Unity Bancorp (UNTY) 10-K 3 Mar 17 2016 FY Annual report Financial data

Document and Entity Information

Document and Entity Information - USD ($)	12 Months Ended
	Dec. 31, 2016	Feb. 28, 2017	Jun. 30, 2016
Document and Entity Information [Abstract]
Document Type	10-K
Amendment Flag	false
Document Period End Date	Dec. 31, 2016
Document Fiscal Year Focus	2,016
Document Fiscal Period Focus	FY
Entity Registrant Name	UNITY BANCORP INC /NJ/
Entity Central Index Key	920,427
Current Fiscal Year End Date	--12-31
Entity Filer Category	Smaller Reporting Company
Entity Common Stock, Shares Outstanding		10,497,869
Trading Symbol	unty
Entity Public Float			$ 74,804,082
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Well-known Seasoned Issuer	No

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
ASSETS
Cash and due from banks	$ 22,105	$ 22,681
Federal funds sold and interest-bearing deposits	83,790	65,476
Cash and cash equivalents	105,895	88,157
Securities:
Securities available for sale	40,568	52,865
Securities held to maturity (fair value of $20,968 and $18,607 in 2016 and 2015, respectively)	20,979	18,471
Total securities	61,547	71,336
Loans:
SBA loans held for sale	14,773	13,114
SBA loans held for investment	42,492	39,393
SBA 504 loans	26,344	29,353
Commercial loans	509,171	465,518
Residential mortgage loans	289,093	264,523
Consumer loans	91,541	77,057
Total loans	973,414	888,958
Allowance for loan losses	(12,579)	(12,759)
Net loans	960,835	876,199
Premises and equipment, net	23,398	15,171
Bank owned life insurance (BOLI)	13,758	13,381
Deferred tax assets	5,512	5,968
Federal Home Loan Bank (FHLB) stock	6,037	4,600
Accrued interest receivable	4,462	3,884
Other real estate owned (OREO)	1,050	1,591
Goodwill and other intangibles	1,516	1,516
Other assets	5,896	3,063
Total assets	1,189,906	1,084,866
Liabilities:
Noninterest-bearing demand	215,963	185,267
Interest-bearing demand	145,654	130,605
Savings	363,462	301,447
Time, under $100,000	123,724	134,468
Time, $100,000 and over, under $250,000	75,567	104,106
Time, $250,000 and over	21,353	38,600
Total deposits	945,723	894,493
Borrowed funds	121,000	92,000
Subordinated debentures	10,310	15,465
Accrued interest payable	430	461
Accrued expenses and other liabilities	6,152	3,977
Total liabilities	1,083,615	1,006,396
Shareholders' equity:
Common stock, no par value, 12,500 shares authorized, 10,477 shares issued and outstanding in 2016; 9,279 shares issued and outstanding in 2015	85,383	59,371
Retained earnings	20,748	19,566
Accumulated other comprehensive income (loss)	160	(467)
Total shareholders' equity	106,291	78,470
Total liabilities and shareholders' equity	$ 1,189,906	$ 1,084,866

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) shares in Thousands, $ in Thousands		12 Months Ended
		Dec. 31, 2016	Dec. 31, 2015
INTEREST INCOME
Federal funds sold and interest-bearing deposits		$ 214	$ 39
FHLB stock		245	155
Securities:
Taxable		1,698	1,459
Tax-exempt		204	284
Total securities		1,902	1,743
Loans:
SBA loans		3,181	2,693
SBA 504 loans		1,356	1,414
Commercial loans		23,900	21,357
Residential mortgage loans		12,205	11,048
Consumer loans		4,021	3,202
Total loans		44,663	39,714
Total interest income		47,024	41,651
INTEREST EXPENSE
Interest-bearing demand deposits		537	438
Savings deposits		1,742	1,088
Time deposits		3,670	3,160
Borrowed funds and subordinated debentures		2,818	2,974
Total interest expense		8,767	7,660
Net interest income		38,257	33,991
Provision for loan losses		1,220	500
Net interest income after provision for loan losses		37,037	33,491
NONINTEREST INCOME
Branch fee income		1,269	1,520
Service and loan fee income		2,030	1,996
Gain on sale of SBA loans held for sale, net		2,099	1,204
Gain on sale of mortgage loans, net		1,610	1,674
BOLI income		378	380
Net security gains		424	28
Gain on repurchase of subordinated debt		2,264	0
Other income		986	927
Total noninterest income		11,060	7,729
NONINTEREST EXPENSE
Compensation and benefits		14,952	14,295
Occupancy		2,360	2,515
Processing and communications		2,445	2,461
Furniture and equipment		1,700	1,643
Professional services		976	942
Loan costs and OREO expense		989	1,141
Deposit insurance		713	669
Advertising		1,095	1,030
Director fees		559	437
Other expenses		1,842	1,719
Total noninterest expense		27,631	26,852
Income before provision for income taxes		20,466	14,368
Provision for income taxes		7,257	4,811
Net income		$ 13,209	$ 9,557
Net income per common share - Basic (in dollars per share)	[1]	$ 1.40	$ 1.03
Net income per common share - Diluted (in dollars per share)	[1]	$ 1.38	$ 1.02
Weighted average common shares outstanding - Basic (in shares)	[1]	9,416	9,267
Weighted average common shares outstanding - Diluted (in shares)	[1]	9,572	9,382
[1]	All share information has been adjusted for the 10% stock dividend paid September 30, 2016.

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Statement of Financial Position [Abstract]
Estimated fair value	$ 20,968	$ 18,607
Common stock, no par value (in dollars per share)	$ 0	$ 0
Common stock, shares authorized	12,500,000	12,500,000
Common stock, shares issued	10,477,000	9,279,000
Common stock, shares outstanding	10,477,000	9,279,000

Consolidated Statements of Inc5

Consolidated Statements of Income (Parenthetical)	Sep. 30, 2016
Income Statement [Abstract]
Common stock, stock dividend, percentage	10.00%

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Statement of Comprehensive Income [Abstract]
Net income, before tax amount	$ 20,466	$ 14,368
Income tax expense (benefit)	7,257	4,811
Net income	13,209	9,557
Other comprehensive income (loss)
Unrealized holding (losses) gains on securities arising during the period, before tax	157	(211)
Unrealized holding (losses) gains on securities arising during the period, tax	41	(84)
Unrealized holding (losses) gains on securities arising during the period, net	116	(127)
Less: reclassification adjustment for gains on securities included in net income, before tax	424	28
Less: reclassification adjustment for gains on securities included in net income, tax	149	10
Less: reclassification adjustment for gains on securities included in net income, net of tax	275	18
Total unrealized (losses) gains on securities available for sale, before tax	(267)	(239)
Total unrealized (losses) gains on securities available for sale, tax	(108)	(94)
Total unrealized (losses) gains on securities available for sale, net of tax	(159)	(145)
Adjustments related to defined benefit plan, Initial recognition of prior service cost, before tax	0	(830)
Adjustments related to defined benefit plan, Initial recognition of prior service cost, tax	0	(332)
Adjustments related to defined benefit plan, Initial recognition of prior service cost, net of tax	0	(498)
Adjustments related to defined benefit plan, Amortization of prior service cost, before tax	83	83
Adjustments related to defined benefit plan, Amortization of prior service cost, tax	26	33
Adjustments related to defined benefit plan, Amortization of prior service cost, net of tax	57	50
Total adjustments related to defined benefit plan, before tax	83	(747)
Total adjustments related to defined benefit plan, tax	26	(299)
Total adjustments related to defined benefit plan, net of tax	57	(448)
Unrealized holding loss on cash flow hedges arising during the period, before tax	1,232	(28)
Unrealized holding loss on cash flow hedges arising during the period, tax	503	(11)
Unrealized holding loss on cash flow hedges arising during the period, net of tax	729	(17)
Total unrealized loss on cash flow hedges, before tax	1,232	(28)
Total unrealized loss on cash flow hedges, tax	503	(11)
Total unrealized loss on cash flow hedges, net of tax	729	(17)
Total other comprehensive (loss) income, before tax	1,048	(1,014)
Total other comprehensive (loss) income, tax	421	(404)
Period change	627	(610)
Total comprehensive income, before tax	21,514	13,354
Total Comprehensive Income Tax	7,678	4,407
Total comprehensive income	$ 13,836	$ 8,947

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholder's Equity - USD ($) $ in Thousands		Total	Common stock	Retained earnings (deficit)	Accumulated other comprehensive income(loss)
Balance, beginning of period at Dec. 31, 2014		$ 70,123	$ 58,785	$ 11,195	$ 143
Beginning Balance, shares at Dec. 31, 2014			9,227,000
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income		9,557		9,557
Other comprehensive loss, net of tax		(610)			(610)
Dividends on common stock		(1,109)	$ 77	(1,186)
Common stock issued and related tax effects	[1]	509	$ 509
Common stock issued and related tax effects, shares	[1]		52,000
Balance, end of period at Dec. 31, 2015		$ 78,470	$ 59,371	19,566	(467)
Ending Balance, shares at Dec. 31, 2015		9,279,000	9,279,000
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income		$ 13,209		13,209
Other comprehensive loss, net of tax		627			627
Dividends on common stock		(1,524)	$ 109	(1,633)
10% stock dividend paid September 30, 2016		0	10,394	(10,394)
Common stock issued and related tax effects	[1]	1,097	$ 1,097
Common stock issued and related tax effects, shares	[1]		130,000
Proceeds from capital offering	[2]	$ 14,412	$ 14,412
Proceeds from rights offering, shares	[2]	1,068,400	1,068,000
Balance, end of period at Dec. 31, 2016		$ 106,291	$ 85,383	$ 20,748	$ 160
Ending Balance, shares at Dec. 31, 2016		10,477,000	10,477,000
[1]	Includes the issuance of common stock under employee benefit plans, which includes nonqualified stock options and restricted stock expense related entries, employee option exercises and the tax benefit of options exercised.
[2]	Represents gross proceeds of $14.6 million reduced by legal, accounting and other filing fees of approximately $213 thousand.

Consolidated Statements of Cha8

Consolidated Statements of Changes in Shareholders' Equity (Parenthetical) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Statement of Stockholders' Equity [Abstract]
Common stock, dividends, per share, cash paid (in dollars per share)	$ 0.18	$ 0.13
Proceeds from capital offering	$ 14,600
Payments of stock issuance costs	$ 213

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
OPERATING ACTIVITIES:
Net income	$ 13,209	$ 9,557
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	1,220	500
Net amortization of purchase premiums and discounts on securities	346	514
Depreciation and amortization	734	530
Deferred income tax expense	110	367
Net security gains	(424)	(28)
Gains on repurchase of subordinated debentures	(2,264)	0
Stock compensation expense	545	450
(Gain) Loss on sale of OREO	(71)	247
Valuation writedowns on OREO	300	0
Gain on sale of mortgage loans held for sale, net	(1,610)	(1,674)
Gain on sale of SBA loans held for sale, net	(2,099)	(1,204)
Origination of mortgage loans held for sale	(108,120)	(94,259)
Origination of SBA loans held for sale	(29,916)	(22,543)
Proceeds from sale of mortgage loans held for sale, net	109,730	95,933
Proceeds from sale of SBA loans held for sale, net	26,837	15,297
BOLI income	(378)	(380)
Net change in other assets and liabilities	639	(325)
Net cash provided by operating activities	8,788	2,982
INVESTING ACTIVITIES
Purchases of securities held to maturity	(11,322)	(1,264)
Purchases of securities available for sale	(9,339)	(2,255)
Purchases of FHLB stock, at cost	(4,182)	(16,568)
Maturities and principal payments on securities held to maturity	2,201	2,717
Maturities and principal payments on securities available for sale	8,927	8,295
Proceeds from sales of securities held to maturity	6,661	0
Proceeds from sales of securities available for sale	12,472	528
Proceeds from redemption of FHLB stock	2,745	18,000
Proceeds from sale of OREO	2,302	4,272
Net increase in loans	(82,697)	(123,463)
Purchases of premises and equipment	(9,595)	(951)
Net cash used in investing activities	(81,827)	(110,689)
FINANCING ACTIVITIES
Net increase in deposits	51,230	100,152
Proceeds from new borrowings	76,000	47,000
Repayments of borrowings	(47,000)	(80,000)
Repurchase of subordinated debentures	(2,891)	0
Proceeds from exercise of stock options	550	0
Dividends on common stock	(1,524)	(1,109)
Proceeds from capital offering	14,412	0
Net cash provided by financing activities	90,777	66,043
Increase (decrease) in cash and cash equivalents	17,738	(41,664)
Cash and cash equivalents, beginning of year	88,157	129,821
Cash and cash equivalents, end of year	105,895	88,157
SUPPLEMENTAL DISCLOSURES
Interest paid	8,798	7,673
Income taxes paid	7,592	4,791
Noncash investing activities:
Transfer of SBA loans held for sale to held to maturity	0	86
Capitalization of servicing rights	1,472	927
Transfer of loans to OREO	$ 1,990	$ 4,948

Summary of Significant Accounti

Summary of Significant Accounting Policies	12 Months Ended
	Dec. 31, 2016
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	Summary of Significant Accounting Policies Overview The accompanying Consolidated Financial Statements include the accounts of Unity Bancorp, Inc. (the “Parent Company”) and its wholly-owned subsidiary, Unity Bank (the “Bank” or when consolidated with the Parent Company, the “Company”). All significant intercompany balances and transactions have been eliminated in consolidation. Unity Bancorp, Inc. is a bank holding company incorporated in New Jersey and registered under the Bank Holding Company Act of 1956, as amended. Its wholly-owned subsidiary, the Bank, is chartered by the New Jersey Department of Banking and Insurance. The Bank provides a full range of commercial and retail banking services through seventeen branch offices located in Bergen, Hunterdon, Middlesex, Somerset, Union and Warren counties in New Jersey and Northampton County in Pennsylvania. These services include the acceptance of demand, savings, and time deposits and the extension of consumer, real estate, Small Business Administration (“SBA”) and other commercial credits. Unity Bank has nine wholly-owned subsidiaries: Unity Investment Services, Inc., AJB Residential Realty Enterprises, Inc., AJB Commercial Realty, Inc., MKCD Commercial, Inc., JAH Commercial, Inc., UB Commercial LLC, ASBC Holdings LLC, Unity Property Holdings 1, Inc., and Unity Property Holdings 2, Inc. Unity Investment Services, Inc. is used to hold and administer part of the Bank’s investment portfolio. The other subsidiaries hold, administer and maintain the Bank’s other real estate owned (“OREO”) properties. Unity Investment Services, Inc. has one subsidiary, Unity Delaware Investment 2, Inc., which has one subsidiary, Unity NJ REIT, Inc. Unity NJ REIT, Inc. was added in 2013 to hold loans. The Company has two wholly-owned subsidiaries: Unity (NJ) Statutory Trust II and Unity Risk Management, Inc. For additional information on Unity (NJ) Statutory Trust II, see Note 9 to the Consolidated Financial Statements. Unity Risk Management, Inc. is the Company's captive insurance company that insures risks to the bank not provided by the traditional commercial insurance market. Use of Estimates in the Preparation of Financial Statements The preparation of financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Amounts requiring the use of significant estimates include the allowance for loan losses, valuation of deferred tax and servicing assets, the carrying value of loans held for sale and other real estate owned, the valuation of securities and the determination of other-than-temporary impairment for securities and fair value disclosures. Actual results could differ from those estimates. 10 Percent Stock Dividend Paid On September 30, 2016 a 10 percent stock dividend was paid to all shareholders of record as of September 15, 2016. All share information has been adjusted as necessary to account for this dividend. Cash and Cash Equivalents Cash and cash equivalents include cash on hand, amounts due from banks, federal funds sold and interest-bearing deposits. Securities The Company classifies its securities into two categories, available for sale and held to maturity. Securities that are classified as available for sale are stated at fair value. Unrealized gains and losses on securities available for sale are generally excluded from results of operations and are reported as other comprehensive income, a separate component of shareholders’ equity, net of taxes. Securities classified as available for sale include securities that may be sold in response to changes in interest rates, changes in prepayment risks or for asset/liability management purposes. The cost of securities sold is determined on a specific identification basis. Gains and losses on sales of securities are recognized in the Consolidated Statements of Income on the date of sale. Securities are classified as held to maturity based on management’s intent and ability to hold them to maturity. Such securities are stated at cost, adjusted for unamortized purchase premiums and discounts using the level yield method. If transfers between the available for sale and held to maturity portfolios occur, they are accounted for at fair value and unrealized holding gains and losses are accounted for at the date of transfer. For securities transferred to available for sale from held to maturity, unrealized gains or losses as of the date of the transfer are recognized in other comprehensive income (loss), a separate component of shareholders’ equity. For securities transferred into the held to maturity portfolio from the available for sale portfolio, unrealized gains or losses as of the date of transfer continue to be reported in other comprehensive income (loss), and are amortized over the remaining life of the security as an adjustment to its yield, consistent with amortization of the premium or accretion of the discount. For additional information on securities, see Note 3 to the Consolidated Financial Statements. Other-Than-Temporary Impairment The Company has a process in place to identify debt securities that could potentially incur credit impairment that is other-than-temporary. This process involves monitoring late payments, pricing levels, downgrades by rating agencies, key financial ratios, financial statements, revenue forecasts and cash flow projections as indicators of credit issues. Management evaluates securities for other-than-temporary impairment at least on a quarterly basis, and more frequently when economic or market concern warrants such evaluation. This evaluation considers relevant facts and circumstances in evaluating whether a credit or interest rate-related impairment of a security is other-than-temporary. Relevant facts and circumstances considered include: (1) the extent and length of time the fair value has been below cost; (2) the reasons for the decline in value; (3) the financial position and access to capital of the issuer, including the current and future impact of any specific events and (4) for fixed maturity securities, the intent to sell a security or whether it is more likely than not the Company will be required to sell the security before the recovery of its amortized cost which, in some cases, may extend to maturity. For debt securities that are considered other-than-temporarily impaired where management has no intent to sell and the Company has no requirement to sell prior to recovery of its amortized cost basis, the amount of the impairment is separated into the amount that is credit related (credit loss component) and the amount due to all other factors. The credit loss component is recognized in earnings and is the difference between the security’s amortized cost basis and the present value of its expected future cash flows. The remaining difference between the security’s fair value and the present value of future expected cash flows is due to factors that are not credit related and is recognized in other comprehensive income. For debt securities where management has the intent to sell, the amount of the impairment is reflected in earnings as realized losses. The present value of expected future cash flows is determined using the best estimate cash flows discounted at the effective interest rate implicit to the security at the date of purchase or the current yield to accrete an asset-backed or floating rate security. The methodology and assumptions for establishing the best estimate cash flows vary depending on the type of security. The asset-backed securities cash flow estimates are based on bond specific facts and circumstances that may include collateral characteristics, expectations of delinquency and default rates, loss severity and prepayment speeds and structural support, including subordination and guarantees. The corporate bond cash flow estimates are derived from scenario-based outcomes of expected corporate restructurings or the disposition of assets using bond specific facts and circumstances including timing, security interests and loss severity. Transfers of Financial Assets Transfers of financial assets are accounted for as sales, when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Company, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (3) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity. Loans Loans Held for Sale Loans held for sale represent the guaranteed portion of SBA loans and are reflected at the lower of aggregate cost or market value. The Company originates loans to customers under an SBA program that historically has provided for SBA guarantees of up to 90 percent of each loan. The Company generally sells the guaranteed portion of its SBA loans to a third party and retains the servicing, holding the nonguaranteed portion in its portfolio. The net amount of loan origination fees on loans sold is included in the carrying value and in the gain or loss on the sale. When sales of SBA loans do occur, the premium received on the sale and the present value of future cash flows of the servicing assets are recognized in income. All criteria for sale accounting must be met in order for the loan sales to occur; see details under the “Transfers of Financial Assets” heading above. Servicing assets represent the estimated fair value of retained servicing rights, net of servicing costs, at the time loans are sold. Servicing assets are amortized in proportion to, and over the period of, estimated net servicing revenues. Impairment is evaluated based on stratifying the underlying financial assets by date of origination and term. Fair value is determined using prices for similar assets with similar characteristics, when available, or based upon discounted cash flows using market-based assumptions. Any impairment, if temporary, would generally be reported as a valuation allowance. Serviced loans sold to others are not included in the accompanying Consolidated Balance Sheets. Income and fees collected for loan servicing are credited to noninterest income when earned, net of amortization on the related servicing assets. For additional information on servicing assets, see Note 4 to the Consolidated Financial Statements. Loans Held for Investment Loans held for investment are stated at the unpaid principal balance, net of unearned discounts and deferred loan origination fees and costs. In accordance with the level yield method, loan origination fees, net of direct loan origination costs, are deferred and recognized over the estimated life of the related loans as an adjustment to the loan yield. Interest is credited to operations primarily based upon the principal balance outstanding. Loans are reported as past due when either interest or principal is unpaid in the following circumstances: fixed payment loans when the borrower is in arrears for two or more monthly payments; open end credit for two or more billing cycles; and single payment notes if interest or principal remains unpaid for 30 days or more. Nonperforming loans consist of loans that are not accruing interest as a result of principal or interest being delinquent for a period of 90 days or more or when the ability to collect principal and interest according to the contractual terms is in doubt (nonaccrual loans). When a loan is classified as nonaccrual, interest accruals are discontinued and all past due interest previously recognized as income is reversed and charged against current period earnings. Generally, until the loan becomes current, any payments received from the borrower are applied to outstanding principal until such time as management determines that the financial condition of the borrower and other factors merit recognition of a portion of such payments as interest income. Loans may be returned to an accrual status when the ability to collect is reasonably assured and when the loan is brought current as to principal and interest. Loans are charged off when collection is sufficiently questionable and when the Company can no longer justify maintaining the loan as an asset on the balance sheet. Loans qualify for charge-off when, after thorough analysis, all possible sources of repayment are insufficient. These include: 1) potential future cash flows, 2) value of collateral, and/or 3) strength of co-makers and guarantors. All unsecured loans are charged off upon the establishment of the loan’s nonaccrual status. Additionally, all loans classified as a loss or that portion of the loan classified as a loss is charged off. All loan charge-offs are approved by the Board of Directors. Troubled debt restructurings ("TDRs") occur when a creditor, for economic or legal reasons related to a debtor’s financial condition, grants a concession to the debtor that it would not otherwise consider. These concessions typically include reductions in interest rate, extending the maturity of a loan, or a combination of both. Interest income on accruing TDRs is credited to operations primarily based upon the principal amount outstanding, as stated in the paragraphs above. The Company evaluates its loans for impairment. A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect all amounts due according to the contractual terms of the loan agreement. The Company has defined impaired loans to be all TDRs and nonperforming loans. Impairment is evaluated in total for smaller-balance loans of a similar nature (consumer and residential mortgage loans), and on an individual basis for all other loans. Impairment of a loan is measured based on the present value of expected future cash flows, discounted at the loan's effective interest rate, or as a practical expedient, based on a loan’s observable market price or the fair value of collateral, net of estimated costs to sell, if the loan is collateral-dependent. If the value of the impaired loan is less than the recorded investment in the loan, the Company establishes a valuation allowance, or adjusts existing valuation allowances, with a corresponding charge to the provision for loan losses. For additional information on loans, see Note 4 to the Consolidated Financial Statements. Allowance for Loan Losses and Reserve for Unfunded Loan Commitments The allowance for loan losses is maintained at a level management considers adequate to provide for probable loan losses as of the balance sheet date. The allowance is increased by provisions charged to expense and is reduced by net charge-offs. The level of the allowance is based on management’s evaluation of probable losses in the loan portfolio, after consideration of prevailing economic conditions in the Company’s market area, the volume and composition of the loan portfolio, and historical loan loss experience. The allowance for loan losses consists of specific reserves for individually impaired credits and TDRs, reserves for nonimpaired loans based on historical loss factors adjusted for general economic factors and other qualitative risk factors such as changes in delinquency trends, industry concentrations or local/national economic trends. This risk assessment process is performed at least quarterly, and, as adjustments become necessary, they are realized in the periods in which they become known. Although management attempts to maintain the allowance at a level deemed adequate to provide for probable losses, future additions to the allowance may be necessary based upon certain factors including changes in market conditions and underlying collateral values. In addition, various regulatory agencies periodically review the adequacy of the Company’s allowance for loan losses. These agencies may require the Company to make additional provisions based on judgments about information available at the time of the examination. The Company maintains a reserve for unfunded loan commitments at a level that management believes is adequate to absorb estimated probable losses. Adjustments to the reserve are made through other expenses and applied to the reserve which is classified as other liabilities. For additional information on the allowance for loan losses and reserve for unfunded loan commitments, see Note 5 to the Consolidated Financial Statements. Premises and Equipment Land is carried at cost. All other fixed assets are carried at cost less accumulated depreciation. Depreciation is computed using the straight-line method over the estimated useful lives of the assets. The useful life of buildings is not to exceed 30 years ; furniture and fixtures is generally 10 years or less, and equipment is 3 to 5 years . Leasehold improvements are depreciated over the life of the underlying lease. For additional information on premises and equipment, see Note 6 to the Consolidated Financial Statements. Bank Owned Life Insurance The Company purchased life insurance policies on certain members of management. Bank owned life insurance is recorded at its cash surrender value or the amount that can be realized. Federal Home Loan Bank Stock Federal law requires a member institution of the Federal Home Loan Bank system to hold stock of its district FHLB according to a predetermined formula. The stock is carried at cost. Management reviews the stock for impairment based on the ultimate recoverability of the cost basis in the stock. The stock’s value is determined by the ultimate recoverability of the par value rather than by recognizing temporary declines. Management considers such criteria as the significance of the decline in net assets, if any, of the FHLB, the length of time this situation has persisted, commitments by the FHLB to make payments required by law or regulation, the impact of legislative and regulatory changes on the customer base of the FHLB and the liquidity position of the FHLB. Other Real Estate Owned Other real estate owned is recorded at the fair value, less estimated costs to sell at the date of acquisition, with a charge to the allowance for loan losses for any excess of the loan carrying value over such amount. Subsequently, OREO is carried at the lower of cost or fair value, as determined by current appraisals. Certain costs that increase the value or extend the useful life in preparing properties for sale are capitalized to the extent that the appraisal amount exceeds the carry value, and expenses of holding foreclosed properties are charged to operations as incurred. Appraisals The Company requires current real estate appraisals on all loans that become OREO or in-substance foreclosure, loans that are classified substandard, doubtful or loss, or loans that are over $ 100,000 and nonperforming. Prior to each balance sheet date, the Company values impaired collateral-dependent loans and OREO based upon a third party appraisal, broker's price opinion, drive by appraisal, automated valuation model, updated market evaluation, or a combination of these methods. The amount is discounted for the decline in market real estate values (for original appraisals), for any known damage or repair costs, and for selling and closing costs. The amount of the discount is dependent upon the method used to determine the original value. The original appraisal is generally used when a loan is first determined to be impaired. When applying the discount, the Company takes into consideration when the appraisal was performed, the collateral’s location, the type of collateral, any known damage to the property and the type of business. Subsequent to entering impaired status and the Company determining that there is a collateral shortfall, the Company will generally, depending on the type of collateral, order a third party appraisal, broker's price opinion, automated valuation model or updated market evaluation. Subsequent to receiving the third party results, the Company will discount the value 6 to 10 percent for selling and closing costs. Income Taxes The Company follows Financial Accounting Standards Board Accounting Standards Codification ("FASB ASC") Topic 740, “Income Taxes,” which prescribes a threshold for the financial statement recognition of income taxes and provides criteria for the measurement of tax positions taken or expected to be taken in a tax return. ASC 740 also includes guidance on derecognition, classification, interest and penalties, accounting in interim periods, disclosure and transition of income taxes. Deferred tax assets and liabilities are recognized for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax basis. Deferred tax assets and liabilities are measured using the enacted tax rates applicable to taxable income for the years in which those temporary differences are expected to be recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the period that includes the enactment date. Valuation reserves are established against certain deferred tax assets when it is more likely than not that the deferred tax assets will not be realized. Increases or decreases in the valuation reserve are charged or credited to the income tax provision. When tax returns are filed, it is highly certain that some positions taken would be sustained upon examination by the taxing authorities, while others are subject to uncertainty about the merits of the position taken or the amount of the position that ultimately would be sustained. The benefit of a tax position is recognized in the financial statements in the period during which, based on all available evidence, management believes it is more likely than not that the position will be sustained upon examination, including the resolution of appeals or litigation processes, if any. The evaluation of a tax position taken is considered by itself and not offset or aggregated with other positions. Tax positions that meet the more likely than not recognition threshold are measured as the largest amount of tax benefit that is more than 50 percent likely of being realized upon settlement with the applicable taxing authority. The portion of benefits associated with tax positions taken that exceeds the amount measured as described above is reflected as a liability for unrecognized tax benefits in the accompanying balance sheet along with any associated interest and penalties that would be payable to the taxing authorities upon examination. Interest and penalties associated with unrecognized tax benefits are recognized in income tax expense on the income statement. For additional information on income taxes, see Note 15 to the Consolidated Financial Statements. Net Income Per Share Basic net income per common share is calculated as net income available to common shareholders divided by the weighted average common shares outstanding during the reporting period. Diluted net income per common share is computed similarly to that of basic net income per common share, except that the denominator is increased to include the number of additional common shares that would have been outstanding if all potentially dilutive common shares, principally stock options, were issued during the reporting period utilizing the Treasury stock method. However, when a net loss rather than net income is recognized, diluted earnings per share equals basic earnings per share. The amounts reported have been adjusted for the 10% stock dividend paid on September 30, 2016. For additional information on net income per share, see Note 16 to the Consolidated Financial Statements. Stock-Based Compensation The Company accounts for its stock-based compensation awards in accordance with FASB ASC Topic 718, “Compensation – Stock Compensation,” which requires recognition of compensation expense related to stock-based compensation awards over the period during which an employee is required to provide service for the award. Compensation expense is equal to the fair value of the award, net of estimated forfeitures, and is recognized over the vesting period of such awards. For additional information on the Company’s stock-based compensation, see Note 18 to the Consolidated Financial Statements. Fair Value The Company follows FASB ASC Topic 820, “Fair Value Measurement and Disclosures,” which provides a framework for measuring fair value under generally accepted accounting principles. For additional information on the fair value of the Company’s financial instruments, see Note 19 to the Consolidated Financial Statements. Other Comprehensive Income (Loss) Other comprehensive income (loss) consists of the change in unrealized gains (losses) on securities available for sale that were reported as a component of shareholders’ equity, net of tax. For additional information on other comprehensive income, see Note 11 to the Consolidated Financial Statements. Advertising The Company expenses the costs of advertising in the period incurred. Dividend Restrictions Banking regulations require maintaining certain capital levels that may limit the dividends paid by the Bank to the holding company or by the holding company to the shareholders. Operating Segments While management monitors the revenue streams of its various products and services, operating results and financial performance are evaluated on a company-wide basis. The Company’s management uses consolidated results to make operating and strategic decisions. Accordingly, there is only one reportable segment. Recent Accounting Pronouncements ASU 2014-09, “Revenue from Contracts with Customers (Topic 606).” ASU 2014-09 supersedes the revenue recognition requirements in Accounting Standards Codification Topic 606, Revenue Recognition, and most industry-specific guidance throughout the Accounting Standards Codification. The guidance requires an entity to recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the company expects to be entitled in exchange for those goods or services. The accounting changes in this update have been revised to defer the effective date for public business entities for annual reporting periods beginning after December 15, 2017 and the interim periods within that year. The FASB has also issued clarification guidance as it relates to principal versus agent considerations for revenue recognition purposes and clarification guidance on other various considerations related to the new revenue recognition guidance. Additionally, during April 2016, the FASB issued further clarification guidance related to identifying performance obligations and licensing. Early adoption is permitted as of the first interim or annual period beginning after December 15, 2016. The Company is currently evaluating this guidance to determine the impact on its consolidated financial statements. ASU No. 2016-01, “Financial Instruments – Overall (Subtopic 825-10) – Recognition and Measurement of Financial Assets and Financial Liabilities.” ASU 2016-01 addresses certain aspects of recognition, measurement, presentation, and disclosure of financial instruments. This eliminates the available for sale classification of accounting for equity securities and adjusts the fair value disclosures for financial instruments carried at amortized cost such that the disclosed fair values represent an exit price as opposed to an entry price. This update requires that equity securities be carried at fair value on the balance sheet and any periodic changes in value will be adjusted through the income statement. A practical expedient is provided for equity securities without a readily determinable fair value, such that these securities can be carried at cost less any impairment. For public business entities, the amendments in this update are effective for fiscal years beginning after December 15, 2017, including interim periods within those fiscal years. The Company is currently evaluating the impact of the standard. ASU 2016-02, “Leases (Topic 842)”. ASU 2016-02 was issued in three parts: (a) Section A , “Leases: Amendments to the FASB Accounting Standards Codification®,” (b) Section B , “Conforming Amendments Related to Leases: Amendments to the FASB Accounting Standards Codification®,” and (c) Section C , “Background Information and Basis for Conclusions.” While both lessees and lessors are affected by the new guidance, the effects on lessees are much more significant. The update states that a lessee should recognize the assets and liabilities that arise from all leases with a term greater than 12 months. The core principle requires the lessee to recognize a liability to make lease payments and a "right-of-use" asset. The accounting applied by the lessor is relatively unchanged as the majority of operating leases should remain classified as operating leases and the income from them recognized, generally, on a straight-line basis over the lease term. The standards update also requires expanded qualitative and quantitative disclosures. For public business entities, ASC 2016-02 is effective for interim and annual reporting periods beginning after December 15, 2018. ASC 2016-02 mandates a modified retrospective transition for all entities. The Company is currently evaluating the impact of the adoption of ASC 2016-02 on its consolidated financial statements. ASU 2016-09, "Compensation - Stock Compensation (Topic 718): Improvements to Employee Share-Based Payment Accounting." ASU 2016-09 was issued as part of FASB's simplification initiative as a result of its post-implementation review of FASB Statement No. 123(R), Share-Based Payment. Areas addressed include the accounting for income taxes, classification of awards as either equity or liabilities and classification on the statement of cash flows. The ASU is aimed at reducing the cost and complexity of accounting for share-based payments but will likely result in fluctuations in net income and earnings per share. Under this guidance all excess tax benefits and deficiencies related to employee stock compensation will be recognized within income tax expense via a lower effective tax rate, versus previously being recognized in additional paid in capital. For public business entities, ASU 2016-09 is effective for interim and annual reporting periods beginning after December 15, 2016. Early adoption is permitted. The Company has applied this change and the impact of the adoption of ASU 2016-09 on its consolidated financial statements was immaterial. ASU 2016-13, "Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments." ASU 2016-13 was issued to replace the incurred loss impairment methodology in current GAAP with an expected credit loss methodology and requires consideration of a broader range of information to determine credit loss estimates. Financial assets measured at amortized cost will be presented at the net amount expected to be collected by using an allowance for credit losses. Purchased credit impaired loans will receive an allowance account at the acquisition date that represents a component of the purchase price allocation. Credit losses relating to available-for-sale debt securities will be recorded through an allowance for credit losses, with such allowance limited to the amount by which fair value is below amortized cost. For public business entities, ASU 2016-13 is effective for interim and annual reporting periods beginning after December 15, 2019. The Company is currently evaluating the impact of the adoption of ASU 2016-13 on its consolidated financial statements. ASU 2016-15, "Statement of Cash Flows (Topic 230): Classification of Certain Cash Receipts and Cash Payments." ASU 2016-15 was issued to address diversity in practice in how certain cash receipts and cash payments are presented and classified in the statement of cash flows under Topic 230, Statement of Cash Flows, and other Topics. This update addresses eight specific cash flow issues with the objective of reducing the existing diversity in practice. The amendments in this update provide guidance on the following eight specific cash flow issues: • Debt Prepayment or Debt Extinguishment Costs • Sett

Restrictions on Cash

Restrictions on Cash	12 Months Ended
	Dec. 31, 2016
Cash and Cash Equivalents [Abstract]
Restrictions on Cash	Restrictions on Cash Federal law requires depository institutions to hold reserves in the form of vault cash or, if vault cash is insufficient, in the form of a deposit maintained with a Federal Reserve Bank (“FRB”). The dollar amount of a depository institution's reserve requirement is determined by applying the reserve ratios specified in the FRB’s Regulation D to an institution's reservable liabilities. As of December 31, 2016 , the Company required $15 thousand of additional reserves to meet its reserve requirements. As of December 31, 2015 the Company had sufficient vault cash to meet its reserve requirements and no additional reserves were required. In addition, the Company’s contract with its current electronic funds transfer (“EFT”) provider requires a predetermined balance be maintained in a settlement account controlled by the provider equal to the Company’s average daily net settlement position multiplied by four days. The required balance was $ 156 thousand as of December 31, 2016 compared to $179 thousand at December 31, 2015 . This balance can be adjusted periodically to reflect actual transaction volume and seasonal factors.

