lines of Credit (Details) - Revolving Credit Facility [Member] - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2024	Jun. 30, 2024	Dec. 31, 2023
Line of credit facility, maximum borrowing capacity		$ 50
Variable interest rate (as a percent)	3%
Outstanding amount line of credit	$ 0		$ 0
Percentage of the outstanding capital stock of the entity's bank subsidiaries used as collateral (as a percentage)	100%
Prime Rate [Member] | Maximum [Member]
Variable interest rate (as a percent)	0.50%

Note 11 - Other Borrowings an_4

Note 11 - Other Borrowings and Unused Lines of Credit - Unused Lines of Credit (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Line of Credit Facility, Remaining Borrowing Capacity	$ 1,197,542	$ 699,294
Secured Debt [Member]
Line of Credit Facility, Remaining Borrowing Capacity	746,742	248,494
Unsecured Debt [Member]
Line of Credit Facility, Remaining Borrowing Capacity	$ 450,800	$ 450,800

Note 12 - Subordinated Notes (D

Note 12 - Subordinated Notes (Details) - USD ($) $ in Thousands					12 Months Ended
	Aug. 18, 2022	Apr. 01, 2022	Sep. 14, 2020	Feb. 19, 2019	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Subordinated Borrowing [Line Items]
Total Subordinated Debentures					$ 233,489	$ 233,064
Debt issuance costs					(1,511)	(1,936)
Junior subordinated debentures assumed in acquisition							$ 10,310
Proceeds from subordinated notes							$ 100,000
Subordinated debenture dated 2/12/19
Subordinated Borrowing [Line Items]
Total Subordinated Debentures					$ 65,000	$ 65,000
Interest Rate					7.605%	5.375%
Subordinated debenture dated 9/14/20
Subordinated Borrowing [Line Items]
Total Subordinated Debentures					$ 50,000	$ 50,000
Interest Rate					5.125%	5.125%
Subordinated debenture dated 7/29/20
Subordinated Borrowing [Line Items]
Total Subordinated Debentures					$ 20,000	$ 20,000
Interest Rate					5.25%	5.25%
Junior subordinated debentures assumed in acquisition		$ 20,000
Subordinated debenture dated 08/18/22
Subordinated Borrowing [Line Items]
Total Subordinated Debentures					$ 45,000	$ 45,000
Interest Rate					5.50%	5.50%
Subordinated debenture dated 8/18/22
Subordinated Borrowing [Line Items]
Total Subordinated Debentures					$ 55,000	$ 55,000
Interest Rate					5.95%	5.95%
Secured Overnight Financing Rate | Subordinated debenture dated 7/29/20
Subordinated Borrowing [Line Items]
Basis points		5.19%
Secured Overnight Financing Rate | Subordinated debenture dated 7/29/20 | Interest Rate Period Two
Subordinated Borrowing [Line Items]
Variable rate expected term		SOFR
Subordinated debenture mature on February 15 2029 | Subordinated debenture dated 2/12/19
Subordinated Borrowing [Line Items]
Proceeds from subordinated notes				$ 65,000
Net proceeds				$ 63,400
Fixed term				5 years
Redemption price percentage				100%
Subordinated debenture mature on February 15 2029 | Subordinated debenture dated 2/12/19 | Interest Rate Period One
Subordinated Borrowing [Line Items]
Fixed rate				5.375%
Subordinated debenture mature on February 15 2029 | London Interbank Offered Rate (LIBOR) | Subordinated debenture dated 2/12/19
Subordinated Borrowing [Line Items]
Variable rate expected term			LIBOR
Subordinated debenture mature on February 15 2029 | London Interbank Offered Rate (LIBOR) | Subordinated debenture dated 2/12/19 | Interest Rate Period Two
Subordinated Borrowing [Line Items]
Basis points				2.82%
Subordinated debenture mature on September 1 2037 | Subordinated debenture dated 8/18/22
Subordinated Borrowing [Line Items]
Proceeds from subordinated notes	$ 55,000
Redemption price percentage	100%
Subordinated debenture mature on September 1 2037 | Subordinated debenture dated 8/18/22 | Interest Rate Period One
Subordinated Borrowing [Line Items]
Fixed rate	5.95%
Subordinated debenture mature on September 1 2037 | Secured Overnight Financing Rate | Subordinated debenture dated 8/18/22 | Interest Rate Period Two
Subordinated Borrowing [Line Items]
Variable rate expected term	SOFR
Basis points	3%
Subordinated debenture mature on September 1 2032 | Subordinated debenture dated 08/18/22
Subordinated Borrowing [Line Items]
Proceeds from subordinated notes	$ 45,000
Conversion Amount	$ 43,250
Redemption price percentage	100%
Subordinated debenture mature on September 1 2032 | Subordinated debenture dated 08/18/22 | Interest Rate Period One
Subordinated Borrowing [Line Items]
Fixed rate	5.50%
Subordinated debenture mature on September 1 2032 | Secured Overnight Financing Rate | Subordinated debenture dated 08/18/22 | Interest Rate Period Two
Subordinated Borrowing [Line Items]
Variable rate expected term	SOFR
Basis points	2.79%
Subordinated debenture mature on September 15 2030 | Subordinated debenture dated 9/14/20
Subordinated Borrowing [Line Items]
Proceeds from subordinated notes			$ 50,000
Redemption price percentage			100%
Subordinated debenture mature on September 15 2030 | Subordinated debenture dated 9/14/20 | Interest Rate Period One
Subordinated Borrowing [Line Items]
Fixed rate			5.125%
Subordinated debenture mature on September 15 2030 | Secured Overnight Financing Rate | Subordinated debenture dated 9/14/20 | Interest Rate Period Two
Subordinated Borrowing [Line Items]
Variable rate expected term			SOFR
Basis points			5%
Subordinated debenture mature on September 30 2030 | Subordinated debenture dated 7/29/20
Subordinated Borrowing [Line Items]
Redemption price percentage		100%
Subordinated debenture mature on September 30 2030 | Subordinated debenture dated 7/29/20 | Interest Rate Period One
Subordinated Borrowing [Line Items]
Fixed rate		5.25%

Note 13 - Junior Subordinated_3

Note 13 - Junior Subordinated Debentures (Details) $ in Millions	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2022 USD ($) loan	Oct. 01, 2017 USD ($) loan	May 13, 2013 USD ($) loan
Junior Subordinated Debt
Repayment period (in years)	30 years
Community National
Number of assumed junior subordinated debentures | loan				2
Other borrowings | $				$ 4.2
Guaranty Bank and Trust Company
Number of assumed junior subordinated debentures | loan			1
Other borrowings | $			$ 3.9
Guaranty Federal Bancshares, Inc
Number of assumed junior subordinated debentures | loan		1
Other borrowings | $		$ 10.3

Note 13 - Junior Subordinated_4

Note 13 - Junior Subordinated Debentures -Additional (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Junior subordinated debentures	$ 48,860	$ 48,731
Junior subordinated debentures	(1,660)	(1,789)
Note Payable to QCR Holdings Capital Trust II
Junior subordinated debentures	10,310	10,310
Note Payable to QCR Holdings Capital Trust III
Junior subordinated debentures	8,248	8,248
Note Payable to QCR Holdings Capital Trust V
Junior subordinated debentures	10,310	10,310
Note Payable to Community National Trust II
Junior subordinated debentures	3,093	3,093
Note Payable to Community National Trust III
Junior subordinated debentures	3,609	3,609
Note Payable to Guaranty Bankshares Statutory Trust I
Junior subordinated debentures	4,640	4,640
Note Payable to Guaranty Statutory Trust II
Junior subordinated debentures	$ 10,310	$ 10,310

