C&F Financial (CFFI) 10-Q 11 May 15 2015 Q1 Quarterly report Financial data

Document_And_Entity_Informatio

Document And Entity Information	3 Months Ended
	Mar. 31, 2015	8-May-15
Document and Entity Information
Entity Registrant Name	C & F FINANCIAL CORP
Document Type	10-Q
Amendment Flag	FALSE
Entity Central Index Key	913341
Entity Filer Category	Accelerated Filer
Entity Current Reporting Status	Yes
Document Period End Date	31-Mar-15
Document Fiscal Year Focus	2015
Document Fiscal Period Focus	Q1
Entity Common Stock, Shares Outstanding		3,394,224
Current Fiscal Year End Date	-19

Consolidated_Balance_Sheets_Un

Consolidated Balance Sheets (Unaudited) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Assets
Cash and due from banks	$9,661	$10,749
Interest-bearing deposits in other banks	163,774	156,867
Total cash and cash equivalents	173,435	167,616
Securities—available for sale at fair value, amortized cost of $212,851 and $214,437, respectively	220,834	221,897
Loans held for sale, at fair value	41,477	28,279
Loans, net of allowance for loan losses of $35,697 and $35,606, respectively	808,153	800,198
Restricted stocks, at cost	3,345	3,442
Corporate premises and equipment, net	36,929	37,295
Other real estate owned, net of valuation allowance of $0 and $29, respectively	790	786
Accrued interest receivable	6,079	6,421
Goodwill	14,425	14,425
Core deposit intangible, net	2,321	2,583
Bank-owned life insurance	14,582	14,484
Other assets	41,455	40,761
Total assets	1,363,825	1,338,187
Deposits
Noninterest-bearing demand deposits	189,730	161,839
Savings and interest-bearing demand deposits	502,414	497,755
Time deposits	359,723	366,507
Total deposits	1,051,867	1,026,101
Short-term borrowings	13,072	14,436
Long-term borrowings	127,488	127,488
Trust preferred capital notes	25,112	25,103
Accrued interest payable	730	740
Other liabilities	21,238	20,709
Total liabilities	1,239,507	1,214,577
Shareholders’ equity
Common stock ($1.00 par value, 8,000,000 shares authorized, 3,393,935 and 3,418,750 shares issued and outstanding, respectively, includes, 144,400 and 135,600 of unvested shares, respectively)	3,250	3,283
Additional paid-in capital	8,336	9,456
Retained earnings	109,412	107,785
Accumulated other comprehensive income, net	3,320	3,086
Total shareholders’ equity	124,318	123,610
Total liabilities and shareholders’ equity	$1,363,825	$1,338,187

Consolidated_Balance_Sheets_Un1

Consolidated Balance Sheets (Unaudited) (Parentheticals) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, except Share data, unless otherwise specified
Parenthetical information
Available-for-sale securities, amortized cost	$212,851	$214,437
Loans, net of allowance for loan losses	35,697	35,606
Other real estate owned, net of valuation allowance	$0	$29
Common stock par value (in dollars per share)	$1	$1
Common stock, shares authorized	8,000,000	8,000,000
Common stock, shares issued	3,393,935	3,418,750
Common stock, shares outstanding	3,393,935	3,418,750
Common
Parenthetical information
Common stock, nonvested shares	144,400	135,600

Consolidated_Statements_of_Inc

Consolidated Statements of Income (Unaudited) (USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Interest income
Interest and fees on loans	$19,018	$19,467
Interest on money market investments and federal funds sold	100	81
Interest and dividends on securities
U.S. government agencies and corporations	128	194
Tax-exempt obligations of states and political subdivisions	1,079	1,127
Taxable obligations of states and political subdivisions	42
Corporate bonds and other	436	425
Total interest income	20,803	21,294
Interest expense
Savings and interest-bearing deposits	275	272
Time deposits	681	841
Borrowings	786	870
Trust preferred capital notes	289	237
Total interest expense	2,031	2,220
Net interest income	18,772	19,074
Provision for loan losses	3,515	3,510
Net interest income after provision for loan losses	15,257	15,564
Noninterest income
Gains on sales of loans	1,645	1,169
Service charges on deposit accounts	1,015	1,062
Other service charges and fees	1,441	1,381
Investment services income	377	283
Net gains on calls and sales of available for sale securities	1
Other income	622	756
Total noninterest income	5,101	4,651
Noninterest expenses
Salaries and employee benefits	10,164	9,159
Occupancy	2,160	2,132
Other	4,426	4,800
Total noninterest expenses	16,750	16,091
Income before income taxes	3,608	4,124
Income tax expense	963	1,232
Net income	$2,645	$2,892
Net income per share - basic (in dollars per share)	$0.77	$0.85
Net income per share - assuming dilution (in dollars per share)	$0.77	$0.83
Weighted average number of shares - basic (in shares)	3,414,172	3,400,839
Weighted average number of shares - assuming dilution (in shares)	3,414,539	3,491,640

Consolidated_Statements_of_Com

Consolidated Statements of Comprehensive Income (Unaudited) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015		Mar. 31, 2014
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Unaudited)
Net income	$2,645		$2,892
Changes in defined benefit plan assets and benefit obligations
Changes in net loss arising during the period	-29	[1]	-8	[1]
Tax effect	11		3
Amortization of prior service cost arising during the period	-14	[1]	-17	[1]
Tax effect	-5		-6
Net of tax amount	-9		6
Unrealized (loss) gain on cash flow hedging instruments
Unrealized holding (loss) gain arising during the period	-148		40
Tax effect	52		-15
Net of tax amount	-96		25
Unrealized holding gains on securities
Unrealized holding gains arising during the period	523		3,170
Tax effect	-183		-1,101
Reclassification adjustment for gains included in net income	-1	[2]
Net of tax amount	339		2,069
Other comprehensive income, net:	234		2,100
Comprehensive income, net	$2,879		$4,992
[1]	These items are included in the computation of net periodic benefit cost. See Note 7, Employee Benefit Plans, for additional information.
[2]	Gains are included in “Net gains on calls and sales of available for sale securities" on the consolidated statements of income.

Consolidated_Statements_of_Sha

Consolidated Statements of Shareholders’ Equity (Unaudited) (USD $)	Common Stock	Additional Paid-In Capital	Retained Earnings	Accumulated Other Comprehensive Income (Loss)	Total
In Thousands, unless otherwise specified
Balance, beginning of the period at Dec. 31, 2013	$3,269	$10,686	$99,492	($266)	$113,181
Comprehensive income:
Net income			2,892		2,892
Other comprehensive income, net				2,100	2,100
Share-based compensation		232			232
Restricted stock vested	2	-2
Common stock issued	1	33			34
Cash dividends declared – common stock			-988		-988
Balance, end of period at Mar. 31, 2014	3,272	10,949	101,396	1,834	117,451
Balance, beginning of the period at Dec. 31, 2014	3,283	9,456	107,785	3,086	123,610
Comprehensive income:
Net income			2,645		2,645
Other comprehensive income, net				234	234
Share-based compensation		264			264
Restricted stock vested	7	-7
Common stock issued	1	32			33
Common stock repurchased	-41	-1,409			-1,450
Cash dividends declared – common stock			-1,018		-1,018
Balance, end of period at Mar. 31, 2015	$3,250	$8,336	$109,412	$3,320	$124,318

Consolidated_Statements_of_Sha1

Consolidated Statements of Shareholders’ Equity (Unaudited) (Parentheticals) (USD $)	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
CONSOLIDATED STATEMENTS OF SHAREHOLDERS’ EQUITY (Unaudited)
Cash dividends paid per share	$0.30	$0.29

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (Unaudited) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Operating activities:
Net income	$2,645	$2,892
Adjustments to reconcile net income to net cash (used in) provided by operating activities:
Depreciation	653	684
Provision for loan losses	3,515	3,510
Provision for Loss on Indemnification	58	46
Share-based compensation	264	232
Net accretion of acquisition-related fair value adjustments	-738	-820
Accretion of discounts and amortization of premiums on securities, net	372	333
Gain on sale of securities	-1
Net realized gains on sales of other real estate owned		-121
Net realized gains on sale of corporate premises and equipment	-3	-48
Increase in bank-owned life insurance cash surrender value	-88	-83
Origination of loans held for sale	-115,948	-91,384
Proceeds from sales of loans held for sale	104,395	99,802
Gains on sales of loans	-1,645	-1,169
Change in other assets and liabilities:
Accrued interest receivable	342	334
Other assets	-910	-2,401
Accrued interest payable	-10	-13
Other liabilities	387	323
Net cash (used in) provided by operating activities	-6,712	12,117
Investing activities:
Proceeds from maturities, calls and sales of securities available for sale	8,554	16,586
Purchases of securities available for sale	-7,220	-7,284
Net redemptions of restricted stocks	97	646
Net increase in customer loans	-10,855	-1,258
Proceeds from sales of other real estate owned	46	2,483
Purchases of corporate premises and equipment, net	-305	-451
Net cash (used in) provided by investing activities	-9,683	10,722
Financing activities:
Net increase in demand, interest-bearing demand and savings deposits	32,550	26,233
Net decrease in time deposits	-6,537	-7,059
Net (decrease) increase in borrowings	-1,364	3,708
Repurchase of common stock	-1,450
Issuance of common stock	33	34
Cash dividends	-1,018	-988
Net cash provided by financing activities	22,214	21,928
Net (decrease) increase in cash and cash equivalents	5,819	44,767
Cash and cash equivalents at beginning of year	167,616	148,139
Cash and cash equivalents at end of period	173,435	192,906
Supplemental disclosure
Interest paid	2,279	2,233
Income taxes paid	92	28
Supplemental disclosure of noncash investing and financing activities
Unrealized gains on securities available for sale	523	3,170
Transfers between loans and other real estate owned	50	180
Pension adjustment	-15	9
Unrealized (loss) gain on cash flow hedging instruments	($148)	$40

Summary_of_Significant_Account

Summary of Significant Accounting Policies	3 Months Ended
	Mar. 31, 2015
Summary of Significant Accounting Policies
Summary of Significant Accounting Policies	NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
	(Unaudited)
	NOTE 1: Summary of Significant Accounting Policies
	Principles of Consolidation: The accompanying unaudited consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America (U.S. GAAP) for interim financial reporting and with applicable quarterly reporting regulations of the Securities and Exchange Commission (the SEC). They do not include all of the information and notes required by U.S. GAAP for complete financial statements. Therefore, these consolidated financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in the C&F Financial Corporation Annual Report on Form 10-K for the year ended December 31, 2014.
	The unaudited consolidated financial statements include the accounts of C&F Financial Corporation (the Corporation) and its wholly-owned subsidiary, Citizens and Farmers Bank (the Bank or C&F Bank). All significant intercompany accounts and transactions have been eliminated in consolidation. In addition, the Corporation owns C&F Financial Statutory Trust I, C&F Financial Statutory Trust II and Central Virginia Bankshares Statutory Trust I, all of which are unconsolidated subsidiaries. The subordinated debt owed to these trusts is reported as a liability of the Corporation.
	Nature of Operations: The Corporation is a bank holding company incorporated under the laws of the Commonwealth of Virginia. The Corporation owns all of the stock of its subsidiary, C&F Bank, which is an independent commercial bank chartered under the laws of the Commonwealth of Virginia. On October 1, 2013, the Corporation acquired Central Virginia Bankshares, Inc. (CVBK) and its wholly-owned subsidiary, Central Virginia Bank (CVB), which was an independent commercial bank chartered under the laws of the Commonwealth of Virginia.  On March 22, 2014, CVBK was merged with and into C&F Financial Corporation and CVB was merged with and into C&F Bank.
	The Bank has five wholly-owned active subsidiaries: C&F Mortgage Corporation and Subsidiary (C&F Mortgage), C&F Finance Company (C&F Finance), C&F Investment Services, Inc., C&F Insurance Services, Inc. and CVB Title Services, Inc. all incorporated under the laws of the Commonwealth of Virginia. C&F Mortgage, organized in September 1995, was formed to originate and sell residential mortgages and through its subsidiary, Certified Appraisals LLC, provides ancillary mortgage loan production services for residential appraisals. C&F Finance, acquired on September 1, 2002, is a finance company providing automobile loans through indirect lending programs. C&F Investment Services, Inc., organized in April 1995, is a full-service brokerage firm offering a comprehensive range of investment services. C&F Insurance Services, Inc., organized in July 1999, owns an equity interest in an insurance agency that sells insurance products to customers of C&F Bank, C&F Mortgage and other financial institutions that have an equity interest in the agency. CVB Title Services, Inc., was organized for the primary purpose of owning membership interests in two insurance-related limited liability companies. Business segment data is presented in Note 9.
	Basis of Presentation: The preparation of financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses, the allowance for indemnifications, impairment of loans, projected cash flows of purchased credit impaired loans, impairment of securities, the valuation of other real estate owned, the projected benefit obligation under the defined benefit pension plan, the valuation of deferred taxes, fair value measurements and goodwill impairment. In the opinion of management, all adjustments, consisting only of normal recurring adjustments, which are necessary for a fair presentation of the results of operations in these financial statements, have been made.
	Reclassification: Certain reclassifications have been made to prior period amounts to conform to the current period presentation. None of these reclassifications are considered material.  See Note 2 for additional information about reclassifications related to the adoption of new accounting standards.
	Derivative Financial Instruments: The Corporation recognizes derivative financial instruments at fair value as either an other asset or other liability in the consolidated balance sheet. The Corporation’s derivative financial instruments as of March 31, 2015 and December 31, 2014 consisted of (1) the fair value of interest rate lock commitments (IRLCs) on mortgage loans that will be sold in the secondary market and the related forward commitments to sell mortgage loans and (2) interest rate swaps that qualified as cash flow hedges on the Corporation's trust preferred capital notes. Because the IRLCs and forward sales commitments are not designated as hedging instruments, adjustments to reflect unrealized gains and losses resulting from changes in fair value of the Corporation's IRLCs and forward sales commitments and realized gains and losses upon ultimate sale of the loans are classified as noninterest income. The Corporation's IRLCs and forward loan sales commitments are described more fully in Note 8 and Note 10. The effective portion of the gain or loss on the Corporation's cash flow hedges is reported as a component of other comprehensive income, net of deferred income taxes, and reclassified into earnings in the same period or period(s) during which the hedged transactions affect earnings. The cash flow hedges are described more fully in Note 11.
	Share-Based Compensation: Compensation expense for the first quarter of 2015 included expense, net of forfeitures, of $264,000  ($164,000 after tax), for restricted stock granted during 2010 through 2015. As of March 31, 2015, there was $3.10 million of total unrecognized compensation expense related to unvested restricted stock that will be recognized over the remaining requisite service periods.
	A summary of activity for restricted stock awards during the first three months of 2015 and 2014 is presented below:
					Weighted-
					Average
					Grant Date
			Shares		Fair Value
	Unvested, January 1, 2015		135,600		$	34.34
	Granted		16,650			37.72
	Vested		-6,750			20.21
	Forfeitures		-1,100			36.98
	Unvested, March 31, 2015		144,400		$	35.37
					Weighted-
					Average
					Grant Date
			Shares		Fair Value
	Unvested, January 1, 2014		120,183		$	31.18
	Granted		15,050			41.76
	Vested		-2,500			12.87
	Forfeitures		-350			39.46
	Unvested, March 31, 2014		132,383		$	32.71
	There was no stock option activity during the three months ended March 31, 2015 and 2014.  Stock options outstanding at March 31, 2015 and 2014 are summarized below:
								Intrinsic
								Value of
								Unexercised
							Remaining	In-The
							Contractual	Money
					Exercise		Life	Options
			Shares		Price*		(in years)*	(in 000’s)
	Options outstanding and exercisable at March 31, 2015		100,762		$	37.75	0.9	$	—
	Options outstanding and exercisable at March 31, 2014		164,150		$	38.21	1.4	$	—
		*		Weighted average
	Recent Significant Accounting Pronouncements:
	In January 2014, the Financial Accounting Standards Board (FASB) issued Accounting Standards Update (ASU) 2014-01, Investments-Equity Method and Joint Ventures - Accounting for Investments in Qualified Affordable Housing Projects (a consensus of the FASB Emerging Issues Task Force). The amendments in this ASU permit reporting entities to make an accounting policy election to account for their investments in qualified affordable housing projects using the proportional amortization method if certain conditions are met. Under the proportional amortization method, an entity amortizes the initial cost of the investment in proportion to the tax credits and other tax benefits received and recognizes the net investment performance in the income statement as a component of income tax expense (benefit). The amendments in this ASU should be applied retrospectively to all periods presented. A reporting entity that uses the effective yield method to account for its investments in qualified affordable housing projects before the date of adoption may continue to apply the effective yield method for those preexisting investments. The amendments in this ASU became effective for public business entities for annual periods and interim reporting periods within those annual periods, beginning after December 15, 2014. The adoption of ASU 2014-01 did not have a material effect on the Corporation’s financial statements.  The adoption of ASU 2014-01 is described further in Note 2.
	In January 2014, the FASB issued ASU 2014-04, Receivables - Troubled Debt Restructurings by Creditors - Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure (a consensus of the FASB Emerging Issues Task Force). The amendments in this ASU clarify that if or when an in substance repossession or foreclosure occurs, and a creditor is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan, upon either (1) the creditor obtaining legal title to the residential real estate property upon completion of a foreclosure or (2) the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. Additionally, the amendments require interim and annual disclosure of both (1) the amount of foreclosed residential real estate property held by the creditor and (2) the recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure according to local requirements of the applicable jurisdiction. The amendments in this ASU became effective for public business entities for annual periods, and interim periods within those annual periods, beginning after December 15, 2014. The adoption of ASU 2014-04 did not have a material effect on the Corporation’s financial statements.
	In June 2014, the FASB issued ASU No. 2014-09, Revenue from Contracts with Customers: Topic 606. This ASU applies to any entity using U.S. GAAP that either enters into contracts with customers to transfer goods or services or enters into contracts for the transfer of nonfinancial assets unless those contracts are within the scope of other standards. The guidance supersedes the revenue recognition requirements in Revenue Recognition-Topic 605, most industry-specific guidance, and some cost guidance included in Revenue Recognition-Construction-Type and Production-Type Contracts-Subtopic 605-35. The core principle of the guidance is that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. To be in alignment with the core principle, an entity must apply a five step process including: identification of the contract(s) with a customer, identification of performance obligations in the contract(s), determination of the transaction price, allocation of the transaction price to the performance obligations, and recognition of revenue when (or as) the entity satisfies a performance obligation.  Additionally, the existing requirements for the recognition of a gain or loss on the transfer of nonfinancial assets that are not in a contract with a customer have also been amended to be consistent with the guidance on recognition and measurement.  The amendments in this ASU are effective for annual reporting periods beginning after December 15, 2016, including interim periods within that reporting period. Early adoption is not permitted. The Corporation does not expect the adoption of ASU 2014-09 to have a material effect on its financial statements.
	In June 2014, the FASB issued ASU No. 2014-11, Transfers and Servicing (Topic 860): Repurchase-to-Maturity Transactions, Repurchase Financings, and Disclosures.  This ASU aligns the accounting for repurchase-to-maturity transactions and repurchase agreements executed as a repurchase financing with the accounting for other typical repurchase agreements. The new guidance eliminates sale accounting for repurchase-to-maturity transactions and supersedes the guidance under which a transfer of a financial asset and a contemporaneous repurchase financing could be accounted for on a combined basis as a forward agreement. The amendments in the ASU also require a new disclosure for transactions economically similar to repurchase agreements in which the transferor retains substantially all of the exposure to the economic return on the transferred financial assets throughout the term of the transaction. Additional disclosures will be required for the nature of collateral pledged in repurchase agreements and similar transactions accounted for as secured borrowings.  The amendments in this ASU became effective for the first interim or annual period beginning after December 15, 2014; however, the disclosure for transactions accounted for as secured borrowings is required to be presented for annual periods beginning after December 15, 2014, and interim periods beginning after March 15, 2015. Early adoption is not permitted.  The Corporation does not expect the adoption of ASU 2014-11 to have a material effect on its financial statements.
	In June 2014, the FASB issued ASU No. 2014-12, Compensation - Stock Compensation (Topic 718): Accounting for Share-Based Payments When the Terms of an Award Provide That a Performance Target Could Be Achieved after the Requisite Service Period. The new guidance applies to reporting entities that grant employees share-based payments in which the terms of the award allow a performance target to be achieved after the requisite service period. The amendments in the ASU require that a performance target that affects vesting and that could be achieved after the requisite service period be treated as a performance condition.  Existing guidance in Compensation - Stock Compensation (Topic 718), should be applied to account for these types of awards. The amendments in this ASU are effective for annual periods and interim periods within those annual periods beginning after December 15, 2015. Early adoption is permitted and reporting entities may choose to apply the amendments in the ASU either on a prospective or retrospective basis.  The Corporation does not expect the adoption of ASU 2014-12 to have a material effect on its financial statements.
	In August 2014, the FASB issued ASU No. 2014-14, Receivables - Troubled Debt Restructurings by Creditors (Subtopic 310-40): Classification of Certain Government-Guaranteed Mortgage Loans upon Foreclosure.  The amendments in this ASU apply to creditors that hold government-guaranteed mortgage loans and is intended to eliminate the diversity in practice related to the classification of these guaranteed loans upon foreclosure.  The new guidance stipulates that a mortgage loan be derecognized and a separate other receivable be recognized upon foreclosure if (1) the loan has a government guarantee that is not separable from the loan prior to foreclosure, (2) at the time of foreclosure, the creditor has the intent to convey the real estate property to the guarantor and make a claim on the guarantee, and the creditor has the ability to recover under that claim, and (3) at the time of foreclosure, any amount of the claim that is determined on the basis of the fair value of the real estate is fixed. Upon foreclosure, the other receivable should be measured on the amount of the loan balance (principal and interest) expected to be recovered from the guarantor. The amendments in this ASU became effective for annual periods and interim periods within those annual periods beginning after December 15, 2014. Entities may adopt the amendments on a prospective basis or modified retrospective basis as of the beginning of the annual period of adoption; however, the entity must apply the same method of transition as elected under ASU 2014-04. The adoption of ASU 2014-14 did not have a material effect on the Corporation’s financial statements.
	In August 2014, the FASB issued ASU No. 2014-15, Presentation of Financial Statements - Going Concern (Subtopic 205-40): Disclosure of Uncertainties about an Entity’s Ability to Continue as a Going Concern.  This update is intended to provide guidance about management’s responsibility to evaluate whether there is substantial doubt about an entity’s ability to continue as a going concern and to provide related footnote disclosures.  Management is required under the new guidance to evaluate whether there are conditions or events, considered in the aggregate, that raise substantial doubt about the entity’s ability to continue as a going concern within one year after the date the financial statements are issued when preparing financial statements for each interim and annual reporting period.  If conditions or events are identified, the ASU specifies the process that must be followed by management and also clarifies the timing and content of going concern footnote disclosures in order to reduce diversity in practice.  The amendments in this ASU are effective for annual periods and interim periods within those annual periods beginning after December 15, 2016. Early adoption is permitted.  The Corporation does not expect the adoption of ASU 2014-15 to have a material effect on its financial statements.
	In November 2014, the FASB issued ASU No. 2014-16, Derivatives and Hedging (Topic 815):  Determining Whether the Host Contract in a Hybrid Financial Instrument Issued in the Form of a Share Is More Akin to Debt or to Equity.  The amendments in ASU do not change the current criteria in U.S. GAAP for determining when separation of certain embedded derivative features in a hybrid financial instrument is required. The amendments clarify how current U.S. GAAP should be interpreted in evaluating the economic characteristics and risks of a host contract in a hybrid financial instrument that is issued in the form of a share. Specifically, the amendments clarify that an entity should consider all relevant terms and features, including the embedded derivative feature being evaluated for bifurcation, in evaluating the nature of the host contract. Furthermore, the amendments clarify that no single term or feature would necessarily determine the economic characteristics and risks of the host contract. Rather, the nature of the host contract depends upon the economic characteristics and risks of the entire hybrid financial instrument.  The amendments in this ASU also clarify that, in evaluating the nature of a host contract, an entity should assess the substance of the relevant terms and features (i.e., the relative strength of the debt-like or equity-like terms and features given the facts and circumstances) when considering how to weight those terms and features.  The amendments in this ASU are effective for public business entities for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015. Early adoption, including adoption in an interim period, is permitted. The Corporation does not expect the adoption of ASU 2014-16 to have a material effect on its financial statements.
	In January 2015, the FASB issued ASU No. 2015-01, Income Statement—Extraordinary and Unusual Items (Subtopic 225-20): Simplifying Income Statement Presentation by Eliminating the Concept of Extraordinary Items.  The amendments in this ASU eliminate from U.S. GAAP the concept of extraordinary items. Subtopic 225-20, Income Statement - Extraordinary and Unusual Items, required that an entity separately classify, present, and disclose extraordinary events and transactions.  Presently, an event or transaction is presumed to be an ordinary and usual activity of the reporting entity unless evidence clearly supports its classification as an extraordinary item.  If an event or transaction meets the criteria for extraordinary classification, an entity is required to segregate the extraordinary item from the results of ordinary operations and show the item separately in the income statement, net of tax, after income from continuing operations. The entity also is required to disclose applicable income taxes and either present or disclose earnings-per-share data applicable to the extraordinary item.  The amendments in this ASU are effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015.  Early adoption is permitted provided that the guidance is applied from the beginning of the fiscal year of adoption.  The Corporation does not expect the adoption of ASU 2015-01 to have a material effect on its financial statements
	In February 2015, the FASB issued ASU No. 2015-02, “Consolidation (Topic 810): Amendments to the Consolidation Analysis.”  The amendments in this ASU are intended to improve targeted areas of consolidation guidance for legal entities such as limited partnerships, limited liability corporations, and securitization structures (collateralized debt obligations, collateralized loan obligations, and mortgage-backed security transactions).  In addition to reducing the number of consolidation models from four to two, the new standard simplifies the FASB Accounting Standards Codification (ASC) and improves current GAAP by placing more emphasis on risk of loss when determining a controlling financial interest, reducing the frequency of the application of related-party guidance when determining a controlling financial interest in a variable interest entity (VIE), and changing consolidation conclusions for public and private companies in several industries that typically make use of limited partnerships or VIEs.  The amendments in this ASU are effective for public business entities for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015.  Early adoption is permitted, including adoption in an interim period. ASU 2015-02 may be applied retrospectively in previously issued financial statements for one or more years with a cumulative-effect adjustment to retained earnings as of the beginning of the first year restated.  The Corporation does not expect the adoption of ASU 2015-02 to have a material effect on its financial statements.
	In April 2015, the FASB issued ASU No. 2015-03, “Interest – Imputation of Interest (Subtopic 835-30): Simplifying the Presentation of Debt Issuance Costs.”  The amendments in this ASU are intended to simplify the presentation of debt issuance costs.  These amendments require that debt issuance costs related to a recognized debt liability be presented in the balance sheet as a direct deduction from the carrying amount of that debt liability, consistent with debt discounts. The recognition and measurement guidance for debt issuance costs are not affected by the amendments in this ASU.  The amendments in this ASU are effective for public business entities for financial statements issued for fiscal years beginning after December 15, 2015, and interim periods within those fiscal years. Early adoption is permitted for financial statements that have not been previously issued.  The Corporation does not expect the adoption of ASU 2015-03 to have a material effect on its financial statements.
	In April 2015, the FASB issued ASU No. 2015-05, “Intangibles - Goodwill and Other - Internal-Use Software (Subtopic 350-40): Customer’s Accounting for Fees Paid in a Cloud Computing Arrangement.”  The amendments in this ASU provide guidance to customers regarding cloud computing arrangements that include a software license. If a cloud computing arrangement includes a software license, then the customer should account for the software license element of the arrangement consistent with the acquisition of other software licenses. If a cloud computing arrangement does not include a software license, the customer should account for the arrangement as a service contract. The amendments do not change the accounting for a customer’s accounting for service contracts. As a result of the amendments, all software licenses within the scope of Subtopic 350-40 will be accounted for consistent with other licenses of intangible assets.  The amendments in this ASU are effective for public business entities for annual periods, including interim periods within those annual periods, beginning after December 15, 2015.  Early adoption is permitted. An entity can elect to adopt the amendments either: (1) prospectively to all arrangements entered into or materially modified after the effective date; or (2) retrospectively.  The Corporation is currently assessing the effect that ASU 2015-05 will have on its financial statements.

