Pathward Financial (CASH) 10-Q 8 Feb 22 2022 Q1 Quarterly report Financial data

Cover Page

Cover Page - shares	3 Months Ended
	Dec. 31, 2021	Feb. 03, 2022
Cover [Abstract]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Dec. 31, 2021
Document Transition Report	false
Entity File Number	0-22140
Entity Registrant Name	META FINANCIAL GROUP INC
Entity Incorporation, State or Country Code	DE
Entity Tax Identification Number	42-1406262
Entity Address, Address Line One	5501 South Broadband Lane
Entity Address, City or Town	Sioux Falls
Entity Address, State or Province	SD
Entity Address, Postal Zip Code	57108
City Area Code	877
Local Phone Number	497-7497
Title of 12(b) Security	Common Stock, $.01 par value
Trading Symbol	CASH
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Large Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding (in shares)		29,849,903
Entity Central Index Key	0000907471
Current Fiscal Year End Date	--09-30
Document Fiscal Year Focus	2022
Document Fiscal Period Focus	Q1
Amendment Flag	false

Condensed Consolidated Statemen

Condensed Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Dec. 31, 2021	Sep. 30, 2021
ASSETS
Cash and cash equivalents	$ 1,230,100	$ 314,019
Securities available for sale, at fair value	1,782,739	1,864,899
Securities held to maturity, at amortized cost (fair value $50,364 and $56,391, respectively)	50,994	56,669
Federal Reserve Bank and Federal Home Loan Bank Stock, at cost	28,400	28,400
Loans held for sale	36,182	56,194
Loans and leases	3,684,261	3,609,563
Allowance for credit losses	(67,623)	(68,281)
Accrued interest receivable	17,240	16,254
Premises, furniture, and equipment, net	44,130	44,888
Rental equipment, net	234,693	213,116
Foreclosed real estate and repossessed assets, net	298	2,077
Goodwill and intangible assets	341,166	342,653
Prepaid assets	17,007	10,513
Other assets	210,071	199,686
Total assets	7,609,658	6,690,650
LIABILITIES
Deposits	6,525,569	5,514,971
Long-term borrowings	92,274	92,834
Accrued expenses and other liabilities	165,658	210,961
Total liabilities	6,783,501	5,818,766
STOCKHOLDERS’ EQUITY
Preferred stock, 3,000,000 shares authorized, no shares issued and no shares outstanding at December 31, 2021 and September 30, 2021, respectively	0	0
Additional paid-in capital	610,816	604,484
Retained earnings	217,992	259,189
Accumulated other comprehensive income	724	7,599
Treasury stock, at cost, 77,703 and 16,531 common shares at December 31, 2021 and September 30, 2021, respectively	(4,318)	(860)
Total equity attributable to parent	825,515	870,729
Noncontrolling interest	642	1,155
Total stockholders’ equity	826,157	871,884
Total liabilities and stockholders’ equity	7,609,658	6,690,650
Common stock, $0.01 par value; 90,000,000 shares authorized, 30,158,420 and 31,686,483 shares issued, 30,080,717 and 31,669,952 shares outstanding at December 31, 2021 and September 30, 2021, respectively
STOCKHOLDERS’ EQUITY
Common stock	301	317
Common stock, Nonvoting, $0.01 par value; 3,000,000 shares authorized, no shares issued, none outstanding at December 31, 2021 and September 30, 2021, respectively
STOCKHOLDERS’ EQUITY
Common stock	$ 0	$ 0

Condensed Consolidated Statem_2

Condensed Consolidated Statements of Financial Condition (Parenthetical) - USD ($) $ in Thousands	Dec. 31, 2021	Sep. 30, 2021
STOCKHOLDERS’ EQUITY
Investment securities held to maturity, fair value	$ 50,364	$ 56,391
Preferred stock, shares authorized (in shares)	3,000,000	3,000,000
Preferred stock, shares issued (in shares)	0	0
Preferred stock, shares outstanding (in shares)	0	0
Treasury stock (in shares)	77,703	16,531
Common Stock
STOCKHOLDERS’ EQUITY
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized (in shares)	90,000,000	90,000,000
Common stock, shares issued (in shares)	30,158,420	31,686,483
Common stock, shares outstanding (in shares)	30,080,717	31,669,952
Common Stock, Nonvoting
STOCKHOLDERS’ EQUITY
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized (in shares)	3,000,000	3,000,000
Common stock, shares issued (in shares)	0	0
Common stock, shares outstanding (in shares)	0	0

Condensed Consolidated Statem_3

Condensed Consolidated Statements of Operations - USD ($) $ in Thousands	3 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Interest and dividend income:
Loans and leases, including fees	$ 65,035	$ 61,655
Mortgage-backed securities	3,864	2,123
Other investments	3,992	4,368
Total interest and dividend income	72,891	68,146
Interest expense:
Deposits	141	797
FHLB advances and other borrowings	1,137	1,350
Total interest expense	1,278	2,147
Net interest income	71,613	65,999
Provision for credit losses	186	6,089
Net interest income after provision for credit losses	71,427	59,910
Noninterest income:
Net realized (gain) on securities available for sale, net	137	0
Gain on sale of trademarks	50,000	0
(Loss) gain on sale of other	(3,465)	2,847
Other income	1,661	7,315
Total noninterest income	86,591	45,455
Non-interest expense:
Compensation and benefits	38,225	32,331
Refund transfer product expense	138	61
Tax advance product expense	183	370
Card processing	7,172	6,117
Occupancy and equipment expense	8,349	6,888
Operating lease equipment depreciation	8,449	7,581
Legal and consulting	6,208	5,247
Intangible amortization	1,488	2,013
Impairment expense	0	1,159
Other expense	12,224	10,808
Total noninterest expense	82,436	72,575
Income before income tax expense	75,582	32,790
Income tax expense	14,276	3,533
Net income before noncontrolling interest	61,306	29,257
Net income (loss) attributable to noncontrolling interest	(18)	1,220
Net income attributable to parent	$ 61,324	$ 28,037
Earnings per common share:
Basic (in dollars per share)	$ 2	$ 0.84
Diluted (in dollars per share)	$ 2	$ 0.84
Refund transfer product fees
Noninterest income:
Noninterest income	$ 579	$ 647
Tax advance product fees
Noninterest income:
Noninterest income	1,233	1,960
Payments card and deposit fees
Noninterest income:
Noninterest income	25,132	22,564
Other bank and deposit fees
Noninterest income:
Noninterest income	237	237
Rental income
Noninterest income:
Noninterest income	$ 11,077	$ 9,885

Condensed Consolidated Statem_4

Condensed Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	3 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Statement of Comprehensive Income [Abstract]
Net income before noncontrolling interest	$ 61,306	$ 29,257
Other comprehensive income (loss):
Change in net unrealized gain (loss) on debt securities	(9,140)	2,846
Net (gain) realized on investment securities	(137)	0
Total	(9,277)	2,846
Unrealized gain on currency translation	66	445
Deferred income tax effect	(2,336)	714
Total other comprehensive income (loss)	(6,875)	2,577
Total comprehensive income	54,431	31,834
Total comprehensive income (loss) attributable to noncontrolling interest	(18)	1,220
Comprehensive income attributable to parent	$ 54,449	$ 30,614

Condensed Consolidated Statem_5

Condensed Consolidated Statements of Changes in Stockholders' Equity - USD ($) $ in Thousands	Total	Adjustment	Total Meta Stockholders’ Equity	Total Meta Stockholders’ EquityAdjustment	Common Stock	Additional Paid-in Capital	Retained Earnings	Retained EarningsAdjustment	Accumulated Other Comprehensive Income (Loss)	Treasury Stock	Noncontrolling interest	Noncontrolling interestAdjustment
Beginning Balance at Sep. 30, 2020	$ 847,308	$ (10,803)	$ 843,705	$ (8,351)	$ 344	$ 594,569	$ 234,927	$ (8,351)	$ 17,542	$ (3,677)	$ 3,603	$ (2,452)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cash dividends declared on common stock	(1,613)		(1,613)				(1,613)
Issuance of common stock due to ESOP	3,036		3,036		2	3,034
Repurchases of common stock	(56,763)		(56,763)		(20)	20	(55,000)			(1,763)
Stock compensation	1,046		1,046			1,046
Total other comprehensive income (loss)	2,577		2,577						2,577
Net income	29,257		28,037				28,037				1,220
Net investment by (distribution to) noncontrolling interests	(835)										(835)
Ending Balance at Dec. 31, 2020	813,210		811,674		326	598,669	198,000		20,119	(5,440)	1,536
Beginning Balance at Sep. 30, 2021	871,884		870,729		317	604,484	259,189		7,599	(860)	1,155
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cash dividends declared on common stock	(1,521)		(1,521)				(1,521)
Issuance of common stock due to ESOP	2,886		2,886		1	2,885
Repurchases of common stock	(104,458)		(104,458)		(17)	17	(101,000)			(3,458)
Stock compensation	3,430		3,430			3,430
Total other comprehensive income (loss)	(6,875)		(6,875)						(6,875)
Net income	61,306		61,324				61,324				(18)
Net investment by (distribution to) noncontrolling interests	(495)										(495)
Ending Balance at Dec. 31, 2021	$ 826,157		$ 825,515		$ 301	$ 610,816	$ 217,992		$ 724	$ (4,318)	$ 642

Condensed Consolidated Statem_6

Condensed Consolidated Statements of Changes in Stockholders' Equity (Parenthetical) - $ / shares	3 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Statement of Stockholders' Equity [Abstract]
Cash dividends declared on common stock (in dollars per share)	$ 0.05	$ 0.05
Accounting Standards Update [Extensible List]		Accounting Standards Update 2016-13 [Member]

Condensed Consolidated Statem_7

Condensed Consolidated Statements of Cash Flows - USD ($) $ in Thousands	3 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Cash flows from operating activities:
Net income before noncontrolling interest	$ 61,306	$ 29,257
Adjustments to reconcile net income to net cash provided by (used in) operating activities:
Depreciation, amortization and accretion, net	15,322	14,068
Provision for credit losses	186	6,089
Provision (reversal of) for deferred taxes	8,015	(7,402)
Originations of loans held for sale	(385,558)	(303,501)
Proceeds from sales of loans held for sale	562,689	451,652
Net change in loans held for sale	8,805	5,425
Fair value adjustment of foreclosed real estate	120	123
Net realized (gain) on securities held to maturity, net	(137)	0
Net realized (gain) loss on loans held for sale	4,365	(3,492)
Net realized (gain) on premise, furniture, and equipment	(23)	0
Net realized (gain) loss on lease receivables and equipment	(924)	633
Net realized (gain) on trademarks	(50,000)	0
Change in bank-owned life insurance value	(610)	(621)
Net change in accrued interest receivable	(987)	(506)
Net change in other assets	(23,569)	(2,075)
Net change in accrued expenses and other liabilities	(45,303)	(20,588)
Stock compensation	3,430	1,046
Net cash provided by operating activities	157,127	170,108
Cash flows from investing activities:
Purchases of securities available for sale	(20,894)	(23,963)
Proceeds from maturities of and principal collected on securities available for sale	91,297	64,982
Proceeds from sales of securities held to maturity	200	0
Proceeds from maturities of and principal collected on securities held to maturity	5,409	10,755
Purchases of Federal Reserve Bank and Federal Home Loan Bank stock	(800)	0
Redemption of Federal Reserve Bank and Federal Home Loan Bank stock	800	0
Purchases of loans and leases	(57,713)	(64,930)
Proceeds from sales of loans and leases	30,235	6,923
Net change in loans and leases	(145,311)	(170,684)
Purchases of premises, furniture, and equipment	(1,949)	(582)
Proceeds from sales of premises, furniture, and equipment	35	0
Purchases of rental equipment	(103,643)	(13,146)
Proceeds from sales of rental equipment	4,999	5,609
Net change in rental equipment	(1,841)	0
Proceeds from sales of foreclosed real estate and repossessed assets	1,659	2,657
Proceeds from sale of trademarks	50,000	0
Net cash (used in) investing activities	(147,517)	(182,379)
Cash flows from financing activities:
Net change in deposits	1,010,598	1,228,591
Principal payments on capital lease obligations	(7)	(8)
Principal payments on other liabilities	(598)	(1,498)
Dividends paid on common stock	(1,521)	(1,613)
Issuance of common stock due to ESOP	2,886	3,036
Repurchases of common stock	(104,458)	(56,763)
Distributions to noncontrolling interest	(495)	(835)
Net cash provided by financing activities	906,405	1,170,910
Effect of exchange rate changes on cash	66	445
Net change in cash and cash equivalents	916,081	1,159,084
Cash and cash equivalents at beginning of fiscal year	314,019	427,367
Cash and cash equivalents at end of fiscal period	1,230,100	1,586,451
Supplemental disclosure of cash flow information:
Interest	1,196	2,002
Income taxes	308	289
Franchise taxes	50	50
Other taxes	13	14
Supplemental schedule of non-cash investing activities:
Held for sale to loans and leases	12	0
Loans and leases to held for sale	168,426	100,442
Loans and leases to rental equipment	988	1,353
Loans and leases to foreclosed real estate and repossessed assets	0	9
Rental equipment to loan and leases	72,267	37
Other assets to held for sale	$ 0	$ 284

BASIS OF PRESENTATION

BASIS OF PRESENTATION	3 Months Ended
	Dec. 31, 2021
Organization, Consolidation and Presentation of Financial Statements [Abstract]
BASIS OF PRESENTATION	BASIS OF PRESENTATION The interim unaudited Condensed Consolidated Financial Statements contained herein should be read in conjunction with the audited consolidated financial statements and accompanying notes to the consolidated financial statements for the fiscal year ended September 30, 2021 included in Meta Financial Group, Inc.’s (“Meta” or the “Company”) Annual Report on Form 10-K filed with the Securities and Exchange Commission (“SEC”) on November 23, 2021. Accordingly, footnote disclosures which would substantially duplicate the disclosures contained in the audited consolidated financial statements have been omitted. The financial information of the Company included herein has been prepared in accordance with U.S. generally accepted accounting principles (“GAAP”) for interim financial reporting and has been prepared pursuant to the rules and regulations for reporting on Form 10-Q and Rule 10-01 of Regulation S-X. Such information reflects all adjustments (consisting of normal recurring adjustments) that are, in the opinion of management, necessary for a fair presentation of the financial position and results of operations for the periods presented. The results of the three months ended December 31, 2021 are not necessarily indicative of the results expected for the fiscal year ending September 30, 2022.

SUMMARY OF SIGNIFICANT ACCOUNTI

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES AND RECENTLY ADOPTED ACCOUNTING STANDARDS UPDATES ("ASU")	3 Months Ended
	Dec. 31, 2021
Accounting Policies [Abstract]
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES AND RECENTLY ADOPTED ACCOUNTING STANDARDS UPDATES (ASU)	SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES AND RECENTLY ADOPTED ACCOUNTING STANDARDS UPDATES ("ASU") Significant accounting policies in effect and disclosed within the Company’s most recent audited consolidated financial statements as of September 30, 2021 remain substantially unchanged. The following ASUs became effective for the Company on October 1, 2021, none of which had a material impact on the Company’s significant accounting policies or Condensed Consolidated Financial Statements: – ASU 2019-12, Income Taxes (Topic 740): Simplifying the Accounting for Income Taxes. – ASU 2020-08 , Codification Improvements to Subtopic 310-20, Receivables – Nonrefundable Fees and Other Costs. – ASU 2020-10, Codification Improvements.

SIGNIFICANT EVENTS

SIGNIFICANT EVENTS	3 Months Ended
	Dec. 31, 2021
Unusual or Infrequent Items, or Both [Abstract]
SIGNIFICANT EVENTS	SIGNIFICANT EVENTS Rebranding On December 7, 2021, the Company executed a Purchase Agreement (the “Agreement”) with Beige Key, LLC (the “Assignee”) for the sale of all of the Company’s worldwide right, title and interest in and to company names and tradenames including Meta and other "Meta" formative names including MetaBank and Meta Financial Group, and the domain names, social media accounts and goodwill associated with the foregoing (collectively, the “Meta” tradenames) in exchange for $60.0 million in cash. Subject to the terms and conditions set forth in the Agreement, the Company has one year from the Agreement execution date to phase out and cease all use of the Meta tradenames. From the date of the Agreement until the date such phase out is completed (the “Phase Out Period”), Assignee has granted the Company a non-exclusive royalty free license in the United States and Canada to use the Meta tradenames in the manner in which they were used by the Company prior to the Agreement. The Company received $50.0 million upon execution and delivery of the Agreement, at which time the Meta tradenames were assigned to the Assignee. The Company has recognized the $50.0 million as noninterest income during the period ended December 31, 2021. The remaining $10.0 million was paid by the Assignee and is being held in an escrow account by a third-party agent until the agreed upon activities within the Phase Out Period have been completed, at which time the funds will be released to the Company. The Company’s receipt of the $10.0 million payment is contingent upon phase out activities that have not yet been completed and has not been recognized in the Company’s consolidated financial statements for the fiscal quarter ended December 31, 2021. The Company has not incurred any material expenses related to rebranding efforts as of December 31, 2021; however, the Company is expecting to incur $15.0 million to $20.0 million in rebranding expenses over the next fiscal year.

SECURITIES

SECURITIES	3 Months Ended
	Dec. 31, 2021
Investments, Debt and Equity Securities [Abstract]
SECURITIES	SECURITIES The amortized cost, gross unrealized gains and losses and estimated fair values of available for sale ("AFS") and held to maturity ("HTM") debt securities are presented below. Debt Securities AFS (Dollars in thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized (Losses) Fair At December 31, 2021 Corporate securities $ 25,000 $ — $ — $ 25,000 SBA securities 146,639 4,200 — 150,839 Obligations of states and political subdivisions 2,793 6 — 2,799 Non-bank qualified obligations of states and political subdivisions 250,241 2,056 (1,425) 250,872 Asset-backed securities 379,192 2,331 (2,674) 378,849 Mortgage-backed securities 978,336 6,962 (10,918) 974,380 Total debt securities AFS $ 1,782,201 $ 15,555 $ (15,017) $ 1,782,739 At September 30, 2021 Corporate securities $ 25,000 $ — $ — $ 25,000 SBA securities 151,958 5,251 — 157,209 Obligations of states and political subdivisions 2,497 10 — 2,507 Non-bank qualified obligations of states and political subdivisions 266,048 3,347 (1,100) 268,295 Asset-backed securities 393,103 3,003 (1,247) 394,859 Mortgage-backed securities 1,016,478 9,728 (9,177) 1,017,029 Total debt securities AFS $ 1,855,084 $ 21,339 $ (11,524) $ 1,864,899 Debt Securities HTM (Dollars in thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized (Losses) Fair At December 31, 2021 Non-bank qualified obligations of states and political subdivisions $ 47,751 $ 14 $ (679) $ 47,086 Mortgage-backed securities 3,243 35 — 3,278 Total debt securities HTM $ 50,994 $ 49 $ (679) $ 50,364 At September 30, 2021 Non-bank qualified obligations of states and political subdivisions $ 52,944 $ 103 $ (471) $ 52,576 Mortgage-backed securities 3,725 90 — 3,815 Total debt securities HTM $ 56,669 $ 193 $ (471) $ 56,391 Gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous loss position, were as follows: LESS THAN 12 MONTHS OVER 12 MONTHS TOTAL (Dollars in thousands) Fair Gross Unrealized (Losses) Fair Gross Unrealized (Losses) Fair Gross Unrealized (Losses) Debt Securities AFS At December 31, 2021 Non-bank qualified obligations of states and political subdivisions $ 110,535 $ (1,425) $ — $ — $ 110,535 $ (1,425) Asset-backed securities 198,807 (2,376) 46,215 (298) 245,022 (2,674) Mortgage-backed securities 702,224 (8,427) 90,298 (2,491) 792,522 (10,918) Total debt securities AFS $ 1,011,566 $ (12,228) $ 136,513 $ (2,789) $ 1,148,079 $ (15,017) At September 30, 2021 Non-bank qualified obligations of states and political subdivisions $ 101,046 $ (1,100) $ — $ — $ 101,046 $ (1,100) Asset-backed securities 127,110 (283) 91,553 (964) 218,663 (1,247) Mortgage-backed securities 759,035 (7,418) 60,792 (1,759) 819,827 (9,177) Total debt securities AFS $ 987,191 $ (8,801) $ 152,345 $ (2,723) $ 1,139,536 $ (11,524) Debt Securities HTM At December 31, 2021 Non-bank qualified obligations of states and political subdivisions $ 42,068 $ (679) $ — $ — $ 42,068 $ (679) Total debt securities HTM $ 42,068 $ (679) $ — $ — $ 42,068 $ (679) At September 30, 2021 Non-bank qualified obligations of states and political subdivisions $ 26,096 $ (471) $ — $ — $ 26,096 $ (471) Total debt securities HTM $ 26,096 $ (471) $ — $ — $ 26,096 $ (471) At December 31, 2021, there were 80 securities AFS in an unrealized loss position. Management assessed each investment security with unrealized losses for credit loss and determined substantially all unrealized losses on these securities were due to credit spreads and interest rates versus credit loss. As part of that assessment, management evaluated and concluded that it is more-likely-than-not that the Company will not be required and does not intend to sell any of the securities prior to recovery of the amortized cost. At December 31, 2021, there was no ACL for debt securities AFS. The amortized cost and fair value of debt securities by contractual maturity are shown below. Certain securities have call features that allow the issuer to call the security prior to maturity. Expected maturities may differ from contractual maturities in mortgage-backed securities ("MBS") because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. Therefore, MBS are not included in the maturity categories in the following maturity summary. The expected maturities of certain SBA securities may differ from contractual maturities because the borrowers may have the right to prepay the obligation. However, certain prepayment penalties may apply. (Dollars in thousands) At December 31, 2021 At September 30, 2021 Securities AFS at Fair Value Amortized Cost Fair Amortized Cost Fair Due in one year or less $ 810 $ 814 $ 810 $ 822 Due after one year through five years 13,009 13,245 13,026 13,378 Due after five years through ten years 76,762 77,893 50,785 52,357 Due after ten years 713,284 716,407 773,985 781,313 803,865 808,359 838,606 847,870 Mortgage-backed securities 978,336 974,380 1,016,478 1,017,029 Total securities AFS, at fair value $ 1,782,201 $ 1,782,739 $ 1,855,084 $ 1,864,899 At December 31, 2021 At September 30, 2021 (Dollars in thousands) Amortized Cost Fair Amortized Cost Fair Securities HTM at Fair Value Due after ten years $ 47,751 $ 47,086 $ 52,944 $ 52,576 47,751 47,086 52,944 52,576 Mortgage-backed securities 3,243 3,278 3,725 3,815 Total securities HTM, at cost $ 50,994 $ 50,364 $ 56,669 $ 56,391 Equity Securities The Company held $9.9 million at December 31, 2021 and $12.7 million at September 30, 2021 in marketable equity securities. The Company recognized $2.3 million in unrealized loss in an investee during the three months ended December 31, 2021. All other marketable equity securities and related activity were insignificant for the three months ended December 31, 2021 and 2020. No marketable securities were sold during the first quarter of fiscal year 2022. Non-marketable equity securities with a readily determinable fair value totaled $5.6 million at December 31, 2021 and $4.6 million at September 30, 2021. The Company recognized $0.3 million in unrealized losses and $0.1 million in unrealized gains during the three months ended December 31, 2021 and 2020, respectively. No such securities were sold during the first quarter of fiscal year 2022. Non-marketable equity securities without readily determinable fair value totaled $15.9 million at December 31, 2021 and $16.0 million at September 30, 2021. There was one security sold during the first quarter of fiscal year 2022 for a $0.1 million gain . FRB Stock The Bank is required by federal law to subscribe to capital stock (divided into shares of $100 each) as a member of the FRB of Minneapolis with an amount equal to six per centum of the paid-up capital stock and surplus. One-half of the subscription is paid at time of application, and one-half is subject to call of the Board of Governors of the Federal Reserve System. FRB of Minneapolis stock held by the Bank totaled $19.7 million at December 31, 2021 and September 30, 2021. These equity securities are 'restricted' in that they can only be owned by member banks. FHLB Stock The Company's borrowings from the FHLB are secured by specific investment securities. Such advances can be made pursuant to several different credit programs, each of which has its own interest rate and range of maturities. The investments in the FHLB stock are required investments related to the Company's membership in and current borrowings from the FHLB of Des Moines. The investments in the FHLB of Des Moines could be adversely impacted by the financial operations of the FHLB and actions of their regulator, the Federal Housing Finance Agency. The FHLB stock is carried at cost since it is generally redeemable at par value. The carrying value of the stock held at the FHLB was $8.7 million at December 31, 2021 and $8.7 million at September 30, 2021. These equity securities are ‘restricted’ in that they can only be sold back to the respective institution from which they were acquired or another member institution at par. Therefore, FRB and FHLB stocks are less liquid than other marketable equity securities, and the fair value approximates cost. Equity Security Impairment The Company evaluates impairment for investments held at cost on at least an annual basis based on the ultimate recoverability of the par value. All other equity investments, including those under the equity method, are reviewed for other-than-temporary impairment on at least a quarterly basis. The Company recognized no impairment for such investments for the three months ended December 31, 2021.

