Pathward Financial (CASH) 10-Q 6 May 21 2021 Q2 Quarterly report Financial data

Cover Page

Cover Page - shares	6 Months Ended
	Mar. 31, 2021	May 03, 2021
Cover [Abstract]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Mar. 31, 2021
Document Transition Report	false
Entity File Number	0-22140
Entity Registrant Name	META FINANCIAL GROUP INC
Entity Incorporation, State or Country Code	DE
Entity Tax Identification Number	42-1406262
Entity Address, Address Line One	5501 South Broadband Lane
Entity Address, City or Town	Sioux Falls
Entity Address, State or Province	SD
Entity Address, Postal Zip Code	57108
City Area Code	605
Local Phone Number	782-1767
Title of 12(b) Security	Common Stock, $.01 par value
Trading Symbol	CASH
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Large Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding (in shares)		31,925,179
Entity Central Index Key	0000907471
Current Fiscal Year End Date	--09-30
Document Fiscal Year Focus	2021
Document Fiscal Period Focus	Q2
Amendment Flag	false

Condensed Consolidated Statemen

Condensed Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Mar. 31, 2021	Sep. 30, 2020
ASSETS
Cash and cash equivalents	$ 3,724,242	$ 427,367
Investment securities available for sale, at fair value	921,947	814,495
Mortgage-backed securities available for sale, at fair value	558,833	453,607
Investment securities held to maturity, at cost	67,709	87,183
Mortgage-backed securities held to maturity, at cost	4,403	5,427
Loans held for sale	67,635	183,577
Loans and leases	3,657,531	3,322,765
Allowance for credit losses	(98,892)	(56,188)
Federal Reserve Bank and Federal Home Loan Bank stocks, at cost	28,433	27,138
Accrued interest receivable	17,429	16,628
Premises, furniture, and equipment, net	41,510	41,608
Rental equipment, net	211,397	205,964
Bank-owned life insurance	93,542	92,315
Foreclosed real estate and repossessed assets. net	1,483	9,957
Goodwill	309,505	309,505
Intangible assets	36,903	41,692
Prepaid assets	10,201	8,328
Deferred taxes, net	25,435	17,723
Other assets	110,877	82,983
Total assets	9,790,123	6,092,074
Deposits:
Noninterest-bearing checking	7,928,235	4,356,630
Interest-bearing checking	416,164	157,571
Savings deposits	126,834	47,866
Money market deposits	55,045	48,494
Time certificates of deposit	12,614	20,223
Wholesale deposits	103,521	348,416
Total deposits	8,642,413	4,979,200
Short-term borrowings	0	0
Long-term borrowings	95,336	98,224
Accrued interest payable	679	1,923
Accrued expenses and other liabilities	216,437	165,419
Total liabilities	8,954,865	5,244,766
STOCKHOLDERS’ EQUITY
Preferred stock, 3,000,000 shares authorized, no shares issued and no shares outstanding at March 31, 2021 and September 30, 2020, respectively	0	0
Additional paid-in capital	601,222	594,569
Retained earnings	225,471	234,927
Accumulated other comprehensive income	12,809	17,542
Treasury stock, at cost, 202,395 and 118,274 common shares at March 31, 2021 and September 30, 2020, respectively	(5,655)	(3,677)
Total equity attributable to parent	834,166	843,705
Noncontrolling interest	1,092	3,603
Total stockholders’ equity	835,258	847,308
Total liabilities and stockholders’ equity	9,790,123	6,092,074
Common stock, $0.01 par value; 90,000,000 shares authorized, 32,128,403 and 34,479,164 shares issued, 31,926,008 and 34,360,890 shares outstanding at March 31, 2021 and September 30, 2020, respectively
STOCKHOLDERS’ EQUITY
Common stock	319	344
Common stock, Nonvoting, $0.01 par value; 3,000,000 shares authorized, no shares issued, none outstanding at March 31, 2021 and September 30, 2020, respectively
STOCKHOLDERS’ EQUITY
Common stock	$ 0	$ 0

Condensed Consolidated Statem_2

Condensed Consolidated Statements of Financial Condition (Parenthetical) - $ / shares	Mar. 31, 2021	Sep. 30, 2020
STOCKHOLDERS’ EQUITY
Preferred stock, shares authorized (in shares)	3,000,000	3,000,000
Preferred stock, shares issued (in shares)	0	0
Preferred stock, shares outstanding (in shares)	0	0
Treasury stock (in shares)	202,395	118,274
Common Stock
STOCKHOLDERS’ EQUITY
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized (in shares)	90,000,000	90,000,000
Common stock, shares issued (in shares)	32,128,403	34,479,164
Common stock, shares outstanding (in shares)	31,926,008	34,360,890
Common Stock, Nonvoting
STOCKHOLDERS’ EQUITY
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized (in shares)	3,000,000	3,000,000
Common stock, shares issued (in shares)	0	0
Common stock, shares outstanding (in shares)	0	0

Condensed Consolidated Statem_3

Condensed Consolidated Statements of Operations - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Mar. 31, 2021	Mar. 31, 2020	Mar. 31, 2021	Mar. 31, 2020
Interest and dividend income:
Loans and leases, including fees	$ 68,472	$ 70,493	$ 130,128	$ 139,195
Mortgage-backed securities	2,608	2,493	4,730	4,882
Other investments	4,589	6,417	8,956	12,952
Total interest and dividend income	75,669	79,403	143,814	157,029
Interest expense:
Deposits	445	8,242	1,241	17,583
FHLB advances and other borrowings	1,374	3,424	2,724	7,058
Total interest expense	1,819	11,666	3,965	24,641
Net interest income	73,850	67,737	139,849	132,388
Provision for credit losses	30,290	37,296	36,379	40,703
Net interest income after provision for credit losses	43,560	30,441	103,470	91,685
Noninterest income:
Securities available for sale, net	6	0	6	0
Gain on divestitures	0	19,275	0	19,275
Gain (loss) on sale of other	2,133	2,325	4,981	(244)
Other income	4,218	5,801	11,532	9,047
Total noninterest income	113,453	120,513	158,908	157,995
Noninterest expense:
Compensation and benefits	43,932	34,260	76,263	68,529
Refund transfer product expense	6,146	7,449	6,207	7,621
Tax advance product expense	2,189	1,698	2,559	2,830
Card processing	7,212	6,696	13,329	12,303
Occupancy and equipment expense	6,748	7,013	13,636	13,668
Operating lease equipment depreciation	7,419	8,421	15,000	16,701
Legal and consulting	6,045	5,909	11,292	10,583
Intangible amortization	2,757	3,402	4,770	6,077
Impairment expense	554	507	1,713	750
Other expense	12,969	16,374	23,777	28,464
Total noninterest expense	95,971	91,729	168,546	167,526
Income before income tax expense	61,042	59,225	93,832	82,154
Income tax expense	1,133	5,617	4,665	6,297
Net income before noncontrolling interest	59,909	53,608	89,167	75,857
Net income attributable to noncontrolling interest	843	1,304	2,064	2,485
Net income attributable to parent	$ 59,066	$ 52,304	$ 87,103	$ 73,372
Earnings per common share
Basic (in dollars per share)	$ 1.84	$ 1.45	$ 2.66	$ 2
Diluted (in dollars per share)	$ 1.84	$ 1.45	$ 2.65	$ 2
Refund transfer product fees
Noninterest income:
Noninterest income:	$ 22,680	$ 28,939	$ 23,327	$ 29,131
Total noninterest income	22,680	28,939	23,327	29,131
Tax advance product fees
Noninterest income:
Noninterest income:	44,562	29,536	46,522	31,812
Total noninterest income	44,562	29,536	46,522	31,812
Payment card and deposit fees
Noninterest income:
Noninterest income:	29,875	23,156	52,439	44,655
Total noninterest income	29,875	23,156	52,439	44,655
Other bank and deposit fees
Noninterest income:
Noninterest income:	133	381	370	868
Total noninterest income	133	381	370	868
Rental income
Noninterest income:
Noninterest income:	9,846	11,100	19,731	23,451
Total noninterest income	$ 9,846	$ 11,100	$ 19,731	$ 23,451

Condensed Consolidated Statem_4

Condensed Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Mar. 31, 2021	Mar. 31, 2020	Mar. 31, 2021	Mar. 31, 2020
Statement of Comprehensive Income [Abstract]
Net income before noncontrolling interest	$ 59,909	$ 53,608	$ 89,167	$ 75,857
Other comprehensive income (loss):
Change in net unrealized (loss) on debt securities	(9,923)	(2,079)	(7,077)	(5,492)
Net (gain) realized on investment securities	(6)	0	(6)	0
Total	(9,929)	(2,079)	(7,083)	(5,492)
Unrealized gain (loss) on currency translation	126	(680)	571	(564)
Deferred income tax effect	(2,493)	(518)	(1,779)	(1,371)
Total other comprehensive (loss)	(7,310)	(2,241)	(4,733)	(4,685)
Total comprehensive income	52,599	51,367	84,434	71,172
Total comprehensive income attributable to noncontrolling interest	843	1,304	2,064	2,485
Comprehensive income attributable to parent	$ 51,756	$ 50,063	$ 82,370	$ 68,687

Condensed Consolidated Statem_5

Condensed Consolidated Statements of Changes in Stockholders' Equity - USD ($) $ in Thousands	Total	Adjustment	Total Meta Stockholders’ Equity	Total Meta Stockholders’ EquityAdjustment	Common Stock	Additional Paid-in Capital	Retained Earnings	Retained EarningsAdjustment	Accumulated Other Comprehensive Income (Loss), Net of Tax	Treasury Stock	Noncontrolling Interest	Noncontrolling InterestAdjustment
Beginning Balance at Sep. 30, 2019	$ 843,958		$ 839,911		$ 378	$ 580,826	$ 252,813		$ 6,339	$ (445)	$ 4,047
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cash dividends declared on common stock	(3,653)		(3,653)				(3,653)
Issuance of common shares due to exercise of stock options	205		205			205
Issuance of common shares due to restricted stock	2		2		2
Issuance of common shares due to ESOP	3,220		3,220		1	3,219
Shares repurchased	(113,457)		(113,457)		(35)	35	(110,505)			(2,952)
Stock compensation	6,397		6,397			6,397
Total other comprehensive (loss)	(4,685)		(4,685)						(4,685)
Net income	75,857		73,372				73,372				2,485
Net investment by (distribution to) noncontrolling interests	(2,770)										(2,770)
Ending Balance at Mar. 31, 2020	805,074		801,312		346	590,682	212,027		1,654	(3,397)	3,762
Beginning Balance at Dec. 31, 2019	837,068		832,763		372	587,678	244,005		3,895	(3,187)	4,305
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cash dividends declared on common stock	(1,783)		(1,783)				(1,783)
Issuance of common shares due to exercise of stock options	87		87			87
Shares repurchased	(82,709)		(82,709)		(26)	26	(82,499)			(210)
Stock compensation	2,891		2,891			2,891
Total other comprehensive (loss)	(2,241)		(2,241)						(2,241)
Net income	53,608		52,304				52,304				1,304
Net investment by (distribution to) noncontrolling interests	(1,847)										(1,847)
Ending Balance at Mar. 31, 2020	805,074		801,312		346	590,682	212,027		1,654	(3,397)	3,762
Beginning Balance at Sep. 30, 2020	847,308	$ (10,803)	843,705	$ (8,351)	344	594,569	234,927	$ (8,351)	17,542	(3,677)	3,603	$ (2,452)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cash dividends declared on common stock	(3,209)		(3,209)				(3,209)
Issuance of common shares due to ESOP	3,036		3,036		2	3,034
Shares repurchased	(86,977)		(86,977)		(27)	27	(84,999)			(1,978)
Stock compensation	3,592		3,592			3,592
Total other comprehensive (loss)	(4,733)		(4,733)						(4,733)
Net income	89,167		87,103				87,103				2,064
Net investment by (distribution to) noncontrolling interests	(2,123)										(2,123)
Ending Balance at Mar. 31, 2021	835,258		834,166		319	601,222	225,471		12,809	(5,655)	1,092
Beginning Balance at Dec. 31, 2020	813,210		811,674		326	598,669	198,000		20,119	(5,440)	1,536
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cash dividends declared on common stock	(1,595)		(1,595)				(1,595)
Shares repurchased	(30,215)		(30,215)		(7)	7	(30,000)			(215)
Stock compensation	2,546		2,546			2,546
Total other comprehensive (loss)	(7,310)		(7,310)						(7,310)
Net income	59,909		59,066				59,066				843
Net investment by (distribution to) noncontrolling interests	(1,287)										(1,287)
Ending Balance at Mar. 31, 2021	$ 835,258		$ 834,166		$ 319	$ 601,222	$ 225,471		$ 12,809	$ (5,655)	$ 1,092

Condensed Consolidated Statem_6

Condensed Consolidated Statements of Changes in Stockholders' Equity (Parenthetical) - $ / shares	3 Months Ended		6 Months Ended		12 Months Ended
	Mar. 31, 2021	Mar. 31, 2020	Mar. 31, 2021	Mar. 31, 2020	Sep. 30, 2020
Statement of Stockholders' Equity [Abstract]
Accounting Standards Update [Extensible List]					us-gaap:AccountingStandardsUpdate201613Member
Cash dividends declared on common stock (in dollars per share)	$ 0.05	$ 0.05	$ 0.10	$ 0.10

Condensed Consolidated Statem_7

Condensed Consolidated Statements of Cash Flows - USD ($) $ in Thousands	6 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Cash flows from operating activities:
Net income before noncontrolling interest	$ 89,167	$ 75,857
Adjustments to reconcile net income to net cash provided by (used in) operating activities:
Depreciation, amortization and accretion, net	28,414	33,713
Stock compensation	3,592	6,397
Provision (recovery):
Provision for credit losses	36,379	40,703
Deferred taxes	(5,933)	(633)
Loans held for sale:
Originations	(361,722)
Proceeds from sales	575,931	160,290
Net change	5,500	17,860
Fair value adjustment of foreclosed real estate	466	104
Net realized (gain) loss:
Other assets	0	361
Divestitures	0	(19,275)
Foreclosed real estate and repossessed assets	(4)	5,039
Securities available for sale, net	(6)	0
Loans held for sale	(4,610)	(3,265)
Leases receivable and equipment	(360)	(1,893)
Net change:
Other assets	(28,635)	(4,588)
Deposits held for sale	0	1,535
Accrued interest payable	(1,244)	(5,807)
Accrued expenses and other liabilities	51,018	(10,470)
Accrued interest receivable	(801)	2,325
Change in bank-owned life insurance value	(1,227)	(1,254)
Impairment on assets held for sale	0	242
Net cash provided by operating activities	385,925	265,007
Securities available for sale:
Purchases	(411,458)	(40,686)
Proceeds from sales	50,468	0
Proceeds from maturities and principal repayments	137,635	106,049
Securities held to maturity:
Proceeds from maturities and principal repayments	19,536	18,897
Loans and leases:
Purchases	(99,083)	(117,677)
Proceeds from sales	12,005	3,099
Net change	(353,781)	(130,037)
Proceeds from sales of foreclosed real estate and repossessed assets	8,021	23,085
Federal Reserve Bank and Federal Home Loan Bank stock:
Purchases	(1,295)	(421,068)
Redemption	0	422,040
Rental equipment:
Purchases	(26,212)	(22,675)
Proceeds from sales	7,830	10,508
Net change	0	3,131
Premises, furniture, and equipment:
Purchases	(4,254)	(4,817)
Proceeds from divestitures	0	3,498
Net cash (used in) investing activities	(660,588)	(146,653)
Cash flows from financing activities:
Checking, savings, and money market deposits	3,915,717	746,382
Time certificates of deposit	(7,609)	(83,793)
Wholesale deposits	(244,895)	(748,258)
FHLB and other borrowings	0	100,000
Federal funds	0	(25,000)
Securities sold under agreements to repurchase	0	(4,019)
Distribution to noncontrolling interests	(2,123)	(2,770)
Proceeds from other liabilities	0	1,633
Other liabilities	(2,957)	(4,372)
Capital lease obligations	(16)	(1,722)
Cash dividends paid	(3,209)	(3,653)
Issuance of common stock due to ESOP	3,036	3,220
Issuance of common stock due to restricted stock	0	2
Proceeds from exercise of stock options and issuance of common stock	0	205
Shares repurchased	(86,977)	(113,457)
Net cash provided by (used in) financing activities	3,570,967	(135,602)
Effect of exchange rate changes on cash	571	(564)
Net change in cash and cash equivalents	3,296,875	(17,812)
Cash and cash equivalents at beginning of fiscal year	427,367	126,545
Cash and cash equivalents at end of fiscal period	3,724,242	108,733
Supplemental disclosure of cash flow information
Interest	3,063	17,473
Income taxes	3,176	5,148
Franchise taxes	100	131
Other taxes	591	415
Supplemental schedule of non-cash investing activities
Loans and leases to foreclosed real estate and repossessed assets	9	5,983
Loans and leases to rental equipment	2,378	430
Rental equipment to loan and leases	62	605
Loans and leases to held for sale	99,922	277,016
Other assets to held for sale	0	7,858
Deposits to held for sale	0	288,975
Recognition of operating lease ROU assets, net of remeasurements	$ 12,681	$ 27,019

BASIS OF PRESENTATION

BASIS OF PRESENTATION	6 Months Ended
	Mar. 31, 2021
Organization, Consolidation and Presentation of Financial Statements [Abstract]
BASIS OF PRESENTATION	BASIS OF PRESENTATION The interim unaudited Condensed Consolidated Financial Statements contained herein should be read in conjunction with the audited consolidated financial statements and accompanying notes to the consolidated financial statements for the fiscal year ended September 30, 2020 included in Meta Financial Group, Inc.’s (“Meta” or the “Company”) Annual Report on Form 10-K filed with the Securities and Exchange Commission (“SEC”) on November 30, 2020. Accordingly, footnote disclosures which would substantially duplicate the disclosures contained in the audited consolidated financial statements have been omitted. The financial information of the Company included herein has been prepared in accordance with U.S. generally accepted accounting principles (“GAAP”) for interim financial reporting and has been prepared pursuant to the rules and regulations for reporting on Form 10-Q and Rule 10-01 of Regulation S-X. Such information reflects all adjustments (consisting of normal recurring adjustments) that are, in the opinion of management, necessary for a fair presentation of the financial position and results of operations for the periods presented. The results of the three and six months ended March 31, 2021 are not necessarily indicative of the results expected for the fiscal year ending September 30, 2021.

SUMMARY OF SIGNIFICANT ACCOUNTI

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES AND RECENTLY ADOPTED ACCOUNTING STANDARDS UPDATES ("ASU")	6 Months Ended
	Mar. 31, 2021
Accounting Policies [Abstract]
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES AND RECENTLY ADOPTED ACCOUNTING STANDARDS UPDATES (ASU)	SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES AND RECENTLY ADOPTED ACCOUNTING STANDARDS UPDATES ("ASU") Significant accounting policies in effect and disclosed within the Company’s most recent audited consolidated financial statements as of September 30, 2020 remain substantially unchanged with the exception of the accounting policies for allowance for credit losses and securities impairment as a result of adopting ASU 2016-13, Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments, and related ASUs, as described below. Allowance for Credit Losses ("ACL"). The ACL represents management’s estimate of current credit losses expected to be incurred by the loan and lease portfolio over the life of each financial asset as of the balance sheet date. The Company individually evaluates loans and leases that do not share similar risk characteristics with other financial assets for impairment, which generally means loans and leases identified as troubled debt restructurings or loans and leases on nonaccrual status. All other loans and leases are evaluated collectively for impairment. A reserve for unfunded credit commitments such as letters of credit and binding unfunded loan commitments is recorded in other liabilities on the Condensed Consolidated Statements of Financial Condition. Individually evaluated loans and leases are a key component of the ACL. Generally, the Company measures impairment on individually evaluated loans based on the fair value of the collateral less estimated selling costs, as the Company considers these financial assets to be collateral dependent. If an individually evaluated loan or lease is not collateral dependent, impairment is measured at the present value of expected future cash flows discounted at the loan or lease initial effective interest rate. The impairment of all other loans and leases is evaluated collectively by various characteristics. The collective evaluation of expected losses in all commercial finance portfolios is based on a cohort loss rate and adjustments for forward-looking information, including industry and macroeconomic forecasts. The cohort loss rate is a life of loan loss rate that immediately reverts to historical loss information for the remaining maturity of the financial asset. Management has elected to use a twelve-month reasonable and supportable forecast for forward-looking information. Factors utilized in the determination of the allowance include historical loss experience, current economic forecasts and measurement date credit characteristics such as product type, delinquency, and industry. The unfunded credit commitments depend on these same factors, as well as estimates of lines of credit usage. The various quantitative and qualitative factors used in the methodologies are reviewed quarterly. The collective evaluation of expected credit losses for certain consumer lending portfolios utilize different methodologies when estimating expected credit losses. The Company’s student loan portfolio utilizes a roll-rate historical loss rate and adjustments for forward-looking information, including macroeconomic conditions. Management has elected to use a twelve-month reasonable and supportable forecast with an immediate reversion to historical loss rates. Factors utilized in the determination of the allowance include historical loss experience, current economic forecasts, and measurement date credit characteristics including delinquency. Loans and leases are charged off to the extent they are deemed uncollectible. Net charge-offs are included in historical data utilized for calculating the ACL. For commercial loans, the Company generally fully charges off or charges down to net realizable value (fair value of collateral, less estimated costs to sell) for loans secured by collateral when management judges the loan to be uncollectible, repayment is deemed to be protracted beyond a reasonable timeframe, the loan has been classified as a loss by either the Company’s internal loan review process or its banking regulatory agencies, the Company has filed bankruptcy and the loss becomes evident owing to lack of assets, or the loans meets a defined number of days past due unless the loan is both well-secured and is in the process of collection. For consumer loans, the Company fully charges off or charges down to net realizable value when deemed uncollectible due to bankruptcy or other factors or meets a defined number of days past due. The amount of ACL depends significantly on management’s estimates or key factors and assumptions affecting valuation, appraisals of collateral, evaluations of performance and status, the amounts and timing of future cash flows expected to be received, forecasts of future economic conditions and reversion periods. Such estimates, appraisals, evaluations, cash flows and forecasts may be subject to frequent adjustments due to changing economic prospects of borrowers, lessees, properties or economic conditions. These estimates are reviewed quarterly and adjustments, if necessary, are recorded in the provision for credit losses in the periods in which they become known. Accrued interest receivable is presented separately on the Condensed Consolidated Statements of Financial Condition, and an ACL is not recorded for these balances. Generally, when a loan or lease is placed on nonaccrual status, typically when the collection of interest or principal is 90 days or more past due, uncollected interest accrued in prior years is charged off against the ACL and interest accrued in the current year is reversed against interest income. Management maintains a framework of controls over the estimation process for the ACL, including review of collective reserve methodologies for compliance with GAAP. Management has a quarterly process to review the appropriateness of historical observation periods and loss assumptions and risk ratings assigned to loans and leases, if applicable. Management reviews its qualitative framework and the effect on the collective reserve compared with relevant credit risk factors and consistency with credit trends. Management also maintains controls over information systems, models and spreadsheets used in the quantitative components of the reserve estimate. This includes the quality and accuracy of historical data used to derive loss rates, the inputs to industry and macroeconomic forecasts and the reversion periods utilized. The results of this process are summarized and presented to management quarterly for their approval of the recorded allowance. See Note 6. Loans and Leases, Net for further information. Securities Impairment. The Company evaluates investment securities held-to-maturity for credit losses on a quarterly basis and records any such losses as a component of provision for credit losses in the Condensed Consolidated Statements of Operations. The Company has concluded that its portfolio as of March 31, 2021 has a zero risk of credit loss due to the U.S. Government financial guarantees underlying the securities within the held-to-maturity portfolio and as a result has not recorded an allowance for credit loss. The Company evaluates investment securities available-for-sale for credit losses on a quarterly basis and records any such losses as a component of provision for credit losses in the Condensed Consolidated Statements of Operations. See Note 5. Securities for further information. Adopted ASUs Effective October 1, 2020, the Company adopted ASU 2016-13, Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments, and subsequent related ASUs (collectively “Topic 326”), which changes the impairment model for most financial assets, including trade and other receivables, debt securities held-to-maturity, loans, net investments in leases, purchased financial assets with credit deterioration, and off-balance sheet credit exposures. ASU 2016-13 requires the use of a current expected credit loss (“CECL”) methodology to determine the allowance for credit losses for loans and debt securities held-to-maturity. CECL requires loss estimates for the remaining estimated life of the assets to be measured using historical loss data, adjustments for current conditions, and adjustments for reasonable and supportable forecasts of future economic conditions. The Company adopted CECL using the modified retrospective approach with a cumulative effect adjustment to Retained Earnings recorded on October 1, 2020. Our adoption resulted in an ACL as of October 1, 2020 that is larger than the allowance for loan and lease losses (“ALLL”) that would have been recorded under legacy guidance on the same date by $12.8 million in total for all portfolios. A portion of this increase is a result of new requirements to record ACL on acquired loans and leases, regardless of any credit mark recorded. Under legacy guidance, credit marks were included in the determination of fair value adjustments reflected as a discount to the carrying value of the loans and leases and an ALLL was not recorded on acquired loans and leases until evidence of credit deterioration existed post acquisition. The remaining credit and interest mark will continue to accrete over the life of the loan or lease but will no longer be considered when estimating the ACL for acquired loans and leases under CECL. The adoption of CECL also resulted in an increase in the liability of unfunded commitments of $0.8 million. For other assets in scope of the standard such as held-to-maturity debt securities and trade and other receivables, the impact from this ASU was inconsequential. The cumulative tax effected adjustment to record ACL and to increase the unfunded commitments liability resulted in a reduction to retained earnings of $8.4 million along with $2.5 million attributable to noncontrolling interests. Post adoption, as loans and leases are added to the portfolio, the Company expects higher levels of ACL determined by CECL assumptions, resulting in accelerated recognition of provision for credit losses, as compared to historical results. In response to the COVID-19 pandemic, regulatory agencies have published a final rule that provides the option to delay the cumulative effect of the day 1 impact to CECL adoption on regulatory capital for two years, followed by a three-year phase in period. Management has elected this five-year transition period consistent with the final rule. Additional and modified disclosure requirements under CECL are included in Note 5. Securities and Note 6. Loans and Leases, Net. The Company also adopted the following ASUs on October 1, 2020, none of which had a material impact on the Company’s Condensed Consolidated Financial Statements: – ASU 2018-13, Fair Value Measurement (Topic 820): Disclosure Framework – Changes to the Disclosure Requirements for Fair Value Measurement. – ASU 2018-15, Intangibles – Goodwill and Other – Internal-Use Software (Subtopic 350-40): Customer's Accounting for Implementation Costs Incurred in a Cloud Computing Arrangement That is a Service Contract. – ASU 2018-17, Consolidation (Topic 810) – Targeted Improvements to Related Party Guidance for Variable Interest Entities. ASUs to be Adopted ASU 2019-12, Income Taxes (Topic 740): Simplifying the Accounting for Income Taxes. The amendments in this ASU are intended to simplify the accounting for income taxes by removing certain exceptions to the general rules found in Topic 740, Income Taxes . The majority of the amendments are to be applied on a prospective basis. This ASU is effective for fiscal years beginning after December 15, 2020. The Company is currently evaluating the impact of this guidance on the consolidated financial statements. ASU 2020-01 , Investments-Equity Securities (Topic 321), Investments-Equity Method and Joint Ventures (Topic 323), and Derivatives and Hedging (Topic 815): Clarifying Interactions between Topics 321, 323 and 815. This ASU clarifies the interactions between Topic 321, Topic 323 and Topic 815, including accounting for the transition into and out of the equity method and measuring certain purchased options and forward contracts to acquire investments. The amendments in this ASU are effective for fiscal years beginning after December 15, 2020. Management is currently evaluating the impact of this guidance on the consolidated financial statements. ASU 2020-04, Reference Rate Reform (Topic 848) – Facilitation of the Effects of Reference Rate Reform on Financial Reporting. The amendments in this ASU provide optional expedients and exceptions to applying GAAP to contracts, hedging relationships and other transactions impacted by reference rate reform if certain criteria are met. The amendments include a one-time sale or transfer election of held-to-maturity debt securities impacted by reference rate reform. The amendments in this ASU are effective upon issuance through December 31, 2022. The Company is currently evaluating the impact of this guidance on the consolidated financial statements. ASU 2020-08 , Codification Improvements to Subtopic 310-20, Receivables – Nonrefundable Fees and Other Costs. This ASU clarifies that an entity should amortize any premium, if applicable, to the next call date, which is the first date when a call option at a specified price becomes exercisable. The amendments in this ASU are effective for fiscal years beginning after December 15, 2020. Management is currently evaluating the impact of this guidance on the consolidated financial statements. ASU 2020-10, Codification Improvements. This ASU provides clarification, corrects unintended application of guidance, and makes minor improvements to various Topics that are not expected to have a significant impact on the Company’s current accounting policies and practices. Amendments within this ASU are effective for fiscal years beginning after December 15, 2020.

SIGNIFICANT EVENTS

SIGNIFICANT EVENTS	6 Months Ended
	Mar. 31, 2021
Commitments and Contingencies Disclosure [Abstract]
SIGNIFICANT EVENTS	SIGNIFICANT EVENTS COVID-19 Pandemic The COVID-19 pandemic began impacting the U.S. and global economies in the first calendar quarter of 2020. Since the onset of this pandemic, macroeconomic conditions and markets have significantly deteriorated. In response to the impacts of COVID-19, the U.S. federal government enacted the Coronavirus Aid, Relief, and Economic Security Act ("CARES Act") on March 27, 2020. The goal of the CARES Act is to prevent a severe economic downturn through various measures, including direct financial aid to American families and economic stimulus to significantly impacted industry sectors. In addition to the CARES Act, the U.S. federal government enacted the Consolidated Appropriations Act of 2021 ("CAA") on December 27, 2020 and the American Rescue Plan Act of 2021 ("ARP Act") on March 11, 2021, which provide additional COVID-19 relief to American families and business. The Company is participating in the Paycheck Protection Program ("PPP"), which is being administered by the Small Business Administration ("SBA"). It is the Company's understanding that loans funded through the PPP program are fully guaranteed by the U.S. government and that a portion of these loans will ultimately be forgiven by the SBA in accordance with the terms of the program. See Note 6. Loans and Leases, Net for further information related to this program. In response to the COVID-19 pandemic impact on customers, the Company is engaging in more frequent communication with borrowers to better understand their situation and challenges and has been offering credit-worthy borrowers experiencing temporary hardship certain loan and lease modifications ("COVID modifications"), such as payment deferrals, as a result of interagency guidance issued on March 22, 2020 encouraging companies to work with customers impacted by COVID-19. The Company elected to treat COVID modifications on leases as part of the enforceable rights and obligations of the parties under the existing lease contract, resulting in these payment deferrals being treated as variable lease payments under the existing lease versus lease modifications. Additionally, for COVID modifications on loans, the Company adjusted its effective interest rate to reflect the payment deferral modification and continued accruing interest during this period. Short-term modifications made on a good faith basis in response to COVID-19 borrowers whose payments were current prior to any relief, are not to be considered troubled debt restructurings, and will not be considered delinquent so long as they meet their revised obligations under the modification agreement. The table below presents the outstanding balances of active COVID-19 related modifications. As of the Period Ended (Dollars in Thousands) March 31, 2021 December 31, 2020 September 30, 2020 National Lending Term lending $ 5,460 $ 18,321 $ 26,559 Asset based lending — 1,124 7,924 Factoring — — 18,434 Lease financing 379 1,637 5,896 Insurance premium finance — — 230 SBA/USDA — — 7,724 Other commercial finance — — 69 Commercial finance 5,839 21,082 66,836 Consumer credit products 301 1,210 1,574 Other consumer finance 1,627 2,682 4,223 Consumer finance 1,928 3,892 5,797 Total National Lending 7,767 24,974 72,633 Community Banking Commercial real estate and operating 58,707 60,319 120,695 Total Community Banking 58,707 60,319 120,695 Total loans and leases 66,474 85,293 193,328 Total COVID-19 related modifications $ 66,474 $ 85,293 $ 193,328

DIVESTITURES

DIVESTITURES	6 Months Ended
	Mar. 31, 2021
Discontinued Operations and Disposal Groups [Abstract]
DIVESTITURES	DIVESTITURES During the fiscal year ended September 30, 2020, the Company sold the Bank's Community Bank division, a component of the Company's Corporate segment, to Central Bank, a state-chartered bank headquartered in Storm Lake, Iowa. The sale included $290.5 million of deposits; $268.6 million of loans; $4.9 million of premises, furniture, and equipment; and $1.3 million of other assets and closed February 29, 2020 (the "Closing Date"). The sale resulted in a gain of $19.3 million before tax that was recognized within noninterest income on the Company's Condensed Consolidated Statements of Operations. The Company entered a servicing agreement with Central Bank for the retained Community Bank loan portfolio that became effective on the Closing Date. The Company recognized $1.6 million and $0.3 million in servicing fee expense during the six months ended March 31, 2021 and 2020, respectively, and $3.5 million for the fiscal year ended September 30, 2020. Since the Closing Date, the Company has entered into subsequent loan portfolio sale agreements with Central Bank. The Company sold additional loans from the retained Community Bank portfolio in the amount of $103.2 million and none in the three months ended March 31, 2021 and 2020, respectively, and $233.0 million and none for the six months ended March 31, 2021 and 2020, respectively. The sales did not result in any significant gains or losses to the Condensed Consolidated Statements of Operations.

SECURITIES

SECURITIES	6 Months Ended
	Mar. 31, 2021
Investments, Debt and Equity Securities [Abstract]
SECURITIES	SECURITIES The amortized cost, gross unrealized gains and losses and estimated fair values of available for sale ("AFS") and held to maturity ("HTM") debt securities are presented below. Securities Available For Sale (Dollars in Thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized (Losses) Fair At March 31, 2021 Debt securities AFS SBA securities $ 166,348 $ 3,846 $ (188) $ 170,006 Obligations of states and political subdivisions 2,807 10 (1) 2,816 Non-bank qualified obligations of states and political subdivisions 288,119 8,285 (682) 295,722 Asset-backed securities 453,686 2,726 (3,009) 453,403 Mortgage-backed securities 553,184 11,613 (5,964) 558,833 Total debt securities AFS $ 1,464,144 $ 26,480 $ (9,844) $ 1,480,780 At September 30, 2020 Debt securities AFS SBA securities $ 159,722 $ 5,391 $ (158) $ 164,955 Obligations of states and political subdivisions 825 16 — 841 Non-bank qualified obligations of states and political subdivisions 314,819 8,978 (23) 323,774 Asset-backed securities 329,139 2,015 (6,229) 324,925 Mortgage-backed securities 439,879 14,567 (839) 453,607 Total debt securities AFS $ 1,244,384 $ 30,967 $ (7,249) $ 1,268,102 Securities Held To Maturity (Dollars in Thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized (Losses) Fair At March 31, 2021 Debt securities HTM Non-bank qualified obligations of states and political subdivisions $ 67,709 $ 1,083 $ — $ 68,792 Mortgage-backed securities 4,403 99 — 4,502 Total debt securities HTM $ 72,112 $ 1,182 $ — $ 73,294 At September 30, 2020 Debt securities HTM Non-bank qualified obligations of states and political subdivisions $ 87,183 $ 1,040 $ (29) $ 88,194 Mortgage-backed securities 5,427 124 — 5,551 Total debt securities HTM $ 92,610 $ 1,164 $ (29) $ 93,745 Gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous loss position, were as follows: LESS THAN 12 MONTHS OVER 12 MONTHS TOTAL (Dollars in Thousands) Fair Gross Unrealized (Losses) Fair Gross Unrealized (Losses) Fair Gross Unrealized (Losses) At March 31, 2021 Debt securities AFS SBA securities $ 25,310 $ (24) $ 31,825 $ (164) $ 57,135 $ (188) Obligations of state and political subdivisions 1,980 (1) — — 1,980 (1) Non-bank qualified obligations of states and political subdivisions 53,328 (682) — — 53,328 (682) Asset-backed securities 75,473 (782) 189,365 (2,227) 264,838 (3,009) Mortgage-backed securities 291,358 (5,088) 35,484 (876) 326,842 (5,964) Total debt securities AFS $ 447,449 $ (6,577) $ 256,674 $ (3,267) $ 704,123 $ (9,844) LESS THAN 12 MONTHS OVER 12 MONTHS TOTAL (Dollars in Thousands) Fair Gross Unrealized (Losses) Fair Gross Unrealized (Losses) Fair Gross Unrealized (Losses) At September 30, 2020 Debt securities AFS SBA securities $ 32,257 $ (102) $ 9,875 $ (56) $ 42,132 $ (158) Non-bank qualified obligations of states and political subdivisions 6,265 (6) 3,103 (17) 9,368 (23) Asset-backed securities 106,474 (1,089) 178,686 (5,140) 285,160 (6,229) Mortgage-backed securities 138,338 (839) — — 138,338 (839) Total debt securities AFS $ 283,334 $ (2,036) $ 191,664 $ (5,213) $ 474,998 $ (7,249) There were no debt securities HTM with a continuous loss position at March 31, 2021. LESS THAN 12 MONTHS OVER 12 MONTHS TOTAL (Dollars in Thousands) Fair Gross Unrealized (Losses) Fair Gross Unrealized (Losses) Fair Gross Unrealized (Losses) At September 30, 2020 Debt securities HTM Non-bank qualified obligations of states and political subdivisions $ 7,397 $ (9) $ 3,637 $ (20) $ 11,034 $ (29) Total debt securities HTM $ 7,397 $ (9) $ 3,637 $ (20) $ 11,034 $ (29) The adoption of CECL was inconsequential to debt securities AFS. At March 31, 2021, there were no ACL for debt securities AFS. At March 31, 2021, there were 49 securities AFS in an unrealized loss position. Management assessed each investment security with unrealized losses for credit impairment and determined substantially all unrealized losses on these securities were due to credit spreads and interest rates versus credit impairment. As part of that assessment, management evaluated and concluded that it is more-likely-than-not that the Company will not be required and does not intend to sell any of the securities prior to recovery of the amortized cost. The amortized cost and fair value of debt securities by contractual maturity are shown below. Certain securities have call features that allow the issuer to call the security prior to maturity. Expected maturities may differ from contractual maturities in mortgage-backed securities ("MBS") because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. Therefore, MBS are not included in the maturity categories in the following maturity summary. The expected maturities of certain SBA securities may differ from contractual maturities because the borrowers may have the right to prepay the obligation. However, certain prepayment penalties may apply. At March 31, 2021 At September 30, 2020 (Dollars in Thousands) Amortized Cost Fair Amortized Cost Fair Securities AFS at Fair Value Due in one year or less $ 245 $ 247 $ 1,385 $ 1,398 Due after one year through five years 17,621 18,199 20,805 21,769 Due after five years through ten years 51,152 52,585 32,441 34,025 Due after ten years 841,942 850,916 749,874 757,303 910,960 921,947 804,505 814,495 Mortgage-backed securities 553,184 558,833 439,879 453,607 Total securities AFS, at fair value $ 1,464,144 $ 1,480,780 $ 1,244,384 $ 1,268,102 At March 31, 2021 At September 30, 2020 (Dollars in Thousands) Amortized Cost Fair Amortized Cost Fair Securities HTM at Fair Value Due after ten years $ 67,709 $ 68,792 $ 87,183 $ 88,194 67,709 68,792 87,183 88,194 Mortgage-backed securities 4,403 4,502 5,427 5,551 Total securities HTM, at cost $ 72,112 $ 73,294 $ 92,610 $ 93,745 Other investments, at cost, include equity securities without a readily determinable fair value, which are included in other assets on the Condensed Consolidated Statements of Financial Condition, and shares of stock in the Federal Reserve Bank (the "FRB") of Minneapolis and the FHLB of Des Moines. Equity Securities Equity securities without a readily determinable fair value totaled $13.7 million at March 31, 2021 and $11.0 million at September 30, 2020. FRB Stock The Bank is required by federal law to subscribe to capital stock (divided into shares of $100 each) as a member of the FRB of Minneapolis with an amount equal to six per centum of the paid-up capital stock and surplus. One-half of the subscription is paid at time of application, and one-half is subject to call of the Board of Governors of the Federal Reserve System. FRB of Minneapolis stock held by the Bank totaled $19.7 million at March 31, 2021 and September 30, 2020. These equity securities are 'restricted' in that they can only be owned by member banks. FHLB Stock The Company's borrowings from the FHLB are secured by a blanket collateral agreement with respect to a percentage of unencumbered loans and the pledge of specific investment securities. Such advances can be made pursuant to several different credit programs, each of which has its own interest rate and range of maturities. The investments in the FHLB stock are required investments related to the Company's membership in and current borrowings from the FHLB of Des Moines. The investments in the FHLB of Des Moines could be adversely impacted by the financial operations of the FHLB and actions of their regulator, the Federal Housing Finance Agency. The FHLB stock is carried at cost since it is generally redeemable at par value. The carrying value of the stock held at the FHLB was $8.8 million and $7.5 million at March 31, 2021 and September 30, 2020, respectively. These equity securities are ‘restricted’ in that they can only be sold back to the respective institution from which they were acquired or another member institution at par. Therefore, FRB and FHLB stocks are less liquid than other marketable equity securities, and the fair value approximates cost. The Company evaluates impairment for investments held at cost on at least an annual basis based on the ultimate recoverability of the par value. Equity Security Impairment For investments held at cost, impairment is evaluated on at least an annual basis on the recoverability of the par value. All other equity investments, including those under the equity method, are reviewed for other-than-temporary impairment on at least a quarterly basis. The Company recognized $1.5 million in impairment recognized for such investments for the six months ended March 31, 2021.

