Finward Bancorp (FNWD) 10-Q 11 Aug 23 2023 Q2 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	6 Months Ended
	Jun. 30, 2023	Aug. 11, 2023
Document Information [Line Items]
Entity Central Index Key	0000919864
Entity Registrant Name	Finward Bancorp
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	Q2
Document Fiscal Year Focus	2023
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Jun. 30, 2023
Document Transition Report	false
Entity File Number	0-26128
Entity Incorporation, State or Country Code	IN
Entity Tax Identification Number	35-1927981
Entity Address, Address Line One	9204 Columbia Avenue
Entity Address, City or Town	Munster
Entity Address, State or Province	IN
Entity Address, Postal Zip Code	46321
City Area Code	219
Local Phone Number	836‑4400
Title of 12(b) Security	Common stock, no par value
Trading Symbol	FNWD
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		4,303,766

Consolidated Balance Sheet (Cur

Consolidated Balance Sheet (Current Period Unaudited) - USD ($) $ in Thousands		Jun. 30, 2023	Dec. 31, 2022
ASSETS
Cash and non-interest bearing deposits in other financial institutions		$ 23,210	$ 19,965
Interest bearing deposits in other financial institutions		89,706	11,210
Federal funds sold		2,757	107
Total cash and cash equivalents		115,673	31,282
Certificates of deposit in other financial institutions		0	2,456
Securities available-for-sale		368,136	370,896
Loans held-for-sale		1,832	1,543
Loans receivable, net of deferred fees and costs		1,534,161	1,513,631
Less: allowance for credit losses (1)	[1]	(19,507)	(12,897)
Net loans receivable		1,514,654	1,500,734
Federal Home Loan Bank stock		6,547	6,547
Accrued interest receivable		7,714	7,421
Premises and equipment		39,204	40,212
Cash value of bank owned life insurance		32,316	31,936
Goodwill		22,395	22,395
Other intangible assets		4,015	4,794
Other assets		48,732	50,123
Total assets		2,161,218	2,070,339
Deposits:
Non-interest bearing		315,671	359,092
Interest bearing		1,479,476	1,415,925
Total deposits		1,795,147	1,775,017
Repurchase agreements		46,402	15,503
Borrowed funds		150,000	120,000
Accrued expenses and other liabilities		32,919	23,426
Total liabilities		2,024,468	1,933,946
Commitments and contingencies
Stockholders' Equity:
Preferred stock, no par or stated value; 10,000,000 shares authorized, none outstanding		0	0
Common stock, no par or stated value; 10,000,000 shares authorized; shares issued and outstanding: June 30, 2023 - 4,303,766 December 31, 2022 - 4,298,401		0	0
Additional paid-in capital		69,384	69,032
Accumulated other comprehensive loss		(60,185)	(64,300)
Retained earnings		127,551	131,661
Total stockholders' equity		136,750	136,393
Total liabilities and stockholders' equity		$ 2,161,218	$ 2,070,339
[1]See note 3 regarding adoption of ASC 326

Consolidated Balance Sheet (C_2

Consolidated Balance Sheet (Current Period Unaudited) (Parentheticals) - $ / shares $ / shares in Thousands	Jun. 30, 2023	Dec. 31, 2022
Preferred stock, par value (in dollars per share)	$ 0	$ 0
Preferred stock, shares authoirzed (in shares)	10,000,000	10,000,000
Preferred stock, shares outstanding (in shares)	0	0
Common stock, no par or stated value (in dollars per share)	$ 0	$ 0
Common stock, authorized (in shares)	10,000,000	10,000,000
Common stock, issued (in shares)	4,303,766	4,298,401
Common stock, outstanding (in shares)	4,303,766	4,298,401

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Interest income:
Loans receivable		$ 18,694	$ 15,221	$ 36,320	$ 28,507
Securities		2,303	2,469	4,606	5,066
Other interest earning assets		616	50	823	61
Total interest income		21,613	17,740	41,749	33,634
Interest expense:
Deposits		6,105	389	10,192	726
Repurchase agreements		330	26	451	42
Borrowed funds		1,139	27	2,399	33
Total interest expense		7,574	442	13,042	801
Net interest income		14,039	17,298	28,707	32,833
Provision for credit losses (1)	[1]	514	0	1,002	0
Net interest income after provision for credit losses		13,525	17,298	27,705	32,833
Noninterest income:
Fees and service charges		1,832	1,560	3,143	2,864
Wealth management operations		626	588	1,240	1,183
Gain on sale of loans held-for-sale, net		274	291	537	898
Increase in cash value of bank owned life insurance		201	193	380	445
(Loss) gain on sale of foreclosed real estate		(15)	0	(15)	0
(Loss) gain on sale of securities, net		(48)	258	(48)	639
Other		136	6	377	11
Total noninterest income		3,006	2,896	5,614	6,040
Noninterest expense:
Compensation and benefits		7,098	7,538	14,636	14,905
Occupancy and equipment		1,636	1,729	3,326	3,229
Data processing		1,407	1,246	2,380	4,300
Federal deposit insurance premiums		572	380	1,037	599
Marketing		159	385	414	1,036
Other		3,123	3,898	6,429	7,376
Total noninterest expense		13,995	15,176	28,222	31,445
Income before income tax expenses		2,536	5,018	5,097	7,428
Income tax expenses		98	587	419	862
Net income		$ 2,438	$ 4,431	$ 4,678	$ 6,566
Earnings per common share:
Basic (in dollars per share)		$ 0.57	$ 1.04	$ 1.10	$ 1.60
Diluted (in dollars per share)		0.57	1.04	1.10	1.59
Dividends declared per common share (in dollars per share)		$ 0.31	$ 0.31	$ 0.62	$ 0.62
[1]See note 3 regarding adoption of ASC 326

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Loss) (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Net income	$ 2,438	$ 4,431	$ 4,678	$ 6,566
Net change in net unrealized gains and losses on securities available-for-sale:
Unrealized gain (loss) arising during the period	(5,703)	(30,521)	5,354	(77,910)
Less: reclassification adjustment for losses (gains) included in net income	48	(258)	48	(639)
Net securities gain (loss) during the period	(5,655)	(30,779)	5,402	(78,549)
Tax effect	1,365	6,460	(1,287)	16,492
Other comprehensive income (loss), net of tax	(4,290)	(24,319)	4,115	(62,057)
Comprehensive income (loss), net of tax	$ (1,852)	$ (19,888)	$ 8,793	$ (55,491)

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholder's Equity (Unaudited) - USD ($) $ in Thousands	Cumulative Effect, Period of Adoption, Adjustment [Member] Common Stock [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member] Additional Paid-in Capital [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member] AOCI Attributable to Parent [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member] Retained Earnings [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member]	Common Stock [Member]	Additional Paid-in Capital [Member]	AOCI Attributable to Parent [Member]	Retained Earnings [Member]	Total
Balance at Dec. 31, 2021						$ 0	$ 30,430	$ 4,276	$ 121,909	$ 156,615
Net income						0	0	0	6,566	6,566
Other comprehensive income (loss), net of tax						0	0	(62,057)	0	(62,057)
Net surrender value of restricted stock awards						0	(120)	0	0	(120)
Stock-based compensation expense						0	332	0	0	332
Other adjustments						0	79	0	0	79
Cash dividends						0	0	0	(2,663)	(2,663)
Issuance of 795,423 shares at $47.75 per share, for acquisition of Royal Financial, Inc						0	37,902	0	0	37,902
Balance at Jun. 30, 2022						0	68,623	(57,781)	125,812	136,654
Balance at Mar. 31, 2022						0	68,386	(33,462)	122,713	157,637
Net income						0	0	0	4,431	4,431
Other comprehensive income (loss), net of tax								(24,319)		(24,319)
Net surrender value of restricted stock awards							(5)			(5)
Stock-based compensation expense						0	163	0	0	163
Other adjustments						0	79	0	0	79
Cash dividends						0	0	0	(1,332)	(1,332)
Balance at Jun. 30, 2022						0	68,623	(57,781)	125,812	136,654
Balance (Accounting Standards Update 2016-13 [Member]) at Dec. 31, 2022	$ 0	$ 0	$ 0	$ (6,118)	$ (6,118)
Balance at Dec. 31, 2022						0	69,032	(64,300)	131,661	136,393
Net income						0	0	0	4,678	4,678
Other comprehensive income (loss), net of tax						0	0	4,115	0	4,115
Net surrender value of restricted stock awards						0	(196)	0	0	(196)
Stock-based compensation expense						0	548	0	0	548
Cash dividends						0	0	0	(2,670)	(2,670)
Balance at Jun. 30, 2023						0	69,384	(60,185)	127,551	136,750
Balance at Mar. 31, 2023						0	69,182	(55,895)	126,449	139,736
Net income						0	0	0	2,438	2,438
Other comprehensive income (loss), net of tax						0	0	(4,290)	0	(4,290)
Net surrender value of restricted stock awards							(39)			(39)
Stock-based compensation expense						0	241	0	0	241
Cash dividends						0	0	0	(1,336)	(1,336)
Balance at Jun. 30, 2023						$ 0	$ 69,384	$ (60,185)	$ 127,551	$ 136,750

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Stockholder's Equity (Unaudited) (Parentheticals) - $ / shares	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Shares of restricted stock awards surrendered (in shares)	1,496	113	5,684	2,449
Cash dividends per share (in dollars per share)	$ 0.31	$ 0.31	$ 0.31	$ 0.31
Acquisition, shares issued (in shares)				795,423
Shares issued, price per share (in dollars per share)		$ 47.75		$ 47.75

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands		6 Months Ended
		Jun. 30, 2023	Jun. 30, 2022
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income		$ (4,678)	$ (6,566)
Adjustments to reconcile net income to net cash provided by operating activities:
Origination of loans for sale		(19,346)	(29,179)
Sale of loans originated for sale		19,541	33,506
Depreciation and amortization, net of accretion		3,316	3,121
Stock based compensation expense		548	332
Loss (gain) on sale of securities, net		48	(639)
Gain on sale of loans held-for-sale, net		(488)	(966)
Gain on cash value of bank owned life insurance		(380)	(445)
(Gain) loss on derivatives		(49)	68
Provision for credit losses (1)	[1]	1,002	0
Net change in:
Interest receivable		(293)	388
Other assets		2,216	(3,038)
Accrued expenses and other liabilities		6,354	(3,824)
Total adjustments		12,469	11,584
Net cash provided by operating activities		17,147	5,890
CASH FLOWS FROM INVESTING ACTIVITIES:
Proceeds from maturities of certificates of deposit in other financial institutions		2,456	472
Proceeds from maturities and pay downs of securities available-for-sale		7,145	15,596
Proceeds from sales of securities available-for-sale		352	43,775
Purchase of securities available-for-sale		(123)	(11,713)
Proceeds from bank owned life insurance		0	314
Net change in loans receivable		(20,294)	(54,178)
Proceeds of Federal Home Loan Bank Stock		0	1,512
Purchase of loans receivable		0	(2,663)
Purchase of premises and equipment, net		(458)	(2,081)
Cash and cash equivalents from acquisition activity, net		0	33,799
Net cash provided by (used in) investing activities		(10,922)	24,833
CASH FLOWS FROM FINANCING ACTIVITIES:
Change in deposits		20,130	7,978
Proceeds from borrowed funds		150,000	0
Repayment of borrowed funds		(120,000)	0
Net surrender value of restricted stock awards		(196)	(120)
Change in repurchase agreements		30,899	9,955
Dividends paid		(2,667)	(2,410)
Net cash provided by financing activities		78,166	15,403
Net change in cash and cash equivalents		84,391	46,126
Cash and cash equivalents at beginning of period		31,282	33,176
Cash and cash equivalents at end of period		115,673	79,302
SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION:
Interest		11,748	781
Income taxes		250	1,157
Fair value of assets acquired, including cash and cash equivalents		0	528,321
Value of goodwill and other intangible assets		0	14,726
Fair value of liabilities assumed		0	486,341
Cash paid for acquisition		0	18,725
Issuance of common stock for acquisition		0	37,981
Noncash activities:
Dividends declared not paid		1,336	1,332
Accounting Standards Update 2016-13 [Member]
Noncash activities:
Initial recoginition of ASU 2016-13		$ 8,266	$ 0
[1]See note 3 regarding adoption of ASC 326

Note 1 - Basis of Presentation

Note 1 - Basis of Presentation	6 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Basis of Accounting [Text Block]	Note 1 Organization and Description of Business The consolidated financial statements include the accounts of Finward Bancorp (the “Bancorp” or “FNWD”), its wholly-owned subsidiaries NWIN Risk Management, Inc. (a captive insurance subsidiary) and Peoples Bank (the “Bank”), and the Bank’s wholly-owned subsidiaries, Peoples Service Corporation, NWIN, LLC, NWIN Funding, Incorporated, and Columbia Development Company, LLC. The Bancorp’s business activities include being a holding company for the Bank as well as a holding company for NWIN Risk Management, Inc. The Bancorp’s earnings are primarily dependent upon the earnings of the Bank. The accompanying unaudited consolidated financial statements were prepared in accordance with instructions for Form 10 not June 30, 2023, December 31, 2022, three six June 30, 2023, 2022, six June 30, 2023, 2022. six June 30, 2023, not The Notes to the Consolidated Financial Statements appearing in Finward Bancorp’s Annual Report on Form 10 2022 December 31, 2022, not no

Note 2 - Use of Estimates

Note 2 - Use of Estimates	6 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Use of Estimates [Text Block]	Note 2 Preparing financial statements in conformity with U.S. generally accepted accounting principles requires management to make estimates and assumptions that affect the reported amounts of assets, liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of revenue and expenses during the reporting period, as well as the disclosures provided. Actual results could differ from those estimates. Estimates associated with the allowance for loan losses, fair values of foreclosed real estate, loan servicing rights, investment securities, deferred tax assets, goodwill, and the status of contingencies are particularly susceptible to material change in the near term.

Note 3 - Change in Accounting P

Note 3 - Change in Accounting Principles	6 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Accounting Standards Update and Change in Accounting Principle [Text Block]	Note 3 Change in Accounting Principles In June 2016, 2016 13, October 2019, December 15, 2022, January 1, 2023. first January 1, 2023, No. 2016 13 Upon adopting ASU 2016 13, not January 1, 2023, The main drivers of the day one As Reported Under (Dollars in thousands) Pre-ASC 326 Adoption Impact of ASC 326 ASC 326 Allowance for credit losses December 31, 2022 Adoption January 1, 2023 Residential real estate $ 3,021 $ 2,223 $ 5,244 Home equity 410 128 538 Commercial real estate 5,784 1,446 7,230 Construction and land development 1,253 1,735 2,988 Multifamily 1,007 141 1,148 Farmland - - - Commercial business 1,365 325 1,690 Consumer 57 22 79 Manufactured homes - 112 112 Government - 55 55 Total allowance for credit losses on loans $ 12,897 $ 6,187 $ 19,084 Accrued expenses and other liabilities - 3,108 3,108 Total allowance for credit losses $ 12,897 $ 9,295 $ 22,192 In March 2022, 2022 02, 326 2022 02 December 15, 2022, 2022 02 January 1, 2023.

Note 4 - Upcoming Accounting St

Note 4 - Upcoming Accounting Standards	6 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Description of Upcoming Accounting Pronouncements [Text Block]	Note 4 In March 2020, No. 2020 04 848 January 2021, 2021 01 848 December 2022, No. 2022 06 848. 848 may 848 December 31, 2022 December 31, 2024. 2020 04, 2021 01 2022 06, not In June 2022, No. 2022 03 820 not not December 15, 2023. 2022 03 not In March 2023, No. 2023 02 323 December 15, 2023. 2023 02

Note 5 - Acquisition Activity

Note 5 - Acquisition Activity	6 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Business Combination Disclosure [Text Block]	Note 5 On January 31, 2022, July 28, 2021 ( December 13, 2021. Under the terms of the merger agreement, RYFL stockholders who owned 101 no As a result of RYFL stockholder stock and cash elections and the related allocation and proration provisions of the merger agreement, the Bancorp issued 795,423 shares of its common stock and paid cash consideration of approximately $18.7 million in the Merger. Based on the January 28, 2022, eight Under the acquisition method of accounting, the total purchase price is allocated to net tangible and intangible assets based on their current estimated fair values on the date of the acquisition. Based on the valuations of the fair value of tangible and intangible assets acquired and liabilities assumed, which are based on estimates and assumptions that are subject to change, the final purchase price for the RYFL acquisition is allocated as follows: ASSETS LIABILITIES Cash and due from banks $ 52,524 Deposits Investment securities, available for sale - Non-interest bearing $ 32,095 Certificate of deposit in other financial institutions 245 NOW accounts 63,639 Savings and money market 184,149 Total Loans 450,757 Certificates of deposits 195,153 Total Deposits 475,036 Premises and equipment, net 13,896 FHLB stock 1,303 Interest payable 75 Goodwill 11,286 Other liabilities 11,228 Core deposit intangible 3,220 Interest receivable 1,836 Other assets 7,978 Total assets purchased $ 543,045 Common shares issued 37,981 Cash paid 18,725 Total purchase price $ 56,706 Total liabilities assumed $ 486,339 During the year-ended December 31, 2022, not Goodwill of approximately $11.5 million, which is the excess of the acquisition consideration over the fair value of net assets acquired, has been recorded in the RYFL acquisition and is the result of expected operational synergies and other factors. This goodwill is not Gross loans acquired during the RYFL transaction totaled $456.7 million. The following pro-forma and earnings (unaudited) of the combined company are presented as if the RYFL merger had occurred on January 1, 2023, January 1, 2022: For the three months ended For the three months ended For the six months ended For the six months ended (in thousands) June 30, 2023 June 30, 2022 June 30, 2023 June 30, 2022 Selected Financial Data Interest income $ 21,613 $ 17,740 $ 41,749 $ 35,329 Interest expense (7,574 ) (442 ) (13,042 ) (902 ) Provision for loan losses (514 ) - (1,002 ) - Non-interest income 3,006 2,896 5,614 6,179 Non-interest expense (1) (13,995 ) (15,176 ) (28,222 ) (29,573 ) Income before provision for income taxes 2,536 5,018 5,097 11,033 Income tax expense (98 ) (587 ) (419 ) (1,619 ) Net income $ 2,438 $ 4,431 $ 4,678 $ 9,414 Earnings per common share: Basic $ 0.57 $ 1.04 $ 1.10 $ 2.29 Diluted $ 0.57 $ 1.04 $ 1.10 $ 2.28 ( 1 six June 30, 2022. For the six June 30, 2023, $2.9 one (in thousands) Six months ended Noninterest expense: June 30, 2022 Compensation and benefits $ 132 Data processing 1,929 Marketing 135 Other 656 Period merger expense $ 2,852

Note 6 - Securities

Note 6 - Securities	6 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	Note 6 The estimated fair value of available-for-sale securities and the related gross unrealized gains and losses recognized in accumulated other comprehensive income were as follows: (Dollars in thousands) Gross Gross Estimated Cost Unrealized Unrealized Fair Basis Gains Losses Value June 30, 2023 U.S. government sponsored entities $ 8,883 $ - $ (1,210 ) 7,673 U.S. treasury securities 124 - - 124 Collateralized mortgage obligations and residential mortgage-backed securities 155,959 - (28,298 ) 127,661 Municipal securities 280,176 1 (48,574 ) 231,603 Collateralized debt obligations 2,173 - (1,098 ) 1,075 Total securities available-for-sale $ 447,315 $ 1 $ (79,180 ) $ 368,136 (Dollars in thousands) Gross Gross Estimated Cost Unrealized Unrealized Fair Basis Gains Losses Value December 31, 2022 U.S. government sponsored entities $ 8,883 $ - $ (1,258 ) $ 7,625 U.S. treasury securities 389 - - 389 Collateralized mortgage obligations and residential mortgage-backed securities 163,000 - (28,884 ) 134,116 Municipal securities 281,032 7 (53,321 ) 227,718 Collateralized debt obligations 2,173 - (1,125 ) 1,048 Total securities available-for-sale $ 455,477 $ 7 $ (84,588 ) $ 370,896 The cost basis and estimated fair value of available-for-sale debt securities at June 30, 2023, not (Dollars in thousands) Available-for-sale Estimated Cost Fair June 30, 2023 Basis Value Due in one year or less $ 814 $ 811 Due from one to five years 6,673 5,912 Due from five to ten years 19,998 18,291 Due over ten years 263,871 215,461 Collateralized mortgage obligations and residential mortgage-backed securities 155,959 127,661 Total $ 447,315 $ 368,136 Sales of available-for-sale securities were as follows for the three (Dollars in thousands) June 30, June 30, 2023 2022 Proceeds $ 352 $ 27,539 Gross gains - 289 Gross losses (48 ) (20 ) Sales of available-for-sale securities were as follows for the six (Dollars in thousands) June 30, June 30, 2023 2022 Proceeds $ 352 $ 43,775 Gross gains - 692 Gross losses (48 ) (53 ) Accumulated other comprehensive income/(loss) balances, net of tax, related to available-for-sale securities, were as follows: (Dollars in thousands) Unrealized Ending balance, March 31, 2022 $ (33,462 ) Current period change (24,319 ) Ending balance, June 30, 2022 $ (57,781 ) (Dollars in thousands) Unrealized Ending balance, March 31, 2023 $ (55,895 ) Current period change (4,290 ) Ending balance, June 30, 2023 $ (60,185 ) (Dollars in thousands) Unrealized Ending balance, December 31, 2021 $ 4,276 Current period change (62,057 ) Ending balance, June 30, 2022 $ (57,781 ) (Dollars in thousands) Unrealized Ending balance, December 31, 2022 $ (64,300 ) Current period change 4,115 Ending balance, June 30, 2023 $ (60,185 ) Securities with market values of approximately $313.0 million and $223.7 million were pledged as of June 30, 2023 December 31, 2022, Securities with gross unrealized losses at June 30, 2023, December 31, 2022 not Less than 12 months 12 months or longer Total Estimated Estimated Estimated Percentage of Fair Unrealized Fair Unrealized Fair Unrealized Total Portfolio Value Losses Value Losses Value Losses in Loss Position June 30, 2023 U.S. government sponsored entities $ - $ - $ 7,673 $ (1,210 ) $ 7,673 $ (1,210 ) 100.0 % Collateralized mortgage obligations and residential mortgage-backed securities 3,063 (166 ) 124,598 (28,132 ) 127,661 (28,298 ) 100.0 % Municipal securities 14,099 (222 ) 216,964 (48,352 ) 231,063 (48,574 ) 99.8 % Collateralized debt obligations - - 1,075 (1,098 ) 1,075 (1,098 ) 100.0 % Total temporarily impaired $ 17,162 $ (388 ) $ 350,310 $ (78,792 ) $ 367,472 $ (79,180 ) 99.8 % Number of securities 27 420 447 (Dollars in thousands) Less than 12 months 12 months or longer Total Estimated Estimated Estimated Percentage of Fair Unrealized Fair Unrealized Fair Unrealized Total Portfolio Value Losses Value Losses Value Losses in Loss Position December 31, 2022 U.S. government sponsored entities $ - $ - $ 7,625 $ (1,258 ) $ 7,625 $ (1,258 ) 100.0 % Collateralized mortgage obligations and residential mortgage-backed securities 32,700 (4,955 ) 101,416 (23,929 ) 134,116 (28,884 ) 100.0 % Municipal securities 171,581 (35,935 ) 52,961 (17,386 ) 224,542 (53,321 ) 98.6 % Collateralized debt obligations - - 1,048 (1,125 ) 1,048 (1,125 ) 100.0 % Total temporarily impaired $ 204,281 $ (40,890 ) $ 163,050 $ (43,698 ) $ 367,331 $ (84,588 ) 99.0 % Number of securities 311 135 446 Unrealized losses on securities have not At June 30, 2023, not Accrued interest receivable on AFS debt securities totaled $2.4 million at June 30, 2023,