LOANS AND LEASES, NET

LOANS AND LEASES, NET	3 Months Ended
	Dec. 31, 2021
Loans and Leases Receivable Disclosure [Abstract]
LOANS AND LEASES, NET	LOANS AND LEASES, NET Loans and leases consist of the following: (Dollars in thousands) December 31, 2021 September 30, 2021 Term lending $ 1,038,378 $ 961,019 Asset based lending 337,236 300,225 Factoring 402,972 363,670 Lease financing 245,315 266,050 Insurance premium finance 385,473 428,867 SBA/USDA 209,521 247,756 Other commercial finance 178,853 157,908 Commercial finance 2,797,748 2,725,495 Consumer credit products 173,343 129,251 Other consumer finance 144,412 123,606 Consumer finance 317,755 252,857 Tax services 100,272 10,405 Warehouse finance 466,831 419,926 Community banking — 199,132 Total loans and leases 3,682,606 3,607,815 Net deferred loan origination costs 1,655 1,748 Total gross loans and leases 3,684,261 3,609,563 Allowance for credit losses (67,623) (68,281) Total loans and leases, net $ 3,616,638 $ 3,541,282 During the three months ended December 31, 2021, the Company transferred $168.4 million of Community Banking loans to held for sale. During the three months ended December 31, 2020, the Company transferred $100.4 million of Community Banking loans to held for sale. During the three months ended December 31, 2021 and 2020, the Company originated $385.6 million and $303.5 million of SBA/USDA, consumer credit product loans, and other consumer finance as held for sale, respectively. The Company sold held for sale loans resulting in proceeds of $562.7 million and loss on sale of $4.4 million during the three months ended December 31, 2021. The Company sold held for sale loans resulting in proceeds of $451.7 million and gains on sale of $3.5 million during the three months ended December 31, 2020. In connection with the Company's sale of the Bank's Community Bank division to Central Bank, the Company entered into a servicing agreement with Central Bank for the retained Community Bank loan portfolio that became effective on February 29, 2020 (the "Closing Date"). The Company recognized $0.2 million and $1.1 million in servicing fee expense during the three months ended December 31, 2021 and 2020, respectively, and $3.3 million for the fiscal year ended September 30, 2021. Since the Closing Date, the Company has entered into subsequent loan portfolio sale agreements with Central Bank and other third parties. The Company sold additional loans from the retained Community Bank portfolio in the amount of $192.5 million and $129.8 million in the three months ended December 31, 2021 and 2020, respectively, and $308.1 million for the fiscal year ended September 30, 2021. All loans from the retained Community Bank portfolio have been sold as of December 31, 2021. Loans purchased and sold by portfolio segment, including participation interests, were as follows: Three Months Ended December 31, (Dollars in thousands) 2021 2020 Loans Purchased Loans held for investment: Commercial finance $ 1,720 $ — Warehouse finance 55,993 62,631 Community banking — 2,299 Total purchases $ 57,713 $ 64,930 Loans Sold Loans held for sale: Commercial finance $ 33,023 $ 30,324 Consumer finance 376,444 291,540 Community banking 153,222 129,788 Loans held for investment: Community banking 30,235 — Total sales $ 592,924 $ 451,652 Leasing Portfolio. The net investment in direct financing and sales-type leases was comprised of the following: (Dollars in thousands) December 31, 2021 September 30, 2021 Carrying amount $ 255,907 $ 278,341 Unguaranteed residual assets 13,329 14,393 Unamortized initial direct costs 435 490 Unearned income (23,921) (26,684) Total net investment in direct financing and sales-type leases $ 245,750 $ 266,540 The carrying amount of direct financing and sales-type leases subject to residual value guarantees was $4.0 million at December 31, 2021. The components of total lease income were as follows: Three Months Ended December 31, (Dollars in thousands) 2021 2020 Interest income - loans and leases Interest income on net investments in direct financing and sales-type leases $ 4,573 $ 5,319 Leasing and equipment finance noninterest income Lease income from operating lease payments 11,086 10,041 Profit recorded on commencement date on sales-type leases — 71 Other (1) 1,325 69 Total leasing and equipment finance noninterest income 12,411 10,181 Total lease income $ 16,984 $ 15,500 (1) Other leasing and equipment finance noninterest income consists of gains (losses) on sales of leased equipment, fees and service charges on leases and gains (losses) on sales of leases. Undiscounted future minimum lease payments receivable for direct financing and sales-type leases, and a reconciliation to the carrying amount recorded at December 31, 2021 were as follows: (Dollars in thousands) Remaining in 2022 $ 78,421 2023 86,354 2024 54,978 2025 26,113 2026 7,124 Thereafter 2,918 Total undiscounted future minimum lease payments receivable for direct financing and sales-type leases 255,908 Total carrying amount of direct financing and sales-type leases $ 255,908 The Company did not record any contingent rental income from direct financing and sales-type leases in the three months ended December 31, 2021. The COVID-19 pandemic began impacting the U.S. and global economies in the first calendar quarter of 2020, with significant deterioration of macroeconomic conditions and markets into 2021. Although macroeconomic conditions and markets have improved since the beginning of 2021, the ultimate impact of this pandemic on the Company's loan and lease portfolio remains difficult to predict. Management continues to evaluate the loan and lease portfolio in order to assess the impact on repayment sources and underlying collateral that could result in additional losses and the impact to our customers and businesses as a result of COVID-19 and will refine its estimate as more information becomes available. Activity in the allowance for credit losses and balances of loans and leases by portfolio segment was as follows: Three Months Ended December 31, 2021 (Dollars in thousands) Beginning Balance Provision (Reversal) Charge-offs Recoveries Ending Balance Allowance for credit losses: Term lending $ 29,351 $ (858) $ (2,085) $ 314 $ 26,722 Asset based lending 1,726 911 (16) 137 2,758 Factoring 3,997 12,502 (1,275) 18 15,242 Lease financing 7,629 (822) (16) 66 6,857 Insurance premium finance 1,394 (270) (177) 97 1,044 SBA/USDA 2,978 233 (217) 2 2,996 Other commercial finance 1,168 181 — — 1,349 Commercial finance 48,243 11,877 (3,786) 634 56,968 Consumer credit products 1,242 385 — — 1,627 Other consumer finance 6,112 1,560 (819) 107 6,960 Consumer finance 7,354 1,945 (819) 107 8,587 Tax services 2 (714) (254) 2,567 1,601 Warehouse finance 420 47 — — 467 Community banking 12,262 (12,684) — 422 — Total loans and leases 68,281 471 (4,859) 3,730 67,623 Unfunded commitments (1) 690 (285) — — 405 Total $ 68,971 $ 186 $ (4,859) $ 3,730 $ 68,028 (1) Reserve for unfunded commitments is recognized within other liabilities on the Condensed Consolidated Statements of Financial Condition. Three Months Ended December 31, 2020 (Dollars in thousands) Beginning Balance Impact of CECL Adoption Provision (Reversal) Charge-offs Recoveries Ending Balance Allowance for credit losses: Term lending $ 15,211 $ 9,999 $ 6,026 $ (3,312) $ 296 $ 28,220 Asset based lending 1,406 164 839 (600) — 1,809 Factoring 3,027 987 (1,416) (1) 1,122 3,719 Lease financing 7,023 (556) 1,112 (876) 81 6,784 Insurance premium finance 2,129 (965) 488 (656) 289 1,285 SBA/USDA 940 2,720 (497) — 1 3,164 Other commercial finance 182 364 (67) — — 479 Commercial finance 29,918 12,713 6,485 (5,445) 1,789 45,460 Consumer credit products 845 — (10) — — 835 Other consumer finance 2,821 5,998 1,482 (218) 93 10,176 Consumer finance 3,666 5,998 1,472 (218) 93 11,011 Tax services 2 — 454 — 956 1,412 Warehouse finance 294 (1) 26 — — 319 Community banking 22,308 (5,937) (2,173) (11) — 14,187 Total loans and leases 56,188 12,773 6,264 (5,674) 2,838 72,389 Unfunded commitments (1) 32 831 (175) — — 688 Total $ 56,220 $ 13,604 $ 6,089 $ (5,674) $ 2,838 $ 73,077 (1) Reserve for unfunded commitments is recognized within other liabilities on the Consolidated Statements of Financial Condition. Information on loans and leases that are deemed to be collateral dependent and are evaluated individually for the ACL was as follows: (Dollars in thousands) At December 31, 2021 At September 30, 2021 Term lending $ 68,838 $ 20,965 Asset based lending 5,992 — Factoring 16,503 1,268 Lease financing 13,254 3,882 SBA/USDA 797 — Commercial finance (1) 105,384 26,115 Community banking — 14,915 Total $ 105,384 $ 41,030 (1) For commercial finance, collateral dependent financial assets have collateral in the form of cash, equipment, or other business assets. In response to the ongoing COVID-19 pandemic, the Company allowed modifications, such as payment deferrals and temporary forbearances, to credit-worthy borrowers who are experiencing temporary hardship due to the effects of COVID-19. Accordingly, if all payments were less than 30 days past due prior to the onset of the pandemic effects, the loan or lease will not be reported as past due during the deferral or forbearance period. As of December 31, 2021, $0.4 million of loan and lease balances that were granted deferral payments by the Company were still in their deferment period. These modifications consisted solely of payment deferrals ranging from 30 days to six months. These modifications are in line with applicable regulatory guidelines and, therefore, they are not reported as troubled debt restructurings. Other than the loan modifications that are on nonaccrual status, the Company is accruing and recognizing interest income on these modifications during the payment deferral period. Federal regulations provide for the classification of loans and other assets such as debt and equity securities considered by the Bank's primary regulator, the Office of the Comptroller of the Currency (the “OCC”), to be of lesser quality as “substandard,” “doubtful” or “loss.” The loan classification and risk rating definitions are as follows: Pass - A pass asset is of sufficient quality in terms of repayment, collateral and management to preclude a special mention or an adverse rating. Watch - A watch asset is generally a credit performing well under current terms and conditions but with identifiable weakness meriting additional scrutiny and corrective measures. Watch is not a regulatory classification but can be used to designate assets that are exhibiting one or more weaknesses that deserve management’s attention. These assets are of better quality than special mention assets. Special Mention - A special mention asset is a credit with potential weaknesses deserving management’s close attention and, if left uncorrected, may result in deterioration of the repayment prospects for the asset. Special mention assets are not adversely classified and do not expose an institution to sufficient risk to warrant adverse classification. Special mention is a temporary status with aggressive credit management required to garner adequate progress and move to watch or higher. The adverse classifications are as follows: Substandard - A substandard asset is inadequately protected by the net worth and/or repayment ability or by a weak collateral position. Assets so classified will have well-defined weaknesses creating a distinct possibility the Bank will sustain some loss if the weaknesses are not corrected. Loss potential does not have to exist for an asset to be classified as substandard. Doubtful - A doubtful asset has weaknesses similar to those classified substandard, with the degree of weakness causing the likely loss of some principal in any reasonable collection effort. Due to pending factors, the asset’s classification as loss is not yet appropriate. Loss - A loss asset is considered uncollectible and of such little value that the asset’s continuance on the Bank’s balance sheet is no longer warranted. This classification does not necessarily mean an asset has no recovery or salvage value, leaving room for future collection efforts. Loans and leases, or portions thereof, are generally charged off when collection of principal becomes doubtful. Typically, this is associated with a delay or shortfall in payments of 210 days or more for commercial insurance premium finance, 180 days or more for the purchased student loan portfolios, 120 days or more for consumer credit products and leases, and 90 days or more for community banking loans and commercial finance loans. Action is taken to charge off ERO loans if such loans have not been collected by the end of June and taxpayer advance loans if such loans have not been collected by the end of the calendar year. Nonaccrual loans and troubled debt restructurings are generally individually evaluated for expected credit losses. The Company recognizes that concentrations of credit may naturally occur and may take the form of a large volume of related loans and leases to an individual, a specific industry, or a geographic location. Credit concentration is a direct, indirect, or contingent obligation that has a common bond where the aggregate exposure equals or exceeds a certain percentage of the Company’s Tier 1 Capital plus the allowable Allowance for Credit Losses. The Company has various portfolios of consumer finance and tax services loans that present unique risks that are statistically managed. Due to the unique risks associated with these portfolios, the Company monitors other credit quality indicators in their evaluation of the appropriateness of the allowance for credit losses on these portfolios, and as such, these loans are not included in the asset classification table below. The outstanding balances of consumer finance loans and tax services loans were $317.8 million and $100.3 million at December 31, 2021, respectively, and $252.9 million and $10.4 million at September 30, 2021, respectively. The amortized cost basis of loans and leases by asset classification and year of origination was as follows: Amortized Cost Basis (Dollars in thousands) Term Loans and Leases by Origination Year Revolving Loans and Leases Total At December 31, 2021 2022 2021 2020 2019 2018 Prior Term lending Pass $ 145,763 $ 337,426 $ 175,447 $ 54,833 $ 37,328 $ 12,940 $ — $ 763,737 Watch 9,627 53,179 70,323 27,372 7,346 2,979 — 170,826 Special Mention 194 888 21,679 4,409 697 3,127 — 30,994 Substandard 5,040 16,035 18,469 23,418 3,582 3,922 — 70,466 Doubtful — 140 780 1,361 74 — — 2,355 Total 160,624 407,668 286,698 111,393 49,027 22,968 — 1,038,378 Asset based lending Pass — — — — — — 235,577 235,577 Watch — — — — — — 30,560 30,560 Special Mention — — — — — — 53,240 53,240 Substandard — — — — — — 17,859 17,859 Total — — — — — — 337,236 337,236 Factoring Pass — — — — — — 299,672 299,672 Watch — — — — — — 37,974 37,974 Special Mention — — — — — — 30,587 30,587 Substandard — — — — — — 19,425 19,425 Doubtful — — — — — — 15,314 15,314 Total — — — — — — 402,972 402,972 Lease financing Pass 5,592 47,808 61,345 13,162 6,148 365 — 134,420 Watch 1,122 21,300 18,565 6,966 2,693 2,095 — 52,741 Special Mention 765 17,737 14,560 3,768 1,263 55 — 38,148 Substandard — 600 11,208 5,302 786 21 — 17,917 Doubtful — — — 2,089 — — — 2,089 Total 7,479 87,445 105,678 31,287 10,890 2,536 — 245,315 Insurance premium finance Pass 169,134 215,844 46 3 — — — 385,027 Watch — 183 — — — — — 183 Special Mention — 66 — — — — — 66 Substandard — 78 20 — — — — 98 Doubtful — 95 4 — — — — 99 Total 169,134 216,266 70 3 — — — 385,473 SBA/USDA Pass 2,851 77,090 25,399 13,028 12,525 9,859 — 140,752 Watch — — 19,705 1,963 — 1,350 — 23,018 Special Mention — — 696 1,147 4,971 1,005 — 7,819 Substandard — — 17,732 9,502 8,177 2,455 — 37,866 Doubtful — — — — — 66 — 66 Total 2,851 77,090 63,532 25,640 25,673 14,735 — 209,521 Other commercial finance Pass 20,130 28,666 764 5,885 2,428 67,777 — 125,650 Watch — 20,000 16,807 3,322 — — — 40,129 Special Mention — — — — 447 — — 447 Substandard — 10,255 — — 270 2,102 — 12,627 Total 20,130 58,921 17,571 9,207 3,145 69,879 — 178,853 Warehouse finance Pass — — — — — — 466,831 466,831 Total — — — — — — 466,831 466,831 Total loans and leases Pass 343,470 706,834 263,000 86,911 58,428 90,942 1,002,081 2,551,666 Watch 10,750 94,662 125,398 39,623 10,039 6,426 68,533 355,431 Special Mention 959 18,690 36,935 9,324 7,380 4,186 83,827 161,301 Substandard 5,040 26,967 47,433 38,221 12,814 8,499 37,284 176,258 Doubtful — 235 784 3,450 73 66 15,315 19,923 Total $ 360,219 $ 847,388 $ 473,550 $ 177,529 $ 88,734 $ 110,119 $ 1,207,040 $ 3,264,579 Amortized Cost Basis (Dollars in thousands) Term Loans and Leases by Origination Year Revolving Loans and Leases Total At September 30, 2021 2021 2020 2019 2018 2017 Prior Term lending Pass $ 362,443 $ 192,305 $ 63,708 $ 34,381 $ 3,195 $ 1,236 $ — $ 657,268 Watch 63,046 71,701 32,941 21,419 76 3,628 — 192,811 Special Mention 6,422 26,673 4,821 932 70 633 — 39,551 Substandard 18,569 16,810 26,920 3,529 928 641 — 67,397 Doubtful 252 1,673 1,756 311 — — — 3,992 Total 450,732 309,162 130,146 60,572 4,269 6,138 — 961,019 Asset based lending Pass — — — — — — 185,432 185,432 Watch — — — — — — 52,072 52,072 Special Mention — — — — — — 43,135 43,135 Substandard — — — — — — 19,586 19,586 Total — — — — — — 300,225 300,225 Factoring Pass — — — — — — 294,124 294,124 Watch — — — — — — 17,984 17,984 Special Mention — — — — — — 33,035 33,035 Substandard — — — — — — 18,527 18,527 Total — — — — — — 363,670 363,670 Lease financing Pass 54,434 73,629 17,153 7,511 1,857 203 — 154,787 Watch 22,061 20,455 9,274 2,739 1,454 — — 55,983 Special Mention 15,402 20,595 4,148 1,546 61 — — 41,752 Substandard 479 4,765 4,981 831 25 — — 11,081 Doubtful — 6 2,402 38 1 — — 2,447 Total 92,376 119,450 37,958 12,665 3,398 203 — 266,050 Insurance premium finance Pass 428,131 144 9 — — — — 428,284 Watch 262 5 — — — — — 267 Special Mention 58 5 — — — — — 63 Substandard 68 107 — — — — — 175 Doubtful 58 20 — — — — — 78 Total 428,577 281 9 — — — — 428,867 SBA/USDA Pass 110,122 37,006 14,461 12,760 6,525 3,779 — 184,653 Watch — 20,431 1,996 1,670 1,394 298 — 25,789 Special Mention — 8,333 214 3,348 177 919 — 12,991 Substandard — 3,812 9,550 8,079 2,169 713 — 24,323 Total 110,122 69,582 26,221 25,857 10,265 5,709 — 247,756 Other commercial finance Pass 56,957 642 5,786 6,075 3,345 60,965 — 133,770 Watch — 17,404 3,409 451 — — — 21,264 Substandard 466 — — 273 837 1,299 — 2,875 Total 57,423 18,046 9,195 6,799 4,182 62,264 — 157,909 Warehouse finance Pass — — — — — — 419,926 419,926 Total — — — — — — 419,926 419,926 Community banking Pass — — 4,159 — 5,683 472 — 10,314 Watch — 10,134 — 10,854 6,133 — — 27,121 Special Mention — — 35,916 — — — — 35,916 Substandard — 119 49,449 50,626 13,933 6,110 — 120,237 Doubtful — 122 — 5,422 — — — 5,544 Total — 10,375 89,524 66,902 25,749 6,582 — 199,132 Total loans and leases Pass 1,012,088 303,727 105,274 60,727 20,605 66,655 899,481 2,468,557 Watch 85,369 140,131 47,620 37,132 9,057 3,926 70,056 393,291 Special Mention 21,882 55,606 45,099 5,826 307 1,552 76,171 206,443 Substandard 19,584 25,613 90,900 63,338 17,891 8,762 38,113 264,201 Doubtful 310 1,822 4,158 5,770 1 — — 12,061 Total $ 1,139,233 $ 526,899 $ 293,051 $ 172,793 $ 47,861 $ 80,895 $ 1,083,821 $ 3,344,553

EARNINGS PER COMMON SHARE ("EPS

EARNINGS PER COMMON SHARE ("EPS")	3 Months Ended
	Dec. 31, 2021
Earnings Per Share [Abstract]
EARNINGS PER COMMON SHARE ("EPS")	EARNINGS PER COMMON SHARE ("EPS") The Company has granted restricted share awards with dividend rights that are considered to be participating securities. Accordingly, a portion of the Company’s earnings is allocated to those participating securities in the earnings per share calculation under the two-class method. Basic EPS is computed using the two-class method by dividing income available to common stockholders after the allocation of dividends and undistributed earnings to the participating securities by the weighted average number of common shares outstanding for the period. Diluted EPS is calculated using the more dilutive of the treasury stock method or the two-class method. Diluted EPS reflects the potential dilution that could occur if securities or other contracts to issue common stock were exercised, and is computed after giving consideration to the weighted average dilutive effect of the Company’s stock options, performance share units, and nonvested restricted stock, where applicable. Diluted EPS under the two-class method also considers the allocation of earnings to the participating securities. Antidilutive securities are disregarded in earnings per share calculations. Diluted EPS shown below reflects the two-class method, as diluted EPS under the two-class method was more dilutive than under the treasury stock method. A reconciliation of net income and common stock share amounts used in the computation of basic and diluted earnings per share is presented below. Three Months Ended December 31, (Dollars in thousands, except per share data) 2021 2020 Basic income per common share: Net income attributable to Meta Financial Group, Inc. $ 61,324 $ 28,037 Dividends and undistributed earnings allocated to participating securities (953) (554) Basic net earnings available to common stockholders 60,371 27,483 Undistributed earnings allocated to nonvested restricted stockholders 929 521 Reallocation of undistributed earnings to nonvested restricted stockholders (929) (521) Diluted net earnings available to common stockholders $ 60,371 $ 27,483 Total weighted-average basic common shares outstanding 30,238,621 32,782,285 Effect of dilutive securities (1) Performance share units 22,034 8,610 Total effect of dilutive securities 22,034 8,610 Total weighted-average diluted common shares outstanding 30,260,655 32,790,895 Net earnings per common share: Basic earnings per common share $ 2.00 $ 0.84 Diluted earnings per common share (2) $ 2.00 $ 0.84 (1) Represents the effect of the assumed exercise of stock options and vesting of performance share units and restricted stock, as applicable, utilizing the treasury stock method.

RENTAL EQUIPMENT, NET

RENTAL EQUIPMENT, NET	3 Months Ended
	Dec. 31, 2021
Property, Plant and Equipment [Abstract]
RENTAL EQUIPMENT, NET	RENTAL EQUIPMENT, NET Rental equipment consists of the following: (Dollars in thousands) December 31, 2021 September 30, 2021 Computers and IT networking equipment $ 16,267 $ 17,683 Motor vehicles and other 95,255 87,396 Office furniture and equipment 47,400 48,828 Solar panels and equipment 147,532 125,457 Total 306,454 279,364 Accumulated depreciation (73,301) (67,825) Unamortized initial direct costs 1,540 1,577 Net book value $ 234,693 $ 213,116 Undiscounted future minimum lease payments expected to be received for operating leases at December 31, 2021 were as follows: (Dollars in thousands) Remaining in 2022 $ 27,557 2023 31,660 2024 23,698 2025 17,366 2026 10,508 Thereafter 14,227 Total undiscounted future minimum lease payments receivable for operating leases $ 125,016

GOODWILL AND INTANGIBLE ASSETS

GOODWILL AND INTANGIBLE ASSETS	3 Months Ended
	Dec. 31, 2021
Goodwill and Intangible Assets Disclosure [Abstract]
GOODWILL AND INTANGIBLE ASSETS	GOODWILL AND INTANGIBLE ASSETS The Company held a total of $309.5 million of goodwill at December 31, 2021. The recorded goodwill is a result of multiple business combinations that have been consummated since fiscal year 2015, with the most recent pursuant to the Crestmark Acquisition that closed on August 1, 2018. Goodwill is assessed for impairment at least annually or more often if conditions indicate a possible impairment. The assessment is done at a reporting unit level, which is one level below the operating segments. See Note 14. Segment Reporting for additional information on the Company's segment reporting. There have been no changes to the carrying amount of goodwill during the three months ended December 31, 2021. The changes in the carrying amount of the Company’s intangible assets were as follows: (Dollars in thousands) Trademark (1) Non-Compete (2) Customer Relationships (3) All Others (4) Total Intangible Assets At September 30, 2021 $ 9,823 $ 40 $ 17,868 $ 5,417 $ 33,148 Acquisitions during the period — — — 1 1 Amortization during the period (263) (39) (1,054) (132) (1,488) At December 31, 2021 $ 9,560 $ 1 $ 16,814 $ 5,286 $ 31,661 Gross carrying amount $ 14,624 $ 2,481 $ 82,088 $ 10,142 $ 109,335 Accumulated amortization (5,064) (2,480) (55,026) (4,638) (67,208) Accumulated impairment — — (10,248) (218) (10,466) At December 31, 2021 $ 9,560 $ 1 $ 16,814 $ 5,286 $ 31,661 At September 30, 2020 $ 10,901 $ 422 $ 24,333 $ 6,036 $ 41,692 Acquisitions during the period — — — 5 5 Amortization during the period (272) (95) (1,486) (160) (2,013) Write-offs during the period — — — (24) (24) At December 31, 2020 $ 10,629 $ 327 $ 22,847 $ 5,857 $ 39,660 Gross carrying amount $ 14,624 $ 2,481 $ 82,088 $ 10,123 $ 109,316 Accumulated amortization (3,995) (2,154) (48,993) (4,047) (59,189) Accumulated impairment — — (10,248) (219) (10,467) At December 31, 2020 $ 10,629 $ 327 $ 22,847 $ 5,857 $ 39,660 (1) Book amortization period of 5-15 years. Amortized using the straight line and accelerated methods. (2) Book amortization period of 3-5 years. Amortized using the straight line method. (3) Book amortization period of 10-30 years. Amortized using the accelerated method. (4) Book amortization period of 3-20 years. Amortized using the straight line method. The estimated amortization expense of intangible assets assumes no activities, such as acquisitions, which would result in additional amortizable intangible assets. Estimated amortization expense of intangible assets in the remaining nine months of fiscal 2022 and subsequent fiscal years was as follows: (Dollars in thousands) Remaining in 2022 $ 4,933 2023 5,102 2024 4,384 2025 3,826 2026 3,252 Thereafter 10,164 Total anticipated intangible amortization $ 31,661 The Company tests intangible assets for impairment at least annually or more often if conditions indicate a possible impairment. There were no impairments to intangible assets during the three months ended December 31, 2021 and 2020. Intangible expense is recorded within the impairment expense line of the Condensed Consolidated Statements of Operations.

OPERATING LEASE RIGHT OF USE AS

OPERATING LEASE RIGHT OF USE ASSETS AND LIABILITIES	3 Months Ended
	Dec. 31, 2021
Leases [Abstract]
OPERATING LEASE RIGHT OF USE ASSETS AND LIABILITIES	OPERATING LEASE RIGHT-OF-USE ASSETS AND LIABILITIES Operating lease ROU assets, included in other assets Operating lease liabilities, included in accrued expenses and other liabilities Undiscounted future minimum operating lease payments and a reconciliation to the amount recorded as operating lease liabilities at December 31, 2021 were as follows: (Dollars in thousands) Remaining in 2022 $ 3,301 2023 3,892 2024 3,854 2025 3,718 2026 3,195 Thereafter 21,732 Total undiscounted future minimum lease payments 39,692 Discount (5,167) Total operating lease liabilities $ 34,525 The weighted-average discount rate and remaining lease term for operating leases at December 31, 2021 were as follows: Weighted-average discount rate 2.33 % Weighted-average remaining lease term (years) 10.90 The components of total lease costs for operating leases were as follows: Three Months Ended December 31, (Dollars in thousands) 2021 2020 Lease expense $ 1,137 $ 954 Short-term and variable lease cost 35 63 ROU asset impairment — 224 Sublease income (176) (108) Total lease cost for operating leases $ 996 $ 1,133

STOCKHOLDERS' EQUITY

STOCKHOLDERS' EQUITY	3 Months Ended
	Dec. 31, 2021
Equity [Abstract]
STOCKHOLDERS' EQUITY	STOCKHOLDERS' EQUITY Repurchase of Common Stock The Company's Board of Directors authorized the November 20, 2019 share repurchase program to repurchase up to 7,500,000 shares of the Company's outstanding common stock. All remaining shares available for repurchase under this program were repurchased during the fiscal 2022 first quarter. This authorization was effective from November 21, 2019 through December 31, 2022. On September 7, 2021, the Company's Board of Directors announced a new share repurchase program to repurchase up to an additional 6,000,000 shares of the Company's outstanding common stock. This authorization is effective from September 3, 2021 through September 30, 2024. During the three months ended December 31, 2021, and 2020, the Company repurchased 1,711,501 and 1,864,474 shares, respectively, as part of the share repurchase programs. Under the repurchase programs, repurchased shares were retired and designated as authorized but unissued shares. The Company accounts for repurchased shares using the par value method under which the repurchase price is charged to paid-in capital up to the amount of the original proceeds of those shares. When the repurchase price is greater than the original issue proceeds, the excess is charged to retained earnings. As of December 31, 2021, 5,604,375 shares of common stock remained available for repurchase.