Adoption_of_New_Accounting_Sta

Adoption of New Accounting Standards	3 Months Ended
	Mar. 31, 2015
Adoption of New Accounting Standards
Adoption of New Accounting Standards	NOTE 2: Adoption of New Accounting Standards
	The Corporation adopted ASU 2014-01, Accounting for Investments in Qualified Affordable Housing Projects, as of January 1, 2015.  As permitted by the guidance, the Corporation has elected to amortize the initial cost of investments in affordable housing projects over the period in which the Corporation will receive related tax credits, which approximates the proportional amortization method, and the resulting amortization is recognized as a component of income taxes attributable to continuing operations.  Historically, the amortization related to these investments were recognized within noninterest expense.  The Corporation adopted this guidance in the first quarter of 2015 with retrospective application as required by ASU 2014-01.  Prior period results have been restated to conform to this presentation.
	As of March 31, 2015, the carrying value of the Corporation’s aggregate investment in qualified affordable housing projects was $2.75 million and the aggregate commitment to provide additional capital to these investments was $1.26 million.  Amortization recognized as a component of income tax expense for the three months ended March 31, 2015 and 2014 was $138,000 and $104,000, respectively.

Securities

Securities	3 Months Ended
	Mar. 31, 2015
Securities
Securities	NOTE 3: Securities
	Debt and equity securities, all of which are classified as available for sale are summarized as follows:
		March 31, 2015
				Gross		Gross
		Amortized		Unrealized		Unrealized		Estimated
	(Dollars in thousands)	Cost		Gains		Losses		Fair Value
	U.S. government agencies and corporations	$	20,710	$	5	$	-175	$	20,540
	Mortgage-backed securities		67,173		1,362		-52		68,483
	Obligations of states and political subdivisions		124,968		6,979		-136		131,811
		$	212,851	$	8,346	$	-363	$	220,834
		December 31, 2014
				Gross		Gross
		Amortized		Unrealized		Unrealized		Estimated
	(Dollars in thousands)	Cost		Gains		Losses		Fair Value
	U.S. government agencies and corporations	$	23,409	$	1	$	-476	$	22,934
	Mortgage-backed securities		66,716		935		-32		67,619
	Obligations of states and political subdivisions		124,312		7,158		-126		131,344
		$	214,437	$	8,094	$	-634	$	221,897
	The amortized cost and estimated fair value of securities at March 31, 2015, by the earlier of contractual maturity or expected maturity, are shown below. Expected maturities will differ from contractual maturities because borrowers may have the right to prepay obligations with or without call or prepayment penalties.
		March 31, 2015
		Amortized		Estimated
	(Dollars in thousands)	Cost		Fair Value
	Due in one year or less	$	30,585	$	30,716
	Due after one year through five years		124,147		128,952
	Due after five years through ten years		38,058		39,601
	Due after ten years		20,061		21,565
		$	212,851	$	220,834
	Proceeds from the maturities, calls and sales of securities available for sale for the three months ended March 31, 2015 were $8.55 million, resulting in gross realized gains of $1,000.  Proceeds from the maturities, calls and sales of securities available for sale for the three months ended March 31, 2014 were $16.59 million, resulting in gross realized gains of less than $1,000.
	The Corporation pledges securities primarily as collateral for public deposits and repurchase agreements. Securities with an aggregate amortized cost of $103.49 million and an aggregate fair value of $107.65 million were pledged at March 31, 2015. Securities with an aggregate amortized cost of $106.31 million and an aggregate fair value of $110.37 million were pledged at December 31, 2014.
	Securities in an unrealized loss position at March 31, 2015, by duration of the period of the unrealized loss, are shown below.
		Less Than 12 Months				12 Months or More				Total
		Fair		Unrealized		Fair		Unrealized		Fair		Unrealized
	(Dollars in thousands)	Value		Loss		Value		Loss		Value		Loss
	U.S. government agencies and corporations	$	1,581	$	19	$	12,003	$	156	$	13,584	$	175
	Mortgage-backed securities		2,894		37		2,429		15		5,323		52
	Obligations of states and political subdivisions		8,578		88		3,727		48		12,305		136
	Total temporarily impaired securities	$	13,053	$	144	$	18,159	$	219	$	31,212	$	363
	There were 57 debt securities totaling $31.21 million considered temporarily impaired at March 31, 2015. The primary cause of the temporary impairments in the Corporation's investments in debt securities was fluctuations in interest rates. Interest rates generally declined during the first quarter of 2015, primarily in the middle and long-end of the United States Treasury yield curve, thereby reducing unrealized losses on the Corporation's debt securities from December 31, 2014. Demand for United States debt securities increased, thereby reducing interest rates, as the Federal Reserve lowered both its economic and interest-rate projections as severe winter weather, a west coast port strike, the impact of a strong dollar and lower capital expenditures by the oil industry hindered economic activity in the United States. Interest rates in the municipal bond sector, which includes the Corporation's obligations of states and political subdivisions, were essentially unchanged to slightly lower during the first quarter of 2015 primarily due to heavy new issue supply, driven by refunding volume, as issuers continued to take advantage of the low interest rate environment. At March 31, 2015, approximately 97 percent of the Corporation's obligations of states and political subdivisions, as measured by market value, were rated “A” or better by Standard & Poor's or Moody's Investors Service. Of those in a net unrealized loss position, approximately 95 percent were rated “A” or better, as measured by market value, at March 31, 2015. For the approximately five percent not rated "A" or better, as measured by market value at March 31, 2015, the Corporation considers these to meet regulatory credit quality standards, such that the securities have low risk of default by the obligor, and the full and timely repayment of principal and interest is expected over the expected life of the investment. Because the Corporation intends to hold these investments in debt securities to maturity and it is more likely than not that the Corporation will not be required to sell these investments before a recovery of unrealized losses, the Corporation does not consider these investments to be other-than-temporarily impaired at March 31, 2015 and no other-than-temporary impairment has been recognized.
	Securities in an unrealized loss position at December 31, 2014, by duration of the period of the unrealized loss, are shown below.
		Less Than 12 Months				12 Months or More				Total
		Fair		Unrealized		Fair		Unrealized		Fair		Unrealized
	(Dollars in thousands)	Value		Loss		Value		Loss		Value		Loss
	U.S. government agencies and corporations	$	1,966	$	2	$	21,234	$	474	$	23,200	$	476
	Mortgage-backed securities		—		—		4,518		32		4,518		32
	Obligations of states and political subdivisions		6,279		51		6,049		75		12,328		126
	Total temporarily impaired securities	$	8,245	$	53	$	31,801	$	581	$	40,046	$	634
	The Corporation’s investment in restricted stocks totaled $3.35  million at March 31, 2015, and consisted of $3.20 million of Federal Home Loan Bank (FHLB) stock and $145,000 of Community Bankers Bank (CBB) stock. Restricted stock is generally viewed as a long-term investment and as restricted investment securities, which are carried at cost, because there is no market for the stock, other than the FHLBs or member institutions. Therefore, when evaluating restricted stock for impairment, their respective values are based on the ultimate recoverability of the par value rather than by recognizing temporary declines in value. The Corporation does not consider its investment in restricted stocks to be other-than-temporarily impaired at March 31, 2015 and no impairment has been recognized. Total restricted stocks is shown as a separate line item on the balance sheet and is not a part of the available-for-sale securities portfolio.  At December 31, 2014, the Corporation’s restricted stocks included $3.30 millon of FHLB stock and $145,000 of CBB stock.

Loans

Loans	3 Months Ended
	Mar. 31, 2015
Loans
Loans	NOTE 4: Loans
	Major classifications of loans are summarized as follows:
			March 31,			December 31,
	(Dollars in thousands)		2015			2014
	Real estate – residential mortgage		$	180,379		$	179,817
	Real estate – construction 1			7,407			7,325
	Commercial, financial and agricultural 2			320,593			306,845
	Equity lines			49,644			50,321
	Consumer			8,483			8,163
	Consumer finance			277,344			283,333
				843,850			835,804
	Less allowance for loan losses			-35,697			-35,606
	Loans, net		$	808,153		$	800,198
		1		Includes the Corporation's real estate construction lending and consumer real estate lot lending.
		2		Includes the Corporation’s commercial real estate lending, land acquisition and development lending, builder line lending and commercial business lending.
	Consumer loans included $285,000 and $355,000 of demand deposit overdrafts at March 31, 2015 and December 31, 2014, respectively.
	The outstanding principal balance and the carrying amount of loans acquired pursuant to the Corporation's acquisition of CVB (or acquired loans) that were recorded at fair value at the acquisition date and are included in the consolidated balance sheet at March 31, 2015 and December 31, 2014 were as follows:
			March 31, 2015									December 31, 2014
			Acquired Loans -			Acquired Loans -						Acquired Loans -			Acquired Loans -
			Purchased			Purchased			Acquired Loans -			Purchased			Purchased			Acquired Loans -
	(Dollars in thousands)		Credit Impaired			Performing			Total			Credit Impaired			Performing			Total
	Outstanding principal balance		$	34,377		$	81,454		$	115,831		$	36,541		$	85,015		$	121,556
	Carrying amount
	Real estate – residential mortgage		$	1,656		$	17,508		$	19,164		$	1,723		$	18,688		$	20,411
	Commercial, financial and agricultural1			17,841			43,306			61,147			19,367			45,015			64,382
	Equity lines			311			15,160			15,471			318			15,464			15,782
	Consumer			16			825			841			16			979			995
	Total acquired loans		$	19,824		$	76,799		$	96,623		$	21,424		$	80,146		$	101,570
		1		Includes acquired loans classified by the Corporation as commercial real estate lending, land acquisition and development lending, builder line lending and commercial business lending.
	Loans on nonaccrual status were as follows:
			March 31,			December 31,
	(Dollars in thousands)		2015			2014
	Real estate – residential mortgage		$	2,349		$	2,472
	Real estate – construction:
	Construction lending			—			—
	Consumer lot lending			—			—
	Commercial, financial and agricultural:
	Commercial real estate lending			1,947			2,033
	Land acquisition and development lending			—			—
	Builder line lending			221			—
	Commercial business lending			—			—
	Equity lines			351			356
	Consumer			41			43
	Consumer finance			739			1,040
	Total loans on nonaccrual status		$	5,648		$	5,944
	The past due status of loans as of March 31, 2015 was as follows:
																						90+ Days
			30 - 59 Days			60 - 89 Days			90+ Days			Total										Past Due and
	(Dollars in thousands)		Past Due			Past Due			Past Due			Past Due			PCI			Current1		Total Loans		Accruing
	Real estate – residential mortgage		$	764		$	456		$	883		$	2,103		$	1,656		$	176,620	$	180,379	$	—
	Real estate – construction:
	Construction lending			—			—			—			—			—			5,250		5,250		—
	Consumer lot lending			—			—			—			—			—			2,157		2,157		—
	Commercial, financial and agricultural:
	Commercial real estate lending			102			—			66			168			15,411			183,766		199,345		—
	Land acquisition and development lending			—			—			—			—			74			42,244		42,318		—
	Builder line lending			—			—			221			221			—			21,122		21,343		—
	Commercial business lending			19			—			—			19			2,356			55,212		57,587		—
	Equity lines			175			—			182			357			311			48,976		49,644		25
	Consumer			19			3			6			28			16			8,439		8,483		—
	Consumer finance			7,135			1,579			739			9,453			—			267,891		277,344		—
	Total		$	8,214		$	2,038		$	2,097		$	12,349		$	19,824		$	811,677	$	843,850	$	25
		1		For the purposes of the table above, “Current” includes loans that are 1-29 days past due.
	The table above includes the following:
	·		nonaccrual loans that are current of $3.09 million, 30-59 days past due of $198,000, 60-89 days past due of $293,000 and 90+ days past due of $2.07 million and
	·		performing loans purchased in the acquisition of CVB that are current of $76.30 million, 30-59 days past due of $97,000, and 90+ days past due of $407,000.
The past due status of loans as of December 31, 2014 was as follows:
																					90+ Days
		30 - 59 Days			60 - 89 Days			90+ Days			Total										Past Due and
(Dollars in thousands)		Past Due			Past Due			Past Due			Past Due			PCI			Current1		Total Loans		Accruing
Real estate – residential mortgage		$	1,481		$	256		$	679		$	2,416		$	1,723		$	175,678	$	179,817	$	—
Real estate – construction:
Construction lending			—			—			—			—						3,839		3,839		—
Consumer lot lending			—			—			—			—						3,486		3,486		—
Commercial, financial and agricultural:
Commercial real estate lending			88			—			115			203			13,011			171,566		184,780		—
Land acquisition and development lending			—			—			—			—			3,379			44,094		47,473		—
Builder line lending			—			—			—			—			48			20,207		20,255		—
Commercial business lending			21			53			—			74			2,929			51,334		54,337		—
Equity lines			319			205			122			646			318			49,357		50,321		14
Consumer			15			37			6			58			16			8,089		8,163		—
Consumer finance			12,421			2,599			1,040			16,060			—			267,273		283,333		—
Total		$	14,345		$	3,150		$	1,962		$	19,457		$	21,424		$	794,923	$	835,804	$	14
	1		For the purposes of the table above, “Current” includes loans that are 1-29 days past due.
The table above includes the following:
	·		nonaccrual loans that are current of $3.06 million, 30-59 days past due of $697,000, 60‑89 days past due of $417,000 and 90+ days past due of $1.77 million.
	·		performing loans purchased in the acquisition of CVB that are current of $79.01 million, 30-59 days past due of $634,000, 60-89 days past due of $88,000 and 90+ days past due of $413,000.
Loan modifications that were classified as TDRs during the three months ended March 31, 2015 and 2014 were as follows:
		Three Months Ended March 31,
		2015								2014
				Pre-			Post-					Pre-			Post-
				Modification			Modification					Modification			Modification
		Number of		Recorded			Recorded			Number of		Recorded			Recorded
(Dollars in thousands)		Loans		Investment			Investment			Loans		Investment			Investment
Real estate – residential mortgage – interest rate concession		1		$	239		$	239		—		$	—		$	—
Commercial, financial and agricultural:
Commercial real estate lending – interest rate concession		1			15			15		—			—			—
Commercial business lending – interest rate concession		1			17			17		—			—			—
Total		3		$	271		$	271		—		$	—		$	—
A TDR payment default occurs when, within 12 months of the original TDR modification, either a full or partial charge-off occurs or a TDR becomes 90 days or more past due. There were no TDR defaults during the three months ended March 31, 2015 and 2014.
Impaired loans, which included TDRs of $5.71 million, and the related allowance at March 31, 2015 were as follows:
											Average
		Recorded			Unpaid						Balance-			Interest
		Investment			Principal			Related			Impaired			Income
(Dollars in thousands)		in Loans			Balance			Allowance			Loans			Recognized
Real estate – residential mortgage		$	3,213		$	3,373		$	466		$	3,284		$	41
Commercial, financial and agricultural:
Commercial real estate lending			2,445			2,586			390			2,459			36
Commercial business lending			114			114			17			118			2
Equity lines			30			32			1			32			—
Consumer			94			95			13			94			2
Total		$	5,896		$	6,200		$	887		$	5,987		$	81
Impaired loans, which included TDR loans of $5.83 million, and the related allowance at December 31, 2014 were as follows:
											Average
		Recorded			Unpaid						Balance-			Interest
		Investment			Principal			Related			Impaired			Income
(Dollars in thousands)		in Loans			Balance			Allowance			Loans			Recognized
Real estate – residential mortgage		$	3,000		$	3,094		$	417		$	2,931		$	139
Commercial, financial and agricultural:
Commercial real estate lending			2,786			2,908			440			2,735			150
Commercial business lending			103			103			15			115			7
Equity lines			30			32			1			25			2
Consumer			95			95			6			95			4
Total		$	6,014		$	6,232		$	879		$	5,901		$	302
PCI loans had an unpaid principal balance of $34.38 million and a carrying value of $19.82 million at March 31, 2015. Determining the fair value of purchased credit impaired loans required the Corporation to estimate cash flows expected to result from those loans and to discount those cash flows at appropriate rates of interest. For such loans, the excess of the cash flows expected at acquisition over the estimated fair value is recognized as interest income over the remaining lives of the loans and is called the accretable yield. The difference between contractually required payments at acquisition and the cash flows expected to be collected at acquisition reflects the effect of estimated credit losses and is called the nonaccretable difference, and is not recorded. In accordance with U.S. GAAP, there was no carry-over of previously established allowance for loan losses for acquired loans.
The following table presents a summary of the change in the accretable yield of the PCI loan portfolio for the three months ended March 31, 2015 and 2014:
		March 31,			March 31,
(Dollars in thousands)		2015			2014
Accretable yield, balance at beginning of  period		$	13,488		$	7,776
Accretion			-753			-698
Reclassification of nonaccretable difference due to improvement in expected cash flows			3			8,743
Other changes, net			-362			—
Accretable yield, balance at end of  period		$	12,376		$	15,821

