Finward Bancorp (FNWD) 10-Q 7 Aug 20 2020 Q2 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	6 Months Ended
	Jun. 30, 2020	Aug. 06, 2020
Document Information [Line Items]
Entity Central Index Key	0000919864
Entity Registrant Name	NORTHWEST INDIANA BANCORP
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	Q2
Document Fiscal Year Focus	2020
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Jun. 30, 2020
Document Transition Report	false
Entity File Number	0-26128
Entity Incorporation, State or Country Code	IN
Entity Tax Identification Number	35-1927981
Entity Address, Address Line One	9204 Columbia Avenue
Entity Address, City or Town	Munster
Entity Address, State or Province	IN
Entity Address, Postal Zip Code	46321
City Area Code	219
Local Phone Number	836-4400
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		3,463,136

Consolidated Balance Sheets (Cu

Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
ASSETS
Cash and non-interest bearing deposits in other financial institutions	$ 23,989	$ 20,964
Interest bearing deposits in other financial institutions	72,993	10,750
Federal funds sold	323	15,544
Total cash and cash equivalents	97,305	47,258
Certificates of deposit in other financial institutions	1,639	2,170
Securities available-for-sale	294,719	277,219
Loans held-for-sale	10,024	6,091
Loans receivable	981,902	906,869
Less: allowance for loan losses	(9,866)	(8,999)
Net loans receivable	972,036	897,870
Federal Home Loan Bank stock	3,918	3,912
Accrued interest receivable	4,284	4,029
Premises and equipment	28,905	29,407
Foreclosed real estate	634	1,083
Cash value of bank owned life insurance	30,374	30,017
Goodwill	11,109	11,109
Other assets	19,087	18,557
Total assets	1,474,034	1,328,722
Deposits:
Non-interest bearing	262,001	172,094
Interest bearing	1,015,633	982,276
Total	1,277,634	1,154,370
Repurchase agreements	17,159	11,499
Borrowed funds	12,000	14,000
Accrued expenses and other liabilities	22,060	14,750
Total liabilities	1,328,853	1,194,619
Stockholders' Equity:
Preferred stock, no par or stated value; 10,000,000 shares authorized, none outstanding	0	0
Common stock, no par or stated value; 10,000,000 shares authorized; shares issued and outstanding: June 30, 2020 - 3,463,136 December 31, 2019 - 3,451,797	0
Additional paid-in capital	29,774	29,657
Accumulated other comprehensive income/(loss)	9,114	4,261
Retained earnings	106,293	100,185
Total stockholders' equity	145,181	134,103
Total liabilities and stockholders' equity	$ 1,474,034	$ 1,328,722

Consolidated Balance Sheets (_2

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - $ / shares $ / shares in Thousands	Jun. 30, 2020	Dec. 31, 2019
Preferred stock, par value (in dollars per share)	$ 0	$ 0
Preferred stock, shares authoirzed (in shares)	10,000,000	10,000,000
Preferred stock, shares outstanding (in shares)	0	0
Common stock, par value (in dollars per share)	$ 0	$ 0
Common stock, shares authorized (in shares)	10,000,000	10,000,000
Common stock, shares issued (in shares)	3,463,136	3,451,797
Common stock, shares outstanding (in shares)	3,463,136	3,451,797

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Interest income:
Real estate loans	$ 9,305	$ 9,653	$ 18,662	$ 18,401
Commercial loans	1,834	1,651	3,319	3,335
Consumer loans	158	181	345	292
Total loan interest	11,297	11,485	22,326	22,028
Securities	1,564	1,777	3,269	3,578
Other interest earning assets	44	143	179	285
Total interest income	12,905	13,405	25,774	25,891
Interest expense:
Deposits	1,380	2,011	3,444	3,683
Repurchase agreements	17	66	57	115
Borrowed funds	93	128	187	294
Total interest expense	1,490	2,205	3,688	4,092
Net interest income	11,415	11,200	22,086	21,799
Provision for loan losses	508	511	1,022	828
Net interest income after provision for loan losses	10,907	10,689	21,064	20,971
Noninterest income:
Gain on sale of loans held-for-sale, net	2,464	400	3,617	642
Fees and service charges	1,151	1,243	2,200	2,405
Gain on sale of securities, net	667	301	1,177	652
Wealth management operations	514	479	1,068	979
Increase in cash value of bank owned life insurance	188	179	357	342
Gain on sale of foreclosed real estate, net	43	13	103	40
Other	19	54	70	178
Total noninterest income	5,046	2,669	8,592	5,238
Noninterest expense:
Compensation and benefits	5,371	4,600	10,588	9,401
Occupancy and equipment	1,295	1,169	2,704	2,291
Data processing	532	351	1,088	1,947
Marketing	180	176	388	613
Federal deposit insurance premiums	159	177	355	268
Other	2,227	1,951	4,640	4,193
Total noninterest expense	9,764	8,424	19,763	18,713
Income before income tax expenses	6,189	4,934	9,893	7,496
Income tax expenses	1,126	911	1,638	1,251
Net income	$ 5,063	$ 4,023	$ 8,255	$ 6,245
Earnings per common share:
Basic (in dollars per share)	$ 1.46	$ 1.17	$ 2.39	$ 1.84
Diluted (in dollars per share)	1.46	1.17	2.39	1.84
Dividends declared per common share (in dollars per share)	$ 0.31	$ 0.31	$ 0.62	$ 0.61

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Net income	$ 5,063	$ 4,023	$ 8,255	$ 6,245
Net change in net unrealized gains on securities available-for-sale:
Unrealized gains arising during the period	1,207	3,584	7,319	7,766
Less: reclassification adjustment for gains included in net income	(667)	(301)	(1,177)	(652)
Net securities gain during the period	540	3,283	6,142	7,114
Tax effect	(112)	(690)	(1,289)	(1,488)
Net of tax amount	428	2,593	4,853	5,626
Other comprehensive income, net of tax	428	2,593	4,853	5,626
Comprehensive income, net of tax	$ 5,491	$ 6,616	$ 13,108	$ 11,871

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	AOCI Attributable to Parent [Member]	Retained Earnings [Member]	Total
Balance at Dec. 31, 2018	$ 0	$ 11,927	$ (2,796)	$ 92,333	$ 101,464
Net income	0	0	0	2,222	2,222
Net unrealized gain on securities available-for-sale, net of reclassification and tax effects	0	0	3,033	0	3,033
Comprehensive income					5,255
Stock-based compensation expense	0	71	0	0	71
Issuance of shares for acquisition		17,492			17,492
Cash dividends	0	0	0	(1,035)	(1,035)
Balance at Mar. 31, 2019	0	29,490	237	93,520	123,247
Balance at Dec. 31, 2018	0	11,927	(2,796)	92,333	101,464
Net income					6,245
Comprehensive income					11,871
Balance at Jun. 30, 2019	0	29,510	2,830	96,472	128,812
Balance at Mar. 31, 2019	0	29,490	237	93,520	123,247
Net income	0	0	0	4,023	4,023
Net unrealized gain on securities available-for-sale, net of reclassification and tax effects	0	0	2,593	0	2,593
Comprehensive income					6,616
Stock-based compensation expense	0	83	0	0	83
Cash dividends	0	0	0	(1,071)	(1,071)
Net surrender value of restricted stock awards		(63)			(63)
Balance at Jun. 30, 2019	0	29,510	2,830	96,472	128,812
Balance at Dec. 31, 2019	0	29,657	4,261	100,185	134,103
Net income	0	0	0	3,192	3,192
Net unrealized gain on securities available-for-sale, net of reclassification and tax effects	0	0	4,425	0	4,425
Comprehensive income					7,617
Stock-based compensation expense	0	94	0	0	94
Cash dividends	0	0	0	(1,074)	(1,074)
Net surrender value of restricted stock awards		(85)			(85)
Balance at Mar. 31, 2020	0	29,666	8,686	102,303	140,655
Balance at Dec. 31, 2019	0	29,657	4,261	100,185	134,103
Net income					8,255
Comprehensive income					13,108
Balance at Jun. 30, 2020	0	29,774	9,114	106,293	145,181
Balance at Mar. 31, 2020	0	29,666	8,686	102,303	140,655
Net income	0	0	0	5,063	5,063
Net unrealized gain on securities available-for-sale, net of reclassification and tax effects	0	0	428	0	428
Comprehensive income					5,491
Stock-based compensation expense	0	108	0	0	108
Cash dividends	0	0	0	(1,073)	(1,073)
Balance at Jun. 30, 2020	$ 0	$ 29,774	$ 9,114	$ 106,293	$ 145,181

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) (Parentheticals) - $ / shares	3 Months Ended
	Jun. 30, 2020	Mar. 31, 2020	Jun. 30, 2019	Mar. 31, 2019
Issuance of shares for acquisition (in shares)				416,478
Shares issued per share (in dollars per share)				$ 42
Cash dividends per share (in dollars per share)	$ 0.31	$ 0.31	$ 0.31	$ 0.30
Shares of restricted stock awards surrendered (in shares)		1,904	1,245

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 8,255	$ 6,245
Adjustments to reconcile net income to net cash provided by/(used in) operating activities:
Origination of loans for sale	(114,170)	(29,585)
Sale of loans originated for sale	113,362	29,252
Depreciation and amortization, net of accretion	2,186	1,516
Amortization of mortgage servicing rights	32	33
Stock based compensation expense	202	154
Net surrender value of restricted stock awards	(85)	(63)
Gain on sale of securities, net	(1,177)	(652)
Gain on sale of loans held-for-sale, net	(3,617)	(642)
Gain on interest rate lock derivative	298	0
Gain on sale of foreclosed real estate, net	(103)	(40)
Provision for loan losses	1,022	828
Net change in:
Interest receivable	(255)	(499)
Other assets	(1,657)	(3,567)
Accrued expenses and other liabilities	7,303	2,661
Total adjustments	3,341	(604)
Net cash - operating activities	11,596	5,641
CASH FLOWS FROM INVESTING ACTIVITIES:
Net proceeds from maturities and (purchases) of certificates of deposits in other financial institutions	531	54
Proceeds from maturities and pay downs of securities available-for-sale	31,409	11,747
Proceeds from sales of securities available-for-sale	35,098	30,281
Purchase of securities available-for-sale	(77,506)	(48,347)
Net change in loans receivable	(75,211)	(42,336)
Purchase of Federal Home Loan Bank Stock	(6)	59
Purchase of premises and equipment, net	(866)	(962)
Proceeds from sale of foreclosed real estate, net	575	514
Cash and cash equivalents from acquisition activity, net	0	52,560
Change in cash value of bank owned life insurance	(357)	(343)
Net cash - investing activities	(86,333)	3,227
CASH FLOWS FROM FINANCING ACTIVITIES:
Net change in deposits	123,264	53,109
Repayment of FHLB advances	(2,000)	(25,000)
Change in other borrowed funds	5,660	9,000
Dividends paid	(2,140)	(1,944)
Net cash - financing activities	124,784	35,165
Net change in cash and cash equivalents	50,047	44,033
Cash and cash equivalents at beginning of period	47,258	17,139
Cash and cash equivalents at end of period	97,305	61,172
SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION:
Interest	3,802	4,112
Income taxes	0	650
Acquisition activity:
Fair value of assets acquired, including cash and cash equivalents	0	172,925
Value of goodwill and other intangible assets	0	5,856
Fair value of liabilities assumed	0	145,546
Cash paid for acquisition	0	15,743
Issuance of common stock for acquisition	0	17,492
Noncash activities:
Transfers from loans to foreclosed real estate	$ 23	$ 193

Note 1 - Basis of Presentation

Note 1 - Basis of Presentation	6 Months Ended
	Jun. 30, 2020
Notes to Financial Statements
Basis of Accounting [Text Block]	Note 1 The consolidated financial statements include the accounts of NorthWest Indiana Bancorp (the “Bancorp” or “NWIN”), its wholly-owned subsidiaries NWIN Risk Management, Inc. (a captive insurance subsidiary) and Peoples Bank (the “Bank”), and the Bank’s wholly-owned subsidiaries, Peoples Service Corporation, NWIN, LLC, NWIN Funding, Incorporated, Columbia Development Company, LLC. Peoples Bank (formerly known as “Peoples Bank SB”) was an Indiana-chartered stock savings bank until its conversion to an Indiana-chartered commercial bank effective May 22, 2020. 10 not June 30, 2020, December 31, 2019, three six June 30, 2020, 2019, six June 30, 2020, 2019. six June 30, 2020, not

Note 2 - Use of Estimates

Note 2 - Use of Estimates	6 Months Ended
	Jun. 30, 2020
Notes to Financial Statements
Use of Estimates [Text Block]	Note 2 Use of Estimates Preparing financial statements in conformity with U.S. generally accepted accounting principles requires management to make estimates and assumptions that affect the reported amounts of assets, liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of revenue and expenses during the reporting period, as well as the disclosures provided. Actual results could differ from those estimates. Estimates associated with the allowance for loan losses, fair values of foreclosed real estate, loan servicing rights, investment securities, deferred tax assets, goodwill, and the status of contingencies are particularly susceptible to material change in the near term. In December 2019, 19 March 2020, 19 Currently, the Bancorp does not 19 not The Bancorp is working with customers directly affected by COVID- 19 19 19 In addition, COVID- 19 no 7,

Note 3 - Acquisition Activity

Note 3 - Acquisition Activity	6 Months Ended
	Jun. 30, 2020
Notes to Financial Statements
Business Combination Disclosure [Text Block]	Note 3 On January 24, 2019, July 30, 2018 In connection with the AJSB Merger, each AJSB stockholder holding 100 The Bancorp issued 416,478 shares of Bancorp common stock to the former AJSB stockholders, and paid cash consideration of approximately $15.7 million. Based upon the closing price of NWIN’s common stock on January 23, 2019, 2019 Under the acquisition method of accounting, the total purchase price is allocated to net tangible and intangible assets based on their current estimated fair values on the date of the acquisition. Based on the valuations of the fair value of tangible and intangible assets acquired and liabilities assumed, the final purchase price for the AJSB acquisition is allocated as follows: ASSETS Cash and due from banks $ 68,303 Investment securities, available for sale 3,432 Commercial 712 Residential mortgage 85,635 Multifamily 1,442 Consumer 57 Total Loans 87,846 Premises and equipment, net 3,542 FHLB stock 512 Goodwill 2,939 Core deposit intangible 2,917 Interest receivable 351 Other assets 8,939 Total assets purchased $ 178,781 Common shares issued 17,492 Cash paid 15,743 Total purchase price $ 33,235 LIABILITIES Deposits Non-interest bearing $ 24,502 NOW accounts 10,712 Savings and money market 68,875 Certificates of deposits 40,137 Total Deposits 144,226 Interest payable 50 Other liabilities 1,270 Total liabilities assumed $ 145,546

Note 4 - Securities

Note 4 - Securities	6 Months Ended
	Jun. 30, 2020
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	Note 4 The estimated fair value of available-for-sale securities and the related gross unrealized gains and losses recognized in accumulated other comprehensive income were as follows: (Dollars in thousands) Gross Gross Estimated Cost Unrealized Unrealized Fair Basis Gains Losses Value June 30, 2020 Money market fund $ 21,457 $ - $ - $ 21,457 Collateralized mortgage obligations and residential mortgage-backed securities 129,789 4,284 - 134,073 Municipal securities 129,754 8,622 (2 ) 138,374 Collateralized debt obligations 2,191 - (1,376 ) 815 Total securities available-for-sale $ 283,191 $ 12,906 $ (1,378 ) $ 294,719 (Dollars in thousands) Gross Gross Estimated Cost Unrealized Unrealized Fair Basis Gains Losses Value December 31, 2019 Money market fund $ 9,670 $ - $ - $ 9,670 U.S. government sponsored entities 12,994 64 - 13,058 Collateralized mortgage obligations and residential mortgage-backed securities 149,339 1,745 (96 ) 150,988 Municipal securities 97,628 4,844 (45 ) 102,427 Collateralized debt obligations 2,202 - (1,126 ) 1,076 Total securities available-for-sale $ 271,833 $ 6,653 $ (1,267 ) $ 277,219 The estimated fair value of available-for-sale debt securities at June 30, 2020, not (Dollars in thousands) Available-for-sale Estimated Fair Tax-Equivalent June 30, 2020 Value Yield (%) Due in one year or less $ 21,457 0.11 Due from one to five years 3,134 4.79 Due from five to ten years 9,857 4.00 Due over ten years 126,198 3.55 Collateralized mortgage obligations and residential mortgage-backed securities 134,073 2.31 Total $ 294,719 2.76 Sales of available-for-sale securities were as follows for the six (Dollars in thousands) June 30, June 30, 2020 2019 Proceeds $ 35,098 $ 30,281 Gross gains 1,237 733 Gross losses (60 ) (81 ) Accumulated other comprehensive income/(loss) balances, net of tax, related to available-for-sale securities, were as follows: (Dollars in thousands) Unrealized Ending balance, December 31, 2019 $ 4,261 Current period change 4,853 Ending balance, June 30, 2020 $ 9,114 Securities with carrying values of approximately $116.8 million and $65.5 million were pledged as of June 30, 2020 December 31, 2019, Securities with gross unrealized losses at June 30, 2020, December 31, 2019, not (Dollars in thousands) Less than 12 months 12 months or longer Total Estimated Estimated Estimated Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses June 30, 2020 Collateralized mortgage obligations and residential mortgage-backed securities - - - - - - Municipal securities 1,088 (2 ) - - 1,088 (2 ) Collateralized debt obligations - - 815 (1,376 ) 815 (1,376 ) Total temporarily impaired $ 1,088 $ (2 ) $ 815 $ (1,376 ) $ 1,903 $ (1,378 ) Number of securities 2 2 4 (Dollars in thousands) Less than 12 months 12 months or longer Total Estimated Estimated Estimated Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses December 31, 2019 U.S. government sponsored entities $ - $ - $ - $ - $ - $ - Collateralized mortgage obligations and residential mortgage-backed securities 8,859 (31 ) 15,065 (65 ) 23,924 (96 ) Municipal securities 4,367 (45 ) - - 4,367 (45 ) Collateralized debt obligations - - 1,076 (1,126 ) 1,076 (1,126 ) Total temporarily impaired $ 13,226 $ (76 ) $ 16,141 $ (1,191 ) $ 29,367 $ (1,267 ) Number of securities 11 17 28 Unrealized losses on securities have not

