Chemical Bank 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
Allergan PLC	Common	G0177J108	2,258	8,307	SH		SOLE		8,307	0	0
Allergan PLC	Common	G0177J108	38	139	SH		OTR		139	0	0
Aon PLC	Common	G0408V102	101	1,140	SH		SOLE		1,140	0	0
Aon PLC	Common	G0408V102	124	1,400	SH		OTR		1,400	0	0
Accenture PLC Ireland CL A	Common	G1151C101	3,171	32,276	SH		SOLE		32,276	0	0
Accenture PLC Ireland CL A	Common	G1151C101	717	7,302	SH		OTR		6,702	0	600
Eaton Corp PLC	Common	G29183103	686	13,363	SH		SOLE		13,363	0	0
Eaton Corp PLC	Common	G29183103	13	250	SH		OTR		250	0	0
Everest Re Group Limited	Common	G3223R108	1,247	7,193	SH		SOLE		7,193	0	0
Everest Re Group Limited	Common	G3223R108	18	104	SH		OTR		104	0	0
Invesco LTD	Common	G491BT108	1,379	44,169	SH		SOLE		44,169	0	0
Invesco LTD	Common	G491BT108	77	2,480	SH		OTR		2,480	0	0
Medtronic PLC	Common	G5960L103	274	4,086	SH		SOLE		4,086	0	0
Noble Corporation	Common	G65431101	626	57,409	SH		SOLE		57,409	0	0
Noble Corporation	Common	G65431101	21	1,900	SH		OTR		1,700	0	200
Check Point Software Tech	Common	M22465104	288	3,625	SH		SOLE		3,625	0	0
Mylan NV	Common	N59465109	1,023	25,400	SH		SOLE		24,700	0	700
Mylan NV	Common	N59465109	39	960	SH		OTR		310	0	650
Avago Technologies Ltd	Common	Y0486S104	1,792	14,337	SH		SOLE		14,337	0	0
Avago Technologies Ltd	Common	Y0486S104	14	114	SH		OTR		114	0	0
AFLAC Inc.	Common	001055102	1,661	28,578	SH		SOLE		28,278	0	300
AFLAC Inc.	Common	001055102	291	5,000	SH		OTR		4,500	0	500
AGL Resouces, Inc	Common	001204106	264	4,328	SH		SOLE		4,328	0	0
AGL Resouces, Inc	Common	001204106	98	1,599	SH		OTR		1,599	0	0
AT&T Inc.	Common	00206R102	5,995	184,015	SH		SOLE		178,960	0	5,055
AT&T Inc.	Common	00206R102	841	25,809	SH		OTR		25,809	0	0
Abbott Labs	Common	002824100	5,266	130,925	SH		SOLE		127,450	0	3,475
Abbott Labs	Common	002824100	735	18,285	SH		OTR		17,985	0	300
Abbvie Inc	Common	00287Y109	5,817	106,907	SH		SOLE		102,032	0	4,875
Abbvie Inc	Common	00287Y109	1,150	21,142	SH		OTR		18,642	0	2,500
Activision Blizzard Inc	Common	00507V109	2,851	92,304	SH		SOLE		92,304	0	0
Activision Blizzard Inc	Common	00507V109	19	625	SH		OTR		625	0	0
Advanced Auto Parts Inc.	Common	00751Y106	2,284	12,050	SH		SOLE		12,050	0	0
Aetna U S Healthcare Inc.	Common	00817Y108	3,658	33,438	SH		SOLE		33,438	0	0
Aetna U S Healthcare Inc.	Common	00817Y108	155	1,413	SH		OTR		1,413	0	0
Air Products & Chemicals Inc	Common	009158106	634	4,969	SH		SOLE		4,769	0	200
Air Products & Chemicals Inc	Common	009158106	38	300	SH		OTR		0	0	300
Airgas Inc	Common	009363102	375	4,200	SH		SOLE		4,200	0	0
Alcoa Inc	Common	013817101	144	14,900	SH		SOLE		14,900	0	0
Alliance Res Partner Lp	Common	01877R108	267	11,975	SH		SOLE		11,975	0	0
Alliancebernstein Income	Common	01881E101	656	83,427	SH		SOLE		83,427	0	0
Alliancebernstein Holding LP	Common	01881G106	354	13,300	SH		SOLE		13,300	0	0
Allstate Corp	Common	020002101	2,720	46,709	SH		SOLE		46,709	0	0
Allstate Corp	Common	020002101	98	1,685	SH		OTR		1,685	0	0
Altera Corp	Common	021441100	2,246	44,858	SH		SOLE		44,858	0	0
Altera Corp	Common	021441100	70	1,390	SH		OTR		1,390	0	0
Altria Group Inc	Common	02209S103	4,767	87,636	SH		SOLE		87,036	0	600
Altria Group Inc	Common	02209S103	339	6,223	SH		OTR		4,023	0	2,200
Amazon.com Inc	Common	023135106	200	390	SH		SOLE		390	0	0
Amazon.com Inc	Common	023135106	61	120	SH		OTR		120	0	0
American Elec Pwr Inc	Common	025537101	1,954	34,363	SH		SOLE		34,063	0	300
American Elec Pwr Inc	Common	025537101	269	4,730	SH		OTR		4,730	0	0
American Express	Common	025816109	5,622	75,846	SH		SOLE		75,846	0	0
American Express	Common	025816109	188	2,540	SH		OTR		2,540	0	0
Amerigas Partners Lp	Common	030975106	316	7,600	SH		SOLE		7,600	0	0
Amgen Inc.	Common	031162100	574	4,150	SH		SOLE		4,150	0	0
Amgen Inc.	Common	031162100	602	4,350	SH		OTR		4,350	0	0
Amphenol Corp New	Common	032095101	474	9,300	SH		SOLE		9,300	0	0
Amphenol Corp New	Common	032095101	36	700	SH		OTR		700	0	0
Anadarko Petroleum Corp	Common	032511107	567	9,384	SH		SOLE		9,384	0	0
Analog Devices Inc.	Common	032654105	2,094	37,125	SH		SOLE		37,125	0	0
Analog Devices Inc.	Common	032654105	39	700	SH		OTR		700	0	0
Annaly Capital Management Reit	Common	035710409	174	17,600	SH		SOLE		17,600	0	0
Apache Corp.	Common	037411105	185	4,718	SH		SOLE		4,718	0	0
Apache Corp.	Common	037411105	34	865	SH		OTR		865	0	0
Apple Inc.	Common	037833100	7,848	71,154	SH		SOLE		70,734	0	420
Apple Inc.	Common	037833100	803	7,278	SH		OTR		7,128	0	150
Applied Matls Inc	Common	038222105	516	35,117	SH		SOLE		33,017	0	2,100
Automatic Data Processing Inc	Common	053015103	8,889	110,617	SH		SOLE		106,567	0	4,050
Automatic Data Processing	Common	053015103	411	5,115	SH		OTR		5,015	0	100
