Unity Bancorp (UNTY) 10-Q 12 Aug 15 2015 Q2 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	6 Months Ended
	Jun. 30, 2015	Jul. 31, 2015
Document and Entity Information [Abstract]
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Jun. 30, 2015
Document Fiscal Year Focus	2,015
Document Fiscal Period Focus	Q2
Entity Registrant Name	UNITY BANCORP INC /NJ/
Entity Central Index Key	920,427
Current Fiscal Year End Date	--12-31
Entity Filer Category	Smaller Reporting Company
Entity Common Stock, Shares Outstanding		8,426,455
Trading Symbol	unty

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
ASSETS
Cash and due from banks	$ 28,240	$ 29,351
Federal funds sold and interest-bearing deposits	62,202	100,470
Cash and cash equivalents	90,442	129,821
Securities:
Securities available for sale	55,766	60,073
Securities held to maturity (fair value of $18,729 and $20,281, respectively)	18,609	20,009
Total securities	74,375	80,082
Loans:
SBA loans held for sale	11,368	5,179
SBA loans held for investment	39,663	40,401
SBA 504 loans	29,125	34,322
Commercial loans	428,371	401,949
Residential mortgage loans	243,259	220,878
Consumer loans	69,910	59,096
Total loans	821,696	761,825
Allowance for loan losses	(12,404)	(12,551)
Net loans	809,292	749,274
Premises and equipment, net	15,385	15,231
Bank owned life insurance ("BOLI")	13,190	13,001
Deferred tax assets	5,928	5,860
Federal Home Loan Bank ("FHLB") stock	5,635	6,032
Accrued interest receivable	3,690	3,518
Other real estate owned ("OREO")	2,265	1,162
Goodwill and other intangibles	1,516	1,516
Other assets	2,585	3,291
Total assets	1,024,303	1,008,788
Liabilities:
Deposits: Noninterest-bearing demand	175,287	152,785
Deposits: Interest-bearing demand	117,988	128,875
Deposits: Savings	284,369	300,348
Time deposits, under $100,000	113,846	113,119
Time deposits, $100,000 and over	123,937	99,214
Total deposits	815,427	794,341
Borrowed funds	115,000	125,000
Subordinated debentures	15,465	15,465
Accrued interest payable	418	474
Accrued expenses and other liabilities	4,303	3,385
Total liabilities	$ 950,613	$ 938,665
Commitments and contingencies
Shareholders' equity:
Common stock	$ 59,067	$ 58,785
Retained earnings	15,055	11,195
Accumulated other comprehensive (loss) income	(432)	143
Total shareholders' equity	73,690	70,123
Total liabilities and shareholders' equity	$ 1,024,303	$ 1,008,788

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($) shares in Thousands, $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Consolidated Balance Sheets [Abstract]
Held to maturity securities, fair value	$ 18,729	$ 20,281
Issued common shares	8,425	8,388
Outstanding common shares	8,425	8,388

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) shares in Thousands, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
INTEREST INCOME
Federal funds sold and interest-bearing deposits	$ 6	$ 10	$ 16	$ 19
FHLB stock	38	40	81	87
Securities:
Taxable	363	552	750	1,278
Tax-exempt	71	90	143	195
Total securities	434	642	893	1,473
Loans:
SBA loans	605	643	1,284	1,226
SBA 504 loans	369	433	715	832
Commercial loans	5,276	4,738	10,342	9,340
Residential mortgage loans	2,716	2,052	5,298	4,110
Consumer loans	774	544	1,473	1,039
Total loans	9,740	8,410	19,112	16,547
Total interest income	10,218	9,102	20,102	18,126
INTEREST EXPENSE
Interest-bearing demand deposits	103	109	209	220
Savings deposits	271	188	535	370
Time deposits	725	693	1,411	1,337
Borrowed funds and subordinated debentures	750	807	1,558	1,606
Total interest expense	1,849	1,797	3,713	3,533
Net interest income	8,369	7,305	16,389	14,593
Provision for loan losses		550	200	1,150
Net interest income after provision for loan losses	8,369	6,755	16,189	13,443
NONINTEREST INCOME
Branch fee income	373	342	719	718
Service and loan fee income	466	285	762	580
Gain on sale of SBA loans held for sale, net		255	363	337
Gain on sale of mortgage loans, net	687	188	1,031	553
BOLI income	95	96	189	192
Net security gains (losses)	28	268	28	378
Other income	244	206	442	408
Total noninterest income	1,893	1,640	3,534	3,166
NONINTEREST EXPENSE
Compensation and benefits	3,481	3,122	6,952	6,340
Occupancy	601	619	1,273	1,279
Processing and communications	614	597	1,210	1,179
Furniture and equipment	422	379	795	735
Professional services	242	247	478	458
Loan costs	160	174	382	344
OREO expenses	67	95	103	342
Deposit insurance	150	171	333	349
Advertising	343	287	525	438
Other expenses	572	453	1,103	939
Total noninterest expense	6,652	6,144	13,154	12,403
Income before provision for income taxes	3,610	2,251	6,569	4,206
Provision for income taxes	1,182	723	2,202	1,385
Net income	$ 2,428	$ 1,528	$ 4,367	$ 2,821
Net income per common share - Basic	$ 0.29	$ 0.20	$ 0.52	$ 0.37
Net income per common share - Diluted	$ 0.28	$ 0.20	$ 0.51	$ 0.37
Weighted average common shares outstanding - Basic	8,425	7,605	8,421	7,596
Weighted average common shares outstanding - Diluted	8,524	7,690	8,519	7,672

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Consolidated Statements of Comprehensive (Loss) Income [Abstract]
Net income, before tax amount	$ 3,610	$ 2,251	$ 6,569	$ 4,206
Provision for income taxes	1,182	723	2,202	1,385
Net income	2,428	1,528	4,367	2,821
Other comprehensive income, net of tax:
Unrealized holding (losses) gains on securities arising during the period, before tax	(201)	553	(139)	1,171
Unrealized holding (losses) gains on securities arising during the period, tax	(80)	202	(55)	437
Unrealized holding (losses) gains on securities arising during the period, net	(121)	351	(84)	734
Less: reclassification adjustment for gains on securities included in net income, before tax	28	268	28	378
Less: reclassification adjustment for gains on securities included in net income, tax	10	90	10	127
Less: reclassification adjustment for gains on securities included in net income, net of tax	18	178	18	251
Total unrealized (losses) gains on securities available for sale, before tax	(229)	285	(167)	793
Total unrealized (losses) gains on securities available for sale, tax	(90)	112	(65)	310
Total unrealized (losses) gains on securities available for sale, net of tax	(139)	173	(102)	483
Adjustments related to defined benefit plan, Initial recognition of prior service cost, before tax	(830)		(830)
Adjustments related to defined benefit plan, Initial recognition of prior service cost, tax	(332)		(332)
Adjustments related to defined benefit plan, Initial recognition of prior service cost, net of tax	(498)		(498)
Adjustments related to defined benefit plan, Amortization of prior service cost, before tax	42		42
Adjustments related to defined benefit plan, Amortization of prior service cost, tax	17		17
Adjustments related to defined benefit plan, Amortization of prior service cost, net of tax	25		25
Total adjustments related to defined benefit plan, before tax	(788)		(788)
Total adjustments related to defined benefit plan, tax	(315)		(315)
Total adjustments related to defined benefit plan, net of tax	(473)		(473)
Total other comprehensive (loss) income, before tax	(1,017)	285	(955)	793
Total other comprehensive (loss) income, tax	(405)	112	(380)	310
Total other comprehensive (loss) income, net	(612)	173	(575)	483
Total comprehensive income, before tax	2,593	2,536	5,614	4,999
Total Comprehensive Income Tax	777	835	1,822	1,695
Total comprehensive income	$ 1,816	$ 1,701	$ 3,792	$ 3,304

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholder's Equity - USD ($) shares in Thousands, $ in Thousands		Common Stock [Member]	Accumulated Deficit [Member]	Accumulated Other Comprehensive Income [Member]	Total
Shareholders' equity at Dec. 31, 2013		$ 52,051	$ 5,598	$ (476)	$ 57,173
Common Stock, Shares, Beginning Balance at Dec. 31, 2013		7,577
Net income			2,821		2,821
Other comprehensive income, net of tax				483	483
Dividends on common stock		$ 21	(305)		(284)
Common stock issued and related tax effects	[1]	$ 284			284
Common stock issued and related tax effects, shares	[1]	30
Shareholders' equity at Jun. 30, 2014		$ 52,356	8,114	7	60,477
Common Stock, Shares, Ending Balance at Jun. 30, 2014		7,607
Shareholders' equity at Dec. 31, 2014		$ 58,785	11,195	143	$ 70,123
Common Stock, Shares, Beginning Balance at Dec. 31, 2014		8,388			8,388
Net income			4,367		$ 4,367
Other comprehensive income, net of tax				(575)	(575)
Dividends on common stock		$ 33	(507)		(474)
Common stock issued and related tax effects	[1]	$ 249			249
Common stock issued and related tax effects, shares	[1]	37
Shareholders' equity at Jun. 30, 2015		$ 59,067	$ 15,055	$ (432)	$ 73,690
Common Stock, Shares, Ending Balance at Jun. 30, 2015		8,425			8,425
[1]	Includes the issuance of common stock under employee benefit plans, which includes nonqualified stock options and restricted stock expense related entries, employee option exercises and the tax benefit of options exercised

Consolidated Statements of Cha7

Consolidated Statements of Changes in Shareholders' Equity (Parenthetical) - $ / shares	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Consolidated Statements of Changes in Shareholders' Equity [Abstract]
Common Stock, Dividends, Per Share, Cash Paid	$ 0.06	$ 0.04

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
OPERATING ACTIVITIES:
Net income	$ 4,367	$ 2,821
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	200	1,150
Net amortization of purchase premiums and discounts on securities	279	270
Depreciation and amortization	352	610
Deferred income tax expense	345	293
Net security gains	(28)	(378)
Stock compensation expense	226	206
Loss on sale of OREO	22	99
Gain on sale of mortgage loans held for sale, net	(911)	(406)
Gain on sale of SBA loans held for sale, net	(363)	(337)
Origination of mortgage loans held for sale	(42,184)	(28,597)
Origination of SBA loans held for sale	(9,866)	(4,009)
Proceeds from sale of mortgage loans held for sale, net	43,095	29,003
Proceeds from sale of SBA loans held for sale, net	3,829	3,534
BOLI income	(189)	(192)
Net change in other assets and liabilities	733	(457)
Net cash provided by operating activities	(93)	3,610
INVESTING ACTIVITIES:
Purchases of securities available for sale	(1,002)	(9,947)
Purchases of FHLB stock, at cost	(9,570)	(4,451)
Maturities and principal payments on securities held to maturity	1,350	4,611
Maturities and principal payments on securities available for sale	4,414	5,360
Proceeds from sale of securities available for sale	528	17,919
Proceeds from redemption of FHLB stock	9,967	3,465
Proceeds from sale of OREO	1,044	2,351
Net increase in loans	(55,953)	(33,830)
Purchases of premises and equipment	(676)	(317)
Net cash used in investing activities	(49,898)	(14,839)
FINANCING ACTIVITIES:
Net (decrease) increase in deposits	21,086	(10,615)
Proceeds from new borrowings	50,000	50,000
Repayments of borrowings	(60,000)	(32,000)
Proceeds from exercise of stock options		62
Dividends on common stock	(474)	(284)
Net cash provided by financing activities	10,612	7,163
Decrease in cash and cash equivalents	(39,379)	(4,066)
Cash and cash equivalents, beginning of period	129,821	99,404
Cash and cash equivalents, end of period	90,442	95,338
SUPPLEMENTAL DISCLOSURES:
Cash: Interest paid	3,767	3,521
Cash: Income taxes paid	1,868	1,069
Noncash investing activities:
Transfer of SBA loans held for sale to held to maturity		83
Capitalization of servicing rights	240	258
Transfer of loans to OREO	$ 2,194	$ 2,932

Significant Accounting Policies

Significant Accounting Policies	6 Months Ended
	Jun. 30, 2015
Significant Accounting Policies [Abstract]
Significant Accounting Policies	NOTE 1. Significant Accounting Policies The accompanying Consolidated Financial Statements include the accounts of Unity Bancorp, Inc. (the "Parent Company") and its wholly-owned subsidiary, Unity Bank (the "Bank" or when consolidated with the Parent Company, the "Company"), and reflect all adjustments and disclosures which are generally routine and recurring in nature, and in the opinion of management, necessary for a fair presentation of interim results. The Bank has multiple subsidiaries used to hold part of its investment and loan portfolios and OREO properties. All significant intercompany balances and transactions have been eliminated in consolidation. Certain reclassifications have been made to prior period amounts to conform to the current year presentation, with no impact on current earnings or shareholders’ equity. The financial information has been prepared in accordance with U.S. generally accepted accounting principles and has not been audited. In preparing the financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities and revenues and expenses during the reporting periods. Actual results could differ from those estimates. Amounts requiring the use of significant estimates include the allowance for loan losses, valuation of deferred tax and servicing assets, the carrying value of loans held for sale and other real estate owned, the valuation of securities and the determination of other-than-temporary impairment for securities and fair value disclosures. Management believes that the allowance for loan losses is adequate. While management uses available information to recognize losses on loans, future additions to the allowance for loan losses may be necessary based on changes in economic conditions. The Company has evaluated subsequent events for potential recognition and/or disclosure through the date the Consolidated Financial Statements included in this Quarterly Report on Form 10-Q were available to be issued. The interim unaudited Consolidated Financial Statements included herein have been prepared in accordance with instructions for Form 10-Q and the rules and regulations of the Securities and Exchange Commission (“SEC”) and consist of normal recurring adjustments necessary for the fair presentation of interim results. The results of operations for the three and six months ended June 30, 2015 are not necessarily indicative of the results which may be expected for the entire year. As used in this Form 10-Q, “we” and “us” and “our” refer to Unity Bancorp, Inc., and its consolidated subsidiary, Unity Bank, depending on the context. Certain information and financial disclosures required by U.S. generally accepted accounting principles have been condensed or omitted from interim reporting pursuant to SEC rules. Interim financial statements should be read in conjunction with the Company’s Consolidated Financial Statements and notes thereto included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2014. Stock Transactions Stock Option Plans The Company has incentive and nonqualified option plans, which allow for the grant of options to officers, employees and members of the Board of Directors. Transactions under the Company’s stock option plans for the six months ended June 30, 2015 are summarized in the following table: Shares Weighted average exercise price Weighted average remaining contractual life in years Aggregate intrinsic value Outstanding at December 31, 2014 $ $ Options granted Options exercised - - Options cancelled - - Outstanding at June 30, 2015 $ $ Exercisable at June 30, 2015 $ $ Grants under the Company’s incentive and nonqualified option plans generally vest over 3 years and must be exercised within 10 years of the date of grant. The exercise price of each option is the market price on the date of grant. As of June 30, 2015, 1,920,529 shares have been reserved for issuance upon the exercise of options, 458,921 option grants are outstanding, and 1,252,416 option grants have been exercised, forfeited or expired, leaving 209,192 shares available for grant. The fair values of the options granted during the three and six months ended June 30, 2015 and 2014 were estimated on the date of grant using the Black-Scholes option-pricing model with the following weighted average assumptions: For the three months ended June 30, For the six months ended June 30, 2015 2014 2015 2014 Number of options granted - Weighted average exercise price $ - $ $ $ Weighted average fair value of options $ - $ $ $ Expected life in years (1) - Expected volatility (2) - % % % % Risk-free interest rate (3) - % % % % Dividend yield (4) - % % % % (1) The expected life of the options was estimated based on historical employee behavior and represents the period of time that options granted are expected to be outstanding. (2) The expected volatility of the Company’s stock price was based on the historical volatility over the period commensurate with the expected life of the options. (3) The risk-free interest rate is the U.S. Treasury rate commensurate with the expected life of the options on the date of grant. (4) The expected dividend yield is the projected annual yield based on the grant date stock price. Upon exercise, the Company issues shares from its authorized but unissued common stock to satisfy the options. The following table presents information about options exercised during the three and six months ended June 30, 2015 and 2014 : For the three months ended June 30, For the six months ended June 30, 2015 2014 2015 2014 Number of options exercised - - - Total intrinsic value of options exercised $ - $ - $ - $ Cash received from options exercised - - - Tax deduction realized from options exercised - - - The following table summarizes information about stock options outstanding and exercisable at June 30, 2015: Options outstanding Options exercisable Range of exercise prices Options outstanding Weighted average remaining contractual life (in years) Weighted average exercise price Options exercisable Weighted average exercise price $ 0.00 - 4.00 $ $ 4.01 - 7.00 7.01 - 10.00 10.01 - 13.00 Total $ $ Financial Accounting Standards Board Accounting Standards Codification ("FASB ASC") Topic 718, “Compensation - Stock Compensation,” requires an entity to recognize the fair value of equity awards as compensation expense over the period during which an employee is required to provide service in exchange for such an award (vesting period). Compensation expense related to stock options and the related income tax benefit for the three and six months ended June 30, 2015 and 2014 are detailed in the following table: For the three months ended June 30, For the six months ended June 30, 2015 2014 2015 2014 Compensation expense $ $ $ $ Income tax benefit As of June 30, 2015, unrecognized compensation costs related to nonvested share-based compensation arrangements granted under the Company’s stock option plans totaled approximately $ 273 thousand. That cost is expected to be recognized over a weighted average period of 2.1 years. Restricted Stock Awards Restricted stock is issued under the stock bonus program to reward employees and directors and to retain them by distributing stock over a period of time. The following table summarizes nonvested restricted stock activity for the six months ended June 30, 2015: Shares Average grant date fair value Nonvested restricted stock at December 31, 2014 $ Granted Vested Forfeited - - Nonvested restricted stock at June 30, 2015 $ Restricted stock awards granted to date vest over a period of 4 years and are recognized as compensation to the recipient over the vesting period. The awards are recorded at fair market value at the time of grant and amortized into salary expense on a straight line basis over the vesting period. As of June 30, 2015 , 471,551 shares of restricted stock were reserved for issuance, of which 179,700 shares are available for grant. Restricted stock awards granted during the three and six months ended June 30, 2015 and 2014 were as follows: For the three months ended June 30, For the six months ended June 30, 2015 2014 2015 2014 Number of shares granted - Average grant date fair value $ - $ $ $ Compensation expense related to restricted stock for the three and six months ended June 30, 2015 and 2014 is detailed in the following table: For the three months ended June 30, For the six months ended June 30, 2015 2014 2015 2014 Compensation expense $ $ $ $ Income tax benefit As of June 30, 2015, there was approximately $ 654 thousand of unrecognized compensation cost related to nonvested restricted stock awards granted under the Company’s stock incentive plans. That cost is expected to be recognized over a weighted average period of 2.8 years. Benefit Plans In addition to the 401(k) savings plan which covers substantially all employees, the Company has established in 2015 an unfunded supplemental defined benefit plan to provide additional retirement benefits for the President and Chief Executive Officer (“CEO”). On June 4, 2015, the Company approved the Supplemental Executive Retirement Plan (the “SERP”) pursuant to which the President and CEO is entitled to receive certain supplemental nonqualified retirement benefits. Upon separation from service after age 66, the President and CEO will be entitled to an annual benefit in the amount of $ 156,000 subject to annual 2% increases. The President and CEO commenced vesting to this retirement benefit on January 1, 2014, and shall vest an additional 3% each year until fully vested on January 1, 2024. In the event that the President and CEO’s separation from service from the Registrant were to occur prior to full vesting, the President and CEO would be entitled to and shall be paid the vested portion of the retirement benefit calculated as of the date of separation from service. Notwithstanding the foregoing, upon a Change in Control, and provided that within 6 months following the Change in Control the President and CEO is involuntary terminated for reasons other than “cause” or the President and CEO resigns for “good reason”, as such is defined in the SERP, or the President and CEO voluntarily terminates the his employment after being offered continued employment in a positions that is not a “Comparable Position”, as such is also defined in the SERP, the President and CEO shall become 100% vested in the full retirement benefit. No contributions or payments have been made or are anticipated for the year 2015. The following table summarizes the components of the net periodic pension cost of the defined benefit plan recognized during the three- and six-month periods ended: (In thousands) For the three and six months ended Components of net periodic benefits cost: June 30, 2015 Service cost $ Interest cost Amortization of prior service cost Net periodic benefit cost $ Other-Than-Temporary Impairment The Company has a process in place to identify debt securities that could potentially incur credit impairment that is other-than-temporary. This process involves monitoring late payments, pricing levels, downgrades by rating agencies, key financial ratios, financial statements, revenue forecasts and cash flow projections as indicators of credit issues. Management evaluates securities for other-than-temporary impairment at least on a quarterly basis, and more frequently when economic or market concern warrants such evaluation. This evaluation considers relevant facts and circumstances in evaluating whether a credit or interest rate-related impairment of a security is other-than-temporary. Relevant facts and circumstances considered include: (1) the extent and length of time the fair value has been below cost; (2) the reasons for the decline in value; (3) the financial position and access to capital of the issuer, including the current and future impact of any specific events and (4) for fixed maturity securities, our intent to sell a security or whether it is more likely than not we will be required to sell the security before the recovery of its amortized cost which, in some cases, may extend to maturity and for equity securities, our ability and intent to hold the security for a forecasted period of time that allows for the recovery in value. Management assesses its intent to sell or whether it is more likely than not that it will be required to sell a security before recovery of its amortized cost basis less any current-period credit losses. For debt securities that are considered other-than-temporarily impaired with no intent to sell and no requirement to sell prior to recovery of its amortized cost basis, the amount of the impairment is separated into the amount that is credit related (credit loss component) and the amount due to all other factors. The credit loss component is recognized in earnings and is the difference between the security’s amortized cost basis and the present value of its expected future cash flows. The remaining difference between the security’s fair value and the present value of future expected cash flows is due to factors that are not credit related and is recognized in other comprehensive income. For debt securities where management has the intent to sell, the amount of the impairment is reflected in earnings as realized losses. The present value of expected future cash flows is determined using the best estimate cash flows discounted at the effective interest rate implicit to the security at the date of purchase or the current yield to accrete an asset-backed or floating rate security. The methodology and assumptions for establishing the best estimate cash flows vary depending on the type of security. The asset-backed securities cash flow estimates are based on bond specific facts and circumstances that may include collateral characteristics, expectations of delinquency and default rates, loss severity and prepayment speeds and structural support, including subordination and guarantees. The corporate bond cash flow estimates are derived from scenario-based outcomes of expected corporate restructurings or the disposition of assets using bond specific facts and circumstances including timing, security interests and loss severity. Transfers of Financial Assets Transfers of financial assets are accounted for as sales, when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Company, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (3) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity. Loans Loans Held for Sale Loans held for sale represent the guaranteed portion of Small Business Administration (“SBA”) loans and are reflected at the lower of aggregate cost or market value. The Company originates loans to customers under an SBA program that historically has provided for SBA guarantees of up to 90 percent of each loan. The Company generally sells the guaranteed portion of its SBA loans to a third party and retains the servicing, holding the nonguaranteed portion in its portfolio. The net amount of loan origination fees on loans sold is included in the carrying value and in the gain or loss on the sale. When sales of SBA loans do occur, the premium received on the sale and the present value of future cash flows of the servicing assets are recognized in income. All criteria for sale accounting must be met in order for the loan sales to occur; see details under the “Transfers of Financial Assets” heading above. Servicing assets represent the estimated fair value of retained servicing rights, net of servicing costs, at the time loans are sold. Servicing assets are amortized in proportion to, and over the period of, estimated net servicing revenues. Impairment is evaluated based on stratifying the underlying financial assets by date of origination and term. Fair value is determined using prices for similar assets with similar characteristics, when available, or based upon discounted cash flows using market-based assumptions. Any impairment, if temporary, would be reported as a valuation allowance. Serviced loans sold to others are not included in the accompanying Consolidated Balance Sheets. Income and fees collected for loan servicing are credited to noninterest income when earned, net of amortization on the related servicing assets. Loans Held to Maturity Loans held to maturity are stated at the unpaid principal balance, net of unearned discounts and deferred loan origination fees and costs. In accordance with the level yield method, loan origination fees, net of direct loan origination costs, are deferred and recognized over the estimated life of the related loans as an adjustment to the loan yield. Interest is credited to operations primarily based upon the principal balance outstanding. Loans are reported as past due when either interest or principal is unpaid in the following circumstances: fixed payment loans when the borrower is in arrears for two or more monthly payments; open end credit for two or more billing cycles; and single payment notes if interest or principal remains unpaid for 30 days or more. Nonperforming loans consist of loans that are not accruing interest as a result of principal or interest being in default for a period of 90 days or more or when the ability to collect principal and interest according to the contractual terms is in doubt (nonaccrual loans). When a loan is classified as nonaccrual, interest accruals are discontinued and all past due interest previously recognized as income is reversed and charged against current period earnings. Generally, until the loan becomes current, any payments received from the borrower are applied to outstanding principal until such time as management determines that the financial condition of the borrower and other factors merit recognition of a portion of such payments as interest income. Loans may be returned to an accrual status when the ability to collect is reasonably assured and when the loan is brought current as to principal and interest. Loans are charged off when collection is sufficiently questionable and when the Company can no longer justify maintaining the loan as an asset on the balance sheet. Loans qualify for charge-off when, after thorough analysis, all possible sources of repayment are insufficient. These include: 1) potential future cash flows, 2) value of collateral, and/or 3) strength of co-makers and guarantors. All unsecured loans are charged off upon the establishment of the loan’s nonaccrual status. Additionally, all loans classified as a loss or that portion of the loan classified as a loss is charged off. All loan charge-offs are approved by the Board of Directors. Troubled debt restructurings ("TDRs") occur when a creditor, for economic or legal reasons related to a debtor’s financial condition, grants a concession to the debtor that it would not otherwise consider. These concessions typically include reductions in interest rate, extending the maturity of a loan, or a combination of both. Interest income on accruing TDRs is credited to operations primarily based upon the principal amount outstanding, as stated in the paragraphs above. The Company evaluates its loans for impairment. A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect all amounts due according to the contractual terms of the loan agreement. The Company has defined impaired loans to be all TDRs and nonperforming loans individually evaluated for impairment. Impairment is evaluated in total for smaller-balance loans of a similar nature (consumer and residential mortgage loans), and on an individual basis for all other loans. Impairment of a loan is measured based on the present value of expected future cash flows, discounted at the loan's effective interest rate, or as a practical expedient, based on a loan’s observable market price or the fair value of collateral, net of estimated costs to sell, if the loan is collateral-dependent. If the value of the impaired loan is less than the recorded investment in the loan, the Company establishes a valuation allowance, or adjusts existing valuation allowances, with a corresponding charge to the provision for loan losses. For additional information on loans, see Note 8 to the Consolidated Financial Statements and the section titled "Loan Portfolio" under Item 2. Management's Discussion and Analysis. Allowance for Loan Losses and Reserve for Unfunded Loan Commitments The allowance for loan losses is maintained at a level management considers adequate to provide for probable loan losses as of the balance sheet date. The allowance is increased by provisions charged to expense and is reduced by net charge-offs. The level of the allowance is based on management’s evaluation of probable losses in the loan portfolio, after consideration of prevailing economic conditions in the Company’s market area, the volume and composition of the loan portfolio, and historical loan loss experience. The allowance for loan losses consists of specific reserves for individually impaired credits and TDRs, reserves for nonimpaired loans based on historical loss factors and reserves based on general economic factors and other qualitative risk factors such as changes in delinquency trends, industry concentrations or local/national economic trends. This risk assessment process is performed at least quarterly, and, as adjustments become necessary, they are realized in the periods in which they become known. Although management attempts to maintain the allowance at a level deemed adequate to provide for probable losses, future additions to the allowance may be necessary based upon certain factors including changes in market conditions and underlying collateral values. In addition, various regulatory agencies periodically review the adequacy of the Company’s allowance for loan losses. These agencies may require the Company to make additional provisions based on their judgments about information available to them at the time of their examination. The Company maintains an allowance for unfunded loan commitments that is maintained at a level that management believes is adequate to absorb estimated probable losses. Adjustments to the allowance are made through other expenses and applied to the allowance which is maintained in other liabilities. For additional information on the allowance for loan losses and unfunded loan commitments, see Note 9 to the Consolidated Financial Statements and the sections titled "Asset Quality" and "Allowance for Loan Losses and Reserve for Unfunded Loan Commitments" under Item 2. Management's Discussion and Analysis. Income Taxes The Company accounts for income taxes according to the asset and liability method. Under this method, deferred tax assets and liabilities are recognized for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax basis. Deferred tax assets and liabilities are measured using the enacted tax rates applicable to taxable income for the years in which those temporary differences are expected to be recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the period that includes the enactment date. Valuation reserves are established against certain deferred tax assets when it is more likely than not that the deferred tax assets will not be realized. Increases or decreases in the valuation reserve are charged or credited to the income tax provision. When tax returns are filed, it is highly certain that some positions taken would be sustained upon examination by the taxing authorities, while others are subject to uncertainty about the merits of the position taken or the amount of the position that ultimately would be sustained. The benefit of a tax position is recognized in the financial statements in the period during which, based on all available evidence, management believes it is more likely than not that the position will be sustained upon examination, including the resolution of appeals or litigation processes, if any. The evaluation of a tax position taken is considered by itself and not offset or aggregated with other positions. Tax positions that meet the more likely than not recognition threshold are measured as the largest amount of tax benefit that is more than 50 percent likely of being realized upon settlement with the applicable taxing authority. The portion of benefits associated with tax positions taken that exceeds the amount measured as described above is reflected as a liability for unrecognized tax benefits in the accompanying balance sheet along with any associated interest and penalties that would be payable to the taxing authorities upon examination. Interest and penalties associated with unrecognized tax benefits would be recognized in income tax expense on the income statement.

