American Financial & Tax Strategies 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABRDN ETFS	BBRG ALL COMD K1	003261104	3,122,494	157,941	SH		SOLE	0	0	0	157,941
ALTRIA GROUP INC	COM	02209S103	717,418	16,447	SH		SOLE	0	0	0	16,447
AMAZON COM INC	COM	023135106	862,216	4,780	SH		SOLE	0	0	0	4,780
APPLE INC	COM	037833100	1,041,600	6,074	SH		SOLE	0	0	0	6,074
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	365,051	868	SH		SOLE	0	0	0	868
CISCO SYS INC	COM	17275R102	1,409,309	28,237	SH		SOLE	0	0	0	28,237
COCA COLA CO	COM	191216100	418,716	6,844	SH		SOLE	0	0	0	6,844
DBX ETF TR	XTRACK INTL REAL	233051846	859,328	39,692	SH		SOLE	0	0	0	39,692
EXXON MOBIL CORP	COM	30231G102	471,831	4,059	SH		SOLE	0	0	0	4,059
FIDELITY COVINGTON TRUST	MSCI RL EST ETF	316092857	4,950,791	189,758	SH		SOLE	0	0	0	189,758
FRANKLIN TEMPLETON ETF TR	SENIOR LOAN ETF	35473P595	2,881,030	117,617	SH		SOLE	0	0	0	117,617
FRANKLIN TEMPLETON ETF TR	FRANKLIN DYN MUN	35473P868	3,313,390	135,075	SH		SOLE	0	0	0	135,075
GRANITESHARES ETF TR	BBG COMMD K 1	38747R108	4,018,143	202,222	SH		SOLE	0	0	0	202,222
GRANITESHARES GOLD TR	SHS BEN INT	38748G101	832,855	37,926	SH		SOLE	0	0	0	37,926
INVESCO EXCH TRADED FD TR II	S&P INTL QULTY	46138E214	770,522	25,123	SH		SOLE	0	0	0	25,123
INVESCO EXCH TRADED FD TR II	NY AMT FRE MUN	46138E529	2,850,835	123,761	SH		SOLE	0	0	0	123,761
INVESCO EXCH TRADED FD TR II	S&P500 LOW VOL	46138E354	6,665,221	101,188	SH		SOLE	0	0	0	101,188
ISHARES INC	JP MRG EM CRP BD	464286251	879,014	19,762	SH		SOLE	0	0	0	19,762
ISHARES TR	GL CLEAN ENE ETF	464288224	170,374	12,187	SH		SOLE	0	0	0	12,187
ISHARES TR	MORNINGSTAR VALU	464288109	245,952	3,200	SH		SOLE	0	0	0	3,200
ISHARES TR	ESG AWRE USD ETF	46435G193	268,132	11,663	SH		SOLE	0	0	0	11,663
ISHARES TR	SELECT DIVID ETF	464287168	291,444	2,366	SH		SOLE	0	0	0	2,366
ISHARES TR	RUS MD CP GR ETF	464287481	352,578	3,089	SH		SOLE	0	0	0	3,089
ISHARES TR	RUS MID CAP ETF	464287499	423,057	5,031	SH		SOLE	0	0	0	5,031
ISHARES TR	S&P MC 400GR ETF	464287606	493,298	5,406	SH		SOLE	0	0	0	5,406
ISHARES TR	S&P MC 400VL ETF	464287705	578,556	4,891	SH		SOLE	0	0	0	4,891
ISHARES TR	JPMORGAN USD EMG	464288281	654,261	7,296	SH		SOLE	0	0	0	7,296
ISHARES TR	CORE INTL AGGR	46435G672	1,073,450	21,491	SH		SOLE	0	0	0	21,491
ISHARES TR	RUS 1000 GRW ETF	464287614	1,369,771	4,064	SH		SOLE	0	0	0	4,064
ISHARES TR	IBOXX INV CP ETF	464287242	1,428,197	13,112	SH		SOLE	0	0	0	13,112
ISHARES TR	EAFE SML CP ETF	464288273	2,120,415	33,482	SH		SOLE	0	0	0	33,482