Avnet Inc	Common	053807103	962	22,545	SH		SOLE		22,545	0	0
BP Plc Spons Adr	Common	055622104	239	7,809	SH		SOLE		7,809	0	0
Bank Hawaii Corp	Common	062540109	686	10,800	SH		SOLE		10,800	0	0
Bank Hawaii Corp	Common	062540109	259	4,075	SH		OTR		3,775	0	300
Bank New York Mellon Corp	Common	064058100	439	11,226	SH		SOLE		11,226	0	0
Baxalta Inc	Common	07177M103	368	11,686	SH		SOLE		11,686	0	0
Baxalta Inc	Common	07177M103	44	1,400	SH		OTR		1,400	0	0
Baxter Intl Inc.	Common	071813109	462	14,076	SH		SOLE		13,876	0	200
Baxter Intl Inc.	Common	071813109	43	1,300	SH		OTR		1,300	0	0
Becton Dickerson & Co	Common	075887109	478	3,600	SH		SOLE		3,450	0	150
Becton Dickerson & Co	Common	075887109	63	475	SH		OTR		75	0	400
Berkshire Hathaway Inc- CL A	Common	084670108	390	2	SH		SOLE		2	0	0
Berkshire Hathaway Inc- CL B	Common	084670702	1,171	8,979	SH		SOLE		8,979	0	0
Berkshire Hathaway Inc- CL B	Common	084670702	78	599	SH		OTR		599	0	0
Biogen Idec Inc	Common	09062X103	3	10	SH		SOLE		10	0	0
Biogen Idec Inc	Common	09062X103	452	1,550	SH		OTR		1,550	0	0
Blackrock Inc	Common	09247X101	898	3,018	SH		SOLE		3,018	0	0
Blackrock Inc	Common	09247X101	355	1,195	SH		OTR		895	0	300
Blackrock Credit All Inc	Common	092508100	170	14,000	SH		OTR		14,000	0	0
Blackstone Group LP	Common	09253U108	962	30,385	SH		SOLE		30,385	0	0
Blackstone Group LP	Common	09253U108	135	4,268	SH		OTR		1,268	0	3,000
Boeing Co	Common	097023105	2,024	15,457	SH		SOLE		15,457	0	0
Boeing Co	Common	097023105	280	2,138	SH		OTR		2,138	0	0
Brandywine Rlty Tr	Common	105368203	126	10,200	SH		SOLE		10,200	0	0
Bristol-Myers Squibb Co.	Common	110122108	2,130	35,987	SH		SOLE		35,487	0	500
Bristol-Myers Squibb Co.	Common	110122108	464	7,830	SH		OTR		6,130	0	1,700
Buckeye Partners L P	Common	118230101	558	9,413	SH		SOLE		9,413	0	0
Buckeye Partners L P	Common	118230101	20	333	SH		OTR		333	0	0
CDK Global Holdings LLC	Common	12508E101	683	14,298	SH		SOLE		13,365	0	933
CDK Global Holdings LLC	Common	12508E101	56	1,166	SH		OTR		1,166	0	0
Cigna Corp	Common	125509109	378	2,800	SH		SOLE		1,500	0	1,300
CMS Energy Corp.	Common	125896100	408	11,560	SH		SOLE		11,360	0	200
CSX Corp	Common	126408103	770	28,606	SH		SOLE		28,606	0	0
CSX Corp	Common	126408103	24	875	SH		OTR		875	0	0
CVS/Caremark	Common	126650100	5,174	53,627	SH		SOLE		53,627	0	0
CVS/Caremark	Common	126650100	232	2,400	SH		OTR		2,400	0	0
CA Inc	Common	12673P105	453	16,605	SH		SOLE		16,605	0	0
CA Inc	Common	12673P105	14	500	SH		OTR		500	0	0
California Wtr Svc Group	Common	130788102	221	10,000	SH		OTR		10,000	0	0
Canadian Nat'l Ry Co.	Common	136375102	291	5,123	SH		SOLE		5,123	0	0
Canadian Nat'l Ry Co.	Common	136375102	68	1,200	SH		OTR		1,200	0	0
Cardinal Health Inc	Common	14149Y108	1,383	18,002	SH		SOLE		18,002	0	0
Cardinal Health Inc	Common	14149Y108	30	390	SH		OTR		390	0	0
Carnival Corp	Common	143658300	701	14,100	SH		SOLE		14,100	0	0
Caterpillar Tractor Co.	Common	149123101	2,508	38,365	SH		SOLE		36,515	0	1,850
Caterpillar Tractor Co.	Common	149123101	168	2,575	SH		OTR		2,575	0	0
Celgene Corp Com	Common	151020104	3,686	34,074	SH		SOLE		34,074	0	0
Celgene Corp Com	Common	151020104	193	1,784	SH		OTR		1,784	0	0
Centerpoint Energy Inc	Common	15189T107	268	14,850	SH		SOLE		14,850	0	0
Centerpoint Energy Inc	Common	15189T107	11	600	SH		OTR		600	0	0
Centurylink Inc.	Common	156700106	644	25,648	SH		SOLE		25,648	0	0
Centurylink Inc.	Common	156700106	546	21,730	SH		OTR		21,430	0	300
Chemical Financial Corp.	Common	163731102	45,257	1,398,986	SH		SOLE		1,108,166	0	290,820
Chemical Financial Corp.	Common	163731102	5,798	179,226	SH		OTR		83,440	0	95,786
Chevron Corporation	Common	166764100	6,791	86,097	SH		SOLE		82,572	0	3,525
Chevron Corporation	Common	166764100	636	8,061	SH		OTR		7,111	0	950
Chubb Corp	Common	171232101	1,604	13,080	SH		SOLE		13,080	0	0
Chubb Corp	Common	171232101	35	285	SH		OTR		285	0	0
Cisco Systems Inc	Common	17275R102	4,628	176,298	SH		SOLE		176,298	0	0
Cisco Systems Inc	Common	17275R102	397	15,130	SH		OTR		14,780	0	350
Clorox Co	Common	189054109	1,232	10,665	SH		SOLE		10,665	0	0
Clorox Co	Common	189054109	131	1,130	SH		OTR		1,130	0	0
Coca Cola Co.	Common	191216100	5,672	141,383	SH		SOLE		133,883	0	7,500
Coca Cola Co.	Common	191216100	356	8,866	SH		OTR		8,866	0	0
Cogizant Tech Solutions	Common	192446102	1,748	27,914	SH		SOLE		27,914	0	0
Cogizant Tech Solutions	Common	192446102	76	1,215	SH		OTR		1,215	0	0
Cohen & Steers Tot RetRlty	Common	19247R103	154	13,000	SH		OTR		13,000	0	0
Colgate Palmolive Co.	Common	194162103	1,130	17,804	SH		SOLE		16,604	0	1,200
Colgate Palmolive Co.	Common	194162103	58	915	SH		OTR		915	0	0
Comcast Corp New Cl A	Common	20030N101	617	10,842	SH		SOLE		10,842	0	0
Comcast Corp New Cl A	Common	20030N101	17	300	SH		OTR		300	0	0