LOANS AND LEASES, NET

LOANS AND LEASES, NET	6 Months Ended
	Mar. 31, 2021
Loans and Leases Receivable Disclosure [Abstract]
LOANS AND LEASES, NET	LOANS AND LEASES, NET Loans and leases consist of the following: (Dollars in Thousands) March 31, 2021 September 30, 2020 National Lending Term lending $ 891,414 $ 805,323 Asset based lending 248,735 182,419 Factoring 277,612 281,173 Lease financing 308,169 281,084 Insurance premium finance 344,841 337,940 SBA/USDA 331,917 318,387 Other commercial finance 103,234 101,658 Commercial finance 2,505,922 2,307,984 Consumer credit products 104,842 89,809 Other consumer finance 130,822 134,342 Consumer finance 235,664 224,151 Tax services 225,921 3,066 Warehouse finance 332,456 293,375 Total National Lending 3,299,963 2,828,576 Community Banking Commercial real estate and operating 335,587 457,371 Consumer one-to-four family real estate and other 4,567 16,486 Agricultural real estate and operating 7,911 11,707 Total Community Banking 348,065 485,564 Total loans and leases 3,648,028 3,314,140 Net deferred loan origination costs (fees) 9,503 8,625 Total gross loans and leases 3,657,531 3,322,765 Allowance for credit losses (98,892) (56,188) Total loans and leases, net $ 3,558,639 $ 3,266,577 During the six months ended March 31, 2021, the Company transferred $99.9 million of Community Banking loans to held for sale. During the six months ended March 31, 2020, the Company transferred $277.0 million of Community Banking loans to held for sale. During the six months ended March 31, 2021 and 2020, the Company originated $361.7 million of other consumer finance, SBA/USDA, and consumer credit product loans as held for sale and $32.2 million of SBA/USDA and consumer credit product loans as held for sale, respectively. The Company sold held for sale loans resulting in proceeds of $476.0 million and gains on sale of $4.6 million during the six months ended March 31, 2021. The Company sold held for sale loans resulting in proceeds of $432.0 million and gains on sale of $6.2 million during the six months ended March 31, 2020. Loans purchased and sold by portfolio segment, including participation interests, for the three and six months ended were as follows: Three Months Ended March 31, Six Months Ended March 31, (Dollars in Thousands) 2021 2020 2021 2020 Loans Purchased Loans held for investment: Total National Lending $ 33,605 $ 89,424 $ 96,236 $ 103,888 Total Community Banking 548 9,440 2,847 13,789 Total purchases $ 34,153 $ 98,864 $ 99,083 $ 117,677 Loans Sold Loans held for sale: Total National Lending $ 24,382 $ 17,255 $ 346,246 $ 160,290 Total Community Banking — 271,681 129,788 271,681 Loans held for investment: Total Community Banking — — — 3,099 Total sales $ 24,382 $ 288,936 $ 476,034 $ 435,070 Leasing Portfolio. The net investment in direct financing and sales-type leases was comprised of the following: (Dollars in Thousands) March 31, 2021 September 30, 2020 Carrying amount $ 327,238 $ 299,487 Unguaranteed residual assets 17,835 17,203 Unamortized initial direct costs 2,247 2,078 Unearned income (36,904) (35,606) Total net investment in direct financing and sales-type leases $ 310,416 $ 283,162 The carrying amount of direct financing and sales-type leases subject to residual value guarantees was $8.1 million at March 31, 2021. The components of total lease income were as follows: Three Months Ended March 31, Six Months Ended March 31, (Dollars in Thousands) 2021 2020 2021 2020 Interest income - loans and leases Interest income on net investments in direct financing and sales-type leases $ 6,116 $ 4,375 $ 11,435 $ 8,462 Leasing and equipment finance noninterest income Lease income from operating lease payments 9,735 11,263 19,776 22,466 Profit (loss) recorded on commencement date on sales-type leases 59 16 130 487 Other (1) 1,687 1,831 1,756 2,581 Total leasing and equipment finance noninterest income 11,481 13,110 21,662 25,534 Total lease income $ 17,597 $ 17,485 $ 33,097 $ 33,996 (1) Other leasing and equipment finance noninterest income consists of gains (losses) on sales of leased equipment, fees and service charges on leases and gains (losses) on sales of leases. Undiscounted future minimum lease payments receivable for direct financing and sales-type leases and a reconciliation to the carrying amount recorded were as follows: (Dollars in Thousands) March 31, 2021 Remaining in 2021 $ 63,369 2022 108,413 2023 79,701 2024 47,563 2025 20,468 Thereafter 7,724 Equipment under leases not yet commenced — Total undiscounted future minimum lease payments receivable for direct financing and sales-type leases 327,238 Third-party residual value guarantees — Total carrying amount of direct financing and sales-type lease $ 327,238 The Company did not record any contingent rental income from direct financing and sales-type leases in the six months ended March 31, 2021. The COVID-19 pandemic began impacting the U.S. and global economies in the first calendar quarter of 2020. Since the onset of this pandemic, macroeconomic conditions and markets have significantly deteriorated. Although the ultimate impact of this pandemic on the Company's loan and lease portfolio is difficult to predict, management continues to evaluate the loan and lease portfolio in order to assess the impact on repayment sources and underlying collateral that could result in additional losses and the impact to our customers and businesses as a result of COVID-19 and will refine our estimate as more information becomes available. Effective October 1, 2020, the Company adopted ASU 2016-13, Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments, and subsequent related ASUs on a modified retrospective basis. Financial information at and for the quarter ended March 31, 2021 is reflected as such. The historical information disclosed is in accordance with Topic 310. Activity in the allowance for credit losses and balances of loans and leases by portfolio segment was as follows: Three Months Ended March 31, 2021 (Dollars in Thousands) Beginning Balance Provision (Recovery) for Credit Losses (2) Charge-offs Recoveries Ending Balance Allowance for credit losses: National Lending Term lending $ 28,220 $ 1,396 $ (2,477) $ 176 $ 27,315 Asset based lending 1,809 539 (599) — 1,749 Factoring 3,719 (545) — 36 3,210 Lease financing 6,784 420 (471) 130 6,863 Insurance premium finance 1,285 103 (149) 87 1,326 SBA/USDA 3,164 136 — — 3,300 Other commercial finance 479 62 — — 541 Commercial finance 45,460 2,111 (3,696) 429 44,304 Consumer credit products 835 155 — — 990 Other consumer finance 10,176 266 (419) 70 10,093 Consumer finance 11,011 421 (419) 70 11,083 Tax services 1,412 27,680 — 54 29,146 Warehouse finance 319 13 — — 332 Total National Lending 58,202 30,225 (4,115) 553 84,865 Community Banking Commercial real estate and operating 14,121 (22) (134) — 13,965 Consumer one-to-four family real estate and other 19 (2) — — 17 Agricultural real estate and operating 47 (2) — — 45 Total Community Banking 14,187 (26) (134) — 14,027 Total loans and leases 72,389 30,199 (4,249) 553 98,892 Unfunded commitments (1) 688 91 — — 779 Total $ 73,077 $ 30,290 $ (4,249) $ 553 $ 99,671 (1) Reserve for unfunded commitments is recognized within other liabilities on the Condensed Consolidated Statements of Financial Condition. (2) As a result of the adoption of CECL, effective October 1, 2020, the provision for credit losses includes the provision for unfunded commitments that was previously included within other noninterest expense. Six Months Ended March 31, 2021 (Dollars in Thousands) Beginning Balance Impact of CECL Adoption Provision (Recovery) for Credit Losses (2) Charge-offs Recoveries Ending Balance Allowance for credit losses: National Lending Term lending $ 15,211 $ 9,999 $ 7,422 $ (5,789) $ 472 $ 27,315 Asset based lending 1,406 164 1,378 (1,199) — 1,749 Factoring 3,027 987 (1,961) (1) 1,158 3,210 Lease financing 7,023 (556) 1,532 (1,347) 211 6,863 Insurance premium finance 2,129 (965) 591 (805) 376 1,326 SBA/USDA 940 2,720 (361) — 1 3,300 Other commercial finance 182 364 (5) — — 541 Commercial finance 29,918 12,713 8,596 (9,141) 2,218 44,304 Consumer credit products 845 — 145 — — 990 Other consumer finance 2,821 5,998 1,748 (637) 163 10,093 Consumer finance 3,666 5,998 1,893 (637) 163 11,083 Tax services 2 — 28,134 — 1,010 29,146 Warehouse finance 294 (1) 39 — — 332 Total National Lending 33,880 18,710 38,662 (9,778) 3,391 84,865 Community Banking Commercial real estate and operating 21,867 (5,616) (2,141) (145) — 13,965 Consumer one-to-four family real estate and other 298 (247) (34) — — 17 Agricultural real estate and operating 143 (74) (24) — — 45 Total Community Banking 22,308 (5,937) (2,199) (145) — 14,027 Total loans and leases 56,188 12,773 36,463 (9,923) 3,391 98,892 Unfunded commitments (1) 32 831 (84) — — 779 Total $ 56,220 $ 13,604 $ 36,379 $ (9,923) $ 3,391 $ 99,671 (1) Reserve for unfunded commitments is recognized within other liabilities on the Condensed Consolidated Statements of Financial Condition. (2) As a result of the adoption of CECL, effective October 1, 2020, the provision for credit losses includes the provision for unfunded commitments that was previously included within other noninterest expense. Three Months Ended March 31, 2020 (Dollars in Thousands) Beginning Balance Provision (Recovery) for Loan and Lease Losses Charge-offs Recoveries Ending Balance Allowance for loan and lease losses: National Lending Term lending $ 6,750 $ 5,679 $ (877) $ 95 $ 11,647 Asset based lending 1,995 803 — 28 2,826 Factoring 3,548 1,231 (345) 10 4,444 Lease financing 1,695 1,043 (152) 97 2,683 Insurance premium finance 970 1,935 (789) 26 2,142 SBA/USDA 765 910 (117) — 1,558 Other commercial finance 160 392 — — 552 Commercial finance 15,883 11,993 (2,280) 256 25,852 Consumer credit products 1,107 (25) — — 1,082 Other consumer finance 4,889 (1,308) (907) 740 3,414 Consumer finance 5,996 (1,333) (907) 740 4,496 Tax services 1,650 19,596 — 74 21,320 Warehouse finance 269 65 — — 334 Total National Lending 23,798 30,321 (3,187) 1,070 52,002 Community Banking Commercial real estate and operating 4,665 5,404 — — 10,069 Consumer one-to-four family real estate and other 1,031 1,319 — — 2,350 Agricultural real estate and operating 682 252 — — 934 Total Community Banking 6,378 6,975 — — 13,353 Total $ 30,176 $ 37,296 $ (3,187) $ 1,070 $ 65,355 Six Months Ended March 31, 2020 (Dollars in Thousands) Beginning balance Provision (recovery) for loan and lease losses Charge-offs Recoveries Ending balance Allowance for loan and lease losses: National Lending Term lending $ 5,533 $ 9,081 $ (3,172) $ 205 $ 11,647 Asset based lending 2,437 342 — 47 2,826 Factoring 3,261 1,489 (735) 429 4,444 Lease financing 1,275 1,546 (367) 229 2,683 Insurance premium finance 1,024 2,076 (1,074) 116 2,142 SBA/USDA 383 1,292 (117) — 1,558 Other commercial finance 683 (131) — — 552 Commercial finance 14,596 15,695 (5,465) 1,026 25,852 Consumer credit products 1,044 38 — — 1,082 Other consumer finance 5,118 (833) (1,640) 769 3,414 Consumer finance 6,162 (795) (1,640) 769 4,496 Tax services — 20,507 — 813 21,320 Warehouse finance 263 71 — — 334 Total National Lending 21,021 35,478 (7,105) 2,608 52,002 Community Banking Commercial real estate and operating 6,208 3,861 — — 10,069 Consumer one-to-four family real estate and other 1,053 1,297 — — 2,350 Agricultural real estate and operating 867 67 — — 934 Total Community Banking 8,128 5,225 — — 13,353 Total $ 29,149 $ 40,703 $ (7,105) $ 2,608 $ 65,355 The following table provide additional disclosures previously required by ASC Topic 310 related to the Company's September 30, 2020 balances. Allowance Loans and Leases (Dollars in Thousands) Ending Balance: Individually Evaluated for Impairment Ending Balance: Collectively Evaluated for Impairment Total Ending Balance: Individually Evaluated for Impairment Ending Balance: Collectively Evaluated for Impairment Total Recorded Investment National Lending Term lending $ 3,155 $ 12,056 $ 15,211 $ 26,085 $ 779,238 $ 805,323 Asset based lending 355 1,051 1,406 5,317 177,102 182,419 Factoring 274 2,753 3,027 5,071 276,102 281,173 Lease financing 1,194 5,829 7,023 4,697 276,387 281,084 Insurance premium finance — 2,129 2,129 — 337,940 337,940 SBA/USDA — 940 940 1,436 316,951 318,387 Other commercial finance — 182 182 — 101,658 101,658 Commercial finance 4,978 24,940 29,918 42,606 2,265,378 2,307,984 Consumer credit products — 845 845 — 89,809 89,809 Other consumer finance — 2,821 2,821 1,987 132,355 134,342 Consumer finance — 3,666 3,666 1,987 222,164 224,151 Tax services — 2 2 — 3,066 3,066 Warehouse finance — 294 294 — 293,375 293,375 Total National Lending 4,978 28,902 33,880 44,593 2,783,983 2,828,576 Community Banking Commercial real estate and operating 141 21,726 21,867 160 457,211 457,371 Consumer one-to-four family real estate and other — 298 298 104 16,382 16,486 Agricultural real estate and operating — 143 143 6,421 5,286 11,707 Total Community Banking 141 22,167 22,308 6,685 478,879 485,564 Total $ 5,119 $ 51,069 $ 56,188 $ 51,278 $ 3,262,862 $ 3,314,140 Information on impaired loans and leases, all of which are deemed to be collateral dependent and are evaluated individually for the ACL was as follows: (Dollars in Thousands) March 31, 2021 National Lending Term lending $ 13,794 Asset based lending 373 Factoring 35 Lease financing 2,389 SBA/USDA 600 Commercial finance 17,191 Consumer credit products 2,097 Consumer finance 2,097 Total National Lending 19,288 Community Banking Commercial real estate and operating 17,896 Consumer one-to-four family real estate and other 170 Agricultural real estate and operating 4,658 Total Community Banking 22,724 Total $ 42,012 Information on impaired loans and leases as of September 30, 2020 was as follows: (Dollars in Thousands) Recorded Unpaid Principal Specific Loans and leases without a specific valuation allowance National Lending Term lending $ 17,349 $ 18,823 $ — Asset based lending 3,914 3,914 — Factoring 3,892 4,967 — Lease financing 1,797 1,805 — SBA/USDA 1,436 2,263 — Commercial finance 28,388 31,772 — Other consumer finance 1,987 2,104 — Consumer finance 1,987 2,104 — Total National Lending 30,375 33,876 — Community Banking Consumer one-to-four family real estate and other 104 104 — Agricultural real estate and operating 6,421 6,421 — Total Community Banking 6,525 6,525 — Total $ 36,900 $ 40,401 $ — Loans and leases with a specific valuation allowance National Lending Term lending $ 8,736 $ 8,736 $ 3,155 Asset based lending 1,403 1,403 355 Factoring 1,179 1,191 274 Lease financing 2,900 2,900 1,194 Commercial finance 14,218 14,230 4,978 Total National Lending 14,218 14,230 4,978 Community Banking Commercial real estate and operating 160 160 141 Total Community Banking Loans 160 160 141 Total $ 14,378 $ 14,390 $ 5,119 In response to the ongoing COVID-19 pandemic, the Company allowed modifications, such as payment deferrals and temporary forbearances, to credit-worthy borrowers who are experiencing temporary hardship due to the effects of COVID-19. Accordingly, if all payments were less than 30 days past due prior to the onset of the pandemic effects, the loan or lease will not be reported as past due during the deferral or forbearance period. As of March 31, 2021, $66.5 million of loan and lease balances that were granted deferral payments by the Company were still in their deferment period due to performing borrowers experiencing temporary hardship from COVID-19. These modifications consisted solely of payment deferrals ranging from 30 days to six months. These modifications are in line with applicable regulatory guidelines and, therefore, they are not reported as troubled debt restructurings. Other than the loan modifications that are on nonaccrual status, the Company is accruing and recognizing interest income on these modifications during the payment deferral period. The Company continues to regularly assess the collectability of the income on these active deferral relationships and considers adjustments to the accruing status on an individual case basis. The Company recognizes that concentrations of credit may naturally occur and may take the form of a large volume of related loans and leases to an individual, a specific industry, or a geographic location. Credit concentration is a direct, indirect, or contingent obligation that has a common bond where the aggregate exposure equals or exceeds a certain percentage of the Company’s Tier 1 Capital plus the allowable Allowance for Credit Losses. Federal regulations provide for the classification of loans and other assets such as debt and equity securities considered by the Bank's primary regulator, the Office of the Comptroller of the Currency (the “OCC”), to be of lesser quality as “substandard,” “doubtful” or “loss.” The Company has various portfolios of consumer finance and tax services loans that present unique risks. Due to the unique risks associated with these portfolios, the Company monitors other credit quality indicators in their evaluation of the appropriateness of the allowance for credit losses on these portfolios, and as such, these loans are not included in the asset classification table below. The outstanding balances of consumer finance loans and tax services loans were $235.7 million and $225.9 million at March 31, 2021, respectively, and $224.2 million and $3.1 million at September 30, 2020, respectively. The amortized cost basis of loans and leases by asset classification and year of origination was as follows: Amortized Cost Basis (Dollars in Thousands) Term Loans and Leases by Origination Year Revolving Loans and Leases Total As of March 31, 2021 2021 2020 2019 2018 2017 Prior Term lending Pass $ 200,824 $ 392,195 $ 123,457 $ 67,408 $ 5,541 $ 19,373 $ — $ 808,798 Watch 1,807 12,959 8,322 682 564 1,564 — 25,898 Special Mention — 6,292 5,694 1,377 42 7,871 — 21,276 Substandard — 4,745 23,344 4,520 142 770 — 33,521 Doubtful 58 919 601 343 — — — 1,921 Total 202,689 417,110 161,418 74,330 6,289 29,578 — 891,414 Asset based lending Pass — — — — — — 166,247 166,247 Watch — — — — — — 61,887 61,887 Special Mention — — — — — — 16,854 16,854 Substandard — — — — — — 3,747 3,747 Total — — — — — — 248,735 248,735 Factoring Pass — — — — — — 233,225 233,225 Watch — — — — — — 20,262 20,262 Special Mention — — — — — — 16,220 16,220 Substandard — — — — — — 7,905 7,905 Total — — — — — — 277,612 277,612 Lease financing Pass 77,907 133,720 44,897 16,476 7,843 1,008 — 281,851 Watch 4,750 12,832 325 478 341 438 — 19,164 Special Mention 125 1,753 183 223 44 — — 2,328 Substandard — 304 3,241 887 3 — — 4,435 Doubtful — 118 273 — — — — 391 Total 82,782 148,727 48,919 18,064 8,231 1,446 — 308,169 Insurance premium finance Pass 292,948 50,092 23 — — — — 343,063 Watch 35 301 — — — — — 336 Special Mention 1,236 107 — — — — — 1,343 Substandard — 33 — — — — — 33 Doubtful — 66 — — — — — 66 Total 294,219 50,599 23 — — — — 344,841 SBA/USDA Pass 97,498 155,760 24,689 22,832 9,093 7,384 — 317,256 Watch — 6,782 643 449 1,379 952 — 10,205 Special Mention — — — 1,814 — 69 — 1,883 Substandard — — — 1,203 698 672 — 2,573 Total 97,498 162,542 25,332 26,298 11,170 9,077 — 331,917 Other commercial finance Pass — 20,603 9,259 6,305 3,801 60,162 — 100,130 Watch 642 — — — 857 1,327 — 2,826 Substandard — — — 278 — — — 278 Total 642 20,603 9,259 6,583 4,658 61,489 — 103,234 Warehouse finance Pass — — — — — — 332,456 332,456 Total — — — — — — 332,456 332,456 Total National Lending Pass 669,178 752,369 202,325 113,022 26,278 87,926 731,928 2,583,026 Watch 7,233 32,873 9,291 1,608 3,142 4,282 82,149 140,578 Special Mention 1,361 8,153 5,876 3,414 86 7,940 33,074 59,904 Substandard — 5,083 26,585 6,888 842 1,442 11,652 52,492 Doubtful 58 1,103 874 343 — — — 2,378 Total 677,830 799,581 244,951 125,275 30,348 101,590 858,803 2,838,378 Commercial real estate and operating Pass — 13,109 105,549 80,399 33,003 533 — 232,593 Watch — 926 4,182 52,490 20,496 6,013 — 84,107 Special Mention — — — — — 684 — 684 Substandard — 300 700 16,897 — 306 — 18,203 Total — 14,335 110,431 149,786 53,499 7,536 — 335,587 Consumer 1-4 family real estate and other Pass — — 159 875 374 2,869 — 4,277 Substandard — — 110 — 41 139 — 290 Total — — 269 875 415 3,008 — 4,567 Agricultural real estate and other Pass — — 85 108 — 2,586 — 2,779 Substandard — 3,278 — 1,263 — 591 — 5,132 Total — 3,278 85 1,371 — 3,177 — 7,911 Total Community Bank Pass — 13,109 105,793 81,382 33,377 5,988 — 239,649 Watch — 926 4,182 52,490 20,496 6,013 — 84,107 Special Mention — — — — — 684 — 684 Substandard — 3,578 810 18,160 41 1,036 — 23,625 Total — 17,613 110,785 152,032 53,914 13,721 — 348,065 Total Loans and Leases Pass 669,178 765,478 308,118 194,404 59,655 93,914 731,928 2,822,675 Watch 7,233 33,799 13,473 54,098 23,638 10,295 82,149 224,685 Special Mention 1,361 8,153 5,876 3,414 86 8,624 33,074 60,588 Substandard — 8,661 27,395 25,048 883 2,478 11,652 76,117 Doubtful 58 1,103 874 343 — — — 2,378 Total $ 677,830 $ 817,194 $ 355,736 $ 277,307 $ 84,262 $ 115,311 $ 858,803 $ 3,186,443 The recorded investment of loans and leases by asset classification was as follows: Asset Classification Pass Watch Special Mention Substandard Doubtful Total As of September 30, 2020 (Dollars in Thousands) National Lending Term lending $ 725,101 $ 29,637 $ 24,501 $ 21,249 $ 4,835 $ 805,323 Asset based lending 102,013 62,512 12,577 5,317 — 182,419 Factoring 217,245 45,200 13,657 5,071 — 281,173 Lease financing 264,700 8,879 2,808 4,148 549 281,084 Insurance premium finance 336,364 284 222 701 369 337,940 SBA/USDA 308,549 8,328 74 1,436 — 318,387 Other commercial finance 100,727 931 — — — 101,658 Commercial finance 2,054,699 155,771 53,839 37,922 5,753 2,307,984 Warehouse finance 293,375 — — — — 293,375 Total National Lending 2,348,074 155,771 53,839 37,922 5,753 2,601,359 Community Banking Commercial real estate and operating 336,236 98,295 4,049 18,211 580 457,371 Consumer one-to-four family real estate and other 15,648 41 609 188 — 16,486 Agricultural real estate and operating 1,526 — 4,930 5,251 — 11,707 Total Community Banking 353,410 98,336 9,588 23,650 580 485,564 Total loans and leases $ 2,701,484 $ 254,107 $ 63,427 $ 61,572 $ 6,333 $ 3,086,923 Past due loans and leases were as follows: Accruing and Nonaccruing Loans and Leases Nonperforming Loans and Leases (Dollars in Thousands) 30-59 Days 60-89 Days > Total Past Current Total Loans and Leases > 89 Days Past Due and Accruing Non-accrual balance Total As of March 31, 2021 Loans held for sale $ — $ — $ — $ — $ 67,635 $ 67,635 $ — $ — $ — National Lending Term lending 22,074 7,628 2,592 32,294 859,120 891,414 353 14,665 15,018 Asset based lending 13 — — 13 248,722 248,735 — 382 382 Factoring — — — — 277,612 277,612 — 35 35 Lease financing 10,216 662 3,882 14,760 293,409 308,169 2,043 2,623 4,666 Insurance premium finance 1,290 440 2,414 4,144 340,697 344,841 2,414 — 2,414 SBA/USDA — — 600 600 331,317 331,917 — 600 600 Other commercial finance 1,082 — — 1,082 102,152 103,234 — — — Commercial finance 34,675 8,730 9,488 52,893 2,453,029 2,505,922 4,810 18,305 23,115 Consumer credit products 1,737 3,898 2,019 7,654 97,188 104,842 243 — 243 Other consumer finance 296 264 275 835 129,987 130,822 274 — 274 Consumer finance 2,033 4,162 2,294 8,489 227,175 235,664 517 — 517 Tax services 507 — — 507 225,414 225,921 — — — Warehouse finance — — — — 332,456 332,456 — — — Total National Lending 37,215 12,892 11,782 61,889 3,238,074 3,299,963 5,327 18,305 23,632 Community Banking Commercial real estate and operating 12 — — 12 335,575 335,587 — 17,896 17,896 Consumer one-to-four family real estate and other — — 49 49 4,518 4,567 — 159 159 Agricultural real estate and operating — — 1,769 1,769 6,142 7,911 — 1,769 1,769 Total Community Banking 12 — 1,818 1,830 346,235 348,065 — 19,824 19,824 Total loans and leases held for investment 37,227 12,892 13,600 63,719 3,584,309 3,648,028 5,327 38,129 43,456 Total loans and leases $ 37,227 $ 12,892 $ 13,600 $ 63,719 $ 3,651,944 $ 3,715,663 $ 5,327 $ 38,129 $ 43,456 Accruing and Nonaccruing Loans and Leases Nonperforming Loans and Leases (Dollars in Thousands) 30-59 Days 60-89 Days > Total Past Current Total Loans and Leases > 89 Days Past Due and Accruing Non-accrual balance Total As of September 30, 2020 Loans held for sale $ — $ — $ — $ — $ 183,577 $ 183,577 $ — $ — $ — National Lending Term lending 11,900 3,851 6,390 22,141 783,182 805,323 266 16,274 16,540 Asset based lending 17 — — 17 182,402 182,419 — — — Factoring — — — — 281,173 281,173 — 1,096 1,096 Lease financing 194 9,746 6,882 16,822 264,262 281,084 4,344 3,583 7,927 Insurance premium finance 1,227 748 2,364 4,339 333,601 337,940 2,364 — 2,364 SBA/USDA — — 1,027 1,027 317,360 318,387 427 600 1,027 Other commercial finance — — — — 101,658 101,658 — — — Commercial finance 13,338 14,345 16,663 44,346 2,263,638 2,307,984 7,401 21,553 28,954 Consumer credit products 377 358 499 1,233 88,576 89,809 499 — 499 Other consumer finance 600 536 373 1,509 132,833 134,342 373 — 373 Consumer finance 977 894 872 2,743 221,408 224,151 872 — 872 Tax services — — 1,743 1,743 1,323 3,066 1,743 — 1,743 Warehouse finance — — — — 293,375 293,375 — — — Total National Lending 14,315 15,239 19,278 48,832 2,779,744 2,828,576 10,016 21,553 31,569 Community Banking Commercial real estate and operating — — 630 630 456,741 457,371 50 580 630 Consumer one-to-four family real estate and other 905 114 50 1,069 15,417 16,486 — 50 50 Agricultural real estate and operating — — 1,769 1,769 9,938 11,707 — 1,769 1,769 Total Community Banking 905 114 2,449 3,468 482,096 485,564 50 2,399 2,449 Total loans and leases held for investment 15,220 15,353 21,727 52,300 3,261,840 3,314,140 10,066 23,952 34,018 Total loans and leases $ 15,220 $ 15,353 $ 21,727 $ 52,300 $ 3,445,417 $ 3,497,717 $ 10,066 $ 23,952 $ 34,018 Nonaccrual loans and leases by year of origination were as follows: Amortized Cost Basis (Dollars in Thousands) Term Loans and Leases by Origination Year Revolving Loans and Leases Total Nonaccrual With No ACL March 31, 2021 2021 2020 2019 2018 2017 Prior National Lending Term lending $ 72 $ 2,746 $ 8,834 $ 2,426 $ 23 $ 564 $ — $ 14,665 $ 7,942 Asset based lending — — — — — — 382 382 9 Factoring — — — — — — 35 35 — Lease financing — 358 1,906 359 — — — 2,623 1,118 SBA/USDA — — — — 600 — — 600 600 Commercial finance 72 3,104 10,740 2,785 623 564 417 18,305 9,669 Total National Lending 72 3,104 10,740 2,785 623 564 417 18,305 9,669 Community Banking Commercial real estate and operating — 300 700 16,896 — — — 17,896 — Consumer one-to-four family real estate and other — — 110 — 41 8 — 159 159 Agricultural real estate and operating — — — 1,263 — 506 — 1,769 1,769 Total Community Banking — 300 810 18,159 41 514 — 19,824 1,928 Total nonaccrual loans and leases $ 72 $ 3,404 $ 11,550 $ 20,944 $ 664 $ 1,078 $ 417 $ 38,129 $ 11,597 Loans and leases that are 90 days or more delinquent and accruing by year of origination were as follows: Amortized Cost Basis (Dollars in Thousands) Term Loans and Leases by Origination Year Revolving Loans and Leases Total March 31, 2021 2021 2020 2019 2018 2017 Prior National Lending Term lending $ — $ — $ — $ 220 $ 112 $ 21 $ — $ 353 Lease financing 1,247 323 139 301 33 — — 2,043 Insurance premium finance 1,313 1,101 — — — — — 2,414 Commercial finance 2,560 1,424 139 521 145 21 — 4,810 Other consumer finance — — — — — 274 — 274 Consumer finance (1) — — — — — 274 — 274 Total National Lending 2,560 1,424 139 521 145 295 — 5,084 Total 90 days or more delinquent and accruing $ 2,560 $ 1,424 $ 139 $ 521 $ 145 $ 295 $ — $ 5,084 (1) Consumer credit products are not included in the table as they are evaluated under a separate methodology for allowance for credit loss purposes that considers the overall Program structure. Refer to the Company’s most recent audited financial statements for additional information on these Programs. Certain loans and leases 90 days or more past due as to interest or principal continue to accrue because they are (1) well-secured and in the process of collection or (2) one-to-four family real estate loans or consumer loans exempt under regulatory rules from being classified as non-accrual until later delinquency, usually 120 days past due. When analysis of borrower or lessee operating results and financial condition indicates that underlying cash flows of the borrower’s business are not adequate to meet its debt service requirements, the loan or lease is evaluated for impairment. Often, this is associated with a delay or shortfall in scheduled payments, as described above. The following table provides the average recorded investment in non-accrual loans and leases: Average Recorded Investment (Dollars in Thousands) Three Months Ended March 31, 2021 Six Months Ended March 31, 2021 National Lending Term lending $ 12,729 $ 13,802 Asset based lending 572 823 Factoring 44 490 Lease financing 2,990 3,273 SBA/USDA 600 600 Commercial finance 16,935 18,988 Total National Lending 16,935 18,988 Community Banking Commercial real estate and operating 18,269 12,404 Consumer one-to-four family real estate and other 161 143 Agricultural real estate and operating 1,769 1,769 Total Community Banking 20,199 14,316 Total loans and leases $ 37,134 $ 33,304 The recognized interest income on the Company's nonaccrual loans and leases for the three and six months ended March 31, 2021 was not significant. The following table provides the average recorded investment in impaired loans and leases: Three Months Ended March 31, 2020 Six Months Ended March 31, 2020 (Dollars in Thousands) Average Recorded Investment Recognized Interest Income Average Recorded Investment Recognized Interest Income National Lending Term lending $ 26,454 $ 46 $ 22,995 $ 120 Asset based lending 350 — 389 — Factoring 4,596 — 4,223 — Lease financing 2,154 12 2,920 12 SBA/USDA 3,640 — 3,714 — Commercial finance 37,194 58 34,241 132 Other consumer finance 1,775 39 1,663 73 Consumer finance 1,775 39 1,663 73 Total National Lending 38,970 97 35,904 205 Community Banking Commercial real estate and operating 682 12 564 25 Consumer one-to-four family real estate and other 82 1 85 9 Agricultural real estate and operating 2,674 (186) 2,798 (144) Total Community Banking 3,438 (173) 3,447 (110) Total loans and leases $ 42,408 $ (76) $ 39,351 $ 95 The Company’s troubled debt restructurings ("TDRs") typically involve forgiving a portion of interest or principal on existing loans, making loans at a rate materially less than current market rates, or extending the term of the loan. There were $2.1 million of national lending loans that were modified in a TDR during the three months ended March 31, 2021, all of which were modified to extend the term of the loan, and no community banking loans. There were $3.7 million of national lending loans and leases that were modified in a TDR during the three months ended March 31, 2020 and no community banking loans. During the six months ended March 31, 2021, there were $2.2 million of national lending loans and no community bank loans that were modified in a TDR, all of which were modified to extend the term of the loan. There were $4.1 million of national lending loans and leases and $0.6 million of community banking loans that were modified in a TDR during the six months ended March 31, 2020. During the six months ended March 31, 2021, the Company had $0.1 million of national lending loans and no community banking loans that were modified in a TDR within the previous 12 months and for which there was a payment default. During the six months ended March 31, 2020, the Company had $3.2 million of community banking loans and $2.9 million national lending loans that were modified in a TDR within the previous 12 months and for which there was a payment default. TDR net charge-offs and the impact of TDRs on the Company's allowance for credit losses were insignificant during the quarters ended March 31, 2021 and March 31, 2020.

