Pathward Financial (CASH) 10-Q 9 Aug 21 2021 Q3 Quarterly report Financial data

Cover Page

Cover Page - shares	9 Months Ended
	Jun. 30, 2021	Aug. 02, 2021
Cover [Abstract]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Jun. 30, 2021
Document Transition Report	false
Entity File Number	0-22140
Entity Registrant Name	META FINANCIAL GROUP INC
Entity Incorporation, State or Country Code	DE
Entity Tax Identification Number	42-1406262
Entity Address, Address Line One	5501 South Broadband Lane
Entity Address, City or Town	Sioux Falls
Entity Address, State or Province	SD
Entity Address, Postal Zip Code	57108
City Area Code	877
Local Phone Number	497-7497
Title of 12(b) Security	Common Stock, $.01 par value
Trading Symbol	CASH
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Large Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding (in shares)		31,920,165
Entity Central Index Key	0000907471
Current Fiscal Year End Date	--09-30
Document Fiscal Year Focus	2021
Document Fiscal Period Focus	Q3
Amendment Flag	false

Condensed Consolidated Statemen

Condensed Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Jun. 30, 2021	Sep. 30, 2020
ASSETS
Cash and cash equivalents	$ 720,243	$ 427,367
Investment securities available for sale, at fair value	854,023	814,495
Mortgage-backed securities available for sale, at fair value	1,063,582	453,607
Investment securities held to maturity, at cost	60,228	87,183
Mortgage-backed securities held to maturity, at cost	4,019	5,427
Loans held for sale	87,905	183,577
Loans and leases	3,496,670	3,322,765
Allowance for credit losses	(91,208)	(56,188)
Federal Reserve Bank and Federal Home Loan Bank stocks, at cost	28,433	27,138
Accrued interest receivable	16,230	16,628
Premises, furniture, and equipment, net	44,107	41,608
Rental equipment, net	211,368	205,964
Bank-owned life insurance	94,142	92,315
Foreclosed real estate and repossessed assets. net	1,204	9,957
Goodwill	309,505	309,505
Intangible assets	34,898	41,692
Prepaid assets	7,482	8,328
Deferred taxes, net	20,072	17,723
Other assets	88,909	82,983
Total assets	7,051,812	6,092,074
Deposits:
Noninterest-bearing checking	5,385,569	4,356,630
Interest-bearing checking	255,509	157,571
Savings deposits	93,608	47,866
Money market deposits	63,920	48,494
Time certificates of deposit	11,425	20,223
Wholesale deposits	78,840	348,416
Total deposits	5,888,871	4,979,200
Short-term borrowings	0	0
Long-term borrowings	93,634	98,224
Accrued interest payable	1,853	1,923
Accrued expenses and other liabilities	190,821	165,419
Total liabilities	6,175,179	5,244,766
STOCKHOLDERS’ EQUITY
Preferred stock, 3,000,000 shares authorized, no shares issued and no shares outstanding at June 30, 2021 and September 30, 2020, respectively	0	0
Additional paid-in capital	602,720	594,569
Retained earnings	262,578	234,927
Accumulated other comprehensive income	15,222	17,542
Treasury stock, at cost, 203,224 and 118,274 common shares at June 30, 2021 and September 30, 2020, respectively	(5,696)	(3,677)
Total equity attributable to parent	875,143	843,705
Noncontrolling interest	1,490	3,603
Total stockholders’ equity	876,633	847,308
Total liabilities and stockholders’ equity	7,051,812	6,092,074
Common stock, $0.01 par value; 90,000,000 shares authorized, 32,123,004 and 34,479,164 shares issued, 31,919,780 and 34,360,890 shares outstanding at June 30, 2021 and September 30, 2020, respectively
STOCKHOLDERS’ EQUITY
Common stock	319	344
Common stock, Nonvoting, $0.01 par value; 3,000,000 shares authorized, no shares issued, none outstanding at June 30, 2021 and September 30, 2020, respectively
STOCKHOLDERS’ EQUITY
Common stock	$ 0	$ 0

Condensed Consolidated Statem_2

Condensed Consolidated Statements of Financial Condition (Parenthetical) - $ / shares	Jun. 30, 2021	Sep. 30, 2020
STOCKHOLDERS’ EQUITY
Preferred stock, shares authorized (in shares)	3,000,000	3,000,000
Preferred stock, shares issued (in shares)	0	0
Preferred stock, shares outstanding (in shares)	0	0
Treasury stock (in shares)	203,224	118,274
Common Stock
STOCKHOLDERS’ EQUITY
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized (in shares)	90,000,000	90,000,000
Common stock, shares issued (in shares)	32,123,004	34,479,164
Common stock, shares outstanding (in shares)	31,919,780	34,360,890
Common Stock, Nonvoting
STOCKHOLDERS’ EQUITY
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized (in shares)	3,000,000	3,000,000
Common stock, shares issued (in shares)	0	0
Common stock, shares outstanding (in shares)	0	0

Condensed Consolidated Statem_3

Condensed Consolidated Statements of Operations - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Interest and dividend income:
Loans and leases, including fees	$ 62,287	$ 59,911	$ 192,415	$ 199,107
Mortgage-backed securities	3,446	2,269	8,176	7,151
Other investments	4,250	5,226	13,207	18,176
Total interest and dividend income	69,983	67,406	213,798	224,434
Interest expense:
Deposits	188	3,130	1,429	20,712
FHLB advances and other borrowings	1,320	2,139	4,045	9,197
Total interest expense	1,508	5,269	5,474	29,909
Net interest income	68,475	62,137	208,324	194,525
Provision (recovery) for credit losses	4,612	15,093	40,991	55,796
Net interest income after provision for credit losses	63,863	47,044	167,333	138,729
Noninterest income:
Securities available for sale, net	0	0	6	0
Gain on divestitures	0	0	0	19,275
Gain (loss) on sale of other	5,955	1,214	10,935	969
Other income	4,017	2,464	15,550	11,512
Total noninterest income	62,453	41,048	221,361	199,044
Noninterest expense:
Compensation and benefits	38,604	32,102	114,867	100,631
Refund transfer product expense	2,435	(139)	8,642	7,482
Tax advance product expense	(25)	(11)	2,534	2,820
Card processing	6,809	7,128	20,138	19,432
Occupancy and equipment expense	7,381	6,502	21,017	20,169
Operating lease equipment depreciation	8,122	8,536	23,122	25,237
Legal and consulting	5,680	4,660	16,972	15,242
Intangible amortization	2,013	2,636	6,784	8,714
Impairment expense	505	0	2,217	750
Other expense	9,999	9,827	33,775	38,291
Total noninterest expense	81,523	71,241	250,068	238,768
Income before income tax expense	44,793	16,851	138,626	99,005
Income tax expense (benefit)	4,934	(2,426)	9,600	3,870
Net income before noncontrolling interest	39,859	19,277	129,026	95,135
Net income attributable to noncontrolling interest	1,158	1,087	3,221	3,573
Net income attributable to parent	$ 38,701	$ 18,190	$ 125,805	$ 91,562
Earnings per common share
Basic (in dollars per share)	$ 1.21	$ 0.53	$ 3.87	$ 2.54
Diluted (in dollars per share)	$ 1.21	$ 0.53	$ 3.87	$ 2.54
Refund transfer product fees
Noninterest income:
Noninterest income:	$ 12,073	$ 4,595	$ 35,400	$ 33,726
Total noninterest income	12,073	4,595	35,400	33,726
Tax advance product fees
Noninterest income:
Noninterest income:	891	28	47,413	31,840
Total noninterest income	891	28	47,413	31,840
Payment card and deposit fees
Noninterest income:
Noninterest income:	29,203	21,302	81,641	65,957
Total noninterest income	29,203	21,302	81,641	65,957
Other bank and deposit fees
Noninterest income:
Noninterest income:	338	214	709	1,083
Total noninterest income	338	214	709	1,083
Rental income
Noninterest income:
Noninterest income:	9,976	11,231	29,707	34,682
Total noninterest income	$ 9,976	$ 11,231	$ 29,707	$ 34,682

Condensed Consolidated Statem_4

Condensed Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Statement of Comprehensive Income [Abstract]
Net income before noncontrolling interest	$ 39,859	$ 19,277	$ 129,026	$ 95,135
Other comprehensive income (loss):
Change in net unrealized gain (loss) on debt securities	3,081	8,067	(3,996)	2,576
Net (gain) realized on investment securities	0	0	(6)	0
Total	3,081	8,067	(4,002)	2,576
Unrealized gain (loss) on currency translation	121	295	692	(269)
Deferred income tax effect	789	2,021	(990)	651
Total other comprehensive income (loss)	2,413	6,341	(2,320)	1,656
Total comprehensive income	42,272	25,618	126,706	96,791
Total comprehensive income attributable to noncontrolling interest	1,158	1,087	3,221	3,573
Comprehensive income attributable to parent	$ 41,114	$ 24,531	$ 123,485	$ 93,218

Condensed Consolidated Statem_5

Condensed Consolidated Statements of Changes in Stockholders' Equity - USD ($) $ in Thousands	Total	Adjustment	Total Meta Stockholders’ Equity	Total Meta Stockholders’ EquityAdjustment	Common Stock	Additional Paid-in Capital	Retained Earnings	Retained EarningsAdjustment	Accumulated Other Comprehensive Income (Loss), Net of Tax	Treasury Stock	Noncontrolling Interest	Noncontrolling InterestAdjustment
Beginning Balance at Sep. 30, 2019	$ 843,958		$ 839,911		$ 378	$ 580,826	$ 252,813		$ 6,339	$ (445)	$ 4,047
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cash dividends declared on common stock	(5,370)		(5,370)				(5,370)
Issuance of common shares due to exercise of stock options	293		293			293
Issuance of common shares due to restricted stock	2		2		2
Issuance of common shares due to ESOP	3,220		3,220		1	3,219
Shares repurchased	(113,472)		(113,472)		(35)	35	(110,505)			(2,967)
Stock compensation	8,320		8,320			8,320
Total other comprehensive income (loss)	1,656		1,656						1,656
Net income	95,135		91,562				91,562				3,573
Net investment by (distribution to) noncontrolling interests	(3,833)										(3,833)
Ending Balance at Jun. 30, 2020	829,909		826,122		346	592,693	228,500		7,995	(3,412)	3,787
Beginning Balance at Mar. 31, 2020	805,074		801,312		346	590,682	212,027		1,654	(3,397)	3,762
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cash dividends declared on common stock	(1,717)		(1,717)				(1,717)
Issuance of common shares due to exercise of stock options	88		88			88
Shares repurchased	(15)		(15)							(15)
Stock compensation	1,923		1,923			1,923
Total other comprehensive income (loss)	6,341		6,341						6,341
Net income	19,277		18,190				18,190				1,087
Net investment by (distribution to) noncontrolling interests	(1,062)										(1,062)
Ending Balance at Jun. 30, 2020	829,909		826,122		346	592,693	228,500		7,995	(3,412)	3,787
Beginning Balance at Sep. 30, 2020	847,308	$ (10,803)	843,705	$ (8,351)	344	594,569	234,927	$ (8,351)	17,542	(3,677)	3,603	$ (2,452)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cash dividends declared on common stock	(4,804)		(4,804)				(4,804)
Issuance of common shares due to ESOP	3,036		3,036		2	3,034
Shares repurchased	(87,018)		(87,018)		(27)	27	(84,999)			(2,019)
Stock compensation	5,090		5,090			5,090
Total other comprehensive income (loss)	(2,320)		(2,320)						(2,320)
Net income	129,026		125,805				125,805				3,221
Net investment by (distribution to) noncontrolling interests	(2,882)										(2,882)
Ending Balance at Jun. 30, 2021	876,633		875,143		319	602,720	262,578		15,222	(5,696)	1,490
Beginning Balance at Mar. 31, 2021	835,258		834,166		319	601,222	225,471		12,809	(5,655)	1,092
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cash dividends declared on common stock	(1,594)		(1,594)				(1,594)
Shares repurchased	(41)		(41)							(41)
Stock compensation	1,498		1,498			1,498
Total other comprehensive income (loss)	2,413		2,413						2,413
Net income	39,859		38,701				38,701				1,158
Net investment by (distribution to) noncontrolling interests	(760)										(760)
Ending Balance at Jun. 30, 2021	$ 876,633		$ 875,143		$ 319	$ 602,720	$ 262,578		$ 15,222	$ (5,696)	$ 1,490

Condensed Consolidated Statem_6

Condensed Consolidated Statements of Changes in Stockholders' Equity (Parenthetical) - $ / shares	3 Months Ended		9 Months Ended		12 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020	Sep. 30, 2020
Statement of Stockholders' Equity [Abstract]
Accounting Standards Update [Extensible List]					us-gaap:AccountingStandardsUpdate201613Member
Cash dividends declared on common stock (in dollars per share)	$ 0.05	$ 0.05	$ 0.15	$ 0.15

Condensed Consolidated Statem_7

Condensed Consolidated Statements of Cash Flows - USD ($) $ in Thousands	9 Months Ended
	Jun. 30, 2021	Jun. 30, 2020
Cash flows from operating activities:
Net income before noncontrolling interest	$ 129,026	$ 95,135
Adjustments to reconcile net income to net cash provided by (used in) operating activities:
Depreciation, amortization and accretion, net	43,561	46,123
Stock compensation	5,090	8,320
Provision (recovery):
Provision (recovery) for credit losses	40,991	55,796
Deferred taxes	(1,360)	2,289
Loans held for sale:
Originations	(472,935)	(63,396)
Proceeds from sales	694,063	168,814
Net change	2,495	22,612
Fair value adjustment of foreclosed real estate	481	568
Net realized (gain) loss):
Other assets	28	361
Divestitures	0	(19,275)
Foreclosed real estate and repossessed assets	(4)	5,039
Securities available for sale, net	(6)	0
Loans held for sale	(9,804)	(4,069)
Lease receivables and equipment	(1,076)	(2,302)
Net change:
Other assets	(3,742)	(20,623)
Deposits held for sale	0	1,535
Accrued interest payable	(70)	(5,082)
Accrued expenses and other liabilities	25,402	(10,218)
Accrued interest receivable	398	1,738
Change in bank-owned life insurance value	(1,827)	(1,870)
Impairment on assets held for sale	0	242
Net cash provided by operating activities	450,711	281,737
Securities available for sale:
Purchases	(976,502)	(60,024)
Proceeds from sales	50,468	0
Proceeds from maturities and principal repayments	266,673	166,477
Securities held to maturity:
Proceeds from maturities and principal repayments	27,041	28,642
Loans and leases:
Purchases	(145,639)	(120,406)
Proceeds from sales	13,822	3,099
Net change	(177,944)	(73,360)
Proceeds from sales of foreclosed real estate and repossessed assets	8,285	23,086
Federal Reserve Bank and Federal Home Loan Bank stock:
Purchases	(1,295)	(472,000)
Redemption	0	471,080
Rental equipment:
Purchases	(36,800)	(48,279)
Proceeds from sales	11,744	13,262
Net change	(2,303)	2,625
Premises, furniture, and equipment:
Purchases	(9,448)	(8,573)
Proceeds from sales	86	0
Proceeds from divestitures	0	3,498
Net cash (used in) investing activities	(971,812)	(70,873)
Cash flows from financing activities:
Checking, savings, and money market deposits	1,188,046	4,440,032
Time certificates of deposit	(8,798)	(84,285)
Wholesale deposits	(269,576)	(813,495)
FHLB and other borrowings	0	(165,000)
Federal funds	0	(477,000)
Securities sold under agreements to repurchase	0	(4,019)
Distribution to noncontrolling interest	(2,882)	(3,833)
Proceeds from other liabilities	80	1,633
Other liabilities	(4,775)	(5,977)
Capital lease obligations	(24)	(1,729)
Cash dividends paid	(4,804)	(5,370)
Issuance of common stock due to ESOP	3,036	3,220
Issuance of common stock due to restricted stock	0	2
Proceeds from exercise of stock options and issuance of common stock	0	293
Shares repurchased	(87,018)	(113,472)
Net cash provided by financing activities	813,285	2,771,000
Effect of exchange rate changes on cash	692	(268)
Net change in cash and cash equivalents	292,876	2,981,596
Cash and cash equivalents at beginning of fiscal year	427,367	126,545
Cash and cash equivalents at end of fiscal period	720,243	3,108,141
Supplemental disclosure of cash flow information:
Interest	5,544	34,991
Income taxes	4,147	5,775
Franchise taxes	200	231
Other taxes	671	492
Supplemental schedule of non-cash investing activities:
Loans and leases to foreclosed real estate and repossessed assets	9	5,983
Loans and leases to rental equipment	14,844	(573)
Rental equipment to loan and leases	14,014	691
Loans and leases to held for sale	118,037	325,092
Other assets to held for sale	0	7,858
Deposits to held for sale	0	288,975
Recognition of operating lease ROU assets, net of measurements	$ 12,954	$ 27,019

BASIS OF PRESENTATION

BASIS OF PRESENTATION	9 Months Ended
	Jun. 30, 2021
Organization, Consolidation and Presentation of Financial Statements [Abstract]
BASIS OF PRESENTATION	BASIS OF PRESENTATION The interim unaudited Condensed Consolidated Financial Statements contained herein should be read in conjunction with the audited consolidated financial statements and accompanying notes to the consolidated financial statements for the fiscal year ended September 30, 2020 included in Meta Financial Group, Inc.’s (“Meta” or the “Company”) Annual Report on Form 10-K filed with the Securities and Exchange Commission (“SEC”) on November 30, 2020. Accordingly, footnote disclosures which would substantially duplicate the disclosures contained in the audited consolidated financial statements have been omitted. The financial information of the Company included herein has been prepared in accordance with U.S. generally accepted accounting principles (“GAAP”) for interim financial reporting and has been prepared pursuant to the rules and regulations for reporting on Form 10-Q and Rule 10-01 of Regulation S-X. Such information reflects all adjustments (consisting of normal recurring adjustments) that are, in the opinion of management, necessary for a fair presentation of the financial position and results of operations for the periods presented. The results of the three and nine months ended June 30, 2021 are not necessarily indicative of the results expected for the fiscal year ending September 30, 2021.

SUMMARY OF SIGNIFICANT ACCOUNTI

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES AND RECENTLY ADOPTED ACCOUNTING STANDARDS UPDATES ("ASU")	9 Months Ended
	Jun. 30, 2021
Accounting Policies [Abstract]
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES AND RECENTLY ADOPTED ACCOUNTING STANDARDS UPDATES (ASU)	SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES AND RECENTLY ADOPTED ACCOUNTING STANDARDS UPDATES ("ASU") Significant accounting policies in effect and disclosed within the Company’s most recent audited consolidated financial statements as of September 30, 2020 remain substantially unchanged with the exception of the accounting policies for allowance for credit losses and securities impairment as a result of adopting ASU 2016-13, Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments, and related ASUs, as described below. Allowance for Credit Losses ("ACL"). The ACL represents management’s estimate of current credit losses expected to be incurred by the loan and lease portfolio over the life of each financial asset as of the balance sheet date. The Company individually evaluates loans and leases that do not share similar risk characteristics with other financial assets for impairment, which generally means loans and leases identified as troubled debt restructurings or loans and leases on nonaccrual status. All other loans and leases are evaluated collectively for impairment. A reserve for unfunded credit commitments such as letters of credit and binding unfunded loan commitments is recorded in other liabilities on the Condensed Consolidated Statements of Financial Condition. Individually evaluated loans and leases are a key component of the ACL. Generally, the Company measures impairment on individually evaluated loans based on the fair value of the collateral less estimated selling costs, as the Company considers these financial assets to be collateral dependent. If an individually evaluated loan or lease is not collateral dependent, impairment is measured at the present value of expected future cash flows discounted at the loan or lease initial effective interest rate. The impairment of all other loans and leases is evaluated collectively by various characteristics. The collective evaluation of expected losses in all commercial finance portfolios is based on a cohort loss rate and adjustments for forward-looking information, including industry and macroeconomic forecasts. The cohort loss rate is a life of loan loss rate that immediately reverts to historical loss information for the remaining maturity of the financial asset. Management has elected to use a twelve-month reasonable and supportable forecast for forward-looking information. Factors utilized in the determination of the allowance include historical loss experience, current economic forecasts and measurement date credit characteristics such as product type, delinquency, and industry. The unfunded credit commitments depend on these same factors, as well as estimates of lines of credit usage. The various quantitative and qualitative factors used in the methodologies are reviewed quarterly. The collective evaluation of expected credit losses for certain consumer lending portfolios utilize different methodologies when estimating expected credit losses. The Company’s student loan portfolio utilizes a roll-rate historical loss rate and adjustments for forward-looking information, including macroeconomic conditions. Management has elected to use a twelve-month reasonable and supportable forecast with an immediate reversion to historical loss rates. Factors utilized in the determination of the allowance include historical loss experience, current economic forecasts, and measurement date credit characteristics including delinquency. Loans and leases are charged off to the extent they are deemed uncollectible. Net charge-offs are included in historical data utilized for calculating the ACL. For commercial loans, the Company generally fully charges off or charges down to net realizable value (fair value of collateral, less estimated costs to sell) for loans secured by collateral when management judges the loan to be uncollectible, repayment is deemed to be protracted beyond a reasonable timeframe, the loan has been classified as a loss by either the Company’s internal loan review process or its banking regulatory agencies, the Company has filed bankruptcy and the loss becomes evident owing to lack of assets, or the loans meets a defined number of days past due unless the loan is both well-secured and is in the process of collection. For consumer loans, the Company fully charges off or charges down to net realizable value when deemed uncollectible due to bankruptcy or other factors or meets a defined number of days past due. The amount of ACL depends significantly on management’s estimates or key factors and assumptions affecting valuation, appraisals of collateral, evaluations of performance and status, the amounts and timing of future cash flows expected to be received, forecasts of future economic conditions and reversion periods. Such estimates, appraisals, evaluations, cash flows and forecasts may be subject to frequent adjustments due to changing economic prospects of borrowers, lessees, properties or economic conditions. These estimates are reviewed quarterly and adjustments, if necessary, are recorded in the provision for credit losses in the periods in which they become known. Accrued interest receivable is presented separately on the Condensed Consolidated Statements of Financial Condition, and an ACL is not recorded for these balances. Generally, when a loan or lease is placed on nonaccrual status, typically when the collection of interest or principal is 90 days or more past due, uncollected interest accrued in prior years is charged off against the ACL and interest accrued in the current year is reversed against interest income. Management maintains a framework of controls over the estimation process for the ACL, including review of collective reserve methodologies for compliance with GAAP. Management has a quarterly process to review the appropriateness of historical observation periods and loss assumptions and risk ratings assigned to loans and leases, if applicable. Management reviews its qualitative framework and the effect on the collective reserve compared with relevant credit risk factors and consistency with credit trends. Management also maintains controls over information systems, models and spreadsheets used in the quantitative components of the reserve estimate. This includes the quality and accuracy of historical data used to derive loss rates, the inputs to industry and macroeconomic forecasts and the reversion periods utilized. The results of this process are summarized and presented to management quarterly for their approval of the recorded allowance. See Note 6. Loans and Leases, Net for further information. Securities Impairment. The Company evaluates investment securities held-to-maturity for credit losses on a quarterly basis and records any such losses as a component of provision for credit losses in the Condensed Consolidated Statements of Operations. The Company has concluded that its portfolio as of June 30, 2021 has a zero risk of credit loss due to the U.S. Government financial guarantees underlying the securities within the held-to-maturity portfolio and as a result has not recorded an allowance for credit loss. The Company evaluates investment securities available-for-sale for credit losses on a quarterly basis and records any such losses as a component of provision for credit losses in the Condensed Consolidated Statements of Operations. See Note 5. Securities for further information. Adopted ASUs Effective October 1, 2020, the Company adopted ASU 2016-13, Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments, and subsequent related ASUs (collectively “Topic 326”), which changes the impairment model for most financial assets, including trade and other receivables, debt securities held-to-maturity, loans, net investments in leases, purchased financial assets with credit deterioration, and off-balance sheet credit exposures. ASU 2016-13 requires the use of a current expected credit loss (“CECL”) methodology to determine the allowance for credit losses for loans and debt securities held-to-maturity. CECL requires loss estimates for the remaining estimated life of the assets to be measured using historical loss data, adjustments for current conditions, and adjustments for reasonable and supportable forecasts of future economic conditions. The Company adopted CECL using the modified retrospective approach with a cumulative effect adjustment to Retained Earnings recorded on October 1, 2020. Our adoption resulted in an ACL as of October 1, 2020 that is larger than the allowance for loan and lease losses (“ALLL”) that would have been recorded under legacy guidance on the same date by $12.8 million in total for all portfolios. A portion of this increase is a result of new requirements to record ACL on acquired loans and leases, regardless of any credit mark recorded. Under legacy guidance, credit marks were included in the determination of fair value adjustments reflected as a discount to the carrying value of the loans and leases and an ALLL was not recorded on acquired loans and leases until evidence of credit deterioration existed post acquisition. The remaining credit and interest mark will continue to accrete over the life of the loan or lease but will no longer be considered when estimating the ACL for acquired loans and leases under CECL. The adoption of CECL also resulted in an increase in the liability of unfunded commitments of $0.8 million. For other assets in scope of the standard such as held-to-maturity debt securities and trade and other receivables, the impact from this ASU was inconsequential. The cumulative tax effected adjustment to record ACL and to increase the unfunded commitments liability resulted in a reduction to retained earnings of $8.4 million along with $2.5 million attributable to noncontrolling interests. Post adoption, as loans and leases are added to the portfolio, the Company expects higher levels of ACL determined by CECL assumptions, resulting in accelerated recognition of provision for credit losses, as compared to historical results. In response to the COVID-19 pandemic, regulatory agencies have published a final rule that provides the option to delay the cumulative effect of the day 1 impact to CECL adoption on regulatory capital for two years, followed by a three-year phase in period. Management has elected this five-year transition period consistent with the final rule. Additional and modified disclosure requirements under CECL are included in Note 5. Securities and Note 6. Loans and Leases, Net. The Company also adopted the following ASUs on October 1, 2020, none of which had a material impact on the Company’s Condensed Consolidated Financial Statements: – ASU 2018-13, Fair Value Measurement (Topic 820): Disclosure Framework – Changes to the Disclosure Requirements for Fair Value Measurement. – ASU 2018-15, Intangibles – Goodwill and Other – Internal-Use Software (Subtopic 350-40): Customer's Accounting for Implementation Costs Incurred in a Cloud Computing Arrangement That is a Service Contract. – ASU 2018-17, Consolidation (Topic 810) – Targeted Improvements to Related Party Guidance for Variable Interest Entities. ASUs to be Adopted ASU 2019-12, Income Taxes (Topic 740): Simplifying the Accounting for Income Taxes. The amendments in this ASU are intended to simplify the accounting for income taxes by removing certain exceptions to the general rules found in Topic 740, Income Taxes . The majority of the amendments are to be applied on a prospective basis. This ASU is effective for fiscal years beginning after December 15, 2020. The Company is currently evaluating the impact of this guidance on the consolidated financial statements. ASU 2020-01 , Investments-Equity Securities (Topic 321), Investments-Equity Method and Joint Ventures (Topic 323), and Derivatives and Hedging (Topic 815): Clarifying Interactions between Topics 321, 323 and 815. This ASU clarifies the interactions between Topic 321, Topic 323 and Topic 815, including accounting for the transition into and out of the equity method and measuring certain purchased options and forward contracts to acquire investments. The amendments in this ASU are effective for fiscal years beginning after December 15, 2020. Management is currently evaluating the impact of this guidance on the consolidated financial statements. ASU 2020-04, Reference Rate Reform (Topic 848) – Facilitation of the Effects of Reference Rate Reform on Financial Reporting. The amendments in this ASU provide optional expedients and exceptions to applying GAAP to contracts, hedging relationships and other transactions impacted by reference rate reform if certain criteria are met. The amendments include a one-time sale or transfer election of held-to-maturity debt securities impacted by reference rate reform. The amendments in this ASU are effective upon issuance through December 31, 2022. The Company is currently evaluating the impact of this guidance on the consolidated financial statements. ASU 2020-08 , Codification Improvements to Subtopic 310-20, Receivables – Nonrefundable Fees and Other Costs. This ASU clarifies that an entity should amortize any premium, if applicable, to the next call date, which is the first date when a call option at a specified price becomes exercisable. The amendments in this ASU are effective for fiscal years beginning after December 15, 2020. Management is currently evaluating the impact of this guidance on the consolidated financial statements. ASU 2020-10, Codification Improvements. This ASU provides clarification, corrects unintended application of guidance, and makes minor improvements to various Topics that are not expected to have a significant impact on the Company’s current accounting policies and practices. Amendments within this ASU are effective for fiscal years beginning after December 15, 2020.

SIGNIFICANT EVENTS

SIGNIFICANT EVENTS	9 Months Ended
	Jun. 30, 2021
Commitments and Contingencies Disclosure [Abstract]
SIGNIFICANT EVENTS	SIGNIFICANT EVENTS COVID-19 Pandemic The COVID-19 pandemic began impacting the U.S. and global economies in the first calendar quarter of 2020, with significant deterioration of macroeconomic conditions and markets into 2021. In response to the impacts of COVID-19, the U.S. federal government enacted the Coronavirus Aid, Relief, and Economic Security Act ("CARES Act") on March 27, 2020. In addition to the CARES Act, the U.S. federal government enacted the Consolidated Appropriations Act of 2021 ("CAA") on December 27, 2020 and the American Rescue Plan Act of 2021 ("ARP Act") on March 11, 2021, which provide additional COVID-19 relief to American families and business. The Company is participating in the Paycheck Protection Program ("PPP"), which is being administered by the Small Business Administration ("SBA"). It is the Company's understanding that loans funded through the PPP program are fully guaranteed by the U.S. government and that a portion of these loans will ultimately be forgiven by the SBA in accordance with the terms of the program. See Note 6. Loans and Leases, Net for further information related to this program. In response to the COVID-19 pandemic impact on customers, the Company engaged and continues to engage in more frequent communication with borrowers to better understand their situation and challenges and offered credit-worthy borrowers experiencing temporary hardship certain loan and lease modifications ("COVID modifications"), such as payment deferrals, as a result of interagency guidance issued on March 22, 2020 encouraging companies to work with customers impacted by COVID-19. The Company elected to treat COVID modifications on leases as part of the enforceable rights and obligations of the parties under the existing lease contract, resulting in these payment deferrals being treated as variable lease payments under the existing lease versus lease modifications. Additionally, for COVID modifications on loans, the Company adjusted its effective interest rate to reflect the payment deferral modification and continued accruing interest during this period. Short-term modifications made on a good faith basis in response to COVID-19 borrowers whose payments were current prior to any relief, are not to be considered troubled debt restructurings, and will not be considered delinquent so long as they meet their revised obligations under the modification agreement. The table below presents the outstanding balances of active COVID-19 related modifications. As of the Period Ended (Dollars in Thousands) June 30, 2021 March 31, 2021 December 31, 2020 National Lending Term lending $ 2,955 $ 5,460 $ 18,321 Asset based lending — — 1,124 Lease financing 275 379 1,637 Commercial finance 3,230 5,839 21,082 Consumer credit products 19 301 1,210 Other consumer finance 1,609 1,627 2,682 Consumer finance 1,628 1,928 3,892 Total National Lending 4,858 7,767 24,974 Community Banking Commercial real estate and operating 36,632 58,707 60,319 Total Community Banking 36,632 58,707 60,319 Total loans and leases 41,490 66,474 85,293 Total COVID-19 related modifications $ 41,490 $ 66,474 $ 85,293

DIVESTITURES

DIVESTITURES	9 Months Ended
	Jun. 30, 2021
Discontinued Operations and Disposal Groups [Abstract]
DIVESTITURES	DIVESTITURES During the fiscal year ended September 30, 2020, the Company sold the Bank's Community Bank division, a component of the Company's Corporate segment, to Central Bank, a state-chartered bank headquartered in Storm Lake, Iowa. The sale included $290.5 million of deposits; $268.6 million of loans; $4.9 million of premises, furniture, and equipment; and $1.3 million of other assets and closed February 29, 2020 (the "Closing Date"). The sale resulted in a gain of $19.3 million before tax that was recognized within noninterest income on the Company's Condensed Consolidated Statements of Operations. The Company entered a servicing agreement with Central Bank for the retained Community Bank loan portfolio that became effective on the Closing Date. The Company recognized $2.2 million and $1.4 million in servicing fee expense during the nine months ended June 30, 2021 and 2020, respectively, and $3.5 million for the fiscal year ended September 30, 2020. Since the Closing Date, the Company has entered into subsequent loan portfolio sale agreements with Central Bank. The Company sold no additional loans from the retained Community Bank portfolio in the three months ended June 30, 2021 and 2020, and $233.0 million and none for the nine months ended June 30, 2021 and 2020, respectively. The sales did not result in any significant gains or losses to the Condensed Consolidated Statements of Operations. As of June 30, 2021, the Company had $18.1 million of community bank loans classified as held for sale and expects to sell those loans in the upcoming fourth fiscal quarter. See Note 6. Loans and Leases, Net for additional information.

SECURITIES

SECURITIES	9 Months Ended
	Jun. 30, 2021
Investments, Debt and Equity Securities [Abstract]
SECURITIES	SECURITIES The amortized cost, gross unrealized gains and losses and estimated fair values of available for sale ("AFS") and held to maturity ("HTM") debt securities are presented below. Securities Available For Sale (Dollars in Thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized (Losses) Fair At June 30, 2021 Debt securities AFS SBA securities $ 162,922 $ 6,263 $ — $ 169,185 Obligations of states and political subdivisions 2,758 8 — 2,766 Non-bank qualified obligations of states and political subdivisions 267,031 7,423 (104) 274,350 Asset-backed securities 405,857 2,760 (895) 407,722 Mortgage-backed securities 1,059,321 9,866 (5,605) 1,063,582 Total debt securities AFS $ 1,897,889 $ 26,320 $ (6,604) $ 1,917,605 At September 30, 2020 Debt securities AFS SBA securities $ 159,722 $ 5,391 $ (158) $ 164,955 Obligations of states and political subdivisions 825 16 — 841 Non-bank qualified obligations of states and political subdivisions 314,819 8,978 (23) 323,774 Asset-backed securities 329,139 2,015 (6,229) 324,925 Mortgage-backed securities 439,879 14,567 (839) 453,607 Total debt securities AFS $ 1,244,384 $ 30,967 $ (7,249) $ 1,268,102 Securities Held To Maturity (Dollars in Thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized (Losses) Fair At June 30, 2021 Debt securities HTM Non-bank qualified obligations of states and political subdivisions $ 60,228 $ 1,104 $ (2) $ 61,330 Mortgage-backed securities 4,019 72 — 4,091 Total debt securities HTM $ 64,247 $ 1,176 $ (2) $ 65,421 At September 30, 2020 Debt securities HTM Non-bank qualified obligations of states and political subdivisions $ 87,183 $ 1,040 $ (29) $ 88,194 Mortgage-backed securities 5,427 124 — 5,551 Total debt securities HTM $ 92,610 $ 1,164 $ (29) $ 93,745 Gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous loss position, were as follows: LESS THAN 12 MONTHS OVER 12 MONTHS TOTAL (Dollars in Thousands) Fair Gross Unrealized (Losses) Fair Gross Unrealized (Losses) Fair Gross Unrealized (Losses) At June 30, 2021 Debt securities AFS Non-bank qualified obligations of states and political subdivisions 24,357 (104) — — 24,357 (104) Asset-backed securities 124,158 (234) 94,726 (661) 218,884 (895) Mortgage-backed securities 695,230 (4,207) 55,415 (1,398) 750,645 (5,605) Total debt securities AFS $ 843,745 $ (4,545) $ 150,141 $ (2,059) $ 993,886 $ (6,604) LESS THAN 12 MONTHS OVER 12 MONTHS TOTAL (Dollars in Thousands) Fair Gross Unrealized (Losses) Fair Gross Unrealized (Losses) Fair Gross Unrealized (Losses) At September 30, 2020 Debt securities AFS SBA securities $ 32,257 $ (102) $ 9,875 $ (56) $ 42,132 $ (158) Non-bank qualified obligations of states and political subdivisions 6,265 (6) 3,103 (17) 9,368 (23) Asset-backed securities 106,474 (1,089) 178,686 (5,140) 285,160 (6,229) Mortgage-backed securities 138,338 (839) — — 138,338 (839) Total debt securities AFS $ 283,334 $ (2,036) $ 191,664 $ (5,213) $ 474,998 $ (7,249) LESS THAN 12 MONTHS OVER 12 MONTHS TOTAL (Dollars in Thousands) Fair Gross Unrealized (Losses) Fair Gross Unrealized (Losses) Fair Gross Unrealized (Losses) At June 30, 2021 Debt securities HTM Non-bank qualified obligations of states and political subdivisions 2,859 (2) — — 2,859 (2) Total debt securities HTM $ 2,859 $ (2) $ — $ — $ 2,859 $ (2) LESS THAN 12 MONTHS OVER 12 MONTHS TOTAL (Dollars in Thousands) Fair Gross Unrealized (Losses) Fair Gross Unrealized (Losses) Fair Gross Unrealized (Losses) At September 30, 2020 Debt securities HTM Non-bank qualified obligations of states and political subdivisions $ 7,397 $ (9) $ 3,637 $ (20) $ 11,034 $ (29) Total debt securities HTM $ 7,397 $ (9) $ 3,637 $ (20) $ 11,034 $ (29) The adoption of CECL was inconsequential to debt securities AFS. At June 30, 2021, there were no ACL for debt securities AFS. At June 30, 2021, there were 49 securities AFS in an unrealized loss position. Management assessed each investment security with unrealized losses for credit impairment and determined substantially all unrealized losses on these securities were due to credit spreads and interest rates versus credit impairment. As part of that assessment, management evaluated and concluded that it is more-likely-than-not that the Company will not be required and does not intend to sell any of the securities prior to recovery of the amortized cost. The amortized cost and fair value of debt securities by contractual maturity are shown below. Certain securities have call features that allow the issuer to call the security prior to maturity. Expected maturities may differ from contractual maturities in mortgage-backed securities ("MBS") because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. Therefore, MBS are not included in the maturity categories in the following maturity summary. The expected maturities of certain SBA securities may differ from contractual maturities because the borrowers may have the right to prepay the obligation. However, certain prepayment penalties may apply. At June 30, 2021 At September 30, 2020 (Dollars in Thousands) Amortized Cost Fair Amortized Cost Fair Securities AFS at Fair Value Due in one year or less $ 245 $ 245 $ 1,385 $ 1,398 Due after one year through five years 17,884 18,467 20,805 21,769 Due after five years through ten years 53,273 55,337 32,441 34,025 Due after ten years 767,166 779,974 749,874 757,303 838,568 854,023 804,505 814,495 Mortgage-backed securities 1,059,321 1,063,582 439,879 453,607 Total securities AFS, at fair value $ 1,897,889 $ 1,917,605 $ 1,244,384 $ 1,268,102 At June 30, 2021 At September 30, 2020 (Dollars in Thousands) Amortized Cost Fair Amortized Cost Fair Securities HTM at Fair Value Due after ten years $ 60,228 $ 61,330 $ 87,183 $ 88,194 60,228 61,330 87,183 88,194 Mortgage-backed securities 4,019 4,091 5,427 5,551 Total securities HTM, at cost $ 64,247 $ 65,421 $ 92,610 $ 93,745 Other investments, at cost, include equity securities without a readily determinable fair value, which are included in other assets on the Condensed Consolidated Statements of Financial Condition, and shares of stock in the Federal Reserve Bank (the "FRB") of Minneapolis and the FHLB of Des Moines. Equity Securities Equity securities without a readily determinable fair value totaled $14.7 million at June 30, 2021 and $11.0 million at September 30, 2020. FRB Stock The Bank is required by federal law to subscribe to capital stock (divided into shares of $100 each) as a member of the FRB of Minneapolis with an amount equal to six per centum of the paid-up capital stock and surplus. One-half of the subscription is paid at time of application, and one-half is subject to call of the Board of Governors of the Federal Reserve System. FRB of Minneapolis stock held by the Bank totaled $19.7 million at June 30, 2021 and September 30, 2020. These equity securities are 'restricted' in that they can only be owned by member banks. FHLB Stock The Company's borrowings from the FHLB are secured by a blanket collateral agreement with respect to a percentage of unencumbered loans and the pledge of specific investment securities. Such advances can be made pursuant to several different credit programs, each of which has its own interest rate and range of maturities. The investments in the FHLB stock are required investments related to the Company's membership in and current borrowings from the FHLB of Des Moines. The investments in the FHLB of Des Moines could be adversely impacted by the financial operations of the FHLB and actions of their regulator, the Federal Housing Finance Agency. The FHLB stock is carried at cost since it is generally redeemable at par value. The carrying value of the stock held at the FHLB was $8.8 million and $7.5 million at June 30, 2021 and September 30, 2020, respectively. These equity securities are ‘restricted’ in that they can only be sold back to the respective institution from which they were acquired or another member institution at par. Therefore, FRB and FHLB stocks are less liquid than other marketable equity securities, and the fair value approximates cost. The Company evaluates impairment for investments held at cost on at least an annual basis based on the ultimate recoverability of the par value. Equity Security Impairment For investments held at cost, impairment is evaluated on at least an annual basis on the recoverability of the par value. All other equity investments, including those under the equity method, are reviewed for other-than-temporary impairment on at least a quarterly basis. The Company recognized $2.0 million in impairment recognized for such investments for the nine months ended June 30, 2021.