Securities

Securities	12 Months Ended
	Dec. 31, 2016
Marketable Securities [Abstract]
Securities	Securities This table provides the major components of securities available for sale (“AFS”) and held to maturity (“HTM”) at amortized cost and estimated fair value at December 31, 2016 and December 31, 2015 : December 31, 2016 December 31, 2015 (In thousands) Amortized cost Gross unrealized gains Gross unrealized losses Estimated fair value Amortized cost Gross unrealized gains Gross unrealized losses Estimated fair value Available for sale: U.S. Government sponsored entities $ 3,744 $ 2 $ (30 ) $ 3,716 $ 6,649 $ — $ (68 ) $ 6,581 State and political subdivisions 5,545 19 (62 ) 5,502 10,625 159 (2 ) 10,782 Residential mortgage-backed securities 21,547 339 (255 ) 21,631 26,191 449 (201 ) 26,439 Corporate and other securities 10,003 — (284 ) 9,719 9,404 71 (412 ) 9,063 Total securities available for sale $ 40,839 $ 360 $ (631 ) $ 40,568 $ 52,869 $ 679 $ (683 ) $ 52,865 Held to maturity: U.S. Government sponsored entities $ 3,530 $ — $ (128 ) $ 3,402 $ 3,988 $ — $ (87 ) $ 3,901 State and political subdivisions 2,306 181 (1 ) 2,486 2,364 187 (1 ) 2,550 Residential mortgage-backed securities 4,799 98 (25 ) 4,872 6,232 141 (28 ) 6,345 Commercial mortgage-backed securities 3,796 — (148 ) 3,648 3,902 — (62 ) 3,840 Corporate and other securities 6,548 12 — 6,560 1,985 — (14 ) 1,971 Total securities held to maturity $ 20,979 $ 291 $ (302 ) $ 20,968 $ 18,471 $ 328 $ (192 ) $ 18,607 This table provides the remaining contractual maturities and yields of securities within the investment portfolios. The carrying value of securities at December 31, 2016 is distributed by contractual maturity. Mortgage-backed securities and other securities, which may have principal prepayment provisions, are distributed based on contractual maturity. Expected maturities will differ materially from contractual maturities as a result of early prepayments and calls. Within one year After one through five years After five through ten years After ten years Total carrying value (In thousands, except percentages) Amount Yield Amount Yield Amount Yield Amount Yield Amount Yield Available for sale at fair value: U.S. Government sponsored entities $ — — % $ 3,716 1.61 % $ — — % $ — — % $ 3,716 1.61 % State and political subdivisions — — % 769 3.12 1,306 3.05 3,427 2.73 5,502 2.86 Residential mortgage-backed securities 11 4.16 % 526 2.25 4,641 2.23 16,453 2.93 21,631 2.77 Corporate and other securities 2,402 1.72 % 112 1.65 4,443 1.72 2,762 3.71 9,719 2.29 Total securities available for sale $ 2,413 1.73 % $ 5,123 1.90 % $ 10,390 2.11 % $ 22,642 3.00 % $ 40,568 2.56 % Held to maturity at cost: U.S. Government sponsored entities $ — — % $ — — % $ — — % $ 3,530 1.97 % $ 3,530 1.97 % State and political subdivisions 213 1.00 — — % 492 5.07 % 1,601 4.64 2,306 4.39 Residential mortgage-backed securities 17 3.56 34 5.00 753 2.80 3,995 2.87 4,799 2.88 Commercial mortgage-backed securities — — % — — % — — % 3,796 2.76 3,796 2.76 Corporate and other securities — — % — — % 4,535 5.72 2,013 8.80 6,548 6.67 Total securities held to maturity $ 230 1.19 % $ 34 5.00 % $ 5,780 5.28 % $ 14,935 3.62 % $ 20,979 4.05 % The fair value of securities with unrealized losses by length of time that the individual securities have been in a continuous unrealized loss position at December 31, 2016 and December 31, 2015 are as follows: December 31, 2016 Less than 12 months 12 months and greater Total (In thousands, except number in a loss position) Total number in a loss position Estimated fair value Unrealized loss Estimated fair value Unrealized loss Estimated fair value Unrealized loss Available for sale: U.S. Government sponsored entities 1 $ 1,962 $ (30 ) $ — $ — $ 1,962 $ (30 ) State and political subdivisions 4 3,833 (62 ) — — 3,833 (62 ) Residential mortgage-backed securities 13 7,813 (139 ) 2,983 (116 ) 10,796 (255 ) Corporate and other securities 6 822 (67 ) 5,376 (217 ) 6,198 (284 ) Total temporarily impaired securities 24 $ 14,430 $ (298 ) $ 8,359 $ (333 ) $ 22,789 $ (631 ) Held to maturity: U.S. Government sponsored entities 2 $ 3,402 $ (128 ) $ — $ — $ 3,402 $ (128 ) State and political subdivisions 1 212 (1 ) — — 212 (1 ) Residential mortgage-backed securities 2 776 (15 ) 441 (10 ) 1,217 (25 ) Commercial mortgage-backed securities 2 3,648 (148 ) — — 3,648 (148 ) Total temporarily impaired securities 7 $ 8,038 $ (292 ) $ 441 $ (10 ) $ 8,479 $ (302 ) December 31, 2015 Less than 12 months 12 months and greater Total (In thousands, except number in a loss position) Total number in a loss position Estimated fair value Unrealized loss Estimated fair value Unrealized loss Estimated fair value Unrealized loss Available for sale: U.S. Government sponsored entities 9 $ 4,165 $ (12 ) $ 2,416 $ (56 ) $ 6,581 $ (68 ) State and political subdivisions 3 1,584 (2 ) — — 1,584 (2 ) Residential mortgage-backed securities 11 6,195 (36 ) 4,508 (165 ) 10,703 (201 ) Corporate and other securities 11 4,730 (174 ) 3,756 (238 ) 8,486 (412 ) Total temporarily impaired securities 34 $ 16,674 $ (224 ) $ 10,680 $ (459 ) $ 27,354 $ (683 ) Held to maturity: U.S. Government sponsored entities 2 $ — $ — $ 3,901 $ (87 ) $ 3,901 $ (87 ) State and political subdivisions 1 263 (1 ) — — 263 (1 ) Residential mortgage-backed securities 3 — — 1,853 (28 ) 1,853 (28 ) Commercial mortgage-backed securities 2 3,840 (62 ) — — 3,840 (62 ) Corporate and other securities 1 971 (14 ) — — 971 (14 ) Total temporarily impaired securities 9 $ 5,074 $ (77 ) $ 5,754 $ (115 ) $ 10,828 $ (192 ) Unrealized Losses The unrealized losses in each of the categories presented in the tables above are discussed in the paragraphs that follow: U.S. government sponsored entities and state and political subdivision securities: The unrealized losses on investments in these types of securities were caused by the increase in interest rate spreads or the increase in interest rates at the long end of the Treasury curve. The contractual terms of these investments do not permit the issuer to settle the securities at a price less than the par value of the investments. Because the Company does not intend to sell the investments and it is not more likely than not that the Company will be required to sell the investments before recovery of their amortized cost basis, which may be at maturity, the Company did not consider these investments to be other-than temporarily impaired as of December 31, 2016 . There was no other-than-temporary impairment on these securities at December 31, 2015 . Residential and commercial mortgage-backed securities: The unrealized losses on investments in mortgage-backed securities were caused by increases in interest rate spreads or the increase in interest rates at the long end of the Treasury curve. The majority of contractual cash flows of these securities are guaranteed by the Federal National Mortgage Association (FNMA), the Government National Mortgage Association (GNMA) and the Federal Home Loan Mortgage Corporation (FHLMC). It is expected that the securities would not be settled at a price significantly less than the par value of the investment. Because the decline in fair value is attributable to changes in interest rates and not credit quality, and because the Company does not intend to sell the investments and it is not more likely than not that the Company will be required to sell the investments before recovery of their amortized cost basis, which may be at maturity, the Company did not consider these investments to be other-than-temporarily impaired as of December 31, 2016 or December 31, 2015 . Corporate and other securities: Included in this category are corporate debt securities, Community Reinvestment Act (“CRA”) investments, asset-backed securities, and one trust preferred security. The unrealized losses on corporate debt securities were due to widening credit spreads or the increase in interest rates at the long end of the Treasury curve and the unrealized losses on CRA investments were caused by decreases in the market prices of the shares. The Company evaluated the prospects of the issuers and forecasted a recovery period; and as a result determined it did not consider these investments to be other-than-temporarily impaired as of December 31, 2016 or December 31, 2015 . The unrealized loss on the trust preferred security was caused by an inactive trading market and changes in market credit spreads. At December 31, 2016 and December 31, 2015 , this category consisted of one single-issuer trust preferred security. The contractual terms do not allow the security to be settled at a price less than the par value. Because the Company does not intend to sell the security and it is not more likely than not that the Company will be required to sell the security before recovery of its amortized cost basis, which may be at maturity, the Company did not consider this security to be other-than-temporarily impaired as of December 31, 2016 or December 31, 2015 . Realized Gains and Losses Gross realized gains and losses on securities for the past two years are detailed in the table below: For the years ended December 31, (In thousands) 2016 2015 Available for sale: Realized gains $ 302 $ 28 Realized losses (1 ) — Total securities available for sale 301 28 Held to maturity: Realized gains 123 — Realized losses — — Total securities held to maturity 123 — Net gains on sales of securities $ 424 $ 28 The net realized gains are included in noninterest income in the Consolidated Statements of Income as net security gains. For 2016 and 2015 , gross realized gains on sales of securities amounted to $ 425 thousand and $ 28 thousand , respectively. There were $1 thousand of gross realized losses in 2016 , compared to no loss in 2015 . • The net gains during 2016 are attributed to the sale of fifteen municipal securities with a total book value of $6.4 million and resulting gains of $112 thousand , the sale of two SBA securities with a book value of $2.5 million and resulting gains of $12 thousand , the sale of thirteen equity securities totaling $515 thousand in book value, resulting in pre-tax gains of approximately $177 thousand , and the sale of five corporate bonds with a total book value of $8.5 million and resulting gains of $124 thousand , partially offset by the sale of one SBA security with a book value of $753 thousand which resulted in a loss of $1 thousand . • The net gains during 2015 are attributed to the sale of one corporate bond security with a total book value of $500 thousand and resulting in a gain of $28 thousand . Pledged Securities Securities with a carrying value of $17.7 million and $18.5 million at December 31, 2016 and December 31, 2015 , respectively, were pledged to secure Government deposits, secure other borrowings and for other purposes required or permitted by law.

Loans

Loans	12 Months Ended
	Dec. 31, 2016
Loans and Leases Receivable Disclosure [Abstract]
Loans	Loans The following table sets forth the classification of loans by class, including unearned fees, deferred costs and excluding the allowance for loan losses for the past two years: (In thousands) December 31, 2016 December 31, 2015 SBA loans held for investment $ 42,492 $ 39,393 SBA 504 loans 26,344 29,353 Commercial loans Commercial other 58,447 49,332 Commercial real estate 422,418 391,071 Commercial real estate construction 28,306 25,115 Residential mortgage loans 289,093 264,523 Consumer loans Home equity 47,411 45,042 Consumer other 44,130 32,015 Total loans held for investment $ 958,641 $ 875,844 SBA loans held for sale 14,773 13,114 Total loans $ 973,414 $ 888,958 Loans are made to individuals as well as commercial entities. Specific loan terms vary as to interest rate, repayment, and collateral requirements based on the type of loan requested and the credit worthiness of the prospective borrower. Credit risk, excluding SBA loans, tends to be geographically concentrated in that a majority of the loan customers are located in the markets serviced by the Bank. As a preferred SBA lender, a portion of the SBA portfolio is to borrowers outside the Company’s lending area. However, during late 2008, the Company withdrew from SBA lending outside of its primary trade area, but continues to offer SBA loan products as an additional credit product within its primary trade area. Loan performance may be adversely affected by factors impacting the general economy or conditions specific to the real estate market such as geographic location and/or property type. A description of the Company's different loan segments follows: SBA Loans: SBA 7(a) loans, on which the SBA has historically provided guarantees of up to 90 percent of the principal balance, are considered a higher risk loan product for the Company than its other loan products. The guaranteed portion of the Company’s SBA loans is generally sold in the secondary market with the nonguaranteed portion held in the portfolio as a loan held for investment. SBA loans are for the purpose of providing working capital, financing the purchase of equipment, inventory or commercial real estate and for other business purposes. Loans are guaranteed by the businesses' major owners. SBA loans are made based primarily on the historical and projected cash flow of the business and secondarily on the underlying collateral provided. SBA 504 Loans: The SBA 504 program consists of real estate backed commercial mortgages where the Company has the first mortgage and the SBA has the second mortgage on the property. SBA 504 loans are made based primarily on the historical and projected cash flow of the business and secondarily on the underlying collateral provided. Generally, the Company has a 50 percent loan to value ratio on SBA 504 program loans at origination. Commercial Loans: Commercial credit is extended primarily to middle market and small business customers. Commercial loans are generally made in the Company’s market place for the purpose of providing working capital, financing the purchase of equipment, inventory or commercial real estate and for other business purposes. Loans will generally be guaranteed in full or for a meaningful amount by the businesses' major owners. Commercial loans are made based primarily on the historical and projected cash flow of the business and secondarily on the underlying collateral provided. Residential Mortgage and Consumer Loans: The Company originates mortgage and consumer loans including principally residential real estate, home equity lines and loans and consumer construction lines. Each loan type is evaluated on debt to income, type of collateral and loan to collateral value, credit history and Company relationship with the borrower. Inherent in the lending function is credit risk, which is the possibility a borrower may not perform in accordance with the contractual terms of their loan. A borrower’s inability to pay their obligations according to the contractual terms can create the risk of past due loans and, ultimately, credit losses, especially on collateral deficient loans. The Company minimizes its credit risk by loan diversification and adhering to credit administration policies and procedures. Due diligence on loans begins when the Company initiates contact regarding a loan with a borrower. Documentation, including a borrower’s credit history, materials establishing the value and liquidity of potential collateral, the purpose of the loan, the source of funds for repayment of the loan, and other factors, are analyzed before a loan is submitted for approval. The loan portfolio is then subject to on-going internal reviews for credit quality, as well as independent credit reviews by an outside firm. The Company's extension of credit is governed by the Credit Risk Policy which was established to control the quality of the Company's loans. These policies and procedures are reviewed and approved by the Board of Directors on a regular basis. Credit Ratings For SBA 7(a), SBA 504 and commercial loans, management uses internally assigned risk ratings as the best indicator of credit quality. A loan’s internal risk rating is updated at least annually and more frequently if circumstances warrant a change in risk rating. The Company uses a 1 through 10 loan grading system that follows regulatory accepted definitions. Pass: Risk ratings of 1 through 6 are used for loans that are performing, as they meet, and are expected to continue to meet, all of the terms and conditions set forth in the original loan documentation, and are generally current on principal and interest payments. These performing loans are termed “Pass”. Special Mention: Criticized loans are assigned a risk rating of 7 and termed “Special Mention”, as the borrowers exhibit potential credit weaknesses or downward trends deserving management’s close attention. If not checked or corrected, these trends will weaken the Bank’s collateral and position. While potentially weak, these borrowers are currently marginally acceptable and no loss of interest or principal is anticipated. As a result, special mention assets do not expose an institution to sufficient risk to warrant adverse classification. Included in “Special Mention” could be turnaround situations, such as borrowers with deteriorating trends beyond one year, borrowers in start up or deteriorating industries, or borrowers with a poor market share in an average industry. "Special Mention" loans may include an element of asset quality, financial flexibility, or below average management. Management and ownership may have limited depth or experience. Regulatory agencies have agreed on a consistent definition of “Special Mention” as an asset with potential weaknesses which, if left uncorrected, may result in deterioration of the repayment prospects for the asset or in the Bank’s credit position at some future date. This definition is intended to ensure that the “Special Mention” category is not used to identify assets that have as their sole weakness credit data exceptions or collateral documentation exceptions that are not material to the repayment of the asset. Substandard: Classified loans are assigned a risk rating of an 8 or 9, depending upon the prospect for collection, and deemed “Substandard”. A risk rating of 8 is used for borrowers with well-defined weaknesses that jeopardize the orderly liquidation of debt. The loan is inadequately protected by the current paying capacity of the obligor or by the collateral pledged, if any. Normal repayment from the borrower is in jeopardy, although no loss of principal is envisioned. There is a distinct possibility that a partial loss of interest and/or principal will occur if the deficiencies are not corrected. Loss potential, while existing in the aggregate amount of substandard assets, does not have to exist in individual assets classified “Substandard”. A risk rating of 9 is used for borrowers that have all the weaknesses inherent in a loan with a risk rating of 8, with the added characteristic that the weaknesses make collection of debt in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable. Serious problems exist to the point where partial loss of principal is likely. The possibility of loss is extremely high, but because of certain important, reasonably specific pending factors that may work to strengthen the assets, the loans’ classification as estimated losses is deferred until a more exact status may be determined. Pending factors include proposed merger, acquisition, or liquidation procedures; capital injection; perfecting liens on additional collateral; and refinancing plans. Partial charge-offs are likely. Loss: Once a borrower is deemed incapable of repayment of unsecured debt, the risk rating becomes a 10, the loan is termed a “Loss”, and charged-off immediately. Loans to such borrowers are considered uncollectible and of such little value that continuance as active assets of the Bank is not warranted. This classification does not mean that the loan has absolutely no recovery or salvage value, but rather it is not practical or desirable to defer writing off these basically worthless assets even though partial recovery may be affected in the future. For residential mortgage and consumer loans, management uses performing versus nonperforming as the best indicator of credit quality. Nonperforming loans consist of loans that are not accruing interest (nonaccrual loans) as a result of principal or interest being delinquent for a period of 90 days or more or when the ability to collect principal and interest according to the contractual terms is in doubt. These credit quality indicators are updated on an ongoing basis, as a loan is placed on nonaccrual status as soon as management believes there is sufficient doubt as to the ultimate ability to collect interest on a loan. The tables below detail the Company’s loan portfolio by class according to their credit quality indicators discussed in the paragraphs above as of December 31, 2016 : December 31, 2016 SBA, SBA 504 & Commercial loans - Internal risk ratings (In thousands) Pass Special mention Substandard Total SBA loans held for investment $ 38,990 $ 2,023 $ 1,479 $ 42,492 SBA 504 loans 24,635 1,073 636 26,344 Commercial loans Commercial other 57,000 1,422 25 58,447 Commercial real estate 408,288 13,729 401 422,418 Commercial real estate construction 27,556 750 — 28,306 Total commercial loans 492,844 15,901 426 509,171 Total SBA, SBA 504 and commercial loans $ 556,469 $ 18,997 $ 2,541 $ 578,007 Residential mortgage & Consumer loans - Performing/Nonperforming (In thousands) Performing Nonperforming Total Residential mortgage loans $ 286,421 $ 2,672 $ 289,093 Consumer loans Home equity 46,929 482 47,411 Consumer other 42,154 1,976 44,130 Total consumer loans 890,833 2,458 91,541 Total residential mortgage and consumer loans $ 375,504 $ 5,130 $ 380,634 The tables below detail the Company’s loan portfolio by class according to their credit quality indicators discussed in the paragraphs above as of December 31, 2015 : December 31, 2015 SBA, SBA 504 & Commercial loans - Internal risk ratings (In thousands) Pass Special mention Substandard Total SBA loans held for investment $ 35,032 $ 2,647 $ 1,714 $ 39,393 SBA 504 loans 24,003 4,917 433 29,353 Commercial loans Commercial other 45,870 2,373 1,089 49,332 Commercial real estate 369,510 18,978 2,583 391,071 Commercial real estate construction 24,061 1,054 — 25,115 Total commercial loans 439,441 22,405 3,672 465,518 Total SBA, SBA 504 and commercial loans $ 498,476 $ 29,969 $ 5,819 $ 534,264 Residential mortgage & Consumer loans - Performing/Nonperforming (In thousands) Performing Nonperforming Total Residential mortgage loans $ 262,299 $ 2,224 $ 264,523 Consumer loans Home equity 44,452 590 45,042 Consumer other 32,015 — 32,015 Total consumer loans 76,467 590 77,057 Total residential mortgage and consumer loans $ 338,766 $ 2,814 $ 341,580 Nonperforming and Past Due Loans Nonperforming loans consist of loans that are not accruing interest (nonaccrual loans) as a result of principal or interest being delinquent for a period of 90 days or more or when the ability to collect principal and interest according to the contractual terms is in doubt. Loans past due 90 days or more and still accruing interest are not included in nonperforming loans and generally represent loans that are well collateralized and in a continuing process expected to result in repayment or restoration to current status. The risk of loss is difficult to quantify and is subject to fluctuations in collateral values, general economic conditions and other factors. The improved state of the economy has resulted in a substantial reduction in nonperforming loans and loan delinquencies. The Company values its collateral through the use of appraisals, broker price opinions, and knowledge of its local market. In response to the credit risk in its portfolio, the Company has increased staffing in its credit monitoring department and increased efforts in the collection and analysis of borrowers’ financial statements and tax returns. The following tables set forth an aging analysis of past due and nonaccrual loans as of December 31, 2016 and December 31, 2015 : December 31, 2016 (In thousands) 30-59 days past due 60-89 days past due 90+ days and still accruing Nonaccrual (1) Total past due Current Total loans SBA loans held for investment $ 491 $ 397 $ — $ 1,168 $ 2,056 $ 40,436 $ 42,492 SBA 504 loans — — — 513 513 25,831 26,344 Commercial loans Commercial other 50 — — 25 75 58,372 58,447 Commercial real estate 1,108 574 — 401 2,083 420,335 422,418 Commercial real estate construction — — — — — 28,306 28,306 Residential mortgage loans 2,932 263 — 2,672 5,867 283,226 289,093 Consumer loans Home equity 227 — — 482 709 46,702 47,411 Consumer other — — — 1,976 1,976 42,154 44,130 Total loans held for investment $ 4,808 $ 1,234 $ — $ 7,237 $ 13,279 $ 945,362 $ 958,641 SBA loans held for sale — — — — — 14,773 14,773 Total loans $ 4,808 $ 1,234 $ — $ 7,237 $ 13,279 $ 960,135 $ 973,414 (1) At December 31, 2016 , nonaccrual loans included $153 thousand of TDRs and $60 thousand of loans guaranteed by the SBA. December 31, 2015 (In thousands) 30-59 days past due 60-89 days past due 90+ days and still accruing Nonaccrual (1) Total past due Current Total loans SBA loans held for investment $ 1,153 $ 456 $ — $ 1,764 $ 3,373 $ 36,020 $ 39,393 SBA 504 loans — — — 518 518 28,835 29,353 Commercial loans Commercial other 157 — — 10 167 49,165 49,332 Commercial real estate 444 283 — 2,154 2,881 388,190 391,071 Commercial real estate construction 356 — — — 356 24,759 25,115 Residential mortgage loans 2,307 1,078 — 2,224 5,609 258,914 264,523 Consumer loans Home equity 130 3 — 590 723 44,319 45,042 Consumer other 1 — — — 1 32,014 32,015 Total loans held for investment $ 4,548 $ 1,820 $ — $ 7,260 $ 13,628 $ 862,216 $ 875,844 SBA loans held for sale — — — — — 13,114 13,114 Total loans $ 4,548 $ 1,820 $ — $ 7,260 $ 13,628 $ 875,330 $ 888,958 (1) At December 31, 2015 , nonaccrual loans included $293 thousand of TDRs and $288 thousand of loans guaranteed by the SBA. The remaining $3.0 million of TDRs are in accrual status because they are performing in accordance with their restructured terms, and have been for at least six months. Impaired Loans The Company has defined impaired loans to be all nonperforming loans and troubled debt restructurings. Management considers a loan impaired when, based on current information and events, it is determined that the Company will not be able to collect all amounts due according to the loan contract. The following tables provide detail on the Company’s loans individually evaluated for impairment with the associated allowance amount, if applicable, as of December 31, 2016 and December 31, 2015 : December 31, 2016 (In thousands) Unpaid principal balance Recorded investment Specific reserves With no related allowance: SBA loans held for investment (1) $ 1,235 $ 653 $ — SBA 504 loans 513 513 — Commercial loans Commercial other 25 25 — Commercial real estate 42 43 — Total commercial loans 67 68 — Total impaired loans with no related allowance 1,815 1,234 — With an allowance: SBA loans held for investment (1) 975 455 246 Commercial loans Commercial other 13 — — Commercial real estate 358 358 34 Total commercial loans 371 358 34 Total impaired loans with a related allowance 1,346 813 280 Total individually evaluated impaired loans: SBA loans held for investment (1) 2,210 1,108 246 SBA 504 loans 513 513 — Commercial loans Commercial other 38 25 — Commercial real estate 400 401 34 Total commercial loans 438 426 34 Total individually evaluated impaired loans $ 3,161 $ 2,047 $ 280 (1) Balances are reduced by amount guaranteed by the SBA of $60 thousand at December 31, 2016 . December 31, 2015 (In thousands) Unpaid principal balance Recorded investment Specific reserves With no related allowance: SBA loans held for investment (1) $ 961 $ 518 $ — SBA 504 loans 2,226 2,226 — Commercial loans Commercial real estate 1,365 1,366 — Total commercial loans 1,365 1,366 — Total impaired loans with no related allowance 4,552 4,110 — With an allowance: SBA loans held for investment (1) 2,203 1,389 705 Commercial loans Commercial other 33 10 10 Commercial real estate 1,664 1,664 127 Total commercial loans 1,697 1,674 137 Total impaired loans with a related allowance 3,900 3,063 842 Total individually evaluated impaired loans: SBA loans held for investment (1) 3,164 1,907 705 SBA 504 loans 2,226 2,226 — Commercial loans Commercial other 33 10 10 Commercial real estate 3,029 3,030 127 Total commercial loans 3,062 3,040 137 Total individually evaluated impaired loans $ 8,452 $ 7,173 $ 842 (1) Balances are reduced by amount guaranteed by the SBA of $288 thousand at December 31, 2015 . The following table presents the average recorded investments in impaired loans and the related amount of interest recognized during the time period in which the loans were impaired for the years ended December 31, 2016 and 2015 . The average balances are calculated based on the month-end balances of impaired loans. When the ultimate collectability of the total principal of an impaired loan is in doubt and the loan is on nonaccrual status, all payments are applied to principal under the cost recovery method, therefore no interest income is recognized. The interest recognized on impaired loans noted below represents accruing troubled debt restructurings only and nominal amounts of income recognized on a cash basis for well-collateralized impaired loans. For the years ended December 31, 2016 2015 (In thousands) Average recorded investment Interest income recognized on impaired loans Average recorded investment Interest income recognized on impaired loans SBA loans held for investment (1) $ 1,535 $ 14 $ 1,887 $ 90 SBA 504 loans 798 — 2,488 106 Commercial loans Commercial other 607 38 960 102 Commercial real estate 1,198 59 5,100 64 Commercial real estate construction 272 — — — Total $ 4,410 $ 111 $ 10,435 $ 362 (1) Balances are reduced by the average amount guaranteed by the SBA of $246 thousand and $416 thousand for years ended December 31, 2016 and 2015 , respectively. Troubled Debt Restructurings The Company's loan portfolio includes certain loans that have been modified in a troubled debt restructuring (“TDR”). TDRs occur when a creditor, for economic or legal reasons related to a debtor’s financial condition, grants a concession to the debtor that it would not otherwise consider, unless it results in a delay in payment that is insignificant. These concessions typically include reductions in interest rate, extending the maturity of a loan, other modifications of payment terms, or a combination of modifications. When the Company modifies a loan, management evaluates for any possible impairment using either the discounted cash flows method, where the value of the modified loan is based on the present value of expected cash flows, discounted at the contractual interest rate of the original loan agreement, or by using the fair value of the collateral less selling costs if the loan is collateral-dependent. If management determines that the value of the modified loan is less than the recorded investment in the loan, impairment is recognized by segment or class of loan, as applicable, through an allowance estimate or charge-off to the allowance. This process is used, regardless of loan type, and for loans modified as TDRs that subsequently default on their modified terms. TDRs of $153 thousand and $3.3 million are included in the impaired loan numbers as of December 31, 2016 and December 31, 2015 , respectively. At December 31, 2016 , there were specific reserves of $34 thousand on the nonperforming TDR. At December 31, 2015 , there were specific reserves of $208 thousand on TDRS, $167 thousand on performing TDRs and $41 thousand on nonperforming TDRs. At December 31, 2016 , $153 thousand of TDRs were in nonaccrual status, compared to $293 thousand at December 31, 2015 . The decrease during the twelve month period was primarily due to the payoff of five loans and principal paydowns. As of December 31, 2016, there are no TDRs in accrual status. There are no commitments to lend additional funds on these loans. There were no loans modified as a TDR during the years ended December 31, 2016 or 2015 . To date, the Company’s TDRs consisted of interest rate reductions, interest only periods, and maturity extensions. There has been no principal forgiveness. There were no loans modified as a TDR within the previous 12 months that subsequently defaulted at some point during the years ended December 31, 2016 or 2015. In this case, the subsequent default is defined as 90 days past due or transferred to nonaccrual status. Other Loan Information Servicing Assets: Loans sold to others and serviced by the Company are not included in the accompanying Consolidated Balance Sheets. The total amount of such loans serviced, but owned by outside investors, amounted to approximately $137.8 million and $118.1 million at December 31, 2016 and 2015 , respectively. At December 31, 2016 and 2015 , the carrying value, which approximates fair value, of servicing assets was $2.1 million and $1.4 million , respectively, and is included in Other Assets. The fair value of SBA servicing assets was determined using a discount rate of 15 percent , constant prepayment speeds ranging from 15% to 18% , and interest strip multiples ranging from 2.08% to 3.80% , depending on each individual credit. The fair value of mortgage servicing assets was determined using a discount rate of 12 percent and the present value of excess servicing over 7 years . A summary of the changes in the related servicing assets for the past two years follows: For the years ended December 31, (In thousands) 2016 2015 Balance, beginning of year $ 1,389 $ 753 Servicing assets capitalized 1,472 927 Amortization of expense (775 ) (291 ) Provision for loss in fair value — — Balance, end of year $ 2,086 $ 1,389 In addition, the Company had a $1.3 million and $854 thousand discount related to the retained portion of the unsold SBA loans at December 31, 2016 and 2015 , respectively. Officer and Director Loans: In the ordinary course of business, the Company may extend credit to officers, directors or their associates. These loans are subject to the Company’s normal lending policy. An analysis of such loans, all of which are current as to principal and interest payments, is as follows: (In thousands) December 31, 2016 December 31, 2015 Balance, beginning of year $ 37,394 $ 26,452 New loans and advances 31 15,809 Loan repayments (8,169 ) (4,867 ) Balance, end of year $ 29,256 $ 37,394 Loan Portfolio Collateral: The majority of the Company’s loans are secured by real estate. Declines in the market values of real estate in the Company’s trade area impact the value of the collateral securing its loans. This could lead to greater losses in the event of defaults on loans secured by real estate. At both December 31, 2016 and 2015 , approximately 96 percent of the Company’s loan portfolio was secured by real estate.