Litigation

Litigation	6 Months Ended
	Jun. 30, 2015
Litigation [Abstract]
Litigation	NOTE 2. Litigation The Company may, in the ordinary course of business, become a party to litigation involving collection matters, contract claims and other legal proceedings relating to the conduct of its business. In the best judgment of management, based upon consultation with counsel, the consolidated financial position and results of operations of the Company will not be affected materially by the final outcome of any pending legal proceedings or other contingent liabilities and commitments.

Net Income per Share

Net Income per Share	6 Months Ended
	Jun. 30, 2015
Net Income per Share [Abstract]
Net Income per Share	NOTE 3. Net Income per Share Basic net income per common share is calculated as net income divided by the weighted average common shares outstanding during the reporting period. Diluted net income per common share is computed similarly to that of basic net income per common share, except that the denominator is increased to include the number of additional common shares that would have been outstanding if all potentially dilutive common shares, principally stock options, were issued during the reporting period utilizing the Treasury stock method. The following is a reconciliation of the calculation of basic and diluted income per share: For the three months ended June 30, For the six months ended June 30, (In thousands, except per share amounts) 2015 2014 2015 2014 Net income $ $ $ $ Weighted average common shares outstanding - Basic Plus: Potential dilutive common stock equivalents Weighted average common shares outstanding - Diluted Net income per common share - Basic $ $ $ $ Net income per common share - Diluted Stock options and common stock excluded from the income per share calculation as their effect would have been anti-dilutive

Income Taxes

Income Taxes	6 Months Ended
	Jun. 30, 2015
Income Taxes [Abstract]
Income Taxes	NOTE 4. Income Taxes The Company follows FASB ASC Topic 740, “Income Taxes,” which prescribes a threshold for the financial statement recognition of income taxes and provides criteria for the measurement of tax positions taken or expected to be taken in a tax return. ASC 740 also includes guidance on derecognition, classification, interest and penalties, accounting in interim periods, disclosure and transition of income taxes. For the quarter ended June 30, 2015, the Company reported income tax expense of $ 1. 2 million for an effective tax rate of 3 2.7 percent, compared to an income tax expense of $ 723 thousand and an effective tax rate of 32.1 percent for the prior year’s quarter. For the six months ended June 30, 2015, the Company reported income tax expense of $2.2 million for an effective tax rate of 33.5 percent, compared to an income tax expense of $1.4 million and effective tax rate of 32.9 percent for the six months ended June 30, 2014. The Company did not recognize or accrue any interest or penalties related to income taxes during the three or six months ended June 30, 2015 or 2014. The Company did not have an accrual for uncertain tax positions as of June 30, 2015 or December 31, 2014, as deductions taken and benefits accrued are based on widely understood administrative practices and procedures and are based on clear and unambiguous tax law. Tax returns for all years 20 10 and thereafter are subject to future examination by tax authorities.

Other Comprehensive (Loss) Inco

Other Comprehensive (Loss) Income	6 Months Ended
	Jun. 30, 2015
Other Comprehensive (Loss) Income [Abstract]
Other Comprehensive Income (Loss)	NOTE 5. Other Comprehensive (Loss) Income The following tables show the changes in other comprehensive (loss) income for the three and six months ended June 30 2015 and 2014, net of tax: For the three months ended June 30, 2015 2014 (In thousands) Net unrealized gains (losses) on securities Adjustments related to defined benefit plan Accumulated other comprehensive (loss) income Net unrealized (losses) gains on securities Accumulated other comprehensive (loss) income Balance at March 31 $ $ - $ $ $ Other comprehensive (loss) income before reclassifications Less amounts reclassified from accumulated other comprehensive loss Period change Balance at June 30 $ $ $ $ $ For the six months ended June 30, 2015 2014 (In thousands) Net unrealized gains (losses) on securities Adjustments related to defined benefit plan Accumulated other comprehensive (loss) income Net unrealized (losses) gains on securities Accumulated other comprehensive (loss) income Balance at January 1 $ $ - $ $ $ Other comprehensive (loss) income before reclassifications Less amounts reclassified from accumulated other comprehensive loss Period change Balance at June 30 $ $ $ $ $ Amounts reclassified out of accumulated other comprehensive income were as follows: Details about accumulated other comprehensive (loss) income components Amounts reclassified from accumulated other comprehensive (loss) income Affected line item in the statement where net income is presented (In thousands) For the three months ended June 30, 2015 2014 Investment securities available for sale: Reclassification adjustment for gains on securities included in net income $ $ Net security sales Adjustments related to defined benefit plan: Amortization of prior service cost included in net periodic pension cost - Compensation and benefits Effect on accumulated other loss (income) for the period Total before tax Income tax benefit (expense) Provision for income taxes Total reclassification for the period $ $ Net income Details about accumulated other comprehensive (loss) income components Amounts reclassified from accumulated other comprehensive (loss) income Affected line item in the statement where net income is presented (In thousands) For the six months ended June 30, 2015 2014 Investment securities available for sale: Reclassification adjustment for gains on securities included in net income $ $ Net security sales Adjustments related to defined benefit plan: Amortization of prior service cost included in net periodic pension cost - Compensation and benefits Effect on accumulated other loss (income) for the period Total before tax Income tax benefit (expense) Provision for income taxes Total reclassification for the period $ $ Net income

Fair Value

Fair Value	6 Months Ended
	Jun. 30, 2015
Fair Value [Abstract]
Fair Value	NOTE 6. Fair Value Fair Value Measurement The Company follows FASB ASC Topic 820, “Fair Value Measurement and Disclosures,” which requires additional disclosures about the Company’s assets and liabilities that are measured at fair value. Fair value is the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. In determining fair value, the Company uses various methods including market, income and cost approaches. Based on these approaches, the Company often utilizes certain assumptions that market participants would use in pricing the asset or liability, including assumptions about risk and/or the risks inherent in the inputs to the valuation technique. These inputs can be readily observable, market corroborated, or generally unobservable inputs. The Company utilizes techniques that maximize the use of observable inputs and minimize the use of unobservable inputs. The fair value hierarchy ranks the quality and reliability of the information used to determine fair values. Financial assets and liabilities carried at fair value will be classified and disclosed as follows: Level 1 Inputs · Unadjusted quoted prices in active markets that are accessible at the measurement date for identical, unrestricted assets or liabilities. · Generally, this includes debt and equity securities and derivative contracts that are traded in an active exchange market (i.e. New York Stock Exchange), as well as certain U.S. Treasury, U.S. Government and sponsored entity agency mortgage-backed securities that are highly liquid and are actively traded in over-the-counter markets. Level 2 Inputs · Quoted prices for similar assets or liabilities in active markets. · Quoted prices for identical or similar assets or liabilities in inactive markets. · Inputs other than quoted prices that are observable, either directly or indirectly, for the term of the asset or liability (i.e., interest rates, yield curves, credit risks, prepayment speeds or volatilities) or “market corroborated inputs.” · Generally, this includes U.S. Government and sponsored entity mortgage-backed securities, corporate debt securities and derivative contracts. Level 3 Inputs · Prices or valuation techniques that require inputs that are both unobservable (i.e. supported by little or no market activity) and that are significant to the fair value of the assets or liabilities. · These assets and liabilities include financial instruments whose value is determined using pricing models, discounted cash flow methodologies, or similar techniques, as well as instruments for which the determination of fair value requires significant management judgment or estimation. Fair Value on a Recurring Basis The following is a description of the valuation methodologies used for instruments measured at fair value on a recurring basis: Securities Available for Sale The fair value of available for sale ("AFS") securities is the market value based on quoted market prices, when available, or market prices provided by recognized broker dealers (Level 1). If listed prices or quotes are not available, fair value is based upon quoted market prices for similar or identical assets or other observable inputs (Level 2) or externally developed models that use unobservable inputs due to limited or no market activity of the instrument (Level 3). As of June 30, 2015, the fair value of the Company's AFS securities portfolio was $ 55.8 million. Approximately 54 percent of the portfolio was made up of residential mortgage-backed securities, which had a fair value of $ 30.3 million at June 30, 2015. Approximately $29.3 million of the residential mortgage-backed securities are guaranteed by the Government National Mortgage Association ("GNMA"), the Federal National Mortgage Association ("FNMA") or the Federal Home Loan Mortgage Corporation ("FHLMC"). The underlying loans for these securities are residential mortgages that are geographically dispersed throughout the United States. All of the Company’s AFS securities were classified as Level 2 assets at June 30, 2015. The valuation of AFS securities using Level 2 inputs was primarily determined using the market approach, which uses quoted prices for similar assets or liabilities in active markets and all other relevant information. It includes model pricing, defined as valuing securities based upon their relationship with other benchmark securities. There were no changes in the inputs or methodologies used to determine fair value during the period ended June 30, 2015, as compared to the periods ended December 31, 2014 and June 30, 2014. The tables below present the balances of assets and liabilities measured at fair value on a recurring basis as of June 30, 2015 and December 31, 2014: June 30, 2015 (In thousands) Level 1 Level 2 Level 3 Total Securities available for sale: U.S. Government sponsored entities $ - $ $ - $ State and political subdivisions - - Residential mortgage-backed securities - - Corporate and other securities - - Total securities available for sale $ - $ $ - $ December 31, 2014 (In thousands) Level 1 Level 2 Level 3 Total Securities available for sale: U.S. Government sponsored entities $ - $ $ - $ State and political subdivisions - - Residential mortgage-backed securities - - Corporate and other securities - - Total securities available for sale $ - $ $ - $ The following table summarizes changes in Level 3 assets during the three and six months ended June 30, 2015 and 2014, consisting of commercial mortgage-backed available for sale securities, measured at fair value on a recurring basis: For the three months ended June 30, For the six ended June 30, (In thousands) 2015 2014 2015 2014 Commercial mortgage-backed securities: Balance, beginning of period $ - $ $ - $ Payoffs - - Principal paydowns - - Total net losses included in: Other comprehensive income - - Balance, end of period $ - $ - $ - $ - There were no gains or losses (realized or unrealized) on Level 3 securities included in earnings for assets and liabilities held at June 30, 2015 or 2014. Fair Value on a Nonrecurring Basis Certain assets and liabilities are not measured at fair value on an ongoing basis but are subject to fair value adjustments in certain circumstances (for example, when there is evidence of impairment). The following is a description of the valuation methodologies used for instruments measured at fair value on a nonrecurring basis: Appraisal Policy All appraisals must be performed in accordance with the Uniform Standards of Professional Appraisal Practice ("USPAP"). Appraisals are certified to the Company and performed by appraisers on the Company’s approved list of appraisers. Evaluations are completed by a person independent of Company management. The content of the appraisal depends on the complexity of the property. Appraisals are completed on a “retail value” and an “as is value”. The Company requires current real estate appraisals on all loans that become OREO or in-substance foreclosure, loans that are classified substandard, doubtful or loss, or loans that are over $100,000 and nonperforming. Prior to each balance sheet date, the Company values impaired collateral-dependent loans and OREO based upon a third party appraisal, broker's price opinion, drive by appraisal, automated valuation model, updated market evaluation, or a combination of these methods. The amount is discounted for the decline in market real estate values (for original appraisals), for any known damage or repair costs, and for selling and closing costs. The amount of the discount ranges from 10 to 25 percent and is dependent upon the method used to determine the original value. The original appraisal is generally used when a loan is first determined to be impaired. When applying the discount, the Company takes into consideration when the appraisal was performed, the collateral’s location, the type of collateral, any known damage to the property and the type of business. Subsequent to entering impaired status and the Company determining that there is a collateral shortfall, the Company will generally, depending on the type of collateral, order a third party appraisal, broker's price opinion, automated valuation model or updated market evaluation. After receiving the third party results, the Company will discount the value 8 to 10 percent for selling and closing costs. OREO The fair value of OREO is determined using appraisals, which may be discounted based on management’s review and changes in market conditions (Level 3 Inputs). Impaired Collateral-Dependent Loans The fair value of impaired collateral-dependent loans is derived in accordance with FASB ASC Topic 310, “Receivables.” Fair value is determined based on the loan’s observable market price or the fair value of the collateral. Partially charged-off loans are measured for impairment based upon an appraisal for collateral-dependent loans. When an updated appraisal is received for a nonperforming loan, the value on the appraisal is discounted in the manner discussed above. If there is a deficiency in the value after the Company applies these discounts, management applies a specific reserve and the loan remains in nonaccrual status. The receipt of an updated appraisal would not qualify as a reason to put a loan back into accruing status. The Company removes loans from nonaccrual status generally when the borrower makes nine months of contractual payments and demonstrates the ability to service the debt going forward. Charge-offs are determined based upon the loss that management believes the Company will incur after evaluating collateral for impairment based upon the valuation methods described above and the ability of the borrower to pay any deficiency. The valuation allowance for impaired loans is included in the allowance for loan losses in the consolidated balance sheets. At June 30, 2015 and December 31, 2014, the valuation allowance for impaired loans was $ 1.2 million. The following tables present the assets and liabilities subject to fair value adjustments (impairment) on a non-recurring basis carried on the balance sheet by caption and by level within the hierarchy (as described above): Fair value at June 30, 2015 (In thousands) Level 1 Level 2 Level 3 Total Financial assets: OREO $ - $ - $ $ Impaired collateral-dependent loans - - Fair value at December 31, 2014 (In thousands) Level 1 Level 2 Level 3 Total Financial assets: OREO $ - $ - $ $ Impaired collateral-dependent loans - - Fair Value of Financial Instruments FASB ASC Topic 825, “Financial Instruments,” requires the disclosure of the estimated fair value of certain financial instruments, including those financial instruments for which the Company did not elect the fair value option. These estimated fair values as of June 30, 2015 and December 31, 2014 have been determined using available market information and appropriate valuation methodologies. Considerable judgment is required to interpret market data to develop estimates of fair value. The estimates presented are not necessarily indicative of amounts the Company could realize in a current market exchange. The use of alternative market assumptions and estimation methodologies could have had a material effect on these estimates of fair value. The methodology for estimating the fair value of financial assets and liabilities that are measured on a recurring or nonrecurring basis are discussed above. The following methods and assumptions were used to estimate the fair value of other financial instruments for which it is practicable to estimate that value: Cash and Cash Equivalents For these short-term instruments, the carrying value is a reasonable estimate of fair value. Securities The fair value of securities is based upon quoted market prices for similar or identical assets or other observable inputs (Level 2) or externally developed models that use unobservable inputs due to limited or no market activity of the instrument (Level 3). SBA Loans Held for Sale The fair value of SBA loans held for sale is estimated by using a market approach that includes significant other observable inputs. Loans The fair value of loans is estimated by discounting the future cash flows using current market rates that reflect the interest rate risk inherent in the loan, except for previously discussed impaired loans. FHLB Stock Federal Home Loan Bank stock is carried at cost. Carrying value approximates fair value based on the redemption provisions of the issues. Servicing Assets SBA servicing assets do not trade in an active, open market with readily observable prices. The Company estimates the fair value of servicing assets using discounted cash flow models incorporating numerous assumptions from the perspective of a market participant including market discount rates and prepayment speeds. Accrued Interest The carrying amounts of accrued interest approximate fair value. OREO The fair value of OREO is determined using appraisals, which may be discounted based on management’s review and changes in market conditions (Level 3 Inputs). Deposit Liabilities The fair value of demand deposits and savings accounts is the amount payable on demand at the reporting date (i.e. carrying value). The fair value of fixed-maturity certificates of deposit is estimated by discounting the future cash flows using current market rates. Borrowed Funds and Subordinated Debentures The fair value of borrowings is estimated by discounting the projected future cash flows using current market rates. Standby Letters of Credit At June 30, 2015, the Bank had standby letters of credit outstanding of $ 1.5 million, consistent with December 31, 2014. The fair value of these commitments is nominal. The table below presents the carrying amount and estimated fair values of the Company’s financial instruments presented as of June 30, 2015 and December 31, 2014: June 30, 2015 December 31, 2014 (In thousands) Fair value level Carrying amount Estimated fair value Carrying amount Estimated fair value Financial assets: Cash and cash equivalents Level 1 $ $ $ $ Securities (1) Level 2 SBA loans held for sale Level 2 Loans, net of allowance for loan losses (2) Level 2 FHLB stock Level 2 Servicing assets Level 3 Accrued interest receivable Level 2 OREO Level 3 Financial liabilities: Deposits Level 2 Borrowed funds and subordinated debentures Level 2 Accrued interest payable Level 2 (1) Includes held to maturity (“HTM”) commercial mortgage-backed securities that are considered Level 3. These securities had book values of $ 4.0 million at June 30, 2015 and December 31, 2014, and market values of $3.9 million and $4.0 million at June 30, 2015 and December 31, 2014, respectively. (2) Includes collateral-dependent impaired loans that are considered Level 3 and reported separately in the tables under the “Fair Value on a Nonrecurring Basis” heading. Collateral-dependent impaired loans, net of specific reserves totaled $ 8.1 million and $ 4.9 million at June 30, 2015 and December 31, 2014, respectively.

