Pathward Financial (CASH) 10-Q 5 May 14 2014 Q2 Quarterly report Financial data

Document_and_Entity_Informatio

Document and Entity Information	6 Months Ended
	Mar. 31, 2014	2-May-14
Document and Entity Information [Abstract]	'	'
Entity Registrant Name	'META FINANCIAL GROUP INC	'
Entity Central Index Key	'0000907471	'
Current Fiscal Year End Date	'--09-30	'
Entity Well-known Seasoned Issuer	'No	'
Entity Voluntary Filers	'No	'
Entity Current Reporting Status	'Yes	'
Entity Filer Category	'Accelerated Filer	'
Entity Common Stock, Shares Outstanding	'	6,129,299
Document Fiscal Year Focus	'2014	'
Document Fiscal Period Focus	'Q2	'
Document Type	'10-Q	'
Amendment Flag	'false	'
Document Period End Date	31-Mar-14	'

Condensed_Consolidated_Stateme

Condensed Consolidated Statements of Financial Condition (Unaudited) (USD $)	Mar. 31, 2014	Sep. 30, 2013
In Thousands, unless otherwise specified
ASSETS	'	'
Cash and cash equivalents	$38,931	$40,063
Investment securities available for sale	417,431	299,821
Mortgage-backed securities available for sale	616,172	581,372
Investment securities held to maturity	216,635	211,099
Mortgage-backed securities held to maturity	73,676	76,927
Loans receivable - net of allowance for loan losses of $4,572 at March 31, 2014 and $3,930 at September 30, 2013	426,015	380,428
Federal Home Loan Bank Stock, at cost	10,645	9,994
Accrued interest receivable	9,608	8,582
Insurance receivable	400	400
Premises, furniture, and equipment, net	16,881	17,664
Bank-owned life insurance	34,900	33,830
Foreclosed real estate and repossessed assets	116	116
Intangible assets	2,464	2,339
Prepaid assets	9,656	8,539
Deferred taxes	12,142	14,297
MPS accounts receivable	3,735	3,707
Assets held for sale	0	1,120
Other assets	1,150	1,691
Total assets	1,890,557	1,691,989
LIABILITIES	'	'
Non-interest-bearing checking	1,309,753	1,086,258
Interest-bearing checking	35,338	31,181
Savings deposits	34,344	26,229
Money market deposits	42,728	40,016
Time certificates of deposit	72,997	131,599
Total deposits	1,495,160	1,315,283
Advances from Federal Home Loan Bank	7,000	7,000
Federal funds purchased	205,000	190,000
Securities sold under agreements to repurchase	5,526	9,146
Subordinated debentures	10,310	10,310
Accrued interest payable	167	291
Contingent liability	331	331
Accrued expenses and other liabilities	11,403	16,644
Total liabilities	1,734,897	1,549,005
STOCKHOLDERS' EQUITY	'	'
Preferred stock, 3,000,000 shares authorized, no shares issued or outstanding at March 31, 2014 and September 30, 2013, respectively	0	0
Common stock, $.01 par value; 10,000,000 shares authorized,6,173,674 and 6,132,744 shares issued, 6,129,299 and 6,070,654 shares outstanding at March 31, 2014 and September 30, 2013, respectively	62	61
Additional paid-in capital	93,984	92,963
Retained earnings	77,826	71,268
Accumulated other comprehensive income (loss)	-15,485	-20,285
Treasury stock, 44,375 and 62,090 common shares, at cost, at March 31, 2014 and September 30, 2013, respectively	-727	-1,023
Total stockholders' equity	155,660	142,984
Total liabilities and stockholders' equity	$1,890,557	$1,691,989

Condensed_Consolidated_Stateme1

Condensed Consolidated Statements of Financial Condition (Unaudited) (Parenthetical) (USD $)	Mar. 31, 2014	Sep. 30, 2013
In Thousands, except Share data, unless otherwise specified
ASSETS	'	'
Loans receivable, allowance for loan losses	$4,572	$3,930
STOCKHOLDERS' EQUITY	'	'
Preferred stock, shares authorized (in shares)	3,000,000	3,000,000
Preferred stock, shares issued (in shares)	0	0
Preferred stock, shares outstanding (in shares)	0	0
Common stock, par value (in dollars per share)	$0.01	$0.01
Common stock, shares authorized (in shares)	10,000,000	10,000,000
Common stock, shares issued (in shares)	6,173,674	6,132,744
Common stock, shares outstanding (in shares)	6,129,299	6,070,654
Treasury stock (in shares)	44,375	62,090

Condensed_Consolidated_Stateme2

Condensed Consolidated Statements of Operations (Unaudited) (USD $)	3 Months Ended		6 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013	Mar. 31, 2014	Mar. 31, 2013
Interest and dividend income:	'	'	'	'
Loans receivable, including fees	$4,750	$3,735	$9,221	$7,862
Mortgage-backed securities	3,925	3,111	7,608	6,045
Other investments	3,388	2,872	6,396	5,441
Total interest and dividend income	12,063	9,718	23,225	19,348
Interest expense:	'	'	'	'
Deposits	221	284	494	709
FHLB advances and other borrowings	323	529	699	937
Total interest expense	544	813	1,193	1,646
Net interest income	11,519	8,905	22,032	17,702
Provision (recovery) for loan losses	300	-300	300	-300
Net interest income after provision for loan losses	11,219	9,205	21,732	18,002
Non-interest income:	'	'	'	'
Card fees	12,055	13,960	24,948	25,496
Loan fees	438	234	645	502
Bank-owned life insurance	281	293	570	418
Deposit fees	140	154	297	322
Gain (loss) on sale of securities available for sale, net (Includes $98 and $97 reclassified from accumulated other comprehensive income for net gains on available for sale securities for the three and six months ended March 31, 2014, respectively)	98	322	97	1,976
Gain (loss) on foreclosed real estate	2	87	5	-313
Other income	49	45	88	104
Total non-interest income	13,063	15,095	26,650	28,505
Non-interest expense:	'	'	'	'
Compensation and benefits	10,019	9,116	18,970	17,393
Card processing	3,573	4,978	7,818	8,663
Occupancy and equipment	2,498	1,986	4,549	4,007
Legal and consulting	783	854	2,166	1,774
Data processing	338	291	672	611
Marketing	213	201	433	471
Impairment on assets held for sale	0	361	0	361
Other expense	2,319	2,798	4,196	5,383
Total non-interest expense	19,743	20,585	38,804	38,663
Income before income tax expense	4,539	3,715	9,578	7,844
Income tax expense (Includes $36 and $35 income tax expense reclassified from accumulated other comprehensive income for the three and six months ended March 31, 2014, respectively)	395	568	1,432	1,572
Net income	$4,144	$3,147	$8,146	$6,272
Earnings per common share:	'	'	'	'
Basic (in dollars per share)	$0.68	$0.57	$1.34	$1.15
Diluted (in dollars per share)	$0.67	$0.57	$1.32	$1.14

Condensed_Consolidated_Stateme3

Condensed Consolidated Statements of Operations (Unaudited) (Parenthetical) (USD $)	3 Months Ended	6 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2014
Non-interest income:	'	'
Net gain (loss) on available for sale securities reclassified from accumulated other comprehensive income	$98	$97
Income tax expense reclassified from accumulated other comprehensive income	$36	$35

Condensed_Consolidated_Stateme4

Condensed Consolidated Statements of Comprehensive Income (Loss) (Unaudited) (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013	Mar. 31, 2014	Mar. 31, 2013
Condensed Consolidated Statements of Comprehensive Income (Loss) (Unaudited) [Abstract]	'	'	'	'
Net income	$4,144	$3,147	$8,146	$6,272
Other comprehensive income (loss):	'	'	'	'
Change in net unrealized gain (loss) on securities	14,286	-8,303	7,745	-11,446
Losses (gains) realized in net income	-98	-322	-97	-1,976
Total available for sale adjustment	14,188	-8,625	7,648	-13,422
Deferred income tax effect	5,180	-3,299	2,848	-5,134
Total other comprehensive income (loss)	9,008	-5,326	4,800	-8,288
Total comprehensive income (loss)	$13,152	($2,179)	$12,946	($2,016)

Condensed_Consolidated_Stateme5

Condensed Consolidated Statements of Changes in Stockholders' Equity (Unaudited) (USD $)	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Treasury Stock [Member]	Total
In Thousands, unless otherwise specified
Balance at Sep. 30, 2012	$56	$78,769	$60,776	$8,513	($2,255)	$145,859
Increase (Decrease) in Stockholders' Equity [Roll Forward]	'	'	'	'	'	'
Cash dividends declared on common stock	0	0	-1,426	0	0	-1,426
Issuance of common shares from the sales of equity securities	0	-123	0	0	0	-123
Issuance of common shares from treasury stock due to issuance of restricted stock	0	-10	0	0	970	960
Stock compensation	0	121	0	0	0	121
Net change in unrealized losses on securities, net of income taxes	0	0	0	-8,288	0	-8,288
Net income	0	0	6,272	0	0	6,272
Balance at Mar. 31, 2013	56	78,757	65,622	225	-1,285	143,375
Balance at Sep. 30, 2013	61	92,963	71,268	-20,285	-1,023	142,984
Increase (Decrease) in Stockholders' Equity [Roll Forward]	'	'	'	'	'	'
Cash dividends declared on common stock	0	0	-1,588	0	0	-1,588
Issuance of common shares from the sales of equity securities	1	-52	0	0	0	-51
Issuance of common shares from treasury stock due to exercise of stock options	0	1,040	0	0	296	1,336
Stock compensation	0	33	0	0	0	33
Net change in unrealized losses on securities, net of income taxes	0	0	0	4,800	0	4,800
Net income	0	0	8,146	0	0	8,146
Balance at Mar. 31, 2014	$62	$93,984	$77,826	($15,485)	($727)	$155,660

Condensed_Consolidated_Stateme6

Condensed Consolidated Statements of Changes in Stockholders' Equity (Unaudited) (Parenthetical) (USD $)	6 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Increase (Decrease) in Stockholders' Equity [Roll Forward]	'	'
Cash dividends declared on common stock (in dollars per share)	$0.26	$0.26
Issuance of common shares from treasury stock due to issuance of restricted stock (in shares)	17,715	54,033

Condensed_Consolidated_Stateme7

Condensed Consolidated Statements of Cash Flows (Unaudited) (USD $)	6 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Cash flows from operating activities:	'	'
Net income	$8,146	$6,272
Adjustments to reconcile net income to net cash provided by (used in) operating activities:	'	'
Depreciation, amortization and accretion, net	8,979	9,634
Provision (recovery) for loan losses	300	-300
Provision (recovery) for deferred taxes	-694	0
(Gain) loss on other assets	-39	-6
(Gain) loss on sale of securities available for sale, net	-97	-1,976
Net change in accrued interest receivable	-1,026	-1,516
Impairment on assets held for sale	0	361
Net change in other assets	-1,875	-2,303
Net change in accrued interest payable	-124	10
Net change in accrued expenses and other liabilities	-5,241	-55,554
Net cash provided by (used in) operating activities	8,329	-45,378
Cash flows from investing activities:	'	'
Purchase of securities available for sale	-257,319	-406,511
Proceeds from sales of securities available for sale	68,167	150,059
Proceeds from maturities and principal repayments of securities available for sale	39,650	116,302
Purchase of securities held to maturity	-7,410	0
Proceeds from securities held to maturity	3,302	0
Purchase of bank owned life insurance	-500	-18,000
Loans purchased	-1,784	-1,075
Net change in loans receivable	-44,103	-2,571
Proceeds from sales of foreclosed real estate	0	427
Federal Home Loan Bank stock purchases	-186,691	-204,522
Federal Home Loan Bank stock redemptions	186,040	204,700
Proceeds from the sale of premises and equipment	1,169	5
Purchase of premises and equipment	-969	-3,690
Net cash provided by (used in) investing activities	-200,448	-164,876
Cash flows from financing activities:	'	'
Net change in checking, savings, and money market deposits	238,479	196,252
Net change in time deposits	-58,602	-18,826
Repayment of FHLB and other borrowings	0	-4,000
Proceeds from federal funds purchased	15,000	0
Net change in securities sold under agreements to repurchase	-3,620	-18,724
Cash dividends paid	-1,588	-1,426
Stock compensation	33	121
Proceeds from issuance of common stock	1,285	837
Net cash provided by (used in) financing activities	190,987	154,234
Net change in cash and cash equivalents	-1,132	-56,020
Cash and cash equivalents at beginning of period	40,063	145,051
Cash and cash equivalents at end of period	38,931	89,031
Cash paid during the period for:	'	'
Interest	1,317	1,637
Income taxes	$2,677	$3,342

BASIS_OF_PRESENTATION

BASIS OF PRESENTATION	6 Months Ended
	Mar. 31, 2014
BASIS OF PRESENTATION [Abstract]	'
BASIS OF PRESENTATION	'
	NOTE 1.	BASIS OF PRESENTATION
	The interim unaudited condensed consolidated financial statements contained herein should be read in conjunction with the audited consolidated financial statements and accompanying notes to the consolidated financial statements for the fiscal year ended September 30, 2013 included in Meta Financial Group, Inc.’s (“Meta Financial” or the “Company”) Annual Report on Form 10-K filed with the Securities and Exchange Commission (“SEC”) on December 16, 2013.  Accordingly, footnote disclosures which would substantially duplicate the disclosures contained in the audited consolidated financial statements have been omitted.
	The financial information of the Company included herein has been prepared in accordance with U.S. generally accepted accounting principles (“GAAP”) for interim financial reporting and has been prepared pursuant to the rules and regulations for reporting on Form 10-Q and Rule 10-01 of Regulation S-X.  Such information reflects all adjustments (consisting of normal recurring adjustments), that are, in the opinion of management, necessary for a fair presentation of the financial position and results of operations for the periods presented. The results of the three and six month periods ended March 31, 2014, are not necessarily indicative of the results expected for the year ending September 30, 2014.