Note 13 - Junior Subordinated_5

Note 13 - Junior Subordinated Debentures - Trust Preferred Securities (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023
Aggregate principal amount	$ 50,520	$ 50,520
Interest rate (as a percent)	6.88%	7.70%
QCR Holdings Statutory Trust II
Date issued	February 2004
Aggregate principal amount	$ 10,310	$ 10,310
Interest rate (as a percent)	7.72%	8.44%
QCR Holdings Statutory Trust II | Secured Overnight Financing Rate
Variable interest rate (as a percent)	2.85%
QCR Holdings Statutory Trust III
Date issued	February 2004
Aggregate principal amount	$ 8,248	$ 8,248
Interest rate (as a percent)	7.72%	8.44%
QCR Holdings Statutory Trust III | Secured Overnight Financing Rate
Variable interest rate (as a percent)	2.85%
QCR Holdings Statutory Trust V
Date issued	February 2006
Aggregate principal amount	$ 10,310	$ 10,310
Interest rate (as a percent)	6.47%	7.21%
QCR Holdings Statutory Trust V | Secured Overnight Financing Rate
Variable interest rate (as a percent)	1.55%
Community National Statutory Trust II
Date issued	September 2004
Aggregate principal amount	$ 3,093	$ 3,093
Interest rate (as a percent)	6.79%	7.80%
Community National Statutory Trust II | Secured Overnight Financing Rate
Variable interest rate (as a percent)	2.17%
Community National Statutory Trust III
Date issued	March 2007
Aggregate principal amount	$ 3,609	$ 3,609
Interest rate (as a percent)	6.37%	7.40%
Community National Statutory Trust III | Secured Overnight Financing Rate
Variable interest rate (as a percent)	1.75%
Guaranty Bankshares Statutory Trust I
Date issued	May 2005
Aggregate principal amount	$ 4,640	$ 4,640
Interest rate (as a percent)	6.37%	7.40%
Guaranty Bankshares Statutory Trust I | Secured Overnight Financing Rate
Variable interest rate (as a percent)	1.75%
Guaranty Statutory Trust II
Date issued	December 2005
Aggregate principal amount	$ 10,310	$ 10,310
Interest rate (as a percent)	6.23%	7.09%
Guaranty Statutory Trust II | Secured Overnight Financing Rate
Variable interest rate (as a percent)	1.45%

Note 14 - Federal and State I_3

Note 14 - Federal and State Income Taxes (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Unrecognized tax benefits that would impact effective tax rate	$ 3,800	$ 2,500
Unrecognized tax benefits, interest on income taxes accrued	971	486
Domestic Tax Jurisdiction
Deferred tax assets, operating loss carryforwards, subject to expiration	2,200	2,800
Domestic Tax Jurisdiction | Community National And CNB
Deferred tax assets, operating loss carryforwards, subject to expiration	886	1,400
Domestic Tax Jurisdiction | Guaranty Bank and Trust Company
Federal Tax NOL	1,300	1,400
State and Local Jurisdiction
Deferred tax assets, operating loss carryforwards, subject to expiration	2,000	2,000
State and Local Jurisdiction | Community National And CNB
Deferred tax assets, operating loss carryforwards, subject to expiration	$ 2,000	$ 2,000

Note 14 - Federal and State I_4

Note 14 - Federal and State Income Taxes - Federal and State Income Tax Expense (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Federal and State Income Taxes
Current	$ 15,919	$ 14,008	$ 19,165
Deferred	(7,192)	(946)	(4,682)
Federal and state income tax expense	$ 8,727	$ 13,062	$ 14,483

Note 14 - Federal and State I_5

Note 14 - Federal and State Income Taxes - Reconciliation of the Expected Federal Income Tax Expense (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Federal and State Income Taxes
Computed "expected" tax expense	$ 25,741	$ 26,590	$ 23,845
Tax exempt income, net	(16,410)	(13,823)	(10,689)
Bank-owned life insurance	(1,142)	(875)	(432)
State income taxes, net of federal benefit, current year	3,517	4,433	4,482
Change in unrecognized tax benefits	1,169	396	498
Provision adjustment from accounting method change	(142)	(247)	(1,181)
Tax credits	(2,717)	(2,865)	(1,362)
Acquisition costs			276
Excess tax benefit on stock options exercised and restricted stock awards vested	(929)	(464)	(503)
Other	(360)	(83)	(451)
Federal and state income tax expense	$ 8,727	$ 13,062	$ 14,483
Computed "expected" tax expense (in percentage)	21%	21%	21%
Tax exempt income, net (in percentage)	(13.40%)	(10.90%)	(9.40%)
Bank-owned life insurance (in percentage)	(0.90%)	(0.70%)	(0.40%)
State income taxes, net of federal benefit, current year (in percentage)	2.90%	3.50%	3.90%
Change in unrecognized tax benefits (in percentage)	1%	0.30%	0.40%
Provision adjustment from accounting method change (in percentage)	(0.10%)	(0.20%)	(1.00%)
Tax credits (in percentage)	(2.30%)	(2.30%)	(1.20%)
Acquisition costs (in percentage)			0.20%
Excess tax benefit on stock options exercised and restricted stock awards vested (in percentage)	(0.80%)	(0.30%)	(0.40%)
Other (in percentage)	(0.30%)	(0.10%)	(0.40%)
Federal and state income tax expense (in percentage)	7.10%	10.30%	12.70%

Note 14 - Federal and State I_6

Note 14 - Federal and State Income Taxes - Unrecognized Tax Benefits (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023
Federal and State Income Taxes
Balance, beginning	$ 3,076	$ 2,680
Impact of tax positions taken during current year	972	712
Gross increase related to tax positions of prior years	184	110
Change as a result of a lapse of the applicable statute of limitations	(13)	(426)
Balance, ending	$ 4,245	$ 3,076

Note 14 - Federal and State I_7

Note 14 - Federal and State Income Taxes - Consolidated Statements of Operations relative to the Company's tax (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Federal and State Income Taxes
Tax credits recognized	$ 8,189	$ 5,185	$ 2,143
Other tax benefits recognized	2,631	2,037	1,371
Amortization	(8,313)	(5,091)	(3,109)
Net benefit included in income tax	2,507	2,131	405
Net benefit included in the Consolidated Statements of Operations	$ 2,507	$ 2,131	$ 405

Note 14 - Federal and State I_8

Note 14 - Federal and State Income Taxes - Deferred Tax Assets and Liabilities (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Deferred tax assets:
Net unrealized losses on securities available for sale and derivative instruments	$ 18,960	$ 18,127
Compensation	17,765	15,761
Loan/lease losses	19,343	20,628
Equipment financing leases	1,555
Net operating loss carryforwards, federal and state	493	630
Other	893
Deferred tax assets	59,009	55,146
Deferred tax liabilities:
Premises and equipment	6,102	7,206
Equipment financing leases		2,084
Acquisition fair value adjustments	3,962	3,983
Deferred loan origination fees, net	1,098	1,515
Prepaid expense	1,630	1,749
Other		417
Deferred tax liabilities	12,792	16,954
Net deferred tax assets	$ 46,217	$ 38,192

Note 14 - Federal and State I_9

Note 14 - Federal and State Income Taxes - The Change in Deferred Income Taxes (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Federal and State Income Taxes
Provision for income taxes	$ (7,192)	$ (946)	$ (4,682)
Statement of stockholders' equity- Other comprehensive income (loss)	(833)	3,192	(22,066)
Total	$ (8,025)	$ 2,246	$ (26,748)

Note 15 - Employee Benefit Pl_3

Note 15 - Employee Benefit Plans (Details) - USD ($)	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Discretionary contributions	$ 0	$ 0	$ 0
Employee deferrals	$ 3,597,000	4,306,000	3,615,000
Interest on deferred compensation, basis spread on variable rate	1%
Investment, Variable Interest Rate, Type [Extensible Enumeration]	Prime Rate [Member]
Deferred compensation liability, current and noncurrent	$ 55,165,000	46,800,000	$ 38,255,000	$ 32,353,000
Percent of employee contributions matched	4.50%
Certain Executive Officers [Member]
Company matching contribution percent (as a percent)	100%
Minimum [Member]
Defined benefit plan eligible age limit	18 years
Minimum [Member] | Certain Executive Officers [Member]
Employee deferrals	$ 10,000
Interest on deferred compensation amounts	4%
Maximum [Member] | Certain Executive Officers [Member]
Employee deferrals	$ 25,000
Interest on deferred compensation amounts	12%
Certain Management Officers [Member]
Company matching contribution percent (as a percent)	50%
Number of monthly installment payments	180 months
Deferred compensation liability, current and noncurrent	$ 55,100,000	$ 46,800,000
Certain Management Officers [Member] | Minimum [Member]
Company matching contribution percent (as a percent)	4%
Interest on deferred compensation amounts	4%
Certain Management Officers [Member] | Maximum [Member]
Company matching contribution percent (as a percent)	12%
Interest on deferred compensation amounts	8%
First 3% of Employees Wages [Member]
Company matching contribution percent (as a percent)	100%
Match at 100% [Member]
Percent of employee contributions matched	3%
From 4% to 4.5% of Employees Wages [Member]
Company matching contribution percent (as a percent)	50%
Matched at 50% [Member]
Percent of employee contributions matched	3%