Comerica Inc.	Common	200340107	622	15,124	SH		SOLE		10,753	0	4,371
Comerica Inc.	Common	200340107	33	800	SH		OTR		0	0	800
Conocophillips	Common	20825C104	3,505	73,092	SH		SOLE		71,332	0	1,760
Conocophillips	Common	20825C104	506	10,555	SH		OTR		9,205	0	1,350
Constellation Brands Inc	Common	21036P108	1,822	14,549	SH		SOLE		14,549	0	0
Constellation Brands Inc	Common	21036P108	38	300	SH		OTR		300	0	0
Corning Inc.	Common	219350105	2,095	122,377	SH		SOLE		122,377	0	0
Corning Inc.	Common	219350105	156	9,100	SH		OTR		8,700	0	400
Costco Whsl Corp New	Common	22160K105	1,105	7,645	SH		SOLE		7,645	0	0
Costco Whsl Corp New	Common	22160K105	100	690	SH		OTR		290	0	400
Cullen Frost Bankers Inc	Common	229899109	312	4,900	SH		SOLE		4,900	0	0
Cummins Inc	Common	231021106	1,011	9,311	SH		SOLE		9,161	0	150
Cummins Inc	Common	231021106	7	65	SH		OTR		65	0	0
DTE Energy Co.	Common	233331107	622	7,741	SH		SOLE		6,226	0	1,515
DTE Energy Co.	Common	233331107	603	7,500	SH		OTR		7,500	0	0
Danaher Corp.	Common	235851102	1,333	15,644	SH		SOLE		15,644	0	0
Danaher Corp.	Common	235851102	370	4,340	SH		OTR		4,340	0	0
Darden Restaurants Inc	Common	237194105	764	11,150	SH		SOLE		10,750	0	400
Darden Restaurants Inc	Common	237194105	51	750	SH		OTR		750	0	0
Deere & Co	Common	244199105	829	11,205	SH		SOLE		11,205	0	0
Deere & Co	Common	244199105	226	3,050	SH		OTR		3,050	0	0
Diageo Plc Spon Adr New	Common	25243Q205	268	2,485	SH		SOLE		2,485	0	0
Diageo Plc Spon Adr New	Common	25243Q205	22	200	SH		OTR		200	0	0
Dicks Sporting Good Inc	Common	253393102	411	8,275	SH		SOLE		8,275	0	0
Disney Walt Co New	Common	254687106	6,543	64,018	SH		SOLE		63,618	0	400
Disney Walt Co New	Common	254687106	305	2,985	SH		OTR		2,985	0	0
Discover Finl Svcs	Common	254709108	1,258	24,195	SH		SOLE		24,195	0	0
Discover Finl Svcs	Common	254709108	23	435	SH		OTR		435	0	0
Dominion Res Inc. VA New	Common	25746U109	1,515	21,528	SH		SOLE		21,028	0	500
Dominion Res Inc. VA New	Common	25746U109	99	1,400	SH		OTR		400	0	1,000
Dover Corp	Common	260003108	218	3,815	SH		SOLE		3,815	0	0
Dover Corp	Common	260003108	7	125	SH		OTR		125	0	0
Dow Chemical Co.	Common	260543103	61,953	1,461,164	SH		SOLE		699,075	0	762,089
Dow Chemical Co.	Common	260543103	16,543	390,156	SH		OTR		146,327	0	243,829
Du Pont Ei De Nemours & Co.	Common	263534109	1,638	33,988	SH		SOLE		33,820	0	168
Du Pont Ei De Nemours & Co.	Common	263534109	75	1,565	SH		OTR		1,565	0	0
Duke Energy Corp New	Common	26441C204	1,098	15,257	SH		SOLE		15,257	0	0
Duke Energy Corp New	Common	26441C204	171	2,372	SH		OTR		2,372	0	0
EMC Corp	Common	268648102	1,465	60,650	SH		SOLE		60,650	0	0
EMC Corp	Common	268648102	91	3,750	SH		OTR		3,750	0	0
Eog Res Inc	Common	26875P101	482	6,615	SH		SOLE		6,615	0	0
Eog Res Inc	Common	26875P101	44	601	SH		OTR		601	0	0
Earthlink Hldgs Corp	Common	27033X101	218	28,000	SH		SOLE		28,000	0	0
Eastman Chemical Co	Common	277432100	863	13,330	SH		SOLE		13,330	0	0
Eaton Vance Tax-Adv Dvd Inc	Common	27828G107	202	11,000	SH		OTR		11,000	0	0
Ecolab Inc.	Common	278865100	258	2,350	SH		SOLE		2,350	0	0
Ecolab Inc.	Common	278865100	88	805	SH		OTR		305	0	500
Edison Intl	Common	281020107	266	4,225	SH		SOLE		4,225	0	0
Emerson Elec Co.	Common	291011104	3,456	78,250	SH		SOLE		75,550	0	2,700
Emerson Elec Co.	Common	291011104	364	8,230	SH		OTR		6,430	0	1,800
Energy Transfer Prtnrs L P	Common	29273R109	681	16,592	SH		SOLE		16,592	0	0
Entergy Corp	Common	29364G103	261	4,008	SH		SOLE		4,008	0	0
Entergy Corp	Common	29364G103	33	500	SH		OTR		300	0	200
Enterprise Prods Partners	Common	293792107	192	7,709	SH		SOLE		7,709	0	0
Enterprise Prods Partners	Common	293792107	926	37,200	SH		OTR		10,000	0	27,200
Equity Residential SBI	Common	29476L107	426	5,667	SH		SOLE		5,667	0	0
Equity Residential SBI	Common	29476L107	376	5,000	SH		OTR		5,000	0	0
Express Scripts Hldg Co	Common	30219G108	1,954	24,135	SH		SOLE		24,135	0	0
Express Scripts Hldg Co	Common	30219G108	2,206	27,247	SH		OTR		27,247	0	0
Exxon Mobil Corp.	Common	30231G102	14,549	195,683	SH		SOLE		184,955	0	10,728
Exxon Mobil Corp.	Common	30231G102	1,580	21,253	SH		OTR		21,253	0	0
Facebook Inc-A	Common	30303M102	1,556	17,310	SH		SOLE		17,310	0	0
Facebook Inc-A	Common	30303M102	25	274	SH		OTR		274	0	0
Fedex Corp	Common	31428X106	1,122	7,791	SH		SOLE		7,791	0	0
Fedex Corp	Common	31428X106	457	3,171	SH		OTR		3,171	0	0
Fifth Third Bancorp	Common	316773100	1,871	98,923	SH		SOLE		98,923	0	0
Fifth Third Bancorp	Common	316773100	17	900	SH		OTR		900	0	0
Fiserv Inc	Common	337738108	4,708	54,358	SH		SOLE		53,758	0	600
Fiserv Inc	Common	337738108	472	5,444	SH		OTR		5,444	0	0
Firstenergy Corp	Common	337932107	322	10,284	SH		SOLE		10,148	0	136
