![LOGO](https://capedge.com/proxy/DEFA14A/0001193125-20-119192/g920390img2.jpg)
As an investor in this security, you have Ways to Vote the right to vote on important issues. Make your voice heard now! Go to ProxyVote.com Vote Common Shares by: Call1-800-690-6903 June 2, 2020 Vote Plan Shares by: May 28, 2020 Control Number: 0123456789012345 This email represents the following share(s): NEW YORK COMMUNITY BANCORP INC 123,456,789,012.00000 NEW YORK COMMUNITY BANCORP, INC. 401K 123,456,789,012.00000 NEW YORK COMMUNITY BANCORP, INC. ESOP 123,456,789,012.00000 NYCB—STOCK INCENTIVE PLAN 123,456,789,012.00000 LONG ISLAND FINANCIAL CORP 123,456,789,012.00000 RICHMOND COUNTY FINANCIAL 123,456,789,012.00000 NEW YORK COMMUNITY BANCORP, INC. 401K 123,456,789,012.00000 NEW YORK COMMUNITY BANCORP, INC. ESOP 123,456,789,012.00000 NYCBNON-QUALIFIED STOCK INCENTIVE PLAN 123,456,789,012.00000 Dear New York Community Bancorp, Inc. Shareholder: The proxy materials for the New York Community Bancorp, Inc. (the “Company”) 2020 Annual Meeting of Shareholders are now available. Thise-mail provides the information you need to view these materials online, cast your vote over the Internet, and (if desired) request a copy of the meeting materials. New York Community Bancorp, Inc.’s Board of Directors unanimously recommends that the Company’s stockholders vote “FOR” the elections of directors, “FOR” the ratification of KPMG LLP as the Company’s independent auditor, “FOR” an advisory vote to approve compensation for the executive officers, “FOR” a proposal to amend the Amended and Restated Certificate of Incorporation and Bylaws of the Company to eliminate the supermajority voting requirements, “FOR” a proposal to approve the 2020 New York Community Bancorp, Inc. Omnibus Incentive Plan, and “AGAINST” the two shareholder proposals disclosed in the Proxy Statement. 2