HMN Financial (HMNF) 10-Q 2 Nov 21 2021 Q3 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	9 Months Ended
	Sep. 30, 2021	Oct. 26, 2021
Document Information [Line Items]
Entity Central Index Key	0000921183
Entity Registrant Name	HMN FINANCIAL INC
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	Q3
Document Fiscal Year Focus	2021
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Sep. 30, 2021
Document Transition Report	false
Entity File Number	0-24100
Entity Incorporation, State or Country Code	DE
Entity Tax Identification Number	41-1777397
Entity Address, Address Line One	1016 Civic Center Drive N.W.
Entity Address, City or Town	Rochester
Entity Address, State or Province	MN
Entity Address, Postal Zip Code	55901
City Area Code	507
Local Phone Number	535-1200
Title of 12(b) Security	Common Stock
Trading Symbol	HMNF
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		4,594,575

Consolidated Balance Sheets (Cu

Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Assets
Cash and cash equivalents	$ 149,436	$ 86,269
Securities available for sale	234,939	148,090
Loans held for sale	5,754	6,186
Loans receivable, net	622,264	642,630
Accrued interest receivable	2,062	3,102
Mortgage servicing rights, net	3,232	3,043
Premises and equipment, net	9,815	10,133
Goodwill	802	802
Core deposit intangible	17	57
Prepaid expenses and other assets	5,683	7,241
Deferred tax asset, net	2,611	2,027
Total assets	1,036,615	909,580
Liabilities and Stockholders’ Equity
Deposits	915,302	795,204
Accrued interest payable	76	140
Customer escrows	3,212	1,998
Accrued expenses and other liabilities	8,091	8,986
Total liabilities	926,681	806,328
Commitments and contingencies
Stockholders’ equity:
Serial preferred stock ($.01 par value): authorized 500,000 shares; issued 0	0	0
Common stock ($.01 par value): authorized 16,000,000 shares; issued 9,128,662	91	91
Additional paid-in capital	40,610	40,480
Retained earnings, subject to certain restrictions	129,414	117,849
Accumulated other comprehensive (loss) income	(226)	1,282
Unearned employee stock ownership plan shares	(1,304)	(1,450)
Treasury stock, at cost 4,534,087 and 4,359,552 shares	(58,651)	(55,000)
Total stockholders’ equity	109,934	103,252
Total liabilities and stockholders’ equity	1,036,615	909,580
Collateralized Mortgage Backed Securities [Member]
Assets
Securities available for sale	194,307	101,464
Other Debt Obligations [Member]
Assets
Securities available for sale	$ 40,632	$ 46,626

Consolidated Balance Sheets (_2

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Securities available for sale, amortized cost	$ 235,252	$ 146,312
Serial-preferred stock, par value (in dollars per share)	$ 0.01	$ 0.01
Serial-preferred stock, shares authorized (in shares)	500,000	500,000
Serial-preferred stock, shares issued (in shares)	0	0
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized (in shares)	16,000,000	16,000,000
Common stock, shares issued (in shares)	9,128,662	9,128,662
Treasury stock, shares (in shares)	4,534,087	4,359,552
Collateralized Mortgage Backed Securities [Member]
Securities available for sale, amortized cost	$ 194,562	$ 99,821
Other Debt Obligations [Member]
Securities available for sale, amortized cost	$ 40,690	$ 46,491

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Interest income:
Loans receivable	$ 7,837	$ 7,489	$ 22,754	$ 22,156
Securities available for sale:
Mortgage-backed and related	457	271	1,288	825
Other marketable	57	163	226	546
Other	50	26	116	149
Total interest income	8,401	7,949	24,384	23,676
Interest expense:
Deposits	360	656	1,223	2,293
Total interest expense	360	656	1,223	2,293
Net interest income	8,041	7,293	23,161	21,383
Provision for loan losses	(886)	770	(2,353)	1,548
Net interest income after provision for loan losses	8,927	6,523	25,514	19,835
Non-interest income:
Gain on sales of loans	1,471	3,005	4,909	6,503
Other	381	422	2,639	975
Total non-interest income	3,051	4,527	11,048	10,590
Non-interest expense:
Compensation and benefits	3,948	3,916	11,865	11,762
Occupancy and equipment	1,090	1,101	3,301	3,335
Data processing	384	334	1,099	963
Professional services	409	241	895	1,175
Other	1,075	1,135	3,205	3,144
Total non-interest expense	6,906	6,727	20,365	20,379
Income before income tax expense	5,072	4,323	16,197	10,046
Income tax expense	1,453	1,222	4,632	2,869
Net income	3,619	3,101	11,565	7,177
Other comprehensive (loss) income, net of tax	(688)	(202)	(1,508)	1,297
Comprehensive income available to common stockholders	$ 2,931	$ 2,899	$ 10,057	$ 8,474
Basic earnings per share (in dollars per share)	$ 0.82	$ 0.67	$ 2.57	$ 1.55
Diluted earnings per share (in dollars per share)	$ 0.81	$ 0.67	$ 2.55	$ 1.54
Financial Service [Member]
Non-interest income:
Revenue from Contract with Customer	$ 810	$ 753	$ 2,332	$ 2,136
Bank Servicing [Member]
Non-interest income:
Revenue from Contract with Customer	$ 389	$ 347	$ 1,168	$ 976

Consolidated Statements of Stoc

Consolidated Statements of Stockholders' Equity (Unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Unearned Employee Stock Ownership Plan Shares [Member]	Treasury Stock [Member]	Total
Balance at Dec. 31, 2019	$ 91	$ 40,365	$ 107,547	$ 46	$ (1,643)	$ (53,758)	$ 92,648
Net income			7,177				7,177
Other comprehensive income (loss), net of tax				1,297			1,297
Stock repurchases						(360)	(360)
Amortization of restricted stock awards		184					184
Earned employee stock ownership plan shares		112			145		257
Restricted stock awards		(268)				268	0
Stock awards withheld for tax withholding						(60)	(60)
Balance at Sep. 30, 2020	91	40,393	114,724	1,343	(1,498)	(53,910)	101,143
Balance at Jun. 30, 2020	91	40,312	111,623	1,545	(1,546)	(53,910)	98,115
Net income			3,101				3,101
Other comprehensive income (loss), net of tax				(202)			(202)
Amortization of restricted stock awards		54					54
Earned employee stock ownership plan shares		27			48		75
Balance at Sep. 30, 2020	91	40,393	114,724	1,343	(1,498)	(53,910)	101,143
Balance at Dec. 31, 2020	91	40,480	117,849	1,282	(1,450)	(55,000)	103,252
Net income			11,565				11,565
Other comprehensive income (loss), net of tax				(1,508)			(1,508)
Stock repurchases						(3,866)	(3,866)
Amortization of restricted stock awards		182					182
Earned employee stock ownership plan shares		170			146		316
Restricted stock awards		(222)				222	0
Stock awards withheld for tax withholding						(7)	(7)
Balance at Sep. 30, 2021	91	40,610	129,414	(226)	(1,304)	(58,651)	109,934
Balance at Jun. 30, 2021	91	40,484	125,795	462	(1,353)	(57,521)	107,958
Net income			3,619				3,619
Other comprehensive income (loss), net of tax				(688)			(688)
Stock repurchases						(1,130)	(1,130)
Amortization of restricted stock awards		61					61
Earned employee stock ownership plan shares		65			49		114
Balance at Sep. 30, 2021	$ 91	$ 40,610	$ 129,414	$ (226)	$ (1,304)	$ (58,651)	$ 109,934

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020
Cash flows from operating activities:
Net income	$ 11,565	$ 7,177
Adjustments to reconcile net income to cash provided by operating activities:
Provision for loan losses	(2,353)	1,548
Depreciation	757	785
Amortization of premiums, net	709	119
Amortization of deferred loan fees	(2,342)	(350)
Amortization of purchased asset fair value adjustments	(20)	(26)
Amortization of mortgage servicing rights	881	1,002
Capitalized mortgage servicing rights	(1,070)	(1,710)
(Gains) losses recognized on equity securities, net	(69)	40
Gain on sale of premises	(15)	(6)
Gain on sales of real estate	(1,492)	(129)
Gain on sales of loans	(4,909)	(6,503)
Proceeds from sales of loans held for sale	147,153	202,243
Disbursements on loans held for sale	(133,807)	(195,571)
Amortization of restricted stock awards	182	184
Amortization of unearned Employee Stock Ownership Plan shares	146	145
Earned Employee Stock Ownership Plan shares priced above original cost	170	112
Decrease (increase) in accrued interest receivable	1,040	(1,985)
Decrease in accrued interest payable	(64)	(195)
Decrease in other assets	842	1,379
Decrease in other liabilities	(850)	(170)
Other, net	14	6
Net cash provided by operating activities	16,508	8,169
Cash flows from investing activities:
Principal collected on securities available for sale	27,739	11,050
Proceeds collected on maturities of securities available for sale	30,762	30,875
Purchases of securities available for sale	(148,149)	(51,218)
Purchase of Federal Home Loan Bank stock	(159)	(79)
Proceeds from sales of real estate	2,128	434
Net decrease (increase) in loans receivable	17,323	(79,174)
Proceeds from sale of premises	16	63
Purchases of premises and equipment	(440)	(669)
Net cash used by investing activities	(70,780)	(88,718)
Cash flows from financing activities:
Increase in deposits	120,098	113,153
Purchase of treasury stock	(3,866)	(360)
Stock awards withheld for tax withholding	(7)	(60)
Increase (decrease) in customer escrows	1,214	(556)
Net cash provided by financing activities	117,439	112,177
Increase in cash and cash equivalents	63,167	31,628
Cash and cash equivalents, beginning of period	86,269	44,399
Cash and cash equivalents, end of period	149,436	76,027
Supplemental cash flow disclosures:
Cash paid for interest	1,287	2,488
Cash paid for income taxes	5,310	2,041
Supplemental noncash flow disclosures:
Loans transferred to loans held for sale	7,757	3,960
Transfer of loans to real estate	0	139
Core Deposits [Member]
Adjustments to reconcile net income to cash provided by operating activities:
Amortization of core deposit intangible	$ 40	$ 74

Note 1 - HMN Financial, Inc.

Note 1 - HMN Financial, Inc.	9 Months Ended
	Sep. 30, 2021
Notes to Financial Statements
Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block]	( 1 HMN Financial, Inc. HMN Financial, Inc. (HMN or the Company) is a stock savings bank holding company that owns 100 percent of Home Federal Savings Bank (the Bank). The Bank has a community banking philosophy and operates retail banking and loan production facilities in Minnesota, Iowa and Wisconsin. The Bank has two wholly owned subsidiaries, Osterud Insurance Agency, Inc. (OIA), which does business as Home Federal Investment Services and offers financial planning products and services, and HFSB Property Holdings, LLC (HPH), which is currently inactive, but has acted in the past as an intermediary for the Bank in holding and operating certain foreclosed properties. The consolidated financial statements included herein are for HMN, the Bank, OIA and HPH. All significant intercompany accounts and transactions have been eliminated in consolidation. Certain amounts in the consolidated financial statements for the prior year have been reclassified to conform to the current year presentation.

Note 2 - Basis of Preparation

Note 2 - Basis of Preparation	9 Months Ended
	Sep. 30, 2021
Notes to Financial Statements
Basis of Accounting [Text Block]	( 2 Basis of Preparation The accompanying unaudited consolidated financial statements were prepared in accordance with instructions for Form 10 not nine September 30, 2021 not may

Note 3 - New Accounting Standar

Note 3 - New Accounting Standards	9 Months Ended
	Sep. 30, 2021
Notes to Financial Statements
Accounting Standards Update and Change in Accounting Principle [Text Block]	( 3 New Accounting Standards In June 2016, 2016 13, Financial Instruments-Credit Losses (Topic 326 not December 15, 2019, On November 26, 2019, 2019 11, Codification Improvements to Topic 326, Credit Losses 2016 13 first 2020 first 2023. may December 15, 2018, not first 2023. On February 6, 2020, 2020 02, Financial Instruments-Credit Losses (Topic 326 842 No. 119 No. 2016 02, 842 Leases (Topic 842 not 326 326. 326 first 2023.

Note 4 - Fair Value Measurement

Note 4 - Fair Value Measurements	9 Months Ended
	Sep. 30, 2021
Notes to Financial Statements
Fair Value Disclosures [Text Block]	( 4 ) Fair Value Measurements ASC 820, Fair Value Measurements, three Level 1 Level 2 not Level 3 not not The following table summarizes the assets and liabilities of the Company for which fair values are determined on a recurring basis as of September 30, 2021 December 31, 2020. Carrying Value at September 30, 2021 (Dollars in thousands) Total Level 1 Level 2 Level 3 Securities available for sale $ 234,939 0 234,939 0 Equity securities 217 0 217 0 Mortgage loan commitments (69 ) 0 (69 ) 0 Total $ 235,087 0 235,087 0 Carrying Value at December 31, 2020 (Dollars in thousands) Total Level 1 Level 2 Level 3 Securities available for sale $ 148,090 0 148,090 0 Equity securities 149 0 149 0 Mortgage loan commitments 261 0 261 0 Total $ 148,500 0 148,500 0 There were no 1, 2 3 three nine September 30, 2021. The Company may September 30, 2021 December 31, 2020. Carrying Value at September 30, 2021 (Dollars in thousands) Total Level 1 Level 2 Level 3 Three Months Ended September 30, 2021 Total Losses Nine Months Ended September 30, 2021 Total Losses Loans held for sale $ 5,754 0 5,754 0 (91 ) (67 ) Mortgage servicing rights, net 3,232 0 3,232 0 0 0 Impaired loans 1,585 0 1,585 0 (34 ) (98 ) Total $ 10,571 0 10,571 0 (125 ) (165 ) Carrying Value at December 31, 2020 (Dollars in thousands) Total Level 1 Level 2 Level 3 Year Ended December 31, 2020 Total Gains (Losses) Loans held for sale $ 6,186 0 6,186 0 28 Mortgage servicing rights, net 3,043 0 3,043 0 0 Impaired loans 2,888 0 2,888 0 (76 ) Real estate, net 636 0 636 0 0 Total $ 12,753 0 12,753 0 (48 )