ISHARES TR	EAFE VALUE ETF	464288877	2,302,657	42,328	SH		SOLE	0	0	0	42,328
ISHARES TR	S&P SML 600 GWT	464287887	2,309,149	17,664	SH		SOLE	0	0	0	17,664
ISHARES TR	EAFE GRWTH ETF	464288885	3,242,850	31,244	SH		SOLE	0	0	0	31,244
ISHARES TR	CORE HIGH DV ETF	46429B663	3,699,309	33,566	SH		SOLE	0	0	0	33,566
ISHARES TR	MORNINGSTAR GRWT	464287119	4,191,178	55,527	SH		SOLE	0	0	0	55,527
MICROSOFT CORP	COM	594918104	459,006	1,091	SH		SOLE	0	0	0	1,091
MONDELEZ INTL INC	CL A	609207105	600,530	8,579	SH		SOLE	0	0	0	8,579
NUSHARES ETF TR	NUVEEN ESG LRGVL	67092P300	207,590	5,342	SH		SOLE	0	0	0	5,342
NUSHARES ETF TR	NUVEEN ESG LRGCP	67092P201	312,290	4,094	SH		SOLE	0	0	0	4,094
NVIDIA CORPORATION	COM	67066G104	234,989	260	SH		SOLE	0	0	0	260
PACER FDS TR	PACER US SMALL	69374H857	1,154,768	23,490	SH		SOLE	0	0	0	23,490
PACER FDS TR	DEVELOPED MRKT	69374H873	2,225,925	69,669	SH		SOLE	0	0	0	69,669
PACER FDS TR	US CASH COWS 100	69374H881	4,744,925	81,654	SH		SOLE	0	0	0	81,654
PHILIP MORRIS INTL INC	COM	718172109	918,399	10,024	SH		SOLE	0	0	0	10,024
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	234,437	2,879	SH		SOLE	0	0	0	2,879
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	367,171	3,960	SH		SOLE	0	0	0	3,960
SCHWAB STRATEGIC TR	INTL SCEQT ETF	808524888	1,331,026	37,180	SH		SOLE	0	0	0	37,180
SCHWAB STRATEGIC TR	SCHWB FDT INT LG	808524755	3,793,735	106,536	SH		SOLE	0	0	0	106,536
SCHWAB STRATEGIC TR	US LCAP VA ETF	808524409	4,009,845	52,775	SH		SOLE	0	0	0	52,775
SELECT SECTOR SPDR TR	SBI MATERIALS	81369Y100	1,769,415	19,049	SH		SOLE	0	0	0	19,049
SPDR DOW JONES INDL AVERAGE	UT SER 1	78467X109	1,481,954	3,726	SH		SOLE	0	0	0	3,726
SPDR INDEX SHS FDS	MSCI EAFE FS ETF	78470E106	304,335	7,318	SH		SOLE	0	0	0	7,318
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	1,074,373	29,687	SH		SOLE	0	0	0	29,687
SPDR SER TR	PORTFOLIO S&P600	78468R853	316,817	7,361	SH		SOLE	0	0	0	7,361
SPDR SER TR	S&P 400 MDCP VAL	78464A839	902,810	11,879	SH		SOLE	0	0	0	11,879
SPDR SER TR	S&P 600 SMCP VAL	78464A300	1,056,706	12,736	SH		SOLE	0	0	0	12,736
SPDR SER TR	S&P 400 MDCP GRW	78464A821	1,588,940	18,203	SH		SOLE	0	0	0	18,203
SPDR SER TR	S&P 600 SMCP GRW	78464A201	1,796,306	20,593	SH		SOLE	0	0	0	20,593
SPDR SER TR	PRTFLO S&P500 VL	78464A508	6,299,731	125,743	SH		SOLE	0	0	0	125,743
SPDR SER TR	PRTFLO S&P500 GW	78464A409	8,691,571	118,818	SH		SOLE	0	0	0	118,818
TESLA INC	COM	88160R101	244,348	1,390	SH		SOLE	0	0	0	1,390