Note 7 - Loans Receivable

Note 7 - Loans Receivable	6 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	Note 7 The Bancorp’s current lending programs are described below: Residential Real Estate. 80% 97% not Fixed rate loans currently originated generally conform to Freddie Mac guidelines for loans purchased by the Single Family Division. Loan interest rates are determined based on secondary market yield requirements and local market conditions. Fixed rate mortgage loans with contractual maturities generally exceeding fifteen may The Bancorp’s Adjustable Rate Mortgage Loans (“ARMs”) include offerings that reprice annually or are “mini-fixed.” The “mini‑fixed” mortgage reprices annually after a one, three, five, seven ten Home Equity Line of Credit. second second Fixed term home improvement and equity loans are made up to a maximum of 85% of the appraised value of the improved property, less any outstanding liens. These loans are offered on both a fixed and variable rate basis with a maximum term of 240 months. All home equity loans are made on a direct basis to borrowers. Commercial Real Estate and Multifamily Loans. 15 15 seven ten While commercial real estate lending is generally considered to involve a higher degree of risk than single‑family residential lending due to the concentration of principal in a limited number of loans and the effects of general economic conditions on real estate developers and managers, the Bancorp has endeavored to reduce this risk in several ways. In originating commercial real estate loans, the Bancorp considers the feasibility of the project, the financial strength of the borrowers and lessees, the managerial ability of the borrowers, the location of the project and the economic environment. Management evaluates the debt coverage ratio and analyzes the reliability of cash flows, as well as the quality of earnings. All such loans are made in accordance with well-defined underwriting standards and are generally supported by personal guarantees, which represent a secondary source of repayment. Loans for the construction of commercial properties are generally located within an area permitting physical inspection and regular review of business records. Projects financed outside of the Bancorp’s primary lending area generally involve borrowers and guarantors who are or were previous customers of the Bancorp or projects that are underwritten according to the Bank’s underwriting standards. Construction and Land Development. six one Loans are also made for the construction of commercial properties. All such loans are made in accordance with well-defined underwriting standards. Generally if the loans are not not not two Commercial Business and Farmland Loans. not Consumer Loans. Manufactured Homes. third 25 Government Loans. Loans receivable are summarized below: (Dollars in thousands) June 30, 2023 December 31, 2022 Loans secured by real estate: Residential real estate $ 480,791 $ 484,595 Home equity 43,153 38,978 Commercial real estate 501,759 486,431 Construction and land development 123,655 108,926 Multifamily 240,647 251,014 Total loans secured by real estate 1,390,005 1,369,944 Commercial business 95,796 93,278 Consumer 667 918 Manufactured homes 32,669 34,882 Government 10,646 9,549 Loans receivable 1,529,783 1,508,571 Add (less): Net deferred loan origination costs 4,449 5,083 Undisbursed loan funds (71 ) (23 ) Loans receivable, net of deferred fees and costs.. $ 1,534,161 $ 1,513,631 The Bancorp's age analysis of past due loans is summarized below: (Dollars in thousands) 30-59 Days Past Due 60-89 Days Past Due Greater Than 90 Days Past Due and Accruing Total Past Due and Accruing Current Accruing Loans Non-accrual Loans Total Loans Receivable June 30, 2023 Residential real estate $ 3,585 $ 1,295 $ 255 $ 5,135 $ 470,343 $ 475,478 $ 5,313 $ 480,791 Home equity 32 104 - 136 42,399 42,535 618 43,153 Commercial real estate 187 1,938 - 2,125 498,107 500,232 1,527 501,759 Construction and land development. 5,032 - - 5,032 118,044 123,076 579 123,655 Multifamily 701 - - 701 238,506 239,207 1,440 240,647 Commercial business 208 - - 208 92,996 93,204 2,592 95,796 Consumer - - - - 665 665 2 667 Manufactured homes 924 195 - 1,119 31,550 32,669 - 32,669 Government - - - - 10,646 10,646 - 10,646 Total $ 10,669 $ 3,532 $ 255 $ 14,456 $ 1,503,256 $ 1,517,712 $ 12,071 $ 1,529,783 December 31, 2022 Residential real estate $ 3,758 $ 2,520 $ 166 $ 6,444 $ 472,804 $ 479,248 $ 5,347 $ 484,595 Home equity 315 42 - 357 38,027 38,384 594 38,978 Commercial real estate 1,399 150 - 1,549 481,640 483,189 3,242 486,431 Construction and land development. 2,673 - - 2,673 106,253 108,926 - 108,926 Multifamily 1,724 616 - 2,340 241,610 243,950 7,064 251,014 Commercial business 1,775 - - 1,775 89,622 91,397 1,881 93,278 Consumer 3 - - 3 915 918 - 918 Manufactured homes 601 256 82 939 33,943 34,882 - 34,882 Government - - - - 9,549 9,549 - 9,549 Total $ 12,248 $ 3,584 $ 248 $ 16,080 $ 1,474,363 $ 1,490,443 $ 18,128 $ 1,508,571 The following table shows the amortized cost of loans, segregated by portfolio segment, credit quality rating and year of origination as of June 30, 2023, six June 30, 2023. June 30, 2023 2023 2022 2021 2020 2019 Prior Revolving Revolving Converted to Term Total Total Loans Receivable $ 80,571 $ 330,080 $ 344,988 $ 258,161 $ 121,168 $ 306,931 $ 87,528 $ 356 $ 1,529,783 Total Current period gross writeoff $ (40 ) $ (110 ) $ - $ (322 ) $ (11 ) $ (372 ) $ - $ - (855 ) Residential real estate Pass (1-6) $ 9,945 $ 85,854 $ 101,569 $ 121,368 $ 25,420 $ 126,491 $ 2,668 $ - $ 473,315 Special Mention (7) - - - - - 1,150 - - 1,150 Substandard (8) - 399 256 492 552 4,627 - - 6,326 Total $ 9,945 $ 86,253 $ 101,825 $ 121,860 $ 25,972 $ 132,268 $ 2,668 $ - $ 480,791 Current period gross writeoff - - - - - - - - - Home equity Pass (1-6) $ 61 $ 118 $ 107 $ 17 $ 73 $ 2,255 $ 39,370 $ 356 $ 42,357 Special Mention (7) - - - - - 52 114 - 166 Substandard (8) - 173 - - - 151 306 - 630 Total $ 61 $ 291 $ 107 $ 17 $ 73 $ 2,458 $ 39,790 $ 356 $ 43,153 Current period gross writeoff - - - - - - - - - Commercial real estate Pass (1-6) $ 33,789 $ 120,097 $ 100,537 $ 57,157 $ 58,319 $ 120,024 $ 4,085 $ - $ 494,008 Special Mention (7) - 74 - 1,313 1,148 1,815 144 - 4,494 Substandard (8) - 1,208 92 240 - 1,717 - - 3,257 Total $ 33,789 $ 121,379 $ 100,629 $ 58,710 $ 59,467 $ 123,556 $ 4,229 $ - $ 501,759 Current period gross writeoff - - - - - (372 ) - - (372 ) Construction and land development Pass (1-6) $ 20,127 $ 45,761 $ 32,364 $ 1,934 $ 8,831 $ 519 $ 7,760 $ - $ 117,296 Special Mention (7) 168 - 3,559 2,053 - - - - 5,780 Substandard (8) - 579 - - - - - - 579 Total $ 20,295 $ 46,340 $ 35,923 $ 3,987 $ 8,831 $ 519 $ 7,760 $ - $ 123,655 Current period gross writeoff - - - - - - - - - Multifamily Pass (1-6) $ 8,461 $ 54,610 $ 81,019 $ 56,920 $ 14,479 $ 22,860 $ 182 $ - $ 238,531 Special Mention (7) - - - - - 676 - - 676 Substandard (8) - 901 - - - 539 - - 1,440 Total $ 8,461 $ 55,511 $ 81,019 $ 56,920 $ 14,479 $ 24,075 $ 182 $ - $ 240,647 Current period gross writeoff - - - - - - - - - Commercial business Pass (1-6) $ 5,937 $ 16,220 $ 10,542 $ 6,763 $ 6,525 $ 14,003 $ 32,552 $ - $ 92,542 Special Mention (7) - - 66 - 140 456 - - 662 Substandard (8) - - 207 144 4 1,890 347 - 2,592 Total $ 5,937 $ 16,220 $ 10,815 $ 6,907 $ 6,669 $ 16,349 $ 32,899 $ - $ 95,796 Current period gross writeoff - (110 ) - (322 ) (11 ) - - - (443 ) Consumer Pass (1-6) $ 193 $ 111 $ 148 $ 13 $ 25 $ 177 $ - $ - $ 667 Substandard (8) - - - 2 - - - - 2 Total $ 193 $ 111 $ 148 $ 13 $ 25 $ 177 $ - $ - $ 667 Current period gross writeoff (40 ) - - - - - - - (40 ) Manufactured homes Pass (1-6) $ - $ 1,975 $ 13,000 $ 9,747 $ 5,652 $ 2,295 $ - $ - $ 32,669 Total $ - $ 1,975 $ 13,000 $ 9,747 $ 5,652 $ 2,295 $ - $ - $ 32,669 Current period gross writeoff - - - - - - - - - Government Pass (1-6) $ 1,890 $ 2,000 $ 1,522 $ - $ - $ 5,234 $ - $ - $ 10,646 Total $ 1,890 $ 2,000 $ 1,522 $ - $ - $ 5,234 $ - $ - $ 10,646 Current period gross writeoff - - - - - - - - - December 31, 2022 (Dollars in thousands) 1 6 7 8 Loan Segment Pass Special mention Substandard Total Residential real estate $ 477,222 $ 1,338 $ 6,035 $ 484,595 Home equity 37,981 385 612 38,978 Commercial real estate 474,055 4,955 7,421 486,431 Construction and land development 106,580 2,346 - 108,926 Multifamily 242,091 1,859 7,064 251,014 Commercial business 90,694 703 1,881 93,278 Consumer 918 - - 918 Manufactured homes 34,882 - - 34,882 Government 9,549 - - 9,549 Total $ 1,473,972 $ 11,586 $ 23,013 $ 1,508,571 The Bancorp has established a standard loan grading system to assist management, lenders and review personnel in their analysis and supervision of the loan portfolio. The use and application of these grades by the Bancorp is uniform and conforms to regulatory definitions. The loan grading system is as follows: 1 Superior Quality Loans in this category are substantially risk free. Loans fully collateralized by a Bank certificate of deposit or Bank deposits with a hold are substantially risk free. 2 Excellent Quality The borrower generates excellent and consistent cash flow for debt coverage, excellent average credit scores, excellent liquidity and net worth and are reputable operators with over 15 3 Great Quality The borrower generates more than sufficient cash flow to fund debt service and cash flow is improving. Average credit scores are very strong. Operators are reputable with significant years of experience. Liquidity, net worth, current and debt to tangible net worth ratios are very strong. Loan to value is significantly below policy and collateral condition is significantly above average. 4 Above Average Quality The borrower generates more than sufficient cash flow to fund debt service but cash flow trends may 5 Average Quality Borrowers are considered creditworthy and can repay the debt in the normal course of business, however, cash flow trends may 6 Pass Borrowers are considered credit worthy but financial condition may may may 7 Special Mention A special mention asset has identified weaknesses that deserve Management’s close attention. If left uncorrected, these weaknesses may not not Loans in this category may may may may 1:1. may may may may may may 8 Substandard This classification consists of loans which are inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged. Financial statements normally reveal some or all of the following: poor trends, lack of earnings and cash flow, excessive debt, lack of liquidity, and the absence of creditor protection. Loans are still considered collectible, but due to increased risks and defined weaknesses of the credit, some loss could be incurred in collection if the deficiencies are not 9 Doubtful Such loans have been placed on nonaccrual status and may 10 Loss Loans that are considered uncollectible and of such little value that continuing to carry them as assets is not Performing loans are loans that are paying as agreed and are approximately less than ninety Non-performing loans include those loans that are 90 been placed on non-accrual status. Loan Modification Disclosures Pursuant to ASU 2022 02 The following table shows the amortized cost of loans at June 30, 2023, three six June 30, 2023, For the three months ended June 30, 2023 (Dollars in thousands) Payment Delay Term Extension Interest Rate Reduction Combination Term Extension and Interest Rate Reduction % of Total Segment Financing Receivables Residential Real Estate $ - $ 277 $ - $ - 0.06 % Total $ - $ 277 $ - $ - 0.02 % For the six months ended June 30,2023 (Dollars in thousands) Payment Delay Term Extension Interest Rate Reduction Combination Term Extension and Interest Rate Reduction % of Total Segment Financing Receivables Residential Real Estate $ - $ 868 $ - $ - 0.18 % Total $ - $ 868 $ - $ - 0.06 % There were no The Bancorp closely monitors the performance of loans and leases that have been modified to borrowers experiencing financial difficulty to understand the effectiveness of its modification efforts. The following table shows the performance of such loans and leases that have been modified during the six June 30, 2023. (Dollars in thousands) Current 30-59 Days Past Due 60-89 Days Past Due Greater Than 90 Days Past Due Residential Real Estate $ 688 $ - $ - $ 180 Total $ 688 $ - $ - $ 180 The borrowers with term extension have had their maturity dates extended and as a result their monthly payments were reduced. Upon the Bancorp’s determination that a modified loan has subsequently been deemed uncollectible, the loan or lease is written off. Therefore, the amortized cost of the loan is reduced by the uncollectible amount and the allowance for credit losses is adjusted by the same amount. Troubled Debt Restructuring (TDR) Disclosures Prior to the Adoption of ASU 2022 02 During the six June 30, 2022, ten one No six June 30, 2022. not Acquired Loan Purchase Discounts As part of the fair value of loans receivable, there was a net fair value discount for loans acquired of $6.0 million at June 30, 2023, December 31, 2022. Accretable yield, or income recorded for the three months ended June 30, is as follows: (dollars in thousands) Total 2022 $ 440 2023 75 Accretable yield, or income recorded for the six months ended June 30, is as follows: (dollars in thousands) Total 2022 $ 547 2023 242 Accretable yield, or income expected to be recorded in the future is as follows: (dollars in thousands) Total Remainder 2023 370 2024 750 2025 672 2026 468 2027 and thereafter 3,784 Total $ 6,044 Allowance for Credit Losses The allowance for credit losses is established for current expected credit losses on the Bancorp’s loan and lease portfolios utilizing guidance in Accounting Standards Codification (ASC) Topic 326. 2016 13 January 1, 2023. June 30, 2022, three six June 30, 2022, The determination of the allowance requires significant judgment to estimate credit losses measured on a collective pool basis when similar risk characteristics exist, and for loans evaluated individually. In determining the allowance, the Bancorp estimates expected future losses for the loan’s entire contractual term adjusted for expected payments when appropriate. The allowance estimate considers relevant available information, from internal and external sources relating to the historical loss experience, current conditions, and reasonable and supportable forecasts for the Bancorp’s outstanding loan and lease balances. The allowance is an estimation that reflects management’s evaluation of expected losses related to the Bancorp’s financial assets measured at amortized cost. To ensure that the allowance is maintained at an adequate level, a detailed analysis is performed on a quarterly basis and an appropriate provision is made to adjust the allowance. The Bancorp categorizes the loan portfolios into nine two one three six June 30, 2023, 2022. (Dollars in thousands) Beginning Balance Adoption of ASC 326 PCD Gross-up Charge-offs Recoveries Provisions Ending Balance The Bancorp's activity in the allowance for loan losses, by loan segment, is summarized below for the three months ended June 30, 2023: Allowance for loan losses: Residential real estate $ 5,068 $ - $ - $ - $ 11 $ (225 ) $ 4,854 Home equity 643 - - - - 37 680 Commercial real estate 7,119 - - (360 ) 1 271 7,031 Construction and land development 3,229 - - - - 370 3,599 Multifamily 1,059 - - - 86 (125 ) 1,020 Commercial business 2,095 - - (368 ) 101 222 2,050 Consumer 64 - - (21 ) 3 11 57 Manufactured homes 216 - - - - (50 ) 166 Government 75 - - - - (25 ) 50 Total $ 19,568 $ - $ - $ (749 ) $ 202 $ 486 $ 19,507 The Bancorp's activity in the allowance for loan losses, by loan segment, is summarized below for the three months ended June 30, 2022: Allowance for loan losses: Residential real estate $ 2,493 $ - $ - $ - $ 29 $ 234 $ 2,756 Home equity 354 - - - - 19 373 Commercial real estate 5,530 - - - - (3 ) 5,527 Construction and land development 2,135 - - - - (391 ) 1,744 Multifamily 889 - - - - 239 1,128 Commercial business 1,941 - - - 7 (140 ) 1,808 Consumer 45 - - (27 ) 10 42 70 Manufactured homes - - - - - - - Government - - - - - - - Total $ 13,387 $ - $ - $ (27 ) $ 46 $ - $ 13,406 The Bancorp's activity in the allowance for credit losses, by loan segment, is summarized below for the six months ended June 30, 2023: Allowance for credit losses: Residential real estate $ 3,021 $ 1,688 $ 535 $ - $ 63 $ (453 ) $ 4,854 Home equity 410 99 29 - - 142 680 Commercial real estate 5,784 1,003 443 (372 ) 1 172 7,031 Construction and land development 1,253 1,735 - - - 611 3,599 Multifamily 1,007 141 - - 86 (214 ) 1,020 Commercial business 1,365 320 5 (443 ) 148 655 2,050 Consumer 57 5 17 (40 ) 6 12 57 Manufactured homes - 112 - - - 54 166 Government - 55 - - - (5 ) 50 Total $ 12,897 $ 5,158 $ 1,029 $ (855 ) $ 304 $ 974 $ 19,507 The Bancorp's activity in the allowance for loan losses, by loan segment, is summarized below for the six months ended June 30, 2022: Allowance for loan losses: Residential real estate $ 2,480 $ - $ - $ - $ 50 $ 226 $ 2,756 Home equity 357 - - - - 16 373 Commercial real estate 5,515 - - - - 12 5,527 Construction and land development 2,119 - - - - (375 ) 1,744 Multifamily 848 - - - - 280 1,128 Commercial business 2,009 - - - 38 (239 ) 1,808 Consumer 15 - - (37 ) 12 80 70 Manufactured homes - - - - - - - Government - - - - - - - Total $ 13,343 $ - $ - $ (37 ) $ 100 $ - $ 13,406 A collateral dependent financial loan relies solely on the operation or sale of the collateral for repayment. In evaluating the overall risk associated with the loan, the Bancorp considers character, overall financial condition and resources, and payment record of the borrower; the prospects for support from any financially responsible guarantors; and the nature and degree of protection provided by the cash flow and value of any underlying collateral. However, as other sources of repayment become inadequate over time, the significance of the collateral's value increases and the loan may The table below presents the amortized cost basis and allowance for credit losses (“ACL”) allocated for collateral dependent loans in accordance with ASC 326, June 30, 2023 (dollars in thousands) Real Estate Accounts Receivable Other Total ACL Allocation Commercial real estate $ 2,839 - - $ 2,839 $ 7 Multifamily 1,471 - - 1,471 - Commercial business 242 3,010 355 3,607 701 Total $ 4,552 $ 3,010 $ 355 $ 7,917 $ 708 A deferred cost reserve is maintained for the portfolio of manufactured home loans that have been purchased. This reserve is available for use for manufactured home loan nonperformance and costs associated with nonperformance. If the segment performs in line with expectations, the deferred cost reserve is paid as a premium to the third June 30, 2023, December 31, 2022, The following table presents non–accrual loans, and loans past due over 90 As of June 30, 2023 Nonaccrual with No Allowance for Credit Loss Nonaccrual Loans Past Due over 90 Days Still A ccruing Residential real estate $ 1,190 $ 4,123 $ 255 Home equity 175 443 - Commercial real estate 1,386 141 - Construction and land development - 579 - Multifamily 1,440 - - Commercial business 402 2,190 - Consumer - 2 - Manufactured homes - - - Government - - - Total $ 4,593 $ 7,478 $ 255 The Bancorp's impairment analysis is summarized below: (Dollars in thousands) Individually evaluated for impairment reserves Collectively evaluated for impairment reserves Loan receivables Individually evaluated for impairment Purchased credit impaired individually evaluated for impairment Collectively evaluated for impairment The Bancorp's allowance for loan losses impairment evaluation and loan receivables are summarized below at December 31, 2022: Residential real estate $ 24 $ 2,997 $ 484,595 $ 1,518 $ 988 $ 482,089 Home equity 3 407 38,978 294 125 38,559 Commercial real estate 13 5,771 486,431 2,392 2,935 481,104 Construction and land development - 1,253 108,926 - - 108,926 Multifamily - 1,007 251,014 6,739 382 243,893 Commercial business 297 1,068 93,278 1,758 953 90,567 Consumer - 57 918 - 17 901 Manufactured homes - - 34,882 - - 34,882 Government - - 9,549 - - 9,549 Total $ 337 $ 12,560 $ 1,508,571 $ 12,701 $ 5,400 $ 1,490,470 For the six months ended For the three months ended As of December 31, 2022 June 30, 2022 June 30, 2022 (Dollars in thousands) Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized With no related allowance recorded: Residential real estate $ 1,683 $ 3,017 $ - $ 2,438 $ 155 $ 2,816 $ 125 Home equity 262 275 - 214 13 191 6 Commercial real estate 765 765 - 2,448 220 3,290 210 Construction & land development - - - 573 - 860 - Multifamily 556 647 - 2,337 62 3,228 62 Farmland - - - - - - - Commercial business 1,205 1,324 - 1,159 76 1,136 61 Consumer - - - 14 - 21 - Manufactured homes - - - - - - - Government - - - - - - - With an allowance recorded: Residential real estate $ 88 $ 88 $ 17 $ 154 $ 9 $ 188 $ 6 Home equity 22 22 4 21 1 21 - Commercial real estate 835 835 386 844 - 849 - Construction & land development - - - - - - - Multifamily - - - - - - - Farmland - - - - - - - Commercial business 392 392 277 338 16 311 - Consumer - - - - - - - Manufactured homes - - - - - - - Government - - - - - - - Total: Residential real estate $ 1,771 $ 3,105 $ 17 $ 2,592 $ 164 $ 3,004 $ 131 Home equity $ 284 $ 297 $ 4 $ 235 $ 14 $ 212 $ 6 Commercial real estate $ 1,600 $ 1,600 $ 386 $ 3,292 $ 220 $ 4,139 $ 210 Construction & land development $ - $ - $ - $ 573 $ - $ 860 $ - Multifamily $ 556 $ 647 $ - $ 2,337 $ 62 $ 3,228 $ 62 Farmland $ - $ - $ - $ - $ - $ - $ - Commercial business $ 1,597 $ 1,716 $ 277 $ 1,497 $ 92 $ 1,447 $ 61 Consumer $ - $ - $ - $ 14 $ - $ 21 $ - Manufactured homes $ - $ - $ - $ - $ - $ - $ - Government $ - $ - $ - $ - $ - $ - $ - Accrued interest receivable on loans totaled $5.3 million and is excluded from the estimate of credit losses. The Bancorp made the accounting policy election to not Liability for Credit Losses on Unfunded Loan Commitments The liability for credit losses inherent in unfunded loan commitments is included in accrued expenses and other liabilities on the Consolidated Balance Sheet. The adequacy of the reserve for unfunded commitments is determined quarterly based on methodology similar to the methodology for determining the ACL. The following table shows the changes in the liability for credit losses on unfunded loan commitments. Six months ended, June 30, (Dollars in thousands) 2023 Balance, beginning of period $ - Adoption of ASC 326 3,108 Provision (recovery of provision) 28 Balance, end of period $ 3,136