CREDIT_DISCLOSURES

CREDIT DISCLOSURES	6 Months Ended
	Mar. 31, 2014
CREDIT DISCLOSURES [Abstract]	'
CREDIT DISCLOSURES	'
	NOTE 2.	CREDIT DISCLOSURES
	The allowance for loan losses represents management’s estimate of probable loan losses which have been incurred as of the date of the consolidated financial statements.  The allowance for loan losses is increased by a provision for loan losses charged to expense and decreased by charge-offs (net of recoveries).  Estimating the risk of loss and the amount of loss on any loan is necessarily subjective.  Management’s periodic evaluation of the adequacy of the allowance is based on the Company’s past loan loss experience, known and inherent risks in the portfolio, adverse situations that may affect the borrower’s ability to repay, the estimated value of any underlying collateral, and current economic conditions.  While management may periodically allocate portions of the allowance for specific problem loan situations, the entire allowance is available for any loan charge-offs that occur.
	Loans are considered impaired if full principal or interest payments are not probable in accordance with the contractual loan terms.  Impaired loans are carried at the present value of expected future cash flows discounted at the loan’s effective interest rate or at the fair value of the collateral if the loan is collateral dependent.
	The allowance consists of specific, general, and unallocated components.  The specific component relates to impaired loans.  For such loans, an allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the carrying value of that loan.  The general component covers loans not considered impaired and is based on historical loss experience adjusted for qualitative factors.  An unallocated component is maintained to cover uncertainties that could affect management’s estimate of probable losses.  The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general losses in the portfolio.
	Smaller-balance homogenous loans are collectively evaluated for impairment.  Such loans include residential first mortgage loans secured by one-to-four family residences, residential construction loans, and automobile, manufactured homes, home equity and second mortgage loans.  Commercial and agricultural loans and mortgage loans secured by other properties are evaluated individually for impairment.  When analysis of borrower operating results and financial condition indicates that underlying cash flows of the borrower’s business are not adequate to meet its debt service requirements, the loan is evaluated for impairment.  Often this is associated with a delay or shortfall in payments of 90 days or more.  Non-accrual loans and all troubled debt restructurings are considered impaired.  Impaired loans, or portions thereof, are charged off when deemed uncollectible.
	Loans receivable at March 31, 2014 and September 30, 2013 are as follows:
			31-Mar-14			30-Sep-13
			(Dollars in Thousands)
	One to four family residential mortgage loans		$	99,727		$	82,287
	Commercial and multi-family real estate loans			211,335			192,786
	Agricultural real estate loans			35,206			29,552
	Consumer loans			27,112			30,314
	Commercial operating loans			22,030			16,264
	Agricultural operating loans			35,770			33,750
	Total Loans Receivable			431,180			384,953
	Less:
	Allowance for loan losses			(4,572	)		(3,930	)
	Net deferred loan origination fees			(593	)		(595	)
	Total Loans Receivable, Net		$	426,015		$	380,428
	Activity in the allowance for loan losses and balances of loans receivable by portfolio segment for the three and six month periods ended March 31, 2014 and 2013 is as follows:
			1-4 Family			Commercial and Multi-Family Real Estate			Agricultural		Consumer			Commercial Operating			Agricultural Operating			Unallocated			Total
			Residential						Real Estate
	Three Months Ended March 31, 2014
	Allowance for loan losses:
	Beginning balance		$	341		$	1,552		$	124	$	72		$	56		$	248		$	1,865		$	4,258
	Provision (recovery) for loan losses			(54	)		114			111		(1	)		(4	)		230			(96	)		300
	Loan charge offs			-			-			-		-			-			-			-			-
	Recoveries			-			-			-		-			14			-			-			14
	Ending balance		$	287		$	1,666		$	235	$	71		$	66		$	478		$	1,769		$	4,572
	Six Months Ended March 31, 2014
	Allowance for loan losses:
	Beginning balance		$	333		$	1,937		$	112	$	74		$	49		$	267		$	1,158		$	3,930
	Provision (recovery) for loan losses			(46	)		(599	)		123		(3	)		3			211			611			300
	Loan charge offs			-			-			-		-			-			-			-			-
	Recoveries			-			328			-		-			14			-			-			342
	Ending balance		$	287		$	1,666		$	235	$	71		$	66		$	478		$	1,769		$	4,572
	Ending balance: individually evaluated for impairment			25			366			-		-			-			-			-			391
	Ending balance: collectively evaluated for impairment			262			1,300			235		71			66			478			1,769			4,181
	Total		$	287		$	1,666		$	235	$	71		$	66		$	478		$	1,769		$	4,572
	Loans:
	Ending balance: individually evaluated for impairment			673			5,703			-		-			30			-			-			6,406
	Ending balance: collectively evaluated for impairment			99,054			205,632			35,206		27,112			22,000			35,770			-			424,774
	Total		$	99,727		$	211,335		$	35,206	$	27,112		$	22,030		$	35,770		$	-		$	431,180
			1-4 Family			Commercial and Multi-Family Real Estate			Agricultural		Consumer			Commercial Operating			Agricultural Operating			Unallocated			Total
			Residential						Real Estate
	Three Months Ended March 31, 2013
	Allowance for loan losses:
	Beginning balance		$	188		$	2,870		$	1	$	3		$	50		$	18		$	833		$	3,963
	Provision (recovery) for loan losses			77			(543	)		-		-			(65	)		(1	)		232			(300	)
	Loan charge offs			-			-			-		-			-			-			-			-
	Recoveries			-			2			-		1			40			-			-			43
	Ending balance		$	265		$	2,329		$	1	$	4		$	25		$	17		$	1,065		$	3,706
	Six Months Ended March 31, 2013
	Allowance for loan losses:
	Beginning balance		$	193		$	3,113		$	1	$	3		$	49		$	-		$	612		$	3,971
	Provision (recovery) for loan losses			72			(778	)		-		-			(64	)		17			453			(300	)
	Loan charge offs			-			(8	)		-		-			-			-			-			(8	)
	Recoveries			-			2			-		1			40			-			-			43
	Ending balance		$	265		$	2,329		$	1	$	4		$	25		$	17		$	1,065		$	3,706
	Ending balance: individually evaluated for impairment			9			636			-		-			-			-			-			645
	Ending balance: collectively evaluated for impairment			256			1,693			1		4			25			17			1,065			3,061
	Total		$	265		$	2,329		$	1	$	4		$	25		$	17		$	1,065		$	3,706
	Loans:
Ending balance: individually evaluated for impairment			682			9,382			-		-			59			-			-			10,123
Ending balance: collectively evaluated for impairment			65,061			164,812			27,843		29,404			14,609			23,112			-			324,841
Total		$	65,743		$	174,194		$	27,843	$	29,404		$	14,668		$	23,112		$	-		$	334,964
Federal regulations provide for the classification of loans and other assets such as debt and equity securities considered by our regulator, the Office of the Comptroller of the Currency (the “OCC”), to be of lesser quality as “substandard,” “doubtful” or “loss.”  The loan classification and risk rating definitions are as follows:
Pass- A pass asset is of sufficient quality in terms of repayment, collateral and management to preclude a special mention or an adverse rating.
Watch- A watch asset is generally credit performing well under current terms and conditions but with identifiable weakness meriting additional scrutiny and corrective measures.  Watch is not a regulatory classification but can be used to designate assets that are exhibiting one or more weaknesses that deserve management’s attention.  These assets are of better quality than special mention assets.
Special Mention- Special mention assets are credits with potential weaknesses deserving management’s close attention and if left uncorrected, may result in deterioration of the repayment prospects for the asset.  Special mention assets are not adversely classified and do not expose an institution to sufficient risk to warrant adverse classification.  Special mention is a temporary status with aggressive credit management required to garner adequate progress and move to watch or higher.
The adverse classifications are as follows:
Substandard- A substandard asset is inadequately protected by the net worth and/or repayment ability or by a weak collateral position.  Assets so classified will have well-defined weaknesses creating a distinct possibility the Bank will sustain some loss if the weaknesses are not corrected.  Loss potential does not have to exist for an asset to be classified as substandard.
Doubtful- A doubtful asset has weaknesses similar to those classified substandard, with the degree of weakness causing the likely loss of some principal in any reasonable collection effort.  Due to pending factors the asset’s classification as loss is not yet appropriate.
Loss- A loss asset is considered uncollectible and of such little value that the asset’s continuance on the Bank’s balance sheet is no longer warranted.  This classification does not necessarily mean an asset has no recovery or salvage value leaving room for future collection efforts.
General allowances represent loss allowances which have been established to recognize the inherent risk associated with lending activities, but which, unlike specific allowances, have not been allocated to particular problem assets.  When assets are classified as “loss,” the Bank is required either to establish a specific allowance for losses equal to 100% of that portion of the asset so classified or to charge-off such amount.  The Bank’s determinations as to the classification of its assets and the amount of its valuation allowances are subject to review by its regulatory authorities, which may order the establishment of additional general or specific loss allowances.
The Company recognizes that concentrations of credit may naturally occur and may take the form of a large volume of related loans to an individual, a specific industry, a geographic location, or an occupation.  Credit concentration is a direct, indirect, or contingent obligation that has a common bond where the aggregate exposure equals or exceeds a certain percentage of the Bank’s Tier 1 Capital plus the Allowance for Loan Losses.
The asset classification of loans at March 31, 2014 and September 30, 2013 are as follows:
31-Mar-14
		1-4 Family			Commercial and			Agricultural		Consumer			Commercial			Agricultural			Total
		Residential			Multi-Family			Real Estate					Operating			Operating
					Real Estate
Pass		$	99,083		$	206,253		$	32,121	$	27,112		$	22,030		$	28,523		$	415,122
Watch			316			862			-		-			-			1,810			2,988
Special Mention			83			99			1,940		-			-			147			2,269
Substandard			245			4,121			1,145		-			-			5,290			10,801
Doubtful			-			-			-		-			-			-			-
		$	99,727		$	211,335		$	35,206	$	27,112		$	22,030		$	35,770		$	431,180
30-Sep-13
		1-4 Family			Commercial and			Agricultural		Consumer			Commercial			Agricultural			Total
		Residential			Multi-Family			Real Estate					Operating			Operating
					Real Estate
Pass		$	81,719		$	177,513		$	26,224	$	30,314		$	16,251		$	26,362		$	358,383
Watch			239			7,791			3,328		-			13			1,690			13,061
Special Mention			84			102			-		-			-			5,698			5,884
Substandard			245			7,380			-		-			-			-			7,625
Doubtful			-			-			-		-			-			-			-
		$	82,287		$	192,786		$	29,552	$	30,314		$	16,264		$	33,750		$	384,953
One- to Four-Family Residential Mortgage Lending.   One- to four-family residential mortgage loan originations are generated by the Company’s marketing efforts, its present customers, walk-in customers and referrals.  The Company offers fixed-rate and adjustable rate mortgage (“ARM”) loans for both permanent structures and those under construction.  The Company’s one- to four-family residential mortgage originations are secured primarily by properties located in its primary market area and surrounding areas.
The Company originates one- to four-family residential mortgage loans with terms up to a maximum of 30-years and with loan-to-value ratios up to 100% of the lesser of the appraised value of the security property or the contract price.  The Company generally requires that private mortgage insurance be obtained in an amount sufficient to reduce the Company’s exposure to at or below the 80% loan‑to‑value level, unless the loan is insured by the Federal Housing Administration, guaranteed by Veterans Affairs or guaranteed by the Rural Housing Administration.  Residential loans generally do not include prepayment penalties.
The Company currently offers one, three, five, seven and ten year ARM loans.  These loans have a fixed-rate for the stated period and, thereafter, such loans adjust annually.  These loans generally provide for an annual cap of up to 200 basis points and a lifetime cap of 600 basis points over the initial rate.  As a consequence of using an initial fixed-rate and caps, the interest rates on these loans may not be as rate sensitive as the Company’s cost of funds.  The Company’s ARMs do not permit negative amortization of principal and are not convertible into a fixed rate loan.  The Company’s delinquency experience on its ARM loans has generally been similar to its experience on fixed-rate residential loans.  The current low mortgage interest rate environment makes ARM loans relatively unattractive and very few are currently being originated.
Due to consumer demand, the Company also offers fixed-rate mortgage loans with terms up to 30 years, most of which conform to secondary market, i.e., Fannie Mae, Ginnie Mae, and Freddie Mac standards.  Interest rates charged on these fixed-rate loans are competitively priced according to market conditions.
In underwriting one- to four-family residential real estate loans, the Company evaluates both the borrower’s ability to make monthly payments and the value of the property securing the loan.  Properties securing real estate loans made by the Company are appraised by independent appraisers approved by the Board of Directors.  The Company generally requires borrowers to obtain an attorney’s title opinion or title insurance, and fire and property insurance (including flood insurance, if necessary) in an amount not less than the amount of the loan.  Real estate loans originated by the Company generally contain a “due on sale” clause allowing the Company to declare the unpaid principal balance due and payable upon the sale of the security property.  The Company has not engaged in sub-prime residential mortgage originations.
Commercial and Multi-Family Real Estate Lending.  The Company engages in commercial and multi-family real estate lending in its primary market area and surrounding areas and, in order to supplement its loan portfolio, has purchased whole loan and participation interests in loans from other financial institutions.  The purchased loans and loan participation interests are generally secured by properties primarily located in the Midwest.
The Company’s commercial and multi-family real estate loan portfolio is secured primarily by apartment buildings, office buildings, and hotels.  Commercial and multi-family real estate loans generally are underwritten with terms that do not exceed 20 years, have loan-to-value ratios of up to 80% of the appraised value of the security property, and are typically secured by personal guarantees of the borrowers.  The Company has a variety of rate adjustment features and other terms in its commercial and multi-family real estate loan portfolio.  Commercial and multi-family real estate loans provide for a margin over a number of different indices.  In underwriting these loans, the Company currently analyzes the financial condition of the borrower, the borrower’s credit history, and the reliability and predictability of the cash flow generated by the property securing the loan.  Appraisals on properties securing commercial real estate loans originated by the Company are performed by independent appraisers.
Commercial and multi-family real estate loans generally present a higher level of risk than loans secured by one- to four-family residences.  This greater risk is due to several factors, including the concentration of principal in a limited number of loans and borrowers, the effect of general economic conditions on income producing properties and the increased difficulty of evaluating and monitoring these types of loans.  Furthermore, the repayment of loans secured by commercial and multi-family real estate is typically dependent upon the successful operation of the related real estate project.  If the cash flow from the project is reduced (for example, if leases are not obtained or renewed, or a bankruptcy court modifies a lease term, or a major tenant is unable to fulfill its lease obligations), the borrower’s ability to repay the loan may be impaired.
Agricultural Lending.  The Company originates loans to finance the purchase of farmland, livestock, farm machinery and equipment, seed, fertilizer and other farm-related products.  Agricultural operating loans are originated at either an adjustable or fixed-rate of interest for up to a one year term or, in the case of livestock, upon sale.  Such loans provide for payments of principal and interest at least annually or a lump sum payment upon maturity if the original term is less than one year.  Loans secured by agricultural machinery are generally originated as fixed-rate loans with terms of up to seven years.
Agricultural real estate loans are frequently originated with adjustable rates of interest.  Generally, such loans provide for a fixed rate of interest for the first five to ten years, which then balloon or adjust annually thereafter.  In addition, such loans generally amortize over a period of 20 to 25 years.  Fixed-rate agricultural real estate loans generally have terms up to ten years.  Agricultural real estate loans are generally limited to 75% of the value of the property securing the loan.
Agricultural lending affords the Company the opportunity to earn yields higher than those obtainable on one- to four-family residential lending.  Agricultural lending involves a greater degree of risk than one- to four-family residential mortgage loans because of the typically larger loan amount.  In addition, payments on loans are dependent on the successful operation or management of the farm property securing the loan or for which an operating loan is utilized.  The success of the loan may also be affected by many factors outside the control of the borrower.
Weather presents one of the greatest risks as hail, drought, floods, or other conditions, can severely limit crop yields and thus impair loan repayments and the value of the underlying collateral.  This risk can be reduced by the farmer with a variety of insurance coverages which can help to ensure loan repayment.  Government support programs and the Company generally require that farmers procure crop insurance coverage.  Grain and livestock prices also present a risk as prices may decline prior to sale resulting in a failure to cover production costs.  These risks may be reduced by the farmer with the use of futures contracts or options to mitigate price risk.  The Company frequently requires borrowers to use futures contracts or options to reduce price risk and help ensure loan repayment.  Another risk is the uncertainty of government programs and other regulations.  During periods of low commodity prices, the income from government programs can be a significant source of cash for the borrower to make loan payments, and if these programs are discontinued or significantly changed, cash flow problems or defaults could result.  Finally, many farms are dependent on a limited number of key individuals upon whose injury or death may result in an inability to successfully operate the farm.
Consumer Lending – Retail Bank.  The Company, through the auspices of its “Retail Bank”, originates a variety of secured consumer loans, including home equity, home improvement, automobile, boat and loans secured by savings deposits.  In addition, the Retail Bank offers other secured and unsecured consumer loans.  The Retail Bank currently originates most of its consumer loans in its primary market area and surrounding areas.
The largest component of the Retail Bank’s consumer loan portfolio consists of home equity loans and lines of credit.  Substantially all of the Retail Bank’s home equity loans and lines of credit are secured by second mortgages on principal residences.  The Retail Bank will lend amounts which, together with all prior liens, may be up to 90% of the appraised value of the property securing the loan.  Home equity loans and lines of credit generally have maximum terms of five years.
The Retail Bank primarily originates automobile loans on a direct basis.  Direct loans are loans made when the Retail Bank extends credit directly to the borrower, as opposed to indirect loans, which are made when the Retail Bank purchases loan contracts, often at a discount, from automobile dealers which have extended credit to their customers.  The Bank’s automobile loans typically are originated at fixed interest rates with terms up to 60 months for new and used vehicles.  Loans secured by automobiles are generally originated for up to 80% of the N.A.D.A. book value of the automobile securing the loan.
Consumer loan terms vary according to the type and value of collateral, length of contract and creditworthiness of the borrower.  The underwriting standards employed by the Bank for consumer loans include an application, a determination of the applicant’s payment history on other debts and an assessment of ability to meet existing obligations and payments on the proposed loan.  Although creditworthiness of the applicant is a primary consideration, the underwriting process also includes a comparison of the value of the security, if any, in relation to the proposed loan amount.
Consumer loans may entail greater credit risk than residential mortgage loans, particularly in the case of consumer loans which are unsecured or are secured by rapidly depreciable assets, such as automobiles or recreational equipment.  In such cases, any repossessed collateral for a defaulted consumer loan may not provide an adequate source of repayment of the outstanding loan balance as a result of the greater likelihood of damage, loss or depreciation.  In addition, consumer loan collections are dependent on the borrower’s continuing financial stability, and thus more likely to be affected by adverse personal circumstances.  Furthermore, the application of various federal and state laws, including bankruptcy and insolvency laws, may limit the amount which can be recovered on such loans.
Consumer Lending- Meta Payment Systems (“MPS”).  MPS offers portfolio lending on a nationwide basis.  MPS has a loan committee consisting of members of Executive Management.  This committee, known as the MPS Credit Committee, is charged with monitoring, evaluating, and reporting portfolio performance and the overall credit risk posed by its credit products. All proposed credit programs must first be reviewed and approved by the committee before such programs are presented to the Bank’s Board of Directors for approval.  The Board of Directors of the Bank is ultimately responsible for final approval of any credit program and, under the terms of a Consent Order, must seek prior permission from the Bank’s primary federal regulator to originate new credit programs.
The Company believes that well-managed, nationwide credit programs can help meet legitimate credit needs for prime and sub-prime borrowers, and affords the Company an opportunity to diversify the loan portfolio and minimize earnings exposure due to economic downturns.  Therefore, subject to the Consent Order referenced above, MPS designs and administers certain credit programs that seek to accomplish these objectives.
MPS strives to offer consumers innovative payment products, including credit products.  Most credit products have fallen into the category of portfolio lending.  MPS continues to work on new alternative portfolio lending products striving to serve its core customer base and provide unique and innovative lending solutions to the unbanked and under-banked segment.  This effort has been supported by recent enhancements to the MPS Credit Policy for Portfolio Lending Programs.
A Portfolio Credit Policy which has been approved by the Board of Directors governs portfolio credit initiatives undertaken by MPS, whereby the Company retains some or all receivables and relies on the borrower as the underlying source of repayment.  Several portfolio lending programs also have a contractual provision that requires the Bank to be indemnified for credit losses that meet or exceed predetermined levels.  Such a program carries additional risks not commonly found in sponsorship programs, specifically funding and credit risk.  Therefore, MPS strives to employ policies, procedures, and information systems that it believes are commensurate with the added risk and exposure.  Our third party relationship programs have been limited to third party relationships in existence at the time the directives were issued, absent prior approval to engage in new relationships.
The MPS Credit Committee is responsible for monitoring, identifying and evaluating the credit concentrations attributable to MPS, to determine the potential risk to the Bank.  An evaluation includes the following:
	·	A recommendation regarding additional controls needed to mitigate the concentration exposure.
	·	A limitation or cap placed on the size of the concentration.
	·	The potential necessity for increased capital and/or credit reserves to cover the increased risk caused by the concentration(s).
	·	A strategy to reduce to acceptable levels those concentration(s) that are determined to create undue risk to the Bank.
Pursuant to the terms of its Consent Order, the Bank adopted a new concentration policy including enhanced risk analysis, monitoring and management for its respective concentration limits.
Commercial Operating Lending.  The Company also originates commercial operating loans.  Most of the Company’s commercial operating loans have been extended to finance local and regional businesses and include short-term loans to finance machinery and equipment purchases, inventory and accounts receivable.  Commercial loans also involve the extension of revolving credit for a combination of equipment acquisitions and working capital in expanding companies.
The maximum term for loans extended on machinery and equipment is based on the projected useful life of such machinery and equipment.  Generally, the maximum term on non-mortgage lines of credit is one year.  The loan-to-value ratio on such loans and lines of credit generally may not exceed 80% of the value of the collateral securing the loan.  The Company’s commercial operating lending policy includes credit file documentation and analysis of the borrower’s character, capacity to repay the loan, the adequacy of the borrower’s capital and collateral as well as an evaluation of conditions affecting the borrower.  Analysis of the borrower’s past, present and future cash flows is also an important aspect of the Company’s current credit analysis.  Nonetheless, such loans are believed to carry higher credit risk than more traditional lending activities.
Unlike residential mortgage loans, which generally are made on the basis of the borrower’s ability to make repayment from his or her employment and other income and which are secured by real property whose value tends to be more easily ascertainable, commercial operating loans typically are made on the basis of the borrower’s ability to make repayment from the cash flow of the borrower’s business.  As a result, the availability of funds for the repayment of commercial operating loans may be substantially dependent on the success of the business itself (which, in turn, is likely to be dependent upon the general economic environment).  The Company’s commercial operating loans are usually, but not always, secured by business assets and personal guarantees.  However, the collateral securing the loans may depreciate over time, may be difficult to appraise and may fluctuate in value based on the success of the business.
Generally, when a loan becomes delinquent 90 days or more or when the collection of principal or interest becomes doubtful, the Company will place the loan on a non-accrual status and, as a result, previously accrued interest income on the loan is reversed against current income.  The loan will remain on a non-accrual status until the loan becomes current and has demonstrated a sustained period of satisfactory performance.
Past due loans at March 31, 2014 and September 30, 2013 are as follows:
31-Mar-14		30-59 Days			60-89 Days			Greater Than		Total Past			Current			Non-Accrual			Total Loans
		Past Due			Past Due			90 Days		Due						Loans			Receivable
Residential 1-4 Family		$	112		$	-		$	-	$	112		$	99,333		$	282		$	99,727
Commercial Real Estate and Multi-Family			-			-			-		-			211,019			316			211,335
Agricultural Real Estate			-			-			-		-			35,206			-			35,206
Consumer			156			-			4		160			26,952			-			27,112
Commercial Operating			-			-			-		-			22,030			-			22,030
Agricultural Operating			388			-			-		388			35,382			-			35,770
Total		$	656		$	-		$	4	$	660		$	429,922		$	598		$	431,180
30-Sep-13		30-59 Days			60-89 Days			Greater Than		Total Past			Current			Non-Accrual			Total Loans
		Past Due			Past Due			90 Days		Due						Loans			Receivable
Residential 1-4 Family		$	53		$	-		$	245	$	298		$	81,744		$	245		$	82,287
Commercial Real Estate and Multi-Family			102			-			107		209			192,150			427			192,786
Agricultural Real Estate			1,169			-			-		1,169			28,383			-			29,552
Consumer			29			21			13		63			30,251			-			30,314
Commercial Operating			-			-			-		-			16,257			7			16,264
Agricultural Operating			-			-			-		-			33,750			-			33,750
Total		$	1,353		$	21		$	365	$	1,739		$	382,535		$	679		$	384,953
Impaired loans at March 31, 2014 and September 30, 2013 are as follows:
		Recorded			Unpaid Principal			Specific
		Balance			Balance			Allowance
31-Mar-14
Loans without a specific valuation allowance
Residential 1-4 Family		$	392		$	392		$	-
Commercial Real Estate and Multi-Family			4,408			4,408			-
Agricultural Real Estate			-			-			-
Consumer			-			-			-
Commercial Operating			30			30			-
Agricultural Operating			-			-			-
Total		$	4,830		$	4,830		$	-
Loans with a specific valuation allowance
Residential 1-4 Family		$	281		$	281		$	25
Commercial Real Estate and Multi-Family			1,295			1,295			366
Agricultural Real Estate			-			-			-
Consumer			-			-			-
Commercial Operating			-			-			-
Agricultural Operating			-			-			-
Total		$	1,576		$	1,576		$	391
		Recorded			Unpaid Principal			Specific
		Balance			Balance			Allowance
30-Sep-13
Loans without a specific valuation allowance
Residential 1-4 Family		$	359		$	359		$	-
Commercial Real Estate and Multi-Family			4,527			4,535			-
Agricultural Real Estate			-			-			-
Consumer			-			-			-
Commercial Operating			45			60			-
Agricultural Operating			-			-			-
Total		$	4,931		$	4,954		$	-
Loans with a specific valuation allowance
Residential 1-4 Family		$	282		$	282		$	25
Commercial Real Estate and Multi-Family			2,107			2,107			404
Agricultural Real Estate			-			-			-
Consumer			-			-			-
Commercial Operating			-			-			-
Agricultural Operating			-			-			-
Total		$	2,389		$	2,389		$	429
The following table provides the average recorded investment in impaired loans for the three and six month periods ended March 31, 2014 and 2013.
		Three Months Ended March 31,						Six Months Ended March 31,
		2014			2013			2014		2013
		Average Recorded Investment			Average Recorded Investment			Average Recorded Investment		Average Recorded Investment
Residential 1-4 Family		$	676		$	650		$	665	$	548
Commercial Real Estate and Multi-Family			7,512			8,104			7,370		8,537
Agricultural Real Estate			-			-			-		-
Consumer			-			1			-		1
Commercial Operating			37			63			41		48
Agricultural Operating			-			-			-		-
Total		$	8,226		$	8,818		$	8,076	$	9,134
The Company’s troubled debt restructurings (“TDR”) typically involve forgiving a portion of interest or principal on existing loans or making loans at a rate materially less than current market rates. There were no loans modified in a TDR during the three and six month periods ended March 31, 2014 and 2013.  Additionally, there were no TDR loans for which there was a payment default during the three and six month periods ended March 31, 2014 and 2013 that had been modified during the 12-month period prior to the default.

ALLOWANCE_FOR_LOAN_LOSSES

ALLOWANCE FOR LOAN LOSSES	6 Months Ended
	Mar. 31, 2014
ALLOWANCE FOR LOAN LOSSES [Abstract]	'
ALLOWANCE FOR LOAN LOSSES	'
	NOTE 3.	ALLOWANCE FOR LOAN LOSSES
	At March 31, 2014, the Company’s allowance for loan losses was $4.6 million, an increase of $0.7 million from $3.9 million at September 30, 2013.  During the six months ended March 31, 2014, the Company recorded a provision for loan losses of $0.3 million due to continued loan growth.
	The allowance for loan losses represents management’s estimate of probable loan losses which have been incurred as of the date of the consolidated financial statements.  The allowance for loan losses is increased by a provision for loan losses charged to expense and decreased by charge-offs (net of recoveries).  Estimating the risk of loss and the amount of loss on any loan is necessarily subjective.  Management’s periodic evaluation of the adequacy of the allowance is based on the Company’s past loan loss experience, known and inherent risks in the portfolio, adverse situations that may affect the borrower’s ability to repay, the estimated value of any underlying collateral, and current economic conditions.  While management may periodically allocate portions of the allowance for specific problem loan situations, the entire allowance is available for any loan charge-offs that occur.
	The Company establishes its provision for loan losses, and evaluates the adequacy of its allowance for loan losses based upon a systematic methodology consisting of a number of factors including, among others, historic loss experience, the overall level of classified assets, non-performing loans, TDR loans, the composition of its loan portfolio and the general economic environment within which the Company and its borrowers operate.
	Management closely monitors economic developments both regionally and nationwide, and considers these factors when assessing the adequacy of its allowance for loan losses.  The economic slowdown, which recently has shown some signs of abating, continues to strain the financial condition of some borrowers.  Management therefore believes that future losses in the residential portfolio may be somewhat higher than historical experience.  It should be noted that a sizeable portion of the Company’s consumer loan portfolio is secured by residential real estate.  Over the past three years, loss rates in the commercial and multi-family real estate market have remained moderate.  Management believes that future losses in this portfolio may be somewhat higher than recent historical experience.  Loss rates in the agricultural real estate and agricultural operating loan portfolios have been minimal in the past three years primarily due to higher commodity prices as well as above average yields which have created positive economic conditions for most farmers in our markets.  Nonetheless, management still expects that future losses in this portfolio, which have been very low, could be higher than recent historical experience.  Management believes that various levels of drought weather conditions within our markets have the potential to negatively impact potential yields which would have a negative economic effect on our agricultural markets.  Lower commodity prices than in prior years also has the potential to negatively affect some agricultural borrowers.  In addition, management believes the continuing low growth environment may also negatively impact consumers’ repayment capacities.
	The allowance for loan losses established by MPS results from an estimation process that evaluates relevant characteristics of its credit portfolio(s).  MPS also considers other internal and external environmental factors such as changes in operations or personnel and economic events that may affect the adequacy of the allowance for credit losses. Adjustments to the allowance for loan losses are recorded periodically based on the result of this estimation process.  The exact methodology to determine the allowance for loan losses for each program will not be identical. Each program may have differing attributes including such factors as levels of risk, definitions of delinquency and loss, inclusion/exclusion of credit bureau criteria, roll rate migration dynamics, and other factors. Similarly, the additional capital required to offset the increased risk in subprime lending activities may vary by credit program. Each program is evaluated separately.
	Management believes that, based on a detailed review of the loan portfolio, historic loan losses, current economic conditions, the size of the loan portfolio, and other factors, the current level of the allowance for loan losses at March 31, 2014 reflects an appropriate allowance against probable losses from the loan portfolio. Although the Company maintains its allowance for loan losses at a level that it considers to be adequate, investors and others are cautioned that there can be no assurance that future losses will not exceed estimated amounts, or that additional provisions for loan losses will not be required in future periods. In addition, the Company's determination of the allowance for loan losses is subject to review by its regulatory agencies, the OCC and the Federal Reserve, which can require the establishment of additional general or specific allowances.

EARNINGS_PER_COMMON_SHARE_EPS

EARNINGS PER COMMON SHARE ("EPS")	6 Months Ended
	Mar. 31, 2014
EARNINGS PER COMMON SHARE ("EPS") [Abstract]	'
EARNINGS PER COMMON SHARE ("EPS")	'
	NOTE 4.	EARNINGS PER COMMON SHARE (“EPS”)
	Basic EPS is based on the net income divided by the weighted average number of common shares outstanding during the period.  Allocated Employee Stock Ownership Plan (“ESOP”) shares are considered outstanding for EPS calculations, as they are committed to be released; unallocated ESOP shares are not considered outstanding.  All ESOP shares were allocated as of March 31, 2014 and September 30, 2013.  Diluted EPS shows the dilutive effect of additional common shares issuable pursuant to stock option agreements.
	A reconciliation of net income and common stock share amounts used in the computation of basic and diluted EPS for the three and six months ended March 31, 2014 and 2013 is presented below.
	Three Months Ended March 31,		2014			2013
	(Dollars in Thousands, Except Share and Per Share Data)
	Earnings
	Net Income		$	4,144		$	3,147
	Basic EPS
	Weighted average common shares outstanding			6,119,679			5,490,960
	Less weighted average nonvested shares			(4,967	)		-
	Weighted average common shares outstanding			6,114,712			5,490,960
	Earnings Per Common Share
	Basic		$	0.68		$	0.57
	Diluted EPS
	Weighted average common shares outstanding for basic earnings per common share			6,114,712			5,490,960
	Add dilutive effect of assumed exercises of stock options, net of tax benefits			100,282			32,149
	Weighted average common and dilutive potential common shares outstanding			6,214,994			5,523,109
	Earnings Per Common Share
	Diluted		$	0.67		$	0.57
	Six Months Ended March 31,		2014			2013
	(Dollars in Thousands, Except Share and Per Share Data)
	Earnings
	Net Income		$	8,146		$	6,272
	Basic EPS
	Weighted average common shares outstanding			6,098,892			5,476,371
	Less weighted average unallocated ESOP and nonvested shares			(4,601	)		-
	Weighted average common shares outstanding			6,094,291			5,476,371
	Earnings Per Common Share
	Basic		$	1.34		$	1.15
	Diluted EPS
	Weighted average common shares outstanding for basic earnings per common share			6,094,291			5,476,371
	Add dilutive effect of assumed exercises of stock options, net of tax benefits			97,282			34,460
	Weighted average common and dilutive potential common shares outstanding			6,191,573			5,510,831
	Earnings Per Common Share
	Diluted		$	1.32		$	1.14
	All stock options were considered in computing diluted EPS for the three months ended March 31, 2014.  Stock options totaling 29,199 were not considered in computing diluted EPS for the six months ended March 31, 2014, because they were not dilutive.  Stock options totaling 139,917 and 140,703 were not considered in computing diluted EPS for the three and six months ended March 31, 2013, respectively, because they were not dilutive.