Firstenergy Corp	Common	337932107	25	800	SH		OTR		800	0	0
Ford Motor Co	Common	345370860	664	48,956	SH		SOLE		48,956	0	0
Ford Motor Co	Common	345370860	37	2,750	SH		OTR		2,750	0	0
Fortune Brands Home & Sec In	Common	34964C106	356	7,504	SH		SOLE		7,504	0	0
Frontier Communications Corp	Common	35906A108	96	20,206	SH		SOLE		20,206	0	0
Frontier Communications Corp	Common	35906A108	19	4,000	SH		OTR		4,000	0	0
General Dynamics Co.	Common	369550108	1,003	7,270	SH		SOLE		7,020	0	250
General Dynamics Co	Common	369550108	235	1,700	SH		OTR		1,500	0	200
General Elec Co.	Common	369604103	7,403	293,551	SH		SOLE		287,251	0	6,300
General Elec Co.	Common	369604103	180	7,120	SH		OTR		7,120	0	0
General Mls Inc.	Common	370334104	3,814	67,943	SH		SOLE		65,043	0	2,900
General Mls Inc.	Common	370334104	223	3,965	SH		OTR		3,965	0	0
Gentex Corp	Common	371901109	51	3,274	SH		SOLE		3,274	0	0
Gentex Corp	Common	371901109	209	13,500	SH		OTR		13,500	0	0
Genuine Parts Co.	Common	372460105	4,326	52,192	SH		SOLE		49,342	0	2,850
Genuine Parts Co.	Common	372460105	348	4,200	SH		OTR		3,700	0	500
Gilead Sciences Inc	Common	375558103	5,740	58,458	SH		SOLE		58,458	0	0
Gilead Sciences Inc	Common	375558103	624	6,352	SH		OTR		6,352	0	0
Glaxo Smithkline	Common	37733W105	662	17,205	SH		SOLE		17,205	0	0
Glaxo Smithkline	Common	37733W105	10	250	SH		OTR		250	0	0
Goodyear Tire & Rubr Co	Common	382550101	1,368	46,645	SH		SOLE		46,645	0	0
Goodyear Tire & Rubr Co	Common	382550101	31	1,050	SH		OTR		1,050	0	0
Google Inc Cl A	Common	38259P508	3,083	4,829	SH		SOLE		4,829	0	0
Google Inc Cl A	Common	38259P508	94	148	SH		OTR		118	0	30
Google Inc Class C	Common	38259P706	434	714	SH		SOLE		714	0	0
Google Inc Class C	Common	38259P706	28	46	SH		OTR		46	0	0
HCA Holdings Inc	Common	40412C101	979	12,653	SH		SOLE		12,653	0	0
HCA Holdings Inc	Common	40412C101	7	94	SH		OTR		94	0	0
HCP Inc	Common	40414L109	2,622	70,395	SH		SOLE		68,795	0	1,600
HCP Inc	Common	40414L109	365	9,790	SH		OTR		9,690	0	100
HSBC Holdings PLC Spons Adr	Common	404280406	221	5,837	SH		SOLE		5,837	0	0
Halliburton Co	Common	406216101	1,463	41,396	SH		SOLE		41,396	0	0
Halliburton Co	Common	406216101	179	5,055	SH		OTR		4,355	0	700
Hartford Finl Svcs	Common	416515104	1,135	24,793	SH		SOLE		24,793	0	0
Hartford Finl Svcs	Common	416515104	50	1,095	SH		OTR		1,095	0	0
Hewlett Packard Co.	Common	428236103	393	15,332	SH		SOLE		15,332	0	0
Hewlett Packard Co.	Common	428236103	15	600	SH		OTR		600	0	0
Hollyfrontier Corp	Common	436106108	462	9,450	SH		SOLE		9,450	0	0
Hollyfrontier Corp	Common	436106108	4	75	SH		OTR		75	0	0
Home Depot, Inc.	Common	437076102	3,927	34,004	SH		SOLE		33,554	0	450
Home Depot, Inc.	Common	437076102	150	1,300	SH		OTR		800	0	500
Honeywell Intl Inc	Common	438516106	1,821	19,227	SH		SOLE		18,927	0	300
Honeywell Intl Inc	Common	438516106	195	2,055	SH		OTR		2,055	0	0
Hospitality Properties Trust R	Common	44106M102	233	9,100	SH		SOLE		9,100	0	0
Humana Inc	Common	444859102	1,042	5,822	SH		SOLE		5,572	0	250
Humana Inc	Common	444859102	64	355	SH		OTR		355	0	0
Illinois Tool Works Inc	Common	452308109	119	1,447	SH		SOLE		1,447	0	0
Illinois Tool Works Inc	Common	452308109	186	2,258	SH		OTR		1,658	0	600
Ingredion Inc	Common	457187102	210	2,400	SH		SOLE		2,400	0	0
Intel Corp.	Common	458140100	8,231	273,078	SH		SOLE		264,378	0	8,700
Intel Corp.	Common	458140100	675	22,387	SH		OTR		21,887	0	500
IBM Corp.	Common	459200101	4,246	29,289	SH		SOLE		28,889	0	400
IBM Corp.	Common	459200101	223	1,540	SH		OTR		1,140	0	400
International Paper Co	Common	460146103	657	17,374	SH		SOLE		17,338	0	36
International Paper Co	Common	460146103	49	1,305	SH		OTR		1,305	0	0
Ishares Silver Trust	Common	46428Q109	234	16,870	SH		SOLE		16,870	0	0
Ishares Gold Trust	Common	464285105	172	15,935	SH		SOLE		15,935	0	0
Ishares Gold Trust	Common	464285105	9	800	SH		OTR		800	0	0
Ishares DJ Select Divd ETF	Common	464287168	536	7,363	SH		SOLE		7,363	0	0
Ishares Barclays Tips Bond Etf	Common	464287176	1,054	9,526	SH		SOLE		9,526	0	0
Ishares Barclays Tips Bond Etf	Common	464287176	33	300	SH		OTR		300	0	0
Ishares Core S&P 500 ETF	Common	464287200	5,775	29,968	SH		SOLE		29,968	0	0
Ishares Core S&P 500 ETF	Common	464287200	122	632	SH		OTR		632	0	0
Ishares MSCI Emerging Mkt Etf	Common	464287234	318	9,711	SH		SOLE		9,711	0	0
Ishares MSCI Emerging Mkt Etf	Common	464287234	21	655	SH		OTR		655	0	0
Ishares Tr Index Iboxx In Gr	Common	464287242	511	4,400	SH		SOLE		4,400	0	0
Ishares Tr Index Iboxx In Gr	Common	464287242	167	1,439	SH		OTR		1,439	0	0
Ishares Msci Eafe ETF	Common	464287465	2,006	34,996	SH		SOLE		34,996	0	0
Ishares Msci Eafe ETF	Common	464287465	112	1,948	SH		OTR		1,948	0	0
Ishare Russell Midcap Etf	Common	464287499	362	2,325	SH		SOLE		2,325	0	0
