HMN Financial (HMNF) 10-Q 4 May 18 2018 Q1 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	3 Months Ended
	Mar. 31, 2018	Apr. 20, 2018
Document Information [Line Items]
Entity Registrant Name	HMN FINANCIAL INC
Entity Central Index Key	921,183
Trading Symbol	hmnf
Current Fiscal Year End Date	--12-31
Entity Filer Category	Smaller Reporting Company
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Well-known Seasoned Issuer	No
Entity Common Stock, Shares Outstanding (in shares)		4,504,234
Document Type	10-Q
Document Period End Date	Mar. 31, 2018
Document Fiscal Year Focus	2,018
Document Fiscal Period Focus	Q1
Amendment Flag	false

Consolidated Balance Sheets (Cu

Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Assets
Cash and cash equivalents	$ 26,576	$ 37,564
Securities available for sale	81,174	77,472
	81,174	77,472
Loans held for sale	2,234	1,837
Loans receivable, net	591,840	585,931
Accrued interest receivable	2,104	2,344
Real estate, net	701	627
Federal Home Loan Bank stock, at cost	867	817
Mortgage servicing rights, net	1,724	1,724
Premises and equipment, net	8,347	8,226
Goodwill	802	802
Core deposit intangible	330	355
Prepaid expenses and other assets	1,806	1,314
Deferred tax asset, net	3,834	3,672
Total assets	722,339	722,685
Liabilities and Stockholders’ Equity
Deposits	633,805	635,601
Accrued interest payable	197	146
Customer escrows	1,895	1,147
Accrued expenses and other liabilities	4,386	4,973
Total liabilities	640,283	641,867
Commitments and contingencies
Stockholders’ equity:
Serial-preferred stock ($.01 par value): authorized 500,000 shares; issued shares 0	0	0
Common stock ($.01 par value): authorized 16,000,000; issued shares 9,128,662	91	91
Additional paid-in capital	50,540	50,623
Retained earnings, subject to certain restrictions	92,964	91,448
Accumulated other comprehensive loss	(1,374)	(957)
Unearned employee stock ownership plan shares	(1,982)	(2,030)
Treasury stock, at cost 4,624,428 and 4,631,124 shares	(58,183)	(58,357)
Total stockholders’ equity	82,056	80,818
Total liabilities and stockholders’ equity	722,339	722,685
Collateralized Mortgage Backed Securities [Member]
Assets
Securities available for sale	9,455	5,068
Other Debt Obligations [Member]
Assets
Securities available for sale	$ 71,719	$ 72,404

Consolidated Balance Sheets (C3

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Securities available for sale, amortized cost	$ 83,081	$ 78,801
Serial preferred stock, par value (in dollars per share)	$ 0.01	$ 0.01
Serial preferred stock, authorized (in shares)	500,000	500,000
Serial preferred stock, issued (in shares)	0	0
Common stock, authorized (in shares)	16,000,000	16,000,000
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, issued shares (in shares)	9,128,662	9,128,662
Treasury stock, shares (in shares)	4,624,428	4,631,124
Collateralized Mortgage Backed Securities [Member]
Securities available for sale, amortized cost	$ 9,653	$ 5,148
Other Debt Obligations [Member]
Securities available for sale, amortized cost	$ 73,428	$ 73,653

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Interest income:
Loans receivable	$ 6,778	$ 6,360
Securities available for sale:
Mortgage-backed and related	42	7
Other marketable	272	268
Other	66	25
Total interest income	7,158	6,660
Interest expense:
Deposits	468	292
Federal Home Loan Bank advances and other borrowings	2	115
Total interest expense	470	407
Net interest income	6,688	6,253
Provision for losses	(125)	(270)
Net interest income after provision for loan losses	6,813	6,523
Non-interest income:
Gain on sales of loans	444	519
Other	265	236
Total non-interest income	1,776	1,881
Non-interest expense:
Compensation and benefits	3,824	3,944
Occupancy and equipment	1,097	1,040
Data processing	295	291
Professional services	249	259
Other	1,089	813
Total non-interest expense	6,554	6,347
Income before income tax expense	2,035	2,057
Income tax expense	590	841
Net income	1,445	1,216
Other comprehensive (loss) income, net of tax	(346)	188
Comprehensive income attributable to common shareholders	$ 1,099	$ 1,404
Basic earnings per common share (in dollars per share)	$ 0.34	$ 0.29
Diluted earnings per common share (in dollars per share)	$ 0.29	$ 0.25
Financial Service [Member]
Non-interest income:
Revenue from Contract with Customer	$ 766	$ 825
Bank Servicing [Member]
Non-interest income:
Revenue from Contract with Customer	$ 301	$ 301

Consolidated Statement of Stock

Consolidated Statement of Stockholders' Equity (Unaudited) - 3 months ended Mar. 31, 2018 - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Unearned Employee Stock Ownership Plan Shares [Member]	Treasury Stock [Member]	Total
Balance at Dec. 31, 2017	$ 91	$ 50,623	$ 91,448	$ (957)	$ (2,030)	$ (58,357)	$ 80,818
Amounts reclassified from accumulated other comprehensive loss			71	(71)			0
Net income			1,445				1,445
Other comprehensive income (loss)				(346)			(346)
Stock compensation expense		4					4
Restricted stock awards		(174)				174	0
Amortization of restricted stock awards		39					39
Earned employee stock ownership plan shares		48			48		96
Balance at Mar. 31, 2018	$ 91	$ 50,540	$ 92,964	$ (1,374)	$ (1,982)	$ (58,183)	$ 82,056

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($)	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Cash flows from operating activities:
Net income	$ 1,445,000	$ 1,216,000
Adjustments to reconcile net income to cash provided by operating activities:
Provision for loan losses	(125,000)	(270,000)
Depreciation	258,000	233,000
Amortization of premiums, net	28,000	0
Amortization of deferred loan costs (fees)	19,000	(40,000)
Amortization of core deposit intangible	151,000	149,000
Amortization of purchased loan fair value adjustments	(12,000)	(24,000)
Amortization of mortgage servicing rights	126,000	124,000
Capitalized mortgage servicing rights	(126,000)	(144,000)
Securities gains	(18,000)	0
Gain on sales of real estate owned	0	(6,000)
Gain on sales of loans	(444,000)	(519,000)
Proceeds from sale of loans held for sale	17,291,000	20,958,000
Disbursements on loans held for sale	(13,558,000)	(15,856,000)
Amortization of restricted stock awards	39,000	36,000
Amortization of unearned employee stock ownership plan shares	48,000	48,000
Earned employee stock ownership plan shares priced above original cost	48,000	37,000
Stock option compensation expense	4,000	10,000
Decrease in accrued interest receivable	240,000	209,000
Increase (decrease) in accrued interest payable	51,000	(31,000)
(Increase) decrease in other assets	(457,000)	26,000
Decrease in other liabilities	(616,000)	(1,569,000)
Other, net	(4,000)	10,000
Net cash provided by operating activities	4,262,000	4,473,000
Cash flows from investing activities:
Principal collected on securities available for sale	384,000	234,000
Proceeds collected on maturities of securities available for sale	310,000	5,000,000
Purchases of securities available for sale	(4,888,000)	(4,999,000)
Purchase of Federal Home Loan Bank stock	(322,000)	(667,000)
Redemption of Federal Home Loan Bank stock	272,000	620,000
Proceeds from sales of real estate	0	15,000
Net increase in loans receivable	(9,580,000)	(18,626,000)
Purchases of premises and equipment	(378,000)	(138,000)
Net cash used by investing activities	(14,202,000)	(18,561,000)
Cash flows from financing activities:
Decrease in deposits	(1,796,000)	(1,432,000)
Stock awards repurchased for tax withholding	0	(54,000)
Proceeds from borrowings	6,800,000	15,500,000
Repayment of borrowings	(6,800,000)	(15,500,000)
Increase in customer escrows	748,000	502,000
Net cash used by financing activities	(1,048,000)	(984,000)
Decrease in cash and cash equivalents	(10,988,000)	(15,072,000)
Cash and cash equivalents, beginning of period	37,564,000	27,561,000
Cash and cash equivalents, end of period	26,576,000	12,489,000
Supplemental cash flow disclosures:
Cash paid for interest	420,000	438,000
Cash paid for income taxes	427,000	1,765,000
Supplemental noncash flow disclosures:
Loans transferred to loans held for sale	3,719,000	5,054,000
Transfer of loans to real estate	74,000	40,000
Core Deposits [Member]
Adjustments to reconcile net income to cash provided by operating activities:
Amortization of core deposit intangible	$ 25,000	$ 25,000

Note 1 - HMN Financial, Inc.

Note 1 - HMN Financial, Inc.	3 Months Ended
	Mar. 31, 2018
Notes to Financial Statements
Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block]	( 1 HMN Financial, Inc. HMN Financial, Inc. (HMN or the Company) is a stock savings bank holding company that owns 100 two The consolidated financial statements included herein are for HMN, the Bank, OIA and HPH. All significant intercompany accounts and transactions have been eliminated in consolidation. Certain amounts in the consolidated financial statements for the prior year have been reclassified to conform to the current year presentation.

Note 2 - Basis of Preparation

Note 2 - Basis of Preparation	3 Months Ended
	Mar. 31, 2018
Notes to Financial Statements
Basis of Accounting [Text Block]	( 2 Basis of Preparation The accompanying unaudited consolidated financial statements were prepared in accordance with instructions for Form 10 not three March 31, 2018 not may

Note 3 - New Accounting Standar

Note 3 - New Accounting Standards	3 Months Ended
	Mar. 31, 2018
Notes to Financial Statements
New Accounting Pronouncements and Changes in Accounting Principles [Text Block]	( 3 New Accounting Standards In February 2016, 2016 02, Leases (Topic 842 Topic 842, Topic 840, may December 15, 2018, first 2019 not In June 2016, 2016 13, Financial Instruments-Credit Losses (Topic 326 not December 15, 2019, may December 15, 2018, first 2020 In March 2017, 2017 08, Receivables – Nonrefundable Fees and Other Costs (Subtopic 310 20 not December 15, 2018 first 2019 not

Note 4 - Fair Value Measurement

Note 4 - Fair Value Measurements	3 Months Ended
	Mar. 31, 2018
Notes to Financial Statements
Fair Value Disclosures [Text Block]	( 4 ) Fair Value Measurements ASC 820, Fair Value Measurements , three Level 1 Level 2 not Level 3 not not The following table summarizes the assets of the Company for which fair values are determined on a recurring basis as of March 31, 2018 December 31, 2017. Carrying value at March 31, 2018 (Dollars in thousands) Total Level 1 Level 2 Level 3 Securities available for sale $ 81,174 0 81,174 0 Mortgage loan commitments 63 0 63 0 Total $ 81,237 0 81,237 0 Carrying value at December 31, 2017 (Dollars in thousands) Total Level 1 Level 2 Level 3 Securities available for sale $ 77,472 0 77,472 0 Mortgage loan commitments 28 0 28 0 Total $ 77,500 0 77,500 0 There were no 1, 2, 3 three March 31, 2018. The Company may March 31, 2018 December 31, 2017, March 31, 2018 December 31, 2017. Carrying value at March 31, 2018 (Dollars in thousands) Total Level 1 Level 2 Level 3 Three months ended March 31, 2018 total gains (losses) Loans held for sale $ 2,234 0 2,234 0 1 Mortgage servicing rights, net 1,724 0 1,724 0 0 Loans (1) 3,119 0 3,119 0 (51 ) Real estate, net (2) 701 0 701 0 0 Total $ 7,778 0 7,778 0 (50 ) Carrying value at December 31, 2017 (Dollars in thousands) Total Level 1 Level 2 Level 3 Year ended December 31, 2017 total gains (losses) Loans held for sale $ 1,837 0 1,837 0 1 Mortgage servicing rights, net 1,724 0 1,724 0 0 Loans (1) 3,201 0 3,201 0 (413 ) Real estate, net (2) 627 0 627 0 0 Total $ 7,389 0 7,389 0 (412 ) ( 1 Represents carrying value and related write-downs of loans for which adjustments are based on the appraised value of the collateral. The carrying value of loans fully charged-off is zero ( 2 Represents the fair value and related losses of foreclosed real estate and other collateral owned that were measured at fair value subsequent to their initial classification as foreclosed assets.