Note 15 - Employee Benefit Pl_4

Note 15 - Employee Benefit Plans - Profit Sharing Contributions (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Employee Benefit Plans
Matching contribution	$ 3,670	$ 3,314	$ 3,071

Note 15 - Employee Benefit Pl_5

Note 15 - Employee Benefit Plans - Deferred Compensation Agreements (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Balance, beginning	$ 46,800	$ 38,255	$ 32,353
Employee deferrals	3,597	4,306	3,615
Company match and interest	5,393	4,788	2,776
Cash payments made	(625)	(549)	(489)
Balance, ending	55,165	46,800	38,255
Supplemental Executive Retirement Plans [Member]
Balance, beginning	8,689	8,165	7,273
Company match and interest	400	889	1,286
Cash payments made	(267)	(365)	(394)
Balance, ending	$ 8,822	$ 8,689	$ 8,165

Note 16 - Stock-Based Compens_3

Note 16 - Stock-Based Compensation (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022	Jan. 01, 2025	Jul. 01, 2022
Expected life	10 years
Minimum
Vesting period	3 years
Maximum
Vesting period	7 years
2010 Equity Incentive Plan
Shares of common stock authorized	350,000
The 2013 Equity Incentive Plan
Shares of common stock authorized	350,000
The 2016 Equity Incentive Plan
Shares of common stock authorized	400,000
2024 Equity Incentive Plan
Remaining shares of common stock available for grant	622,344
Employee Stock Purchase Plan
Maximum amount any one participant can elect in an offering period	$ 21,250
Maximum amount any one participant can contribute (as a percent)	15%	15%	15%
Stock purchase price percent	85%
Purchase Plan 2022
Remaining shares of common stock available for grant				317,068	350,000

Note 16 - Stock-Based Compens_4

Note 16 - Stock-Based Compensation - Stock-based Compensation Expense (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Allocated Share-based Compensation Expense	$ 2,825	$ 2,678	$ 2,438
Employee Stock Option
Allocated Share-based Compensation Expense	358	286	246
Restricted Stock
Allocated Share-based Compensation Expense	2,128	2,084	1,967
Employee Stock Purchase Plan
Allocated Share-based Compensation Expense	$ 339	$ 308	$ 225

Note 16 - Stock-Based Compens_5

Note 16 - Stock-Based Compensation - Stock Option Plans (Details) - $ / shares	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Stock-Based Compensation
Outstanding, shares (in shares)	290,149	346,678	367,998
Outstanding, Weighted average exercise price (in dollars per share)	$ 32.11	$ 27.6	$ 24.46
Granted, shares (in shares)	29,900	25,000	22,400
Granted, Weighted average exercise price (in dollars per share)	$ 56.79	$ 53.31	$ 53.87
Exercised, shares (in shares)	(95,724)	(81,354)	(41,695)
Exercised, Weighted average exercise price (in dollars per share)	$ 22.05	$ 19.45	$ 14.07
Forfeited, shares (in shares)	(3,479)	(175)	(2,025)
Forfeited, Weighted average exercise price (in dollars per share)	$ 39.01	$ 15.65	$ 26.72
Outstanding, shares (in shares)	220,846	290,149	346,678
Outstanding, Weighted average exercise price (in dollars per share)	$ 39.7	$ 32.11	$ 27.6
Exercisable, shares (in shares)	158,911	233,967	295,077
Weighted average fair value per option granted (in dollars per share)	$ 18.61	$ 16.36	$ 13.97

Note 16 - Stock-Based Compens_6

Note 16 - Stock-Based Compensation - Options Outstanding (Details)	12 Months Ended
	Dec. 31, 2024 $ / shares shares
Number Outstanding, Options Outstanding | shares	220,846
Number of Exercisable, Options Exercisable | shares	158,911
$17.49 to $17.86
Range of Exercise Prices, Lower range limit	$ 17.49
Range of Exercise Prices, Upper range limit	$ 17.86
Number Outstanding, Options Outstanding | shares	23,869
Weighted Average Remaining Contractual Life, Options Outstanding	1 month 2 days
Weighted Average Exercise Price, Options Outstanding	$ 17.49
Number of Exercisable, Options Exercisable | shares	23,869
Weighted Average Exercisable Price, Options Exercisable	$ 17.49
$21.71 to $22.64
Range of Exercise Prices, Lower range limit	21.71
Range of Exercise Prices, Upper range limit	$ 22.64
Number Outstanding, Options Outstanding | shares	44,123
Weighted Average Remaining Contractual Life, Options Outstanding	1 year 1 month 2 days
Weighted Average Exercise Price, Options Outstanding	$ 22.64
Number of Exercisable, Options Exercisable | shares	44,123
Weighted Average Exercisable Price, Options Exercisable	$ 22.64
$29.77 to $36.00
Range of Exercise Prices, Lower range limit	29.77
Range of Exercise Prices, Upper range limit	$ 36
Number Outstanding, Options Outstanding | shares	12,875
Weighted Average Remaining Contractual Life, Options Outstanding	4 years 2 months 1 day
Weighted Average Exercise Price, Options Outstanding	$ 36
Number of Exercisable, Options Exercisable | shares	12,875
Weighted Average Exercisable Price, Options Exercisable	$ 36
$40.00 to $41.95
Range of Exercise Prices, Lower range limit	40
Range of Exercise Prices, Upper range limit	$ 41.95
Number Outstanding, Options Outstanding | shares	13,602
Weighted Average Remaining Contractual Life, Options Outstanding	5 years 2 months 1 day
Weighted Average Exercise Price, Options Outstanding	$ 40
Number of Exercisable, Options Exercisable | shares	13,602
Weighted Average Exercisable Price, Options Exercisable	$ 40
$42.65 to $48.50
Range of Exercise Prices, Lower range limit	42.65
Range of Exercise Prices, Upper range limit	$ 48.5
Number Outstanding, Options Outstanding | shares	53,428
Weighted Average Remaining Contractual Life, Options Outstanding	3 years 9 months 10 days
Weighted Average Exercise Price, Options Outstanding	$ 43.85
Number of Exercisable, Options Exercisable | shares	48,506
Weighted Average Exercisable Price, Options Exercisable	$ 43.88
$53.31 to $56.79
Range of Exercise Prices, Lower range limit	53.31
Range of Exercise Prices, Upper range limit	$ 56.79
Number Outstanding, Options Outstanding | shares	72,949
Weighted Average Remaining Contractual Life, Options Outstanding	8 years 3 months 14 days
Weighted Average Exercise Price, Options Outstanding	$ 54.85
Number of Exercisable, Options Exercisable | shares	15,936
Weighted Average Exercisable Price, Options Exercisable	$ 53.7

Note 16 - Stock-Based Compens_7

Note 16 - Stock-Based Compensation - Restricted Stock Awards (Details) - USD ($) $ / shares in Units, $ in Millions	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Restricted Stock
Outstanding, beginning (in shares)	88,178	84,115	97,107
Granted (in shares)	1,500	4,500	8,527
Released (in shares)	(43,468)	(43,331)	(47,766)
Forfeited (in shares)	(5,297)	(3,763)	(751)
Outstanding, ending (in shares)	67,624	88,178	84,115
Weighted average fair value per share granted (in dollars per share)	$ 58.01	$ 51.64	$ 54.2
Total grant value of awards vested	$ 2.6	$ 2.2	$ 2.6
Restricted Stock Units (RSUs)
Granted (in shares)	64,620	80,820	64,494
Restricted Stock and Restricted Stock Units
Granted (in shares)	28,211	51,157	35,525