Allowance for Loan Losses and R

Allowance for Loan Losses and Reserve for Unfunded Loan Commitments	12 Months Ended
	Dec. 31, 2016
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]
Allowance for Loan Losses and Reserve for Unfunded Loan Commitments	Allowance for Loan Losses and Reserve for Unfunded Loan Commitments Allowance for Loan Losses The Company has an established methodology to determine the adequacy of the allowance for loan losses that assesses the risks and losses inherent in the loan portfolio. At a minimum, the adequacy of the allowance for loan losses is reviewed by management on a quarterly basis. For purposes of determining the allowance for loan losses, the Company has segmented the loans in its portfolio by loan type. Loans are segmented into the following pools: SBA 7(a), SBA 504, commercial, residential mortgages, and consumer loans. Certain portfolio segments are further broken down into classes based on the associated risks within those segments and the type of collateral underlying each loan. Commercial loans are divided into the following three classes: commercial real estate, commercial real estate construction and commercial other. Consumer loans are divided into two classes as follows: Home equity and other. The standardized methodology used to assess the adequacy of the allowance includes the allocation of specific and general reserves. The same standard methodology is used, regardless of loan type. Specific reserves are made to individual impaired loans and troubled debt restructurings (see Note 1 for additional information on this term). The general reserve is set based upon a representative average historical net charge-off rate adjusted for the following environmental factors: delinquency and impairment trends, charge-off and recovery trends, changes in the volume of restructured loans, volume and loan term trends, changes in risk and underwriting policy trends, staffing and experience changes, national and local economic trends, industry conditions and credit concentration changes. Within the five-year historical net charge-off rate, the Company weights the past three years more because it believes they are more indicative of future losses. All of the environmental factors are ranked and assigned a basis points value based on the following scale: low, low moderate, moderate, high moderate and high risk. Each environmental factor is evaluated separately for each class of loans and risk weighted based on its individual characteristics. • For SBA 7(a), SBA 504 and commercial loans, the estimate of loss based on pools of loans with similar characteristics is made through the use of a standardized loan grading system that is applied on an individual loan level and updated on a continuous basis. The loan grading system incorporates reviews of the financial performance of the borrower, including cash flow, debt-service coverage ratio, earnings power, debt level and equity position, in conjunction with an assessment of the borrower's industry and future prospects. It also incorporates analysis of the type of collateral and the relative loan to value ratio. • For residential mortgage and consumer loans, the estimate of loss is based on pools of loans with similar characteristics. Factors such as credit score, delinquency status and type of collateral are evaluated. Factors are updated frequently to capture the recent behavioral characteristics of the subject portfolios, as well as any changes in loss mitigation or credit origination strategies, and adjustments to the reserve factors are made as needed. According to the Company’s policy, a loss (“charge-off”) is to be recognized and charged to the allowance for loan losses as soon as a loan is recognized as uncollectable. All credits which are 90 days past due must be analyzed for the Company’s ability to collect on the credit. Once a loss is known to exist, the charge-off approval process is immediately expedited. This charge-off policy is followed for all loan types. The allocated allowance is the total of identified specific and general reserves by loan category. The allocation is not necessarily indicative of the categories in which future losses may occur. The total allowance is available to absorb losses from any segment of the portfolio. An unallocated component is maintained to cover uncertainties that could affect management’s estimate of probable losses. The following tables detail the activity in the allowance for loan losses by portfolio segment for the past two years: For the year ended December 31, 2016 (In thousands) SBA held for investment SBA 504 Commercial Residential Consumer Unallocated Total Balance, beginning of period $ 1,961 $ 741 $ 6,309 $ 2,769 $ 817 $ 162 $ 12,759 Charge-offs (557 ) — (775 ) (101 ) (30 ) (1,463 ) Recoveries 33 — 29 — 1 63 Net charge-offs (524 ) — (746 ) (101 ) (29 ) — (1,400 ) Provision for loan losses charged to expense 139 (168 ) 1,166 (75 ) 137 21 1,220 Balance, end of period $ 1,576 $ 573 $ 6,729 $ 2,593 $ 925 $ 183 $ 12,579 For the year ended December 31, 2015 (In thousands) SBA held for investment SBA 504 Commercial Residential Consumer Unallocated Total Balance, beginning of period $ 1,883 $ 1,337 $ 6,270 $ 2,289 $ 667 $ 105 $ 12,551 Charge-offs (370 ) (589 ) (309 ) (50 ) (130 ) (1,448 ) Recoveries 54 — 1,052 49 1 1,156 Net charge-offs (316 ) (589 ) 743 (1 ) (129 ) — (292 ) Provision for loan losses charged to expense 394 (7 ) (704 ) 481 279 57 500 Balance, end of period $ 1,961 $ 741 $ 6,309 $ 2,769 $ 817 $ 162 $ 12,759 The following tables present loans and their related allowance for loan losses, by portfolio segment, as of December 31 st for the past two years: December 31, 2016 (In thousands) SBA held for investment SBA 504 Commercial Residential Consumer Unallocated Total Allowance for loan losses ending balance: Individually evaluated for impairment $ 246 $ — $ 34 $ — $ — $ — $ 280 Collectively evaluated for impairment 1,330 573 6,695 2,593 925 183 12,299 Total $ 1,576 $ 573 $ 6,729 $ 2,593 $ 925 $ 183 $ 12,579 Loan ending balances: Individually evaluated for impairment $ 1,108 $ 513 $ 426 $ — $ — $ — $ 2,047 Collectively evaluated for impairment 41,384 25,831 508,745 289,093 91,541 — 956,594 Total $ 42,492 $ 26,344 $ 509,171 $ 289,093 $ 91,541 $ — $ 958,641 December 31, 2015 (In thousands) SBA held for investment SBA 504 Commercial Residential Consumer Unallocated Total Allowance for loan losses ending balance: Individually evaluated for impairment $ 705 $ — $ 137 $ — $ — $ — $ 842 Collectively evaluated for impairment 1,256 741 6,172 2,769 817 162 11,917 Total $ 1,961 $ 741 $ 6,309 $ 2,769 $ 817 $ 162 $ 12,759 Loan ending balances: Individually evaluated for impairment $ 1,907 $ 2,226 $ 3,040 $ — $ — $ — $ 7,173 Collectively evaluated for impairment 37,486 27,127 462,478 264,523 77,057 — 868,671 Total $ 39,393 $ 29,353 $ 465,518 $ 264,523 $ 77,057 $ — $ 875,844 Changes in Methodology: The Company did not make any changes to its allowance for loan losses methodology in the current period. Reserve for Unfunded Loan Commitments In addition to the allowance for loan losses, the Company maintains a reserve for unfunded loan commitments at a level that management believes is adequate to absorb estimated probable losses. Adjustments to the reserve are made through other expense and applied to the reserve which is classified as other liabilities. At December 31, 2016 , a $ 181 thousand commitment reserve was reported on the balance sheet as an “other liability”, compared to a $ 138 thousand commitment reserve at December 31, 2015 . There were no losses on unfunded loan commitments during 2016 or 2015 .

Premises and Equipment

Premises and Equipment	12 Months Ended
	Dec. 31, 2016
Property, Plant and Equipment [Abstract]
Premises and Equipment	Premises and Equipment The detail of premises and equipment as of December 31 st for the past two years is as follows: (In thousands) December 31, 2016 December 31, 2015 Land and buildings $ 24,896 $ 17,286 Furniture, fixtures and equipment 9,194 7,510 Leasehold improvements 1,458 1,825 Gross premises and equipment 35,548 26,621 Less: Accumulated depreciation (12,150 ) (11,450 ) Net premises and equipment $ 23,398 $ 15,171 The increase in fixed assets over the past year was due to the purchase of the Company's Clinton, New Jersey headquarters, as well as two new branch sites in Emerson, New Jersey and Somerville, New Jersey. In addition, the Company purchased it's Clinton, New Jersey headquarters from a related party partnership in which two Board members, Messrs. D. Dallas and R. Dallas are partners. Amounts charged to noninterest expense for depreciation of premises and equipment amounted to $1.1 million and $990 thousand in 2016 and 2015 , respectively.

Other Assets

Other Assets	12 Months Ended
	Dec. 31, 2016
Other Assets [Abstract]
Other Assets	Other Assets The detail of other assets as of December 31 st for the past two years is as follows: (In thousands) December 31, 2016 December 31, 2015 Prepaid expenses $ 479 $ 516 Servicing assets: SBA servicing asset 779 515 Mortgage servicing asset 1,307 874 Net receivable due from SBA 236 226 Unrealized gains on interest rate swap agreements 1,204 — Prepaid Insurance 1,514 — Other 377 932 Total other assets $ 5,896 $ 3,063

Deposits

Deposits	12 Months Ended
	Dec. 31, 2016
Deposits [Abstract]
Deposits	Deposits The following table details the maturity distribution of time deposits as of December 31 st for the past two years: (In thousands) Three months or less More than three months through six months More than six months through twelve months More than twelve months Total At December 31, 2016: Less than $100,000 $ 5,931 $ 7,906 $ 9,300 $ 100,587 $ 123,724 $100,000 or more 4,332 9,855 12,535 70,198 96,920 At December 31, 2015: Less than $100,000 $ 9,948 $ 10,091 $ 30,650 $ 83,779 $ 134,468 $100,000 or more 15,919 31,377 31,854 63,556 142,706 The following table presents the expected maturities of time deposits over the next five years: (In thousands) 2017 2018 2019 2020 2021 Thereafter Total Balance maturing $ 49,859 $ 74,300 $ 47,748 $ 37,144 $ 11,240 $ 353 $ 220,644 Time deposits with balances of $250 thousand or more totaled $ 21.4 million and $ 38.6 million at December 31, 2016 and 2015 , respectively.

Borrowed Funds and Subordinated

Borrowed Funds and Subordinated Debentures	12 Months Ended
	Dec. 31, 2016
Debt Disclosure [Abstract]
Borrowed Funds and Subordinated Debentures	Borrowed Funds and Subordinated Debentures The following table presents the period-end and average balances of borrowed funds and subordinated debentures for the past three years with resultant rates: 2016 2015 2014 (In thousands) Amount Rate Amount Rate Amount Rate FHLB borrowings and repurchase agreements: At December 31, $ 106,000 1.83 % $ 77,000 2.66 % $ 110,000 2.31 % Year-to-date average 88,754 2.21 57,187 3.72 60,765 3.96 Maximum outstanding 106,000 140,000 110,000 Repurchase agreements: At December 31, $ 15,000 3.67 % $ 15,000 3.67 % $ 15,000 3.67 % Year-to-date average 15,000 3.67 15,000 3.67 15,000 3.67 Maximum outstanding 15,000 15,000 15,000 Subordinated debentures: At December 31, $ 10,310 2.40 % $ 15,465 1.98 % $ 15,465 1.82 % Year-to-date average 11,099 2.35 15,465 1.87 15,465 1.81 Maximum outstanding 15,465 15,465 15,465 The following table presents the expected maturities of borrowed funds and subordinated debentures over the next five years: (In thousands) 2017 2018 2019 2020 2021 Thereafter Total FHLB borrowings and repurchase agreements $ 66,000 $ — $ — $ 30,000 $ 10,000 $ — $ 106,000 Other repurchase agreements — 15,000 — — — — 15,000 Subordinated debentures — — — — — 10,310 10,310 Total borrowings $ 66,000 $ 15,000 $ — $ 30,000 $ 10,000 $ 10,310 $ 131,310 FHLB Borrowings FHLB borrowings at December 31, 2016 included a $6.0 million overnight line of credit advance, compared to $7.0 million at December 31, 2015 . FHLB borrowings at December 31, 2016 also consisted of six $10 million advances, one of which is callable quarterly, and two $20 million advances. Comparatively, FHLB borrowings at December 31, 2015 consisted of five $10 million advances and one $20 million advance. The terms of these transactions at year end 2016 are as follows: • The $6.0 million FHLB overnight line of credit advance issued on December 31, 2016 was at a rate of 0.74 percent and was repaid on January 3, 2017. • The $10.0 million FHLB advance that was issued on August 10, 2007 has a fixed rate of 4.23 percent , matures on August 10, 2017 and is callable quarterly on the 10th of November, February, May and August. • The $10.0 million FHLB advance that was modified on March 23, 2016 has a fixed rate of 2.10 percent , matures on December 23, 2020 . This advance previously had a fixed rate of 4.27% and was set to mature on April 5, 2017. • The $10.0 million FHLB advance that was modified on July 7, 2016 has a fixed rate of 1.80 percent , matures on July 7, 2021 . This advance previously had a fixed rate of 3.40% and was set to mature on December 20, 2017. • The $10.0 million FHLB advance that was modified on October 27, 2015 has a fixed rate of 2.02 percent , matures on October 27, 2020 . This advance previously had a fixed rate of 4.03% and was set to mature on November 2, 2016. • The $10.0 million FHLB advance that was modified on October 27, 2015 has a fixed rate of 2.15 percent , matures on October 27, 2020 . This advance previously had a fixed rate of 4.19% and was set to mature on December 15, 2016. • The $10.0 million FHLB advance that was issued on August 16, 2016, has an adjustable interest rate equal to 3 month LIBOR minus 5.0 basis points, matures on February 16, 2017. This borrowing was swapped to a 5 year fixed rate borrowing at 1.103% . • The $20.0 million FHLB advance that was issued on December 7, 2016, has an adjustable interest rate equal to 3 month LIBOR minus 7.0 basis points, matures on June 7, 2017. This borrowing was swapped to a 5 year fixed rate borrowing at 1.730% . • The $20.0 million FHLB advance that was issued on July 5, 2016, has an adjustable interest rate equal to 3 month LIBOR plus 10.0 basis points, matures on January 5, 2017. This borrowing was swapped to a 5 year fixed rate borrowing at 1.048% . Due to the call provisions on one of these advances, the expected maturity could differ from the contractual maturity. Repurchase Agreements At December 31, 2016 and 2015 , the Company was a party to a $15.0 million repurchase agreement that was entered into in February 2008, has a term of 10 years expiring on February 28, 2018 , and a rate of 3.67 percent . The borrowing was callable by the issuer on the repurchase date of May 29, 2008 and quarterly thereafter. Due to the call provisions of this advance, the expected maturity could differ from the contractual maturity. Subordinated Debentures At December 31, 2016 and 2015 , the Company was a party in the following subordinated debenture transactions: • On July 24, 2006, Unity (NJ) Statutory Trust II, a statutory business trust and wholly-owned subsidiary of Unity Bancorp, Inc., issued $10.0 million of floating rate capital trust pass through securities to investors due on July 24, 2036 . The subordinated debentures are redeemable in whole or part, prior to maturity but after July 24, 2011. The floating interest rate on the subordinated debentures is the three-month LIBOR plus 159 basis points and reprices quarterly. The floating interest rate was 2.59 percent at December 31, 2016 and 2.18 percent at December 31, 2015 . This has been swapped to a 3 year fixed rate borrowing at 0.885% . • On December 19, 2006, Unity (NJ) Statutory Trust III, a statutory business trust and wholly-owned subsidiary of Unity Bancorp, Inc., issued $5.0 million of floating rate capital trust pass through securities to investors due on December 19, 2036 . On February 26, 2016, Unity (NJ) Statutory Trust III, repurchased the $ 5.0 million of floating rate securities, and redeemed $155 thousand of the related common equity securities described below. The subordinated debentures were repurchased at a price of $0.5475 per dollar, which resulted in a gain of $2.3 million . The floating interest rate was 2.06 percent at February 26, 2016 and December 31, 2015. • In connection with the formation of the statutory business trusts, the trusts also issued $465 thousand of common equity securities to the Company, which together with the proceeds stated above were used to purchase the subordinated debentures, under the same terms and conditions. At December 31, 2016, $310 thousand of the common equity securities remained. The capital securities in each of the above transactions have preference over the common securities with respect to liquidation and other distributions and qualify as Tier I capital. Under the terms of the Dodd-Frank Wall Street Reform and Consumer Protection Act, these securities will continue to qualify as Tier 1 capital as the Company has less than $10 billion in assets. In accordance with FASB ASC Topic 810, “Consolidation,” the Company does not consolidate the accounts and related activity of Unity (NJ) Statutory Trust II and Unity (NJ) Statutory Trust III because it is not the primary beneficiary. The additional capital from each of these transactions was used to bolster the Company’s capital ratios and for general corporate purposes, including among other things, capital contributions to the Bank. The Company has the ability to defer interest payments on the subordinated debentures for up to 5 years without being in default. Due to the redemption provisions of these securities, the expected maturity could differ from the contractual maturity. On September 1, 2006, Unity Bank issued an $8.5 million unsecured, subordinated Capital Note in favor of the Company in exchange for $8.5 million in cash. The Capital Note is held by the Company for its own account until maturity on August 17, 2031 . The interest rate on the Capital Note is 8.75% per annum on the unpaid principal amount until the principal amount of the Capital Note has been satisfied in full. The Capital Note was paid in full in July 2016. Derivative Financial Instruments and Hedging Activities Derivative Financial Instruments The Company has a stand alone derivative financial instrument in the form of an interest rate swap agreement, which derives its value from underlying interest rates. This transaction involves both credit and market risk. The notional amounts are amounts on which calculations, payments, and the value of the derivative is based. Notional amounts do not represent direct credit exposures. Direct credit exposure is limited to the net difference between the calculated amounts to be received and paid, if any. Such difference, which represents the fair value of the derivative instrument, is reflected on the Company’s balance sheet as other assets or other liabilities. The Company is exposed to credit-related losses in the event of nonperformance by the counterparties to this agreement. The Company controls the credit risk of its financial contracts through credit approvals, limits and monitoring procedures, and does not expect any counterparties to fail their obligations. The Company deals only with primary dealers. Derivative instruments are generally either negotiated OTC contracts or standardized contracts executed on a recognized exchange. Negotiated OTC derivative contracts are generally entered into between two counterparties that negotiate specific agreement terms, including the underlying instrument, amount, exercise prices and maturity. Risk Management Policies – Hedging Instruments The primary focus of the Company’s asset/liability management program is to monitor the sensitivity of the Company’s net portfolio value and net income under varying interest rate scenarios to take steps to control its risks. On a quarterly basis, the Company evaluates the effectiveness of entering into any derivative agreement by measuring the cost of such an agreement in relation to the reduction in net portfolio value and net income volatility within an assumed range of interest rates. Interest Rate Risk Management – Cash Flow Hedging Instruments The Company has FHLB Adjustable Rate Credit (“ARC”) variable rate debt as a source of funds for use in the Company’s lending and investment activities and for other general business purposes. These debt obligations expose the Company to variability in interest payments due to changes in interest rates. If interest rates increase, interest expense increases. Conversely, if interest rates decrease, interest expense decreases. Management believes it is prudent to limit the variability of a portion of its interest payments and, therefore hedges its variable-rate interest payments. To meet this objective, management enters into interest rate swap agreements whereby the Company receives variable interest rate payments and makes fixed interest rate payments during the contract period. During the twelve months ended December 31, 2016 and 2015 , the Company received variable rate Libor payments from and paid fixed rates in accordance with its interest rate swap agreements. A summary of the Company’s outstanding interest rate swap agreements used to hedge variable rate debt at December 31, 2016 and 2015 , respectively is as follows: (In thousands, except percentages and years) 2016 2015 Notional amount $ 60,000 $ 20,000 Weighted average pay rate 1.43 % 1.90 % Weighted average receive rate 0.67 % 0.41 % Weighted average maturity in years 4.24 4.90 Unrealized gains (losses) relating to interest rate swaps $ 1,204 $ (28 ) At December 31, 2016, the unrealized gains relating to interest rate swaps was recorded as an other asset. At December 31, 2015, the unrealized losses relating to interest rate swaps was recorded as an other liability. Changes in the fair value of interest rate swap designated as hedging instruments of the variability of cash flows associated with long-term debt are reported in other comprehensive income.

Commitments and Contingencies

Commitments and Contingencies	12 Months Ended
	Dec. 31, 2016
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingencies	Commitments and Contingencies Facility Lease Obligations The Company operates seventeen branches, three branches are under operating leases and fourteen branches are owned. The contractual expiration range on the remaining three leases is between the years 2018 and 2022. The following table summarizes the contractual rent payments expected in future years: (In thousands) 2017 2018 2019 2020 2021 Thereafter Total Operating lease rental payments $ 290 $ 203 $ 169 $ 132 $ 136 $ 70 $ 1,000 Rent expense totaled $417 thousand for 2016 and $732 thousand for 2015 . The Company currently accounts for all of its leases as operating leases. The annual rent is increased each year beginning January 1, 2017 by the increase in the Consumer Price Index (“CPI”) for the New York Metropolitan area (not to exceed 1.5 percent ). In March 2016, the Company purchased its headquarters for $4.1 million . Litigation The Company may, in the ordinary course of business, become a party to litigation involving collection matters, contract claims and other legal proceedings relating to the conduct of its business. In the best judgment of management, based upon consultation with counsel, the consolidated financial position and results of operations of the Company will not be affected materially by the final outcome of any pending legal proceedings or other contingent liabilities and commitments. Commitments to Borrowers Commitments to extend credit are legally binding loan commitments with set expiration dates. They are intended to be disbursed, subject to certain conditions, upon the request of the borrower. The Company was committed to advance approximately $181.1 million to its borrowers as of December 31, 2016 , compared to $138.3 million at December 31, 2015 . At December 31, 2016 , $23.5 million of these commitments expire within one year, compared to $51.3 million a year earlier. At December 31, 2016 , the Company had $4.1 million in standby letters of credit compared to $1.8 million at December 31, 2015 . The estimated fair value of these guarantees is not significant. The Company believes it has the necessary liquidity to honor all commitments.

Accumulated Other Comprehensive

Accumulated Other Comprehensive Income (Loss)	12 Months Ended
	Dec. 31, 2016
Equity [Abstract]
Accumulated Other Comprehensive Income (Loss)	Accumulated Other Comprehensive Income (Loss) (a) The following table shows the changes in other comprehensive income (loss) for the past two years: For the year ended December 31, 2016 (In thousands) Net unrealized gains (losses) on securities Adjustments related to defined benefit plan Net unrealized gains (losses) from cash flow hedges: Accumulated other comprehensive income (loss) Balance, beginning of period $ (2 ) $ (448 ) $ (17 ) $ (467 ) Other comprehensive income before reclassifications 116 — 729 845 Less amounts reclassified from accumulated other comprehensive loss 275 (57 ) — 218 Period change (159 ) 57 729 627 Balance, end of period $ (161 ) $ (391 ) $ 712 $ 160 For the year ended December 31, 2015 (In thousands) Net unrealized gains (losses) on securities Adjustments related to defined benefit plan Net unrealized losses from cash flow hedges: Accumulated other comprehensive income (loss) Balance, beginning of period $ 143 $ — $ — $ 143 Other comprehensive loss before reclassifications (127 ) (498 ) (17 ) (642 ) Less amounts reclassified from accumulated other comprehensive loss 18 (50 ) — (32 ) Period change (145 ) (448 ) (17 ) (610 ) Balance, end of period $ (2 ) $ (448 ) $ (17 ) $ (467 ) (a) All amounts are net of tax.

Shareholders' Equity

Shareholders' Equity	12 Months Ended
	Dec. 31, 2016
Equity [Abstract]
Shareholders’ Equity	Shareholders’ Equity Shareholders’ equity increased $27.8 million to $ 106.3 million at December 31, 2016 compared to $ 78.5 million at December 31, 2015 , due primarily to $14.4 million in additional capital as a result of the completion of the capital offering on December 8, 2016 for 1,068,400 shares at a weighted average price of $14.04 and net income of $13.2 million . Other items impacting shareholders’ equity included $1.5 million in dividends paid on common stock, $1.1 million from the issuance of common stock under employee benefit plans and $627 thousand in accumulated other comprehensive income net of tax. The issuance of common stock under employee benefit plans includes nonqualified stock options and restricted stock expense related entries, employee option exercises and the tax benefit of options exercised. Repurchase Plan On October 21, 2002, the Company authorized the repurchase of up to 10 percent of its outstanding common stock. The amount and timing of purchases is dependent upon a number of factors, including the price and availability of the Company’s shares, general market conditions and competing alternate uses of funds. As of December 31, 2016 , the Company had repurchased a total of 556 thousand shares, of which 131 thousand shares have been retired, leaving 153 thousand shares remaining to be repurchased under the plan. There were no shares repurchased during 2016 or 2015 .

Other Income

Other Income	12 Months Ended
	Dec. 31, 2016
Component of Operating Income [Abstract]
Other Income	Other Income The components of other income for the past two years are as follows: For the years ended December 31, (In thousands) 2016 2015 ATM and check card fees $ 614 $ 569 Wire transfer fees 106 90 Safe deposit box fees 92 89 Other 174 179 Total other income $ 986 $ 927

Other Expenses

Other Expenses	12 Months Ended
	Dec. 31, 2016
Other Expenses [Abstract]
Other Expenses	Other Expenses The components of other expenses for the past two years are as follows: For the years ended December 31, (In thousands) 2016 2015 Travel, entertainment, training and recruiting $ 825 $ 698 Insurance 343 333 Stationery and supplies 222 256 Retail losses 79 143 Other 373 289 Total other expenses $ 1,842 $ 1,719

Income Taxes

Income Taxes	12 Months Ended
	Dec. 31, 2016
Income Tax Disclosure [Abstract]
Income Taxes	Income Taxes The components of the provision for income taxes for the past two years are as follows: For the years ended December 31, (In thousands) 2016 2015 Federal - current provision $ 6,352 $ 4,067 Federal - deferred provision 73 280 Total federal provision 6,425 4,347 State - current provision 795 377 State - deferred provision 37 87 Total state provision 832 464 Total provision for income taxes $ 7,257 $ 4,811 Reconciliation between the reported income tax provision and the amount computed by multiplying income before taxes by the statutory Federal income tax rate for the past two years is as follows: For the years ended December 31, (In thousands, except percentages) 2016 2015 Federal income tax provision at statutory rate $ 7,162 $ 5,028 Increases (decreases) resulting from: Bank owned life insurance (132 ) (133 ) Tax-exempt interest (71 ) (99 ) Meals and entertainment 21 18 State income taxes, net of federal income tax effect 541 302 Other, net (264 ) (305 ) Provision for income taxes $ 7,257 $ 4,811 Effective tax rate 35.5 % 33.5 % Deferred income taxes are provided for temporary differences between the financial reporting basis and the tax basis of the Company’s assets and liabilities. The components of the net deferred tax asset at December 31, 2016 and 2015 are as follows: (In thousands) December 31, 2016 December 31, 2015 Deferred tax assets: Allowance for loan losses $ 5,115 $ 5,212 Stock-based compensation 565 515 OREO Writedowns 420 — SERP 418 369 Depreciation 345 519 Deferred compensation 324 262 State net operating loss 123 139 Net unrealized security gains 110 2 Commitment reserve 74 56 Loss interest on nonaccrual loans 58 173 Other 85 94 Gross deferred tax assets 7,637 7,341 Valuation allowance (123 ) (139 ) Total deferred tax assets 7,514 7,202 Deferred tax liabilities: Deferred loan costs 624 495 Interest rate swaps 492 — Goodwill 456 416 Deferred servicing fees 327 219 Bond accretion 103 104 Total deferred tax liabilities 2,002 1,234 Net deferred tax asset $ 5,512 $ 5,968 The Company computes deferred income taxes under the asset and liability method. Deferred income taxes are recognized for tax consequences of “temporary differences” by applying enacted statutory tax rates to differences between the financial reporting and the tax basis of existing assets and liabilities. A deferred tax liability is recognized for all temporary differences that will result in future taxable income. A deferred tax asset is recognized for all temporary differences that will result in future tax deductions subject to reduction of the asset by a valuation allowance. The Company had a $123 thousand and $139 thousand valuation allowance for deferred tax assets related to its state net operating loss carry-forward deferred tax asset at December 31, 2016 and 2015 , respectively. The Company’s state net operating loss carry-forwards totaled approximately $2.1 million at December 31, 2016 and expire between 2030 and 2036. Included as a component of deferred tax assets is an income tax expense (benefit) related to unrealized gains (losses) on securities available for sale, a supplemental retirement plan (SERP) and an interest rate swap. The after-tax component of each of these is included in other comprehensive income (loss) in shareholders’ equity. The after-tax component related to securities available for sale was an unrealized loss of $161 thousand and $2 thousand for 2016 and 2015 , respectively. The after-tax component related to the SERP was an unrealized loss of $391 thousand for 2016 , compared to $448 thousand in 2015 . The after-tax component related to the interest rate swap was an unrealized gain of $712 thousand for 2016 , compared to an unrealized loss of $17 thousand in the prior year. The Company follows FASB ASC Topic 740, “Income Taxes,” which prescribes a threshold for the financial statement recognition of income taxes and provides criteria for the measurement of tax positions taken or expected to be taken in a tax return. ASC 740 also includes guidance on derecognition, classification, interest and penalties, accounting in interim periods, disclosure and transition of income taxes. The Company did not recognize or accrue any interest or penalties related to income taxes during the years ended December 31, 2016 and 2015 . The Company does not have an accrual for uncertain tax positions as of December 31, 2016 or 2015 , as deductions taken and benefits accrued are based on widely understood administrative practices and procedures and are based on clear and unambiguous tax law. Tax returns for all years 2012 and thereafter are subject to future examination by tax authorities.

Net Income per Share

Net Income per Share	12 Months Ended
	Dec. 31, 2016
Earnings Per Share [Abstract]
Net Income per Share	Net Income per Share The following is a reconciliation of the calculation of basic and diluted net income per share for the past two years: For the years ended December 31, (In thousands, except per share amounts) 2016 2015 Net income $ 13,209 $ 9,557 Weighted average common shares outstanding - Basic 9,416 9,267 Plus: Potential dilutive common stock equivalents 156 115 Weighted average common shares outstanding - Diluted 9,572 9,382 Net income per common share - Basic 1.40 1.03 Net income per common share - Diluted 1.38 1.02 Stock options and common stock excluded from the income per share calculation as their effect would have been anti-dilutive 73 89 All share information has been adjusted for the 10% stock dividend paid September 30, 2016.

Regulatory Capital

Regulatory Capital	12 Months Ended
	Dec. 31, 2016
Regulatory Capital Requirements [Abstract]
Regulatory Capital	Regulatory Capital A significant measure of the strength of a financial institution is its capital base. Federal regulators have classified and defined capital into the following components: (1) tier 1 capital, which includes tangible shareholders’ equity for common stock, qualifying preferred stock and certain qualifying hybrid instruments, and (2) tier 2 capital, which includes a portion of the allowance for loan losses, subject to limitations, certain qualifying long-term debt, preferred stock and hybrid instruments, which do not qualify for tier 1 capital. The Parent Company and its subsidiary Bank are subject to various regulatory capital requirements administered by banking regulators. Quantitative measures of capital adequacy include the leverage ratio (tier 1 capital as a percentage of tangible assets), tier 1 risk-based capital ratio (tier 1 capital as a percent of risk-weighted assets), total risk-based capital ratio (total risk-based capital as a percent of total risk-weighted assets), and common equity tier 1 capital ratio. Minimum capital levels are regulated by risk-based capital adequacy guidelines, which require the Company and the Bank to maintain certain capital as a percentage of assets and certain off-balance sheet items adjusted for predefined credit risk factors (risk-weighted assets). Failure to meet minimum capital requirements can initiate certain mandatory and possibly discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action applicable to banks, the Company and the Bank must meet specific capital guidelines. Prompt corrective action provisions are not applicable to bank holding companies. In September 2010, the Group of Governors and Heads of Supervision, the oversight body of the Basel Committee on Banking Supervision, adopted Basel III, which constitutes a set of capital reform measures designed to strengthen the regulation, supervision and risk management of banking organizations worldwide. In order to implement Basel III and certain additional capital changes required by the Dodd-Frank Act, the FDIC approved, as an interim final rule in July 2013, the regulatory capital requirements substantially similar to final rules issued by the Board of Governors of the Federal Reserve System (“Federal Reserve”) for U.S. state nonmember banks and the Office of the Comptroller of the Currency for national banks. The interim final rule includes new risk-based capital and leverage ratios that will be phased-in from 2015 to 2019 for most state nonmember banks. The rule includes a new common equity Tier 1 capital (“CET1”) to risk-weighted assets ratio of 4.5% and a common equity Tier 1 capital conservation buffer of 2.5% of risk-weighted assets, which is in addition to the Tier 1 and Total risk-based capital requirements. The interim final rule also raises the minimum ratio of Tier 1 capital to risk-weighted assets from 4.0% to 6.0% and requires a minimum leverage ratio of 4.0%. The required minimum ratio of total capital to risk-weighted assets will remain 8.0%. The new risk-based capital requirements (except for the capital conservation buffer) became effective for the Company and the Bank on January 1, 2015. The new rules also include a one-time opportunity to opt-out of the changes to treatment of accumulated other comprehensive income (“AOCI”) components. By making the election to opt-out, the institution may continue treating AOCI items in a manner consistent with risk-based capital rules in place prior to January 2015. The Bank and the Company have made the election to opt out of the treatment of AOCI on the appropriate March 31, 2015 filings. In addition to the risk-based guidelines, regulators require that a bank or holding company, which meets the regulator’s highest performance and operation standards, maintain a minimum leverage ratio of 4.0 percent. For those institutions with higher levels of risk or that are experiencing or anticipating significant growth, the minimum leverage ratio will be proportionately increased. Minimum leverage ratios for each institution are evaluated through the ongoing regulatory examination process. The capital ratios for Company and the Bank under the new capital framework are presented in the table below, on the dates indicated. At December 31, 2016 Required for capital To be well-capitalized under prompt corrective action regulations Company Bank January 1, 2016 January 1, 2019 Bank Leverage ratio 9.73 % 9.50 % 4.000 % 4.00 % 5.00 % CET1 11.49 % 12.23 % 5.125 % (1 ) 7.00 % (2 ) 6.50 % Tier I risk-based capital ratio 12.58 % 12.23 % 6.625 % (1 ) 8.50 % (2 ) 8.00 % Total risk-based capital ratio 13.84 % 13.48 % 8.625 % (1 ) 10.50 % (2 ) 10.00 % (1) Includes 0.625% capital conservation buffer. (2) Includes 2.5% capital conservation buffer. At December 31, 2015 Required for capital To be well-capitalized under prompt corrective action regulations Company Bank January 1, 2015 January 1, 2019 Bank Leverage ratio 8.82 % 7.95 % 4.000 % 4.00 % 5.00 % CET1 9.37 % 10.08 % 4.500 % 7.00 % (3 ) 6.50 % Tier I risk-based capital ratio 11.18 % 10.08 % 6.000 % 8.50 % (3 ) 8.00 % Total risk-based capital ratio 12.43 % 12.36 % 8.000 % 10.50 % (3 ) 10.00 % (3) Includes 2.5% capital conservation buffer. At December 31, 2016 and 2015 , Unity Bank is “well-capitalized” under the applicable regulatory capital adequacy guidelines.