Allowance_for_Loan_Losses

Allowance for Loan Losses	3 Months Ended
	Mar. 31, 2015
Allowance for Loan Losses
Allowance for Loan Losses	NOTE 5: Allowance for Loan Losses
	The following table presents the changes in the allowance for loan losses by major classification during the three months ended March 31, 2015.
			Real Estate				Commercial,
			Residential		Real Estate		Financial &		Equity				Consumer
	(Dollars in thousands)		Mortgage		Construction		Agricultural		Lines		Consumer		Finance		Total
	Allowance for loan losses:
	Balance at December 31, 2014		$	2,313	$	434	$	7,744	$	812	$	211	$	24,092	$	35,606
	Provision charged to operations			15		—		—		—		—		3,500		3,515
	Loans charged off			-20		—		-13		—		-59		-4,690		-4,782
	Recoveries of loans previously charged off			162		—		8		—		41		1,147		1,358
	Balance at March 31, 2015		$	2,470	$	434	$	7,739	$	812	$	193	$	24,049	$	35,697
	The following table presents the changes in the allowance for loan losses by major classification during three months ended March 31, 2014.
			Real Estate				Commercial,
			Residential		Real Estate		Financial &		Equity				Consumer
	(Dollars in thousands)		Mortgage		Construction		Agricultural		Lines		Consumer		Finance		Total
	Allowance for loan losses:
	Balance at December 31, 2013		$	2,355	$	434	$	7,805	$	892	$	273	$	23,093	$	34,852
	Provision charged to operations			15		—		—		—		—		3,495		3,510
	Loans charged off			-73		—		—		—		-105		-4,488		-4,666
	Recoveries of loans previously charged off			9		—		35		—		146		1,022		1,212
	Balance at March 31, 2014		$	2,306	$	434	$	7,840	$	892	$	314	$	23,122	$	34,908
	The following table presents, as of March 31, 2015, the total allowance for loan losses, the allowance by impairment methodology (individually evaluated for impairment, collectively evaluated for impairment or PCI loans), the total loans and loans by impairment methodology (individually evaluated for impairment, collectively evaluated for impairment or PCI loans).
			Real Estate				Commercial,
			Residential		Real Estate		Financial &		Equity				Consumer
	(Dollars in thousands)		Mortgage		Construction		Agricultural		Lines		Consumer		Finance		Total
	Allowance for loan losses:
	Balance at March 31, 2015		$	2,470	$	434	$	7,739	$	812	$	193	$	24,049	$	35,697
	Ending balance: individually evaluated for impairment		$	466	$	—	$	407	$	1	$	13	$	—	$	887
	Ending balance: collectively evaluated for impairment		$	2,004	$	434	$	7,332	$	811	$	180	$	24,049	$	34,810
	Ending balance: acquired loans - purchase credit impaired		$	—	$	—	$	—	$	—	$	—	$	—	$	—
	Loans:
	Balance at March 31, 2015		$	180,379	$	7,407	$	320,593	$	49,644	$	8,483	$	277,344	$	843,850
	Ending balance: individually evaluated for impairment		$	3,213	$	—	$	2,559	$	30	$	94	$	—	$	5,896
	Ending balance: collectively evaluated for impairment		$	175,510	$	7,407	$	300,193	$	49,303	$	8,373	$	277,344	$	818,130
	Ending balance: acquired loans - purchase credit impaired		$	1,656	$	—	$	17,841	$	311	$	16	$	—	$	19,824
	The following table presents, as of December 31, 2014, the total allowance for loan losses, the allowance by impairment methodology (individually evaluated for impairment or collectively evaluated for impairment), the total loans and loans by impairment methodology (individually evaluated for impairment or collectively evaluated for impairment).
			Real Estate				Commercial,
			Residential		Real Estate		Financial &		Equity				Consumer
	(Dollars in thousands)		Mortgage		Construction		Agricultural		Lines		Consumer		Finance		Total
	Allowance for loan losses:
	Ending balance		$	2,313	$	434	$	7,744	$	812	$	211	$	24,092	$	35,606
	Ending balance: individually evaluated for impairment		$	417	$	—	$	455	$	1	$	6	$	—	$	879
	Ending balance: collectively evaluated for impairment		$	1,896	$	434	$	7,289	$	811	$	205	$	24,092	$	34,727
	Ending balance: acquired loans - purchase credit impaired		$	—	$	—	$	—	$	—	$	—	$	—	$	—
	Loans:
	Ending balance		$	179,817	$	7,325	$	306,845	$	50,321	$	8,163	$	283,333	$	835,804
	Ending balance: individually evaluated for impairment		$	3,000	$	—	$	2,889	$	30	$	95	$	—	$	6,014
	Ending balance: collectively evaluated for impairment		$	175,094	$	7,325	$	284,589	$	49,973	$	8,052	$	283,333	$	808,366
	Ending balance: acquired loans - purchase credit impaired		$	1,723	$	—	$	19,367	$	318	$	16	$	—	$	21,424
	Loans by credit quality indicators as of March 31, 2015 were as follows:
					Special				Substandard
	(Dollars in thousands)		Pass		Mention		Substandard		Nonaccrual		Total1
	Real estate – residential mortgage		$	173,743	$	1,564	$	2,723	$	2,349	$	180,379
	Real estate – construction:
	Construction lending			2,586		16		2,648		—		5,250
	Consumer lot lending			2,157		—		—		—		2,157
	Commercial, financial and agricultural:
	Commercial real estate lending			178,024		5,104		14,270		1,947		199,345
	Land acquisition and development lending			40,904		1,091		323		—		42,318
	Builder line lending			19,327		1,226		569		221		21,343
	Commercial business lending			45,705		687		11,195		—		57,587
	Equity lines			47,795		765		733		351		49,644
	Consumer			8,288		47		107		41		8,483
			$	518,529	$	10,500	$	32,568	$	4,909	$	566,506
	1		At March 31, 2015, the Corporation did not have any loans classified as Doubtful or Loss.
Included in the table above are loans purchased in connection with the acquisition of CVB of $83.04 million pass rated, $2.88 million special mention, $10.11 million substandard and $589,000 substandard nonaccrual.
(Dollars in thousands)		Performing		Non-Performing		Total
Consumer finance		$	276,605	$	739	$	277,344
Loans by credit quality indicators as of December 31, 2014 were as follows:
				Special				Substandard
(Dollars in thousands)		Pass		Mention		Substandard		Nonaccrual		Total1
Real estate – residential mortgage		$	171,414	$	2,978	$	2,953	$	2,472	$	179,817
Real estate – construction:
Construction lending			1,191		—		2,648		—		3,839
Consumer lot lending			3,486		—		—		—		3,486
Commercial, financial and agricultural:
Commercial real estate lending			165,804		4,136		12,807		2,033		184,780
Land acquisition and development lending			43,693		1,136		2,644		—		47,473
Builder line lending			18,321		1,389		545		—		20,255
Commercial business lending			41,813		930		11,594		—		54,337
Equity lines			48,443		772		750		356		50,321
Consumer			7,984		103		33		43		8,163
		$	502,149	$	11,444	$	33,974	$	4,904	$	552,471
	1		At December 31, 2014, the Corporation did not have any loans classified as Doubtful or Loss.
Included in the table above are loans purchased in connection with the acquisition of CVB of $87.27 million pass rated, $2.99 million special mention, $10.71 million substandard and $603,000 substandard nonaccrual.
(Dollars in thousands)		Performing		Non-Performing		Total
Consumer finance		$	282,293	$	1,040	$	283,333

Shareholders_Equity_and_Earnin

Shareholders’ Equity and Earnings Per Common Share	3 Months Ended
	Mar. 31, 2015
Shareholders’ Equity and Earnings Per Common Share
Shareholders’ Equity, Other Comprehensive Income and Earnings Per Common Share	NOTE 6: Shareholders’ Equity and Earnings Per Common Share
	Accumulated Other Comprehensive Income
	The following table presents the cumulative balances of the components of accumulated other comprehensive income, net of deferred taxes of $1.77 million, and  $1.66 million as of March 31, 2015 and December 31, 2014, respectively.
		March 31,		December 31,
	(Dollars in thousands)	2015		2014
	Net unrealized gains on securities	$	5,188	$	4,850
	Net unrecognized loss on cash flow hedges		-159		-64
	Net unrecognized losses on defined benefit plan		-1,709		-1,700
	Total accumulated other comprehensive income	$	3,320	$	3,086
	Common Shares
	During the first quarter of 2015, the Corporation purchased 41,204 shares of its common stock.  During the first quarter of 2015, 38,759 shares were purchased under a share repurchase program authorized by the Corporation's Board of Directors for the purchase of up to $5.0 million of the Corporation's common stock through May 2015. The Corporation purchased 2,445 and 225 shares of its common stock from employees to satisfy tax withholding obligations arising upon the vesting of restricted shares during the first quarter of 2015 and 2014, respectively.
	Earnings Per Common Share
	The components of the Corporation’s earnings per common share calculations are as follows:
		Three Months Ended March 31,
	(Dollars in thousands)	2015		2014
	Net income available to common shareholders	$	2,645	$	2,892
	Weighted average number of common shares used in earnings per common share—basic		3,414,172		3,400,839
	Effect of dilutive securities:
	Stock option awards and warrant		367		90,801
	Weighted average number of common shares used in earnings per common share—assuming dilution		3,414,539		3,491,640
	Potential common shares that may be issued by the Corporation for its stock option awards , and when it was outstanding, the warrant (the Warrant) to purchase common stock of the Corporation originally issued to the United States Department of the Treasury (Treasury) as part of the Corporation’s participation in the Capital Purchase Program, are determined using the treasury stock method. Approximately 88,762, and 116,150 shares issuable upon exercise of options for the three months ended March 31, 2015 and 2014, respectively, were not included in computing diluted earnings per common share because they were anti-dilutive.  The Corporation repurchased the Warrant from Treasury during the second quarter of 2014.

Employee_Benefit_Plans

Employee Benefit Plans	3 Months Ended
	Mar. 31, 2015
Employee Benefit Plans
Employee Benefit Plans	NOTE 7: Employee Benefit Plans
	The Bank has a non-contributory defined benefit pension plan for which the components of net periodic benefit cost are as follows:
		Three Months Ended March 31,
	(Dollars in thousands)	2015		2014
	Service cost	$	267	$	191
	Interest cost		117		113
	Expected return on plan assets		-253		-208
	Amortization of prior service cost		-14		-17
	Amortization of net loss		29		8
	Net periodic benefit cost	$	146	$	87

Fair_Value_of_Assets_and_Liabi

Fair Value of Assets and Liabilities	3 Months Ended
	Mar. 31, 2015
Fair Value of Assets and Liabilities
Fair Value of Assets and Liabilities	NOTE 8: Fair Value of Assets and Liabilities
	Fair value is defined as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. U.S. GAAP requires that valuation techniques maximize the use of observable inputs and minimize the use of unobservable inputs. U.S. GAAP also establishes a fair value hierarchy which prioritizes the valuation inputs into three broad levels. Based on the underlying inputs, each fair value measurement in its entirety is reported in one of the three levels. These levels are:
		·		Level 1—Valuation is based upon quoted prices for identical instruments traded in active markets. Level 1 assets and liabilities include debt and equity securities traded in an active exchange market, as well as U.S. Treasury securities.
		·		Level 2—Valuation is based upon quoted prices for similar instruments in active markets, quoted prices for identical or similar instruments in markets that are not active, and model based valuation techniques for which all significant assumptions are observable in the market or can be corroborated by observable market data for substantially the full term of the assets or liabilities.
		·		Level 3—Valuation is determined using model-based techniques that use at least one significant assumption not observable in the market. These unobservable assumptions reflect the Corporation's estimates of assumptions that market participants would use in pricing the respective asset or liability. Valuation techniques may include the use of pricing models, discounted cash flow models and similar techniques.
	U.S. GAAP allows an entity the irrevocable option to elect fair value (the fair value option) for the initial and subsequent measurement for certain financial assets and liabilities on a contract-by-contract basis.  The Corporation has elected to use fair value accounting for its entire portfolio of loans held for sale (LHFS).
	Assets and Liabilities Measured at Fair Value on a Recurring Basis
	The following describes the valuation techniques and inputs used by the Corporation in determining the fair value of certain assets recorded at fair value on a recurring basis in the financial statements.
	Securities available for sale. The Corporation primarily values its investment portfolio using Level 2 fair value measurements, but may also use Level 1 or Level 3 measurements if required by the composition of the portfolio. At March 31, 2015 and December 31, 2014, the Corporation's entire investment securities portfolio was comprised of securities available for sale, which were valued using Level 2 fair value measurements. The Corporation has contracted with third party portfolio accounting service vendors for valuation of its securities portfolio. The vendors’ sources for security valuation are Standard & Poor's Securities Evaluations Inc. (SPSE), Thomson Reuters Pricing Service (TRPS), and Interactive Data Pricing and Reference Data LLC (IDC).  Each source provides opinions, known as evaluated prices, as to the value of individual securities based on model-based pricing techniques that are partially based on available market data, including prices for similar instruments in active markets and prices for identical assets in markets that are not active. SPSE and IDC provide evaluated prices for the Corporation's obligations of states and political subdivisions category of securities.  Both sources use proprietary pricing models and pricing systems, mathematical tools and judgment to determine an evaluated price for a security based upon a hierarchy of market information regarding that security or securities with similar characteristics.  TRPS and IDC provide evaluated prices for the Corporation's U.S. government agencies and corporations and mortgage-backed categories of securities.  Fixed-rate callable securities of the U.S. government agencies and corporations category are individually evaluated on an option adjusted spread basis for callable issues or on a nominal spread basis incorporating the term structure of agency market spreads and the appropriate risk free benchmark curve for non-callable issues.  Fixed-rate securities issued by the Small Business Association in the U.S. government agencies and corporations category are individually evaluated based upon a hierarchy of security specific information and market data regarding that security or securities with similar characteristics. Pass-through mortgage-backed securities in the mortgage-backed category are grouped into aggregate categories defined by issuer program, weighted average coupon, and weighted average maturity.  Each aggregate is benchmarked to a relative mortgage-backed to-be-announced (TBA) or other benchmark price. TBA prices are obtained from market makers and live trading systems. Collateralized mortgage obligations in the mortgage-backed category are individually evaluated based upon a hierarchy of security specific information and market data regarding that security or securities with similar characteristics.  Each evaluation is determined using an option adjusted spread and prepayment model based on volatility-driven, multi-dimensional spread tables.
	Loans held for sale. Fair value of the Corporation's LHFS is based on observable market prices for similar instruments traded in the secondary mortgage loan markets in which the Corporation conducts business. The Corporation's portfolio of LHFS is classified as Level 2.
	Derivative asset (liability) - IRLCs. The Corporation recognizes IRLCs at fair value. Fair value of IRLCs is based on either (i) the price of the underlying loans obtained from an investor for loans that will be delivered on a best efforts basis or (ii) the observable price for individual loans traded in the secondary market for loans that will be delivered on a mandatory basis. All of the Corporation's IRLCs are classified as Level 2.
	Derivative asset (liability) - forward sales commitments. Forward commitments to sell mortgage loans and TBAs are used to mitigate interest rate risk for residential mortgage LHFS and IRLCs. Forward commitments to sell mortgage loans and TBAs are considered derivatives and are recorded at fair value, based on (i) committed sales prices from investors for commitments to sell mortgage loans or (ii) observable market data inputs for commitments to sell TBAs. The Corporation's forward sales commitments are classified as Level 2.
	Derivative asset (liability) - cash flow hedges. The Corporation’s derivative financial instruments have been designated as and qualify as cash flow hedges. The fair value of the Corporation's cash flow hedges is determined using the discounted cash flow method.  All of the Corporation's cash flow hedges are classified as Level 2.
	The following table presents the balances of financial assets measured at fair value on a recurring basis.
			March 31, 2015
			Fair Value Measurements Using							Assets at
	(Dollars in thousands)		Level 1		Level 2			Level 3		Fair Value
	Assets:
	Securities available for sale
	U.S. government agencies and corporations		$	—	$	20,540		$	—	$	20,540
	Mortgage-backed securities			—		68,483			—		68,483
	Obligations of states and political subdivisions			—		131,811			—		131,811
	Total securities available for sale			—		220,834			—		220,834
	Loans held for sale			—		41,477			—		41,477
	Derivative asset - forward sales commitments			—		723			—		723
	Total assets		$	—	$	263,034		$	—	$	263,034
	Liabilities:
	Derivative liability - cash flow hedges		$	—	$	251		$	—	$	251
			December 31, 2014
			Fair Value Measurements Using							Assets at
	(Dollars in thousands)		Level 1		Level 2			Level 3		Fair Value
	Assets:
	Securities available for sale
	U.S. government agencies and corporations		$	—	$	22,934		$	—	$	22,934
	Mortgage-backed securities			—		67,619			—		67,619
	Obligations of states and political subdivisions			—		131,344			—		131,344
	Total securities available for sale			—		221,897			—		221,897
	Loans held for sale			—		28,279			—		28,279
	Derivative asset - IRLC			—		448			—		448
	Derivative asset - cash flow hedges			—		40			—		40
	Total assets		$	—	$	250,664		$	—	$	250,664
	Liabilities:
	Derivative liability - cash flow hedges		$	—	$	143		$	—	$	143
	Assets and Liabilities Measured at Fair Value on a Nonrecurring Basis
	The Corporation may be required, from time to time, to measure and recognize certain assets at fair value on a nonrecurring basis in accordance with U.S. GAAP. The following describes the valuation techniques and inputs used by the Corporation in determining the fair value of certain assets recorded at fair value on a nonrecurring basis in the financial statements.
	Impaired loans. The Corporation does not record loans held for investment at fair value on a recurring basis. However, there are instances when a loan is considered impaired and an allowance for loan losses is established. A loan is considered impaired when it is probable that the Corporation will be unable to collect all interest and principal payments as scheduled in the loan agreement. All TDRs are considered impaired loans. The Corporation measures impairment on a loan-by-loan basis for commercial, construction and residential loans in excess of $500,000 by either the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s obtainable market price, or the fair value of the collateral if the loan is collateral dependent. Additionally, management reviews current market conditions, borrower history, past experience with similar loans and economic conditions. Based on management's review, additional write-downs to fair value may be incurred. The Corporation maintains a valuation allowance to the extent that the measure of the impaired loan is less than the recorded investment. When the fair value of an impaired loan is based solely on observable cash flows, market price or a current appraisal, the Corporation records the impaired loan as nonrecurring Level 2. However, if based on management's review, additional write-downs to fair value are required, the Corporation records the impaired loan as nonrecurring Level 3.
	The measurement of impaired loans of less than $500,000 is based on each loan's future cash flows discounted at the loan's effective interest rate rather than the market rate of interest, which is not a fair value measurement and is therefore excluded from fair value disclosure requirements.
	Other real estate owned (OREO). Assets acquired through, or in lieu of, loan foreclosure are held for sale and are initially recorded at fair value less costs to sell at the date of foreclosure. Initial fair value is based upon appraisals the Corporation obtains from independent licensed appraisers. Subsequent to foreclosure, management periodically performs valuations of the foreclosed assets based on updated appraisals, general market conditions, recent sales of like properties, length of time the properties have been held, and our ability and intention with regard to continued ownership of the properties. The Corporation may incur additional write-downs of foreclosed assets to fair value less costs to sell if valuations indicate a further other-than-temporary deterioration in market conditions. As such, we record OREO as nonrecurring Level 3.
	The following table presents the balances of financial assets measured at fair value on a non-recurring basis.
			March 31, 2015
			Fair Value Measurements Using							Assets at Fair
	(Dollars in thousands)		Level 1		Level 2			Level 3		Value
	Impaired loans, net		$	—	$	—		$	2,301	$	2,301
	Other real estate owned net			—		—			790		790
	Total		$	—	$	—		$	3,091	$	3,091
			December 31, 2014
			Fair Value Measurements Using							Assets at Fair
	(Dollars in thousands)		Level 1		Level 2			Level 3		Value
	Impaired loans, net		$	—	$	—		$	1,224	$	1,224
	Other real estate owned, net			—		—			786		786
	Total		$	—	$	—		$	2,010	$	2,010
	The following table presents quantitative information about Level 3 fair value measurements for financial assets measured at fair value on a non-recurring basis as of March 31, 2015:
			Fair Value Measurements at March 31, 2015
	(Dollars in thousands)		Fair Value		Valuation Technique(s)		Unobservable Inputs		Range of Inputs
Impaired loans, net		$	2,301	Appraisals		Discount to reflect current market conditions and estimated selling costs		10% - 50%
Other real estate owned, net			790	Appraisals		Discount to reflect current market conditions and estimated selling costs		0% - 40%
Total		$	3,091
Fair Value of Financial Instruments
FASB ASC 825, Financial Instruments, requires disclosure about fair value of financial instruments, including those financial assets and financial liabilities that are not required to be measured and reported at fair value on a recurring or nonrecurring basis. ASC 825 excludes certain financial instruments and all nonfinancial instruments from its disclosure requirements. Accordingly, the aggregate fair value amounts presented may not necessarily represent the underlying fair value of the Corporation.
The following describes the valuation techniques used by the Corporation to measure its financial instruments at fair value as of March 31, 2015 and December 31, 2014.
Cash and short-term investments. The nature of these instruments and their relatively short maturities provide for the reporting of fair value equal to the historical cost.
Loans, net. The fair value of performing loans is estimated using a discounted expected future cash flows analysis based on current rates being offered on similar products in the market. An overall valuation adjustment is made for specific credit risks as well as general portfolio risks. Based on the valuation methodologies used in assessing the fair value of loans and the associated valuation allowance, these loans are considered Level 3.
Loan totals, as listed in the table below, include impaired loans. For valuation techniques used in relation to impaired loans, see the Assets and Liabilities Measured at Fair Value on a Nonrecurring Basis section in this Note 8.
Loans held for sale, net. As described in Assets and Liabilities Measured at Fair Value on a Recurring Basis section in this Note 8, the Corporation has elected to carry its portfolio of LHFS at fair value, measured on a recurring basis.
Accrued interest receivable. The carrying amount of accrued interest receivable approximates fair value.
Bank-owned life insurance (BOLI).  The fair value of BOLI is estimated using information provided by insurance carriers.  These policies are carried at their cash surrender value, which approximates the fair value.
Deposits. The fair value of all demand deposit accounts is the amount payable at the report date. For all other deposits, the fair value is determined using the discounted cash flow method. The discount rate was equal to the rate currently offered on similar products in active markets (Level 2).
Borrowings. The fair value of borrowings is determined using the discounted cash flow method. The discount rate was equal to the rate currently offered on similar products in active markets (Level 2).
Accrued interest payable. The carrying amount of accrued interest payable approximates fair value.
Letters of credit. The estimated fair value of letters of credit is based on estimated fees the Corporation would pay to have another entity assume its obligation under the outstanding arrangements. These fees are not considered material.
Unused portions of lines of credit. The estimated fair value of unused portions of lines of credit is based on estimated fees the Corporation would pay to have another entity assume its obligation under the outstanding arrangements. These fees are not considered material.
The following tables reflect the carrying amounts and estimated fair values of the Corporation's financial instruments whether or not recognized on the balance sheet at fair value.
		Carrying		Fair Value Measurements at March 31, 2015 Using							Total Fair
(Dollars in thousands)		Value		Level 1			Level 2		Level 3		Value
Financial assets:
Cash and short-term investments		$	173,435	$	173,435		$	—	$	—	$	173,435
Securities available for sale			220,834		—			220,834		—		220,834
Loans, net			808,153		—			—		820,189		820,189
Loans held for sale			41,477		—			41,477		—		41,477
Derivative asset - forward sales commitments			723		—			723		—		723
Bank-owned life insurance			14,582		—			14,582		—		14,582
Accrued interest receivable			6,079		6,079			—		—		6,079
Financial liabilities:
Demand deposits		$	692,144	$	692,144		$	—	$	—	$	692,144
Time deposits			359,723		—			362,675		—		362,675
Borrowings			165,672		—			158,660		—		158,660
Derivative liability - cash flow hedges			251		—			251		—		251
Accrued interest payable			730		730			—		—		730
		Carrying		Fair Value Measurements at December 31, 2014 Using							Total Fair
(Dollars in thousands)		Value		Level 1			Level 2		Level 3		Value
Financial assets:
Cash and short-term investments		$	167,616	$	167,616		$	—	$	—	$	167,616
Securities available for sale			221,897		—			221,897		—		221,897
Loans, net			800,198		—			—		813,010		813,010
Loans held for sale			28,279		—			28,279		—		28,279
Derivative asset - IRLC			448		—			448		—		448
Derivative asset - cash flow hedges			40		—			40		—		40
Bank-owned life insurance			14,484		—			14,484		—		14,484
Accrued interest receivable			6,421		6,421			—		—		6,421
Financial liabilities:
Demand deposits		$	659,594	$	659,594		$	—	$	—	$	659,594
Time deposits			366,507		—			369,538		—		369,538
Borrowings			167,027		—			160,052		—		160,052
Derivative liability - cash flow hedges			143		—			143		—		143
Accrued interest payable			740		740			—		—		740
The Corporation assumes interest rate risk (the risk that general interest rate levels will change) as a result of its normal operations. As a result, the fair values of the Corporation’s financial instruments will change when interest rate levels change and that change may be either favorable or unfavorable to the Corporation. Management attempts to match maturities of assets and liabilities to the extent believed necessary to balance minimizing interest rate risk and increasing net interest income in current market conditions. However, borrowers with fixed rate obligations are less likely to prepay in a rising rate environment and more likely to prepay in a falling rate environment. Conversely, depositors who are receiving fixed rates are more likely to withdraw funds before maturity in a rising rate environment and less likely to do so in a falling rate environment. Management monitors interest rates, maturities and repricing dates of assets and liabilities and attempts to manage interest rate risk by adjusting terms of new loans, deposits and borrowings and by investing in securities with terms that mitigate the Corporation’s overall interest rate risk.

