Finward Bancorp (FNWD) 10-Q 7 May 21 2021 Q1 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	3 Months Ended
	Mar. 31, 2021	May 07, 2021
Document Information [Line Items]
Entity Central Index Key	0000919864
Entity Registrant Name	NORTHWEST INDIANA BANCORP
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	Q1
Document Fiscal Year Focus	2021
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Mar. 31, 2021
Document Transition Report	false
Entity File Number	0-26128
Entity Incorporation, State or Country Code	IN
Entity Tax Identification Number	35-1927981
Entity Address, Address Line One	9204 Columbia Avenue
Entity Address, City or Town	Munster
Entity Address, State or Province	IN
Entity Address, Postal Zip Code	46321
City Area Code	219
Local Phone Number	836‑4400
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		3,477,416

Consolidated Balance Sheets (Cu

Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
ASSETS
Cash and non-interest bearing deposits in other financial institutions	$ 14,559	$ 14,014
Interest bearing deposits in other financial institutions	52,854	5,908
Federal funds sold	596	0
Total cash and cash equivalents	68,009	19,922
Certificates of deposit in other financial institutions	1,474	1,897
Securities available-for-sale	422,868	410,669
Loans held-for-sale	4,256	11,329
Loans receivable	974,054	966,578
Less: allowance for loan losses	(13,047)	(12,458)
Net loans receivable	961,007	954,120
Federal Home Loan Bank stock	3,918	3,918
Accrued interest receivable	4,997	4,713
Premises and equipment	30,563	30,785
Foreclosed real estate	491	538
Cash value of bank owned life insurance	30,894	30,725
Goodwill	11,109	11,109
Other intangible assets	3,871	4,119
Other assets	13,260	13,681
Total assets	1,556,717	1,497,525
Deposits:
Non-interest bearing	286,969	241,620
Interest bearing	1,079,725	1,060,719
Total	1,366,694	1,302,339
Repurchase agreements	15,917	13,711
Borrowed funds	0	6,149
Accrued expenses and other liabilities	23,967	22,404
Total liabilities	1,406,578	1,344,603
Commitments and contingent liabilties
Stockholders' Equity:
Preferred stock, no par or stated value; 10,000,000 shares authorized, none outstanding	0	0
Common stock, no par or stated value; 10,000,000 shares authorized; shares issued and outstanding: March 31, 2021 - 3,478,921 December 31, 2020 - 3,462,916	0	0
Additional paid-in capital	30,065	29,987
Accumulated other comprehensive income	3,980	10,441
Retained earnings	116,094	112,494
Total stockholders' equity	150,139	152,922
Total liabilities and stockholders' equity	$ 1,556,717	$ 1,497,525

Consolidated Balance Sheets (_2

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - $ / shares $ / shares in Thousands	Mar. 31, 2021	Dec. 31, 2020
Preferred stock, par value (in dollars per share)	$ 0	$ 0
Preferred stock, shares authoirzed (in shares)	10,000,000	10,000,000
Preferred stock, shares outstanding (in shares)	0	0
Common stock, no par or stated value (in dollars per share)	$ 0	$ 0
Common stock, authorized (in shares)	10,000,000	10,000,000
Common stock, issued (in shares)	3,478,921	3,462,916
Common stock, outstanding (in shares)	3,478,921	3,462,916

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Interest income:
Real estate loans	$ 8,239	$ 9,357
Commercial loans	2,240	1,485
Consumer loans	267	187
Total loan interest	10,746	11,029
Securities	1,961	1,705
Other interest earning assets	20	135
Total interest income	12,727	12,869
Interest expense:
Deposits	651	2,064
Repurchase agreements	10	40
Borrowed funds	20	94
Total interest expense	681	2,198
Net interest income	12,046	10,671
Provision for loan losses	578	514
Net interest income after provision for loan losses	11,468	10,157
Noninterest income:
Gain on sale of loans held-for-sale, net	2,049	1,153
Fees and service charges	1,066	1,049
Wealth management operations	607	554
Gain on sale of securities, net	417	510
Increase in cash value of bank owned life insurance	169	169
(Loss) gain on sale of foreclosed real estate, net	(9)	60
Other	14	51
Total noninterest income	4,313	3,546
Noninterest expense:
Compensation and benefits	5,530	5,217
Occupancy and equipment	1,372	1,409
Data processing	528	556
Marketing	199	208
Federal deposit insurance premiums	180	196
Other	2,529	2,413
Total noninterest expense	10,338	9,999
Income before income tax expenses	5,443	3,704
Income tax expenses	764	512
Net income	$ 4,679	$ 3,192
Earnings per common share:
Basic (in dollars per share)	$ 1.35	$ 0.92
Diluted (in dollars per share)	1.35	0.92
Dividends declared per common share (in dollars per share)	$ 0.31	$ 0.31

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Net income	$ 4,679	$ 3,192
Net change in net unrealized gains and losses on securities available-for-sale:
Unrealized (losses)/gains arising during the period	(7,761)	6,112
Less: reclassification adjustment for gains included in net income	(417)	(510)
Net securities (loss)/gain during the period	(8,178)	5,602
Tax effect	1,717	(1,177)
Net of tax amount	(6,461)	4,425
Other comprehensive (loss)/income, net of tax	(6,461)	4,425
Comprehensive (loss)/income, net of tax	$ (1,782)	$ 7,617

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	AOCI Attributable to Parent [Member]	Retained Earnings [Member]	Total
Balance at Dec. 31, 2019	$ 0	$ 29,657	$ 4,261	$ 100,185	$ 134,103
Net income	0	0	0	3,192	3,192
Net unrealized gain (loss) on securities available-for- sale, net of reclassification and tax effects	0	0	4,425	0	4,425
Comprehensive income					7,617
Net surrender value of restricted stock awards		(85)			(85)
Stock-based compensation expense	0	94	0	0	94
Cash dividends	0	0	0	(1,074)	(1,074)
Balance at Mar. 31, 2020	0	29,666	8,686	102,303	140,655
Balance at Dec. 31, 2020	0	29,987	10,441	112,494	152,922
Net income	0	0	0	4,679	4,679
Net unrealized gain (loss) on securities available-for- sale, net of reclassification and tax effects	0	0	(6,461)	0	(6,461)
Comprehensive income					(1,782)
Net surrender value of restricted stock awards		(68)			(68)
Stock-based compensation expense	0	146	0	0	146
Cash dividends	0	0	0	(1,079)	(1,079)
Balance at Mar. 31, 2021	$ 0	$ 30,065	$ 3,980	$ 116,094	$ 150,139

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) (Parentheticals) - $ / shares shares in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Shares of restricted stock awards surrendered (in shares)	1,711	1,904
Cash dividends per share (in dollars per share)	$ 0.31	$ 0.31

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 4,679	$ 3,192
Adjustments to reconcile net income to net cash provided by/(used in) operating activities:
Origination of loans for sale	(49,083)	(24,870)
Sale of loans originated for sale	57,876	26,197
Depreciation and amortization, net of accretion	990	1,039
Amortization of mortgage servicing rights	53	12
Stock based compensation expense	146	94
Net surrender value of restricted stock awards	(68)	(85)
Gain on sale of securities, net	(417)	(510)
Gain on sale of loans held-for-sale, net	(2,026)	(635)
Gain on derivatives	(23)	(518)
Loss/(gain) on sale of foreclosed real estate, net	9	(60)
Provision for loan losses	578	514
Net change in:
Interest receivable	(284)	(85)
Other assets	2,662	(637)
Cash value of bank owned life insurance	(169)	(169)
Accrued expenses and other liabilities	1,558	5,885
Total adjustments	11,802	6,172
Net cash - operating activities	16,481	9,364
CASH FLOWS FROM INVESTING ACTIVITIES:
Proceeds from maturities of certificates of deposits in other financial institutions	423	429
Proceeds from maturities and pay downs of securities available-for-sale	27,287	16,671
Proceeds from sales of securities available-for-sale	6,904	17,886
Purchase of securities available-for-sale	(54,540)	(44,972)
Net change in loans receivable	(4,486)	(12,118)
Purchase of loans receivable	(2,989)	0
Purchase of premises and equipment, net	(379)	(200)
Proceeds from sale of foreclosed real estate, net	48	134
Net cash - investing activities	(27,732)	(22,170)
CASH FLOWS FROM FINANCING ACTIVITIES:
Net change in deposits	64,355	7,272
Repayment of FHLB advances	(6,000)	0
Change in other borrowed funds	2,057	1,492
Dividends paid	(1,074)	(1,070)
Net cash - financing activities	59,338	7,694
Net change in cash and cash equivalents	48,087	(5,112)
Cash and cash equivalents at beginning of period	19,922	47,258
Cash and cash equivalents at end of period	68,009	42,146
SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION:
Interest	690	2,283
Noncash activities:
Transfers from loans to foreclosed real estate	0	23
Dividends declared not paid	$ 1,079	$ 1,074

Note 1 - Basis of Presentation

Note 1 - Basis of Presentation	3 Months Ended
	Mar. 31, 2021
Notes to Financial Statements
Basis of Accounting [Text Block]	Note 1 The consolidated financial statements include the accounts of NorthWest Indiana Bancorp (the “Bancorp” or “NWIN”), its wholly-owned subsidiaries NWIN Risk Management, Inc. (a captive insurance subsidiary) and Peoples Bank (the “Bank”), and the Bank’s wholly-owned subsidiaries, Peoples Service Corporation, NWIN, LLC, NWIN Funding, Incorporated, and Columbia Development Company, LLC. The Bancorp’s business activities include being a holding company for the Bank as well as a holding company for NWIN Risk Management, Inc. The Bancorp’s earnings are primarily dependent upon the earnings of the Bank. The accompanying unaudited consolidated financial statements were prepared in accordance with instructions for Form 10 not March 31, 2021, December 31, 2020, three March 31, 2021, 2020. three March 31, 2021, not The Notes to the Consolidated Financial Statements appearing in NorthWest Indiana Bancorp’s Annual Report on Form 10 2020 December 31, 2020 not no

Note 2 - Use of Estimates

Note 2 - Use of Estimates	3 Months Ended
	Mar. 31, 2021
Notes to Financial Statements
Use of Estimates [Text Block]	Note 2 Preparing financial statements in conformity with U.S. generally accepted accounting principles requires management to make estimates and assumptions that affect the reported amounts of assets, liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of revenue and expenses during the reporting period, as well as the disclosures provided. Actual results could differ from those estimates. Estimates associated with the allowance for loan losses, fair values of foreclosed real estate, loan servicing rights, investment securities, deferred tax assets, goodwill, and the status of contingencies are particularly susceptible to material change in the near term. In December 2019, 19 March 2020, 19 Currently, the Bancorp does not 19 not The Bancorp is working with customers directly affected by COVID- 19 19 19 In addition, COVID- 19 no 6,

Note 3 - Securities

Note 3 - Securities	3 Months Ended
	Mar. 31, 2021
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	Note 3 The estimated fair value of available-for-sale securities and the related gross unrealized gains and losses recognized in accumulated other comprehensive income were as follows: (Dollars in thousands) Gross Gross Estimated Cost Unrealized Unrealized Fair Basis Gains Losses Value March 31, 2021 U.S. government sponsored entities 12,881 - (264 ) 12,617 U.S. treasury securities 402 - - 402 Collateralized mortgage obligations and residential mortgage-backed securities 188,823 2,205 (2,906 ) 188,122 Municipal securities 213,556 8,212 (985 ) 220,783 Collateralized debt obligations 2,177 - (1,233 ) 944 Total securities available-for-sale $ 417,839 $ 10,417 $ (5,388 ) $ 422,868 (Dollars in thousands) Gross Gross Estimated Cost Unrealized Unrealized Fair Basis Gains Losses Value December 31, 2020 Money market fund $ 52,941 $ - $ - $ 52,941 U.S. government sponsored entities 7,881 3 (24 ) 7,860 Collateralized mortgage obligations and residential mortgage-backed securities 151,355 3,417 (36 ) 154,736 Municipal securities 183,103 11,102 (2 ) 194,203 Collateralized debt obligations 2,182 - (1,253 ) 929 Total securities available-for-sale $ 397,462 $ 14,522 $ (1,315 ) $ 410,669 The estimated fair value of available-for-sale debt securities at March 31, 2021, not (Dollars in thousands) Available-for-sale Estimated Fair Tax-Equivalent March 31, 2021 Value Yield (%) Due in one year or less $ 202 1.13 Due from one to five years 3,787 4.44 Due from five to ten years 29,327 2.48 Due over ten years 201,430 3.18 Collateralized mortgage obligations and residential mortgage-backed securities 188,122 1.80 Total $ 422,868 2.53 Sales of available-for-sale securities were as follows for the three (Dollars in thousands) March 31, March 31, 2021 2020 Proceeds $ 6,904 $ 17,886 Gross gains 417 513 Gross losses - (3 ) Accumulated other comprehensive income/(loss) balances, net of tax, related to available-for-sale securities, were as follows: (Dollars in thousands) Unrealized Ending balance, December 31, 2020 $ 10,441 Current period change (6,461 ) Ending balance, March 31, 2021 $ 3,980 Securities with market values of approximately $47.7 million and $52.4 million were pledged as of March 31, 2021, December 31, 2020, Securities with gross unrealized losses at March 31, 2021, December 31, 2020, not (Dollars in thousands) Less than 12 months 12 months or longer Total Estimated Estimated Estimated Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses March 31, 2021 U.S. government sponsored entities $ 12,617 $ (264 ) $ - $ - $ 12,617 $ (264 ) Collateralized mortgage obligations and residential mortgage-backed securities 112,550 (2,906 ) - - 112,550 (2,906 ) Municipal securities 56,360 (985 ) - - 56,360 (985 ) Collateralized debt obligations - - 944 (1,233 ) 944 (1,233 ) Total temporarily impaired $ 181,527 $ (4,155 ) $ 944 $ (1,233 ) $ 182,471 $ (5,388 ) Number of securities 126 2 128 (Dollars in thousands) Less than 12 months 12 months or longer Total Estimated Estimated Estimated Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses December 31, 2020 U.S. government sponsored entities $ 4,975 $ (24 ) $ - $ - $ 4,975 $ (24 ) Collateralized mortgage obligations and residential mortgage-backed securities 11,953 (36 ) - - 11,953 (36 ) Municipal securities 1,864 (2 ) - - 1,864 (2 ) Collateralized debt obligations - - 929 (1,253 ) 929 (1,253 ) Total temporarily impaired $ 18,792 $ (62 ) $ 929 $ (1,253 ) $ 19,721 $ (1,315 ) Number of securities 8 2 10 Unrealized losses on securities have not