Note 5 - Fair Value of Financia

Note 5 - Fair Value of Financial Instruments	9 Months Ended
	Sep. 30, 2021
Notes to Financial Statements
Financial Instruments Disclosure [Text Block]	( 5 Fair Value of Financial Instruments ASC 825, Disclosures about Fair Values of Financial Instruments September 30, 2021 December 31, 2020 no The estimated fair value of the Company’s financial instruments as of September 30, 2021 December 31, 2020 September 30, 2021 December 31, 2020 Fair Value Hierarchy Fair Value Hierarchy (Dollars in thousands) Carrying Amount Estimated Fair Value Level 1 Level 2 Level 3 Contract Amount Carrying Amount Estimated Fair Value Level 1 Level 2 Level 3 Contract Amount Financial assets: Cash and cash equivalents $ 149,436 149,436 149,436 86,269 86,269 86,269 Securities available for sale 234,939 234,939 234,939 148,090 148,090 148,090 Equity securities 217 217 217 149 149 149 Loans held for sale 5,754 5,754 5,754 6,186 6,186 6,186 Loans receivable, net 622,264 632,659 632,659 642,630 648,275 648,275 Federal Home Loan Bank stock 1,092 1,092 1,092 932 932 932 Accrued interest receivable 2,062 2,062 2,062 3,102 3,102 3,102 Financial liabilities: Deposits 915,302 915,478 915,478 795,204 795,927 795,927 Accrued interest payable 76 76 76 140 140 140 Off-balance sheet financial instruments: Commitments to extend credit (69 ) (69 ) 219,855 261 261 180,330 Commitments to sell loans 23 23 26,184 (44 ) (44 ) 24,746 Cash and Cash Equivalents The carrying amount of cash and cash equivalents approximates their fair value. Securities Available for Sale The fair values of securities were based upon quoted market prices. Equity Securities The fair values of equity securities were based upon quoted market prices. Loans Held for Sale The fair values of loans held for sale were based upon quoted market prices for loans with similar interest rates and terms to maturity. Loans Receivable, net The fair value of the loan portfolio, with the exception of the adjustable rate portfolio, was calculated by discounting the scheduled cash flows through the estimated maturity using anticipated prepayment speeds and using discount rates that reflect the credit and interest rate risk inherent in each loan portfolio. The fair value of the adjustable loan portfolio was estimated by grouping the loans with similar characteristics and comparing the characteristics of each group to the prices quoted for similar types of loans in the secondary market. The fair value disclosures for both the fixed and adjustable rate portfolios were adjusted to reflect the exit price amount anticipated to be received from the sale of the portfolio in an open market transaction. Federal Home Loan Bank (FHLB) Stock The carrying amount of FHLB stock approximates its fair value. Accrued Interest Receivable The carrying amount of accrued interest receivable approximates its fair value since it is short-term in nature and does not Deposits The fair value of demand deposits, savings accounts and money market account deposits is the amount payable on demand at the reporting date. The fair value of fixed maturity certificates of deposit is estimated using the rates currently offered for deposits of similar remaining maturities. The fair value disclosures for all of the deposits were adjusted to reflect the exit price amount anticipated to be received from the sale of the deposits in an open market transaction. Accrued Interest Payable The carrying amount of accrued interest payable approximates its fair value since it is short-term in nature. Commitments to Extend Credit The fair values of commitments to extend credit are estimated using the fees normally charged to enter into similar agreements, taking into account the remaining terms of the agreements and the present creditworthiness of the counter parties. Commitments to Sell Loans The fair values of commitments to sell loans are estimated using the quoted market prices for loans with similar interest rates and terms to maturity.

Note 6 - Other Comprehensive In

Note 6 - Other Comprehensive Income (Loss)	9 Months Ended
	Sep. 30, 2021
Notes to Financial Statements
Comprehensive Income (Loss) Note [Text Block]	( 6 Other Comprehensive Income (Loss) Other comprehensive income (loss) is defined as the change in equity during a period from transactions and other events from nonowner sources. Comprehensive income is the total of net income and other comprehensive income (loss), which for the Company is comprised of unrealized gains and losses on securities available for sale. The components of other comprehensive income (loss) and the related tax effects were as follows: For the Three Months Ended September 30, (Dollars in thousands) 2021 2020 Securities available for sale: Before Tax Tax Effect Net of Tax Before Tax Tax Effect Net of Tax Gross unrealized losses arising during the period $ (957 ) (269 ) (688 ) (281 ) (79 ) (202 ) Other comprehensive loss $ (957 ) (269 ) (688 ) (281 ) (79 ) (202 ) For the Nine Months Ended September 30, (Dollars in thousands) 2021 2020 Securities available for sale: Before Tax Tax Effect Net of Tax Before Tax Tax Effect Net of Tax Gross unrealized (losses) gains arising during the period $ (2,092 ) (584 ) (1,508 ) 1,800 503 1,297 Other comprehensive (loss) income $ (2,092 ) (584 ) (1,508 ) 1,800 503 1,297

Note 7 - Securities Available f

Note 7 - Securities Available for Sale	9 Months Ended
	Sep. 30, 2021
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	( 7 Securities Available For Sale The following table shows the gross unrealized losses and fair value for the securities available for sale portfolio, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at September 30, 2021 December 31, 2020. Less Than Twelve Months Twelve Months or More Total (Dollars in thousands) # of Investments Fair Value Unrealized Losses # of Investments Fair Value Unrealized Losses Fair Value Unrealized Losses September 30, 2021 Mortgage backed securities: Federal National Mortgage Association (FNMA) 16 $ 72,635 (612 ) 1 $ 3,694 (51 ) $ 76,329 (663 ) Federal Home Loan Mortgage Corporation (FHLMC) 16 73,242 (517 ) 0 0 0 73,242 (517 ) Other marketable securities: U.S. Government agency obligations 7 34,911 (85 ) 0 0 0 34,911 (85 ) Corporate preferred stock 0 0 0 1 644 (56 ) 644 (56 ) Total temporarily impaired securities 39 $ 180,788 (1,214 ) 2 $ 4,338 (107 ) $ 185,126 (1,321 ) Less Than Twelve Months Twelve Months or More Total (Dollars in thousands) # of Investments Fair Value Unrealized Losses # of Investments Fair Value Unrealized Losses Fair Value Unrealized Losses December 31, 2020 Mortgage backed securities: FNMA 1 $ 4,956 (3 ) 0 $ 0 0 $ 4,956 (3 ) Other marketable securities: Corporate preferred stock 0 0 0 1 630 (70 ) 630 (70 ) Total temporarily impaired securities 1 $ 4,956 (3 ) 1 $ 630 (70 ) $ 5,586 (73 ) The Company reviews its investment portfolio on a quarterly basis for indications of impairment. This review includes analyzing the length of time and the extent to which the fair value has been lower than the cost, the market liquidity for the investment, the financial condition and near-term prospects of the issuer, including any specific events which may September 30, 2021 September 30, 2021 not September 30, 2021 not may A summary of securities available for sale at September 30, 2021 December 31, 2020 (Dollars in thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value September 30, 2021: Mortgage-backed securities: FNMA $ 111,267 751 (663 ) 111,355 FHLMC 83,244 172 (517 ) 82,899 Collateralized mortgage obligations: FNMA 51 2 0 53 194,562 925 (1,180 ) 194,307 Other marketable securities: U.S. Government agency obligations 39,990 83 (85 ) 39,988 Corporate preferred stock 700 0 (56 ) 644 40,690 83 (141 ) 40,632 $ 235,252 1,008 (1,321 ) 234,939 (Dollars in thousands) Amortized cost Gross Unrealized Gains Gross Unrealized Losses Fair Value December 31, 2020 Mortgage-backed securities: FNMA $ 68,699 1,313 (3 ) 70,009 FHLMC 31,025 327 0 31,352 Collateralized mortgage obligations: FNMA 97 6 0 103 99,821 1,646 (3 ) 101,464 Other marketable securities: U.S. Government agency obligations 45,029 204 0 45,233 Municipal obligations 725 1 0 726 Corporate obligations 37 0 0 37 Corporate preferred stock 700 0 (70 ) 630 46,491 205 (70 ) 46,626 $ 146,312 1,851 (73 ) 148,090 The following table indicates amortized cost and estimated fair value of securities available for sale at September 30, 2021 (Dollars in thousands) Amortized Cost Fair Value Due less than one year $ 85,676 85,595 Due after one year through five years 124,263 124,119 Due after five years through ten years 24,576 24,544 Due after ten years 737 681 Total $ 235,252 234,939 The allocation of mortgage-backed securities in the table above is based upon the anticipated future cash flow of the securities using estimated mortgage prepayment speeds. The allocation of other marketable securities that have call features is based on the anticipated cash flows to the call date if it is anticipated that the security will be called, or to the maturity date if it is not

Note 8 - Loans Receivable, Net

Note 8 - Loans Receivable, Net	9 Months Ended
	Sep. 30, 2021
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	( 8 Loans Receivable, Net A summary of loans receivable at September 30, 2021 December 31, 2020 (Dollars in thousands) September 30, December 31, Single family $ 157,502 135,023 Commercial real estate: Real estate rental and leasing 196,167 202,400 Other 179,533 178,304 375,700 380,704 Consumer 42,753 55,391 Commercial business 55,743 82,673 Total loans 631,698 653,791 Less: Unamortized discounts 11 12 Net deferred loan fees 353 450 Allowance for loan losses 9,070 10,699 Total loans receivable, net $ 622,264 642,630

Note 9 - Allowance for Loan Los

Note 9 - Allowance for Loan Losses and Credit Quality Information	9 Months Ended
	Sep. 30, 2021
Notes to Financial Statements
Allowance For Loan Losses And Credit Quality Information [Text Block]	( 9 Allowance for Loan Losses and Credit Quality Information The allowance for loan losses is summarized as follows: (Dollars in thousands) Single Family Commercial Real Estate Consumer Commercial Business Total For the three months ended September 30, 2021: Balance, June 30, 2021 $ 929 7,033 1,039 914 9,915 Provision for losses 13 (713 ) (72 ) (114 ) (886 ) Recoveries 0 0 30 11 41 Balance, September 30, 2021 $ 942 6,320 997 811 9,070 For the nine months ended September 30, 2021: Balance, December 31, 2020 $ 1,030 7,295 1,389 985 10,699 Provision for losses (88 ) (1,625 ) (408 ) (232 ) (2,353 ) Charge-offs 0 0 (42 ) 0 (42 ) Recoveries 0 650 58 58 766 Balance, September 30, 2021 $ 942 6,320 997 811 9,070 Allocated to: Specific reserves $ 29 95 100 14 238 General reserves 1,001 7,200 1,289 971 10,461 Balance, December 31, 2020 $ 1,030 7,295 1,389 985 10,699 Allocated to: Specific reserves $ 38 152 88 8 286 General reserves 904 6,168 909 803 8,784 Balance, September 30, 2021 $ 942 6,320 997 811 9,070 Loans receivable at December 31, 2020: Individually reviewed for impairment $ 857 1,484 750 35 3,126 Collectively reviewed for impairment 134,166 379,220 54,641 82,638 650,665 Ending balance $ 135,023 380,704 55,391 82,673 653,791 Loans receivable at September 30, 2021: Individually reviewed for impairment $ 445 684 724 18 1,871 Collectively reviewed for impairment 157,057 375,016 42,029 55,725 629,827 Ending balance $ 157,502 375,700 42,753 55,743 631,698 (Dollars in thousands) Single Family Commercial Real Estate Consumer Commercial Business Total For the three months ended September 30, 2020: Balance, June 30, 2020 $ 938 5,382 1,464 865 8,649 Provision for losses 27 878 (64 ) (71 ) 770 Charge-offs 0 0 (29 ) (8 ) (37 ) Recoveries 0 0 5 145 150 Balance, September 30, 2020 $ 965 6,260 1,376 931 9,532 For the nine months ended September 30, 2020: Balance, December 31, 2019 $ 857 5,060 1,507 1,140 8,564 Provision for losses 108 1,913 (79 ) (394 ) 1,548 Charge-offs 0 (730 ) (74 ) (8 ) (812 ) Recoveries 0 17 22 193 232 Balance, September 30, 2020 $ 965 6,260 1,376 931 9,532 The following table summarizes the amount of classified and unclassified loans at September 30, 2021 December 31, 2020: September 30, 2021 Classified Unclassified (Dollars in thousands) Special Mention Substandard Doubtful Loss Total Total Total Loans Single family $ 716 892 57 0 1,665 155,837 157,502 Commercial real estate: Real estate rental and leasing 8,420 1,768 0 0 10,188 185,979 196,167 Other 10,716 6,486 0 0 17,202 162,331 179,533 Consumer 0 616 55 53 724 42,029 42,753 Commercial business 1,850 1,810 0 0 3,660 52,083 55,743 $ 21,702 11,572 112 53 33,439 598,259 631,698 December 31, 2020 Classified Unclassified (Dollars in thousands) Special Mention Substandard Doubtful Loss Total Total Total Loans Single family $ 1,219 2,845 29 0 4,093 130,930 135,023 Commercial real estate: Real estate rental and leasing 8,065 3,483 0 0 11,548 190,852 202,400 Other 8,774 9,750 0 0 18,524 159,780 178,304 Consumer 0 600 132 18 750 54,641 55,391 Commercial business 1,968 2,482 0 0 4,450 78,223 82,673 $ 20,026 19,160 161 18 39,365 614,426 653,791 Classified loans represent special mention, substandard (performing and non-performing) and non-performing loans categorized as doubtful and loss. Loans classified as special mention are loans that have potential weaknesses that, if left uncorrected, may not may not The aging of past due loans at September 30, 2021 December 31, 2020 (Dollars in thousands) 30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due Total Past Due Current Loans Total Loans Loans 90 Days or More Past Due and Still Accruing September 30, 2021 Single family $ 1,072 47 161 1,280 156,222 157,502 0 Commercial real estate: Real estate rental and leasing 0 0 325 325 195,842 196,167 0 Other 0 0 0 0 179,533 179,533 0 Consumer 219 39 238 496 42,257 42,753 0 Commercial business 0 0 0 0 55,743 55,743 0 $ 1,291 86 724 2,101 629,597 631,698 0 December 31, 2020 Single family $ 626 38 298 962 134,061 135,023 0 Commercial real estate: Real estate rental and leasing 0 0 0 0 202,400 202,400 0 Other 0 0 0 0 178,304 178,304 0 Consumer 458 66 279 803 54,588 55,391 0 Commercial business 0 0 0 0 82,673 82,673 0 $ 1,084 104 577 1,765 652,026 653,791 0 Impaired loans include loans that are non-performing (non-accruing) and loans that have been modified in a troubled debt restructuring (TDR). The following table summarizes impaired loans and related allowances as of September 30, 2021 December 31, 2020: September 30, 2021 December 31, 2020 (Dollars in thousands) Recorded Investment Unpaid Principal Balance Related Allowance Recorded Investment Unpaid Principal Balance Related Allowance Loans with no related allowance recorded: Single family $ 356 375 0 740 759 0 Commercial real estate: Real estate rental and leasing 0 0 0 932 1,582 0 Other 192 192 0 211 211 0 Consumer 592 592 0 574 574 0 Loans with an allowance recorded: Single family 89 89 38 117 117 29 Commercial real estate: Real estate rental and leasing 325 325 17 166 166 5 Other 167 167 135 175 175 90 Consumer 132 132 88 176 176 100 Commercial business 18 18 8 35 586 14 Total: Single family 445 464 38 857 876 29 Commercial real estate: Real estate rental and leasing 325 325 17 1,098 1,748 5 Other 359 359 135 386 386 90 Consumer 724 724 88 750 750 100 Commercial business 18 18 8 35 586 14 $ 1,871 1,890 286 3,126 4,346 238 The following tables summarize average recorded investment and interest income recognized on impaired loans during the three nine September 30, 2021 2020. For the Three Months Ended September 30, 2021 For the Nine Months Ended September 30, 2021 (Dollars in thousands) Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Loans with no related allowance recorded: Single family $ 390 0 564 4 Commercial real estate: Real estate rental and leasing 78 0 540 0 Other 193 0 199 0 Consumer 610 0 577 6 Loans with an allowance recorded: Single family 122 0 119 0 Commercial real estate: Real estate rental and leasing 163 0 123 7 Other 168 0 163 0 Consumer 114 3 138 1 Commercial business 22 0 29 1 Total: Single family 512 0 683 4 Commercial real estate: Real estate rental and leasing 241 0 663 7 Other 361 0 362 0 Consumer 724 3 715 7 Commercial business 22 0 29 1 $ 1,860 3 2,452 19 For the Three Months Ended September 30, 2020 For the Nine Months Ended September 30, 2020 (Dollars in thousands) Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Loans with no related allowance recorded: Single family $ 606 6 585 23 Commercial real estate: Real estate rental and leasing 985 0 493 33 Other 401 0 340 2 Consumer 586 3 640 9 Commercial business 4 0 2 0 Loans with an allowance recorded: Single family 121 0 273 0 Commercial real estate: Real estate rental and leasing 173 0 177 0 Other 0 0 487 0 Consumer 142 0 169 2 Commercial business 50 1 242 2 Total: Single family 727 6 858 23 Commercial real estate: Real estate rental and leasing 1,158 0 670 33 Other 401 0 827 2 Consumer 728 3 809 11 Commercial business 54 1 244 2 $ 3,068 10 3,408 71 At September 30, 2021 December 31, 2020, no September 30, 2021 December 31, 2020, The non-accrual loans at September 30, 2021 December 31, 2020 (Dollars in thousands) September 30, 2021 December 31, 2020 Single family $ 423 502 Commercial real estate: Real estate rental and leasing 325 1,098 Other 360 386 Consumer 673 689 Commercial business 7 9 $ 1,788 2,684 At September 30, 2021 December 31, 2020 third 2021, none September 30, 2021 not The following table summarizes TDRs at September 30, 2021 December 31, 2020: September 30, 2021 December 31, 2020 (Dollars in thousands) Accruing Non-Accruing Total Accruing Non-Accruing Total Single family $ 22 236 258 355 257 612 Commercial real estate 0 359 359 0 211 211 Consumer 51 588 639 62 568 630 Commercial business 10 0 10 25 0 25 $ 83 1,183 1,266 442 1,036 1,478 TDR concessions can include reduction of interest rates, extension of maturity dates, forgiveness of principal and/or interest due, or acceptance of real estate or other assets in full or partial satisfaction of the debt. Loan modifications are not 12 12 When a loan is modified as a TDR, there may may three nine September 30, 2021 2020. Three Months Ended September 30, 2021 Nine Months Ended September 30, 2021 (Dollars in thousands) Number of Contracts Pre-modification Outstanding Recorded Investment Post-modification Outstanding Recorded Investment Number of Contracts Pre-modification Outstanding Recorded Investment Post-modification Outstanding Recorded Investment Troubled debt restructurings: Single family 1 $ 38 40 1 $ 38 40 Commercial real estate: Other 0 0 0 1 139 139 Consumer 0 0 0 1 93 94 Commercial business 0 0 0 1 14 14 Total 1 $ 38 40 4 $ 284 287 Three Months Ended September 30, 2020 Nine Months Ended September 30, 2020 (Dollars in thousands) Number of Contracts Pre-modification Outstanding Recorded Investment Post-modification Outstanding Recorded Investment Number of Contracts Pre-modification Outstanding Recorded Investment Post-modification Outstanding Recorded Investment Troubled debt restructurings: Single family 0 $ 0 0 1 $ 94 101 Commercial real estate: Other 0 0 0 2 293 293 Total 0 $ 0 0 3 $ 387 394 There were no loans that were restructured in the 12 September 30, 2021 2020 three nine September 30, 2021 2020. The Company considers a loan to have defaulted when it becomes 90 six six may TDRs are reviewed for impairment following the same methodology as other impaired loans. For loans that are collateral-dependent, the value of the collateral is reviewed and additional reserves may not may September 30, 2021 December 31, 2020. The Coronavirus Aid, Relief, and Economic Security Act March 27, 2020 Interagency Statement on Loan Modification and Reporting for Financial Institutions Working with Customers Affected by the Coronavirus April 7, 2020. 4013 December 31, 2021. September 30, 2021, 4013 six December 31, 2021. September 30, 2021 may may may may