Ishare Russell Midcap Etf	Common	464287499	47	304	SH		OTR		304	0	0
Ishares Core S&P Mid-Cap	Common	464287507	1,805	13,215	SH		SOLE		13,215	0	0
Ishares Core S&P Mid-Cap	Common	464287507	32	235	SH		OTR		235	0	0
Ishares S&P Midcap 400/Grwth E	Common	464287606	3,129	19,916	SH		SOLE		19,916	0	0
Ishares S&P Midcap 400/Grwth E	Common	464287606	157	999	SH		OTR		999	0	0
Ishares Russell 2000 ETF	Common	464287655	1,592	14,583	SH		SOLE		14,583	0	0
Ishares Russell 2000 ETF	Common	464287655	22	202	SH		OTR		202	0	0
Ishares Russell 3000 ETF	Common	464287689	341	2,997	SH		SOLE		2,997	0	0
Ishares S&P Midcap 400/Value E	Common	464287705	2,789	24,179	SH		SOLE		24,179	0	0
Ishares S&P Midcap 400/Value E	Common	464287705	134	1,159	SH		OTR		1,159	0	0
Ishares Tr ETF Dj Us Industrl	Common	464287754	240	2,490	SH		SOLE		2,490	0	0
Ishares Dj US Finl Sect ETF	Common	464287788	259	3,075	SH		SOLE		3,075	0	0
Ishares Core S&P Small-Cap ETF	Common	464287804	353	3,309	SH		SOLE		3,309	0	0
Ishares Tr S&P Natl Mun Bd	Common	464288414	407	3,716	SH		SOLE		3,716	0	0
Ishares Tr Barclays Inter Gv	Common	464288612	986	8,875	SH		SOLE		8,875	0	0
Ishares Tr Barclays Inter Credit Bnd	Common	464288638	263	2,426	SH		SOLE		2,426	0	0
Ishares Tr Barclays Inter Credit Bnd	Common	464288638	78	720	SH		OTR		720	0	0
Ishares Barclays 1-3 yr	Common	464288646	598	5,685	SH		SOLE		5,685	0	0
Ishares Barclays 1-3 yr	Common	464288646	75	715	SH		OTR		715	0	0
Ishares S&P Pref Stk ETF	Common	464288687	321	8,327	SH		SOLE		8,327	0	0
Ishares Msci Eafe Value ETF	Common	464288877	267	5,766	SH		SOLE		5,766	0	0
Ishares Tr Msci Eafe Growth ETF	Common	464288885	278	4,360	SH		SOLE		4,360	0	0
Itc Hldgs Corp	Common	465685105	331	9,938	SH		SOLE		9,938	0	0
Itc Hldgs Corp	Common	465685105	267	8,000	SH		OTR		8,000	0	0
J.P. Morgan Chase & Co.	Common	46625H100	7,455	122,276	SH		SOLE		120,184	0	2,092
J.P. Morgan Chase & Co.	Common	46625H100	620	10,175	SH		OTR		7,775	0	2,400
Jacobs Engr Group Inc.	Common	469814107	222	5,925	SH		SOLE		5,925	0	0
Jacobs Engr Group Inc.	Common	469814107	243	6,500	SH		OTR		6,500	0	0
Johnson & Johnson	Common	478160104	11,680	125,119	SH		SOLE		122,344	0	2,775
Johnson & Johnson	Common	478160104	830	8,891	SH		OTR		7,991	0	900
Johnson Ctls Inc.	Common	478366107	2,996	72,428	SH		SOLE		72,428	0	0
Johnson Ctls Inc.	Common	478366107	155	3,740	SH		OTR		3,740	0	0
KKR & Co LP	Common	48248M102	254	15,125	SH		SOLE		15,125	0	0
KKR & Co LP	Common	48248M102	84	5,000	SH		OTR		0	0	5,000
Kellogg Co.	Common	487836108	1,228	18,453	SH		SOLE		17,053	0	1,400
Kellogg Co.	Common	487836108	136	2,050	SH		OTR		2,050	0	0
Keycorp	Common	493267108	471	36,232	SH		SOLE		36,232	0	0
Kimberly Clark Corp.	Common	494368103	2,319	21,268	SH		SOLE		20,568	0	700
Kimberly Clark Corp.	Common	494368103	202	1,850	SH		OTR		1,750	0	100
Kinder Morgan Inc	Common	49456B101	1,016	36,695	SH		SOLE		36,695	0	0
Kinder Morgan Inc	Common	49456B101	2,295	82,925	SH		OTR		3,113	0	79,812
Kohl's Corp	Common	500255104	313	6,750	SH		SOLE		6,350	0	400
Kraft Heinz Co	Common	500754106	353	5,002	SH		SOLE		5,002	0	0
Kroger Co	Common	501044101	1,767	48,985	SH		SOLE		48,985	0	0
Kroger Co	Common	501044101	52	1,430	SH		OTR		1,430	0	0
Lilly Eli & Co.	Common	532457108	1,149	13,727	SH		SOLE		13,577	0	150
Lilly Eli & Co.	Common	532457108	90	1,070	SH		OTR		1,070	0	0
Linear Technology Corp.	Common	535678106	291	7,200	SH		SOLE		7,200	0	0
Lockheed Martin Corp.	Common	539830109	1,699	8,197	SH		SOLE		7,547	0	650
Lockheed Martin Corp.	Common	539830109	41	200	SH		OTR		150	0	50
Lowes Cos Inc.	Common	548661107	3,579	51,923	SH		SOLE		51,623	0	300
Lowes Cos Inc.	Common	548661107	286	4,154	SH		OTR		4,154	0	0
Macquarie Infrastructure Co LL	Common	55608B105	224	3,000	SH		SOLE		3,000	0	0
Magna Int'l Inc Cl A	Common	559222401	2,674	55,691	SH		SOLE		55,691	0	0
Magna Int'l Inc Cl A	Common	559222401	65	1,350	SH		OTR		1,350	0	0
Marathon Oil Corp.	Common	565849106	422	27,413	SH		SOLE		27,413	0	0
Marathon Oil Corp.	Common	565849106	37	2,400	SH		OTR		2,400	0	0
Marathon Pete Corp	Common	56585A102	859	18,539	SH		SOLE		18,539	0	0
Marathon Pete Corp	Common	56585A102	49	1,054	SH		OTR		1,054	0	0
Marriott International Inc	Common	571903202	712	10,445	SH		SOLE		10,445	0	0
McDonalds Corp	Common	580135101	5,725	58,106	SH		SOLE		56,906	0	1,200
McDonalds Corp	Common	580135101	496	5,038	SH		OTR		4,638	0	400
McKesson Hboc Inc	Common	58155Q103	1,159	6,263	SH		SOLE		6,263	0	0
McKesson Hboc Inc	Common	58155Q103	28	150	SH		OTR		150	0	0
Merck & Co. Inc. New	Common	58933Y105	6,000	121,481	SH		SOLE		120,081	0	1,400
Merck & Co. Inc. New	Common	58933Y105	384	7,780	SH		OTR		7,780	0	0
Metlife Inc.	Common	59156R108	2,112	44,783	SH		SOLE		44,083	0	700
Metlife Inc.	Common	59156R108	39	835	SH		OTR		835	0	0