Employee Benefit Plans

Employee Benefit Plans	12 Months Ended
	Dec. 31, 2016
Employee Benefits and Share-based Compensation [Abstract]
Employee Benefit Plans	Employee Benefit Plans Stock Transactions On August 26, 2016, the Company declared a 10% stock dividend to shareholders' of record as of September 15, 2016. The 10% stock dividend was paid on September 30, 2016. All share amounts in the following tables have been restated to include the effect of the 10% stock dividend distribution. Stock Option Plans The Company has incentive and nonqualified option plans, which allow for the grant of options to officers, employees and members of the Board of Directors. Transactions under the Company’s stock option plans for 2016 and 2015 are summarized in the following table: Shares Weighted average exercise price Weighted average remaining contractual life in years Aggregate intrinsic value Outstanding at December 31, 2014 460,823 $ 6.15 5.5 $ 1,259,154 Options granted 62,700 8.69 Options exercised (578 ) 6.65 Options forfeited — — Options expired (607 ) 10.23 Outstanding at December 31, 2015 522,338 $ 6.45 5.1 $ 2,561,095 Options granted 127,400 11.11 Options exercised (90,871 ) 7.97 Options forfeited (1,833 ) 7.00 Options expired (4,275 ) 7.64 Outstanding at December 31, 2016 552,759 $ 7.26 5.7 $ 4,663,432 Exercisable at December 31, 2016 366,695 $ 5.76 4.1 $ 3,646,507 Grants under the Company’s incentive and nonqualified option plans generally vest over 3 years and must be exercised within 10 years of the date of grant. The exercise price of each option is the market price on the date of grant. As of December 31, 2016 , 2,112,585 shares have been reserved for issuance upon the exercise of options, 552,759 option grants are outstanding, and 1,480,353 option grants have been exercised, forfeited or expired, leaving 79,472 shares available for grant. The fair values of the options granted during 2016 and 2015 were estimated on the date of grant using the Black-Scholes option-pricing model with the following weighted average assumptions: For the years ended December 31, 2016 2015 Number of options granted 127,400 62,700 Weighted average exercise price $ 11.11 $ 8.69 Weighted average fair value of options $ 3.49 $ 3.29 Expected life in years (1) 6.79 6.69 Expected volatility (2) 31.02 % 42.20 % Risk-free interest rate (3) 1.94 % 1.89 % Dividend yield (4) 1.38 % 1.39 % (1) The expected life of the options was estimated based on historical employee behavior and represents the period of time that options granted are expected to be outstanding. (2) The expected volatility of the Company’s stock price was based on the historical volatility over the period commensurate with the expected life of the options. (3) The risk-free interest rate is the U.S Treasury rate commensurate with the expected life of the options on the date of grant. (4) The expected dividend yield is the projected annual yield based on the grant date stock price. Upon exercise, the Company issues shares from its authorized but unissued common stock to satisfy the options. The following table presents information about options exercised during 2016 and 2015 : For the years ended December 31, 2016 2015 Number of options exercised 90,871 578 Total intrinsic value of options exercised $ 451,288 $ 1,302 Cash received from options exercised 549,918 — Tax deduction realized from options exercised 184,351 520 The following table summarizes information about stock options outstanding and exercisable at December 31, 2016 : Options outstanding Options exercisable Range of exercise prices Options outstanding Weighted average remaining contractual life (in years) Weighted average exercise price Options exercisable Weighted average exercise price 0.00 - 4.00 96,800 2.1 $ 3.54 96,800 $ 3.54 4.01 - 8.00 253,688 4.7 6.24 238,653 6.18 8.01 - 12.00 172,771 8.5 9.60 31,242 9.37 12.01 - 16.00 29,500 10.0 14.60 — — Total 552,759 5.7 $ 7.26 366,695 $ 5.76 FASB ASC Topic 718, “Compensation - Stock Compensation,” requires an entity to recognize the fair value of equity awards as compensation expense over the period during which an employee is required to provide service in exchange for such an award (vesting period). Compensation expense related to stock options and the related income tax benefit for the years ended December 31, 2016 and 2015 are detailed in the following table: For the years ended December 31, 2016 2015 Compensation expense $ 218,013 $ 147,905 Income tax benefit 89,058 59,073 As of December 31, 2016 , unrecognized compensation costs related to nonvested share-based compensation arrangements granted under the Company’s stock option plans totaled approximately $422 thousand . That cost is expected to be recognized over a weighted average period of 2.1 years. Restricted Stock Awards Restricted stock is issued under the stock bonus program to reward employees and directors and to retain them by distributing stock over a period of time. The following table summarizes nonvested restricted stock activity for the year ended December 31, 2016 : Shares Average grant date fair value Nonvested restricted stock at December 31, 2015 88,882 $ 7.63 Granted 44,016 11.21 Canceled (2,200 ) 4.86 Vested (33,495 ) 7.18 Nonvested restricted stock at December 31, 2016 97,203 $ 9.47 Restricted stock awards granted to date vest over a period of 4 years and are recognized as compensation to the recipient over the vesting period. Unless the recipient makes an election to recognize all compensation on the grant date, the awards are recorded at fair market value at the time of grant and amortized into salary expense on a straight line basis over the vesting period. As of December 31, 2016 , 518,157 shares of restricted stock were reserved for issuance, of which 149,804 shares are available for grant. Restricted stock awards granted during the years ended December 31, 2016 and 2015 were as follows: For the years ended December 31, 2016 2015 Number of shares granted 44,016 45,980 Average grant date fair value $ 11.21 $ 8.48 Compensation expense related to the restricted stock for the years ended December 31, 2016 and 2015 is detailed in the following table: For the years ended December 31, 2016 2015 Compensation expense $ 327,151 $ 302,425 Income tax benefit 133,644 120,788 As of December 31, 2016 , there was approximately $719 thousand of unrecognized compensation cost related to nonvested restricted stock awards granted under the Company’s stock incentive plans. That cost is expected to be recognized over a weighted average period of 2.7 years. 401(k) Savings Plan The Bank has a 401(k) savings plan covering substantially all employees. Under the Plan, an employee can contribute up to 80 percent of their salary on a tax deferred basis. The Bank may also make discretionary contributions to the Plan. The Bank contributed $388 thousand and $312 thousand to the Plan in 2016 and 2015 , respectively. Deferred Fee Plan The Company has a deferred fee plan for Directors and executive management. Directors of the Company have the option to elect to defer up to 100 percent of their respective retainer and Board of Director fees, and each member of executive management has the option to elect to defer 100 percent of their year end cash bonuses. Director and executive deferred fees totaled $120 thousand in 2016 and $38 thousand in 2015 , and the interest paid on deferred balances totaled $34 thousand in 2016 and $26 thousand in 2015 . No fees were distributed in 2016 and 2015 , respectively. Benefit Plans In addition to the 401(k) savings plan which covers substantially all employees, the Company established in 2015 an unfunded supplemental defined benefit plan to provide additional retirement benefits for the President and Chief Executive Officer (“CEO”) and an unfunded, nonqualified deferred compensation plan to provide additional retirement benefits for key executives. On June 4, 2015, the Company approved the Supplemental Executive Retirement Plan (the “SERP”) pursuant to which the President and CEO is entitled to receive certain supplemental nonqualified retirement benefits. Effective November 21, 2016, the Company amended Section 10.6 of the SERP which defines the retirement benefit calculation. Upon separation from service after age 66, Mr. Hughes will be entitled to an annual benefit in an amount equal to forty ( 40 ) percent of the average of his base salary for the thirty-six months immediately preceding his separation from service for reasons other than Cause. The retirement benefit shall be adjusted annually thereafter by two ( 2 ) percent. The maximum number of annual payments to Mr. Hughes shall be fifteen ( 15 ). The President and CEO commenced vesting to this retirement benefit on January 1, 2014, and shall vest an additional 3% each year until fully vested on January 1, 2024. In the event that the President and CEO’s separation from service from the Registrant were to occur prior to full vesting, the President and CEO would be entitled to and shall be paid the vested portion of the retirement benefit calculated as of the date of separation from service. Notwithstanding the foregoing, upon a Change in Control, and provided that within 6 months following the Change in Control the President and CEO is involuntary terminated for reasons other than “cause” or the President and CEO resigns for “good reason”, as such is defined in the SERP, or the President and CEO voluntarily terminates his employment after being offered continued employment in a positions that is not a “Comparable Position”, as such is also defined in the SERP, the President and CEO shall become 100% vested in the full retirement benefit. No contributions or payments have been made for the year 2016 or 2015 . The following table summarizes the components of the net periodic pension cost of the defined benefit plan recognized during the years ended December 31, 2016 and 2015 : For the years ended December 31, (In thousands) 2016 2015 Service cost $ 62 $ 59 Interest cost 38 34 Amortization of prior service cost 83 83 Net periodic benefit cost $ 183 $ 176 The following table summarizes the changes in benefit obligations of the defined benefit plan recognized during the years ended December 31, 2016 : For the years ended December 31, (In thousands) 2016 2015 Benefit obligation, beginning of year $ 923 $ — Initial recognition of prior service cost — 830 Service cost 62 59 Interest cost 38 34 Actuarial gain (loss) — — Benefit obligation, end of year $ 1,023 $ 923 On October 22, 2015, the Company entered into an Executive Incentive Retirement Plan (the “Plan”) with key executive officers. The Plan has an effective date of January 1, 2015. The Plan is an unfunded, nonqualified deferred compensation plan. For any Plan Year, a guaranteed annual Deferral Award percentage of seven and one half percent ( 7.5% ) of the participant’s annual base salary shall be credited to each Participant’s Deferred Benefit Account. A discretionary annual Deferral Award equal to seven and one half percent ( 7.5% ) of the participant’s annual base salary may be credited to the Participant’s account in addition to the guaranteed Deferral Award, if the Bank exceeds the benchmarks set forth in the Annual Executive Bonus Matrix. The total Deferral Award shall never exceed fifteen percent ( 15% ) for any given Plan Year. Each Participant shall be immediately one hundred percent ( 100% ) vested in all Deferral Awards as of the date they are awarded. As of December 31, 2016 , the company had total expenses of $ 30 thousand , compared to $ 150 thousand for the prior year. The Plan is reflected on the Company’s balance sheet as accrued expenses. Certain members of management are also enrolled in a split-dollar life insurance plan with a post retirement death benefit of $250 thousand . Total expenses related to this plan were $5 thousand in 2016 and 2015 , respectively.

Fair Value

Fair Value	12 Months Ended
	Dec. 31, 2016
Fair Value Disclosures [Abstract]
Fair Value	Fair Value Fair Value Measurement The Company follows FASB ASC Topic 820, “Fair Value Measurement and Disclosures,” which requires additional disclosures about the Company’s assets and liabilities that are measured at fair value. Fair value is the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. In determining fair value, the Company uses various methods including market, income and cost approaches. Based on these approaches, the Company often utilizes certain assumptions that market participants would use in pricing the asset or liability, including assumptions about risk and/or the risks inherent in the inputs to the valuation technique. These inputs can be readily observable, market corroborated, or generally unobservable inputs. The Company utilizes techniques that maximize the use of observable inputs and minimize the use of unobservable inputs. The fair value hierarchy ranks the quality and reliability of the information used to determine fair values. Financial assets and liabilities carried at fair value will be classified and disclosed as follows: Level 1 Inputs • Unadjusted quoted prices in active markets that are accessible at the measurement date for identical, unrestricted assets or liabilities. • Generally, this includes debt and equity securities and derivative contracts that are traded in an active exchange market (i.e. New York Stock Exchange), as well as certain U.S. Treasury, U.S. Government and sponsored entity agency mortgage-backed securities that are highly liquid and are actively traded in over-the-counter markets. Level 2 Inputs • Quoted prices for similar assets or liabilities in active markets. • Quoted prices for identical or similar assets or liabilities in inactive markets. • Inputs other than quoted prices that are observable, either directly or indirectly, for the term of the asset or liability (i.e., interest rates, yield curves, credit risks, prepayment speeds or volatilities) or “market corroborated inputs.” • Generally, this includes U.S. Government and sponsored entity mortgage-backed securities, corporate debt securities and derivative contracts. Level 3 Inputs • Prices or valuation techniques that require inputs that are both unobservable (i.e. supported by little or no market activity) and that are significant to the fair value of the assets or liabilities. • These assets and liabilities include financial instruments whose value is determined using pricing models, discounted cash flow methodologies, or similar techniques, as well as instruments for which the determination of fair value requires significant management judgment or estimation. Fair Value on a Recurring Basis The following is a description of the valuation methodologies used for instruments measured at fair value on a recurring basis: Securities Available for Sale As of December 31, 2016 , the fair value of the Company's AFS securities portfolio was $40.6 million . Approximately 53 percent of the portfolio was made up of residential mortgage-backed securities, which had a fair value of $21.6 million at December 31, 2016 . Approximately $20.9 million of the residential mortgage-backed securities are guaranteed by the Government National Mortgage Association ("GNMA"), the Federal National Mortgage Association ("FNMA") or the Federal Home Loan Mortgage Corporation ("FHLMC"). The underlying loans for these securities are residential mortgages that are geographically dispersed throughout the United States. All of the Company’s AFS securities were classified as Level 2 assets at December 31, 2016 . The valuation of AFS securities using Level 2 inputs was primarily determined using the market approach, which uses quoted prices for similar assets or liabilities in active markets and all other relevant information. It includes model pricing, defined as valuing securities based upon their relationship with other benchmark securities. There were no changes in the inputs or methodologies used to determine fair value during the year ended December 31, 2016 , as compared to the year ended December 31, 2015 . The tables below present the balances of assets measured at fair value on a recurring basis as of December 31 st for the past two years: December 31, 2016 (In thousands) Level 1 Level 2 Level 3 Total Securities available for sale: U.S. Government sponsored entities $ — $ 3,716 $ — $ 3,716 State and political subdivisions — 5,502 — 5,502 Residential mortgage-backed securities — 21,631 — 21,631 Corporate and other securities — 9,719 — 9,719 Total securities available for sale $ — $ 40,568 $ — $ 40,568 Interest rate swap agreements — 1,204 — 1,204 Total $ — $ 1,204 $ — $ 1,204 December 31, 2015 (In thousands) Level 1 Level 2 Level 3 Total Securities available for sale: U.S. Government sponsored entities $ — $ 6,581 $ — $ 6,581 State and political subdivisions — 10,782 — 10,782 Residential mortgage-backed securities — 26,439 — 26,439 Corporate and other securities — 9,063 — 9,063 Total securities available for sale $ — $ 52,865 $ — $ 52,865 Interest rate swap agreements — (28 ) — (28 ) Total $ — $ (28 ) $ — $ (28 ) Fair Value on a Nonrecurring Basis Certain assets and liabilities are not measured at fair value on an ongoing basis but are subject to fair value adjustments in certain circumstances (for example, when there is evidence of impairment). The following is a description of the valuation methodologies used for instruments measured at fair value on a nonrecurring basis: Appraisal Policy All appraisals must be performed in accordance with the Uniform Standards of Professional Appraisal Practice (“USPAP”). Appraisals are certified to the Company and performed by appraisers on the Company’s approved list of appraisers. Evaluations are completed by a person independent of Company management. The content of the appraisal depends on the complexity of the property. Appraisals are completed on a “retail value” and an “as is value”. The Company requires current real estate appraisals on all loans that become OREO or in-substance foreclosure, loans that are classified substandard, doubtful or loss, or loans that are over $100,000 and nonperforming. Prior to each balance sheet date, the Company values impaired collateral-dependent loans and OREO based upon a third party appraisal, broker's price opinion, drive by appraisal, automated valuation model, updated market evaluation, or a combination of these methods. The amount is discounted for the decline in market real estate values (for original appraisals), for any known damage or repair costs, and for selling and closing costs. The amount of the discount ranges from 10 to 15 percent and is dependent upon the method used to determine the original value. The original appraisal is generally used when a loan is first determined to be impaired. When applying the discount, the Company takes into consideration when the appraisal was performed, the collateral’s location, the type of collateral, any known damage to the property and the type of business. Subsequent to entering impaired status and the Company determining that there is a collateral shortfall, the Company will generally, depending on the type of collateral, order a third party appraisal, broker's price opinion, automated valuation model or updated market evaluation. Subsequent to receiving the third party results, the Company will discount the value 6% to 10% percent for selling and closing costs. OREO The fair value was determined using appraisals, which may be discounted based on management’s review and changes in market conditions (Level 3 Inputs). Impaired Collateral-Dependent Loans The fair value of impaired collateral-dependent loans is derived in accordance with FASB ASC Topic 310, “Receivables.” Fair value is determined based on the loan’s observable market price or the fair value of the collateral. Partially charged-off loans are measured for impairment based upon an appraisal for collateral-dependent loans. When an updated appraisal is received for a nonperforming loan, the value on the appraisal is discounted in the manner discussed above. If there is a deficiency in the value after the Company applies these discounts, management applies a specific reserve and the loan remains in nonaccrual status. The receipt of an updated appraisal would not qualify as a reason to put a loan back into accruing status. The Company removes loans from nonaccrual status when the borrower makes six months of contractual payments and demonstrates the ability to service the debt going forward. Charge-offs are determined based upon the loss that management believes the Company will incur after evaluating collateral for impairment based upon the valuation methods described above and the ability of the borrower to pay any deficiency. The valuation allowance for impaired loans is included in the allowance for loan losses in the consolidated balance sheets. At December 31, 2016 , the valuation allowance for impaired loans was $280 thousand , a decrease of $562 thousand from $842 thousand at December 31, 2015 . The following tables present the assets and liabilities subject to fair value adjustments (impairment) on a non-recurring basis carried on the balance sheet by caption and by level within the hierarchy (as described above): Fair value at December 31, 2016 (In thousands) Level 1 Level 2 Level 3 Total Financial assets: OREO $ — $ — $ 1,050 $ 1,050 Impaired collateral-dependent loans — — 1,767 1,767 Fair value at December 31, 2015 (In thousands) Level 1 Level 2 Level 3 Total Financial assets: OREO $ — $ — $ 1,591 $ 1,591 Impaired collateral-dependent loans — — 6,331 6,331 Fair Value of Financial Instruments FASB ASC Topic 825, “Financial Instruments,” requires the disclosure of the estimated fair value of certain financial instruments, including those financial instruments for which the Company did not elect the fair value option. These estimated fair values as of December 31, 2016 and December 31, 2015 have been determined using available market information and appropriate valuation methodologies. Considerable judgment is required to interpret market data to develop estimates of fair value. The estimates presented are not necessarily indicative of amounts the Company could realize in a current market exchange. The use of alternative market assumptions and estimation methodologies could have had a material effect on these estimates of fair value. The methodology for estimating the fair value of financial assets and liabilities that are measured on a recurring or nonrecurring basis are discussed above. The following methods and assumptions were used to estimate the fair value of other financial instruments for which it is practicable to estimate that value: Cash and Cash Equivalents For these short-term instruments, the carrying value is a reasonable estimate of fair value. Securities The fair value of securities is based upon quoted market prices for similar or identical assets or other observable inputs (Level 2) or externally developed models that use unobservable inputs due to limited or no market activity of the instrument (Level 3). SBA Loans Held for Sale The fair value of SBA loans held for sale is estimated by using a market approach that includes significant other observable inputs. Loans The fair value of loans is estimated by discounting the future cash flows using current market rates that reflect the interest rate risk inherent in the loan, except for previously discussed impaired loans. Federal Home Loan Bank Stock Federal Home Loan Bank stock is carried at cost. Carrying value approximates fair value based on the redemption provisions of the issues. Servicing Assets Servicing assets do not trade in an active, open market with readily observable prices. The Company estimates the fair value of servicing assets using discounted cash flow models incorporating numerous assumptions from the perspective of a market participant including market discount rates and prepayment speeds. Accrued Interest The carrying amounts of accrued interest approximate fair value. Deposit Liabilities The fair value of demand deposits and savings accounts is the amount payable on demand at the reporting date (i.e. carrying value). The fair value of fixed-maturity certificates of deposit is estimated by discounting the future cash flows using current market rates. Borrowed Funds and Subordinated Debentures The fair value of borrowings is estimated by discounting the projected future cash flows using current market rates. Standby Letters of Credit At December 31, 2016 , the Bank had standby letters of credit outstanding of $4.1 million , as compared to $1.8 million at December 31, 2015 . The fair value of these commitments is nominal. The table below presents the carrying amount and estimated fair values of the Company’s financial instruments not previously presented as of December 31 st for the past two years: December 31, 2016 December 31, 2015 (In thousands) Fair value level Carrying amount Estimated fair value Carrying amount Estimated fair value Financial assets: Cash and cash equivalents Level 1 $ 105,895 $ 105,895 $ 88,157 $ 88,157 Securities (1) Level 2 61,547 61,536 71,336 71,472 SBA loans held for sale Level 2 14,773 16,440 13,114 14,324 Loans, net of allowance for loan losses (2) Level 2 946,062 944,772 863,085 864,691 Federal Home Loan Bank stock Level 2 6,037 6,037 4,600 4,600 Servicing assets Level 3 2,086 2,086 1,389 1,389 Accrued interest receivable Level 2 4,462 4,462 3,884 3,884 OREO Level 3 1,050 1,050 1,591 1,591 Financial liabilities: Deposits Level 2 945,723 944,886 894,493 893,651 Borrowed funds and subordinated debentures Level 2 131,310 130,319 107,465 109,549 Accrued interest payable Level 2 430 430 461 461 (1) Includes held to maturity commercial mortgage-backed securities that are considered Level 3. These securities had book values of $3.8 million and $3.9 million at December 31, 2016 and 2015 , respectively, and market values of $3.6 million and $3.8 million at December 31, 2016 and 2015 , respectively. (2) Includes impaired loans that are considered Level 3 and reported separately in the tables under the “Fair Value on a Nonrecurring Basis” heading. Collateral-dependent impaired loans, net of specific reserves totaled $1.8 million and $6.3 million at December 31, 2016 and 2015 , respectively.

Condensed Financial Statements

Condensed Financial Statements of Unity Bancorp, Inc. (Parent Company Only)	12 Months Ended
	Dec. 31, 2016
Condensed Financial Information of Parent Company Only Disclosure [Abstract]
Condensed Financial Statements of Unity Bancorp, Inc. (Parent Company Only)	Condensed Financial Statements of Unity Bancorp, Inc. (Parent Company Only) Balance Sheets (In thousands) December 31, 2016 December 31, 2015 ASSETS Cash and cash equivalents $ 1,606 $ 466 Securities available for sale 1 216 Capital note due from Bank — 8,500 Investment in subsidiaries 113,327 84,336 Premises and equipment, net 4,048 — Other assets 185 448 Total assets $ 119,167 $ 93,966 LIABILITIES AND SHAREHOLDERS' EQUITY Loan due to subsidiary bank $ 2,566 $ — Other liabilities — 31 Subordinated debentures 10,310 15,465 Shareholders' equity 106,291 78,470 Total liabilities and shareholders' equity $ 119,167 $ 93,966 Statements of Income For the year ended December 31, (In thousands) 2016 2015 Total interest income $ 6,964 $ 1,893 Total interest expense 265 289 Net interest income 6,699 1,604 Gains on sales of securities 177 — Gains on repurchase of subordinated debenture 994 — Rental income 326 — Other expenses 245 20 Income before provision for income taxes and equity in undistributed net income of subsidiary 7,951 1,584 Provision for income taxes 550 159 Income before equity in undistributed net income of subsidiary 7,401 1,425 Equity in undistributed net income of subsidiary 5,808 8,132 Net income $ 13,209 $ 9,557 Statements of Cash Flows For the year ended December 31, (In thousands) 2016 2015 OPERATING ACTIVITIES Net income $ 13,209 $ 9,557 Adjustments to reconcile net income to net cash provided by operating activities: Equity in undistributed net income of subsidiary (5,808 ) (8,132 ) Gains on sales of securities (177 ) — Gain on repurchase of subordinated debenture (994 ) — Net change in other assets and other liabilities 118 (54 ) Net cash provided by operating activities 6,348 1,371 INVESTING ACTIVITIES Purchase of land and building (4,375 ) — Purchases of securities (445 ) — Repayment of advances to subsidiary 7,230 — Proceeds from sales of securities 769 — Net cash provided by investing activities 3,179 — FINANCING ACTIVITIES Proceeds from exercise of stock options 550 — Proceeds from capital offering 14,412 — Proceeds from advances from subsidiaries 2,625 — Repayment of advances from subsidiaries (59 ) — Repayment of long term debt (2,891 ) — Investment in Bank (21,500 ) — Cash dividends paid on common stock (1,524 ) (1,103 ) Net cash provided used in financing activities (8,387 ) (1,103 ) Increase in cash and cash equivalents 1,140 268 Cash and cash equivalents, beginning of period 466 198 Cash and cash equivalents, end of period $ 1,606 $ 466 SUPPLEMENTAL DISCLOSURES Interest paid $ 273 $ 287

Quarterly Financial Information

Quarterly Financial Information (Unaudited)	12 Months Ended
	Dec. 31, 2016
Quarterly Financial Information Disclosure [Abstract]
Quarterly Financial Information (Unaudited)	Quarterly Financial Information (Unaudited) The following quarterly financial information for the years ended December 31, 2016 and 2015 is unaudited. However, in the opinion of management, all adjustments, which include normal recurring adjustments necessary to present fairly the results of operations for the periods, are reflected. 2016 (In thousands, except per share data) March 31 June 30 September 30 December 31 Total interest income $ 11,176 $ 11,487 $ 12,081 $ 12,280 Total interest expense 2,189 2,145 2,208 2,225 Net interest income 8,987 9,342 9,873 10,055 Provision for loan losses 200 400 420 200 Net interest income after provision for loan losses 8,787 8,942 9,453 9,855 Total noninterest income 4,280 2,234 2,173 2,373 Total noninterest expense 6,607 6,728 6,993 7,303 Income before provision for income taxes 6,460 4,448 4,633 4,925 Provision for income taxes 2,255 1,624 1,613 1,765 Net income $ 4,205 $ 2,824 $ 3,020 $ 3,160 Net income per common share - Basic $ 0.45 $ 0.30 $ 0.32 $ 0.33 Net income per common share - Diluted 0.44 0.30 0.32 0.32 2015 (In thousands, except per share data) March 31 June 30 September 30 December 31 Total interest income $ 9,884 $ 10,218 $ 10,554 $ 10,995 Total interest expense 1,864 1,849 1,932 2,015 Net interest income 8,020 8,369 8,622 8,980 Provision for loan losses 200 — 200 100 Net interest income after provision for loan losses 7,820 8,369 8,422 8,880 Total noninterest income 1,641 1,893 2,275 1,920 Total noninterest expense 6,502 6,652 6,852 6,846 Income before provision for income taxes 2,959 3,610 3,845 3,954 Provision for income taxes 1,020 1,182 1,294 1,315 Net income $ 1,939 $ 2,428 $ 2,551 $ 2,639 Net income per common share - Basic $ 0.21 $ 0.26 $ 0.27 $ 0.29 Net income per common share - Diluted 0.21 0.25 0.27 0.29 All net income per share figures shown above have been adjusted for the 10% stock dividend paid September 30, 2016.