Note 16 - Stock-Based Compens_8

Note 16 - Stock-Based Compensation - Stock Purchase Plan (Details) - Employee Stock Purchase Plan - $ / shares	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Shares granted	28,746	36,964	28,421
Shares purchased	31,069	35,058	27,103
Weighted average fair value per share granted	$ 11.85	$ 8.35	$ 7.88

Note 17 - Regulatory Capital _3

Note 17 - Regulatory Capital Requirements and Restrictions on Dividends - Capital Requirements (Details) $ in Thousands			12 Months Ended
	May 19, 2022 shares	Feb. 13, 2020 shares	Dec. 31, 2024 USD ($) security shares	Dec. 31, 2023 USD ($) shares
Banking Regulation, Total Capital, Actual			$ 1,273,903	$ 1,171,047
Total risk-based capital, actual, ratio			0.141	0.1429
Banking Regulation, Total Risk-Based Capital, Capital Adequacy, Minimum			$ 723,016	$ 655,461
Banking Regulation, Total Risk-Based Capital Ratio, Capital Adequacy, Minimum			0.08	0.08
Total risk-based capital for capital adequacy purposes with capital conservation buffer, amount			$ 948,958	$ 860,293
Total risk-based capital for capital adequacy purposes with capital conservation buffer, ratio			0.105	0.105
Banking Regulation, Total Risk-Based Capital, Well Capitalized, Minimum			$ 903,770	$ 819,327
Banking Regulation, Total Risk-Based Capital Ratio, Well Capitalized, Minimum			0.10	0.10
Banking Regulation, Tier 1 Risk-Based Capital, Actual			$ 955,039	$ 841,052
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Actual			0.1057	0.1027
Banking Regulation, Tier 1 Risk-Based Capital, Capital Adequacy, Minimum			$ 542,262	$ 491,596
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Capital Adequacy, Minimum			0.06	0.06
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, amount			$ 768,204	$ 696,428
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, ratio			0.085	0.085
Banking Regulation, Tier 1 Risk-Based Capital, Well Capitalized, Minimum			$ 723,016	$ 655,461
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Well Capitalized, Minimum			0.08	0.08
Banking Regulation, Tier 1 Leverage Capital, Actual			$ 955,039	$ 841,052
Banking Regulation, Tier 1 Leverage Capital Ratio, Actual			0.1073	0.1003
Banking Regulation, Tier 1 Leverage Capital, Capital Adequacy, Minimum			$ 356,091	$ 335,420
Banking Regulation, Tier 1 Leverage Capital Ratio, Capital Adequacy, Minimum			0.04	0.04
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, amount			$ 356,091	$ 335,420
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, ratio			0.04	0.04
Banking Regulation, Tier 1 Leverage Capital, Well Capitalized, Minimum			$ 445,114	$ 419,275
Banking Regulation, Tier 1 Leverage Capital Ratio, Well Capitalized, Minimum			0.05	0.05
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Actual			$ 906,179	$ 792,321
Banking Regulation, Common Equity Tier 1 Risk-Based Capital Ratio, Actual			0.1003	0.0967
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Capital Adequacy, Minimum			$ 406,696	$ 368,697
Common equity Tier 1 for capital adequacy purposes, ratio			0.045%	0.045%
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, amount			$ 632,639	$ 573,529
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, ratio			7%	0.07%
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Well Capitalized, Minimum			$ 587,450	$ 532,562
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio			6.50%	0.065%
The number of junior subordinated private placement debentures issued | security			4
The number of junior subordinated private placement debentures assumed | security			4
Percentage of outstanding shares under share repurchase program	10%	5%
Shares repurchased | shares			0	175,000
Number of shares remaining for repurchase | shares			760,915	760,915
Maximum
Shares repurchased authorized | shares	1,500,000	800,000
QCBT
Banking Regulation, Total Capital, Actual			$ 323,221	$ 300,413
Total risk-based capital, actual, ratio			0.1365	0.1267
Banking Regulation, Total Risk-Based Capital, Capital Adequacy, Minimum			$ 189,365	$ 189,707
Banking Regulation, Total Risk-Based Capital Ratio, Capital Adequacy, Minimum			0.08	0.08
Total risk-based capital for capital adequacy purposes with capital conservation buffer, amount			$ 248,541	$ 248,990
Total risk-based capital for capital adequacy purposes with capital conservation buffer, ratio			0.105	0.105
Banking Regulation, Total Risk-Based Capital, Well Capitalized, Minimum			$ 236,706	$ 237,133
Banking Regulation, Total Risk-Based Capital Ratio, Well Capitalized, Minimum			0.10	0.10
Banking Regulation, Tier 1 Risk-Based Capital, Actual			$ 293,597	$ 270,744
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Actual			0.124	0.1142
Banking Regulation, Tier 1 Risk-Based Capital, Capital Adequacy, Minimum			$ 142,024	$ 142,280
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Capital Adequacy, Minimum			0.06	0.06
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, amount			$ 201,200	$ 201,563
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, ratio			0.085	0.085
Banking Regulation, Tier 1 Risk-Based Capital, Well Capitalized, Minimum			$ 189,365	$ 189,707
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Well Capitalized, Minimum			0.08	0.08
Banking Regulation, Tier 1 Leverage Capital, Actual			$ 293,597	$ 270,744
Banking Regulation, Tier 1 Leverage Capital Ratio, Actual			0.1141	0.1123
Banking Regulation, Tier 1 Leverage Capital, Capital Adequacy, Minimum			$ 102,969	$ 96,425
Banking Regulation, Tier 1 Leverage Capital Ratio, Capital Adequacy, Minimum			0.04	0.04
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, amount			$ 102,969	$ 96,425
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, ratio			0.04	0.04
Banking Regulation, Tier 1 Leverage Capital, Well Capitalized, Minimum			$ 128,712	$ 120,531
Banking Regulation, Tier 1 Leverage Capital Ratio, Well Capitalized, Minimum			0.05	0.05
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Actual			$ 293,597	$ 270,744
Banking Regulation, Common Equity Tier 1 Risk-Based Capital Ratio, Actual			0.124	0.1142
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Capital Adequacy, Minimum			$ 106,518	$ 106,710
Common equity Tier 1 for capital adequacy purposes, ratio			0.045%	0.045%
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, amount			$ 165,694	$ 165,993
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, ratio			7%	0.07%
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Well Capitalized, Minimum			$ 153,859	$ 154,137
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio			6.50%	0.065%
CRBT
Banking Regulation, Total Capital, Actual			$ 452,942	$ 381,514
Total risk-based capital, actual, ratio			0.1479	0.156
Banking Regulation, Total Risk-Based Capital, Capital Adequacy, Minimum			$ 245,055	$ 195,687
Banking Regulation, Total Risk-Based Capital Ratio, Capital Adequacy, Minimum			0.08	0.08
Total risk-based capital for capital adequacy purposes with capital conservation buffer, amount			$ 321,635	$ 256,840
Total risk-based capital for capital adequacy purposes with capital conservation buffer, ratio			0.105	0.105
Banking Regulation, Total Risk-Based Capital, Well Capitalized, Minimum			$ 306,319	$ 244,609
Banking Regulation, Total Risk-Based Capital Ratio, Well Capitalized, Minimum			0.10	0.10
Banking Regulation, Tier 1 Risk-Based Capital, Actual			$ 424,253	$ 354,940
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Actual			0.1385	0.1451
Banking Regulation, Tier 1 Risk-Based Capital, Capital Adequacy, Minimum			$ 183,792	$ 146,766
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Capital Adequacy, Minimum			0.06	0.06
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, amount			$ 260,371	$ 207,918
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, ratio			0.085	0.085
Banking Regulation, Tier 1 Risk-Based Capital, Well Capitalized, Minimum			$ 245,055	$ 195,687
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Well Capitalized, Minimum			0.08	0.08
Banking Regulation, Tier 1 Leverage Capital, Actual			$ 424,253	$ 354,940
Banking Regulation, Tier 1 Leverage Capital Ratio, Actual			0.164	0.1477
Banking Regulation, Tier 1 Leverage Capital, Capital Adequacy, Minimum			$ 103,449	$ 96,093
Banking Regulation, Tier 1 Leverage Capital Ratio, Capital Adequacy, Minimum			0.04	0.04
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, amount			$ 103,449	$ 96,093
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, ratio			0.04	0.04
Banking Regulation, Tier 1 Leverage Capital, Well Capitalized, Minimum			$ 129,312	$ 120,116
Banking Regulation, Tier 1 Leverage Capital Ratio, Well Capitalized, Minimum			0.05	0.05
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Actual			$ 424,253	$ 354,940
Banking Regulation, Common Equity Tier 1 Risk-Based Capital Ratio, Actual			0.1385	0.1451
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Capital Adequacy, Minimum			$ 137,844	$ 110,074
Common equity Tier 1 for capital adequacy purposes, ratio			0.045%	0.045%
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, amount			$ 214,424	$ 171,227
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, ratio			7%	0.07%
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Well Capitalized, Minimum			$ 199,108	$ 158,996
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio			6.50%	0.065%
CSB
Banking Regulation, Total Capital, Actual			$ 189,362	$ 171,747
Total risk-based capital, actual, ratio			0.1294	0.1322
Banking Regulation, Total Risk-Based Capital, Capital Adequacy, Minimum			$ 117,065	$ 103,903
Banking Regulation, Total Risk-Based Capital Ratio, Capital Adequacy, Minimum			0.08	0.08
Total risk-based capital for capital adequacy purposes with capital conservation buffer, amount			$ 153,648	$ 136,372
Total risk-based capital for capital adequacy purposes with capital conservation buffer, ratio			0.105	0.105
Banking Regulation, Total Risk-Based Capital, Well Capitalized, Minimum			$ 146,332	$ 129,878
Banking Regulation, Total Risk-Based Capital Ratio, Well Capitalized, Minimum			0.10	0.10
Banking Regulation, Tier 1 Risk-Based Capital, Actual			$ 176,646	$ 156,629
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Actual			0.1207	0.1206
Banking Regulation, Tier 1 Risk-Based Capital, Capital Adequacy, Minimum			$ 87,799	$ 77,927
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Capital Adequacy, Minimum			0.06	0.06
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, amount			$ 124,382	$ 110,397
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, ratio			0.085	0.085
Banking Regulation, Tier 1 Risk-Based Capital, Well Capitalized, Minimum			$ 117,065	$ 103,903
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Well Capitalized, Minimum			0.08	0.08
Banking Regulation, Tier 1 Leverage Capital, Actual			$ 176,646	$ 156,629
Banking Regulation, Tier 1 Leverage Capital Ratio, Actual			0.1172	0.1119
Banking Regulation, Tier 1 Leverage Capital, Capital Adequacy, Minimum			$ 60,305	$ 56,005
Banking Regulation, Tier 1 Leverage Capital Ratio, Capital Adequacy, Minimum			0.04	0.04
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, amount			$ 60,305	$ 56,005
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, ratio			0.04	0.04
Banking Regulation, Tier 1 Leverage Capital, Well Capitalized, Minimum			$ 75,382	$ 70,007
Banking Regulation, Tier 1 Leverage Capital Ratio, Well Capitalized, Minimum			0.05	0.05
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Actual			$ 176,646	$ 156,629
Banking Regulation, Common Equity Tier 1 Risk-Based Capital Ratio, Actual			0.1207	0.1206
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Capital Adequacy, Minimum			$ 65,849	$ 58,445
Common equity Tier 1 for capital adequacy purposes, ratio			0.045%	0.045%
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, amount			$ 102,432	$ 90,915
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, ratio			7%	0.07%
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Well Capitalized, Minimum			$ 95,115	$ 84,421
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio			6.50%	0.065%
Guaranty Bank
Banking Regulation, Total Capital, Actual			$ 297,047	$ 267,822
Total risk-based capital, actual, ratio			0.1426	0.1268
Banking Regulation, Total Risk-Based Capital, Capital Adequacy, Minimum			$ 166,695	$ 168,967
Banking Regulation, Total Risk-Based Capital Ratio, Capital Adequacy, Minimum			0.08	0.08
Total risk-based capital for capital adequacy purposes with capital conservation buffer, amount			$ 218,787	$ 221,770
Total risk-based capital for capital adequacy purposes with capital conservation buffer, ratio			0.105	0.105
Banking Regulation, Total Risk-Based Capital, Well Capitalized, Minimum			$ 208,369	$ 211,209
Banking Regulation, Total Risk-Based Capital Ratio, Well Capitalized, Minimum			0.10	0.10
Banking Regulation, Tier 1 Risk-Based Capital, Actual			$ 272,621	$ 244,506
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Actual			0.1308	0.1158
Banking Regulation, Tier 1 Risk-Based Capital, Capital Adequacy, Minimum			$ 125,021	$ 126,726
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Capital Adequacy, Minimum			0.06	0.06
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, amount			$ 177,113	$ 179,528
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, ratio			0.085	0.085
Banking Regulation, Tier 1 Risk-Based Capital, Well Capitalized, Minimum			$ 166,695	$ 168,967
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Well Capitalized, Minimum			0.08	0.08
Banking Regulation, Tier 1 Leverage Capital, Actual			$ 272,621	$ 244,506
Banking Regulation, Tier 1 Leverage Capital Ratio, Actual			0.1215	0.1141
Banking Regulation, Tier 1 Leverage Capital, Capital Adequacy, Minimum			$ 89,770	$ 85,688
Banking Regulation, Tier 1 Leverage Capital Ratio, Capital Adequacy, Minimum			0.04	0.04
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, amount			$ 89,770	$ 85,688
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, ratio			0.04	0.04
Banking Regulation, Tier 1 Leverage Capital, Well Capitalized, Minimum			$ 112,213	$ 107,110
Banking Regulation, Tier 1 Leverage Capital Ratio, Well Capitalized, Minimum			0.05	0.05
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Actual			$ 272,621	$ 244,506
Banking Regulation, Common Equity Tier 1 Risk-Based Capital Ratio, Actual			0.1308	0.1158
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Capital Adequacy, Minimum			$ 93,766	$ 95,044
Common equity Tier 1 for capital adequacy purposes, ratio			0.045%	0.045%
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, amount			$ 145,858	$ 147,847
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, ratio			7%	0.07%
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Well Capitalized, Minimum			$ 135,440	$ 137,286
Common equity Tier 1 to be well capitalized under prompt corrective action provisions, ratio			0.065%	0.065%