Note 4 - Loans Receivable

Note 4 - Loans Receivable	3 Months Ended
	Mar. 31, 2021
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	Note 4 The Bancorp’s current lending programs are described below: Residential Real Estate. 80% 97% not Fixed rate loans currently originated generally conform to Freddie Mac guidelines for loans purchased under the one‑to‑four family program. Loan interest rates are determined based on secondary market yield requirements and local market conditions. Fixed rate mortgage loans with contractual maturities generally exceeding fifteen may The 15 20 30 15 15 second The Bancorp’s Adjustable Rate Mortgage Loans (“ARMs”) include offerings that reprice annually or are “Mini-Fixed.” The “Mini‑Fixed” mortgage reprices annually after a one, three, five, seven ten Home Equity Line of Credit. second second Fixed term home improvement and equity loans are made up to a maximum of 85% of the appraised value of the improved property, less any outstanding liens. These loans are offered on both a fixed and variable rate basis with a maximum term of 240 months. All home equity loans are made on a direct basis to borrowers. Commercial Real Estate and Multifamily Loans. 15 seven ten While commercial real estate lending is generally considered to involve a higher degree of risk than single‑family residential lending due to the concentration of principal in a limited number of loans and the effects of general economic conditions on real estate developers and managers, the Bancorp has endeavored to reduce this risk in several ways. In originating commercial real estate loans, the Bancorp considers the feasibility of the project, the financial strength of the borrowers and lessees, the managerial ability of the borrowers, the location of the project and the economic environment. Management evaluates the debt coverage ratio and analyzes the reliability of cash flows, as well as the quality of earnings. All such loans are made in accordance with well-defined underwriting standards and are generally supported by personal guarantees, which represent a secondary source of repayment. Loans for the construction of commercial properties are generally located within an area permitting physical inspection and regular review of business records. Projects financed outside of the Bancorp’s primary lending area generally involve borrowers and guarantors who are or were previous customers of the Bancorp or projects that are underwritten according to the Bank’s underwriting standards. Construction and Land Development. six one Loans are also made for the construction of commercial properties. All such loans are made in accordance with well-defined underwriting standards. Generally if the loans are not not not two Commercial Business and Farmland Loans. not Consumer Loans. Manufactured Homes. third Government Loans. (Dollars in thousands) March 31, 2021 December 31, 2020 Loans secured by real estate: Residential real estate $ 276,728 $ 286,048 Home equity 36,222 39,233 Commercial real estate 304,851 298,257 Construction and land development 97,400 93,562 Multifamily 51,933 50,571 Farmland 315 215 Total loans secured by real estate 767,449 767,886 Commercial business 163,896 158,140 Consumer 438 1,025 Manufactured homes 26,260 24,232 Government 9,372 10,142 Subtotal 967,415 961,425 Add (less): Net deferred loan origination fees and purchase premiums 5,673 5,303 Undisbursed loan funds and clearings 966 (150 ) Loans receivable $ 974,054 $ 966,578 (Unaudited) Beginning Balance Charge-offs Recoveries Provisions Ending Balance (Dollars in thousands) The Bancorp's activity in the allowance for loan losses, by loan segment, is summarized below for the three months ended March 31, 2021: Allowance for loan losses: Residential real estate $ 2,211 $ (4 ) $ 10 $ (41 ) $ 2,176 Home equity 276 (1 ) - 34 309 Commercial real estate 5,406 - - 320 5,726 Construction and land development 1,405 - - 182 1,587 Multifamily 626 - - 54 680 Farmland - - - - - Commercial business 2,508 - 8 36 2,552 Consumer 26 (6 ) 4 (7 ) 17 Manufactured homes - - - - - Government - - - - - Total $ 12,458 $ (11 ) $ 22 $ 578 $ 13,047 The Bancorp's activity in the allowance for loan losses, by loan segment, is summarized below for the three months ended March 31, 2020: Allowance for loan losses: Residential real estate $ 1,812 $ - $ 6 $ 10 $ 1,828 Home equity 223 - - 23 246 Commercial real estate 3,773 - - (80 ) 3,693 Construction and land development 1,098 - - 125 1,223 Multifamily 529 - - 33 562 Farmland - - - - - Commercial business 1,504 - 1 396 1,901 Consumer 43 (12 ) 3 8 42 Manufactured homes - - - - - Government 17 - - (1 ) 16 Total $ 8,999 $ (12 ) $ 10 $ 514 $ 9,511 A deferred cost reserve is maintained for the portfolio of manufactured home loans that have been purchased. This reserve is available for use for manufactured home loan nonperformance and costs associated with nonperformance. If the segment performs in line with expectation, the deferred cost reserve is paid as a premium to the third March 31, 2021 December 31, 2020, The Bancorp's impairment analysis is summarized below: Ending Balances (Dollars in thousands) Individually evaluated for impairment reserves Collectively evaluated for impairment reserves Loan receivables Individually evaluated for impairment Purchased credit impaired individually evaluated for impairment Collectively evaluated for impairment The Bancorp's allowance for loan losses impairment evaluation and loan receivables are summarized below at March 31, 2021: Residential real estate $ 92 $ 2,084 $ 277,465 $ 737 $ 1,165 $ 275,563 Home equity 5 304 36,273 220 132 35,921 Commercial real estate 1,269 4,457 304,851 6,952 151 297,748 Construction and land development - 1,587 97,400 - - 97,400 Multifamily - 680 51,933 90 609 51,234 Farmland - - 315 - - 315 Commercial business 518 2,034 162,375 999 1,163 160,213 Consumer - 17 438 - - 438 Manufactured homes - - 33,632 - - 33,632 Government - - 9,372 - - 9,372 Total $ 1,884 $ 11,163 $ 974,054 $ 8,998 $ 3,220 $ 961,836 The Bancorp's allowance for loan losses impairment evaluation and loan receivables are summarized below at December 31, 2020: Residential real estate $ 173 $ 2,038 $ 285,651 $ 868 $ 1,297 $ 283,486 Home equity 1 275 39,286 216 137 38,933 Commercial real estate 1,089 4,317 298,257 6,190 151 291,916 Construction and land development - 1,405 93,562 - - 93,562 Multifamily - 626 50,571 95 621 49,855 Farmland - - 215 - - 215 Commercial business 512 1,996 156,965 1,086 1,160 154,719 Consumer - 26 1,025 - - 1,025 Manufactured homes - - 30,904 - - 30,904 Government - - 10,142 - - 10,142 Total $ 1,775 $ 10,683 $ 966,578 $ 8,455 $ 3,366 $ 954,757 The Bancorp's credit quality indicators are summarized below at March 31, 2021 and December 31, 2020: Credit Exposure - Credit Risk Portfolio By Creditworthiness Category March 31, 2021 (Dollars in thousands) 1 5 6 7 8 Loan Segment Pass Pass/monitor Special mention Substandard Total Residential real estate $ 229,246 $ 38,206 $ 5,344 $ 4,669 $ 277,465 Home equity 34,123 908 755 487 36,273 Commercial real estate 228,938 52,578 14,456 8,879 304,851 Construction and land development 79,839 13,939 3,622 - 97,400 Multifamily 45,035 5,013 1,390 495 51,933 Farmland 104 211 - - 315 Commercial business 140,656 19,487 1,260 972 162,375 Consumer 438 - - - 438 Manufactured homes 32,821 750 61 - 33,632 Government 9,372 - - - 9,372 Total $ 800,572 $ 131,092 $ 26,888 $ 15,502 $ 974,054 December 31, 2020 (Dollars in thousands) 1 5 6 7 8 Loan Segment Pass Pass/monitor Special mention Substandard Total Residential real estate $ 233,920 $ 41,805 $ 3,539 $ 6,387 $ 285,651 Home equity 37,097 933 761 495 39,286 Commercial real estate 222,892 55,202 11,983 8,180 298,257 Construction and land development 77,855 12,055 3,652 - 93,562 Multifamily 43,594 5,065 1,408 504 50,571 Farmland - 215 - - 215 Commercial business 134,496 20,067 1,341 1,061 156,965 Consumer 1,025 - - - 1,025 Manufactured homes 30,173 731 - - 30,904 Government 10,142 - - - 10,142 Total $ 791,194 $ 136,073 $ 22,684 $ 16,627 $ 966,578 The Bancorp has established a standard loan grading system to assist management, lenders and review personnel in their analysis and supervision of the loan portfolio. The use and application of these grades by the Bancorp is uniform and conforms to regulatory definitions. The loan grading system is as follows: 1 Superior Quality Loans in this category are substantially risk free. Loans fully collateralized by a Bank certificate of deposit or Bank deposits with a hold are substantially risk free. 2 Excellent Quality The borrower generates excellent and consistent cash flow for debt coverage, excellent average credit scores, excellent liquidity and net worth and are reputable operators with over 15 3 Great Quality The borrower generates more than sufficient cash flow to fund debt service and cash flow is improving. Average credit scores are very strong. Operators are reputable with significant years of experience. Liquidity, net worth, current and debt to tangible net worth ratios are very strong. Loan to value is significantly below policy and collateral condition is significantly above average. 4 Above Average Quality The borrower generates more than sufficient cash flow to fund debt service but cash flow trends may 5 Average Quality Borrowers are considered creditworthy and can repay the debt in the normal course of business, however, cash flow trends may 6 Pass Borrowers are considered credit worthy but financial condition may may may 7 Special Mention A special mention asset has identified weaknesses that deserve Management’s close attention. If left uncorrected, these weaknesses may not not Loans in this category may may may may 1:1. may may may may may may 8 Substandard This classification consists of loans which are inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged. Financial statements normally reveal some or all of the following: poor trends, lack of earnings and cash flow, excessive debt, lack of liquidity, and the absence of creditor protection. Loans are still considered collectible, but due to increased risks and defined weaknesses of the credit, some loss could be incurred in collection if the deficiencies are not Performing loans are loans that are paying as agreed and are approximately less than ninety During the three March 31, 2021, one One three March 31, 2021. three March 31, 2020, One three March 31, 2020. not The Bancorp's individually evaluated impaired loans are summarized below: For the three months ended As of March 31, 2021 March 31, 2021 (Dollars in thousands) Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized With no related allowance recorded: Residential real estate $ 1,739 $ 3,072 $ - $ 1,817 $ 22 Home equity 329 341 - 341 4 Commercial real estate 1,170 1,753 - 1,174 12 Construction and land development - - - - - Multifamily 699 781 - 708 5 Farmland - - - - - Commercial business 1,437 1,436 - 1,467 18 Consumer - - - - - Manufactured homes - - - - - Government - - - - - With an allowance recorded: Residential real estate $ 163 $ 163 $ 92 $ 217 $ 5 Home equity 23 23 5 12 - Commercial real estate 5,933 5,933 1,269 5,549 50 Construction and land development - - - - - Multifamily - - - - - Farmland - - - - - Commercial business 725 725 518 737 11 Consumer - - - - - Manufactured homes - - - - - Government - - - - - Total: Residential real estate $ 1,902 $ 3,235 $ 92 $ 2,034 $ 27 Home equity $ 352 $ 364 $ 5 $ 353 $ 4 Commercial real estate $ 7,103 $ 7,686 $ 1,269 $ 6,723 $ 62 Construction & land development $ - $ - $ - $ - $ - Multifamily $ 699 $ 781 $ - $ 708 $ 5 Farmland $ - $ - $ - $ - $ - Commercial business $ 2,162 $ 2,161 $ 518 $ 2,204 $ 29 Consumer $ - $ - $ - $ - $ - Manufactured homes $ - $ - $ - $ - $ - Government $ - $ - $ - $ - $ - For the three months ended As of December 31, 2020 March 31, 2020 (Dollars in thousands) Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized With no related allowance recorded: Residential real estate $ 1,895 $ 3,228 $ - $ 2,122 $ 24 Home equity 352 363 - 390 5 Commercial real estate 1,177 1,761 - 1,520 13 Construction & land development - - - - - Multifamily 716 798 - 792 7 Farmland - - - - - Commercial business 1,497 1,514 - 1,650 17 Consumer - - - - - Manufactured homes - - - - - Government - - - - - With an allowance recorded: Residential real estate $ 270 $ 314 $ 173 $ 68 $ 1 Home equity 1 9 1 8 - Commercial real estate 5,164 5,164 1,089 18 - Construction & land development - - - - - Multifamily - - - - - Farmland - - - - - Commercial business 749 749 512 618 3 Consumer - - - - - Manufactured homes - - - - - Government - - - - - Total: Residential real estate $ 2,165 $ 3,542 $ 173 $ 2,190 $ 25 Home equity $ 353 $ 372 $ 1 $ 398 $ 5 Commercial real estate $ 6,341 $ 6,925 $ 1,089 $ 1,538 $ 13 Construction & land development $ - $ - $ - $ - $ - Multifamily $ 716 $ 798 $ - $ 792 $ 7 Farmland $ - $ - $ - $ - $ - Commercial business $ 2,246 $ 2,263 $ 512 $ 2,268 $ 20 Consumer $ - $ - $ - $ - $ - Manufactured homes $ - $ - $ - $ - $ - Government $ - $ - $ - $ - $ - The Bancorp's age analysis of past due loans is summarized below: (Dollars in thousands) 30-59 Days Past Due 60-89 Days Past Due Greater Than 90 Days Past Due Total Past Due Current Total Loans Recorded Investments Greater than 90 Days Past Due and Accruing March 31, 2021 Residential real estate $ 1,610 $ 926 $ 3,161 $ 5,697 $ 271,768 $ 277,465 $ 300 Home equity 266 19 384 669 35,604 36,273 - Commercial real estate 1,585 453 497 2,535 302,316 304,851 257 Construction and land development - - 42 42 97,358 97,400 42 Multifamily 259 90 145 494 51,439 51,933 - Farmland - - - - 315 315 - Commercial business 652 - 282 934 161,441 162,375 - Consumer 2 - - 2 436 438 - Manufactured homes 429 65 - 494 33,138 33,632 - Government - - - - 9,372 9,372 - Total $ 4,803 $ 1,553 $ 4,511 $ 10,867 $ 963,187 $ 974,054 $ 599 December 31, 2020 Residential real estate $ 2,797 $ 1,119 $ 4,875 $ 8,791 $ 276,860 $ 285,651 $ 80 Home equity 616 323 416 1,355 37,931 39,286 29 Commercial real estate 1,172 237 680 2,089 296,168 298,257 437 Construction and land development 471 - 20 491 93,071 93,562 20 Multifamily 94 266 150 510 50,061 50,571 - Farmland - - - - 215 215 - Commercial business 845 96 269 1,210 155,755 156,965 - Consumer 2 - - 2 1,023 1,025 - Manufactured homes 303 173 - 476 30,428 30,904 - Government 380 - - 380 9,762 10,142 - Total $ 6,680 $ 2,214 $ 6,410 $ 15,304 $ 951,274 $ 966,578 $ 566 The Bancorp's loans on nonaccrual status are summarized below: (Dollars in thousands) March 31, 2021 December 31, Residential real estate $ 4,658 $ 6,390 Home equity 469 476 Commercial real estate 6,173 5,390 Construction and land development - - Multifamily 495 504 Farmland - - Commercial business 462 1,039 Consumer - - Manufactured homes - - Government - - Total $ 12,257 $ 13,799 As a result of acquisition activity, the Bancorp acquired loans for which there was evidence of credit quality deterioration since origination and it was determined that it was probable that the Bancorp would be unable to collect all contractually required principal and interest payments. At March 31, 2021, December 31, 2020, Accretable interest taken from the purchase credit impaired portfolio, or income recorded for the three March 31, (dollars in thousands) First Personal 2020 $ 29 2021 21 The accetable interest portion of the purchase credit impaired portfolio has fully amortized at March 31, 2021. For the acquisitions of First Personal Bank (“First Personal”) and A.J. Smith Federal Savings Bank (“AJSB”), as part of the fair value of loans receivable, a net fair value discount was established for loans as summarized below: (dollars in thousands) First Personal AJSB Net fair value discount Accretable period in months Net fair value discount Accretable period in months Residential real estate $ 948 56 $ 3,734 52 Home equity 51 50 141 32 Commercial real estate 208 56 8 9 Construction and land development 1 30 - - Multifamily 11 48 2 48 Consumer 146 50 1 5 Commercial business 348 24 - - Purchased credit impaired loans 424 32 - - Total $ 2,137 $ 3,886 Accretable yield, or income recorded for the three months ended March 31, is as follows: (dollars in thousands) First Personal AJSB Total 2020 $ 115 $ 245 $ 360 2021 113 192 305 Accretable yield, or income expected to be recorded in the future is as follows: (dollars in thousands) First Personal AJ Smith Total 2021 $ 186 $ 428 $ 614 2022 239 571 810 2023 54 235 289 Total $ 479 $ 1,234 $ 1,713

Note 5 - Foreclosed Real Estate

Note 5 - Foreclosed Real Estate	3 Months Ended
	Mar. 31, 2021
Notes to Financial Statements
Real Estate Disclosure [Text Block]	Note 5 Foreclosed real estate at period-end is summarized below: ( Dollars in thousands March 31, 2021 December 31, 2020 Residential real estate $ 281 $ 328 Commercial business 210 210 Total $ 491 $ 538

Note 6 - Intangibles and Acquis

Note 6 - Intangibles and Acquisition Related Accounting	3 Months Ended
	Mar. 31, 2021
Notes to Financial Statements
Goodwill and Intangible Assets Disclosure [Text Block]	Note 6 Intangibles and Acquisition Related Accounting The Bancorp established a goodwill balance totaling $11.1 million from past acquisitions. Goodwill of $2.9 million, $5.4 million, $2.0 million, and $804 thousand were established with the acquisition of AJSB, First Personal, First Federal, and Liberty Savings, respectively. Goodwill is tested annually for impairment. Goodwill arising from business combinations represents the value attributable to unidentifiable intangible assets in the business acquired. The Bancorp’s goodwill relates to the value inherent in the banking industry and that value is dependent upon the ability of the Bancorp to provide quality, cost effective banking services in a competitive marketplace. If the implied fair value of goodwill is lower than its carrying amount, goodwill impairment is indicated and goodwill is written down to its implied fair value. Additionally, as part of the Bancorp’s annual impairment test of goodwill as of December 31, 2020, third December 31, 2020 not March 31, 2021 December 31, 2020. In addition to goodwill, a core deposit intangible of $93 thousand for the acquisition of First Federal was established and is being amortized over an initial period of 7.9 years on a straight line basis. A core deposit intangible of $471 thousand for the acquisition of Liberty Savings was established and is being amortized over an initial period of 8.2 years on a straight line basis. A core deposit intangible of $3.0 million for the acquisition of First Personal was established and is being amortized over an initial period of 6.4 years on a straight line basis. A core deposit intangible of $2.9 million for the acquisition of AJSB was established and is being amortized over an initial period of 6.5 years on a straight line basis. The table below summarizes the annual amortization: Amortization recorded for the three months ended March 31, 2021 is as follows: (dollars in thousands) First Federal Liberty Savings First Personal AJSB Total Current period $ 3 $ 14 $ 119 $ 112 $ 248 Amortization to be recorded in future periods, is as follows: (dollars in thousands First Federal Liberty Savings First Personal AJSB Total Remainder 2021 9 44 356 337 746 2022 1 58 475 449 983 2023 - 38 475 449 962 2024 - - 470 449 919 2025 - - - 261 261 Total $ 10 $ 140 $ 1,776 $ 1,945 $ 3,871

Note 7 - Concentrations of Cred

Note 7 - Concentrations of Credit Risk	3 Months Ended
	Mar. 31, 2021
Notes to Financial Statements
Concentration Risk Disclosure [Text Block]	Note 7 The primary lending area of the Bancorp encompasses Lake County in northwest Indiana and Cook County in northeast Illinois, where collectively a majority of loan activity is concentrated. The Bancorp is also an active lender in Porter County, and to a lesser extent, LaPorte, Newton and Jasper counties in Indiana; and DuPage, Lake, and Will counties in Illinois. Substantially all loans are secured by specific items of collateral including residences, commercial real estate, land development, business assets and consumer assets.