LOANS AND LEASES, NET

LOANS AND LEASES, NET	9 Months Ended
	Jun. 30, 2021
Loans and Leases Receivable Disclosure [Abstract]
LOANS AND LEASES, NET	LOANS AND LEASES, NET Loans and leases consist of the following: (Dollars in Thousands) June 30, 2021 September 30, 2020 National Lending Term lending $ 920,279 $ 805,323 Asset based lending 263,237 182,419 Factoring 320,629 281,173 Lease financing 282,940 281,084 Insurance premium finance 417,652 337,940 SBA/USDA 263,709 318,387 Other commercial finance 118,081 101,658 Commercial finance 2,586,527 2,307,984 Consumer credit products 105,440 89,809 Other consumer finance 122,316 134,342 Consumer finance 227,756 224,151 Tax services 41,268 3,066 Warehouse finance 335,704 293,375 Total National Lending 3,191,255 2,828,576 Community Banking Commercial real estate and operating 294,810 457,371 Consumer one-to-four family real estate and other 1,349 16,486 Agricultural real estate and operating 7,825 11,707 Total Community Banking 303,984 485,564 Total loans and leases 3,495,239 3,314,140 Net deferred loan origination costs (fees) 1,431 8,625 Total gross loans and leases 3,496,670 3,322,765 Allowance for credit losses (91,208) (56,188) Total loans and leases, net $ 3,405,462 $ 3,266,577 During the nine months ended June 30, 2021, the Company transferred $118.0 million of Community Banking loans to held for sale. During the nine months ended June 30, 2020, the Company transferred $325.1 million of Community Banking loans to held for sale. During the nine months ended June 30, 2021 and 2020, the Company originated $472.9 million of other consumer finance, SBA/USDA, and consumer credit product loans as held for sale and $63.4 million of SBA/USDA and consumer credit product loans as held for sale, respectively. The Company sold held for sale loans resulting in proceeds of $694.1 million and gains on sale of $9.8 million during the nine months ended June 30, 2021. The Company sold held for sale loans resulting in proceeds of $440.5 million and gains on sale of $7.0 million during the nine months ended June 30, 2020. Loans purchased and sold by portfolio segment, including participation interests, for the three and nine months ended were as follows: Three Months Ended June 30, Nine Months Ended June 30, (Dollars in Thousands) 2021 2020 2021 2020 Loans Purchased Loans held for investment: Total National Lending $ 46,153 $ — $ 142,389 $ 103,888 Total Community Banking 403 2,728 3,250 16,518 Total purchases $ 46,556 $ 2,728 $ 145,639 $ 120,406 Loans Sold Loans held for sale: Total National Lending $ 118,132 $ 8,524 $ 464,378 $ 168,814 Total Community Banking — — 232,979 271,681 Loans held for investment: Total Community Banking 1,816 — 13,822 3,099 Total sales $ 119,948 $ 8,524 $ 711,179 $ 443,594 Leasing Portfolio. The net investment in direct financing and sales-type leases was comprised of the following: (Dollars in Thousands) June 30, 2021 September 30, 2020 Carrying amount $ 297,370 $ 299,487 Unguaranteed residual assets 14,770 17,203 Unamortized initial direct costs 520 2,078 Unearned income (29,200) (35,606) Total net investment in direct financing and sales-type leases $ 283,460 $ 283,162 The carrying amount of direct financing and sales-type leases subject to residual value guarantees was $5.0 million at June 30, 2021. The components of total lease income were as follows: Three Months Ended June 30, Nine Months Ended June 30, (Dollars in Thousands) 2021 2020 2021 2020 Interest income - loans and leases Interest income on net investments in direct financing and sales-type leases $ 6,344 $ 4,496 $ 17,779 $ 12,958 Leasing and equipment finance noninterest income Lease income from operating lease payments 10,047 11,391 29,824 33,857 Profit (loss) recorded on commencement date on sales-type leases 85 103 215 590 Other (1) 901 554 2,657 3,135 Total leasing and equipment finance noninterest income 11,033 12,048 32,696 37,582 Total lease income $ 17,377 $ 16,544 $ 50,475 $ 50,540 (1) Other leasing and equipment finance noninterest income consists of gains (losses) on sales of leased equipment, fees and service charges on leases and gains (losses) on sales of leases. Undiscounted future minimum lease payments receivable for direct financing and sales-type leases and a reconciliation to the carrying amount recorded were as follows: (Dollars in Thousands) June 30, 2021 Remaining in 2021 $ 28,766 2022 108,161 2023 80,606 2024 48,993 2025 22,798 Thereafter 8,046 Equipment under leases not yet commenced — Total undiscounted future minimum lease payments receivable for direct financing and sales-type leases 297,370 Third-party residual value guarantees — Total carrying amount of direct financing and sales-type lease $ 297,370 The Company did not record any contingent rental income from direct financing and sales-type leases in the nine months ended June 30, 2021. The COVID-19 pandemic began impacting the U.S. and global economies in the first calendar quarter of 2020, with significant deterioration of macroeconomic conditions and markets into 2021. Although macroeconomic conditions and markets have improved since the beginning of 2021, the ultimate impact of this pandemic on the Company's loan and lease portfolio is difficult to predict. Management continues to evaluate the loan and lease portfolio in order to assess the impact on repayment sources and underlying collateral that could result in additional losses and the impact to our customers and businesses as a result of COVID-19 and will refine our estimate as more information becomes available. Effective October 1, 2020, the Company adopted ASU 2016-13, Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments, and subsequent related ASUs on a modified retrospective basis. Financial information at and for the quarter ended June 30, 2021 is reflected as such. The historical information disclosed is in accordance with Topic 310. Activity in the allowance for credit losses and balances of loans and leases by portfolio segment was as follows: Three Months Ended June 30, 2021 (Dollars in Thousands) Beginning Balance Provision (Recovery) for Credit Losses (2) Charge-offs Recoveries Ending Balance Allowance for credit losses: National Lending Term lending $ 27,315 $ 1,199 $ (1,998) $ 515 $ 27,031 Asset based lending 1,749 21 — 212 1,982 Factoring 3,210 33 1 17 3,261 Lease financing 6,863 842 (916) 130 6,919 Insurance premium finance 1,326 (1,200) (120) 1,583 1,589 SBA/USDA 3,300 (171) — — 3,129 Other commercial finance 541 183 — — 724 Commercial finance 44,304 907 (3,033) 2,457 44,635 Consumer credit products 990 21 — — 1,011 Other consumer finance 10,093 (180) (2,327) 57 7,643 Consumer finance 11,083 (159) (2,327) 57 8,654 Tax services 29,146 4,685 (9,505) 17 24,343 Warehouse finance 332 — — — 332 Total National Lending 84,865 5,433 (14,865) 2,531 77,964 Community Banking Commercial real estate and operating 13,965 (767) — — 13,198 Consumer one-to-four family real estate and other 17 (13) — — 4 Agricultural real estate and operating 45 (3) — — 42 Total Community Banking 14,027 (783) — — 13,244 Total loans and leases 98,892 4,650 (14,865) 2,531 91,208 Unfunded commitments (1) 779 (38) — — 741 Total $ 99,671 $ 4,612 $ (14,865) $ 2,531 $ 91,949 (1) Reserve for unfunded commitments is recognized within other liabilities on the Condensed Consolidated Statements of Financial Condition. (2) As a result of the adoption of CECL, effective October 1, 2020, the provision for credit losses includes the provision for unfunded commitments that was previously included within other noninterest expense. Nine Months Ended June 30, 2021 (Dollars in Thousands) Beginning Balance Impact of CECL Adoption Provision (Recovery) for Credit Losses (2) Charge-offs Recoveries Ending Balance Allowance for credit losses: National Lending Term lending $ 15,211 $ 9,999 $ 8,621 $ (7,787) $ 987 $ 27,031 Asset based lending 1,406 164 1,399 (1,199) 212 1,982 Factoring 3,027 987 (1,928) — 1,175 3,261 Lease financing 7,023 (556) 2,375 (2,264) 341 6,919 Insurance premium finance 2,129 (965) (609) (925) 1,959 1,589 SBA/USDA 940 2,720 (532) — 1 3,129 Other commercial finance 182 364 178 — — 724 Commercial finance 29,918 12,713 9,504 (12,175) 4,675 44,635 Consumer credit products 845 — 166 — — 1,011 Other consumer finance 2,821 5,998 1,568 (2,964) 220 7,643 Consumer finance 3,666 5,998 1,734 (2,964) 220 8,654 Tax services 2 — 32,819 (9,505) 1,027 24,343 Warehouse finance 294 (1) 39 — — 332 Total National Lending 33,880 18,710 44,096 (24,644) 5,922 77,964 Community Banking Commercial real estate and operating 21,867 (5,616) (2,909) (144) — 13,198 Consumer one-to-four family real estate and other 298 (247) (47) — — 4 Agricultural real estate and operating 143 (74) (27) — — 42 Total Community Banking 22,308 (5,937) (2,983) (144) — 13,244 Total loans and leases 56,188 12,773 41,113 (24,788) 5,922 91,208 Unfunded commitments (1) 32 831 (122) — — 741 Total $ 56,220 $ 13,604 $ 40,991 $ (24,788) $ 5,922 $ 91,949 (1) Reserve for unfunded commitments is recognized within other liabilities on the Condensed Consolidated Statements of Financial Condition. (2) As a result of the adoption of CECL, effective October 1, 2020, the provision for credit losses includes the provision for unfunded commitments that was previously included within other noninterest expense. Three Months Ended June 30, 2020 (Dollars in Thousands) Beginning Balance Provision (Recovery) for Loan and Lease Losses Charge-offs Recoveries Ending Balance Allowance for loan and lease losses: National Lending Term lending $ 11,647 $ 5,672 $ (2,831) $ 25 $ 14,513 Asset based lending 2,826 (953) (42) — 1,831 Factoring 4,444 (1,997) (140) 362 2,669 Lease financing 2,683 4,293 (357) 91 6,710 Insurance premium finance 2,142 596 (736) 367 2,369 SBA/USDA 1,558 716 (1,134) — 1,140 Other commercial finance 552 (381) — — 171 Commercial finance 25,852 7,946 (5,240) 845 29,403 Consumer credit products 1,082 (111) — — 971 Other consumer finance 3,414 358 (567) 44 3,249 Consumer finance 4,496 247 (567) 44 4,220 Tax services 21,320 (100) (9,797) 14 11,437 Warehouse finance 334 (56) — — 278 Total National Lending 52,002 8,037 (15,604) 903 45,338 Community Banking Commercial real estate and operating 10,069 6,688 — — 16,757 Consumer one-to-four family real estate and other 2,350 586 — — 2,936 Agricultural real estate and operating 934 (218) — — 716 Total Community Banking 13,353 7,056 — — 20,409 Total $ 65,355 $ 15,093 $ (15,604) $ 903 $ 65,747 Nine Months Ended June 30, 2020 (Dollars in Thousands) Beginning balance Provision (recovery) for loan and lease losses Charge-offs Recoveries Ending balance Allowance for loan and lease losses: National Lending Term lending $ 5,533 $ 14,753 $ (6,003) $ 230 $ 14,513 Asset based lending 2,437 (611) (42) 47 1,831 Factoring 3,261 (509) (875) 792 2,669 Lease financing 1,275 5,841 (725) 319 6,710 Insurance premium finance 1,024 2,671 (1,809) 483 2,369 SBA/USDA 383 2,007 (1,250) — 1,140 Other commercial finance 683 (512) — — 171 Commercial finance 14,596 23,640 (10,704) 1,871 29,403 Consumer credit products 1,044 (73) — — 971 Other consumer finance 5,118 (474) (2,208) 813 3,249 Consumer finance 6,162 (547) (2,208) 813 4,220 Tax services — 20,407 (9,797) 827 11,437 Warehouse finance 263 15 — — 278 Total National Lending 21,021 43,515 (22,709) 3,511 45,338 Community Banking Commercial real estate and operating 6,208 10,549 — — 16,757 Consumer one-to-four family real estate and other 1,053 1,883 — — 2,936 Agricultural real estate and operating 867 (151) — — 716 Total Community Banking 8,128 12,281 — — 20,409 Total $ 29,149 $ 55,796 $ (22,709) $ 3,511 $ 65,747 The following table provide additional disclosures previously required by ASC Topic 310 related to the Company's September 30, 2020 balances. Allowance Loans and Leases (Dollars in Thousands) Ending Balance: Individually Evaluated for Impairment Ending Balance: Collectively Evaluated for Impairment Total Ending Balance: Individually Evaluated for Impairment Ending Balance: Collectively Evaluated for Impairment Total Recorded Investment National Lending Term lending $ 3,155 $ 12,056 $ 15,211 $ 26,085 $ 779,238 $ 805,323 Asset based lending 355 1,051 1,406 5,317 177,102 182,419 Factoring 274 2,753 3,027 5,071 276,102 281,173 Lease financing 1,194 5,829 7,023 4,697 276,387 281,084 Insurance premium finance — 2,129 2,129 — 337,940 337,940 SBA/USDA — 940 940 1,436 316,951 318,387 Other commercial finance — 182 182 — 101,658 101,658 Commercial finance 4,978 24,940 29,918 42,606 2,265,378 2,307,984 Consumer credit products — 845 845 — 89,809 89,809 Other consumer finance — 2,821 2,821 1,987 132,355 134,342 Consumer finance — 3,666 3,666 1,987 222,164 224,151 Tax services — 2 2 — 3,066 3,066 Warehouse finance — 294 294 — 293,375 293,375 Total National Lending 4,978 28,902 33,880 44,593 2,783,983 2,828,576 Community Banking Commercial real estate and operating 141 21,726 21,867 160 457,211 457,371 Consumer one-to-four family real estate and other — 298 298 104 16,382 16,486 Agricultural real estate and operating — 143 143 6,421 5,286 11,707 Total Community Banking 141 22,167 22,308 6,685 478,879 485,564 Total $ 5,119 $ 51,069 $ 56,188 $ 51,278 $ 3,262,862 $ 3,314,140 Information on impaired loans and leases, all of which are deemed to be collateral dependent and are evaluated individually for the ACL was as follows: (Dollars in Thousands) June 30, 2021 National Lending Term lending $ 25,994 Asset based lending — Factoring 1,232 Lease financing 2,946 SBA/USDA 600 Commercial finance 30,772 Consumer credit products 2,197 Consumer finance 2,197 Total National Lending 32,969 Community Banking Commercial real estate and operating 17,896 Consumer one-to-four family real estate and other 110 Agricultural real estate and operating 4,657 Total Community Banking 22,663 Total $ 55,632 Information on impaired loans and leases as of September 30, 2020 was as follows: (Dollars in Thousands) Recorded Unpaid Principal Specific Loans and leases without a specific valuation allowance National Lending Term lending $ 17,349 $ 18,823 $ — Asset based lending 3,914 3,914 — Factoring 3,892 4,967 — Lease financing 1,797 1,805 — SBA/USDA 1,436 2,263 — Commercial finance 28,388 31,772 — Other consumer finance 1,987 2,104 — Consumer finance 1,987 2,104 — Total National Lending 30,375 33,876 — Community Banking Consumer one-to-four family real estate and other 104 104 — Agricultural real estate and operating 6,421 6,421 — Total Community Banking 6,525 6,525 — Total $ 36,900 $ 40,401 $ — Loans and leases with a specific valuation allowance National Lending Term lending $ 8,736 $ 8,736 $ 3,155 Asset based lending 1,403 1,403 355 Factoring 1,179 1,191 274 Lease financing 2,900 2,900 1,194 Commercial finance 14,218 14,230 4,978 Total National Lending 14,218 14,230 4,978 Community Banking Commercial real estate and operating 160 160 141 Total Community Banking Loans 160 160 141 Total $ 14,378 $ 14,390 $ 5,119 In response to the ongoing COVID-19 pandemic, the Company allowed modifications, such as payment deferrals and temporary forbearances, to credit-worthy borrowers who are experiencing temporary hardship due to the effects of COVID-19. Accordingly, if all payments were less than 30 days past due prior to the onset of the pandemic effects, the loan or lease will not be reported as past due during the deferral or forbearance period. As of June 30, 2021, $41.5 million of loan and lease balances that were granted deferral payments by the Company were still in their deferment period due to performing borrowers experiencing temporary hardship from COVID-19. These modifications consisted solely of payment deferrals ranging from 30 days to six months. These modifications are in line with applicable regulatory guidelines and, therefore, they are not reported as troubled debt restructurings. Other than the loan modifications that are on nonaccrual status, the Company is accruing and recognizing interest income on these modifications during the payment deferral period. The Company continues to regularly assess the collectability of the income on these active deferral relationships and considers adjustments to the accruing status on an individual case basis. The Company recognizes that concentrations of credit may naturally occur and may take the form of a large volume of related loans and leases to an individual, a specific industry, or a geographic location. Credit concentration is a direct, indirect, or contingent obligation that has a common bond where the aggregate exposure equals or exceeds a certain percentage of the Company’s Tier 1 Capital plus the allowable Allowance for Credit Losses. Federal regulations provide for the classification of loans and other assets such as debt and equity securities considered by the Bank's primary regulator, the Office of the Comptroller of the Currency (the “OCC”), to be of lesser quality as “substandard,” “doubtful” or “loss.” The Company has various portfolios of consumer finance and tax services loans that present unique risks. Due to the unique risks associated with these portfolios, the Company monitors other credit quality indicators in their evaluation of the appropriateness of the allowance for credit losses on these portfolios, and as such, these loans are not included in the asset classification table below. The outstanding balances of consumer finance loans and tax services loans were $227.8 million and $41.3 million at June 30, 2021, respectively, and $224.2 million and $3.1 million at September 30, 2020, respectively. The amortized cost basis of loans and leases by asset classification and year of origination was as follows: Amortized Cost Basis (Dollars in Thousands) Term Loans and Leases by Origination Year Revolving Loans and Leases Total As of June 30, 2021 2021 2020 2019 2018 2017 Prior Term lending Pass $ 310,845 $ 333,608 $ 119,271 $ 62,381 $ 4,217 $ 5,433 $ — $ 835,755 Watch 6,568 9,609 5,821 450 43 1,397 — 23,888 Special Mention 595 3,934 6,579 1,026 35 1,241 — 13,410 Substandard 7,732 8,347 19,708 4,347 162 359 — 40,655 Doubtful 71 1,207 4,982 311 — — — 6,571 Total 325,811 356,705 156,361 68,515 4,457 8,430 — 920,279 Asset based lending Pass — — — — — — 162,787 162,787 Watch — — — — — — 66,290 66,290 Special Mention — — — — — — 19,253 19,253 Substandard — — — — — — 14,907 14,907 Total — — — — — — 263,237 263,237 Factoring Pass — — — — — — 278,665 278,665 Watch — — — — — — 19,261 19,261 Special Mention — — — — — — 11,853 11,853 Substandard — — — — — — 10,850 10,850 Total — — — — — — 320,629 320,629 Lease financing Pass 87,134 118,080 38,073 10,010 4,766 687 — 258,750 Watch 4,574 10,358 490 349 253 197 — 16,221 Special Mention 1,119 558 114 206 39 — — 2,036 Substandard — 571 3,961 844 36 156 — 5,568 Doubtful — 133 167 65 — 365 Total 92,827 129,700 42,805 11,474 5,094 1,040 — 282,940 Insurance premium finance Pass 411,729 5,080 14 — — — — 416,823 Watch 421 34 — — — — — 455 Special Mention 72 11 — — — — — 83 Substandard 16 45 — — — — — 61 Doubtful 187 43 — — — — — 230 Total 412,425 5,213 14 — — — — 417,652 SBA/USDA Pass 108,286 80,971 23,094 22,268 8,066 4,222 — 246,907 Watch — 926 822 2,272 935 — 4,955 Special Mention 6,755 675 1,803 — — — 9,233 Substandard 1,196 695 723 — 2,614 Total 108,286 87,726 24,695 26,089 11,033 5,880 — 263,709 Other commercial finance Pass 19,070 17,525 9,387 6,277 3,579 59,273 — 115,111 Watch 556 — — — 847 1,292 — 2,695 Substandard — — — 275 — — — 275 Total 19,626 17,525 9,387 6,552 4,426 60,565 — 118,081 Warehouse finance Pass — — — — — — 335,704 335,704 Total — — — — — — 335,704 335,704 Total National Lending Pass 937,063 555,264 189,839 100,936 20,628 69,614 777,156 2,650,500 Watch 12,120 20,001 7,237 1,621 3,415 3,820 85,551 133,765 Special Mention 1,786 11,258 7,368 3,035 76 1,241 31,106 55,870 Substandard 7,748 8,963 23,669 6,662 893 1,238 25,757 74,930 Doubtful 258 1,383 5,149 376 — — — 7,166 Total 958,975 596,869 233,262 112,630 25,012 75,913 919,570 2,922,231 Commercial real estate and operating Pass — 13,841 85,971 63,844 27,728 528 — 191,912 Watch — 924 3,128 10,952 15,834 2,656 — 33,494 Special Mention — — 224 13,681 — 669 — 14,574 Substandard — 300 1,497 44,948 4,472 3,613 — 54,830 Total — 15,065 90,820 133,425 48,034 7,466 — 294,810 Consumer 1-4 family real estate and other Pass — — 157 234 368 355 — 1,114 Substandard — — 108 — — 127 — 235 Total — — 265 234 368 482 — 1,349 Agricultural real estate and other Pass — — — 108 — 2,586 — 2,694 Substandard — 3,277 — 1,263 — 591 — 5,131 Total — 3,277 — 1,371 — 3,177 — 7,825 Total Community Bank Pass — 13,841 86,128 64,185 28,097 3,469 — 195,720 Watch — 924 3,128 10,952 15,834 2,656 — 33,494 Special Mention — — 224 13,681 — 669 — 14,574 Substandard — 3,577 1,605 46,212 4,471 4,331 — 60,196 Total — 18,342 91,085 135,030 48,402 11,125 — 303,984 Total Loans and Leases Pass 937,063 569,104 275,967 165,121 48,725 73,084 777,156 2,846,220 Watch 12,120 20,925 10,365 12,573 19,249 6,476 85,551 167,259 Special Mention 1,786 11,258 7,592 16,717 76 1,909 31,106 70,444 Substandard 7,748 12,541 25,274 52,873 5,364 5,569 25,757 135,126 Doubtful 258 1,383 5,149 376 — — — 7,166 Total $ 958,975 $ 615,211 $ 324,347 $ 247,660 $ 73,414 $ 87,038 $ 919,570 $ 3,226,215 The recorded investment of loans and leases by asset classification was as follows: Asset Classification Pass Watch Special Mention Substandard Doubtful Total As of September 30, 2020 (Dollars in Thousands) National Lending Term lending $ 725,101 $ 29,637 $ 24,501 $ 21,249 $ 4,835 $ 805,323 Asset based lending 102,013 62,512 12,577 5,317 — 182,419 Factoring 217,245 45,200 13,657 5,071 — 281,173 Lease financing 264,700 8,879 2,808 4,148 549 281,084 Insurance premium finance 336,364 284 222 701 369 337,940 SBA/USDA 308,549 8,328 74 1,436 — 318,387 Other commercial finance 100,727 931 — — — 101,658 Commercial finance 2,054,699 155,771 53,839 37,922 5,753 2,307,984 Warehouse finance 293,375 — — — — 293,375 Total National Lending 2,348,074 155,771 53,839 37,922 5,753 2,601,359 Community Banking Commercial real estate and operating 336,236 98,295 4,049 18,211 580 457,371 Consumer one-to-four family real estate and other 15,648 41 609 188 — 16,486 Agricultural real estate and operating 1,526 — 4,930 5,251 — 11,707 Total Community Banking 353,410 98,336 9,588 23,650 580 485,564 Total loans and leases $ 2,701,484 $ 254,107 $ 63,427 $ 61,572 $ 6,333 $ 3,086,923 Past due loans and leases were as follows: Accruing and Nonaccruing Loans and Leases Nonperforming Loans and Leases (Dollars in Thousands) 30-59 Days 60-89 Days > Total Past Current Total Loans and Leases > 89 Days Past Due and Accruing Non-accrual balance Total As of June 30, 2021 Loans held for sale $ — $ — $ — $ — $ 87,905 $ 87,905 $ — $ — $ — National Lending Term lending 11,146 6,714 4,820 22,680 897,599 920,279 2,073 14,470 16,543 Asset based lending — — — — 263,237 263,237 — — — Factoring — — — — 320,629 320,629 — 37 37 Lease financing 9,076 3,514 2,550 15,140 267,800 282,940 1,403 2,208 3,611 Insurance premium finance 552 422 874 1,848 415,804 417,652 874 — 874 SBA/USDA 1,343 — 600 1,943 261,766 263,709 — 600 600 Other commercial finance — — — — 118,081 118,081 — — — Commercial finance 22,117 10,650 8,844 41,611 2,544,916 2,586,527 4,350 17,315 21,665 Consumer credit products 843 1,009 525 2,377 204,642 207,019 469 — 469 Other consumer finance — — — — 20,737 20,737 — — — Consumer finance 843 1,009 525 2,377 225,379 227,756 469 — 469 Tax services — 40,958 — 40,958 310 41,268 — — — Warehouse finance — — — — 335,704 335,704 — — — Total National Lending 22,960 52,617 9,369 84,946 3,106,309 3,191,255 4,819 17,315 22,134 Community Banking Commercial real estate and operating 11 — — 11 294,799 294,810 — 17,896 17,896 Consumer one-to-four family real estate and other 51 — — 51 1,298 1,349 — 108 108 Agricultural real estate and operating — — 1,769 1,769 6,056 7,825 — 1,769 1,769 Total Community Banking 62 — 1,769 1,831 302,153 303,984 — 19,773 19,773 Total loans and leases held for investment 23,022 52,617 11,138 86,777 3,408,462 3,495,239 4,819 37,088 41,907 Total loans and leases $ 23,022 $ 52,617 $ 11,138 $ 86,777 $ 3,496,367 $ 3,583,144 $ 4,819 $ 37,088 $ 41,907 Accruing and Nonaccruing Loans and Leases Nonperforming Loans and Leases (Dollars in Thousands) 30-59 Days 60-89 Days > Total Past Current Total Loans and Leases > 89 Days Past Due and Accruing Non-accrual balance Total As of September 30, 2020 Loans held for sale $ — $ — $ — $ — $ 183,577 $ 183,577 $ — $ — $ — National Lending Term lending 11,900 3,851 6,390 22,141 783,182 805,323 266 16,274 16,540 Asset based lending 17 — — 17 182,402 182,419 — — — Factoring — — — — 281,173 281,173 — 1,096 1,096 Lease financing 194 9,746 6,882 16,822 264,262 281,084 4,344 3,583 7,927 Insurance premium finance 1,227 748 2,364 4,339 333,601 337,940 2,364 — 2,364 SBA/USDA — — 1,027 1,027 317,360 318,387 427 600 1,027 Other commercial finance — — — — 101,658 101,658 — — — Commercial finance 13,338 14,345 16,663 44,346 2,263,638 2,307,984 7,401 21,553 28,954 Consumer credit products 377 358 499 1,233 88,576 89,809 499 — 499 Other consumer finance 600 536 373 1,509 132,833 134,342 373 — 373 Consumer finance 977 894 872 2,743 221,408 224,151 872 — 872 Tax services — — 1,743 1,743 1,323 3,066 1,743 — 1,743 Warehouse finance — — — — 293,375 293,375 — — — Total National Lending 14,315 15,239 19,278 48,832 2,779,744 2,828,576 10,016 21,553 31,569 Community Banking Commercial real estate and operating — — 630 630 456,741 457,371 50 580 630 Consumer one-to-four family real estate and other 905 114 50 1,069 15,417 16,486 — 50 50 Agricultural real estate and operating — — 1,769 1,769 9,938 11,707 — 1,769 1,769 Total Community Banking 905 114 2,449 3,468 482,096 485,564 50 2,399 2,449 Total loans and leases held for investment 15,220 15,353 21,727 52,300 3,261,840 3,314,140 10,066 23,952 34,018 Total loans and leases $ 15,220 $ 15,353 $ 21,727 $ 52,300 $ 3,445,417 $ 3,497,717 $ 10,066 $ 23,952 $ 34,018 Nonaccrual loans and leases by year of origination were as follows: Amortized Cost Basis (Dollars in Thousands) Term Loans and Leases by Origination Year Revolving Loans and Leases Total Nonaccrual With No ACL June 30, 2021 2021 2020 2019 2018 2017 Prior National Lending Term lending $ 20 $ 2,506 $ 6,862 $ 2,865 $ 147 $ 2,070 $ — $ 14,470 $ 7,558 Asset based lending — — — — — — — — — Factoring — — 13 — — 24 — 37 37 Lease financing 248 1,519 276 9 156 — 2,208 824 SBA/USDA 600 — — 600 600 Commercial finance 20 2,754 8,394 3,141 756 2,250 — 17,315 9,019 Total National Lending 20 2,754 8,394 3,141 756 2,250 — 17,315 9,019 Community Banking Commercial real estate and operating — 300 700 16,896 — — — 17,896 — Consumer one-to-four family real estate and other — — 108 — — — — 108 108 Agricultural real estate and operating — — — 1,263 — 506 — 1,769 1,769 Total Community Banking — 300 808 18,159 — 506 — 19,773 1,877 Total nonaccrual loans and leases $ 20 $ 3,054 $ 9,202 $ 21,300 $ 756 $ 2,756 $ — $ 37,088 $ 10,896 Loans and leases that are 90 days or more delinquent and accruing by year of origination were as follows: Amortized Cost Basis (Dollars in Thousands) Term Loans and Leases by Origination Year Revolving Loans and Leases Total June 30, 2021 2021 2020 2019 2018 2017 Prior National Lending Term lending $ 1,142 $ 685 $ 36 $ 196 $ 14 $ — $ — $ 2,073 Lease financing 356 426 223 372 26 — — 1,403 Insurance premium finance 769 105 — — — — — 874 Commercial finance 2,267 1,216 259 568 40 — — 4,350 Other consumer finance — — — — — 383 — 383 Consumer finance (1) — — — — — 383 — 383 Total National Lending 2,267 1,216 259 568 40 383 — 4,733 Total 90 days or more delinquent and accruing $ 2,267 $ 1,216 $ 259 $ 568 $ 40 $ 383 $ — $ 4,733 (1) Consumer credit products are not included in the table as they are evaluated under a separate methodology for allowance for credit loss purposes that considers the overall Program structure. Refer to the Company’s most recent audited financial statements for additional information on these Programs. Certain loans and leases 90 days or more past due as to interest or principal continue to accrue because they are (1) well-secured and in the process of collection or (2) one-to-four family real estate loans or consumer loans exempt under regulatory rules from being classified as non-accrual until later delinquency, usually 120 days past due. When analysis of borrower or lessee operating results and financial condition indicates that underlying cash flows of the borrower’s business are not adequate to meet its debt service requirements, the loan or lease is evaluated for impairment. Often, this is associated with a delay or shortfall in scheduled payments, as described above. The following table provides the average recorded investment in non-accrual loans and leases: Average Recorded Investment (Dollars in Thousands) Three Months Ended June 30, 2021 Nine Months Ended June 30, 2021 National Lending Term lending $ 14,964 $ 14,190 Asset based lending 127 591 Factoring 33 337 Lease financing 2,435 2,994 SBA/USDA 600 600 Commercial finance 18,159 18,712 Total National Lending 18,159 18,712 Community Banking Commercial real estate and operating 17,896 14,235 Consumer one-to-four family real estate and other 136 140 Agricultural real estate and operating 1,769 1,769 Total Community Banking 19,801 16,144 Total loans and leases $ 37,960 $ 34,856 The recognized interest income on the Company's nonaccrual loans and leases for the three and nine months ended June 30, 2021 was not significant. The following table provides the average recorded investment in impaired loans and leases: Three Months Ended June 30, 2020 Nine Months Ended June 30, 2020 (Dollars in Thousands) Average Recorded Investment Recognized Interest Income Average Recorded Investment Recognized Interest Income National Lending Term lending $ 28,848 $ 121 $ 24,946 $ 240 Asset based lending 935 — 571 — Factoring 4,715 — 4,387 — Lease financing 2,946 2 2,929 14 SBA/USDA 3,162 — 3,530 — Commercial finance 40,606 123 36,363 254 Other consumer finance 1,999 37 1,775 111 Consumer finance 1,999 37 1,775 111 Total National Lending 42,605 160 38,138 365 Community Banking Commercial real estate and operating 405 1 511 27 Consumer one-to-four family real estate and other 131 — 101 9 Agricultural real estate and operating 2,437 10 2,677 (134) Total Community Banking 2,973 11 3,289 (98) Total loans and leases $ 45,578 $ 171 $ 41,427 $ 267 The Company’s troubled debt restructurings ("TDRs") typically involve forgiving a portion of interest or principal on existing loans, making loans at a rate materially less than current market rates, or extending the term of the loan. There were $3.9 million of national lending loans that were modified in a TDR during the three months ended June 30, 2021, all of which were modified to extend the term of the loan, and no community banking loans. There were $1.4 million of national lending loans and leases that were modified in a TDR during the three months ended June 30, 2020 and no community banking loans. During the nine months ended June 30, 2021, there were $6.0 million of national lending loans that were modified in a TDR, all of which were modified to extend the term of the loan, and no community bank loans. There were $5.5 million of national lending loans and leases and $0.6 million of community banking loans that were modified in a TDR during the nine months ended June 30, 2020. During the nine months ended June 30, 2021, the Company had $0.6 million of national lending loans and no community banking loans that were modified in a TDR within the previous 12 months and for which there was a payment default. During the nine months ended June 30, 2020, the Company had $3.3 million of community banking loans and $1.3 million national lending loans that were modified in a TDR within the previous 12 months and for which there was a payment default. TDR net charge-offs and the impact of TDRs on the Company's allowance for credit losses were insignificant during the quarters ended June 30, 2021 and June 30, 2020.