Business_Segments

Business Segments	3 Months Ended
	Mar. 31, 2015
Business Segments
Business Segments	NOTE 9: Business Segments
	The Corporation operates in a decentralized fashion in three principal business segments: Retail Banking, Mortgage Banking and Consumer Finance. Revenues from Retail Banking operations consist primarily of interest earned on loans and investment securities and service charges on deposit accounts. Mortgage Banking operating revenues consist principally of gains on sales of loans in the secondary market, loan origination fee income and interest earned on mortgage loans held for sale. Revenues from Consumer Finance consist primarily of interest earned on purchased automobile retail installment sales contracts.
	The Corporation’s other segment includes an investment company that derives revenues from brokerage services and an insurance company that derives revenues from insurance services. The results of the other segment are not significant to the Corporation as a whole and have been included in “Other.” Revenue and expenses of the Corporation are also included in “Other,” and consist primarily of interest expense associated with the Corporation’s trust preferred capital notes and other general corporate expenses.
		Three Months Ended March 31, 2015
		Retail		Mortgage		Consumer
	(Dollars in thousands)	Banking		Banking		Finance		Other		Eliminations		Consolidated
	Revenues:
	Interest income	$	10,549	$	294	$	11,119	$	—	$	-1,159	$	20,803
	Gains on sales of loans		—		1,645		—		—		—		1,645
	Other noninterest income		2,181		596		287		392		—		3,456
	Total operating income		12,730		2,535		11,406		392		-1,159		25,904
	Expenses:
	Provision for loan losses		—		15		3,500		—		—		3,515
	Interest expense		1,332		48		1,521		289		-1,159		2,031
	Salaries and employee benefits		5,937		1,389		2,439		399		—		10,164
	Other noninterest expenses		4,256		1,004		1,180		146		—		6,586
	Total operating expenses		11,525		2,456		8,640		834		-1,159		22,296
	Income (loss) before income taxes		1,205		79		2,766		-442		—		3,608
	Income tax expense (benefit)		20		32		1,079		-168		—		963
	Net income (loss)	$	1,185	$	47	$	1,687	$	-274	$	—	$	2,645
	Total assets	$	1,203,194	$	55,406	$	277,160	$	4,302	$	-176,237	$	1,363,825
	Goodwill	$	3,702	$	—	$	10,723	$	—	$	—	$	14,425
	Capital expenditures	$	241	$	31	$	35	$	1	$	—	$	308
		Three Months Ended March 31, 2014
		Retail		Mortgage		Consumer
	(Dollars in thousands)	Banking		Banking		Finance		Other		Eliminations		Consolidated
	Revenues:
	Interest income	$	10,768	$	298	$	11,438	$	—	$	-1,210	$	21,294
	Gains on sales of loans		—		1,169		—		—		—		1,169
	Other noninterest income		2,225		615		301		341		—		3,482
	Total operating income		12,993		2,082		11,739		341		-1,210		25,945
	Expenses:
	Provision for loan losses		—		15		3,495		—		—		3,510
	Interest expense		1,575		44		1,574		237		-1,210		2,220
	Salaries and employee benefits		5,850		961		2,147		201		—		9,159
	Other noninterest expenses		4,576		1,037		1,084		235		—		6,932
	Total operating expenses		12,001		2,057		8,300		673		-1,210		21,821
	Income (loss) before income taxes		992		25		3,439		-332		—		4,124
	Income tax expense (benefit)		8		10		1,341		-127		—		1,232
	Net income (loss)	$	984	$	15	$	2,098	$	-205	$	—	$	2,892
	Total assets	$	1,181,492	$	43,238	$	277,980	$	3,858	$	-166,715	$	1,339,853
	Goodwill	$	3,702	$	—	$	10,723	$	—	$	—	$	14,425
	Capital expenditures	$	468	$	34	$	5	$	1	$	—	$	508
	The Retail Banking segment extends a warehouse line of credit to the Mortgage Banking segment, providing a portion of the funds needed to originate mortgage loans. The Retail Banking segment charges the Mortgage Banking segment interest at the daily FHLB advance rate plus 50 basis points. The Retail Banking segment also provides the Consumer Finance segment with a portion of the funds needed to purchase loan contracts by means of variable rate notes that carry interest at one-month LIBOR plus 200 basis points and fixed rate notes that carry interest rates ranging from 3.8 percent to 8.0 percent. The Retail Banking segment acquires certain residential real estate loans from the Mortgage Banking segment at prices similar to those paid by third-party investors. These transactions are eliminated to reach consolidated totals. Certain corporate overhead costs incurred by the Retail Banking segment are not allocated to the Mortgage Banking, Consumer Finance and Other segments.

Commitments_and_Financial_Inst

Commitments and Financial Instruments with Off-Balance-Sheet Risk	3 Months Ended
	Mar. 31, 2015
Commitments and Financial Instruments with Off-Balance-Sheet Risk
Commitments and Financial Instruments with Off-Balance-Sheet Risk	NOTE 10: Commitments and Financial Instruments with Off-Balance-Sheet Risk
	C&F Mortgage enters into IRLCs with customers and will sell the underlying loans to investors on either a best efforts or a mandatory delivery basis. C&F Mortgage mitigates interest rate risk on IRLCs and loans held for sale by (a) entering into forward loan sales contracts with investors for loans to be delivered on a best efforts basis or (b) entering into forward sales contracts of MBS for loans to be delivered on a mandatory basis. Both the IRLCs with customers and the forward sales contracts are considered derivative financial instruments. At March 31, 2015, the Corporation had forward sales contracts with a notional value of $104.38 million, and each loan held for sale by C&F Mortgage was subject to a forward sales agreement. The fair value of these derivative instruments at March 31, 2015 was $723,000, which was included in other assets.
	C&F Mortgage sells substantially all of the residential mortgage loans it originates to third-party counterparties. As is customary in the industry, the agreements with these counterparties require C&F Mortgage to extend representations and warranties with respect to program compliance, borrower misrepresentation, fraud, and early payment performance. Under the agreements, the counterparties are entitled to make loss claims and repurchase requests of C&F Mortgage for loans that contain covered deficiencies. C&F Mortgage has obtained early payment default recourse waivers for a significant portion of its business. Recourse periods for early payment default for the remaining counterparties vary from 90 days up to one year. Recourse periods for borrower misrepresentation or fraud, or underwriting error do not have a stated time limit. C&F Mortgage maintains an indemnification reserve for potential claims made under these recourse provisions.  The following table presents the changes in the allowance for indemnification losses for the periods presented:
		Three Months Ended March 31,
	(Dollars in thousands)	2015		2014
	Allowance, beginning of period	$	2,089	$	2,415
	Provision for indemnification losses		58		46
	Payments		—		—
	Allowance, end of period	$	2,147	$	2,461

Interest_Rate_Swaps

Interest Rate Swaps	3 Months Ended
	Mar. 31, 2015
Interest Rate Swaps
Interest Rate Swaps	NOTE 11: Interest Rate Swaps
	The Corporation uses interest rate swaps to manage exposure of its trust preferred capital notes to interest rate risk. Interest rate swaps involve the exchange of fixed and variable rate interest payments between two parties, based on a common notional principal amount and maturity date with no exchange of underlying principal amounts. The Corporation’s interest rate swaps qualify as cash flow hedges. The Corporation’s cash flow hedges effectively modify the Corporation’s exposure to interest rate risk by converting variable rates of interest on $10.00 million and $15.00 million of the Corporation’s trust preferred capital notes to fixed rates of interest until September 2015 and December 2019, respectively.
	The cash flow hedges total notional amount is $25.00 million. At March 31, 2015, the $15.0 million of cash flow hedges entered into during 2014 had a fair value of $(157,000), which is recorded in other liabilities, and the remaining $10.0 million of cash flow hedges had a fair value of ($94,000), which is also recorded in other liabilities. The cash flow hedges were fully effective at March 31, 2015 and therefore the net loss on the cash flow hedges was recognized as a component of other comprehensive income (loss), net of deferred income taxes.

Other_Noninterest_Expenses

Other Noninterest Expenses	3 Months Ended
	Mar. 31, 2015
Other Noninterest Expenses
Other Noninterest Expenses	NOTE 12: Other Noninterest Expenses
	The following table presents the significant components in the statements of income line “Noninterest Expenses-Other Expenses.”
		Three Months Ended March 31,
	(Dollars in thousands)	2015		2014
	Data processing fees	$	882	$	995
	Professional fees		498		670
	Telecommunication expenses		345		348
	Amortization of core deposit intangible		263		319
	Travel and educational expenses		248		282
	FDIC Insurance expense		218		385
	All other noninterest expenses		1,972		1,801
	Total other noninterest expenses	$	4,426	$	4,800