Note 10 - Intangible Assets

Note 10 - Intangible Assets	9 Months Ended
	Sep. 30, 2021
Notes to Financial Statements
Intangible Assets Disclosure [Text Block]	( 10 Intangible Assets The Company’s intangible assets consist of core deposit intangibles, goodwill and mortgage servicing rights. A summary of mortgage servicing rights activity is as follows: (Dollars in thousands) Nine Months Ended Twelve Months Ended December 31, 2020 Nine Months Ended September 30, 2020 Balance, beginning of period $ 3,043 2,172 2,172 Originations 1,070 2,189 1,710 Amortization (881 ) (1,318 ) (1,002 ) Balance, end of period $ 3,232 3,043 2,880 Fair value of mortgage servicing rights $ 4,292 3,378 2,956 All of the loans sold where the Company continues to service the loans are serviced for FNMA under the individual loan sale program. The following is a summary of the risk characteristics of the loans being serviced for FNMA at September 30, 2021. Weighted Weighted Loan Average Average Principal Interest Remaining Number (Dollars in thousands) Balance Rate Term (months) of Loans Original term 30 year fixed rate $ 416,090 3.46 % 312 2,650 Original term 15 year fixed rate 118,843 2.88 142 1,068 Amortization expense for amortizing intangible assets was $0.9 million and $1.1 million for the nine September 30, 2021 2020, September 30, 2021 December 31, 2020 September 30, 2021 Gross (Dollars in thousands) Carrying Amount Accumulated Amortization Unamortized Amount Mortgage servicing rights $ 5,775 (2,543 ) 3,232 Core deposit intangible 574 (557 ) 17 Goodwill 802 0 802 Total $ 7,151 (3,100 ) 4,051 December 31, 2020 Gross (Dollars in thousands) Carrying Amount Accumulated Amortization Unamortized Amount Mortgage servicing rights $ 5,691 (2,648 ) 3,043 Core deposit intangible 574 (517 ) 57 Goodwill 802 0 802 Total $ 7,067 (3,165 ) 3,902 The following table indicates the estimated future amortization expense for amortizing intangible assets: (Dollars in thousands) Mortgage Core Deposit Total Amortizing Intangible Assets Year ending December 31, 2021 $ 173 7 180 2022 666 10 676 2023 624 0 624 2024 585 0 585 2025 511 0 511 Thereafter 673 0 673 Total $ 3,232 17 3,249 No not may Projections of amortization are based on existing asset balances and the existing interest rate environment as of September 30, 2021. may

Note 11 - Leases

Note 11 - Leases	9 Months Ended
	Sep. 30, 2021
Notes to Financial Statements
Lessee, Operating Leases [Text Block]	( 11 Leases The Company accounts for its leases in accordance with ASU 2016 02, 842 September 30, 2021, $2.6 Operating lease right-of-use assets represent the Company’s right to use an underlying asset during the lease term and operating lease liabilities represent its obligation to make lease payments arising from the lease. Right-of-use assets and operating lease liabilities are recognized at lease commencement based on the present value of the remaining lease payments using a discount rate that represents the Company’s incremental borrowing rate at the lease commencement date. Because the Company only has operating leases and the right-of-use asset is offset by a lease payment obligation liability, the lease payments are the only amount that is recorded in occupancy expense in the consolidated statements of comprehensive income. The Company’s leases relate to office space and bank branches with remaining lease terms between eleven forty-three three ten not not The table below summarizes the Company’s net lease cost for the three nine September 30, 2021. (Dollars in thousands) Three Months Ended Nine Months Ended Operating lease cost $ 223 672 The table below summarizes other information related to the Company’s operating leases: Three Months Ended Nine Months Ended (Dollars in thousands) September 30, 2021 September 30, 2020 September 30, 2021 September 30, 2020 Cash paid for amounts included in the measurement of lease liabilities: Operating cash flows from operating leases $ 223 224 672 669 Weighted-average remaining lease term – operating leases, in years 3.0 3.9 3.0 3.9 Weighted-average discount rate – operating leases 2.19 % 2.19 % 2.19 % 2.19 % The table below summarizes the maturities of remaining lease liabilities: (Dollars in thousands) September 30, 2021 2021 $ 229 2022 932 2023 807 2024 729 2025 15 Total lease payments 2,712 Less: Interest (92 ) Present value of lease liabilities $ 2,620 Subsequent to the end of the third October 8, 2021, September 30, 2021.

Note 12 - Earnings Per Common S

Note 12 - Earnings Per Common Share	9 Months Ended
	Sep. 30, 2021
Notes to Financial Statements
Earnings Per Share [Text Block]	( 12 Earnings per Common Share The following table reconciles the weighted average shares outstanding and the earnings available to common shareholders used for basic and diluted earnings per share: Three Months Ended September 30, Nine Months Ended September 30, (Dollars in thousands, except per share data) 2021 2020 2021 2020 Weighted average number of common shares outstanding used in basic earnings per share calculation 4,432,447 4,628,292 4,494,761 4,624,266 Net dilutive effect of: Restricted stock awards and options 33,421 22,550 33,122 25,312 Weighted average number of shares outstanding adjusted for effect of dilutive securities 4,465,868 4,650,842 4,527,883 4,649,578 Income available to common stockholders $ 3,619 3,101 11,565 7,177 Basic earnings per common share $ 0.82 0.67 2.57 1.55 Diluted earnings per common share $ 0.81 0.67 2.55 1.54

Note 13 - Regulatory Capital an

Note 13 - Regulatory Capital and Oversight	9 Months Ended
	Sep. 30, 2021
Notes to Financial Statements
Regulatory Capital Requirements under Banking Regulations [Text Block]	( 13 Regulatory Capital and Oversight The Bank is subject to the Basel III regulatory capital requirements. The Basel III requirements, among other things, (i) apply a set of capital requirements to the Bank, including requirements relating to common equity as a component of core capital, (ii) implement a “capital conservation buffer” against risk and a higher minimum Tier 1 The Board of Governors of the Federal Reserve System amended its Small Bank Holding Company Policy Statement (Policy Statement), to exempt small bank holding companies with assets less than $3 Quantitative measures established by regulations to ensure capital adequacy require the Bank to maintain minimum amounts and ratios (set forth in the following table and defined in the regulation) of Common Equity Tier 1 1 1 The Bank’s average total assets for the quarter ended September 30, 2021 September 30, 2021 Actual Required to be Adequately Capitalized Excess Capital To Be Well Capitalized Under Prompt Corrective Action Provisions (Dollars in thousands) Amount Percent of Assets Amount Percent of Assets Amount Percent of Assets Amount Percent of Assets September 30, 2021 Common equity tier 1 capital $ 95,568 13.85 % $ 31,060 4.50 % $ 64,508 9.35 % $ 44,865 6.50 % Tier 1 capital leverage 95,568 9.64 39,674 4.00 55,894 5.64 49,592 5.00 Tier 1 risk-based capital 95,568 13.85 41,414 6.00 54,154 7.85 55,219 8.00 Total risk-based capital 104,201 15.10 55,219 8.00 48,982 7.10 69,023 10.00 The Bank must maintain a capital conservation buffer of 2.50% composed of common equity Tier 1 September 30, 2021, no

Note 14 - Stockholders' Equity

Note 14 - Stockholders' Equity	9 Months Ended
	Sep. 30, 2021
Notes to Financial Statements
Stockholders' Equity Note Disclosure [Text Block]	( 14 Stockholders Equity The Company was authorized to repurchase up to $4.9 million additional shares of its common stock under the existing board-approved share repurchase program at September 30, 2021. not third 2021.