Note 5 - Loans Receivable

Note 5 - Loans Receivable	6 Months Ended
	Jun. 30, 2020
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	Note 5 - Loans Receivable Loans receivable are summarized below: (Dollars in thousands) June 30, 2020 December 31, 2019 Loans secured by real estate: Residential real estate $ 284,703 $ 299,569 Home equity 46,254 49,118 Commercial real estate 286,122 283,108 Construction and land development 92,982 87,710 Multifamily 56,070 51,286 Farmland 221 227 Total loans secured by real estate 766,352 771,018 Commercial business 181,984 103,222 Consumer 522 627 Manufactured homes 17,806 13,285 Government 13,729 15,804 Subtotal 980,393 903,956 Less: Net deferred loan origination fees 1,411 2,934 Undisbursed loan funds 98 (21 ) Loans receivable $ 981,902 $ 906,869 (Dollars in thousands) Beginning Balance Charge-offs Recoveries Provisions Ending Balance The Bancorp's activity in the allowance for loan losses, by loan segment, is summarized below for the three months ended June 30, 2020: Allowance for loan losses: Residential real estate $ 1,828 $ (2 ) $ 4 $ (122 ) $ 1,708 Home equity 246 - - (15 ) 231 Commercial real estate 3,693 (80 ) - 99 3,712 Construction and land development 1,223 (17 ) - (5 ) 1,201 Multifamily 562 - - 47 609 Farmland - - - - - Commercial business 1,901 (78 ) 16 536 2,375 Consumer 42 (1 ) 5 (16 ) 30 Manufactured homes - - - - - Government 16 - - (16 ) - Total $ 9,511 $ (178 ) $ 25 $ 508 $ 9,866 The Bancorp's activity in the allowance for loan losses, by loan segment, is summarized below for the three June 30, 2019: Allowance for loan losses: Residential real estate $ 1,680 $ (18 ) $ 4 $ (6 ) $ 1,660 Home equity 194 - 2 6 202 Commercial real estate 3,485 - - 44 3,529 Construction and land development 777 - - 29 806 Multifamily 434 - - 19 453 Farmland - - - - - Commercial business 1,391 - 10 116 1,517 Consumer 254 (7 ) 6 303 556 Manufactured homes - - - - - Government 21 - - - 21 Total $ 8,236 $ (25 ) $ 22 $ 511 $ 8,744 The Bancorp's activity in the allowance for loan losses, by loan segment, is summarized below for the six June 30, 2020: Allowance for loan losses: Residential real estate $ 1,812 $ (2 ) $ 10 $ (112 ) $ 1,708 Home equity 223 - - 8 231 Commercial real estate 3,773 (80 ) - 19 3,712 Construction and land development 1,098 (17 ) - 120 1,201 Multifamily 529 - - 80 609 Farmland - - - - - Commercial business 1,504 (78 ) 17 932 2,375 Consumer 43 (13 ) 8 (8 ) 30 Manufactured homes - - - - - Government 17 - - (17 ) - Total $ 8,999 $ (190 ) $ 35 $ 1,022 $ 9,866 The Bancorp's activity in the allowance for loan losses, by loan segment, is summarized below for the six June 30, 2019: Allowance for loan losses: Residential real estate $ 1,715 $ (66 ) $ 18 $ (7 ) $ 1,660 Home equity 202 - 2 (2 ) 202 Commercial real estate 3,335 - - 194 3,529 Construction and land development 756 - - 50 806 Multifamily 472 - - (19 ) 453 Farmland - - - - - Commercial business 1,362 - 16 139 1,517 Consumer 82 (25 ) 9 490 556 Manufactured homes - - - - - Government 38 - - (17 ) 21 Total $ 7,962 $ (91 ) $ 45 $ 828 $ 8,744 A deferred cost reserve is maintained for the portfolio of manufactured home loans that have been purchased. This reserve is available for use for manufactured home loan nonperformance and costs associated with nonperformance. If the segment performs in line with expectation, the deferred cost reserve is paid as an origination cost to the third June 30, 2020 December 31, 2019, The Bancorp's impairment analysis is summarized below: Ending Balances (Dollars in thousands) Individually evaluated for impairment reserves Collectively evaluated for impairment reserves Loan receivables Individually evaluated for impairment Purchased credit impaired individually evaluated for impairment Collectively evaluated for impairment The Bancorp's allowance for loan losses impairment evaluation and loan receivables are summarized below at June 30, 2020: Residential real estate $ 130 $ 1,578 $ 284,563 $ 794 $ 1,470 $ 282,299 Home equity - 231 46,312 230 142 45,940 Commercial real estate 15 3,697 286,122 1,110 152 284,860 Construction and land development - 1,201 92,982 - - 92,982 Multifamily - 609 56,070 112 656 55,302 Farmland - - 221 - - 221 Commercial business 337 2,038 178,863 1,103 1,154 176,606 Consumer - 30 522 - - 522 Manufactured homes - - 22,518 - - 22,518 Government - - 13,729 - - 13,729 Total $ 482 $ 9,384 $ 981,902 $ 3,349 $ 3,574 $ 974,979 The Bancorp's allowance for loan losses impairment evaluation and loan receivables are summarized below at December 31, 2019: Residential real estate $ 10 $ 1,802 $ 299,333 $ 642 $ 1,581 $ 297,110 Home equity 4 219 49,181 221 216 48,744 Commercial real estate - 3,773 283,108 1,078 487 281,543 Construction and land development - 1,098 87,710 - - 87,710 Multifamily - 529 51,286 129 673 50,484 Farmland - - 227 - - 227 Commercial business 152 1,352 103,088 1,041 1,150 100,897 Consumer - 43 627 - - 627 Manufactured homes - - 16,505 - - 16,505 Government - 17 15,804 - - 15,804 Total $ 166 $ 8,833 $ 906,869 $ 3,111 $ 4,107 $ 899,651 The Bancorp's credit quality indicators are summarized below at June 30, 2020, December 31, 2019: Credit Exposure - Credit Risk Portfolio By Creditworthiness Category June 30, 2020 (Dollars in thousands) 2 3 4 5 6 7 8 Loan Segment Moderate Above average acceptable Acceptable Marginally acceptable Pass/monitor Special mention Substandard Total Residential real estate $ 660 $ 113,209 $ 101,700 $ 13,550 $ 47,117 $ 3,164 $ 5,163 $ 284,563 Home equity 120 6,371 37,894 121 743 565 498 46,312 Commercial real estate - 2,123 71,620 146,373 56,102 6,731 3,173 286,122 Construction and land development - 1,087 28,609 50,274 13,012 - - 92,982 Multifamily - 757 17,409 31,844 5,018 501 541 56,070 Farmland - - - - 221 - - 221 Commercial business 5,256 99,733 16,920 36,300 17,723 1,851 1,080 178,863 Consumer 55 - 467 - - - - 522 Manufactured homes 4,712 2,146 14,663 180 817 - - 22,518 Government - 1,775 10,294 1,660 - - - 13,729 Total $ 10,803 $ 227,201 $ 299,576 $ 280,302 $ 140,753 $ 12,812 $ 10,455 $ 981,902 December 31, 2019 (Dollars in thousands) 2 3 4 5 6 7 8 Loan Segment Moderate Above average acceptable Acceptable Marginally acceptable Pass/monitor Special mention Substandard Total Residential real estate $ 827 $ 119,138 $ 104,153 $ 13,463 $ 53,058 $ 4,203 $ 4,491 $ 299,333 Home equity 100 6,536 40,027 264 934 813 507 49,181 Commercial real estate - 2,030 82,158 135,058 56,917 5,380 1,565 283,108 Construction and land development - 719 26,900 45,751 14,340 - - 87,710 Multifamily - 903 18,107 26,800 4,674 - 802 51,286 Farmland - - - - 227 - - 227 Commercial business 8,312 13,158 19,638 39,016 20,009 2,228 727 103,088 Consumer 90 - 537 - - - - 627 Manufactured homes 3,221 2,413 9,825 184 862 - - 16,505 Government - 1,889 11,505 2,410 - - - 15,804 Total $ 12,550 $ 146,786 $ 312,850 $ 262,946 $ 151,021 $ 12,624 $ 8,092 $ 906,869 The Bancorp has established a standard loan grading system to assist management, lenders and review personnel in their analysis and supervision of the loan portfolio. The use and application of these grades by the Bancorp is uniform and conforms to regulatory definitions. The loan grading system is as follows: 1 Borrower demonstrates exceptional credit fundamentals, including stable and predictable profit margins, strong liquidity and a conservative balance sheet with superior asset quality. Excellent cash flow coverage of existing and projected debt service. Historic and projected performance indicates borrower is able to meet obligations under almost any economic circumstances. 2 Borrower consistently internally generates sufficient cash flow to fund debt service, working assets, and some capital expenditures. Risk of default considered low. 3 Borrower generates sufficient cash flow to fund debt service and some working assets and/or capital expansion needs. Profitability and key balance sheet ratios are at or slightly above peers. Current trends are positive or stable. Earnings may may 4 Borrower generates sufficient cash flow to fund debt service, but most working asset and all capital expansion needs are provided from external sources. Profitability ratios and key balance sheet ratios are usually close to peers but one may may three may 5 Borrower may may not 6 The borrower has significant weaknesses resulting from performance trends or management concerns. The financial condition of the company has taken a negative turn and may may 7 Special mention credits are considered bankable assets with no not 8 This classification consists of loans which are inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged. Financial statements normally reveal some or all of the following: poor trends, lack of earnings and cash flow, excessive debt, lack of liquidity, and the absence of creditor protection. Loans are still considered collectible, but due to increased risks and defined weaknesses of the credit, some loss could be incurred in collection if the deficiencies are not Performing loans are loans that are paying as agreed and are approximately less than ninety During the first six 2020, one one One not The Bancorp’s individually evaluated impaired loans are summarized below: For the six months ended As of June 30, 2020 June 30, 2020 (Dollars in thousands) Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized With no related allowance recorded: Residential real estate $ 2,077 $ 3,459 $ - $ 2,107 $ 49 Home equity 372 392 - 384 9 Commercial real estate 1,096 1,682 - 1,379 47 Construction and land development - - - - - Multifamily 768 850 - 784 14 Farmland - - - - - Commercial business 1,463 1,517 - 1,588 40 Consumer - - - - - Manufactured homes - - - - - Government - - - - - With an allowance recorded: Residential real estate $ 187 $ 187 $ 130 $ 107 $ 1 Home equity - - - 5 - Commercial real estate 166 166 15 67 1 Construction and land development - - - - - Multifamily - - - - - Farmland - - - - - Commercial business 794 794 337 676 19 Consumer - - - - - Manufactured homes - - - - - Government - - - - - Total: Residential real estate $ 2,264 $ 3,646 $ 130 $ 2,214 $ 50 Home equity $ 372 $ 392 $ - $ 389 $ 9 Commercial real estate $ 1,262 $ 1,848 $ 15 $ 1,446 $ 48 Construction & land development $ - $ - $ - $ - $ - Multifamily $ 768 $ 850 $ - $ 784 $ 14 Farmland $ - $ - $ - $ - $ - Commercial business $ 2,257 $ 2,311 $ 337 $ 2,264 $ 59 Consumer $ - $ - $ - $ - $ - Manufactured homes $ - $ - $ - $ - $ - Government $ - $ - $ - $ - $ - For the six months ended As of December 31, 2019 June 30, 2019 (Dollars in thousands) Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized With no related allowance recorded: Residential real estate $ 2,140 $ 3,555 $ - $ 1,813 $ 31 Home equity 429 451 - 344 3 Commercial real estate 1,547 2,141 - 1,655 33 Construction & land development - - - - - Multifamily 802 884 - 472 3 Farmland - - - - - Commercial business 1,814 1,906 - 1,967 43 Consumer - - - - - Manufactured homes - - - - - Government - - - - - With an allowance recorded: Residential real estate $ 83 $ 83 $ 10 $ 159 $ 2 Home equity 8 8 4 59 1 Commercial real estate 18 18 - 478 - Construction & land development - - - - - Multifamily - - - - - Farmland - - - - - Commercial business 377 377 152 145 - Consumer - - - - - Manufactured homes - - - - - Government - - - - - Total: Residential real estate $ 2,223 $ 3,638 $ 10 $ 1,972 $ 33 Home equity $ 437 $ 459 $ 4 $ 403 $ 4 Commercial real estate $ 1,565 $ 2,159 $ - $ 2,133 $ 33 Construction & land development $ - $ - $ - $ - $ - Multifamily $ 802 $ 884 $ - $ 472 $ 3 Farmland $ - $ - $ - $ - $ - Commercial business $ 2,191 $ 2,283 $ 152 $ 2,112 $ 43 Consumer $ - $ - $ - $ - $ - Manufactured homes $ - $ - $ - $ - $ - Government $ - $ - $ - $ - $ - The Bancorp's age analysis of past due loans is summarized below: (Dollars in thousands) 30-59 Days Past Due 60-89 Days Past Due Greater Than 90 Days Past Due Total Past Due Current Total Loans Recorded Investments Greater than 90 Days Past Due and Accruing June 30, 2020 Residential real estate $ 4,741 $ 1,055 $ 3,524 $ 9,320 $ 275,243 $ 284,563 $ 343 Home equity 266 207 389 862 45,450 46,312 49 Commercial real estate 1,693 1,344 1,447 4,484 281,638 286,122 1,194 Construction and land development 672 - - 672 92,310 92,982 - Multifamily - 274 170 444 55,626 56,070 - Farmland - - - - 221 221 - Commercial business 426 150 847 1,423 177,440 178,863 318 Consumer 9 - - 9 513 522 - Manufactured homes 308 293 - 601 21,917 22,518 - Government - - - - 13,729 13,729 - Total $ 8,115 $ 3,323 $ 6,377 $ 17,815 $ 964,087 $ 981,902 $ 1,904 December 31, 2019 Residential real estate $ 3,486 $ 1,332 $ 3,724 $ 8,542 $ 290,791 $ 299,333 $ 452 Home equity 90 24 388 502 48,679 49,181 19 Commercial real estate 1,461 170 719 2,350 280,758 283,108 61 Construction and land development 143 289 - 432 87,278 87,710 - Multifamily 140 - 160 300 50,986 51,286 - Farmland - - - - 227 227 - Commercial business 926 583 870 2,379 100,709 103,088 288 Consumer - - - - 627 627 - Manufactured homes 63 36 46 145 16,360 16,505 46 Government - - - - 15,804 15,804 - Total $ 6,309 $ 2,434 $ 5,907 $ 14,650 $ 892,219 $ 906,869 $ 866 The Bancorp's loans on nonaccrual status are summarized below: (Dollars in thousands) June 30, 2020 December 31, 2019 Residential real estate $ 5,135 $ 4,374 Home equity 464 473 Commercial real estate 253 658 Construction and land development - - Multifamily 541 420 Farmland - - Commercial business 1,015 582 Consumer - - Manufactured homes - - Government - - Total $ 7,408 $ 6,507 As a result of acquisition activity, the Bancorp acquired loans for which there was evidence of credit quality deterioration since origination and it was determined that it was probable that the Bancorp would be unable to collect all contractually required principal and interest payments. At June 30, 2020, December 31, 2019, Accretable interest taken from the purchase credit impaired portfolio, or income recorded for the six June 30, (dollars in thousands) First Personal 2019 $ 90 2020 57 Accretable interest taken from the purchase credit impaired portfolio, or income expected to be recorded in the future is as follows: (dollars in thousands) First Personal 2020 43 2021 21 Total $ 64 For the acquisitions of First Federal Savings & Loan (“First Federal”), Liberty Savings Bank (“Liberty Savings”), First Personal Bank (“First Personal”), and A.J. Smith Federal Savings Bank (“AJ Smith”), as part of the fair value of loans receivable, a net fair value discount was established for loans as summarized below: (dollars in thousands) First Federal Liberty Savings First Personal AJSB Net fair value discount Accretable period in months Net fair value discount Accretable period in months Net fair value discount Accretable period in months Net fair value discount Accretable period in months Residential real estate $ 1,062 59 $ 1,203 44 $ 948 56 $ 3,734 52 Home equity 44 29 5 29 51 50 141 32 Commercial real estate - - - - 208 56 8 9 Construction and land development - - - - 1 30 - - Multifamily - - - - 11 48 2 48 Consumer - - - - 146 50 1 5 Commercial business - - - - 348 24 - - Purchased credit impaired loans - - - - 424 32 - - Total $ 1,106 $ 1,208 $ 2,137 $ 3,886 Accretable yield, or income recorded for the six June 30, (dollars in thousands) First Federal Liberty Savings First Personal AJSB Total 2019 $ 22 $ 42 $ 357 $ 451 $ 872 2020 - - 285 691 $ 975 Accretable yield, or income expected to be recorded in the future is as follows: (dollars in thousands) First Personal AJSB Total 2020 $ 162 $ 347 $ 509 2021 311 694 1,005 2022 300 694 994 2023 68 287 355 Total $ 841 $ 2,022 $ 2,863

Note 6 - Foreclosed Real Estate

Note 6 - Foreclosed Real Estate	6 Months Ended
	Jun. 30, 2020
Notes to Financial Statements
Real Estate Disclosure [Text Block]	Note 6 - Foreclosed Real Estate Foreclosed real estate at period-end is summarized below: ( Dollars in thousands June 30, 2020 December 31, 2019 Residential real estate $ 524 $ 957 Commercial real estate 110 126 Total $ 634 $ 1,083

Note 7 - Intangibles and Acquis

Note 7 - Intangibles and Acquisition Related Accounting	6 Months Ended
	Jun. 30, 2020
Notes to Financial Statements
Goodwill and Intangible Assets Disclosure [Text Block]	Note 7 – Intangible s and Acquisition Related Accounting The Bancorp established a goodwill balance totaling $11.1 million with the acquisitions of AJSB, First Personal, First Federal, and Liberty Savings. Goodwill of $2.9 million, $5.4 million, $2.0 million, and $804 thousand were established with the acquisition of AJSB, First Personal, First Federal, and Liberty Savings, respectively. Goodwill is tested annually for impairment, or when circumstances or events are deemed significant enough to test for impairment. Goodwill arising from business combinations represents the value attributable to unidentifiable intangible assets in the business acquired. The Bancorp’s goodwill relates to the value inherent in the banking industry and that value is dependent upon the ability of the Bancorp to provide quality, cost effective banking services in a competitive marketplace. If the implied fair value of goodwill is lower than its carrying amount, goodwill impairment is indicated and goodwill is written down to its implied fair value. As a result of the COVID- 19 June 30, 2020. third no six June 30, 2020. June 30, 2020, December 31, 2019. In addition to goodwill, a core deposit intangible of $93 thousand for the acquisition of First Federal was established and is being amortized over an initial period of 7.9 years on a straight line basis. A core deposit intangible of $471 thousand for the acquisition of Liberty Savings was established and is being amortized over an initial period of 8.2 years on a straight line basis. A core deposit intangible of $3.0 million for the acquisition of First Personal was established and is being amortized over an initial period of 6.4 years on a straight line basis. A core deposit intangible of $2.9 million for the acquisition of AJSB was established and is being amortized over an initial period of 6.5 years on a straight line basis. The table below summarizes the annual amortization: Amortization recorded for the six June 30, 2020 (dollars in thousands) First Federal Liberty Savings First Personal AJSB Total Current period $ 6 $ 29 $ 238 $ 224 $ 497 Amortization to be recorded in future periods, is as follows: (dollars in thousands) First Federal Liberty Savings First Personal AJSB Total Remainder 2020 6 29 238 224 497 2021 12 58 475 449 994 2022 1 58 475 449 983 2023 - 38 475 449 962 2024 - - 470 449 919 2025 - - - 261 261 2026 - - - - Total $ 19 $ 183 $ 2,133 $ 2,281 $ 4,616 For the AJSB acquisition, as part of the fair value of certificates of deposit, a fair value premium was established of $174 thousand that is being amortized over 14 months on a straight line basis. Approximately $34 thousand of amortization was taken as income during the six June 30, 2020. June 30, 2020.