Note 18 - Earnings per Share -

Note 18 - Earnings per Share - Basic and Diluted (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Earnings per Share
Net income	$ 113,850	$ 113,558	$ 99,066
Basic EPS	$ 6.77	$ 6.79	$ 5.94
Diluted EPS	$ 6.71	$ 6.73	$ 5.87
Weighted average common shares outstanding	16,829,004	16,732,406	16,681,844
Weighted average common shares issuable upon exercise of stock options and under the employee stock purchase plan (in shares)	130,849	133,985	208,163
Weighted average common and common equivalent shares outstanding	16,959,853	16,866,391	16,890,007

Note 18 - Earnings per Share (D

Note 18 - Earnings per Share (Details) - shares	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Antidilutive securities excluded from computation of earnings per share, amount	0	1,762	1,706
Employee Stock Option [Member]
Antidilutive securities excluded from computation of earnings per share, amount	0	47,164	22,503

Note 19 - Commitments and Con_2

Note 19 - Commitments and Contingencies (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023
Maximum performance guarantee term	1 year
Liability for potential guarantee obligations	$ 0	$ 0
Sale of mortgage loans in the secondary market	2,143	2,594
Loans sold with recourse provisions	21,800	11,000
Amount of uninsured cash	86,000	96,100
Cash Management Program [Member]
Customer Funds	4,100	1,900
Cash Management Program [Member] | Swap [Member]
Investment securities pledged	0	5,400
Standby Letters of Credit [Member]
Other commitment	28,800	23,700
Commitments to Extend Credit [Member]
Other commitment	$ 1,900,000	$ 2,000,000