Note 8 - Earnings Per Share

Note 8 - Earnings Per Share	3 Months Ended
	Mar. 31, 2021
Notes to Financial Statements
Earnings Per Share [Text Block]	Note 8 Earnings per common share is computed by dividing net income by the weighted-average number of common shares outstanding. A reconciliation of the numerators and denominators of the basic and diluted earnings per common share computations for the three March 31, 2021, 2020 Three Months Ended (Dollars in thousands, except per share data) March 31, 2021 2020 Basic earnings per common share: Net income as reported $ 4,679 $ 3,192 Weighted average common shares outstanding 3,471,604 3,458,505 Basic earnings per common share $ 1.35 $ 0.92 Diluted earnings per common share: Net income as reported $ 4,679 $ 3,192 Weighted average common shares outstanding.. 3,471,604 3,458,505 Add: Dilutive effect of assumed stock option exercises - - Weighted average common and dilutive potential common shares outstanding 3,471,604 3,458,505 Diluted earnings per common share $ 1.35 $ 0.92

Note 9 - Stock Based Compensati

Note 9 - Stock Based Compensation	3 Months Ended
	Mar. 31, 2021
Notes to Financial Statements
Share-based Payment Arrangement [Text Block]	Note 9 The Bancorp’s 2015 February 27, 2015, April 24, 2015, may As required by the Stock Compensation Topic, companies are required to record compensation cost for stock options and awards provided to employees in return for employment service. For the three March 31, 2021, three March 31, 2020. 2024 2021, 2022, 2023, 2024. There were 17,716 shares of restricted stock granted during the first three 2021 first three 2020. three five December 31, 2020, three March 31, 2021, Non-vested Shares Shares Weighted Average Grant Date Fair Value Non-vested at January 1, 2020 30,205 $ 35.63 Granted 13,243 44.30 Vested (6,400 ) 27.50 Forfeited (220 ) 43.65 Non-vested at December 31, 2020 36,828 $ 40.11 Non-vested at January 1, 2021 36,828 $ 40.11 Granted 17,716 40.50 Vested (9,993 ) 36.71 Forfeited - - Non-vested at March 31, 2021 44,551 $ 41.03

Note 10 - Change in Accounting

Note 10 - Change in Accounting Principles	3 Months Ended
	Mar. 31, 2021
Notes to Financial Statements
Accounting Standards Update and Change in Accounting Principle [Text Block]	Note 10 Change in Accounting Principles In January 2017, 2017 04, 350 2 2 2, No. 2017 04, 1 2 not No. 2017 04 zero 2 December 31, 2020, January 1, 2020. not not On January 1, 2020, 2018–13, 820 1 2 3 3 3 may 3 not In December 2019, 2019 12 740 not December 15, 2020. 2019 12 January 1, 2021 not

Note 11 - Upcoming Accounting S

Note 11 - Upcoming Accounting Standards	3 Months Ended
	Mar. 31, 2021
Notes to Financial Statements
Description of New Accounting Pronouncements Not yet Adopted [Text Block]	Note 11 In June 2016, No. 2016 13, October 2019, December 15, 2022, December 31, 2023. first December 15, 2018, In March 2020, No. 2020 04 848 January 2021, 2021 01 848 March 12, 2020, December 31, 2022. 2020 04

Note 12 - Derivative Financial

Note 12 - Derivative Financial Instruments	3 Months Ended
	Mar. 31, 2021
Notes to Financial Statements
Derivative Instruments and Hedging Activities Disclosure [Text Block]	Note 12 Derivative Financial Instruments The Bancorp uses derivative financial instruments to help manage exposure to interest rate risk and the effects that changes in interest rates may not not not not The Bancorp enters into commitments to originate loans whereby the interest rate on the loan is determined prior to funding (i.e., interest rate lock commitment). The interest rate lock commitments are considered derivatives and are recorded on the accompanying consolidated balance sheets at fair value in accordance with FASB ASC 815, The following table shows the amounts of non-hedging derivative financial instruments: March 31, 2021 (Unaudited) Notational or contractual Asset derivatives Liability derivatives (Dollars in thousands) amount Statement of Financial Condition classification Fair value Statement of Financial Condition classification Fair value Interest rate swap contracts $ 72,151 Other assets $ 3,391 Other liabilties $ 3,391 Interest rate lock commitments 21,987 Other assets 397 N/A - Total $ 94,138 $ 3,788 $ 3,391 December 31, 2020 Notational or contractual Asset derivatives Liability derivatives (Dollars in thousands) amount Statement of Financial Condition classification Fair value Statement of Financial Condition classification Fair value Interest rate swap contracts $ 72,707 Other assets $ 3,638 Other liabilties $ 3,638 Interest rate lock commitments 26,443 Other assets 374 N/A - Total $ 99,150 $ 4,012 $ 3,638 The following table shows the amounts included in the Statements of Income for non-hedging derivative financial instruments: Three Months Ended (Unaudited) March 31, (Dollars in thousands) Statement of Income Classification 2021 2020 Interest rate swap contracts Fees and service charges $ (13 ) $ - Interest rate lock commitments Gain on sale of loans held-for-sale, net 23 518 Total $ 10 $ 518 The following table shows the offsetting of financial assets and derivative assets: Gross Amounts not Offset in the (Unaudited) Statement of Financial Condition (Dollars in thousands) Gross Amounts of Recognized Assets Gross Amounts Offset in the Statement of Financial Condition Net Amounts of Assets Presented in the Statement of Financial Condition Financial Instruments Cash Collateral Received Net Amount March 31, 2021 Interest rate swap contracts $ 3,391 $ - $ 3,391 $ - $ - $ 3,391 Interest rate lock commitments 397 - 397 - - 397 Total $ 3,788 $ - $ 3,788 $ - $ - $ 3,788 Gross Amounts not Offset in the Statement of Financial Condition (Dollars in thousands) Gross Amounts of Recognized Liabilities Gross Amounts Offset in the Statement of Financial Condition Net Amounts of Liabilities Presented in the Statement of Financial Condition Financial Instruments Cash Collateral Received Net Amount December 31, 2020 Interest rate swap contracts $ 3,638 $ - $ 3,638 $ - $ - $ 3,638 Interest rate lock commitments 374 - 374 - - 374 Total $ 4,012 $ - $ 4,012 $ - $ - $ 4,012 The following table shows the offsetting of financial liabilities and derivative liabilities: Gross Amounts not Offset in the Statement of Financial Condition (Unaudited) Gross Amounts of Recognized Liabilities Gross Amounts Offset in the Statement of Financial Condition Net Amounts of Liabilities Presented in the Statement of Financial Condition Financial Instruments Cash Collateral Pledged Net Amount March 31, 2021 Interest rate swap contracts $ 3,391 $ - $ 3,391 $ - $ 3,930 $ (539 ) Total $ 3,391 $ - $ 3,391 $ - $ 3,930 $ (539 ) Gross Amounts not Offset in the Statement of Financial Condition (Dollars in thousands) Gross Amounts of Recognized Liabilities Gross Amounts Offset in the Statement of Financial Condition Net Amounts of Liabilities Presented in the Statement of Financial Condition Financial Instruments Cash Collateral Pledged Net Amount December 31, 2020 Interest rate swap contracts $ 3,638 $ - $ 3,638 $ - $ 3,930 $ (292 ) Total $ 3,638 $ - $ 3,638 $ - $ 3,930 $ (292 )

Note 13 - Fair Value

Note 13 - Fair Value	3 Months Ended
	Mar. 31, 2021
Notes to Financial Statements
Fair Value Disclosures [Text Block]	Note 13 The Fair Value Measurements Topic establishes a hierarchy that requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The Topic describes three may Level 1: Level 2: 1 not Level 3: The fair values of securities available-for-sale are determined on a recurring basis by obtaining quoted prices on nationally recognized securities exchanges or pricing models utilizing significant observable inputs such as matrix pricing, which is a mathematical technique widely used in the industry to value debt securities without relying exclusively on quoted prices for the specific securities but rather by relying on the securities’ relationship to other benchmark quoted securities. Different judgments and assumptions used in pricing could result in different estimates of value. In certain cases where market data is not may 3 At the end of each reporting period, securities held in the investment portfolio are evaluated on an individual security level for other-than-temporary impairment in accordance with GAAP. Impairment is other-than-temporary if the decline in the fair value is below its amortized cost and it is probable that all amounts due according to the contractual terms of a debt security will not 1 2 not The Bancorp’s management utilizes a specialist to perform an other-than-temporary impairment analysis for each of its pooled trust preferred securities. The analysis is performed annually during December December 31, 2020. December 31, 2021. The table below shows the credit loss roll forward on a year-to-date basis for the Bancorp’s pooled trust preferred securities that have been classified with other-than-temporary impairment: (Dollars in Thousands) Collateralized debt obligations other-than-temporary (Dollars in thousands) impairment Ending balance, December 31, 2020 $ 173 Additions not previously recognized - Ending balance, March 31, 2021 $ 173 At March 31, 2021, not not Assets and Liabilities Measured at Fair Value on a Recurring Basis There were no 1 2 three March 31, 2021. Fair Value Measurements at March 31, 2021 Using (Dollars in thousands) Estimated Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Available-for-sale debt securities: U.S. government sponsored entities 12,617 - 12,617 - U.S. treasury securities 402 - 402 - Collateralized mortgage obligations and residential mortgage-backed securities 188,122 - 188,122 - Municipal securities 220,783 - 220,783 - Collateralized debt obligations 944 - - 944 Total securities available-for-sale $ 422,868 $ - $ 421,924 $ 944 Fair Value Measurements at December 31, 2020 Using (Dollars in thousands) Estimated Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Available-for-sale debt securities: Money market fund $ 52,941 $ 52,941 $ - $ - U.S. government sponsored entities 7,860 - 7,860 - Collateralized mortgage obligations and residential mortgage-backed securities 154,736 - 154,736 - Municipal securities 194,203 - 194,203 - Collateralized debt obligations 929 - - 929 Total securities available-for-sale $ 410,669 $ 52,941 $ 356,799 $ 929 A roll forward of available-for-sale securities, which require significant adjustment based on unobservable data, are presented in the following table: (Dollars in thousands) Estimated Fair Value Measurements Using Significant Unobservable Inputs (Level 3) Available-for- Beginning balance, January 1, 2020 $ 1,076 Principal payments (20 ) Total unrealized gains, included in other comprehensive income (127 ) Ending balance, December 31, 2020 $ 929 Beginning balance, January 1, 2021 $ 929 Principal payments (5 ) Total unrealized losses, included in other comprehensive income 20 Ending balance, March 31, 2021 $ 944 Assets measured at fair value on a non-recurring basis are summarized below: (Dollars in thousands) Fair Value Measurements at March 31, 2021 Using (Dollars in thousands) Estimated Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Impaired loans $ 10,334 $ - $ - $ 10,334 Foreclosed real estate 491 - - 491 (Dollars in thousands) Fair Value Measurements at December 31, 2020 Using (Dollars in thousands) Estimated Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Impaired loans $ 10,046 $ - $ - $ 10,046 Foreclosed real estate 538 - - 538 The fair value of impaired loans with specific allocations of the allowance for loan losses or loans for which charge-offs have been taken is generally based on a present value of cash flows or, for collateral dependent loans, based on recent real estate appraisals. Appraisals may March 31, 2021. December 31, 2020. 2 3 not The following table shows carrying values and related estimated fair values of financial instruments as of the dates indicated. Estimated fair values are further categorized by the inputs used to measure fair value. Items that are not not March 31, 2021 Estimated Fair Value Measurements at March 31, 2021 Using (Dollars in thousands) Carrying Estimated Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Significant Financial assets: Cash and cash equivalents $ 68,009 $ 68,009 $ 68,009 $ - $ - Certificates of deposit in other financial institutions 1,474 1,522 - 1,522 - Securities available-for-sale 422,868 422,868 - 421,924 944 Loans held-for-sale 4,256 4,364 4,364 - - Loans receivable, net 961,007 983,783 - - 983,783 Federal Home Loan Bank stock 3,918 3,918 - 3,918 - Interest rate swap agreements 3,391 3,391 - 3,391 - Accrued interest receivable 4,997 4,997 - 4,997 - Financial liabilities: Non-interest bearing deposits 286,969 286,969 286,969 - - Interest bearing deposits 1,079,725 1,081,621 797,644 283,977 - Repurchase agreements 15,917 15,928 14,182 1,746 - Interest rate swap agreements 3,391 3,391 - 3,391 - Accrued interest payable 45 45 - 45 - December 31, 2020 Estimated Fair Value Measurements at December 31, 2020 Using (Dollars in thousands) Carrying Estimated Quoted Prices in Identical Assets Significant Significant Financial assets: Cash and cash equivalents $ 19,922 $ 19,922 $ 19,922 $ - $ - Certificates of deposit in other financial institutions 1,897 1,868 - 1,868 - Securities available-for-sale 410,669 410,669 52,941 356,799 929 Loans held-for-sale 11,329 11,660 11,660 - - Loans receivable, net 954,120 984,270 - - 984,270 Federal Home Loan Bank stock 3,918 3,918 - 3,918 - Interest rate swap agreements 3,638 3,638 - 3,638 - Accrued interest receivable 4,713 4,713 - 4,713 - Financial liabilities: Non-interest bearing deposits 241,620 241,620 241,620 - - Interest bearing deposits 1,060,719 1,061,294 775,891 285,403 - Repurchase agreements 13,711 13,713 11,976 1,737 - Borrowed funds 6,149 6,018 - 6,018 - Interest rate swap agreements 3,638 3,638 - 3,638 - Accrued interest payable 54 54 - 54 - The following methods were used to estimate the fair value of financial instruments presented in the preceding table for the periods ended March 31, 2021, December 31, 2020: Cash and cash equivalent carrying amounts approximate fair value. Certificates of deposits in other financial institutions carrying amounts approximate fair value (Level 2 2 third 3 1 3 third 2 Non-interest and interest bearing deposits, which include checking, savings, and money market deposits, are estimated to have fair values based on the amount payable as of the reporting date (Level 1 2 1 three 2 1 2 not

Note 3 - Securities (Tables)