Note 8 - Intangibles and Acquis

Note 8 - Intangibles and Acquisition Related Accounting	6 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Goodwill and Intangible Assets Disclosure [Text Block]	Note 8 Intangibles and Acquisition Related Accounting (Dollars in thousands) 2023 2022 Goodwill balance January 1, $ 22,395 $ 11,109 Goodwill acquired - Royal Financial - 11,286 Goodwill balance June 30, $ 22,395 $ 22,395 Goodwill is tested annually for impairment. Goodwill arising from business combinations represents the value attributable to unidentifiable intangible assets in the business acquired. The Bancorp’s goodwill relates to the value inherent in the banking industry and that value is dependent upon the ability of the Bancorp to provide quality, cost effective banking services in a competitive marketplace. If the implied fair value of goodwill is lower than its carrying amount, goodwill impairment is indicated and goodwill is written down to its implied fair value. There has not In addition to goodwill, a core deposit intangible was established with the acquisition of RYFL and from previous acquisitions. The Bancorp had core deposit intangible balances of $4.0 million and $4.8 million as of June 30, 2023, December 31, 2022, The amortization recorded for the three months ended June 30, is as follows: (dollars in thousands) Total 2022 $ 410 2023 $ 388 The amortization recorded for the six months ended June 30, is as follows: (dollars in thousands) Total 2022 $ 757 2023 $ 779 Amortization to be recorded in future periods, is as follows: (dollars in thousands) Total Remainder of 2023 743 2024 1,411 2025 688 2026 360 2027 294 Thereafter 519 Total $ 4,015 For the RYFL acquisition, as part of the fair value of certificates of deposit, a fair value premium was established of $1.0 million. Approximately $55 thousand and $175 thousand of amortization was taken as income during the three June 30, 2023, 2022, six June 30, 2023, 2022, 2023, 2024, 2025,

Note 9 - Deposits

Note 9 - Deposits	6 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Deposit Liabilities Disclosures [Text Block]	Note 9 Deposits The Bancorp’s end-of-period deposit portfolio balances were as follows: June 30, December 31, (Dollars in thousands) 2023 2022 Checking $ 666,602 $ 755,377 Savings 339,434 402,365 Money market 284,406 254,157 Certificates of deposit 504,705 363,118 Total deposits $ 1,795,147 $ 1,775,017 The aggregate amount of retail and brokered certificates of deposit with a balance of $250 June 30, 2023, December 31, 2022.

Note 10 - Concentration of Cred

Note 10 - Concentration of Credit Risk	6 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Concentration Risk Disclosure [Text Block]	Note 10 The primary lending area of the Bancorp encompasses Lake County in northwest Indiana and Cook County in northeast Illinois, where collectively a majority of loan activity is concentrated. The Bancorp is also an active lender in Porter County, and to a lesser extent, LaPorte, Newton and Jasper counties in Indiana; and DuPage, Lake, and Will counties in Illinois. Substantially all loans are secured by specific items of collateral including residences, commercial real estate, land development, business assets and consumer assets.

Note 11 - Earnings Per Share

Note 11 - Earnings Per Share	6 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Earnings Per Share [Text Block]	Note 11 Earnings per common share is computed by dividing net income by the weighted-average number of common shares outstanding. A reconciliation of the numerators and denominators of the basic and diluted earnings per common share computations for the three six June 30, 2023, 2022, (dollars in thousands except per share data) Three months ended June 30, June 30, 2023 2022 2023 2022 Basic earnings per common share: Net income as reported $ 2,438 $ 4,431 $ 4,678 $ 6,566 Weighted average common shares outstanding 4,250,304 4,242,559 4,248,522 4,108,579 Basic earnings per common share $ 0.57 $ 1.04 $ 1.10 $ 1.60 Diluted earnings per common share: Net income as reported $ 2,438 $ 4,431 $ 4,678 $ 6,566 Weighted average common shares outstanding 4,250,304 4,242,559 4,248,522 4,108,579 Add: Dilutive effect of unvested restricted stock awards 8,307 15,944 10,448 16,316 Weighted average common and dilutive potential common shares outstanding 4,258,611 4,258,503 4,258,970 4,124,895 Diluted earnings per common share $ 0.57 $ 1.04 $ 1.10 $ 1.59

Note 12 - Stock Based Compensat

Note 12 - Stock Based Compensation	6 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Share-Based Payment Arrangement [Text Block]	Note 12 The Bancorp’s 2015 February 27, 2015, April 24, 2015, may As required by the Stock Compensation Topic, companies are required to record compensation cost for stock options and awards provided to employees in return for employment service. For the three June 30, 2023, three June 30, 2022. six June 30, 2023, six June 30, 2022. 2026 Restricted stock awards are issued with an award price equal to the market price of the Bancorp’s common stock on the award date and vest between three five six June 30, 2023, Non-vested Shares Shares Weighted Average Grant Date Fair Value Non-vested at January 1, 2023 55,833 $ 43.87 Granted 10,102 35.01 Vested (17,549 ) 44.24 Forfeited (1,744 ) 42.60 Non-vested at June 30, 2023 46,642 $ 41.86

Note 13 - Derivative Financial

Note 13 - Derivative Financial Instruments	6 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Derivative Instruments and Hedging Activities Disclosure [Text Block]	Note 13 Derivative Financial Instruments The Bancorp uses derivative financial instruments to help manage exposure to interest rate risk and the effects that changes in interest rates may not not not not The Bancorp enters into commitments to originate loans whereby the interest rate on the loan is determined prior to funding (i.e., interest rate lock commitment). The interest rate lock commitments are considered derivatives and are recorded on the accompanying consolidated balance sheets at fair value in accordance with FASB ASC 815, The following table shows the amounts of non-hedging derivative financial instruments: June 30, 2023 Asset derivatives Liability derivatives (Dollars in thousands) Statement of Financial Condition classification Fair value Statement of Financial Condition classification Fair value Interest rate swap contracts Other assets $ 8,492 Other liabilties $ 8,492 Interest rate lock commitments Other assets 87 N/A - Total $ 8,579 $ 8,492 December 31, 2022 Asset derivatives Liability derivatives (Dollars in thousands) Statement of Financial Condition classification Fair value Statement of Financial Condition classification Fair value Interest rate swap contracts Other assets $ 8,972 Other liabilties $ 8,972 Interest rate lock commitments Other assets 38 N/A - Total $ 9,010 $ 8,972 The following table shows the amounts included in the Statements of Income for non-hedging derivative financial instruments: Six Months Ended June 30, (Dollars in thousands) Statement of Income Classification 2023 2022 Interest rate swap contracts Fees and service charges $ 365 $ - Interest rate lock commitments Gain on sale of loans held-for-sale, net 48 (68 ) Total $ 413 $ (68 ) Three Months Ended June 30, (Dollars in thousands) Statement of Income Classification 2023 2022 Interest rate swap contracts Fees and service charges $ 395 $ - Interest rate lock commitments Gain on sale of loans held-for-sale, net (9 ) (93 ) Total $ 386 $ (93 ) The following table shows the offsetting of financial assets and derivative assets: Gross Amounts not Offset in the Statement of Financial Condition Gross Amounts of Gross Amounts Offset in the Net Amounts of Assets Presented Cash Collateral (Dollars in thousands) Recognized Assets Statement of Financial Condition in the Statement of Financial Condition Financial Instruments Received Net Amount June 30, 2023 Interest rate swap contracts $ 8,492 $ - $ 8,492 $ - $ 5,470 $ 3,022 Interest rate lock commitments 87 - 87 - - 87 Total $ 8,579 $ - $ 8,579 $ - $ 5,470 $ 3,109 Gross Amounts not Offset in the Statement of Financial Condition Gross Amounts of Gross Amounts Offset in the Net Amounts of Liabilities Presented Cash Collateral (Dollars in thousands) Recognized Liabilities Statement of Financial Condition in the Statement of Financial Condition Financial Instruments Received Net Amount December 31, 2022 Interest rate swap contracts $ 8,972 $ - $ 8,972 $ - $ - $ 8,972 Interest rate lock commitments 38 - 38 - - 38 Total $ 9,010 $ - $ 9,010 $ - $ - $ 9,010 The following table shows the offsetting of financial liabilities and derivative liabilities: Gross Amounts not Offset in the Statement of Financial Condition Gross Amounts of Gross Amounts Offset in the Net Amounts of Liabilities Presented Cash Collateral (Dollars in thousands) Recognized Liabilities Statement of Financial Condition in the Statement of Financial Condition Financial Instruments Pledged Net Amount June 30, 2023 Interest rate swap contracts $ 8,492 $ - $ 8,492 $ - $ - $ 8,492 Total $ 8,492 $ - $ 8,492 $ - $ - $ 8,492 Gross Amounts not Offset in the Statement of Financial Condition Gross Amounts of Gross Amounts Offset in the Net Amounts of Liabilities Presented Cash Collateral (Dollars in thousands) Recognized Liabilities Statement of Financial Condition in the Statement of Financial Condition Financial Instruments Pledged Net Amount December 31, 2022 Interest rate swap contracts $ 8,972 $ - $ 8,972 $ - $ 3,930 $ 5,042 Total $ 8,972 $ - $ 8,972 $ - $ 3,930 $ 5,042

Note 14 - Fair Value

Note 14 - Fair Value	6 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Fair Value Disclosures [Text Block]	Note 14 The Fair Value Measurements Topic establishes a hierarchy that requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The Topic describes three may Level 1: Level 2: 1 not Level 3: The fair values of securities available-for-sale are determined on a recurring basis by obtaining quoted prices on nationally recognized securities exchanges or pricing models utilizing significant observable inputs such as matrix pricing, which is a mathematical technique widely used in the industry to value debt securities without relying exclusively on quoted prices for the specific securities but rather by relying on the securities’ relationship to other benchmark quoted securities. Different judgments and assumptions used in pricing could result in different estimates of value. In certain cases where market data is not may 3 third 2 Assets and Liabilities Measured at Fair Value on a Recurring Basis There were no 1 2 six June 30, 2023. (Dollars in thousands) Fair Value Measurements at June 30, 2023 Using (Dollars in thousands) Estimated Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Assets: Interest rate swap contracts $ 8,492 $ - $ 8,492 $ - Interest rate lock commitments 87 - 87 - Available-for-sale debt securities: U.S. government sponsored entities 7,673 - 7,673 - U.S. treasury securities 124 - 124 - Collateralized mortgage obligations and residential mortgage-backed securities 127,661 - 127,661 - Municipal securities 231,603 - 231,603 - Collateralized debt obligations 1,075 - - 1,075 Total securities available-for-sale $ 368,136 $ - $ 367,061 $ 1,075 Liabilities: Interest rate swap contracts $ 8,492 $ - $ 8,492 $ - (Dollars in thousands) Fair Value Measurements at December 31, 2022 Using (Dollars in thousands) Estimated Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Assets: Interest rate swap contracts $ 8,972 $ - $ 8,972 $ - Interest rate lock commitments 38 - 38 - Available-for-sale debt securities: U.S. government sponsored entities 7,625 - 7,625 - U.S. treasury securities 389 - 389 - Collateralized mortgage obligations and residential mortgage-backed securities 134,116 - 134,116 - Municipal securities 227,718 - 227,718 - Collateralized debt obligations 1,048 - - 1,048 Total securities available-for-sale $ 370,896 $ - $ 369,848 $ 1,048 Liabilities: Interest rate swap contracts $ 8,972 $ - $ 8,972 $ - A roll forward of available-for-sale securities, which require significant adjustment based on unobservable data, are presented in the following table: (Dollars in thousands) Estimated Fair Value Measurements Using Significant Unobservable Inputs (Level 3) Available-for- Beginning balance, January 1, 2022 $ 992 Principal payments - Total unrealized gains, included in other comprehensive income. (20 ) Ending balance, June 30, 2022 $ 972 Beginning balance, January 1, 2023 $ 1,048 Principal payments - Total unrealized gains, included in other comprehensive loss 27 Ending balance, June 30, 2023 $ 1,075 Assets measured at fair value on a non-recurring basis are summarized below: (Dollars in thousands) Fair Value Measurements at June 30, 2023 Using (Dollars in thousands) Estimated Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Collateral dependent loans $ 6,945 $ - $ - $ 6,945 (Dollars in thousands) Fair Value Measurements at December 31, 2022 Using (Dollars in thousands) Estimated Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Impaired loans $ 2,620 $ - $ - $ 2,620 Fair value is determined, where possible, using market prices derived from an appraisal or evaluation, which are considered to be Level 2 3 not The following table shows carrying values and related estimated fair values of financial instruments as of the dates indicated. Estimated fair values are further categorized by the inputs used to measure fair value. Items that are not not June 30, 2023 Estimated Fair Value Measurements at June 30, 2023 Using (Dollars in thousands) Carrying Estimated Quoted Prices in Significant Significant Financial assets: Cash and cash equivalents $ 115,673 $ 115,673 $ 115,673 $ - $ - Loans held-for-sale 1,832 1,859 - 1,859 - Loans receivable, net 1,514,654 1,422,459 - - 1,422,459 Federal Home Loan Bank stock 6,547 6,547 - 6,547 - Accrued interest receivable 7,714 7,714 - 7,714 - Financial liabilities: Non-interest bearing deposits 315,671 315,671 315,671 - - Interest bearing deposits 1,479,476 1,476,202 974,771 501,431 - Repurchase agreements 46,402 46,226 39,420 6,806 - Borrowed funds 150,000 149,147 - 149,147 - Accrued interest payable 1,630 1,630 - 1,630 - December 31, 2022 Estimated Fair Value Measurements at December 31, 2022 Using (Dollars in thousands) Carrying Estimated Quoted Prices in Significant Significant Financial assets: Cash and cash equivalents $ 31,282 $ 31,282 $ 31,282 $ - $ - Certificates of deposit in other financial institutions 2,456 2,404 - 2,404 - Loans held-for-sale 1,543 1,555 - 1,555 - Loans receivable, net 1,500,734 1,437,496 - - 1,437,496 Federal Home Loan Bank stock 6,547 6,547 - 6,547 - Accrued interest receivable 7,421 7,421 - 7,421 - Financial liabilities: Non-interest bearing deposits 359,092 359,092 359,092 - - Interest bearing deposits 1,415,925 1,414,738 1,052,807 361,931 - Repurchase agreements 15,503 15,361 7,975 7,386 - Borrowed funds 120,000 119,689 - 119,689 - Accrued interest payable 336 336 - 336 - The following methods were used to estimate the fair value of financial instruments presented in the preceding table for the periods ended June 30, 2023 December 31, 2022: Cash and cash equivalent carrying amounts approximate fair value. Certificates of deposits in other financial institutions carrying amounts approximate fair value (Level 2 1 3 Non-interest and interest bearing deposits, which include checking, savings, and money market deposits, are estimated to have fair values based on the amount payable as of the reporting date (Level 1 2 1 three 2 1 2 not

Note 15 - Borrowings

Note 15 - Borrowings	6 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Debt Disclosure [Text Block]	Note 15 At June 30, 2023, December 31, 2022, (Dollars in thousands) June 30, December 31, 2023 2022 Fixed rate advances from the BTFP with outstanding rates of 4.38 $ 100,000 $ - Fixed rate advances from the FHLB with outstanding rates of 5.25 $ 50,000 $ - Fixed rate advances from the FHLB with outstanding rates of 4.30 $ - $ 120,000 Total $ 150,000 $ 120,000 At June 30, 2023, (Dollars in thousands) 2023 $ 50,000 2024 100,000 Total $ 150,000 On March 12, 2023, one first 2023, June 30, 2023, June 30, 2023, not June 30, 2023 December 31, 2022.

Note 3 - Change in Accounting_2

Note 3 - Change in Accounting Principles (Tables)	6 Months Ended
	Jun. 30, 2023
Notes Tables
Accounting Standards Update and Change in Accounting Principle [Table Text Block]	As Reported Under (Dollars in thousands) Pre-ASC 326 Adoption Impact of ASC 326 ASC 326 Allowance for credit losses December 31, 2022 Adoption January 1, 2023 Residential real estate $ 3,021 $ 2,223 $ 5,244 Home equity 410 128 538 Commercial real estate 5,784 1,446 7,230 Construction and land development 1,253 1,735 2,988 Multifamily 1,007 141 1,148 Farmland - - - Commercial business 1,365 325 1,690 Consumer 57 22 79 Manufactured homes - 112 112 Government - 55 55 Total allowance for credit losses on loans $ 12,897 $ 6,187 $ 19,084 Accrued expenses and other liabilities - 3,108 3,108 Total allowance for credit losses $ 12,897 $ 9,295 $ 22,192

Note 5 - Acquisition Activity (

Note 5 - Acquisition Activity (Tables)	6 Months Ended
	Jun. 30, 2023
Notes Tables
Schedule of Recognized Identified Assets Acquired and Liabilities Assumed [Table Text Block]	ASSETS LIABILITIES Cash and due from banks $ 52,524 Deposits Investment securities, available for sale - Non-interest bearing $ 32,095 Certificate of deposit in other financial institutions 245 NOW accounts 63,639 Savings and money market 184,149 Total Loans 450,757 Certificates of deposits 195,153 Total Deposits 475,036 Premises and equipment, net 13,896 FHLB stock 1,303 Interest payable 75 Goodwill 11,286 Other liabilities 11,228 Core deposit intangible 3,220 Interest receivable 1,836 Other assets 7,978 Total assets purchased $ 543,045 Common shares issued 37,981 Cash paid 18,725 Total purchase price $ 56,706 Total liabilities assumed $ 486,339
Business Acquisition, Pro Forma Information [Table Text Block]	For the three months ended For the three months ended For the six months ended For the six months ended (in thousands) June 30, 2023 June 30, 2022 June 30, 2023 June 30, 2022 Selected Financial Data Interest income $ 21,613 $ 17,740 $ 41,749 $ 35,329 Interest expense (7,574 ) (442 ) (13,042 ) (902 ) Provision for loan losses (514 ) - (1,002 ) - Non-interest income 3,006 2,896 5,614 6,179 Non-interest expense (1) (13,995 ) (15,176 ) (28,222 ) (29,573 ) Income before provision for income taxes 2,536 5,018 5,097 11,033 Income tax expense (98 ) (587 ) (419 ) (1,619 ) Net income $ 2,438 $ 4,431 $ 4,678 $ 9,414 Earnings per common share: Basic $ 0.57 $ 1.04 $ 1.10 $ 2.29 Diluted $ 0.57 $ 1.04 $ 1.10 $ 2.28
Business Combination, Separately Recognized Transactions [Table Text Block]	(in thousands) Six months ended Noninterest expense: June 30, 2022 Compensation and benefits $ 132 Data processing 1,929 Marketing 135 Other 656 Period merger expense $ 2,852

Note 6 - Securities (Tables)

Note 6 - Securities (Tables)	6 Months Ended
	Jun. 30, 2023
Notes Tables
Debt Securities, Available-for-Sale [Table Text Block]	(Dollars in thousands) Gross Gross Estimated Cost Unrealized Unrealized Fair Basis Gains Losses Value June 30, 2023 U.S. government sponsored entities $ 8,883 $ - $ (1,210 ) 7,673 U.S. treasury securities 124 - - 124 Collateralized mortgage obligations and residential mortgage-backed securities 155,959 - (28,298 ) 127,661 Municipal securities 280,176 1 (48,574 ) 231,603 Collateralized debt obligations 2,173 - (1,098 ) 1,075 Total securities available-for-sale $ 447,315 $ 1 $ (79,180 ) $ 368,136 (Dollars in thousands) Gross Gross Estimated Cost Unrealized Unrealized Fair Basis Gains Losses Value December 31, 2022 U.S. government sponsored entities $ 8,883 $ - $ (1,258 ) $ 7,625 U.S. treasury securities 389 - - 389 Collateralized mortgage obligations and residential mortgage-backed securities 163,000 - (28,884 ) 134,116 Municipal securities 281,032 7 (53,321 ) 227,718 Collateralized debt obligations 2,173 - (1,125 ) 1,048 Total securities available-for-sale $ 455,477 $ 7 $ (84,588 ) $ 370,896
Investments Classified by Contractual Maturity Date [Table Text Block]	(Dollars in thousands) Available-for-sale Estimated Cost Fair June 30, 2023 Basis Value Due in one year or less $ 814 $ 811 Due from one to five years 6,673 5,912 Due from five to ten years 19,998 18,291 Due over ten years 263,871 215,461 Collateralized mortgage obligations and residential mortgage-backed securities 155,959 127,661 Total $ 447,315 $ 368,136
Schedule of Realized Gain (Loss) [Table Text Block]	(Dollars in thousands) June 30, June 30, 2023 2022 Proceeds $ 352 $ 27,539 Gross gains - 289 Gross losses (48 ) (20 ) (Dollars in thousands) June 30, June 30, 2023 2022 Proceeds $ 352 $ 43,775 Gross gains - 692 Gross losses (48 ) (53 )
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	(Dollars in thousands) Unrealized Ending balance, March 31, 2022 $ (33,462 ) Current period change (24,319 ) Ending balance, June 30, 2022 $ (57,781 ) (Dollars in thousands) Unrealized Ending balance, March 31, 2023 $ (55,895 ) Current period change (4,290 ) Ending balance, June 30, 2023 $ (60,185 ) (Dollars in thousands) Unrealized Ending balance, December 31, 2021 $ 4,276 Current period change (62,057 ) Ending balance, June 30, 2022 $ (57,781 ) (Dollars in thousands) Unrealized Ending balance, December 31, 2022 $ (64,300 ) Current period change 4,115 Ending balance, June 30, 2023 $ (60,185 )
Unrealized Gain (Loss) on Investments [Table Text Block]	Less than 12 months 12 months or longer Total Estimated Estimated Estimated Percentage of Fair Unrealized Fair Unrealized Fair Unrealized Total Portfolio Value Losses Value Losses Value Losses in Loss Position June 30, 2023 U.S. government sponsored entities $ - $ - $ 7,673 $ (1,210 ) $ 7,673 $ (1,210 ) 100.0 % Collateralized mortgage obligations and residential mortgage-backed securities 3,063 (166 ) 124,598 (28,132 ) 127,661 (28,298 ) 100.0 % Municipal securities 14,099 (222 ) 216,964 (48,352 ) 231,063 (48,574 ) 99.8 % Collateralized debt obligations - - 1,075 (1,098 ) 1,075 (1,098 ) 100.0 % Total temporarily impaired $ 17,162 $ (388 ) $ 350,310 $ (78,792 ) $ 367,472 $ (79,180 ) 99.8 % Number of securities 27 420 447 (Dollars in thousands) Less than 12 months 12 months or longer Total Estimated Estimated Estimated Percentage of Fair Unrealized Fair Unrealized Fair Unrealized Total Portfolio Value Losses Value Losses Value Losses in Loss Position December 31, 2022 U.S. government sponsored entities $ - $ - $ 7,625 $ (1,258 ) $ 7,625 $ (1,258 ) 100.0 % Collateralized mortgage obligations and residential mortgage-backed securities 32,700 (4,955 ) 101,416 (23,929 ) 134,116 (28,884 ) 100.0 % Municipal securities 171,581 (35,935 ) 52,961 (17,386 ) 224,542 (53,321 ) 98.6 % Collateralized debt obligations - - 1,048 (1,125 ) 1,048 (1,125 ) 100.0 % Total temporarily impaired $ 204,281 $ (40,890 ) $ 163,050 $ (43,698 ) $ 367,331 $ (84,588 ) 99.0 % Number of securities 311 135 446