EARNINGS PER COMMON SHARE ("EPS

EARNINGS PER COMMON SHARE ("EPS")	9 Months Ended
	Jun. 30, 2021
Earnings Per Share [Abstract]
EARNINGS PER COMMON SHARE ("EPS")	EARNINGS PER COMMON SHARE ("EPS")The Company has granted restricted share awards with dividend rights that are considered to be participating securities. Accordingly, a portion of the Company’s earnings is allocated to those participating securities in the earnings per share calculation under the two-class method. Basic earnings per common share is computed using the two-class method by dividing income available to common stockholders after the allocation of dividends and undistributed earnings to the participating securities by the weighted average number of common shares outstanding for the period. Diluted earnings per common share is calculated using the more dilutive of the treasury stock method or the two-class method. Diluted earnings per common share reflects the potential dilution that could occur if securities or other contracts to issue common stock were exercised, and is computed after giving consideration to the weighted average dilutive effect of the Company’s stock options, performance share units, and nonvested restricted stock, where applicable. Diluted EPS under the two-class method also considers the allocation of earnings to the participating securities. Antidilutive securities are disregarded in earnings per share calculations. Diluted EPS shown below reflects the two-class method, as diluted EPS under the two-class method was more dilutive than under the treasury stock method. A reconciliation of net income and common stock share amounts used in the computation of basic and diluted earnings per share is presented below. Three Months Ended June 30, Nine Months Ended June 30, (Dollars in Thousands, Except Share and Per Share Data) 2021 2020 2021 2020 Basic income per common share: Net income attributable to Meta Financial Group, Inc. $ 38,701 $ 18,190 $ 125,805 $ 91,562 Dividends and undistributed earnings allocated to participating securities (729) (432) (2,411) (2,097) Basic net earnings available to common stockholders 37,972 17,758 123,394 89,465 Undistributed earnings allocated to nonvested restricted stockholders 699 391 2,318 1,974 Reallocation of undistributed earnings to nonvested restricted stockholders (699) (391) (2,316) (1,973) Diluted net earnings available to common stockholders $ 37,972 $ 17,758 $ 123,396 $ 89,466 Total weighted-average basic common shares outstanding 31,320,893 33,794,154 31,880,653 35,180,068 Effect of dilutive securities (1) Stock options — 21,497 — 21,634 Performance share units 18,054 — 19,944 — Total effect of dilutive securities 18,054 21,497 19,944 21,634 Total weighted-average diluted common shares outstanding 31,338,947 33,815,651 31,900,597 35,201,702 Net earnings per common share: Basic earnings per common share $ 1.21 $ 0.53 $ 3.87 $ 2.54 Diluted earnings per common share (2) $ 1.21 $ 0.53 $ 3.87 $ 2.54 (1) Represents the effect of the assumed exercise of stock options and vesting of performance share units and restricted stock, as applicable, utilizing the treasury stock method.

RENTAL EQUIPMENT, NET

RENTAL EQUIPMENT, NET	9 Months Ended
	Jun. 30, 2021
Property, Plant and Equipment [Abstract]
RENTAL EQUIPMENT, NET	RENTAL EQUIPMENT, NET Rental equipment consists of the following: (Dollars in Thousands) June 30, 2021 September 30, 2020 Computers and IT networking equipment $ 16,878 $ 15,926 Motor vehicles and other 81,881 52,913 Office furniture and equipment 52,276 74,197 Solar panels and equipment 122,483 118,808 Total 273,518 261,844 Accumulated depreciation (63,766) (57,601) Unamortized initial direct costs 1,616 1,721 Net book value $ 211,368 $ 205,964 Undiscounted future minimum lease payments expected to be received for operating leases were as follows: (Dollars in Thousands) June 30, 2021 Remaining in 2021 $ 9,517 2022 31,311 2023 27,132 2024 19,511 2025 13,704 Thereafter 20,303 Total undiscounted future minimum lease payments receivable for operating leases $ 121,478

FORECLOSURED REAL ESTATE AND RE

FORECLOSURED REAL ESTATE AND REPOSSESSED ASSETS	9 Months Ended
	Jun. 30, 2021
Real Estate [Abstract]
FORECLOSURED REAL ESTATE AND REPOSSESSED ASSETS	FORECLOSED REAL ESTATE AND REPOSSESSED ASSETS The following table provides an analysis of changes in foreclosed real estate and repossessed assets: Nine Months Ended June 30, (Dollars in Thousands) 2021 2020 Balance, beginning of period $ 9,957 $ 29,494 Additions 9 5,983 Reductions: Write-downs 481 568 Sales 8,285 23,086 (Gain) loss on sale (4) 5,039 Total reductions 8,762 28,693 Balance, ending of period $ 1,204 $ 6,784 At June 30, 2021 and September 30, 2020, the Company had established a valuation allowance of $1.0 million and $0.5 million for repossessed assets, respectively. As of June 30, 2021 and September 30, 2020, the Company had no loans or leases in the process of foreclosure. During the fiscal year ended September 30, 2020, the Company sold $28.1 million of other real estate owned ("OREO"), which consisted of assets related to a Community Bank agriculture real estate customer. The sale consisted of 30-plus parcels of land and the Company recognized a $5.0 million loss that was included in the "Gain (loss) on sale of other" line on the Condensed Consolidated Statements of Operations. The Company also recognized $1.1 million in deferred rental income and $0.2 million in OREO expenses related to these foreclosed properties.

GOODWILL AND INTANGIBLE ASSETS

GOODWILL AND INTANGIBLE ASSETS	9 Months Ended
	Jun. 30, 2021
Goodwill and Intangible Assets Disclosure [Abstract]
GOODWILL AND INTANGIBLE ASSETS	GOODWILL AND INTANGIBLE ASSETS The Company held a total of $309.5 million of goodwill at June 30, 2021. The recorded goodwill is a result of multiple business combinations that have been consummated since fiscal year 2015, with the most recent being the merger with Crestmark pursuant to the Crestmark Acquisition that closed on August 1, 2018. Goodwill is assessed for impairment at least annually or more often if conditions indicate a possible impairment. The assessment is done at a reporting unit level, which is one level below the operating segments. There have been no changes to the carrying amount of goodwill during the nine months ended June 30, 2021. The changes in the carrying amount of the Company’s intangible assets for the nine months ended June 30, 2021 and 2020 were as follows: (Dollars in Thousands) Trademark (1) Non-Compete (2) Customer Relationships (3) All Others (4) Total Balance as of September 30, 2020 $ 10,901 $ 422 $ 24,333 $ 6,036 $ 41,692 Acquisitions during the period — — — 14 14 Amortization during the period (816) (286) (5,202) (480) (6,784) Write-offs during the period — — — (24) (24) Balance as of June 30, 2021 $ 10,085 $ 136 $ 19,131 $ 5,546 $ 34,898 Gross carrying amount $ 14,624 $ 2,481 $ 82,088 $ 10,131 $ 109,324 Accumulated amortization (4,539) (2,345) (52,709) (4,367) (63,960) Accumulated impairment — — (10,248) (218) (10,466) Balance as of June 30, 2021 $ 10,085 $ 136 $ 19,131 $ 5,546 $ 34,898 (1) Book amortization period of 5-15 years. Amortized using the straight line and accelerated methods. (2) Book amortization period of 3-5 years. Amortized using the straight line method. (3) Book amortization period of 10-30 years. Amortized using the accelerated method. (4) Book amortization period of 3-20 years. Amortized using the straight line method. (Dollars in Thousands) Trademark (1) Non-Compete (2) Customer Relationships (3) All Others (4) Total Balance as of September 30, 2019 $ 11,959 $ 827 $ 33,207 $ 6,817 $ 52,810 Acquisitions during the period — — — 35 35 Amortization during the period (793) (310) (7,112) (499) (8,714) Write-offs during the period — — — (157) (157) Balance as of June 30, 2020 $ 11,166 $ 517 $ 26,095 $ 6,196 $ 43,974 Gross carrying amount $ 14,624 $ 2,480 $ 82,088 $ 10,112 $ 109,304 Accumulated amortization (3,458) (1,963) (45,745) (3,726) (54,892) Accumulated impairment — — (10,248) (190) (10,438) Balance as of June 30, 2020 $ 11,166 $ 517 $ 26,095 $ 6,196 $ 43,974 (1) Book amortization period of 5-15 years. Amortized using the straight line and accelerated methods. (2) Book amortization period of 3-5 years. Amortized using the straight line method. (3) Book amortization period of 10-30 years. Amortized using the accelerated method. (4) Book amortization period of 3-20 years. Amortized using the straight line method. The estimated amortization expense of intangible assets assumes no activities, such as acquisitions, which would result in additional amortizable intangible assets. Estimated amortization expense of intangible assets in the remaining three months of fiscal 2021 and subsequent fiscal years was as follows: (Dollars in Thousands) June 30, 2021 Remaining in 2021 $ 1,762 2022 6,419 2023 5,101 2024 4,383 2025 3,827 2026 3,253 Thereafter 10,153 Total anticipated intangible amortization $ 34,898 The Company tests intangible assets for impairment at least annually or more often if conditions indicate a possible impairment. There were no impairments to intangible assets during the nine months ended June 30, 2021 and 2020.

OPERATING LEASE RIGHT OF USE AS

OPERATING LEASE RIGHT OF USE ASSETS AND LIABILITIES	9 Months Ended
	Jun. 30, 2021
Leases [Abstract]
OPERATING LEASE RIGHT OF USE ASSETS AND LIABILITIES	OPERATING LEASE RIGHT-OF-USE ASSETS AND LIABILITIES Operating lease ROU assets, included in other assets, were $35.4 million at June 30, 2021. Operating lease liabilities, included in accrued expenses and other liabilities, were $37.6 million at June 30, 2021. Undiscounted future minimum operating lease payments and a reconciliation to the amount recorded as operating lease liabilities were as follows: (Dollars in Thousands) June 30, 2021 Remaining in 2021 $ 1,232 2022 4,687 2023 4,180 2024 4,152 2025 4,027 Thereafter 24,926 Total undiscounted future minimum lease payments 43,204 Discount (5,652) Total operating lease liabilities $ 37,552 The weighted-average discount rate and remaining lease term for operating leases were as follows: June 30, 2021 Weighted-average discount rate 2.31 % Weighted-average remaining lease term (years) 11.00 The components of total lease costs for operating leases were as follows: Three Months Ended June 30, Nine Months Ended June 30, (Dollars in Thousands) 2021 2020 2021 2020 Lease expense $ 1,191 $ 920 $ 3,136 $ 2,533 Short-term and variable lease cost 35 118 167 452 ROU asset impairment — — 224 — Sublease income (126) (188) (411) (552) Total lease cost for operating leases $ 1,100 $ 850 $ 3,116 $ 2,433

STOCKHOLDERS' EQUITY

STOCKHOLDERS' EQUITY	9 Months Ended
	Jun. 30, 2021
Equity [Abstract]
STOCKHOLDERS' EQUITY	STOCKHOLDERS' EQUITY Repurchase of Common Stock The Company's Board of Directors authorized the November 20, 2019 share repurchase program to repurchase up to 7,500,000 shares of the Company's outstanding common stock. This authorization is effective from November 21, 2019 through December 31, 2022. During the nine months ended June 30, 2021, and 2020, the Company repurchased 2,684,408 and 3,498,394 shares, respectively, as part of the share repurchase program. Under the repurchase program, repurchased shares were retired and designated as authorized but unissued shares. The Company accounts for repurchased shares using the par value method under which the repurchase price is charged to paid-in capital up to the amount of the original proceeds of those shares. When the repurchase price is greater than the original issue proceeds, the excess is charged to retained earnings. As of June 30, 2021, the remaining number of shares available for repurchase under this program was 1,550,173 shares of common stock.

STOCK COMPENSATION

STOCK COMPENSATION	9 Months Ended
	Jun. 30, 2021
Share-based Payment Arrangement [Abstract]
STOCK COMPENSATION	STOCK COMPENSATION The Company maintains the Meta Financial Group, Inc. 2002 Omnibus Incentive Plan, as amended and restated (the "2002 Omnibus Incentive Plan"), which, among other things, provides for the awarding of stock options, nonvested (restricted) shares, and performance share units ("PSUs") to certain officers and directors of the Company. Awards are granted by the Compensation Committee of the Board of Directors based on the performance of the award recipients or other relevant factors. Compensation expense for share-based awards is recorded over the vesting period at the fair value of the award at the time of the grant. The exercise price of options or fair value of nonvested (restricted) shares and performance share units granted under the Company’s incentive plan is equal to the fair market value of the underlying stock at the grant date, adjusted for dividends where applicable. The Company has elected, with the adoption of ASU 2016-09, to record forfeitures as they occur. The following tables show the activity of nonvested (restricted) shares and PSUs granted, vested, or forfeited under the 2002 Omnibus Incentive Plan for the nine months ended June 30, 2021. There were no options granted, exercised, or forfeited under this plan during the nine months ended June 30, 2021. (Dollars in Thousands, Except Per Share Data) Number of Shares Weighted Average Fair Value at Grant Nonvested shares outstanding, September 30, 2020 790,083 $ 30.03 Granted 189,187 30.78 Vested (277,429) 30.19 Forfeited or expired (103,798) 29.66 Nonvested shares outstanding, June 30, 2021 598,043 $ 30.26 (Dollars in Thousands, Except Per Share Data) Number of Units Weighted Average Fair Value at Grant Performance share units outstanding, September 30, 2020 — $ — Granted (1) 60,984 34.03 Vested — — Forfeited or expired — — Performance share units outstanding, June 30, 2021 60,984 $ 34.03 (1) The number of PSUs granted reflects the target number of PSUs able to be earned under a given award. At June 30, 2021, stock-based compensation expense not yet recognized in income totaled $7.2 million, which is expected to be recognized over a weighted average remaining period of 2.01 years.

INCOME TAXES

INCOME TAXES	9 Months Ended
	Jun. 30, 2021
Income Tax Disclosure [Abstract]
INCOME TAXES	INCOME TAXESThe Company recorded an income tax expense of $9.6 million for the nine months ended June 30, 2021, resulting in an effective tax rate of 6.92%, compared to an income tax expense of $3.9 million, or an effective tax rate of 3.91%, for the nine months ended June 30, 2020. The Company’s effective tax rate was lower than the U.S. statutory rate of 21% primarily because of the anticipated effect of investment tax credits during fiscal year 2021. The Company’s effective tax rate in the future will depend in part on actual investment tax credits earned as part of its financing of solar energy projects. The table below compares the income tax expense components for the periods presented. Nine Months Ended June 30, (Dollars in Thousands) 2021 2020 Provision at statutory rate $ 28,435 $ 20,041 Tax-exempt income (674) (936) State income taxes 6,120 4,475 Interim period effective rate adjustment (5,181) (8,850) Tax credit investments, net - federal (18,854) (9,863) Research tax credit (323) (1,709) IRC 162(m) nondeductible compensation 677 1,250 Other, net (600) (538) Income tax expense $ 9,600 $ 3,870 Effective tax rate 6.92 % 3.91 %

COMMITMENTS AND CONTINGENCIES

COMMITMENTS AND CONTINGENCIES	9 Months Ended
	Jun. 30, 2021
Commitments and Contingencies Disclosure [Abstract]
COMMITMENTS AND CONTINGENCIES	COMMITMENTS AND CONTINGENCIES In the normal course of business, the Bank makes various commitments to extend credit that are not reflected in the accompanying Condensed Consolidated Financial Statements as described below. At June 30, 2021 and September 30, 2020, unfunded loan commitments approximated $1.32 billion and $1.22 billion, respectively, excluding undisbursed portions of loans in process. Commitments, which are disbursed subject to certain limitations, extend over various periods of time. Generally, unused commitments are canceled upon expiration of the commitment term as outlined in each individual contract. The Company had no commitments to purchase securities at June 30, 2021 or September 30, 2020. The Company had no commitments to sell securities at June 30, 2021 or September 30, 2020. The exposure to credit loss in the event of non-performance by other parties to financial instruments for commitments to extend credit is represented by the contractual amount of those instruments. The same credit policies and collateral requirements are used in making commitments and conditional obligations as are used for on-balance-sheet instruments. Since certain commitments to make loans and to fund lines of credit expire without being used, the amount does not necessarily represent future cash commitments. In addition, commitments used to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Legal Proceedings The Bank was served, on October 14, 2016, with a lawsuit captioned Card Limited, LLC v. MetaBank dba Meta Payment Systems, Civil No. 2:16-cv-00980 in the United States District Court for the District of Utah. This action was initiated by a former prepaid program manager of the Bank, which was terminated by the Bank in fiscal year 2016. Card Limited alleges that, after all of the programs were wound down, there were two accounts with positive balances to which Card Limited is entitled. The Bank’s position is that Card Limited is not entitled to the funds contained in said accounts. The total amount to which Card Limited claims it is entitled is $4.0 million. The Court ruled in favor of MetaBank on cross motions for summary judgment and vacated the trial. Card Limited has appealed the decision, but thereafter agreed to settle this claim for a nominal amount. This payment has been made and the case has been dismissed. On February 9, 2018, the Bank’s AFS/IBEX division filed a lawsuit in the United States District Court for the Eastern District of New York captioned AFS/IBEX, a division of MetaBank v. Aegis Managing Agency Limited ("AMA"), Aegis Syndicate 1225 (together with AMA, the "Aegis defendants"), CRC Insurance Services, Inc. ("CRC"), and Transportation Underwriters, Inc. The suit was filed against commercial insurance underwriters and brokers that facilitated the issuance of commercial insurance policies to Red Hook Construction Group-II, LLC (“Red Hook”). The Bank’s position is that both CRC and Transportation Underwriters represented to the Bank that, upon cancellation of the insurance policies prior to their stated terms, any unearned premiums would be refunded. The Bank then provided insurance premium financing to Red Hook, and Red Hook executed a written premium finance agreement pursuant to which Red Hook assigned its rights to any unearned premiums to the Bank. After the policies were cancelled, the Aegis defendants failed to return the unearned insurance premiums totaling just over $1.6 million owed to the Bank under the insurance policies and the premium finance agreement. The Bank is seeking recovery of all amounts to which it is entitled at law or equity and intends to vigorously pursue its claims against the defendants. Following the trial court granting a Motion for Summary Judgment filed by the Bank, the parties have agreed to a formal settlement of this matter on terms acceptable to the Bank. From time to time, the Company or its subsidiaries are subject to certain legal proceedings and claims in the ordinary course of business. Accruals have been recorded when the outcome is probable and can be reasonably estimated. While management currently believes that the ultimate outcome of these proceedings will not have a material adverse effect on the Company’s financial position or its results of operations, legal proceedings are inherently uncertain and unfavorable resolution of some or all of these matters could, individually or in the aggregate, have a material adverse effect on the Company’s and its subsidiaries’ respective businesses, financial condition or results of operations.

REVENUE FROM CONTRACTS WITH CUS

REVENUE FROM CONTRACTS WITH CUSTOMERS	9 Months Ended
	Jun. 30, 2021
Revenue from Contract with Customer [Abstract]
REVENUE FROM CONTRACTS WITH CUSTOMERS	REVENUE FROM CONTRACTS WITH CUSTOMERS Topic 606 applies to all contracts with customers unless such revenue is specifically addressed under existing guidance. The table below presents the Company’s revenue by operating segment. For additional descriptions of the Company’s operating segments, including additional financial information and the underlying management accounting process, see Note 17. Segment Reporting to the Condensed Consolidated Financial Statements. (Dollars in Thousands) Consumer Commercial Corporate Services/Other Consolidated Company Three Months Ended June 30, 2021 2020 2021 2020 2021 2020 2021 2020 Net interest income (1) $ 23,254 $ 25,754 $ 44,728 $ 36,104 $ 493 $ 279 $ 68,475 $ 62,137 Noninterest income: Refund transfer product fees 12,073 4,595 — — — — 12,073 4,595 Tax advance product fees (1) 891 28 — — — — 891 28 Payment card and deposit fees 29,203 21,302 — — — — 29,203 21,302 Other bank and deposit fees — — 334 213 4 1 338 214 Rental income (1) 6 5 9,970 11,226 — — 9,976 11,231 Gain (loss) on sale of other (1) — — 5,982 1,214 (27) — 5,955 1,214 Other income (1) 1,056 324 1,702 1,267 1,259 873 4,017 2,464 Total noninterest income 43,229 26,254 17,988 13,920 1,236 874 62,453 41,048 Revenue $ 66,483 $ 52,008 $ 62,716 $ 50,024 $ 1,729 $ 1,153 $ 130,928 $ 103,185 (1) These revenues are not within the scope of Topic 606. Additional details are included in other footnotes to the accompanying financial statements. The scope of Topic 606 explicitly excludes net interest income as well as many other revenues for financial assets and liabilities, including loans, leases, and securities. (Dollars in Thousands) Consumer Commercial Corporate Services/Other Consolidated Company Nine Months Ended June 30, 2021 2020 2021 2020 2021 2020 2021 2020 Net interest income (1) $ 70,686 $ 58,473 $ 128,980 $ 112,866 $ 8,658 $ 23,186 $ 208,324 $ 194,525 Noninterest income: Refund transfer product fees 35,400 33,726 — — — — 35,400 33,726 Tax advance product fees (1) 47,413 31,840 — — — — 47,413 31,840 Payment card and deposit fees 81,641 65,957 — — — — 81,641 65,957 Other bank and deposit fees — — 694 759 15 324 709 1,083 Rental income (1) 16 14 29,691 33,354 — 1,314 29,707 34,682 Net gain realized on investment securities (1) — — — — 6 — 6 — Gain on divestitures (1) — — — — — 19,275 — 19,275 Gain (loss) on sale of other (1) — (19) 10,198 6,131 737 (5,143) 10,935 969 Other income (1) 2,135 2,709 6,511 4,178 6,904 4,625 15,550 11,512 Total noninterest income 166,605 134,227 47,094 44,422 7,662 20,395 221,361 199,044 Revenue $ 237,291 $ 192,700 $ 176,074 $ 157,288 $ 16,320 $ 43,581 $ 429,685 $ 393,569 (1) These revenues are not within the scope of Topic 606. Additional details are included in other footnotes to the accompanying financial statements. The scope of Topic 606 explicitly excludes net interest income as well as many other revenues for financial assets and liabilities, including loans, leases, and securities. Following is a discussion of key revenues within the scope of Topic 606. The Company provides services to customers that have related performance obligations that must be completed to recognize revenue. Revenues are generally recognized immediately upon the completion of the service or over time as services are performed. Any services performed over time generally require that the Company renders services each period; therefore, the Company measures progress in completing these services based upon the passage of time. Revenue from contracts with customers did not generate significant contract assets and liabilities. Refund Transfer Product Fees. Refund transfer fees are specific to the tax products offered by Refund Advantage and EPS. These fees are for products, services such as payment processing, and product referral commissions. Software partner fees paid and/or incurred are recorded on a net basis. The Company’s obligation for product fees and commissions is satisfied at the time of the product delivery and obligation for payment processing is satisfied at the time of processing. The transaction price for such activity is based upon stand-alone fees within the terms and conditions. At June 30, 2021 and September 30, 2020, there were no receivables related to refund transfer fees, which reflect earned revenue with unconditional rights to payment for product fee income. All refund transfer fees are recorded within the Consumer reporting segment. Card Fees. Card fees relate to MPS, Community Bank, Refund Advantage and EPS products. These fees are for products and services such as card activation, product support, processing, and servicing. The Company earns these fees based upon the underlying terms and conditions with each cardholder over the contract term. Agreements with the Company’s cardholders are considered daily service contracts as they are not fixed in duration. The Company’s obligation for card activation and product support fees is satisfied at the time of product delivery, while the obligation for processing and servicing is satisfied over the course of each month. The transaction price for such activity is based upon the stand-alone fees within the terms and conditions of the cardholder agreements. Card fee revenue also includes income from sponsorships, associations and networks, and interchange income. Sponsorship income relates to fees charged to the Company’s ATM sponsorship partners, where the obligation is satisfied over the course of each month. Association and network income reflect incentives, performance bonuses and rebates with MasterCard and Visa. The obligation for such income is satisfied at the time when certain thresholds of transaction volume have been met. Interchange income is generated by cardholder activity, and therefore the Company’s obligations are satisfied as activity occurs. The transaction price for such activity is based on underlying rates and activity thresholds within the terms and conditions of the applicable agreements. Card fee revenue also includes breakage revenue. Breakage represents the estimated amount that will not be redeemed by the holder of unregistered, unused prepaid cards for goods or services. Breakage revenue is recognized ratably over the expected customer usage period and is an estimate based on cardholder behavior and breakage rates. Breakage is also impacted by escheatment laws. Card fees are recorded within both the Consumer and Commercial reporting segments, the substantial majority of which is derived from the Company's payments divisions and reported in payments card and deposit fees. Card fees related to the Community Bank are reported within other bank and deposit fees. Bank and Deposit Fees. Fees are earned on depository accounts for consumer and commercial customers and include fees for account services, overdraft services, safety deposit box rentals, and event-driven services (i.e. returned checks, ATM surcharge, card replacement, wire transfers, and stop pays). The Company’s obligation for event-driven services is satisfied at the time of the event when the service is delivered, while its obligation for account services is satisfied over the course of each month. The Company’s obligation for overdraft services is satisfied at the time of overdraft. The transaction price for such activity is based upon stand-alone fees within the terms and conditions of the deposit agreements. Bank and deposit fees are recorded within both the Consumer and Commercial reporting segments, the majority of which are derived from the Company's payments divisions. Bank and deposit fees related to the Community Bank are reported within other bank and deposit fees. Principal vs Agent. The Consumer reporting segment includes principal/agent relationships. Within this segment, MPS relationships are recorded on a gross basis within the Condensed Consolidated Statements of Operations, as Meta is the principal in the contract, with the exception of association/network contracts and partner/processor contracts for prepaid cards, which are recorded on a net basis within the Condensed Consolidated Statements of Operations as Meta is the agent in these contracts. Also within this segment, Tax Service relationships are recorded on a gross basis within the Condensed Consolidated Statements of Operations, as Meta is the principal in the contract, with the exception of contracts with software providers and merchants, which are recorded on a net basis within the Condensed Consolidated Statements of Operations as Meta is the agent in these contracts.

SEGMENT REPORTING

SEGMENT REPORTING	9 Months Ended
	Jun. 30, 2021
Segment Reporting [Abstract]
SEGMENT REPORTING	SEGMENT REPORTING An operating segment is generally defined as a component of a business for which discrete financial information is available and whose results are reviewed by the chief operating decision-maker. Operating segments are aggregated into reportable segments if certain criteria are met. The Company reports its results of operations through the following three business segments: Consumer, Commercial, and Corporate Services/Other. The Meta Payment Systems and Tax Services divisions, as well as the Consumer Credit Products and ClearBalance business lines, are reported in the Consumer segment . The Crestmark and AFS divisions are reported in the Commercial segment. The Community Bank division, Warehouse Finance, and Student Loan lending portfolio are included in the Corporate Services/Other segment. The Corporate Services/Other segment also includes certain shared services as well as treasury related functions such as the investment portfolio, wholesale deposits and borrowings. The Company does not report indirect general and administrative expenses in the Consumer and Commercial segments. Beginning October 1, 2020, Warehouse Finance, formerly reported in the Consumer segment, is now included in the Corporate Services/Other segment. Prior periods have been reclassified to conform to the current presentation. The Company adopted ASU 2018-02 as of October 1, 2020. The amendments in this ASU allow for a reclassification from AOCI to Retained Earnings for stranded tax effects from the Tax Cuts and Jobs Act of 2017 ("TCJA"). For the Company, these amendments are limited to any unrealized gains and losses held in Other Comprehensive Income for debt securities AFS held at the time of the TCJA enactment. The Company determined there were no stranded tax effects from the TCJA enactment and has not made any reclassification from AOCI to Retained Earnings upon adoption of this ASU. The following tables present segment data for the Company: Three Months Ended June 30, 2021 (Dollars in Thousands) Consumer Commercial Corporate Total Net interest income $ 23,254 $ 44,728 $ 493 $ 68,475 Provision (recovery) for credit losses 4,507 870 (765) 4,612 Noninterest income 43,229 17,988 1,236 62,453 Noninterest expense 20,561 28,604 32,358 81,523 Income (loss) before income tax expense 41,415 33,242 (29,864) 44,793 Total assets 337,438 3,086,556 3,627,818 7,051,812 Total goodwill 87,145 222,360 — 309,505 Total deposits 5,715,197 8,941 164,733 5,888,871 Three Months Ended June 30, 2020 (Dollars in Thousands) Consumer Commercial Corporate Total Net interest income $ 25,754 $ 36,104 $ 279 $ 62,137 Provision (recovery) for loan and lease losses (210) 7,946 7,357 15,093 Noninterest income 26,254 13,920 874 41,048 Noninterest expense 15,282 26,729 29,230 71,241 Income (loss) before income tax expense 36,936 15,349 (35,434) 16,851 Total assets 372,549 2,690,719 5,715,758 8,779,026 Total goodwill 87,145 222,360 — 309,505 Total deposits 6,767,516 9,243 813,566 7,590,325 Nine Months Ended June 30, 2021 (Dollars in Thousands) Consumer Commercial Corporate Total Net interest income $ 70,686 $ 128,980 $ 8,658 $ 208,324 Provision (recovery) for credit losses 34,893 9,540 (3,442) 40,991 Noninterest income 166,605 47,094 7,662 221,361 Noninterest expense 68,912 83,601 97,555 250,068 Income (loss) before income tax expense 133,486 82,933 (77,793) 138,626 Total assets 337,438 3,086,556 3,627,818 7,051,812 Total goodwill 87,145 222,360 — 309,505 Total deposits 5,715,197 8,941 164,733 5,888,871 Nine Months Ended June 30, 2020 (Dollars in Thousands) Consumer Commercial Corporate Total Net interest income $ 58,473 $ 112,866 $ 23,186 $ 194,525 Provision for loan and lease losses 20,334 23,641 11,821 55,796 Noninterest income 134,227 44,422 20,395 199,044 Noninterest expense 62,473 80,815 95,480 238,768 Income (loss) before income tax expense 109,893 52,832 (63,720) 99,005 Total assets 372,549 2,690,719 5,715,758 8,779,026 Total goodwill 87,145 222,360 — 309,505 Total deposits 6,767,516 9,243 813,566 7,590,325

FAIR VALUE OF FINANCIAL INSTRUM

FAIR VALUE OF FINANCIAL INSTRUMENTS	9 Months Ended
	Jun. 30, 2021
Fair Value Disclosures [Abstract]
FAIR VALUE OF FINANCIAL INSTRUMENTS	FAIR VALUES OF FINANCIAL INSTRUMENTS ASC 820, Fair Value Measurements defines fair value, establishes a framework for measuring the fair value of assets and liabilities using a hierarchy system and requires disclosures about fair value measurement. It clarifies that fair value is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants in the market in which the reporting entity transacts. The fair value hierarchy is as follows: Level 1 Inputs - Valuation is based upon quoted prices for identical instruments traded in active markets that the Company has the ability to access at measurement date. Level 2 Inputs - Valuation is based upon quoted prices for similar instruments in active markets, quoted prices for identical or similar instruments in markets that are not active and model-based valuation techniques for which significant assumptions are observable in the market. Level 3 Inputs - Valuation is generated from model-based techniques that use significant assumptions not observable in the market and are used only to the extent that observable inputs are not available. These unobservable assumptions reflect the Company’s own estimates of assumptions that market participants would use in pricing the asset or liability. Debt Securities Available for Sale and Held to Maturity . Debt securities available for sale are recorded at fair value on a recurring basis and debt securities held to maturity are carried at amortized cost. The fair value of debt securities available for sale, categorized primarily as Level 2, is recorded using prices obtained from independent asset pricing services that are based on observable transactions, but not quoted markets. Management reviews the prices obtained from independent asset pricing servicing for unusual fluctuations and comparison to current market trading activity. Equity Securities. Marketable equity securities and certain non-marketable equity securities are recorded at fair value on a recurring basis. The fair values of marketable equity securities are determined by obtaining quoted prices on nationally recognized securities exchanges (Level 1 inputs). The following tables summarize the fair values of debt securities available for sale and equity securities as they are measured at fair value on a recurring basis: Fair Value At June 30, 2021 (Dollars in Thousands) Total Level 1 Level 2 Level 3 Debt securities AFS SBA securities $ 169,185 $ — $ 169,185 $ — Obligations of states and political subdivisions 2,766 — 2,766 — Non-bank qualified obligations of states and political subdivisions 274,350 — 274,350 — Asset-backed securities 407,722 — 407,722 — Mortgage-backed securities 1,063,582 — 1,063,582 — Total debt securities AFS $ 1,917,605 $ — $ 1,917,605 $ — Common equities and mutual funds (1) $ 3,324 $ 3,324 $ — $ — Non-marketable equity securities (2) $ 4,724 $ — $ — $ — (1) Equity securities at fair value are included within other assets on the Condensed Consolidated Statements of Financial Condition at June 30, 2021 and September 30, 2020. (2) Consists of certain non-marketable equity securities that are measured at fair value using net asset value ("NAV") per share (or its equivalent) as a practical expedient and are excluded from the fair value hierarchy. Fair Value At September 30, 2020 (Dollars in Thousands) Total Level 1 Level 2 Level 3 Debt securities AFS SBA securities $ 164,955 $ — $ 164,955 $ — Obligations of states and political subdivisions 841 — 841 — Non-bank qualified obligations of states and political subdivisions 323,774 — 323,774 — Asset-backed securities 324,925 — 324,925 — Mortgage-backed securities 453,607 — 453,607 — Total debt securities AFS $ 1,268,102 $ — $ 1,268,102 $ — Common equities and mutual funds (1) $ 2,969 $ 2,969 $ — $ — Non-marketable equity securities (2) $ 2,784 $ — $ — $ — (1) Equity securities at fair value are included within other assets on the Condensed Consolidated Statements of Financial Condition at June 30, 2021 and September 30, 2020. (2) Consists of certain non-marketable equity securities that are measured at fair value using NAV per share (or its equivalent) as a practical expedient and are excluded from the fair value hierarchy. Foreclosed Real Estate and Repossessed Assets. Real estate properties and repossessed assets are initially recorded at the fair value less selling costs at the date of foreclosure, establishing a new cost basis. The carrying amount represents the lower of the new cost basis or the fair value less selling costs of foreclosed assets that were measured at fair value subsequent to their initial classification as foreclosed assets. Loans and Leases. The Company does not record loans and leases at fair value on a recurring basis. However, if a loan or lease is individually evaluated for risk of credit loss and repayment is expected to be solely provided by the values of the underlying collateral, the Company measures fair value on a nonrecurring basis. Fair value is determined by the fair value of the underlying collateral less estimated costs to sell. The fair value of the collateral is determined based on internal estimates and/or assessments provided by third-party appraisers and the valuation relies on discount rates ranging from 4% to 90%. The following table summarizes the assets of the Company that are measured at fair value in the Condensed Consolidated Statements of Financial Condition on a non-recurring basis: Fair Value At June 30, 2021 (Dollars in Thousands) Total Level 1 Level 2 Level 3 Impaired loans and leases, net Commercial finance $ 4,312 $ — $ — $ 4,312 Total National Lending 4,312 — — 4,312 Commercial real estate and operating 9,029 — — 9,029 Total Community Banking 9,029 — — 9,029 Total impaired loans and leases, net 13,341 — — 13,341 Foreclosed assets, net 1,204 — — 1,204 Total $ 14,545 $ — $ — $ 14,545 Fair Value At September 30, 2020 (Dollars in Thousands) Total Level 1 Level 2 Level 3 Impaired loans and leases, net Commercial finance $ 9,240 $ — $ — $ 9,240 Total National Lending 9,240 — — 9,240 Commercial real estate and operating 20 — — 20 Total Community Banking 20 — — 20 Total impaired loans and leases, net 9,260 — — 9,260 Foreclosed assets, net 9,957 — — 9,957 Total $ 19,217 $ — $ — $ 19,217 Quantitative Information About Level 3 Fair Value Measurements (Dollars in Thousands) Fair Value at June 30, 2021 Fair Value at September 30, 2020 Valuation Unobservable Input Range of Inputs Impaired loans and leases, net $ 13,341 9,260 Market approach Appraised values (1) 4% - 90% Foreclosed assets, net $ 1,204 9,957 Market approach Appraised values (1) 4% - 30% (1) The Company generally relies on external appraisers to develop this information. Management reduced the appraised value by estimating selling costs and other inputs in a range of 4% to 90%. Management discloses the estimated fair value of financial instruments, including assets and liabilities on and off the Condensed Consolidated Statements of Financial Condition, for which it is practicable to estimate fair value. These fair value estimates were made at June 30, 2021 and September 30, 2020 based on relevant market information and information about financial instruments. Fair value estimates are intended to represent the price at which an asset could be sold or a liability could be settled. However, since there is no active market for certain financial instruments of the Company, the estimates of fair value are subjective in nature, involve uncertainties, and include matters of significant judgment. Changes in assumptions as well as tax considerations could significantly affect the estimated values. Accordingly, the aggregate fair value estimates are not intended to represent the underlying value of the Company, on either a going concern or a liquidation basis. The following tables present the carrying amount and estimated fair value of the financial instruments held by the Company: June 30, 2021 (Dollars in Thousands) Carrying Estimated Level 1 Level 2 Level 3 Financial assets Cash and cash equivalents $ 720,243 $ 720,243 $ 720,243 $ — $ — Debt securities available for sale 1,917,605 1,917,605 — 1,917,605 — Debt securities held to maturity 64,247 65,421 — 65,421 — Common equities and mutual funds (1) 3,324 3,324 3,324 — — Non-marketable equity securities (1)(2) 19,474 19,474 — 14,750 — Loans held for sale 87,905 87,905 — 87,905 — Loans and leases receivable 3,495,239 3,498,673 — — 3,498,673 Federal Reserve Bank and Federal Home Loan Bank stocks 28,433 28,433 — 28,433 — Accrued interest receivable 16,230 16,230 16,230 — — Financial liabilities Deposits 5,888,871 5,888,971 5,851,452 37,519 — Other short- and long-term borrowings 93,634 94,979 — 94,979 — Accrued interest payable 1,853 1,853 1,853 — — (1) Equity securities at fair value are included within other assets on the Condensed Consolidated Statements of Financial Condition at June 30, 2021. (2) Includes certain non-marketable equity securities that are measured at fair value using NAV per share (or its equivalent) as a practical expedient and are excluded from the fair value hierarchy. September 30, 2020 (Dollars in Thousands) Carrying Estimated Level 1 Level 2 Level 3 Financial assets Cash and cash equivalents $ 427,367 $ 427,367 $ 427,367 $ — $ — Debt securities available for sale 1,268,102 1,268,102 — 1,268,102 — Debt securities held to maturity 92,610 93,745 — 93,745 — Common equities and mutual funds( 1) 2,969 2,969 2,969 — — Non-marketable equity securities (1)(2) 14,784 14,784 — 12,000 — Loans held for sale 183,577 183,577 — 183,577 — Loans and leases receivable 3,314,140 3,307,037 — — 3,307,037 Federal Reserve Bank and Federal Home Loan Bank stocks 27,138 27,138 — 27,138 — Accrued interest receivable 16,628 16,628 16,628 — — Financial liabilities Deposits 4,979,200 4,980,073 4,705,028 275,045 — Other short- and long-term borrowings 98,224 100,185 — 100,185 — Accrued interest payable 1,923 1,923 1,923 — — (1) Equity securities at fair value are included within other assets on the Condensed Consolidated Statements of Financial Condition at September 30, 2020. (2) Includes certain non-marketable equity securities that are measured at fair value using NAV per share (or its equivalent) as a practical expedient and are excluded from the fair value hierarchy.