STOCK COMPENSATION

STOCK COMPENSATION	3 Months Ended
	Dec. 31, 2021
Share-based Payment Arrangement [Abstract]
STOCK COMPENSATION	STOCK COMPENSATION The Company maintains the Meta Financial Group, Inc. 2002 Omnibus Incentive Plan, as amended and restated (the "2002 Omnibus Incentive Plan"), which, among other things, provides for the awarding of stock options, nonvested (restricted) shares, and performance share units ("PSUs") to certain officers and directors of the Company. Awards are granted by the Compensation Committee of the Board of Directors based on the performance of the award recipients or other relevant factors. Compensation expense for share-based awards is recorded over the vesting period at the fair value of the award at the time of the grant. The exercise price of options or fair value of nonvested (restricted) shares and performance share units granted under the Company’s 2002 Omnibus Incentive Plan is equal to the fair market value of the underlying stock at the grant date, adjusted for dividends where applicable. The Company has elected, with the adoption of ASU 2016-09, to record forfeitures as they occur. The following tables show the activity of nonvested (restricted) shares and PSUs granted, vested, or forfeited under the 2002 Omnibus Incentive Plan for the three months ended December 31, 2021. There were no options granted, exercised, or forfeited under this plan during the three months ended December 31, 2021. (Dollars in thousands, except per share data) Number of Shares Weighted Average Fair Value at Grant Nonvested shares outstanding, September 30, 2021 547,063 $ 30.22 Granted 136,883 57.90 Vested (187,198) 34.38 Forfeited or expired (8,430) 42.59 Nonvested shares outstanding, December 31, 2021 488,318 $ 36.17 (Dollars in thousands, except per share data) Number of Units Weighted Average Fair Value at Grant Performance share units outstanding, September 30, 2021 60,894 $ 34.03 Granted (1) 34,235 57.03 Vested — — Forfeited or expired — — Performance share units outstanding, December 31, 2021 95,219 $ 42.30 (1) The number of PSUs granted reflects the target number of PSUs able to be earned under a given award. At December 31, 2021, stock-based compensation expense not yet recognized in income totaled $11.6 million, which is expected to be recognized over a weighted average remaining period of 1.88 years.

INCOME TAXES

INCOME TAXES	3 Months Ended
	Dec. 31, 2021
Income Tax Disclosure [Abstract]
INCOME TAXES	INCOME TAXES The Company recorded an income tax expense of $14.3 million for the three months ended December 31, 2021, resulting in an effective tax rate of 18.89%, compared to an income tax expense of $3.5 million, or an effective tax rate of 10.77%, for the three months ended December 31, 2020. The Company’s effective tax rate was lower than the U.S. statutory rate of 21% primarily because of the anticipated effect of investment tax credits during fiscal year 2022. The Company’s effective tax rate in the future will depend in part on actual investment tax credits earned as part of its financing of solar energy projects. The table below compares the income tax expense components for the periods presented. Three Months Ended December 31, (Dollars in thousands) 2021 2020 Provision at statutory rate $ 15,876 $ 6,630 Tax-exempt income (172) (249) State income taxes 3,087 1,488 Interim period effective rate adjustment 1,827 5,467 Tax credit investments, net - federal (5,670) (10,123) Research tax credit — (323) IRC 162(m) nondeductible compensation 263 334 Other, net (935) 309 Income tax expense $ 14,276 $ 3,533 Effective tax rate 18.89 % 10.77 %

REVENUE FROM CONTRACTS WITH CUS

REVENUE FROM CONTRACTS WITH CUSTOMERS	3 Months Ended
	Dec. 31, 2021
Revenue from Contract with Customer [Abstract]
REVENUE FROM CONTRACTS WITH CUSTOMERS	REVENUE FROM CONTRACTS WITH CUSTOMERS Topic 606 applies to all contracts with customers unless such revenue is specifically addressed under existing guidance. The table below presents the Company’s revenue by operating segment. For additional descriptions of the Company’s operating segments, including additional financial information and the underlying management accounting process, see Note 14. Segment Reporting to the Condensed Consolidated Financial Statements. (Dollars in thousands) Consumer Commercial Corporate Services/Other Consolidated Company Three Months Ended December 31, 2021 2020 2021 2020 2021 2020 2021 2020 Net interest income (1) $ 26,271 $ 22,347 $ 44,926 $ 41,848 $ 416 $ 1,804 $ 71,613 $ 65,999 Noninterest income: Refund transfer product fees 579 647 — — — — 579 647 Tax advance product fees (1) 1,233 1,960 — — — — 1,233 1,960 Payment card and deposit fees 25,132 22,564 — — — — 25,132 22,564 Other bank and deposit fees — — 231 234 6 3 237 237 Rental income (1) — 5 11,077 9,880 — — 11,077 9,885 Net gain realized on investment securities (1) — — — — 137 — 137 — Gain on sale of trademarks — — — — 50,000 — 50,000 — Gain (loss) on sale of other (1) — — 4,864 2,591 (8,329) 256 (3,465) 2,847 Other income (1) 765 159 2,785 2,461 (1,889) 4,695 1,661 7,315 Total noninterest income 27,709 25,335 18,957 15,166 39,925 4,954 86,591 45,455 Revenue $ 53,980 $ 47,682 $ 63,883 $ 57,014 $ 40,341 $ 6,758 $ 158,204 $ 111,454 (1) These revenues are not within the scope of Topic 606. Additional details are included in other footnotes to the accompanying financial statements. The scope of Topic 606 explicitly excludes net interest income as well as many other revenues for financial assets and liabilities, including loans, leases, and securities. Following is a discussion of key revenues within the scope of Topic 606. The Company provides services to customers that have related performance obligations that must be completed to recognize revenue. Revenues are generally recognized immediately upon the completion of the service or over time as services are performed. Any services performed over time generally require that the Company renders services each period; therefore, the Company measures progress in completing these services based upon the passage of time. Revenue from contracts with customers did not generate significant contract assets and liabilities. Refund Transfer Product Fees. Refund transfer fees are specific to the tax products offered by Refund Advantage and EPS. These fees are for products, services such as payment processing, and product referral commissions. Software partner fees paid and/or incurred are recorded on a net basis. The Company’s obligation for product fees and commissions is satisfied at the time of the product delivery and obligation for payment processing is satisfied at the time of processing. The transaction price for such activity is based upon stand-alone fees within the terms and conditions. At December 31, 2021 and September 30, 2021, there were no receivables related to refund transfer fees, which reflect earned revenue with unconditional rights to payment for product fee income. All refund transfer fees are recorded within the Consumer reporting segment. Card Fees. Card fees relate to Meta Payments, Refund Advantage, and EPS products. These fees are for products and services such as card activation, product support, processing, and servicing. The Company earns these fees based upon the underlying terms and conditions with each cardholder over the contract term. Agreements with the Company’s cardholders are considered daily service contracts as they are not fixed in duration. The Company’s obligation for card activation and product support fees is satisfied at the time of product delivery, while the obligation for processing and servicing is satisfied over the course of each month. The transaction price for such activity is based upon the stand-alone fees within the terms and conditions of the cardholder agreements. Card fee revenue also includes income from sponsorships, associations and networks, and interchange income. Sponsorship income relates to fees charged to the Company’s ATM sponsorship partners, where the obligation is satisfied over the course of each month. Association and network income reflect incentives, performance bonuses and rebates with MasterCard and Visa. The obligation for such income is satisfied at the time when certain thresholds of transaction volume have been met. Interchange income is generated by cardholder activity, and therefore the Company’s obligations are satisfied as activity occurs. The transaction price for such activity is based on underlying rates and activity thresholds within the terms and conditions of the applicable agreements. Card fee revenue also includes breakage revenue. Breakage represents the estimated amount that will not be redeemed by the holder of unregistered, unused prepaid cards for goods or services. Breakage revenue is recognized ratably over the expected customer usage period and is an estimate based on cardholder behavior and breakage rates. Breakage is also impacted by escheatment laws. Card fees are recorded within both the Consumer and Commercial reporting segments, the substantial majority of which is derived from the Company's payments divisions and reported in payments card and deposit fees. Card fees not related to the Company's payments divisions are reported within other bank and deposit fees. Bank and Deposit Fees. Fees are earned on depository accounts for consumer and commercial customers and include fees for account services, overdraft services, and event-driven services (i.e. returned checks, ATM surcharge, card replacement, and wire transfers). The Company’s obligation for event-driven services is satisfied at the time of the event when the service is delivered, while its obligation for account services is satisfied over the course of each month. The Company’s obligation for overdraft services is satisfied at the time of overdraft. The transaction price for such activity is based upon stand-alone fees within the terms and conditions of the deposit agreements. Bank and deposit fees are recorded within both the Consumer and Commercial reporting segments, the majority of which are derived from the Company's payments divisions. Principal vs Agent. The Consumer reporting segment includes principal/agent relationships. Within this segment, Meta Payments division relationships are recorded on a gross basis within the Condensed Consolidated Statements of Operations, as Meta is the principal in the contract, with the exception of association/network contracts and partner/processor contracts for prepaid cards, which are recorded on a net basis within the Condensed Consolidated Statements of Operations as Meta is the agent in these contracts. Also within this segment, Tax Service relationships are recorded on a gross basis within the Condensed Consolidated Statements of Operations, as Meta is the principal in the contract, with the exception of contracts with software providers and merchants, which are recorded on a net basis within the Condensed Consolidated Statements of Operations as Meta is the agent in these contracts.

SEGMENT REPORTING

SEGMENT REPORTING	3 Months Ended
	Dec. 31, 2021
Segment Reporting [Abstract]
SEGMENT REPORTING	SEGMENT REPORTING An operating segment is generally defined as a component of a business for which discrete financial information is available and whose results are reviewed by the chief operating decision-maker. Operating segments are aggregated into reportable segments if certain criteria are met. The Company reports its results of operations through the following three business segments: Consumer, Commercial, and Corporate Services/Other. The Meta Payments and Tax Services divisions, as well as the Consumer Credit Products and ClearBalance business lines, are reported in the Consumer segment . The Crestmark and AFS divisions are reported in the Commercial segment. The Community Bank division and Student Loan lending portfolio are included in the Corporate Services/Other segment. The Corporate Services/Other segment also includes certain shared services as well as treasury related functions such as the investment portfolio, warehouse finance, wholesale deposits and borrowings. The Company does not report indirect general and administrative expenses in the Consumer and Commercial segments. The following tables present segment data for the Company: Three Months Ended December 31, 2021 (Dollars in thousands) Consumer Commercial Corporate Services/Other Total Net interest income $ 26,271 $ 44,926 $ 416 $ 71,613 Provision (reversal of) for credit losses 1,262 11,591 (12,667) 186 Noninterest income 27,709 18,957 39,925 86,591 Noninterest expense 19,661 33,046 29,729 82,436 Income (loss) before income tax expense 33,057 19,246 23,279 75,582 Total assets 550,336 3,260,619 3,798,703 7,609,658 Total goodwill 87,145 222,360 — 309,505 Total deposits 6,325,193 6,840 193,536 6,525,569 Three Months Ended December 31, 2020 (Dollars in thousands) Consumer Commercial Corporate Services/Other Total Net interest income $ 22,347 $ 41,848 $ 1,804 $ 65,999 Provision (reversal of) for credit losses 2,366 6,467 (2,744) 6,089 Noninterest income 25,335 15,166 4,954 45,455 Noninterest expense 18,162 27,168 27,245 72,575 Income (loss) before income tax expense 27,154 23,379 (17,743) 32,790 Total assets 430,067 2,917,142 3,917,306 7,264,515 Total goodwill 87,145 222,360 — 309,505 Total deposits 5,884,638 13,230 309,923 6,207,791

FAIR VALUE OF FINANCIAL INSTRUM

FAIR VALUE OF FINANCIAL INSTRUMENTS	3 Months Ended
	Dec. 31, 2021
Fair Value Disclosures [Abstract]
FAIR VALUE OF FINANCIAL INSTRUMENTS	FAIR VALUES OF FINANCIAL INSTRUMENTS ASC 820, Fair Value Measurements defines fair value, establishes a framework for measuring the fair value of assets and liabilities using a hierarchy system and requires disclosures about fair value measurement. It clarifies that fair value is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants in the market in which the reporting entity transacts. The fair value hierarchy is as follows: Level 1 Inputs - Valuation is based upon quoted prices for identical instruments traded in active markets that the Company has the ability to access at measurement date. Level 2 Inputs - Valuation is based upon quoted prices for similar instruments in active markets, quoted prices for identical or similar instruments in markets that are not active and model-based valuation techniques for which significant assumptions are observable in the market. Level 3 Inputs - Valuation is generated from model-based techniques that use significant assumptions not observable in the market and are used only to the extent that observable inputs are not available. These unobservable assumptions reflect the Company’s own estimates of assumptions that market participants would use in pricing the asset or liability. Debt Securities Available for Sale and Held to Maturity . Debt securities available for sale are recorded at fair value on a recurring basis and debt securities held to maturity are carried at amortized cost. The fair value of debt securities available for sale, categorized primarily as Level 2, is recorded using prices obtained from independent asset pricing services that are based on observable transactions, but not quoted markets. Management reviews the prices obtained from independent asset pricing services for unusual fluctuations and compares to current market trading activity. Equity Securities. Marketable equity securities and certain non-marketable equity securities are recorded at fair value on a recurring basis. The fair values of marketable equity securities are determined by obtaining quoted prices on nationally recognized securities exchanges (Level 1 inputs). The following tables summarize the fair values of debt securities available for sale and equity securities as they are measured at fair value on a recurring basis: Fair Value At December 31, 2021 (Dollars in thousands) Total Level 1 Level 2 Level 3 Debt securities AFS Corporate securities $ 25,000 $ — $ 25,000 $ — SBA securities 150,839 — 150,839 — Obligations of states and political subdivisions 2,799 — 2,799 — Non-bank qualified obligations of states and political subdivisions 250,872 — 250,872 — Asset-backed securities 378,849 — 378,849 — Mortgage-backed securities 974,380 — 974,380 — Total debt securities AFS $ 1,782,739 $ — $ 1,782,739 $ — Common equities and mutual funds (1) $ 9,854 $ 9,854 $ — $ — Non-marketable equity securities (2) $ 5,618 $ — $ — $ — (1) Equity securities at fair value are included within other assets on the Condensed Consolidated Statements of Financial Condition at December 31, 2021 and September 30, 2021. (2) Consists of certain non-marketable equity securities that are measured at fair value using net asset value ("NAV") per share (or its equivalent) as a practical expedient and are excluded from the fair value hierarchy. Fair Value At September 30, 2021 (Dollars in thousands) Total Level 1 Level 2 Level 3 Debt securities AFS Corporate securities $ 25,000 $ — $ 25,000 $ — SBA securities 157,209 — 157,209 — Obligations of states and political subdivisions 2,507 — 2,507 — Non-bank qualified obligations of states and political subdivisions 268,295 — 268,295 — Asset-backed securities 394,859 — 394,859 — Mortgage-backed securities 1,017,029 — 1,017,029 — Total debt securities AFS $ 1,864,899 $ — $ 1,864,899 $ — Common equities and mutual funds (1) $ 12,668 $ 12,668 $ — $ — Non-marketable equity securities (2) $ 4,560 $ — $ — $ — (1) Equity securities at fair value are included within other assets on the Condensed Consolidated Statements of Financial Condition at December 31, 2021 and September 30, 2021. (2) Consists of certain non-marketable equity securities that are measured at fair value using NAV per share (or its equivalent) as a practical expedient and are excluded from the fair value hierarchy. Foreclosed Real Estate and Repossessed Assets. Real estate properties and repossessed assets are initially recorded at the fair value less selling costs at the date of foreclosure, establishing a new cost basis. The carrying amount represents the lower of the new cost basis or the fair value less selling costs of foreclosed assets that were measured at fair value subsequent to their initial classification as foreclosed assets. Loans and Leases. The Company does not record loans and leases at fair value on a recurring basis. However, if a loan or lease is individually evaluated for risk of credit loss and repayment is expected to be solely provided by the values of the underlying collateral, the Company measures fair value on a nonrecurring basis. Fair value is determined by the fair value of the underlying collateral less estimated costs to sell. The fair value of the collateral is determined based on internal estimates and/or assessments provided by third-party appraisers and the valuation relies on discount rates ranging from 4% to 35%. The following table summarizes the assets of the Company that are measured at fair value in the Condensed Consolidated Statements of Financial Condition on a non-recurring basis: Fair Value At December 31, 2021 (Dollars in thousands) Total Level 1 Level 2 Level 3 Loans and leases, net individually evaluated for credit loss Commercial finance $ 13,095 $ — $ — $ 13,095 Total loans and leases, net individually evaluated 13,095 — — 13,095 Foreclosed assets, net 298 — — 298 Total $ 13,393 $ — $ — $ 13,393 Fair Value At September 30, 2021 (Dollars in thousands) Total Level 1 Level 2 Level 3 Loans and leases, net individually evaluated for credit loss Commercial finance $ 3,404 $ — $ — $ 3,404 Community banking 9,371 — — 9,371 Total loans and leases, net individually evaluated 12,775 — — 12,775 Foreclosed assets, net 2,077 — — 2,077 Total $ 14,852 $ — $ — $ 14,852 Quantitative Information About Level 3 Fair Value Measurements (Dollars in thousands) Fair Value at December 31, 2021 Fair Value at September 30, 2021 Valuation Unobservable Input Range of Inputs Loans and leases, net individually evaluated for credit loss $ 13,095 12,775 Market approach Appraised values (1) 4% - 35% Foreclosed assets, net $ 298 2,077 Market approach Appraised values (1) 9% - 20% (1) The Company generally relies on external appraisers to develop this information. Management reduced the appraised value by estimating selling costs and other inputs in a range of 4% to 35%. Management discloses the estimated fair value of financial instruments, including assets and liabilities on and off the Condensed Consolidated Statements of Financial Condition, for which it is practicable to estimate fair value. These fair value estimates were made at December 31, 2021 and September 30, 2021 based on relevant market information and information about financial instruments. Fair value estimates are intended to represent the price at which an asset could be sold or a liability could be settled. However, since there is no active market for certain financial instruments of the Company, the estimates of fair value are subjective in nature, involve uncertainties, and include matters of significant judgment. Changes in assumptions as well as tax considerations could significantly affect the estimated values. Accordingly, the aggregate fair value estimates are not intended to represent the underlying value of the Company, on either a going concern or a liquidation basis. The following tables present the carrying amount and estimated fair value of the financial instruments held by the Company: At December 31, 2021 (Dollars in thousands) Carrying Estimated Level 1 Level 2 Level 3 Financial assets Cash and cash equivalents $ 1,230,100 $ 1,230,100 $ 1,230,100 $ — $ — Debt securities available for sale 1,782,739 1,782,739 — 1,782,739 — Debt securities held to maturity 50,994 50,364 — 50,364 — Common equities and mutual funds (1) 9,854 9,854 9,854 — — Non-marketable equity securities (1)(2) 18,567 18,567 — 12,949 — Loans held for sale 36,182 36,182 — 36,182 — Loans and leases 3,682,606 3,624,832 — — 3,624,832 Federal Reserve Bank and Federal Home Loan Bank stocks 28,400 28,400 — 28,400 — Accrued interest receivable 17,240 17,240 17,240 — — Financial liabilities Deposits 6,525,569 6,525,579 6,494,700 30,879 — Other short- and long-term borrowings 92,274 93,309 — 93,309 — Accrued interest payable 661 661 661 — — (1) Equity securities at fair value are included within other assets on the Condensed Consolidated Statements of Financial Condition at December 31, 2021. (2) Includes certain non-marketable equity securities that are measured at fair value using NAV per share (or its equivalent) as a practical expedient and are excluded from the fair value hierarchy. At September 30, 2021 (Dollars in thousands) Carrying Estimated Level 1 Level 2 Level 3 Financial assets Cash and cash equivalents $ 314,019 $ 314,019 $ 314,019 $ — $ — Debt securities available for sale 1,864,899 1,864,899 — 1,864,899 — Debt securities held to maturity 56,669 56,391 — 56,391 — Common equities and mutual funds( 1) 12,668 12,668 12,668 — — Non-marketable equity securities (1)(2) 17,509 17,509 — 12,949 — Loans held for sale 56,194 56,194 — 56,194 — Loans and leases 3,607,815 3,616,646 — — 3,616,646 Federal Reserve Bank and Federal Home Loan Bank stocks 28,400 28,400 — 28,400 — Accrued interest receivable 16,254 16,254 16,254 — — Financial liabilities Deposits 5,514,971 5,515,035 5,482,471 32,564 — Other short- and long-term borrowings 92,834 93,938 — 93,938 — Accrued interest payable 579 579 579 — — (1) Equity securities at fair value are included within other assets on the Condensed Consolidated Statements of Financial Condition at September 30, 2021. (2) Includes certain non-marketable equity securities that are measured at fair value using NAV per share (or its equivalent) as a practical expedient and are excluded from the fair value hierarchy.

SUBSEQUENT EVENTS

SUBSEQUENT EVENTS	3 Months Ended
	Dec. 31, 2021
Subsequent Events [Abstract]
SUBSEQUENT EVENTS	SUBSEQUENT EVENTSManagement has evaluated subsequent events that occurred after December 31, 2021. During this period, up to the filing date of this Quarterly Report on Form 10-Q, management did not identify any material subsequent events that would require recognition or disclosure in our Condensed Consolidated Financial Statements as of or for the quarter ended December 31, 2021.

SUMMARY OF SIGNIFICANT ACCOUN_2

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES AND RECENTLY ADOPTED ACCOUNTING STANDARDS UPDATES ("ASU") (Policies)	3 Months Ended
	Dec. 31, 2021
Accounting Policies [Abstract]
Adopted ASUs	Significant accounting policies in effect and disclosed within the Company’s most recent audited consolidated financial statements as of September 30, 2021 remain substantially unchanged. The following ASUs became effective for the Company on October 1, 2021, none of which had a material impact on the Company’s significant accounting policies or Condensed Consolidated Financial Statements: – ASU 2019-12, Income Taxes (Topic 740): Simplifying the Accounting for Income Taxes. – ASU 2020-08 , Codification Improvements to Subtopic 310-20, Receivables – Nonrefundable Fees and Other Costs. – ASU 2020-10, Codification Improvements.

