Chemical Bank 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
Actavis PLC	Common	G0083B108	1,124	6,690	SH		SOLE		6,690	0	0
Aon PLC	Common	G0408V102	97	1,153	SH		SOLE		1,153	0	0
Aon PLC	Common	G0408V102	117	1,400	SH		OTR		1,400	0	0
Accenture PLC Ireland CL A	Common	G1151C101	3,138	38,163	SH		SOLE		38,163	0	0
Accenture PLC Ireland CL A	Common	G1151C101	674	8,202	SH		OTR		7,602	0	600
Covidien PLC	Common	G2554F113	283	4,160	SH		SOLE		4,160	0	0
Eaton Corp PLC	Common	G29183103	942	12,379	SH		SOLE		12,379	0	0
Eaton Corp PLC	Common	G29183103	19	250	SH		OTR		100	0	150
Ensco PLC	Common	G3157S106	207	3,625	SH		SOLE		3,625	0	0
Ensco PLC	Common	G3157S106	80	1,400	SH		OTR		1,400	0	0
Invesco LTD	Common	G491BT108	881	24,205	SH		SOLE		24,205	0	0
Invesco LTD	Common	G491BT108	71	1,950	SH		OTR		1,950	0	0
Noble Corporation	Common	H5833N103	1,516	40,459	SH		SOLE		40,459	0	0
Noble Corporation	Common	H5833N103	62	1,650	SH		OTR		1,450	0	200
Check Point Software Tech	Common	M22465104	250	3,875	SH		SOLE		3,875	0	0
AFLAC Inc.	Common	001055102	1,561	23,363	SH		SOLE		23,063	0	300
AFLAC Inc.	Common	001055102	301	4,500	SH		OTR		3,400	0	1,100
AGL Resouces, Inc	Common	001204106	216	4,581	SH		SOLE		4,581	0	0
AGL Resouces, Inc	Common	001204106	76	1,599	SH		OTR		1,599	0	0
AT&T Inc.	Common	00206R102	5,602	159,341	SH		SOLE		147,985	0	11,356
AT&T Inc.	Common	00206R102	698	19,842	SH		OTR		18,142	0	1,700
Abbott Labs	Common	002824100	2,434	63,493	SH		SOLE		59,918	0	3,575
Abbott Labs	Common	002824100	777	20,267	SH		OTR		19,967	0	300
Abbvie Inc	Common	00287Y109	4,272	80,889	SH		SOLE		76,814	0	4,075
Abbvie Inc	Common	00287Y109	1,147	21,717	SH		OTR		21,217	0	500
Activision Blizzard Inc	Common	00507V109	1,025	57,485	SH		SOLE		57,485	0	0
Advanced Auto Parts Inc.	Common	00751Y106	1,381	12,475	SH		SOLE		12,475	0	0
Aetna U S Healthcare Inc.	Common	00817Y108	2,159	31,482	SH		SOLE		31,382	0	100
Aetna U S Healthcare Inc.	Common	00817Y108	86	1,250	SH		OTR		1,250	0	0
Air Products & Chemicals Inc	Common	009158106	530	4,742	SH		SOLE		4,542	0	200
Air Products & Chemicals Inc	Common	009158106	56	500	SH		OTR		0	0	500
Alaska Communications	Common	01167P101	25	11,900	SH		SOLE		11,900	0	0
Alcoa Inc	Common	013817101	152	14,335	SH		SOLE		14,335	0	0
Alliance Res Partner Lp	Common	01877R108	239	3,100	SH		SOLE		3,100	0	0
Alliancebernstein Income	Common	01881E101	453	63,527	SH		SOLE		63,527	0	0
Allstate Corp	Common	020002101	420	7,709	SH		SOLE		7,709	0	0
Altria Group Inc	Common	02209S103	4,307	112,192	SH		SOLE		111,592	0	600
Altria Group Inc	Common	02209S103	231	6,010	SH		OTR		3,810	0	2,200
American Elec Pwr Inc	Common	025537101	2,044	43,738	SH		SOLE		43,438	0	300
American Elec Pwr Inc	Common	025537101	272	5,830	SH		OTR		4,530	0	1,300
American Express	Common	025816109	5,836	64,324	SH		SOLE		64,324	0	0
American Express	Common	025816109	186	2,050	SH		OTR		2,050	0	0
American Tower Corp New	Common	03027X100	699	8,758	SH		SOLE		8,758	0	0
American Tower Corp New	Common	03027X100	10	120	SH		OTR		120	0	0
Amgen Inc.	Common	031162100	651	5,705	SH		SOLE		5,705	0	0
Amgen Inc.	Common	031162100	496	4,350	SH		OTR		4,350	0	0
Amphenol Corp New	Common	032095101	806	9,040	SH		SOLE		9,040	0	0
Amphenol Corp New	Common	032095101	31	350	SH		OTR		350	0	0
Analog Devices Inc.	Common	032654105	854	16,775	SH		SOLE		16,775	0	0
Analog Devices Inc.	Common	032654105	25	500	SH		OTR		500	0	0
Apache Corp.	Common	037411105	355	4,134	SH		SOLE		4,134	0	0
Apache Corp.	Common	037411105	97	1,125	SH		OTR		925	0	200
Apollo Global Management	Common	037612306	196	6,200	SH		SOLE		6,200	0	0
Apollo Global Management	Common	037612306	95	3,000	SH		OTR		0	0	3,000
Apple Inc.	Common	037833100	2,843	5,068	SH		SOLE		5,008	0	60
Apple Inc.	Common	037833100	599	1,068	SH		OTR		1,068	0	0
Applied Matls Inc	Common	038222105	889	50,297	SH		SOLE		48,197	0	2,100
Ashland Inc New	Common	044209104	246	2,533	SH		SOLE		2,533	0	0
Ashland Inc New	Common	044209104	13	130	SH		OTR		130	0	0
Astrazeneca PLC ADR	Common	046353108	356	6,000	SH		SOLE		6,000	0	0
Atwood Oceanics Inc	Common	050095108	667	12,490	SH		SOLE		12,490	0	0
Automatic Data Processing Inc	Common	053015103	5,541	68,578	SH		SOLE		64,878	0	3,700