Accounting_Policies_by_Policy_

Accounting Policies, by Policy (Policies)	3 Months Ended
	Mar. 31, 2015
Summary of Significant Accounting Policies
Principles of Consolidation	Principles of Consolidation: The accompanying unaudited consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America (U.S. GAAP) for interim financial reporting and with applicable quarterly reporting regulations of the Securities and Exchange Commission (the SEC). They do not include all of the information and notes required by U.S. GAAP for complete financial statements. Therefore, these consolidated financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in the C&F Financial Corporation Annual Report on Form 10-K for the year ended December 31, 2014.
	The unaudited consolidated financial statements include the accounts of C&F Financial Corporation (the Corporation) and its wholly-owned subsidiary, Citizens and Farmers Bank (the Bank or C&F Bank). All significant intercompany accounts and transactions have been eliminated in consolidation. In addition, the Corporation owns C&F Financial Statutory Trust I, C&F Financial Statutory Trust II and Central Virginia Bankshares Statutory Trust I, all of which are unconsolidated subsidiaries. The subordinated debt owed to these trusts is reported as a liability of the Corporation.
Nature of Operations	Nature of Operations: The Corporation is a bank holding company incorporated under the laws of the Commonwealth of Virginia. The Corporation owns all of the stock of its subsidiary, C&F Bank, which is an independent commercial bank chartered under the laws of the Commonwealth of Virginia. On October 1, 2013, the Corporation acquired Central Virginia Bankshares, Inc. (CVBK) and its wholly-owned subsidiary, Central Virginia Bank (CVB), which was an independent commercial bank chartered under the laws of the Commonwealth of Virginia.  On March 22, 2014, CVBK was merged with and into C&F Financial Corporation and CVB was merged with and into C&F Bank.
	The Bank has five wholly-owned active subsidiaries: C&F Mortgage Corporation and Subsidiary (C&F Mortgage), C&F Finance Company (C&F Finance), C&F Investment Services, Inc., C&F Insurance Services, Inc. and CVB Title Services, Inc. all incorporated under the laws of the Commonwealth of Virginia. C&F Mortgage, organized in September 1995, was formed to originate and sell residential mortgages and through its subsidiary, Certified Appraisals LLC, provides ancillary mortgage loan production services for residential appraisals. C&F Finance, acquired on September 1, 2002, is a finance company providing automobile loans through indirect lending programs. C&F Investment Services, Inc., organized in April 1995, is a full-service brokerage firm offering a comprehensive range of investment services. C&F Insurance Services, Inc., organized in July 1999, owns an equity interest in an insurance agency that sells insurance products to customers of C&F Bank, C&F Mortgage and other financial institutions that have an equity interest in the agency. CVB Title Services, Inc., was organized for the primary purpose of owning membership interests in two insurance-related limited liability companies. Business segment data is presented in Note 9.
Basis of Presentation	Basis of Presentation: The preparation of financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses, the allowance for indemnifications, impairment of loans, projected cash flows of purchased credit impaired loans, impairment of securities, the valuation of other real estate owned, the projected benefit obligation under the defined benefit pension plan, the valuation of deferred taxes, fair value measurements and goodwill impairment. In the opinion of management, all adjustments, consisting only of normal recurring adjustments, which are necessary for a fair presentation of the results of operations in these financial statements, have been made.
Reclassifications	Reclassification: Certain reclassifications have been made to prior period amounts to conform to the current period presentation. None of these reclassifications are considered material.  See Note 2 for additional information about reclassifications related to the adoption of new accounting standards.
Derivative Financial Instruments	Derivative Financial Instruments: The Corporation recognizes derivative financial instruments at fair value as either an other asset or other liability in the consolidated balance sheet. The Corporation’s derivative financial instruments as of March 31, 2015 and December 31, 2014 consisted of (1) the fair value of interest rate lock commitments (IRLCs) on mortgage loans that will be sold in the secondary market and the related forward commitments to sell mortgage loans and (2) interest rate swaps that qualified as cash flow hedges on the Corporation's trust preferred capital notes. Because the IRLCs and forward sales commitments are not designated as hedging instruments, adjustments to reflect unrealized gains and losses resulting from changes in fair value of the Corporation's IRLCs and forward sales commitments and realized gains and losses upon ultimate sale of the loans are classified as noninterest income. The Corporation's IRLCs and forward loan sales commitments are described more fully in Note 8 and Note 10. The effective portion of the gain or loss on the Corporation's cash flow hedges is reported as a component of other comprehensive income, net of deferred income taxes, and reclassified into earnings in the same period or period(s) during which the hedged transactions affect earnings. The cash flow hedges are described more fully in Note 11.
Share-Based Compensation	Share-Based Compensation: Compensation expense for the first quarter of 2015 included expense, net of forfeitures, of $264,000  ($164,000 after tax), for restricted stock granted during 2010 through 2015. As of March 31, 2015, there was $3.10 million of total unrecognized compensation expense related to unvested restricted stock that will be recognized over the remaining requisite service periods.
Recent Significant Accounting Pronouncements	Recent Significant Accounting Pronouncements:
	In January 2014, the Financial Accounting Standards Board (FASB) issued Accounting Standards Update (ASU) 2014-01, Investments-Equity Method and Joint Ventures - Accounting for Investments in Qualified Affordable Housing Projects (a consensus of the FASB Emerging Issues Task Force). The amendments in this ASU permit reporting entities to make an accounting policy election to account for their investments in qualified affordable housing projects using the proportional amortization method if certain conditions are met. Under the proportional amortization method, an entity amortizes the initial cost of the investment in proportion to the tax credits and other tax benefits received and recognizes the net investment performance in the income statement as a component of income tax expense (benefit). The amendments in this ASU should be applied retrospectively to all periods presented. A reporting entity that uses the effective yield method to account for its investments in qualified affordable housing projects before the date of adoption may continue to apply the effective yield method for those preexisting investments. The amendments in this ASU became effective for public business entities for annual periods and interim reporting periods within those annual periods, beginning after December 15, 2014. The adoption of ASU 2014-01 did not have a material effect on the Corporation’s financial statements.  The adoption of ASU 2014-01 is described further in Note 2.
	In January 2014, the FASB issued ASU 2014-04, Receivables - Troubled Debt Restructurings by Creditors - Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure (a consensus of the FASB Emerging Issues Task Force). The amendments in this ASU clarify that if or when an in substance repossession or foreclosure occurs, and a creditor is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan, upon either (1) the creditor obtaining legal title to the residential real estate property upon completion of a foreclosure or (2) the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. Additionally, the amendments require interim and annual disclosure of both (1) the amount of foreclosed residential real estate property held by the creditor and (2) the recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure according to local requirements of the applicable jurisdiction. The amendments in this ASU became effective for public business entities for annual periods, and interim periods within those annual periods, beginning after December 15, 2014. The adoption of ASU 2014-04 did not have a material effect on the Corporation’s financial statements.
	In June 2014, the FASB issued ASU No. 2014-09, Revenue from Contracts with Customers: Topic 606. This ASU applies to any entity using U.S. GAAP that either enters into contracts with customers to transfer goods or services or enters into contracts for the transfer of nonfinancial assets unless those contracts are within the scope of other standards. The guidance supersedes the revenue recognition requirements in Revenue Recognition-Topic 605, most industry-specific guidance, and some cost guidance included in Revenue Recognition-Construction-Type and Production-Type Contracts-Subtopic 605-35. The core principle of the guidance is that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. To be in alignment with the core principle, an entity must apply a five step process including: identification of the contract(s) with a customer, identification of performance obligations in the contract(s), determination of the transaction price, allocation of the transaction price to the performance obligations, and recognition of revenue when (or as) the entity satisfies a performance obligation.  Additionally, the existing requirements for the recognition of a gain or loss on the transfer of nonfinancial assets that are not in a contract with a customer have also been amended to be consistent with the guidance on recognition and measurement.  The amendments in this ASU are effective for annual reporting periods beginning after December 15, 2016, including interim periods within that reporting period. Early adoption is not permitted. The Corporation does not expect the adoption of ASU 2014-09 to have a material effect on its financial statements.
	In June 2014, the FASB issued ASU No. 2014-11, Transfers and Servicing (Topic 860): Repurchase-to-Maturity Transactions, Repurchase Financings, and Disclosures.  This ASU aligns the accounting for repurchase-to-maturity transactions and repurchase agreements executed as a repurchase financing with the accounting for other typical repurchase agreements. The new guidance eliminates sale accounting for repurchase-to-maturity transactions and supersedes the guidance under which a transfer of a financial asset and a contemporaneous repurchase financing could be accounted for on a combined basis as a forward agreement. The amendments in the ASU also require a new disclosure for transactions economically similar to repurchase agreements in which the transferor retains substantially all of the exposure to the economic return on the transferred financial assets throughout the term of the transaction. Additional disclosures will be required for the nature of collateral pledged in repurchase agreements and similar transactions accounted for as secured borrowings.  The amendments in this ASU became effective for the first interim or annual period beginning after December 15, 2014; however, the disclosure for transactions accounted for as secured borrowings is required to be presented for annual periods beginning after December 15, 2014, and interim periods beginning after March 15, 2015. Early adoption is not permitted.  The Corporation does not expect the adoption of ASU 2014-11 to have a material effect on its financial statements.
	In June 2014, the FASB issued ASU No. 2014-12, Compensation - Stock Compensation (Topic 718): Accounting for Share-Based Payments When the Terms of an Award Provide That a Performance Target Could Be Achieved after the Requisite Service Period. The new guidance applies to reporting entities that grant employees share-based payments in which the terms of the award allow a performance target to be achieved after the requisite service period. The amendments in the ASU require that a performance target that affects vesting and that could be achieved after the requisite service period be treated as a performance condition.  Existing guidance in Compensation - Stock Compensation (Topic 718), should be applied to account for these types of awards. The amendments in this ASU are effective for annual periods and interim periods within those annual periods beginning after December 15, 2015. Early adoption is permitted and reporting entities may choose to apply the amendments in the ASU either on a prospective or retrospective basis.  The Corporation does not expect the adoption of ASU 2014-12 to have a material effect on its financial statements.
	In August 2014, the FASB issued ASU No. 2014-14, Receivables - Troubled Debt Restructurings by Creditors (Subtopic 310-40): Classification of Certain Government-Guaranteed Mortgage Loans upon Foreclosure.  The amendments in this ASU apply to creditors that hold government-guaranteed mortgage loans and is intended to eliminate the diversity in practice related to the classification of these guaranteed loans upon foreclosure.  The new guidance stipulates that a mortgage loan be derecognized and a separate other receivable be recognized upon foreclosure if (1) the loan has a government guarantee that is not separable from the loan prior to foreclosure, (2) at the time of foreclosure, the creditor has the intent to convey the real estate property to the guarantor and make a claim on the guarantee, and the creditor has the ability to recover under that claim, and (3) at the time of foreclosure, any amount of the claim that is determined on the basis of the fair value of the real estate is fixed. Upon foreclosure, the other receivable should be measured on the amount of the loan balance (principal and interest) expected to be recovered from the guarantor. The amendments in this ASU became effective for annual periods and interim periods within those annual periods beginning after December 15, 2014. Entities may adopt the amendments on a prospective basis or modified retrospective basis as of the beginning of the annual period of adoption; however, the entity must apply the same method of transition as elected under ASU 2014-04. The adoption of ASU 2014-14 did not have a material effect on the Corporation’s financial statements.
	In August 2014, the FASB issued ASU No. 2014-15, Presentation of Financial Statements - Going Concern (Subtopic 205-40): Disclosure of Uncertainties about an Entity’s Ability to Continue as a Going Concern.  This update is intended to provide guidance about management’s responsibility to evaluate whether there is substantial doubt about an entity’s ability to continue as a going concern and to provide related footnote disclosures.  Management is required under the new guidance to evaluate whether there are conditions or events, considered in the aggregate, that raise substantial doubt about the entity’s ability to continue as a going concern within one year after the date the financial statements are issued when preparing financial statements for each interim and annual reporting period.  If conditions or events are identified, the ASU specifies the process that must be followed by management and also clarifies the timing and content of going concern footnote disclosures in order to reduce diversity in practice.  The amendments in this ASU are effective for annual periods and interim periods within those annual periods beginning after December 15, 2016. Early adoption is permitted.  The Corporation does not expect the adoption of ASU 2014-15 to have a material effect on its financial statements.
	In November 2014, the FASB issued ASU No. 2014-16, Derivatives and Hedging (Topic 815):  Determining Whether the Host Contract in a Hybrid Financial Instrument Issued in the Form of a Share Is More Akin to Debt or to Equity.  The amendments in ASU do not change the current criteria in U.S. GAAP for determining when separation of certain embedded derivative features in a hybrid financial instrument is required. The amendments clarify how current U.S. GAAP should be interpreted in evaluating the economic characteristics and risks of a host contract in a hybrid financial instrument that is issued in the form of a share. Specifically, the amendments clarify that an entity should consider all relevant terms and features, including the embedded derivative feature being evaluated for bifurcation, in evaluating the nature of the host contract. Furthermore, the amendments clarify that no single term or feature would necessarily determine the economic characteristics and risks of the host contract. Rather, the nature of the host contract depends upon the economic characteristics and risks of the entire hybrid financial instrument.  The amendments in this ASU also clarify that, in evaluating the nature of a host contract, an entity should assess the substance of the relevant terms and features (i.e., the relative strength of the debt-like or equity-like terms and features given the facts and circumstances) when considering how to weight those terms and features.  The amendments in this ASU are effective for public business entities for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015. Early adoption, including adoption in an interim period, is permitted. The Corporation does not expect the adoption of ASU 2014-16 to have a material effect on its financial statements.
	In January 2015, the FASB issued ASU No. 2015-01, Income Statement—Extraordinary and Unusual Items (Subtopic 225-20): Simplifying Income Statement Presentation by Eliminating the Concept of Extraordinary Items.  The amendments in this ASU eliminate from U.S. GAAP the concept of extraordinary items. Subtopic 225-20, Income Statement - Extraordinary and Unusual Items, required that an entity separately classify, present, and disclose extraordinary events and transactions.  Presently, an event or transaction is presumed to be an ordinary and usual activity of the reporting entity unless evidence clearly supports its classification as an extraordinary item.  If an event or transaction meets the criteria for extraordinary classification, an entity is required to segregate the extraordinary item from the results of ordinary operations and show the item separately in the income statement, net of tax, after income from continuing operations. The entity also is required to disclose applicable income taxes and either present or disclose earnings-per-share data applicable to the extraordinary item.  The amendments in this ASU are effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015.  Early adoption is permitted provided that the guidance is applied from the beginning of the fiscal year of adoption.  The Corporation does not expect the adoption of ASU 2015-01 to have a material effect on its financial statements
	In February 2015, the FASB issued ASU No. 2015-02, “Consolidation (Topic 810): Amendments to the Consolidation Analysis.”  The amendments in this ASU are intended to improve targeted areas of consolidation guidance for legal entities such as limited partnerships, limited liability corporations, and securitization structures (collateralized debt obligations, collateralized loan obligations, and mortgage-backed security transactions).  In addition to reducing the number of consolidation models from four to two, the new standard simplifies the FASB Accounting Standards Codification (ASC) and improves current GAAP by placing more emphasis on risk of loss when determining a controlling financial interest, reducing the frequency of the application of related-party guidance when determining a controlling financial interest in a variable interest entity (VIE), and changing consolidation conclusions for public and private companies in several industries that typically make use of limited partnerships or VIEs.  The amendments in this ASU are effective for public business entities for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015.  Early adoption is permitted, including adoption in an interim period. ASU 2015-02 may be applied retrospectively in previously issued financial statements for one or more years with a cumulative-effect adjustment to retained earnings as of the beginning of the first year restated.  The Corporation does not expect the adoption of ASU 2015-02 to have a material effect on its financial statements.
	In April 2015, the FASB issued ASU No. 2015-03, “Interest – Imputation of Interest (Subtopic 835-30): Simplifying the Presentation of Debt Issuance Costs.”  The amendments in this ASU are intended to simplify the presentation of debt issuance costs.  These amendments require that debt issuance costs related to a recognized debt liability be presented in the balance sheet as a direct deduction from the carrying amount of that debt liability, consistent with debt discounts. The recognition and measurement guidance for debt issuance costs are not affected by the amendments in this ASU.  The amendments in this ASU are effective for public business entities for financial statements issued for fiscal years beginning after December 15, 2015, and interim periods within those fiscal years. Early adoption is permitted for financial statements that have not been previously issued.  The Corporation does not expect the adoption of ASU 2015-03 to have a material effect on its financial statements.
	In April 2015, the FASB issued ASU No. 2015-05, “Intangibles - Goodwill and Other - Internal-Use Software (Subtopic 350-40): Customer’s Accounting for Fees Paid in a Cloud Computing Arrangement.”  The amendments in this ASU provide guidance to customers regarding cloud computing arrangements that include a software license. If a cloud computing arrangement includes a software license, then the customer should account for the software license element of the arrangement consistent with the acquisition of other software licenses. If a cloud computing arrangement does not include a software license, the customer should account for the arrangement as a service contract. The amendments do not change the accounting for a customer’s accounting for service contracts. As a result of the amendments, all software licenses within the scope of Subtopic 350-40 will be accounted for consistent with other licenses of intangible assets.  The amendments in this ASU are effective for public business entities for annual periods, including interim periods within those annual periods, beginning after December 15, 2015.  Early adoption is permitted. An entity can elect to adopt the amendments either: (1) prospectively to all arrangements entered into or materially modified after the effective date; or (2) retrospectively.  The Corporation is currently assessing the effect that ASU 2015-05 will have on its financial statements.

Summary_of_Significant_Account1

Summary of Significant Accounting Policies (Tables)	3 Months Ended
	Mar. 31, 2015
Summary of Significant Accounting Policies
Summary of activity for restricted stock awards
					Weighted-
					Average
					Grant Date
			Shares		Fair Value
	Unvested, January 1, 2015		135,600		$	34.34
	Granted		16,650			37.72
	Vested		-6,750			20.21
	Forfeitures		-1,100			36.98
	Unvested, March 31, 2015		144,400		$	35.37
					Weighted-
					Average
					Grant Date
			Shares		Fair Value
	Unvested, January 1, 2014		120,183		$	31.18
	Granted		15,050			41.76
	Vested		-2,500			12.87
	Forfeitures		-350			39.46
	Unvested, March 31, 2014		132,383		$	32.71
Schedule ofstock option transactions
								Intrinsic
								Value of
								Unexercised
							Remaining	In-The
							Contractual	Money
					Exercise		Life	Options
			Shares		Price*		(in years)*	(in 000’s)
	Options outstanding and exercisable at March 31, 2015		100,762		$	37.75	0.9	$	—
	Options outstanding and exercisable at March 31, 2014		164,150		$	38.21	1.4	$	—
		*		Weighted average

Securities_Tables

Securities (Tables)	3 Months Ended
	Mar. 31, 2015
Securities
Summary of available for sale securities
		March 31, 2015
				Gross		Gross
		Amortized		Unrealized		Unrealized		Estimated
	(Dollars in thousands)	Cost		Gains		Losses		Fair Value
	U.S. government agencies and corporations	$	20,710	$	5	$	-175	$	20,540
	Mortgage-backed securities		67,173		1,362		-52		68,483
	Obligations of states and political subdivisions		124,968		6,979		-136		131,811
		$	212,851	$	8,346	$	-363	$	220,834
		December 31, 2014
				Gross		Gross
		Amortized		Unrealized		Unrealized		Estimated
	(Dollars in thousands)	Cost		Gains		Losses		Fair Value
	U.S. government agencies and corporations	$	23,409	$	1	$	-476	$	22,934
	Mortgage-backed securities		66,716		935		-32		67,619
	Obligations of states and political subdivisions		124,312		7,158		-126		131,344
		$	214,437	$	8,094	$	-634	$	221,897
Schedule of amortized cost and estimated fair value of securities, by contractual maturity date
		March 31, 2015
		Amortized		Estimated
	(Dollars in thousands)	Cost		Fair Value
	Due in one year or less	$	30,585	$	30,716
	Due after one year through five years		124,147		128,952
	Due after five years through ten years		38,058		39,601
	Due after ten years		20,061		21,565
		$	212,851	$	220,834
Schedule of securities in an unrealized loss position	Securities in an unrealized loss position at March 31, 2015, by duration of the period of the unrealized loss, are shown below.
		Less Than 12 Months				12 Months or More				Total
		Fair		Unrealized		Fair		Unrealized		Fair		Unrealized
	(Dollars in thousands)	Value		Loss		Value		Loss		Value		Loss
	U.S. government agencies and corporations	$	1,581	$	19	$	12,003	$	156	$	13,584	$	175
	Mortgage-backed securities		2,894		37		2,429		15		5,323		52
	Obligations of states and political subdivisions		8,578		88		3,727		48		12,305		136
	Total temporarily impaired securities	$	13,053	$	144	$	18,159	$	219	$	31,212	$	363
	Securities in an unrealized loss position at December 31, 2014, by duration of the period of the unrealized loss, are shown below.
		Less Than 12 Months				12 Months or More				Total
		Fair		Unrealized		Fair		Unrealized		Fair		Unrealized
	(Dollars in thousands)	Value		Loss		Value		Loss		Value		Loss
	U.S. government agencies and corporations	$	1,966	$	2	$	21,234	$	474	$	23,200	$	476
	Mortgage-backed securities		—		—		4,518		32		4,518		32
	Obligations of states and political subdivisions		6,279		51		6,049		75		12,328		126
	Total temporarily impaired securities	$	8,245	$	53	$	31,801	$	581	$	40,046	$	634

Loans_Tables

Loans (Tables)	3 Months Ended
	Mar. 31, 2015
Loans
Summary of major classifications of loans
			March 31,			December 31,
	(Dollars in thousands)		2015			2014
	Real estate – residential mortgage		$	180,379		$	179,817
	Real estate – construction 1			7,407			7,325
	Commercial, financial and agricultural 2			320,593			306,845
	Equity lines			49,644			50,321
	Consumer			8,483			8,163
	Consumer finance			277,344			283,333
				843,850			835,804
	Less allowance for loan losses			-35,697			-35,606
	Loans, net		$	808,153		$	800,198
		1		Includes the Corporation's real estate construction lending and consumer real estate lot lending.
		2		Includes the Corporation’s commercial real estate lending, land acquisition and development lending, builder line lending and commercial business lending.
Schedule of acquired loans
			March 31, 2015									December 31, 2014
			Acquired Loans -			Acquired Loans -						Acquired Loans -			Acquired Loans -
			Purchased			Purchased			Acquired Loans -			Purchased			Purchased			Acquired Loans -
	(Dollars in thousands)		Credit Impaired			Performing			Total			Credit Impaired			Performing			Total
	Outstanding principal balance		$	34,377		$	81,454		$	115,831		$	36,541		$	85,015		$	121,556
	Carrying amount
	Real estate – residential mortgage		$	1,656		$	17,508		$	19,164		$	1,723		$	18,688		$	20,411
	Commercial, financial and agricultural1			17,841			43,306			61,147			19,367			45,015			64,382
	Equity lines			311			15,160			15,471			318			15,464			15,782
	Consumer			16			825			841			16			979			995
	Total acquired loans		$	19,824		$	76,799		$	96,623		$	21,424		$	80,146		$	101,570
		1		Includes acquired loans classified by the Corporation as commercial real estate lending, land acquisition and development lending, builder line lending and commercial business lending.
Schedule of loans on nonaccrual status
			March 31,			December 31,
	(Dollars in thousands)		2015			2014
	Real estate – residential mortgage		$	2,349		$	2,472
	Real estate – construction:
	Construction lending			—			—
	Consumer lot lending			—			—
	Commercial, financial and agricultural:
	Commercial real estate lending			1,947			2,033
	Land acquisition and development lending			—			—
	Builder line lending			221			—
	Commercial business lending			—			—
	Equity lines			351			356
	Consumer			41			43
	Consumer finance			739			1,040
	Total loans on nonaccrual status		$	5,648		$	5,944
Schedule of past due status of loans	The past due status of loans as of March 31, 2015 was as follows:
																						90+ Days
			30 - 59 Days			60 - 89 Days			90+ Days			Total										Past Due and
	(Dollars in thousands)		Past Due			Past Due			Past Due			Past Due			PCI			Current1		Total Loans		Accruing
	Real estate – residential mortgage		$	764		$	456		$	883		$	2,103		$	1,656		$	176,620	$	180,379	$	—
	Real estate – construction:
	Construction lending			—			—			—			—			—			5,250		5,250		—
	Consumer lot lending			—			—			—			—			—			2,157		2,157		—
	Commercial, financial and agricultural:
	Commercial real estate lending			102			—			66			168			15,411			183,766		199,345		—
	Land acquisition and development lending			—			—			—			—			74			42,244		42,318		—
	Builder line lending			—			—			221			221			—			21,122		21,343		—
	Commercial business lending			19			—			—			19			2,356			55,212		57,587		—
	Equity lines			175			—			182			357			311			48,976		49,644		25
	Consumer			19			3			6			28			16			8,439		8,483		—
	Consumer finance			7,135			1,579			739			9,453			—			267,891		277,344		—
	Total		$	8,214		$	2,038		$	2,097		$	12,349		$	19,824		$	811,677	$	843,850	$	25
		1		For the purposes of the table above, “Current” includes loans that are 1-29 days past due.
	The table above includes the following:
		·		nonaccrual loans that are current of $3.09 million, 30-59 days past due of $198,000, 60-89 days past due of $293,000 and 90+ days past due of $2.07 million and
		·		performing loans purchased in the acquisition of CVB that are current of $76.30 million, 30-59 days past due of $97,000, and 90+ days past due of $407,000.
	The past due status of loans as of December 31, 2014 was as follows:
																						90+ Days
			30 - 59 Days			60 - 89 Days			90+ Days			Total										Past Due and
	(Dollars in thousands)		Past Due			Past Due			Past Due			Past Due			PCI			Current1		Total Loans		Accruing
	Real estate – residential mortgage		$	1,481		$	256		$	679		$	2,416		$	1,723		$	175,678	$	179,817	$	—
	Real estate – construction:
	Construction lending			—			—			—			—						3,839		3,839		—
	Consumer lot lending			—			—			—			—						3,486		3,486		—
	Commercial, financial and agricultural:
	Commercial real estate lending			88			—			115			203			13,011			171,566		184,780		—
	Land acquisition and development lending			—			—			—			—			3,379			44,094		47,473		—
	Builder line lending			—			—			—			—			48			20,207		20,255		—
	Commercial business lending			21			53			—			74			2,929			51,334		54,337		—
	Equity lines			319			205			122			646			318			49,357		50,321		14
	Consumer			15			37			6			58			16			8,089		8,163		—
	Consumer finance			12,421			2,599			1,040			16,060			—			267,273		283,333		—
	Total		$	14,345		$	3,150		$	1,962		$	19,457		$	21,424		$	794,923	$	835,804	$	14
		1		For the purposes of the table above, “Current” includes loans that are 1-29 days past due.
	The table above includes the following:
		·		nonaccrual loans that are current of $3.06 million, 30-59 days past due of $697,000, 60‑89 days past due of $417,000 and 90+ days past due of $1.77 million.
		·		performing loans purchased in the acquisition of CVB that are current of $79.01 million, 30-59 days past due of $634,000, 60-89 days past due of $88,000 and 90+ days past due of $413,000.
Schedule of loan modifications classified as TDRs
			Three Months Ended March 31,
			2015								2014
					Pre-			Post-					Pre-			Post-
					Modification			Modification					Modification			Modification
			Number of		Recorded			Recorded			Number of		Recorded			Recorded
	(Dollars in thousands)		Loans		Investment			Investment			Loans		Investment			Investment
	Real estate – residential mortgage – interest rate concession		1		$	239		$	239		—		$	—		$	—
	Commercial, financial and agricultural:
	Commercial real estate lending – interest rate concession		1			15			15		—			—			—
	Commercial business lending – interest rate concession		1			17			17		—			—			—
	Total		3		$	271		$	271		—		$	—		$	—
Impaired financing receivables, including TDR loans	Impaired loans, which included TDRs of $5.71 million, and the related allowance at March 31, 2015 were as follows:
												Average
			Recorded			Unpaid						Balance-			Interest
			Investment			Principal			Related			Impaired			Income
	(Dollars in thousands)		in Loans			Balance			Allowance			Loans			Recognized
	Real estate – residential mortgage		$	3,213		$	3,373		$	466		$	3,284		$	41
	Commercial, financial and agricultural:
	Commercial real estate lending			2,445			2,586			390			2,459			36
	Commercial business lending			114			114			17			118			2
	Equity lines			30			32			1			32			—
	Consumer			94			95			13			94			2
	Total		$	5,896		$	6,200		$	887		$	5,987		$	81
	Impaired loans, which included TDR loans of $5.83 million, and the related allowance at December 31, 2014 were as follows:
												Average
			Recorded			Unpaid						Balance-			Interest
			Investment			Principal			Related			Impaired			Income
	(Dollars in thousands)		in Loans			Balance			Allowance			Loans			Recognized
	Real estate – residential mortgage		$	3,000		$	3,094		$	417		$	2,931		$	139
	Commercial, financial and agricultural:
	Commercial real estate lending			2,786			2,908			440			2,735			150
	Commercial business lending			103			103			15			115			7
	Equity lines			30			32			1			25			2
	Consumer			95			95			6			95			4
	Total		$	6,014		$	6,232		$	879		$	5,901		$	302
Summary of change in the accretable yield of acquired loan portfolio
			March 31,			March 31,
	(Dollars in thousands)		2015			2014
	Accretable yield, balance at beginning of  period		$	13,488		$	7,776
	Accretion			-753			-698
	Reclassification of nonaccretable difference due to improvement in expected cash flows			3			8,743
	Other changes, net			-362			—
	Accretable yield, balance at end of  period		$	12,376		$	15,821