Note 8 - Concentrations of Cred

Note 8 - Concentrations of Credit Risk	6 Months Ended
	Jun. 30, 2020
Notes to Financial Statements
Concentration Risk Disclosure [Text Block]	Note 8 - Concentrations of Credit Risk The primary lending area of the Bancorp encompasses Lake County in northwest Indiana and Cook County in northeast Illinois, where collectively a majority of loan activity is concentrated. The Bancorp is also an active lender in Porter County, and to a lesser extent, LaPorte, Newton and Jasper counties in Indiana; and DuPage, Lake, and Will counties in Illinois. Substantially all loans are secured by specific items of collateral including residences, commercial real estate, land development, business assets and consumer assets.

Note 9 - Earnings Per Share

Note 9 - Earnings Per Share	6 Months Ended
	Jun. 30, 2020
Notes to Financial Statements
Earnings Per Share [Text Block]	Note 9 Earnings per common share is computed by dividing net income by the weighted-average number of common shares outstanding. A reconciliation of the numerators and denominators of the basic and diluted earnings per common share computations for the three six June 30, 2020, 2019 Three Months Ended Six Months Ended (Dollars in thousands, except per share data) June 30, June 30, 2020 2019 2020 2019 Basic earnings per common share: Net income as reported $ 5,063 $ 4,023 $ 8,255 $ 6,245 Weighted average common shares outstanding 3,463,136 3,451,961 3,460,820 3,397,872 Basic earnings per common share $ 1.46 $ 1.17 $ 2.39 $ 1.84 Diluted earnings per common share: - Net income as reported $ 5,063 $ 4,023 $ 8,255 $ 6,245 Weighted average common shares outstanding 3,463,136 3,451,961 3,460,820 3,397,872 Weighted average common and dilutive potential common shares outstanding 3,463,136 3,451,961 3,460,820 3,397,872 Diluted earnings per common share $ 1.46 $ 1.17 $ 2.39 $ 1.84

Note 10 - Stock Based Compensat

Note 10 - Stock Based Compensation	6 Months Ended
	Jun. 30, 2020
Notes to Financial Statements
Share-based Payment Arrangement [Text Block]	Note 10 The Bancorp’s 2015 February 27, 2015, April 24, 2015, may As required by the Stock Compensation Topic, companies are required to record compensation cost for stock options and awards provided to employees in return for employment service. For the six June 30, 2020, six June 30, 2019. 2023 2020, 2021, 2022, 2023. There were no incentive stock options granted during the first six 2020 2019. June 30, 2020, There were 13,243 shares of restricted stock granted during the first six 2020 first six 2019. three five December 31, 2019, six June 30, 2020, Non-vested Shares Shares Weighted Non-vested at January 1, 2019 27,423 $ 32.58 Granted 7,407 43.00 Vested (4,625 ) 29.37 Forfeited - - Non-vested at December 31, 2019 30,205 $ 35.63 Non-vested at January 1, 2020. 30,205 $ 35.63 Granted 13,243 44.30 Vested (6,400 ) 27.50 Forfeited - - Non-vested at June 30, 2020 37,048 $ 40.13

Note 11 - Change in Accounting

Note 11 - Change in Accounting Principles	6 Months Ended
	Jun. 30, 2020
Notes to Financial Statements
Accounting Standards Update and Change in Accounting Principle [Text Block]	Note 11 In January 2017, 2017 04, 350 2 2 2, No. 2017 04, 1 2 not No. 2017 04 zero 2 December 31, 2020, January 1, 2020. not not In March 2017, 2017 08, 310 20 not, December 31, 2019, January 1, 2019. not

Note 12 - Upcoming Accounting S

Note 12 - Upcoming Accounting Standards	6 Months Ended
	Jun. 30, 2020
Notes to Financial Statements
Description of New Accounting Pronouncements Not yet Adopted [Text Block]	Note 12 In June 2016, No. 2016 13, October 2019, December 15, 2022, December 31, 2023. first December 15, 2018,

Note 13 - Derivative Financial

Note 13 - Derivative Financial Instruments	6 Months Ended
	Jun. 30, 2020
Notes to Financial Statements
Derivative Instruments and Hedging Activities Disclosure [Text Block]	Note 13 The Bancorp has certain interest rate derivative positions that are not not not not The Bancorp enters into commitments to originate loans whereby the interest rate on the loan is determined prior to funding (i.e., interest rate lock commitment). The interest rate lock commitments are considered derivatives and are recorded on the accompanying consolidated balance sheets at fair value in accordance with FASB ASC 815, The following table shows the amounts of non-hedging derivative financial instruments: June 30, 2020 Notational or Asset derivatives Liability derivatives (Dollars in thousands) contractual amount Statement of Financial Condition classification Fair value Statement of Financial Condition classification Fair value Interest rate swap contracts $ 38,866 Other assets $ 3,778 Other liabilties $ 3,778 Interest rate lock commitments 35,904 Other assets 485 N/A - Total $ 74,770 $ 4,263 $ 3,778 December 31, 2019 Notational or Asset derivatives Liability derivatives (Dollars in thousands) contractual amount Statement of Financial Condition classification Fair value Statement of Financial Condition classification Fair value Interest rate swap contracts $ 29,466 Other assets $ 1,358 Other liabilties $ 1,358 Interest rate lock commitments 12,822 Other assets 186 N/A - Total $ 42,288 $ 1,544 $ 1,358 The following table shows the amounts included in the Statements of Income for non-hedging derivative financial instruments: Six Months Ended June 30, (Dollars in thousands) Statement of Income Classification 2020 2019 Interest rate swap contracts Other income $ 231 $ 338 Interest rate lock commitments Gain on sale of loans held-for-sale, net 298 - Total $ 529 $ 338 The following table shows the offsetting of financial assets and derivative assets: Gross Amounts not Offset in the Statement of Financial Condition (Dollars in thousands) Gross Amounts of Recognized Assets Gross Amounts Offset in the Statement of Financial Condition Net Amounts of Liabilities Presented in the Statement of Financial Condition Financial Instruments Cash Collateral Received Net Amount June 30, 2020 Interest rate swap contracts $ 3,778 $ - $ 3,778 $ - $ - $ 3,778 Interest rate lock commitments 485 - 485 - - 485 Total $ 4,263 $ - $ 4,263 $ - $ - $ 4,263 Gross Amounts not Offset in the Statement of Financial Condition (Dollars in thousands) Gross Amounts of Recognized Liabilities Gross Amounts Offset in the Statement of Financial Condition Net Amounts of Liabilities Presented in the Statement of Financial Condition Financial Instruments Cash Collateral Received Net Amount December 31, 2019 Interest rate swap contracts $ 1,358 $ - $ 1,358 $ - $ - $ 1,358 Interest rate lock commitments 186 - 186 - - 186 Total $ 1,544 $ - $ 1,544 $ - $ - $ 1,544 The following table shows the offsetting of financial liabilities and derivative liabilities: Gross Amounts not Offset in the Statement of Financial Condition (Dollars in thousands) Gross Amounts of Recognized Liabilities Gross Amounts Offset in the Statement of Financial Condition Net Amounts of Liabilities Presented in the Statement of Financial Condition Financial Instruments Cash Collateral Pledged Net Amount March 31, 2020 Interest rate swap contracts $ 3,778 $ - $ 3,778 $ - $ 3,660 $ 118 Total $ 3,778 $ - $ 3,778 $ - $ 3,660 $ 118 Gross Amounts not Offset in the Statement of Financial Condition (Dollars in thousands) Gross Amounts of Recognized Liabilities Gross Amounts Offset in the Statement of Financial Condition Net Amounts of Liabilities Presented in the Statement of Financial Condition Financial Instruments Cash Collateral Pledged Net Amount December 31, 2019 Interest rate swap contracts $ 1,358 $ - $ 1,358 $ - $ 2,290 $ (932 ) Total $ 1,358 $ - $ 1,358 $ - $ 2,290 $ (932 )

Note 14 - Fair Value

Note 14 - Fair Value	6 Months Ended
	Jun. 30, 2020
Notes to Financial Statements
Fair Value Disclosures [Text Block]	Note 1 4 - Fair Value The Fair Value Measurements Topic establishes a hierarchy that requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The Topic describes three may Level 1: Level 2: 1 not Level 3: The fair values of securities available-for-sale are determined on a recurring basis by obtaining quoted prices on nationally recognized securities exchanges or pricing models utilizing significant observable inputs such as matrix pricing, which is a mathematical technique widely used in the industry to value debt securities without relying exclusively on quoted prices for the specific securities but rather by relying on the securities’ relationship to other benchmark quoted securities. Different judgments and assumptions used in pricing could result in different estimates of value. In certain cases where market data is not may 3 At the end of each reporting period, securities held in the investment portfolio are evaluated on an individual security level for other-than-temporary impairment in accordance with GAAP. Impairment is other-than-temporary if the decline in the fair value is below its amortized cost and it is probable that all amounts due according to the contractual terms of a debt security will not 1 2 not The Bancorp’s management utilizes a specialist to perform an other-than-temporary impairment analysis for each of its pooled trust preferred securities. The analysis is performed semi-annually during June December June 30, 2020. December 31, 2020. The table below shows the credit loss roll forward on a year-to-date basis for the Bancorp’s pooled trust preferred securities that have been classified with other-than-temporary impairment: (Dollars in Thousands) Collateralized debt obligations other-than-temporary (Dollars in thousands) impairment Ending balance, December 31, 2019 $ 173 Additions not previously recognized - Ending balance, June 30, 2020 $ 173 At June 30,2020, not not Assets and Liabilities Measured at Fair Value on a Recurring Basis There were no 1 2 six June 30, 2020. Fair Value Measurements at June 30, 2020, Using (Dollars in thousands) Estimated Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Available-for-sale debt securities: Money market fund $ 21,457 $ 21,457 $ - $ - residential mortgage-backed securities 134,073 - 134,073 - Municipal securities 138,374 - 138,374 - Collateralized debt obligations 815 - - 815 Total securities available-for-sale $ 294,719 $ 21,457 $ 272,447 $ 815 Fair Value Measurements at December 31, 2019, Using (Dollars in thousands) Estimated Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Available-for-sale debt securities: Money market fund $ 9,670 $ 9,670 $ - $ - U.S. government sponsored entities 13,058 - 13,058 - Collateralized mortgage obligations and residential mortgage-backed securities 150,988 - 150,988 - Municipal securities 102,427 - 102,427 - Collateralized debt obligations 1,076 - - 1,076 Total securities available-for-sale $ 277,219 $ 9,670 $ 266,473 $ 1,076 A roll forward of available-for-sale securities, which require significant adjustment based on unobservable data, are presented in the following table: (Dollars in thousands) Estimated Fair Value Available-for- Beginning balance, January 1, 2019 $ 2,049 Principal payments (38 ) Total unrealized gains, included in other comprehensive income 52 Transfers in and/or (out) of Level 3 (987 ) Ending balance, December 31, 2019 $ 1,076 Beginning balance, January 1, 2020 $ 1,076 Principal payments (11 ) Total unrealized losses, included in other comprehensive income (250 ) Sale out of Level 3 - Ending balance, June 30, 2020 $ 815 Assets measured at fair value on a non-recurring basis are summarized below: (Dollars in thousands) Fair Value Measurements at June 30, 2020, Using (Dollars in thousands) Estimated Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Impaired loans $ 6,441 $ - $ - $ 6,441 Foreclosed real estate 634 - - 634 (Dollars in thousands) Fair Value Measurements at December 31, 2019, Using (Dollars in thousands) Estimated Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Impaired loans $ 7,052 $ - $ - $ 7,052 Foreclosed real estate 1,083 - - 1,083 The fair value of impaired loans with specific allocations of the allowance for loan losses or loans for which charge-offs have been taken is generally based on a present value of cash flows or, for collateral dependent loans, based on recent real estate appraisals. Appraisals may June 30, 2020. December 31, 2020. 2 3 not The following table shows carrying values and related estimated fair values of financial instruments as of the dates indicated. Estimated fair values are further categorized by the inputs used to measure fair value. Items that are not not June 30, 2020 Estimated Fair Value Measurements at June 30, 2020 Using (Dollars in thousands) Carrying Estimated Quoted Prices in Identical Assets Significant Significant Financial assets: Cash and cash equivalents $ 97,305 $ 97,305 $ 97,305 $ - $ - Certificates of deposit in other financial institutions 1,639 1,614 - 1,614 - Securities available-for-sale 294,719 294,719 21,457 272,447 815 Loans held-for-sale 10,024 10,311 10,311 - - Loans receivable, net 972,036 989,824 - - 989,824 Federal Home Loan Bank stock 3,918 3,918 - 3,918 - Interest rate swap agreements 3,778 3,778 - 3,778 - Accrued interest receivable 4,284 4,284 - 4,284 - Financial liabilities: Non-interest bearing deposits 262,001 262,001 262,001 - - Interest bearing deposits 1,015,633 1,016,961 720,953 296,008 - Repurchase agreements 17,159 17,166 15,425 1,741 - Borrowed funds 12,000 12,140 - 12,140 - Interest rate swap agreements 3,778 3,778 - 3,778 - Accrued interest payable 65 65 - 65 - December 31, 2019 Estimated Fair Value Measurements at December 31, 2019 Using (Dollars in thousands) Carrying Estimated Quoted Prices in Identical Assets Significant Significant Financial assets: Cash and cash equivalents $ 47,258 $ 47,258 $ 47,258 $ - $ - Certificates of deposit in other financial institutions 2,170 2,137 - 2,137 - Securities available-for-sale 277,219 277,219 9,670 266,473 1,076 Loans held-for-sale 6,091 6,204 6,204 - - Loans receivable, net 897,870 917,174 - - 917,174 Federal Home Loan Bank stock 3,912 3,912 - 3,912 - Interest rate swap agreements 1,358 1,358 - 1,358 - Accrued interest receivable 4,029 4,029 - 4,029 - Financial liabilities: Non-interest bearing deposits 172,094 172,094 172,094 - - Interest bearing deposits 982,276 982,241 654,573 327,668 - Repurchase agreements 11,499 11,499 9,721 1,778 - Borrowed funds 14,000 14,108 - 14,108 - Interest rate swap agreements 1,358 1,358 - 1,358 - Accrued interest payable 179 179 - 179 - The following methods were used to estimate the fair value of financial instruments presented in the preceding table for the periods ended June 30, 2020 December 31, 2019: Cash and cash equivalent carrying amounts approximate fair value. Certificates of deposits in other financial institutions carrying amounts approximate fair value (Level 2 2 third 3 1 3 third 2 Non-interest and interest bearing deposits, which include checking, savings, and money market deposits, are estimated to have fair values based on the amount payable as of the reporting date (Level 1 2 1 three 2 1 2 not

Note 3 - Acquisition Activity (

Note 3 - Acquisition Activity (Tables)	6 Months Ended
	Jun. 30, 2020
AJS Bancorp, Inc [Member]
Notes Tables
Schedule of Recognized Identified Assets Acquired and Liabilities Assumed [Table Text Block]	ASSETS Cash and due from banks $ 68,303 Investment securities, available for sale 3,432 Commercial 712 Residential mortgage 85,635 Multifamily 1,442 Consumer 57 Total Loans 87,846 Premises and equipment, net 3,542 FHLB stock 512 Goodwill 2,939 Core deposit intangible 2,917 Interest receivable 351 Other assets 8,939 Total assets purchased $ 178,781 Common shares issued 17,492 Cash paid 15,743 Total purchase price $ 33,235 LIABILITIES Deposits Non-interest bearing $ 24,502 NOW accounts 10,712 Savings and money market 68,875 Certificates of deposits 40,137 Total Deposits 144,226 Interest payable 50 Other liabilities 1,270 Total liabilities assumed $ 145,546

Note 4 - Securities (Tables)