Automatic Data Processing	Common	053015103	555	6,865	SH		OTR		5,415	0	1,450
AVNET INC	Common	053807103	843	19,121	SH		SOLE		19,121	0	0
BCE Inc	Common	05534B760	301	6,943	SH		SOLE		6,943	0	0
Bank Hawaii Corp	Common	062540109	1,054	17,825	SH		SOLE		17,575	0	250
Bank Hawaii Corp	Common	062540109	253	4,275	SH		OTR		3,775	0	500
Bank Montreal Que	Common	063671101	333	5,000	SH		SOLE		5,000	0	0
Bank New York Mellon Corp	Common	064058100	402	11,493	SH		SOLE		10,993	0	500
Baxter Intl Inc.	Common	071813109	573	8,243	SH		SOLE		8,243	0	0
Baxter Intl Inc.	Common	071813109	104	1,500	SH		OTR		1,500	0	0
Beam Inc	Common	073730103	702	10,320	SH		SOLE		6,800	0	3,520
Becton Dickerson & Co	Common	075887109	420	3,800	SH		SOLE		3,500	0	300
Becton Dickerson & Co	Common	075887109	52	475	SH		OTR		75	0	400
Bed Bath & Beyond Inc	Common	075896100	1,278	15,915	SH		SOLE		15,915	0	0
Bed Bath & Beyond Inc	Common	075896100	82	1,025	SH		OTR		1,025	0	0
Biogen Idec Inc	Common	09062X103	1	5	SH		SOLE		5	0	0
Biogen Idec Inc	Common	09062X103	433	1,550	SH		OTR		1,550	0	0
Blackrock Inc	Common	09247X101	331	1,047	SH		SOLE		1,047	0	0
Blackrock Inc	Common	09247X101	278	880	SH		OTR		880	0	0
Blackrock Credit All Inc	Common	092508100	240	18,397	SH		OTR		18,397	0	0
Blackstone Group LP	Common	09253U108	414	13,150	SH		SOLE		13,150	0	0
Blackstone Group LP	Common	09253U108	72	2,270	SH		OTR		2,270	0	0
Boeing Co	Common	097023105	321	2,350	SH		SOLE		2,350	0	0
Boeing Co	Common	097023105	233	1,710	SH		OTR		1,710	0	0
Brandywine Rlty Tr	Common	105368203	355	25,200	SH		SOLE		25,200	0	0
Bristol-Myers Squibb Co.	Common	110122108	2,005	37,726	SH		SOLE		33,950	0	3,776
Bristol-Myers Squibb Co.	Common	110122108	499	9,390	SH		OTR		7,590	0	1,800
Buckeye Partners L P	Common	118230101	701	9,865	SH		SOLE		9,865	0	0
Buckeye Partners L P	Common	118230101	24	333	SH		OTR		333	0	0
Cigna Corp	Common	125509109	246	2,810	SH		SOLE		1,510	0	1,300
CMS Energy Corp.	Common	125896100	865	32,327	SH		SOLE		32,327	0	0
CMS Energy Corp.	Common	125896100	13	504	SH		OTR		504	0	0
CSX Corp	Common	126408103	856	29,743	SH		SOLE		29,743	0	0
CSX Corp	Common	126408103	46	1,600	SH		OTR		1,600	0	0
CVS/Caremark	Common	126650100	3,315	46,322	SH		SOLE		46,322	0	0
CVS/Caremark	Common	126650100	184	2,565	SH		OTR		2,565	0	0
California Wtr Svc Group	Common	130788102	231	10,000	SH		OTR		10,000	0	0
Canadian Nat'l Ry Co.	Common	136375102	305	5,348	SH		SOLE		5,348	0	0
Canadian Nat'l Ry Co.	Common	136375102	86	1,500	SH		OTR		1,500	0	0
Caterpillar Tractor Co.	Common	149123101	3,264	35,940	SH		SOLE		34,090	0	1,850
Caterpillar Tractor Co.	Common	149123101	382	4,208	SH		OTR		4,208	0	0
Celgene Corp Com	Common	151020104	2,673	15,817	SH		SOLE		15,817	0	0
Celgene Corp Com	Common	151020104	145	857	SH		OTR		857	0	0
Cenovus Energy Inc	Common	15135U109	243	8,493	SH		SOLE		8,493	0	0
Cenovus Energy Inc	Common	15135U109	9	300	SH		OTR		300	0	0
Centurylink Inc.	Common	156700106	670	21,039	SH		SOLE		21,039	0	0
Centurylink Inc.	Common	156700106	708	22,230	SH		OTR		21,930	0	300
Chemical Financial Corp.	Common	163731102	41,717	1,317,342	SH		SOLE		1,031,932	0	285,410
Chemical Financial Corp.	Common	163731102	2,830	89,353	SH		OTR		88,490	0	863
Chevron Corporation	Common	166764100	8,525	68,251	SH		SOLE		61,001	0	7,250
Chevron Corporation	Common	166764100	1,125	9,007	SH		OTR		8,207	0	800
Chicago Bridge & Iron Co	Common	167250109	880	10,580	SH		SOLE		10,580	0	0
Chubb Corp	Common	171232101	1,912	19,783	SH		SOLE		18,983	0	800
Chubb Corp	Common	171232101	28	285	SH		OTR		285	0	0
Cisco Systems Inc	Common	17275R102	2,003	89,279	SH		SOLE		89,279	0	0
Cisco Systems Inc	Common	17275R102	240	10,700	SH		OTR		9,950	0	750
Clorox Co	Common	189054109	517	5,569	SH		SOLE		5,569	0	0
Clorox Co	Common	189054109	101	1,085	SH		OTR		1,085	0	0
Coach Inc	Common	189754104	579	10,312	SH		SOLE		10,312	0	0
Coach Inc	Common	189754104	49	875	SH		OTR		875	0	0
Coca Cola Co.	Common	191216100	4,395	106,384	SH		SOLE		99,584	0	6,800
Coca Cola Co.	Common	191216100	566	13,705	SH		OTR		13,705	0	0
Cohen & Steers Tot RetRlty	Common	19247R103	156	13,000	SH		OTR		13,000	0	0