SECURITIES

SECURITIES	6 Months Ended
	Mar. 31, 2014
SECURITIES [Abstract]	'
SECURITIES	'
	NOTE 5.	SECURITIES
	The amortized cost, gross unrealized gains and losses and estimated fair values of available for sale and held to maturity securities at March 31, 2014 and September 30, 2013 are presented below.
	Available For Sale
	31-Mar-14		Amortized Cost		Gross			Gross			Fair Value
					Unrealized Gains			Unrealized (Losses)
			(Dollars in Thousands)
	Debt securities
	Trust preferred and corporate securities		$	55,902	$	184		$	(3,641	)	$	52,445
	Small Business Administration securities			52,799		632			-			53,431
	Non-bank qualified obligations of states and political subdivisions			321,754		290			(11,303	)		310,741
	Common equities and mutual funds			541		282			(9	)		814
	Mortgage-backed securities			629,973		3,204			(17,005	)		616,172
	Total debt securities		$	1,060,969	$	4,592		$	(31,958	)	$	1,033,603
	30-Sep-13		Amortized Cost		Gross			Gross			Fair Value
					Unrealized Gains			Unrealized (Losses)
			(Dollars in Thousands)
	Debt securities
	Trust preferred and corporate securities		$	52,897	$	136		$	(4,249	)	$	48,784
	Small Business Administration securities			10,099		482			-			10,581
	Obligations of states and political subdivisions			1,880		-			(153	)		1,727
	Non-bank qualified obligations of states and political subdivisions			255,189		-			(16,460	)		238,729
	Mortgage-backed securities			596,343		3,968			(18,939	)		581,372
	Total debt securities		$	916,408	$	4,586		$	(39,801	)	$	881,193
	Held to Maturity
	31-Mar-14		Amortized Cost		Gross			Gross			Estimated
					Unrealized Gains			Unrealized (Losses)			Fair Value
			(Dollars in Thousands)
	Debt securities
	Agency and instrumentality securities		$	10,000	$	-		$	(303	)	$	9,697
	Obligations of states and political subdivisions			18,567		22			(804	)		17,785
	Non-bank qualified obligations of states and political subdivisions			188,068		296			(7,856	)		180,508
	Mortgage-backed securities			73,676		-			(3,492	)		70,184
	Total debt securities		$	290,311	$	318		$	(12,455	)	$	278,174
	30-Sep-13		Amortized Cost		Gross			Gross			Estimated
					Unrealized Gains			Unrealized (Losses)			Fair Value
			(Dollars in Thousands)
	Debt securities
	Agency and instrumentality securities		$	10,003	$	-		$	(390	)	$	9,613
	Obligations of states and political subdivisions			19,549		13			(1,220	)		18,342
	Non-bank qualified obligations of states and political subdivisions			181,547		-			(12,085	)		169,462
	Mortgage-backed securities			76,927		-			(3,826	)		73,101
	Total debt securities		$	288,026	$	13		$	(17,521	)	$	270,518
	Included in securities available for sale are trust preferred securities as follows:
	At March 31, 2014
	Issuer(1)		Amortized		Fair Value			Unrealized			S&P			Moody's
			Cost					(Loss)			Credit Rating			Credit Rating
			(Dollars in Thousands)
	Key Corp. Capital I		$	4,985	$	4,216		$	(769	)	BBB-			Baa3
	Huntington Capital Trust II SE			4,976		4,100			(876	)	BB+			Baa3
	PNC Capital Trust			4,961		4,162			(799	)	BBB			Baa2
	Wells Fargo (Corestates Capital) Trust			4,421		4,173			(248	)	A-			A3
	Total		$	19,343	$	16,651		$	(2,692	)
	(1) Trust preferred securities are single-issuance.  There are no known deferrals, defaults or excess subordination.
	At September 30, 2013
	Issuer(1)		Amortized		Fair Value			Unrealized			S&P			Moody's
			Cost					(Loss)			Credit Rating			Credit Rating
			(Dollars in Thousands)
	Key Corp. Capital I		$	4,984	$	4,100		$	(884	)	BBB-			Baa3
	Huntington Capital Trust II SE			4,976		4,075			(901	)	BB+			Baa3
	PNC Capital Trust			4,959		4,175			(784	)	BBB			Baa2
	Wells Fargo (Corestates Capital) Trust			4,399		4,050			(349	)	A-			A3
	Total		$	19,318	$	16,400		$	(2,918	)
	(1) Trust preferred securities are single-issuance.  There are no known deferrals, defaults or excess subordination.
Management has a process to identify securities that could potentially have a credit impairment that is other-than-temporary.  This process involves evaluating the length of time and extent to which the fair value has been less than the amortized cost basis, reviewing available information regarding the financial position of the issuer, interest or dividend payment status, monitoring the rating of the security, and projecting cash flows.  Other factors, but not necessarily all, considered are: that the risk of loss is minimized and easier to determine due to the single-issuer, rather than pooled, nature of the securities, the financial condition of the issuers listed, and whether there have been any payment deferrals or defaults to-date.  Such factors are subject to change over time.
Management also determines if it is more likely than not we will be required to sell the security before the recovery of its amortized cost basis which, in some cases, may extend to maturity.  To the extent we determine that a security is deemed to be other-than-temporarily impaired, an impairment loss is recognized.
For all securities that are considered temporarily impaired, the Company does not intend to sell these securities (has not made a decision to sell) and it is not more likely than not that the Company will be required to sell the security before recovery of its amortized cost basis, which may occur at maturity.  The Company believes that it will collect all principal and interest due on all investments that have amortized cost in excess of fair value that are considered only temporarily impaired.
Generally accepted accounting principles require that, at acquisition, an enterprise classify debt securities into one of three categories: Available for sale (“AFS”), Held to Maturity (“HTM”) or trading. AFS securities are carried at fair value on the consolidated statements of financial condition, and unrealized holding gains and losses are excluded from earnings and recognized as a separate component of equity in accumulated other comprehensive income (“AOCI”). HTM debt securities are measured at amortized cost. Both AFS and HTM are subject to review for other-than-temporary impairment. Meta Financial has no trading securities.
Gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in continuous unrealized loss position at March 31, 2014 and September 30, 2013, are as follows:
Available For Sale
		LESS THAN 12 MONTHS					OVER 12 MONTHS						TOTAL
		Fair		Unrealized			Fair			Unrealized			Fair		Unrealized
31-Mar-14		Value		(Losses)			Value			(Losses)			Value		(Losses)
		(Dollars in Thousands)
Debt securities
Trust preferred and corporate securities		$	16,988	$	(545	)	$	22,313		$	(3,096	)	$	39,301	$	(3,641	)
Non-bank qualified obligations of states and political subdivisions			164,930		(5,699	)		97,806			(5,604	)		262,736		(11,303	)
Common equities and mutual funds			121		(9	)		-			-			121		(9	)
Mortgage-backed securities			314,012		(14,592	)		52,134			(2,413	)		366,146		(17,005	)
Total debt securities		$	496,051	$	(20,845	)	$	172,253		$	(11,113	)	$	668,304	$	(31,958	)
		LESS THAN 12 MONTHS					OVER 12 MONTHS						TOTAL
		Fair		Unrealized			Fair			Unrealized			Fair		Unrealized
30-Sep-13		Value		(Losses)			Value			(Losses)			Value		(Losses)
		(Dollars in Thousands)
Debt securities
Trust preferred and corporate securities		$	29,312	$	(1,433	)	$	13,477		$	(2,816	)	$	42,789	$	(4,249	)
Obligations of states and political subdivisions			1,727		(153	)		-			-			1,727		(153	)
Non-bank qualified obligations of states and political subdivisions			238,729		(16,460	)		-			-			238,729		(16,460	)
Mortgage-backed securities			357,850		(18,939	)		-			-			357,850		(18,939	)
Total debt securities		$	627,618	$	(36,985	)	$	13,477		$	(2,816	)	$	641,095	$	(39,801	)
Held to Maturity
		LESS THAN 12 MONTHS					OVER 12 MONTHS						TOTAL
		Fair		Unrealized			Fair			Unrealized			Fair		Unrealized
31-Mar-14		Value		(Losses)			Value			(Losses)			Value		(Losses)
		(Dollars in Thousands)
Debt securities
Agency and instrumentality securities		$	9,697	$	(303	)	$	-		$	-		$	9,697	$	(303	)
Obligations of states and political subdivisions			12,828		(583	)		2,991			(221	)		15,819		(804	)
Non-bank qualified obligations of states and political subdivisions			123,726		(5,947	)		42,631			(1,909	)		166,357		(7,856	)
Mortgage-backed securities			70,183		(3,492	)		-			-			70,183		(3,492	)
Total debt securities		$	216,434	$	(10,325	)	$	45,622		$	(2,130	)	$	262,056	$	(12,455	)
		LESS THAN 12 MONTHS					OVER 12 MONTHS						TOTAL
		Fair		Unrealized			Fair			Unrealized			Fair		Unrealized
30-Sep-13		Value		(Losses)			Value			(Losses)			Value		(Losses)
		(Dollars in Thousands)
Debt securities
Agency and instrumentality securities		$	9,613	$	(390	)	$	-		$	-		$	9,613	$	(390	)
Obligations of states and political subdivisions			17,253		(1,220	)		-			-			17,253		(1,220	)
Non-bank qualified obligations of states and political subdivisions			169,462		(12,085	)		-			-			169,462		(12,085	)
Mortgage-backed securities			73,101		(3,826	)		-			-			73,101		(3,826	)
Total debt securities		$	269,429	$	(17,521	)	$	-		$	-		$	269,429	$	(17,521	)
At March 31, 2014, the investment portfolio included securities with current unrealized losses which have existed for longer than one year.  All of these securities are considered to be acceptable credit risks.  Because the declines in fair value were due to changes in market interest rates, not in estimated cash flows, no other-than-temporary impairment was recorded at March 31, 2014.
The amortized cost and fair value of debt securities by contractual maturity are shown below.  Certain securities have call features which allow the issuer to call the security prior to maturity.  Expected maturities may differ from contractual maturities in mortgage-backed securities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.  Therefore, mortgage-backed securities are not included in the maturity categories in the following maturity summary.  The expected maturities of certain Small Business Administration securities may differ from contractual maturities because the borrowers may have the right to prepay the obligation. However, certain prepayment penalties may apply.
Available For Sale
		AMORTIZED		FAIR
		COST		VALUE
31-Mar-14		(Dollars in Thousands)
Due in one year or less		$	-	$	-
Due after one year through five years			11,172		11,362
Due after five years through ten years			243,806		238,203
Due after ten years			176,018		167,866
			430,996		417,431
Mortgage-backed securities			629,973		616,172
Total debt securities		$	1,060,969	$	1,033,603
		AMORTIZED		FAIR
		COST		VALUE
30-Sep-13		(Dollars in Thousands)
Due in one year or less		$	-	$	-
Due after one year through five years			9,929		10,061
Due after five years through ten years			162,203		155,014
Due after ten years			147,933		134,746
			320,065		299,821
Mortgage-backed securities			596,343		581,372
Total debt securities		$	916,408	$	881,193
Held To Maturity
		AMORTIZED		FAIR
		COST		VALUE
31-Mar-14		(Dollars in Thousands)
Due in one year or less		$	345	$	346
Due after one year through five years			4,112		4,063
Due after five years through ten years			71,453		68,424
Due after ten years			140,725		135,157
			216,635		207,990
Mortgage-backed securities			73,676		70,184
Total debt securities		$	290,311	$	278,174
		AMORTIZED		FAIR
		COST		VALUE
30-Sep-13		(Dollars in Thousands)
Due in one year or less		$	649	$	649
Due after one year through five years			2,234		2,203
Due after five years through ten years			50,547		47,519
Due after ten years			157,669		147,046
			211,099		197,417
Mortgage-backed securities			76,927		73,101
Total debt securities		$	288,026	$	270,518

COMMITMENTS_AND_CONTINGENCIES

COMMITMENTS AND CONTINGENCIES	6 Months Ended
	Mar. 31, 2014
COMMITMENTS AND CONTINGENCIES [Abstract]	'
COMMITMENTS AND CONTINGENCIES	'
	NOTE 6.	COMMITMENTS AND CONTINGENCIES
	In the normal course of business, the Bank makes various commitments to extend credit which are not reflected in the accompanying consolidated financial statements.
	At March 31, 2014 and September 30, 2013, unfunded loan commitments approximated $106.9 million and $102.9 million respectively, excluding undisbursed portions of loans in process.  These unfunded loan commitments were principally for variable rate loans.  Commitments, which are disbursed subject to certain limitations, extend over various periods of time.  Generally, unused commitments are canceled upon expiration of the commitment term as outlined in each individual contract.  At March 31, 2014, the Company had no commitments to purchase securities.  At September 30, 2013, the Company had two commitments to purchase securities held to maturity totaling $0.5 million.
	The exposure to credit loss in the event of nonperformance by other parties to financial instruments for commitments to extend credit is represented by the contractual amount of those instruments.  The same credit policies and collateral requirements are used in making commitments and conditional obligations as are used for on-balance-sheet instruments.
	Since certain commitments to make loans and to fund lines of credit and loans in process expire without being used, the amount does not necessarily represent future cash commitments.  In addition, commitments used to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract.
	Legal Proceedings
	The Bank was served on April 15, 2013, with a lawsuit captioned Inter National Bank v. NetSpend Corporation, MetaBank, BDO USA, LLP d/b/a BDO Seidman, Cause No. C-2084-12-I filed in the District Court of Hidalgo County, Texas. The Plaintiff’s Second Amended Original Petition and Application for Temporary Restraining Order and Temporary Injunction adds both MetaBank and BDO Seidman to the original causes of action against NetSpend. NetSpend acts as a prepaid card program manager and processor for both INB and MetaBank. According to the Petition, NetSpend has informed Inter National Bank (“INB”) that the depository accounts at INB for the NetSpend program supposedly contained $10.5 million less than they should. INB alleges that NetSpend has breached its fiduciary duty by making affirmative misrepresentations to INB about the safety and stability of the program, and by failing to timely disclose the nature and extent of any alleged shortfall in settlement of funds related to cardholder activity and the nature and extent of NetSpend’s systemic deficiencies in its accounting and settlement processing procedures. To the extent that an accounting reveals that there is an actual shortfall, INB alleges that MetaBank may be liable for portions or all of said sum due to the fact that funds have been transferred from INB to MetaBank, and thus MetaBank would have been unjustly enriched. The Bank intends to vigorously contest this matter.  In January 2014, NetSpend was granted summary judgment in this matter which is under appeal.  Because the theory of liability against both NetSpend and the Bank is the same, the Bank views the NetSpend summary judgment as a positive in support of our position.  An estimate of a range of reasonably possible loss cannot be made at this stage of the litigation because discovery is still being conducted.
	Certain corporate clients of an unrelated company named Springbok Services, Inc. (“Springbok”) requested through counsel a mediation as a means of reaching a settlement in lieu of commencing litigation against MetaBank. The results of that mediation have not led to a settlement. These claimants purchased MetaBank prepaid reward cards from Springbok, prior to Springbok’s bankruptcy. As a result of Springbok’s bankruptcy and cessation of business, some of the rewards cards which had been purchased were never activated or funded. Counsel for these companies have indicated that they are prepared to assert claims totaling approximately $1.5 million against MetaBank based on principal/agency or failure to supervise theories. The Company denies liability with respect to these claims. The Company’s estimate of a range of reasonably possible loss is approximately $0 to $0.3 million.
	Other than the matters set forth above, there are no other new material pending legal proceedings or updates to which the Company or its subsidiaries is a party other than ordinary litigation routine to their respective businesses.

STOCK_OPTION_PLAN

STOCK OPTION PLAN	6 Months Ended
	Mar. 31, 2014
STOCK OPTION PLAN [Abstract]	'
STOCK OPTION PLAN	'
	NOTE 7.	STOCK OPTION PLAN
	The Company maintains the 2002 Omnibus Incentive Plan, which, among other things, provides for the awarding of stock options and nonvested (restricted) shares to certain officers and directors of the Company.  Awards are granted by the Stock Option Committee of the Board of Directors based on the performance of the award recipients or other relevant factors.
	Compensation expense for share based awards is recorded over the vesting period at the fair value of the award at the time of grant.  The exercise price of options or fair value of nonvested shares granted under the Company’s incentive plans is equal to the fair market value of the underlying stock at the grant date.  The Company assumes no projected forfeitures on its stock based compensation, since actual historical forfeiture rates on its stock based incentive awards has been negligible.
	The following tables show the activity of options and nonvested (restricted) shares granted, exercised, or forfeited under all of the Company’s option and incentive plans for the six months ended March 31, 2014:
			Number			Weighted		Weighted		Aggregate
			of			Average		Average		Intrinsic
			Shares			Exercise		Remaining		Value
						Price		Contractual
								Term (Yrs)
			(Dollars in Thousands, Except Share and Per Share Data)
	Options outstanding, September 30, 2013			318,648		$	24.44		4.18	$	4,376
	Granted			-			-				-
	Exercised			(54,557	)		22.66				952
	Forfeited or expired			-			-				-
	Options outstanding, March 31, 2014			264,091		$	24.81		3.92	$	5,281
	Options exercisable, March 31, 2014			261,341		$	24.77		3.89	$	5,238
			Number of			Weighted
			Shares			Average
						Fair Value
						at Grant
	(Dollars in Thousands, Except Share and Per Share Data)
	Nonvested shares outstanding, September 30, 2013			4,000		$	25.67
	Granted			4,150			37.85
	Vested			(4,150	)		35.02
	Forfeited or expired			-			-
	Nonvested shares outstanding, March 31, 2014			4,000		$	28.61
	At March 31, 2014, stock based compensation expense not yet recognized in income totaled $81,000, which is expected to be recognized over a weighted average remaining period of 1.22 years.

SEGMENT_INFORMATION

SEGMENT INFORMATION	6 Months Ended
	Mar. 31, 2014
SEGMENT INFORMATION [Abstract]	'
SEGMENT INFORMATION	'
	NOTE 8.	SEGMENT INFORMATION
	An operating segment is generally defined as a component of a business for which discrete financial information is available and whose results are reviewed by the chief operating decision-maker. Operating segments are aggregated into reportable segments if certain criteria are met. The Company has determined that it has two reportable segments. The first reportable segment, Retail Banking, a division of the Bank, operates as a traditional community bank providing deposit, loan and other related products to individuals and small businesses, primarily in the communities where its offices are located. The second reportable segment, MPS, is also a division of the Bank.  MPS provides a number of products and services to financial institutions and other businesses.  These products and services include issuance of prepaid debit cards, sponsorship of Automated Teller Machines (“ATMs”) into the debit networks, credit programs, Automated Clearing House (“ACH”) origination services, gift card programs, rebate programs, travel programs, and tax related programs.  Other programs are in the process of development.  The remaining grouping under the caption “All Others” consists of the operations of the Company and inter-segment eliminations.
	Transactions between affiliates, the resulting revenues of which are shown in the intersegment revenue category, are conducted at market prices, meaning prices that would be paid if the companies were not affiliates.
	The following tables present segment data for the Company for the three and six months ended March 31, 2014 and 2013, respectively.
			Retail			Meta Payment			All Others			Total
			Banking			Systems®
	Three Months Ended March 31, 2014
	Interest income		$	7,797		$	4,266		$	-		$	12,063
	Interest expense			402			31			111			544
	Net interest income (expense)			7,395			4,235			(111	)		11,519
	Provision (recovery) for loan losses			300			-			-			300
	Non-interest income			1,058			12,005			-			13,063
	Non-interest expense			5,622			13,988			133			19,743
	Income (loss) before income tax expense (benefit)			2,531			2,252			(244	)		4,539
	Income tax expense (benefit)			220			266			(91	)		395
	Net income (loss)		$	2,311		$	1,986		$	(153	)	$	4,144
	Inter-segment revenue (expense)		$	3,410			(3,410	)	$	-		$	-
	Total assets			459,500			1,427,772			3,285			1,890,557
	Total deposits			210,032			1,292,438			(7,310	)		1,495,160
			Retail			Meta Payment			All Others			Total
			Banking			Systems®
	Six Months Ended March 31, 2014
	Interest income		$	15,259		$	7,966		$	-		$	23,225
	Interest expense			911			57			225			1,193
	Net interest income (expense)			14,348			7,909			(225	)		22,032
	Provision (recovery) for loan losses			300			-			-			300
	Non-interest income			1,808			24,842			-			26,650
	Non-interest expense			10,454			27,715			635			38,804
	Income (loss) before income tax expense (benefit)			5,402			5,036			(860	)		9,578
	Income tax expense (benefit)			836			905			(309	)		1,432
	Net income (loss)		$	4,566		$	4,131		$	(551	)	$	8,146
	Inter-segment revenue (expense)		$	6,626		$	(6,626	)	$	-		$	-
	Total assets			459,500			1,427,772			3,285			1,890,557
	Total deposits			210,032			1,292,438			(7,310	)		1,495,160
			Retail			Meta Payment			All Others			Total
			Banking			Systems®
	Three Months Ended March 31, 2013
	Interest income		$	5,962		$	3,756		$	-		$	9,718
	Interest expense			667			30			116			813
	Net interest income (expense)			5,295			3,726			(116	)		8,905
	Provision (recovery) for loan losses			(300	)		-			-			(300	)
	Non-interest income			1,184			13,911			-			15,095
	Non-interest expense			5,543			14,770			272			20,585
	Income (loss) before tax			1,236			2,867			(388	)		3,715
	Income tax expense (benefit)			204			508			(144	)		568
	Net income (loss)		$	1,032		$	2,359		$	(244	)	$	3,147
	Inter-segment revenue (expense)		$	2,996		$	(2,996	)	$	-		$	-
	Total assets			253,077			1,484,927			2,295			1,740,299
	Total deposits			204,937			1,353,538			(1,255	)		1,557,220
			Retail			Meta Payment			All Others			Total
			Banking			Systems®
	Six Months Ended March 31, 2013
	Interest income		$	12,018		$	7,330		$	-		$	19,348
	Interest expense			1,339			68			239			1,646
	Net interest income (expense)			10,679			7,262			(239	)		17,702
	Provision (recovery) for loan losses			(300	)		-			-			(300	)
	Non-interest income			3,100			25,405			-			28,505
	Non-interest expense			10,367			27,759			537			38,663
	Income (loss) before tax			3,712			4,908			(776	)		7,844
	Income tax expense (benefit)			848			1,013			(289	)		1,572
	Net income (loss)		$	2,864		$	3,895		$	(487	)	$	6,272
	Inter-segment revenue (expense)		$	5,918		$	(5,918	)	$	-		$	-
	Total assets			253,077			1,484,927			2,295			1,740,299
Total deposits			204,937			1,353,538			(1,255	)		1,557,220
The following tables present gross profit data for MPS for the three and six months ended March 31, 2014 and 2013.
Three Months Ended March 31,		2014			2013
Interest income		$	4,266		$	3,756
Interest expense			31			30
Net interest income			4,235			3,726
Provision (recovery) for loan losses			-			-
Non-interest income			12,005			13,911
Card processing expense			3,563			4,963
Gross Profit			12,677			12,674
Other non-interest expense			10,425			9,807
Income (loss) before income tax expense (benefit)			2,252			2,867
Income tax expense (benefit)			266			508
Net Income (Loss)		$	1,986		$	2,359
Six Months Ended March 31,			2014			2013
Interest income		$	7,966		$	7,330
Interest expense			57			68
Net interest income			7,909			7,262
Provision (recovery) for loan losses			-			-
Non-interest income			24,842			25,405
Card processing expense			7,800			8,643
Gross Profit			24,951			24,024
Other non-interest expense			19,915			19,116
Income (loss) before income tax expense (benefit)			5,036			4,908
Income tax expense			905			1,013
Net Income		$	4,131		$	3,895

NEW_ACCOUNTING_PRONOUNCEMENTS

NEW ACCOUNTING PRONOUNCEMENTS	6 Months Ended
	Mar. 31, 2014
NEW ACCOUNTING PRONOUNCEMENTS [Abstract]	'
NEW ACCOUNTING PRONOUNCEMENTS	'
	NOTE 9.	NEW ACCOUNTING PRONOUNCEMENTS
	Accounting Standards Update (“ASU”) No. 2013-02, Comprehensive Income (Topic 220): Reporting of Amounts Reclassified Out of Accumulated Other Comprehensive Income
	This ASU requires an entity to provide information about the amounts reclassified out of accumulated other comprehensive income by component. In addition, an entity is required to present, either on the face of the statement where net income is presented or in the notes, significant amounts reclassified out of accumulated other comprehensive income by the respective line items of net income but only if the amount reclassified is required under U.S. GAAP to be reclassified to net income in its entirety in the same reporting period. For other amounts that are not required under U.S. GAAP to be reclassified in their entirety to net income, an entity is required to cross-reference to other disclosures. The ASU does not change current requirements for reporting net income or other comprehensive income. The Company adopted this ASU effective October 1, 2013, and the adoption did not have a material impact on the Company's consolidated financial statements, results of operations or cash flows.
	Accounting Standards Update No. 2013-11, Presentation of an Unrecognized Tax Benefit when a Net Operating Loss Carryforward, a Similar Tax Loss, or a Tax Credit Carryforward Exists
	This ASU provides guidance on the financial statement presentation of an unrecognized tax benefit when a net operating loss carryforward exists.  The objective of this ASU is to eliminate diversity in practice related to this topic.  The ASU states that an unrecognized tax benefit, or a portion of an unrecognized tax benefit, should be presented in the consolidated financial statements as a reduction to a deferred tax asset for a net operating loss carryforward, similar tax loss or a tax credit carryforward except in certain situations.  The Company adopted this ASU effective January 1, 2014, and the adoption did not have a material impact on the Company’s consolidated financial statements.
	Accounting Standards Update No. 2014-04, Receivables – Troubled Debt Restructurings by Creditors (Subtopic 310:40): Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans Upon Foreclosure
	This ASU provides guidance on when a loan should be derecognized and collateral assets recognized during an in substance repossession or foreclosure.  The objective of this ASU is to eliminate diversity in practice related to the topic.  The ASU states creditors are considered to have physical possession of residential real estate property when either the creditor obtains title for the property or the borrower transfers all interest in the property through a deed or other legal agreement.  When physical possession occurs, the loan should be derecognized and collateral assets recognized.  This update is effective for annual and interim periods beginning after December 15, 2014, and is not expected to have a material impact on the Company’s consolidated financial statements.