EARNINGS PER COMMON SHARE ("EPS

EARNINGS PER COMMON SHARE ("EPS")	6 Months Ended
	Mar. 31, 2021
Earnings Per Share [Abstract]
EARNINGS PER COMMON SHARE ("EPS")	EARNINGS PER COMMON SHARE ("EPS")The Company has granted restricted share awards with dividend rights that are considered to be participating securities. Accordingly, a portion of the Company’s earnings is allocated to those participating securities in the earnings per share calculation under the two-class method. Basic earnings per common share is computed using the two-class method by dividing income available to common stockholders after the allocation of dividends and undistributed earnings to the participating securities by the weighted average number of common shares outstanding for the period. Diluted earnings per common share is calculated using the more dilutive of the treasury stock method or the two-class method. Diluted earnings per common share reflects the potential dilution that could occur if securities or other contracts to issue common stock were exercised, and is computed after giving consideration to the weighted average dilutive effect of the Company’s stock options, performance share units, and nonvested restricted stock, where applicable. Diluted EPS under the two-class method also considers the allocation of earnings to the participating securities. Antidilutive securities are disregarded in earnings per share calculations. Diluted EPS shown below reflects the two-class method, as diluted EPS under the two-class method was more dilutive than under the treasury stock method. A reconciliation of net income and common stock share amounts used in the computation of basic and diluted earnings per share is presented below. Three Months Ended March 31, Six Months Ended March 31, (Dollars in Thousands, Except Share and Per Share Data) 2021 2020 2021 2020 Basic income per common share: Net income attributable to Meta Financial Group, Inc. $ 59,066 $ 52,304 $ 87,103 $ 73,372 Dividends and undistributed earnings allocated to participating securities (1,113) (1,215) (1,683) (1,652) Basic net earnings available to common stockholders 57,953 51,089 85,420 71,720 Undistributed earnings allocated to nonvested restricted stockholders 1,083 1,173 1,620 1,570 Reallocation of undistributed earnings to nonvested restricted stockholders (1,082) (1,172) (1,619) (1,569) Diluted net earnings available to common stockholders $ 57,954 $ 51,090 $ 85,421 $ 71,721 Total weighted-average basic common shares outstanding 31,520,505 35,114,053 32,158,994 35,865,443 Effect of dilutive securities (1) Stock options — 21,497 — 21,634 Performance share units 14,517 — 16,490 — Total effect of dilutive securities 14,517 21,497 16,490 21,634 Total weighted-average diluted common shares outstanding 31,535,022 35,135,550 32,175,484 35,887,077 Net earnings per common share: Basic earnings per common share $ 1.84 $ 1.45 $ 2.66 $ 2.00 Diluted earnings per common share (2) $ 1.84 $ 1.45 $ 2.65 $ 2.00 (1) Represents the effect of the assumed exercise of stock options and vesting of performance share units and restricted stock, as applicable, utilizing the treasury stock method.

RENTAL EQUIPMENT, NET

RENTAL EQUIPMENT, NET	6 Months Ended
	Mar. 31, 2021
Property, Plant and Equipment [Abstract]
RENTAL EQUIPMENT, NET	RENTAL EQUIPMENT, NET Rental equipment consists of the following: (Dollars in Thousands) March 31, 2021 September 30, 2020 Computers and IT networking equipment $ 16,313 $ 15,926 Motor vehicles and other 56,012 52,913 Office furniture and equipment 73,889 74,197 Solar panels and equipment 128,430 118,808 Total 274,644 261,844 Accumulated depreciation (65,013) (57,601) Unamortized initial direct costs 1,766 1,721 Net book value $ 211,397 $ 205,964 Undiscounted future minimum lease payments expected to be received for operating leases were as follows: (Dollars in Thousands) March 31, 2021 Remaining in 2021 $ 17,689 2022 30,532 2023 26,189 2024 18,948 2025 13,843 Thereafter 20,269 Total undiscounted future minimum lease payments receivable for operating leases $ 127,470

FORECLOSURED REAL ESTATE AND RE

FORECLOSURED REAL ESTATE AND REPOSSESSED ASSETS	6 Months Ended
	Mar. 31, 2021
Real Estate [Abstract]
FORECLOSURED REAL ESTATE AND REPOSSESSED ASSETS	FORECLOSED REAL ESTATE AND REPOSSESSED ASSETS The following table provides an analysis of changes in foreclosed real estate and repossessed assets: Six Months Ended March 31, (Dollars in Thousands) 2021 2020 Balance, beginning of period $ 9,957 $ 29,494 Additions 9 5,983 Reductions: Write-downs 466 104 Sales 8,021 23,085 (Gain) loss on sale (4) 5,039 Total reductions 8,483 28,228 Balance, ending of period $ 1,483 $ 7,249 At March 31, 2021 and September 30, 2020, the Company had established a valuation allowance of $1.0 million and $0.5 million for repossessed assets, respectively. As of March 31, 2021 and September 30, 2020, the Company had no loans or leases in the process of foreclosure. During the fiscal year ended September 30, 2020, the Company sold $28.1 million of other real estate owned ("OREO"), which consisted of assets related to a Community Bank agriculture real estate customer. The sale consisted of 30-plus parcels of land and the Company recognized a $5.0 million loss that was included in the "Gain (loss) on sale of other" line on the Condensed Consolidated Statements of Operations. The Company also recognized $1.1 million in deferred rental income and $0.2 million in OREO expenses related to these foreclosed properties.

GOODWILL AND INTANGIBLE ASSETS

GOODWILL AND INTANGIBLE ASSETS	6 Months Ended
	Mar. 31, 2021
Goodwill and Intangible Assets Disclosure [Abstract]
GOODWILL AND INTANGIBLE ASSETS	GOODWILL AND INTANGIBLE ASSETS The Company held a total of $309.5 million of goodwill at March 31, 2021. The recorded goodwill is a result of multiple business combinations that have been consummated since fiscal year 2015, with the most recent being the merger with Crestmark pursuant to the Crestmark Acquisition that closed on August 1, 2018. Goodwill is assessed for impairment at least annually or more often if conditions indicate a possible impairment. The assessment is done at a reporting unit level, which is one level below the operating segments. There have been no changes to the carrying amount of goodwill during the six months ended March 31, 2021. The changes in the carrying amount of the Company’s intangible assets for the six months ended March 31, 2021 and 2020 were as follows: (Dollars in Thousands) Trademark (1) Non-Compete (2) Customer Relationships (3) All Others (4) Total Balance as of September 30, 2020 $ 10,901 $ 422 $ 24,333 $ 6,036 $ 41,692 Acquisitions during the period — — — 5 5 Amortization during the period (544) (191) (3,716) (319) (4,770) Write-offs during the period — — — (24) (24) Balance as of March 31, 2021 $ 10,357 $ 231 $ 20,617 $ 5,698 $ 36,903 Gross carrying amount $ 14,624 $ 2,481 $ 82,088 $ 10,123 $ 109,316 Accumulated amortization (4,267) (2,250) (51,223) (4,207) (61,947) Accumulated impairment — — (10,248) (218) (10,466) Balance as of March 31, 2021 $ 10,357 $ 231 $ 20,617 $ 5,698 $ 36,903 (1) Book amortization period of 5-15 years. Amortized using the straight line and accelerated methods. (2) Book amortization period of 3-5 years. Amortized using the straight line method. (3) Book amortization period of 10-30 years. Amortized using the accelerated method. (4) Book amortization period of 3-20 years. Amortized using the straight line method. (Dollars in Thousands) Trademark (1) Non-Compete (2) Customer Relationships (3) All Others (4) Total Balance as of September 30, 2019 $ 11,959 $ 827 $ 33,207 $ 6,817 $ 52,810 Acquisitions during the period — — — 33 33 Amortization during the period (528) (212) (4,997) (340) (6,077) Balance as of March 31, 2020 $ 11,431 $ 615 $ 28,210 $ 6,510 $ 46,766 Gross carrying amount $ 14,624 $ 2,480 $ 82,088 $ 10,736 $ 109,928 Accumulated amortization (3,193) (1,865) (43,630) (3,567) (52,255) Accumulated impairment — — (10,248) (659) (10,907) Balance as of March 31, 2020 $ 11,431 $ 615 $ 28,210 $ 6,510 $ 46,766 (1) Book amortization period of 5-15 years. Amortized using the straight line and accelerated methods. (2) Book amortization period of 3-5 years. Amortized using the straight line method. (3) Book amortization period of 10-30 years. Amortized using the accelerated method. (4) Book amortization period of 3-20 years. Amortized using the straight line method. The estimated amortization expense of intangible assets assumes no activities, such as acquisitions, which would result in additional amortizable intangible assets. Estimated amortization expense of intangible assets in the remaining six months of fiscal 2021 and subsequent fiscal years was as follows: (Dollars in Thousands) March 31, 2021 Remaining in 2021 $ 3,775 2022 6,419 2023 5,101 2024 4,383 2025 3,827 2026 3,253 Thereafter 10,145 Total anticipated intangible amortization $ 36,903 The Company tests intangible assets for impairment at least annually or more often if conditions indicate a possible impairment. There were no impairments to intangible assets during the six months ended March 31, 2021 and 2020.

OPERATING LEASE RIGHT OF USE AS

OPERATING LEASE RIGHT OF USE ASSETS AND LIABILITIES	6 Months Ended
	Mar. 31, 2021
Leases [Abstract]
OPERATING LEASE RIGHT OF USE ASSETS AND LIABILITIES	OPERATING LEASE RIGHT-OF-USE ASSETS AND LIABILITIES Operating lease ROU assets, included in other assets, were $36.1 million at March 31, 2021. Operating lease liabilities, included in accrued expenses and other liabilities, were $38.1 million at March 31, 2021. Undiscounted future minimum operating lease payments and a reconciliation to the amount recorded as operating lease liabilities were as follows: (Dollars in Thousands) March 31, 2021 Remaining in 2021 $ 2,219 2022 4,596 2023 3,999 2024 4,152 2025 4,027 Thereafter 24,926 Total undiscounted future minimum lease payments 43,919 Discount (5,817) Total operating lease liabilities $ 38,102 The weighted-average discount rate and remaining lease term for operating leases were as follows: March 31, 2021 Weighted-average discount rate 2.31 % Weighted-average remaining lease term (years) 11.23 The components of total lease costs for operating leases were as follows: Three Months Ended March 31, Six Months Ended March 31, (Dollars in Thousands) 2021 2020 2021 2020 Lease expense $ 991 $ 869 $ 1,945 $ 1,613 Short-term and variable lease cost 69 156 132 334 ROU asset impairment — — 224 — Sublease income (177) (175) (285) (364) Total lease cost for operating leases $ 883 $ 850 $ 2,016 $ 1,583

STOCKHOLDERS' EQUITY

STOCKHOLDERS' EQUITY	6 Months Ended
	Mar. 31, 2021
Equity [Abstract]
STOCKHOLDERS' EQUITY	STOCKHOLDERS' EQUITY Repurchase of Common Stock The Company's Board of Directors authorized the November 20, 2019 share repurchase program to repurchase up to 7,500,000 shares of the Company's outstanding common stock. This authorization is effective from November 21, 2019 through December 31, 2022. During the six months ended March 31, 2021, and 2020, the Company repurchased 2,683,579 and 3,497,565 shares, respectively, as part of the share repurchase program. Under the repurchase program, repurchased shares were retired and designated as authorized but unissued shares. The Company accounts for repurchased shares using the par value method under which the repurchase price is charged to paid-in capital up to the amount of the original proceeds of those shares. When the repurchase price is greater than the original issue proceeds, the excess is charged to retained earnings. As of March 31, 2021, the remaining number of shares available for repurchase under this program was 1,550,173 shares of common stock.

STOCK COMPENSATION

STOCK COMPENSATION	6 Months Ended
	Mar. 31, 2021
Share-based Payment Arrangement [Abstract]
STOCK COMPENSATION	STOCK COMPENSATION The Company maintains the Meta Financial Group, Inc. 2002 Omnibus Incentive Plan, as amended and restated (the "2002 Omnibus Incentive Plan"), which, among other things, provides for the awarding of stock options, nonvested (restricted) shares, and performance share units ("PSUs") to certain officers and directors of the Company. Awards are granted by the Compensation Committee of the Board of Directors based on the performance of the award recipients or other relevant factors. Compensation expense for share-based awards is recorded over the vesting period at the fair value of the award at the time of the grant. The exercise price of options or fair value of nonvested (restricted) shares and performance share units granted under the Company’s incentive plan is equal to the fair market value of the underlying stock at the grant date, adjusted for dividends where applicable. The Company has elected, with the adoption of ASU 2016-09, to record forfeitures as they occur. The following tables show the activity of nonvested (restricted) shares and PSUs granted, exercised, or forfeited under the 2002 Omnibus Incentive Plan for the six months ended March 31, 2021. There were no options granted, exercised or forfeited under this plan during the six months ended March 31, 2021. (Dollars in Thousands, Except Per Share Data) Number of Shares Weighted Average Fair Value at Grant Nonvested shares outstanding, September 30, 2020 790,083 $ 30.03 Granted 189,187 30.78 Vested (274,096) 30.22 Forfeited or expired (98,399) 29.66 Nonvested shares outstanding, March 31, 2021 606,775 $ 30.24 (Dollars in Thousands, Except Per Share Data) Number of Units Weighted Average Fair Value at Grant Performance share units outstanding, September 30, 2020 — $ — Granted (1) 60,984 34.03 Vested — — Forfeited or expired — — Performance share units outstanding, March 31, 2021 60,984 $ 34.03 (1) The number of PSUs granted reflects the target number of PSUs able to be earned under a given award. At March 31, 2021, stock-based compensation expense not yet recognized in income totaled $8.9 million, which is expected to be recognized over a weighted average remaining period of 2.10 years.

INCOME TAXES

INCOME TAXES	6 Months Ended
	Mar. 31, 2021
Income Tax Disclosure [Abstract]
INCOME TAXES	INCOME TAXESThe Company recorded an income tax expense of $4.7 million for the six months ended March 31, 2021, resulting in an effective tax rate of 4.97%, compared to an income tax expense of $6.3 million, or an effective tax rate of 7.66%, for the six months ended March 31, 2020. The Company’s effective tax rate was lower than the U.S. statutory rate of 21% primarily because of the anticipated effect of investment tax credits during fiscal year 2019. The Company’s effective tax rate in the future will depend in part on actual investment tax credits earned as part of its financing of solar energy projects. The table below compares the income tax expense components for the periods presented. Six Months Ended March 31, (Dollars in Thousands) 2021 2020 Provision at statutory rate $ 19,271 $ 16,730 Tax-exempt income (486) (591) State income taxes 4,135 3,682 Interim period effective rate adjustment (3,116) (3,321) Tax credit investments, net - federal (15,464) (9,536) Research tax credit (323) (1,709) IRC 162(m) nondeductible compensation 487 1,019 Other, net 161 23 Income tax expense (benefit) $ 4,665 $ 6,297 Effective tax rate 4.97 % 7.66 %

COMMITMENTS AND CONTINGENCIES

COMMITMENTS AND CONTINGENCIES	6 Months Ended
	Mar. 31, 2021
Commitments and Contingencies Disclosure [Abstract]
COMMITMENTS AND CONTINGENCIES	COMMITMENTS AND CONTINGENCIES In the normal course of business, the Bank makes various commitments to extend credit that are not reflected in the accompanying Condensed Consolidated Financial Statements as described below. At March 31, 2021 and September 30, 2020, unfunded loan commitments approximated $1.28 billion and $1.22 billion, respectively, excluding undisbursed portions of loans in process. Commitments, which are disbursed subject to certain limitations, extend over various periods of time. Generally, unused commitments are canceled upon expiration of the commitment term as outlined in each individual contract. The Company had no commitments to purchase securities at March 31, 2021 or September 30, 2020. The Company had no commitments to sell securities at March 31, 2021 or September 30, 2020. The exposure to credit loss in the event of non-performance by other parties to financial instruments for commitments to extend credit is represented by the contractual amount of those instruments. The same credit policies and collateral requirements are used in making commitments and conditional obligations as are used for on-balance-sheet instruments. Since certain commitments to make loans and to fund lines of credit expire without being used, the amount does not necessarily represent future cash commitments. In addition, commitments used to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Legal Proceedings The Bank was served, on October 14, 2016, with a lawsuit captioned Card Limited, LLC v. MetaBank dba Meta Payment Systems, Civil No. 2:16-cv-00980 in the United States District Court for the District of Utah. This action was initiated by a former prepaid program manager of the Bank, which was terminated by the Bank in fiscal year 2016. Card Limited alleges that, after all of the programs were wound down, there were two accounts with positive balances to which Card Limited is entitled. The Bank’s position is that Card Limited is not entitled to the funds contained in said accounts. The total amount to which Card Limited claims it is entitled is $4.0 million. The Court ruled in favor of MetaBank on cross motions for summary judgment and vacated the trial. Card Limited has appealed the decision, but thereafter agreed to settle this claim for a nominal amount. This payment has been made and the case has been dismissed. On February 9, 2018, the Bank’s AFS/IBEX division filed a lawsuit in the United States District Court for the Eastern District of New York captioned AFS/IBEX, a division of MetaBank v. Aegis Managing Agency Limited ("AMA"), Aegis Syndicate 1225 (together with AMA, the "Aegis defendants"), CRC Insurance Services, Inc. ("CRC"), and Transportation Underwriters, Inc. The suit was filed against commercial insurance underwriters and brokers that facilitated the issuance of commercial insurance policies to Red Hook Construction Group-II, LLC (“Red Hook”). The Bank’s position is that both CRC and Transportation Underwriters represented to the Bank that, upon cancellation of the insurance policies prior to their stated terms, any unearned premiums would be refunded. The Bank then provided insurance premium financing to Red Hook, and Red Hook executed a written premium finance agreement pursuant to which Red Hook assigned its rights to any unearned premiums to the Bank. After the policies were cancelled, the Aegis defendants failed to return the unearned insurance premiums totaling just over $1.6 million owed to the Bank under the insurance policies and the premium finance agreement. The Bank is seeking recovery of all amounts to which it is entitled at law or equity and intends to vigorously pursue its claims against the defendants. The Bank filed a Motion for Summary Judgment which was granted by the trial court, but is subject to appeal. From time to time, the Company or its subsidiaries are subject to certain legal proceedings and claims in the ordinary course of business. Accruals have been recorded when the outcome is probable and can be reasonably estimated. While management currently believes that the ultimate outcome of these proceedings will not have a material adverse effect on the Company’s financial position or its results of operations, legal proceedings are inherently uncertain and unfavorable resolution of some or all of these matters could, individually or in the aggregate, have a material adverse effect on the Company’s and its subsidiaries’ respective businesses, financial condition or results of operations.

REVENUE FROM CONTRACTS WITH CUS

REVENUE FROM CONTRACTS WITH CUSTOMERS	6 Months Ended
	Mar. 31, 2021
Revenue from Contract with Customer [Abstract]
REVENUE FROM CONTRACTS WITH CUSTOMERS	REVENUE FROM CONTRACTS WITH CUSTOMERS Topic 606 applies to all contracts with customers unless such revenue is specifically addressed under existing guidance. The table below presents the Company’s revenue by operating segment. For additional descriptions of the Company’s operating segments, including additional financial information and the underlying management accounting process, see Note 17. Segment Reporting to the Condensed Consolidated Financial Statements. (Dollars in Thousands) Consumer Commercial Corporate Services/Other Consolidated Company Three Months Ended March 31, 2021 2020 2021 2020 2021 2020 2021 2020 Net interest income (1) $ 25,085 $ 16,162 $ 42,404 $ 37,026 $ 6,361 $ 14,549 $ 73,850 $ 67,737 Noninterest income: Refund transfer product fees 22,680 28,939 — — — — 22,680 28,939 Tax advance product fees (1) 44,562 29,536 — — — — 44,562 29,536 Payment card and deposit fees 29,875 23,156 — — — — 29,875 23,156 Other bank and deposit fees — — 126 268 7 113 133 381 Rental income (1) 5 5 9,841 11,094 — 1 9,846 11,100 Net gain realized on investment securities (1) — — — — 6 — 6 — Gain on divestitures (1) — — — — — 19,275 — 19,275 Gain (loss) on sale of other (1) — (259) 1,624 2,579 509 5 2,133 2,325 Other income (1) 919 1,831 2,349 1,582 950 2,388 4,218 5,801 Total noninterest income 98,041 83,208 13,940 15,523 1,472 21,782 113,453 120,513 Revenue $ 123,126 $ 99,370 $ 56,344 $ 52,549 $ 7,833 $ 36,331 $ 187,303 $ 188,250 (1) These revenues are not within the scope of Topic 606. Additional details are included in other footnotes to the accompanying financial statements. The scope of Topic 606 explicitly excludes net interest income as well as many other revenues for financial assets and liabilities, including loans, leases, and securities. (Dollars in Thousands) Consumer Commercial Corporate Services/Other Consolidated Company Six Months Ended March 31, 2021 2020 2021 2020 2021 2020 2021 2020 Net interest income (1) $ 47,432 $ 32,719 $ 84,252 $ 76,762 $ 8,165 $ 22,907 $ 139,849 $ 132,388 Noninterest income: Refund transfer product fees 23,327 29,131 — — — — 23,327 29,131 Tax advance product fees (1) 46,522 31,812 — — — — 46,522 31,812 Payment card and deposit fees 52,439 44,655 — — — — 52,439 44,655 Other bank and deposit fees — — 360 546 10 322 370 868 Rental income (1) 10 9 19,721 22,128 — 1,314 19,731 23,451 Net gain realized on investment securities (1) — — — — 6 — 6 — Gain on divestitures (1) — — — — — 19,275 — 19,275 Gain (loss) on sale of other (1) — (19) 4,216 4,917 765 (5,142) 4,981 (244) Other income (1) 1,078 2,384 4,809 2,911 5,645 3,752 11,532 9,047 Total noninterest income 123,376 107,972 29,106 30,502 6,426 19,521 158,908 157,995 Revenue $ 170,808 $ 140,691 $ 113,358 $ 107,264 $ 14,591 $ 42,428 $ 298,757 $ 290,383 (1) These revenues are not within the scope of Topic 606. Additional details are included in other footnotes to the accompanying financial statements. The scope of Topic 606 explicitly excludes net interest income as well as many other revenues for financial assets and liabilities, including loans, leases, and securities. Following is a discussion of key revenues within the scope of Topic 606. The Company provides services to customers that have related performance obligations that must be completed to recognize revenue. Revenues are generally recognized immediately upon the completion of the service or over time as services are performed. Any services performed over time generally require that the Company renders services each period; therefore, the Company measures progress in completing these services based upon the passage of time. Revenue from contracts with customers did not generate significant contract assets and liabilities. Refund Transfer Product Fees. Refund transfer fees are specific to the tax products offered by Refund Advantage and EPS. These fees are for products, services such as payment processing, and product referral commissions. Software partner fees paid and/or incurred are recorded on a net basis. The Company’s obligation for product fees and commissions is satisfied at the time of the product delivery and obligation for payment processing is satisfied at the time of processing. The transaction price for such activity is based upon stand-alone fees within the terms and conditions. At March 31, 2021 and September 30, 2020, there were no receivables related to refund transfer fees, which reflect earned revenue with unconditional rights to payment for product fee income. All refund transfer fees are recorded within the Consumer reporting segment. Card Fees. Card fees relate to MPS, Community Bank, Refund Advantage and EPS products. These fees are for products and services such as card activation, product support, processing, and servicing. The Company earns these fees based upon the underlying terms and conditions with each cardholder over the contract term. Agreements with the Company’s cardholders are considered daily service contracts as they are not fixed in duration. The Company’s obligation for card activation and product support fees is satisfied at the time of product delivery, while the obligation for processing and servicing is satisfied over the course of each month. The transaction price for such activity is based upon the stand-alone fees within the terms and conditions of the cardholder agreements. Card fee revenue also includes income from sponsorships, associations and networks, and interchange income. Sponsorship income relates to fees charged to the Company’s ATM sponsorship partners, where the obligation is satisfied over the course of each month. Association and network income reflect incentives, performance bonuses and rebates with MasterCard and Visa. The obligation for such income is satisfied at the time when certain thresholds of transaction volume have been met. Interchange income is generated by cardholder activity, and therefore the Company’s obligations are satisfied as activity occurs. The transaction price for such activity is based on underlying rates and activity thresholds within the terms and conditions of the applicable agreements. Card fee revenue also includes breakage revenue. Breakage represents the estimated amount that will not be redeemed by the holder of unregistered, unused prepaid cards for goods or services. Breakage revenue is recognized ratably over the expected customer usage period and is an estimate based on cardholder behavior and breakage rates. Breakage is also impacted by escheatment laws. Card fees are recorded within both the Consumer and Commercial reporting segments, the substantial majority of which is derived from the Company's payments divisions and reported in payments card and deposit fees. Card fees related to the Community Bank are reported within other bank and deposit fees. Bank and Deposit Fees. Fees are earned on depository accounts for consumer and commercial customers and include fees for account services, overdraft services, safety deposit box rentals, and event-driven services (i.e. returned checks, ATM surcharge, card replacement, wire transfers, and stop pays). The Company’s obligation for event-driven services is satisfied at the time of the event when the service is delivered, while its obligation for account services is satisfied over the course of each month. The Company’s obligation for overdraft services is satisfied at the time of overdraft. The transaction price for such activity is based upon stand-alone fees within the terms and conditions of the deposit agreements. Bank and deposit fees are recorded within both the Consumer and Commercial reporting segments, the majority of which are derived from the Company's payments divisions. Bank and deposit fees related to the Community Bank are reported within other bank and deposit fees. Principal vs Agent. The Consumer reporting segment includes principal/agent relationships. Within this segment, MPS relationships are recorded on a gross basis within the Condensed Consolidated Statements of Operations, as Meta is the principal in the contract, with the exception of association/network contracts and partner/processor contracts for prepaid cards, which are recorded on a net basis within the Condensed Consolidated Statements of Operations as Meta is the agent in these contracts. Also within this segment, Tax Service relationships are recorded on a gross basis within the Condensed Consolidated Statements of Operations, as Meta is the principal in the contract, with the exception of contracts with software providers and merchants, which are recorded on a net basis within the Condensed Consolidated Statements of Operations as Meta is the agent in these contracts.

SEGMENT REPORTING

SEGMENT REPORTING	6 Months Ended
	Mar. 31, 2021
Segment Reporting [Abstract]
SEGMENT REPORTING	SEGMENT REPORTING An operating segment is generally defined as a component of a business for which discrete financial information is available and whose results are reviewed by the chief operating decision-maker. Operating segments are aggregated into reportable segments if certain criteria are met. The Company reports its results of operations through the following three business segments: Consumer, Commercial, and Corporate Services/Other. The Meta Payment Systems and Tax Services divisions, as well as the Consumer Credit Products and ClearBalance business lines, are reported in the Consumer segment . The Crestmark and AFS divisions are reported in the Commercial segment. The Community Bank division, Warehouse Finance, and Student Loan lending portfolio are included in the Corporate Services/Other segment. The Corporate Services/Other segment also includes certain shared services as well as treasury related functions such as the investment portfolio, wholesale deposits and borrowings. The Company does not report indirect general and administrative expenses in the Consumer and Commercial segments. Beginning October 1, 2020, Warehouse Finance, formerly reported in the Consumer segment, is now included in the Corporate Services/Other segment. Prior periods have been reclassified to conform to the current presentation. The Company adopted ASU 2018-02 as of October 1, 2020. The amendments in this ASU allow for a reclassification from AOCI to Retained Earnings for stranded tax effects from the Tax Cuts and Jobs Act of 2017 ("TCJA"). For the Company, these amendments are limited to any unrealized gains and losses held in Other Comprehensive Income for debt securities AFS held at the time of the TCJA enactment. The Company determined there were no stranded tax effects from the TCJA enactment and has not made any reclassification from AOCI to Retained Earnings upon adoption of this ASU. The following tables present segment data for the Company: Three Months Ended March 31, 2021 (Dollars in Thousands) Consumer Commercial Corporate Total Net interest income $ 25,085 $ 42,404 $ 6,361 $ 73,850 Provision for credit losses 28,020 2,203 67 30,290 Noninterest income 98,041 13,940 1,472 113,453 Noninterest expense 30,189 27,829 37,953 95,971 Income (loss) before income tax expense 64,917 26,312 (30,187) 61,042 Total assets 531,305 3,030,088 6,228,730 9,790,123 Total goodwill 87,145 222,360 — 309,505 Total deposits 8,447,910 12,177 182,326 8,642,413 Three Months Ended March 31, 2020 (Dollars in Thousands) Consumer Commercial Corporate Total Net interest income $ 16,162 $ 37,026 $ 14,549 $ 67,737 Provision for loan and lease losses 19,570 11,994 5,732 37,296 Noninterest income 83,208 15,523 21,782 120,513 Noninterest expense 30,450 27,361 33,918 91,729 Income (loss) before income tax expense 49,350 13,194 (3,319) 59,225 Total assets 387,871 2,529,665 2,926,329 5,843,865 Total goodwill 87,145 222,360 — 309,505 Total deposits 3,078,481 9,214 874,709 3,962,404 Six Months Ended March 31, 2021 (Dollars in Thousands) Consumer Commercial Corporate Total Net interest income $ 47,432 $ 84,252 $ 8,165 $ 139,849 Provision for credit losses 30,386 8,670 (2,677) 36,379 Noninterest income 123,376 29,106 6,426 158,908 Noninterest expense 48,351 54,997 65,198 168,546 Income (loss) before income tax expense 92,071 49,691 (47,930) 93,832 Total assets 531,305 3,030,088 6,228,730 9,790,123 Total goodwill 87,145 222,360 — 309,505 Total deposits 8,447,910 12,177 182,326 8,642,413 Six Months Ended March 31, 2020 (Dollars in Thousands) Consumer Commercial Corporate Total Net interest income $ 32,719 $ 76,762 $ 22,907 $ 132,388 Provision for loan and lease losses 20,544 15,695 4,464 40,703 Noninterest income 107,972 30,502 19,521 157,995 Noninterest expense 47,190 54,086 66,250 167,526 Income (loss) before income tax expense 72,957 37,483 (28,286) 82,154 Total assets 387,871 2,529,665 2,926,329 5,843,865 Total goodwill 87,145 222,360 — 309,505 Total deposits 3,078,481 9,214 874,709 3,962,404

FAIR VALUE OF FINANCIAL INSTRUM

FAIR VALUE OF FINANCIAL INSTRUMENTS	6 Months Ended
	Mar. 31, 2021
Fair Value Disclosures [Abstract]
FAIR VALUE OF FINANCIAL INSTRUMENTS	FAIR VALUES OF FINANCIAL INSTRUMENTS ASC 820, Fair Value Measurements defines fair value, establishes a framework for measuring the fair value of assets and liabilities using a hierarchy system and requires disclosures about fair value measurement. It clarifies that fair value is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants in the market in which the reporting entity transacts. The fair value hierarchy is as follows: Level 1 Inputs - Valuation is based upon quoted prices for identical instruments traded in active markets that the Company has the ability to access at measurement date. Level 2 Inputs - Valuation is based upon quoted prices for similar instruments in active markets, quoted prices for identical or similar instruments in markets that are not active and model-based valuation techniques for which significant assumptions are observable in the market. Level 3 Inputs - Valuation is generated from model-based techniques that use significant assumptions not observable in the market and are used only to the extent that observable inputs are not available. These unobservable assumptions reflect the Company’s own estimates of assumptions that market participants would use in pricing the asset or liability. Debt Securities Available for Sale and Held to Maturity . Debt securities available for sale are recorded at fair value on a recurring basis and debt securities held to maturity are carried at amortized cost. The fair value of debt securities available for sale, categorized primarily as Level 2, is recorded using prices obtained from independent asset pricing services that are based on observable transactions, but not quoted markets. Management reviews the prices obtained from independent asset pricing servicing for unusual fluctuations and comparison to current market trading activity. Equity Securities. Marketable equity securities and certain non-marketable equity securities are recorded at fair value on a recurring basis. The fair values of marketable equity securities are determined by obtaining quoted prices on nationally recognized securities exchanges (Level 1 inputs). The following tables summarize the fair values of debt securities available for sale and equity securities as they are measured at fair value on a recurring basis: Fair Value At March 31, 2021 (Dollars in Thousands) Total Level 1 Level 2 Level 3 Debt securities AFS SBA securities $ 170,006 $ — $ 170,006 $ — Obligations of states and political subdivisions 2,816 — 2,816 — Non-bank qualified obligations of states and political subdivisions 295,722 — 295,722 — Asset-backed securities 453,403 — 453,403 — Mortgage-backed securities 558,833 — 558,833 — Total debt securities AFS $ 1,480,780 $ — $ 1,480,780 $ — Common equities and mutual funds (1) $ 3,235 $ 3,235 $ — $ — Non-marketable equity securities (2) $ 4,265 $ — $ — $ — (1) Equity securities at fair value are included within other assets on the Condensed Consolidated Statements of Financial Condition at March 31, 2021 and September 30, 2020. (2) Consists of certain non-marketable equity securities that are measured at fair value using net asset value ("NAV") per share (or its equivalent) as a practical expedient and are excluded from the fair value hierarchy. Fair Value At September 30, 2020 (Dollars in Thousands) Total Level 1 Level 2 Level 3 Debt securities AFS SBA securities $ 164,955 $ — $ 164,955 $ — Obligations of states and political subdivisions 841 — 841 — Non-bank qualified obligations of states and political subdivisions 323,774 — 323,774 — Asset-backed securities 324,925 — 324,925 — Mortgage-backed securities 453,607 — 453,607 — Total debt securities AFS $ 1,268,102 $ — $ 1,268,102 $ — Common equities and mutual funds (1) $ 2,969 $ 2,969 $ — $ — Non-marketable equity securities (2) $ 2,784 $ — $ — $ — (1) Equity securities at fair value are included within other assets on the Condensed Consolidated Statements of Financial Condition at March 31, 2021 and September 30, 2020. (2) Consists of certain non-marketable equity securities that are measured at fair value using NAV per share (or its equivalent) as a practical expedient and are excluded from the fair value hierarchy. Foreclosed Real Estate and Repossessed Assets. Real estate properties and repossessed assets are initially recorded at the fair value less selling costs at the date of foreclosure, establishing a new cost basis. The carrying amount represents the lower of the new cost basis or the fair value less selling costs of foreclosed assets that were measured at fair value subsequent to their initial classification as foreclosed assets. Loans and Leases. The Company does not record loans and leases at fair value on a recurring basis. However, if a loan or lease is individually evaluated for risk of credit loss and repayment is expected to be solely provided by the values of the underlying collateral, the Company measures fair value on a nonrecurring basis. Fair value is determined by the fair value of the underlying collateral less estimated costs to sell. The fair value of the collateral is determined based on internal estimates and/or assessments provided by third-party appraisers and the valuation relies on discount rates ranging from 4% to 90%. The following table summarizes the assets of the Company that are measured at fair value in the Condensed Consolidated Statements of Financial Condition on a non-recurring basis: Fair Value At March 31, 2021 (Dollars in Thousands) Total Level 1 Level 2 Level 3 Impaired loans and leases, net Commercial finance $ 6,830 $ — $ — $ 6,830 Total National Lending 6,830 — — 6,830 Commercial real estate and operating 9,029 — — 9,029 Total Community Banking 9,029 — — 9,029 Total impaired loans and leases, net 15,859 — — 15,859 Foreclosed assets, net 1,483 — — 1,483 Total $ 17,342 $ — $ — $ 17,342 Fair Value At September 30, 2020 (Dollars in Thousands) Total Level 1 Level 2 Level 3 Impaired loans and leases, net Commercial finance $ 9,240 $ — $ — $ 9,240 Total National Lending 9,240 — — 9,240 Commercial real estate and operating 20 — — 20 Total Community Banking 20 — — 20 Total impaired loans and leases, net 9,260 — — 9,260 Foreclosed assets, net 9,957 — — 9,957 Total $ 19,217 $ — $ — $ 19,217 Quantitative Information About Level 3 Fair Value Measurements (Dollars in Thousands) Fair Value at March 31, 2021 Fair Value at September 30, 2020 Valuation Unobservable Input Range of Inputs Impaired loans and leases, net $ 15,859 9,260 Market approach Appraised values (1) 4% - 90% Foreclosed assets, net $ 1,483 9,957 Market approach Appraised values (1) 4% - 30% (1) The Company generally relies on external appraisers to develop this information. Management reduced the appraised value by estimating selling costs and other inputs in a range of 4% to 90%. Management discloses the estimated fair value of financial instruments, including assets and liabilities on and off the Condensed Consolidated Statements of Financial Condition, for which it is practicable to estimate fair value. These fair value estimates were made at March 31, 2021 and September 30, 2020 based on relevant market information and information about financial instruments. Fair value estimates are intended to represent the price at which an asset could be sold or a liability could be settled. However, since there is no active market for certain financial instruments of the Company, the estimates of fair value are subjective in nature, involve uncertainties, and include matters of significant judgment. Changes in assumptions as well as tax considerations could significantly affect the estimated values. Accordingly, the aggregate fair value estimates are not intended to represent the underlying value of the Company, on either a going concern or a liquidation basis. The following tables present the carrying amount and estimated fair value of the financial instruments held by the Company: March 31, 2021 (Dollars in Thousands) Carrying Estimated Level 1 Level 2 Level 3 Financial assets Cash and cash equivalents $ 3,724,242 $ 3,724,242 $ 3,724,242 $ — $ — Debt securities available for sale 1,480,780 1,480,780 — 1,480,780 — Debt securities held to maturity 72,112 73,294 — 73,294 — Common equities and mutual funds (1) 3,235 3,235 3,235 — — Non-marketable equity securities (1)(2) 18,015 18,015 — 13,750 — Loans held for sale 67,635 67,635 — 67,635 — Loans and leases receivable 3,648,028 3,655,832 — — 3,655,832 Federal Reserve Bank and Federal Home Loan Bank stocks 28,433 28,433 — 28,433 — Accrued interest receivable 17,429 17,429 17,429 — — Financial liabilities Deposits 8,642,413 8,642,560 8,600,335 42,225 — Other short- and long-term borrowings 95,336 97,259 — 97,259 — Accrued interest payable 679 679 679 — — (1) Equity securities at fair value are included within other assets on the Condensed Consolidated Statements of Financial Condition at March 31, 2021 and September 30, 2020. (2) Includes certain non-marketable equity securities that are measured at fair value using NAV per share (or its equivalent) as a practical expedient and are excluded from the fair value hierarchy. September 30, 2020 (Dollars in Thousands) Carrying Estimated Level 1 Level 2 Level 3 Financial assets Cash and cash equivalents $ 427,367 $ 427,367 $ 427,367 $ — $ — Debt securities available for sale 1,268,102 1,268,102 — 1,268,102 — Debt securities held to maturity 92,610 93,745 — 93,745 — Common equities and mutual funds( 1) 2,969 2,969 2,969 — — Non-marketable equity securities (1)(2) 14,784 14,784 — 12,000 — Loans held for sale 183,577 183,577 — 183,577 — Loans and leases receivable 3,314,140 3,307,037 — — 3,307,037 Federal Reserve Bank and Federal Home Loan Bank stocks 27,138 27,138 — 27,138 — Accrued interest receivable 16,628 16,628 16,628 — — Financial liabilities Deposits 4,979,200 4,980,073 4,705,028 275,045 — Overnight federal funds purchased — — — — — Federal Home Loan Bank advances — — — — — Other short- and long-term borrowings 98,224 100,185 — 100,185 — Accrued interest payable 1,923 1,923 1,923 — — (1) Equity securities at fair value are included within other assets on the Condensed Consolidated Statements of Financial Condition at March 31, 2021 and September 30, 2020. (2) Includes certain non-marketable equity securities that are measured at fair value using NAV per share (or its equivalent) as a practical expedient and are excluded from the fair value hierarchy.