Note 15 - Commitments and Conti

Note 15 - Commitments and Contingencies	9 Months Ended
	Sep. 30, 2021
Notes to Financial Statements
Commitments and Contingencies Disclosure [Text Block]	( 15 Commitments and Contingencies The Bank issues standby letters of credit which guarantee the performance of customers to third September 30, 2021 twenty-four may not From time to time, the Company is party to legal proceedings arising out of its lending and deposit operations. The Company is, and expects to become, engaged in foreclosure proceedings, collection actions and other litigation as part of its normal banking activities. Among the various current litigation matters, the Company is involved in a bankruptcy litigation claim where the bankruptcy trustee is attempting to recover $2.5 million related to the principal and interest payments made to the Bank prior to the bankruptcy filing of a former customer of the Bank. The Company examines each legal matter, and, in those situations where it determines that a particular legal matter presents loss contingencies that are both probable and reasonably estimable, establishes an appropriate accrual. In many situations, the Company is not not may may Based on the Company’s current understanding of all of the outstanding legal matters, management does not

Note 16 - Business Segments

Note 16 - Business Segments	9 Months Ended
	Sep. 30, 2021
Notes to Financial Statements
Segment Reporting Disclosure [Text Block]	( 16 Business Segments The Bank has been identified as a reportable operating segment in accordance with the provisions of ASC 280. not The Company evaluates performance and allocates resources based on the segment’s net income, return on average assets and return on average equity. Each corporation is managed separately with its own officers and board of directors. The following table sets forth certain information about the reconciliations of reported profit and assets for each of the Company’s reportable segments. (Dollars in thousands) Home Federal Savings Bank Other Eliminations Consolidated At or for the nine months ended September 30, 2021: Interest income - external customers $ 24,384 0 0 24,384 Non-interest income - external customers 11,047 1 0 11,048 Intersegment interest income 0 22 (22 ) 0 Intersegment non-interest income 176 12,054 (12,230 ) 0 Interest expense 1,245 0 (22 ) 1,223 Provision for loan losses (2,353 ) 0 0 (2,353 ) Non-interest expense 19,906 635 (176 ) 20,365 Income tax expense 4,755 (123 ) 0 4,632 Net income 12,054 11,565 (12,054 ) 11,565 Total assets 1,035,945 110,072 (109,402 ) 1,036,615 At or for the nine months ended September 30, 2020: Interest income - external customers $ 23,676 0 0 23,676 Non-interest income - external customers 10,590 0 0 10,590 Intersegment interest income 0 32 (32 ) 0 Intersegment non-interest income 175 7,609 (7,784 ) 0 Interest expense 2,325 0 (32 ) 2,293 Provision for loan losses 1,548 0 0 1,548 Non-interest expense 19,992 562 (175 ) 20,379 Income tax expense 2,967 (98 ) 0 2,869 Net income 7,609 7,177 (7,609 ) 7,177 Total assets 897,694 101,308 (100,550 ) 898,452 At or for the quarter ended September 30, 2021: Interest income - external customers $ 8,401 0 0 8,401 Non-interest income - external customers 3,051 0 0 3,051 Intersegment interest income 0 8 (8 ) 0 Intersegment non-interest income 59 3,773 (3,832 ) 0 Interest expense 368 0 (8 ) 360 Provision for loan losses (886 ) 0 0 (886 ) Non-interest expense 6,766 199 (59 ) 6,906 Income tax expense 1,490 (37 ) 0 1,453 Net income 3,773 3,619 (3,773 ) 3,619 Total assets 1,035,945 110,072 (109,402 ) 1,036,615 At or for the quarter ended September 30, 2020: Interest income - external customers $ 7,949 0 0 7,949 Non-interest income - external customers 4,527 0 0 4,527 Intersegment interest income 0 9 (9 ) 0 Intersegment non-interest income 58 3,251 (3,309 ) 0 Interest expense 665 0 (9 ) 656 Provision for loan losses 770 0 0 770 Non-interest expense 6,591 194 (58 ) 6,727 Income tax expense 1,257 (35 ) 0 1,222 Net income 3,251 3,101 (3,251 ) 3,101 Total assets 897,694 101,308 (100,550 ) 898,452

Note 4 - Fair Value Measureme_2

Note 4 - Fair Value Measurements (Tables)	9 Months Ended
	Sep. 30, 2021
Notes Tables
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	Carrying Value at September 30, 2021 (Dollars in thousands) Total Level 1 Level 2 Level 3 Securities available for sale $ 234,939 0 234,939 0 Equity securities 217 0 217 0 Mortgage loan commitments (69 ) 0 (69 ) 0 Total $ 235,087 0 235,087 0 Carrying Value at December 31, 2020 (Dollars in thousands) Total Level 1 Level 2 Level 3 Securities available for sale $ 148,090 0 148,090 0 Equity securities 149 0 149 0 Mortgage loan commitments 261 0 261 0 Total $ 148,500 0 148,500 0
Fair Value Measurements, Nonrecurring [Table Text Block]	Carrying Value at September 30, 2021 (Dollars in thousands) Total Level 1 Level 2 Level 3 Three Months Ended September 30, 2021 Total Losses Nine Months Ended September 30, 2021 Total Losses Loans held for sale $ 5,754 0 5,754 0 (91 ) (67 ) Mortgage servicing rights, net 3,232 0 3,232 0 0 0 Impaired loans 1,585 0 1,585 0 (34 ) (98 ) Total $ 10,571 0 10,571 0 (125 ) (165 ) Carrying Value at December 31, 2020 (Dollars in thousands) Total Level 1 Level 2 Level 3 Year Ended December 31, 2020 Total Gains (Losses) Loans held for sale $ 6,186 0 6,186 0 28 Mortgage servicing rights, net 3,043 0 3,043 0 0 Impaired loans 2,888 0 2,888 0 (76 ) Real estate, net 636 0 636 0 0 Total $ 12,753 0 12,753 0 (48 )

Note 5 - Fair Value of Financ_2

Note 5 - Fair Value of Financial Instruments (Tables)	9 Months Ended
	Sep. 30, 2021
Notes Tables
Fair Value, by Balance Sheet Grouping [Table Text Block]	September 30, 2021 December 31, 2020 Fair Value Hierarchy Fair Value Hierarchy (Dollars in thousands) Carrying Amount Estimated Fair Value Level 1 Level 2 Level 3 Contract Amount Carrying Amount Estimated Fair Value Level 1 Level 2 Level 3 Contract Amount Financial assets: Cash and cash equivalents $ 149,436 149,436 149,436 86,269 86,269 86,269 Securities available for sale 234,939 234,939 234,939 148,090 148,090 148,090 Equity securities 217 217 217 149 149 149 Loans held for sale 5,754 5,754 5,754 6,186 6,186 6,186 Loans receivable, net 622,264 632,659 632,659 642,630 648,275 648,275 Federal Home Loan Bank stock 1,092 1,092 1,092 932 932 932 Accrued interest receivable 2,062 2,062 2,062 3,102 3,102 3,102 Financial liabilities: Deposits 915,302 915,478 915,478 795,204 795,927 795,927 Accrued interest payable 76 76 76 140 140 140 Off-balance sheet financial instruments: Commitments to extend credit (69 ) (69 ) 219,855 261 261 180,330 Commitments to sell loans 23 23 26,184 (44 ) (44 ) 24,746

Note 6 - Other Comprehensive _2

Note 6 - Other Comprehensive Income (Loss) (Tables)	9 Months Ended
	Sep. 30, 2021
Notes Tables
Comprehensive Income (Loss) [Table Text Block]	For the Three Months Ended September 30, (Dollars in thousands) 2021 2020 Securities available for sale: Before Tax Tax Effect Net of Tax Before Tax Tax Effect Net of Tax Gross unrealized losses arising during the period $ (957 ) (269 ) (688 ) (281 ) (79 ) (202 ) Other comprehensive loss $ (957 ) (269 ) (688 ) (281 ) (79 ) (202 ) For the Nine Months Ended September 30, (Dollars in thousands) 2021 2020 Securities available for sale: Before Tax Tax Effect Net of Tax Before Tax Tax Effect Net of Tax Gross unrealized (losses) gains arising during the period $ (2,092 ) (584 ) (1,508 ) 1,800 503 1,297 Other comprehensive (loss) income $ (2,092 ) (584 ) (1,508 ) 1,800 503 1,297

Note 7 - Securities Available_2

Note 7 - Securities Available for Sale (Tables)	9 Months Ended
	Sep. 30, 2021
Notes Tables
Schedule of Unrealized Loss on Investments [Table Text Block]	Less Than Twelve Months Twelve Months or More Total (Dollars in thousands) # of Investments Fair Value Unrealized Losses # of Investments Fair Value Unrealized Losses Fair Value Unrealized Losses September 30, 2021 Mortgage backed securities: Federal National Mortgage Association (FNMA) 16 $ 72,635 (612 ) 1 $ 3,694 (51 ) $ 76,329 (663 ) Federal Home Loan Mortgage Corporation (FHLMC) 16 73,242 (517 ) 0 0 0 73,242 (517 ) Other marketable securities: U.S. Government agency obligations 7 34,911 (85 ) 0 0 0 34,911 (85 ) Corporate preferred stock 0 0 0 1 644 (56 ) 644 (56 ) Total temporarily impaired securities 39 $ 180,788 (1,214 ) 2 $ 4,338 (107 ) $ 185,126 (1,321 ) Less Than Twelve Months Twelve Months or More Total (Dollars in thousands) # of Investments Fair Value Unrealized Losses # of Investments Fair Value Unrealized Losses Fair Value Unrealized Losses December 31, 2020 Mortgage backed securities: FNMA 1 $ 4,956 (3 ) 0 $ 0 0 $ 4,956 (3 ) Other marketable securities: Corporate preferred stock 0 0 0 1 630 (70 ) 630 (70 ) Total temporarily impaired securities 1 $ 4,956 (3 ) 1 $ 630 (70 ) $ 5,586 (73 )
Debt Securities, Available-for-sale [Table Text Block]	(Dollars in thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value September 30, 2021: Mortgage-backed securities: FNMA $ 111,267 751 (663 ) 111,355 FHLMC 83,244 172 (517 ) 82,899 Collateralized mortgage obligations: FNMA 51 2 0 53 194,562 925 (1,180 ) 194,307 Other marketable securities: U.S. Government agency obligations 39,990 83 (85 ) 39,988 Corporate preferred stock 700 0 (56 ) 644 40,690 83 (141 ) 40,632 $ 235,252 1,008 (1,321 ) 234,939 (Dollars in thousands) Amortized cost Gross Unrealized Gains Gross Unrealized Losses Fair Value December 31, 2020 Mortgage-backed securities: FNMA $ 68,699 1,313 (3 ) 70,009 FHLMC 31,025 327 0 31,352 Collateralized mortgage obligations: FNMA 97 6 0 103 99,821 1,646 (3 ) 101,464 Other marketable securities: U.S. Government agency obligations 45,029 204 0 45,233 Municipal obligations 725 1 0 726 Corporate obligations 37 0 0 37 Corporate preferred stock 700 0 (70 ) 630 46,491 205 (70 ) 46,626 $ 146,312 1,851 (73 ) 148,090
Available-for-sale Securities [Member]
Notes Tables
Contractual Obligation, Fiscal Year Maturity [Table Text Block]	(Dollars in thousands) Amortized Cost Fair Value Due less than one year $ 85,676 85,595 Due after one year through five years 124,263 124,119 Due after five years through ten years 24,576 24,544 Due after ten years 737 681 Total $ 235,252 234,939

Note 8 - Loans Receivable, Net

Note 8 - Loans Receivable, Net (Tables)	9 Months Ended
	Sep. 30, 2021
Notes Tables
Summary of Loans Receivable [Table Text Block]	(Dollars in thousands) September 30, December 31, Single family $ 157,502 135,023 Commercial real estate: Real estate rental and leasing 196,167 202,400 Other 179,533 178,304 375,700 380,704 Consumer 42,753 55,391 Commercial business 55,743 82,673 Total loans 631,698 653,791 Less: Unamortized discounts 11 12 Net deferred loan fees 353 450 Allowance for loan losses 9,070 10,699 Total loans receivable, net $ 622,264 642,630