SUBSEQUENT EVENTS

SUBSEQUENT EVENTS	9 Months Ended
	Jun. 30, 2021
Subsequent Events [Abstract]
SUBSEQUENT EVENTS	SUBSEQUENT EVENTSManagement has evaluated subsequent events that occurred after June 30, 2021. During this period, up to the filing date of this Quarterly Report on Form 10-Q, management did not identify any material subsequent events that would require recognition or disclosure in our Condensed Consolidated Financial Statements as of or for the quarter ended June 30, 2021.

SUMMARY OF SIGNIFICANT ACCOUN_2

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES AND RECENTLY ADOPTED ACCOUNTING STANDARDS UPDATES ("ASU") (Policies)	9 Months Ended
	Jun. 30, 2021
Accounting Policies [Abstract]
Adopted ASUs	Adopted ASUs Effective October 1, 2020, the Company adopted ASU 2016-13, Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments, and subsequent related ASUs (collectively “Topic 326”), which changes the impairment model for most financial assets, including trade and other receivables, debt securities held-to-maturity, loans, net investments in leases, purchased financial assets with credit deterioration, and off-balance sheet credit exposures. ASU 2016-13 requires the use of a current expected credit loss (“CECL”) methodology to determine the allowance for credit losses for loans and debt securities held-to-maturity. CECL requires loss estimates for the remaining estimated life of the assets to be measured using historical loss data, adjustments for current conditions, and adjustments for reasonable and supportable forecasts of future economic conditions. The Company adopted CECL using the modified retrospective approach with a cumulative effect adjustment to Retained Earnings recorded on October 1, 2020. Our adoption resulted in an ACL as of October 1, 2020 that is larger than the allowance for loan and lease losses (“ALLL”) that would have been recorded under legacy guidance on the same date by $12.8 million in total for all portfolios. A portion of this increase is a result of new requirements to record ACL on acquired loans and leases, regardless of any credit mark recorded. Under legacy guidance, credit marks were included in the determination of fair value adjustments reflected as a discount to the carrying value of the loans and leases and an ALLL was not recorded on acquired loans and leases until evidence of credit deterioration existed post acquisition. The remaining credit and interest mark will continue to accrete over the life of the loan or lease but will no longer be considered when estimating the ACL for acquired loans and leases under CECL. The adoption of CECL also resulted in an increase in the liability of unfunded commitments of $0.8 million. For other assets in scope of the standard such as held-to-maturity debt securities and trade and other receivables, the impact from this ASU was inconsequential. The cumulative tax effected adjustment to record ACL and to increase the unfunded commitments liability resulted in a reduction to retained earnings of $8.4 million along with $2.5 million attributable to noncontrolling interests. Post adoption, as loans and leases are added to the portfolio, the Company expects higher levels of ACL determined by CECL assumptions, resulting in accelerated recognition of provision for credit losses, as compared to historical results. In response to the COVID-19 pandemic, regulatory agencies have published a final rule that provides the option to delay the cumulative effect of the day 1 impact to CECL adoption on regulatory capital for two years, followed by a three-year phase in period. Management has elected this five-year transition period consistent with the final rule. Additional and modified disclosure requirements under CECL are included in Note 5. Securities and Note 6. Loans and Leases, Net. The Company also adopted the following ASUs on October 1, 2020, none of which had a material impact on the Company’s Condensed Consolidated Financial Statements: – ASU 2018-13, Fair Value Measurement (Topic 820): Disclosure Framework – Changes to the Disclosure Requirements for Fair Value Measurement. – ASU 2018-15, Intangibles – Goodwill and Other – Internal-Use Software (Subtopic 350-40): Customer's Accounting for Implementation Costs Incurred in a Cloud Computing Arrangement That is a Service Contract. – ASU 2018-17, Consolidation (Topic 810) – Targeted Improvements to Related Party Guidance for Variable Interest Entities. ASUs to be Adopted ASU 2019-12, Income Taxes (Topic 740): Simplifying the Accounting for Income Taxes. The amendments in this ASU are intended to simplify the accounting for income taxes by removing certain exceptions to the general rules found in Topic 740, Income Taxes . The majority of the amendments are to be applied on a prospective basis. This ASU is effective for fiscal years beginning after December 15, 2020. The Company is currently evaluating the impact of this guidance on the consolidated financial statements. ASU 2020-01 , Investments-Equity Securities (Topic 321), Investments-Equity Method and Joint Ventures (Topic 323), and Derivatives and Hedging (Topic 815): Clarifying Interactions between Topics 321, 323 and 815. This ASU clarifies the interactions between Topic 321, Topic 323 and Topic 815, including accounting for the transition into and out of the equity method and measuring certain purchased options and forward contracts to acquire investments. The amendments in this ASU are effective for fiscal years beginning after December 15, 2020. Management is currently evaluating the impact of this guidance on the consolidated financial statements. ASU 2020-04, Reference Rate Reform (Topic 848) – Facilitation of the Effects of Reference Rate Reform on Financial Reporting. The amendments in this ASU provide optional expedients and exceptions to applying GAAP to contracts, hedging relationships and other transactions impacted by reference rate reform if certain criteria are met. The amendments include a one-time sale or transfer election of held-to-maturity debt securities impacted by reference rate reform. The amendments in this ASU are effective upon issuance through December 31, 2022. The Company is currently evaluating the impact of this guidance on the consolidated financial statements. ASU 2020-08 , Codification Improvements to Subtopic 310-20, Receivables – Nonrefundable Fees and Other Costs. This ASU clarifies that an entity should amortize any premium, if applicable, to the next call date, which is the first date when a call option at a specified price becomes exercisable. The amendments in this ASU are effective for fiscal years beginning after December 15, 2020. Management is currently evaluating the impact of this guidance on the consolidated financial statements. ASU 2020-10, Codification Improvements. This ASU provides clarification, corrects unintended application of guidance, and makes minor improvements to various Topics that are not expected to have a significant impact on the Company’s current accounting policies and practices. Amendments within this ASU are effective for fiscal years beginning after December 15, 2020.

SIGNIFICANT EVENTS (Tables)

SIGNIFICANT EVENTS (Tables)	9 Months Ended
	Jun. 30, 2021
Commitments and Contingencies Disclosure [Abstract]
Schedule of Active COVID Related Modifications	The table below presents the outstanding balances of active COVID-19 related modifications. As of the Period Ended (Dollars in Thousands) June 30, 2021 March 31, 2021 December 31, 2020 National Lending Term lending $ 2,955 $ 5,460 $ 18,321 Asset based lending — — 1,124 Lease financing 275 379 1,637 Commercial finance 3,230 5,839 21,082 Consumer credit products 19 301 1,210 Other consumer finance 1,609 1,627 2,682 Consumer finance 1,628 1,928 3,892 Total National Lending 4,858 7,767 24,974 Community Banking Commercial real estate and operating 36,632 58,707 60,319 Total Community Banking 36,632 58,707 60,319 Total loans and leases 41,490 66,474 85,293 Total COVID-19 related modifications $ 41,490 $ 66,474 $ 85,293

SECURITIES (Tables)

SECURITIES (Tables)	9 Months Ended
	Jun. 30, 2021
Investments, Debt and Equity Securities [Abstract]
Securities Available for Sale	The amortized cost, gross unrealized gains and losses and estimated fair values of available for sale ("AFS") and held to maturity ("HTM") debt securities are presented below. Securities Available For Sale (Dollars in Thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized (Losses) Fair At June 30, 2021 Debt securities AFS SBA securities $ 162,922 $ 6,263 $ — $ 169,185 Obligations of states and political subdivisions 2,758 8 — 2,766 Non-bank qualified obligations of states and political subdivisions 267,031 7,423 (104) 274,350 Asset-backed securities 405,857 2,760 (895) 407,722 Mortgage-backed securities 1,059,321 9,866 (5,605) 1,063,582 Total debt securities AFS $ 1,897,889 $ 26,320 $ (6,604) $ 1,917,605 At September 30, 2020 Debt securities AFS SBA securities $ 159,722 $ 5,391 $ (158) $ 164,955 Obligations of states and political subdivisions 825 16 — 841 Non-bank qualified obligations of states and political subdivisions 314,819 8,978 (23) 323,774 Asset-backed securities 329,139 2,015 (6,229) 324,925 Mortgage-backed securities 439,879 14,567 (839) 453,607 Total debt securities AFS $ 1,244,384 $ 30,967 $ (7,249) $ 1,268,102
Securities Held to Maturity	Securities Held To Maturity (Dollars in Thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized (Losses) Fair At June 30, 2021 Debt securities HTM Non-bank qualified obligations of states and political subdivisions $ 60,228 $ 1,104 $ (2) $ 61,330 Mortgage-backed securities 4,019 72 — 4,091 Total debt securities HTM $ 64,247 $ 1,176 $ (2) $ 65,421 At September 30, 2020 Debt securities HTM Non-bank qualified obligations of states and political subdivisions $ 87,183 $ 1,040 $ (29) $ 88,194 Mortgage-backed securities 5,427 124 — 5,551 Total debt securities HTM $ 92,610 $ 1,164 $ (29) $ 93,745
Schedule of Unrealized Loss on Investments, AFS	Gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous loss position, were as follows: LESS THAN 12 MONTHS OVER 12 MONTHS TOTAL (Dollars in Thousands) Fair Gross Unrealized (Losses) Fair Gross Unrealized (Losses) Fair Gross Unrealized (Losses) At June 30, 2021 Debt securities AFS Non-bank qualified obligations of states and political subdivisions 24,357 (104) — — 24,357 (104) Asset-backed securities 124,158 (234) 94,726 (661) 218,884 (895) Mortgage-backed securities 695,230 (4,207) 55,415 (1,398) 750,645 (5,605) Total debt securities AFS $ 843,745 $ (4,545) $ 150,141 $ (2,059) $ 993,886 $ (6,604) LESS THAN 12 MONTHS OVER 12 MONTHS TOTAL (Dollars in Thousands) Fair Gross Unrealized (Losses) Fair Gross Unrealized (Losses) Fair Gross Unrealized (Losses) At September 30, 2020 Debt securities AFS SBA securities $ 32,257 $ (102) $ 9,875 $ (56) $ 42,132 $ (158) Non-bank qualified obligations of states and political subdivisions 6,265 (6) 3,103 (17) 9,368 (23) Asset-backed securities 106,474 (1,089) 178,686 (5,140) 285,160 (6,229) Mortgage-backed securities 138,338 (839) — — 138,338 (839) Total debt securities AFS $ 283,334 $ (2,036) $ 191,664 $ (5,213) $ 474,998 $ (7,249)
Schedule of Unrealized Loss on Investments, HTM	LESS THAN 12 MONTHS OVER 12 MONTHS TOTAL (Dollars in Thousands) Fair Gross Unrealized (Losses) Fair Gross Unrealized (Losses) Fair Gross Unrealized (Losses) At June 30, 2021 Debt securities HTM Non-bank qualified obligations of states and political subdivisions 2,859 (2) — — 2,859 (2) Total debt securities HTM $ 2,859 $ (2) $ — $ — $ 2,859 $ (2) LESS THAN 12 MONTHS OVER 12 MONTHS TOTAL (Dollars in Thousands) Fair Gross Unrealized (Losses) Fair Gross Unrealized (Losses) Fair Gross Unrealized (Losses) At September 30, 2020 Debt securities HTM Non-bank qualified obligations of states and political subdivisions $ 7,397 $ (9) $ 3,637 $ (20) $ 11,034 $ (29) Total debt securities HTM $ 7,397 $ (9) $ 3,637 $ (20) $ 11,034 $ (29)
Amortized Cost and Fair Value of Debt Securities by Contractual Maturity	The amortized cost and fair value of debt securities by contractual maturity are shown below. Certain securities have call features that allow the issuer to call the security prior to maturity. Expected maturities may differ from contractual maturities in mortgage-backed securities ("MBS") because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. Therefore, MBS are not included in the maturity categories in the following maturity summary. The expected maturities of certain SBA securities may differ from contractual maturities because the borrowers may have the right to prepay the obligation. However, certain prepayment penalties may apply. At June 30, 2021 At September 30, 2020 (Dollars in Thousands) Amortized Cost Fair Amortized Cost Fair Securities AFS at Fair Value Due in one year or less $ 245 $ 245 $ 1,385 $ 1,398 Due after one year through five years 17,884 18,467 20,805 21,769 Due after five years through ten years 53,273 55,337 32,441 34,025 Due after ten years 767,166 779,974 749,874 757,303 838,568 854,023 804,505 814,495 Mortgage-backed securities 1,059,321 1,063,582 439,879 453,607 Total securities AFS, at fair value $ 1,897,889 $ 1,917,605 $ 1,244,384 $ 1,268,102 At June 30, 2021 At September 30, 2020 (Dollars in Thousands) Amortized Cost Fair Amortized Cost Fair Securities HTM at Fair Value Due after ten years $ 60,228 $ 61,330 $ 87,183 $ 88,194 60,228 61,330 87,183 88,194 Mortgage-backed securities 4,019 4,091 5,427 5,551 Total securities HTM, at cost $ 64,247 $ 65,421 $ 92,610 $ 93,745

LOANS AND LEASES, NET (Tables)

LOANS AND LEASES, NET (Tables)	9 Months Ended
	Jun. 30, 2021
Loans and Leases Receivable Disclosure [Abstract]
Schedule of Loans Receivable	Loans and leases consist of the following: (Dollars in Thousands) June 30, 2021 September 30, 2020 National Lending Term lending $ 920,279 $ 805,323 Asset based lending 263,237 182,419 Factoring 320,629 281,173 Lease financing 282,940 281,084 Insurance premium finance 417,652 337,940 SBA/USDA 263,709 318,387 Other commercial finance 118,081 101,658 Commercial finance 2,586,527 2,307,984 Consumer credit products 105,440 89,809 Other consumer finance 122,316 134,342 Consumer finance 227,756 224,151 Tax services 41,268 3,066 Warehouse finance 335,704 293,375 Total National Lending 3,191,255 2,828,576 Community Banking Commercial real estate and operating 294,810 457,371 Consumer one-to-four family real estate and other 1,349 16,486 Agricultural real estate and operating 7,825 11,707 Total Community Banking 303,984 485,564 Total loans and leases 3,495,239 3,314,140 Net deferred loan origination costs (fees) 1,431 8,625 Total gross loans and leases 3,496,670 3,322,765 Allowance for credit losses (91,208) (56,188) Total loans and leases, net $ 3,405,462 $ 3,266,577
Schedule of Loans Purchased and Sold by Portfolio Segment	Loans purchased and sold by portfolio segment, including participation interests, for the three and nine months ended were as follows: Three Months Ended June 30, Nine Months Ended June 30, (Dollars in Thousands) 2021 2020 2021 2020 Loans Purchased Loans held for investment: Total National Lending $ 46,153 $ — $ 142,389 $ 103,888 Total Community Banking 403 2,728 3,250 16,518 Total purchases $ 46,556 $ 2,728 $ 145,639 $ 120,406 Loans Sold Loans held for sale: Total National Lending $ 118,132 $ 8,524 $ 464,378 $ 168,814 Total Community Banking — — 232,979 271,681 Loans held for investment: Total Community Banking 1,816 — 13,822 3,099 Total sales $ 119,948 $ 8,524 $ 711,179 $ 443,594
Sales-type Lease, Lease Income	The net investment in direct financing and sales-type leases was comprised of the following: (Dollars in Thousands) June 30, 2021 September 30, 2020 Carrying amount $ 297,370 $ 299,487 Unguaranteed residual assets 14,770 17,203 Unamortized initial direct costs 520 2,078 Unearned income (29,200) (35,606) Total net investment in direct financing and sales-type leases $ 283,460 $ 283,162
Operating Lease, Lease Income	The components of total lease income were as follows: Three Months Ended June 30, Nine Months Ended June 30, (Dollars in Thousands) 2021 2020 2021 2020 Interest income - loans and leases Interest income on net investments in direct financing and sales-type leases $ 6,344 $ 4,496 $ 17,779 $ 12,958 Leasing and equipment finance noninterest income Lease income from operating lease payments 10,047 11,391 29,824 33,857 Profit (loss) recorded on commencement date on sales-type leases 85 103 215 590 Other (1) 901 554 2,657 3,135 Total leasing and equipment finance noninterest income 11,033 12,048 32,696 37,582 Total lease income $ 17,377 $ 16,544 $ 50,475 $ 50,540 (1) Other leasing and equipment finance noninterest income consists of gains (losses) on sales of leased equipment, fees and service charges on leases and gains (losses) on sales of leases.
Sales-type and Direct Financing Leases, Lease Receivable, Maturity	Undiscounted future minimum lease payments receivable for direct financing and sales-type leases and a reconciliation to the carrying amount recorded were as follows: (Dollars in Thousands) June 30, 2021 Remaining in 2021 $ 28,766 2022 108,161 2023 80,606 2024 48,993 2025 22,798 Thereafter 8,046 Equipment under leases not yet commenced — Total undiscounted future minimum lease payments receivable for direct financing and sales-type leases 297,370 Third-party residual value guarantees — Total carrying amount of direct financing and sales-type lease $ 297,370
Annual Activity in Allowance for Loan Losses, Allowance for Loan Losses and Recorded Investment in Loans	Activity in the allowance for credit losses and balances of loans and leases by portfolio segment was as follows: Three Months Ended June 30, 2021 (Dollars in Thousands) Beginning Balance Provision (Recovery) for Credit Losses (2) Charge-offs Recoveries Ending Balance Allowance for credit losses: National Lending Term lending $ 27,315 $ 1,199 $ (1,998) $ 515 $ 27,031 Asset based lending 1,749 21 — 212 1,982 Factoring 3,210 33 1 17 3,261 Lease financing 6,863 842 (916) 130 6,919 Insurance premium finance 1,326 (1,200) (120) 1,583 1,589 SBA/USDA 3,300 (171) — — 3,129 Other commercial finance 541 183 — — 724 Commercial finance 44,304 907 (3,033) 2,457 44,635 Consumer credit products 990 21 — — 1,011 Other consumer finance 10,093 (180) (2,327) 57 7,643 Consumer finance 11,083 (159) (2,327) 57 8,654 Tax services 29,146 4,685 (9,505) 17 24,343 Warehouse finance 332 — — — 332 Total National Lending 84,865 5,433 (14,865) 2,531 77,964 Community Banking Commercial real estate and operating 13,965 (767) — — 13,198 Consumer one-to-four family real estate and other 17 (13) — — 4 Agricultural real estate and operating 45 (3) — — 42 Total Community Banking 14,027 (783) — — 13,244 Total loans and leases 98,892 4,650 (14,865) 2,531 91,208 Unfunded commitments (1) 779 (38) — — 741 Total $ 99,671 $ 4,612 $ (14,865) $ 2,531 $ 91,949 (1) Reserve for unfunded commitments is recognized within other liabilities on the Condensed Consolidated Statements of Financial Condition. (2) As a result of the adoption of CECL, effective October 1, 2020, the provision for credit losses includes the provision for unfunded commitments that was previously included within other noninterest expense. Nine Months Ended June 30, 2021 (Dollars in Thousands) Beginning Balance Impact of CECL Adoption Provision (Recovery) for Credit Losses (2) Charge-offs Recoveries Ending Balance Allowance for credit losses: National Lending Term lending $ 15,211 $ 9,999 $ 8,621 $ (7,787) $ 987 $ 27,031 Asset based lending 1,406 164 1,399 (1,199) 212 1,982 Factoring 3,027 987 (1,928) — 1,175 3,261 Lease financing 7,023 (556) 2,375 (2,264) 341 6,919 Insurance premium finance 2,129 (965) (609) (925) 1,959 1,589 SBA/USDA 940 2,720 (532) — 1 3,129 Other commercial finance 182 364 178 — — 724 Commercial finance 29,918 12,713 9,504 (12,175) 4,675 44,635 Consumer credit products 845 — 166 — — 1,011 Other consumer finance 2,821 5,998 1,568 (2,964) 220 7,643 Consumer finance 3,666 5,998 1,734 (2,964) 220 8,654 Tax services 2 — 32,819 (9,505) 1,027 24,343 Warehouse finance 294 (1) 39 — — 332 Total National Lending 33,880 18,710 44,096 (24,644) 5,922 77,964 Community Banking Commercial real estate and operating 21,867 (5,616) (2,909) (144) — 13,198 Consumer one-to-four family real estate and other 298 (247) (47) — — 4 Agricultural real estate and operating 143 (74) (27) — — 42 Total Community Banking 22,308 (5,937) (2,983) (144) — 13,244 Total loans and leases 56,188 12,773 41,113 (24,788) 5,922 91,208 Unfunded commitments (1) 32 831 (122) — — 741 Total $ 56,220 $ 13,604 $ 40,991 $ (24,788) $ 5,922 $ 91,949 (1) Reserve for unfunded commitments is recognized within other liabilities on the Condensed Consolidated Statements of Financial Condition. (2) As a result of the adoption of CECL, effective October 1, 2020, the provision for credit losses includes the provision for unfunded commitments that was previously included within other noninterest expense. Three Months Ended June 30, 2020 (Dollars in Thousands) Beginning Balance Provision (Recovery) for Loan and Lease Losses Charge-offs Recoveries Ending Balance Allowance for loan and lease losses: National Lending Term lending $ 11,647 $ 5,672 $ (2,831) $ 25 $ 14,513 Asset based lending 2,826 (953) (42) — 1,831 Factoring 4,444 (1,997) (140) 362 2,669 Lease financing 2,683 4,293 (357) 91 6,710 Insurance premium finance 2,142 596 (736) 367 2,369 SBA/USDA 1,558 716 (1,134) — 1,140 Other commercial finance 552 (381) — — 171 Commercial finance 25,852 7,946 (5,240) 845 29,403 Consumer credit products 1,082 (111) — — 971 Other consumer finance 3,414 358 (567) 44 3,249 Consumer finance 4,496 247 (567) 44 4,220 Tax services 21,320 (100) (9,797) 14 11,437 Warehouse finance 334 (56) — — 278 Total National Lending 52,002 8,037 (15,604) 903 45,338 Community Banking Commercial real estate and operating 10,069 6,688 — — 16,757 Consumer one-to-four family real estate and other 2,350 586 — — 2,936 Agricultural real estate and operating 934 (218) — — 716 Total Community Banking 13,353 7,056 — — 20,409 Total $ 65,355 $ 15,093 $ (15,604) $ 903 $ 65,747 Nine Months Ended June 30, 2020 (Dollars in Thousands) Beginning balance Provision (recovery) for loan and lease losses Charge-offs Recoveries Ending balance Allowance for loan and lease losses: National Lending Term lending $ 5,533 $ 14,753 $ (6,003) $ 230 $ 14,513 Asset based lending 2,437 (611) (42) 47 1,831 Factoring 3,261 (509) (875) 792 2,669 Lease financing 1,275 5,841 (725) 319 6,710 Insurance premium finance 1,024 2,671 (1,809) 483 2,369 SBA/USDA 383 2,007 (1,250) — 1,140 Other commercial finance 683 (512) — — 171 Commercial finance 14,596 23,640 (10,704) 1,871 29,403 Consumer credit products 1,044 (73) — — 971 Other consumer finance 5,118 (474) (2,208) 813 3,249 Consumer finance 6,162 (547) (2,208) 813 4,220 Tax services — 20,407 (9,797) 827 11,437 Warehouse finance 263 15 — — 278 Total National Lending 21,021 43,515 (22,709) 3,511 45,338 Community Banking Commercial real estate and operating 6,208 10,549 — — 16,757 Consumer one-to-four family real estate and other 1,053 1,883 — — 2,936 Agricultural real estate and operating 867 (151) — — 716 Total Community Banking 8,128 12,281 — — 20,409 Total $ 29,149 $ 55,796 $ (22,709) $ 3,511 $ 65,747 The following table provide additional disclosures previously required by ASC Topic 310 related to the Company's September 30, 2020 balances. Allowance Loans and Leases (Dollars in Thousands) Ending Balance: Individually Evaluated for Impairment Ending Balance: Collectively Evaluated for Impairment Total Ending Balance: Individually Evaluated for Impairment Ending Balance: Collectively Evaluated for Impairment Total Recorded Investment National Lending Term lending $ 3,155 $ 12,056 $ 15,211 $ 26,085 $ 779,238 $ 805,323 Asset based lending 355 1,051 1,406 5,317 177,102 182,419 Factoring 274 2,753 3,027 5,071 276,102 281,173 Lease financing 1,194 5,829 7,023 4,697 276,387 281,084 Insurance premium finance — 2,129 2,129 — 337,940 337,940 SBA/USDA — 940 940 1,436 316,951 318,387 Other commercial finance — 182 182 — 101,658 101,658 Commercial finance 4,978 24,940 29,918 42,606 2,265,378 2,307,984 Consumer credit products — 845 845 — 89,809 89,809 Other consumer finance — 2,821 2,821 1,987 132,355 134,342 Consumer finance — 3,666 3,666 1,987 222,164 224,151 Tax services — 2 2 — 3,066 3,066 Warehouse finance — 294 294 — 293,375 293,375 Total National Lending 4,978 28,902 33,880 44,593 2,783,983 2,828,576 Community Banking Commercial real estate and operating 141 21,726 21,867 160 457,211 457,371 Consumer one-to-four family real estate and other — 298 298 104 16,382 16,486 Agricultural real estate and operating — 143 143 6,421 5,286 11,707 Total Community Banking 141 22,167 22,308 6,685 478,879 485,564 Total $ 5,119 $ 51,069 $ 56,188 $ 51,278 $ 3,262,862 $ 3,314,140
Impaired Loans and Leases	Information on impaired loans and leases, all of which are deemed to be collateral dependent and are evaluated individually for the ACL was as follows: (Dollars in Thousands) June 30, 2021 National Lending Term lending $ 25,994 Asset based lending — Factoring 1,232 Lease financing 2,946 SBA/USDA 600 Commercial finance 30,772 Consumer credit products 2,197 Consumer finance 2,197 Total National Lending 32,969 Community Banking Commercial real estate and operating 17,896 Consumer one-to-four family real estate and other 110 Agricultural real estate and operating 4,657 Total Community Banking 22,663 Total $ 55,632 Information on impaired loans and leases as of September 30, 2020 was as follows: (Dollars in Thousands) Recorded Unpaid Principal Specific Loans and leases without a specific valuation allowance National Lending Term lending $ 17,349 $ 18,823 $ — Asset based lending 3,914 3,914 — Factoring 3,892 4,967 — Lease financing 1,797 1,805 — SBA/USDA 1,436 2,263 — Commercial finance 28,388 31,772 — Other consumer finance 1,987 2,104 — Consumer finance 1,987 2,104 — Total National Lending 30,375 33,876 — Community Banking Consumer one-to-four family real estate and other 104 104 — Agricultural real estate and operating 6,421 6,421 — Total Community Banking 6,525 6,525 — Total $ 36,900 $ 40,401 $ — Loans and leases with a specific valuation allowance National Lending Term lending $ 8,736 $ 8,736 $ 3,155 Asset based lending 1,403 1,403 355 Factoring 1,179 1,191 274 Lease financing 2,900 2,900 1,194 Commercial finance 14,218 14,230 4,978 Total National Lending 14,218 14,230 4,978 Community Banking Commercial real estate and operating 160 160 141 Total Community Banking Loans 160 160 141 Total $ 14,378 $ 14,390 $ 5,119 The following table provides the average recorded investment in non-accrual loans and leases: Average Recorded Investment (Dollars in Thousands) Three Months Ended June 30, 2021 Nine Months Ended June 30, 2021 National Lending Term lending $ 14,964 $ 14,190 Asset based lending 127 591 Factoring 33 337 Lease financing 2,435 2,994 SBA/USDA 600 600 Commercial finance 18,159 18,712 Total National Lending 18,159 18,712 Community Banking Commercial real estate and operating 17,896 14,235 Consumer one-to-four family real estate and other 136 140 Agricultural real estate and operating 1,769 1,769 Total Community Banking 19,801 16,144 Total loans and leases $ 37,960 $ 34,856 The recognized interest income on the Company's nonaccrual loans and leases for the three and nine months ended June 30, 2021 was not significant. The following table provides the average recorded investment in impaired loans and leases: Three Months Ended June 30, 2020 Nine Months Ended June 30, 2020 (Dollars in Thousands) Average Recorded Investment Recognized Interest Income Average Recorded Investment Recognized Interest Income National Lending Term lending $ 28,848 $ 121 $ 24,946 $ 240 Asset based lending 935 — 571 — Factoring 4,715 — 4,387 — Lease financing 2,946 2 2,929 14 SBA/USDA 3,162 — 3,530 — Commercial finance 40,606 123 36,363 254 Other consumer finance 1,999 37 1,775 111 Consumer finance 1,999 37 1,775 111 Total National Lending 42,605 160 38,138 365 Community Banking Commercial real estate and operating 405 1 511 27 Consumer one-to-four family real estate and other 131 — 101 9 Agricultural real estate and operating 2,437 10 2,677 (134) Total Community Banking 2,973 11 3,289 (98) Total loans and leases $ 45,578 $ 171 $ 41,427 $ 267
Asset Classification by Credit Quality Indicators of Loans and Leases	The amortized cost basis of loans and leases by asset classification and year of origination was as follows: Amortized Cost Basis (Dollars in Thousands) Term Loans and Leases by Origination Year Revolving Loans and Leases Total As of June 30, 2021 2021 2020 2019 2018 2017 Prior Term lending Pass $ 310,845 $ 333,608 $ 119,271 $ 62,381 $ 4,217 $ 5,433 $ — $ 835,755 Watch 6,568 9,609 5,821 450 43 1,397 — 23,888 Special Mention 595 3,934 6,579 1,026 35 1,241 — 13,410 Substandard 7,732 8,347 19,708 4,347 162 359 — 40,655 Doubtful 71 1,207 4,982 311 — — — 6,571 Total 325,811 356,705 156,361 68,515 4,457 8,430 — 920,279 Asset based lending Pass — — — — — — 162,787 162,787 Watch — — — — — — 66,290 66,290 Special Mention — — — — — — 19,253 19,253 Substandard — — — — — — 14,907 14,907 Total — — — — — — 263,237 263,237 Factoring Pass — — — — — — 278,665 278,665 Watch — — — — — — 19,261 19,261 Special Mention — — — — — — 11,853 11,853 Substandard — — — — — — 10,850 10,850 Total — — — — — — 320,629 320,629 Lease financing Pass 87,134 118,080 38,073 10,010 4,766 687 — 258,750 Watch 4,574 10,358 490 349 253 197 — 16,221 Special Mention 1,119 558 114 206 39 — — 2,036 Substandard — 571 3,961 844 36 156 — 5,568 Doubtful — 133 167 65 — 365 Total 92,827 129,700 42,805 11,474 5,094 1,040 — 282,940 Insurance premium finance Pass 411,729 5,080 14 — — — — 416,823 Watch 421 34 — — — — — 455 Special Mention 72 11 — — — — — 83 Substandard 16 45 — — — — — 61 Doubtful 187 43 — — — — — 230 Total 412,425 5,213 14 — — — — 417,652 SBA/USDA Pass 108,286 80,971 23,094 22,268 8,066 4,222 — 246,907 Watch — 926 822 2,272 935 — 4,955 Special Mention 6,755 675 1,803 — — — 9,233 Substandard 1,196 695 723 — 2,614 Total 108,286 87,726 24,695 26,089 11,033 5,880 — 263,709 Other commercial finance Pass 19,070 17,525 9,387 6,277 3,579 59,273 — 115,111 Watch 556 — — — 847 1,292 — 2,695 Substandard — — — 275 — — — 275 Total 19,626 17,525 9,387 6,552 4,426 60,565 — 118,081 Warehouse finance Pass — — — — — — 335,704 335,704 Total — — — — — — 335,704 335,704 Total National Lending Pass 937,063 555,264 189,839 100,936 20,628 69,614 777,156 2,650,500 Watch 12,120 20,001 7,237 1,621 3,415 3,820 85,551 133,765 Special Mention 1,786 11,258 7,368 3,035 76 1,241 31,106 55,870 Substandard 7,748 8,963 23,669 6,662 893 1,238 25,757 74,930 Doubtful 258 1,383 5,149 376 — — — 7,166 Total 958,975 596,869 233,262 112,630 25,012 75,913 919,570 2,922,231 Commercial real estate and operating Pass — 13,841 85,971 63,844 27,728 528 — 191,912 Watch — 924 3,128 10,952 15,834 2,656 — 33,494 Special Mention — — 224 13,681 — 669 — 14,574 Substandard — 300 1,497 44,948 4,472 3,613 — 54,830 Total — 15,065 90,820 133,425 48,034 7,466 — 294,810 Consumer 1-4 family real estate and other Pass — — 157 234 368 355 — 1,114 Substandard — — 108 — — 127 — 235 Total — — 265 234 368 482 — 1,349 Agricultural real estate and other Pass — — — 108 — 2,586 — 2,694 Substandard — 3,277 — 1,263 — 591 — 5,131 Total — 3,277 — 1,371 — 3,177 — 7,825 Total Community Bank Pass — 13,841 86,128 64,185 28,097 3,469 — 195,720 Watch — 924 3,128 10,952 15,834 2,656 — 33,494 Special Mention — — 224 13,681 — 669 — 14,574 Substandard — 3,577 1,605 46,212 4,471 4,331 — 60,196 Total — 18,342 91,085 135,030 48,402 11,125 — 303,984 Total Loans and Leases Pass 937,063 569,104 275,967 165,121 48,725 73,084 777,156 2,846,220 Watch 12,120 20,925 10,365 12,573 19,249 6,476 85,551 167,259 Special Mention 1,786 11,258 7,592 16,717 76 1,909 31,106 70,444 Substandard 7,748 12,541 25,274 52,873 5,364 5,569 25,757 135,126 Doubtful 258 1,383 5,149 376 — — — 7,166 Total $ 958,975 $ 615,211 $ 324,347 $ 247,660 $ 73,414 $ 87,038 $ 919,570 $ 3,226,215 The recorded investment of loans and leases by asset classification was as follows: Asset Classification Pass Watch Special Mention Substandard Doubtful Total As of September 30, 2020 (Dollars in Thousands) National Lending Term lending $ 725,101 $ 29,637 $ 24,501 $ 21,249 $ 4,835 $ 805,323 Asset based lending 102,013 62,512 12,577 5,317 — 182,419 Factoring 217,245 45,200 13,657 5,071 — 281,173 Lease financing 264,700 8,879 2,808 4,148 549 281,084 Insurance premium finance 336,364 284 222 701 369 337,940 SBA/USDA 308,549 8,328 74 1,436 — 318,387 Other commercial finance 100,727 931 — — — 101,658 Commercial finance 2,054,699 155,771 53,839 37,922 5,753 2,307,984 Warehouse finance 293,375 — — — — 293,375 Total National Lending 2,348,074 155,771 53,839 37,922 5,753 2,601,359 Community Banking Commercial real estate and operating 336,236 98,295 4,049 18,211 580 457,371 Consumer one-to-four family real estate and other 15,648 41 609 188 — 16,486 Agricultural real estate and operating 1,526 — 4,930 5,251 — 11,707 Total Community Banking 353,410 98,336 9,588 23,650 580 485,564 Total loans and leases $ 2,701,484 $ 254,107 $ 63,427 $ 61,572 $ 6,333 $ 3,086,923
Past Due Loans and Leases	Past due loans and leases were as follows: Accruing and Nonaccruing Loans and Leases Nonperforming Loans and Leases (Dollars in Thousands) 30-59 Days 60-89 Days > Total Past Current Total Loans and Leases > 89 Days Past Due and Accruing Non-accrual balance Total As of June 30, 2021 Loans held for sale $ — $ — $ — $ — $ 87,905 $ 87,905 $ — $ — $ — National Lending Term lending 11,146 6,714 4,820 22,680 897,599 920,279 2,073 14,470 16,543 Asset based lending — — — — 263,237 263,237 — — — Factoring — — — — 320,629 320,629 — 37 37 Lease financing 9,076 3,514 2,550 15,140 267,800 282,940 1,403 2,208 3,611 Insurance premium finance 552 422 874 1,848 415,804 417,652 874 — 874 SBA/USDA 1,343 — 600 1,943 261,766 263,709 — 600 600 Other commercial finance — — — — 118,081 118,081 — — — Commercial finance 22,117 10,650 8,844 41,611 2,544,916 2,586,527 4,350 17,315 21,665 Consumer credit products 843 1,009 525 2,377 204,642 207,019 469 — 469 Other consumer finance — — — — 20,737 20,737 — — — Consumer finance 843 1,009 525 2,377 225,379 227,756 469 — 469 Tax services — 40,958 — 40,958 310 41,268 — — — Warehouse finance — — — — 335,704 335,704 — — — Total National Lending 22,960 52,617 9,369 84,946 3,106,309 3,191,255 4,819 17,315 22,134 Community Banking Commercial real estate and operating 11 — — 11 294,799 294,810 — 17,896 17,896 Consumer one-to-four family real estate and other 51 — — 51 1,298 1,349 — 108 108 Agricultural real estate and operating — — 1,769 1,769 6,056 7,825 — 1,769 1,769 Total Community Banking 62 — 1,769 1,831 302,153 303,984 — 19,773 19,773 Total loans and leases held for investment 23,022 52,617 11,138 86,777 3,408,462 3,495,239 4,819 37,088 41,907 Total loans and leases $ 23,022 $ 52,617 $ 11,138 $ 86,777 $ 3,496,367 $ 3,583,144 $ 4,819 $ 37,088 $ 41,907 Accruing and Nonaccruing Loans and Leases Nonperforming Loans and Leases (Dollars in Thousands) 30-59 Days 60-89 Days > Total Past Current Total Loans and Leases > 89 Days Past Due and Accruing Non-accrual balance Total As of September 30, 2020 Loans held for sale $ — $ — $ — $ — $ 183,577 $ 183,577 $ — $ — $ — National Lending Term lending 11,900 3,851 6,390 22,141 783,182 805,323 266 16,274 16,540 Asset based lending 17 — — 17 182,402 182,419 — — — Factoring — — — — 281,173 281,173 — 1,096 1,096 Lease financing 194 9,746 6,882 16,822 264,262 281,084 4,344 3,583 7,927 Insurance premium finance 1,227 748 2,364 4,339 333,601 337,940 2,364 — 2,364 SBA/USDA — — 1,027 1,027 317,360 318,387 427 600 1,027 Other commercial finance — — — — 101,658 101,658 — — — Commercial finance 13,338 14,345 16,663 44,346 2,263,638 2,307,984 7,401 21,553 28,954 Consumer credit products 377 358 499 1,233 88,576 89,809 499 — 499 Other consumer finance 600 536 373 1,509 132,833 134,342 373 — 373 Consumer finance 977 894 872 2,743 221,408 224,151 872 — 872 Tax services — — 1,743 1,743 1,323 3,066 1,743 — 1,743 Warehouse finance — — — — 293,375 293,375 — — — Total National Lending 14,315 15,239 19,278 48,832 2,779,744 2,828,576 10,016 21,553 31,569 Community Banking Commercial real estate and operating — — 630 630 456,741 457,371 50 580 630 Consumer one-to-four family real estate and other 905 114 50 1,069 15,417 16,486 — 50 50 Agricultural real estate and operating — — 1,769 1,769 9,938 11,707 — 1,769 1,769 Total Community Banking 905 114 2,449 3,468 482,096 485,564 50 2,399 2,449 Total loans and leases held for investment 15,220 15,353 21,727 52,300 3,261,840 3,314,140 10,066 23,952 34,018 Total loans and leases $ 15,220 $ 15,353 $ 21,727 $ 52,300 $ 3,445,417 $ 3,497,717 $ 10,066 $ 23,952 $ 34,018
Financing Receivable, Nonaccrual	Nonaccrual loans and leases by year of origination were as follows: Amortized Cost Basis (Dollars in Thousands) Term Loans and Leases by Origination Year Revolving Loans and Leases Total Nonaccrual With No ACL June 30, 2021 2021 2020 2019 2018 2017 Prior National Lending Term lending $ 20 $ 2,506 $ 6,862 $ 2,865 $ 147 $ 2,070 $ — $ 14,470 $ 7,558 Asset based lending — — — — — — — — — Factoring — — 13 — — 24 — 37 37 Lease financing 248 1,519 276 9 156 — 2,208 824 SBA/USDA 600 — — 600 600 Commercial finance 20 2,754 8,394 3,141 756 2,250 — 17,315 9,019 Total National Lending 20 2,754 8,394 3,141 756 2,250 — 17,315 9,019 Community Banking Commercial real estate and operating — 300 700 16,896 — — — 17,896 — Consumer one-to-four family real estate and other — — 108 — — — — 108 108 Agricultural real estate and operating — — — 1,263 — 506 — 1,769 1,769 Total Community Banking — 300 808 18,159 — 506 — 19,773 1,877 Total nonaccrual loans and leases $ 20 $ 3,054 $ 9,202 $ 21,300 $ 756 $ 2,756 $ — $ 37,088 $ 10,896 Loans and leases that are 90 days or more delinquent and accruing by year of origination were as follows: Amortized Cost Basis (Dollars in Thousands) Term Loans and Leases by Origination Year Revolving Loans and Leases Total June 30, 2021 2021 2020 2019 2018 2017 Prior National Lending Term lending $ 1,142 $ 685 $ 36 $ 196 $ 14 $ — $ — $ 2,073 Lease financing 356 426 223 372 26 — — 1,403 Insurance premium finance 769 105 — — — — — 874 Commercial finance 2,267 1,216 259 568 40 — — 4,350 Other consumer finance — — — — — 383 — 383 Consumer finance (1) — — — — — 383 — 383 Total National Lending 2,267 1,216 259 568 40 383 — 4,733 Total 90 days or more delinquent and accruing $ 2,267 $ 1,216 $ 259 $ 568 $ 40 $ 383 $ — $ 4,733 (1) Consumer credit products are not included in the table as they are evaluated under a separate methodology for allowance for credit loss purposes that considers the overall Program structure. Refer to the Company’s most recent audited financial statements for additional information on these Programs.