FAIR_VALUE_MEASUREMENTS

FAIR VALUE MEASUREMENTS	6 Months Ended
	Mar. 31, 2014
FAIR VALUE MEASUREMENTS [Abstract]	'
FAIR VALUE MEASUREMENTS	'
	NOTE 10.	FAIR VALUE MEASUREMENTS
	Accounting Standards Codification (“ASC”) 820, Fair Value Measurements defines fair value, establishes a framework for measuring the fair value of assets and liabilities using a hierarchy system and requires disclosures about fair value measurement.  It clarifies that fair value is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants in the market in which the reporting entity transacts.
	The fair value hierarchy is as follows:
	Level 1 Inputs – Valuation is based upon quoted prices for identical instruments traded in active markets that the Company has the ability to access at measurement date.
	Level 2 Inputs – Valuation is based upon quoted prices for similar instruments in active markets, quoted prices for identical or similar instruments in markets that are not active and model-based valuation techniques for which significant assumptions are observable in the market.
	Level 3 Inputs – Valuation is generated from model-based techniques that use significant assumptions not observable in the market and are used only to the extent that observable inputs are not available.  These unobservable assumptions reflect the Company’s own estimates of assumptions that market participants would use in pricing the asset or liability.  Valuation techniques include use of option pricing models, discounted cash flow models and similar techniques.
	Securities Available for Sale and Held to Maturity.  Securities available for sale are recorded at fair value on a recurring basis and securities held to maturity are carried at amortized cost.  Fair value measurement is based upon quoted prices, if available.  If quoted prices are not available, fair values are measured using an independent pricing service.  Level 1 securities include those traded on an active exchange, such as the New York Stock Exchange, as well as U.S. Treasury and other U.S. Government, instrumentality, and agency securities that are traded by dealers or brokers in active over-the-counter markets.  The Company had no Level 1 or Level 3 securities at March 31, 2014 or September 30, 2013.  Level 2 securities include U.S. Government agency and instrumentality securities, U.S. Government agency and instrumentality mortgage-backed securities, municipal bonds, corporate debt securities and trust preferred securities.
	The fair values of securities are determined by obtaining quoted prices on nationally recognized securities exchanges (Level 1 inputs), or matrix pricing, which is a mathematical technique widely used in the industry to value debt securities without relying exclusively on quoted prices for the specific securities, but rather by relying on the securities’ relationship to other benchmark quoted securities (Level 2 inputs).  The Company considers these valuations supplied by a third party provider which utilizes several sources for valuing fixed-income securities.  These sources include Interactive Data Corporation, Reuters, Standard and Poor’s, Bloomberg Financial Markets, Street Software Technology, and the third party provider’s own matrix and desk pricing. The Company continually reviews the third party’s methods and sources methodology for reasonableness. Sources utilized by the third party provider include but are not limited to pricing models that vary based by asset class and include available trade, bid, and other market information.  This methodology includes but is not limited to broker quotes, proprietary models, descriptive terms and conditions databases, as well as extensive quality control programs. No less than quarterly, the Company receives and compares prices provided by multiple securities dealers to validate the accuracy and reasonableness of prices received from the third party provider. Each security held is priced by a minimum of two independent pricing sources.  On a monthly basis, the Investment Committee and the Director of Portfolio Management reviews mark-to-market changes in the securities portfolio for reasonableness.
	The following table summarizes the fair values of securities available for sale and held to maturity at March 31, 2014 and September 30, 2013.  Securities available for sale are measured at fair value on a recurring basis, while securities held to maturity are carried at amortized cost in the consolidated statements of financial condition.
			Fair Value at March 31, 2014
			Available For Sale									Held To Maturity
	(Dollars in Thousands)		Total			Level 1		Level 2		Level 3		Total		Level 1		Level 2		Level 3
	Debt securities
	Trust preferred and corporate securities		$	52,445		$	-	$	52,445	$	-	$	-	$	-	$	-	$	-
	Agency and instrumentality securities			-			-		-		-		9,697		-		9,697		-
	Small Business Administration securities			53,431			-		53,431		-		-		-		-		-
	Obligations of states and political subdivisions			-			-		-		-		17,785		-		17,785		-
	Non-bank qualified obligations of states and political subdivisions			310,741			-		310,741		-		180,508		-		180,508		-
	Common equities and mutual funds			814			-		814		-		-		-		-		-
	Mortgage-backed securities			616,172			-		616,172		-		70,184		-		70,184		-
	Securities available for sale		$	1,033,603		$	-	$	1,033,603	$	-	$	278,174	$	-	$	278,174	$	-
			Fair Value at September 30, 2013
			Available For Sale									Held To Maturity
	(Dollars in Thousands)		Total			Level 1		Level 2		Level 3		Total		Level 1		Level 2		Level 3
	Debt securities
	Trust preferred and corporate securities		$	48,784		$	-	$	48,784	$	-	$	-	$	-	$	-	$	-
	Agency securities			-			-		-		-		9,613		-		9,613		-
	Small Business Administration securities			10,581			-		10,581		-		-		-		-		-
	Obligations of states and political subdivisions			1,727			-		1,727		-		18,342		-		18,342		-
	Non-bank qualified obligations of states and political subdivisions			238,729			-		238,729		-		169,462		-		169,462		-
	Mortgage-backed securities			581,372			-		581,372		-		73,101		-		73,101		-
	Securities available for sale		$	881,193		$	-	$	881,193	$	-	$	270,518	$	-	$	270,518	$	-
	Foreclosed Real Estate and Repossessed Assets.  Real estate properties and repossessed assets are initially recorded at the fair value less selling costs at the date of foreclosure, establishing a new cost basis.  The carrying amount at March 31, 2014 represents the lower of the new cost basis or the fair value less selling costs of foreclosed assets that were measured at fair value subsequent to their initial classification as foreclosed assets.
	Loans.  The Company does not record loans at fair value on a recurring basis.  However, if a loan is considered impaired, an allowance for loan losses is established.  Once a loan is identified as individually impaired, management measures impairment in accordance with ASC 310.
	The following table summarizes the assets of the Company that are measured at fair value in the consolidated statements of financial condition on a non-recurring basis as of March 31, 2014 and September 30, 2013.
			Fair Value at March 31, 2014
	(Dollars in Thousands)		Total			Level 1		Level 2		Level 3
	Impaired Loans, net
	One to four family residential mortgage loans		$	256		$	-	$	-	$	256
	Commercial and multi-family real estate loans			929			-		-		929
	Total Impaired Loans			1,185			-		-		1,185
	Foreclosed Assets, net			116			-		-		116
	Total		$	1,301		$	-	$	-	$	1,301
			Fair Value at September 30, 2013
	(Dollars in Thousands)		Total			Level 1		Level 2		Level 3
	Impaired Loans, net
	One to four family residential mortgage loans		$	257		$	-	$	-	$	257
	Commercial and multi-family real estate loans			1,810			-		-		1,810
	Total Impaired Loans			2,067			-		-		2,067
	Foreclosed Assets, net			116			-		-		116
	Total		$	2,183		$	-	$	-	$	2,183
			Quantitative Information About Level 3 Fair Value Measurements
	(Dollars in Thousands)		Fair Value at		Valuation	Unobservable Input
			31-Mar-14		Technique
	Impaired Loans, net		$	1,185	Market approach	Appraised values (1)
	Foreclosed Assets, net			116	Market approach	Appraised values (1)
	-1	The Company generally relies on external appraisers to develop this information.  Management reduced the appraised value by estimated selling costs in a range of 4% to 10%.
			Quantitative Information About Level 3 Fair Value Measurements
	(Dollars in Thousands)		Fair Value at		Valuation	Unobservable Input
			30-Sep-13		Technique
	Impaired Loans, net		$	2,067	Market approach	Appraised values (1)
	Foreclosed Assets, net			116	Market approach	Appraised values (1)
	-1	The Company generally relies on external appraisers to develop this information.  Management reduced the appraised value by estimated selling costs in a range of 4% to 10%.
The following table discloses the Company’s estimated fair value amounts of its financial instruments.  It is management’s belief that the fair values presented below are reasonable based on the valuation techniques and data available to the Company as of March 31, 2014 and September 30, 2013, as more fully described below.  The operations of the Company are managed from a going concern basis and not a liquidation basis.  As a result, the ultimate value realized for the financial instruments presented could be substantially different when actually recognized over time through the normal course of operations.  Additionally, a substantial portion of the Company’s inherent value is the Bank’s capitalization and franchise value.  Neither of these components have been given consideration in the presentation of fair values below.
The following presents the carrying amount and estimated fair value of the financial instruments held by the Company at March 31, 2014 and September 30, 2013.
		31-Mar-14
		Carrying			Estimated
		Amount			Fair Value		Level 1		Level 2		Level 3
		(Dollars in Thousands)
Financial assets
Cash and cash equivalents		$	38,931		$	38,931	$	38,931	$	-	$	-
Securities available for sale			1,033,603			1,033,603		-		1,033,603		-
Securities held to maturity			290,311			278,174		-		278,174		-
Total securities			1,323,914			1,311,777		-		1,311,777		-
Loans receivable:
One to four family residential mortgage loans			99,727			89,286		-		-		89,286
Commercial and multi-family real estate loans			211,335			219,303		-		-		219,303
Agricultural real estate loans			35,206			35,961		-		-		35,961
Consumer loans			27,112			27,197		-		-		27,197
Commercial operating loans			22,030			20,212		-		-		20,212
Agricultural operating loans			35,770			38,642		-		-		38,642
Total loans receivable			431,180			430,601		-		-		430,601
Federal Home Loan Bank stock			10,645			10,645		-		10,645		-
Accrued interest receivable			9,608			9,608		9,608		-		-
Financial liabilities
Noninterest bearing demand deposits			1,309,753			1,309,753		1,309,753		-		-
Interest bearing demand deposits, savings, and money markets			112,410			112,410		112,410		-		-
Certificates of deposit			72,997			73,361		-		73,361		-
Total deposits			1,495,160			1,495,524		1,422,163		73,361		-
Advances from Federal Home Loan Bank			7,000			8,938		-		8,938		-
Federal funds purchased			205,000			205,000				205,000
Securities sold under agreements to repurchase			5,526			5,526		-		5,526		-
Subordinated debentures			10,310			10,289		-		10,289		-
Accrued interest payable			167			167		167		-		-
		30-Sep-13
		Carrying			Estimated
		Amount			Fair Value		Level 1		Level 2		Level 3
		(Dollars in Thousands)
Financial assets
Cash and cash equivalents		$	40,063		$	40,063	$	40,063	$	-	$	-
Securities available for sale			881,193			881,193		-		881,193		-
Securities held to maturity			288,026			270,518		-		270,518		-
Total securities			1,169,219			1,151,711		-		1,151,711		-
Loans receivable:
One to four family residential mortgage loans			82,287			72,628		-		-		72,628
Commercial and multi-family real estate loans			192,786			200,778		-		-		200,778
Agricultural real estate loans			29,552			30,920		-		-		30,920
Consumer loans			30,314			30,588		-		-		30,588
Commercial operating loans			16,264			15,718		-		-		15,718
Agricultural operating loans			33,750			35,175		-		-		35,175
Total loans receivable			384,953			385,807		-		-		385,807
Federal Home Loan Bank stock			9,994			9,994		-		9,994		-
Accrued interest receivable			8,582			8,582		8,582		-		-
Financial liabilities
Noninterest bearing demand deposits			1,086,258			1,086,258		1,086,258		-		-
Interest bearing demand deposits, savings, and money markets			97,426			97,426		97,426		-		-
Certificates of deposit			131,599			132,187		-		132,187		-
Total deposits			1,315,283			1,315,871		1,183,684		132,187		-
Advances from Federal Home Loan Bank			7,000			9,089		-		9,089		-
Federal funds purchased			190,000			190,000				190,000
Securities sold under agreements to repurchase			9,146			9,146		-		9,146		-
Subordinated debentures			10,310			10,312		-		10,312		-
Accrued interest payable			291			291		291		-		-
The following sets forth the methods and assumptions used in determining the fair value estimates for the Company’s financial instruments at March 31, 2014 and September 30, 2013.
CASH AND CASH EQUIVALENTS
The carrying amount of cash and short-term investments is assumed to approximate the fair value.
SECURITIES AVAILABLE FOR SALE AND HELD TO MATURITY
Securities available for sale are recorded at fair value on a recurring basis and securities held to maturity are carried at amortized cost.  Fair values for investment securities are based on obtaining quoted prices on nationally recognized securities exchanges, or matrix pricing, which is a mathematical technique widely used in the industry to value debt securities without relying exclusively on quoted prices for the specific securities, but rather by relying on the securities’ relationship to other benchmark quoted securities.
LOANS RECEIVABLE
The fair value of loans is estimated using a historical or replacement cost basis concept (i.e. an entrance price concept).  The fair value of loans was estimated by discounting the future cash flows using the current rates at which similar loans would be made to borrowers and for similar remaining maturities.  When using the discounting method to determine fair value, loans were grouped by homogeneous loans with similar terms and conditions and discounted at a target rate at which similar loans would be made to borrowers at March 31, 2014 and September 30, 2013.  In addition, when computing the estimated fair value for all loans, allowances for loan losses have been subtracted from the calculated fair value as a result of the discounted cash flow which approximates the fair value adjustment for the credit quality component.
FEDERAL HOME LOAN BANK (“FHLB”) STOCK
The fair value of such stock is assumed to approximate book value since the Company is only able to redeem this stock at par value.
ACCRUED INTEREST RECEIVABLE
The carrying amount of accrued interest receivable is assumed to approximate the fair value.
DEPOSITS
The carrying values of non-interest bearing checking deposits, interest bearing checking deposits, savings, and money markets is assumed to approximate fair value, since such deposits are immediately withdrawable without penalty.  The fair value of time certificates of deposit was estimated by discounting expected future cash flows by the current rates offered on certificates of deposit with similar remaining maturities.
In accordance with ASC 825, no value has been assigned to the Company’s long-term relationships with its deposit customers (core value of deposits intangible) since such intangible is not a financial instrument as defined under ASC 825.
ADVANCES FROM FHLB
The fair value of such advances was estimated by discounting the expected future cash flows using current interest rates for advances with similar terms and remaining maturities.
FEDERAL FUNDS PURCHASED
The carrying amount of federal funds purchased is assumed to approximate the fair value.
SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE AND SUBORDINATED DEBENTURES
The fair value of these instruments was estimated by discounting the expected future cash flows using derived interest rates approximating market over the contractual maturity of such borrowings.
ACCRUED INTEREST PAYABLE
The carrying amount of accrued interest payable is assumed to approximate the fair value.
LIMITATIONS
It must be noted that fair value estimates are made at a specific point in time, based on relevant market information about the financial instrument.  Additionally, fair value estimates are based on existing on- and off-balance sheet financial instruments without attempting to estimate the value of anticipated future business, customer relationships and the value of assets and liabilities that are not considered financial instruments.  These estimates do not reflect any premium or discount that could result from offering the Company’s entire holdings of a particular financial instrument for sale at one time.  Furthermore, since no market exists for certain of the Company’s financial instruments, fair value estimates may be based on judgments regarding future expected loss experience, current economic conditions, risk characteristics of various financial instruments and other factors.  These estimates are subjective in nature and involve uncertainties and matters of significant judgment and therefore cannot be determined with a high level of precision.  Changes in assumptions as well as tax considerations could significantly affect the estimates.  Accordingly, based on the limitations described above, the aggregate fair value estimates are not intended to represent the underlying value of the Company, on either a going concern or a liquidation basis.

INTANGIBLE_ASSETS

INTANGIBLE ASSETS	6 Months Ended
	Mar. 31, 2014
INTANGIBLE ASSETS [Abstract]	'
INTANGIBLE ASSETS	'
	NOTE 11.	INTANGIBLE ASSETS
	The changes in the carrying amount of the Company’s intangible assets for the six months ended March 31, 2014 and 2013 are as follows:
			Meta Payment			Meta Payment			Total
			Systems®			Systems®
			Patents			Other
			(Dollars in Thousands)
	Balance as of September 30, 2013		$	2,339		$	-		$	2,339
	Patent costs capitalized during the period			161			-			161
	Amortization during the period			(36	)		-			(36	)
	Balance as of March 31, 2014		$	2,464		$	-		$	2,464
			Meta Payment			Meta Payment			Total
			Systems®			Systems®
			Patents			Other
			(Dollars in Thousands)
	Balance as of September 30, 2012		$	2,026		$	9		$	2,035
	Acquisitions during the period			257			-			257
	Amortization during the period			(21	)		(9	)		(30	)
	Balance as of March 31, 2013		$	2,262		$	-		$	2,262
	The Company tests intangible assets for impairment at least annually or more often if conditions indicate a possible impairment.  There was no impairment to intangible assets during the six months ended March 31, 2014 and 2013.

REGULATORY_MATTERS_AND_SETTLEM

REGULATORY MATTERS AND SETTLEMENT OF OTS ENFORCEMENT ACTIONS	6 Months Ended
	Mar. 31, 2014
REGULATORY MATTERS AND SETTLEMENT OF OTS ENFORCEMENT ACTIONS [Abstract]	'
REGULATORY MATTERS AND SETTLEMENT OF OTS ENFORCEMENT ACTIONS	'
	NOTE 12.	REGULATORY MATTERS AND SETTLEMENT OF OTS ENFORCEMENT ACTIONS
	As previously disclosed in our Annual Report on Form 10-K, on July 15, 2011, the Company and the Bank each stipulated and consented to a Cease and Desist Order (the “Consent Orders”) issued by the Office of Thrift Supervision (the “OTS”). Since the issuance of the supervisory directives and the Consent Orders, the Company and the Bank have been continuing to cooperate with the OTS, and, as of July 21, 2011, its successors, the Federal Reserve and the OCC, to correct those aspects of its operations that were addressed in the Consent Orders. Satisfaction of the requirements of the Consent Orders is subject to the ongoing review and supervision of the OCC with respect to the Bank and the Federal Reserve with respect to the Company. The Bank and the Company have and expect to continue to expend significant management and financial resources to address areas that were cited in the Consent Orders.
	While we believe that the Company and the Bank have made significant progress in complying with the orders, there can be no assurance that our regulators will ultimately determine that we have met all of the requirements of the Consent Orders to their satisfaction. If our regulators believe that we have not made sufficient progress in complying with the Consent Orders, they could seek to impose additional regulatory requirements, operational restrictions, enhanced supervision and/or civil money penalties. If any of these measures is imposed in the future, it could have a material adverse effect on our financial condition and results of operations and on our ability to raise additional capital.

SUBSEQUENT_EVENTS

SUBSEQUENT EVENTS	6 Months Ended
	Mar. 31, 2014
SUBSEQUENT EVENTS [Abstract]	'
SUBSEQUENT EVENTS	'
	NOTE 13.	SUBSEQUENT EVENTS
	Management has evaluated subsequent events.  There were no material subsequent events that would require recognition or disclosure in our consolidated financial statements as of and for the quarter ended March 31, 2014.