Note 4 - Securities (Tables)	6 Months Ended
	Jun. 30, 2020
Notes Tables
Available-for-sale Securities [Table Text Block]	(Dollars in thousands) Gross Gross Estimated Cost Unrealized Unrealized Fair Basis Gains Losses Value June 30, 2020 Money market fund $ 21,457 $ - $ - $ 21,457 Collateralized mortgage obligations and residential mortgage-backed securities 129,789 4,284 - 134,073 Municipal securities 129,754 8,622 (2 ) 138,374 Collateralized debt obligations 2,191 - (1,376 ) 815 Total securities available-for-sale $ 283,191 $ 12,906 $ (1,378 ) $ 294,719 (Dollars in thousands) Gross Gross Estimated Cost Unrealized Unrealized Fair Basis Gains Losses Value December 31, 2019 Money market fund $ 9,670 $ - $ - $ 9,670 U.S. government sponsored entities 12,994 64 - 13,058 Collateralized mortgage obligations and residential mortgage-backed securities 149,339 1,745 (96 ) 150,988 Municipal securities 97,628 4,844 (45 ) 102,427 Collateralized debt obligations 2,202 - (1,126 ) 1,076 Total securities available-for-sale $ 271,833 $ 6,653 $ (1,267 ) $ 277,219
Investments Classified by Contractual Maturity Date [Table Text Block]	(Dollars in thousands) Available-for-sale Estimated Fair Tax-Equivalent June 30, 2020 Value Yield (%) Due in one year or less $ 21,457 0.11 Due from one to five years 3,134 4.79 Due from five to ten years 9,857 4.00 Due over ten years 126,198 3.55 Collateralized mortgage obligations and residential mortgage-backed securities 134,073 2.31 Total $ 294,719 2.76
Schedule of Realized Gain (Loss) [Table Text Block]	(Dollars in thousands) June 30, June 30, 2020 2019 Proceeds $ 35,098 $ 30,281 Gross gains 1,237 733 Gross losses (60 ) (81 )
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	(Dollars in thousands) Unrealized Ending balance, December 31, 2019 $ 4,261 Current period change 4,853 Ending balance, June 30, 2020 $ 9,114
Unrealized Gain (Loss) on Investments [Table Text Block]	(Dollars in thousands) Less than 12 months 12 months or longer Total Estimated Estimated Estimated Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses June 30, 2020 Collateralized mortgage obligations and residential mortgage-backed securities - - - - - - Municipal securities 1,088 (2 ) - - 1,088 (2 ) Collateralized debt obligations - - 815 (1,376 ) 815 (1,376 ) Total temporarily impaired $ 1,088 $ (2 ) $ 815 $ (1,376 ) $ 1,903 $ (1,378 ) Number of securities 2 2 4 (Dollars in thousands) Less than 12 months 12 months or longer Total Estimated Estimated Estimated Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses December 31, 2019 U.S. government sponsored entities $ - $ - $ - $ - $ - $ - Collateralized mortgage obligations and residential mortgage-backed securities 8,859 (31 ) 15,065 (65 ) 23,924 (96 ) Municipal securities 4,367 (45 ) - - 4,367 (45 ) Collateralized debt obligations - - 1,076 (1,126 ) 1,076 (1,126 ) Total temporarily impaired $ 13,226 $ (76 ) $ 16,141 $ (1,191 ) $ 29,367 $ (1,267 ) Number of securities 11 17 28

Note 5 - Loans Receivable (Tabl

Note 5 - Loans Receivable (Tables)	6 Months Ended
	Jun. 30, 2020
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	(Dollars in thousands) June 30, 2020 December 31, 2019 Loans secured by real estate: Residential real estate $ 284,703 $ 299,569 Home equity 46,254 49,118 Commercial real estate 286,122 283,108 Construction and land development 92,982 87,710 Multifamily 56,070 51,286 Farmland 221 227 Total loans secured by real estate 766,352 771,018 Commercial business 181,984 103,222 Consumer 522 627 Manufactured homes 17,806 13,285 Government 13,729 15,804 Subtotal 980,393 903,956 Less: Net deferred loan origination fees 1,411 2,934 Undisbursed loan funds 98 (21 ) Loans receivable $ 981,902 $ 906,869
Financing Receivable, Allowance for Credit Loss [Table Text Block]	(Dollars in thousands) Beginning Balance Charge-offs Recoveries Provisions Ending Balance The Bancorp's activity in the allowance for loan losses, by loan segment, is summarized below for the three months ended June 30, 2020: Allowance for loan losses: Residential real estate $ 1,828 $ (2 ) $ 4 $ (122 ) $ 1,708 Home equity 246 - - (15 ) 231 Commercial real estate 3,693 (80 ) - 99 3,712 Construction and land development 1,223 (17 ) - (5 ) 1,201 Multifamily 562 - - 47 609 Farmland - - - - - Commercial business 1,901 (78 ) 16 536 2,375 Consumer 42 (1 ) 5 (16 ) 30 Manufactured homes - - - - - Government 16 - - (16 ) - Total $ 9,511 $ (178 ) $ 25 $ 508 $ 9,866 Allowance for loan losses: Residential real estate $ 1,680 $ (18 ) $ 4 $ (6 ) $ 1,660 Home equity 194 - 2 6 202 Commercial real estate 3,485 - - 44 3,529 Construction and land development 777 - - 29 806 Multifamily 434 - - 19 453 Farmland - - - - - Commercial business 1,391 - 10 116 1,517 Consumer 254 (7 ) 6 303 556 Manufactured homes - - - - - Government 21 - - - 21 Total $ 8,236 $ (25 ) $ 22 $ 511 $ 8,744 Allowance for loan losses: Residential real estate $ 1,812 $ (2 ) $ 10 $ (112 ) $ 1,708 Home equity 223 - - 8 231 Commercial real estate 3,773 (80 ) - 19 3,712 Construction and land development 1,098 (17 ) - 120 1,201 Multifamily 529 - - 80 609 Farmland - - - - - Commercial business 1,504 (78 ) 17 932 2,375 Consumer 43 (13 ) 8 (8 ) 30 Manufactured homes - - - - - Government 17 - - (17 ) - Total $ 8,999 $ (190 ) $ 35 $ 1,022 $ 9,866 Allowance for loan losses: Residential real estate $ 1,715 $ (66 ) $ 18 $ (7 ) $ 1,660 Home equity 202 - 2 (2 ) 202 Commercial real estate 3,335 - - 194 3,529 Construction and land development 756 - - 50 806 Multifamily 472 - - (19 ) 453 Farmland - - - - - Commercial business 1,362 - 16 139 1,517 Consumer 82 (25 ) 9 490 556 Manufactured homes - - - - - Government 38 - - (17 ) 21 Total $ 7,962 $ (91 ) $ 45 $ 828 $ 8,744
Financing Receivable, Impairment Evaluation [Table Text Block]	Ending Balances (Dollars in thousands) Individually evaluated for impairment reserves Collectively evaluated for impairment reserves Loan receivables Individually evaluated for impairment Purchased credit impaired individually evaluated for impairment Collectively evaluated for impairment The Bancorp's allowance for loan losses impairment evaluation and loan receivables are summarized below at June 30, 2020: Residential real estate $ 130 $ 1,578 $ 284,563 $ 794 $ 1,470 $ 282,299 Home equity - 231 46,312 230 142 45,940 Commercial real estate 15 3,697 286,122 1,110 152 284,860 Construction and land development - 1,201 92,982 - - 92,982 Multifamily - 609 56,070 112 656 55,302 Farmland - - 221 - - 221 Commercial business 337 2,038 178,863 1,103 1,154 176,606 Consumer - 30 522 - - 522 Manufactured homes - - 22,518 - - 22,518 Government - - 13,729 - - 13,729 Total $ 482 $ 9,384 $ 981,902 $ 3,349 $ 3,574 $ 974,979 Residential real estate $ 10 $ 1,802 $ 299,333 $ 642 $ 1,581 $ 297,110 Home equity 4 219 49,181 221 216 48,744 Commercial real estate - 3,773 283,108 1,078 487 281,543 Construction and land development - 1,098 87,710 - - 87,710 Multifamily - 529 51,286 129 673 50,484 Farmland - - 227 - - 227 Commercial business 152 1,352 103,088 1,041 1,150 100,897 Consumer - 43 627 - - 627 Manufactured homes - - 16,505 - - 16,505 Government - 17 15,804 - - 15,804 Total $ 166 $ 8,833 $ 906,869 $ 3,111 $ 4,107 $ 899,651
Financing Receivable Credit Quality Indicators [Table Text Block]	Credit Exposure - Credit Risk Portfolio By Creditworthiness Category June 30, 2020 (Dollars in thousands) 2 3 4 5 6 7 8 Loan Segment Moderate Above average acceptable Acceptable Marginally acceptable Pass/monitor Special mention Substandard Total Residential real estate $ 660 $ 113,209 $ 101,700 $ 13,550 $ 47,117 $ 3,164 $ 5,163 $ 284,563 Home equity 120 6,371 37,894 121 743 565 498 46,312 Commercial real estate - 2,123 71,620 146,373 56,102 6,731 3,173 286,122 Construction and land development - 1,087 28,609 50,274 13,012 - - 92,982 Multifamily - 757 17,409 31,844 5,018 501 541 56,070 Farmland - - - - 221 - - 221 Commercial business 5,256 99,733 16,920 36,300 17,723 1,851 1,080 178,863 Consumer 55 - 467 - - - - 522 Manufactured homes 4,712 2,146 14,663 180 817 - - 22,518 Government - 1,775 10,294 1,660 - - - 13,729 Total $ 10,803 $ 227,201 $ 299,576 $ 280,302 $ 140,753 $ 12,812 $ 10,455 $ 981,902 December 31, 2019 (Dollars in thousands) 2 3 4 5 6 7 8 Loan Segment Moderate Above average acceptable Acceptable Marginally acceptable Pass/monitor Special mention Substandard Total Residential real estate $ 827 $ 119,138 $ 104,153 $ 13,463 $ 53,058 $ 4,203 $ 4,491 $ 299,333 Home equity 100 6,536 40,027 264 934 813 507 49,181 Commercial real estate - 2,030 82,158 135,058 56,917 5,380 1,565 283,108 Construction and land development - 719 26,900 45,751 14,340 - - 87,710 Multifamily - 903 18,107 26,800 4,674 - 802 51,286 Farmland - - - - 227 - - 227 Commercial business 8,312 13,158 19,638 39,016 20,009 2,228 727 103,088 Consumer 90 - 537 - - - - 627 Manufactured homes 3,221 2,413 9,825 184 862 - - 16,505 Government - 1,889 11,505 2,410 - - - 15,804 Total $ 12,550 $ 146,786 $ 312,850 $ 262,946 $ 151,021 $ 12,624 $ 8,092 $ 906,869
Impaired Financing Receivables [Table Text Block]	For the six months ended As of June 30, 2020 June 30, 2020 (Dollars in thousands) Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized With no related allowance recorded: Residential real estate $ 2,077 $ 3,459 $ - $ 2,107 $ 49 Home equity 372 392 - 384 9 Commercial real estate 1,096 1,682 - 1,379 47 Construction and land development - - - - - Multifamily 768 850 - 784 14 Farmland - - - - - Commercial business 1,463 1,517 - 1,588 40 Consumer - - - - - Manufactured homes - - - - - Government - - - - - With an allowance recorded: Residential real estate $ 187 $ 187 $ 130 $ 107 $ 1 Home equity - - - 5 - Commercial real estate 166 166 15 67 1 Construction and land development - - - - - Multifamily - - - - - Farmland - - - - - Commercial business 794 794 337 676 19 Consumer - - - - - Manufactured homes - - - - - Government - - - - - Total: Residential real estate $ 2,264 $ 3,646 $ 130 $ 2,214 $ 50 Home equity $ 372 $ 392 $ - $ 389 $ 9 Commercial real estate $ 1,262 $ 1,848 $ 15 $ 1,446 $ 48 Construction & land development $ - $ - $ - $ - $ - Multifamily $ 768 $ 850 $ - $ 784 $ 14 Farmland $ - $ - $ - $ - $ - Commercial business $ 2,257 $ 2,311 $ 337 $ 2,264 $ 59 Consumer $ - $ - $ - $ - $ - Manufactured homes $ - $ - $ - $ - $ - Government $ - $ - $ - $ - $ - For the six months ended As of December 31, 2019 June 30, 2019 (Dollars in thousands) Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized With no related allowance recorded: Residential real estate $ 2,140 $ 3,555 $ - $ 1,813 $ 31 Home equity 429 451 - 344 3 Commercial real estate 1,547 2,141 - 1,655 33 Construction & land development - - - - - Multifamily 802 884 - 472 3 Farmland - - - - - Commercial business 1,814 1,906 - 1,967 43 Consumer - - - - - Manufactured homes - - - - - Government - - - - - With an allowance recorded: Residential real estate $ 83 $ 83 $ 10 $ 159 $ 2 Home equity 8 8 4 59 1 Commercial real estate 18 18 - 478 - Construction & land development - - - - - Multifamily - - - - - Farmland - - - - - Commercial business 377 377 152 145 - Consumer - - - - - Manufactured homes - - - - - Government - - - - - Total: Residential real estate $ 2,223 $ 3,638 $ 10 $ 1,972 $ 33 Home equity $ 437 $ 459 $ 4 $ 403 $ 4 Commercial real estate $ 1,565 $ 2,159 $ - $ 2,133 $ 33 Construction & land development $ - $ - $ - $ - $ - Multifamily $ 802 $ 884 $ - $ 472 $ 3 Farmland $ - $ - $ - $ - $ - Commercial business $ 2,191 $ 2,283 $ 152 $ 2,112 $ 43 Consumer $ - $ - $ - $ - $ - Manufactured homes $ - $ - $ - $ - $ - Government $ - $ - $ - $ - $ -
Financing Receivable, Past Due [Table Text Block]	(Dollars in thousands) 30-59 Days Past Due 60-89 Days Past Due Greater Than 90 Days Past Due Total Past Due Current Total Loans Recorded Investments Greater than 90 Days Past Due and Accruing June 30, 2020 Residential real estate $ 4,741 $ 1,055 $ 3,524 $ 9,320 $ 275,243 $ 284,563 $ 343 Home equity 266 207 389 862 45,450 46,312 49 Commercial real estate 1,693 1,344 1,447 4,484 281,638 286,122 1,194 Construction and land development 672 - - 672 92,310 92,982 - Multifamily - 274 170 444 55,626 56,070 - Farmland - - - - 221 221 - Commercial business 426 150 847 1,423 177,440 178,863 318 Consumer 9 - - 9 513 522 - Manufactured homes 308 293 - 601 21,917 22,518 - Government - - - - 13,729 13,729 - Total $ 8,115 $ 3,323 $ 6,377 $ 17,815 $ 964,087 $ 981,902 $ 1,904 December 31, 2019 Residential real estate $ 3,486 $ 1,332 $ 3,724 $ 8,542 $ 290,791 $ 299,333 $ 452 Home equity 90 24 388 502 48,679 49,181 19 Commercial real estate 1,461 170 719 2,350 280,758 283,108 61 Construction and land development 143 289 - 432 87,278 87,710 - Multifamily 140 - 160 300 50,986 51,286 - Farmland - - - - 227 227 - Commercial business 926 583 870 2,379 100,709 103,088 288 Consumer - - - - 627 627 - Manufactured homes 63 36 46 145 16,360 16,505 46 Government - - - - 15,804 15,804 - Total $ 6,309 $ 2,434 $ 5,907 $ 14,650 $ 892,219 $ 906,869 $ 866
Financing Receivable, Nonaccrual [Table Text Block]	June 30, 2020 December 31, 2019 Residential real estate $ 5,135 $ 4,374 Home equity 464 473 Commercial real estate 253 658 Construction and land development - - Multifamily 541 420 Farmland - - Commercial business 1,015 582 Consumer - - Manufactured homes - - Government - - Total $ 7,408 $ 6,507
Schedule of Accretable Yield from Financing Receivables [Table Text Block]	(dollars in thousands) First Personal 2019 $ 90 2020 57 (dollars in thousands) First Personal 2020 43 2021 21 Total $ 64 (dollars in thousands) First Federal Liberty Savings First Personal AJSB Total 2019 $ 22 $ 42 $ 357 $ 451 $ 872 2020 - - 285 691 $ 975 (dollars in thousands) First Personal AJSB Total 2020 $ 162 $ 347 $ 509 2021 311 694 1,005 2022 300 694 994 2023 68 287 355 Total $ 841 $ 2,022 $ 2,863
Schedule of Financing Receivables Acquired Discount [Table Text Block]	(dollars in thousands) First Federal Liberty Savings First Personal AJSB Net fair value discount Accretable period in months Net fair value discount Accretable period in months Net fair value discount Accretable period in months Net fair value discount Accretable period in months Residential real estate $ 1,062 59 $ 1,203 44 $ 948 56 $ 3,734 52 Home equity 44 29 5 29 51 50 141 32 Commercial real estate - - - - 208 56 8 9 Construction and land development - - - - 1 30 - - Multifamily - - - - 11 48 2 48 Consumer - - - - 146 50 1 5 Commercial business - - - - 348 24 - - Purchased credit impaired loans - - - - 424 32 - - Total $ 1,106 $ 1,208 $ 2,137 $ 3,886

Note 6 - Foreclosed Real Esta_2

Note 6 - Foreclosed Real Estate (Tables)	6 Months Ended
	Jun. 30, 2020
Notes Tables
Schedule of Real Estate Properties [Table Text Block]	( Dollars in thousands June 30, 2020 December 31, 2019 Residential real estate $ 524 $ 957 Commercial real estate 110 126 Total $ 634 $ 1,083

Note 7 - Intangibles and Acqu_2

Note 7 - Intangibles and Acquisition Related Accounting (Tables)	6 Months Ended
	Jun. 30, 2020
Notes Tables
Finite-lived Intangible Assets Amortization Expense [Table Text Block]	(dollars in thousands) First Federal Liberty Savings First Personal AJSB Total Current period $ 6 $ 29 $ 238 $ 224 $ 497
Schedule of Finite-Lived Intangible Assets, Future Amortization Expense [Table Text Block]	(dollars in thousands) First Federal Liberty Savings First Personal AJSB Total Remainder 2020 6 29 238 224 497 2021 12 58 475 449 994 2022 1 58 475 449 983 2023 - 38 475 449 962 2024 - - 470 449 919 2025 - - - 261 261 2026 - - - - Total $ 19 $ 183 $ 2,133 $ 2,281 $ 4,616

Note 9 - Earnings Per Share (Ta

Note 9 - Earnings Per Share (Tables)	6 Months Ended
	Jun. 30, 2020
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	Three Months Ended Six Months Ended (Dollars in thousands, except per share data) June 30, June 30, 2020 2019 2020 2019 Basic earnings per common share: Net income as reported $ 5,063 $ 4,023 $ 8,255 $ 6,245 Weighted average common shares outstanding 3,463,136 3,451,961 3,460,820 3,397,872 Basic earnings per common share $ 1.46 $ 1.17 $ 2.39 $ 1.84 Diluted earnings per common share: - Net income as reported $ 5,063 $ 4,023 $ 8,255 $ 6,245 Weighted average common shares outstanding 3,463,136 3,451,961 3,460,820 3,397,872 Weighted average common and dilutive potential common shares outstanding 3,463,136 3,451,961 3,460,820 3,397,872 Diluted earnings per common share $ 1.46 $ 1.17 $ 2.39 $ 1.84

Note 10 - Stock Based Compens_2

Note 10 - Stock Based Compensation (Tables)	6 Months Ended
	Jun. 30, 2020
Notes Tables
Nonvested Restricted Stock Shares Activity [Table Text Block]	Non-vested Shares Shares Weighted Non-vested at January 1, 2019 27,423 $ 32.58 Granted 7,407 43.00 Vested (4,625 ) 29.37 Forfeited - - Non-vested at December 31, 2019 30,205 $ 35.63 Non-vested at January 1, 2020. 30,205 $ 35.63 Granted 13,243 44.30 Vested (6,400 ) 27.50 Forfeited - - Non-vested at June 30, 2020 37,048 $ 40.13

