Kelly Lawrence W & Associates 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AG Mortgage Inv Tr 8 Pfd Ser B	PRD	001228303	153	6,600	SH		SOLE		6,600	0	0
AG Mortgage Inv Tr 8 Pfd Ser B	PRD	001228303	125	5,400	SH		OTR		4,000	0	1,400
AG Mortgage Inv Tr 8.25 Pfd Se	PRD	001228204	41	1,700	SH		SOLE		0	0	1,700
AG Mortgage Inv Tr 8.25 Pfd Se	PRD	001228204	48	2,000	SH		OTR		0	0	2,000
AGNC Invt Corp 6.5 Pfd Ser E	PRD	00123Q807	296	12,167	SH		SOLE		12,167	0	0
AT&T 5.00 Perp Pfd Ser A	PRD	00206R508	138	6,000	SH		SOLE		6,000	0	0
Capital One Finl Corp DP Shs P	PRD	14040H824	28	1,200	SH		OTR		0	0	1,200
Energy Transfer LP 7.625 Pfd U	PRD	29273V506	62	2,500	SH		SOLE		0	0	2,500
Energy Transfer LP 7.625 Pfd U	PRD	29273V506	63	2,550	SH		OTR		0	0	2,550
Ford Mtr 6.20 Pfd Due 06/01/20	PRD	345370845	156	6,000	SH		SOLE		6,000	0	0
Ford Mtr 6.20 Pfd Due 06/01/20	PRD	345370845	60	2,300	SH		OTR		0	0	2,300
New Residential Inv Cp 7.125 C	PRD	64828T409	1,039	42,233	SH		SOLE		32,333	0	9,900
New Residential Inv Cp 7.125 C	PRD	64828T409	263	10,700	SH		OTR		7,200	0	3,500
New Residential Invt 6.375 Pfd	PRD	64828T508	26	1,200	SH		OTR		0	0	1,200
Pennymac Mtg Invt Tr Pfd Ser A	PRD	70931T301	105	4,000	SH		OTR		4,000	0	0
Wells Fargo & Co New Perp Pfd	PRD	949746804	1,047	804	SH		SOLE		534	0	270
Wells Fargo & Co New Perp Pfd	PRD	949746804	430	330	SH		OTR		110	0	220
3M Co.	COM	88579Y101	100	675	SH		SOLE		325	0	350
3M Co.	COM	88579Y101	309	2,074	SH		OTR		324	0	1,750
AFLAC Inc.	COM	001055102	4,075	63,281	SH		SOLE		54,537	0	8,744
AFLAC Inc.	COM	001055102	167	2,600	SH		OTR		0	0	2,600
AT&T Inc	COM	00206R102	452	19,142	SH		SOLE		7,661	0	11,481
AT&T Inc	COM	00206R102	71	3,000	SH		OTR		2,000	0	1,000
AbbVie Inc.	COM	00287Y109	1,344	8,293	SH		SOLE		6,133	0	2,160
AbbVie Inc.	COM	00287Y109	839	5,175	SH		OTR		0	0	5,175
Abbott Labs	COM	002824100	196	1,660	SH		SOLE		0	0	1,660
Abbott Labs	COM	002824100	521	4,400	SH		OTR		0	0	4,400
Adobe Sys Inc Com	COM	00724F101	56	124	SH		SOLE		124	0	0
Adobe Sys Inc Com	COM	00724F101	114	250	SH		OTR		0	0	250
Advanced Micro Devices Com	COM	007903107	19,439	177,785	SH		SOLE		131,080	0	46,705
Advanced Micro Devices Com	COM	007903107	949	8,675	SH		OTR		275	0	8,400
Air Prod & Chemicals	COM	009158106	25	100	SH		OTR		0	0	100
Albemarle Corp.	COM	012653101	19,498	88,168	SH		SOLE		59,453	0	28,715
Albemarle Corp.	COM	012653101	2,859	12,926	SH		OTR		6,226	0	6,700
Alphabet Inc Cap Stk Cl A	COM	02079K305	24,957	8,973	SH		SOLE		6,494	0	2,479
Alphabet Inc Cap Stk Cl A	COM	02079K305	2,320	834	SH		OTR		179	0	655