CREDIT_DISCLOSURES_Tables

CREDIT DISCLOSURES (Tables)	6 Months Ended
	Mar. 31, 2014
CREDIT DISCLOSURES [Abstract]	'
Schedule of loan receivables	'
	Loans receivable at March 31, 2014 and September 30, 2013 are as follows:
		31-Mar-14			30-Sep-13
		(Dollars in Thousands)
	One to four family residential mortgage loans	$	99,727		$	82,287
	Commercial and multi-family real estate loans		211,335			192,786
	Agricultural real estate loans		35,206			29,552
	Consumer loans		27,112			30,314
	Commercial operating loans		22,030			16,264
	Agricultural operating loans		35,770			33,750
	Total Loans Receivable		431,180			384,953
	Less:
	Allowance for loan losses		(4,572	)		(3,930	)
	Net deferred loan origination fees		(593	)		(595	)
	Total Loans Receivable, Net	$	426,015		$	380,428
Activity in allowance for loan losses	'
	Activity in the allowance for loan losses and balances of loans receivable by portfolio segment for the three and six month periods ended March 31, 2014 and 2013 is as follows:
		1-4 Family			Commercial and Multi-Family Real Estate			Agricultural		Consumer			Commercial Operating			Agricultural Operating			Unallocated			Total
		Residential						Real Estate
	Three Months Ended March 31, 2014
	Allowance for loan losses:
	Beginning balance	$	341		$	1,552		$	124	$	72		$	56		$	248		$	1,865		$	4,258
	Provision (recovery) for loan losses		(54	)		114			111		(1	)		(4	)		230			(96	)		300
	Loan charge offs		-			-			-		-			-			-			-			-
	Recoveries		-			-			-		-			14			-			-			14
	Ending balance	$	287		$	1,666		$	235	$	71		$	66		$	478		$	1,769		$	4,572
	Six Months Ended March 31, 2014
	Allowance for loan losses:
	Beginning balance	$	333		$	1,937		$	112	$	74		$	49		$	267		$	1,158		$	3,930
	Provision (recovery) for loan losses		(46	)		(599	)		123		(3	)		3			211			611			300
	Loan charge offs		-			-			-		-			-			-			-			-
	Recoveries		-			328			-		-			14			-			-			342
	Ending balance	$	287		$	1,666		$	235	$	71		$	66		$	478		$	1,769		$	4,572
	Ending balance: individually evaluated for impairment		25			366			-		-			-			-			-			391
	Ending balance: collectively evaluated for impairment		262			1,300			235		71			66			478			1,769			4,181
	Total	$	287		$	1,666		$	235	$	71		$	66		$	478		$	1,769		$	4,572
	Loans:
	Ending balance: individually evaluated for impairment		673			5,703			-		-			30			-			-			6,406
	Ending balance: collectively evaluated for impairment		99,054			205,632			35,206		27,112			22,000			35,770			-			424,774
	Total	$	99,727		$	211,335		$	35,206	$	27,112		$	22,030		$	35,770		$	-		$	431,180
		1-4 Family			Commercial and Multi-Family Real Estate			Agricultural		Consumer			Commercial Operating			Agricultural Operating			Unallocated			Total
		Residential						Real Estate
	Three Months Ended March 31, 2013
	Allowance for loan losses:
	Beginning balance	$	188		$	2,870		$	1	$	3		$	50		$	18		$	833		$	3,963
	Provision (recovery) for loan losses		77			(543	)		-		-			(65	)		(1	)		232			(300	)
	Loan charge offs		-			-			-		-			-			-			-			-
	Recoveries		-			2			-		1			40			-			-			43
	Ending balance	$	265		$	2,329		$	1	$	4		$	25		$	17		$	1,065		$	3,706
	Six Months Ended March 31, 2013
	Allowance for loan losses:
	Beginning balance	$	193		$	3,113		$	1	$	3		$	49		$	-		$	612		$	3,971
	Provision (recovery) for loan losses		72			(778	)		-		-			(64	)		17			453			(300	)
	Loan charge offs		-			(8	)		-		-			-			-			-			(8	)
	Recoveries		-			2			-		1			40			-			-			43
	Ending balance	$	265		$	2,329		$	1	$	4		$	25		$	17		$	1,065		$	3,706
	Ending balance: individually evaluated for impairment		9			636			-		-			-			-			-			645
	Ending balance: collectively evaluated for impairment		256			1,693			1		4			25			17			1,065			3,061
	Total	$	265		$	2,329		$	1	$	4		$	25		$	17		$	1,065		$	3,706
	Loans:
	Ending balance: individually evaluated for impairment		682			9,382			-		-			59			-			-			10,123
	Ending balance: collectively evaluated for impairment		65,061			164,812			27,843		29,404			14,609			23,112			-			324,841
	Total	$	65,743		$	174,194		$	27,843	$	29,404		$	14,668		$	23,112		$	-		$	334,964
Asset classification of loans excluding loans held for sale	'
	The asset classification of loans at March 31, 2014 and September 30, 2013 are as follows:
	31-Mar-14
		1-4 Family			Commercial and			Agricultural		Consumer			Commercial			Agricultural			Total
		Residential			Multi-Family			Real Estate					Operating			Operating
					Real Estate
	Pass	$	99,083		$	206,253		$	32,121	$	27,112		$	22,030		$	28,523		$	415,122
	Watch		316			862			-		-			-			1,810			2,988
	Special Mention		83			99			1,940		-			-			147			2,269
	Substandard		245			4,121			1,145		-			-			5,290			10,801
	Doubtful		-			-			-		-			-			-			-
		$	99,727		$	211,335		$	35,206	$	27,112		$	22,030		$	35,770		$	431,180
	30-Sep-13
		1-4 Family			Commercial and			Agricultural		Consumer			Commercial			Agricultural			Total
		Residential			Multi-Family			Real Estate					Operating			Operating
					Real Estate
	Pass	$	81,719		$	177,513		$	26,224	$	30,314		$	16,251		$	26,362		$	358,383
	Watch		239			7,791			3,328		-			13			1,690			13,061
	Special Mention		84			102			-		-			-			5,698			5,884
	Substandard		245			7,380			-		-			-			-			7,625
	Doubtful		-			-			-		-			-			-			-
		$	82,287		$	192,786		$	29,552	$	30,314		$	16,264		$	33,750		$	384,953
Summary of past due loans	'
	Generally, when a loan becomes delinquent 90 days or more or when the collection of principal or interest becomes doubtful, the Company will place the loan on a non-accrual status and, as a result, previously accrued interest income on the loan is reversed against current income.  The loan will remain on a non-accrual status until the loan becomes current and has demonstrated a sustained period of satisfactory performance.
	Past due loans at March 31, 2014 and September 30, 2013 are as follows:
	31-Mar-14	30-59 Days			60-89 Days			Greater Than		Total Past			Current			Non-Accrual			Total Loans
		Past Due			Past Due			90 Days		Due						Loans			Receivable
	Residential 1-4 Family	$	112		$	-		$	-	$	112		$	99,333		$	282		$	99,727
	Commercial Real Estate and Multi-Family		-			-			-		-			211,019			316			211,335
	Agricultural Real Estate		-			-			-		-			35,206			-			35,206
	Consumer		156			-			4		160			26,952			-			27,112
	Commercial Operating		-			-			-		-			22,030			-			22,030
	Agricultural Operating		388			-			-		388			35,382			-			35,770
	Total	$	656		$	-		$	4	$	660		$	429,922		$	598		$	431,180
	30-Sep-13	30-59 Days			60-89 Days			Greater Than		Total Past			Current			Non-Accrual			Total Loans
		Past Due			Past Due			90 Days		Due						Loans			Receivable
	Residential 1-4 Family	$	53		$	-		$	245	$	298		$	81,744		$	245		$	82,287
	Commercial Real Estate and Multi-Family		102			-			107		209			192,150			427			192,786
	Agricultural Real Estate		1,169			-			-		1,169			28,383			-			29,552
	Consumer		29			21			13		63			30,251			-			30,314
	Commercial Operating		-			-			-		-			16,257			7			16,264
	Agricultural Operating		-			-			-		-			33,750			-			33,750
	Total	$	1,353		$	21		$	365	$	1,739		$	382,535		$	679		$	384,953
Impaired loans	'
	Impaired loans at March 31, 2014 and September 30, 2013 are as follows:
		Recorded			Unpaid Principal			Specific
		Balance			Balance			Allowance
	31-Mar-14
	Loans without a specific valuation allowance
	Residential 1-4 Family	$	392		$	392		$	-
	Commercial Real Estate and Multi-Family		4,408			4,408			-
	Agricultural Real Estate		-			-			-
	Consumer		-			-			-
	Commercial Operating		30			30			-
	Agricultural Operating		-			-			-
	Total	$	4,830		$	4,830		$	-
	Loans with a specific valuation allowance
	Residential 1-4 Family	$	281		$	281		$	25
	Commercial Real Estate and Multi-Family		1,295			1,295			366
	Agricultural Real Estate		-			-			-
	Consumer		-			-			-
	Commercial Operating		-			-			-
	Agricultural Operating		-			-			-
	Total	$	1,576		$	1,576		$	391
		Recorded			Unpaid Principal			Specific
		Balance			Balance			Allowance
	30-Sep-13
	Loans without a specific valuation allowance
	Residential 1-4 Family	$	359		$	359		$	-
	Commercial Real Estate and Multi-Family		4,527			4,535			-
	Agricultural Real Estate		-			-			-
	Consumer		-			-			-
	Commercial Operating		45			60			-
	Agricultural Operating		-			-			-
	Total	$	4,931		$	4,954		$	-
	Loans with a specific valuation allowance
	Residential 1-4 Family	$	282		$	282		$	25
	Commercial Real Estate and Multi-Family		2,107			2,107			404
	Agricultural Real Estate		-			-			-
	Consumer		-			-			-
	Commercial Operating		-			-			-
	Agricultural Operating		-			-			-
	Total	$	2,389		$	2,389		$	429
	The following table provides the average recorded investment in impaired loans for the three and six month periods ended March 31, 2014 and 2013.
		Three Months Ended March 31,						Six Months Ended March 31,
		2014			2013			2014		2013
		Average Recorded Investment			Average Recorded Investment			Average Recorded Investment		Average Recorded Investment
	Residential 1-4 Family	$	676		$	650		$	665	$	548
	Commercial Real Estate and Multi-Family		7,512			8,104			7,370		8,537
	Agricultural Real Estate		-			-			-		-
	Consumer		-			1			-		1
	Commercial Operating		37			63			41		48
	Agricultural Operating		-			-			-		-
	Total	$	8,226		$	8,818		$	8,076	$	9,134

EARNINGS_PER_COMMON_SHARE_EPS_

EARNINGS PER COMMON SHARE ("EPS") (Tables)	6 Months Ended
	Mar. 31, 2014
EARNINGS PER COMMON SHARE ("EPS") [Abstract]	'
Reconciliation of basic and diluted EPS	'
	A reconciliation of net income and common stock share amounts used in the computation of basic and diluted EPS for the three and six months ended March 31, 2014 and 2013 is presented below.
	Three Months Ended March 31,	2014			2013
	(Dollars in Thousands, Except Share and Per Share Data)
	Earnings
	Net Income	$	4,144		$	3,147
	Basic EPS
	Weighted average common shares outstanding		6,119,679			5,490,960
	Less weighted average nonvested shares		(4,967	)		-
	Weighted average common shares outstanding		6,114,712			5,490,960
	Earnings Per Common Share
	Basic	$	0.68		$	0.57
	Diluted EPS
	Weighted average common shares outstanding for basic earnings per common share		6,114,712			5,490,960
	Add dilutive effect of assumed exercises of stock options, net of tax benefits		100,282			32,149
	Weighted average common and dilutive potential common shares outstanding		6,214,994			5,523,109
	Earnings Per Common Share
	Diluted	$	0.67		$	0.57
	Six Months Ended March 31,	2014			2013
	(Dollars in Thousands, Except Share and Per Share Data)
	Earnings
	Net Income	$	8,146		$	6,272
	Basic EPS
	Weighted average common shares outstanding		6,098,892			5,476,371
	Less weighted average unallocated ESOP and nonvested shares		(4,601	)		-
	Weighted average common shares outstanding		6,094,291			5,476,371
	Earnings Per Common Share
	Basic	$	1.34		$	1.15
	Diluted EPS
	Weighted average common shares outstanding for basic earnings per common share		6,094,291			5,476,371
	Add dilutive effect of assumed exercises of stock options, net of tax benefits		97,282			34,460
	Weighted average common and dilutive potential common shares outstanding		6,191,573			5,510,831
	Earnings Per Common Share
	Diluted	$	1.32		$	1.14

SECURITIES_Tables

SECURITIES (Tables)	6 Months Ended
	Mar. 31, 2014
SECURITIES [Abstract]	'
Amortized cost, gross unrealized gains and losses and estimated fair values of available for sale securities	'
	The amortized cost, gross unrealized gains and losses and estimated fair values of available for sale and held to maturity securities at March 31, 2014 and September 30, 2013 are presented below.
	Available For Sale
	31-Mar-14		Amortized Cost			Gross				Gross				Fair Value
						Unrealized Gains				Unrealized (Losses)
			(Dollars in Thousands)
	Debt securities
	Trust preferred and corporate securities		$	55,902		$	184			$	(3,641	)		$	52,445
	Small Business Administration securities			52,799			632				-				53,431
	Non-bank qualified obligations of states and political subdivisions			321,754			290				(11,303	)			310,741
	Common equities and mutual funds			541			282				(9	)			814
	Mortgage-backed securities			629,973			3,204				(17,005	)			616,172
	Total debt securities		$	1,060,969		$	4,592			$	(31,958	)		$	1,033,603
	30-Sep-13		Amortized Cost			Gross				Gross				Fair Value
						Unrealized Gains				Unrealized (Losses)
			(Dollars in Thousands)
	Debt securities
	Trust preferred and corporate securities		$	52,897		$	136			$	(4,249	)		$	48,784
	Small Business Administration securities			10,099			482				-				10,581
	Obligations of states and political subdivisions			1,880			-				(153	)			1,727
	Non-bank qualified obligations of states and political subdivisions			255,189			-				(16,460	)			238,729
	Mortgage-backed securities			596,343			3,968				(18,939	)			581,372
	Total debt securities		$	916,408		$	4,586			$	(39,801	)		$	881,193
Amortized cost, gross unrealized gains and losses and estimated fair values of held to maturity securities	'
	Held to Maturity
					Gross				Gross				Estimated
	March 31, 2014	Amortized Cost			Unrealized Gains				Unrealized (Losses)				Fair Value
		(Dollars in thousands)
	Debt securities
	Agency and instrumentality securities		$	10,000		$	-			$	(303	)		$	9,697
	Obligations of states and political subdivisions			18,567			22				(804	)			17,785
	Non-bank qualified obligations of states and political subdivisions			188,068			296				(7,856	)			180,508
	Mortgage-backed securities			73,676			-				(3,492	)			70,184
	Total debt securities		$	290,311		$	318			$	(12,455	)		$	278,174
					Gross				Gross				Estimated
	September 30, 2013	Amortized Cost			Unrealized Gains				Unrealized (Losses)				Fair Value
		(Dollars in thousands)
	Debt securities
	Agency and instrumentality securities		$	10,003		$	-			$	(390	)		$	9,613
	Obligations of states and political subdivisions			19,549			13				(1,220	)			18,342
	Non-bank qualified obligations of states and political subdivisions			181,547			-				(12,085	)			169,462
	Mortgage-backed securities			76,927			-				(3,826	)			73,101
	Total debt securities		$	288,026		$	13			$	(17,521	)		$	270,518
Available for sale securities of trust preferred securities	'
	Included in securities available for sale are trust preferred securities as follows:
	At March 31, 2014
	Issuer(1)		Amortized			Fair Value				Unrealized				S&P			Moody's
			Cost							(Loss)				Credit Rating			Credit Rating
			(Dollars in Thousands)
	Key Corp. Capital I		$	4,985		$	4,216			$	(769	)		BBB-			Baa3
	Huntington Capital Trust II SE			4,976			4,100				(876	)		BB+			Baa3
	PNC Capital Trust			4,961			4,162				(799	)		BBB			Baa2
	Wells Fargo (Corestates Capital) Trust			4,421			4,173				(248	)		A-			A3
	Total		$	19,343		$	16,651			$	(2,692	)
	(1) Trust preferred securities are single-issuance.  There are no known deferrals, defaults or excess subordination.
	At September 30, 2013
	Issuer(1)		Amortized			Fair Value				Unrealized				S&P			Moody's
			Cost							(Loss)				Credit Rating			Credit Rating
			(Dollars in Thousands)
	Key Corp. Capital I		$	4,984		$	4,100			$	(884	)		BBB-			Baa3
	Huntington Capital Trust II SE			4,976			4,075				(901	)		BB+			Baa3
	PNC Capital Trust			4,959			4,175				(784	)		BBB			Baa2
	Wells Fargo (Corestates Capital) Trust			4,399			4,050				(349	)		A-			A3
	Total		$	19,318		$	16,400			$	(2,918	)
Gross unrealized losses and fair value, aggregated by investment category	'
	Gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in continuous unrealized loss position at March 31, 2014 and September 30, 2013, are as follows:
	Available For Sale
			LESS THAN 12 MONTHS							OVER 12 MONTHS							TOTAL
			Fair			Unrealized				Fair				Unrealized			Fair		Unrealized
	31-Mar-14		Value			(Losses)				Value				(Losses)			Value		(Losses)
			(Dollars in Thousands)
	Debt securities
	Trust preferred and corporate securities		$	16,988		$	(545	)		$	22,313			$	(3,096	)	$	39,301	$	(3,641	)
	Non-bank qualified obligations of states and political subdivisions			164,930			(5,699	)			97,806				(5,604	)		262,736		(11,303	)
	Common equities and mutual funds			121			(9	)			-				-			121		(9	)
	Mortgage-backed securities			314,012			(14,592	)			52,134				(2,413	)		366,146		(17,005	)
	Total debt securities		$	496,051		$	(20,845	)		$	172,253			$	(11,113	)	$	668,304	$	(31,958	)
			LESS THAN 12 MONTHS							OVER 12 MONTHS							TOTAL
			Fair			Unrealized				Fair				Unrealized			Fair		Unrealized
	30-Sep-13		Value			(Losses)				Value				(Losses)			Value		(Losses)
			(Dollars in Thousands)
	Debt securities
	Trust preferred and corporate securities		$	29,312		$	(1,433	)		$	13,477			$	(2,816	)	$	42,789	$	(4,249	)
	Obligations of states and political subdivisions			1,727			(153	)			-				-			1,727		(153	)
	Non-bank qualified obligations of states and political subdivisions			238,729			(16,460	)			-				-			238,729		(16,460	)
	Mortgage-backed securities			357,850			(18,939	)			-				-			357,850		(18,939	)
	Total debt securities		$	627,618		$	(36,985	)		$	13,477			$	(2,816	)	$	641,095	$	(39,801	)
Gross unrealized losses and fair value, aggregated by investment category for held to maturity securities	'
	Held to Maturity
			LESS THAN 12 MONTHS							OVER 12 MONTHS							TOTAL
			Fair			Unrealized				Fair				Unrealized			Fair		Unrealized
	31-Mar-14		Value			(Losses)				Value				(Losses)			Value		(Losses)
			(Dollars in Thousands)
	Debt securities
	Agency and instrumentality securities		$	9,697		$	(303	)		$	-			$	-		$	9,697	$	(303	)
	Obligations of states and political subdivisions			12,828			(583	)			2,991				(221	)		15,819		(804	)
	Non-bank qualified obligations of states and political subdivisions			123,726			(5,947	)			42,631				(1,909	)		166,357		(7,856	)
	Mortgage-backed securities			70,183			(3,492	)			-				-			70,183		(3,492	)
	Total debt securities		$	216,434		$	(10,325	)		$	45,622			$	(2,130	)	$	262,056	$	(12,455	)
			LESS THAN 12 MONTHS							OVER 12 MONTHS							TOTAL
			Fair			Unrealized				Fair				Unrealized			Fair		Unrealized
	30-Sep-13		Value			(Losses)				Value				(Losses)			Value		(Losses)
			(Dollars in Thousands)
	Debt securities
	Agency and instrumentality securities		$	9,613		$	(390	)		$	-			$	-		$	9,613	$	(390	)
	Obligations of states and political subdivisions			17,253			(1,220	)			-				-			17,253		(1,220	)
	Non-bank qualified obligations of states and political subdivisions			169,462			(12,085	)			-				-			169,462		(12,085	)
	Mortgage-backed securities			73,101			(3,826	)			-				-			73,101		(3,826	)
	Total debt securities		$	269,429		$	(17,521	)		$	-			$	-		$	269,429	$	(17,521	)
Investments classified by contractual maturity date	'
	The amortized cost and fair value of debt securities by contractual maturity are shown below.  Certain securities have call features which allow the issuer to call the security prior to maturity.  Expected maturities may differ from contractual maturities in mortgage-backed securities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.  Therefore, mortgage-backed securities are not included in the maturity categories in the following maturity summary.  The expected maturities of certain Small Business Administration securities may differ from contractual maturities because the borrowers may have the right to prepay the obligation. However, certain prepayment penalties may apply.
	Available For Sale
			AMORTIZED			FAIR
			COST			VALUE
	31-Mar-14		(Dollars in Thousands)
	Due in one year or less		$	-		$	-
	Due after one year through five years			11,172			11,362
	Due after five years through ten years			243,806			238,203
	Due after ten years			176,018			167,866
				430,996			417,431
	Mortgage-backed securities			629,973			616,172
	Total debt securities		$	1,060,969		$	1,033,603
			AMORTIZED			FAIR
			COST			VALUE
	30-Sep-13		(Dollars in Thousands)
	Due in one year or less		$	-		$	-
	Due after one year through five years			9,929			10,061
	Due after five years through ten years			162,203			155,014
	Due after ten years			147,933			134,746
				320,065			299,821
	Mortgage-backed securities			596,343			581,372
	Total debt securities		$	916,408		$	881,193
	Held To Maturity
			AMORTIZED			FAIR
			COST			VALUE
	31-Mar-14		(Dollars in Thousands)
	Due in one year or less		$	345		$	346
	Due after one year through five years			4,112			4,063
	Due after five years through ten years			71,453			68,424
	Due after ten years			140,725			135,157
				216,635			207,990
	Mortgage-backed securities			73,676			70,184
	Total debt securities		$	290,311		$	278,174
			AMORTIZED			FAIR
			COST			VALUE
	30-Sep-13		(Dollars in Thousands)
	Due in one year or less		$	649		$	649
	Due after one year through five years			2,234			2,203
	Due after five years through ten years			50,547			47,519
	Due after ten years			157,669			147,046
				211,099			197,417
	Mortgage-backed securities			76,927			73,101
	Total debt securities		$	288,026		$	270,518

STOCK_OPTION_PLAN_Tables

STOCK OPTION PLAN (Tables)	6 Months Ended
	Mar. 31, 2014
STOCK OPTION PLAN [Abstract]	'
Summary of option activity	'
	The following tables show the activity of options and nonvested (restricted) shares granted, exercised, or forfeited under all of the Company’s option and incentive plans for the six months ended March 31, 2014:
		Number			Weighted		Weighted		Aggregate
		of			Average		Average		Intrinsic
		Shares			Exercise		Remaining		Value
					Price		Contractual
							Term (Yrs)
		(Dollars in Thousands, Except Share and Per Share Data)
	Options outstanding, September 30, 2013		318,648		$	24.44		4.18	$	4,376
	Granted		-			-				-
	Exercised		(54,557	)		22.66				952
	Forfeited or expired		-			-				-
	Options outstanding, March 31, 2014		264,091		$	24.81		3.92	$	5,281
	Options exercisable, March 31, 2014		261,341		$	24.77		3.89	$	5,238
Summary of nonvested share activity	'
		Number of			Weighted
		Shares			Average
					Fair Value
					at Grant
	(Dollars in Thousands, Except Share and Per Share Data)
	Nonvested shares outstanding, September 30, 2013		4,000		$	25.67
	Granted		4,150			37.85
	Vested		(4,150	)		35.02
	Forfeited or expired		-			-
	Nonvested shares outstanding, March 31, 2014		4,000		$	28.61

SEGMENT_INFORMATION_Tables

SEGMENT INFORMATION (Tables)	6 Months Ended
	Mar. 31, 2014
SEGMENT INFORMATION [Abstract]	'
Segment information of the entity	'
	The following tables present segment data for the Company for the three and six months ended March 31, 2014 and 2013, respectively.
		Retail			Meta Payment			All Others			Total
		Banking			Systems®
	Three Months Ended March 31, 2014
	Interest income	$	7,797		$	4,266		$	-		$	12,063
	Interest expense		402			31			111			544
	Net interest income (expense)		7,395			4,235			(111	)		11,519
	Provision (recovery) for loan losses		300			-			-			300
	Non-interest income		1,058			12,005			-			13,063
	Non-interest expense		5,622			13,988			133			19,743
	Income (loss) before income tax expense (benefit)		2,531			2,252			(244	)		4,539
	Income tax expense (benefit)		220			266			(91	)		395
	Net income (loss)	$	2,311		$	1,986		$	(153	)	$	4,144
	Inter-segment revenue (expense)	$	3,410			(3,410	)	$	-		$	-
	Total assets		459,500			1,427,772			3,285			1,890,557
	Total deposits		210,032			1,292,438			(7,310	)		1,495,160
		Retail			Meta Payment			All Others			Total
		Banking			Systems®
	Six Months Ended March 31, 2014
	Interest income	$	15,259		$	7,966		$	-		$	23,225
	Interest expense		911			57			225			1,193
	Net interest income (expense)		14,348			7,909			(225	)		22,032
	Provision (recovery) for loan losses		300			-			-			300
	Non-interest income		1,808			24,842			-			26,650
	Non-interest expense		10,454			27,715			635			38,804
	Income (loss) before income tax expense (benefit)		5,402			5,036			(860	)		9,578
	Income tax expense (benefit)		836			905			(309	)		1,432
	Net income (loss)	$	4,566		$	4,131		$	(551	)	$	8,146
	Inter-segment revenue (expense)	$	6,626		$	(6,626	)	$	-		$	-
	Total assets		459,500			1,427,772			3,285			1,890,557
	Total deposits		210,032			1,292,438			(7,310	)		1,495,160
		Retail			Meta Payment			All Others			Total
		Banking			Systems®
	Three Months Ended March 31, 2013
	Interest income	$	5,962		$	3,756		$	-		$	9,718
	Interest expense		667			30			116			813
	Net interest income (expense)		5,295			3,726			(116	)		8,905
	Provision (recovery) for loan losses		(300	)		-			-			(300	)
	Non-interest income		1,184			13,911			-			15,095
	Non-interest expense		5,543			14,770			272			20,585
	Income (loss) before tax		1,236			2,867			(388	)		3,715
	Income tax expense (benefit)		204			508			(144	)		568
	Net income (loss)	$	1,032		$	2,359		$	(244	)	$	3,147
	Inter-segment revenue (expense)	$	2,996		$	(2,996	)	$	-		$	-
	Total assets		253,077			1,484,927			2,295			1,740,299
	Total deposits		204,937			1,353,538			(1,255	)		1,557,220
		Retail			Meta Payment			All Others			Total
		Banking			Systems®
	Six Months Ended March 31, 2013
	Interest income	$	12,018		$	7,330		$	-		$	19,348
	Interest expense		1,339			68			239			1,646
	Net interest income (expense)		10,679			7,262			(239	)		17,702
	Provision (recovery) for loan losses		(300	)		-			-			(300	)
	Non-interest income		3,100			25,405			-			28,505
	Non-interest expense		10,367			27,759			537			38,663
	Income (loss) before tax		3,712			4,908			(776	)		7,844
	Income tax expense (benefit)		848			1,013			(289	)		1,572
	Net income (loss)	$	2,864		$	3,895		$	(487	)	$	6,272
	Inter-segment revenue (expense)	$	5,918		$	(5,918	)	$	-		$	-
	Total assets		253,077			1,484,927			2,295			1,740,299
	Total deposits		204,937			1,353,538			(1,255	)		1,557,220
	The following tables present gross profit data for MPS for the three and six months ended March 31, 2014 and 2013.
	Three Months Ended March 31,	2014			2013
Interest income	$	4,266		$	3,756
Interest expense		31			30
Net interest income		4,235			3,726
Provision (recovery) for loan losses		-			-
Non-interest income		12,005			13,911
Card processing expense		3,563			4,963
Gross Profit		12,677			12,674
Other non-interest expense		10,425			9,807
Income (loss) before income tax expense (benefit)		2,252			2,867
Income tax expense (benefit)		266			508
Net Income (Loss)	$	1,986		$	2,359
Six Months Ended March 31,		2014			2013
Interest income	$	7,966		$	7,330
Interest expense		57			68
Net interest income		7,909			7,262
Provision (recovery) for loan losses		-			-
Non-interest income		24,842			25,405
Card processing expense		7,800			8,643
Gross Profit		24,951			24,024
Other non-interest expense		19,915			19,116
Income (loss) before income tax expense (benefit)		5,036			4,908
Income tax expense		905			1,013
Net Income	$	4,131		$	3,895