Note 5 - Fair Value of Financia

Note 5 - Fair Value of Financial Instruments	3 Months Ended
	Mar. 31, 2018
Notes to Financial Statements
Financial Instruments Disclosure [Text Block]	( 5 ) Fair Value of Financial Instruments Generally accepted accounting principles require interim reporting period disclosure about the fair value of financial instruments, including assets, liabilities and off-balance sheet items for which it is practicable to estimate fair value. The fair value hierarchy level for each asset and liability, as defined in Note 4, March 31, 2018 December 31, 2017. no March 31, 2018 December 31, 2017 March 31, 2018 December 31, 2017 Fair value hierarchy Fair value hierarchy (Dollars in thousands) Carrying amount Estimated fair value Level 1 Level 2 Level 3 Contract amount Carrying amount Estimated fair value Level 1 Level 2 Level 3 Contract amount Financial assets: Cash and cash equivalents $ 26,576 26,576 26,576 37,564 37,564 37,564 Securities available for sale 81,174 81,174 81,174 77,472 77,472 77,472 Loans held for sale 2,234 2,234 2,234 1,837 1,837 1,837 Loans receivable, net 591,840 591,626 591,626 585,931 585,494 585,494 Federal Home Loan Bank stock 867 867 867 817 817 817 Accrued interest receivable 2,104 2,104 2,104 2,344 2.344 2,344 Financial liabilities: Deposits 633,805 628,252 628,252 635,601 635,905 635,905 Accrued interest payable 197 197 197 146 146 146 Off-balance sheet financial Commitments to extend credit 63 63 229,740 28 28 173,645 Commitments to sell loans (12 ) (12 ) 10,682 (11 ) (11 ) 5,629 Cash and Cash Equivalents The carrying amount of cash and cash equivalents approximates their fair value. Securities Available for Sale The fair values of securities were based upon quoted market prices for identical or similar instruments in active markets. Loans Held for Sale The fair values of loans held for sale were based upon quoted market prices for loans with similar interest rates and terms to maturity. Loans Receivable , net The fair value of the loan portfolio, with the exception of the adjustable rate portfolio, was calculated by discounting the scheduled cash flows through the estimated maturity using anticipated prepayment speeds and using discount rates that reflect the credit and interest rate risk inherent in each loan portfolio. The fair value of the adjustable loan portfolio was estimated by grouping the loans with similar characteristics and comparing the characteristics of each group to the prices quoted for similar types of loans in the secondary market. The fair value disclosures for both the fixed and adjustable rate portfolios were adjusted to reflect the exit price amount anticipated to be received from the sale of the portfolio in an open market transaction as required upon adoption of ASU 2016 01, Financial Instruments – Overall (Subtopic 825 10 first 2018. Federal Home Loan Bank Stock The carrying amount of Federal Home Loan Bank (FHLB) stock approximates its fair value. Accrued Interest Receivable The carrying amount of accrued interest receivable approximates its fair value since it is short-term in nature and does not Deposits The fair value of demand deposits, savings accounts and certain money market account deposits is the amount payable on demand at the reporting date. The fair value of fixed maturity certificates of deposit is estimated using the rates currently offered for deposits of similar remaining maturities. The fair value disclosures for all of the deposits were adjusted to reflect the exit price amount anticipated to be received from the sale of the deposits in an open market transaction as required upon adoption of ASU 2016 01, Financial Instruments – Overall (Subtopic 825 10 first 2018. The fair value estimate for deposits does not Accrued Interest Payable The carrying amount of accrued interest payable approximates its fair value since it is short-term in nature. Commitments to Extend Credit The fair values of commitments to extend credit are estimated using the fees normally charged to enter into similar agreements, taking into account the remaining terms of the agreements and the present creditworthiness of the counter parties. Commitments to Sell Loans The fair values of commitments to sell loans are estimated using the quoted market prices for loans with similar interest rates and terms to maturity.

Note 6 - Other Comprehensive In

Note 6 - Other Comprehensive Income (Loss)	3 Months Ended
	Mar. 31, 2018
Notes to Financial Statements
Comprehensive Income (Loss) Note [Text Block]	( 6 ) Other Comprehensive Income (Loss) Other comprehensive income (loss) is defined as the change in equity during a period from transactions and other events from nonowner sources. Comprehensive income is the total of net income and other comprehensive income (loss), which for the Company is comprised of unrealized gains and losses on securities available for sale. The components of other comprehensive income (loss) and the related tax effects were as follows: For the period ended March 31, (Dollars in thousands) 2018 2017 Securities available for sale: Before tax Tax effect Net of tax Before tax Tax effect Net of tax Net unrealized (losses) gains arising during the period $ (479 ) (133 ) (346 ) 313 125 188 Other comprehensive income (loss) $ (479 ) (133 ) (346 ) 313 125 188

Note 7 - Securities Available f

Note 7 - Securities Available for Sale	3 Months Ended
	Mar. 31, 2018
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	( 7 ) Securities Available For Sale The following table shows the gross unrealized losses and fair values for the securities available for sale portfolio, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at March 31, 2018 December 31, 2017. Less Than Twelve Months Twelve Months or More Total (Dollars in thousands) # of Investments Fair Value Unrealized Losses # of Investments Fair Value Unrealized Losses Fair Value Unrealized Losses March 31, 2018 Mortgage backed securities: Federal National Mortgage Association (FNMA) 3 $ 4,433 (154 ) 0 $ 0 0 $ 4,433 (154 ) Federal Home Loan MortgageCorporation (FHLMC) 1 4,749 (35 ) 0 0 0 4,749 (35 ) Collateralized mortgage obligations: FNMA 1 207 (9 ) 0 0 0 207 (9 ) Other marketable securities: U.S. Government agency obligations 2 9,716 (267 ) 12 58,696 (1,285 ) 68,412 (1,552 ) Municipal obligations 13 2,271 (15 ) 0 0 0 2,271 (15 ) Corporate obligations 1 202 (2 ) 0 0 0 202 (2 ) Corporate preferred stock 0 0 0 1 560 (140 ) 560 (140 ) Total temporarily impaired securities 21 $ 21,578 (482 ) 13 $ 59,256 (1,425 ) $ 80,834 (1,907 ) Less Than Twelve Months Twelve Months or More Total (Dollars in thousands) # of Investments Fair Value Unrealized Losses # of Investments Fair Value Unrealized Losses Fair Value Unrealized Losses December 31, 2017 Mortgage backed securities: FNMA 2 $ 4,703 (78 ) 0 $ 0 0 $ 4,703 (78 ) Collateralized mortgage obligations: FNMA 1 218 (5 ) 0 0 0 218 (5 ) Other marketable securities: U.S. Government agency obligations 2 9,819 (163 ) 12 58,942 (1,038 ) 68,761 (1,201 ) Municipal obligations 14 2,268 (8 ) 0 0 0 2,268 (8 ) Corporate obligations 1 233 (1 ) 0 0 0 233 (1 ) Corporate preferred stock 0 0 0 1 560 (140 ) 560 (140 ) Total temporarily impaired securities 20 $ 17,241 (255 ) 13 $ 59,502 (1,178 ) $ 76,743 (1,433 ) We review our investment portfolio on a quarterly basis for indications of impairment. This review includes analyzing the length of time and the extent to which the fair value has been lower than the cost, the market liquidity for the investment, the financial condition and near-term prospects of the issuer, including any specific events which may The unrealized losses on U.S. Government agency obligations are the result of changes in interest rates. The unrealized losses reported for the corporate preferred stock at March 31, 2018 March 31, 2018 not March 31, 2018. not may A summary of securities available for sale at March 31, 2018 December 31, 2017 (Dollars in thousands) Amortized cost Gross unrealized gains Gross unrealized losses Fair value March 31, 2018 Mortgage-backed securities: FHLMC $ 4,831 0 (35 ) 4,796 FNMA 4,605 0 (154 ) 4,451 Collateralized mortgage obligations: FNMA 217 0 (9 ) 208 9,653 0 (198 ) 9,455 Other marketable securities: U.S. Government agency obligations 69,964 0 (1,552 ) 68,412 Municipal obligations 2,386 0 (15 ) 2,371 Corporate obligations 204 0 (2 ) 202 Corporate preferred stock 700 0 (140 ) 560 Corporate equity 174 0 0 174 73,428 0 (1,709 ) 71,719 $ 83,081 0 (1,907 ) 81,174 (Dollars in thousands) Amortized cost Gross unrealized gains Gross unrealized losses Fair value December 31, 2017 Mortgage-backed securities: FHLMC $ 91 2 0 93 FNMA 4,834 1 (78 ) 4,757 Collateralized mortgage obligations: FNMA 223 0 (5 ) 218 5,148 3 (83 ) 5,068 Other marketable securities: U.S. Government agency obligations 69,962 0 (1,201 ) 68,761 Municipal obligations 2,699 2 (8 ) 2,693 Corporate obligations 234 0 (1 ) 233 Corporate preferred stock 700 0 (140 ) 560 Corporate equity 58 99 0 157 73,653 101 (1,350 ) 72,404 $ 78,801 104 (1,433 ) 77,472 The following table indicates amortized cost and estimated fair value of securities available for sale at March 31, 2018 (Dollars in thousands) Amortized Cost Fair Value Due less than one year $ 1,944 1,909 Due after one year through five years 76,969 75,306 Due after five years through ten years 3,211 3,146 Due after ten years 783 639 No stated maturity 174 174 Total $ 83,081 81,174 The allocation of mortgage-backed securities and collateralized mortgage obligations in the table above is based upon the anticipated future cash flow of the securities using estimated mortgage prepayment speeds. The allocation of other marketable securities that have call features is based on the anticipated cash flows to the expected call date if it is anticipated that the security will be called, or to the maturity date if it is not

Note 8 - Loans Receivable, Net

Note 8 - Loans Receivable, Net	3 Months Ended
	Mar. 31, 2018
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	( 8 ) Loans Receivable, Net A summary of loans receivable at March 31, 2018 December 31, 2017 (Dollars in thousands) March 31, 2018 December 31, 2017 Single family $ 107,055 107,005 Commercial real estate: Real estate rental and leasing 188,450 175,177 Other 155,381 158,940 343,831 334,117 Consumer 72,770 73,767 Commercial business 76,882 79,909 Total loans 600,538 594,798 Less: Unamortized discounts 19 19 Net deferred loan costs (450 ) (463 ) Allowance for loan losses 9,129 9,311 Total loans receivable, net $ 591,840 585,931