Securities

Securities	6 Months Ended
	Jun. 30, 2015
Securities [Abstract]
Securities	NOTE 7. Securities This table provides the major components of AFS and HTM securities at amortized cost and estimated fair value at June 30, 2015 and December 31, 2014: June 30, 2015 December 31, 2014 (In thousands) Amortized cost Gross unrealized gains Gross unrealized losses Estimated fair value Amortized cost Gross unrealized gains Gross unrealized losses Estimated fair value Available for sale: U.S. Government sponsored entities $ $ - $ $ $ $ - $ $ State and political subdivisions Residential mortgage-backed securities Corporate and other securities Total securities available for sale $ $ $ $ $ $ $ $ Held to maturity: U.S. Government sponsored entities $ $ - $ $ $ $ - $ $ State and political subdivisions - - Residential mortgage-backed securities Commercial mortgage-backed securities - Corporate and other securities - - Total securities held to maturity $ $ $ $ $ $ $ $ This table provides the remaining contractual maturities and yields of securities within the investment portfolios. The carrying value of securities at June 30, 2015 is distributed by contractual maturity. Mortgage-backed securities and other securities, which may have principal prepayment provisions, are distributed based on contractual maturity. Expected maturities will differ materially from contractual maturities as a result of early prepayments and calls. Within one year After one through five years After five through ten years After ten years Total carrying value (In thousands, except percentages) Amount Yield Amount Yield Amount Yield Amount Yield Amount Yield Available for sale at fair value: U.S. Government sponsored entities $ - - % $ % $ % $ % $ % State and political subdivisions Residential mortgage-backed securities - - Corporate and other securities - - Total securities available for sale $ % $ % $ % $ % $ % Held to maturity at cost: U.S. Government sponsored entities $ - - % $ - - % $ - - % $ % $ % State and political subdivisions - - - - Residential mortgage-backed securities - - Commercial mortgage-backed securities - - - - - - Corporate and other securities - - - - - - Total securities held to maturity $ % $ % $ % $ % $ % The fair value of securities with unrealized losses by length of time that the individual securities have been in a continuous unrealized loss position at June 30, 2015 and December 31, 2014 are as follows: June 30, 2015 Less than 12 months 12 months and greater Total (In thousands, except number in a loss position) Total number in a loss position Estimated fair value Unrealized loss Estimated fair value Unrealized loss Estimated fair value Unrealized loss Available for sale: U.S. Government sponsored entities $ $ $ $ $ $ State and political subdivisions - - Residential mortgage-backed securities Corporate and other securities Total temporarily impaired securities $ $ $ $ $ $ Held to maturity: U.S. Government sponsored entities $ - $ - $ $ $ $ Residential mortgage-backed securities - - Commercial mortgage-backed securities - - Corporate and other securities - - Total temporarily impaired securities $ $ $ $ $ $ December 31, 2014 Less than 12 months 12 months and greater Total (In thousands, except number in a loss position) Total number in a loss position Estimated fair value Unrealized loss Estimated fair value Unrealized loss Estimated fair value Unrealized loss Available for sale: U.S. Government sponsored entities $ - $ - $ $ $ $ State and political subdivisions - - Residential mortgage-backed securities Corporate and other securities Total temporarily impaired securities $ $ $ $ $ $ Held to maturity: U.S. Government sponsored entities $ - $ - $ $ $ $ Residential mortgage-backed securities - - Commercial mortgage-backed securities - - Corporate and other securities - - Total temporarily impaired securities $ - $ - $ $ $ $ Unrealized Losses The unrealized losses in each of the categories presented in the tables above are discussed in the paragraphs that follow: U.S. government sponsored entities and state and political subdivision securities: The unrealized losses on investments in these types of securities were caused by the increase in interest rate spreads or the increase in interest rates at the long end of the Treasury curve. The contractual terms of these investments do not permit the issuer to settle the securities at a price less than the par value of the investments. Because the Company does not intend to sell the investments and it is not more likely than not that the Company will be required to sell the investments before recovery of their amortized cost basis, which may be at maturity, the Company did not consider these investments to be other-than temporarily impaired as of June 30, 2015. There was no impairment on these securities at December 31, 2014. Residential and commercial mortgage-backed securities: The unrealized losses on investments in mortgage-backed securities were caused by increases in interest rate spreads or the increase in interest rates at the long end of the Treasury curve. The majority of contractual cash flows of these securities are guaranteed by the FNMA, GNMA, and the FHLMC. It is expected that the securities would not be settled at a price significantly less than the par value of the investment. Because the decline in fair value is attributable to changes in interest rates and not credit quality, and because the Company does not intend to sell the investments and it is not more likely than not that the Company will be required to sell the investments before recovery of their amortized cost basis, which may be at maturity, the Company did not consider these investments to be other-than-temporarily impaired as of June 30, 2015 or December 31, 2014. Corporate and other securities: Included in this category are corporate debt securities, Community Reinvestment Act (“CRA”) investments, asset-backed securities, and one trust preferred security. The unrealized losses on corporate debt securities were due to widening credit spreads or the increase in interest rates at the long end of the Treasury curve and the unrealized losses on CRA investments were caused by decreases in the market value of underlying bonds and rate changes. The Company evaluated the prospects of the issuers and forecasted a recovery period; and as a result determined it did not consider these investments to be other-than-temporarily impaired as of June 30, 2015 or December 31, 2014. The unrealized loss on the trust preferred security was caused by an inactive trading market and changes in market credit spreads. At June 30, 2015 and December 31, 2014, this category consisted of one single-issuer trust preferred security. The contractual terms do not allow the security to be settled at a price less than the par value. Because the Company does not intend to sell the security and it is not more likely than not that the Company will be required to sell the security before recovery of its amortized cost basis, which may be at maturity, the Company did not consider this security to be other-than-temporarily impaired as of June 30, 2015 or December 31, 2014. Realized Gains and Losses Gross realized gains (losses) on securities for the three and six months ended June 30, 2015 and 2014 are detailed in the table below: For the three months ended June 30, For the six months ended June 30, (In thousands) 2015 2014 2015 2014 Available for sale: Realized gains $ $ $ $ Realized losses - - Total securities available for sale Held to maturity: Realized gains - - - - Realized losses - - - - Total securities held to maturity - - - - Net gains on sales of securities $ $ $ $ The net realized gains are included in noninterest income in the Consolidated Statements of Income as net security gains. For the three and six months ended June 30, 2015 there was a gross realized gain of $28 thousand. The net realized gain during 2015 was a result of the following: · For the three months ended June 30, 2015, the Company sold one corporate bond totaling $500 thousand in book value, resulting in pre-tax gains of approximately $28 thousand. For the three and six months ended June 30, 2014, there were gross realized gains of $ 271 thousand and $385 thousand, respectively. For the three and six months ended June 30, 2014, there were gross realized losses of $3 thousand and $7 thousand, respectively. The net realized gains during 2014 were a result of the following: · For the six months ended June 30, 2014, the Company sold approximately $15.5 million in book value of available for sale municipal securities, mortgage-backed securities, asset-backed securities, and corporate bonds, resulting in pre-tax gains of approximately $385 thousand. Pledged Securities Securities with a carrying value of $19.5 million and $ 50.4 million at June 30, 2015 and December 31, 2014, respectively, were pledged to secure Government deposits, secure other borrowings and for other purposes required or permitted by law. Securities pledged for Government deposits totaled $0 and $ 32.1 million at June 30, 2015 and December 31, 2014, respectively. In June 2015, the FHLB issued a letter of credit in the name of Unity Bank naming the NJ Dept. of Banking and Insurance as beneficiary. The letter of credit will take the place of securities previously pledged to the state for the Bank’s municipal deposits. For additional information on amounts pledged to secure Government deposits at June 30, 2015, see section titled “Borrowed Funds and Subordinated Debentures” under Item 2. Management Discussion and Analysis.

Loans

Loans	6 Months Ended
	Jun. 30, 2015
Loans [Abstract]
Loans	Note 8. Loans The following table sets forth the classification of loans by class, including unearned fees, deferred costs and excluding the allowance for loan losses as of June 30, 2015 and December 31, 2014: (In thousands) June 30, 2015 December 31, 2014 SBA loans held for investment $ $ SBA 504 loans Commercial loans Commercial other Commercial real estate Commercial real estate construction Residential mortgage loans Consumer loans Home equity Consumer other Total loans held for investment $ $ SBA loans held for sale Total loans $ $ Loans are made to individuals as well as commercial entities. Specific loan terms vary as to interest rate, repayment, and collateral requirements based on the type of loan requested and the credit worthiness of the prospective borrower. Credit risk tends to be geographically concentrated in that a majority of the loan customers are located in the markets serviced by the Bank. As a preferred SBA lender, a portion of the SBA portfolio is to borrowers outside the Company’s market area. However, during late 2008, the Company withdrew from SBA lending outside of its primary trade area, but continues to offer SBA loan products as an additional credit product within its primary trade area. Loan performance may be adversely affected by factors impacting the general economy or conditions specific to the real estate market such as geographic location and/or property type. A description of the Company's different loan segments follows: SBA Loans: SBA 7(a) loans, on which the SBA has historically provided guarantees of up to 90 percent of the principal balance, are considered a higher risk loan product for the Company than its other loan products. The guaranteed portion of the Company’s SBA loans is generally sold in the secondary market with the nonguaranteed portion held in the portfolio as a loan held for investment. SBA loans are for the purpose of providing working capital, financing the purchase of equipment, inventory or commercial real estate and for other business purposes. Loans are guaranteed by the businesses' major owners. SBA loans are made based primarily on the historical and projected cash flow of the business and secondarily on the underlying collateral provided. SBA 504 Loans: The SBA 504 program consists of real estate backed commercial mortgages where the Company has the first mortgage and the SBA has the second mortgage on the property. SBA 504 loans are made based primarily on the historical and projected cash flow of the business and secondarily on the underlying collateral provided. Generally, the Company has a 50 percent loan to value ratio on SBA 504 program loans at origination. Commercial Loans: Commercial credit is extended primarily to middle market and small business customers. Commercial loans are generally made in the Company’s market place for the purpose of providing working capital, financing the purchase of equipment, inventory or commercial real estate and for other business purposes. Loans will generally be guaranteed in full or for a meaningful amount by the businesses' major owners. Commercial loans are made based primarily on the historical and projected cash flow of the business and secondarily on the underlying collateral provided. Residential Mortgage and Consumer Loans: The Company originates mortgage and consumer loans including principally residential real estate and home equity lines and loans. Each loan type is evaluated on debt to income, type of collateral and loan to collateral value, credit history and Company’s relationship with the borrower. Inherent in the lending function is credit risk, which is the possibility a borrower may not perform in accordance with the contractual terms of their loan. A borrower’s inability to pay their obligations according to the contractual terms can create the risk of past due loans and, ultimately, credit losses, especially on collateral deficient loans. The Company minimizes its credit risk by loan diversification and adhering to credit administration policies and procedures. Due diligence on loans begins when we initiate contact regarding a loan with a borrower. Documentation, including a borrower’s credit history, materials establishing the value and liquidity of potential collateral, the purpose of the loan, the source of funds for repayment of the loan, and other factors, are analyzed before a loan is submitted for approval. The loan portfolio is then subject to on-going internal reviews for credit quality which in part is derived from ongoing collection and review of borrowers’ financial information, as well as independent credit reviews by an outside firm. The Company's extension of credit is governed by the Credit Risk Policy which was established to control the quality of the Company's loans. These policies and procedures are reviewed and approved by the Board of Directors on a regular basis. Credit Ratings For SBA 7(a), SBA 504 and commercial loans, management uses internally assigned risk ratings as the best indicator of credit quality. A loan’s internal risk rating is updated at least annually and more frequently if circumstances warrant a change in risk rating. The Company uses a 1 through 10 loan grading system that follows regulatorily accepted definitions. Pass: Risk ratings of 1 through 6 are used for loans that are performing, as they meet, and are expected to continue to meet, all of the terms and conditions set forth in the original loan documentation, and are generally current on principal and interest payments. These performing loans are termed “Pass”. Special Mention: Criticized loans are assigned a risk rating of 7 and termed “Special Mention”, as the borrowers exhibit potential credit weaknesses or downward trends deserving management’s close attention. If not checked or corrected, these trends will weaken the Bank’s collateral and position. While potentially weak, these borrowers are currently marginally acceptable and no loss of interest or principal is anticipated. As a result, special mention assets do not expose an institution to sufficient risk to warrant adverse classification. Included in “Special Mention” could be turnaround situations, such as borrowers with deteriorating trends beyond one year, borrowers in startup or deteriorating industries, or borrowers with a poor market share in an average industry. "Special Mention" loans may include an element of asset quality, financial flexibility, or below average management. Management and ownership may have limited depth or experience. Regulatory agencies have agreed on a consistent definition of “Special Mention” as an asset with potential weaknesses which, if left uncorrected, may result in deterioration of the repayment prospects for the asset or in the Bank’s credit position at some future date. This definition is intended to ensure that the “Special Mention” category is not used to identify assets that have as their sole weakness credit data exceptions or collateral documentation exceptions that are not material to the repayment of the asset. Substandard: Classified loans are assigned a risk rating of an 8 or 9, depending upon the prospect for collection, and deemed “Substandard”. A risk rating of 8 is used for borrowers with well-defined weaknesses that jeopardize the orderly liquidation of debt. The loan is inadequately protected by the current paying capacity of the obligor or by the collateral pledged, if any. Normal repayment from the borrower is in jeopardy, although no loss of principal is envisioned. There is a distinct possibility that a partial loss of interest and/or principal will occur if the deficiencies are not corrected. Loss potential, while existing in the aggregate amount of substandard assets, does not have to exist in individual assets classified “Substandard”. A risk rating of 9 is used for borrowers that have all the weaknesses inherent in a loan with a risk rating of 8, with the added characteristic that the weaknesses make collection of debt in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable. Serious problems exist to the point where partial loss of principal is likely. The possibility of loss is extremely high, but because of certain important, reasonably specific pending factors that may work to strengthen the assets, the loans’ classification as estimated losses is deferred until a more exact status may be determined. Pending factors include proposed merger, acquisition, or liquidation procedures; capital injection; perfecting liens on additional collateral; and refinancing plans. Partial charge-offs are likely. Loss: Once a borrower is deemed incapable of repayment of unsecured debt, the risk rating becomes a 10, the loan is termed a “Loss”, and charged-off immediately. Loans to such borrowers are considered uncollectible and of such little value that continuance as active assets of the Bank is not warranted. This classification does not mean that the loan has absolutely no recovery or salvage value, but rather it is not practical or desirable to defer writing off these basically worthless assets even though partial recovery may be affected in the future. For residential mortgage and consumer loans, management uses performing versus nonperforming as the best indicator of credit quality. Nonperforming loans consist of loans that are not accruing interest (nonaccrual loans) as a result of principal or interest being in default for a period of 90 days or more or when the ability to collect principal and interest according to the contractual terms is in doubt. These credit quality indicators are updated on an ongoing basis, as a loan is placed on nonaccrual status as soon as management believes there is sufficient doubt as to the ultimate ability to collect interest on a loan. At June 30, 2015, the Company owned $100 thousand of residential consumer properties that were included in OREO in the Consolidated Balance Sheets. Additionally, there were $1.8 million of residential consumer loans in the process of foreclosure. The tables below detail the Company’s loan portfolio by class according to their credit quality indicators discussed in the paragraphs above as of June 30, 2015: June 30, 2015 SBA, SBA 504 & Commercial loans - Internal risk ratings (In thousands) Pass Special mention Substandard Total SBA loans held for investment $ $ $ $ SBA 504 loans Commercial loans Commercial other Commercial real estate Commercial real estate construction - Total commercial loans Total SBA, SBA 504 and commercial loans $ $ $ $ Residential mortgage & Consumer loans - Performing/Nonperforming (In thousands) Performing Nonperforming Total Residential mortgage loans $ $ $ Consumer loans Home equity Consumer other - Total consumer loans Total residential mortgage and consumer loans $ $ $ The tables below detail the Company’s loan portfolio by class according to their credit quality indicators discussed in the paragraphs above as of December 31, 2014: December 31, 2014 SBA, SBA 504 & Commercial loans - Internal risk ratings (In thousands) Pass Special mention Substandard Total SBA loans held for investment $ $ $ $ SBA 504 loans Commercial loans Commercial other Commercial real estate Commercial real estate construction - - Total commercial loans Total SBA, SBA 504 and commercial loans $ $ $ $ Residential mortgage & Consumer loans - Performing/Nonperforming (In thousands) Performing Nonperforming Total Residential mortgage loans $ $ $ Consumer loans Home equity Consumer other Total consumer loans Total residential mortgage and consumer loans $ $ $ Nonperforming and Past Due Loans Nonperforming loans consist of loans that are not accruing interest (nonaccrual loans) as a result of principal or interest being in default for a period of 90 days or more or when the ability to collect principal and interest according to the contractual terms is in doubt. Loans past due 90 days or more and still accruing interest are not included in nonperforming loans and generally represent loans that are well collateralized and in a continuing process expected to result in repayment or restoration to current status. The risk of loss is difficult to quantify and is subject to fluctuations in collateral values, general economic conditions and other factors. The improved state of the economy has resulted in a substantial reduction in nonperforming loans and loan delinquencies. The Company values its collateral through the use of appraisals, broker price opinions, and knowledge of its local market. The following tables set forth an aging analysis of past due and nonaccrual loans as of June 30, 2015 and December 31, 2014: June 30, 2015 (In thousands) 30-59 days past due 60-89 days past due 90+ days and still accruing Nonaccrual (1) Total past due Current Total loans SBA loans held for investment $ $ $ - $ $ $ $ SBA 504 loans - - - Commercial loans Commercial other - - Commercial real estate - Commercial real estate construction - - - - - Residential mortgage loans Consumer loans Home equity - - Consumer other - - - - - Total loans held for investment $ $ $ $ $ $ $ SBA loans held for sale - - - - - Total loans $ $ $ $ $ $ $ (1) At June 30, 2015, nonaccrual loans included $2. 8 million of TDRs and $267 thousand of loans guaranteed by the SBA. The remaining $ 3. 4 million of TDRs are in accrual status because they are performing in accordance with their restructured terms. December 31, 2014 (In thousands) 30-59 days past due 60-89 days past due 90+ days and still accruing Nonaccrual (1) Total past due Current Total loans SBA loans held for investment $ $ $ $ $ $ $ SBA 504 loans - - Commercial loans Commercial other - - - Commercial real estate - Commercial real estate construction - - - - - Residential mortgage loans Consumer loans Home equity - Consumer other - - Total loans held for investment $ $ $ $ $ $ $ SBA loans held for sale - - - - - Total loans $ $ $ $ $ $ $ (1) At December 31, 2014, nonaccrual loans included $3.0 million of TDRs and $1.6 million of loans guaranteed by the SBA. The remaining $ 3.5 million of TDRs are in accrual status because they are performing in accordance with their restructured terms. Impaired Loans The Company has defined impaired loans to be all nonperforming loans individually evaluated for impairment and TDRs. Management considers a loan impaired when, based on current information and events, it is determined that the Company will not be able to collect all amounts due according to the loan contract. Impairment is evaluated on an individual basis for SBA, SBA 504, and commercial loans. The following table provides detail on the Company’s impaired loans that are individually evaluated for impairment with the associated allowance amount, if applicable, as of June 30, 2015: June 30, 2015 (In thousands) Unpaid principal balance Recorded investment Specific reserves With no related allowance: SBA loans held for investment (1) $ $ $ - SBA 504 loans - Commercial loans Commercial other - Commercial real estate - Total commercial loans - Total impaired loans with no related allowance - With an allowance: SBA loans held for investment (1) Commercial loans Commercial other Commercial real estate Total commercial loans Total impaired loans with a related allowance Total individually evaluated impaired loans: SBA loans held for investment (1) SBA 504 loans - Commercial loans Commercial other Commercial real estate Total commercial loans Total individually evaluated impaired loans $ $ $ (1) Balances are reduced by amount guaranteed by the SBA of $267 thousand at June 30, 2015. The following table provides detail on the Company’s impaired loans that are individually evaluated for impairment with the associated allowance amount, if applicable, as of December 31, 2014: December 31, 2014 (In thousands) Unpaid principal balance Recorded investment Specific reserves With no related allowance: SBA loans held for investment (1) $ $ $ - SBA 504 loans - Commercial loans Commercial other - Commercial real estate - Total commercial loans - Total impaired loans with no related allowance - With an allowance: SBA loans held for investment (1) SBA 504 loans Commercial loans Commercial other Commercial real estate Total commercial loans Total impaired loans with a related allowance Total individually evaluated impaired loans: SBA loans held for investment (1) SBA 504 loans Commercial loans Commercial other Commercial real estate Total commercial loans Total individually evaluated impaired loans $ $ $ (1) Balances are reduced by amount guaranteed by the SBA of $1.6 million at December 31, 2014. The following tables present the average recorded investments in impaired loans and the related amount of interest recognized during the time period in which the loans were impaired for the six months ended June 30, 2015 and 2014. The average balances are calculated based on the month-end balances of impaired loans. When the ultimate collectability of the total principal of an impaired loan is in doubt and the loan is on nonaccrual status, all payments are applied to principal under the cost recovery method, and therefore no interest income is recognized. The interest income recognized on impaired loans noted below represents primarily accruing TDRs and nominal amounts of income recognized on a cash basis for well-collateralized impaired loans. For the three months ended June 30, 2015 2014 (In thousands) Average recorded investment Interest income recognized on impaired loans Average recorded investment Interest income recognized on impaired loans SBA loans held for investment (1) $ $ $ $ SBA 504 loans Commercial loans Commercial other Commercial real estate Commercial real estate construction - - - Total $ $ $ $ (1) Balances are reduced by the average amount guaranteed by the SBA of $ 269 thousand and $2.0 million for the three months ended June 30, 2015 and 2014, respectively. For the six months ended June 30, 2015 2014 (In thousands) Average recorded investment Interest income recognized on impaired loans Average recorded investment Interest income recognized on impaired loans SBA loans held for investment (1) $ $ $ $ SBA 504 loans Commercial loans Commercial other Commercial real estate Commercial real estate construction - - - Total $ $ $ $ (1) Balances are reduced by the average amount guaranteed by the SBA of $ 534 thousand and $1.4 million for the six months ended June 30, 2015 and 2014, respectively. TDRs The Company's loan portfolio also includes certain loans that have been modified as TDRs. TDRs occur when a creditor, for economic or legal reasons related to a debtor’s financial condition, grants a concession to the debtor that it would not otherwise consider, unless it results in a delay in payment that is insignificant. These concessions typically include reductions in interest rate, extending the maturity of a loan, or a combination of both. When the Company modifies a loan, management evaluates for any possible impairment using either the discounted cash flows method, where the value of the modified loan is based on the present value of expected cash flows, discounted at the contractual interest rate of the original loan agreement, or by using the fair value of the collateral less selling costs if the loan is collateral-dependent. If management determines that the value of the modified loan is less than the recorded investment in the loan, impairment is recognized by segment or class of loan, as applicable, through an allowance estimate or charge-off to the allowance. This process is used, regardless of loan type, and for loans modified as TDRs that subsequently default on their modified terms. TDRs of $ 6. 2 million and $ 6.5 million are included in the impaired loan numbers as of June 30, 2015 and December 31, 2014, respectively. The decrease was due to principal pay downs. At June 30, 2015, there were specific reserves of $591 thousand on TDRs, $182 thousand on performing TDRs and $409 thousand on nonperforming TDRs. At December 31, 2014, there were specific reserves of $223 thousand on TDRs, $24 thousand on performing TDRs and $199 thousand on nonperforming TDRs. At June 30, 2015, $2.8 million of TDRs were in nonaccrual status, compared to $3.0 million at December 31, 2014. The remaining TDRs are in accrual status since they continue to perform in accordance with their restructured terms. To date, the Company’s TDRs consisted of interest rate reductions and maturity extensions. There has been no principal forgiveness. There were no loans modified during the three or six months ended June 30, 2015 and 2014 that were deemed to be TDRs. There were no loans modified as a TDR within the previous 12 months that subsequently defaulted at some point during the three or six months ended June 30, 2015. There was one loan modified as a TDR within the previous 12 months where a concession was made and the loan subsequently defaulted at some point during the three months ended June 30, 2014. In this case, subsequent default is defined as being transferred to nonaccrual status. There were no additional defaults during the previous year to date period. For the three months ended June 30, 2015 2014 (In thousands, except number of contracts) Number of contracts Recorded investment Number of contracts Recorded investment SBA loans held for investment - $ - $ Total - $ - $