Note 3 - Securities (Tables)	3 Months Ended
	Mar. 31, 2021
Notes Tables
Available-for-sale Securities [Table Text Block]	(Dollars in thousands) Gross Gross Estimated Cost Unrealized Unrealized Fair Basis Gains Losses Value March 31, 2021 U.S. government sponsored entities 12,881 - (264 ) 12,617 U.S. treasury securities 402 - - 402 Collateralized mortgage obligations and residential mortgage-backed securities 188,823 2,205 (2,906 ) 188,122 Municipal securities 213,556 8,212 (985 ) 220,783 Collateralized debt obligations 2,177 - (1,233 ) 944 Total securities available-for-sale $ 417,839 $ 10,417 $ (5,388 ) $ 422,868 (Dollars in thousands) Gross Gross Estimated Cost Unrealized Unrealized Fair Basis Gains Losses Value December 31, 2020 Money market fund $ 52,941 $ - $ - $ 52,941 U.S. government sponsored entities 7,881 3 (24 ) 7,860 Collateralized mortgage obligations and residential mortgage-backed securities 151,355 3,417 (36 ) 154,736 Municipal securities 183,103 11,102 (2 ) 194,203 Collateralized debt obligations 2,182 - (1,253 ) 929 Total securities available-for-sale $ 397,462 $ 14,522 $ (1,315 ) $ 410,669
Investments Classified by Contractual Maturity Date [Table Text Block]	(Dollars in thousands) Available-for-sale Estimated Fair Tax-Equivalent March 31, 2021 Value Yield (%) Due in one year or less $ 202 1.13 Due from one to five years 3,787 4.44 Due from five to ten years 29,327 2.48 Due over ten years 201,430 3.18 Collateralized mortgage obligations and residential mortgage-backed securities 188,122 1.80 Total $ 422,868 2.53
Schedule of Realized Gain (Loss) [Table Text Block]	(Dollars in thousands) March 31, March 31, 2021 2020 Proceeds $ 6,904 $ 17,886 Gross gains 417 513 Gross losses - (3 )
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	(Dollars in thousands) Unrealized Ending balance, December 31, 2020 $ 10,441 Current period change (6,461 ) Ending balance, March 31, 2021 $ 3,980
Unrealized Gain (Loss) on Investments [Table Text Block]	(Dollars in thousands) Less than 12 months 12 months or longer Total Estimated Estimated Estimated Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses March 31, 2021 U.S. government sponsored entities $ 12,617 $ (264 ) $ - $ - $ 12,617 $ (264 ) Collateralized mortgage obligations and residential mortgage-backed securities 112,550 (2,906 ) - - 112,550 (2,906 ) Municipal securities 56,360 (985 ) - - 56,360 (985 ) Collateralized debt obligations - - 944 (1,233 ) 944 (1,233 ) Total temporarily impaired $ 181,527 $ (4,155 ) $ 944 $ (1,233 ) $ 182,471 $ (5,388 ) Number of securities 126 2 128 (Dollars in thousands) Less than 12 months 12 months or longer Total Estimated Estimated Estimated Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses December 31, 2020 U.S. government sponsored entities $ 4,975 $ (24 ) $ - $ - $ 4,975 $ (24 ) Collateralized mortgage obligations and residential mortgage-backed securities 11,953 (36 ) - - 11,953 (36 ) Municipal securities 1,864 (2 ) - - 1,864 (2 ) Collateralized debt obligations - - 929 (1,253 ) 929 (1,253 ) Total temporarily impaired $ 18,792 $ (62 ) $ 929 $ (1,253 ) $ 19,721 $ (1,315 ) Number of securities 8 2 10

Note 4 - Loans Receivable (Tabl

Note 4 - Loans Receivable (Tables)	3 Months Ended
	Mar. 31, 2021
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	(Dollars in thousands) March 31, 2021 December 31, 2020 Loans secured by real estate: Residential real estate $ 276,728 $ 286,048 Home equity 36,222 39,233 Commercial real estate 304,851 298,257 Construction and land development 97,400 93,562 Multifamily 51,933 50,571 Farmland 315 215 Total loans secured by real estate 767,449 767,886 Commercial business 163,896 158,140 Consumer 438 1,025 Manufactured homes 26,260 24,232 Government 9,372 10,142 Subtotal 967,415 961,425 Add (less): Net deferred loan origination fees and purchase premiums 5,673 5,303 Undisbursed loan funds and clearings 966 (150 ) Loans receivable $ 974,054 $ 966,578
Financing Receivable, Allowance for Credit Loss [Table Text Block]	(Unaudited) Beginning Balance Charge-offs Recoveries Provisions Ending Balance (Dollars in thousands) The Bancorp's activity in the allowance for loan losses, by loan segment, is summarized below for the three months ended March 31, 2021: Allowance for loan losses: Residential real estate $ 2,211 $ (4 ) $ 10 $ (41 ) $ 2,176 Home equity 276 (1 ) - 34 309 Commercial real estate 5,406 - - 320 5,726 Construction and land development 1,405 - - 182 1,587 Multifamily 626 - - 54 680 Farmland - - - - - Commercial business 2,508 - 8 36 2,552 Consumer 26 (6 ) 4 (7 ) 17 Manufactured homes - - - - - Government - - - - - Total $ 12,458 $ (11 ) $ 22 $ 578 $ 13,047 The Bancorp's activity in the allowance for loan losses, by loan segment, is summarized below for the three months ended March 31, 2020: Allowance for loan losses: Residential real estate $ 1,812 $ - $ 6 $ 10 $ 1,828 Home equity 223 - - 23 246 Commercial real estate 3,773 - - (80 ) 3,693 Construction and land development 1,098 - - 125 1,223 Multifamily 529 - - 33 562 Farmland - - - - - Commercial business 1,504 - 1 396 1,901 Consumer 43 (12 ) 3 8 42 Manufactured homes - - - - - Government 17 - - (1 ) 16 Total $ 8,999 $ (12 ) $ 10 $ 514 $ 9,511
Financing Receivable, Impairment Evaluation [Table Text Block]	The Bancorp's impairment analysis is summarized below: Ending Balances (Dollars in thousands) Individually evaluated for impairment reserves Collectively evaluated for impairment reserves Loan receivables Individually evaluated for impairment Purchased credit impaired individually evaluated for impairment Collectively evaluated for impairment The Bancorp's allowance for loan losses impairment evaluation and loan receivables are summarized below at March 31, 2021: Residential real estate $ 92 $ 2,084 $ 277,465 $ 737 $ 1,165 $ 275,563 Home equity 5 304 36,273 220 132 35,921 Commercial real estate 1,269 4,457 304,851 6,952 151 297,748 Construction and land development - 1,587 97,400 - - 97,400 Multifamily - 680 51,933 90 609 51,234 Farmland - - 315 - - 315 Commercial business 518 2,034 162,375 999 1,163 160,213 Consumer - 17 438 - - 438 Manufactured homes - - 33,632 - - 33,632 Government - - 9,372 - - 9,372 Total $ 1,884 $ 11,163 $ 974,054 $ 8,998 $ 3,220 $ 961,836 The Bancorp's allowance for loan losses impairment evaluation and loan receivables are summarized below at December 31, 2020: Residential real estate $ 173 $ 2,038 $ 285,651 $ 868 $ 1,297 $ 283,486 Home equity 1 275 39,286 216 137 38,933 Commercial real estate 1,089 4,317 298,257 6,190 151 291,916 Construction and land development - 1,405 93,562 - - 93,562 Multifamily - 626 50,571 95 621 49,855 Farmland - - 215 - - 215 Commercial business 512 1,996 156,965 1,086 1,160 154,719 Consumer - 26 1,025 - - 1,025 Manufactured homes - - 30,904 - - 30,904 Government - - 10,142 - - 10,142 Total $ 1,775 $ 10,683 $ 966,578 $ 8,455 $ 3,366 $ 954,757
Financing Receivable Credit Quality Indicators [Table Text Block]	The Bancorp's credit quality indicators are summarized below at March 31, 2021 and December 31, 2020: Credit Exposure - Credit Risk Portfolio By Creditworthiness Category March 31, 2021 (Dollars in thousands) 1 5 6 7 8 Loan Segment Pass Pass/monitor Special mention Substandard Total Residential real estate $ 229,246 $ 38,206 $ 5,344 $ 4,669 $ 277,465 Home equity 34,123 908 755 487 36,273 Commercial real estate 228,938 52,578 14,456 8,879 304,851 Construction and land development 79,839 13,939 3,622 - 97,400 Multifamily 45,035 5,013 1,390 495 51,933 Farmland 104 211 - - 315 Commercial business 140,656 19,487 1,260 972 162,375 Consumer 438 - - - 438 Manufactured homes 32,821 750 61 - 33,632 Government 9,372 - - - 9,372 Total $ 800,572 $ 131,092 $ 26,888 $ 15,502 $ 974,054 December 31, 2020 (Dollars in thousands) 1 5 6 7 8 Loan Segment Pass Pass/monitor Special mention Substandard Total Residential real estate $ 233,920 $ 41,805 $ 3,539 $ 6,387 $ 285,651 Home equity 37,097 933 761 495 39,286 Commercial real estate 222,892 55,202 11,983 8,180 298,257 Construction and land development 77,855 12,055 3,652 - 93,562 Multifamily 43,594 5,065 1,408 504 50,571 Farmland - 215 - - 215 Commercial business 134,496 20,067 1,341 1,061 156,965 Consumer 1,025 - - - 1,025 Manufactured homes 30,173 731 - - 30,904 Government 10,142 - - - 10,142 Total $ 791,194 $ 136,073 $ 22,684 $ 16,627 $ 966,578
Impaired Financing Receivables [Table Text Block]	The Bancorp's individually evaluated impaired loans are summarized below: For the three months ended As of March 31, 2021 March 31, 2021 (Dollars in thousands) Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized With no related allowance recorded: Residential real estate $ 1,739 $ 3,072 $ - $ 1,817 $ 22 Home equity 329 341 - 341 4 Commercial real estate 1,170 1,753 - 1,174 12 Construction and land development - - - - - Multifamily 699 781 - 708 5 Farmland - - - - - Commercial business 1,437 1,436 - 1,467 18 Consumer - - - - - Manufactured homes - - - - - Government - - - - - With an allowance recorded: Residential real estate $ 163 $ 163 $ 92 $ 217 $ 5 Home equity 23 23 5 12 - Commercial real estate 5,933 5,933 1,269 5,549 50 Construction and land development - - - - - Multifamily - - - - - Farmland - - - - - Commercial business 725 725 518 737 11 Consumer - - - - - Manufactured homes - - - - - Government - - - - - Total: Residential real estate $ 1,902 $ 3,235 $ 92 $ 2,034 $ 27 Home equity $ 352 $ 364 $ 5 $ 353 $ 4 Commercial real estate $ 7,103 $ 7,686 $ 1,269 $ 6,723 $ 62 Construction & land development $ - $ - $ - $ - $ - Multifamily $ 699 $ 781 $ - $ 708 $ 5 Farmland $ - $ - $ - $ - $ - Commercial business $ 2,162 $ 2,161 $ 518 $ 2,204 $ 29 Consumer $ - $ - $ - $ - $ - Manufactured homes $ - $ - $ - $ - $ - Government $ - $ - $ - $ - $ - For the three months ended As of December 31, 2020 March 31, 2020 (Dollars in thousands) Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized With no related allowance recorded: Residential real estate $ 1,895 $ 3,228 $ - $ 2,122 $ 24 Home equity 352 363 - 390 5 Commercial real estate 1,177 1,761 - 1,520 13 Construction & land development - - - - - Multifamily 716 798 - 792 7 Farmland - - - - - Commercial business 1,497 1,514 - 1,650 17 Consumer - - - - - Manufactured homes - - - - - Government - - - - - With an allowance recorded: Residential real estate $ 270 $ 314 $ 173 $ 68 $ 1 Home equity 1 9 1 8 - Commercial real estate 5,164 5,164 1,089 18 - Construction & land development - - - - - Multifamily - - - - - Farmland - - - - - Commercial business 749 749 512 618 3 Consumer - - - - - Manufactured homes - - - - - Government - - - - - Total: Residential real estate $ 2,165 $ 3,542 $ 173 $ 2,190 $ 25 Home equity $ 353 $ 372 $ 1 $ 398 $ 5 Commercial real estate $ 6,341 $ 6,925 $ 1,089 $ 1,538 $ 13 Construction & land development $ - $ - $ - $ - $ - Multifamily $ 716 $ 798 $ - $ 792 $ 7 Farmland $ - $ - $ - $ - $ - Commercial business $ 2,246 $ 2,263 $ 512 $ 2,268 $ 20 Consumer $ - $ - $ - $ - $ - Manufactured homes $ - $ - $ - $ - $ - Government $ - $ - $ - $ - $ -
Financing Receivable, Past Due [Table Text Block]	The Bancorp's age analysis of past due loans is summarized below: (Dollars in thousands) 30-59 Days Past Due 60-89 Days Past Due Greater Than 90 Days Past Due Total Past Due Current Total Loans Recorded Investments Greater than 90 Days Past Due and Accruing March 31, 2021 Residential real estate $ 1,610 $ 926 $ 3,161 $ 5,697 $ 271,768 $ 277,465 $ 300 Home equity 266 19 384 669 35,604 36,273 - Commercial real estate 1,585 453 497 2,535 302,316 304,851 257 Construction and land development - - 42 42 97,358 97,400 42 Multifamily 259 90 145 494 51,439 51,933 - Farmland - - - - 315 315 - Commercial business 652 - 282 934 161,441 162,375 - Consumer 2 - - 2 436 438 - Manufactured homes 429 65 - 494 33,138 33,632 - Government - - - - 9,372 9,372 - Total $ 4,803 $ 1,553 $ 4,511 $ 10,867 $ 963,187 $ 974,054 $ 599 December 31, 2020 Residential real estate $ 2,797 $ 1,119 $ 4,875 $ 8,791 $ 276,860 $ 285,651 $ 80 Home equity 616 323 416 1,355 37,931 39,286 29 Commercial real estate 1,172 237 680 2,089 296,168 298,257 437 Construction and land development 471 - 20 491 93,071 93,562 20 Multifamily 94 266 150 510 50,061 50,571 - Farmland - - - - 215 215 - Commercial business 845 96 269 1,210 155,755 156,965 - Consumer 2 - - 2 1,023 1,025 - Manufactured homes 303 173 - 476 30,428 30,904 - Government 380 - - 380 9,762 10,142 - Total $ 6,680 $ 2,214 $ 6,410 $ 15,304 $ 951,274 $ 966,578 $ 566
Financing Receivable, Nonaccrual [Table Text Block]	The Bancorp's loans on nonaccrual status are summarized below: (Dollars in thousands) March 31, 2021 December 31, Residential real estate $ 4,658 $ 6,390 Home equity 469 476 Commercial real estate 6,173 5,390 Construction and land development - - Multifamily 495 504 Farmland - - Commercial business 462 1,039 Consumer - - Manufactured homes - - Government - - Total $ 12,257 $ 13,799
Schedule of Accretable Yield from Financing Receivables [Table Text Block]	(dollars in thousands) First Personal 2020 $ 29 2021 21 Accretable yield, or income recorded for the three months ended March 31, is as follows: (dollars in thousands) First Personal AJSB Total 2020 $ 115 $ 245 $ 360 2021 113 192 305 (dollars in thousands) First Personal AJ Smith Total 2021 $ 186 $ 428 $ 614 2022 239 571 810 2023 54 235 289 Total $ 479 $ 1,234 $ 1,713
Schedule of Financing Receivables Acquired Discount [Table Text Block]	(dollars in thousands) First Personal AJSB Net fair value discount Accretable period in months Net fair value discount Accretable period in months Residential real estate $ 948 56 $ 3,734 52 Home equity 51 50 141 32 Commercial real estate 208 56 8 9 Construction and land development 1 30 - - Multifamily 11 48 2 48 Consumer 146 50 1 5 Commercial business 348 24 - - Purchased credit impaired loans 424 32 - - Total $ 2,137 $ 3,886

Note 5 - Foreclosed Real Esta_2

Note 5 - Foreclosed Real Estate (Tables)	3 Months Ended
	Mar. 31, 2021
Notes Tables
Schedule of Real Estate Properties [Table Text Block]	( Dollars in thousands March 31, 2021 December 31, 2020 Residential real estate $ 281 $ 328 Commercial business 210 210 Total $ 491 $ 538

Note 6 - Intangibles and Acqu_2

Note 6 - Intangibles and Acquisition Related Accounting (Tables)	3 Months Ended
	Mar. 31, 2021
Notes Tables
Finite-lived Intangible Assets Amortization Expense [Table Text Block]	Amortization recorded for the three months ended March 31, 2021 is as follows: (dollars in thousands) First Federal Liberty Savings First Personal AJSB Total Current period $ 3 $ 14 $ 119 $ 112 $ 248 Amortization to be recorded in future periods, is as follows: (dollars in thousands First Federal Liberty Savings First Personal AJSB Total Remainder 2021 9 44 356 337 746 2022 1 58 475 449 983 2023 - 38 475 449 962 2024 - - 470 449 919 2025 - - - 261 261 Total $ 10 $ 140 $ 1,776 $ 1,945 $ 3,871

Note 8 - Earnings Per Share (Ta

Note 8 - Earnings Per Share (Tables)	3 Months Ended
	Mar. 31, 2021
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	Three Months Ended (Dollars in thousands, except per share data) March 31, 2021 2020 Basic earnings per common share: Net income as reported $ 4,679 $ 3,192 Weighted average common shares outstanding 3,471,604 3,458,505 Basic earnings per common share $ 1.35 $ 0.92 Diluted earnings per common share: Net income as reported $ 4,679 $ 3,192 Weighted average common shares outstanding.. 3,471,604 3,458,505 Add: Dilutive effect of assumed stock option exercises - - Weighted average common and dilutive potential common shares outstanding 3,471,604 3,458,505 Diluted earnings per common share $ 1.35 $ 0.92