Alphabet Inc Cap Stk Cl C	COM	02079K107	6,807	2,437	SH		SOLE		2,142	0	295
Alphabet Inc Cap Stk Cl C	COM	02079K107	536	192	SH		OTR		114	0	78
Amazon Com Inc Com	COM	023135106	287	88	SH		SOLE		8	0	80
Amer States Water Co	COM	029899101	247	2,780	SH		OTR		0	0	2,780
American Tower Corp NE Com	COM	03027X100	10,264	40,855	SH		SOLE		26,010	0	14,845
American Tower Corp NE Com	COM	03027X100	1,576	6,275	SH		OTR		1,525	0	4,750
Amgen, Inc. Com	COM	031162100	493	2,040	SH		SOLE		2,040	0	0
Amgen, Inc. Com	COM	031162100	22	90	SH		OTR		0	0	90
Anheuser Busch Inbev S Sponsor	COM	03524A108	90	1,500	SH		SOLE		200	0	1,300
Apache Corp	COM	037411105	2	60	SH		SOLE		60	0	0
Apple, Inc.	COM	037833100	35,271	201,999	SH		SOLE		148,517	0	53,482
Apple, Inc.	COM	037833100	4,189	23,988	SH		OTR		5,212	0	18,776
Applied Materials Inc.	COM	038222105	4,460	33,842	SH		SOLE		25,342	0	8,500
Applied Materials Inc.	COM	038222105	556	4,220	SH		OTR		0	0	4,220
Avery Dennison Corp.	COM	053611109	487	2,800	SH		SOLE		1,800	0	1,000
Avery Dennison Corp.	COM	053611109	365	2,100	SH		OTR		0	0	2,100
BP PLC Spons ADR	COM	055622104	101	3,432	SH		SOLE		3,432	0	0
BP PLC Spons ADR	COM	055622104	36	1,214	SH		OTR		0	0	1,214
Bank of New York Mellon	COM	064058100	20	400	SH		OTR		0	0	400
Baxter Intl Inc	COM	071813109	57	735	SH		SOLE		735	0	0
Berkshire Hathaway Cl B	COM	084670207	572	1,622	SH		SOLE		1,622	0	0
Boeing Co.	COM	097023105	183	955	SH		SOLE		480	0	475
Broadridge Financial Solutions	COM	11133T103	13,682	87,866	SH		SOLE		63,636	0	24,230
Broadridge Financial Solutions	COM	11133T103	1,238	7,950	SH		OTR		2,750	0	5,200
CSX Corp	COM	126408103	73	1,950	SH		SOLE		1,950	0	0
CVS Caremark Corp	COM	126650100	272	2,685	SH		OTR		0	0	2,685
California Wtr Svc Group	COM	130788102	59	1,000	SH		SOLE		0	0	1,000
Capital One Finl Corp	COM	14040H105	11,649	88,728	SH		SOLE		59,044	0	29,684
Capital One Finl Corp	COM	14040H105	1,031	7,852	SH		OTR		2,550	0	5,302
Caterpillar Inc	COM	149123101	18	79	SH		SOLE		0	0	79
Cemex SAB De CV Spons ADR	COM	151290889	6	1,050	SH		OTR		0	0	1,050
Charles Schwab Corp (New)	COM	808513105	1,288	15,282	SH		SOLE		13,757	0	1,525
Charles Schwab Corp (New)	COM	808513105	170	2,011	SH		OTR		2,011	0	0
Check Point Software	COM	M22465104	12,875	93,125	SH		SOLE		60,795	0	32,330
Check Point Software	COM	M22465104	1,846	13,350	SH		OTR		3,300	0	10,050
Chevron Corp	COM	166764100	828	5,087	SH		SOLE		3,361	0	1,726
Chevron Corp	COM	166764100	3,113	19,119	SH		OTR		3,077	0	16,042
Cisco Systems	COM	17275R102	4,744	85,080	SH		SOLE		64,326	0	20,754