Note 7 - Loans Receivable (Tabl

Note 7 - Loans Receivable (Tables)	6 Months Ended
	Jun. 30, 2023
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	Loans receivable are summarized below: (Dollars in thousands) June 30, 2023 December 31, 2022 Loans secured by real estate: Residential real estate $ 480,791 $ 484,595 Home equity 43,153 38,978 Commercial real estate 501,759 486,431 Construction and land development 123,655 108,926 Multifamily 240,647 251,014 Total loans secured by real estate 1,390,005 1,369,944 Commercial business 95,796 93,278 Consumer 667 918 Manufactured homes 32,669 34,882 Government 10,646 9,549 Loans receivable 1,529,783 1,508,571 Add (less): Net deferred loan origination costs 4,449 5,083 Undisbursed loan funds (71 ) (23 ) Loans receivable, net of deferred fees and costs.. $ 1,534,161 $ 1,513,631
Financing Receivable, Past Due [Table Text Block]	(Dollars in thousands) 30-59 Days Past Due 60-89 Days Past Due Greater Than 90 Days Past Due and Accruing Total Past Due and Accruing Current Accruing Loans Non-accrual Loans Total Loans Receivable June 30, 2023 Residential real estate $ 3,585 $ 1,295 $ 255 $ 5,135 $ 470,343 $ 475,478 $ 5,313 $ 480,791 Home equity 32 104 - 136 42,399 42,535 618 43,153 Commercial real estate 187 1,938 - 2,125 498,107 500,232 1,527 501,759 Construction and land development. 5,032 - - 5,032 118,044 123,076 579 123,655 Multifamily 701 - - 701 238,506 239,207 1,440 240,647 Commercial business 208 - - 208 92,996 93,204 2,592 95,796 Consumer - - - - 665 665 2 667 Manufactured homes 924 195 - 1,119 31,550 32,669 - 32,669 Government - - - - 10,646 10,646 - 10,646 Total $ 10,669 $ 3,532 $ 255 $ 14,456 $ 1,503,256 $ 1,517,712 $ 12,071 $ 1,529,783 December 31, 2022 Residential real estate $ 3,758 $ 2,520 $ 166 $ 6,444 $ 472,804 $ 479,248 $ 5,347 $ 484,595 Home equity 315 42 - 357 38,027 38,384 594 38,978 Commercial real estate 1,399 150 - 1,549 481,640 483,189 3,242 486,431 Construction and land development. 2,673 - - 2,673 106,253 108,926 - 108,926 Multifamily 1,724 616 - 2,340 241,610 243,950 7,064 251,014 Commercial business 1,775 - - 1,775 89,622 91,397 1,881 93,278 Consumer 3 - - 3 915 918 - 918 Manufactured homes 601 256 82 939 33,943 34,882 - 34,882 Government - - - - 9,549 9,549 - 9,549 Total $ 12,248 $ 3,584 $ 248 $ 16,080 $ 1,474,363 $ 1,490,443 $ 18,128 $ 1,508,571
Financing Receivable Credit Quality Indicators [Table Text Block]	June 30, 2023 2023 2022 2021 2020 2019 Prior Revolving Revolving Converted to Term Total Total Loans Receivable $ 80,571 $ 330,080 $ 344,988 $ 258,161 $ 121,168 $ 306,931 $ 87,528 $ 356 $ 1,529,783 Total Current period gross writeoff $ (40 ) $ (110 ) $ - $ (322 ) $ (11 ) $ (372 ) $ - $ - (855 ) Residential real estate Pass (1-6) $ 9,945 $ 85,854 $ 101,569 $ 121,368 $ 25,420 $ 126,491 $ 2,668 $ - $ 473,315 Special Mention (7) - - - - - 1,150 - - 1,150 Substandard (8) - 399 256 492 552 4,627 - - 6,326 Total $ 9,945 $ 86,253 $ 101,825 $ 121,860 $ 25,972 $ 132,268 $ 2,668 $ - $ 480,791 Current period gross writeoff - - - - - - - - - Home equity Pass (1-6) $ 61 $ 118 $ 107 $ 17 $ 73 $ 2,255 $ 39,370 $ 356 $ 42,357 Special Mention (7) - - - - - 52 114 - 166 Substandard (8) - 173 - - - 151 306 - 630 Total $ 61 $ 291 $ 107 $ 17 $ 73 $ 2,458 $ 39,790 $ 356 $ 43,153 Current period gross writeoff - - - - - - - - - Commercial real estate Pass (1-6) $ 33,789 $ 120,097 $ 100,537 $ 57,157 $ 58,319 $ 120,024 $ 4,085 $ - $ 494,008 Special Mention (7) - 74 - 1,313 1,148 1,815 144 - 4,494 Substandard (8) - 1,208 92 240 - 1,717 - - 3,257 Total $ 33,789 $ 121,379 $ 100,629 $ 58,710 $ 59,467 $ 123,556 $ 4,229 $ - $ 501,759 Current period gross writeoff - - - - - (372 ) - - (372 ) Construction and land development Pass (1-6) $ 20,127 $ 45,761 $ 32,364 $ 1,934 $ 8,831 $ 519 $ 7,760 $ - $ 117,296 Special Mention (7) 168 - 3,559 2,053 - - - - 5,780 Substandard (8) - 579 - - - - - - 579 Total $ 20,295 $ 46,340 $ 35,923 $ 3,987 $ 8,831 $ 519 $ 7,760 $ - $ 123,655 Current period gross writeoff - - - - - - - - - Multifamily Pass (1-6) $ 8,461 $ 54,610 $ 81,019 $ 56,920 $ 14,479 $ 22,860 $ 182 $ - $ 238,531 Special Mention (7) - - - - - 676 - - 676 Substandard (8) - 901 - - - 539 - - 1,440 Total $ 8,461 $ 55,511 $ 81,019 $ 56,920 $ 14,479 $ 24,075 $ 182 $ - $ 240,647 Current period gross writeoff - - - - - - - - - Commercial business Pass (1-6) $ 5,937 $ 16,220 $ 10,542 $ 6,763 $ 6,525 $ 14,003 $ 32,552 $ - $ 92,542 Special Mention (7) - - 66 - 140 456 - - 662 Substandard (8) - - 207 144 4 1,890 347 - 2,592 Total $ 5,937 $ 16,220 $ 10,815 $ 6,907 $ 6,669 $ 16,349 $ 32,899 $ - $ 95,796 Current period gross writeoff - (110 ) - (322 ) (11 ) - - - (443 ) Consumer Pass (1-6) $ 193 $ 111 $ 148 $ 13 $ 25 $ 177 $ - $ - $ 667 Substandard (8) - - - 2 - - - - 2 Total $ 193 $ 111 $ 148 $ 13 $ 25 $ 177 $ - $ - $ 667 Current period gross writeoff (40 ) - - - - - - - (40 ) Manufactured homes Pass (1-6) $ - $ 1,975 $ 13,000 $ 9,747 $ 5,652 $ 2,295 $ - $ - $ 32,669 Total $ - $ 1,975 $ 13,000 $ 9,747 $ 5,652 $ 2,295 $ - $ - $ 32,669 Current period gross writeoff - - - - - - - - - Government Pass (1-6) $ 1,890 $ 2,000 $ 1,522 $ - $ - $ 5,234 $ - $ - $ 10,646 Total $ 1,890 $ 2,000 $ 1,522 $ - $ - $ 5,234 $ - $ - $ 10,646 Current period gross writeoff - - - - - - - - - December 31, 2022 (Dollars in thousands) 1 6 7 8 Loan Segment Pass Special mention Substandard Total Residential real estate $ 477,222 $ 1,338 $ 6,035 $ 484,595 Home equity 37,981 385 612 38,978 Commercial real estate 474,055 4,955 7,421 486,431 Construction and land development 106,580 2,346 - 108,926 Multifamily 242,091 1,859 7,064 251,014 Commercial business 90,694 703 1,881 93,278 Consumer 918 - - 918 Manufactured homes 34,882 - - 34,882 Government 9,549 - - 9,549 Total $ 1,473,972 $ 11,586 $ 23,013 $ 1,508,571
Financing Receivable, Modified [Table Text Block]	For the three months ended June 30, 2023 (Dollars in thousands) Payment Delay Term Extension Interest Rate Reduction Combination Term Extension and Interest Rate Reduction % of Total Segment Financing Receivables Residential Real Estate $ - $ 277 $ - $ - 0.06 % Total $ - $ 277 $ - $ - 0.02 % For the six months ended June 30,2023 (Dollars in thousands) Payment Delay Term Extension Interest Rate Reduction Combination Term Extension and Interest Rate Reduction % of Total Segment Financing Receivables Residential Real Estate $ - $ 868 $ - $ - 0.18 % Total $ - $ 868 $ - $ - 0.06 % (Dollars in thousands) Current 30-59 Days Past Due 60-89 Days Past Due Greater Than 90 Days Past Due Residential Real Estate $ 688 $ - $ - $ 180 Total $ 688 $ - $ - $ 180
Schedule of Accretable Yield from Financing Receivables [Table Text Block]	Accretable yield, or income recorded for the three months ended June 30, is as follows: (dollars in thousands) Total 2022 $ 440 2023 75 Accretable yield, or income recorded for the six months ended June 30, is as follows: (dollars in thousands) Total 2022 $ 547 2023 242 Accretable yield, or income expected to be recorded in the future is as follows: (dollars in thousands) Total Remainder 2023 370 2024 750 2025 672 2026 468 2027 and thereafter 3,784 Total $ 6,044
Financing Receivable, Allowance for Credit Loss [Table Text Block]	(Dollars in thousands) Beginning Balance Adoption of ASC 326 PCD Gross-up Charge-offs Recoveries Provisions Ending Balance The Bancorp's activity in the allowance for loan losses, by loan segment, is summarized below for the three months ended June 30, 2023: Allowance for loan losses: Residential real estate $ 5,068 $ - $ - $ - $ 11 $ (225 ) $ 4,854 Home equity 643 - - - - 37 680 Commercial real estate 7,119 - - (360 ) 1 271 7,031 Construction and land development 3,229 - - - - 370 3,599 Multifamily 1,059 - - - 86 (125 ) 1,020 Commercial business 2,095 - - (368 ) 101 222 2,050 Consumer 64 - - (21 ) 3 11 57 Manufactured homes 216 - - - - (50 ) 166 Government 75 - - - - (25 ) 50 Total $ 19,568 $ - $ - $ (749 ) $ 202 $ 486 $ 19,507 The Bancorp's activity in the allowance for loan losses, by loan segment, is summarized below for the three months ended June 30, 2022: Allowance for loan losses: Residential real estate $ 2,493 $ - $ - $ - $ 29 $ 234 $ 2,756 Home equity 354 - - - - 19 373 Commercial real estate 5,530 - - - - (3 ) 5,527 Construction and land development 2,135 - - - - (391 ) 1,744 Multifamily 889 - - - - 239 1,128 Commercial business 1,941 - - - 7 (140 ) 1,808 Consumer 45 - - (27 ) 10 42 70 Manufactured homes - - - - - - - Government - - - - - - - Total $ 13,387 $ - $ - $ (27 ) $ 46 $ - $ 13,406 The Bancorp's activity in the allowance for credit losses, by loan segment, is summarized below for the six months ended June 30, 2023: Allowance for credit losses: Residential real estate $ 3,021 $ 1,688 $ 535 $ - $ 63 $ (453 ) $ 4,854 Home equity 410 99 29 - - 142 680 Commercial real estate 5,784 1,003 443 (372 ) 1 172 7,031 Construction and land development 1,253 1,735 - - - 611 3,599 Multifamily 1,007 141 - - 86 (214 ) 1,020 Commercial business 1,365 320 5 (443 ) 148 655 2,050 Consumer 57 5 17 (40 ) 6 12 57 Manufactured homes - 112 - - - 54 166 Government - 55 - - - (5 ) 50 Total $ 12,897 $ 5,158 $ 1,029 $ (855 ) $ 304 $ 974 $ 19,507 The Bancorp's activity in the allowance for loan losses, by loan segment, is summarized below for the six months ended June 30, 2022: Allowance for loan losses: Residential real estate $ 2,480 $ - $ - $ - $ 50 $ 226 $ 2,756 Home equity 357 - - - - 16 373 Commercial real estate 5,515 - - - - 12 5,527 Construction and land development 2,119 - - - - (375 ) 1,744 Multifamily 848 - - - - 280 1,128 Commercial business 2,009 - - - 38 (239 ) 1,808 Consumer 15 - - (37 ) 12 80 70 Manufactured homes - - - - - - - Government - - - - - - - Total $ 13,343 $ - $ - $ (37 ) $ 100 $ - $ 13,406
Schedule of Collateral Dependent Loans [Table Text Block]	June 30, 2023 (dollars in thousands) Real Estate Accounts Receivable Other Total ACL Allocation Commercial real estate $ 2,839 - - $ 2,839 $ 7 Multifamily 1,471 - - 1,471 - Commercial business 242 3,010 355 3,607 701 Total $ 4,552 $ 3,010 $ 355 $ 7,917 $ 708
Financing Receivable, Nonaccrual [Table Text Block]	As of June 30, 2023 Nonaccrual with No Allowance for Credit Loss Nonaccrual Loans Past Due over 90 Days Still A ccruing Residential real estate $ 1,190 $ 4,123 $ 255 Home equity 175 443 - Commercial real estate 1,386 141 - Construction and land development - 579 - Multifamily 1,440 - - Commercial business 402 2,190 - Consumer - 2 - Manufactured homes - - - Government - - - Total $ 4,593 $ 7,478 $ 255
Financing Receivable, Impairment Evaluation [Table Text Block]	(Dollars in thousands) Individually evaluated for impairment reserves Collectively evaluated for impairment reserves Loan receivables Individually evaluated for impairment Purchased credit impaired individually evaluated for impairment Collectively evaluated for impairment The Bancorp's allowance for loan losses impairment evaluation and loan receivables are summarized below at December 31, 2022: Residential real estate $ 24 $ 2,997 $ 484,595 $ 1,518 $ 988 $ 482,089 Home equity 3 407 38,978 294 125 38,559 Commercial real estate 13 5,771 486,431 2,392 2,935 481,104 Construction and land development - 1,253 108,926 - - 108,926 Multifamily - 1,007 251,014 6,739 382 243,893 Commercial business 297 1,068 93,278 1,758 953 90,567 Consumer - 57 918 - 17 901 Manufactured homes - - 34,882 - - 34,882 Government - - 9,549 - - 9,549 Total $ 337 $ 12,560 $ 1,508,571 $ 12,701 $ 5,400 $ 1,490,470
Impaired Financing Receivables [Table Text Block]	For the six months ended For the three months ended As of December 31, 2022 June 30, 2022 June 30, 2022 (Dollars in thousands) Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized With no related allowance recorded: Residential real estate $ 1,683 $ 3,017 $ - $ 2,438 $ 155 $ 2,816 $ 125 Home equity 262 275 - 214 13 191 6 Commercial real estate 765 765 - 2,448 220 3,290 210 Construction & land development - - - 573 - 860 - Multifamily 556 647 - 2,337 62 3,228 62 Farmland - - - - - - - Commercial business 1,205 1,324 - 1,159 76 1,136 61 Consumer - - - 14 - 21 - Manufactured homes - - - - - - - Government - - - - - - - With an allowance recorded: Residential real estate $ 88 $ 88 $ 17 $ 154 $ 9 $ 188 $ 6 Home equity 22 22 4 21 1 21 - Commercial real estate 835 835 386 844 - 849 - Construction & land development - - - - - - - Multifamily - - - - - - - Farmland - - - - - - - Commercial business 392 392 277 338 16 311 - Consumer - - - - - - - Manufactured homes - - - - - - - Government - - - - - - - Total: Residential real estate $ 1,771 $ 3,105 $ 17 $ 2,592 $ 164 $ 3,004 $ 131 Home equity $ 284 $ 297 $ 4 $ 235 $ 14 $ 212 $ 6 Commercial real estate $ 1,600 $ 1,600 $ 386 $ 3,292 $ 220 $ 4,139 $ 210 Construction & land development $ - $ - $ - $ 573 $ - $ 860 $ - Multifamily $ 556 $ 647 $ - $ 2,337 $ 62 $ 3,228 $ 62 Farmland $ - $ - $ - $ - $ - $ - $ - Commercial business $ 1,597 $ 1,716 $ 277 $ 1,497 $ 92 $ 1,447 $ 61 Consumer $ - $ - $ - $ 14 $ - $ 21 $ - Manufactured homes $ - $ - $ - $ - $ - $ - $ - Government $ - $ - $ - $ - $ - $ - $ -
Schedule of Changes in Liability for Credit Loss on Unfunded Commitments [Table Text Block]	Six months ended, June 30, (Dollars in thousands) 2023 Balance, beginning of period $ - Adoption of ASC 326 3,108 Provision (recovery of provision) 28 Balance, end of period $ 3,136

Note 8 - Intangibles and Acqu_2

Note 8 - Intangibles and Acquisition Related Accounting (Tables)	6 Months Ended
	Jun. 30, 2023
Notes Tables
Schedule of Goodwill [Table Text Block]	(Dollars in thousands) 2023 2022 Goodwill balance January 1, $ 22,395 $ 11,109 Goodwill acquired - Royal Financial - 11,286 Goodwill balance June 30, $ 22,395 $ 22,395
Finite-Lived Intangible Assets Amortization Expense [Table Text Block]	The amortization recorded for the three months ended June 30, is as follows: (dollars in thousands) Total 2022 $ 410 2023 $ 388 The amortization recorded for the six months ended June 30, is as follows: (dollars in thousands) Total 2022 $ 757 2023 $ 779
Schedule of Finite-Lived Intangible Assets, Future Amortization Expense [Table Text Block]	Amortization to be recorded in future periods, is as follows: (dollars in thousands) Total Remainder of 2023 743 2024 1,411 2025 688 2026 360 2027 294 Thereafter 519 Total $ 4,015

Note 9 - Deposits (Tables)

Note 9 - Deposits (Tables)	6 Months Ended
	Jun. 30, 2023
Notes Tables
Deposit Liabilities, Type [Table Text Block]	June 30, December 31, (Dollars in thousands) 2023 2022 Checking $ 666,602 $ 755,377 Savings 339,434 402,365 Money market 284,406 254,157 Certificates of deposit 504,705 363,118 Total deposits $ 1,795,147 $ 1,775,017

Note 11 - Earnings Per Share (T

Note 11 - Earnings Per Share (Tables)	6 Months Ended
	Jun. 30, 2023
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	(dollars in thousands except per share data) Three months ended June 30, June 30, 2023 2022 2023 2022 Basic earnings per common share: Net income as reported $ 2,438 $ 4,431 $ 4,678 $ 6,566 Weighted average common shares outstanding 4,250,304 4,242,559 4,248,522 4,108,579 Basic earnings per common share $ 0.57 $ 1.04 $ 1.10 $ 1.60 Diluted earnings per common share: Net income as reported $ 2,438 $ 4,431 $ 4,678 $ 6,566 Weighted average common shares outstanding 4,250,304 4,242,559 4,248,522 4,108,579 Add: Dilutive effect of unvested restricted stock awards 8,307 15,944 10,448 16,316 Weighted average common and dilutive potential common shares outstanding 4,258,611 4,258,503 4,258,970 4,124,895 Diluted earnings per common share $ 0.57 $ 1.04 $ 1.10 $ 1.59

Note 12 - Stock Based Compens_2

Note 12 - Stock Based Compensation (Tables)	6 Months Ended
	Jun. 30, 2023
Notes Tables
Nonvested Restricted Stock Shares Activity [Table Text Block]	Non-vested Shares Shares Weighted Average Grant Date Fair Value Non-vested at January 1, 2023 55,833 $ 43.87 Granted 10,102 35.01 Vested (17,549 ) 44.24 Forfeited (1,744 ) 42.60 Non-vested at June 30, 2023 46,642 $ 41.86