SUBSEQUENT EVENTS

SUBSEQUENT EVENTS	6 Months Ended
	Mar. 31, 2021
Subsequent Events [Abstract]
SUBSEQUENT EVENTS	SUBSEQUENT EVENTSManagement has evaluated subsequent events that occurred after March 31, 2021. During this period, up to the filing date of this Quarterly Report on Form 10-Q, management identified the following subsequent event: •The Bank is reorganizing its payments team to best support its emerging and established customers. In connection with this realignment, Sheree S. Thornsberry, Executive Vice President and Head of Payments of the Bank, will no longer be employed in her position effective May 7, 2021.

SUMMARY OF SIGNIFICANT ACCOUN_2

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES AND RECENTLY ADOPTED ACCOUNTING STANDARDS UPDATES ("ASU") (Policies)	6 Months Ended
	Mar. 31, 2021
Accounting Policies [Abstract]
Accounting Pronouncements	Adopted ASUs Effective October 1, 2020, the Company adopted ASU 2016-13, Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments, and subsequent related ASUs (collectively “Topic 326”), which changes the impairment model for most financial assets, including trade and other receivables, debt securities held-to-maturity, loans, net investments in leases, purchased financial assets with credit deterioration, and off-balance sheet credit exposures. ASU 2016-13 requires the use of a current expected credit loss (“CECL”) methodology to determine the allowance for credit losses for loans and debt securities held-to-maturity. CECL requires loss estimates for the remaining estimated life of the assets to be measured using historical loss data, adjustments for current conditions, and adjustments for reasonable and supportable forecasts of future economic conditions. The Company adopted CECL using the modified retrospective approach with a cumulative effect adjustment to Retained Earnings recorded on October 1, 2020. Our adoption resulted in an ACL as of October 1, 2020 that is larger than the allowance for loan and lease losses (“ALLL”) that would have been recorded under legacy guidance on the same date by $12.8 million in total for all portfolios. A portion of this increase is a result of new requirements to record ACL on acquired loans and leases, regardless of any credit mark recorded. Under legacy guidance, credit marks were included in the determination of fair value adjustments reflected as a discount to the carrying value of the loans and leases and an ALLL was not recorded on acquired loans and leases until evidence of credit deterioration existed post acquisition. The remaining credit and interest mark will continue to accrete over the life of the loan or lease but will no longer be considered when estimating the ACL for acquired loans and leases under CECL. The adoption of CECL also resulted in an increase in the liability of unfunded commitments of $0.8 million. For other assets in scope of the standard such as held-to-maturity debt securities and trade and other receivables, the impact from this ASU was inconsequential. The cumulative tax effected adjustment to record ACL and to increase the unfunded commitments liability resulted in a reduction to retained earnings of $8.4 million along with $2.5 million attributable to noncontrolling interests. Post adoption, as loans and leases are added to the portfolio, the Company expects higher levels of ACL determined by CECL assumptions, resulting in accelerated recognition of provision for credit losses, as compared to historical results. In response to the COVID-19 pandemic, regulatory agencies have published a final rule that provides the option to delay the cumulative effect of the day 1 impact to CECL adoption on regulatory capital for two years, followed by a three-year phase in period. Management has elected this five-year transition period consistent with the final rule. Additional and modified disclosure requirements under CECL are included in Note 5. Securities and Note 6. Loans and Leases, Net. The Company also adopted the following ASUs on October 1, 2020, none of which had a material impact on the Company’s Condensed Consolidated Financial Statements: – ASU 2018-13, Fair Value Measurement (Topic 820): Disclosure Framework – Changes to the Disclosure Requirements for Fair Value Measurement. – ASU 2018-15, Intangibles – Goodwill and Other – Internal-Use Software (Subtopic 350-40): Customer's Accounting for Implementation Costs Incurred in a Cloud Computing Arrangement That is a Service Contract. – ASU 2018-17, Consolidation (Topic 810) – Targeted Improvements to Related Party Guidance for Variable Interest Entities. ASUs to be Adopted ASU 2019-12, Income Taxes (Topic 740): Simplifying the Accounting for Income Taxes. The amendments in this ASU are intended to simplify the accounting for income taxes by removing certain exceptions to the general rules found in Topic 740, Income Taxes . The majority of the amendments are to be applied on a prospective basis. This ASU is effective for fiscal years beginning after December 15, 2020. The Company is currently evaluating the impact of this guidance on the consolidated financial statements. ASU 2020-01 , Investments-Equity Securities (Topic 321), Investments-Equity Method and Joint Ventures (Topic 323), and Derivatives and Hedging (Topic 815): Clarifying Interactions between Topics 321, 323 and 815. This ASU clarifies the interactions between Topic 321, Topic 323 and Topic 815, including accounting for the transition into and out of the equity method and measuring certain purchased options and forward contracts to acquire investments. The amendments in this ASU are effective for fiscal years beginning after December 15, 2020. Management is currently evaluating the impact of this guidance on the consolidated financial statements. ASU 2020-04, Reference Rate Reform (Topic 848) – Facilitation of the Effects of Reference Rate Reform on Financial Reporting. The amendments in this ASU provide optional expedients and exceptions to applying GAAP to contracts, hedging relationships and other transactions impacted by reference rate reform if certain criteria are met. The amendments include a one-time sale or transfer election of held-to-maturity debt securities impacted by reference rate reform. The amendments in this ASU are effective upon issuance through December 31, 2022. The Company is currently evaluating the impact of this guidance on the consolidated financial statements. ASU 2020-08 , Codification Improvements to Subtopic 310-20, Receivables – Nonrefundable Fees and Other Costs. This ASU clarifies that an entity should amortize any premium, if applicable, to the next call date, which is the first date when a call option at a specified price becomes exercisable. The amendments in this ASU are effective for fiscal years beginning after December 15, 2020. Management is currently evaluating the impact of this guidance on the consolidated financial statements. ASU 2020-10, Codification Improvements. This ASU provides clarification, corrects unintended application of guidance, and makes minor improvements to various Topics that are not expected to have a significant impact on the Company’s current accounting policies and practices. Amendments within this ASU are effective for fiscal years beginning after December 15, 2020.

SIGNIFICANT EVENTS (Tables)

SIGNIFICANT EVENTS (Tables)	6 Months Ended
	Mar. 31, 2021
Commitments and Contingencies Disclosure [Abstract]
Schedule of Active COVID Related Modifications	The table below presents the outstanding balances of active COVID-19 related modifications. As of the Period Ended (Dollars in Thousands) March 31, 2021 December 31, 2020 September 30, 2020 National Lending Term lending $ 5,460 $ 18,321 $ 26,559 Asset based lending — 1,124 7,924 Factoring — — 18,434 Lease financing 379 1,637 5,896 Insurance premium finance — — 230 SBA/USDA — — 7,724 Other commercial finance — — 69 Commercial finance 5,839 21,082 66,836 Consumer credit products 301 1,210 1,574 Other consumer finance 1,627 2,682 4,223 Consumer finance 1,928 3,892 5,797 Total National Lending 7,767 24,974 72,633 Community Banking Commercial real estate and operating 58,707 60,319 120,695 Total Community Banking 58,707 60,319 120,695 Total loans and leases 66,474 85,293 193,328 Total COVID-19 related modifications $ 66,474 $ 85,293 $ 193,328

SECURITIES (Tables)

SECURITIES (Tables)	6 Months Ended
	Mar. 31, 2021
Investments, Debt and Equity Securities [Abstract]
Securities Available for Sale	The amortized cost, gross unrealized gains and losses and estimated fair values of available for sale ("AFS") and held to maturity ("HTM") debt securities are presented below. Securities Available For Sale (Dollars in Thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized (Losses) Fair At March 31, 2021 Debt securities AFS SBA securities $ 166,348 $ 3,846 $ (188) $ 170,006 Obligations of states and political subdivisions 2,807 10 (1) 2,816 Non-bank qualified obligations of states and political subdivisions 288,119 8,285 (682) 295,722 Asset-backed securities 453,686 2,726 (3,009) 453,403 Mortgage-backed securities 553,184 11,613 (5,964) 558,833 Total debt securities AFS $ 1,464,144 $ 26,480 $ (9,844) $ 1,480,780 At September 30, 2020 Debt securities AFS SBA securities $ 159,722 $ 5,391 $ (158) $ 164,955 Obligations of states and political subdivisions 825 16 — 841 Non-bank qualified obligations of states and political subdivisions 314,819 8,978 (23) 323,774 Asset-backed securities 329,139 2,015 (6,229) 324,925 Mortgage-backed securities 439,879 14,567 (839) 453,607 Total debt securities AFS $ 1,244,384 $ 30,967 $ (7,249) $ 1,268,102
Securities Held to Maturity	Securities Held To Maturity (Dollars in Thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized (Losses) Fair At March 31, 2021 Debt securities HTM Non-bank qualified obligations of states and political subdivisions $ 67,709 $ 1,083 $ — $ 68,792 Mortgage-backed securities 4,403 99 — 4,502 Total debt securities HTM $ 72,112 $ 1,182 $ — $ 73,294 At September 30, 2020 Debt securities HTM Non-bank qualified obligations of states and political subdivisions $ 87,183 $ 1,040 $ (29) $ 88,194 Mortgage-backed securities 5,427 124 — 5,551 Total debt securities HTM $ 92,610 $ 1,164 $ (29) $ 93,745
Schedule of Unrealized Loss on Investments, AFS	Gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous loss position, were as follows: LESS THAN 12 MONTHS OVER 12 MONTHS TOTAL (Dollars in Thousands) Fair Gross Unrealized (Losses) Fair Gross Unrealized (Losses) Fair Gross Unrealized (Losses) At March 31, 2021 Debt securities AFS SBA securities $ 25,310 $ (24) $ 31,825 $ (164) $ 57,135 $ (188) Obligations of state and political subdivisions 1,980 (1) — — 1,980 (1) Non-bank qualified obligations of states and political subdivisions 53,328 (682) — — 53,328 (682) Asset-backed securities 75,473 (782) 189,365 (2,227) 264,838 (3,009) Mortgage-backed securities 291,358 (5,088) 35,484 (876) 326,842 (5,964) Total debt securities AFS $ 447,449 $ (6,577) $ 256,674 $ (3,267) $ 704,123 $ (9,844) LESS THAN 12 MONTHS OVER 12 MONTHS TOTAL (Dollars in Thousands) Fair Gross Unrealized (Losses) Fair Gross Unrealized (Losses) Fair Gross Unrealized (Losses) At September 30, 2020 Debt securities AFS SBA securities $ 32,257 $ (102) $ 9,875 $ (56) $ 42,132 $ (158) Non-bank qualified obligations of states and political subdivisions 6,265 (6) 3,103 (17) 9,368 (23) Asset-backed securities 106,474 (1,089) 178,686 (5,140) 285,160 (6,229) Mortgage-backed securities 138,338 (839) — — 138,338 (839) Total debt securities AFS $ 283,334 $ (2,036) $ 191,664 $ (5,213) $ 474,998 $ (7,249) There were no debt securities HTM with a continuous loss position at March 31, 2021.
Schedule of Unrealized Loss on Investments, HTM	LESS THAN 12 MONTHS OVER 12 MONTHS TOTAL (Dollars in Thousands) Fair Gross Unrealized (Losses) Fair Gross Unrealized (Losses) Fair Gross Unrealized (Losses) At September 30, 2020 Debt securities HTM Non-bank qualified obligations of states and political subdivisions $ 7,397 $ (9) $ 3,637 $ (20) $ 11,034 $ (29) Total debt securities HTM $ 7,397 $ (9) $ 3,637 $ (20) $ 11,034 $ (29)
Amortized Cost and Fair Value of Debt Securities by Contractual Maturity	The amortized cost and fair value of debt securities by contractual maturity are shown below. Certain securities have call features that allow the issuer to call the security prior to maturity. Expected maturities may differ from contractual maturities in mortgage-backed securities ("MBS") because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. Therefore, MBS are not included in the maturity categories in the following maturity summary. The expected maturities of certain SBA securities may differ from contractual maturities because the borrowers may have the right to prepay the obligation. However, certain prepayment penalties may apply. At March 31, 2021 At September 30, 2020 (Dollars in Thousands) Amortized Cost Fair Amortized Cost Fair Securities AFS at Fair Value Due in one year or less $ 245 $ 247 $ 1,385 $ 1,398 Due after one year through five years 17,621 18,199 20,805 21,769 Due after five years through ten years 51,152 52,585 32,441 34,025 Due after ten years 841,942 850,916 749,874 757,303 910,960 921,947 804,505 814,495 Mortgage-backed securities 553,184 558,833 439,879 453,607 Total securities AFS, at fair value $ 1,464,144 $ 1,480,780 $ 1,244,384 $ 1,268,102 At March 31, 2021 At September 30, 2020 (Dollars in Thousands) Amortized Cost Fair Amortized Cost Fair Securities HTM at Fair Value Due after ten years $ 67,709 $ 68,792 $ 87,183 $ 88,194 67,709 68,792 87,183 88,194 Mortgage-backed securities 4,403 4,502 5,427 5,551 Total securities HTM, at cost $ 72,112 $ 73,294 $ 92,610 $ 93,745

LOANS AND LEASES, NET (Tables)

LOANS AND LEASES, NET (Tables)	6 Months Ended
	Mar. 31, 2021
Loans and Leases Receivable Disclosure [Abstract]
Schedule of Loans Receivable	Loans and leases consist of the following: (Dollars in Thousands) March 31, 2021 September 30, 2020 National Lending Term lending $ 891,414 $ 805,323 Asset based lending 248,735 182,419 Factoring 277,612 281,173 Lease financing 308,169 281,084 Insurance premium finance 344,841 337,940 SBA/USDA 331,917 318,387 Other commercial finance 103,234 101,658 Commercial finance 2,505,922 2,307,984 Consumer credit products 104,842 89,809 Other consumer finance 130,822 134,342 Consumer finance 235,664 224,151 Tax services 225,921 3,066 Warehouse finance 332,456 293,375 Total National Lending 3,299,963 2,828,576 Community Banking Commercial real estate and operating 335,587 457,371 Consumer one-to-four family real estate and other 4,567 16,486 Agricultural real estate and operating 7,911 11,707 Total Community Banking 348,065 485,564 Total loans and leases 3,648,028 3,314,140 Net deferred loan origination costs (fees) 9,503 8,625 Total gross loans and leases 3,657,531 3,322,765 Allowance for credit losses (98,892) (56,188) Total loans and leases, net $ 3,558,639 $ 3,266,577
Schedule of Loans Purchased and Sold by Portfolio Segment	Loans purchased and sold by portfolio segment, including participation interests, for the three and six months ended were as follows: Three Months Ended March 31, Six Months Ended March 31, (Dollars in Thousands) 2021 2020 2021 2020 Loans Purchased Loans held for investment: Total National Lending $ 33,605 $ 89,424 $ 96,236 $ 103,888 Total Community Banking 548 9,440 2,847 13,789 Total purchases $ 34,153 $ 98,864 $ 99,083 $ 117,677 Loans Sold Loans held for sale: Total National Lending $ 24,382 $ 17,255 $ 346,246 $ 160,290 Total Community Banking — 271,681 129,788 271,681 Loans held for investment: Total Community Banking — — — 3,099 Total sales $ 24,382 $ 288,936 $ 476,034 $ 435,070
Sales-type Lease, Lease Income	The net investment in direct financing and sales-type leases was comprised of the following: (Dollars in Thousands) March 31, 2021 September 30, 2020 Carrying amount $ 327,238 $ 299,487 Unguaranteed residual assets 17,835 17,203 Unamortized initial direct costs 2,247 2,078 Unearned income (36,904) (35,606) Total net investment in direct financing and sales-type leases $ 310,416 $ 283,162
Operating Lease, Lease Income	The components of total lease income were as follows: Three Months Ended March 31, Six Months Ended March 31, (Dollars in Thousands) 2021 2020 2021 2020 Interest income - loans and leases Interest income on net investments in direct financing and sales-type leases $ 6,116 $ 4,375 $ 11,435 $ 8,462 Leasing and equipment finance noninterest income Lease income from operating lease payments 9,735 11,263 19,776 22,466 Profit (loss) recorded on commencement date on sales-type leases 59 16 130 487 Other (1) 1,687 1,831 1,756 2,581 Total leasing and equipment finance noninterest income 11,481 13,110 21,662 25,534 Total lease income $ 17,597 $ 17,485 $ 33,097 $ 33,996 (1) Other leasing and equipment finance noninterest income consists of gains (losses) on sales of leased equipment, fees and service charges on leases and gains (losses) on sales of leases.
Sales-type and Direct Financing Leases, Lease Receivable, Maturity	Undiscounted future minimum lease payments receivable for direct financing and sales-type leases and a reconciliation to the carrying amount recorded were as follows: (Dollars in Thousands) March 31, 2021 Remaining in 2021 $ 63,369 2022 108,413 2023 79,701 2024 47,563 2025 20,468 Thereafter 7,724 Equipment under leases not yet commenced — Total undiscounted future minimum lease payments receivable for direct financing and sales-type leases 327,238 Third-party residual value guarantees — Total carrying amount of direct financing and sales-type lease $ 327,238
Annual Activity in Allowance for Loan Losses, Allowance for Loan Losses and Recorded Investment in Loans	Activity in the allowance for credit losses and balances of loans and leases by portfolio segment was as follows: Three Months Ended March 31, 2021 (Dollars in Thousands) Beginning Balance Provision (Recovery) for Credit Losses (2) Charge-offs Recoveries Ending Balance Allowance for credit losses: National Lending Term lending $ 28,220 $ 1,396 $ (2,477) $ 176 $ 27,315 Asset based lending 1,809 539 (599) — 1,749 Factoring 3,719 (545) — 36 3,210 Lease financing 6,784 420 (471) 130 6,863 Insurance premium finance 1,285 103 (149) 87 1,326 SBA/USDA 3,164 136 — — 3,300 Other commercial finance 479 62 — — 541 Commercial finance 45,460 2,111 (3,696) 429 44,304 Consumer credit products 835 155 — — 990 Other consumer finance 10,176 266 (419) 70 10,093 Consumer finance 11,011 421 (419) 70 11,083 Tax services 1,412 27,680 — 54 29,146 Warehouse finance 319 13 — — 332 Total National Lending 58,202 30,225 (4,115) 553 84,865 Community Banking Commercial real estate and operating 14,121 (22) (134) — 13,965 Consumer one-to-four family real estate and other 19 (2) — — 17 Agricultural real estate and operating 47 (2) — — 45 Total Community Banking 14,187 (26) (134) — 14,027 Total loans and leases 72,389 30,199 (4,249) 553 98,892 Unfunded commitments (1) 688 91 — — 779 Total $ 73,077 $ 30,290 $ (4,249) $ 553 $ 99,671 (1) Reserve for unfunded commitments is recognized within other liabilities on the Condensed Consolidated Statements of Financial Condition. (2) As a result of the adoption of CECL, effective October 1, 2020, the provision for credit losses includes the provision for unfunded commitments that was previously included within other noninterest expense. Six Months Ended March 31, 2021 (Dollars in Thousands) Beginning Balance Impact of CECL Adoption Provision (Recovery) for Credit Losses (2) Charge-offs Recoveries Ending Balance Allowance for credit losses: National Lending Term lending $ 15,211 $ 9,999 $ 7,422 $ (5,789) $ 472 $ 27,315 Asset based lending 1,406 164 1,378 (1,199) — 1,749 Factoring 3,027 987 (1,961) (1) 1,158 3,210 Lease financing 7,023 (556) 1,532 (1,347) 211 6,863 Insurance premium finance 2,129 (965) 591 (805) 376 1,326 SBA/USDA 940 2,720 (361) — 1 3,300 Other commercial finance 182 364 (5) — — 541 Commercial finance 29,918 12,713 8,596 (9,141) 2,218 44,304 Consumer credit products 845 — 145 — — 990 Other consumer finance 2,821 5,998 1,748 (637) 163 10,093 Consumer finance 3,666 5,998 1,893 (637) 163 11,083 Tax services 2 — 28,134 — 1,010 29,146 Warehouse finance 294 (1) 39 — — 332 Total National Lending 33,880 18,710 38,662 (9,778) 3,391 84,865 Community Banking Commercial real estate and operating 21,867 (5,616) (2,141) (145) — 13,965 Consumer one-to-four family real estate and other 298 (247) (34) — — 17 Agricultural real estate and operating 143 (74) (24) — — 45 Total Community Banking 22,308 (5,937) (2,199) (145) — 14,027 Total loans and leases 56,188 12,773 36,463 (9,923) 3,391 98,892 Unfunded commitments (1) 32 831 (84) — — 779 Total $ 56,220 $ 13,604 $ 36,379 $ (9,923) $ 3,391 $ 99,671 (1) Reserve for unfunded commitments is recognized within other liabilities on the Condensed Consolidated Statements of Financial Condition. (2) As a result of the adoption of CECL, effective October 1, 2020, the provision for credit losses includes the provision for unfunded commitments that was previously included within other noninterest expense. Three Months Ended March 31, 2020 (Dollars in Thousands) Beginning Balance Provision (Recovery) for Loan and Lease Losses Charge-offs Recoveries Ending Balance Allowance for loan and lease losses: National Lending Term lending $ 6,750 $ 5,679 $ (877) $ 95 $ 11,647 Asset based lending 1,995 803 — 28 2,826 Factoring 3,548 1,231 (345) 10 4,444 Lease financing 1,695 1,043 (152) 97 2,683 Insurance premium finance 970 1,935 (789) 26 2,142 SBA/USDA 765 910 (117) — 1,558 Other commercial finance 160 392 — — 552 Commercial finance 15,883 11,993 (2,280) 256 25,852 Consumer credit products 1,107 (25) — — 1,082 Other consumer finance 4,889 (1,308) (907) 740 3,414 Consumer finance 5,996 (1,333) (907) 740 4,496 Tax services 1,650 19,596 — 74 21,320 Warehouse finance 269 65 — — 334 Total National Lending 23,798 30,321 (3,187) 1,070 52,002 Community Banking Commercial real estate and operating 4,665 5,404 — — 10,069 Consumer one-to-four family real estate and other 1,031 1,319 — — 2,350 Agricultural real estate and operating 682 252 — — 934 Total Community Banking 6,378 6,975 — — 13,353 Total $ 30,176 $ 37,296 $ (3,187) $ 1,070 $ 65,355 Six Months Ended March 31, 2020 (Dollars in Thousands) Beginning balance Provision (recovery) for loan and lease losses Charge-offs Recoveries Ending balance Allowance for loan and lease losses: National Lending Term lending $ 5,533 $ 9,081 $ (3,172) $ 205 $ 11,647 Asset based lending 2,437 342 — 47 2,826 Factoring 3,261 1,489 (735) 429 4,444 Lease financing 1,275 1,546 (367) 229 2,683 Insurance premium finance 1,024 2,076 (1,074) 116 2,142 SBA/USDA 383 1,292 (117) — 1,558 Other commercial finance 683 (131) — — 552 Commercial finance 14,596 15,695 (5,465) 1,026 25,852 Consumer credit products 1,044 38 — — 1,082 Other consumer finance 5,118 (833) (1,640) 769 3,414 Consumer finance 6,162 (795) (1,640) 769 4,496 Tax services — 20,507 — 813 21,320 Warehouse finance 263 71 — — 334 Total National Lending 21,021 35,478 (7,105) 2,608 52,002 Community Banking Commercial real estate and operating 6,208 3,861 — — 10,069 Consumer one-to-four family real estate and other 1,053 1,297 — — 2,350 Agricultural real estate and operating 867 67 — — 934 Total Community Banking 8,128 5,225 — — 13,353 Total $ 29,149 $ 40,703 $ (7,105) $ 2,608 $ 65,355 The following table provide additional disclosures previously required by ASC Topic 310 related to the Company's September 30, 2020 balances. Allowance Loans and Leases (Dollars in Thousands) Ending Balance: Individually Evaluated for Impairment Ending Balance: Collectively Evaluated for Impairment Total Ending Balance: Individually Evaluated for Impairment Ending Balance: Collectively Evaluated for Impairment Total Recorded Investment National Lending Term lending $ 3,155 $ 12,056 $ 15,211 $ 26,085 $ 779,238 $ 805,323 Asset based lending 355 1,051 1,406 5,317 177,102 182,419 Factoring 274 2,753 3,027 5,071 276,102 281,173 Lease financing 1,194 5,829 7,023 4,697 276,387 281,084 Insurance premium finance — 2,129 2,129 — 337,940 337,940 SBA/USDA — 940 940 1,436 316,951 318,387 Other commercial finance — 182 182 — 101,658 101,658 Commercial finance 4,978 24,940 29,918 42,606 2,265,378 2,307,984 Consumer credit products — 845 845 — 89,809 89,809 Other consumer finance — 2,821 2,821 1,987 132,355 134,342 Consumer finance — 3,666 3,666 1,987 222,164 224,151 Tax services — 2 2 — 3,066 3,066 Warehouse finance — 294 294 — 293,375 293,375 Total National Lending 4,978 28,902 33,880 44,593 2,783,983 2,828,576 Community Banking Commercial real estate and operating 141 21,726 21,867 160 457,211 457,371 Consumer one-to-four family real estate and other — 298 298 104 16,382 16,486 Agricultural real estate and operating — 143 143 6,421 5,286 11,707 Total Community Banking 141 22,167 22,308 6,685 478,879 485,564 Total $ 5,119 $ 51,069 $ 56,188 $ 51,278 $ 3,262,862 $ 3,314,140
Asset Classification by Credit Quality Indicators of Loans and Leases	The amortized cost basis of loans and leases by asset classification and year of origination was as follows: Amortized Cost Basis (Dollars in Thousands) Term Loans and Leases by Origination Year Revolving Loans and Leases Total As of March 31, 2021 2021 2020 2019 2018 2017 Prior Term lending Pass $ 200,824 $ 392,195 $ 123,457 $ 67,408 $ 5,541 $ 19,373 $ — $ 808,798 Watch 1,807 12,959 8,322 682 564 1,564 — 25,898 Special Mention — 6,292 5,694 1,377 42 7,871 — 21,276 Substandard — 4,745 23,344 4,520 142 770 — 33,521 Doubtful 58 919 601 343 — — — 1,921 Total 202,689 417,110 161,418 74,330 6,289 29,578 — 891,414 Asset based lending Pass — — — — — — 166,247 166,247 Watch — — — — — — 61,887 61,887 Special Mention — — — — — — 16,854 16,854 Substandard — — — — — — 3,747 3,747 Total — — — — — — 248,735 248,735 Factoring Pass — — — — — — 233,225 233,225 Watch — — — — — — 20,262 20,262 Special Mention — — — — — — 16,220 16,220 Substandard — — — — — — 7,905 7,905 Total — — — — — — 277,612 277,612 Lease financing Pass 77,907 133,720 44,897 16,476 7,843 1,008 — 281,851 Watch 4,750 12,832 325 478 341 438 — 19,164 Special Mention 125 1,753 183 223 44 — — 2,328 Substandard — 304 3,241 887 3 — — 4,435 Doubtful — 118 273 — — — — 391 Total 82,782 148,727 48,919 18,064 8,231 1,446 — 308,169 Insurance premium finance Pass 292,948 50,092 23 — — — — 343,063 Watch 35 301 — — — — — 336 Special Mention 1,236 107 — — — — — 1,343 Substandard — 33 — — — — — 33 Doubtful — 66 — — — — — 66 Total 294,219 50,599 23 — — — — 344,841 SBA/USDA Pass 97,498 155,760 24,689 22,832 9,093 7,384 — 317,256 Watch — 6,782 643 449 1,379 952 — 10,205 Special Mention — — — 1,814 — 69 — 1,883 Substandard — — — 1,203 698 672 — 2,573 Total 97,498 162,542 25,332 26,298 11,170 9,077 — 331,917 Other commercial finance Pass — 20,603 9,259 6,305 3,801 60,162 — 100,130 Watch 642 — — — 857 1,327 — 2,826 Substandard — — — 278 — — — 278 Total 642 20,603 9,259 6,583 4,658 61,489 — 103,234 Warehouse finance Pass — — — — — — 332,456 332,456 Total — — — — — — 332,456 332,456 Total National Lending Pass 669,178 752,369 202,325 113,022 26,278 87,926 731,928 2,583,026 Watch 7,233 32,873 9,291 1,608 3,142 4,282 82,149 140,578 Special Mention 1,361 8,153 5,876 3,414 86 7,940 33,074 59,904 Substandard — 5,083 26,585 6,888 842 1,442 11,652 52,492 Doubtful 58 1,103 874 343 — — — 2,378 Total 677,830 799,581 244,951 125,275 30,348 101,590 858,803 2,838,378 Commercial real estate and operating Pass — 13,109 105,549 80,399 33,003 533 — 232,593 Watch — 926 4,182 52,490 20,496 6,013 — 84,107 Special Mention — — — — — 684 — 684 Substandard — 300 700 16,897 — 306 — 18,203 Total — 14,335 110,431 149,786 53,499 7,536 — 335,587 Consumer 1-4 family real estate and other Pass — — 159 875 374 2,869 — 4,277 Substandard — — 110 — 41 139 — 290 Total — — 269 875 415 3,008 — 4,567 Agricultural real estate and other Pass — — 85 108 — 2,586 — 2,779 Substandard — 3,278 — 1,263 — 591 — 5,132 Total — 3,278 85 1,371 — 3,177 — 7,911 Total Community Bank Pass — 13,109 105,793 81,382 33,377 5,988 — 239,649 Watch — 926 4,182 52,490 20,496 6,013 — 84,107 Special Mention — — — — — 684 — 684 Substandard — 3,578 810 18,160 41 1,036 — 23,625 Total — 17,613 110,785 152,032 53,914 13,721 — 348,065 Total Loans and Leases Pass 669,178 765,478 308,118 194,404 59,655 93,914 731,928 2,822,675 Watch 7,233 33,799 13,473 54,098 23,638 10,295 82,149 224,685 Special Mention 1,361 8,153 5,876 3,414 86 8,624 33,074 60,588 Substandard — 8,661 27,395 25,048 883 2,478 11,652 76,117 Doubtful 58 1,103 874 343 — — — 2,378 Total $ 677,830 $ 817,194 $ 355,736 $ 277,307 $ 84,262 $ 115,311 $ 858,803 $ 3,186,443 The recorded investment of loans and leases by asset classification was as follows: Asset Classification Pass Watch Special Mention Substandard Doubtful Total As of September 30, 2020 (Dollars in Thousands) National Lending Term lending $ 725,101 $ 29,637 $ 24,501 $ 21,249 $ 4,835 $ 805,323 Asset based lending 102,013 62,512 12,577 5,317 — 182,419 Factoring 217,245 45,200 13,657 5,071 — 281,173 Lease financing 264,700 8,879 2,808 4,148 549 281,084 Insurance premium finance 336,364 284 222 701 369 337,940 SBA/USDA 308,549 8,328 74 1,436 — 318,387 Other commercial finance 100,727 931 — — — 101,658 Commercial finance 2,054,699 155,771 53,839 37,922 5,753 2,307,984 Warehouse finance 293,375 — — — — 293,375 Total National Lending 2,348,074 155,771 53,839 37,922 5,753 2,601,359 Community Banking Commercial real estate and operating 336,236 98,295 4,049 18,211 580 457,371 Consumer one-to-four family real estate and other 15,648 41 609 188 — 16,486 Agricultural real estate and operating 1,526 — 4,930 5,251 — 11,707 Total Community Banking 353,410 98,336 9,588 23,650 580 485,564 Total loans and leases $ 2,701,484 $ 254,107 $ 63,427 $ 61,572 $ 6,333 $ 3,086,923
Past Due Loans and Leases	Past due loans and leases were as follows: Accruing and Nonaccruing Loans and Leases Nonperforming Loans and Leases (Dollars in Thousands) 30-59 Days 60-89 Days > Total Past Current Total Loans and Leases > 89 Days Past Due and Accruing Non-accrual balance Total As of March 31, 2021 Loans held for sale $ — $ — $ — $ — $ 67,635 $ 67,635 $ — $ — $ — National Lending Term lending 22,074 7,628 2,592 32,294 859,120 891,414 353 14,665 15,018 Asset based lending 13 — — 13 248,722 248,735 — 382 382 Factoring — — — — 277,612 277,612 — 35 35 Lease financing 10,216 662 3,882 14,760 293,409 308,169 2,043 2,623 4,666 Insurance premium finance 1,290 440 2,414 4,144 340,697 344,841 2,414 — 2,414 SBA/USDA — — 600 600 331,317 331,917 — 600 600 Other commercial finance 1,082 — — 1,082 102,152 103,234 — — — Commercial finance 34,675 8,730 9,488 52,893 2,453,029 2,505,922 4,810 18,305 23,115 Consumer credit products 1,737 3,898 2,019 7,654 97,188 104,842 243 — 243 Other consumer finance 296 264 275 835 129,987 130,822 274 — 274 Consumer finance 2,033 4,162 2,294 8,489 227,175 235,664 517 — 517 Tax services 507 — — 507 225,414 225,921 — — — Warehouse finance — — — — 332,456 332,456 — — — Total National Lending 37,215 12,892 11,782 61,889 3,238,074 3,299,963 5,327 18,305 23,632 Community Banking Commercial real estate and operating 12 — — 12 335,575 335,587 — 17,896 17,896 Consumer one-to-four family real estate and other — — 49 49 4,518 4,567 — 159 159 Agricultural real estate and operating — — 1,769 1,769 6,142 7,911 — 1,769 1,769 Total Community Banking 12 — 1,818 1,830 346,235 348,065 — 19,824 19,824 Total loans and leases held for investment 37,227 12,892 13,600 63,719 3,584,309 3,648,028 5,327 38,129 43,456 Total loans and leases $ 37,227 $ 12,892 $ 13,600 $ 63,719 $ 3,651,944 $ 3,715,663 $ 5,327 $ 38,129 $ 43,456 Accruing and Nonaccruing Loans and Leases Nonperforming Loans and Leases (Dollars in Thousands) 30-59 Days 60-89 Days > Total Past Current Total Loans and Leases > 89 Days Past Due and Accruing Non-accrual balance Total As of September 30, 2020 Loans held for sale $ — $ — $ — $ — $ 183,577 $ 183,577 $ — $ — $ — National Lending Term lending 11,900 3,851 6,390 22,141 783,182 805,323 266 16,274 16,540 Asset based lending 17 — — 17 182,402 182,419 — — — Factoring — — — — 281,173 281,173 — 1,096 1,096 Lease financing 194 9,746 6,882 16,822 264,262 281,084 4,344 3,583 7,927 Insurance premium finance 1,227 748 2,364 4,339 333,601 337,940 2,364 — 2,364 SBA/USDA — — 1,027 1,027 317,360 318,387 427 600 1,027 Other commercial finance — — — — 101,658 101,658 — — — Commercial finance 13,338 14,345 16,663 44,346 2,263,638 2,307,984 7,401 21,553 28,954 Consumer credit products 377 358 499 1,233 88,576 89,809 499 — 499 Other consumer finance 600 536 373 1,509 132,833 134,342 373 — 373 Consumer finance 977 894 872 2,743 221,408 224,151 872 — 872 Tax services — — 1,743 1,743 1,323 3,066 1,743 — 1,743 Warehouse finance — — — — 293,375 293,375 — — — Total National Lending 14,315 15,239 19,278 48,832 2,779,744 2,828,576 10,016 21,553 31,569 Community Banking Commercial real estate and operating — — 630 630 456,741 457,371 50 580 630 Consumer one-to-four family real estate and other 905 114 50 1,069 15,417 16,486 — 50 50 Agricultural real estate and operating — — 1,769 1,769 9,938 11,707 — 1,769 1,769 Total Community Banking 905 114 2,449 3,468 482,096 485,564 50 2,399 2,449 Total loans and leases held for investment 15,220 15,353 21,727 52,300 3,261,840 3,314,140 10,066 23,952 34,018 Total loans and leases $ 15,220 $ 15,353 $ 21,727 $ 52,300 $ 3,445,417 $ 3,497,717 $ 10,066 $ 23,952 $ 34,018
Financing Receivable, Nonaccrual	Nonaccrual loans and leases by year of origination were as follows: Amortized Cost Basis (Dollars in Thousands) Term Loans and Leases by Origination Year Revolving Loans and Leases Total Nonaccrual With No ACL March 31, 2021 2021 2020 2019 2018 2017 Prior National Lending Term lending $ 72 $ 2,746 $ 8,834 $ 2,426 $ 23 $ 564 $ — $ 14,665 $ 7,942 Asset based lending — — — — — — 382 382 9 Factoring — — — — — — 35 35 — Lease financing — 358 1,906 359 — — — 2,623 1,118 SBA/USDA — — — — 600 — — 600 600 Commercial finance 72 3,104 10,740 2,785 623 564 417 18,305 9,669 Total National Lending 72 3,104 10,740 2,785 623 564 417 18,305 9,669 Community Banking Commercial real estate and operating — 300 700 16,896 — — — 17,896 — Consumer one-to-four family real estate and other — — 110 — 41 8 — 159 159 Agricultural real estate and operating — — — 1,263 — 506 — 1,769 1,769 Total Community Banking — 300 810 18,159 41 514 — 19,824 1,928 Total nonaccrual loans and leases $ 72 $ 3,404 $ 11,550 $ 20,944 $ 664 $ 1,078 $ 417 $ 38,129 $ 11,597 Loans and leases that are 90 days or more delinquent and accruing by year of origination were as follows: Amortized Cost Basis (Dollars in Thousands) Term Loans and Leases by Origination Year Revolving Loans and Leases Total March 31, 2021 2021 2020 2019 2018 2017 Prior National Lending Term lending $ — $ — $ — $ 220 $ 112 $ 21 $ — $ 353 Lease financing 1,247 323 139 301 33 — — 2,043 Insurance premium finance 1,313 1,101 — — — — — 2,414 Commercial finance 2,560 1,424 139 521 145 21 — 4,810 Other consumer finance — — — — — 274 — 274 Consumer finance (1) — — — — — 274 — 274 Total National Lending 2,560 1,424 139 521 145 295 — 5,084 Total 90 days or more delinquent and accruing $ 2,560 $ 1,424 $ 139 $ 521 $ 145 $ 295 $ — $ 5,084 (1) Consumer credit products are not included in the table as they are evaluated under a separate methodology for allowance for credit loss purposes that considers the overall Program structure. Refer to the Company’s most recent audited financial statements for additional information on these Programs.
Impaired Loans and Leases	Information on impaired loans and leases, all of which are deemed to be collateral dependent and are evaluated individually for the ACL was as follows: (Dollars in Thousands) March 31, 2021 National Lending Term lending $ 13,794 Asset based lending 373 Factoring 35 Lease financing 2,389 SBA/USDA 600 Commercial finance 17,191 Consumer credit products 2,097 Consumer finance 2,097 Total National Lending 19,288 Community Banking Commercial real estate and operating 17,896 Consumer one-to-four family real estate and other 170 Agricultural real estate and operating 4,658 Total Community Banking 22,724 Total $ 42,012 Information on impaired loans and leases as of September 30, 2020 was as follows: (Dollars in Thousands) Recorded Unpaid Principal Specific Loans and leases without a specific valuation allowance National Lending Term lending $ 17,349 $ 18,823 $ — Asset based lending 3,914 3,914 — Factoring 3,892 4,967 — Lease financing 1,797 1,805 — SBA/USDA 1,436 2,263 — Commercial finance 28,388 31,772 — Other consumer finance 1,987 2,104 — Consumer finance 1,987 2,104 — Total National Lending 30,375 33,876 — Community Banking Consumer one-to-four family real estate and other 104 104 — Agricultural real estate and operating 6,421 6,421 — Total Community Banking 6,525 6,525 — Total $ 36,900 $ 40,401 $ — Loans and leases with a specific valuation allowance National Lending Term lending $ 8,736 $ 8,736 $ 3,155 Asset based lending 1,403 1,403 355 Factoring 1,179 1,191 274 Lease financing 2,900 2,900 1,194 Commercial finance 14,218 14,230 4,978 Total National Lending 14,218 14,230 4,978 Community Banking Commercial real estate and operating 160 160 141 Total Community Banking Loans 160 160 141 Total $ 14,378 $ 14,390 $ 5,119 The following table provides the average recorded investment in non-accrual loans and leases: Average Recorded Investment (Dollars in Thousands) Three Months Ended March 31, 2021 Six Months Ended March 31, 2021 National Lending Term lending $ 12,729 $ 13,802 Asset based lending 572 823 Factoring 44 490 Lease financing 2,990 3,273 SBA/USDA 600 600 Commercial finance 16,935 18,988 Total National Lending 16,935 18,988 Community Banking Commercial real estate and operating 18,269 12,404 Consumer one-to-four family real estate and other 161 143 Agricultural real estate and operating 1,769 1,769 Total Community Banking 20,199 14,316 Total loans and leases $ 37,134 $ 33,304 The recognized interest income on the Company's nonaccrual loans and leases for the three and six months ended March 31, 2021 was not significant. The following table provides the average recorded investment in impaired loans and leases: Three Months Ended March 31, 2020 Six Months Ended March 31, 2020 (Dollars in Thousands) Average Recorded Investment Recognized Interest Income Average Recorded Investment Recognized Interest Income National Lending Term lending $ 26,454 $ 46 $ 22,995 $ 120 Asset based lending 350 — 389 — Factoring 4,596 — 4,223 — Lease financing 2,154 12 2,920 12 SBA/USDA 3,640 — 3,714 — Commercial finance 37,194 58 34,241 132 Other consumer finance 1,775 39 1,663 73 Consumer finance 1,775 39 1,663 73 Total National Lending 38,970 97 35,904 205 Community Banking Commercial real estate and operating 682 12 564 25 Consumer one-to-four family real estate and other 82 1 85 9 Agricultural real estate and operating 2,674 (186) 2,798 (144) Total Community Banking 3,438 (173) 3,447 (110) Total loans and leases $ 42,408 $ (76) $ 39,351 $ 95