Note 13 - Derivative Financia_2

Note 13 - Derivative Financial Instruments (Tables)	6 Months Ended
	Jun. 30, 2020
Notes Tables
Derivatives Not Designated as Hedging Instruments [Table Text Block]	June 30, 2020 Notational or Asset derivatives Liability derivatives (Dollars in thousands) contractual amount Statement of Financial Condition classification Fair value Statement of Financial Condition classification Fair value Interest rate swap contracts $ 38,866 Other assets $ 3,778 Other liabilties $ 3,778 Interest rate lock commitments 35,904 Other assets 485 N/A - Total $ 74,770 $ 4,263 $ 3,778 December 31, 2019 Notational or Asset derivatives Liability derivatives (Dollars in thousands) contractual amount Statement of Financial Condition classification Fair value Statement of Financial Condition classification Fair value Interest rate swap contracts $ 29,466 Other assets $ 1,358 Other liabilties $ 1,358 Interest rate lock commitments 12,822 Other assets 186 N/A - Total $ 42,288 $ 1,544 $ 1,358 Six Months Ended June 30, (Dollars in thousands) Statement of Income Classification 2020 2019 Interest rate swap contracts Other income $ 231 $ 338 Interest rate lock commitments Gain on sale of loans held-for-sale, net 298 - Total $ 529 $ 338
Offsetting Assets [Table Text Block]	Gross Amounts not Offset in the Statement of Financial Condition (Dollars in thousands) Gross Amounts of Recognized Assets Gross Amounts Offset in the Statement of Financial Condition Net Amounts of Liabilities Presented in the Statement of Financial Condition Financial Instruments Cash Collateral Received Net Amount June 30, 2020 Interest rate swap contracts $ 3,778 $ - $ 3,778 $ - $ - $ 3,778 Interest rate lock commitments 485 - 485 - - 485 Total $ 4,263 $ - $ 4,263 $ - $ - $ 4,263 Gross Amounts not Offset in the Statement of Financial Condition (Dollars in thousands) Gross Amounts of Recognized Liabilities Gross Amounts Offset in the Statement of Financial Condition Net Amounts of Liabilities Presented in the Statement of Financial Condition Financial Instruments Cash Collateral Received Net Amount December 31, 2019 Interest rate swap contracts $ 1,358 $ - $ 1,358 $ - $ - $ 1,358 Interest rate lock commitments 186 - 186 - - 186 Total $ 1,544 $ - $ 1,544 $ - $ - $ 1,544
Offsetting Liabilities [Table Text Block]	Gross Amounts not Offset in the Statement of Financial Condition (Dollars in thousands) Gross Amounts of Recognized Liabilities Gross Amounts Offset in the Statement of Financial Condition Net Amounts of Liabilities Presented in the Statement of Financial Condition Financial Instruments Cash Collateral Pledged Net Amount March 31, 2020 Interest rate swap contracts $ 3,778 $ - $ 3,778 $ - $ 3,660 $ 118 Total $ 3,778 $ - $ 3,778 $ - $ 3,660 $ 118 Gross Amounts not Offset in the Statement of Financial Condition (Dollars in thousands) Gross Amounts of Recognized Liabilities Gross Amounts Offset in the Statement of Financial Condition Net Amounts of Liabilities Presented in the Statement of Financial Condition Financial Instruments Cash Collateral Pledged Net Amount December 31, 2019 Interest rate swap contracts $ 1,358 $ - $ 1,358 $ - $ 2,290 $ (932 ) Total $ 1,358 $ - $ 1,358 $ - $ 2,290 $ (932 )

Note 14 - Fair Value (Tables)

Note 14 - Fair Value (Tables)	6 Months Ended
	Jun. 30, 2020
Notes Tables
Other than Temporary Impairment, Credit Losses Recognized in Earnings [Table Text Block]	(Dollars in Thousands) Collateralized debt obligations other-than-temporary (Dollars in thousands) impairment Ending balance, December 31, 2019 $ 173 Additions not previously recognized - Ending balance, June 30, 2020 $ 173
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	Fair Value Measurements at June 30, 2020, Using (Dollars in thousands) Estimated Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Available-for-sale debt securities: Money market fund $ 21,457 $ 21,457 $ - $ - residential mortgage-backed securities 134,073 - 134,073 - Municipal securities 138,374 - 138,374 - Collateralized debt obligations 815 - - 815 Total securities available-for-sale $ 294,719 $ 21,457 $ 272,447 $ 815 Fair Value Measurements at December 31, 2019, Using (Dollars in thousands) Estimated Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Available-for-sale debt securities: Money market fund $ 9,670 $ 9,670 $ - $ - U.S. government sponsored entities 13,058 - 13,058 - Collateralized mortgage obligations and residential mortgage-backed securities 150,988 - 150,988 - Municipal securities 102,427 - 102,427 - Collateralized debt obligations 1,076 - - 1,076 Total securities available-for-sale $ 277,219 $ 9,670 $ 266,473 $ 1,076
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]	(Dollars in thousands) Estimated Fair Value Available-for- Beginning balance, January 1, 2019 $ 2,049 Principal payments (38 ) Total unrealized gains, included in other comprehensive income 52 Transfers in and/or (out) of Level 3 (987 ) Ending balance, December 31, 2019 $ 1,076 Beginning balance, January 1, 2020 $ 1,076 Principal payments (11 ) Total unrealized losses, included in other comprehensive income (250 ) Sale out of Level 3 - Ending balance, June 30, 2020 $ 815
Fair Value Measurements, Nonrecurring [Table Text Block]	(Dollars in thousands) Fair Value Measurements at June 30, 2020, Using (Dollars in thousands) Estimated Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Impaired loans $ 6,441 $ - $ - $ 6,441 Foreclosed real estate 634 - - 634 (Dollars in thousands) Fair Value Measurements at December 31, 2019, Using (Dollars in thousands) Estimated Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Impaired loans $ 7,052 $ - $ - $ 7,052 Foreclosed real estate 1,083 - - 1,083
Fair Value, by Balance Sheet Grouping [Table Text Block]	June 30, 2020 Estimated Fair Value Measurements at June 30, 2020 Using (Dollars in thousands) Carrying Estimated Quoted Prices in Identical Assets Significant Significant Financial assets: Cash and cash equivalents $ 97,305 $ 97,305 $ 97,305 $ - $ - Certificates of deposit in other financial institutions 1,639 1,614 - 1,614 - Securities available-for-sale 294,719 294,719 21,457 272,447 815 Loans held-for-sale 10,024 10,311 10,311 - - Loans receivable, net 972,036 989,824 - - 989,824 Federal Home Loan Bank stock 3,918 3,918 - 3,918 - Interest rate swap agreements 3,778 3,778 - 3,778 - Accrued interest receivable 4,284 4,284 - 4,284 - Financial liabilities: Non-interest bearing deposits 262,001 262,001 262,001 - - Interest bearing deposits 1,015,633 1,016,961 720,953 296,008 - Repurchase agreements 17,159 17,166 15,425 1,741 - Borrowed funds 12,000 12,140 - 12,140 - Interest rate swap agreements 3,778 3,778 - 3,778 - Accrued interest payable 65 65 - 65 - December 31, 2019 Estimated Fair Value Measurements at December 31, 2019 Using (Dollars in thousands) Carrying Estimated Quoted Prices in Identical Assets Significant Significant Financial assets: Cash and cash equivalents $ 47,258 $ 47,258 $ 47,258 $ - $ - Certificates of deposit in other financial institutions 2,170 2,137 - 2,137 - Securities available-for-sale 277,219 277,219 9,670 266,473 1,076 Loans held-for-sale 6,091 6,204 6,204 - - Loans receivable, net 897,870 917,174 - - 917,174 Federal Home Loan Bank stock 3,912 3,912 - 3,912 - Interest rate swap agreements 1,358 1,358 - 1,358 - Accrued interest receivable 4,029 4,029 - 4,029 - Financial liabilities: Non-interest bearing deposits 172,094 172,094 172,094 - - Interest bearing deposits 982,276 982,241 654,573 327,668 - Repurchase agreements 11,499 11,499 9,721 1,778 - Borrowed funds 14,000 14,108 - 14,108 - Interest rate swap agreements 1,358 1,358 - 1,358 - Accrued interest payable 179 179 - 179 -

Note 3 - Acquisition Activity_2

Note 3 - Acquisition Activity (Details Textual) $ / shares in Units, $ in Thousands	Jan. 24, 2019USD ($)$ / sharesshares	Jan. 23, 2019USD ($)	Jun. 30, 2020USD ($)	Jun. 30, 2019USD ($)
Payments to Acquire Businesses, Net of Cash Acquired, Total | $			$ 0	$ 15,743
AJS Bancorp, Inc [Member]
Business Acquisition, Number of Shares Given Per Share of Acquired Company, Stockholders Holding 100 Shares or More (in shares) | shares	0.2030
Business Acquisition, Cash Paid Per Share of Acquired Company, Stockholders Holding 100 or More Shares (in dollars per share) | $ / shares	$ 7.20
Business Acquisition, Cash Paid Per Share of Acquired Company, Holding Less Than 100 Shares (in dollars per share) | $ / shares	$ 16
Business Acquisition, Number of Shares Given Per Share of Acquired Company, Less Than 100 Shares (in shares) | shares	0
Business Acquisition, Fractional Shares Multiplier (in dollars per share) | $ / shares	$ 43.01
Business Acquisition, Equity Interest Issued or Issuable, Number of Shares (in shares) | shares	416,478
Payments to Acquire Businesses, Net of Cash Acquired, Total | $	$ 15,743	$ 15,700
Business Combination, Consideration Transferred, Total | $	$ 33,235	33,200
Business Acquisition, Transaction Costs | $		$ 2,100
Number of Banking Centers		22
AJS Bancorp, Inc [Member] | Maximum [Member]
Business Acquisition, Number of Held Shares of Acquired Company (in shares) | shares	100

Note 3 - Acquisition Activity -

Note 3 - Acquisition Activity - Fair Value of Tangible and Intangible Assets Acquired and Liabilities Assumed From AJSB (Details) - USD ($) $ in Thousands	Jan. 24, 2019	Jan. 23, 2019	Jun. 30, 2020	Jun. 30, 2019	Dec. 31, 2019
Goodwill			$ 11,109		$ 11,109
Payments to Acquire Businesses, Net of Cash Acquired, Total			0	$ 15,743
AJS Bancorp, Inc [Member]
Cash and due from banks	$ 68,303
Investment securities, available for sale	3,432
Total Loans	87,846
Premises and equipment, net	3,542
FHLB stock	512
Goodwill	2,939		$ 2,900
Core deposit intangible	2,917
Interest receivable	351
Other assets	8,939
Total assets purchased	178,781
Common shares issued	17,492
Payments to Acquire Businesses, Net of Cash Acquired, Total	15,743	$ 15,700
Total purchase price	33,235	$ 33,200
Total Deposits	144,226
Interest payable	50
Other liabilities	1,270
Total liabilities assumed	145,546
AJS Bancorp, Inc [Member] | Commercial Loan [Member]
Total Loans	712
AJS Bancorp, Inc [Member] | Residential Mortgage [Member]
Total Loans	85,635
AJS Bancorp, Inc [Member] | Multifamily Loan [Member]
Total Loans	1,442
AJS Bancorp, Inc [Member] | Consumer Loan [Member]
Total Loans	57
AJS Bancorp, Inc [Member] | Non-interest Bearing Deposit Liability [Member]
Total Deposits	24,502
AJS Bancorp, Inc [Member] | NOW Accounts [Member]
Total Deposits	10,712
AJS Bancorp, Inc [Member] | Savings and Money Market Deposit Liability [Member]
Total Deposits	68,875
AJS Bancorp, Inc [Member] | Certificates of Deposit Liability [Member]
Total Deposits	$ 40,137

Note 4 - Securities (Details Te

Note 4 - Securities (Details Textual) - USD ($) $ in Millions	Jun. 30, 2020	Dec. 31, 2019
Security Owned and Pledged as Collateral, Fair Value, Total	$ 116.8	$ 65.5

Note 4 - Securities - Available

Note 4 - Securities - Available for Sale Securities (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Available for sale securities, cost basis	$ 283,191	$ 271,833
Available for sale securities, gross unrealized gains	12,906	6,653
Available for sale securities, gross unrealized losses	(1,378)	(1,267)
Total securities available-for-sale	294,719	277,219
Money Market Funds [Member]
Available for sale securities, cost basis	21,457	9,670
Available for sale securities, gross unrealized gains	0	0
Available for sale securities, gross unrealized losses	0	0
Total securities available-for-sale	21,457	9,670
Collateralized Mortgage Obligations and Residential Mortgage Backed Securities [Member]
Available for sale securities, cost basis	129,789	149,339
Available for sale securities, gross unrealized gains	4,284	1,745
Available for sale securities, gross unrealized losses	0	(96)
Total securities available-for-sale	134,073	150,988
US Treasury Securities [Member]
Available for sale securities, cost basis		12,994
Available for sale securities, gross unrealized gains		64
Available for sale securities, gross unrealized losses		0
Total securities available-for-sale		13,058
US States and Political Subdivisions Debt Securities [Member]
Available for sale securities, cost basis	129,754	97,628
Available for sale securities, gross unrealized gains	8,622	4,844
Available for sale securities, gross unrealized losses	(2)	(45)
Total securities available-for-sale	138,374	102,427
Collateralized Debt Obligations [Member]
Available for sale securities, cost basis	2,191	2,202
Available for sale securities, gross unrealized gains	0	0
Available for sale securities, gross unrealized losses	(1,376)	(1,126)
Total securities available-for-sale	$ 815	$ 1,076

Note 4 - Securities - Estimated

Note 4 - Securities - Estimated Fair Value of Available for Sale Securities, by Contractual Maturity (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Available for sale securities, due in one year or less, estimated fair value	$ 21,457
Available for sale securities, due in one year or less, tax-equivalent yield	0.11%
Available for sale securities, due from one to five years, estimated fair value	$ 3,134
Available for sale securities, due from one to five years, tax-equivalent yield	4.79%
Available for sale securities, due from five to ten years, estimated fair value	$ 9,857
Available for sale securities, due from five to ten years, tax-equivalent yield	4.00%
Available for sale securities, due over ten years, estimated fair value	$ 126,198
Available for sale securities, due over ten years, tax-equivalent yield	3.55%
Collateralized mortgage obligations and residential mortgage-backed securities, estimated fair value	$ 134,073
Collateralized mortgage obligations and residential mortgage-backed securities, tax-equivalent yield	2.31%
Total securities available-for-sale	$ 294,719	$ 277,219
Available for sale securities, tax-equivalent yield	2.76%

Note 4 - Securities - Sales of

Note 4 - Securities - Sales of Available for Sale Securities (Details) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019
Proceeds	$ 35,098	$ 30,281
Gross gains	1,237	733
Gross losses	$ (60)	$ (81)

Note 4 - Securities - Availab_2

Note 4 - Securities - Available for Sale Securities, Accumulated Other Comprehensive Income (Loss) Balances, Net of Tax (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Ending balance			$ 4,261
Current period change	$ 428	$ 2,593	4,853	$ 5,626
Ending balance	$ 9,114		$ 9,114

Note 4 - Securities - Securitie

Note 4 - Securities - Securities with Gross Unrealized Losses Not Recognized in Income (Details) $ in Thousands	Jun. 30, 2020USD ($)	Dec. 31, 2019USD ($)
Estimated fair value, less than 12 months	$ 1,088	$ 13,226
Unrealized losses, less than 12 months	(2)	(76)
Estimated fair value, 12 months or longer	815	16,141
Unrealized losses, 12 months or longer	(1,376)	(1,191)
Estimated fair value, total	1,903	29,367
Unrealized losses, total	$ (1,378)	$ (1,267)
Unrealized losses, less than 12 months, number of securities	2	11
Unrealized losses, 12 months or longer, number of securities	2	17
Unrealized losses, total, number of securities	4	28
Collateralized Mortgage Obligations and Residential Mortgage Backed Securities [Member]
Estimated fair value, less than 12 months	$ 0	$ 8,859
Unrealized losses, less than 12 months	0	(31)
Estimated fair value, 12 months or longer	0	15,065
Unrealized losses, 12 months or longer	0	(65)
Estimated fair value, total	0	23,924
Unrealized losses, total	0	(96)
US Government-sponsored Enterprises Debt Securities [Member]
Estimated fair value, less than 12 months		0
Unrealized losses, less than 12 months		0
Estimated fair value, 12 months or longer		0
Unrealized losses, 12 months or longer		0
Estimated fair value, total		0
Unrealized losses, total		0
US States and Political Subdivisions Debt Securities [Member]
Estimated fair value, less than 12 months	1,088	4,367
Unrealized losses, less than 12 months	(2)	(45)
Estimated fair value, 12 months or longer	0	0
Unrealized losses, 12 months or longer	0	0
Estimated fair value, total	1,088	4,367
Unrealized losses, total	(2)	(45)
Collateralized Debt Obligations [Member]
Estimated fair value, less than 12 months	0	0
Unrealized losses, less than 12 months	0	0
Estimated fair value, 12 months or longer	815	1,076
Unrealized losses, 12 months or longer	(1,376)	(1,126)
Estimated fair value, total	815	1,076
Unrealized losses, total	$ (1,376)	$ (1,126)

Note 5 - Loans Receivable (Deta

Note 5 - Loans Receivable (Details Textual) $ in Thousands	6 Months Ended
	Jun. 30, 2020USD ($)	Dec. 31, 2019USD ($)
Unamortized Loan Commitment and Origination Fees and Unamortized Discounts or Premiums, Total	$ 1,411	$ 2,934
Impaired Financing Receivable, Recorded Investment, Total	6,900	7,200
Financial Asset Acquired with Credit Deterioration [Member]
Impaired Financing Receivable, Unpaid Principal Balance, Total	5,700	6,300
Impaired Financing Receivable, Recorded Investment, Total	3,600	4,100
Manufactured Homes Portfolio Segment [Member]
Unamortized Loan Commitment and Origination Fees and Unamortized Discounts or Premiums, Total	2,700	1,900
Impaired Financing Receivable, Unpaid Principal Balance, Total	0	0
Impaired Financing Receivable, Recorded Investment, Total	$ 0	0
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Modifications, Number of Contracts	1
Financing Receivable, Troubled Debt Restructuring	$ 148
Impaired Financing Receivable, Unpaid Principal Balance, Total	1,848	2,159
Impaired Financing Receivable, Recorded Investment, Total	$ 1,262	1,565
Residential Portfolio Segment [Member]
Financing Receivable, Modifications, Number of Contracts	1
Financing Receivable, Troubled Debt Restructuring	$ 52
Impaired Financing Receivable, Unpaid Principal Balance, Total	3,646	3,638
Impaired Financing Receivable, Recorded Investment, Total	$ 2,264	2,223
Home Equity Loan [Member]
Financing Receivable, Modifications, Number of Contracts	1
Financing Receivable, Troubled Debt Restructuring	$ 24
Commercial Portfolio Segment [Member]
Financing Receivable, Troubled Debt Restructuring, Subsequent Default	294
Impaired Financing Receivable, Unpaid Principal Balance, Total	2,311	2,283
Impaired Financing Receivable, Recorded Investment, Total	$ 2,257	$ 2,191
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts	1

