Unity Bancorp (UNTY) 10-Q8 May 152015 Q1 Quarterly reportFinancial data

Company Profile

Document_and_Entity_Informatio

Document and Entity Information	3 Months Ended
Document and Entity Information	Mar. 31, 2015	Apr. 30, 2015
Document and Entity Information [Abstract]
Document Type	10-Q
Amendment Flag	FALSE
Document Period End Date	31-Mar-15
Document Fiscal Year Focus	2015
Document Fiscal Period Focus	Q1
Entity Registrant Name	UNITY BANCORP INC /NJ/
Entity Central Index Key	920427
Current Fiscal Year End Date	-19
Entity Filer Category	Smaller Reporting Company
Entity Common Stock, Shares Outstanding		8,424,777
Trading Symbol	unty

Consolidated_Balance_Sheets

Consolidated Balance Sheets (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
ASSETS
Cash and due from banks	$25,282	$29,351
Federal funds sold and interest-bearing deposits	108,563	100,470
Cash and cash equivalents	133,845	129,821
Securities:
Securities available for sale	57,875	60,073
Securities held to maturity (fair value of $19,771 and $20,281, respectively)	19,433	20,009
Total securities	77,308	80,082
Loans:
SBA loans held for sale	6,929	5,179
SBA loans held for investment	39,155	40,401
SBA 504 loans	29,893	34,322
Commercial loans	410,742	401,949
Residential mortgage loans	235,371	220,878
Consumer loans	62,552	59,096
Total loans	784,642	761,825
Allowance for loan losses	-12,181	-12,551
Net loans	772,461	749,274
Premises and equipment, net	15,465	15,231
Bank owned life insurance ("BOLI")	13,095	13,001
Deferred tax assets	5,743	5,860
Federal Home Loan Bank ("FHLB") stock	7,382	6,032
Accrued interest receivable	3,637	3,518
Other real estate owned ("OREO")	1,975	1,162
Goodwill and other intangibles	1,516	1,516
Other assets	2,977	3,291
Total assets	1,035,404	1,008,788
Liabilities:
Deposits: Noninterest-bearing demand deposits	163,535	152,785
Deposits: Interest-bearing demand deposits	124,110	128,875
Deposits: Savings deposits	290,843	300,348
Deposits: Time deposits, under $100,000	112,671	113,119
Deposits: Time deposits, $100,000 and over	98,282	99,214
Total deposits	789,441	794,341
Borrowed funds	155,000	125,000
Subordinated debentures	15,465	15,465
Accrued interest payable	478	474
Accrued expenses and other liabilities	3,033	3,385
Total liabilities	963,417	938,665
Commitments and contingencies
Shareholders' equity:
Common stock	58,927	58,785
Retained earnings	12,880	11,195
Accumulated other comprehensive income	180	143
Total shareholders' equity	71,987	70,123
Total liabilities and shareholders' equity	$1,035,404	$1,008,788

Consolidated_Balance_Sheets_Pa

Consolidated Balance Sheets (Parenthetical) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Consolidated Balance Sheets [Abstract]
Held to maturity securities, fair value	$19,771	$20,281
Issued common shares	8,423	8,388
Outstanding common shares	8,423	8,388

Consolidated_Statements_of_Inc

Consolidated Statements of Income (USD $)	3 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
INTEREST INCOME
Federal funds sold and interest-bearing deposits	$9	$9
Federal Home Loan Bank stock	44	47
Securities:
Taxable	387	726
Tax-exempt	72	105
Total securities	459	831
Loans:
SBA loans	679	583
SBA 504 loans	346	399
Commercial loans	5,066	4,601
Residential mortgage loans	2,582	2,058
Consumer loans	699	495
Total loans	9,372	8,136
Total interest income	9,884	9,023
INTEREST EXPENSE
Interest-bearing demand deposits	106	111
Savings deposits	264	182
Time deposits	686	644
Borrowed funds and subordinated debentures	808	799
Total interest expense	1,864	1,736
Net interest income	8,020	7,287
Provision for loan losses	200	600
Net interest income after provision for loan losses	7,820	6,687
NONINTEREST INCOME
Branch fee income	346	377
Service and loan fee income	296	295
Gain on sale of SBA loans held for sale, net	363	83
Gain on sale of mortgage loans, net	344	365
BOLI income	94	96
Net security gains (losses)		110
Other income	198	200
Total noninterest income	1,641	1,526
NONINTEREST EXPENSE
Compensation and benefits	3,472	3,217
Occupancy	672	659
Processing and communications	596	582
Furniture and equipment	373	357
Professional services	236	211
Loan costs	221	170
OREO expenses	35	247
Deposit insurance	183	178
Advertising	182	151
Other expenses	532	486
Total noninterest expense	6,502	6,258
Income before provision for income taxes	2,959	1,955
Provision for income taxes	1,020	662
Net income	$1,939	$1,293
Net income per common share - Basic	$0.23	$0.17
Net income per common share - Diluted	$0.23	$0.17
Weighted average common shares outstanding - Basic	8,417	7,586
Weighted average common shares outstanding - Diluted	8,514	7,654

Consolidated_Statements_of_Com

Consolidated Statements of Comprehensive Income (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Consolidated Statements of Comprehensive Income [Abstract]
Net income	$1,939	$1,293
Other comprehensive income, net of tax:
Unrealized holding gains on securities arising during period	37	383
Less: Reclassification adjustment for gains on securities included in net income		73
Total other comprehensive income	37	310
Total comprehensive income	$1,976	$1,603

Consolidated_Statements_of_Cha

Consolidated Statements of Changes in Shareholder's Equity (USD $)		Common Stock [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income [Member]	Total
In Thousands		Common Stock [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income [Member]	Total
Shareholders' equity at Dec. 31, 2013		$52,051	$5,598	($476)	$57,173
Common Stock, Shares, Beginning Balance at Dec. 31, 2013		7,577
Net income			1,293		1,293
Other comprehensive income, net of tax				310	310
Dividends on common stock		12	-152		-140
Common stock issued and related tax effects	[1]	174			174
Common stock issued and related tax effects, shares	[1]	25
Shareholders' equity at Mar. 31, 2014		52,237	6,739	-166	58,810
Common Stock, Shares, Ending Balance at Mar. 31, 2014		7,602
Shareholders' equity at Dec. 31, 2014		58,785	11,195	143	70,123
Common Stock, Shares, Beginning Balance at Dec. 31, 2014		8,388			8,388
Net income			1,939		1,939
Other comprehensive income, net of tax				37	37
Dividends on common stock		16	-254		-238
Common stock issued and related tax effects	[1]	126			126
Common stock issued and related tax effects, shares	[1]	35
Shareholders' equity at Mar. 31, 2015		$58,927	$12,880	$180	$71,987
Common Stock, Shares, Ending Balance at Mar. 31, 2015		8,423			8,423

[1]	Includes the issuance of common stock under employee benefit plans, which includes nonqualified stock options and restricted stock expense related entries, employee option exercises and the tax benefit of options exercised

Consolidated_Statements_of_Cha1

Consolidated Statements of Changes in Shareholders' Equity (Parenthetical) (USD $)	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
Consolidated Statements of Changes in Shareholders' Equity [Abstract]
Common Stock, Dividends, Per Share, Cash Paid	$0.03	$0.02

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
OPERATING ACTIVITIES:
Net income	$1,939	$1,293
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	200	600
Net amortization of purchase premiums and discounts on securities	140	130
Depreciation and amortization	166	397
Deferred income tax expense	92	244
Net security gains		-110
Stock compensation expense	107	100
Loss on sale of OREO		99
Gain on sale of mortgage loans held for sale, net	-344	-220
Gain on sale of SBA loans held for sale, net	-363	-83
Origination of mortgage loans held for sale	-15,034	-17,448
Origination of SBA loans held for sale	-5,321	-890
Proceeds from sale of mortgage loans held for sale, net	15,378	17,668
Proceeds from sale of SBA loans held for sale, net	3,829	1,011
BOLI income	-94	-96
Net change in other assets and liabilities	-134	-565
Net cash provided by operating activities	561	2,130
INVESTING ACTIVITIES:
Purchases of securities available for sale		-9,947
Purchases of FHLB stock, at cost	-3,600	-1,800
Maturities and principal payments on securities held to maturity	555	3,060
Maturities and principal payments on securities available for sale	2,141	2,536
Proceeds from sale of securities available for sale		2,895
Proceeds from redemption of FHLB stock	2,250	1,440
Proceeds from sale of OREO	578	487
Net increase in loans	-22,831	-8,779
Purchases of premises and equipment	-492	-61
Net cash used in investing activities	-21,399	-10,169
FINANCING ACTIVITIES:
Net (decrease) increase in deposits	-4,900	28,926
Proceeds from new borrowings	80,000	40,000
Repayments of borrowings	-50,000	-32,000
Proceeds from exercise of stock options		62
Dividends on common stock	-238	-140
Net cash provided by financing activities	24,862	36,848
Increase in cash and cash equivalents	4,024	28,809
Cash and cash equivalents, beginning of period	129,821	99,404
Cash and cash equivalents, end of period	133,845	128,213
SUPPLEMENTAL DISCLOSURES:
Cash: Interest paid	1,859	1,735
Cash: Income taxes paid	868	459
Noncash investing activities:
Transfer of SBA loans held for sale to held to maturity		111
Capitalization of servicing rights	80	193
Transfer of loans to OREO	$1,391	$2,420

Significant_Accounting_Policie

Significant Accounting Policies	3 Months Ended
Significant Accounting Policies	Mar. 31, 2015
Significant Accounting Policies [Abstract]
Significant Accounting Policies	NOTE 1. Significant Accounting Policies

	The accompanying Consolidated Financial Statements include the accounts of Unity Bancorp, Inc. (the "Parent Company") and its wholly-owned subsidiary, Unity Bank (the "Bank" or when consolidated with the Parent Company, the "Company"), and reflect all adjustments and disclosures which are generally routine and recurring in nature, and in the opinion of management, necessary for a fair presentation of interim results. The Bank has multiple subsidiaries used to hold part of its investment and loan portfolios and other real estate owned (“OREO”) properties. All significant intercompany balances and transactions have been eliminated in consolidation. Certain reclassifications have been made to prior period amounts to conform to the current year presentation, with no impact on current earnings or shareholders’ equity. The financial information has been prepared in accordance with U.S. generally accepted accounting principles and has not been audited. In preparing the financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities and revenues and expenses during the reporting periods. Actual results could differ from those estimates. Amounts requiring the use of significant estimates include the allowance for loan losses, valuation of deferred tax and servicing assets, the carrying value of loans held for sale and other real estate owned, the valuation of securities and the determination of other-than-temporary impairment for securities and fair value disclosures. Management believes that the allowance for loan losses is adequate. While management uses available information to recognize losses on loans, future additions to the allowance for loan losses may be necessary based on changes in economic conditions. The Company has evaluated subsequent events for potential recognition and/or disclosure through the date the Consolidated Financial Statements included in this Quarterly Report on Form 10-Q were available to be issued.

	The interim unaudited Consolidated Financial Statements included herein have been prepared in accordance with instructions for Form 10-Q and the rules and regulations of the Securities and Exchange Commission (“SEC”) and consist of normal recurring adjustments necessary for the fair presentation of interim results. The results of operations for the three months ended March 31, 2015 are not necessarily indicative of the results which may be expected for the entire year. As used in this Form 10-Q, “we” and “us” and “our” refer to Unity Bancorp, Inc., and its consolidated subsidiary, Unity Bank, depending on the context. Certain information and financial disclosures required by U.S. generally accepted accounting principles have been condensed or omitted from interim reporting pursuant to SEC rules. Interim financial statements should be read in conjunction with the Company’s Consolidated Financial Statements and notes thereto included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2014.

	Stock Transactions

	Stock Option Plans
	The Company has incentive and nonqualified option plans, which allow for the grant of options to officers, employees and members of the Board of Directors. Transactions under the Company’s stock option plans for the three months ended March 31, 2015 are summarized in the following table:


			Shares			Weighted average exercise price			Weighted average remaining contractual life in years			Aggregate intrinsic value
	Outstanding at December 31, 2014			418,921		$	6.76			5.5		$	1,257,968
	Options granted			40,000			9.12
	Options exercised			-			-
	Options cancelled			-			-
	Outstanding at March 31, 2015			458,921		$	6.96			5.7		$	1,127,952
	Exercisable at March 31, 2015			362,092		$	6.63			4.7		$	1,035,118

	Grants under the Company’s incentive and nonqualified option plans generally vest over 3 years and must be exercised within 10 years of the date of grant. The exercise price of each option is the market price on the date of grant. As of March 31, 2015, 1,720,529 shares have been reserved for issuance upon the exercise of options, 458,921 option grants are outstanding, and 1,252,416 option grants have been exercised, forfeited or expired, leaving 9,192 shares available for grant.

	The fair values of the options granted during the three months ended March 31, 2015 and 2014 were estimated on the date of grant using the Black-Scholes option-pricing model with the following weighted average assumptions:


			For the three months ended March 31,
			2015				2014
	Number of options granted			40,000				40,000
	Weighted average exercise price		$	9.12			$	7.90
	Weighted average fair value of options		$	3.82			$	3.03
	Expected life in years (1)			6.69				5.40
	Expected volatility (2)			46.76	%			45.21	%
	Risk-free interest rate (3)			1.80	%			1.52	%
	Dividend yield (4)			1.33	%			1.02	%
		-1		The expected life of the options was estimated based on historical employee behavior and represents the period of time that options granted are expected to be outstanding.
		-2		The expected volatility of the Company’s stock price was based on the historical volatility over the period commensurate with the expected life of the options.
		-3		The risk-free interest rate is the U.S. Treasury rate commensurate with the expected life of the options on the date of grant.
		-4		The expected dividend yield is the projected annual yield based on the grant date stock price.

	Upon exercise, the Company issues shares from its authorized but unissued common stock to satisfy the options. The following table presents information about options exercised during the three months ended March 31, 2015 and 2014:


			For the three months ended March 31,
			2015			2014
	Number of options exercised			-			19,950
	Total intrinsic value of options exercised		$	-		$	67,417
	Cash received from options exercised			-			62,445
	Tax deduction realized from options exercised			-			26,926

	The following table summarizes information about stock options outstanding and exercisable at March 31, 2015:


				Options outstanding									Options exercisable
	Range of exercise prices			Options outstanding			Weighted average remaining contractual life (in years)			Weighted average exercise price			Options exercisable		Weighted average exercise price
	$	0.00 - 4.00			89,000			4.0		$	3.85			89,000	$	3.85
		4.01 - 7.00			166,500			6.4			6.15			150,667		6.16
		7.01 - 10.00			155,975			6.7			7.97			79,979		7.45
		10.01 - 13.00			47,446			2.7			12.36			42,446		12.60
		Total			458,921			5.7		$	6.96			362,092	$	6.63

	Financial Accounting Standards Board Accounting Standards Codification ("FASB ASC") Topic 718, “Compensation - Stock Compensation,” requires an entity to recognize the fair value of equity awards as compensation expense over the period during which an employee is required to provide service in exchange for such an award (vesting period). Compensation expense related to stock options and the related income tax benefit for the three months ended March 31, 2015 and 2014 are detailed in the following table:



		For the three months ended March 31,
		2015			2014
Compensation expense		$	29,918		$	40,563
Income tax benefit			11,949			16,201

As of March 31, 2015, unrecognized compensation costs related to nonvested share-based compensation arrangements granted under the Company’s stock option plans totaled approximately $312 thousand. That cost is expected to be recognized over a weighted average period of 2.3 years.

Restricted Stock Awards
Restricted stock is issued under the stock bonus program to reward employees and directors and to retain them by distributing stock over a period of time. The following table summarizes nonvested restricted stock activity for the three months ended March 31, 2015:


		Shares			Average grant date fair value
Nonvested restricted stock at December 31, 2014			77,750		$	7.24
Granted			34,800			9.27
Vested			-6,000			6.78
Forfeited			-			-
Nonvested restricted stock at March 31, 2015			106,550		$	7.91

Restricted stock awards granted to date vest over a period of 4 years and are recognized as compensation to the recipient over the vesting period. The awards are recorded at fair market value at the time of grant and amortized into salary expense on a straight line basis over the vesting period. As of March 31, 2015, 471,551 shares of restricted stock were reserved for issuance, of which 179,700 shares are available for grant.

Restricted stock awards granted during the three months ended March 31, 2015 and 2014 were as follows:


		For the three months ended March 31,
		2015			2014
Number of shares granted			34,800			10,000
Average grant date fair value		$	9.27		$	7.84

Compensation expense related to restricted stock for the three months ended March 31, 2015 and 2014 is detailed in the following table:


		For the three months ended March 31,
		2015			2014
Compensation expense		$	77,549		$	59,270
Income tax benefit			30,973			23,672

As of March 31, 2015, there was approximately $734 thousand of unrecognized compensation cost related to nonvested restricted stock awards granted under the Company’s stock incentive plans. That cost is expected to be recognized over a weighted average period of 3.0 years.

Other-Than-Temporary Impairment

The Company has a process in place to identify debt securities that could potentially incur credit impairment that is other-than-temporary. This process involves monitoring late payments, pricing levels, downgrades by rating agencies, key financial ratios, financial statements, revenue forecasts and cash flow projections as indicators of credit issues. Management evaluates securities for other-than-temporary impairment at least on a quarterly basis, and more frequently when economic or market concern warrants such evaluation. This evaluation considers relevant facts and circumstances in evaluating whether a credit or interest rate-related impairment of a security is other-than-temporary. Relevant facts and circumstances considered include: (1) the extent and length of time the fair value has been below cost; (2) the reasons for the decline in value; (3) the financial position and access to capital of the issuer, including the current and future impact of any specific events and (4) for fixed maturity securities, our intent to sell a security or whether it is more likely than not we will be required to sell the security before the recovery of its amortized cost which, in some cases, may extend to maturity and for equity securities, our ability and intent to hold the security for a forecasted period of time that allows for the recovery in value.

Management assesses its intent to sell or whether it is more likely than not that it will be required to sell a security before recovery of its amortized cost basis less any current-period credit losses. For debt securities that are considered other-than-temporarily impaired with no intent to sell and no requirement to sell prior to recovery of its amortized cost basis, the amount of the impairment is separated into the amount that is credit related (credit loss component) and the amount due to all other factors. The credit loss component is recognized in earnings and is the difference between the security’s amortized cost basis and the present value of its expected future cash flows. The remaining difference between the security’s fair value and the present value of future expected cash flows is due to factors that are not credit related and is recognized in other comprehensive income. For debt securities where management has the intent to sell, the amount of the impairment is reflected in earnings as realized losses.

The present value of expected future cash flows is determined using the best estimate cash flows discounted at the effective interest rate implicit to the security at the date of purchase or the current yield to accrete an asset-backed or floating rate security. The methodology and assumptions for establishing the best estimate cash flows vary depending on the type of security. The asset-backed securities cash flow estimates are based on bond specific facts and circumstances that may include collateral characteristics, expectations of delinquency and default rates, loss severity and prepayment speeds and structural support, including subordination and guarantees. The corporate bond cash flow estimates are derived from scenario-based outcomes of expected corporate restructurings or the disposition of assets using bond specific facts and circumstances including timing, security interests and loss severity.

Transfers of Financial Assets

Transfers of financial assets are accounted for as sales, when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Company, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (3) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity.

Loans

Loans Held for Sale
Loans held for sale represent the guaranteed portion of Small Business Administration (“SBA”) loans and are reflected at the lower of aggregate cost or market value. The Company originates loans to customers under an SBA program that historically has provided for SBA guarantees of up to 90 percent of each loan. The Company generally sells the guaranteed portion of its SBA loans to a third party and retains the servicing, holding the nonguaranteed portion in its portfolio. The net amount of loan origination fees on loans sold is included in the carrying value and in the gain or loss on the sale. When sales of SBA loans do occur, the premium received on the sale and the present value of future cash flows of the servicing assets are recognized in income. All criteria for sale accounting must be met in order for the loan sales to occur; see details under the “Transfers of Financial Assets” heading above.

Servicing assets represent the estimated fair value of retained servicing rights, net of servicing costs, at the time loans are sold. Servicing assets are amortized in proportion to, and over the period of, estimated net servicing revenues. Impairment is evaluated based on stratifying the underlying financial assets by date of origination and term. Fair value is determined using prices for similar assets with similar characteristics, when available, or based upon discounted cash flows using market-based assumptions. Any impairment, if temporary, would be reported as a valuation allowance.

Serviced loans sold to others are not included in the accompanying Consolidated Balance Sheets. Income and fees collected for loan servicing are credited to noninterest income when earned, net of amortization on the related servicing assets.

Loans Held to Maturity
Loans held to maturity are stated at the unpaid principal balance, net of unearned discounts and deferred loan origination fees and costs. In accordance with the level yield method, loan origination fees, net of direct loan origination costs, are deferred and recognized over the estimated life of the related loans as an adjustment to the loan yield. Interest is credited to operations primarily based upon the principal balance outstanding.

Loans are reported as past due when either interest or principal is unpaid in the following circumstances: fixed payment loans when the borrower is in arrears for two or more monthly payments; open end credit for two or more billing cycles; and single payment notes if interest or principal remains unpaid for 30 days or more.

Nonperforming loans consist of loans that are not accruing interest as a result of principal or interest being in default for a period of 90 days or more or when the ability to collect principal and interest according to the contractual terms is in doubt (nonaccrual loans). When a loan is classified as nonaccrual, interest accruals are discontinued and all past due interest previously recognized as income is reversed and charged against current period earnings. Generally, until the loan becomes current, any payments received from the borrower are applied to outstanding principal until such time as management determines that the financial condition of the borrower and other factors merit recognition of a portion of such payments as interest income. Loans may be returned to an accrual status when the ability to collect is reasonably assured and when the loan is brought current as to principal and interest.