Note 20 - Parent Company Only_3

Note 20 - Parent Company Only Financial Statements - Condensed Balance Sheets (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Cash and due from banks	$ 91,732	$ 97,123
Premises and equipment, net	159,153	123,277
Other assets	227,470	224,975
Total assets	9,026,030	8,538,894	$ 7,948,837
Subordinated notes	233,489	233,064
Junior subordinated debentures	48,860	48,731
Other liabilities	183,101	204,263
Total liabilities	8,028,643	7,652,298
Common stock	16,882	16,749
Additional paid-in capital	374,975	370,814
Retained earnings	665,171	554,992
Accumulated other comprehensive loss	(21,676)	(19,979)	(20,221)
Total stockholders' equity	997,387	886,596	$ 772,724	$ 677,010
Total liabilities and stockholders' equity	9,026,030	8,538,894
Reportable Legal Entities [Member] | Parent Company [Member]
Cash and due from banks	28,635	53,331
Premises and equipment, net	13,404	9,286
Other assets	16,370	14,512
Total assets	1,324,299	1,206,061
Subordinated notes	233,489	233,064
Junior subordinated debentures	48,860	48,731
Other liabilities	44,563	37,670
Total liabilities	326,912	319,465
Common stock	16,882	16,749
Additional paid-in capital	374,975	370,814
Retained earnings	665,171	554,992
Accumulated other comprehensive loss	(59,641)	(55,959)
Total stockholders' equity	997,387	886,596
Total liabilities and stockholders' equity	1,324,299	1,206,061
Reportable Legal Entities [Member] | Parent Company [Member] | Bank Subsidiaries [Member]
Investment in bank subsidiaries	1,259,571	1,122,803
Reportable Legal Entities [Member] | Parent Company [Member] | Non-bank Subsidiaries [Member]
Investment in bank subsidiaries	$ 6,319	$ 6,129

Note 20 - Parent Company Only_4

Note 20 - Parent Company Only Financial Statements - Condensed Statements of Income (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Interest expense	$ 250,069	$ 192,404	$ 61,451
Salaries and employee benefits	128,186	136,619	115,368
Acquisition costs			3,715
Post-acquisition compensation, transition and integration costs		207	5,526
Net income before income taxes	122,577	126,620	113,549
Income tax benefit	(8,727)	(13,062)	(14,483)
Net income	113,850	113,558	99,066
Parent Company [Member] | Reportable Legal Entities [Member]
Total interest income	13		26
Other	369	704	(53)
Total income	142,800	140,375	130,208
Interest expense	17,088	16,066	11,836
Salaries and employee benefits	11,558	9,940	15,551
Professional fees	539	12	1,789
Acquisition costs			3,715
Post-acquisition compensation, transition and integration costs		207	5,526
Other	4,083	3,744	3,331
Total expenses	33,268	29,969	41,748
Net income before income taxes	109,532	110,406	88,460
Income tax benefit	4,318	3,152	10,606
Net income	113,850	113,558	99,066
Parent Company [Member] | Reportable Legal Entities [Member] | Bank Subsidiaries [Member]
Equity in net income of bank subsidiaries	140,197	137,451	128,941
Parent Company [Member] | Reportable Legal Entities [Member] | Non-bank Subsidiaries [Member]
Equity in net income of bank subsidiaries	$ 2,221	$ 2,220	$ 1,294

Note 20 - Parent Company Only_5

Note 20 - Parent Company Only Financial Statements - Condensed Statements of Cash Flows (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Net income	$ 113,850	$ 113,558	$ 99,066
Deferred income taxes	(7,192)	(946)	(4,682)
Accretion of acquisition fair value adjustments, net	(1,565)	(2,173)	(8,581)
Depreciation	8,470	8,725	7,662
Deferred compensation expense accrued	5,793	5,677	4,062
Stock-based compensation expense	2,825	2,678	2,438
Net cash provided by operating activities	444,538	376,323	118,699
Net decrease in interest-bearing deposits at financial institutions	(38,523)	(37,559)	25,066
Net cash paid for acquisitions			(26,871)
Purchase of premises and equipment	(44,491)	(14,945)	(33,261)
Net cash used in investing activities	(845,231)	(749,269)	(634,692)
Proceeds from subordinated notes			100,000
Proceeds from issuance of common stock, net	1,469	1,403	422
Repurchase and cancellation of shares		(8,686)	(52,954)
Net cash provided by financing activities	395,302	410,346	538,226
Net increase (decrease) in cash and due from banks	(5,391)	37,400	22,233
Parent Company [Member] | Reportable Legal Entities [Member]
Net income	113,850	113,558	99,066
Deferred income taxes	1,410	(349)	(2,443)
Accretion of acquisition fair value adjustments, net	129	129	137
Depreciation	603	576	477
Deferred compensation expense accrued	5,793	4,063	4,062
Stock-based compensation expense	2,825	2,678	2,438
Gain on sale of fixed assets	54
Decrease (increase) in other assets	(794)	(2,649)	621
Increase in other liabilities	1,061	9,062	10,827
Net cash provided by operating activities	(17,358)	(12,489)	20,990
Net decrease in interest-bearing deposits at financial institutions			5,950
Net cash received in dissolution of subsidiary		3,184
Net cash paid for acquisitions			(26,039)
Purchase of premises and equipment	(4,775)	(224)	(1,484)
Net cash used in investing activities	(4,775)	(7,040)	(21,873)
Proceeds from subordinated notes			100,000
Payment of cash dividends	(4,032)	(4,029)	(3,944)
Proceeds from issuance of common stock, net	1,469	1,403	422
Repurchase and cancellation of shares		(8,686)	(52,954)
Net cash provided by financing activities	(2,563)	(11,312)	43,524
Net increase (decrease) in cash and due from banks	(24,696)	(30,841)	42,641
Cash and due from banks, beginning	53,331	84,172	41,531
Cash and due from banks, ending	28,635	53,331	84,172
Parent Company [Member] | Reportable Legal Entities [Member] | Bank Subsidiaries [Member]
Earnings of bank subsidiaries	(140,197)	(137,451)	(128,941)
Parent Company [Member] | Reportable Legal Entities [Member] | Non-bank Subsidiaries [Member]
Earnings of bank subsidiaries	(2,221)	(2,220)	(1,294)
Distributions from subsidiaries	$ 129	114	40
Parent Company [Member] | Reportable Legal Entities [Member] | Bank Subsidiaries [Member]
Distributions from subsidiaries			36,000
Capital infusion to subsidiaries		$ (10,000)
Parent Company [Member] | Reportable Legal Entities [Member] | Non-bank Subsidiaries [Member]
Capital infusion to subsidiaries			$ (300)

Note 21 - Fair Value (Details)