Allowance for Loan Losses and R

Allowance for Loan Losses and Reserve for Unfunded Loan Commitments	6 Months Ended
	Jun. 30, 2015
Allowance for Loan Losses and Reserve for Unfunded Loan Commitments [Abstract]
Allowance for Loan Losses and Reserve for Unfunded Loan Commitments	Note 9. Allowance for Loan Losses and Reserve for Unfunded Loan Commitments Allowance for Loan Losses The Company has an established methodology to determine the adequacy of the allowance for loan losses that assesses the risks and losses inherent in the loan portfolio. At a minimum, the adequacy of the allowance for loan losses is reviewed by management on a quarterly basis. For purposes of determining the allowance for loan losses, the Company has segmented the loans in its portfolio by loan type. Loans are segmented into the following pools: SBA 7(a), SBA 504, commercial, residential mortgages, and consumer loans. Certain portfolio segments are further broken down into classes based on the associated risks within those segments and the type of collateral underlying each loan. Commercial loans are divided into the following four classes: commercial real estate, commercial real estate construction, unsecured business line of credit and commercial other. Consumer loans are divided into two classes as follows: Home equity and other. The standardized methodology used to assess the adequacy of the allowance includes the allocation of specific and general reserves. The same standard methodology is used, regardless of loan type. Specific reserves are made to individual impaired loans and TDRs (see Note 1 for additional information on this term). The general reserve is set based upon a representative average historical net charge-off rate adjusted for the following environmental factors: delinquency and impairment trends, charge-off and recovery trends, changes in the volume of restructured loans, volume and loan term trends, changes in risk and underwriting policy trends, staffing and experience changes, national and local economic trends, industry conditions and credit concentration changes. Within the five-year historical net charge-off rate, the Company weights the past three years more heavily as it believes it is more indicative of future charge-offs. All of the environmental factors are ranked and assigned a basis points value based on the following scale: low, low moderate, moderate, high moderate and high risk. Each environmental factor is evaluated separately for each class of loans and risk weighted based on its individual characteristics. · For SBA 7(a), SBA 504 and commercial loans, the estimate of loss based on pools of loans with similar characteristics is made through the use of a standardized loan grading system that is applied on an individual loan level and updated on a continuous basis. The loan grading system incorporates reviews of the financial performance of the borrower, including cash flow, debt-service coverage ratio, earnings power, debt level and equity position, in conjunction with an assessment of the borrower's industry and future prospects. It also incorporates analysis of the type of collateral and the relative loan to value ratio. · For residential mortgage and consumer loans, the estimate of loss is based on pools of loans with similar characteristics. Factors such as credit score, delinquency status and type of collateral are evaluated. Factors are updated frequently to capture the recent behavioral characteristics of the subject portfolios, as well as any changes in loss mitigation or credit origination strategies, and adjustments to the reserve factors are made as needed. According to the Company’s policy, a loss (“charge-off”) is to be recognized and charged to the allowance for loan losses as soon as a loan is recognized as uncollectable. All credits which are 90 days past due must be analyzed for the Company’s ability to collect on the credit. Once a loss is known to exist, the charge-off approval process is immediately expedited. This charge-off policy is followed for all loan types. The allocated allowance is the total of identified specific and general reserves by loan category. The allocation is not necessarily indicative of the categories in which future losses may occur. The total allowance is available to absorb losses from any segment of the portfolio. An unallocated component is maintained to cover uncertainties that could affect management’s estimate of probable losses. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in methodologies for estimating allocated and general reserves in the portfolio. The unallocated portion of the allowance increased during the quarter ended June 30, 2015 due to improvements in current period charge off percentages offset by a larger loan portfolio requiring a larger general reserve. T he following tables detail the activity in the allowance for loan losses by portfolio segment for the three months ended June 30, 2015 and 2014: For the three months ended June 30, 2015 (In thousands) SBA held for investment SBA 504 Commercial Residential Consumer Unallocated Total Balance, beginning of period $ $ $ $ $ $ $ Charge-offs - - - Recoveries - - Net (charge-offs) recoveries - - Provision for loan losses charged to expense - Balance, end of period $ $ $ $ $ $ $ For the three months ended June 30, 2014 (In thousands) SBA held for investment SBA 504 Commercial Residential Consumer Unallocated Total Balance, beginning of period $ $ $ $ $ $ $ Charge-offs - - Recoveries - - - Net (charge-offs) recoveries - - Provision for loan losses charged to expense Balance, end of period $ $ $ $ $ $ $ The following tables detail the activity in the allowance for loan losses by portfolio segment for the six months ended June 30, 2015 and 2014: For the six months ended June 30, 2015 (In thousands) SBA held for investment SBA 504 Commercial Residential Consumer Unallocated Total Balance, beginning of period $ $ $ $ $ $ $ Charge-offs - - Recoveries - - Net (charge-offs) recoveries - Provision for loan losses charged to expense Balance, end of period $ $ $ $ $ $ $ For the six months ended June 30, 2014 (In thousands) SBA held for investment SBA 504 Commercial Residential Consumer Unallocated Total Balance, beginning of period $ $ $ $ $ $ $ Charge-offs - Recoveries - - - Net (charge-offs) recoveries - Provision for loan losses charged to expense Balance, end of period $ $ $ $ $ $ $ The following tables present loans and their related allowance for loan losses, by portfolio segment, as of June 30, 2015 and December 31, 2014: June 30, 2015 (In thousands) SBA held for investment SBA 504 Commercial Residential Consumer Unallocated Total Allowance for loan losses ending balance: Individually evaluated for impairment $ $ - $ $ - $ - $ - $ Collectively evaluated for impairment Total $ $ $ $ $ $ $ Loan ending balances: Individually evaluated for impairment $ $ $ $ - $ - $ - $ Collectively evaluated for impairment - Total $ $ $ $ $ $ - $ December 31, 2014 (In thousands) SBA held for investment SBA 504 Commercial Residential Consumer Unallocated Total Allowance for loan losses ending balance: Individually evaluated for impairment $ $ $ $ - $ - $ - $ Collectively evaluated for impairment Total $ $ $ $ $ $ $ Loan ending balances: Individually evaluated for impairment $ $ $ $ - $ - $ - $ Collectively evaluated for impairment - Total $ $ $ $ $ $ - $ Changes in Methodology: The Company did not make any changes to its allowance for loan losses methodology in the current period. Reserve for Unfunded Loan Commitments In addition to the allowance for loan losses, the Company maintains a reserve for unfunded loan commitments at a level that management believes is adequate to absorb estimated probable losses. Adjustments to the reserve are made through other expense and applied to the reserve which is classified as other liabilities. At June 30, 2015, a $ 193 thousand commitment reserve was reported on the balance sheet as an “other liability”, compared to a $ 151 thousand commitment reserve at December 31, 2014.

New Accounting Pronouncements

New Accounting Pronouncements	6 Months Ended
	Jun. 30, 2015
New Accounting Pronouncements [Abstract]
New Accounting Pronouncements	Note 10. New Accounting Pronouncements ASU 2014-09, “Revenue from Contracts with Customers (Topic 606).” This ASU has three sections: Section A – Summary and amendments that creates revenue from contracts with customers (Topic 606) and Other Assets and Deferred Costs – Contracts with Customers (Subtopic 340-40); Section B – Conforming amendments to other topics and subtopics in the codification and status tables; Section C – Background information and basis for conclusions. The accounting changes in this update have been revised to defer the effective date for public business entities for annual reporting periods beginning after December 15, 2017 and the interim periods within that year. Early adoption is permitted as of the first interim or annual period beginning after December 15, 2016. The Company is currently evaluating the impact of the standard. ASU 2015-01, “Income Statement-Extraordinary and Unusual Items (Subtopic 225-20): Simplifying Income Statement Presentation by Eliminating the Concept of Extraordinary Items.” ASU 2015-01 seeks to eliminate from generally accepted accounting principles (“GAAP”) the concept of extraordinary items. Presently, an event or transaction is presumed to be an ordinary and usual activity of the reporting entity unless evidence clearly supports its classification as an extraordinary item. The guidance was issued as part of an initiative to reduce complexity in accounting standards. The amendments in this update are effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015. A reporting entity may apply the amendments prospectively. A reporting entity also may apply the amendments retrospectively to all prior periods presented in the financial statements. Early adoption is permitted provided that the guidance is applied from the beginning of the fiscal year of adoption. The effective date is the same for both public business entities and all other entities. The Company does not expect adoption of this guidance to have a material effect on the financial condition or results of operations of the Company.