EARNINGS PER COMMON SHARE ("E_2

EARNINGS PER COMMON SHARE ("EPS") (Tables)	6 Months Ended
	Mar. 31, 2021
Earnings Per Share [Abstract]
Reconciliation of Net Income and Common Stock Share Amounts Used in Computation of Basic and Diluted EPS	A reconciliation of net income and common stock share amounts used in the computation of basic and diluted earnings per share is presented below. Three Months Ended March 31, Six Months Ended March 31, (Dollars in Thousands, Except Share and Per Share Data) 2021 2020 2021 2020 Basic income per common share: Net income attributable to Meta Financial Group, Inc. $ 59,066 $ 52,304 $ 87,103 $ 73,372 Dividends and undistributed earnings allocated to participating securities (1,113) (1,215) (1,683) (1,652) Basic net earnings available to common stockholders 57,953 51,089 85,420 71,720 Undistributed earnings allocated to nonvested restricted stockholders 1,083 1,173 1,620 1,570 Reallocation of undistributed earnings to nonvested restricted stockholders (1,082) (1,172) (1,619) (1,569) Diluted net earnings available to common stockholders $ 57,954 $ 51,090 $ 85,421 $ 71,721 Total weighted-average basic common shares outstanding 31,520,505 35,114,053 32,158,994 35,865,443 Effect of dilutive securities (1) Stock options — 21,497 — 21,634 Performance share units 14,517 — 16,490 — Total effect of dilutive securities 14,517 21,497 16,490 21,634 Total weighted-average diluted common shares outstanding 31,535,022 35,135,550 32,175,484 35,887,077 Net earnings per common share: Basic earnings per common share $ 1.84 $ 1.45 $ 2.66 $ 2.00 Diluted earnings per common share (2) $ 1.84 $ 1.45 $ 2.65 $ 2.00 (1) Represents the effect of the assumed exercise of stock options and vesting of performance share units and restricted stock, as applicable, utilizing the treasury stock method.

RENTAL EQUIPMENT, NET (Tables)

RENTAL EQUIPMENT, NET (Tables)	6 Months Ended
	Mar. 31, 2021
Property, Plant and Equipment [Abstract]
Rental Equipment	Rental equipment consists of the following: (Dollars in Thousands) March 31, 2021 September 30, 2020 Computers and IT networking equipment $ 16,313 $ 15,926 Motor vehicles and other 56,012 52,913 Office furniture and equipment 73,889 74,197 Solar panels and equipment 128,430 118,808 Total 274,644 261,844 Accumulated depreciation (65,013) (57,601) Unamortized initial direct costs 1,766 1,721 Net book value $ 211,397 $ 205,964
Schedule of Future Minimum Rental Payments for Operating Leases	Undiscounted future minimum lease payments expected to be received for operating leases were as follows: (Dollars in Thousands) March 31, 2021 Remaining in 2021 $ 17,689 2022 30,532 2023 26,189 2024 18,948 2025 13,843 Thereafter 20,269 Total undiscounted future minimum lease payments receivable for operating leases $ 127,470 Undiscounted future minimum operating lease payments and a reconciliation to the amount recorded as operating lease liabilities were as follows: (Dollars in Thousands) March 31, 2021 Remaining in 2021 $ 2,219 2022 4,596 2023 3,999 2024 4,152 2025 4,027 Thereafter 24,926 Total undiscounted future minimum lease payments 43,919 Discount (5,817) Total operating lease liabilities $ 38,102

FORECLOSURED REAL ESTATE AND _2

FORECLOSURED REAL ESTATE AND REPOSSESSED ASSETS (Tables)	6 Months Ended
	Mar. 31, 2021
Real Estate [Abstract]
Schedule of Changes in Foreclosed Real Estate and Repossessed Assets	The following table provides an analysis of changes in foreclosed real estate and repossessed assets: Six Months Ended March 31, (Dollars in Thousands) 2021 2020 Balance, beginning of period $ 9,957 $ 29,494 Additions 9 5,983 Reductions: Write-downs 466 104 Sales 8,021 23,085 (Gain) loss on sale (4) 5,039 Total reductions 8,483 28,228 Balance, ending of period $ 1,483 $ 7,249

GOODWILL AND INTANGIBLE ASSETS

GOODWILL AND INTANGIBLE ASSETS (Tables)	6 Months Ended
	Mar. 31, 2021
Goodwill and Intangible Assets Disclosure [Abstract]
Schedule of Finite-Lived Intangible Assets	The changes in the carrying amount of the Company’s intangible assets for the six months ended March 31, 2021 and 2020 were as follows: (Dollars in Thousands) Trademark (1) Non-Compete (2) Customer Relationships (3) All Others (4) Total Balance as of September 30, 2020 $ 10,901 $ 422 $ 24,333 $ 6,036 $ 41,692 Acquisitions during the period — — — 5 5 Amortization during the period (544) (191) (3,716) (319) (4,770) Write-offs during the period — — — (24) (24) Balance as of March 31, 2021 $ 10,357 $ 231 $ 20,617 $ 5,698 $ 36,903 Gross carrying amount $ 14,624 $ 2,481 $ 82,088 $ 10,123 $ 109,316 Accumulated amortization (4,267) (2,250) (51,223) (4,207) (61,947) Accumulated impairment — — (10,248) (218) (10,466) Balance as of March 31, 2021 $ 10,357 $ 231 $ 20,617 $ 5,698 $ 36,903 (1) Book amortization period of 5-15 years. Amortized using the straight line and accelerated methods. (2) Book amortization period of 3-5 years. Amortized using the straight line method. (3) Book amortization period of 10-30 years. Amortized using the accelerated method. (4) Book amortization period of 3-20 years. Amortized using the straight line method. (Dollars in Thousands) Trademark (1) Non-Compete (2) Customer Relationships (3) All Others (4) Total Balance as of September 30, 2019 $ 11,959 $ 827 $ 33,207 $ 6,817 $ 52,810 Acquisitions during the period — — — 33 33 Amortization during the period (528) (212) (4,997) (340) (6,077) Balance as of March 31, 2020 $ 11,431 $ 615 $ 28,210 $ 6,510 $ 46,766 Gross carrying amount $ 14,624 $ 2,480 $ 82,088 $ 10,736 $ 109,928 Accumulated amortization (3,193) (1,865) (43,630) (3,567) (52,255) Accumulated impairment — — (10,248) (659) (10,907) Balance as of March 31, 2020 $ 11,431 $ 615 $ 28,210 $ 6,510 $ 46,766 (1) Book amortization period of 5-15 years. Amortized using the straight line and accelerated methods. (2) Book amortization period of 3-5 years. Amortized using the straight line method. (3) Book amortization period of 10-30 years. Amortized using the accelerated method. (4) Book amortization period of 3-20 years. Amortized using the straight line method.
Schedule of Finite-Lived Intangible Assets, Future Amortization Expense	Estimated amortization expense of intangible assets in the remaining six months of fiscal 2021 and subsequent fiscal years was as follows: (Dollars in Thousands) March 31, 2021 Remaining in 2021 $ 3,775 2022 6,419 2023 5,101 2024 4,383 2025 3,827 2026 3,253 Thereafter 10,145 Total anticipated intangible amortization $ 36,903

OPERATING LEASE RIGHT OF USE _2

OPERATING LEASE RIGHT OF USE ASSETS AND LIABILITIES (Tables)	6 Months Ended
	Mar. 31, 2021
Leases [Abstract]
Schedule of Future Minimum Rental Payments for Operating Leases	Undiscounted future minimum lease payments expected to be received for operating leases were as follows: (Dollars in Thousands) March 31, 2021 Remaining in 2021 $ 17,689 2022 30,532 2023 26,189 2024 18,948 2025 13,843 Thereafter 20,269 Total undiscounted future minimum lease payments receivable for operating leases $ 127,470 Undiscounted future minimum operating lease payments and a reconciliation to the amount recorded as operating lease liabilities were as follows: (Dollars in Thousands) March 31, 2021 Remaining in 2021 $ 2,219 2022 4,596 2023 3,999 2024 4,152 2025 4,027 Thereafter 24,926 Total undiscounted future minimum lease payments 43,919 Discount (5,817) Total operating lease liabilities $ 38,102
Weighted-Average Discount Rate and Remaining Lease Term for Operating Leases	The weighted-average discount rate and remaining lease term for operating leases were as follows: March 31, 2021 Weighted-average discount rate 2.31 % Weighted-average remaining lease term (years) 11.23 The components of total lease costs for operating leases were as follows: Three Months Ended March 31, Six Months Ended March 31, (Dollars in Thousands) 2021 2020 2021 2020 Lease expense $ 991 $ 869 $ 1,945 $ 1,613 Short-term and variable lease cost 69 156 132 334 ROU asset impairment — — 224 — Sublease income (177) (175) (285) (364) Total lease cost for operating leases $ 883 $ 850 $ 2,016 $ 1,583

STOCK COMPENSATION (Tables)

STOCK COMPENSATION (Tables)	6 Months Ended
	Mar. 31, 2021
Share-based Payment Arrangement [Abstract]
Schedule of Nonvested Share Activity	The following tables show the activity of nonvested (restricted) shares and PSUs granted, exercised, or forfeited under the 2002 Omnibus Incentive Plan for the six months ended March 31, 2021. There were no options granted, exercised or forfeited under this plan during the six months ended March 31, 2021. (Dollars in Thousands, Except Per Share Data) Number of Shares Weighted Average Fair Value at Grant Nonvested shares outstanding, September 30, 2020 790,083 $ 30.03 Granted 189,187 30.78 Vested (274,096) 30.22 Forfeited or expired (98,399) 29.66 Nonvested shares outstanding, March 31, 2021 606,775 $ 30.24 (Dollars in Thousands, Except Per Share Data) Number of Units Weighted Average Fair Value at Grant Performance share units outstanding, September 30, 2020 — $ — Granted (1) 60,984 34.03 Vested — — Forfeited or expired — — Performance share units outstanding, March 31, 2021 60,984 $ 34.03 (1) The number of PSUs granted reflects the target number of PSUs able to be earned under a given award.

INCOME TAXES (Tables)

INCOME TAXES (Tables)	6 Months Ended
	Mar. 31, 2021
Income Tax Disclosure [Abstract]
Schedule of Effective Income Tax Rate Reconciliation	The table below compares the income tax expense components for the periods presented. Six Months Ended March 31, (Dollars in Thousands) 2021 2020 Provision at statutory rate $ 19,271 $ 16,730 Tax-exempt income (486) (591) State income taxes 4,135 3,682 Interim period effective rate adjustment (3,116) (3,321) Tax credit investments, net - federal (15,464) (9,536) Research tax credit (323) (1,709) IRC 162(m) nondeductible compensation 487 1,019 Other, net 161 23 Income tax expense (benefit) $ 4,665 $ 6,297 Effective tax rate 4.97 % 7.66 %

REVENUE FROM CONTRACTS WITH C_2

REVENUE FROM CONTRACTS WITH CUSTOMERS (Tables)	6 Months Ended
	Mar. 31, 2021
Revenue from Contract with Customer [Abstract]
Schedule of Revenue by Major Customers by Reporting Segments	The table below presents the Company’s revenue by operating segment. For additional descriptions of the Company’s operating segments, including additional financial information and the underlying management accounting process, see Note 17. Segment Reporting to the Condensed Consolidated Financial Statements. (Dollars in Thousands) Consumer Commercial Corporate Services/Other Consolidated Company Three Months Ended March 31, 2021 2020 2021 2020 2021 2020 2021 2020 Net interest income (1) $ 25,085 $ 16,162 $ 42,404 $ 37,026 $ 6,361 $ 14,549 $ 73,850 $ 67,737 Noninterest income: Refund transfer product fees 22,680 28,939 — — — — 22,680 28,939 Tax advance product fees (1) 44,562 29,536 — — — — 44,562 29,536 Payment card and deposit fees 29,875 23,156 — — — — 29,875 23,156 Other bank and deposit fees — — 126 268 7 113 133 381 Rental income (1) 5 5 9,841 11,094 — 1 9,846 11,100 Net gain realized on investment securities (1) — — — — 6 — 6 — Gain on divestitures (1) — — — — — 19,275 — 19,275 Gain (loss) on sale of other (1) — (259) 1,624 2,579 509 5 2,133 2,325 Other income (1) 919 1,831 2,349 1,582 950 2,388 4,218 5,801 Total noninterest income 98,041 83,208 13,940 15,523 1,472 21,782 113,453 120,513 Revenue $ 123,126 $ 99,370 $ 56,344 $ 52,549 $ 7,833 $ 36,331 $ 187,303 $ 188,250 (1) These revenues are not within the scope of Topic 606. Additional details are included in other footnotes to the accompanying financial statements. The scope of Topic 606 explicitly excludes net interest income as well as many other revenues for financial assets and liabilities, including loans, leases, and securities. (Dollars in Thousands) Consumer Commercial Corporate Services/Other Consolidated Company Six Months Ended March 31, 2021 2020 2021 2020 2021 2020 2021 2020 Net interest income (1) $ 47,432 $ 32,719 $ 84,252 $ 76,762 $ 8,165 $ 22,907 $ 139,849 $ 132,388 Noninterest income: Refund transfer product fees 23,327 29,131 — — — — 23,327 29,131 Tax advance product fees (1) 46,522 31,812 — — — — 46,522 31,812 Payment card and deposit fees 52,439 44,655 — — — — 52,439 44,655 Other bank and deposit fees — — 360 546 10 322 370 868 Rental income (1) 10 9 19,721 22,128 — 1,314 19,731 23,451 Net gain realized on investment securities (1) — — — — 6 — 6 — Gain on divestitures (1) — — — — — 19,275 — 19,275 Gain (loss) on sale of other (1) — (19) 4,216 4,917 765 (5,142) 4,981 (244) Other income (1) 1,078 2,384 4,809 2,911 5,645 3,752 11,532 9,047 Total noninterest income 123,376 107,972 29,106 30,502 6,426 19,521 158,908 157,995 Revenue $ 170,808 $ 140,691 $ 113,358 $ 107,264 $ 14,591 $ 42,428 $ 298,757 $ 290,383 (1) These revenues are not within the scope of Topic 606. Additional details are included in other footnotes to the accompanying financial statements. The scope of Topic 606 explicitly excludes net interest income as well as many other revenues for financial assets and liabilities, including loans, leases, and securities.

SEGMENT REPORTING (Tables)

SEGMENT REPORTING (Tables)	6 Months Ended
	Mar. 31, 2021
Segment Reporting [Abstract]
Segment Information of Entity	The following tables present segment data for the Company: Three Months Ended March 31, 2021 (Dollars in Thousands) Consumer Commercial Corporate Total Net interest income $ 25,085 $ 42,404 $ 6,361 $ 73,850 Provision for credit losses 28,020 2,203 67 30,290 Noninterest income 98,041 13,940 1,472 113,453 Noninterest expense 30,189 27,829 37,953 95,971 Income (loss) before income tax expense 64,917 26,312 (30,187) 61,042 Total assets 531,305 3,030,088 6,228,730 9,790,123 Total goodwill 87,145 222,360 — 309,505 Total deposits 8,447,910 12,177 182,326 8,642,413 Three Months Ended March 31, 2020 (Dollars in Thousands) Consumer Commercial Corporate Total Net interest income $ 16,162 $ 37,026 $ 14,549 $ 67,737 Provision for loan and lease losses 19,570 11,994 5,732 37,296 Noninterest income 83,208 15,523 21,782 120,513 Noninterest expense 30,450 27,361 33,918 91,729 Income (loss) before income tax expense 49,350 13,194 (3,319) 59,225 Total assets 387,871 2,529,665 2,926,329 5,843,865 Total goodwill 87,145 222,360 — 309,505 Total deposits 3,078,481 9,214 874,709 3,962,404 Six Months Ended March 31, 2021 (Dollars in Thousands) Consumer Commercial Corporate Total Net interest income $ 47,432 $ 84,252 $ 8,165 $ 139,849 Provision for credit losses 30,386 8,670 (2,677) 36,379 Noninterest income 123,376 29,106 6,426 158,908 Noninterest expense 48,351 54,997 65,198 168,546 Income (loss) before income tax expense 92,071 49,691 (47,930) 93,832 Total assets 531,305 3,030,088 6,228,730 9,790,123 Total goodwill 87,145 222,360 — 309,505 Total deposits 8,447,910 12,177 182,326 8,642,413 Six Months Ended March 31, 2020 (Dollars in Thousands) Consumer Commercial Corporate Total Net interest income $ 32,719 $ 76,762 $ 22,907 $ 132,388 Provision for loan and lease losses 20,544 15,695 4,464 40,703 Noninterest income 107,972 30,502 19,521 157,995 Noninterest expense 47,190 54,086 66,250 167,526 Income (loss) before income tax expense 72,957 37,483 (28,286) 82,154 Total assets 387,871 2,529,665 2,926,329 5,843,865 Total goodwill 87,145 222,360 — 309,505 Total deposits 3,078,481 9,214 874,709 3,962,404

FAIR VALUE OF FINANCIAL INSTR_2

FAIR VALUE OF FINANCIAL INSTRUMENTS (Tables)	6 Months Ended
	Mar. 31, 2021
Fair Value Disclosures [Abstract]
Summary of Fair Values of Securities Available for Sale and Held to Maturity	The following tables summarize the fair values of debt securities available for sale and equity securities as they are measured at fair value on a recurring basis: Fair Value At March 31, 2021 (Dollars in Thousands) Total Level 1 Level 2 Level 3 Debt securities AFS SBA securities $ 170,006 $ — $ 170,006 $ — Obligations of states and political subdivisions 2,816 — 2,816 — Non-bank qualified obligations of states and political subdivisions 295,722 — 295,722 — Asset-backed securities 453,403 — 453,403 — Mortgage-backed securities 558,833 — 558,833 — Total debt securities AFS $ 1,480,780 $ — $ 1,480,780 $ — Common equities and mutual funds (1) $ 3,235 $ 3,235 $ — $ — Non-marketable equity securities (2) $ 4,265 $ — $ — $ — (1) Equity securities at fair value are included within other assets on the Condensed Consolidated Statements of Financial Condition at March 31, 2021 and September 30, 2020. (2) Consists of certain non-marketable equity securities that are measured at fair value using net asset value ("NAV") per share (or its equivalent) as a practical expedient and are excluded from the fair value hierarchy. Fair Value At September 30, 2020 (Dollars in Thousands) Total Level 1 Level 2 Level 3 Debt securities AFS SBA securities $ 164,955 $ — $ 164,955 $ — Obligations of states and political subdivisions 841 — 841 — Non-bank qualified obligations of states and political subdivisions 323,774 — 323,774 — Asset-backed securities 324,925 — 324,925 — Mortgage-backed securities 453,607 — 453,607 — Total debt securities AFS $ 1,268,102 $ — $ 1,268,102 $ — Common equities and mutual funds (1) $ 2,969 $ 2,969 $ — $ — Non-marketable equity securities (2) $ 2,784 $ — $ — $ — (1) Equity securities at fair value are included within other assets on the Condensed Consolidated Statements of Financial Condition at March 31, 2021 and September 30, 2020. (2) Consists of certain non-marketable equity securities that are measured at fair value using NAV per share (or its equivalent) as a practical expedient and are excluded from the fair value hierarchy.
Assets Measured at Fair Value on Nonrecurring Basis	The following table summarizes the assets of the Company that are measured at fair value in the Condensed Consolidated Statements of Financial Condition on a non-recurring basis: Fair Value At March 31, 2021 (Dollars in Thousands) Total Level 1 Level 2 Level 3 Impaired loans and leases, net Commercial finance $ 6,830 $ — $ — $ 6,830 Total National Lending 6,830 — — 6,830 Commercial real estate and operating 9,029 — — 9,029 Total Community Banking 9,029 — — 9,029 Total impaired loans and leases, net 15,859 — — 15,859 Foreclosed assets, net 1,483 — — 1,483 Total $ 17,342 $ — $ — $ 17,342 Fair Value At September 30, 2020 (Dollars in Thousands) Total Level 1 Level 2 Level 3 Impaired loans and leases, net Commercial finance $ 9,240 $ — $ — $ 9,240 Total National Lending 9,240 — — 9,240 Commercial real estate and operating 20 — — 20 Total Community Banking 20 — — 20 Total impaired loans and leases, net 9,260 — — 9,260 Foreclosed assets, net 9,957 — — 9,957 Total $ 19,217 $ — $ — $ 19,217
Quantitative Information about Level 3 Fair Value Measurements	Quantitative Information About Level 3 Fair Value Measurements (Dollars in Thousands) Fair Value at March 31, 2021 Fair Value at September 30, 2020 Valuation Unobservable Input Range of Inputs Impaired loans and leases, net $ 15,859 9,260 Market approach Appraised values (1) 4% - 90% Foreclosed assets, net $ 1,483 9,957 Market approach Appraised values (1) 4% - 30% (1) The Company generally relies on external appraisers to develop this information. Management reduced the appraised value by estimating selling costs and other inputs in a range of 4% to 90%.
Carrying Amount and Estimated Fair Value of Financial Instruments	The following tables present the carrying amount and estimated fair value of the financial instruments held by the Company: March 31, 2021 (Dollars in Thousands) Carrying Estimated Level 1 Level 2 Level 3 Financial assets Cash and cash equivalents $ 3,724,242 $ 3,724,242 $ 3,724,242 $ — $ — Debt securities available for sale 1,480,780 1,480,780 — 1,480,780 — Debt securities held to maturity 72,112 73,294 — 73,294 — Common equities and mutual funds (1) 3,235 3,235 3,235 — — Non-marketable equity securities (1)(2) 18,015 18,015 — 13,750 — Loans held for sale 67,635 67,635 — 67,635 — Loans and leases receivable 3,648,028 3,655,832 — — 3,655,832 Federal Reserve Bank and Federal Home Loan Bank stocks 28,433 28,433 — 28,433 — Accrued interest receivable 17,429 17,429 17,429 — — Financial liabilities Deposits 8,642,413 8,642,560 8,600,335 42,225 — Other short- and long-term borrowings 95,336 97,259 — 97,259 — Accrued interest payable 679 679 679 — — (1) Equity securities at fair value are included within other assets on the Condensed Consolidated Statements of Financial Condition at March 31, 2021 and September 30, 2020. (2) Includes certain non-marketable equity securities that are measured at fair value using NAV per share (or its equivalent) as a practical expedient and are excluded from the fair value hierarchy. September 30, 2020 (Dollars in Thousands) Carrying Estimated Level 1 Level 2 Level 3 Financial assets Cash and cash equivalents $ 427,367 $ 427,367 $ 427,367 $ — $ — Debt securities available for sale 1,268,102 1,268,102 — 1,268,102 — Debt securities held to maturity 92,610 93,745 — 93,745 — Common equities and mutual funds( 1) 2,969 2,969 2,969 — — Non-marketable equity securities (1)(2) 14,784 14,784 — 12,000 — Loans held for sale 183,577 183,577 — 183,577 — Loans and leases receivable 3,314,140 3,307,037 — — 3,307,037 Federal Reserve Bank and Federal Home Loan Bank stocks 27,138 27,138 — 27,138 — Accrued interest receivable 16,628 16,628 16,628 — — Financial liabilities Deposits 4,979,200 4,980,073 4,705,028 275,045 — Overnight federal funds purchased — — — — — Federal Home Loan Bank advances — — — — — Other short- and long-term borrowings 98,224 100,185 — 100,185 — Accrued interest payable 1,923 1,923 1,923 — — (1) Equity securities at fair value are included within other assets on the Condensed Consolidated Statements of Financial Condition at March 31, 2021 and September 30, 2020. (2) Includes certain non-marketable equity securities that are measured at fair value using NAV per share (or its equivalent) as a practical expedient and are excluded from the fair value hierarchy.

SUMMARY OF SIGNIFICANT ACCOUN_3

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES AND RECENTLY ADOPTED ACCOUNTING STANDARDS UPDATES ("ASU") (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020	Oct. 01, 2020	Sep. 30, 2020	Mar. 31, 2020	Dec. 31, 2019	Sep. 30, 2019
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for loan and lease losses	$ 98,892	$ 72,389		$ 56,188	$ 65,355	$ 30,176	$ 29,149
Stockholders' equity	835,258	813,210		847,308	805,074	837,068	843,958
Retained Earnings
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Stockholders' equity	225,471	198,000		234,927	212,027	244,005	252,813
Noncontrolling Interest
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Stockholders' equity	1,092	1,536		3,603	$ 3,762	$ 4,305	$ 4,047
Unfunded commitments
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for loan and lease losses	$ 779	$ 688		32
Adjustment
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for loan and lease losses			$ 12,800	12,773
Stockholders' equity				(10,803)
Adjustment |     Retained Earnings
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Stockholders' equity				(8,351)
Adjustment | Noncontrolling Interest
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Stockholders' equity				(2,452)
Adjustment | Unfunded commitments
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for loan and lease losses				$ 831

SIGNIFICANT EVENTS - Active COV

SIGNIFICANT EVENTS - Active COVID-19 Related Modifications (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020	Sep. 30, 2020	Mar. 31, 2020
Loss Contingencies [Line Items]
Loans and leases	$ 3,657,531		$ 3,322,765
Total assets	9,790,123		6,092,074	$ 5,843,865
COVID-19 Related Modifications
Loss Contingencies [Line Items]
Loans and leases	66,474	$ 85,293	193,328
Total assets	66,474	85,293	193,328
National Lending | COVID-19 Related Modifications
Loss Contingencies [Line Items]
Loans and leases	7,767	24,974	72,633
National Lending | Term lending | COVID-19 Related Modifications
Loss Contingencies [Line Items]
Loans and leases	5,460	18,321	26,559
National Lending | Asset based lending | COVID-19 Related Modifications
Loss Contingencies [Line Items]
Loans and leases	0	1,124	7,924
National Lending | Factoring | COVID-19 Related Modifications
Loss Contingencies [Line Items]
Loans and leases	0	0	18,434
National Lending | Lease financing | COVID-19 Related Modifications
Loss Contingencies [Line Items]
Loans and leases	379	1,637	5,896
National Lending | Insurance premium finance | COVID-19 Related Modifications
Loss Contingencies [Line Items]
Loans and leases	0	0	230
National Lending | SBA/USDA | COVID-19 Related Modifications
Loss Contingencies [Line Items]
Loans and leases	0	0	7,724
National Lending | Other commercial finance | COVID-19 Related Modifications
Loss Contingencies [Line Items]
Loans and leases	0	0	69
National Lending | Commercial finance | COVID-19 Related Modifications
Loss Contingencies [Line Items]
Loans and leases	5,839	21,082	66,836
National Lending | Consumer credit products | COVID-19 Related Modifications
Loss Contingencies [Line Items]
Loans and leases	301	1,210	1,574
National Lending | Other consumer finance | COVID-19 Related Modifications
Loss Contingencies [Line Items]
Loans and leases	1,627	2,682	4,223
National Lending | Consumer finance | COVID-19 Related Modifications
Loss Contingencies [Line Items]
Loans and leases	1,928	3,892	5,797
Community Banking | COVID-19 Related Modifications
Loss Contingencies [Line Items]
Loans and leases	58,707	60,319	120,695
Community Banking | Commercial real estate and operating | COVID-19 Related Modifications
Loss Contingencies [Line Items]
Loans and leases	$ 58,707	$ 60,319	$ 120,695

DIVESTITURES (Details)

DIVESTITURES (Details) - Community Bank - USD ($)	3 Months Ended		6 Months Ended		12 Months Ended
	Mar. 31, 2021	Mar. 31, 2020	Mar. 31, 2021	Mar. 31, 2020	Sep. 30, 2020	Feb. 29, 2020
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]
Deposit liabilities						$ 290,500,000
Loans						268,600,000
Premises, furniture, and equipment						4,900,000
Other assets						$ 1,300,000
Non-recurring income			$ 19,300,000
Servicing fee expense			1,600,000	$ 300,000	$ 3,500,000
Additional loans sold	$ 103,200,000	$ 0	$ 233,000,000	$ 0

SECURITIES - Narrative (Details

SECURITIES - Narrative (Details) $ in Millions	6 Months Ended
	Mar. 31, 2021USD ($)security	Sep. 30, 2020USD ($)
Investments, Debt and Equity Securities [Abstract]
AFS number of securities in an unrealized loss position (in securities) | security	49
Equity securities without readily determinable fair value, amount	$ 13.7	$ 11
Federal reserve bank stock	19.7	19.7
Federal home loan bank stock	8.8	$ 7.5
Impairment recognized	$ 1.5

SECURITIES - Available for Sale

SECURITIES - Available for Sale (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Sep. 30, 2020
Available-for-sale debt securities [Abstract]
Amortized Cost	$ 1,464,144	$ 1,244,384
Fair Value	1,480,780	1,268,102
Amortized Cost
Due in one year or less	245	1,385
Due after one year through five years	17,621	20,805
Due after five years through ten years	51,152	32,441
Due after ten years	841,942	749,874
Total	910,960	804,505
Mortgage-backed securities	553,184	439,879
Fair Value
Due in one year or less	247	1,398
Due after one year through five years	18,199	21,769
Due after five years through ten years	52,585	34,025
Due after ten years	850,916	757,303
Total	921,947	814,495
Mortgage-backed securities	558,833	453,607
SBA securities
Available-for-sale debt securities [Abstract]
Amortized Cost	166,348	159,722
Gross Unrealized Gains	3,846	5,391
Gross Unrealized (Losses)	(188)	(158)
Fair Value	170,006	164,955
LESS THAN 12 MONTHS, Fair Value	25,310	32,257
LESS THAN 12 MONTHS, Gross Unrealized (Losses)	(24)	(102)
OVER 12 MONTHS, Fair Value	31,825	9,875
OVER 12 MONTHS, Gross Unrealized (Losses)	(164)	(56)
TOTAL, Fair Value	57,135	42,132
TOTAL, Gross Unrealized (Losses)	(188)	(158)
Obligations of states and political subdivisions
Available-for-sale debt securities [Abstract]
Amortized Cost	2,807	825
Gross Unrealized Gains	10	16
Gross Unrealized (Losses)	(1)	0
Fair Value	2,816	841
LESS THAN 12 MONTHS, Fair Value	1,980
LESS THAN 12 MONTHS, Gross Unrealized (Losses)	(1)
OVER 12 MONTHS, Fair Value	0
OVER 12 MONTHS, Gross Unrealized (Losses)	0
TOTAL, Fair Value	1,980
TOTAL, Gross Unrealized (Losses)	(1)
Non-bank qualified obligations of states and political subdivisions
Available-for-sale debt securities [Abstract]
Amortized Cost	288,119	314,819
Gross Unrealized Gains	8,285	8,978
Gross Unrealized (Losses)	(682)	(23)
Fair Value	295,722	323,774
LESS THAN 12 MONTHS, Fair Value	53,328	6,265
LESS THAN 12 MONTHS, Gross Unrealized (Losses)	(682)	(6)
OVER 12 MONTHS, Fair Value	0	3,103
OVER 12 MONTHS, Gross Unrealized (Losses)	0	(17)
TOTAL, Fair Value	53,328	9,368
TOTAL, Gross Unrealized (Losses)	(682)	(23)
Asset-backed securities
Available-for-sale debt securities [Abstract]
Amortized Cost	453,686	329,139
Gross Unrealized Gains	2,726	2,015
Gross Unrealized (Losses)	(3,009)	(6,229)
Fair Value	453,403	324,925
LESS THAN 12 MONTHS, Fair Value	75,473	106,474
LESS THAN 12 MONTHS, Gross Unrealized (Losses)	(782)	(1,089)
OVER 12 MONTHS, Fair Value	189,365	178,686
OVER 12 MONTHS, Gross Unrealized (Losses)	(2,227)	(5,140)
TOTAL, Fair Value	264,838	285,160
TOTAL, Gross Unrealized (Losses)	(3,009)	(6,229)
Mortgage-backed securities
Available-for-sale debt securities [Abstract]
Amortized Cost	553,184	439,879
Gross Unrealized Gains	11,613	14,567
Gross Unrealized (Losses)	(5,964)	(839)
Fair Value	558,833	453,607
LESS THAN 12 MONTHS, Fair Value	291,358	138,338
LESS THAN 12 MONTHS, Gross Unrealized (Losses)	(5,088)	(839)
OVER 12 MONTHS, Fair Value	35,484	0
OVER 12 MONTHS, Gross Unrealized (Losses)	(876)	0
TOTAL, Fair Value	326,842	138,338
TOTAL, Gross Unrealized (Losses)	(5,964)	(839)
Total debt securities AFS
Available-for-sale debt securities [Abstract]
Amortized Cost	1,464,144	1,244,384
Gross Unrealized Gains	26,480	30,967
Gross Unrealized (Losses)	(9,844)	(7,249)
Fair Value	1,480,780	1,268,102
LESS THAN 12 MONTHS, Fair Value	447,449	283,334
LESS THAN 12 MONTHS, Gross Unrealized (Losses)	(6,577)	(2,036)
OVER 12 MONTHS, Fair Value	256,674	191,664
OVER 12 MONTHS, Gross Unrealized (Losses)	(3,267)	(5,213)
TOTAL, Fair Value	704,123	474,998
TOTAL, Gross Unrealized (Losses)	$ (9,844)	$ (7,249)