EARNINGS PER COMMON SHARE ("E_2

EARNINGS PER COMMON SHARE ("EPS") (Tables)	9 Months Ended
	Jun. 30, 2021
Earnings Per Share [Abstract]
Reconciliation of Net Income and Common Stock Share Amounts Used in Computation of Basic and Diluted EPS	A reconciliation of net income and common stock share amounts used in the computation of basic and diluted earnings per share is presented below. Three Months Ended June 30, Nine Months Ended June 30, (Dollars in Thousands, Except Share and Per Share Data) 2021 2020 2021 2020 Basic income per common share: Net income attributable to Meta Financial Group, Inc. $ 38,701 $ 18,190 $ 125,805 $ 91,562 Dividends and undistributed earnings allocated to participating securities (729) (432) (2,411) (2,097) Basic net earnings available to common stockholders 37,972 17,758 123,394 89,465 Undistributed earnings allocated to nonvested restricted stockholders 699 391 2,318 1,974 Reallocation of undistributed earnings to nonvested restricted stockholders (699) (391) (2,316) (1,973) Diluted net earnings available to common stockholders $ 37,972 $ 17,758 $ 123,396 $ 89,466 Total weighted-average basic common shares outstanding 31,320,893 33,794,154 31,880,653 35,180,068 Effect of dilutive securities (1) Stock options — 21,497 — 21,634 Performance share units 18,054 — 19,944 — Total effect of dilutive securities 18,054 21,497 19,944 21,634 Total weighted-average diluted common shares outstanding 31,338,947 33,815,651 31,900,597 35,201,702 Net earnings per common share: Basic earnings per common share $ 1.21 $ 0.53 $ 3.87 $ 2.54 Diluted earnings per common share (2) $ 1.21 $ 0.53 $ 3.87 $ 2.54 (1) Represents the effect of the assumed exercise of stock options and vesting of performance share units and restricted stock, as applicable, utilizing the treasury stock method.

RENTAL EQUIPMENT, NET (Tables)

RENTAL EQUIPMENT, NET (Tables)	9 Months Ended
	Jun. 30, 2021
Property, Plant and Equipment [Abstract]
Rental Equipment	Rental equipment consists of the following: (Dollars in Thousands) June 30, 2021 September 30, 2020 Computers and IT networking equipment $ 16,878 $ 15,926 Motor vehicles and other 81,881 52,913 Office furniture and equipment 52,276 74,197 Solar panels and equipment 122,483 118,808 Total 273,518 261,844 Accumulated depreciation (63,766) (57,601) Unamortized initial direct costs 1,616 1,721 Net book value $ 211,368 $ 205,964
Schedule of Future Minimum Rental Payments for Operating Leases	Undiscounted future minimum lease payments expected to be received for operating leases were as follows: (Dollars in Thousands) June 30, 2021 Remaining in 2021 $ 9,517 2022 31,311 2023 27,132 2024 19,511 2025 13,704 Thereafter 20,303 Total undiscounted future minimum lease payments receivable for operating leases $ 121,478 Undiscounted future minimum operating lease payments and a reconciliation to the amount recorded as operating lease liabilities were as follows: (Dollars in Thousands) June 30, 2021 Remaining in 2021 $ 1,232 2022 4,687 2023 4,180 2024 4,152 2025 4,027 Thereafter 24,926 Total undiscounted future minimum lease payments 43,204 Discount (5,652) Total operating lease liabilities $ 37,552

FORECLOSURED REAL ESTATE AND _2

FORECLOSURED REAL ESTATE AND REPOSSESSED ASSETS (Tables)	9 Months Ended
	Jun. 30, 2021
Real Estate [Abstract]
Schedule of Changes in Foreclosed Real Estate and Repossessed Assets	The following table provides an analysis of changes in foreclosed real estate and repossessed assets: Nine Months Ended June 30, (Dollars in Thousands) 2021 2020 Balance, beginning of period $ 9,957 $ 29,494 Additions 9 5,983 Reductions: Write-downs 481 568 Sales 8,285 23,086 (Gain) loss on sale (4) 5,039 Total reductions 8,762 28,693 Balance, ending of period $ 1,204 $ 6,784

GOODWILL AND INTANGIBLE ASSETS

GOODWILL AND INTANGIBLE ASSETS (Tables)	9 Months Ended
	Jun. 30, 2021
Goodwill and Intangible Assets Disclosure [Abstract]
Schedule of Finite-Lived Intangible Assets	The changes in the carrying amount of the Company’s intangible assets for the nine months ended June 30, 2021 and 2020 were as follows: (Dollars in Thousands) Trademark (1) Non-Compete (2) Customer Relationships (3) All Others (4) Total Balance as of September 30, 2020 $ 10,901 $ 422 $ 24,333 $ 6,036 $ 41,692 Acquisitions during the period — — — 14 14 Amortization during the period (816) (286) (5,202) (480) (6,784) Write-offs during the period — — — (24) (24) Balance as of June 30, 2021 $ 10,085 $ 136 $ 19,131 $ 5,546 $ 34,898 Gross carrying amount $ 14,624 $ 2,481 $ 82,088 $ 10,131 $ 109,324 Accumulated amortization (4,539) (2,345) (52,709) (4,367) (63,960) Accumulated impairment — — (10,248) (218) (10,466) Balance as of June 30, 2021 $ 10,085 $ 136 $ 19,131 $ 5,546 $ 34,898 (1) Book amortization period of 5-15 years. Amortized using the straight line and accelerated methods. (2) Book amortization period of 3-5 years. Amortized using the straight line method. (3) Book amortization period of 10-30 years. Amortized using the accelerated method. (4) Book amortization period of 3-20 years. Amortized using the straight line method. (Dollars in Thousands) Trademark (1) Non-Compete (2) Customer Relationships (3) All Others (4) Total Balance as of September 30, 2019 $ 11,959 $ 827 $ 33,207 $ 6,817 $ 52,810 Acquisitions during the period — — — 35 35 Amortization during the period (793) (310) (7,112) (499) (8,714) Write-offs during the period — — — (157) (157) Balance as of June 30, 2020 $ 11,166 $ 517 $ 26,095 $ 6,196 $ 43,974 Gross carrying amount $ 14,624 $ 2,480 $ 82,088 $ 10,112 $ 109,304 Accumulated amortization (3,458) (1,963) (45,745) (3,726) (54,892) Accumulated impairment — — (10,248) (190) (10,438) Balance as of June 30, 2020 $ 11,166 $ 517 $ 26,095 $ 6,196 $ 43,974 (1) Book amortization period of 5-15 years. Amortized using the straight line and accelerated methods. (2) Book amortization period of 3-5 years. Amortized using the straight line method. (3) Book amortization period of 10-30 years. Amortized using the accelerated method. (4) Book amortization period of 3-20 years. Amortized using the straight line method.
Schedule of Finite-Lived Intangible Assets, Future Amortization Expense	Estimated amortization expense of intangible assets in the remaining three months of fiscal 2021 and subsequent fiscal years was as follows: (Dollars in Thousands) June 30, 2021 Remaining in 2021 $ 1,762 2022 6,419 2023 5,101 2024 4,383 2025 3,827 2026 3,253 Thereafter 10,153 Total anticipated intangible amortization $ 34,898

OPERATING LEASE RIGHT OF USE _2

OPERATING LEASE RIGHT OF USE ASSETS AND LIABILITIES (Tables)	9 Months Ended
	Jun. 30, 2021
Leases [Abstract]
Schedule of Future Minimum Rental Payments for Operating Leases	Undiscounted future minimum lease payments expected to be received for operating leases were as follows: (Dollars in Thousands) June 30, 2021 Remaining in 2021 $ 9,517 2022 31,311 2023 27,132 2024 19,511 2025 13,704 Thereafter 20,303 Total undiscounted future minimum lease payments receivable for operating leases $ 121,478 Undiscounted future minimum operating lease payments and a reconciliation to the amount recorded as operating lease liabilities were as follows: (Dollars in Thousands) June 30, 2021 Remaining in 2021 $ 1,232 2022 4,687 2023 4,180 2024 4,152 2025 4,027 Thereafter 24,926 Total undiscounted future minimum lease payments 43,204 Discount (5,652) Total operating lease liabilities $ 37,552
Weighted-Average Discount Rate and Remaining Lease Term for Operating Leases	The weighted-average discount rate and remaining lease term for operating leases were as follows: June 30, 2021 Weighted-average discount rate 2.31 % Weighted-average remaining lease term (years) 11.00 The components of total lease costs for operating leases were as follows: Three Months Ended June 30, Nine Months Ended June 30, (Dollars in Thousands) 2021 2020 2021 2020 Lease expense $ 1,191 $ 920 $ 3,136 $ 2,533 Short-term and variable lease cost 35 118 167 452 ROU asset impairment — — 224 — Sublease income (126) (188) (411) (552) Total lease cost for operating leases $ 1,100 $ 850 $ 3,116 $ 2,433

STOCK COMPENSATION (Tables)

STOCK COMPENSATION (Tables)	9 Months Ended
	Jun. 30, 2021
Share-based Payment Arrangement [Abstract]
Schedule of Nonvested Share Activity	The following tables show the activity of nonvested (restricted) shares and PSUs granted, vested, or forfeited under the 2002 Omnibus Incentive Plan for the nine months ended June 30, 2021. There were no options granted, exercised, or forfeited under this plan during the nine months ended June 30, 2021. (Dollars in Thousands, Except Per Share Data) Number of Shares Weighted Average Fair Value at Grant Nonvested shares outstanding, September 30, 2020 790,083 $ 30.03 Granted 189,187 30.78 Vested (277,429) 30.19 Forfeited or expired (103,798) 29.66 Nonvested shares outstanding, June 30, 2021 598,043 $ 30.26 (Dollars in Thousands, Except Per Share Data) Number of Units Weighted Average Fair Value at Grant Performance share units outstanding, September 30, 2020 — $ — Granted (1) 60,984 34.03 Vested — — Forfeited or expired — — Performance share units outstanding, June 30, 2021 60,984 $ 34.03 (1) The number of PSUs granted reflects the target number of PSUs able to be earned under a given award.

INCOME TAXES (Tables)

INCOME TAXES (Tables)	9 Months Ended
	Jun. 30, 2021
Income Tax Disclosure [Abstract]
Schedule of Effective Income Tax Rate Reconciliation	The table below compares the income tax expense components for the periods presented. Nine Months Ended June 30, (Dollars in Thousands) 2021 2020 Provision at statutory rate $ 28,435 $ 20,041 Tax-exempt income (674) (936) State income taxes 6,120 4,475 Interim period effective rate adjustment (5,181) (8,850) Tax credit investments, net - federal (18,854) (9,863) Research tax credit (323) (1,709) IRC 162(m) nondeductible compensation 677 1,250 Other, net (600) (538) Income tax expense $ 9,600 $ 3,870 Effective tax rate 6.92 % 3.91 %

REVENUE FROM CONTRACTS WITH C_2

REVENUE FROM CONTRACTS WITH CUSTOMERS (Tables)	9 Months Ended
	Jun. 30, 2021
Revenue from Contract with Customer [Abstract]
Schedule of Revenue by Major Customers by Reporting Segments	The table below presents the Company’s revenue by operating segment. For additional descriptions of the Company’s operating segments, including additional financial information and the underlying management accounting process, see Note 17. Segment Reporting to the Condensed Consolidated Financial Statements. (Dollars in Thousands) Consumer Commercial Corporate Services/Other Consolidated Company Three Months Ended June 30, 2021 2020 2021 2020 2021 2020 2021 2020 Net interest income (1) $ 23,254 $ 25,754 $ 44,728 $ 36,104 $ 493 $ 279 $ 68,475 $ 62,137 Noninterest income: Refund transfer product fees 12,073 4,595 — — — — 12,073 4,595 Tax advance product fees (1) 891 28 — — — — 891 28 Payment card and deposit fees 29,203 21,302 — — — — 29,203 21,302 Other bank and deposit fees — — 334 213 4 1 338 214 Rental income (1) 6 5 9,970 11,226 — — 9,976 11,231 Gain (loss) on sale of other (1) — — 5,982 1,214 (27) — 5,955 1,214 Other income (1) 1,056 324 1,702 1,267 1,259 873 4,017 2,464 Total noninterest income 43,229 26,254 17,988 13,920 1,236 874 62,453 41,048 Revenue $ 66,483 $ 52,008 $ 62,716 $ 50,024 $ 1,729 $ 1,153 $ 130,928 $ 103,185 (1) These revenues are not within the scope of Topic 606. Additional details are included in other footnotes to the accompanying financial statements. The scope of Topic 606 explicitly excludes net interest income as well as many other revenues for financial assets and liabilities, including loans, leases, and securities. (Dollars in Thousands) Consumer Commercial Corporate Services/Other Consolidated Company Nine Months Ended June 30, 2021 2020 2021 2020 2021 2020 2021 2020 Net interest income (1) $ 70,686 $ 58,473 $ 128,980 $ 112,866 $ 8,658 $ 23,186 $ 208,324 $ 194,525 Noninterest income: Refund transfer product fees 35,400 33,726 — — — — 35,400 33,726 Tax advance product fees (1) 47,413 31,840 — — — — 47,413 31,840 Payment card and deposit fees 81,641 65,957 — — — — 81,641 65,957 Other bank and deposit fees — — 694 759 15 324 709 1,083 Rental income (1) 16 14 29,691 33,354 — 1,314 29,707 34,682 Net gain realized on investment securities (1) — — — — 6 — 6 — Gain on divestitures (1) — — — — — 19,275 — 19,275 Gain (loss) on sale of other (1) — (19) 10,198 6,131 737 (5,143) 10,935 969 Other income (1) 2,135 2,709 6,511 4,178 6,904 4,625 15,550 11,512 Total noninterest income 166,605 134,227 47,094 44,422 7,662 20,395 221,361 199,044 Revenue $ 237,291 $ 192,700 $ 176,074 $ 157,288 $ 16,320 $ 43,581 $ 429,685 $ 393,569 (1) These revenues are not within the scope of Topic 606. Additional details are included in other footnotes to the accompanying financial statements. The scope of Topic 606 explicitly excludes net interest income as well as many other revenues for financial assets and liabilities, including loans, leases, and securities.

SEGMENT REPORTING (Tables)

SEGMENT REPORTING (Tables)	9 Months Ended
	Jun. 30, 2021
Segment Reporting [Abstract]
Segment Information of Entity	The following tables present segment data for the Company: Three Months Ended June 30, 2021 (Dollars in Thousands) Consumer Commercial Corporate Total Net interest income $ 23,254 $ 44,728 $ 493 $ 68,475 Provision (recovery) for credit losses 4,507 870 (765) 4,612 Noninterest income 43,229 17,988 1,236 62,453 Noninterest expense 20,561 28,604 32,358 81,523 Income (loss) before income tax expense 41,415 33,242 (29,864) 44,793 Total assets 337,438 3,086,556 3,627,818 7,051,812 Total goodwill 87,145 222,360 — 309,505 Total deposits 5,715,197 8,941 164,733 5,888,871 Three Months Ended June 30, 2020 (Dollars in Thousands) Consumer Commercial Corporate Total Net interest income $ 25,754 $ 36,104 $ 279 $ 62,137 Provision (recovery) for loan and lease losses (210) 7,946 7,357 15,093 Noninterest income 26,254 13,920 874 41,048 Noninterest expense 15,282 26,729 29,230 71,241 Income (loss) before income tax expense 36,936 15,349 (35,434) 16,851 Total assets 372,549 2,690,719 5,715,758 8,779,026 Total goodwill 87,145 222,360 — 309,505 Total deposits 6,767,516 9,243 813,566 7,590,325 Nine Months Ended June 30, 2021 (Dollars in Thousands) Consumer Commercial Corporate Total Net interest income $ 70,686 $ 128,980 $ 8,658 $ 208,324 Provision (recovery) for credit losses 34,893 9,540 (3,442) 40,991 Noninterest income 166,605 47,094 7,662 221,361 Noninterest expense 68,912 83,601 97,555 250,068 Income (loss) before income tax expense 133,486 82,933 (77,793) 138,626 Total assets 337,438 3,086,556 3,627,818 7,051,812 Total goodwill 87,145 222,360 — 309,505 Total deposits 5,715,197 8,941 164,733 5,888,871 Nine Months Ended June 30, 2020 (Dollars in Thousands) Consumer Commercial Corporate Total Net interest income $ 58,473 $ 112,866 $ 23,186 $ 194,525 Provision for loan and lease losses 20,334 23,641 11,821 55,796 Noninterest income 134,227 44,422 20,395 199,044 Noninterest expense 62,473 80,815 95,480 238,768 Income (loss) before income tax expense 109,893 52,832 (63,720) 99,005 Total assets 372,549 2,690,719 5,715,758 8,779,026 Total goodwill 87,145 222,360 — 309,505 Total deposits 6,767,516 9,243 813,566 7,590,325

FAIR VALUE OF FINANCIAL INSTR_2

FAIR VALUE OF FINANCIAL INSTRUMENTS (Tables)	9 Months Ended
	Jun. 30, 2021
Fair Value Disclosures [Abstract]
Summary of Fair Values of Securities Available for Sale and Held to Maturity	The following tables summarize the fair values of debt securities available for sale and equity securities as they are measured at fair value on a recurring basis: Fair Value At June 30, 2021 (Dollars in Thousands) Total Level 1 Level 2 Level 3 Debt securities AFS SBA securities $ 169,185 $ — $ 169,185 $ — Obligations of states and political subdivisions 2,766 — 2,766 — Non-bank qualified obligations of states and political subdivisions 274,350 — 274,350 — Asset-backed securities 407,722 — 407,722 — Mortgage-backed securities 1,063,582 — 1,063,582 — Total debt securities AFS $ 1,917,605 $ — $ 1,917,605 $ — Common equities and mutual funds (1) $ 3,324 $ 3,324 $ — $ — Non-marketable equity securities (2) $ 4,724 $ — $ — $ — (1) Equity securities at fair value are included within other assets on the Condensed Consolidated Statements of Financial Condition at June 30, 2021 and September 30, 2020. (2) Consists of certain non-marketable equity securities that are measured at fair value using net asset value ("NAV") per share (or its equivalent) as a practical expedient and are excluded from the fair value hierarchy. Fair Value At September 30, 2020 (Dollars in Thousands) Total Level 1 Level 2 Level 3 Debt securities AFS SBA securities $ 164,955 $ — $ 164,955 $ — Obligations of states and political subdivisions 841 — 841 — Non-bank qualified obligations of states and political subdivisions 323,774 — 323,774 — Asset-backed securities 324,925 — 324,925 — Mortgage-backed securities 453,607 — 453,607 — Total debt securities AFS $ 1,268,102 $ — $ 1,268,102 $ — Common equities and mutual funds (1) $ 2,969 $ 2,969 $ — $ — Non-marketable equity securities (2) $ 2,784 $ — $ — $ — (1) Equity securities at fair value are included within other assets on the Condensed Consolidated Statements of Financial Condition at June 30, 2021 and September 30, 2020. (2) Consists of certain non-marketable equity securities that are measured at fair value using NAV per share (or its equivalent) as a practical expedient and are excluded from the fair value hierarchy.
Assets Measured at Fair Value on Nonrecurring Basis	The following table summarizes the assets of the Company that are measured at fair value in the Condensed Consolidated Statements of Financial Condition on a non-recurring basis: Fair Value At June 30, 2021 (Dollars in Thousands) Total Level 1 Level 2 Level 3 Impaired loans and leases, net Commercial finance $ 4,312 $ — $ — $ 4,312 Total National Lending 4,312 — — 4,312 Commercial real estate and operating 9,029 — — 9,029 Total Community Banking 9,029 — — 9,029 Total impaired loans and leases, net 13,341 — — 13,341 Foreclosed assets, net 1,204 — — 1,204 Total $ 14,545 $ — $ — $ 14,545 Fair Value At September 30, 2020 (Dollars in Thousands) Total Level 1 Level 2 Level 3 Impaired loans and leases, net Commercial finance $ 9,240 $ — $ — $ 9,240 Total National Lending 9,240 — — 9,240 Commercial real estate and operating 20 — — 20 Total Community Banking 20 — — 20 Total impaired loans and leases, net 9,260 — — 9,260 Foreclosed assets, net 9,957 — — 9,957 Total $ 19,217 $ — $ — $ 19,217
Quantitative Information about Level 3 Fair Value Measurements	Quantitative Information About Level 3 Fair Value Measurements (Dollars in Thousands) Fair Value at June 30, 2021 Fair Value at September 30, 2020 Valuation Unobservable Input Range of Inputs Impaired loans and leases, net $ 13,341 9,260 Market approach Appraised values (1) 4% - 90% Foreclosed assets, net $ 1,204 9,957 Market approach Appraised values (1) 4% - 30% (1) The Company generally relies on external appraisers to develop this information. Management reduced the appraised value by estimating selling costs and other inputs in a range of 4% to 90%.
Carrying Amount and Estimated Fair Value of Financial Instruments	The following tables present the carrying amount and estimated fair value of the financial instruments held by the Company: June 30, 2021 (Dollars in Thousands) Carrying Estimated Level 1 Level 2 Level 3 Financial assets Cash and cash equivalents $ 720,243 $ 720,243 $ 720,243 $ — $ — Debt securities available for sale 1,917,605 1,917,605 — 1,917,605 — Debt securities held to maturity 64,247 65,421 — 65,421 — Common equities and mutual funds (1) 3,324 3,324 3,324 — — Non-marketable equity securities (1)(2) 19,474 19,474 — 14,750 — Loans held for sale 87,905 87,905 — 87,905 — Loans and leases receivable 3,495,239 3,498,673 — — 3,498,673 Federal Reserve Bank and Federal Home Loan Bank stocks 28,433 28,433 — 28,433 — Accrued interest receivable 16,230 16,230 16,230 — — Financial liabilities Deposits 5,888,871 5,888,971 5,851,452 37,519 — Other short- and long-term borrowings 93,634 94,979 — 94,979 — Accrued interest payable 1,853 1,853 1,853 — — (1) Equity securities at fair value are included within other assets on the Condensed Consolidated Statements of Financial Condition at June 30, 2021. (2) Includes certain non-marketable equity securities that are measured at fair value using NAV per share (or its equivalent) as a practical expedient and are excluded from the fair value hierarchy. September 30, 2020 (Dollars in Thousands) Carrying Estimated Level 1 Level 2 Level 3 Financial assets Cash and cash equivalents $ 427,367 $ 427,367 $ 427,367 $ — $ — Debt securities available for sale 1,268,102 1,268,102 — 1,268,102 — Debt securities held to maturity 92,610 93,745 — 93,745 — Common equities and mutual funds( 1) 2,969 2,969 2,969 — — Non-marketable equity securities (1)(2) 14,784 14,784 — 12,000 — Loans held for sale 183,577 183,577 — 183,577 — Loans and leases receivable 3,314,140 3,307,037 — — 3,307,037 Federal Reserve Bank and Federal Home Loan Bank stocks 27,138 27,138 — 27,138 — Accrued interest receivable 16,628 16,628 16,628 — — Financial liabilities Deposits 4,979,200 4,980,073 4,705,028 275,045 — Other short- and long-term borrowings 98,224 100,185 — 100,185 — Accrued interest payable 1,923 1,923 1,923 — — (1) Equity securities at fair value are included within other assets on the Condensed Consolidated Statements of Financial Condition at September 30, 2020. (2) Includes certain non-marketable equity securities that are measured at fair value using NAV per share (or its equivalent) as a practical expedient and are excluded from the fair value hierarchy.

SUMMARY OF SIGNIFICANT ACCOUN_3

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES AND RECENTLY ADOPTED ACCOUNTING STANDARDS UPDATES ("ASU") (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Mar. 31, 2021	Oct. 01, 2020	Sep. 30, 2020	Jun. 30, 2020	Mar. 31, 2020	Sep. 30, 2019
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for credit losses	$ 91,208	$ 98,892		$ 56,188	$ 65,747	$ 65,355	$ 29,149
Stockholders' equity	876,633	835,258		847,308	829,909	805,074	843,958
Retained Earnings
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Stockholders' equity	262,578	225,471		234,927	228,500	212,027	252,813
Noncontrolling Interest
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Stockholders' equity	1,490	1,092		3,603	$ 3,787	$ 3,762	$ 4,047
Unfunded commitments
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for credit losses	$ 741	$ 779		32
Adjustment
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for credit losses			$ 12,800	12,773
Stockholders' equity				(10,803)
Adjustment |     Retained Earnings
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Stockholders' equity				(8,351)
Adjustment | Noncontrolling Interest
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Stockholders' equity				(2,452)
Adjustment | Unfunded commitments
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for credit losses				$ 831

SIGNIFICANT EVENTS - Active COV

SIGNIFICANT EVENTS - Active COVID-19 Related Modifications (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Mar. 31, 2021	Dec. 31, 2020	Sep. 30, 2020	Jun. 30, 2020
Loss Contingencies [Line Items]
Loans and leases	$ 3,496,670			$ 3,322,765
Total assets	7,051,812			$ 6,092,074	$ 8,779,026
COVID-19 Related Modifications
Loss Contingencies [Line Items]
Loans and leases	41,490	$ 66,474	$ 85,293
Total assets	41,490	66,474	85,293
National Lending | COVID-19 Related Modifications
Loss Contingencies [Line Items]
Loans and leases	4,858	7,767	24,974
National Lending | Term lending | COVID-19 Related Modifications
Loss Contingencies [Line Items]
Loans and leases	2,955	5,460	18,321
National Lending | Asset based lending | COVID-19 Related Modifications
Loss Contingencies [Line Items]
Loans and leases	0	0	1,124
National Lending | Lease financing | COVID-19 Related Modifications
Loss Contingencies [Line Items]
Loans and leases	275	379	1,637
National Lending | Commercial finance | COVID-19 Related Modifications
Loss Contingencies [Line Items]
Loans and leases	3,230	5,839	21,082
National Lending | Consumer credit products | COVID-19 Related Modifications
Loss Contingencies [Line Items]
Loans and leases	19	301	1,210
National Lending | Other consumer finance | COVID-19 Related Modifications
Loss Contingencies [Line Items]
Loans and leases	1,609	1,627	2,682
National Lending | Consumer finance | COVID-19 Related Modifications
Loss Contingencies [Line Items]
Loans and leases	1,628	1,928	3,892
Community Banking | COVID-19 Related Modifications
Loss Contingencies [Line Items]
Loans and leases	36,632	58,707	60,319
Community Banking | Commercial real estate and operating | COVID-19 Related Modifications
Loss Contingencies [Line Items]
Loans and leases	$ 36,632	$ 58,707	$ 60,319

DIVESTITURES (Details)

DIVESTITURES (Details) - USD ($)	3 Months Ended		9 Months Ended		12 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020	Sep. 30, 2020	Feb. 29, 2020
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]
Loans held for sale	$ 87,905,000		$ 87,905,000		$ 183,577,000
Community Bank
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]
Deposit liabilities						$ 290,500,000
Loans						268,600,000
Premises, furniture, and equipment						4,900,000
Other assets						$ 1,300,000
Non-recurring income			19,300,000
Servicing fee expense			2,200,000	$ 1,400,000	$ 3,500,000
Additional loans sold	0	$ 0	233,000,000	$ 0
Loans held for sale	$ 18,100,000		$ 18,100,000

SECURITIES - Narrative (Details

SECURITIES - Narrative (Details) $ in Millions	9 Months Ended
	Jun. 30, 2021USD ($)security	Sep. 30, 2020USD ($)
Investments, Debt and Equity Securities [Abstract]
AFS number of securities in an unrealized loss position (in securities) | security	49
Equity securities without readily determinable fair value, amount	$ 14.7	$ 11
Federal reserve bank stock	19.7	19.7
Federal home loan bank stock	8.8	$ 7.5
Impairment recognized	$ 2

SECURITIES - Available for Sale

SECURITIES - Available for Sale (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Sep. 30, 2020
Available-for-sale debt securities [Abstract]
Amortized Cost	$ 1,897,889	$ 1,244,384
Fair Value	1,917,605	1,268,102
Amortized Cost
Due in one year or less	245	1,385
Due after one year through five years	17,884	20,805
Due after five years through ten years	53,273	32,441
Due after ten years	767,166	749,874
Total	838,568	804,505
Mortgage-backed securities	1,059,321	439,879
Fair Value
Due in one year or less	245	1,398
Due after one year through five years	18,467	21,769
Due after five years through ten years	55,337	34,025
Due after ten years	779,974	757,303
Total	854,023	814,495
Mortgage-backed securities	1,063,582	453,607
SBA securities
Available-for-sale debt securities [Abstract]
Amortized Cost	162,922	159,722
Gross Unrealized Gains	6,263	5,391
Gross Unrealized (Losses)	0	(158)
Fair Value	169,185	164,955
LESS THAN 12 MONTHS, Fair Value		32,257
LESS THAN 12 MONTHS, Gross Unrealized (Losses)		(102)
OVER 12 MONTHS, Fair Value		9,875
OVER 12 MONTHS, Gross Unrealized (Losses)		(56)
TOTAL, Fair Value		42,132
TOTAL, Gross Unrealized (Losses)		(158)
Obligations of states and political subdivisions
Available-for-sale debt securities [Abstract]
Amortized Cost	2,758	825
Gross Unrealized Gains	8	16
Gross Unrealized (Losses)	0	0
Fair Value	2,766	841
Non-bank qualified obligations of states and political subdivisions
Available-for-sale debt securities [Abstract]
Amortized Cost	267,031	314,819
Gross Unrealized Gains	7,423	8,978
Gross Unrealized (Losses)	(104)	(23)
Fair Value	274,350	323,774
LESS THAN 12 MONTHS, Fair Value	24,357	6,265
LESS THAN 12 MONTHS, Gross Unrealized (Losses)	(104)	(6)
OVER 12 MONTHS, Fair Value	0	3,103
OVER 12 MONTHS, Gross Unrealized (Losses)	0	(17)
TOTAL, Fair Value	24,357	9,368
TOTAL, Gross Unrealized (Losses)	(104)	(23)
Asset-backed securities
Available-for-sale debt securities [Abstract]
Amortized Cost	405,857	329,139
Gross Unrealized Gains	2,760	2,015
Gross Unrealized (Losses)	(895)	(6,229)
Fair Value	407,722	324,925
LESS THAN 12 MONTHS, Fair Value	124,158	106,474
LESS THAN 12 MONTHS, Gross Unrealized (Losses)	(234)	(1,089)
OVER 12 MONTHS, Fair Value	94,726	178,686
OVER 12 MONTHS, Gross Unrealized (Losses)	(661)	(5,140)
TOTAL, Fair Value	218,884	285,160
TOTAL, Gross Unrealized (Losses)	(895)	(6,229)
Mortgage-backed securities
Available-for-sale debt securities [Abstract]
Amortized Cost	1,059,321	439,879
Gross Unrealized Gains	9,866	14,567
Gross Unrealized (Losses)	(5,605)	(839)
Fair Value	1,063,582	453,607
LESS THAN 12 MONTHS, Fair Value	695,230	138,338
LESS THAN 12 MONTHS, Gross Unrealized (Losses)	(4,207)	(839)
OVER 12 MONTHS, Fair Value	55,415	0
OVER 12 MONTHS, Gross Unrealized (Losses)	(1,398)	0
TOTAL, Fair Value	750,645	138,338
TOTAL, Gross Unrealized (Losses)	(5,605)	(839)
Total debt securities AFS
Available-for-sale debt securities [Abstract]
Amortized Cost	1,897,889	1,244,384
Gross Unrealized Gains	26,320	30,967
Gross Unrealized (Losses)	(6,604)	(7,249)
Fair Value	1,917,605	1,268,102
LESS THAN 12 MONTHS, Fair Value	843,745	283,334
LESS THAN 12 MONTHS, Gross Unrealized (Losses)	(4,545)	(2,036)
OVER 12 MONTHS, Fair Value	150,141	191,664
OVER 12 MONTHS, Gross Unrealized (Losses)	(2,059)	(5,213)
TOTAL, Fair Value	993,886	474,998
TOTAL, Gross Unrealized (Losses)	$ (6,604)	$ (7,249)