Microsoft Corp.	Common	594918104	2,893	65,371	SH		SOLE		63,871	0	1,500
Microsoft Corp.	Common	594918104	924	20,875	SH		OTR		17,175	0	3,700
Microchip Tech	Common	595017104	3,400	78,894	SH		SOLE		72,594	0	6,300
Microchip Tech	Common	595017104	172	4,000	SH		OTR		3,700	0	300
Mohawk Industries	Common	608190104	543	2,985	SH		SOLE		2,985	0	0
Mohawk Industries	Common	608190104	14	75	SH		OTR		75	0	0
Mondelez Intl Inc	Common	609207105	750	17,916	SH		SOLE		17,916	0	0
National Fuel Gas Co.	Common	636180101	265	5,300	SH		SOLE		5,300	0	0
National Fuel Gas Co.	Common	636180101	27	550	SH		OTR		550	0	0
National - Oilwell Varco	Common	637071101	351	9,335	SH		SOLE		9,335	0	0
National - Oilwell Varco	Common	637071101	15	390	SH		OTR		390	0	0
Neogen Corp	Common	640491106	775	17,227	SH		SOLE		17,227	0	0
Neogen Corp	Common	640491106	181	4,012	SH		OTR		1,012	0	3,000
Nextera Energy Inc	Common	65339F101	2,556	26,202	SH		SOLE		24,152	0	2,050
Nextera Energy Inc	Common	65339F101	320	3,284	SH		OTR		3,284	0	0
Nike Inc. Cl B	Common	654106103	2,288	18,605	SH		SOLE		18,605	0	0
Nike Inc. Cl B	Common	654106103	601	4,885	SH		OTR		4,885	0	0
Norfolk Southn Corp	Common	655844108	370	4,845	SH		SOLE		4,645	0	200
Norfolk Southn Corp	Common	655844108	142	1,854	SH		OTR		1,854	0	0
Northrop Grumman Corp	Common	666807102	274	1,650	SH		SOLE		1,650	0	0
Novartis ADR	Common	66987V109	1,024	11,135	SH		SOLE		11,135	0	0
Novartis ADR	Common	66987V109	230	2,500	SH		OTR		2,500	0	0
Nucor Corp	Common	670346105	308	8,212	SH		SOLE		8,212	0	0
Nucor Corp	Common	670346105	34	900	SH		OTR		900	0	0
Nustar Energy LP	Common	67058H102	366	8,175	SH		SOLE		8,175	0	0
Nuveen Quality Pref	Common	67071S101	166	21,000	SH		OTR		21,000	0	0
Occidental Pete Corp	Common	674599105	302	4,572	SH		SOLE		4,572	0	0
Occidental Pete Corp	Common	674599105	15	220	SH		OTR		220	0	0
Oracle Corp.	Common	68389X105	3,204	88,692	SH		SOLE		88,692	0	0
Oracle Corp.	Common	68389X105	352	9,751	SH		OTR		8,751	0	1,000
PG & E Corp	Common	69331C108	174	3,300	SH		SOLE		3,300	0	0
PG & E Corp	Common	69331C108	34	650	SH		OTR		650	0	0
PPG Inds Inc	Common	693506107	420	4,790	SH		SOLE		4,790	0	0
PPG Inds Inc	Common	693506107	55	630	SH		OTR		630	0	0
PPL Corp	Common	69351T106	907	27,590	SH		SOLE		27,590	0	0
PPL Corp	Common	69351T106	41	1,250	SH		OTR		950	0	300
Packaging Corp Amer	Common	695156109	865	14,373	SH		SOLE		14,373	0	0
Packaging Corp Amer	Common	695156109	33	550	SH		OTR		550	0	0
Paychex, Inc.	Common	704326107	362	7,600	SH		SOLE		7,600	0	0
Paychex, Inc.	Common	704326107	17	350	SH		OTR		350	0	0
Paypal Holdings Inc	Common	70450Y103	223	7,188	SH		SOLE		7,188	0	0
Pepsico Inc.	Common	713448108	6,526	69,209	SH		SOLE		67,434	0	1,775
Pepsico Inc.	Common	713448108	844	8,950	SH		OTR		8,950	0	0
Pfizer Inc.	Common	717081103	9,460	301,192	SH		SOLE		296,904	0	4,288
Pfizer Inc.	Common	717081103	734	23,366	SH		OTR		19,578	0	3,788
Philip Morris Intl Inc.	Common	718172109	1,560	19,669	SH		SOLE		19,669	0	0
Philip Morris Intl Inc.	Common	718172109	56	710	SH		OTR		710	0	0
Phillips 66	Common	718546104	3,117	40,570	SH		SOLE		40,570	0	0
Phillips 66	Common	718546104	265	3,446	SH		OTR		3,446	0	0
Pinnacle West Cap Corp.	Common	723484101	464	7,234	SH		SOLE		6,684	0	550
Powershares QQQ Trust	Common	73935A104	2,060	20,240	SH		SOLE		20,240	0	0
Powershares QQQ Trust	Common	73935A104	61	600	SH		OTR		600	0	0
Praxair Inc.	Common	74005P104	809	7,940	SH		SOLE		7,940	0	0
Praxair Inc.	Common	74005P104	311	3,049	SH		OTR		3,049	0	0
T Rowe Price Group Inc	Common	74144T108	2,760	39,709	SH		SOLE		39,509	0	200
T Rowe Price Group Inc	Common	74144T108	115	1,655	SH		OTR		1,655	0	0
Procter & Gamble Co.	Common	742718109	7,967	110,749	SH		SOLE		110,099	0	650
Procter & Gamble Co.	Common	742718109	583	8,110	SH		OTR		8,110	0	0
Prudential Financial	Common	744320102	2,729	35,805	SH		SOLE		35,805	0	0
Prudential Financial	Common	744320102	312	4,095	SH		OTR		4,095	0	0
Public Svc Enterprise Group In	Common	744573106	169	4,006	SH		SOLE		4,006	0	0
Public Svc Enterprise Group In	Common	744573106	316	7,500	SH		OTR		7,500	0	0
Qlogic Corp	Common	747277101	136	13,300	SH		SOLE		13,300	0	0
Qualcomm Incorporated	Common	747525103	4,232	78,755	SH		SOLE		78,655	0	100
Qualcomm Incorporated	Common	747525103	284	5,285	SH		OTR		4,685	0	600
Raytheon Company	Common	755111507	504	4,614	SH		SOLE		4,539	0	75
Rockwell Automation Inc	Common	773903109	345	3,400	SH		SOLE		3,400	0	0
Rockwell Automation Inc	Common	773903109	41	400	SH		OTR		0	0	400
Royal Dutch Shell PLC	Common	780259206	1,314	27,724	SH		SOLE		26,149	0	1,575
Royal Dutch Shell PLC	Common	780259206	305	6,433	SH		OTR		6,233	0	200
Guggenheim S&P 500	Common	78355W106	250	3,400	SH		SOLE		3,400	0	0