Significant Accounting Polici19

Significant Accounting Policies (Policy)	6 Months Ended
	Jun. 30, 2015
Significant Accounting Policies [Abstract]
Overview	The accompanying Consolidated Financial Statements include the accounts of Unity Bancorp, Inc. (the "Parent Company") and its wholly-owned subsidiary, Unity Bank (the "Bank" or when consolidated with the Parent Company, the "Company"), and reflect all adjustments and disclosures which are generally routine and recurring in nature, and in the opinion of management, necessary for a fair presentation of interim results. The Bank has multiple subsidiaries used to hold part of its investment and loan portfolios and OREO properties. All significant intercompany balances and transactions have been eliminated in consolidation. Certain reclassifications have been made to prior period amounts to conform to the current year presentation, with no impact on current earnings or shareholders’ equity. The financial information has been prepared in accordance with U.S. generally accepted accounting principles and has not been audited. In preparing the financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities and revenues and expenses during the reporting periods. Actual results could differ from those estimates. Amounts requiring the use of significant estimates include the allowance for loan losses, valuation of deferred tax and servicing assets, the carrying value of loans held for sale and other real estate owned, the valuation of securities and the determination of other-than-temporary impairment for securities and fair value disclosures. Management believes that the allowance for loan losses is adequate. While management uses available information to recognize losses on loans, future additions to the allowance for loan losses may be necessary based on changes in economic conditions. The Company has evaluated subsequent events for potential recognition and/or disclosure through the date the Consolidated Financial Statements included in this Quarterly Report on Form 10-Q were available to be issued. The interim unaudited Consolidated Financial Statements included herein have been prepared in accordance with instructions for Form 10-Q and the rules and regulations of the Securities and Exchange Commission (“SEC”) and consist of normal recurring adjustments necessary for the fair presentation of interim results. The results of operations for the three and six months ended June 30, 2015 are not necessarily indicative of the results which may be expected for the entire year. As used in this Form 10-Q, “we” and “us” and “our” refer to Unity Bancorp, Inc., and its consolidated subsidiary, Unity Bank, depending on the context. Certain information and financial disclosures required by U.S. generally accepted accounting principles have been condensed or omitted from interim reporting pursuant to SEC rules. Interim financial statements should be read in conjunction with the Company’s Consolidated Financial Statements and notes thereto included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2014.
Stock-Based Compensation	Stock Transactions Stock Option Plans The Company has incentive and nonqualified option plans, which allow for the grant of options to officers, employees and members of the Board of Directors. Transactions under the Company’s stock option plans for the six months ended June 30, 2015 are summarized in the following table: Shares Weighted average exercise price Weighted average remaining contractual life in years Aggregate intrinsic value Outstanding at December 31, 2014 $ $ Options granted Options exercised - - Options cancelled - - Outstanding at June 30, 2015 $ $ Exercisable at June 30, 2015 $ $ Grants under the Company’s incentive and nonqualified option plans generally vest over 3 years and must be exercised within 10 years of the date of grant. The exercise price of each option is the market price on the date of grant. As of June 30, 2015, 1,920,529 shares have been reserved for issuance upon the exercise of options, 458,921 option grants are outstanding, and 1,252,416 option grants have been exercised, forfeited or expired, leaving 209,192 shares available for grant. The fair values of the options granted during the three and six months ended June 30, 2015 and 2014 were estimated on the date of grant using the Black-Scholes option-pricing model with the following weighted average assumptions: For the three months ended June 30, For the six months ended June 30, 2015 2014 2015 2014 Number of options granted - Weighted average exercise price $ - $ $ $ Weighted average fair value of options $ - $ $ $ Expected life in years (1) - Expected volatility (2) - % % % % Risk-free interest rate (3) - % % % % Dividend yield (4) - % % % % (1) The expected life of the options was estimated based on historical employee behavior and represents the period of time that options granted are expected to be outstanding. (2) The expected volatility of the Company’s stock price was based on the historical volatility over the period commensurate with the expected life of the options. (3) The risk-free interest rate is the U.S. Treasury rate commensurate with the expected life of the options on the date of grant. (4) The expected dividend yield is the projected annual yield based on the grant date stock price. Upon exercise, the Company issues shares from its authorized but unissued common stock to satisfy the options. The following table presents information about options exercised during the three and six months ended June 30, 2015 and 2014 : For the three months ended June 30, For the six months ended June 30, 2015 2014 2015 2014 Number of options exercised - - - Total intrinsic value of options exercised $ - $ - $ - $ Cash received from options exercised - - - Tax deduction realized from options exercised - - - The following table summarizes information about stock options outstanding and exercisable at June 30, 2015: Options outstanding Options exercisable Range of exercise prices Options outstanding Weighted average remaining contractual life (in years) Weighted average exercise price Options exercisable Weighted average exercise price $ 0.00 - 4.00 $ $ 4.01 - 7.00 7.01 - 10.00 10.01 - 13.00 Total $ $ Financial Accounting Standards Board Accounting Standards Codification ("FASB ASC") Topic 718, “Compensation - Stock Compensation,” requires an entity to recognize the fair value of equity awards as compensation expense over the period during which an employee is required to provide service in exchange for such an award (vesting period). Compensation expense related to stock options and the related income tax benefit for the three and six months ended June 30, 2015 and 2014 are detailed in the following table: For the three months ended June 30, For the six months ended June 30, 2015 2014 2015 2014 Compensation expense $ $ $ $ Income tax benefit As of June 30, 2015, unrecognized compensation costs related to nonvested share-based compensation arrangements granted under the Company’s stock option plans totaled approximately $ 273 thousand. That cost is expected to be recognized over a weighted average period of 2.1 years. Restricted Stock Awards Restricted stock is issued under the stock bonus program to reward employees and directors and to retain them by distributing stock over a period of time. The following table summarizes nonvested restricted stock activity for the six months ended June 30, 2015: Shares Average grant date fair value Nonvested restricted stock at December 31, 2014 $ Granted Vested Forfeited - - Nonvested restricted stock at June 30, 2015 $ Restricted stock awards granted to date vest over a period of 4 years and are recognized as compensation to the recipient over the vesting period. The awards are recorded at fair market value at the time of grant and amortized into salary expense on a straight line basis over the vesting period. As of June 30, 2015 , 471,551 shares of restricted stock were reserved for issuance, of which 179,700 shares are available for grant. Restricted stock awards granted during the three and six months ended June 30, 2015 and 2014 were as follows: For the three months ended June 30, For the six months ended June 30, 2015 2014 2015 2014 Number of shares granted - Average grant date fair value $ - $ $ $ Compensation expense related to restricted stock for the three and six months ended June 30, 2015 and 2014 is detailed in the following table: For the three months ended June 30, For the six months ended June 30, 2015 2014 2015 2014 Compensation expense $ $ $ $ Income tax benefit As of June 30, 2015, there was approximately $ 654 thousand of unrecognized compensation cost related to nonvested restricted stock awards granted under the Company’s stock incentive plans. That cost is expected to be recognized over a weighted average period of 2.8 years.
Benefit Plans	Benefit Plans In addition to the 401(k) savings plan which covers substantially all employees, the Company has established in 2015 an unfunded supplemental defined benefit plan to provide additional retirement benefits for the President and Chief Executive Officer (“CEO”). On June 4, 2015, the Company approved the Supplemental Executive Retirement Plan (the “SERP”) pursuant to which the President and CEO is entitled to receive certain supplemental nonqualified retirement benefits. Upon separation from service after age 66, the President and CEO will be entitled to an annual benefit in the amount of $ 156,000 subject to annual 2% increases. The President and CEO commenced vesting to this retirement benefit on January 1, 2014, and shall vest an additional 3% each year until fully vested on January 1, 2024. In the event that the President and CEO’s separation from service from the Registrant were to occur prior to full vesting, the President and CEO would be entitled to and shall be paid the vested portion of the retirement benefit calculated as of the date of separation from service. Notwithstanding the foregoing, upon a Change in Control, and provided that within 6 months following the Change in Control the President and CEO is involuntary terminated for reasons other than “cause” or the President and CEO resigns for “good reason”, as such is defined in the SERP, or the President and CEO voluntarily terminates the his employment after being offered continued employment in a positions that is not a “Comparable Position”, as such is also defined in the SERP, the President and CEO shall become 100% vested in the full retirement benefit. No contributions or payments have been made or are anticipated for the year 2015. The following table summarizes the components of the net periodic pension cost of the defined benefit plan recognized during the three- and six-month periods ended: (In thousands) For the three and six months ended Components of net periodic benefits cost: June 30, 2015 Service cost $ Interest cost Amortization of prior service cost Net periodic benefit cost $
Securities	Other-Than-Temporary Impairment The Company has a process in place to identify debt securities that could potentially incur credit impairment that is other-than-temporary. This process involves monitoring late payments, pricing levels, downgrades by rating agencies, key financial ratios, financial statements, revenue forecasts and cash flow projections as indicators of credit issues. Management evaluates securities for other-than-temporary impairment at least on a quarterly basis, and more frequently when economic or market concern warrants such evaluation. This evaluation considers relevant facts and circumstances in evaluating whether a credit or interest rate-related impairment of a security is other-than-temporary. Relevant facts and circumstances considered include: (1) the extent and length of time the fair value has been below cost; (2) the reasons for the decline in value; (3) the financial position and access to capital of the issuer, including the current and future impact of any specific events and (4) for fixed maturity securities, our intent to sell a security or whether it is more likely than not we will be required to sell the security before the recovery of its amortized cost which, in some cases, may extend to maturity and for equity securities, our ability and intent to hold the security for a forecasted period of time that allows for the recovery in value. Management assesses its intent to sell or whether it is more likely than not that it will be required to sell a security before recovery of its amortized cost basis less any current-period credit losses. For debt securities that are considered other-than-temporarily impaired with no intent to sell and no requirement to sell prior to recovery of its amortized cost basis, the amount of the impairment is separated into the amount that is credit related (credit loss component) and the amount due to all other factors. The credit loss component is recognized in earnings and is the difference between the security’s amortized cost basis and the present value of its expected future cash flows. The remaining difference between the security’s fair value and the present value of future expected cash flows is due to factors that are not credit related and is recognized in other comprehensive income. For debt securities where management has the intent to sell, the amount of the impairment is reflected in earnings as realized losses. The present value of expected future cash flows is determined using the best estimate cash flows discounted at the effective interest rate implicit to the security at the date of purchase or the current yield to accrete an asset-backed or floating rate security. The methodology and assumptions for establishing the best estimate cash flows vary depending on the type of security. The asset-backed securities cash flow estimates are based on bond specific facts and circumstances that may include collateral characteristics, expectations of delinquency and default rates, loss severity and prepayment speeds and structural support, including subordination and guarantees. The corporate bond cash flow estimates are derived from scenario-based outcomes of expected corporate restructurings or the disposition of assets using bond specific facts and circumstances including timing, security interests and loss severity.
Transfers of Financial Assets	Transfers of Financial Assets Transfers of financial assets are accounted for as sales, when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Company, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (3) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity.
Loans	Loans Loans Held for Sale Loans held for sale represent the guaranteed portion of Small Business Administration (“SBA”) loans and are reflected at the lower of aggregate cost or market value. The Company originates loans to customers under an SBA program that historically has provided for SBA guarantees of up to 90 percent of each loan. The Company generally sells the guaranteed portion of its SBA loans to a third party and retains the servicing, holding the nonguaranteed portion in its portfolio. The net amount of loan origination fees on loans sold is included in the carrying value and in the gain or loss on the sale. When sales of SBA loans do occur, the premium received on the sale and the present value of future cash flows of the servicing assets are recognized in income. All criteria for sale accounting must be met in order for the loan sales to occur; see details under the “Transfers of Financial Assets” heading above. Servicing assets represent the estimated fair value of retained servicing rights, net of servicing costs, at the time loans are sold. Servicing assets are amortized in proportion to, and over the period of, estimated net servicing revenues. Impairment is evaluated based on stratifying the underlying financial assets by date of origination and term. Fair value is determined using prices for similar assets with similar characteristics, when available, or based upon discounted cash flows using market-based assumptions. Any impairment, if temporary, would be reported as a valuation allowance. Serviced loans sold to others are not included in the accompanying Consolidated Balance Sheets. Income and fees collected for loan servicing are credited to noninterest income when earned, net of amortization on the related servicing assets. Loans Held to Maturity Loans held to maturity are stated at the unpaid principal balance, net of unearned discounts and deferred loan origination fees and costs. In accordance with the level yield method, loan origination fees, net of direct loan origination costs, are deferred and recognized over the estimated life of the related loans as an adjustment to the loan yield. Interest is credited to operations primarily based upon the principal balance outstanding. Loans are reported as past due when either interest or principal is unpaid in the following circumstances: fixed payment loans when the borrower is in arrears for two or more monthly payments; open end credit for two or more billing cycles; and single payment notes if interest or principal remains unpaid for 30 days or more. Nonperforming loans consist of loans that are not accruing interest as a result of principal or interest being in default for a period of 90 days or more or when the ability to collect principal and interest according to the contractual terms is in doubt (nonaccrual loans). When a loan is classified as nonaccrual, interest accruals are discontinued and all past due interest previously recognized as income is reversed and charged against current period earnings. Generally, until the loan becomes current, any payments received from the borrower are applied to outstanding principal until such time as management determines that the financial condition of the borrower and other factors merit recognition of a portion of such payments as interest income. Loans may be returned to an accrual status when the ability to collect is reasonably assured and when the loan is brought current as to principal and interest. Loans are charged off when collection is sufficiently questionable and when the Company can no longer justify maintaining the loan as an asset on the balance sheet. Loans qualify for charge-off when, after thorough analysis, all possible sources of repayment are insufficient. These include: 1) potential future cash flows, 2) value of collateral, and/or 3) strength of co-makers and guarantors. All unsecured loans are charged off upon the establishment of the loan’s nonaccrual status. Additionally, all loans classified as a loss or that portion of the loan classified as a loss is charged off. All loan charge-offs are approved by the Board of Directors. Troubled debt restructurings ("TDRs") occur when a creditor, for economic or legal reasons related to a debtor’s financial condition, grants a concession to the debtor that it would not otherwise consider. These concessions typically include reductions in interest rate, extending the maturity of a loan, or a combination of both. Interest income on accruing TDRs is credited to operations primarily based upon the principal amount outstanding, as stated in the paragraphs above. The Company evaluates its loans for impairment. A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect all amounts due according to the contractual terms of the loan agreement. The Company has defined impaired loans to be all TDRs and nonperforming loans individually evaluated for impairment. Impairment is evaluated in total for smaller-balance loans of a similar nature (consumer and residential mortgage loans), and on an individual basis for all other loans. Impairment of a loan is measured based on the present value of expected future cash flows, discounted at the loan's effective interest rate, or as a practical expedient, based on a loan’s observable market price or the fair value of collateral, net of estimated costs to sell, if the loan is collateral-dependent. If the value of the impaired loan is less than the recorded investment in the loan, the Company establishes a valuation allowance, or adjusts existing valuation allowances, with a corresponding charge to the provision for loan losses. For additional information on loans, see Note 8 to the Consolidated Financial Statements and the section titled "Loan Portfolio" under Item 2. Management's Discussion and Analysis.
Allowance for Loan Losses and Reserve for Unfunded Loan Commitments	Allowance for Loan Losses and Reserve for Unfunded Loan Commitments The allowance for loan losses is maintained at a level management considers adequate to provide for probable loan losses as of the balance sheet date. The allowance is increased by provisions charged to expense and is reduced by net charge-offs. The level of the allowance is based on management’s evaluation of probable losses in the loan portfolio, after consideration of prevailing economic conditions in the Company’s market area, the volume and composition of the loan portfolio, and historical loan loss experience. The allowance for loan losses consists of specific reserves for individually impaired credits and TDRs, reserves for nonimpaired loans based on historical loss factors and reserves based on general economic factors and other qualitative risk factors such as changes in delinquency trends, industry concentrations or local/national economic trends. This risk assessment process is performed at least quarterly, and, as adjustments become necessary, they are realized in the periods in which they become known. Although management attempts to maintain the allowance at a level deemed adequate to provide for probable losses, future additions to the allowance may be necessary based upon certain factors including changes in market conditions and underlying collateral values. In addition, various regulatory agencies periodically review the adequacy of the Company’s allowance for loan losses. These agencies may require the Company to make additional provisions based on their judgments about information available to them at the time of their examination. The Company maintains an allowance for unfunded loan commitments that is maintained at a level that management believes is adequate to absorb estimated probable losses. Adjustments to the allowance are made through other expenses and applied to the allowance which is maintained in other liabilities. For additional information on the allowance for loan losses and unfunded loan commitments, see Note 9 to the Consolidated Financial Statements and the sections titled "Asset Quality" and "Allowance for Loan Losses and Reserve for Unfunded Loan Commitments" under Item 2. Management's Discussion and Analysis.
Income Taxes	Income Taxes The Company accounts for income taxes according to the asset and liability method. Under this method, deferred tax assets and liabilities are recognized for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax basis. Deferred tax assets and liabilities are measured using the enacted tax rates applicable to taxable income for the years in which those temporary differences are expected to be recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the period that includes the enactment date. Valuation reserves are established against certain deferred tax assets when it is more likely than not that the deferred tax assets will not be realized. Increases or decreases in the valuation reserve are charged or credited to the income tax provision. When tax returns are filed, it is highly certain that some positions taken would be sustained upon examination by the taxing authorities, while others are subject to uncertainty about the merits of the position taken or the amount of the position that ultimately would be sustained. The benefit of a tax position is recognized in the financial statements in the period during which, based on all available evidence, management believes it is more likely than not that the position will be sustained upon examination, including the resolution of appeals or litigation processes, if any. The evaluation of a tax position taken is considered by itself and not offset or aggregated with other positions. Tax positions that meet the more likely than not recognition threshold are measured as the largest amount of tax benefit that is more than 50 percent likely of being realized upon settlement with the applicable taxing authority. The portion of benefits associated with tax positions taken that exceeds the amount measured as described above is reflected as a liability for unrecognized tax benefits in the accompanying balance sheet along with any associated interest and penalties that would be payable to the taxing authorities upon examination. Interest and penalties associated with unrecognized tax benefits would be recognized in income tax expense on the income statement.

Significant Accounting Polici20

Significant Accounting Policies (Tables)	6 Months Ended
	Jun. 30, 2015
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Summary of Components of Net Periodic Pension Cost of Defined Benefit Plan Recognized	(In thousands) For the three and six months ended Components of net periodic benefits cost: June 30, 2015 Service cost $ Interest cost Amortization of prior service cost Net periodic benefit cost $
Stock Options [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Transactions under the Company’s stock option plans	Shares Weighted average exercise price Weighted average remaining contractual life in years Aggregate intrinsic value Outstanding at December 31, 2014 $ $ Options granted Options exercised - - Options cancelled - - Outstanding at June 30, 2015 $ $ Exercisable at June 30, 2015 $ $
Stock Options, Valuation Assumptions	For the three months ended June 30, For the six months ended June 30, 2015 2014 2015 2014 Number of options granted - Weighted average exercise price $ - $ $ $ Weighted average fair value of options $ - $ $ $ Expected life in years (1) - Expected volatility (2) - % % % % Risk-free interest rate (3) - % % % % Dividend yield (4) - % % % % (1) The expected life of the options was estimated based on historical employee behavior and represents the period of time that options granted are expected to be outstanding. (2) The expected volatility of the Company’s stock price was based on the historical volatility over the period commensurate with the expected life of the options. (3) The risk-free interest rate is the U.S. Treasury rate commensurate with the expected life of the options on the date of grant. (4) The expected dividend yield is the projected annual yield based on the grant date stock price.
Information About Options Exercised	For the three months ended June 30, For the six months ended June 30, 2015 2014 2015 2014 Number of options exercised - - - Total intrinsic value of options exercised $ - $ - $ - $ Cash received from options exercised - - - Tax deduction realized from options exercised - - -
Schedule of Stock Options, by Exercise Price Range	Options outstanding Options exercisable Range of exercise prices Options outstanding Weighted average remaining contractual life (in years) Weighted average exercise price Options exercisable Weighted average exercise price $ 0.00 - 4.00 $ $ 4.01 - 7.00 7.01 - 10.00 10.01 - 13.00 Total $ $
Compensation Expense Related to Stock Options	For the three months ended June 30, For the six months ended June 30, 2015 2014 2015 2014 Compensation expense $ $ $ $ Income tax benefit
Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Compensation Related Costs, Share-based Payments	For the three months ended June 30, For the six months ended June 30, 2015 2014 2015 2014 Compensation expense $ $ $ $ Income tax benefit
Summary of Nonvested Restricted Stock Activity	Shares Average grant date fair value Nonvested restricted stock at December 31, 2014 $ Granted Vested Forfeited - - Nonvested restricted stock at June 30, 2015 $
Restricted Stock Grants	For the three months ended June 30, For the six months ended June 30, 2015 2014 2015 2014 Number of shares granted - Average grant date fair value $ - $ $ $

Net Income per Share (Tables)

Net Income per Share (Tables)	6 Months Ended
	Jun. 30, 2015
Net Income per Share [Abstract]
Reconciliation Of The Calculation Of Basic And Diluted Income Per Share	For the three months ended June 30, For the six months ended June 30, (In thousands, except per share amounts) 2015 2014 2015 2014 Net income $ $ $ $ Weighted average common shares outstanding - Basic Plus: Potential dilutive common stock equivalents Weighted average common shares outstanding - Diluted Net income per common share - Basic $ $ $ $ Net income per common share - Diluted Stock options and common stock excluded from the income per share calculation as their effect would have been anti-dilutive

Other Comprehensive (Loss) In22

Other Comprehensive (Loss) Income (Tables)	6 Months Ended
	Jun. 30, 2015
Other Comprehensive (Loss) Income [Abstract]
Changes in Other Comprehensive (Loss) Income	For the three months ended June 30, 2015 2014 (In thousands) Net unrealized gains (losses) on securities Adjustments related to defined benefit plan Accumulated other comprehensive (loss) income Net unrealized (losses) gains on securities Accumulated other comprehensive (loss) income Balance at March 31 $ $ - $ $ $ Other comprehensive (loss) income before reclassifications Less amounts reclassified from accumulated other comprehensive loss Period change Balance at June 30 $ $ $ $ $ For the six months ended June 30, 2015 2014 (In thousands) Net unrealized gains (losses) on securities Adjustments related to defined benefit plan Accumulated other comprehensive (loss) income Net unrealized (losses) gains on securities Accumulated other comprehensive (loss) income Balance at January 1 $ $ - $ $ $ Other comprehensive (loss) income before reclassifications Less amounts reclassified from accumulated other comprehensive loss Period change Balance at June 30 $ $ $ $ $
Reclassification out of Accumulated Other Comprehensive Income [Table Text Block]	Details about accumulated other comprehensive (loss) income components Amounts reclassified from accumulated other comprehensive (loss) income Affected line item in the statement where net income is presented (In thousands) For the three months ended June 30, 2015 2014 Investment securities available for sale: Reclassification adjustment for gains on securities included in net income $ $ Net security sales Adjustments related to defined benefit plan: Amortization of prior service cost included in net periodic pension cost - Compensation and benefits Effect on accumulated other loss (income) for the period Total before tax Income tax benefit (expense) Provision for income taxes Total reclassification for the period $ $ Net income Details about accumulated other comprehensive (loss) income components Amounts reclassified from accumulated other comprehensive (loss) income Affected line item in the statement where net income is presented (In thousands) For the six months ended June 30, 2015 2014 Investment securities available for sale: Reclassification adjustment for gains on securities included in net income $ $ Net security sales Adjustments related to defined benefit plan: Amortization of prior service cost included in net periodic pension cost - Compensation and benefits Effect on accumulated other loss (income) for the period Total before tax Income tax benefit (expense) Provision for income taxes Total reclassification for the period $ $ Net income

Fair Value (Tables)

Fair Value (Tables)	6 Months Ended
	Jun. 30, 2015
Fair Value [Abstract]
Balances of Assets And Liabilities Measured at Fair Value on Recurring Basis	June 30, 2015 (In thousands) Level 1 Level 2 Level 3 Total Securities available for sale: U.S. Government sponsored entities $ - $ $ - $ State and political subdivisions - - Residential mortgage-backed securities - - Corporate and other securities - - Total securities available for sale $ - $ $ - $ December 31, 2014 (In thousands) Level 1 Level 2 Level 3 Total Securities available for sale: U.S. Government sponsored entities $ - $ $ - $ State and political subdivisions - - Residential mortgage-backed securities - - Corporate and other securities - - Total securities available for sale $ - $ $ - $
Schedule of Fair Value Changes In Level 3	For the three months ended June 30, For the six ended June 30, (In thousands) 2015 2014 2015 2014 Commercial mortgage-backed securities: Balance, beginning of period $ - $ $ - $ Payoffs - - Principal paydowns - - Total net losses included in: Other comprehensive income - - Balance, end of period $ - $ - $ - $ -
Assets and Liabilities Carried on the Balance Sheet by Caption And By Level Within The Hierarchy	Fair value at June 30, 2015 (In thousands) Level 1 Level 2 Level 3 Total Financial assets: OREO $ - $ - $ $ Impaired collateral-dependent loans - - Fair value at December 31, 2014 (In thousands) Level 1 Level 2 Level 3 Total Financial assets: OREO $ - $ - $ $ Impaired collateral-dependent loans - -
Carrying Amount and Estimated Fair Values of Financial Instruments	June 30, 2015 December 31, 2014 (In thousands) Fair value level Carrying amount Estimated fair value Carrying amount Estimated fair value Financial assets: Cash and cash equivalents Level 1 $ $ $ $ Securities (1) Level 2 SBA loans held for sale Level 2 Loans, net of allowance for loan losses (2) Level 2 FHLB stock Level 2 Servicing assets Level 3 Accrued interest receivable Level 2 OREO Level 3 Financial liabilities: Deposits Level 2 Borrowed funds and subordinated debentures Level 2 Accrued interest payable Level 2 (1) Includes held to maturity (“HTM”) commercial mortgage-backed securities that are considered Level 3. These securities had book values of $ 4.0 million at June 30, 2015 and December 31, 2014, and market values of $3.9 million and $4.0 million at June 30, 2015 and December 31, 2014, respectively. (2) Includes collateral-dependent impaired loans that are considered Level 3 and reported separately in the tables under the “Fair Value on a Nonrecurring Basis” heading. Collateral-dependent impaired loans, net of specific reserves totaled $ 8.1 million and $ 4.9 million at June 30, 2015 and December 31, 2014, respectively.