Note 9 - Stock Based Compensa_2

Note 9 - Stock Based Compensation (Tables)	3 Months Ended
	Mar. 31, 2021
Notes Tables
Nonvested Restricted Stock Shares Activity [Table Text Block]	Non-vested Shares Shares Weighted Average Grant Date Fair Value Non-vested at January 1, 2020 30,205 $ 35.63 Granted 13,243 44.30 Vested (6,400 ) 27.50 Forfeited (220 ) 43.65 Non-vested at December 31, 2020 36,828 $ 40.11 Non-vested at January 1, 2021 36,828 $ 40.11 Granted 17,716 40.50 Vested (9,993 ) 36.71 Forfeited - - Non-vested at March 31, 2021 44,551 $ 41.03

Note 12 - Derivative Financia_2

Note 12 - Derivative Financial Instruments (Tables)	3 Months Ended
	Mar. 31, 2021
Notes Tables
Derivatives Not Designated as Hedging Instruments [Table Text Block]	March 31, 2021 (Unaudited) Notational or contractual Asset derivatives Liability derivatives (Dollars in thousands) amount Statement of Financial Condition classification Fair value Statement of Financial Condition classification Fair value Interest rate swap contracts $ 72,151 Other assets $ 3,391 Other liabilties $ 3,391 Interest rate lock commitments 21,987 Other assets 397 N/A - Total $ 94,138 $ 3,788 $ 3,391 December 31, 2020 Notational or contractual Asset derivatives Liability derivatives (Dollars in thousands) amount Statement of Financial Condition classification Fair value Statement of Financial Condition classification Fair value Interest rate swap contracts $ 72,707 Other assets $ 3,638 Other liabilties $ 3,638 Interest rate lock commitments 26,443 Other assets 374 N/A - Total $ 99,150 $ 4,012 $ 3,638 Three Months Ended (Unaudited) March 31, (Dollars in thousands) Statement of Income Classification 2021 2020 Interest rate swap contracts Fees and service charges $ (13 ) $ - Interest rate lock commitments Gain on sale of loans held-for-sale, net 23 518 Total $ 10 $ 518
Offsetting Assets [Table Text Block]	Gross Amounts not Offset in the (Unaudited) Statement of Financial Condition (Dollars in thousands) Gross Amounts of Recognized Assets Gross Amounts Offset in the Statement of Financial Condition Net Amounts of Assets Presented in the Statement of Financial Condition Financial Instruments Cash Collateral Received Net Amount March 31, 2021 Interest rate swap contracts $ 3,391 $ - $ 3,391 $ - $ - $ 3,391 Interest rate lock commitments 397 - 397 - - 397 Total $ 3,788 $ - $ 3,788 $ - $ - $ 3,788 Gross Amounts not Offset in the Statement of Financial Condition (Dollars in thousands) Gross Amounts of Recognized Liabilities Gross Amounts Offset in the Statement of Financial Condition Net Amounts of Liabilities Presented in the Statement of Financial Condition Financial Instruments Cash Collateral Received Net Amount December 31, 2020 Interest rate swap contracts $ 3,638 $ - $ 3,638 $ - $ - $ 3,638 Interest rate lock commitments 374 - 374 - - 374 Total $ 4,012 $ - $ 4,012 $ - $ - $ 4,012
Offsetting Liabilities [Table Text Block]	Gross Amounts not Offset in the Statement of Financial Condition (Unaudited) Gross Amounts of Recognized Liabilities Gross Amounts Offset in the Statement of Financial Condition Net Amounts of Liabilities Presented in the Statement of Financial Condition Financial Instruments Cash Collateral Pledged Net Amount March 31, 2021 Interest rate swap contracts $ 3,391 $ - $ 3,391 $ - $ 3,930 $ (539 ) Total $ 3,391 $ - $ 3,391 $ - $ 3,930 $ (539 ) Gross Amounts not Offset in the Statement of Financial Condition (Dollars in thousands) Gross Amounts of Recognized Liabilities Gross Amounts Offset in the Statement of Financial Condition Net Amounts of Liabilities Presented in the Statement of Financial Condition Financial Instruments Cash Collateral Pledged Net Amount December 31, 2020 Interest rate swap contracts $ 3,638 $ - $ 3,638 $ - $ 3,930 $ (292 ) Total $ 3,638 $ - $ 3,638 $ - $ 3,930 $ (292 )

Note 13 - Fair Value (Tables)

Note 13 - Fair Value (Tables)	3 Months Ended
	Mar. 31, 2021
Notes Tables
Other than Temporary Impairment, Credit Losses Recognized in Earnings [Table Text Block]	(Dollars in Thousands) Collateralized debt obligations other-than-temporary (Dollars in thousands) impairment Ending balance, December 31, 2020 $ 173 Additions not previously recognized - Ending balance, March 31, 2021 $ 173
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	Fair Value Measurements at March 31, 2021 Using (Dollars in thousands) Estimated Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Available-for-sale debt securities: U.S. government sponsored entities 12,617 - 12,617 - U.S. treasury securities 402 - 402 - Collateralized mortgage obligations and residential mortgage-backed securities 188,122 - 188,122 - Municipal securities 220,783 - 220,783 - Collateralized debt obligations 944 - - 944 Total securities available-for-sale $ 422,868 $ - $ 421,924 $ 944 Fair Value Measurements at December 31, 2020 Using (Dollars in thousands) Estimated Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Available-for-sale debt securities: Money market fund $ 52,941 $ 52,941 $ - $ - U.S. government sponsored entities 7,860 - 7,860 - Collateralized mortgage obligations and residential mortgage-backed securities 154,736 - 154,736 - Municipal securities 194,203 - 194,203 - Collateralized debt obligations 929 - - 929 Total securities available-for-sale $ 410,669 $ 52,941 $ 356,799 $ 929
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]	(Dollars in thousands) Estimated Fair Value Measurements Using Significant Unobservable Inputs (Level 3) Available-for- Beginning balance, January 1, 2020 $ 1,076 Principal payments (20 ) Total unrealized gains, included in other comprehensive income (127 ) Ending balance, December 31, 2020 $ 929 Beginning balance, January 1, 2021 $ 929 Principal payments (5 ) Total unrealized losses, included in other comprehensive income 20 Ending balance, March 31, 2021 $ 944
Fair Value Measurements, Nonrecurring [Table Text Block]	(Dollars in thousands) Fair Value Measurements at March 31, 2021 Using (Dollars in thousands) Estimated Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Impaired loans $ 10,334 $ - $ - $ 10,334 Foreclosed real estate 491 - - 491 (Dollars in thousands) Fair Value Measurements at December 31, 2020 Using (Dollars in thousands) Estimated Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Impaired loans $ 10,046 $ - $ - $ 10,046 Foreclosed real estate 538 - - 538
Fair Value, by Balance Sheet Grouping [Table Text Block]	March 31, 2021 Estimated Fair Value Measurements at March 31, 2021 Using (Dollars in thousands) Carrying Estimated Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Significant Financial assets: Cash and cash equivalents $ 68,009 $ 68,009 $ 68,009 $ - $ - Certificates of deposit in other financial institutions 1,474 1,522 - 1,522 - Securities available-for-sale 422,868 422,868 - 421,924 944 Loans held-for-sale 4,256 4,364 4,364 - - Loans receivable, net 961,007 983,783 - - 983,783 Federal Home Loan Bank stock 3,918 3,918 - 3,918 - Interest rate swap agreements 3,391 3,391 - 3,391 - Accrued interest receivable 4,997 4,997 - 4,997 - Financial liabilities: Non-interest bearing deposits 286,969 286,969 286,969 - - Interest bearing deposits 1,079,725 1,081,621 797,644 283,977 - Repurchase agreements 15,917 15,928 14,182 1,746 - Interest rate swap agreements 3,391 3,391 - 3,391 - Accrued interest payable 45 45 - 45 - December 31, 2020 Estimated Fair Value Measurements at December 31, 2020 Using (Dollars in thousands) Carrying Estimated Quoted Prices in Identical Assets Significant Significant Financial assets: Cash and cash equivalents $ 19,922 $ 19,922 $ 19,922 $ - $ - Certificates of deposit in other financial institutions 1,897 1,868 - 1,868 - Securities available-for-sale 410,669 410,669 52,941 356,799 929 Loans held-for-sale 11,329 11,660 11,660 - - Loans receivable, net 954,120 984,270 - - 984,270 Federal Home Loan Bank stock 3,918 3,918 - 3,918 - Interest rate swap agreements 3,638 3,638 - 3,638 - Accrued interest receivable 4,713 4,713 - 4,713 - Financial liabilities: Non-interest bearing deposits 241,620 241,620 241,620 - - Interest bearing deposits 1,060,719 1,061,294 775,891 285,403 - Repurchase agreements 13,711 13,713 11,976 1,737 - Borrowed funds 6,149 6,018 - 6,018 - Interest rate swap agreements 3,638 3,638 - 3,638 - Accrued interest payable 54 54 - 54 -

Note 3 - Securities (Details Te

Note 3 - Securities (Details Textual) - USD ($) $ in Millions	Mar. 31, 2021	Dec. 31, 2020
Security Owned and Pledged as Collateral, Fair Value, Total	$ 47.7	$ 52.4

Note 3 - Securities - Available

Note 3 - Securities - Available for Sale Securities (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Available for sale securities, cost basis	$ 417,839	$ 397,462
Available for sale securities, gross unrealized gains	10,417	14,522
Available for sale securities, gross unrealized losses	(5,388)	(1,315)
Total securities available-for-sale	422,868	410,669
US Government-sponsored Enterprises Debt Securities [Member]
Available for sale securities, cost basis	12,881
Available for sale securities, gross unrealized gains	0
Available for sale securities, gross unrealized losses	(264)
Total securities available-for-sale	12,617
Money Market Funds [Member]
Available for sale securities, cost basis		52,941
Available for sale securities, gross unrealized gains		0
Available for sale securities, gross unrealized losses		0
Total securities available-for-sale		52,941
US Treasury Securities [Member]
Available for sale securities, cost basis	402	7,881
Available for sale securities, gross unrealized gains	0	3
Available for sale securities, gross unrealized losses	0	(24)
Total securities available-for-sale	402	7,860
Collateralized Mortgage Obligations and Residential Mortgage Backed Securities [Member]
Available for sale securities, cost basis	188,823	151,355
Available for sale securities, gross unrealized gains	2,205	3,417
Available for sale securities, gross unrealized losses	(2,906)	(36)
Total securities available-for-sale	188,122	154,736
US States and Political Subdivisions Debt Securities [Member]
Available for sale securities, cost basis	213,556	183,103
Available for sale securities, gross unrealized gains	8,212	11,102
Available for sale securities, gross unrealized losses	(985)	(2)
Total securities available-for-sale	220,783	194,203
Collateralized Debt Obligations [Member]
Available for sale securities, cost basis	2,177	2,182
Available for sale securities, gross unrealized gains	0	0
Available for sale securities, gross unrealized losses	(1,233)	(1,253)
Total securities available-for-sale	$ 944	$ 929

Note 3 - Securities - Estimated

Note 3 - Securities - Estimated Fair Value of Available for Sale Securities, by Contractual Maturity (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Available for sale securities, due in one year or less, estimated fair value	$ 202
Available for sale securities, due in one year or less, tax-equivalent yield	1.13%
Available for sale securities, due from one to five years, estimated fair value	$ 3,787
Available for sale securities, due from one to five years, tax-equivalent yield	4.44%
Available for sale securities, due from five to ten years, estimated fair value	$ 29,327
Available for sale securities, due from five to ten years, tax-equivalent yield	2.48%
Available for sale securities, due over ten years, estimated fair value	$ 201,430
Available for sale securities, due over ten years, tax-equivalent yield	3.18%
Collateralized mortgage obligations and residential mortgage-backed securities, estimated fair value	$ 188,122
Collateralized mortgage obligations and residential mortgage-backed securities, tax-equivalent yield	1.80%
Total securities available-for-sale	$ 422,868	$ 410,669
Available for sale securities, tax-equivalent yield	2.53%

Note 3 - Securities - Sales of

Note 3 - Securities - Sales of Available for Sale Securities (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Proceeds	$ 6,904	$ 17,886
Gross gains	417	513
Gross losses	$ 0	$ (3)

Note 3 - Securities - Availab_2

Note 3 - Securities - Available for Sale Securities, Accumulated Other Comprehensive Income (Loss) Balances, Net of Tax (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Ending balance	$ 10,441
Current period change	(6,461)	$ 4,425
Ending balance	$ 3,980

Note 3 - Securities - Securitie

Note 3 - Securities - Securities with Gross Unrealized Losses Not Recognized in Income (Details) $ in Thousands	Mar. 31, 2021USD ($)	Dec. 31, 2020USD ($)
Estimated fair value, less than 12 months	$ 181,527	$ 18,792
Unrealized losses, less than 12 months	(4,155)	(62)
Estimated fair value, 12 months or longer	944	929
Unrealized losses, 12 months or longer	(1,233)	(1,253)
Estimated fair value, total	182,471	19,721
Unrealized losses, total	$ (5,388)	$ (1,315)
Unrealized losses, less than 12 months, number of securities	126	8
Unrealized losses, 12 months or longer, number of securities	2	2
Unrealized losses, total, number of securities	128	10
US Government-sponsored Enterprises Debt Securities [Member]
Estimated fair value, less than 12 months	$ 12,617	$ 4,975
Unrealized losses, less than 12 months	(264)	(24)
Estimated fair value, 12 months or longer	0	0
Unrealized losses, 12 months or longer	0	0
Estimated fair value, total	12,617	4,975
Unrealized losses, total	(264)	(24)
Collateralized Mortgage Obligations and Residential Mortgage Backed Securities [Member]
Estimated fair value, less than 12 months	112,550	11,953
Unrealized losses, less than 12 months	(2,906)	(36)
Estimated fair value, 12 months or longer	0	0
Unrealized losses, 12 months or longer	0	0
Estimated fair value, total	112,550	11,953
Unrealized losses, total	(2,906)	(36)
US States and Political Subdivisions Debt Securities [Member]
Estimated fair value, less than 12 months	56,360	1,864
Unrealized losses, less than 12 months	(985)	(2)
Estimated fair value, 12 months or longer	0	0
Unrealized losses, 12 months or longer	0	0
Estimated fair value, total	56,360	1,864
Unrealized losses, total	(985)	(2)
Collateralized Debt Obligations [Member]
Estimated fair value, less than 12 months	0	0
Unrealized losses, less than 12 months	0	0
Estimated fair value, 12 months or longer	944	929
Unrealized losses, 12 months or longer	(1,233)	(1,253)
Estimated fair value, total	944	929
Unrealized losses, total	$ (1,233)	$ (1,253)