SECURITIES - Held to Maturity (

SECURITIES - Held to Maturity (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Sep. 30, 2020
Debt Securities, Held-to-maturity, Fair Value to Amortized Cost [Abstract]
Amortized Cost	$ 64,247	$ 92,610
Gross Unrealized Gains	1,176	1,164
Gross Unrealized (Losses)	(2)	(29)
Fair Value	65,421	93,745
Debt Securities, Held-to-maturity, Continuous Unrealized Loss Position [Abstract]
LESS THAN 12 MONTHS, Fair Value	2,859	7,397
LESS THAN 12 MONTHS, Gross Unrealized (Losses)	(2)	(9)
OVER 12 MONTHS, Fair Value	0	3,637
OVER 12 MONTHS, Gross Unrealized (Losses)	0	(20)
TOTAL, Fair Value	2,859	11,034
TOTAL, Gross Unrealized (Losses)	(2)	(29)
Amortized Cost
Due after ten years	60,228	87,183
Total	60,228	87,183
Mortgage-backed securities	4,019	5,427
Fair Value
Due after ten years	61,330	88,194
Total	61,330	88,194
Mortgage-backed securities	4,091	5,551
Non-bank qualified obligations of states and political subdivisions
Debt Securities, Held-to-maturity, Fair Value to Amortized Cost [Abstract]
Amortized Cost	60,228	87,183
Gross Unrealized Gains	1,104	1,040
Gross Unrealized (Losses)	(2)	(29)
Fair Value	61,330	88,194
Debt Securities, Held-to-maturity, Continuous Unrealized Loss Position [Abstract]
LESS THAN 12 MONTHS, Fair Value	2,859	7,397
LESS THAN 12 MONTHS, Gross Unrealized (Losses)	(2)	(9)
OVER 12 MONTHS, Fair Value	0	3,637
OVER 12 MONTHS, Gross Unrealized (Losses)	0	(20)
TOTAL, Fair Value	2,859	11,034
TOTAL, Gross Unrealized (Losses)	(2)	(29)
Mortgage-backed securities
Debt Securities, Held-to-maturity, Fair Value to Amortized Cost [Abstract]
Amortized Cost	4,019	5,427
Gross Unrealized Gains	72	124
Gross Unrealized (Losses)	0	0
Fair Value	$ 4,091	$ 5,551

LOANS AND LEASES, NET - Summary

LOANS AND LEASES, NET - Summary of Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Mar. 31, 2021	Sep. 30, 2020	Jun. 30, 2020	Mar. 31, 2020	Sep. 30, 2019
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	$ 3,495,239		$ 3,314,140
Net deferred loan origination costs (fees)	1,431		8,625
Total gross loans and leases	3,496,670		3,322,765
Allowance for credit losses	(91,208)	$ (98,892)	(56,188)	$ (65,747)	$ (65,355)	$ (29,149)
Total loans and leases, net	3,405,462		3,266,577
National Lending
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	3,191,255		2,828,576
Allowance for credit losses	(77,964)	(84,865)	(33,880)	(45,338)	(52,002)	(21,021)
National Lending | Term lending
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	920,279		805,323
Allowance for credit losses	(27,031)	(27,315)	(15,211)	(14,513)	(11,647)	(5,533)
National Lending | Asset based lending
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	263,237		182,419
Allowance for credit losses	(1,982)	(1,749)	(1,406)	(1,831)	(2,826)	(2,437)
National Lending | Factoring
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	320,629		281,173
Allowance for credit losses	(3,261)	(3,210)	(3,027)	(2,669)	(4,444)	(3,261)
National Lending | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	282,940		281,084
Allowance for credit losses	(6,919)	(6,863)	(7,023)	(6,710)	(2,683)	(1,275)
National Lending | Insurance premium finance
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	417,652		337,940
Allowance for credit losses	(1,589)	(1,326)	(2,129)	(2,369)	(2,142)	(1,024)
National Lending | SBA/USDA
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	263,709		318,387
Allowance for credit losses	(3,129)	(3,300)	(940)	(1,140)	(1,558)	(383)
National Lending | Other commercial finance
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	118,081		101,658
Allowance for credit losses	(724)	(541)	(182)	(171)	(552)	(683)
National Lending | Commercial finance
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	2,586,527		2,307,984
Allowance for credit losses	(44,635)	(44,304)	(29,918)	(29,403)	(25,852)	(14,596)
National Lending | Consumer credit products
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	105,440		89,809
Allowance for credit losses	(1,011)	(990)	(845)	(971)	(1,082)	(1,044)
National Lending | Other consumer finance
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	122,316		134,342
Allowance for credit losses	(7,643)	(10,093)	(2,821)	(3,249)	(3,414)	(5,118)
National Lending | Consumer finance
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	227,756		224,151
Allowance for credit losses	(8,654)	(11,083)	(3,666)	(4,220)	(4,496)	(6,162)
National Lending | Tax services
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	41,268		3,066
Allowance for credit losses	(24,343)	(29,146)	(2)	(11,437)	(21,320)	0
National Lending | Warehouse finance
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	335,704		293,375
Allowance for credit losses	(332)	(332)	(294)	(278)	(334)	(263)
Community Banking
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	303,984		485,564
Allowance for credit losses	(13,244)	(14,027)	(22,308)	(20,409)	(13,353)	(8,128)
Community Banking | Commercial real estate and operating
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	294,810		457,371
Allowance for credit losses	(13,198)	(13,965)	(21,867)	(16,757)	(10,069)	(6,208)
Community Banking | Consumer one-to-four family real estate and other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	1,349		16,486
Allowance for credit losses	(4)	(17)	(298)	(2,936)	(2,350)	(1,053)
Community Banking | Agricultural real estate and operating
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	7,825		11,707
Allowance for credit losses	$ (42)	$ (45)	$ (143)	$ (716)	$ (934)	$ (867)

LOANS AND LEASES, NET - Schedul

LOANS AND LEASES, NET - Schedule of Loans Purchased and Sold, by Portfolio Segment (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans Purchased, Total purchases	$ 46,556	$ 2,728	$ 145,639	$ 120,406
Loans Sold, Loans held for sale			694,063	168,814
Loans Sold, Total sales	119,948	8,524	711,179	443,594
National Lending
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans Purchased, Total purchases	46,153	0	142,389	103,888
Loans Sold, Loans held for sale	118,132	8,524	464,378	168,814
Community Banking
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans Purchased, Total purchases	403	2,728	3,250	16,518
Loans Sold, Loans held for sale	0	0	232,979	271,681
Loans Sold, Loans held for investment	$ 1,816	$ 0	$ 13,822	$ 3,099

LOANS AND LEASES, NET - Direct

LOANS AND LEASES, NET - Direct Financing and Sales-type Leases, and Lease Receivable Maturity (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020	Sep. 30, 2020
Net Investment in Lease [Abstract]
Carrying amount	$ 297,370		$ 297,370		$ 299,487
Unguaranteed residual assets	14,770		14,770		17,203
Unamortized initial direct costs	520		520		2,078
Unearned income	(29,200)		(29,200)		(35,606)
Total net investment in direct financing and sales-type leases	283,460		283,460		$ 283,162
Operating Lease, Lease Income [Abstract]
Interest income on net investments in direct financing and sales-type leases	6,344	$ 4,496	17,779	$ 12,958
Lease income from operating lease payments	10,047	11,391	29,824	33,857
Profit (loss) recorded on commencement date on sales-type leases	85	103	215	590
Other	901	554	2,657	3,135
Total leasing and equipment finance noninterest income	11,033	12,048	32,696	37,582
Total lease income	17,377	$ 16,544	50,475	$ 50,540
Sales-type and Direct Financing Leases, Lease Receivable, Fiscal Year Maturity [Abstract]
Remaining in 2021	28,766		28,766
2022	108,161		108,161
2023	80,606		80,606
2024	48,993		48,993
2025	22,798		22,798
Thereafter	8,046		8,046
Equipment under leases not yet commenced	0		0
Total undiscounted future minimum lease payments receivable for direct financing and sales-type leases	297,370		297,370
Third-party residual value guarantees	0		0
Total carrying amount of direct financing and sales-type lease	$ 297,370		$ 297,370

LOANS AND LEASES, NET - Allowan

LOANS AND LEASES, NET - Allowance for Loan Losses and Recorded Investment in Loans (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020	Oct. 01, 2020	Sep. 30, 2020
Allowance for Credit Losses [Roll Forward]
Beginning Balance	$ 98,892	$ 65,355	$ 56,188	$ 29,149
Provision (recovery) for loan and lease losses	4,650	15,093	41,113	55,796
Charge-offs	(14,865)	(15,604)	(24,788)	(22,709)
Recoveries	2,531	903	5,922	3,511
Ending Balance	91,208	65,747	91,208	65,747
Ending Balance: Individually Evaluated for Impairment						$ 5,119
Ending Balance: Collectively Evaluated for Impairment						51,069
Total	91,208	65,747	91,208	65,747		56,188
Loans:
Ending balance: individually evaluated for impairment						51,278
Ending balance: collectively evaluated for impairment						3,262,862
Total	3,495,239		3,495,239			3,314,140
Adjustment
Allowance for Credit Losses [Roll Forward]
Beginning Balance			12,773
Total					$ 12,800	12,773
Unfunded commitments
Allowance for Credit Losses [Roll Forward]
Beginning Balance	779		32
Provision (recovery) for loan and lease losses	(38)		(122)
Charge-offs	0		0
Recoveries	0		0
Ending Balance	741		741
Total	741		741			32
Unfunded commitments | Adjustment
Allowance for Credit Losses [Roll Forward]
Beginning Balance			831
Total						831
Total Committed Loans
Allowance for Credit Losses [Roll Forward]
Beginning Balance	99,671		56,220
Provision (recovery) for loan and lease losses	4,612		40,991
Charge-offs	(14,865)		(24,788)
Recoveries	2,531		5,922
Ending Balance	91,949		91,949
Total	91,949		91,949			56,220
Total Committed Loans | Adjustment
Allowance for Credit Losses [Roll Forward]
Beginning Balance			13,604
Total						13,604
National Lending
Allowance for Credit Losses [Roll Forward]
Beginning Balance	84,865	52,002	33,880	21,021
Provision (recovery) for loan and lease losses	5,433	8,037	44,096	43,515
Charge-offs	(14,865)	(15,604)	(24,644)	(22,709)
Recoveries	2,531	903	5,922	3,511
Ending Balance	77,964	45,338	77,964	45,338
Ending Balance: Individually Evaluated for Impairment						4,978
Ending Balance: Collectively Evaluated for Impairment						28,902
Total	77,964	45,338	77,964	45,338		33,880
Loans:
Ending balance: individually evaluated for impairment						44,593
Ending balance: collectively evaluated for impairment						2,783,983
Total	3,191,255		3,191,255			2,828,576
National Lending | Adjustment
Allowance for Credit Losses [Roll Forward]
Beginning Balance			18,710
Total						18,710
National Lending | Term lending
Allowance for Credit Losses [Roll Forward]
Beginning Balance	27,315	11,647	15,211	5,533
Provision (recovery) for loan and lease losses	1,199	5,672	8,621	14,753
Charge-offs	(1,998)	(2,831)	(7,787)	(6,003)
Recoveries	515	25	987	230
Ending Balance	27,031	14,513	27,031	14,513
Ending Balance: Individually Evaluated for Impairment						3,155
Ending Balance: Collectively Evaluated for Impairment						12,056
Total	27,031	14,513	27,031	14,513		15,211
Loans:
Ending balance: individually evaluated for impairment						26,085
Ending balance: collectively evaluated for impairment						779,238
Total	920,279		920,279			805,323
National Lending | Term lending | Adjustment
Allowance for Credit Losses [Roll Forward]
Beginning Balance			9,999
Total						9,999
National Lending | Asset based lending
Allowance for Credit Losses [Roll Forward]
Beginning Balance	1,749	2,826	1,406	2,437
Provision (recovery) for loan and lease losses	21	(953)	1,399	(611)
Charge-offs	0	(42)	(1,199)	(42)
Recoveries	212	0	212	47
Ending Balance	1,982	1,831	1,982	1,831
Ending Balance: Individually Evaluated for Impairment						355
Ending Balance: Collectively Evaluated for Impairment						1,051
Total	1,982	1,831	1,982	1,831		1,406
Loans:
Ending balance: individually evaluated for impairment						5,317
Ending balance: collectively evaluated for impairment						177,102
Total	263,237		263,237			182,419
National Lending | Asset based lending | Adjustment
Allowance for Credit Losses [Roll Forward]
Beginning Balance			164
Total						164
National Lending | Factoring
Allowance for Credit Losses [Roll Forward]
Beginning Balance	3,210	4,444	3,027	3,261
Provision (recovery) for loan and lease losses	33	(1,997)	(1,928)	(509)
Charge-offs	1	(140)	0	(875)
Recoveries	17	362	1,175	792
Ending Balance	3,261	2,669	3,261	2,669
Ending Balance: Individually Evaluated for Impairment						274
Ending Balance: Collectively Evaluated for Impairment						2,753
Total	3,261	2,669	3,261	2,669		3,027
Loans:
Ending balance: individually evaluated for impairment						5,071
Ending balance: collectively evaluated for impairment						276,102
Total	320,629		320,629			281,173
National Lending | Factoring | Adjustment
Allowance for Credit Losses [Roll Forward]
Beginning Balance			987
Total						987
National Lending | Lease financing
Allowance for Credit Losses [Roll Forward]
Beginning Balance	6,863	2,683	7,023	1,275
Provision (recovery) for loan and lease losses	842	4,293	2,375	5,841
Charge-offs	(916)	(357)	(2,264)	(725)
Recoveries	130	91	341	319
Ending Balance	6,919	6,710	6,919	6,710
Ending Balance: Individually Evaluated for Impairment						1,194
Ending Balance: Collectively Evaluated for Impairment						5,829
Total	6,919	6,710	6,919	6,710		7,023
Loans:
Ending balance: individually evaluated for impairment						4,697
Ending balance: collectively evaluated for impairment						276,387
Total	282,940		282,940			281,084
National Lending | Lease financing | Adjustment
Allowance for Credit Losses [Roll Forward]
Beginning Balance			(556)
Total						(556)
National Lending | Insurance premium finance
Allowance for Credit Losses [Roll Forward]
Beginning Balance	1,326	2,142	2,129	1,024
Provision (recovery) for loan and lease losses	(1,200)	596	(609)	2,671
Charge-offs	(120)	(736)	(925)	(1,809)
Recoveries	1,583	367	1,959	483
Ending Balance	1,589	2,369	1,589	2,369
Ending Balance: Individually Evaluated for Impairment						0
Ending Balance: Collectively Evaluated for Impairment						2,129
Total	1,589	2,369	1,589	2,369		2,129
Loans:
Ending balance: individually evaluated for impairment						0
Ending balance: collectively evaluated for impairment						337,940
Total	417,652		417,652			337,940
National Lending | Insurance premium finance | Adjustment
Allowance for Credit Losses [Roll Forward]
Beginning Balance			(965)
Total						(965)
National Lending | SBA/USDA
Allowance for Credit Losses [Roll Forward]
Beginning Balance	3,300	1,558	940	383
Provision (recovery) for loan and lease losses	(171)	716	(532)	2,007
Charge-offs	0	(1,134)	0	(1,250)
Recoveries	0	0	1	0
Ending Balance	3,129	1,140	3,129	1,140
Ending Balance: Individually Evaluated for Impairment						0
Ending Balance: Collectively Evaluated for Impairment						940
Total	3,129	1,140	3,129	1,140		940
Loans:
Ending balance: individually evaluated for impairment						1,436
Ending balance: collectively evaluated for impairment						316,951
Total	263,709		263,709			318,387
National Lending | SBA/USDA | Adjustment
Allowance for Credit Losses [Roll Forward]
Beginning Balance			2,720
Total						2,720
National Lending | Other commercial finance
Allowance for Credit Losses [Roll Forward]
Beginning Balance	541	552	182	683
Provision (recovery) for loan and lease losses	183	(381)	178	(512)
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Ending Balance	724	171	724	171
Ending Balance: Individually Evaluated for Impairment						0
Ending Balance: Collectively Evaluated for Impairment						182
Total	724	171	724	171		182
Loans:
Ending balance: individually evaluated for impairment						0
Ending balance: collectively evaluated for impairment						101,658
Total	118,081		118,081			101,658
National Lending | Other commercial finance | Adjustment
Allowance for Credit Losses [Roll Forward]
Beginning Balance			364
Total						364
National Lending | Commercial finance
Allowance for Credit Losses [Roll Forward]
Beginning Balance	44,304	25,852	29,918	14,596
Provision (recovery) for loan and lease losses	907	7,946	9,504	23,640
Charge-offs	(3,033)	(5,240)	(12,175)	(10,704)
Recoveries	2,457	845	4,675	1,871
Ending Balance	44,635	29,403	44,635	29,403
Ending Balance: Individually Evaluated for Impairment						4,978
Ending Balance: Collectively Evaluated for Impairment						24,940
Total	44,635	29,403	44,635	29,403		29,918
Loans:
Ending balance: individually evaluated for impairment						42,606
Ending balance: collectively evaluated for impairment						2,265,378
Total	2,586,527		2,586,527			2,307,984
National Lending | Commercial finance | Adjustment
Allowance for Credit Losses [Roll Forward]
Beginning Balance			12,713
Total						12,713
National Lending | Consumer credit products
Allowance for Credit Losses [Roll Forward]
Beginning Balance	990	1,082	845	1,044
Provision (recovery) for loan and lease losses	21	(111)	166	(73)
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Ending Balance	1,011	971	1,011	971
Ending Balance: Individually Evaluated for Impairment						0
Ending Balance: Collectively Evaluated for Impairment						845
Total	1,011	971	1,011	971		845
Loans:
Ending balance: individually evaluated for impairment						0
Ending balance: collectively evaluated for impairment						89,809
Total	105,440		105,440			89,809
National Lending | Consumer credit products | Adjustment
Allowance for Credit Losses [Roll Forward]
Beginning Balance			0
Total						0
National Lending | Other consumer finance
Allowance for Credit Losses [Roll Forward]
Beginning Balance	10,093	3,414	2,821	5,118
Provision (recovery) for loan and lease losses	(180)	358	1,568	(474)
Charge-offs	(2,327)	(567)	(2,964)	(2,208)
Recoveries	57	44	220	813
Ending Balance	7,643	3,249	7,643	3,249
Ending Balance: Individually Evaluated for Impairment						0
Ending Balance: Collectively Evaluated for Impairment						2,821
Total	7,643	3,249	7,643	3,249		2,821
Loans:
Ending balance: individually evaluated for impairment						1,987
Ending balance: collectively evaluated for impairment						132,355
Total	122,316		122,316			134,342
National Lending | Other consumer finance | Adjustment
Allowance for Credit Losses [Roll Forward]
Beginning Balance			5,998
Total						5,998
National Lending | Consumer finance
Allowance for Credit Losses [Roll Forward]
Beginning Balance	11,083	4,496	3,666	6,162
Provision (recovery) for loan and lease losses	(159)	247	1,734	(547)
Charge-offs	(2,327)	(567)	(2,964)	(2,208)
Recoveries	57	44	220	813
Ending Balance	8,654	4,220	8,654	4,220
Ending Balance: Individually Evaluated for Impairment						0
Ending Balance: Collectively Evaluated for Impairment						3,666
Total	8,654	4,220	8,654	4,220		3,666
Loans:
Ending balance: individually evaluated for impairment						1,987
Ending balance: collectively evaluated for impairment						222,164
Total	227,756		227,756			224,151
National Lending | Consumer finance | Adjustment
Allowance for Credit Losses [Roll Forward]
Beginning Balance			5,998
Total						5,998
National Lending | Tax services
Allowance for Credit Losses [Roll Forward]
Beginning Balance	29,146	21,320	2	0
Provision (recovery) for loan and lease losses	4,685	(100)	32,819	20,407
Charge-offs	(9,505)	(9,797)	(9,505)	(9,797)
Recoveries	17	14	1,027	827
Ending Balance	24,343	11,437	24,343	11,437
Ending Balance: Individually Evaluated for Impairment						0
Ending Balance: Collectively Evaluated for Impairment						2
Total	24,343	11,437	24,343	11,437		2
Loans:
Ending balance: individually evaluated for impairment						0
Ending balance: collectively evaluated for impairment						3,066
Total	41,268		41,268			3,066
National Lending | Tax services | Adjustment
Allowance for Credit Losses [Roll Forward]
Beginning Balance			0
Total						0
National Lending | Warehouse finance
Allowance for Credit Losses [Roll Forward]
Beginning Balance	332	334	294	263
Provision (recovery) for loan and lease losses	0	(56)	39	15
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Ending Balance	332	278	332	278
Ending Balance: Individually Evaluated for Impairment						0
Ending Balance: Collectively Evaluated for Impairment						294
Total	332	278	332	278		294
Loans:
Ending balance: individually evaluated for impairment						0
Ending balance: collectively evaluated for impairment						293,375
Total	335,704		335,704			293,375
National Lending | Warehouse finance | Adjustment
Allowance for Credit Losses [Roll Forward]
Beginning Balance			(1)
Total						(1)
Community Banking
Allowance for Credit Losses [Roll Forward]
Beginning Balance	14,027	13,353	22,308	8,128
Provision (recovery) for loan and lease losses	(783)	7,056	(2,983)	12,281
Charge-offs	0	0	(144)	0
Recoveries	0	0	0	0
Ending Balance	13,244	20,409	13,244	20,409
Ending Balance: Individually Evaluated for Impairment						141
Ending Balance: Collectively Evaluated for Impairment						22,167
Total	13,244	20,409	13,244	20,409		22,308
Loans:
Ending balance: individually evaluated for impairment						6,685
Ending balance: collectively evaluated for impairment						478,879
Total	303,984		303,984			485,564
Community Banking | Adjustment
Allowance for Credit Losses [Roll Forward]
Beginning Balance			(5,937)
Total						(5,937)
Community Banking | Commercial real estate and operating
Allowance for Credit Losses [Roll Forward]
Beginning Balance	13,965	10,069	21,867	6,208
Provision (recovery) for loan and lease losses	(767)	6,688	(2,909)	10,549
Charge-offs	0	0	(144)	0
Recoveries	0	0	0	0
Ending Balance	13,198	16,757	13,198	16,757
Ending Balance: Individually Evaluated for Impairment						141
Ending Balance: Collectively Evaluated for Impairment						21,726
Total	13,198	16,757	13,198	16,757		21,867
Loans:
Ending balance: individually evaluated for impairment						160
Ending balance: collectively evaluated for impairment						457,211
Total	294,810		294,810			457,371
Community Banking | Commercial real estate and operating | Adjustment
Allowance for Credit Losses [Roll Forward]
Beginning Balance			(5,616)
Total						(5,616)
Community Banking | Consumer one-to-four family real estate and other
Allowance for Credit Losses [Roll Forward]
Beginning Balance	17	2,350	298	1,053
Provision (recovery) for loan and lease losses	(13)	586	(47)	1,883
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Ending Balance	4	2,936	4	2,936
Ending Balance: Individually Evaluated for Impairment						0
Ending Balance: Collectively Evaluated for Impairment						298
Total	4	2,936	4	2,936		298
Loans:
Ending balance: individually evaluated for impairment						104
Ending balance: collectively evaluated for impairment						16,382
Total	1,349		1,349			16,486
Community Banking | Consumer one-to-four family real estate and other | Adjustment
Allowance for Credit Losses [Roll Forward]
Beginning Balance			(247)
Total						(247)
Community Banking | Agricultural real estate and operating
Allowance for Credit Losses [Roll Forward]
Beginning Balance	45	934	143	867
Provision (recovery) for loan and lease losses	(3)	(218)	(27)	(151)
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Ending Balance	42	716	42	716
Ending Balance: Individually Evaluated for Impairment						0
Ending Balance: Collectively Evaluated for Impairment						143
Total	42	$ 716	42	$ 716		143
Loans:
Ending balance: individually evaluated for impairment						6,421
Ending balance: collectively evaluated for impairment						5,286
Total	$ 7,825		7,825			11,707
Community Banking | Agricultural real estate and operating | Adjustment
Allowance for Credit Losses [Roll Forward]
Beginning Balance			$ (74)
Total						$ (74)

LOANS AND LEASES, NET - Impaire

LOANS AND LEASES, NET - Impaired Loans (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020	Sep. 30, 2020
Loans and leases without a specific valuation allowance
Impaired loans, unpaid balance	$ 55,632		$ 55,632
Recorded Balance					$ 36,900
Unpaid Principal Balance					40,401
Loans with a specific valuation allowance
Recorded Balance					14,378
Unpaid Principal Balance					14,390
Specific Allowance					5,119
Average Recorded Investment	37,960	$ 45,578	34,856	$ 41,427
Recognized Interest Income		171		267
National Lending
Loans and leases without a specific valuation allowance
Impaired loans, unpaid balance	32,969		32,969
Recorded Balance					30,375
Unpaid Principal Balance					33,876
Loans with a specific valuation allowance
Recorded Balance					14,218
Unpaid Principal Balance					14,230
Specific Allowance					4,978
Average Recorded Investment	18,159	42,605	18,712	38,138
Recognized Interest Income		160		365
National Lending | Term lending
Loans and leases without a specific valuation allowance
Impaired loans, unpaid balance	25,994		25,994
Recorded Balance					17,349
Unpaid Principal Balance					18,823
Loans with a specific valuation allowance
Recorded Balance					8,736
Unpaid Principal Balance					8,736
Specific Allowance					3,155
Average Recorded Investment	14,964	28,848	14,190	24,946
Recognized Interest Income		121		240
National Lending | Asset based lending
Loans and leases without a specific valuation allowance
Impaired loans, unpaid balance	0		0
Recorded Balance					3,914
Unpaid Principal Balance					3,914
Loans with a specific valuation allowance
Recorded Balance					1,403
Unpaid Principal Balance					1,403
Specific Allowance					355
Average Recorded Investment	127	935	591	571
Recognized Interest Income		0		0
National Lending | Factoring
Loans and leases without a specific valuation allowance
Impaired loans, unpaid balance	1,232		1,232
Recorded Balance					3,892
Unpaid Principal Balance					4,967
Loans with a specific valuation allowance
Recorded Balance					1,179
Unpaid Principal Balance					1,191
Specific Allowance					274
Average Recorded Investment	33	4,715	337	4,387
Recognized Interest Income		0		0
National Lending | Lease financing
Loans and leases without a specific valuation allowance
Impaired loans, unpaid balance	2,946		2,946
Recorded Balance					1,797
Unpaid Principal Balance					1,805
Loans with a specific valuation allowance
Recorded Balance					2,900
Unpaid Principal Balance					2,900
Specific Allowance					1,194
Average Recorded Investment	2,435	2,946	2,994	2,929
Recognized Interest Income		2		14
National Lending | SBA/USDA
Loans and leases without a specific valuation allowance
Impaired loans, unpaid balance	600		600
Recorded Balance					1,436
Unpaid Principal Balance					2,263
Loans with a specific valuation allowance
Average Recorded Investment	600	3,162	600	3,530
Recognized Interest Income		0		0
National Lending | Commercial finance
Loans and leases without a specific valuation allowance
Impaired loans, unpaid balance	30,772		30,772
Recorded Balance					28,388
Unpaid Principal Balance					31,772
Loans with a specific valuation allowance
Recorded Balance					14,218
Unpaid Principal Balance					14,230
Specific Allowance					4,978
Average Recorded Investment	18,159	40,606	18,712	36,363
Recognized Interest Income		123		254
National Lending | Consumer credit products
Loans and leases without a specific valuation allowance
Impaired loans, unpaid balance	2,197		2,197
National Lending | Other consumer finance
Loans and leases without a specific valuation allowance
Recorded Balance					1,987
Unpaid Principal Balance					2,104
Loans with a specific valuation allowance
Average Recorded Investment		1,999		1,775
Recognized Interest Income		37		111
National Lending | Consumer finance
Loans and leases without a specific valuation allowance
Impaired loans, unpaid balance	2,197		2,197
Recorded Balance					1,987
Unpaid Principal Balance					2,104
Loans with a specific valuation allowance
Average Recorded Investment		1,999		1,775
Recognized Interest Income		37		111
Community Banking
Loans and leases without a specific valuation allowance
Impaired loans, unpaid balance	22,663		22,663
Recorded Balance					6,525
Unpaid Principal Balance					6,525
Loans with a specific valuation allowance
Recorded Balance					160
Unpaid Principal Balance					160
Specific Allowance					141
Average Recorded Investment	19,801	2,973	16,144	3,289
Recognized Interest Income		11		(98)
Community Banking | Commercial real estate and operating
Loans and leases without a specific valuation allowance
Impaired loans, unpaid balance	17,896		17,896
Loans with a specific valuation allowance
Recorded Balance					160
Unpaid Principal Balance					160
Specific Allowance					141
Average Recorded Investment	17,896	405	14,235	511
Recognized Interest Income		1		27
Community Banking | Consumer one-to-four family real estate and other
Loans and leases without a specific valuation allowance
Impaired loans, unpaid balance	110		110
Recorded Balance					104
Unpaid Principal Balance					104
Loans with a specific valuation allowance
Average Recorded Investment	136	131	140	101
Recognized Interest Income		0		9
Community Banking | Agricultural real estate and operating
Loans and leases without a specific valuation allowance
Impaired loans, unpaid balance	4,657		4,657
Recorded Balance					6,421
Unpaid Principal Balance					$ 6,421
Loans with a specific valuation allowance
Average Recorded Investment	$ 1,769	2,437	$ 1,769	2,677
Recognized Interest Income		$ 10		$ (134)

LOANS AND LEASES, NET - Credit

LOANS AND LEASES, NET - Credit Quality Indicator (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Sep. 30, 2020
Financing Receivable, Credit Quality Indicator [Line Items]
Total gross loans and leases	$ 3,496,670	$ 3,322,765
Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2021	937,063
2020	569,104
2019	275,967
2018	165,121
2017	48,725
Prior	73,084
Revolving Loans and Leases	777,156
Total gross loans and leases	2,846,220	2,701,484
Watch
Financing Receivable, Credit Quality Indicator [Line Items]
2021	12,120
2020	20,925
2019	10,365
2018	12,573
2017	19,249
Prior	6,476
Revolving Loans and Leases	85,551
Total gross loans and leases	167,259	254,107
Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
2021	1,786
2020	11,258
2019	7,592
2018	16,717
2017	76
Prior	1,909
Revolving Loans and Leases	31,106
Total gross loans and leases	70,444	63,427
Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2021	7,748
2020	12,541
2019	25,274
2018	52,873
2017	5,364
Prior	5,569
Revolving Loans and Leases	25,757
Total gross loans and leases	135,126	61,572
Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
2021	258
2020	1,383
2019	5,149
2018	376
2017	0
Prior	0
Revolving Loans and Leases	0
Total gross loans and leases	7,166	6,333
Total
Financing Receivable, Credit Quality Indicator [Line Items]
2021	958,975
2020	615,211
2019	324,347
2018	247,660
2017	73,414
Prior	87,038
Revolving Loans and Leases	919,570
Total gross loans and leases	3,226,215	3,086,923
National Lending | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2021	937,063
2020	555,264
2019	189,839
2018	100,936
2017	20,628
Prior	69,614
Revolving Loans and Leases	777,156
Total gross loans and leases	2,650,500	2,348,074
National Lending | Watch
Financing Receivable, Credit Quality Indicator [Line Items]
2021	12,120
2020	20,001
2019	7,237
2018	1,621
2017	3,415
Prior	3,820
Revolving Loans and Leases	85,551
Total gross loans and leases	133,765	155,771
National Lending | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
2021	1,786
2020	11,258
2019	7,368
2018	3,035
2017	76
Prior	1,241
Revolving Loans and Leases	31,106
Total gross loans and leases	55,870	53,839
National Lending | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2021	7,748
2020	8,963
2019	23,669
2018	6,662
2017	893
Prior	1,238
Revolving Loans and Leases	25,757
Total gross loans and leases	74,930	37,922
National Lending | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
2021	258
2020	1,383
2019	5,149
2018	376
2017	0
Prior	0
Revolving Loans and Leases	0
Total gross loans and leases	7,166	5,753
National Lending | Total
Financing Receivable, Credit Quality Indicator [Line Items]
2021	958,975
2020	596,869
2019	233,262
2018	112,630
2017	25,012
Prior	75,913
Revolving Loans and Leases	919,570
Total gross loans and leases	2,922,231	2,601,359
National Lending | Term lending | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2021	310,845
2020	333,608
2019	119,271
2018	62,381
2017	4,217
Prior	5,433
Revolving Loans and Leases	0
Total gross loans and leases	835,755	725,101
National Lending | Term lending | Watch
Financing Receivable, Credit Quality Indicator [Line Items]
2021	6,568
2020	9,609
2019	5,821
2018	450
2017	43
Prior	1,397
Revolving Loans and Leases	0
Total gross loans and leases	23,888	29,637
National Lending | Term lending | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
2021	595
2020	3,934
2019	6,579
2018	1,026
2017	35
Prior	1,241
Revolving Loans and Leases	0
Total gross loans and leases	13,410	24,501
National Lending | Term lending | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2021	7,732
2020	8,347
2019	19,708
2018	4,347
2017	162
Prior	359
Revolving Loans and Leases	0
Total gross loans and leases	40,655	21,249
National Lending | Term lending | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
2021	71
2020	1,207
2019	4,982
2018	311
2017	0
Prior	0
Revolving Loans and Leases	0
Total gross loans and leases	6,571	4,835
National Lending | Term lending | Total
Financing Receivable, Credit Quality Indicator [Line Items]
2021	325,811
2020	356,705
2019	156,361
2018	68,515
2017	4,457
Prior	8,430
Revolving Loans and Leases	0
Total gross loans and leases	920,279	805,323
National Lending | Asset based lending | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	0
2019	0
2018	0
2017	0
Prior	0
Revolving Loans and Leases	162,787
Total gross loans and leases	162,787	102,013
National Lending | Asset based lending | Watch
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	0
2019	0
2018	0
2017	0
Prior	0
Revolving Loans and Leases	66,290
Total gross loans and leases	66,290	62,512
National Lending | Asset based lending | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	0
2019	0
2018	0
2017	0
Prior	0
Revolving Loans and Leases	19,253
Total gross loans and leases	19,253	12,577
National Lending | Asset based lending | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	0
2019	0
2018	0
2017	0
Prior	0
Revolving Loans and Leases	14,907
Total gross loans and leases	14,907	5,317
National Lending | Asset based lending | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Total gross loans and leases		0
National Lending | Asset based lending | Total
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	0
2019	0
2018	0
2017	0
Prior	0
Revolving Loans and Leases	263,237
Total gross loans and leases	263,237	182,419
National Lending | Factoring | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	0
2019	0
2018	0
2017	0
Prior	0
Revolving Loans and Leases	278,665
Total gross loans and leases	278,665	217,245
National Lending | Factoring | Watch
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	0
2019	0
2018	0
2017	0
Prior	0
Revolving Loans and Leases	19,261
Total gross loans and leases	19,261	45,200
National Lending | Factoring | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	0
2019	0
2018	0
2017	0
Prior	0
Revolving Loans and Leases	11,853
Total gross loans and leases	11,853	13,657
National Lending | Factoring | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	0
2019	0
2018	0
2017	0
Prior	0
Revolving Loans and Leases	10,850
Total gross loans and leases	10,850	5,071
National Lending | Factoring | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Total gross loans and leases		0
National Lending | Factoring | Total
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	0
2019	0
2018	0
2017	0
Prior	0
Revolving Loans and Leases	320,629
Total gross loans and leases	320,629	281,173
National Lending | Lease financing | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2021	87,134
2020	118,080
2019	38,073
2018	10,010
2017	4,766
Prior	687
Revolving Loans and Leases	0
Total gross loans and leases	258,750	264,700
National Lending | Lease financing | Watch
Financing Receivable, Credit Quality Indicator [Line Items]
2021	4,574
2020	10,358
2019	490
2018	349
2017	253
Prior	197
Revolving Loans and Leases	0
Total gross loans and leases	16,221	8,879
National Lending | Lease financing | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
2021	1,119
2020	558
2019	114
2018	206
2017	39
Prior	0
Revolving Loans and Leases	0
Total gross loans and leases	2,036	2,808
National Lending | Lease financing | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	571
2019	3,961
2018	844
2017	36
Prior	156
Revolving Loans and Leases	0
Total gross loans and leases	5,568	4,148
National Lending | Lease financing | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	133
2019	167
2018	65
2017
Prior
Revolving Loans and Leases	0
Total gross loans and leases	365	549
National Lending | Lease financing | Total
Financing Receivable, Credit Quality Indicator [Line Items]
2021	92,827
2020	129,700
2019	42,805
2018	11,474
2017	5,094
Prior	1,040
Revolving Loans and Leases	0
Total gross loans and leases	282,940	281,084
National Lending | Insurance premium finance | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2021	411,729
2020	5,080
2019	14
2018	0
2017	0
Prior	0
Revolving Loans and Leases	0
Total gross loans and leases	416,823	336,364
National Lending | Insurance premium finance | Watch
Financing Receivable, Credit Quality Indicator [Line Items]
2021	421
2020	34
2019	0
2018	0
2017	0
Prior	0
Revolving Loans and Leases	0
Total gross loans and leases	455	284
National Lending | Insurance premium finance | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
2021	72
2020	11
2019	0
2018	0
2017	0
Prior	0
Revolving Loans and Leases	0
Total gross loans and leases	83	222
National Lending | Insurance premium finance | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2021	16
2020	45
2019	0
2018	0
2017	0
Prior	0
Revolving Loans and Leases	0
Total gross loans and leases	61	701
National Lending | Insurance premium finance | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
2021	187
2020	43
2019	0
2018	0
2017	0
Prior	0
Revolving Loans and Leases	0
Total gross loans and leases	230	369
National Lending | Insurance premium finance | Total
Financing Receivable, Credit Quality Indicator [Line Items]
2021	412,425
2020	5,213
2019	14
2018	0
2017	0
Prior	0
Revolving Loans and Leases	0
Total gross loans and leases	417,652	337,940
National Lending | SBA/USDA | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2021	108,286
2020	80,971
2019	23,094
2018	22,268
2017	8,066
Prior	4,222
Revolving Loans and Leases	0
Total gross loans and leases	246,907	308,549
National Lending | SBA/USDA | Watch
Financing Receivable, Credit Quality Indicator [Line Items]
2021
2020	0
2019	926
2018	822
2017	2,272
Prior	935
Revolving Loans and Leases	0
Total gross loans and leases	4,955	8,328
National Lending | SBA/USDA | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
2021
2020	6,755
2019	675
2018	1,803
2017	0
Prior	0
Revolving Loans and Leases	0
Total gross loans and leases	9,233	74
National Lending | SBA/USDA | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2021
2020
2019
2018	1,196
2017	695
Prior	723
Revolving Loans and Leases	0
Total gross loans and leases	2,614	1,436
National Lending | SBA/USDA | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Total gross loans and leases		0
National Lending | SBA/USDA | Total
Financing Receivable, Credit Quality Indicator [Line Items]
2021	108,286
2020	87,726
2019	24,695
2018	26,089
2017	11,033
Prior	5,880
Revolving Loans and Leases	0
Total gross loans and leases	263,709	318,387
National Lending | Other commercial finance | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2021	19,070
2020	17,525
2019	9,387
2018	6,277
2017	3,579
Prior	59,273
Revolving Loans and Leases	0
Total gross loans and leases	115,111	100,727
National Lending | Other commercial finance | Watch
Financing Receivable, Credit Quality Indicator [Line Items]
2021	556
2020	0
2019	0
2018	0
2017	847
Prior	1,292
Revolving Loans and Leases	0
Total gross loans and leases	2,695	931
National Lending | Other commercial finance | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Total gross loans and leases		0
National Lending | Other commercial finance | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	0
2019	0
2018	275
2017	0
Prior	0
Revolving Loans and Leases	0
Total gross loans and leases	275	0
National Lending | Other commercial finance | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Total gross loans and leases		0
National Lending | Other commercial finance | Total
Financing Receivable, Credit Quality Indicator [Line Items]
2021	19,626
2020	17,525
2019	9,387
2018	6,552
2017	4,426
Prior	60,565
Revolving Loans and Leases	0
Total gross loans and leases	118,081	101,658
National Lending | Commercial finance | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Total gross loans and leases		2,054,699
National Lending | Commercial finance | Watch
Financing Receivable, Credit Quality Indicator [Line Items]
Total gross loans and leases		155,771
National Lending | Commercial finance | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Total gross loans and leases		53,839
National Lending | Commercial finance | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Total gross loans and leases		37,922
National Lending | Commercial finance | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Total gross loans and leases		5,753
National Lending | Commercial finance | Total
Financing Receivable, Credit Quality Indicator [Line Items]
Total gross loans and leases		2,307,984
National Lending | Warehouse finance | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	0
2019	0
2018	0
2017	0
Prior	0
Revolving Loans and Leases	335,704
Total gross loans and leases	335,704	293,375
National Lending | Warehouse finance | Watch
Financing Receivable, Credit Quality Indicator [Line Items]
Total gross loans and leases		0
National Lending | Warehouse finance | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Total gross loans and leases		0
National Lending | Warehouse finance | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Total gross loans and leases		0
National Lending | Warehouse finance | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Total gross loans and leases		0
National Lending | Warehouse finance | Total
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	0
2019	0
2018	0
2017	0
Prior	0
Revolving Loans and Leases	335,704
Total gross loans and leases	335,704	293,375
Community Banking | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	13,841
2019	86,128
2018	64,185
2017	28,097
Prior	3,469
Revolving Loans and Leases	0
Total gross loans and leases	195,720	353,410
Community Banking | Watch
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	924
2019	3,128
2018	10,952
2017	15,834
Prior	2,656
Revolving Loans and Leases	0
Total gross loans and leases	33,494	98,336
Community Banking | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	0
2019	224
2018	13,681
2017	0
Prior	669
Revolving Loans and Leases	0
Total gross loans and leases	14,574	9,588
Community Banking | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	3,577
2019	1,605
2018	46,212
2017	4,471
Prior	4,331
Revolving Loans and Leases	0
Total gross loans and leases	60,196	23,650
Community Banking | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Total gross loans and leases		580
Community Banking | Total
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	18,342
2019	91,085
2018	135,030
2017	48,402
Prior	11,125
Revolving Loans and Leases	0
Total gross loans and leases	303,984	485,564
Community Banking | Commercial real estate and operating | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	13,841
2019	85,971
2018	63,844
2017	27,728
Prior	528
Revolving Loans and Leases	0
Total gross loans and leases	191,912	336,236
Community Banking | Commercial real estate and operating | Watch
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	924
2019	3,128
2018	10,952
2017	15,834
Prior	2,656
Revolving Loans and Leases	0
Total gross loans and leases	33,494	98,295
Community Banking | Commercial real estate and operating | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	0
2019	224
2018	13,681
2017	0
Prior	669
Revolving Loans and Leases	0
Total gross loans and leases	14,574	4,049
Community Banking | Commercial real estate and operating | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	300
2019	1,497
2018	44,948
2017	4,472
Prior	3,613
Revolving Loans and Leases	0
Total gross loans and leases	54,830	18,211
Community Banking | Commercial real estate and operating | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Total gross loans and leases		580
Community Banking | Commercial real estate and operating | Total
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	15,065
2019	90,820
2018	133,425
2017	48,034
Prior	7,466
Revolving Loans and Leases	0
Total gross loans and leases	294,810	457,371
Community Banking | Consumer one-to-four family real estate and other | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	0
2019	157
2018	234
2017	368
Prior	355
Revolving Loans and Leases	0
Total gross loans and leases	1,114	15,648
Community Banking | Consumer one-to-four family real estate and other | Watch
Financing Receivable, Credit Quality Indicator [Line Items]
Total gross loans and leases		41
Community Banking | Consumer one-to-four family real estate and other | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Total gross loans and leases		609
Community Banking | Consumer one-to-four family real estate and other | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	0
2019	108
2018	0
2017	0
Prior	127
Revolving Loans and Leases	0
Total gross loans and leases	235	188
Community Banking | Consumer one-to-four family real estate and other | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Total gross loans and leases		0
Community Banking | Consumer one-to-four family real estate and other | Total
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	0
2019	265
2018	234
2017	368
Prior	482
Revolving Loans and Leases	0
Total gross loans and leases	1,349	16,486
Community Banking | Agricultural real estate and operating | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	0
2019	0
2018	108
2017	0
Prior	2,586
Revolving Loans and Leases	0
Total gross loans and leases	2,694	1,526
Community Banking | Agricultural real estate and operating | Watch
Financing Receivable, Credit Quality Indicator [Line Items]
Total gross loans and leases		0
Community Banking | Agricultural real estate and operating | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Total gross loans and leases		4,930
Community Banking | Agricultural real estate and operating | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	3,277
2019	0
2018	1,263
2017	0
Prior	591
Revolving Loans and Leases	0
Total gross loans and leases	5,131	5,251
Community Banking | Agricultural real estate and operating | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Total gross loans and leases		0
Community Banking | Agricultural real estate and operating | Total
Financing Receivable, Credit Quality Indicator [Line Items]
2021	0
2020	3,277
2019	0
2018	1,371
2017	0
Prior	3,177
Revolving Loans and Leases	0
Total gross loans and leases	$ 7,825	$ 11,707