SECURITIES (Tables)

SECURITIES (Tables)	3 Months Ended
	Dec. 31, 2021
Investments, Debt and Equity Securities [Abstract]
Securities Available for Sale	The amortized cost, gross unrealized gains and losses and estimated fair values of available for sale ("AFS") and held to maturity ("HTM") debt securities are presented below. Debt Securities AFS (Dollars in thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized (Losses) Fair At December 31, 2021 Corporate securities $ 25,000 $ — $ — $ 25,000 SBA securities 146,639 4,200 — 150,839 Obligations of states and political subdivisions 2,793 6 — 2,799 Non-bank qualified obligations of states and political subdivisions 250,241 2,056 (1,425) 250,872 Asset-backed securities 379,192 2,331 (2,674) 378,849 Mortgage-backed securities 978,336 6,962 (10,918) 974,380 Total debt securities AFS $ 1,782,201 $ 15,555 $ (15,017) $ 1,782,739 At September 30, 2021 Corporate securities $ 25,000 $ — $ — $ 25,000 SBA securities 151,958 5,251 — 157,209 Obligations of states and political subdivisions 2,497 10 — 2,507 Non-bank qualified obligations of states and political subdivisions 266,048 3,347 (1,100) 268,295 Asset-backed securities 393,103 3,003 (1,247) 394,859 Mortgage-backed securities 1,016,478 9,728 (9,177) 1,017,029 Total debt securities AFS $ 1,855,084 $ 21,339 $ (11,524) $ 1,864,899
Securities Held to Maturity	Debt Securities HTM (Dollars in thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized (Losses) Fair At December 31, 2021 Non-bank qualified obligations of states and political subdivisions $ 47,751 $ 14 $ (679) $ 47,086 Mortgage-backed securities 3,243 35 — 3,278 Total debt securities HTM $ 50,994 $ 49 $ (679) $ 50,364 At September 30, 2021 Non-bank qualified obligations of states and political subdivisions $ 52,944 $ 103 $ (471) $ 52,576 Mortgage-backed securities 3,725 90 — 3,815 Total debt securities HTM $ 56,669 $ 193 $ (471) $ 56,391
Schedule of Unrealized Loss on Investments, AFS	Gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous loss position, were as follows: LESS THAN 12 MONTHS OVER 12 MONTHS TOTAL (Dollars in thousands) Fair Gross Unrealized (Losses) Fair Gross Unrealized (Losses) Fair Gross Unrealized (Losses) Debt Securities AFS At December 31, 2021 Non-bank qualified obligations of states and political subdivisions $ 110,535 $ (1,425) $ — $ — $ 110,535 $ (1,425) Asset-backed securities 198,807 (2,376) 46,215 (298) 245,022 (2,674) Mortgage-backed securities 702,224 (8,427) 90,298 (2,491) 792,522 (10,918) Total debt securities AFS $ 1,011,566 $ (12,228) $ 136,513 $ (2,789) $ 1,148,079 $ (15,017) At September 30, 2021 Non-bank qualified obligations of states and political subdivisions $ 101,046 $ (1,100) $ — $ — $ 101,046 $ (1,100) Asset-backed securities 127,110 (283) 91,553 (964) 218,663 (1,247) Mortgage-backed securities 759,035 (7,418) 60,792 (1,759) 819,827 (9,177) Total debt securities AFS $ 987,191 $ (8,801) $ 152,345 $ (2,723) $ 1,139,536 $ (11,524) Debt Securities HTM At December 31, 2021 Non-bank qualified obligations of states and political subdivisions $ 42,068 $ (679) $ — $ — $ 42,068 $ (679) Total debt securities HTM $ 42,068 $ (679) $ — $ — $ 42,068 $ (679) At September 30, 2021 Non-bank qualified obligations of states and political subdivisions $ 26,096 $ (471) $ — $ — $ 26,096 $ (471) Total debt securities HTM $ 26,096 $ (471) $ — $ — $ 26,096 $ (471)
Schedule of Unrealized Loss on Investments, HTM
Amortized Cost and Fair Value of Debt Securities by Contractual Maturity	The amortized cost and fair value of debt securities by contractual maturity are shown below. Certain securities have call features that allow the issuer to call the security prior to maturity. Expected maturities may differ from contractual maturities in mortgage-backed securities ("MBS") because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. Therefore, MBS are not included in the maturity categories in the following maturity summary. The expected maturities of certain SBA securities may differ from contractual maturities because the borrowers may have the right to prepay the obligation. However, certain prepayment penalties may apply. (Dollars in thousands) At December 31, 2021 At September 30, 2021 Securities AFS at Fair Value Amortized Cost Fair Amortized Cost Fair Due in one year or less $ 810 $ 814 $ 810 $ 822 Due after one year through five years 13,009 13,245 13,026 13,378 Due after five years through ten years 76,762 77,893 50,785 52,357 Due after ten years 713,284 716,407 773,985 781,313 803,865 808,359 838,606 847,870 Mortgage-backed securities 978,336 974,380 1,016,478 1,017,029 Total securities AFS, at fair value $ 1,782,201 $ 1,782,739 $ 1,855,084 $ 1,864,899 At December 31, 2021 At September 30, 2021 (Dollars in thousands) Amortized Cost Fair Amortized Cost Fair Securities HTM at Fair Value Due after ten years $ 47,751 $ 47,086 $ 52,944 $ 52,576 47,751 47,086 52,944 52,576 Mortgage-backed securities 3,243 3,278 3,725 3,815 Total securities HTM, at cost $ 50,994 $ 50,364 $ 56,669 $ 56,391

LOANS AND LEASES, NET (Tables)

LOANS AND LEASES, NET (Tables)	3 Months Ended
	Dec. 31, 2021
Loans and Leases Receivable Disclosure [Abstract]
Schedule of Loans Receivable	Loans and leases consist of the following: (Dollars in thousands) December 31, 2021 September 30, 2021 Term lending $ 1,038,378 $ 961,019 Asset based lending 337,236 300,225 Factoring 402,972 363,670 Lease financing 245,315 266,050 Insurance premium finance 385,473 428,867 SBA/USDA 209,521 247,756 Other commercial finance 178,853 157,908 Commercial finance 2,797,748 2,725,495 Consumer credit products 173,343 129,251 Other consumer finance 144,412 123,606 Consumer finance 317,755 252,857 Tax services 100,272 10,405 Warehouse finance 466,831 419,926 Community banking — 199,132 Total loans and leases 3,682,606 3,607,815 Net deferred loan origination costs 1,655 1,748 Total gross loans and leases 3,684,261 3,609,563 Allowance for credit losses (67,623) (68,281) Total loans and leases, net $ 3,616,638 $ 3,541,282
Schedule of Loans Purchased and Sold by Portfolio Segment	Loans purchased and sold by portfolio segment, including participation interests, were as follows: Three Months Ended December 31, (Dollars in thousands) 2021 2020 Loans Purchased Loans held for investment: Commercial finance $ 1,720 $ — Warehouse finance 55,993 62,631 Community banking — 2,299 Total purchases $ 57,713 $ 64,930 Loans Sold Loans held for sale: Commercial finance $ 33,023 $ 30,324 Consumer finance 376,444 291,540 Community banking 153,222 129,788 Loans held for investment: Community banking 30,235 — Total sales $ 592,924 $ 451,652
Sales-type Lease, Lease Income	The net investment in direct financing and sales-type leases was comprised of the following: (Dollars in thousands) December 31, 2021 September 30, 2021 Carrying amount $ 255,907 $ 278,341 Unguaranteed residual assets 13,329 14,393 Unamortized initial direct costs 435 490 Unearned income (23,921) (26,684) Total net investment in direct financing and sales-type leases $ 245,750 $ 266,540
Operating Lease, Lease Income	The components of total lease income were as follows: Three Months Ended December 31, (Dollars in thousands) 2021 2020 Interest income - loans and leases Interest income on net investments in direct financing and sales-type leases $ 4,573 $ 5,319 Leasing and equipment finance noninterest income Lease income from operating lease payments 11,086 10,041 Profit recorded on commencement date on sales-type leases — 71 Other (1) 1,325 69 Total leasing and equipment finance noninterest income 12,411 10,181 Total lease income $ 16,984 $ 15,500 (1) Other leasing and equipment finance noninterest income consists of gains (losses) on sales of leased equipment, fees and service charges on leases and gains (losses) on sales of leases.
Sales-type and Direct Financing Leases, Lease Receivable, Maturity	Undiscounted future minimum lease payments receivable for direct financing and sales-type leases, and a reconciliation to the carrying amount recorded at December 31, 2021 were as follows: (Dollars in thousands) Remaining in 2022 $ 78,421 2023 86,354 2024 54,978 2025 26,113 2026 7,124 Thereafter 2,918 Total undiscounted future minimum lease payments receivable for direct financing and sales-type leases 255,908 Total carrying amount of direct financing and sales-type leases $ 255,908
Annual Activity in Allowance for Loan Losses, Allowance for Loan Losses and Recorded Investment in Loans	Activity in the allowance for credit losses and balances of loans and leases by portfolio segment was as follows: Three Months Ended December 31, 2021 (Dollars in thousands) Beginning Balance Provision (Reversal) Charge-offs Recoveries Ending Balance Allowance for credit losses: Term lending $ 29,351 $ (858) $ (2,085) $ 314 $ 26,722 Asset based lending 1,726 911 (16) 137 2,758 Factoring 3,997 12,502 (1,275) 18 15,242 Lease financing 7,629 (822) (16) 66 6,857 Insurance premium finance 1,394 (270) (177) 97 1,044 SBA/USDA 2,978 233 (217) 2 2,996 Other commercial finance 1,168 181 — — 1,349 Commercial finance 48,243 11,877 (3,786) 634 56,968 Consumer credit products 1,242 385 — — 1,627 Other consumer finance 6,112 1,560 (819) 107 6,960 Consumer finance 7,354 1,945 (819) 107 8,587 Tax services 2 (714) (254) 2,567 1,601 Warehouse finance 420 47 — — 467 Community banking 12,262 (12,684) — 422 — Total loans and leases 68,281 471 (4,859) 3,730 67,623 Unfunded commitments (1) 690 (285) — — 405 Total $ 68,971 $ 186 $ (4,859) $ 3,730 $ 68,028 (1) Reserve for unfunded commitments is recognized within other liabilities on the Condensed Consolidated Statements of Financial Condition. Three Months Ended December 31, 2020 (Dollars in thousands) Beginning Balance Impact of CECL Adoption Provision (Reversal) Charge-offs Recoveries Ending Balance Allowance for credit losses: Term lending $ 15,211 $ 9,999 $ 6,026 $ (3,312) $ 296 $ 28,220 Asset based lending 1,406 164 839 (600) — 1,809 Factoring 3,027 987 (1,416) (1) 1,122 3,719 Lease financing 7,023 (556) 1,112 (876) 81 6,784 Insurance premium finance 2,129 (965) 488 (656) 289 1,285 SBA/USDA 940 2,720 (497) — 1 3,164 Other commercial finance 182 364 (67) — — 479 Commercial finance 29,918 12,713 6,485 (5,445) 1,789 45,460 Consumer credit products 845 — (10) — — 835 Other consumer finance 2,821 5,998 1,482 (218) 93 10,176 Consumer finance 3,666 5,998 1,472 (218) 93 11,011 Tax services 2 — 454 — 956 1,412 Warehouse finance 294 (1) 26 — — 319 Community banking 22,308 (5,937) (2,173) (11) — 14,187 Total loans and leases 56,188 12,773 6,264 (5,674) 2,838 72,389 Unfunded commitments (1) 32 831 (175) — — 688 Total $ 56,220 $ 13,604 $ 6,089 $ (5,674) $ 2,838 $ 73,077 (1) Reserve for unfunded commitments is recognized within other liabilities on the Consolidated Statements of Financial Condition.
Past Due Loans and Leases	Past due loans and leases were as follows: At December 31, 2021 Accruing and Nonaccruing Loans and Leases Nonperforming Loans and Leases (Dollars in thousands) 30-59 Days Past Due 60-89 Days Past Due > 89 Days Past Due Total Past Due Current Total Loans and Leases Receivable > 89 Days Past Due and Accruing Nonaccrual Balance Total Loans held for sale $ 9 $ 2 $ — $ 11 $ 36,171 $ 36,182 $ — $ — $ — Term lending 25,308 4,350 4,331 33,989 1,004,389 1,038,378 679 12,732 13,411 Asset based lending 216 — — 216 337,020 337,236 — 5,995 5,995 Factoring — — — — 402,972 402,972 — 15,335 15,335 Lease financing 11,721 3,227 1,803 16,751 228,564 245,315 1,783 3,051 4,834 Insurance premium finance 1,409 777 721 2,907 382,566 385,473 721 — 721 SBA/USDA 2,414 185 713 3,312 206,209 209,521 713 647 1,360 Other commercial finance 405 — — 405 178,448 178,853 — — — Commercial finance 41,473 8,539 7,568 57,580 2,740,168 2,797,748 3,896 37,760 41,656 Consumer credit products 3,307 1,838 617 5,762 167,581 173,343 617 — 617 Other consumer finance 1,573 439 917 2,929 141,483 144,412 917 — 917 Consumer finance 4,880 2,277 1,534 8,691 309,064 317,755 1,534 — 1,534 Tax services — — — — 100,272 100,272 — — — Warehouse finance — — — — 466,831 466,831 — — — Community banking — — — — — — — — — Total loans and leases held for investment 46,353 10,816 9,102 66,271 3,616,335 3,682,606 5,430 37,760 43,190 Total loans and leases $ 46,362 $ 10,818 $ 9,102 $ 66,282 $ 3,652,506 $ 3,718,788 $ 5,430 $ 37,760 $ 43,190 At September 30, 2021 Accruing and Nonaccruing Loans and Leases Nonperforming Loans and Leases (Dollars in thousands) 30-59 Days Past Due 60-89 Days Past Due > 89 Days Past Due Total Past Due Current Total Loans and Leases Receivable > 89 Days Past Due and Accruing Nonaccrual Balance Total Loans held for sale $ — $ — $ — $ — $ 56,194 $ 56,194 $ — $ — $ — Term lending 11,879 2,703 5,452 20,034 940,985 961,019 2,558 14,904 17,462 Asset based lending — — — — 300,225 300,225 — — — Factoring — — — — 363,670 363,670 — 1,268 1,268 Lease financing 4,909 3,336 8,401 16,646 249,404 266,050 8,345 3,158 11,503 Insurance premium finance 1,415 375 599 2,389 426,478 428,867 599 — 599 SBA/USDA 66 974 987 2,027 245,729 247,756 987 — 987 Other commercial finance — — — — 157,908 157,908 — — — Commercial finance 18,269 7,388 15,439 41,096 2,684,399 2,725,495 12,489 19,330 31,819 Consumer credit products 713 527 511 1,751 127,500 129,251 511 — 511 Other consumer finance 963 285 725 1,973 121,633 123,606 725 — 725 Consumer finance 1,676 812 1,236 3,724 249,133 252,857 1,236 — 1,236 Tax services — — 7,962 7,962 2,443 10,405 7,962 — 7,962 Warehouse finance — — — — 419,926 419,926 — — — Community banking — — — — 199,132 199,132 — 14,915 14,915 Total loans and leases held for investment 19,945 8,200 24,637 52,782 3,555,033 3,607,815 21,687 34,245 55,932 Total loans and leases $ 19,945 $ 8,200 $ 24,637 $ 52,782 $ 3,611,227 $ 3,664,009 $ 21,687 $ 34,245 $ 55,932
Financing Receivable, Nonaccrual	Nonaccrual loans and leases by year of origination at December 31, 2021 were as follows: Amortized Cost Basis Term Loans and Leases by Origination Year Revolving Loans and Leases Total Nonaccrual with No ACL (Dollars in thousands) 2022 2021 2020 2019 2018 Prior Term lending $ — $ 765 $ 3,106 $ 8,123 $ 611 $ 127 $ — $ 12,732 $ 3,025 Asset based lending — — — — — — 5,995 5,995 — Factoring — — — — — — 15,335 15,335 — Lease financing — 87 18 2,380 546 20 — 3,051 — SBA/USDA — — 647 — — — — 647 326 Commercial finance — 852 3,771 10,503 1,157 147 21,330 37,760 3,351 Total nonaccrual loans and leases $ — $ 852 $ 3,771 $ 10,503 $ 1,157 $ 147 $ 21,330 $ 37,760 $ 3,351 Loans and leases that are 90 days or more delinquent and accruing by year of origination at December 31, 2021 were as follows: Amortized Cost Basis Term Loans and Leases by Origination Year Revolving Loans and Leases Total (Dollars in thousands) 2022 2021 2020 2019 2018 Prior Term lending $ — $ 84 $ 595 $ — $ — $ — $ — $ 679 Lease financing 132 973 79 380 126 93 — 1,783 Insurance premium finance 19 702 — — — — — 721 SBA/USDA — — 647 — — 66 — 713 Commercial finance 151 1,759 1,321 380 126 159 — 3,896 Consumer credit products — 471 5 141 — — — 617 Other consumer finance — 7 — — — 910 — 917 Consumer finance — 478 5 141 — 910 — 1,534 Total 90 days or more delinquent and accruing $ 151 $ 2,237 $ 1,326 $ 521 $ 126 $ 1,069 $ — $ 5,430
Impaired Loans and Leases	Information on loans and leases that are deemed to be collateral dependent and are evaluated individually for the ACL was as follows: (Dollars in thousands) At December 31, 2021 At September 30, 2021 Term lending $ 68,838 $ 20,965 Asset based lending 5,992 — Factoring 16,503 1,268 Lease financing 13,254 3,882 SBA/USDA 797 — Commercial finance (1) 105,384 26,115 Community banking — 14,915 Total $ 105,384 $ 41,030 (1) For commercial finance, collateral dependent financial assets have collateral in the form of cash, equipment, or other business assets. In response to the ongoing COVID-19 pandemic, the Company allowed modifications, such as payment deferrals and temporary forbearances, to credit-worthy borrowers who are experiencing temporary hardship due to the effects of COVID-19. Accordingly, if all payments were less than 30 days past due prior to the onset of the pandemic effects, the loan or lease will not be reported as past due during the deferral or forbearance period. As of December 31, 2021, $0.4 million of loan and lease balances that were granted deferral payments by the Company were still in their deferment period. These modifications consisted solely of payment deferrals ranging from 30 days to six months. These modifications are in line with applicable regulatory guidelines and, therefore, they are not reported as troubled debt restructurings. Other than the loan modifications that are on nonaccrual status, the Company is accruing and recognizing interest income on these modifications during the payment deferral period. Federal regulations provide for the classification of loans and other assets such as debt and equity securities considered by the Bank's primary regulator, the Office of the Comptroller of the Currency (the “OCC”), to be of lesser quality as “substandard,” “doubtful” or “loss.” The loan classification and risk rating definitions are as follows: Pass - A pass asset is of sufficient quality in terms of repayment, collateral and management to preclude a special mention or an adverse rating. Watch - A watch asset is generally a credit performing well under current terms and conditions but with identifiable weakness meriting additional scrutiny and corrective measures. Watch is not a regulatory classification but can be used to designate assets that are exhibiting one or more weaknesses that deserve management’s attention. These assets are of better quality than special mention assets. Special Mention - A special mention asset is a credit with potential weaknesses deserving management’s close attention and, if left uncorrected, may result in deterioration of the repayment prospects for the asset. Special mention assets are not adversely classified and do not expose an institution to sufficient risk to warrant adverse classification. Special mention is a temporary status with aggressive credit management required to garner adequate progress and move to watch or higher. The adverse classifications are as follows: Substandard - A substandard asset is inadequately protected by the net worth and/or repayment ability or by a weak collateral position. Assets so classified will have well-defined weaknesses creating a distinct possibility the Bank will sustain some loss if the weaknesses are not corrected. Loss potential does not have to exist for an asset to be classified as substandard. Doubtful - A doubtful asset has weaknesses similar to those classified substandard, with the degree of weakness causing the likely loss of some principal in any reasonable collection effort. Due to pending factors, the asset’s classification as loss is not yet appropriate. Loss - A loss asset is considered uncollectible and of such little value that the asset’s continuance on the Bank’s balance sheet is no longer warranted. This classification does not necessarily mean an asset has no recovery or salvage value, leaving room for future collection efforts. Loans and leases, or portions thereof, are generally charged off when collection of principal becomes doubtful. Typically, this is associated with a delay or shortfall in payments of 210 days or more for commercial insurance premium finance, 180 days or more for the purchased student loan portfolios, 120 days or more for consumer credit products and leases, and 90 days or more for community banking loans and commercial finance loans. Action is taken to charge off ERO loans if such loans have not been collected by the end of June and taxpayer advance loans if such loans have not been collected by the end of the calendar year. Nonaccrual loans and troubled debt restructurings are generally individually evaluated for expected credit losses. The Company recognizes that concentrations of credit may naturally occur and may take the form of a large volume of related loans and leases to an individual, a specific industry, or a geographic location. Credit concentration is a direct, indirect, or contingent obligation that has a common bond where the aggregate exposure equals or exceeds a certain percentage of the Company’s Tier 1 Capital plus the allowable Allowance for Credit Losses. The Company has various portfolios of consumer finance and tax services loans that present unique risks that are statistically managed. Due to the unique risks associated with these portfolios, the Company monitors other credit quality indicators in their evaluation of the appropriateness of the allowance for credit losses on these portfolios, and as such, these loans are not included in the asset classification table below. The outstanding balances of consumer finance loans and tax services loans were $317.8 million and $100.3 million at December 31, 2021, respectively, and $252.9 million and $10.4 million at September 30, 2021, respectively. The amortized cost basis of loans and leases by asset classification and year of origination was as follows: Amortized Cost Basis (Dollars in thousands) Term Loans and Leases by Origination Year Revolving Loans and Leases Total At December 31, 2021 2022 2021 2020 2019 2018 Prior Term lending Pass $ 145,763 $ 337,426 $ 175,447 $ 54,833 $ 37,328 $ 12,940 $ — $ 763,737 Watch 9,627 53,179 70,323 27,372 7,346 2,979 — 170,826 Special Mention 194 888 21,679 4,409 697 3,127 — 30,994 Substandard 5,040 16,035 18,469 23,418 3,582 3,922 — 70,466 Doubtful — 140 780 1,361 74 — — 2,355 Total 160,624 407,668 286,698 111,393 49,027 22,968 — 1,038,378 Asset based lending Pass — — — — — — 235,577 235,577 Watch — — — — — — 30,560 30,560 Special Mention — — — — — — 53,240 53,240 Substandard — — — — — — 17,859 17,859 Total — — — — — — 337,236 337,236 Factoring Pass — — — — — — 299,672 299,672 Watch — — — — — — 37,974 37,974 Special Mention — — — — — — 30,587 30,587 Substandard — — — — — — 19,425 19,425 Doubtful — — — — — — 15,314 15,314 Total — — — — — — 402,972 402,972 Lease financing Pass 5,592 47,808 61,345 13,162 6,148 365 — 134,420 Watch 1,122 21,300 18,565 6,966 2,693 2,095 — 52,741 Special Mention 765 17,737 14,560 3,768 1,263 55 — 38,148 Substandard — 600 11,208 5,302 786 21 — 17,917 Doubtful — — — 2,089 — — — 2,089 Total 7,479 87,445 105,678 31,287 10,890 2,536 — 245,315 Insurance premium finance Pass 169,134 215,844 46 3 — — — 385,027 Watch — 183 — — — — — 183 Special Mention — 66 — — — — — 66 Substandard — 78 20 — — — — 98 Doubtful — 95 4 — — — — 99 Total 169,134 216,266 70 3 — — — 385,473 SBA/USDA Pass 2,851 77,090 25,399 13,028 12,525 9,859 — 140,752 Watch — — 19,705 1,963 — 1,350 — 23,018 Special Mention — — 696 1,147 4,971 1,005 — 7,819 Substandard — — 17,732 9,502 8,177 2,455 — 37,866 Doubtful — — — — — 66 — 66 Total 2,851 77,090 63,532 25,640 25,673 14,735 — 209,521 Other commercial finance Pass 20,130 28,666 764 5,885 2,428 67,777 — 125,650 Watch — 20,000 16,807 3,322 — — — 40,129 Special Mention — — — — 447 — — 447 Substandard — 10,255 — — 270 2,102 — 12,627 Total 20,130 58,921 17,571 9,207 3,145 69,879 — 178,853 Warehouse finance Pass — — — — — — 466,831 466,831 Total — — — — — — 466,831 466,831 Total loans and leases Pass 343,470 706,834 263,000 86,911 58,428 90,942 1,002,081 2,551,666 Watch 10,750 94,662 125,398 39,623 10,039 6,426 68,533 355,431 Special Mention 959 18,690 36,935 9,324 7,380 4,186 83,827 161,301 Substandard 5,040 26,967 47,433 38,221 12,814 8,499 37,284 176,258 Doubtful — 235 784 3,450 73 66 15,315 19,923 Total $ 360,219 $ 847,388 $ 473,550 $ 177,529 $ 88,734 $ 110,119 $ 1,207,040 $ 3,264,579 Amortized Cost Basis (Dollars in thousands) Term Loans and Leases by Origination Year Revolving Loans and Leases Total At September 30, 2021 2021 2020 2019 2018 2017 Prior Term lending Pass $ 362,443 $ 192,305 $ 63,708 $ 34,381 $ 3,195 $ 1,236 $ — $ 657,268 Watch 63,046 71,701 32,941 21,419 76 3,628 — 192,811 Special Mention 6,422 26,673 4,821 932 70 633 — 39,551 Substandard 18,569 16,810 26,920 3,529 928 641 — 67,397 Doubtful 252 1,673 1,756 311 — — — 3,992 Total 450,732 309,162 130,146 60,572 4,269 6,138 — 961,019 Asset based lending Pass — — — — — — 185,432 185,432 Watch — — — — — — 52,072 52,072 Special Mention — — — — — — 43,135 43,135 Substandard — — — — — — 19,586 19,586 Total — — — — — — 300,225 300,225 Factoring Pass — — — — — — 294,124 294,124 Watch — — — — — — 17,984 17,984 Special Mention — — — — — — 33,035 33,035 Substandard — — — — — — 18,527 18,527 Total — — — — — — 363,670 363,670 Lease financing Pass 54,434 73,629 17,153 7,511 1,857 203 — 154,787 Watch 22,061 20,455 9,274 2,739 1,454 — — 55,983 Special Mention 15,402 20,595 4,148 1,546 61 — — 41,752 Substandard 479 4,765 4,981 831 25 — — 11,081 Doubtful — 6 2,402 38 1 — — 2,447 Total 92,376 119,450 37,958 12,665 3,398 203 — 266,050 Insurance premium finance Pass 428,131 144 9 — — — — 428,284 Watch 262 5 — — — — — 267 Special Mention 58 5 — — — — — 63 Substandard 68 107 — — — — — 175 Doubtful 58 20 — — — — — 78 Total 428,577 281 9 — — — — 428,867 SBA/USDA Pass 110,122 37,006 14,461 12,760 6,525 3,779 — 184,653 Watch — 20,431 1,996 1,670 1,394 298 — 25,789 Special Mention — 8,333 214 3,348 177 919 — 12,991 Substandard — 3,812 9,550 8,079 2,169 713 — 24,323 Total 110,122 69,582 26,221 25,857 10,265 5,709 — 247,756 Other commercial finance Pass 56,957 642 5,786 6,075 3,345 60,965 — 133,770 Watch — 17,404 3,409 451 — — — 21,264 Substandard 466 — — 273 837 1,299 — 2,875 Total 57,423 18,046 9,195 6,799 4,182 62,264 — 157,909 Warehouse finance Pass — — — — — — 419,926 419,926 Total — — — — — — 419,926 419,926 Community banking Pass — — 4,159 — 5,683 472 — 10,314 Watch — 10,134 — 10,854 6,133 — — 27,121 Special Mention — — 35,916 — — — — 35,916 Substandard — 119 49,449 50,626 13,933 6,110 — 120,237 Doubtful — 122 — 5,422 — — — 5,544 Total — 10,375 89,524 66,902 25,749 6,582 — 199,132 Total loans and leases Pass 1,012,088 303,727 105,274 60,727 20,605 66,655 899,481 2,468,557 Watch 85,369 140,131 47,620 37,132 9,057 3,926 70,056 393,291 Special Mention 21,882 55,606 45,099 5,826 307 1,552 76,171 206,443 Substandard 19,584 25,613 90,900 63,338 17,891 8,762 38,113 264,201 Doubtful 310 1,822 4,158 5,770 1 — — 12,061 Total $ 1,139,233 $ 526,899 $ 293,051 $ 172,793 $ 47,861 $ 80,895 $ 1,083,821 $ 3,344,553 The following table provides the average recorded investment in nonaccrual loans and leases: Three Months Ended December 31, (Dollars in thousands) 2021 2020 Term lending $ 13,922 $ 14,876 Asset based lending 4,011 1,074 Factoring 12,247 935 Lease financing 3,033 3,556 SBA/USDA 216 600 Commercial finance 33,429 21,041 Community banking — 8,433 Total loans and leases $ 33,429 $ 29,474

EARNINGS PER COMMON SHARE ("E_2

EARNINGS PER COMMON SHARE ("EPS") (Tables)	3 Months Ended
	Dec. 31, 2021
Earnings Per Share [Abstract]
Reconciliation of Net Income and Common Stock Share Amounts Used in Computation of Basic and Diluted EPS	A reconciliation of net income and common stock share amounts used in the computation of basic and diluted earnings per share is presented below. Three Months Ended December 31, (Dollars in thousands, except per share data) 2021 2020 Basic income per common share: Net income attributable to Meta Financial Group, Inc. $ 61,324 $ 28,037 Dividends and undistributed earnings allocated to participating securities (953) (554) Basic net earnings available to common stockholders 60,371 27,483 Undistributed earnings allocated to nonvested restricted stockholders 929 521 Reallocation of undistributed earnings to nonvested restricted stockholders (929) (521) Diluted net earnings available to common stockholders $ 60,371 $ 27,483 Total weighted-average basic common shares outstanding 30,238,621 32,782,285 Effect of dilutive securities (1) Performance share units 22,034 8,610 Total effect of dilutive securities 22,034 8,610 Total weighted-average diluted common shares outstanding 30,260,655 32,790,895 Net earnings per common share: Basic earnings per common share $ 2.00 $ 0.84 Diluted earnings per common share (2) $ 2.00 $ 0.84 (1) Represents the effect of the assumed exercise of stock options and vesting of performance share units and restricted stock, as applicable, utilizing the treasury stock method.