Securities (Tables)

Securities (Tables)	6 Months Ended
	Jun. 30, 2015
Securities [Abstract]
Reconciliation From Amortized Cost to Estimated Fair Value of Marketable Securities	June 30, 2015 December 31, 2014 (In thousands) Amortized cost Gross unrealized gains Gross unrealized losses Estimated fair value Amortized cost Gross unrealized gains Gross unrealized losses Estimated fair value Available for sale: U.S. Government sponsored entities $ $ - $ $ $ $ - $ $ State and political subdivisions Residential mortgage-backed securities Corporate and other securities Total securities available for sale $ $ $ $ $ $ $ $ Held to maturity: U.S. Government sponsored entities $ $ - $ $ $ $ - $ $ State and political subdivisions - - Residential mortgage-backed securities Commercial mortgage-backed securities - Corporate and other securities - - Total securities held to maturity $ $ $ $ $ $ $ $
Schedule of Marketable Securities By Contractual Maturity	Within one year After one through five years After five through ten years After ten years Total carrying value (In thousands, except percentages) Amount Yield Amount Yield Amount Yield Amount Yield Amount Yield Available for sale at fair value: U.S. Government sponsored entities $ - - % $ % $ % $ % $ % State and political subdivisions Residential mortgage-backed securities - - Corporate and other securities - - Total securities available for sale $ % $ % $ % $ % $ % Held to maturity at cost: U.S. Government sponsored entities $ - - % $ - - % $ - - % $ % $ % State and political subdivisions - - - - Residential mortgage-backed securities - - Commercial mortgage-backed securities - - - - - - Corporate and other securities - - - - - - Total securities held to maturity $ % $ % $ % $ % $ %
Schedule of Marketable Securities In Unrealized Loss Position	June 30, 2015 Less than 12 months 12 months and greater Total (In thousands, except number in a loss position) Total number in a loss position Estimated fair value Unrealized loss Estimated fair value Unrealized loss Estimated fair value Unrealized loss Available for sale: U.S. Government sponsored entities $ $ $ $ $ $ State and political subdivisions - - Residential mortgage-backed securities Corporate and other securities Total temporarily impaired securities $ $ $ $ $ $ Held to maturity: U.S. Government sponsored entities $ - $ - $ $ $ $ Residential mortgage-backed securities - - Commercial mortgage-backed securities - - Corporate and other securities - - Total temporarily impaired securities $ $ $ $ $ $ December 31, 2014 Less than 12 months 12 months and greater Total (In thousands, except number in a loss position) Total number in a loss position Estimated fair value Unrealized loss Estimated fair value Unrealized loss Estimated fair value Unrealized loss Available for sale: U.S. Government sponsored entities $ - $ - $ $ $ $ State and political subdivisions - - Residential mortgage-backed securities Corporate and other securities Total temporarily impaired securities $ $ $ $ $ $ Held to maturity: U.S. Government sponsored entities $ - $ - $ $ $ $ Residential mortgage-backed securities - - Commercial mortgage-backed securities - - Corporate and other securities - - Total temporarily impaired securities $ - $ - $ $ $ $
Schedule of Realized Gains (Losses) for Marketable Securities	For the three months ended June 30, For the six months ended June 30, (In thousands) 2015 2014 2015 2014 Available for sale: Realized gains $ $ $ $ Realized losses - - Total securities available for sale Held to maturity: Realized gains - - - - Realized losses - - - - Total securities held to maturity - - - - Net gains on sales of securities $ $ $ $

Loans (Tables)

Loans (Tables)	6 Months Ended
	Jun. 30, 2015
Loans [Abstract]
Classification Of Loans By Class	(In thousands) June 30, 2015 December 31, 2014 SBA loans held for investment $ $ SBA 504 loans Commercial loans Commercial other Commercial real estate Commercial real estate construction Residential mortgage loans Consumer loans Home equity Consumer other Total loans held for investment $ $ SBA loans held for sale Total loans $ $
Loan Portfolio By Class According To Their Credit Quality Indicators	The tables below detail the Company’s loan portfolio by class according to their credit quality indicators discussed in the paragraphs above as of June 30, 2015: June 30, 2015 SBA, SBA 504 & Commercial loans - Internal risk ratings (In thousands) Pass Special mention Substandard Total SBA loans held for investment $ $ $ $ SBA 504 loans Commercial loans Commercial other Commercial real estate Commercial real estate construction - Total commercial loans Total SBA, SBA 504 and commercial loans $ $ $ $ Residential mortgage & Consumer loans - Performing/Nonperforming (In thousands) Performing Nonperforming Total Residential mortgage loans $ $ $ Consumer loans Home equity Consumer other - Total consumer loans Total residential mortgage and consumer loans $ $ $ The tables below detail the Company’s loan portfolio by class according to their credit quality indicators discussed in the paragraphs above as of December 31, 2014: December 31, 2014 SBA, SBA 504 & Commercial loans - Internal risk ratings (In thousands) Pass Special mention Substandard Total SBA loans held for investment $ $ $ $ SBA 504 loans Commercial loans Commercial other Commercial real estate Commercial real estate construction - - Total commercial loans Total SBA, SBA 504 and commercial loans $ $ $ $ Residential mortgage & Consumer loans - Performing/Nonperforming (In thousands) Performing Nonperforming Total Residential mortgage loans $ $ $ Consumer loans Home equity Consumer other Total consumer loans Total residential mortgage and consumer loans $ $ $
Aging Analysis Of Past Due And Nonaccrual Loans By Loan Class	June 30, 2015 (In thousands) 30-59 days past due 60-89 days past due 90+ days and still accruing Nonaccrual (1) Total past due Current Total loans SBA loans held for investment $ $ $ - $ $ $ $ SBA 504 loans - - - Commercial loans Commercial other - - Commercial real estate - Commercial real estate construction - - - - - Residential mortgage loans Consumer loans Home equity - - Consumer other - - - - - Total loans held for investment $ $ $ $ $ $ $ SBA loans held for sale - - - - - Total loans $ $ $ $ $ $ $ (1) At June 30, 2015, nonaccrual loans included $2. 8 million of TDRs and $267 thousand of loans guaranteed by the SBA. The remaining $ 3. 4 million of TDRs are in accrual status because they are performing in accordance with their restructured terms. December 31, 2014 (In thousands) 30-59 days past due 60-89 days past due 90+ days and still accruing Nonaccrual (1) Total past due Current Total loans SBA loans held for investment $ $ $ $ $ $ $ SBA 504 loans - - Commercial loans Commercial other - - - Commercial real estate - Commercial real estate construction - - - - - Residential mortgage loans Consumer loans Home equity - Consumer other - - Total loans held for investment $ $ $ $ $ $ $ SBA loans held for sale - - - - - Total loans $ $ $ $ $ $ $ At December 31, 2014, nonaccrual loans included $3.0 million of TDRs and $1.6 million of loans guaranteed by the SBA. The remaining $ 3.5 million of TDRs are in accrual status because they are performing in accordance with their restructured terms.
Impaired Loans With The Associated Allowance Amount	The following table provides detail on the Company’s impaired loans that are individually evaluated for impairment with the associated allowance amount, if applicable, as of June 30, 2015: June 30, 2015 (In thousands) Unpaid principal balance Recorded investment Specific reserves With no related allowance: SBA loans held for investment (1) $ $ $ - SBA 504 loans - Commercial loans Commercial other - Commercial real estate - Total commercial loans - Total impaired loans with no related allowance - With an allowance: SBA loans held for investment (1) Commercial loans Commercial other Commercial real estate Total commercial loans Total impaired loans with a related allowance Total individually evaluated impaired loans: SBA loans held for investment (1) SBA 504 loans - Commercial loans Commercial other Commercial real estate Total commercial loans Total individually evaluated impaired loans $ $ $ (1) Balances are reduced by amount guaranteed by the SBA of $267 thousand at June 30, 2015. The following table provides detail on the Company’s impaired loans that are individually evaluated for impairment with the associated allowance amount, if applicable, as of December 31, 2014: December 31, 2014 (In thousands) Unpaid principal balance Recorded investment Specific reserves With no related allowance: SBA loans held for investment (1) $ $ $ - SBA 504 loans - Commercial loans Commercial other - Commercial real estate - Total commercial loans - Total impaired loans with no related allowance - With an allowance: SBA loans held for investment (1) SBA 504 loans Commercial loans Commercial other Commercial real estate Total commercial loans Total impaired loans with a related allowance Total individually evaluated impaired loans: SBA loans held for investment (1) SBA 504 loans Commercial loans Commercial other Commercial real estate Total commercial loans Total individually evaluated impaired loans $ $ $ (1) Balances are reduced by amount guaranteed by the SBA of $1.6 million at December 31, 2014.
Average Recorded Investments in Impaired Loans and the Related Amount of Interest Recognized	For the three months ended June 30, 2015 2014 (In thousands) Average recorded investment Interest income recognized on impaired loans Average recorded investment Interest income recognized on impaired loans SBA loans held for investment (1) $ $ $ $ SBA 504 loans Commercial loans Commercial other Commercial real estate Commercial real estate construction - - - Total $ $ $ $ (1) Balances are reduced by the average amount guaranteed by the SBA of $ 269 thousand and $2.0 million for the three months ended June 30, 2015 and 2014, respectively. For the six months ended June 30, 2015 2014 (In thousands) Average recorded investment Interest income recognized on impaired loans Average recorded investment Interest income recognized on impaired loans SBA loans held for investment (1) $ $ $ $ SBA 504 loans Commercial loans Commercial other Commercial real estate Commercial real estate construction - - - Total $ $ $ $ (1) Balances are reduced by the average amount guaranteed by the SBA of $ 534 thousand and $1.4 million for the six months ended June 30, 2015 and 2014, respectively.
Troubled Debt Restructurings Loans Modified	For the three months ended June 30, 2015 2014 (In thousands, except number of contracts) Number of contracts Recorded investment Number of contracts Recorded investment SBA loans held for investment - $ - $ Total - $ - $

Allowance for Loan Losses and26

Allowance for Loan Losses and Reserve for Unfunded Loan Commitments (Tables)	6 Months Ended
	Jun. 30, 2015
Allowance for Loan Losses and Reserve for Unfunded Loan Commitments [Abstract]
Activity in the Allowance for Loan Losses by Portfolio Segment	For the three months ended June 30, 2015 (In thousands) SBA held for investment SBA 504 Commercial Residential Consumer Unallocated Total Balance, beginning of period $ $ $ $ $ $ $ Charge-offs - - - Recoveries - - Net (charge-offs) recoveries - - Provision for loan losses charged to expense - Balance, end of period $ $ $ $ $ $ $ For the three months ended June 30, 2014 (In thousands) SBA held for investment SBA 504 Commercial Residential Consumer Unallocated Total Balance, beginning of period $ $ $ $ $ $ $ Charge-offs - - Recoveries - - - Net (charge-offs) recoveries - - Provision for loan losses charged to expense Balance, end of period $ $ $ $ $ $ $ The following tables detail the activity in the allowance for loan losses by portfolio segment for the six months ended June 30, 2015 and 2014: For the six months ended June 30, 2015 (In thousands) SBA held for investment SBA 504 Commercial Residential Consumer Unallocated Total Balance, beginning of period $ $ $ $ $ $ $ Charge-offs - - Recoveries - - Net (charge-offs) recoveries - Provision for loan losses charged to expense Balance, end of period $ $ $ $ $ $ $ For the six months ended June 30, 2014 (In thousands) SBA held for investment SBA 504 Commercial Residential Consumer Unallocated Total Balance, beginning of period $ $ $ $ $ $ $ Charge-offs - Recoveries - - - Net (charge-offs) recoveries - Provision for loan losses charged to expense Balance, end of period $ $ $ $ $ $ $
Allowance for Credit Losses on Financing Receivables on Basis of Impairment Method	June 30, 2015 (In thousands) SBA held for investment SBA 504 Commercial Residential Consumer Unallocated Total Allowance for loan losses ending balance: Individually evaluated for impairment $ $ - $ $ - $ - $ - $ Collectively evaluated for impairment Total $ $ $ $ $ $ $ Loan ending balances: Individually evaluated for impairment $ $ $ $ - $ - $ - $ Collectively evaluated for impairment - Total $ $ $ $ $ $ - $ December 31, 2014 (In thousands) SBA held for investment SBA 504 Commercial Residential Consumer Unallocated Total Allowance for loan losses ending balance: Individually evaluated for impairment $ $ $ $ - $ - $ - $ Collectively evaluated for impairment Total $ $ $ $ $ $ $ Loan ending balances: Individually evaluated for impairment $ $ $ $ - $ - $ - $ Collectively evaluated for impairment - Total $ $ $ $ $ $ - $

Significant Accounting Polici27

Significant Accounting Policies (Stock Transactions - Stock Option Plans Narrative) (Details) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2015	Dec. 31, 2014
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number	458,921	418,921
Description of defined contribution pension and other postretirement plans	Upon separation from service after age 66, the President and CEO will be entitled to an annual benefit in the amount of $156,000 subject to annual 2% increases. The President and CEO commenced vesting to this retirement benefit on January 1, 2014, and shall vest an additional 3% each year until fully vested on January 1, 2024.
Supplemental Executive Retirement Plan Defined Benefit [Member] | President And Chief Executive Officer [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Annual retirement benefit contributed subject to annual increase	$ 156
Vesting percentage right	100.00%
Supplemental Executive Retirement Plan Defined Benefit [Member] | President And Chief Executive Officer [Member] | Minimum [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Defined benefit plan, net periodic benefit cost, annual increase	2.00%
Supplemental Executive Retirement Plan Defined Benefit [Member] | President And Chief Executive Officer [Member] | Maximum [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Defined benefit plan, net periodic benefit cost, annual increase	3.00%
Stock Options [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period	3 years
Share-based compensation arrangement by Share-based payment Award, Options, Award Expiration Period	10 years
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized	1,920,529
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number	458,921
Share-based compensation arrangement by Share-based payment Award, Options, Exercised Forfeited Or Expired Number	1,252,416
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant	209,192
Employee Service Share-based Compensation, Nonvested Awards, Total Compensation Cost Not yet Recognized	$ 273
Employee Service Share-based Compensation, Nonvested Awards, Total Compensation Cost Not yet Recognized, Period for Recognition	2 years 1 month 6 days

Significant Accounting Polici28

Significant Accounting Policies (Stock Transactions - Stock Option Plans Tables) (Details) - USD ($)	3 Months Ended	6 Months Ended		12 Months Ended
	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014	Dec. 31, 2014
Significant Accounting Policies [Abstract]
Options Outstanding, beginning shares		418,921
Options granted, shares	1,000	40,000	41,000
Options exercised, shares			(19,950)
Options Outstanding, ending shares		458,921		418,921
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Number		362,426
Weighted Average exercise Price: Options Outstanding, beginning		$ 6.76
Share-based Compensation Arrangements by Share-based Payment Award, Options, Grants in Period, Weighted Average Exercise Price	$ 7.94	9.12	$ 7.90
Weighted Average exercise Price: Options Outstanding, ending		6.96		$ 6.76
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Weighted Average Exercise Price		$ 6.64
Weighted Average Remaining Contractual Life (in years): Options Outstanding		5 years 4 months 24 days		5 years 6 months
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Weighted Average Remaining Contractual Term		4 years 6 months
Aggregate Intrinsic Value: Options Outstanding, beginning		$ 1,257,968
Aggregate Intrinsic Value: Options Outstanding, ending		1,418,599		$ 1,257,968
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Intrinsic Value		$ 1,262,684

Significant Accounting Polici29

Significant Accounting Policies (Stock Option Valuation Assumptions) (Details) - $ / shares		3 Months Ended	6 Months Ended
		Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Significant Accounting Policies [Abstract]
Number of options granted		1,000	40,000	41,000
Weighted average exercise price		$ 7.94	$ 9.12	$ 7.90
Weighted average fair value of options		$ 2.69	$ 3.82	$ 3.02
Expected life in years	[1]	5 years 4 months 24 days	6 years 8 months 9 days	5 years 4 months 24 days
Expected volatility	[2]	38.76%	46.76%	45.05%
Risk-free interest rate	[3]	1.61%	1.80%	1.52%
Dividend yield	[4]	1.01%	1.33%	1.02%
[1]	For the three months ended June 30, For the six months ended June 30, 2015201420152014Number of options granted - 1,000 40,000 41,000Weighted average exercise price$ -$ 7.94$ 9.12$ 7.90Weighted average fair value of options$ -$ 2.69$ 3.82$ 3.02Expected life in years (1) - 5.40 6.69 5.40Expected volatility (2) -% 38.76% 46.76% 45.05%Risk-free interest rate (3) -% 1.61% 1.80% 1.52%Dividend yield (4) -% 1.01% 1.33% 1.02%The expected life of the options was estimated based on historical employee behavior and represents the period of time that options granted are expected to be outstanding.
[2]	The expected volatility of the Company's stock price was based on the historical volatility over the period commensurate with the expected life of the options.
[3]	The risk-free interest rate is the U.S. Treasury rate commensurate with the expected life of the options on the date of grant.
[4]	The expected dividend yield is the projected annual yield based on the grant date stock price.

Significant Accounting Polici30

Significant Accounting Policies (Stock Transactions - Options Exercised Tables) (Details) - 6 months ended Jun. 30, 2014 - USD ($)	Total
Significant Accounting Policies [Abstract]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercises in Period	19,950
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercises in Period, Total Intrinsic Value	$ 67,417
Employee Service Share-based Compensation, Cash Received from Exercise of Stock Options	62,445
Tax deduction realized from options exercised	$ 26,926

Significant Accounting Polici31

Significant Accounting Policies (Stock Transactions - Stock Options Outstanding) (Details) - $ / shares	6 Months Ended	12 Months Ended
	Jun. 30, 2015	Dec. 31, 2014
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number	458,921	418,921
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Remaining Contractual Term	5 years 4 months 24 days	5 years 6 months
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Exercise Price	$ 6.96	$ 6.76
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Number	362,426
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Weighted Average Exercise Price	$ 6.64
Range Of Option Exercise Prices 0.00-4.00 [Member]
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number	89,000
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Remaining Contractual Term	3 years 8 months 12 days
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Exercise Price	$ 3.85
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Number	89,000
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Weighted Average Exercise Price	$ 3.85
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Lower Range Limit	0
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Upper Range Limit	$ 4
Range Of Option Exercise Prices 4.01-7.00 [Member]
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number	166,500
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Remaining Contractual Term	6 years 2 months 12 days
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Exercise Price	$ 6.15
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Number	150,667
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Weighted Average Exercise Price	$ 6.16
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Lower Range Limit	4.01
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Upper Range Limit	$ 7
Range Of Option Exercise Prices 7.01-10.00 [Member]
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number	155,975
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Remaining Contractual Term	6 years 6 months
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Exercise Price	$ 7.97
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Number	80,313
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Weighted Average Exercise Price	$ 7.46
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Lower Range Limit	7.01
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Upper Range Limit	$ 10
Range Of Option Exercise Prices 10.01-13.00 [Member]
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number	47,446
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Remaining Contractual Term	2 years 4 months 24 days
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Exercise Price	$ 12.36
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Number	42,446
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Weighted Average Exercise Price	$ 12.60
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Lower Range Limit	10.01
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range, Upper Range Limit	$ 13

Significant Accounting Polici32

Significant Accounting Policies (Compensation expense related to stock options) (Details) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Stock Options [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Compensation expense	$ 39,072	$ 43,834	$ 68,990	$ 84,397
Income tax benefit	15,605	17,507	27,555	33,708
Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Compensation expense	79,961	62,380	157,510	121,650
Income tax benefit	$ 31,937	$ 24,915	$ 62,909	$ 48,587

Significant Accounting Polici33

Significant Accounting Policies (Stock Transactions - Restricted Stock Activity Tables) (Details) - Restricted Stock [Member] - $ / shares	3 Months Ended	6 Months Ended
	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Nonvested restricted stock: shares		77,750
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period	1,000	34,800	11,000
Vested: shares		(10,875)
Nonvested restricted stock: shares		101,675
Nonvested restricted stock: Average Grant Date Fair Value		$ 7.24
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period, Weighted Average Grant Date Fair Value	$ 8.78	9.27	$ 7.92
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period, Weighted Average Grant Date Fair Value		6.77
Nonvested restricted stock: Average Grant Date Fair Value		$ 7.96

Significant Accounting Polici34

Significant Accounting Policies (Stock Transactions - Restricted Stock Awards) (Details) - Restricted Stock [Member] - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended	6 Months Ended
	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period		4 years
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized		471,551
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant		179,700
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period	1,000	34,800	11,000
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period, Weighted Average Grant Date Fair Value	$ 8.78	$ 9.27	$ 7.92
Employee Service Share-based Compensation, Nonvested Awards, Total Compensation Cost Not yet Recognized, Share-based Awards Other than Options		$ 654
Employee Service Share-based Compensation, Nonvested Awards, Total Compensation Cost Not yet Recognized, Period for Recognition		2 years 9 months 18 days