Loans are charged off when collection is sufficiently questionable and when the Company can no longer justify maintaining the loan as an asset on the balance sheet. Loans qualify for charge-off when, after thorough analysis, all possible sources of repayment are insufficient. These include: 1) potential future cash flows, 2) value of collateral, and/or 3) strength of co-makers and guarantors. All unsecured loans are charged off upon the establishment of the loan’s nonaccrual status. Additionally, all loans classified as a loss or that portion of the loan classified as a loss is charged off. All loan charge-offs are approved by the Board of Directors.

Troubled debt restructurings ("TDRs") occur when a creditor, for economic or legal reasons related to a debtor’s financial condition, grants a concession to the debtor that it would not otherwise consider. These concessions typically include reductions in interest rate, extending the maturity of a loan, or a combination of both. Interest income on accruing TDRs is credited to operations primarily based upon the principal amount outstanding, as stated in the paragraphs above.

The Company evaluates its loans for impairment. A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect all amounts due according to the contractual terms of the loan agreement. The Company has defined impaired loans to be all TDRs and nonperforming loans individually evaluated for impairment. Impairment is evaluated in total for smaller-balance loans of a similar nature (consumer and residential mortgage loans), and on an individual basis for all other loans. Impairment of a loan is measured based on the present value of expected future cash flows, discounted at the loan's effective interest rate, or as a practical expedient, based on a loan’s observable market price or the fair value of collateral, net of estimated costs to sell, if the loan is collateral-dependent. If the value of the impaired loan is less than the recorded investment in the loan, the Company establishes a valuation allowance, or adjusts existing valuation allowances, with a corresponding charge to the provision for loan losses.

For additional information on loans, see Note 8 to the Consolidated Financial Statements and the section titled "Loan Portfolio" under Item 2. Management's Discussion and Analysis.

Allowance for Loan Losses and Reserve for Unfunded Loan Commitments

The allowance for loan losses is maintained at a level management considers adequate to provide for probable loan losses as of the balance sheet date. The allowance is increased by provisions charged to expense and is reduced by net charge-offs.

The level of the allowance is based on management’s evaluation of probable losses in the loan portfolio, after consideration of prevailing economic conditions in the Company’s market area, the volume and composition of the loan portfolio, and historical loan loss experience. The allowance for loan losses consists of specific reserves for individually impaired credits and TDRs, reserves for nonimpaired loans based on historical loss factors and reserves based on general economic factors and other qualitative risk factors such as changes in delinquency trends, industry concentrations or local/national economic trends. This risk assessment process is performed at least quarterly, and, as adjustments become necessary, they are realized in the periods in which they become known.

Although management attempts to maintain the allowance at a level deemed adequate to provide for probable losses, future additions to the allowance may be necessary based upon certain factors including changes in market conditions and underlying collateral values. In addition, various regulatory agencies periodically review the adequacy of the Company’s allowance for loan losses. These agencies may require the Company to make additional provisions based on their judgments about information available to them at the time of their examination.

The Company maintains an allowance for unfunded loan commitments that is maintained at a level that management believes is adequate to absorb estimated probable losses. Adjustments to the allowance are made through other expenses and applied to the allowance which is maintained in other liabilities.

For additional information on the allowance for loan losses and unfunded loan commitments, see Note 9 to the Consolidated Financial Statements and the sections titled "Asset Quality" and "Allowance for Loan Losses and Reserve for Unfunded Loan Commitments" under Item 2. Management's Discussion and Analysis.

Income Taxes

The Company accounts for income taxes according to the asset and liability method. Under this method, deferred tax assets and liabilities are recognized for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax basis. Deferred tax assets and liabilities are measured using the enacted tax rates applicable to taxable income for the years in which those temporary differences are expected to be recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the period that includes the enactment date.

Valuation reserves are established against certain deferred tax assets when it is more likely than not that the deferred tax assets will not be realized. Increases or decreases in the valuation reserve are charged or credited to the income tax provision.

When tax returns are filed, it is highly certain that some positions taken would be sustained upon examination by the taxing authorities, while others are subject to uncertainty about the merits of the position taken or the amount of the position that ultimately would be sustained. The benefit of a tax position is recognized in the financial statements in the period during which, based on all available evidence, management believes it is more likely than not that the position will be sustained upon examination, including the resolution of appeals or litigation processes, if any. The evaluation of a tax position taken is considered by itself and not offset or aggregated with other positions. Tax positions that meet the more likely than not recognition threshold are measured as the largest amount of tax benefit that is more than 50 percent likely of being realized upon settlement with the applicable taxing authority. The portion of benefits associated with tax positions taken that exceeds the amount measured as described above is reflected as a liability for unrecognized tax benefits in the accompanying balance sheet along with any associated interest and penalties that would be payable to the taxing authorities upon examination.

Interest and penalties associated with unrecognized tax benefits would be recognized in income tax expense on the income statement.

Litigation

Litigation	3 Months Ended
Litigation	Mar. 31, 2015
Litigation [Abstract]
Litigation	NOTE 2. Litigation

	The Company may, in the ordinary course of business, become a party to litigation involving collection matters, contract claims and other legal proceedings relating to the conduct of its business. In the best judgment of management, based upon consultation with counsel, the consolidated financial position and results of operations of the Company will not be affected materially by the final outcome of any pending legal proceedings or other contingent liabilities and commitments.

Net_Income_per_Share

Net Income per Share	3 Months Ended
Net Income per Share	Mar. 31, 2015
Net Income per Share [Abstract]
Net Income per Share	NOTE 3. Net Income per Share

	Basic net income per common share is calculated as net income divided by the weighted average common shares outstanding during the reporting period.

	Diluted net income per common share is computed similarly to that of basic net income per common share, except that the denominator is increased to include the number of additional common shares that would have been outstanding if all potentially dilutive common shares, principally stock options and warrants, were issued during the reporting period utilizing the Treasury stock method.

	The following is a reconciliation of the calculation of basic and diluted income per share:




		For the three months ended March 31,
	(In thousands, except per share amounts)	2015		2014
	Net income	$	1,939	$	1,293
	Weighted average common shares outstanding - Basic		8,417		7,586
	Plus: Potential dilutive common stock equivalents		97		68
	Weighted average common shares outstanding - Diluted		8,514		7,654
	Net income per common share - Basic	$	0.23	$	0.17
	Net income per common share - Diluted		0.23		0.17
	Stock options and common stock excluded from the income per share calculation as their effect would have been anti-dilutive		113		126

Income_Taxes

Income Taxes	3 Months Ended
Income Taxes	Mar. 31, 2015
Income Taxes [Abstract]
Income Taxes	NOTE 4. Income Taxes

	The Company follows FASB ASC Topic 740, “Income Taxes,” which prescribes a threshold for the financial statement recognition of income taxes and provides criteria for the measurement of tax positions taken or expected to be taken in a tax return. ASC 740 also includes guidance on derecognition, classification, interest and penalties, accounting in interim periods, disclosure and transition of income taxes.

	For the quarter ended March 31, 2015, the Company reported income tax expense of $1.0 million for an effective tax rate of 34.5 percent, compared to an income tax expense of $662 thousand and an effective tax rate of 33.9 percent for the prior year’s quarter. The Company did not recognize or accrue any interest or penalties related to income taxes during the three months ended March 31, 2015 or 2014. The Company did not have an accrual for uncertain tax positions as of March 31, 2015 or December 31, 2014, as deductions taken and benefits accrued are based on widely understood administrative practices and procedures and are based on clear and unambiguous tax law. Tax returns for all years 2010 and thereafter are subject to future examination by tax authorities.

Other_Comprehensive_Income_Los

Other Comprehensive Income (Loss)	3 Months Ended
Other Comprehensive Income (Loss)	Mar. 31, 2015
Other Comprehensive Income (Loss) [Abstract]
Other Comprehensive Income (Loss)	NOTE 5. Other Comprehensive Income (Loss)

	The following table shows the changes in other comprehensive income for the three months ended March 31, 2015 and 2014:















		For the three months ended March 31,
		2015						2014
	(In thousands)	Pre-tax		Tax		After-tax		Pre-tax		Tax		After-tax
	Net unrealized gains on securities:
	Balance, beginning of period					$	143					$	-476
	Unrealized holding gains on securities arising during the period	$	62	$	25		37	$	618	$	235		383
	Less: Reclassification adjustment for gains on securities included in net income		-		-		-		110		37		73
	Net unrealized gains on securities arising during the period	$	62	$	25	$	37	$	508	$	198	$	310
	Balance, end of period					$	180					$	-166

Fair_Value

Fair Value	3 Months Ended
Fair Value	Mar. 31, 2015
Fair Value [Abstract]
Fair Value	NOTE 6. Fair Value

	Fair Value Measurement

	The Company follows FASB ASC Topic 820, “Fair Value Measurement and Disclosures,” which requires additional disclosures about the Company’s assets and liabilities that are measured at fair value. Fair value is the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. In determining fair value, the Company uses various methods including market, income and cost approaches. Based on these approaches, the Company often utilizes certain assumptions that market participants would use in pricing the asset or liability, including assumptions about risk and/or the risks inherent in the inputs to the valuation technique. These inputs can be readily observable, market corroborated, or generally unobservable inputs. The Company utilizes techniques that maximize the use of observable inputs and minimize the use of unobservable inputs. The fair value hierarchy ranks the quality and reliability of the information used to determine fair values. Financial assets and liabilities carried at fair value will be classified and disclosed as follows:

	Level 1 Inputs
		·		Unadjusted quoted prices in active markets that are accessible at the measurement date for identical, unrestricted assets or liabilities.
		·		Generally, this includes debt and equity securities and derivative contracts that are traded in an active exchange market (i.e. New York Stock Exchange), as well as certain U.S. Treasury, U.S. Government and sponsored entity agency mortgage-backed securities that are highly liquid and are actively traded in over-the-counter markets.

	Level 2 Inputs
		·		Quoted prices for similar assets or liabilities in active markets.
		·		Quoted prices for identical or similar assets or liabilities in inactive markets.
		·		Inputs other than quoted prices that are observable, either directly or indirectly, for the term of the asset or liability (i.e., interest rates, yield curves, credit risks, prepayment speeds or volatilities) or “market corroborated inputs.”
		·		Generally, this includes U.S. Government and sponsored entity mortgage-backed securities, corporate debt securities and derivative contracts.

	Level 3 Inputs
		·		Prices or valuation techniques that require inputs that are both unobservable (i.e. supported by little or no market activity) and that are significant to the fair value of the assets or liabilities.
		·		These assets and liabilities include financial instruments whose value is determined using pricing models, discounted cash flow methodologies, or similar techniques, as well as instruments for which the determination of fair value requires significant management judgment or estimation.

	Fair Value on a Recurring Basis

	The following is a description of the valuation methodologies used for instruments measured at fair value on a recurring basis:

	Securities Available for Sale
	The fair value of available for sale ("AFS") securities is the market value based on quoted market prices, when available, or market prices provided by recognized broker dealers (Level 1). If listed prices or quotes are not available, fair value is based upon quoted market prices for similar or identical assets or other observable inputs (Level 2) or externally developed models that use unobservable inputs due to limited or no market activity of the instrument (Level 3).

	As of March 31, 2015, the fair value of the Company's AFS securities portfolio was $57.9 million. Approximately 56 percent of the portfolio was made up of residential mortgage-backed securities, which had a fair value of $32.3 million at March 31, 2015. Approximately $31.3 million of the residential mortgage-backed securities are guaranteed by the Government National Mortgage Association ("GNMA"), the Federal National Mortgage Association ("FNMA") or the Federal Home Loan Mortgage Corporation ("FHLMC"). The underlying loans for these securities are residential mortgages that are geographically dispersed throughout the United States.

	All of the Company’s AFS securities were classified as Level 2 assets at March 31, 2015. The valuation of AFS securities using Level 2 inputs was primarily determined using the market approach, which uses quoted prices for similar assets or liabilities in active markets and all other relevant information. It includes model pricing, defined as valuing securities based upon their relationship with other benchmark securities.

	There were no changes in the inputs or methodologies used to determine fair value during the period ended March 31, 2015, as compared to the periods ended December 31, 2014 and March 31, 2014.




	The tables below present the balances of assets and liabilities measured at fair value on a recurring basis as of March 31, 2015 and December 31, 2014:


			31-Mar-15
	(In thousands)		Level 1			Level 2			Level 3			Total
	Securities available for sale:
	U.S. Government sponsored entities		$	-		$	4,528		$	-		$	4,528
	State and political subdivisions			-			11,163			-			11,163
	Residential mortgage-backed securities			-			32,312			-			32,312
	Corporate and other securities			-			9,872			-			9,872
	Total securities available for sale		$	-		$	57,875		$	-		$	57,875


			31-Dec-14
	(In thousands)		Level 1			Level 2			Level 3			Total
	Securities available for sale:
	U.S. Government sponsored entities		$	-		$	4,618		$	-		$	4,618
	State and political subdivisions			-			11,132			-			11,132
	Residential mortgage-backed securities			-			34,383			-			34,383
	Corporate and other securities			-			9,940			-			9,940
	Total securities available for sale		$	-		$	60,073		$	-		$	60,073

	The following table summarizes changes in Level 3 assets during the three months ended March 31, 2015 and 2014, consisting of commercial mortgage-backed available for sale securities, measured at fair value on a recurring basis:



			For the three months ended March 31,
	(In thousands)		2015			2014
Commercial mortgage-backed securities:
Balance, beginning of period		$	-		$	888
Payoffs			-			-291
Principal paydowns			-			-96
Total net losses included in:
Other comprehensive income			-			-2
Balance, end of period		$	-		$	499

There were no gains or losses (realized or unrealized) on Level 3 securities included in earnings for assets and liabilities held at March 31, 2015 or 2014.

Fair Value on a Nonrecurring Basis

Certain assets and liabilities are not measured at fair value on an ongoing basis but are subject to fair value adjustments in certain circumstances (for example, when there is evidence of impairment). The following is a description of the valuation methodologies used for instruments measured at fair value on a nonrecurring basis:

Appraisal Policy
All appraisals must be performed in accordance with the Uniform Standards of Professional Appraisal Practice ("USPAP"). Appraisals are certified to the Company and performed by appraisers on the Company’s approved list of appraisers. Evaluations are completed by a person independent of Company management. The content of the appraisal depends on the complexity of the property. Appraisals are completed on a “retail value” and an “as is value”.

The Company requires current real estate appraisals on all loans that become OREO or in-substance foreclosure, loans that are classified substandard, doubtful or loss, or loans that are over $100,000 and nonperforming. Prior to each balance sheet date, the Company values impaired collateral-dependent loans and OREO based upon a third party appraisal, broker's price opinion, drive by appraisal, automated valuation model, updated market evaluation, or a combination of these methods. The amount is discounted for the decline in market real estate values (for original appraisals), for any known damage or repair costs, and for selling and closing costs. The amount of the discount ranges from 10 to 25 percent and is dependent upon the method used to determine the original value. The original appraisal is generally used when a loan is first determined to be impaired. When applying the discount, the Company takes into consideration when the appraisal was performed, the collateral’s location, the type of collateral, any known damage to the property and the type of business. Subsequent to entering impaired status and the Company determining that there is a collateral shortfall, the Company will generally, depending on the type of collateral, order a third party appraisal, broker's price opinion, automated valuation model or updated market evaluation. After receiving the third party results, the Company will discount the value 8 to 10 percent for selling and closing costs.

OREO
The fair value of OREO is determined using appraisals, which may be discounted based on management’s review and changes in market conditions (Level 3 Inputs).

Impaired Collateral-Dependent Loans
The fair value of impaired collateral-dependent loans is derived in accordance with FASB ASC Topic 310, “Receivables.” Fair value is determined based on the loan’s observable market price or the fair value of the collateral. Partially charged-off loans are measured for impairment based upon an appraisal for collateral-dependent loans. When an updated appraisal is received for a nonperforming loan, the value on the appraisal is discounted in the manner discussed above. If there is a deficiency in the value after the Company applies these discounts, management applies a specific reserve and the loan remains in nonaccrual status. The receipt of an updated appraisal would not qualify as a reason to put a loan back into accruing status. The Company removes loans from nonaccrual status generally when the borrower makes nine months of contractual payments and demonstrates the ability to service the debt going forward. Charge-offs are determined based upon the loss that management believes the Company will incur after evaluating collateral for impairment based upon the valuation methods described above and the ability of the borrower to pay any deficiency.

The valuation allowance for impaired loans is included in the allowance for loan losses in the consolidated balance sheets. At March 31, 2015, the valuation allowance for impaired loans was $1.0 million, a $180 thousand decrease from $1.2 million at December 31, 2014.

The following tables present the assets and liabilities subject to fair value adjustments (impairment) on a non-recurring basis carried on the balance sheet by caption and by level within the hierarchy (as described above):


		Fair value at March 31, 2015
(In thousands)		Level 1			Level 2			Level 3			Total
Financial assets:
OREO		$	-		$	-		$	1,975		$	1,975
Impaired collateral-dependent loans			-			-			8,907			8,907

		Fair value at December 31, 2014
(In thousands)		Level 1			Level 2			Level 3			Total
Financial assets:
OREO		$	-		$	-		$	1,162		$	1,162
Impaired collateral-dependent loans			-			-			4,897			4,897

Fair Value of Financial Instruments

FASB ASC Topic 825, “Financial Instruments,” requires the disclosure of the estimated fair value of certain financial instruments, including those financial instruments for which the Company did not elect the fair value option. These estimated fair values as of March 31, 2015 and December 31, 2014 have been determined using available market information and appropriate valuation methodologies. Considerable judgment is required to interpret market data to develop estimates of fair value. The estimates presented are not necessarily indicative of amounts the Company could realize in a current market exchange. The use of alternative market assumptions and estimation methodologies could have had a material effect on these estimates of fair value. The methodology for estimating the fair value of financial assets and liabilities that are measured on a recurring or nonrecurring basis are discussed above. The following methods and assumptions were used to estimate the fair value of other financial instruments for which it is practicable to estimate that value:

Cash and Cash Equivalents
For these short-term instruments, the carrying value is a reasonable estimate of fair value.

Securities
The fair value of securities is based upon quoted market prices for similar or identical assets or other observable inputs (Level 2) or externally developed models that use unobservable inputs due to limited or no market activity of the instrument (Level 3).

SBA Loans Held for Sale
The fair value of SBA loans held for sale is estimated by using a market approach that includes significant other observable inputs.

Loans
The fair value of loans is estimated by discounting the future cash flows using current market rates that reflect the interest rate risk inherent in the loan, except for previously discussed impaired loans.

FHLB Stock
Federal Home Loan Bank stock is carried at cost. Carrying value approximates fair value based on the redemption provisions of the issues.

SBA Servicing Assets
SBA servicing assets do not trade in an active, open market with readily observable prices. The Company estimates the fair value of SBA servicing assets using discounted cash flow models incorporating numerous assumptions from the perspective of a market participant including market discount rates and prepayment speeds.

Accrued Interest
The carrying amounts of accrued interest approximate fair value.

OREO
The fair value of OREO is determined using appraisals, which may be discounted based on management’s review and changes in market conditions (Level 3 Inputs).

Deposit Liabilities
The fair value of demand deposits and savings accounts is the amount payable on demand at the reporting date (i.e. carrying value). The fair value of fixed-maturity certificates of deposit is estimated by discounting the future cash flows using current market rates.

Borrowed Funds and Subordinated Debentures
The fair value of borrowings is estimated by discounting the projected future cash flows using current market rates.

Standby Letters of Credit
At March 31, 2015, the Bank had standby letters of credit outstanding of $1.5 million, consistent with December 31, 2014. The fair value of these commitments is nominal.

The table below presents the carrying amount and estimated fair values of the Company’s financial instruments presented as of March 31, 2015 and December 31, 2014:


					31-Mar-15						31-Dec-14
(In thousands)		Fair value level			Carrying amount			Estimated fair value			Carrying amount			Estimated fair value
Financial assets:
Cash and cash equivalents			Level 1		$	133,845		$	133,845		$	129,821		$	129,821
Securities (1)			Level 2			77,308			77,646			80,082			80,354
SBA loans held for sale			Level 2			6,929			7,713			5,179			5,655
Loans, net of allowance for loan losses (2)			Level 2			765,532			772,307			744,095			748,093
FHLB stock			Level 2			7,382			7,382			6,032			6,032
Servicing assets			Level 3			767			767			753			753
Accrued interest receivable			Level 2			3,637			3,637			3,518			3,518
OREO			Level 3			1,975			1,975			1,162			1,162
Financial liabilities:
Deposits			Level 2			789,441			790,499			794,341			794,436
Borrowed funds and subordinated debentures			Level 2			170,465			174,986			140,465			145,333
Accrued interest payable			Level 2			478			478			474			474


-1	Includes held to maturity (“HTM”) commercial mortgage-backed securities that are considered Level 3. These securities had book values of $4.0 million at March 31, 2015 and December 31, 2014, and market values of $4.0 million at March 31, 2015 and December 31, 2014.
-2	Includes collateral-dependent impaired loans that are considered Level 3 and reported separately in the tables under the “Fair Value on a Nonrecurring Basis” heading. Collateral-dependent impaired loans, net of specific reserves totaled $8.9 million and $4.9 million at March 31, 2015 and December 31, 2014, respectively.