RENTAL EQUIPMENT, NET (Tables)

RENTAL EQUIPMENT, NET (Tables)	3 Months Ended
	Dec. 31, 2021
Property, Plant and Equipment [Abstract]
Rental Equipment	Rental equipment consists of the following: (Dollars in thousands) December 31, 2021 September 30, 2021 Computers and IT networking equipment $ 16,267 $ 17,683 Motor vehicles and other 95,255 87,396 Office furniture and equipment 47,400 48,828 Solar panels and equipment 147,532 125,457 Total 306,454 279,364 Accumulated depreciation (73,301) (67,825) Unamortized initial direct costs 1,540 1,577 Net book value $ 234,693 $ 213,116
Schedule of Future Minimum Rental Payments for Operating Leases	Undiscounted future minimum lease payments expected to be received for operating leases at December 31, 2021 were as follows: (Dollars in thousands) Remaining in 2022 $ 27,557 2023 31,660 2024 23,698 2025 17,366 2026 10,508 Thereafter 14,227 Total undiscounted future minimum lease payments receivable for operating leases $ 125,016 Undiscounted future minimum operating lease payments and a reconciliation to the amount recorded as operating lease liabilities at December 31, 2021 were as follows: (Dollars in thousands) Remaining in 2022 $ 3,301 2023 3,892 2024 3,854 2025 3,718 2026 3,195 Thereafter 21,732 Total undiscounted future minimum lease payments 39,692 Discount (5,167) Total operating lease liabilities $ 34,525

GOODWILL AND INTANGIBLE ASSETS

GOODWILL AND INTANGIBLE ASSETS (Tables)	3 Months Ended
	Dec. 31, 2021
Goodwill and Intangible Assets Disclosure [Abstract]
Schedule of Finite-Lived Intangible Assets	The changes in the carrying amount of the Company’s intangible assets were as follows: (Dollars in thousands) Trademark (1) Non-Compete (2) Customer Relationships (3) All Others (4) Total Intangible Assets At September 30, 2021 $ 9,823 $ 40 $ 17,868 $ 5,417 $ 33,148 Acquisitions during the period — — — 1 1 Amortization during the period (263) (39) (1,054) (132) (1,488) At December 31, 2021 $ 9,560 $ 1 $ 16,814 $ 5,286 $ 31,661 Gross carrying amount $ 14,624 $ 2,481 $ 82,088 $ 10,142 $ 109,335 Accumulated amortization (5,064) (2,480) (55,026) (4,638) (67,208) Accumulated impairment — — (10,248) (218) (10,466) At December 31, 2021 $ 9,560 $ 1 $ 16,814 $ 5,286 $ 31,661 At September 30, 2020 $ 10,901 $ 422 $ 24,333 $ 6,036 $ 41,692 Acquisitions during the period — — — 5 5 Amortization during the period (272) (95) (1,486) (160) (2,013) Write-offs during the period — — — (24) (24) At December 31, 2020 $ 10,629 $ 327 $ 22,847 $ 5,857 $ 39,660 Gross carrying amount $ 14,624 $ 2,481 $ 82,088 $ 10,123 $ 109,316 Accumulated amortization (3,995) (2,154) (48,993) (4,047) (59,189) Accumulated impairment — — (10,248) (219) (10,467) At December 31, 2020 $ 10,629 $ 327 $ 22,847 $ 5,857 $ 39,660 (1) Book amortization period of 5-15 years. Amortized using the straight line and accelerated methods. (2) Book amortization period of 3-5 years. Amortized using the straight line method. (3) Book amortization period of 10-30 years. Amortized using the accelerated method. (4) Book amortization period of 3-20 years. Amortized using the straight line method.
Schedule of Finite-Lived Intangible Assets, Future Amortization Expense	Estimated amortization expense of intangible assets in the remaining nine months of fiscal 2022 and subsequent fiscal years was as follows: (Dollars in thousands) Remaining in 2022 $ 4,933 2023 5,102 2024 4,384 2025 3,826 2026 3,252 Thereafter 10,164 Total anticipated intangible amortization $ 31,661

OPERATING LEASE RIGHT OF USE _2

OPERATING LEASE RIGHT OF USE ASSETS AND LIABILITIES (Tables)	3 Months Ended
	Dec. 31, 2021
Leases [Abstract]
Schedule of Future Minimum Rental Payments for Operating Leases	Undiscounted future minimum lease payments expected to be received for operating leases at December 31, 2021 were as follows: (Dollars in thousands) Remaining in 2022 $ 27,557 2023 31,660 2024 23,698 2025 17,366 2026 10,508 Thereafter 14,227 Total undiscounted future minimum lease payments receivable for operating leases $ 125,016 Undiscounted future minimum operating lease payments and a reconciliation to the amount recorded as operating lease liabilities at December 31, 2021 were as follows: (Dollars in thousands) Remaining in 2022 $ 3,301 2023 3,892 2024 3,854 2025 3,718 2026 3,195 Thereafter 21,732 Total undiscounted future minimum lease payments 39,692 Discount (5,167) Total operating lease liabilities $ 34,525
Weighted-Average Discount Rate and Remaining Lease Term for Operating Leases	The weighted-average discount rate and remaining lease term for operating leases at December 31, 2021 were as follows: Weighted-average discount rate 2.33 % Weighted-average remaining lease term (years) 10.90 The components of total lease costs for operating leases were as follows: Three Months Ended December 31, (Dollars in thousands) 2021 2020 Lease expense $ 1,137 $ 954 Short-term and variable lease cost 35 63 ROU asset impairment — 224 Sublease income (176) (108) Total lease cost for operating leases $ 996 $ 1,133

STOCK COMPENSATION (Tables)

STOCK COMPENSATION (Tables)	3 Months Ended
	Dec. 31, 2021
Share-based Payment Arrangement [Abstract]
Schedule of Nonvested Share Activity	The following tables show the activity of nonvested (restricted) shares and PSUs granted, vested, or forfeited under the 2002 Omnibus Incentive Plan for the three months ended December 31, 2021. There were no options granted, exercised, or forfeited under this plan during the three months ended December 31, 2021. (Dollars in thousands, except per share data) Number of Shares Weighted Average Fair Value at Grant Nonvested shares outstanding, September 30, 2021 547,063 $ 30.22 Granted 136,883 57.90 Vested (187,198) 34.38 Forfeited or expired (8,430) 42.59 Nonvested shares outstanding, December 31, 2021 488,318 $ 36.17 (Dollars in thousands, except per share data) Number of Units Weighted Average Fair Value at Grant Performance share units outstanding, September 30, 2021 60,894 $ 34.03 Granted (1) 34,235 57.03 Vested — — Forfeited or expired — — Performance share units outstanding, December 31, 2021 95,219 $ 42.30 (1) The number of PSUs granted reflects the target number of PSUs able to be earned under a given award.

INCOME TAXES (Tables)

INCOME TAXES (Tables)	3 Months Ended
	Dec. 31, 2021
Income Tax Disclosure [Abstract]
Schedule of Effective Income Tax Rate Reconciliation	The table below compares the income tax expense components for the periods presented. Three Months Ended December 31, (Dollars in thousands) 2021 2020 Provision at statutory rate $ 15,876 $ 6,630 Tax-exempt income (172) (249) State income taxes 3,087 1,488 Interim period effective rate adjustment 1,827 5,467 Tax credit investments, net - federal (5,670) (10,123) Research tax credit — (323) IRC 162(m) nondeductible compensation 263 334 Other, net (935) 309 Income tax expense $ 14,276 $ 3,533 Effective tax rate 18.89 % 10.77 %

REVENUE FROM CONTRACTS WITH C_2

REVENUE FROM CONTRACTS WITH CUSTOMERS (Tables)	3 Months Ended
	Dec. 31, 2021
Revenue from Contract with Customer [Abstract]
Schedule of Revenue by Major Customers by Reporting Segments	The table below presents the Company’s revenue by operating segment. For additional descriptions of the Company’s operating segments, including additional financial information and the underlying management accounting process, see Note 14. Segment Reporting to the Condensed Consolidated Financial Statements. (Dollars in thousands) Consumer Commercial Corporate Services/Other Consolidated Company Three Months Ended December 31, 2021 2020 2021 2020 2021 2020 2021 2020 Net interest income (1) $ 26,271 $ 22,347 $ 44,926 $ 41,848 $ 416 $ 1,804 $ 71,613 $ 65,999 Noninterest income: Refund transfer product fees 579 647 — — — — 579 647 Tax advance product fees (1) 1,233 1,960 — — — — 1,233 1,960 Payment card and deposit fees 25,132 22,564 — — — — 25,132 22,564 Other bank and deposit fees — — 231 234 6 3 237 237 Rental income (1) — 5 11,077 9,880 — — 11,077 9,885 Net gain realized on investment securities (1) — — — — 137 — 137 — Gain on sale of trademarks — — — — 50,000 — 50,000 — Gain (loss) on sale of other (1) — — 4,864 2,591 (8,329) 256 (3,465) 2,847 Other income (1) 765 159 2,785 2,461 (1,889) 4,695 1,661 7,315 Total noninterest income 27,709 25,335 18,957 15,166 39,925 4,954 86,591 45,455 Revenue $ 53,980 $ 47,682 $ 63,883 $ 57,014 $ 40,341 $ 6,758 $ 158,204 $ 111,454 (1) These revenues are not within the scope of Topic 606. Additional details are included in other footnotes to the accompanying financial statements. The scope of Topic 606 explicitly excludes net interest income as well as many other revenues for financial assets and liabilities, including loans, leases, and securities.

SEGMENT REPORTING (Tables)

SEGMENT REPORTING (Tables)	3 Months Ended
	Dec. 31, 2021
Segment Reporting [Abstract]
Segment Information of Entity	The following tables present segment data for the Company: Three Months Ended December 31, 2021 (Dollars in thousands) Consumer Commercial Corporate Services/Other Total Net interest income $ 26,271 $ 44,926 $ 416 $ 71,613 Provision (reversal of) for credit losses 1,262 11,591 (12,667) 186 Noninterest income 27,709 18,957 39,925 86,591 Noninterest expense 19,661 33,046 29,729 82,436 Income (loss) before income tax expense 33,057 19,246 23,279 75,582 Total assets 550,336 3,260,619 3,798,703 7,609,658 Total goodwill 87,145 222,360 — 309,505 Total deposits 6,325,193 6,840 193,536 6,525,569 Three Months Ended December 31, 2020 (Dollars in thousands) Consumer Commercial Corporate Services/Other Total Net interest income $ 22,347 $ 41,848 $ 1,804 $ 65,999 Provision (reversal of) for credit losses 2,366 6,467 (2,744) 6,089 Noninterest income 25,335 15,166 4,954 45,455 Noninterest expense 18,162 27,168 27,245 72,575 Income (loss) before income tax expense 27,154 23,379 (17,743) 32,790 Total assets 430,067 2,917,142 3,917,306 7,264,515 Total goodwill 87,145 222,360 — 309,505 Total deposits 5,884,638 13,230 309,923 6,207,791

FAIR VALUE OF FINANCIAL INSTR_2

FAIR VALUE OF FINANCIAL INSTRUMENTS (Tables)	3 Months Ended
	Dec. 31, 2021
Fair Value Disclosures [Abstract]
Summary of Fair Values of Securities Available for Sale and Held to Maturity	The following tables summarize the fair values of debt securities available for sale and equity securities as they are measured at fair value on a recurring basis: Fair Value At December 31, 2021 (Dollars in thousands) Total Level 1 Level 2 Level 3 Debt securities AFS Corporate securities $ 25,000 $ — $ 25,000 $ — SBA securities 150,839 — 150,839 — Obligations of states and political subdivisions 2,799 — 2,799 — Non-bank qualified obligations of states and political subdivisions 250,872 — 250,872 — Asset-backed securities 378,849 — 378,849 — Mortgage-backed securities 974,380 — 974,380 — Total debt securities AFS $ 1,782,739 $ — $ 1,782,739 $ — Common equities and mutual funds (1) $ 9,854 $ 9,854 $ — $ — Non-marketable equity securities (2) $ 5,618 $ — $ — $ — (1) Equity securities at fair value are included within other assets on the Condensed Consolidated Statements of Financial Condition at December 31, 2021 and September 30, 2021. (2) Consists of certain non-marketable equity securities that are measured at fair value using net asset value ("NAV") per share (or its equivalent) as a practical expedient and are excluded from the fair value hierarchy. Fair Value At September 30, 2021 (Dollars in thousands) Total Level 1 Level 2 Level 3 Debt securities AFS Corporate securities $ 25,000 $ — $ 25,000 $ — SBA securities 157,209 — 157,209 — Obligations of states and political subdivisions 2,507 — 2,507 — Non-bank qualified obligations of states and political subdivisions 268,295 — 268,295 — Asset-backed securities 394,859 — 394,859 — Mortgage-backed securities 1,017,029 — 1,017,029 — Total debt securities AFS $ 1,864,899 $ — $ 1,864,899 $ — Common equities and mutual funds (1) $ 12,668 $ 12,668 $ — $ — Non-marketable equity securities (2) $ 4,560 $ — $ — $ — (1) Equity securities at fair value are included within other assets on the Condensed Consolidated Statements of Financial Condition at December 31, 2021 and September 30, 2021. (2) Consists of certain non-marketable equity securities that are measured at fair value using NAV per share (or its equivalent) as a practical expedient and are excluded from the fair value hierarchy.
Assets Measured at Fair Value on Nonrecurring Basis	The following table summarizes the assets of the Company that are measured at fair value in the Condensed Consolidated Statements of Financial Condition on a non-recurring basis: Fair Value At December 31, 2021 (Dollars in thousands) Total Level 1 Level 2 Level 3 Loans and leases, net individually evaluated for credit loss Commercial finance $ 13,095 $ — $ — $ 13,095 Total loans and leases, net individually evaluated 13,095 — — 13,095 Foreclosed assets, net 298 — — 298 Total $ 13,393 $ — $ — $ 13,393 Fair Value At September 30, 2021 (Dollars in thousands) Total Level 1 Level 2 Level 3 Loans and leases, net individually evaluated for credit loss Commercial finance $ 3,404 $ — $ — $ 3,404 Community banking 9,371 — — 9,371 Total loans and leases, net individually evaluated 12,775 — — 12,775 Foreclosed assets, net 2,077 — — 2,077 Total $ 14,852 $ — $ — $ 14,852
Quantitative Information about Level 3 Fair Value Measurements	Quantitative Information About Level 3 Fair Value Measurements (Dollars in thousands) Fair Value at December 31, 2021 Fair Value at September 30, 2021 Valuation Unobservable Input Range of Inputs Loans and leases, net individually evaluated for credit loss $ 13,095 12,775 Market approach Appraised values (1) 4% - 35% Foreclosed assets, net $ 298 2,077 Market approach Appraised values (1) 9% - 20% (1) The Company generally relies on external appraisers to develop this information. Management reduced the appraised value by estimating selling costs and other inputs in a range of 4% to 35%.
Carrying Amount and Estimated Fair Value of Financial Instruments	The following tables present the carrying amount and estimated fair value of the financial instruments held by the Company: At December 31, 2021 (Dollars in thousands) Carrying Estimated Level 1 Level 2 Level 3 Financial assets Cash and cash equivalents $ 1,230,100 $ 1,230,100 $ 1,230,100 $ — $ — Debt securities available for sale 1,782,739 1,782,739 — 1,782,739 — Debt securities held to maturity 50,994 50,364 — 50,364 — Common equities and mutual funds (1) 9,854 9,854 9,854 — — Non-marketable equity securities (1)(2) 18,567 18,567 — 12,949 — Loans held for sale 36,182 36,182 — 36,182 — Loans and leases 3,682,606 3,624,832 — — 3,624,832 Federal Reserve Bank and Federal Home Loan Bank stocks 28,400 28,400 — 28,400 — Accrued interest receivable 17,240 17,240 17,240 — — Financial liabilities Deposits 6,525,569 6,525,579 6,494,700 30,879 — Other short- and long-term borrowings 92,274 93,309 — 93,309 — Accrued interest payable 661 661 661 — — (1) Equity securities at fair value are included within other assets on the Condensed Consolidated Statements of Financial Condition at December 31, 2021. (2) Includes certain non-marketable equity securities that are measured at fair value using NAV per share (or its equivalent) as a practical expedient and are excluded from the fair value hierarchy. At September 30, 2021 (Dollars in thousands) Carrying Estimated Level 1 Level 2 Level 3 Financial assets Cash and cash equivalents $ 314,019 $ 314,019 $ 314,019 $ — $ — Debt securities available for sale 1,864,899 1,864,899 — 1,864,899 — Debt securities held to maturity 56,669 56,391 — 56,391 — Common equities and mutual funds( 1) 12,668 12,668 12,668 — — Non-marketable equity securities (1)(2) 17,509 17,509 — 12,949 — Loans held for sale 56,194 56,194 — 56,194 — Loans and leases 3,607,815 3,616,646 — — 3,616,646 Federal Reserve Bank and Federal Home Loan Bank stocks 28,400 28,400 — 28,400 — Accrued interest receivable 16,254 16,254 16,254 — — Financial liabilities Deposits 5,514,971 5,515,035 5,482,471 32,564 — Other short- and long-term borrowings 92,834 93,938 — 93,938 — Accrued interest payable 579 579 579 — — (1) Equity securities at fair value are included within other assets on the Condensed Consolidated Statements of Financial Condition at September 30, 2021. (2) Includes certain non-marketable equity securities that are measured at fair value using NAV per share (or its equivalent) as a practical expedient and are excluded from the fair value hierarchy.

SIGNIFICANT EVENTS (Details)

SIGNIFICANT EVENTS (Details) - USD ($) $ in Thousands	Dec. 07, 2021	Dec. 31, 2021	Dec. 31, 2020	Sep. 30, 2022
Unusual or Infrequent Item, or Both [Line Items]
Proceeds from sale of trademarks		$ 50,000	$ 0
Noninterest income		86,591	$ 45,455
Purchase agreement receivable	$ 10,000
Forecast | Minimum
Unusual or Infrequent Item, or Both [Line Items]
Rebranding expense				$ 15,000
Forecast | Maximum
Unusual or Infrequent Item, or Both [Line Items]
Rebranding expense				$ 20,000
Rebranding
Unusual or Infrequent Item, or Both [Line Items]
Cash received in purchase agreement	60,000
Proceeds from sale of trademarks	50,000
Noninterest income		$ 50,000
Remaining consideration to be paid	$ 10,000

SECURITIES - Narrative (Details

SECURITIES - Narrative (Details) $ in Millions	3 Months Ended
	Dec. 31, 2021USD ($)security	Dec. 31, 2020USD ($)	Sep. 30, 2021USD ($)
Debt Securities, Available-for-sale [Line Items]
AFS number of securities in an unrealized loss position (in securities) | security	80
Equity securities without readily determinable fair value, amount	$ 15.9		$ 16
Gain on security sold	0.1
Federal reserve bank stock	19.7		19.7
Federal home loan bank stock	8.7		8.7
Impairment recognized	0
Marketable
Debt Securities, Available-for-sale [Line Items]
Equity securities	9.9		12.7
Unrealized losses on equity securities	2.3
Non-marketable
Debt Securities, Available-for-sale [Line Items]
Equity securities	5.6		$ 4.6
Unrealized losses on equity securities	$ 0.3
Unrealized gains on equity securities		$ 0.1

SECURITIES - Available for Sale

SECURITIES - Available for Sale (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Sep. 30, 2021
Available-for-sale debt securities [Abstract]
Amortized Cost	$ 1,782,201	$ 1,855,084
Fair Value	1,782,739	1,864,899
Amortized Cost
Due in one year or less	810	810
Due after one year through five years	13,009	13,026
Due after five years through ten years	76,762	50,785
Due after ten years	713,284	773,985
Total	803,865	838,606
Mortgage-backed securities	978,336	1,016,478
Fair Value
Due in one year or less	814	822
Due after one year through five years	13,245	13,378
Due after five years through ten years	77,893	52,357
Due after ten years	716,407	781,313
Total	808,359	847,870
Mortgage-backed securities	974,380	1,017,029
Corporate securities
Available-for-sale debt securities [Abstract]
Amortized Cost	25,000	25,000
Gross Unrealized Gains	0	0
Gross Unrealized (Losses)	0	0
Fair Value	25,000	25,000
SBA securities
Available-for-sale debt securities [Abstract]
Amortized Cost	146,639	151,958
Gross Unrealized Gains	4,200	5,251
Gross Unrealized (Losses)	0	0
Fair Value	150,839	157,209
Obligations of states and political subdivisions
Available-for-sale debt securities [Abstract]
Amortized Cost	2,793	2,497
Gross Unrealized Gains	6	10
Gross Unrealized (Losses)	0	0
Fair Value	2,799	2,507
Non-bank qualified obligations of states and political subdivisions
Available-for-sale debt securities [Abstract]
Amortized Cost	250,241	266,048
Gross Unrealized Gains	2,056	3,347
Gross Unrealized (Losses)	(1,425)	(1,100)
Fair Value	250,872	268,295
LESS THAN 12 MONTHS, Fair Value	110,535	101,046
LESS THAN 12 MONTHS, Gross Unrealized (Losses)	(1,425)	(1,100)
OVER 12 MONTHS, Fair Value	0	0
OVER 12 MONTHS, Gross Unrealized (Losses)	0	0
TOTAL, Fair Value	110,535	101,046
TOTAL, Gross Unrealized (Losses)	(1,425)	(1,100)
Asset-backed securities
Available-for-sale debt securities [Abstract]
Amortized Cost	379,192	393,103
Gross Unrealized Gains	2,331	3,003
Gross Unrealized (Losses)	(2,674)	(1,247)
Fair Value	378,849	394,859
LESS THAN 12 MONTHS, Fair Value	198,807	127,110
LESS THAN 12 MONTHS, Gross Unrealized (Losses)	(2,376)	(283)
OVER 12 MONTHS, Fair Value	46,215	91,553
OVER 12 MONTHS, Gross Unrealized (Losses)	(298)	(964)
TOTAL, Fair Value	245,022	218,663
TOTAL, Gross Unrealized (Losses)	(2,674)	(1,247)
Mortgage-backed securities
Available-for-sale debt securities [Abstract]
Amortized Cost	978,336	1,016,478
Gross Unrealized Gains	6,962	9,728
Gross Unrealized (Losses)	(10,918)	(9,177)
Fair Value	974,380	1,017,029
LESS THAN 12 MONTHS, Fair Value	702,224	759,035
LESS THAN 12 MONTHS, Gross Unrealized (Losses)	(8,427)	(7,418)
OVER 12 MONTHS, Fair Value	90,298	60,792
OVER 12 MONTHS, Gross Unrealized (Losses)	(2,491)	(1,759)
TOTAL, Fair Value	792,522	819,827
TOTAL, Gross Unrealized (Losses)	(10,918)	(9,177)
Total debt securities AFS
Available-for-sale debt securities [Abstract]
Amortized Cost	1,782,201	1,855,084
Gross Unrealized Gains	15,555	21,339
Gross Unrealized (Losses)	(15,017)	(11,524)
Fair Value	1,782,739	1,864,899
LESS THAN 12 MONTHS, Fair Value	1,011,566	987,191
LESS THAN 12 MONTHS, Gross Unrealized (Losses)	(12,228)	(8,801)
OVER 12 MONTHS, Fair Value	136,513	152,345
OVER 12 MONTHS, Gross Unrealized (Losses)	(2,789)	(2,723)
TOTAL, Fair Value	1,148,079	1,139,536
TOTAL, Gross Unrealized (Losses)	$ (15,017)	$ (11,524)

SECURITIES - Held to Maturity (

SECURITIES - Held to Maturity (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Sep. 30, 2021	Dec. 31, 2020
Debt Securities, Held-to-maturity, Fair Value to Amortized Cost [Abstract]
Amortized Cost	$ 50,994	$ 56,669
Gross Unrealized Gains	49	193
Gross Unrealized (Losses)	(679)	(471)
Fair Value	50,364	56,391	$ 56,391
Debt Securities, Held-to-maturity, Continuous Unrealized Loss Position [Abstract]
LESS THAN 12 MONTHS, Fair Value	42,068	26,096
LESS THAN 12 MONTHS, Gross Unrealized (Losses)	(679)	(471)
OVER 12 MONTHS, Fair Value	0	0
OVER 12 MONTHS, Gross Unrealized (Losses)	0	0
TOTAL, Fair Value	42,068	26,096
TOTAL, Gross Unrealized (Losses)	(679)	(471)
Amortized Cost
Due after ten years	47,751	52,944
Total	47,751	52,944
Mortgage-backed securities	3,243	3,725
Fair Value
Due after ten years	47,086	52,576
Total	47,086	52,576
Mortgage-backed securities	3,278	3,815
Non-bank qualified obligations of states and political subdivisions
Debt Securities, Held-to-maturity, Fair Value to Amortized Cost [Abstract]
Amortized Cost	47,751	52,944
Gross Unrealized Gains	14	103
Gross Unrealized (Losses)	(679)	(471)
Fair Value	47,086	52,576
Debt Securities, Held-to-maturity, Continuous Unrealized Loss Position [Abstract]
LESS THAN 12 MONTHS, Fair Value	42,068	26,096
LESS THAN 12 MONTHS, Gross Unrealized (Losses)	(679)	(471)
OVER 12 MONTHS, Fair Value	0	0
OVER 12 MONTHS, Gross Unrealized (Losses)	0	0
TOTAL, Fair Value	42,068	26,096
TOTAL, Gross Unrealized (Losses)	(679)	(471)
Mortgage-backed securities
Debt Securities, Held-to-maturity, Fair Value to Amortized Cost [Abstract]
Amortized Cost	3,243	3,725
Gross Unrealized Gains	35	90
Gross Unrealized (Losses)	0	0
Fair Value	$ 3,278	$ 3,815