SECURITIES - Held to Maturity (

SECURITIES - Held to Maturity (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Sep. 30, 2020
Debt Securities, Held-to-maturity, Fair Value to Amortized Cost [Abstract]
Total securities HTM, at cost	$ 72,112	$ 92,610
Gross Unrealized Gains	1,182	1,164
Gross Unrealized (Losses)	0	(29)
Fair Value	73,294	93,745
Debt Securities, Held-to-maturity, Continuous Unrealized Loss Position [Abstract]
LESS THAN 12 MONTHS, Fair Value		7,397
LESS THAN 12 MONTHS, Gross Unrealized (Losses)		(9)
OVER 12 MONTHS, Fair Value		3,637
OVER 12 MONTHS, Gross Unrealized (Losses)		(20)
TOTAL, Fair Value		11,034
TOTAL, Gross Unrealized (Losses)		(29)
Amortized Cost
Due after ten years	67,709	87,183
Total	67,709	87,183
Mortgage-backed securities	4,403	5,427
Total securities HTM, at cost	72,112	92,610
Fair Value
Due after ten years	68,792	88,194
Total	68,792	88,194
Mortgage-backed securities	4,502	5,551
Fair Value	73,294	93,745
Non-bank qualified obligations of states and political subdivisions
Debt Securities, Held-to-maturity, Fair Value to Amortized Cost [Abstract]
Total securities HTM, at cost	67,709	87,183
Gross Unrealized Gains	1,083	1,040
Gross Unrealized (Losses)	0	(29)
Fair Value	68,792	88,194
Debt Securities, Held-to-maturity, Continuous Unrealized Loss Position [Abstract]
LESS THAN 12 MONTHS, Fair Value		7,397
LESS THAN 12 MONTHS, Gross Unrealized (Losses)		(9)
OVER 12 MONTHS, Fair Value		3,637
OVER 12 MONTHS, Gross Unrealized (Losses)		(20)
TOTAL, Fair Value		11,034
TOTAL, Gross Unrealized (Losses)		(29)
Amortized Cost
Total securities HTM, at cost	67,709	87,183
Fair Value
Fair Value	68,792	88,194
Mortgage-backed securities
Debt Securities, Held-to-maturity, Fair Value to Amortized Cost [Abstract]
Total securities HTM, at cost	4,403	5,427
Gross Unrealized Gains	99	124
Gross Unrealized (Losses)	0	0
Fair Value	4,502	5,551
Amortized Cost
Total securities HTM, at cost	4,403	5,427
Fair Value
Fair Value	$ 4,502	$ 5,551

LOANS AND LEASES, NET - Summary

LOANS AND LEASES, NET - Summary of Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020	Sep. 30, 2020	Mar. 31, 2020	Dec. 31, 2019	Sep. 30, 2019
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	$ 3,648,028		$ 3,314,140
Net deferred loan origination costs (fees)	9,503		8,625
Total gross loans and leases	3,657,531		3,322,765
Allowance for credit losses	(98,892)	$ (72,389)	(56,188)	$ (65,355)	$ (30,176)	$ (29,149)
Total loans and leases, net	3,558,639		3,266,577
National Lending
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	3,299,963		2,828,576
Allowance for credit losses	(84,865)	(58,202)	(33,880)	(52,002)	(23,798)	(21,021)
National Lending | Term lending
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	891,414		805,323
Allowance for credit losses	(27,315)	(28,220)	(15,211)	(11,647)	(6,750)	(5,533)
National Lending | Asset based lending
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	248,735		182,419
Allowance for credit losses	(1,749)	(1,809)	(1,406)	(2,826)	(1,995)	(2,437)
National Lending | Factoring
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	277,612		281,173
Allowance for credit losses	(3,210)	(3,719)	(3,027)	(4,444)	(3,548)	(3,261)
National Lending | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	308,169		281,084
Allowance for credit losses	(6,863)	(6,784)	(7,023)	(2,683)	(1,695)	(1,275)
National Lending | Insurance premium finance
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	344,841		337,940
Allowance for credit losses	(1,326)	(1,285)	(2,129)	(2,142)	(970)	(1,024)
National Lending | SBA/USDA
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	331,917		318,387
Allowance for credit losses	(3,300)	(3,164)	(940)	(1,558)	(765)	(383)
National Lending | Other commercial finance
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	103,234		101,658
Allowance for credit losses	(541)	(479)	(182)	(552)	(160)	(683)
National Lending | Commercial finance
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	2,505,922		2,307,984
Allowance for credit losses	(44,304)	(45,460)	(29,918)	(25,852)	(15,883)	(14,596)
National Lending | Consumer credit products
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	104,842		89,809
Allowance for credit losses	(990)	(835)	(845)	(1,082)	(1,107)	(1,044)
National Lending | Other consumer finance
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	130,822		134,342
Allowance for credit losses	(10,093)	(10,176)	(2,821)	(3,414)	(4,889)	(5,118)
National Lending | Consumer finance
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	235,664		224,151
Allowance for credit losses	(11,083)	(11,011)	(3,666)	(4,496)	(5,996)	(6,162)
National Lending | Tax services
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	225,921		3,066
Allowance for credit losses	(29,146)	(1,412)	(2)	(21,320)	(1,650)	0
National Lending | Warehouse finance
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	332,456		293,375
Allowance for credit losses	(332)	(319)	(294)	(334)	(269)	(263)
Community Banking
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	348,065		485,564
Allowance for credit losses	(14,027)	(14,187)	(22,308)	(13,353)	(6,378)	(8,128)
Community Banking | Commercial real estate and operating
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	335,587		457,371
Allowance for credit losses	(13,965)	(14,121)	(21,867)	(10,069)	(4,665)	(6,208)
Community Banking | Consumer one-to-four family real estate and other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	4,567		16,486
Allowance for credit losses	(17)	(19)	(298)	(2,350)	(1,031)	(1,053)
Community Banking | Agricultural real estate and operating
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	7,911		11,707
Allowance for credit losses	$ (45)	$ (47)	$ (143)	$ (934)	$ (682)	$ (867)

LOANS AND LEASES, NET - Schedul

LOANS AND LEASES, NET - Schedule of Loans Purchased and Sold, by Portfolio Segment (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Mar. 31, 2021	Mar. 31, 2020	Mar. 31, 2021	Mar. 31, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans Purchased, Total purchases	$ 34,153	$ 98,864	$ 99,083	$ 117,677
Loans Sold, Loans held for sale			575,931	160,290
Loans Sold, Total sales	24,382	288,936	476,034	435,070
National Lending
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans Purchased, Total purchases	33,605	89,424	96,236	103,888
Loans Sold, Loans held for sale	24,382	17,255	346,246	160,290
Community Banking
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans Purchased, Total purchases	548	9,440	2,847	13,789
Loans Sold, Loans held for sale	0	271,681	129,788	271,681
Loans Sold, Loans held for investment	$ 0	$ 0	$ 0	$ 3,099

LOANS AND LEASES, NET - Direct

LOANS AND LEASES, NET - Direct Financing and Sales-type Leases, and Lease Receivable Maturity (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Mar. 31, 2021	Mar. 31, 2020	Mar. 31, 2021	Mar. 31, 2020	Sep. 30, 2020
Net Investment in Lease [Abstract]
Carrying amount	$ 327,238		$ 327,238		$ 299,487
Unguaranteed residual assets	17,835		17,835		17,203
Unamortized initial direct costs	2,247		2,247		2,078
Unearned income	(36,904)		(36,904)		(35,606)
Total net investment in direct financing and sales-type leases	310,416		310,416		$ 283,162
Operating Lease, Lease Income [Abstract]
Interest income on net investments in direct financing and sales-type leases	6,116	$ 4,375	11,435	$ 8,462
Lease income from operating lease payments	9,735	11,263	19,776	22,466
Profit (loss) recorded on commencement date on sales-type leases	59	16	130	487
Other	1,687	1,831	1,756	2,581
Total leasing and equipment finance noninterest income	11,481	13,110	21,662	25,534
Total lease income	17,597	$ 17,485	33,097	$ 33,996
Sales-type and Direct Financing Leases, Lease Receivable, Fiscal Year Maturity [Abstract]
Remaining in 2021	63,369		63,369
2022	108,413		108,413
2023	79,701		79,701
2024	47,563		47,563
2025	20,468		20,468
Thereafter	7,724		7,724
Equipment under leases not yet commenced	0		0
Total undiscounted future minimum lease payments receivable for direct financing and sales-type leases	327,238		327,238
Third-party residual value guarantees	0		0
Total carrying amount of direct financing and sales-type lease	$ 327,238		$ 327,238

LOANS AND LEASES, NET - Allowan

LOANS AND LEASES, NET - Allowance for Loan Losses and Recorded Investment in Loans (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Mar. 31, 2021	Mar. 31, 2020	Mar. 31, 2021	Mar. 31, 2020	Mar. 31, 2021	Oct. 01, 2020	Sep. 30, 2020
Allowance for Credit Losses [Roll Forward]
Beginning Balance	$ 72,389	$ 30,176	$ 56,188	$ 29,149
Provision (recovery) for loan and lease losses	30,199	37,296	36,463	40,703
Charge-offs	(4,249)	(3,187)	(9,923)	(7,105)
Recoveries	553	1,070	3,391	2,608
Ending Balance	98,892	65,355	98,892	65,355
Ending Balance: Individually Evaluated for Impairment							$ 5,119
Ending Balance: Collectively Evaluated for Impairment							51,069
Total	72,389	65,355	56,188	65,355	$ 98,892		56,188
Loans:
Ending balance: individually evaluated for impairment							51,278
Ending balance: collectively evaluated for impairment							3,262,862
Total					3,648,028		3,314,140
Adjustment
Allowance for Credit Losses [Roll Forward]
Beginning Balance			12,773
Total			12,773			$ 12,800	12,773
Unfunded commitments
Allowance for Credit Losses [Roll Forward]
Beginning Balance	688		32
Provision (recovery) for loan and lease losses	91		(84)
Charge-offs	0		0
Recoveries	0		0
Ending Balance	779		779
Total	779		779		779		32
Unfunded commitments | Adjustment
Allowance for Credit Losses [Roll Forward]
Beginning Balance			831
Total			831				831
Total Committed Loans
Allowance for Credit Losses [Roll Forward]
Beginning Balance	73,077		56,220
Provision (recovery) for loan and lease losses	30,290		36,379
Charge-offs	(4,249)		(9,923)
Recoveries	553		3,391
Ending Balance	99,671		99,671
Total	99,671		56,220		99,671		56,220
Total Committed Loans | Adjustment
Allowance for Credit Losses [Roll Forward]
Beginning Balance			13,604
Total			13,604				13,604
National Lending
Allowance for Credit Losses [Roll Forward]
Beginning Balance	58,202	23,798	33,880	21,021
Provision (recovery) for loan and lease losses	30,225	30,321	38,662	35,478
Charge-offs	(4,115)	(3,187)	(9,778)	(7,105)
Recoveries	553	1,070	3,391	2,608
Ending Balance	84,865	52,002	84,865	52,002
Ending Balance: Individually Evaluated for Impairment							4,978
Ending Balance: Collectively Evaluated for Impairment							28,902
Total	84,865	52,002	33,880	52,002	84,865		33,880
Loans:
Ending balance: individually evaluated for impairment							44,593
Ending balance: collectively evaluated for impairment							2,783,983
Total					3,299,963		2,828,576
National Lending | Adjustment
Allowance for Credit Losses [Roll Forward]
Beginning Balance			18,710
Total			18,710				18,710
National Lending | Term lending
Allowance for Credit Losses [Roll Forward]
Beginning Balance	28,220	6,750	15,211	5,533
Provision (recovery) for loan and lease losses	1,396	5,679	7,422	9,081
Charge-offs	(2,477)	(877)	(5,789)	(3,172)
Recoveries	176	95	472	205
Ending Balance	27,315	11,647	27,315	11,647
Ending Balance: Individually Evaluated for Impairment							3,155
Ending Balance: Collectively Evaluated for Impairment							12,056
Total	27,315	11,647	27,315	5,533	27,315		15,211
Loans:
Ending balance: individually evaluated for impairment							26,085
Ending balance: collectively evaluated for impairment							779,238
Total					891,414		805,323
National Lending | Term lending | Adjustment
Allowance for Credit Losses [Roll Forward]
Beginning Balance			9,999
Total			9,999				9,999
National Lending | Asset based lending
Allowance for Credit Losses [Roll Forward]
Beginning Balance	1,809	1,995	1,406	2,437
Provision (recovery) for loan and lease losses	539	803	1,378	342
Charge-offs	(599)	0	(1,199)	0
Recoveries	0	28	0	47
Ending Balance	1,749	2,826	1,749	2,826
Ending Balance: Individually Evaluated for Impairment							355
Ending Balance: Collectively Evaluated for Impairment							1,051
Total	1,749	2,826	1,749	2,437	1,749		1,406
Loans:
Ending balance: individually evaluated for impairment							5,317
Ending balance: collectively evaluated for impairment							177,102
Total					248,735		182,419
National Lending | Asset based lending | Adjustment
Allowance for Credit Losses [Roll Forward]
Beginning Balance			164
Total			164				164
National Lending | Factoring
Allowance for Credit Losses [Roll Forward]
Beginning Balance	3,719	3,548	3,027	3,261
Provision (recovery) for loan and lease losses	(545)	1,231	(1,961)	1,489
Charge-offs	0	(345)	(1)	(735)
Recoveries	36	10	1,158	429
Ending Balance	3,210	4,444	3,210	4,444
Ending Balance: Individually Evaluated for Impairment							274
Ending Balance: Collectively Evaluated for Impairment							2,753
Total	3,210	4,444	3,027	3,261	3,210		3,027
Loans:
Ending balance: individually evaluated for impairment							5,071
Ending balance: collectively evaluated for impairment							276,102
Total					277,612		281,173
National Lending | Factoring | Adjustment
Allowance for Credit Losses [Roll Forward]
Beginning Balance			987
Total			987				987
National Lending | Lease financing
Allowance for Credit Losses [Roll Forward]
Beginning Balance	6,784	1,695	7,023	1,275
Provision (recovery) for loan and lease losses	420	1,043	1,532	1,546
Charge-offs	(471)	(152)	(1,347)	(367)
Recoveries	130	97	211	229
Ending Balance	6,863	2,683	6,863	2,683
Ending Balance: Individually Evaluated for Impairment							1,194
Ending Balance: Collectively Evaluated for Impairment							5,829
Total	6,863	2,683	7,023	2,683	6,863		7,023
Loans:
Ending balance: individually evaluated for impairment							4,697
Ending balance: collectively evaluated for impairment							276,387
Total					308,169		281,084
National Lending | Lease financing | Adjustment
Allowance for Credit Losses [Roll Forward]
Beginning Balance			(556)
Total			(556)				(556)
National Lending | Insurance premium finance
Allowance for Credit Losses [Roll Forward]
Beginning Balance	1,285	970	2,129	1,024
Provision (recovery) for loan and lease losses	103	1,935	591	2,076
Charge-offs	(149)	(789)	(805)	(1,074)
Recoveries	87	26	376	116
Ending Balance	1,326	2,142	1,326	2,142
Ending Balance: Individually Evaluated for Impairment							0
Ending Balance: Collectively Evaluated for Impairment							2,129
Total	1,326	2,142	2,129	1,024	1,326		2,129
Loans:
Ending balance: individually evaluated for impairment							0
Ending balance: collectively evaluated for impairment							337,940
Total					344,841		337,940
National Lending | Insurance premium finance | Adjustment
Allowance for Credit Losses [Roll Forward]
Beginning Balance			(965)
Total			(965)				(965)
National Lending | SBA/USDA
Allowance for Credit Losses [Roll Forward]
Beginning Balance	3,164	765	940	383
Provision (recovery) for loan and lease losses	136	910	(361)	1,292
Charge-offs	0	(117)	0	(117)
Recoveries	0	0	1	0
Ending Balance	3,300	1,558	3,300	1,558
Ending Balance: Individually Evaluated for Impairment							0
Ending Balance: Collectively Evaluated for Impairment							940
Total	3,300	1,558	940	1,558	3,300		940
Loans:
Ending balance: individually evaluated for impairment							1,436
Ending balance: collectively evaluated for impairment							316,951
Total					331,917		318,387
National Lending | SBA/USDA | Adjustment
Allowance for Credit Losses [Roll Forward]
Beginning Balance			2,720
Total			2,720				2,720
National Lending | Other commercial finance
Allowance for Credit Losses [Roll Forward]
Beginning Balance	479	160	182	683
Provision (recovery) for loan and lease losses	62	392	(5)	(131)
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Ending Balance	541	552	541	552
Ending Balance: Individually Evaluated for Impairment							0
Ending Balance: Collectively Evaluated for Impairment							182
Total	541	552	182	683	541		182
Loans:
Ending balance: individually evaluated for impairment							0
Ending balance: collectively evaluated for impairment							101,658
Total					103,234		101,658
National Lending | Other commercial finance | Adjustment
Allowance for Credit Losses [Roll Forward]
Beginning Balance			364
Total			364				364
National Lending | Commercial finance
Allowance for Credit Losses [Roll Forward]
Beginning Balance	45,460	15,883	29,918	14,596
Provision (recovery) for loan and lease losses	2,111	11,993	8,596	15,695
Charge-offs	(3,696)	(2,280)	(9,141)	(5,465)
Recoveries	429	256	2,218	1,026
Ending Balance	44,304	25,852	44,304	25,852
Ending Balance: Individually Evaluated for Impairment							4,978
Ending Balance: Collectively Evaluated for Impairment							24,940
Total	44,304	25,852	29,918	25,852	44,304		29,918
Loans:
Ending balance: individually evaluated for impairment							42,606
Ending balance: collectively evaluated for impairment							2,265,378
Total					2,505,922		2,307,984
National Lending | Commercial finance | Adjustment
Allowance for Credit Losses [Roll Forward]
Beginning Balance			12,713
Total			12,713				12,713
National Lending | Consumer credit products
Allowance for Credit Losses [Roll Forward]
Beginning Balance	835	1,107	845	1,044
Provision (recovery) for loan and lease losses	155	(25)	145	38
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Ending Balance	990	1,082	990	1,082
Ending Balance: Individually Evaluated for Impairment							0
Ending Balance: Collectively Evaluated for Impairment							845
Total	990	1,082	845	1,082	990		845
Loans:
Ending balance: individually evaluated for impairment							0
Ending balance: collectively evaluated for impairment							89,809
Total					104,842		89,809
National Lending | Consumer credit products | Adjustment
Allowance for Credit Losses [Roll Forward]
Beginning Balance			0
Total			0				0
National Lending | Other consumer finance
Allowance for Credit Losses [Roll Forward]
Beginning Balance	10,176	4,889	2,821	5,118
Provision (recovery) for loan and lease losses	266	(1,308)	1,748	(833)
Charge-offs	(419)	(907)	(637)	(1,640)
Recoveries	70	740	163	769
Ending Balance	10,093	3,414	10,093	3,414
Ending Balance: Individually Evaluated for Impairment							0
Ending Balance: Collectively Evaluated for Impairment							2,821
Total	10,093	3,414	2,821	3,414	10,093		2,821
Loans:
Ending balance: individually evaluated for impairment							1,987
Ending balance: collectively evaluated for impairment							132,355
Total					130,822		134,342
National Lending | Other consumer finance | Adjustment
Allowance for Credit Losses [Roll Forward]
Beginning Balance			5,998
Total			5,998				5,998
National Lending | Consumer finance
Allowance for Credit Losses [Roll Forward]
Beginning Balance	11,011	5,996	3,666	6,162
Provision (recovery) for loan and lease losses	421	(1,333)	1,893	(795)
Charge-offs	(419)	(907)	(637)	(1,640)
Recoveries	70	740	163	769
Ending Balance	11,083	4,496	11,083	4,496
Ending Balance: Individually Evaluated for Impairment							0
Ending Balance: Collectively Evaluated for Impairment							3,666
Total	11,083	4,496	11,083	6,162	11,083		3,666
Loans:
Ending balance: individually evaluated for impairment							1,987
Ending balance: collectively evaluated for impairment							222,164
Total					235,664		224,151
National Lending | Consumer finance | Adjustment
Allowance for Credit Losses [Roll Forward]
Beginning Balance			5,998
Total			5,998				5,998
National Lending | Tax services
Allowance for Credit Losses [Roll Forward]
Beginning Balance	1,412	1,650	2	0
Provision (recovery) for loan and lease losses	27,680	19,596	28,134	20,507
Charge-offs	0	0	0	0
Recoveries	54	74	1,010	813
Ending Balance	29,146	21,320	29,146	21,320
Ending Balance: Individually Evaluated for Impairment							0
Ending Balance: Collectively Evaluated for Impairment							2
Total	29,146	21,320	2	0	29,146		2
Loans:
Ending balance: individually evaluated for impairment							0
Ending balance: collectively evaluated for impairment							3,066
Total					225,921		3,066
National Lending | Tax services | Adjustment
Allowance for Credit Losses [Roll Forward]
Beginning Balance			0
Total			0				0
National Lending | Warehouse finance
Allowance for Credit Losses [Roll Forward]
Beginning Balance	319	269	294	263
Provision (recovery) for loan and lease losses	13	65	39	71
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Ending Balance	332	334	332	334
Ending Balance: Individually Evaluated for Impairment							0
Ending Balance: Collectively Evaluated for Impairment							294
Total	332	334	332	263	332		294
Loans:
Ending balance: individually evaluated for impairment							0
Ending balance: collectively evaluated for impairment							293,375
Total					332,456		293,375
National Lending | Warehouse finance | Adjustment
Allowance for Credit Losses [Roll Forward]
Beginning Balance			(1)
Total			(1)				(1)
Community Banking
Allowance for Credit Losses [Roll Forward]
Beginning Balance	14,187	6,378	22,308	8,128
Provision (recovery) for loan and lease losses	(26)	6,975	(2,199)	5,225
Charge-offs	(134)	0	(145)	0
Recoveries	0	0	0	0
Ending Balance	14,027	13,353	14,027	13,353
Ending Balance: Individually Evaluated for Impairment							141
Ending Balance: Collectively Evaluated for Impairment							22,167
Total	14,027	13,353	14,027	13,353	14,027		22,308
Loans:
Ending balance: individually evaluated for impairment							6,685
Ending balance: collectively evaluated for impairment							478,879
Total					348,065		485,564
Community Banking | Adjustment
Allowance for Credit Losses [Roll Forward]
Beginning Balance			(5,937)
Total			(5,937)				(5,937)
Community Banking | Commercial real estate and operating
Allowance for Credit Losses [Roll Forward]
Beginning Balance	14,121	4,665	21,867	6,208
Provision (recovery) for loan and lease losses	(22)	5,404	(2,141)	3,861
Charge-offs	(134)	0	(145)	0
Recoveries	0	0	0	0
Ending Balance	13,965	10,069	13,965	10,069
Ending Balance: Individually Evaluated for Impairment							141
Ending Balance: Collectively Evaluated for Impairment							21,726
Total	13,965	10,069	13,965	10,069	13,965		21,867
Loans:
Ending balance: individually evaluated for impairment							160
Ending balance: collectively evaluated for impairment							457,211
Total					335,587		457,371
Community Banking | Commercial real estate and operating | Adjustment
Allowance for Credit Losses [Roll Forward]
Beginning Balance			(5,616)
Total			(5,616)				(5,616)
Community Banking | Consumer one-to-four family real estate and other
Allowance for Credit Losses [Roll Forward]
Beginning Balance	19	1,031	298	1,053
Provision (recovery) for loan and lease losses	(2)	1,319	(34)	1,297
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Ending Balance	17	2,350	17	2,350
Ending Balance: Individually Evaluated for Impairment							0
Ending Balance: Collectively Evaluated for Impairment							298
Total	17	2,350	17	1,053	17		298
Loans:
Ending balance: individually evaluated for impairment							104
Ending balance: collectively evaluated for impairment							16,382
Total					4,567		16,486
Community Banking | Consumer one-to-four family real estate and other | Adjustment
Allowance for Credit Losses [Roll Forward]
Beginning Balance			(247)
Total			(247)				(247)
Community Banking | Agricultural real estate and operating
Allowance for Credit Losses [Roll Forward]
Beginning Balance	47	682	143	867
Provision (recovery) for loan and lease losses	(2)	252	(24)	67
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Ending Balance	45	934	45	934
Ending Balance: Individually Evaluated for Impairment							0
Ending Balance: Collectively Evaluated for Impairment							143
Total	$ 45	$ 934	143	$ 934	45		143
Loans:
Ending balance: individually evaluated for impairment							6,421
Ending balance: collectively evaluated for impairment							5,286
Total					$ 7,911		11,707
Community Banking | Agricultural real estate and operating | Adjustment
Allowance for Credit Losses [Roll Forward]
Beginning Balance			(74)
Total			$ (74)				$ (74)

LOANS AND LEASES, NET - Impaire

LOANS AND LEASES, NET - Impaired Loans (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Mar. 31, 2021	Mar. 31, 2020	Mar. 31, 2021	Mar. 31, 2020	Sep. 30, 2020
Loans and leases without a specific valuation allowance
Recorded Balance					$ 36,900
Unpaid Principal Balance					40,401
Impaired loans, unpaid balance	$ 42,012		$ 42,012
Loans with a specific valuation allowance
Recorded Balance					14,378
Unpaid Principal Balance					14,390
Specific Allowance					5,119
Average Recorded Investment	37,134	$ 42,408	33,304	$ 39,351
Recognized Interest Income		(76)		95
National Lending
Loans and leases without a specific valuation allowance
Recorded Balance					30,375
Unpaid Principal Balance					33,876
Impaired loans, unpaid balance	19,288		19,288
Loans with a specific valuation allowance
Recorded Balance					14,218
Unpaid Principal Balance					14,230
Specific Allowance					4,978
Average Recorded Investment	16,935	38,970	18,988	35,904
Recognized Interest Income		97		205
National Lending | Term lending
Loans and leases without a specific valuation allowance
Recorded Balance					17,349
Unpaid Principal Balance					18,823
Impaired loans, unpaid balance	13,794		13,794
Loans with a specific valuation allowance
Recorded Balance					8,736
Unpaid Principal Balance					8,736
Specific Allowance					3,155
Average Recorded Investment	12,729	26,454	13,802	22,995
Recognized Interest Income		46		120
National Lending | Asset based lending
Loans and leases without a specific valuation allowance
Recorded Balance					3,914
Unpaid Principal Balance					3,914
Impaired loans, unpaid balance	373		373
Loans with a specific valuation allowance
Recorded Balance					1,403
Unpaid Principal Balance					1,403
Specific Allowance					355
Average Recorded Investment	572	350	823	389
Recognized Interest Income		0		0
National Lending | Factoring
Loans and leases without a specific valuation allowance
Recorded Balance					3,892
Unpaid Principal Balance					4,967
Impaired loans, unpaid balance	35		35
Loans with a specific valuation allowance
Recorded Balance					1,179
Unpaid Principal Balance					1,191
Specific Allowance					274
Average Recorded Investment	44	4,596	490	4,223
Recognized Interest Income		0		0
National Lending | Lease financing
Loans and leases without a specific valuation allowance
Recorded Balance					1,797
Unpaid Principal Balance					1,805
Impaired loans, unpaid balance	2,389		2,389
Loans with a specific valuation allowance
Recorded Balance					2,900
Unpaid Principal Balance					2,900
Specific Allowance					1,194
Average Recorded Investment	2,990	2,154	3,273	2,920
Recognized Interest Income		12		12
National Lending | SBA/USDA
Loans and leases without a specific valuation allowance
Recorded Balance					1,436
Unpaid Principal Balance					2,263
Impaired loans, unpaid balance	600		600
Loans with a specific valuation allowance
Average Recorded Investment	600	3,640	600	3,714
Recognized Interest Income		0		0
National Lending | Commercial finance
Loans and leases without a specific valuation allowance
Recorded Balance					28,388
Unpaid Principal Balance					31,772
Impaired loans, unpaid balance	17,191		17,191
Loans with a specific valuation allowance
Recorded Balance					14,218
Unpaid Principal Balance					14,230
Specific Allowance					4,978
Average Recorded Investment	16,935	37,194	18,988	34,241
Recognized Interest Income		58		132
National Lending | Consumer credit products
Loans and leases without a specific valuation allowance
Impaired loans, unpaid balance	2,097		2,097
National Lending | Other consumer finance
Loans and leases without a specific valuation allowance
Recorded Balance					1,987
Unpaid Principal Balance					2,104
Loans with a specific valuation allowance
Average Recorded Investment		1,775		1,663
Recognized Interest Income		39		73
National Lending | Consumer finance
Loans and leases without a specific valuation allowance
Recorded Balance					1,987
Unpaid Principal Balance					2,104
Impaired loans, unpaid balance	2,097		2,097
Loans with a specific valuation allowance
Average Recorded Investment		1,775		1,663
Recognized Interest Income		39		73
Community Banking
Loans and leases without a specific valuation allowance
Recorded Balance					6,525
Unpaid Principal Balance					6,525
Impaired loans, unpaid balance	22,724		22,724
Loans with a specific valuation allowance
Recorded Balance					160
Unpaid Principal Balance					160
Specific Allowance					141
Average Recorded Investment	20,199	3,438	14,316	3,447
Recognized Interest Income		(173)		(110)
Community Banking | Commercial real estate and operating
Loans and leases without a specific valuation allowance
Impaired loans, unpaid balance	17,896		17,896
Loans with a specific valuation allowance
Recorded Balance					160
Unpaid Principal Balance					160
Specific Allowance					141
Average Recorded Investment	18,269	682	12,404	564
Recognized Interest Income		12		25
Community Banking | Consumer one-to-four family real estate and other
Loans and leases without a specific valuation allowance
Recorded Balance					104
Unpaid Principal Balance					104
Impaired loans, unpaid balance	170		170
Loans with a specific valuation allowance
Average Recorded Investment	161	82	143	85
Recognized Interest Income		1		9
Community Banking | Agricultural real estate and operating
Loans and leases without a specific valuation allowance
Recorded Balance					6,421
Unpaid Principal Balance					$ 6,421
Impaired loans, unpaid balance	4,658		4,658
Loans with a specific valuation allowance
Average Recorded Investment	$ 1,769	2,674	$ 1,769	2,798
Recognized Interest Income		$ (186)		$ (144)