LOANS AND LEASES, NET - Past Du

LOANS AND LEASES, NET - Past Due Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Sep. 30, 2020
Financing Receivable, Past Due [Line Items]
Loans and leases	$ 3,496,670	$ 3,322,765
Accruing and Nonaccruing Loans and Leases
Financing Receivable, Past Due [Line Items]
Loans and leases	3,583,144	3,497,717
Accruing and Nonaccruing Loans and Leases | Total loans and leases held for investment
Financing Receivable, Past Due [Line Items]
Loans and leases	3,495,239	3,314,140
Accruing and Nonaccruing Loans and Leases | National Lending
Financing Receivable, Past Due [Line Items]
Loans and leases	3,191,255	2,828,576
Accruing and Nonaccruing Loans and Leases | National Lending | Loans held for sale
Financing Receivable, Past Due [Line Items]
Loans and leases	87,905	183,577
Accruing and Nonaccruing Loans and Leases | National Lending | Term lending
Financing Receivable, Past Due [Line Items]
Loans and leases	920,279	805,323
Accruing and Nonaccruing Loans and Leases | National Lending | Asset based lending
Financing Receivable, Past Due [Line Items]
Loans and leases	263,237	182,419
Accruing and Nonaccruing Loans and Leases | National Lending | Factoring
Financing Receivable, Past Due [Line Items]
Loans and leases	320,629	281,173
Accruing and Nonaccruing Loans and Leases | National Lending | Lease financing
Financing Receivable, Past Due [Line Items]
Loans and leases	282,940	281,084
Accruing and Nonaccruing Loans and Leases | National Lending | Insurance premium finance
Financing Receivable, Past Due [Line Items]
Loans and leases	417,652	337,940
Accruing and Nonaccruing Loans and Leases | National Lending | SBA/USDA
Financing Receivable, Past Due [Line Items]
Loans and leases	263,709	318,387
Accruing and Nonaccruing Loans and Leases | National Lending | Other commercial finance
Financing Receivable, Past Due [Line Items]
Loans and leases	118,081	101,658
Accruing and Nonaccruing Loans and Leases | National Lending | Commercial finance
Financing Receivable, Past Due [Line Items]
Loans and leases	2,586,527	2,307,984
Accruing and Nonaccruing Loans and Leases | National Lending | Consumer credit products
Financing Receivable, Past Due [Line Items]
Loans and leases	207,019	89,809
Accruing and Nonaccruing Loans and Leases | National Lending | Other consumer finance
Financing Receivable, Past Due [Line Items]
Loans and leases	20,737	134,342
Accruing and Nonaccruing Loans and Leases | National Lending | Consumer finance
Financing Receivable, Past Due [Line Items]
Loans and leases	227,756	224,151
Accruing and Nonaccruing Loans and Leases | National Lending | Tax services
Financing Receivable, Past Due [Line Items]
Loans and leases	41,268	3,066
Accruing and Nonaccruing Loans and Leases | National Lending | Warehouse finance
Financing Receivable, Past Due [Line Items]
Loans and leases	335,704	293,375
Accruing and Nonaccruing Loans and Leases | Community Banking
Financing Receivable, Past Due [Line Items]
Loans and leases	303,984	485,564
Accruing and Nonaccruing Loans and Leases | Community Banking | Commercial real estate and operating
Financing Receivable, Past Due [Line Items]
Loans and leases	294,810	457,371
Accruing and Nonaccruing Loans and Leases | Community Banking | Consumer one-to-four family real estate and other
Financing Receivable, Past Due [Line Items]
Loans and leases	1,349	16,486
Accruing and Nonaccruing Loans and Leases | Community Banking | Agricultural real estate and operating
Financing Receivable, Past Due [Line Items]
Loans and leases	7,825	11,707
Accruing and Nonaccruing Loans and Leases | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans and leases	23,022	15,220
Accruing and Nonaccruing Loans and Leases | 30-59 Days Past Due | Total loans and leases held for investment
Financing Receivable, Past Due [Line Items]
Loans and leases	23,022	15,220
Accruing and Nonaccruing Loans and Leases | 30-59 Days Past Due | National Lending
Financing Receivable, Past Due [Line Items]
Loans and leases	22,960	14,315
Accruing and Nonaccruing Loans and Leases | 30-59 Days Past Due | National Lending | Loans held for sale
Financing Receivable, Past Due [Line Items]
Loans and leases	0	0
Accruing and Nonaccruing Loans and Leases | 30-59 Days Past Due | National Lending | Term lending
Financing Receivable, Past Due [Line Items]
Loans and leases	11,146	11,900
Accruing and Nonaccruing Loans and Leases | 30-59 Days Past Due | National Lending | Asset based lending
Financing Receivable, Past Due [Line Items]
Loans and leases	0	17
Accruing and Nonaccruing Loans and Leases | 30-59 Days Past Due | National Lending | Factoring
Financing Receivable, Past Due [Line Items]
Loans and leases	0	0
Accruing and Nonaccruing Loans and Leases | 30-59 Days Past Due | National Lending | Lease financing
Financing Receivable, Past Due [Line Items]
Loans and leases	9,076	194
Accruing and Nonaccruing Loans and Leases | 30-59 Days Past Due | National Lending | Insurance premium finance
Financing Receivable, Past Due [Line Items]
Loans and leases	552	1,227
Accruing and Nonaccruing Loans and Leases | 30-59 Days Past Due | National Lending | SBA/USDA
Financing Receivable, Past Due [Line Items]
Loans and leases	1,343	0
Accruing and Nonaccruing Loans and Leases | 30-59 Days Past Due | National Lending | Other commercial finance
Financing Receivable, Past Due [Line Items]
Loans and leases	0	0
Accruing and Nonaccruing Loans and Leases | 30-59 Days Past Due | National Lending | Commercial finance
Financing Receivable, Past Due [Line Items]
Loans and leases	22,117	13,338
Accruing and Nonaccruing Loans and Leases | 30-59 Days Past Due | National Lending | Consumer credit products
Financing Receivable, Past Due [Line Items]
Loans and leases	843	377
Accruing and Nonaccruing Loans and Leases | 30-59 Days Past Due | National Lending | Other consumer finance
Financing Receivable, Past Due [Line Items]
Loans and leases	0	600
Accruing and Nonaccruing Loans and Leases | 30-59 Days Past Due | National Lending | Consumer finance
Financing Receivable, Past Due [Line Items]
Loans and leases	843	977
Accruing and Nonaccruing Loans and Leases | 30-59 Days Past Due | National Lending | Tax services
Financing Receivable, Past Due [Line Items]
Loans and leases	0	0
Accruing and Nonaccruing Loans and Leases | 30-59 Days Past Due | National Lending | Warehouse finance
Financing Receivable, Past Due [Line Items]
Loans and leases	0	0
Accruing and Nonaccruing Loans and Leases | 30-59 Days Past Due | Community Banking
Financing Receivable, Past Due [Line Items]
Loans and leases	62	905
Accruing and Nonaccruing Loans and Leases | 30-59 Days Past Due | Community Banking | Commercial real estate and operating
Financing Receivable, Past Due [Line Items]
Loans and leases	11	0
Accruing and Nonaccruing Loans and Leases | 30-59 Days Past Due | Community Banking | Consumer one-to-four family real estate and other
Financing Receivable, Past Due [Line Items]
Loans and leases	51	905
Accruing and Nonaccruing Loans and Leases | 30-59 Days Past Due | Community Banking | Agricultural real estate and operating
Financing Receivable, Past Due [Line Items]
Loans and leases	0	0
Accruing and Nonaccruing Loans and Leases | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans and leases	52,617	15,353
Accruing and Nonaccruing Loans and Leases | 60-89 Days Past Due | Total loans and leases held for investment
Financing Receivable, Past Due [Line Items]
Loans and leases	52,617	15,353
Accruing and Nonaccruing Loans and Leases | 60-89 Days Past Due | National Lending
Financing Receivable, Past Due [Line Items]
Loans and leases	52,617	15,239
Accruing and Nonaccruing Loans and Leases | 60-89 Days Past Due | National Lending | Loans held for sale
Financing Receivable, Past Due [Line Items]
Loans and leases	0	0
Accruing and Nonaccruing Loans and Leases | 60-89 Days Past Due | National Lending | Term lending
Financing Receivable, Past Due [Line Items]
Loans and leases	6,714	3,851
Accruing and Nonaccruing Loans and Leases | 60-89 Days Past Due | National Lending | Asset based lending
Financing Receivable, Past Due [Line Items]
Loans and leases	0	0
Accruing and Nonaccruing Loans and Leases | 60-89 Days Past Due | National Lending | Factoring
Financing Receivable, Past Due [Line Items]
Loans and leases	0	0
Accruing and Nonaccruing Loans and Leases | 60-89 Days Past Due | National Lending | Lease financing
Financing Receivable, Past Due [Line Items]
Loans and leases	3,514	9,746
Accruing and Nonaccruing Loans and Leases | 60-89 Days Past Due | National Lending | Insurance premium finance
Financing Receivable, Past Due [Line Items]
Loans and leases	422	748
Accruing and Nonaccruing Loans and Leases | 60-89 Days Past Due | National Lending | SBA/USDA
Financing Receivable, Past Due [Line Items]
Loans and leases	0	0
Accruing and Nonaccruing Loans and Leases | 60-89 Days Past Due | National Lending | Other commercial finance
Financing Receivable, Past Due [Line Items]
Loans and leases	0	0
Accruing and Nonaccruing Loans and Leases | 60-89 Days Past Due | National Lending | Commercial finance
Financing Receivable, Past Due [Line Items]
Loans and leases	10,650	14,345
Accruing and Nonaccruing Loans and Leases | 60-89 Days Past Due | National Lending | Consumer credit products
Financing Receivable, Past Due [Line Items]
Loans and leases	1,009	358
Accruing and Nonaccruing Loans and Leases | 60-89 Days Past Due | National Lending | Other consumer finance
Financing Receivable, Past Due [Line Items]
Loans and leases	0	536
Accruing and Nonaccruing Loans and Leases | 60-89 Days Past Due | National Lending | Consumer finance
Financing Receivable, Past Due [Line Items]
Loans and leases	1,009	894
Accruing and Nonaccruing Loans and Leases | 60-89 Days Past Due | National Lending | Tax services
Financing Receivable, Past Due [Line Items]
Loans and leases	40,958	0
Accruing and Nonaccruing Loans and Leases | 60-89 Days Past Due | National Lending | Warehouse finance
Financing Receivable, Past Due [Line Items]
Loans and leases	0	0
Accruing and Nonaccruing Loans and Leases | 60-89 Days Past Due | Community Banking
Financing Receivable, Past Due [Line Items]
Loans and leases	0	114
Accruing and Nonaccruing Loans and Leases | 60-89 Days Past Due | Community Banking | Commercial real estate and operating
Financing Receivable, Past Due [Line Items]
Loans and leases	0	0
Accruing and Nonaccruing Loans and Leases | 60-89 Days Past Due | Community Banking | Consumer one-to-four family real estate and other
Financing Receivable, Past Due [Line Items]
Loans and leases	0	114
Accruing and Nonaccruing Loans and Leases | 60-89 Days Past Due | Community Banking | Agricultural real estate and operating
Financing Receivable, Past Due [Line Items]
Loans and leases	0	0
Accruing and Nonaccruing Loans and Leases | Greater Than 90 Days
Financing Receivable, Past Due [Line Items]
Loans and leases	11,138	21,727
Accruing and Nonaccruing Loans and Leases | Greater Than 90 Days | Total loans and leases held for investment
Financing Receivable, Past Due [Line Items]
Loans and leases	11,138	21,727
Accruing and Nonaccruing Loans and Leases | Greater Than 90 Days | National Lending
Financing Receivable, Past Due [Line Items]
Loans and leases	9,369	19,278
Accruing and Nonaccruing Loans and Leases | Greater Than 90 Days | National Lending | Loans held for sale
Financing Receivable, Past Due [Line Items]
Loans and leases	0	0
Accruing and Nonaccruing Loans and Leases | Greater Than 90 Days | National Lending | Term lending
Financing Receivable, Past Due [Line Items]
Loans and leases	4,820	6,390
Accruing and Nonaccruing Loans and Leases | Greater Than 90 Days | National Lending | Asset based lending
Financing Receivable, Past Due [Line Items]
Loans and leases	0	0
Accruing and Nonaccruing Loans and Leases | Greater Than 90 Days | National Lending | Factoring
Financing Receivable, Past Due [Line Items]
Loans and leases	0	0
Accruing and Nonaccruing Loans and Leases | Greater Than 90 Days | National Lending | Lease financing
Financing Receivable, Past Due [Line Items]
Loans and leases	2,550	6,882
Accruing and Nonaccruing Loans and Leases | Greater Than 90 Days | National Lending | Insurance premium finance
Financing Receivable, Past Due [Line Items]
Loans and leases	874	2,364
Accruing and Nonaccruing Loans and Leases | Greater Than 90 Days | National Lending | SBA/USDA
Financing Receivable, Past Due [Line Items]
Loans and leases	600	1,027
Accruing and Nonaccruing Loans and Leases | Greater Than 90 Days | National Lending | Other commercial finance
Financing Receivable, Past Due [Line Items]
Loans and leases	0	0
Accruing and Nonaccruing Loans and Leases | Greater Than 90 Days | National Lending | Commercial finance
Financing Receivable, Past Due [Line Items]
Loans and leases	8,844	16,663
Accruing and Nonaccruing Loans and Leases | Greater Than 90 Days | National Lending | Consumer credit products
Financing Receivable, Past Due [Line Items]
Loans and leases	525	499
Accruing and Nonaccruing Loans and Leases | Greater Than 90 Days | National Lending | Other consumer finance
Financing Receivable, Past Due [Line Items]
Loans and leases	0	373
Accruing and Nonaccruing Loans and Leases | Greater Than 90 Days | National Lending | Consumer finance
Financing Receivable, Past Due [Line Items]
Loans and leases	525	872
Accruing and Nonaccruing Loans and Leases | Greater Than 90 Days | National Lending | Tax services
Financing Receivable, Past Due [Line Items]
Loans and leases	0	1,743
Accruing and Nonaccruing Loans and Leases | Greater Than 90 Days | National Lending | Warehouse finance
Financing Receivable, Past Due [Line Items]
Loans and leases	0	0
Accruing and Nonaccruing Loans and Leases | Greater Than 90 Days | Community Banking
Financing Receivable, Past Due [Line Items]
Loans and leases	1,769	2,449
Accruing and Nonaccruing Loans and Leases | Greater Than 90 Days | Community Banking | Commercial real estate and operating
Financing Receivable, Past Due [Line Items]
Loans and leases	0	630
Accruing and Nonaccruing Loans and Leases | Greater Than 90 Days | Community Banking | Consumer one-to-four family real estate and other
Financing Receivable, Past Due [Line Items]
Loans and leases	0	50
Accruing and Nonaccruing Loans and Leases | Greater Than 90 Days | Community Banking | Agricultural real estate and operating
Financing Receivable, Past Due [Line Items]
Loans and leases	1,769	1,769
Accruing and Nonaccruing Loans and Leases | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans and leases	86,777	52,300
Accruing and Nonaccruing Loans and Leases | Total Past Due | Total loans and leases held for investment
Financing Receivable, Past Due [Line Items]
Loans and leases	86,777	52,300
Accruing and Nonaccruing Loans and Leases | Total Past Due | National Lending
Financing Receivable, Past Due [Line Items]
Loans and leases	84,946	48,832
Accruing and Nonaccruing Loans and Leases | Total Past Due | National Lending | Loans held for sale
Financing Receivable, Past Due [Line Items]
Loans and leases	0	0
Accruing and Nonaccruing Loans and Leases | Total Past Due | National Lending | Term lending
Financing Receivable, Past Due [Line Items]
Loans and leases	22,680	22,141
Accruing and Nonaccruing Loans and Leases | Total Past Due | National Lending | Asset based lending
Financing Receivable, Past Due [Line Items]
Loans and leases	0	17
Accruing and Nonaccruing Loans and Leases | Total Past Due | National Lending | Factoring
Financing Receivable, Past Due [Line Items]
Loans and leases	0	0
Accruing and Nonaccruing Loans and Leases | Total Past Due | National Lending | Lease financing
Financing Receivable, Past Due [Line Items]
Loans and leases	15,140	16,822
Accruing and Nonaccruing Loans and Leases | Total Past Due | National Lending | Insurance premium finance
Financing Receivable, Past Due [Line Items]
Loans and leases	1,848	4,339
Accruing and Nonaccruing Loans and Leases | Total Past Due | National Lending | SBA/USDA
Financing Receivable, Past Due [Line Items]
Loans and leases	1,943	1,027
Accruing and Nonaccruing Loans and Leases | Total Past Due | National Lending | Other commercial finance
Financing Receivable, Past Due [Line Items]
Loans and leases	0	0
Accruing and Nonaccruing Loans and Leases | Total Past Due | National Lending | Commercial finance
Financing Receivable, Past Due [Line Items]
Loans and leases	41,611	44,346
Accruing and Nonaccruing Loans and Leases | Total Past Due | National Lending | Consumer credit products
Financing Receivable, Past Due [Line Items]
Loans and leases	2,377	1,233
Accruing and Nonaccruing Loans and Leases | Total Past Due | National Lending | Other consumer finance
Financing Receivable, Past Due [Line Items]
Loans and leases	0	1,509
Accruing and Nonaccruing Loans and Leases | Total Past Due | National Lending | Consumer finance
Financing Receivable, Past Due [Line Items]
Loans and leases	2,377	2,743
Accruing and Nonaccruing Loans and Leases | Total Past Due | National Lending | Tax services
Financing Receivable, Past Due [Line Items]
Loans and leases	40,958	1,743
Accruing and Nonaccruing Loans and Leases | Total Past Due | National Lending | Warehouse finance
Financing Receivable, Past Due [Line Items]
Loans and leases	0	0
Accruing and Nonaccruing Loans and Leases | Total Past Due | Community Banking
Financing Receivable, Past Due [Line Items]
Loans and leases	1,831	3,468
Accruing and Nonaccruing Loans and Leases | Total Past Due | Community Banking | Commercial real estate and operating
Financing Receivable, Past Due [Line Items]
Loans and leases	11	630
Accruing and Nonaccruing Loans and Leases | Total Past Due | Community Banking | Consumer one-to-four family real estate and other
Financing Receivable, Past Due [Line Items]
Loans and leases	51	1,069
Accruing and Nonaccruing Loans and Leases | Total Past Due | Community Banking | Agricultural real estate and operating
Financing Receivable, Past Due [Line Items]
Loans and leases	1,769	1,769
Accruing and Nonaccruing Loans and Leases | Current
Financing Receivable, Past Due [Line Items]
Loans and leases	3,496,367	3,445,417
Accruing and Nonaccruing Loans and Leases | Current | Total loans and leases held for investment
Financing Receivable, Past Due [Line Items]
Loans and leases	3,408,462	3,261,840
Accruing and Nonaccruing Loans and Leases | Current | National Lending
Financing Receivable, Past Due [Line Items]
Loans and leases	3,106,309	2,779,744
Accruing and Nonaccruing Loans and Leases | Current | National Lending | Loans held for sale
Financing Receivable, Past Due [Line Items]
Loans and leases	87,905	183,577
Accruing and Nonaccruing Loans and Leases | Current | National Lending | Term lending
Financing Receivable, Past Due [Line Items]
Loans and leases	897,599	783,182
Accruing and Nonaccruing Loans and Leases | Current | National Lending | Asset based lending
Financing Receivable, Past Due [Line Items]
Loans and leases	263,237	182,402
Accruing and Nonaccruing Loans and Leases | Current | National Lending | Factoring
Financing Receivable, Past Due [Line Items]
Loans and leases	320,629	281,173
Accruing and Nonaccruing Loans and Leases | Current | National Lending | Lease financing
Financing Receivable, Past Due [Line Items]
Loans and leases	267,800	264,262
Accruing and Nonaccruing Loans and Leases | Current | National Lending | Insurance premium finance
Financing Receivable, Past Due [Line Items]
Loans and leases	415,804	333,601
Accruing and Nonaccruing Loans and Leases | Current | National Lending | SBA/USDA
Financing Receivable, Past Due [Line Items]
Loans and leases	261,766	317,360
Accruing and Nonaccruing Loans and Leases | Current | National Lending | Other commercial finance
Financing Receivable, Past Due [Line Items]
Loans and leases	118,081	101,658
Accruing and Nonaccruing Loans and Leases | Current | National Lending | Commercial finance
Financing Receivable, Past Due [Line Items]
Loans and leases	2,544,916	2,263,638
Accruing and Nonaccruing Loans and Leases | Current | National Lending | Consumer credit products
Financing Receivable, Past Due [Line Items]
Loans and leases	204,642	88,576
Accruing and Nonaccruing Loans and Leases | Current | National Lending | Other consumer finance
Financing Receivable, Past Due [Line Items]
Loans and leases	20,737	132,833
Accruing and Nonaccruing Loans and Leases | Current | National Lending | Consumer finance
Financing Receivable, Past Due [Line Items]
Loans and leases	225,379	221,408
Accruing and Nonaccruing Loans and Leases | Current | National Lending | Tax services
Financing Receivable, Past Due [Line Items]
Loans and leases	310	1,323
Accruing and Nonaccruing Loans and Leases | Current | National Lending | Warehouse finance
Financing Receivable, Past Due [Line Items]
Loans and leases	335,704	293,375
Accruing and Nonaccruing Loans and Leases | Current | Community Banking
Financing Receivable, Past Due [Line Items]
Loans and leases	302,153	482,096
Accruing and Nonaccruing Loans and Leases | Current | Community Banking | Commercial real estate and operating
Financing Receivable, Past Due [Line Items]
Loans and leases	294,799	456,741
Accruing and Nonaccruing Loans and Leases | Current | Community Banking | Consumer one-to-four family real estate and other
Financing Receivable, Past Due [Line Items]
Loans and leases	1,298	15,417
Accruing and Nonaccruing Loans and Leases | Current | Community Banking | Agricultural real estate and operating
Financing Receivable, Past Due [Line Items]
Loans and leases	6,056	9,938
Nonperforming Loans and Leases
Financing Receivable, Past Due [Line Items]
Loans and leases	41,907	34,018
Non-accrual balance	37,088	23,952
Nonperforming Loans and Leases | Total loans and leases held for investment
Financing Receivable, Past Due [Line Items]
Loans and leases	41,907	34,018
Non-accrual balance	37,088	23,952
Nonperforming Loans and Leases | National Lending
Financing Receivable, Past Due [Line Items]
Loans and leases	22,134	31,569
Non-accrual balance	17,315	21,553
Nonperforming Loans and Leases | National Lending | Loans held for sale
Financing Receivable, Past Due [Line Items]
Loans and leases	0	0
Non-accrual balance	0	0
Nonperforming Loans and Leases | National Lending | Term lending
Financing Receivable, Past Due [Line Items]
Loans and leases	16,543	16,540
Non-accrual balance	14,470	16,274
Nonperforming Loans and Leases | National Lending | Asset based lending
Financing Receivable, Past Due [Line Items]
Loans and leases	0	0
Non-accrual balance	0	0
Nonperforming Loans and Leases | National Lending | Factoring
Financing Receivable, Past Due [Line Items]
Loans and leases	37	1,096
Non-accrual balance	37	1,096
Nonperforming Loans and Leases | National Lending | Lease financing
Financing Receivable, Past Due [Line Items]
Loans and leases	3,611	7,927
Non-accrual balance	2,208	3,583
Nonperforming Loans and Leases | National Lending | Insurance premium finance
Financing Receivable, Past Due [Line Items]
Loans and leases	874	2,364
Non-accrual balance	0	0
Nonperforming Loans and Leases | National Lending | SBA/USDA
Financing Receivable, Past Due [Line Items]
Loans and leases	600	1,027
Non-accrual balance	600	600
Nonperforming Loans and Leases | National Lending | Other commercial finance
Financing Receivable, Past Due [Line Items]
Loans and leases	0	0
Non-accrual balance	0	0
Nonperforming Loans and Leases | National Lending | Commercial finance
Financing Receivable, Past Due [Line Items]
Loans and leases	21,665	28,954
Non-accrual balance	17,315	21,553
Nonperforming Loans and Leases | National Lending | Consumer credit products
Financing Receivable, Past Due [Line Items]
Loans and leases	469	499
Non-accrual balance	0	0
Nonperforming Loans and Leases | National Lending | Other consumer finance
Financing Receivable, Past Due [Line Items]
Loans and leases	0	373
Non-accrual balance	0	0
Nonperforming Loans and Leases | National Lending | Consumer finance
Financing Receivable, Past Due [Line Items]
Loans and leases	469	872
Non-accrual balance	0	0
Nonperforming Loans and Leases | National Lending | Tax services
Financing Receivable, Past Due [Line Items]
Loans and leases	0	1,743
Non-accrual balance	0	0
Nonperforming Loans and Leases | National Lending | Warehouse finance
Financing Receivable, Past Due [Line Items]
Loans and leases	0	0
Non-accrual balance	0	0
Nonperforming Loans and Leases | Community Banking
Financing Receivable, Past Due [Line Items]
Loans and leases	19,773	2,449
Non-accrual balance	19,773	2,399
Nonperforming Loans and Leases | Community Banking | Commercial real estate and operating
Financing Receivable, Past Due [Line Items]
Loans and leases	17,896	630
Non-accrual balance	17,896	580
Nonperforming Loans and Leases | Community Banking | Consumer one-to-four family real estate and other
Financing Receivable, Past Due [Line Items]
Loans and leases	108	50
Non-accrual balance	108	50
Nonperforming Loans and Leases | Community Banking | Agricultural real estate and operating
Financing Receivable, Past Due [Line Items]
Loans and leases	1,769	1,769
Non-accrual balance	1,769	1,769
Nonperforming Loans and Leases | Greater Than 90 Days
Financing Receivable, Past Due [Line Items]
Loans and leases	4,819	10,066
Nonperforming Loans and Leases | Greater Than 90 Days | Total loans and leases held for investment
Financing Receivable, Past Due [Line Items]
Loans and leases	4,819	10,066
Nonperforming Loans and Leases | Greater Than 90 Days | National Lending
Financing Receivable, Past Due [Line Items]
Loans and leases	4,819	10,016
Nonperforming Loans and Leases | Greater Than 90 Days | National Lending | Loans held for sale
Financing Receivable, Past Due [Line Items]
Loans and leases	0	0
Nonperforming Loans and Leases | Greater Than 90 Days | National Lending | Term lending
Financing Receivable, Past Due [Line Items]
Loans and leases	2,073	266
Nonperforming Loans and Leases | Greater Than 90 Days | National Lending | Asset based lending
Financing Receivable, Past Due [Line Items]
Loans and leases	0	0
Nonperforming Loans and Leases | Greater Than 90 Days | National Lending | Factoring
Financing Receivable, Past Due [Line Items]
Loans and leases	0	0
Nonperforming Loans and Leases | Greater Than 90 Days | National Lending | Lease financing
Financing Receivable, Past Due [Line Items]
Loans and leases	1,403	4,344
Nonperforming Loans and Leases | Greater Than 90 Days | National Lending | Insurance premium finance
Financing Receivable, Past Due [Line Items]
Loans and leases	874	2,364
Nonperforming Loans and Leases | Greater Than 90 Days | National Lending | SBA/USDA
Financing Receivable, Past Due [Line Items]
Loans and leases	0	427
Nonperforming Loans and Leases | Greater Than 90 Days | National Lending | Other commercial finance
Financing Receivable, Past Due [Line Items]
Loans and leases	0	0
Nonperforming Loans and Leases | Greater Than 90 Days | National Lending | Commercial finance
Financing Receivable, Past Due [Line Items]
Loans and leases	4,350	7,401
Nonperforming Loans and Leases | Greater Than 90 Days | National Lending | Consumer credit products
Financing Receivable, Past Due [Line Items]
Loans and leases	469	499
Nonperforming Loans and Leases | Greater Than 90 Days | National Lending | Other consumer finance
Financing Receivable, Past Due [Line Items]
Loans and leases	0	373
Nonperforming Loans and Leases | Greater Than 90 Days | National Lending | Consumer finance
Financing Receivable, Past Due [Line Items]
Loans and leases	469	872
Nonperforming Loans and Leases | Greater Than 90 Days | National Lending | Tax services
Financing Receivable, Past Due [Line Items]
Loans and leases	0	1,743
Nonperforming Loans and Leases | Greater Than 90 Days | National Lending | Warehouse finance
Financing Receivable, Past Due [Line Items]
Loans and leases	0	0
Nonperforming Loans and Leases | Greater Than 90 Days | Community Banking
Financing Receivable, Past Due [Line Items]
Loans and leases	0	50
Nonperforming Loans and Leases | Greater Than 90 Days | Community Banking | Commercial real estate and operating
Financing Receivable, Past Due [Line Items]
Loans and leases	0	50
Nonperforming Loans and Leases | Greater Than 90 Days | Community Banking | Consumer one-to-four family real estate and other
Financing Receivable, Past Due [Line Items]
Loans and leases	0	0
Nonperforming Loans and Leases | Greater Than 90 Days | Community Banking | Agricultural real estate and operating
Financing Receivable, Past Due [Line Items]
Loans and leases	$ 0	$ 0

