Fairfax Financial Holdings Limited (FAXRF) SC 13D/A Resolute Forest Products / FAIRFAX FINANCIAL HOLDINGS LTD/ CAN ownership change

EXHIBIT 8.1

CUSIP No. 003687209

AGREEMENT CONCERNING JOINT FILING OF SCHEDULE 13D

The undersigned agree as follows:

(i) each of them is individually eligible to use Schedule 13D to which this Exhibit is attached, and such Schedule 13D is filed on behalf of each of them; and

(ii) each of them is responsible for the timely filing of such Schedule 13D and any amendments thereto, and for the completeness and accuracy of the information concerning such person contained therein; but none of them is responsible for the completeness or accuracy of the information concerning the other person making the filing, unless such person knows or has reason to believe that such information is inaccurate.

This Agreement may be executed in any number of counterparts, each of which shall be deemed to be an original, but all of which, taken together, shall constitute one and the same instrument.

Dated as of December 11, 2012

V. PREM WATSA
/s/ V. Prem Watsa
1109519 ONTARIO LIMITED
By:	/s/ V. Prem Watsa
	Name:	V. Prem Watsa
	Title:	President
THE SIXTY TWO INVESTMENT COMPANY LIMITED
By:	/s/ V. Prem Watsa
	Name:	V. Prem Watsa
	Title:	President
810679 ONTARIO LIMITED
By:	/s/ V. Prem Watsa
	Name:	V. Prem Watsa
	Title:	President
FAIRFAX FINANCIAL HOLDINGS LIMITED
By:	/s/ V. Prem Watsa
	Name:	V. Prem Watsa
	Title:	Chairman and Chief Executive Officer

TIG INSURANCE COMPANY
By:	/s/ John J. Bator
	Name:	John J. Bator
	Title:	Senior Vice President and Chief Financial Officer
FAIRMONT SPECIALTY INSURANCE COMPANY
By:	/s/ John J. Bator
	Name:	John J. Bator
	Title:	Senior Vice President and Chief Financial Officer
GENERAL FIDELITY INSURANCE COMPANY
By:	/s/ John J. Bator
	Name:	John J. Bator
	Title:	Senior Vice President and Chief Financial Officer
CLEARWATER INSURANCE COMPANY
By:	/s/ John J. Bator
	Name:	John J. Bator
	Title:	Senior Vice President and Chief Financial Officer

THE NORTH RIVER INSURANCE COMPANY
By:	/s/ Paul W. Bassaline
	Name:	Paul W. Bassaline
	Title:	Vice President
UNITED STATES FIRE INSURANCE COMPANY
By:	/s/ Paul W. Bassaline
	Name:	Paul W. Bassaline
	Title:	Vice President

ODYSSEY REINSURANCE COMPANY
By:	/s/ Kirk M. Reische
	Name:	Kirk M. Reische
	Title:	Vice President

NORTHBRIDGE COMMERCIAL INSURANCE CORPORATION
By:	/s/ Steve McManus
	Name:	Steve McManus
	Title:	Senior Vice President Finance
NORTHBRIDGE INDEMNITY INSURANCE CORPORATION
By:	/s/ Steve McManus
	Name:	Steve McManus
	Title:	Senior Vice President Finance
FEDERATED INSURANCE COMPANY OF CANADA
By:	/s/ Steve McManus
	Name:	Steve McManus
	Title:	Senior Vice President Finance
NORTHBRIDGE GENERAL INSURANCE CORPORATION
By:	/s/ Steve McManus
	Name:	Steve McManus
	Title:	Senior Vice President Finance
NORTHBRIDGE PERSONAL INSURANCE CORPORATION
By:	/s/ Steve McManus
	Name:	Steve McManus
	Title:	Senior Vice President Finance

ZENITH INSURANCE COMPANY
By:	/s/ Michael Jansen
	Name:	Michael Jansen
	Title:	Executive Vice President and General Counsel

SENECA INSURANCE COMPANY, INC.
By:	/s/ James V. Kraus
	Name:	James V. Kraus
	Title:	Assistant Vice President
SENECA SPECIALTY INSURANCE COMPANY
By:	/s/ James V. Kraus
	Name:	James V. Kraus
	Title:	Assistant Vice President

FAIRFAX (BARBADOS) INTERNATIONAL CORP.
By:	/s/ Janice Burke
	Name:	Janice Burke
	Title:	Vice President and General Manager
WENTWORTH INSURANCE COMPANY LTD.
By:	/s/ Janice Burke
	Name:	Janice Burke
	Title:	Vice President and General Manager

NEWLINE CORPORATE NAME LIMITED
By:	/s/ James R F Micklem
	Name:	James R F Micklem
	Title:	Director