Note 13 - Derivative Financia_2

Note 13 - Derivative Financial Instruments (Tables)	6 Months Ended
	Jun. 30, 2023
Notes Tables
Derivatives Not Designated as Hedging Instruments [Table Text Block]	June 30, 2023 Asset derivatives Liability derivatives (Dollars in thousands) Statement of Financial Condition classification Fair value Statement of Financial Condition classification Fair value Interest rate swap contracts Other assets $ 8,492 Other liabilties $ 8,492 Interest rate lock commitments Other assets 87 N/A - Total $ 8,579 $ 8,492 December 31, 2022 Asset derivatives Liability derivatives (Dollars in thousands) Statement of Financial Condition classification Fair value Statement of Financial Condition classification Fair value Interest rate swap contracts Other assets $ 8,972 Other liabilties $ 8,972 Interest rate lock commitments Other assets 38 N/A - Total $ 9,010 $ 8,972 Six Months Ended June 30, (Dollars in thousands) Statement of Income Classification 2023 2022 Interest rate swap contracts Fees and service charges $ 365 $ - Interest rate lock commitments Gain on sale of loans held-for-sale, net 48 (68 ) Total $ 413 $ (68 ) Three Months Ended June 30, (Dollars in thousands) Statement of Income Classification 2023 2022 Interest rate swap contracts Fees and service charges $ 395 $ - Interest rate lock commitments Gain on sale of loans held-for-sale, net (9 ) (93 ) Total $ 386 $ (93 )
Offsetting Assets [Table Text Block]	Gross Amounts not Offset in the Statement of Financial Condition Gross Amounts of Gross Amounts Offset in the Net Amounts of Assets Presented Cash Collateral (Dollars in thousands) Recognized Assets Statement of Financial Condition in the Statement of Financial Condition Financial Instruments Received Net Amount June 30, 2023 Interest rate swap contracts $ 8,492 $ - $ 8,492 $ - $ 5,470 $ 3,022 Interest rate lock commitments 87 - 87 - - 87 Total $ 8,579 $ - $ 8,579 $ - $ 5,470 $ 3,109 Gross Amounts not Offset in the Statement of Financial Condition Gross Amounts of Gross Amounts Offset in the Net Amounts of Liabilities Presented Cash Collateral (Dollars in thousands) Recognized Liabilities Statement of Financial Condition in the Statement of Financial Condition Financial Instruments Received Net Amount December 31, 2022 Interest rate swap contracts $ 8,972 $ - $ 8,972 $ - $ - $ 8,972 Interest rate lock commitments 38 - 38 - - 38 Total $ 9,010 $ - $ 9,010 $ - $ - $ 9,010
Offsetting Liabilities [Table Text Block]	Gross Amounts not Offset in the Statement of Financial Condition Gross Amounts of Gross Amounts Offset in the Net Amounts of Liabilities Presented Cash Collateral (Dollars in thousands) Recognized Liabilities Statement of Financial Condition in the Statement of Financial Condition Financial Instruments Pledged Net Amount June 30, 2023 Interest rate swap contracts $ 8,492 $ - $ 8,492 $ - $ - $ 8,492 Total $ 8,492 $ - $ 8,492 $ - $ - $ 8,492 Gross Amounts not Offset in the Statement of Financial Condition Gross Amounts of Gross Amounts Offset in the Net Amounts of Liabilities Presented Cash Collateral (Dollars in thousands) Recognized Liabilities Statement of Financial Condition in the Statement of Financial Condition Financial Instruments Pledged Net Amount December 31, 2022 Interest rate swap contracts $ 8,972 $ - $ 8,972 $ - $ 3,930 $ 5,042 Total $ 8,972 $ - $ 8,972 $ - $ 3,930 $ 5,042

Note 14 - Fair Value (Tables)

Note 14 - Fair Value (Tables)	6 Months Ended
	Jun. 30, 2023
Notes Tables
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	(Dollars in thousands) Fair Value Measurements at June 30, 2023 Using (Dollars in thousands) Estimated Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Assets: Interest rate swap contracts $ 8,492 $ - $ 8,492 $ - Interest rate lock commitments 87 - 87 - Available-for-sale debt securities: U.S. government sponsored entities 7,673 - 7,673 - U.S. treasury securities 124 - 124 - Collateralized mortgage obligations and residential mortgage-backed securities 127,661 - 127,661 - Municipal securities 231,603 - 231,603 - Collateralized debt obligations 1,075 - - 1,075 Total securities available-for-sale $ 368,136 $ - $ 367,061 $ 1,075 Liabilities: Interest rate swap contracts $ 8,492 $ - $ 8,492 $ - (Dollars in thousands) Fair Value Measurements at December 31, 2022 Using (Dollars in thousands) Estimated Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Assets: Interest rate swap contracts $ 8,972 $ - $ 8,972 $ - Interest rate lock commitments 38 - 38 - Available-for-sale debt securities: U.S. government sponsored entities 7,625 - 7,625 - U.S. treasury securities 389 - 389 - Collateralized mortgage obligations and residential mortgage-backed securities 134,116 - 134,116 - Municipal securities 227,718 - 227,718 - Collateralized debt obligations 1,048 - - 1,048 Total securities available-for-sale $ 370,896 $ - $ 369,848 $ 1,048 Liabilities: Interest rate swap contracts $ 8,972 $ - $ 8,972 $ -
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]	(Dollars in thousands) Estimated Fair Value Measurements Using Significant Unobservable Inputs (Level 3) Available-for- Beginning balance, January 1, 2022 $ 992 Principal payments - Total unrealized gains, included in other comprehensive income. (20 ) Ending balance, June 30, 2022 $ 972 Beginning balance, January 1, 2023 $ 1,048 Principal payments - Total unrealized gains, included in other comprehensive loss 27 Ending balance, June 30, 2023 $ 1,075
Fair Value Measurements, Nonrecurring [Table Text Block]	(Dollars in thousands) Fair Value Measurements at June 30, 2023 Using (Dollars in thousands) Estimated Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Collateral dependent loans $ 6,945 $ - $ - $ 6,945 (Dollars in thousands) Fair Value Measurements at December 31, 2022 Using (Dollars in thousands) Estimated Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Impaired loans $ 2,620 $ - $ - $ 2,620
Fair Value, by Balance Sheet Grouping [Table Text Block]	June 30, 2023 Estimated Fair Value Measurements at June 30, 2023 Using (Dollars in thousands) Carrying Estimated Quoted Prices in Significant Significant Financial assets: Cash and cash equivalents $ 115,673 $ 115,673 $ 115,673 $ - $ - Loans held-for-sale 1,832 1,859 - 1,859 - Loans receivable, net 1,514,654 1,422,459 - - 1,422,459 Federal Home Loan Bank stock 6,547 6,547 - 6,547 - Accrued interest receivable 7,714 7,714 - 7,714 - Financial liabilities: Non-interest bearing deposits 315,671 315,671 315,671 - - Interest bearing deposits 1,479,476 1,476,202 974,771 501,431 - Repurchase agreements 46,402 46,226 39,420 6,806 - Borrowed funds 150,000 149,147 - 149,147 - Accrued interest payable 1,630 1,630 - 1,630 - December 31, 2022 Estimated Fair Value Measurements at December 31, 2022 Using (Dollars in thousands) Carrying Estimated Quoted Prices in Significant Significant Financial assets: Cash and cash equivalents $ 31,282 $ 31,282 $ 31,282 $ - $ - Certificates of deposit in other financial institutions 2,456 2,404 - 2,404 - Loans held-for-sale 1,543 1,555 - 1,555 - Loans receivable, net 1,500,734 1,437,496 - - 1,437,496 Federal Home Loan Bank stock 6,547 6,547 - 6,547 - Accrued interest receivable 7,421 7,421 - 7,421 - Financial liabilities: Non-interest bearing deposits 359,092 359,092 359,092 - - Interest bearing deposits 1,415,925 1,414,738 1,052,807 361,931 - Repurchase agreements 15,503 15,361 7,975 7,386 - Borrowed funds 120,000 119,689 - 119,689 - Accrued interest payable 336 336 - 336 -

Note 15 - Borrowings (Tables)

Note 15 - Borrowings (Tables)	6 Months Ended
	Jun. 30, 2023
Notes Tables
Schedule of Federal Home Loan Bank Advances Borrowed Funds [Table Text Block]	(Dollars in thousands) June 30, December 31, 2023 2022 Fixed rate advances from the BTFP with outstanding rates of 4.38 $ 100,000 $ - Fixed rate advances from the FHLB with outstanding rates of 5.25 $ 50,000 $ - Fixed rate advances from the FHLB with outstanding rates of 4.30 $ - $ 120,000 Total $ 150,000 $ 120,000
Schedule of Federal Home Loan Bank Advances Borrowed Funds, Maturities [Table Text Block]	(Dollars in thousands) 2023 $ 50,000 2024 100,000 Total $ 150,000

Note 3 - Change in Accounting_3

Note 3 - Change in Accounting Principles (Details Textual) - USD ($) $ in Thousands	Jun. 30, 2023		Mar. 31, 2023	Jan. 01, 2023	Dec. 31, 2022		Jun. 30, 2022	Mar. 31, 2022	Dec. 31, 2021
Financing Receivable, Allowance for Credit Loss	$ 19,507	[1]	$ 19,568	$ 12,897	$ 12,897	[1]	$ 13,406	$ 13,387	$ 13,343
Off-Balance-Sheet, Credit Loss, Liability	3,136			0	0
Retained Earnings (Accumulated Deficit)	$ 127,551				131,661
Cumulative Effect, Period of Adoption, Adjustment [Member]
Financing Receivable, Allowance for Credit Loss				6,187
Off-Balance-Sheet, Credit Loss, Liability				3,108
Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Implementation Entry of Adoption of ASU				8,300
Financing Receivable, Allowance for Credit Loss			$ 0	5,200	5,158			$ 0
Off-Balance-Sheet, Credit Loss, Liability				3,100	$ 3,108
Retained Earnings (Accumulated Deficit)				(6,100)
Deferred Tax Assets, Net of Valuation Allowance				2,200
Certain Loans Acquired in Transfer, Nonaccretable Difference				$ (1,000)
[1]See note 3 regarding adoption of ASC 326

Note 3 - Change in Accounting_4

Note 3 - Change in Accounting Principles - Implementation Adjustments (Details) - USD ($) $ in Thousands	Jun. 30, 2023		Mar. 31, 2023	Jan. 01, 2023	Dec. 31, 2022		Jun. 30, 2022	Mar. 31, 2022	Dec. 31, 2021
Financing Receivable, Allowance for Credit Loss	$ 19,507	[1]	$ 19,568	$ 12,897	$ 12,897	[1]	$ 13,406	$ 13,387	$ 13,343
Off-Balance-Sheet, Credit Loss, Liability	3,136			0	0
Total allowance for credit losses				12,897
Cumulative Effect, Period of Adoption, Adjustment [Member]
Financing Receivable, Allowance for Credit Loss				6,187
Off-Balance-Sheet, Credit Loss, Liability				3,108
Total allowance for credit losses				9,295
Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
Financing Receivable, Allowance for Credit Loss				19,084
Off-Balance-Sheet, Credit Loss, Liability				3,108
Total allowance for credit losses				22,192
Residential Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Loss	4,854		5,068	3,021	3,021		2,756	2,493	2,480
Residential Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Financing Receivable, Allowance for Credit Loss				2,223
Residential Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
Financing Receivable, Allowance for Credit Loss				5,244
Home Equity Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Loss	680		643	410	410		373	354	357
Home Equity Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Financing Receivable, Allowance for Credit Loss				128
Home Equity Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
Financing Receivable, Allowance for Credit Loss				538
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Loss	7,031		7,119	5,784	5,784		5,527	5,530	5,515
Commercial Real Estate Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Financing Receivable, Allowance for Credit Loss				1,446
Commercial Real Estate Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
Financing Receivable, Allowance for Credit Loss				7,230
Construction and Land Development Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Loss	3,599		3,229	1,253	1,253		1,744	2,135	2,119
Construction and Land Development Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Financing Receivable, Allowance for Credit Loss				1,735
Construction and Land Development Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
Financing Receivable, Allowance for Credit Loss				2,988
Multifamily Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Loss	1,020		1,059	1,007	1,007		1,128	889	848
Multifamily Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Financing Receivable, Allowance for Credit Loss				141
Multifamily Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
Financing Receivable, Allowance for Credit Loss				1,148
Farmland Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Loss				0
Farmland Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Financing Receivable, Allowance for Credit Loss				0
Farmland Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
Financing Receivable, Allowance for Credit Loss				0
Commercial Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Loss	2,050		2,095	1,365	1,365		1,808	1,941	2,009
Commercial Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Financing Receivable, Allowance for Credit Loss				325
Commercial Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
Financing Receivable, Allowance for Credit Loss				1,690
Consumer Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Loss	57		64	57	$ 57		70	45	$ 15
Consumer Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Financing Receivable, Allowance for Credit Loss				22
Consumer Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
Financing Receivable, Allowance for Credit Loss				79
Manufactured Homes Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Loss	166		216	0			0	0
Manufactured Homes Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Financing Receivable, Allowance for Credit Loss				112
Manufactured Homes Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
Financing Receivable, Allowance for Credit Loss				112
Government Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Loss	$ 50		$ 75	0			$ 0	$ 0
Government Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Financing Receivable, Allowance for Credit Loss				55
Government Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]
Financing Receivable, Allowance for Credit Loss				$ 55
[1]See note 3 regarding adoption of ASC 326

Note 5 - Acquisition Activity_2

Note 5 - Acquisition Activity (Details Textual) - USD ($) $ / shares in Units, $ in Thousands		6 Months Ended		12 Months Ended
	Jan. 31, 2022	Jun. 30, 2023	Jun. 30, 2022	Dec. 31, 2022	Jan. 28, 2022	Dec. 31, 2021
Payments to Acquire Businesses, Net of Cash Acquired, Total		$ 0	$ (33,799)
Share Price (in dollars per share)					$ 47.75
Goodwill		$ 22,395	22,395	$ 22,395		$ 11,109
Royal Financial, Inc. [Member]
Business Combination, Shares Issued Per Share (in dollars per share)	$ 0.4609
Business Acquisition, Right to Receive, Share Price (in dollars per share)	$ 20.14
Business Acquisition, Percentage of Share Outstanding Can Be Converted to Right to Receive Shares	65%
Business Acquisition, Percentage of Share Outstanding Can Be Converted to Right to Receive Cash	35%
Business Combination, Maximum Number of Shares to Receive Cash (in shares)	101
Business Acquisition, Maximum Right to Receive, Share Price (in dollars per share)	$ 20.14
Business Acquisition, Equity Interest Issued or Issuable, Number of Shares (in shares)	795,423
Payments to Acquire Businesses, Net of Cash Acquired, Total	$ 18,700
Business Combination, Consideration Transferred, Total	56,706
Business Combination, Provisional Information, Initial Accounting Incomplete, Adjustment, Financial Assets				(409)
Business Combination, Provisional Information, Initial Accounting Incomplete, Adjustment, Property, Plant, and Equipment				(48)
Business Combination, Provisional Information, Initial Accounting Incomplete, Adjustment, Equity Interests				79
Goodwill, Purchase Accounting Adjustments				(378)
Goodwill	11,286			$ 11,500
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Gross Loans	$ 456,700
Business Combination, Acquisition Related Costs			$ 2,852

Note 5 - Acquisition Activity -

Note 5 - Acquisition Activity - Purchase Price (Details) - USD ($) $ in Thousands		6 Months Ended
	Jan. 31, 2022	Jun. 30, 2023	Jun. 30, 2022	Dec. 31, 2022	Dec. 31, 2021
Goodwill		$ 22,395	$ 22,395	$ 22,395	$ 11,109
Cash paid		$ 0	$ 18,725
Royal Financial, Inc. [Member]
Cash and due from banks	$ 52,524
Investment securities, available for sale	0
Non-interest bearing	32,095
Certificate of deposit in other financial institutions	245
NOW accounts	63,639
Savings and money market	184,149
Total Loans	450,757
Certificates of deposits	195,153
Total Deposits	475,036
Premises and equipment, net	13,896
FHLB stock	1,303
Interest payable	75
Goodwill	11,286			$ 11,500
Other liabilities	11,228
Core deposit intangible	3,220
Interest receivable	1,836
Other assets	7,978
Total assets purchased	543,045
Common shares issued	37,981
Cash paid	18,725
Total purchase price	56,706
Total liabilities assumed	$ 486,339

Note 5 - Acquisition Activity_3

Note 5 - Acquisition Activity - Pro Forma Information (Details) - Royal Financial, Inc. [Member] - USD ($) $ / shares in Units, $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Interest income		$ 21,613	$ 17,740	$ 41,749	$ 35,329
Interest expense		(7,574)	(442)	(13,042)	(902)
Provision for loan losses		(514)	0	(1,002)	0
Non-interest income		3,006	2,896	5,614	6,179
Non-interest expense (1)	[1]	(13,995)	(15,176)	(28,222)	(29,573)
Income before provision for income taxes		2,536	5,018	5,097	11,033
Income tax expense		(98)	(587)	(419)	(1,619)
Net income		$ 2,438	$ 4,431	$ 4,678	$ 9,414
Basic (in dollars per share)		$ 0.57	$ 1.04	$ 1.10	$ 2.29
Diluted (in dollars per share)		$ 0.57	$ 1.04	$ 1.10	$ 2.28
[1]Excludes $2.9 million in pre-tax merger expenses for the three months ended March 31, 2022.

Note 5 - Acquisition Activity_4

Note 5 - Acquisition Activity - Merger Expenses (Details) - Royal Financial, Inc. [Member] $ in Thousands	6 Months Ended
	Jun. 30, 2022 USD ($)
Period merger expense	$ 2,852
Compensation and Benefits [Member]
Period merger expense	132
Data Processing [Member]
Period merger expense	1,929
Marketing [Member]
Period merger expense	135
Other [Member]
Period merger expense	$ 656

Note 6 - Securities (Details Te

Note 6 - Securities (Details Textual) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Debt Securities, Available-for-Sale, Unrealized Loss Position	$ 367,472	$ 367,331
Debt Securities, Available-for-Sale, Unrealized Loss Position, Accumulated Loss	79,180	84,588
Debt Securities, Available-for-Sale, Accrued Interest, after Allowance for Credit Loss	2,400
Impaired Collateralized Debt Obligations [Member]
Debt Securities, Available-for-Sale, Unrealized Loss Position, Amortized Cost	2,200
Debt Securities, Available-for-Sale, Unrealized Loss Position	1,100
Debt Securities, Available-for-Sale, Unrealized Loss Position, Accumulated Loss	173
Asset Pledged as Collateral [Member]
Financial Instruments, Owned, at Fair Value	$ 313,000	$ 223,700

Note 6 - Securities - Available

Note 6 - Securities - Available for Sale Securities (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Available for sale securities, cost basis	$ 447,315	$ 455,477
Available for sale securities, gross unrealized gains	1	7
Available for sale securities, gross unrealized losses	(79,180)	(84,588)
Total securities available-for-sale	368,136	370,896
US Government-sponsored Enterprises Debt Securities [Member]
Available for sale securities, cost basis	8,883	8,883
Available for sale securities, gross unrealized gains	0	0
Available for sale securities, gross unrealized losses	(1,210)	(1,258)
Total securities available-for-sale	7,673	7,625
US Treasury Securities [Member]
Available for sale securities, cost basis	124	389
Available for sale securities, gross unrealized gains	0	0
Available for sale securities, gross unrealized losses	0	0
Total securities available-for-sale	124	389
Collateralized Mortgage Obligations and Residential Mortgage Backed Securities [Member]
Available for sale securities, cost basis	155,959	163,000
Available for sale securities, gross unrealized gains	0	0
Available for sale securities, gross unrealized losses	(28,298)	(28,884)
Total securities available-for-sale	127,661	134,116
US States and Political Subdivisions Debt Securities [Member]
Available for sale securities, cost basis	280,176	281,032
Available for sale securities, gross unrealized gains	1	7
Available for sale securities, gross unrealized losses	(48,574)	(53,321)
Total securities available-for-sale	231,603	227,718
Collateralized Debt Obligations [Member]
Available for sale securities, cost basis	2,173	2,173
Available for sale securities, gross unrealized gains	0	0
Available for sale securities, gross unrealized losses	(1,098)	(1,125)
Total securities available-for-sale	$ 1,075	$ 1,048

Note 6 - Securities - Estimated

Note 6 - Securities - Estimated Fair Value of Available for Sale Securities, by Contractual Maturity (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Due in one year or less, cost basis	$ 814
Available for sale securities, due in one year or less, estimated fair value	811
Due from one to five years, cost basis	6,673
Available for sale securities, due from one to five years, estimated fair value	5,912
Due from five to ten years, cost basis	19,998
Available for sale securities, due from five to ten years, estimated fair value	18,291
Due over ten years, cost basis	263,871
Available for sale securities, due over ten years, estimated fair value	215,461
Collateralized mortgage obligations and residential mortgage-backed securities, cost basis	155,959
Collateralized mortgage obligations and residential mortgage-backed securities, estimated fair value	127,661
Available for sale securities, cost basis	447,315	$ 455,477
Total securities available-for-sale	$ 368,136	$ 370,896

Note 6 - Securities - Sales of

Note 6 - Securities - Sales of Available for Sale Securities (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Proceeds	$ 352	$ 27,539	$ 352	$ 43,775
Gross gains	0	289	0	692
Gross losses	$ (48)	$ (20)	$ (48)	$ (53)

Note 6 - Securities - Availab_2

Note 6 - Securities - Available for Sale Securities, Accumulated Other Comprehensive Income (Loss) Balances, Net of Tax (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Ending balance, March 31, 2022	$ (55,895)	$ (33,462)	$ (64,300)	$ 4,276
Current period change	(4,290)	(24,319)	4,115	(62,057)
Ending balance	$ (60,185)	$ (57,781)	$ (60,185)	$ (57,781)

Note 6 - Securities - Securitie

Note 6 - Securities - Securities with Gross Unrealized Losses Not Recognized in Income (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Estimated fair value, less than 12 months	$ 17,162	$ 204,281
Unrealized losses, less than 12 months	(388)	(40,890)
Estimated fair value, 12 months or longer	350,310	163,050
Unrealized losses, 12 months or longer	(78,792)	(43,698)
Estimated fair value, total	367,472	367,331
Unrealized losses, total	$ (79,180)	$ (84,588)
percentage	99.80%	99%
Number of securities, unrealized losses, less than 12 months	27	311
Number of securities, unrealized losses, 12 months or longer	420	135
Number of securitiesunrealized losses, total	447	446
US Government-sponsored Enterprises Debt Securities [Member]
Estimated fair value, less than 12 months	$ 0	$ 0
Unrealized losses, less than 12 months	0	0
Estimated fair value, 12 months or longer	7,673	7,625
Unrealized losses, 12 months or longer	(1,210)	(1,258)
Estimated fair value, total	7,673	7,625
Unrealized losses, total	$ (1,210)	$ (1,258)
percentage	100%	100%
Collateralized Mortgage Obligations and Residential Mortgage Backed Securities [Member]
Estimated fair value, less than 12 months	$ 3,063	$ 32,700
Unrealized losses, less than 12 months	(166)	(4,955)
Estimated fair value, 12 months or longer	124,598	101,416
Unrealized losses, 12 months or longer	(28,132)	(23,929)
Estimated fair value, total	127,661	134,116
Unrealized losses, total	$ (28,298)	$ (28,884)
percentage	100%	100%
US States and Political Subdivisions Debt Securities [Member]
Estimated fair value, less than 12 months	$ 14,099	$ 171,581
Unrealized losses, less than 12 months	(222)	(35,935)
Estimated fair value, 12 months or longer	216,964	52,961
Unrealized losses, 12 months or longer	(48,352)	(17,386)
Estimated fair value, total	231,063	224,542
Unrealized losses, total	$ (48,574)	$ (53,321)
percentage	99.80%	98.60%
Collateralized Debt Obligations [Member]
Estimated fair value, less than 12 months	$ 0	$ 0
Unrealized losses, less than 12 months	0	0
Estimated fair value, 12 months or longer	1,075	1,048
Unrealized losses, 12 months or longer	(1,098)	(1,125)
Estimated fair value, total	1,075	1,048
Unrealized losses, total	$ (1,098)	$ (1,125)
percentage	100%	100%