Note 9 - Allowance for Loan L_2

Note 9 - Allowance for Loan Losses and Credit Quality Information (Tables)	9 Months Ended
	Sep. 30, 2021
Notes Tables
Financing Receivable, Allowance for Credit Loss [Table Text Block]	(Dollars in thousands) Single Family Commercial Real Estate Consumer Commercial Business Total For the three months ended September 30, 2021: Balance, June 30, 2021 $ 929 7,033 1,039 914 9,915 Provision for losses 13 (713 ) (72 ) (114 ) (886 ) Recoveries 0 0 30 11 41 Balance, September 30, 2021 $ 942 6,320 997 811 9,070 For the nine months ended September 30, 2021: Balance, December 31, 2020 $ 1,030 7,295 1,389 985 10,699 Provision for losses (88 ) (1,625 ) (408 ) (232 ) (2,353 ) Charge-offs 0 0 (42 ) 0 (42 ) Recoveries 0 650 58 58 766 Balance, September 30, 2021 $ 942 6,320 997 811 9,070 Allocated to: Specific reserves $ 29 95 100 14 238 General reserves 1,001 7,200 1,289 971 10,461 Balance, December 31, 2020 $ 1,030 7,295 1,389 985 10,699 Allocated to: Specific reserves $ 38 152 88 8 286 General reserves 904 6,168 909 803 8,784 Balance, September 30, 2021 $ 942 6,320 997 811 9,070 Loans receivable at December 31, 2020: Individually reviewed for impairment $ 857 1,484 750 35 3,126 Collectively reviewed for impairment 134,166 379,220 54,641 82,638 650,665 Ending balance $ 135,023 380,704 55,391 82,673 653,791 Loans receivable at September 30, 2021: Individually reviewed for impairment $ 445 684 724 18 1,871 Collectively reviewed for impairment 157,057 375,016 42,029 55,725 629,827 Ending balance $ 157,502 375,700 42,753 55,743 631,698 (Dollars in thousands) Single Family Commercial Real Estate Consumer Commercial Business Total For the three months ended September 30, 2020: Balance, June 30, 2020 $ 938 5,382 1,464 865 8,649 Provision for losses 27 878 (64 ) (71 ) 770 Charge-offs 0 0 (29 ) (8 ) (37 ) Recoveries 0 0 5 145 150 Balance, September 30, 2020 $ 965 6,260 1,376 931 9,532 For the nine months ended September 30, 2020: Balance, December 31, 2019 $ 857 5,060 1,507 1,140 8,564 Provision for losses 108 1,913 (79 ) (394 ) 1,548 Charge-offs 0 (730 ) (74 ) (8 ) (812 ) Recoveries 0 17 22 193 232 Balance, September 30, 2020 $ 965 6,260 1,376 931 9,532
Financing Receivable Credit Quality Indicators [Table Text Block]	September 30, 2021 Classified Unclassified (Dollars in thousands) Special Mention Substandard Doubtful Loss Total Total Total Loans Single family $ 716 892 57 0 1,665 155,837 157,502 Commercial real estate: Real estate rental and leasing 8,420 1,768 0 0 10,188 185,979 196,167 Other 10,716 6,486 0 0 17,202 162,331 179,533 Consumer 0 616 55 53 724 42,029 42,753 Commercial business 1,850 1,810 0 0 3,660 52,083 55,743 $ 21,702 11,572 112 53 33,439 598,259 631,698 December 31, 2020 Classified Unclassified (Dollars in thousands) Special Mention Substandard Doubtful Loss Total Total Total Loans Single family $ 1,219 2,845 29 0 4,093 130,930 135,023 Commercial real estate: Real estate rental and leasing 8,065 3,483 0 0 11,548 190,852 202,400 Other 8,774 9,750 0 0 18,524 159,780 178,304 Consumer 0 600 132 18 750 54,641 55,391 Commercial business 1,968 2,482 0 0 4,450 78,223 82,673 $ 20,026 19,160 161 18 39,365 614,426 653,791
Financing Receivable, Past Due [Table Text Block]	(Dollars in thousands) 30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due Total Past Due Current Loans Total Loans Loans 90 Days or More Past Due and Still Accruing September 30, 2021 Single family $ 1,072 47 161 1,280 156,222 157,502 0 Commercial real estate: Real estate rental and leasing 0 0 325 325 195,842 196,167 0 Other 0 0 0 0 179,533 179,533 0 Consumer 219 39 238 496 42,257 42,753 0 Commercial business 0 0 0 0 55,743 55,743 0 $ 1,291 86 724 2,101 629,597 631,698 0 December 31, 2020 Single family $ 626 38 298 962 134,061 135,023 0 Commercial real estate: Real estate rental and leasing 0 0 0 0 202,400 202,400 0 Other 0 0 0 0 178,304 178,304 0 Consumer 458 66 279 803 54,588 55,391 0 Commercial business 0 0 0 0 82,673 82,673 0 $ 1,084 104 577 1,765 652,026 653,791 0
Impaired Financing Receivables [Table Text Block]	September 30, 2021 December 31, 2020 (Dollars in thousands) Recorded Investment Unpaid Principal Balance Related Allowance Recorded Investment Unpaid Principal Balance Related Allowance Loans with no related allowance recorded: Single family $ 356 375 0 740 759 0 Commercial real estate: Real estate rental and leasing 0 0 0 932 1,582 0 Other 192 192 0 211 211 0 Consumer 592 592 0 574 574 0 Loans with an allowance recorded: Single family 89 89 38 117 117 29 Commercial real estate: Real estate rental and leasing 325 325 17 166 166 5 Other 167 167 135 175 175 90 Consumer 132 132 88 176 176 100 Commercial business 18 18 8 35 586 14 Total: Single family 445 464 38 857 876 29 Commercial real estate: Real estate rental and leasing 325 325 17 1,098 1,748 5 Other 359 359 135 386 386 90 Consumer 724 724 88 750 750 100 Commercial business 18 18 8 35 586 14 $ 1,871 1,890 286 3,126 4,346 238 For the Three Months Ended September 30, 2021 For the Nine Months Ended September 30, 2021 (Dollars in thousands) Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Loans with no related allowance recorded: Single family $ 390 0 564 4 Commercial real estate: Real estate rental and leasing 78 0 540 0 Other 193 0 199 0 Consumer 610 0 577 6 Loans with an allowance recorded: Single family 122 0 119 0 Commercial real estate: Real estate rental and leasing 163 0 123 7 Other 168 0 163 0 Consumer 114 3 138 1 Commercial business 22 0 29 1 Total: Single family 512 0 683 4 Commercial real estate: Real estate rental and leasing 241 0 663 7 Other 361 0 362 0 Consumer 724 3 715 7 Commercial business 22 0 29 1 $ 1,860 3 2,452 19 For the Three Months Ended September 30, 2020 For the Nine Months Ended September 30, 2020 (Dollars in thousands) Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Loans with no related allowance recorded: Single family $ 606 6 585 23 Commercial real estate: Real estate rental and leasing 985 0 493 33 Other 401 0 340 2 Consumer 586 3 640 9 Commercial business 4 0 2 0 Loans with an allowance recorded: Single family 121 0 273 0 Commercial real estate: Real estate rental and leasing 173 0 177 0 Other 0 0 487 0 Consumer 142 0 169 2 Commercial business 50 1 242 2 Total: Single family 727 6 858 23 Commercial real estate: Real estate rental and leasing 1,158 0 670 33 Other 401 0 827 2 Consumer 728 3 809 11 Commercial business 54 1 244 2 $ 3,068 10 3,408 71
Financing Receivable, Nonaccrual [Table Text Block]	(Dollars in thousands) September 30, 2021 December 31, 2020 Single family $ 423 502 Commercial real estate: Real estate rental and leasing 325 1,098 Other 360 386 Consumer 673 689 Commercial business 7 9 $ 1,788 2,684
Financing Receivable, Troubled Debt Restructuring [Table Text Block]	September 30, 2021 December 31, 2020 (Dollars in thousands) Accruing Non-Accruing Total Accruing Non-Accruing Total Single family $ 22 236 258 355 257 612 Commercial real estate 0 359 359 0 211 211 Consumer 51 588 639 62 568 630 Commercial business 10 0 10 25 0 25 $ 83 1,183 1,266 442 1,036 1,478
Financial Effects of Troubled Debt Restructurings and Difference Between Outstanding Recorded Balance Pre Modification and Post Modification [Table Text Block]	Three Months Ended September 30, 2021 Nine Months Ended September 30, 2021 (Dollars in thousands) Number of Contracts Pre-modification Outstanding Recorded Investment Post-modification Outstanding Recorded Investment Number of Contracts Pre-modification Outstanding Recorded Investment Post-modification Outstanding Recorded Investment Troubled debt restructurings: Single family 1 $ 38 40 1 $ 38 40 Commercial real estate: Other 0 0 0 1 139 139 Consumer 0 0 0 1 93 94 Commercial business 0 0 0 1 14 14 Total 1 $ 38 40 4 $ 284 287 Three Months Ended September 30, 2020 Nine Months Ended September 30, 2020 (Dollars in thousands) Number of Contracts Pre-modification Outstanding Recorded Investment Post-modification Outstanding Recorded Investment Number of Contracts Pre-modification Outstanding Recorded Investment Post-modification Outstanding Recorded Investment Troubled debt restructurings: Single family 0 $ 0 0 1 $ 94 101 Commercial real estate: Other 0 0 0 2 293 293 Total 0 $ 0 0 3 $ 387 394

Note 10 - Intangible Assets (Ta

Note 10 - Intangible Assets (Tables)	9 Months Ended
	Sep. 30, 2021
Notes Tables
Servicing Liability at Amortized Cost [Table Text Block]	(Dollars in thousands) Nine Months Ended Twelve Months Ended December 31, 2020 Nine Months Ended September 30, 2020 Balance, beginning of period $ 3,043 2,172 2,172 Originations 1,070 2,189 1,710 Amortization (881 ) (1,318 ) (1,002 ) Balance, end of period $ 3,232 3,043 2,880 Fair value of mortgage servicing rights $ 4,292 3,378 2,956
Summary of Risk Characteristics of Loans Being Serviced [Table Text Block]	Weighted Weighted Loan Average Average Principal Interest Remaining Number (Dollars in thousands) Balance Rate Term (months) of Loans Original term 30 year fixed rate $ 416,090 3.46 % 312 2,650 Original term 15 year fixed rate 118,843 2.88 142 1,068
Schedule of Finite-Lived Intangible Assets [Table Text Block]	September 30, 2021 Gross (Dollars in thousands) Carrying Amount Accumulated Amortization Unamortized Amount Mortgage servicing rights $ 5,775 (2,543 ) 3,232 Core deposit intangible 574 (557 ) 17 Goodwill 802 0 802 Total $ 7,151 (3,100 ) 4,051 December 31, 2020 Gross (Dollars in thousands) Carrying Amount Accumulated Amortization Unamortized Amount Mortgage servicing rights $ 5,691 (2,648 ) 3,043 Core deposit intangible 574 (517 ) 57 Goodwill 802 0 802 Total $ 7,067 (3,165 ) 3,902
Schedule of Finite-Lived Intangible Assets, Future Amortization Expense [Table Text Block]	(Dollars in thousands) Mortgage Core Deposit Total Amortizing Intangible Assets Year ending December 31, 2021 $ 173 7 180 2022 666 10 676 2023 624 0 624 2024 585 0 585 2025 511 0 511 Thereafter 673 0 673 Total $ 3,232 17 3,249

Note 11 - Leases (Tables)

Note 11 - Leases (Tables)	9 Months Ended
	Sep. 30, 2021
Notes Tables
Lease, Cost [Table Text Block]	(Dollars in thousands) Three Months Ended Nine Months Ended Operating lease cost $ 223 672
Other Information Related to Operating Leases [Table Text Block]	Three Months Ended Nine Months Ended (Dollars in thousands) September 30, 2021 September 30, 2020 September 30, 2021 September 30, 2020 Cash paid for amounts included in the measurement of lease liabilities: Operating cash flows from operating leases $ 223 224 672 669 Weighted-average remaining lease term – operating leases, in years 3.0 3.9 3.0 3.9 Weighted-average discount rate – operating leases 2.19 % 2.19 % 2.19 % 2.19 %
Lessee, Operating Lease, Liability, Maturity [Table Text Block]	(Dollars in thousands) September 30, 2021 2021 $ 229 2022 932 2023 807 2024 729 2025 15 Total lease payments 2,712 Less: Interest (92 ) Present value of lease liabilities $ 2,620

Note 12 - Earnings Per Common_2

Note 12 - Earnings Per Common Share (Tables)	9 Months Ended
	Sep. 30, 2021
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	Three Months Ended September 30, Nine Months Ended September 30, (Dollars in thousands, except per share data) 2021 2020 2021 2020 Weighted average number of common shares outstanding used in basic earnings per share calculation 4,432,447 4,628,292 4,494,761 4,624,266 Net dilutive effect of: Restricted stock awards and options 33,421 22,550 33,122 25,312 Weighted average number of shares outstanding adjusted for effect of dilutive securities 4,465,868 4,650,842 4,527,883 4,649,578 Income available to common stockholders $ 3,619 3,101 11,565 7,177 Basic earnings per common share $ 0.82 0.67 2.57 1.55 Diluted earnings per common share $ 0.81 0.67 2.55 1.54

Note 13 - Regulatory Capital _2

Note 13 - Regulatory Capital and Oversight (Tables)	9 Months Ended
	Sep. 30, 2021
Notes Tables
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	Actual Required to be Adequately Capitalized Excess Capital To Be Well Capitalized Under Prompt Corrective Action Provisions (Dollars in thousands) Amount Percent of Assets Amount Percent of Assets Amount Percent of Assets Amount Percent of Assets September 30, 2021 Common equity tier 1 capital $ 95,568 13.85 % $ 31,060 4.50 % $ 64,508 9.35 % $ 44,865 6.50 % Tier 1 capital leverage 95,568 9.64 39,674 4.00 55,894 5.64 49,592 5.00 Tier 1 risk-based capital 95,568 13.85 41,414 6.00 54,154 7.85 55,219 8.00 Total risk-based capital 104,201 15.10 55,219 8.00 48,982 7.10 69,023 10.00

Note 16 - Business Segments (Ta

Note 16 - Business Segments (Tables)	9 Months Ended
	Sep. 30, 2021
Notes Tables
Schedule of Segment Reporting Information, by Segment [Table Text Block]	(Dollars in thousands) Home Federal Savings Bank Other Eliminations Consolidated At or for the nine months ended September 30, 2021: Interest income - external customers $ 24,384 0 0 24,384 Non-interest income - external customers 11,047 1 0 11,048 Intersegment interest income 0 22 (22 ) 0 Intersegment non-interest income 176 12,054 (12,230 ) 0 Interest expense 1,245 0 (22 ) 1,223 Provision for loan losses (2,353 ) 0 0 (2,353 ) Non-interest expense 19,906 635 (176 ) 20,365 Income tax expense 4,755 (123 ) 0 4,632 Net income 12,054 11,565 (12,054 ) 11,565 Total assets 1,035,945 110,072 (109,402 ) 1,036,615 At or for the nine months ended September 30, 2020: Interest income - external customers $ 23,676 0 0 23,676 Non-interest income - external customers 10,590 0 0 10,590 Intersegment interest income 0 32 (32 ) 0 Intersegment non-interest income 175 7,609 (7,784 ) 0 Interest expense 2,325 0 (32 ) 2,293 Provision for loan losses 1,548 0 0 1,548 Non-interest expense 19,992 562 (175 ) 20,379 Income tax expense 2,967 (98 ) 0 2,869 Net income 7,609 7,177 (7,609 ) 7,177 Total assets 897,694 101,308 (100,550 ) 898,452 At or for the quarter ended September 30, 2021: Interest income - external customers $ 8,401 0 0 8,401 Non-interest income - external customers 3,051 0 0 3,051 Intersegment interest income 0 8 (8 ) 0 Intersegment non-interest income 59 3,773 (3,832 ) 0 Interest expense 368 0 (8 ) 360 Provision for loan losses (886 ) 0 0 (886 ) Non-interest expense 6,766 199 (59 ) 6,906 Income tax expense 1,490 (37 ) 0 1,453 Net income 3,773 3,619 (3,773 ) 3,619 Total assets 1,035,945 110,072 (109,402 ) 1,036,615 At or for the quarter ended September 30, 2020: Interest income - external customers $ 7,949 0 0 7,949 Non-interest income - external customers 4,527 0 0 4,527 Intersegment interest income 0 9 (9 ) 0 Intersegment non-interest income 58 3,251 (3,309 ) 0 Interest expense 665 0 (9 ) 656 Provision for loan losses 770 0 0 770 Non-interest expense 6,591 194 (58 ) 6,727 Income tax expense 1,257 (35 ) 0 1,222 Net income 3,251 3,101 (3,251 ) 3,101 Total assets 897,694 101,308 (100,550 ) 898,452

Note 1 - HMN Financial, Inc. (D

Note 1 - HMN Financial, Inc. (Details Textual)	9 Months Ended
	Sep. 30, 2021
Percentage Of Ownership In Subsidiaries	100.00%
Number of Wholly Owned Subsidiaries	2

Note 4 - Fair Value Measureme_3

Note 4 - Fair Value Measurements - Assets and Liabilities Measured on Recurring Basis (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Securities available for sale	$ 234,939	$ 148,090
Fair Value, Recurring [Member]
Securities available for sale	234,939	148,090
Equity securities	217	149
Mortgage loan commitments	(69)	261
Total	235,087	148,500
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available for sale	0	0
Equity securities	0	0
Mortgage loan commitments	0	0
Total	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale	234,939	148,090
Equity securities	217	149
Mortgage loan commitments	(69)	261
Total	235,087	148,500
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available for sale	0	0
Equity securities	0	0
Mortgage loan commitments	0	0
Total	$ 0	$ 0

