EXHIBIT 99.1
CERTIFICATION PURSUANT TO
18 U.S.C. SECTION 1350,
AS ADOPTED PURSUANT TO
SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002
In connection with the Quarterly Report of Southern Financial Bancorp, Inc. on Form 10-Q for the period ended June 30, 2002 as filed with the Securities and Exchange Commission on the date hereof (the “Report”), I, Georgia S. Derrico, Chairman and Chief Executive Officer of Southern Financial , certify, pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that:
| (1) | This Report fully complies with the requirements of section 13(a) or 15(d) of the Securities Exchange Act of 1934. |
| (2) | The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company. |
| s/s Georgia S. Derrico |
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|
| Georgia S. Derrico |
| Chairman and Chief Executive Officer |
| August 14, 2002 |
CERTIFICATION PURSUANT TO
18 U.S.C. SECTION 1350,
AS ADOPTED PURSUANT TO
SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002
In connection with the Quarterly Report of Southern Financial Bancorp, Inc. on Form 10-Q for the period ended June 30, 2002 as filed with the Securities and Exchange Commission on the date hereof (the “Report”), I, Patricia A. Ferrick, Chief Financial Officer and Senior Vice President of Southern Financial , certify, pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that:
| (1) | This Report fully complies with the requirements of section 13(a) or 15(d) of the Securities Exchange Act of 1934. |
| (2) | The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company. |
| s/s Patricia A. Ferrick |
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|
| Patricia A. Ferrick |
| Chief Financial Officer and Senior Vice |
| President |
| August 14, 2002 |
CERTIFICATION PURSUANT TO
18 U.S.C. SECTION 1350,
AS ADOPTED PURSUANT TO
SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002
In connection with the Quarterly Report of Southern Financial Bancorp, Inc. on Form 10-Q for the period ended June 30, 2002 as filed with the Securities and Exchange Commission on the date hereof (the “Report”), I, William H. Lagos, Controller and Senior Vice President of Southern Financial, certify, pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that:
| (1) | | This Report fully complies with the requirements of section 13(a) or 15(d) of the Securities Exchange Act of 1934. |
| (2) | | The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company. |
| s/s William H. Lagos |
|
|
| William H. Lagos |
| Controller and Senior Vice President |
| August 14, 2002 |
CERTIFICATION PURSUANT TO
18 U.S.C. SECTION 1350,
AS ADOPTED PURSUANT TO
SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002
In connection with the Quarterly Report of Southern Financial Bancorp, Inc. on Form 10-Q for the period ended June 30, 2002 as filed with the Securities and Exchange Commission on the date hereof (the “Report”), I, Tim A. Armstrong, Assistant Controller and Vice President of Southern Financial , certify, pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that:
| (1) | This Report fully complies with the requirements of section 13(a) or 15(d) of the Securities Exchange Act of 1934. |
| (2) | The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company. |
| s/s Tim A. Armstrong |
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|
| Tim A. Armstrong |
| Assistant Controller and Vice President |
| August 14, 2002 |