FAIR_VALUE_MEASUREMENTS_Tables

FAIR VALUE MEASUREMENTS (Tables)	6 Months Ended
	Mar. 31, 2014
FAIR VALUE MEASUREMENTS [Abstract]	'
Assets measured at fair value on recurring basis	'
	The following table summarizes the fair values of securities available for sale and held to maturity at March 31, 2014 and September 30, 2013.  Securities available for sale are measured at fair value on a recurring basis, while securities held to maturity are carried at amortized cost in the consolidated statements of financial condition.
			Fair Value at March 31, 2014
			Available For Sale									Held To Maturity
	(Dollars in Thousands)		Total			Level 1		Level 2		Level 3		Total		Level 1		Level 2		Level 3
	Debt securities
	Trust preferred and corporate securities		$	52,445		$	-	$	52,445	$	-	$	-	$	-	$	-	$	-
	Agency and instrumentality securities			-			-		-		-		9,697		-		9,697		-
	Small Business Administration securities			53,431			-		53,431		-		-		-		-		-
	Obligations of states and political subdivisions			-			-		-		-		17,785		-		17,785		-
	Non-bank qualified obligations of states and political subdivisions			310,741			-		310,741		-		180,508		-		180,508		-
	Common equities and mutual funds			814			-		814		-		-		-		-		-
	Mortgage-backed securities			616,172			-		616,172		-		70,184		-		70,184		-
	Securities available for sale		$	1,033,603		$	-	$	1,033,603	$	-	$	278,174	$	-	$	278,174	$	-
			Fair Value at September 30, 2013
			Available For Sale									Held To Maturity
	(Dollars in Thousands)		Total			Level 1		Level 2		Level 3		Total		Level 1		Level 2		Level 3
	Debt securities
	Trust preferred and corporate securities		$	48,784		$	-	$	48,784	$	-	$	-	$	-	$	-	$	-
	Agency securities			-			-		-		-		9,613		-		9,613		-
	Small Business Administration securities			10,581			-		10,581		-		-		-		-		-
	Obligations of states and political subdivisions			1,727			-		1,727		-		18,342		-		18,342		-
	Non-bank qualified obligations of states and political subdivisions			238,729			-		238,729		-		169,462		-		169,462		-
	Mortgage-backed securities			581,372			-		581,372		-		73,101		-		73,101		-
	Securities available for sale		$	881,193		$	-	$	881,193	$	-	$	270,518	$	-	$	270,518	$	-
Assets measured at fair value on nonrecurring basis	'
	The following table summarizes the assets of the Company that are measured at fair value in the consolidated statements of financial condition on a non-recurring basis as of March 31, 2014 and September 30, 2013.
			Fair Value at March 31, 2014
	(Dollars in Thousands)		Total			Level 1		Level 2		Level 3
	Impaired Loans, net
	One to four family residential mortgage loans		$	256		$	-	$	-	$	256
	Commercial and multi-family real estate loans			929			-		-		929
	Total Impaired Loans			1,185			-		-		1,185
	Foreclosed Assets, net			116			-		-		116
	Total		$	1,301		$	-	$	-	$	1,301
			Fair Value at September 30, 2013
	(Dollars in Thousands)		Total			Level 1		Level 2		Level 3
	Impaired Loans, net
	One to four family residential mortgage loans		$	257		$	-	$	-	$	257
	Commercial and multi-family real estate loans			1,810			-		-		1,810
	Total Impaired Loans			2,067			-		-		2,067
	Foreclosed Assets, net			116			-		-		116
	Total		$	2,183		$	-	$	-	$	2,183
Asset quantitative information	'
			Quantitative Information About Level 3 Fair Value Measurements
	(Dollars in Thousands)		Fair Value at		Valuation	Unobservable Input
			31-Mar-14		Technique
	Impaired Loans, net		$	1,185	Market approach	Appraised values (1)
	Foreclosed Assets, net			116	Market approach	Appraised values (1)
	-1	The Company generally relies on external appraisers to develop this information.  Management reduced the appraised value by estimated selling costs in a range of 4% to 10%.
			Quantitative Information About Level 3 Fair Value Measurements
	(Dollars in Thousands)		Fair Value at		Valuation	Unobservable Input
			30-Sep-13		Technique
	Impaired Loans, net		$	2,067	Market approach	Appraised values (1)
	Foreclosed Assets, net			116	Market approach	Appraised values (1)
	-1	The Company generally relies on external appraisers to develop this information.  Management reduced the appraised value by estimated selling costs in a range of 4% to 10%.
Carrying and estimated fair value of financial instruments	'
	The following table discloses the Company’s estimated fair value amounts of its financial instruments.  It is management’s belief that the fair values presented below are reasonable based on the valuation techniques and data available to the Company as of March 31, 2014 and September 30, 2013, as more fully described below.  The operations of the Company are managed from a going concern basis and not a liquidation basis.  As a result, the ultimate value realized for the financial instruments presented could be substantially different when actually recognized over time through the normal course of operations.  Additionally, a substantial portion of the Company’s inherent value is the Bank’s capitalization and franchise value.  Neither of these components have been given consideration in the presentation of fair values below.
	The following presents the carrying amount and estimated fair value of the financial instruments held by the Company at March 31, 2014 and September 30, 2013.
			31-Mar-14
			Carrying			Estimated
			Amount			Fair Value		Level 1		Level 2		Level 3
			(Dollars in Thousands)
	Financial assets
	Cash and cash equivalents		$	38,931		$	38,931	$	38,931	$	-	$	-
	Securities available for sale			1,033,603			1,033,603		-		1,033,603		-
	Securities held to maturity			290,311			278,174		-		278,174		-
	Total securities			1,323,914			1,311,777		-		1,311,777		-
	Loans receivable:
	One to four family residential mortgage loans			99,727			89,286		-		-		89,286
	Commercial and multi-family real estate loans			211,335			219,303		-		-		219,303
	Agricultural real estate loans			35,206			35,961		-		-		35,961
	Consumer loans			27,112			27,197		-		-		27,197
	Commercial operating loans			22,030			20,212		-		-		20,212
	Agricultural operating loans			35,770			38,642		-		-		38,642
	Total loans receivable			431,180			430,601		-		-		430,601
	Federal Home Loan Bank stock			10,645			10,645		-		10,645		-
	Accrued interest receivable			9,608			9,608		9,608		-		-
	Financial liabilities
	Noninterest bearing demand deposits			1,309,753			1,309,753		1,309,753		-		-
	Interest bearing demand deposits, savings, and money markets			112,410			112,410		112,410		-		-
	Certificates of deposit			72,997			73,361		-		73,361		-
	Total deposits			1,495,160			1,495,524		1,422,163		73,361		-
	Advances from Federal Home Loan Bank			7,000			8,938		-		8,938		-
	Federal funds purchased			205,000			205,000				205,000
	Securities sold under agreements to repurchase			5,526			5,526		-		5,526		-
	Subordinated debentures			10,310			10,289		-		10,289		-
	Accrued interest payable			167			167		167		-		-
			30-Sep-13
			Carrying			Estimated
			Amount			Fair Value		Level 1		Level 2		Level 3
			(Dollars in Thousands)
	Financial assets
	Cash and cash equivalents		$	40,063		$	40,063	$	40,063	$	-	$	-
	Securities available for sale			881,193			881,193		-		881,193		-
	Securities held to maturity			288,026			270,518		-		270,518		-
	Total securities			1,169,219			1,151,711		-		1,151,711		-
	Loans receivable:
	One to four family residential mortgage loans			82,287			72,628		-		-		72,628
	Commercial and multi-family real estate loans			192,786			200,778		-		-		200,778
	Agricultural real estate loans			29,552			30,920		-		-		30,920
	Consumer loans			30,314			30,588		-		-		30,588
	Commercial operating loans			16,264			15,718		-		-		15,718
	Agricultural operating loans			33,750			35,175		-		-		35,175
	Total loans receivable			384,953			385,807		-		-		385,807
	Federal Home Loan Bank stock			9,994			9,994		-		9,994		-
	Accrued interest receivable			8,582			8,582		8,582		-		-
	Financial liabilities
	Noninterest bearing demand deposits			1,086,258			1,086,258		1,086,258		-		-
	Interest bearing demand deposits, savings, and money markets			97,426			97,426		97,426		-		-
	Certificates of deposit			131,599			132,187		-		132,187		-
	Total deposits			1,315,283			1,315,871		1,183,684		132,187		-
	Advances from Federal Home Loan Bank			7,000			9,089		-		9,089		-
	Federal funds purchased			190,000			190,000				190,000
	Securities sold under agreements to repurchase			9,146			9,146		-		9,146		-
	Subordinated debentures			10,310			10,312		-		10,312		-
	Accrued interest payable			291			291		291		-		-

INTANGIBLE_ASSETS_Tables

INTANGIBLE ASSETS (Tables)	6 Months Ended
	Mar. 31, 2014
INTANGIBLE ASSETS [Abstract]	'
Changes in carrying amount of goodwill and intangible assets	'
	The changes in the carrying amount of the Company’s intangible assets for the six months ended March 31, 2014 and 2013 are as follows:
		Meta Payment			Meta Payment			Total
		Systems®			Systems®
		Patents			Other
		(Dollars in Thousands)
	Balance as of September 30, 2013	$	2,339		$	-		$	2,339
	Patent costs capitalized during the period		161			-			161
	Amortization during the period		(36	)		-			(36	)
	Balance as of March 31, 2014	$	2,464		$	-		$	2,464
		Meta Payment			Meta Payment			Total
		Systems®			Systems®
		Patents			Other
		(Dollars in Thousands)
	Balance as of September 30, 2012	$	2,026		$	9		$	2,035
	Acquisitions during the period		257			-			257
	Amortization during the period		(21	)		(9	)		(30	)
	Balance as of March 31, 2013	$	2,262		$	-		$	2,262

CREDIT_DISCLOSURES_Details

CREDIT DISCLOSURES (Details) (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013	Mar. 31, 2014	Mar. 31, 2013	Sep. 30, 2013
Loans Receivable [Abstract]	'	'	'	'	'
Total Loans Receivable	$431,180	$334,964	$431,180	$334,964	$384,953
Less:	'	'	'	'	'
Allowance for loan losses	-4,572	'	-4,572	'	-3,930
Net deferred loan origination fees	-593	'	-593	'	-595
Total Loans Receivable, Net	426,015	'	426,015	'	380,428
Activity in allowance for loan losses [Roll Forward]	'	'	'	'	'
Beginning balance	4,258	3,963	3,930	3,971	'
Provision (recovery) for loan losses	300	-300	300	-300	'
Loan charge offs	0	0	0	-8	'
Recoveries	14	43	342	43	'
Ending balance	4,572	3,706	4,572	3,706	'
Ending balance: individually evaluated for impairment	391	645	391	645	'
Ending balance: collectively evaluated for impairment	4,181	3,061	4,181	3,061	'
Total	4,572	3,706	4,572	3,706	'
Loans [Abstract]	'	'	'	'	'
Ending balance: individually evaluated for impairment	6,406	10,123	6,406	10,123	'
Ending balance: collectively evaluated for impairment	424,774	324,841	424,774	324,841	'
Total	431,180	334,964	431,180	334,964	384,953
Percentage of specific allowance for losses (in hundredths)	'	'	100.00%	'	'
One to four family residential mortgage loans [Member]	'	'	'	'	'
Loans Receivable [Abstract]	'	'	'	'	'
Total Loans Receivable	99,727	65,743	99,727	65,743	82,287
Activity in allowance for loan losses [Roll Forward]	'	'	'	'	'
Beginning balance	341	188	333	193	'
Provision (recovery) for loan losses	-54	77	-46	72	'
Loan charge offs	0	0	0	0	'
Recoveries	0	0	0	0	'
Ending balance	287	265	287	265	'
Ending balance: individually evaluated for impairment	25	9	25	9	'
Ending balance: collectively evaluated for impairment	262	256	262	256	'
Total	287	265	287	265	'
Loans [Abstract]	'	'	'	'	'
Ending balance: individually evaluated for impairment	673	682	673	682	'
Ending balance: collectively evaluated for impairment	99,054	65,061	99,054	65,061	'
Total	99,727	65,743	99,727	65,743	82,287
Commercial and multi-family real estate loans [Member]	'	'	'	'	'
Loans Receivable [Abstract]	'	'	'	'	'
Total Loans Receivable	211,335	174,194	211,335	174,194	192,786
Activity in allowance for loan losses [Roll Forward]	'	'	'	'	'
Beginning balance	1,552	2,870	1,937	3,113	'
Provision (recovery) for loan losses	114	-543	-599	-778	'
Loan charge offs	0	0	0	-8	'
Recoveries	0	2	328	2	'
Ending balance	1,666	2,329	1,666	2,329	'
Ending balance: individually evaluated for impairment	366	636	366	636	'
Ending balance: collectively evaluated for impairment	1,300	1,693	1,300	1,693	'
Total	1,666	2,329	1,666	2,329	'
Loans [Abstract]	'	'	'	'	'
Ending balance: individually evaluated for impairment	5,703	9,382	5,703	9,382	'
Ending balance: collectively evaluated for impairment	205,632	164,812	205,632	164,812	'
Total	211,335	174,194	211,335	174,194	192,786
Agricultural real estate loans [Member]	'	'	'	'	'
Loans Receivable [Abstract]	'	'	'	'	'
Total Loans Receivable	35,206	27,843	35,206	27,843	29,552
Activity in allowance for loan losses [Roll Forward]	'	'	'	'	'
Beginning balance	124	1	112	1	'
Provision (recovery) for loan losses	111	0	123	0	'
Loan charge offs	0	0	0	0	'
Recoveries	0	0	0	0	'
Ending balance	235	1	235	1	'
Ending balance: individually evaluated for impairment	0	0	0	0	'
Ending balance: collectively evaluated for impairment	235	1	235	1	'
Total	235	1	235	1	'
Loans [Abstract]	'	'	'	'	'
Ending balance: individually evaluated for impairment	0	0	0	0	'
Ending balance: collectively evaluated for impairment	35,206	27,843	35,206	27,843	'
Total	35,206	27,843	35,206	27,843	29,552
Consumer Loans [Member]	'	'	'	'	'
Loans Receivable [Abstract]	'	'	'	'	'
Total Loans Receivable	27,112	29,404	27,112	29,404	30,314
Activity in allowance for loan losses [Roll Forward]	'	'	'	'	'
Beginning balance	72	3	74	3	'
Provision (recovery) for loan losses	-1	0	-3	0	'
Loan charge offs	0	0	0	0	'
Recoveries	0	1	0	1	'
Ending balance	71	4	71	4	'
Ending balance: individually evaluated for impairment	0	0	0	0	'
Ending balance: collectively evaluated for impairment	71	4	71	4	'
Total	71	4	71	4	'
Loans [Abstract]	'	'	'	'	'
Ending balance: individually evaluated for impairment	0	0	0	0	'
Ending balance: collectively evaluated for impairment	27,112	29,404	27,112	29,404	'
Total	27,112	29,404	27,112	29,404	30,314
Commercial operating loans [Member]	'	'	'	'	'
Loans Receivable [Abstract]	'	'	'	'	'
Total Loans Receivable	22,030	14,668	22,030	14,668	16,264
Activity in allowance for loan losses [Roll Forward]	'	'	'	'	'
Beginning balance	56	50	49	49	'
Provision (recovery) for loan losses	-4	-65	3	-64	'
Loan charge offs	0	0	0	0	'
Recoveries	14	40	14	40	'
Ending balance	66	25	66	25	'
Ending balance: individually evaluated for impairment	0	0	0	0	'
Ending balance: collectively evaluated for impairment	66	25	66	25	'
Total	66	25	66	25	'
Loans [Abstract]	'	'	'	'	'
Ending balance: individually evaluated for impairment	30	59	30	59	'
Ending balance: collectively evaluated for impairment	22,000	14,609	22,000	14,609	'
Total	22,030	14,668	22,030	14,668	16,264
Agricultural operating loans [Member]	'	'	'	'	'
Loans Receivable [Abstract]	'	'	'	'	'
Total Loans Receivable	35,770	23,112	35,770	23,112	33,750
Activity in allowance for loan losses [Roll Forward]	'	'	'	'	'
Beginning balance	248	18	267	0	'
Provision (recovery) for loan losses	230	-1	211	17	'
Loan charge offs	0	0	0	0	'
Recoveries	0	0	0	0	'
Ending balance	478	17	478	17	'
Ending balance: individually evaluated for impairment	0	0	0	0	'
Ending balance: collectively evaluated for impairment	478	17	478	17	'
Total	478	17	478	17	'
Loans [Abstract]	'	'	'	'	'
Ending balance: individually evaluated for impairment	0	0	0	0	'
Ending balance: collectively evaluated for impairment	35,770	23,112	35,770	23,112	'
Total	35,770	23,112	35,770	23,112	33,750
Unallocated [Member]	'	'	'	'	'
Loans Receivable [Abstract]	'	'	'	'	'
Total Loans Receivable	0	0	0	0	'
Activity in allowance for loan losses [Roll Forward]	'	'	'	'	'
Beginning balance	1,865	833	1,158	612	'
Provision (recovery) for loan losses	-96	232	611	453	'
Loan charge offs	0	0	0	0	'
Recoveries	0	0	0	0	'
Ending balance	1,769	1,065	1,769	1,065	'
Ending balance: individually evaluated for impairment	0	0	0	0	'
Ending balance: collectively evaluated for impairment	1,769	1,065	1,769	1,065	'
Total	1,769	1,065	1,769	1,065	'
Loans [Abstract]	'	'	'	'	'
Ending balance: individually evaluated for impairment	0	0	0	0	'
Ending balance: collectively evaluated for impairment	0	0	0	0	'
Total	$0	$0	$0	$0	'

CREDIT_DISCLOSURES_Credit_Qual

CREDIT DISCLOSURES, Credit Quality Indicator (Details) (USD $)	6 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Sep. 30, 2013
	Area
Asset classification of loans [Abstract]	'	'
Financing Receivable, Net	$431,180	$384,953
Exposure of the entity expressed in loan to value ratio (in hundredths)	80.00%	'
Tenure of ARM loan offered	'one, three, five, seven and ten year	'
Annual cap of ARM loans (in hundredths)	2.00%	'
Lifetime cap of ARM loans (in hundredths)	6.00%	'
Maturity period of fixed rate loans	'30 years	'
Number of market areas	4	'
Minimum [Member]	'	'
Asset classification of loans [Abstract]	'	'
Loan to value ratio (in hundredths)	80.00%	'
Maximum [Member]	'	'
Asset classification of loans [Abstract]	'	'
Loan to value ratio (in hundredths)	100.00%	'
Pass [Member]	'	'
Asset classification of loans [Abstract]	'	'
Financing Receivable, Net	415,122	358,383
Watch [Member]	'	'
Asset classification of loans [Abstract]	'	'
Financing Receivable, Net	2,988	13,061
Special Mention [Member]	'	'
Asset classification of loans [Abstract]	'	'
Financing Receivable, Net	2,269	5,884
Substandard [Member]	'	'
Asset classification of loans [Abstract]	'	'
Financing Receivable, Net	10,801	7,625
Doubtful [Member]	'	'
Asset classification of loans [Abstract]	'	'
Financing Receivable, Net	0	0
One to four family residential mortgage loans [Member]	'	'
Asset classification of loans [Abstract]	'	'
Financing Receivable, Net	99,727	82,287
Maturity period of loans receivable	'30 years	'
One to four family residential mortgage loans [Member] | Pass [Member]	'	'
Asset classification of loans [Abstract]	'	'
Financing Receivable, Net	99,083	81,719
One to four family residential mortgage loans [Member] | Watch [Member]	'	'
Asset classification of loans [Abstract]	'	'
Financing Receivable, Net	316	239
One to four family residential mortgage loans [Member] | Special Mention [Member]	'	'
Asset classification of loans [Abstract]	'	'
Financing Receivable, Net	83	84
One to four family residential mortgage loans [Member] | Substandard [Member]	'	'
Asset classification of loans [Abstract]	'	'
Financing Receivable, Net	245	245
One to four family residential mortgage loans [Member] | Doubtful [Member]	'	'
Asset classification of loans [Abstract]	'	'
Financing Receivable, Net	0	0
Commercial and multi-family real estate loans [Member]	'	'
Asset classification of loans [Abstract]	'	'
Financing Receivable, Net	211,335	192,786
Maturity period of fixed rate loans	'20 years	'
Percentage value for securing the loan (in hundredths)	80.00%	'
Commercial and multi-family real estate loans [Member] | Pass [Member]	'	'
Asset classification of loans [Abstract]	'	'
Financing Receivable, Net	206,253	177,513
Commercial and multi-family real estate loans [Member] | Watch [Member]	'	'
Asset classification of loans [Abstract]	'	'
Financing Receivable, Net	862	7,791
Commercial and multi-family real estate loans [Member] | Special Mention [Member]	'	'
Asset classification of loans [Abstract]	'	'
Financing Receivable, Net	99	102
Commercial and multi-family real estate loans [Member] | Substandard [Member]	'	'
Asset classification of loans [Abstract]	'	'
Financing Receivable, Net	4,121	7,380
Commercial and multi-family real estate loans [Member] | Doubtful [Member]	'	'
Asset classification of loans [Abstract]	'	'
Financing Receivable, Net	0	0
Agricultural real estate loans [Member]	'	'
Asset classification of loans [Abstract]	'	'
Financing Receivable, Net	35,206	29,552
Maturity period of fixed rate loans	'10 years	'
Percentage value for securing the loan (in hundredths)	75.00%	'
Agricultural real estate loans [Member] | Minimum [Member]	'	'
Asset classification of loans [Abstract]	'	'
Amortization period of loans	'20 years	'
Agricultural real estate loans [Member] | Maximum [Member]	'	'
Asset classification of loans [Abstract]	'	'
Amortization period of loans	'25 years	'
Agricultural real estate loans [Member] | Pass [Member]	'	'
Asset classification of loans [Abstract]	'	'
Financing Receivable, Net	32,121	26,224
Agricultural real estate loans [Member] | Watch [Member]	'	'
Asset classification of loans [Abstract]	'	'
Financing Receivable, Net	0	3,328
Agricultural real estate loans [Member] | Special Mention [Member]	'	'
Asset classification of loans [Abstract]	'	'
Financing Receivable, Net	1,940	0
Agricultural real estate loans [Member] | Substandard [Member]	'	'
Asset classification of loans [Abstract]	'	'
Financing Receivable, Net	1,145	0
Agricultural real estate loans [Member] | Doubtful [Member]	'	'
Asset classification of loans [Abstract]	'	'
Financing Receivable, Net	0	0
Consumer Loans [Member]	'	'
Asset classification of loans [Abstract]	'	'
Financing Receivable, Net	27,112	30,314
Maturity period of fixed rate loans	'5 years	'
Percentage value for securing the loan (in hundredths)	90.00%	'
Consumer Loans [Member] | Pass [Member]	'	'
Asset classification of loans [Abstract]	'	'
Financing Receivable, Net	27,112	30,314
Consumer Loans [Member] | Watch [Member]	'	'
Asset classification of loans [Abstract]	'	'
Financing Receivable, Net	0	0
Consumer Loans [Member] | Special Mention [Member]	'	'
Asset classification of loans [Abstract]	'	'
Financing Receivable, Net	0	0
Consumer Loans [Member] | Substandard [Member]	'	'
Asset classification of loans [Abstract]	'	'
Financing Receivable, Net	0	0
Consumer Loans [Member] | Doubtful [Member]	'	'
Asset classification of loans [Abstract]	'	'
Financing Receivable, Net	0	0
Commercial operating loans [Member]	'	'
Asset classification of loans [Abstract]	'	'
Financing Receivable, Net	22,030	16,264
Maturity period of loans receivable	'1 year	'
Percentage value for securing the loan (in hundredths)	80.00%	'
Commercial operating loans [Member] | Pass [Member]	'	'
Asset classification of loans [Abstract]	'	'
Financing Receivable, Net	22,030	16,251
Commercial operating loans [Member] | Watch [Member]	'	'
Asset classification of loans [Abstract]	'	'
Financing Receivable, Net	0	13
Commercial operating loans [Member] | Special Mention [Member]	'	'
Asset classification of loans [Abstract]	'	'
Financing Receivable, Net	0	0
Commercial operating loans [Member] | Substandard [Member]	'	'
Asset classification of loans [Abstract]	'	'
Financing Receivable, Net	0	0
Commercial operating loans [Member] | Doubtful [Member]	'	'
Asset classification of loans [Abstract]	'	'
Financing Receivable, Net	0	0
Agricultural operating loans [Member]	'	'
Asset classification of loans [Abstract]	'	'
Financing Receivable, Net	35,770	33,750
Maturity period of fixed rate loans	'7 years	'
Agricultural operating loans [Member] | Pass [Member]	'	'
Asset classification of loans [Abstract]	'	'
Financing Receivable, Net	28,523	26,362
Agricultural operating loans [Member] | Watch [Member]	'	'
Asset classification of loans [Abstract]	'	'
Financing Receivable, Net	1,810	1,690
Agricultural operating loans [Member] | Special Mention [Member]	'	'
Asset classification of loans [Abstract]	'	'
Financing Receivable, Net	147	5,698
Agricultural operating loans [Member] | Substandard [Member]	'	'
Asset classification of loans [Abstract]	'	'
Financing Receivable, Net	5,290	0
Agricultural operating loans [Member] | Doubtful [Member]	'	'
Asset classification of loans [Abstract]	'	'
Financing Receivable, Net	$0	$0
Automobile Loan [Member]	'	'
Asset classification of loans [Abstract]	'	'
Maturity period of loans receivable	'60 months	'
Percentage value for securing the loan (in hundredths)	80.00%	'