Note 5 - Loans Receivable - Loa

Note 5 - Loans Receivable - Loans Receivable (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Total loans secured by real estate	$ 766,352	$ 771,018
Total loans	980,393	903,956
Net deferred loan origination fees	1,411	2,934
Undisbursed loan funds	98	(21)
Loans receivable	981,902	906,869
Residential Portfolio Segment [Member]
Total loans secured by real estate	284,703	299,569
Loans receivable	284,563	299,333
Home Equity Portfolio Segment [Member]
Total loans secured by real estate	46,254	49,118
Loans receivable	46,312	49,181
Commercial Real Estate Portfolio Segment [Member]
Total loans secured by real estate	286,122	283,108
Loans receivable	286,122	283,108
Construction and Land Development Portfolio Segment [Member]
Total loans secured by real estate	92,982	87,710
Loans receivable	92,982	87,710
Multifamily Portfolio Segment [Member]
Total loans secured by real estate	56,070	51,286
Loans receivable	56,070	51,286
Farmland Portfolio Segment [Member]
Total loans secured by real estate	221	227
Loans receivable	221	227
Commercial Portfolio Segment [Member]
Total loans	181,984	103,222
Loans receivable	178,863	103,088
Consumer Portfolio Segment [Member]
Total loans	522	627
Loans receivable	522	627
Manufactured Homes Portfolio Segment [Member]
Total loans	17,806	13,285
Net deferred loan origination fees	2,700	1,900
Loans receivable	22,518	16,505
Government Portfolio Segment [Member]
Total loans	13,729	15,804
Loans receivable	$ 13,729	$ 15,804

Note 5 - Loans Receivable - All

Note 5 - Loans Receivable - Allowance for Loan Losses, by Loan Segment (Details) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Beginning Balance	$ 9,511,000	$ 8,236,000	$ 8,999,000	$ 7,962,000
Charge-offs	(178,000)	(25,000)	(190,000)	(91,000)
Recoveries	25,000	22,000	35,000	45,000
Provisions	508,000	511,000	1,022,000	828,000
Ending Balance	9,866,000	8,744,000	9,866,000	8,744,000
Charge-offs	178,000	25,000	190,000	91,000
Residential Portfolio Segment [Member]
Beginning Balance	1,828,000	1,680,000	1,812,000	1,715,000
Charge-offs	(2,000)	(18,000)	(2,000)	(66,000)
Recoveries	4,000	4,000	10,000	18,000
Provisions	(122,000)	(6,000)	(112,000)	(7,000)
Ending Balance	1,708,000	1,660,000	1,708,000	1,660,000
Charge-offs	2,000	18,000	2,000	66,000
Home Equity Portfolio Segment [Member]
Beginning Balance	246,000	194,000	223,000	202,000
Charge-offs	0	0	0	0
Recoveries	0	2,000	0	2,000
Provisions	(15,000)	6,000	8,000	(2,000)
Ending Balance	231,000	202,000	231,000	202,000
Charge-offs	0	0	0	0
Commercial Real Estate Portfolio Segment [Member]
Beginning Balance	3,693,000	3,485,000	3,773,000	3,335,000
Charge-offs	(80,000)	0	(80,000)	0
Recoveries	0	0	0	0
Provisions	99,000	44,000	19,000	194,000
Ending Balance	3,712,000	3,529,000	3,712,000	3,529,000
Charge-offs	80,000	0	80,000	0
Construction and Land Development Portfolio Segment [Member]
Beginning Balance	1,223,000	777,000	1,098,000	756,000
Charge-offs	(17,000)	0	(17,000)	0
Recoveries	0	0	0	0
Provisions	(5,000)	29,000	120,000	50,000
Ending Balance	1,201,000	806,000	1,201,000	806,000
Charge-offs	17,000	0	17,000	0
Multifamily Portfolio Segment [Member]
Beginning Balance	562,000	434,000	529,000	472,000
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Provisions	47,000	19,000	80,000	(19,000)
Ending Balance	609,000	453,000	609,000	453,000
Charge-offs	0	0	0	0
Farmland Portfolio Segment [Member]
Beginning Balance	0	0	0	0
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Provisions	0	0	0	0
Ending Balance	0	0	0	0
Charge-offs	0	0	0	0
Commercial Portfolio Segment [Member]
Beginning Balance	1,901,000	1,391,000	1,504,000	1,362,000
Charge-offs	(78,000)	0	(78,000)	0
Recoveries	16,000	10,000	17,000	16,000
Provisions	536,000	116,000	932,000	139,000
Ending Balance	2,375,000	1,517,000	2,375,000	1,517,000
Charge-offs	78,000	0	78,000	0
Consumer Portfolio Segment [Member]
Beginning Balance	42,000	254,000	43,000	82,000
Charge-offs	(1,000)	(7,000)	(13,000)	(25,000)
Recoveries	5,000	6,000	8,000	9,000
Provisions	(16,000)	303,000	(8,000)	490,000
Ending Balance	30,000	556,000	30,000	556,000
Charge-offs	1,000	7,000	13,000	25,000
Manufactured Homes Portfolio Segment [Member]
Beginning Balance	0	0	0	0
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Provisions	0	0	0	0
Ending Balance	0	0	0	0
Charge-offs	0	0	0	0
Government Portfolio Segment [Member]
Beginning Balance	16,000	21,000	17,000	38,000
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Provisions	(16,000)	0	(17,000)	(17,000)
Ending Balance	0	21,000	0	21,000
Charge-offs	$ 0	$ 0	$ 0	$ 0

Note 5 - Loans Receivable - Imp

Note 5 - Loans Receivable - Impairment Analysis (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Allowance individually evaluated for impairment reserves	$ 482	$ 166
Allowance collectively evaluated for impairment reserves	9,384	8,833
Loans receivable	981,902	906,869
Loans receivable individually evaluated for impairment	3,349	3,111
Loans receivable purchased credit impaired individually evaluated for impairment	3,574	4,107
Loans receivable collectively evaluated for impairment	974,979	899,651
Residential Portfolio Segment [Member]
Allowance individually evaluated for impairment reserves	130	10
Allowance collectively evaluated for impairment reserves	1,578	1,802
Loans receivable	284,563	299,333
Loans receivable individually evaluated for impairment	794	642
Loans receivable purchased credit impaired individually evaluated for impairment	1,470	1,581
Loans receivable collectively evaluated for impairment	282,299	297,110
Home Equity Portfolio Segment [Member]
Allowance individually evaluated for impairment reserves	0	4
Allowance collectively evaluated for impairment reserves	231	219
Loans receivable	46,312	49,181
Loans receivable individually evaluated for impairment	230	221
Loans receivable purchased credit impaired individually evaluated for impairment	142	216
Loans receivable collectively evaluated for impairment	45,940	48,744
Commercial Real Estate Portfolio Segment [Member]
Allowance individually evaluated for impairment reserves	15	0
Allowance collectively evaluated for impairment reserves	3,697	3,773
Loans receivable	286,122	283,108
Loans receivable individually evaluated for impairment	1,110	1,078
Loans receivable purchased credit impaired individually evaluated for impairment	152	487
Loans receivable collectively evaluated for impairment	284,860	281,543
Construction and Land Development Portfolio Segment [Member]
Allowance individually evaluated for impairment reserves	0	0
Allowance collectively evaluated for impairment reserves	1,201	1,098
Loans receivable	92,982	87,710
Loans receivable individually evaluated for impairment	0	0
Loans receivable purchased credit impaired individually evaluated for impairment	0	0
Loans receivable collectively evaluated for impairment	92,982	87,710
Multifamily Portfolio Segment [Member]
Allowance individually evaluated for impairment reserves	0	0
Allowance collectively evaluated for impairment reserves	609	529
Loans receivable	56,070	51,286
Loans receivable individually evaluated for impairment	112	129
Loans receivable purchased credit impaired individually evaluated for impairment	656	673
Loans receivable collectively evaluated for impairment	55,302	50,484
Farmland Portfolio Segment [Member]
Allowance individually evaluated for impairment reserves	0	0
Allowance collectively evaluated for impairment reserves	0	0
Loans receivable	221	227
Loans receivable individually evaluated for impairment	0	0
Loans receivable purchased credit impaired individually evaluated for impairment	0	0
Loans receivable collectively evaluated for impairment	221	227
Commercial Portfolio Segment [Member]
Allowance individually evaluated for impairment reserves	337	152
Allowance collectively evaluated for impairment reserves	2,038	1,352
Loans receivable	178,863	103,088
Loans receivable individually evaluated for impairment	1,103	1,041
Loans receivable purchased credit impaired individually evaluated for impairment	1,154	1,150
Loans receivable collectively evaluated for impairment	176,606	100,897
Consumer Portfolio Segment [Member]
Allowance individually evaluated for impairment reserves	0	0
Allowance collectively evaluated for impairment reserves	30	43
Loans receivable	522	627
Loans receivable individually evaluated for impairment	0	0
Loans receivable purchased credit impaired individually evaluated for impairment	0	0
Loans receivable collectively evaluated for impairment	522	627
Manufactured Homes Portfolio Segment [Member]
Allowance individually evaluated for impairment reserves	0	0
Allowance collectively evaluated for impairment reserves	0	0
Loans receivable	22,518	16,505
Loans receivable individually evaluated for impairment	0	0
Loans receivable purchased credit impaired individually evaluated for impairment	0	0
Loans receivable collectively evaluated for impairment	22,518	16,505
Government Portfolio Segment [Member]
Allowance individually evaluated for impairment reserves	0	0
Allowance collectively evaluated for impairment reserves	0	17
Loans receivable	13,729	15,804
Loans receivable individually evaluated for impairment	0	0
Loans receivable purchased credit impaired individually evaluated for impairment	0	0
Loans receivable collectively evaluated for impairment	$ 13,729	$ 15,804

Note 5 - Loans Receivable - Cre

Note 5 - Loans Receivable - Credit Quality Indicators (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Loan Receivable	$ 981,902	$ 906,869
Moderate [Member]
Loan Receivable	10,803	12,550
Above Average Acceptable [Member]
Loan Receivable	227,201	146,786
Acceptable [Member]
Loan Receivable	299,576	312,850
Marginally Acceptable [Member]
Loan Receivable	280,302	262,946
Pass [Member]
Loan Receivable	140,753	151,021
Special Mention [Member]
Loan Receivable	12,812	12,624
Substandard [Member]
Loan Receivable	10,455	8,092
Residential Portfolio Segment [Member]
Loan Receivable	284,563	299,333
Residential Portfolio Segment [Member] | Moderate [Member]
Loan Receivable	660	827
Residential Portfolio Segment [Member] | Above Average Acceptable [Member]
Loan Receivable	113,209	119,138
Residential Portfolio Segment [Member] | Acceptable [Member]
Loan Receivable	101,700	104,153
Residential Portfolio Segment [Member] | Marginally Acceptable [Member]
Loan Receivable	13,550	13,463
Residential Portfolio Segment [Member] | Pass [Member]
Loan Receivable	47,117	53,058
Residential Portfolio Segment [Member] | Special Mention [Member]
Loan Receivable	3,164	4,203
Residential Portfolio Segment [Member] | Substandard [Member]
Loan Receivable	5,163	4,491
Home Equity Portfolio Segment [Member]
Loan Receivable	46,312	49,181
Home Equity Portfolio Segment [Member] | Moderate [Member]
Loan Receivable	120	100
Home Equity Portfolio Segment [Member] | Above Average Acceptable [Member]
Loan Receivable	6,371	6,536
Home Equity Portfolio Segment [Member] | Acceptable [Member]
Loan Receivable	37,894	40,027
Home Equity Portfolio Segment [Member] | Marginally Acceptable [Member]
Loan Receivable	121	264
Home Equity Portfolio Segment [Member] | Pass [Member]
Loan Receivable	743	934
Home Equity Portfolio Segment [Member] | Special Mention [Member]
Loan Receivable	565	813
Home Equity Portfolio Segment [Member] | Substandard [Member]
Loan Receivable	498	507
Commercial Real Estate Portfolio Segment [Member]
Loan Receivable	286,122	283,108
Commercial Real Estate Portfolio Segment [Member] | Moderate [Member]
Loan Receivable	0	0
Commercial Real Estate Portfolio Segment [Member] | Above Average Acceptable [Member]
Loan Receivable	2,123	2,030
Commercial Real Estate Portfolio Segment [Member] | Acceptable [Member]
Loan Receivable	71,620	82,158
Commercial Real Estate Portfolio Segment [Member] | Marginally Acceptable [Member]
Loan Receivable	146,373	135,058
Commercial Real Estate Portfolio Segment [Member] | Pass [Member]
Loan Receivable	56,102	56,917
Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member]
Loan Receivable	6,731	5,380
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member]
Loan Receivable	3,173	1,565
Construction and Land Development Portfolio Segment [Member]
Loan Receivable	92,982	87,710
Construction and Land Development Portfolio Segment [Member] | Moderate [Member]
Loan Receivable	0	0
Construction and Land Development Portfolio Segment [Member] | Above Average Acceptable [Member]
Loan Receivable	1,087	719
Construction and Land Development Portfolio Segment [Member] | Acceptable [Member]
Loan Receivable	28,609	26,900
Construction and Land Development Portfolio Segment [Member] | Marginally Acceptable [Member]
Loan Receivable	50,274	45,751
Construction and Land Development Portfolio Segment [Member] | Pass [Member]
Loan Receivable	13,012	14,340
Construction and Land Development Portfolio Segment [Member] | Special Mention [Member]
Loan Receivable	0	0
Construction and Land Development Portfolio Segment [Member] | Substandard [Member]
Loan Receivable	0	0
Multifamily Portfolio Segment [Member]
Loan Receivable	56,070	51,286
Multifamily Portfolio Segment [Member] | Moderate [Member]
Loan Receivable	0	0
Multifamily Portfolio Segment [Member] | Above Average Acceptable [Member]
Loan Receivable	757	903
Multifamily Portfolio Segment [Member] | Acceptable [Member]
Loan Receivable	17,409	18,107
Multifamily Portfolio Segment [Member] | Marginally Acceptable [Member]
Loan Receivable	31,844	26,800
Multifamily Portfolio Segment [Member] | Pass [Member]
Loan Receivable	5,018	4,674
Multifamily Portfolio Segment [Member] | Special Mention [Member]
Loan Receivable	501	0
Multifamily Portfolio Segment [Member] | Substandard [Member]
Loan Receivable	541	802
Farmland Portfolio Segment [Member]
Loan Receivable	221	227
Farmland Portfolio Segment [Member] | Moderate [Member]
Loan Receivable	0	0
Farmland Portfolio Segment [Member] | Above Average Acceptable [Member]
Loan Receivable	0	0
Farmland Portfolio Segment [Member] | Acceptable [Member]
Loan Receivable	0	0
Farmland Portfolio Segment [Member] | Marginally Acceptable [Member]
Loan Receivable	0	0
Farmland Portfolio Segment [Member] | Pass [Member]
Loan Receivable	221	227
Farmland Portfolio Segment [Member] | Special Mention [Member]
Loan Receivable	0	0
Farmland Portfolio Segment [Member] | Substandard [Member]
Loan Receivable	0	0
Commercial Portfolio Segment [Member]
Loan Receivable	178,863	103,088
Commercial Portfolio Segment [Member] | Moderate [Member]
Loan Receivable	5,256	8,312
Commercial Portfolio Segment [Member] | Above Average Acceptable [Member]
Loan Receivable	99,733	13,158
Commercial Portfolio Segment [Member] | Acceptable [Member]
Loan Receivable	16,920	19,638
Commercial Portfolio Segment [Member] | Marginally Acceptable [Member]
Loan Receivable	36,300	39,016
Commercial Portfolio Segment [Member] | Pass [Member]
Loan Receivable	17,723	20,009
Commercial Portfolio Segment [Member] | Special Mention [Member]
Loan Receivable	1,851	2,228
Commercial Portfolio Segment [Member] | Substandard [Member]
Loan Receivable	1,080	727
Consumer Portfolio Segment [Member]
Loan Receivable	522	627
Consumer Portfolio Segment [Member] | Moderate [Member]
Loan Receivable	55	90
Consumer Portfolio Segment [Member] | Above Average Acceptable [Member]
Loan Receivable	0	0
Consumer Portfolio Segment [Member] | Acceptable [Member]
Loan Receivable	467	537
Consumer Portfolio Segment [Member] | Marginally Acceptable [Member]
Loan Receivable	0	0
Consumer Portfolio Segment [Member] | Pass [Member]
Loan Receivable	0	0
Consumer Portfolio Segment [Member] | Special Mention [Member]
Loan Receivable	0	0
Consumer Portfolio Segment [Member] | Substandard [Member]
Loan Receivable	0	0
Manufactured Homes Portfolio Segment [Member]
Loan Receivable	22,518	16,505
Manufactured Homes Portfolio Segment [Member] | Moderate [Member]
Loan Receivable	4,712	3,221
Manufactured Homes Portfolio Segment [Member] | Above Average Acceptable [Member]
Loan Receivable	2,146	2,413
Manufactured Homes Portfolio Segment [Member] | Acceptable [Member]
Loan Receivable	14,663	9,825
Manufactured Homes Portfolio Segment [Member] | Marginally Acceptable [Member]
Loan Receivable	180	184
Manufactured Homes Portfolio Segment [Member] | Pass [Member]
Loan Receivable	817	862
Manufactured Homes Portfolio Segment [Member] | Special Mention [Member]
Loan Receivable	0	0
Manufactured Homes Portfolio Segment [Member] | Substandard [Member]
Loan Receivable	0	0
Government Portfolio Segment [Member]
Loan Receivable	13,729	15,804
Government Portfolio Segment [Member] | Moderate [Member]
Loan Receivable	0	0
Government Portfolio Segment [Member] | Above Average Acceptable [Member]
Loan Receivable	1,775	1,889
Government Portfolio Segment [Member] | Acceptable [Member]
Loan Receivable	10,294	11,505
Government Portfolio Segment [Member] | Marginally Acceptable [Member]
Loan Receivable	1,660	2,410
Government Portfolio Segment [Member] | Pass [Member]
Loan Receivable	0	0
Government Portfolio Segment [Member] | Special Mention [Member]
Loan Receivable	0	0
Government Portfolio Segment [Member] | Substandard [Member]
Loan Receivable	$ 0	$ 0