Note 21 - Fair Value (Details) $ in Thousands	Dec. 31, 2024 USD ($)	Nov. 26, 2024 USD ($)	Aug. 15, 2024 USD ($)	Dec. 31, 2023 USD ($)	Nov. 16, 2023 USD ($)
Securities available for sale, at fair value	$ 281,109			$ 299,655
Derivatives	186,781			187,341
Derivatives	214,823			215,735
Trading securities	83,529			22,369
Fair Value, Measurements, Recurring
Derivatives	186,781			187,341
Total assets measured at fair value	551,419			509,365
Total liabilities measured at fair value	$ 214,823			215,735
Fair Value, Measurements, Recurring | Discount Rate | Minimum
Measurement Input	3.21
Fair Value, Measurements, Recurring | Discount Rate | Maximum
Measurement Input	6.57
Fair Value, Measurements, Recurring | Interest rate swaps
Derivatives	$ 214,823			215,735
Fair Value, Measurements, Recurring | Fair Value, Inputs, Level 2
Derivatives	186,781			187,341
Total assets measured at fair value	467,890			486,996
Total liabilities measured at fair value	214,823			215,735
Fair Value, Measurements, Recurring | Fair Value, Inputs, Level 2 | Interest rate swaps
Derivatives	214,823			215,735
Fair Value, Measurements, Recurring | Fair Value, Inputs, Level 3
Total assets measured at fair value	83,529			22,369
U.S. treasuries and govt. sponsored agency securities
Securities available for sale, at fair value	20,591			14,973
U.S. treasuries and govt. sponsored agency securities | Fair Value, Measurements, Recurring
Securities available for sale, at fair value	20,591			14,973
U.S. treasuries and govt. sponsored agency securities | Fair Value, Measurements, Recurring | Fair Value, Inputs, Level 2
Securities available for sale, at fair value	20,591			14,973
Residential mortgage-backed and related securities
Securities available for sale, at fair value	50,042			59,196
Residential mortgage-backed and related securities | Fair Value, Measurements, Recurring
Securities available for sale, at fair value	50,042			59,196
Residential mortgage-backed and related securities | Fair Value, Measurements, Recurring | Fair Value, Inputs, Level 2
Securities available for sale, at fair value	50,042			59,196
Municipal securities
Securities available for sale, at fair value	164,575			170,987
Municipal securities | Fair Value, Measurements, Recurring
Securities available for sale, at fair value	164,575			170,987
Municipal securities | Fair Value, Measurements, Recurring | Fair Value, Inputs, Level 2
Securities available for sale, at fair value	164,575			170,987
Asset-backed securities
Securities available for sale, at fair value	9,224			15,423
Asset-backed securities | Fair Value, Measurements, Recurring
Securities available for sale, at fair value	9,224			15,423
Asset-backed securities | Fair Value, Measurements, Recurring | Fair Value, Inputs, Level 2
Securities available for sale, at fair value	9,224			15,423
Other securities | Fair Value, Measurements, Recurring
Securities available for sale, at fair value	36,677			39,076
Other securities | Fair Value, Measurements, Recurring | Fair Value, Inputs, Level 2
Securities available for sale, at fair value	36,677			39,076
Securities trading | Fair Value, Measurements, Recurring
Securities available for sale, at fair value	83,529			22,369
Securities trading | Fair Value, Measurements, Recurring | Fair Value, Inputs, Level 3
Securities available for sale, at fair value	$ 83,529			$ 22,369
Tax exempt LIHTC loans
Trading securities			$ 36,700
Q-series Tax exempt LIHTC loans
Trading securities		$ 23,600			$ 6,200

Note 21 - Fair Value - Changes

Note 21 - Fair Value - Changes In Fair Values of Trading Securities (Details) - Trading securities - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Balance at the beginning of the period	$ 22,369
Trading securities purchased	60,233	$ 22,369
Paydowns	(13)
Premium amortization	(616)
Fair value gain (loss)	$ 1,556
Fair Value, Asset, Recurring Basis, Unobservable Input Reconciliation, Gain (Loss), Statement of Income or Comprehensive Income [Extensible Enumeration]	Fair Value Gain Loss On Derivatives An Trading Securities	Fair Value Gain Loss On Derivatives An Trading Securities
Balance at the end of the period	$ 83,529	$ 22,369

Note 21 - Fair Value - Quantita

Note 21 - Fair Value - Quantitative Information About Level Fair Value Measurements (Details) $ in Thousands	Dec. 31, 2024 USD ($)	Dec. 31, 2023 USD ($)
Fair Value, Measurements, Nonrecurring
Fair value	$ 55,148	$ 35,111
Minimum | Valuation Technique, Appraisal of Collateral | Measurement Input, Appraised Value
OREO, measurement input	(0.10)
Maximum | Valuation Technique, Appraisal of Collateral | Measurement Input, Appraised Value
OREO, measurement input	(0.30)
Impaired Loans Leases | Fair Value, Measurements, Nonrecurring
Fair value	$ 54,434	33,656
Other Real Estate Owned | Fair Value, Measurements, Nonrecurring
Fair value	714	1,455
Fair Value, Inputs, Level 3 | Fair Value, Measurements, Nonrecurring
Fair value	55,148	35,111
Fair Value, Inputs, Level 3 | Valuation Technique, Appraisal of Collateral | Measurement Input, Appraised Value
Loans receivable held for sale in preparation for securitization	$ 54,434	$ 33,656
Loans receivable held-for-sale, Valuation Technique	us-gaap:MarketApproachValuationTechniqueMember	us-gaap:MarketApproachValuationTechniqueMember
Loans receivable held-for-sale, Measurement Input	us-gaap:MeasurementInputComparabilityAdjustmentMember	us-gaap:MeasurementInputComparabilityAdjustmentMember
Fair Value, Inputs, Level 3 | Impaired Loans Leases | Fair Value, Measurements, Nonrecurring
Fair value	$ 54,434	$ 33,656
Fair Value, Inputs, Level 3 | Other Real Estate Owned | Fair Value, Measurements, Nonrecurring
Fair value	714	1,455
Fair Value, Inputs, Level 3 | Other Real Estate Owned | Valuation Technique, Appraisal of Collateral | Measurement Input, Appraised Value
Fair value	$ 714	$ 1,455
Valuation technique, OREO	Valuation Technique, Appraisal of Collateral	Valuation Technique, Appraisal of Collateral
Unobservable input, OREO	Measurement Input, Appraised Value	Measurement Input, Appraised Value
Fair Value, Inputs, Level 3 | Other Real Estate Owned | Minimum | Valuation Technique, Appraisal of Collateral | Measurement Input, Appraised Value
OREO, measurement input	0
Fair Value, Inputs, Level 3 | Other Real Estate Owned | Maximum | Valuation Technique, Appraisal of Collateral | Measurement Input, Appraised Value
OREO, measurement input	(0.35)

Note 21 - Fair Value - Carrying

Note 21 - Fair Value - Carrying Values and Estimated Fair Values of Financial Assets and Liabilities (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Interest-bearing deposits at financial institutions	$ 143,442	$ 104,919
Securities held to maturity, fair value	800,583	680,279
Securities available for sale, at fair value	281,109	299,655
Derivatives	186,781	187,341
Subordinated notes	233,489	233,064
Derivatives	214,823	215,735
Fair Value, Inputs, Level 1 | Carrying Value
Cash and due from banks	91,732	97,123
Fair Value, Inputs, Level 1 | Estimated of Fair Value
Cash and due from banks	91,732	97,123
Fair Value, Inputs, Level 2 | Carrying Value
Federal funds sold	27,150	35,450
Securities held to maturity, fair value	835,797	683,504
Securities available for sale, at fair value	281,109	299,655
Loans/leases receivable, net	6,644,161	6,425,053
Short-term borrowings	1,800	1,500
FHLB advances	285,383	435,000
Subordinated notes	233,489	233,064
Junior subordinated debentures	48,860	48,731
Fair Value, Inputs, Level 2 | Carrying Value | Non-maturity Deposits
Deposits	5,835,362	5,504,323
Fair Value, Inputs, Level 2 | Carrying Value | Time Deposits
Deposits	1,225,825	1,009,682
Fair Value, Inputs, Level 2 | Carrying Value | Interest rate caps
Derivatives	186,781	187,341
Fair Value, Inputs, Level 2 | Carrying Value | Interest rate swaps
Derivatives	214,823	215,735
Fair Value, Inputs, Level 2 | Carrying Value | Interest-bearing Deposits
Interest-bearing deposits at financial institutions	143,442	104,919
Fair Value, Inputs, Level 2 | Estimated of Fair Value
Federal funds sold	27,150	35,450
Securities held to maturity, fair value	800,583	680,279
Securities available for sale, at fair value	281,109	299,655
Loans/leases receivable, net	6,325,156	6,125,433
Short-term borrowings	1,800	1,500
FHLB advances	285,196	437,178
Subordinated notes	238,873	240,235
Junior subordinated debentures	41,638	40,397
Fair Value, Inputs, Level 2 | Estimated of Fair Value | Non-maturity Deposits
Deposits	5,835,362	5,504,323
Fair Value, Inputs, Level 2 | Estimated of Fair Value | Time Deposits
Deposits	1,222,482	996,746
Fair Value, Inputs, Level 2 | Estimated of Fair Value | Interest rate caps
Derivatives	186,781	187,341
Fair Value, Inputs, Level 2 | Estimated of Fair Value | Interest rate swaps
Derivatives	214,823	215,735
Fair Value, Inputs, Level 2 | Estimated of Fair Value | Interest-bearing Deposits
Interest-bearing deposits at financial institutions	143,442	104,919
Fair Value, Inputs, Level 3 | Carrying Value
Trading	83,529	22,369
Loans/leases receivable, net	50,402	31,163
Fair Value, Inputs, Level 3 | Estimated of Fair Value
Trading	83,529	22,369
Loans/leases receivable, net	54,434	33,656
Fair Value, Measurements, Recurring
Derivatives	186,781	187,341
Fair Value, Measurements, Recurring | Interest rate swaps
Derivatives	214,823	215,735
Fair Value, Measurements, Recurring | Fair Value, Inputs, Level 2
Derivatives	186,781	187,341
Fair Value, Measurements, Recurring | Fair Value, Inputs, Level 2 | Interest rate swaps
Derivatives	$ 214,823	$ 215,735