SBA Communications Corp	Common	78388J106	647	6,177	SH		SOLE		6,177	0	0
SBA Communications Corp	Common	78388J106	6	60	SH		OTR		60	0	0
SJW Corp Com	Common	784305104	231	7,500	SH		OTR		7,500	0	0
SPDR S&P 500 ETF Trust	Common	78462F103	1,749	9,128	SH		SOLE		9,128	0	0
SPDR S&P 500 ETF Trust	Common	78462F103	60	315	SH		OTR		315	0	0
SPDR Gold Trust	Common	78463V107	912	8,535	SH		SOLE		8,535	0	0
SPDR Gold Trust	Common	78463V107	27	255	SH		OTR		255	0	0
SPDR S&P Divd ETF	Common	78464A763	1,530	21,207	SH		SOLE		21,207	0	0
SPDR S&P Divd ETF	Common	78464A763	423	5,860	SH		OTR		5,860	0	0
St. Jude Med Inc.	Common	790849103	886	14,050	SH		SOLE		14,050	0	0
Schlumberger Ltd.	Common	806857108	3,991	57,871	SH		SOLE		57,871	0	0
Schlumberger Ltd.	Common	806857108	555	8,040	SH		OTR		8,040	0	0
Select Sector Spdr Cons Discr Etf	Common	81369Y407	200	2,688	SH		SOLE		2,688	0	0
Select Sector Spdr Cons Discr Etf	Common	81369Y407	63	850	SH		OTR		850	0	0
Select Sector Spdr/Energy Etf	Common	81369Y506	501	8,183	SH		SOLE		8,183	0	0
Select Sector Spdr/Energy Etf	Common	81369Y506	35	568	SH		OTR		568	0	0
Select Sector SPDR Tr/Fin'l	Common	81369Y605	4,030	177,863	SH		SOLE		177,863	0	0
Select Sector SPDR Tr/Fin'l	Common	81369Y605	70	3,101	SH		OTR		3,101	0	0
Select Sector SPDR/Industrial	Common	81369Y704	270	5,415	SH		SOLE		5,415	0	0
Select Sector SPDR/Industrial	Common	81369Y704	66	1,325	SH		OTR		1,325	0	0
Select Sector SPDR Tech	Common	81369Y803	1,529	38,699	SH		SOLE		38,699	0	0
Select Sector SPDR Tech	Common	81369Y803	94	2,391	SH		OTR		2,391	0	0
Select Sector SPDR/Utilities	Common	81369Y886	2,721	62,854	SH		SOLE		62,854	0	0
Select Sector SPDR/Utilities	Common	81369Y886	45	1,045	SH		OTR		1,045	0	0
Sigma Aldrich Corp.	Common	826552101	254	1,825	SH		SOLE		1,825	0	0
Sigma Aldrich Corp.	Common	826552101	125	900	SH		OTR		900	0	0
Simon Ppty Group Inc.	Common	828806109	4,530	24,656	SH		SOLE		24,356	0	300
Simon Ppty Group Inc.	Common	828806109	184	1,001	SH		OTR		1,001	0	0
Smith A O	Common	831865209	16	250	SH		SOLE		250	0	0
Smith A O	Common	831865209	391	6,000	SH		OTR		6,000	0	0
Smucker J M Co	Common	832696405	423	3,705	SH		SOLE		3,205	0	500
Sonoco Prods Co	Common	835495102	730	19,340	SH		SOLE		19,340	0	0
Sonoco Prods Co	Common	835495102	6	150	SH		OTR		0	0	150
Southern Co.	Common	842587107	993	22,211	SH		SOLE		21,675	0	536
Southern Co.	Common	842587107	66	1,476	SH		OTR		1,476	0	0
Southwest Airlines Co	Common	844741108	2,248	59,086	SH		SOLE		59,086	0	0
Southwest Airlines Co	Common	844741108	48	1,259	SH		OTR		1,259	0	0
Spectra Energy Corp	Common	847560109	672	25,598	SH		SOLE		24,998	0	600
Spectra Energy Corp	Common	847560109	109	4,135	SH		OTR		4,135	0	0
Sprott Physical Gold Trust	Common	85207H104	66	7,188	SH		SOLE		7,188	0	0
Sprott Physical Gold Trust	Common	85207H104	35	3,818	SH		OTR		3,818	0	0
Sprott Physical Silver Trust	Common	85207K107	76	13,466	SH		SOLE		13,466	0	0
Stanley Black and Decker	Common	854502101	484	4,987	SH		SOLE		4,587	0	400
Starbucks Corp	Common	855244109	536	9,430	SH		SOLE		9,430	0	0
Starbucks Corp	Common	855244109	102	1,800	SH		OTR		600	0	1,200
State Street Corp	Common	857477103	928	13,813	SH		SOLE		13,813	0	0
State Street Corp	Common	857477103	40	600	SH		OTR		600	0	0
Stryker Corp.	Common	863667101	777	8,255	SH		SOLE		8,255	0	0
Stryker Corp.	Common	863667101	3,131	33,270	SH		OTR		32,770	0	500
Sturm Ruger & Co	Common	864159108	352	6,000	SH		SOLE		6,000	0	0
Sysco Corp.	Common	871829107	442	11,332	SH		SOLE		11,332	0	0
Sysco Corp.	Common	871829107	16	400	SH		OTR		400	0	0
TJX Cos Inc	Common	872540109	1,093	15,305	SH		SOLE		15,305	0	0
TJX Cos Inc	Common	872540109	26	370	SH		OTR		370	0	0
Target Corp.	Common	87612E106	1,864	23,694	SH		SOLE		22,144	0	1,550
Target Corp.	Common	87612E106	286	3,635	SH		OTR		3,635	0	0
Teva Pharmaceutical Inds	Common	881624209	1,687	29,872	SH		SOLE		29,872	0	0
Teva Pharmaceutical Inds	Common	881624209	418	7,400	SH		OTR		7,400	0	0
Texas Instruments	Common	882508104	530	10,706	SH		SOLE		10,706	0	0
Texas Instruments	Common	882508104	54	1,100	SH		OTR		500	0	600
3M Co.	Common	88579Y101	3,715	26,202	SH		SOLE		25,502	0	700
3M Co.	Common	88579Y101	177	1,245	SH		OTR		645	0	600
Time Warner Inc	Common	887317303	573	8,334	SH		SOLE		8,334	0	0
Time Warner Inc	Common	887317303	4	65	SH		OTR		65	0	0
Time Warner Cable Inc	Common	88732J207	751	4,185	SH		SOLE		4,185	0	0
Time Warner Cable Inc	Common	88732J207	305	1,700	SH		OTR		1,700	0	0
Travelers Companies Inc	Common	89417E109	1,017	10,221	SH		SOLE		10,221	0	0
Travelers Companies Inc	Common	89417E109	10	100	SH		OTR		100	0	0
Tyson Foods Inc CL A	Common	902494103	2,256	52,344	SH		SOLE		52,344	0	0
Tyson Foods Inc CL A	Common	902494103	7	173	SH		OTR		173	0	0