LOANS AND LEASES, NET - Summary

LOANS AND LEASES, NET - Summary of Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Sep. 30, 2021	Dec. 31, 2020	Sep. 30, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	$ 3,682,606	$ 3,607,815
Net deferred loan origination costs	1,655	1,748
Total gross loans and leases	3,684,261	3,609,563
Allowance for credit losses	(67,623)	(68,281)
Total loans and leases, net	3,616,638	3,541,282
National Lending | Term lending
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	1,038,378	961,019
Allowance for credit losses	(26,722)	(29,351)	$ (28,220)	$ (15,211)
National Lending | Asset based lending
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	337,236	300,225
Allowance for credit losses	(2,758)	(1,726)	(1,809)	(1,406)
National Lending | Factoring
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	402,972	363,670
Allowance for credit losses	(15,242)	(3,997)	(3,719)	(3,027)
National Lending | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	245,315	266,050
Allowance for credit losses	(6,857)	(7,629)	(6,784)	(7,023)
National Lending | Insurance premium finance
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	385,473	428,867
Allowance for credit losses	(1,044)	(1,394)	(1,285)	(2,129)
National Lending | SBA/USDA
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	209,521	247,756
Allowance for credit losses	(2,996)	(2,978)	(3,164)	(940)
National Lending | Other commercial finance
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	178,853	157,908
Allowance for credit losses	(1,349)	(1,168)	(479)	(182)
National Lending | Commercial finance
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	2,797,748	2,725,495
Allowance for credit losses	(56,968)	(48,243)	(45,460)	(29,918)
National Lending | Consumer credit products
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	173,343	129,251
Allowance for credit losses	(1,627)	(1,242)	(835)	(845)
National Lending | Other consumer finance
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	144,412	123,606
Allowance for credit losses	(6,960)	(6,112)	(10,176)	(2,821)
National Lending | Consumer finance
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	317,755	252,857
Allowance for credit losses	(8,587)	(7,354)	(11,011)	(3,666)
National Lending | Tax services
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	100,272	10,405
Allowance for credit losses	(1,601)	(2)	(1,412)	(2)
National Lending | Warehouse finance
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	466,831	419,926
Allowance for credit losses	(467)	(420)	(319)	(294)
Community Banking
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	0	199,132
Allowance for credit losses	$ 0	$ (12,262)	$ (14,187)	$ (22,308)

LOANS AND LEASES, NET - Additio

LOANS AND LEASES, NET - Additional Information (Details) - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Sep. 30, 2021
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and leases to held for sale	$ 168,426	$ 100,442
Originated loans held for sale	385,558	303,501
Proceeds from sale of loans held-for-sale	562,700	451,700
Gain (loss) on sale of loans and leases	(4,400)	3,500
Carrying amount of direct financing and sales-type leases subject to residual value guarantees	4,000
Loans and leases	3,684,261		$ 3,609,563
Community Bank
Accounts, Notes, Loans and Financing Receivable [Line Items]
Servicing fee expense	200	1,100	3,300
Additional loans sold	$ 192,500	129,800	308,100
COVID-19 Pandemic
Accounts, Notes, Loans and Financing Receivable [Line Items]
Trial modifications, threshold of past due days prior to onset of pandemic effects	30 days
Loans and leases still in deferment period	$ 400
Consumer finance portfolio segment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and leases	317,800		252,900
Tax services loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and leases	100,300		$ 10,400
National Lending | Other Consumer Finance, SBA/USDA and Consumer Credit Product Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Originated loans held for sale	385,600	385,600
National Lending | SBA/USDA and Consumer Credit Product Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Originated loans held for sale	$ 303,500	$ 303,500
Minimum | COVID-19 Pandemic
Accounts, Notes, Loans and Financing Receivable [Line Items]
Trial modifications, payment deferral period	30 days
Maximum | COVID-19 Pandemic
Accounts, Notes, Loans and Financing Receivable [Line Items]
Trial modifications, payment deferral period	6 months

LOANS AND LEASES, NET - Schedul

LOANS AND LEASES, NET - Schedule of Loans Purchased and Sold, by Portfolio Segment (Details) - USD ($) $ in Thousands	3 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans Purchased, Total purchases	$ 57,713	$ 64,930
Loans Sold, Loans held for sale	562,689	451,652
Loans Sold, Total sales	592,924	451,652
National Lending | Commercial finance
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans Purchased, Total purchases	1,720	0
Loans Sold, Loans held for sale	33,023	30,324
National Lending | Warehouse finance
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans Purchased, Total purchases	55,993	62,631
National Lending | Consumer finance
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans Sold, Loans held for sale	376,444	291,540
Community Banking
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans Purchased, Total purchases	0	2,299
Loans Sold, Loans held for sale	153,222	129,788
Loans Sold, Loans held for investment	$ 30,235	$ 0

LOANS AND LEASES, NET - Direct

LOANS AND LEASES, NET - Direct Financing and Sales-type Leases, and Lease Receivable Maturity (Details) - USD ($) $ in Thousands	3 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Sep. 30, 2021
Net Investment in Lease [Abstract]
Carrying amount	$ 255,907		$ 278,341
Unguaranteed residual assets	13,329		14,393
Unamortized initial direct costs	435		490
Unearned income	(23,921)		(26,684)
Total net investment in direct financing and sales-type leases	245,750		$ 266,540
Operating Lease, Lease Income [Abstract]
Interest income on net investments in direct financing and sales-type leases	4,573	$ 5,319
Lease income from operating lease payments	11,086	10,041
Profit recorded on commencement date on sales-type leases	0	71
Other	1,325	69
Total leasing and equipment finance noninterest income	12,411	10,181
Total lease income	16,984	$ 15,500
Sales-type and Direct Financing Leases, Lease Receivable, Fiscal Year Maturity [Abstract]
Remaining in 2022	78,421
2023	86,354
2024	54,978
2025	26,113
2026	7,124
Thereafter	2,918
Total undiscounted future minimum lease payments receivable for direct financing and sales-type leases	255,908
Total carrying amount of direct financing and sales-type leases	$ 255,908

LOANS AND LEASES, NET - Allowan

LOANS AND LEASES, NET - Allowance for Loan Losses and Recorded Investment in Loans (Details) - USD ($) $ in Thousands	3 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Allowance for Credit Losses [Roll Forward]
Beginning Balance	$ 68,281
Provision (Reversal)	186	$ 6,089
Ending Balance	67,623
Total Committed Loans
Allowance for Credit Losses [Roll Forward]
Beginning Balance	68,281	56,188
Provision (Reversal)	471	6,264
Charge-offs	(4,859)	(5,674)
Recoveries	3,730	2,838
Ending Balance	67,623	72,389
Total Committed Loans | Adjustment
Allowance for Credit Losses [Roll Forward]
Beginning Balance		12,773
Unfunded commitments
Allowance for Credit Losses [Roll Forward]
Beginning Balance	690	32
Provision (Reversal)	(285)	(175)
Charge-offs	0	0
Recoveries	0	0
Ending Balance	405	688
Unfunded commitments | Adjustment
Allowance for Credit Losses [Roll Forward]
Beginning Balance		831
Total Loans
Allowance for Credit Losses [Roll Forward]
Beginning Balance	68,971	56,220
Provision (Reversal)	186	6,089
Charge-offs	(4,859)	(5,674)
Recoveries	3,730	2,838
Ending Balance	68,028	73,077
Total Loans | Adjustment
Allowance for Credit Losses [Roll Forward]
Beginning Balance		13,604
National Lending | Term lending
Allowance for Credit Losses [Roll Forward]
Beginning Balance	29,351	15,211
Provision (Reversal)	(858)	6,026
Charge-offs	(2,085)	(3,312)
Recoveries	314	296
Ending Balance	26,722	28,220
National Lending | Term lending | Adjustment
Allowance for Credit Losses [Roll Forward]
Beginning Balance		9,999
National Lending | Asset based lending
Allowance for Credit Losses [Roll Forward]
Beginning Balance	1,726	1,406
Provision (Reversal)	911	839
Charge-offs	(16)	(600)
Recoveries	137	0
Ending Balance	2,758	1,809
National Lending | Asset based lending | Adjustment
Allowance for Credit Losses [Roll Forward]
Beginning Balance		164
National Lending | Factoring
Allowance for Credit Losses [Roll Forward]
Beginning Balance	3,997	3,027
Provision (Reversal)	12,502	(1,416)
Charge-offs	(1,275)	(1)
Recoveries	18	1,122
Ending Balance	15,242	3,719
National Lending | Factoring | Adjustment
Allowance for Credit Losses [Roll Forward]
Beginning Balance		987
National Lending | Lease financing
Allowance for Credit Losses [Roll Forward]
Beginning Balance	7,629	7,023
Provision (Reversal)	(822)	1,112
Charge-offs	(16)	(876)
Recoveries	66	81
Ending Balance	6,857	6,784
National Lending | Lease financing | Adjustment
Allowance for Credit Losses [Roll Forward]
Beginning Balance		(556)
National Lending | Insurance premium finance
Allowance for Credit Losses [Roll Forward]
Beginning Balance	1,394	2,129
Provision (Reversal)	(270)	488
Charge-offs	(177)	(656)
Recoveries	97	289
Ending Balance	1,044	1,285
National Lending | Insurance premium finance | Adjustment
Allowance for Credit Losses [Roll Forward]
Beginning Balance		(965)
National Lending | SBA/USDA
Allowance for Credit Losses [Roll Forward]
Beginning Balance	2,978	940
Provision (Reversal)	233	(497)
Charge-offs	(217)	0
Recoveries	2	1
Ending Balance	2,996	3,164
National Lending | SBA/USDA | Adjustment
Allowance for Credit Losses [Roll Forward]
Beginning Balance		2,720
National Lending | Other commercial finance
Allowance for Credit Losses [Roll Forward]
Beginning Balance	1,168	182
Provision (Reversal)	181	(67)
Charge-offs	0	0
Recoveries	0	0
Ending Balance	1,349	479
National Lending | Other commercial finance | Adjustment
Allowance for Credit Losses [Roll Forward]
Beginning Balance		364
National Lending | Commercial finance
Allowance for Credit Losses [Roll Forward]
Beginning Balance	48,243	29,918
Provision (Reversal)	11,877	6,485
Charge-offs	(3,786)	(5,445)
Recoveries	634	1,789
Ending Balance	56,968	45,460
National Lending | Commercial finance | Adjustment
Allowance for Credit Losses [Roll Forward]
Beginning Balance		12,713
National Lending | Consumer credit products
Allowance for Credit Losses [Roll Forward]
Beginning Balance	1,242	845
Provision (Reversal)	385	(10)
Charge-offs	0	0
Recoveries	0	0
Ending Balance	1,627	835
National Lending | Consumer credit products | Adjustment
Allowance for Credit Losses [Roll Forward]
Beginning Balance		0
National Lending | Other consumer finance
Allowance for Credit Losses [Roll Forward]
Beginning Balance	6,112	2,821
Provision (Reversal)	1,560	1,482
Charge-offs	(819)	(218)
Recoveries	107	93
Ending Balance	6,960	10,176
National Lending | Other consumer finance | Adjustment
Allowance for Credit Losses [Roll Forward]
Beginning Balance		5,998
National Lending | Consumer finance
Allowance for Credit Losses [Roll Forward]
Beginning Balance	7,354	3,666
Provision (Reversal)	1,945	1,472
Charge-offs	(819)	(218)
Recoveries	107	93
Ending Balance	8,587	11,011
National Lending | Consumer finance | Adjustment
Allowance for Credit Losses [Roll Forward]
Beginning Balance		5,998
National Lending | Tax services
Allowance for Credit Losses [Roll Forward]
Beginning Balance	2	2
Provision (Reversal)	(714)	454
Charge-offs	(254)	0
Recoveries	2,567	956
Ending Balance	1,601	1,412
National Lending | Tax services | Adjustment
Allowance for Credit Losses [Roll Forward]
Beginning Balance		0
National Lending | Warehouse finance
Allowance for Credit Losses [Roll Forward]
Beginning Balance	420	294
Provision (Reversal)	47	26
Charge-offs	0	0
Recoveries	0	0
Ending Balance	467	319
National Lending | Warehouse finance | Adjustment
Allowance for Credit Losses [Roll Forward]
Beginning Balance		(1)
Community Banking
Allowance for Credit Losses [Roll Forward]
Beginning Balance	12,262	22,308
Provision (Reversal)	(12,684)	(2,173)
Charge-offs	0	(11)
Recoveries	422	0
Ending Balance	$ 0	14,187
Community Banking | Adjustment
Allowance for Credit Losses [Roll Forward]
Beginning Balance		$ (5,937)

LOANS AND LEASES, NET - Impaire

LOANS AND LEASES, NET - Impaired Loans (Details) - USD ($) $ in Thousands	3 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Financing Receivable, Impaired [Line Items]
Impaired loans, unpaid balance	$ 105,384	$ 41,030
Average recorded investment	33,429	29,474
National Lending | Term lending
Financing Receivable, Impaired [Line Items]
Impaired loans, unpaid balance	68,838	20,965
Average recorded investment	13,922	14,876
National Lending | Asset based lending
Financing Receivable, Impaired [Line Items]
Impaired loans, unpaid balance	5,992	0
Average recorded investment	4,011	1,074
National Lending | Factoring
Financing Receivable, Impaired [Line Items]
Impaired loans, unpaid balance	16,503	1,268
Average recorded investment	12,247	935
National Lending | Lease financing
Financing Receivable, Impaired [Line Items]
Impaired loans, unpaid balance	13,254	3,882
Average recorded investment	3,033	3,556
National Lending | SBA/USDA
Financing Receivable, Impaired [Line Items]
Impaired loans, unpaid balance	797	0
Average recorded investment	216	600
National Lending | Commercial finance
Financing Receivable, Impaired [Line Items]
Impaired loans, unpaid balance	105,384	26,115
Average recorded investment	33,429	21,041
Community Banking
Financing Receivable, Impaired [Line Items]
Impaired loans, unpaid balance	0	14,915
Average recorded investment	$ 0	$ 8,433

LOANS AND LEASES, NET - Credit

LOANS AND LEASES, NET - Credit Quality Indicator (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Sep. 30, 2021
Financing Receivable, Credit Quality Indicator [Line Items]
Total gross loans and leases	$ 3,684,261	$ 3,609,563
Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2022	343,470	1,012,088
2021	706,834	303,727
2020	263,000	105,274
2019	86,911	60,727
2018	58,428	20,605
Prior	90,942	66,655
Revolving Loans and Leases	1,002,081	899,481
Total gross loans and leases	2,551,666	2,468,557
Watch
Financing Receivable, Credit Quality Indicator [Line Items]
2022	10,750	85,369
2021	94,662	140,131
2020	125,398	47,620
2019	39,623	37,132
2018	10,039	9,057
Prior	6,426	3,926
Revolving Loans and Leases	68,533	70,056
Total gross loans and leases	355,431	393,291
Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
2022	959	21,882
2021	18,690	55,606
2020	36,935	45,099
2019	9,324	5,826
2018	7,380	307
Prior	4,186	1,552
Revolving Loans and Leases	83,827	76,171
Total gross loans and leases	161,301	206,443
Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2022	5,040	19,584
2021	26,967	25,613
2020	47,433	90,900
2019	38,221	63,338
2018	12,814	17,891
Prior	8,499	8,762
Revolving Loans and Leases	37,284	38,113
Total gross loans and leases	176,258	264,201
Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0	310
2021	235	1,822
2020	784	4,158
2019	3,450	5,770
2018	73	1
Prior	66	0
Revolving Loans and Leases	15,315	0
Total gross loans and leases	19,923	12,061
Total
Financing Receivable, Credit Quality Indicator [Line Items]
2022	360,219	1,139,233
2021	847,388	526,899
2020	473,550	293,051
2019	177,529	172,793
2018	88,734	47,861
Prior	110,119	80,895
Revolving Loans and Leases	1,207,040	1,083,821
Total gross loans and leases	3,264,579	3,344,553
National Lending | Term lending | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2022	145,763	362,443
2021	337,426	192,305
2020	175,447	63,708
2019	54,833	34,381
2018	37,328	3,195
Prior	12,940	1,236
Revolving Loans and Leases	0	0
Total gross loans and leases	763,737	657,268
National Lending | Term lending | Watch
Financing Receivable, Credit Quality Indicator [Line Items]
2022	9,627	63,046
2021	53,179	71,701
2020	70,323	32,941
2019	27,372	21,419
2018	7,346	76
Prior	2,979	3,628
Revolving Loans and Leases	0	0
Total gross loans and leases	170,826	192,811
National Lending | Term lending | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
2022	194	6,422
2021	888	26,673
2020	21,679	4,821
2019	4,409	932
2018	697	70
Prior	3,127	633
Revolving Loans and Leases	0	0
Total gross loans and leases	30,994	39,551
National Lending | Term lending | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2022	5,040	18,569
2021	16,035	16,810
2020	18,469	26,920
2019	23,418	3,529
2018	3,582	928
Prior	3,922	641
Revolving Loans and Leases	0	0
Total gross loans and leases	70,466	67,397
National Lending | Term lending | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0	252
2021	140	1,673
2020	780	1,756
2019	1,361	311
2018	74	0
Prior	0	0
Revolving Loans and Leases	0	0
Total gross loans and leases	2,355	3,992
National Lending | Term lending | Total
Financing Receivable, Credit Quality Indicator [Line Items]
2022	160,624	450,732
2021	407,668	309,162
2020	286,698	130,146
2019	111,393	60,572
2018	49,027	4,269
Prior	22,968	6,138
Revolving Loans and Leases	0	0
Total gross loans and leases	1,038,378	961,019
National Lending | Asset based lending | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving Loans and Leases	235,577	185,432
Total gross loans and leases	235,577	185,432
National Lending | Asset based lending | Watch
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving Loans and Leases	30,560	52,072
Total gross loans and leases	30,560	52,072
National Lending | Asset based lending | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving Loans and Leases	53,240	43,135
Total gross loans and leases	53,240	43,135
National Lending | Asset based lending | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving Loans and Leases	17,859	19,586
Total gross loans and leases	17,859	19,586
National Lending | Asset based lending | Total
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving Loans and Leases	337,236	300,225
Total gross loans and leases	337,236	300,225
National Lending | Factoring | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving Loans and Leases	299,672	294,124
Total gross loans and leases	299,672	294,124
National Lending | Factoring | Watch
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving Loans and Leases	37,974	17,984
Total gross loans and leases	37,974	17,984
National Lending | Factoring | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving Loans and Leases	30,587	33,035
Total gross loans and leases	30,587	33,035
National Lending | Factoring | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving Loans and Leases	19,425	18,527
Total gross loans and leases	19,425	18,527
National Lending | Factoring | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
Prior	0
Revolving Loans and Leases	15,314
Total gross loans and leases	15,314
National Lending | Factoring | Total
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving Loans and Leases	402,972	363,670
Total gross loans and leases	402,972	363,670
National Lending | Lease financing | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2022	5,592	54,434
2021	47,808	73,629
2020	61,345	17,153
2019	13,162	7,511
2018	6,148	1,857
Prior	365	203
Revolving Loans and Leases	0	0
Total gross loans and leases	134,420	154,787
National Lending | Lease financing | Watch
Financing Receivable, Credit Quality Indicator [Line Items]
2022	1,122	22,061
2021	21,300	20,455
2020	18,565	9,274
2019	6,966	2,739
2018	2,693	1,454
Prior	2,095	0
Revolving Loans and Leases	0	0
Total gross loans and leases	52,741	55,983
National Lending | Lease financing | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
2022	765	15,402
2021	17,737	20,595
2020	14,560	4,148
2019	3,768	1,546
2018	1,263	61
Prior	55	0
Revolving Loans and Leases	0	0
Total gross loans and leases	38,148	41,752
National Lending | Lease financing | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0	479
2021	600	4,765
2020	11,208	4,981
2019	5,302	831
2018	786	25
Prior	21	0
Revolving Loans and Leases	0	0
Total gross loans and leases	17,917	11,081
National Lending | Lease financing | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0	0
2021	0	6
2020	0	2,402
2019	2,089	38
2018	0	1
Prior	0	0
Revolving Loans and Leases	0	0
Total gross loans and leases	2,089	2,447
National Lending | Lease financing | Total
Financing Receivable, Credit Quality Indicator [Line Items]
2022	7,479	92,376
2021	87,445	119,450
2020	105,678	37,958
2019	31,287	12,665
2018	10,890	3,398
Prior	2,536	203
Revolving Loans and Leases	0	0
Total gross loans and leases	245,315	266,050
National Lending | Insurance premium finance | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2022	169,134	428,131
2021	215,844	144
2020	46	9
2019	3	0
2018	0	0
Prior	0	0
Revolving Loans and Leases	0	0
Total gross loans and leases	385,027	428,284
National Lending | Insurance premium finance | Watch
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0	262
2021	183	5
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving Loans and Leases	0	0
Total gross loans and leases	183	267
National Lending | Insurance premium finance | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0	58
2021	66	5
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving Loans and Leases	0	0
Total gross loans and leases	66	63
National Lending | Insurance premium finance | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0	68
2021	78	107
2020	20	0
2019	0	0
2018	0	0
Prior	0	0
Revolving Loans and Leases	0	0
Total gross loans and leases	98	175
National Lending | Insurance premium finance | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0	58
2021	95	20
2020	4	0
2019	0	0
2018	0	0
Prior	0	0
Revolving Loans and Leases	0	0
Total gross loans and leases	99	78
National Lending | Insurance premium finance | Total
Financing Receivable, Credit Quality Indicator [Line Items]
2022	169,134	428,577
2021	216,266	281
2020	70	9
2019	3	0
2018	0	0
Prior	0	0
Revolving Loans and Leases	0	0
Total gross loans and leases	385,473	428,867
National Lending | SBA/USDA | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2022	2,851	110,122
2021	77,090	37,006
2020	25,399	14,461
2019	13,028	12,760
2018	12,525	6,525
Prior	9,859	3,779
Revolving Loans and Leases	0	0
Total gross loans and leases	140,752	184,653
National Lending | SBA/USDA | Watch
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0	0
2021	0	20,431
2020	19,705	1,996
2019	1,963	1,670
2018	0	1,394
Prior	1,350	298
Revolving Loans and Leases	0	0
Total gross loans and leases	23,018	25,789
National Lending | SBA/USDA | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0	0
2021	0	8,333
2020	696	214
2019	1,147	3,348
2018	4,971	177
Prior	1,005	919
Revolving Loans and Leases	0	0
Total gross loans and leases	7,819	12,991
National Lending | SBA/USDA | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0	0
2021	0	3,812
2020	17,732	9,550
2019	9,502	8,079
2018	8,177	2,169
Prior	2,455	713
Revolving Loans and Leases	0	0
Total gross loans and leases	37,866	24,323
National Lending | SBA/USDA | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
Prior	66
Revolving Loans and Leases	0
Total gross loans and leases	66
National Lending | SBA/USDA | Total
Financing Receivable, Credit Quality Indicator [Line Items]
2022	2,851	110,122
2021	77,090	69,582
2020	63,532	26,221
2019	25,640	25,857
2018	25,673	10,265
Prior	14,735	5,709
Revolving Loans and Leases	0	0
Total gross loans and leases	209,521	247,756
National Lending | Other commercial finance | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2022	20,130	56,957
2021	28,666	642
2020	764	5,786
2019	5,885	6,075
2018	2,428	3,345
Prior	67,777	60,965
Revolving Loans and Leases	0	0
Total gross loans and leases	125,650	133,770
National Lending | Other commercial finance | Watch
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0	0
2021	20,000	17,404
2020	16,807	3,409
2019	3,322	451
2018	0	0
Prior	0	0
Revolving Loans and Leases	0	0
Total gross loans and leases	40,129	21,264
National Lending | Other commercial finance | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	447
Prior	0
Revolving Loans and Leases	0
Total gross loans and leases	447
National Lending | Other commercial finance | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0	466
2021	10,255	0
2020	0	0
2019	0	273
2018	270	837
Prior	2,102	1,299
Revolving Loans and Leases	0	0
Total gross loans and leases	12,627	2,875
National Lending | Other commercial finance | Total
Financing Receivable, Credit Quality Indicator [Line Items]
2022	20,130	57,423
2021	58,921	18,046
2020	17,571	9,195
2019	9,207	6,799
2018	3,145	4,182
Prior	69,879	62,264
Revolving Loans and Leases	0	0
Total gross loans and leases	178,853	157,909
National Lending | Warehouse finance | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving Loans and Leases	466,831	419,926
Total gross loans and leases	466,831	419,926
National Lending | Warehouse finance | Total
Financing Receivable, Credit Quality Indicator [Line Items]
2022	0	0
2021	0	0
2020	0	0
2019	0	0
2018	0	0
Prior	0	0
Revolving Loans and Leases	466,831	419,926
Total gross loans and leases	$ 466,831	419,926
Community Banking | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
2022		0
2021		0
2020		4,159
2019		0
2018		5,683
Prior		472
Revolving Loans and Leases		0
Total gross loans and leases		10,314
Community Banking | Watch
Financing Receivable, Credit Quality Indicator [Line Items]
2022		0
2021		10,134
2020		0
2019		10,854
2018		6,133
Prior		0
Revolving Loans and Leases		0
Total gross loans and leases		27,121
Community Banking | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
2022		0
2021		0
2020		35,916
2019		0
2018		0
Prior		0
Revolving Loans and Leases		0
Total gross loans and leases		35,916
Community Banking | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
2022		0
2021		119
2020		49,449
2019		50,626
2018		13,933
Prior		6,110
Revolving Loans and Leases		0
Total gross loans and leases		120,237
Community Banking | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
2022		0
2021		122
2020		0
2019		5,422
2018		0
Prior		0
Revolving Loans and Leases		0
Total gross loans and leases		5,544
Community Banking | Total
Financing Receivable, Credit Quality Indicator [Line Items]
2022		0
2021		10,375
2020		89,524
2019		66,902
2018		25,749
Prior		6,582
Revolving Loans and Leases		0
Total gross loans and leases		$ 199,132