Note 4 - Loans Receivable (Deta

Note 4 - Loans Receivable (Details Textual) $ in Thousands	3 Months Ended
	Mar. 31, 2021USD ($)	Mar. 31, 2020USD ($)	Dec. 31, 2020USD ($)
Unamortized Loan Commitment and Origination Fees and Unamortized Discounts or Premiums, Total	$ 5,673		$ 5,303
Impaired Financing Receivable, Recorded Investment, Total	12,200		11,800
Financial Asset Acquired with Credit Deterioration [Member]
Impaired Financing Receivable, Unpaid Principal Balance, Total	5,200		5,400
Impaired Financing Receivable, Recorded Investment, Total	3,200		3,400
Residential Portfolio Segment [Member]
Financing Receivable, Modifications, Number of Contracts		1
Financing Receivable, Troubled Debt Restructuring		$ 53
Impaired Financing Receivable, Unpaid Principal Balance, Total	3,235		3,542
Impaired Financing Receivable, Recorded Investment, Total	$ 1,902		2,165
Residential Portfolio Segment [Member] | Residential Mortgage [Member]
Loans Receivable, Maximum Percentage of Purchase Price or Appraised Value	97.00%
Loans Receivable, Percentage of Value in Excess Requiring Private Mortgage Insurance	80.00%
Loans Receivable, Percentage of Equity, Excess Does Not Require Private Mortgage Insurance	20.00%
Residential Portfolio Segment [Member] | Fixed Rate Residential Mortgage [Member]
Loans Receivable, Minimum Contractual Maturity to be Classified as Held for Sale (Year)	15 years
Residential Portfolio Segment [Member] | Real Estate Loan [Member]
Financing Receivable, Modifications, Number of Contracts	2
Financing Receivable, Troubled Debt Restructuring	$ 150
Financing Receivable, Troubled Debt Restructuring, Subsequent Default	$ 39
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts	1
Home Equity Portfolio Segment [Member]
Loans Receivable, Maximum Percentage of Purchase Price or Appraised Value	89.00%
Loans Receivable, Maximum Percentage of Appraised Value of Improved Property	85.00%
Impaired Financing Receivable, Unpaid Principal Balance, Total	$ 364		372
Impaired Financing Receivable, Recorded Investment, Total	$ 352		353
Home Equity Portfolio Segment [Member] | Maximum [Member]
Loans Receivable, Contractual Maturity (Month)	240 months
Commercial Real Estate Portfolio Segment [Member]
Loans Receivable, Maximum Percentage of Purchase Price or Appraised Value	80.00%
Financing Receivable, Modifications, Number of Contracts		1
Financing Receivable, Troubled Debt Restructuring		$ 149
Impaired Financing Receivable, Unpaid Principal Balance, Total	$ 7,686		6,925
Impaired Financing Receivable, Recorded Investment, Total	$ 7,103		6,341
Commercial Real Estate Portfolio Segment [Member] | Maximum [Member]
Loans Receivable, Contractual Maturity (Month)	20 years
Loans Receivable, Balloon Feature, Period for Full Repayment (Year)	10 years
Commercial Real Estate Portfolio Segment [Member] | Minimum [Member]
Loans Receivable, Contractual Maturity (Month)	15 years
Loans Receivable, Balloon Feature, Period for Full Repayment (Year)	7 years
Construction and Land Development Portfolio Segment [Member]
Impaired Financing Receivable, Unpaid Principal Balance, Total	$ 0		0
Impaired Financing Receivable, Recorded Investment, Total	$ 0		0
Construction and Land Development Portfolio Segment [Member] | Residential Mortgage [Member]
Loans Receivable, Maximum Percentage of Purchase Price or Appraised Value	89.00%
Construction and Land Development Portfolio Segment [Member] | Residential Mortgage [Member] | Maximum [Member]
Loans Receivable, Contractual Maturity (Month)	1 year
Construction and Land Development Portfolio Segment [Member] | Residential Mortgage [Member] | Minimum [Member]
Loans Receivable, Contractual Maturity (Month)	6 months
Construction and Land Development Portfolio Segment [Member] | Commercial Real Estate [Member]
Loans Receivable, Maximum Percentage of Purchase Price or Appraised Value	80.00%
Construction and Land Development Portfolio Segment [Member] | Commercial Real Estate [Member] | Maximum [Member]
Loans Receivable, Contractual Maturity (Month)	2 years
Manufactured Homes Portfolio Segment [Member]
Unamortized Loan Commitment and Origination Fees and Unamortized Discounts or Premiums, Total	$ 4,100		3,800
Impaired Financing Receivable, Unpaid Principal Balance, Total	0		0
Impaired Financing Receivable, Recorded Investment, Total	$ 0		0
Manufactured Homes Portfolio Segment [Member] | Maximum [Member]
Loans Receivable, Contractual Maturity (Month)	25 years
Commercial Portfolio Segment [Member]
Financing Receivable, Troubled Debt Restructuring, Subsequent Default		$ 312
Impaired Financing Receivable, Unpaid Principal Balance, Total	$ 2,161		2,263
Impaired Financing Receivable, Recorded Investment, Total	$ 2,162		$ 2,246
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts		1

Note 4 - Loans Receivable - Loa

Note 4 - Loans Receivable - Loans Receivable (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Total loans secured by real estate	$ 767,449	$ 767,886
Total loans	967,415	961,425
Net deferred loan origination fees and purchase premiums	5,673	5,303
Undisbursed loan funds and clearings	966	(150)
Loans receivable	974,054	966,578
Residential Portfolio Segment [Member]
Total loans secured by real estate	276,728	286,048
Loans receivable	277,465	285,651
Home Equity Portfolio Segment [Member]
Total loans secured by real estate	36,222	39,233
Loans receivable	36,273	39,286
Commercial Real Estate Portfolio Segment [Member]
Total loans secured by real estate	304,851	298,257
Loans receivable	304,851	298,257
Construction and Land Development Portfolio Segment [Member]
Total loans secured by real estate	97,400	93,562
Loans receivable	97,400	93,562
Multifamily Portfolio Segment [Member]
Total loans secured by real estate	51,933	50,571
Loans receivable	51,933	50,571
Farmland Portfolio Segment [Member]
Total loans secured by real estate	315	215
Loans receivable	315	215
Commercial Portfolio Segment [Member]
Total loans	163,896	158,140
Loans receivable	162,375	156,965
Consumer Portfolio Segment [Member]
Total loans	438	1,025
Loans receivable	438	1,025
Manufactured Homes Portfolio Segment [Member]
Total loans	26,260	24,232
Net deferred loan origination fees and purchase premiums	4,100	3,800
Loans receivable	33,632	30,904
Government Portfolio Segment [Member]
Total loans	9,372	10,142
Loans receivable	$ 9,372	$ 10,142

Note 4 - Loans Receivable - All

Note 4 - Loans Receivable - Allowance for Loan Losses, by Loan Segment (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Beginning Balance	$ 12,458	$ 8,999
Charge-offs	(11)	(12)
Recoveries	22	10
Provisions	578	514
Ending Balance	13,047	9,511
Residential Portfolio Segment [Member]
Beginning Balance	2,211	1,812
Charge-offs	(4)	0
Recoveries	10	6
Provisions	(41)	10
Ending Balance	2,176	1,828
Home Equity Portfolio Segment [Member]
Beginning Balance	276	223
Charge-offs	(1)	0
Recoveries	0	0
Provisions	34	23
Ending Balance	309	246
Commercial Real Estate Portfolio Segment [Member]
Beginning Balance	5,406	3,773
Charge-offs	0	0
Recoveries	0	0
Provisions	320	(80)
Ending Balance	5,726	3,693
Construction and Land Development Portfolio Segment [Member]
Beginning Balance	1,405	1,098
Charge-offs	0	0
Recoveries	0	0
Provisions	182	125
Ending Balance	1,587	1,223
Multifamily Portfolio Segment [Member]
Beginning Balance	626	529
Charge-offs	0	0
Recoveries	0	0
Provisions	54	33
Ending Balance	680	562
Farmland Portfolio Segment [Member]
Beginning Balance	0	0
Charge-offs	0	0
Recoveries	0	0
Provisions	0	0
Ending Balance	0	0
Commercial Portfolio Segment [Member]
Beginning Balance	2,508	1,504
Charge-offs	0	0
Recoveries	8	1
Provisions	36	396
Ending Balance	2,552	1,901
Consumer Portfolio Segment [Member]
Beginning Balance	26	43
Charge-offs	(6)	(12)
Recoveries	4	3
Provisions	(7)	8
Ending Balance	17	42
Manufactured Homes Portfolio Segment [Member]
Beginning Balance	0	0
Charge-offs	0	0
Recoveries	0	0
Provisions	0	0
Ending Balance	0	0
Government Portfolio Segment [Member]
Beginning Balance	0	17
Charge-offs	0	0
Recoveries	0	0
Provisions	0	(1)
Ending Balance	$ 0	$ 16

Note 4 - Loans Receivable - Imp

Note 4 - Loans Receivable - Impairment Analysis (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Allowance individually evaluated for impairment reserves	$ 1,884	$ 1,775
Allowance collectively evaluated for impairment reserves	11,163	10,683
Loans receivable	974,054	966,578
Loans receivable individually evaluated for impairment	8,998	8,455
Loans receivable purchased credit impaired individually evaluated for impairment	3,220	3,366
Loans receivable collectively evaluated for impairment	961,836	954,757
Residential Portfolio Segment [Member]
Allowance individually evaluated for impairment reserves	92	173
Allowance collectively evaluated for impairment reserves	2,084	2,038
Loans receivable	277,465	285,651
Loans receivable individually evaluated for impairment	737	868
Loans receivable purchased credit impaired individually evaluated for impairment	1,165	1,297
Loans receivable collectively evaluated for impairment	275,563	283,486
Home Equity Portfolio Segment [Member]
Allowance individually evaluated for impairment reserves	5	1
Allowance collectively evaluated for impairment reserves	304	275
Loans receivable	36,273	39,286
Loans receivable individually evaluated for impairment	220	216
Loans receivable purchased credit impaired individually evaluated for impairment	132	137
Loans receivable collectively evaluated for impairment	35,921	38,933
Commercial Real Estate Portfolio Segment [Member]
Allowance individually evaluated for impairment reserves	1,269	1,089
Allowance collectively evaluated for impairment reserves	4,457	4,317
Loans receivable	304,851	298,257
Loans receivable individually evaluated for impairment	6,952	6,190
Loans receivable purchased credit impaired individually evaluated for impairment	151	151
Loans receivable collectively evaluated for impairment	297,748	291,916
Construction and Land Development Portfolio Segment [Member]
Allowance individually evaluated for impairment reserves	0	0
Allowance collectively evaluated for impairment reserves	1,587	1,405
Loans receivable	97,400	93,562
Loans receivable individually evaluated for impairment	0	0
Loans receivable purchased credit impaired individually evaluated for impairment	0	0
Loans receivable collectively evaluated for impairment	97,400	93,562
Multifamily Portfolio Segment [Member]
Allowance individually evaluated for impairment reserves	0	0
Allowance collectively evaluated for impairment reserves	680	626
Loans receivable	51,933	50,571
Loans receivable individually evaluated for impairment	90	95
Loans receivable purchased credit impaired individually evaluated for impairment	609	621
Loans receivable collectively evaluated for impairment	51,234	49,855
Farmland Portfolio Segment [Member]
Allowance individually evaluated for impairment reserves	0	0
Allowance collectively evaluated for impairment reserves	0	0
Loans receivable	315	215
Loans receivable individually evaluated for impairment	0	0
Loans receivable purchased credit impaired individually evaluated for impairment	0	0
Loans receivable collectively evaluated for impairment	315	215
Commercial Portfolio Segment [Member]
Allowance individually evaluated for impairment reserves	518	512
Allowance collectively evaluated for impairment reserves	2,034	1,996
Loans receivable	162,375	156,965
Loans receivable individually evaluated for impairment	999	1,086
Loans receivable purchased credit impaired individually evaluated for impairment	1,163	1,160
Loans receivable collectively evaluated for impairment	160,213	154,719
Consumer Portfolio Segment [Member]
Allowance individually evaluated for impairment reserves	0	0
Allowance collectively evaluated for impairment reserves	17	26
Loans receivable	438	1,025
Loans receivable individually evaluated for impairment	0	0
Loans receivable purchased credit impaired individually evaluated for impairment	0	0
Loans receivable collectively evaluated for impairment	438	1,025
Manufactured Homes Portfolio Segment [Member]
Allowance individually evaluated for impairment reserves	0	0
Allowance collectively evaluated for impairment reserves	0	0
Loans receivable	33,632	30,904
Loans receivable individually evaluated for impairment	0	0
Loans receivable purchased credit impaired individually evaluated for impairment	0	0
Loans receivable collectively evaluated for impairment	33,632	30,904
Government Portfolio Segment [Member]
Allowance individually evaluated for impairment reserves	0	0
Allowance collectively evaluated for impairment reserves	0	0
Loans receivable	9,372	10,142
Loans receivable individually evaluated for impairment	0	0
Loans receivable purchased credit impaired individually evaluated for impairment	0	0
Loans receivable collectively evaluated for impairment	$ 9,372	$ 10,142

Note 4 - Loans Receivable - Cre

Note 4 - Loans Receivable - Credit Quality Indicators (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Loan Receivable	$ 974,054	$ 966,578
Pass [Member]
Loan Receivable	800,572	791,194
Pass/monitor [Member]
Loan Receivable	131,092	136,073
Special Mention [Member]
Loan Receivable	26,888	22,684
Substandard [Member]
Loan Receivable	15,502	16,627
Residential Portfolio Segment [Member]
Loan Receivable	277,465	285,651
Residential Portfolio Segment [Member] | Pass [Member]
Loan Receivable	229,246	233,920
Residential Portfolio Segment [Member] | Pass/monitor [Member]
Loan Receivable	38,206	41,805
Residential Portfolio Segment [Member] | Special Mention [Member]
Loan Receivable	5,344	3,539
Residential Portfolio Segment [Member] | Substandard [Member]
Loan Receivable	4,669	6,387
Home Equity Portfolio Segment [Member]
Loan Receivable	36,273	39,286
Home Equity Portfolio Segment [Member] | Pass [Member]
Loan Receivable	34,123	37,097
Home Equity Portfolio Segment [Member] | Pass/monitor [Member]
Loan Receivable	908	933
Home Equity Portfolio Segment [Member] | Special Mention [Member]
Loan Receivable	755	761
Home Equity Portfolio Segment [Member] | Substandard [Member]
Loan Receivable	487	495
Commercial Real Estate Portfolio Segment [Member]
Loan Receivable	304,851	298,257
Commercial Real Estate Portfolio Segment [Member] | Pass [Member]
Loan Receivable	228,938	222,892
Commercial Real Estate Portfolio Segment [Member] | Pass/monitor [Member]
Loan Receivable	52,578	55,202
Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member]
Loan Receivable	14,456	11,983
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member]
Loan Receivable	8,879	8,180
Construction and Land Development Portfolio Segment [Member]
Loan Receivable	97,400	93,562
Construction and Land Development Portfolio Segment [Member] | Pass [Member]
Loan Receivable	79,839	77,855
Construction and Land Development Portfolio Segment [Member] | Pass/monitor [Member]
Loan Receivable	13,939	12,055
Construction and Land Development Portfolio Segment [Member] | Special Mention [Member]
Loan Receivable	3,622	3,652
Construction and Land Development Portfolio Segment [Member] | Substandard [Member]
Loan Receivable	0	0
Multifamily Portfolio Segment [Member]
Loan Receivable	51,933	50,571
Multifamily Portfolio Segment [Member] | Pass [Member]
Loan Receivable	45,035	43,594
Multifamily Portfolio Segment [Member] | Pass/monitor [Member]
Loan Receivable	5,013	5,065
Multifamily Portfolio Segment [Member] | Special Mention [Member]
Loan Receivable	1,390	1,408
Multifamily Portfolio Segment [Member] | Substandard [Member]
Loan Receivable	495	504
Farmland Portfolio Segment [Member]
Loan Receivable	315	215
Farmland Portfolio Segment [Member] | Pass [Member]
Loan Receivable	104	0
Farmland Portfolio Segment [Member] | Pass/monitor [Member]
Loan Receivable	211	215
Farmland Portfolio Segment [Member] | Special Mention [Member]
Loan Receivable	0	0
Farmland Portfolio Segment [Member] | Substandard [Member]
Loan Receivable	0	0
Commercial Portfolio Segment [Member]
Loan Receivable	162,375	156,965
Commercial Portfolio Segment [Member] | Pass [Member]
Loan Receivable	140,656	134,496
Commercial Portfolio Segment [Member] | Pass/monitor [Member]
Loan Receivable	19,487	20,067
Commercial Portfolio Segment [Member] | Special Mention [Member]
Loan Receivable	1,260	1,341
Commercial Portfolio Segment [Member] | Substandard [Member]
Loan Receivable	972	1,061
Consumer Portfolio Segment [Member]
Loan Receivable	438	1,025
Consumer Portfolio Segment [Member] | Pass [Member]
Loan Receivable	438	1,025
Consumer Portfolio Segment [Member] | Pass/monitor [Member]
Loan Receivable	0	0
Consumer Portfolio Segment [Member] | Special Mention [Member]
Loan Receivable	0	0
Consumer Portfolio Segment [Member] | Substandard [Member]
Loan Receivable	0	0
Manufactured Homes Portfolio Segment [Member]
Loan Receivable	33,632	30,904
Manufactured Homes Portfolio Segment [Member] | Pass [Member]
Loan Receivable	32,821	30,173
Manufactured Homes Portfolio Segment [Member] | Pass/monitor [Member]
Loan Receivable	750	731
Manufactured Homes Portfolio Segment [Member] | Special Mention [Member]
Loan Receivable	61	0
Manufactured Homes Portfolio Segment [Member] | Substandard [Member]
Loan Receivable	0	0
Government Portfolio Segment [Member]
Loan Receivable	9,372	10,142
Government Portfolio Segment [Member] | Pass [Member]
Loan Receivable	9,372	10,142
Government Portfolio Segment [Member] | Pass/monitor [Member]
Loan Receivable	0	0
Government Portfolio Segment [Member] | Special Mention [Member]
Loan Receivable	0	0
Government Portfolio Segment [Member] | Substandard [Member]
Loan Receivable	$ 0	$ 0