CREDIT_DISCLOSURES_Receivables

CREDIT DISCLOSURES, Receivables Past Due (Details) (USD $)	Mar. 31, 2014	Sep. 30, 2013
In Thousands, unless otherwise specified
Past due loans [Abstract]	'	'
30-59 Days Past Due	$656	$1,353
60-89 Days Past Due	0	21
Greater than 90 Days	4	365
Total Past Due	660	1,739
Current	429,922	382,535
Non-Accrual Loans	598	679
Total Loans Receivable	431,180	384,953
One to four family residential mortgage loans [Member]	'	'
Past due loans [Abstract]	'	'
30-59 Days Past Due	112	53
60-89 Days Past Due	0	0
Greater than 90 Days	0	245
Total Past Due	112	298
Current	99,333	81,744
Non-Accrual Loans	282	245
Total Loans Receivable	99,727	82,287
Commercial and multi-family real estate loans [Member]	'	'
Past due loans [Abstract]	'	'
30-59 Days Past Due	0	102
60-89 Days Past Due	0	0
Greater than 90 Days	0	107
Total Past Due	0	209
Current	211,019	192,150
Non-Accrual Loans	316	427
Total Loans Receivable	211,335	192,786
Agricultural real estate loans [Member]	'	'
Past due loans [Abstract]	'	'
30-59 Days Past Due	0	1,169
60-89 Days Past Due	0	0
Greater than 90 Days	0	0
Total Past Due	0	1,169
Current	35,206	28,383
Non-Accrual Loans	0	0
Total Loans Receivable	35,206	29,552
Consumer Loans [Member]	'	'
Past due loans [Abstract]	'	'
30-59 Days Past Due	156	29
60-89 Days Past Due	0	21
Greater than 90 Days	4	13
Total Past Due	160	63
Current	26,952	30,251
Non-Accrual Loans	0	0
Total Loans Receivable	27,112	30,314
Commercial operating loans [Member]	'	'
Past due loans [Abstract]	'	'
30-59 Days Past Due	0	0
60-89 Days Past Due	0	0
Greater than 90 Days	0	0
Total Past Due	0	0
Current	22,030	16,257
Non-Accrual Loans	0	7
Total Loans Receivable	22,030	16,264
Agricultural operating loans [Member]	'	'
Past due loans [Abstract]	'	'
30-59 Days Past Due	388	0
60-89 Days Past Due	0	0
Greater than 90 Days	0	0
Total Past Due	388	0
Current	35,382	33,750
Non-Accrual Loans	0	0
Total Loans Receivable	$35,770	$33,750

CREDIT_DISCLOSURES_Impaired_Re

CREDIT DISCLOSURES, Impaired Receivables (Details) (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013	Mar. 31, 2014	Mar. 31, 2013	Sep. 30, 2013
	Loan	Loan	Loan	Loan
Recorded Balance [Abstract]	'	'	'	'	'
Loans without a specific valuation allowance	$4,830	'	$4,830	'	$4,931
Loans with a specific valuation allowance	1,576	'	1,576	'	2,389
Unpaid Principal Balance [Abstract]	'	'	'	'	'
Loans without a specific valuation allowance	4,830	'	4,830	'	4,954
Loans with a specific valuation allowance	1,576	'	1,576	'	2,389
Specific Allowance [Abstract]	'	'	'	'	'
Impaired financing receivable with no related allowance	0	'	0	'	0
Impaired financing receivable with related allowance	391	'	391	'	429
Average Recorded Investment	8,226	8,818	8,076	9,134	'
Troubled debt restructurings [Abstract]	'	'	'	'	'
Loans modified in TDR	0	0	0	0	'
Loans modified in TDR, subsequent default	0	0	0	0	'
Period in which loans have been modified	'	'	'12 months	'	'
One to four family residential mortgage loans [Member]	'	'	'	'	'
Recorded Balance [Abstract]	'	'	'	'	'
Loans without a specific valuation allowance	392	'	392	'	359
Loans with a specific valuation allowance	281	'	281	'	282
Unpaid Principal Balance [Abstract]	'	'	'	'	'
Loans without a specific valuation allowance	392	'	392	'	359
Loans with a specific valuation allowance	281	'	281	'	282
Specific Allowance [Abstract]	'	'	'	'	'
Impaired financing receivable with no related allowance	0	'	0	'	0
Impaired financing receivable with related allowance	25	'	25	'	25
Average Recorded Investment	676	650	665	548	'
Commercial and multi-family real estate loans [Member]	'	'	'	'	'
Recorded Balance [Abstract]	'	'	'	'	'
Loans without a specific valuation allowance	4,408	'	4,408	'	4,527
Loans with a specific valuation allowance	1,295	'	1,295	'	2,107
Unpaid Principal Balance [Abstract]	'	'	'	'	'
Loans without a specific valuation allowance	4,408	'	4,408	'	4,535
Loans with a specific valuation allowance	1,295	'	1,295	'	2,107
Specific Allowance [Abstract]	'	'	'	'	'
Impaired financing receivable with no related allowance	0	'	0	'	0
Impaired financing receivable with related allowance	366	'	366	'	404
Average Recorded Investment	7,512	8,104	7,370	8,537	'
Agricultural real estate loans [Member]	'	'	'	'	'
Recorded Balance [Abstract]	'	'	'	'	'
Loans without a specific valuation allowance	0	'	0	'	0
Loans with a specific valuation allowance	0	'	0	'	0
Unpaid Principal Balance [Abstract]	'	'	'	'	'
Loans without a specific valuation allowance	0	'	0	'	0
Loans with a specific valuation allowance	0	'	0	'	0
Specific Allowance [Abstract]	'	'	'	'	'
Impaired financing receivable with no related allowance	0	'	0	'	0
Impaired financing receivable with related allowance	0	'	0	'	0
Average Recorded Investment	0	0	0	0	'
Consumer Loans [Member]	'	'	'	'	'
Recorded Balance [Abstract]	'	'	'	'	'
Loans without a specific valuation allowance	0	'	0	'	0
Loans with a specific valuation allowance	0	'	0	'	0
Unpaid Principal Balance [Abstract]	'	'	'	'	'
Loans without a specific valuation allowance	0	'	0	'	0
Loans with a specific valuation allowance	0	'	0	'	0
Specific Allowance [Abstract]	'	'	'	'	'
Impaired financing receivable with no related allowance	0	'	0	'	0
Impaired financing receivable with related allowance	0	'	0	'	0
Average Recorded Investment	0	1	0	1	'
Commercial operating loans [Member]	'	'	'	'	'
Recorded Balance [Abstract]	'	'	'	'	'
Loans without a specific valuation allowance	30	'	30	'	45
Loans with a specific valuation allowance	0	'	0	'	0
Unpaid Principal Balance [Abstract]	'	'	'	'	'
Loans without a specific valuation allowance	30	'	30	'	60
Loans with a specific valuation allowance	0	'	0	'	0
Specific Allowance [Abstract]	'	'	'	'	'
Impaired financing receivable with no related allowance	0	'	0	'	0
Impaired financing receivable with related allowance	0	'	0	'	0
Average Recorded Investment	37	63	41	48	'
Agricultural operating loans [Member]	'	'	'	'	'
Recorded Balance [Abstract]	'	'	'	'	'
Loans without a specific valuation allowance	0	'	0	'	0
Loans with a specific valuation allowance	0	'	0	'	0
Unpaid Principal Balance [Abstract]	'	'	'	'	'
Loans without a specific valuation allowance	0	'	0	'	0
Loans with a specific valuation allowance	0	'	0	'	0
Specific Allowance [Abstract]	'	'	'	'	'
Impaired financing receivable with no related allowance	0	'	0	'	0
Impaired financing receivable with related allowance	0	'	0	'	0
Average Recorded Investment	$0	$0	$0	$0	'

ALLOWANCE_FOR_LOAN_LOSSES_Deta

ALLOWANCE FOR LOAN LOSSES (Details) (USD $)	6 Months Ended
	Mar. 31, 2014	Sep. 30, 2013
ALLOWANCE FOR LOAN LOSSES [Abstract]	'	'
Allowance for loan losses	$4,572,000	$3,930,000
Increase in allowance for loan losses	700,000	'
Provision for loan losses	$300,000	'

EARNINGS_PER_COMMON_SHARE_EPS_1

EARNINGS PER COMMON SHARE ("EPS") (Details) (USD $)	3 Months Ended		6 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013	Mar. 31, 2014	Mar. 31, 2013
Earnings [Abstract]	'	'	'	'
Net Income	$4,144	$3,147	$8,146	$6,272
Basic EPS [Abstract]	'	'	'	'
Weighted average common shares outstanding, before adjustments (in shares)	6,119,679	5,490,960	6,098,892	5,476,371
Less weighted average unallocated ESOP and nonvested shares (in shares)	-4,967	0	-4,601	0
Weighted average common shares outstanding (in shares)	6,114,712	5,490,960	6,094,291	5,476,371
Earnings Per Common Share [Abstract]	'	'	'	'
Basic (in dollars per share)	$0.68	$0.57	$1.34	$1.15
Diluted EPS [Abstract]	'	'	'	'
Weighted average common shares outstanding for basic earnings per common share (in shares)	6,114,712	5,490,960	6,094,291	5,476,371
Add dilutive effect of assumed exercises of stock options, net of tax benefits (in shares)	100,282	32,149	97,282	34,460
Weighted average common and dilutive potential common shares outstanding (in shares)	6,214,994	5,523,109	6,191,573	5,510,831
Earnings Per Common Share [Abstract]	'	'	'	'
Diluted (in dollars per share)	$0.67	$0.57	$1.32	$1.14
Stock Options [Member]	'	'	'	'
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]	'	'	'	'
Securities excluded from computing diluted EPS (in shares)	'	139,917	29,199	140,703

SECURITIES_Details

SECURITIES (Details) (USD $)	Mar. 31, 2014		Sep. 30, 2013
In Thousands, unless otherwise specified
Debt securities [Abstract]	'		'
Amortized cost	$1,060,969		$916,408
Gross Unrealized Gains	4,592		4,586
Gross Unrealized Losses	-31,958		-39,801
Debt, securities, fair value	1,033,603		881,193
Held-to-maturity Securities [Abstract]	'		'
Held-to-maturity Securities, Amortized cost	290,311		288,026
Held-to-maturity Securities, Gross Unrealized Gains	318		13
Held-to-maturity Securities, Gross Unrealized Losses	-12,455		-17,521
Held-to-maturity Securities, Fair Value	278,174		270,518
Trust preferred securities included in available-for-sale securities [Abstract]	'		'
Amortized cost	1,060,969		916,408
Debt securities, fair value	1,033,603		881,193
Gross Unrealized Losses	-31,958		-39,801
Gross unrealized losses and fair value of securities in continuous unrealized loss position [Abstract]	'		'
LESS THAN 12 MONTHS, Fair Value	496,051		627,618
OVER 12 MONTHS, Fair Value	172,253		13,477
Fair Value	668,304		641,095
LESS THAN 12 MONTHS, Unrealized (Losses)	-20,845		-36,985
OVER 12 MONTHS, Unrealized (Losses)	-11,113		-2,816
Unrealized (Losses)	-31,958		-39,801
Held-to-maturity securities, continuous unrealized loss position [Abstract]	'		'
Held-to-maturity Securities, LESS THAN 12 MONTHS, Fair Value	216,434		269,429
Held-to-maturity Securities, OVER 12 MONTHS, Fair Value	45,622		0
Held-to-maturity Securities, Fair Value	262,056		269,429
Held-to-maturity Securities, LESS THAN 12 MONTHS, Unrealized (Losses)	-10,325		-17,521
Held-to-maturity Securities, OVER 12 MONTHS, Unrealized (Losses)	-2,130		0
Held-to-maturity Securities, Unrealized (Losses)	-12,455		-17,521
AMORTIZED COST [Abstract]	'		'
Due in one year or less	0		0
Due after one year through five years	11,172		9,929
Due after five years through ten years	243,806		162,203
Due after ten years	176,018		147,933
Total Amortized Cost	430,996		320,065
Mortgage-backed securities	629,973		596,343
Total debt securities	1,060,969		916,408
FAIR VALUE [Abstract]	'		'
Due in one year or less	0		0
Due after one year through five years	11,362		10,061
Due after five years through ten years	238,203		155,014
Due after ten years	167,866		134,746
Total Fair Value	417,431		299,821
Mortgage-backed securities	616,172		581,372
Securities available for sale	1,033,603		881,193
AMORTIZED COST [Abstract]	'		'
Due in one year or less	345		649
Due after one year through five years	4,112		2,234
Due after five years through ten years	71,453		50,547
Due after ten years	140,725		157,669
Total Amortized Cost	216,635		211,099
Mortgage-backed securities	73,676		76,927
Total debt securities	290,311		288,026
FAIR VALUE [Abstract]	'		'
Due in one year or less	346		649
Due after one year through five years	4,063		2,203
Due after five years through ten years	68,424		47,519
Due after ten years	135,157		147,046
Total Fair Value	207,990		197,417
Mortgage-backed securities	70,184		73,101
Total debt securities	278,174		270,518
Trust Preferred Securities [Member]	'		'
Debt securities [Abstract]	'		'
Amortized cost	19,343	[1]	19,318	[1]
Gross Unrealized Losses	-2,692	[1]	-2,918	[1]
Trust preferred securities included in available-for-sale securities [Abstract]	'		'
Amortized cost	19,343	[1]	19,318	[1]
Debt securities, fair value	16,651	[1]	16,400	[1]
Gross Unrealized Losses	-2,692	[1]	-2,918	[1]
FAIR VALUE [Abstract]	'		'
Securities available for sale	16,651	[1]	16,400	[1]
S&P Credit Rating, BBB- [Member] | Moody Credit Rating, Baa3 [Member] | Key Corp Capital I [Member] | Trust Preferred Securities [Member]	'		'
Debt securities [Abstract]	'		'
Amortized cost	4,985	[1]	4,984	[1]
Gross Unrealized Losses	-769	[1]	-884	[1]
Trust preferred securities included in available-for-sale securities [Abstract]	'		'
Amortized cost	4,985	[1]	4,984	[1]
Debt securities, fair value	4,216	[1]	4,100	[1]
Gross Unrealized Losses	-769	[1]	-884	[1]
FAIR VALUE [Abstract]	'		'
Securities available for sale	4,216	[1]	4,100	[1]
S&P Credit Rating, BB+ [Member] | Moody Credit Rating, Baa3 [Member] | Huntington Capital Trust II SE [Member] | Trust Preferred Securities [Member]	'		'
Debt securities [Abstract]	'		'
Amortized cost	4,976	[1]	4,976	[1]
Gross Unrealized Losses	-876	[1]	-901	[1]
Trust preferred securities included in available-for-sale securities [Abstract]	'		'
Amortized cost	4,976	[1]	4,976	[1]
Debt securities, fair value	4,100	[1]	4,075	[1]
Gross Unrealized Losses	-876	[1]	-901	[1]
FAIR VALUE [Abstract]	'		'
Securities available for sale	4,100	[1]	4,075	[1]
S&P Credit Rating, BBB [Member] | Moody Credit Rating, Baa2 [Member] | PNC Capital Trust [Member] | Trust Preferred Securities [Member]	'		'
Debt securities [Abstract]	'		'
Amortized cost	4,961	[1]	4,959	[1]
Gross Unrealized Losses	-799	[1]	-784	[1]
Trust preferred securities included in available-for-sale securities [Abstract]	'		'
Amortized cost	4,961	[1]	4,959	[1]
Debt securities, fair value	4,162	[1]	4,175	[1]
Gross Unrealized Losses	-799	[1]	-784	[1]
FAIR VALUE [Abstract]	'		'
Securities available for sale	4,162	[1]	4,175	[1]
S&P Credit Rating, A- [Member] | Moody Credit Rating, A3 [Member] | Wells Fargo (Corestates Capital) Trust [Member] | Trust Preferred Securities [Member]	'		'
Debt securities [Abstract]	'		'
Amortized cost	4,421	[1]	4,399	[1]
Gross Unrealized Losses	-248	[1]	-349	[1]
Trust preferred securities included in available-for-sale securities [Abstract]	'		'
Amortized cost	4,421	[1]	4,399	[1]
Debt securities, fair value	4,173	[1]	4,050	[1]
Gross Unrealized Losses	-248	[1]	-349	[1]
FAIR VALUE [Abstract]	'		'
Securities available for sale	4,173	[1]	4,050	[1]
Trust Preferred and Corporate Securities [Member]	'		'
Debt securities [Abstract]	'		'
Amortized cost	55,902		52,897
Gross Unrealized Gains	184		136
Gross Unrealized Losses	-3,641		-4,249
Debt, securities, fair value	52,445		48,784
Trust preferred securities included in available-for-sale securities [Abstract]	'		'
Amortized cost	55,902		52,897
Gross Unrealized Losses	-3,641		-4,249
Gross unrealized losses and fair value of securities in continuous unrealized loss position [Abstract]	'		'
LESS THAN 12 MONTHS, Fair Value	16,988		29,312
OVER 12 MONTHS, Fair Value	22,313		13,477
Fair Value	39,301		42,789
LESS THAN 12 MONTHS, Unrealized (Losses)	-545		-1,433
OVER 12 MONTHS, Unrealized (Losses)	-3,096		-2,816
Unrealized (Losses)	-3,641		-4,249
Agency and Instrumentality Securities [Member]	'		'
Held-to-maturity Securities [Abstract]	'		'
Held-to-maturity Securities, Amortized cost	10,000		10,003
Held-to-maturity Securities, Gross Unrealized Gains	0		0
Held-to-maturity Securities, Gross Unrealized Losses	-303		-390
Held-to-maturity Securities, Fair Value	9,697		9,613
Held-to-maturity securities, continuous unrealized loss position [Abstract]	'		'
Held-to-maturity Securities, LESS THAN 12 MONTHS, Fair Value	9,697		9,613
Held-to-maturity Securities, OVER 12 MONTHS, Fair Value	0		0
Held-to-maturity Securities, Fair Value	9,697		9,613
Held-to-maturity Securities, LESS THAN 12 MONTHS, Unrealized (Losses)	-303		-390
Held-to-maturity Securities, OVER 12 MONTHS, Unrealized (Losses)	0		0
Held-to-maturity Securities, Unrealized (Losses)	-303		-390
Small Business Administration Securities [Member]	'		'
Debt securities [Abstract]	'		'
Amortized cost	52,799		10,099
Gross Unrealized Gains	632		482
Gross Unrealized Losses	0		0
Debt, securities, fair value	53,431		10,581
Trust preferred securities included in available-for-sale securities [Abstract]	'		'
Amortized cost	52,799		10,099
Gross Unrealized Losses	0		0
Obligations of States and Political Subdivisions [Member]	'		'
Debt securities [Abstract]	'		'
Amortized cost	'		1,880
Gross Unrealized Gains	'		0
Gross Unrealized Losses	'		-153
Debt, securities, fair value	'		1,727
Held-to-maturity Securities [Abstract]	'		'
Held-to-maturity Securities, Amortized cost	18,567		19,549
Held-to-maturity Securities, Gross Unrealized Gains	22		13
Held-to-maturity Securities, Gross Unrealized Losses	-804		-1,220
Held-to-maturity Securities, Fair Value	17,785		18,342
Trust preferred securities included in available-for-sale securities [Abstract]	'		'
Amortized cost	'		1,880
Gross Unrealized Losses	'		-153
Gross unrealized losses and fair value of securities in continuous unrealized loss position [Abstract]	'		'
LESS THAN 12 MONTHS, Fair Value	'		1,727
OVER 12 MONTHS, Fair Value	'		0
Fair Value	'		1,727
LESS THAN 12 MONTHS, Unrealized (Losses)	'		-153
OVER 12 MONTHS, Unrealized (Losses)	'		0
Unrealized (Losses)	'		-153
Held-to-maturity securities, continuous unrealized loss position [Abstract]	'		'
Held-to-maturity Securities, LESS THAN 12 MONTHS, Fair Value	12,828		17,253
Held-to-maturity Securities, OVER 12 MONTHS, Fair Value	2,991		0
Held-to-maturity Securities, Fair Value	15,819		17,253
Held-to-maturity Securities, LESS THAN 12 MONTHS, Unrealized (Losses)	-583		-1,220
Held-to-maturity Securities, OVER 12 MONTHS, Unrealized (Losses)	-221		0
Held-to-maturity Securities, Unrealized (Losses)	-804		-1,220
Non Bank Qualified Obligation U S States And Political Subdivisions [Member]	'		'
Debt securities [Abstract]	'		'
Amortized cost	321,754		255,189
Gross Unrealized Gains	290		0
Gross Unrealized Losses	-11,303		-16,460
Debt, securities, fair value	310,741		238,729
Held-to-maturity Securities [Abstract]	'		'
Held-to-maturity Securities, Amortized cost	188,068		181,547
Held-to-maturity Securities, Gross Unrealized Gains	296		0
Held-to-maturity Securities, Gross Unrealized Losses	-7,856		-12,085
Held-to-maturity Securities, Fair Value	180,508		169,462
Trust preferred securities included in available-for-sale securities [Abstract]	'		'
Amortized cost	321,754		255,189
Gross Unrealized Losses	-11,303		-16,460
Gross unrealized losses and fair value of securities in continuous unrealized loss position [Abstract]	'		'
LESS THAN 12 MONTHS, Fair Value	164,930		238,729
OVER 12 MONTHS, Fair Value	97,806		0
Fair Value	262,736		238,729
LESS THAN 12 MONTHS, Unrealized (Losses)	-5,699		-16,460
OVER 12 MONTHS, Unrealized (Losses)	-5,604		0
Unrealized (Losses)	-11,303		-16,460
Held-to-maturity securities, continuous unrealized loss position [Abstract]	'		'
Held-to-maturity Securities, LESS THAN 12 MONTHS, Fair Value	123,726		169,462
Held-to-maturity Securities, OVER 12 MONTHS, Fair Value	42,631		0
Held-to-maturity Securities, Fair Value	166,357		169,462
Held-to-maturity Securities, LESS THAN 12 MONTHS, Unrealized (Losses)	-5,947		-12,085
Held-to-maturity Securities, OVER 12 MONTHS, Unrealized (Losses)	-1,909		0
Held-to-maturity Securities, Unrealized (Losses)	-7,856		-12,085
Mortgage-backed Securities [Member]	'		'
Debt securities [Abstract]	'		'
Amortized cost	629,973		596,343
Gross Unrealized Gains	3,204		3,968
Gross Unrealized Losses	-17,005		-18,939
Debt, securities, fair value	616,172		581,372
Held-to-maturity Securities [Abstract]	'		'
Held-to-maturity Securities, Amortized cost	73,676		76,927
Held-to-maturity Securities, Gross Unrealized Gains	0		0
Held-to-maturity Securities, Gross Unrealized Losses	-3,492		-3,826
Held-to-maturity Securities, Fair Value	70,184		73,101
Trust preferred securities included in available-for-sale securities [Abstract]	'		'
Amortized cost	629,973		596,343
Gross Unrealized Losses	-17,005		-18,939
Gross unrealized losses and fair value of securities in continuous unrealized loss position [Abstract]	'		'
LESS THAN 12 MONTHS, Fair Value	314,012		357,850
OVER 12 MONTHS, Fair Value	52,134		0
Fair Value	366,146		357,850
LESS THAN 12 MONTHS, Unrealized (Losses)	-14,592		-18,939
OVER 12 MONTHS, Unrealized (Losses)	-2,413		0
Unrealized (Losses)	-17,005		-18,939
Held-to-maturity securities, continuous unrealized loss position [Abstract]	'		'
Held-to-maturity Securities, LESS THAN 12 MONTHS, Fair Value	70,183		73,101
Held-to-maturity Securities, OVER 12 MONTHS, Fair Value	0		0
Held-to-maturity Securities, Fair Value	70,183		73,101
Held-to-maturity Securities, LESS THAN 12 MONTHS, Unrealized (Losses)	-3,492		-3,826
Held-to-maturity Securities, OVER 12 MONTHS, Unrealized (Losses)	0		0
Held-to-maturity Securities, Unrealized (Losses)	-3,492		-3,826
Common Equities and Mutual Funds [Member]	'		'
Debt securities [Abstract]	'		'
Amortized cost	541		'
Gross Unrealized Gains	282		'
Gross Unrealized Losses	-9		'
Debt, securities, fair value	814		'
Trust preferred securities included in available-for-sale securities [Abstract]	'		'
Amortized cost	541		'
Gross Unrealized Losses	-9		'
Gross unrealized losses and fair value of securities in continuous unrealized loss position [Abstract]	'		'
LESS THAN 12 MONTHS, Fair Value	121		'
OVER 12 MONTHS, Fair Value	0		'
Fair Value	121		'
LESS THAN 12 MONTHS, Unrealized (Losses)	-9		'
OVER 12 MONTHS, Unrealized (Losses)	0		'
Unrealized (Losses)	($9)		'
[1]	Trust preferred securities are single-issuance. There are no known deferrals, defaults or excess subordination.