Note 9 - Allowance for Loan Los

Note 9 - Allowance for Loan Losses and Credit Quality Information	3 Months Ended
	Mar. 31, 2018
Notes to Financial Statements
Allowance For Loan Losses And Credit Quality Information [Text Block]	( 9 ) Allowance for Loan Losses and Credit Quality Information The allowance for loan losses is summarized as follows: (Dollars in thousands) Single Family Commercial Real Estate Consumer Commercial Business Total Balance, December 31, 2017 $ 900 5,073 1,630 1,708 9,311 Provision for losses (68 ) 118 (145 ) (30 ) (125 ) Charge-offs (23 ) 0 (69 ) 0 (92 ) Recoveries 0 7 7 21 35 Balance, March 31, 2018 $ 809 5,198 1,423 1,699 9,129 Balance, December 31, 2016 $ 1,186 4,953 1,613 2,151 9,903 Provision for losses (76 ) (90 ) (108 ) 4 (270 ) Charge-offs 0 0 (201 ) 0 (201 ) Recoveries 0 95 28 35 158 Balance, March 31, 2017 $ 1,110 4,958 1,332 2,190 9,590 Allocated to: Specific reserves $ 192 441 263 177 1,073 General reserves 708 4,632 1,367 1,531 8,238 Balance, December 31, 2017 $ 900 5,073 1,630 1,708 9,311 Allocated to: Specific reserves $ 99 445 239 165 948 General reserves 710 4,753 1,184 1,534 8,181 Balance, March 31, 2018 $ 809 5,198 1,423 1,699 9,129 Loans receivable at December 31, 2017: Individually reviewed for impairment $ 1,523 1,364 880 507 4,274 Collectively reviewed for impairment 105,482 332,753 72,887 79,402 590,524 Ending balance $ 107,005 334,117 73,767 79,909 594,798 Loans receivable at March 31, 2018: Individually reviewed for impairment $ 1,172 1,524 859 480 4,035 Collectively reviewed for impairment 105,883 342,307 71,911 76,402 596,503 Ending balance $ 107,055 343,831 72,770 76,882 600,538 The following table summarizes the amount of classified and unclassified loans at March 31, 2018 December 31, 2017: March 31, 2018 Classified Unclassified (Dollars in thousands) Special Mention Substandard Doubtful Loss Total Total Total Loans Single family $ 108 1,775 44 0 1,927 105,128 107,055 Commercial real estate: Real estate rental and leasing 7,272 3,385 0 0 10,657 177,793 188,450 Other 8,839 5,870 0 0 14,709 140,672 155,381 Consumer 0 652 52 155 859 71,911 72,770 Commercial business 7,615 4,198 0 0 11,813 65,069 76,882 $ 23,834 15,880 96 155 39,965 560,573 600,538 December 31, 2017 Classified Unclassified (Dollars in thousands) Special Mention Substandard Doubtful Loss Total Total Total Loans Single family $ 77 2,154 44 0 2,275 104,730 107,005 Commercial real estate: Real estate rental and leasing 5,022 3,813 0 0 8,835 166,342 175,177 Other 9,135 4,257 0 0 13,392 145,548 158,940 Consumer 0 631 119 130 880 72,887 73,767 Commercial business 5,781 5,506 0 0 11,287 68,622 79,909 $ 20,015 16,361 163 130 36,669 558,129 594,798 Classified loans represent special mention, substandard (performing and non-performing), and non-performing loans categorized as doubtful and loss. Loans classified as special mention are loans that have potential weaknesses that, if left uncorrected, may not may not The aging of past due loans at March 31, 2018 December 31, 2017 (Dollars in thousands) 30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due Total Past Due Current Loans Total Loans Loans 90 Days or More Past Due and Still Accruing March 31, 201 8 Single family $ 685 0 524 1,209 105,846 107,055 0 Commercial real estate: Real estate rental and leasing 0 0 0 0 188,450 188,450 0 Other 0 0 22 22 155,359 155,381 0 Consumer 359 88 349 796 71,974 72,770 0 Commercial business 242 0 115 357 76,525 76,882 0 $ 1,286 88 1,010 2,384 598,154 600,538 0 December 31, 201 7 Single family $ 727 294 669 1,690 105,315 107,005 0 Commercial real estate: Real estate rental and leasing 0 0 0 0 175,177 175,177 0 Other 0 0 0 0 158,940 158,940 0 Consumer 734 117 235 1,086 72,681 73,767 0 Commercial business 34 0 180 214 79,695 79,909 0 $ 1,495 411 1,084 2,990 591,808 594,798 0 Impaired loans include loans that are non-performing (non-accruing) and loans that have been modified in a troubled debt restructuring (TDR). The following table summarizes impaired loans and related allowances as of March 31, 2018 December 31, 2017: March 31, 2018 December 31, 2017 (Dollars in thousands) Recorded Investment Unpaid Principal Balance Related Allowance Recorded Investment Unpaid Principal Balance Related Allowance Loans with no related allowance recorded: Single family $ 433 433 0 415 415 0 Commercial real estate: Real estate rental and leasing 35 46 0 35 51 0 Other 165 1,821 0 25 1,682 0 Consumer 404 404 0 414 414 0 Commercial business 0 0 0 0 0 0 Loans with an allowance recorded: Single family 739 739 99 1,108 1,108 192 Commercial real estate: Real estate rental and leasing 0 0 0 0 0 0 Other 1,324 1,324 445 1,304 1,304 441 Consumer 455 472 239 466 483 263 Commercial business 480 1,332 165 507 1,358 177 Total: Single family 1,172 1,172 99 1,523 1,523 192 Commercial real estate: Real estate rental and leasing 35 46 0 35 51 0 Other 1,489 3,145 445 1,329 2,986 441 Consumer 859 876 239 880 897 263 Commercial business 480 1,332 165 507 1,358 177 $ 4,035 6,571 948 4,274 6,815 1,073 The following table summarizes the average recorded investment and interest income recognized on impaired loans during the three March 31, 2018 2017: March 31, 2018 March 31, 2017 (Dollars in thousands) Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Loans with no related allowance recorded: Single family $ 424 6 375 3 Commercial real estate: Real estate rental and leasing 35 0 40 0 Other 95 24 26 24 Consumer 409 2 308 3 Commercial business 0 0 250 0 Loans with an allowance recorded: Single family 924 0 877 3 Commercial real estate: Real estate rental and leasing 0 0 130 0 Other 1,314 0 1,798 8 Consumer 461 3 536 1 Commercial business 494 2 360 3 Total: Single family 1,348 6 1,252 6 Commercial real estate: Real estate rental and leasing 35 0 170 0 Other 1,409 24 1,824 32 Consumer 870 5 844 4 Commercial business 494 2 610 3 $ 4,156 37 4,700 45 At March 31, 2018 December 31, 2017, $3.3 $3.1 $0.8 $0.9 no $0.7 $0.4 March 31, 2018 December 31, 2017, The non-accrual loans at March 31, 2018 December 31, 2017 (Dollars in thousands) March 31, 2018 December 31, 2017 Single family $ 839 $ 949 Commercial real estate: Real estate rental and leasing 35 35 Other 1,489 1,329 Consumer 632 553 Commercial business 269 278 $ 3,264 $ 3,144 At March 31, 2018 December 31, 2017, $2.6 $3.0 first 2018, $0.1 $1.3 March 31, 2018. first 2017, $45,000 $0.5 March 31, 2017. The following table summarizes TDRs at March 31, 2018 December 31, 2017: March 31, 2018 December, 31, 2017 (Dollars in thousands) Accruing Non-Accrual Total Accruing Non-Accrual Total Single family $ 333 153 486 573 112 685 Commercial real estate 0 1,193 1,193 0 1,210 1,210 Consumer 227 304 531 327 431 758 Commercial business 211 154 365 229 162 391 $ 771 1,804 2,575 1,129 1,915 3,044 As of March 31, 2018, $0.6 75%. December 31, 2017, $0.8 TDR concessions can include reduction of interest rates, extension of maturity dates, forgiveness of principal and/or interest due, or acceptance of real estate or other assets in full or partial satisfaction of the debt. Loan modifications are not twelve twelve When a loan is modified in a TDR, there may may three March 31, 2018 March 31, 2017. Three Months Ended March 31, 2018 Three Months Ended March 31, 2017 (Dollars in thousands) Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Troubled debt restructurings: Single family 1 $ 55 58 3 $ 282 514 Commercial real estate: Real estate rental and leasing 1 54 54 0 0 0 Other 1 1,274 1,274 0 0 0 Consumer 4 117 118 2 45 45 Commercial business 1 70 70 0 0 0 Total 8 $ 1,570 1,574 5 $ 327 559 There were no twelve March 31, 2018 March 31, 2017 three March 31, 2018 March 31, 2017. The Company considers a loan to have defaulted when it becomes 90 six six may TDRs are reviewed for impairment following the same methodology as other impaired loans. For loans that are collateral-dependent, the value of the collateral is reviewed and additional reserves may not may $0.8 8.7%, $9.1 March 31, 2018 $0.9 9.8%, $9.3 December 31, 2017. The following is additional information with respect to loans acquired through acquisitions: (Dollars in thousands) Contractual Principal Receivable Accretable Difference Net Carrying Amount Purchased performing loans: Balance at December 31, 2017 $ 10,128 (231 ) 9,897 Change due to payments/refinances (681 ) 13 (668 ) Balance at March 31, 2018 $ 9,447 (218 ) 9,229 (Dollars in thousands) Contractual Principal Receivable Non-Accretable Difference Net Carrying Amount Purchased credit impaired loans: Balance at December 31, 2017 $ 402 (39 ) 363 Change due to payments/refinances (2 ) 2 0 Balance at March 31, 2018 $ 400 (37 ) 363 The Company has loans for which there was at acquisition evidence of deterioration of credit quality since origination and for which it was probable at acquisition that all contractually required payments would not March 31, 2018 $0.4 No March 31, 2018 no

Note 10 - Intangible Assets

Note 10 - Intangible Assets	3 Months Ended
	Mar. 31, 2018
Notes to Financial Statements
Intangible Assets Disclosure [Text Block]	( 1 0 ) Intangible Assets The Company’s intangible assets consist of core deposit intangibles, goodwill, and mortgage servicing rights. A summary of mortgage servicing activity is as follows: (Dollars in thousands) Three Months ended March 31, 2018 Twelve Months ended December 31, 2017 Three Months ended March 31, 2017 Balance, beginning of period $ 1,724 1,604 1,604 Originations 126 675 144 Amortization (126 ) (555 ) (124 ) Balance, end of period $ 1,724 1,724 1,624 Fair value of mortgage servicing rights $ 3,458 3,196 3,043 All of the loans sold where the Company continues to service the loans are serviced for FNMA under the individual loan sale program. The following is a summary of the risk characteristics of the loans being serviced for FNMA at March 31, 2018. Weighted Weighted Loan Average Average Principal Interest Remaining Number (Dollars in thousands) Balance Rate Term (months) of Loans Original term 30 year fixed rate $ 272,082 4.07 % 305 2,143 Original term 15 year fixed rate 101,530 3.11 134 1,057 Adjustable rate 55 3.25 278 2 The gross carrying amount of intangible assets and the associated accumulated amortization at March 31, 2018 2017 $151,000 $149,000 three March 31, 2018 2017, March 31, 2018 Gross Unamortized Carrying Accumulated Intangible (Dollars in thousands) Amount Amortization Assets Mortgage servicing rights $ 4,282 (2,558 ) 1,724 Core deposit intangible 574 (244 ) 330 Goodwill 802 0 802 Total $ 5,658 (2,802 ) 2,856 March 31, 2017 Gross Unamortized Carrying Accumulated Intangible (Dollars in thousands) Amount Amortization Assets Mortgage servicing rights $ 4,046 (2,422 ) 1,624 Core deposit intangible 574 (145 ) 429 Goodwill 802 0 802 Total $ 5,422 (2,567 ) 2,855 The following table indicates the estimated future amortization expense for intangible assets: (Dollars in thousands) Mortgage Servicing Rights Core Deposit Intangible Total Intangible Assets Year ending December 31, 2018 $ 338 75 413 2019 395 99 494 2020 321 99 420 2021 273 47 320 2022 209 10 219 Thereafter 188 0 188 Total $ 1,724 330 2,054 Projections of amortization are based on existing asset balances and the existing interest rate environment as of March 31, 2018. may

Note 11 - Earnings Per Common S

Note 11 - Earnings Per Common Share	3 Months Ended
	Mar. 31, 2018
Notes to Financial Statements
Earnings Per Share [Text Block]	( 1 1 ) Earnings per Common Share The following table reconciles the weighted average shares outstanding and the earnings available to common shareholders used for basic and diluted earnings per common share: Three months ended March 31, (Dollars in thousands, except per share data) 2018 2017 Weighted average number of common shares outstanding used in basic earnings per common share calculation 4,236,861 4,203,587 Net dilutive effect of: Restricted stock awards, options and warrants 665,389 653,929 Weighted average number of shares outstanding adjusted for effect of dilutive securities 4,902,250 4,857,516 Income available to common shareholders $ 1,445 1,216 Basic earnings per common share $ 0.34 0.29 Diluted earnings per common share $ 0.29 0.25

Note 12 - Regulatory Capital an

Note 12 - Regulatory Capital and Oversight	3 Months Ended
	Mar. 31, 2018
Notes to Financial Statements
Regulatory Capital Requirements under Banking Regulations [Text Block]	( 1 2 ) Regulatory Capital and Oversight The Company and the Bank are subject to the regulatory requirements of the Basel III capital reforms. The Basel III requirements, among other things, (i) apply a strengthened set of capital requirements to the Bank (the Company is exempt, pursuant to the Small Bank Holding Company Policy Statement (Policy Statement) described below), including requirements relating to common equity as a component of core capital, (ii) implement a “capital conservation buffer” against risk and a higher minimum Tier 1 January 1, 2019. The Board of Governors of the Federal Reserve System (FRB) amended its Policy Statement, to exempt small bank holding companies from the above capital requirements, by raising the asset size threshold for determining applicability from $500 $1 Quantitative measures established by regulations to ensure capital adequacy require the Bank to maintain minimum amounts and ratios (set forth in the following table and defined in the regulation) of Common Equity Tier 1 1 1 The Bank’s average total assets for the first 2018 $711.9 $710.2 $614.9 March 31, 2018 Actual Required to be Adequately Capitalized Excess Capital To Be Well Capitalized Under Prompt Corrective Action Provisions (Dollars in thousands) Amount Percent of Assets (1) Amount Percent of Assets (1) Amount Percent of Assets (1) Amount Percent of Assets (1) March 31, 2018 Common equity tier 1 capital $ 77,931 12.67 % $ 27,669 4.50 % $ 50,262 8.17 % $ 39,966 6.50 % Tier 1 leverage 77,931 10.97 28,408 4.00 49,523 6.97 35,510 5.00 Tier 1 risk-based capital 77,931 12.67 38,892 6.00 41,039 6.67 49,189 8.00 Total risk-based capital 85,634 13.93 49,189 8.00 36,445 5.93 61,486 10.00 ( 1 1 The Bank must maintain a capital conservation buffer composed of common equity Tier 1 2018, 1.875% 2019 2.50% March 31, 2018, no

Note 13 - Stockholders' Equity

Note 13 - Stockholders' Equity	3 Months Ended
	Mar. 31, 2018
Notes to Financial Statements
Stockholders' Equity Note Disclosure [Text Block]	( 1 3 ) Stockholders’ Equity The Company's certificate of incorporation authorizes the issuance of up to 500,000 December 23, 2008, 26,000 $1,000 833,333 $4.68 2008. On February 17, 2015, 10,000 May 21, 2015, $4.68 three third $5.7 277,777.67 one 277,777.66 March 31, 2018 may December 23, 2018. no no

Note 14 - Other Borrowings

Note 14 - Other Borrowings	3 Months Ended
	Mar. 31, 2018
Notes to Financial Statements
Debt Disclosure [Text Block]	( 1 4 ) Other Borrowings On December 15, 2014, third $10.0 6.50% $1.0 December 15, 2015, December 15, 2021. $1.0 December 15, 2015, $2.0 December 15, 2016, August 31, 2017 $7.0 no March 31, 2018 $7.0 March 31, 2017.