Note 4 - Fair Value Measureme_4

Note 4 - Fair Value Measurements - Assets Measured at Fair Value on Nonrecurring Basis (Details) - USD ($) $ in Thousands	3 Months Ended	9 Months Ended	12 Months Ended
	Sep. 30, 2021	Sep. 30, 2021	Dec. 31, 2020
Loans held for sale, Total gains (losses)	$ (91)	$ (67)	$ 28
Mortgage servicing rights, Total gains (losses)	0	0	0
Impaired loanss, Total gains (losses)	(34)	(98)	(76)
Total, Total gains (losses)	(125)	(165)	(48)
Real estate, net, Total gains (losses)			0
Fair Value, Nonrecurring [Member]
Loans held for sale	5,754	5,754	6,186
Mortgage servicing rights, net	3,232	3,232	3,043
Impaired loans	1,585	1,585	2,888
Total	10,571	10,571	12,753
Real estate, net			636
Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 1 [Member]
Loans held for sale	0	0	0
Mortgage servicing rights, net	0	0	0
Impaired loans	0	0	0
Total	0	0	0
Real estate, net			0
Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 2 [Member]
Loans held for sale	5,754	5,754	6,186
Mortgage servicing rights, net	3,232	3,232	3,043
Impaired loans	1,585	1,585	2,888
Total	10,571	10,571	12,753
Real estate, net			636
Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member]
Loans held for sale	0	0	0
Mortgage servicing rights, net	0	0	0
Impaired loans	0	0	0
Total	$ 0	$ 0	0
Real estate, net			$ 0

Note 5 - Fair Value of Financ_3

Note 5 - Fair Value of Financial Instruments - Estimated Fair Value of Company's Financial Instruments (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Securities available for sale	$ 234,939	$ 148,090
Loans receivable, net	622,264	642,630
Reported Value Measurement [Member]
Cash and cash equivalents	149,436	86,269
Securities available for sale	234,939	148,090
Equity securities	217	149
Loans held for sale	5,754	6,186
Loans receivable, net	622,264	642,630
Federal Home Loan Bank stock	1,092	932
Accrued interest receivable	2,062	3,102
Deposits	915,302	795,204
Accrued interest payable	76	140
Commitments to extend credit	(69)	261
Commitments to sell loans	23	(44)
Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	149,436	86,269
Securities available for sale	234,939	148,090
Equity securities	217	149
Loans held for sale	5,754	6,186
Loans receivable, net	632,659	648,275
Federal Home Loan Bank stock	1,092	932
Accrued interest receivable	2,062	3,102
Deposits	915,478	795,927
Accrued interest payable	76	140
Commitments to extend credit	(69)	261
Commitments to sell loans	23	(44)
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents	149,436	86,269
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale	234,939	148,090
Equity securities	217	149
Loans held for sale	5,754	6,186
Loans receivable, net	632,659	648,275
Federal Home Loan Bank stock	1,092	932
Accrued interest receivable	2,062	3,102
Deposits	915,478	795,927
Accrued interest payable	76	140
Portion at Other than Fair Value Measurement [Member]
Commitments to extend credit	219,855	180,330
Commitments to sell loans	$ 26,184	$ 24,746

Note 6 - Other Comprehensive _3

Note 6 - Other Comprehensive Income (Loss) - Components of Other Comprehensive (Loss) Income and Related Tax Effects (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Gross unrealized (losses) gains arising during the period, before tax	$ (957)	$ (281)	$ (2,092)	$ 1,800
Gross unrealized (losses) gains arising during the period, tax	(269)	(79)	(584)	503
Gross unrealized (losses) gains arising during the period, net of tax	(688)	(202)	(1,508)	1,297
Other comprehensive income (loss), before tax	(957)	(281)	(2,092)	1,800
Other comprehensive income (loss), tax	(269)	(79)	(584)	503
Other comprehensive income (loss), net of tax	$ (688)	$ (202)	$ (1,508)	$ 1,297

Note 7 - Securities Available_3

Note 7 - Securities Available for Sale (Details Textual) $ in Thousands	9 Months Ended
	Sep. 30, 2021USD ($)
Other-than-temporary Impairment Loss, Debt Securities, Available-for-sale, Total	$ 0

Note 7 - Securities Available_4

Note 7 - Securities Available for Sale - Securities in a Continuous Unrealized Loss Position (Details) $ in Thousands	Sep. 30, 2021USD ($)	Dec. 31, 2020USD ($)
Less Than Twelve Months # of Investments	39	1
Less Than Twelve Months Fair Value	$ 180,788	$ 4,956
Less Than Twelve Months Unrealized Losses	$ (1,214)	$ (3)
Twelve Months or More # of Investments	2	1
Twelve Months or More Fair Value	$ 4,338	$ 630
Twelve Months or More Unrealized Losses	(107)	(70)
Total fair value	185,126	5,586
Total temporarily impaired securities	$ (1,321)	$ (73)
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Federal National Mortgage Association Certificates and Obligations (FNMA) [Member]
Less Than Twelve Months # of Investments	16
Less Than Twelve Months Fair Value	$ 72,635
Less Than Twelve Months Unrealized Losses	$ (612)
Twelve Months or More # of Investments	1
Twelve Months or More Fair Value	$ 3,694
Twelve Months or More Unrealized Losses	(51)
Total fair value	76,329
Total temporarily impaired securities	$ (663)
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Federal Home Loan Mortgage Corporation Certificates and Obligations (FHLMC) [Member]
Less Than Twelve Months # of Investments	16
Less Than Twelve Months Fair Value	$ 73,242
Less Than Twelve Months Unrealized Losses	$ (517)
Twelve Months or More # of Investments	0
Twelve Months or More Fair Value	$ 0
Twelve Months or More Unrealized Losses	0
Total fair value	73,242
Total temporarily impaired securities	$ (517)
Collateralized Mortgage Backed Securities [Member] | Federal National Mortgage Association Certificates and Obligations (FNMA) [Member]
Less Than Twelve Months # of Investments		1
Less Than Twelve Months Fair Value		$ 4,956
Less Than Twelve Months Unrealized Losses		$ (3)
Twelve Months or More # of Investments		0
Twelve Months or More Fair Value		$ 0
Twelve Months or More Unrealized Losses		0
Total fair value		4,956
Total temporarily impaired securities		$ (3)
Other Marketable Securities [Member] | Preferred Stock [Member]
Less Than Twelve Months # of Investments	0	0
Less Than Twelve Months Fair Value	$ 0	$ 0
Less Than Twelve Months Unrealized Losses	$ 0	$ 0
Twelve Months or More # of Investments	1	1
Twelve Months or More Fair Value	$ 644	$ 630
Twelve Months or More Unrealized Losses	(56)	(70)
Total fair value	644	630
Total temporarily impaired securities	$ (56)	$ (70)
Other Marketable Securities [Member] | US Government Agencies Debt Securities [Member]
Less Than Twelve Months # of Investments	7
Less Than Twelve Months Fair Value	$ 34,911
Less Than Twelve Months Unrealized Losses	$ (85)
Twelve Months or More # of Investments	0
Twelve Months or More Fair Value	$ 0
Twelve Months or More Unrealized Losses	0
Total fair value	34,911
Total temporarily impaired securities	$ (85)

Note 7 - Securities Available_5

Note 7 - Securities Available for Sale - Summary of Securities Available for Sale (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Securities available for sale, amortized cost	$ 235,252	$ 146,312
Investment securities available for sale, gross unrealized gains	1,008	1,851
Investment securities available for sale, gross unrealized losses	(1,321)	(73)
Securities available for sale	234,939	148,090
Collateralized Mortgage Backed Securities [Member]
Securities available for sale, amortized cost	194,562	99,821
Investment securities available for sale, gross unrealized gains	925	1,646
Investment securities available for sale, gross unrealized losses	(1,180)	(3)
Securities available for sale	194,307	101,464
Other Marketable Securities [Member]
Securities available for sale, amortized cost	40,690	46,491
Investment securities available for sale, gross unrealized gains	83	205
Investment securities available for sale, gross unrealized losses	(141)	(70)
Securities available for sale	40,632	46,626
Federal National Mortgage Association Certificates and Obligations (FNMA) [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities available for sale, amortized cost	111,267	68,699
Investment securities available for sale, gross unrealized gains	751	1,313
Investment securities available for sale, gross unrealized losses	(663)	(3)
Securities available for sale	111,355	70,009
Federal National Mortgage Association Certificates and Obligations (FNMA) [Member] | Collateralized Mortgage Obligations [Member]
Securities available for sale, amortized cost	51	97
Investment securities available for sale, gross unrealized gains	2	6
Investment securities available for sale, gross unrealized losses	0	0
Securities available for sale	53	103
Federal Home Loan Mortgage Corporation Certificates and Obligations (FHLMC) [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities available for sale, amortized cost	83,244	31,025
Investment securities available for sale, gross unrealized gains	172	327
Investment securities available for sale, gross unrealized losses	(517)	0
Securities available for sale	82,899	31,352
US Government Agencies Debt Securities [Member] | Other Marketable Securities [Member]
Securities available for sale, amortized cost	39,990	45,029
Investment securities available for sale, gross unrealized gains	83	204
Investment securities available for sale, gross unrealized losses	(85)	0
Securities available for sale	39,988	45,233
Preferred Stock [Member] | Other Marketable Securities [Member]
Securities available for sale, amortized cost	700	700
Investment securities available for sale, gross unrealized gains	0	0
Investment securities available for sale, gross unrealized losses	(56)	(70)
Securities available for sale	$ 644	630
US States and Political Subdivisions Debt Securities [Member] | Other Marketable Securities [Member]
Securities available for sale, amortized cost		725
Investment securities available for sale, gross unrealized gains		1
Investment securities available for sale, gross unrealized losses		0
Securities available for sale		726
Corporate Debt Securities [Member] | Other Marketable Securities [Member]
Securities available for sale, amortized cost		37
Investment securities available for sale, gross unrealized gains		0
Investment securities available for sale, gross unrealized losses		0
Securities available for sale		$ 37

Note 7 - Securities Available_6

Note 7 - Securities Available for Sale - Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Due less than one year, amortized cost	$ 85,676
Due less than one year, fair value	85,595
Due after one year through five years, amortized cost	124,263
Due after one year through five years, fair value	124,119
Due after five years through ten years, amortized cost	24,576
Due after five years through ten years, fair value	24,544
Due after ten years, amortized cost	737
Due after ten years, fair value	681
Total, amortized cost	235,252	$ 146,312
Total, fair value	$ 234,939	$ 148,090

Note 8 - Loans Receivable, Ne_2

Note 8 - Loans Receivable, Net - Loans Receivable (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Jun. 30, 2021	Dec. 31, 2020	Sep. 30, 2020	Jun. 30, 2020	Dec. 31, 2019
Loans receivable	$ 631,698		$ 653,791
Unamortized discounts	11		12
Net deferred loan fees	353		450
Allowance for loan losses	9,070	$ 9,915	10,699	$ 9,532	$ 8,649	$ 8,564
Total loans receivable, net	622,264		642,630
Residential Portfolio Segment [Member]
Loans receivable	157,502		135,023
Allowance for loan losses	942	929	1,030	965	938	857
Commercial Real Estate Portfolio Segment [Member]
Loans receivable	375,700		380,704
Allowance for loan losses	6,320	7,033	7,295	6,260	5,382	5,060
Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member]
Loans receivable	196,167		202,400
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Other [Member]
Loans receivable	179,533		178,304
Consumer Portfolio Segment [Member]
Loans receivable	42,753		55,391
Allowance for loan losses	997	1,039	1,389	1,376	1,464	1,507
Commercial Portfolio Segment [Member]
Loans receivable	55,743		82,673
Allowance for loan losses	$ 811	$ 914	$ 985	$ 931	$ 865	$ 1,140

Note 9 - Allowance for Loan L_3

Note 9 - Allowance for Loan Losses and Credit Quality Information (Details Textual) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021USD ($)	Sep. 30, 2020USD ($)	Sep. 30, 2021USD ($)	Sep. 30, 2020USD ($)	Jun. 30, 2021USD ($)	Dec. 31, 2020USD ($)	Jun. 30, 2020USD ($)	Dec. 31, 2019USD ($)
Loans and Leases Receivable, Nonperforming, Nonaccrual of Interest	$ 1,788		$ 1,788			$ 2,684
Impaired Financing Receivable, Related Allowance	286		286			238
Loan Receivable for Which Value of Collateral Sufficient to Repay	1,100		1,100			2,100
Financing Receivable, Troubled Debt Restructuring	$ 1,266		$ 1,266			1,478
Financing Receivable, Modifications, Number of Contracts	1	0	4	3
Financing Receivable, Troubled Debt Restructuring, Subsequent Default	$ 0	$ 0	$ 0	$ 0
Financing Receivable, Troubled Debt Restructuring, Reserves	$ 200		$ 200			$ 100
Percentage Reserves For Loan Losses On Troubled Debt Restructurings	2.70%		2.70%			0.90%
Loans and Leases Receivable, Allowance, Ending Balance	$ 9,070	$ 9,532	$ 9,070	$ 9,532	$ 9,915	$ 10,699	$ 8,649	$ 8,564
Financing Receivable, Deferred Loans with Granted Loan Modifications	25,500		25,500
Financing Receivable, Loans with Previously Deferred Payments, Downgraded, Classified and Still Accruing	5,700		5,700
Nonperforming Financial Instruments [Member]
Impaired Financing Receivable, Related Allowance	300		300			200
Financing Receivable, Troubled Debt Restructuring	1,183		1,183			1,036
Performing Financial Instruments [Member]
Financing Receivable, Troubled Debt Restructuring	$ 83		$ 83			$ 442
Performing Financial Instruments [Member] | Classified [Member]
Financing Receivable, Modifications, Number of Contracts		0

Note 9 - Allowance for Loan L_4

Note 9 - Allowance for Loan Losses and Credit Quality Information - Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020	Dec. 31, 2020
Balance	$ 9,915	$ 8,649	$ 10,699	$ 8,564
Provision for losses	(886)	770	(2,353)	1,548
Recoveries	41	150	766	232
Charge-offs		(37)	(42)	(812)
Balance	9,070	9,532	9,070	9,532
Specific reserves	286		286		$ 238
General reserves	8,784		8,784		10,461
Balance	9,070	9,532	9,070	9,532	10,699
Individually reviewed for impairment	1,871		1,871		3,126
Collectively reviewed for impairment	629,827		629,827		650,665
Ending balance	631,698		631,698		653,791
Residential Portfolio Segment [Member]
Balance	929	938	1,030	857
Provision for losses	13	27	(88)	108
Recoveries	0	0	0	0
Charge-offs		0	0	0
Balance	942	965	942	965
Specific reserves	38		38		29
General reserves	904		904		1,001
Balance	942	965	942	965	1,030
Individually reviewed for impairment	445		445		857
Collectively reviewed for impairment	157,057		157,057		134,166
Ending balance	157,502		157,502		135,023
Commercial Real Estate Portfolio Segment [Member]
Balance	7,033	5,382	7,295	5,060
Provision for losses	(713)	878	(1,625)	1,913
Recoveries	0	0	650	17
Charge-offs		0	0	(730)
Balance	6,320	6,260	6,320	6,260
Specific reserves	152		152		95
General reserves	6,168		6,168		7,200
Balance	6,320	6,260	6,320	6,260	7,295
Individually reviewed for impairment	684		684		1,484
Collectively reviewed for impairment	375,016		375,016		379,220
Ending balance	375,700		375,700		380,704
Consumer Portfolio Segment [Member]
Balance	1,039	1,464	1,389	1,507
Provision for losses	(72)	(64)	(408)	(79)
Recoveries	30	5	58	22
Charge-offs		(29)	(42)	(74)
Balance	997	1,376	997	1,376
Specific reserves	88		88		100
General reserves	909		909		1,289
Balance	997	1,376	997	1,376	1,389
Individually reviewed for impairment	724		724		750
Collectively reviewed for impairment	42,029		42,029		54,641
Ending balance	42,753		42,753		55,391
Commercial Portfolio Segment [Member]
Balance	914	865	985	1,140
Provision for losses	(114)	(71)	(232)	(394)
Recoveries	11	145	58	193
Charge-offs		(8)	0	(8)
Balance	811	931	811	931
Specific reserves	8		8		14
General reserves	803		803		971
Balance	811	$ 931	811	$ 931	985
Individually reviewed for impairment	18		18		35
Collectively reviewed for impairment	55,725		55,725		82,638
Ending balance	$ 55,743		$ 55,743		$ 82,673