Note 5 - Loans Receivable - Ind

Note 5 - Loans Receivable - Individually Evaluated Impaired Loans (Details) - USD ($)	6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Dec. 31, 2019
Impaired Financing Receivable, Related Allowance	$ 482,000		$ 166,000
Total, recorded investment	6,900,000		7,200,000
Total, related allowance	482,000		166,000
Residential Portfolio Segment [Member]
With no related allowance recorded, recorded investment	2,077,000		2,140,000
With no related allowance recorded, unpaid principal balance	3,459,000		3,555,000
With no related allowance recorded, average recorded investment	2,107,000	$ 1,813,000
With no related allowance recorded, interest income recognized	49,000	31,000
With an allowance recorded, recorded investment	187,000		83,000
With an allowance recorded, unpaid principal balance	187,000		83,000
Impaired Financing Receivable, Related Allowance	130,000		10,000
With an allowance recorded, average recorded investment	107,000	159,000
With an allowance recorded, interest income recognized	1,000	2,000
Total, recorded investment	2,264,000		2,223,000
Total, unpaid principal balance	3,646,000		3,638,000
Total, average recorded investment	2,214,000	1,972,000
Total, interest income recognized	50,000	33,000
Total, related allowance	130,000		10,000
Home Equity Portfolio Segment [Member]
With no related allowance recorded, recorded investment	372,000		429,000
With no related allowance recorded, unpaid principal balance	392,000		451,000
With no related allowance recorded, average recorded investment	384,000	344,000
With no related allowance recorded, interest income recognized	9,000	3,000
With an allowance recorded, recorded investment	0		8,000
With an allowance recorded, unpaid principal balance	0		8,000
Impaired Financing Receivable, Related Allowance	0		4,000
With an allowance recorded, average recorded investment	5,000	59,000
With an allowance recorded, interest income recognized	0	1,000
Total, recorded investment	372,000		437,000
Total, unpaid principal balance	392,000		459,000
Total, average recorded investment	389,000	403,000
Total, interest income recognized	9,000	4,000
Total, related allowance	0		4,000
Commercial Real Estate Portfolio Segment [Member]
With no related allowance recorded, recorded investment	1,096,000		1,547,000
With no related allowance recorded, unpaid principal balance	1,682,000		2,141,000
With no related allowance recorded, average recorded investment	1,379,000	1,655,000
With no related allowance recorded, interest income recognized	47,000	33,000
With an allowance recorded, recorded investment	166,000		18,000
With an allowance recorded, unpaid principal balance	166,000		18,000
Impaired Financing Receivable, Related Allowance	15,000		0
With an allowance recorded, average recorded investment	67,000	478,000
With an allowance recorded, interest income recognized	1,000	0
Total, recorded investment	1,262,000		1,565,000
Total, unpaid principal balance	1,848,000		2,159,000
Total, average recorded investment	1,446,000	2,133,000
Total, interest income recognized	48,000	33,000
Total, related allowance	15,000		0
Construction and Land Development Portfolio Segment [Member]
With no related allowance recorded, recorded investment	0		0
With no related allowance recorded, unpaid principal balance	0		0
With no related allowance recorded, average recorded investment	0	0
With no related allowance recorded, interest income recognized	0	0
With an allowance recorded, recorded investment	0		0
With an allowance recorded, unpaid principal balance	0		0
Impaired Financing Receivable, Related Allowance	0		0
With an allowance recorded, average recorded investment	0	0
With an allowance recorded, interest income recognized	0	0
Total, recorded investment	0		0
Total, unpaid principal balance	0		0
Total, average recorded investment	0	0
Total, interest income recognized	0	0
Total, related allowance	0		0
Multifamily Portfolio Segment [Member]
With no related allowance recorded, recorded investment	768,000		802,000
With no related allowance recorded, unpaid principal balance	850,000		884,000
With no related allowance recorded, average recorded investment	784,000	472,000
With no related allowance recorded, interest income recognized	14,000	3,000
With an allowance recorded, recorded investment	0		0
With an allowance recorded, unpaid principal balance	0		0
Impaired Financing Receivable, Related Allowance	0		0
With an allowance recorded, average recorded investment	0	0
With an allowance recorded, interest income recognized	0	0
Total, recorded investment	768,000		802,000
Total, unpaid principal balance	850,000		884,000
Total, average recorded investment	784,000	472,000
Total, interest income recognized	14,000	3,000
Total, related allowance	0		0
Farmland Portfolio Segment [Member]
With no related allowance recorded, recorded investment	0		0
With no related allowance recorded, unpaid principal balance	0		0
With no related allowance recorded, average recorded investment	0	0
With no related allowance recorded, interest income recognized	0	0
With an allowance recorded, recorded investment	0		0
With an allowance recorded, unpaid principal balance	0		0
Impaired Financing Receivable, Related Allowance	0		0
With an allowance recorded, average recorded investment	0	0
With an allowance recorded, interest income recognized	0	0
Total, recorded investment	0		0
Total, unpaid principal balance	0		0
Total, average recorded investment	0	0
Total, interest income recognized	0	0
Total, related allowance	0		0
Commercial Portfolio Segment [Member]
With no related allowance recorded, recorded investment	1,463,000		1,814,000
With no related allowance recorded, unpaid principal balance	1,517,000		1,906,000
With no related allowance recorded, average recorded investment	1,588,000	1,967,000
With no related allowance recorded, interest income recognized	40,000	43,000
With an allowance recorded, recorded investment	794,000		377,000
With an allowance recorded, unpaid principal balance	794,000		377,000
Impaired Financing Receivable, Related Allowance	337,000		152,000
With an allowance recorded, average recorded investment	676,000	145,000
With an allowance recorded, interest income recognized	19,000	0
Total, recorded investment	2,257,000		2,191,000
Total, unpaid principal balance	2,311,000		2,283,000
Total, average recorded investment	2,264,000	2,112,000
Total, interest income recognized	59,000	43,000
Total, related allowance	337,000		152,000
Consumer Portfolio Segment [Member]
With no related allowance recorded, recorded investment	0		0
With no related allowance recorded, unpaid principal balance	0		0
With no related allowance recorded, average recorded investment	0	0
With no related allowance recorded, interest income recognized	0	0
With an allowance recorded, recorded investment	0		0
With an allowance recorded, unpaid principal balance	0		0
Impaired Financing Receivable, Related Allowance	0		0
With an allowance recorded, average recorded investment	0	0
With an allowance recorded, interest income recognized	0	0
Total, recorded investment	0		0
Total, unpaid principal balance	0		0
Total, average recorded investment	0	0
Total, interest income recognized	0	0
Total, related allowance	0		0
Manufactured Homes Portfolio Segment [Member]
With no related allowance recorded, recorded investment	0		0
With no related allowance recorded, unpaid principal balance	0		0
With no related allowance recorded, average recorded investment	0	0
With no related allowance recorded, interest income recognized	0	0
With an allowance recorded, recorded investment	0		0
With an allowance recorded, unpaid principal balance	0		0
Impaired Financing Receivable, Related Allowance	0		0
With an allowance recorded, average recorded investment	0	0
With an allowance recorded, interest income recognized	0	0
Total, recorded investment	0		0
Total, unpaid principal balance	0		0
Total, average recorded investment	0	0
Total, interest income recognized	0	0
Total, related allowance	0		0
Government Portfolio Segment [Member]
With no related allowance recorded, recorded investment	0		0
With no related allowance recorded, unpaid principal balance	0		0
With no related allowance recorded, average recorded investment	0	0
With no related allowance recorded, interest income recognized	0	0
With an allowance recorded, recorded investment	0		0
With an allowance recorded, unpaid principal balance	0		0
Impaired Financing Receivable, Related Allowance	0		0
With an allowance recorded, average recorded investment	0	0
With an allowance recorded, interest income recognized	0	0
Total, recorded investment	0		0
Total, unpaid principal balance	0		0
Total, average recorded investment	0	0
Total, interest income recognized	0	$ 0
Total, related allowance	$ 0		$ 0

Note 5 - Loans Receivable - Age

Note 5 - Loans Receivable - Age Analysis of Past Due Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Total Past Due	$ 17,815	$ 14,650
Current	964,087	892,219
Total Loans	981,902	906,869
Recorded investments greater than 90 past due and still accruing	1,904	866
Financial Asset, 30 to 59 Days Past Due [Member]
Total Past Due	8,115	6,309
Financial Asset, 60 to 89 Days Past Due [Member]
Total Past Due	3,323	2,434
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Total Past Due	6,377	5,907
Residential Portfolio Segment [Member]
Total Past Due	9,320	8,542
Current	275,243	290,791
Total Loans	284,563	299,333
Recorded investments greater than 90 past due and still accruing	343	452
Residential Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Total Past Due	4,741	3,486
Residential Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Total Past Due	1,055	1,332
Residential Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Total Past Due	3,524	3,724
Home Equity Portfolio Segment [Member]
Total Past Due	862	502
Current	45,450	48,679
Total Loans	46,312	49,181
Recorded investments greater than 90 past due and still accruing	49	19
Home Equity Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Total Past Due	266	90
Home Equity Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Total Past Due	207	24
Home Equity Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Total Past Due	389	388
Commercial Real Estate Portfolio Segment [Member]
Total Past Due	4,484	2,350
Current	281,638	280,758
Total Loans	286,122	283,108
Recorded investments greater than 90 past due and still accruing	1,194	61
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Total Past Due	1,693	1,461
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Total Past Due	1,344	170
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Total Past Due	1,447	719
Construction and Land Development Portfolio Segment [Member]
Total Past Due	672	432
Current	92,310	87,278
Total Loans	92,982	87,710
Recorded investments greater than 90 past due and still accruing	0	0
Construction and Land Development Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Total Past Due	672	143
Construction and Land Development Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Total Past Due	0	289
Construction and Land Development Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Total Past Due	0	0
Multifamily Portfolio Segment [Member]
Total Past Due	444	300
Current	55,626	50,986
Total Loans	56,070	51,286
Recorded investments greater than 90 past due and still accruing	0	0
Multifamily Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Total Past Due	0	140
Multifamily Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Total Past Due	274	0
Multifamily Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Total Past Due	170	160
Farmland Portfolio Segment [Member]
Total Past Due	0	0
Current	221	227
Total Loans	221	227
Recorded investments greater than 90 past due and still accruing	0	0
Farmland Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Total Past Due	0	0
Farmland Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Total Past Due	0	0
Farmland Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Total Past Due	0	0
Commercial Portfolio Segment [Member]
Total Past Due	1,423	2,379
Current	177,440	100,709
Total Loans	178,863	103,088
Recorded investments greater than 90 past due and still accruing	318	288
Commercial Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Total Past Due	426	926
Commercial Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Total Past Due	150	583
Commercial Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Total Past Due	847	870
Consumer Portfolio Segment [Member]
Total Past Due	9	0
Current	513	627
Total Loans	522	627
Recorded investments greater than 90 past due and still accruing	0	0
Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Total Past Due	9	0
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Total Past Due	0	0
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Total Past Due	0	0
Manufactured Homes Portfolio Segment [Member]
Total Past Due	601	145
Current	21,917	16,360
Total Loans	22,518	16,505
Recorded investments greater than 90 past due and still accruing	0	46
Manufactured Homes Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Total Past Due	308	63
Manufactured Homes Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Total Past Due	293	36
Manufactured Homes Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Total Past Due	0	46
Government Portfolio Segment [Member]
Total Past Due	0	0
Current	13,729	15,804
Total Loans	13,729	15,804
Recorded investments greater than 90 past due and still accruing	0	0
Government Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Total Past Due	0	0
Government Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Total Past Due	0	0
Government Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Total Past Due	$ 0	$ 0

Note 5 - Loans Receivable - L_2

Note 5 - Loans Receivable - Loans on Nonaccrual Status (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Financing receivables on nonaccrual status	$ 7,408	$ 6,507
Residential Portfolio Segment [Member]
Financing receivables on nonaccrual status	5,135	4,374
Home Equity Portfolio Segment [Member]
Financing receivables on nonaccrual status	464	473
Commercial Real Estate Portfolio Segment [Member]
Financing receivables on nonaccrual status	253	658
Construction and Land Development Portfolio Segment [Member]
Financing receivables on nonaccrual status	0	0
Multifamily Portfolio Segment [Member]
Financing receivables on nonaccrual status	541	420
Farmland Portfolio Segment [Member]
Financing receivables on nonaccrual status	0	0
Commercial Portfolio Segment [Member]
Financing receivables on nonaccrual status	1,015	582
Consumer Portfolio Segment [Member]
Financing receivables on nonaccrual status	0	0
Manufactured Homes Portfolio Segment [Member]
Financing receivables on nonaccrual status	0	0
Government Portfolio Segment [Member]
Financing receivables on nonaccrual status	$ 0	$ 0

Note 5 - Loans Receivable - Acc

Note 5 - Loans Receivable - Accretable Yield (Details) - USD ($) $ in Thousands	3 Months Ended	6 Months Ended
	Mar. 31, 2020	Jun. 30, 2020
2018, accretable yield collected	$ 872
2019, accretable yield collected	975
First Personal Financial Corporation [Member]
2018, accretable yield collected	357
2019, accretable yield collected	285
2020, to be collected		$ 1,005
2021, to be collected		994
Total		2,863
2020, to be collected		509
2023, to be collected		355
First Federal Savings and Loan [Member]
2018, accretable yield collected	22
2019, accretable yield collected	0
2020, to be collected		311
2021, to be collected		300
Total		841
2020, to be collected		162
2023, to be collected		68
Liberty Savings Bank [Member]
2018, accretable yield collected	42
2019, accretable yield collected	0
2020, to be collected		694
2021, to be collected		694
Total		2,022
2020, to be collected		347
2023, to be collected		287
AJS Bancorp, Inc [Member]
2018, accretable yield collected	451
2019, accretable yield collected	$ 691
Financial Asset Acquired with Credit Deterioration [Member] | First Personal Financial Corporation [Member]
2018, accretable yield collected		90
2019, accretable yield collected		57
2020, to be collected		43
2021, to be collected		21
Total		$ 64

Note 5 - Loans Receivable - Net

Note 5 - Loans Receivable - Net Fair Value Discount on Loans Receivable Acquired (Details) $ in Thousands	6 Months Ended
	Jun. 30, 2020USD ($)
First Federal Savings and Loan [Member]
Net fair value discount	$ 1,106
First Federal Savings and Loan [Member] | Purchased Credit Impaired Loans [Member]
Net fair value discount	0
Liberty Savings Bank [Member]
Net fair value discount	1,208
Liberty Savings Bank [Member] | Purchased Credit Impaired Loans [Member]
Net fair value discount	0
First Personal Financial Corporation [Member]
Net fair value discount	2,137
First Personal Financial Corporation [Member] | Purchased Credit Impaired Loans [Member]
Net fair value discount	$ 424
Accretable period in months (Month)	32 months
AJS Bancorp, Inc [Member]
Net fair value discount	$ 3,886
AJS Bancorp, Inc [Member] | Purchased Credit Impaired Loans [Member]
Net fair value discount	0
Residential Portfolio Segment [Member] | First Federal Savings and Loan [Member]
Net fair value discount	$ 1,062
Accretable period in months (Month)	59 months
Residential Portfolio Segment [Member] | Liberty Savings Bank [Member]
Net fair value discount	$ 1,203
Accretable period in months (Month)	44 months
Residential Portfolio Segment [Member] | First Personal Financial Corporation [Member]
Net fair value discount	$ 948
Accretable period in months (Month)	56 months
Residential Portfolio Segment [Member] | AJS Bancorp, Inc [Member]
Net fair value discount	$ 3,734
Accretable period in months (Month)	52 months
Home Equity Portfolio Segment [Member] | First Federal Savings and Loan [Member]
Net fair value discount	$ 44
Accretable period in months (Month)	29 months
Home Equity Portfolio Segment [Member] | Liberty Savings Bank [Member]
Net fair value discount	$ 5
Accretable period in months (Month)	29 months
Home Equity Portfolio Segment [Member] | First Personal Financial Corporation [Member]
Net fair value discount	$ 51
Accretable period in months (Month)	50 months
Home Equity Portfolio Segment [Member] | AJS Bancorp, Inc [Member]
Net fair value discount	$ 141
Accretable period in months (Month)	32 months
Commercial Real Estate Portfolio Segment [Member] | First Federal Savings and Loan [Member]
Net fair value discount	$ 0
Commercial Real Estate Portfolio Segment [Member] | Liberty Savings Bank [Member]
Net fair value discount	0
Commercial Real Estate Portfolio Segment [Member] | First Personal Financial Corporation [Member]
Net fair value discount	$ 208
Accretable period in months (Month)	56 months
Commercial Real Estate Portfolio Segment [Member] | AJS Bancorp, Inc [Member]
Net fair value discount	$ 8
Accretable period in months (Month)	9 months
Construction and Land Development Portfolio Segment [Member] | First Federal Savings and Loan [Member]
Net fair value discount	$ 0
Construction and Land Development Portfolio Segment [Member] | Liberty Savings Bank [Member]
Net fair value discount	0
Construction and Land Development Portfolio Segment [Member] | First Personal Financial Corporation [Member]
Net fair value discount	$ 1
Accretable period in months (Month)	30 months
Construction and Land Development Portfolio Segment [Member] | AJS Bancorp, Inc [Member]
Net fair value discount	$ 0
Multifamily Portfolio Segment [Member] | First Federal Savings and Loan [Member]
Net fair value discount	0
Multifamily Portfolio Segment [Member] | Liberty Savings Bank [Member]
Net fair value discount	0
Multifamily Portfolio Segment [Member] | First Personal Financial Corporation [Member]
Net fair value discount	$ 11
Accretable period in months (Month)	48 months
Multifamily Portfolio Segment [Member] | AJS Bancorp, Inc [Member]
Net fair value discount	$ 2
Accretable period in months (Month)	48 months
Consumer Portfolio Segment [Member] | First Federal Savings and Loan [Member]
Net fair value discount	$ 0
Consumer Portfolio Segment [Member] | Liberty Savings Bank [Member]
Net fair value discount	0
Consumer Portfolio Segment [Member] | First Personal Financial Corporation [Member]
Net fair value discount	$ 146
Accretable period in months (Month)	50 months
Consumer Portfolio Segment [Member] | AJS Bancorp, Inc [Member]
Net fair value discount	$ 1
Accretable period in months (Month)	5 months
Commercial Portfolio Segment [Member] | First Federal Savings and Loan [Member]
Net fair value discount	$ 0
Commercial Portfolio Segment [Member] | Liberty Savings Bank [Member]
Net fair value discount	0
Commercial Portfolio Segment [Member] | First Personal Financial Corporation [Member]
Net fair value discount	$ 348
Accretable period in months (Month)	24 months
Commercial Portfolio Segment [Member] | AJS Bancorp, Inc [Member]
Net fair value discount	$ 0