Colgate Palmolive Co.	Common	194162103	642	9,846	SH		SOLE		8,446	0	1,400
Colgate Palmolive Co.	Common	194162103	62	950	SH		OTR		950	0	0
Comcast Corp New Cl A	Common	20030N101	1,189	22,878	SH		SOLE		22,878	0	0
Comcast Corp New Cl A	Common	20030N101	10	200	SH		OTR		200	0	0
Comerica Inc.	Common	200340107	425	8,934	SH		SOLE		8,934	0	0
Comerica Inc.	Common	200340107	38	800	SH		OTR		0	0	800
Conocophillips	Common	20825C104	3,739	52,923	SH		SOLE		51,025	0	1,898
Conocophillips	Common	20825C104	702	9,936	SH		OTR		8,736	0	1,200
Corning Inc.	Common	219350105	1,096	61,525	SH		SOLE		61,525	0	0
Corning Inc.	Common	219350105	162	9,100	SH		OTR		8,700	0	400
Costco Whsl Corp New	Common	22160K105	1,772	14,885	SH		SOLE		14,885	0	0
Cullen Frost Bankers Inc	Common	229899109	465	6,250	SH		SOLE		6,250	0	0
Cullen Frost Bankers Inc	Common	229899109	33	449	SH		OTR		449	0	0
Cummins Inc	Common	231021106	836	5,930	SH		SOLE		5,930	0	0
DTE Energy Co.	Common	233331107	870	13,111	SH		SOLE		13,111	0	0
Danaher Corp.	Common	235851102	1,246	16,138	SH		SOLE		16,138	0	0
Danaher Corp.	Common	235851102	441	5,715	SH		OTR		5,715	0	0
Darden Restaurants Inc	Common	237194105	995	18,300	SH		SOLE		17,900	0	400
Darden Restaurants Inc	Common	237194105	41	750	SH		OTR		750	0	0
Deere & Co	Common	244199105	1,816	19,885	SH		SOLE		19,885	0	0
Deere & Co	Common	244199105	327	3,585	SH		OTR		3,585	0	0
Diageo Plc Spon Adr New	Common	25243Q205	1,553	11,730	SH		SOLE		11,730	0	0
Diageo Plc Spon Adr New	Common	25243Q205	41	310	SH		OTR		310	0	0
Disney Walt Prodtns	Common	254687106	2,215	28,998	SH		SOLE		28,598	0	400
Disney Walt Prodtns	Common	254687106	162	2,125	SH		OTR		2,125	0	0
Discover Finl Svcs	Common	254709108	1,707	30,515	SH		SOLE		30,515	0	0
Discover Finl Svcs	Common	254709108	70	1,260	SH		OTR		1,260	0	0
Dominion Res Inc. VA New	Common	25746U109	1,316	20,348	SH		SOLE		19,848	0	500
Dominion Res Inc. VA New	Common	25746U109	129	2,000	SH		OTR		1,000	0	1,000
Dover Corp	Common	260003108	1,414	14,645	SH		SOLE		14,645	0	0
Dover Corp	Common	260003108	12	125	SH		OTR		125	0	0
Dow Chemical Co.	Common	260543103	67,976	1,531,001	SH		SOLE		305,216	0	1,225,785
Dow Chemical Co.	Common	260543103	17,065	384,342	SH		OTR		145,954	0	238,388
Du Pont Ei De Nemours & Co.	Common	263534109	438	6,749	SH		SOLE		4,631	0	2,118
Du Pont Ei De Nemours & Co.	Common	263534109	88	1,360	SH		OTR		1,360	0	0
Duke Energy Corp New	Common	26441C204	785	11,375	SH		SOLE		11,175	0	200
Duke Energy Corp New	Common	26441C204	210	3,047	SH		OTR		3,047	0	0
EMC Corp	Common	268648102	272	10,820	SH		SOLE		10,820	0	0
EMC Corp	Common	268648102	210	8,347	SH		OTR		8,347	0	0
Eastman Chemical Co	Common	277432100	845	10,470	SH		SOLE		10,470	0	0
Ebay Inc	Common	278642103	234	4,260	SH		SOLE		4,260	0	0
Ebay Inc	Common	278642103	33	600	SH		OTR		600	0	0
Ecolab Inc.	Common	278865100	229	2,200	SH		SOLE		2,200	0	0
Ecolab Inc.	Common	278865100	89	850	SH		OTR		350	0	500
Edison Intl	Common	281020107	388	8,389	SH		SOLE		7,375	0	1,014
Edison Intl	Common	281020107	9	200	SH		OTR		200	0	0
Emerson Elec Co.	Common	291011104	4,407	62,801	SH		SOLE		57,801	0	5,000
Emerson Elec Co.	Common	291011104	646	9,200	SH		OTR		7,800	0	1,400
Energy Transfer Prtnrs L P	Common	29273R109	564	9,851	SH		SOLE		9,851	0	0
Energy Transfer Equity L P	Common	29273V100	172	2,100	SH		SOLE		2,100	0	0
Energy Transfer Equity L P	Common	29273V100	105	1,285	SH		OTR		1,285	0	0
Entergy Corp	Common	29364G103	416	6,575	SH		SOLE		6,375	0	200
Entergy Corp	Common	29364G103	101	1,600	SH		OTR		1,400	0	200
Enterprise Prods Partners	Common	293792107	159	2,400	SH		SOLE		2,400	0	0
Enterprise Prods Partners	Common	293792107	421	6,345	SH		OTR		5,145	0	1,200
Equity Residential SBI	Common	29476L107	312	6,017	SH		SOLE		6,017	0	0
Equity Residential SBI	Common	29476L107	259	5,000	SH		OTR		5,000	0	0
Exelon Corp	Common	30161N101	315	11,484	SH		SOLE		11,484	0	0
Exelon Corp.	Common	30161N101	8	300	SH		OTR		300	0	0
Express Scripts Hldg Co	Common	30219G108	1,727	24,582	SH		SOLE		24,582	0	0
Express Scripts Hldg Co	Common	30219G108	1,993	28,373	SH		OTR		28,373	0	0
Exxon Mobil Corp.	Common	30231G102	15,324	151,421	SH		SOLE		131,215	0	20,206
