Philadelphia Consolidated Holding (PHLY) 8-K Results of Operations and Financial Condition

Exhibit 99.3

PHILADELPHIA INSURANCE COMPANIES
SUMMARY SEGMENT TOTALS
FOR THE THREE MONTHS ENDED JUNE 30, 2005 AND 2004
(IN THOUSANDS)

	6/30/2005		6/30/2004		2005 VS. 2004			6/30/2005		6/30/2004		2005 VS. 2004
	GROSS		GROSS		%			GROSS		GROSS		%
	WRITTEN		WRITTEN		INCREASE			EARNED		EARNED		INCREASE
	PREMIUMS		PREMIUMS		<DECREASE>			PREMIUMS		PREMIUMS		<DECREASE>
COMMERCIAL LINES		211,801		198,615		6.6	%		209,299		191,463		9.3	%
SPECIALTY LINES		48,187		46,438		3.8	%		47,189		41,553		13.6	%
PERSONAL LINES		24,357		35,329		-31.1	%		23,715		25,707		-7.7	%
TOTAL ALL LINES		284,345		280,382		1.4	%		280,203		258,723		8.3	%

	6/30/2005		6/30/2004		2005 VS. 2004			6/30/2005		6/30/2004		2005 VS. 2004
	NET		NET		%			NET		NET		%
	WRITTEN		WRITTEN		INCREASE			EARNED		EARNED		INCREASE
	PREMIUMS		PREMIUMS		<DECREASE>			PREMIUMS		PREMIUMS		<DECREASE>
COMMERCIAL LINES		198,051		165,024		20.0	%		183,457		146,634		25.1	%
SPECIALTY LINES		39,608		38,143		3.8	%		36,836		31,603		16.6	%
PERSONAL LINES		12,691		21,031		-39.7	%		12,843		11,326		13.4	%
TOTAL ALL LINES		250,350		224,198		11.7	%		233,136		189,563		23.0	%