Allowance_for_Loan_Losses_Tabl

Allowance for Loan Losses (Tables)	3 Months Ended
	Mar. 31, 2015
Allowance for Loan Losses
Schedule of changes in the allowance for loan losses	The following table presents the changes in the allowance for loan losses by major classification during the three months ended March 31, 2015.
			Real Estate				Commercial,
			Residential		Real Estate		Financial &		Equity				Consumer
	(Dollars in thousands)		Mortgage		Construction		Agricultural		Lines		Consumer		Finance		Total
	Allowance for loan losses:
	Balance at December 31, 2014		$	2,313	$	434	$	7,744	$	812	$	211	$	24,092	$	35,606
	Provision charged to operations			15		—		—		—		—		3,500		3,515
	Loans charged off			-20		—		-13		—		-59		-4,690		-4,782
	Recoveries of loans previously charged off			162		—		8		—		41		1,147		1,358
	Balance at March 31, 2015		$	2,470	$	434	$	7,739	$	812	$	193	$	24,049	$	35,697
	The following table presents the changes in the allowance for loan losses by major classification during three months ended March 31, 2014.
			Real Estate				Commercial,
			Residential		Real Estate		Financial &		Equity				Consumer
	(Dollars in thousands)		Mortgage		Construction		Agricultural		Lines		Consumer		Finance		Total
	Allowance for loan losses:
	Balance at December 31, 2013		$	2,355	$	434	$	7,805	$	892	$	273	$	23,093	$	34,852
	Provision charged to operations			15		—		—		—		—		3,495		3,510
	Loans charged off			-73		—		—		—		-105		-4,488		-4,666
	Recoveries of loans previously charged off			9		—		35		—		146		1,022		1,212
	Balance at March 31, 2014		$	2,306	$	434	$	7,840	$	892	$	314	$	23,122	$	34,908
Schedule of total allowance for loan losses, allowance by impairment methodology, and total loans and loans by impairment methodology	The following table presents, as of March 31, 2015, the total allowance for loan losses, the allowance by impairment methodology (individually evaluated for impairment, collectively evaluated for impairment or PCI loans), the total loans and loans by impairment methodology (individually evaluated for impairment, collectively evaluated for impairment or PCI loans).
			Real Estate				Commercial,
			Residential		Real Estate		Financial &		Equity				Consumer
	(Dollars in thousands)		Mortgage		Construction		Agricultural		Lines		Consumer		Finance		Total
	Allowance for loan losses:
	Balance at March 31, 2015		$	2,470	$	434	$	7,739	$	812	$	193	$	24,049	$	35,697
	Ending balance: individually evaluated for impairment		$	466	$	—	$	407	$	1	$	13	$	—	$	887
	Ending balance: collectively evaluated for impairment		$	2,004	$	434	$	7,332	$	811	$	180	$	24,049	$	34,810
	Ending balance: acquired loans - purchase credit impaired		$	—	$	—	$	—	$	—	$	—	$	—	$	—
	Loans:
	Balance at March 31, 2015		$	180,379	$	7,407	$	320,593	$	49,644	$	8,483	$	277,344	$	843,850
	Ending balance: individually evaluated for impairment		$	3,213	$	—	$	2,559	$	30	$	94	$	—	$	5,896
	Ending balance: collectively evaluated for impairment		$	175,510	$	7,407	$	300,193	$	49,303	$	8,373	$	277,344	$	818,130
	Ending balance: acquired loans - purchase credit impaired		$	1,656	$	—	$	17,841	$	311	$	16	$	—	$	19,824
	The following table presents, as of December 31, 2014, the total allowance for loan losses, the allowance by impairment methodology (individually evaluated for impairment or collectively evaluated for impairment), the total loans and loans by impairment methodology (individually evaluated for impairment or collectively evaluated for impairment).
			Real Estate				Commercial,
			Residential		Real Estate		Financial &		Equity				Consumer
	(Dollars in thousands)		Mortgage		Construction		Agricultural		Lines		Consumer		Finance		Total
	Allowance for loan losses:
	Ending balance		$	2,313	$	434	$	7,744	$	812	$	211	$	24,092	$	35,606
	Ending balance: individually evaluated for impairment		$	417	$	—	$	455	$	1	$	6	$	—	$	879
	Ending balance: collectively evaluated for impairment		$	1,896	$	434	$	7,289	$	811	$	205	$	24,092	$	34,727
	Ending balance: acquired loans - purchase credit impaired		$	—	$	—	$	—	$	—	$	—	$	—	$	—
	Loans:
	Ending balance		$	179,817	$	7,325	$	306,845	$	50,321	$	8,163	$	283,333	$	835,804
	Ending balance: individually evaluated for impairment		$	3,000	$	—	$	2,889	$	30	$	95	$	—	$	6,014
	Ending balance: collectively evaluated for impairment		$	175,094	$	7,325	$	284,589	$	49,973	$	8,052	$	283,333	$	808,366
	Ending balance: acquired loans - purchase credit impaired		$	1,723	$	—	$	19,367	$	318	$	16	$	—	$	21,424
Schedule of loans by credit quality indicators	Loans by credit quality indicators as of March 31, 2015 were as follows:
					Special				Substandard
	(Dollars in thousands)		Pass		Mention		Substandard		Nonaccrual		Total1
	Real estate – residential mortgage		$	173,743	$	1,564	$	2,723	$	2,349	$	180,379
	Real estate – construction:
	Construction lending			2,586		16		2,648		—		5,250
	Consumer lot lending			2,157		—		—		—		2,157
	Commercial, financial and agricultural:
	Commercial real estate lending			178,024		5,104		14,270		1,947		199,345
	Land acquisition and development lending			40,904		1,091		323		—		42,318
	Builder line lending			19,327		1,226		569		221		21,343
	Commercial business lending			45,705		687		11,195		—		57,587
	Equity lines			47,795		765		733		351		49,644
	Consumer			8,288		47		107		41		8,483
			$	518,529	$	10,500	$	32,568	$	4,909	$	566,506
		1		At March 31, 2015, the Corporation did not have any loans classified as Doubtful or Loss.
	Included in the table above are loans purchased in connection with the acquisition of CVB of $83.04 million pass rated, $2.88 million special mention, $10.11 million substandard and $589,000 substandard nonaccrual.
	(Dollars in thousands)		Performing		Non-Performing		Total
	Consumer finance		$	276,605	$	739	$	277,344
	Loans by credit quality indicators as of December 31, 2014 were as follows:
					Special				Substandard
	(Dollars in thousands)		Pass		Mention		Substandard		Nonaccrual		Total1
	Real estate – residential mortgage		$	171,414	$	2,978	$	2,953	$	2,472	$	179,817
	Real estate – construction:
	Construction lending			1,191		—		2,648		—		3,839
	Consumer lot lending			3,486		—		—		—		3,486
	Commercial, financial and agricultural:
	Commercial real estate lending			165,804		4,136		12,807		2,033		184,780
	Land acquisition and development lending			43,693		1,136		2,644		—		47,473
	Builder line lending			18,321		1,389		545		—		20,255
	Commercial business lending			41,813		930		11,594		—		54,337
	Equity lines			48,443		772		750		356		50,321
	Consumer			7,984		103		33		43		8,163
			$	502,149	$	11,444	$	33,974	$	4,904	$	552,471
		1		At December 31, 2014, the Corporation did not have any loans classified as Doubtful or Loss.
	Included in the table above are loans purchased in connection with the acquisition of CVB of $87.27 million pass rated, $2.99 million special mention, $10.71 million substandard and $603,000 substandard nonaccrual.
	(Dollars in thousands)		Performing		Non-Performing		Total
	Consumer finance		$	282,293	$	1,040	$	283,333

Shareholders_Equity_and_Earnin1

Shareholders' Equity, and Earnings Per Common Share (Tables)	3 Months Ended
	Mar. 31, 2015
Shareholders’ Equity and Earnings Per Common Share
Schedule of the components of accumulated other comprehensive income (loss), net of deferred taxes
		March 31,		December 31,
	(Dollars in thousands)	2015		2014
	Net unrealized gains on securities	$	5,188	$	4,850
	Net unrecognized loss on cash flow hedges		-159		-64
	Net unrecognized losses on defined benefit plan		-1,709		-1,700
	Total accumulated other comprehensive income	$	3,320	$	3,086
Schedule of components earnings per common share calculations
		Three Months Ended March 31,
	(Dollars in thousands)	2015		2014
	Net income available to common shareholders	$	2,645	$	2,892
	Weighted average number of common shares used in earnings per common share—basic		3,414,172		3,400,839
	Effect of dilutive securities:
	Stock option awards and warrant		367		90,801
	Weighted average number of common shares used in earnings per common share—assuming dilution		3,414,539		3,491,640

Employee_Benefit_Plans_Tables

Employee Benefit Plans (Tables)	3 Months Ended
	Mar. 31, 2015
Employee Benefit Plans
Schedule of net periodic benefit costs
		Three Months Ended March 31,
	(Dollars in thousands)	2015		2014
	Service cost	$	267	$	191
	Interest cost		117		113
	Expected return on plan assets		-253		-208
	Amortization of prior service cost		-14		-17
	Amortization of net loss		29		8
	Net periodic benefit cost	$	146	$	87

Fair_Value_of_Assets_and_Liabi1

Fair Value of Assets and Liabilities (Tables)	3 Months Ended
	Mar. 31, 2015
Fair Value of Assets and Liabilities
Schedule of financial assets measured at fair value on a recurring basis
		March 31, 2015
		Fair Value Measurements Using							Assets at
	(Dollars in thousands)	Level 1		Level 2			Level 3		Fair Value
	Assets:
	Securities available for sale
	U.S. government agencies and corporations	$	—	$	20,540		$	—	$	20,540
	Mortgage-backed securities		—		68,483			—		68,483
	Obligations of states and political subdivisions		—		131,811			—		131,811
	Total securities available for sale		—		220,834			—		220,834
	Loans held for sale		—		41,477			—		41,477
	Derivative asset - forward sales commitments		—		723			—		723
	Total assets	$	—	$	263,034		$	—	$	263,034
	Liabilities:
	Derivative liability - cash flow hedges	$	—	$	251		$	—	$	251
		December 31, 2014
		Fair Value Measurements Using							Assets at
	(Dollars in thousands)	Level 1		Level 2			Level 3		Fair Value
	Assets:
	Securities available for sale
	U.S. government agencies and corporations	$	—	$	22,934		$	—	$	22,934
	Mortgage-backed securities		—		67,619			—		67,619
	Obligations of states and political subdivisions		—		131,344			—		131,344
	Total securities available for sale		—		221,897			—		221,897
	Loans held for sale		—		28,279			—		28,279
	Derivative asset - IRLC		—		448			—		448
	Derivative asset - cash flow hedges		—		40			—		40
	Total assets	$	—	$	250,664		$	—	$	250,664
	Liabilities:
	Derivative liability - cash flow hedges	$	—	$	143		$	—	$	143
Schedule of financial assets measured at fair value on a nonrecurring basis
		March 31, 2015
		Fair Value Measurements Using							Assets at Fair
	(Dollars in thousands)	Level 1		Level 2			Level 3		Value
	Impaired loans, net	$	—	$	—		$	2,301	$	2,301
	Other real estate owned net		—		—			790		790
	Total	$	—	$	—		$	3,091	$	3,091
		December 31, 2014
		Fair Value Measurements Using							Assets at Fair
	(Dollars in thousands)	Level 1		Level 2			Level 3		Value
	Impaired loans, net	$	—	$	—		$	1,224	$	1,224
	Other real estate owned, net		—		—			786		786
	Total	$	—	$	—		$	2,010	$	2,010
Schedule of quantitative information about Level 3 fair value measurements for financial assets measured at fair value on a non-recurring basis
		Fair Value Measurements at March 31, 2015
	(Dollars in thousands)	Fair Value		Valuation Technique(s)		Unobservable Inputs		Range of Inputs
	Impaired loans, net	$	2,301	Appraisals		Discount to reflect current market conditions and estimated selling costs		10% - 50%
	Other real estate owned, net		790	Appraisals		Discount to reflect current market conditions and estimated selling costs		0% - 40%
	Total	$	3,091
Schedule of carrying amounts and estimated fair values by balance sheet grouping
		Carrying		Fair Value Measurements at March 31, 2015 Using							Total Fair
	(Dollars in thousands)	Value		Level 1			Level 2		Level 3		Value
	Financial assets:
	Cash and short-term investments	$	173,435	$	173,435		$	—	$	—	$	173,435
	Securities available for sale		220,834		—			220,834		—		220,834
	Loans, net		808,153		—			—		820,189		820,189
	Loans held for sale		41,477		—			41,477		—		41,477
	Derivative asset - forward sales commitments		723		—			723		—		723
	Bank-owned life insurance		14,582		—			14,582		—		14,582
	Accrued interest receivable		6,079		6,079			—		—		6,079
	Financial liabilities:
	Demand deposits	$	692,144	$	692,144		$	—	$	—	$	692,144
	Time deposits		359,723		—			362,675		—		362,675
	Borrowings		165,672		—			158,660		—		158,660
	Derivative liability - cash flow hedges		251		—			251		—		251
	Accrued interest payable		730		730			—		—		730
		Carrying		Fair Value Measurements at December 31, 2014 Using							Total Fair
	(Dollars in thousands)	Value		Level 1			Level 2		Level 3		Value
	Financial assets:
	Cash and short-term investments	$	167,616	$	167,616		$	—	$	—	$	167,616
	Securities available for sale		221,897		—			221,897		—		221,897
	Loans, net		800,198		—			—		813,010		813,010
	Loans held for sale		28,279		—			28,279		—		28,279
	Derivative asset - IRLC		448		—			448		—		448
	Derivative asset - cash flow hedges		40		—			40		—		40
	Bank-owned life insurance		14,484		—			14,484		—		14,484
	Accrued interest receivable		6,421		6,421			—		—		6,421
	Financial liabilities:
	Demand deposits	$	659,594	$	659,594		$	—	$	—	$	659,594
	Time deposits		366,507		—			369,538		—		369,538
	Borrowings		167,027		—			160,052		—		160,052
	Derivative liability - cash flow hedges		143		—			143		—		143
	Accrued interest payable		740		740			—		—		740

Business_Segments_Tables

Business Segments (Tables)	3 Months Ended
	Mar. 31, 2015
Business Segments
Schedule of segment reporting information, by segment
		Three Months Ended March 31, 2015
		Retail		Mortgage		Consumer
	(Dollars in thousands)	Banking		Banking		Finance		Other		Eliminations		Consolidated
	Revenues:
	Interest income	$	10,549	$	294	$	11,119	$	—	$	-1,159	$	20,803
	Gains on sales of loans		—		1,645		—		—		—		1,645
	Other noninterest income		2,181		596		287		392		—		3,456
	Total operating income		12,730		2,535		11,406		392		-1,159		25,904
	Expenses:
	Provision for loan losses		—		15		3,500		—		—		3,515
	Interest expense		1,332		48		1,521		289		-1,159		2,031
	Salaries and employee benefits		5,937		1,389		2,439		399		—		10,164
	Other noninterest expenses		4,256		1,004		1,180		146		—		6,586
	Total operating expenses		11,525		2,456		8,640		834		-1,159		22,296
	Income (loss) before income taxes		1,205		79		2,766		-442		—		3,608
	Income tax expense (benefit)		20		32		1,079		-168		—		963
	Net income (loss)	$	1,185	$	47	$	1,687	$	-274	$	—	$	2,645
	Total assets	$	1,203,194	$	55,406	$	277,160	$	4,302	$	-176,237	$	1,363,825
	Goodwill	$	3,702	$	—	$	10,723	$	—	$	—	$	14,425
	Capital expenditures	$	241	$	31	$	35	$	1	$	—	$	308
		Three Months Ended March 31, 2014
		Retail		Mortgage		Consumer
	(Dollars in thousands)	Banking		Banking		Finance		Other		Eliminations		Consolidated
	Revenues:
	Interest income	$	10,768	$	298	$	11,438	$	—	$	-1,210	$	21,294
	Gains on sales of loans		—		1,169		—		—		—		1,169
	Other noninterest income		2,225		615		301		341		—		3,482
	Total operating income		12,993		2,082		11,739		341		-1,210		25,945
	Expenses:
	Provision for loan losses		—		15		3,495		—		—		3,510
	Interest expense		1,575		44		1,574		237		-1,210		2,220
	Salaries and employee benefits		5,850		961		2,147		201		—		9,159
	Other noninterest expenses		4,576		1,037		1,084		235		—		6,932
	Total operating expenses		12,001		2,057		8,300		673		-1,210		21,821
	Income (loss) before income taxes		992		25		3,439		-332		—		4,124
	Income tax expense (benefit)		8		10		1,341		-127		—		1,232
	Net income (loss)	$	984	$	15	$	2,098	$	-205	$	—	$	2,892
	Total assets	$	1,181,492	$	43,238	$	277,980	$	3,858	$	-166,715	$	1,339,853
	Goodwill	$	3,702	$	—	$	10,723	$	—	$	—	$	14,425
	Capital expenditures	$	468	$	34	$	5	$	1	$	—	$	508

Commitments_and_Financial_Inst1

Commitments and Financial Instruments with Off-Balance-Sheet Risk (Tables)	3 Months Ended
	Mar. 31, 2015
Commitments and Financial Instruments with Off-Balance-Sheet Risk
Schedule of allowance for indemnifications losses
		Three Months Ended March 31,
	(Dollars in thousands)	2015		2014
	Allowance, beginning of period	$	2,089	$	2,415
	Provision for indemnification losses		58		46
	Payments		—		—
	Allowance, end of period	$	2,147	$	2,461

Other_Noninterest_Expenses_Tab

Other Noninterest Expenses (Tables)	3 Months Ended
	Mar. 31, 2015
Other Noninterest Expenses
Schedule of other noninterest expense
		Three Months Ended March 31,
	(Dollars in thousands)	2015		2014
	Data processing fees	$	882	$	995
	Professional fees		498		670
	Telecommunication expenses		345		348
	Amortization of core deposit intangible		263		319
	Travel and educational expenses		248		282
	FDIC Insurance expense		218		385
	All other noninterest expenses		1,972		1,801
	Total other noninterest expenses	$	4,426	$	4,800

Summary_of_Significant_Account2

Summary of Significant Accounting Policies - Basis of Presentation (Details)	3 Months Ended
	Mar. 31, 2015
	subsidiary
C&F Bank
Nature of Operations
Number of wholly owned subsidiaries	5
CVB Title Services, Inc.
Nature of Operations
Number of insurance-related limited liability companies in which an ownership interest is held	2

Summary_of_Significant_Account3

Summary of Significant Accounting Policies - Share-Based Compensation (Details) (Restricted Stock, USD $)	3 Months Ended
	Mar. 31, 2015
Restricted Stock
Share-based compensation
Compensation expense before tax	$264,000
Compensation expense after tax	164,000
Unrecognized compensation expense	$3,100,000

Summary_of_Significant_Account4

Summary of Significant Accounting Policies - Restricted Stock Activity (Details) (Restricted Stock, USD $)	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
Restricted Stock
Shares
Unvested, beginning of period (in shares)	135,600	120,183
Granted (in shares)	16,650	15,050
Vested (in shares)	-6,750	-2,500
Cancelled	-1,100	-350
Unvested, end of period (in shares)	144,400	132,383
Weighted average grant date fair value
Unvested, beginning of period (in dollars per share)	$34.34	$31.18
Granted (in dollars per share)	$37.72	$41.76
Vested (in dollars per share)	$20.21	$12.87
Forfeitures (in dollars per share)	$36.98	$39.46
Unvested, end of period (in dollars per share)	$35.37	$32.71