COMMITMENTS_AND_CONTINGENCIES_

COMMITMENTS AND CONTINGENCIES (Details) (USD $)	Mar. 31, 2014	Sep. 30, 2013	Mar. 31, 2014	Mar. 31, 2014	Mar. 31, 2014
In Millions, unless otherwise specified	Commitment	Commitment	Inter National Bank [Member]	Springbok Services Inc. [Member]	Ingenicard [Member]
COMMITMENTS AND CONTINGENCIES [Abstract]	'	'	'	'	'
Unfunded loan commitments	$106.90	$102.90	'	'	'
Number of commitments	0	2	'	'	'
Commitment to purchase securities held to maturity	'	0.5	'	'	'
Loss Contingencies [Line Items]	'	'	'	'	'
Amount of shortfall in depository account	'	'	10.5	'	'
Estimate of possible loss	'	'	'	1.5	9
Range of reasonably possible loss, minimum	'	'	'	0	'
Range of reasonably possible loss, maximum	'	'	'	$0.30	'

STOCK_OPTION_PLAN_Details

STOCK OPTION PLAN (Details) (USD $)	6 Months Ended	12 Months Ended
	Mar. 31, 2014	Sep. 30, 2013
Number of Shares [Roll Forward]	'	'
Options outstanding, September 30, 2013 (in shares)	318,648	'
Granted (in shares)	0	'
Exercised (in shares)	-54,557	'
Forfeited or expired (in shares)	0	'
Options outstanding, March 31, 2014 (in shares)	264,091	318,648
Options exercisable, March 31, 2014 (in shares)	261,341	'
Weighted Average Exercise Price [Roll Forward]	'	'
Options outstanding, September 30, 2013 (in dollars per share)	$24.44	'
Granted (in dollars per share)	$0	'
Exercised (in dollars per share)	$22.66	'
Forfeited or expired (in dollars per share)	$0	'
Options outstanding, March 31, 2014 (in dollars per share)	$24.81	$24.44
Options exercisable, March 31, 2014 (in dollars per share)	$24.77	'
Weighted Average Remaining Contractual Term (Yrs) [Abstract]	'	'
Options outstanding, September 30, 2013	'3 years 11 months 1 day	'4 years 2 months 5 days
Options outstanding, March 31, 2014	'3 years 11 months 1 day	'4 years 2 months 5 days
Options exercisable, March 31, 2014	'3 years 10 months 20 days	'
Aggregate Intrinsic Value [Abstract]	'	'
Aggregate Intrinsic Value of options outstanding at beginning of period	$4,376,000	'
Aggregate Intrinsic Value of options exercised	952,000	'
Aggregate Intrinsic Value of options forfeited or expired	0	'
Aggregate Intrinsic Value of options outstanding at end of period	5,281,000	4,376,000
Aggregate Intrinsic Value of options exercisable at end of period	5,238,000	'
Nonvested Number of Shares Outstanding, Number of Shares [Roll Forward]	'	'
Nonvested shares outstanding, beginning period (in shares)	4,000	'
Granted (in shares)	4,150	'
Vested (in shares)	-4,150	'
Forfeited or expired (in shares)	0	'
Nonvested shares outstanding, ending period (in shares)	4,000	4,000
Weighted average grant date fair value [Roll Forward]	'	'
Nonvested shares outstanding, beginning of period (in dollars per share)	$25.67	'
Granted (in dollars per share)	$37.85	'
Vested (in dollars per share)	$35.02	'
Forfeited or expired (in dollars per share)	$0	'
Nonvested shares outstanding, ending period (in dollars per share)	$28.61	$25.67
Stock based compensation expense not yet recognized in income	$81,000	'
Weighted average remaining period for unrecognized stock based compensation	'1 year 2 months 19 days	'

SEGMENT_INFORMATION_Details

SEGMENT INFORMATION (Details) (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013	Mar. 31, 2014	Mar. 31, 2013	Sep. 30, 2013
			Segment
Segment Reporting Information [Line Items]	'	'	'	'	'
Number of reportable segments	'	'	2	'	'
Segment data [Abstract]	'	'	'	'	'
Interest income	$12,063	$9,718	$23,225	$19,348	'
Interest expense	544	813	1,193	1,646	'
Net interest income (expense)	11,519	8,905	22,032	17,702	'
Provision (recovery) for loan losses	300	-300	300	-300	'
Non-interest income	13,063	15,095	26,650	28,505	'
Non-interest expense	19,743	20,585	38,804	38,663	'
Income (loss) before income tax expense (benefit)	4,539	3,715	9,578	7,844	'
Income tax expense (benefit)	395	568	1,432	1,572	'
Net income (loss)	4,144	3,147	8,146	6,272	'
Inter-segment revenue (expense)	0	0	0	0	'
Total assets	1,890,557	1,740,299	1,890,557	1,740,299	1,691,989
Total deposits	1,495,160	1,557,220	1,495,160	1,557,220	1,315,283
Gross profit data of MPS [Abstract]	'	'	'	'	'
Interest income	12,063	9,718	23,225	19,348	'
Interest expense	544	813	1,193	1,646	'
Net interest income	11,519	8,905	22,032	17,702	'
Provision (recovery) for loan losses	300	-300	300	-300	'
Non-interest income	13,063	15,095	26,650	28,505	'
Card processing expense	3,573	4,978	7,818	8,663	'
Other non-interest expense	2,319	2,798	4,196	5,383	'
Income (loss) before income tax expense (benefit)	4,539	3,715	9,578	7,844	'
Income tax expense (benefit)	395	568	1,432	1,572	'
Net income (loss)	4,144	3,147	8,146	6,272	'
Retail Banking [Member]	'	'	'	'	'
Segment data [Abstract]	'	'	'	'	'
Interest income	7,797	5,962	15,259	12,018	'
Interest expense	402	667	911	1,339	'
Net interest income (expense)	7,395	5,295	14,348	10,679	'
Provision (recovery) for loan losses	300	-300	300	-300	'
Non-interest income	1,058	1,184	1,808	3,100	'
Non-interest expense	5,622	5,543	10,454	10,367	'
Income (loss) before income tax expense (benefit)	2,531	1,236	5,402	3,712	'
Income tax expense (benefit)	220	204	836	848	'
Net income (loss)	2,311	1,032	4,566	2,864	'
Inter-segment revenue (expense)	3,410	2,996	6,626	5,918	'
Total assets	459,500	253,077	459,500	253,077	'
Total deposits	210,032	204,937	210,032	204,937	'
Gross profit data of MPS [Abstract]	'	'	'	'	'
Interest income	7,797	5,962	15,259	12,018	'
Interest expense	402	667	911	1,339	'
Provision (recovery) for loan losses	300	-300	300	-300	'
Non-interest income	1,058	1,184	1,808	3,100	'
Income (loss) before income tax expense (benefit)	2,531	1,236	5,402	3,712	'
Income tax expense (benefit)	220	204	836	848	'
Net income (loss)	2,311	1,032	4,566	2,864	'
Meta Payment Systems [Member]	'	'	'	'	'
Segment data [Abstract]	'	'	'	'	'
Interest income	4,266	3,756	7,966	7,330	'
Interest expense	31	30	57	68	'
Net interest income (expense)	4,235	3,726	7,909	7,262	'
Provision (recovery) for loan losses	0	0	0	0	'
Non-interest income	12,005	13,911	24,842	25,405	'
Non-interest expense	13,988	14,770	27,715	27,759	'
Income (loss) before income tax expense (benefit)	2,252	2,867	5,036	4,908	'
Income tax expense (benefit)	266	508	905	1,013	'
Net income (loss)	1,986	2,359	4,131	3,895	'
Inter-segment revenue (expense)	-3,410	-2,996	-6,626	-5,918	'
Total assets	1,427,772	1,484,927	1,427,772	1,484,927	'
Total deposits	1,292,438	1,353,538	1,292,438	1,353,538	'
Gross profit data of MPS [Abstract]	'	'	'	'	'
Interest income	4,266	3,756	7,966	7,330	'
Interest expense	31	30	57	68	'
Net interest income	4,235	3,726	7,909	7,262	'
Provision (recovery) for loan losses	0	0	0	0	'
Non-interest income	12,005	13,911	24,842	25,405	'
Card processing expense	3,563	4,963	7,800	8,643	'
Gross Profit	12,677	12,674	24,951	24,024	'
Other non-interest expense	10,425	9,807	19,915	19,116	'
Income (loss) before income tax expense (benefit)	2,252	2,867	5,036	4,908	'
Income tax expense (benefit)	266	508	905	1,013	'
Net income (loss)	1,986	2,359	4,131	3,895	'
All Others [Member]	'	'	'	'	'
Segment data [Abstract]	'	'	'	'	'
Interest income	0	0	0	0	'
Interest expense	111	116	225	239	'
Net interest income (expense)	-111	-116	-225	-239	'
Provision (recovery) for loan losses	0	0	0	0	'
Non-interest income	0	0	0	0	'
Non-interest expense	133	272	635	537	'
Income (loss) before income tax expense (benefit)	-244	-388	-860	-776	'
Income tax expense (benefit)	-91	-144	-309	-289	'
Net income (loss)	-153	-244	-551	-487	'
Inter-segment revenue (expense)	0	0	0	0	'
Total assets	3,285	2,295	3,285	2,295	'
Total deposits	-7,310	-1,255	-7,310	-1,255	'
Gross profit data of MPS [Abstract]	'	'	'	'	'
Interest income	0	0	0	0	'
Interest expense	111	116	225	239	'
Provision (recovery) for loan losses	0	0	0	0	'
Non-interest income	0	0	0	0	'
Income (loss) before income tax expense (benefit)	-244	-388	-860	-776	'
Income tax expense (benefit)	-91	-144	-309	-289	'
Net income (loss)	($153)	($244)	($551)	($487)	'

FAIR_VALUE_MEASUREMENTS_Detail

FAIR VALUE MEASUREMENTS (Details) (USD $)	Mar. 31, 2014	Sep. 30, 2013
In Thousands, unless otherwise specified
Debt securities [Abstract]	'	'
Securities available for sale	$1,033,603	$881,193
Level 1 [Member]	'	'
Debt securities [Abstract]	'	'
Securities available for sale	0	0
Level 2 [Member]	'	'
Debt securities [Abstract]	'	'
Securities available for sale	1,033,603	881,193
Level 3 [Member]	'	'
Debt securities [Abstract]	'	'
Securities available for sale	0	0
Recurring [Member] | Available For Sale [Member]	'	'
Debt securities [Abstract]	'	'
Trust preferred and corporate securities	52,445	48,784
Agency and instrumentality securities	0	'
Agency securities	'	0
Small Business Administration securities	53,431	10,581
Obligations of states and political subdivisions	0	1,727
Non-bank qualified obligations of states and political subdivisions	310,741	238,729
Common equities and mutual funds	814	'
Mortgage-backed securities	616,172	581,372
Securities available for sale	1,033,603	881,193
Recurring [Member] | Held to Maturity [Member]	'	'
Debt securities [Abstract]	'	'
Trust preferred and corporate securities	0	0
Agency and instrumentality securities	9,697	'
Agency securities	'	9,613
Small Business Administration securities	0	0
Obligations of states and political subdivisions	17,785	18,342
Non-bank qualified obligations of states and political subdivisions	180,508	169,462
Common equities and mutual funds	0	'
Mortgage-backed securities	70,184	73,101
Securities available for sale	278,174	270,518
Recurring [Member] | Level 1 [Member] | Available For Sale [Member]	'	'
Debt securities [Abstract]	'	'
Trust preferred and corporate securities	0	0
Agency and instrumentality securities	0	'
Agency securities	'	0
Small Business Administration securities	0	0
Obligations of states and political subdivisions	0	0
Non-bank qualified obligations of states and political subdivisions	0	0
Common equities and mutual funds	0	'
Mortgage-backed securities	0	0
Securities available for sale	0	0
Recurring [Member] | Level 1 [Member] | Held to Maturity [Member]	'	'
Debt securities [Abstract]	'	'
Trust preferred and corporate securities	0	0
Agency and instrumentality securities	0	'
Agency securities	'	0
Small Business Administration securities	0	0
Obligations of states and political subdivisions	0	0
Non-bank qualified obligations of states and political subdivisions	0	0
Common equities and mutual funds	0	'
Mortgage-backed securities	0	0
Securities available for sale	0	0
Recurring [Member] | Level 2 [Member] | Available For Sale [Member]	'	'
Debt securities [Abstract]	'	'
Trust preferred and corporate securities	52,445	48,784
Agency and instrumentality securities	0	'
Agency securities	'	0
Small Business Administration securities	53,431	10,581
Obligations of states and political subdivisions	0	1,727
Non-bank qualified obligations of states and political subdivisions	310,741	238,729
Common equities and mutual funds	814	'
Mortgage-backed securities	616,172	581,372
Securities available for sale	1,033,603	881,193
Recurring [Member] | Level 2 [Member] | Held to Maturity [Member]	'	'
Debt securities [Abstract]	'	'
Trust preferred and corporate securities	0	0
Agency and instrumentality securities	9,697	'
Agency securities	'	9,613
Small Business Administration securities	0	0
Obligations of states and political subdivisions	17,785	18,342
Non-bank qualified obligations of states and political subdivisions	180,508	169,462
Common equities and mutual funds	0	'
Mortgage-backed securities	70,184	73,101
Securities available for sale	278,174	270,518
Recurring [Member] | Level 3 [Member] | Available For Sale [Member]	'	'
Debt securities [Abstract]	'	'
Trust preferred and corporate securities	0	0
Agency and instrumentality securities	0	'
Agency securities	'	0
Small Business Administration securities	0	0
Obligations of states and political subdivisions	0	0
Non-bank qualified obligations of states and political subdivisions	0	0
Common equities and mutual funds	0	'
Mortgage-backed securities	0	0
Securities available for sale	0	0
Recurring [Member] | Level 3 [Member] | Held to Maturity [Member]	'	'
Debt securities [Abstract]	'	'
Trust preferred and corporate securities	0	0
Agency and instrumentality securities	0	'
Agency securities	'	0
Small Business Administration securities	0	0
Obligations of states and political subdivisions	0	0
Non-bank qualified obligations of states and political subdivisions	0	0
Common equities and mutual funds	0	'
Mortgage-backed securities	0	0
Securities available for sale	0	0
Nonrecurring [Member]	'	'
Fair value of assets measured on non-recurring basis [Abstract]	'	'
One to four family residential mortgage loans	256	257
Commercial and multi-family real estate loans	929	1,810
Total Impaired Loans	1,185	2,067
Foreclosed Assets, net	116	116
Total	1,301	2,183
Nonrecurring [Member] | Level 1 [Member]	'	'
Fair value of assets measured on non-recurring basis [Abstract]	'	'
One to four family residential mortgage loans	0	0
Commercial and multi-family real estate loans	0	0
Total Impaired Loans	0	0
Foreclosed Assets, net	0	0
Total	0	0
Nonrecurring [Member] | Level 2 [Member]	'	'
Fair value of assets measured on non-recurring basis [Abstract]	'	'
One to four family residential mortgage loans	0	0
Commercial and multi-family real estate loans	0	0
Total Impaired Loans	0	0
Foreclosed Assets, net	0	0
Total	0	0
Nonrecurring [Member] | Level 3 [Member]	'	'
Fair value of assets measured on non-recurring basis [Abstract]	'	'
One to four family residential mortgage loans	256	257
Commercial and multi-family real estate loans	929	1,810
Total Impaired Loans	1,185	2,067
Foreclosed Assets, net	116	116
Total	$1,301	$2,183

FAIR_VALUE_MEASUREMENTS_1_Deta

FAIR VALUE MEASUREMENTS (1) (Details) (USD $)	6 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014		Sep. 30, 2013
Minimum [Member]	'		'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'		'
Range of estimated selling cost (in hundredths)	4.00%		'
Maximum [Member]	'		'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'		'
Range of estimated selling cost (in hundredths)	10.00%		'
Impaired Loans [Member] | Level 3 [Member]	'		'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'		'
Assets, Fair Value Disclosure	1,185		2,067
Impaired Loans [Member] | Level 3 [Member] | Market Approach Valuation Technique [Member]	'		'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'		'
Fair Value Measurements, Valuation Techniques	'Appraised values	[1]	'Appraised values	[1]
Foreclosed Assets [Member] | Level 3 [Member]	'		'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'		'
Assets, Fair Value Disclosure	116		116
Foreclosed Assets [Member] | Level 3 [Member] | Market Approach Valuation Technique [Member]	'		'
Fair Value Inputs, Assets, Quantitative Information [Line Items]	'		'
Fair Value Measurements, Valuation Techniques	'Appraised values	[1]	'Appraised values	[1]
[1]	The Company generally relies on external appraisers to develop this information. Management reduced the appraised value by estimated selling costs in a range of 4% to 10%

FAIR_VALUE_MEASUREMENTS_2_Deta

FAIR VALUE MEASUREMENTS (2) (Details) (USD $)	Mar. 31, 2014	Sep. 30, 2013
In Thousands, unless otherwise specified
Financial assets	'	'
Securities available for sale	$1,033,603	$881,193
Securities held to maturity	278,174	270,518
Level 1 [Member]	'	'
Financial assets	'	'
Cash and cash equivalents	38,931	40,063
Securities available for sale	0	0
Securities held to maturity	0	0
Total securities	0	0
Loans receivable:	'	'
One to four family residential mortgage loans	0	0
Commercial and multi-family real estate loans	0	0
Agricultural real estate loans	0	0
Consumer loans	0	0
Commercial operating loans	0	0
Agricultural operating loans	0	0
Total loans receivable	0	0
FHLB stock	0	0
Accrued interest receivable	9,608	8,582
Financial liabilities	'	'
Noninterest bearing demand deposits	1,309,753	1,086,258
Interest bearing demand deposits, savings, and money markets	112,410	97,426
Certificates of deposit	0	0
Total deposits	1,422,163	1,183,684
Advances from FHLB	0	0
Federal Fund Purchased	0	'
Securities sold under agreements to repurchase	0	0
Subordinated debentures	0	0
Accrued interest payable	167	291
Level 2 [Member]	'	'
Financial assets	'	'
Cash and cash equivalents	0	0
Securities available for sale	1,033,603	881,193
Securities held to maturity	278,174	270,518
Total securities	1,311,777	1,151,711
Loans receivable:	'	'
One to four family residential mortgage loans	0	0
Commercial and multi-family real estate loans	0	0
Agricultural real estate loans	0	0
Consumer loans	0	0
Commercial operating loans	0	0
Agricultural operating loans	0	0
Total loans receivable	0	0
FHLB stock	10,645	9,994
Accrued interest receivable	0	0
Financial liabilities	'	'
Noninterest bearing demand deposits	0	0
Interest bearing demand deposits, savings, and money markets	0	0
Certificates of deposit	73,361	132,187
Total deposits	73,361	132,187
Advances from FHLB	8,938	9,089
Federal Fund Purchased	205,000	190,000
Securities sold under agreements to repurchase	5,526	9,146
Subordinated debentures	10,289	10,312
Accrued interest payable	0	0
Level 3 [Member]	'	'
Financial assets	'	'
Cash and cash equivalents	0	0
Securities available for sale	0	0
Securities held to maturity	0	0
Total securities	0	0
Loans receivable:	'	'
One to four family residential mortgage loans	89,286	72,628
Commercial and multi-family real estate loans	219,303	200,778
Agricultural real estate loans	35,961	30,920
Consumer loans	27,197	30,588
Commercial operating loans	20,212	15,718
Agricultural operating loans	38,642	35,175
Total loans receivable	430,601	385,807
FHLB stock	0	0
Accrued interest receivable	0	0
Financial liabilities	'	'
Noninterest bearing demand deposits	0	0
Interest bearing demand deposits, savings, and money markets	0	0
Certificates of deposit	0	0
Total deposits	0	0
Advances from FHLB	0	0
Federal Fund Purchased	0	'
Securities sold under agreements to repurchase	0	0
Subordinated debentures	0	0
Accrued interest payable	0	0
Carrying Amount [Member]	'	'
Financial assets	'	'
Cash and cash equivalents	38,931	40,063
Securities available for sale	1,033,603	881,193
Securities held to maturity	290,311	288,026
Total securities	1,323,914	1,169,219
Loans receivable:	'	'
One to four family residential mortgage loans	99,727	82,287
Commercial and multi-family real estate loans	211,335	192,786
Agricultural real estate loans	35,206	29,552
Consumer loans	27,112	30,314
Commercial operating loans	22,030	16,264
Agricultural operating loans	35,770	33,750
Total loans receivable	431,180	384,953
FHLB stock	10,645	9,994
Accrued interest receivable	9,608	8,582
Financial liabilities	'	'
Noninterest bearing demand deposits	1,309,753	1,086,258
Interest bearing demand deposits, savings, and money markets	112,410	97,426
Certificates of deposit	72,997	131,599
Total deposits	1,495,160	1,315,283
Advances from FHLB	7,000	7,000
Federal Fund Purchased	205,000	190,000
Securities sold under agreements to repurchase	5,526	9,146
Subordinated debentures	10,310	10,310
Accrued interest payable	167	291
Estimated Fair Value [Member]	'	'
Financial assets	'	'
Cash and cash equivalents	38,931	40,063
Securities available for sale	1,033,603	881,193
Securities held to maturity	278,174	270,518
Total securities	1,311,777	1,151,711
Loans receivable:	'	'
One to four family residential mortgage loans	89,286	72,628
Commercial and multi-family real estate loans	219,303	200,778
Agricultural real estate loans	35,961	30,920
Consumer loans	27,197	30,588
Commercial operating loans	20,212	15,718
Agricultural operating loans	38,642	35,175
Total loans receivable	430,601	385,807
FHLB stock	10,645	9,994
Accrued interest receivable	9,608	8,582
Financial liabilities	'	'
Noninterest bearing demand deposits	1,309,753	1,086,258
Interest bearing demand deposits, savings, and money markets	112,410	97,426
Certificates of deposit	73,361	132,187
Total deposits	1,495,524	1,315,871
Advances from FHLB	8,938	9,089
Federal Fund Purchased	205,000	190,000
Securities sold under agreements to repurchase	5,526	9,146
Subordinated debentures	10,289	10,312
Accrued interest payable	$167	$291

INTANGIBLE_ASSETS_Details

INTANGIBLE ASSETS (Details) (USD $)	6 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Intangible Assets [Roll Forward]	'	'
Impairment of intangible assets	$0	$0
Meta Payment Systems [Member]	'	'
Intangible Assets [Roll Forward]	'	'
Balance of intangible assets	2,339	2,035
Patent costs capitalized during the period	161	'
Amortization during the period	-36	-30
Acquisitions during the period	'	257
Balance of intangible assets	2,464	2,262
Meta Payment Systems [Member] | Patents [Member]	'	'
Intangible Assets [Roll Forward]	'	'
Balance of intangible assets	2,339	2,026
Patent costs capitalized during the period	161	'
Amortization during the period	-36	-21
Acquisitions during the period	'	257
Balance of intangible assets	2,464	2,262
Meta Payment Systems [Member] | Other [Member]	'	'
Intangible Assets [Roll Forward]	'	'
Balance of intangible assets	0	9
Patent costs capitalized during the period	0	'
Amortization during the period	0	-9
Acquisitions during the period	'	0
Balance of intangible assets	$0	$0