Note 15 - Commitments and Conti

Note 15 - Commitments and Contingencies	3 Months Ended
	Mar. 31, 2018
Notes to Financial Statements
Commitments and Contingencies Disclosure [Text Block]	( 1 5 ) Commitments and Contingencies The Bank issues standby letters of credit which guarantee the performance of customers to third March 31, 2018 $1.9 31 may not

Note 16 - Business Segments

Note 16 - Business Segments	3 Months Ended
	Mar. 31, 2018
Notes to Financial Statements
Segment Reporting Disclosure [Text Block]	( 1 6 ) Business Segments The Bank has been identified as a reportable operating segment in accordance with the provisions of ASC 280. not The Company evaluates performance and allocates resources based on the segment’s net income, return on average assets and return on average equity. Each corporation is managed separately with its own officers and board of directors. The following table sets forth certain information about the reconciliations of reported profit and assets for each of the Company’s reportable segments. (Dollars in thousands) Home Federal Savings Bank Other Eliminations Consolidated Total At or for the quarter ended March 31, 201 8 : Interest income - external customers $ 7,158 0 0 7,158 Non-interest income - external customers 1,776 0 0 1,776 Intersegment non-interest income 53 1,594 (1,647 ) 0 Interest expense 470 0 0 470 Non-interest expense 6,425 182 (53 ) 6,554 Income tax expense (benefit) 623 (33 ) 0 590 Net income 1,594 1,445 (1,594 ) 1,445 Total assets 722,158 83,309 (83,128 ) 722,339 At or for the quarter ended March 31, 2017 : Interest income - external customers $ 6,660 0 0 6,660 Non-interest income - external customers 1,881 0 0 1,881 Intersegment non-interest income 53 1,418 (1,471 ) 0 Interest expense 294 113 0 407 Non-interest expense 6,213 187 (53 ) 6,347 Income tax expense (benefit) 939 (98 ) 0 841 Net income 1,418 1,216 (1,418 ) 1,216 Total assets 680,190 83,580 (82,789 ) 680,981

Note 4 - Fair Value Measureme23

Note 4 - Fair Value Measurements (Tables)	3 Months Ended
	Mar. 31, 2018
Notes Tables
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	Carrying value at March 31, 2018 (Dollars in thousands) Total Level 1 Level 2 Level 3 Securities available for sale $ 81,174 0 81,174 0 Mortgage loan commitments 63 0 63 0 Total $ 81,237 0 81,237 0 Carrying value at December 31, 2017 (Dollars in thousands) Total Level 1 Level 2 Level 3 Securities available for sale $ 77,472 0 77,472 0 Mortgage loan commitments 28 0 28 0 Total $ 77,500 0 77,500 0
Fair Value Measurements, Nonrecurring [Table Text Block]	Carrying value at March 31, 2018 (Dollars in thousands) Total Level 1 Level 2 Level 3 Three months ended March 31, 2018 total gains (losses) Loans held for sale $ 2,234 0 2,234 0 1 Mortgage servicing rights, net 1,724 0 1,724 0 0 Loans (1) 3,119 0 3,119 0 (51 ) Real estate, net (2) 701 0 701 0 0 Total $ 7,778 0 7,778 0 (50 ) Carrying value at December 31, 2017 (Dollars in thousands) Total Level 1 Level 2 Level 3 Year ended December 31, 2017 total gains (losses) Loans held for sale $ 1,837 0 1,837 0 1 Mortgage servicing rights, net 1,724 0 1,724 0 0 Loans (1) 3,201 0 3,201 0 (413 ) Real estate, net (2) 627 0 627 0 0 Total $ 7,389 0 7,389 0 (412 )

Note 5 - Fair Value of Financ24

Note 5 - Fair Value of Financial Instruments (Tables)	3 Months Ended
	Mar. 31, 2018
Notes Tables
Fair Value, by Balance Sheet Grouping [Table Text Block]	March 31, 2018 December 31, 2017 Fair value hierarchy Fair value hierarchy (Dollars in thousands) Carrying amount Estimated fair value Level 1 Level 2 Level 3 Contract amount Carrying amount Estimated fair value Level 1 Level 2 Level 3 Contract amount Financial assets: Cash and cash equivalents $ 26,576 26,576 26,576 37,564 37,564 37,564 Securities available for sale 81,174 81,174 81,174 77,472 77,472 77,472 Loans held for sale 2,234 2,234 2,234 1,837 1,837 1,837 Loans receivable, net 591,840 591,626 591,626 585,931 585,494 585,494 Federal Home Loan Bank stock 867 867 867 817 817 817 Accrued interest receivable 2,104 2,104 2,104 2,344 2.344 2,344 Financial liabilities: Deposits 633,805 628,252 628,252 635,601 635,905 635,905 Accrued interest payable 197 197 197 146 146 146 Off-balance sheet financial Commitments to extend credit 63 63 229,740 28 28 173,645 Commitments to sell loans (12 ) (12 ) 10,682 (11 ) (11 ) 5,629

Note 6 - Other Comprehensive 25

Note 6 - Other Comprehensive Income (Loss) (Tables)	3 Months Ended
	Mar. 31, 2018
Notes Tables
Comprehensive Income (Loss) [Table Text Block]	For the period ended March 31, (Dollars in thousands) 2018 2017 Securities available for sale: Before tax Tax effect Net of tax Before tax Tax effect Net of tax Net unrealized (losses) gains arising during the period $ (479 ) (133 ) (346 ) 313 125 188 Other comprehensive income (loss) $ (479 ) (133 ) (346 ) 313 125 188

Note 7 - Securities Available26

Note 7 - Securities Available for Sale (Tables)	3 Months Ended
	Mar. 31, 2018
Notes Tables
Schedule of Unrealized Loss on Investments [Table Text Block]	Less Than Twelve Months Twelve Months or More Total (Dollars in thousands) # of Investments Fair Value Unrealized Losses # of Investments Fair Value Unrealized Losses Fair Value Unrealized Losses March 31, 2018 Mortgage backed securities: Federal National Mortgage Association (FNMA) 3 $ 4,433 (154 ) 0 $ 0 0 $ 4,433 (154 ) Federal Home Loan MortgageCorporation (FHLMC) 1 4,749 (35 ) 0 0 0 4,749 (35 ) Collateralized mortgage obligations: FNMA 1 207 (9 ) 0 0 0 207 (9 ) Other marketable securities: U.S. Government agency obligations 2 9,716 (267 ) 12 58,696 (1,285 ) 68,412 (1,552 ) Municipal obligations 13 2,271 (15 ) 0 0 0 2,271 (15 ) Corporate obligations 1 202 (2 ) 0 0 0 202 (2 ) Corporate preferred stock 0 0 0 1 560 (140 ) 560 (140 ) Total temporarily impaired securities 21 $ 21,578 (482 ) 13 $ 59,256 (1,425 ) $ 80,834 (1,907 ) Less Than Twelve Months Twelve Months or More Total (Dollars in thousands) # of Investments Fair Value Unrealized Losses # of Investments Fair Value Unrealized Losses Fair Value Unrealized Losses December 31, 2017 Mortgage backed securities: FNMA 2 $ 4,703 (78 ) 0 $ 0 0 $ 4,703 (78 ) Collateralized mortgage obligations: FNMA 1 218 (5 ) 0 0 0 218 (5 ) Other marketable securities: U.S. Government agency obligations 2 9,819 (163 ) 12 58,942 (1,038 ) 68,761 (1,201 ) Municipal obligations 14 2,268 (8 ) 0 0 0 2,268 (8 ) Corporate obligations 1 233 (1 ) 0 0 0 233 (1 ) Corporate preferred stock 0 0 0 1 560 (140 ) 560 (140 ) Total temporarily impaired securities 20 $ 17,241 (255 ) 13 $ 59,502 (1,178 ) $ 76,743 (1,433 )
Available-for-sale Securities [Table Text Block]	(Dollars in thousands) Amortized cost Gross unrealized gains Gross unrealized losses Fair value March 31, 2018 Mortgage-backed securities: FHLMC $ 4,831 0 (35 ) 4,796 FNMA 4,605 0 (154 ) 4,451 Collateralized mortgage obligations: FNMA 217 0 (9 ) 208 9,653 0 (198 ) 9,455 Other marketable securities: U.S. Government agency obligations 69,964 0 (1,552 ) 68,412 Municipal obligations 2,386 0 (15 ) 2,371 Corporate obligations 204 0 (2 ) 202 Corporate preferred stock 700 0 (140 ) 560 Corporate equity 174 0 0 174 73,428 0 (1,709 ) 71,719 $ 83,081 0 (1,907 ) 81,174 (Dollars in thousands) Amortized cost Gross unrealized gains Gross unrealized losses Fair value December 31, 2017 Mortgage-backed securities: FHLMC $ 91 2 0 93 FNMA 4,834 1 (78 ) 4,757 Collateralized mortgage obligations: FNMA 223 0 (5 ) 218 5,148 3 (83 ) 5,068 Other marketable securities: U.S. Government agency obligations 69,962 0 (1,201 ) 68,761 Municipal obligations 2,699 2 (8 ) 2,693 Corporate obligations 234 0 (1 ) 233 Corporate preferred stock 700 0 (140 ) 560 Corporate equity 58 99 0 157 73,653 101 (1,350 ) 72,404 $ 78,801 104 (1,433 ) 77,472
Available-for-sale Securities [Member]
Notes Tables
Contractual Obligation, Fiscal Year Maturity Schedule [Table Text Block]	(Dollars in thousands) Amortized Cost Fair Value Due less than one year $ 1,944 1,909 Due after one year through five years 76,969 75,306 Due after five years through ten years 3,211 3,146 Due after ten years 783 639 No stated maturity 174 174 Total $ 83,081 81,174

Note 8 - Loans Receivable, Net

Note 8 - Loans Receivable, Net (Tables)	3 Months Ended
	Mar. 31, 2018
Notes Tables
Summary of Loans Receivable [Table Text Block]	(Dollars in thousands) March 31, 2018 December 31, 2017 Single family $ 107,055 107,005 Commercial real estate: Real estate rental and leasing 188,450 175,177 Other 155,381 158,940 343,831 334,117 Consumer 72,770 73,767 Commercial business 76,882 79,909 Total loans 600,538 594,798 Less: Unamortized discounts 19 19 Net deferred loan costs (450 ) (463 ) Allowance for loan losses 9,129 9,311 Total loans receivable, net $ 591,840 585,931

Note 9 - Allowance for Loan L28

Note 9 - Allowance for Loan Losses and Credit Quality Information (Tables)	3 Months Ended
	Mar. 31, 2018
Notes Tables
Allowance for Credit Losses on Financing Receivables [Table Text Block]	(Dollars in thousands) Single Family Commercial Real Estate Consumer Commercial Business Total Balance, December 31, 2017 $ 900 5,073 1,630 1,708 9,311 Provision for losses (68 ) 118 (145 ) (30 ) (125 ) Charge-offs (23 ) 0 (69 ) 0 (92 ) Recoveries 0 7 7 21 35 Balance, March 31, 2018 $ 809 5,198 1,423 1,699 9,129 Balance, December 31, 2016 $ 1,186 4,953 1,613 2,151 9,903 Provision for losses (76 ) (90 ) (108 ) 4 (270 ) Charge-offs 0 0 (201 ) 0 (201 ) Recoveries 0 95 28 35 158 Balance, March 31, 2017 $ 1,110 4,958 1,332 2,190 9,590 Allocated to: Specific reserves $ 192 441 263 177 1,073 General reserves 708 4,632 1,367 1,531 8,238 Balance, December 31, 2017 $ 900 5,073 1,630 1,708 9,311 Allocated to: Specific reserves $ 99 445 239 165 948 General reserves 710 4,753 1,184 1,534 8,181 Balance, March 31, 2018 $ 809 5,198 1,423 1,699 9,129 Loans receivable at December 31, 2017: Individually reviewed for impairment $ 1,523 1,364 880 507 4,274 Collectively reviewed for impairment 105,482 332,753 72,887 79,402 590,524 Ending balance $ 107,005 334,117 73,767 79,909 594,798 Loans receivable at March 31, 2018: Individually reviewed for impairment $ 1,172 1,524 859 480 4,035 Collectively reviewed for impairment 105,883 342,307 71,911 76,402 596,503 Ending balance $ 107,055 343,831 72,770 76,882 600,538
Financing Receivable Credit Quality Indicators [Table Text Block]	March 31, 2018 Classified Unclassified (Dollars in thousands) Special Mention Substandard Doubtful Loss Total Total Total Loans Single family $ 108 1,775 44 0 1,927 105,128 107,055 Commercial real estate: Real estate rental and leasing 7,272 3,385 0 0 10,657 177,793 188,450 Other 8,839 5,870 0 0 14,709 140,672 155,381 Consumer 0 652 52 155 859 71,911 72,770 Commercial business 7,615 4,198 0 0 11,813 65,069 76,882 $ 23,834 15,880 96 155 39,965 560,573 600,538 December 31, 2017 Classified Unclassified (Dollars in thousands) Special Mention Substandard Doubtful Loss Total Total Total Loans Single family $ 77 2,154 44 0 2,275 104,730 107,005 Commercial real estate: Real estate rental and leasing 5,022 3,813 0 0 8,835 166,342 175,177 Other 9,135 4,257 0 0 13,392 145,548 158,940 Consumer 0 631 119 130 880 72,887 73,767 Commercial business 5,781 5,506 0 0 11,287 68,622 79,909 $ 20,015 16,361 163 130 36,669 558,129 594,798
Past Due Financing Receivables [Table Text Block]	(Dollars in thousands) 30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due Total Past Due Current Loans Total Loans Loans 90 Days or More Past Due and Still Accruing March 31, 201 8 Single family $ 685 0 524 1,209 105,846 107,055 0 Commercial real estate: Real estate rental and leasing 0 0 0 0 188,450 188,450 0 Other 0 0 22 22 155,359 155,381 0 Consumer 359 88 349 796 71,974 72,770 0 Commercial business 242 0 115 357 76,525 76,882 0 $ 1,286 88 1,010 2,384 598,154 600,538 0 December 31, 201 7 Single family $ 727 294 669 1,690 105,315 107,005 0 Commercial real estate: Real estate rental and leasing 0 0 0 0 175,177 175,177 0 Other 0 0 0 0 158,940 158,940 0 Consumer 734 117 235 1,086 72,681 73,767 0 Commercial business 34 0 180 214 79,695 79,909 0 $ 1,495 411 1,084 2,990 591,808 594,798 0
Impaired Financing Receivables [Table Text Block]	March 31, 2018 December 31, 2017 (Dollars in thousands) Recorded Investment Unpaid Principal Balance Related Allowance Recorded Investment Unpaid Principal Balance Related Allowance Loans with no related allowance recorded: Single family $ 433 433 0 415 415 0 Commercial real estate: Real estate rental and leasing 35 46 0 35 51 0 Other 165 1,821 0 25 1,682 0 Consumer 404 404 0 414 414 0 Commercial business 0 0 0 0 0 0 Loans with an allowance recorded: Single family 739 739 99 1,108 1,108 192 Commercial real estate: Real estate rental and leasing 0 0 0 0 0 0 Other 1,324 1,324 445 1,304 1,304 441 Consumer 455 472 239 466 483 263 Commercial business 480 1,332 165 507 1,358 177 Total: Single family 1,172 1,172 99 1,523 1,523 192 Commercial real estate: Real estate rental and leasing 35 46 0 35 51 0 Other 1,489 3,145 445 1,329 2,986 441 Consumer 859 876 239 880 897 263 Commercial business 480 1,332 165 507 1,358 177 $ 4,035 6,571 948 4,274 6,815 1,073 March 31, 2018 March 31, 2017 (Dollars in thousands) Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Loans with no related allowance recorded: Single family $ 424 6 375 3 Commercial real estate: Real estate rental and leasing 35 0 40 0 Other 95 24 26 24 Consumer 409 2 308 3 Commercial business 0 0 250 0 Loans with an allowance recorded: Single family 924 0 877 3 Commercial real estate: Real estate rental and leasing 0 0 130 0 Other 1,314 0 1,798 8 Consumer 461 3 536 1 Commercial business 494 2 360 3 Total: Single family 1,348 6 1,252 6 Commercial real estate: Real estate rental and leasing 35 0 170 0 Other 1,409 24 1,824 32 Consumer 870 5 844 4 Commercial business 494 2 610 3 $ 4,156 37 4,700 45
Schedule of Financing Receivables, Non Accrual Status [Table Text Block]	(Dollars in thousands) March 31, 2018 December 31, 2017 Single family $ 839 $ 949 Commercial real estate: Real estate rental and leasing 35 35 Other 1,489 1,329 Consumer 632 553 Commercial business 269 278 $ 3,264 $ 3,144
Troubled Debt Restructurings on Financing Receivables [Table Text Block]	March 31, 2018 December, 31, 2017 (Dollars in thousands) Accruing Non-Accrual Total Accruing Non-Accrual Total Single family $ 333 153 486 573 112 685 Commercial real estate 0 1,193 1,193 0 1,210 1,210 Consumer 227 304 531 327 431 758 Commercial business 211 154 365 229 162 391 $ 771 1,804 2,575 1,129 1,915 3,044
Financial Effects of Troubled Debt Restructurings and Difference Between Outstanding Recorded Balance Pre Modification and Post Modification [Table Text Block]	Three Months Ended March 31, 2018 Three Months Ended March 31, 2017 (Dollars in thousands) Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Troubled debt restructurings: Single family 1 $ 55 58 3 $ 282 514 Commercial real estate: Real estate rental and leasing 1 54 54 0 0 0 Other 1 1,274 1,274 0 0 0 Consumer 4 117 118 2 45 45 Commercial business 1 70 70 0 0 0 Total 8 $ 1,570 1,574 5 $ 327 559
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Table Text Block]	(Dollars in thousands) Contractual Principal Receivable Accretable Difference Net Carrying Amount Purchased performing loans: Balance at December 31, 2017 $ 10,128 (231 ) 9,897 Change due to payments/refinances (681 ) 13 (668 ) Balance at March 31, 2018 $ 9,447 (218 ) 9,229 (Dollars in thousands) Contractual Principal Receivable Non-Accretable Difference Net Carrying Amount Purchased credit impaired loans: Balance at December 31, 2017 $ 402 (39 ) 363 Change due to payments/refinances (2 ) 2 0 Balance at March 31, 2018 $ 400 (37 ) 363