Securities

Securities	3 Months Ended
Securities	Mar. 31, 2015
Securities [Abstract]
Securities	NOTE 7. Securities

	This table provides the major components of securities available for sale (“AFS”) and held to maturity (“HTM”) at amortized cost and estimated fair value at March 31, 2015 and December 31, 2014:


			31-Mar-15												31-Dec-14
	(In thousands)		Amortized cost			Gross unrealized gains			Gross unrealized losses			Estimated fair value			Amortized cost			Gross unrealized gains			Gross unrealized losses			Estimated fair value
	Available for sale:
	U.S. Government sponsored entities		$	4,612		$	-		$	-84		$	4,528		$	4,711		$	-		$	-93		$	4,618
	State and political subdivisions			11,031			148			-16			11,163			11,055			112			-35			11,132
	Residential mortgage-backed securities			31,819			658			-165			32,312			33,884			646			-147			34,383
	Corporate and other securities			10,116			63			-307			9,872			10,188			63			-311			9,940
	Total securities available		$	57,578		$	869		$	-572		$	57,875		$	59,838		$	821		$	-586		$	60,073
	for sale		$	57,578		$	869		$	-572		$	57,875		$	59,838		$	821		$	-586		$	60,073
	Held to maturity:
	U.S. Government sponsored entities		$	4,440		$	-		$	-127		$	4,313		$	4,440		$	-		$	-124		$	4,316
	State and political subdivisions			2,415			281			-			2,696			2,417			277			-			2,694
	Residential mortgage-backed securities			7,615			208			-33			7,790			8,164			211			-29			8,346
	Commercial mortgage-backed securities			3,980			20			-21			3,979			4,005			13			-53			3,965
	Corporate and other securities			983			10			-			993			983			-			-23			960
	Total securities held to		$	19,433		$	519		$	-181		$	19,771		$	20,009		$	501		$	-229		$	20,281
	maturity		$	19,433		$	519		$	-181		$	19,771		$	20,009		$	501		$	-229		$	20,281

	This table provides the remaining contractual maturities and yields of securities within the investment portfolios. The carrying value of securities at March 31, 2015 is distributed by contractual maturity. Mortgage-backed securities and other securities, which may have principal prepayment provisions, are distributed based on contractual maturity. Expected maturities will differ materially from contractual maturities as a result of early prepayments and calls.



			Within one year					After one through five years					After five through ten years					After ten years					Total carrying value
	(In thousands, except percentages)		Amount			Yield		Amount			Yield		Amount			Yield		Amount			Yield		Amount			Yield
	Available for sale at fair value:
	U.S. Government sponsored entities		$	-		-	%	$	1,018		1.00	%	$	937		2.07	%	$	2,573		2.04	%	$	4,528		1.81	%
	State and political subdivisions			39		6.48			1,172		2.23			6,334		2.41			3,618		2.56			11,163		2.45
	Residential mortgage-backed securities			-		-			1,538		1.79			2,204		1.94			28,570		2.79			32,312		2.68
	Corporate and other securities			-		-			2,400		1.02			1,446		1.18			6,026		0.75			9,872		0.88
	Total securities available		$	39		6.48	%	$	6,128		1.44	%	$	10,921		2.12	%	$	40,787		2.42	%	$	57,875		2.27	%
	for sale		$	39		6.48	%	$	6,128		1.44	%	$	10,921		2.12	%	$	40,787		2.42	%	$	57,875		2.27	%
	Held to maturity at cost:
	U.S. Government sponsored entities		$	-		-	%	$	-		-	%	$	-		-	%	$	4,440		1.96	%	$	4,440		1.96	%
	State and political subdivisions			309		0.75			-		-			-		-			2,106		4.72			2,415		4.21
	Residential mortgage-backed securities			-		-			380		4.81			248		5.21			6,987		2.81			7,615		2.99
	Commercial mortgage-backed securities			-		-			-		-			-		-			3,980		2.76			3,980		2.76
	Corporate and other securities			-		-			-		-			983		2.95			-		-			983		2.95
	Total securities held to		$	309		0.75	%	$	380		4.81	%	$	1,231		3.41	%	$	17,513		2.81	%	$	19,433		2.86	%
	maturity		$	309		0.75	%	$	380		4.81	%	$	1,231		3.41	%	$	17,513		2.81	%	$	19,433		2.86	%

	The fair value of securities with unrealized losses by length of time that the individual securities have been in a continuous unrealized loss position at March 31, 2015 and December 31, 2014 are as follows:


			31-Mar-15
						Less than 12 months						12 months and greater						Total
	(In thousands, except number in a loss position)		Total number in a loss position			Estimated fair value			Unrealized loss			Estimated fair value			Unrealized loss			Estimated fair value			Unrealized loss
	Available for sale:
	U.S. Government sponsored entities			6		$	957		$	-10		$	3,571		$	-74		$	4,528		$	-84
	State and political subdivisions			5			2,800			-16			-			-			2,800			-16
	Residential mortgage-backed securities			7			4,049			-6			5,449			-159			9,498			-165
	Corporate and other securities			7			1,057			-44			3,736			-263			4,793			-307
	Total temporarily impaired securities			25		$	8,863		$	-76		$	12,756		$	-496		$	21,619		$	-572
	Held to maturity:
	U.S. Government sponsored entities			2		$	-		$	-		$	4,313		$	-127		$	4,313		$	-127
	Residential mortgage-backed securities			3			-			-			2,370			-33			2,370			-33
	Commercial mortgage-backed securities			1			1,837			-21			-			-			1,837			-21
	Total temporarily impaired securities			6		$	1,837		$	-21		$	6,683		$	-160		$	8,520		$	-181



		31-Dec-14
					Less than 12 months						12 months and greater						Total
(In thousands, except number in a loss position)		Total number in a loss position			Estimated fair value			Unrealized loss			Estimated fair value			Unrealized loss			Estimated fair value			Unrealized loss
Available for sale:
U.S. Government sponsored entities			4		$	-		$	-		$	4,590		$	-93		$	4,590		$	-93
State and political subdivisions			7			-			-			4,103			-35			4,103			-35
Residential mortgage-backed securities			9			6,579			-16			5,889			-131			12,468			-147
Corporate and other securities			7			1,053			-46			3,736			-265			4,789			-311
Total temporarily impaired securities			27		$	7,632		$	-62		$	18,318		$	-524		$	25,950		$	-586
Held to maturity:
U.S. Government sponsored entities			2		$	-		$	-		$	4,316		$	-124		$	4,316		$	-124
Residential mortgage-backed securities			3			-			-			2,586			-29			2,586			-29
Commercial mortgage-backed securities			1			-			-			1,822			-53			1,822			-53
Corporate and other securities			1			-			-			960			-23			960			-23
Total temporarily impaired securities			7		$	-		$	-		$	9,684		$	-229		$	9,684		$	-229

Unrealized Losses

The unrealized losses in each of the categories presented in the tables above are discussed in the paragraphs that follow:

U.S. government sponsored entities and state and political subdivision securities: The unrealized losses on investments in these types of securities were caused by the increase in interest rate spreads or the increase in interest rates at the long end of the Treasury curve. The contractual terms of these investments do not permit the issuer to settle the securities at a price less than the par value of the investments. Because the Company does not intend to sell the investments and it is not more likely than not that the Company will be required to sell the investments before recovery of their amortized cost basis, which may be at maturity, the Company did not consider these investments to be other-than temporarily impaired as of March 31, 2015. There was no impairment on these securities at December 31, 2014.

Residential and commercial mortgage-backed securities: The unrealized losses on investments in mortgage-backed securities were caused by increases in interest rate spreads or the increase in interest rates at the long end of the Treasury curve. The majority of contractual cash flows of these securities are guaranteed by the FNMA, GNMA, and the FHLMC. It is expected that the securities would not be settled at a price significantly less than the par value of the investment. Because the decline in fair value is attributable to changes in interest rates and not credit quality, and because the Company does not intend to sell the investments and it is not more likely than not that the Company will be required to sell the investments before recovery of their amortized cost basis, which may be at maturity, the Company did not consider these investments to be other-than-temporarily impaired as of March 31, 2015 or December 31, 2014.

Corporate and other securities: Included in this category are corporate debt securities, Community Reinvestment Act (“CRA”) investments, asset-backed securities, and one trust preferred security. The unrealized losses on corporate debt securities were due to widening credit spreads or the increase in interest rates at the long end of the Treasury curve and the unrealized losses on CRA investments were caused by decreases in the market prices of the shares. The Company evaluated the prospects of the issuers and forecasted a recovery period; and as a result determined it did not consider these investments to be other-than-temporarily impaired as of March 31, 2015 or December 31, 2014. The unrealized loss on the trust preferred security was caused by an inactive trading market and changes in market credit spreads. At March 31, 2015 and December 31, 2014, this category consisted of one single-issuer trust preferred security. The contractual terms do not allow the security to be settled at a price less than the par value. Because the Company does not intend to sell the security and it is not more likely than not that the Company will be required to sell the security before recovery of its amortized cost basis, which may be at maturity, the Company did not consider this security to be other-than-temporarily impaired as of March 31, 2015 or December 31, 2014.

Realized Gains and Losses

Gross realized gains (losses) on securities for the three months ended March 31, 2015 and 2014 are detailed in the table below:



		For the three months ended March 31,
(In thousands)		2015			2014
Available for sale:
Realized gains		$	-		$	114
Realized losses			-			-4
Total securities available for sale			-			110
Held to maturity:
Realized gains			-			-
Realized losses			-			-
Total securities held to maturity			-			-
Net gains on sales of securities		$	-		$	110

The net realized gains are included in noninterest income in the Consolidated Statements of Income as net security gains. For the three months ended March 31, 2015, there were no gross realized gains or losses.

For the three months ended March 31, 2014, there were gross realized gains of $114 thousand and gross realized losses of $4 thousand. The net realized gains during 2014 were a result of the following:

	·		The company sold approximately $2.8 million in book value of available for sale mortgage-backed securities, asset-backed securities, and corporate bonds, resulting in pre-tax gains of approximately $114 thousand.

Pledged Securities

Securities with a carrying value of $50.5 million and $50.4 million at March 31, 2015 and December 31, 2014, respectively, were pledged to secure Government deposits, secure other borrowings and for other purposes required or permitted by law. Included in these figures was $31.5 million and $32.1 million pledged against municipal deposits at March 31, 2015 and December 31, 2014, respectively.

Loans

Loans	3 Months Ended
Loans	Mar. 31, 2015
Loans [Abstract]
Loans	Note 8. Loans

	The following table sets forth the classification of loans by class, including unearned fees, deferred costs and excluding the allowance for loan losses as of March 31, 2015 and December 31, 2014:





	(In thousands)		31-Mar-15			31-Dec-14
	SBA loans held for investment		$	39,155		$	40,401
	SBA 504 loans			29,893			34,322
	Commercial loans
	Commercial other			39,378			40,607
	Commercial real estate			348,939			339,693
	Commercial real estate construction			22,425			21,649
	Residential mortgage loans			235,371			220,878
	Consumer loans
	Home equity			43,081			41,451
	Consumer other			19,471			17,645
	Total loans held for investment		$	777,713		$	756,646
	SBA loans held for sale			6,929			5,179
	Total loans		$	784,642		$	761,825

	Loans are made to individuals as well as commercial entities. Specific loan terms vary as to interest rate, repayment, and collateral requirements based on the type of loan requested and the credit worthiness of the prospective borrower. Credit risk tends to be geographically concentrated in that a majority of the loan customers are located in the markets serviced by the Bank. As a preferred SBA lender, a portion of the SBA portfolio is to borrowers outside the Company’s lending area. However, during late 2008, the Company withdrew from SBA lending outside of its primary trade area, but continues to offer SBA loan products as an additional credit product within its primary trade area. Loan performance may be adversely affected by factors impacting the general economy or conditions specific to the real estate market such as geographic location and/or property type. A description of the Company's different loan segments follows:

	SBA Loans: SBA 7(a) loans, on which the SBA has historically provided guarantees of up to 90 percent of the principal balance, are considered a higher risk loan product for the Company than its other loan products. The guaranteed portion of the Company’s SBA loans is generally sold in the secondary market with the nonguaranteed portion held in the portfolio as a loan held for investment. SBA loans are for the purpose of providing working capital, financing the purchase of equipment, inventory or commercial real estate and for other business purposes. Loans are guaranteed by the businesses' major owners. SBA loans are made based primarily on the historical and projected cash flow of the business and secondarily on the underlying collateral provided.

	SBA 504 Loans: The SBA 504 program consists of real estate backed commercial mortgages where the Company has the first mortgage and the SBA has the second mortgage on the property. SBA 504 loans are made based primarily on the historical and projected cash flow of the business and secondarily on the underlying collateral provided. Generally, the Company has a 50 percent loan to value ratio on SBA 504 program loans at origination.

	Commercial Loans: Commercial credit is extended primarily to middle market and small business customers. Commercial loans are generally made in the Company’s market place for the purpose of providing working capital, financing the purchase of equipment, inventory or commercial real estate and for other business purposes. Loans will generally be guaranteed in full or for a meaningful amount by the businesses' major owners. Commercial loans are made based primarily on the historical and projected cash flow of the business and secondarily on the underlying collateral provided.

	Residential Mortgage and Consumer Loans: The Company originates mortgage and consumer loans including principally residential real estate and home equity lines and loans. Each loan type is evaluated on debt to income, type of collateral and loan to collateral value, credit history and Company’s relationship with the borrower.

	Inherent in the lending function is credit risk, which is the possibility a borrower may not perform in accordance with the contractual terms of their loan. A borrower’s inability to pay their obligations according to the contractual terms can create the risk of past due loans and, ultimately, credit losses, especially on collateral deficient loans. The Company minimizes its credit risk by loan diversification and adhering to credit administration policies and procedures. Due diligence on loans begins when we initiate contact regarding a loan with a borrower. Documentation, including a borrower’s credit history, materials establishing the value and liquidity of potential collateral, the purpose of the loan, the source of funds for repayment of the loan, and other factors, are analyzed before a loan is submitted for approval. The loan portfolio is then subject to on-going internal reviews for credit quality, as well as independent credit reviews by an outside firm.

	The Company's extension of credit is governed by the Credit Risk Policy which was established to control the quality of the Company's loans. These policies and procedures are reviewed and approved by the Board of Directors on a regular basis.


	Credit Ratings

	For SBA 7(a), SBA 504 and commercial loans, management uses internally assigned risk ratings as the best indicator of credit quality. A loan’s internal risk rating is updated at least annually and more frequently if circumstances warrant a change in risk rating. The Company uses a 1 through 10 loan grading system that follows regulatorily accepted definitions.

	Pass: Risk ratings of 1 through 6 are used for loans that are performing, as they meet, and are expected to continue to meet, all of the terms and conditions set forth in the original loan documentation, and are generally current on principal and interest payments. These performing loans are termed “Pass”.

	Special Mention: Criticized loans are assigned a risk rating of 7 and termed “Special Mention”, as the borrowers exhibit potential credit weaknesses or downward trends deserving management’s close attention. If not checked or corrected, these trends will weaken the Bank’s collateral and position. While potentially weak, these borrowers are currently marginally acceptable and no loss of interest or principal is anticipated. As a result, special mention assets do not expose an institution to sufficient risk to warrant adverse classification. Included in “Special Mention” could be turnaround situations, such as borrowers with deteriorating trends beyond one year, borrowers in startup or deteriorating industries, or borrowers with a poor market share in an average industry. "Special Mention" loans may include an element of asset quality, financial flexibility, or below average management. Management and ownership may have limited depth or experience. Regulatory agencies have agreed on a consistent definition of “Special Mention” as an asset with potential weaknesses which, if left uncorrected, may result in deterioration of the repayment prospects for the asset or in the Bank’s credit position at some future date. This definition is intended to ensure that the “Special Mention” category is not used to identify assets that have as their sole weakness credit data exceptions or collateral documentation exceptions that are not material to the repayment of the asset.

	Substandard: Classified loans are assigned a risk rating of an 8 or 9, depending upon the prospect for collection, and deemed “Substandard”. A risk rating of 8 is used for borrowers with well-defined weaknesses that jeopardize the orderly liquidation of debt. The loan is inadequately protected by the current paying capacity of the obligor or by the collateral pledged, if any. Normal repayment from the borrower is in jeopardy, although no loss of principal is envisioned. There is a distinct possibility that a partial loss of interest and/or principal will occur if the deficiencies are not corrected. Loss potential, while existing in the aggregate amount of substandard assets, does not have to exist in individual assets classified “Substandard”.

	A risk rating of 9 is used for borrowers that have all the weaknesses inherent in a loan with a risk rating of 8, with the added characteristic that the weaknesses make collection of debt in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable. Serious problems exist to the point where partial loss of principal is likely. The possibility of loss is extremely high, but because of certain important, reasonably specific pending factors that may work to strengthen the assets, the loans’ classification as estimated losses is deferred until a more exact status may be determined. Pending factors include proposed merger, acquisition, or liquidation procedures; capital injection; perfecting liens on additional collateral; and refinancing plans. Partial charge-offs are likely.

	Loss: Once a borrower is deemed incapable of repayment of unsecured debt, the risk rating becomes a 10, the loan is termed a “Loss”, and charged-off immediately. Loans to such borrowers are considered uncollectible and of such little value that continuance as active assets of the Bank is not warranted. This classification does not mean that the loan has absolutely no recovery or salvage value, but rather it is not practical or desirable to defer writing off these basically worthless assets even though partial recovery may be affected in the future.

	For residential mortgage and consumer loans, management uses performing versus nonperforming as the best indicator of credit quality. Nonperforming loans consist of loans that are not accruing interest (nonaccrual loans) as a result of principal or interest being in default for a period of 90 days or more or when the ability to collect principal and interest according to the contractual terms is in doubt. These credit quality indicators are updated on an ongoing basis, as a loan is placed on nonaccrual status as soon as management believes there is sufficient doubt as to the ultimate ability to collect interest on a loan.

	At March 31, 2015, the Company owned $550 thousand of residential consumer properties that were included in OREO in the Consolidated Balance Sheets. Additionally, there were $4.1 million of residential consumer loans in the process of foreclosure


	The tables below detail the Company’s loan portfolio by class according to their credit quality indicators discussed in the paragraphs above as of March 31, 2015:


			31-Mar-15
			SBA, SBA 504 & Commercial loans - Internal risk ratings
	(In thousands)		Pass			Special mention			Substandard			Total
	SBA loans held for investment		$	34,760		$	2,381		$	2,014		$	39,155
SBA 504 loans			23,327			5,917			649			29,893
Commercial loans
Commercial other			35,786			2,526			1,066			39,378
Commercial real estate			321,577			23,166			4,196			348,939
Commercial real estate construction			22,425			-			-			22,425
Total commercial loans			379,788			25,692			5,262			410,742
Total SBA, SBA 504 and commercial loans		$	437,875		$	33,990		$	7,925		$	479,790

		Residential mortgage & Consumer loans - Performing/Nonperforming
(In thousands)					Performing			Nonperforming			Total
Residential mortgage loans					$	233,623		$	1,748		$	235,371
Consumer loans
Home equity						42,394			687			43,081
Consumer other						19,465			6			19,471
Total consumer loans						61,859			693			62,552
Total residential mortgage and consumer loans					$	295,482		$	2,441		$	297,923

The tables below detail the Company’s loan portfolio by class according to their credit quality indicators discussed in the paragraphs above as of December 31, 2014:





		31-Dec-14
		SBA, SBA 504 & Commercial loans - Internal risk ratings
(In thousands)		Pass			Special mention			Substandard			Total
SBA loans held for investment		$	35,827		$	2,250		$	2,324		$	40,401
SBA 504 loans			24,415			5,967			3,940			34,322
Commercial loans
Commercial other			38,054			1,270			1,283			40,607
Commercial real estate			315,015			20,555			4,123			339,693
Commercial real estate construction			21,649			-			-			21,649
Total commercial loans			374,718			21,825			5,406			401,949
Total SBA, SBA 504 and commercial loans		$	434,960		$	30,042		$	11,670		$	476,672

		Residential mortgage & Consumer loans - Performing/Nonperforming
(In thousands)					Performing			Nonperforming			Total
Residential mortgage loans					$	220,233		$	645		$	220,878
Consumer loans
Home equity						40,908			543			41,451
Consumer other						17,643			2			17,645
Total consumer loans						58,551			545			59,096
Total residential mortgage and consumer loans					$	278,784		$	1,190		$	279,974

Nonperforming and Past Due Loans

Nonperforming loans consist of loans that are not accruing interest (nonaccrual loans) as a result of principal or interest being in default for a period of 90 days or more or when the ability to collect principal and interest according to the contractual terms is in doubt. Loans past due 90 days or more and still accruing interest are not included in nonperforming loans and generally represent loans that are well collateralized and in a continuing process expected to result in repayment or restoration to current status. The risk of loss is difficult to quantify and is subject to fluctuations in collateral values, general economic conditions and other factors. The improved state of the economy has resulted in a substantial reduction in nonperforming loans and loan delinquencies. The Company values its collateral through the use of appraisals, broker price opinions, and knowledge of its local market. In response to the credit risk in its portfolio, the Company has increased staffing in its credit monitoring department and increased efforts in the collection and analysis of borrowers’ financial statements and tax returns.