Exxon Mobil Corp.	Common	30231G102	1,414	13,971	SH		OTR		13,971	0	0
Fedex Corp	Common	31428X106	224	1,560	SH		SOLE		1,560	0	0
Fedex Corp	Common	31428X106	460	3,200	SH		OTR		3,200	0	0
Fiserv Inc	Common	337738108	3,413	57,800	SH		SOLE		57,200	0	600
Fiserv Inc	Common	337738108	464	7,858	SH		OTR		7,858	0	0
Firstenergy Corp	Common	337932107	240	7,281	SH		SOLE		7,281	0	0
Firstenergy Corp	Common	337932107	175	5,300	SH		OTR		2,800	0	2,500
Ford Motor Co	Common	345370860	590	38,251	SH		SOLE		38,251	0	0
Ford Motor Co	Common	345370860	51	3,300	SH		OTR		3,300	0	0
Fortune Brands Home & Sec In	Common	34964C106	472	10,320	SH		SOLE		6,800	0	3,520
Frontier Communications Corp	Common	35906A108	94	20,119	SH		SOLE		20,119	0	0
Frontier Communications Corp	Common	35906A108	19	4,169	SH		OTR		4,169	0	0
General Dynamics Co.	Common	369550108	232	2,430	SH		SOLE		1,930	0	500
General Dynamics Co	Common	369550108	162	1,700	SH		OTR		1,500	0	200
General Elec Co.	Common	369604103	6,398	228,238	SH		SOLE		222,338	0	5,900
General Elec Co.	Common	369604103	312	11,135	SH		OTR		8,335	0	2,800
General Mls Inc.	Common	370334104	2,567	51,430	SH		SOLE		49,130	0	2,300
General Mls Inc.	Common	370334104	229	4,590	SH		OTR		4,590	0	0
Gentex Corp	Common	371901109	223	6,750	SH		OTR		6,350	0	400
Genuine Parts Co.	Common	372460105	4,614	55,466	SH		SOLE		52,716	0	2,750
Genuine Parts Co.	Common	372460105	427	5,135	SH		OTR		4,435	0	700
Gilead Sciences Inc	Common	375558103	3,586	47,750	SH		SOLE		47,750	0	0
Gilead Sciences Inc	Common	375558103	456	6,072	SH		OTR		6,072	0	0
Glaxo Smithkline	Common	37733W105	604	11,308	SH		SOLE		11,308	0	0
Glaxo Smithkline	Common	37733W105	40	750	SH		OTR		500	0	250
Goodyear Tire & Rubr Co	Common	382550101	213	8,950	SH		SOLE		8,950	0	0
Goodyear Tire & Rubr Co	Common	382550101	6	250	SH		OTR		250	0	0
Google Inc	Common	38259P508	1,860	1,660	SH		SOLE		1,660	0	0
Google Inc	Common	38259P508	93	83	SH		OTR		53	0	30
HCP Inc	Common	40414L109	2,781	76,581	SH		SOLE		74,981	0	1,600
HCP Inc	Common	40414L109	484	13,315	SH		OTR		11,915	0	1,400
Halliburton Co	Common	406216101	1,058	20,850	SH		SOLE		20,850	0	0
Halliburton Co	Common	406216101	255	5,015	SH		OTR		4,315	0	700
Hartford Finl Svcs	Common	416515104	2,399	66,218	SH		SOLE		66,218	0	0
Hartford Finl Svcs	Common	416515104	40	1,095	SH		OTR		1,095	0	0
Health Care Reit Inc	Common	42217K106	393	7,330	SH		SOLE		7,330	0	0
Hewlett Packard Co.	Common	428236103	377	13,477	SH		SOLE		13,077	0	400
Hewlett Packard Co.	Common	428236103	34	1,200	SH		OTR		1,200	0	0
Hollyfrontier Corp	Common	436106108	1,263	25,425	SH		SOLE		25,425	0	0
Hollyfrontier Corp	Common	436106108	4	75	SH		OTR		75	0	0
Home Depot, Inc.	Common	437076102	2,659	32,297	SH		SOLE		31,847	0	450
Home Depot, Inc.	Common	437076102	147	1,780	SH		OTR		1,180	0	600
Honeywell Intl Inc	Common	438516106	1,722	18,847	SH		SOLE		18,547	0	300
Honeywell Intl Inc	Common	438516106	225	2,465	SH		OTR		2,465	0	0
Humana Inc	Common	444859102	1,369	13,259	SH		SOLE		13,259	0	0
Humana Inc	Common	444859102	37	355	SH		OTR		355	0	0
Illinois Tool Works Inc	Common	452308109	109	1,299	SH		SOLE		815	0	484
Illinois Tool Works Inc	Common	452308109	190	2,258	SH		OTR		1,408	0	850
Intel Corp.	Common	458140100	4,018	154,809	SH		SOLE		146,309	0	8,500
Intel Corp.	Common	458140100	560	21,565	SH		OTR		21,065	0	500
IBM Corp.	Common	459200101	6,038	32,193	SH		SOLE		28,337	0	3,856
IBM Corp.	Common	459200101	499	2,658	SH		OTR		2,258	0	400
Ishares Gold Trust	Common	464285105	217	18,550	SH		SOLE		18,550	0	0
Ishares S&P 100 ETF	Common	464287101	1,466	17,800	SH		SOLE		17,800	0	0
Ishares DJ Select Divd ETF	Common	464287168	271	3,794	SH		SOLE		3,794	0	0
Ishares Core S&P 500 ETF	Common	464287200	4,439	23,912	SH		SOLE		23,912	0	0
Ishares Core S&P 500 ETF	Common	464287200	117	632	SH		OTR		632	0	0
Ishares Tr Index Iboxx In Gr	Common	464287242	514	4,500	SH		SOLE		4,500	0	0
Ishares Tr Index Iboxx In Gr	Common	464287242	164	1,439	SH		OTR		1,439	0	0
Ishares Msci Eafe ETF	Common	464287465	351	5,226	SH		SOLE		5,226	0	0
Ishares Msci Eafe ETF	Common	464287465	91	1,355	SH		OTR		1,155	0	200
Ishares Core S&P Mid-Cap	Common	464287507	860	6,426	SH		SOLE		6,426	0	0