Note 6 - Foreclosed Real Esta_3

Note 6 - Foreclosed Real Estate - Foreclosed Real Estate (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Foreclosed real estate	$ 634	$ 1,083
Residential Portfolio Segment [Member]
Foreclosed real estate	524	957
Commercial Real Estate Portfolio Segment [Member]
Foreclosed real estate	$ 110	$ 126

Note 7 - Intangibles and Acqu_3

Note 7 - Intangibles and Acquisition Related Accounting (Details Textual) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2020	Dec. 31, 2019	Jan. 24, 2019
Goodwill, Ending Balance	$ 11,109	$ 11,109
Goodwill, Impairment Loss	0
AJS Bancorp, Inc [Member]
Goodwill, Ending Balance	2,900		$ 2,939
Certificates of Deposit, Fair Value Premium	$ 174
Certificates of Deposit, Fair Value Premium, Amortization Period (Month)	14 months
Accretion (Amortization) of Discounts and Premiums, Investments	$ 34,000
AJS Bancorp, Inc [Member] | Core Deposits [Member]
Finite-Lived Core Deposits, Gross	$ 2,900
Finite-Lived Intangible Asset, Useful Life (Year)	6 years 6 months
First Personal Financial Corporation [Member]
Goodwill, Ending Balance	$ 5,400
First Personal Financial Corporation [Member] | Core Deposits [Member]
Finite-Lived Core Deposits, Gross	$ 3,000
Finite-Lived Intangible Asset, Useful Life (Year)	6 years 4 months 24 days
First Federal Savings and Loan [Member]
Goodwill, Ending Balance	$ 2,000
First Federal Savings and Loan [Member] | Core Deposits [Member]
Finite-Lived Core Deposits, Gross	$ 93
Finite-Lived Intangible Asset, Useful Life (Year)	7 years 10 months 24 days
Liberty Savings Bank [Member]
Goodwill, Ending Balance	$ 804
Liberty Savings Bank [Member] | Core Deposits [Member]
Finite-Lived Core Deposits, Gross	$ 471
Finite-Lived Intangible Asset, Useful Life (Year)	8 years 2 months 12 days

Note 7 - Intangibles and Acqu_4

Note 7 - Intangibles and Acquisition Related Accounting - Annual Amortization (Details) $ in Thousands	6 Months Ended
	Jun. 30, 2020USD ($)
Current period	$ 497
First Federal Savings and Loan [Member]
Current period	6
Liberty Savings Bank [Member]
Current period	29
First Personal Financial Corporation [Member]
Current period	238
AJS Bancorp, Inc [Member]
Current period	$ 224

Note 7 - Intangibles and Acqu_5

Note 7 - Intangibles and Acquisition Related Accounting - Future Annual Amortization (Details) $ in Thousands	Jun. 30, 2020USD ($)
Remainder 2020	$ 497
2021	994
2022	983
2023	962
2024	919
2025	261
2026	0
Total	4,616
First Federal Savings and Loan [Member]
Remainder 2020	6
2021	12
2022	1
2023	0
2024	0
2025	0
2026	0
Total	19
Liberty Savings Bank [Member]
Remainder 2020	29
2021	58
2022	58
2023	38
2024	0
2025	0
2026	0
Total	183
First Personal Financial Corporation [Member]
Remainder 2020	238
2021	475
2022	475
2023	475
2024	470
2025	0
2026	0
Total	2,133
AJS Bancorp, Inc [Member]
Remainder 2020	224
2021	449
2022	449
2023	449
2024	449
2025	261
2026
Total	$ 2,281

Note 9 - Earnings Per Share - R

Note 9 - Earnings Per Share - Reconciliation of Basic and Diluted Earnings per Common Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Net income as reported	$ 5,063	$ 4,023	$ 8,255	$ 6,245
Weighted average common shares outstanding (in shares)	3,463,136	3,451,961	3,460,820	3,397,872
Basic earnings per common share (in dollars per share)	$ 1.46	$ 1.17	$ 2.39	$ 1.84
Weighted average common and dilutive potential common shares outstanding (in shares)	3,463,136	3,451,961	3,460,820	3,397,872
Diluted (in dollars per share)	$ 1.46	$ 1.17	$ 2.39	$ 1.84

Note 10 - Stock Based Compens_3

Note 10 - Stock Based Compensation (Details Textual) - USD ($) $ in Thousands	6 Months Ended		12 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Dec. 31, 2019	Feb. 17, 2015
Share-based Payment Arrangement, Expense	$ 202	$ 154
Share Based Compensation Expense, Estimated Future Compensation, Total	794
Share Based Compensation Expense, Estimated For Remainder of Fiscal Year	215
Share Based Compensation Expense, Estimated For Year Two	339
Share Based Compensation Expense, Estimated For Year Three	209
Share Based Compensation Expense, Estimated For Year Four	$ 31
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross (in shares)	13,243		7,407
2015 Stock Option and Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in shares)				250,000
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross (in shares)	0	0
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number, Ending Balance (in shares)	0
2015 Stock Option and Incentive Plan [Member] | Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)	13,243	7,407
2015 Stock Option and Incentive Plan [Member] | Restricted Stock [Member] | Minimum [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period (Year)	3 years
2015 Stock Option and Incentive Plan [Member] | Restricted Stock [Member] | Maximum [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period (Year)	5 years

Note 10 - Stock Based Compens_4

Note 10 - Stock Based Compensation - Restricted Stock Activity (Details) - $ / shares	6 Months Ended	12 Months Ended
	Jun. 30, 2020	Dec. 31, 2019
Non-vested, shares (in shares)	30,205	27,423
Non-vested, weighted average grant date fair value (in dollars per share)	$ 35.63	$ 32.58
Granted, shares (in shares)	13,243	7,407
Granted, weighted average grant date fair value (in dollars per share)	$ 44.30	$ 43
Vested, shares (in shares)	(6,400)	(4,625)
Vested, weighted average grant date fair value (in dollars per share)	$ 27.50	$ 29.37
Forfeited, shares (in shares)	0	0
Forfeited, weighted average grant date fair value (in dollars per share)	$ 0	$ 0
Non-vested, shares (in shares)	37,048	30,205
Non-vested, weighted average grant date fair value (in dollars per share)	$ 40.13	$ 35.63

Note 13 - Derivative Financia_3

Note 13 - Derivative Financial Instruments - Non-hedging Derivative Financial Instruments (Details) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Dec. 31, 2019
Derivative assets, fair vale	$ 4,263		$ 1,544
Derivative liabilities, fair vale	3,778		1,358
Derivative instrument, Gain	529	$ 338
Not Designated as Hedging Instrument [Member]
Derivative, notational amount	74,770		42,288
Interest Rate Swap [Member] | Other Nonoperating Income (Expense) [Member]
Derivative instrument, Gain	231	338
Interest Rate Swap [Member] | Other Assets [Member]
Derivative assets, fair vale	3,778		1,358
Interest Rate Swap [Member] | Other Liabilities [Member]
Derivative liabilities, fair vale	3,778		1,358
Interest Rate Swap [Member] | Not Designated as Hedging Instrument [Member]
Derivative, notational amount	38,866		29,466
Interest Rate Lock Commitments [Member] | Gain (Loss) on Sale of Loans Held-for-Sale, Net [Member]
Derivative instrument, Gain	298	$ 0
Interest Rate Lock Commitments [Member] | Other Assets [Member]
Derivative assets, fair vale	485		186
Interest Rate Lock Commitments [Member] | Other Liabilities [Member]
Derivative liabilities, fair vale	0		0
Interest Rate Lock Commitments [Member] | Not Designated as Hedging Instrument [Member]
Derivative, notational amount	$ 35,904		$ 12,822

Note 13 - Derivative Financia_4

Note 13 - Derivative Financial Instruments - Offset Assets (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Gross amount of recognized assets	$ 4,263	$ 1,544
Gross amounts offset in the statements of financial condition	0	0
Net amount of assets presented in the statement of financial condition	4,263	1,544
Financial instruments	0	0
Cash collateral received	0	0
Net amount	4,263	1,544
Interest Rate Swap [Member]
Gross amount of recognized assets	3,778	1,358
Gross amounts offset in the statements of financial condition	0	0
Net amount of assets presented in the statement of financial condition	3,778	1,358
Financial instruments	0	0
Cash collateral received	0	0
Net amount	3,778	1,358
Interest Rate Lock Commitments [Member]
Gross amount of recognized assets	485	186
Gross amounts offset in the statements of financial condition	0	0
Net amount of assets presented in the statement of financial condition	485	186
Financial instruments	0	0
Cash collateral received	0	0
Net amount	$ 485	$ 186

Note 13 - Derivative Financia_5

Note 13 - Derivative Financial Instruments - Offset Liabilities (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Gross amount of recognized liabilities	$ 3,778	$ 1,358
Gross amounts offset in the statement of financial condition	0	0
Net amount of liabilities present in the statement of financial condition	3,778	1,358
Financial instruments	0	0
Cash collateral pledged	3,660	2,290
Net amount	118
Net amount		(932)
Interest Rate Swap [Member]
Gross amount of recognized liabilities	3,778	1,358
Gross amounts offset in the statement of financial condition	0	0
Net amount of liabilities present in the statement of financial condition	3,778	1,358
Financial instruments	0	0
Cash collateral pledged	3,660	2,290
Net amount	$ 118
Net amount		$ (932)

Note 14 - Fair Value (Details T

Note 14 - Fair Value (Details Textual) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2020	Dec. 31, 2019
Other than Temporary Impairment, Credit Losses Recognized in Earnings, Additions, Additional Credit Losses	$ 0
Available-for-sale Securities, Amortized Cost Basis, Total	2,200
Impaired Financing Receivable, Recorded Investment, Total	6,900	$ 7,200
Impaired Financing Receivable, Related Allowance	482	166
Impaired Financing Receivable, Fair Value	$ 6,400	$ 7,100

Note 14 - Fair Value - Credit L

Note 14 - Fair Value - Credit Loss Roll Forward for Trust Preferred Securities Classified with Other Than Temporary Impairment (Details) $ in Thousands	6 Months Ended
	Jun. 30, 2020USD ($)
Ending balance, December 31, 2019	$ 173
Additions not previously recognized	0
Ending balance, June 30, 2020	$ 173

Note 14 - Fair Value - Assets M

Note 14 - Fair Value - Assets Measured at Fair Value on a Recurring Basis (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Total securities available-for-sale	$ 294,719	$ 277,219
Fair Value, Recurring [Member]
Total securities available-for-sale	294,719	277,219
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Total securities available-for-sale	21,457	9,670
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Total securities available-for-sale	272,447	266,473
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Total securities available-for-sale	815	1,076
Money Market Funds [Member]
Total securities available-for-sale	21,457	9,670
Money Market Funds [Member] | Fair Value, Recurring [Member]
Total securities available-for-sale	21,457	9,670
Money Market Funds [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Total securities available-for-sale	21,457	9,670
Money Market Funds [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Total securities available-for-sale	0	0
Money Market Funds [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Total securities available-for-sale	0	0
Residential Mortgage Backed Securities [Member] | Fair Value, Recurring [Member]
Total securities available-for-sale	134,073
Residential Mortgage Backed Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Total securities available-for-sale	0
Residential Mortgage Backed Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Total securities available-for-sale	134,073
Residential Mortgage Backed Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Total securities available-for-sale	0
US Government-sponsored Enterprises Debt Securities [Member] | Fair Value, Recurring [Member]
Total securities available-for-sale		13,058
US Government-sponsored Enterprises Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Total securities available-for-sale		0
US Government-sponsored Enterprises Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Total securities available-for-sale		13,058
US Government-sponsored Enterprises Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Total securities available-for-sale		0
US States and Political Subdivisions Debt Securities [Member]
Total securities available-for-sale	138,374	102,427
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Recurring [Member]
Total securities available-for-sale	138,374	102,427
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Total securities available-for-sale	0	0
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Total securities available-for-sale	138,374	102,427
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Total securities available-for-sale	0	0
Collateralized Mortgage Obligations and Residential Mortgage Backed Securities [Member]
Total securities available-for-sale	134,073	150,988
Collateralized Mortgage Obligations and Residential Mortgage Backed Securities [Member] | Fair Value, Recurring [Member]
Total securities available-for-sale		150,988
Collateralized Mortgage Obligations and Residential Mortgage Backed Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Total securities available-for-sale		0
Collateralized Mortgage Obligations and Residential Mortgage Backed Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Total securities available-for-sale		150,988
Collateralized Mortgage Obligations and Residential Mortgage Backed Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Total securities available-for-sale		0
Collateralized Debt Obligations [Member]
Total securities available-for-sale	815	1,076
Collateralized Debt Obligations [Member] | Fair Value, Recurring [Member]
Total securities available-for-sale	815	1,076
Collateralized Debt Obligations [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Total securities available-for-sale	0	0
Collateralized Debt Obligations [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Total securities available-for-sale	0	0
Collateralized Debt Obligations [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Total securities available-for-sale	$ 815	$ 1,076

Note 14 - Fair Value - Availabl

Note 14 - Fair Value - Available for Sale Securities (Details) - Fair Value, Inputs, Level 3 [Member] - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2020	Dec. 31, 2019
Beginning balance	$ 1,076	$ 2,049
Principal payments	(11)	(38)
Total unrealized gains (losses), included in other comprehensive income	(250)	52
Transfers in and/or (out) of Level 3		(987)
Sale out of Level 3	0
Ending balance	$ 815	$ 1,076

Note 14 - Fair Value - Assets_2

Note 14 - Fair Value - Assets Measured on a Nonrecurring Basis (Details) - Fair Value, Nonrecurring [Member] - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Impaired Loans [Member]
Assets, fair value	$ 6,441	$ 7,052
Impaired Loans [Member] | Fair Value, Inputs, Level 1 [Member]
Assets, fair value	0	0
Impaired Loans [Member] | Fair Value, Inputs, Level 2 [Member]
Assets, fair value	0	0
Impaired Loans [Member] | Fair Value, Inputs, Level 3 [Member]
Assets, fair value	6,441	7,052
Foreclosed Real Estate [Member]
Assets, fair value	634	1,083
Foreclosed Real Estate [Member] | Fair Value, Inputs, Level 1 [Member]
Assets, fair value	0	0
Foreclosed Real Estate [Member] | Fair Value, Inputs, Level 2 [Member]
Assets, fair value	0	0
Foreclosed Real Estate [Member] | Fair Value, Inputs, Level 3 [Member]
Assets, fair value	$ 634	$ 1,083

Note 14 - Fair Value - Financia

Note 14 - Fair Value - Financial Instruments (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Mar. 31, 2020	Dec. 31, 2019
Total securities available-for-sale	$ 294,719		$ 277,219
Interest rate swap agreements	4,263		1,544
Interest rate swap agreements		$ 3,778	1,358
Securities available-for-sale	294,719		277,219
Reported Value Measurement [Member]
Cash and cash equivalents	97,305		47,258
Certificates of deposit in other financial institutions	1,639		2,170
Total securities available-for-sale	294,719		277,219
Loans held-for-sale	10,024		6,091
Loans receivable, net	972,036		897,870
Federal Home Loan Bank stock	3,918		3,912
Interest rate swap agreements	3,778		1,358
Accrued interest receivable	4,284		4,029
Non-interest bearing deposits	262,001		172,094
Interest bearing deposits	1,015,633		982,276
Repurchase agreements	17,159		11,499
Borrowed funds	12,000		14,000
Interest rate swap agreements	3,778		1,358
Accrued interest payable	65		179
Securities available-for-sale	294,719		277,219
Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	97,305		47,258
Certificates of deposit in other financial institutions	1,614		2,137
Total securities available-for-sale	294,719		277,219
Loans held-for-sale	10,311		6,204
Loans receivable, net	989,824		917,174
Federal Home Loan Bank stock	3,918		3,912
Interest rate swap agreements	3,778		1,358
Accrued interest receivable	4,284		4,029
Non-interest bearing deposits	262,001		172,094
Interest bearing deposits	1,016,961		982,241
Repurchase agreements	17,166		11,499
Borrowed funds	12,140		14,108
Interest rate swap agreements	3,778		1,358
Accrued interest payable	65		179
Securities available-for-sale	294,719		277,219
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents	97,305		47,258
Certificates of deposit in other financial institutions	0		0
Total securities available-for-sale	21,457		9,670
Loans held-for-sale	10,311		6,204
Loans receivable, net	0		0
Federal Home Loan Bank stock	0		0
Interest rate swap agreements	0		0
Accrued interest receivable	0		0
Non-interest bearing deposits	262,001		172,094
Interest bearing deposits	720,953		654,573
Repurchase agreements	15,425		9,721
Borrowed funds	0		0
Interest rate swap agreements	0		0
Accrued interest payable	0		0
Securities available-for-sale	21,457		9,670
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Cash and cash equivalents	0		0
Certificates of deposit in other financial institutions	1,614		2,137
Total securities available-for-sale	272,447		266,473
Loans held-for-sale	0		0
Loans receivable, net	0		0
Federal Home Loan Bank stock	3,918		3,912
Interest rate swap agreements	3,778		1,358
Accrued interest receivable	4,284		4,029
Non-interest bearing deposits	0		0
Interest bearing deposits	296,008		327,668
Repurchase agreements	1,741		1,778
Borrowed funds	12,140		14,108
Interest rate swap agreements	3,778		1,358
Accrued interest payable	65		179
Securities available-for-sale	272,447		266,473
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Cash and cash equivalents	0		0
Certificates of deposit in other financial institutions	0		0
Total securities available-for-sale	815		1,076
Loans held-for-sale	0		0
Loans receivable, net	989,824		917,174
Federal Home Loan Bank stock	0		0
Interest rate swap agreements	0		0
Accrued interest receivable	0		0
Non-interest bearing deposits	0		0
Interest bearing deposits	0		0
Repurchase agreements	0		0
Borrowed funds	0		0
Interest rate swap agreements	0		0
Accrued interest payable	0		0
Securities available-for-sale	$ 815		$ 1,076