Note 9 - Allowance for Loan L_5

Note 9 - Allowance for Loan Losses and Credit Quality Information - Classified and Unclassified Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Loans receivable	$ 631,698	$ 653,791
Classified [Member]
Loans receivable	33,439	39,365
Classified [Member] | Special Mention [Member]
Loans receivable	21,702	20,026
Classified [Member] | Substandard [Member]
Loans receivable	11,572	19,160
Classified [Member] | Doubtful [Member]
Loans receivable	112	161
Classified [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans receivable	53	18
Unclassified [Member]
Loans receivable	598,259	614,426
Residential Portfolio Segment [Member]
Loans receivable	157,502	135,023
Residential Portfolio Segment [Member] | Classified [Member]
Loans receivable	1,665	4,093
Residential Portfolio Segment [Member] | Classified [Member] | Special Mention [Member]
Loans receivable	716	1,219
Residential Portfolio Segment [Member] | Classified [Member] | Substandard [Member]
Loans receivable	892	2,845
Residential Portfolio Segment [Member] | Classified [Member] | Doubtful [Member]
Loans receivable	57	29
Residential Portfolio Segment [Member] | Classified [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans receivable	0	0
Residential Portfolio Segment [Member] | Unclassified [Member]
Loans receivable	155,837	130,930
Commercial Real Estate Portfolio Segment [Member]
Loans receivable	375,700	380,704
Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member]
Loans receivable	196,167	202,400
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Other [Member]
Loans receivable	179,533	178,304
Commercial Real Estate Portfolio Segment [Member] | Classified [Member] | Real Estate Loan [Member]
Loans receivable	10,188	11,548
Commercial Real Estate Portfolio Segment [Member] | Classified [Member] | Commercial Real Estate Other [Member]
Loans receivable	17,202	18,524
Commercial Real Estate Portfolio Segment [Member] | Classified [Member] | Special Mention [Member] | Real Estate Loan [Member]
Loans receivable	8,420	8,065
Commercial Real Estate Portfolio Segment [Member] | Classified [Member] | Special Mention [Member] | Commercial Real Estate Other [Member]
Loans receivable	10,716	8,774
Commercial Real Estate Portfolio Segment [Member] | Classified [Member] | Substandard [Member] | Real Estate Loan [Member]
Loans receivable	1,768	3,483
Commercial Real Estate Portfolio Segment [Member] | Classified [Member] | Substandard [Member] | Commercial Real Estate Other [Member]
Loans receivable	6,486	9,750
Commercial Real Estate Portfolio Segment [Member] | Classified [Member] | Doubtful [Member] | Real Estate Loan [Member]
Loans receivable	0	0
Commercial Real Estate Portfolio Segment [Member] | Classified [Member] | Doubtful [Member] | Commercial Real Estate Other [Member]
Loans receivable	0	0
Commercial Real Estate Portfolio Segment [Member] | Classified [Member] | Unlikely to be Collected Financing Receivable [Member] | Real Estate Loan [Member]
Loans receivable	0	0
Commercial Real Estate Portfolio Segment [Member] | Classified [Member] | Unlikely to be Collected Financing Receivable [Member] | Commercial Real Estate Other [Member]
Loans receivable	0	0
Commercial Real Estate Portfolio Segment [Member] | Unclassified [Member] | Real Estate Loan [Member]
Loans receivable	185,979	190,852
Commercial Real Estate Portfolio Segment [Member] | Unclassified [Member] | Commercial Real Estate Other [Member]
Loans receivable	162,331	159,780
Consumer Portfolio Segment [Member]
Loans receivable	42,753	55,391
Consumer Portfolio Segment [Member] | Classified [Member]
Loans receivable	724	750
Consumer Portfolio Segment [Member] | Classified [Member] | Special Mention [Member]
Loans receivable	0	0
Consumer Portfolio Segment [Member] | Classified [Member] | Substandard [Member]
Loans receivable	616	600
Consumer Portfolio Segment [Member] | Classified [Member] | Doubtful [Member]
Loans receivable	55	132
Consumer Portfolio Segment [Member] | Classified [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans receivable	53	18
Consumer Portfolio Segment [Member] | Unclassified [Member]
Loans receivable	42,029	54,641
Commercial Portfolio Segment [Member]
Loans receivable	55,743	82,673
Commercial Portfolio Segment [Member] | Classified [Member]
Loans receivable	3,660	4,450
Commercial Portfolio Segment [Member] | Classified [Member] | Special Mention [Member]
Loans receivable	1,850	1,968
Commercial Portfolio Segment [Member] | Classified [Member] | Substandard [Member]
Loans receivable	1,810	2,482
Commercial Portfolio Segment [Member] | Classified [Member] | Doubtful [Member]
Loans receivable	0	0
Commercial Portfolio Segment [Member] | Classified [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans receivable	0	0
Commercial Portfolio Segment [Member] | Unclassified [Member]
Loans receivable	$ 52,083	$ 78,223

Note 9 - Allowance for Loan L_6

Note 9 - Allowance for Loan Losses and Credit Quality Information - Aging of Past Due Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Loans receivable	$ 631,698	$ 653,791
Loans 90 days or more past due and still accruing	0	0
Residential Portfolio Segment [Member]
Loans receivable	157,502	135,023
Loans 90 days or more past due and still accruing	0	0
Commercial Real Estate Portfolio Segment [Member]
Loans receivable	375,700	380,704
Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member]
Loans receivable	196,167	202,400
Loans 90 days or more past due and still accruing	0	0
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Other [Member]
Loans receivable	179,533	178,304
Loans 90 days or more past due and still accruing	0	0
Consumer Portfolio Segment [Member]
Loans receivable	42,753	55,391
Loans 90 days or more past due and still accruing	0	0
Commercial Portfolio Segment [Member]
Loans receivable	55,743	82,673
Loans 90 days or more past due and still accruing	0	0
Financial Asset, 30 to 59 Days Past Due [Member]
Loans receivable	1,291	1,084
Financial Asset, 30 to 59 Days Past Due [Member] | Residential Portfolio Segment [Member]
Loans receivable	1,072	626
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member]
Loans receivable	0	0
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Other [Member]
Loans receivable	0	0
Financial Asset, 30 to 59 Days Past Due [Member] | Consumer Portfolio Segment [Member]
Loans receivable	219	458
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Loans receivable	0	0
Financial Asset, 60 to 89 Days Past Due [Member]
Loans receivable	86	104
Financial Asset, 60 to 89 Days Past Due [Member] | Residential Portfolio Segment [Member]
Loans receivable	47	38
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member]
Loans receivable	0	0
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Other [Member]
Loans receivable	0	0
Financial Asset, 60 to 89 Days Past Due [Member] | Consumer Portfolio Segment [Member]
Loans receivable	39	66
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Loans receivable	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans receivable	724	577
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Residential Portfolio Segment [Member]
Loans receivable	161	298
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member]
Loans receivable	325	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Other [Member]
Loans receivable	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Consumer Portfolio Segment [Member]
Loans receivable	238	279
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Loans receivable	0	0
Financial Asset, Past Due [Member]
Loans receivable	2,101	1,765
Financial Asset, Past Due [Member] | Residential Portfolio Segment [Member]
Loans receivable	1,280	962
Financial Asset, Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member]
Loans receivable	325	0
Financial Asset, Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Other [Member]
Loans receivable	0	0
Financial Asset, Past Due [Member] | Consumer Portfolio Segment [Member]
Loans receivable	496	803
Financial Asset, Past Due [Member] | Commercial Portfolio Segment [Member]
Loans receivable	0	0
Financial Asset, Not Past Due [Member]
Loans receivable	629,597	652,026
Financial Asset, Not Past Due [Member] | Residential Portfolio Segment [Member]
Loans receivable	156,222	134,061
Financial Asset, Not Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member]
Loans receivable	195,842	202,400
Financial Asset, Not Past Due [Member] | Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Other [Member]
Loans receivable	179,533	178,304
Financial Asset, Not Past Due [Member] | Consumer Portfolio Segment [Member]
Loans receivable	42,257	54,588
Financial Asset, Not Past Due [Member] | Commercial Portfolio Segment [Member]
Loans receivable	$ 55,743	$ 82,673

Note 9 - Allowance for Loan L_7

Note 9 - Allowance for Loan Losses and Credit Quality Information - Impaired Loans and Related Allowances (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020	Dec. 31, 2020
Related allowance	$ 286		$ 286		$ 238
Recorded investment	1,871		1,871		3,126
Unpaid principal balance	1,890		1,890		4,346
Specific reserves	286		286		238
Average recorded investment	1,860	$ 3,068	2,452	$ 3,408
Interest income recognized	3	10	19	71
Residential Portfolio Segment [Member]
Recorded investment, with no related allowance	356		356		740
Unpaid principal balance, with no related allowance	375		375		759
Recorded investment, with related allowance	89		89		117
Unpaid principal balance, with related allowance	89		89		117
Related allowance	38		38		29
Recorded investment	445		445		857
Unpaid principal balance	464		464		876
Specific reserves	38		38		29
Average recorded investment, with no related allowance	390	606	564	585
Interest income recognized, with no related allowance	0	6	4	23
Average recorded investment, with related allowance	122	121	119	273
Interest income recognized, with related allowance	0	0	0	0
Average recorded investment	512	727	683	858
Interest income recognized	0	6	4	23
Commercial Real Estate Portfolio Segment [Member]
Related allowance	152		152		95
Specific reserves	152		152		95
Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member]
Recorded investment, with no related allowance	0		0		932
Unpaid principal balance, with no related allowance	0		0		1,582
Recorded investment, with related allowance	325		325		166
Unpaid principal balance, with related allowance	325		325		166
Related allowance	17		17		5
Recorded investment	325		325		1,098
Unpaid principal balance	325		325		1,748
Specific reserves	17		17		5
Average recorded investment, with no related allowance	78	985	540	493
Interest income recognized, with no related allowance	0	0	0	33
Average recorded investment, with related allowance	163	173	123	177
Interest income recognized, with related allowance	0	0	7	0
Average recorded investment	241	1,158	663	670
Interest income recognized	0	0	7	33
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Other [Member]
Recorded investment, with no related allowance	192		192		211
Unpaid principal balance, with no related allowance	192		192		211
Recorded investment, with related allowance	167		167		175
Unpaid principal balance, with related allowance	167		167		175
Related allowance	135		135		90
Recorded investment	359		359		386
Unpaid principal balance	359		359		386
Specific reserves	135		135		90
Average recorded investment, with no related allowance	193	401	199	340
Interest income recognized, with no related allowance	0	0	0	2
Average recorded investment, with related allowance	168	0	163	487
Interest income recognized, with related allowance	0	0	0	0
Average recorded investment	361	401	362	827
Interest income recognized	0	0	0	2
Consumer Portfolio Segment [Member]
Recorded investment, with no related allowance	592		592		574
Unpaid principal balance, with no related allowance	592		592		574
Recorded investment, with related allowance	132		132		176
Unpaid principal balance, with related allowance	132		132		176
Related allowance	88		88		100
Recorded investment	724		724		750
Unpaid principal balance	724		724		750
Specific reserves	88		88		100
Average recorded investment, with no related allowance	610	586	577	640
Interest income recognized, with no related allowance	0	3	6	9
Average recorded investment, with related allowance	114	142	138	169
Interest income recognized, with related allowance	3	0	1	2
Average recorded investment	724	728	715	809
Interest income recognized	3	3	7	11
Commercial Portfolio Segment [Member]
Recorded investment, with related allowance	18		18		35
Unpaid principal balance, with related allowance	18		18		586
Related allowance	8		8		14
Recorded investment	18		18		35
Unpaid principal balance	18		18		586
Specific reserves	8		8		$ 14
Average recorded investment, with no related allowance		4		2
Interest income recognized, with no related allowance		0		0
Average recorded investment, with related allowance	22	50	29	242
Interest income recognized, with related allowance	0	1	1	2
Average recorded investment	22	54	29	244
Interest income recognized	$ 0	$ 1	$ 1	$ 2

Note 9 - Allowance for Loan L_8

Note 9 - Allowance for Loan Losses and Credit Quality Information - Non-accrual Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Non-accrual loans	$ 1,788	$ 2,684
Residential Portfolio Segment [Member]
Non-accrual loans	423	502
Commercial Real Estate Portfolio Segment [Member] | Real Estate Loan [Member]
Non-accrual loans	325	1,098
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Other [Member]
Non-accrual loans	360	386
Consumer Portfolio Segment [Member]
Non-accrual loans	673	689
Commercial Portfolio Segment [Member]
Non-accrual loans	$ 7	$ 9

Note 9 - Allowance for Loan L_9

Note 9 - Allowance for Loan Losses and Credit Quality Information - Troubled Debt Restructurings (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Troubled debt restructurings	$ 1,266	$ 1,478
Performing Financial Instruments [Member]
Troubled debt restructurings	83	442
Nonperforming Financial Instruments [Member]
Troubled debt restructurings	1,183	1,036
Residential Portfolio Segment [Member]
Troubled debt restructurings	258	612
Residential Portfolio Segment [Member] | Performing Financial Instruments [Member]
Troubled debt restructurings	22	355
Residential Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Troubled debt restructurings	236	257
Commercial Real Estate Portfolio Segment [Member]
Troubled debt restructurings	359	211
Commercial Real Estate Portfolio Segment [Member] | Performing Financial Instruments [Member]
Troubled debt restructurings	0	0
Commercial Real Estate Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Troubled debt restructurings	359	211
Consumer Portfolio Segment [Member]
Troubled debt restructurings	639	630
Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member]
Troubled debt restructurings	51	62
Consumer Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Troubled debt restructurings	588	568
Commercial Portfolio Segment [Member]
Troubled debt restructurings	10	25
Commercial Portfolio Segment [Member] | Performing Financial Instruments [Member]
Troubled debt restructurings	10	25
Commercial Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Troubled debt restructurings	$ 0	$ 0