Summary_of_Significant_Account5

Summary of Significant Accounting Policies - Stock Option Activity (Details) (USD $)	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
Shares
Granted (in Shares)	0	0
Options outstanding at end of period (in shares)	100,762	164,150
Exercisable at end of year (in shares)	100,762	164,150
Exercise Price
Options outstanding at end of year (in dollars per share)	$37.75	$38.21
Exercisable at end of year	$37.75	$38.21
Additional information
Remaining Contractual Life - Outstanding Options (in years)	10 months 24 days	1 year 4 months 24 days
Remaining Contractual Life - Exercisable Options - (in years)	10 months 24 days	1 year 4 months 24 days

Adoption_of_New_Accounting_Sta1

Adoption of New Accounting Standards (Details) (ASU 2014-01, Accounting for Investments in Qualified Affordable Housing Projects, Qualified Affordable Housing Projects, USD $)	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
Adoption of New Accounting Standards
Carrying value of aggregate investment	$2,750,000
Aggregate commitment	1,260,000
Income tax expense (benefit)
Adoption of New Accounting Standards
Amortization recogized	$138,000	$104,000

Securities_Available_for_sale_

Securities - Available for sale Securities (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Available for sale debt and equity securities
Amortized Cost	$212,851	$214,437
Gross Unrealized Gains	8,346	8,094
Gross Unrealized Losses	-363	-634
Estimated Fair Value	220,834	221,897
U.S. government agencies and corporations
Available for sale debt and equity securities
Amortized Cost	20,710	23,409
Gross Unrealized Gains	5	1
Gross Unrealized Losses	-175	-476
Estimated Fair Value	20,540	22,934
Mortgage-backed securities
Available for sale debt and equity securities
Amortized Cost	67,173	66,716
Gross Unrealized Gains	1,362	935
Gross Unrealized Losses	-52	-32
Estimated Fair Value	68,483	67,619
Obligations of states and political subdivisions
Available for sale debt and equity securities
Amortized Cost	124,968	124,312
Gross Unrealized Gains	6,979	7,158
Gross Unrealized Losses	-136	-126
Estimated Fair Value	$131,811	$131,344

Securities_Contractual_Maturit

Securities - Contractual Maturities (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014
Amortized Cost
Due in one year or less	$30,585
Due after one year through five years	124,147
Due after five years through ten years	38,058
Due after ten years	20,061
Amortized Cost	212,851		214,437
Estimated Fair Value
Due in one year or less	30,716
Due after one year through five years	128,952
Due after five years through ten years	39,601
Due after ten years	21,565
Estimated Fair Value	220,834		221,897
Proceeds from sales and maturities and related gains and losses
Proceeds from maturities, calls and sales of securities available for sale	8,554	16,586
Gross realized gains	1,000
Maximum
Proceeds from sales and maturities and related gains and losses
Gross realized gains		$1,000

Securities_Pledged_as_Collater

Securities - Pledged as Collateral (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Securities pledged
Amortized Cost	$212,851	$214,437
Estimated Fair Value	220,834	221,897
Securities Pledged as Collateral
Securities pledged
Amortized Cost	103,490	106,310
Estimated Fair Value	$107,650	$110,370

Securities_Unrealized_Loss_Pos

Securities - Unrealized Loss Positions (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
	security
Fair value
Less Than 12 Months, Fair Value	$13,053	$8,245
12 Months or More, Fair Value	18,159	31,801
Total Fair Value	31,212	40,046
Unrealized Loss
Less Than 12 Months, Unrealized Loss	144	53
12 Months or More, Unrealized Loss	219	581
Total Unrealized Loss	363	634
Other information
Number of positions considered temporarily impaired	57
Other than temporary impairment	0
U.S. government agencies and corporations
Fair value
Less Than 12 Months, Fair Value	1,581	1,966
12 Months or More, Fair Value	12,003	21,234
Total Fair Value	13,584	23,200
Unrealized Loss
Less Than 12 Months, Unrealized Loss	19	2
12 Months or More, Unrealized Loss	156	474
Total Unrealized Loss	175	476
Mortgage-backed securities
Fair value
Less Than 12 Months, Fair Value	2,894
12 Months or More, Fair Value	2,429	4,518
Total Fair Value	5,323	4,518
Unrealized Loss
Less Than 12 Months, Unrealized Loss	37
12 Months or More, Unrealized Loss	15	32
Total Unrealized Loss	52	32
Obligations of states and political subdivisions
Fair value
Less Than 12 Months, Fair Value	8,578	6,279
12 Months or More, Fair Value	3,727	6,049
Total Fair Value	12,305	12,328
Unrealized Loss
Less Than 12 Months, Unrealized Loss	88	51
12 Months or More, Unrealized Loss	48	75
Total Unrealized Loss	$136	$126
Standard & Poor's, A Rating
Other information
Percentage of portfolio with rating	97.00%
Percentage of portfolio with rating in an unrealized loss positions	95.00%
Not A Rating Or Better
Other information
Percentage of portfolio with rating	5.00%

Securities_Restricted_Stocks_D

Securities - Restricted Stocks (Details) (USD $)	3 Months Ended
	Mar. 31, 2015	Dec. 31, 2014
Securities
Restricted stocks, at cost	$3,345,000	$3,442,000
FHLB stock	3,200,000	3,300,000
CBB stock	145,000	145,000
Restricted stocks, other-than-temporary impairment	$0

Loans_Major_Classifications_of

Loans - Major Classifications of Loans (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Loans
Loans	$843,850	$835,804
Less allowance for loan losses	-35,697	-35,606
Loans, net	808,153	800,198
Real estate - residential mortgage
Loans
Loans	180,379	179,817
Real estate - construction
Loans
Loans	7,407	7,325
Commercial, financial and agricultural
Loans
Loans	320,593	306,845
Equity lines
Loans
Loans	49,644	50,321
Consumer Loan
Loans
Loans	8,483	8,163
Amount included related to demand deposit overdrafts	285	355
Consumer Finance
Loans
Loans	$277,344	$283,333

Loans_Loans_Acquired_Details

Loans - Loans Acquired (Details) (CVBK, USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Loans
Outstanding principal balance	$115,831	$121,556
Carrying amount
Acquired Loans	96,623	101,570
Real estate - residential mortgage
Carrying amount
Acquired Loans	19,164	20,411
Commercial, financial and agricultural
Carrying amount
Acquired Loans	61,147	64,382
Equity lines
Carrying amount
Acquired Loans	15,471	15,782
Consumer Loan
Carrying amount
Acquired Loans	841	995
PCI Loans
Loans
Outstanding principal balance	34,377	36,541
Carrying amount
Acquired Loans	19,824	21,424
PCI Loans | Real estate - residential mortgage
Carrying amount
Acquired Loans	1,656	1,723
PCI Loans | Commercial, financial and agricultural
Carrying amount
Acquired Loans	17,841	19,367
PCI Loans | Equity lines
Carrying amount
Acquired Loans	311	318
PCI Loans | Consumer Loan
Carrying amount
Acquired Loans	16	16
Purchased Performing Loans
Loans
Outstanding principal balance	81,454	85,015
Carrying amount
Acquired Loans	76,799	80,146
Purchased Performing Loans | Real estate - residential mortgage
Carrying amount
Acquired Loans	17,508	18,688
Purchased Performing Loans | Commercial, financial and agricultural
Carrying amount
Acquired Loans	43,306	45,015
Purchased Performing Loans | Equity lines
Carrying amount
Acquired Loans	15,160	15,464
Purchased Performing Loans | Consumer Loan
Carrying amount
Acquired Loans	$825	$979

Loans_Loans_on_Nonaccrual_Stat

Loans - Loans on Nonaccrual Status (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Loans on nonaccrual status
Loans on nonaccrual status	$5,648	$5,944
Real estate - residential mortgage
Loans on nonaccrual status
Loans on nonaccrual status	2,349	2,472
Commercial, financial and agricultural | Commercial real estate lending
Loans on nonaccrual status
Loans on nonaccrual status	1,947	2,033
Commercial, financial and agricultural | Builder line lending
Loans on nonaccrual status
Loans on nonaccrual status	221
Equity lines
Loans on nonaccrual status
Loans on nonaccrual status	351	356
Consumer Loan
Loans on nonaccrual status
Loans on nonaccrual status	41	43
Consumer Finance
Loans on nonaccrual status
Loans on nonaccrual status	$739	$1,040

Loans_Past_Due_Status_Details

Loans - Past Due Status (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
Loans on nonaccrual status
30-59 Days Past Due	$8,214,000	$14,345,000
60-89 Days Past Due	2,038,000	3,150,000
Loans, 90+ days past due	2,097,000	1,962,000
Total Past Due	12,349,000	19,457,000
PCI	19,824,000	21,424,000
Current	811,677,000	794,923,000
Total Loans	843,850,000	835,804,000
90+ days past due and accruing	25,000	14,000
Additional disclosure for nonaccrual loans
Current, nonaccrual status	3,090,000	3,060,000
Nonaccrual loans, 30-59 days past due	198,000	697,000
Nonaccrual loans, 60-89 days past due	293,000	417,000
Nonaccrual loans, 90+ days past due	2,070,000	1,770,000
Real estate - residential mortgage
Loans on nonaccrual status
30-59 Days Past Due	764,000	1,481,000
60-89 Days Past Due	456,000	256,000
Loans, 90+ days past due	883,000	679,000
Total Past Due	2,103,000	2,416,000
PCI	1,656,000	1,723,000
Current	176,620,000	175,678,000
Total Loans	180,379,000	179,817,000
Equity lines
Loans on nonaccrual status
30-59 Days Past Due	175,000	319,000
60-89 Days Past Due		205,000
Loans, 90+ days past due	182,000	122,000
Total Past Due	357,000	646,000
PCI	311,000	318,000
Current	48,976,000	49,357,000
Total Loans	49,644,000	50,321,000
90+ days past due and accruing	25,000	14,000
Consumer Loan
Loans on nonaccrual status
30-59 Days Past Due	19,000	15,000
60-89 Days Past Due	3,000	37,000
Loans, 90+ days past due	6,000	6,000
Total Past Due	28,000	58,000
PCI	16,000	16,000
Current	8,439,000	8,089,000
Total Loans	8,483,000	8,163,000
Consumer Finance
Loans on nonaccrual status
30-59 Days Past Due	7,135,000	12,421,000
60-89 Days Past Due	1,579,000	2,599,000
Loans, 90+ days past due	739,000	1,040,000
Total Past Due	9,453,000	16,060,000
Current	267,891,000	267,273,000
Total Loans	277,344,000	283,333,000
Construction Lending | Real estate - construction
Loans on nonaccrual status
Current	5,250,000	3,839,000
Total Loans	5,250,000	3,839,000
Consumer lot lending | Real estate - construction
Loans on nonaccrual status
Current	2,157,000	3,486,000
Total Loans	2,157,000	3,486,000
Commercial real estate lending | Commercial, financial and agricultural
Loans on nonaccrual status
30-59 Days Past Due	102,000	88,000
Loans, 90+ days past due	66,000	115,000
Total Past Due	168,000	203,000
PCI	15,411,000	13,011,000
Current	183,766,000	171,566,000
Total Loans	199,345,000	184,780,000
Land acquisition and development lending | Commercial, financial and agricultural
Loans on nonaccrual status
PCI	74,000	3,379,000
Current	42,244,000	44,094,000
Total Loans	42,318,000	47,473,000
Builder line lending | Commercial, financial and agricultural
Loans on nonaccrual status
Loans, 90+ days past due	221,000
Total Past Due	221,000
PCI		48,000
Current	21,122,000	20,207,000
Total Loans	21,343,000	20,255,000
Commercial business lending | Commercial, financial and agricultural
Loans on nonaccrual status
30-59 Days Past Due	19,000	21,000
60-89 Days Past Due		53,000
Total Past Due	19,000	74,000
PCI	2,356,000	2,929,000
Current	55,212,000	51,334,000
Total Loans	57,587,000	54,337,000
CVBK
Loans on nonaccrual status
30-59 Days Past Due	97,000	634,000
60-89 Days Past Due		88,000
Loans, 90+ days past due	407,000	413,000
Current	$76,300,000	$79,010,000

Loans_Troubled_Debt_Restructur

Loans - Troubled Debt Restructurings (Details) (USD $)	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
	loan
Loan modifications classified as troubled debt restructurings
Number of Loans	3
Pre-Modification Recorded Investment (in Dollars)	$271,000
Post-Modification Recorded Investment (in Dollars)	271,000
Recorded Investment, TDR payment defaults	0	0
TDR payment default period	12 months
Period determining when a past due TDR becomes a subsequent default	90 days
Real estate - residential mortgage | Interest rate concession
Loan modifications classified as troubled debt restructurings
Number of Loans	1
Pre-Modification Recorded Investment (in Dollars)	239,000
Post-Modification Recorded Investment (in Dollars)	239,000
Commercial, financial and agricultural | Commercial real estate lending | Interest rate concession
Loan modifications classified as troubled debt restructurings
Number of Loans	1
Pre-Modification Recorded Investment (in Dollars)	15,000
Post-Modification Recorded Investment (in Dollars)	15,000
Commercial, financial and agricultural | Commercial business lending | Interest rate concession
Loan modifications classified as troubled debt restructurings
Number of Loans	1
Pre-Modification Recorded Investment (in Dollars)	17,000
Post-Modification Recorded Investment (in Dollars)	$17,000

Loans_Impaired_Loans_Details

Loans - Impaired Loans (Details) (USD $)	3 Months Ended	12 Months Ended
	Mar. 31, 2015	Dec. 31, 2014
Impaired loans
Impaired loans, troubled debt restructurings	$5,710,000	$5,830,000
Impaired loans, Recorded Investment	5,896,000	6,014,000
Impaired loans, Unpaid Principal Balance	6,200,000	6,232,000
Impaired loans, Related Allowance	887,000	879,000
Impaired loans, Average Balance	5,987,000	5,901,000
Impaired loans, Interest Income Recognized	81,000	302,000
Real estate - residential mortgage
Impaired loans
Impaired loans, Recorded Investment	3,213,000	3,000,000
Impaired loans, Unpaid Principal Balance	3,373,000	3,094,000
Impaired loans, Related Allowance	466,000	417,000
Impaired loans, Average Balance	3,284,000	2,931,000
Impaired loans, Interest Income Recognized	41,000	139,000
Commercial, financial and agricultural | Commercial real estate lending
Impaired loans
Impaired loans, Recorded Investment	2,445,000	2,786,000
Impaired loans, Unpaid Principal Balance	2,586,000	2,908,000
Impaired loans, Related Allowance	390,000	440,000
Impaired loans, Average Balance	2,459,000	2,735,000
Impaired loans, Interest Income Recognized	36,000	150,000
Commercial, financial and agricultural | Commercial business lending
Impaired loans
Impaired loans, Recorded Investment	114,000	103,000
Impaired loans, Unpaid Principal Balance	114,000	103,000
Impaired loans, Related Allowance	17,000	15,000
Impaired loans, Average Balance	118,000	115,000
Impaired loans, Interest Income Recognized	2,000	7,000
Equity lines
Impaired loans
Impaired loans, Recorded Investment	30,000	30,000
Impaired loans, Unpaid Principal Balance	32,000	32,000
Impaired loans, Related Allowance	1,000	1,000
Impaired loans, Average Balance	32,000	25,000
Impaired loans, Interest Income Recognized		2,000
Consumer Loan
Impaired loans
Impaired loans, Recorded Investment	94,000	95,000
Impaired loans, Unpaid Principal Balance	95,000	95,000
Impaired loans, Related Allowance	13,000	6,000
Impaired loans, Average Balance	94,000	95,000
Impaired loans, Interest Income Recognized	$2,000	$4,000

Loans_Purchased_Credit_Impaire

Loans - Purchased Credit Impaired Loans (Details) (CVBK, USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Impaired loans
Unpaid principal balance	$115,831	$121,556
Carryng value	96,623	101,570
PCI Loans
Impaired loans
Unpaid principal balance	34,377	36,541
Carryng value	$19,824	$21,424

Loans_Purchased_Credit_Impaire1

Loans - Purchased Credit Impaired Loans - Change in Accretable Yield (Details) (PCI Loans, USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
PCI Loans
Change in the accretable yield
Accretable yield	$13,488	$7,776
Accretion	-753	-698
Reclassification of nonaccreatable difference due to improvement in expected cash flows	3	8,743
Other changes, net	-362
Accretable yield	$12,376	$15,821

Allowance_for_Loan_Losses_Chan

Allowance for Loan Losses - Change in Allowance for Loan Losses (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014	Dec. 31, 2013
Changes in the allowance for loan losses
Balance at the beginning of period	$35,606	$34,852
Provision charged to operations	3,515	3,510
Loans charged off	-4,782	-4,666
Recoveries of loans previously charged off	1,358	1,212
Balance at the end of period	35,697	34,908
Real estate - residential mortgage
Changes in the allowance for loan losses
Balance at the beginning of period	2,313	2,355
Provision charged to operations	15	15
Loans charged off	-20	-73
Recoveries of loans previously charged off	162	9
Balance at the end of period	2,470	2,306
Real estate - construction
Changes in the allowance for loan losses
Balance at the beginning of period			434	434
Balance at the end of period	434	434	434	434
Commercial, financial and agricultural
Changes in the allowance for loan losses
Balance at the beginning of period	7,744	7,805
Loans charged off	-13
Recoveries of loans previously charged off	8	35
Balance at the end of period	7,739	7,840
Equity lines
Changes in the allowance for loan losses
Balance at the beginning of period			812	892
Balance at the end of period	812	892	812	892
Consumer Loan
Changes in the allowance for loan losses
Balance at the beginning of period	211	273
Loans charged off	-59	-105
Recoveries of loans previously charged off	41	146
Balance at the end of period	193	314
Consumer Finance
Changes in the allowance for loan losses
Balance at the beginning of period	24,092	23,093
Provision charged to operations	3,500	3,495
Loans charged off	-4,690	-4,488
Recoveries of loans previously charged off	1,147	1,022
Balance at the end of period	$24,049	$23,122

Allowance_for_Loan_Losses_Allo

Allowance for Loan Losses - Allowance and Loans by Impairment Methodology (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Changes in the allowance for loan losses
Ending balance	$35,697	$35,606	$34,908	$34,852
Ending balance: individually evaluated for impairment	887	879
Ending balance, collectively evaluated for impairment	34,810	34,727
Loans:
Ending balance	843,850	835,804
Ending balance: individually evaluated for impairment	5,896	6,014
Ending balance: collectively evaluated for impairment	818,130	808,366
Ending balance: acquired loans - purchase credit impaired	19,824	21,424
Real estate - residential mortgage
Changes in the allowance for loan losses
Ending balance	2,470	2,313	2,306	2,355
Ending balance: individually evaluated for impairment	466	417
Ending balance, collectively evaluated for impairment	2,004	1,896
Loans:
Ending balance	180,379	179,817
Ending balance: individually evaluated for impairment	3,213	3,000
Ending balance: collectively evaluated for impairment	175,510	175,094
Ending balance: acquired loans - purchase credit impaired	1,656	1,723
Real estate - construction
Changes in the allowance for loan losses
Ending balance	434	434	434	434
Ending balance, collectively evaluated for impairment	434	434
Loans:
Ending balance	7,407	7,325
Ending balance: collectively evaluated for impairment	7,407	7,325
Commercial, financial and agricultural
Changes in the allowance for loan losses
Ending balance	7,739	7,744	7,840	7,805
Ending balance: individually evaluated for impairment	407	455
Ending balance, collectively evaluated for impairment	7,332	7,289
Loans:
Ending balance	320,593	306,845
Ending balance: individually evaluated for impairment	2,559	2,889
Ending balance: collectively evaluated for impairment	300,193	284,589
Ending balance: acquired loans - purchase credit impaired	17,841	19,367
Equity lines
Changes in the allowance for loan losses
Ending balance	812	812	892	892
Ending balance: individually evaluated for impairment	1	1
Ending balance, collectively evaluated for impairment	811	811
Loans:
Ending balance	49,644	50,321
Ending balance: individually evaluated for impairment	30	30
Ending balance: collectively evaluated for impairment	49,303	49,973
Ending balance: acquired loans - purchase credit impaired	311	318
Consumer Loan
Changes in the allowance for loan losses
Ending balance	193	211	314	273
Ending balance: individually evaluated for impairment	13	6
Ending balance, collectively evaluated for impairment	180	205
Loans:
Ending balance	8,483	8,163
Ending balance: individually evaluated for impairment	94	95
Ending balance: collectively evaluated for impairment	8,373	8,052
Ending balance: acquired loans - purchase credit impaired	16	16
Consumer Finance
Changes in the allowance for loan losses
Ending balance	24,049	24,092	23,122	23,093
Ending balance, collectively evaluated for impairment	24,049	24,092
Loans:
Ending balance	277,344	283,333
Ending balance: collectively evaluated for impairment	$277,344	$283,333