LOANS AND LEASES, NET - Past Du

LOANS AND LEASES, NET - Past Due Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Sep. 30, 2021
Financing Receivable, Past Due [Line Items]
Loans and leases	$ 3,684,261	$ 3,609,563
Accruing and Nonaccruing Loans and Leases
Financing Receivable, Past Due [Line Items]
Loans and leases	3,718,788	3,664,009
Accruing and Nonaccruing Loans and Leases | Total loans and leases held for investment
Financing Receivable, Past Due [Line Items]
Loans and leases	3,682,606	3,607,815
Accruing and Nonaccruing Loans and Leases | National Lending | Loans held for sale
Financing Receivable, Past Due [Line Items]
Loans and leases	36,182	56,194
Accruing and Nonaccruing Loans and Leases | National Lending | Term lending
Financing Receivable, Past Due [Line Items]
Loans and leases	1,038,378	961,019
Accruing and Nonaccruing Loans and Leases | National Lending | Asset based lending
Financing Receivable, Past Due [Line Items]
Loans and leases	337,236	300,225
Accruing and Nonaccruing Loans and Leases | National Lending | Factoring
Financing Receivable, Past Due [Line Items]
Loans and leases	402,972	363,670
Accruing and Nonaccruing Loans and Leases | National Lending | Lease financing
Financing Receivable, Past Due [Line Items]
Loans and leases	245,315	266,050
Accruing and Nonaccruing Loans and Leases | National Lending | Insurance premium finance
Financing Receivable, Past Due [Line Items]
Loans and leases	385,473	428,867
Accruing and Nonaccruing Loans and Leases | National Lending | SBA/USDA
Financing Receivable, Past Due [Line Items]
Loans and leases	209,521	247,756
Accruing and Nonaccruing Loans and Leases | National Lending | Other commercial finance
Financing Receivable, Past Due [Line Items]
Loans and leases	178,853	157,908
Accruing and Nonaccruing Loans and Leases | National Lending | Commercial finance
Financing Receivable, Past Due [Line Items]
Loans and leases	2,797,748	2,725,495
Accruing and Nonaccruing Loans and Leases | National Lending | Consumer credit products
Financing Receivable, Past Due [Line Items]
Loans and leases	173,343	129,251
Accruing and Nonaccruing Loans and Leases | National Lending | Other consumer finance
Financing Receivable, Past Due [Line Items]
Loans and leases	144,412	123,606
Accruing and Nonaccruing Loans and Leases | National Lending | Consumer finance
Financing Receivable, Past Due [Line Items]
Loans and leases	317,755	252,857
Accruing and Nonaccruing Loans and Leases | National Lending | Tax services
Financing Receivable, Past Due [Line Items]
Loans and leases	100,272	10,405
Accruing and Nonaccruing Loans and Leases | National Lending | Warehouse finance
Financing Receivable, Past Due [Line Items]
Loans and leases	466,831	419,926
Accruing and Nonaccruing Loans and Leases | Community Banking
Financing Receivable, Past Due [Line Items]
Loans and leases	0	199,132
Accruing and Nonaccruing Loans and Leases | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans and leases	46,362	19,945
Accruing and Nonaccruing Loans and Leases | 30-59 Days Past Due | Total loans and leases held for investment
Financing Receivable, Past Due [Line Items]
Loans and leases	46,353	19,945
Accruing and Nonaccruing Loans and Leases | 30-59 Days Past Due | National Lending | Loans held for sale
Financing Receivable, Past Due [Line Items]
Loans and leases	9	0
Accruing and Nonaccruing Loans and Leases | 30-59 Days Past Due | National Lending | Term lending
Financing Receivable, Past Due [Line Items]
Loans and leases	25,308	11,879
Accruing and Nonaccruing Loans and Leases | 30-59 Days Past Due | National Lending | Asset based lending
Financing Receivable, Past Due [Line Items]
Loans and leases	216	0
Accruing and Nonaccruing Loans and Leases | 30-59 Days Past Due | National Lending | Factoring
Financing Receivable, Past Due [Line Items]
Loans and leases	0	0
Accruing and Nonaccruing Loans and Leases | 30-59 Days Past Due | National Lending | Lease financing
Financing Receivable, Past Due [Line Items]
Loans and leases	11,721	4,909
Accruing and Nonaccruing Loans and Leases | 30-59 Days Past Due | National Lending | Insurance premium finance
Financing Receivable, Past Due [Line Items]
Loans and leases	1,409	1,415
Accruing and Nonaccruing Loans and Leases | 30-59 Days Past Due | National Lending | SBA/USDA
Financing Receivable, Past Due [Line Items]
Loans and leases	2,414	66
Accruing and Nonaccruing Loans and Leases | 30-59 Days Past Due | National Lending | Other commercial finance
Financing Receivable, Past Due [Line Items]
Loans and leases	405	0
Accruing and Nonaccruing Loans and Leases | 30-59 Days Past Due | National Lending | Commercial finance
Financing Receivable, Past Due [Line Items]
Loans and leases	41,473	18,269
Accruing and Nonaccruing Loans and Leases | 30-59 Days Past Due | National Lending | Consumer credit products
Financing Receivable, Past Due [Line Items]
Loans and leases	3,307	713
Accruing and Nonaccruing Loans and Leases | 30-59 Days Past Due | National Lending | Other consumer finance
Financing Receivable, Past Due [Line Items]
Loans and leases	1,573	963
Accruing and Nonaccruing Loans and Leases | 30-59 Days Past Due | National Lending | Consumer finance
Financing Receivable, Past Due [Line Items]
Loans and leases	4,880	1,676
Accruing and Nonaccruing Loans and Leases | 30-59 Days Past Due | National Lending | Tax services
Financing Receivable, Past Due [Line Items]
Loans and leases	0	0
Accruing and Nonaccruing Loans and Leases | 30-59 Days Past Due | National Lending | Warehouse finance
Financing Receivable, Past Due [Line Items]
Loans and leases	0	0
Accruing and Nonaccruing Loans and Leases | 30-59 Days Past Due | Community Banking
Financing Receivable, Past Due [Line Items]
Loans and leases	0	0
Accruing and Nonaccruing Loans and Leases | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans and leases	10,818	8,200
Accruing and Nonaccruing Loans and Leases | 60-89 Days Past Due | Total loans and leases held for investment
Financing Receivable, Past Due [Line Items]
Loans and leases	10,816	8,200
Accruing and Nonaccruing Loans and Leases | 60-89 Days Past Due | National Lending | Loans held for sale
Financing Receivable, Past Due [Line Items]
Loans and leases	2	0
Accruing and Nonaccruing Loans and Leases | 60-89 Days Past Due | National Lending | Term lending
Financing Receivable, Past Due [Line Items]
Loans and leases	4,350	2,703
Accruing and Nonaccruing Loans and Leases | 60-89 Days Past Due | National Lending | Asset based lending
Financing Receivable, Past Due [Line Items]
Loans and leases	0	0
Accruing and Nonaccruing Loans and Leases | 60-89 Days Past Due | National Lending | Factoring
Financing Receivable, Past Due [Line Items]
Loans and leases	0	0
Accruing and Nonaccruing Loans and Leases | 60-89 Days Past Due | National Lending | Lease financing
Financing Receivable, Past Due [Line Items]
Loans and leases	3,227	3,336
Accruing and Nonaccruing Loans and Leases | 60-89 Days Past Due | National Lending | Insurance premium finance
Financing Receivable, Past Due [Line Items]
Loans and leases	777	375
Accruing and Nonaccruing Loans and Leases | 60-89 Days Past Due | National Lending | SBA/USDA
Financing Receivable, Past Due [Line Items]
Loans and leases	185	974
Accruing and Nonaccruing Loans and Leases | 60-89 Days Past Due | National Lending | Other commercial finance
Financing Receivable, Past Due [Line Items]
Loans and leases	0	0
Accruing and Nonaccruing Loans and Leases | 60-89 Days Past Due | National Lending | Commercial finance
Financing Receivable, Past Due [Line Items]
Loans and leases	8,539	7,388
Accruing and Nonaccruing Loans and Leases | 60-89 Days Past Due | National Lending | Consumer credit products
Financing Receivable, Past Due [Line Items]
Loans and leases	1,838	527
Accruing and Nonaccruing Loans and Leases | 60-89 Days Past Due | National Lending | Other consumer finance
Financing Receivable, Past Due [Line Items]
Loans and leases	439	285
Accruing and Nonaccruing Loans and Leases | 60-89 Days Past Due | National Lending | Consumer finance
Financing Receivable, Past Due [Line Items]
Loans and leases	2,277	812
Accruing and Nonaccruing Loans and Leases | 60-89 Days Past Due | National Lending | Tax services
Financing Receivable, Past Due [Line Items]
Loans and leases	0	0
Accruing and Nonaccruing Loans and Leases | 60-89 Days Past Due | National Lending | Warehouse finance
Financing Receivable, Past Due [Line Items]
Loans and leases	0	0
Accruing and Nonaccruing Loans and Leases | 60-89 Days Past Due | Community Banking
Financing Receivable, Past Due [Line Items]
Loans and leases	0	0
Accruing and Nonaccruing Loans and Leases | > 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans and leases	9,102	24,637
Accruing and Nonaccruing Loans and Leases | > 89 Days Past Due | Total loans and leases held for investment
Financing Receivable, Past Due [Line Items]
Loans and leases	9,102	24,637
Accruing and Nonaccruing Loans and Leases | > 89 Days Past Due | National Lending | Loans held for sale
Financing Receivable, Past Due [Line Items]
Loans and leases	0	0
Accruing and Nonaccruing Loans and Leases | > 89 Days Past Due | National Lending | Term lending
Financing Receivable, Past Due [Line Items]
Loans and leases	4,331	5,452
Accruing and Nonaccruing Loans and Leases | > 89 Days Past Due | National Lending | Asset based lending
Financing Receivable, Past Due [Line Items]
Loans and leases	0	0
Accruing and Nonaccruing Loans and Leases | > 89 Days Past Due | National Lending | Factoring
Financing Receivable, Past Due [Line Items]
Loans and leases	0	0
Accruing and Nonaccruing Loans and Leases | > 89 Days Past Due | National Lending | Lease financing
Financing Receivable, Past Due [Line Items]
Loans and leases	1,803	8,401
Accruing and Nonaccruing Loans and Leases | > 89 Days Past Due | National Lending | Insurance premium finance
Financing Receivable, Past Due [Line Items]
Loans and leases	721	599
Accruing and Nonaccruing Loans and Leases | > 89 Days Past Due | National Lending | SBA/USDA
Financing Receivable, Past Due [Line Items]
Loans and leases	713	987
Accruing and Nonaccruing Loans and Leases | > 89 Days Past Due | National Lending | Other commercial finance
Financing Receivable, Past Due [Line Items]
Loans and leases	0	0
Accruing and Nonaccruing Loans and Leases | > 89 Days Past Due | National Lending | Commercial finance
Financing Receivable, Past Due [Line Items]
Loans and leases	7,568	15,439
Accruing and Nonaccruing Loans and Leases | > 89 Days Past Due | National Lending | Consumer credit products
Financing Receivable, Past Due [Line Items]
Loans and leases	617	511
Accruing and Nonaccruing Loans and Leases | > 89 Days Past Due | National Lending | Other consumer finance
Financing Receivable, Past Due [Line Items]
Loans and leases	917	725
Accruing and Nonaccruing Loans and Leases | > 89 Days Past Due | National Lending | Consumer finance
Financing Receivable, Past Due [Line Items]
Loans and leases	1,534	1,236
Accruing and Nonaccruing Loans and Leases | > 89 Days Past Due | National Lending | Tax services
Financing Receivable, Past Due [Line Items]
Loans and leases	0	7,962
Accruing and Nonaccruing Loans and Leases | > 89 Days Past Due | National Lending | Warehouse finance
Financing Receivable, Past Due [Line Items]
Loans and leases	0	0
Accruing and Nonaccruing Loans and Leases | > 89 Days Past Due | Community Banking
Financing Receivable, Past Due [Line Items]
Loans and leases	0	0
Accruing and Nonaccruing Loans and Leases | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans and leases	66,282	52,782
Accruing and Nonaccruing Loans and Leases | Total Past Due | Total loans and leases held for investment
Financing Receivable, Past Due [Line Items]
Loans and leases	66,271	52,782
Accruing and Nonaccruing Loans and Leases | Total Past Due | National Lending | Loans held for sale
Financing Receivable, Past Due [Line Items]
Loans and leases	11	0
Accruing and Nonaccruing Loans and Leases | Total Past Due | National Lending | Term lending
Financing Receivable, Past Due [Line Items]
Loans and leases	33,989	20,034
Accruing and Nonaccruing Loans and Leases | Total Past Due | National Lending | Asset based lending
Financing Receivable, Past Due [Line Items]
Loans and leases	216	0
Accruing and Nonaccruing Loans and Leases | Total Past Due | National Lending | Factoring
Financing Receivable, Past Due [Line Items]
Loans and leases	0	0
Accruing and Nonaccruing Loans and Leases | Total Past Due | National Lending | Lease financing
Financing Receivable, Past Due [Line Items]
Loans and leases	16,751	16,646
Accruing and Nonaccruing Loans and Leases | Total Past Due | National Lending | Insurance premium finance
Financing Receivable, Past Due [Line Items]
Loans and leases	2,907	2,389
Accruing and Nonaccruing Loans and Leases | Total Past Due | National Lending | SBA/USDA
Financing Receivable, Past Due [Line Items]
Loans and leases	3,312	2,027
Accruing and Nonaccruing Loans and Leases | Total Past Due | National Lending | Other commercial finance
Financing Receivable, Past Due [Line Items]
Loans and leases	405	0
Accruing and Nonaccruing Loans and Leases | Total Past Due | National Lending | Commercial finance
Financing Receivable, Past Due [Line Items]
Loans and leases	57,580	41,096
Accruing and Nonaccruing Loans and Leases | Total Past Due | National Lending | Consumer credit products
Financing Receivable, Past Due [Line Items]
Loans and leases	5,762	1,751
Accruing and Nonaccruing Loans and Leases | Total Past Due | National Lending | Other consumer finance
Financing Receivable, Past Due [Line Items]
Loans and leases	2,929	1,973
Accruing and Nonaccruing Loans and Leases | Total Past Due | National Lending | Consumer finance
Financing Receivable, Past Due [Line Items]
Loans and leases	8,691	3,724
Accruing and Nonaccruing Loans and Leases | Total Past Due | National Lending | Tax services
Financing Receivable, Past Due [Line Items]
Loans and leases	0	7,962
Accruing and Nonaccruing Loans and Leases | Total Past Due | National Lending | Warehouse finance
Financing Receivable, Past Due [Line Items]
Loans and leases	0	0
Accruing and Nonaccruing Loans and Leases | Total Past Due | Community Banking
Financing Receivable, Past Due [Line Items]
Loans and leases	0	0
Accruing and Nonaccruing Loans and Leases | Current
Financing Receivable, Past Due [Line Items]
Loans and leases	3,652,506	3,611,227
Accruing and Nonaccruing Loans and Leases | Current | Total loans and leases held for investment
Financing Receivable, Past Due [Line Items]
Loans and leases	3,616,335	3,555,033
Accruing and Nonaccruing Loans and Leases | Current | National Lending | Loans held for sale
Financing Receivable, Past Due [Line Items]
Loans and leases	36,171	56,194
Accruing and Nonaccruing Loans and Leases | Current | National Lending | Term lending
Financing Receivable, Past Due [Line Items]
Loans and leases	1,004,389	940,985
Accruing and Nonaccruing Loans and Leases | Current | National Lending | Asset based lending
Financing Receivable, Past Due [Line Items]
Loans and leases	337,020	300,225
Accruing and Nonaccruing Loans and Leases | Current | National Lending | Factoring
Financing Receivable, Past Due [Line Items]
Loans and leases	402,972	363,670
Accruing and Nonaccruing Loans and Leases | Current | National Lending | Lease financing
Financing Receivable, Past Due [Line Items]
Loans and leases	228,564	249,404
Accruing and Nonaccruing Loans and Leases | Current | National Lending | Insurance premium finance
Financing Receivable, Past Due [Line Items]
Loans and leases	382,566	426,478
Accruing and Nonaccruing Loans and Leases | Current | National Lending | SBA/USDA
Financing Receivable, Past Due [Line Items]
Loans and leases	206,209	245,729
Accruing and Nonaccruing Loans and Leases | Current | National Lending | Other commercial finance
Financing Receivable, Past Due [Line Items]
Loans and leases	178,448	157,908
Accruing and Nonaccruing Loans and Leases | Current | National Lending | Commercial finance
Financing Receivable, Past Due [Line Items]
Loans and leases	2,740,168	2,684,399
Accruing and Nonaccruing Loans and Leases | Current | National Lending | Consumer credit products
Financing Receivable, Past Due [Line Items]
Loans and leases	167,581	127,500
Accruing and Nonaccruing Loans and Leases | Current | National Lending | Other consumer finance
Financing Receivable, Past Due [Line Items]
Loans and leases	141,483	121,633
Accruing and Nonaccruing Loans and Leases | Current | National Lending | Consumer finance
Financing Receivable, Past Due [Line Items]
Loans and leases	309,064	249,133
Accruing and Nonaccruing Loans and Leases | Current | National Lending | Tax services
Financing Receivable, Past Due [Line Items]
Loans and leases	100,272	2,443
Accruing and Nonaccruing Loans and Leases | Current | National Lending | Warehouse finance
Financing Receivable, Past Due [Line Items]
Loans and leases	466,831	419,926
Accruing and Nonaccruing Loans and Leases | Current | Community Banking
Financing Receivable, Past Due [Line Items]
Loans and leases	0	199,132
Nonperforming Loans and Leases
Financing Receivable, Past Due [Line Items]
Loans and leases	43,190	55,932
Nonaccrual Balance	37,760	34,245
Nonperforming Loans and Leases | Total loans and leases held for investment
Financing Receivable, Past Due [Line Items]
Loans and leases	43,190	55,932
Nonaccrual Balance	37,760	34,245
Nonperforming Loans and Leases | National Lending | Loans held for sale
Financing Receivable, Past Due [Line Items]
Loans and leases	0	0
Nonaccrual Balance	0	0
Nonperforming Loans and Leases | National Lending | Term lending
Financing Receivable, Past Due [Line Items]
Loans and leases	13,411	17,462
Nonaccrual Balance	12,732	14,904
Nonperforming Loans and Leases | National Lending | Asset based lending
Financing Receivable, Past Due [Line Items]
Loans and leases	5,995	0
Nonaccrual Balance	5,995	0
Nonperforming Loans and Leases | National Lending | Factoring
Financing Receivable, Past Due [Line Items]
Loans and leases	15,335	1,268
Nonaccrual Balance	15,335	1,268
Nonperforming Loans and Leases | National Lending | Lease financing
Financing Receivable, Past Due [Line Items]
Loans and leases	4,834	11,503
Nonaccrual Balance	3,051	3,158
Nonperforming Loans and Leases | National Lending | Insurance premium finance
Financing Receivable, Past Due [Line Items]
Loans and leases	721	599
Nonaccrual Balance	0	0
Nonperforming Loans and Leases | National Lending | SBA/USDA
Financing Receivable, Past Due [Line Items]
Loans and leases	1,360	987
Nonaccrual Balance	647	0
Nonperforming Loans and Leases | National Lending | Other commercial finance
Financing Receivable, Past Due [Line Items]
Loans and leases	0	0
Nonaccrual Balance	0	0
Nonperforming Loans and Leases | National Lending | Commercial finance
Financing Receivable, Past Due [Line Items]
Loans and leases	41,656	31,819
Nonaccrual Balance	37,760	19,330
Nonperforming Loans and Leases | National Lending | Consumer credit products
Financing Receivable, Past Due [Line Items]
Loans and leases	617	511
Nonaccrual Balance	0	0
Nonperforming Loans and Leases | National Lending | Other consumer finance
Financing Receivable, Past Due [Line Items]
Loans and leases	917	725
Nonaccrual Balance	0	0
Nonperforming Loans and Leases | National Lending | Consumer finance
Financing Receivable, Past Due [Line Items]
Loans and leases	1,534	1,236
Nonaccrual Balance	0	0
Nonperforming Loans and Leases | National Lending | Tax services
Financing Receivable, Past Due [Line Items]
Loans and leases	0	7,962
Nonaccrual Balance	0	0
Nonperforming Loans and Leases | National Lending | Warehouse finance
Financing Receivable, Past Due [Line Items]
Loans and leases	0	0
Nonaccrual Balance	0	0
Nonperforming Loans and Leases | Community Banking
Financing Receivable, Past Due [Line Items]
Loans and leases	0	14,915
Nonaccrual Balance	0	14,915
Nonperforming Loans and Leases | > 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans and leases	5,430	21,687
Nonperforming Loans and Leases | > 89 Days Past Due | Total loans and leases held for investment
Financing Receivable, Past Due [Line Items]
Loans and leases	5,430	21,687
Nonperforming Loans and Leases | > 89 Days Past Due | National Lending | Loans held for sale
Financing Receivable, Past Due [Line Items]
Loans and leases	0	0
Nonperforming Loans and Leases | > 89 Days Past Due | National Lending | Term lending
Financing Receivable, Past Due [Line Items]
Loans and leases	679	2,558
Nonperforming Loans and Leases | > 89 Days Past Due | National Lending | Asset based lending
Financing Receivable, Past Due [Line Items]
Loans and leases	0	0
Nonperforming Loans and Leases | > 89 Days Past Due | National Lending | Factoring
Financing Receivable, Past Due [Line Items]
Loans and leases	0	0
Nonperforming Loans and Leases | > 89 Days Past Due | National Lending | Lease financing
Financing Receivable, Past Due [Line Items]
Loans and leases	1,783	8,345
Nonperforming Loans and Leases | > 89 Days Past Due | National Lending | Insurance premium finance
Financing Receivable, Past Due [Line Items]
Loans and leases	721	599
Nonperforming Loans and Leases | > 89 Days Past Due | National Lending | SBA/USDA
Financing Receivable, Past Due [Line Items]
Loans and leases	713	987
Nonperforming Loans and Leases | > 89 Days Past Due | National Lending | Other commercial finance
Financing Receivable, Past Due [Line Items]
Loans and leases	0	0
Nonperforming Loans and Leases | > 89 Days Past Due | National Lending | Commercial finance
Financing Receivable, Past Due [Line Items]
Loans and leases	3,896	12,489
Nonperforming Loans and Leases | > 89 Days Past Due | National Lending | Consumer credit products
Financing Receivable, Past Due [Line Items]
Loans and leases	617	511
Nonperforming Loans and Leases | > 89 Days Past Due | National Lending | Other consumer finance
Financing Receivable, Past Due [Line Items]
Loans and leases	917	725
Nonperforming Loans and Leases | > 89 Days Past Due | National Lending | Consumer finance
Financing Receivable, Past Due [Line Items]
Loans and leases	1,534	1,236
Nonperforming Loans and Leases | > 89 Days Past Due | National Lending | Tax services
Financing Receivable, Past Due [Line Items]
Loans and leases	0	7,962
Nonperforming Loans and Leases | > 89 Days Past Due | National Lending | Warehouse finance
Financing Receivable, Past Due [Line Items]
Loans and leases	0	0
Nonperforming Loans and Leases | > 89 Days Past Due | Community Banking
Financing Receivable, Past Due [Line Items]
Loans and leases	$ 0	$ 0

LOANS AND LEASES, NET - Nonaccr

LOANS AND LEASES, NET - Nonaccrual (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Sep. 30, 2021
Financing Receivable, Nonaccrual [Line Items]
Loans and leases	$ 3,684,261	$ 3,609,563
Nonaccrual Loans
Financing Receivable, Nonaccrual [Line Items]
2022	0
2021	852
2020	3,771
2019	10,503
2018	1,157
Prior	147
Revolving Loans and Leases	21,330
Loans and leases	37,760
Nonaccrual with No ACL	3,351
Nonaccrual Loans | National Lending | Term lending
Financing Receivable, Nonaccrual [Line Items]
2022	0
2021	765
2020	3,106
2019	8,123
2018	611
Prior	127
Revolving Loans and Leases	0
Loans and leases	12,732
Nonaccrual with No ACL	3,025
Nonaccrual Loans | National Lending | Asset based lending
Financing Receivable, Nonaccrual [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
Prior	0
Revolving Loans and Leases	5,995
Loans and leases	5,995
Nonaccrual with No ACL	0
Nonaccrual Loans | National Lending | Factoring
Financing Receivable, Nonaccrual [Line Items]
2022	0
2021	0
2020	0
2019	0
2018	0
Prior	0
Revolving Loans and Leases	15,335
Loans and leases	15,335
Nonaccrual with No ACL	0
Nonaccrual Loans | National Lending | Lease financing
Financing Receivable, Nonaccrual [Line Items]
2022	0
2021	87
2020	18
2019	2,380
2018	546
Prior	20
Revolving Loans and Leases	0
Loans and leases	3,051
Nonaccrual with No ACL	0
Nonaccrual Loans | National Lending | SBA/USDA
Financing Receivable, Nonaccrual [Line Items]
2022	0
2021	0
2020	647
2019	0
2018	0
Prior	0
Revolving Loans and Leases	0
Loans and leases	647
Nonaccrual with No ACL	326
Nonaccrual Loans | National Lending | Commercial finance
Financing Receivable, Nonaccrual [Line Items]
2022	0
2021	852
2020	3,771
2019	10,503
2018	1,157
Prior	147
Revolving Loans and Leases	21,330
Loans and leases	37,760
Nonaccrual with No ACL	3,351
90 or More Days Delinquent and Accruing
Financing Receivable, Nonaccrual [Line Items]
2022	151
2021	2,237
2020	1,326
2019	521
2018	126
Prior	1,069
Revolving Loans and Leases	0
Loans and leases	5,430
90 or More Days Delinquent and Accruing | National Lending | Term lending
Financing Receivable, Nonaccrual [Line Items]
2022	0
2021	84
2020	595
2019	0
2018	0
Prior	0
Revolving Loans and Leases	0
Loans and leases	679
90 or More Days Delinquent and Accruing | National Lending | Lease financing
Financing Receivable, Nonaccrual [Line Items]
2022	132
2021	973
2020	79
2019	380
2018	126
Prior	93
Revolving Loans and Leases	0
Loans and leases	1,783
90 or More Days Delinquent and Accruing | National Lending | Insurance premium finance
Financing Receivable, Nonaccrual [Line Items]
2022	19
2021	702
2020	0
2019	0
2018	0
Prior	0
Revolving Loans and Leases	0
Loans and leases	721
90 or More Days Delinquent and Accruing | National Lending | SBA/USDA
Financing Receivable, Nonaccrual [Line Items]
2022	0
2021	0
2020	647
2019	0
2018	0
Prior	66
Revolving Loans and Leases	0
Loans and leases	713
90 or More Days Delinquent and Accruing | National Lending | Commercial finance
Financing Receivable, Nonaccrual [Line Items]
2022	151
2021	1,759
2020	1,321
2019	380
2018	126
Prior	159
Revolving Loans and Leases	0
Loans and leases	3,896
90 or More Days Delinquent and Accruing | National Lending | Consumer credit products
Financing Receivable, Nonaccrual [Line Items]
2022	0
2021	471
2020	5
2019	141
2018	0
Prior	0
Revolving Loans and Leases	0
Loans and leases	617
90 or More Days Delinquent and Accruing | National Lending | Other consumer finance
Financing Receivable, Nonaccrual [Line Items]
2022	0
2021	7
2020	0
2019	0
2018	0
Prior	910
Revolving Loans and Leases	0
Loans and leases	917
90 or More Days Delinquent and Accruing | National Lending | Consumer finance
Financing Receivable, Nonaccrual [Line Items]
2022	0
2021	478
2020	5
2019	141
2018	0
Prior	910
Revolving Loans and Leases	0
Loans and leases	$ 1,534