Note 4 - Loans Receivable - Ind

Note 4 - Loans Receivable - Individually Evaluated Impaired Loans (Details) - USD ($)	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020	Dec. 31, 2020
Impaired Financing Receivable, Related Allowance	$ 1,900,000		$ 1,800,000
Total, recorded investment	12,200,000		11,800,000
Total, related allowance	1,900,000		1,800,000
Residential Portfolio Segment [Member]
With no related allowance recorded, recorded investment	1,739,000		1,895,000
With no related allowance recorded, unpaid principal balance	3,072,000		3,228,000
With no related allowance recorded, average recorded investment	1,817,000	$ 2,122,000
With no related allowance recorded, interest income recognized	22,000	24,000
With an allowance recorded, recorded investment	163,000		270,000
With an allowance recorded, unpaid principal balance	163,000		314,000
Impaired Financing Receivable, Related Allowance	92,000		173,000
With an allowance recorded, average recorded investment	217,000	68,000
With an allowance recorded, interest income recognized	5,000	1,000
Total, recorded investment	1,902,000		2,165,000
Total, unpaid principal balance	3,235,000		3,542,000
Total, average recorded investment	2,034,000	2,190,000
Total, interest income recognized	27,000	25,000
Total, related allowance	92,000		173,000
Home Equity Portfolio Segment [Member]
With no related allowance recorded, recorded investment	329,000		352,000
With no related allowance recorded, unpaid principal balance	341,000		363,000
With no related allowance recorded, average recorded investment	341,000	390,000
With no related allowance recorded, interest income recognized	4,000	5,000
With an allowance recorded, recorded investment	23,000		1,000
With an allowance recorded, unpaid principal balance	23,000		9,000
Impaired Financing Receivable, Related Allowance	5,000		1,000
With an allowance recorded, average recorded investment	12,000	8,000
With an allowance recorded, interest income recognized	0	0
Total, recorded investment	352,000		353,000
Total, unpaid principal balance	364,000		372,000
Total, average recorded investment	353,000	398,000
Total, interest income recognized	4,000	5,000
Total, related allowance	5,000		1,000
Commercial Real Estate Portfolio Segment [Member]
With no related allowance recorded, recorded investment	1,170,000		1,177,000
With no related allowance recorded, unpaid principal balance	1,753,000		1,761,000
With no related allowance recorded, average recorded investment	1,174,000	1,520,000
With no related allowance recorded, interest income recognized	12,000	13,000
With an allowance recorded, recorded investment	5,933,000		5,164,000
With an allowance recorded, unpaid principal balance	5,933,000		5,164,000
Impaired Financing Receivable, Related Allowance	1,269,000		1,089,000
With an allowance recorded, average recorded investment	5,549,000	18,000
With an allowance recorded, interest income recognized	50,000	0
Total, recorded investment	7,103,000		6,341,000
Total, unpaid principal balance	7,686,000		6,925,000
Total, average recorded investment	6,723,000	1,538,000
Total, interest income recognized	62,000	13,000
Total, related allowance	1,269,000		1,089,000
Construction and Land Development Portfolio Segment [Member]
With no related allowance recorded, recorded investment	0		0
With no related allowance recorded, unpaid principal balance	0		0
With no related allowance recorded, average recorded investment	0	0
With no related allowance recorded, interest income recognized	0	0
With an allowance recorded, recorded investment	0		0
With an allowance recorded, unpaid principal balance	0		0
Impaired Financing Receivable, Related Allowance	0		0
With an allowance recorded, average recorded investment	0	0
With an allowance recorded, interest income recognized	0	0
Total, recorded investment	0		0
Total, unpaid principal balance	0		0
Total, average recorded investment	0	0
Total, interest income recognized	0	0
Total, related allowance	0		0
Multifamily Portfolio Segment [Member]
With no related allowance recorded, recorded investment	699,000		716,000
With no related allowance recorded, unpaid principal balance	781,000		798,000
With no related allowance recorded, average recorded investment	708,000	792,000
With no related allowance recorded, interest income recognized	5,000	7,000
With an allowance recorded, recorded investment	0		0
With an allowance recorded, unpaid principal balance	0		0
Impaired Financing Receivable, Related Allowance	0		0
With an allowance recorded, average recorded investment	0	0
With an allowance recorded, interest income recognized	0	0
Total, recorded investment	699,000		716,000
Total, unpaid principal balance	781,000		798,000
Total, average recorded investment	708,000	792,000
Total, interest income recognized	5,000	7,000
Total, related allowance	0		0
Farmland Portfolio Segment [Member]
With no related allowance recorded, recorded investment	0		0
With no related allowance recorded, unpaid principal balance	0		0
With no related allowance recorded, average recorded investment	0	0
With no related allowance recorded, interest income recognized	0	0
With an allowance recorded, recorded investment	0		0
With an allowance recorded, unpaid principal balance	0		0
Impaired Financing Receivable, Related Allowance	0		0
With an allowance recorded, average recorded investment	0	0
With an allowance recorded, interest income recognized	0	0
Total, recorded investment	0		0
Total, unpaid principal balance	0		0
Total, average recorded investment	0	0
Total, interest income recognized	0	0
Total, related allowance	0		0
Commercial Portfolio Segment [Member]
With no related allowance recorded, recorded investment	1,437,000		1,497,000
With no related allowance recorded, unpaid principal balance	1,436,000		1,514,000
With no related allowance recorded, average recorded investment	1,467,000	1,650,000
With no related allowance recorded, interest income recognized	18,000	17,000
With an allowance recorded, recorded investment	725,000		749,000
With an allowance recorded, unpaid principal balance	725,000		749,000
Impaired Financing Receivable, Related Allowance	518,000		512,000
With an allowance recorded, average recorded investment	737,000	618,000
With an allowance recorded, interest income recognized	11,000	3,000
Total, recorded investment	2,162,000		2,246,000
Total, unpaid principal balance	2,161,000		2,263,000
Total, average recorded investment	2,204,000	2,268,000
Total, interest income recognized	29,000	20,000
Total, related allowance	518,000		512,000
Consumer Portfolio Segment [Member]
With no related allowance recorded, recorded investment	0		0
With no related allowance recorded, unpaid principal balance	0		0
With no related allowance recorded, average recorded investment	0	0
With no related allowance recorded, interest income recognized	0	0
With an allowance recorded, recorded investment	0		0
With an allowance recorded, unpaid principal balance	0		0
Impaired Financing Receivable, Related Allowance	0		0
With an allowance recorded, average recorded investment	0	0
With an allowance recorded, interest income recognized	0	0
Total, recorded investment	0		0
Total, unpaid principal balance	0		0
Total, average recorded investment	0	0
Total, interest income recognized	0	0
Total, related allowance	0		0
Manufactured Homes Portfolio Segment [Member]
With no related allowance recorded, recorded investment	0		0
With no related allowance recorded, unpaid principal balance	0		0
With no related allowance recorded, average recorded investment	0	0
With no related allowance recorded, interest income recognized	0	0
With an allowance recorded, recorded investment	0		0
With an allowance recorded, unpaid principal balance	0		0
Impaired Financing Receivable, Related Allowance	0		0
With an allowance recorded, average recorded investment	0	0
With an allowance recorded, interest income recognized	0	0
Total, recorded investment	0		0
Total, unpaid principal balance	0		0
Total, average recorded investment	0	0
Total, interest income recognized	0	0
Total, related allowance	0		0
Government Portfolio Segment [Member]
With no related allowance recorded, recorded investment	0		0
With no related allowance recorded, unpaid principal balance	0		0
With no related allowance recorded, average recorded investment	0	0
With no related allowance recorded, interest income recognized	0	0
With an allowance recorded, recorded investment	0		0
With an allowance recorded, unpaid principal balance	0		0
Impaired Financing Receivable, Related Allowance	0		0
With an allowance recorded, average recorded investment	0	0
With an allowance recorded, interest income recognized	0	0
Total, recorded investment	0		0
Total, unpaid principal balance	0		0
Total, average recorded investment	0	0
Total, interest income recognized	0	$ 0
Total, related allowance	$ 0		$ 0

Note 4 - Loans Receivable - Age

Note 4 - Loans Receivable - Age Analysis of Past Due Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Total Past Due	$ 10,867	$ 15,304
Current	963,187	951,274
Total Loans	974,054	966,578
Recorded investments greater than 90 past due and still accruing	599	566
Financial Asset, 30 to 59 Days Past Due [Member]
Total Past Due	4,803	6,680
Financial Asset, 60 to 89 Days Past Due [Member]
Total Past Due	1,553	2,214
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Total Past Due	4,511	6,410
Residential Portfolio Segment [Member]
Total Past Due	5,697	8,791
Current	271,768	276,860
Total Loans	277,465	285,651
Recorded investments greater than 90 past due and still accruing	300	80
Residential Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Total Past Due	1,610	2,797
Residential Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Total Past Due	926	1,119
Residential Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Total Past Due	3,161	4,875
Home Equity Portfolio Segment [Member]
Total Past Due	669	1,355
Current	35,604	37,931
Total Loans	36,273	39,286
Recorded investments greater than 90 past due and still accruing	0	29
Home Equity Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Total Past Due	266	616
Home Equity Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Total Past Due	19	323
Home Equity Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Total Past Due	384	416
Commercial Real Estate Portfolio Segment [Member]
Total Past Due	2,535	2,089
Current	302,316	296,168
Total Loans	304,851	298,257
Recorded investments greater than 90 past due and still accruing	257	437
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Total Past Due	1,585	1,172
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Total Past Due	453	237
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Total Past Due	497	680
Construction and Land Development Portfolio Segment [Member]
Total Past Due	42	491
Current	97,358	93,071
Total Loans	97,400	93,562
Recorded investments greater than 90 past due and still accruing	42	20
Construction and Land Development Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Total Past Due	0	471
Construction and Land Development Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Total Past Due	0	0
Construction and Land Development Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Total Past Due	42	20
Multifamily Portfolio Segment [Member]
Total Past Due	494	510
Current	51,439	50,061
Total Loans	51,933	50,571
Recorded investments greater than 90 past due and still accruing	0	0
Multifamily Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Total Past Due	259	94
Multifamily Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Total Past Due	90	266
Multifamily Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Total Past Due	145	150
Farmland Portfolio Segment [Member]
Total Past Due	0	0
Current	315	215
Total Loans	315	215
Recorded investments greater than 90 past due and still accruing	0	0
Farmland Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Total Past Due	0	0
Farmland Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Total Past Due	0	0
Farmland Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Total Past Due	0	0
Commercial Portfolio Segment [Member]
Total Past Due	934	1,210
Current	161,441	155,755
Total Loans	162,375	156,965
Recorded investments greater than 90 past due and still accruing	0	0
Commercial Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Total Past Due	652	845
Commercial Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Total Past Due	0	96
Commercial Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Total Past Due	282	269
Consumer Portfolio Segment [Member]
Total Past Due	2	2
Current	436	1,023
Total Loans	438	1,025
Recorded investments greater than 90 past due and still accruing	0	0
Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Total Past Due	2	2
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Total Past Due	0	0
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Total Past Due	0	0
Manufactured Homes Portfolio Segment [Member]
Total Past Due	494	476
Current	33,138	30,428
Total Loans	33,632	30,904
Recorded investments greater than 90 past due and still accruing	0	0
Manufactured Homes Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Total Past Due	429	303
Manufactured Homes Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Total Past Due	65	173
Manufactured Homes Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Total Past Due	0	0
Government Portfolio Segment [Member]
Total Past Due	0	380
Current	9,372	9,762
Total Loans	9,372	10,142
Recorded investments greater than 90 past due and still accruing	0	0
Government Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Total Past Due	0	380
Government Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Total Past Due	0	0
Government Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Total Past Due	$ 0	$ 0

Note 4 - Loans Receivable - L_2

Note 4 - Loans Receivable - Loans on Nonaccrual Status (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Financing receivables on nonaccrual status	$ 12,257	$ 13,799
Residential Portfolio Segment [Member]
Financing receivables on nonaccrual status	4,658	6,390
Home Equity Portfolio Segment [Member]
Financing receivables on nonaccrual status	469	476
Commercial Real Estate Portfolio Segment [Member]
Financing receivables on nonaccrual status	6,173	5,390
Construction and Land Development Portfolio Segment [Member]
Financing receivables on nonaccrual status	0	0
Multifamily Portfolio Segment [Member]
Financing receivables on nonaccrual status	495	504
Farmland Portfolio Segment [Member]
Financing receivables on nonaccrual status	0	0
Commercial Portfolio Segment [Member]
Financing receivables on nonaccrual status	462	1,039
Consumer Portfolio Segment [Member]
Financing receivables on nonaccrual status	0	0
Manufactured Homes Portfolio Segment [Member]
Financing receivables on nonaccrual status	0	0
Government Portfolio Segment [Member]
Financing receivables on nonaccrual status	$ 0	$ 0

Note 4 - Loans Receivable - Acc

Note 4 - Loans Receivable - Accretable Yield (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2021USD ($)
2020, accretable yield collected	$ 360
2021, accretable yield collected	305
2021, to be collected	614
2022, to be collected	810
2023, to be collected	289
Total, to be collected	1,713
First Personal Financial Corporation [Member]
2020, accretable yield collected	115
2021, accretable yield collected	113
2021, to be collected	186
2022, to be collected	239
2023, to be collected	54
Total, to be collected	479
AJS Bancorp, Inc [Member]
2020, accretable yield collected	245
2021, accretable yield collected	192
2021, to be collected	428
2022, to be collected	571
2023, to be collected	235
Total, to be collected	1,234
Financial Asset Acquired with Credit Deterioration [Member] | First Personal Financial Corporation [Member]
2020, accretable yield collected	29
2021, accretable yield collected	$ 21

Note 4 - Loans Receivable - Net

Note 4 - Loans Receivable - Net Fair Value Discount on Loans Receivable Acquired (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2021USD ($)
First Personal Financial Corporation [Member]
Net fair value discount	$ 2,137
First Personal Financial Corporation [Member] | Purchased Credit Impaired Loans [Member]
Net fair value discount	$ 424
Accretable period in months (Month)	32 months
AJS Bancorp, Inc [Member]
Net fair value discount	$ 3,886
AJS Bancorp, Inc [Member] | Purchased Credit Impaired Loans [Member]
Net fair value discount	0
Residential Portfolio Segment [Member] | First Personal Financial Corporation [Member]
Net fair value discount	$ 948
Accretable period in months (Month)	56 months
Residential Portfolio Segment [Member] | AJS Bancorp, Inc [Member]
Net fair value discount	$ 3,734
Accretable period in months (Month)	52 months
Home Equity Portfolio Segment [Member] | First Personal Financial Corporation [Member]
Net fair value discount	$ 51
Accretable period in months (Month)	50 months
Home Equity Portfolio Segment [Member] | AJS Bancorp, Inc [Member]
Net fair value discount	$ 141
Accretable period in months (Month)	32 months
Commercial Real Estate Portfolio Segment [Member] | First Personal Financial Corporation [Member]
Net fair value discount	$ 208
Accretable period in months (Month)	56 months
Commercial Real Estate Portfolio Segment [Member] | AJS Bancorp, Inc [Member]
Net fair value discount	$ 8
Accretable period in months (Month)	9 months
Construction and Land Development Portfolio Segment [Member] | First Personal Financial Corporation [Member]
Net fair value discount	$ 1
Accretable period in months (Month)	30 months
Construction and Land Development Portfolio Segment [Member] | AJS Bancorp, Inc [Member]
Net fair value discount	$ 0
Multifamily Portfolio Segment [Member] | First Personal Financial Corporation [Member]
Net fair value discount	$ 11
Accretable period in months (Month)	48 months
Multifamily Portfolio Segment [Member] | AJS Bancorp, Inc [Member]
Net fair value discount	$ 2
Accretable period in months (Month)	48 months
Consumer Portfolio Segment [Member] | First Personal Financial Corporation [Member]
Net fair value discount	$ 146
Accretable period in months (Month)	50 months
Consumer Portfolio Segment [Member] | AJS Bancorp, Inc [Member]
Net fair value discount	$ 1
Accretable period in months (Month)	5 months
Commercial Portfolio Segment [Member] | First Personal Financial Corporation [Member]
Net fair value discount	$ 348
Accretable period in months (Month)	24 months
Commercial Portfolio Segment [Member] | AJS Bancorp, Inc [Member]
Net fair value discount	$ 0

Note 5 - Foreclosed Real Esta_3

Note 5 - Foreclosed Real Estate - Foreclosed Real Estate (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Foreclosed real estate	$ 491	$ 538
Residential Portfolio Segment [Member]
Foreclosed real estate	281	328
Commercial Business [Member]
Foreclosed real estate	$ 210	$ 210