Note 22 - Business Segment In_3

Note 22 - Business Segment Information (Details)	Dec. 31, 2024 subsidiary
Number of subsidiaries commercial banks	4
Commercial Banking
Number of subsidiaries commercial banks	4

Note 22 - Business Segment In_4

Note 22 - Business Segment Information - Selected Financial Information on the Company's Business Segments (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Interest and dividend income	$ 481,857	$ 413,410	$ 292,571
Interest expense	250,069	192,404	61,451
Net interest income	231,788	221,006	231,120
Provision for credit losses	17,098	16,539	8,284
Noninterest income
Capital markets revenue	71,057	92,065	41,309
Other segment revenue items	44,472	40,619	39,420
Total noninterest income	115,529	132,684	80,729
Noninterest expense
Salaries and benefits expense	128,186	136,619	115,368
Occupancy expense	25,413	25,031	21,975
Other segment expense items	54,043	48,881	52,673
Total noninterest expense	207,642	210,531	190,016
Income tax expense	8,727	13,062	14,483
Net income	113,850	113,558	99,066
Goodwill	138,595	139,027	137,607	$ 74,066
Intangibles	11,061	13,821	16,759
Total assets	9,026,030	8,538,894	7,948,837
Commercial Banking | QCBT
Noninterest expense
Goodwill	2,791	3,223	3,223
Commercial Banking | CRBT
Noninterest expense
Goodwill	14,980	14,980	14,980
Commercial Banking | CSB
Noninterest expense
Goodwill	9,888	9,888	9,888
Commercial Banking | GB
Noninterest expense
Goodwill	110,936	110,936	109,516
Operating Segments | Commercial Banking | QCBT
Interest and dividend income	148,530	128,280	88,195
Interest expense	76,027	60,379	16,591
Net interest income	72,503	67,901	71,604
Provision for credit losses	10,460	12,512	1,073
Noninterest income
Capital markets revenue	270	246	479
Other segment revenue items	19,115	16,849	14,946
Total noninterest income	19,385	17,095	15,425
Noninterest expense
Salaries and benefits expense	32,062	28,470	27,895
Occupancy expense	5,963	5,627	4,953
Other segment expense items	18,954	14,693	12,148
Total noninterest expense	56,979	48,790	44,996
Income tax expense	2,019	1,927	7,110
Net income	22,430	21,767	33,850
Goodwill	2,791	3,223	3,223
Total assets	2,588,587	2,448,957	2,312,012
Operating Segments | Commercial Banking | CRBT
Interest and dividend income	126,316	108,113	75,411
Interest expense	54,476	40,700	10,019
Net interest income	71,840	67,413	65,392
Provision for credit losses	5,365	2,139	(961)
Noninterest income
Capital markets revenue	62,418	82,593	38,772
Other segment revenue items	10,666	10,587	13,887
Total noninterest income	73,084	93,180	52,659
Noninterest expense
Salaries and benefits expense	36,521	51,733	36,339
Occupancy expense	6,221	6,029	5,376
Other segment expense items	14,373	14,457	12,537
Total noninterest expense	57,115	72,219	54,252
Income tax expense	10,383	13,857	11,185
Net income	72,061	72,378	53,575
Goodwill	14,980	14,980	14,980
Intangibles	628	883	1,225
Total assets	2,614,570	2,419,146	2,185,500
Operating Segments | Commercial Banking | CSB
Interest and dividend income	80,650	68,069	48,604
Interest expense	34,762	24,413	7,824
Net interest income	45,888	43,656	40,780
Provision for credit losses	(154)	1,248	(1,336)
Noninterest income
Capital markets revenue			144
Other segment revenue items	5,603	5,184	5,381
Total noninterest income	5,603	5,184	5,525
Noninterest expense
Salaries and benefits expense	18,403	16,749	16,180
Occupancy expense	4,577	4,489	4,513
Other segment expense items	8,480	7,997	7,961
Total noninterest expense	31,460	29,235	28,654
Income tax expense	619	330	1,762
Net income	19,566	18,027	17,225
Goodwill	9,888	9,888	9,888
Intangibles	865	1,430	2,027
Total assets	1,531,559	1,426,202	1,297,812
Operating Segments | Commercial Banking | GB
Interest and dividend income	126,977	110,130	79,266
Interest expense	70,143	53,464	15,532
Net interest income	56,834	56,666	63,734
Provision for credit losses	1,427	640	9,508
Noninterest income
Capital markets revenue	8,369	9,226	1,914
Other segment revenue items	10,326	8,682	6,700
Total noninterest income	18,695	17,908	8,614
Noninterest expense
Salaries and benefits expense	29,642	29,727	19,403
Occupancy expense	6,700	7,108	5,447
Other segment expense items	11,651	11,749	8,606
Total noninterest expense	47,993	48,584	33,456
Income tax expense	(30)	71	5,094
Net income	26,139	25,279	24,290
Goodwill	110,936	110,936	109,516
Intangibles	9,568	11,508	13,507
Total assets	2,342,958	2,281,296	2,146,474
Operating Segments | Other Segments
Interest and dividend income	294	181	58
Interest expense	17,088	16,066	11,835
Net interest income	(16,794)	(15,885)	(11,777)
Noninterest income
Other segment revenue items	145,001	142,427	131,865
Total noninterest income	145,001	142,427	131,865
Noninterest expense
Salaries and benefits expense	11,558	9,940	15,551
Occupancy expense	1,952	1,778	1,686
Other segment expense items	3,004	2,284	13,215
Total noninterest expense	16,514	14,002	30,452
Income tax expense	(4,264)	(3,123)	(10,668)
Net income	115,957	115,663	100,304
Total assets	1,332,834	1,213,954	1,086,351
Intersegment Eliminations
Interest and dividend income	(910)	(1,363)	1,037
Interest expense	(2,427)	(2,618)	(350)
Net interest income	1,517	1,255	1,387
Noninterest income
Other segment revenue items	(146,239)	(143,110)	(133,359)
Total noninterest income	(146,239)	(143,110)	(133,359)
Noninterest expense
Other segment expense items	(2,419)	(2,299)	(1,794)
Total noninterest expense	(2,419)	(2,299)	(1,794)
Net income	(142,303)	(139,556)	(130,178)
Total assets	$ (1,384,478)	$ (1,250,661)	$ (1,079,312)

Note 22 - Business Segment In_5

Note 22 - Business Segment Information - Intercompany Eliminations (Details) - Intersegment Eliminations - Commercial Banking - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Equity in net income of subsidiary bank	$ 140,197	$ 137,451	$ 128,940
Investment in subsidiary bank	1,259,571	1,122,803	965,973
QCBT
Equity in net income of subsidiary bank	22,430	21,766	33,850
Investment in subsidiary bank	280,945	260,160	238,631
CRBT
Equity in net income of subsidiary bank	72,061	72,378	53,576
Investment in subsidiary bank	423,857	353,299	277,812
CSB
Equity in net income of subsidiary bank	19,566	18,027	17,225
Investment in subsidiary bank	173,133	153,838	122,826
GB
Equity in net income of subsidiary bank	26,140	25,280	24,289
Investment in subsidiary bank	$ 381,636	$ 355,506	$ 326,704