Cisco Systems	COM	17275R102	439	7,875	SH		OTR		1,300	0	6,575
CitiGroup Inc	COM	172967424	53	1,000	SH		SOLE		1,000	0	0
Coca Cola Co	COM	191216100	411	6,630	SH		SOLE		2,300	0	4,330
Coca Cola Co	COM	191216100	12	200	SH		OTR		0	0	200
Comcast Corp New Cl A	COM	20030N101	70	1,500	SH		SOLE		0	0	1,500
Constellation Brands Inc Cl A	COM	21036P108	39	170	SH		SOLE		0	0	170
Costco Wholesale	COM	22160K105	21,333	37,046	SH		SOLE		27,045	0	10,001
Costco Wholesale	COM	22160K105	1,861	3,231	SH		OTR		1,156	0	2,075
Crown Castle Intl Corp	COM	22822V101	70	380	SH		OTR		0	0	380
DXC Technology Co	COM	23355L106	2	51	SH		SOLE		0	0	51
Danaher Corp Del COM	COM	235851102	16,106	54,908	SH		SOLE		35,873	0	19,035
Danaher Corp Del COM	COM	235851102	2,301	7,845	SH		OTR		2,020	0	5,825
Digital Rlty Tr Inc Com	COM	253868103	14	100	SH		SOLE		0	0	100
Disney Walt Co Del	COM	254687106	8,195	59,750	SH		SOLE		41,614	0	18,136
Disney Walt Co Del	COM	254687106	1,008	7,347	SH		OTR		2,181	0	5,166
Dow Inc	COM	260557103	743	11,665	SH		SOLE		11,182	0	483
Dow Inc	COM	260557103	216	3,382	SH		OTR		1,066	0	2,316
East West Bancorp Inc Com	COM	27579R104	17	213	SH		SOLE		213	0	0
Edwards Lifesciences Inc.	COM	28176E108	2,716	23,075	SH		SOLE		10,625	0	12,450
Electronic Arts Inc	COM	285512109	13	106	SH		SOLE		106	0	0
Energy Transfer L P Com UT Ltd	COM	29273V100	40	3,600	SH		OTR		3,600	0	0
Enterprise Prods Prtn LP	COM	293792107	26	1,000	SH		SOLE		1,000	0	0
Enterprise Prods Prtn LP	COM	293792107	3	125	SH		OTR		0	0	125
Etsy Inc Com	COM	29786A106	43	350	SH		SOLE		350	0	0
Exact Sciences Corp.	COM	30063P105	81	1,160	SH		SOLE		200	0	960
Exxon Mobil Corp	COM	30231G102	177	2,149	SH		SOLE		799	0	1,350
Exxon Mobil Corp	COM	30231G102	206	2,495	SH		OTR		1,134	0	1,361
Facebook Inc Cl A	COM	30303M102	22	100	SH		SOLE		100	0	0
Fiserv Inc Com	COM	337738108	11,048	108,957	SH		SOLE		75,087	0	33,870
Fiserv Inc Com	COM	337738108	1,227	12,100	SH		OTR		3,650	0	8,450
Fiverr Intl LTD	COM	M4R82T106	1,142	15,015	SH		SOLE		2,345	0	12,670
Fiverr Intl LTD	COM	M4R82T106	167	2,200	SH		OTR		0	0	2,200
Franco Nevada Corp	COM	351858105	48	300	SH		SOLE		0	0	300
Garrett Motion Inc	COM	366505105	0	40	SH		SOLE		0	0	40
General Elec Co	COM	369604103	156	1,700	SH		SOLE		1,025	0	675
General Elec Co	COM	369604103	87	949	SH		OTR		0	0	949
Gilead Sciences Inc.	COM	375558103	668	11,230	SH		SOLE		6,850	0	4,380
Gilead Sciences Inc.	COM	375558103	101	1,700	SH		OTR		0	0	1,700
Goldman Sachs Group	COM	38141G104	66	200	SH		SOLE		200	0	0
Halliburton Co	COM	406216101	57	1,505	SH		SOLE		1,505	0	0