The following tables set forth an aging analysis of past due and nonaccrual loans as of March 31, 2015 and December 31, 2014:





		31-Mar-15
(In thousands)		30-59 days past due			60-89 days past due			90+ days and still accruing			Nonaccrual (1)			Total past due		Current		Total loans
SBA loans held for investment		$	840		$	-		$	-		$	1,720		$	2,560	$	36,595	$	39,155
SBA 504 loans			-			-			-			466			466		29,427		29,893
Commercial loans
Commercial other			8			447			-			1,017			1,472		37,906		39,378
Commercial real estate			619			123			5			3,497			4,244		344,695		348,939
Commercial real estate construction			-			-			-			-			-		22,425		22,425
Residential mortgage loans			1,195			441			-			1,748			3,384		231,987		235,371
Consumer loans
Home equity			313			50			-			687			1,050		42,031		43,081
Consumer other			-			-			-			6			6		19,465		19,471
Total loans held for investment		$	2,975		$	1,061		$	5		$	9,141		$	13,182	$	764,531	$	777,713
SBA loans held for sale			82			-			-			-			82		6,847		6,929
Total loans		$	3,057		$	1,061		$	5		$	9,141		$	13,264	$	771,378	$	784,642

	-1		At March 31, 2015, nonaccrual loans included $2.9 million of TDRs and $270 thousand of loans guaranteed by the SBA. The remaining $3.5 million of TDRs are in accrual status because they are performing in accordance with their restructured terms.


		31-Dec-14
(In thousands)		30-59 days past due			60-89 days past due			90+ days and still accruing			Nonaccrual (1)			Total past due		Current		Total loans
SBA loans held for investment		$	1,093		$	147		$	161		$	3,348		$	4,749	$	35,652	$	40,401
SBA 504 loans			1,639			-			-			2,109			3,748		30,574		34,322
Commercial loans
Commercial other			-			-			-			1,129			1,129		39,478		40,607
Commercial real estate			2,812			-			7			3,592			6,411		333,282		339,693
Commercial real estate construction			-			-			-			-			-		21,649		21,649
Residential mortgage loans			2,887			658			722			645			4,912		215,966		220,878
Consumer loans
Home equity			639			213			-			543			1,395		40,056		41,451
Consumer other			-			6			-			2			8		17,637		17,645
Total loans held for investment		$	9,070		$	1,024		$	890		$	11,368		$	22,352	$	734,294	$	756,646
SBA loans held for sale			-			-			-			-			-		5,179		5,179
Total loans		$	9,070		$	1,024		$	890		$	11,368		$	22,352	$	739,473	$	761,825

	-1		At December 31, 2014, nonaccrual loans included $3.0 million of TDRs and $1.6 million of loans guaranteed by the SBA. The remaining $3.5 million of TDRs are in accrual status because they are performing in accordance with their restructured terms.

Impaired Loans

The Company has defined impaired loans to be all nonperforming loans individually evaluated for impairment and TDRs. Management considers a loan impaired when, based on current information and events, it is determined that the Company will not be able to collect all amounts due according to the loan contract. Impairment is evaluated on an individual basis for SBA, SBA 504, and commercial loans.

The following table provides detail on the Company’s impaired loans that are individually evaluated for impairment with the associated allowance amount, if applicable, as of March 31, 2015:



		31-Mar-15
(In thousands)		Unpaid principal balance			Recorded investment			Specific reserves
With no related allowance:
SBA loans held for investment (1)		$	1,234		$	790		$	-
SBA 504 loans			2,220			2,220			-
Commercial loans
Commercial other			1,207			1,008			-
Commercial real estate			1,756			1,756			-
Total commercial loans			2,963			2,764			-
Total impaired loans with no related allowance			6,417			5,774			-

With an allowance:
SBA loans held for investment (1)			1,676			1,098			593
Commercial loans
Commercial other			22			9			9
Commercial real estate			3,007			3,007			379
Total commercial loans			3,029			3,016			388
Total impaired loans with a related allowance			4,705			4,114			981

Total individually evaluated impaired loans:
SBA loans held for investment (1)			2,910			1,888			593
SBA 504 loans			2,220			2,220			-
Commercial loans
Commercial other			1,229			1,017			9
Commercial real estate			4,763			4,763			379
Total commercial loans			5,992			5,780			388
Total individually evaluated impaired loans		$	11,122		$	9,888		$	981
	-1		Balances are reduced by amount guaranteed by the SBA of $270 thousand at March 31, 2015.

The following table provides detail on the Company’s impaired loans that are individually evaluated for impairment with the associated allowance amount, if applicable, as of December 31, 2014:



		31-Dec-14
(In thousands)		Unpaid principal balance			Recorded investment			Specific reserves
With no related allowance:
SBA loans held for investment (1)		$	1,719		$	1,093		$	-
SBA 504 loans			2,202			2,202			-
Commercial loans
Commercial other			878			877			-
Commercial real estate			2,017			1,927			-
Total commercial loans			2,895			2,804			-
Total impaired loans with no related allowance			6,816			6,099			-

With an allowance:
SBA loans held for investment (1)			1,521			1,127			502
SBA 504 loans			1,676			1,676			510
Commercial loans
Commercial other			364			252			41
Commercial real estate			3,003			3,003			108
Total commercial loans			3,367			3,255			149
Total impaired loans with a related allowance			6,564			6,058			1,161

Total individually evaluated impaired loans:
SBA loans held for investment (1)			3,240			2,220			502
SBA 504 loans			3,878			3,878			510
Commercial loans
Commercial other			1,242			1,129			41
Commercial real estate			5,020			4,930			108
Total commercial loans			6,262			6,059			149
Total individually evaluated impaired loans		$	13,380		$	12,157		$	1,161
	-1		Balances are reduced by amount guaranteed by the SBA of $1.6 million at December 31, 2014.


The following tables present the average recorded investments in impaired loans and the related amount of interest recognized during the time period in which the loans were impaired for the three months ended March 31, 2015 and 2014. The average balances are calculated based on the month-end balances of impaired loans. When the ultimate collectability of the total principal of an impaired loan is in doubt and the loan is on nonaccrual status, all payments are applied to principal under the cost recovery method, and therefore no interest income is recognized. The interest income recognized on impaired loans noted below represents primarily accruing TDRs and nominal amounts of income recognized on a cash basis for well-collateralized impaired loans.



		For the three months ended March 31,
		2015						2014
(In thousands)		Average recorded investment			Interest income recognized on impaired loans			Average recorded investment			Interest income recognized on impaired loans
SBA loans held for investment (1)		$	1,997		$	133		$	3,050		$	36
SBA 504 loans			3,871			26			2,698			27
Commercial loans
Commercial other			1,117			18			67			1
Commercial real estate			5,036			62			8,031			74
Commercial real estate construction			-			-			177			-
Total		$	12,021		$	239		$	14,023		$	138
	-1		Balances are reduced by the average amount guaranteed by the SBA of $800 thousand and $820 thousand for the three months ended March 31, 2015 and 2014, respectively.

TDRs

The Company's loan portfolio also includes certain loans that have been modified as TDRs. TDRs occur when a creditor, for economic or legal reasons related to a debtor’s financial condition, grants a concession to the debtor that it would not otherwise consider, unless it results in a delay in payment that is insignificant. These concessions typically include reductions in interest rate, extending the maturity of a loan, or a combination of both. When the Company modifies a loan, management evaluates for any possible impairment using either the discounted cash flows method, where the value of the modified loan is based on the present value of expected cash flows, discounted at the contractual interest rate of the original loan agreement, or by using the fair value of the collateral less selling costs if the loan is collateral-dependent. If management determines that the value of the modified loan is less than the recorded investment in the loan, impairment is recognized by segment or class of loan, as applicable, through an allowance estimate or charge-off to the allowance. This process is used, regardless of loan type, and for loans modified as TDRs that subsequently default on their modified terms.

TDRs of $6.4 million and $6.5 million are included in the impaired loan numbers as of March 31, 2015 and December 31, 2014, respectively. Specific reserves for these TDRs were $23 thousand and $24 thousand as of March 31, 2015 and December 31, 2014, respectively. At March 31, 2015, $2.9 million of TDRs were in nonaccrual status, compared to $3.0 million at December 31, 2014. The remaining TDRs are in accrual status since they continue to perform in accordance with their restructured terms.

To date, the Company’s TDRs consisted of interest rate reductions and maturity extensions. There has been no principal forgiveness. There were no loans modified during the three months ended March 31, 2015, or March 31, 2014, that were deemed to be TDRs.

There were no loans modified as a TDR within the previous 12 months and the loan subsequently defaulted at some point during the three months ended March 31, 2015. In this case, the subsequent default is defined as 90 days past due or transferred to nonaccrual status.

Allowance_for_Loan_Losses_and_

Allowance for Loan Losses and Reserve for Unfunded Loan Commitments	3 Months Ended
	Mar. 31, 2015
Allowance for Loan Losses and Reserve for Unfunded Loan Commitments [Abstract]
Allowance for Loan Losses and Reserve for Unfunded Loan Commitments
	Note 9. Allowance for Loan Losses and Reserve for Unfunded Loan Commitments

	Allowance for Loan Losses

	The Company has an established methodology to determine the adequacy of the allowance for loan losses that assesses the risks and losses inherent in the loan portfolio. At a minimum, the adequacy of the allowance for loan losses is reviewed by management on a quarterly basis. For purposes of determining the allowance for loan losses, the Company has segmented the loans in its portfolio by loan type. Loans are segmented into the following pools: SBA 7(a), SBA 504, commercial, residential mortgages, and consumer loans. Certain portfolio segments are further broken down into classes based on the associated risks within those segments and the type of collateral underlying each loan. Commercial loans are divided into the following four classes: commercial real estate, commercial real estate construction, unsecured business line of credit and commercial other. Consumer loans are divided into two classes as follows: Home equity and other.

	The standardized methodology used to assess the adequacy of the allowance includes the allocation of specific and general reserves. The same standard methodology is used, regardless of loan type. Specific reserves are made to individual impaired loans and TDRs (see Note 1 for additional information on this term). The general reserve is set based upon a representative average historical net charge-off rate adjusted for the following environmental factors: delinquency and impairment trends, charge-off and recovery trends, changes in the volume of restructured loans, volume and loan term trends, changes in risk and underwriting policy trends, staffing and experience changes, national and local economic trends, industry conditions and credit concentration changes. Within the five-year historical net charge-off rate, the Company weights the past three years more heavily as it believes it is more indicative of future charge-offs. All of the environmental factors are ranked and assigned a basis points value based on the following scale: low, low moderate, moderate, high moderate and high risk. Each environmental factor is evaluated separately for each class of loans and risk weighted based on its individual characteristics.

		·		For SBA 7(a), SBA 504 and commercial loans, the estimate of loss based on pools of loans with similar characteristics is made through the use of a standardized loan grading system that is applied on an individual loan level and updated on a continuous basis. The loan grading system incorporates reviews of the financial performance of the borrower, including cash flow, debt-service coverage ratio, earnings power, debt level and equity position, in conjunction with an assessment of the borrower's industry and future prospects. It also incorporates analysis of the type of collateral and the relative loan to value ratio.
		·		For residential mortgage and consumer loans, the estimate of loss is based on pools of loans with similar characteristics. Factors such as credit score, delinquency status and type of collateral are evaluated. Factors are updated frequently to capture the recent behavioral characteristics of the subject portfolios, as well as any changes in loss mitigation or credit origination strategies, and adjustments to the reserve factors are made as needed.

	According to the Company’s policy, a loss (“charge-off”) is to be recognized and charged to the allowance for loan losses as soon as a loan is recognized as uncollectable. All credits which are 90 days past due must be analyzed for the Company’s ability to collect on the credit. Once a loss is known to exist, the charge-off approval process is immediately expedited. This charge-off policy is followed for all loan types.

	The allocated allowance is the total of identified specific and general reserves by loan category. The allocation is not necessarily indicative of the categories in which future losses may occur. The total allowance is available to absorb losses from any segment of the portfolio. An unallocated component is maintained to cover uncertainties that could affect management’s estimate of probable losses. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in methodologies for estimating allocated and general reserves in the portfolio. The unallocated portion of the allowance increased for the three months ended March 31, 2015 due to improvements in current period charge off percentages offset by a larger loan portfolio requiring a larger general reserve and the addition of new impaired loans requiring specific reserves.

	The following tables detail the activity in the allowance for loan losses by portfolio segment for the three months ended March 31, 2015 and 2014:

			For the three months ended March 31, 2015
	(In thousands)		SBA held for investment		SBA 504		Commercial		Residential		Consumer		Unallocated		Total
	Balance, beginning of period		$	1,883	$	1,337	$	6,270	$	2,289	$	667	$	105	$	12,551
	Charge-offs			-128		-589		-100		-		-30		-		-847
	Recoveries			37		-		201		39		-		-		277
	Net charge-offs			-91		-589		101		39		-30		-		-570
	Provision for loan losses charged to expense			81		414		-747		13		73		366		200
	Balance, end of period		$	1,873	$	1,162	$	5,624	$	2,341	$	710	$	471	$	12,181



			For the three months ended March 31, 2014
	(In thousands)		SBA held for investment		SBA 504		Commercial		Residential		Consumer		Unallocated		Total
	Balance, beginning of period		$	2,587	$	957	$	6,840	$	2,132	$	573	$	52	$	13,141
	Charge-offs			-53		-92		-454		-172		-179		-		-950
	Recoveries			7		-		9		-		-		-		16
	Net charge-offs			-46		-92		-445		-172		-179		-		-934
	Provision for loan losses charged to expense			-195		82		7		102		311		293		600
	Balance, end of period		$	2,346	$	947	$	6,402	$	2,062	$	705	$	345	$	12,807

	The following tables present loans and their related allowance for loan losses, by portfolio segment, as of March 31, 2015 and December 31, 2014:


			31-Mar-15
	(In thousands)		SBA held for investment		SBA 504		Commercial		Residential		Consumer		Unallocated		Total
	Allowance for loan losses ending balance:
	Individually evaluated for impairment		$	593	$	-	$	388	$	-	$	-	$	-	$	981
	Collectively evaluated for impairment			1,280		1,162		5,236		2,341		710		471		11,200
	Total		$	1,873	$	1,162	$	5,624	$	2,341	$	710	$	471	$	12,181
	Loan ending balances:
	Individually evaluated for impairment		$	1,888	$	2,220	$	5,780	$	-	$	-	$	-	$	9,888
	Collectively evaluated for impairment			37,267		27,673		404,962		235,371		62,552		-		767,825
	Total		$	39,155	$	29,893	$	410,742	$	235,371	$	62,552	$	-	$	777,713



			31-Dec-14
	(In thousands)		SBA held for investment		SBA 504		Commercial		Residential		Consumer		Unallocated		Total
	Allowance for loan losses ending balance:
	Individually evaluated for impairment		$	502	$	510	$	149	$	-	$	-	$	-	$	1,161
	Collectively evaluated for impairment			1,381		827		6,121		2,289		667		105		11,390
	Total		$	1,883	$	1,337	$	6,270	$	2,289	$	667	$	105	$	12,551
	Loan ending balances:
	Individually evaluated for impairment		$	2,220	$	3,878	$	6,059	$	-	$	-	$	-	$	12,157
	Collectively evaluated for impairment			38,181		30,444		395,890		220,878		59,096		-		744,489
	Total		$	40,401	$	34,322	$	401,949	$	220,878	$	59,096	$	-	$	756,646

Changes in Methodology:
The Company did not make any changes to its allowance for loan losses methodology in the current period.

Reserve for Unfunded Loan Commitments

In addition to the allowance for loan losses, the Company maintains a reserve for unfunded loan commitments at a level that management believes is adequate to absorb estimated probable losses. Adjustments to the reserve are made through other expense and applied to the reserve which is classified as other liabilities. At March 31, 2015, a $175 thousand commitment reserve was reported on the balance sheet as an “other liability”, compared to a $151 thousand commitment reserve at December 31, 2014.

New_Accounting_Pronouncements

New Accounting Pronouncements	3 Months Ended
New Accounting Pronouncements	Mar. 31, 2015
New Accounting Pronouncements [Abstract]
New Accounting Pronouncements	Note 10. New Accounting Pronouncements

	ASU 2014-09, “Revenue from Contracts with Customers (Topic 606).” This ASU has three sections:

	Section A – Summary and amendments that creates revenue from contracts with customers (Topic 606) and Other Assets and Deferred Costs – Contracts with Customers (Subtopic 340-40);

	Section B – Conforming amendments to other topics and subtopics in the codification and status tables;

	Section C – Background information and basis for conclusions.

	The accounting changes in this update are effective for public business entities for the first interim or annual period beginning after December 15, 2016. Early application is prohibited. The Company is currently evaluating the impact of the standard.







	ASU 2015-01, “Income Statement-Extraordinary and Unusual Items (Subtopic 225-20): Simplifying Income Statement Presentation by Eliminating the Concept of Extraordinary Items.” ASU 2015-01 seeks to eliminate from generally accepted accounting principles (“GAAP”) the concept of extraordinary items. Presently, an event or transaction is presumed to be an ordinary and usual activity of the reporting entity unless evidence clearly supports its classification as an extraordinary item. The guidance was issued as part of an initiative to reduce complexity in accounting standards. The amendments in this update are effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015. A reporting entity may apply the amendments prospectively. A reporting entity also may apply the amendments retrospectively to all prior periods presented in the financial statements. Early adoption is permitted provided that the guidance is applied from the beginning of the fiscal year of adoption. The effective date is the same for both public business entities and all other entities. The Company does not expect adoption of this guidance to have a material effect on the financial condition or results of operations of the Company.

Significant_Accounting_Policie1

Significant Accounting Policies (Policy)	3 Months Ended
Significant Accounting Policies (Policy)	Mar. 31, 2015
Significant Accounting Policies [Abstract]
Overview	The accompanying Consolidated Financial Statements include the accounts of Unity Bancorp, Inc. (the "Parent Company") and its wholly-owned subsidiary, Unity Bank (the "Bank" or when consolidated with the Parent Company, the "Company"), and reflect all adjustments and disclosures which are generally routine and recurring in nature, and in the opinion of management, necessary for a fair presentation of interim results. The Bank has multiple subsidiaries used to hold part of its investment and loan portfolios and other real estate owned (“OREO”) properties. All significant intercompany balances and transactions have been eliminated in consolidation. Certain reclassifications have been made to prior period amounts to conform to the current year presentation, with no impact on current earnings or shareholders’ equity. The financial information has been prepared in accordance with U.S. generally accepted accounting principles and has not been audited. In preparing the financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities and revenues and expenses during the reporting periods. Actual results could differ from those estimates. Amounts requiring the use of significant estimates include the allowance for loan losses, valuation of deferred tax and servicing assets, the carrying value of loans held for sale and other real estate owned, the valuation of securities and the determination of other-than-temporary impairment for securities and fair value disclosures. Management believes that the allowance for loan losses is adequate. While management uses available information to recognize losses on loans, future additions to the allowance for loan losses may be necessary based on changes in economic conditions. The Company has evaluated subsequent events for potential recognition and/or disclosure through the date the Consolidated Financial Statements included in this Quarterly Report on Form 10-Q were available to be issued.

	The interim unaudited Consolidated Financial Statements included herein have been prepared in accordance with instructions for Form 10-Q and the rules and regulations of the Securities and Exchange Commission (“SEC”) and consist of normal recurring adjustments necessary for the fair presentation of interim results. The results of operations for the three months ended March 31, 2015 are not necessarily indicative of the results which may be expected for the entire year. As used in this Form 10-Q, “we” and “us” and “our” refer to Unity Bancorp, Inc., and its consolidated subsidiary, Unity Bank, depending on the context. Certain information and financial disclosures required by U.S. generally accepted accounting principles have been condensed or omitted from interim reporting pursuant to SEC rules. Interim financial statements should be read in conjunction with the Company’s Consolidated Financial Statements and notes thereto included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2014.

Stock-Based Compensation	Stock Transactions

	Stock Option Plans
	The Company has incentive and nonqualified option plans, which allow for the grant of options to officers, employees and members of the Board of Directors. Transactions under the Company’s stock option plans for the three months ended March 31, 2015 are summarized in the following table:


			Shares			Weighted average exercise price			Weighted average remaining contractual life in years			Aggregate intrinsic value
	Outstanding at December 31, 2014			418,921		$	6.76			5.5		$	1,257,968
	Options granted			40,000			9.12
	Options exercised			-			-
	Options cancelled			-			-
	Outstanding at March 31, 2015			458,921		$	6.96			5.7		$	1,127,952
	Exercisable at March 31, 2015			362,092		$	6.63			4.7		$	1,035,118

	Grants under the Company’s incentive and nonqualified option plans generally vest over 3 years and must be exercised within 10 years of the date of grant. The exercise price of each option is the market price on the date of grant. As of March 31, 2015, 1,720,529 shares have been reserved for issuance upon the exercise of options, 458,921 option grants are outstanding, and 1,252,416 option grants have been exercised, forfeited or expired, leaving 9,192 shares available for grant.

	The fair values of the options granted during the three months ended March 31, 2015 and 2014 were estimated on the date of grant using the Black-Scholes option-pricing model with the following weighted average assumptions:


			For the three months ended March 31,
			2015				2014
	Number of options granted			40,000				40,000
	Weighted average exercise price		$	9.12			$	7.90
	Weighted average fair value of options		$	3.82			$	3.03
	Expected life in years (1)			6.69				5.40
	Expected volatility (2)			46.76	%			45.21	%
	Risk-free interest rate (3)			1.80	%			1.52	%
	Dividend yield (4)			1.33	%			1.02	%
		-1		The expected life of the options was estimated based on historical employee behavior and represents the period of time that options granted are expected to be outstanding.
		-2		The expected volatility of the Company’s stock price was based on the historical volatility over the period commensurate with the expected life of the options.
		-3		The risk-free interest rate is the U.S. Treasury rate commensurate with the expected life of the options on the date of grant.
		-4		The expected dividend yield is the projected annual yield based on the grant date stock price.