LOANS AND LEASES, NET - Credit

LOANS AND LEASES, NET - Credit Quality Indicator (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Sep. 30, 2020
Financing Receivable, Credit Quality Indicator [Line Items]
Total gross loans and leases	$ 3,657,531	$ 3,322,765
Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2021	669,178
2020	765,478
2019	308,118
2018	194,404
2017	59,655
Prior	93,914
Revolving Loans and Leases	731,928
Total gross loans and leases	2,822,675	2,701,484
Watch
Financing Receivable, Credit Quality Indicator [Line Items]
2021	7,233
2020	33,799
2019	13,473
2018	54,098
2017	23,638
Prior	10,295
Revolving Loans and Leases	82,149
Total gross loans and leases	224,685	254,107
Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
2021	1,361
2020	8,153
2019	5,876
2018	3,414
2017	86
Prior	8,624
Revolving Loans and Leases	33,074
Total gross loans and leases	60,588	63,427
Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	8,661
2019	27,395
2018	25,048
2017	883
Prior	2,478
Revolving Loans and Leases	11,652
Total gross loans and leases	76,117	61,572
Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
2021	58
2020	1,103
2019	874
2018	343
2017	0
Prior	0
Revolving Loans and Leases	0
Total gross loans and leases	2,378	6,333
Total
Financing Receivable, Credit Quality Indicator [Line Items]
2021	677,830
2020	817,194
2019	355,736
2018	277,307
2017	84,262
Prior	115,311
Revolving Loans and Leases	858,803
Total gross loans and leases	3,186,443	3,086,923
National Lending | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2021	669,178
2020	752,369
2019	202,325
2018	113,022
2017	26,278
Prior	87,926
Revolving Loans and Leases	731,928
Total gross loans and leases	2,583,026	2,348,074
National Lending | Watch
Financing Receivable, Credit Quality Indicator [Line Items]
2021	7,233
2020	32,873
2019	9,291
2018	1,608
2017	3,142
Prior	4,282
Revolving Loans and Leases	82,149
Total gross loans and leases	140,578	155,771
National Lending | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
2021	1,361
2020	8,153
2019	5,876
2018	3,414
2017	86
Prior	7,940
Revolving Loans and Leases	33,074
Total gross loans and leases	59,904	53,839
National Lending | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	5,083
2019	26,585
2018	6,888
2017	842
Prior	1,442
Revolving Loans and Leases	11,652
Total gross loans and leases	52,492	37,922
National Lending | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
2021	58
2020	1,103
2019	874
2018	343
2017	0
Prior	0
Revolving Loans and Leases	0
Total gross loans and leases	2,378	5,753
National Lending | Total
Financing Receivable, Credit Quality Indicator [Line Items]
2021	677,830
2020	799,581
2019	244,951
2018	125,275
2017	30,348
Prior	101,590
Revolving Loans and Leases	858,803
Total gross loans and leases	2,838,378	2,601,359
National Lending | Term lending | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2021	200,824
2020	392,195
2019	123,457
2018	67,408
2017	5,541
Prior	19,373
Revolving Loans and Leases	0
Total gross loans and leases	808,798	725,101
National Lending | Term lending | Watch
Financing Receivable, Credit Quality Indicator [Line Items]
2021	1,807
2020	12,959
2019	8,322
2018	682
2017	564
Prior	1,564
Revolving Loans and Leases	0
Total gross loans and leases	25,898	29,637
National Lending | Term lending | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	6,292
2019	5,694
2018	1,377
2017	42
Prior	7,871
Revolving Loans and Leases	0
Total gross loans and leases	21,276	24,501
National Lending | Term lending | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	4,745
2019	23,344
2018	4,520
2017	142
Prior	770
Revolving Loans and Leases	0
Total gross loans and leases	33,521	21,249
National Lending | Term lending | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
2021	58
2020	919
2019	601
2018	343
2017	0
Prior	0
Revolving Loans and Leases	0
Total gross loans and leases	1,921	4,835
National Lending | Term lending | Total
Financing Receivable, Credit Quality Indicator [Line Items]
2021	202,689
2020	417,110
2019	161,418
2018	74,330
2017	6,289
Prior	29,578
Revolving Loans and Leases	0
Total gross loans and leases	891,414	805,323
National Lending | Asset based lending | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	0
2019	0
2018	0
2017	0
Prior	0
Revolving Loans and Leases	166,247
Total gross loans and leases	166,247	102,013
National Lending | Asset based lending | Watch
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	0
2019	0
2018	0
2017	0
Prior	0
Revolving Loans and Leases	61,887
Total gross loans and leases	61,887	62,512
National Lending | Asset based lending | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	0
2019	0
2018	0
2017	0
Prior	0
Revolving Loans and Leases	16,854
Total gross loans and leases	16,854	12,577
National Lending | Asset based lending | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	0
2019	0
2018	0
2017	0
Prior	0
Revolving Loans and Leases	3,747
Total gross loans and leases	3,747	5,317
National Lending | Asset based lending | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Total gross loans and leases		0
National Lending | Asset based lending | Total
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	0
2019	0
2018	0
2017	0
Prior	0
Revolving Loans and Leases	248,735
Total gross loans and leases	248,735	182,419
National Lending | Factoring | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	0
2019	0
2018	0
2017	0
Prior	0
Revolving Loans and Leases	233,225
Total gross loans and leases	233,225	217,245
National Lending | Factoring | Watch
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	0
2019	0
2018	0
2017	0
Prior	0
Revolving Loans and Leases	20,262
Total gross loans and leases	20,262	45,200
National Lending | Factoring | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	0
2019	0
2018	0
2017	0
Prior	0
Revolving Loans and Leases	16,220
Total gross loans and leases	16,220	13,657
National Lending | Factoring | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	0
2019	0
2018	0
2017	0
Prior	0
Revolving Loans and Leases	7,905
Total gross loans and leases	7,905	5,071
National Lending | Factoring | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Total gross loans and leases		0
National Lending | Factoring | Total
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	0
2019	0
2018	0
2017	0
Prior	0
Revolving Loans and Leases	277,612
Total gross loans and leases	277,612	281,173
National Lending | Lease financing | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2021	77,907
2020	133,720
2019	44,897
2018	16,476
2017	7,843
Prior	1,008
Revolving Loans and Leases	0
Total gross loans and leases	281,851	264,700
National Lending | Lease financing | Watch
Financing Receivable, Credit Quality Indicator [Line Items]
2021	4,750
2020	12,832
2019	325
2018	478
2017	341
Prior	438
Revolving Loans and Leases	0
Total gross loans and leases	19,164	8,879
National Lending | Lease financing | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
2021	125
2020	1,753
2019	183
2018	223
2017	44
Prior	0
Revolving Loans and Leases	0
Total gross loans and leases	2,328	2,808
National Lending | Lease financing | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	304
2019	3,241
2018	887
2017	3
Prior	0
Revolving Loans and Leases	0
Total gross loans and leases	4,435	4,148
National Lending | Lease financing | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	118
2019	273
2018	0
2017	0
Prior	0
Revolving Loans and Leases	0
Total gross loans and leases	391	549
National Lending | Lease financing | Total
Financing Receivable, Credit Quality Indicator [Line Items]
2021	82,782
2020	148,727
2019	48,919
2018	18,064
2017	8,231
Prior	1,446
Revolving Loans and Leases	0
Total gross loans and leases	308,169	281,084
National Lending | Insurance premium finance | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2021	292,948
2020	50,092
2019	23
2018	0
2017	0
Prior	0
Revolving Loans and Leases	0
Total gross loans and leases	343,063	336,364
National Lending | Insurance premium finance | Watch
Financing Receivable, Credit Quality Indicator [Line Items]
2021	35
2020	301
2019	0
2018	0
2017	0
Prior	0
Revolving Loans and Leases	0
Total gross loans and leases	336	284
National Lending | Insurance premium finance | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
2021	1,236
2020	107
2019	0
2018	0
2017	0
Prior	0
Revolving Loans and Leases	0
Total gross loans and leases	1,343	222
National Lending | Insurance premium finance | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	33
2019	0
2018	0
2017	0
Prior	0
Revolving Loans and Leases	0
Total gross loans and leases	33	701
National Lending | Insurance premium finance | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	66
2019	0
2018	0
2017	0
Prior	0
Revolving Loans and Leases	0
Total gross loans and leases	66	369
National Lending | Insurance premium finance | Total
Financing Receivable, Credit Quality Indicator [Line Items]
2021	294,219
2020	50,599
2019	23
2018	0
2017	0
Prior	0
Revolving Loans and Leases	0
Total gross loans and leases	344,841	337,940
National Lending | SBA/USDA | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2021	97,498
2020	155,760
2019	24,689
2018	22,832
2017	9,093
Prior	7,384
Revolving Loans and Leases	0
Total gross loans and leases	317,256	308,549
National Lending | SBA/USDA | Watch
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	6,782
2019	643
2018	449
2017	1,379
Prior	952
Revolving Loans and Leases	0
Total gross loans and leases	10,205	8,328
National Lending | SBA/USDA | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	0
2019	0
2018	1,814
2017	0
Prior	69
Revolving Loans and Leases	0
Total gross loans and leases	1,883	74
National Lending | SBA/USDA | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	0
2019	0
2018	1,203
2017	698
Prior	672
Revolving Loans and Leases	0
Total gross loans and leases	2,573	1,436
National Lending | SBA/USDA | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Total gross loans and leases		0
National Lending | SBA/USDA | Total
Financing Receivable, Credit Quality Indicator [Line Items]
2021	97,498
2020	162,542
2019	25,332
2018	26,298
2017	11,170
Prior	9,077
Revolving Loans and Leases	0
Total gross loans and leases	331,917	318,387
National Lending | Other commercial finance | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	20,603
2019	9,259
2018	6,305
2017	3,801
Prior	60,162
Revolving Loans and Leases	0
Total gross loans and leases	100,130	100,727
National Lending | Other commercial finance | Watch
Financing Receivable, Credit Quality Indicator [Line Items]
2021	642
2020	0
2019	0
2018	0
2017	857
Prior	1,327
Revolving Loans and Leases	0
Total gross loans and leases	2,826	931
National Lending | Other commercial finance | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Total gross loans and leases		0
National Lending | Other commercial finance | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	0
2019	0
2018	278
2017	0
Prior	0
Revolving Loans and Leases	0
Total gross loans and leases	278	0
National Lending | Other commercial finance | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Total gross loans and leases		0
National Lending | Other commercial finance | Total
Financing Receivable, Credit Quality Indicator [Line Items]
2021	642
2020	20,603
2019	9,259
2018	6,583
2017	4,658
Prior	61,489
Revolving Loans and Leases	0
Total gross loans and leases	103,234	101,658
National Lending | Commercial finance | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Total gross loans and leases		2,054,699
National Lending | Commercial finance | Watch
Financing Receivable, Credit Quality Indicator [Line Items]
Total gross loans and leases		155,771
National Lending | Commercial finance | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Total gross loans and leases		53,839
National Lending | Commercial finance | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Total gross loans and leases		37,922
National Lending | Commercial finance | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Total gross loans and leases		5,753
National Lending | Commercial finance | Total
Financing Receivable, Credit Quality Indicator [Line Items]
Total gross loans and leases		2,307,984
National Lending | Warehouse finance | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	0
2019	0
2018	0
2017	0
Prior	0
Revolving Loans and Leases	332,456
Total gross loans and leases	332,456	293,375
National Lending | Warehouse finance | Watch
Financing Receivable, Credit Quality Indicator [Line Items]
Total gross loans and leases		0
National Lending | Warehouse finance | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Total gross loans and leases		0
National Lending | Warehouse finance | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Total gross loans and leases		0
National Lending | Warehouse finance | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Total gross loans and leases		0
National Lending | Warehouse finance | Total
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	0
2019	0
2018	0
2017	0
Prior	0
Revolving Loans and Leases	332,456
Total gross loans and leases	332,456	293,375
Community Banking | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	13,109
2019	105,793
2018	81,382
2017	33,377
Prior	5,988
Revolving Loans and Leases	0
Total gross loans and leases	239,649	353,410
Community Banking | Watch
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	926
2019	4,182
2018	52,490
2017	20,496
Prior	6,013
Revolving Loans and Leases	0
Total gross loans and leases	84,107	98,336
Community Banking | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	0
2019	0
2018	0
2017	0
Prior	684
Revolving Loans and Leases	0
Total gross loans and leases	684	9,588
Community Banking | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	3,578
2019	810
2018	18,160
2017	41
Prior	1,036
Revolving Loans and Leases	0
Total gross loans and leases	23,625	23,650
Community Banking | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Total gross loans and leases		580
Community Banking | Total
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	17,613
2019	110,785
2018	152,032
2017	53,914
Prior	13,721
Revolving Loans and Leases	0
Total gross loans and leases	348,065	485,564
Community Banking | Commercial real estate and operating | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	13,109
2019	105,549
2018	80,399
2017	33,003
Prior	533
Revolving Loans and Leases	0
Total gross loans and leases	232,593	336,236
Community Banking | Commercial real estate and operating | Watch
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	926
2019	4,182
2018	52,490
2017	20,496
Prior	6,013
Revolving Loans and Leases	0
Total gross loans and leases	84,107	98,295
Community Banking | Commercial real estate and operating | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	0
2019	0
2018	0
2017	0
Prior	684
Revolving Loans and Leases	0
Total gross loans and leases	684	4,049
Community Banking | Commercial real estate and operating | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	300
2019	700
2018	16,897
2017	0
Prior	306
Revolving Loans and Leases	0
Total gross loans and leases	18,203	18,211
Community Banking | Commercial real estate and operating | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Total gross loans and leases		580
Community Banking | Commercial real estate and operating | Total
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	14,335
2019	110,431
2018	149,786
2017	53,499
Prior	7,536
Revolving Loans and Leases	0
Total gross loans and leases	335,587	457,371
Community Banking | Consumer one-to-four family real estate and other | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	0
2019	159
2018	875
2017	374
Prior	2,869
Revolving Loans and Leases	0
Total gross loans and leases	4,277	15,648
Community Banking | Consumer one-to-four family real estate and other | Watch
Financing Receivable, Credit Quality Indicator [Line Items]
Total gross loans and leases		41
Community Banking | Consumer one-to-four family real estate and other | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Total gross loans and leases		609
Community Banking | Consumer one-to-four family real estate and other | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	0
2019	110
2018	0
2017	41
Prior	139
Revolving Loans and Leases	0
Total gross loans and leases	290	188
Community Banking | Consumer one-to-four family real estate and other | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Total gross loans and leases		0
Community Banking | Consumer one-to-four family real estate and other | Total
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	0
2019	269
2018	875
2017	415
Prior	3,008
Revolving Loans and Leases	0
Total gross loans and leases	4,567	16,486
Community Banking | Agricultural real estate and operating | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	0
2019	85
2018	108
2017	0
Prior	2,586
Revolving Loans and Leases	0
Total gross loans and leases	2,779	1,526
Community Banking | Agricultural real estate and operating | Watch
Financing Receivable, Credit Quality Indicator [Line Items]
Total gross loans and leases		0
Community Banking | Agricultural real estate and operating | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Total gross loans and leases		4,930
Community Banking | Agricultural real estate and operating | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	3,278
2019	0
2018	1,263
2017	0
Prior	591
Revolving Loans and Leases	0
Total gross loans and leases	5,132	5,251
Community Banking | Agricultural real estate and operating | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Total gross loans and leases		0
Community Banking | Agricultural real estate and operating | Total
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	3,278
2019	85
2018	1,371
2017	0
Prior	3,177
Revolving Loans and Leases	0
Total gross loans and leases	$ 7,911	$ 11,707

LOANS AND LEASES, NET - Past Du

LOANS AND LEASES, NET - Past Due Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Sep. 30, 2020
Financing Receivable, Past Due [Line Items]
Loans and leases	$ 3,657,531	$ 3,322,765
Accruing and Nonaccruing Loans and Leases
Financing Receivable, Past Due [Line Items]
Total Past Due	63,719	52,300
Current	3,651,944	3,445,417
Loans and leases	3,715,663	3,497,717
Accruing and Nonaccruing Loans and Leases | Total loans and leases held for investment
Financing Receivable, Past Due [Line Items]
Total Past Due	63,719	52,300
Current	3,584,309	3,261,840
Loans and leases	3,648,028	3,314,140
Accruing and Nonaccruing Loans and Leases | National Lending
Financing Receivable, Past Due [Line Items]
Total Past Due	61,889	48,832
Current	3,238,074	2,779,744
Loans and leases	3,299,963	2,828,576
Accruing and Nonaccruing Loans and Leases | National Lending | Loans held for sale
Financing Receivable, Past Due [Line Items]
Total Past Due	0	0
Current	67,635	183,577
Loans and leases	67,635	183,577
Accruing and Nonaccruing Loans and Leases | National Lending | Term lending
Financing Receivable, Past Due [Line Items]
Total Past Due	32,294	22,141
Current	859,120	783,182
Loans and leases	891,414	805,323
Accruing and Nonaccruing Loans and Leases | National Lending | Asset based lending
Financing Receivable, Past Due [Line Items]
Total Past Due	13	17
Current	248,722	182,402
Loans and leases	248,735	182,419
Accruing and Nonaccruing Loans and Leases | National Lending | Factoring
Financing Receivable, Past Due [Line Items]
Total Past Due	0	0
Current	277,612	281,173
Loans and leases	277,612	281,173
Accruing and Nonaccruing Loans and Leases | National Lending | Lease financing
Financing Receivable, Past Due [Line Items]
Total Past Due	14,760	16,822
Current	293,409	264,262
Loans and leases	308,169	281,084
Accruing and Nonaccruing Loans and Leases | National Lending | Insurance premium finance
Financing Receivable, Past Due [Line Items]
Total Past Due	4,144	4,339
Current	340,697	333,601
Loans and leases	344,841	337,940
Accruing and Nonaccruing Loans and Leases | National Lending | SBA/USDA
Financing Receivable, Past Due [Line Items]
Total Past Due	600	1,027
Current	331,317	317,360
Loans and leases	331,917	318,387
Accruing and Nonaccruing Loans and Leases | National Lending | Other commercial finance
Financing Receivable, Past Due [Line Items]
Total Past Due	1,082	0
Current	102,152	101,658
Loans and leases	103,234	101,658
Accruing and Nonaccruing Loans and Leases | National Lending | Commercial finance
Financing Receivable, Past Due [Line Items]
Total Past Due	52,893	44,346
Current	2,453,029	2,263,638
Loans and leases	2,505,922	2,307,984
Accruing and Nonaccruing Loans and Leases | National Lending | Consumer credit products
Financing Receivable, Past Due [Line Items]
Total Past Due	7,654	1,233
Current	97,188	88,576
Loans and leases	104,842	89,809
Accruing and Nonaccruing Loans and Leases | National Lending | Other consumer finance
Financing Receivable, Past Due [Line Items]
Total Past Due	835	1,509
Current	129,987	132,833
Loans and leases	130,822	134,342
Accruing and Nonaccruing Loans and Leases | National Lending | Consumer finance
Financing Receivable, Past Due [Line Items]
Total Past Due	8,489	2,743
Current	227,175	221,408
Loans and leases	235,664	224,151
Accruing and Nonaccruing Loans and Leases | National Lending | Tax services
Financing Receivable, Past Due [Line Items]
Total Past Due	507	1,743
Current	225,414	1,323
Loans and leases	225,921	3,066
Accruing and Nonaccruing Loans and Leases | National Lending | Warehouse finance
Financing Receivable, Past Due [Line Items]
Total Past Due	0	0
Current	332,456	293,375
Loans and leases	332,456	293,375
Accruing and Nonaccruing Loans and Leases | Community Banking
Financing Receivable, Past Due [Line Items]
Total Past Due	1,830	3,468
Current	346,235	482,096
Loans and leases	348,065	485,564
Accruing and Nonaccruing Loans and Leases | Community Banking | Commercial real estate and operating
Financing Receivable, Past Due [Line Items]
Total Past Due	12	630
Current	335,575	456,741
Loans and leases	335,587	457,371
Accruing and Nonaccruing Loans and Leases | Community Banking | Consumer one-to-four family real estate and other
Financing Receivable, Past Due [Line Items]
Total Past Due	49	1,069
Current	4,518	15,417
Loans and leases	4,567	16,486
Accruing and Nonaccruing Loans and Leases | Community Banking | Agricultural real estate and operating
Financing Receivable, Past Due [Line Items]
Total Past Due	1,769	1,769
Current	6,142	9,938
Loans and leases	7,911	11,707
Accruing and Nonaccruing Loans and Leases | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	37,227	15,220
Accruing and Nonaccruing Loans and Leases | 30-59 Days Past Due | Total loans and leases held for investment
Financing Receivable, Past Due [Line Items]
Total Past Due	37,227	15,220
Accruing and Nonaccruing Loans and Leases | 30-59 Days Past Due | National Lending
Financing Receivable, Past Due [Line Items]
Total Past Due	37,215	14,315
Accruing and Nonaccruing Loans and Leases | 30-59 Days Past Due | National Lending | Loans held for sale
Financing Receivable, Past Due [Line Items]
Total Past Due	0	0
Accruing and Nonaccruing Loans and Leases | 30-59 Days Past Due | National Lending | Term lending
Financing Receivable, Past Due [Line Items]
Total Past Due	22,074	11,900
Accruing and Nonaccruing Loans and Leases | 30-59 Days Past Due | National Lending | Asset based lending
Financing Receivable, Past Due [Line Items]
Total Past Due	13	17
Accruing and Nonaccruing Loans and Leases | 30-59 Days Past Due | National Lending | Factoring
Financing Receivable, Past Due [Line Items]
Total Past Due	0	0
Accruing and Nonaccruing Loans and Leases | 30-59 Days Past Due | National Lending | Lease financing
Financing Receivable, Past Due [Line Items]
Total Past Due	10,216	194
Accruing and Nonaccruing Loans and Leases | 30-59 Days Past Due | National Lending | Insurance premium finance
Financing Receivable, Past Due [Line Items]
Total Past Due	1,290	1,227
Accruing and Nonaccruing Loans and Leases | 30-59 Days Past Due | National Lending | SBA/USDA
Financing Receivable, Past Due [Line Items]
Total Past Due	0	0
Accruing and Nonaccruing Loans and Leases | 30-59 Days Past Due | National Lending | Other commercial finance
Financing Receivable, Past Due [Line Items]
Total Past Due	1,082	0
Accruing and Nonaccruing Loans and Leases | 30-59 Days Past Due | National Lending | Commercial finance
Financing Receivable, Past Due [Line Items]
Total Past Due	34,675	13,338
Accruing and Nonaccruing Loans and Leases | 30-59 Days Past Due | National Lending | Consumer credit products
Financing Receivable, Past Due [Line Items]
Total Past Due	1,737	377
Accruing and Nonaccruing Loans and Leases | 30-59 Days Past Due | National Lending | Other consumer finance
Financing Receivable, Past Due [Line Items]
Total Past Due	296	600
Accruing and Nonaccruing Loans and Leases | 30-59 Days Past Due | National Lending | Consumer finance
Financing Receivable, Past Due [Line Items]
Total Past Due	2,033	977
Accruing and Nonaccruing Loans and Leases | 30-59 Days Past Due | National Lending | Tax services
Financing Receivable, Past Due [Line Items]
Total Past Due	507	0
Accruing and Nonaccruing Loans and Leases | 30-59 Days Past Due | National Lending | Warehouse finance
Financing Receivable, Past Due [Line Items]
Total Past Due	0	0
Accruing and Nonaccruing Loans and Leases | 30-59 Days Past Due | Community Banking
Financing Receivable, Past Due [Line Items]
Total Past Due	12	905
Accruing and Nonaccruing Loans and Leases | 30-59 Days Past Due | Community Banking | Commercial real estate and operating
Financing Receivable, Past Due [Line Items]
Total Past Due	12	0
Accruing and Nonaccruing Loans and Leases | 30-59 Days Past Due | Community Banking | Consumer one-to-four family real estate and other
Financing Receivable, Past Due [Line Items]
Total Past Due	0	905
Accruing and Nonaccruing Loans and Leases | 30-59 Days Past Due | Community Banking | Agricultural real estate and operating
Financing Receivable, Past Due [Line Items]
Total Past Due	0	0
Accruing and Nonaccruing Loans and Leases | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	12,892	15,353
Accruing and Nonaccruing Loans and Leases | 60-89 Days Past Due | Total loans and leases held for investment
Financing Receivable, Past Due [Line Items]
Total Past Due	12,892	15,353
Accruing and Nonaccruing Loans and Leases | 60-89 Days Past Due | National Lending
Financing Receivable, Past Due [Line Items]
Total Past Due	12,892	15,239
Accruing and Nonaccruing Loans and Leases | 60-89 Days Past Due | National Lending | Loans held for sale
Financing Receivable, Past Due [Line Items]
Total Past Due	0	0
Accruing and Nonaccruing Loans and Leases | 60-89 Days Past Due | National Lending | Term lending
Financing Receivable, Past Due [Line Items]
Total Past Due	7,628	3,851
Accruing and Nonaccruing Loans and Leases | 60-89 Days Past Due | National Lending | Asset based lending
Financing Receivable, Past Due [Line Items]
Total Past Due	0	0
Accruing and Nonaccruing Loans and Leases | 60-89 Days Past Due | National Lending | Factoring
Financing Receivable, Past Due [Line Items]
Total Past Due	0	0
Accruing and Nonaccruing Loans and Leases | 60-89 Days Past Due | National Lending | Lease financing
Financing Receivable, Past Due [Line Items]
Total Past Due	662	9,746
Accruing and Nonaccruing Loans and Leases | 60-89 Days Past Due | National Lending | Insurance premium finance
Financing Receivable, Past Due [Line Items]
Total Past Due	440	748
Accruing and Nonaccruing Loans and Leases | 60-89 Days Past Due | National Lending | SBA/USDA
Financing Receivable, Past Due [Line Items]
Total Past Due	0	0
Accruing and Nonaccruing Loans and Leases | 60-89 Days Past Due | National Lending | Other commercial finance
Financing Receivable, Past Due [Line Items]
Total Past Due	0	0
Accruing and Nonaccruing Loans and Leases | 60-89 Days Past Due | National Lending | Commercial finance
Financing Receivable, Past Due [Line Items]
Total Past Due	8,730	14,345
Accruing and Nonaccruing Loans and Leases | 60-89 Days Past Due | National Lending | Consumer credit products
Financing Receivable, Past Due [Line Items]
Total Past Due	3,898	358
Accruing and Nonaccruing Loans and Leases | 60-89 Days Past Due | National Lending | Other consumer finance
Financing Receivable, Past Due [Line Items]
Total Past Due	264	536
Accruing and Nonaccruing Loans and Leases | 60-89 Days Past Due | National Lending | Consumer finance
Financing Receivable, Past Due [Line Items]
Total Past Due	4,162	894
Accruing and Nonaccruing Loans and Leases | 60-89 Days Past Due | National Lending | Tax services
Financing Receivable, Past Due [Line Items]
Total Past Due	0	0
Accruing and Nonaccruing Loans and Leases | 60-89 Days Past Due | National Lending | Warehouse finance
Financing Receivable, Past Due [Line Items]
Total Past Due	0	0
Accruing and Nonaccruing Loans and Leases | 60-89 Days Past Due | Community Banking
Financing Receivable, Past Due [Line Items]
Total Past Due	0	114
Accruing and Nonaccruing Loans and Leases | 60-89 Days Past Due | Community Banking | Commercial real estate and operating
Financing Receivable, Past Due [Line Items]
Total Past Due	0	0
Accruing and Nonaccruing Loans and Leases | 60-89 Days Past Due | Community Banking | Consumer one-to-four family real estate and other
Financing Receivable, Past Due [Line Items]
Total Past Due	0	114
Accruing and Nonaccruing Loans and Leases | 60-89 Days Past Due | Community Banking | Agricultural real estate and operating
Financing Receivable, Past Due [Line Items]
Total Past Due	0	0
Accruing and Nonaccruing Loans and Leases | Greater Than 90 Days
Financing Receivable, Past Due [Line Items]
Total Past Due	13,600	21,727
Accruing and Nonaccruing Loans and Leases | Greater Than 90 Days | Total loans and leases held for investment
Financing Receivable, Past Due [Line Items]
Total Past Due	13,600	21,727
Accruing and Nonaccruing Loans and Leases | Greater Than 90 Days | National Lending
Financing Receivable, Past Due [Line Items]
Total Past Due	11,782	19,278
Accruing and Nonaccruing Loans and Leases | Greater Than 90 Days | National Lending | Loans held for sale
Financing Receivable, Past Due [Line Items]
Total Past Due	0	0
Accruing and Nonaccruing Loans and Leases | Greater Than 90 Days | National Lending | Term lending
Financing Receivable, Past Due [Line Items]
Total Past Due	2,592	6,390
Accruing and Nonaccruing Loans and Leases | Greater Than 90 Days | National Lending | Asset based lending
Financing Receivable, Past Due [Line Items]
Total Past Due	0	0
Accruing and Nonaccruing Loans and Leases | Greater Than 90 Days | National Lending | Factoring
Financing Receivable, Past Due [Line Items]
Total Past Due	0	0
Accruing and Nonaccruing Loans and Leases | Greater Than 90 Days | National Lending | Lease financing
Financing Receivable, Past Due [Line Items]
Total Past Due	3,882	6,882
Accruing and Nonaccruing Loans and Leases | Greater Than 90 Days | National Lending | Insurance premium finance
Financing Receivable, Past Due [Line Items]
Total Past Due	2,414	2,364
Accruing and Nonaccruing Loans and Leases | Greater Than 90 Days | National Lending | SBA/USDA
Financing Receivable, Past Due [Line Items]
Total Past Due	600	1,027
Accruing and Nonaccruing Loans and Leases | Greater Than 90 Days | National Lending | Other commercial finance
Financing Receivable, Past Due [Line Items]
Total Past Due	0	0
Accruing and Nonaccruing Loans and Leases | Greater Than 90 Days | National Lending | Commercial finance
Financing Receivable, Past Due [Line Items]
Total Past Due	9,488	16,663
Accruing and Nonaccruing Loans and Leases | Greater Than 90 Days | National Lending | Consumer credit products
Financing Receivable, Past Due [Line Items]
Total Past Due	2,019	499
Accruing and Nonaccruing Loans and Leases | Greater Than 90 Days | National Lending | Other consumer finance
Financing Receivable, Past Due [Line Items]
Total Past Due	275	373
Accruing and Nonaccruing Loans and Leases | Greater Than 90 Days | National Lending | Consumer finance
Financing Receivable, Past Due [Line Items]
Total Past Due	2,294	872
Accruing and Nonaccruing Loans and Leases | Greater Than 90 Days | National Lending | Tax services
Financing Receivable, Past Due [Line Items]
Total Past Due	0	1,743
Accruing and Nonaccruing Loans and Leases | Greater Than 90 Days | National Lending | Warehouse finance
Financing Receivable, Past Due [Line Items]
Total Past Due	0	0
Accruing and Nonaccruing Loans and Leases | Greater Than 90 Days | Community Banking
Financing Receivable, Past Due [Line Items]
Total Past Due	1,818	2,449
Accruing and Nonaccruing Loans and Leases | Greater Than 90 Days | Community Banking | Commercial real estate and operating
Financing Receivable, Past Due [Line Items]
Total Past Due	0	630
Accruing and Nonaccruing Loans and Leases | Greater Than 90 Days | Community Banking | Consumer one-to-four family real estate and other
Financing Receivable, Past Due [Line Items]
Total Past Due	49	50
Accruing and Nonaccruing Loans and Leases | Greater Than 90 Days | Community Banking | Agricultural real estate and operating
Financing Receivable, Past Due [Line Items]
Total Past Due	1,769	1,769
Nonperforming Loans and Leases
Financing Receivable, Past Due [Line Items]
Non-accrual balance	38,129	23,952
Loans and leases	43,456	34,018
Nonperforming Loans and Leases | Total loans and leases held for investment
Financing Receivable, Past Due [Line Items]
Non-accrual balance	38,129	23,952
Loans and leases	43,456	34,018
Nonperforming Loans and Leases | National Lending
Financing Receivable, Past Due [Line Items]
Non-accrual balance	18,305	21,553
Loans and leases	23,632	31,569
Nonperforming Loans and Leases | National Lending | Loans held for sale
Financing Receivable, Past Due [Line Items]
Non-accrual balance	0	0
Loans and leases	0	0
Nonperforming Loans and Leases | National Lending | Term lending
Financing Receivable, Past Due [Line Items]
Non-accrual balance	14,665	16,274
Loans and leases	15,018	16,540
Nonperforming Loans and Leases | National Lending | Asset based lending
Financing Receivable, Past Due [Line Items]
Non-accrual balance	382	0
Loans and leases	382	0
Nonperforming Loans and Leases | National Lending | Factoring
Financing Receivable, Past Due [Line Items]
Non-accrual balance	35	1,096
Loans and leases	35	1,096
Nonperforming Loans and Leases | National Lending | Lease financing
Financing Receivable, Past Due [Line Items]
Non-accrual balance	2,623	3,583
Loans and leases	4,666	7,927
Nonperforming Loans and Leases | National Lending | Insurance premium finance
Financing Receivable, Past Due [Line Items]
Non-accrual balance	0	0
Loans and leases	2,414	2,364
Nonperforming Loans and Leases | National Lending | SBA/USDA
Financing Receivable, Past Due [Line Items]
Non-accrual balance	600	600
Loans and leases	600	1,027
Nonperforming Loans and Leases | National Lending | Other commercial finance
Financing Receivable, Past Due [Line Items]
Non-accrual balance	0	0
Loans and leases	0	0
Nonperforming Loans and Leases | National Lending | Commercial finance
Financing Receivable, Past Due [Line Items]
Non-accrual balance	18,305	21,553
Loans and leases	23,115	28,954
Nonperforming Loans and Leases | National Lending | Consumer credit products
Financing Receivable, Past Due [Line Items]
Non-accrual balance	0	0
Loans and leases	243	499
Nonperforming Loans and Leases | National Lending | Other consumer finance
Financing Receivable, Past Due [Line Items]
Non-accrual balance	0	0
Loans and leases	274	373
Nonperforming Loans and Leases | National Lending | Consumer finance
Financing Receivable, Past Due [Line Items]
Non-accrual balance	0	0
Loans and leases	517	872
Nonperforming Loans and Leases | National Lending | Tax services
Financing Receivable, Past Due [Line Items]
Non-accrual balance	0	0
Loans and leases	0	1,743
Nonperforming Loans and Leases | National Lending | Warehouse finance
Financing Receivable, Past Due [Line Items]
Non-accrual balance	0	0
Loans and leases	0	0
Nonperforming Loans and Leases | Community Banking
Financing Receivable, Past Due [Line Items]
Non-accrual balance	19,824	2,399
Loans and leases	19,824	2,449
Nonperforming Loans and Leases | Community Banking | Commercial real estate and operating
Financing Receivable, Past Due [Line Items]
Non-accrual balance	17,896	580
Loans and leases	17,896	630
Nonperforming Loans and Leases | Community Banking | Consumer one-to-four family real estate and other
Financing Receivable, Past Due [Line Items]
Non-accrual balance	159	50
Loans and leases	159	50
Nonperforming Loans and Leases | Community Banking | Agricultural real estate and operating
Financing Receivable, Past Due [Line Items]
Non-accrual balance	1,769	1,769
Loans and leases	1,769	1,769
Nonperforming Loans and Leases | Greater Than 90 Days
Financing Receivable, Past Due [Line Items]
Non-accrual balance	5,327	10,066
Nonperforming Loans and Leases | Greater Than 90 Days | Total loans and leases held for investment
Financing Receivable, Past Due [Line Items]
Non-accrual balance	5,327	10,066
Nonperforming Loans and Leases | Greater Than 90 Days | National Lending
Financing Receivable, Past Due [Line Items]
Non-accrual balance	5,327	10,016
Nonperforming Loans and Leases | Greater Than 90 Days | National Lending | Loans held for sale
Financing Receivable, Past Due [Line Items]
Non-accrual balance	0	0
Nonperforming Loans and Leases | Greater Than 90 Days | National Lending | Term lending
Financing Receivable, Past Due [Line Items]
Non-accrual balance	353	266
Nonperforming Loans and Leases | Greater Than 90 Days | National Lending | Asset based lending
Financing Receivable, Past Due [Line Items]
Non-accrual balance	0	0
Nonperforming Loans and Leases | Greater Than 90 Days | National Lending | Factoring
Financing Receivable, Past Due [Line Items]
Non-accrual balance	0	0
Nonperforming Loans and Leases | Greater Than 90 Days | National Lending | Lease financing
Financing Receivable, Past Due [Line Items]
Non-accrual balance	2,043	4,344
Nonperforming Loans and Leases | Greater Than 90 Days | National Lending | Insurance premium finance
Financing Receivable, Past Due [Line Items]
Non-accrual balance	2,414	2,364
Nonperforming Loans and Leases | Greater Than 90 Days | National Lending | SBA/USDA
Financing Receivable, Past Due [Line Items]
Non-accrual balance	0	427
Nonperforming Loans and Leases | Greater Than 90 Days | National Lending | Other commercial finance
Financing Receivable, Past Due [Line Items]
Non-accrual balance	0	0
Nonperforming Loans and Leases | Greater Than 90 Days | National Lending | Commercial finance
Financing Receivable, Past Due [Line Items]
Non-accrual balance	4,810	7,401
Nonperforming Loans and Leases | Greater Than 90 Days | National Lending | Consumer credit products
Financing Receivable, Past Due [Line Items]
Non-accrual balance	243	499
Nonperforming Loans and Leases | Greater Than 90 Days | National Lending | Other consumer finance
Financing Receivable, Past Due [Line Items]
Non-accrual balance	274	373
Nonperforming Loans and Leases | Greater Than 90 Days | National Lending | Consumer finance
Financing Receivable, Past Due [Line Items]
Non-accrual balance	517	872
Nonperforming Loans and Leases | Greater Than 90 Days | National Lending | Tax services
Financing Receivable, Past Due [Line Items]
Non-accrual balance	0	1,743
Nonperforming Loans and Leases | Greater Than 90 Days | National Lending | Warehouse finance
Financing Receivable, Past Due [Line Items]
Non-accrual balance	0	0
Nonperforming Loans and Leases | Greater Than 90 Days | Community Banking
Financing Receivable, Past Due [Line Items]
Non-accrual balance	0	50
Nonperforming Loans and Leases | Greater Than 90 Days | Community Banking | Commercial real estate and operating
Financing Receivable, Past Due [Line Items]
Non-accrual balance	0	50
Nonperforming Loans and Leases | Greater Than 90 Days | Community Banking | Consumer one-to-four family real estate and other
Financing Receivable, Past Due [Line Items]
Non-accrual balance	0	0
Nonperforming Loans and Leases | Greater Than 90 Days | Community Banking | Agricultural real estate and operating
Financing Receivable, Past Due [Line Items]
Non-accrual balance	$ 0	$ 0

LOANS AND LEASES, NET - Nonaccr

LOANS AND LEASES, NET - Nonaccrual (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Sep. 30, 2020
Financing Receivable, Nonaccrual [Line Items]
Loans and leases	$ 3,657,531	$ 3,322,765
Nonaccrual Loans
Financing Receivable, Nonaccrual [Line Items]
2021	72
2020	3,404
2019	11,550
2018	20,944
2017	664
Prior	1,078
Revolving Loans and Leases	417
Loans and leases	38,129
Nonaccrual With No ACL	11,597
Nonaccrual Loans | National Lending
Financing Receivable, Nonaccrual [Line Items]
2021	72
2020	3,104
2019	10,740
2018	2,785
2017	623
Prior	564
Revolving Loans and Leases	417
Loans and leases	18,305
Nonaccrual With No ACL	9,669
Nonaccrual Loans | National Lending | Term lending
Financing Receivable, Nonaccrual [Line Items]
2021	72
2020	2,746
2019	8,834
2018	2,426
2017	23
Prior	564
Revolving Loans and Leases	0
Loans and leases	14,665
Nonaccrual With No ACL	7,942
Nonaccrual Loans | National Lending | Asset based lending
Financing Receivable, Nonaccrual [Line Items]
2021	0
2020	0
2019	0
2018	0
2017	0
Prior	0
Revolving Loans and Leases	382
Loans and leases	382
Nonaccrual With No ACL	9
Nonaccrual Loans | National Lending | Factoring
Financing Receivable, Nonaccrual [Line Items]
2021	0
2020	0
2019	0
2018	0
2017	0
Prior	0
Revolving Loans and Leases	35
Loans and leases	35
Nonaccrual With No ACL	0
Nonaccrual Loans | National Lending | Lease financing
Financing Receivable, Nonaccrual [Line Items]
2021	0
2020	358
2019	1,906
2018	359
2017	0
Prior	0
Revolving Loans and Leases	0
Loans and leases	2,623
Nonaccrual With No ACL	1,118
Nonaccrual Loans | National Lending | SBA/USDA
Financing Receivable, Nonaccrual [Line Items]
2021	0
2020	0
2019	0
2018	0
2017	600
Prior	0
Revolving Loans and Leases	0
Loans and leases	600
Nonaccrual With No ACL	600
Nonaccrual Loans | National Lending | Commercial finance
Financing Receivable, Nonaccrual [Line Items]
2021	72
2020	3,104
2019	10,740
2018	2,785
2017	623
Prior	564
Revolving Loans and Leases	417
Loans and leases	18,305
Nonaccrual With No ACL	9,669
Nonaccrual Loans | Community Banking
Financing Receivable, Nonaccrual [Line Items]
2021	0
2020	300
2019	810
2018	18,159
2017	41
Prior	514
Revolving Loans and Leases	0
Loans and leases	19,824
Nonaccrual With No ACL	1,928
Nonaccrual Loans | Community Banking | Commercial real estate and operating
Financing Receivable, Nonaccrual [Line Items]
2021	0
2020	300
2019	700
2018	16,896
2017	0
Prior	0
Revolving Loans and Leases	0
Loans and leases	17,896
Nonaccrual With No ACL	0
Nonaccrual Loans | Community Banking | Consumer one-to-four family real estate and other
Financing Receivable, Nonaccrual [Line Items]
2021	0
2020	0
2019	110
2018	0
2017	41
Prior	8
Revolving Loans and Leases	0
Loans and leases	159
Nonaccrual With No ACL	159
Nonaccrual Loans | Community Banking | Agricultural real estate and operating
Financing Receivable, Nonaccrual [Line Items]
2021	0
2020	0
2019	0
2018	1,263
2017	0
Prior	506
Revolving Loans and Leases	0
Loans and leases	1,769
Nonaccrual With No ACL	1,769
90 or More Days Delinquent and Accruing
Financing Receivable, Nonaccrual [Line Items]
2021	2,560
2020	1,424
2019	139
2018	521
2017	145
Prior	295
Revolving Loans and Leases	0
Loans and leases	5,084
90 or More Days Delinquent and Accruing | National Lending
Financing Receivable, Nonaccrual [Line Items]
2021	2,560
2020	1,424
2019	139
2018	521
2017	145
Prior	295
Revolving Loans and Leases	0
Loans and leases	5,084
90 or More Days Delinquent and Accruing | National Lending | Term lending
Financing Receivable, Nonaccrual [Line Items]
2021	0
2020	0
2019	0
2018	220
2017	112
Prior	21
Revolving Loans and Leases	0
Loans and leases	353
90 or More Days Delinquent and Accruing | National Lending | Lease financing
Financing Receivable, Nonaccrual [Line Items]
2021	1,247
2020	323
2019	139
2018	301
2017	33
Prior	0
Revolving Loans and Leases	0
Loans and leases	2,043
90 or More Days Delinquent and Accruing | National Lending | Insurance premium finance
Financing Receivable, Nonaccrual [Line Items]
2021	1,313
2020	1,101
2019	0
2018	0
2017	0
Prior	0
Revolving Loans and Leases	0
Loans and leases	2,414
90 or More Days Delinquent and Accruing | National Lending | Commercial finance
Financing Receivable, Nonaccrual [Line Items]
2021	2,560
2020	1,424
2019	139
2018	521
2017	145
Prior	21
Revolving Loans and Leases	0
Loans and leases	4,810
90 or More Days Delinquent and Accruing | National Lending | Other consumer finance
Financing Receivable, Nonaccrual [Line Items]
2021	0
2020	0
2019	0
2018	0
2017	0
Prior	274
Revolving Loans and Leases	0
Loans and leases	274
90 or More Days Delinquent and Accruing | National Lending | Consumer finance
Financing Receivable, Nonaccrual [Line Items]
2021	0
2020	0
2019	0
2018	0
2017	0
Prior	274
Revolving Loans and Leases	0
Loans and leases	$ 274