Hewlett Packard Enterp Com	COM	42824C109	10	600	SH		SOLE		0	0	600
Hexcel Corp	COM	428291108	3,373	56,710	SH		SOLE		26,070	0	30,640
Hexcel Corp	COM	428291108	95	1,600	SH		OTR		1,250	0	350
Home Depot Inc	COM	437076102	10,945	36,564	SH		SOLE		24,954	0	11,610
Home Depot Inc	COM	437076102	1,437	4,800	SH		OTR		1,325	0	3,475
Honeywell Intl Inc	COM	438516106	134	690	SH		SOLE		290	0	400
Honeywell Intl Inc	COM	438516106	23	120	SH		OTR		0	0	120
Humana Inc. Com	COM	444859102	653	1,500	SH		SOLE		1,500	0	0
IQVIA Holdings Inc	COM	46266C105	13,514	58,451	SH		SOLE		39,628	0	18,823
IQVIA Holdings Inc	COM	46266C105	1,480	6,400	SH		OTR		350	0	6,050
Int'l Bus Mach	COM	459200101	117	900	SH		OTR		0	0	900
Intel Corp	COM	458140100	307	6,185	SH		SOLE		400	0	5,785
Intel Corp	COM	458140100	20	400	SH		OTR		0	0	400
Intercontinental Exchange Grou	COM	45866F104	13,676	103,511	SH		SOLE		72,901	0	30,610
Intercontinental Exchange Grou	COM	45866F104	1,877	14,210	SH		OTR		3,250	0	10,960
International Paper Co	COM	460146103	47	1,020	SH		OTR		0	0	1,020
Intuitive Surgical Inc Com New	COM	46120E602	221	732	SH		SOLE		0	0	732
JPMorgan Chase & Co	COM	46625H100	1,351	9,912	SH		SOLE		8,162	0	1,750
JPMorgan Chase & Co	COM	46625H100	334	2,450	SH		OTR		0	0	2,450
Jazz Pharmaceuticals PLC	COM	G50871105	2	13	SH		OTR		0	0	13
Johnson & Johnson	COM	478160104	13,052	73,646	SH		SOLE		53,038	0	20,608
Johnson & Johnson	COM	478160104	1,357	7,657	SH		OTR		2,407	0	5,250
Kimberly Clark Corp	COM	494368103	73	590	SH		OTR		0	0	590
Kontoor Brands Inc	COM	50050N103	10	245	SH		SOLE		245	0	0
Kraft Heinz Co Comm	COM	500754106	67	1,700	SH		SOLE		0	0	1,700
Kraft Heinz Co Comm	COM	500754106	33	850	SH		OTR		0	0	850
Kyndryl Hldgs Inc	COM	50155Q100	2	180	SH		OTR		0	0	180
Lowes Cos Inc Com	COM	548661107	99	488	SH		SOLE		0	0	488
Marsh & McLennan Cos Inc.	COM	571748102	153	900	SH		SOLE		0	0	900
Mastercard Inc Cl A	COM	57636Q104	36	100	SH		SOLE		100	0	0
McDonalds Corp	COM	580135101	445	1,800	SH		SOLE		1,800	0	0
McDonalds Corp	COM	580135101	105	425	SH		OTR		0	0	425
Merck & Co Inc	COM	58933Y105	8,455	103,048	SH		SOLE		75,298	0	27,750
Merck & Co Inc	COM	58933Y105	224	2,725	SH		OTR		300	0	2,425
Microsoft Corp	COM	594918104	2,134	6,922	SH		SOLE		3,126	0	3,796
Microsoft Corp	COM	594918104	688	2,233	SH		OTR		0	0	2,233
Nestle SA Spons ADR (For Reg)	COM	641069406	7,693	58,895	SH		SOLE		53,154	0	5,741
Nestle SA Spons ADR (For Reg)	COM	641069406	1,045	7,998	SH		OTR		2,525	0	5,473
NextEra Energy Inc	COM	65339F101	237	2,800	SH		SOLE		0	0	2,800