U S Bankcorp Del New	Common	902973304	2,515	61,333	SH		SOLE		61,333	0	0
U S Bankcorp Del New	Common	902973304	156	3,795	SH		OTR		3,795	0	0
Union Pac Corp	Common	907818108	2,843	32,158	SH		SOLE		32,158	0	0
Union Pac Corp	Common	907818108	340	3,850	SH		OTR		3,850	0	0
United Parcel Service	Common	911312106	693	7,024	SH		SOLE		7,024	0	0
United Parcel Service	Common	911312106	112	1,135	SH		OTR		635	0	500
United Rentals Inc	Common	911363109	882	14,682	SH		SOLE		14,682	0	0
United Rentals Inc	Common	911363109	16	265	SH		OTR		265	0	0
United Technologies Corp.	Common	913017109	8,810	99,003	SH		SOLE		79,303	0	19,700
United Technologies Corp.	Common	913017109	549	6,167	SH		OTR		6,167	0	0
United Health Group Inc	Common	91324P102	297	2,561	SH		SOLE		2,561	0	0
United Health Group Inc	Common	91324P102	22	190	SH		OTR		190	0	0
V F Corp	Common	918204108	2,086	30,578	SH		SOLE		29,378	0	1,200
V F Corp	Common	918204108	61	900	SH		OTR		0	0	900
Valero Energy Corp New	Common	91913Y100	946	15,746	SH		SOLE		15,746	0	0
Valero Energy Corp New	Common	91913Y100	14	229	SH		OTR		229	0	0
Vanguard Dividend Apprec ETF	Common	921908844	272	3,694	SH		SOLE		3,694	0	0
Vanguard Dividend Apprec ETF	Common	921908844	7	100	SH		OTR		100	0	0
Vanguard Long-Term	Common	921937793	323	3,613	SH		OTR		3,613	0	0
Vanguard Bd Index Fd Short Term	Common	921937827	919	11,435	SH		SOLE		11,435	0	0
Vanguard Bd Index Fd Tot	Common	921937835	886	10,811	SH		SOLE		10,811	0	0
Vanguard Ftse All-World	Common	922042775	259	6,080	SH		SOLE		6,080	0	0
Vanguard Ftse Emerging Mkts	Common	922042858	4,294	129,767	SH		SOLE		129,767	0	0
Vanguard Ftse Emerging Mkts	Common	922042858	223	6,754	SH		OTR		6,754	0	0
Vanguard Consumer Discret	Common	92204A108	881	7,480	SH		SOLE		7,480	0	0
Vanguard Consumer Staples Etf	Common	92204A207	443	3,653	SH		SOLE		3,653	0	0
Vanguard Financial ETF	Common	92204A405	1,307	28,242	SH		SOLE		28,242	0	0
Vanguard Financial ETF	Common	92204A405	131	2,824	SH		OTR		2,824	0	0
Vanguard World Fds Health	Common	92204A504	379	3,091	SH		SOLE		3,091	0	0
Vanguard Telecommunications Ser	Common	92204A884	202	2,567	SH		SOLE		2,567	0	0
Vectren Corp	Common	92240G101	66	1,570	SH		SOLE		1,570	0	0
Vectren Corp	Common	92240G101	168	4,000	SH		OTR		4,000	0	0
Vanguard Index Fds Reit	Common	922908553	1,025	13,564	SH		SOLE		13,564	0	0
Vanguard Index Fds Reit	Common	922908553	143	1,899	SH		OTR		1,899	0	0
Vanguard Large-Cap ETF	Common	922908637	330	3,752	SH		SOLE		3,752	0	0
Vanguard Growth ETF	Common	922908736	8,026	80,032	SH		SOLE		80,032	0	0
Vanguard Growth ETF	Common	922908736	33	325	SH		OTR		325	0	0
Vanguard Value ETF	Common	922908744	5,932	77,290	SH		SOLE		77,290	0	0
Vanguard Value ETF	Common	922908744	31	405	SH		OTR		405	0	0
Vanguard Small-Cap ETF	Common	922908751	243	2,250	SH		SOLE		2,250	0	0
Vanguard Small-Cap ETF	Common	922908751	372	3,449	SH		OTR		3,449	0	0
Verizon Communications	Common	92343V104	6,822	156,799	SH		SOLE		152,999	0	3,800
Verizon Communications	Common	92343V104	593	13,618	SH		OTR		13,618	0	0
Visa Inc CL A	Common	92826C839	1,006	14,447	SH		SOLE		14,447	0	0
Visa Inc CL A	Common	92826C839	158	2,266	SH		OTR		2,266	0	0
Vishay Intertechnology Inc	Common	928298108	109	11,200	SH		SOLE		11,200	0	0
Vodafone Group Spons ADR	Common	92857W308	509	16,049	SH		SOLE		16,049	0	0
Vodafone Group Spons ADR	Common	92857W308	3	99	SH		OTR		99	0	0
Vulcan Materials Co	Common	929160109	397	4,450	SH		SOLE		4,450	0	0
Vulcan Materials Co	Common	929160109	18	200	SH		OTR		200	0	0
Wec Energy Group Inc	Common	92939U106	525	10,046	SH		SOLE		10,046	0	0
Wal Mart Stores Inc.	Common	931142103	2,638	40,683	SH		SOLE		40,583	0	100
Wal Mart Stores Inc.	Common	931142103	149	2,300	SH		OTR		2,300	0	0
Walgreens Boots Alliance Inc	Common	931427108	1,569	18,880	SH		SOLE		18,580	0	300
Walgreens Boots Alliance Inc	Common	931427108	327	3,939	SH		OTR		3,939	0	0
Waste Management	Common	94106L109	1,577	31,666	SH		SOLE		29,266	0	2,400
Waste Management	Common	94106L109	268	5,385	SH		OTR		5,185	0	200
Welltower Inc Reit	Common	95040Q104	509	7,510	SH		SOLE		7,510	0	0
Westar Energey Inc	Common	95709T100	451	11,720	SH		SOLE		11,720	0	0
Westpac Bkg Corp	Common	961214301	250	11,875	SH		SOLE		11,875	0	0
Whirlpool Corp	Common	963320106	1,311	8,905	SH		SOLE		8,905	0	0
Whirlpool Corp	Common	963320106	34	234	SH		OTR		234	0	0
Xcel Energy Inc	Common	98389B100	568	16,040	SH		SOLE		16,040	0	0
Xcel Energy Inc	Common	98389B100	91	2,575	SH		OTR		2,575	0	0
Xerox Corp	Common	984121103	162	16,625	SH		SOLE		16,625	0	0
Yum! Brands Inc	Common	988498101	98	1,230	SH		SOLE		1,230	0	0
Yum! Brands Inc	Common	988498101	160	2,000	SH		OTR		2,000	0	0
Zimmer Hldgs	Common	98956P102	468	4,979	SH		SOLE		4,979	0	0
Zimmer Hldgs	Common	98956P102	23	250	SH		OTR		250	0	0