	Upon exercise, the Company issues shares from its authorized but unissued common stock to satisfy the options. The following table presents information about options exercised during the three months ended March 31, 2015 and 2014:


			For the three months ended March 31,
			2015			2014
	Number of options exercised			-			19,950
	Total intrinsic value of options exercised		$	-		$	67,417
	Cash received from options exercised			-			62,445
	Tax deduction realized from options exercised			-			26,926

	The following table summarizes information about stock options outstanding and exercisable at March 31, 2015:


				Options outstanding									Options exercisable
	Range of exercise prices			Options outstanding			Weighted average remaining contractual life (in years)			Weighted average exercise price			Options exercisable		Weighted average exercise price
	$	0.00 - 4.00			89,000			4.0		$	3.85			89,000	$	3.85
		4.01 - 7.00			166,500			6.4			6.15			150,667		6.16
		7.01 - 10.00			155,975			6.7			7.97			79,979		7.45
		10.01 - 13.00			47,446			2.7			12.36			42,446		12.60
		Total			458,921			5.7		$	6.96			362,092	$	6.63

	Financial Accounting Standards Board Accounting Standards Codification ("FASB ASC") Topic 718, “Compensation - Stock Compensation,” requires an entity to recognize the fair value of equity awards as compensation expense over the period during which an employee is required to provide service in exchange for such an award (vesting period). Compensation expense related to stock options and the related income tax benefit for the three months ended March 31, 2015 and 2014 are detailed in the following table:



			For the three months ended March 31,
			2015			2014
	Compensation expense		$	29,918		$	40,563
	Income tax benefit			11,949			16,201

	As of March 31, 2015, unrecognized compensation costs related to nonvested share-based compensation arrangements granted under the Company’s stock option plans totaled approximately $312 thousand. That cost is expected to be recognized over a weighted average period of 2.3 years.

Restricted Stock Awards
Restricted stock is issued under the stock bonus program to reward employees and directors and to retain them by distributing stock over a period of time. The following table summarizes nonvested restricted stock activity for the three months ended March 31, 2015:


		Shares			Average grant date fair value
Nonvested restricted stock at December 31, 2014			77,750		$	7.24
Granted			34,800			9.27
Vested			-6,000			6.78
Forfeited			-			-
Nonvested restricted stock at March 31, 2015			106,550		$	7.91

Restricted stock awards granted to date vest over a period of 4 years and are recognized as compensation to the recipient over the vesting period. The awards are recorded at fair market value at the time of grant and amortized into salary expense on a straight line basis over the vesting period. As of March 31, 2015, 471,551 shares of restricted stock were reserved for issuance, of which 179,700 shares are available for grant.

Restricted stock awards granted during the three months ended March 31, 2015 and 2014 were as follows:


		For the three months ended March 31,
		2015			2014
Number of shares granted			34,800			10,000
Average grant date fair value		$	9.27		$	7.84

Compensation expense related to restricted stock for the three months ended March 31, 2015 and 2014 is detailed in the following table:


		For the three months ended March 31,
		2015			2014
Compensation expense		$	77,549		$	59,270
Income tax benefit			30,973			23,672

As of March 31, 2015, there was approximately $734 thousand of unrecognized compensation cost related to nonvested restricted stock awards granted under the Company’s stock incentive plans. That cost is expected to be recognized over a weighted average period of 3.0 years.


Securities	Other-Than-Temporary Impairment

	The Company has a process in place to identify debt securities that could potentially incur credit impairment that is other-than-temporary. This process involves monitoring late payments, pricing levels, downgrades by rating agencies, key financial ratios, financial statements, revenue forecasts and cash flow projections as indicators of credit issues. Management evaluates securities for other-than-temporary impairment at least on a quarterly basis, and more frequently when economic or market concern warrants such evaluation. This evaluation considers relevant facts and circumstances in evaluating whether a credit or interest rate-related impairment of a security is other-than-temporary. Relevant facts and circumstances considered include: (1) the extent and length of time the fair value has been below cost; (2) the reasons for the decline in value; (3) the financial position and access to capital of the issuer, including the current and future impact of any specific events and (4) for fixed maturity securities, our intent to sell a security or whether it is more likely than not we will be required to sell the security before the recovery of its amortized cost which, in some cases, may extend to maturity and for equity securities, our ability and intent to hold the security for a forecasted period of time that allows for the recovery in value.

	Management assesses its intent to sell or whether it is more likely than not that it will be required to sell a security before recovery of its amortized cost basis less any current-period credit losses. For debt securities that are considered other-than-temporarily impaired with no intent to sell and no requirement to sell prior to recovery of its amortized cost basis, the amount of the impairment is separated into the amount that is credit related (credit loss component) and the amount due to all other factors. The credit loss component is recognized in earnings and is the difference between the security’s amortized cost basis and the present value of its expected future cash flows. The remaining difference between the security’s fair value and the present value of future expected cash flows is due to factors that are not credit related and is recognized in other comprehensive income. For debt securities where management has the intent to sell, the amount of the impairment is reflected in earnings as realized losses.

	The present value of expected future cash flows is determined using the best estimate cash flows discounted at the effective interest rate implicit to the security at the date of purchase or the current yield to accrete an asset-backed or floating rate security. The methodology and assumptions for establishing the best estimate cash flows vary depending on the type of security. The asset-backed securities cash flow estimates are based on bond specific facts and circumstances that may include collateral characteristics, expectations of delinquency and default rates, loss severity and prepayment speeds and structural support, including subordination and guarantees. The corporate bond cash flow estimates are derived from scenario-based outcomes of expected corporate restructurings or the disposition of assets using bond specific facts and circumstances including timing, security interests and loss severity.

Transfers of Financial Assets
	Transfers of Financial Assets

	Transfers of financial assets are accounted for as sales, when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Company, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (3) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity.

Loans	Loans

	Loans Held for Sale
	Loans held for sale represent the guaranteed portion of Small Business Administration (“SBA”) loans and are reflected at the lower of aggregate cost or market value. The Company originates loans to customers under an SBA program that historically has provided for SBA guarantees of up to 90 percent of each loan. The Company generally sells the guaranteed portion of its SBA loans to a third party and retains the servicing, holding the nonguaranteed portion in its portfolio. The net amount of loan origination fees on loans sold is included in the carrying value and in the gain or loss on the sale. When sales of SBA loans do occur, the premium received on the sale and the present value of future cash flows of the servicing assets are recognized in income. All criteria for sale accounting must be met in order for the loan sales to occur; see details under the “Transfers of Financial Assets” heading above.

	Servicing assets represent the estimated fair value of retained servicing rights, net of servicing costs, at the time loans are sold. Servicing assets are amortized in proportion to, and over the period of, estimated net servicing revenues. Impairment is evaluated based on stratifying the underlying financial assets by date of origination and term. Fair value is determined using prices for similar assets with similar characteristics, when available, or based upon discounted cash flows using market-based assumptions. Any impairment, if temporary, would be reported as a valuation allowance.

	Serviced loans sold to others are not included in the accompanying Consolidated Balance Sheets. Income and fees collected for loan servicing are credited to noninterest income when earned, net of amortization on the related servicing assets.

	Loans Held to Maturity
	Loans held to maturity are stated at the unpaid principal balance, net of unearned discounts and deferred loan origination fees and costs. In accordance with the level yield method, loan origination fees, net of direct loan origination costs, are deferred and recognized over the estimated life of the related loans as an adjustment to the loan yield. Interest is credited to operations primarily based upon the principal balance outstanding.

	Loans are reported as past due when either interest or principal is unpaid in the following circumstances: fixed payment loans when the borrower is in arrears for two or more monthly payments; open end credit for two or more billing cycles; and single payment notes if interest or principal remains unpaid for 30 days or more.

	Nonperforming loans consist of loans that are not accruing interest as a result of principal or interest being in default for a period of 90 days or more or when the ability to collect principal and interest according to the contractual terms is in doubt (nonaccrual loans). When a loan is classified as nonaccrual, interest accruals are discontinued and all past due interest previously recognized as income is reversed and charged against current period earnings. Generally, until the loan becomes current, any payments received from the borrower are applied to outstanding principal until such time as management determines that the financial condition of the borrower and other factors merit recognition of a portion of such payments as interest income. Loans may be returned to an accrual status when the ability to collect is reasonably assured and when the loan is brought current as to principal and interest.

	Loans are charged off when collection is sufficiently questionable and when the Company can no longer justify maintaining the loan as an asset on the balance sheet. Loans qualify for charge-off when, after thorough analysis, all possible sources of repayment are insufficient. These include: 1) potential future cash flows, 2) value of collateral, and/or 3) strength of co-makers and guarantors. All unsecured loans are charged off upon the establishment of the loan’s nonaccrual status. Additionally, all loans classified as a loss or that portion of the loan classified as a loss is charged off. All loan charge-offs are approved by the Board of Directors.

	Troubled debt restructurings ("TDRs") occur when a creditor, for economic or legal reasons related to a debtor’s financial condition, grants a concession to the debtor that it would not otherwise consider. These concessions typically include reductions in interest rate, extending the maturity of a loan, or a combination of both. Interest income on accruing TDRs is credited to operations primarily based upon the principal amount outstanding, as stated in the paragraphs above.

	The Company evaluates its loans for impairment. A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect all amounts due according to the contractual terms of the loan agreement. The Company has defined impaired loans to be all TDRs and nonperforming loans individually evaluated for impairment. Impairment is evaluated in total for smaller-balance loans of a similar nature (consumer and residential mortgage loans), and on an individual basis for all other loans. Impairment of a loan is measured based on the present value of expected future cash flows, discounted at the loan's effective interest rate, or as a practical expedient, based on a loan’s observable market price or the fair value of collateral, net of estimated costs to sell, if the loan is collateral-dependent. If the value of the impaired loan is less than the recorded investment in the loan, the Company establishes a valuation allowance, or adjusts existing valuation allowances, with a corresponding charge to the provision for loan losses.

	For additional information on loans, see Note 8 to the Consolidated Financial Statements and the section titled "Loan Portfolio" under Item 2. Management's Discussion and Analysis.

Allowance for Loan Losses and Reserve for Unfunded Loan Commitments	Allowance for Loan Losses and Reserve for Unfunded Loan Commitments

	The allowance for loan losses is maintained at a level management considers adequate to provide for probable loan losses as of the balance sheet date. The allowance is increased by provisions charged to expense and is reduced by net charge-offs.

	The level of the allowance is based on management’s evaluation of probable losses in the loan portfolio, after consideration of prevailing economic conditions in the Company’s market area, the volume and composition of the loan portfolio, and historical loan loss experience. The allowance for loan losses consists of specific reserves for individually impaired credits and TDRs, reserves for nonimpaired loans based on historical loss factors and reserves based on general economic factors and other qualitative risk factors such as changes in delinquency trends, industry concentrations or local/national economic trends. This risk assessment process is performed at least quarterly, and, as adjustments become necessary, they are realized in the periods in which they become known.

	Although management attempts to maintain the allowance at a level deemed adequate to provide for probable losses, future additions to the allowance may be necessary based upon certain factors including changes in market conditions and underlying collateral values. In addition, various regulatory agencies periodically review the adequacy of the Company’s allowance for loan losses. These agencies may require the Company to make additional provisions based on their judgments about information available to them at the time of their examination.

	The Company maintains an allowance for unfunded loan commitments that is maintained at a level that management believes is adequate to absorb estimated probable losses. Adjustments to the allowance are made through other expenses and applied to the allowance which is maintained in other liabilities.

	For additional information on the allowance for loan losses and unfunded loan commitments, see Note 9 to the Consolidated Financial Statements and the sections titled "Asset Quality" and "Allowance for Loan Losses and Reserve for Unfunded Loan Commitments" under Item 2. Management's Discussion and Analysis.

Income Taxes	Income Taxes

	The Company accounts for income taxes according to the asset and liability method. Under this method, deferred tax assets and liabilities are recognized for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax basis. Deferred tax assets and liabilities are measured using the enacted tax rates applicable to taxable income for the years in which those temporary differences are expected to be recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the period that includes the enactment date.

	Valuation reserves are established against certain deferred tax assets when it is more likely than not that the deferred tax assets will not be realized. Increases or decreases in the valuation reserve are charged or credited to the income tax provision.

	When tax returns are filed, it is highly certain that some positions taken would be sustained upon examination by the taxing authorities, while others are subject to uncertainty about the merits of the position taken or the amount of the position that ultimately would be sustained. The benefit of a tax position is recognized in the financial statements in the period during which, based on all available evidence, management believes it is more likely than not that the position will be sustained upon examination, including the resolution of appeals or litigation processes, if any. The evaluation of a tax position taken is considered by itself and not offset or aggregated with other positions. Tax positions that meet the more likely than not recognition threshold are measured as the largest amount of tax benefit that is more than 50 percent likely of being realized upon settlement with the applicable taxing authority. The portion of benefits associated with tax positions taken that exceeds the amount measured as described above is reflected as a liability for unrecognized tax benefits in the accompanying balance sheet along with any associated interest and penalties that would be payable to the taxing authorities upon examination.

	Interest and penalties associated with unrecognized tax benefits would be recognized in income tax expense on the income statement.

Significant_Accounting_Policie2

Significant Accounting Policies (Tables)	3 Months Ended
Significant Accounting Policies (Tables)	Mar. 31, 2015
Stock Options [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Transactions under the Companybs stock option plans
			Shares			Weighted average exercise price			Weighted average remaining contractual life in years			Aggregate intrinsic value
	Outstanding at December 31, 2014			418,921		$	6.76			5.5		$	1,257,968
	Options granted			40,000			9.12
	Options exercised			-			-
	Options cancelled			-			-
	Outstanding at March 31, 2015			458,921		$	6.96			5.7		$	1,127,952
	Exercisable at March 31, 2015			362,092		$	6.63			4.7		$	1,035,118


Stock Options, Valuation Assumptions
			For the three months ended March 31,
			2015				2014
	Number of options granted			40,000				40,000
	Weighted average exercise price		$	9.12			$	7.90
	Weighted average fair value of options		$	3.82			$	3.03
	Expected life in years (1)			6.69				5.40
	Expected volatility (2)			46.76	%			45.21	%
	Risk-free interest rate (3)			1.80	%			1.52	%
	Dividend yield (4)			1.33	%			1.02	%
		-1		The expected life of the options was estimated based on historical employee behavior and represents the period of time that options granted are expected to be outstanding.
		-2		The expected volatility of the Company’s stock price was based on the historical volatility over the period commensurate with the expected life of the options.
		-3		The risk-free interest rate is the U.S. Treasury rate commensurate with the expected life of the options on the date of grant.
		-4		The expected dividend yield is the projected annual yield based on the grant date stock price.

Information About Options Exercised
			For the three months ended March 31,
			2015			2014
	Number of options exercised			-			19,950
	Total intrinsic value of options exercised		$	-		$	67,417
	Cash received from options exercised			-			62,445
	Tax deduction realized from options exercised			-			26,926


Schedule of Stock Options, by Exercise Price Range
				Options outstanding									Options exercisable
	Range of exercise prices			Options outstanding			Weighted average remaining contractual life (in years)			Weighted average exercise price			Options exercisable		Weighted average exercise price
	$	0.00 - 4.00			89,000			4.0		$	3.85			89,000	$	3.85
		4.01 - 7.00			166,500			6.4			6.15			150,667		6.16
		7.01 - 10.00			155,975			6.7			7.97			79,979		7.45
		10.01 - 13.00			47,446			2.7			12.36			42,446		12.60
		Total			458,921			5.7		$	6.96			362,092	$	6.63


Compensation Expense Related to Stock Options
			For the three months ended March 31,
			2015			2014
	Compensation expense		$	29,918		$	40,563
	Income tax benefit			11,949			16,201


Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Compensation Related Costs, Share-based Payments
			For the three months ended March 31,
			2015			2014
	Compensation expense		$	77,549		$	59,270
	Income tax benefit			30,973			23,672


Summary of Nonvested Restricted Stock Activity
			Shares			Average grant date fair value
	Nonvested restricted stock at December 31, 2014			77,750		$	7.24
	Granted			34,800			9.27
	Vested			-6,000			6.78
	Forfeited			-			-
	Nonvested restricted stock at March 31, 2015			106,550		$	7.91


Restricted Stock Grants
			For the three months ended March 31,
			2015			2014
	Number of shares granted			34,800			10,000
	Average grant date fair value		$	9.27		$	7.84

Net_Income_per_Share_Tables

Net Income per Share (Tables)	3 Months Ended
Net Income per Share (Tables)	Mar. 31, 2015
Net Income per Share [Abstract]
Reconciliation Of The Calculation Of Basic And Diluted Income Per Share

		For the three months ended March 31,
	(In thousands, except per share amounts)	2015		2014
	Net income	$	1,939	$	1,293
	Weighted average common shares outstanding - Basic		8,417		7,586
	Plus: Potential dilutive common stock equivalents		97		68
	Weighted average common shares outstanding - Diluted		8,514		7,654
	Net income per common share - Basic	$	0.23	$	0.17
	Net income per common share - Diluted		0.23		0.17
	Stock options and common stock excluded from the income per share calculation as their effect would have been anti-dilutive		113		126

Other_Comprehensive_Income_Los1

Other Comprehensive Income (Loss) (Tables)	3 Months Ended
Other Comprehensive Income (Loss) (Tables)	Mar. 31, 2015
Other Comprehensive Income (Loss) [Abstract]
Changes In Other Comprehensive Income (Loss)
		For the three months ended March 31,
		2015						2014
	(In thousands)	Pre-tax		Tax		After-tax		Pre-tax		Tax		After-tax
	Net unrealized gains on securities:
	Balance, beginning of period					$	143					$	-476
	Unrealized holding gains on securities arising during the period	$	62	$	25		37	$	618	$	235		383
	Less: Reclassification adjustment for gains on securities included in net income		-		-		-		110		37		73
	Net unrealized gains on securities arising during the period	$	62	$	25	$	37	$	508	$	198	$	310
	Balance, end of period					$	180					$	-166

Fair_Value_Tables

Fair Value (Tables)	3 Months Ended
Fair Value (Tables)	Mar. 31, 2015
Fair Value [Abstract]
Balances of Assets And Liabilities Measured at Fair Value on Recurring Basis
			31-Mar-15
	(In thousands)		Level 1		Level 2		Level 3		Total
	Securities available for sale:
	U.S. Government sponsored entities		$	-	$	4,528	$	-	$	4,528
	State and political subdivisions			-		11,163		-		11,163
	Residential mortgage-backed securities			-		32,312		-		32,312
	Corporate and other securities			-		9,872		-		9,872
	Total securities available for sale		$	-	$	57,875	$	-	$	57,875


			31-Dec-14
	(In thousands)		Level 1		Level 2		Level 3		Total
	Securities available for sale:
	U.S. Government sponsored entities		$	-	$	4,618	$	-	$	4,618
	State and political subdivisions			-		11,132		-		11,132
	Residential mortgage-backed securities			-		34,383		-		34,383
	Corporate and other securities			-		9,940		-		9,940
	Total securities available for sale		$	-	$	60,073	$	-	$	60,073


Schedule of Fair Value Changes In Level 3
			For the three months ended March 31,
	(In thousands)		2015		2014
	Commercial mortgage-backed securities:
	Balance, beginning of period		$	-	$	888
	Payoffs			-		-291
	Principal paydowns			-		-96
	Total net losses included in:
	Other comprehensive income			-		-2
	Balance, end of period		$	-	$	499


Assets and Liabilities Carried on the Balance Sheet by Caption And By Level Within The Hierarchy
			Fair value at March 31, 2015
	(In thousands)		Level 1		Level 2		Level 3		Total
	Financial assets:
	OREO		$	-	$	-	$	1,975	$	1,975
	Impaired collateral-dependent loans			-		-		8,907		8,907

			Fair value at December 31, 2014
	(In thousands)		Level 1		Level 2		Level 3		Total
	Financial assets:
	OREO		$	-	$	-	$	1,162	$	1,162
	Impaired collateral-dependent loans			-		-		4,897		4,897


Carrying Amount and Estimated Fair Values of Financial Instruments
					31-Mar-15				31-Dec-14
	(In thousands)		Fair value level		Carrying amount		Estimated fair value		Carrying amount		Estimated fair value
	Financial assets:
	Cash and cash equivalents			Level 1	$	133,845	$	133,845	$	129,821	$	129,821
	Securities (1)			Level 2		77,308		77,646		80,082		80,354
	SBA loans held for sale			Level 2		6,929		7,713		5,179		5,655
	Loans, net of allowance for loan losses (2)			Level 2		765,532		772,307		744,095		748,093
	FHLB stock			Level 2		7,382		7,382		6,032		6,032
	Servicing assets			Level 3		767		767		753		753
	Accrued interest receivable			Level 2		3,637		3,637		3,518		3,518
	OREO			Level 3		1,975		1,975		1,162		1,162
	Financial liabilities:
	Deposits			Level 2		789,441		790,499		794,341		794,436
	Borrowed funds and subordinated debentures			Level 2		170,465		174,986		140,465		145,333
	Accrued interest payable			Level 2		478		478		474		474


	-1	Includes held to maturity (“HTM”) commercial mortgage-backed securities that are considered Level 3. These securities had book values of $4.0 million at March 31, 2015 and December 31, 2014, and market values of $4.0 million at March 31, 2015 and December 31, 2014.
	-2	Includes collateral-dependent impaired loans that are considered Level 3 and reported separately in the tables under the “Fair Value on a Nonrecurring Basis” heading. Collateral-dependent impaired loans, net of specific reserves totaled $8.9 million and $4.9 million at March 31, 2015 and December 31, 2014, respectively.