LOANS AND LEASES, NET - Additio

LOANS AND LEASES, NET - Additional Information (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Mar. 31, 2021	Mar. 31, 2020	Mar. 31, 2021	Mar. 31, 2020	Sep. 30, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and leases to held for sale			$ 99,922	$ 277,016
Originated loans held for sale			361,722
Proceeds from sale of loans held-for-sale			476,000	432,000
Gain (loss) on sale of loans and leases			4,600	6,200
Loans and leases	$ 3,657,531		3,657,531		$ 3,322,765
Carrying amount of direct financing and sales-type leases subject to residual value guarantees	8,100		8,100
Provision for credit losses	30,290	$ 37,296	$ 36,379	40,703
COVID-19 Pandemic
Accounts, Notes, Loans and Financing Receivable [Line Items]
Trial modifications, threshold of past due days prior to onset of pandemic effects			30 days
Loans and leases still in deferment period	66,500		$ 66,500
Consumer finance portfolio segment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and leases	235,700		235,700		224,200
Tax services loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and leases	225,900		225,900		$ 3,100
National Lending
Accounts, Notes, Loans and Financing Receivable [Line Items]
TDRs recorded investment	2,100	3,700	2,200	4,100
TDRs subsequent default, recorded investment			100	2,900
National Lending | Other Consumer Finance, SBA/USDA and Consumer Credit Product Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Originated loans held for sale			361,700
National Lending | SBA/USDA and Consumer Credit Product Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Originated loans held for sale			32,200	32,234
Community Banking
Accounts, Notes, Loans and Financing Receivable [Line Items]
TDRs recorded investment	$ 0	$ 0	0	600
TDRs subsequent default, recorded investment			$ 0	$ 3,200
Minimum | COVID-19 Pandemic
Accounts, Notes, Loans and Financing Receivable [Line Items]
Trial modifications, payment deferral period			30 days
Maximum | COVID-19 Pandemic
Accounts, Notes, Loans and Financing Receivable [Line Items]
Trial modifications, payment deferral period			6 months

LOANS AND LEASES, NET - Trouble

LOANS AND LEASES, NET - Troubled Debt Restructured Loans (Details) - USD ($) $ in Millions	3 Months Ended		6 Months Ended
	Mar. 31, 2021	Mar. 31, 2020	Mar. 31, 2021	Mar. 31, 2020
National Lending
Financing Receivable, Troubled Debt Restructuring [Line Items]
TDRs recorded investment	$ 2.1	$ 3.7	$ 2.2	$ 4.1
TDRs subsequent default, recorded investment			0.1	2.9
Community Banking
Financing Receivable, Troubled Debt Restructuring [Line Items]
TDRs recorded investment	$ 0	$ 0	0	0.6
TDRs subsequent default, recorded investment			$ 0	$ 3.2

EARNINGS PER COMMON SHARE ("E_3

EARNINGS PER COMMON SHARE ("EPS") (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Mar. 31, 2021	Mar. 31, 2020	Mar. 31, 2021	Mar. 31, 2020
Basic income per common share:
Net income attributable to Meta Financial Group, Inc.	$ 59,066	$ 52,304	$ 87,103	$ 73,372
Dividends and undistributed earnings allocated to participating securities	(1,113)	(1,215)	(1,683)	(1,652)
Basic net earnings available to common stockholders	57,953	51,089	85,420	71,720
Undistributed earnings allocated to nonvested restricted stockholders	1,083	1,173	1,620	1,570
Reallocation of undistributed earnings to nonvested restricted stockholders	(1,082)	(1,172)	(1,619)	(1,569)
Diluted net earnings available to common stockholders	$ 57,954	$ 51,090	$ 85,421	$ 71,721
Total weighted average common shares outstanding (in shares)	31,520,505	35,114,053	32,158,994	35,865,443
Effect of dilutive securities
Outstanding options - based upon the two-class method (in shares)			0	21,634
Total effect of dilutive securities (in shares)	14,517	21,497	16,490	21,634
Weighted average dilutive common shares outstanding (in shares)	31,535,022	35,135,550	32,175,484	35,887,077
Net earnings per common share:
Basic income per common share (in dollars per share)	$ 1.84	$ 1.45	$ 2.66	$ 2
Diluted income per common share (in dollars per share)	$ 1.84	$ 1.45	$ 2.65	$ 2
Weighted average shares of nonvested restricted stock, antidilutive (in shares)	605,459	834,746	633,553	826,262
Stock options
Effect of dilutive securities
Outstanding options - based upon the two-class method (in shares)	0	21,497
Performance share units
Effect of dilutive securities
Outstanding options - based upon the two-class method (in shares)	14,517	0	16,490	0

RENTAL EQUIPMENT, NET - Schedul

RENTAL EQUIPMENT, NET - Schedule of Rental Equipment (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Sep. 30, 2020
Property, Plant and Equipment [Line Items]
Total	$ 274,644	$ 261,844
Accumulated depreciation	(65,013)	(57,601)
Unamortized initial direct costs	1,766	1,721
Net book value	211,397	205,964
Computers and IT networking equipment
Property, Plant and Equipment [Line Items]
Total	16,313	15,926
Motor vehicles and other
Property, Plant and Equipment [Line Items]
Total	56,012	52,913
Office furniture and equipment
Property, Plant and Equipment [Line Items]
Total	73,889	74,197
Solar panels and equipment
Property, Plant and Equipment [Line Items]
Total	$ 128,430	$ 118,808

RENTAL EQUIPMENT, NET - Sched_2

RENTAL EQUIPMENT, NET - Schedule of Operating Leases, Future Minimum Payments (Details) $ in Thousands	Mar. 31, 2021USD ($)
Property, Plant and Equipment [Abstract]
Remaining in 2021	$ 17,689
2022	30,532
2023	26,189
2024	18,948
2025	13,843
Thereafter	20,269
Total undiscounted future minimum lease payments receivable for operating leases	$ 127,470

FORECLOSURED REAL ESTATE AND _3

FORECLOSURED REAL ESTATE AND REPOSSESSED ASSETS - Foreclosed and Repossessed Assets (Details) - Foreclosed Property - USD ($) $ in Thousands	6 Months Ended		12 Months Ended
	Mar. 31, 2021	Mar. 31, 2020	Sep. 30, 2020
Other Real Estate [Roll Forward]
Balance, beginning of period	$ 9,957	$ 29,494	$ 29,494
Additions	9	5,983
Write-downs	466	104
Sales	8,021	23,085
(Gain) loss on sale	(4)	5,039	5,000
Total reductions	8,483	28,228	28,100
Balance, ending of period	$ 1,483	$ 7,249	$ 9,957

FORECLOSURED REAL ESTATE AND _4

FORECLOSURED REAL ESTATE AND REPOSSESSED ASSETS - Other Real Estate Owned (Details) - USD ($)	6 Months Ended		12 Months Ended
	Mar. 31, 2021	Mar. 31, 2020	Sep. 30, 2020
Real Estate [Line Items]
TDR valuation allowance	$ 1,000,000		$ 500,000
Community Bank
Real Estate [Line Items]
Loans in process of foreclosure, amount	0		0
Agriculture Real Estate Customer | Agricultural real estate and operating
Real Estate [Line Items]
Revenue recognized in deferred rental income			1,100,000
OREO expenses			200,000
Foreclosed Property
Real Estate [Line Items]
Other real estate owned sold	8,483,000	$ 28,228,000	28,100,000
Gain (loss) on sale	$ 4,000	$ (5,039,000)	$ (5,000,000)

GOODWILL AND INTANGIBLE ASSET_2

GOODWILL AND INTANGIBLE ASSETS - Narrative (Details) - USD ($)	6 Months Ended
	Mar. 31, 2021	Mar. 31, 2020	Sep. 30, 2020
Goodwill and Intangible Assets Disclosure [Abstract]
Total goodwill	$ 309,505,000	$ 309,505,000	$ 309,505,000
Goodwill, accumulated impairment	0
Asset impairment charges	$ 0	$ 0

GOODWILL AND INTANGIBLE ASSET_3

GOODWILL AND INTANGIBLE ASSETS - Schedule of Intangible Asses (Details) - USD ($)	6 Months Ended
	Mar. 31, 2021	Mar. 31, 2020	Mar. 31, 2021	Mar. 31, 2020
Finite-lived Intangible Assets [Roll Forward]
Beginning Balance	$ 41,692,000	$ 52,810,000
Acquisitions during the period	5,000	33,000
Amortization during the period	(4,770,000)	(6,077,000)
Finite-Lived Intangible Assets, Period Increase (Decrease)	(24,000)
Ending Balance	36,903,000	46,766,000
Gross carrying amount			$ 109,316,000	$ 109,928,000
Accumulated amortization			(61,947,000)	(52,255,000)
Accumulated impairment			(10,466,000)	(10,907,000)
Total anticipated intangible amortization	36,903,000	46,766,000	36,903,000	46,766,000
Asset impairment charges	0	0
Trademarks [Member]
Finite-lived Intangible Assets [Roll Forward]
Beginning Balance	10,901,000	11,959,000
Acquisitions during the period	0	0
Amortization during the period	(544,000)	(528,000)
Finite-Lived Intangible Assets, Period Increase (Decrease)	0
Ending Balance	10,357,000	11,431,000
Gross carrying amount			14,624,000	14,624,000
Accumulated amortization			(4,267,000)	(3,193,000)
Accumulated impairment			0	0
Total anticipated intangible amortization	$ 10,357,000	$ 11,431,000	10,357,000	11,431,000
Trademarks [Member] | Maximum
Finite-lived Intangible Assets [Roll Forward]
Useful life (in years)	15 years	15 years
Trademarks [Member] | Minimum
Finite-lived Intangible Assets [Roll Forward]
Useful life (in years)	5 years	5 years
Noncompete Agreements [Member]
Finite-lived Intangible Assets [Roll Forward]
Beginning Balance	$ 422,000	$ 827,000
Acquisitions during the period	0	0
Amortization during the period	(191,000)	(212,000)
Finite-Lived Intangible Assets, Period Increase (Decrease)	0
Ending Balance	231,000	615,000
Gross carrying amount			2,481,000	2,480,000
Accumulated amortization			(2,250,000)	(1,865,000)
Accumulated impairment			0	0
Total anticipated intangible amortization	$ 231,000	$ 615,000	231,000	615,000
Noncompete Agreements [Member] | Maximum
Finite-lived Intangible Assets [Roll Forward]
Useful life (in years)	5 years	5 years
Noncompete Agreements [Member] | Minimum
Finite-lived Intangible Assets [Roll Forward]
Useful life (in years)	3 years	3 years
Customer Relationships [Member]
Finite-lived Intangible Assets [Roll Forward]
Beginning Balance	$ 24,333,000	$ 33,207,000
Acquisitions during the period	0	0
Amortization during the period	(3,716,000)	(4,997,000)
Finite-Lived Intangible Assets, Period Increase (Decrease)	0
Ending Balance	20,617,000	28,210,000
Gross carrying amount			82,088,000	82,088,000
Accumulated amortization			(51,223,000)	(43,630,000)
Accumulated impairment			(10,248,000)	(10,248,000)
Total anticipated intangible amortization	$ 20,617,000	$ 28,210,000	20,617,000	28,210,000
Customer Relationships [Member] | Maximum
Finite-lived Intangible Assets [Roll Forward]
Useful life (in years)	30 years	30 years
Customer Relationships [Member] | Minimum
Finite-lived Intangible Assets [Roll Forward]
Useful life (in years)	10 years	10 years
Other Intangible Assets [Member]
Finite-lived Intangible Assets [Roll Forward]
Beginning Balance	$ 6,036,000	$ 6,817,000
Acquisitions during the period	5,000	33,000
Amortization during the period	(319,000)	(340,000)
Finite-Lived Intangible Assets, Period Increase (Decrease)	(24,000)
Ending Balance	5,698,000	6,510,000
Gross carrying amount			10,123,000	10,736,000
Accumulated amortization			(4,207,000)	(3,567,000)
Accumulated impairment			(218,000)	(659,000)
Total anticipated intangible amortization	$ 5,698,000	$ 6,510,000	$ 5,698,000	$ 6,510,000
Other Intangible Assets [Member] | Maximum
Finite-lived Intangible Assets [Roll Forward]
Useful life (in years)	20 years	20 years
Other Intangible Assets [Member] | Minimum
Finite-lived Intangible Assets [Roll Forward]
Useful life (in years)	3 years	3 years

GOODWILL AND INTANGIBLE ASSET_4

GOODWILL AND INTANGIBLE ASSETS - Schedule of Future Amortization (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Sep. 30, 2020	Mar. 31, 2020	Sep. 30, 2019
Goodwill and Intangible Assets Disclosure [Abstract]
Remaining in 2021	$ 3,775
2022	6,419
2023	5,101
2024	4,383
2025	3,827
2026	3,253
Thereafter	10,145
Total anticipated intangible amortization	$ 36,903	$ 41,692	$ 46,766	$ 52,810

OPERATING LEASE RIGHT OF USE _3

OPERATING LEASE RIGHT OF USE ASSETS AND LIABILITIES - Narrative (Details) $ in Thousands	Mar. 31, 2021USD ($)
Leases [Abstract]
Operating lease, right-of-use asset	$ 36,100
Operating lease, liability	$ 38,102

OPERATING LEASE RIGHT OF USE _4

OPERATING LEASE RIGHT OF USE ASSETS AND LIABILITIES - Lease Maturity (Details) $ in Thousands	Mar. 31, 2021USD ($)
Leases [Abstract]
Remaining in 2021	$ 2,219
2022	4,596
2023	3,999
2024	4,152
2025	4,027
Thereafter	24,926
Total undiscounted future minimum lease payments	43,919
Discount	(5,817)
Total operating lease liabilities	$ 38,102

OPERATING LEASE RIGHT OF USE _5

OPERATING LEASE RIGHT OF USE ASSETS AND LIABILITIES - Lease Cost (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Mar. 31, 2021	Mar. 31, 2020	Mar. 31, 2021	Mar. 31, 2020
Leases [Abstract]
Weighted-average discount rate	2.31%		2.31%
Weighted-average remaining lease term (in years)	11 years 2 months 23 days		11 years 2 months 23 days
Lease expense	$ 991	$ 869	$ 1,945	$ 1,613
Short-term and variable lease cost	69	156	132	334
ROU asset impairment	0	0	224	0
Sublease income	(177)	(175)	(285)	(364)
Total lease cost for operating leases	$ 883	$ 850	$ 2,016	$ 1,583

STOCKHOLDERS' EQUITY (Details)

STOCKHOLDERS' EQUITY (Details) - USD ($) $ in Millions	6 Months Ended
	Mar. 31, 2021	Mar. 31, 2020	Nov. 20, 2019
Equity, Class of Treasury Stock [Line Items]
Stock repurchased during the period (in shares)	84,121	88,784
Stock repurchased during the period, value	$ 1.9	$ 2.9
Common Stock
Equity, Class of Treasury Stock [Line Items]
Shares authorized to be repurchased (in shares)			7,500,000
Stock repurchased under repurchase program (in shares)	2,683,579	3,497,565
Remaining number of shares authorized to be repurchased (in shares)	1,550,173

STOCK COMPENSATION (Details)

STOCK COMPENSATION (Details) $ / shares in Units, $ in Millions	6 Months Ended
	Mar. 31, 2021USD ($)$ / sharesshares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options exercisable (in shares)	0
Weighted Average Fair Value at Grant
Stock based compensation expense not yet recognized in income | $	$ 8.9
Weighted average remaining period for unrecognized stock based compensation (in years)	2 years 1 month 6 days
Restricted Shares
Number of Shares
Nonvested shares outstanding, beginning of period (in shares)	790,083
Granted (in shares)	189,187
Vested (in shares)	(274,096)
Forfeited or expired (in shares)	(98,399)
Nonvested shares outstanding, end of period (in shares)	606,775
Weighted Average Fair Value at Grant
Nonvested shares outstanding, beginning of period (in dollars per share) | $ / shares	$ 30.03
Granted (in dollars per share) | $ / shares	30.78
Vested (in dollars per share) | $ / shares	30.22
Forfeited or expired (in dollars per share) | $ / shares	29.66
Nonvested shares outstanding, end of period (in dollars per share) | $ / shares	$ 30.24
Performance share units
Number of Shares
Nonvested shares outstanding, beginning of period (in shares)	0
Granted (in shares)	60,984
Vested (in shares)	0
Forfeited or expired (in shares)	0
Nonvested shares outstanding, end of period (in shares)	60,984
Weighted Average Fair Value at Grant
Nonvested shares outstanding, beginning of period (in dollars per share) | $ / shares	$ 0
Granted (in dollars per share) | $ / shares	34.03
Vested (in dollars per share) | $ / shares	0
Forfeited or expired (in dollars per share) | $ / shares	0
Nonvested shares outstanding, end of period (in dollars per share) | $ / shares	$ 34.03

INCOME TAXES - Narrative (Detai

INCOME TAXES - Narrative (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Mar. 31, 2021	Mar. 31, 2020	Mar. 31, 2021	Mar. 31, 2020
Income Tax Disclosure [Abstract]
Income tax expense (benefit)	$ 1,133	$ 5,617	$ 4,665	$ 6,297
Effective tax rate			4.97%	7.66%

INCOME TAXES - Schedule of Effe

INCOME TAXES - Schedule of Effective Income Tax Rate Reconciliation (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Mar. 31, 2021	Mar. 31, 2020	Mar. 31, 2021	Mar. 31, 2020
Income Tax Disclosure [Abstract]
Provision at statutory rate			$ 19,271	$ 16,730
Tax-exempt income			(486)	(591)
State income taxes			4,135	3,682
Interim period effective rate adjustment			(3,116)	(3,321)
Tax credit investments, net - federal			(15,464)	(9,536)
Research tax credit			(323)	(1,709)
IRC 162(m) nondeductible compensation			487	1,019
Other, net			161	23
Income tax expense (benefit)	$ 1,133	$ 5,617	$ 4,665	$ 6,297
Effective tax rate			4.97%	7.66%

COMMITMENTS AND CONTINGENCIES (

COMMITMENTS AND CONTINGENCIES (Details)	Feb. 09, 2018USD ($)	Mar. 31, 2021USD ($)commitment	Sep. 30, 2020USD ($)commitment	Oct. 14, 2016USD ($)
Loss Contingencies [Line Items]
Unfunded loan commitments		$ 1,280,000,000	$ 1,220,000,000
Number of investment commitments | commitment		0	0
Securities, buy (sell) obligations		$ 0	$ 0
Card Limited, LLC v. MetaBank dba Meta Payment Systems
Loss Contingencies [Line Items]
Estimate of possible loss				$ 4,000,000
AFS/IBEX, A Division of MetaBank V. Aegis Managing Agency Limited
Loss Contingencies [Line Items]
Damages sought amount	$ 1,600,000

REVENUE FROM CONTRACTS WITH C_3

REVENUE FROM CONTRACTS WITH CUSTOMERS - Narrative (Details) - USD ($)	Mar. 31, 2021	Sep. 30, 2020
Refund transfer product fees
Disaggregation of Revenue [Line Items]
Accounts receivable, before allowance for credit loss, current	$ 0	$ 0

REVENUE FROM CONTRACTS WITH C_4

REVENUE FROM CONTRACTS WITH CUSTOMERS - Schedule of Revenue by Segment (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Mar. 31, 2021	Mar. 31, 2020	Mar. 31, 2021	Mar. 31, 2020
Disaggregation of Revenue [Line Items]
Net interest income	$ 73,850	$ 67,737	$ 139,849	$ 132,388
Noninterest income	113,453	120,513	158,908	157,995
Revenue	187,303	188,250	298,757	290,383
Refund transfer product fees
Disaggregation of Revenue [Line Items]
Noninterest income	22,680	28,939	23,327	29,131
Tax advance product fees
Disaggregation of Revenue [Line Items]
Noninterest income	44,562	29,536	46,522	31,812
Payment card and deposit fees
Disaggregation of Revenue [Line Items]
Noninterest income	29,875	23,156	52,439	44,655
Other bank and deposit fees
Disaggregation of Revenue [Line Items]
Noninterest income	133	381	370	868
Rental income
Disaggregation of Revenue [Line Items]
Noninterest income	9,846	11,100	19,731	23,451
Net gain realized on investment securities
Disaggregation of Revenue [Line Items]
Noninterest income	6	0	6	0
Gain on divestitures
Disaggregation of Revenue [Line Items]
Noninterest income	0	19,275	0	19,275
Gain (loss) on sale of other
Disaggregation of Revenue [Line Items]
Noninterest income	2,133	2,325	4,981	(244)
Other income
Disaggregation of Revenue [Line Items]
Noninterest income	4,218	5,801	11,532	9,047
Consumer
Disaggregation of Revenue [Line Items]
Net interest income	25,085	16,162	47,432	32,719
Noninterest income	98,041	83,208	123,376	107,972
Revenue	123,126	99,370	170,808	140,691
Consumer | Refund transfer product fees
Disaggregation of Revenue [Line Items]
Noninterest income	22,680	28,939	23,327	29,131
Consumer | Tax advance product fees
Disaggregation of Revenue [Line Items]
Noninterest income	44,562	29,536	46,522	31,812
Consumer | Payment card and deposit fees
Disaggregation of Revenue [Line Items]
Noninterest income	29,875	23,156	52,439	44,655
Consumer | Other bank and deposit fees
Disaggregation of Revenue [Line Items]
Noninterest income	0	0	0	0
Consumer | Rental income
Disaggregation of Revenue [Line Items]
Noninterest income	5	5	10	9
Consumer | Net gain realized on investment securities
Disaggregation of Revenue [Line Items]
Noninterest income	0	0	0	0
Consumer | Gain on divestitures
Disaggregation of Revenue [Line Items]
Noninterest income	0	0	0	0
Consumer | Gain (loss) on sale of other
Disaggregation of Revenue [Line Items]
Noninterest income	0	(259)	0	(19)
Consumer | Other income
Disaggregation of Revenue [Line Items]
Noninterest income	919	1,831	1,078	2,384
Commercial
Disaggregation of Revenue [Line Items]
Net interest income	42,404	37,026	84,252	76,762
Noninterest income	13,940	15,523	29,106	30,502
Revenue	56,344	52,549	113,358	107,264
Commercial | Refund transfer product fees
Disaggregation of Revenue [Line Items]
Noninterest income	0	0	0	0
Commercial | Tax advance product fees
Disaggregation of Revenue [Line Items]
Noninterest income	0	0	0	0
Commercial | Payment card and deposit fees
Disaggregation of Revenue [Line Items]
Noninterest income	0	0	0	0
Commercial | Other bank and deposit fees
Disaggregation of Revenue [Line Items]
Noninterest income	126	268	360	546
Commercial | Rental income
Disaggregation of Revenue [Line Items]
Noninterest income	9,841	11,094	19,721	22,128
Commercial | Net gain realized on investment securities
Disaggregation of Revenue [Line Items]
Noninterest income	0	0	0	0
Commercial | Gain on divestitures
Disaggregation of Revenue [Line Items]
Noninterest income	0	0	0	0
Commercial | Gain (loss) on sale of other
Disaggregation of Revenue [Line Items]
Noninterest income	1,624	2,579	4,216	4,917
Commercial | Other income
Disaggregation of Revenue [Line Items]
Noninterest income	2,349	1,582	4,809	2,911
Corporate Services/Other
Disaggregation of Revenue [Line Items]
Net interest income	6,361	14,549	8,165	22,907
Noninterest income	1,472	21,782	6,426	19,521
Revenue	7,833	36,331	14,591	42,428
Corporate Services/Other | Refund transfer product fees
Disaggregation of Revenue [Line Items]
Noninterest income	0	0	0	0
Corporate Services/Other | Tax advance product fees
Disaggregation of Revenue [Line Items]
Noninterest income	0	0	0	0
Corporate Services/Other | Payment card and deposit fees
Disaggregation of Revenue [Line Items]
Noninterest income	0	0	0	0
Corporate Services/Other | Other bank and deposit fees
Disaggregation of Revenue [Line Items]
Noninterest income	7	113	10	322
Corporate Services/Other | Rental income
Disaggregation of Revenue [Line Items]
Noninterest income	0	1	0	1,314
Corporate Services/Other | Net gain realized on investment securities
Disaggregation of Revenue [Line Items]
Noninterest income	6	0	6	0
Corporate Services/Other | Gain on divestitures
Disaggregation of Revenue [Line Items]
Noninterest income	0	19,275	0	19,275
Corporate Services/Other | Gain (loss) on sale of other
Disaggregation of Revenue [Line Items]
Noninterest income	509	5	765	(5,142)
Corporate Services/Other | Other income
Disaggregation of Revenue [Line Items]
Noninterest income	$ 950	$ 2,388	$ 5,645	$ 3,752

SEGMENT REPORTING (Details)

SEGMENT REPORTING (Details) $ in Thousands	3 Months Ended		6 Months Ended
	Mar. 31, 2021USD ($)	Mar. 31, 2020USD ($)	Mar. 31, 2021USD ($)segment	Mar. 31, 2020USD ($)	Sep. 30, 2020USD ($)
Segment Reporting Information [Line Items]
Number of reportable segments | segment			3
Segment data [Abstract]
Net interest income	$ 73,850	$ 67,737	$ 139,849	$ 132,388
Provision for credit losses	30,290	37,296	36,379	40,703
Noninterest income	113,453	120,513	158,908	157,995
Noninterest expense	95,971	91,729	168,546	167,526
Income before income tax expense	61,042	59,225	93,832	82,154
Total assets	9,790,123	5,843,865	9,790,123	5,843,865	$ 6,092,074
Total goodwill	309,505	309,505	309,505	309,505	$ 309,505
Total deposits	8,642,413	3,962,404	8,642,413	3,962,404
Consumer
Segment data [Abstract]
Net interest income	25,085	16,162	47,432	32,719
Provision for credit losses	28,020	19,570	30,386	20,544
Noninterest income	98,041	83,208	123,376	107,972
Noninterest expense	30,189	30,450	48,351	47,190
Income before income tax expense	64,917	49,350	92,071	72,957
Total assets	531,305	387,871	531,305	387,871
Total goodwill	87,145	87,145	87,145	87,145
Total deposits	8,447,910	3,078,481	8,447,910	3,078,481
Commercial
Segment data [Abstract]
Net interest income	42,404	37,026	84,252	76,762
Provision for credit losses	2,203	11,994	8,670	15,695
Noninterest income	13,940	15,523	29,106	30,502
Noninterest expense	27,829	27,361	54,997	54,086
Income before income tax expense	26,312	13,194	49,691	37,483
Total assets	3,030,088	2,529,665	3,030,088	2,529,665
Total goodwill	222,360	222,360	222,360	222,360
Total deposits	12,177	9,214	12,177	9,214
Corporate Services/Other
Segment data [Abstract]
Net interest income	6,361	14,549	8,165	22,907
Provision for credit losses	67	5,732	(2,677)	4,464
Noninterest income	1,472	21,782	6,426	19,521
Noninterest expense	37,953	33,918	65,198	66,250
Income before income tax expense	(30,187)	(3,319)	(47,930)	(28,286)
Total assets	6,228,730	2,926,329	6,228,730	2,926,329
Total goodwill	0	0	0	0
Total deposits	$ 182,326	$ 874,709	$ 182,326	$ 874,709

FAIR VALUE OF FINANCIAL INSTR_3

FAIR VALUE OF FINANCIAL INSTRUMENTS - Assets Measured at Fair Value on Recurring and Non-recurring Basis (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Sep. 30, 2020
Available-for-sale debt securities [Abstract]
Mortgage-backed securities	$ 558,833	$ 453,607
Fair Value	1,480,780	1,268,102
Level 1
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	0	0
Available-for-sale debt securities [Abstract]
Fair Value	0	0
Common equities and mutual funds	3,235	2,969
Level 2
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	0	0
Available-for-sale debt securities [Abstract]
Fair Value	1,480,780	1,268,102
Common equities and mutual funds	0	0
Level 3
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	3,655,832	3,307,037
Available-for-sale debt securities [Abstract]
Fair Value	0	0
Common equities and mutual funds	0	0
Recurring
Available-for-sale debt securities [Abstract]
Small business administration securities	170,006	164,955
Obligations of states and political subdivisions	2,816	841
Non-bank qualified obligations of states and political subdivisions	295,722	323,774
Asset-baked securities	453,403	324,925
Mortgage-backed securities	558,833	453,607
Fair Value	1,480,780	1,268,102
Common equities and mutual funds	3,235	2,969
Non-marketable equity securities	4,265	2,784
Recurring | Level 1
Available-for-sale debt securities [Abstract]
Small business administration securities	0	0
Obligations of states and political subdivisions	0	0
Non-bank qualified obligations of states and political subdivisions	0	0
Asset-baked securities	0	0
Mortgage-backed securities	0	0
Fair Value	0	0
Common equities and mutual funds	3,235	2,969
Non-marketable equity securities	0	0
Recurring | Level 2
Available-for-sale debt securities [Abstract]
Small business administration securities	170,006	164,955
Obligations of states and political subdivisions	2,816	841
Non-bank qualified obligations of states and political subdivisions	295,722	323,774
Asset-baked securities	453,403	324,925
Mortgage-backed securities	558,833	453,607
Fair Value	1,480,780	1,268,102
Common equities and mutual funds	0	0
Non-marketable equity securities	0	0
Recurring | Level 3
Available-for-sale debt securities [Abstract]
Small business administration securities	0	0
Obligations of states and political subdivisions	0	0
Non-bank qualified obligations of states and political subdivisions	0	0
Asset-baked securities	0	0
Mortgage-backed securities	0	0
Fair Value	0	0
Common equities and mutual funds	0	0
Non-marketable equity securities	$ 0	$ 0

FAIR VALUE OF FINANCIAL INSTR_4

FAIR VALUE OF FINANCIAL INSTRUMENTS - Quantitative Information (Details) $ in Thousands	6 Months Ended
	Mar. 31, 2021USD ($)	Sep. 30, 2020USD ($)
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Foreclosed assets, net	$ 1,483	$ 9,957
Minimum
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Range of estimated selling cost (percentage)	4.00%
Maximum
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Range of estimated selling cost (percentage)	90.00%
Valuation, Market Approach | Minimum | Discount Rate
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Measurement input	0.04
Valuation, Market Approach | Maximum | Discount Rate
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Measurement input	0.90
Level 1
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	$ 0	0
Level 2
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	0	0
Level 3
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	3,655,832	3,307,037
Total impaired loans and leases, net | Level 3 | Valuation, Market Approach
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	$ 15,859	9,260
Total impaired loans and leases, net | Level 3 | Valuation, Market Approach | Minimum
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Range of estimated selling cost (percentage)	4.00%
Total impaired loans and leases, net | Level 3 | Valuation, Market Approach | Maximum
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Range of estimated selling cost (percentage)	90.00%
Foreclosed assets, net | Level 3 | Valuation, Market Approach
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	$ 1,483	9,957
Foreclosed assets, net | Level 3 | Valuation, Market Approach | Minimum
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Range of estimated selling cost (percentage)	4.00%
Foreclosed assets, net | Level 3 | Valuation, Market Approach | Maximum
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Range of estimated selling cost (percentage)	30.00%
Nonrecurring
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	$ 17,342	19,217
Nonrecurring | Level 1
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	0	0
Nonrecurring | Level 2
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	0	0
Nonrecurring | Level 3
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	17,342	19,217
Nonrecurring | Commercial finance
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	6,830	9,240
Nonrecurring | Commercial finance | Level 1
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	0	0
Nonrecurring | Commercial finance | Level 2
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	0	0
Nonrecurring | Commercial finance | Level 3
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	6,830	9,240
Nonrecurring | National Lending
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	6,830	9,240
Nonrecurring | National Lending | Level 1
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	0	0
Nonrecurring | National Lending | Level 2
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	0	0
Nonrecurring | National Lending | Level 3
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	6,830	9,240
Nonrecurring | Commercial real estate and operating
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	9,029	20
Nonrecurring | Commercial real estate and operating | Level 1
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	0	0
Nonrecurring | Commercial real estate and operating | Level 2
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	0	0
Nonrecurring | Commercial real estate and operating | Level 3
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	9,029	20
Nonrecurring | Community Banking
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	9,029	20
Nonrecurring | Community Banking | Level 1
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	0	0
Nonrecurring | Community Banking | Level 2
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	0	0
Nonrecurring | Community Banking | Level 3
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	9,029	20
Nonrecurring | Total impaired loans and leases, net
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	15,859	9,260
Nonrecurring | Total impaired loans and leases, net | Level 1
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	0	0
Nonrecurring | Total impaired loans and leases, net | Level 2
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	0	0
Nonrecurring | Total impaired loans and leases, net | Level 3
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	15,859	9,260
Nonrecurring | Foreclosed assets, net
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Foreclosed assets, net	1,483	9,957
Nonrecurring | Foreclosed assets, net | Level 1
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Foreclosed assets, net	0	0
Nonrecurring | Foreclosed assets, net | Level 2
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Foreclosed assets, net	0	0
Nonrecurring | Foreclosed assets, net | Level 3
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Foreclosed assets, net	$ 1,483	$ 9,957

FAIR VALUE OF FINANCIAL INSTR_5

FAIR VALUE OF FINANCIAL INSTRUMENTS - Balance Sheet Grouping (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Sep. 30, 2020
Financial assets
Debt securities available for sale	$ 1,480,780	$ 1,268,102
Fair Value	73,294	93,745
Level 1
Financial assets
Cash and cash equivalents	3,724,242	427,367
Debt securities available for sale	0	0
Fair Value	0	0
Common equities and mutual funds	3,235	2,969
Non-marketable equity securities	0	0
Loans held for sale	0	0
Loans and leases receivable	0	0
Federal Reserve Bank and Federal Home Loan Bank stocks	0
Federal Reserve Bank and Federal Home Loan Bank stocks		0
Accrued interest receivable	17,429	16,628
Financial liabilities
Deposits	8,600,335	4,705,028
Overnight federal funds purchased		0
Federal Home Loan Bank advances		0
Other short- and long-term borrowings	0	0
Accrued interest payable	679	1,923
Level 2
Financial assets
Cash and cash equivalents	0	0
Debt securities available for sale	1,480,780	1,268,102
Fair Value	73,294	93,745
Common equities and mutual funds	0	0
Non-marketable equity securities	13,750	12,000
Loans held for sale	67,635	183,577
Loans and leases receivable	0	0
Federal Reserve Bank and Federal Home Loan Bank stocks	28,433
Federal Reserve Bank and Federal Home Loan Bank stocks		27,138
Accrued interest receivable	0	0
Financial liabilities
Deposits	42,225	275,045
Overnight federal funds purchased		0
Federal Home Loan Bank advances		0
Other short- and long-term borrowings	97,259	100,185
Accrued interest payable	0	0
Level 3
Financial assets
Cash and cash equivalents	0	0
Debt securities available for sale	0	0
Fair Value	0	0
Common equities and mutual funds	0	0
Non-marketable equity securities	0	0
Loans held for sale	0	0
Loans and leases receivable	3,655,832	3,307,037
Federal Reserve Bank and Federal Home Loan Bank stocks	0
Federal Reserve Bank and Federal Home Loan Bank stocks		0
Accrued interest receivable	0	0
Financial liabilities
Deposits	0	0
Overnight federal funds purchased		0
Federal Home Loan Bank advances		0
Other short- and long-term borrowings	0	0
Accrued interest payable	0	0
Carrying Amount
Financial assets
Cash and cash equivalents	3,724,242	427,367
Debt securities available for sale	1,480,780	1,268,102
Fair Value	72,112	92,610
Common equities and mutual funds	3,235	2,969
Non-marketable equity securities	18,015	14,784
Loans held for sale	67,635	183,577
Loans and leases receivable	3,648,028	3,314,140
Federal Reserve Bank and Federal Home Loan Bank stocks	28,433
Federal Reserve Bank and Federal Home Loan Bank stocks		27,138
Accrued interest receivable	17,429	16,628
Financial liabilities
Deposits	8,642,413	4,979,200
Overnight federal funds purchased		0
Federal Home Loan Bank advances		0
Other short- and long-term borrowings	95,336	98,224
Accrued interest payable	679	1,923
Estimated Fair Value
Financial assets
Cash and cash equivalents	3,724,242	427,367
Debt securities available for sale	1,480,780	1,268,102
Fair Value	73,294	93,745
Common equities and mutual funds	3,235	2,969
Non-marketable equity securities	18,015	14,784
Loans held for sale	67,635	183,577
Loans and leases receivable	3,655,832	3,307,037
Federal Reserve Bank and Federal Home Loan Bank stocks	28,433
Federal Reserve Bank and Federal Home Loan Bank stocks		27,138
Accrued interest receivable	17,429	16,628
Financial liabilities
Deposits	8,642,560	4,980,073
Overnight federal funds purchased		0
Federal Home Loan Bank advances		0
Other short- and long-term borrowings	97,259	100,185
Accrued interest payable	$ 679	$ 1,923