Significant Accounting Policies

Significant Accounting Policies (Policy)	12 Months Ended
	Dec. 31, 2016
Accounting Policies [Abstract]
Overview	Overview The accompanying Consolidated Financial Statements include the accounts of Unity Bancorp, Inc. (the “Parent Company”) and its wholly-owned subsidiary, Unity Bank (the “Bank” or when consolidated with the Parent Company, the “Company”). All significant intercompany balances and transactions have been eliminated in consolidation. Unity Bancorp, Inc. is a bank holding company incorporated in New Jersey and registered under the Bank Holding Company Act of 1956, as amended. Its wholly-owned subsidiary, the Bank, is chartered by the New Jersey Department of Banking and Insurance. The Bank provides a full range of commercial and retail banking services through seventeen branch offices located in Bergen, Hunterdon, Middlesex, Somerset, Union and Warren counties in New Jersey and Northampton County in Pennsylvania. These services include the acceptance of demand, savings, and time deposits and the extension of consumer, real estate, Small Business Administration (“SBA”) and other commercial credits. Unity Bank has nine wholly-owned subsidiaries: Unity Investment Services, Inc., AJB Residential Realty Enterprises, Inc., AJB Commercial Realty, Inc., MKCD Commercial, Inc., JAH Commercial, Inc., UB Commercial LLC, ASBC Holdings LLC, Unity Property Holdings 1, Inc., and Unity Property Holdings 2, Inc. Unity Investment Services, Inc. is used to hold and administer part of the Bank’s investment portfolio. The other subsidiaries hold, administer and maintain the Bank’s other real estate owned (“OREO”) properties. Unity Investment Services, Inc. has one subsidiary, Unity Delaware Investment 2, Inc., which has one subsidiary, Unity NJ REIT, Inc. Unity NJ REIT, Inc. was added in 2013 to hold loans. The Company has two wholly-owned subsidiaries: Unity (NJ) Statutory Trust II and Unity Risk Management, Inc. For additional information on Unity (NJ) Statutory Trust II, see Note 9 to the Consolidated Financial Statements. Unity Risk Management, Inc. is the Company's captive insurance company that insures risks to the bank not provided by the traditional commercial insurance market.
Use Of Estimates in the Preparation of Financial Statements	Use of Estimates in the Preparation of Financial Statements The preparation of financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Amounts requiring the use of significant estimates include the allowance for loan losses, valuation of deferred tax and servicing assets, the carrying value of loans held for sale and other real estate owned, the valuation of securities and the determination of other-than-temporary impairment for securities and fair value disclosures. Actual results could differ from those estimates.
Cash and Cash Equivalents	Cash and Cash Equivalents Cash and cash equivalents include cash on hand, amounts due from banks, federal funds sold and interest-bearing deposits.
Securities	Securities The Company classifies its securities into two categories, available for sale and held to maturity. Securities that are classified as available for sale are stated at fair value. Unrealized gains and losses on securities available for sale are generally excluded from results of operations and are reported as other comprehensive income, a separate component of shareholders’ equity, net of taxes. Securities classified as available for sale include securities that may be sold in response to changes in interest rates, changes in prepayment risks or for asset/liability management purposes. The cost of securities sold is determined on a specific identification basis. Gains and losses on sales of securities are recognized in the Consolidated Statements of Income on the date of sale. Securities are classified as held to maturity based on management’s intent and ability to hold them to maturity. Such securities are stated at cost, adjusted for unamortized purchase premiums and discounts using the level yield method. If transfers between the available for sale and held to maturity portfolios occur, they are accounted for at fair value and unrealized holding gains and losses are accounted for at the date of transfer. For securities transferred to available for sale from held to maturity, unrealized gains or losses as of the date of the transfer are recognized in other comprehensive income (loss), a separate component of shareholders’ equity. For securities transferred into the held to maturity portfolio from the available for sale portfolio, unrealized gains or losses as of the date of transfer continue to be reported in other comprehensive income (loss), and are amortized over the remaining life of the security as an adjustment to its yield, consistent with amortization of the premium or accretion of the discount. For additional information on securities, see Note 3 to the Consolidated Financial Statements. Other-Than-Temporary Impairment The Company has a process in place to identify debt securities that could potentially incur credit impairment that is other-than-temporary. This process involves monitoring late payments, pricing levels, downgrades by rating agencies, key financial ratios, financial statements, revenue forecasts and cash flow projections as indicators of credit issues. Management evaluates securities for other-than-temporary impairment at least on a quarterly basis, and more frequently when economic or market concern warrants such evaluation. This evaluation considers relevant facts and circumstances in evaluating whether a credit or interest rate-related impairment of a security is other-than-temporary. Relevant facts and circumstances considered include: (1) the extent and length of time the fair value has been below cost; (2) the reasons for the decline in value; (3) the financial position and access to capital of the issuer, including the current and future impact of any specific events and (4) for fixed maturity securities, the intent to sell a security or whether it is more likely than not the Company will be required to sell the security before the recovery of its amortized cost which, in some cases, may extend to maturity. For debt securities that are considered other-than-temporarily impaired where management has no intent to sell and the Company has no requirement to sell prior to recovery of its amortized cost basis, the amount of the impairment is separated into the amount that is credit related (credit loss component) and the amount due to all other factors. The credit loss component is recognized in earnings and is the difference between the security’s amortized cost basis and the present value of its expected future cash flows. The remaining difference between the security’s fair value and the present value of future expected cash flows is due to factors that are not credit related and is recognized in other comprehensive income. For debt securities where management has the intent to sell, the amount of the impairment is reflected in earnings as realized losses. The present value of expected future cash flows is determined using the best estimate cash flows discounted at the effective interest rate implicit to the security at the date of purchase or the current yield to accrete an asset-backed or floating rate security. The methodology and assumptions for establishing the best estimate cash flows vary depending on the type of security. The asset-backed securities cash flow estimates are based on bond specific facts and circumstances that may include collateral characteristics, expectations of delinquency and default rates, loss severity and prepayment speeds and structural support, including subordination and guarantees. The corporate bond cash flow estimates are derived from scenario-based outcomes of expected corporate restructurings or the disposition of assets using bond specific facts and circumstances including timing, security interests and loss severity.
Transfers of Financial Assets	Transfers of Financial Assets Transfers of financial assets are accounted for as sales, when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Company, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (3) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity.
Loans	Loans Loans Held for Sale Loans held for sale represent the guaranteed portion of SBA loans and are reflected at the lower of aggregate cost or market value. The Company originates loans to customers under an SBA program that historically has provided for SBA guarantees of up to 90 percent of each loan. The Company generally sells the guaranteed portion of its SBA loans to a third party and retains the servicing, holding the nonguaranteed portion in its portfolio. The net amount of loan origination fees on loans sold is included in the carrying value and in the gain or loss on the sale. When sales of SBA loans do occur, the premium received on the sale and the present value of future cash flows of the servicing assets are recognized in income. All criteria for sale accounting must be met in order for the loan sales to occur; see details under the “Transfers of Financial Assets” heading above. Servicing assets represent the estimated fair value of retained servicing rights, net of servicing costs, at the time loans are sold. Servicing assets are amortized in proportion to, and over the period of, estimated net servicing revenues. Impairment is evaluated based on stratifying the underlying financial assets by date of origination and term. Fair value is determined using prices for similar assets with similar characteristics, when available, or based upon discounted cash flows using market-based assumptions. Any impairment, if temporary, would generally be reported as a valuation allowance. Serviced loans sold to others are not included in the accompanying Consolidated Balance Sheets. Income and fees collected for loan servicing are credited to noninterest income when earned, net of amortization on the related servicing assets. For additional information on servicing assets, see Note 4 to the Consolidated Financial Statements. Loans Held for Investment Loans held for investment are stated at the unpaid principal balance, net of unearned discounts and deferred loan origination fees and costs. In accordance with the level yield method, loan origination fees, net of direct loan origination costs, are deferred and recognized over the estimated life of the related loans as an adjustment to the loan yield. Interest is credited to operations primarily based upon the principal balance outstanding. Loans are reported as past due when either interest or principal is unpaid in the following circumstances: fixed payment loans when the borrower is in arrears for two or more monthly payments; open end credit for two or more billing cycles; and single payment notes if interest or principal remains unpaid for 30 days or more. Nonperforming loans consist of loans that are not accruing interest as a result of principal or interest being delinquent for a period of 90 days or more or when the ability to collect principal and interest according to the contractual terms is in doubt (nonaccrual loans). When a loan is classified as nonaccrual, interest accruals are discontinued and all past due interest previously recognized as income is reversed and charged against current period earnings. Generally, until the loan becomes current, any payments received from the borrower are applied to outstanding principal until such time as management determines that the financial condition of the borrower and other factors merit recognition of a portion of such payments as interest income. Loans may be returned to an accrual status when the ability to collect is reasonably assured and when the loan is brought current as to principal and interest. Loans are charged off when collection is sufficiently questionable and when the Company can no longer justify maintaining the loan as an asset on the balance sheet. Loans qualify for charge-off when, after thorough analysis, all possible sources of repayment are insufficient. These include: 1) potential future cash flows, 2) value of collateral, and/or 3) strength of co-makers and guarantors. All unsecured loans are charged off upon the establishment of the loan’s nonaccrual status. Additionally, all loans classified as a loss or that portion of the loan classified as a loss is charged off. All loan charge-offs are approved by the Board of Directors. Troubled debt restructurings ("TDRs") occur when a creditor, for economic or legal reasons related to a debtor’s financial condition, grants a concession to the debtor that it would not otherwise consider. These concessions typically include reductions in interest rate, extending the maturity of a loan, or a combination of both. Interest income on accruing TDRs is credited to operations primarily based upon the principal amount outstanding, as stated in the paragraphs above. The Company evaluates its loans for impairment. A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect all amounts due according to the contractual terms of the loan agreement. The Company has defined impaired loans to be all TDRs and nonperforming loans. Impairment is evaluated in total for smaller-balance loans of a similar nature (consumer and residential mortgage loans), and on an individual basis for all other loans. Impairment of a loan is measured based on the present value of expected future cash flows, discounted at the loan's effective interest rate, or as a practical expedient, based on a loan’s observable market price or the fair value of collateral, net of estimated costs to sell, if the loan is collateral-dependent. If the value of the impaired loan is less than the recorded investment in the loan, the Company establishes a valuation allowance, or adjusts existing valuation allowances, with a corresponding charge to the provision for loan losses. For additional information on loans, see Note 4 to the Consolidated Financial Statements.
Allowance for Loan Losses and Reserve for Unfunded Loan Commitments	Allowance for Loan Losses and Reserve for Unfunded Loan Commitments The allowance for loan losses is maintained at a level management considers adequate to provide for probable loan losses as of the balance sheet date. The allowance is increased by provisions charged to expense and is reduced by net charge-offs. The level of the allowance is based on management’s evaluation of probable losses in the loan portfolio, after consideration of prevailing economic conditions in the Company’s market area, the volume and composition of the loan portfolio, and historical loan loss experience. The allowance for loan losses consists of specific reserves for individually impaired credits and TDRs, reserves for nonimpaired loans based on historical loss factors adjusted for general economic factors and other qualitative risk factors such as changes in delinquency trends, industry concentrations or local/national economic trends. This risk assessment process is performed at least quarterly, and, as adjustments become necessary, they are realized in the periods in which they become known. Although management attempts to maintain the allowance at a level deemed adequate to provide for probable losses, future additions to the allowance may be necessary based upon certain factors including changes in market conditions and underlying collateral values. In addition, various regulatory agencies periodically review the adequacy of the Company’s allowance for loan losses. These agencies may require the Company to make additional provisions based on judgments about information available at the time of the examination. The Company maintains a reserve for unfunded loan commitments at a level that management believes is adequate to absorb estimated probable losses. Adjustments to the reserve are made through other expenses and applied to the reserve which is classified as other liabilities. For additional information on the allowance for loan losses and reserve for unfunded loan commitments, see Note 5 to the Consolidated Financial Statements.
Premises and Equipment	Premises and Equipment Land is carried at cost. All other fixed assets are carried at cost less accumulated depreciation. Depreciation is computed using the straight-line method over the estimated useful lives of the assets. The useful life of buildings is not to exceed 30 years ; furniture and fixtures is generally 10 years or less, and equipment is 3 to 5 years . Leasehold improvements are depreciated over the life of the underlying lease. For additional information on premises and equipment, see Note 6 to the Consolidated Financial Statements.
Bank Owned Life Insurance	Bank Owned Life Insurance The Company purchased life insurance policies on certain members of management. Bank owned life insurance is recorded at its cash surrender value or the amount that can be realized.
Federal Home Loan Bank Stock	Federal Home Loan Bank Stock Federal law requires a member institution of the Federal Home Loan Bank system to hold stock of its district FHLB according to a predetermined formula. The stock is carried at cost. Management reviews the stock for impairment based on the ultimate recoverability of the cost basis in the stock. The stock’s value is determined by the ultimate recoverability of the par value rather than by recognizing temporary declines. Management considers such criteria as the significance of the decline in net assets, if any, of the FHLB, the length of time this situation has persisted, commitments by the FHLB to make payments required by law or regulation, the impact of legislative and regulatory changes on the customer base of the FHLB and the liquidity position of the FHLB.
Other Real Estate Owned	Other Real Estate Owned Other real estate owned is recorded at the fair value, less estimated costs to sell at the date of acquisition, with a charge to the allowance for loan losses for any excess of the loan carrying value over such amount. Subsequently, OREO is carried at the lower of cost or fair value, as determined by current appraisals. Certain costs that increase the value or extend the useful life in preparing properties for sale are capitalized to the extent that the appraisal amount exceeds the carry value, and expenses of holding foreclosed properties are charged to operations as incurred. Appraisals The Company requires current real estate appraisals on all loans that become OREO or in-substance foreclosure, loans that are classified substandard, doubtful or loss, or loans that are over $ 100,000 and nonperforming. Prior to each balance sheet date, the Company values impaired collateral-dependent loans and OREO based upon a third party appraisal, broker's price opinion, drive by appraisal, automated valuation model, updated market evaluation, or a combination of these methods. The amount is discounted for the decline in market real estate values (for original appraisals), for any known damage or repair costs, and for selling and closing costs. The amount of the discount is dependent upon the method used to determine the original value. The original appraisal is generally used when a loan is first determined to be impaired. When applying the discount, the Company takes into consideration when the appraisal was performed, the collateral’s location, the type of collateral, any known damage to the property and the type of business. Subsequent to entering impaired status and the Company determining that there is a collateral shortfall, the Company will generally, depending on the type of collateral, order a third party appraisal, broker's price opinion, automated valuation model or updated market evaluation. Subsequent to receiving the third party results, the Company will discount the value 6 to 10 percent for selling and closing costs.
Income Taxes	Income Taxes The Company follows Financial Accounting Standards Board Accounting Standards Codification ("FASB ASC") Topic 740, “Income Taxes,” which prescribes a threshold for the financial statement recognition of income taxes and provides criteria for the measurement of tax positions taken or expected to be taken in a tax return. ASC 740 also includes guidance on derecognition, classification, interest and penalties, accounting in interim periods, disclosure and transition of income taxes. Deferred tax assets and liabilities are recognized for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax basis. Deferred tax assets and liabilities are measured using the enacted tax rates applicable to taxable income for the years in which those temporary differences are expected to be recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the period that includes the enactment date. Valuation reserves are established against certain deferred tax assets when it is more likely than not that the deferred tax assets will not be realized. Increases or decreases in the valuation reserve are charged or credited to the income tax provision. When tax returns are filed, it is highly certain that some positions taken would be sustained upon examination by the taxing authorities, while others are subject to uncertainty about the merits of the position taken or the amount of the position that ultimately would be sustained. The benefit of a tax position is recognized in the financial statements in the period during which, based on all available evidence, management believes it is more likely than not that the position will be sustained upon examination, including the resolution of appeals or litigation processes, if any. The evaluation of a tax position taken is considered by itself and not offset or aggregated with other positions. Tax positions that meet the more likely than not recognition threshold are measured as the largest amount of tax benefit that is more than 50 percent likely of being realized upon settlement with the applicable taxing authority. The portion of benefits associated with tax positions taken that exceeds the amount measured as described above is reflected as a liability for unrecognized tax benefits in the accompanying balance sheet along with any associated interest and penalties that would be payable to the taxing authorities upon examination. Interest and penalties associated with unrecognized tax benefits are recognized in income tax expense on the income statement. For additional information on income taxes, see Note 15 to the Consolidated Financial Statements.
Net Income Per Share	Net Income Per Share Basic net income per common share is calculated as net income available to common shareholders divided by the weighted average common shares outstanding during the reporting period. Diluted net income per common share is computed similarly to that of basic net income per common share, except that the denominator is increased to include the number of additional common shares that would have been outstanding if all potentially dilutive common shares, principally stock options, were issued during the reporting period utilizing the Treasury stock method. However, when a net loss rather than net income is recognized, diluted earnings per share equals basic earnings per share. The amounts reported have been adjusted for the 10% stock dividend paid on September 30, 2016. For additional information on net income per share, see Note 16 to the Consolidated Financial Statements.
Stock-Based Compensation	Stock-Based Compensation The Company accounts for its stock-based compensation awards in accordance with FASB ASC Topic 718, “Compensation – Stock Compensation,” which requires recognition of compensation expense related to stock-based compensation awards over the period during which an employee is required to provide service for the award. Compensation expense is equal to the fair value of the award, net of estimated forfeitures, and is recognized over the vesting period of such awards. For additional information on the Company’s stock-based compensation, see Note 18 to the Consolidated Financial Statements.
Fair Value	Fair Value The Company follows FASB ASC Topic 820, “Fair Value Measurement and Disclosures,” which provides a framework for measuring fair value under generally accepted accounting principles. For additional information on the fair value of the Company’s financial instruments, see Note 19 to the Consolidated Financial Statements.
Other Comprehensive Income (Loss)	Other Comprehensive Income (Loss) Other comprehensive income (loss) consists of the change in unrealized gains (losses) on securities available for sale that were reported as a component of shareholders’ equity, net of tax. For additional information on other comprehensive income, see Note 11 to the Consolidated Financial Statements.
Advertising	Advertising The Company expenses the costs of advertising in the period incurred.
Dividend Restrictions	Dividend Restrictions Banking regulations require maintaining certain capital levels that may limit the dividends paid by the Bank to the holding company or by the holding company to the shareholders.
Operating Segments	Operating Segments While management monitors the revenue streams of its various products and services, operating results and financial performance are evaluated on a company-wide basis. The Company’s management uses consolidated results to make operating and strategic decisions. Accordingly, there is only one reportable segment.
Recent Accounting Pronouncements	Recent Accounting Pronouncements ASU 2014-09, “Revenue from Contracts with Customers (Topic 606).” ASU 2014-09 supersedes the revenue recognition requirements in Accounting Standards Codification Topic 606, Revenue Recognition, and most industry-specific guidance throughout the Accounting Standards Codification. The guidance requires an entity to recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the company expects to be entitled in exchange for those goods or services. The accounting changes in this update have been revised to defer the effective date for public business entities for annual reporting periods beginning after December 15, 2017 and the interim periods within that year. The FASB has also issued clarification guidance as it relates to principal versus agent considerations for revenue recognition purposes and clarification guidance on other various considerations related to the new revenue recognition guidance. Additionally, during April 2016, the FASB issued further clarification guidance related to identifying performance obligations and licensing. Early adoption is permitted as of the first interim or annual period beginning after December 15, 2016. The Company is currently evaluating this guidance to determine the impact on its consolidated financial statements. ASU No. 2016-01, “Financial Instruments – Overall (Subtopic 825-10) – Recognition and Measurement of Financial Assets and Financial Liabilities.” ASU 2016-01 addresses certain aspects of recognition, measurement, presentation, and disclosure of financial instruments. This eliminates the available for sale classification of accounting for equity securities and adjusts the fair value disclosures for financial instruments carried at amortized cost such that the disclosed fair values represent an exit price as opposed to an entry price. This update requires that equity securities be carried at fair value on the balance sheet and any periodic changes in value will be adjusted through the income statement. A practical expedient is provided for equity securities without a readily determinable fair value, such that these securities can be carried at cost less any impairment. For public business entities, the amendments in this update are effective for fiscal years beginning after December 15, 2017, including interim periods within those fiscal years. The Company is currently evaluating the impact of the standard. ASU 2016-02, “Leases (Topic 842)”. ASU 2016-02 was issued in three parts: (a) Section A , “Leases: Amendments to the FASB Accounting Standards Codification®,” (b) Section B , “Conforming Amendments Related to Leases: Amendments to the FASB Accounting Standards Codification®,” and (c) Section C , “Background Information and Basis for Conclusions.” While both lessees and lessors are affected by the new guidance, the effects on lessees are much more significant. The update states that a lessee should recognize the assets and liabilities that arise from all leases with a term greater than 12 months. The core principle requires the lessee to recognize a liability to make lease payments and a "right-of-use" asset. The accounting applied by the lessor is relatively unchanged as the majority of operating leases should remain classified as operating leases and the income from them recognized, generally, on a straight-line basis over the lease term. The standards update also requires expanded qualitative and quantitative disclosures. For public business entities, ASC 2016-02 is effective for interim and annual reporting periods beginning after December 15, 2018. ASC 2016-02 mandates a modified retrospective transition for all entities. The Company is currently evaluating the impact of the adoption of ASC 2016-02 on its consolidated financial statements. ASU 2016-09, "Compensation - Stock Compensation (Topic 718): Improvements to Employee Share-Based Payment Accounting." ASU 2016-09 was issued as part of FASB's simplification initiative as a result of its post-implementation review of FASB Statement No. 123(R), Share-Based Payment. Areas addressed include the accounting for income taxes, classification of awards as either equity or liabilities and classification on the statement of cash flows. The ASU is aimed at reducing the cost and complexity of accounting for share-based payments but will likely result in fluctuations in net income and earnings per share. Under this guidance all excess tax benefits and deficiencies related to employee stock compensation will be recognized within income tax expense via a lower effective tax rate, versus previously being recognized in additional paid in capital. For public business entities, ASU 2016-09 is effective for interim and annual reporting periods beginning after December 15, 2016. Early adoption is permitted. The Company has applied this change and the impact of the adoption of ASU 2016-09 on its consolidated financial statements was immaterial. ASU 2016-13, "Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments." ASU 2016-13 was issued to replace the incurred loss impairment methodology in current GAAP with an expected credit loss methodology and requires consideration of a broader range of information to determine credit loss estimates. Financial assets measured at amortized cost will be presented at the net amount expected to be collected by using an allowance for credit losses. Purchased credit impaired loans will receive an allowance account at the acquisition date that represents a component of the purchase price allocation. Credit losses relating to available-for-sale debt securities will be recorded through an allowance for credit losses, with such allowance limited to the amount by which fair value is below amortized cost. For public business entities, ASU 2016-13 is effective for interim and annual reporting periods beginning after December 15, 2019. The Company is currently evaluating the impact of the adoption of ASU 2016-13 on its consolidated financial statements. ASU 2016-15, "Statement of Cash Flows (Topic 230): Classification of Certain Cash Receipts and Cash Payments." ASU 2016-15 was issued to address diversity in practice in how certain cash receipts and cash payments are presented and classified in the statement of cash flows under Topic 230, Statement of Cash Flows, and other Topics. This update addresses eight specific cash flow issues with the objective of reducing the existing diversity in practice. The amendments in this update provide guidance on the following eight specific cash flow issues: • Debt Prepayment or Debt Extinguishment Costs • Settlement of Zero-Coupon Debt Instruments or Other Debt Instruments with Coupon Interest Rates That Are Insignificant in Relation to the Effective Interest Rate of the Borrowing • Contingent Consideration Payments Made after a Business Combination • Proceeds from the Settlement of Insurance Claims • Proceeds from the Settlement of Corporate-Owned Life Insurance Policies, include Bank-Owned Life Insurance Policies • Distributions Received from Equity Method Investees • Beneficial Interest in Securitization Transactions • Separately Identifiable Cash Flows and Application of the Predominance Principle The amendments in this update are effective for public business entities for fiscal years beginning after December 15, 2017, and interim periods within those fiscal years. The Company is currently evaluating the impact of the adoptions of ASU 2016-15 on its consolidated financial statements. ASU 2016-18, "Statement of Cash Flows (Topic 230): Restricted Cash." ASU 2016-18 was issued to address divergence in the way restricted cash is classified and presented. The amendments in the update require that a statement of cash flows explain the change during a reporting period in the total of cash, cash equivalents, and amounts generally described as restricted cash and restricted cash equivalents. The amendments in this update apply to entities that have restricted cash or restricted cash equivalents and are required to present a statement of cash flows under Topic 230. The amendment says that transfers between cash, cash equivalents, and amounts generally described as restricted cash or restricted cash equivalents are not part of the entity's operating, investing, and financing activities. For public business entities, ASU 2016-18 is effective for fiscal years beginning after December 15, 2017, and interim periods within those fiscal years. The Company is currently evaluating the impact of the adoptions of ASU 2016-18 on its consolidated financial statements. ASU 2017-04, "Goodwill and Other (Topic 350): Simplifying the Test for Goodwill Impairment." ASU 2017-04 was issued in an effort to simplify accounting in a new standard. The amendments in this update require that an entity perform its annual or interim goodwill impairment test by comparing the fair value of a reporting unit with its carrying amount. The amendment states that an entity should recognize an impairment charge for the amount by which the carrying amount exceeds the reporting unit's fair value, but the loss recognized should not exceed the total amount of goodwill allocated to that reporting unit. For public business entities, ASU 2017-04 is effective for fiscal years beginning after December 15, 2019. Early adoption is permitted for interim or annual goodwill impairment tests performing on testing dates after January 1, 2017. The Company is currently evaluating the impact of the adoptions of ASU 2017-04 on its consolidated financial statements.
Goodwill	Goodwill The Company accounts for goodwill and other intangible assets in accordance with FASB ASC Topic 350, “Intangibles – Goodwill and Other,” which allows an entity to first assess qualitative factors to determine whether it is necessary to perform the two-step quantitative goodwill impairment test. Based on a qualitative assessment, management determined that the Company’s recorded goodwill totaling $ 1.5 million , which resulted from the 2005 acquisition of its Phillipsburg, New Jersey branch, is not impaired as of December 31, 2016 .

Securities (Tables)

Securities (Tables)	12 Months Ended
	Dec. 31, 2016
Marketable Securities [Abstract]
Reconciliation From Amortized Cost to Estimated Fair Value of Marketable Securities	This table provides the major components of securities available for sale (“AFS”) and held to maturity (“HTM”) at amortized cost and estimated fair value at December 31, 2016 and December 31, 2015 : December 31, 2016 December 31, 2015 (In thousands) Amortized cost Gross unrealized gains Gross unrealized losses Estimated fair value Amortized cost Gross unrealized gains Gross unrealized losses Estimated fair value Available for sale: U.S. Government sponsored entities $ 3,744 $ 2 $ (30 ) $ 3,716 $ 6,649 $ — $ (68 ) $ 6,581 State and political subdivisions 5,545 19 (62 ) 5,502 10,625 159 (2 ) 10,782 Residential mortgage-backed securities 21,547 339 (255 ) 21,631 26,191 449 (201 ) 26,439 Corporate and other securities 10,003 — (284 ) 9,719 9,404 71 (412 ) 9,063 Total securities available for sale $ 40,839 $ 360 $ (631 ) $ 40,568 $ 52,869 $ 679 $ (683 ) $ 52,865 Held to maturity: U.S. Government sponsored entities $ 3,530 $ — $ (128 ) $ 3,402 $ 3,988 $ — $ (87 ) $ 3,901 State and political subdivisions 2,306 181 (1 ) 2,486 2,364 187 (1 ) 2,550 Residential mortgage-backed securities 4,799 98 (25 ) 4,872 6,232 141 (28 ) 6,345 Commercial mortgage-backed securities 3,796 — (148 ) 3,648 3,902 — (62 ) 3,840 Corporate and other securities 6,548 12 — 6,560 1,985 — (14 ) 1,971 Total securities held to maturity $ 20,979 $ 291 $ (302 ) $ 20,968 $ 18,471 $ 328 $ (192 ) $ 18,607
Schedule of Marketable Securities By Contractual Maturity	This table provides the remaining contractual maturities and yields of securities within the investment portfolios. The carrying value of securities at December 31, 2016 is distributed by contractual maturity. Mortgage-backed securities and other securities, which may have principal prepayment provisions, are distributed based on contractual maturity. Expected maturities will differ materially from contractual maturities as a result of early prepayments and calls. Within one year After one through five years After five through ten years After ten years Total carrying value (In thousands, except percentages) Amount Yield Amount Yield Amount Yield Amount Yield Amount Yield Available for sale at fair value: U.S. Government sponsored entities $ — — % $ 3,716 1.61 % $ — — % $ — — % $ 3,716 1.61 % State and political subdivisions — — % 769 3.12 1,306 3.05 3,427 2.73 5,502 2.86 Residential mortgage-backed securities 11 4.16 % 526 2.25 4,641 2.23 16,453 2.93 21,631 2.77 Corporate and other securities 2,402 1.72 % 112 1.65 4,443 1.72 2,762 3.71 9,719 2.29 Total securities available for sale $ 2,413 1.73 % $ 5,123 1.90 % $ 10,390 2.11 % $ 22,642 3.00 % $ 40,568 2.56 % Held to maturity at cost: U.S. Government sponsored entities $ — — % $ — — % $ — — % $ 3,530 1.97 % $ 3,530 1.97 % State and political subdivisions 213 1.00 — — % 492 5.07 % 1,601 4.64 2,306 4.39 Residential mortgage-backed securities 17 3.56 34 5.00 753 2.80 3,995 2.87 4,799 2.88 Commercial mortgage-backed securities — — % — — % — — % 3,796 2.76 3,796 2.76 Corporate and other securities — — % — — % 4,535 5.72 2,013 8.80 6,548 6.67 Total securities held to maturity $ 230 1.19 % $ 34 5.00 % $ 5,780 5.28 % $ 14,935 3.62 % $ 20,979 4.05 %
Schedule of Marketable Securities In Unrealized Loss Position	The fair value of securities with unrealized losses by length of time that the individual securities have been in a continuous unrealized loss position at December 31, 2016 and December 31, 2015 are as follows: December 31, 2016 Less than 12 months 12 months and greater Total (In thousands, except number in a loss position) Total number in a loss position Estimated fair value Unrealized loss Estimated fair value Unrealized loss Estimated fair value Unrealized loss Available for sale: U.S. Government sponsored entities 1 $ 1,962 $ (30 ) $ — $ — $ 1,962 $ (30 ) State and political subdivisions 4 3,833 (62 ) — — 3,833 (62 ) Residential mortgage-backed securities 13 7,813 (139 ) 2,983 (116 ) 10,796 (255 ) Corporate and other securities 6 822 (67 ) 5,376 (217 ) 6,198 (284 ) Total temporarily impaired securities 24 $ 14,430 $ (298 ) $ 8,359 $ (333 ) $ 22,789 $ (631 ) Held to maturity: U.S. Government sponsored entities 2 $ 3,402 $ (128 ) $ — $ — $ 3,402 $ (128 ) State and political subdivisions 1 212 (1 ) — — 212 (1 ) Residential mortgage-backed securities 2 776 (15 ) 441 (10 ) 1,217 (25 ) Commercial mortgage-backed securities 2 3,648 (148 ) — — 3,648 (148 ) Total temporarily impaired securities 7 $ 8,038 $ (292 ) $ 441 $ (10 ) $ 8,479 $ (302 ) December 31, 2015 Less than 12 months 12 months and greater Total (In thousands, except number in a loss position) Total number in a loss position Estimated fair value Unrealized loss Estimated fair value Unrealized loss Estimated fair value Unrealized loss Available for sale: U.S. Government sponsored entities 9 $ 4,165 $ (12 ) $ 2,416 $ (56 ) $ 6,581 $ (68 ) State and political subdivisions 3 1,584 (2 ) — — 1,584 (2 ) Residential mortgage-backed securities 11 6,195 (36 ) 4,508 (165 ) 10,703 (201 ) Corporate and other securities 11 4,730 (174 ) 3,756 (238 ) 8,486 (412 ) Total temporarily impaired securities 34 $ 16,674 $ (224 ) $ 10,680 $ (459 ) $ 27,354 $ (683 ) Held to maturity: U.S. Government sponsored entities 2 $ — $ — $ 3,901 $ (87 ) $ 3,901 $ (87 ) State and political subdivisions 1 263 (1 ) — — 263 (1 ) Residential mortgage-backed securities 3 — — 1,853 (28 ) 1,853 (28 ) Commercial mortgage-backed securities 2 3,840 (62 ) — — 3,840 (62 ) Corporate and other securities 1 971 (14 ) — — 971 (14 ) Total temporarily impaired securities 9 $ 5,074 $ (77 ) $ 5,754 $ (115 ) $ 10,828 $ (192 )
Schedule of Realized Gains (Losses) for Marketable Securities	Gross realized gains and losses on securities for the past two years are detailed in the table below: For the years ended December 31, (In thousands) 2016 2015 Available for sale: Realized gains $ 302 $ 28 Realized losses (1 ) — Total securities available for sale 301 28 Held to maturity: Realized gains 123 — Realized losses — — Total securities held to maturity 123 — Net gains on sales of securities $ 424 $ 28

Loans (Tables)

Loans (Tables)	12 Months Ended
	Dec. 31, 2016
Loans and Leases Receivable Disclosure [Abstract]
Classification of Loans By Class	The following table sets forth the classification of loans by class, including unearned fees, deferred costs and excluding the allowance for loan losses for the past two years: (In thousands) December 31, 2016 December 31, 2015 SBA loans held for investment $ 42,492 $ 39,393 SBA 504 loans 26,344 29,353 Commercial loans Commercial other 58,447 49,332 Commercial real estate 422,418 391,071 Commercial real estate construction 28,306 25,115 Residential mortgage loans 289,093 264,523 Consumer loans Home equity 47,411 45,042 Consumer other 44,130 32,015 Total loans held for investment $ 958,641 $ 875,844 SBA loans held for sale 14,773 13,114 Total loans $ 973,414 $ 888,958
Loan Portfolio by Class According to Their Credit Quality Indicators	December 31, 2016 SBA, SBA 504 & Commercial loans - Internal risk ratings (In thousands) Pass Special mention Substandard Total SBA loans held for investment $ 38,990 $ 2,023 $ 1,479 $ 42,492 SBA 504 loans 24,635 1,073 636 26,344 Commercial loans Commercial other 57,000 1,422 25 58,447 Commercial real estate 408,288 13,729 401 422,418 Commercial real estate construction 27,556 750 — 28,306 Total commercial loans 492,844 15,901 426 509,171 Total SBA, SBA 504 and commercial loans $ 556,469 $ 18,997 $ 2,541 $ 578,007 Residential mortgage & Consumer loans - Performing/Nonperforming (In thousands) Performing Nonperforming Total Residential mortgage loans $ 286,421 $ 2,672 $ 289,093 Consumer loans Home equity 46,929 482 47,411 Consumer other 42,154 1,976 44,130 Total consumer loans 890,833 2,458 91,541 Total residential mortgage and consumer loans $ 375,504 $ 5,130 $ 380,634 The tables below detail the Company’s loan portfolio by class according to their credit quality indicators discussed in the paragraphs above as of December 31, 2015 : December 31, 2015 SBA, SBA 504 & Commercial loans - Internal risk ratings (In thousands) Pass Special mention Substandard Total SBA loans held for investment $ 35,032 $ 2,647 $ 1,714 $ 39,393 SBA 504 loans 24,003 4,917 433 29,353 Commercial loans Commercial other 45,870 2,373 1,089 49,332 Commercial real estate 369,510 18,978 2,583 391,071 Commercial real estate construction 24,061 1,054 — 25,115 Total commercial loans 439,441 22,405 3,672 465,518 Total SBA, SBA 504 and commercial loans $ 498,476 $ 29,969 $ 5,819 $ 534,264 Residential mortgage & Consumer loans - Performing/Nonperforming (In thousands) Performing Nonperforming Total Residential mortgage loans $ 262,299 $ 2,224 $ 264,523 Consumer loans Home equity 44,452 590 45,042 Consumer other 32,015 — 32,015 Total consumer loans 76,467 590 77,057 Total residential mortgage and consumer loans $ 338,766 $ 2,814 $ 341,580
Aging Analysis of Past Due And Nonaccrual Loans by Loan Class	The following tables set forth an aging analysis of past due and nonaccrual loans as of December 31, 2016 and December 31, 2015 : December 31, 2016 (In thousands) 30-59 days past due 60-89 days past due 90+ days and still accruing Nonaccrual (1) Total past due Current Total loans SBA loans held for investment $ 491 $ 397 $ — $ 1,168 $ 2,056 $ 40,436 $ 42,492 SBA 504 loans — — — 513 513 25,831 26,344 Commercial loans Commercial other 50 — — 25 75 58,372 58,447 Commercial real estate 1,108 574 — 401 2,083 420,335 422,418 Commercial real estate construction — — — — — 28,306 28,306 Residential mortgage loans 2,932 263 — 2,672 5,867 283,226 289,093 Consumer loans Home equity 227 — — 482 709 46,702 47,411 Consumer other — — — 1,976 1,976 42,154 44,130 Total loans held for investment $ 4,808 $ 1,234 $ — $ 7,237 $ 13,279 $ 945,362 $ 958,641 SBA loans held for sale — — — — — 14,773 14,773 Total loans $ 4,808 $ 1,234 $ — $ 7,237 $ 13,279 $ 960,135 $ 973,414 (1) At December 31, 2016 , nonaccrual loans included $153 thousand of TDRs and $60 thousand of loans guaranteed by the SBA. December 31, 2015 (In thousands) 30-59 days past due 60-89 days past due 90+ days and still accruing Nonaccrual (1) Total past due Current Total loans SBA loans held for investment $ 1,153 $ 456 $ — $ 1,764 $ 3,373 $ 36,020 $ 39,393 SBA 504 loans — — — 518 518 28,835 29,353 Commercial loans Commercial other 157 — — 10 167 49,165 49,332 Commercial real estate 444 283 — 2,154 2,881 388,190 391,071 Commercial real estate construction 356 — — — 356 24,759 25,115 Residential mortgage loans 2,307 1,078 — 2,224 5,609 258,914 264,523 Consumer loans Home equity 130 3 — 590 723 44,319 45,042 Consumer other 1 — — — 1 32,014 32,015 Total loans held for investment $ 4,548 $ 1,820 $ — $ 7,260 $ 13,628 $ 862,216 $ 875,844 SBA loans held for sale — — — — — 13,114 13,114 Total loans $ 4,548 $ 1,820 $ — $ 7,260 $ 13,628 $ 875,330 $ 888,958 (1) At December 31, 2015 , nonaccrual loans included $293 thousand of TDRs and $288 thousand of loans guaranteed by the SBA. The remaining $3.0 million of TDRs are in accrual status because they are performing in accordance with their restructured terms, and have been for at least six months.
Impaired Loans with Associated Allowance Amount	The following tables provide detail on the Company’s loans individually evaluated for impairment with the associated allowance amount, if applicable, as of December 31, 2016 and December 31, 2015 : December 31, 2016 (In thousands) Unpaid principal balance Recorded investment Specific reserves With no related allowance: SBA loans held for investment (1) $ 1,235 $ 653 $ — SBA 504 loans 513 513 — Commercial loans Commercial other 25 25 — Commercial real estate 42 43 — Total commercial loans 67 68 — Total impaired loans with no related allowance 1,815 1,234 — With an allowance: SBA loans held for investment (1) 975 455 246 Commercial loans Commercial other 13 — — Commercial real estate 358 358 34 Total commercial loans 371 358 34 Total impaired loans with a related allowance 1,346 813 280 Total individually evaluated impaired loans: SBA loans held for investment (1) 2,210 1,108 246 SBA 504 loans 513 513 — Commercial loans Commercial other 38 25 — Commercial real estate 400 401 34 Total commercial loans 438 426 34 Total individually evaluated impaired loans $ 3,161 $ 2,047 $ 280 (1) Balances are reduced by amount guaranteed by the SBA of $60 thousand at December 31, 2016 . December 31, 2015 (In thousands) Unpaid principal balance Recorded investment Specific reserves With no related allowance: SBA loans held for investment (1) $ 961 $ 518 $ — SBA 504 loans 2,226 2,226 — Commercial loans Commercial real estate 1,365 1,366 — Total commercial loans 1,365 1,366 — Total impaired loans with no related allowance 4,552 4,110 — With an allowance: SBA loans held for investment (1) 2,203 1,389 705 Commercial loans Commercial other 33 10 10 Commercial real estate 1,664 1,664 127 Total commercial loans 1,697 1,674 137 Total impaired loans with a related allowance 3,900 3,063 842 Total individually evaluated impaired loans: SBA loans held for investment (1) 3,164 1,907 705 SBA 504 loans 2,226 2,226 — Commercial loans Commercial other 33 10 10 Commercial real estate 3,029 3,030 127 Total commercial loans 3,062 3,040 137 Total individually evaluated impaired loans $ 8,452 $ 7,173 $ 842 (1) Balances are reduced by amount guaranteed by the SBA of $288 thousand at December 31, 2015 .
Average Recorded Investments in Impaired Loans and Related Amount of Interest Recognized	The following table presents the average recorded investments in impaired loans and the related amount of interest recognized during the time period in which the loans were impaired for the years ended December 31, 2016 and 2015 . The average balances are calculated based on the month-end balances of impaired loans. When the ultimate collectability of the total principal of an impaired loan is in doubt and the loan is on nonaccrual status, all payments are applied to principal under the cost recovery method, therefore no interest income is recognized. The interest recognized on impaired loans noted below represents accruing troubled debt restructurings only and nominal amounts of income recognized on a cash basis for well-collateralized impaired loans. For the years ended December 31, 2016 2015 (In thousands) Average recorded investment Interest income recognized on impaired loans Average recorded investment Interest income recognized on impaired loans SBA loans held for investment (1) $ 1,535 $ 14 $ 1,887 $ 90 SBA 504 loans 798 — 2,488 106 Commercial loans Commercial other 607 38 960 102 Commercial real estate 1,198 59 5,100 64 Commercial real estate construction 272 — — — Total $ 4,410 $ 111 $ 10,435 $ 362 (1) Balances are reduced by the average amount guaranteed by the SBA of $246 thousand and $416 thousand for years ended December 31, 2016 and 2015 , respectively.
Schedule of Servicing Assets	A summary of the changes in the related servicing assets for the past two years follows: For the years ended December 31, (In thousands) 2016 2015 Balance, beginning of year $ 1,389 $ 753 Servicing assets capitalized 1,472 927 Amortization of expense (775 ) (291 ) Provision for loss in fair value — — Balance, end of year $ 2,086 $ 1,389
Schedule of Related Party Transactions	An analysis of such loans, all of which are current as to principal and interest payments, is as follows: (In thousands) December 31, 2016 December 31, 2015 Balance, beginning of year $ 37,394 $ 26,452 New loans and advances 31 15,809 Loan repayments (8,169 ) (4,867 ) Balance, end of year $ 29,256 $ 37,394

Allowance for Loan Losses and34

Allowance for Loan Losses and Reserve for Unfunded Loan Commitments (Tables)	12 Months Ended
	Dec. 31, 2016
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]
Activity in the Allowance for Loan Losses by Portfolio Segment	The following tables detail the activity in the allowance for loan losses by portfolio segment for the past two years: For the year ended December 31, 2016 (In thousands) SBA held for investment SBA 504 Commercial Residential Consumer Unallocated Total Balance, beginning of period $ 1,961 $ 741 $ 6,309 $ 2,769 $ 817 $ 162 $ 12,759 Charge-offs (557 ) — (775 ) (101 ) (30 ) (1,463 ) Recoveries 33 — 29 — 1 63 Net charge-offs (524 ) — (746 ) (101 ) (29 ) — (1,400 ) Provision for loan losses charged to expense 139 (168 ) 1,166 (75 ) 137 21 1,220 Balance, end of period $ 1,576 $ 573 $ 6,729 $ 2,593 $ 925 $ 183 $ 12,579 For the year ended December 31, 2015 (In thousands) SBA held for investment SBA 504 Commercial Residential Consumer Unallocated Total Balance, beginning of period $ 1,883 $ 1,337 $ 6,270 $ 2,289 $ 667 $ 105 $ 12,551 Charge-offs (370 ) (589 ) (309 ) (50 ) (130 ) (1,448 ) Recoveries 54 — 1,052 49 1 1,156 Net charge-offs (316 ) (589 ) 743 (1 ) (129 ) — (292 ) Provision for loan losses charged to expense 394 (7 ) (704 ) 481 279 57 500 Balance, end of period $ 1,961 $ 741 $ 6,309 $ 2,769 $ 817 $ 162 $ 12,759
Allowance for Credit Losses on Financing Receivables	The following tables present loans and their related allowance for loan losses, by portfolio segment, as of December 31 st for the past two years: December 31, 2016 (In thousands) SBA held for investment SBA 504 Commercial Residential Consumer Unallocated Total Allowance for loan losses ending balance: Individually evaluated for impairment $ 246 $ — $ 34 $ — $ — $ — $ 280 Collectively evaluated for impairment 1,330 573 6,695 2,593 925 183 12,299 Total $ 1,576 $ 573 $ 6,729 $ 2,593 $ 925 $ 183 $ 12,579 Loan ending balances: Individually evaluated for impairment $ 1,108 $ 513 $ 426 $ — $ — $ — $ 2,047 Collectively evaluated for impairment 41,384 25,831 508,745 289,093 91,541 — 956,594 Total $ 42,492 $ 26,344 $ 509,171 $ 289,093 $ 91,541 $ — $ 958,641 December 31, 2015 (In thousands) SBA held for investment SBA 504 Commercial Residential Consumer Unallocated Total Allowance for loan losses ending balance: Individually evaluated for impairment $ 705 $ — $ 137 $ — $ — $ — $ 842 Collectively evaluated for impairment 1,256 741 6,172 2,769 817 162 11,917 Total $ 1,961 $ 741 $ 6,309 $ 2,769 $ 817 $ 162 $ 12,759 Loan ending balances: Individually evaluated for impairment $ 1,907 $ 2,226 $ 3,040 $ — $ — $ — $ 7,173 Collectively evaluated for impairment 37,486 27,127 462,478 264,523 77,057 — 868,671 Total $ 39,393 $ 29,353 $ 465,518 $ 264,523 $ 77,057 $ — $ 875,844