Securities_Tables

Securities (Tables)	3 Months Ended
Securities (Tables)	Mar. 31, 2015
Securities [Abstract]
Reconciliation From Amortized Cost to Estimated Fair Value of Marketable Securities
		31-Mar-15											31-Dec-14
	(In thousands)	Amortized cost		Gross unrealized gains			Gross unrealized losses			Estimated fair value			Amortized cost			Gross unrealized gains		Gross unrealized losses			Estimated fair value
	Available for sale:
	U.S. Government sponsored entities	$	4,612	$	-		$	-84		$	4,528		$	4,711		$	-	$	-93		$	4,618
	State and political subdivisions		11,031		148			-16			11,163			11,055			112		-35			11,132
	Residential mortgage-backed securities		31,819		658			-165			32,312			33,884			646		-147			34,383
	Corporate and other securities		10,116		63			-307			9,872			10,188			63		-311			9,940
	Total securities available	$	57,578	$	869		$	-572		$	57,875		$	59,838		$	821	$	-586		$	60,073
	for sale	$	57,578	$	869		$	-572		$	57,875		$	59,838		$	821	$	-586		$	60,073
	Held to maturity:
	U.S. Government sponsored entities	$	4,440	$	-		$	-127		$	4,313		$	4,440		$	-	$	-124		$	4,316
	State and political subdivisions		2,415		281			-			2,696			2,417			277		-			2,694
	Residential mortgage-backed securities		7,615		208			-33			7,790			8,164			211		-29			8,346
	Commercial mortgage-backed securities		3,980		20			-21			3,979			4,005			13		-53			3,965
	Corporate and other securities		983		10			-			993			983			-		-23			960
	Total securities held to	$	19,433	$	519		$	-181		$	19,771		$	20,009		$	501	$	-229		$	20,281
	maturity	$	19,433	$	519		$	-181		$	19,771		$	20,009		$	501	$	-229		$	20,281


Schedule of Marketable Securities By Contractual Maturity
		Within one year				After one through five years					After five through ten years					After ten years				Total carrying value
	(In thousands, except percentages)	Amount		Yield		Amount			Yield		Amount			Yield		Amount		Yield		Amount			Yield
	Available for sale at fair value:
	U.S. Government sponsored entities	$	-	-	%	$	1,018		1.00	%	$	937		2.07	%	$	2,573	2.04	%	$	4,528		1.81	%
	State and political subdivisions		39	6.48			1,172		2.23			6,334		2.41			3,618	2.56			11,163		2.45
	Residential mortgage-backed securities		-	-			1,538		1.79			2,204		1.94			28,570	2.79			32,312		2.68
	Corporate and other securities		-	-			2,400		1.02			1,446		1.18			6,026	0.75			9,872		0.88
	Total securities available	$	39	6.48	%	$	6,128		1.44	%	$	10,921		2.12	%	$	40,787	2.42	%	$	57,875		2.27	%
	for sale	$	39	6.48	%	$	6,128		1.44	%	$	10,921		2.12	%	$	40,787	2.42	%	$	57,875		2.27	%
	Held to maturity at cost:
	U.S. Government sponsored entities	$	-	-	%	$	-		-	%	$	-		-	%	$	4,440	1.96	%	$	4,440		1.96	%
	State and political subdivisions		309	0.75			-		-			-		-			2,106	4.72			2,415		4.21
	Residential mortgage-backed securities		-	-			380		4.81			248		5.21			6,987	2.81			7,615		2.99
	Commercial mortgage-backed securities		-	-			-		-			-		-			3,980	2.76			3,980		2.76
	Corporate and other securities		-	-			-		-			983		2.95			-	-			983		2.95
	Total securities held to	$	309	0.75	%	$	380		4.81	%	$	1,231		3.41	%	$	17,513	2.81	%	$	19,433		2.86	%
	maturity	$	309	0.75	%	$	380		4.81	%	$	1,231		3.41	%	$	17,513	2.81	%	$	19,433		2.86	%


Schedule of Marketable Securities In Unrealized Loss Position		31-Mar-15
				Less than 12 months						12 months and greater						Total
	(In thousands, except number in a loss position)	Total number in a loss position		Estimated fair value			Unrealized loss			Estimated fair value			Unrealized loss			Estimated fair value		Unrealized loss
	Available for sale:
	U.S. Government sponsored entities		6	$	957		$	-10		$	3,571		$	-74		$	4,528	$	-84
	State and political subdivisions		5		2,800			-16			-			-			2,800		-16
	Residential mortgage-backed securities		7		4,049			-6			5,449			-159			9,498		-165
	Corporate and other securities		7		1,057			-44			3,736			-263			4,793		-307
	Total temporarily impaired securities		25	$	8,863		$	-76		$	12,756		$	-496		$	21,619	$	-572
	Held to maturity:
	U.S. Government sponsored entities		2	$	-		$	-		$	4,313		$	-127		$	4,313	$	-127
	Residential mortgage-backed securities		3		-			-			2,370			-33			2,370		-33
	Commercial mortgage-backed securities		1		1,837			-21			-			-			1,837		-21
	Total temporarily impaired securities		6	$	1,837		$	-21		$	6,683		$	-160		$	8,520	$	-181



		31-Dec-14
				Less than 12 months						12 months and greater						Total
	(In thousands, except number in a loss position)	Total number in a loss position		Estimated fair value			Unrealized loss			Estimated fair value			Unrealized loss			Estimated fair value		Unrealized loss
	Available for sale:
	U.S. Government sponsored entities		4	$	-		$	-		$	4,590		$	-93		$	4,590	$	-93
	State and political subdivisions		7		-			-			4,103			-35			4,103		-35
	Residential mortgage-backed securities		9		6,579			-16			5,889			-131			12,468		-147
	Corporate and other securities		7		1,053			-46			3,736			-265			4,789		-311
	Total temporarily impaired securities		27	$	7,632		$	-62		$	18,318		$	-524		$	25,950	$	-586
	Held to maturity:
	U.S. Government sponsored entities		2	$	-		$	-		$	4,316		$	-124		$	4,316	$	-124
	Residential mortgage-backed securities		3		-			-			2,586			-29			2,586		-29
	Commercial mortgage-backed securities		1		-			-			1,822			-53			1,822		-53
	Corporate and other securities		1		-			-			960			-23			960		-23
	Total temporarily impaired securities		7	$	-		$	-		$	9,684		$	-229		$	9,684	$	-229


Schedule of Realized Gains (Losses) for Marketable Securities
		For the three months ended March 31,
	(In thousands)	2015		2014
	Available for sale:
	Realized gains	$	-	$	114
	Realized losses		-		-4
	Total securities available for sale		-		110
	Held to maturity:
	Realized gains		-		-
	Realized losses		-		-
	Total securities held to maturity		-		-
	Net gains on sales of securities	$	-	$	110

Loans_Tables

Loans (Tables)	3 Months Ended
Loans (Tables)	Mar. 31, 2015
Loans [Abstract]
Classification Of Loans By Class
	(In thousands)		31-Mar-15			31-Dec-14
	SBA loans held for investment		$	39,155		$	40,401
	SBA 504 loans			29,893			34,322
	Commercial loans
	Commercial other			39,378			40,607
	Commercial real estate			348,939			339,693
	Commercial real estate construction			22,425			21,649
	Residential mortgage loans			235,371			220,878
	Consumer loans
	Home equity			43,081			41,451
	Consumer other			19,471			17,645
	Total loans held for investment		$	777,713		$	756,646
	SBA loans held for sale			6,929			5,179
	Total loans		$	784,642		$	761,825


Loan Portfolio By Class According To Their Credit Quality Indicators	The tables below detail the Company’s loan portfolio by class according to their credit quality indicators discussed in the paragraphs above as of March 31, 2015:


			31-Mar-15
			SBA, SBA 504 & Commercial loans - Internal risk ratings
	(In thousands)		Pass			Special mention			Substandard		Total
	SBA loans held for investment		$	34,760		$	2,381		$	2,014	$	39,155
	SBA 504 loans			23,327			5,917			649		29,893
	Commercial loans
	Commercial other			35,786			2,526			1,066		39,378
	Commercial real estate			321,577			23,166			4,196		348,939
	Commercial real estate construction			22,425			-			-		22,425
	Total commercial loans			379,788			25,692			5,262		410,742
	Total SBA, SBA 504 and commercial loans		$	437,875		$	33,990		$	7,925	$	479,790

			Residential mortgage & Consumer loans - Performing/Nonperforming
	(In thousands)					Performing			Nonperforming		Total
	Residential mortgage loans					$	233,623		$	1,748	$	235,371
	Consumer loans
	Home equity						42,394			687		43,081
	Consumer other						19,465			6		19,471
	Total consumer loans						61,859			693		62,552
	Total residential mortgage and consumer loans					$	295,482		$	2,441	$	297,923

	The tables below detail the Company’s loan portfolio by class according to their credit quality indicators discussed in the paragraphs above as of December 31, 2014:





			31-Dec-14
			SBA, SBA 504 & Commercial loans - Internal risk ratings
	(In thousands)		Pass			Special mention			Substandard		Total
	SBA loans held for investment		$	35,827		$	2,250		$	2,324	$	40,401
	SBA 504 loans			24,415			5,967			3,940		34,322
	Commercial loans
	Commercial other			38,054			1,270			1,283		40,607
	Commercial real estate			315,015			20,555			4,123		339,693
	Commercial real estate construction			21,649			-			-		21,649
	Total commercial loans			374,718			21,825			5,406		401,949
	Total SBA, SBA 504 and commercial loans		$	434,960		$	30,042		$	11,670	$	476,672

			Residential mortgage & Consumer loans - Performing/Nonperforming
	(In thousands)					Performing			Nonperforming		Total
	Residential mortgage loans					$	220,233		$	645	$	220,878
	Consumer loans
	Home equity						40,908			543		41,451
	Consumer other						17,643			2		17,645
	Total consumer loans						58,551			545		59,096
	Total residential mortgage and consumer loans					$	278,784		$	1,190	$	279,974


Aging Analysis Of Past Due And Nonaccrual Loans By Loan Class



			31-Mar-15
	(In thousands)		30-59 days past due			60-89 days past due			90+ days and still accruing		Nonaccrual (1)		Total past due		Current		Total loans
	SBA loans held for investment		$	840		$	-		$	-	$	1,720	$	2,560	$	36,595	$	39,155
	SBA 504 loans			-			-			-		466		466		29,427		29,893
	Commercial loans
	Commercial other			8			447			-		1,017		1,472		37,906		39,378
	Commercial real estate			619			123			5		3,497		4,244		344,695		348,939
	Commercial real estate construction			-			-			-		-		-		22,425		22,425
	Residential mortgage loans			1,195			441			-		1,748		3,384		231,987		235,371
	Consumer loans
	Home equity			313			50			-		687		1,050		42,031		43,081
	Consumer other			-			-			-		6		6		19,465		19,471
	Total loans held for investment		$	2,975		$	1,061		$	5	$	9,141	$	13,182	$	764,531	$	777,713
	SBA loans held for sale			82			-			-		-		82		6,847		6,929
	Total loans		$	3,057		$	1,061		$	5	$	9,141	$	13,264	$	771,378	$	784,642

		-1		At March 31, 2015, nonaccrual loans included $2.9 million of TDRs and $270 thousand of loans guaranteed by the SBA. The remaining $3.5 million of TDRs are in accrual status because they are performing in accordance with their restructured terms.


			31-Dec-14
	(In thousands)		30-59 days past due			60-89 days past due			90+ days and still accruing		Nonaccrual (1)		Total past due		Current		Total loans
	SBA loans held for investment		$	1,093		$	147		$	161	$	3,348	$	4,749	$	35,652	$	40,401
	SBA 504 loans			1,639			-			-		2,109		3,748		30,574		34,322
	Commercial loans
	Commercial other			-			-			-		1,129		1,129		39,478		40,607
	Commercial real estate			2,812			-			7		3,592		6,411		333,282		339,693
	Commercial real estate construction			-			-			-		-		-		21,649		21,649
	Residential mortgage loans			2,887			658			722		645		4,912		215,966		220,878
	Consumer loans
	Home equity			639			213			-		543		1,395		40,056		41,451
	Consumer other			-			6			-		2		8		17,637		17,645
	Total loans held for investment		$	9,070		$	1,024		$	890	$	11,368	$	22,352	$	734,294	$	756,646
	SBA loans held for sale			-			-			-		-		-		5,179		5,179
	Total loans		$	9,070		$	1,024		$	890	$	11,368	$	22,352	$	739,473	$	761,825

	At December 31, 2014, nonaccrual loans included $3.0 million of TDRs and $1.6 million of loans guaranteed by the SBA. The remaining $3.5 million of TDRs are in accrual status because they are performing in accordance with their restructured terms.

Impaired Loans With The Associated Allowance Amount	The following table provides detail on the Company’s impaired loans that are individually evaluated for impairment with the associated allowance amount, if applicable, as of March 31, 2015:



			31-Mar-15
	(In thousands)		Unpaid principal balance			Recorded investment			Specific reserves
	With no related allowance:
	SBA loans held for investment (1)		$	1,234		$	790		$	-
	SBA 504 loans			2,220			2,220			-
	Commercial loans
	Commercial other			1,207			1,008			-
	Commercial real estate			1,756			1,756			-
	Total commercial loans			2,963			2,764			-
	Total impaired loans with no related allowance			6,417			5,774			-

	With an allowance:
	SBA loans held for investment (1)			1,676			1,098			593
	Commercial loans
	Commercial other			22			9			9
	Commercial real estate			3,007			3,007			379
	Total commercial loans			3,029			3,016			388
	Total impaired loans with a related allowance			4,705			4,114			981

	Total individually evaluated impaired loans:
	SBA loans held for investment (1)			2,910			1,888			593
	SBA 504 loans			2,220			2,220			-
	Commercial loans
	Commercial other			1,229			1,017			9
	Commercial real estate			4,763			4,763			379
	Total commercial loans			5,992			5,780			388
	Total individually evaluated impaired loans		$	11,122		$	9,888		$	981
		-1		Balances are reduced by amount guaranteed by the SBA of $270 thousand at March 31, 2015.

	The following table provides detail on the Company’s impaired loans that are individually evaluated for impairment with the associated allowance amount, if applicable, as of December 31, 2014:



			31-Dec-14
	(In thousands)		Unpaid principal balance			Recorded investment			Specific reserves
	With no related allowance:
	SBA loans held for investment (1)		$	1,719		$	1,093		$	-
	SBA 504 loans			2,202			2,202			-
	Commercial loans
	Commercial other			878			877			-
	Commercial real estate			2,017			1,927			-
	Total commercial loans			2,895			2,804			-
	Total impaired loans with no related allowance			6,816			6,099			-

	With an allowance:
	SBA loans held for investment (1)			1,521			1,127			502
	SBA 504 loans			1,676			1,676			510
	Commercial loans
	Commercial other			364			252			41
	Commercial real estate			3,003			3,003			108
	Total commercial loans			3,367			3,255			149
	Total impaired loans with a related allowance			6,564			6,058			1,161

	Total individually evaluated impaired loans:
	SBA loans held for investment (1)			3,240			2,220			502
	SBA 504 loans			3,878			3,878			510
	Commercial loans
	Commercial other			1,242			1,129			41
	Commercial real estate			5,020			4,930			108
	Total commercial loans			6,262			6,059			149
Total individually evaluated impaired loans		$	13,380		$	12,157		$	1,161
	-1		Balances are reduced by amount guaranteed by the SBA of $1.6 million at December 31, 2014.

Average Recorded Investments in Impaired Loans and the Related Amount of Interest Recognized
			For the three months ended March 31,
			2015						2014
	(In thousands)		Average recorded investment			Interest income recognized on impaired loans			Average recorded investment		Interest income recognized on impaired loans
	SBA loans held for investment (1)		$	1,997		$	133		$	3,050	$	36
	SBA 504 loans			3,871			26			2,698		27
	Commercial loans
	Commercial other			1,117			18			67		1
	Commercial real estate			5,036			62			8,031		74
	Commercial real estate construction			-			-			177		-
	Total		$	12,021		$	239		$	14,023	$	138
		-1		Balances are reduced by the average amount guaranteed by the SBA of $800 thousand and $820 thousand for the three months ended March 31, 2015 and 2014, respectively.

Allowance_for_Loan_Losses_and_1

Allowance for Loan Losses and Reserve for Unfunded Loan Commitments (Tables)	3 Months Ended
	Mar. 31, 2015
Allowance for Loan Losses and Reserve for Unfunded Loan Commitments [Abstract]
Activity in the Allowance for Loan Losses by Portfolio Segment
		For the three months ended March 31, 2015
	(In thousands)	SBA held for investment		SBA 504		Commercial		Residential		Consumer		Unallocated		Total
	Balance, beginning of period	$	1,883	$	1,337	$	6,270	$	2,289	$	667	$	105	$	12,551
	Charge-offs		-128		-589		-100		-		-30		-		-847
	Recoveries		37		-		201		39		-		-		277
	Net charge-offs		-91		-589		101		39		-30		-		-570
	Provision for loan losses charged to expense		81		414		-747		13		73		366		200
	Balance, end of period	$	1,873	$	1,162	$	5,624	$	2,341	$	710	$	471	$	12,181



		For the three months ended March 31, 2014
	(In thousands)	SBA held for investment		SBA 504		Commercial		Residential		Consumer		Unallocated		Total
	Balance, beginning of period	$	2,587	$	957	$	6,840	$	2,132	$	573	$	52	$	13,141
	Charge-offs		-53		-92		-454		-172		-179		-		-950
	Recoveries		7		-		9		-		-		-		16
	Net charge-offs		-46		-92		-445		-172		-179		-		-934
	Provision for loan losses charged to expense		-195		82		7		102		311		293		600
	Balance, end of period	$	2,346	$	947	$	6,402	$	2,062	$	705	$	345	$	12,807


Allowance for Credit Losses on Financing Receivables on Basis of Impairment Method
		31-Mar-15
	(In thousands)	SBA held for investment		SBA 504		Commercial		Residential		Consumer		Unallocated		Total
	Allowance for loan losses ending balance:
	Individually evaluated for impairment	$	593	$	-	$	388	$	-	$	-	$	-	$	981
	Collectively evaluated for impairment		1,280		1,162		5,236		2,341		710		471		11,200
	Total	$	1,873	$	1,162	$	5,624	$	2,341	$	710	$	471	$	12,181
	Loan ending balances:
	Individually evaluated for impairment	$	1,888	$	2,220	$	5,780	$	-	$	-	$	-	$	9,888
	Collectively evaluated for impairment		37,267		27,673		404,962		235,371		62,552		-		767,825
	Total	$	39,155	$	29,893	$	410,742	$	235,371	$	62,552	$	-	$	777,713



		31-Dec-14
	(In thousands)	SBA held for investment		SBA 504		Commercial		Residential		Consumer		Unallocated		Total
	Allowance for loan losses ending balance:
	Individually evaluated for impairment	$	502	$	510	$	149	$	-	$	-	$	-	$	1,161
	Collectively evaluated for impairment		1,381		827		6,121		2,289		667		105		11,390
	Total	$	1,883	$	1,337	$	6,270	$	2,289	$	667	$	105	$	12,551
	Loan ending balances:
	Individually evaluated for impairment	$	2,220	$	3,878	$	6,059	$	-	$	-	$	-	$	12,157
	Collectively evaluated for impairment		38,181		30,444		395,890		220,878		59,096		-		744,489
	Total	$	40,401	$	34,322	$	401,949	$	220,878	$	59,096	$	-	$	756,646

Significant_Accounting_Policie3

Significant Accounting Policies (Stock Transactions - Stock Option Plans Narrative) (Details) (USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number	458,921	418,921
Stock Options [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period	3 years
Share-based compensation arrangement by Share-based payment Award, Options, Award Expiration Period	10 years
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized	1,720,529
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number	458,921
Share-based compensation arrangement by Share-based payment Award, Options, Exercised Forfeited Or Expired Number	1,252,416
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant	9,192
Employee Service Share-based Compensation, Nonvested Awards, Total Compensation Cost Not yet Recognized	$312
Employee Service Share-based Compensation, Nonvested Awards, Total Compensation Cost Not yet Recognized, Period for Recognition	2 years 3 months 18 days

Significant_Accounting_Policie4

Significant Accounting Policies (Stock Transactions - Stock Option Plans Tables) (Details) (USD $)	3 Months Ended		12 Months Ended
	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014
Significant Accounting Policies [Abstract]
Options Outstanding, beginning shares	418,921
Options granted, shares	40,000	40,000
Options exercised, shares		-19,950
Options Outstanding, ending shares	458,921		418,921
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Number	362,092
Weighted Average exercise Price: Options Outstanding, beginning	$6.76
Share-based Compensation Arrangements by Share-based Payment Award, Options, Grants in Period, Weighted Average Exercise Price	$9.12	$7.90
Weighted Average exercise Price: Options Outstanding, ending	$6.96		$6.76
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Weighted Average Exercise Price	$6.63
Weighted Average Remaining Contractual Life (in years): Options Outstanding	5 years 8 months 12 days		5 years 6 months
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Weighted Average Remaining Contractual Term	4 years 8 months 12 days
Aggregate Intrinsic Value: Options Outstanding, beginning	$1,257,968
Aggregate Intrinsic Value: Options Outstanding, ending	1,127,952		1,257,968
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Intrinsic Value	$1,035,118

Significant_Accounting_Policie5

Significant Accounting Policies (Stock Option Valuation Assumptions) (Details) (USD $)	3 Months Ended
	Mar. 31, 2015		Mar. 31, 2014
Significant Accounting Policies [Abstract]
Number of options granted	40,000		40,000
Weighted average exercise price	$9.12		$7.90
Weighted average fair value of options	$3.82		$3.03
Expected life in years	6 years 8 months 9 days	[1]	5 years 4 months 24 days	[1]
Expected volatility	46.76%	[2]	45.21%	[2]
Risk-free interest rate	1.80%	[3]	1.52%	[3]
Dividend yield	1.33%	[4]	1.02%	[4]

[1]	The expected life of the options was estimated based on historical employee behavior and represents the period of time that options granted are expected to be outstanding.
[2]	The expected volatility of the Companybs stock price was based on the historical volatility over the period commensurate with the expected life of the options.
[3]	The risk-free interest rate is the U.S. Treasury rate commensurate with the expected life of the options on the date of grant.
[4]	The expected dividend yield is the projected annual yield based on the grant date stock price.