Note 10 - Intangible Assets (Ta

Note 10 - Intangible Assets (Tables)	3 Months Ended
	Mar. 31, 2018
Notes Tables
Servicing Liability at Amortized Cost [Table Text Block]	(Dollars in thousands) Three Months ended March 31, 2018 Twelve Months ended December 31, 2017 Three Months ended March 31, 2017 Balance, beginning of period $ 1,724 1,604 1,604 Originations 126 675 144 Amortization (126 ) (555 ) (124 ) Balance, end of period $ 1,724 1,724 1,624 Fair value of mortgage servicing rights $ 3,458 3,196 3,043
Summary of Risk Characteristics of Loans Being Serviced [Table Text Block]	Weighted Weighted Loan Average Average Principal Interest Remaining Number (Dollars in thousands) Balance Rate Term (months) of Loans Original term 30 year fixed rate $ 272,082 4.07 % 305 2,143 Original term 15 year fixed rate 101,530 3.11 134 1,057 Adjustable rate 55 3.25 278 2
Schedule of Finite-Lived Intangible Assets [Table Text Block]	March 31, 2018 Gross Unamortized Carrying Accumulated Intangible (Dollars in thousands) Amount Amortization Assets Mortgage servicing rights $ 4,282 (2,558 ) 1,724 Core deposit intangible 574 (244 ) 330 Goodwill 802 0 802 Total $ 5,658 (2,802 ) 2,856 March 31, 2017 Gross Unamortized Carrying Accumulated Intangible (Dollars in thousands) Amount Amortization Assets Mortgage servicing rights $ 4,046 (2,422 ) 1,624 Core deposit intangible 574 (145 ) 429 Goodwill 802 0 802 Total $ 5,422 (2,567 ) 2,855
Schedule of Finite-Lived Intangible Assets, Future Amortization Expense [Table Text Block]	(Dollars in thousands) Mortgage Servicing Rights Core Deposit Intangible Total Intangible Assets Year ending December 31, 2018 $ 338 75 413 2019 395 99 494 2020 321 99 420 2021 273 47 320 2022 209 10 219 Thereafter 188 0 188 Total $ 1,724 330 2,054

Note 11 - Earnings Per Common30

Note 11 - Earnings Per Common Share (Tables)	3 Months Ended
	Mar. 31, 2018
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	Three months ended March 31, (Dollars in thousands, except per share data) 2018 2017 Weighted average number of common shares outstanding used in basic earnings per common share calculation 4,236,861 4,203,587 Net dilutive effect of: Restricted stock awards, options and warrants 665,389 653,929 Weighted average number of shares outstanding adjusted for effect of dilutive securities 4,902,250 4,857,516 Income available to common shareholders $ 1,445 1,216 Basic earnings per common share $ 0.34 0.29 Diluted earnings per common share $ 0.29 0.25

Note 12 - Regulatory Capital 31

Note 12 - Regulatory Capital and Oversight (Tables)	3 Months Ended
	Mar. 31, 2018
Notes Tables
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	Actual Required to be Adequately Capitalized Excess Capital To Be Well Capitalized Under Prompt Corrective Action Provisions (Dollars in thousands) Amount Percent of Assets (1) Amount Percent of Assets (1) Amount Percent of Assets (1) Amount Percent of Assets (1) March 31, 2018 Common equity tier 1 capital $ 77,931 12.67 % $ 27,669 4.50 % $ 50,262 8.17 % $ 39,966 6.50 % Tier 1 leverage 77,931 10.97 28,408 4.00 49,523 6.97 35,510 5.00 Tier 1 risk-based capital 77,931 12.67 38,892 6.00 41,039 6.67 49,189 8.00 Total risk-based capital 85,634 13.93 49,189 8.00 36,445 5.93 61,486 10.00

Note 16 - Business Segments (Ta

Note 16 - Business Segments (Tables)	3 Months Ended
	Mar. 31, 2018
Notes Tables
Schedule of Segment Reporting Information, by Segment [Table Text Block]	(Dollars in thousands) Home Federal Savings Bank Other Eliminations Consolidated Total At or for the quarter ended March 31, 201 8 : Interest income - external customers $ 7,158 0 0 7,158 Non-interest income - external customers 1,776 0 0 1,776 Intersegment non-interest income 53 1,594 (1,647 ) 0 Interest expense 470 0 0 470 Non-interest expense 6,425 182 (53 ) 6,554 Income tax expense (benefit) 623 (33 ) 0 590 Net income 1,594 1,445 (1,594 ) 1,445 Total assets 722,158 83,309 (83,128 ) 722,339 At or for the quarter ended March 31, 2017 : Interest income - external customers $ 6,660 0 0 6,660 Non-interest income - external customers 1,881 0 0 1,881 Intersegment non-interest income 53 1,418 (1,471 ) 0 Interest expense 294 113 0 407 Non-interest expense 6,213 187 (53 ) 6,347 Income tax expense (benefit) 939 (98 ) 0 841 Net income 1,418 1,216 (1,418 ) 1,216 Total assets 680,190 83,580 (82,789 ) 680,981

Note 1 - HMN Financial, Inc. (D

Note 1 - HMN Financial, Inc. (Details Textual)	3 Months Ended
	Mar. 31, 2018
Percentage Of Ownership In Subsidiaries	100.00%
Number of Wholly Owned Subsidiaries	2

Note 4 - Fair Value Measureme34

Note 4 - Fair Value Measurements (Details Textual) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Loans and Leases Receivable, Net Amount, Total	$ 591,840	$ 585,931
Fully Charged Off [Member]
Loans and Leases Receivable, Net Amount, Total	$ 0

Note 4 - Fair Value Measureme35

Note 4 - Fair Value Measurements - Assets and Liabilities Measured on Recurring Basis (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Securities available for sale	$ 81,174	$ 77,472
Fair Value, Measurements, Recurring [Member]
Securities available for sale	81,174	77,472
Mortgage loan commitments	63	28
Total	81,237	77,500
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available for sale	0	0
Mortgage loan commitments	0	0
Total	0	0
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale	81,174	77,472
Mortgage loan commitments	63	28
Total	81,237	77,500
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available for sale	0	0
Mortgage loan commitments	0	0
Total	$ 0	$ 0

Note 4 - Fair Value Measureme36

Note 4 - Fair Value Measurements - Assets Measured at Fair Value on Nonrecurring Basis (Details) - USD ($) $ in Thousands		3 Months Ended	12 Months Ended
		Mar. 31, 2018	Dec. 31, 2017
Loans held for sale, Total gains (losses)		$ 1	$ 1
Mortgage servicing rights, net, Total gains (losses)		0	0
Loans, Total gains (losses)	[1]	(51)	(413)
Real estate, net, Total gains (losses)	[2]	0	0
Total, Total gains (losses)		(50)	(412)
Fair Value, Measurements, Nonrecurring [Member]
Loans held for sale		2,234	1,837
Mortgage servicing rights, net		1,724	1,724
Loans	[1]	3,119	3,201
Real estate, net	[2]	701	627
Total		7,778	7,389
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 1 [Member]
Loans held for sale		0	0
Mortgage servicing rights, net		0	0
Loans	[1]	0	0
Real estate, net	[2]	0	0
Total		0	0
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 2 [Member]
Loans held for sale		2,234	1,837
Mortgage servicing rights, net		1,724	1,724
Loans	[1]	3,119	3,201
Real estate, net	[2]	701	627
Total		7,778	7,389
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member]
Loans held for sale		0	0
Mortgage servicing rights, net		0	0
Loans	[1]	0	0
Real estate, net	[2]	0	0
Total		$ 0	$ 0
[1]	Represents carrying value and related write-downs of loans for which adjustments are based on the appraised value of the collateral. The carrying value of loans fully charged-off is zero.
[2]	Represents the fair value and related losses of foreclosed real estate and other collateral owned that were measured at fair value subsequent to their initial classification as foreclosed assets.

Note 5 - Fair Value of Financ37

Note 5 - Fair Value of Financial Instruments - Estimated Fair Value of Company's Financial Instruments (Details) - USD ($)	Mar. 31, 2018	Dec. 31, 2017
Financial assets:
Securities available for sale	$ 81,174,000	$ 77,472,000
Loans receivable, net	591,840,000	585,931,000
Reported Value Measurement [Member]
Financial assets:
Cash and cash equivalents	26,576,000	37,564,000
Securities available for sale	81,174,000	77,472,000
Loans held for sale	2,234,000	1,837,000
Loans receivable, net	591,840,000	585,931,000
Federal Home Loan Bank stock	867,000	817,000
Accrued interest receivable	2,104,000	2,344,000
Financial liabilities:
Deposits	633,805,000	635,601,000
Accrued interest payable	197,000	146,000
Off-balance sheet financial instruments:
Commitments to extend credit	63,000	28,000
Commitments to sell loans	(12,000)	(11,000)
Estimate of Fair Value Measurement [Member]
Financial assets:
Cash and cash equivalents	26,576,000	37,564,000
Securities available for sale	81,174,000	77,472,000
Loans held for sale	2,234,000	1,837,000
Loans receivable, net	591,626,000	585,494,000
Federal Home Loan Bank stock	867,000	817,000
Accrued interest receivable	2,104,000	2,344
Financial liabilities:
Deposits	628,252,000	635,905,000
Accrued interest payable	197,000	146,000
Off-balance sheet financial instruments:
Commitments to extend credit	63,000	28,000
Commitments to sell loans	(12,000)	(11,000)
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Financial assets:
Cash and cash equivalents	26,576,000	37,564,000
Securities available for sale
Loans held for sale
Loans receivable, net
Federal Home Loan Bank stock
Accrued interest receivable
Financial liabilities:
Deposits
Accrued interest payable
Off-balance sheet financial instruments:
Commitments to extend credit
Commitments to sell loans
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Financial assets:
Cash and cash equivalents
Securities available for sale	81,174,000	77,472,000
Loans held for sale	2,234,000	1,837,000
Loans receivable, net	591,626,000	585,494,000
Federal Home Loan Bank stock	867,000	817,000
Accrued interest receivable	2,104,000	2,344,000
Financial liabilities:
Deposits	628,252,000	635,905,000
Accrued interest payable	197,000	146,000
Off-balance sheet financial instruments:
Commitments to extend credit
Commitments to sell loans
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Financial assets:
Cash and cash equivalents
Securities available for sale
Loans held for sale
Loans receivable, net
Federal Home Loan Bank stock
Accrued interest receivable
Financial liabilities:
Deposits
Accrued interest payable
Off-balance sheet financial instruments:
Commitments to extend credit
Commitments to sell loans
Portion at Other than Fair Value Measurement [Member]
Financial assets:
Cash and cash equivalents
Securities available for sale
Loans held for sale
Loans receivable, net
Federal Home Loan Bank stock
Accrued interest receivable
Financial liabilities:
Deposits
Accrued interest payable
Off-balance sheet financial instruments:
Commitments to extend credit	229,740,000	173,645,000
Commitments to sell loans	$ 10,682,000	$ 5,629,000