VANECK ETF TRUST	GOLD MINERS ETF	92189F106	343,203	10,854	SH		SOLE	0	0	0	10,854
VANGUARD ADMIRAL FDS INC	MIDCP 400 GRTH	921932869	641,219	5,652	SH		SOLE	0	0	0	5,652
VANGUARD ADMIRAL FDS INC	MIDCP 400 VAL	921932844	1,367,542	15,061	SH		SOLE	0	0	0	15,061
VANGUARD ADMIRAL FDS INC	SMLCP 600 VAL	921932778	2,005,454	22,681	SH		SOLE	0	0	0	22,681
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	1,765,327	24,306	SH		SOLE	0	0	0	24,306
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	2,856,088	37,252	SH		SOLE	0	0	0	37,252
VANGUARD CHARLOTTE FDS	TOTAL INT BD ETF	92203J407	10,546,012	214,393	SH		SOLE	0	0	0	214,393
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	271,336	1,044	SH		SOLE	0	0	0	1,044
VANGUARD INDEX FDS	MID CAP ETF	922908629	313,265	1,254	SH		SOLE	0	0	0	1,254
VANGUARD INDEX FDS	SMALL CP ETF	922908751	489,015	2,139	SH		SOLE	0	0	0	2,139
VANGUARD INDEX FDS	GROWTH ETF	922908736	516,338	1,500	SH		SOLE	0	0	0	1,500
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	1,473,879	17,043	SH		SOLE	0	0	0	17,043
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	2,416,614	9,269	SH		SOLE	0	0	0	9,269
VANGUARD INDEX FDS	MCAP VL IDXVIP	922908512	2,794,980	17,927	SH		SOLE	0	0	0	17,927
VANGUARD INDEX FDS	MCAP GR IDXVIP	922908538	2,856,419	12,114	SH		SOLE	0	0	0	12,114
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	3,098,453	16,148	SH		SOLE	0	0	0	16,148
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	276,925	4,722	SH		SOLE	0	0	0	4,722
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	587,724	14,070	SH		SOLE	0	0	0	14,070
VANGUARD INTL EQUITY INDEX F	GLB EX US ETF	922042676	598,809	14,210	SH		SOLE	0	0	0	14,210
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	4,186,024	82,728	SH		SOLE	0	0	0	82,728
VANGUARD SCOTTSDALE FDS	VNG RUS2000GRW	92206C623	918,397	4,660	SH		SOLE	0	0	0	4,660
VANGUARD SCOTTSDALE FDS	VNG RUS1000GRW	92206C680	8,027,100	92,617	SH		SOLE	0	0	0	92,617
VANGUARD WHITEHALL FDS	INTL DVD ETF	921946810	3,824,271	46,906	SH		SOLE	0	0	0	46,906
VANGUARD WHITEHALL FDS	EM MK GOV BD ETF	921946885	4,240,363	66,411	SH		SOLE	0	0	0	66,411
VANGUARD WORLD FD	MEGA GRWTH IND	921910816	5,366,056	18,723	SH		SOLE	0	0	0	18,723
VULCAN MATLS CO	COM	929160109	733,609	2,688	SH		SOLE	0	0	0	2,688
WISDOMTREE TR	YIELD ENHANCD US	97717X511	3,082,008	71,014	SH		SOLE	0	0	0	71,014
WISDOMTREE TR	US HGH YLD CORP	97717X172	4,302,263	94,952	SH		SOLE	0	0	0	94,952
WISDOMTREE TR	EM EX ST-OWNED	97717X578	8,609,183	292,233	SH		SOLE	0	0	0	292,233