LOANS AND LEASES, NET - Trouble

LOANS AND LEASES, NET - Troubled Debt Restructured Loans (Details) - USD ($)	3 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
National Lending | Commercial finance
Financing Receivable, Troubled Debt Restructuring [Line Items]
TDRs recorded investment	$ 10,100,000
TDRs subsequent default, recorded investment	2,300,000	$ 300,000
National Lending | Consumer finance
Financing Receivable, Troubled Debt Restructuring [Line Items]
TDRs recorded investment	100,000	100,000
TDRs subsequent default, recorded investment	$ 500,000	100,000
Community Banking
Financing Receivable, Troubled Debt Restructuring [Line Items]
TDRs recorded investment		0
TDRs subsequent default, recorded investment		$ 0

EARNINGS PER COMMON SHARE ("E_3

EARNINGS PER COMMON SHARE ("EPS") (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Basic income per common share:
Net income attributable to Meta Financial Group, Inc.	$ 61,324	$ 28,037
Dividends and undistributed earnings allocated to participating securities	(953)	(554)
Basic net earnings available to common stockholders	60,371	27,483
Undistributed earnings allocated to nonvested restricted stockholders	929	521
Reallocation of undistributed earnings to nonvested restricted stockholders	(929)	(521)
Diluted net earnings available to common stockholders	$ 60,371	$ 27,483
Total weighted average common shares outstanding (in shares)	30,238,621	32,782,285
Effect of dilutive securities
Total effect of dilutive securities (in shares)	22,034	8,610
Weighted average dilutive common shares outstanding (in shares)	30,260,655	32,790,895
Net earnings per common share:
Basic income per common share (in dollars per share)	$ 2	$ 0.84
Diluted income per common share (in dollars per share)	$ 2	$ 0.84
Weighted average shares of nonvested restricted stock, antidilutive (in shares)	477,488	660,659
Performance share units
Effect of dilutive securities
Outstanding options - based upon the two-class method (in shares)	22,034	8,610

RENTAL EQUIPMENT, NET - Schedul

RENTAL EQUIPMENT, NET - Schedule of Rental Equipment (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Sep. 30, 2021
Property, Plant and Equipment [Line Items]
Total	$ 306,454	$ 279,364
Accumulated depreciation	(73,301)	(67,825)
Unamortized initial direct costs	1,540	1,577
Net book value	234,693	213,116
Computers and IT networking equipment
Property, Plant and Equipment [Line Items]
Total	16,267	17,683
Motor vehicles and other
Property, Plant and Equipment [Line Items]
Total	95,255	87,396
Office furniture and equipment
Property, Plant and Equipment [Line Items]
Total	47,400	48,828
Solar panels and equipment
Property, Plant and Equipment [Line Items]
Total	$ 147,532	$ 125,457

RENTAL EQUIPMENT, NET - Sched_2

RENTAL EQUIPMENT, NET - Schedule of Operating Leases, Future Minimum Payments (Details) $ in Thousands	Dec. 31, 2021USD ($)
Property, Plant and Equipment [Abstract]
Remaining in 2022	$ 27,557
2023	31,660
2024	23,698
2025	17,366
2026	10,508
Thereafter	14,227
Total undiscounted future minimum lease payments receivable for operating leases	$ 125,016

GOODWILL AND INTANGIBLE ASSET_2

GOODWILL AND INTANGIBLE ASSETS - Narrative (Details) - USD ($)	3 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Goodwill and Intangible Assets Disclosure [Abstract]
Total goodwill	$ 309,505,000	$ 309,505,000
Goodwill, accumulated impairment	0
Asset impairment charges	$ 0	$ 0

GOODWILL AND INTANGIBLE ASSET_3

GOODWILL AND INTANGIBLE ASSETS - Schedule of Intangible Asses (Details) - USD ($) $ in Thousands	3 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Finite-lived Intangible Assets [Roll Forward]
Beginning Balance	$ 33,148	$ 41,692
Acquisitions during the period	1	5
Amortization during the period	(1,488)	(2,013)
Write-offs during the period		(24)
Ending Balance	31,661	39,660
Gross carrying amount	109,335	109,316
Accumulated amortization	(67,208)	(59,189)
Accumulated impairment	(10,466)	(10,467)
Total anticipated intangible amortization	31,661	39,660
Trademarks
Finite-lived Intangible Assets [Roll Forward]
Beginning Balance	9,823	10,901
Acquisitions during the period	0	0
Amortization during the period	(263)	(272)
Write-offs during the period		0
Ending Balance	9,560	10,629
Gross carrying amount	14,624	14,624
Accumulated amortization	(5,064)	(3,995)
Accumulated impairment	0	0
Total anticipated intangible amortization	$ 9,560	10,629
Trademarks | Minimum
Finite-lived Intangible Assets [Roll Forward]
Useful life	5 years
Trademarks | Maximum
Finite-lived Intangible Assets [Roll Forward]
Useful life	15 years
Noncompete
Finite-lived Intangible Assets [Roll Forward]
Beginning Balance	$ 40	422
Acquisitions during the period	0	0
Amortization during the period	(39)	(95)
Write-offs during the period		0
Ending Balance	1	327
Gross carrying amount	2,481	2,481
Accumulated amortization	(2,480)	(2,154)
Accumulated impairment	0	0
Total anticipated intangible amortization	$ 1	327
Noncompete | Minimum
Finite-lived Intangible Assets [Roll Forward]
Useful life	3 years
Noncompete | Maximum
Finite-lived Intangible Assets [Roll Forward]
Useful life	5 years
Customer Relationships
Finite-lived Intangible Assets [Roll Forward]
Beginning Balance	$ 17,868	24,333
Acquisitions during the period	0	0
Amortization during the period	(1,054)	(1,486)
Write-offs during the period		0
Ending Balance	16,814	22,847
Gross carrying amount	82,088	82,088
Accumulated amortization	(55,026)	(48,993)
Accumulated impairment	(10,248)	(10,248)
Total anticipated intangible amortization	$ 16,814	22,847
Customer Relationships | Minimum
Finite-lived Intangible Assets [Roll Forward]
Useful life	10 years
Customer Relationships | Maximum
Finite-lived Intangible Assets [Roll Forward]
Useful life	30 years
Other Intangible Assets
Finite-lived Intangible Assets [Roll Forward]
Beginning Balance	$ 5,417	6,036
Acquisitions during the period	1	5
Amortization during the period	(132)	(160)
Write-offs during the period		(24)
Ending Balance	5,286	5,857
Gross carrying amount	10,142	10,123
Accumulated amortization	(4,638)	(4,047)
Accumulated impairment	(218)	(219)
Total anticipated intangible amortization	$ 5,286	$ 5,857
Other Intangible Assets | Minimum
Finite-lived Intangible Assets [Roll Forward]
Useful life	3 years
Other Intangible Assets | Maximum
Finite-lived Intangible Assets [Roll Forward]
Useful life	20 years

GOODWILL AND INTANGIBLE ASSET_4

GOODWILL AND INTANGIBLE ASSETS - Schedule of Future Amortization (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Sep. 30, 2021	Dec. 31, 2020	Sep. 30, 2020
Goodwill and Intangible Assets Disclosure [Abstract]
Remaining in 2022	$ 4,933
2023	5,102
2024	4,384
2025	3,826
2026	3,252
Thereafter	10,164
Total anticipated intangible amortization	$ 31,661	$ 33,148	$ 39,660	$ 41,692

OPERATING LEASE RIGHT OF USE _3

OPERATING LEASE RIGHT OF USE ASSETS AND LIABILITIES - Narrative (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Leases [Abstract]
Operating lease, right-of-use asset	$ 32,700	$ 25,200
Operating lease, liability	$ 34,525	$ 26,700
Operating Lease, Right-of-Use Asset, Statement of Financial Position [Extensible Enumeration]	Other assets	Other assets
Operating Lease, Liability, Statement of Financial Position [Extensible Enumeration]	Accrued expenses and other liabilities	Accrued expenses and other liabilities

OPERATING LEASE RIGHT OF USE _4

OPERATING LEASE RIGHT OF USE ASSETS AND LIABILITIES - Lease Maturity (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Leases [Abstract]
Remaining in 2022	$ 3,301
2023	3,892
2024	3,854
2025	3,718
2026	3,195
Thereafter	21,732
Total undiscounted future minimum lease payments	39,692
Discount	(5,167)
Total operating lease liabilities	$ 34,525	$ 26,700

OPERATING LEASE RIGHT OF USE _5

OPERATING LEASE RIGHT OF USE ASSETS AND LIABILITIES - Lease Cost (Details) - USD ($) $ in Thousands	3 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Leases [Abstract]
Weighted-average discount rate	2.33%
Weighted-average remaining lease term (years)	10 years 10 months 24 days
Lease expense	$ 1,137	$ 954
Short-term and variable lease cost	35	63
ROU asset impairment	0	224
Sublease income	(176)	(108)
Total lease cost for operating leases	$ 996	$ 1,133

STOCKHOLDERS' EQUITY (Details)

STOCKHOLDERS' EQUITY (Details) - USD ($) $ in Millions	3 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Sep. 07, 2021	Nov. 20, 2019
Equity, Class of Treasury Stock [Line Items]
Stock repurchased during the period (in shares)	61,172	79,101
Stock repurchased during the period, value	$ 3.4	$ 1.8
Common Stock
Equity, Class of Treasury Stock [Line Items]
Shares authorized to be repurchased (in shares)			6,000,000	7,500,000
Stock repurchased under repurchase program (in shares)	1,711,501	1,864,474
Remaining number of shares authorized to be repurchased (in shares)	5,604,375

STOCK COMPENSATION (Details)

STOCK COMPENSATION (Details) $ / shares in Units, $ in Millions	3 Months Ended
	Dec. 31, 2021USD ($)$ / sharesshares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options exercisable (in shares)	0
Weighted Average Fair Value at Grant
Stock based compensation expense not yet recognized in income | $	$ 11.6
Weighted average remaining period for unrecognized stock based compensation (in years)	1 year 10 months 17 days
Restricted Shares
Number of Shares
Nonvested shares outstanding, beginning of period (in shares)	547,063
Granted (in shares)	136,883
Vested (in shares)	(187,198)
Forfeited or expired (in shares)	(8,430)
Nonvested shares outstanding, end of period (in shares)	488,318
Weighted Average Fair Value at Grant
Nonvested shares outstanding, beginning of period (in dollars per share) | $ / shares	$ 30.22
Granted (in dollars per share) | $ / shares	57.90
Vested (in dollars per share) | $ / shares	34.38
Forfeited or expired (in dollars per share) | $ / shares	42.59
Nonvested shares outstanding, end of period (in dollars per share) | $ / shares	$ 36.17
Performance share units
Number of Shares
Nonvested shares outstanding, beginning of period (in shares)	60,894
Granted (in shares)	34,235
Vested (in shares)	0
Forfeited or expired (in shares)	0
Nonvested shares outstanding, end of period (in shares)	95,219
Weighted Average Fair Value at Grant
Nonvested shares outstanding, beginning of period (in dollars per share) | $ / shares	$ 34.03
Granted (in dollars per share) | $ / shares	57.03
Vested (in dollars per share) | $ / shares	0
Forfeited or expired (in dollars per share) | $ / shares	0
Nonvested shares outstanding, end of period (in dollars per share) | $ / shares	$ 42.30

INCOME TAXES - Narrative (Detai

INCOME TAXES - Narrative (Details) - USD ($) $ in Thousands	3 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Income Tax Disclosure [Abstract]
Income tax expense (benefit)	$ 14,276	$ 3,533
Effective tax rate	18.89%	10.77%

INCOME TAXES - Schedule of Effe

INCOME TAXES - Schedule of Effective Income Tax Rate Reconciliation (Details) - USD ($) $ in Thousands	3 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Income Tax Disclosure [Abstract]
Provision at statutory rate	$ 15,876	$ 6,630
Tax-exempt income	(172)	(249)
State income taxes	3,087	1,488
Interim period effective rate adjustment	1,827	5,467
Tax credit investments, net - federal	(5,670)	(10,123)
Research tax credit	0	(323)
IRC 162(m) nondeductible compensation	263	334
Other, net	(935)	309
Income tax expense	$ 14,276	$ 3,533
Effective tax rate	18.89%	10.77%

REVENUE FROM CONTRACTS WITH C_3

REVENUE FROM CONTRACTS WITH CUSTOMERS - Schedule of Revenue by Segment (Details) - USD ($) $ in Thousands	3 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Disaggregation of Revenue [Line Items]
Net interest income	$ 71,613	$ 65,999
Net realized (gain) on securities available for sale, net	137	0
Gain on sale of trademarks	50,000	0
(Loss) gain on sale of other	(3,465)	2,847
Other income	1,661	7,315
Noninterest income	86,591	45,455
Revenue	158,204	111,454
Refund transfer product fees
Disaggregation of Revenue [Line Items]
Noninterest income	579	647
Tax advance product fees
Disaggregation of Revenue [Line Items]
Noninterest income	1,233	1,960
Payments card and deposit fees
Disaggregation of Revenue [Line Items]
Noninterest income	25,132	22,564
Other bank and deposit fees
Disaggregation of Revenue [Line Items]
Noninterest income	237	237
Rental income
Disaggregation of Revenue [Line Items]
Noninterest income	11,077	9,885
Consumer
Disaggregation of Revenue [Line Items]
Net interest income	26,271	22,347
Net realized (gain) on securities available for sale, net	0	0
Gain on sale of trademarks	0	0
(Loss) gain on sale of other	0	0
Other income	765	159
Noninterest income	27,709	25,335
Revenue	53,980	47,682
Consumer | Refund transfer product fees
Disaggregation of Revenue [Line Items]
Noninterest income	579	647
Consumer | Tax advance product fees
Disaggregation of Revenue [Line Items]
Noninterest income	1,233	1,960
Consumer | Payments card and deposit fees
Disaggregation of Revenue [Line Items]
Noninterest income	25,132	22,564
Consumer | Other bank and deposit fees
Disaggregation of Revenue [Line Items]
Noninterest income	0	0
Consumer | Rental income
Disaggregation of Revenue [Line Items]
Noninterest income	0	5
Commercial
Disaggregation of Revenue [Line Items]
Net interest income	44,926	41,848
Net realized (gain) on securities available for sale, net	0	0
Gain on sale of trademarks	0	0
(Loss) gain on sale of other	4,864	2,591
Other income	2,785	2,461
Noninterest income	18,957	15,166
Revenue	63,883	57,014
Commercial | Refund transfer product fees
Disaggregation of Revenue [Line Items]
Noninterest income	0	0
Commercial | Tax advance product fees
Disaggregation of Revenue [Line Items]
Noninterest income	0	0
Commercial | Payments card and deposit fees
Disaggregation of Revenue [Line Items]
Noninterest income	0	0
Commercial | Other bank and deposit fees
Disaggregation of Revenue [Line Items]
Noninterest income	231	234
Commercial | Rental income
Disaggregation of Revenue [Line Items]
Noninterest income	11,077	9,880
Corporate Services/Other
Disaggregation of Revenue [Line Items]
Net interest income	416	1,804
Net realized (gain) on securities available for sale, net	137	0
Gain on sale of trademarks	50,000	0
(Loss) gain on sale of other	(8,329)	256
Other income	(1,889)	4,695
Noninterest income	39,925	4,954
Revenue	40,341	6,758
Corporate Services/Other | Refund transfer product fees
Disaggregation of Revenue [Line Items]
Noninterest income	0	0
Corporate Services/Other | Tax advance product fees
Disaggregation of Revenue [Line Items]
Noninterest income	0	0
Corporate Services/Other | Payments card and deposit fees
Disaggregation of Revenue [Line Items]
Noninterest income	0	0
Corporate Services/Other | Other bank and deposit fees
Disaggregation of Revenue [Line Items]
Noninterest income	6	3
Corporate Services/Other | Rental income
Disaggregation of Revenue [Line Items]
Noninterest income	$ 0	$ 0

REVENUE FROM CONTRACTS WITH C_4

REVENUE FROM CONTRACTS WITH CUSTOMERS - Narrative (Details) - USD ($)	Dec. 31, 2021	Sep. 30, 2021
Refund transfer product fees
Disaggregation of Revenue [Line Items]
Accounts receivable, before allowance for credit loss, current	$ 0	$ 0

SEGMENT REPORTING (Details)

SEGMENT REPORTING (Details) $ in Thousands	3 Months Ended
	Dec. 31, 2021USD ($)segment	Dec. 31, 2020USD ($)	Sep. 30, 2021USD ($)
Segment Reporting Information [Line Items]
Number of reportable segments | segment	3
Segment data [Abstract]
Net interest income	$ 71,613	$ 65,999
Provision (Reversal)	186	6,089
Noninterest income	86,591	45,455
Noninterest expense	82,436	72,575
Income before income tax expense	75,582	32,790
Total assets	7,609,658	7,264,515	$ 6,690,650
Total goodwill	309,505	309,505
Total deposits	6,525,569	6,207,791
Consumer
Segment data [Abstract]
Net interest income	26,271	22,347
Provision (Reversal)	1,262	2,366
Noninterest income	27,709	25,335
Noninterest expense	19,661	18,162
Income before income tax expense	33,057	27,154
Total assets	550,336	430,067
Total goodwill	87,145	87,145
Total deposits	6,325,193	5,884,638
Commercial
Segment data [Abstract]
Net interest income	44,926	41,848
Provision (Reversal)	11,591	6,467
Noninterest income	18,957	15,166
Noninterest expense	33,046	27,168
Income before income tax expense	19,246	23,379
Total assets	3,260,619	2,917,142
Total goodwill	222,360	222,360
Total deposits	6,840	13,230
Corporate Services/Other
Segment data [Abstract]
Net interest income	416	1,804
Provision (Reversal)	(12,667)	(2,744)
Noninterest income	39,925	4,954
Noninterest expense	29,729	27,245
Income before income tax expense	23,279	(17,743)
Total assets	3,798,703	3,917,306
Total goodwill	0	0
Total deposits	$ 193,536	$ 309,923

FAIR VALUE OF FINANCIAL INSTR_3

FAIR VALUE OF FINANCIAL INSTRUMENTS - Assets Measured at Fair Value on Recurring and Non-recurring Basis (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Sep. 30, 2021
Level 1
Available-for-sale debt securities [Abstract]
Total debt securities AFS	$ 0	$ 0
Common equities and mutual funds	9,854	12,668
Level 2
Available-for-sale debt securities [Abstract]
Total debt securities AFS	1,782,739	1,864,899
Common equities and mutual funds	0	0
Level 3
Available-for-sale debt securities [Abstract]
Total debt securities AFS	0	0
Common equities and mutual funds	0	0
Recurring
Available-for-sale debt securities [Abstract]
Corporate securities	25,000	25,000
SBA securities	150,839	157,209
Obligations of states and political subdivisions	2,799	2,507
Non-bank qualified obligations of states and political subdivisions	250,872	268,295
Asset-backed securities	378,849	394,859
Mortgage-backed securities	974,380	1,017,029
Total debt securities AFS	1,782,739	1,864,899
Common equities and mutual funds	9,854	12,668
Non-marketable equity securities	5,618	4,560
Recurring | Level 1
Available-for-sale debt securities [Abstract]
Corporate securities	0	0
SBA securities	0	0
Obligations of states and political subdivisions	0	0
Non-bank qualified obligations of states and political subdivisions	0	0
Asset-backed securities	0	0
Mortgage-backed securities	0	0
Total debt securities AFS	0	0
Common equities and mutual funds	9,854	12,668
Non-marketable equity securities	0	0
Recurring | Level 2
Available-for-sale debt securities [Abstract]
Corporate securities	25,000	25,000
SBA securities	150,839	157,209
Obligations of states and political subdivisions	2,799	2,507
Non-bank qualified obligations of states and political subdivisions	250,872	268,295
Asset-backed securities	378,849	394,859
Mortgage-backed securities	974,380	1,017,029
Total debt securities AFS	1,782,739	1,864,899
Common equities and mutual funds	0	0
Non-marketable equity securities	0	0
Recurring | Level 3
Available-for-sale debt securities [Abstract]
Corporate securities	0	0
SBA securities	0	0
Obligations of states and political subdivisions	0	0
Non-bank qualified obligations of states and political subdivisions	0	0
Asset-backed securities	0	0
Mortgage-backed securities	0	0
Total debt securities AFS	0	0
Common equities and mutual funds	0	0
Non-marketable equity securities	$ 0	$ 0

FAIR VALUE OF FINANCIAL INSTR_4

FAIR VALUE OF FINANCIAL INSTRUMENTS - Quantitative Information (Details) $ in Thousands	3 Months Ended
	Dec. 31, 2021USD ($)	Sep. 30, 2021USD ($)
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Foreclosed assets, net	$ 298	$ 2,077
Minimum
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Range of estimated selling cost (percentage)	4.00%
Maximum
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Range of estimated selling cost (percentage)	35.00%
Valuation, Market Approach | Minimum | Discount Rate
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Measurement input	0.04
Valuation, Market Approach | Maximum | Discount Rate
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Measurement input	0.35
Level 1
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	$ 0	0
Level 2
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	0	0
Level 3
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	3,624,832	3,616,646
Total loans and leases, net individually evaluated for credit loss | Level 3 | Valuation, Market Approach
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	$ 13,095	12,775
Total loans and leases, net individually evaluated for credit loss | Level 3 | Valuation, Market Approach | Minimum
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Range of estimated selling cost (percentage)	4.00%
Total loans and leases, net individually evaluated for credit loss | Level 3 | Valuation, Market Approach | Maximum
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Range of estimated selling cost (percentage)	35.00%
Foreclosed assets, net | Level 3 | Valuation, Market Approach
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	$ 298	2,077
Foreclosed assets, net | Level 3 | Valuation, Market Approach | Minimum
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Range of estimated selling cost (percentage)	9.00%
Foreclosed assets, net | Level 3 | Valuation, Market Approach | Maximum
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Range of estimated selling cost (percentage)	20.00%
Nonrecurring
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	$ 13,393	14,852
Nonrecurring | Level 1
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	0	0
Nonrecurring | Level 2
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	0	0
Nonrecurring | Level 3
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	13,393	14,852
Nonrecurring | Commercial finance
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	13,095	3,404
Nonrecurring | Commercial finance | Level 1
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	0	0
Nonrecurring | Commercial finance | Level 2
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	0	0
Nonrecurring | Commercial finance | Level 3
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	13,095	3,404
Nonrecurring | Community banking
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value		9,371
Nonrecurring | Community banking | Level 1
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value		0
Nonrecurring | Community banking | Level 2
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value		0
Nonrecurring | Community banking | Level 3
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value		9,371
Nonrecurring | Total loans and leases, net individually evaluated for credit loss
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	13,095	12,775
Nonrecurring | Total loans and leases, net individually evaluated for credit loss | Level 1
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	0	0
Nonrecurring | Total loans and leases, net individually evaluated for credit loss | Level 2
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	0	0
Nonrecurring | Total loans and leases, net individually evaluated for credit loss | Level 3
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value	13,095	12,775
Nonrecurring | Foreclosed assets, net
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Foreclosed assets, net	298	2,077
Nonrecurring | Foreclosed assets, net | Level 1
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Foreclosed assets, net	0	0
Nonrecurring | Foreclosed assets, net | Level 2
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Foreclosed assets, net	0	0
Nonrecurring | Foreclosed assets, net | Level 3
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Foreclosed assets, net	$ 298	$ 2,077

FAIR VALUE OF FINANCIAL INSTR_5

FAIR VALUE OF FINANCIAL INSTRUMENTS - Balance Sheet Grouping (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Sep. 30, 2021	Dec. 31, 2020
Financial assets
Fair Value	$ 50,364	$ 56,391	$ 56,391
Level 1
Financial assets
Cash and cash equivalents	1,230,100	314,019
Debt securities available for sale	0	0
Fair Value	0	0
Common equities and mutual funds	9,854	12,668
Non-marketable equity securities	0	0
Loans held for sale	0	0
Loans and leases	0	0
Federal Reserve Bank and Federal Home Loan Bank stocks	0	0
Accrued interest receivable	17,240	16,254
Financial liabilities
Deposits	6,494,700	5,482,471
Other short- and long-term borrowings	0	0
Accrued interest payable	661	579
Level 2
Financial assets
Cash and cash equivalents	0	0
Debt securities available for sale	1,782,739	1,864,899
Fair Value	50,364	56,391
Common equities and mutual funds	0	0
Non-marketable equity securities	12,949	12,949
Loans held for sale	36,182	56,194
Loans and leases	0	0
Federal Reserve Bank and Federal Home Loan Bank stocks	28,400	28,400
Accrued interest receivable	0	0
Financial liabilities
Deposits	30,879	32,564
Other short- and long-term borrowings	93,309	93,938
Accrued interest payable	0	0
Level 3
Financial assets
Cash and cash equivalents	0	0
Debt securities available for sale	0	0
Fair Value	0	0
Common equities and mutual funds	0	0
Non-marketable equity securities	0	0
Loans held for sale	0	0
Loans and leases	3,624,832	3,616,646
Federal Reserve Bank and Federal Home Loan Bank stocks	0	0
Accrued interest receivable	0	0
Financial liabilities
Deposits	0	0
Other short- and long-term borrowings	0	0
Accrued interest payable	0	0
Carrying Amount
Financial assets
Cash and cash equivalents	1,230,100	314,019
Debt securities available for sale	1,782,739	1,864,899
Fair Value	50,994	56,669
Common equities and mutual funds	9,854	12,668
Non-marketable equity securities	18,567	17,509
Loans held for sale	36,182	56,194
Loans and leases	3,682,606	3,607,815
Federal Reserve Bank and Federal Home Loan Bank stocks	28,400	28,400
Accrued interest receivable	17,240	16,254
Financial liabilities
Deposits	6,525,569	5,514,971
Other short- and long-term borrowings	92,274	92,834
Accrued interest payable	661	579
Estimated Fair Value
Financial assets
Cash and cash equivalents	1,230,100	314,019
Debt securities available for sale	1,782,739	1,864,899
Fair Value	50,364	56,391
Common equities and mutual funds	9,854	12,668
Non-marketable equity securities	18,567	17,509
Loans held for sale	36,182	56,194
Loans and leases	3,624,832	3,616,646
Federal Reserve Bank and Federal Home Loan Bank stocks	28,400	28,400
Accrued interest receivable	17,240	16,254
Financial liabilities
Deposits	6,525,579	5,515,035
Other short- and long-term borrowings	93,309	93,938
Accrued interest payable	$ 661	$ 579