Premises and Equipment (Tables)

Premises and Equipment (Tables)	12 Months Ended
	Dec. 31, 2016
Property, Plant and Equipment [Abstract]
Premises and Equipment	The detail of premises and equipment as of December 31 st for the past two years is as follows: (In thousands) December 31, 2016 December 31, 2015 Land and buildings $ 24,896 $ 17,286 Furniture, fixtures and equipment 9,194 7,510 Leasehold improvements 1,458 1,825 Gross premises and equipment 35,548 26,621 Less: Accumulated depreciation (12,150 ) (11,450 ) Net premises and equipment $ 23,398 $ 15,171

Other Assets (Tables)

Other Assets (Tables)	12 Months Ended
	Dec. 31, 2016
Other Assets [Abstract]
Schedule of Other Assets	The detail of other assets as of December 31 st for the past two years is as follows: (In thousands) December 31, 2016 December 31, 2015 Prepaid expenses $ 479 $ 516 Servicing assets: SBA servicing asset 779 515 Mortgage servicing asset 1,307 874 Net receivable due from SBA 236 226 Unrealized gains on interest rate swap agreements 1,204 — Prepaid Insurance 1,514 — Other 377 932 Total other assets $ 5,896 $ 3,063

Deposits (Tables)

Deposits (Tables)	12 Months Ended
	Dec. 31, 2016
Deposits [Abstract]
Schedule of Deposits by Time Remaining on Maturity	The following table details the maturity distribution of time deposits as of December 31 st for the past two years: (In thousands) Three months or less More than three months through six months More than six months through twelve months More than twelve months Total At December 31, 2016: Less than $100,000 $ 5,931 $ 7,906 $ 9,300 $ 100,587 $ 123,724 $100,000 or more 4,332 9,855 12,535 70,198 96,920 At December 31, 2015: Less than $100,000 $ 9,948 $ 10,091 $ 30,650 $ 83,779 $ 134,468 $100,000 or more 15,919 31,377 31,854 63,556 142,706
Schedule of Certificates of Deposits by Year of Maturity	The following table presents the expected maturities of time deposits over the next five years: (In thousands) 2017 2018 2019 2020 2021 Thereafter Total Balance maturing $ 49,859 $ 74,300 $ 47,748 $ 37,144 $ 11,240 $ 353 $ 220,644

Borrowed Funds and Subordinat38

Borrowed Funds and Subordinated Debentures (Tables)	12 Months Ended
	Dec. 31, 2016
Debt Disclosure [Abstract]
Schedule of Debt	The following table presents the period-end and average balances of borrowed funds and subordinated debentures for the past three years with resultant rates: 2016 2015 2014 (In thousands) Amount Rate Amount Rate Amount Rate FHLB borrowings and repurchase agreements: At December 31, $ 106,000 1.83 % $ 77,000 2.66 % $ 110,000 2.31 % Year-to-date average 88,754 2.21 57,187 3.72 60,765 3.96 Maximum outstanding 106,000 140,000 110,000 Repurchase agreements: At December 31, $ 15,000 3.67 % $ 15,000 3.67 % $ 15,000 3.67 % Year-to-date average 15,000 3.67 15,000 3.67 15,000 3.67 Maximum outstanding 15,000 15,000 15,000 Subordinated debentures: At December 31, $ 10,310 2.40 % $ 15,465 1.98 % $ 15,465 1.82 % Year-to-date average 11,099 2.35 15,465 1.87 15,465 1.81 Maximum outstanding 15,465 15,465 15,465
Schedule of Maturities of Term Debt	The following table presents the expected maturities of borrowed funds and subordinated debentures over the next five years: (In thousands) 2017 2018 2019 2020 2021 Thereafter Total FHLB borrowings and repurchase agreements $ 66,000 $ — $ — $ 30,000 $ 10,000 $ — $ 106,000 Other repurchase agreements — 15,000 — — — — 15,000 Subordinated debentures — — — — — 10,310 10,310 Total borrowings $ 66,000 $ 15,000 $ — $ 30,000 $ 10,000 $ 10,310 $ 131,310
Outstanding Interest Rate Swap Agreements Used to Hedge Variable Rate Debt	A summary of the Company’s outstanding interest rate swap agreements used to hedge variable rate debt at December 31, 2016 and 2015 , respectively is as follows: (In thousands, except percentages and years) 2016 2015 Notional amount $ 60,000 $ 20,000 Weighted average pay rate 1.43 % 1.90 % Weighted average receive rate 0.67 % 0.41 % Weighted average maturity in years 4.24 4.90 Unrealized gains (losses) relating to interest rate swaps $ 1,204 $ (28 )

Commitments and Contingencies (

Commitments and Contingencies (Tables)	12 Months Ended
	Dec. 31, 2016
Commitments and Contingencies Disclosure [Abstract]
Operating Leases of Lessee Disclosure	The following table summarizes the contractual rent payments expected in future years: (In thousands) 2017 2018 2019 2020 2021 Thereafter Total Operating lease rental payments $ 290 $ 203 $ 169 $ 132 $ 136 $ 70 $ 1,000

Accumulated Other Comprehensi40

Accumulated Other Comprehensive Income (Loss) (Tables)	12 Months Ended
	Dec. 31, 2016
Equity [Abstract]
Changes in Other Comprehensive (Loss) Income	The following table shows the changes in other comprehensive income (loss) for the past two years: For the year ended December 31, 2016 (In thousands) Net unrealized gains (losses) on securities Adjustments related to defined benefit plan Net unrealized gains (losses) from cash flow hedges: Accumulated other comprehensive income (loss) Balance, beginning of period $ (2 ) $ (448 ) $ (17 ) $ (467 ) Other comprehensive income before reclassifications 116 — 729 845 Less amounts reclassified from accumulated other comprehensive loss 275 (57 ) — 218 Period change (159 ) 57 729 627 Balance, end of period $ (161 ) $ (391 ) $ 712 $ 160 For the year ended December 31, 2015 (In thousands) Net unrealized gains (losses) on securities Adjustments related to defined benefit plan Net unrealized losses from cash flow hedges: Accumulated other comprehensive income (loss) Balance, beginning of period $ 143 $ — $ — $ 143 Other comprehensive loss before reclassifications (127 ) (498 ) (17 ) (642 ) Less amounts reclassified from accumulated other comprehensive loss 18 (50 ) — (32 ) Period change (145 ) (448 ) (17 ) (610 ) Balance, end of period $ (2 ) $ (448 ) $ (17 ) $ (467 ) (a) All amounts are net of tax.

Other Income (Tables)

Other Income (Tables)	12 Months Ended
	Dec. 31, 2016
Component of Operating Income [Abstract]
Components of Other Income	The components of other income for the past two years are as follows: For the years ended December 31, (In thousands) 2016 2015 ATM and check card fees $ 614 $ 569 Wire transfer fees 106 90 Safe deposit box fees 92 89 Other 174 179 Total other income $ 986 $ 927

Other Expenses (Tables)

Other Expenses (Tables)	12 Months Ended
	Dec. 31, 2016
Other Expenses [Abstract]
Schedule of Other Nonoperating Expense, by Component	The components of other expenses for the past two years are as follows: For the years ended December 31, (In thousands) 2016 2015 Travel, entertainment, training and recruiting $ 825 $ 698 Insurance 343 333 Stationery and supplies 222 256 Retail losses 79 143 Other 373 289 Total other expenses $ 1,842 $ 1,719

Income Taxes (Tables)

Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2016
Income Tax Disclosure [Abstract]
Schedule of Components of Income Tax Expense (Benefit)	The components of the provision for income taxes for the past two years are as follows: For the years ended December 31, (In thousands) 2016 2015 Federal - current provision $ 6,352 $ 4,067 Federal - deferred provision 73 280 Total federal provision 6,425 4,347 State - current provision 795 377 State - deferred provision 37 87 Total state provision 832 464 Total provision for income taxes $ 7,257 $ 4,811
Schedule of Effective Income Tax Rate Reconciliation	Reconciliation between the reported income tax provision and the amount computed by multiplying income before taxes by the statutory Federal income tax rate for the past two years is as follows: For the years ended December 31, (In thousands, except percentages) 2016 2015 Federal income tax provision at statutory rate $ 7,162 $ 5,028 Increases (decreases) resulting from: Bank owned life insurance (132 ) (133 ) Tax-exempt interest (71 ) (99 ) Meals and entertainment 21 18 State income taxes, net of federal income tax effect 541 302 Other, net (264 ) (305 ) Provision for income taxes $ 7,257 $ 4,811 Effective tax rate 35.5 % 33.5 %
Schedule of Deferred Tax Assets and Liabilities	The components of the net deferred tax asset at December 31, 2016 and 2015 are as follows: (In thousands) December 31, 2016 December 31, 2015 Deferred tax assets: Allowance for loan losses $ 5,115 $ 5,212 Stock-based compensation 565 515 OREO Writedowns 420 — SERP 418 369 Depreciation 345 519 Deferred compensation 324 262 State net operating loss 123 139 Net unrealized security gains 110 2 Commitment reserve 74 56 Loss interest on nonaccrual loans 58 173 Other 85 94 Gross deferred tax assets 7,637 7,341 Valuation allowance (123 ) (139 ) Total deferred tax assets 7,514 7,202 Deferred tax liabilities: Deferred loan costs 624 495 Interest rate swaps 492 — Goodwill 456 416 Deferred servicing fees 327 219 Bond accretion 103 104 Total deferred tax liabilities 2,002 1,234 Net deferred tax asset $ 5,512 $ 5,968

Net Income per Share (Tables)

Net Income per Share (Tables)	12 Months Ended
	Dec. 31, 2016
Earnings Per Share [Abstract]
Reconciliation of Calculation of Basic and Diluted Income Per Share	The following is a reconciliation of the calculation of basic and diluted net income per share for the past two years: For the years ended December 31, (In thousands, except per share amounts) 2016 2015 Net income $ 13,209 $ 9,557 Weighted average common shares outstanding - Basic 9,416 9,267 Plus: Potential dilutive common stock equivalents 156 115 Weighted average common shares outstanding - Diluted 9,572 9,382 Net income per common share - Basic 1.40 1.03 Net income per common share - Diluted 1.38 1.02 Stock options and common stock excluded from the income per share calculation as their effect would have been anti-dilutive 73 89

Regulatory Capital (Tables)

Regulatory Capital (Tables)	12 Months Ended
	Dec. 31, 2016
Regulatory Capital Requirements [Abstract]
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations	The capital ratios for Company and the Bank under the new capital framework are presented in the table below, on the dates indicated. At December 31, 2016 Required for capital To be well-capitalized under prompt corrective action regulations Company Bank January 1, 2016 January 1, 2019 Bank Leverage ratio 9.73 % 9.50 % 4.000 % 4.00 % 5.00 % CET1 11.49 % 12.23 % 5.125 % (1 ) 7.00 % (2 ) 6.50 % Tier I risk-based capital ratio 12.58 % 12.23 % 6.625 % (1 ) 8.50 % (2 ) 8.00 % Total risk-based capital ratio 13.84 % 13.48 % 8.625 % (1 ) 10.50 % (2 ) 10.00 % (1) Includes 0.625% capital conservation buffer. (2) Includes 2.5% capital conservation buffer. At December 31, 2015 Required for capital To be well-capitalized under prompt corrective action regulations Company Bank January 1, 2015 January 1, 2019 Bank Leverage ratio 8.82 % 7.95 % 4.000 % 4.00 % 5.00 % CET1 9.37 % 10.08 % 4.500 % 7.00 % (3 ) 6.50 % Tier I risk-based capital ratio 11.18 % 10.08 % 6.000 % 8.50 % (3 ) 8.00 % Total risk-based capital ratio 12.43 % 12.36 % 8.000 % 10.50 % (3 ) 10.00 % (3) Includes 2.5% capital conservation buffer.

Employee Benefit Plans (Tables)

Employee Benefit Plans (Tables)	12 Months Ended
	Dec. 31, 2016
Employee Benefits and Share-based Compensation [Abstract]
Transactions under the Company’s stock option plans	Transactions under the Company’s stock option plans for 2016 and 2015 are summarized in the following table: Shares Weighted average exercise price Weighted average remaining contractual life in years Aggregate intrinsic value Outstanding at December 31, 2014 460,823 $ 6.15 5.5 $ 1,259,154 Options granted 62,700 8.69 Options exercised (578 ) 6.65 Options forfeited — — Options expired (607 ) 10.23 Outstanding at December 31, 2015 522,338 $ 6.45 5.1 $ 2,561,095 Options granted 127,400 11.11 Options exercised (90,871 ) 7.97 Options forfeited (1,833 ) 7.00 Options expired (4,275 ) 7.64 Outstanding at December 31, 2016 552,759 $ 7.26 5.7 $ 4,663,432 Exercisable at December 31, 2016 366,695 $ 5.76 4.1 $ 3,646,507
Stock Options, Valuation Assumptions	The fair values of the options granted during 2016 and 2015 were estimated on the date of grant using the Black-Scholes option-pricing model with the following weighted average assumptions: For the years ended December 31, 2016 2015 Number of options granted 127,400 62,700 Weighted average exercise price $ 11.11 $ 8.69 Weighted average fair value of options $ 3.49 $ 3.29 Expected life in years (1) 6.79 6.69 Expected volatility (2) 31.02 % 42.20 % Risk-free interest rate (3) 1.94 % 1.89 % Dividend yield (4) 1.38 % 1.39 % (1) The expected life of the options was estimated based on historical employee behavior and represents the period of time that options granted are expected to be outstanding. (2) The expected volatility of the Company’s stock price was based on the historical volatility over the period commensurate with the expected life of the options. (3) The risk-free interest rate is the U.S Treasury rate commensurate with the expected life of the options on the date of grant. (4) The expected dividend yield is the projected annual yield based on the grant date stock price.
Schedule of Information About Options Exercised	Upon exercise, the Company issues shares from its authorized but unissued common stock to satisfy the options. The following table presents information about options exercised during 2016 and 2015 : For the years ended December 31, 2016 2015 Number of options exercised 90,871 578 Total intrinsic value of options exercised $ 451,288 $ 1,302 Cash received from options exercised 549,918 — Tax deduction realized from options exercised 184,351 520
Schedule of Stock Options, by Exercise Price Range	The following table summarizes information about stock options outstanding and exercisable at December 31, 2016 : Options outstanding Options exercisable Range of exercise prices Options outstanding Weighted average remaining contractual life (in years) Weighted average exercise price Options exercisable Weighted average exercise price 0.00 - 4.00 96,800 2.1 $ 3.54 96,800 $ 3.54 4.01 - 8.00 253,688 4.7 6.24 238,653 6.18 8.01 - 12.00 172,771 8.5 9.60 31,242 9.37 12.01 - 16.00 29,500 10.0 14.60 — — Total 552,759 5.7 $ 7.26 366,695 $ 5.76
Schedule of Nonvested Share Activity	The following table summarizes nonvested restricted stock activity for the year ended December 31, 2016 : Shares Average grant date fair value Nonvested restricted stock at December 31, 2015 88,882 $ 7.63 Granted 44,016 11.21 Canceled (2,200 ) 4.86 Vested (33,495 ) 7.18 Nonvested restricted stock at December 31, 2016 97,203 $ 9.47
Restricted Stock Awards Activity	Restricted stock awards granted during the years ended December 31, 2016 and 2015 were as follows: For the years ended December 31, 2016 2015 Number of shares granted 44,016 45,980 Average grant date fair value $ 11.21 $ 8.48
Allocation of Share-based Compensation Costs	Compensation expense related to the restricted stock for the years ended December 31, 2016 and 2015 is detailed in the following table: For the years ended December 31, 2016 2015 Compensation expense $ 327,151 $ 302,425 Income tax benefit 133,644 120,788 Compensation expense related to stock options and the related income tax benefit for the years ended December 31, 2016 and 2015 are detailed in the following table: For the years ended December 31, 2016 2015 Compensation expense $ 218,013 $ 147,905 Income tax benefit 89,058 59,073
Summary of Components of Net Periodic Pension Cost of Defined Benefit Plan Recognized	The following table summarizes the components of the net periodic pension cost of the defined benefit plan recognized during the years ended December 31, 2016 and 2015 : For the years ended December 31, (In thousands) 2016 2015 Service cost $ 62 $ 59 Interest cost 38 34 Amortization of prior service cost 83 83 Net periodic benefit cost $ 183 $ 176
Summary of Changes in Benefit Obligations of Defined Benefit Plan Recognized	The following table summarizes the changes in benefit obligations of the defined benefit plan recognized during the years ended December 31, 2016 : For the years ended December 31, (In thousands) 2016 2015 Benefit obligation, beginning of year $ 923 $ — Initial recognition of prior service cost — 830 Service cost 62 59 Interest cost 38 34 Actuarial gain (loss) — — Benefit obligation, end of year $ 1,023 $ 923

Fair Value (Tables)

Fair Value (Tables)	12 Months Ended
	Dec. 31, 2016
Fair Value Disclosures [Abstract]
Balances of Assets And Liabilities Measured at Fair Value on Recurring Basis	The tables below present the balances of assets measured at fair value on a recurring basis as of December 31 st for the past two years: December 31, 2016 (In thousands) Level 1 Level 2 Level 3 Total Securities available for sale: U.S. Government sponsored entities $ — $ 3,716 $ — $ 3,716 State and political subdivisions — 5,502 — 5,502 Residential mortgage-backed securities — 21,631 — 21,631 Corporate and other securities — 9,719 — 9,719 Total securities available for sale $ — $ 40,568 $ — $ 40,568 Interest rate swap agreements — 1,204 — 1,204 Total $ — $ 1,204 $ — $ 1,204 December 31, 2015 (In thousands) Level 1 Level 2 Level 3 Total Securities available for sale: U.S. Government sponsored entities $ — $ 6,581 $ — $ 6,581 State and political subdivisions — 10,782 — 10,782 Residential mortgage-backed securities — 26,439 — 26,439 Corporate and other securities — 9,063 — 9,063 Total securities available for sale $ — $ 52,865 $ — $ 52,865 Interest rate swap agreements — (28 ) — (28 ) Total $ — $ (28 ) $ — $ (28 )
Assets and Liabilities Carried on the Balance Sheet by Caption And By Level Within The Hierarchy	The following tables present the assets and liabilities subject to fair value adjustments (impairment) on a non-recurring basis carried on the balance sheet by caption and by level within the hierarchy (as described above): Fair value at December 31, 2016 (In thousands) Level 1 Level 2 Level 3 Total Financial assets: OREO $ — $ — $ 1,050 $ 1,050 Impaired collateral-dependent loans — — 1,767 1,767 Fair value at December 31, 2015 (In thousands) Level 1 Level 2 Level 3 Total Financial assets: OREO $ — $ — $ 1,591 $ 1,591 Impaired collateral-dependent loans — — 6,331 6,331
Carrying Amount and Estimated Fair Values of Financial Instruments	The table below presents the carrying amount and estimated fair values of the Company’s financial instruments not previously presented as of December 31 st for the past two years: December 31, 2016 December 31, 2015 (In thousands) Fair value level Carrying amount Estimated fair value Carrying amount Estimated fair value Financial assets: Cash and cash equivalents Level 1 $ 105,895 $ 105,895 $ 88,157 $ 88,157 Securities (1) Level 2 61,547 61,536 71,336 71,472 SBA loans held for sale Level 2 14,773 16,440 13,114 14,324 Loans, net of allowance for loan losses (2) Level 2 946,062 944,772 863,085 864,691 Federal Home Loan Bank stock Level 2 6,037 6,037 4,600 4,600 Servicing assets Level 3 2,086 2,086 1,389 1,389 Accrued interest receivable Level 2 4,462 4,462 3,884 3,884 OREO Level 3 1,050 1,050 1,591 1,591 Financial liabilities: Deposits Level 2 945,723 944,886 894,493 893,651 Borrowed funds and subordinated debentures Level 2 131,310 130,319 107,465 109,549 Accrued interest payable Level 2 430 430 461 461 (1) Includes held to maturity commercial mortgage-backed securities that are considered Level 3. These securities had book values of $3.8 million and $3.9 million at December 31, 2016 and 2015 , respectively, and market values of $3.6 million and $3.8 million at December 31, 2016 and 2015 , respectively. (2) Includes impaired loans that are considered Level 3 and reported separately in the tables under the “Fair Value on a Nonrecurring Basis” heading. Collateral-dependent impaired loans, net of specific reserves totaled $1.8 million and $6.3 million at December 31, 2016 and 2015 , respectively.

Condensed Financial Statement48

Condensed Financial Statements of Unity Bancorp, Inc. (Parent Company Only) (Tables)	12 Months Ended
	Dec. 31, 2016
Condensed Financial Information of Parent Company Only Disclosure [Abstract]
Condensed Balance Sheets	Balance Sheets (In thousands) December 31, 2016 December 31, 2015 ASSETS Cash and cash equivalents $ 1,606 $ 466 Securities available for sale 1 216 Capital note due from Bank — 8,500 Investment in subsidiaries 113,327 84,336 Premises and equipment, net 4,048 — Other assets 185 448 Total assets $ 119,167 $ 93,966 LIABILITIES AND SHAREHOLDERS' EQUITY Loan due to subsidiary bank $ 2,566 $ — Other liabilities — 31 Subordinated debentures 10,310 15,465 Shareholders' equity 106,291 78,470 Total liabilities and shareholders' equity $ 119,167 $ 93,966
Condensed Statements of Income	Statements of Income For the year ended December 31, (In thousands) 2016 2015 Total interest income $ 6,964 $ 1,893 Total interest expense 265 289 Net interest income 6,699 1,604 Gains on sales of securities 177 — Gains on repurchase of subordinated debenture 994 — Rental income 326 — Other expenses 245 20 Income before provision for income taxes and equity in undistributed net income of subsidiary 7,951 1,584 Provision for income taxes 550 159 Income before equity in undistributed net income of subsidiary 7,401 1,425 Equity in undistributed net income of subsidiary 5,808 8,132 Net income $ 13,209 $ 9,557
Condensed Statements of Cash Flows	Statements of Cash Flows For the year ended December 31, (In thousands) 2016 2015 OPERATING ACTIVITIES Net income $ 13,209 $ 9,557 Adjustments to reconcile net income to net cash provided by operating activities: Equity in undistributed net income of subsidiary (5,808 ) (8,132 ) Gains on sales of securities (177 ) — Gain on repurchase of subordinated debenture (994 ) — Net change in other assets and other liabilities 118 (54 ) Net cash provided by operating activities 6,348 1,371 INVESTING ACTIVITIES Purchase of land and building (4,375 ) — Purchases of securities (445 ) — Repayment of advances to subsidiary 7,230 — Proceeds from sales of securities 769 — Net cash provided by investing activities 3,179 — FINANCING ACTIVITIES Proceeds from exercise of stock options 550 — Proceeds from capital offering 14,412 — Proceeds from advances from subsidiaries 2,625 — Repayment of advances from subsidiaries (59 ) — Repayment of long term debt (2,891 ) — Investment in Bank (21,500 ) — Cash dividends paid on common stock (1,524 ) (1,103 ) Net cash provided used in financing activities (8,387 ) (1,103 ) Increase in cash and cash equivalents 1,140 268 Cash and cash equivalents, beginning of period 466 198 Cash and cash equivalents, end of period $ 1,606 $ 466 SUPPLEMENTAL DISCLOSURES Interest paid $ 273 $ 287

Quarterly Financial Informati49

Quarterly Financial Information (Unaudited) (Tables)	12 Months Ended
	Dec. 31, 2016
Quarterly Financial Information Disclosure [Abstract]
Schedule of Quarterly Financial Information	2016 (In thousands, except per share data) March 31 June 30 September 30 December 31 Total interest income $ 11,176 $ 11,487 $ 12,081 $ 12,280 Total interest expense 2,189 2,145 2,208 2,225 Net interest income 8,987 9,342 9,873 10,055 Provision for loan losses 200 400 420 200 Net interest income after provision for loan losses 8,787 8,942 9,453 9,855 Total noninterest income 4,280 2,234 2,173 2,373 Total noninterest expense 6,607 6,728 6,993 7,303 Income before provision for income taxes 6,460 4,448 4,633 4,925 Provision for income taxes 2,255 1,624 1,613 1,765 Net income $ 4,205 $ 2,824 $ 3,020 $ 3,160 Net income per common share - Basic $ 0.45 $ 0.30 $ 0.32 $ 0.33 Net income per common share - Diluted 0.44 0.30 0.32 0.32 2015 (In thousands, except per share data) March 31 June 30 September 30 December 31 Total interest income $ 9,884 $ 10,218 $ 10,554 $ 10,995 Total interest expense 1,864 1,849 1,932 2,015 Net interest income 8,020 8,369 8,622 8,980 Provision for loan losses 200 — 200 100 Net interest income after provision for loan losses 7,820 8,369 8,422 8,880 Total noninterest income 1,641 1,893 2,275 1,920 Total noninterest expense 6,502 6,652 6,852 6,846 Income before provision for income taxes 2,959 3,610 3,845 3,954 Provision for income taxes 1,020 1,182 1,294 1,315 Net income $ 1,939 $ 2,428 $ 2,551 $ 2,639 Net income per common share - Basic $ 0.21 $ 0.26 $ 0.27 $ 0.29 Net income per common share - Diluted 0.21 0.25 0.27 0.29 All net income per share figures shown above have been adjusted for the 10% stock dividend paid September 30, 2016.

Summary of Significant Accoun50

Summary of Significant Accounting Policies (Details)	12 Months Ended
	Dec. 31, 2016USD ($)segmentsubsidiaryoffice	Sep. 30, 2016
Property, Plant and Equipment [Line Items]
Number of offices | office	17
Number of wholly-owned subsidiaries | subsidiary	9
Number of wholly-owned statutory trust subsidiaries | subsidiary	2
Common stock, stock dividend, percentage		10.00%
Guarantee percentage of SBA Loan	90.00%
Number of reportable segments | segment	1
Goodwill | $	$ 1,500,000
Maximum
Property, Plant and Equipment [Line Items]
Fair value inputs, discount rate	10.00%
Maximum | Building
Property, Plant and Equipment [Line Items]
PP&E useful life	30 years
Maximum | Furniture, Fixtures and Equipment
Property, Plant and Equipment [Line Items]
PP&E useful life	10 years
Maximum | Equipment
Property, Plant and Equipment [Line Items]
PP&E useful life	5 years
Minimum
Property, Plant and Equipment [Line Items]
Value for real estate appraisal for OREO or substance foreclosure | $	$ 100,000
Fair value inputs, discount rate	6.00%
Minimum | Equipment
Property, Plant and Equipment [Line Items]
PP&E useful life	3 years

Restrictions on Cash (Details)

Restrictions on Cash (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Federal Reserve Bank Additional Reserve Requirement
Restricted Cash and Cash Equivalents Items [Line Items]
Restricted cash and cash equivalents	$ 15
Electronic Funds Transfer
Restricted Cash and Cash Equivalents Items [Line Items]
Restricted cash and cash equivalents	$ 156	$ 179

Securities - Reconciliation fro

Securities - Reconciliation from Amortized Cost to Estimated Fair Value of Marketable Securities (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Available for sale:
Amortized cost	$ 40,839	$ 52,869
Gross unrealized gains	360	679
Gross unrealized losses	(631)	(683)
Estimated fair value	40,568	52,865
Held to maturity:
Amortized cost	20,979	18,471
Gross unrealized gains	291	328
Gross unrealized losses	(302)	(192)
Estimated fair value	20,968	18,607
U.S. Government sponsored entities
Available for sale:
Amortized cost	3,744	6,649
Gross unrealized gains	2	0
Gross unrealized losses	(30)	(68)
Estimated fair value	3,716	6,581
Held to maturity:
Amortized cost	3,530	3,988
Gross unrealized gains	0	0
Gross unrealized losses	(128)	(87)
Estimated fair value	3,402	3,901
State and political subdivisions
Available for sale:
Amortized cost	5,545	10,625
Gross unrealized gains	19	159
Gross unrealized losses	(62)	(2)
Estimated fair value	5,502	10,782
Held to maturity:
Amortized cost	2,306	2,364
Gross unrealized gains	181	187
Gross unrealized losses	(1)	(1)
Estimated fair value	2,486	2,550
Residential mortgage-backed securities
Available for sale:
Amortized cost	21,547	26,191
Gross unrealized gains	339	449
Gross unrealized losses	(255)	(201)
Estimated fair value	21,631	26,439
Held to maturity:
Amortized cost	4,799	6,232
Gross unrealized gains	98	141
Gross unrealized losses	(25)	(28)
Estimated fair value	4,872	6,345
Commercial mortgage-backed securities
Held to maturity:
Amortized cost	3,796	3,902
Gross unrealized gains	0	0
Gross unrealized losses	(148)	(62)
Estimated fair value	3,648	3,840
Corporate and other securities
Available for sale:
Amortized cost	10,003	9,404
Gross unrealized gains	0	71
Gross unrealized losses	(284)	(412)
Estimated fair value	9,719	9,063
Held to maturity:
Amortized cost	6,548	1,985
Gross unrealized gains	12	0
Gross unrealized losses	0	(14)
Estimated fair value	$ 6,560	$ 1,971

Securities - Schedule Of Market

Securities - Schedule Of Marketable Securities By Contractual Maturity (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Available for sale at fair value:
Within one year, Amount	$ 2,413
After one through five years, Amount	5,123
After five through ten years, Amount	10,390
After ten years, Amount	22,642
Securities available for sale	$ 40,568	$ 52,865
Within one year, Yield	1.73%
After one through five years, Yield	1.90%
After five through ten years, Yield	2.11%
After ten years, Yield	3.00%
Total carrying value, Yield	2.56%
Held to maturity at cost:
Within one year, Amount	$ 230
After one through five years, Amount	34
After five through ten years, Amount	5,780
After ten years, Amount	14,935
Amortized cost	$ 20,979	18,471
Within one year, Yield	1.19%
After one through five years, Yield	5.00%
After five through ten years, Yield	5.28%
Total carrying value, Yield	3.62%
Held to maturity at cost, Yield	4.05%
U.S. Government sponsored entities
Available for sale at fair value:
Within one year, Amount	$ 0
After one through five years, Amount	3,716
After five through ten years, Amount	0
After ten years, Amount	0
Securities available for sale	$ 3,716	6,581
Within one year, Yield	0.00%
After one through five years, Yield	1.61%
After five through ten years, Yield	0.00%
After ten years, Yield	0.00%
Total carrying value, Yield	1.61%
Held to maturity at cost:
Within one year, Amount	$ 0
After one through five years, Amount	0
After five through ten years, Amount	0
After ten years, Amount	3,530
Amortized cost	$ 3,530	3,988
Within one year, Yield	0.00%
After one through five years, Yield	0.00%
After five through ten years, Yield	0.00%
Total carrying value, Yield	1.97%
Held to maturity at cost, Yield	1.97%
State and political subdivisions
Available for sale at fair value:
Within one year, Amount	$ 0
After one through five years, Amount	769
After five through ten years, Amount	1,306
After ten years, Amount	3,427
Securities available for sale	$ 5,502	10,782
Within one year, Yield	0.00%
After one through five years, Yield	3.12%
After five through ten years, Yield	3.05%
After ten years, Yield	2.73%
Total carrying value, Yield	2.86%
Held to maturity at cost:
Within one year, Amount	$ 213
After one through five years, Amount	0
After five through ten years, Amount	492
After ten years, Amount	1,601
Amortized cost	$ 2,306	2,364
Within one year, Yield	1.00%
After one through five years, Yield	0.00%
After five through ten years, Yield	5.07%
Total carrying value, Yield	4.64%
Held to maturity at cost, Yield	4.39%
Residential mortgage-backed securities
Available for sale at fair value:
Within one year, Amount	$ 11
After one through five years, Amount	526
After five through ten years, Amount	4,641
After ten years, Amount	16,453
Securities available for sale	$ 21,631	26,439
Within one year, Yield	4.16%
After one through five years, Yield	2.25%
After five through ten years, Yield	2.23%
After ten years, Yield	2.93%
Total carrying value, Yield	2.77%
Held to maturity at cost:
Within one year, Amount	$ 17
After one through five years, Amount	34
After five through ten years, Amount	753
After ten years, Amount	3,995
Amortized cost	$ 4,799	6,232
Within one year, Yield	3.56%
After one through five years, Yield	5.00%
After five through ten years, Yield	2.80%
Total carrying value, Yield	2.87%
Held to maturity at cost, Yield	2.88%
Commercial mortgage-backed securities
Held to maturity at cost:
Within one year, Amount	$ 0
After one through five years, Amount	0
After five through ten years, Amount	0
After ten years, Amount	3,796
Amortized cost	$ 3,796	3,902
Within one year, Yield	0.00%
After one through five years, Yield	0.00%
After five through ten years, Yield	0.00%
Total carrying value, Yield	2.76%
Held to maturity at cost, Yield	2.76%
Corporate and other securities
Available for sale at fair value:
Within one year, Amount	$ 2,402
After one through five years, Amount	112
After five through ten years, Amount	4,443
After ten years, Amount	2,762
Securities available for sale	$ 9,719	9,063
Within one year, Yield	1.72%
After one through five years, Yield	1.65%
After five through ten years, Yield	1.72%
After ten years, Yield	3.71%
Total carrying value, Yield	2.29%
Held to maturity at cost:
Within one year, Amount	$ 0
After one through five years, Amount	0
After five through ten years, Amount	4,535
After ten years, Amount	2,013
Amortized cost	$ 6,548	$ 1,985
Within one year, Yield	0.00%
After one through five years, Yield	0.00%
After five through ten years, Yield	5.72%
Total carrying value, Yield	8.80%
Held to maturity at cost, Yield	6.67%