Note 7 - Loans Receivable (Deta

Note 7 - Loans Receivable (Details Textual) $ in Thousands	6 Months Ended
	Jun. 30, 2023 USD ($)	Dec. 31, 2022 USD ($)
Deferred Cost Reserve, Unamortized Balance	$ 4,200	$ 4,600
Financing Receivable, Accrued Interest, before Allowance for Credit Loss	5,300
Financial Asset Acquired [Member]
Financing Receivable, Unamortized Purchase Premium (Discount)	$ (6,000)	$ (5,500)
Residential Portfolio Segment [Member]
Financing Receivable, Modified, Number of Contracts	10
Financing Receivable, Modified, Accumulated	$ 974
Residential Portfolio Segment [Member] | Residential Mortgage [Member]
Loans Receivable, Maximum Percentage of Purchase Price or Appraised Value	97%
Loans Receivable, Percentage of Value in Excess Requiring Private Mortgage Insurance	80%
Loans Receivable, Percentage of Equity, Excess Does Not Require Private Mortgage Insurance	20%
Residential Portfolio Segment [Member] | Fixed Rate Residential Mortgage [Member]
Loans Receivable, Minimum Contractual Maturity to be Classified as Held for Sale (Year)	15 years
Home Equity Portfolio Segment [Member]
Loans Receivable, Maximum Percentage of Purchase Price or Appraised Value	89%
Loans Receivable, Maximum Percentage of Appraised Value of Improved Property	85%
Financing Receivable, Modified, Number of Contracts	1
Financing Receivable, Modified, Accumulated	$ 7
Home Equity Portfolio Segment [Member] | Maximum [Member]
Loans Receivable, Contractual Maturity (Month)	240 months
Commercial Real Estate Portfolio Segment [Member]
Loans Receivable, Maximum Percentage of Purchase Price or Appraised Value	80%
Commercial Real Estate Portfolio Segment [Member] | Maximum [Member]
Loans Receivable, Contractual Maturity (Month)	25 years
Loans Receivable, Balloon Feature, Period for Full Repayment (Year)	10 years
Commercial Real Estate Portfolio Segment [Member] | Minimum [Member]
Loans Receivable, Contractual Maturity (Month)	15 years
Loans Receivable, Balloon Feature, Period for Full Repayment (Year)	7 years
Construction and Land Development Portfolio Segment [Member] | Residential Mortgage [Member]
Loans Receivable, Maximum Percentage of Purchase Price or Appraised Value	89%
Construction and Land Development Portfolio Segment [Member] | Residential Mortgage [Member] | Maximum [Member]
Loans Receivable, Contractual Maturity (Month)	1 year
Construction and Land Development Portfolio Segment [Member] | Residential Mortgage [Member] | Minimum [Member]
Loans Receivable, Contractual Maturity (Month)	6 months
Construction and Land Development Portfolio Segment [Member] | Commercial Real Estate [Member]
Loans Receivable, Maximum Percentage of Purchase Price or Appraised Value	80%
Construction and Land Development Portfolio Segment [Member] | Commercial Real Estate [Member] | Maximum [Member]
Loans Receivable, Contractual Maturity (Month)	2 years
Manufactured Homes Portfolio Segment [Member] | Maximum [Member]
Loans Receivable, Contractual Maturity (Month)	25 years

Note 7 - Loans Receivable - Loa

Note 7 - Loans Receivable - Loans Receivable (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Total loans secured by real estate	$ 1,390,005	$ 1,369,944
Loans Receivable	1,529,783	1,508,571
Net deferred loan origination costs	4,449	5,083
Undisbursed loan funds	(71)	(23)
Loans receivable, net of deferred fees and costs..	1,534,161	1,513,631
Residential Portfolio Segment [Member]
Total loans secured by real estate	480,791	484,595
Loans Receivable	480,791	484,595
Home Equity Portfolio Segment [Member]
Total loans secured by real estate	43,153	38,978
Loans Receivable	43,153	38,978
Commercial Real Estate Portfolio Segment [Member]
Total loans secured by real estate	501,759	486,431
Loans Receivable	501,759	486,431
Construction and Land Development Portfolio Segment [Member]
Total loans secured by real estate	123,655	108,926
Loans Receivable	123,655	108,926
Multifamily Portfolio Segment [Member]
Total loans secured by real estate	240,647	251,014
Loans Receivable	240,647	251,014
Commercial Portfolio Segment [Member]
Loans Receivable	95,796	93,278
Consumer Portfolio Segment [Member]
Loans Receivable	667	918
Manufactured Homes Portfolio Segment [Member]
Loans Receivable	32,669	34,882
Government Portfolio Segment [Member]
Loans Receivable	$ 10,646	$ 9,549

Note 7 - Loans Receivable - Age

Note 7 - Loans Receivable - Age Analysis of Past Due Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Total Loans Receivable	$ 1,529,783	$ 1,508,571
Performing Financial Instruments [Member]
Total Loans Receivable	1,517,712	1,490,443
Nonperforming Financial Instruments [Member]
Total Loans Receivable	12,071	18,128
Financial Asset, 30 to 59 Days Past Due [Member]
Total Loans Receivable	10,669	12,248
Financial Asset, 60 to 89 Days Past Due [Member]
Total Loans Receivable	3,532	3,584
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Total Loans Receivable	255	248
Financial Asset, Past Due [Member]
Total Loans Receivable	14,456	16,080
Financial Asset, Not Past Due [Member]
Total Loans Receivable	1,503,256	1,474,363
Residential Portfolio Segment [Member]
Total Loans Receivable	480,791	484,595
Residential Portfolio Segment [Member] | Performing Financial Instruments [Member]
Total Loans Receivable	475,478	479,248
Residential Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Total Loans Receivable	5,313	5,347
Residential Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Total Loans Receivable	3,585	3,758
Residential Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Total Loans Receivable	1,295	2,520
Residential Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Total Loans Receivable	255	166
Residential Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Total Loans Receivable	5,135	6,444
Residential Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Total Loans Receivable	470,343	472,804
Home Equity Portfolio Segment [Member]
Total Loans Receivable	43,153	38,978
Home Equity Portfolio Segment [Member] | Performing Financial Instruments [Member]
Total Loans Receivable	42,535	38,384
Home Equity Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Total Loans Receivable	618	594
Home Equity Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Total Loans Receivable	32	315
Home Equity Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Total Loans Receivable	104	42
Home Equity Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Total Loans Receivable	0	0
Home Equity Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Total Loans Receivable	136	357
Home Equity Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Total Loans Receivable	42,399	38,027
Commercial Real Estate Portfolio Segment [Member]
Total Loans Receivable	501,759	486,431
Commercial Real Estate Portfolio Segment [Member] | Performing Financial Instruments [Member]
Total Loans Receivable	500,232	483,189
Commercial Real Estate Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Total Loans Receivable	1,527	3,242
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Total Loans Receivable	187	1,399
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Total Loans Receivable	1,938	150
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Total Loans Receivable	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Total Loans Receivable	2,125	1,549
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Total Loans Receivable	498,107	481,640
Construction and Land Development Portfolio Segment [Member]
Total Loans Receivable	123,655	108,926
Construction and Land Development Portfolio Segment [Member] | Performing Financial Instruments [Member]
Total Loans Receivable	123,076	108,926
Construction and Land Development Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Total Loans Receivable	579	0
Construction and Land Development Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Total Loans Receivable	5,032	2,673
Construction and Land Development Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Total Loans Receivable	0	0
Construction and Land Development Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Total Loans Receivable	0	0
Construction and Land Development Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Total Loans Receivable	5,032	2,673
Construction and Land Development Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Total Loans Receivable	118,044	106,253
Multifamily Portfolio Segment [Member]
Total Loans Receivable	240,647	251,014
Multifamily Portfolio Segment [Member] | Performing Financial Instruments [Member]
Total Loans Receivable	239,207	243,950
Multifamily Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Total Loans Receivable	1,440	7,064
Multifamily Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Total Loans Receivable	701	1,724
Multifamily Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Total Loans Receivable	0	616
Multifamily Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Total Loans Receivable	0	0
Multifamily Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Total Loans Receivable	701	2,340
Multifamily Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Total Loans Receivable	238,506	241,610
Commercial Portfolio Segment [Member]
Total Loans Receivable	95,796	93,278
Commercial Portfolio Segment [Member] | Performing Financial Instruments [Member]
Total Loans Receivable	93,204	91,397
Commercial Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Total Loans Receivable	2,592	1,881
Commercial Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Total Loans Receivable	208	1,775
Commercial Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Total Loans Receivable	0	0
Commercial Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Total Loans Receivable	0	0
Commercial Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Total Loans Receivable	208	1,775
Commercial Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Total Loans Receivable	92,996	89,622
Consumer Portfolio Segment [Member]
Total Loans Receivable	667	918
Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member]
Total Loans Receivable	665	918
Consumer Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Total Loans Receivable	2	0
Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Total Loans Receivable	0	3
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Total Loans Receivable	0	0
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Total Loans Receivable	0	0
Consumer Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Total Loans Receivable	0	3
Consumer Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Total Loans Receivable	665	915
Manufactured Homes Portfolio Segment [Member]
Total Loans Receivable	32,669	34,882
Manufactured Homes Portfolio Segment [Member] | Performing Financial Instruments [Member]
Total Loans Receivable	32,669	34,882
Manufactured Homes Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Total Loans Receivable	0	0
Manufactured Homes Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Total Loans Receivable	924	601
Manufactured Homes Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Total Loans Receivable	195	256
Manufactured Homes Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Total Loans Receivable	0	82
Manufactured Homes Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Total Loans Receivable	1,119	939
Manufactured Homes Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Total Loans Receivable	31,550	33,943
Government Portfolio Segment [Member]
Total Loans Receivable	10,646	9,549
Government Portfolio Segment [Member] | Performing Financial Instruments [Member]
Total Loans Receivable	10,646	9,549
Government Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Total Loans Receivable	0	0
Government Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Total Loans Receivable	0	0
Government Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Total Loans Receivable	0	0
Government Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Total Loans Receivable	0	0
Government Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Total Loans Receivable	0	0
Government Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Total Loans Receivable	$ 10,646	$ 9,549

Note 7 - Loans Receivable - Cre

Note 7 - Loans Receivable - Credit Quality Indicators (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022	Dec. 31, 2022
Total Loans Receivable, current year	$ 80,571		$ 80,571
Total Loans Receivable, year one	330,080		330,080
Total Loans Receivable, year tow	344,988		344,988
Total Loans Receivable, year three	258,161		258,161
Total Loans Receivable, year four	121,168		121,168
Total Loans Receivable, prior	306,931		306,931
Total Loans Receivable, revolving	87,528		87,528
Total Loans Receivable, revolving converted to term	356		356
Total Loans Receivable	1,529,783		1,529,783		$ 1,508,571
Total Current period gross writeoff, current year			(40)
Total Current period gross writeoff, year one			(110)
Total Current period gross writeoff, year two			0
Total Current period gross writeoff, year three			(322)
Total Current period gross writeoff, year four			(11)
Total Current period gross writeoff, prior			(372)
Total Current period gross writeoff, revolving			0
Total Current period gross writeoff, revolving converted to term			0
Total Current period gross writeoff	(749)	$ (27)	(855)	$ (37)
Loans Receivable	1,529,783		1,529,783		1,508,571
Pass [Member]
Total Loans Receivable					1,473,972
Loans Receivable					1,473,972
Special Mention [Member]
Total Loans Receivable					11,586
Loans Receivable					11,586
Substandard [Member]
Total Loans Receivable					23,013
Loans Receivable					23,013
Residential Portfolio Segment [Member]
Total Loans Receivable, current year	9,945		9,945
Total Loans Receivable, year one	86,253		86,253
Total Loans Receivable, year tow	101,825		101,825
Total Loans Receivable, year three	121,860		121,860
Total Loans Receivable, year four	25,972		25,972
Total Loans Receivable, prior	132,268		132,268
Total Loans Receivable, revolving	2,668		2,668
Total Loans Receivable, revolving converted to term	0		0
Total Loans Receivable	480,791		480,791		484,595
Total Current period gross writeoff, current year			0
Total Current period gross writeoff, year one			0
Total Current period gross writeoff, year two			0
Total Current period gross writeoff, year three			0
Total Current period gross writeoff, year four			0
Total Current period gross writeoff, prior			0
Total Current period gross writeoff, revolving			0
Total Current period gross writeoff, revolving converted to term			0
Total Current period gross writeoff	0	0	0
Loans Receivable	480,791		480,791		484,595
Residential Portfolio Segment [Member] | Pass [Member]
Total Loans Receivable, current year	9,945		9,945
Total Loans Receivable, year one	85,854		85,854
Total Loans Receivable, year tow	101,569		101,569
Total Loans Receivable, year three	121,368		121,368
Total Loans Receivable, year four	25,420		25,420
Total Loans Receivable, prior	126,491		126,491
Total Loans Receivable, revolving	2,668		2,668
Total Loans Receivable, revolving converted to term	0		0
Total Loans Receivable	473,315		473,315		477,222
Loans Receivable	473,315		473,315		477,222
Residential Portfolio Segment [Member] | Special Mention [Member]
Total Loans Receivable, current year	0		0
Total Loans Receivable, year one	0		0
Total Loans Receivable, year tow	0		0
Total Loans Receivable, year three	0		0
Total Loans Receivable, year four	0		0
Total Loans Receivable, prior	1,150		1,150
Total Loans Receivable, revolving	0		0
Total Loans Receivable, revolving converted to term	0		0
Total Loans Receivable	1,150		1,150		1,338
Loans Receivable	1,150		1,150		1,338
Residential Portfolio Segment [Member] | Substandard [Member]
Total Loans Receivable, current year	0		0
Total Loans Receivable, year one	399		399
Total Loans Receivable, year tow	256		256
Total Loans Receivable, year three	492		492
Total Loans Receivable, year four	552		552
Total Loans Receivable, prior	4,627		4,627
Total Loans Receivable, revolving	0		0
Total Loans Receivable, revolving converted to term	0		0
Total Loans Receivable	6,326		6,326		6,035
Loans Receivable	6,326		6,326		6,035
Home Equity Portfolio Segment [Member]
Total Loans Receivable, current year	61		61
Total Loans Receivable, year one	291		291
Total Loans Receivable, year tow	107		107
Total Loans Receivable, year three	17		17
Total Loans Receivable, year four	73		73
Total Loans Receivable, prior	2,458		2,458
Total Loans Receivable, revolving	39,790		39,790
Total Loans Receivable, revolving converted to term	356		356
Total Loans Receivable	43,153		43,153		38,978
Total Current period gross writeoff, current year			0
Total Current period gross writeoff, year one			0
Total Current period gross writeoff, year two			0
Total Current period gross writeoff, year three			0
Total Current period gross writeoff, year four			0
Total Current period gross writeoff, prior			0
Total Current period gross writeoff, revolving			0
Total Current period gross writeoff, revolving converted to term			0
Total Current period gross writeoff	0	0	0
Loans Receivable	43,153		43,153		38,978
Home Equity Portfolio Segment [Member] | Pass [Member]
Total Loans Receivable, current year	61		61
Total Loans Receivable, year one	118		118
Total Loans Receivable, year tow	107		107
Total Loans Receivable, year three	17		17
Total Loans Receivable, year four	73		73
Total Loans Receivable, prior	2,255		2,255
Total Loans Receivable, revolving	39,370		39,370
Total Loans Receivable, revolving converted to term	356		356
Total Loans Receivable	42,357		42,357		37,981
Loans Receivable	42,357		42,357		37,981
Home Equity Portfolio Segment [Member] | Special Mention [Member]
Total Loans Receivable, current year	0		0
Total Loans Receivable, year one	0		0
Total Loans Receivable, year tow	0		0
Total Loans Receivable, year three	0		0
Total Loans Receivable, year four	0		0
Total Loans Receivable, prior	52		52
Total Loans Receivable, revolving	114		114
Total Loans Receivable, revolving converted to term	0		0
Total Loans Receivable	166		166		385
Loans Receivable	166		166		385
Home Equity Portfolio Segment [Member] | Substandard [Member]
Total Loans Receivable, current year	0		0
Total Loans Receivable, year one	173		173
Total Loans Receivable, year tow	0		0
Total Loans Receivable, year three	0		0
Total Loans Receivable, year four	0		0
Total Loans Receivable, prior	151		151
Total Loans Receivable, revolving	306		306
Total Loans Receivable, revolving converted to term	0		0
Total Loans Receivable	630		630		612
Loans Receivable	630		630		612
Commercial Real Estate Portfolio Segment [Member]
Total Loans Receivable, current year	33,789		33,789
Total Loans Receivable, year one	121,379		121,379
Total Loans Receivable, year tow	100,629		100,629
Total Loans Receivable, year three	58,710		58,710
Total Loans Receivable, year four	59,467		59,467
Total Loans Receivable, prior	123,556		123,556
Total Loans Receivable, revolving	4,229		4,229
Total Loans Receivable, revolving converted to term	0		0
Total Loans Receivable	501,759		501,759		486,431
Total Current period gross writeoff, current year			0
Total Current period gross writeoff, year one			0
Total Current period gross writeoff, year two			0
Total Current period gross writeoff, year three			0
Total Current period gross writeoff, year four			0
Total Current period gross writeoff, prior			(372)
Total Current period gross writeoff, revolving			0
Total Current period gross writeoff, revolving converted to term			0
Total Current period gross writeoff	(360)	0	(372)
Loans Receivable	501,759		501,759		486,431
Commercial Real Estate Portfolio Segment [Member] | Pass [Member]
Total Loans Receivable, current year	33,789		33,789
Total Loans Receivable, year one	120,097		120,097
Total Loans Receivable, year tow	100,537		100,537
Total Loans Receivable, year three	57,157		57,157
Total Loans Receivable, year four	58,319		58,319
Total Loans Receivable, prior	120,024		120,024
Total Loans Receivable, revolving	4,085		4,085
Total Loans Receivable, revolving converted to term	0		0
Total Loans Receivable	494,008		494,008		474,055
Loans Receivable	494,008		494,008		474,055
Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member]
Total Loans Receivable, current year	0		0
Total Loans Receivable, year one	74		74
Total Loans Receivable, year tow	0		0
Total Loans Receivable, year three	1,313		1,313
Total Loans Receivable, year four	1,148		1,148
Total Loans Receivable, prior	1,815		1,815
Total Loans Receivable, revolving	144		144
Total Loans Receivable, revolving converted to term	0		0
Total Loans Receivable	4,494		4,494		4,955
Loans Receivable	4,494		4,494		4,955
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member]
Total Loans Receivable, current year	0		0
Total Loans Receivable, year one	1,208		1,208
Total Loans Receivable, year tow	92		92
Total Loans Receivable, year three	240		240
Total Loans Receivable, year four	0		0
Total Loans Receivable, prior	1,717		1,717
Total Loans Receivable, revolving	0		0
Total Loans Receivable, revolving converted to term	0		0
Total Loans Receivable	3,257		3,257		7,421
Loans Receivable	3,257		3,257		7,421
Construction and Land Development Portfolio Segment [Member]
Total Loans Receivable, current year	20,295		20,295
Total Loans Receivable, year one	46,340		46,340
Total Loans Receivable, year tow	35,923		35,923
Total Loans Receivable, year three	3,987		3,987
Total Loans Receivable, year four	8,831		8,831
Total Loans Receivable, prior	519		519
Total Loans Receivable, revolving	7,760		7,760
Total Loans Receivable, revolving converted to term	0		0
Total Loans Receivable	123,655		123,655		108,926
Total Current period gross writeoff, current year			0
Total Current period gross writeoff, year one			0
Total Current period gross writeoff, year two			0
Total Current period gross writeoff, year three			0
Total Current period gross writeoff, year four			0
Total Current period gross writeoff, prior			0
Total Current period gross writeoff, revolving			0
Total Current period gross writeoff, revolving converted to term			0
Total Current period gross writeoff	0	0	0
Loans Receivable	123,655		123,655		108,926
Construction and Land Development Portfolio Segment [Member] | Pass [Member]
Total Loans Receivable, current year	20,127		20,127
Total Loans Receivable, year one	45,761		45,761
Total Loans Receivable, year tow	32,364		32,364
Total Loans Receivable, year three	1,934		1,934
Total Loans Receivable, year four	8,831		8,831
Total Loans Receivable, prior	519		519
Total Loans Receivable, revolving	7,760		7,760
Total Loans Receivable, revolving converted to term	0		0
Total Loans Receivable	117,296		117,296		106,580
Loans Receivable	117,296		117,296		106,580
Construction and Land Development Portfolio Segment [Member] | Special Mention [Member]
Total Loans Receivable, current year	168		168
Total Loans Receivable, year one	0		0
Total Loans Receivable, year tow	3,559		3,559
Total Loans Receivable, year three	2,053		2,053
Total Loans Receivable, year four	0		0
Total Loans Receivable, prior	0		0
Total Loans Receivable, revolving	0		0
Total Loans Receivable, revolving converted to term	0		0
Total Loans Receivable	5,780		5,780		2,346
Loans Receivable	5,780		5,780		2,346
Construction and Land Development Portfolio Segment [Member] | Substandard [Member]
Total Loans Receivable, current year	0		0
Total Loans Receivable, year one	579		579
Total Loans Receivable, year tow	0		0
Total Loans Receivable, year three	0		0
Total Loans Receivable, year four	0		0
Total Loans Receivable, prior	0		0
Total Loans Receivable, revolving	0		0
Total Loans Receivable, revolving converted to term	0		0
Total Loans Receivable	579		579		0
Loans Receivable	579		579		0
Multifamily Portfolio Segment [Member]
Total Loans Receivable, current year	8,461		8,461
Total Loans Receivable, year one	55,511		55,511
Total Loans Receivable, year tow	81,019		81,019
Total Loans Receivable, year three	56,920		56,920
Total Loans Receivable, year four	14,479		14,479
Total Loans Receivable, prior	24,075		24,075
Total Loans Receivable, revolving	182		182
Total Loans Receivable, revolving converted to term	0		0
Total Loans Receivable	240,647		240,647		251,014
Total Current period gross writeoff, current year			0
Total Current period gross writeoff, year one			0
Total Current period gross writeoff, year two			0
Total Current period gross writeoff, year three			0
Total Current period gross writeoff, year four			0
Total Current period gross writeoff, prior			0
Total Current period gross writeoff, revolving			0
Total Current period gross writeoff, revolving converted to term			0
Total Current period gross writeoff	0	0	0
Loans Receivable	240,647		240,647		251,014
Multifamily Portfolio Segment [Member] | Pass [Member]
Total Loans Receivable, current year	8,461		8,461
Total Loans Receivable, year one	54,610		54,610
Total Loans Receivable, year tow	81,019		81,019
Total Loans Receivable, year three	56,920		56,920
Total Loans Receivable, year four	14,479		14,479
Total Loans Receivable, prior	22,860		22,860
Total Loans Receivable, revolving	182		182
Total Loans Receivable, revolving converted to term	0		0
Total Loans Receivable	238,531		238,531		242,091
Loans Receivable	238,531		238,531		242,091
Multifamily Portfolio Segment [Member] | Special Mention [Member]
Total Loans Receivable, current year	0		0
Total Loans Receivable, year one	0		0
Total Loans Receivable, year tow	0		0
Total Loans Receivable, year three	0		0
Total Loans Receivable, year four	0		0
Total Loans Receivable, prior	676		676
Total Loans Receivable, revolving	0		0
Total Loans Receivable, revolving converted to term	0		0
Total Loans Receivable	676		676		1,859
Loans Receivable	676		676		1,859
Multifamily Portfolio Segment [Member] | Substandard [Member]
Total Loans Receivable, current year	0		0
Total Loans Receivable, year one	901		901
Total Loans Receivable, year tow	0		0
Total Loans Receivable, year three	0		0
Total Loans Receivable, year four	0		0
Total Loans Receivable, prior	539		539
Total Loans Receivable, revolving	0		0
Total Loans Receivable, revolving converted to term	0		0
Total Loans Receivable	1,440		1,440		7,064
Loans Receivable	1,440		1,440		7,064
Commercial Portfolio Segment [Member]
Total Loans Receivable, current year	5,937		5,937
Total Loans Receivable, year one	16,220		16,220
Total Loans Receivable, year tow	10,815		10,815
Total Loans Receivable, year three	6,907		6,907
Total Loans Receivable, year four	6,669		6,669
Total Loans Receivable, prior	16,349		16,349
Total Loans Receivable, revolving	32,899		32,899
Total Loans Receivable, revolving converted to term	0		0
Total Loans Receivable	95,796		95,796		93,278
Total Current period gross writeoff, current year			0
Total Current period gross writeoff, year one			(110)
Total Current period gross writeoff, year two			0
Total Current period gross writeoff, year three			(322)
Total Current period gross writeoff, year four			(11)
Total Current period gross writeoff, prior			0
Total Current period gross writeoff, revolving			0
Total Current period gross writeoff, revolving converted to term			0
Total Current period gross writeoff	(368)	0	(443)
Loans Receivable	95,796		95,796		93,278
Commercial Portfolio Segment [Member] | Pass [Member]
Total Loans Receivable, current year	5,937		5,937
Total Loans Receivable, year one	16,220		16,220
Total Loans Receivable, year tow	10,542		10,542
Total Loans Receivable, year three	6,763		6,763
Total Loans Receivable, year four	6,525		6,525
Total Loans Receivable, prior	14,003		14,003
Total Loans Receivable, revolving	32,552		32,552
Total Loans Receivable, revolving converted to term	0		0
Total Loans Receivable	92,542		92,542		90,694
Loans Receivable	92,542		92,542		90,694
Commercial Portfolio Segment [Member] | Special Mention [Member]
Total Loans Receivable, current year	0		0
Total Loans Receivable, year one	0		0
Total Loans Receivable, year tow	66		66
Total Loans Receivable, year three	0		0
Total Loans Receivable, year four	140		140
Total Loans Receivable, prior	456		456
Total Loans Receivable, revolving	0		0
Total Loans Receivable, revolving converted to term	0		0
Total Loans Receivable	662		662		703
Loans Receivable	662		662		703
Commercial Portfolio Segment [Member] | Substandard [Member]
Total Loans Receivable, current year	0		0
Total Loans Receivable, year one	0		0
Total Loans Receivable, year tow	207		207
Total Loans Receivable, year three	144		144
Total Loans Receivable, year four	4		4
Total Loans Receivable, prior	1,890		1,890
Total Loans Receivable, revolving	347		347
Total Loans Receivable, revolving converted to term	0		0
Total Loans Receivable	2,592		2,592		1,881
Loans Receivable	2,592		2,592		1,881
Consumer Portfolio Segment [Member]
Total Loans Receivable, current year	193		193
Total Loans Receivable, year one	111		111
Total Loans Receivable, year tow	148		148
Total Loans Receivable, year three	13		13
Total Loans Receivable, year four	25		25
Total Loans Receivable, prior	177		177
Total Loans Receivable, revolving	0		0
Total Loans Receivable, revolving converted to term	0		0
Total Loans Receivable	667		667		918
Total Current period gross writeoff, current year			(40)
Total Current period gross writeoff, year one			0
Total Current period gross writeoff, year two			0
Total Current period gross writeoff, year three			0
Total Current period gross writeoff, year four			0
Total Current period gross writeoff, prior			0
Total Current period gross writeoff, revolving			0
Total Current period gross writeoff, revolving converted to term			0
Total Current period gross writeoff	(21)	(27)	(40)	$ (37)
Loans Receivable	667		667		918
Consumer Portfolio Segment [Member] | Pass [Member]
Total Loans Receivable, current year	193		193
Total Loans Receivable, year one	111		111
Total Loans Receivable, year tow	148		148
Total Loans Receivable, year three	13		13
Total Loans Receivable, year four	25		25
Total Loans Receivable, prior	177		177
Total Loans Receivable, revolving	0		0
Total Loans Receivable, revolving converted to term	0		0
Total Loans Receivable	667		667		918
Loans Receivable	667		667		918
Consumer Portfolio Segment [Member] | Special Mention [Member]
Total Loans Receivable					0
Loans Receivable					0
Consumer Portfolio Segment [Member] | Substandard [Member]
Total Loans Receivable, current year	0		0
Total Loans Receivable, year one	0		0
Total Loans Receivable, year tow	0		0
Total Loans Receivable, year three	2		2
Total Loans Receivable, year four	0		0
Total Loans Receivable, prior	0		0
Total Loans Receivable, revolving	0		0
Total Loans Receivable, revolving converted to term	0		0
Total Loans Receivable	2		2		0
Loans Receivable	2		2		0
Manufactured Homes Portfolio Segment [Member]
Total Loans Receivable, current year	0		0
Total Loans Receivable, year one	1,975		1,975
Total Loans Receivable, year tow	13,000		13,000
Total Loans Receivable, year three	9,747		9,747
Total Loans Receivable, year four	5,652		5,652
Total Loans Receivable, prior	2,295		2,295
Total Loans Receivable, revolving	0		0
Total Loans Receivable, revolving converted to term	0		0
Total Loans Receivable	32,669		32,669		34,882
Total Current period gross writeoff, current year			0
Total Current period gross writeoff, year one			0
Total Current period gross writeoff, year two			0
Total Current period gross writeoff, year three			0
Total Current period gross writeoff, year four			0
Total Current period gross writeoff, prior			0
Total Current period gross writeoff, revolving			0
Total Current period gross writeoff, revolving converted to term			0
Total Current period gross writeoff	0	0	0
Loans Receivable	32,669		32,669		34,882
Manufactured Homes Portfolio Segment [Member] | Pass [Member]
Total Loans Receivable, current year	0		0
Total Loans Receivable, year one	1,975		1,975
Total Loans Receivable, year tow	13,000		13,000
Total Loans Receivable, year three	9,747		9,747
Total Loans Receivable, year four	5,652		5,652
Total Loans Receivable, prior	2,295		2,295
Total Loans Receivable, revolving	0		0
Total Loans Receivable, revolving converted to term	0		0
Total Loans Receivable	32,669		32,669		34,882
Loans Receivable	32,669		32,669		34,882
Manufactured Homes Portfolio Segment [Member] | Special Mention [Member]
Total Loans Receivable					0
Loans Receivable					0
Manufactured Homes Portfolio Segment [Member] | Substandard [Member]
Total Loans Receivable					0
Loans Receivable					0
Government Portfolio Segment [Member]
Total Loans Receivable, current year	1,890		1,890
Total Loans Receivable, year one	2,000		2,000
Total Loans Receivable, year tow	1,522		1,522
Total Loans Receivable, year three	0		0
Total Loans Receivable, year four	0		0
Total Loans Receivable, prior	5,234		5,234
Total Loans Receivable, revolving	0		0
Total Loans Receivable, revolving converted to term	0		0
Total Loans Receivable	10,646		10,646		9,549
Total Current period gross writeoff, current year			0
Total Current period gross writeoff, year one			0
Total Current period gross writeoff, year two			0
Total Current period gross writeoff, year three			0
Total Current period gross writeoff, year four			0
Total Current period gross writeoff, prior			0
Total Current period gross writeoff, revolving			0
Total Current period gross writeoff, revolving converted to term			0
Total Current period gross writeoff	0	$ 0	0
Loans Receivable	10,646		10,646		9,549
Government Portfolio Segment [Member] | Pass [Member]
Total Loans Receivable, current year	1,890		1,890
Total Loans Receivable, year one	2,000		2,000
Total Loans Receivable, year tow	1,522		1,522
Total Loans Receivable, year three	0		0
Total Loans Receivable, year four	0		0
Total Loans Receivable, prior	5,234		5,234
Total Loans Receivable, revolving	0		0
Total Loans Receivable, revolving converted to term	0		0
Total Loans Receivable	10,646		10,646		9,549
Loans Receivable	$ 10,646		$ 10,646		9,549
Government Portfolio Segment [Member] | Special Mention [Member]
Total Loans Receivable					0
Loans Receivable					0
Government Portfolio Segment [Member] | Substandard [Member]
Total Loans Receivable					0
Loans Receivable					$ 0