LOANS AND LEASES, NET - Nonaccr

LOANS AND LEASES, NET - Nonaccrual (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Sep. 30, 2020
Financing Receivable, Nonaccrual [Line Items]
Loans and leases	$ 3,496,670	$ 3,322,765
Nonaccrual Loans
Financing Receivable, Nonaccrual [Line Items]
2021	20
2020	3,054
2019	9,202
2018	21,300
2017	756
Prior	2,756
Revolving Loans and Leases	0
Loans and leases	37,088
Nonaccrual With No ACL	10,896
Nonaccrual Loans | National Lending
Financing Receivable, Nonaccrual [Line Items]
2021	20
2020	2,754
2019	8,394
2018	3,141
2017	756
Prior	2,250
Revolving Loans and Leases	0
Loans and leases	17,315
Nonaccrual With No ACL	9,019
Nonaccrual Loans | National Lending | Term lending
Financing Receivable, Nonaccrual [Line Items]
2021	20
2020	2,506
2019	6,862
2018	2,865
2017	147
Prior	2,070
Revolving Loans and Leases	0
Loans and leases	14,470
Nonaccrual With No ACL	7,558
Nonaccrual Loans | National Lending | Asset based lending
Financing Receivable, Nonaccrual [Line Items]
2021	0
2020	0
2019	0
2018	0
2017	0
Prior	0
Revolving Loans and Leases	0
Loans and leases	0
Nonaccrual With No ACL	0
Nonaccrual Loans | National Lending | Factoring
Financing Receivable, Nonaccrual [Line Items]
2021	0
2020	0
2019	13
2018	0
2017	0
Prior	24
Revolving Loans and Leases	0
Loans and leases	37
Nonaccrual With No ACL	37
Nonaccrual Loans | National Lending | Lease financing
Financing Receivable, Nonaccrual [Line Items]
2021
2020	248
2019	1,519
2018	276
2017	9
Prior	156
Revolving Loans and Leases	0
Loans and leases	2,208
Nonaccrual With No ACL	824
Nonaccrual Loans | National Lending | SBA/USDA
Financing Receivable, Nonaccrual [Line Items]
2021
2020
2019
2018
2017	600
Prior	0
Revolving Loans and Leases	0
Loans and leases	600
Nonaccrual With No ACL	600
Nonaccrual Loans | National Lending | Commercial finance
Financing Receivable, Nonaccrual [Line Items]
2021	20
2020	2,754
2019	8,394
2018	3,141
2017	756
Prior	2,250
Revolving Loans and Leases	0
Loans and leases	17,315
Nonaccrual With No ACL	9,019
Nonaccrual Loans | Community Banking
Financing Receivable, Nonaccrual [Line Items]
2021	0
2020	300
2019	808
2018	18,159
2017	0
Prior	506
Revolving Loans and Leases	0
Loans and leases	19,773
Nonaccrual With No ACL	1,877
Nonaccrual Loans | Community Banking | Commercial real estate and operating
Financing Receivable, Nonaccrual [Line Items]
2021	0
2020	300
2019	700
2018	16,896
2017	0
Prior	0
Revolving Loans and Leases	0
Loans and leases	17,896
Nonaccrual With No ACL	0
Nonaccrual Loans | Community Banking | Consumer one-to-four family real estate and other
Financing Receivable, Nonaccrual [Line Items]
2021	0
2020	0
2019	108
2018	0
2017	0
Prior	0
Revolving Loans and Leases	0
Loans and leases	108
Nonaccrual With No ACL	108
Nonaccrual Loans | Community Banking | Agricultural real estate and operating
Financing Receivable, Nonaccrual [Line Items]
2021	0
2020	0
2019	0
2018	1,263
2017	0
Prior	506
Revolving Loans and Leases	0
Loans and leases	1,769
Nonaccrual With No ACL	1,769
90 or More Days Delinquent and Accruing
Financing Receivable, Nonaccrual [Line Items]
2021	2,267
2020	1,216
2019	259
2018	568
2017	40
Prior	383
Revolving Loans and Leases	0
Loans and leases	4,733
90 or More Days Delinquent and Accruing | National Lending
Financing Receivable, Nonaccrual [Line Items]
2021	2,267
2020	1,216
2019	259
2018	568
2017	40
Prior	383
Revolving Loans and Leases	0
Loans and leases	4,733
90 or More Days Delinquent and Accruing | National Lending | Term lending
Financing Receivable, Nonaccrual [Line Items]
2021	1,142
2020	685
2019	36
2018	196
2017	14
Prior	0
Revolving Loans and Leases	0
Loans and leases	2,073
90 or More Days Delinquent and Accruing | National Lending | Lease financing
Financing Receivable, Nonaccrual [Line Items]
2021	356
2020	426
2019	223
2018	372
2017	26
Prior	0
Revolving Loans and Leases	0
Loans and leases	1,403
90 or More Days Delinquent and Accruing | National Lending | Insurance premium finance
Financing Receivable, Nonaccrual [Line Items]
2021	769
2020	105
2019	0
2018	0
2017	0
Prior	0
Revolving Loans and Leases	0
Loans and leases	874
90 or More Days Delinquent and Accruing | National Lending | Commercial finance
Financing Receivable, Nonaccrual [Line Items]
2021	2,267
2020	1,216
2019	259
2018	568
2017	40
Prior	0
Revolving Loans and Leases	0
Loans and leases	4,350
90 or More Days Delinquent and Accruing | National Lending | Other consumer finance
Financing Receivable, Nonaccrual [Line Items]
2021	0
2020	0
2019	0
2018	0
2017	0
Prior	383
Revolving Loans and Leases	0
Loans and leases	383
90 or More Days Delinquent and Accruing | National Lending | Consumer finance
Financing Receivable, Nonaccrual [Line Items]
2021	0
2020	0
2019	0
2018	0
2017	0
Prior	383
Revolving Loans and Leases	0
Loans and leases	$ 383

LOANS AND LEASES, NET - Additio

LOANS AND LEASES, NET - Additional Information (Details) - USD ($)	3 Months Ended		9 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020	Sep. 30, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and leases to held for sale			$ 118,037,000	$ 325,092,000
Originated loans held for sale			472,935,000	63,396,000
Proceeds from sale of loans held-for-sale			694,100,000	440,500,000
Gain (loss) on sale of loans and leases			9,800,000	7,000,000
Carrying amount of direct financing and sales-type leases subject to residual value guarantees	$ 5,000,000		5,000,000
Loans and leases	3,496,670,000		$ 3,496,670,000		$ 3,322,765,000
COVID-19 Pandemic
Accounts, Notes, Loans and Financing Receivable [Line Items]
Trial modifications, threshold of past due days prior to onset of pandemic effects			30 days
Loans and leases still in deferment period	41,500,000		$ 41,500,000
Consumer finance portfolio segment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and leases	227,800,000		227,800,000		224,200,000
Tax services loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and leases	41,300,000		41,300,000		$ 3,100,000
National Lending
Accounts, Notes, Loans and Financing Receivable [Line Items]
TDRs recorded investment	3,900,000	$ 1,400,000	6,000,000	5,500,000
TDRs subsequent default, recorded investment			600,000	1,300,000
National Lending | Other Consumer Finance, SBA/USDA and Consumer Credit Product Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Originated loans held for sale			472,900,000	472,900,000
National Lending | SBA/USDA and Consumer Credit Product Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Originated loans held for sale			63,400,000	63,400,000
Community Banking
Accounts, Notes, Loans and Financing Receivable [Line Items]
TDRs recorded investment	$ 0	$ 0	0	600,000
TDRs subsequent default, recorded investment			$ 0	$ 3,300,000
Minimum | COVID-19 Pandemic
Accounts, Notes, Loans and Financing Receivable [Line Items]
Trial modifications, payment deferral period			30 days
Maximum | COVID-19 Pandemic
Accounts, Notes, Loans and Financing Receivable [Line Items]
Trial modifications, payment deferral period			6 months

LOANS AND LEASES, NET - Trouble

LOANS AND LEASES, NET - Troubled Debt Restructured Loans (Details) - USD ($)	3 Months Ended		9 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
National Lending
Financing Receivable, Troubled Debt Restructuring [Line Items]
TDRs recorded investment	$ 3,900,000	$ 1,400,000	$ 6,000,000	$ 5,500,000
TDRs subsequent default, recorded investment			600,000	1,300,000
Community Banking
Financing Receivable, Troubled Debt Restructuring [Line Items]
TDRs recorded investment	$ 0	$ 0	0	600,000
TDRs subsequent default, recorded investment			$ 0	$ 3,300,000

EARNINGS PER COMMON SHARE ("E_3

EARNINGS PER COMMON SHARE ("EPS") (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Basic income per common share:
Net income attributable to Meta Financial Group, Inc.	$ 38,701	$ 18,190	$ 125,805	$ 91,562
Dividends and undistributed earnings allocated to participating securities	(729)	(432)	(2,411)	(2,097)
Basic net earnings available to common stockholders	37,972	17,758	123,394	89,465
Undistributed earnings allocated to nonvested restricted stockholders	699	391	2,318	1,974
Reallocation of undistributed earnings to nonvested restricted stockholders	(699)	(391)	(2,316)	(1,973)
Diluted net earnings available to common stockholders	$ 37,972	$ 17,758	$ 123,396	$ 89,466
Total weighted average common shares outstanding (in shares)	31,320,893	33,794,154	31,880,653	35,180,068
Effect of dilutive securities
Total effect of dilutive securities (in shares)	18,054	21,497	19,944	21,634
Weighted average dilutive common shares outstanding (in shares)	31,338,947	33,815,651	31,900,597	35,201,702
Net earnings per common share:
Basic income per common share (in dollars per share)	$ 1.21	$ 0.53	$ 3.87	$ 2.54
Diluted income per common share (in dollars per share)	$ 1.21	$ 0.53	$ 3.87	$ 2.54
Weighted average shares of nonvested restricted stock, antidilutive (in shares)	601,693	821,884	622,954	824,809
Stock options
Effect of dilutive securities
Outstanding options - based upon the two-class method (in shares)	0	21,497	0	21,634
Performance share units
Effect of dilutive securities
Outstanding options - based upon the two-class method (in shares)	18,054	0	19,944	0

RENTAL EQUIPMENT, NET - Schedul

RENTAL EQUIPMENT, NET - Schedule of Rental Equipment (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Sep. 30, 2020
Property, Plant and Equipment [Line Items]
Total	$ 273,518	$ 261,844
Accumulated depreciation	(63,766)	(57,601)
Unamortized initial direct costs	1,616	1,721
Net book value	211,368	205,964
Computers and IT networking equipment
Property, Plant and Equipment [Line Items]
Total	16,878	15,926
Motor vehicles and other
Property, Plant and Equipment [Line Items]
Total	81,881	52,913
Office furniture and equipment
Property, Plant and Equipment [Line Items]
Total	52,276	74,197
Solar panels and equipment
Property, Plant and Equipment [Line Items]
Total	$ 122,483	$ 118,808

RENTAL EQUIPMENT, NET - Sched_2

RENTAL EQUIPMENT, NET - Schedule of Operating Leases, Future Minimum Payments (Details) $ in Thousands	Jun. 30, 2021USD ($)
Property, Plant and Equipment [Abstract]
Remaining in 2021	$ 9,517
2022	31,311
2023	27,132
2024	19,511
2025	13,704
Thereafter	20,303
Total undiscounted future minimum lease payments receivable for operating leases	$ 121,478

FORECLOSURED REAL ESTATE AND _3

FORECLOSURED REAL ESTATE AND REPOSSESSED ASSETS - Foreclosed and Repossessed Assets (Details) - Foreclosed Property - USD ($) $ in Thousands	9 Months Ended		12 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Sep. 30, 2020
Other Real Estate [Roll Forward]
Balance, beginning of period	$ 9,957	$ 29,494	$ 29,494
Additions	9	5,983
Write-downs	481	568
Sales	8,285	23,086
(Gain) loss on sale	(4)	5,039	5,000
Total reductions	8,762	28,693	28,100
Balance, ending of period	$ 1,204	$ 6,784	$ 9,957

FORECLOSURED REAL ESTATE AND _4

FORECLOSURED REAL ESTATE AND REPOSSESSED ASSETS - Other Real Estate Owned (Details) - USD ($)	9 Months Ended		12 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Sep. 30, 2020
Real Estate [Line Items]
TDR valuation allowance	$ 1,000,000		$ 500,000
Community Bank
Real Estate [Line Items]
Loans in process of foreclosure, amount	0		0
Foreclosed Property
Real Estate [Line Items]
Other real estate owned sold	8,762,000	$ 28,693,000	28,100,000
Gain (loss) on sale	$ 4,000	$ (5,039,000)	(5,000,000)
Agriculture Real Estate Customer | Agricultural real estate and operating
Real Estate [Line Items]
Revenue recognized in deferred rental income			1,100,000
OREO expenses			$ 200,000

GOODWILL AND INTANGIBLE ASSET_2

GOODWILL AND INTANGIBLE ASSETS - Narrative (Details) - USD ($)	9 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Sep. 30, 2020
Goodwill and Intangible Assets Disclosure [Abstract]
Total goodwill	$ 309,505,000	$ 309,505,000	$ 309,505,000
Goodwill, accumulated impairment	0
Asset impairment charges	$ 0	$ 0

GOODWILL AND INTANGIBLE ASSET_3

GOODWILL AND INTANGIBLE ASSETS - Schedule of Intangible Asses (Details) - USD ($) $ in Thousands	9 Months Ended
	Jun. 30, 2021	Jun. 30, 2020
Finite-lived Intangible Assets [Roll Forward]
Beginning Balance	$ 41,692	$ 52,810
Acquisitions during the period	14	35
Amortization during the period	(6,784)	(8,714)
Write-offs during the period	(24)	(157)
Ending Balance	34,898	43,974
Gross carrying amount	109,324	109,304
Accumulated amortization	(63,960)	(54,892)
Accumulated impairment	(10,466)	(10,438)
Total anticipated intangible amortization	34,898	43,974
Trademarks
Finite-lived Intangible Assets [Roll Forward]
Beginning Balance	10,901	11,959
Acquisitions during the period	0	0
Amortization during the period	(816)	(793)
Write-offs during the period	0	0
Ending Balance	10,085	11,166
Gross carrying amount	14,624	14,624
Accumulated amortization	(4,539)	(3,458)
Accumulated impairment	0	0
Total anticipated intangible amortization	$ 10,085	$ 11,166
Trademarks | Minimum
Finite-lived Intangible Assets [Roll Forward]
Useful life	5 years	5 years
Trademarks | Maximum
Finite-lived Intangible Assets [Roll Forward]
Useful life	15 years	15 years
Noncompete Agreements
Finite-lived Intangible Assets [Roll Forward]
Beginning Balance	$ 422	$ 827
Acquisitions during the period	0	0
Amortization during the period	(286)	(310)
Write-offs during the period	0	0
Ending Balance	136	517
Gross carrying amount	2,481	2,480
Accumulated amortization	(2,345)	(1,963)
Accumulated impairment	0	0
Total anticipated intangible amortization	$ 136	$ 517
Noncompete Agreements | Minimum
Finite-lived Intangible Assets [Roll Forward]
Useful life	3 years	3 years
Noncompete Agreements | Maximum
Finite-lived Intangible Assets [Roll Forward]
Useful life	5 years	5 years
Customer Relationships
Finite-lived Intangible Assets [Roll Forward]
Beginning Balance	$ 24,333	$ 33,207
Acquisitions during the period	0	0
Amortization during the period	(5,202)	(7,112)
Write-offs during the period	0	0
Ending Balance	19,131	26,095
Gross carrying amount	82,088	82,088
Accumulated amortization	(52,709)	(45,745)
Accumulated impairment	(10,248)	(10,248)
Total anticipated intangible amortization	$ 19,131	$ 26,095
Customer Relationships | Minimum
Finite-lived Intangible Assets [Roll Forward]
Useful life	10 years	10 years
Customer Relationships | Maximum
Finite-lived Intangible Assets [Roll Forward]
Useful life	30 years	30 years
Other Intangible Assets
Finite-lived Intangible Assets [Roll Forward]
Beginning Balance	$ 6,036	$ 6,817
Acquisitions during the period	14	35
Amortization during the period	(480)	(499)
Write-offs during the period	(24)	(157)
Ending Balance	5,546	6,196
Gross carrying amount	10,131	10,112
Accumulated amortization	(4,367)	(3,726)
Accumulated impairment	(218)	(190)
Total anticipated intangible amortization	$ 5,546	$ 6,196
Other Intangible Assets | Minimum
Finite-lived Intangible Assets [Roll Forward]
Useful life	3 years	3 years
Other Intangible Assets | Maximum
Finite-lived Intangible Assets [Roll Forward]
Useful life	20 years	20 years

GOODWILL AND INTANGIBLE ASSET_4

GOODWILL AND INTANGIBLE ASSETS - Schedule of Future Amortization (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Sep. 30, 2020	Jun. 30, 2020	Sep. 30, 2019
Goodwill and Intangible Assets Disclosure [Abstract]
Remaining in 2021	$ 1,762
2022	6,419
2023	5,101
2024	4,383
2025	3,827
2026	3,253
Thereafter	10,153
Total anticipated intangible amortization	$ 34,898	$ 41,692	$ 43,974	$ 52,810

OPERATING LEASE RIGHT OF USE _3

OPERATING LEASE RIGHT OF USE ASSETS AND LIABILITIES - Narrative (Details) $ in Thousands	Jun. 30, 2021USD ($)
Leases [Abstract]
Operating lease, right-of-use asset	$ 35,400
Operating lease, liability	$ 37,552

OPERATING LEASE RIGHT OF USE _4

OPERATING LEASE RIGHT OF USE ASSETS AND LIABILITIES - Lease Maturity (Details) $ in Thousands	Jun. 30, 2021USD ($)
Leases [Abstract]
Remaining in 2021	$ 1,232
2022	4,687
2023	4,180
2024	4,152
2025	4,027
Thereafter	24,926
Total undiscounted future minimum lease payments	43,204
Discount	(5,652)
Total operating lease liabilities	$ 37,552

OPERATING LEASE RIGHT OF USE _5

OPERATING LEASE RIGHT OF USE ASSETS AND LIABILITIES - Lease Cost (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Leases [Abstract]
Weighted-average discount rate	2.31%		2.31%
Weighted-average remaining lease term (years)	11 years		11 years
Lease expense	$ 1,191	$ 920	$ 3,136	$ 2,533
Short-term and variable lease cost	35	118	167	452
ROU asset impairment	0	0	224	0
Sublease income	(126)	(188)	(411)	(552)
Total lease cost for operating leases	$ 1,100	$ 850	$ 3,116	$ 2,433

STOCKHOLDERS' EQUITY (Details)

STOCKHOLDERS' EQUITY (Details) - USD ($) $ in Millions	9 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Nov. 20, 2019
Equity, Class of Treasury Stock [Line Items]
Stock repurchased during the period (in shares)	84,950	89,613
Stock repurchased during the period, value	$ 2	$ 3
Common Stock
Equity, Class of Treasury Stock [Line Items]
Shares authorized to be repurchased (in shares)			7,500,000
Stock repurchased under repurchase program (in shares)	2,684,408	3,498,394
Remaining number of shares authorized to be repurchased (in shares)	1,550,173

STOCK COMPENSATION (Details)

STOCK COMPENSATION (Details) $ / shares in Units, $ in Millions	9 Months Ended
	Jun. 30, 2021USD ($)$ / sharesshares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options exercisable (in shares)	0
Weighted Average Fair Value at Grant
Stock based compensation expense not yet recognized in income | $	$ 7.2
Weighted average remaining period for unrecognized stock based compensation (in years)	2 years 3 days
Restricted Shares
Number of Shares
Nonvested shares outstanding, beginning of period (in shares)	790,083
Granted (in shares)	189,187
Vested (in shares)	(277,429)
Forfeited or expired (in shares)	(103,798)
Nonvested shares outstanding, end of period (in shares)	598,043
Weighted Average Fair Value at Grant
Nonvested shares outstanding, beginning of period (in dollars per share) | $ / shares	$ 30.03
Granted (in dollars per share) | $ / shares	30.78
Vested (in dollars per share) | $ / shares	30.19
Forfeited or expired (in dollars per share) | $ / shares	29.66
Nonvested shares outstanding, end of period (in dollars per share) | $ / shares	$ 30.26
Performance share units
Number of Shares
Nonvested shares outstanding, beginning of period (in shares)	0
Granted (in shares)	60,984
Vested (in shares)	0
Forfeited or expired (in shares)	0
Nonvested shares outstanding, end of period (in shares)	60,984
Weighted Average Fair Value at Grant
Nonvested shares outstanding, beginning of period (in dollars per share) | $ / shares	$ 0
Granted (in dollars per share) | $ / shares	34.03
Vested (in dollars per share) | $ / shares	0
Forfeited or expired (in dollars per share) | $ / shares	0
Nonvested shares outstanding, end of period (in dollars per share) | $ / shares	$ 34.03

INCOME TAXES - Narrative (Detai

INCOME TAXES - Narrative (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Income Tax Disclosure [Abstract]
Income tax expense (benefit)	$ 4,934	$ (2,426)	$ 9,600	$ 3,870
Effective tax rate			6.92%	3.91%

INCOME TAXES - Schedule of Effe

INCOME TAXES - Schedule of Effective Income Tax Rate Reconciliation (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Income Tax Disclosure [Abstract]
Provision at statutory rate			$ 28,435	$ 20,041
Tax-exempt income			(674)	(936)
State income taxes			6,120	4,475
Interim period effective rate adjustment			(5,181)	(8,850)
Tax credit investments, net - federal			(18,854)	(9,863)
Research tax credit			(323)	(1,709)
IRC 162(m) nondeductible compensation			677	1,250
Other, net			(600)	(538)
Income tax expense	$ 4,934	$ (2,426)	$ 9,600	$ 3,870
Effective tax rate			6.92%	3.91%

COMMITMENTS AND CONTINGENCIES (

COMMITMENTS AND CONTINGENCIES (Details)	Feb. 09, 2018USD ($)	Jun. 30, 2021USD ($)commitment	Sep. 30, 2020USD ($)commitment	Oct. 14, 2016USD ($)
Loss Contingencies [Line Items]
Unfunded loan commitments		$ 1,320,000,000	$ 1,220,000,000
Number of investment commitments | commitment		0	0
Securities, buy (sell) obligations		$ 0	$ 0
Card Limited, LLC v. MetaBank dba Meta Payment Systems
Loss Contingencies [Line Items]
Estimate of possible loss				$ 4,000,000
AFS/IBEX, A Division of MetaBank V. Aegis Managing Agency Limited
Loss Contingencies [Line Items]
Damages sought amount	$ 1,600,000

REVENUE FROM CONTRACTS WITH C_3

REVENUE FROM CONTRACTS WITH CUSTOMERS - Narrative (Details) - USD ($)	Jun. 30, 2021	Sep. 30, 2020
Refund transfer product fees
Disaggregation of Revenue [Line Items]
Accounts receivable, before allowance for credit loss, current	$ 0	$ 0

REVENUE FROM CONTRACTS WITH C_4

REVENUE FROM CONTRACTS WITH CUSTOMERS - Schedule of Revenue by Segment (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Disaggregation of Revenue [Line Items]
Net interest income	$ 68,475	$ 62,137	$ 208,324	$ 194,525
Noninterest income	62,453	41,048	221,361	199,044
Revenue	130,928	103,185	429,685	393,569
Refund transfer product fees
Disaggregation of Revenue [Line Items]
Noninterest income	12,073	4,595	35,400	33,726
Tax advance product fees
Disaggregation of Revenue [Line Items]
Noninterest income	891	28	47,413	31,840
Payment card and deposit fees
Disaggregation of Revenue [Line Items]
Noninterest income	29,203	21,302	81,641	65,957
Other bank and deposit fees
Disaggregation of Revenue [Line Items]
Noninterest income	338	214	709	1,083
Rental income
Disaggregation of Revenue [Line Items]
Noninterest income	9,976	11,231	29,707	34,682
Net gain realized on investment securities
Disaggregation of Revenue [Line Items]
Noninterest income			6	0
Gain on divestitures
Disaggregation of Revenue [Line Items]
Noninterest income			0	19,275
Gain (loss) on sale of other
Disaggregation of Revenue [Line Items]
Noninterest income	5,955	1,214	10,935	969
Other income
Disaggregation of Revenue [Line Items]
Noninterest income	4,017	2,464	15,550	11,512
Consumer
Disaggregation of Revenue [Line Items]
Net interest income	23,254	25,754	70,686	58,473
Noninterest income	43,229	26,254	166,605	134,227
Revenue	66,483	52,008	237,291	192,700
Consumer | Refund transfer product fees
Disaggregation of Revenue [Line Items]
Noninterest income	12,073	4,595	35,400	33,726
Consumer | Tax advance product fees
Disaggregation of Revenue [Line Items]
Noninterest income	891	28	47,413	31,840
Consumer | Payment card and deposit fees
Disaggregation of Revenue [Line Items]
Noninterest income	29,203	21,302	81,641	65,957
Consumer | Other bank and deposit fees
Disaggregation of Revenue [Line Items]
Noninterest income	0	0	0	0
Consumer | Rental income
Disaggregation of Revenue [Line Items]
Noninterest income	6	5	16	14
Consumer | Net gain realized on investment securities
Disaggregation of Revenue [Line Items]
Noninterest income			0	0
Consumer | Gain on divestitures
Disaggregation of Revenue [Line Items]
Noninterest income			0	0
Consumer | Gain (loss) on sale of other
Disaggregation of Revenue [Line Items]
Noninterest income	0	0	0	(19)
Consumer | Other income
Disaggregation of Revenue [Line Items]
Noninterest income	1,056	324	2,135	2,709
Commercial
Disaggregation of Revenue [Line Items]
Net interest income	44,728	36,104	128,980	112,866
Noninterest income	17,988	13,920	47,094	44,422
Revenue	62,716	50,024	176,074	157,288
Commercial | Refund transfer product fees
Disaggregation of Revenue [Line Items]
Noninterest income	0	0	0	0
Commercial | Tax advance product fees
Disaggregation of Revenue [Line Items]
Noninterest income	0	0	0	0
Commercial | Payment card and deposit fees
Disaggregation of Revenue [Line Items]
Noninterest income	0	0	0	0
Commercial | Other bank and deposit fees
Disaggregation of Revenue [Line Items]
Noninterest income	334	213	694	759
Commercial | Rental income
Disaggregation of Revenue [Line Items]
Noninterest income	9,970	11,226	29,691	33,354
Commercial | Net gain realized on investment securities
Disaggregation of Revenue [Line Items]
Noninterest income			0	0
Commercial | Gain on divestitures
Disaggregation of Revenue [Line Items]
Noninterest income			0	0
Commercial | Gain (loss) on sale of other
Disaggregation of Revenue [Line Items]
Noninterest income	5,982	1,214	10,198	6,131
Commercial | Other income
Disaggregation of Revenue [Line Items]
Noninterest income	1,702	1,267	6,511	4,178
Corporate Services/Other
Disaggregation of Revenue [Line Items]
Net interest income	493	279	8,658	23,186
Noninterest income	1,236	874	7,662	20,395
Revenue	1,729	1,153	16,320	43,581
Corporate Services/Other | Refund transfer product fees
Disaggregation of Revenue [Line Items]
Noninterest income	0	0	0	0
Corporate Services/Other | Tax advance product fees
Disaggregation of Revenue [Line Items]
Noninterest income	0	0	0	0
Corporate Services/Other | Payment card and deposit fees
Disaggregation of Revenue [Line Items]
Noninterest income	0	0	0	0
Corporate Services/Other | Other bank and deposit fees
Disaggregation of Revenue [Line Items]
Noninterest income	4	1	15	324
Corporate Services/Other | Rental income
Disaggregation of Revenue [Line Items]
Noninterest income	0	0	0	1,314
Corporate Services/Other | Net gain realized on investment securities
Disaggregation of Revenue [Line Items]
Noninterest income			6	0
Corporate Services/Other | Gain on divestitures
Disaggregation of Revenue [Line Items]
Noninterest income			0	19,275
Corporate Services/Other | Gain (loss) on sale of other
Disaggregation of Revenue [Line Items]
Noninterest income	(27)	0	737	(5,143)
Corporate Services/Other | Other income
Disaggregation of Revenue [Line Items]
Noninterest income	$ 1,259	$ 873	$ 6,904	$ 4,625

SEGMENT REPORTING (Details)

SEGMENT REPORTING (Details) $ in Thousands	3 Months Ended		9 Months Ended
	Jun. 30, 2021USD ($)	Jun. 30, 2020USD ($)	Jun. 30, 2021USD ($)segment	Jun. 30, 2020USD ($)	Sep. 30, 2020USD ($)
Segment Reporting Information [Line Items]
Number of reportable segments | segment			3
Segment data [Abstract]
Net interest income	$ 68,475	$ 62,137	$ 208,324	$ 194,525
Provision (recovery) for credit losses	4,612	15,093	40,991	55,796
Noninterest income	62,453	41,048	221,361	199,044
Noninterest expense	81,523	71,241	250,068	238,768
Income before income tax expense	44,793	16,851	138,626	99,005
Total assets	7,051,812	8,779,026	7,051,812	8,779,026	$ 6,092,074
Total goodwill	309,505	309,505	309,505	309,505	$ 309,505
Total deposits	5,888,871	7,590,325	5,888,871	7,590,325
Consumer
Segment data [Abstract]
Net interest income	23,254	25,754	70,686	58,473
Provision (recovery) for credit losses	4,507	(210)	34,893	20,334
Noninterest income	43,229	26,254	166,605	134,227
Noninterest expense	20,561	15,282	68,912	62,473
Income before income tax expense	41,415	36,936	133,486	109,893
Total assets	337,438	372,549	337,438	372,549
Total goodwill	87,145	87,145	87,145	87,145
Total deposits	5,715,197	6,767,516	5,715,197	6,767,516
Commercial
Segment data [Abstract]
Net interest income	44,728	36,104	128,980	112,866
Provision (recovery) for credit losses	870	7,946	9,540	23,641
Noninterest income	17,988	13,920	47,094	44,422
Noninterest expense	28,604	26,729	83,601	80,815
Income before income tax expense	33,242	15,349	82,933	52,832
Total assets	3,086,556	2,690,719	3,086,556	2,690,719
Total goodwill	222,360	222,360	222,360	222,360
Total deposits	8,941	9,243	8,941	9,243
Corporate Services/Other
Segment data [Abstract]
Net interest income	493	279	8,658	23,186
Provision (recovery) for credit losses	(765)	7,357	(3,442)	11,821
Noninterest income	1,236	874	7,662	20,395
Noninterest expense	32,358	29,230	97,555	95,480
Income before income tax expense	(29,864)	(35,434)	(77,793)	(63,720)
Total assets	3,627,818	5,715,758	3,627,818	5,715,758
Total goodwill	0	0	0	0
Total deposits	$ 164,733	$ 813,566	$ 164,733	$ 813,566

FAIR VALUE OF FINANCIAL INSTR_3

FAIR VALUE OF FINANCIAL INSTRUMENTS - Assets Measured at Fair Value on Recurring and Non-recurring Basis (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Sep. 30, 2020
Available-for-sale debt securities [Abstract]
Mortgage-backed securities	$ 1,063,582	$ 453,607
Level 1
Available-for-sale debt securities [Abstract]
Debt Securities, Available-for-sale, Total	0	0
Common equities and mutual funds	3,324	2,969
Level 2
Available-for-sale debt securities [Abstract]
Debt Securities, Available-for-sale, Total	1,917,605	1,268,102
Common equities and mutual funds	0	0
Level 3
Available-for-sale debt securities [Abstract]
Debt Securities, Available-for-sale, Total	0	0
Common equities and mutual funds	0	0
Recurring
Available-for-sale debt securities [Abstract]
Small business administration securities	169,185	164,955
Obligations of states and political subdivisions	2,766	841
Non-bank qualified obligations of states and political subdivisions	274,350	323,774
Asset-baked securities	407,722	324,925
Mortgage-backed securities	1,063,582	453,607
Debt Securities, Available-for-sale, Total	1,917,605	1,268,102
Common equities and mutual funds	3,324	2,969
Non-marketable equity securities	4,724	2,784
Recurring | Level 1
Available-for-sale debt securities [Abstract]
Small business administration securities	0	0
Obligations of states and political subdivisions	0	0
Non-bank qualified obligations of states and political subdivisions	0	0
Asset-baked securities	0	0
Mortgage-backed securities	0	0
Debt Securities, Available-for-sale, Total	0	0
Common equities and mutual funds	3,324	2,969
Non-marketable equity securities	0	0
Recurring | Level 2
Available-for-sale debt securities [Abstract]
Small business administration securities	169,185	164,955
Obligations of states and political subdivisions	2,766	841
Non-bank qualified obligations of states and political subdivisions	274,350	323,774
Asset-baked securities	407,722	324,925
Mortgage-backed securities	1,063,582	453,607
Debt Securities, Available-for-sale, Total	1,917,605	1,268,102
Common equities and mutual funds	0	0
Non-marketable equity securities	0	0
Recurring | Level 3
Available-for-sale debt securities [Abstract]
Small business administration securities	0	0
Obligations of states and political subdivisions	0	0
Non-bank qualified obligations of states and political subdivisions	0	0
Asset-baked securities	0	0
Mortgage-backed securities	0	0
Debt Securities, Available-for-sale, Total	0	0
Common equities and mutual funds	0	0
Non-marketable equity securities	$ 0	$ 0

FAIR VALUE OF FINANCIAL INSTR_4

FAIR VALUE OF FINANCIAL INSTRUMENTS - Quantitative Information (Details) $ in Thousands	9 Months Ended
	Jun. 30, 2021USD ($)	Sep. 30, 2020USD ($)
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Foreclosed assets, net	$ 1,204	$ 9,957
Minimum
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Range of estimated selling cost (percentage)	4.00%
Maximum
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Range of estimated selling cost (percentage)	90.00%
Valuation, Market Approach | Minimum | Discount Rate
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Measurement input	0.04
Valuation, Market Approach | Maximum | Discount Rate
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Measurement input	0.90
Level 1
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	$ 0	0
Level 2
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	0	0
Level 3
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	3,498,673	3,307,037
Total impaired loans and leases, net | Level 3 | Valuation, Market Approach
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	$ 13,341	9,260
Total impaired loans and leases, net | Level 3 | Valuation, Market Approach | Minimum
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Range of estimated selling cost (percentage)	4.00%
Total impaired loans and leases, net | Level 3 | Valuation, Market Approach | Maximum
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Range of estimated selling cost (percentage)	90.00%
Foreclosed assets, net | Level 3 | Valuation, Market Approach
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	$ 1,204	9,957
Foreclosed assets, net | Level 3 | Valuation, Market Approach | Minimum
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Range of estimated selling cost (percentage)	4.00%
Foreclosed assets, net | Level 3 | Valuation, Market Approach | Maximum
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Range of estimated selling cost (percentage)	30.00%
Nonrecurring
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	$ 14,545	19,217
Nonrecurring | Level 1
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	0	0
Nonrecurring | Level 2
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	0	0
Nonrecurring | Level 3
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	14,545	19,217
Nonrecurring | Commercial finance
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	4,312	9,240
Nonrecurring | Commercial finance | Level 1
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	0	0
Nonrecurring | Commercial finance | Level 2
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	0	0
Nonrecurring | Commercial finance | Level 3
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	4,312	9,240
Nonrecurring | National Lending
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	4,312	9,240
Nonrecurring | National Lending | Level 1
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	0	0
Nonrecurring | National Lending | Level 2
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	0	0
Nonrecurring | National Lending | Level 3
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	4,312	9,240
Nonrecurring | Commercial real estate and operating
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	9,029	20
Nonrecurring | Commercial real estate and operating | Level 1
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	0	0
Nonrecurring | Commercial real estate and operating | Level 2
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	0	0
Nonrecurring | Commercial real estate and operating | Level 3
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	9,029	20
Nonrecurring | Community Banking
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	9,029	20
Nonrecurring | Community Banking | Level 1
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	0	0
Nonrecurring | Community Banking | Level 2
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	0	0
Nonrecurring | Community Banking | Level 3
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	9,029	20
Nonrecurring | Total impaired loans and leases, net
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	13,341	9,260
Nonrecurring | Total impaired loans and leases, net | Level 1
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	0	0
Nonrecurring | Total impaired loans and leases, net | Level 2
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	0	0
Nonrecurring | Total impaired loans and leases, net | Level 3
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	13,341	9,260
Nonrecurring | Foreclosed assets, net
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Foreclosed assets, net	1,204	9,957
Nonrecurring | Foreclosed assets, net | Level 1
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Foreclosed assets, net	0	0
Nonrecurring | Foreclosed assets, net | Level 2
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Foreclosed assets, net	0	0
Nonrecurring | Foreclosed assets, net | Level 3
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Foreclosed assets, net	$ 1,204	$ 9,957

FAIR VALUE OF FINANCIAL INSTR_5

FAIR VALUE OF FINANCIAL INSTRUMENTS - Balance Sheet Grouping (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Sep. 30, 2020
Financial assets
Fair Value	$ 65,421	$ 93,745
Level 1
Financial assets
Cash and cash equivalents	720,243	427,367
Debt securities available for sale	0	0
Fair Value	0	0
Common equities and mutual funds	3,324	2,969
Non-marketable equity securities	0	0
Loans held for sale	0	0
Loans and leases receivable	0	0
Federal Reserve Bank and Federal Home Loan Bank stocks	0	0
Accrued interest receivable	16,230	16,628
Financial liabilities
Deposits	5,851,452	4,705,028
Other short- and long-term borrowings	0	0
Accrued interest payable	1,853	1,923
Level 2
Financial assets
Cash and cash equivalents	0	0
Debt securities available for sale	1,917,605	1,268,102
Fair Value	65,421	93,745
Common equities and mutual funds	0	0
Non-marketable equity securities	14,750	12,000
Loans held for sale	87,905	183,577
Loans and leases receivable	0	0
Federal Reserve Bank and Federal Home Loan Bank stocks	28,433	27,138
Accrued interest receivable	0	0
Financial liabilities
Deposits	37,519	275,045
Other short- and long-term borrowings	94,979	100,185
Accrued interest payable	0	0
Level 3
Financial assets
Cash and cash equivalents	0	0
Debt securities available for sale	0	0
Fair Value	0	0
Common equities and mutual funds	0	0
Non-marketable equity securities	0	0
Loans held for sale	0	0
Loans and leases receivable	3,498,673	3,307,037
Federal Reserve Bank and Federal Home Loan Bank stocks	0	0
Accrued interest receivable	0	0
Financial liabilities
Deposits	0	0
Other short- and long-term borrowings	0	0
Accrued interest payable	0	0
Carrying Amount
Financial assets
Cash and cash equivalents	720,243	427,367
Debt securities available for sale	1,917,605	1,268,102
Fair Value	64,247	92,610
Common equities and mutual funds	3,324	2,969
Non-marketable equity securities	19,474	14,784
Loans held for sale	87,905	183,577
Loans and leases receivable	3,495,239	3,314,140
Federal Reserve Bank and Federal Home Loan Bank stocks	28,433	27,138
Accrued interest receivable	16,230	16,628
Financial liabilities
Deposits	5,888,871	4,979,200
Other short- and long-term borrowings	93,634	98,224
Accrued interest payable	1,853	1,923
Estimated Fair Value
Financial assets
Cash and cash equivalents	720,243	427,367
Debt securities available for sale	1,917,605	1,268,102
Fair Value	65,421	93,745
Common equities and mutual funds	3,324	2,969
Non-marketable equity securities	19,474	14,784
Loans held for sale	87,905	183,577
Loans and leases receivable	3,498,673	3,307,037
Federal Reserve Bank and Federal Home Loan Bank stocks	28,433	27,138
Accrued interest receivable	16,230	16,628
Financial liabilities
Deposits	5,888,971	4,980,073
Other short- and long-term borrowings	94,979	100,185
Accrued interest payable	$ 1,853	$ 1,923