Allowance_for_Loan_Losses_Cred

Allowance for Loan Losses - Credit Quality Indicators (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Allowance for loan losses
Loans	$843,850	$835,804
Loans, excluding consumer finance	566,506	552,471
Pass
Allowance for loan losses
Loans, excluding consumer finance	518,529	502,149
Pass | CVBK
Allowance for loan losses
Loans	83,040
Loans, excluding consumer finance		87,270
Special Mention
Allowance for loan losses
Loans, excluding consumer finance	10,500	11,444
Special Mention | CVBK
Allowance for loan losses
Loans	2,880
Loans, excluding consumer finance		2,990
Substandard
Allowance for loan losses
Loans, excluding consumer finance	32,568	33,974
Substandard | CVBK
Allowance for loan losses
Loans	10,110
Loans, excluding consumer finance		10,710
Substandard Nonaccrual
Allowance for loan losses
Loans, excluding consumer finance	4,909	4,904
Substandard Nonaccrual | CVBK
Allowance for loan losses
Loans	589
Loans, excluding consumer finance		603
Real estate - residential mortgage
Allowance for loan losses
Loans	180,379	179,817
Loans, excluding consumer finance	180,379	179,817
Real estate - residential mortgage | Pass
Allowance for loan losses
Loans, excluding consumer finance	173,743	171,414
Real estate - residential mortgage | Special Mention
Allowance for loan losses
Loans, excluding consumer finance	1,564	2,978
Real estate - residential mortgage | Substandard
Allowance for loan losses
Loans, excluding consumer finance	2,723	2,953
Real estate - residential mortgage | Substandard Nonaccrual
Allowance for loan losses
Loans, excluding consumer finance	2,349	2,472
Real estate - construction
Allowance for loan losses
Loans	7,407	7,325
Real estate - construction | Construction Lending
Allowance for loan losses
Loans, excluding consumer finance	5,250	3,839
Real estate - construction | Construction Lending | Pass
Allowance for loan losses
Loans, excluding consumer finance	2,586	1,191
Real estate - construction | Construction Lending | Special Mention
Allowance for loan losses
Loans, excluding consumer finance	16
Real estate - construction | Construction Lending | Substandard
Allowance for loan losses
Loans, excluding consumer finance	2,648	2,648
Real estate - construction | Consumer lot lending
Allowance for loan losses
Loans, excluding consumer finance	2,157	3,486
Real estate - construction | Consumer lot lending | Pass
Allowance for loan losses
Loans, excluding consumer finance	2,157	3,486
Commercial, financial and agricultural
Allowance for loan losses
Loans	320,593	306,845
Commercial, financial and agricultural | Commercial real estate lending
Allowance for loan losses
Loans, excluding consumer finance	199,345	184,780
Commercial, financial and agricultural | Commercial real estate lending | Pass
Allowance for loan losses
Loans, excluding consumer finance	178,024	165,804
Commercial, financial and agricultural | Commercial real estate lending | Special Mention
Allowance for loan losses
Loans, excluding consumer finance	5,104	4,136
Commercial, financial and agricultural | Commercial real estate lending | Substandard
Allowance for loan losses
Loans, excluding consumer finance	14,270	12,807
Commercial, financial and agricultural | Commercial real estate lending | Substandard Nonaccrual
Allowance for loan losses
Loans, excluding consumer finance	1,947	2,033
Commercial, financial and agricultural | Land acquisition and development lending
Allowance for loan losses
Loans, excluding consumer finance	42,318	47,473
Commercial, financial and agricultural | Land acquisition and development lending | Pass
Allowance for loan losses
Loans, excluding consumer finance	40,904	43,693
Commercial, financial and agricultural | Land acquisition and development lending | Special Mention
Allowance for loan losses
Loans, excluding consumer finance	1,091	1,136
Commercial, financial and agricultural | Land acquisition and development lending | Substandard
Allowance for loan losses
Loans, excluding consumer finance	323	2,644
Commercial, financial and agricultural | Builder line lending
Allowance for loan losses
Loans, excluding consumer finance	21,343	20,255
Commercial, financial and agricultural | Builder line lending | Pass
Allowance for loan losses
Loans, excluding consumer finance	19,327	18,321
Commercial, financial and agricultural | Builder line lending | Special Mention
Allowance for loan losses
Loans, excluding consumer finance	1,226	1,389
Commercial, financial and agricultural | Builder line lending | Substandard
Allowance for loan losses
Loans, excluding consumer finance	569	545
Commercial, financial and agricultural | Builder line lending | Substandard Nonaccrual
Allowance for loan losses
Loans, excluding consumer finance	221
Commercial, financial and agricultural | Commercial business lending
Allowance for loan losses
Loans, excluding consumer finance	57,587	54,337
Commercial, financial and agricultural | Commercial business lending | Pass
Allowance for loan losses
Loans, excluding consumer finance	45,705	41,813
Commercial, financial and agricultural | Commercial business lending | Special Mention
Allowance for loan losses
Loans, excluding consumer finance	687	930
Commercial, financial and agricultural | Commercial business lending | Substandard
Allowance for loan losses
Loans, excluding consumer finance	11,195	11,594
Equity lines
Allowance for loan losses
Loans	49,644	50,321
Loans, excluding consumer finance	49,644	50,321
Equity lines | Pass
Allowance for loan losses
Loans, excluding consumer finance	47,795	48,443
Equity lines | Special Mention
Allowance for loan losses
Loans, excluding consumer finance	765	772
Equity lines | Substandard
Allowance for loan losses
Loans, excluding consumer finance	733	750
Equity lines | Substandard Nonaccrual
Allowance for loan losses
Loans, excluding consumer finance	351	356
Consumer Loan
Allowance for loan losses
Loans	8,483	8,163
Loans, excluding consumer finance	8,483	8,163
Consumer Loan | Pass
Allowance for loan losses
Loans, excluding consumer finance	8,288	7,984
Consumer Loan | Special Mention
Allowance for loan losses
Loans, excluding consumer finance	47	103
Consumer Loan | Substandard
Allowance for loan losses
Loans, excluding consumer finance	107	33
Consumer Loan | Substandard Nonaccrual
Allowance for loan losses
Loans, excluding consumer finance	$41	$43

Allowance_for_Loan_Losses_Loan

Allowance for Loan Losses - Loans by Credit Quality Indicators - Performing and Non-Performing (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Allowance for loan losses
Loans	$843,850	$835,804
Consumer Finance
Allowance for loan losses
Loans	277,344	283,333
Consumer Finance | Performing
Allowance for loan losses
Loans	276,605	282,293
Consumer Finance | Nonperforming
Allowance for loan losses
Loans	$739	$1,040

Shareholders_Equity_and_Earnin2

Shareholders’ Equity and Earnings Per Common Share - Accumulated Other Comprehensive Income (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
Shareholders’ Equity and Earnings Per Common Share
Deferred taxes included in AOCI	$1,770,000	$1,660,000
Net unrealized gains on securities	5,188,000	4,850,000
Net unrecognized loss on cash flow hedges	-159,000	-64,000
Net unrecognized losses on defined benefit plan	-1,709,000	-1,700,000
Total accumulated other comprehensive income	$3,320,000	$3,086,000

Shareholders_Equity_Other_Comp

Shareholders' Equity, Other Comprehensive Income and Earnings Per Common Share - Share Repurchase Program (Details) (Common, USD $)	3 Months Ended
In Millions, except Share data, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Common stock
Shares repurchased	41,204
Repurchase Program
Common stock
Shares repurchased	38,759
Share repurchase program, maximum amount authorized to be repurchased	5
Restricted Stock Tax Withholding Repurchases
Common stock
Shares repurchased	2,445	225

Shareholders_Equity_and_Earnin3

Shareholders’ Equity and Earnings Per Common Share - Earnings Per Common Share (Details) (USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Components of earnings per share calculations
Net income available to common shareholders	$2,645	$2,892
Weighted average number of common shares used in earnings per common share – basic (in shares)	3,414,172	3,400,839
Effect of dilutive securities:
Stock option awards and warrant	367	90,801
Weighted average number of common shares used in earnings per common share – assuming dilution	3,414,539	3,491,640

Shareholders_Equity_and_Earnin4

Shareholders’ Equity and Earnings Per Common Share - Antidilutive Securities (Details) (Stock options)	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
Stock options
Antidilutive securities
Antidilutive securities excluded from earnings per share	88,762	116,150

Employee_Benefit_Plans_Net_Per

Employee Benefit Plans - Net Periodic Benefit Costs (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Components of net periodic benefit cost
Service cost	$267	$191
Interest cost	117	113
Expected return on plan assets	-253	-208
Amortization of prior service cost	-14	-17
Recognized net actuarial loss	29	8
Net periodic benefit cost	$146	$87

Fair_Value_of_Assets_and_Liabi2

Fair Value of Assets and Liabilities - Financial Assets Measured at Fair Value on a Recurring Basis (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Securities available for sale
Securities available for sale	$220,834	$221,897
Forward sales commitments
Securities available for sale
Derivative asset	723
Recurring
Securities available for sale
Securities available for sale	220,834	221,897
Loans held for sale	41,477	28,279
Total assets measured at fair value	263,034	250,664
Recurring | Cash Flow Hedges
Securities available for sale
Derivative asset		40
Recurring | Interest rate lock commitments
Securities available for sale
Derivative asset		448
Recurring | Forward sales commitments
Securities available for sale
Derivative asset	723
Recurring | Interest Rate Swap | Cash Flow Hedges
Liabilities:
Derivative liabilities	251	143
Level 2
Securities available for sale
Securities available for sale	220,834	221,897
Loans held for sale	41,477	28,279
Liabilities:
Derivative liabilities	251
Level 2 | Cash Flow Hedges
Securities available for sale
Derivative asset		40
Level 2 | Interest rate lock commitments
Securities available for sale
Derivative asset		448
Level 2 | Forward sales commitments
Securities available for sale
Derivative asset	723
Level 2 | Interest Rate Swap | Cash Flow Hedges
Liabilities:
Derivative liabilities		143
Level 2 | Recurring
Securities available for sale
Securities available for sale	220,834	221,897
Loans held for sale	41,477	28,279
Total assets measured at fair value	263,034	250,664
Level 2 | Recurring | Cash Flow Hedges
Securities available for sale
Derivative asset		40
Level 2 | Recurring | Interest rate lock commitments
Securities available for sale
Derivative asset		448
Level 2 | Recurring | Forward sales commitments
Securities available for sale
Derivative asset	723
Level 2 | Recurring | Interest Rate Swap | Cash Flow Hedges
Liabilities:
Derivative liabilities	251	143
U.S. government agencies and corporations
Securities available for sale
Securities available for sale	20,540	22,934
U.S. government agencies and corporations | Recurring
Securities available for sale
Securities available for sale	20,540	22,934
U.S. government agencies and corporations | Level 2 | Recurring
Securities available for sale
Securities available for sale	20,540	22,934
Mortgage-backed securities
Securities available for sale
Securities available for sale	68,483	67,619
Mortgage-backed securities | Recurring
Securities available for sale
Securities available for sale	68,483	67,619
Mortgage-backed securities | Level 2 | Recurring
Securities available for sale
Securities available for sale	68,483	67,619
Obligations of states and political subdivisions
Securities available for sale
Securities available for sale	131,811	131,344
Obligations of states and political subdivisions | Recurring
Securities available for sale
Securities available for sale	131,811	131,344
Obligations of states and political subdivisions | Level 2 | Recurring
Securities available for sale
Securities available for sale	$131,811	$131,344

Fair_Value_of_Assets_and_Liabi3

Fair Value of Assets and Liabilities - Financial Assets Measured at Fair Value on Non-Recurring Basis (Details) (Nonrecurring, USD $)	3 Months Ended	12 Months Ended
	Mar. 31, 2015	Dec. 31, 2014
Fair value assets and liabilities - Nonrecurring Basis
Value above which impaired loans are valued using either the present value of expected future cash flows or fair value of the collateral	$500,000
Value below which loans are valued using the present value of expected future cash flows discounted at the loan's effective interest rate	500,000
Financial assets measured at fair value on a non-recurring basis	3,091,000	2,010,000
Impaired loans, net
Fair value assets and liabilities - Nonrecurring Basis
Financial assets measured at fair value on a non-recurring basis	2,301,000	1,224,000
Other real estate owned, net
Fair value assets and liabilities - Nonrecurring Basis
Financial assets measured at fair value on a non-recurring basis	790,000	786,000
Level 3
Fair value assets and liabilities - Nonrecurring Basis
Financial assets measured at fair value on a non-recurring basis	3,091,000	2,010,000
Level 3 | Impaired loans, net
Fair value assets and liabilities - Nonrecurring Basis
Financial assets measured at fair value on a non-recurring basis	2,301,000	1,224,000
Level 3 | Impaired loans, net | Minimum
Fair value assets and liabilities - Nonrecurring Basis
Discount rate	10.00%
Level 3 | Impaired loans, net | Maximum
Fair value assets and liabilities - Nonrecurring Basis
Discount rate	50.00%
Level 3 | Other real estate owned, net
Fair value assets and liabilities - Nonrecurring Basis
Financial assets measured at fair value on a non-recurring basis	$790,000	786,000
Level 3 | Other real estate owned, net | Minimum
Fair value assets and liabilities - Nonrecurring Basis
Discount rate		0.00%
Level 3 | Other real estate owned, net | Maximum
Fair value assets and liabilities - Nonrecurring Basis
Discount rate		40.00%

Fair_Value_of_Assets_and_Liabi4

Fair Value of Assets and Liabilities - Carrying Value and Estimated Fair Value of Financial Instruments (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Assets:
Securities available for sale	$220,834	$221,897
Bank-owned life insurance	14,582	14,484
Level 1
Assets:
Cash and short-term investments	173,435	167,616
Accrued interest receivable, fair value	6,079	6,421
Financial liabilities:
Demand deposits	692,144	659,594
Accrued interest payable	730	740
Level 2
Assets:
Securities available for sale	220,834	221,897
Loans held for sale	41,477	28,279
Bank-owned life insurance	14,582	14,484
Financial liabilities:
Time deposits	362,675	369,538
Borrowings	158,660	160,052
Derivative liabilities	251
Level 3
Assets:
Loans, net	820,189	813,010
Carrying Value
Assets:
Cash and short-term investments	173,435	167,616
Securities available for sale	220,834	221,897
Loans, net	808,153	800,198
Loans held for sale	41,477	28,279
Bank-owned life insurance	14,582	14,484
Accrued interest receivable, fair value	6,079	6,421
Financial liabilities:
Demand deposits	692,144	659,594
Time deposits	359,723	366,507
Borrowings	165,672	167,027
Derivative liabilities	251
Accrued interest payable	730	740
Total Fair Value
Assets:
Cash and short-term investments	173,435	167,616
Securities available for sale	220,834	221,897
Loans, net	820,189	813,010
Loans held for sale	41,477	28,279
Bank-owned life insurance	14,582	14,484
Accrued interest receivable, fair value	6,079	6,421
Financial liabilities:
Demand deposits	692,144	659,594
Time deposits	362,675	369,538
Borrowings	158,660	160,052
Derivative liabilities	251
Accrued interest payable	730	740
Interest rate lock commitments | Level 2
Assets:
Derivative asset		448
Interest rate lock commitments | Carrying Value
Assets:
Derivative asset		448
Interest rate lock commitments | Total Fair Value
Assets:
Derivative asset		448
Forward sales commitments
Assets:
Derivative asset	723
Forward sales commitments | Level 2
Assets:
Derivative asset	723
Forward sales commitments | Carrying Value
Assets:
Derivative asset	723
Forward sales commitments | Total Fair Value
Assets:
Derivative asset	723
Cash Flow Hedges | Level 2
Assets:
Derivative asset		40
Cash Flow Hedges | Carrying Value
Assets:
Derivative asset		40
Cash Flow Hedges | Total Fair Value
Assets:
Derivative asset		40
Cash Flow Hedges | Interest Rate Swap | Level 2
Financial liabilities:
Derivative liabilities		143
Cash Flow Hedges | Interest Rate Swap | Carrying Value
Financial liabilities:
Derivative liabilities		143
Cash Flow Hedges | Interest Rate Swap | Total Fair Value
Financial liabilities:
Derivative liabilities		$143

Business_Segments_Segment_Repo

Business Segments - Segment Reporting - (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014
	segment
Business Segments
Number of Operating Segments	3
Revenues:
Interest income	$20,803	$21,294
Gains on sales of loans	1,645	1,169
Other noninterest income	3,456	3,482
Total operating income	25,904	25,945
Expenses:
Provision for loan losses	3,515	3,510
Interest expense	2,031	2,220
Salaries and employee benefits	10,164	9,159
Other noninterest expenses	6,586	6,932
Total operating expenses	22,296	21,821
Income (loss) before income taxes	3,608	4,124
Income tax expense	963	1,232
Net income	2,645	2,892
Total assets	1,363,825	1,339,853	1,338,187
Goodwill	14,425	14,425	14,425
Capital expenditures	308	508
Other
Revenues:
Other noninterest income	392	341
Total operating income	392	341
Expenses:
Interest expense	289	237
Salaries and employee benefits	399	201
Other noninterest expenses	146	235
Total operating expenses	834	673
Income (loss) before income taxes	-442	-332
Income tax expense	-168	-127
Net income	-274	-205
Total assets	4,302	3,858
Capital expenditures	1	1
Operating Segments | Retail Banking
Revenues:
Interest income	10,549	10,768
Other noninterest income	2,181	2,225
Total operating income	12,730	12,993
Expenses:
Interest expense	1,332	1,575
Salaries and employee benefits	5,937	5,850
Other noninterest expenses	4,256	4,576
Total operating expenses	11,525	12,001
Income (loss) before income taxes	1,205	992
Income tax expense	20	8
Net income	1,185	984
Total assets	1,203,194	1,181,492
Goodwill	3,702	3,702
Capital expenditures	241	468
Operating Segments | Mortgage Banking
Revenues:
Interest income	294	298
Gains on sales of loans	1,645	1,169
Other noninterest income	596	615
Total operating income	2,535	2,082
Expenses:
Provision for loan losses	15	15
Interest expense	48	44
Salaries and employee benefits	1,389	961
Other noninterest expenses	1,004	1,037
Total operating expenses	2,456	2,057
Income (loss) before income taxes	79	25
Income tax expense	32	10
Net income	47	15
Total assets	55,406	43,238
Capital expenditures	31	34
Operating Segments | Consumer Finance
Revenues:
Interest income	11,119	11,438
Other noninterest income	287	301
Total operating income	11,406	11,739
Expenses:
Provision for loan losses	3,500	3,495
Interest expense	1,521	1,574
Salaries and employee benefits	2,439	2,147
Other noninterest expenses	1,180	1,084
Total operating expenses	8,640	8,300
Income (loss) before income taxes	2,766	3,439
Income tax expense	1,079	1,341
Net income	1,687	2,098
Total assets	277,160	277,980
Goodwill	10,723	10,723
Capital expenditures	35	5
Eliminations
Revenues:
Interest income	-1,159	-1,210
Total operating income	-1,159	-1,210
Expenses:
Interest expense	-1,159	-1,210
Total operating expenses	-1,159	-1,210
Total assets	($176,237)	($166,715)

Business_Segments_Segment_Debt

Business Segments - Segment Debt (Details)	3 Months Ended
	Mar. 31, 2015
Mortgage Banking | FHLB Advances
Business Segments
Variable rate, spread (as a percent)	0.50%
Consumer Finance | Minimum
Business Segments
Variable rate, spread (as a percent)	3.80%
Consumer Finance | Maximum
Business Segments
Variable rate, spread (as a percent)	8.00%
Consumer Finance | LIBOR | Minimum
Business Segments
Variable rate, spread (as a percent)	2.00%

Commitments_and_Financial_Inst2

Commitments and Financial Instruments with Off-Balance-Sheet Risk - IRLC and Other Derivatives (Details) (USD $)	3 Months Ended
	Mar. 31, 2015
C&F Mortgage
Commitments and Financial Instruments with Off-Balance Sheet Risk
Recourse period for early payment default, minimum	90 days
Recourse period for early payment default, maximum	1 year
Forward sales commitments
Commitments and Financial Instruments with Off-Balance Sheet Risk
Notional amount	104,380,000
Derivative asset	723,000

Commitments_and_Financial_Inst3

Commitments and Financial Instruments with Off-Balance-Sheet Risk - Changes in Allowance for Indemnifications Losses (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Change in the allowance for indemnification losses
Provision for indemnifications	$58	$46
Indemnification reserve for recourse provisions
Change in the allowance for indemnification losses
Allowance, beginning of period	2,089	2,415
Provision for indemnifications	58	46
Allowance, end of period	$2,147	$2,461

Interest_Rate_Swaps_Details

Interest Rate Swaps (Details) (Cash Flow Hedges, USD $)	Mar. 31, 2015
Interest Rate Swap
Derivatives and other information
Notional amount	$25,000,000
September 2015 Interest Rate Swaps
Derivatives and other information
Notional amount	10,000,000
Derivative liability recorded in other liabilities	-94,000
December 2019 Interest Rate Swaps
Derivatives and other information
Notional amount	15,000,000
Derivative liability recorded in other liabilities	-157,000
Trust Preferred Securities Subject to Mandatory Redemption | September 2015 Interest Rate Swaps
Derivatives and other information
Amount hedged	10,000,000
Trust Preferred Securities Subject to Mandatory Redemption | December 2019 Interest Rate Swaps
Derivatives and other information
Amount hedged	$15,000,000

Other_Noninterest_Expenses_Det

Other Noninterest Expenses (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Other Noninterest Expenses
Data processing fees	$882	$995
Professional fees	498	670
Telecommunication expenses	345	348
Amortization of core deposit intangible	263	319
Travel and educational expenses	248	282
FDIC insurance expense	218	385
All other noninterest expenses	1,972	1,801
Total Other Noninterest Expenses	$4,426	$4,800