NextEra Energy Inc	COM	65339F101	22	260	SH		OTR		0	0	260
Nike, Inc. Cl B	COM	654106103	17	125	SH		OTR		0	0	125
Norfolk Southern Corp	COM	655844108	228	800	SH		SOLE		0	0	800
OneOK Inc	COM	682680103	271	3,843	SH		OTR		3,843	0	0
Oracle Systems Corp	COM	68389X105	50	600	SH		SOLE		0	0	600
Organon & Co	COM	68622V106	313	8,948	SH		SOLE		6,416	0	2,532
Organon & Co	COM	68622V106	16	462	SH		OTR		30	0	432
Palo Alto Networks Inc. Com	COM	697435105	68	110	SH		SOLE		110	0	0
Panasonic Corp ADR (new)	COM	69832A205	5	465	SH		SOLE		465	0	0
PayPal Holdings Inc.	COM	70450Y103	9,769	84,470	SH		SOLE		59,652	0	24,818
PayPal Holdings Inc.	COM	70450Y103	1,263	10,925	SH		OTR		3,400	0	7,525
Pepsico Inc	COM	713448108	10,997	65,701	SH		SOLE		46,365	0	19,336
Pepsico Inc	COM	713448108	1,187	7,090	SH		OTR		1,265	0	5,825
Pfizer Inc	COM	717081103	317	6,118	SH		SOLE		4,328	0	1,790
Pfizer Inc	COM	717081103	711	13,730	SH		OTR		1,500	0	12,230
Pinterest Inc Cl A	COM	72352L106	8,347	339,175	SH		SOLE		216,800	0	122,375
Pinterest Inc Cl A	COM	72352L106	613	24,900	SH		OTR		2,300	0	22,600
Pioneer Nat Res Co	COM	723787107	25	100	SH		OTR		0	0	100
Procter & Gamble Co.	COM	742718109	2,280	14,922	SH		SOLE		6,774	0	8,148
Procter & Gamble Co.	COM	742718109	1,946	12,738	SH		OTR		400	0	12,338
Public Svc Enterprise	COM	744573106	66	944	SH		SOLE		944	0	0
Pulte Group Inc. Com	COM	745867101	21	500	SH		SOLE		500	0	0
Qualtrics Intl'l Cl A	COM	747601201	86	3,000	SH		SOLE		2,900	0	100
ReInsurance Group Amer	COM	759351604	739	6,750	SH		SOLE		6,500	0	250
ReInsurance Group Amer	COM	759351604	16	150	SH		OTR		0	0	150
Regeneron Pharmaceutical Com	COM	75886F107	269	385	SH		SOLE		0	0	385
Resideo Technologies Inc	COM	76118Y104	2	66	SH		SOLE		0	0	66
Rio Tinto PLC Sponsored ADR	COM	767204100	8	100	SH		SOLE		0	0	100
Rivian Automotive Cl A	COM	76954A103	10	200	SH		SOLE		0	0	200
Roper Technologies Inc	COM	776696106	14,998	31,760	SH		SOLE		22,390	0	9,370
Roper Technologies Inc	COM	776696106	1,688	3,575	SH		OTR		1,050	0	2,525
Ross Stores Inc.	COM	778296103	498	5,500	SH		SOLE		5,500	0	0
S&P Global Inc.	COM	78409V104	116	283	SH		SOLE		0	0	283
Salesforce.com Inc	COM	79466L302	2,577	12,135	SH		SOLE		4,730	0	7,405
Salesforce.com Inc	COM	79466L302	478	2,250	SH		OTR		150	0	2,100
Sanofi - ADR	COM	80105N105	15	300	SH		OTR		0	0	300
Schlumberger Ltd	COM	806857108	177	4,292	SH		SOLE		1,775	0	2,517
Shell PLC Spons ADS	COM	780259305	1,413	25,724	SH		SOLE		25,724	0	0
Sibanye-Stillwater LTD Spons A	COM	82575P107	74	4,547	SH		SOLE		0	0	4,547
Starbucks Corp	COM	855244109	36	400	SH		SOLE		400	0	0