Note 7 - Loans Receivable - L_2

Note 7 - Loans Receivable - Loan Modifications (Details) $ in Thousands	3 Months Ended	6 Months Ended
	Jun. 30, 2023 USD ($)	Jun. 30, 2023 USD ($)
% of total segment financing receivables	0.02%	0.06%
Financial Asset, Not Past Due [Member]
Financing Receivable, Modified, Accumulated	$ 688	$ 688
Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Modified, Accumulated	0	0
Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Modified, Accumulated	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Modified, Accumulated	180	180
Payment Deferral [Member]
Modified	0	0
Extended Maturity [Member]
Modified	277	868
Contractual Interest Rate Reduction [Member]
Modified	0	0
Extended Maturity and Interest Rate Reduction [Member]
Modified	$ 0	$ 0
Residential Portfolio Segment [Member]
% of total segment financing receivables	0.06%	0.18%
Financing Receivable, Modified, Accumulated	$ 974	$ 974
Residential Portfolio Segment [Member] | Payment Deferral [Member]
Modified	0	0
Residential Portfolio Segment [Member] | Extended Maturity [Member]
Modified	277	868
Residential Portfolio Segment [Member] | Contractual Interest Rate Reduction [Member]
Modified	0	0
Residential Portfolio Segment [Member] | Extended Maturity and Interest Rate Reduction [Member]
Modified	$ 0	$ 0

Note 7 - Loans Receivable - Acc

Note 7 - Loans Receivable - Accretable Yield (Details) - First Personal Financial Corporation [Member] - USD ($) $ in Thousands	3 Months Ended	6 Months Ended
	Jun. 30, 2023	Jun. 30, 2023
Remainder 2023, to be collected		$ 370
2024, to be collected		750
2025, to be collected		672
2026, to be collected		468
2027 and thereafter, to be collected		3,784
Total, to be collected		6,044
Financial Asset Acquired with Credit Deterioration [Member]
2020, accretable yield collected	$ 440	547
2021, accretable yield collected	$ 75	$ 242

Note 7 - Loans Receivable - All

Note 7 - Loans Receivable - Allowance for Loan Losses, by Loan Segment (Details) - USD ($) $ in Thousands	3 Months Ended			6 Months Ended			12 Months Ended
	Jun. 30, 2023		Jun. 30, 2022	Jun. 30, 2023		Jun. 30, 2022	Dec. 31, 2021
Beginning Balance	$ 19,568		$ 13,387	$ 12,897	[1]	$ 13,343
PCD gross up	0		0	1,029
Charge-offs	(749)		(27)	(855)		(37)
Recoveries	202		46	304		100
Provisions	486		0	974
Ending Balance	19,507	[1]	13,406	19,507	[1]	13,406	$ 13,343
Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Beginning Balance	0		0	5,158
Residential Portfolio Segment [Member]
Beginning Balance	5,068		2,493	3,021		2,480
PCD gross up	0		0	535
Charge-offs	0		0	0
Recoveries	11		29	63		50
Provisions	(225)		234	(453)		226
Ending Balance	4,854		2,756	4,854		2,756	2,480
Residential Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Beginning Balance	0		0	1,688
Home Equity Portfolio Segment [Member]
Beginning Balance	643		354	410		357
PCD gross up	0		0	29
Charge-offs	0		0	0
Recoveries	0		0
Provisions	37		19	142		16
Ending Balance	680		373	680		373	357
Home Equity Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Beginning Balance	0		0	99
Commercial Real Estate Portfolio Segment [Member]
Beginning Balance	7,119		5,530	5,784		5,515
PCD gross up	0		0	443
Charge-offs	(360)		0	(372)
Recoveries	1		0	1
Provisions	271		(3)	172			12
Ending Balance	7,031		5,527	7,031		5,527	5,515
Commercial Real Estate Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Beginning Balance	0		0	1,003
Construction and Land Development Portfolio Segment [Member]
Beginning Balance	3,229		2,135	1,253		2,119
PCD gross up	0		0			0
Charge-offs	0		0	0
Recoveries	0		0
Provisions	370		(391)	611		(375)
Ending Balance	3,599		1,744	3,599		1,744	2,119
Construction and Land Development Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Beginning Balance	0		0	1,735
Multifamily Portfolio Segment [Member]
Beginning Balance	1,059		889	1,007		848
PCD gross up	0		0	0
Charge-offs	0		0	0
Recoveries	86		0	86
Provisions	(125)		239	(214)		280
Ending Balance	1,020		1,128	1,020		1,128	848
Multifamily Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Beginning Balance	0		0	141
Commercial Portfolio Segment [Member]
Beginning Balance	2,095		1,941	1,365		2,009
PCD gross up	0		0	5
Charge-offs	(368)		0	(443)
Recoveries	101		7	148		38
Provisions	222		(140)	655		(239)
Ending Balance	2,050		1,808	2,050		1,808	2,009
Commercial Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Beginning Balance	0		0	320
Consumer Portfolio Segment [Member]
Beginning Balance	64		45	57		15
PCD gross up	0		0	17
Charge-offs	(21)		(27)	(40)		(37)
Recoveries	3		10	6		12
Provisions	11		42	12		80
Ending Balance	57		70	57		70	$ 15
Consumer Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Beginning Balance	0		0	5
Manufactured Homes Portfolio Segment [Member]
Beginning Balance	216		0
PCD gross up	0		0	0
Charge-offs	0		0	0
Recoveries	0		0
Provisions	(50)		0	54
Ending Balance	166		0	166		0
Manufactured Homes Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Beginning Balance	0		0	112
Government Portfolio Segment [Member]
Beginning Balance	75		0
PCD gross up	0		0	0
Charge-offs	0		0	0
Recoveries	0		0
Provisions	(25)		0	(5)
Ending Balance	50		0	50		$ 0
Government Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Beginning Balance	$ 0		$ 0	$ 55
[1]See note 3 regarding adoption of ASC 326

Note 7 - Financing Receivable -

Note 7 - Financing Receivable - Collateral Dependent Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2023		Mar. 31, 2023	Jan. 01, 2023	Dec. 31, 2022		Jun. 30, 2022	Mar. 31, 2022	Dec. 31, 2021
Loan receivable	$ 1,529,783				$ 1,508,571
ACL	19,507	[1]	$ 19,568	$ 12,897	12,897	[1]	$ 13,406	$ 13,387	$ 13,343
Real Estate [Member]
Loan receivable	4,552
Accounts Receivable [Member]
Loan receivable	3,010
Other Collateral [Member]
Loan receivable	355
Collateral Pledged [Member]
Loan receivable	7,917
ACL	708
Commercial Real Estate Portfolio Segment [Member]
Loan receivable	501,759				486,431
ACL	7,031		7,119	5,784	5,784		5,527	5,530	5,515
Commercial Real Estate Portfolio Segment [Member] | Real Estate [Member]
Loan receivable	2,839
Commercial Real Estate Portfolio Segment [Member] | Accounts Receivable [Member]
Loan receivable	0
Commercial Real Estate Portfolio Segment [Member] | Other Collateral [Member]
Loan receivable	0
Commercial Real Estate Portfolio Segment [Member] | Collateral Pledged [Member]
Loan receivable	2,839
ACL	7
Multifamily Portfolio Segment [Member]
Loan receivable	240,647				251,014
ACL	1,020		1,059	1,007	1,007		1,128	889	848
Multifamily Portfolio Segment [Member] | Real Estate [Member]
Loan receivable	1,471
Multifamily Portfolio Segment [Member] | Accounts Receivable [Member]
Loan receivable	0
Multifamily Portfolio Segment [Member] | Other Collateral [Member]
Loan receivable	0
Multifamily Portfolio Segment [Member] | Collateral Pledged [Member]
Loan receivable	1,471
ACL	0
Consumer Portfolio Segment [Member]
Loan receivable	667				918
ACL	57		64	57	57		70	45	15
Consumer Portfolio Segment [Member] | Real Estate [Member]
Loan receivable	242
Consumer Portfolio Segment [Member] | Accounts Receivable [Member]
Loan receivable	3,010
Consumer Portfolio Segment [Member] | Other Collateral [Member]
Loan receivable	355
Consumer Portfolio Segment [Member] | Collateral Pledged [Member]
Loan receivable	3,607
Commercial Portfolio Segment [Member]
Loan receivable	95,796				93,278
ACL	2,050		$ 2,095	$ 1,365	$ 1,365		$ 1,808	$ 1,941	$ 2,009
Commercial Portfolio Segment [Member] | Collateral Pledged [Member]
ACL	$ 701
[1]See note 3 regarding adoption of ASC 326

Note 7 - Loans Receivable - L_3

Note 7 - Loans Receivable - Loans on Nonaccrual Status (Details) $ in Thousands	Jun. 30, 2023 USD ($)
Nonaccrual with no allowance	$ 4,593
Financing receivables on nonaccrual status	7,478
Loans past due over 90 days and still accruing	255
Residential Portfolio Segment [Member]
Nonaccrual with no allowance	1,190
Financing receivables on nonaccrual status	4,123
Loans past due over 90 days and still accruing	255
Home Equity Portfolio Segment [Member]
Nonaccrual with no allowance	175
Financing receivables on nonaccrual status	443
Loans past due over 90 days and still accruing	0
Commercial Real Estate Portfolio Segment [Member]
Nonaccrual with no allowance	1,386
Financing receivables on nonaccrual status	141
Loans past due over 90 days and still accruing	0
Construction and Land Development Portfolio Segment [Member]
Nonaccrual with no allowance	0
Financing receivables on nonaccrual status	579
Loans past due over 90 days and still accruing	0
Multifamily Portfolio Segment [Member]
Nonaccrual with no allowance	1,440
Financing receivables on nonaccrual status	0
Loans past due over 90 days and still accruing	0
Commercial Portfolio Segment [Member]
Nonaccrual with no allowance	402
Financing receivables on nonaccrual status	2,190
Loans past due over 90 days and still accruing	0
Consumer Portfolio Segment [Member]
Nonaccrual with no allowance	0
Financing receivables on nonaccrual status	2
Loans past due over 90 days and still accruing	0
Manufactured Homes Portfolio Segment [Member]
Nonaccrual with no allowance	0
Financing receivables on nonaccrual status	0
Loans past due over 90 days and still accruing	0
Government Portfolio Segment [Member]
Nonaccrual with no allowance	0
Financing receivables on nonaccrual status	0
Loans past due over 90 days and still accruing	$ 0

Note 7 - Loans Receivable - Imp

Note 7 - Loans Receivable - Impairment Analysis (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Allowance individually evaluated for impairment reserves		$ 337
Allowance collectively evaluated for impairment reserves		12,560
Total Loans Receivable	$ 1,529,783	1,508,571
Loans receivable individually evaluated for impairment		12,701
Loans receivable purchased credit impaired individually evaluated for impairment		5,400
Loans receivable collectively evaluated for impairment		1,490,470
Residential Portfolio Segment [Member]
Allowance individually evaluated for impairment reserves		24
Allowance collectively evaluated for impairment reserves		2,997
Total Loans Receivable	480,791	484,595
Loans receivable individually evaluated for impairment		1,518
Loans receivable purchased credit impaired individually evaluated for impairment		988
Loans receivable collectively evaluated for impairment		482,089
Home Equity Portfolio Segment [Member]
Allowance individually evaluated for impairment reserves		3
Allowance collectively evaluated for impairment reserves		407
Total Loans Receivable	43,153	38,978
Loans receivable individually evaluated for impairment		294
Loans receivable purchased credit impaired individually evaluated for impairment		125
Loans receivable collectively evaluated for impairment		38,559
Commercial Real Estate Portfolio Segment [Member]
Allowance individually evaluated for impairment reserves		13
Allowance collectively evaluated for impairment reserves		5,771
Total Loans Receivable	501,759	486,431
Loans receivable individually evaluated for impairment		2,392
Loans receivable purchased credit impaired individually evaluated for impairment		2,935
Loans receivable collectively evaluated for impairment		481,104
Construction and Land Development Portfolio Segment [Member]
Allowance collectively evaluated for impairment reserves		1,253
Total Loans Receivable	123,655	108,926
Loans receivable purchased credit impaired individually evaluated for impairment		0
Loans receivable collectively evaluated for impairment		108,926
Multifamily Portfolio Segment [Member]
Allowance collectively evaluated for impairment reserves		1,007
Total Loans Receivable	240,647	251,014
Loans receivable individually evaluated for impairment		6,739
Loans receivable purchased credit impaired individually evaluated for impairment		382
Loans receivable collectively evaluated for impairment		243,893
Commercial Portfolio Segment [Member]
Allowance individually evaluated for impairment reserves		297
Allowance collectively evaluated for impairment reserves		1,068
Total Loans Receivable	95,796	93,278
Loans receivable individually evaluated for impairment		1,758
Loans receivable purchased credit impaired individually evaluated for impairment		953
Loans receivable collectively evaluated for impairment		90,567
Consumer Portfolio Segment [Member]
Allowance collectively evaluated for impairment reserves		57
Total Loans Receivable	667	918
Loans receivable purchased credit impaired individually evaluated for impairment		17
Loans receivable collectively evaluated for impairment		901
Manufactured Homes Portfolio Segment [Member]
Total Loans Receivable	32,669	34,882
Loans receivable collectively evaluated for impairment		34,882
Government Portfolio Segment [Member]
Total Loans Receivable	$ 10,646	9,549
Loans receivable collectively evaluated for impairment		$ 9,549