Securities - Schedule of Mark54

Securities - Schedule of Marketable Securities in Unrealized Loss Position (Details) $ in Thousands	Dec. 31, 2016USD ($)security	Dec. 31, 2015USD ($)security
Available for sale:
Available for sale, Total number in a loss position | security	24	34
Available for sale, Less than 12 months Estimated fair value	$ 14,430	$ 16,674
Available for sale, Less than 12 months Unrealized loss	(298)	(224)
Available for sale, 12 months and greater, Estimated fair value	8,359	10,680
Available for sale, 12 months and greater, Unrealized loss	(333)	(459)
Available for sale, Total Estimated fair value	22,789	27,354
Available for sale, Total Unrealized loss	$ (631)	$ (683)
Held to maturity:
Held to maturity, Total number in a loss position | security	7	9
Held to maturity, Less than 12 months Estimated fair value	$ 8,038	$ 5,074
Held to maturity, Less than 12 months Unrealized loss	(292)	(77)
Held to maturity, 12 months and greater, Estimated fair value	441	5,754
Held to maturity, 12 months and greater, Unrealized loss	(10)	(115)
Held to maturity, Total Estimated fair value	8,479	10,828
Held to maturity, Total Unrealized loss	$ (302)	$ (192)
U.S. Government sponsored entities
Available for sale:
Available for sale, Total number in a loss position | security	1	9
Available for sale, Less than 12 months Estimated fair value	$ 1,962	$ 4,165
Available for sale, Less than 12 months Unrealized loss	(30)	(12)
Available for sale, 12 months and greater, Estimated fair value	0	2,416
Available for sale, 12 months and greater, Unrealized loss	0	(56)
Available for sale, Total Estimated fair value	1,962	6,581
Available for sale, Total Unrealized loss	$ (30)	$ (68)
Held to maturity:
Held to maturity, Total number in a loss position | security	2	2
Held to maturity, Less than 12 months Estimated fair value	$ 3,402	$ 0
Held to maturity, Less than 12 months Unrealized loss	(128)	0
Held to maturity, 12 months and greater, Estimated fair value	0	3,901
Held to maturity, 12 months and greater, Unrealized loss	0	(87)
Held to maturity, Total Estimated fair value	3,402	3,901
Held to maturity, Total Unrealized loss	$ (128)	$ (87)
State and political subdivisions
Available for sale:
Available for sale, Total number in a loss position | security	4	3
Available for sale, Less than 12 months Estimated fair value	$ 3,833	$ 1,584
Available for sale, Less than 12 months Unrealized loss	(62)	(2)
Available for sale, 12 months and greater, Estimated fair value	0	0
Available for sale, 12 months and greater, Unrealized loss	0	0
Available for sale, Total Estimated fair value	3,833	1,584
Available for sale, Total Unrealized loss	$ (62)	$ (2)
Held to maturity:
Held to maturity, Total number in a loss position | security	1	1
Held to maturity, Less than 12 months Estimated fair value	$ 212	$ 263
Held to maturity, Less than 12 months Unrealized loss	(1)	(1)
Held to maturity, 12 months and greater, Estimated fair value	0	0
Held to maturity, 12 months and greater, Unrealized loss	0	0
Held to maturity, Total Estimated fair value	212	263
Held to maturity, Total Unrealized loss	$ (1)	$ (1)
Residential mortgage-backed securities
Available for sale:
Available for sale, Total number in a loss position | security	13	11
Available for sale, Less than 12 months Estimated fair value	$ 7,813	$ 6,195
Available for sale, Less than 12 months Unrealized loss	(139)	(36)
Available for sale, 12 months and greater, Estimated fair value	2,983	4,508
Available for sale, 12 months and greater, Unrealized loss	(116)	(165)
Available for sale, Total Estimated fair value	10,796	10,703
Available for sale, Total Unrealized loss	$ (255)	$ (201)
Held to maturity:
Held to maturity, Total number in a loss position | security	2	3
Held to maturity, Less than 12 months Estimated fair value	$ 776	$ 0
Held to maturity, Less than 12 months Unrealized loss	(15)	0
Held to maturity, 12 months and greater, Estimated fair value	441	1,853
Held to maturity, 12 months and greater, Unrealized loss	(10)	(28)
Held to maturity, Total Estimated fair value	1,217	1,853
Held to maturity, Total Unrealized loss	$ (25)	$ (28)
Commercial mortgage-backed securities
Held to maturity:
Held to maturity, Total number in a loss position | security	2	2
Held to maturity, Less than 12 months Estimated fair value	$ 3,648	$ 3,840
Held to maturity, Less than 12 months Unrealized loss	(148)	(62)
Held to maturity, 12 months and greater, Estimated fair value	0	0
Held to maturity, 12 months and greater, Unrealized loss	0	0
Held to maturity, Total Estimated fair value	3,648	3,840
Held to maturity, Total Unrealized loss	$ (148)	$ (62)
Corporate and other securities
Available for sale:
Available for sale, Total number in a loss position | security	6	11
Available for sale, Less than 12 months Estimated fair value	$ 822	$ 4,730
Available for sale, Less than 12 months Unrealized loss	(67)	(174)
Available for sale, 12 months and greater, Estimated fair value	5,376	3,756
Available for sale, 12 months and greater, Unrealized loss	(217)	(238)
Available for sale, Total Estimated fair value	6,198	8,486
Available for sale, Total Unrealized loss	$ (284)	$ (412)
Held to maturity:
Held to maturity, Total number in a loss position | security		1
Held to maturity, Less than 12 months Estimated fair value		$ 971
Held to maturity, Less than 12 months Unrealized loss		(14)
Held to maturity, 12 months and greater, Estimated fair value		0
Held to maturity, 12 months and greater, Unrealized loss		0
Held to maturity, Total Estimated fair value		971
Held to maturity, Total Unrealized loss		$ (14)

Securities - Schedule Of Realiz

Securities - Schedule Of Realized Gains (Losses) For Marketable Securities (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Available for sale:
Realized gains	$ 302	$ 28
Realized losses	(1)	0
Total securities available for sale	301	28
Held to maturity:
Realized gains	123	0
Realized losses	0	0
Total securities held to maturity	123	0
Net gains on sales of securities	$ 424	$ 28

Securities - Realized Gains and

Securities - Realized Gains and Losses (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2016USD ($)security	Dec. 31, 2015USD ($)security
Schedule of Investments [Line Items]
Realized gain	$ 425	$ 28
Realized losses	1	0
Total securities available for sale	301	28
Pledged as collateral	$ 17,700	$ 18,500
Municipal Securities
Schedule of Investments [Line Items]
Number of securities sold | security	15
Book value	$ 6,400
Total securities available for sale	$ 112
Corporate Bond Securities
Schedule of Investments [Line Items]
Number of securities sold | security	5	1
Book value	$ 8,500	$ 500
Total securities available for sale	$ 124	$ 28
SBSA, 3 Securities Sold | SBA Securities
Schedule of Investments [Line Items]
Number of securities sold | security	2
Book value	$ 2,500
Total securities available for sale	$ 12
SBSA, 3 Securities Sold | Equity Securities
Schedule of Investments [Line Items]
Number of securities sold | security	13
Book value	$ 515
Total securities available for sale	$ 177
SBA, 1 Security Sold | SBA Securities
Schedule of Investments [Line Items]
Number of securities sold | security	1
Book value	$ 753
Total securities available for sale	$ (1)

Loans (Classification of Loans

Loans (Classification of Loans By Class) (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment	$ 958,641	$ 875,844
SBA loans held for sale	14,773	13,114
Total loans	973,414	888,958
SBA loans held for investment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment	42,492	39,393
SBA 504 loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment	26,344	29,353
Commercial loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment	509,171	465,518
Commercial loans | Other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment	58,447	49,332
Commercial loans | Commercial real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment	422,418	391,071
Commercial loans | Commercial real estate construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment	28,306	25,115
Residential mortgage loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment	289,093	264,523
Consumer loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment	91,541	77,057
Consumer loans | Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment	47,411	45,042
Consumer loans | Other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans held for investment	$ 44,130	$ 32,015

Loans (Loan Portfolio by Class

Loans (Loan Portfolio by Class According to Credit Quality Indicators) (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	$ 958,641	$ 875,844
SBA loans held for investment
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	42,492	39,393
SBA 504 loans
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	26,344	29,353
Commercial loans
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	509,171	465,518
Commercial loans | Other
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	58,447	49,332
Commercial loans | Commercial real estate
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	422,418	391,071
Commercial loans | Commercial real estate construction
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	28,306	25,115
SBA, SBA 504, and Commercial Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	578,007	534,264
Residential mortgage loans
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	289,093	264,523
Consumer loans
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	91,541	77,057
Consumer loans | Home equity
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	47,411	45,042
Consumer loans | Other
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	44,130	32,015
Residential And Consumer Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	380,634	341,580
Pass | SBA loans held for investment
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	38,990	35,032
Pass | SBA 504 loans
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	24,635	24,003
Pass | Commercial loans
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	492,844	439,441
Pass | Commercial loans | Other
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	57,000	45,870
Pass | Commercial loans | Commercial real estate
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	408,288	369,510
Pass | Commercial loans | Commercial real estate construction
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	27,556	24,061
Pass | SBA, SBA 504, and Commercial Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	556,469	498,476
Special mention | SBA loans held for investment
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	2,023	2,647
Special mention | SBA 504 loans
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	1,073	4,917
Special mention | Commercial loans
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	15,901	22,405
Special mention | Commercial loans | Other
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	1,422	2,373
Special mention | Commercial loans | Commercial real estate
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	13,729	18,978
Special mention | Commercial loans | Commercial real estate construction
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	750	1,054
Special mention | SBA, SBA 504, and Commercial Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	18,997	29,969
Substandard | SBA loans held for investment
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	1,479	1,714
Substandard | SBA 504 loans
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	636	433
Substandard | Commercial loans
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	426	3,672
Substandard | Commercial loans | Other
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	25	1,089
Substandard | Commercial loans | Commercial real estate
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	401	2,583
Substandard | Commercial loans | Commercial real estate construction
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	0	0
Substandard | SBA, SBA 504, and Commercial Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	2,541	5,819
Performing | Residential mortgage loans
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	286,421	262,299
Performing | Consumer loans
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	890,833	76,467
Performing | Consumer loans | Home equity
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	46,929	44,452
Performing | Consumer loans | Other
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	42,154	32,015
Performing | Residential And Consumer Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	375,504	338,766
Nonperforming | Residential mortgage loans
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	2,672	2,224
Nonperforming | Consumer loans
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	2,458	590
Nonperforming | Consumer loans | Home equity
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	482	590
Nonperforming | Consumer loans | Other
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	1,976	0
Nonperforming | Residential And Consumer Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans held for investment	$ 5,130	$ 2,814

Loans (Aging Analysis of Past D

Loans (Aging Analysis of Past Due and Nonaccrual Loans by Class) (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Financing Receivable, Recorded Investment [Line Items]
Total past due	$ 13,279	$ 13,628
Nonaccrual	7,237	7,260
Current	960,135	875,330
Total loans held for investment, current	945,362	862,216
Total	958,641	875,844
SBA loans held for sale	14,773	13,114
Total loans	973,414	888,958
Nonaccrual loans, TDRs	153	293
Performing troubled debt restructurings		3,000
SBA loans held for investment
Financing Receivable, Recorded Investment [Line Items]
Total past due	2,056	3,373
Nonaccrual	1,168	1,764
Current	40,436	36,020
Total	42,492	39,393
SBA 504 loans
Financing Receivable, Recorded Investment [Line Items]
Total past due	513	518
Nonaccrual	513	518
Current	25,831	28,835
Total	26,344	29,353
Commercial loans
Financing Receivable, Recorded Investment [Line Items]
Total	509,171	465,518
Commercial loans | Other
Financing Receivable, Recorded Investment [Line Items]
Total past due	75	167
Nonaccrual	25	10
Current	58,372	49,165
Total	58,447	49,332
Commercial loans | Commercial real estate
Financing Receivable, Recorded Investment [Line Items]
Total past due	2,083	2,881
Nonaccrual	401	2,154
Current	420,335	388,190
Total	422,418	391,071
Commercial loans | Commercial real estate construction
Financing Receivable, Recorded Investment [Line Items]
Total past due	0	356
Nonaccrual	0	0
Current	28,306	24,759
Total	28,306	25,115
Residential mortgage loans
Financing Receivable, Recorded Investment [Line Items]
Total past due	5,867	5,609
Nonaccrual	2,672	2,224
Current	283,226	258,914
Total	289,093	264,523
Consumer loans
Financing Receivable, Recorded Investment [Line Items]
Total	91,541	77,057
Consumer loans | Home equity
Financing Receivable, Recorded Investment [Line Items]
Total past due	709	723
Nonaccrual	482	590
Current	46,702	44,319
Total	47,411	45,042
Consumer loans | Other
Financing Receivable, Recorded Investment [Line Items]
Total past due	1,976	1
Nonaccrual	1,976	0
Current	42,154	32,014
Total	44,130	32,015
SBA [Member]
Financing Receivable, Recorded Investment [Line Items]
Nonaccrual	60	288
30-59 days past due
Financing Receivable, Recorded Investment [Line Items]
Total past due	4,808	4,548
30-59 days past due | SBA loans held for investment
Financing Receivable, Recorded Investment [Line Items]
Total past due	491	1,153
30-59 days past due | SBA 504 loans
Financing Receivable, Recorded Investment [Line Items]
Total past due	0	0
30-59 days past due | Commercial loans | Other
Financing Receivable, Recorded Investment [Line Items]
Total past due	50	157
30-59 days past due | Commercial loans | Commercial real estate
Financing Receivable, Recorded Investment [Line Items]
Total past due	1,108	444
30-59 days past due | Commercial loans | Commercial real estate construction
Financing Receivable, Recorded Investment [Line Items]
Total past due	0	356
30-59 days past due | Residential mortgage loans
Financing Receivable, Recorded Investment [Line Items]
Total past due	2,932	2,307
30-59 days past due | Consumer loans | Home equity
Financing Receivable, Recorded Investment [Line Items]
Total past due	227	130
30-59 days past due | Consumer loans | Other
Financing Receivable, Recorded Investment [Line Items]
Total past due	0	1
60-89 days past due
Financing Receivable, Recorded Investment [Line Items]
Total past due	1,234	1,820
60-89 days past due | SBA loans held for investment
Financing Receivable, Recorded Investment [Line Items]
Total past due	397	456
60-89 days past due | SBA 504 loans
Financing Receivable, Recorded Investment [Line Items]
Total past due	0	0
60-89 days past due | Commercial loans | Other
Financing Receivable, Recorded Investment [Line Items]
Total past due	0	0
60-89 days past due | Commercial loans | Commercial real estate
Financing Receivable, Recorded Investment [Line Items]
Total past due	574	283
60-89 days past due | Commercial loans | Commercial real estate construction
Financing Receivable, Recorded Investment [Line Items]
Total past due	0	0
60-89 days past due | Residential mortgage loans
Financing Receivable, Recorded Investment [Line Items]
Total past due	263	1,078
60-89 days past due | Consumer loans | Home equity
Financing Receivable, Recorded Investment [Line Items]
Total past due	0	3
60-89 days past due | Consumer loans | Other
Financing Receivable, Recorded Investment [Line Items]
Total past due	0	0
90 days and still accruing
Financing Receivable, Recorded Investment [Line Items]
Total past due	0	0
90 days and still accruing | SBA loans held for investment
Financing Receivable, Recorded Investment [Line Items]
Total past due	0	0
90 days and still accruing | SBA 504 loans
Financing Receivable, Recorded Investment [Line Items]
Total past due	0	0
90 days and still accruing | Commercial loans | Other
Financing Receivable, Recorded Investment [Line Items]
Total past due	0	0
90 days and still accruing | Commercial loans | Commercial real estate
Financing Receivable, Recorded Investment [Line Items]
Total past due	0	0
90 days and still accruing | Commercial loans | Commercial real estate construction
Financing Receivable, Recorded Investment [Line Items]
Total past due	0	0
90 days and still accruing | Residential mortgage loans
Financing Receivable, Recorded Investment [Line Items]
Total past due	0	0
90 days and still accruing | Consumer loans | Home equity
Financing Receivable, Recorded Investment [Line Items]
Total past due	0	0
90 days and still accruing | Consumer loans | Other
Financing Receivable, Recorded Investment [Line Items]
Total past due	$ 0	$ 0

Loans (Impaired Loans with Asso

Loans (Impaired Loans with Associated Allowance Amount) (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Unpaid principal balance
With no related allowance	$ 1,815	$ 4,552
With an allowance	1,346	3,900
Total individually evaluated impaired loans	3,161	8,452
Recorded investment
With no related allowance	1,234	4,110
With an allowance	813	3,063
Total individually evaluated impaired loans	2,047	7,173
Specific reserves	280	842
SBA loans held for investment
Unpaid principal balance
With no related allowance	1,235	961
With an allowance	975	2,203
Total individually evaluated impaired loans	2,210	3,164
Recorded investment
With no related allowance	653	518
With an allowance	455	1,389
Total individually evaluated impaired loans	1,108	1,907
Specific reserves	246	705
SBA 504 loans
Unpaid principal balance
With no related allowance	513	2,226
Total individually evaluated impaired loans	513	2,226
Recorded investment
With no related allowance	513	2,226
Total individually evaluated impaired loans	513	2,226
Specific reserves		0
Commercial loans
Unpaid principal balance
With no related allowance	67	1,365
With an allowance	371	1,697
Total individually evaluated impaired loans	438	3,062
Recorded investment
With no related allowance	68	1,366
With an allowance	358	1,674
Total individually evaluated impaired loans	426	3,040
Specific reserves	34	137
Commercial loans | Other
Unpaid principal balance
With no related allowance	25
With an allowance	13	33
Total individually evaluated impaired loans	38	33
Recorded investment
With no related allowance	25
With an allowance	0	10
Total individually evaluated impaired loans	25	10
Specific reserves	0	10
Commercial loans | Commercial real estate
Unpaid principal balance
With no related allowance	42	1,365
With an allowance	358	1,664
Total individually evaluated impaired loans	400	3,029
Recorded investment
With no related allowance	43	1,366
With an allowance	358	1,664
Total individually evaluated impaired loans	401	3,030
Specific reserves	$ 34	$ 127

Loans (Average Recorded Investm

Loans (Average Recorded Investments in Impaired Loans and Related Amount of Interest Recognized) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Financing Receivable, Impaired [Line Items]
Average recorded investment	$ 4,410	$ 10,435
Interest income recognized on impaired loans	111	362
Impaired financing receivable average recorded investment, guaranteed by Small Business Administration	246	400
SBA loans held for investment
Financing Receivable, Impaired [Line Items]
Average recorded investment	1,535	1,887
Interest income recognized on impaired loans	14	90
SBA 504 loans
Financing Receivable, Impaired [Line Items]
Average recorded investment	798	2,488
Interest income recognized on impaired loans	0	106
Commercial loans | Other
Financing Receivable, Impaired [Line Items]
Average recorded investment	607	960
Interest income recognized on impaired loans	38	102
Commercial loans | Commercial real estate
Financing Receivable, Impaired [Line Items]
Average recorded investment	1,198	5,100
Interest income recognized on impaired loans	59	64
Commercial loans | Commercial real estate construction
Financing Receivable, Impaired [Line Items]
Average recorded investment	272	0
Interest income recognized on impaired loans	$ 0	$ 0

Loans (Troubled Debt Restructur

Loans (Troubled Debt Restructurings) (Narrative) (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2016USD ($)loan	Dec. 31, 2015USD ($)loan
Financing Receivable, Impaired [Line Items]
Guarantee percentage of SBA Loan	90.00%
Average recorded investment	$ 4,410	$ 10,435
Impaired financing receivable, related allowance	280	842
Nonaccrual loans, TDRs	$ 153	$ 293
Number of loans modified as a TDR | loan	0	0
TDRs
Financing Receivable, Impaired [Line Items]
Average recorded investment	$ 200	$ 3,300
Impaired financing receivable, related allowance	$ 34	208
Nonperforming
Financing Receivable, Impaired [Line Items]
Impaired financing receivable, related allowance		41
Performing
Financing Receivable, Impaired [Line Items]
Impaired financing receivable, related allowance		$ 167

Loans (Servicing Assets) (Narra

Loans (Servicing Assets) (Narrative) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Financing Receivable, Impaired [Line Items]
Loans sold and serviced but owned by outside investors	$ 137,800	$ 118,100
Servicing assets	2,086	1,389	$ 753
Unamortized discount amount	$ 1,282	$ 854
Percentage of loan portfolio secured by real estate	96.00%	96.00%
SBA Servicing Assets
Financing Receivable, Impaired [Line Items]
Servicing assets	$ 779	$ 515
Discount rate used to determine fair value of mortgage servicing assets	15.00%
SBA Servicing Assets | Minimum
Financing Receivable, Impaired [Line Items]
Interest strip multiples range used to determine fair value	2.08%
Constant prepayment speeds range used to determine fair value	15.00%
SBA Servicing Assets | Maximum
Financing Receivable, Impaired [Line Items]
Interest strip multiples range used to determine fair value	3.80%
Constant prepayment speeds range used to determine fair value	18.00%
Mortgage Servicing Assets
Financing Receivable, Impaired [Line Items]
Servicing assets	$ 1,307	$ 874
Discount rate used to determine fair value of mortgage servicing assets	12.00%
Period used to determine the fair value of mortgage servicing assets	7 years

Loans (Servicing Assets) (Detai

Loans (Servicing Assets) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Servicing Asset at Fair Value, Amount [Roll Forward]
Balance, beginning of year	$ 1,389	$ 753
Servicing assets capitalized	1,472	927
Amortization of expense	(775)	(291)
Provision for loss in fair value	0	0
Balance, end of year	$ 2,086	$ 1,389

Loans (Officer and Director Loa

Loans (Officer and Director Loans) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Loans and Leases Receivable, Related Parties [Roll Forward]
Balance, beginning of year	$ 37,394	$ 26,452
New loans and advances	31	15,809
Loan repayments	(8,169)	(4,867)
Balance, end of year	$ 29,256	$ 37,394

Allowance for Loan Losses and66

Allowance for Loan Losses and Reserve for Unfunded Loan Commitments - Narrative (Details) - USD ($)	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract]
Reserve for unfunded loan commitments	$ 181,000	$ 138,000
Losses on unfunded loan commitments	$ 0	$ 0

Allowance for Loan Losses and67

Allowance for Loan Losses and Reserve for Unfunded Loan Commitments - Activity in the Allowance for Loan Losses by Portfolio Segment (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2016	Dec. 31, 2015
Allowance for Loan and Lease Losses [Roll Forward]
Beginning Balance				$ 12,759				$ 12,551	$ 12,759	$ 12,551
Charge-offs									(1,463)	(1,448)
Recoveries									63	1,156
Net (charge-offs) recoveries									(1,400)	(292)
Provision for loan losses charged to expense	$ 200	$ 420	$ 400	200	$ 100	$ 200	$ 0	200	1,220	500
Ending Balance	12,579				12,759				12,579	12,759
SBA loans held for investment
Allowance for Loan and Lease Losses [Roll Forward]
Beginning Balance				1,961				1,883	1,961	1,883
Charge-offs									(557)	(370)
Recoveries									33	54
Net (charge-offs) recoveries									(524)	(316)
Provision for loan losses charged to expense									139	394
Ending Balance	1,576				1,961				1,576	1,961
SBA 504 loans
Allowance for Loan and Lease Losses [Roll Forward]
Beginning Balance				741				1,337	741	1,337
Charge-offs									0	(589)
Recoveries									0	0
Net (charge-offs) recoveries									0	(589)
Provision for loan losses charged to expense									(168)	(7)
Ending Balance	573				741				573	741
Commercial loans
Allowance for Loan and Lease Losses [Roll Forward]
Beginning Balance				6,309				6,270	6,309	6,270
Charge-offs									(775)	(309)
Recoveries									29	1,052
Net (charge-offs) recoveries									(746)	743
Provision for loan losses charged to expense									1,166	(704)
Ending Balance	6,729				6,309				6,729	6,309
Residential mortgage loans
Allowance for Loan and Lease Losses [Roll Forward]
Beginning Balance				2,769				2,289	2,769	2,289
Charge-offs									(101)	(50)
Recoveries									0	49
Net (charge-offs) recoveries									(101)	(1)
Provision for loan losses charged to expense									(75)	481
Ending Balance	2,593				2,769				2,593	2,769
Consumer loans
Allowance for Loan and Lease Losses [Roll Forward]
Beginning Balance				817				667	817	667
Charge-offs									(30)	(130)
Recoveries									1	1
Net (charge-offs) recoveries									(29)	(129)
Provision for loan losses charged to expense									137	279
Ending Balance	925				817				925	817
Unallocated
Allowance for Loan and Lease Losses [Roll Forward]
Beginning Balance				$ 162				$ 105	162	105
Charge-offs									0	0
Provision for loan losses charged to expense									21	57
Ending Balance	$ 183				$ 162				$ 183	$ 162

Allowance for Loan Losses and68

Allowance for Loan Losses and Reserve for Unfunded Loan Commitments - Loans and their Related Allowance for Loan Losses, by Portfolio Segment) (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Financing Receivable, Allowance for Credit Losses [Line Items]
Individually evaluated for impairment	$ 280	$ 842
Collectively evaluated for impairment	12,299	11,917
Total	12,579	12,759	$ 12,551
Individually evaluated for impairment	2,047	7,173
Collectively evaluated for impairment	956,594	868,671
Total	958,641	875,844
SBA loans held for investment
Financing Receivable, Allowance for Credit Losses [Line Items]
Individually evaluated for impairment	246	705
Collectively evaluated for impairment	1,330	1,256
Total	1,576	1,961	1,883
Individually evaluated for impairment	1,108	1,907
Collectively evaluated for impairment	41,384	37,486
Total	42,492	39,393
SBA 504 loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	573	741
Total	573	741	1,337
Individually evaluated for impairment	513	2,226
Collectively evaluated for impairment	25,831	27,127
Total	26,344	29,353
Commercial loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Individually evaluated for impairment	34	137
Collectively evaluated for impairment	6,695	6,172
Total	6,729	6,309	6,270
Individually evaluated for impairment	426	3,040
Collectively evaluated for impairment	508,745	462,478
Total	509,171	465,518
Residential mortgage loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	2,593	2,769
Total	2,593	2,769	2,289
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	289,093	264,523
Total	289,093	264,523
Consumer loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	925	817
Total	925	817	667
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	91,541	77,057
Total	91,541	77,057
Unallocated
Financing Receivable, Allowance for Credit Losses [Line Items]
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	183	162
Total	183	162	$ 105
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	0	0
Total	$ 0	$ 0

Premises and Equipment (Details

Premises and Equipment (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Property, Plant and Equipment [Abstract]
Depreciation	$ 1,100	$ 990
Property, Plant and Equipment [Line Items]
Gross premises and equipment	35,548	26,621
Less: Accumulated depreciation	(12,150)	(11,450)
Net premises and equipment	23,398	15,171
Land and buildings
Property, Plant and Equipment [Line Items]
Gross premises and equipment	24,896	17,286
Furniture, fixtures and equipment
Property, Plant and Equipment [Line Items]
Gross premises and equipment	9,194	7,510
Leasehold improvements
Property, Plant and Equipment [Line Items]
Gross premises and equipment	$ 1,458	$ 1,825

Other Assets (Details)

Other Assets (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Other Assets [Abstract]
Prepaid expenses	$ 479	$ 516
Net receivable due from SBA	236	226
Unrealized gains on interest rate swap agreements	1,204	0
Prepaid Insurance	1,514	0
Other	377	932
Total other assets	5,896	3,063
Servicing Assets at Fair Value [Line Items]
Servicing assets	2,086	1,389	$ 753
SBA Servicing Assets
Servicing Assets at Fair Value [Line Items]
Servicing assets	779	515
Mortgage Servicing Assets
Servicing Assets at Fair Value [Line Items]
Servicing assets	$ 1,307	$ 874

Deposits - Narrative (Details)

Deposits - Narrative (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Deposits [Abstract]
Time deposits, $250,000 and over	$ 21,353	$ 38,600

Deposits - Schedule of Deposits

Deposits - Schedule of Deposits by Time Remaining on Maturity (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Deposits [Abstract]
Contractual Maturities, Time Deposits, Less than $100,000, Three Months or Less	$ 5,931	$ 9,948
Contractual Maturities, Time Deposits, Less than $100,000, Three Months Through Six Months	7,906	10,091
Contractual Maturities, Time Deposits, Less than $100,000, Six Months Through 12 Months	9,300	30,650
Contractual Maturities, Time Deposits, Less than $100,000, after 12 Months	100,587	83,779
Deposits: Time deposits, under $100,000	123,724	134,468
Contractual Maturities, Time Deposits, $100,000 or More, Three Months or Less	4,332	15,919
Contractual Maturities, Time Deposits, $100,000 or More, Three Months Through Six Months	9,855	31,377
Contractual Maturities, Time Deposits, $100,000 or More, Six Months Through 12 Months	12,535	31,854
Contractual Maturities, Time Deposits, $100,000 or More, after 12 Months	70,198	63,556
Time Deposits, $100,000 or More, Total	$ 96,920	$ 142,706

Deposits - Schedule of Certific

Deposits - Schedule of Certificates of Deposits by Year of Maturity (Details) $ in Thousands	Dec. 31, 2016USD ($)
Deposits [Abstract]
Time Deposit Maturities, 2017	$ 49,859
Time Deposit Maturities, 2018	74,300
Time Deposit Maturities, 2019	47,748
Time Deposit Maturities, 2020	37,144
Time Deposit Maturities, 2021	11,240
Thereafter	353
Time Deposits, Total	$ 220,644

Borrowed Funds and Subordinat74

Borrowed Funds and Subordinated Debentures - Narrative (Details)

Dec. 07, 2016USD ($)

Aug. 16, 2016USD ($)

Jul. 05, 2016USD ($)

Dec. 31, 2016USD ($)loan

Jul. 07, 2016USD ($)

Jul. 06, 2016

Mar. 23, 2016USD ($)

Mar. 22, 2016

Dec. 31, 2015USD ($)loan

Oct. 27, 2015USD ($)

Oct. 26, 2015

Aug. 10, 2007USD ($)

FHLB Repurchase Agreements

Debt Instrument [Line Items]

Number of FHLB repurchase agreements | loan

1

Repurchase agreements:

Debt Instrument [Line Items]

Interest rate

3.67%

Repurchase agreements

$ 15,000,000

Debt instrument, term

10 years

FHLB Overnight Line of Credit

Debt Instrument [Line Items]

FHLB advances, maximum amount available

$ 6,000,000

$ 7,000,000

Interest rate

0.74%

Six 10 Million Advances | FHLB Advance

Debt Instrument [Line Items]

Number of FHLB advances | loan

6

FHLB amount of advances

$ 10,000,000

Two 20 Million Advances | FHLB Advance

Debt Instrument [Line Items]

Number of FHLB advances | loan

2

FHLB amount of advances

$ 20,000,000

Five 10 Million Advances | FHLB Advance

Debt Instrument [Line Items]

Number of FHLB advances | loan

5

FHLB amount of advances

$ 10,000,000

One 20 Million Advance | FHLB Advance

Debt Instrument [Line Items]

Number of FHLB advances | loan

1

FHLB amount of advances

$ 20,000,000

4.23% Advance Due August 10, 2017 | FHLB Advance

Debt Instrument [Line Items]

FHLB amount of advances

$ 10,000,000

FHLB advances, interest rate

4.23%

2.10% Advance Due March 23, 2016 | FHLB Advance

Debt Instrument [Line Items]

FHLB amount of advances

$ 10,000,000

FHLB advances, interest rate

2.10%

4.27% Advance Due April 5, 2017 | FHLB Advance

Debt Instrument [Line Items]

FHLB advances, interest rate

4.27%

1.80% Advance Due July 7, 2021 | FHLB Advance

Debt Instrument [Line Items]

FHLB amount of advances

$ 10,000,000

FHLB advances, interest rate

1.80%

3.40% Advance Due December 20, 2017 | FHLB Advance

Debt Instrument [Line Items]

FHLB advances, interest rate

3.40%

2.02% Due October 27, 2020 | FHLB Advance

Debt Instrument [Line Items]

FHLB amount of advances

$ 10,000,000

FHLB advances, interest rate

2.02%

4.03% Advance Due November 2, 2016 | FHLB Advance

Debt Instrument [Line Items]

FHLB advances, interest rate

4.03%

2.15% Advance Due October 27, 2020 | FHLB Advance

Debt Instrument [Line Items]

FHLB amount of advances

$ 10,000,000

FHLB advances, interest rate

2.15%

4.19% Advance Due December 15, 2016 | FHLB Advance

Debt Instrument [Line Items]

FHLB advances, interest rate

4.19%

Adjustable Rate Advance Due February 16, 2017 | FHLB Advance

Debt Instrument [Line Items]

FHLB amount of advances

$ 10,000,000

Adjustable Rate Advance Due February 16, 2017 | LIBOR | FHLB Advance

Debt Instrument [Line Items]

Debt instrument basis spread on variable rate

(5.00%)

1.103% Advance Due February 16, 2017 | FHLB Advance

Debt Instrument [Line Items]

FHLB advances, interest rate

1.103%

Adjustable Rate Advance Due December 7, 2016 | FHLB Advance

Debt Instrument [Line Items]

FHLB amount of advances

$ 20,000,000

Debt instrument basis spread on variable rate

7.00%

1.730% Advance Due December 7, 2016 | FHLB Advance

Debt Instrument [Line Items]

FHLB advances, interest rate

1.73%

Adjustable Rate Advance Due July 5, 2016 | FHLB Advance

Debt Instrument [Line Items]

FHLB amount of advances

$ 20,000,000

Adjustable Rate Advance Due July 5, 2016 | LIBOR | FHLB Advance

Debt Instrument [Line Items]

Debt instrument basis spread on variable rate

10.00%

1.048 Percent Rate Advance Due July 5, 2016 | FHLB Advance

Debt Instrument [Line Items]

FHLB advances, interest rate

1.048%

Borrowed Funds and Subordinat75

Borrowed Funds and Subordinated Debentures - Subordinated Debentures (Details)	Feb. 26, 2016USD ($)	Sep. 01, 2006USD ($)	Jul. 24, 2006	Dec. 31, 2016USD ($)	Dec. 31, 2015USD ($)	Dec. 19, 2006USD ($)	Jul. 04, 2006USD ($)
Debt Instrument [Line Items]
Subordinated debentures				$ 10,310,000	$ 15,465,000
Marketable securities equity securities				$ 310,000		$ 465,000
Subordinated Debenture July 24, 2006
Debt Instrument [Line Items]
Subordinated debentures							$ 10,000,000
Interest rate at period end				2.59%	2.18%
Interest rate				0.885%
Subordinated Debenture December 19, 2006
Debt Instrument [Line Items]
Subordinated debentures				$ 5,000,000
Interest rate at period end	2.06%				2.06%
Debt outstanding repurchased amount	$ 5,000,000
Debt redemption price	0.5475
Gain (Loss) on Extinguishment of Debt	$ 2,300,000
Common Equity Securities
Debt Instrument [Line Items]
Debt outstanding repurchased amount	$ 155,000
Subordinated Debentures Subject to Mandatory Redemption
Debt Instrument [Line Items]
Maximum period to defer interest payment without default				5 years
Unsecured Subordinated Capital Note
Debt Instrument [Line Items]
Interest rate		8.75%
Debt instrument face amount		$ 8,500,000
Proceeds from issuance of subordinated note		$ 8,500,000
LIBOR | Subordinated Debenture July 24, 2006
Debt Instrument [Line Items]
Debt instrument basis spread on variable rate			159.00%