Significant Accounting Polici35

Significant Accounting Policies (Components of Net Periodic Pension Cost of Defined Benefit Plan Recognized) (Details) $ in Thousands	6 Months Ended
	Jun. 30, 2015USD ($)
Significant Accounting Policies [Abstract]
Service cost	$ 30
Interest cost	17
Amortization of prior service cost	42
Net periodic benefit cost	$ 89

Net Income per Share (Calculati

Net Income per Share (Calculation of Basic and Diluted EPS) (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Net Income per Share [Abstract]
Net income	$ 2,428	$ 1,528	$ 4,367	$ 2,821
Weighted average common shares outstanding - Basic	8,425	7,605	8,421	7,596
Plus: Potential dilutive common stock equivalents	99	85	98	76
Weighted average common shares outstanding - Diluted	8,524	7,690	8,519	7,672
Net income per common share - Basic	$ 0.29	$ 0.20	$ 0.52	$ 0.37
Net income per common share - Diluted	$ 0.28	$ 0.20	$ 0.51	$ 0.37
Stock options and common stock excluded from the income per share computation as their effect would have been anti-dilutive	141	126	127	114

Income Taxes (Narrative) (Detai

Income Taxes (Narrative) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014	Dec. 31, 2014
Income Tax Contingency [Line Items]
Effective Income Tax Rate, Continuing Operations	32.70%	32.10%	33.50%	32.90%
Income tax expense (benefit)	$ 1,182	$ 723	$ 2,202	$ 1,385
Unrecognized Tax Benefits, Income Tax Penalties and Interest Expense	0		0
Unrecognized Tax Benefits, Income Tax Penalties and Interest Accrued	$ 0		$ 0		$ 0
Minimum [Member]
Income Tax Contingency [Line Items]
Open Tax Year			2,010

Other Comprehensive Income (Los

Other Comprehensive Income (Loss) (Changes in Other Comprehensive Income (Loss)) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014	Mar. 31, 2015	Dec. 31, 2014	Mar. 31, 2014	Dec. 31, 2013
Accumulated Other Comprehensive Income (Loss) [Line Items]
Less amounts reclassified for gains on securities from accumulated other comprehensive loss	$ 18	$ 178	$ 18	$ 251
Total unrealized (losses) gains on securities available for sale, net of tax	(139)	173	(102)	483
Total adjustments related to defined benefit plan, net of tax	(473)		(473)
Balanace, beginning of period	180	(166)	143	(476)
Other comprehensive (loss) income before reclassifications	(619)	351	(582)	734
Less amounts reclassified from accumulated other comprehensive loss	(7)	178	(7)	251
Total other comprehensive (loss) income, net	(612)	173	(575)	483
Balance, end of period	(432)	7	(432)	7
Accumulated Net Unrealized Investment Gain (Loss) [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balance, Beginning of period	41	7	41	7	$ 180	$ 143	$ (166)	$ (476)
Other comprehensive (loss) income, available-for-sale securities adjustment, before reclassification	(121)	351	(84)	734
Less amounts reclassified for gains on securities from accumulated other comprehensive loss	18	178	18	251
Total unrealized (losses) gains on securities available for sale, net of tax	(139)	173	(102)	483
Balance, end of period	$ 41	$ 7	$ 41	$ 7
Accumulated Defined Benefit Plans Adjustment [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Balanace, beginning of period
Other comprehensive (loss) income before reclassifications adjustments related to defined benefit plan	$ (498)		$ (498)
Less amounts reclassified from accumulated other comprehensive loss, adjustments related to defined benefit plan	(25)		(25)
Total adjustments related to defined benefit plan, net of tax	(473)		(473)
Balance, end of period	$ (473)		$ (473)

Other Comprehensive Income (L39

Other Comprehensive Income (Loss) (Amounts Reclassified Out of Accumulated Other Comprehensive Income) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Reclassification adjustment for gains on securities included in net income	$ 18	$ 178	$ 18	$ 251
Amortization of prior service cost included in net periodic pension cost	25		25
Effect on accumulated other loss (income) for the period	3,610	2,251	6,569	4,206
Income Tax Expense (Benefit)	1,182	723	2,202	1,385
Net Income	2,428	1,528	4,367	2,821
Reclassification out of Accumulated Other Comprehensive Income [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Reclassification adjustment for gains on securities included in net income	28	268	28	378
Amortization of prior service cost included in net periodic pension cost	(42)		(42)
Effect on accumulated other loss (income) for the period	(14)	268	(14)	378
Income Tax Expense (Benefit)	7	(90)	7	(127)
Net Income	$ (7)	$ 178	$ (7)	$ 251

Fair Value (Fair Value on a Rec

Fair Value (Fair Value on a Recurring Basis) (Narrative) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Percentage of Portfolio in Residential Mortgage Backed Securities	54.00%
Residential mortgage backed securities guaranteed by Government National Mortgage Association or Federal National Mortgage Association or Federal Home Loan Mortgage Corporation	$ 29,300
Available-for-sale Securities	55,766	$ 60,073
Residential Mortgage Backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities	$ 30,283	$ 34,383

Fair Value (Fair Value on a Non

Fair Value (Fair Value on a Nonrecurring Basis) (Narrative) (Details) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2015	Dec. 31, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Financing Receivable, Related Allowance	$ 1,166	$ 1,161
Standby letter of credit	$ 1,500
Minimum [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financing Receivable Modifications Post Modification Recorded Investment Discount For Selling And Closing Costs	8.00%
Minimum [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Inputs, Discount Rate	10.00%
Maximum [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financing Receivable Modifications Post Modification Recorded Investment Discount For Selling And Closing Costs	10.00%
Maximum [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Inputs, Discount Rate	25.00%

Fair Value (Fair Value on a R42

Fair Value (Fair Value on a Recurring Basis) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	$ 55,766	$ 60,073
US Government Agencies Debt Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	5,479	4,618
US States and Political Subdivisions Debt Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	10,650	11,132
Residential Mortgage Backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	30,283	34,383
Corporate Debt Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	9,354	9,940
Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	55,766	60,073
Fair Value, Inputs, Level 2 [Member] | US Government Agencies Debt Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	5,479	4,618
Fair Value, Inputs, Level 2 [Member] | US States and Political Subdivisions Debt Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	10,650	11,132
Fair Value, Inputs, Level 2 [Member] | Residential Mortgage Backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	30,283	34,383
Fair Value, Inputs, Level 2 [Member] | Corporate Debt Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	$ 9,354	$ 9,940

Fair Value (Schedule Of Fair Va

Fair Value (Schedule Of Fair Value Changes In Level 3) (Details) - Jun. 30, 2014 - USD ($) $ in Thousands	Total	Total
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Beginning Balance		$ 888
Payoffs		(714)
Principal paydowns		(173)
Other comprehensive income		$ (1)
Commercial Mortgage Backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Beginning Balance	$ 499
Payoffs	(342)
Principal paydowns	(153)
Other comprehensive income	$ (4)

Fair Value (Fair Value on a N44

Fair Value (Fair Value on a Nonrecurring Basis) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
OREO	$ 2,265	$ 1,162
Impaired collateral-dependent loans	8,109	4,897
Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
OREO	2,265	1,162
Impaired collateral-dependent loans	$ 8,109	$ 4,897

Fair Value (Fair Value of Finan

Fair Value (Fair Value of Financial Instruments) (Details) - USD ($) $ in Thousands		Jun. 30, 2015	Dec. 31, 2014
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities		$ 18,729	$ 20,281
Accrued interest receivable		3,690	3,518
Accrued interest payable		418	474
Impaired Financing Receivable, Recorded Investment		9,275	12,157
Reported Value Measurement [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and Cash Equivalents		90,442	129,821
Securities	[1]	74,375	80,082
SBA Loans Held for Sale		11,368	5,179
Loans, Net of Allowance for Loan Losses	[2]	797,924	744,095
FHLB stock		5,635	6,032
Servicing assets		872	753
Accrued interest receivable		3,690	3,518
OREO		2,265	1,162
Deposits		815,427	794,341
Borrowed Funds and Subordinated Debentures		130,465	140,465
Accrued interest payable		418	474
Estimate of Fair Value, Fair Value Disclosure [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and Cash Equivalents		90,442	129,821
Securities	[1]	74,495	80,354
SBA Loans Held for Sale		12,611	5,655
Loans, Net of Allowance for Loan Losses	[2]	800,478	748,093
FHLB stock		5,635	6,032
Servicing assets		872	753
Accrued interest receivable		3,690	3,518
OREO		2,265	1,162
Deposits		815,799	794,436
Borrowed Funds and Subordinated Debentures		134,416	145,333
Accrued interest payable		418	474
Impaired Financing Receivable, Recorded Investment		8,100	4,900
Commercial Mortgage Backed Securities [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities		3,883	3,965
Commercial Mortgage Backed Securities [Member] | Reported Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities		4,000	4,000
Commercial Mortgage Backed Securities [Member] | Estimate of Fair Value, Fair Value Disclosure [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities		$ 3,900	$ 4,000
[1]	Includes held to maturity ("HTM") commercial mortgage-backed securities that are considered Level 3. These securities had book values of $4.0 million at June 30, 2015 and December 31, 2014, and market values of $3.9 million and $4.0 million at June 30, 2015 and December 31, 2014, respectively.
[2]	Includes collateral-dependent impaired loans that are considered Level 3 and reported separately in the tables under the "Fair Value on a Nonrecurring Basis" heading. Collateral-dependent impaired loans, net of specific reserves totaled $8.1 million and $4.9 million at June 30, 2015 and December 31, 2014, respectively.

Securities (Realized Gains and

Securities (Realized Gains and Losses) (Narrative) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014	Dec. 31, 2014
Securities [Abstract]
Available-for-sale Securities, Gross Realized Gains	$ 28	$ 271	$ 28	$ 385
Available-for-sale Securities, Gross Realized Losses		3		7
Available-for-sale Securities, book value	500	15,500	500	15,500
Available-for-sale Securities, Gross Realized Gain (Loss)	28	$ 268	28	$ 378
Available-for-sale Securities Pledged as Collateral	19,500		19,500		$ 50,400
Available For Sale Securities Pledged As Collateral Against Government Deposits	$ 0		$ 0		$ 32,100

Securities (Reconciliation from

Securities (Reconciliation from Amortized Cost to Estimated Fair Value of Marketable Securities) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Schedule of Investments [Line Items]
Available-for-sale Securities, Amortized Cost	$ 55,698	$ 59,838
Available-for-sale securities, Gross Unrealized Gains	746	821
Available-for-sale securities, Gross Unrealized Losses	(678)	(586)
Available-for-sale securities, Estimated Fair Value	55,766	60,073
Securities held-to-maturity, Amortized cost	18,609	20,009
Securities held-to-maturity, Unrecognized Holding Gains	385	501
Securities held-to-maturity, Unrecognized Holding Losses	(265)	(229)
Securities held-to-maturity, Estimated Fair Value	18,729	20,281
US Government Agencies Debt Securities [Member]
Schedule of Investments [Line Items]
Available-for-sale Securities, Amortized Cost	5,564	4,711
Available-for-sale securities, Gross Unrealized Losses	(85)	(93)
Available-for-sale securities, Estimated Fair Value	5,479	4,618
Securities held-to-maturity, Amortized cost	4,220	4,440
Securities held-to-maturity, Unrecognized Holding Losses	(118)	(124)
Securities held-to-maturity, Estimated Fair Value	4,102	4,316
US States and Political Subdivisions Debt Securities [Member]
Schedule of Investments [Line Items]
Available-for-sale Securities, Amortized Cost	10,708	11,055
Available-for-sale securities, Gross Unrealized Gains	73	112
Available-for-sale securities, Gross Unrealized Losses	(131)	(35)
Available-for-sale securities, Estimated Fair Value	10,650	11,132
Securities held-to-maturity, Amortized cost	2,413	2,417
Securities held-to-maturity, Unrecognized Holding Gains	207	277
Securities held-to-maturity, Estimated Fair Value	2,620	2,694
Residential Mortgage Backed Securities [Member]
Schedule of Investments [Line Items]
Available-for-sale Securities, Amortized Cost	29,886	33,884
Available-for-sale securities, Gross Unrealized Gains	602	646
Available-for-sale securities, Gross Unrealized Losses	(205)	(147)
Available-for-sale securities, Estimated Fair Value	30,283	34,383
Securities held-to-maturity, Amortized cost	7,038	8,164
Securities held-to-maturity, Unrecognized Holding Gains	178	211
Securities held-to-maturity, Unrecognized Holding Losses	(50)	(29)
Securities held-to-maturity, Estimated Fair Value	7,166	8,346
Commercial Mortgage Backed Securities [Member]
Schedule of Investments [Line Items]
Securities held-to-maturity, Amortized cost	3,954	4,005
Securities held-to-maturity, Unrecognized Holding Gains		13
Securities held-to-maturity, Unrecognized Holding Losses	(71)	(53)
Securities held-to-maturity, Estimated Fair Value	3,883	3,965
Corporate Debt Securities [Member]
Schedule of Investments [Line Items]
Available-for-sale Securities, Amortized Cost	9,540	10,188
Available-for-sale securities, Gross Unrealized Gains	71	63
Available-for-sale securities, Gross Unrealized Losses	(257)	(311)
Available-for-sale securities, Estimated Fair Value	9,354	9,940
Securities held-to-maturity, Amortized cost	984	983
Securities held-to-maturity, Unrecognized Holding Losses	(26)	(23)
Securities held-to-maturity, Estimated Fair Value	$ 958	$ 960

Securities (Schedule Of Marketa

Securities (Schedule Of Marketable Securities By Contractual Maturity) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Schedule of Investments [Line Items]
Available for sale at fair value, Within one year	$ 39
Available for sale at fair value yield, Within one year	6.48%
Available for sale at fair value, After one through five years	$ 6,638
Available for sale at fair value yield, After one through five years	1.48%
Available for sale at fair value, After five through ten years	$ 10,638
Available for sale at fair value yield, After five through ten years	2.12%
Available for sale at fair value, After ten years	$ 38,451
Available for sale at fair value yield, After ten years	2.45%
Available-for-sale Securities	$ 55,766	$ 60,073
Available for sale at fair value yield	2.28%
Held to maturity at cost, Within one year	$ 309
Held to maturity at cost yield, Within one year	0.75%
Held to maturity at cost, After one through five years	$ 329
Held to maturity at cost yield, After one through five years	4.86%
Held to maturity at cost, After five through ten years	$ 1,220
Held to maturity at cost yield, After five through ten years	3.39%
Held to maturity at cost, After ten years	$ 16,751
Held to maturity at cost yield, After ten years	2.73%
Held to maturity Securities	$ 18,609	20,009
Held to maturity at cost yield,	2.78%
US Government Agencies Debt Securities [Member]
Schedule of Investments [Line Items]
Available for sale at fair value, After one through five years	$ 2,015
Available for sale at fair value yield, After one through five years	1.35%
Available for sale at fair value, After five through ten years	$ 940
Available for sale at fair value yield, After five through ten years	2.06%
Available for sale at fair value, After ten years	$ 2,524
Available for sale at fair value yield, After ten years	2.04%
Available-for-sale Securities	$ 5,479	4,618
Available for sale at fair value yield	1.79%
Held to maturity at cost, After ten years	$ 4,220
Held to maturity at cost yield, After ten years	1.97%
Held to maturity Securities	$ 4,220	4,440
Held to maturity at cost yield,	1.97%
US States and Political Subdivisions Debt Securities [Member]
Schedule of Investments [Line Items]
Available for sale at fair value, Within one year	$ 39
Available for sale at fair value yield, Within one year	6.48%
Available for sale at fair value, After one through five years	$ 856
Available for sale at fair value yield, After one through five years	2.56%
Available for sale at fair value, After five through ten years	$ 6,258
Available for sale at fair value yield, After five through ten years	2.41%
Available for sale at fair value, After ten years	$ 3,497
Available for sale at fair value yield, After ten years	2.56%
Available-for-sale Securities	$ 10,650	11,132
Available for sale at fair value yield	2.49%
Held to maturity at cost, Within one year	$ 309
Held to maturity at cost yield, Within one year	0.75%
Held to maturity at cost, After ten years	$ 2,104
Held to maturity at cost yield, After ten years	4.72%
Held to maturity Securities	$ 2,413	2,417
Held to maturity at cost yield,	4.22%
Residential Mortgage Backed Securities [Member]
Schedule of Investments [Line Items]
Available for sale at fair value, After one through five years	$ 1,350
Available for sale at fair value yield, After one through five years	1.79%
Available for sale at fair value, After five through ten years	$ 2,056
Available for sale at fair value yield, After five through ten years	1.90%
Available for sale at fair value, After ten years	$ 26,877
Available for sale at fair value yield, After ten years	2.72%
Available-for-sale Securities	$ 30,283	34,383
Available for sale at fair value yield	2.62%
Held to maturity at cost, After one through five years	$ 329
Held to maturity at cost yield, After one through five years	4.86%
Held to maturity at cost, After five through ten years	$ 236
Held to maturity at cost yield, After five through ten years	5.20%
Held to maturity at cost, After ten years	$ 6,473
Held to maturity at cost yield, After ten years	2.56%
Held to maturity Securities	$ 7,038	8,164
Held to maturity at cost yield,	2.76%
Commercial Mortgage Backed Securities [Member]
Schedule of Investments [Line Items]
Held to maturity at cost, After ten years	$ 3,954
Held to maturity at cost yield, After ten years	2.76%
Held to maturity Securities	$ 3,954	4,005
Held to maturity at cost yield,	2.76%
Corporate Debt Securities [Member]
Schedule of Investments [Line Items]
Available for sale at fair value, After one through five years	$ 2,417
Available for sale at fair value yield, After one through five years	1.04%
Available for sale at fair value, After five through ten years	$ 1,384
Available for sale at fair value yield, After five through ten years	1.16%
Available for sale at fair value, After ten years	$ 5,553
Available for sale at fair value yield, After ten years	1.27%
Available-for-sale Securities	$ 9,354	9,940
Available for sale at fair value yield	1.19%
Held to maturity at cost, After five through ten years	$ 984
Held to maturity at cost yield, After five through ten years	2.95%
Held to maturity Securities	$ 984	$ 983
Held to maturity at cost yield,	2.95%

Securities (Schedule of Marke49

Securities (Schedule of Marketable Securities in Unrealized Loss Position ) (Details) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2015USD ($)security	Dec. 31, 2014USD ($)security
Schedule of Investments [Line Items]
Available for sale, Total number in a loss position | security	30	27
Available for sale, Less than 12 months Estimated fair value	$ 15,936	$ 7,632
Available for sale, Less than 12 months Unrealized loss	(235)	(62)
Available for sale, 12 months and greater, Estimated fair value	11,502	18,318
Available for sale, 12 months and greater, Unrealized loss	(443)	(524)
Available for sale, Total Estimated fair value	27,438	25,950
Available for sale, Total Unrealized loss	$ (678)	$ (586)
Held to maturity, Total number in a loss position | security	8	7
Held to maturity, Less than 12 months Estimated fair value	$ 4,841
Held to maturity, Less than 12 months Unrealized loss	(97)
Held to maturity, 12 months and greater, Estimated fair value	6,219	$ 9,684
Held to maturity, 12 months and greater, Unrealized loss	(168)	(229)
Held to maturity, Total Estimated fair value	11,060	9,684
Held to maturity, Total Unrealized loss	$ (265)	$ (229)
US Government Agencies Debt Securities [Member]
Schedule of Investments [Line Items]
Available for sale, Total number in a loss position | security	6	4
Available for sale, Less than 12 months Estimated fair value	$ 2,933
Available for sale, Less than 12 months Unrealized loss	(11)
Available for sale, 12 months and greater, Estimated fair value	2,541	$ 4,590
Available for sale, 12 months and greater, Unrealized loss	(74)	(93)
Available for sale, Total Estimated fair value	5,474	4,590
Available for sale, Total Unrealized loss	$ (85)	$ (93)
Held to maturity, Total number in a loss position | security	2	2
Held to maturity, 12 months and greater, Estimated fair value	$ 4,102	$ 4,316
Held to maturity, 12 months and greater, Unrealized loss	(118)	(124)
Held to maturity, Total Estimated fair value	4,102	4,316
Held to maturity, Total Unrealized loss	$ (118)	$ (124)
US States and Political Subdivisions Debt Securities [Member]
Schedule of Investments [Line Items]
Available for sale, Total number in a loss position | security	8	7
Available for sale, Less than 12 months Estimated fair value	$ 4,363
Available for sale, Less than 12 months Unrealized loss	(131)
Available for sale, 12 months and greater, Estimated fair value		$ 4,103
Available for sale, 12 months and greater, Unrealized loss		(35)
Available for sale, Total Estimated fair value	4,363	4,103
Available for sale, Total Unrealized loss	$ (131)	$ (35)
Residential Mortgage Backed Securities [Member]
Schedule of Investments [Line Items]
Available for sale, Total number in a loss position | security	10	9
Available for sale, Less than 12 months Estimated fair value	$ 7,273	$ 6,579
Available for sale, Less than 12 months Unrealized loss	(45)	(16)
Available for sale, 12 months and greater, Estimated fair value	5,172	5,889
Available for sale, 12 months and greater, Unrealized loss	(160)	(131)
Available for sale, Total Estimated fair value	12,445	12,468
Available for sale, Total Unrealized loss	$ (205)	$ (147)
Held to maturity, Total number in a loss position | security	3	3
Held to maturity, 12 months and greater, Estimated fair value	$ 2,117	$ 2,586
Held to maturity, 12 months and greater, Unrealized loss	(50)	(29)
Held to maturity, Total Estimated fair value	2,117	2,586
Held to maturity, Total Unrealized loss	$ (50)	$ (29)
Commercial Mortgage Backed Securities [Member]
Schedule of Investments [Line Items]
Held to maturity, Total number in a loss position | security	2	1
Held to maturity, Less than 12 months Estimated fair value	$ 3,883
Held to maturity, Less than 12 months Unrealized loss	(71)
Held to maturity, 12 months and greater, Estimated fair value		$ 1,822
Held to maturity, 12 months and greater, Unrealized loss		(53)
Held to maturity, Total Estimated fair value	3,883	1,822
Held to maturity, Total Unrealized loss	$ (71)	$ (53)
Corporate Debt Securities [Member]
Schedule of Investments [Line Items]
Available for sale, Total number in a loss position | security	6	7
Available for sale, Less than 12 months Estimated fair value	$ 1,367	$ 1,053
Available for sale, Less than 12 months Unrealized loss	(48)	(46)
Available for sale, 12 months and greater, Estimated fair value	3,789	3,736
Available for sale, 12 months and greater, Unrealized loss	(209)	(265)
Available for sale, Total Estimated fair value	5,156	4,789
Available for sale, Total Unrealized loss	$ (257)	$ (311)
Held to maturity, Total number in a loss position | security	1	1
Held to maturity, Less than 12 months Estimated fair value	$ 958
Held to maturity, Less than 12 months Unrealized loss	(26)
Held to maturity, 12 months and greater, Estimated fair value		$ 960
Held to maturity, 12 months and greater, Unrealized loss		(23)
Held to maturity, Total Estimated fair value	958	960
Held to maturity, Total Unrealized loss	$ (26)	$ (23)