Note 7 - Loans Receivable - Ind

Note 7 - Loans Receivable - Individually Evaluated Impaired Loans (Details) - USD ($) $ in Thousands	3 Months Ended	6 Months Ended
	Jun. 30, 2022	Jun. 30, 2022	Dec. 31, 2022
Residential Portfolio Segment [Member]
With no related allowance recorded, recorded investment			$ 1,683
With no related allowance recorded, unpaid principal balance			3,017
With no related allowance recorded, average recorded investment	$ 2,816	$ 2,438
With no related allowance recorded, interest income (expense) recognized	125	155
With an allowance recorded, recorded investment			88
With an allowance recorded, unpaid principal balance			88
With an allowance recorded, related allowance			17
With an allowance recorded, related allowance	188	154
With an allowance recorded, average recorded investment	6	9
Total, recorded investment			1,771
Total, unpaid principal balance			3,105
Total, average recorded investment	3,004	2,592
Total, interest income (expense) recognized	131	164
Home Equity Portfolio Segment [Member]
With no related allowance recorded, recorded investment			262
With no related allowance recorded, unpaid principal balance			275
With no related allowance recorded, average recorded investment	191	214
With no related allowance recorded, interest income (expense) recognized	6	13
With an allowance recorded, recorded investment			22
With an allowance recorded, unpaid principal balance			22
With an allowance recorded, related allowance			4
With an allowance recorded, related allowance	21	21
With an allowance recorded, average recorded investment	0	1
Total, recorded investment			284
Total, unpaid principal balance			297
Total, average recorded investment	212	235
Total, interest income (expense) recognized	6	14
Commercial Real Estate Portfolio Segment [Member]
With no related allowance recorded, recorded investment			765
With no related allowance recorded, unpaid principal balance			765
With no related allowance recorded, average recorded investment	3,290	2,448
With no related allowance recorded, interest income (expense) recognized	210	220
With an allowance recorded, recorded investment			835
With an allowance recorded, unpaid principal balance			835
With an allowance recorded, related allowance			386
With an allowance recorded, related allowance	849	844
With an allowance recorded, average recorded investment	0	0
Total, recorded investment			1,600
Total, unpaid principal balance			1,600
Total, average recorded investment	4,139	3,292
Total, interest income (expense) recognized	210	220
Construction and Land Development Portfolio Segment [Member]
With no related allowance recorded, recorded investment			0
With no related allowance recorded, unpaid principal balance			0
With no related allowance recorded, average recorded investment	860	573
With no related allowance recorded, interest income (expense) recognized	0	0
With an allowance recorded, recorded investment			0
With an allowance recorded, related allowance	0	0
With an allowance recorded, average recorded investment	0	0
Total, recorded investment			0
Total, unpaid principal balance			0
Total, average recorded investment	860	573
Total, interest income (expense) recognized	0	0
Multifamily Portfolio Segment [Member]
With no related allowance recorded, recorded investment			556
With no related allowance recorded, unpaid principal balance			647
With no related allowance recorded, average recorded investment	3,228	2,337
With no related allowance recorded, interest income (expense) recognized	62	62
With an allowance recorded, recorded investment			0
With an allowance recorded, related allowance	0	0
With an allowance recorded, average recorded investment	0	0
Total, recorded investment			556
Total, unpaid principal balance			647
Total, average recorded investment	3,228	2,337
Total, interest income (expense) recognized	62	62
Commercial Portfolio Segment [Member]
With no related allowance recorded, recorded investment			1,205
With no related allowance recorded, unpaid principal balance			1,324
With no related allowance recorded, average recorded investment	1,136	1,159
With no related allowance recorded, interest income (expense) recognized	61	76
With an allowance recorded, recorded investment			392
With an allowance recorded, unpaid principal balance			392
With an allowance recorded, related allowance			277
With an allowance recorded, related allowance	311	338
With an allowance recorded, average recorded investment	0	16
Total, recorded investment			1,597
Total, unpaid principal balance			1,716
Total, average recorded investment	1,447	1,497
Total, interest income (expense) recognized	61	92
Consumer Portfolio Segment [Member]
With no related allowance recorded, recorded investment			0
With no related allowance recorded, unpaid principal balance			0
With no related allowance recorded, average recorded investment	21	14
With no related allowance recorded, interest income (expense) recognized	0	0
With an allowance recorded, recorded investment			0
With an allowance recorded, related allowance	0	0
With an allowance recorded, average recorded investment	0	0
Total, recorded investment			0
Total, unpaid principal balance			0
Total, average recorded investment	21	14
Total, interest income (expense) recognized	0	0
Manufactured Homes Portfolio Segment [Member]
With no related allowance recorded, recorded investment			0
With no related allowance recorded, unpaid principal balance			0
With no related allowance recorded, average recorded investment	0	0
With no related allowance recorded, interest income (expense) recognized	0	0
With an allowance recorded, recorded investment			0
With an allowance recorded, related allowance	0	0
With an allowance recorded, average recorded investment	0	0
Total, average recorded investment	0	0
Total, interest income (expense) recognized	0	0
Government Portfolio Segment [Member]
With no related allowance recorded, recorded investment			0
With no related allowance recorded, unpaid principal balance			0
With no related allowance recorded, average recorded investment	0	0
With no related allowance recorded, interest income (expense) recognized	0	0
With an allowance recorded, recorded investment			$ 0
With an allowance recorded, related allowance	0	0
With an allowance recorded, average recorded investment	0	0
Total, average recorded investment	0	0
Total, interest income (expense) recognized	$ 0	$ 0

Note 7 - Loans Receivable - Cha

Note 7 - Loans Receivable - Changes in Liability for Credit Losses on Unfunded Commitments (Details) $ in Thousands	6 Months Ended
	Jun. 30, 2023 USD ($)
Balance, beginning of period	$ 0
Provision (recovery of provision)	28
Balance, end of period	3,136
Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Balance, beginning of period	$ 3,108

Note 8 - Intangibles and Acqu_3

Note 8 - Intangibles and Acquisition Related Accounting (Details Textual) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022	Dec. 31, 2022
Goodwill, Impairment Loss			$ 0
Royal Financial, Inc. [Member]
Certificates of Deposit, Fair Value Premium	$ 1,000		1,000
Amortization of Intangible Assets	55,000	$ 175,000	127,000	$ 304,000
Finite-Lived Intangible Asset, Expected Amortization, Remainder of Fiscal Year	88		88
Finite-Lived Intangible Asset, Expected Amortization, Year One	124		124
Finite-Lived Intangible Asset, Expected Amortization, Year Two	72		72
Finite-Lived Intangible Asset, Expected Amortization, After Year Two	55		55
Core Deposits [Member]
Finite-Lived Core Deposits, Gross	$ 4,000		$ 4,000		$ 4,800

Note 8 - Intangibles and Acqu_4

Note 8 - Intangibles and Acquisition Related Accounting - Schedule of Goodwill (Details) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022
Goodwill, balance	$ 22,395	$ 11,109
Goodwill, balance	22,395	22,395
Royal Financial, Inc. [Member]
Goodwill, balance	11,500
Goodwill acquired - Royal Financial	$ 0	$ 11,286

Note 8 - Intangibles and Acqu_5

Note 8 - Intangibles and Acquisition Related Accounting - Amortization Recorded (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
First Federal Savings and Loan [Member]
Amortization of intangible assets	$ 388	$ 410	$ 779	$ 757

Note 8 - Intangibles and Acqu_6

Note 8 - Intangibles and Acquisition Related Accounting - Future Amortization (Details) - First Federal Savings and Loan [Member] $ in Thousands	Jun. 30, 2023 USD ($)
Finite-Lived Intangible Asset, Expected Amortization, Remainder of Fiscal Year	$ 743
Finite-Lived Intangible Asset, Expected Amortization, Year One	1,411
Finite-Lived Intangible Asset, Expected Amortization, Year Two	688
2026	360
2027	294
Thereafter	519
Total	$ 4,015

Note 9 - Deposits (Details Text

Note 9 - Deposits (Details Textual) - USD ($) $ in Millions	Jun. 30, 2023	Dec. 31, 2022
Time Deposits, at or Above FDIC Insurance Limit	$ 78.2	$ 93.6

Note 9 - Deposits - Deposit Por

Note 9 - Deposits - Deposit Portfolio Balance (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Checking	$ 666,602	$ 755,377
Savings	339,434	402,365
Money market	284,406	254,157
Certificates of deposit	504,705	363,118
Total deposits	$ 1,795,147	$ 1,775,017

Note 11 - Earnings Per Share -

Note 11 - Earnings Per Share - Reconciliation of Basic and Diluted Earnings per Common Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Net income as reported	$ 2,438	$ 4,431	$ 4,678	$ 6,566
Weighted average common shares outstanding (in shares)	4,250,304	4,242,559	4,248,522	4,108,579
Basic earnings per common share (in dollars per share)	$ 0.57	$ 1.04	$ 1.10	$ 1.60
Add: Dilutive effect of unvested restricted stock awards (in shares)	8,307	15,944	10,448	16,316
Weighted average common and dilutive potential common shares outstanding (in shares)	4,258,611	4,258,503	4,258,970	4,124,895
Diluted earnings per common share (in dollars per share)	$ 0.57	$ 1.04	$ 1.10	$ 1.59

Note 12 - Stock Based Compens_3

Note 12 - Stock Based Compensation (Details Textual) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022	Feb. 27, 2015
Share-Based Payment Arrangement, Expense	$ 241	$ 163	$ 548	$ 332
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount	$ 1,100		$ 1,100
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition (Year)			1 year 10 months 24 days
2015 Stock Option and Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in shares)					250,000
2015 Stock Option and Incentive Plan [Member] | Restricted Stock [Member] | Minimum [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year)			3 years
2015 Stock Option and Incentive Plan [Member] | Restricted Stock [Member] | Maximum [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year)			5 years

Note 12 - Stock Based Compens_4

Note 12 - Stock Based Compensation - Restricted Stock Activity (Details)	6 Months Ended
	Jun. 30, 2023 $ / shares shares
Non-vested, shares (in shares) | shares	55,833
Non-vested, weighted average grant date fair value (in dollars per share) | $ / shares	$ 43.87
Granted, shares (in shares) | shares	10,102
Granted, weighted average grant date fair value (in dollars per share) | $ / shares	$ 35.01
Vested, shares (in shares) | shares	(17,549)
Vested, weighted average grant date fair value (in dollars per share) | $ / shares	$ 44.24
Forfeited, shares (in shares) | shares	(1,744)
Forfeited, weighted average grant date fair value (in dollars per share) | $ / shares	$ 42.60
Non-vested, shares (in shares) | shares	46,642
Non-vested, weighted average grant date fair value (in dollars per share) | $ / shares	$ 41.86

Note 13 - Derivative Financia_3

Note 13 - Derivative Financial Instruments - Non-hedging Derivative Financial Instruments (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022	Dec. 31, 2022
Derivative assets, fair value	$ 8,579		$ 8,579		$ 9,010
Derivative liabilities, fair value	8,492		8,492		8,972
Derivative instrument, gain (loss)	386	$ (93)	413	$ (68)
Interest Rate Swap [Member] | Fees and Service Charges [Member]
Derivative instrument, gain (loss)	395	0	365	0
Interest Rate Swap [Member] | Other Assets [Member]
Derivative assets, fair value	8,492		8,492		8,972
Derivative liabilities, fair value	8,492		8,492		8,972
Interest Rate Lock Commitments [Member] | Gain (Loss) on Sale of Loans Held-for-Sale, Net [Member]
Derivative instrument, gain (loss)	(9)	$ (93)	48	$ (68)
Interest Rate Lock Commitments [Member] | Other Assets [Member]
Derivative assets, fair value	$ 87		$ 87		$ 38

Note 13 - Derivative Financia_4

Note 13 - Derivative Financial Instruments - Offset Assets (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Gross amount of recognized assets	$ 8,579	$ 9,010
Gross amounts offset in the statements of financial condition	0	0
Net amount of assets presented in the statement of financial condition	8,579	9,010
Financial instruments	0	0
Cash collateral received	5,470	0
Net amount	3,109	9,010
Interest Rate Swap [Member]
Gross amount of recognized assets	8,492	8,972
Gross amounts offset in the statements of financial condition	0	0
Net amount of assets presented in the statement of financial condition	8,492	8,972
Financial instruments	0	0
Cash collateral received	5,470	0
Net amount	3,022	8,972
Interest Rate Lock Commitments [Member]
Gross amount of recognized assets	87	38
Gross amounts offset in the statements of financial condition	0	0
Net amount of assets presented in the statement of financial condition	87	38
Financial instruments	0	0
Cash collateral received	0	0
Net amount	$ 87	$ 38

Note 13 - Derivative Financia_5

Note 13 - Derivative Financial Instruments - Offset Liabilities (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Gross amount of recognized liabilities	$ 8,492	$ 8,972
Gross amounts offset in the statement of financial condition	0	0
Interest rate swap contracts	8,492	8,972
Financial instruments	0	0
Cash collateral pledged	0	3,930
Net amount	8,492	5,042
Net amount	(8,492)	(5,042)
Interest Rate Swap [Member]
Gross amount of recognized liabilities	8,492	8,972
Gross amounts offset in the statement of financial condition	0	0
Interest rate swap contracts	8,492	8,972
Financial instruments	0	0
Cash collateral pledged	0	3,930
Net amount	8,492	5,042
Net amount	$ (8,492)	$ (5,042)

Note 14 - Fair Value - Assets M

Note 14 - Fair Value - Assets Measured at Fair Value on a Recurring Basis (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Derivative Assets	$ 8,579	$ 9,010
Total securities available-for-sale	368,136	370,896
Interest rate swap contracts	8,492	8,972
US Government-sponsored Enterprises Debt Securities [Member]
Total securities available-for-sale	7,673	7,625
US Treasury Securities [Member]
Total securities available-for-sale	124	389
Collateralized Mortgage Obligations and Residential Mortgage Backed Securities [Member]
Total securities available-for-sale	127,661	134,116
US States and Political Subdivisions Debt Securities [Member]
Total securities available-for-sale	231,603	227,718
Collateralized Debt Obligations [Member]
Total securities available-for-sale	1,075	1,048
Interest Rate Swap [Member]
Derivative Assets	8,492	8,972
Interest rate swap contracts	8,492	8,972
Fair Value, Recurring [Member]
Total securities available-for-sale	368,136	370,896
Fair Value, Recurring [Member] | Interest Rate Lock Commitments [Member]
Derivative Assets	87	38
Fair Value, Recurring [Member] | US Government-sponsored Enterprises Debt Securities [Member]
Total securities available-for-sale	7,673	7,625
Fair Value, Recurring [Member] | US Treasury Securities [Member]
Total securities available-for-sale	124	389
Fair Value, Recurring [Member] | Collateralized Mortgage Obligations and Residential Mortgage Backed Securities [Member]
Total securities available-for-sale	127,661	134,116
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member]
Total securities available-for-sale	231,603	227,718
Fair Value, Recurring [Member] | Collateralized Debt Obligations [Member]
Total securities available-for-sale	1,075	1,048
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Total securities available-for-sale	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Interest Rate Lock Commitments [Member]
Derivative Assets	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | US Government-sponsored Enterprises Debt Securities [Member]
Total securities available-for-sale	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | US Treasury Securities [Member]
Total securities available-for-sale	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Collateralized Mortgage Obligations and Residential Mortgage Backed Securities [Member]
Total securities available-for-sale	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | US States and Political Subdivisions Debt Securities [Member]
Total securities available-for-sale	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Collateralized Debt Obligations [Member]
Total securities available-for-sale	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Total securities available-for-sale	367,061	369,848
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Interest Rate Lock Commitments [Member]
Derivative Assets	87	38
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | US Government-sponsored Enterprises Debt Securities [Member]
Total securities available-for-sale	7,673	7,625
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | US Treasury Securities [Member]
Total securities available-for-sale	124	389
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Collateralized Mortgage Obligations and Residential Mortgage Backed Securities [Member]
Total securities available-for-sale	127,661	134,116
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | US States and Political Subdivisions Debt Securities [Member]
Total securities available-for-sale	231,603	227,718
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Collateralized Debt Obligations [Member]
Total securities available-for-sale	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Total securities available-for-sale	1,075	1,048
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Interest Rate Lock Commitments [Member]
Derivative Assets	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | US Government-sponsored Enterprises Debt Securities [Member]
Total securities available-for-sale	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | US Treasury Securities [Member]
Total securities available-for-sale	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Collateralized Mortgage Obligations and Residential Mortgage Backed Securities [Member]
Total securities available-for-sale	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | US States and Political Subdivisions Debt Securities [Member]
Total securities available-for-sale	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Collateralized Debt Obligations [Member]
Total securities available-for-sale	1,075	1,048
Fair Value, Recurring [Member] | Interest Rate Swap [Member]
Derivative Assets	8,492	8,972
Interest rate swap contracts	8,492	8,972
Fair Value, Recurring [Member] | Interest Rate Swap [Member] | Fair Value, Inputs, Level 1 [Member]
Derivative Assets	0	0
Interest rate swap contracts	0	0
Fair Value, Recurring [Member] | Interest Rate Swap [Member] | Fair Value, Inputs, Level 2 [Member]
Derivative Assets	8,492	8,972
Interest rate swap contracts	8,492	8,972
Fair Value, Recurring [Member] | Interest Rate Swap [Member] | Fair Value, Inputs, Level 3 [Member]
Derivative Assets	0	0
Interest rate swap contracts	$ 0	$ 0

Note 14 - Fair Value - Availabl

Note 14 - Fair Value - Available for Sale Securities (Details) - Fair Value, Inputs, Level 3 [Member] - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022
Beginning balance	$ 1,048	$ 992
Principal payments	0	0
Total unrealized gains, included in other comprehensive income.	27	(20)
Ending balance	$ 1,075	$ 972

Note 14 - Fair Value - Assets_2

Note 14 - Fair Value - Assets Measured on a Nonrecurring Basis (Details) - Fair Value, Nonrecurring [Member] - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Collateral Dependent Loans [Member]
Assets, fair value	$ 6,945
Collateral Dependent Loans [Member] | Fair Value, Inputs, Level 1 [Member]
Assets, fair value	0
Collateral Dependent Loans [Member] | Fair Value, Inputs, Level 2 [Member]
Assets, fair value	0
Collateral Dependent Loans [Member] | Fair Value, Inputs, Level 3 [Member]
Assets, fair value	$ 6,945
Impaired Loans [Member]
Assets, fair value		$ 2,620
Impaired Loans [Member] | Fair Value, Inputs, Level 1 [Member]
Assets, fair value		0
Impaired Loans [Member] | Fair Value, Inputs, Level 2 [Member]
Assets, fair value		0
Impaired Loans [Member] | Fair Value, Inputs, Level 3 [Member]
Assets, fair value		$ 2,620

Note 14 - Fair Value - Fair Val

Note 14 - Fair Value - Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Reported Value Measurement [Member]
Cash and cash equivalents	$ 115,673	$ 31,282
Loans held-for-sale	1,832	1,543
Loans receivable, net	1,514,654	1,500,734
Federal Home Loan Bank stock	6,547	6,547
Accrued interest receivable	7,714	7,421
Non-interest bearing deposits	315,671	359,092
Interest bearing deposits	1,479,476	1,415,925
Repurchase agreements	46,402	15,503
Borrowed funds	150,000	120,000
Accrued interest payable	1,630	336
Certificates of deposit in other financial institutions		2,456
Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	115,673	31,282
Loans held-for-sale	1,859	1,555
Loans receivable, net	1,422,459	1,437,496
Federal Home Loan Bank stock	6,547	6,547
Accrued interest receivable	7,714	7,421
Non-interest bearing deposits	315,671	359,092
Interest bearing deposits	1,476,202	1,414,738
Repurchase agreements	46,226	15,361
Borrowed funds	149,147	119,689
Accrued interest payable	1,630	336
Certificates of deposit in other financial institutions		2,404
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents	115,673	31,282
Loans held-for-sale	0	0
Loans receivable, net	0	0
Federal Home Loan Bank stock	0	0
Accrued interest receivable	0	0
Non-interest bearing deposits	315,671	359,092
Interest bearing deposits	974,771	1,052,807
Repurchase agreements	39,420	7,975
Borrowed funds	0	0
Accrued interest payable	0	0
Certificates of deposit in other financial institutions		0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Cash and cash equivalents	0	0
Loans held-for-sale	1,859	1,555
Loans receivable, net	0	0
Federal Home Loan Bank stock	6,547	6,547
Accrued interest receivable	7,714	7,421
Non-interest bearing deposits	0	0
Interest bearing deposits	501,431	361,931
Repurchase agreements	6,806	7,386
Borrowed funds	149,147	119,689
Accrued interest payable	1,630	336
Certificates of deposit in other financial institutions		2,404
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Cash and cash equivalents	0	0
Loans held-for-sale	0	0
Loans receivable, net	1,422,459	1,437,496
Federal Home Loan Bank stock	0	0
Accrued interest receivable	0	0
Non-interest bearing deposits	0	0
Interest bearing deposits	0	0
Repurchase agreements	0	0
Borrowed funds	0	0
Accrued interest payable	$ 0	0
Certificates of deposit in other financial institutions		$ 0

Note 15 - Borrowings (Details T

Note 15 - Borrowings (Details Textual) - USD ($) $ in Thousands	Jun. 30, 2023	Mar. 31, 2023	Dec. 31, 2022
Available Liquidity	$ 693,300
Asset Pledged as Collateral [Member]
Financial Instruments, Owned, at Fair Value	313,000		$ 223,700
Bank Term Funding Program (BTFP) [Member] | Asset Pledged as Collateral [Member]
Financial Instruments, Owned, at Fair Value	100,300
Bank Term Funding Program (BTFP) [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Maximum Amount Available		$ 100,000
Federal Home Loan Bank Advances [Member]
Line of Credit Facility, Maximum Borrowing Capacity	25,000
Long-Term Line of Credit, Total	$ 0		$ 0

Note 15 - Borrowings - Borrowed

Note 15 - Borrowings - Borrowed Funds (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Fixed rate advances	$ 150,000
Total	150,000	$ 120,000
Federal Home Loan Bank of Indianapolis [Member]
Fixed rate advances	0	120,000
Bank Term Funding Program (BTFP) [Member]
Fixed rate advances	100,000	0
Federal Home Loan Bank Advances at 5.25 Percent [Member] | Federal Home Loan Bank of Indianapolis [Member]
Fixed rate advances	$ 50,000	$ 0

Note 15 - Borrowings - Borrow_2

Note 15 - Borrowings - Borrowed Funds (Details) (Parentheticals)	Jun. 30, 2023	Dec. 31, 2022
Federal Home Loan Bank of Indianapolis [Member]
Interest rate		4.30%
Bank Term Funding Program (BTFP) [Member]
Interest rate	4.38%
Federal Home Loan Bank Advances at 5.25 Percent [Member] | Federal Home Loan Bank of Indianapolis [Member]
Interest rate	5.25%

Note 15 - Borrowings - Schedule

Note 15 - Borrowings - Schedule of Maturities of Borrowed Funds (Details) $ in Millions	Jun. 30, 2023 USD ($)
2023	$ 50
2024	100
Total	$ 150