Borrowed Funds and Subordinat76

Borrowed Funds and Subordinated Debentures - Schedule of Debt (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Debt Instrument [Line Items]
Long-term debt	$ 131,310
FHLB borrowings and repurchase agreements:
Debt Instrument [Line Items]
Borrowed funds at December 31	106,000	$ 77,000	$ 110,000
Year-to-date average	88,754	57,187	60,765
Maximum outstanding	106,000	$ 140,000	$ 110,000
Long-term debt	$ 106,000
Rate at December 31	1.83%	2.66%	2.31%
Rate year-to-date average	2.21%	3.72%	3.96%
Repurchase agreements:
Debt Instrument [Line Items]
Year-to-date average	$ 15,000	$ 15,000	$ 15,000
Maximum outstanding	15,000	15,000	15,000
Long-term debt	$ 15,000	$ 15,000	$ 15,000
Rate at December 31	3.67%	3.67%	3.67%
Rate year-to-date average	3.67%	3.67%	3.67%
Subordinated debentures:
Debt Instrument [Line Items]
Year-to-date average	$ 11,099	$ 15,465	$ 15,465
Maximum outstanding	15,465	15,465	15,465
Long-term debt	$ 10,310	$ 15,465	$ 15,465
Rate at December 31	2.40%	1.98%	1.82%
Rate year-to-date average	2.35%	1.87%	1.81%

Borrowed Funds and Subordinat77

Borrowed Funds and Subordinated Debentures - Scheduled Maturities of Term Borrowings (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Debt Instrument [Line Items]
2,017	$ 66,000
2,018	15,000
2,019	0
2,020	30,000
2,021	10,000
Thereafter	10,310
Total	131,310
FHLB borrowings and repurchase agreements:
Debt Instrument [Line Items]
2,017	66,000
2,018	0
2,019	0
2,020	30,000
2,021	10,000
Thereafter	0
Total	106,000
Repurchase agreements:
Debt Instrument [Line Items]
2,017	0
2,018	15,000
2,019	0
2,020	0
2,021	0
Thereafter	0
Total	15,000	$ 15,000	$ 15,000
Subordinated debentures
Debt Instrument [Line Items]
2,017	0
2,018	0
2,019	0
2,020	0
2,021	0
Thereafter	10,310
Total	$ 10,310	$ 15,465	$ 15,465

Borrowed Funds and Subordinat78

Borrowed Funds and Subordinated Debentures - Outstanding Interest Rate Swap Agreements Used to Hedge Variable Rate Debt (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Debt Disclosure [Abstract]
Notional amount	$ 60,000	$ 20,000
Weighted average pay rate	1.43%	1.90%
Weighted average receive rate	0.67%	0.41%
Weighted average maturity in years	4 years 2 months 27 days	4 years 10 months 24 days
Unrealized gains (losses) relating to interest rate swaps	$ 1,204	$ (28)

Commitments and Contingencies -

Commitments and Contingencies - Narrative (Details) $ in Thousands	1 Months Ended	12 Months Ended
	Mar. 31, 2016USD ($)	Dec. 31, 2016USD ($)office	Dec. 31, 2015USD ($)
Other Commitments [Line Items]
Number of offices | office		17
Rent expense		$ 417	$ 732
Purchases of premises and equipment	$ 4,100	9,595	951
Commitments to Extend Credit
Other Commitments [Line Items]
Other commitment		181,100	138,300
Commitments expire within one year		23,500	51,300
Standby Letters of Credit
Other Commitments [Line Items]
Other commitment		$ 4,100	$ 1,800
Director
Other Commitments [Line Items]
Operating leases, annual increase, percentage		1.50%
Owned Properties
Other Commitments [Line Items]
Number of offices | office		14
Operating Leases
Other Commitments [Line Items]
Number of offices | office		3

Commitments and Contingencies80

Commitments and Contingencies - Operating Leases of Lessee Disclosure (Details) $ in Thousands	Dec. 31, 2016USD ($)
Commitments and Contingencies Disclosure [Abstract]
2,017	$ 290
2,018	203
2,019	169
2,020	132
2,021	136
Thereafter	70
Operating lease rental payments	$ 1,000

Accumulated Other Comprehensi81

Accumulated Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
AOCI Including Portion Attributable to Noncontrolling Interest, Net of Tax [Roll Forward]
Balance, beginning of period	$ 78,470	$ 70,123
Other comprehensive income before reclassifications	845	(642)
Less amounts reclassified from accumulated other comprehensive loss	218	(32)
Period change	627	(610)
Balance, end of period	106,291	78,470
Net unrealized gains (losses) on securities
AOCI Including Portion Attributable to Noncontrolling Interest, Net of Tax [Roll Forward]
Balance, beginning of period	(2)	143
Other comprehensive income before reclassifications	116	(127)
Less amounts reclassified from accumulated other comprehensive loss	275	18
Period change	(159)	(145)
Balance, end of period	(161)	(2)
Adjustments related to defined benefit plan
AOCI Including Portion Attributable to Noncontrolling Interest, Net of Tax [Roll Forward]
Balance, beginning of period	(448)	0
Other comprehensive income before reclassifications	0	(498)
Less amounts reclassified from accumulated other comprehensive loss	(57)	(50)
Period change	57	(448)
Balance, end of period	(391)	(448)
Net unrealized gains (losses) from cash flow hedges:
AOCI Including Portion Attributable to Noncontrolling Interest, Net of Tax [Roll Forward]
Balance, beginning of period	(17)	0
Other comprehensive income before reclassifications	729	(17)
Less amounts reclassified from accumulated other comprehensive loss	0	0
Period change	729	(17)
Balance, end of period	712	(17)
Accumulated other comprehensive income (loss)
AOCI Including Portion Attributable to Noncontrolling Interest, Net of Tax [Roll Forward]
Balance, beginning of period	(467)	143
Period change	627	(610)
Balance, end of period	$ 160	$ (467)

Shareholders' Equity (Narrative

Shareholders' Equity (Narrative) (Details) - USD ($) $ / shares in Units, $ in Thousands		3 Months Ended								12 Months Ended
		Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014	Oct. 21, 2002
Equity [Abstract]
Stockholders' equity increase (decrease)										$ 27,800
Shareholders' equity		$ 106,291				$ 78,470				106,291	$ 78,470	$ 70,123
Net income		$ 3,160	$ 3,020	$ 2,824	$ 4,205	$ 2,639	$ 2,551	$ 2,428	$ 1,939	13,209	9,557
Proceeds from capital offering	[1]									$ 14,412
Proceeds from rights offering, shares	[1]									1,068,400
Weighted average share price (in usd per share)										$ 14.04
Dividends on common stock										$ 1,524	1,109
Common stock issued and related tax effects	[2]									1,097	509
Accumulated other comprehensive loss related to AFS securities and prior service costs, net of tax										$ 627	$ (610)
Maximum percentage of outstanding common stock authorized for repurchase													10.00%
Total shares repurchased (in shares)		556,000								556,000
Shares retired (in shares)										131,000
Remaining number of shares authorized for repurchase (in shares)		153,000								153,000
Shares repurchased										0	0
[1]	Represents gross proceeds of $14.6 million reduced by legal, accounting and other filing fees of approximately $213 thousand.
[2]	Includes the issuance of common stock under employee benefit plans, which includes nonqualified stock options and restricted stock expense related entries, employee option exercises and the tax benefit of options exercised.

Other Income (Details)

Other Income (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Component of Operating Income [Abstract]
ATM and check card fees	$ 614	$ 569
Wire transfer fees	106	90
Safe deposit box fees	92	89
Other	174	179
Total other income	$ 986	$ 927

Other Expenses (Details)

Other Expenses (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Other Expenses [Abstract]
Travel, entertainment, training and recruiting	$ 825	$ 698
Insurance	343	333
Stationery and supplies	222	256
Retail losses	79	143
Other	373	289
Total other expenses	$ 1,842	$ 1,719

Income Taxes (Narrative) (Detai

Income Taxes (Narrative) (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Income Tax Contingency [Line Items]
Valuation Allowance	$ 123	$ 139
State net operating loss carry-forward deferred tax asset	123	139
Unrealized loss related to securities available for sale	161	2
Unrealized loss related to SERP	391	448
Unrealized gain (loss) related to interest rate swap	712	$ (17)
State and Local Jurisdiction
Income Tax Contingency [Line Items]
Operating Loss Carryforwards	$ 2,100

Income Taxes (Schedule of Compo

Income Taxes (Schedule of Components of Income Tax Expense (Benefit)) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Income Tax Disclosure [Abstract]
Federal - current provision	$ 6,352	$ 4,067
Federal - deferred provision	73	280
Total Federal provision	6,425	4,347
State - current provision)	795	377
State - deferred provision	37	87
Total state provision	832	464
Total provision for income taxes	$ 7,257	$ 4,811

Income Taxes (Schedule of Effec

Income Taxes (Schedule of Effective Income Tax Rate Reconciliation) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Income Tax Disclosure [Abstract]
Federal income tax provision at statutory rate	$ 7,162	$ 5,028
Bank owned life insurance	(132)	(133)
Tax-exempt interest	(71)	(99)
Meals and entertainment	21	18
State income taxes, net of federal income tax effect	541	302
Other, net	(264)	(305)
Total provision for income taxes	$ 7,257	$ 4,811
Effective tax rate	35.50%	33.50%

Income Taxes (Schedule of Defer

Income Taxes (Schedule of Deferred Tax Assets and Liabilities) (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Deferred tax assets:
Allowance for loan losses	$ 5,115	$ 5,212
Stock-based compensation	565	515
OREO Writedowns	420	0
SERP	418	369
Depreciation	345	519
Deferred compensation	324	262
State net operating loss	123	139
Net unrealized security gains	110	2
Commitment reserve	74	56
Lost interest on nonaccrual loans	58	173
Other	85	94
Gross deferred tax assets	7,637	7,341
Valuation Allowance	(123)	(139)
Total deferred tax assets	7,514	7,202
Deferred tax liabilities:
Deferred loan costs	624	495
Interest rate swaps	492	0
Goodwill	456	416
Deferred servicing fees	327	219
Bond accretion	103	104
Total deferred tax liabilities	2,002	1,234
Net deferred tax asset	$ 5,512	$ 5,968

Net Income per Share (Details)

Net Income per Share (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands		3 Months Ended								12 Months Ended
		Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2016		Dec. 31, 2015
Earnings Per Share [Abstract]
Common stock, stock dividend, percentage			10.00%
Net income		$ 3,160	$ 3,020	$ 2,824	$ 4,205	$ 2,639	$ 2,551	$ 2,428	$ 1,939	$ 13,209		$ 9,557
Weighted average common shares outstanding - Basic (in shares)	[1]									9,416		9,267
Plus: Potential dilutive common stock equivalents (in shares)										156		115
Weighted average common shares outstanding - Diluted (in shares)	[1]									9,572		9,382
Net income per common share - Basic (in dollars per share)		$ 0.33	$ 0.32	$ 0.30	$ 0.45	$ 0.29	$ 0.27	$ 0.26	$ 0.21	$ 1.40	[1]	$ 1.03	[1]
Net income per common share - Diluted (in dollars per share)		$ 0.32	$ 0.32	$ 0.30	$ 0.44	$ 0.29	$ 0.27	$ 0.25	$ 0.21	$ 1.38	[1]	$ 1.02	[1]
Stock options and common stock excluded from the income per share calculation as their effect would have been anti-dilutive (in shares)										73		89
[1]	All share information has been adjusted for the 10% stock dividend paid September 30, 2016.

Regulatory Capital (Details)

Regulatory Capital (Details)	Jan. 01, 2019	Dec. 31, 2016	Dec. 31, 2015
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Leverage ratio: Actual Ratio		9.73%	8.82%
CET1: Actual Ratio		11.49%	9.37%
Tier I risk-based capital ratio: Actual Ratio		12.58%	11.18%
Total risk--based capital ratio: Actual Ratio		13.84%	12.43%
Leverage ratio: For Capital Adequacy Purposes Ratio		4.00%	4.00%
CET1: For Capital Adequacy Purposes Ratio		5.125%	4.50%
Tier I risk-based capital ratio: For Capital Adequacy Purposes Ratio		6.625%	6.00%
Total risk-based capital ratio: For Capital Adequacy Purposes Ratio		8.625%	8.00%
Capital conservation buffer		0.0625%
Scenario, Forecast
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Leverage ratio: For Capital Adequacy Purposes Ratio	4.00%
CET1: For Capital Adequacy Purposes Ratio	7.00%
Tier I risk-based capital ratio: For Capital Adequacy Purposes Ratio	8.50%
Total risk-based capital ratio: For Capital Adequacy Purposes Ratio	10.50%
Capital conservation buffer	2.50%
Bank
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Leverage ratio: Actual Ratio		9.50%	7.95%
CET1: Actual Ratio		12.23%	10.08%
Tier I risk-based capital ratio: Actual Ratio		12.23%	10.08%
Total risk--based capital ratio: Actual Ratio		13.48%	12.36%
Leverage ratio: To Be Well-Capitalized Under Prompt Corrective Action Provisions Ratio		5.00%	5.00%
CET1: To Be Well-Capitalized Under Prompt Corrective Action Provisions Ratio		6.50%	6.50%
Tier I risk-based capital ratio: To Be Well-Capitalized Under Prompt Corrective Action Provisions Ratio		8.00%	8.00%
Total risk-based capital ratio: To Be Well-Capitalized Under Prompt Corrective Action Provisions Ratio		10.00%	10.00%

Employee Benefit Plans (Narrati

Employee Benefit Plans (Narrative) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Sep. 30, 2016	Dec. 31, 2014
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Common stock, stock dividend, percentage			10.00%
Defined contribution plan, maximum annual contributions per employee, percent	80.00%
Employer, contribution	$ 388	$ 312
Deferred fees	120	38
Interest paid on deferred fees	34	$ 26
Deferred compensation arrangement with individual, distributions paid	0
Life settlement contracts, fair value	250
Life settlement contracts, expense	$ 5
Award vesting period	3 years
Award expiration period	10 years
Options outstanding (in shares)	552,759	522,338		460,823
Options exercised, forfeited or expired (in shares)	1,480,353
Number of shares available for grant (in shares)	79,472
Compensation cost not yet recognized	$ 422
Compensation cost not yet recognized, period for recognition	2 years 1 month 6 days
Director
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Deferred compensation arrangement, option to elect to defer fees and bonuses, percentage	100.00%
Executive Management
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Deferred compensation arrangement, option to elect to defer fees and bonuses, percentage	100.00%
Restricted Stock
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award vesting period	4 years
Number of shares authorized (in shares)	518,157
Number of shares available for grant (in shares)	149,804
Compensation cost not yet recognized	$ 719
Compensation cost not yet recognized, period for recognition	2 years 8 months 12 days

Employee Benefit Plans (Transac

Employee Benefit Plans (Transactions Under the Company's Stock Option Plans) (Details) - USD ($)	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Shares
Options Outstanding, beginning shares (in shares)	522,338	460,823
Options granted (in shares)	127,400	62,700
Options exercised (in shares)	(90,871)	(578)
Options forfeited (in shares)	(1,833)	0
Options expired (in shares)	(4,275)	(607)
Options Outstanding, ending shares (in shares)	552,759	522,338	460,823
Options Exercisable: Shares Exercisable (in shares)	366,695
Weighted average exercise price
Weighted Average exercise Price: Options Outstanding, beginning (in usd per share)	$ 6.45	$ 6.15
Weighted Average Exercise Price: Options granted (in usd per share)	11.11	8.69
Weighted Average Exercise Price: Options exercised (in usd per share)	7.97	6.65
Weighted Average Exercise Price: Options forfeited (in usd per share)	7	0
Weighted Average Exercise Price: Options expired (in usd per share)	7.64	10.23
Weighted Average exercise Price: Options Outstanding, ending (in usd per share)	7.26	$ 6.45	$ 6.15
Weighted Average Exercise Price: Options Exercisable (in usd per share)	$ 5.76
Weighted Average Remaining Contractual Life (in years): Options Outstanding	5 years 8 months 12 days	5 years 1 month 6 days	5 years 6 months
Weighted Average Remaining Contractual Life (in years): Options Exercisable	4 years 1 month 6 days
Aggregate Intrinsic Value: Options Outstanding	$ 4,663,432	$ 2,561,095	$ 1,259,154
Aggregate Intrinsic Value: Options Exercisable	$ 3,646,507

Employee Benefit Plans (Fair Va

Employee Benefit Plans (Fair Value Assumptions) (Details) - $ / shares	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options granted (in shares)	127,400	62,700
Weighted Average Exercise Price: Options granted (in usd per share)	$ 11.11	$ 8.69
Stock Options
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options granted (in shares)	127,400	62,700
Weighted Average Exercise Price: Options granted (in usd per share)	$ 11.11	$ 8.69
Weighted average fair value of options (in usd per share)	$ 3.49	$ 3.29
Expected life in years	6 years 9 months 15 days	6 years 8 months 9 days
Expected volatility	31.02%	42.20%
Risk-free interest rate	1.94%	1.89%
Dividend yield	1.38%	1.39%

Employee Benefit Plans (Schedul

Employee Benefit Plans (Schedule of Information About Options Exercised) (Details) - USD ($)	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Employee Benefits and Share-based Compensation [Abstract]
Number of options exercised (in shares)	90,871	578
Total intrinsic value of options exercised	$ 451,288	$ 1,302
Cash received from options exercised	549,918	0
Tax deduction realized from options exercised	$ 184,351	$ 520

Employee Benefit Plans (Sched95

Employee Benefit Plans (Schedule of Stock Options, by Exercise Price Range) (Details)	12 Months Ended
	Dec. 31, 2016$ / sharesshares
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Options Outstanding: Shares Outstanding | shares	552,759
Options Outstanding: Weighted Average Remaining Contractual Life (in years)	5 years 8 months 12 days
Options Outstanding: Weighted Average Exercise Price (in usd per share)	$ 7.26
Options Exercisable: Shares Exercisable | shares	366,695
Options Exercisable: Weighted Average Exercise Price (in usd per share)	$ 5.76
0.00 - 4.00
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Options Outstanding: Shares Outstanding | shares	96,800
Options Outstanding: Weighted Average Remaining Contractual Life (in years)	2 years 1 month 6 days
Options Outstanding: Weighted Average Exercise Price (in usd per share)	$ 3.54
Options Exercisable: Shares Exercisable | shares	96,800
Options Exercisable: Weighted Average Exercise Price (in usd per share)	$ 3.54
0.00 - 4.00 | Minimum
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Range of exercise prices, lower	0
0.00 - 4.00 | Maximum
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Range of exercise prices, upper	$ 4
4.01 - 8.00
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Options Outstanding: Shares Outstanding | shares	253,688
Options Outstanding: Weighted Average Remaining Contractual Life (in years)	4 years 8 months 12 days
Options Outstanding: Weighted Average Exercise Price (in usd per share)	$ 6.24
Options Exercisable: Shares Exercisable | shares	238,653
Options Exercisable: Weighted Average Exercise Price (in usd per share)	$ 6.18
4.01 - 8.00 | Minimum
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Range of exercise prices, lower	4.01
4.01 - 8.00 | Maximum
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Range of exercise prices, upper	$ 8
8.01 - 12.00
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Options Outstanding: Shares Outstanding | shares	172,771
Options Outstanding: Weighted Average Remaining Contractual Life (in years)	8 years 6 months
Options Outstanding: Weighted Average Exercise Price (in usd per share)	$ 9.60
Options Exercisable: Shares Exercisable | shares	31,242
Options Exercisable: Weighted Average Exercise Price (in usd per share)	$ 9.37
8.01 - 12.00 | Minimum
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Range of exercise prices, lower	8.01
8.01 - 12.00 | Maximum
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Range of exercise prices, upper	$ 12
12.01 - 16.00
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Options Outstanding: Shares Outstanding | shares	29,500
Options Outstanding: Weighted Average Remaining Contractual Life (in years)	10 years
Options Outstanding: Weighted Average Exercise Price (in usd per share)	$ 14.60
Options Exercisable: Shares Exercisable | shares	0
Options Exercisable: Weighted Average Exercise Price (in usd per share)	$ 0
12.01 - 16.00 | Minimum
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Range of exercise prices, lower	12.01
12.01 - 16.00 | Maximum
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Range of exercise prices, upper	$ 16

Employee Benefit Plans (Allocat

Employee Benefit Plans (Allocation of Share-based Compensation Costs) (Details) - USD ($)	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Restricted Stock
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Compensation expense	$ 327,151	$ 302,425
Income tax benefit	133,644	120,788
Stock Options
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Compensation expense	218,013	147,905
Income tax benefit	$ 89,058	$ 59,073

Employee Benefit Plans (Trans97

Employee Benefit Plans (Transactions Under the Restricted Stock Plan) (Details) - Restricted Stock - $ / shares	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Shares
Nonvested restricted stock: shares	88,882
Granted: shares	44,016	45,980
Vested: shares	(33,495)
Forfeited: shares	(2,200)
Nonvested restricted stock: shares	97,203	88,882
Average grant date fair value
Nonvested restricted stock: Average Grant Date Fair Value (in usd per share)	$ 7.63
Granted: Average Grant Date Fair Value (in usd per share)	11.21	$ 8.48
Vested: Average Grant Date Fair Value (in usd per share)	7.18
Forfeited: Average Grant Date Fair Value (in usd per share)	4.86
Nonvested restricted stock: Average Grant Date Fair Value (in usd per share)	$ 9.47	$ 7.63

Employee Benefit Plans (Restric

Employee Benefit Plans (Restricted Stock Awards Activity) (Details) - Restricted Stock - $ / shares	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares granted	44,016	45,980
Average grant date fair value (in usd per share)	$ 11.21	$ 8.48

Employee Benefit Plans (SERP Na

Employee Benefit Plans (SERP Narrative) (Details) - President and CEO - SERP	12 Months Ended
	Dec. 31, 2016installment
Defined Benefit Plan Disclosure [Line Items]
Annual benefit, percentage of average base salary	40.00%
Annual benefit, percentage of average base salary, annual adjustment	2.00%
Maximum number of payments after employment	15
Additional vesting percentage	3.00%

Employee Benefit Plans (Summary

Employee Benefit Plans (Summary of Components of Net Periodic Pension Cost of Defined Benefit Plan Recognized) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Employee Benefits and Share-based Compensation [Abstract]
Service cost	$ 62	$ 59
Interest cost	38	34
Amortization of prior service cost	83	83
Net periodic benefit cost	$ 183	$ 176

Employee Benefit Plans (Summ101

Employee Benefit Plans (Summary of Changes in Benefit Obligations of Defined Benefit Plan Recognized) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Employee Benefits and Share-based Compensation [Abstract]
Benefit obligation, beginning of year	$ 923	$ 0
Initial recognition of prior service cost	0	830
Service cost	62	59
Interest cost	38	34
Actuarial gain (loss)	0	0
Benefit obligation, end of year	$ 1,023	$ 923

Employee Benefit Plans (Executi

Employee Benefit Plans (Executive Incentive Retirement Plan) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Deferred Compensation Arrangement with Individual, Postretirement Benefits [Line Items]
Total expense for year	$ 30	$ 150
Executive Incentive Retirement Plan
Deferred Compensation Arrangement with Individual, Postretirement Benefits [Line Items]
Deferred compensation, maximum percentage per year	15.00%
Deferred compensation, discretionary contribution percentage of base salary	7.50%
Deferred compensation arrangement, option to elect to defer fees and bonuses, percentage	7.50%

Fair Value (Fair Value on a Rec

Fair Value (Fair Value on a Recurring Basis) (Narrative) (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Percentage of portfolio in residential mortgage backed securities	53.00%
Residential mortgage backed securities guaranteed by Government National Mortgage Association or Federal National Mortgage Association or Federal Home Loan Mortgage Corporation	$ 20,900
Securities available for sale	40,568	$ 52,865
Residential mortgage-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	$ 21,631	$ 26,439

Fair Value (Fair Value on a Non

Fair Value (Fair Value on a Nonrecurring Basis) (Narrative) (Details) - USD ($)	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired financing receivable, related allowance	$ 280,000	$ 842,000
Decrease in valuation allowance for impaired loans	562,000
Letters of Credit
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Standby letter of credit	4,100,000	$ 1,800,000
Minimum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Value for real estate appraisal for OREO or substance foreclosure	$ 100,000
Fair value inputs, discount rate	6.00%
Minimum | Market Approach Valuation Technique
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value inputs, discount rate	10.00%
Minimum | Third Party Appraisal
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value inputs, discount rate	6.00%
Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value inputs, discount rate	10.00%
Maximum | Market Approach Valuation Technique
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value inputs, discount rate	15.00%
Maximum | Third Party Appraisal
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value inputs, discount rate	10.00%

Fair Value (Fair Value on a 105

Fair Value (Fair Value on a Recurring Basis) (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	$ 40,568	$ 52,865
Interest rate swap agreements	1,204
Interest rate swap agreements		(28)
U.S. Government sponsored entities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	3,716	6,581
State and political subdivisions
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	5,502	10,782
Residential mortgage-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	21,631	26,439
Corporate and other securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	9,719	9,063
Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Interest rate swap agreements	0
Interest rate swap agreements		0
Level 1 | U.S. Government sponsored entities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Level 1 | State and political subdivisions
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Level 1 | Residential mortgage-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Level 1 | Corporate and other securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	40,568	52,865
Interest rate swap agreements	1,204
Interest rate swap agreements		(28)
Level 2 | U.S. Government sponsored entities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	3,716	6,581
Level 2 | State and political subdivisions
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	5,502	10,782
Level 2 | Residential mortgage-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	21,631	26,439
Level 2 | Corporate and other securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	9,719	9,063
Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Interest rate swap agreements	0
Interest rate swap agreements		0
Level 3 | U.S. Government sponsored entities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Level 3 | State and political subdivisions
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Level 3 | Residential mortgage-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Level 3 | Corporate and other securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	$ 0	$ 0

Fair Value (Fair Value on a 106

Fair Value (Fair Value on a Nonrecurring Basis) (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
OREO	$ 1,050	$ 1,591
Impaired collateral-dependent loans	1,767	6,331
Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
OREO	0	0
Impaired collateral-dependent loans	0	0
Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
OREO	0	0
Impaired collateral-dependent loans	0	0
Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
OREO	1,050	1,591
Impaired collateral-dependent loans	$ 1,767	$ 6,331

Fair Value (Fair Value of Finan

Fair Value (Fair Value of Financial Instruments) (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Estimated fair value	$ 20,968	$ 18,607
Servicing assets	2,086	1,389	$ 753
Accrued interest receivable	4,462	3,884
Accrued interest payable	430	461
Impaired collateral-dependent loans	1,767	6,331
Level 1
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Impaired collateral-dependent loans	0	0
Level 2
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Impaired collateral-dependent loans	0	0
Level 3
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Impaired collateral-dependent loans	1,767	6,331
Commercial mortgage-backed securities
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Estimated fair value	3,648	3,840
Carrying amount | Level 1
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents	105,895	88,157
Carrying amount | Level 2
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Estimated fair value	61,547	71,336
SBA loans held for sale	14,773	13,114
Loans, net of allowance for loan losses	946,062	863,085
Federal Home Loan Bank stock	6,037	4,600
Accrued interest receivable	4,462	3,884
Deposits	945,723	894,493
Borrowed funds and subordinated debentures	131,310	107,465
Accrued interest payable	430	461
Carrying amount | Level 3
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Servicing assets	2,086	1,389
OREO	1,050	1,591
Carrying amount | Commercial mortgage-backed securities
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Estimated fair value	3,800	3,900
Estimated fair value | Level 1
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents	105,895	88,157
Estimated fair value | Level 2
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Estimated fair value	61,536	71,472
SBA loans held for sale	16,440	14,324
Loans, net of allowance for loan losses	944,772	864,691
Federal Home Loan Bank stock	6,037	4,600
Accrued interest receivable	4,462	3,884
Deposits	944,886	893,651
Borrowed funds and subordinated debentures	130,319	109,549
Accrued interest payable	430	461
Estimated fair value | Level 3
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Servicing assets	2,086	1,389
OREO	1,050	1,591
Estimated fair value | Commercial mortgage-backed securities
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Estimated fair value	$ 3,600	$ 3,800

Condensed Financial Statemen108

Condensed Financial Statements of Unity Bancorp, Inc. (Parent Company Only) (Condensed Balance Sheets) (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
ASSETS
Cash and cash equivalents	$ 105,895	$ 88,157	$ 129,821
Securities available for sale	40,568	52,865
Premises and equipment, net	23,398	15,171
Other assets	5,896	3,063
Total assets	1,189,906	1,084,866
LIABILITIES AND SHAREHOLDERS' EQUITY
Other liabilities	6,152	3,977
Subordinated debentures	10,310	15,465
Shareholders' equity	106,291	78,470	$ 70,123
Total liabilities and shareholders' equity	1,189,906	1,084,866
Parent Company Only
ASSETS
Cash and cash equivalents	1,606	466
Securities available for sale	1	216
Capital note due from Bank	0	8,500
Investment in subsidiaries	113,327	84,336
Premises and equipment, net	4,048	0
Other assets	185	448
Total assets	119,167	93,966
LIABILITIES AND SHAREHOLDERS' EQUITY
Loan due to subsidiary bank	2,566	0
Other liabilities	0	31
Subordinated debentures	10,310	15,465
Shareholders' equity	106,291	78,470
Total liabilities and shareholders' equity	$ 119,167	$ 93,966

Condensed Financial Statemen109

Condensed Financial Statements of Unity Bancorp, Inc. (Parent Company Only) (Condensed Statements of Income) (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2016	Dec. 31, 2015
Condensed Financial Statements, Captions [Line Items]
Total interest income	$ 12,280	$ 12,081	$ 11,487	$ 11,176	$ 10,995	$ 10,554	$ 10,218	$ 9,884	$ 47,024	$ 41,651
Total interest expense	2,225	2,208	2,145	2,189	2,015	1,932	1,849	1,864	8,767	7,660
Net interest income	10,055	9,873	9,342	8,987	8,980	8,622	8,369	8,020	38,257	33,991
Gains on sales of securities									424	28
Gain on repurchase of subordinated debt									2,264	0
Other expenses									1,842	1,719
Provision for income taxes	1,765	1,613	1,624	2,255	1,315	1,294	1,182	1,020
Net income	$ 3,160	$ 3,020	$ 2,824	$ 4,205	$ 2,639	$ 2,551	$ 2,428	$ 1,939	13,209	9,557
Parent Company Only
Condensed Financial Statements, Captions [Line Items]
Total interest income									6,964	1,893
Total interest expense									265	289
Net interest income									6,699	1,604
Gains on sales of securities									177	0
Gain on repurchase of subordinated debt									994	0
Rental income									326	0
Other expenses									245	20
Income before provision for income taxes and equity in undistributed net income of subsidiary									7,951	1,584
Provision for income taxes									550	159
Income before provision for income taxes and equity in undistributed net income of subsidiary									7,401	1,425
Equity in undistributed net income of subsidiary									5,808	8,132
Net income									$ 13,209	$ 9,557

Condensed Financial Statemen110

Condensed Financial Statements of Unity Bancorp, Inc. (Parent Company Only) (Condensed Statements of Cash Flows) (Details) - USD ($) $ in Thousands	1 Months Ended	3 Months Ended								12 Months Ended
	Mar. 31, 2016	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2016	Dec. 31, 2015
OPERATING ACTIVITIES:
Net income		$ 3,160	$ 3,020	$ 2,824	$ 4,205	$ 2,639	$ 2,551	$ 2,428	$ 1,939	$ 13,209	$ 9,557
Adjustments to reconcile net income to net cash provided by operating activities:
Net security gains										(424)	(28)
Gains on repurchase of subordinated debentures										(2,264)	0
Net cash provided by operating activities										8,788	2,982
INVESTING ACTIVITIES
Purchases of premises and equipment	$ (4,100)									(9,595)	(951)
Net cash used in investing activities										(81,827)	(110,689)
FINANCING ACTIVITIES
Proceeds from exercise of stock options										550	0
Proceeds from capital offering										14,600
Repayment of long term debt										(47,000)	(80,000)
Dividends on common stock										(1,524)	(1,109)
Net cash provided by financing activities										90,777	66,043
Increase (decrease) in cash and cash equivalents										17,738	(41,664)
SUPPLEMENTAL DISCLOSURES
Interest paid										8,798	7,673
Parent Company Only
OPERATING ACTIVITIES:
Net income										13,209	9,557
Adjustments to reconcile net income to net cash provided by operating activities:
Equity in undistributed net income of subsidiary										(5,808)	(8,132)
Net security gains										(177)	0
Gains on repurchase of subordinated debentures										(994)	0
Net change in other assets and other liabilities										118	(54)
Net cash provided by operating activities										6,348	1,371
INVESTING ACTIVITIES
Purchases of premises and equipment										(4,375)	0
Purchases of securities										(445)	0
Repayment of advances to subsidiary										7,230	0
Proceeds from sales of securities										769	0
Net cash used in investing activities										3,179	0
FINANCING ACTIVITIES
Proceeds from exercise of stock options										550	0
Proceeds from capital offering										14,412	0
Proceeds from advances from subsidiaries										2,625	0
Repayment of advances from subsidiaries										(59)	0
Repayment of long term debt										(2,891)	0
Investment in Bank										(21,500)	0
Dividends on common stock										(1,524)	(1,103)
Net cash provided by financing activities										(8,387)	(1,103)
Increase (decrease) in cash and cash equivalents										1,140	268
Cash and cash equivalents, beginning of period					$ 466				$ 198	466	198
Cash and cash equivalents, end of period		$ 1,606				$ 466				1,606	466
SUPPLEMENTAL DISCLOSURES
Interest paid										$ 273	$ 287

Quarterly Financial Informat111

Quarterly Financial Information (Unaudited) (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2016		Dec. 31, 2015
Quarterly Financial Information Disclosure [Abstract]
Total interest income	$ 12,280	$ 12,081	$ 11,487	$ 11,176	$ 10,995	$ 10,554	$ 10,218	$ 9,884	$ 47,024		$ 41,651
Total interest expense	2,225	2,208	2,145	2,189	2,015	1,932	1,849	1,864	8,767		7,660
Net interest income	10,055	9,873	9,342	8,987	8,980	8,622	8,369	8,020	38,257		33,991
Provision for loan losses	200	420	400	200	100	200	0	200	1,220		500
Net interest income after provision for loan losses	9,855	9,453	8,942	8,787	8,880	8,422	8,369	7,820	37,037		33,491
Total noninterest income	2,373	2,173	2,234	4,280	1,920	2,275	1,893	1,641	11,060		7,729
Total noninterest expense	7,303	6,993	6,728	6,607	6,846	6,852	6,652	6,502	27,631		26,852
Income before provision for income taxes	4,925	4,633	4,448	6,460	3,954	3,845	3,610	2,959	20,466		14,368
Provision for income taxes	1,765	1,613	1,624	2,255	1,315	1,294	1,182	1,020
Net income	$ 3,160	$ 3,020	$ 2,824	$ 4,205	$ 2,639	$ 2,551	$ 2,428	$ 1,939	$ 13,209		$ 9,557
Net income per common share - Basic (in dollars per share)	$ 0.33	$ 0.32	$ 0.30	$ 0.45	$ 0.29	$ 0.27	$ 0.26	$ 0.21	$ 1.40	[1]	$ 1.03	[1]
Net income per common share - Diluted (in dollars per share)	$ 0.32	$ 0.32	$ 0.30	$ 0.44	$ 0.29	$ 0.27	$ 0.25	$ 0.21	$ 1.38	[1]	$ 1.02	[1]
[1]	All share information has been adjusted for the 10% stock dividend paid September 30, 2016.