Note 9 - Allowance for Loan _10

Note 9 - Allowance for Loan Losses and Credit Quality Information - Financial Effects of Troubled Debt Restructurings (Details) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021USD ($)	Sep. 30, 2020USD ($)	Sep. 30, 2021USD ($)	Sep. 30, 2020USD ($)
Number of Contracts	1	0	4	3
Pre- modification Outstanding Recorded Investment	$ 38	$ 0	$ 284	$ 387
Post- modification Outstanding Recorded Investment	$ 40	$ 0	$ 287	$ 394
Residential Portfolio Segment [Member]
Number of Contracts	1	0	1	1
Pre- modification Outstanding Recorded Investment	$ 38	$ 0	$ 38	$ 94
Post- modification Outstanding Recorded Investment	$ 40	$ 0	$ 40	$ 101
Commercial Real Estate Portfolio Segment [Member] | Commercial Real Estate Other [Member]
Number of Contracts	0	0	1	2
Pre- modification Outstanding Recorded Investment	$ 0	$ 0	$ 139	$ 293
Post- modification Outstanding Recorded Investment	$ 0	$ 0	$ 139	$ 293
Consumer Portfolio Segment [Member]
Number of Contracts	0		1
Pre- modification Outstanding Recorded Investment	$ 0		$ 93
Post- modification Outstanding Recorded Investment	$ 0		$ 94
Commercial Portfolio Segment [Member]
Number of Contracts	0		1
Pre- modification Outstanding Recorded Investment	$ 0		$ 14
Post- modification Outstanding Recorded Investment	$ 0		$ 14

Note 10 - Intangible Assets (De

Note 10 - Intangible Assets (Details Textual) - USD ($) $ in Millions	9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020
Mortgage Servicing Rights and Core Deposits [Member]
Amortization of Intangible Assets, Total	$ 0.9	$ 1.1

Note 10 - Intangible Assets - M

Note 10 - Intangible Assets - Mortgage Servicing Activity (Details) - USD ($) $ in Thousands	9 Months Ended		12 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Dec. 31, 2020
Balance, beginning of period	$ 3,043	$ 2,172	$ 2,172
Originations	1,070	1,710	2,189
Amortization	(881)	(1,002)	(1,318)
Balance, end of period	3,232	2,880	3,043
Fair value of mortgage servicing rights	$ 4,292	$ 2,956	$ 3,378

Note 10 - Intangible Assets - R

Note 10 - Intangible Assets - Risk Characteristics of Loans Being Serviced (Details) $ in Thousands	9 Months Ended
	Sep. 30, 2021USD ($)
Original Term Thirty Year Fixed Rate [Member]
Loan Principal Balance	$ 416,090
Weighted Average Interest Rate	3.46%
Weighted Average Remaining Term (Month)	312 months
Number of Loans	2,650
Original Term Fifteen Year Fixed Rate [Member]
Loan Principal Balance	$ 118,843
Weighted Average Interest Rate	2.88%
Weighted Average Remaining Term (Month)	142 months
Number of Loans	1,068

Note 10 - Intangible Assets - G

Note 10 - Intangible Assets - Gross Carrying Amount and Accumulated Amortization of Intangible Assets (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Finite-lived intangible assets, accumulated amortization	$ (3,100)	$ (3,165)
Finite-lived intangible assets, unamortized intangible assets	3,249
Goodwill, gross carrying amount	802	802
Goodwill, accumulated impairment	0	0
Goodwill	802	802
Intangible assets (including goodwill), gross carrying amount	7,151	7,067
Intangible assets, unamortized intangible assets	4,051	3,902
Mortgage Servicing Rights [Member]
Finite-lived intangible assets, gross carrying amount	5,775	5,691
Finite-lived intangible assets, accumulated amortization	(2,543)	(2,648)
Finite-lived intangible assets, unamortized intangible assets	3,232	3,043
Core Deposits [Member]
Finite-lived intangible assets, gross carrying amount	574	574
Finite-lived intangible assets, accumulated amortization	(557)	(517)
Finite-lived intangible assets, unamortized intangible assets	$ 17	$ 57

Note 10 - Intangible Assets - E

Note 10 - Intangible Assets - Estimated Future Amortization Expense (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
2021	$ 180
2022	676
2023	624
2024	585
2025	511
Thereafter	673
Total	3,249
Mortgage Servicing Rights [Member]
2021	173
2022	666
2023	624
2024	585
2025	511
Thereafter	673
Total	3,232	$ 3,043
Core Deposits [Member]
2021	7
2022	10
2023	0
2024	0
2025	0
Thereafter	0
Total	$ 17	$ 57

Note 11 - Leases (Details Textu

Note 11 - Leases (Details Textual) - USD ($) $ in Thousands	Oct. 08, 2021	Sep. 30, 2021	Sep. 30, 2020
Payments to Acquire Property, Plant, and Equipment, Total		$ 440	$ 669
Subsequent Event [Member]
Payments to Acquire Property, Plant, and Equipment, Total	$ 7,800
Increase (Decrease) in Operating Lease, Right-of-Use Asset	(2,300)
Increase (Decrease) in Operating Lease Liability	$ (2,300)
Minimum [Member]
Lessee, Operating Lease, Remaining Lease Term (Month)		11 months
Lessee, Operating Lease, Renewal Term (Year)		3 years
Maximum [Member]
Lessee, Operating Lease, Remaining Lease Term (Month)		43 months
Lessee, Operating Lease, Renewal Term (Year)		10 years
Other Assets [Member]
Operating Lease, Right-of-Use Asset		$ 2,600
Other Liabilities [Member]
Operating Lease, Liability, Total		$ 2,620

Note 11 - Leases - Operating Le

Note 11 - Leases - Operating Lease Cost (Details) - USD ($) $ in Thousands	3 Months Ended	9 Months Ended
	Sep. 30, 2021	Sep. 30, 2021
Operating lease cost	$ 223	$ 672

Note 11 - Leases - Summary of O

Note 11 - Leases - Summary of Other Information Related to Operating Leases (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Cash paid for amounts included in the measurement of lease liabilities:
Operating cash flows from operating leases	$ 223	$ 224	$ 672	$ 669
Weighted-average remaining lease term – operating leases (Year)	3 years	3 years 10 months 24 days	3 years	3 years 10 months 24 days
Weighted-average discount rate – operating leases	2.19%	2.19%	2.19%	2.19%

Note 11 - Leases - Maturity of

Note 11 - Leases - Maturity of Remaining Lease Liabilities (Details) $ in Thousands	Sep. 30, 2021USD ($)
2021	$ 229
2022	932
2023	807
2024	729
2025	15
Total lease payments	2,712
Less: Interest	(92)
Other Liabilities [Member]
Operating Lease, Liability, Total	$ 2,620

Note 12 - Earnings Per Common_3

Note 12 - Earnings Per Common Share - Basic and Diluted Earnings (Loss) Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Weighted average number of common shares outstanding used in basic earnings per share calculation (in shares)	4,432,447	4,628,292	4,494,761	4,624,266
Restricted stock awards and options (in shares)	33,421	22,550	33,122	25,312
Weighted average number of shares outstanding adjusted for effect of dilutive securities (in shares)	4,465,868	4,650,842	4,527,883	4,649,578
Net income	$ 3,619	$ 3,101	$ 11,565	$ 7,177
Basic earnings per share (in dollars per share)	$ 0.82	$ 0.67	$ 2.57	$ 1.55
Diluted earnings per share (in dollars per share)	$ 0.81	$ 0.67	$ 2.55	$ 1.54

Note 13 - Regulatory Capital _3

Note 13 - Regulatory Capital and Oversight (Details Textual) $ in Millions	Sep. 30, 2021USD ($)
Banks Tangible Assets	$ 992.6
Adjusted Assets	991.8
Banking Regulation, Risk-Weighted Assets, Actual	$ 690.2
Banking Regulation, Capital Conservation Buffer, Common Equity Tier One Risk-Based Capital, Actual	2.50

Note 13 - Regulatory Capital _4

Note 13 - Regulatory Capital and Oversight - Capital Amounts and Ratios (Details) $ in Thousands	Sep. 30, 2021USD ($)
Common equity tier 1 capital, actual amount	$ 95,568
Common equity tier 1 capital, actual percent of asset	0.1385
Common equity tier 1 capital, amount required to be adequately capitalized	$ 31,060
Common equity tier 1 capital, percent of assets required to be adequately capitalized	0.0450
Common equity tier 1 capital, excess capital amount	$ 64,508
Common equity tier 1 capital, excess capital percent of assets	0.0935
Common equity tier 1 capital, amount to be well capitalized under prompt corrective action provisions	$ 44,865
Common equity tier 1 capital, percent of assets to be well capitalized under prompt corrective action provisions	0.0650
Tier 1 capital leverage, actual amount	$ 95,568
Tier 1 capital leverage, actual percent of asset	0.0964
Tier 1 capital leverage, amount required to be adequately capitalized	$ 39,674
Tier 1 capital leverage, percent of assets required to be adequately capitalized	0.0400
Tier 1 capital leverage, excess capital amount	$ 55,894
Tier 1 capital leverage, excess capital percent of assets	0.0564
Tier 1 capital leverage, amount to be well capitalized under prompt corrective action provisions	$ 49,592
Tier 1 capital leverage, percent of assets to be well capitalized under prompt corrective action provisions	0.0500
Tier 1 risk-based capital, actual amount	$ 95,568
Tier 1 risk-based capital, actual percent of asset	0.1385
Tier 1 risk-based capital, amount required to be adequately capitalized	$ 41,414
Tier 1 risk-based capital, percent of assets required to be adequately capitalized	0.0600
Tier 1 risk-based capital, excess capital amount	$ 54,154
Tier 1 risk-based capital, excess capital percent of assets	0.0785
Tier 1 risk-based capital, amount to be well capitalized under prompt corrective action provisions	$ 55,219
Tier 1 risk-based capital, percent of assets to be well capitalized under prompt corrective action provisions	0.0800
Total risk-based capital, actual amount	$ 104,201
Total risk-based capital, actual percent of asset	0.1510
Total risk-based capital, amount required to be adequately capitalized	$ 55,219
Total risk-based capital, percent of assets required to be adequately capitalized	0.0800
Total risk-based capital, excess capital amount	$ 48,982
Total risk-based capital, excess capital percent of assets	0.0710
Total risk-based capital, amount to be well capitalized under prompt corrective action provisions	$ 69,023
Total risk-based capital, percent of assets to be well capitalized under prompt corrective action provisions	0.1000

Note 14 - Stockholders' Equity

Note 14 - Stockholders' Equity (Details Textual) - USD ($) $ in Thousands	3 Months Ended	9 Months Ended
	Sep. 30, 2021	Sep. 30, 2021	Sep. 30, 2020
Dividends, Common Stock, Cash		$ 0
Treasury Stock, Value, Acquired, Cost Method	$ 1,130	3,866	$ 360
New Share Repurchase Program [Member]
Stock Repurchase Program, Authorized Amount	$ 4,900	$ 4,900
Treasury Stock, Shares, Acquired (in shares)		50,000
Treasury Stock, Value, Acquired, Cost Method		$ 1,100

Note 15 - Commitments and Con_2

Note 15 - Commitments and Contingencies (Details Textual) $ in Thousands	9 Months Ended
	Sep. 30, 2021USD ($)
Letters of Credit Issued and Available Amount	$ 5,600
Loss Contingency, Damages Sought, Value	2,500
Minimum [Member]
Loss Contingency, Estimate of Possible Loss	0
Maximum [Member]
Loss Contingency, Estimate of Possible Loss	$ 700

Note 16 - Business Segments - P

Note 16 - Business Segments - Profit and Assets for the Reportable Segments (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020	Dec. 31, 2020
Interest income - external customers	$ 8,401	$ 7,949	$ 24,384	$ 23,676
Non-interest income - external customers	3,051	4,527	11,048	10,590
Intersegment interest income	0	0	0	0
Intersegment non-interest income	0	0	0	0
Interest expense	360	656	1,223	2,293
Provision for loan losses	(886)	770	(2,353)	1,548
Non-interest expense	6,906	6,727	20,365	20,379
Income tax expense	1,453	1,222	4,632	2,869
Net income	3,619	3,101	11,565	7,177
Total assets	1,036,615	898,452	1,036,615	898,452	$ 909,580
Consolidation, Eliminations [Member]
Interest income - external customers	0	0	0	0
Non-interest income - external customers	0	0	0	0
Intersegment interest income	(3,832)	(3,309)	(22)	(7,784)
Intersegment non-interest income	(8)	(9)	(12,230)	(32)
Interest expense	(8)	(9)	(22)	(32)
Provision for loan losses	0	0	0	0
Non-interest expense	(59)	(58)	(176)	(175)
Income tax expense	0	0	0	0
Net income	(3,773)	(3,251)	(12,054)	(7,609)
Total assets	(109,402)	(100,550)	(109,402)	(100,550)
Home Federal Savings Bank [Member] | Operating Segments [Member]
Interest income - external customers	8,401	7,949	24,384	23,676
Non-interest income - external customers	3,051	4,527	11,047	10,590
Intersegment interest income	59	58	0	175
Intersegment non-interest income	0	0	176	0
Interest expense	368	665	1,245	2,325
Provision for loan losses	(886)	770	(2,353)	1,548
Non-interest expense	6,766	6,591	19,906	19,992
Income tax expense	1,490	1,257	4,755	2,967
Net income	3,773	3,251	12,054	7,609
Total assets	1,035,945	897,694	1,035,945	897,694
Other Segments [Member] | Operating Segments [Member]
Interest income - external customers	0	0	0	0
Non-interest income - external customers	0	0	1	0
Intersegment interest income	3,773	3,251	22	7,609
Intersegment non-interest income	8	9	12,054	32
Interest expense	0	0	0	0
Provision for loan losses	0	0	0	0
Non-interest expense	199	194	635	562
Income tax expense	(37)	(35)	(123)	(98)
Net income	3,619	3,101	11,565	7,177
Total assets	$ 110,072	$ 101,308	$ 110,072	$ 101,308