Securities (Schedule Of Realize

Securities (Schedule Of Realized Gains (Losses) For Marketable Securities ) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Securities [Abstract]
Available-for-sale Securities, Gross Realized Gains	$ 28	$ 271	$ 28	$ 385
Available-for-sale Securities, Gross Realized Losses		(3)		(7)
Available-for-sale Securities, Gross Realized Gain (Loss), Total	28	268	28	378
Net gains on sales of securities	$ 28	$ 268	$ 28	$ 378

Loans (Classification of Loans

Loans (Classification of Loans By Class) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment	$ 810,328	$ 756,646
SBA loans held for sale	11,368	5,179
Total loans	821,696	761,825
Small Business Administration Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment	39,663	40,401
Small Business Administration, 504 Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment	29,125	34,322
Commercial Other Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment	40,578	40,607
Commercial Real Estate Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment	361,866	339,693
Commercial Real Estate Construction Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment	25,927	21,649
Residential Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment	243,259	220,878
Consumer Home Equity Line Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment	44,935	41,451
Consumer Other Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment	$ 24,975	$ 17,645

Loans (Aging Analysis Of Past D

Loans (Aging Analysis Of Past Due And Nonaccrual Loans By Class) (Details) - USD ($) $ in Thousands		Jun. 30, 2015		Dec. 31, 2014
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due		$ 5,900		$ 9,070
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due		1,047		1,024
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due		273		890
Financing Receivable, Recorded Investment, Nonaccrual Status		8,837	[1]	11,368	[2]
Financing Receivable, Recorded Investment, Past Due		16,057		22,352
Financing Receivable, Recorded Investment, Current		805,639		739,473
Total loans		810,328		756,646
SBA loans held for sale		11,368		5,179
Total loans		821,696		761,825
Performing troubled debt restructurings		3,400		3,500
SBA, SBA 504, and Commercial Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans		497,159		476,672
Residential and Consumer Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans		313,169		279,974
Small Business Administration Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due		857		1,093
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due		77		147
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due				161
Financing Receivable, Recorded Investment, Nonaccrual Status		1,715	[1]	3,348	[2]
Financing Receivable, Recorded Investment, Past Due		2,649		4,749
Financing Receivable, Recorded Investment, Current		37,014		35,652
Total loans		39,663		40,401
Small Business Administration, 504 Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due				1,639
Financing Receivable, Recorded Investment, Nonaccrual Status		276	[1]	2,109	[2]
Financing Receivable, Recorded Investment, Past Due		276		3,748
Financing Receivable, Recorded Investment, Current		28,849		30,574
Total loans		29,125		34,322
Commercial Other Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due		53
Financing Receivable, Recorded Investment, Nonaccrual Status		994	[1]	1,129	[2]
Financing Receivable, Recorded Investment, Past Due		1,047		1,129
Financing Receivable, Recorded Investment, Current		39,531		39,478
Total loans		40,578		40,607
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due		1,487		2,812
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due		463
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due				7
Financing Receivable, Recorded Investment, Nonaccrual Status		3,197	[1]	3,592	[2]
Financing Receivable, Recorded Investment, Past Due		5,147		6,411
Financing Receivable, Recorded Investment, Current		356,719		333,282
Total loans		361,866		339,693
Commercial Real Estate Construction Financing Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Current		25,927		21,649
Total loans		25,927		21,649
Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans		428,371		401,949
Residential Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due		3,107		2,887
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due		454		658
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due		273		722
Financing Receivable, Recorded Investment, Nonaccrual Status		1,759	[1]	645	[2]
Financing Receivable, Recorded Investment, Past Due		5,593		4,912
Financing Receivable, Recorded Investment, Current		237,666		215,966
Total loans		243,259		220,878
Consumer Home Equity Line Financing Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due		449		639
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due				213
Financing Receivable, Recorded Investment, Nonaccrual Status		896	[1]	543	[2]
Financing Receivable, Recorded Investment, Past Due		1,345		1,395
Financing Receivable, Recorded Investment, Current		43,590		40,056
Total loans		44,935		41,451
Consumer Other Financing Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due				6
Financing Receivable, Recorded Investment, Nonaccrual Status	[2]			2
Financing Receivable, Recorded Investment, Past Due				8
Financing Receivable, Recorded Investment, Current		24,975		17,637
Total loans		24,975		17,645
Consumer Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans		69,910		59,096
Loans Held for Investment [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due		5,900		9,070
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due		1,047		1,024
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due		273		890
Financing Receivable, Recorded Investment, Nonaccrual Status		8,837	[1]	11,368	[2]
Financing Receivable, Recorded Investment, Past Due		16,057		22,352
Financing Receivable, Recorded Investment, Current		794,271		734,294
Total loans		810,328		756,646
SBA Loans Held For Sale [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Current		11,368		5,179
SBA loans held for sale		11,368		5,179
Loans Guaranteed By Small Business Administration [Member] | Non Accrual [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Nonaccrual Status		267		1,600
Loans Guaranteed By Small Business Administration [Member] | Troubled Debt Restructuring (TDR) [Member] | Non Accrual [Member]
Financing Receivable, Recorded Investment [Line Items]
Financing Receivable, Recorded Investment, Nonaccrual Status		$ 2,800		$ 3,000
[1]	At June 30, 2015, nonaccrual loans included $2.8 million of TDRs and $267 thousand of loans guaranteed by the SBA. The remaining $3.4 million of TDRs are in accrual status because they are performing in accordance with their restructured terms.
[2]	At December 31, 2014, nonaccrual loans included $3.0 million of TDRs and $1.6 million of loans guaranteed by the SBA. The remaining $3.5 million of TDRs are in accrual status because they are performing in accordance with their restructured terms.

Loans (Impaired Loans with Asso

Loans (Impaired Loans with Associated Allowance Amount) (Details) - USD ($) $ in Thousands	Jun. 30, 2015		Dec. 31, 2014
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	$ 5,499		$ 6,816
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	4,811		6,564
Impaired Financing Receivable, Unpaid Principal Balance, Total	10,310		13,380
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	5,055		6,099
Impaired Financing Receivable, with Related Allowance, Recorded Investment	4,220		6,058
Impaired Financing Receivable, Recorded Investment, Total	9,275		12,157
Impaired Financing Receivable, Related Allowance	1,166		1,161
Impaired financing receivable unpaid principle balance, guaranteed by Small Business Administration	267		1,600
Small Business Administration Portfolio Segment [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	827	[1]	1,719	[2]
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	2,069	[1]	1,521	[2]
Impaired Financing Receivable, Unpaid Principal Balance, Total	2,896	[1]	3,240	[2]
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	384	[1]	1,093	[2]
Impaired Financing Receivable, with Related Allowance, Recorded Investment	1,490	[1]	1,127	[2]
Impaired Financing Receivable, Recorded Investment, Total	1,874	[1]	2,220	[2]
Impaired Financing Receivable, Related Allowance	748	[1]	502	[2]
Small Business Administration, 504 Portfolio Segment [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	2,015		2,202
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance			1,676
Impaired Financing Receivable, Unpaid Principal Balance, Total	2,015		3,878
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	2,015		2,202
Impaired Financing Receivable, with Related Allowance, Recorded Investment			1,676
Impaired Financing Receivable, Recorded Investment, Total	2,015		3,878
Impaired Financing Receivable, Related Allowance			510
Commercial Other Receivable [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	973		878
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	34		364
Impaired Financing Receivable, Unpaid Principal Balance, Total	1,007		1,242
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	972		877
Impaired Financing Receivable, with Related Allowance, Recorded Investment	22		252
Impaired Financing Receivable, Recorded Investment, Total	994		1,129
Impaired Financing Receivable, Related Allowance	22		41
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	1,684		2,017
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	2,708		3,003
Impaired Financing Receivable, Unpaid Principal Balance, Total	4,392		5,020
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	1,684		1,927
Impaired Financing Receivable, with Related Allowance, Recorded Investment	2,708		3,003
Impaired Financing Receivable, Recorded Investment, Total	4,392		4,930
Impaired Financing Receivable, Related Allowance	396		108
Commercial Portfolio Segment [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	2,657		2,895
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	2,742		3,367
Impaired Financing Receivable, Unpaid Principal Balance, Total	5,399		6,262
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	2,656		2,804
Impaired Financing Receivable, with Related Allowance, Recorded Investment	2,730		3,255
Impaired Financing Receivable, Recorded Investment, Total	5,386		6,059
Impaired Financing Receivable, Related Allowance	$ 418		$ 149
[1]	Balances are reduced by amount guaranteed by the SBA of $267 thousand at June 30, 2015.
[2]	Balances are reduced by amount guaranteed by the SBA of $1.6 million at December 31, 2014.

Loans (Average Recorded Investm

Loans (Average Recorded Investments In Impaired Loans And Related Amount Of Interest Recognized) (Details) - USD ($) $ in Thousands	3 Months Ended				6 Months Ended
	Jun. 30, 2015		Jun. 30, 2014		Jun. 30, 2015	Jun. 30, 2014
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, Average Recorded Investment	$ 9,463		$ 11,851		$ 10,741	$ 12,936
Impaired Financing Receivable, Interest Income, Accrual Method	75		103		219	236
Small Business Administration Portfolio Segment [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, Average Recorded Investment	1,873	[1],[2]	3,167	[1],[2]	1,935	3,108
Impaired Financing Receivable, Interest Income, Accrual Method	2	[1],[2]	21	[1],[2]	39	56
Impaired financing receivable average recorded investment, guaranteed by Small Business Administration	269		2,000		534	1,400
Small Business Administration, 504 Portfolio Segment [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, Average Recorded Investment	1,996		2,238		2,933	2,468
Impaired Financing Receivable, Interest Income, Accrual Method	26		27		53	55
Commercial Other Receivable [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, Average Recorded Investment	1,073		75		1,095	71
Impaired Financing Receivable, Interest Income, Accrual Method	38		1		56	2
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, Average Recorded Investment	4,521		6,256		4,778	7,143
Impaired Financing Receivable, Interest Income, Accrual Method	$ 9		54		$ 71	123
Commercial Real Estate Construction Financing Receivable [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, Average Recorded Investment			$ 115			$ 146
[1]	Balances are reduced by the average amount guaranteed by the SBA of $269 thousand and $2.0 million for the three months ended June 30, 2015 and 2014, respectively.
[2]	Balances are reduced by the average amount guaranteed by the SBA of $534 thousand and $1.4 million for the six months ended June 30, 2015 and 2014, respectively.

Loans (Loan Portfolio By Class

Loans (Loan Portfolio By Class According To Credit Quality Indicators) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	$ 810,328	$ 756,646
SBA, SBA 504, and Commercial Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	497,159	476,672
Residential and Consumer Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	313,169	279,974
Small Business Administration Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	39,663	40,401
Small Business Administration, 504 Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	29,125	34,322
Commercial Other Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	40,578	40,607
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	361,866	339,693
Commercial Real Estate Construction Financing Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	25,927	21,649
Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	428,371	401,949
Residential Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	243,259	220,878
Consumer Home Equity Line Financing Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	44,935	41,451
Consumer Other Financing Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	24,975	17,645
Consumer Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	69,910	59,096
Pass [Member] | SBA, SBA 504, and Commercial Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	458,195	434,960
Pass [Member] | Small Business Administration Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	35,437	35,827
Pass [Member] | Small Business Administration, 504 Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	23,664	24,415
Pass [Member] | Commercial Other Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	36,693	38,054
Pass [Member] | Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	337,172	315,015
Pass [Member] | Commercial Real Estate Construction Financing Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	25,229	21,649
Pass [Member] | Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	399,094	374,718
Special Mention [Member] | SBA, SBA 504, and Commercial Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	31,387	30,042
Special Mention [Member] | Small Business Administration Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	2,064	2,250
Special Mention [Member] | Small Business Administration, 504 Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	5,010	5,967
Special Mention [Member] | Commercial Other Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	2,747	1,270
Special Mention [Member] | Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	20,868	20,555
Special Mention [Member] | Commercial Real Estate Construction Financing Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	698
Special Mention [Member] | Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	24,313	21,825
Substandard [Member] | SBA, SBA 504, and Commercial Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	7,577	11,670
Substandard [Member] | Small Business Administration Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	2,162	2,324
Substandard [Member] | Small Business Administration, 504 Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	451	3,940
Substandard [Member] | Commercial Other Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	1,138	1,283
Substandard [Member] | Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	3,826	4,123
Substandard [Member] | Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	4,964	5,406
Performing Financing Receivable [Member] | Residential and Consumer Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	310,514	278,784
Performing Financing Receivable [Member] | Residential Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	241,500	220,233
Performing Financing Receivable [Member] | Consumer Home Equity Line Financing Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	44,039	40,908
Performing Financing Receivable [Member] | Consumer Other Financing Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	24,975	17,643
Performing Financing Receivable [Member] | Consumer Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	69,014	58,551
Nonperforming Financing Receivable [Member] | Residential and Consumer Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	2,655	1,190
Nonperforming Financing Receivable [Member] | Residential Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	1,759	645
Nonperforming Financing Receivable [Member] | Consumer Home Equity Line Financing Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	896	543
Nonperforming Financing Receivable [Member] | Consumer Other Financing Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment		2
Nonperforming Financing Receivable [Member] | Consumer Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	$ 896	$ 545

Loans (Troubled Debt Restructur

Loans (Troubled Debt Restructurings Narrative) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014	Dec. 31, 2014
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, Average Recorded Investment	$ 9,463	$ 11,851	$ 10,741	$ 12,936
Impaired Financing Receivable, Related Allowance	1,166		1,166		$ 1,161
Troubled Debt Restructuring (TDR) [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, Average Recorded Investment			6,200		6,500
Loans in nonaccrual status	$ 2,800		$ 2,800		$ 3,000

Loans (Troubled Debt Restruct57

Loans (Troubled Debt Restructurings Loans Modified) (Details) - 3 months ended Jun. 30, 2014 $ in Thousands	USD ($)contract
Financing Receivable, Impaired [Line Items]
Financing Receivable, Modifications, Subsequent Default, Number of Contracts | contract	1
Financing Receivable, Modifications, Subsequent Default, Recorded Investment	$ 131
Small Business Administration Portfolio Segment [Member]
Financing Receivable, Impaired [Line Items]
Financing Receivable, Modifications, Subsequent Default, Number of Contracts | contract	1
Financing Receivable, Modifications, Subsequent Default, Recorded Investment	$ 131

Allowance for Loan Losses and58

Allowance for Loan Losses and Reserve for Unfunded Loan Commitments (Activity in the Allowance for Loan Losses by Portfolio Segment) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	$ 12,181	$ 12,807	$ 12,551	$ 13,141
Charge-offs	(160)	(541)	(1,008)	(1,492)
Recoveries	383	42	661	59
Net (charge-offs) recoveries	223	(499)	(347)	(1,433)
Provision for loan losses charged to expense		550	200	1,150
Ending Balance	12,404	12,858	12,404	12,858
Small Business Administration Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	1,873	2,346	1,883	2,587
Charge-offs	(6)	(199)	(135)	(253)
Recoveries	2	10	40	18
Net (charge-offs) recoveries	(4)	(189)	(95)	(235)
Provision for loan losses charged to expense	129	348	210	153
Ending Balance	1,998	2,505	1,998	2,505
Small Business Administration, 504 Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	1,162	947	1,337	957
Charge-offs			(589)	(92)
Net (charge-offs) recoveries			(589)	(92)
Provision for loan losses charged to expense	(283)	(18)	131	64
Ending Balance	879	929	879	929
Commercial Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	5,624	6,402	6,270	6,840
Charge-offs	(147)	(134)	(247)	(588)
Recoveries	370	31	571	40
Net (charge-offs) recoveries	223	(103)	324	(548)
Provision for loan losses charged to expense	212	(17)	(535)	(10)
Ending Balance	6,059	6,282	6,059	6,282
Residential Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	2,341	2,062	2,289	2,132
Charge-offs		(5)		(177)
Recoveries	10		49
Net (charge-offs) recoveries	10	(5)	49	(177)
Provision for loan losses charged to expense	194	114	207	216
Ending Balance	2,545	2,171	2,545	2,171
Consumer Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	710	705	667	573
Charge-offs	(7)	(203)	(37)	(382)
Recoveries	1	1	1	1
Net (charge-offs) recoveries	(6)	(202)	(36)	(381)
Provision for loan losses charged to expense	52	238	125	549
Ending Balance	756	741	756	741
Unallocated Financing Receivables [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning Balance	471	345	105	52
Provision for loan losses charged to expense	(304)	(115)	62	178
Ending Balance	$ 167	$ 230	$ 167	$ 230

Allowance for Loan Losses and59

Allowance for Loan Losses and Reserve for Unfunded Loan Commitments (Loans and their Related Allowance for Loan Losses, by Portfolio Segment) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Allowance, Total	$ 12,404	$ 12,181	$ 12,551	$ 12,858	$ 12,807	$ 13,141
Total loans	810,328		756,646
Small Business Administration Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	748		502
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	1,250		1,381
Loans and Leases Receivable, Allowance, Total	1,998	1,873	1,883	2,505	2,346	2,587
Financing Receivable, Individually Evaluated for Impairment	1,874		2,220
Financing Receivable, Collectively Evaluated for Impairment	37,789		38,181
Total loans	39,663		40,401
Small Business Administration, 504 Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment			510
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	879		827
Loans and Leases Receivable, Allowance, Total	879	1,162	1,337	929	947	957
Financing Receivable, Individually Evaluated for Impairment	2,015		3,878
Financing Receivable, Collectively Evaluated for Impairment	27,110		30,444
Total loans	29,125		34,322
Commercial Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	418		149
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	5,641		6,121
Loans and Leases Receivable, Allowance, Total	6,059	5,624	6,270	6,282	6,402	6,840
Financing Receivable, Individually Evaluated for Impairment	5,386		6,059
Financing Receivable, Collectively Evaluated for Impairment	422,985		395,890
Total loans	428,371		401,949
Commercial Other Receivable [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total loans	40,578		40,607
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total loans	361,866		339,693
Commercial Real Estate Construction Financing Receivable [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total loans	25,927		21,649
Residential Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	2,545		2,289
Loans and Leases Receivable, Allowance, Total	2,545	2,341	2,289	2,171	2,062	2,132
Financing Receivable, Collectively Evaluated for Impairment	243,259		220,878
Total loans	243,259		220,878
Consumer Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	756		667
Loans and Leases Receivable, Allowance, Total	756	710	667	741	705	573
Financing Receivable, Collectively Evaluated for Impairment	69,910		59,096
Total loans	69,910		59,096
Consumer Home Equity Line Financing Receivable [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total loans	44,935		41,451
Consumer Other Financing Receivable [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total loans	24,975		17,645
Unallocated Financing Receivables [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	167		105
Loans and Leases Receivable, Allowance, Total	167	$ 471	105	$ 230	$ 345	$ 52
Loans Held for Investment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	1,166		1,161
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	11,238		11,390
Loans and Leases Receivable, Allowance, Total	12,404		12,551
Financing Receivable, Individually Evaluated for Impairment	9,275		12,157
Financing Receivable, Collectively Evaluated for Impairment	801,053		744,489
Total loans	$ 810,328		$ 756,646

Allowance for Loan Losses and60

Allowance for Loan Losses and Reserve for Unfunded Loan Commitments (Narrative) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Allowance for Loan Losses and Reserve for Unfunded Loan Commitments [Abstract]
Other Commitment	$ 193	$ 151