Note 6 - Other Comprehensive 38

Note 6 - Other Comprehensive Income (Loss) - Components of Other Comprehensive Income (Loss) and Related Tax Effects (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Net unrealized gains (losses) arising during the period, before tax	$ (479)	$ 313
Net unrealized gains (losses) arising during the period, tax effect	(133)	125
Net unrealized gains (losses) arising during the period, net of tax	(346)	188
Other comprehensive income (loss), before tax	(479)	313
Other comprehensive income (loss), tax effect	(133)	125
Other comprehensive income (loss), net of tax	$ (346)	$ 188

Note 7 - Securities Available39

Note 7 - Securities Available for Sale - Securities in a Continuous Unrealized Loss Position (Details) $ in Thousands	Mar. 31, 2018USD ($)	Dec. 31, 2017USD ($)
Less Than Twelve Months, number of Investments	21	20
Less Than Twelve Months Fair Value	$ 21,578	$ 17,241
Less Than Twelve Months Unrealized Losses	$ (482)	$ (255)
Twelve Months or More, number of Investments	13	13
Twelve Months or More Fair Value	$ 59,256	$ 59,502
Twelve Months or More Unrealized Losses	(1,425)	(1,178)
Total Fair Value	80,834	76,743
Total Unrealized Losses		$ (1,433)
Total Unrealized Losses	$ (1,907)
Collateralized Mortgage Obligations [Member] | Federal National Mortgage Association Certificates and Obligations (FNMA) [Member]
Less Than Twelve Months, number of Investments	3
Less Than Twelve Months Fair Value	$ 4,433
Less Than Twelve Months Unrealized Losses	$ (154)
Twelve Months or More, number of Investments	0
Twelve Months or More Fair Value	$ 0
Twelve Months or More Unrealized Losses	0
Total Fair Value	4,433
Total Unrealized Losses	$ (154)
Collateralized Mortgage Obligations [Member] | Federal Home Loan Mortgage Corporation Certificates and Obligations (FHLMC) [Member]
Less Than Twelve Months, number of Investments	1
Less Than Twelve Months Fair Value	$ 4,749
Less Than Twelve Months Unrealized Losses	$ (35)
Twelve Months or More, number of Investments	0
Twelve Months or More Fair Value	$ 0
Twelve Months or More Unrealized Losses	0
Total Fair Value	4,749
Total Unrealized Losses	$ (35)
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Federal National Mortgage Association Certificates and Obligations (FNMA) [Member]
Less Than Twelve Months, number of Investments	1	2
Less Than Twelve Months Fair Value	$ 207	$ 4,703
Less Than Twelve Months Unrealized Losses	$ (9)	$ (78)
Twelve Months or More, number of Investments	0	0
Twelve Months or More Fair Value	$ 0	$ 0
Twelve Months or More Unrealized Losses	0	0
Total Fair Value	207	4,703
Total Unrealized Losses	$ (9)	$ (78)
Collateralized Debt Obligations [Member] | Federal National Mortgage Association Certificates and Obligations (FNMA) [Member]
Less Than Twelve Months, number of Investments		1
Less Than Twelve Months Fair Value		$ 218
Less Than Twelve Months Unrealized Losses		$ (5)
Twelve Months or More, number of Investments		0
Twelve Months or More Fair Value		$ 0
Twelve Months or More Unrealized Losses		0
Total Fair Value		218
Total Unrealized Losses		$ (5)
Other Marketable Securities [Member] | US Government Agencies Debt Securities [Member]
Less Than Twelve Months, number of Investments	2	2
Less Than Twelve Months Fair Value	$ 9,716	$ 9,819
Less Than Twelve Months Unrealized Losses	$ (267)	$ (163)
Twelve Months or More, number of Investments	12	12
Twelve Months or More Fair Value	$ 58,696	$ 58,942
Twelve Months or More Unrealized Losses	(1,285)	(1,038)
Total Fair Value	68,412	68,761
Total Unrealized Losses	$ (1,552)	$ (1,201)
Other Marketable Securities [Member] | US States and Political Subdivisions Debt Securities [Member]
Less Than Twelve Months, number of Investments	13	14
Less Than Twelve Months Fair Value	$ 2,271	$ 2,268
Less Than Twelve Months Unrealized Losses	$ (15)	$ (8)
Twelve Months or More, number of Investments	0	0
Twelve Months or More Fair Value	$ 0	$ 0
Twelve Months or More Unrealized Losses	0	0
Total Fair Value	2,271	2,268
Total Unrealized Losses	$ (15)	$ (8)
Other Marketable Securities [Member] | Corporate Debt Securities [Member]
Less Than Twelve Months, number of Investments	1	1
Less Than Twelve Months Fair Value	$ 202	$ 233
Less Than Twelve Months Unrealized Losses	$ (2)	$ (1)
Twelve Months or More, number of Investments	0	0
Twelve Months or More Fair Value	$ 0	$ 0
Twelve Months or More Unrealized Losses	0	0
Total Fair Value	202	233
Total Unrealized Losses	$ (2)	$ (1)
Other Marketable Securities [Member] | Preferred Stock [Member]
Less Than Twelve Months, number of Investments	0	0
Less Than Twelve Months Fair Value	$ 0	$ 0
Less Than Twelve Months Unrealized Losses	$ 0	$ 0
Twelve Months or More, number of Investments	1	1
Twelve Months or More Fair Value	$ 560	$ 560
Twelve Months or More Unrealized Losses	(140)	(140)
Total Fair Value	560	560
Total Unrealized Losses		$ (140)
Total Unrealized Losses	$ (140)

Note 7 - Securities Available40

Note 7 - Securities Available for Sale - Summary of Securities Available for Sale (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Securities available for sale, amortized cost	$ 83,081	$ 78,801
Investment securities available for sale, gross unrealized gains	0	104
Investment securities available for sale, gross unrealized losses	(1,907)	(1,433)
Securities available for sale	81,174	77,472
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Federal Home Loan Mortgage Corporation Certificates and Obligations (FHLMC) [Member]
Securities available for sale, amortized cost	4,831	91
Investment securities available for sale, gross unrealized gains	0	2
Investment securities available for sale, gross unrealized losses	(35)	0
Securities available for sale	4,796	93
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Federal National Mortgage Association Certificates and Obligations (FNMA) [Member]
Securities available for sale, amortized cost	217	223
Investment securities available for sale, gross unrealized gains	0	0
Investment securities available for sale, gross unrealized losses	(9)	(5)
Securities available for sale	208	218
Collateralized Mortgage Obligations [Member] | Federal National Mortgage Association Certificates and Obligations (FNMA) [Member]
Securities available for sale, amortized cost	4,605	4,834
Investment securities available for sale, gross unrealized gains	0	1
Investment securities available for sale, gross unrealized losses	(154)	(78)
Securities available for sale	4,451	4,757
Collateralized Mortgage Backed Securities [Member]
Securities available for sale, amortized cost	9,653	5,148
Investment securities available for sale, gross unrealized gains	0	3
Investment securities available for sale, gross unrealized losses	(198)	(83)
Securities available for sale	9,455	5,068
Other Marketable Securities [Member]
Securities available for sale, amortized cost	73,428	73,653
Investment securities available for sale, gross unrealized gains	0	101
Investment securities available for sale, gross unrealized losses	(1,709)	(1,350)
Securities available for sale	71,719	72,404
Other Marketable Securities [Member] | US Government Agencies Debt Securities [Member]
Securities available for sale, amortized cost	69,964	69,962
Investment securities available for sale, gross unrealized gains	0	0
Investment securities available for sale, gross unrealized losses	(1,552)	(1,201)
Securities available for sale	68,412	68,761
Other Marketable Securities [Member] | US States and Political Subdivisions Debt Securities [Member]
Securities available for sale, amortized cost	2,386	2,699
Investment securities available for sale, gross unrealized gains	0	2
Investment securities available for sale, gross unrealized losses	(15)	(8)
Securities available for sale	2,371	2,693
Other Marketable Securities [Member] | Corporate Debt Securities [Member]
Securities available for sale, amortized cost	204	234
Investment securities available for sale, gross unrealized gains	0	0
Investment securities available for sale, gross unrealized losses	(2)	(1)
Securities available for sale	202	233
Other Marketable Securities [Member] | Preferred Stock [Member]
Securities available for sale, amortized cost	700	700
Investment securities available for sale, gross unrealized gains	0	0
Investment securities available for sale, gross unrealized losses	(140)	(140)
Securities available for sale	560	560
Other Marketable Securities [Member] | Equity Securities [Member]
Securities available for sale, amortized cost	174	58
Investment securities available for sale, gross unrealized gains	0	99
Investment securities available for sale, gross unrealized losses	0	0
Securities available for sale	$ 174	$ 157

Note 7 - Securities Available41

Note 7 - Securities Available for Sale - Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Due less than one year, amortized cost	$ 1,944
Due less than one year, fair value	1,909
Due after one year through five years, amortized cost	76,969
Due after one year through five years, fair value	75,306
Due after five years through ten years, amortized cost	3,211
Due after five years through ten years, fair value	3,146
Due after ten years, amortized cost	783
Due after ten years, fair value	639
No stated maturity, amortized cost	174
No stated maturity, fair value	174
Total, amortized cost	83,081	$ 78,801
Total, fair value	$ 81,174	$ 77,472

Note 8 - Loans Receivable, Ne42

Note 8 - Loans Receivable, Net - Loans Receivable (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017	Mar. 31, 2017	Dec. 31, 2016
Loans receivable	$ 600,538	$ 594,798
Unamortized discounts	19	19
Net deferred loan costs	(450)	(463)
Allowance for loan losses	9,129	9,311	$ 9,590	$ 9,903
Total loans receivable, net	591,840	585,931
Residential Portfolio Segment [Member]
Loans receivable	107,055	107,005
Allowance for loan losses	809	900	1,110	1,186
Commercial Real Estate Portfolio Segment [Member]
Loans receivable	343,831	334,117
Allowance for loan losses	5,198	5,073	4,958	4,953
Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member]
Loans receivable	188,450	175,177
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Other [Member]
Loans receivable	155,381	158,940
Consumer Portfolio Segment [Member]
Loans receivable	72,770	73,767
Allowance for loan losses	1,423	1,630	1,332	1,613
Commercial Portfolio Segment [Member]
Loans receivable	76,882	79,909
Allowance for loan losses	$ 1,699	$ 1,708	$ 2,190	$ 2,151

Note 9 - Allowance for Loan L43

Note 9 - Allowance for Loan Losses and Credit Quality Information (Details Textual)	3 Months Ended
	Mar. 31, 2018USD ($)	Mar. 31, 2017USD ($)	Dec. 31, 2017USD ($)	Dec. 31, 2016USD ($)
Loans and Leases Receivable, Nonperforming, Nonaccrual of Interest	$ 3,264,000		$ 3,144,000
Impaired Financing Receivable, Related Allowance	948,000		1,073,000
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Provision for Loan Losses	0
Loan Receivable for Which Value of Collateral Sufficient to Repay	700,000		400,000
Financing Receivable, Modifications, Recorded Investment	2,575,000		3,044,000
Loans and Leases Receivable, Impaired, Troubled Debt, Interest Income	$ 600,000
Loan to Value Ration	75.00%
Loans and Leases Receivable, Impaired, Commitment to Lend			800,000
Financing Receivable, Modifications, Subsequent Default, Number of Contracts	0	0
Allowance for Credit Losses, Change in Method of Calculating Impairment	$ 800,000		$ 900,000
Percentage Reserves For Loan Losses On Troubled Debt Restructurings	8.70%		9.80%
Loans and Leases Receivable, Allowance, Ending Balance	$ 9,129,000	$ 9,590,000	$ 9,311,000	$ 9,903,000
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Carrying Amount, Net	400,000
Provision for Loan and Lease Losses, Total	(125,000)	(270,000)
Acquired Loans [Member]
Provision for Loan and Lease Losses, Total	0
Nonperforming Financial Instruments [Member]
Impaired Financing Receivable, Related Allowance	800,000		900,000
Financing Receivable, Modifications, Recorded Investment	1,804,000		1,915,000
Nonperforming Financial Instruments [Member] | Classified [Member]
Financing Receivable, Modifications, Recorded Investment	1,300,000	500,000
Performing Financial Instruments [Member]
Financing Receivable, Modifications, Recorded Investment	771,000		$ 1,129,000
Performing Financial Instruments [Member] | Classified [Member]
Financing Receivable, Modifications, Recorded Investment	$ 100,000	$ 45,000