State Street Corp	COM	857477103	91	1,050	SH		SOLE		0	0	1,050
State Street Corp	COM	857477103	39	450	SH		OTR		0	0	450
Sylvamo Corp	COM	871332102	3	92	SH		OTR		0	0	92
TC Energy Corp. Com	COM	87807B107	6	100	SH		SOLE		0	0	100
Take-Two Interactive S Com	COM	874054109	46	300	SH		SOLE		300	0	0
Teledyne Technologies	COM	879360105	9,300	19,678	SH		SOLE		12,042	0	7,636
Teledyne Technologies	COM	879360105	1,164	2,462	SH		OTR		1,090	0	1,372
Tesla Inc Com	COM	88160R101	162	150	SH		SOLE		0	0	150
Tredegar Corp.	COM	894650100	17	1,455	SH		SOLE		1,455	0	0
Twitter Inc Com	COM	90184L102	19	500	SH		SOLE		500	0	0
Union Pac Corp	COM	907818108	34	124	SH		SOLE		124	0	0
United Parcel Service Cl B	COM	911312106	35	165	SH		OTR		0	0	165
Unity Software Inc.	COM	91332U101	45	450	SH		SOLE		450	0	0
V F Corp	COM	918204108	95	1,675	SH		SOLE		1,675	0	0
Veolia Environment Sponsored A	COM	92334N103	12,137	374,982	SH		SOLE		260,812	0	114,170
Veolia Environment Sponsored A	COM	92334N103	1,584	48,950	SH		OTR		11,100	0	37,850
Verisign Inc. Com.	COM	92343E102	1,326	5,962	SH		SOLE		5,962	0	0
Verizon Communications	COM	92343V104	846	16,607	SH		SOLE		16,289	0	318
Verizon Communications	COM	92343V104	175	3,428	SH		OTR		1,100	0	2,328
Vertex Pharmaceuticals Com	COM	92532F100	237	908	SH		SOLE		637	0	271
Vertex Pharmaceuticals Com	COM	92532F100	313	1,200	SH		OTR		0	0	1,200
Viatris Inc	COM	92556V106	9	801	SH		SOLE		579	0	222
Viatris Inc	COM	92556V106	20	1,876	SH		OTR		186	0	1,690
Visa Inc Cl A	COM	92826C839	14,033	63,277	SH		SOLE		41,038	0	22,239
Visa Inc Cl A	COM	92826C839	2,033	9,166	SH		OTR		2,420	0	6,746
WalMart Inc	COM	931142103	110	740	SH		OTR		0	0	740
Walgreens Boots Alliance Inc	COM	931427108	12	265	SH		SOLE		0	0	265
Walgreens Boots Alliance Inc	COM	931427108	85	1,891	SH		OTR		0	0	1,891
Wisdomtree Tr India Erngs Fd	COM	97717W422	8	220	SH		SOLE		220	0	0
Woodward Inc	COM	980745103	2,883	23,080	SH		SOLE		7,155	0	15,925
Woodward Inc	COM	980745103	637	5,100	SH		OTR		3,000	0	2,100
Wynn Resorts LTD	COM	983134107	24	300	SH		SOLE		300	0	0
Zoetis Inc Cl A	COM	98978V103	9	47	SH		SOLE		47	0	0
Zoetis Inc Cl A	COM	98978V103	194	1,028	SH		OTR		0	0	1,028
Zoom Video Comm. Cl A	COM	98980L101	44	375	SH		OTR		0	0	375
ClearBridge Large Cap Growth F	EQ FDS	52469H826	223	3,895	SH		SOLE		0	0	3,895
Clearbridge Energy MLP Opportu	EQ FDS	18469P100	12	414	SH		OTR		414	0	0
DFA Inv Group US Large Cap Co	EQ FDS	25434D823	143	4,430	SH		OTR		4,430	0	0
Edgewood Growth Fund - Inst	EQ FDS	0075W0759	134	2,688	SH		OTR		2,688	0	0