Significant_Accounting_Policie6

Significant Accounting Policies (Stock Transactions - Options Exercised Tables) (Details) (USD $)	3 Months Ended
	Mar. 31, 2014
Significant Accounting Policies [Abstract]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercises in Period	19,950
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercises in Period, Total Intrinsic Value	$67,417
Employee Service Share-based Compensation, Cash Received from Exercise of Stock Options	62,445
Tax deduction realized from options exercised	$26,926

Significant_Accounting_Policie7

Significant Accounting Policies (Stock Transactions - Stock Options Outstanding) (Details) (USD $)	3 Months Ended	12 Months Ended
	Mar. 31, 2015	Dec. 31, 2014
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number	458,921	418,921
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Remaining Contractual Term	5 years 8 months 12 days	5 years 6 months
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Exercise Price	$6.96	$6.76
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Number	362,092
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Weighted Average Exercise Price	$6.63
Range Of Option Exercise Prices 0.00-4.00 [Member]
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number	89,000
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Remaining Contractual Term	4 years
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Exercise Price	$3.85
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Number	89,000
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Weighted Average Exercise Price	$3.85
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Lower Range Limit	$0
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Upper Range Limit	$4
Range Of Option Exercise Prices 4.01-7.00 [Member]
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number	166,500
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Remaining Contractual Term	6 years 4 months 24 days
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Exercise Price	$6.15
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Number	150,667
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Weighted Average Exercise Price	$6.16
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Lower Range Limit	$4.01
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Upper Range Limit	$7
Range Of Option Exercise Prices 7.01-10.00 [Member]
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number	155,975
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Remaining Contractual Term	6 years 8 months 12 days
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Exercise Price	$7.97
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Number	79,979
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Weighted Average Exercise Price	$7.45
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Lower Range Limit	$7.01
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Upper Range Limit	$10
Range Of Option Exercise Prices 10.01-13.00 [Member]
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number	47,446
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Remaining Contractual Term	2 years 8 months 12 days
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Exercise Price	$12.36
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Number	42,446
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Weighted Average Exercise Price	$12.60
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Lower Range Limit	$10.01
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Upper Range Limit	$13

Significant_Accounting_Policie8

Significant Accounting Policies (Compensation expense related to stock options) (Details) (USD $)	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
Stock Options [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Compensation expense	$29,918	$40,563
Income tax benefit	11,949	16,201
Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Compensation expense	77,549	59,270
Income tax benefit	$30,973	$23,672

Significant_Accounting_Policie9

Significant Accounting Policies (Stock Transactions - Restricted Stock Activity Tables) (Details) (Restricted Stock [Member], USD $)	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Nonvested restricted stock: shares	77,750
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period	34,800	10,000
Vested: shares	-6,000
Nonvested restricted stock: shares	106,550
Nonvested restricted stock: Average Grant Date Fair Value	$7.24
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period, Weighted Average Grant Date Fair Value	$9.27	$7.84
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period, Weighted Average Grant Date Fair Value	$6.78
Nonvested restricted stock: Average Grant Date Fair Value	$7.91

Recovered_Sheet1

Significant Accounting Policies (Stock Transactions - Restricted Stock Awards) (Details) (Restricted Stock [Member], USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period	4 years
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized	471,551
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant	179,700
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period	34,800	10,000
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period, Weighted Average Grant Date Fair Value	$9.27	$7.84
Employee Service Share-based Compensation, Nonvested Awards, Total Compensation Cost Not yet Recognized, Share-based Awards Other than Options	$734
Employee Service Share-based Compensation, Nonvested Awards, Total Compensation Cost Not yet Recognized, Period for Recognition	3 years

Net_Income_per_Share_Calculati

Net Income per Share (Calculation of Basic and Diluted EPS) (Details) (USD $)	3 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Net Income per Share [Abstract]
Net income	$1,939	$1,293
Weighted average common shares outstanding - Basic	8,417	7,586
Plus: Potential dilutive common stock equivalents	97	68
Weighted average common shares outstanding - Diluted	8,514	7,654
Net income per common share - Basic	$0.23	$0.17
Net income per common share - Diluted	$0.23	$0.17
Stock options and common stock excluded from the income per share computation as their effect would have been anti-dilutive	113	126

Income_Taxes_Narrative_Details

Income Taxes (Narrative) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014
Income Tax Contingency [Line Items]
Effective Income Tax Rate, Continuing Operations	34.50%	33.90%
Income tax expense (benefit)	$1,020	$662
Unrecognized Tax Benefits, Income Tax Penalties and Interest Expense	0	0
Unrecognized Tax Benefits, Income Tax Penalties and Interest Accrued	$0		$0
Minimum [Member]
Income Tax Contingency [Line Items]
Open Tax Year	2010

Other_Comprehensive_Income_Los2

Other Comprehensive Income (Loss) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Other Comprehensive Income (Loss) [Abstract]
Unrealized holding gains on securities arising during the period, Pre-tax	$62	$618
Less: Reclassification adjustment for gains on securities included in net income, Pre-tax		110
Net unrealized gains on securities arising during the period, Pre-tax	62	508
Unrealized holding gains on securities arising during the period, Tax	25	235
Less: Reclassification adjustment for gains on securities included in net income, Tax		37
Net unrealized gains on securities arising during the period, Tax	25	198
Balance, beginning of period	143	-476
Unrealized holding gains on securities arising during the period	37	383
Less: Reclassification adjustment for gains on securities included in net income		73
Net unrealized gains (losses) on securities arising during the period, After-tax	37	310
Balance, end of period	$180	($166)

Fair_Value_Fair_Value_on_a_Rec

Fair Value (Fair Value on a Recurring Basis) (Narrative) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Percentage of Portfolio in Residential Mortgage Backed Securities	56.00%
Residential mortgage backed securities guaranteed by Government National Mortgage Association or Federal National Mortgage Association or Federal Home Loan Mortgage Corporation	$31,300,000
Available-for-sale Securities	57,875,000	60,073,000
Residential Mortgage Backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	$32,312,000	$34,383,000

Fair_Value_Fair_Value_on_a_Non

Fair Value (Fair Value on a Nonrecurring Basis) (Narrative) (Details) (USD $)	3 Months Ended
	Mar. 31, 2015	Dec. 31, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Financing Receivable, Related Allowance	$981,000	$1,161,000
Impaired Financing Receivable Related Allowance, Increase (Decrease)	180,000
Standby letter of credit	$1,500,000
Minimum [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financing Receivable Modifications Post Modification Recorded Investment Discount For Selling And Closing Costs	8.00%
Minimum [Member] \| Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Inputs, Discount Rate	10.00%
Maximum [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financing Receivable Modifications Post Modification Recorded Investment Discount For Selling And Closing Costs	10.00%
Maximum [Member] \| Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Inputs, Discount Rate	25.00%

Fair_Value_Fair_Value_on_a_Rec1

Fair Value (Fair Value on a Recurring Basis) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	$57,875	$60,073
US Government Agencies Debt Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	4,528	4,618
US States and Political Subdivisions Debt Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	11,163	11,132
Residential Mortgage Backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	32,312	34,383
Corporate and Other Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	9,872	9,940
Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	57,875	60,073
Fair Value, Inputs, Level 2 [Member] \| US Government Agencies Debt Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	4,528	4,618
Fair Value, Inputs, Level 2 [Member] \| US States and Political Subdivisions Debt Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	11,163	11,132
Fair Value, Inputs, Level 2 [Member] \| Residential Mortgage Backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	32,312	34,383
Fair Value, Inputs, Level 2 [Member] \| Corporate and Other Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	$9,872	$9,940

Fair_Value_Schedule_Of_Fair_Va

Fair Value (Schedule Of Fair Value Changes In Level 3) (Details) (Commercial Mortgage Backed Securities [Member], USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014
Commercial Mortgage Backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Beginning Balance	$888
Payoffs	-291
Principal paydowns	-96
Other comprehensive income	-2
Ending Balance	$499

Fair_Value_Fair_Value_on_a_Non1

Fair Value (Fair Value on a Nonrecurring Basis) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
OREO	$1,975	$1,162
Impaired collateral-dependent loans	8,907	4,897
Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
OREO	1,975	1,162
Impaired collateral-dependent loans	$8,907	$4,897

Fair_Value_Fair_Value_of_Finan

Fair Value (Fair Value of Financial Instruments) (Details) (USD $)	Mar. 31, 2015		Dec. 31, 2014
In Thousands, unless otherwise specified	Mar. 31, 2015		Dec. 31, 2014
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities held-to-maturity, Estimated Fair Value	$19,771		$20,281
Accrued interest receivable	3,637		3,518
Accrued interest payable	478		474
Impaired Financing Receivable, Recorded Investment	9,888		12,157
Reported Value Measurement [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and Cash Equivalents, Estimated fair value	133,845		129,821
Securities held-to-maturity, Estimated Fair Value	77,308	[1]	80,082	[1]
SBA Loans Held for Sale, Estimated fair value	6,929		5,179
Loans, Net of Allowance for Loan Losses, Estimated fair value	765,532	[2]	744,095	[2]
FHLB stock, Estimated fair value	7,382		6,032
Servicing assets	767		753
Accrued interest receivable	3,637		3,518
OREO, Estimated fair value	1,975		1,162
Deposits, Estimated fair value	789,441		794,341
Borrowed Funds and Subordinated Debentures, Estimated fair value	170,465		140,465
Accrued interest payable	478		474
Estimate of Fair Value, Fair Value Disclosure [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and Cash Equivalents, Estimated fair value	133,845		129,821
Securities held-to-maturity, Estimated Fair Value	77,646	[1]	80,354	[1]
SBA Loans Held for Sale, Estimated fair value	7,713		5,655
Loans, Net of Allowance for Loan Losses, Estimated fair value	772,307	[2]	748,093	[2]
FHLB stock, Estimated fair value	7,382		6,032
Servicing assets	767		753
Accrued interest receivable	3,637		3,518
OREO, Estimated fair value	1,975		1,162
Deposits, Estimated fair value	790,499		794,436
Borrowed Funds and Subordinated Debentures, Estimated fair value	174,986		145,333
Accrued interest payable	478		474
Impaired Financing Receivable, Recorded Investment	8,900		4,900
Commercial Mortgage Backed Securities [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities held-to-maturity, Estimated Fair Value	3,979		3,965
Commercial Mortgage Backed Securities [Member] \| Reported Value Measurement [Member] \| Fair Value, Inputs, Level 3 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities held-to-maturity, Estimated Fair Value	4,000		4,000
Commercial Mortgage Backed Securities [Member] \| Estimate of Fair Value, Fair Value Disclosure [Member] \| Fair Value, Inputs, Level 3 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities held-to-maturity, Estimated Fair Value	$4,000		$4,000

[1]	Includes held to maturity (bHTMb) commercial mortgage-backed securities that are considered Level 3. These securities had book values of $4.0 million at March 31, 2015 and December 31, 2014, and market values of $4.0 million at March 31, 2015 and December 31, 2014.
[2]	Includes collateral-dependent impaired loans that are considered Level 3 and reported separately in the tables under the bFair Value on a Nonrecurring Basisb heading. Collateral-dependent impaired loans, net of specific reserves totaled $8.9 million and $4.9 million at March 31, 2015 and December 31, 2014, respectively.

Securities_Realized_Gains_and_

Securities (Realized Gains and Losses) (Narrative) (Details) (USD $)	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014
Securities [Abstract]
Available-for-sale Securities, Gross Realized Gains		$114,000
Available-for-sale Securities, Gross Realized Losses		4,000
Available-for-sale Securities, book value		2,800,000
Available-for-sale Securities, Gross Realized Gain (Loss)	0	110,000
Available-for-sale Securities Pledged as Collateral	50,500,000		50,400,000
Available For Sale Securities Pledged As Collateral Against Government Deposits	$31,500,000		$32,100,000

Securities_Reconciliation_from

Securities (Reconciliation from Amortized Cost to Estimated Fair Value of Marketable Securities) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Schedule of Investments [Line Items]
Available-for-sale Securities, Amortized Cost	$57,578	$59,838
Available-for-sale securities, Gross Unrealized Gains	869	821
Available-for-sale securities, Gross Unrealized Losses	-572	-586
Available-for-sale securities, Estimated Fair Value	57,875	60,073
Securities held-to-maturity, Amortized cost	19,433	20,009
Securities held-to-maturity, Unrecognized Holding Gains	519	501
Securities held-to-maturity, Unrecognized Holding Losses	-181	-229
Securities held-to-maturity, Estimated Fair Value	19,771	20,281
US Government Agencies Debt Securities [Member]
Schedule of Investments [Line Items]
Available-for-sale Securities, Amortized Cost	4,612	4,711
Available-for-sale securities, Gross Unrealized Losses	-84	-93
Available-for-sale securities, Estimated Fair Value	4,528	4,618
Securities held-to-maturity, Amortized cost	4,440	4,440
Securities held-to-maturity, Unrecognized Holding Losses	-127	-124
Securities held-to-maturity, Estimated Fair Value	4,313	4,316
US States and Political Subdivisions Debt Securities [Member]
Schedule of Investments [Line Items]
Available-for-sale Securities, Amortized Cost	11,031	11,055
Available-for-sale securities, Gross Unrealized Gains	148	112
Available-for-sale securities, Gross Unrealized Losses	-16	-35
Available-for-sale securities, Estimated Fair Value	11,163	11,132
Securities held-to-maturity, Amortized cost	2,415	2,417
Securities held-to-maturity, Unrecognized Holding Gains	281	277
Securities held-to-maturity, Estimated Fair Value	2,696	2,694
Residential Mortgage Backed Securities [Member]
Schedule of Investments [Line Items]
Available-for-sale Securities, Amortized Cost	31,819	33,884
Available-for-sale securities, Gross Unrealized Gains	658	646
Available-for-sale securities, Gross Unrealized Losses	-165	-147
Available-for-sale securities, Estimated Fair Value	32,312	34,383
Securities held-to-maturity, Amortized cost	7,615	8,164
Securities held-to-maturity, Unrecognized Holding Gains	208	211
Securities held-to-maturity, Unrecognized Holding Losses	-33	-29
Securities held-to-maturity, Estimated Fair Value	7,790	8,346
Commercial Mortgage Backed Securities [Member]
Schedule of Investments [Line Items]
Securities held-to-maturity, Amortized cost	3,980	4,005
Securities held-to-maturity, Unrecognized Holding Gains	20	13
Securities held-to-maturity, Unrecognized Holding Losses	-21	-53
Securities held-to-maturity, Estimated Fair Value	3,979	3,965
Corporate and Other Securities [Member]
Schedule of Investments [Line Items]
Available-for-sale Securities, Amortized Cost	10,116	10,188
Available-for-sale securities, Gross Unrealized Gains	63	63
Available-for-sale securities, Gross Unrealized Losses	-307	-311
Available-for-sale securities, Estimated Fair Value	9,872	9,940
Securities held-to-maturity, Amortized cost	983	983
Securities held-to-maturity, Unrecognized Holding Gains	10
Securities held-to-maturity, Unrecognized Holding Losses		-23
Securities held-to-maturity, Estimated Fair Value	$993	$960

Securities_Schedule_Of_Marketa

Securities (Schedule Of Marketable Securities By Contractual Maturity) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Schedule of Investments [Line Items]
Available for sale at fair value, Within one year	$39
Available for sale at fair value yield, Within one year	6.48%
Available for sale at fair value, After one through five years	6,128
Available for sale at fair value yield, After one through five years	1.44%
Available for sale at fair value, After five through ten years	10,921
Available for sale at fair value yield, After five through ten years	2.12%
Available for sale at fair value, After ten years	40,787
Available for sale at fair value yield, After ten years	2.42%
Available-for-sale Securities	57,875	60,073
Available for sale at fair value yield	2.27%
Held to maturity at cost, Within one year	309
Held to maturity at cost yield, Within one year	0.75%
Held to maturity at cost, After one through five years	380
Held to maturity at cost yield, After one through five years	4.81%
Held to maturity at cost, After five through ten years	1,231
Held to maturity at cost yield, After five through ten years	3.41%
Held to maturity at cost, After ten years	17,513
Held to maturity at cost yield, After ten years	2.81%
Held to maturity Securities	19,433	20,009
Held to maturity at cost yield,	2.86%
US Government Agencies Debt Securities [Member]
Schedule of Investments [Line Items]
Available for sale at fair value, After one through five years	1,018
Available for sale at fair value yield, After one through five years	1.00%
Available for sale at fair value, After five through ten years	937
Available for sale at fair value yield, After five through ten years	2.07%
Available for sale at fair value, After ten years	2,573
Available for sale at fair value yield, After ten years	2.04%
Available-for-sale Securities	4,528	4,618
Available for sale at fair value yield	1.81%
Held to maturity at cost, After ten years	4,440
Held to maturity at cost yield, After ten years	1.96%
Held to maturity Securities	4,440	4,440
Held to maturity at cost yield,	1.96%
US States and Political Subdivisions Debt Securities [Member]
Schedule of Investments [Line Items]
Available for sale at fair value, Within one year	39
Available for sale at fair value yield, Within one year	6.48%
Available for sale at fair value, After one through five years	1,172
Available for sale at fair value yield, After one through five years	2.23%
Available for sale at fair value, After five through ten years	6,334
Available for sale at fair value yield, After five through ten years	2.41%
Available for sale at fair value, After ten years	3,618
Available for sale at fair value yield, After ten years	2.56%
Available-for-sale Securities	11,163	11,132
Available for sale at fair value yield	2.45%
Held to maturity at cost, Within one year	309
Held to maturity at cost yield, Within one year	0.75%
Held to maturity at cost, After ten years	2,106
Held to maturity at cost yield, After ten years	4.72%
Held to maturity Securities	2,415	2,417
Held to maturity at cost yield,	4.21%
Residential Mortgage Backed Securities [Member]
Schedule of Investments [Line Items]
Available for sale at fair value, After one through five years	1,538
Available for sale at fair value yield, After one through five years	1.79%
Available for sale at fair value, After five through ten years	2,204
Available for sale at fair value yield, After five through ten years	1.94%
Available for sale at fair value, After ten years	28,570
Available for sale at fair value yield, After ten years	2.79%
Available-for-sale Securities	32,312	34,383
Available for sale at fair value yield	2.68%
Held to maturity at cost, After one through five years	380
Held to maturity at cost yield, After one through five years	4.81%
Held to maturity at cost, After five through ten years	248
Held to maturity at cost yield, After five through ten years	5.21%
Held to maturity at cost, After ten years	6,987
Held to maturity at cost yield, After ten years	2.81%
Held to maturity Securities	7,615	8,164
Held to maturity at cost yield,	2.99%
Commercial Mortgage Backed Securities [Member]
Schedule of Investments [Line Items]
Held to maturity at cost, After ten years	3,980
Held to maturity at cost yield, After ten years	2.76%
Held to maturity Securities	3,980	4,005
Held to maturity at cost yield,	2.76%
Corporate and Other Securities [Member]
Schedule of Investments [Line Items]
Available for sale at fair value, After one through five years	2,400
Available for sale at fair value yield, After one through five years	1.02%
Available for sale at fair value, After five through ten years	1,446
Available for sale at fair value yield, After five through ten years	1.18%
Available for sale at fair value, After ten years	6,026
Available for sale at fair value yield, After ten years	0.75%
Available-for-sale Securities	9,872	9,940
Available for sale at fair value yield	0.88%
Held to maturity at cost, After five through ten years	983
Held to maturity at cost yield, After five through ten years	2.95%
Held to maturity Securities	$983	$983
Held to maturity at cost yield,	2.95%