Note 9 - Allowance for Loan L44

Note 9 - Allowance for Loan Losses and Credit Quality Information - Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017	Mar. 31, 2018	Dec. 31, 2017
Balance	$ 9,311	$ 9,903
Provision for losses	(125)	(270)
Charge-offs	(92)	(201)
Recoveries	35	158
Balance	9,129	9,590
Specific reserves			$ 948	$ 1,073
General reserves			8,181	8,238
Balance	9,129	9,903	9,129	9,311
Individually reviewed for impairment			4,035	4,274
Collectively reviewed for impairment			596,503	590,524
Ending balance			600,538	594,798
Residential Portfolio Segment [Member]
Balance	900	1,186
Provision for losses	(68)	(76)
Charge-offs	(23)	0
Recoveries	0	0
Balance	809	1,110
Specific reserves			99	192
General reserves			710	708
Balance	900	1,186	809	900
Individually reviewed for impairment			1,172	1,523
Collectively reviewed for impairment			105,883	105,482
Ending balance			107,055	107,005
Commercial Real Estate Portfolio Segment [Member]
Balance	5,073	4,953
Provision for losses	118	(90)
Charge-offs	0	0
Recoveries	7	95
Balance	5,198	4,958
Specific reserves			445	441
General reserves			4,753	4,632
Balance	5,073	4,953	5,198	5,073
Individually reviewed for impairment			1,524	1,364
Collectively reviewed for impairment			342,307	332,753
Ending balance			343,831	334,117
Consumer Portfolio Segment [Member]
Balance	1,630	1,613
Provision for losses	(145)	(108)
Charge-offs	(69)	(201)
Recoveries	7	28
Balance	1,423	1,332
Specific reserves			239	263
General reserves			1,184	1,367
Balance	1,630	1,613	1,423	1,630
Individually reviewed for impairment			859	880
Collectively reviewed for impairment			71,911	72,887
Ending balance			72,770	73,767
Commercial Portfolio Segment [Member]
Balance	1,708	2,151
Provision for losses	(30)	4
Charge-offs	0	0
Recoveries	21	35
Balance	1,699	2,190
Specific reserves			165	177
General reserves			1,534	1,531
Balance	$ 1,708	$ 2,151	1,699	1,708
Individually reviewed for impairment			480	507
Collectively reviewed for impairment			76,402	79,402
Ending balance			$ 76,882	$ 79,909

Note 9 - Allowance for Loan L45

Note 9 - Allowance for Loan Losses and Credit Quality Information - Classified and Unclassified Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Loans receivable	$ 600,538	$ 594,798
Classified [Member]
Loans receivable	39,965	36,669
Classified [Member] | Special Mention [Member]
Loans receivable	23,834	20,015
Classified [Member] | Substandard [Member]
Loans receivable	15,880	16,361
Classified [Member] | Doubtful [Member]
Loans receivable	96	163
Classified [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans receivable	155	130
Unclassified [Member]
Loans receivable	560,573	558,129
Residential Portfolio Segment [Member]
Loans receivable	107,055	107,005
Residential Portfolio Segment [Member] | Classified [Member]
Loans receivable	1,927	2,275
Residential Portfolio Segment [Member] | Classified [Member] | Special Mention [Member]
Loans receivable	108	77
Residential Portfolio Segment [Member] | Classified [Member] | Substandard [Member]
Loans receivable	1,775	2,154
Residential Portfolio Segment [Member] | Classified [Member] | Doubtful [Member]
Loans receivable	44	44
Residential Portfolio Segment [Member] | Classified [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans receivable	0	0
Residential Portfolio Segment [Member] | Unclassified [Member]
Loans receivable	105,128	104,730
Commercial Real Estate Portfolio Segment [Member]
Loans receivable	343,831	334,117
Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member]
Loans receivable	188,450	175,177
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Other [Member]
Loans receivable	155,381	158,940
Commercial Real Estate Portfolio Segment [Member] | Classified [Member] | Real Estate Loan [Member]
Loans receivable	10,657	8,835
Commercial Real Estate Portfolio Segment [Member] | Classified [Member] | Commercial Real Estate Other [Member]
Loans receivable	14,709	13,392
Commercial Real Estate Portfolio Segment [Member] | Classified [Member] | Special Mention [Member] | Real Estate Loan [Member]
Loans receivable	7,272	5,022
Commercial Real Estate Portfolio Segment [Member] | Classified [Member] | Special Mention [Member] | Commercial Real Estate Other [Member]
Loans receivable	8,839	9,135
Commercial Real Estate Portfolio Segment [Member] | Classified [Member] | Substandard [Member] | Real Estate Loan [Member]
Loans receivable	3,385	3,813
Commercial Real Estate Portfolio Segment [Member] | Classified [Member] | Substandard [Member] | Commercial Real Estate Other [Member]
Loans receivable	5,870	4,257
Commercial Real Estate Portfolio Segment [Member] | Classified [Member] | Doubtful [Member] | Real Estate Loan [Member]
Loans receivable	0	0
Commercial Real Estate Portfolio Segment [Member] | Classified [Member] | Doubtful [Member] | Commercial Real Estate Other [Member]
Loans receivable	0	0
Commercial Real Estate Portfolio Segment [Member] | Classified [Member] | Unlikely to be Collected Financing Receivable [Member] | Real Estate Loan [Member]
Loans receivable	0	0
Commercial Real Estate Portfolio Segment [Member] | Classified [Member] | Unlikely to be Collected Financing Receivable [Member] | Commercial Real Estate Other [Member]
Loans receivable	0	0
Commercial Real Estate Portfolio Segment [Member] | Unclassified [Member] | Real Estate Loan [Member]
Loans receivable	177,793	166,342
Commercial Real Estate Portfolio Segment [Member] | Unclassified [Member] | Commercial Real Estate Other [Member]
Loans receivable	140,672	145,548
Consumer Portfolio Segment [Member]
Loans receivable	72,770	73,767
Consumer Portfolio Segment [Member] | Classified [Member]
Loans receivable	859	880
Consumer Portfolio Segment [Member] | Classified [Member] | Special Mention [Member]
Loans receivable	0	0
Consumer Portfolio Segment [Member] | Classified [Member] | Substandard [Member]
Loans receivable	652	631
Consumer Portfolio Segment [Member] | Classified [Member] | Doubtful [Member]
Loans receivable	52	119
Consumer Portfolio Segment [Member] | Classified [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans receivable	155	130
Consumer Portfolio Segment [Member] | Unclassified [Member]
Loans receivable	71,911	72,887
Commercial Portfolio Segment [Member]
Loans receivable	76,882	79,909
Commercial Portfolio Segment [Member] | Classified [Member]
Loans receivable	11,813	11,287
Commercial Portfolio Segment [Member] | Classified [Member] | Special Mention [Member]
Loans receivable	7,615	5,781
Commercial Portfolio Segment [Member] | Classified [Member] | Substandard [Member]
Loans receivable	4,198	5,506
Commercial Portfolio Segment [Member] | Classified [Member] | Doubtful [Member]
Loans receivable	0	0
Commercial Portfolio Segment [Member] | Classified [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans receivable	0	0
Commercial Portfolio Segment [Member] | Unclassified [Member]
Loans receivable	$ 65,069	$ 68,622

Note 9 - Allowance for Loan L46

Note 9 - Allowance for Loan Losses and Credit Quality Information - Aging of Past Due Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Loans past due	$ 2,384	$ 2,990
Current loans	598,154	591,808
Loans receivable	600,538	594,798
Loans 90 days or more past due and still accruing	0	0
Residential Portfolio Segment [Member]
Loans past due	1,209	1,690
Current loans	105,846	105,315
Loans receivable	107,055	107,005
Loans 90 days or more past due and still accruing	0	0
Commercial Real Estate Portfolio Segment [Member]
Loans receivable	343,831	334,117
Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member]
Loans past due	0	0
Current loans	188,450	175,177
Loans receivable	188,450	175,177
Loans 90 days or more past due and still accruing	0	0
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Other [Member]
Loans past due	22	0
Current loans	155,359	158,940
Loans receivable	155,381	158,940
Loans 90 days or more past due and still accruing	0	0
Consumer Portfolio Segment [Member]
Loans past due	796	1,086
Current loans	71,974	72,681
Loans receivable	72,770	73,767
Loans 90 days or more past due and still accruing	0	0
Commercial Portfolio Segment [Member]
Loans past due	357	214
Current loans	76,525	79,695
Loans receivable	76,882	79,909
Loans 90 days or more past due and still accruing	0	0
Financing Receivables, 30 to 59 Days Past Due [Member]
Loans past due	1,286	1,495
Financing Receivables, 30 to 59 Days Past Due [Member] | Residential Portfolio Segment [Member]
Loans past due	685	727
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member]
Loans past due	0	0
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Other [Member]
Loans past due	0	0
Financing Receivables, 30 to 59 Days Past Due [Member] | Consumer Portfolio Segment [Member]
Loans past due	359	734
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Loans past due	242	34
Financing Receivables, 60 to 89 Days Past Due [Member]
Loans past due	88	411
Financing Receivables, 60 to 89 Days Past Due [Member] | Residential Portfolio Segment [Member]
Loans past due	0	294
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member]
Loans past due	0	0
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Other [Member]
Loans past due	0	0
Financing Receivables, 60 to 89 Days Past Due [Member] | Consumer Portfolio Segment [Member]
Loans past due	88	117
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Loans past due	0	0
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Loans past due	1,010	1,084
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Residential Portfolio Segment [Member]
Loans past due	524	669
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member]
Loans past due	0	0
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Other [Member]
Loans past due	22	0
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Consumer Portfolio Segment [Member]
Loans past due	349	235
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Loans past due	$ 115	$ 180

Note 9 - Allowance for Loan L47

Note 9 - Allowance for Loan Losses and Credit Quality Information - Impaired Loans and Related Allowances (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017	Dec. 31, 2017
Related allowance	$ 948		$ 1,073
Recorded investment	4,035		4,274
Unpaid principal balance	6,571		6,815
Average recorded investment	4,156	$ 4,700
Interest income recognized	37	45
Residential Portfolio Segment [Member]
Recorded investment, with no related allowance	433		415
Unpaid principal balance, with no related allowance	433		415
Recorded investment, with related allowance	739		1,108
Unpaid principal balance, with related allowance	739		1,108
Related allowance	99		192
Recorded investment	1,172		1,523
Unpaid principal balance	1,172		1,523
Average recorded investment, with no related allowance	424	375
Interest income recognized, with no related allowance	6	3
Average recorded investment, with related allowance	924	877
Interest income recognized, with related allowance	0	3
Average recorded investment	1,348	1,252
Interest income recognized	6	6
Commercial Real Estate Portfolio Segment [Member]
Related allowance	445		441
Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member]
Recorded investment, with no related allowance	35		35
Unpaid principal balance, with no related allowance	46		51
Recorded investment, with related allowance	0		0
Unpaid principal balance, with related allowance	0		0
Recorded investment	35		35
Unpaid principal balance	46		51
Average recorded investment, with no related allowance	35	40
Interest income recognized, with no related allowance	0	0
Average recorded investment, with related allowance	0	130
Interest income recognized, with related allowance	0	0
Average recorded investment	35	170
Interest income recognized	0	0
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Other [Member]
Recorded investment, with no related allowance	165		25
Unpaid principal balance, with no related allowance	1,821		1,682
Recorded investment, with related allowance	1,324		1,304
Unpaid principal balance, with related allowance	1,324		1,304
Related allowance	445		441
Recorded investment	1,489		1,329
Unpaid principal balance	3,145		2,986
Average recorded investment, with no related allowance	95	26
Interest income recognized, with no related allowance	24	24
Average recorded investment, with related allowance	1,314	1,798
Interest income recognized, with related allowance	0	8
Average recorded investment	1,409	1,824
Interest income recognized	24	32
Consumer Portfolio Segment [Member]
Recorded investment, with no related allowance	404		414
Unpaid principal balance, with no related allowance	404		414
Recorded investment, with related allowance	455		466
Unpaid principal balance, with related allowance	472		483
Related allowance	239		263
Recorded investment	859		880
Unpaid principal balance	876		897
Average recorded investment, with no related allowance	409	308
Interest income recognized, with no related allowance	2	3
Average recorded investment, with related allowance	461	536
Interest income recognized, with related allowance	3	1
Average recorded investment	870	844
Interest income recognized	5	4
Commercial Portfolio Segment [Member]
Recorded investment, with no related allowance	0		0
Unpaid principal balance, with no related allowance	0		0
Recorded investment, with related allowance	480		507
Unpaid principal balance, with related allowance	1,332		1,358
Related allowance	165		177
Recorded investment	480		507
Unpaid principal balance	1,332		$ 1,358
Average recorded investment, with no related allowance	0	250
Interest income recognized, with no related allowance	0	0
Average recorded investment, with related allowance	494	360
Interest income recognized, with related allowance	2	3
Average recorded investment	494	610
Interest income recognized	$ 2	$ 3

Note 9 - Allowance for Loan L48

Note 9 - Allowance for Loan Losses and Credit Quality Information - Non-accrual Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Non-accrual loans	$ 3,264	$ 3,144
Residential Portfolio Segment [Member]
Non-accrual loans	839	949
Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member]
Non-accrual loans	35	35
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Other [Member]
Non-accrual loans	1,489	1,329
Consumer Portfolio Segment [Member]
Non-accrual loans	632	553
Commercial Portfolio Segment [Member]
Non-accrual loans	$ 269	$ 278

Note 9 - Allowance for Loan L49

Note 9 - Allowance for Loan Losses and Credit Quality Information - Trouble Debt Restructuring (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Troubled debt restructurings	$ 2,575	$ 3,044
Performing Financial Instruments [Member]
Troubled debt restructurings	771	1,129
Nonperforming Financial Instruments [Member]
Troubled debt restructurings	1,804	1,915
Residential Portfolio Segment [Member]
Troubled debt restructurings	486	685
Residential Portfolio Segment [Member] | Performing Financial Instruments [Member]
Troubled debt restructurings	333	573
Residential Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Troubled debt restructurings	153	112
Commercial Real Estate Portfolio Segment [Member]
Troubled debt restructurings	1,193	1,210
Commercial Real Estate Portfolio Segment [Member] | Performing Financial Instruments [Member]
Troubled debt restructurings	0	0
Commercial Real Estate Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Troubled debt restructurings	1,193	1,210
Consumer Portfolio Segment [Member]
Troubled debt restructurings	531	758
Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member]
Troubled debt restructurings	227	327
Consumer Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Troubled debt restructurings	304	431
Commercial Portfolio Segment [Member]
Troubled debt restructurings	365	391
Commercial Portfolio Segment [Member] | Performing Financial Instruments [Member]
Troubled debt restructurings	211	229
Commercial Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Troubled debt restructurings	$ 154	$ 162