Note 6 - Intangibles and Acqu_3

Note 6 - Intangibles and Acquisition Related Accounting (Details Textual) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2021	Dec. 31, 2020
Goodwill, Ending Balance	$ 11,109	$ 11,109
Goodwill, Impairment Loss	0	$ 0
AJS Bancorp, Inc [Member]
Goodwill, Ending Balance	2,900
AJS Bancorp, Inc [Member] | Core Deposits [Member]
Finite-Lived Core Deposits, Gross	$ 2,900
Finite-Lived Intangible Asset, Useful Life (Year)	6 years 6 months
First Personal Financial Corporation [Member]
Goodwill, Ending Balance	$ 5,400
First Personal Financial Corporation [Member] | Core Deposits [Member]
Finite-Lived Core Deposits, Gross	$ 3,000
Finite-Lived Intangible Asset, Useful Life (Year)	6 years 4 months 24 days
First Federal Savings and Loan [Member]
Goodwill, Ending Balance	$ 2,000
First Federal Savings and Loan [Member] | Core Deposits [Member]
Finite-Lived Core Deposits, Gross	$ 93
Finite-Lived Intangible Asset, Useful Life (Year)	7 years 10 months 24 days
Liberty Savings Bank [Member]
Goodwill, Ending Balance	$ 804
Liberty Savings Bank [Member] | Core Deposits [Member]
Finite-Lived Core Deposits, Gross	$ 471
Finite-Lived Intangible Asset, Useful Life (Year)	8 years 2 months 12 days

Note 6 - Intangibles and Acqu_4

Note 6 - Intangibles and Acquisition Related Accounting - Annual Amortization (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2021USD ($)
Current period	$ 248
Remainder 2021	746
2022	983
2023	962
2024	919
2025	261
Total	3,871
First Federal Savings and Loan [Member]
Current period	3
Remainder 2021	9
2022	1
2023	0
2024	0
2025	0
Total	10
Liberty Savings Bank [Member]
Current period	14
Remainder 2021	44
2022	58
2023	38
2024	0
2025	0
Total	140
First Personal Financial Corporation [Member]
Current period	119
Remainder 2021	356
2022	475
2023	475
2024	470
2025	0
Total	1,776
AJS Bancorp, Inc [Member]
Current period	112
Remainder 2021	337
2022	449
2023	449
2024	449
2025	261
Total	$ 1,945

Note 8 - Earnings Per Share - R

Note 8 - Earnings Per Share - Reconciliation of Basic and Diluted Earnings per Common Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Net income as reported	$ 4,679	$ 3,192
Weighted average common shares outstanding (in shares)	3,471,604	3,458,505
Basic earnings per common share (in dollars per share)	$ 1.35	$ 0.92
Add: Dilutive effect of assumed stock option exercises (in shares)	0	0
Weighted average common and dilutive potential common shares outstanding (in shares)	3,471,604	3,458,505
Diluted earnings per common share (in dollars per share)	$ 1.35	$ 0.92

Note 9 - Stock Based Compensa_3

Note 9 - Stock Based Compensation (Details Textual) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020	Feb. 17, 2015
Share-based Payment Arrangement, Expense	$ 146	$ 94
Share Based Compensation Expense, Estimated Future Compensation, Total	1,100
Share Based Compensation Expense, Estimated For Remainder of Fiscal Year	407
Share Based Compensation Expense, Estimated For Year One	435
Share Based Compensation Expense, Estimated For Year Two	262
Share Based Compensation Expense, Estimated For Year Three	$ 38
2015 Stock Option and Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in shares)			250,000
2015 Stock Option and Incentive Plan [Member] | Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)	17,716	13,243
2015 Stock Option and Incentive Plan [Member] | Restricted Stock [Member] | Minimum [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period (Year)	3 years
2015 Stock Option and Incentive Plan [Member] | Restricted Stock [Member] | Maximum [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period (Year)	5 years

Note 9 - Stock Based Compensa_4

Note 9 - Stock Based Compensation - Restricted Stock Activity (Details) - $ / shares	3 Months Ended	12 Months Ended
	Mar. 31, 2021	Dec. 31, 2020
Non-vested, shares (in shares)	36,828	30,205
Non-vested, weighted average grant date fair value (in dollars per share)	$ 40.11	$ 35.63
Granted, shares (in shares)	17,716	13,243
Granted, weighted average grant date fair value (in dollars per share)	$ 40.50	$ 44.30
Vested, shares (in shares)	(9,993)	(6,400)
Vested, weighted average grant date fair value (in dollars per share)	$ 36.71	$ 27.50
Forfeited, shares (in shares)	0	(220)
Forfeited, weighted average grant date fair value (in dollars per share)	$ 0	$ 43.65
Non-vested, shares (in shares)	44,551	36,828
Non-vested, weighted average grant date fair value (in dollars per share)	$ 41.03	$ 40.11

Note 12 - Derivative Financia_3

Note 12 - Derivative Financial Instruments - Non-hedging Derivative Financial Instruments (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020	Dec. 31, 2020
Derivative assets, fair vale	$ 3,788		$ 4,012
Derivative liabilities, fair vale	3,391		3,638
Derivative instrument, gain (loss)	10	$ 518
Not Designated as Hedging Instrument [Member]
Derivative, notational amount	94,138		99,150
Interest Rate Swap [Member] | Fees and Service Charges [Member]
Derivative instrument, gain (loss)	(13)	0
Interest Rate Swap [Member] | Other Assets [Member]
Derivative assets, fair vale	3,391		3,638
Interest Rate Swap [Member] | Other Liabilities [Member]
Derivative liabilities, fair vale	3,391		3,638
Interest Rate Swap [Member] | Not Designated as Hedging Instrument [Member]
Derivative, notational amount	72,151		72,707
Interest Rate Lock Commitments [Member] | Gain (Loss) on Sale of Loans Held-for-Sale, Net [Member]
Derivative instrument, gain (loss)	23	$ 518
Interest Rate Lock Commitments [Member] | Other Assets [Member]
Derivative assets, fair vale	397		374
Interest Rate Lock Commitments [Member] | Other Liabilities [Member]
Derivative liabilities, fair vale	0		0
Interest Rate Lock Commitments [Member] | Not Designated as Hedging Instrument [Member]
Derivative, notational amount	$ 21,987		$ 26,443

Note 12 - Derivative Financia_4

Note 12 - Derivative Financial Instruments - Offset Assets (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Gross amount of recognized assets	$ 3,788	$ 4,012
Gross amounts offset in the statements of financial condition	0	0
Net amount of assets presented in the statement of financial condition	3,788	4,012
Financial instruments	0	0
Cash collateral received	0	0
Net amount	3,788	4,012
Interest Rate Swap [Member]
Gross amount of recognized assets	3,391	3,638
Gross amounts offset in the statements of financial condition	0	0
Net amount of assets presented in the statement of financial condition	3,391	3,638
Financial instruments	0	0
Cash collateral received	0	0
Net amount	3,391	3,638
Interest Rate Lock Commitments [Member]
Gross amount of recognized assets	397	374
Gross amounts offset in the statements of financial condition	0	0
Net amount of assets presented in the statement of financial condition	397	374
Financial instruments	0	0
Cash collateral received	0	0
Net amount	$ 397	$ 374

Note 12 - Derivative Financia_5

Note 12 - Derivative Financial Instruments - Offset Liabilities (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Gross amount of recognized liabilities	$ 3,391	$ 3,638
Gross amounts offset in the statement of financial condition	0	0
Net amount of liabilities present in the statement of financial condition	3,391	3,638
Financial instruments	0	0
Cash collateral pledged	3,930	3,930
Net amount	(539)
Net amount		(292)
Interest Rate Swap [Member]
Gross amount of recognized liabilities	3,391	3,638
Gross amounts offset in the statement of financial condition	0	0
Net amount of liabilities present in the statement of financial condition	3,391	3,638
Financial instruments	0	0
Cash collateral pledged	3,930	3,930
Net amount	$ (539)
Net amount		$ (292)

Note 13 - Fair Value (Details T

Note 13 - Fair Value (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Mar. 31, 2021
Other than Temporary Impairment, Credit Losses Recognized in Earnings, Additions, Additional Credit Losses	$ 0
Available-for-sale Securities, Amortized Cost Basis, Total		$ 2,200
Impaired Financing Receivable, Recorded Investment, Total	11,800	12,200
Impaired Financing Receivable, Related Allowance	1,800	1,900
Impaired Financing Receivable, Fair Value	$ 10,000	$ 10,300

Note 13 - Fair Value - Credit L

Note 13 - Fair Value - Credit Loss Roll Forward for Trust Preferred Securities Classified with Other Than Temporary Impairment (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2021USD ($)
Ending balance, December 31, 2020	$ 173
Additions not previously recognized	0
Ending balance, March 31, 2021	$ 173

Note 13 - Fair Value - Assets M

Note 13 - Fair Value - Assets Measured at Fair Value on a Recurring Basis (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Total securities available-for-sale	$ 422,868	$ 410,669
US Government-sponsored Enterprises Debt Securities [Member]
Total securities available-for-sale	12,617
Money Market Funds [Member]
Total securities available-for-sale		52,941
US Treasury Securities [Member]
Total securities available-for-sale	402	7,860
Collateralized Mortgage Obligations and Residential Mortgage Backed Securities [Member]
Total securities available-for-sale	188,122	154,736
US States and Political Subdivisions Debt Securities [Member]
Total securities available-for-sale	220,783	194,203
Collateralized Debt Obligations [Member]
Total securities available-for-sale	944	929
Fair Value, Recurring [Member]
Total securities available-for-sale	422,868	410,669
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Total securities available-for-sale	0	52,941
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Total securities available-for-sale	421,924	356,799
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Total securities available-for-sale	944	929
Fair Value, Recurring [Member] | US Government-sponsored Enterprises Debt Securities [Member]
Total securities available-for-sale	12,617	7,860
Fair Value, Recurring [Member] | US Government-sponsored Enterprises Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Total securities available-for-sale	0	0
Fair Value, Recurring [Member] | US Government-sponsored Enterprises Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Total securities available-for-sale	12,617	7,860
Fair Value, Recurring [Member] | US Government-sponsored Enterprises Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Total securities available-for-sale	0	0
Fair Value, Recurring [Member] | Money Market Funds [Member]
Total securities available-for-sale		52,941
Fair Value, Recurring [Member] | Money Market Funds [Member] | Fair Value, Inputs, Level 1 [Member]
Total securities available-for-sale		52,941
Fair Value, Recurring [Member] | Money Market Funds [Member] | Fair Value, Inputs, Level 2 [Member]
Total securities available-for-sale		0
Fair Value, Recurring [Member] | Money Market Funds [Member] | Fair Value, Inputs, Level 3 [Member]
Total securities available-for-sale		0
Fair Value, Recurring [Member] | US Treasury Securities [Member]
Total securities available-for-sale	402
Fair Value, Recurring [Member] | US Treasury Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Total securities available-for-sale	0
Fair Value, Recurring [Member] | US Treasury Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Total securities available-for-sale	402
Fair Value, Recurring [Member] | US Treasury Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Total securities available-for-sale	0
Fair Value, Recurring [Member] | Collateralized Mortgage Obligations and Residential Mortgage Backed Securities [Member]
Total securities available-for-sale	188,122	154,736
Fair Value, Recurring [Member] | Collateralized Mortgage Obligations and Residential Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Total securities available-for-sale	0	0
Fair Value, Recurring [Member] | Collateralized Mortgage Obligations and Residential Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Total securities available-for-sale	188,122	154,736
Fair Value, Recurring [Member] | Collateralized Mortgage Obligations and Residential Mortgage Backed Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Total securities available-for-sale	0	0
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member]
Total securities available-for-sale	220,783	194,203
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Total securities available-for-sale	0	0
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Total securities available-for-sale	220,783	194,203
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Total securities available-for-sale	0	0
Fair Value, Recurring [Member] | Collateralized Debt Obligations [Member]
Total securities available-for-sale	944	929
Fair Value, Recurring [Member] | Collateralized Debt Obligations [Member] | Fair Value, Inputs, Level 1 [Member]
Total securities available-for-sale	0	0
Fair Value, Recurring [Member] | Collateralized Debt Obligations [Member] | Fair Value, Inputs, Level 2 [Member]
Total securities available-for-sale	0	0
Fair Value, Recurring [Member] | Collateralized Debt Obligations [Member] | Fair Value, Inputs, Level 3 [Member]
Total securities available-for-sale	$ 944	$ 929

Note 13 - Fair Value - Availabl

Note 13 - Fair Value - Available for Sale Securities (Details) - Fair Value, Inputs, Level 3 [Member] - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2021	Dec. 31, 2020
Beginning balance	$ 929	$ 1,076
Principal payments	(5)	(20)
Total unrealized gains (losses), included in other comprehensive income	20	(127)
Ending balance	$ 944	$ 929

Note 13 - Fair Value - Assets_2

Note 13 - Fair Value - Assets Measured on a Nonrecurring Basis (Details) - Fair Value, Nonrecurring [Member] - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Impaired Loans [Member]
Assets, fair value	$ 10,334	$ 10,046
Impaired Loans [Member] | Fair Value, Inputs, Level 1 [Member]
Assets, fair value	0	0
Impaired Loans [Member] | Fair Value, Inputs, Level 2 [Member]
Assets, fair value	0	0
Impaired Loans [Member] | Fair Value, Inputs, Level 3 [Member]
Assets, fair value	10,334	10,046
Foreclosed Real Estate [Member]
Assets, fair value	491	538
Foreclosed Real Estate [Member] | Fair Value, Inputs, Level 1 [Member]
Assets, fair value	0	0
Foreclosed Real Estate [Member] | Fair Value, Inputs, Level 2 [Member]
Assets, fair value	0	0
Foreclosed Real Estate [Member] | Fair Value, Inputs, Level 3 [Member]
Assets, fair value	$ 491	$ 538

Note 13 - Fair Value - Financia

Note 13 - Fair Value - Financial Instruments (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Total securities available-for-sale	$ 422,868	$ 410,669
Interest rate swap agreements	3,788	4,012
Interest rate swap agreements	3,391	3,638
Securities available-for-sale	422,868	410,669
Reported Value Measurement [Member]
Cash and cash equivalents	68,009	19,922
Certificates of deposit in other financial institutions	1,474	1,897
Total securities available-for-sale	422,868	410,669
Loans held-for-sale	4,256	11,329
Loans receivable, net	961,007	954,120
Federal Home Loan Bank stock	3,918	3,918
Interest rate swap agreements	3,391	3,638
Accrued interest receivable	4,997	4,713
Non-interest bearing deposits	286,969	241,620
Interest bearing deposits	1,079,725	1,060,719
Repurchase agreements	15,917	13,711
Interest rate swap agreements	3,391	3,638
Accrued interest payable	45	54
Securities available-for-sale	422,868	410,669
Borrowed funds		6,149
Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	68,009	19,922
Certificates of deposit in other financial institutions	1,522	1,868
Total securities available-for-sale	422,868	410,669
Loans held-for-sale	4,364	11,660
Loans receivable, net	983,783	984,270
Federal Home Loan Bank stock	3,918	3,918
Interest rate swap agreements	3,391	3,638
Accrued interest receivable	4,997	4,713
Non-interest bearing deposits	286,969	241,620
Interest bearing deposits	1,081,621	1,061,294
Repurchase agreements	15,928	13,713
Interest rate swap agreements	3,391	3,638
Accrued interest payable	45	54
Securities available-for-sale	422,868	410,669
Borrowed funds		6,018
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents	68,009	19,922
Certificates of deposit in other financial institutions	0	0
Total securities available-for-sale	0	52,941
Loans held-for-sale	4,364	11,660
Loans receivable, net	0	0
Federal Home Loan Bank stock	0	0
Interest rate swap agreements	0	0
Accrued interest receivable	0	0
Non-interest bearing deposits	286,969	241,620
Interest bearing deposits	797,644	775,891
Repurchase agreements	14,182	11,976
Interest rate swap agreements	0	0
Accrued interest payable	0	0
Securities available-for-sale	0	52,941
Borrowed funds		0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Cash and cash equivalents	0	0
Certificates of deposit in other financial institutions	1,522	1,868
Total securities available-for-sale	421,924	356,799
Loans held-for-sale	0	0
Loans receivable, net	0	0
Federal Home Loan Bank stock	3,918	3,918
Interest rate swap agreements	3,391	3,638
Accrued interest receivable	4,997	4,713
Non-interest bearing deposits	0	0
Interest bearing deposits	283,977	285,403
Repurchase agreements	1,746	1,737
Interest rate swap agreements	3,391	3,638
Accrued interest payable	45	54
Securities available-for-sale	421,924	356,799
Borrowed funds		6,018
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Cash and cash equivalents	0	0
Certificates of deposit in other financial institutions	0	0
Total securities available-for-sale	944	929
Loans held-for-sale	0	0
Loans receivable, net	983,783	984,270
Federal Home Loan Bank stock	0	0
Interest rate swap agreements	0	0
Accrued interest receivable	0	0
Non-interest bearing deposits	0	0
Interest bearing deposits	0	0
Repurchase agreements	0	0
Interest rate swap agreements	0	0
Accrued interest payable	0	0
Securities available-for-sale	$ 944	929
Borrowed funds		$ 0