Ishares Core S&P Mid-Cap	Common	464287507	59	440	SH		OTR		440	0	0
Ishares Russell 2000 ETF	Common	464287655	1,121	9,715	SH		SOLE		9,715	0	0
Ishares Russell 2000 ETF	Common	464287655	19	168	SH		OTR		168	0	0
Ishares Tr ETF Dj Us Industrl	Common	464287754	518	5,110	SH		SOLE		5,110	0	0
Ishares Dj US Finl Sect ETF	Common	464287788	358	4,460	SH		SOLE		4,460	0	0
Ishares Tr S&P Natl Mun Bd	Common	464288414	217	2,091	SH		SOLE		2,091	0	0
Ishares Tr Barclays Inter Gv	Common	464288612	673	6,150	SH		SOLE		6,150	0	0
Ishares Tr Barclays Inter Credit Bnd	Common	464288638	137	1,267	SH		SOLE		1,267	0	0
Ishares Tr Barclays Inter Credit Bnd	Common	464288638	78	720	SH		OTR		720	0	0
Ishares Barclays 1-3 yr	Common	464288646	363	3,441	SH		SOLE		3,441	0	0
Ishares Barclays 1-3 yr	Common	464288646	75	715	SH		OTR		715	0	0
Itc Hldgs Corp	Common	465685105	168	1,750	SH		SOLE		1,750	0	0
Itc Hldgs Corp	Common	465685105	383	4,000	SH		OTR		4,000	0	0
J.P. Morgan Chase & Co.	Common	46625H100	6,342	108,447	SH		SOLE		106,355	0	2,092
J.P. Morgan Chase & Co.	Common	46625H100	615	10,524	SH		OTR		9,624	0	900
Jacobs Engr Group Inc.	Common	469814107	536	8,515	SH		SOLE		8,515	0	0
Jacobs Engr Group Inc.	Common	469814107	435	6,900	SH		OTR		6,900	0	0
Johnson & Johnson	Common	478160104	8,065	88,051	SH		SOLE		85,276	0	2,775
Johnson & Johnson	Common	478160104	832	9,081	SH		OTR		8,131	0	950
Johnson Ctls Inc.	Common	478366107	2,769	53,973	SH		SOLE		53,973	0	0
Johnson Ctls Inc.	Common	478366107	176	3,425	SH		OTR		3,425	0	0
Kellogg Co.	Common	487836108	883	14,455	SH		SOLE		13,055	0	1,400
Kellogg Co.	Common	487836108	147	2,400	SH		OTR		2,400	0	0
Kimberly Clark Corp.	Common	494368103	1,416	13,559	SH		SOLE		12,859	0	700
Kimberly Clark Corp.	Common	494368103	282	2,700	SH		OTR		1,800	0	900
Kinder Morgan Energy	Common	494550106	1,050	13,022	SH		SOLE		13,022	0	0
Kinder Morgan Energy	Common	494550106	139	1,720	SH		OTR		1,020	0	700
Kohl's Corp	Common	500255104	443	7,800	SH		SOLE		7,400	0	400
Kohl's Corp	Common	500255104	48	850	SH		OTR		0	0	850
Kraft Foods Group Inc	Common	50076Q106	261	4,850	SH		SOLE		4,617	0	233
Leucadia Natl Corp	Common	527288104	337	11,900	SH		SOLE		11,900	0	0
Life Technologies Corp	Common	53217V109	853	11,256	SH		SOLE		11,256	0	0
Lilly Eli & Co.	Common	532457108	955	18,727	SH		SOLE		18,727	0	0
Lilly Eli & Co.	Common	532457108	75	1,470	SH		OTR		1,470	0	0
Linear Technology Corp.	Common	535678106	358	7,850	SH		SOLE		7,850	0	0
Lockheed Martin Corp.	Common	539830109	1,345	9,050	SH		SOLE		8,400	0	650
Lockheed Martin Corp.	Common	539830109	45	300	SH		OTR		150	0	150
Lowes Cos Inc.	Common	548661107	501	10,120	SH		SOLE		9,720	0	400
Lowes Cos Inc.	Common	548661107	147	2,970	SH		OTR		2,970	0	0
M & T Bank Corporation	Common	55261F104	931	8,000	SH		SOLE		8,000	0	0
MDU Res Group Inc	Common	552690109	331	10,831	SH		SOLE		10,831	0	0
MDU Res Group Inc	Common	552690109	13	427	SH		OTR		427	0	0
Macatawa Bank Corp	Common	554225102	65	13,000	SH		SOLE		13,000	0	0
Magna Int'l Inc Cl A	Common	559222401	1,875	22,845	SH		SOLE		22,845	0	0
Magna Int'l Inc Cl A	Common	559222401	71	865	SH		OTR		865	0	0
Marathon Oil Corp.	Common	565849106	1,125	31,860	SH		SOLE		31,860	0	0
Marathon Oil Corp.	Common	565849106	85	2,400	SH		OTR		2,400	0	0
Marathon Pete Corp	Common	56585A102	695	7,580	SH		SOLE		7,580	0	0
Marathon Pete Corp	Common	56585A102	83	900	SH		OTR		900	0	0
McDonalds Corp	Common	580135101	4,563	47,029	SH		SOLE		45,829	0	1,200
McDonalds Corp	Common	580135101	734	7,568	SH		OTR		6,618	0	950
McKesson Hboc Inc	Common	58155Q103	1,583	9,810	SH		SOLE		9,810	0	0
McKesson Hboc Inc	Common	58155Q103	36	220	SH		OTR		220	0	0
Merck & Co. Inc. New	Common	58933Y105	4,113	82,172	SH		SOLE		80,772	0	1,400
Merck & Co. Inc. New	Common	58933Y105	364	7,270	SH		OTR		7,270	0	0
Metlife Inc.	Common	59156R108	1,211	22,462	SH		SOLE		22,462	0	0
Metlife Inc.	Common	59156R108	79	1,460	SH		OTR		1,460	0	0
Microsoft Corp.	Common	594918104	2,255	60,283	SH		SOLE		59,683	0	600
Microsoft Corp.	Common	594918104	785	20,975	SH		OTR		17,075	0	3,900
Microchip Tech	Common	595017104	3,597	80,385	SH		SOLE		74,485	0	5,900