Recovered_Sheet2

Securities (Schedule of Marketable Securities in Unrealized Loss Position ) (Details) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
	security	security
Schedule of Investments [Line Items]
Available for sale, Total number in a loss position	25	27
Available for sale, Less than 12 months Estimated fair value	$8,863	$7,632
Available for sale, Less than 12 months Unrealized loss	-76	-62
Available for sale, 12 months and greater, Estimated fair value	12,756	18,318
Available for sale, 12 months and greater, Unrealized loss	-496	-524
Available for sale, Total Estimated fair value	21,619	25,950
Available for sale, Total Unrealized loss	-572	-586
Held to maturity, Total number in a loss position	6	7
Held to maturity, Less than 12 months Estimated fair value	1,837
Held to maturity, Less than 12 months Unrealized loss	-21
Held to maturity, 12 months and greater, Estimated fair value	6,683	9,684
Held to maturity, 12 months and greater, Unrealized loss	-160	-229
Held to maturity, Total Estimated fair value	8,520	9,684
Held to maturity, Total Unrealized loss	-181	-229
US Government Agencies Debt Securities [Member]
Schedule of Investments [Line Items]
Available for sale, Total number in a loss position	6	4
Available for sale, Less than 12 months Estimated fair value	957
Available for sale, Less than 12 months Unrealized loss	-10
Available for sale, 12 months and greater, Estimated fair value	3,571	4,590
Available for sale, 12 months and greater, Unrealized loss	-74	-93
Available for sale, Total Estimated fair value	4,528	4,590
Available for sale, Total Unrealized loss	-84	-93
Held to maturity, Total number in a loss position	2	2
Held to maturity, 12 months and greater, Estimated fair value	4,313	4,316
Held to maturity, 12 months and greater, Unrealized loss	-127	-124
Held to maturity, Total Estimated fair value	4,313	4,316
Held to maturity, Total Unrealized loss	-127	-124
US States and Political Subdivisions Debt Securities [Member]
Schedule of Investments [Line Items]
Available for sale, Total number in a loss position	5	7
Available for sale, Less than 12 months Estimated fair value	2,800
Available for sale, Less than 12 months Unrealized loss	-16
Available for sale, 12 months and greater, Estimated fair value		4,103
Available for sale, 12 months and greater, Unrealized loss		-35
Available for sale, Total Estimated fair value	2,800	4,103
Available for sale, Total Unrealized loss	-16	-35
Residential Mortgage Backed Securities [Member]
Schedule of Investments [Line Items]
Available for sale, Total number in a loss position	7	9
Available for sale, Less than 12 months Estimated fair value	4,049	6,579
Available for sale, Less than 12 months Unrealized loss	-6	-16
Available for sale, 12 months and greater, Estimated fair value	5,449	5,889
Available for sale, 12 months and greater, Unrealized loss	-159	-131
Available for sale, Total Estimated fair value	9,498	12,468
Available for sale, Total Unrealized loss	-165	-147
Held to maturity, Total number in a loss position	3	3
Held to maturity, 12 months and greater, Estimated fair value	2,370	2,586
Held to maturity, 12 months and greater, Unrealized loss	-33	-29
Held to maturity, Total Estimated fair value	2,370	2,586
Held to maturity, Total Unrealized loss	-33	-29
Commercial Mortgage Backed Securities [Member]
Schedule of Investments [Line Items]
Held to maturity, Total number in a loss position	1	1
Held to maturity, Less than 12 months Estimated fair value	1,837
Held to maturity, Less than 12 months Unrealized loss	-21
Held to maturity, 12 months and greater, Estimated fair value		1,822
Held to maturity, 12 months and greater, Unrealized loss		-53
Held to maturity, Total Estimated fair value	1,837	1,822
Held to maturity, Total Unrealized loss	-21	-53
Corporate and Other Securities [Member]
Schedule of Investments [Line Items]
Available for sale, Total number in a loss position	7	7
Available for sale, Less than 12 months Estimated fair value	1,057	1,053
Available for sale, Less than 12 months Unrealized loss	-44	-46
Available for sale, 12 months and greater, Estimated fair value	3,736	3,736
Available for sale, 12 months and greater, Unrealized loss	-263	-265
Available for sale, Total Estimated fair value	4,793	4,789
Available for sale, Total Unrealized loss	-307	-311
Held to maturity, Total number in a loss position		1
Held to maturity, 12 months and greater, Estimated fair value		960
Held to maturity, 12 months and greater, Unrealized loss		-23
Held to maturity, Total Estimated fair value		960
Held to maturity, Total Unrealized loss		($23)

Securities_Schedule_Of_Realize

Securities (Schedule Of Realized Gains (Losses) For Marketable Securities ) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Securities [Abstract]
Available-for-sale Securities, Gross Realized Gains		$114
Available-for-sale Securities, Gross Realized Losses		-4
Available-for-sale Securities, Gross Realized Gain (Loss), Total	0	110
Net gains on sales of securities		$110

Loans_Narrative_Details

Loans (Narrative) (Details) (USD $)	Mar. 31, 2015
Residential Consumer Properties [Member]
Other real estate properties owned	$550,000
Consumer Loan [Member]
Residential loans in process of foreclosure	$4,100,000

Loans_Classification_of_Loans_

Loans (Classification of Loans By Class) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment	$777,713	$756,646
SBA loans held for sale	6,929	5,179
Total loans	784,642	761,825
Small Business Administration Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment	39,155	40,401
Small Business Administration, 504 Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment	29,893	34,322
Commercial Other Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment	39,378	40,607
Commercial Real Estate Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment	348,939	339,693
Commercial Real Estate Construction Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment	22,425	21,649
Residential Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment	235,371	220,878
Consumer Home Equity Line Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment	43,081	41,451
Consumer Other Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment	$19,471	$17,645

Loans_Aging_Analysis_Of_Past_D

Loans (Aging Analysis Of Past Due And Nonaccrual Loans By Class) (Details) (USD $)	Mar. 31, 2015		Dec. 31, 2014
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due	$3,057,000		$9,070,000
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due	1,061,000		1,024,000
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due	5,000		890,000
Financing Receivable, Recorded Investment, Nonaccrual Status	9,141,000	[1]	11,368,000	[2]
Financing Receivable, Recorded Investment, Past Due	13,264,000		22,352,000
Financing Receivable, Recorded Investment, Current	771,378,000		739,473,000
Total loans	777,713,000		756,646,000
SBA loans held for sale	6,929,000		5,179,000
Total loans	784,642,000		761,825,000
Performing troubled debt restructurings	3,500,000		3,500,000
SBA, SBA 504, and Commercial Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	479,790,000		476,672,000
Residential and Consumer Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	297,923,000		279,974,000
Small Business Administration Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due	840,000		1,093,000
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due			147,000
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due			161,000
Financing Receivable, Recorded Investment, Nonaccrual Status	1,720,000	[1]	3,348,000	[2]
Financing Receivable, Recorded Investment, Past Due	2,560,000		4,749,000
Financing Receivable, Recorded Investment, Current	36,595,000		35,652,000
Total loans	39,155,000		40,401,000
Small Business Administration, 504 Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due			1,639,000
Financing Receivable, Recorded Investment, Nonaccrual Status	466,000	[1]	2,109,000	[2]
Financing Receivable, Recorded Investment, Past Due	466,000		3,748,000
Financing Receivable, Recorded Investment, Current	29,427,000		30,574,000
Total loans	29,893,000		34,322,000
Commercial Other Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due	8,000
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due	447,000
Financing Receivable, Recorded Investment, Nonaccrual Status	1,017,000	[1]	1,129,000	[2]
Financing Receivable, Recorded Investment, Past Due	1,472,000		1,129,000
Financing Receivable, Recorded Investment, Current	37,906,000		39,478,000
Total loans	39,378,000		40,607,000
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due	619,000		2,812,000
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due	123,000
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due	5,000		7,000
Financing Receivable, Recorded Investment, Nonaccrual Status	3,497,000	[1]	3,592,000	[2]
Financing Receivable, Recorded Investment, Past Due	4,244,000		6,411,000
Financing Receivable, Recorded Investment, Current	344,695,000		333,282,000
Total loans	348,939,000		339,693,000
Commercial Real Estate Construction Financing Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Current	22,425,000		21,649,000
Total loans	22,425,000		21,649,000
Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	410,742,000		401,949,000
Residential Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due	1,195,000		2,887,000
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due	441,000		658,000
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due			722,000
Financing Receivable, Recorded Investment, Nonaccrual Status	1,748,000	[1]	645,000	[2]
Financing Receivable, Recorded Investment, Past Due	3,384,000		4,912,000
Financing Receivable, Recorded Investment, Current	231,987,000		215,966,000
Total loans	235,371,000		220,878,000
Consumer Home Equity Line Financing Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due	313,000		639,000
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due	50,000		213,000
Financing Receivable, Recorded Investment, Nonaccrual Status	687,000	[1]	543,000	[2]
Financing Receivable, Recorded Investment, Past Due	1,050,000		1,395,000
Financing Receivable, Recorded Investment, Current	42,031,000		40,056,000
Total loans	43,081,000		41,451,000
Consumer Other Financing Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due			6,000
Financing Receivable, Recorded Investment, Nonaccrual Status	6,000	[1]	2,000	[2]
Financing Receivable, Recorded Investment, Past Due	6,000		8,000
Financing Receivable, Recorded Investment, Current	19,465,000		17,637,000
Total loans	19,471,000		17,645,000
Consumer Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	62,552,000		59,096,000
Loans Held for Investment [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due	2,975,000		9,070,000
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due	1,061,000		1,024,000
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due	5,000		890,000
Financing Receivable, Recorded Investment, Nonaccrual Status	9,141,000	[1]	11,368,000	[2]
Financing Receivable, Recorded Investment, Past Due	13,182,000		22,352,000
Financing Receivable, Recorded Investment, Current	764,531,000		734,294,000
Total loans	777,713,000		756,646,000
SBA Loans Held For Sale [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due	82,000
Financing Receivable, Recorded Investment, Past Due	82,000
Financing Receivable, Recorded Investment, Current	6,847,000		5,179,000
SBA loans held for sale	6,929,000		5,179,000
Loans Guaranteed By Small Business Administration [Member] \| Non Accrual [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Nonaccrual Status	270,000		1,600,000
Loans Guaranteed By Small Business Administration [Member] \| Troubled Debt Restructuring (TDR) [Member] \| Non Accrual [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Nonaccrual Status	$2,900,000		$3,000,000

[1]	At March 31, 2015, nonaccrual loans included $2.9 million of TDRs and $270 thousand of loans guaranteed by the SBA.B The remaining $3.5 million of TDRs are in accrual status because they are performing in accordance with their restructured terms.
[2]	At December 31, 2014, nonaccrual loans included $3.0 millionB of TDRs and $1.6 million of loans guaranteed by the SBA.B The remaining $3.5 million ofB TDRs are in accrual status because they are performing in accordance with their restructured terms.

Loans_Impaired_Loans_with_Asso

Loans (Impaired Loans with Associated Allowance Amount) (Details) (USD $)	Mar. 31, 2015		Dec. 31, 2014
In Thousands, unless otherwise specified	Mar. 31, 2015		Dec. 31, 2014
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	$6,417		$6,816
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	4,705		6,564
Impaired Financing Receivable, Unpaid Principal Balance, Total	11,122		13,380
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	5,774		6,099
Impaired Financing Receivable, with Related Allowance, Recorded Investment	4,114		6,058
Impaired Financing Receivable, Recorded Investment, Total	9,888		12,157
Impaired Financing Receivable, Related Allowance	981		1,161
Impaired financing receivable unpaid principle balance, guaranteed by Small Business Administration	270		1,600
Small Business Administration Portfolio Segment [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	1,234	[1]	1,719	[2]
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	1,676	[1]	1,521	[2]
Impaired Financing Receivable, Unpaid Principal Balance, Total	2,910	[1]	3,240	[2]
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	790	[1]	1,093	[2]
Impaired Financing Receivable, with Related Allowance, Recorded Investment	1,098	[1]	1,127	[2]
Impaired Financing Receivable, Recorded Investment, Total	1,888	[1]	2,220	[2]
Impaired Financing Receivable, Related Allowance	593	[1]	502	[2]
Small Business Administration, 504 Portfolio Segment [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	2,220		2,202
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance			1,676
Impaired Financing Receivable, Unpaid Principal Balance, Total	2,220		3,878
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	2,220		2,202
Impaired Financing Receivable, with Related Allowance, Recorded Investment			1,676
Impaired Financing Receivable, Recorded Investment, Total	2,220		3,878
Impaired Financing Receivable, Related Allowance			510
Commercial Other Receivable [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	1,207		878
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	22		364
Impaired Financing Receivable, Unpaid Principal Balance, Total	1,229		1,242
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	1,008		877
Impaired Financing Receivable, with Related Allowance, Recorded Investment	9		252
Impaired Financing Receivable, Recorded Investment, Total	1,017		1,129
Impaired Financing Receivable, Related Allowance	9		41
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	1,756		2,017
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	3,007		3,003
Impaired Financing Receivable, Unpaid Principal Balance, Total	4,763		5,020
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	1,756		1,927
Impaired Financing Receivable, with Related Allowance, Recorded Investment	3,007		3,003
Impaired Financing Receivable, Recorded Investment, Total	4,763		4,930
Impaired Financing Receivable, Related Allowance	379		108
Commercial Portfolio Segment [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	2,963		2,895
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	3,029		3,367
Impaired Financing Receivable, Unpaid Principal Balance, Total	5,992		6,262
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	2,764		2,804
Impaired Financing Receivable, with Related Allowance, Recorded Investment	3,016		3,255
Impaired Financing Receivable, Recorded Investment, Total	5,780		6,059
Impaired Financing Receivable, Related Allowance	$388		$149

[1]	Balances are reduced by amount guaranteed by the SBA of $270 thousand at March 31, 2015.
[2]	Balances are reduced by amount guaranteed by the SBA of $1.6 million at December 31, 2014.

Loans_Average_Recorded_Investm

Loans (Average Recorded Investments In Impaired Loans And Related Amount Of Interest Recognized) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015		Mar. 31, 2014
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, Average Recorded Investment	$12,021		$14,023
Impaired Financing Receivable, Interest Income, Accrual Method	239		138
Small Business Administration Portfolio Segment [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, Average Recorded Investment	1,997	[1]	3,050	[1]
Impaired Financing Receivable, Interest Income, Accrual Method	133	[1]	36	[1]
Impaired financing receivable average recorded investment, guaranteed by Small Business Administration	800		820
Small Business Administration, 504 Portfolio Segment [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, Average Recorded Investment	3,871		2,698
Impaired Financing Receivable, Interest Income, Accrual Method	26		27
Commercial Other Receivable [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, Average Recorded Investment	1,117		67
Impaired Financing Receivable, Interest Income, Accrual Method	18		1
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, Average Recorded Investment	5,036		8,031
Impaired Financing Receivable, Interest Income, Accrual Method	62		74
Commercial Real Estate Construction Financing Receivable [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, Average Recorded Investment			$177

[1]	Balances are reduced by the average amount guaranteed by the SBA of $800 thousand and $820 thousand for the three months ended March 31, 2015 and 2014, respectively.

Loans_Loan_Portfolio_By_Class_

Loans (Loan Portfolio By Class According To Credit Quality Indicators) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	$777,713	$756,646
SBA, SBA 504, and Commercial Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	479,790	476,672
Residential and Consumer Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	297,923	279,974
Small Business Administration Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	39,155	40,401
Small Business Administration, 504 Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	29,893	34,322
Commercial Other Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	39,378	40,607
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	348,939	339,693
Commercial Real Estate Construction Financing Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	22,425	21,649
Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	410,742	401,949
Residential Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	235,371	220,878
Consumer Home Equity Line Financing Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	43,081	41,451
Consumer Other Financing Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	19,471	17,645
Consumer Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	62,552	59,096
Pass [Member] \| SBA, SBA 504, and Commercial Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	437,875	434,960
Pass [Member] \| Small Business Administration Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	34,760	35,827
Pass [Member] \| Small Business Administration, 504 Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	23,327	24,415
Pass [Member] \| Commercial Other Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	35,786	38,054
Pass [Member] \| Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	321,577	315,015
Pass [Member] \| Commercial Real Estate Construction Financing Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	22,425	21,649
Pass [Member] \| Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	379,788	374,718
Special Mention [Member] \| SBA, SBA 504, and Commercial Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	33,990	30,042
Special Mention [Member] \| Small Business Administration Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	2,381	2,250
Special Mention [Member] \| Small Business Administration, 504 Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	5,917	5,967
Special Mention [Member] \| Commercial Other Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	2,526	1,270
Special Mention [Member] \| Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	23,166	20,555
Special Mention [Member] \| Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	25,692	21,825
Substandard [Member] \| SBA, SBA 504, and Commercial Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	7,925	11,670
Substandard [Member] \| Small Business Administration Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	2,014	2,324
Substandard [Member] \| Small Business Administration, 504 Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	649	3,940
Substandard [Member] \| Commercial Other Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	1,066	1,283
Substandard [Member] \| Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	4,196	4,123
Substandard [Member] \| Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	5,262	5,406
Performing Financing Receivable [Member] \| Residential and Consumer Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	295,482	278,784
Performing Financing Receivable [Member] \| Residential Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	233,623	220,233
Performing Financing Receivable [Member] \| Consumer Home Equity Line Financing Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	42,394	40,908
Performing Financing Receivable [Member] \| Consumer Other Financing Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	19,465	17,643
Performing Financing Receivable [Member] \| Consumer Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	61,859	58,551
Nonperforming Financing Receivable [Member] \| Residential and Consumer Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	2,441	1,190
Nonperforming Financing Receivable [Member] \| Residential Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	1,748	645
Nonperforming Financing Receivable [Member] \| Consumer Home Equity Line Financing Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	687	543
Nonperforming Financing Receivable [Member] \| Consumer Other Financing Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	6	2
Nonperforming Financing Receivable [Member] \| Consumer Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	$693	$545

Loans_Troubled_Debt_Restructur

Loans (Troubled Debt Restructurings Narrative) (Details) (USD $)	3 Months Ended		12 Months Ended
	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, Average Recorded Investment	$12,021,000	$14,023,000
Impaired Financing Receivable, Related Allowance	981,000		1,161,000
Troubled Debt Restructuring (TDR) [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, Average Recorded Investment	6,400,000		6,500,000
Impaired Financing Receivable, Related Allowance	23,000		24,000
Loans in nonaccrual status	$2,900,000		$3,000,000

Allowance_for_Loan_Losses_and_2

Allowance for Loan Losses and Reserve for Unfunded Loan Commitments (Activity in the Allowance for Loan Losses by Portfolio Segment) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	$12,551	$13,141
Charge-offs	-847	-950
Recoveries	277	16
Net charge-offs	-570	-934
Provision for loan losses charged to expense	200	600
Ending Balance	12,181	12,807
Small Business Administration Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	1,883	2,587
Charge-offs	-128	-53
Recoveries	37	7
Net charge-offs	-91	-46
Provision for loan losses charged to expense	81	-195
Ending Balance	1,873	2,346
Small Business Administration, 504 Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	1,337	957
Charge-offs	-589	-92
Net charge-offs	-589	-92
Provision for loan losses charged to expense	414	82
Ending Balance	1,162	947
Commercial Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	6,270	6,840
Charge-offs	-100	-454
Recoveries	201	9
Net charge-offs	101	-445
Provision for loan losses charged to expense	-747	7
Ending Balance	5,624	6,402
Residential Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	2,289	2,132
Charge-offs		-172
Recoveries	39
Net charge-offs	39	-172
Provision for loan losses charged to expense	13	102
Ending Balance	2,341	2,062
Consumer Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	667	573
Charge-offs	-30	-179
Net charge-offs	-30	-179
Provision for loan losses charged to expense	73	311
Ending Balance	710	705
Unallocated Financing Receivables [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	105	52
Provision for loan losses charged to expense	366	293
Ending Balance	$471	$345

Allowance_for_Loan_Losses_and_3

Allowance for Loan Losses and Reserve for Unfunded Loan Commitments (Loans and their Related Allowance for Loan Losses, by Portfolio Segment) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014	Mar. 31, 2014	Dec. 31, 2013
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Allowance, Total	$12,181	$12,551	$12,807	$13,141
Total loans	777,713	756,646
Small Business Administration Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	593	502
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	1,280	1,381
Loans and Leases Receivable, Allowance, Total	1,873	1,883	2,346	2,587
Financing Receivable, Individually Evaluated for Impairment	1,888	2,220
Financing Receivable, Collectively Evaluated for Impairment	37,267	38,181
Total loans	39,155	40,401
Small Business Administration, 504 Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment		510
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	1,162	827
Loans and Leases Receivable, Allowance, Total	1,162	1,337	947	957
Financing Receivable, Individually Evaluated for Impairment	2,220	3,878
Financing Receivable, Collectively Evaluated for Impairment	27,673	30,444
Total loans	29,893	34,322
Commercial Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	388	149
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	5,236	6,121
Loans and Leases Receivable, Allowance, Total	5,624	6,270	6,402	6,840
Financing Receivable, Individually Evaluated for Impairment	5,780	6,059
Financing Receivable, Collectively Evaluated for Impairment	404,962	395,890
Total loans	410,742	401,949
Commercial Other Receivable [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total loans	39,378	40,607
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total loans	348,939	339,693
Commercial Real Estate Construction Financing Receivable [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total loans	22,425	21,649
Residential Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	2,341	2,289
Loans and Leases Receivable, Allowance, Total	2,341	2,289	2,062	2,132
Financing Receivable, Collectively Evaluated for Impairment	235,371	220,878
Total loans	235,371	220,878
Consumer Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	710	667
Loans and Leases Receivable, Allowance, Total	710	667	705	573
Financing Receivable, Collectively Evaluated for Impairment	62,552	59,096
Total loans	62,552	59,096
Consumer Home Equity Line Financing Receivable [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total loans	43,081	41,451
Consumer Other Financing Receivable [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total loans	19,471	17,645
Unallocated Financing Receivables [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	471	105
Loans and Leases Receivable, Allowance, Total	471	105	345	52
Loans Held for Investment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	981	1,161
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	11,200	11,390
Loans and Leases Receivable, Allowance, Total	12,181	12,551
Financing Receivable, Individually Evaluated for Impairment	9,888	12,157
Financing Receivable, Collectively Evaluated for Impairment	767,825	744,489
Total loans	$777,713	$756,646

Allowance_for_Loan_Losses_and_4

Allowance for Loan Losses and Reserve for Unfunded Loan Commitments (Narrative) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Allowance for Loan Losses and Reserve for Unfunded Loan Commitments [Abstract]
Other Commitment	$175	$151