Note 9 - Allowance for Loan L50

Note 9 - Allowance for Loan Losses and Credit Quality Information - Financial Effects of Troubled Debt Restructurings (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2018USD ($)	Mar. 31, 2017USD ($)
Number of Contracts	8	5
Pre- modification Outstanding Recorded Investment	$ 1,570	$ 327
Post- modification Outstanding Recorded Investment	$ 1,574	$ 559
Residential Portfolio Segment [Member]
Number of Contracts	1	3
Pre- modification Outstanding Recorded Investment	$ 55	$ 282
Post- modification Outstanding Recorded Investment	$ 58	$ 514
Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member]
Number of Contracts	1	0
Pre- modification Outstanding Recorded Investment	$ 54	$ 0
Post- modification Outstanding Recorded Investment	$ 54	$ 0
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Other [Member]
Number of Contracts	1	0
Pre- modification Outstanding Recorded Investment	$ 1,274	$ 0
Post- modification Outstanding Recorded Investment	$ 1,274	$ 0
Consumer Portfolio Segment [Member]
Number of Contracts	4	2
Pre- modification Outstanding Recorded Investment	$ 117	$ 45
Post- modification Outstanding Recorded Investment	$ 118	$ 45
Commercial Portfolio Segment [Member]
Number of Contracts	1	0
Pre- modification Outstanding Recorded Investment	$ 70	$ 0
Post- modification Outstanding Recorded Investment	$ 70	$ 0

Note 9 - Allowance for Loan L51

Note 9 - Allowance for Loan Losses and Credit Quality Information - Purchased Loans Acquired Through Acquisition (Details) - USD ($)	3 Months Ended
	Mar. 31, 2018	Dec. 31, 2017
Purchased performing loans:
Carrying Amount	$ 400,000
Purchased Performing Loans [Member]
Purchased performing loans:
Contractual Principle Receivable	9,447,000	$ 10,128,000
Accretable Difference	(218,000)	(231,000)
Carrying Amount	9,229,000	9,897,000
Contractual Principle Receivable, change due to payments/refinances	(681,000)
Accretable Difference, change due to payments/refinances	13,000
Carrying Amount, change due to payments/refinances	(668,000)
Purchased Credit Impaired Loans [Member]
Purchased performing loans:
Contractual Principle Receivable	400,000	402,000
Carrying Amount	363,000	363,000
Contractual Principle Receivable, change due to payments/refinances	(2,000)
Carrying Amount, change due to payments/refinances	0
Non-accretable difference	(37,000)	$ (39,000)
Non-accretable difference, change due to payments/refinances	$ 2,000

Note 10 - Intangible Assets (De

Note 10 - Intangible Assets (Details Textual) - USD ($)	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Amortization of Intangible Assets, Total	$ 151,000	$ 149,000

Note 10 - Intangible Assets - M

Note 10 - Intangible Assets - Mortgage Servicing Activity (Details) - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2018	Mar. 31, 2017	Dec. 31, 2017
Balance, beginning of period	$ 1,724	$ 1,604	$ 1,604
Originations	126	144	675
Amortization	(126)	(124)	(555)
Balance, end of period	1,724	1,624	1,724
Fair value of mortgage servicing rights	$ 3,458	$ 3,043	$ 3,196

Note 10 - Intangible Assets - R

Note 10 - Intangible Assets - Risk Characteristics of Loans Being Serviced (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2018USD ($)
Original Term Thirty Year Fixed Rate [Member]
Loan Principal Balance	$ 272,082
Weighted Average Interest Rate	4.07%
Weighted Average Remaining Term (Month)	25 years 150 days
Number of Loans	2,143
Original Term Fifteen Year Fixed Rate [Member]
Loan Principal Balance	$ 101,530
Weighted Average Interest Rate	3.11%
Weighted Average Remaining Term (Month)	11 years 60 days
Number of Loans	1,057
Adjustable Rate [Member]
Loan Principal Balance	$ 55
Weighted Average Interest Rate	3.25%
Weighted Average Remaining Term (Month)	23 years 60 days
Number of Loans	2

Note 10 - Intangible Assets - G

Note 10 - Intangible Assets - Gross Carrying Amount and Accumulated Amortization of Intangible Assets (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017	Mar. 31, 2017
Finite-lived intangible assets, accumulated amortization	$ (2,802)		$ (2,567)
Finite-lived intangible assets, unamortized intangible assets		$ 2,054
Goodwill, gross carrying amount	802		802
Goodwill, accumulated impairment	0		0
Goodwill	802	802	802
Intangible assets (including goodwill), gross carrying amount	5,658		5,422
Intangible assets, unamortized intangible assets	2,856		2,855
Mortgage Servicing Rights [Member]
Finite-lived intangible assets, gross carrying amount	4,282		4,046
Finite-lived intangible assets, accumulated amortization	(2,558)		(2,422)
Finite-lived intangible assets, unamortized intangible assets	1,724	1,724	1,624
Core Deposits [Member]
Finite-lived intangible assets, gross carrying amount	574		574
Finite-lived intangible assets, accumulated amortization	(244)		(145)
Finite-lived intangible assets, unamortized intangible assets	$ 330	$ 330	$ 429

Note 10 - Intangible Assets - E

Note 10 - Intangible Assets - Estimated Future Amortization Expense (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017	Mar. 31, 2017
2,018		$ 413
2,019		494
2,020		420
2,021		320
2,022		219
Thereafter		188
Total		2,054
Mortgage Servicing Rights [Member]
2,018		338
2,019		395
2,020		321
2,021		273
2,022		209
Thereafter		188
Total	$ 1,724	1,724	$ 1,624
Core Deposits [Member]
2,018		75
2,019		99
2,020		99
2,021		47
2,022		10
Thereafter		0
Total	$ 330	$ 330	$ 429

Note 11 - Earnings Per Common57

Note 11 - Earnings Per Common Share - Basic and Diluted Earnings (Loss) Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Weighted average number of common shares outstanding used in basic earnings per common share calculation (in shares)	4,236,861	4,203,587
Restricted stock awards, options and warrants (in shares)	665,389	653,929
Weighted average number of shares outstanding adjusted for effect of dilutive securities (in shares)	4,902,250	4,857,516
Income available to common shareholders	$ 1,445	$ 1,216
Basic earnings per common share (in dollars per share)	$ 0.34	$ 0.29
Diluted earnings per common share (in dollars per share)	$ 0.29	$ 0.25

Note 12 - Regulatory Capital 58

Note 12 - Regulatory Capital and Oversight (Details Textual) - USD ($) $ in Millions	3 Months Ended	12 Months Ended
	Mar. 31, 2018	Dec. 31, 2019
Banks Tangible Assets	$ 711.9
Adjusted Assets	710.2
Risk Weighted Assets	$ 614.9
Capital Conservation Buffer	1.875%
Scenario, Forecast [Member]
Capital Conservation Buffer		2.50%

Note 12 - Regulatory Capital -

Note 12 - Regulatory Capital - Capital Amounts and Ratios (Details) $ in Thousands	Mar. 31, 2018USD ($)
Common equity tier 1 capital, actual amount	$ 77,931
Common equity tier 1 capital, actual percent of asset	12.67%	[1]
Common equity tier 1 capital, amount required to be adequately capitalized	$ 27,669
Common equity tier 1 capital, percent of assets required to be adequately capitalized	4.50%	[1]
Common equity tier 1 capital, excess capital amount	$ 50,262
Common equity tier 1 capital, excess capital percent of assets	8.17%	[1]
Common equity tier 1 capital, amount to be well capitalized under prompt corrective action provisions	$ 39,966
Common equity tier 1 capital, percent of assets to be well capitalized under prompt corrective action provisions	6.50%	[1]
Tier 1 leverage, actual amount	$ 77,931
Tier 1 leverage, actual percent of asset	10.97%	[1]
Tier 1 leverage, amount required to be adequately capitalized	$ 28,408
Tier 1 leverage, percent of assets required to be adequately capitalized	4.00%	[1]
Tier 1 leverage, excess capital amount	$ 49,523
Tier 1 leverage, excess capital percent of assets	6.97%	[1]
Tier 1 leverage, amount to be well capitalized under prompt corrective action provisions	$ 35,510
Tier 1 leverage, percent of assets to be well capitalized under prompt corrective action provisions	5.00%	[1]
Tier 1 risk-based capital, actual amount	$ 77,931
Tier 1 risk-based capital, actual percent of asset	12.67%	[1]
Tier 1 risk-based capital, amount required to be adequately capitalized	$ 38,892
Tier 1 risk-based capital, percent of assets required to be adequately capitalized	6.00%	[1]
Tier 1 risk-based capital, excess capital amount	$ 41,039
Tier 1 risk-based capital, excess capital percent of assets	6.67%	[1]
Tier 1 risk-based capital, amount to be well capitalized under prompt corrective action provisions	$ 49,189
Tier 1 risk-based capital, percent of assets to be well capitalized under prompt corrective action provisions	8.00%	[1]
Total risk-based capital, actual amount	$ 85,634
Total risk-based capital, actual percent of asset	13.93%	[1]
Total risk-based capital, amount required to be adequately capitalized	$ 49,189
Total risk-based capital, percent of assets required to be adequately capitalized	8.00%	[1]
Total risk-based capital, excess capital amount	$ 36,445
Total risk-based capital, excess capital percent of assets	5.93%	[1]
Total risk-based capital, amount to be well capitalized under prompt corrective action provisions	$ 61,486
Total risk-based capital, percent of assets to be well capitalized under prompt corrective action provisions	10.00%	[1]
[1]	Based upon the Bank's adjusted total assets for the purpose of the Tier 1 leverage capital ratio and risk-weighted assets for the purpose of the risk-based capital ratios.

Note 13 - Stockholders' Equity

Note 13 - Stockholders' Equity (Details Textual) - USD ($) $ / shares in Units, $ in Millions	May 21, 2015	Feb. 17, 2015	Dec. 23, 2008	Mar. 31, 2018	Dec. 31, 2017
Preferred Stock, Shares Authorized				500,000	500,000
Preferred Stock, Shares Issued, Total			26,000	0	0
Preferred Stock, Dividend Rate, Per-Dollar-Amount			$ 1,000
Class of Warrant or Right, Number of Securities Called by Warrants or Rights			833,333
Class of Warrant or Right, Exercise Price of Warrants or Rights	$ 4.68		$ 4.68
Proceeds from Issuance of Warrants	$ 5.7
Two Investors [Member]
Class of Warrant or Right, Number of Securities Called by Warrants or Rights	277,777.67
One Investor [Member]
Class of Warrant or Right, Number of Securities Called by Warrants or Rights	277,777.66
Preferred Stock [Member]
Stock Redeemed or Called During Period, Shares		10,000

Note 14 - Other Borrowings (Det

Note 14 - Other Borrowings (Details Textual) - USD ($) $ in Thousands	Aug. 31, 2017	Mar. 31, 2018	Mar. 31, 2017	Dec. 15, 2016	Dec. 15, 2015	Dec. 15, 2014
Other Borrowings		$ 0	$ 7,000			$ 10,000
Other Borrowings [Member]
Debt Instrument, Interest Rate, Stated Percentage						6.50%
Debt Instrument, Annual Principal Payment				$ 2,000	$ 1,000	$ 1,000
Repayments of Long-term Debt, Total	$ 7,000

Note 15 - Commitments and Con62

Note 15 - Commitments and Contingencies (Details Textual) $ in Millions	3 Months Ended
	Mar. 31, 2018USD ($)
Letters of Credit Issued and Available Amount	$ 1.9
Line of Credit Facility, Expiration Period	2 years 210 days

Note 16 - Business Segments - P

Note 16 - Business Segments - Profit and Assets for the Reportable Segments (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017	Dec. 31, 2017
Interest income - external customers	$ 7,158	$ 6,660
Total non-interest income	1,776	1,881
Intersegment non-interest income	0
Interest expense	470	407
Non-interest expense	6,554	6,347
Income tax expense	590	841
Net income	1,445	1,216
Total assets	722,339	680,981	$ 722,685
Intersegment non-interest income		0
Consolidation, Eliminations [Member]
Interest income - external customers	0	0
Total non-interest income	0	0
Intersegment non-interest income	(1,647)
Interest expense	0	0
Non-interest expense	(53)	(53)
Income tax expense	0	0
Net income	(1,594)	(1,418)
Total assets	(83,128)	(82,789)
Intersegment non-interest income		(1,471)
Home Federal Savings Bank [Member] | Operating Segments [Member]
Interest income - external customers	7,158	6,660
Total non-interest income	1,776	1,881
Intersegment non-interest income	53
Interest expense	470	294
Non-interest expense	6,425	6,213
Income tax expense	623	939
Net income	1,594	1,418
Total assets	722,158	680,190
Intersegment non-interest income		53
Other Segments [Member] | Operating Segments [Member]
Interest income - external customers	0	0
Total non-interest income	0	0
Intersegment non-interest income	1,594
Interest expense	0	113
Non-interest expense	182	187
Income tax expense	(33)	(98)
Net income	1,445	1,216
Total assets	$ 83,309	83,580
Intersegment non-interest income		$ 1,418