Microchip Tech	Common	595017104	192	4,300	SH		OTR		3,900	0	400
Mohawk Industries	Common	608190104	1,228	8,249	SH		SOLE		8,249	0	0
Mondelez Intl Inc	Common	609207105	336	9,529	SH		SOLE		9,529	0	0
Monsanto Co	Common	61166W101	199	1,704	SH		SOLE		1,704	0	0
Monsanto Co	Common	61166W101	58	500	SH		OTR		500	0	0
Mylan Inc	Common	628530107	2,362	54,425	SH		SOLE		53,725	0	700
Mylan Inc	Common	628530107	39	890	SH		OTR		890	0	0
NCR Corp	Common	62886E108	921	27,030	SH		SOLE		27,030	0	0
National Fuel Gas Co.	Common	636180101	468	6,550	SH		SOLE		5,950	0	600
National Fuel Gas Co.	Common	636180101	75	1,050	SH		OTR		1,050	0	0
National - Oilwell Varco	Common	637071101	1,000	12,577	SH		SOLE		12,577	0	0
National - Oilwell Varco	Common	637071101	113	1,425	SH		OTR		1,425	0	0
Neogen Corp	Common	640491106	854	18,697	SH		SOLE		18,697	0	0
Neogen Corp	Common	640491106	183	4,012	SH		OTR		1,012	0	3,000
Newmont Mining Corp	Common	651639106	387	16,820	SH		SOLE		16,820	0	0
Newmont Mining Corp	Common	651639106	7	295	SH		OTR		295	0	0
Nextera Energy Inc	Common	65339F101	2,788	32,563	SH		SOLE		30,763	0	1,800
Nextera Energy Inc	Common	65339F101	319	3,724	SH		OTR		3,724	0	0
Nike Inc. Cl B	Common	654106103	1,435	18,250	SH		SOLE		18,250	0	0
Nike Inc. Cl B	Common	654106103	398	5,055	SH		OTR		5,055	0	0
Norfolk Southn Corp	Common	655844108	435	4,690	SH		SOLE		4,690	0	0
Norfolk Southn Corp	Common	655844108	183	1,969	SH		OTR		1,969	0	0
Novartis ADR	Common	66987V109	141	1,750	SH		SOLE		1,750	0	0
Novartis ADR	Common	66987V109	201	2,500	SH		OTR		2,500	0	0
Nucor Corp	Common	670346105	459	8,590	SH		SOLE		8,590	0	0
Nucor Corp	Common	670346105	48	900	SH		OTR		900	0	0
Nustar Energy LP	Common	67058H102	351	6,875	SH		SOLE		6,875	0	0
Nuveen Quality Pref	Common	67071S101	161	21,000	SH		OTR		21,000	0	0
O'Reilly Automotive Inc	Common	67103H107	736	5,720	SH		SOLE		5,720	0	0
Oneok Partners LP	Common	68268N103	115	2,180	SH		SOLE		2,180	0	0
Oneok Partners LP	Common	68268N103	113	2,150	SH		OTR		2,150	0	0
Oneok Inc New	Common	682680103	1,105	17,763	SH		SOLE		16,963	0	800
Oneok Inc New	Common	682680103	82	1,318	SH		OTR		1,318	0	0
Oracle Corp.	Common	68389X105	3,159	82,559	SH		SOLE		82,559	0	0
Oracle Corp.	Common	68389X105	401	10,485	SH		OTR		9,385	0	1,100
PG & E Corp	Common	69331C108	319	7,925	SH		SOLE		7,925	0	0
PG & E Corp	Common	69331C108	38	950	SH		OTR		950	0	0
PPG Inds Inc	Common	693506107	993	5,234	SH		SOLE		4,984	0	250
PPG Inds Inc	Common	693506107	124	655	SH		OTR		655	0	0
PPL Corp	Common	69351T106	484	16,075	SH		SOLE		16,075	0	0
PPL Corp	Common	69351T106	89	2,950	SH		OTR		850	0	2,100
PVR Partners L P	Common	693665101	411	15,315	SH		SOLE		15,315	0	0
Packaging Corp Amer	Common	695156109	656	10,370	SH		SOLE		10,370	0	0
Packaging Corp Amer	Common	695156109	25	400	SH		OTR		400	0	0
Paychex, Inc.	Common	704326107	453	9,950	SH		SOLE		9,950	0	0
Paychex, Inc.	Common	704326107	16	350	SH		OTR		350	0	0
Pepsico Inc.	Common	713448108	2,596	31,304	SH		SOLE		28,529	0	2,775
Pepsico Inc.	Common	713448108	705	8,505	SH		OTR		8,505	0	0
Pfizer Inc.	Common	717081103	5,327	173,900	SH		SOLE		153,889	0	20,011
Pfizer Inc.	Common	717081103	677	22,093	SH		OTR		18,805	0	3,288
Philip Morris Intl Inc.	Common	718172109	770	8,840	SH		SOLE		8,840	0	0
Philip Morris Intl Inc.	Common	718172109	94	1,075	SH		OTR		1,075	0	0
Phillips 66	Common	718546104	2,319	30,063	SH		SOLE		29,719	0	344
Phillips 66	Common	718546104	246	3,185	SH		OTR		3,185	0	0
Pinnacle West Cap Corp.	Common	723484101	359	6,784	SH		SOLE		6,234	0	550
Powershares QQQ Trust	Common	73935A104	1,471	16,719	SH		SOLE		16,719	0	0
Praxair Inc.	Common	74005P104	1,004	7,720	SH		SOLE		7,720	0	0
Praxair Inc.	Common	74005P104	449	3,454	SH		OTR		3,454	0	0
T Rowe Price Group Inc	Common	74144T108	883	10,543	SH		SOLE		10,543	0	0
T Rowe Price Group Inc	Common	74144T108	124	1,485	SH		OTR		1,485	0	0
Procter & Gamble Co.	Common	742718109	5,765	70,817	SH		SOLE		67,723	0	3,094
Procter & Gamble Co.	Common	742718109	696	8,553	SH		OTR		8,553	0	0
Prudential Financial	Common	744320102	2,577	27,949	SH		SOLE		27,949	0	0
Prudential Financial	Common	744320102	329	3,570	SH		OTR		3,570	0	0
Public Svc Enterprise Group In	Common	744573106	10	315	SH		SOLE		315	0	0
Public Svc Enterprise Group In	Common	744573106	469	14,649	SH		OTR		0	0	14,649
Qualcomm Incorporated	Common	747525103	4,116	55,435	SH		SOLE		55,435	0	0
Qualcomm Incorporated	Common	747525103	317	4,265	SH		OTR		3,665	0	600
Raymond James Finl Inc	Common	754730109	895	17,150	SH		SOLE		17,150	0	0
Raymond James Finl Inc	Common	754730109	22	420	SH		OTR		420	0	0
Raytheon Company	Common	755111507	272	2,995	SH		SOLE		2,995	0	0
Rockwell Automation Inc	Common	773903109	375	3,175	SH		SOLE		3,175	0	0
Rockwell Automation Inc	Common	773903109	59	500	SH		OTR		0	0	500
Royal Dutch Shell PLC	Common	780259206	1,306	18,325	SH		SOLE		17,100	0	1,225
Royal Dutch Shell PLC	Common	780259206	400	5,616	SH		OTR		5,416	0	200
Guggenheim S&P 500	Common	78355W106	300	4,214	SH		SOLE		4,214	0	0
SJW Corp Com	Common	784305104	223	7,500	SH		OTR		7,500	0	0
SPDR S&P 500 ETF Trust	Common	78462F103	653	3,538	SH		SOLE		3,538	0	0
SPDR S&P 500 ETF Trust	Common	78462F103	20	110	SH		OTR		110	0	0
SPDR Gold Trust	Common	78463V107	289	2,490	SH		SOLE		2,490	0	0
SPDR Gold Trust	Common	78463V107	141	1,215	SH		OTR		1,215	0	0
SPDR S&P Divd ETF	Common	78464A763	639	8,793	SH		SOLE		8,793	0	0
SPDR S&P Divd ETF	Common	78464A763	242	3,332	SH		OTR		3,332	0	0
St. Jude Med Inc.	Common	790849103	870	14,050	SH		SOLE		14,050	0	0
Schlumberger Ltd.	Common	806857108	1,449	16,076	SH		SOLE		16,076	0	0
Schlumberger Ltd.	Common	806857108	676	7,505	SH		OTR		7,505	0	0
Select Sector Spdr Cons Discr Etf	Common	81369Y407	267	4,000	SH		SOLE		4,000	0	0
Select Sector Spdr Cons Discr Etf	Common	81369Y407	47	710	SH		OTR		710	0	0
Select Sector Spdr/Energy Etf	Common	81369Y506	385	4,355	SH		SOLE		4,355	0	0
Select Sector Spdr/Energy Etf	Common	81369Y506	46	518	SH		OTR		518	0	0
Select Sector SPDR Tr/Fin'l	Common	81369Y605	1,360	62,195	SH		SOLE		62,195	0	0
Select Sector SPDR Tr/Fin'l	Common	81369Y605	83	3,801	SH		OTR		3,801	0	0
Select Sector SPDR Tech	Common	81369Y803	560	15,659	SH		SOLE		15,659	0	0
Select Sector SPDR Tech	Common	81369Y803	81	2,261	SH		OTR		2,261	0	0
Sempra Energy Inc Corp	Common	816851109	275	3,066	SH		SOLE		2,266	0	800
Sigma Aldrich Corp.	Common	826552101	210	2,230	SH		SOLE		2,230	0	0
Sigma Aldrich Corp.	Common	826552101	160	1,700	SH		OTR		1,700	0	0
Simon Ppty Group Inc.	Common	828806109	4,072	26,761	SH		SOLE		26,054	0	707
Simon Ppty Group Inc.	Common	828806109	152	1,001	SH		OTR		1,001	0	0
Smith A O	Common	831865209	324	6,000	SH		OTR		6,000	0	0
Smucker J M Co	Common	832696405	552	5,323	SH		SOLE		4,823	0	500
Sonoco Prods Co	Common	835495102	318	7,625	SH		SOLE		7,625	0	0
Sonoco Prods Co	Common	835495102	13	300	SH		OTR		0	0	300
Southern Co.	Common	842587107	842	20,480	SH		SOLE		19,680	0	800
Southern Co.	Common	842587107	61	1,476	SH		OTR		1,476	0	0
Spectra Energy Corp	Common	847560109	948	26,607	SH		SOLE		25,707	0	900
Spectra Energy Corp	Common	847560109	202	5,668	SH		OTR		5,668	0	0
Stanley Black and Decker	Common	854502101	435	5,387	SH		SOLE		5,387	0	0
State Street Corp	Common	857477103	837	11,408	SH		SOLE		11,408	0	0
State Street Corp	Common	857477103	51	700	SH		OTR		500	0	200
Stryker Corp.	Common	863667101	566	7,539	SH		SOLE		7,539	0	0
Stryker Corp.	Common	863667101	2,820	37,525	SH		OTR		35,825	0	1,700
Sturm Ruger & Co	Common	864159108	439	6,000	SH		SOLE		6,000	0	0
Sysco Corp.	Common	871829107	373	10,343	SH		SOLE		10,343	0	0
Sysco Corp.	Common	871829107	14	400	SH		OTR		400	0	0
TJX Cos Inc	Common	872540109	233	3,650	SH		SOLE		3,650	0	0
Target Corp.	Common	87612E106	1,105	17,467	SH		SOLE		16,017	0	1,450
Target Corp.	Common	87612E106	220	3,470	SH		OTR		3,470	0	0
Teva Pharmaceutical Inds	Common	881624209	1,034	25,807	SH		SOLE		25,807	0	0
Teva Pharmaceutical Inds	Common	881624209	301	7,500	SH		OTR		7,400	0	100
Texas Instruments	Common	882508104	343	7,814	SH		SOLE		7,814	0	0
Texas Instruments	Common	882508104	22	500	SH		OTR		500	0	0
3M Co.	Common	88579Y101	3,019	21,524	SH		SOLE		17,064	0	4,460
3M Co.	Common	88579Y101	204	1,455	SH		OTR		955	0	500
Time Warner Cable Inc	Common	88732J207	1,205	8,893	SH		SOLE		8,893	0	0
Time Warner Cable Inc	Common	88732J207	230	1,700	SH		OTR		1,700	0	0
Totalfinaelf S A ADR	Common	89151E109	361	5,900	SH		SOLE		5,900	0	0
Travelers Companies Inc	Common	89417E109	589	6,501	SH		SOLE		6,501	0	0
Travelers Companies Inc	Common	89417E109	18	200	SH		OTR		200	0	0
Trinity Industries Inc	Common	896522109	707	12,970	SH		SOLE		12,970	0	0
Trinity Industries Inc	Common	896522109	71	1,300	SH		OTR		1,300	0	0
Tupperware Brands Corp	Common	899896104	1,407	14,885	SH		SOLE		14,585	0	300
Tupperware Brands Corp	Common	899896104	26	270	SH		OTR		270	0	0
Tyson Foods Inc CL A	Common	902494103	273	8,147	SH		SOLE		8,147	0	0
U S Bankcorp Del New	Common	902973304	268	6,634	SH		SOLE		6,634	0	0
U S Bankcorp Del New	Common	902973304	140	3,475	SH		OTR		3,475	0	0
Union Pac Corp	Common	907818108	75	448	SH		SOLE		448	0	0
Union Pac Corp	Common	907818108	269	1,600	SH		OTR		1,600	0	0
United Parcel Service	Common	911312106	664	6,319	SH		SOLE		6,319	0	0
United Parcel Service	Common	911312106	67	635	SH		OTR		635	0	0
United Rentals Inc	Common	911363109	943	12,092	SH		SOLE		12,092	0	0
United Technologies Corp.	Common	913017109	8,738	76,786	SH		SOLE		57,086	0	19,700
United Technologies Corp.	Common	913017109	694	6,101	SH		OTR		6,101	0	0
United Health Group Inc	Common	91324P102	255	3,385	SH		SOLE		3,385	0	0
United Health Group Inc	Common	91324P102	14	190	SH		OTR		190	0	0
V F Corp	Common	918204108	1,501	24,072	SH		SOLE		22,472	0	1,600
V F Corp	Common	918204108	62	1,000	SH		OTR		0	0	1,000
Valero Energy Corp New	Common	91913Y100	605	12,000	SH		SOLE		12,000	0	0
Valero Energy Corp New	Common	91913Y100	6	110	SH		OTR		110	0	0
Vanguard Long-Term	Common	921937793	295	3,613	SH		OTR		3,613	0	0
Vanguard Bd Index Fd Short Term	Common	921937827	1,190	14,884	SH		SOLE		14,884	0	0
Vanguard Bd Index Fd Tot	Common	921937835	1,162	14,511	SH		SOLE		14,511	0	0
Vanguard Ftse All-World	Common	922042775	2,298	45,300	SH		SOLE		45,300	0	0
Vanguard Ftse Emerging Mkts	Common	922042858	231	5,610	SH		SOLE		5,610	0	0
Vanguard Ftse Emerging Mkts	Common	922042858	222	5,386	SH		OTR		5,286	0	100
Vanguard Consumer Discret	Common	92204A108	427	3,955	SH		SOLE		3,955	0	0
Vanguard Consumer Staples Etf	Common	92204A207	376	3,420	SH		SOLE		3,420	0	0
Vanguard Financial ETF	Common	92204A405	1,553	34,967	SH		SOLE		34,967	0	0
Vanguard Financial ETF	Common	92204A405	173	3,899	SH		OTR		3,899	0	0
Vanguard World Fds Health	Common	92204A504	493	4,880	SH		SOLE		4,880	0	0
Vanguard Index Fds Reit	Common	922908553	779	12,060	SH		SOLE		12,060	0	0
Vanguard Index Fds Reit	Common	922908553	105	1,624	SH		OTR		1,624	0	0
Vanguard Growth ETF	Common	922908736	6,539	70,274	SH		SOLE		70,274	0	0
Vanguard Growth ETF	Common	922908736	44	475	SH		OTR		475	0	0
Vanguard Value ETF	Common	922908744	5,924	77,554	SH		SOLE		77,554	0	0
Vanguard Value ETF	Common	922908744	44	575	SH		OTR		575	0	0
Vanguard Small-cap ETF	Common	922908751	84	763	SH		SOLE		763	0	0
Vanguard Small-cap ETF	Common	922908751	379	3,449	SH		OTR		3,449	0	0
Verizon Communications	Common	92343V104	3,689	75,079	SH		SOLE		70,235	0	4,844
Verizon Communications	Common	92343V104	632	12,868	SH		OTR		12,868	0	0
Visa Inc CL A	Common	92826C839	1,383	6,212	SH		SOLE		6,212	0	0
Visa Inc CL A	Common	92826C839	97	435	SH		OTR		435	0	0
Vodafone Group PLC	Common	92857W209	1,525	38,786	SH		SOLE		38,786	0	0
Vodafone Group PLC	Common	92857W209	27	682	SH		OTR		682	0	0
Vulcan Materials Co	Common	929160109	276	4,650	SH		SOLE		4,650	0	0
Vulcan Materials Co	Common	929160109	12	200	SH		OTR		200	0	0
Wal Mart Stores Inc.	Common	931142103	1,795	22,816	SH		SOLE		22,816	0	0
Wal Mart Stores Inc.	Common	931142103	175	2,225	SH		OTR		2,225	0	0
Walgreen Co.	Common	931422109	1,040	18,111	SH		SOLE		17,811	0	300
Walgreen Co.	Common	931422109	294	5,125	SH		OTR		5,125	0	0
Waste Management	Common	94106L109	1,861	41,486	SH		SOLE		39,086	0	2,400
Waste Management	Common	94106L109	359	8,010	SH		OTR		6,210	0	1,800
Westpac Bkg Corp	Common	961214301	301	10,375	SH		SOLE		10,375	0	0
Xerox Corp	Common	984121103	476	39,150	SH		SOLE		39,150	0	0
Zimmer Hldgs	Common	98956P102	379	4,069	SH		SOLE		3,762	0	307
Zimmer Hldgs	Common	98956P102	23	250	SH		OTR		250	0	0